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+{"doc_id": "020199dffb1369f155f175146557942c", "text": "i \n \n \n \n \n \n \n \nMAY 2022 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMONETARY DEVELOPMENTS .............................................................................................. 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nINFLATION OUTTURN ............................................................................................................. 8 \nAnnual Inflation ........................................................................................................................ 8 \nMonthly Inflation ...................................................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nCash Transactions ................................................................................................................... 10 \nMobile and Internet Based Transactions .............................................................................. 10 \nCard Based Transactions ....................................................................................................... 10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \n \n2022 \n \nApril \n \n2022 \n \nMay \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n29,229.89 \n29,220.30 \n-0.03 \nMoney Supply2 (M3) (ZW$ millions) \n671,372.61 \n971,543.68 \n44.71 \nAnnual Inflation1 (%) \n96.43 \n131.74 \n35.31a \n \nBlended Annual Inflation1 (%) \n40.99 \n50.53 \n9.54a \nMonthly Inflation1 (%) \n15.55 \n20.97 \n5.42a \n \nBlended Monthly Inflation1 (%) \n9.63 \n8.68 \n-0.95a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n1,457.08 \n1,906.58 \n31.00 \nNominal Lending Rate2 \n(% per annum) \n15.00-85.00 \n15-85.00 \n \n \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \n \nInternational monthly average prices for gold, \nplatinum, palladium, copper and nickel \ndeclined in May 2022. Brent Crude oil prices, \nhowever, firmed during the same month. \nCommodity markets were to a large extent \ninfluenced by a stronger US dollar and the \nCovid-19-induced lockdowns in China, the \nworld’s largest metal consumer. \n \nPrecious Metals \n \n Gold \nGold prices retreated by 4.4% to US$1,849.84 \nper ounce, from US$1,934.47 per ounce \nrecorded in the prior month. Prices continued to \nbe weighed down by a stronger US dollar and \nprospects of aggressive interest rate hikes by \nthe US Federal Reserve, to abate inflationary \npressures. \nPlatinum \nPlatinum prices were marginally bearish, \nfalling by 0.4%, from a monthly average of \nUS$963.76 per ounce in the previous month to \nclose the month under analysis at US$959.81 \nper ounce. The decline in prices reflected the \nadverse impact of a stronger US dollar, coupled \nwith weaker demand from China, which \noutweighed supply concerns about Russian \nplatinum. \nPalladium \nPalladium prices retreated in May 2022 on \naccount of a stronger US dollar, coupled with \nstringent Covid-19 induced restrictions in \nChina, which adversely impacted on the \ndemand for most metals. Prices eased by \n11.5%, from US$2,321.76 per ounce recorded \nin the preceding month to US$2,055.05 per \nounce, during the reporting month. Figure 1 \nshows the developments in precious metal \nprices for the period from May 2021 to May \n2022. \n \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n \nBase Metals \n \nCopper \nCopper prices remained weak, amid waning \ndemand from China, due to prolonged \nlockdowns to curb the spread of the new Covid-\n19 variant. Prices eased by 7.6%, from \nUS$10,163.20 per tonne in the previous month \nto US$9.391.39 per tonne in May 2022. \n \nNickel \nNickel prices declined by 15%, from a monthly \naverage of US$32,984.74 per tonne recorded in \nApril 2022 to US$28,025.52 per tonne, during \nthe month under review. The slump in prices \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nUS$/oz.\nGold\nPalladium\nPlatinum\n \n \n \n5 \n \nwas occasioned by a stronger US dollar and \nsubdued demand in China. Figure 2 shows \ndevelopments in base metal prices for the \nperiod from May 2021 to May 2022. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \nBrent Crude Oil \nBrent crude oil prices rose by 5.8%, from a \nmonthly average of US$105.46 per barrel in \nApril 2022 to US$111.59 per barrel, during the \nmonth under review. Prices increased as supply \ncontinued to tighten, against a background of \nthe boycotting of Russia oil by a number of \nWestern countries, in response to the country’s \ninvasion \nof \nUkraine. \nFigure \n3 \nshows \ndevelopments in Brent crude oil prices for the \nperiod from May 2021 to May 2022. \n \n \n \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2022 \n \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock stood at ZW$971.54 \nbillion in May 2022, compared to ZW$671.37 \nbillion recorded in April 2022. The money \nstock was largely composed of foreign \ncurrency deposits, 57.55%; and local currency \ndeposits, 42.13%. Currency in circulation \nconstituted 0.32% of total money supply. \nFigure 4 shows the composition of money \nsupply. \n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n20\n40\n60\n80\n100\n120\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nUS$/barrel\n \n \n \n6 \n \nFigure 4: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nMonth-on-month, broad money increased by \n44.71%, largely reflecting an increase of \n85.05% in foreign currency deposits, from \nZW$302.16 \nbillion \nin \nApril \n2022 \nto \nZW$559.14 billion in May 2022. The increase \nwas on the back of exchange rate depreciation. \nOver the same period, the local currency \ncomponent of broad money grew by 11.70%. \nDuring the month under review, net domestic \nclaims increased by 32.33% to ZW$671.65 \nbillion. The growth was largely due to increases \nof ZW$122.19 billion and ZW$13.62 billion in \ncredit to the private sector and net claims on \nGovernment, respectively. \nOn an annual basis, broad money registered a \ngrowth of 245.00%, largely driven by the \nimpact of exchange rate depreciation over the \nyear. \nThe \nauction \nrate \nmoved \nfrom \nZW$84.73/US$ \nin \nMay \n2021 \nto \nZW$290.88/US$ in May 2022, resulting in \ngrowth of the ZW$ equivalent of FCA deposits, \nfrom ZW$127.55 billion in May 2021 to \nZW$559.14 billion in May 2022. The local \ncurrency component of broad money also grew \nby 167.70% over the same period, reflecting \nsignificant credit creation in the banking \nsystem. \nThe annual growth in broad money was largely \ndriven by increases of 316.99% and 286.02% \nin credit to the private sector and net claims on \nGovernment, respectively. Net credit to \nGovernment included treasury bill holdings by \nthe banks, as well as the accounting for \ndrawdowns on the special drawing rights \n(SDR) reserves, by Government. \nCredit to the private sector mainly benefited the \nagriculture and household sectors, which \nreceived 27.08% and 20.40% of the total credit, \nrespectively. \nThe \ndistribution \nand \nmanufacturing sectors also received 13.44% \nand 11.19%, respectively, while credit shares \nfor the rest of the economic sectors are shown \nin Figure 5. \nFigure 5: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nCredit to the private sector was largely \nchanneled towards inventory build-up, 32.66%; \nLocal \nCurrency \nTransferable \ndeposits\n34.29%\nForeign \nCurrency \nDeposits\n57.55%\nTime \nDeposits\n7.20%\nCurrency in \nCirculation\n0.32%\nNCDs\n0.64%\nHouseholds\n20.40%\nAgriculture\n27.08%\nMining\n7.64%\nManufacturing\n11.19%\nDistribution\n13.44%\nConstruction\n1.36%\nTransport & \nCommunicati\nons\n2.56%\nServices\n12.80%\nFinancial Org. \n& Investments\n3.51%\nOther\n0.02%\n \n \n \n7 \n \nother recurrent expenditures, 27.39%; and \nfixed capital investments, 17.26%. \nSTOCK MARKET DEVELOPMENTS \n \nZIMBABWE STOCK EXCHANGE (ZSE) \n \nDuring the month of May 2022, the Zimbabwe \nStock Exchange (ZSE) took a negative \ntrajectory, largely reflecting profit-taking \ntendencies on the bourse. As a result, all the \nmajor indices registered losses. \n \n The All Share, Top 10, Top 15, Medium and \nSmall Cap indices declined by 18.74%, \n18.36%, 20.03%, 19.88% and 19.16% to close \nat 23 072.46 points, 15 337.16 points, 16 \n734.61 points, 37 634.85 points and 474 727.96 \npoints from 28 391.75 points, 18 786.03 points, \n20 926.14 points, 46 972.25 points and 587 \n219.17 points, respectively. \n \nThe resources index also declined by 31.14% to \nclose at 21 021.24 points, during the month \nunder analysis, from 30 527.28 points recorded \nin April 2022. \n \n \n \n \n \n \n \n \n \nFigure 6: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2022 \nThe cumulative volume of shares traded on the \nZSE increased by 1.07% to 195.48 million \nshares in May 2022, from 193.41 million shares \nrecorded \nin \nthe \nprevious \nmonth. \nThe \ncumulative value of shares traded, however, \ndeclined by 27.76% to ZW$8.21 billion, during \nthe month of May 2022, compared to \nZW$11.37 billion recorded in April 2022. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined to 2.25%, from \n5.36% recorded in April 2022. The month of \nMay 2022 also saw the net foreign position \nworsen to -ZW$1.29 billion, compared to \n-ZW$469.68 million, recorded in the prior \nmonth. \n \n \n \n \n0.00\n4,000.00\n8,000.00\n12,000.00\n16,000.00\n20,000.00\n24,000.00\n28,000.00\n32,000.00\n0\n4000\n8000\n12000\n16000\n20000\n24000\n28000\n31-May-21\n30-Jun-21\n31-Jul-21\n31-Aug-21\n30-Sep-21\n31-Oct-21\n30-Nov-21\n31-Dec-21\n31-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n8 \n \nFigure 7: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2022 \n \nIn line with the developments during the \nreporting month, the ZSE lost ZW$0.65 billion, \nor 18.45% worth of capitalization to close at \nZW$2 893 011.70 billion. \n \nVICTORIA FALLS STOCK EXCHANGE \n(VFEX) \n \nDuring the month of May 2022, the Victoria \nFalls \nStock \nExchange \n(VFEX) \nwas \ncharacterized by bearish sentiments, for the \nsecond consecutive month. Resultantly, the \nVFEX All Share Index fell by 5.64% to close \nat 100.67 points, from 106.68 points recorded \nin the prior month. \n \n \n \n \n \nFigure 8: Victoria Falls Stock Exchange All \nShare Index \nSource: Victoria Falls Stock Exchange (VFEX), 2022 \n \nMarket Capitalization \nAs a consequence of the bearish sentiments on \nthe VFEX, the market lost US$14.20 million or \n5.62% worth of capitalization to close at \nUS$0.24 billion, compared to US$0.25 billion \nrecorded in April 2022. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation increased by 35.31 \npercentage points, from 96.43% in April 2022 \nto 131.74% in May 2022. The depreciation of \nthe Zimbabwe dollar on both the formal and \ninformal markets contributed to the rise in \nannual inflation in the month under review. \nPass through effects of global inflation to \ndomestic prices also had a significant impact on \ninflation. \n \n0\n2,000\n4,000\n6,000\n8,000\n10,000\n12,000\n14,000\n16,000\n18,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\nVFEX ALL SHARE INDEX\n \n \n \n9 \n \nAnnual food inflation rose by 50.52 percentage \npoints to 154.57% in May 2022, from 104.05% \nin the previous month. Food inflation continued \nto be largely stoked by rising international food \nprices. \n \nAnnual non-food inflation also rose from \n90.62% in April 2022, to 114.79% in May \n2022. \n \nAnnual blended inflation2 rate increased from \n40.99% in April 2022 to 50.53% in May 2022, \nlargely driven by the rise in blended food \ninflation. \n \n \nMonthly Inflation \n \nMonthly inflation rose to 20.97% in May 2022, \nfrom 15.55% in April 2022, largely driven by \nfood inflation. \nFood inflation increased from 18.47% in April \n2022 to 25.95% in May 2022, mainly driven by \nbread and cereals. \n \nMonthly non-food inflation also rose from \n13.27% in April 2022 to 16.91%, during the \nreporting month. Miscellaneous goods and \nservices, transport and housing water and \nelectricity \nregistered \nsignificant \nprice \nincreases, during the month under review. \nFigure 9 shows the month-on-month inflation \nprofile. \n \n \n \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \n \nFigure 9: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2022 \n \nMonthly blended inflation eased from 9.63% in \nApril 2022 to 8.68% in May 2022, on account \nof declines in non-food inflation. \n \nNATIONAL PAYMENTS SYSTEM \n \n \nThe total value of transactions processed \nthrough the National Payment System (NPS) \nincreased by 31% to ZWL$1.91 trillion, during \nthe month of May 2022. NPS transaction \nvolumes rose by 4% to close at 98.15 million, \nduring the same month. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS \nsystem \nincreased \nby \n24% \nto \nZWL$1,205.99 billion in May 2022, from \nZWL$976.62 billion recorded in April 2022. \nThe volume of transactions registered an \nincrease of 13%, from 1.07 million in the \nin price of goods and services sold in the two main currencies \nin circulation, namely the ZW$ and the US$. \n0.00%\n5.00%\n10.00%\n15.00%\n20.00%\n25.00%\n30.00%\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nFood\nNon-Food\nOverall\n \n \n \n10 \n \nprevious month to close at 1.21 million \ntransactions, during the month under analysis. \nFigure 10: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \n \nCash Transactions \nCash \nbased \ntransactions \nincreased \nto \nZW$55.04 billion, during the month under \nreview, from ZW$31.61 billion in April 2022. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions stood at \nZW$576.07 billion in May 2022, up from \nZW$382.87 billion recorded in the preceding \nmonth. \n \nCard Based Transactions \n \nCard-based \ntransactions \nincreased \nto \nZW$124.52 billion in May 2022, from \nZW$97.58 billion in April 2022. \n \n \n \n \n \nRESERVE BANK OF ZIMBABWE \n -\n 200.0\n 400.0\n 600.0\n 800.0\n 1,000.0\n 1,200.0\n 1,400.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n13 \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n16 \n 4.2 Liabilities \n \n \n \n \n \n \n \n17 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n18 \n 5.2 Liabilities \n \n \n \n19 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n20 \n 6.2 Liabilities \n \n \n \n \n \n21 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n22 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n23 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n24 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n25 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n26 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n27 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n28 \n \n \n \n \n \n \n12 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 29 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 30 \n \n13.2 Volumes of Transactions \n \n \n \n \n 31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n13 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nNet Foreign Assets\n-328,642,322.20\n-303,317,411.71\n-290,181,081.59\n-301,865,260.30\n-305,499,835.09\n-324,477,572.55\n-370,161,253.86\n-361,298,424.39\n-440,559,292.65\n-471,346,132.81\n-543,454,309.01\n-607,806,554.74\n-1,139,041,286.30\nCentral Bank(net)\n-418,533,821.61\n-408,677,935.81\n-412,168,208.49\n-411,964,116.26\n-421,707,589.69\n-470,115,861.82\n-508,301,508.78\n-513,012,570.17\n-569,288,849.11\n-608,788,967.34\n-717,594,313.10\n-794,405,282.55\n-1,478,375,394.21\nForeign Assets\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\nForeign Liabilities\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\nOther Depository Corporations(net)\n89,891,499.41\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\nForeign Assets\n106,013,344.18\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\nForeign Liabilities\n16,121,844.77\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\nNet Domestic Assets (NDA)\n610,249,806.36\n606,251,821.19\n620,837,934.22\n631,052,096.29\n670,098,627.13\n742,039,356.10\n808,077,271.24\n836,659,942.26\n910,997,169.52\n977,472,347.72 1,132,547,895.53 1,279,179,159.36\n2,110,584,970.23\nDomestic Claims\n158,719,727.00\n170,177,222.61\n186,187,386.15\n207,406,481.73\n225,085,581.53\n262,344,428.58\n291,811,266.12\n340,286,879.84\n332,913,297.54\n374,469,353.19\n425,899,133.67\n507,567,798.80\n671,650,524.63\nClaims on Central Government(net)\n29,989,668.04\n23,670,319.48\n31,250,109.35\n38,932,426.18\n42,462,267.46\n58,595,877.36\n61,571,905.79\n83,610,072.33\n59,994,722.44\n73,245,394.75\n79,099,806.11\n102,141,792.11\n115,763,515.83\nClaims on Central Government\n47,535,251.17\n42,113,825.79\n45,934,145.83\n55,528,235.16\n59,818,762.06\n75,251,019.59\n80,526,247.04\n98,427,828.73\n98,638,404.95\n108,304,664.41\n112,202,570.05\n128,369,548.84\n154,985,706.21\nCentral Bank\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\nODCs\n19,218,864.33\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\nLess Liabilities to Central Government\n17,545,583.13\n18,443,506.31\n14,684,036.48\n16,595,808.98\n17,356,494.60\n16,655,142.23\n18,954,341.25\n14,817,756.40\n38,643,682.51\n35,059,269.66\n33,102,763.94\n26,227,756.73\n39,222,190.39\nCentral Bank\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\nODCs\n6,832,569.42\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\nClaims on Other Sectors\n128,730,058.96\n146,506,903.14\n154,937,276.80\n168,474,055.55\n182,623,314.07\n203,748,551.22\n230,239,360.33\n256,676,807.51\n272,918,575.10\n301,223,958.44\n346,799,327.56\n405,426,006.70\n555,887,008.81\nOther Financial Corporations\n2,161,647.81\n4,230,396.18\n4,434,113.69\n4,734,034.05\n4,598,468.25\n4,840,748.10\n6,128,229.51\n9,710,262.81\n7,156,496.45\n7,232,833.43\n7,747,219.19\n8,597,004.25\n9,322,673.95\nState and Local Government\n23,547.12\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\nPublic Non Financial Corporations\n9,187,412.56\n12,075,547.93\n10,556,580.34\n13,825,015.06\n17,770,427.55\n20,820,033.41\n22,393,447.91\n23,865,846.53\n21,803,605.08\n29,207,585.84\n26,468,620.27\n29,392,849.46\n56,904,036.69\nPrivate Sector\n117,357,451.47\n130,116,707.10\n139,872,825.71\n149,845,640.23\n160,186,851.44\n178,008,080.43\n201,639,254.74\n222,930,132.71\n243,793,080.38\n264,623,905.12\n312,329,173.83\n367,183,531.22\n489,371,296.07\nCentral Bank\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\nODCs\n116,093,273.55\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\nOther Items(Net)\n-451,530,079.36 -436,074,598.58 -434,650,548.07 -423,645,614.57 -445,013,045.60 -479,694,927.52 -516,266,005.13 -496,373,062.42 -578,083,871.97 -603,002,994.53 -706,648,761.86 -771,611,360.55 -1,438,934,445.60\nShares and Other Equity\n-415,482,334.99\n-421,159,006.94\n-420,923,101.54\n-420,402,750.57\n-426,036,485.00\n-473,248,083.80\n-509,275,252.67\n-502,021,854.19\n-526,564,518.35\n-560,858,506.65\n-647,259,441.19\n-736,032,264.92\n-1,471,834,260.31\nLiabilities to Other Financial Corporations\n429,002.92\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\nRestricted Deposits\n67,378.71\n73,532.53\n85,289.04\n2,097,859.91\n3,600,957.03\n6,496,099.45\n4,400,595.12\n6,915,475.67\n2,167,260.87\n2,173,882.06\n2,994,403.00\n4,012,319.51\n15,942,230.19\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-36,544,126.00\n-15,451,722.36\n-14,365,553.48\n-5,819,302.38\n-22,952,935.50\n-13,445,998.89\n-11,738,438.67\n-1,406,451.73\n-53,917,133.32\n-44,545,169.67\n-63,194,358.13\n-40,078,187.62\n16,635,808.50\nBroad Money-M3\n281,607,484.16\n302,934,409.48\n330,656,852.64\n329,186,835.99\n364,598,792.04\n417,561,783.55\n437,916,017.39\n475,361,517.87\n470,437,876.87\n506,126,214.91\n589,093,586.52\n671,372,604.62\n971,543,683.94\nSecurities Other than Shares Included in Broad Money\n1,525,849.38\n1,559,661.34\n1,523,179.12\n1,873,132.76\n3,191,934.31\n3,729,670.68\n4,007,812.73\n3,696,333.82\n3,685,330.94\n4,456,190.77\n4,510,894.76\n4,246,927.92\n6,165,343.44\nBroad Money-M2\n280,081,634.78\n301,374,748.14\n329,133,673.52\n327,313,703.23\n361,406,857.73\n413,832,112.87\n433,908,204.66\n471,665,184.05\n466,752,545.93\n501,670,024.14\n584,582,691.76\n667,125,676.69\n965,378,340.49\nOther Deposits\n18,359,658.93\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\nNarrow Money-M1\n261,721,975.85\n279,979,150.10\n306,098,411.06\n300,262,147.56\n335,026,202.48\n385,927,355.64\n400,698,387.01\n434,262,220.25\n427,464,720.85\n454,155,285.76\n530,433,488.84\n614,481,640.63\n895,379,518.67\nTransferable Deposits\n259,978,003.99\n277,785,152.96\n303,724,801.01\n297,965,557.69\n333,108,841.78\n383,724,566.36\n398,514,604.13\n431,948,432.28\n425,262,736.08\n451,539,424.76\n527,204,673.89\n610,992,302.31\n892,270,006.18\n Of which Foreign Currency Accounts\n127,553,941.47\n133,630,862.77\n141,174,811.64\n133,774,214.78\n151,057,377.09\n179,312,075.75\n181,547,992.63\n210,704,070.51\n197,684,662.27\n225,776,364.73\n275,166,409.09\n302,163,673.09\n559,139,763.68\nCurrency Outside Depository Corporations\n1,743,971.86\n2,193,997.15\n2,373,610.05\n2,296,589.87\n1,917,360.70\n2,202,789.29\n2,183,782.87\n2,313,787.98\n2,201,984.76\n2,615,861.00\n3,228,814.95\n3,489,338.32\n3,109,512.49\nMemorandum Items\nReserve Money\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\nFCAs as a Percentage of Deposits in M3\n45.6%\n44.4%\n43.0%\n40.9%\n41.7%\n43.2%\n41.7%\n44.5%\n42.2%\n44.8%\n47.0%\n45.2%\n57.7%\nEnd Period Exchange Rate\n84.73\n85.42\n85.64\n86.06\n87.67\n97.14\n105.67\n108.67\n115.42\n124.02\n142.42\n159.35\n301.50\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n14 \n \n \n \n \n \nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nNet Foreign Assets\n-406,631,588.87 -411,000,792.44 -404,663,451.67 -402,310,198.93 -418,533,821.61 -408,677,935.81 -412,168,208.49 -411,964,116.26 -421,707,589.69 -470,115,861.82 -508,301,508.78 -513,012,570.17 -569,288,849.11 -608,788,967.34 -717,594,313.10 -794,405,282.55 -1,478,375,394.21\nClaims on Non Residents\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\nOfficial Reserves Assets\n6,677,598.06\n5,651,394.24\n11,051,852.30\n7,205,335.48\n9,390,079.67\n22,273,252.21\n11,141,648.17\n95,273,718.45\n91,410,691.55\n98,733,481.46\n106,788,388.55\n113,865,495.69\n88,142,478.36\n98,842,512.26\n111,766,758.89\n124,451,895.50\n233,057,350.27\nOther Foreign Assets\n12,009,507.37\n12,215,668.41\n12,188,252.26\n10,909,678.93\n10,944,097.54\n10,865,931.01\n10,684,792.88\n10,973,701.35\n12,282,616.24\n13,594,904.67\n14,755,511.24\n20,597,406.74\n21,801,631.11\n23,392,128.91\n29,671,571.60\n34,061,195.07\n62,485,798.57\nLess Liabilities to Non Residents\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\nShort Term Liabilities\n192,806,142.21\n194,818,587.99\n195,017,951.26\n196,412,895.15\n215,118,073.59\n219,691,932.32\n215,528,229.57\n219,582,935.92\n224,780,986.78\n250,088,131.95\n270,427,009.64\n276,458,350.87\n288,043,621.76\n314,055,031.14\n380,818,044.00\n425,900,083.60\n785,737,559.16\nOther Foreign Liabilities*\n232,512,552.09\n234,049,267.11\n232,885,604.97\n224,012,318.18\n223,749,925.24\n222,125,186.70\n218,466,419.97\n298,628,600.14\n300,619,910.70\n332,356,116.01\n359,418,398.93\n371,017,121.73\n391,189,336.81\n416,968,577.38\n478,214,599.59\n527,018,289.52\n988,180,983.89\n of which blocked funds\n190,969,111.27\n191,664,044.89\n191,174,087.59\n181,636,605.52\n181,088,588.70\n179,118,601.53\n175,855,465.58\n173,053,746.34\n173,544,785.11\n191,359,585.62\n207,901,480.94\n215,193,860.69\n226,575,523.87\n239,652,643.98\n276,151,105.21\n306,560,929.76\n570,884,144.99\nNet Domestic Assets (NDA)\n428,456,369.46\n433,378,426.70\n423,911,503.19\n424,930,288.99\n444,749,080.57\n433,522,736.46\n437,112,930.85\n440,459,231.26\n447,950,487.22\n494,471,680.62\n536,486,587.36\n538,956,830.20\n595,796,383.98\n636,602,481.08\n745,479,564.79\n823,635,174.38\n1,507,595,691.24\nDomestic Claims\n18,864,046.83\n20,211,944.02\n14,624,071.75\n24,589,033.83\n28,240,574.97\n25,962,204.03\n25,193,941.68\n27,281,606.24\n29,006,431.90\n40,400,891.34\n41,254,735.58\n70,963,422.00\n45,764,983.60\n56,431,583.21\n59,280,671.72\n73,729,321.44\n98,948,909.09\nNet Claims on Central Government\n10,812,290.33\n11,396,835.82\n6,500,724.62\n14,103,224.21\n17,603,373.13\n12,336,905.40\n13,122,877.88\n12,099,897.36\n9,757,732.78\n17,950,931.38\n17,031,705.25\n46,157,622.65\n23,759,754.43\n28,391,009.15\n33,843,987.33\n45,816,276.90\n52,202,949.03\nClaims on Central Government\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\nOf which: Securities Other than Shares\n6,165,262.55\n6,095,109.16\n5,962,815.29\n5,871,229.64\n5,850,605.06\n5,809,922.68\n5,803,706.31\n5,778,201.73\n5,767,697.15\n5,748,064.63\n5,737,560.05\n5,725,696.74\n5,709,408.86\n5,698,904.28\n5,628,648.40\n5,618,143.81\n5,618,143.81\nLoans\n18,437,148.85\n18,695,624.21\n19,714,713.82\n22,005,617.72\n22,465,781.78\n18,675,222.67\n16,952,495.34\n17,005,332.91\n17,833,656.45\n25,695,249.98\n27,349,310.60\n51,228,986.78\n52,667,064.29\n53,343,629.64\n55,987,602.77\n58,769,044.66\n78,389,443.38\n Loans and Advances\n14,425,116.65\n14,682,354.29\n15,701,443.90\n17,997,932.14\n18,458,096.20\n14,666,539.96\n12,945,598.08\n12,997,746.30\n13,884,037.90\n15,157,333.07\n16,805,093.22\n17,897,368.08\n19,335,445.61\n19,998,243.11\n22,642,216.24\n25,423,658.13\n45,044,056.85\n Legacy Debt\n400,466.35\n401,704.08\n401,704.08\n396,119.73\n396,119.74\n397,116.86\n395,331.42\n396,020.77\n338,052.70\n6,926,351.06\n6,932,651.53\n29,720,052.86\n29,720,052.83\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\nOf which: Deposits\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n8,051,756.50\n8,815,108.19\n8,123,347.12\n10,485,809.62\n10,637,201.84\n13,625,298.64\n12,071,063.80\n15,181,708.88\n19,248,699.12\n22,449,959.96\n24,223,030.33\n24,805,799.35\n22,005,229.17\n28,040,574.06\n25,436,684.39\n27,913,044.54\n46,745,960.06\nOther Financial Corporations\n204,933.06\n703,425.29\n703,645.95\n1,533,608.33\n1,602,101.94\n1,591,946.54\n1,600,109.77\n1,616,633.50\n1,675,284.36\n1,710,457.33\n1,936,149.98\n1,940,319.92\n1,979,866.38\n1,974,819.36\n2,314,886.09\n2,401,359.00\n2,324,560.64\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n7,102,293.92\n7,356,206.59\n6,508,948.22\n7,770,895.87\n7,770,921.98\n10,544,228.28\n8,914,695.01\n11,902,013.06\n15,872,466.74\n18,948,074.45\n20,323,891.94\n20,881,242.71\n17,988,080.01\n23,840,423.94\n20,227,681.72\n22,534,788.28\n40,555,239.89\nPrivate Sector\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\nClaims on Other Depository Corporations\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\nOf which: Loans\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\nOther Liabilities to ODCs\n52,386,928.65\n59,780,016.83\n67,223,250.63\n68,479,829.04\n74,078,427.51\n91,366,745.03\n90,755,541.83\n61,697,091.96\n61,027,807.98\n75,694,008.33\n84,609,743.32\n108,149,998.58\n92,445,342.97\n98,771,358.77\n116,286,172.05\n137,938,275.04\n213,473,187.99\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n29,594,641.97\n31,870,831.11\n32,826,932.93\n33,556,990.26\n41,514,984.85\n45,976,776.82\n46,605,622.19\n40,728,575.10\n41,191,755.29\n51,891,284.90\n53,851,878.52\n72,821,158.38\n55,087,092.35\n61,186,545.74\n73,725,582.36\n89,206,766.33\n136,605,367.17\nOther Items(Net)\n-459,415,237.58 -470,268,174.72 -474,455,170.78 -466,387,761.43 -487,568,110.43 -495,500,366.27 -499,196,071.64 -471,349,472.27 -476,675,721.39 -525,795,635.11 -574,985,503.78 -571,223,436.96 -636,865,583.85 -673,232,217.80 -791,721,093.43 -875,960,866.59 -1,614,961,249.38\nShares and Other Equity\n-459,147,547.11\n-467,159,156.05\n-471,095,071.67\n-458,343,431.18\n-477,762,942.16\n-486,305,203.47\n-488,981,304.19\n-491,527,426.67\n-501,914,984.05\n-555,638,121.13\n-604,000,281.44\n-620,887,582.17\n-657,568,133.29\n-700,269,272.95\n-804,754,190.04\n-896,652,942.69\n-1,694,545,332.44\nOther Items(Net)\n-1,473,280.48\n-4,426,426.77\n-4,965,601.97\n-9,430,994.41\n-10,971,526.97\n-9,911,933.75\n-10,996,966.63\n17,593,977.36\n20,921,508.79\n23,131,653.99\n23,458,496.35\n41,146,119.65\n18,270,195.89\n24,793,374.40\n8,861,949.04\n14,428,570.19\n62,648,230.22\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n1,205,590.01\n1,317,408.10\n1,605,502.86\n1,386,664.16\n1,166,358.70\n716,770.95\n782,199.17\n2,583,977.04\n4,317,753.87\n6,710,832.03\n5,556,281.32\n8,518,025.55\n2,432,353.55\n2,243,680.76\n4,171,147.57\n6,263,505.92\n16,935,852.85\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\nBond Coins\n99,709.66\n99,709.73\n99,709.87\n99,709.99\n99,710.09\n99,710.14\n99,710.17\n99,710.20\n99,710.12\n99,710.10\n99,710.13\n99,710.16\n99,710.20\n99,710.26\n99,710.34\n99,710.39\n99,710.43\nBond Notes\n2,603,693.97\n2,847,426.23\n3,050,378.36\n3,152,287.93\n3,550,401.56\n3,797,075.30\n4,413,772.03\n4,650,584.97\n4,671,398.41\n4,714,194.39\n4,805,542.45\n5,052,397.24\n4,993,493.48\n5,093,893.85\n5,240,635.11\n6,014,484.37\n6,165,661.88\nLiabilities to ODCs\n19,121,376.95\n19,430,498.30\n16,097,963.29\n19,368,092.13\n22,565,147.30\n20,948,015.21\n20,431,240.16\n23,744,819.84\n21,471,789.00\n19,541,914.31\n23,279,826.00\n20,792,152.63\n21,414,331.20\n22,619,909.63\n22,544,906.25\n23,115,697.08\n22,954,924.72\n Reserve Deposits\n2,444,129.79\n4,799,500.58\n5,160,139.38\n5,730,094.93\n6,659,921.67\n7,269,076.19\n7,862,360.46\n8,219,597.38\n9,255,653.80\n9,541,310.72\n18,709,286.01\n19,781,787.64\n20,405,761.19\n20,827,919.34\n21,544,621.25\n23,011,606.47\n22,855,505.72\n Exess reserves \n16,677,247.16\n14,630,997.72\n10,937,823.91\n13,637,997.20\n15,905,225.63\n13,678,939.03\n12,568,879.69\n15,525,222.46\n12,216,135.19\n10,000,603.59\n4,570,539.99\n1,010,364.99\n1,008,570.00\n1,791,990.29\n1,000,284.99\n104,090.61\n99,419.00\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n15 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nNet Foreign Assets\n77,366,267.57\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\nClaims on Non Residents\n92,405,865.60\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\nOf Which: Foreign Currency\n40,953,342.99\n30,255,551.49\n30,509,126.94\n32,270,386.66\n38,500,097.41\n50,074,676.36\n53,424,260.93\n50,030,986.41\n53,378,295.56\n62,064,505.14\n76,544,189.30\n74,716,879.90\n142,118,888.84\nDeposits\n51,250,447.13\n90,381,891.07\n107,347,245.84\n96,773,959.39\n93,731,294.28\n116,746,591.30\n103,820,731.58\n125,043,551.30\n100,442,493.68\n105,505,734.50\n131,168,592.72\n149,819,045.33\n269,570,369.89\nOther\n202,075.48\n210,984.25\n214,079.24\n214,451.29\n260,414.95\n391,933.02\n409,803.27\n346,680.86\n368,318.48\n436,950.21\n490,766.14\n653,930.14\n1,173,939.93\nLess Liabilities to Non Residents\n15,039,598.02\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\nOf Which: Deposits\n4,425,775.68\n4,258,022.10\n3,965,803.90\n6,985,643.39\n4,034,436.70\n7,964,589.56\n7,991,662.41\n11,564,286.23\n12,879,965.61\n16,242,284.31\n18,274,727.25\n20,748,904.55\n40,784,068.98\nLoans\n10,613,822.34\n11,229,880.61\n12,117,521.21\n12,174,298.00\n12,249,615.34\n13,610,321.85\n11,522,878.45\n12,142,786.55\n12,579,585.65\n14,322,071.01\n15,788,816.82\n17,842,223.01\n32,745,021.76\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n153,685,960.87\n194,736,649.82\n205,599,205.54\n216,305,273.04\n245,756,879.91\n269,505,972.41\n296,436,293.39\n319,731,034.22\n339,241,242.96\n365,997,720.68\n410,548,022.91\n479,033,352.08\n628,106,440.87\nDomestic Claims\n109,643,067.84\n144,215,018.58\n160,993,444.47\n180,124,875.49\n196,079,149.63\n221,943,537.24\n250,556,530.54\n269,323,457.84\n287,148,313.94\n318,037,769.98\n366,618,461.95\n433,838,477.37\n572,701,615.54\nNet Claims on Central Government\n12,742,043.20\n11,333,414.08\n18,127,231.47\n26,832,528.82\n32,704,534.68\n40,644,945.98\n44,540,200.54\n37,452,449.68\n36,234,968.02\n44,854,385.60\n45,255,818.78\n56,325,515.21\n63,560,566.80\nClaims on Central Government\n17,617,850.02\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\nSecurities\n17,602,682.71\n17,610,769.74\n23,160,619.26\n32,722,213.67\n36,196,334.62\n43,786,500.90\n47,418,135.58\n41,452,052.93\n40,241,600.55\n49,241,790.83\n50,566,914.20\n63,944,817.59\n70,936,834.65\nLoans\n15,167.30\n17,910.70\n17,324.92\n22,486.84\n21,073.85\n21,204.08\n21,240.82\n21,092.28\n20,331.26\n20,339.66\n19,404.68\n37,542.77\n41,284.36\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\nOf which: Deposits\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n96,901,024.65\n132,881,604.50\n142,866,213.00\n153,292,346.67\n163,374,614.95\n181,298,591.25\n206,016,330.00\n231,871,008.16\n250,913,345.93\n273,183,384.38\n321,362,643.17\n377,512,962.15\n509,141,048.74\nOther Financial Corporations\n1,972,737.48\n2,638,449.64\n2,834,003.91\n3,117,400.54\n2,923,183.89\n3,130,290.76\n4,192,079.54\n7,769,942.90\n5,176,630.07\n5,258,014.07\n5,432,333.10\n6,195,645.25\n6,998,113.31\nState and Local Government\n30,050.30\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\nPublic Non Financial Corporations\n1,328,960.37\n1,531,319.65\n1,641,885.33\n1,923,001.99\n1,897,960.80\n1,871,958.96\n2,069,555.97\n2,984,603.82\n3,815,525.07\n5,367,161.90\n6,240,938.55\n6,858,061.18\n16,348,796.81\nPrivate Sector\n93,569,276.49\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\nClaims on the Central Bank\n84,489,214.72\n77,498,004.69\n107,123,354.33\n95,651,746.77\n103,849,755.97\n110,620,327.00\n110,503,175.07\n121,289,617.10\n119,546,045.14\n125,057,527.45\n145,073,995.32\n163,091,388.64\n239,321,897.04\nCurrency\n1,457,136.40\n1,702,788.29\n2,139,872.15\n2,453,705.30\n2,853,747.83\n2,611,115.20\n2,721,469.71\n2,838,319.42\n2,891,218.92\n2,577,743.10\n2,111,530.50\n2,624,856.44\n3,155,859.82\nReserves\n83,032,078.32\n75,795,216.40\n104,983,482.18\n93,198,041.47\n100,996,008.14\n108,009,211.79\n107,781,705.36\n118,451,297.69\n116,654,826.22\n122,479,784.35\n142,962,464.82\n160,466,532.20\n236,166,037.22\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n75,373.50\n662,275.52\n706,879.99\n1,023,363.18\n1,453,072.21\n1,095,299.01\n2,726,544.67\n2,808,102.91\n2,688,568.50\n2,120,361.21\n2,137,854.54\n2,173,014.02\n2,383,304.12\nOther Items(Net)\n40,370,948.20\n26,314,097.93\n61,810,713.27\n58,447,986.04\n52,718,953.48\n61,962,592.81\n61,896,867.55\n68,073,937.82\n64,764,547.62\n74,977,215.54\n99,006,579.83\n115,723,499.90\n181,533,767.59\nShares and Other Equity\n60,088,130.57\n65,146,196.53\n68,058,202.65\n71,124,676.10\n75,878,499.05\n82,390,037.34\n94,725,028.77\n118,865,727.97\n131,003,614.94\n139,410,766.30\n157,494,748.85\n160,620,677.78\n222,711,072.13\nLiabilities to other ressident sectors\n408,850.46\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\nOther Items(Net)\n-20,126,032.83\n-39,294,696.79\n-6,800,307.28\n-13,155,268.53\n-23,534,963.43\n-20,930,500.24\n-33,175,252.31\n-50,931,558.00\n-66,469,586.15\n-64,660,350.49\n-59,298,803.48\n-45,383,950.36\n-41,499,080.56\nDeposits and Securities Included in Broad Money\n231,052,228.44\n300,097,173.91\n327,586,332.45\n326,404,128.99\n361,964,634.51\n415,144,261.68\n434,576,548.31\n471,445,180.01\n467,970,799.42\n503,440,555.21\n584,688,027.00\n665,632,079.89\n967,440,548.79\nDeposits Included in Broad Money\n229,411,015.11\n \n298,537,512.57\n \n326,063,153.33\n \n324,530,996.23\n \n358,772,700.20\n \n411,414,591.01\n \n430,568,735.58\n \n467,748,846.19\n \n464,285,468.48\n \n498,984,364.44\n \n580,177,132.24\n \n661,385,151.97\n \n961,275,205.35\n \nTransferable Deposits\n215,242,961.41\n \n277,141,914.54\n \n303,027,890.88\n \n297,479,440.56\n \n332,392,044.95\n \n383,509,833.78\n \n397,358,917.93\n \n430,345,882.39\n \n424,997,643.40\n \n451,469,626.06\n \n526,027,929.32\n \n608,741,115.91\n \n891,276,383.52\n \n of which FCAs\n114,435,612.97\n \n133,608,092.81\n \n141,156,359.97\n \n133,760,212.96\n \n151,047,925.52\n \n179,306,272.75\n \n181,546,290.69\n \n210,688,453.17\n \n197,673,919.07\n \n225,769,411.82\n \n275,160,384.59\n \n301,286,745.34\n \n558,605,268.37\n \nOther Deposits\n14,168,053.71\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\nMoney Market Instruments\n1,641,213.33\n \n1,559,661.34\n \n1,523,179.12\n \n1,873,132.76\n \n3,191,934.31\n \n3,729,670.68\n \n4,007,812.73\n \n3,696,333.82\n \n3,685,330.94\n \n4,456,190.77\n \n4,510,894.76\n \n4,246,927.92\n \n6,165,343.44\n \nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n16 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n18 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n22 \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n23 \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n24 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-8500\n39.32\n39.62\nFeb\n15.00-8500\n40.55\n64.02\nMar\n15.00-8500\n40.74\n43.88\nApr\n15.00-8500\n38.15\n45.56\nMay\n15.00-8500\n38.01\n47.25\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n25 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n26 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n27 \n \nFOOD \nINFLATION\nALCOHOLIC \nCLOT HING\nHOUS ING, \nW AT E R,\nFURNIT URE\nMIS C.\nFOOD & \nB E VE RAGE S \n& \nE LE CT RICT Y, \nGAS\nAND\nRE CRE AT ION &\nRE S T AURANT S \n&\nGOODS &\nT OT AL NON\nNON \nALCOHOLIC \nALL\n& T OB ACCO\nFOOT W E AR\n& OT HE R\nE QUIP ME NT\nCULT URE\nHOT E LS\nS E RVICE S\nFOOD\nB E VE RAGE S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P ORT\nCOMMUNICAT ION\nE DUCAT ION\n \n \n \n28 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n29 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n30 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n31 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-May-2022.pdf"}
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+{"doc_id": "0267ee36f9ecd87c350e5a393a520f28", "text": "[Date] \n \n \n \n \nMAY 2015 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 2 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCard Based Transactions ___________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCheque Transactions ______________________________________________________________ 6 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2015 \nApril \n2015 \nMay \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n42.93 \n44.45 \n3.54% \nZ.S.E. Industrial Index1 \n156.23 \n152.96 \n-2.09% \nMoney Supply (US$)2 \n4 438.84 million 4 487.97 million \n1.11% \nMoney Supply (M3) Annual Growth2 \n4.93% \n3.75% \n \nYearly Inflation3 \n-2.65% \n-2.70% \n \nMonthly Inflation3 \n \n-0.89% \n \n \n-0.19% \n \n \nNominal Lending Rate \n4.3-31.00% \n5.0-31.00% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency \n(ZIMSTAT) \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \nGlobal stock markets registered mixed performances \nin the month of May 2015. The US stock markets \nwere buoyed by expectations of an interest rate \nincrease by the Federal Reserve Bank. European \nstock markets were lower largely because of \nuncertainty \nsurrounding \nGreece’s \ncontinued \nmembership of the Economic and Monetary Union \n(EMU) of European countries. \nMost African stock markets recorded losses during \nthe month under review. Kenyan, South African and \nNigerian stock markets declined by 6.0%, 4.1% and \n1.1%, respectively. Losses in Kenya were largely due \nto profit taking. South African losses were attributed \nto expectations that the Federal Reserve Bank of \nAmerica was likely to raise interest rates. \nBearish conditions continued on the Zimbabwe stock \nmarket, with the industrial index declining from \n156.26 points in April 2015, to 152.96 points in May \n2015. Over the same period, however, the mining \nindex rose by 3.54% to 44.45 points from 42.93 \npoints. \n \n \nThe decline in the industrial index largely reflected \nlosses in Powerspeed, Cafca and OK Zimbabwe. The \nmining index was buoyed by gains in Riozim. The \nmining entity’s share price gained after it announced \nplans to produce at least 40kgs of gold per month \nfrom its mining unit, Cam and Motor mine which re-\nstarted operations in March 2015. \nTrading \nvolumes \ndeclined \nby \n48.51% \nfrom \n563.83 million shares in April 2015, to 290.32 million \nshares in May 2015. Market turnover also declined \nfrom US$29.19 million in April 2015, to US$23.28 \nmillion in May 2015. \n \n \nSource: Zimbabwe Stock Exchange, 2015 \nMarket \ncapitalisation \nfurther \ndeclined \nfrom \nUS$4 066.07 million in April 2015, to US$3 978.1 \nmillion May 2015, as a result of subdued activity in \nthe market. \n \n0\n50\n100\n150\n200\n250\n30-Aug-12\n30-Nov-12\n28-Feb-13\n31-May-13\n31-Aug-13\n30-Nov-13\n28-Feb-14\n31-May-14\n31-Aug-14\n30-Nov-14\n28-Feb-15\n31-May-15\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.00\n0.50\n1.00\n1.50\n2.00\n2.50\n3.00\n3.50\n4.00\n4.50\n0.00\n20.00\n40.00\n60.00\n80.00\n100.00\n120.00\n140.00\n04-May-15\n06-May-15\n08-May-15\n10-May-15\n12-May-15\n14-May-15\n16-May-15\n18-May-15\n20-May-15\n22-May-15\n24-May-15\n26-May-15\n28-May-15\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Daily Volumes and \nFigure 2: ZSE: Daily Volumes and Values Traded\nValues Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2015 \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nMONETARY DEVELOPMENTS \n \nAnnual broad money1 supply growth further \ndecelerated from 4.93% in April to 3.75% in May \n2015. On a monthly basis, broad money rose by \n1.11% to US$4 487.97 million in May, from \nUS$4 438.84 million in April 2015. \n \nSource: Reserve Bank of Zimbabwe, 2015 \nThe annual growth in broad money continued to be \nunderpinned by increases in long term deposits, \n33.70%; and savings deposits, 18.43%. Partially \noffsetting these increases were declines in demand \ndeposits of 6.05% and 4.31% in short term deposits. \nThe \nstructure \nof \ndeposits \nremained \nlargely \nunchanged, with demand deposits accounting for \n \n1 Broad money is made up of the consolidated deposits of the entire banking sector which amounted \nto US$4.5 billion in May 2015. The process of consolidation entails netting off of all interbank \ntransactions, including intra-sectoral deposits. Broad money computation, also nets out \ngovernment and non-resident deposits. \n46.42%; long term, 20.73%; short term, 18.86%; and \nsavings deposits, 13.98% of total deposits. \n \n \nTotal banking sector credit to the domestic economy \nincreased by 16.42% to US$4 817.88 million in May \n2015, from US$4 529.78 million in April 2015. \nOn a year-on-year basis, growth in credit to the \nprivate sector was 4.78% in May 2015, up from \n4.65% in April 2015. The monthly growth in credit to \nthe private sector posted a marginal increase to 0.02% \nUS$3 762.97 million in May 2015, from US$3 762.04 \nmillion in April 2015. \nDuring the month of May 2015, loans and advances \nconstituted 82.47% of the total credit to the private \nsector, followed by mortgages advanced by building \nsocieties, 11.92%; other investments, 3.93%; \n \n-5\n0\n5\n10\n15\n20\n25\n30\n 3.4\n 3.6\n 3.8\n 4.0\n 4.2\n 4.4\n 4.6\nNov\nJan\nMar\nMay\nJul\nSep\nNov\nJan\nMar\nMay\nJul\nSep\nNov\nJan\nMar\nMay\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth\nShort \nTerm\n19%\nLong Term \n21%\nDemand\n46%\nSavings\n14%Figure 4: Banking Sector Deposits\nFigure 4: Banking Sector DepositsMay 2015\nMay 2015\nSource: Reserve Bank of Zimbabwe, 2015 \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \nbankers’ acceptances, 0.90%; and bills discounted, \n0.78%. \n \nSource: Reserve Bank of Zimbabwe, 2015 \nOn a sectoral basis, credit was distributed as follows: \nagriculture \n(18.86%); \nservices \n(17.82%); \nmanufacturing (15.05%); distribution (14.92%); \nmining (6.28%); transport and communications \n(3.10%); and construction (1.03%). Consumptive \nborrowing by households remained high at 18.33% of \ntotal credit to the private sector in May 2015. \nCredit to the private sector was mainly channelled \ntowards asset purchases, 45.84%; inventory build-up, \n33.84%; consumer durables, 11.15%; and vehicle \npurchases, 3.02%. The proportion of borrowed funds \nutilised for capital development remained low at \n5.15% of total loans and advances. In terms of \nallocation, the procurement of plant and equipment, \nland development, and office equipment, accounted \nfor 3.68%, 0.79% and 0.52%, respectively, of total \nloans and advances. \nINFLATION OUTTURN \n \nAnnual Inflation \nAnnual headline inflation, which has been negative \nsince October 2014, decelerated further to -2.70% in \nMay 2015, from -2.65% in April 2015. This was on \naccount of the continued decline in both food and \nnon-food prices. \n \nSource: ZIMSTAT, 2015 \nAnnual food inflation declined further from -2.9% in \nApril 2015, to -3.0% in May 2015, largely weighed \ndown by declines in the prices of vegetables, bread \nand cereals, meat, and oils and fats, among other food \nitems. \nThe decline in meat prices was partly on account of \nan increase in the supply of beef, goat, live chicken \nand processed meat. Increases in the supply of beef \nand goat meat could be attributed to destocking, \nfollowing the depletion of pastures due to the low \nrainfall received during the 2014/15 agricultural \nseason. \nLoans & Advances\n82.47%\nBills \nDiscounted\n0.78%\nBankers \nacceptances\n0.90%\nOther \ninvestments\n3.93%\nMortgages\n11.92%Figure 5: Credit to Private Sector\nFigure 5: Credit to Private SectorMay 2015\nMay 2015\n-4\n-3\n-2\n-1\n0\n1\n2\n3\n4\n5\n6\nMay-13\nJun-13\nJul-13\nAug-13\nSep-13\nOct-13\nNov-13\nDec-13\nJan-14\nFeb-14\nMar-14\nApr-14\nMay-14\nJun-14\nJul-14\nAug-14\nSep-14\nOct-14\nNov-14\nDec-14\nJan-15\nFeb-15\nMar-15\nApr-15\nMay-15\nJun-15\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nAnnual non-food inflation stood at -2.6% in May \n2015, down from -2.5% in April 2015. The decline \nwas \nmainly \non \nthe back \nof \ndecreases in \ncommunication; housing, water, electricity, gas & \nother fuels; education; furniture and equipment; \ntransport and clothing and footwear, among others. \nThis could be attributed to slackening aggregate \ndemand as incomes fall, on the back of continuing job \nlosses resulting from company downsizing and \nclosures. \nPartially offsetting the decreases in the annual non-\nfood inflation were increases in alcoholic beverages \nand tobacco and health services. \n \nMonthly Inflation \nMonth-on-month inflation remained in negative \nterritory, increasing to -0.19% in May 2015, from \n-0.89% in April 2015. Increases in both food and non-\nfood inflation were registered during the period under \nreview. \nMonth-on-month food inflation rose to -0.4% in May \n2015, from -0.6% in April 2015. Similarly, monthly \nnon-food inflation accelerated to -0.1% in May 2015, \nfrom -1.0% in April 2015, driven by increases in \nhousing, water, electricity, gas and other fuels and \nhealth services. Declines in clothing and footwear; \nfurniture and household equipment; transport and \nalcoholic beverages and tobacco, however, partially \noffset the increases. \nIn the short term, domestic prices are expected to \nremain subdued as reflected by the trend of the \nquarterly annualized inflation, which has been in \nnegative territory since July 2014 \n \n \n \n \n \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through the \nRTGS system in May 2015 decreased by 12% to \nUS$3.5 billion, from US$3.9 billion recorded in April \n2015. During the same period, the volume of \ntransactions registered a decline of -0.3%, from \n180,335 to 179,761. \nSource: Reserve Bank of Zimbabwe, 2015 \n \nCard Based Transactions \nThe total value of card based transactions increased \nfrom US$433.66 million in April 2015, to US$455.4 \nmillion in May 2015. \n \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions increased from US$453.61 million in \nApril 2015, to US$514.5 million in May 2015. \n \n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nMay-12\nSep-12\nJan-13\nMay-13\nSep-13\nJan-14\nMay-14\nSep-14\nJan-15\nMay-15\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: Z\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \nMONTHLY ECONOMIC REVIEW \n6 \n \nCheque Transactions \nIn terms of value, cheque transactions stood at, \nUS$13.08 million, an increase from US$10.81 \nmillion recorded in April 2015. \n \nRESERVE BANK OF ZIMBABWE \nJune 2015\n \n \n7 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 9 \n \n1.2 Broad Money Survey \n \n \n \n \n \n10 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n11 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n12 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 13 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n14 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n15 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n16 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n17 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n18 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n19 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n20 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n21 \n \n7.2 Liabilities \n \n \n \n \n \n \n22 \n \n \nMONTHLY ECONOMIC REVIEW \n8 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n23 \n \n8.2 Liabilities \n \n \n \n \n \n \n24 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n25 \n \n9.2 Liabilities \n \n \n \n \n \n \n26 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n27 \n \n11. Savings with Financial Institutions \n \n \n \n \n28 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n29 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n30 \n \n13.2 Volumes of Transactions \n \n \n \n \n31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n9 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nMarch\nApril\nMay\nBond Coins\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n298.6\n567.1\n1,096.7\n1,294.0\n1,749.3\n2,316.7\nRBZ Demand Deposits\n71.9\n96.6\n95.9\n95.8\n93.7\n94.4\n94.0\n144.5\n714.7\n898.5\n545.0\n491.6\n340.2\nComm. Banks Dem. Deposits\n2,173,283.2\n2,120,102.4\n2,011,296.3\n2,084,005.9\n2,089,784.7\n2,162,566.6\n2,124,944.0\n2,121,401.6\n1,967,789.9\n1,978,595.1\n2,051,081.7\n1,990,235.2\n2,017,918.3\nMerchant Banks Dem. Deposits\n42,779.8\n42,779.8\n42,560.1\n36,379.5\n40,922.6\n39,909.5\n39,446.4\n36,942.7\n39,049.7\n38,382.5\n68,611.1\n63,935.0\n63,899.2\nM1\n2,216,134.9\n2,162,978.8\n2,053,952.3\n2,120,481.2\n2,130,801.0\n2,202,570.5\n2,164,484.4\n2,158,787.4\n2,008,121.3\n2,018,972.8\n2,121,531.8\n2,056,411.0\n2,084,474.4\nComm. Banks Savings Deposits\n223,445.3\n253,857.5\n236,942.8\n256,908.6\n272,392.1\n252,758.2\n250,745.7\n267,179.5\n282,832.4\n240,444.7\n230,198.0\n267,921.4\n275,167.8\nBuilding Soc. Savings Deposits\n241,398.4\n234,278.6\n228,203.4\n232,305.6\n230,155.7\n236,100.8\n253,699.7\n236,423.8\n233,498.2\n238,848.9\n244,746.0\n256,526.3\n280,947.9\nP O S B Savings Deposits\n64,831.6\n68,218.1\n68,388.5\n68,651.3\n68,147.5\n65,414.5\n70,142.9\n69,601.1\n70,144.8\n72,839.1\n75,993.4\n74,678.1\n71,195.6\nComm. Banks U-30 Day Deposits\n685,132.2\n669,439.9\n596,373.1\n629,496.8\n651,068.5\n686,998.0\n630,856.1\n654,559.9\n638,395.6\n574,946.1\n645,401.5\n607,334.3\n670,242.5\nMerchant Banks U-30 Day Deposits\n34,572.1\n33,202.1\n33,787.2\n40,442.4\n33,929.0\n33,679.6\n33,288.9\n31,176.0\n40,928.2\n40,362.2\n12,132.4\n0.0\n0.0\nBuilding Soc. U- 30 Day Deposits\n164,622.3\n175,432.1\n113,937.3\n126,458.5\n149,478.7\n116,270.3\n113,090.1\n144,211.5\n127,399.4\n149,834.6\n152,280.6\n189,428.7\n175,953.7\nM2\n3,630,137.0\n3,597,407.0\n3,331,584.7\n3,474,744.4\n3,535,972.5\n3,593,792.1\n3,516,307.8\n3,561,939.1\n3,401,319.9\n3,336,248.4\n3,482,283.7\n3,452,299.9\n3,557,981.9\nComm. Banks O-30 Day Deposits\n438,431.5\n489,568.8\n577,592.3\n516,231.3\n540,278.5\n492,200.3\n508,747.2\n449,703.8\n544,421.5\n597,685.2\n503,769.1\n618,804.9\n536,216.7\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n233,243.8\n212,224.9\n287,853.4\n304,479.1\n280,499.3\n337,930.1\n359,491.3\n365,334.8\n366,978.6\n375,166.9\n355,362.1\n340,739.4\n364,490.5\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n12,651.5\n13,098.6\n15,773.0\n15,354.3\n20,485.8\n22,070.6\n19,652.7\n15,174.4\n16,138.8\n17,519.8\n17,638.5\n15,733.8\n18,011.8\nM3\n4,325,730.4\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.7\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,886.9\n4,370,320.0\n4,438,844.6\n4,487,967.5\n2014\n2015\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nNET FOREIGN ASSETS \n-585,616.7\n-595,417.7\n-701,074.2\n-627,733.6\n-536,234.0\n-598,846.1\n-767,824.4\n-719,401.4\n-714,190.6\n-763,306.5\n-565,959.3\n-636,028.1\n-681,066.5\n Assets\n1,190,209.8\n1,126,637.1\n1,027,150.0\n1,079,627.1\n1,105,902.8\n999,042.7\n827,514.2\n896,179.7\n830,959.4\n737,833.5\n816,079.6\n755,493.4\n811,200.4\n Reserve Bank (RBZ)\n410,904.2\n374,556.5\n327,295.3\n411,681.6\n620,484.9\n508,155.9\n334,534.3\n363,181.1\n356,661.9\n280,889.9\n282,170.1\n282,900.6\n303,218.6\n Deposit Money Banks (DMBs) \n700,802.8\n685,339.5\n623,693.1\n604,460.0\n414,981.4\n432,341.0\n416,989.8\n463,112.7\n405,880.7\n400,473.5\n469,563.3\n424,368.1\n418,721.9\n Other Banking Institutions (OBIs) \\1\n78,502.7\n66,741.0\n76,161.6\n63,485.5\n70,436.5\n58,545.8\n75,990.2\n69,886.0\n68,416.9\n56,470.0\n64,346.2\n48,224.7\n89,260.0\n Liabilities \\2\n-1,775,826.5\n-1,722,054.8\n-1,728,224.2\n-1,707,360.7\n-1,642,136.8\n-1,597,888.8\n-1,595,338.6\n-1,615,581.1\n-1,545,150.0\n-1,501,140.0\n-1,382,038.9\n-1,391,521.5\n-1,492,266.9\n RBZ\n1,152,736.3\n1,141,906.4\n1,136,091.5\n1,117,663.4\n1,037,740.5\n1,035,611.2\n1,030,053.8\n1,020,936.5\n1,007,096.0\n1,009,161.8\n858,095.4\n894,207.5\n868,931.4\n DMBs\n598,403.2\n545,347.3\n562,067.8\n553,968.9\n550,158.8\n508,060.2\n510,711.1\n540,423.0\n483,463.5\n438,356.5\n473,182.2\n448,998.0\n574,792.7\n OBIs\n24,687.0\n34,801.1\n30,065.0\n35,728.4\n54,237.5\n54,217.5\n54,573.7\n54,221.6\n54,590.6\n53,621.8\n50,761.3\n48,315.9\n48,542.8\nNET DOMESTIC ASSETS \n4,911,347.2\n4,918,983.6\n4,925,144.1\n4,949,809.4\n4,924,736.6\n5,056,105.8\n5,183,290.0\n5,122,820.1\n5,054,316.0\n5,101,193.5\n4,936,279.4\n5,074,872.7\n5,169,034.0\nDOMESTIC CREDIT\n4,138,311.2\n4,174,067.9\n4,205,226.6\n4,234,468.5\n4,267,182.2\n4,331,335.1\n4,352,932.2\n4,378,653.6\n4,231,495.4\n4,249,052.3\n4,371,027.6\n4,529,777.2\n4,817,875.2\n Claims on Government (net) \n468,461.4\n498,617.0\n423,988.3\n437,473.4\n442,435.9\n470,504.6\n462,425.7\n515,636.4\n544,026.1\n549,179.2\n537,675.3\n665,258.8\n950,594.0\n RBZ\n-1,178.9\n-1,179.1\n-46,158.3\n-25,974.8\n-35,915.4\n-14,433.2\n-14,031.5\n-25,063.7\n-12,594.0\n-12,908.0\n-22,274.1\n98,377.6\n97,847.8\n DMBs\n429,476.7\n459,632.5\n429,983.1\n411,866.1\n426,769.3\n433,084.8\n443,478.0\n487,962.9\n504,696.7\n510,080.3\n500,344.5\n498,836.6\n784,428.5\n OBIs\n40,163.5\n40,163.5\n40,163.5\n51,582.0\n51,582.0\n51,852.9\n32,979.1\n52,737.2\n51,923.4\n52,007.0\n59,604.9\n68,044.6\n68,317.8\n Claims on Public Enterprises \n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n71,543.2\n102,474.3\n104,306.3\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n1,087.1\n DMBs\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n994.2\n783.2\n Claims on Private Sector\n3,591,466.2\n3,602,277.7\n3,703,844.6\n3,726,670.4\n3,752,355.7\n3,788,455.5\n3,823,845.6\n3,796,267.1\n3,622,501.6\n3,630,928.8\n3,761,809.1\n3,762,044.1\n3,762,974.9\n RBZ\n34,745.1\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n31,409.0\n31,558.0\n31,155.6\n DMBs\n2,956,036.4\n2,955,853.5\n3,013,188.5\n3,016,709.8\n3,021,389.7\n3,016,750.9\n3,036,795.2\n3,010,101.6\n2,835,002.6\n2,824,415.9\n2,960,892.4\n2,948,993.7\n2,960,917.8\n OBIs\n600,684.7\n611,698.9\n655,930.8\n675,235.3\n696,240.7\n736,979.3\n752,325.1\n751,440.3\n752,773.8\n771,787.7\n769,507.7\n781,492.4\n770,901.6\nOTHER ITEMS (NET) \n773,035.9\n744,915.7\n719,917.4\n715,340.8\n657,554.4\n724,770.7\n830,357.8\n744,166.4\n822,820.5\n852,141.2\n565,251.8\n545,095.4\n351,158.7\nBROAD MONEY (M3) \n4,325,730.5\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.6\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,887.0\n4,370,320.1\n4,438,844.6\n4,487,967.5\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n2015\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \n \n \n \n \n \nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nNET FOREIGN ASSETS \n110,226.8\n-9,801.0\n-105,656.4\n73,340.6\n91,499.6\n-62,612.2\n-168,978.3\n48,423.1\n5,210.8\n-49,115.9\n197,347.2\n-70,068.7\n-45,038.4\n Assets\n126,605.3\n-63,572.7\n-99,487.0\n52,477.1\n26,275.7\n-106,860.1\n-171,528.5\n68,665.5\n-65,220.3\n-93,125.9\n78,246.1\n-60,586.2\n55,707.0\n Reserve Bank (RBZ)\n51,044.8\n-36,347.7\n-47,261.2\n84,386.3\n208,803.3\n-112,329.0\n-173,621.7\n28,646.8\n-6,519.2\n-75,771.9\n1,280.1\n730.6\n20,317.9\n Deposit Money Banks (DMBs)\n72,237.8\n-15,463.3\n-61,646.4\n-19,233.1\n-189,478.6\n17,359.6\n-15,351.2\n46,122.9\n-57,232.0\n-5,407.1\n69,089.7\n-45,195.2\n-5,646.2\n Other Banking Institutions (OBIs) \\1\n3,322.7\n-11,761.7\n9,420.6\n-12,676.1\n6,951.0\n-11,890.7\n17,444.4\n-6,104.2\n-1,469.1\n-11,946.9\n7,876.2\n-16,121.6\n41,035.3\n Liabilities \\2\n-16,378.5\n53,771.7\n-6,169.4\n20,863.4\n65,223.9\n44,248.0\n2,550.2\n-20,242.5\n70,431.1\n44,010.0\n119,101.1\n-9,482.6\n-100,745.5\n RBZ\n-2,727.0\n-10,829.9\n-5,814.9\n-18,428.0\n-79,922.9\n-2,129.4\n-5,557.4\n-9,117.3\n-13,840.5\n2,065.8\n-151,066.4\n36,112.1\n-25,276.1\n DMBs\n19,309.6\n-53,055.9\n16,720.4\n-8,098.8\n-3,810.2\n-42,098.6\n2,651.0\n29,711.9\n-56,959.6\n-45,107.0\n34,825.7\n-24,184.2\n125,794.7\n OBIs\n-204.2\n10,114.1\n-4,736.2\n5,663.4\n18,509.2\n-20.0\n356.2\n-352.1\n369.0\n-968.8\n-2,860.4\n-2,445.4\n226.9\nNET DOMESTIC ASSETS \\3\n-14,954.9\n7,636.5\n6,160.4\n24,665.3\n-25,072.8\n131,369.2\n127,184.2\n-60,469.9\n-68,504.1\n46,877.5\n-164,914.1\n138,593.3\n94,161.3\nDOMESTIC CREDIT\n-11,826.2\n35,756.7\n31,158.7\n29,241.9\n32,713.7\n64,152.8\n21,597.2\n25,721.4\n-147,158.2\n17,556.9\n121,975.3\n158,749.6\n288,098.0\n Claims on Government (net) \n-8,455.9\n30,155.7\n-74,628.7\n13,485.1\n4,962.5\n28,068.6\n-8,078.9\n53,210.7\n28,389.7\n5,153.1\n-11,503.9\n127,583.5\n285,335.2\n RBZ\n0.0\n-0.2\n-44,979.3\n20,183.6\n-9,940.6\n21,482.2\n401.6\n-11,032.2\n12,469.7\n-314.0\n-9,366.0\n120,651.7\n-529.8\n DMBs\n-8,455.9\n30,155.8\n-29,649.5\n-18,117.0\n14,903.2\n6,315.6\n10,393.2\n44,484.8\n16,733.8\n5,383.6\n-9,735.8\n-1,507.9\n285,591.8\n OBIs\n0.0\n0.0\n0.0\n11,418.5\n0.0\n270.8\n-18,873.7\n19,758.1\n-813.8\n83.5\n7,597.9\n8,439.7\n273.1\n Claims on Public Enterprises \n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n2,598.9\n30,931.2\n1,832.0\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n349.8\n DMBs\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n872.5\n30,926.1\n1,693.1\n Agri-PEs\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n Other\n6,989.7\n1,698.5\n5,736.8\n-5,558.0\n3,580.4\n1,499.9\n-4,198.5\n1,605.7\n-264.9\n5,495.1\n2,392.0\n32,446.6\n3,214.7\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n-732.2\n-211.0\n Claims on Private Sector\n-3,461.1\n10,811.4\n101,566.9\n22,825.8\n25,685.3\n36,099.8\n35,390.1\n-27,578.5\n-173,765.5\n8,427.2\n130,880.3\n234.9\n930.9\n RBZ\n0.0\n-19.8\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n-3,316.3\n149.0\n-402.4\n DMBs\n-12,524.1\n-182.9\n57,335.0\n3,521.2\n4,680.0\n-4,638.8\n20,044.3\n-26,693.6\n-175,099.0\n-10,586.7\n136,476.5\n-11,898.7\n11,924.1\n OBIs\n9,063.0\n11,014.2\n44,231.9\n19,304.6\n21,005.3\n40,738.6\n15,345.8\n-884.9\n1,333.5\n19,013.9\n-2,280.0\n11,984.7\n-10,590.8\nOTHER ITEMS (NET) \n-3,128.7\n-28,120.2\n-24,998.3\n-4,576.6\n-57,786.4\n67,216.3\n105,587.1\n-86,191.4\n78,654.1\n29,320.6\n-286,889.4\n-20,156.4\n-193,936.7\nBROAD MONEY (M3) \n95,271.9\n-2,164.5\n-99,496.0\n98,005.9\n66,426.9\n68,757.0\n-41,794.1\n-12,046.9\n-63,293.4\n-2,238.4\n32,433.1\n68,524.5\n49,122.9\n Broad Money (M3) \n2.3%\n-0.1%\n-2.3%\n2.3%\n1.5%\n1.6%\n-0.9%\n-0.3%\n-1.4%\n-0.1%\n0.7%\n1.57%\n1.11%\n Domestic Credit \n-0.3%\n0.9%\n0.7%\n0.7%\n0.8%\n1.5%\n0.5%\n0.6%\n-3.4%\n0.4%\n2.9%\n3.63%\n6.36%\n Claims on Private Sector\n-0.1%\n0.3%\n2.8%\n0.6%\n0.7%\n1.0%\n0.9%\n-0.7%\n-4.6%\n0.2%\n3.6%\n0.01%\n0.02%\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2014\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \n \nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nNET FOREIGN ASSETS \n-97,000.4\n174,984.2\n121,341.3\n256,709.5\n278,254.4\n251,490.3\n233,974.4\n90,771.0\n132,431.5\n36,127.1\n250,879.1\n59,815.5\n-95,449.8\n Assets\n124,519.6\n132,134.9\n59,355.9\n147,638.2\n30,394.8\n4,716.6\n-29,140.7\n-145,986.2\n-178,961.3\n-294,685.4\n-205,308.8\n-308,111.1\n-379,009.3\n Reserve Bank (RBZ)\n-60,760.6\n-87,240.5\n-35,011.5\n124,065.4\n275,699.8\n185,705.6\n69,707.4\n24,693.2\n1,841.7\n-84,185.9\n-74,987.2\n-76,958.8\n-107,685.7\n Deposit Money Banks (DMBs)\n153,245.8\n197,101.5\n87,011.4\n37,263.5\n-248,474.2\n-168,281.7\n-114,069.3\n-180,447.4\n-204,438.1\n-219,094.2\n-115,561.0\n-204,196.9\n-282,081.0\n Other Banking Institutions (OBIs) \\1\n32,034.3\n22,274.0\n7,356.1\n-13,690.7\n3,169.2\n-12,707.3\n15,221.1\n9,767.9\n23,635.1\n8,594.7\n-14,760.6\n-26,955.3\n10,757.3\n Liabilities \\2\n-221,520.0\n42,849.2\n61,985.4\n109,071.4\n247,859.6\n246,773.7\n263,115.2\n236,757.2\n311,392.8\n330,812.5\n456,187.9\n367,926.6\n283,559.6\n RBZ\n18,630.8\n3,844.4\n-7,035.3\n-22,202.4\n-108,893.9\n-114,916.2\n-117,925.2\n-129,214.3\n-141,597.9\n-142,138.7\n-294,509.5\n-261,255.8\n-283,804.9\n DMBs\n204,827.4\n-54,779.1\n-63,362.3\n-101,759.1\n-172,362.2\n-165,096.0\n-178,769.8\n-131,012.2\n-198,281.1\n-217,181.2\n-187,715.9\n-130,095.6\n-23,610.5\n OBIs\n-1,938.2\n8,085.5\n8,412.1\n14,890.2\n33,396.5\n33,238.5\n33,579.8\n23,469.3\n28,486.1\n28,507.4\n26,037.5\n23,424.8\n23,855.8\nNET DOMESTIC ASSETS \\3\n404,589.2\n310,374.5\n247,806.9\n269,129.6\n199,588.8\n254,086.5\n374,380.8\n380,322.6\n319,048.5\n279,980.3\n25,501.8\n148,570.5\n257,686.8\nDOMESTIC CREDIT\n267,298.2\n238,021.8\n238,960.1\n245,653.9\n260,891.3\n252,119.7\n261,621.9\n309,956.1\n245,588.9\n134,866.3\n190,918.6\n379,639.8\n679,564.0\n Claims on Government (net) \n256,239.5\n292,427.5\n191,715.5\n203,355.4\n213,821.1\n170,818.5\n130,627.9\n157,639.0\n185,227.8\n122,671.7\n47,442.1\n188,341.5\n482,132.6\n RBZ\n0.8\n649.4\n-42,670.8\n-24,732.7\n-34,718.8\n-12,964.3\n-12,843.3\n-23,881.4\n-11,412.3\n-11,726.2\n-21,094.5\n99,556.4\n99,026.6\n DMBs\n236,596.5\n271,848.2\n214,456.4\n196,739.8\n217,191.5\n152,163.6\n150,725.7\n168,946.7\n184,880.3\n122,554.5\n49,095.3\n60,904.0\n354,951.8\n OBIs\n19,642.1\n19,929.9\n19,929.9\n31,348.4\n31,348.4\n31,619.3\n-7,254.5\n12,573.7\n11,759.9\n11,843.4\n19,441.3\n27,881.1\n28,154.2\n Claims on Public Enterprises \n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-7,984.8\n24,181.6\n25,922.7\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n1,087.1\n DMBs\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-9,711.2\n22,450.1\n24,052.3\n Agri-PEs\n-5,259.3\n-5,260.3\n-5,261.3\n-5,262.3\n-5,263.3\n-5,003.2\n-5,004.2\n-5,005.2\n-7,246.8\n-7,246.8\n-6,896.5\n-6,898.8\n-6,908.9\n Other\n20,038.0\n14,804.8\n20,480.8\n15,224.1\n17,844.1\n17,954.0\n10,820.4\n11,110.4\n11,661.5\n15,501.8\n-2,814.7\n29,348.9\n30,961.2\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n994.2\n783.2\n Claims on Private Sector\n-3,720.0\n-63,950.1\n32,025.1\n32,336.7\n34,489.5\n68,350.4\n125,177.8\n146,211.9\n55,946.4\n3,939.6\n151,461.2\n167,116.7\n171,508.7\n RBZ\n-5,383.7\n-5,403.6\n-1,420.9\n-1,421.9\n-1,387.4\n-394.8\n-390.8\n-390.8\n-390.8\n-390.8\n-3,336.1\n-3,187.1\n-3,589.5\n DMBs\n-107,645.2\n-169,498.5\n-120,335.1\n-142,682.7\n-121,001.5\n-124,890.6\n-69,400.6\n-43,543.7\n-120,031.2\n-192,169.1\n-33,095.8\n-19,566.9\n4,881.3\n OBIs\n109,308.9\n110,951.9\n153,781.1\n176,441.3\n156,878.5\n193,635.8\n194,969.2\n190,146.4\n176,368.4\n196,499.5\n187,893.1\n189,870.6\n170,216.9\nOTHER ITEMS (NET) \n137,290.9\n72,352.6\n8,846.8\n23,475.6\n-61,302.5\n1,966.8\n112,758.9\n70,366.5\n73,459.6\n145,114.0\n-165,416.8\n-231,069.3\n-421,877.2\nBROAD MONEY (M3) \n307,589.0\n485,358.6\n369,148.2\n525,839.1\n477,843.2\n505,576.8\n608,355.2\n471,093.6\n451,480.0\n316,107.4\n276,380.8\n208,386.1\n162,237.0\nGROWTH RATES\n Broad Money (M3) \n7.7%\n12.6%\n9.6%\n13.9%\n12.2%\n12.8%\n16.0%\n12.0%\n11.6%\n7.9%\n6.8%\n4.9%\n3.8%\n Domestic Credit \n6.9%\n6.0%\n6.0%\n6.2%\n6.5%\n6.2%\n6.4%\n7.6%\n6.2%\n3.3%\n4.6%\n9.1%\n16.4%\n Claims on Private Sector\n-0.1%\n-1.7%\n0.9%\n0.9%\n0.9%\n1.8%\n3.4%\n4.0%\n1.6%\n0.1%\n4.2%\n4.6%\n4.8%\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n$ Thousands\n2014\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2013 \nJan\n450,170.0\n31,073.4\n38,762.3\n426,050.9\n11,967.9\n31,547.4\n417,961.3\n144,645.1\n237,323.7\n33,906.5\n300,841.1\n9,373.1\n2,133,622.7\nFeb \n494,536.6\n33,786.9\n28,372.0\n439,556.7\n14,811.4\n33,948.5\n409,692.7\n128,242.7\n303,269.9\n38,235.9\n298,171.5\n3,685.5\n2,226,310.2\nMar\n467,874.0\n41,532.7\n68,987.2\n433,337.1\n16,118.8\n34,704.7\n471,204.9\n159,925.7\n307,134.7\n44,413.6\n370,123.5\n4,491.7\n2,419,848.6\nApr\n455,178.9\n43,628.2\n23,433.4\n428,381.7\n14,997.8\n35,589.1\n444,798.7\n135,046.2\n288,857.6\n45,643.6\n377,037.0\n7,693.7\n2,300,585.8\nMay\n484,635.0\n38,637.2\n27,795.2\n455,737.9\n14,699.1\n35,106.1\n465,890.2\n115,457.8\n301,547.9\n52,075.2\n382,172.8\n5,034.0\n2,378,788.7\nJun\n489,730.1\n37,474.3\n38,198.7\n425,521.3\n7,310.7\n53,815.0\n454,368.5\n110,349.9\n295,432.3\n51,453.6\n385,769.7\n11,033.4\n2,360,457.5\nJul\n483,103.7\n40,342.5\n33,494.3\n464,921.7\n6,869.2\n38,522.6\n541,025.9\n116,557.1\n307,117.5\n48,218.0\n426,582.7\n4,455.3\n2,511,210.5\nAug\n521,743.0\n38,889.1\n43,894.5\n425,531.4\n7,260.6\n39.087.2\n451,871.2\n110,041.8\n346,006.0\n40,216.0\n374,587.1\n9,914.6\n2,409,042.5\nSep\n496,289.3\n39,446.9\n38,856.6\n447,247.2\n13,953.5\n43,006.7\n437,211.9\n118,873.7\n330,709.6\n40,046.6\n373,596.8\n9,790.6\n2,389,029.4\nOct\n491,610.6\n38,871.5\n39,766.0\n471,966.2\n8,023.3\n40,835.3\n420,445.3\n110,778.3\n417,411.6\n36,334.1\n376,463.1\n9,861.9\n2,462,367.3\nNov\n487,289.4\n40,321.7\n42,332.0\n488,637.3\n3,116.5\n36,852.0\n417,162.5\n117,050.8\n389,727.1\n39,126.4\n369,190.3\n17,960.5\n2,448,766.4\nDec\n533,165.2\n42,285.1\n17,617.9\n435,613.1\n5,047.0\n62,165.8\n389,181.2\n115,404.6\n379,809.3\n37,409.1\n369,838.8\n18,252.9\n2,405,790.0\n2014 \nJan\n489,585.3\n43,743.8\n18,574.7\n464,097.6\n5,467.4\n48,086.1\n362,554.0\n116,635.5\n412,901.1\n37,722.2\n367,126.2\n16,773.1\n2,383,267.1\nFeb \n519,154.6\n38,918.1\n24,765.4\n460,528.2\n10,397.3\n47,488.6\n385,038.1\n116,670.5\n401,619.6\n32,978.1\n396,800.8\n8,542.7\n2,442,902.1\nMar\n503,868.1\n42,707.9\n35,785.1\n494,663.8\n5,257.4\n52,722.0\n374,809.1\n116,653.0\n396,000.6\n38,089.3\n406,503.1\n15,833.1\n2,482,892.7\nApr\n540,156.2\n40,707.1\n18,138.9\n502,514.1\n9,898.6\n18,817.9\n407,595.0\n175,048.3\n447,549.2\n49,619.1\n511,048.2\n15,136.7\n2,736,229.2\nMay\n546,733.9\n41,594.2\n21,547.9\n488,389.7\n10,073.8\n23,049.1\n396,846.0\n184,730.9\n452.373.8\n51,891.8\n512,864.5\n17,718.8\n2,747,814.6\nJun\n536,188.9\n46,085.8\n28,201.0\n500,266.1\n10,656.3\n25,616.2\n417,002.7\n197,441.1\n432,692.4\n46,751.6\n499,191.5\n17,173.9\n2,757,267.4\nJul\n575,645.3\n43,055.0\n28,090.8\n480,483.6\n6,359.2\n27,284.9\n428,611.4\n206,052.3\n479,384.6\n49,260.4\n507,930.0\n46,148.1\n2,878,305.8\nAug\n548,866.7\n56,886.1\n38,891.3\n498,696.8\n54,387.2\n110,618.5\n422,942.5\n221,099.2\n430,156.3\n48,167.0\n474,060.2\n37,230.9\n2,942,002.7\nSep\n539,818.8\n51,349.1\n29,191.8\n493,610.7\n51,999.0\n109,975.0\n428,697.3\n201,791.6\n451,117.2\n45,100.0\n539,108.1\n36,708.6\n2,978,467.1\nOct\n530,544.7\n62,891.8\n55,922.5\n507,936.4\n50,701.1\n101,818.5\n436,519.1\n196,491.0\n413,443.5\n39,088.3\n520,437.0\n5,799.4\n2,921,593.2\nNov\n574,859.5\n58,780.5\n46,419.5\n460,989.3\n50,008.6\n120,510.4\n453,924.5\n208,418.3\n413,410.7\n45,289.6\n540,638.4\n5,976.9\n2,979,226.2\nDec\n565,840.1\n46,298.5\n42,604.8\n437,975.3\n47,805.8\n88,485.5\n478,895.5\n220,501.3\n481,497.5\n43,449.8\n543,038.5\n5,957.7\n3,002,529.6\n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2013\nJANUARY\n91,648.8\n48,329.1\n128,426.0\n351,566.7\n212,401.7\n494,823.6\n252,389.7\n93,470.0\n658,260.1\n44,091.4\n512,289.8\n32,145.9\n2,919,842.6\nFEBRUARY\n96,796.5\n48,491.5\n147,571.5\n360,757.9\n147,995.9\n578,306.4\n284,603.8\n64,530.5\n679,554.8\n41,983.6\n516,431.2\n25,275.3\n2,991.999.1\nMARCH\n96,752.8\n44,883.3\n139,327.8\n354,627.8\n155,915.2\n610,758.4\n290,072.8\n87,143.0\n594,397.7\n38,345.5\n523,913.8\n141,404.6\n3,077,542.7\nAPRIL\n98,671.0\n49,093.8\n152,390.8\n350,269.2\n166,578.5\n545,118.2\n311,310.8\n105,766.9\n638,341.8\n39,837.1\n533,691.3\n99,053.9\n3,090,123.4\nMAY\n114,053.3\n55,427.4\n142,023.3\n389,384.7\n255,352.1\n484,429.7\n318,129.4\n92,777.2\n700,668.7\n46,593.8\n578,509.2\n32,297.7\n3,209,646.5\nJUNE\n116,635.2\n58,578.8\n147,313.8\n447,394.5\n183,146.3\n352,600.3\n366,824.2\n96,685.8\n701,195.7\n46,578.5\n597,373.1\n104,843.6\n3,219,169.8\nJULY\n108,086.6\n46,449.5\n120,982.3\n380,448.8\n178,341.4\n677,700.7\n301,575.9\n97,583.8\n710,856.1\n39,395.9\n487,954.4\n102,531.4\n3,251,906.9\nAUGUST\n137,107.1\n48,726.1\n135,788.5\n319,106.0\n174,593.9\n637,190.7\n333,255.3\n99,194.1\n639,401.6\n41,996.5\n417,762.6\n93,772.1\n3,077,894.4\nSEPTEMBER\n100,028.3\n57,039.8\n145,652.5\n380,781.4\n207,379.2\n612,131.5\n408,359.1\n103,872.8\n795,047.6\n46,982.9\n435,912.4\n90,265.8\n3,383,453.4\nOCTOBER\n94,346.3\n52,722.4\n141,401.4\n338,625.9\n223,223.8\n754,145.4\n339,305.6\n99,583.3\n754,116.1\n41,527.2\n440,197.9\n97,771.1\n3,376,966.4\nNOVEMBER\n114,178.7\n47,740.9\n128,399.3\n312,639.2\n241,628.8\n741,885.4\n283,426.0\n80,507.6\n727,492.5\n42,901.0\n458,479.9\n89,292.5\n3,268,571.8\nDECEMBER\n113,914.2\n51,981.7\n142,938.1\n342,785.1\n213,125.2\n755,299.4\n327,658.1\n83,103.1\n762,884.4\n41,827.9\n432,436.3\n61,038.7\n3,328,992.1\n2014\nJANUARY\n130,154.6\n53,292.9\n146,876.1\n353,793.8\n259,569.6\n731,703.3\n304,033.2\n93,776.7\n770,435.4\n40,085.9\n485,573.1\n60,897.7\n3,430,192.5\nFEBRUARY\n138,812.3\n55,092.2\n134,813.9\n420,181.0\n262,183.8\n786,295.6\n270,062.5\n131,134.8\n779,640.3\n39,169.2\n508,813.7\n61,822.3\n3,588,021.6\nMARCH\n118,239.1\n55,167.5\n135,807.9\n382,675.5\n216,025.3\n791,776.0\n275,549.1\n103,298.7\n806,185.9\n42,432.8\n521,381.5\n72,990.9\n3,521,530.3\nAPRIL\n164,347.5\n59,289.3\n102,323.7\n408,823.5\n325,559.7\n780,207.0\n325,659.8\n135,187.4\n888,876.2\n43,746.5\n582,848.8\n82,009.8\n3,898,879.1\nMAY\n149,474.1\n60,669.4\n108,977.6\n355,802.3\n332,850.8\n800,256.8\n303,599.4\n132,132.8\n1,027,552.7\n38,921.0\n581,930.2\n93,334.9\n3,985,501.8\nJUNE\n194,685.1\n64,188.9\n95,595.6\n470,267.7\n291,594.6\n812,999.7\n348,303.5\n130,453.4\n895,698.0\n44,735.5\n575,149.1\n91,392.4\n4,015,063.5\nJULY\n163,335.6\n56,812.0\n87,587.5\n370,121.7\n303,367.3\n830,988.6\n334,436.8\n112,985.0\n880,761.1\n44,675.4\n587,756.7\n94,841.5\n3,867,669.2\nAUGUST\n128,794.1\n38,934.1\n90,012.5\n271,204.3\n270,009.9\n755,141.6\n236,267.5\n130,548.6\n865,566.6\n31,180.4\n467,724.2\n89,582.4\n3,374,966.2\nSEPTEMBER\n177,932.5\n56,444.5\n82,756.7\n315,956.8\n309,508.3\n951,593.4\n278,461.5\n174,497.9\n978,044.0\n47,792.7\n571,629.9\n103,464.8\n4,048,083.1\nOCTOBER\n158,421.7\n57,091.4\n83,973.9\n407,934.0\n308,028.8\n917,450.3\n266,690.9\n178,771.0\n936,336.2\n44,950.2\n613,425.1\n91,764.1\n4,064,837.5\nNOVEMBER\n140,908.6\n61,494.3\n93,114.0\n350,153.8\n313,668.7\n881,007.4\n271,049.9\n137,867.8\n955,760.6\n48,177.7\n641,405.3\n90,462.2\n3,985,070.2\nDECEMBER\n147,242.4\n60,358.1\n118,725.7\n328,729.5\n325,746.6\n950,304.9\n290,329.3\n118,977.8\n964,815.0\n47,574.3\n638,061.1\n92,040.8\n4,082,906.3\n2015\nJANUARY\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFEBRUARY\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMARCH\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nAPRIL\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMAY\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \n \n \n \n \n \n \nEnd Pe rio d\n19 9 9\n2 0 0 0\n2 0 0 1\n2 0 0 2\n2 0 0 3\n2 0 0 4\n2 0 0 5\n2 0 0 6\n2 0 0 7\n2 0 0 8\n2 0 0 9\n2 0 10\n2 0 11\n2 0 12\n2 0 13\n2 0 14\n( US $ millio ns )\nLo ng - Te rm Ext e rnal De b t\n3 ,53 0\n3 ,2 2 7\n3 ,2 55\n3 ,3 2 7\n3 ,6 4 4\n3 ,9 2 7\n3 ,8 0 5\n3 ,9 6 5\n4 ,0 3 2\n4 ,4 6 4\n4 ,9 51\n5,175\n6 ,0 9 6\n6 ,6 0 7\n7,3 70\n8 ,4 4 4\nGo ve rnme nt\n2 ,4 6 1\n2 ,2 4 9\n2 ,3 2 8\n2 ,3 76\n2 ,6 17\n2 ,8 4 4\n2 ,8 9 5\n3 ,0 2 4\n3 ,0 54\n3 ,4 6 4\n4 ,0 3 7\n4 ,0 9 5\n4 ,6 3 8\n4 ,9 2 9\n5,0 12\n4 ,52 2\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\nPub lic Ent e rp ris e s\n54 3\n53 4\n56 8\n6 16\n6 9 8\n714\n70 9\n76 6\n79 0\n8 2 5\n8 57\n9 3 8\n1,0 9 2\n1,19 8\n1,3 56\n1,6 6 1\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nM o ne t ary Aut ho rit ie s\n3 6 4\n2 9 2\n2 9 2\n2 79\n2 8 8\n2 9 1\n14 4\n13 0\n13 7\n14 0\n14 0\n13 8\n12 7\n12 5\n12 5\n12 0\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\nPrivat e\n16 2\n152\n6 7\n56\n4 1\n78\n57\n4 5\n51\n3 5\n57\n14 2\n3 6 6\n4 8 0\n1,0 0 2\n2 ,2 6 1\nS ho rt - Te rm Ext e rnal De b t\n53 2\n2 9 8\n16 7\n18 3\n16 9\n14 4\n173\n2 8 1\n3 8 7\n2 2 6\n1,19 8\n1,3 8 2\n1,2 8 9\n8 9 0\n1,56 4\n2 ,3 9 4\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\nTo t al Ext e rnal De b t\n4 ,0 6 2\n3 ,52 5\n3 ,4 2 2\n3 ,510\n3 ,8 12\n4 ,0 71\n3 ,9 78\n4 ,2 4 6\n4 ,4 19\n4 ,6 9 0\n6 ,14 9\n6 ,557\n7,3 8 5\n7,4 9 7\n8 ,9 3 4\n10 ,8 3 8\nGro s s Do me s t ic Pro d uc t\n5,990\n6,107\n10,887\n6,715\n5,037\n4,299\n2,918\n6,645\n4,000\n3,175\n8,157\n9,457\n10,956\n12,472\n13,490\n14,068\nExt e rnal De b t / GDP\n6 8 %\n57.7%\n3 1.4 %\n52 .3 %\n75.7%\n9 4 .7%\n13 6 .3 %\n6 3 .9 %\n110 .5%\n14 7.7%\n75.4 %\n6 9 .3 %\n6 7.4 %\n6 0 .1%\n6 6 .2 %\n77.0 %\nSOURCE: M inistry of Finance and Reserve Bank of Zimbabwe\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2014 \nJan\n6.00-35.00\n14.09 \n9.30 \nFeb \n6.00-35.00\n14.08 \n9.32 \nMar\n6.00-35.00\n14.24 \n9.27 \nApr\n6.00-35.00\n14.22 \n9.12 \nMay\n6.00-35.00\n14.39 \n9.25 \nJun\n6.00-35.00\n14.44 \n9.33 \nJul\n6.00-35.00\n14.33 \n9.45 \nAug\n6.00-35.00\n14.28 \n9.45 \nSep\n6.00-35.00\n14.45 \n9.57 \nOct\n6.00-35.00\n14.36 \n9.90 \nNov\n6.00-35.00\n14.26 \n9.97 \nDec\n6.00-35.00\n14.19 \n9.68 \n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates 3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2014 \nJan\n0.15-8.00\n3.00-20.00\nFeb \n0.15-8.00\n3.00-20.00\nMar\n0.15-8.00\n3.00-20.00\nApr\n0.15-8.00\n3.00-20.00\nMay\n0.15-8.00\n3.00-20.00\nJun\n0.15-8.00\n3.00-20.00\nJul\n0.15-8.00\n3.00-20.00\nAug\n0.15-8.00\n4.00-20.00\nSep\n0.15-8.00\n4.00-20.00\nOct\n0.15-8.00\n4.00-20.00\nNov\n0.15-8.00\n4.00-20.00\nDec\n0.15-8.00\n3.00-20.00\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \n \n \n \nFOOD IN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, WA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TION\nR EC R EA TION &\nED U C A TION\nR ES TA U R A N TS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON A LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2013\nOC TOB ER\n1.2 1\n0 .0 0\n- 0 .0 1\n- 0 .3 6\n0 .0 6\n- 0 .3 2\n- 0 .0 7\n- 0 .15\n0 .0 2\n- 0 .0 8\n- 0 .2 0\n- 0 .0 4\n0 .0 4\n- 0 .0 1\nN OV EM B ER\n0 .3 8\n- 0 .19\n- 0 .0 1\n- 0 .3 7\n0 .10\n- 0 .13\n- 0 .0 1\n- 0 .13\n5.57\n1.0 8\n- 0 .2 7\n0 .4 3\n- 0 .6 0\n0 .0 9\nD EC EM B ER\n0 .14\n- 0 .0 1\n0 .3 7\n- 0 .2 9\n0 .12\n0 .2 7\n0 .0 5\n- 0 .2 2\n0 .0 0\n0 .0 0\n- 0 .4 6\n0 .0 8\n- 0 .4 1\n- 0 .0 8\n2014\nJA N U A R Y\n0 .2 0\n- 0 .0 7\n0 .0 0\n0 .0 1\n- 0 .2 3\n0 .0 1\n0 .0 0\n- 0 .0 7\n0 .0 2\n0 .16\n- 0 .0 9\n0 .0 0\n0 .4 4\n0 .14\nFEB R U A R Y\n- 0 .0 1\n- 0 .0 9\n- 0 .11\n- 0 .0 8\n0 .0 9\n0 .0 8\n0 .0 0\n- 0 .0 4\n0 .2 3\n- 0 .0 8\n0 .0 7\n- 0 .0 1\n0 .18\n0 .0 5\nM A R C H\n- 0 .0 5\n- 0 .0 6\n- 0 .8 2\n- 0 .12\n0 .0 2\n0 .0 0\n0 .0 1\n0 .0 0\n0 .0 0\n0 .0 1\n- 0 .3 0\n- 0 .2 6\n- 0 .14\n- 0 .2 2\nA PR IL\n0 .3 0\n- 0 .10\n- 0 .13\n- 0 .75\n0 .16\n0 .3 3\n- 0 .0 2\n0 .3 4\n12 .6 4\n- 1.0 2\n- 0 .0 3\n1.0 9\n- 0 .4 6\n0 .58\nM A Y\n0 .11\n- 0 .11\n- 0 .0 6\n- 0 .2 9\n0 .0 0\n0 .2 3\n- 0 .0 3\n- 0 .2 0\n0 .0 7\n- 0 .13\n- 0 .4 3\n- 0 .0 5\n- 0 .3 0\n- 0 .13\nJU N E\n- 0 .0 5\n0 .12\n0 .0 0\n0 .0 6\n0 .3 0\n- 0 .0 3\n0 .0 0\n- 0 .0 9\n0 .0 0\n- 0 .11\n0 .15\n0 .0 2\n- 0 .12\n- 0 .0 3\nJU LY\n- 0 .4 7\n- 0 .2 1\n0 .12\n0 .3 0\n- 0 .0 1\n0 .11\n- 0 .12\n- 0 .13\n- 0 .0 8\n1.79\n0 .8 5\n- 0 .3 7\n0 .2 5\n0 .0 1\nA U GU S T\n- 0 .8 1\n- 0 .0 5\n- 0 .0 9\n0 .0 0\n- 0 .14\n0 .0 4\n0 .2 8\n- 0 .0 6\n- 0 .0 8\n- 0 .0 2\n0 .0 2\n- 1.2 1\n- 0 .0 7\n- 0 .3 1\nS EPTEM B ER\n0 .10\n0 .14\n0 .4 5\n- 0 .2 7\n0 .2 1\n0 .3 8\n- 0 .0 6\n- 0 .14\n0 .0 0\n- 0 .4 0\n0 .11\n0 .15\n- 0 .3 4\n- 0 .0 1\nOC TOB ER\n0 .16\n0 .0 7\n0 .0 0\n- 0 .14\n- 0 .0 1\n- 0 .2 7\n- 0 .0 6\n- 0 .0 4\n0 .0 1\n0 .0 2\n0 .0 3\n- 0 .0 4\n- 0 .2 4\n- 0 .11\nN OV EM B ER\n0 .19\n0 .12\n- 0 .0 3\n- 0 .0 9\n0 .0 9\n0 .10\n0 .0 2\n0 .0 2\n- 9 .18\n- 0 .6 2\n0 .0 6\n- 0 .9 6\n- 0 .11\n- 0 .6 9\nD EC EM B ER\n0 .0 1\n- 0 .10\n0 .16\n- 0 .10\n0 .13\n0 .19\n0 .0 0\n- 0 .16\n0 .0 0\n- 0 .2 3\n- 0 .15\n0 .0 4\n- 0 .3 6\n- 0 .0 9\n2015\nJA N U A R Y\n- 0 .0 4\n- 0 .0 1\n0 .0 8\n0 .0 7\n0 .0 6\n- 0 .9 7\n- 13 .4 1\n0 .0 2\n- 0 .0 8\n- 0 .4 8\n0 .3 0\n- 0 .6 9\n0 .4 0\n- 0 .3 4\nFEB R U A R Y\n0 .2 5\n- 0 .3 5\n- 0 .0 9\n- 0 .11\n- 0 .0 2\n- 0 .4 1\n- 0 .10\n- 0 .17\n0 .0 0\n- 0 .2 8\n0 .10\n- 0 .13\n0 .0 5\n- 0 .0 7\nM A R C H\n0 .12\n- 0 .2 7\n- 0 .0 6\n- 0 .0 2\n- 0 .0 5\n0 .0 2\n0 .0 0\n0 .0 3\n0 .0 0\n0 .12\n0 .10\n- 0 .0 3\n- 0 .0 3\n- 0 .0 3\nA PR IL\n- 0 .6 3\n- 0 .0 1\n- 0 .71\n- 3 .3 5\n- 0 .4 6\n- 0 .0 5\n- 0 .15\n- 0 .13\n- 0 .0 7\n0 .59\n0 .4 1\n- 0 .0 4\n- 1.0 1\n- 0 .8 9\nM A Y\n- 0 .17\n- 0 .4 1\n0 .18\n- 0 .2 5\n0 .10\n- 0 .2 5\n- 0 .0 2\n- 0 .11\n0 .0 0\n- 0 .0 8\n- 0 .4 4\n- 0 .10\n- 0 .3 7\n- 0 .19\nN ON - FOOD IN FLA TION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A\nTION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N\nTS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2 0 13\nS EPTEM B ER\n4 .3 6\n0 .6 1\n3 .7\n- 0 .3 7\n2 .1\n5.0 6\n- 13 .6 6\n- 1.0 1\n5.74\n1.2 3\n0 .9 3\n1.4 5\n- 0 .3 2\n0 .8 6\nOC TOB ER\n5.2 3\n0 .2 5\n2 .9 6\n- 0 .7\n2 .2 1\n1.4\n- 13 .76\n- 0 .73\n9 .0 5\n0 .8 3\n- 0 .2\n1.2 5\n- 0 .74\n0 .59\nN OV EM B ER\n5.9 4\n- 0 .0 7\n3 .51\n- 1.0 3\n2 .4 2\n- 7.0 4\n- 13 .8 3\n- 0 .9 2\n11.19\n2 .0 6\n- 0 .3 5\n1.58\n- 1.51\n0 .54\nD EC EM B ER\n4 .2 6\n0 .0 9\n3 .6 3\n- 1.0 8\n2 .11\n1.6 1\n- 13 .9 9\n- 1.0 3\n11.2 9\n2 .0 3\n- 0 .8 7\n1.6 1\n- 2 .2\n0 .3 3\n2 0 14\nJA N U A R Y\n5.0 3\n0 .0 3\n3 .6 3\n- 1.0 7\n1.8 7\n1.6 2\n- 14\n- 1.12\n11.3\n2 .18\n- 0 .4 3\n1.6 7\n- 2 .0 8\n0 .4 1\nFEB R U A R Y\n2 .2 1\n- 0 .4 3\n3 .0 9\n- 1.3 5\n0 .4 4\n0 .0 5\n- 13 .8 6\n- 1.0 8\n11.4 7\n1.3 2\n- 1.4 5\n0 .9 3\n- 3 .2 6\n- 0 .4 9\nM A R C H\n1.6 7\n- 0 .53\n2 .2 1\n- 1.8 2\n0 .4\n- 0 .4 4\n- 13 .6 8\n- 1.2 1\n11.4 7\n2 .4 7\n- 1.8 2\n0 .51\n- 3 .71\n- 0 .9 1\nA PR IL\n1.78\n- 0 .55\n0 .4 6\n- 2 .6\n0 .2 2\n- 0 .11\n- 0 .6 2\n- 0 .9 3\n2 0 .71\n1.13\n- 1.56\n1.5\n- 3 .73\n- 0 .2 6\nM A Y\n1.9 1\n- 0 .8 3\n0 .3 9\n- 2 .6 2\n0 .2 9\n0 .8 6\n- 0 .6\n- 0 .6 4\n2 0 .79\n0 .9 5\n- 1.6 9\n1.6 2\n- 3 .75\n- 0 .19\nJU N E\n1.6 8\n- 0 .8 1\n0 .4\n- 2 .54\n0 .6 4\n0 .9 7\n- 0 .2 7\n- 0 .8 4\n2 0 .79\n0 .9 9\n- 1.6 7\n1.6 7\n- 3 .54\n- 0 .0 8\nJU LY\n- 2 .8 8\n1.6 4\n- 0 .6 8\n0 .7\n- 2 .4\n0 .8\n0 .5\n- 0 .4\n- 0 .8\n2 3\n1.8\n- 2\n1.9\n0 .3\nA U GU S T\n- 2 .79\n2 .0 2\n- 0 .4 4\n- 0 .1\n- 2 .5\n0 .6\n0 .7\n- 0 .3\n- 0 .8\n2 1.4\n0 .9\n- 2 .8\n1.6\n0 .2\nS EPTEM B ER\n2 .10\n- 0 .3 4\n- 0 .0 3\n- 2 .6 0\n0 .9 8\n0 .9 9\n- 0 .3 2\n- 0 .8 5\n2 1.4 2\n0 .2 8\n- 3 .0 6\n1.59\n- 2 .9 5\n0 .0 9\nOC TOB ER\n1.0 4\n- 0 .2 7\n- 0 .0 1\n- 2 .3 8\n0 .9 1\n1.0 4\n- 0 .3 1\n- 0 .75\n2 1.4 1\n0 .3 8\n- 2 .8 3\n1.59\n- 3 .2 3\n0 .0 0\nN OV EM B ER\n0 .8 4\n0 .0 4\n- 0 .0 3\n- 2 .11\n0 .9 1\n1.2 6\n- 0 .2 8\n- 0 .59\n4 .4 4\n- 1.3 1\n- 2 .50\n0 .17\n- 2 .75\n- 0 .78\nD EC EM B ER\n0 .71\n- 0 .0 5\n- 0 .2 4\n- 1.9 2\n0 .9 2\n1.18\n- 0 .3 3\n- 0 .53\n4 .4 5\n- 1.54\n- 2 .2 1\n0 .13\n- 2 .7\n- 0 .8\n2 0 15\nJA N U A R Y\n0 .4 7\n0 .0 0\n- 0 .16\n- 1.8 6\n1.2 1\n0 .19\n- 13 .6 9\n- 0 .4 4\n4 .3 5\n- 2 .16\n- 1.8 2\n- 0 .57\n- 2 .74\n- 1.2 8\nFEB R U A R Y\n0 .73\n- 0 .2 5\n- 0 .14\n- 1.8 8\n1.10\n- 0 .3 0\n- 13 .78\n- 0 .57\n4 .11\n- 2 .3 6\n- 1.8 0\n- 0 .6 8\n- 2 .8 7\n- 1.4 0\nM A R C H\n0 .9 0\n- 0 .4 6\n0 .6 2\n- 1.78\n1.0 3\n- 0 .2 8\n- 13 .78\n- 0 .54\n4 .11\n- 2 .2 6\n- 1.4 1\n- 0 .4 4\n- 2 .77\n- 1.2 0\nA PR IL\n- 2 .9 3\n0 .59\n- 1.0 7\n- 2 .6 2\n- 1.50\n0 .8 1\n- 0 .76\n- 13 .8 8\n- 0 .9 5\n- 7.0 2\n- 0 .8 4\n- 1.4 1\n- 2 .51\n- 2 .6 5\nM A Y\n0 .3 1\n- 1.3 7\n- 2 .3 9\n- 1.4 5\n0 .9 2\n- 1.2 3\n- 13 .8 7\n- 0 .8 6\n- 7.0 9\n- 0 .79\n- 1.4 2\n- 2 .56\n- 3 .0 0\n- 2 .70\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n20 \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2014\nJANUARY\n11.21\n9.09\n102.47\n1.35\n1.65\nFEBRUARY\n10.71\n8.85\n101.74\n1.37\n1.67\nMARCH\n10.56\n8.85\n102.38\n1.38\n1.68\nAPRIL\n10.57\n8.85\n102.38\n1.38\n1.68\nMAY\n10.44\n8.73\n101.61\n1.36\n1.67\nJUNE\n10.58\n8.67\n101.3\n1.36\n1.7\nJULY\n10.68\n8.85\n102.76\n1.36\n1.69\nAUGUST\n10.98\n9.07\n107.35\n1.29\n1.63\nSEPTEMBER\n11.26\n9.26\n109.39\n1.27\n1.63\nOCTOBER\n10.90\n9.11\n110.87\n1.26\n1.59\nNOVEMBER\n11.02\n9.22\n118.21\n1.38\n1.57\nDECEMBER\n11.56\n9.51\n119.65\n1.22\n1.56\n2015\nJANUARY\n11.55\n9.61\n117.85\n1.13\n1.51\nFEBRUARY\n11.55\n9.61\n119.17\n1.12\n1.54\nMARCH\n12.16\n9.96\n120.19\n1.08\n1.48\nAPRIL\n11.82\n9.74\n118.60\n1.11\n1.54\nMAY\n12.26\n9.92\n122.31\n1.02\n1.57\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\n2013\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n Jan\n323.4\n378.5\n103.4\n182.3\n247.8\n0.0\n0.0\n1235.5\n52.2\n2694.9\n386.1\n205.7\n386.7\n4961.1\n Feb\n292.2\n357.7\n120.5\n234.6\n239.9\n0.0\n0.0\n1244.9\n27.7\n2689.3\n328.8\n208.0\n388.3\n4887.0\n Mar\n271.6\n345.7\n196.1\n198.9\n265.3\n0.0\n0.0\n1277.6\n26.1\n2715.8\n367.2\n228.8\n388.0\n5003.5\n Apr\n263.8\n383.6\n201.1\n272.9\n289.9\n75.3\n5.2\n1491.7\n26.3\n2595.8\n341.3\n207.0\n382.1\n5044.2\n May\n250.9\n400.9\n198.2\n296.7\n253.5\n75.4\n5.3\n1480.8\n25.8\n2673.2\n389.8\n208.0\n382.9\n5160.4\n Jun\n227.2\n416.4\n171.9\n257.5\n271.8\n75.5\n5.3\n1425.8\n26.0\n2698.3\n364.1\n217.8\n384.6\n5116.5\n Jul\n266.5\n352.8\n164.2\n266.1\n263.8\n110.2\n6.4\n1429.9\n26.5\n2701.3\n337.1\n229.8\n387.0\n5111.7\n Aug.\n322.8\n277.9\n136.4\n242.5\n237.8\n61.1\n6.4\n1285.0\n26.2\n2813.0\n367.0\n218.3\n385.2\n5094.7\n Sep\n334.1\n336.0\n178.0\n327.8\n226.3\n111.5\n6.0\n1519.7\n26.9\n2773.3\n298.8\n234.7\n386.4\n5239.8\n Oct\n379.4\n387.5\n137.1\n219.7\n260.9\n99.4\n5.0\n1489.0\n17.3\n2809.1\n316.7\n257.3\n371.5\n5260.9\n Nov\n333.3\n312.7\n160.2\n197.1\n261.1\n108.6\n6.5\n1379.5\n26.6\n2789.7\n291.3\n235.4\n369.8\n5092.3\n Dec\n354.8\n367.8\n135.5\n287.3\n199.9\n118.0\n6.6\n1469.9\n28.4\n2799.5\n490.8\n259.5\n347.6\n5395.7\n2014\n Jan\n356.9\n395.3\n134.1\n253.1\n153.0\n119.2\n5.4\n1417.0\n27.9\n2866.4\n516.1\n362.2\n353.9\n5543.5\n Feb\n334.3\n387.0\n130.5\n285.0\n131.2\n193.2\n5.4\n1466.6\n32.8\n2718.1\n534.5\n502.9\n351.1\n5606.0\n Mar\n304.6\n354.1\n147.4\n280.3\n165.9\n255.2\n5.4\n1512.9\n28.7\n2737.9\n522.7\n538.8\n349.7\n5690.7\n Apr\n353.3\n367.8\n154.4\n274.9\n205.7\n247.0\n5.4\n1608.4\n32.5\n2844.6\n534.1\n345.3\n348.6\n5713.6\n May\n327.8\n421.1\n120.5\n372.8\n211.5\n241.7\n5.4\n1700.6\n27.5\n2836.8\n591.4\n366.2\n347.1\n5869.6\n Jun\n347.1\n404.7\n166.4\n338.1\n198.0\n261.9\n0.0\n1716.1\n16.2\n2863.2\n607.8\n362.9\n346.4\n5912.6\n Jul\n347.1\n321.3\n176.7\n276.3\n186.0\n246.2\n0.0\n1553.7\n15.4\n2940.4\n597.5\n347.4\n345.6\n5800.0\n Aug\n360.7\n424.5\n178.5\n243.5\n173.9\n237.5\n0.0\n1618.6\n15.5\n2949.1\n609.5\n353.9\n346.4\n5892.9\n Sep\n255.6\n636.8\n183.0\n158.8\n176.0\n253.9\n0.0\n1664.2\n4.1\n2949.4\n624.6\n371.5\n341.5\n5955.3\n Oct\n226.1\n597.7\n175.0\n205.5\n180.3\n260.1\n0.0\n1644.7\n15.6\n2938.4\n594.4\n369.0\n341.8\n5903.8\n Nov\n258.9\n556.7\n169.1\n157.5\n178.5\n281.6\n0.0\n1602.2\n4.2\n2951.6\n597.5\n369.4\n341.1\n5865.9\n Dec\n0.4\n309.5\n465.7\n167.6\n151.9\n184.3\n285.4\n0.0\n1564.7\n4.1\n2758.6\n606.2\n343.7\n356.0\n5633.3\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1581.9\n21.4\n2796.8\n557.7\n360.2\n366.1\n5684.2\n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1524.2\n17.9\n2792.5\n564.8\n325.3\n356.8\n5581.5\n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1543.8\n15.5\n2925.5\n527.3\n352.5\n362.0\n5726.6\n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1528.6\n18.2\n2967.1\n527.1\n364.2\n385.4\n5790.7\n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1779.2\n18.2\n2922.7\n525.7\n434.2\n384.3\n6064.3\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2013\n Jan\n2032.2\n866.1\n552.4\n3450.7\n266.1\n0.0\n27.8\n623.9\n386.1\n206.5\n4961.1\n3450.7\n Feb\n1987.8\n933.3\n491.5\n3412.5\n258.1\n0.0\n32.4\n631.9\n328.8\n223.3\n4887.0\n3417.9\n Mar\n1960.0\n976.3\n451.0\n3387.3\n290.9\n0.0\n32.8\n687.7\n367.2\n237.6\n5003.5\n3387.3\n Apr\n2074.5\n1046.3\n379.5\n3500.3\n247.6\n0.0\n37.9\n667.2\n341.3\n249.8\n5044.2\n3500.3\n May\n2066.0\n913.0\n479.9\n3459.0\n346.5\n0.0\n81.8\n674.4\n389.8\n209.0\n5160.4\n3459.0\n Jun\n2014.0\n919.6\n298.9\n3232.4\n553.0\n0.0\n74.1\n702.3\n364.1\n190.6\n5116.5\n3232.4\n Jul\n2054.1\n916.2\n245.9\n3216.2\n578.3\n0.0\n77.5\n699.7\n337.1\n202.9\n5111.7\n3216.2\n Aug.\n2017.4\n879.5\n253.2\n3150.1\n608.2\n0.0\n63.8\n694.9\n367.0\n210.8\n5094.7\n3150.1\n Sep\n2082.1\n899.3\n294.5\n3275.8\n674.6\n0.0\n74.0\n708.8\n298.8\n207.7\n5239.8\n3275.8\n Oct\n2125.9\n880.0\n349.3\n3355.2\n611.4\n0.0\n68.5\n703.0\n316.7\n206.0\n5260.9\n3355.2\n Nov\n1953.4\n861.2\n371.6\n3186.2\n627.8\n0.0\n75.8\n689.7\n291.3\n221.6\n5092.3\n3186.2\n Dec\n1980.4\n813.6\n517.1\n3311.1\n614.0\n0.0\n65.0\n730.9\n490.8\n184.0\n5395.7\n3311.1\n2014\n Jan\n2153.6\n802.7\n403.5\n3359.8\n661.3\n0.0\n55.9\n592.9\n516.1\n357.5\n5543.5\n3359.8\n Feb\n2111.8\n878.8\n494.6\n3485.2\n630.0\n0.0\n51.1\n609.5\n534.5\n359.0\n5669.5\n3485.2\n Mar\n2156.8\n919.6\n454.2\n3530.6\n635.5\n0.0\n44.8\n596.4\n522.7\n360.7\n5690.7\n3530.6\n Apr\n2267.5\n958.3\n435.7\n3661.5\n553.5\n0.0\n17.0\n595.0\n534.1\n352.4\n5713.6\n3661.5\n May\n2294.9\n975.8\n451.7\n3722.4\n585.0\n0.0\n13.7\n591.1\n591.4\n366.1\n5869.6\n3722.4\n Jun\n2248.9\n989.8\n506.1\n3744.8\n543.8\n0.0\n48.3\n591.2\n607.8\n376.7\n5912.6\n3744.8\n Jul\n2130.4\n892.9\n606.6\n3629.9\n560.8\n0.0\n39.5\n571.5\n597.5\n400.6\n5800.0\n3629.9\n Aug\n2202.3\n963.1\n539.9\n3705.3\n552.7\n0.0\n43.5\n580.7\n609.5\n401.2\n5892.9\n3705.3\n Sep\n2191.0\n1011.1\n562.6\n3764.8\n548.9\n0.0\n59.5\n544.8\n624.6\n412.7\n5955.3\n3764.8\n Oct\n2260.8\n1015.1\n509.9\n3785.8\n506.8\n0.0\n47.4\n543.3\n594.4\n426.0\n5903.8\n3785.8\n Nov\n2231.8\n943.4\n526.5\n3701.6\n509.4\n0.0\n90.6\n541.8\n597.5\n425.0\n5865.9\n3701.6\n Dec\n2101.6\n975.8\n453.2\n3530.5\n484.0\n0.0\n81.4\n713.6\n606.2\n217.5\n5633.3\n3530.5\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5684.2\n3614.0\nFeb\n2079.6\n876.1\n611.6\n3567.3\n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5581.5\n3567.3\nMar\n2139.3\n940.4\n513.3\n3593.0\n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5726.6\n3593.0\nApr\n2098.7\n943.5\n629.8\n3672.0\n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5790.7\n3672.0\nMay\n2131.8\n1015.3\n615.3\n3762.4\n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6064.3\n3762.4\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2013\n Jan\n1.5\n2.7\n28.6\n0.0\n3.4\n0.0\n0.0\n36.2\n0.0\n236.7\n34.8\n60.2\n29.1\n397.0\n Feb\n4.7\n1.5\n18.4\n0.0\n4.5\n0.0\n0.0\n26.9\n0.0\n245.7\n34.8\n63.9\n28.9\n398.2\n Mar\n2.5\n1.1\n7.3\n-3.1\n1.2\n0.0\n0.0\n8.9\n0.0\n260.3\n34.2\n50.4\n28.8\n382.6\n Apr\n2.7\n1.3\n20.1\n-1.9\n1.2\n0.0\n0.0\n23.4\n0.0\n254.9\n34.2\n51.7\n27.7\n392.0\n May\n2.4\n4.1\n18.6\n-2.4\n4.5\n0.0\n0.0\n27.3\n0.0\n253.4\n34.6\n63.0\n12.7\n391.0\n Jun\n2.4\n3.6\n7.9\n1.1\n9.1\n0.0\n0.0\n24.1\n0.0\n260.3\n34.6\n51.4\n35.2\n405.6\n Jul\n1.9\n1.3\n2.8\n2.2\n3.4\n0.0\n0.0\n11.6\n0.0\n264.0\n34.8\n51.7\n35.5\n397.6\n Aug\n1.4\n1.7\n0.4\n0.6\n3.4\n0.0\n0.0\n7.4\n0.0\n265.6\n34.5\n45.5\n37.3\n390.3\n Sep\n1.2\n0.8\n0.0\n0.3\n3.4\n0.0\n0.0\n5.7\n0.0\n233.7\n35.8\n46.6\n38.6\n360.4\n Oct\n0.9\n0.5\n0.4\n0.6\n2.5\n0.0\n0.0\n4.8\n0.0\n234.8\n35.6\n41.3\n38.7\n355.2\n Nov\n0.4\n0.6\n0.1\n0.2\n2.5\n0.0\n0.0\n3.9\n0.0\n231.9\n35.5\n39.6\n38.3\n349.2\n Dec\n1.1\n0.5\n0.1\n0.4\n2.5\n0.0\n0.0\n4.6\n0.0\n232.7\n35.5\n29.2\n40.5\n342.5\n2014\n Jan\n0.1\n0.5\n0.0\n0.2\n1.8\n0.0\n0.0\n2.6\n0.0\n81.3\n10.0\n23.5\n34.7\n152.1\n Feb\n0.2\n0.4\n0.1\n0.1\n1.8\n0.0\n0.0\n2.5\n0.0\n77.6\n9.0\n24.1\n34.6\n147.9\n Mar\n0.1\n0.1\n0.1\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n53.2\n8.7\n21.8\n32.5\n118.1\n Apr\n0.1\n0.4\n0.2\n0.3\n1.6\n0.0\n2.6\n5.2\n75.2\n8.5\n22.2\n32.4\n140.9\n284.4\n May\n0.2\n0.4\n0.0\n0.1\n0.3\n0.0\n0.9\n1.9\n68.7\n0.1\n14.6\n30.3\n114.6\n230.2\n Jun\n0.2\n0.2\n0.1\n0.0\n0.6\n0.0\n0.0\n1.2\n0.0\n66.8\n0.1\n14.7\n29.6\n112.4\n Jul\n0.2\n0.3\n0.0\n0.1\n0.3\n0.0\n0.0\n0.9\n0.0\n66.9\n0.1\n12.9\n28.7\n109.6\n Aug\n0.2\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.3\n0.0\n64.4\n0.0\n19.4\n23.9\n109.0\n Sep\n0.4\n0.2\n0.0\n0.1\n0.3\n0.0\n0.0\n1.1\n0.0\n65.9\n0.1\n18.9\n19.7\n105.8\n Oct\n0.7\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n68.3\n0.1\n10.8\n25.9\n106.9\n Nov\n0.6\n0.1\n0.0\n0.1\n0.3\n0.0\n0.0\n1.0\n0.0\n67.1\n0.1\n12.4\n25.8\n106.3\nDec\n0.9\n0.4\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n63.6\n0.1\n10.0\n24.6\n100.0\n2015\n Jan\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2013\n Jan\n106.9\n91.7\n21.3\n220.0\n44.8\n0.0\n2.7\n-72.4\n34.8\n167.2\n397.0\n220.0\n Feb\n102.8\n66.0\n55.7\n224.5\n45.3\n0.0\n2.7\n-77.8\n34.8\n168.7\n398.2\n224.5\n Mar\n104.3\n62.3\n52.8\n219.5\n45.8\n0.0\n1.2\n-97.3\n34.2\n179.3\n382.6\n219.5\n Apr\n107.3\n64.6\n56.3\n228.3\n45.4\n0.0\n1.2\n-98.1\n34.2\n181.1\n392.0\n228.3\n May\n112.2\n67.1\n54.4\n233.6\n46.7\n0.0\n1.2\n-99.4\n34.6\n174.3\n391.0\n233.6\n Jun\n114.6\n56.2\n52.3\n223.1\n46.7\n0.0\n1.2\n-91.2\n34.6\n191.2\n405.6\n223.1\n Jul\n111.3\n82.7\n27.0\n220.9\n47.1\n0.0\n1.2\n-94.1\n34.8\n187.8\n397.6\n220.9\n Aug\n109.5\n80.6\n25.2\n215.2\n47.5\n0.0\n1.2\n-101.7\n34.5\n193.6\n390.3\n215.2\n Sep\n111.2\n82.6\n19.0\n212.8\n47.9\n0.0\n1.2\n-114.9\n35.8\n177.8\n360.4\n212.8\n Oct\n112.5\n80.4\n14.9\n207.8\n48.2\n0.0\n1.2\n-114.3\n35.6\n176.7\n355.2\n207.8\n Nov\n122.6\n59.7\n20.0\n202.3\n48.2\n0.0\n1.2\n-118.2\n35.5\n180.2\n349.2\n202.3\n Dec\n134.5\n56.4\n6.9\n197.8\n48.9\n0.0\n1.2\n-127.6\n35.5\n186.7\n342.5\n197.8\n2014\n Jan\n36.8\n57.7\n5.7\n100.1\n11.7\n0.0\n0.0\n0.7\n10.0\n29.5\n152.1\n100.1\n Feb\n47.6\n48.3\n0.0\n95.8\n11.7\n0.0\n0.0\n-10.9\n9.0\n42.3\n147.9\n95.8\n Mar\n41.0\n55.8\n0.0\n96.9\n12.0\n0.0\n0.0\n-17.7\n8.7\n18.4\n118.1\n96.9\n Apr\n57.4\n40.3\n0.0\n97.7\n12.2\n0.0\n0.0\n-19.8\n8.5\n42.4\n140.9\n97.7\n May\n42.8\n34.6\n0.0\n77.4\n0.0\n0.0\n0.0\n4.7\n0.1\n32.5\n114.6\n77.4\n Jun\n42.8\n33.2\n0.0\n76.0\n0.0\n0.0\n0.0\n2.3\n0.1\n33.7\n112.1\n76.0\n Jul\n42.6\n33.8\n0.0\n76.3\n0.0\n0.0\n0.0\n-8.7\n0.1\n41.8\n109.6\n76.3\n Aug\n36.4\n40.4\n0.0\n76.8\n0.0\n0.0\n0.0\n-7.8\n0.0\n40.0\n109.0\n76.8\n Sep\n40.9\n33.9\n0.0\n74.9\n0.0\n0.0\n0.0\n-7.6\n0.1\n38.4\n105.8\n74.9\n Oct\n39.9\n33.7\n0.0\n73.6\n0.0\n0.0\n0.0\n-9.6\n0.1\n42.8\n106.9\n73.6\n Nov\n39.4\n33.3\n0.0\n72.7\n0.0\n0.0\n0.0\n-10.9\n0.1\n44.4\n106.3\n72.7\nDec\n36.9\n31.2\n0.0\n68.1\n0.0\n0.0\n0.0\n-17.9\n0.1\n49.7\n100.0\n68.1\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2013\nJan\n20.4\n125.5\n0.0\n0.2\n0.0\n0.0\n146.1\n0.0\n283.2\n118.5\n36.1\n121.4\n705.3\nFeb\n20.2\n64.3\n0.0\n0.0\n0.0\n0.0\n84.5\n0.0\n291.8\n117.9\n35.3\n121.4\n734.2\nMar\n18.8\n129.1\n0.0\n0.2\n20.0\n0.0\n168.1\n0.0\n291.4\n116.9\n39.5\n121.4\n737.3\nApr\n16.9\n159.8\n0.0\n0.2\n20.2\n0.0\n197.2\n0.0\n294.8\n115.5\n39.5\n122.1\n769.1\nMay\n30.2\n179.6\n0.0\n0.0\n20.3\n0.0\n230.0\n0.0\n307.3\n120.3\n40.4\n121.9\n819.9\nJun\n28.6\n178.8\n0.0\n0.0\n20.0\n0.0\n227.3\n0.0\n314.2\n122.4\n44.6\n121.8\n830.3\nJul\n26.1\n207.4\n0.0\n0.0\n20.0\n0.0\n253.5\n0.0\n312.4\n123.1\n48.3\n121.6\n858.9\nAug\n34.7\n204.1\n0.0\n0.0\n20.0\n0.0\n258.8\n0.0\n320.6\n123.0\n46.4\n124.1\n872.9\nSep\n36.4\n204.9\n0.0\n0.0\n20.0\n0.0\n261.3\n0.0\n353.4\n122.7\n51.9\n124.6\n913.9\nOct\n39.3\n186.8\n0.0\n0.0\n20.0\n0.0\n246.1\n0.0\n358.4\n128.2\n51.8\n122.4\n906.9\nNov\n39.7\n163.1\n0.0\n0.0\n40.0\n0.0\n242.8\n0.0\n361.6\n135.8\n43.6\n122.6\n906.4\nDec\n34.8\n158.8\n0.0\n0.0\n40.0\n0.0\n233.6\n0.0\n381.5\n127.7\n55.2\n123.0\n920.9\n2014\nJan\n30.9\n147.5\n0.2\n40.0\n0.0\n218.6\n0.0\n384.5\n136.4\n64.4\n125.3\n929.1\nFeb\n30.2\n165.0\n0.0\n0.2\n40.0\n0.0\n235.3\n0.0\n385.8\n132.0\n65.4\n125.4\n943.9\nMar\n47.5\n166.2\n0.0\n0.2\n40.0\n0.0\n253.8\n0.0\n390.4\n132.1\n68.8\n125.0\n970.1\nApr\n45.2\n161.0\n0.0\n0.2\n40.0\n0.0\n246.5\n0.0\n401.8\n132.4\n76.6\n124.7\n981.9\nMay\n47.7\n190.7\n0.0\n0.2\n40.0\n0.0\n278.6\n0.0\n394.0\n147.0\n82.7\n124.3\n1026.7\nJun\n39.5\n187.9\n0.0\n0.0\n40.0\n0.0\n267.4\n0.0\n400.0\n150.4\n84.0\n124.4\n1026.1\nJul\n40.6\n180.9\n0.0\n0.0\n40.0\n0.0\n261.5\n0.0\n431.8\n159.4\n84.1\n124.4\n1061.2\nAug\n17.8\n219.8\n0.0\n0.0\n51.4\n0.0\n289.1\n0.0\n442.4\n166.5\n86.4\n124.2\n1108.6\nSep\n51.2\n183.1\n0.0\n0.0\n51.4\n0.0\n285.7\n0.0\n452.1\n173.8\n95.6\n123.8\n1131.0\nOct\n37.1\n199.8\n0.0\n0.0\n51.7\n0.0\n288.6\n0.0\n483.1\n179.7\n102.2\n124.0\n1177.6\nNov\n53.2\n217.5\n0.0\n0.0\n32.8\n0.0\n303.5\n0.0\n512.4\n169.3\n109.0\n123.5\n1217.6\n Dec\n0.1\n47.0\n224.9\n0.0\n0.2\n52.6\n0.0\n324.8\n0.0\n512.9\n169.0\n102.9\n125.3\n1234.9\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1222.6\nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1260.2\nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1255.5\nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1282.0\nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1298.0\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2013\nMay\n315.3\n212.0\n527.4\n26.6\n49.4\n193.3\n23.6\n820.2\n527.4\nJun\n309.0\n222.6\n531.6\n0.0\n0.0\n198.3\n100.4\n830.3\n531.6\nJul\n339.1\n222.8\n561.9\n21.7\n50.2\n202.0\n23.5\n859.2\n561.9\nAug\n298.4\n270.1\n568.4\n0.0\n0.0\n206.3\n95.8\n873.1\n568.4\nSep\n336.1\n246.9\n583.0\n20.8\n77.8\n209.2\n23.4\n914.1\n583.0\nOct\n310.9\n264.9\n575.8\n21.0\n74.4\n212.0\n24.0\n907.2\n575.8\nNov\n328.9\n244.3\n573.1\n21.0\n72.3\n214.8\n25.4\n906.7\n573.1\nDec\n370.3\n197.3\n567.6\n30.8\n75.8\n219.5\n27.3\n921.0\n567.6\n2014\nJan\n313.9\n253.1\n567.0\n26.1\n80.6\n225.9\n29.5\n929.1\n567.0\nFeb\n318.7\n264.4\n583.1\n25.1\n81.3\n228.6\n25.8\n943.9\n583.1\nMar\n374.6\n234.6\n609.2\n24.7\n79.6\n231.4\n25.2\n970.1\n609.2\nApr\n358.4\n262.7\n621.1\n24.9\n76.5\n234.0\n25.4\n981.9\n621.1\nMay\n436.2\n233.2\n669.4\n24.7\n77.3\n238.0\n17.1\n1026.7\n669.4\nJun\n440.1\n212.2\n652.3\n34.8\n78.9\n243.1\n17.3\n1026.3\n652.3\nJul\n362.4\n302.9\n665.3\n30.1\n104.3\n244.2\n17.5\n1061.3\n665.3\nAug\n358.8\n336.8\n695.5\n35.7\n105.7\n250.6\n21.2\n1108.7\n695.5\nSep\n394.8\n297.6\n692.4\n54.2\n106.9\n253.5\n23.9\n1131.0\n692.4\nOct\n364.5\n368.0\n732.5\n54.2\n105.3\n258.5\n27.3\n1177.7\n732.5\nNov\n376.9\n392.0\n768.9\n54.6\n104.4\n262.9\n27.2\n1217.8\n768.9\nDec\n400.9\n387.5\n788.4\n54.2\n102.0\n262.7\n27.6\n1234.9\n788.4\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1222.6\n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1260.2\n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1255.5\n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1282.0\n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1298.0\n863.6\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n27 \n \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$) Volume of Shares\nUS$ Millions\n2014\nJan\n189.25\n35.4\n63,972,387.0\n170,104,078\n4,882.1\nFeb\n189.45\n39.24\n25,811,746.9\n135,455,029\n4,906.9\nMar\n176.32\n29.51\n28,884,400.2\n381,649,234\n4,560.3\nApr\n172.91\n29.64\n51,346,054.5\n429,085,166\n4,473.5\nMay\n174.89\n35.45\n35,903,574.8\n235,704,129\n4,485.1\nJun\n186.57\n61.32\n28,544,304.7\n178,469,676\n4,873.4\nJuly\n188.07\n95.00\n25,224,550.4\n322,407,141\n4,959.2\nAug\n196.43\n104.8\n66,399,632.9\n328,161,452\n5,186.6\nSep\n195.25\n92.75\n34,056,010.7\n210,942,393\n5,140.2\nOct\n177.88\n70.38\n28,256,642.5\n156,444,539\n4,664.8\nNov\n171.45\n64.39\n34,765,242.8\n155,854,066\n4,517.9\nDec\n162.79\n71.71\n29,701,204.8\n475,024,051\n4,327.0\n2015\nJan\n164.9\n58.13\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.16\n55.38\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.22\n43.92\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.23\n42.93\n29,188,562.0\n563,833,853\n4,066.1\nMay\n152.96\n44.45\n23,280,422.2\n290,320,685\n3,978.1\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2014\nMay\n1,427.5\n77.5\n669.4\n2,209.0\nJun\n1,495.8\n81.3\n652.3\n2,262.6\nJul\n1,499.5\n84.2\n665.3\n2,282.7\nAug\n1,502.9\n84.0\n695.5\n2,322.9\nSep\n1,573.8\n88.6\n692.4\n2,388.8\nOct\n1,525.0\n87.5\n732.5\n2,378.7\nNov\n1,469.9\n89.8\n768.9\n2,361.8\nDec\n1,473.1\n84.8\n788.4\n2,377.5\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2014\nMay\n1,700.6\n1,116.7\n583.9\n1.9\n23.2\n-21.3\nJun\n1,716.1\n1,123.4\n592.7\n1.2\n22.8\n-21.6\nJul\n1,553.7\n1,089.0\n464.7\n0.9\n22.9\n-22.0\nAug\n1,618.6\n1,111.6\n507.0\n1.3\n23.0\n-21.7\nSep\n1,664.2\n1,129.4\n534.7\n1.1\n22.5\n-21.3\nOct\n1,644.7\n1,135.7\n508.9\n1.7\n22.1\n-20.3\nNov\n1,602.2\n1,110.5\n491.7\n1.0\n21.8\n-20.8\nDec\n1,571.0\n1,107.9\n463.1\n1.7\n20.4\n-18.7\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\n1/ With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed to 25% of liabilities to the public, from 20%. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2014\nJan\n3093.01\n5.24\n102.26\n233.1\n228.25\n68.31\nFeb\n2954.93\n10.73\n96.27\n193.9\n217.14\n64.42\nMar\n3332.79\n10.4\n103.58\n232.94\n255.32\n87.94\nApr\n3439.33\n9.66\n126.26\n253.16\n264.38\n96.29\nMay\n3915.31\n13.65\n117.11\n181.35\n146.64\n121.98\nJun\n3657.44\n12.42\n110.38\n250.87\n284.18\n104.28\nJul\n3955.45\n11.72\n125.81\n267\n312.35\n101.75\nAug\n3467.34\n9.36\n135.9\n273.39\n320.36\n103.26\nSep\n4037.98\n11.16\n138.09\n280.8\n341.23\n115.94\nOct\n3843.84\n13.58\n150.09\n291.68\n362.30\n117.40\nNov\n4104.33\n9.33\n160.40\n299.94\n358.76\n103.76\nDec\n4615.04\n11.53\n148.5\n336.65\n395.93\n124.33\nAnnual Total\n44416.79\n128.78\n1514.646\n3094.779\n3486.839\n1209.657\n2015\nJan\n3659.00\n11.81\n154.43\n311.94\n352.18\n113.46\nFeb\n3221.13\n13.69\n141.79\n275.8\n334.62\n104.62\nMar\n3801.96\n11.11\n131.97\n298.30\n364.69\n111.70\nApr\n3919.47\n10.81\n133.99\n299.67\n341.22\n112.38\nMay\n3467.1\n13.08\n128.76\n316.66\n389.97\n124.5\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n31 \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2014\nJan\n182.48\n29.41\n973.79\n815.89\n11141.19\n24.19\nFeb\n175.09\n32.95\n991.91\n799.12\n10631.6\n25.1\nMar\n192.02\n32.35\n1163.76\n947.64\n12859.5\n30.82\nApr\n183.63\n28.12\n1184.85\n974.37\n13298.04\n29.23\nMay\n215.2\n37.09\n954.18\n793.43\n12146.9\n38.68\nJun\n193.58\n32.98\n1164.73\n966.45\n14163.56\n34.25\nJul\n199.59\n34.34\n1272.91\n1038.44\n15370.63\n37.68\nAug\n170.86\n27.25\n1300.35\n1122.41\n16268.07\n33.84\nSep\n197.88\n30.39\n1158.84\n1057.48\n15991.79\n39.35\nOct\n200.32\n34.58\n1193.38\n1086.16\n17527.40\n40.96\nNov\n171.45\n27.66\n1143.69\n1077.30\n17876.31\n42.01\nDec\n189.83\n27.49\n1161.59\n1162.71\n19347.91\n40.49\nAnnual Total\n2271.926\n374.61\n13663.98\n11841.396\n176622.897\n416.599\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.60\nFeb\n172.25\n32.23\n1140.94\n1027.88\n16160.42\n39.94\nMar\n191.64\n30.33\n1183.64\n1110.17\n18211.89\n44.48\nApr\n180.34\n26.98\n1151.25\n1107.52\n17269.69\n43.55\nMay\n179.76\n27.38\n1052.50\n1123.77\n18684.62\n43.22\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)\n \n \n32 \n \nMONTHLY ECONOMIC REVIEW", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/May2015.pdf"}
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+{"doc_id": "0363f801761085d2fe9e85ab1940b6bb", "text": "[Date] \n \n \n \n \nJULY 2016 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 3 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCash Transactions _________________________________________________________________ 6 \nMobile and Internet Based Transactions ______________________________________________ 6 \nCard Based Transactions ___________________________________________________________ 6 \nCheque Transactions ______________________________________________________________ 6 \n \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2016 \nJune \n2016 \nJuly \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n24.7 \n25.7 \n4.05% \nZ.S.E. Industrial Index1 \n101.0 \n98.8 \n-2.18% \nNational Payment System Transactions \n(US$ millions) \n6 948.8 \n6 319.33 \n-9.06% \nMoney Supply (US$ millions)2 \n5 140.7 \n5 138.0 \n-0.05% \nMoney Supply (M3) Annual Growth2 (%) \n13.13 \n14.84 \n \nYearly Inflation3 (%) \n-1.4 \n-1.6 \n \nMonthly Inflation3 (%) \n0.19 \n-0.19 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \n \nMajor stock markets in the USA, Europe and \nAsia recorded gains during the month of July \n2016. In Africa, trading was largely bullish in \nmajor stock markets during the same month. \nIncreases were recorded in Egypt, 14.3%; \nMorocco, 3.8%; South Africa, 3.3%; Kenya, \n1.3%; and Tunisia, 0.9%. Losses were, however, \nrecorded in Nigeria, -0.2%. \n \nThe Zimbabwe Stock Exchange (ZSE) was \nbearish during the period under review. This \nfollowed the adverse impact of liquidity \nconstraints, coupled with the El Nino induced \ndrought, which have resulted in subdued \neconomic activity. \n \nConsequently, the mainstream index declined by \n2.18%, to close at 98.84 points in July 2016. The \nresources index, however, increased by 4.05% to \nclose at 25.72 points in July 2016, from 24.70 \npoints in June 2016. \n \n \nThe volume of shares traded at the ZSE fell by \n35.36%, from 88 525 472 shares recorded in the \npreceding month to 57 222 624 shares in July \n2016. \n \nMarket turnover registered a 34.44% decline, \nfrom US$18.06 million in June 2016 to \nUS$11.84 million in July 2016. This partly \nreflected thin trading on the ZSE due to bearish \ninvestor sentiment. \n \nForeign investors remained skeptical about \nZimbabwe’s investment climate and this resulted \nin \nsignificant \ndisinvestments \nin \nheavily \ncapitalised counters. In consequence, net foreign \ncapital outflows increased from US$4.5 million \nin June 2016, to US$5.2 million in July 2016. \n \n \nSource: Zimbabwe Stock Exchange, 2016 \nMarket capitalisation fell by 0.36%, from \nUS$2.78 billion in the previous month to \nUS$2.77 billion in July 2016, on account of \n0\n20\n40\n60\n80\n100\n120\n140\n160\n31-Jul-15\n31-Aug-15\n30-Sep-15\n31-Oct-15\n30-Nov-15\n31-Dec-15\n31-Jan-16\n29-Feb-16\n31-Mar-16\n30-Apr-16\n31-May-16\n30-Jun-16\n31-Jul-16\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.00\n5.00\n10.00\n15.00\n20.00\n25.00\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n300.00\nJun-15\nJul-15\nAug-15\nSep-15\nOct-15\nNov-15\nDec-15\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Monthly Volumes \nFigure 2: ZSE: Monthly Volumes and Values Tra\nand Values Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nlosses in the mainstream index. Cumulatively, \nthe market lost US$1.1 billion during the period \nend July 2015 to end July 2016. \nMONETARY DEVELOPMENTS \n \nThe annual broad money supply growth rate \nincreased by 1.71 percentage points to 14.84% in \nJuly 2016, from 13.13% in June 2016. Growth in \nmoney supply was partly underpinned by \ntobacco related foreign exchange inflows. As at \nend July 2016, US$558.41 million had been \nrealised from the sale of 190.05 million \nkilograms of tobacco. \n \n \nSource: Reserve Bank of Zimbabwe, 2016 \nAnnual growth in money supply was on the back \nof increases in demand and savings deposits \nwhich stood at 31.96% and 25.95%, respectively. \nPartially offsetting these increases were declines \nof 15.21% and 4.40% in under 30-days and over \n30-days deposits, respectively. \n \nIn terms of proportions, demand deposits \nconstituted 53.8% of total deposits; followed by \nover 30-days deposits, 19.4%; under 30-days \ndeposits, 14.3%; and savings deposits, 12.5%. \n \nOn a month-on-month basis, broad money supply \ndeclined by 0.05%, from US$5 140.7 million in \nJune 2016 to close the month of July 2016 at \nUS$5 138.0 million. \n \n \nBanking sector credit recorded a 15.2% annual \nincrease, from US$4 999.4 million in July 2015 \nto US$5 759.4 million in July 2016. \n \nMonthly credit to the private sector decreased by \n2.3%, from US$3 571.6 million in June 2016 to \nUS$3 488.30 in July 2016. Banks continued to \n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\nOct-13\nJan-14\nApr-14\nJul-14\nOct-14\nJan-15\nApr-15\nJul-15\nOct-15\nJan-16\nApr-16\nJul-16\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth rate\nUnder 30 \nDays\n12.5%\nOver 30 \nDays\n19.4%\nDemand\n53.8%\nsavings\n14.3%Figure 4: Bankin\nFigure 4: Banking Sector Deposits July 2016\nDeposits July 2016\nSource: Reserve Bank of Zimbabwe, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \nreduce lending due to the difficult economic \nenvironment and high levels of non-performing \nloans. \n \nIn proportions, credit to the private sector was in \nthe form of loans and advances, 86.1%; \nmortgages, 9.8%; other investments, 3.8%; \nbankers’ \nacceptances, \n0.3%; \nand \nbills \ndiscounted, 0.1%. \n \nSource: Reserve Bank of Zimbabwe, 2016 \n \nDuring the period under review, outstanding \ncredit to the private sector was distributed as \nfollows: households, 24.4%; agriculture, 18.7%; \nservices, \n18.3%; \nmanufacturing, \n15.8%; \ndistribution, 10.8%; mining, 5.3%; financial \norganisations and investments, 2.8%; transport \nand communications, 2.0%; construction, 1.6%; \nand other, 0.4%. \nThe credit was utilised as follows: working \ncapital, 34.3%; inventory build-up, 32.7%; \nconsumer \ndurables, \n16.0%; \nfixed \ncapital \ninvestment, 15.3%; and pre and post shipment \nfinancing, 1.8%. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation stood at -1.6% in \nJuly 2016, representing a deceleration of \n0.2 percentage points from the June 2016 rate of \n-1.4%. This was largely on account of a decline \nin non-food inflation. \n \nSource: ZIMSTAT, 2016 \nLoans & Advances\n86.1%\nBills \nDiscounted\n0.1%\nBankers \nacceptances\n0.3%\nOther \ninvestments\n3.8%\nMortgages\n9.8%Figure 5: Credit to Private Sector \nFigure 5: Credit to Private Sector July 2016\nJuly 2016\n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nAnnual food inflation firmed to -3.8% in \nJuly 2016, from -4.0% recorded in June 2016. \nThe 0.2 percentage points increase was largely \nattributable to increases in prices of bread and \ncereals; sugar; jam; honey and fish and sea food. \n \nYear-on-year, non-food inflation decelerated \nfrom -0.1% in June 2016 to -0.6% in July 2016. \nThis was mainly on account of declines in \nfurniture and household equipment; transport; \nhousing; water; electricity; gas and other fuels; as \nwell as clothing and footwear categories. The \ndeclines were, however, partially offset by \nincreases in education. \n \nMonthly Inflation \n \n \nMonth-on-month inflation moved into negative \nterritory, shedding 0.38 percentage points to \nclose at -0.19% in July 2016. This followed \ndeclines in both food and non-food inflation. \n \nFood inflation fell from -0.35% in June 2016 to \n-0.52% in July 2016, due to declines in prices of \nvegetables; meat; and milk, cheese and eggs; \namong other items. Partially offsetting the \ndeclines was a 0.78% increase in oils and fats. \n \nNon-food inflation decelerated from 0.44% in \nJune 2016 to -0.03% in July 2016. This was \nlargely \nattributable \nto \ndeclines \nin \ncommunication; clothing and footwear; health; \nand transport, among others. \nNATIONAL PAYMENTS SYSTEM \n \nTransactions processed through the National \nPayment System (NPS) recorded a 9% decline, \nfrom US$6 948.80 million in June 2016, to close \nthe month of July 2016 at US$6 319.33 million. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of RTGS transactions registered a 13% \ndecline, from US$4 522.24 million in the \nprevious month, to US$3 911.78 million during \nthe month under review. RTGS transaction \nvolumes also fell from 268 192 in June 2016 to \n242 373 in July 2016. \n \nSource: Reserve Bank of Zimbabwe, 2016 \n \n \n \n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nJul-13\nNov-13\nMar-14\nJul-14\nNov-14\nMar-15\nJul-15\nNov-15\nMar-16\nJul-16\n -\n 50\n 100\n 150\n 200\n 250\n 300\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: Z\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \nMONTHLY ECONOMIC REVIEW \n6 \n \n \nCash transactions \n \nDuring the month of July 2016 cash transactions \ndecreased by 2% to US$530.60 million in July \n2016, from US$543.94 million in June 2016. \n \nMobile and Internet Based Transactions \n \nMobile and internet based transaction values rose \nfrom US$639.19 million as at end June 2016, to \nclose \nthe \nmonth \nof \nJuly \n2016 \nat \n US$709.26 million. \n \nCard Based Transactions \n \nCard \nbased \ntransactions \nstood \nat \nUS$406.35 million as at the end of July 2016, up \nfrom US$335.40 million in June 2016. \n \nCheque Transactions \n \nThe value of cheque transactions recorded a 10% \ndecline, from US$10.26 million registered in \nJune 2016, to close the month under review at \nUS$9.20 million. \n \nRESERVE BANK OF ZIMBABWE \nSEPTEMBER 2016\n \n \n \n7 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 9 \n \n1.2 Broad Money Survey \n \n \n \n \n \n10 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n11 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n12 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 13 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n14 \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n15 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n16 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n17 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n18 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n19 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n20 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n21 \n \n7.2 Liabilities \n \n \n \n \n \n \n22 \n \n \n \nMONTHLY ECONOMIC REVIEW \n8 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n23 \n \n8.2 Liabilities \n \n \n \n \n \n \n24 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n25 \n \n9.2 Liabilities \n \n \n \n \n \n \n26 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n27 \n \n11. Savings with Financial Institutions \n \n \n \n \n28 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n29 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n30 \n \n13.2 Volumes of Transactions \n \n \n \n \n31 \n \n \n \n \n \n \n \n \n \n \n9 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nJuly\nBond Coins\n2,719.3\n3,016.3\n3,425.5\n4,445.3\n5,789.3\n7,127.0\n7,355.5\n7,457.3\n7,612.1\n7,758.5\n8,005.8\n8,106.8\n8,243.2\nRBZ Demand Deposits\n3,889.6\n3,480.3\n3,478.9\n3,485.7\n2,470.9\n726.0\n1,832.8\n2,086.4\n1,423.3\n5,061.6\n3,602.5\n3,701.2\n9,125.9\nComm. Banks Dem. Deposits\n2,023,527.6\n2,168,409.0\n2,166,471.3\n2,149,026.8\n2,358,226.5\n2,362,538.7\n2,430,098.0\n2,409,398.2\n2,510,951.1\n2,575,573.8\n2,644,003.9\n2,743,164.8\n2,690,977.0\nMerchant Banks Dem. Deposits\n62,949.9\n62,949.9\n62,157.8\n61,925.6\n58,750.3\n58,524.4\n58,511.7\n58,304.5\n58,315.0\n58,346.2\n58,364.1\n58,364.1\n58,350.7\nM1\n2,093,086.3\n2,237,855.5\n2,235,533.5\n2,218,883.4\n2,425,237.0\n2,428,916.0\n2,497,798.0\n2,477,246.4\n2,578,301.4\n2,646,740.1\n2,713,976.2\n2,813,336.8\n2,766,696.7\nComm. Banks Savings Deposits\n239,113.1\n227,534.6\n230,176.6\n231,465.3\n259,856.4\n266,166.6\n280,598.5\n291,567.7\n290,006.1\n299,136.9\n282,597.7\n270,213.2\n346,442.2\nBuilding Soc. Savings Deposits\n275,914.5\n277,271.4\n230,176.6\n294,208.3\n308,439.9\n296,041.8\n297,854.8\n305,980.4\n311,092.0\n317,629.3\n332,211.2\n313,154.7\n313,391.2\nP O S B Savings Deposits\n68,785.7\n71,554.2\n77,161.5\n73,380.5\n76,307.7\n72,505.8\n73,735.7\n73,847.9\n74,405.9\n80,067.6\n79,203.4\n79,502.7\n75,483.3\nComm. Banks U-30 Day Deposits\n587,421.2\n505,981.9\n613,287.8\n565,136.6\n565,317.5\n650,234.3\n597,527.6\n588,796.4\n506,719.1\n574,185.2\n674,068.8\n546,356.7\n552,519.8\nMerchant Banks U-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. U- 30 Day Deposits\n171,250.8\n156,077.5\n190,548.2\n144,911.8\n127,578.2\n165,352.5\n131,683.2\n123,683.2\n108,106.2\n171,635.9\n118,100.1\n134,140.9\n90,761.4\nM2\n3,435,571.6\n3,476,275.0\n3,576,884.3\n3,527,985.9\n3,762,736.7\n3,879,217.1\n3,879,197.9\n3,861,122.0\n3,868,630.7\n4,089,395.1\n4,200,157.3\n4,156,705.0\n4,145,294.6\nComm. Banks O-30 Day Deposits\n651,895.8\n622,991.6\n611,608.0\n628,213.7\n503,244.7\n420,265.1\n424,676.9\n449,879.1\n573,809.8\n519,330.5\n438,306.5\n554,032.6\n522,523.5\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n351,579.9\n340,974.7\n303,177.5\n409,350.0\n444,267.1\n432,822.3\n413,975.8\n421,729.2\n438,461.8\n361,565.5\n374,720.6\n390,530.0\n429,065.6\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n23,646.5\n21,540.3\n24,019.0\n24,010.2\n23,668.6\n21,851.3\n25,326.6\n24,881.2\n24,640.9\n23,321.3\n26,430.9\n28,174.9\n29,891.3\nM3\n4,473,960.3\n4,473,048.2\n4,526,955.4\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\n5,050,881.9\n5,140,709.1\n5,138,041.5\nSource:Reserve Bank of Zimbabwe, 2016\n2015\n2016\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \n \nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUNE\nJULY\nNET FOREIGN ASSETS \n-723,772.8\n-727,785.7\n-715,689.4\n-822,417.2\n-771,548.0\n-667,684.9\n-688,591.4\n-780,139.7\n-728,823.7\n-803,152.0\n-897,595.5\n-682,718.0\n-569,021.5\n Assets\n843,689.2\n867,447.1\n889,018.6\n784,372.6\n667,350.7\n792,677.3\n758,634.6\n679,001.9\n687,149.8\n637,447.5\n623,538.1\n667,173.2\n663,489.3\n Reserve Bank (RBZ)\n395,771.0\n360,705.6\n360,255.9\n335,321.7\n300,180.5\n433,452.9\n424,269.1\n390,810.3\n334,552.7\n354,608.4\n407,381.8\n389,004.0\n380,890.0\n Deposit Money Banks (DMBs) \n361,517.6\n428,702.8\n448,219.8\n387,305.0\n310,522.6\n300,320.1\n302,773.5\n259,017.9\n318,832.0\n269,044.4\n200,060.3\n256,915.8\n267,266.8\n Other Banking Institutions (OBIs) \n86,400.6\n78,038.7\n80,542.9\n61,745.9\n56,647.6\n58,904.3\n31,592.0\n29,173.7\n33,765.2\n13,794.7\n16,096.0\n21,253.4\n15,332.5\n Liabilities \\2\n-1,567,462.0\n-1,595,232.7\n-1,604,707.9\n-1,606,789.8\n-1,438,898.6\n-1,460,362.2\n-1,447,226.0\n-1,459,141.6\n-1,415,973.5\n-1,440,599.5\n-1,521,133.6\n-1,349,891.2\n-1,232,510.8\n RBZ\n1,039,959.7\n1,056,817.9\n1,057,080.8\n1,069,972.4\n1,048,664.8\n1,096,800.8\n1,090,485.7\n1,117,823.6\n1,075,644.5\n1,117,787.5\n1,184,783.0\n1,042,014.2\n935,954.6\n DMBs\n478,956.0\n490,791.1\n504,085.0\n494,458.0\n347,787.2\n320,578.9\n313,434.2\n299,029.1\n303,288.3\n285,945.2\n300,200.0\n272,477.2\n260,900.2\n OBIs\n48,546.3\n47,623.8\n43,542.1\n42,359.5\n42,446.6\n42,982.5\n43,306.1\n42,288.9\n37,040.8\n36,866.8\n36,150.7\n35,399.8\n35,656.0\nNET DOMESTIC ASSETS \n5,197,733.1\n5,200,833.8\n5,301,713.1\n5,423,243.6\n5,516,731.6\n5,433,107.3\n5,443,035.2\n5,549,017.8\n5,645,633.4\n5,808,031.0\n5,948,477.4\n5,823,427.1\n5,707,063.0\nDOMESTIC CREDIT\n4,981,511.5\n5,029,107.1\n5,079,842.4\n5,196,662.7\n5,345,272.0\n5,535,396.4\n5,476,442.4\n5,489,962.3\n5,542,678.3\n5,623,621.7\n5,627,841.4\n5,719,589.2\n5,759,394.1\n Claims on Government (net) \n1,160,044.8\n1,192,006.7\n1,182,354.0\n1,253,218.7\n1,359,827.4\n1,564,354.7\n1,530,792.2\n1,671,934.4\n1,691,128.7\n1,804,057.3\n1,834,775.4\n1,948,003.0\n2,028,573.1\n RBZ\n243,082.9\n244,517.6\n254,297.8\n271,997.2\n314,096.4\n331,552.1\n355,230.5\n418,006.5\n446,003.9\n456,287.0\n468,433.1\n508,837.0\n552,972.5\n DMBs\n845,865.3\n860,228.9\n838,982.9\n890,154.0\n954,556.6\n1,119,720.1\n1,068,095.4\n1,153,295.1\n1,166,120.4\n1,226,195.8\n1,241,961.8\n1,305,509.6\n1,342,573.5\n OBIs\n71,096.6\n87,260.2\n89,073.3\n91,067.5\n91,174.4\n113,082.5\n107,466.4\n100,632.7\n79,004.4\n121,574.4\n124,380.4\n133,656.4\n133,027.1\n Claims on Public Enterprises \n48,641.8\n56,508.0\n54,523.7\n84,877.1\n83,806.0\n140,910.1\n145,507.6\n120,445.0\n179,370.7\n185,698.9\n197,207.6\n199,989.6\n242,550.6\n RBZ\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n78,226.4\n91,056.2\n99,304.3\n138,657.6\n DMBs\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n105,088.3\n99,643.7\n102,872.2\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n105,088.3\n99,643.7\n102,872.2\n OBIs\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n951.8\n904.0\n1,063.1\n1,041.6\n1,020.8\n Claims on Private Sector\n3,772,824.9\n3,780,592.5\n3,842,964.7\n3,858,567.0\n3,901,638.6\n3,830,131.6\n3,800,142.6\n3,697,582.8\n3,672,178.9\n3,633,865.5\n3,595,858.4\n3,571,596.6\n3,488,270.3\n RBZ\n66,722.4\n92,768.9\n67,359.3\n75,959.6\n77,442.5\n90,549.5\n93,049.5\n74,614.5\n56,342.7\n58,614.2\n58,864.7\n49,967.1\n50,177.0\n DMBs\n2,910,157.5\n2,875,477.3\n2,956,930.6\n2,950,844.9\n2,981,759.1\n2,874,287.6\n2,860,825.0\n2,773,512.1\n2,774,147.9\n2,736,322.0\n2,691,318.7\n2,681,469.9\n2,571,743.7\n OBIs\n795,945.0\n812,346.3\n818,674.8\n831,762.5\n842,437.0\n865,294.5\n846,268.2\n849,456.3\n841,688.3\n838,929.3\n845,675.0\n840,159.6\n866,349.6\nOTHER ITEMS (NET) \n216,221.6\n171,726.7\n221,870.7\n226,580.9\n171,459.6\n-102,289.2\n-33,407.2\n59,055.5\n102,955.1\n184,409.4\n320,636.1\n103,837.9\n-52,331.0\nBROAD MONEY (M3) \n4,473,960.3\n4,473,048.2\n4,586,023.7\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\n5,050,881.9\n5,140,709.1\n5,138,041.5\nSource:Reserve Bank of Zimbabwe, 2016\n1. Building societies and P. O. S. B.\n2. Sign reversal.\n2015\n2016\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \n \nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUNE\nJULY\nNET FOREIGN ASSETS \n51,739.9\n-4,012.9\n12,096.3\n-106,727.8\n50,869.2\n103,863.0\n-20,906.5\n-91,548.3\n51,316.0\n-74,328.3\n-94,443.6\n214,877.6\n113,696.5\n Assets\n-82,664.5\n23,757.8\n21,571.5\n-104,646.0\n-117,021.9\n125,326.6\n-34,042.7\n-79,632.7\n8,148.0\n-49,702.3\n-13,909.4\n43,635.1\n-3,683.9\n Reserve Bank (RBZ)\n-58,215.1\n-35,065.4\n-449.7\n-24,934.2\n-35,141.2\n133,272.4\n-9,183.8\n-33,458.8\n-56,257.6\n20,055.8\n52,773.4\n-18,377.7\n-8,114.0\n Deposit Money Banks (DMBs)\n-29,090.7\n67,185.1\n19,517.0\n-60,914.8\n-76,782.4\n-10,202.5\n2,453.4\n-43,755.6\n59,814.1\n-49,787.5\n-68,984.1\n56,855.5\n10,351.0\n Other Banking Institutions (OBIs) \\1\n4,641.3\n-8,361.9\n2,504.2\n-18,797.0\n-5,098.3\n2,256.7\n-27,312.3\n-2,418.3\n4,591.5\n-19,970.5\n2,301.3\n5,157.4\n-5,920.9\n Liabilities \\2\n134,404.3\n-27,770.7\n-9,475.2\n-2,081.9\n167,891.2\n-21,463.6\n13,136.2\n-11,915.5\n43,168.1\n-24,626.0\n-80,534.1\n171,242.4\n117,380.4\n RBZ\n-53,346.7\n16,858.2\n262.9\n12,891.6\n-21,307.6\n48,136.0\n-6,315.1\n27,337.9\n-42,179.1\n42,143.1\n66,995.5\n-142,768.8\n-106,059.7\n DMBs\n-81,349.8\n11,835.0\n13,293.9\n-9,627.0\n-146,670.7\n-27,208.4\n-7,144.6\n-14,405.1\n4,259.2\n-17,343.1\n14,254.8\n-27,722.8\n-11,577.0\n OBIs\n292.2\n-922.5\n-4,081.6\n-1,182.7\n87.1\n535.9\n323.5\n-1,017.2\n-5,248.1\n-174.0\n-716.1\n-750.9\n256.2\nNET DOMESTIC ASSETS \\3\n-121,789.3\n3,100.7\n100,879.2\n121,530.5\n93,488.0\n-83,624.4\n9,928.0\n105,982.5\n96,615.7\n162,397.6\n140,446.4\n-125,050.3\n-116,364.1\nDOMESTIC CREDIT\n112,439.1\n47,595.6\n50,735.3\n116,820.4\n148,609.3\n190,124.4\n-58,954.0\n13,519.9\n52,716.0\n80,943.4\n4,219.7\n91,747.9\n39,804.8\n Claims on Government (net) \n85,807.2\n31,961.9\n-9,652.6\n70,864.7\n106,608.7\n204,527.3\n-33,562.5\n141,142.2\n19,194.3\n112,928.5\n30,718.1\n113,227.7\n80,570.1\n RBZ\n151,275.4\n1,434.7\n9,780.2\n17,699.4\n42,099.2\n17,455.7\n23,678.3\n62,776.1\n27,997.4\n10,283.1\n12,146.1\n40,403.9\n44,135.6\n DMBs\n-58,247.0\n14,363.6\n-21,245.9\n51,171.1\n64,402.6\n165,163.5\n-51,624.8\n85,199.8\n12,825.3\n60,075.4\n15,766.0\n63,547.8\n37,063.9\n OBIs\n-7,221.2\n16,163.6\n1,813.1\n1,994.2\n106.9\n21,908.1\n-5,616.0\n-6,833.7\n-21,628.3\n42,570.0\n2,806.0\n9,276.0\n-629.3\n Claims on Public Enterprises \n-4,506.4\n7,866.2\n-1,984.3\n30,353.4\n-1,071.0\n57,104.1\n4,597.4\n-25,062.5\n58,925.6\n6,328.3\n11,508.7\n2,782.0\n42,561.0\n RBZ\n742.4\n167.2\n325.0\n27,938.9\n12.5\n49,194.3\n-2,836.7\n-22,564.6\n16,188.3\n7,869.9\n12,829.8\n8,248.1\n39,353.3\n DMBs\n-4,743.6\n6,619.9\n-2,342.5\n2,560.3\n-843.4\n7,698.3\n7,645.6\n-2,520.4\n42,734.4\n-1,493.8\n-1,480.3\n-5,444.6\n3,228.5\n Agri-PEs\n-1,523.5\n-1,524.5\n-1,525.5\n-1,526.5\n-1,527.5\n-1,528.5\n-9,457.5\n-7,505.4\n-6,965.8\n-6,966.8\n-6,967.8\n-6,968.8\n-6,969.8\n Other\n-3,220.1\n8,144.4\n-816.9\n4,086.8\n684.1\n9,226.8\n17,103.1\n4,985.0\n49,700.2\n5,473.1\n5,487.6\n1,524.3\n10,198.3\n OBIs\n-505.2\n1,079.1\n33.1\n-145.7\n-240.1\n211.5\n-211.5\n22.5\n3.0\n-47.9\n159.1\n-21.5\n-20.8\n Claims on Private Sector\n31,138.3\n7,767.5\n62,372.2\n15,602.3\n43,071.6\n-71,507.0\n-29,989.0\n-102,559.8\n-25,403.9\n-38,313.4\n-38,007.1\n-24,261.7\n-83,326.3\n RBZ\n15,032.7\n26,046.5\n-25,409.6\n8,600.4\n1,482.9\n13,107.0\n2,500.0\n-18,435.0\n-18,271.7\n2,271.5\n250.4\n-8,897.6\n210.0\n DMBs\n9,527.4\n-34,680.2\n81,453.3\n-6,085.7\n30,914.2\n-107,471.5\n-13,462.6\n-87,312.9\n635.8\n-37,825.9\n-45,003.2\n-9,848.8\n-109,726.3\n OBIs\n6,578.2\n16,401.3\n6,328.5\n13,087.7\n10,674.5\n22,857.6\n-19,026.4\n3,188.1\n-7,768.0\n-2,759.0\n6,745.7\n-5,515.3\n26,190.0\nOTHER ITEMS (NET) \n-234,228.4\n-44,494.9\n50,144.0\n4,710.2\n-55,121.3\n-273,748.8\n68,882.0\n92,462.7\n43,899.6\n81,454.2\n136,226.7\n-216,798.2\n-156,168.9\nBROAD MONEY (M3) \n-70,049.4\n-912.2\n112,975.5\n14,802.7\n144,357.2\n20,238.7\n-10,978.5\n14,434.3\n147,931.7\n88,069.3\n46,002.9\n89,827.2\n-2,667.6\n Broad Money (M3) \n-1.54%\n-0.02%\n2.53%\n0.32%\n3.14%\n0.43%\n-0.23%\n0.30%\n3.10%\n1.79%\n0.92%\n1.78%\n-0.05%\n Domestic Credit \n2.31%\n0.96%\n1.01%\n2.30%\n2.86%\n3.56%\n-1.07%\n0.25%\n0.96%\n1.46%\n0.08%\n1.63%\n0.70%\n Claims on Private Sector\n0.83%\n0.21%\n1.65%\n0.41%\n1.12%\n-1.83%\n-0.78%\n-2.70%\n-0.69%\n-1.04%\n-1.05%\n-0.67%\n-2.33%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\n2015\n2016\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUNE\nJULY\nNET FOREIGN ASSETS \n-22,698.6\n-100,052.1\n-179,455.4\n-223,571.1\n-3,723.5\n51,716.5\n25,599.2\n-16,833.2\n-162,864.4\n-167,123.9\n-216,529.0\n92,794.6\n154,751.3\n Assets\n-183,460.8\n-212,180.1\n-216,884.3\n-214,670.1\n-160,163.5\n-103,502.5\n-72,324.8\n-58,831.6\n-128,929.8\n-118,045.9\n-187,662.4\n-259,180.5\n-180,199.9\n Reserve Bank (RBZ)\n68,475.7\n-50,976.1\n-260,229.1\n-172,834.3\n-34,353.8\n70,271.8\n67,607.2\n109,920.3\n52,382.6\n71,707.8\n104,163.2\n-64,982.0\n-14,881.0\n Deposit Money Banks (DMBs)\n-262,175.5\n-175,757.2\n33,238.4\n-45,036.0\n-106,467.2\n-162,792.6\n-103,107.2\n-141,455.7\n-150,731.3\n-155,323.7\n-218,661.6\n-133,692.5\n-94,250.8\n Other Banking Institutions (OBIs) \\1\n10,239.0\n14,553.2\n10,106.4\n3,200.1\n-19,342.5\n-10,981.7\n-36,824.9\n-27,296.3\n-30,581.0\n-34,430.0\n-73,164.0\n-60,506.0\n-71,068.1\n Liabilities \\2\n160,762.2\n112,128.0\n37,428.9\n-8,901.0\n156,440.0\n155,218.9\n97,924.0\n41,998.4\n-33,934.6\n-49,078.0\n-28,866.7\n351,975.1\n334,951.2\n RBZ\n-96,131.8\n-60,845.6\n19,340.3\n34,361.2\n18,611.0\n75,864.3\n83,389.7\n108,661.8\n217,549.1\n223,580.0\n315,851.6\n-51,292.1\n-104,005.1\n DMBs\n-83,111.7\n-63,177.9\n-46,073.7\n-13,602.2\n-162,923.9\n-219,844.2\n-170,029.2\n-139,327.3\n-169,893.9\n-163,052.9\n-274,592.8\n-287,828.7\n-218,055.8\n OBIs\n18,481.3\n11,895.4\n-10,695.4\n-11,858.0\n-12,127.1\n-11,239.0\n-11,284.5\n-11,332.9\n-13,720.6\n-11,449.1\n-12,392.1\n-12,854.3\n-12,890.3\nNET DOMESTIC ASSETS \\3\n272,589.1\n251,024.5\n376,976.5\n367,137.9\n333,441.6\n310,287.2\n388,719.3\n447,824.3\n709,354.1\n733,158.4\n779,443.5\n503,904.7\n509,329.9\nDOMESTIC CREDIT\n776,284.9\n794,638.6\n812,660.2\n865,327.7\n992,339.8\n1,156,742.8\n1,244,947.0\n1,240,909.9\n1,171,650.7\n1,093,844.4\n809,966.1\n850,516.8\n777,882.6\n Claims on Government (net) \n736,056.5\n754,533.2\n739,918.1\n782,714.1\n897,401.8\n1,048,718.3\n986,766.1\n1,122,755.2\n1,153,453.4\n1,138,798.4\n884,181.4\n873,765.5\n868,528.4\n RBZ\n289,241.2\n270,492.4\n290,213.2\n286,430.3\n328,127.9\n356,615.8\n367,824.5\n430,914.6\n468,278.0\n357,909.4\n370,585.4\n417,029.5\n309,889.6\n DMBs\n415,882.2\n448,362.7\n412,213.7\n457,069.2\n511,078.6\n631,757.3\n563,398.7\n643,214.9\n665,775.9\n727,359.2\n457,533.3\n401,397.3\n496,708.2\n OBIs\n30,933.0\n35,678.2\n37,491.3\n39,214.6\n58,195.3\n60,345.2\n55,543.0\n48,625.8\n19,399.5\n53,529.8\n56,062.7\n55,338.7\n61,930.5\n Claims on Public Enterprises \n-28,752.0\n-13,816.8\n-17,867.0\n12,502.1\n17,145.1\n74,160.0\n80,539.8\n51,500.7\n107,827.5\n83,224.6\n92,901.3\n146,841.4\n193,908.8\n RBZ\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n77,489.1\n89,969.1\n98,115.2\n136,726.1\n DMBs\n-30,883.4\n-17,194.6\n-21,602.9\n-19,027.0\n-14,156.5\n-6,547.4\n2,880.7\n-3,616.3\n38,245.6\n5,825.7\n2,652.3\n48,389.8\n56,361.9\n Agri-PEs\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n-1,522.5\n-1,523.5\n-1,524.5\n Other\n-29,372.5\n-15,680.0\n-20,087.4\n-17,511.5\n-12,639.9\n-5,029.8\n4,399.2\n-2,096.7\n39,766.1\n7,347.3\n4,174.9\n49,913.3\n57,886.4\n OBIs\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n-774.5\n-90.2\n279.9\n336.4\n820.8\n Claims on Private Sector\n68,980.4\n53,922.1\n90,609.0\n70,111.5\n77,793.0\n33,864.5\n177,641.0\n66,654.0\n-89,630.2\n-128,178.6\n-167,116.6\n-170,090.0\n-284,554.6\n RBZ\n31,997.2\n58,043.6\n32,634.0\n41,234.4\n42,717.2\n55,824.2\n58,324.2\n39,889.2\n24,933.7\n27,056.2\n27,709.1\n-1,722.7\n-16,545.4\n DMBs\n-103,031.0\n-141,232.5\n-64,459.1\n-65,906.0\n-55,036.1\n-135,814.0\n25,822.4\n-50,903.8\n-186,744.5\n-212,671.7\n-269,599.0\n-219,160.2\n-338,413.9\n OBIs\n140,014.2\n137,110.9\n122,434.1\n94,783.1\n90,111.8\n113,854.3\n93,494.4\n77,668.6\n72,180.6\n57,436.9\n74,773.4\n50,792.9\n70,404.6\nOTHER ITEMS (NET) \n-503,695.8\n-543,614.1\n-435,683.7\n-498,189.8\n-658,898.2\n-846,455.6\n-856,227.7\n-793,085.7\n-462,296.6\n-360,686.0\n-30,522.6\n-346,612.1\n-268,552.7\nBROAD MONEY (M3) \n249,890.4\n150,972.4\n197,521.1\n143,566.8\n329,718.1\n362,003.6\n414,318.5\n430,991.1\n546,489.7\n566,034.5\n562,914.4\n596,699.4\n664,081.2\nGROWTH RATES\n Broad Money (M3) \n5.9%\n3.5%\n4.5%\n3.2%\n7.5%\n8.2%\n9.5%\n9.9%\n12.5%\n12.8%\n12.5%\n13.1%\n14.8%\n Domestic Credit \n18.5%\n18.8%\n19.0%\n20.0%\n22.8%\n26.4%\n29.4%\n29.2%\n26.8%\n24.1%\n16.8%\n17.5%\n15.6%\n Claims on Private Sector\n1.9%\n1.4%\n2.4%\n1.9%\n2.0%\n0.9%\n4.9%\n1.8%\n-2.4%\n-3.4%\n-4.4%\n-4.5%\n-7.5%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\n$ Thousands\n2015\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n2016\n \n \n \n13 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\nAug\n580,775.3\n28,148.8\n58,618.6\n460,451.4\n22,509.2\n105,466.9\n411,831.6\n176,732.7\n440,470.4\n41,154.5\n571,926.0\n886.9\n2,898,972.1\nSep\n598,429.9\n28,307.9\n59,213.0\n443,604.1\n22,711.9\n102,015.0\n421,228.0\n174,144.2\n467,804.5\n43,051.0\n569,250.1\n929.5\n2,930,689.0\nOct\n609,537.2\n33,868.4\n53,813.7\n466,727.6\n21,566.0\n104,959.3\n447,136.6\n141,401.6\n484,254.8\n40,156.6\n573,330.4\n907.7\n2,977,660.0\nNov\n650,547.2\n28,696.7\n49,784.9\n440,864.2\n12,868.9\n104,288.1\n428,393.1\n152,136.9\n444,207.8\n40,760.5\n543,920.4\n696.2\n2,897,164.8\nDec\n590,610.6\n30,958.8\n44,706.5\n366,799.2\n13,354.6\n87,897.5\n450,208.5\n163,452.9\n475,424.5\n40,154.3\n518,998.3\n527.5\n2,783,093.0\n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJune\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJuly\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nSource:Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2015\nJan\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFeb\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMar\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nApr\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMay\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJun\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJul\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\nAug\n168,075.2\n86,038.9\n108,477.7\n472,875.1\n335,158.3\n784,616.6\n401,830.1\n76,647.0\n1,042,260.4\n55,455.9\n657,177.1\n51,922.5\n4,240,535.0\nSep\n197,641.5\n85,842.6\n112,415.3\n462,925.6\n349,564.2\n831,813.0\n379,121.4\n71,090.0\n1,033,106.7\n53,348.1\n676,308.0\n55,759.2\n4,308,935.5\nOct\n219,922.3\n85,382.0\n116,874.4\n447,200.7\n331,543.6\n821,640.8\n378,568.5\n68,298.7\n1,100,719.7\n55,846.7\n648,757.5\n67,353.2\n4,342,108.3\nNov\n212,806.1\n85,815.7\n98,468.4\n465,089.7\n334,835.6\n846,959.0\n363,754.4\n71,866.2\n1,074,141.8\n56,110.3\n665,421.1\n64,630.3\n4,339,898.7\nDec\n196,092.9\n88,273.0\n102,636.9\n518,411.4\n336,909.2\n864,491.7\n307,845.0\n63,337.5\n1,163,771.1\n57,410.5\n639,985.6\n66,435.7\n4,405,600.5\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n402,900.5\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJune\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nJuly\n207,280.2\n99,727.9\n138,781.2\n616,359.8\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,752,262.6\nSource: Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \nEnd Period\n1999\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n(US$ millions)\nLong-Term External Debt\n3,530\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\nGovernment\n2,461\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n543\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nPrivate\n162\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\nShort-Term External Debt\n532\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\nTotal External Debt\n4,062\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\nSource: Ministry of Finance & Economic Development, 2016; & Reserve Bank of Zimbabwe, 2016\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n16 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nAug\n4.30-26.00\n11.96 \n8.51 \nSep\n4.30-25.00\n11.81 \n8.47 \nOct\n4.00-18.00\n10.98 \n7.28 \nNov\n4.00-16.25\n12.20 \n7.67 \nDec\n6.00-16.00\n11.99 \n7.57 \n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nMar\n4.00-22.00\n11.44 \n7.16 \nApr\n4.00-22.00\n11.50 \n7.20 \nMay\n4.00-18.00\n11.43 \n7.35 \nJune\n4.00-18.00\n11.40 \n7.48 \nJuly\n4.00-18.00\n10.69 \n6.79 \nSource:Reserve Bank of Zimbabwe, 2016\nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates 3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \n \n \n \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\nAug\n0.30-8.00\n1.00-15.00\nSep\n0.30-8.00\n1.00-16.00\nOct\n0.50-8.00\n1.00-17.00\nNov\n0.75-8.00\n1.00-17.00\nDec\n0.50-8.00\n0.75-17.00\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJune\n0.50-6.00\n0.75-17.00\nJuly\n0.50-6.00\n0.75-17.00\n Source:Reserve Bank of Zimbabwe, 2016\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n \n18 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015 \nJan\n-0.04\n-0.01\n0.08\n0.07\n0.06\n-0.97\n-13.41\n0.02\n-0.08\n-0.48\n0.30\n-0.69\n0.40\n-0.34\nFeb\n0.25\n-0.35\n-0.09\n-0.11\n-0.02\n-0.41\n-0.10\n-0.17\n0.00\n-0.28\n0.10\n-0.13\n0.05\n-0.07\nMar\n0.12\n-0.27\n-0.06\n-0.02\n-0.05\n0.02\n0.00\n0.03\n0.00\n0.12\n0.10\n-0.03\n-0.03\n-0.03\nApr\n-0.63\n-0.01\n-0.71\n-3.35\n-0.46\n-0.05\n-0.15\n-0.13\n-0.07\n0.59\n0.41\n-0.04\n-1.01\n-0.89\nMay\n-0.17\n-0.41\n0.18\n-0.25\n0.10\n-0.25\n-0.02\n-0.11\n0.00\n-0.08\n-0.44\n-0.10\n-0.37\n-0.19\nJun\n0.36\n-0.06\n-0.02\n-0.07\n-0.17\n0.06\n0.01\n-0.09\n0.00\n-0.07\n0.11\n0.01\n-0.45\n-0.14\nJul\n-0.08\n0.05\n-0.56\n-0.82\n0.15\n-0.09\n-0.02\n-0.14\n7.48\n-0.02\n0.03\n0.47\n-0.81\n0.06\nAug\n-0.27\n-0.01\n0.02\n-0.14\n-0.04\n-0.29\n-0.06\n-0.26\n0.00\n-0.14\n-0.09\n-0.10\n-0.75\n-0.36\nSep\n-0.05\n0.00\n-0.62\n-0.52\n0.04\n-0.42\n-0.38\n-0.01\n0.00\n1.28\n-0.30\n-0.31\n-0.47\n-0.36\nOct\n-0.43\n-0.31\n-0.08\n-0.32\n0.61\n-0.47\n0.02\n-0.14\n0.00\n-0.18\n0.12\n-0.17\n-0.53\n-0.29\nNov\n-0.15\n-0.19\n-0.01\n-0.24\n0.00\n-0.08\n-0.23\n-0.02\n2.83\n-0.03\n-0.02\n0.22\n0.04\n0.16\nDec\n-0.41\n-0.15\n0.18\n-0.07\n-0.06\n-0.25\n-0.03\n0.09\n0.00\n-0.07\n-0.30\n-0.06\n-0.21\n-0.11\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJune\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJuly \n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nSource:Zimstat, 2016\nNON-FOOD INFLATION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHOU S IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N TS \n&\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\n& FOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015\nJan\n0.47\n0.00\n-0.16\n-1.86\n1.21\n0.19\n-13.69\n-0.44\n4.35\n-2.16\n-1.82\n-0.57\n-2.74\n-1.28\nFeb\n0.73\n-0.25\n-0.14\n-1.88\n1.10\n-0.30\n-13.78\n-0.57\n4.11\n-2.36\n-1.80\n-0.68\n-2.87\n-1.40\nMar\n0.90\n-0.46\n0.62\n-1.78\n1.03\n-0.28\n-13.78\n-0.54\n4.11\n-2.26\n-1.41\n-0.44\n-2.77\n-1.20\nApr\n-2.93\n0.59\n-1.07\n-2.62\n-1.50\n0.81\n-0.76\n-13.88\n-0.95\n-7.02\n-0.84\n-1.41\n-2.51\n-2.65\nMay\n0.31\n-1.37\n-2.39\n-1.45\n0.92\n-1.23\n-13.87\n-0.86\n-7.09\n-0.79\n-1.42\n-2.56\n-3.00\n-2.70\nJun\n0.72\n-1.54\n-2.41\n-1.58\n0.45\n-1.14\n0.00\n-0.87\n-7.09\n-0.75\n-1.38\n-2.57\n-3.32\n-2.81\nJul\n0.74\n-1.61\n-3.24\n-2.37\n0.50\n-1.12\n-13.77\n-0.93\n-1.90\n-1.61\n-0.99\n-2.35\n-3.65\n-2.77\nAug\n0.61\n-1.53\n-3.22\n-2.37\n0.42\n-1.67\n-13.77\n-1.11\n-1.88\n-1.78\n0.13\n-2.38\n-3.59\n-2.77\nSep\n0.47\n-1.67\n-4.25\n-2.62\n0.25\n-2.45\n-14.05\n-0.99\n-1.88\n-0.12\n-0.28\n-2.83\n-3.72\n-3.11\nOct\n-0.12\n-2.04\n-4.33\n-2.80\n0.86\n-2.64\n-13.98\n-1.09\n-1.89\n-0.32\n-0.20\n-2.95\n-4.00\n-3.29\nNov\n-0.45\n-2.35\n-4.32\n-2.94\n0.77\n-2.81\n-14.19\n-1.14\n11.08\n0.28\n-0.27\n-1.80\n-3.85\n-2.46\nDec\n-0.88\n-2.39\n-4.29\n-2.91\n0.57\n-3.24\n-14.22\n-0.89\n11.08\n0.43\n-0.42\n-1.89\n-3.71\n-2.47\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJune\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJuly\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nSource: Zimstat, 2016\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \n \n20 \n \nMONTHLY ECONOMIC REVIEW \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2015\nJAN\n11.5530\n9.6108\n117.8500\n1.1334\n1.5081\nFEB\n11.5530\n9.6108\n119.1700\n1.1200\n1.5400\nMAR\n12.1600\n9.9600\n120.1900\n1.0790\n1.4771\nAPR\n11.8200\n9.7400\n118.6000\n1.1100\n1.5400\nMAY\n12.1338\n9.7561\n123.8650\n1.0947\n1.5300\nJUNE\n12.2600\n9.9200\n122.3100\n1.1191\n1.5723\nJULY\n12.7100\n10.6700\n124.0300\n1.0941\n1.5601\nAUG\n13.3100\n10.2000\n121.1100\n1.1247\n1.5427\nSEPT\n13.9000\n10.5500\n119.9400\n1.1245\n1.5385\nOCT\n13.8500\n10.4700\n121.1500\n1.0981\n1.5400\nNOV\n14.3958\n10.6952\n122.7250\n1.0589\n1.5315\nDEC\n15.5600\n11.0990\n120.4200\n1.0929\n1.4925\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nAPR\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMAY\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJUNE\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJULY\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nSource: Reserve Bank of Zimbabwe, 2016\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US Dollar.\n2. US Dollar per unit of foreign currency.\n \n \n \n21 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1,581.9\n \n21.4\n2,796.76\n \n557.7\n360.2\n366.1\n5,684.2\n \n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1,524.2\n \n17.9\n2,792.50\n \n564.8\n325.3\n356.8\n5,581.5\n \n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1,543.8\n \n15.5\n2,925.46\n \n527.3\n352.5\n362.0\n5,726.6\n \n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1,528.6\n \n18.2\n2,967.13\n \n527.1\n364.2\n385.4\n5,790.7\n \n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1,779.2\n \n18.2\n2,922.70\n \n525.7\n434.2\n384.3\n6,064.3\n \n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1,962.4\n \n28.8\n2,872.55\n \n498.4\n351.0\n386.2\n6,099.4\n \n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1,900.7\n \n28.8\n2,815.04\n \n504.1\n361.1\n388.8\n5,998.5\n \n Aug\n1.0\n234.0\n523.7\n104.3\n194.7\n76.1\n786.5\n5.1\n1,925.3\n \n28.8\n2,810.06\n \n535.2\n339.9\n390.5\n6,029.6\n \n Sep\n1.0\n255.2\n551.8\n114.8\n192.9\n63.7\n764.9\n5.1\n1,949.4\n \n28.0\n2,844.13\n \n599.2\n404.6\n392.3\n6,217.7\n \n Oct\n0.9\n215.7\n536.1\n143.7\n171.5\n83.5\n808.3\n5.2\n1,964.9\n \n26.7\n2,884.16\n \n599.3\n350.6\n391.5\n6,217.0\n \n Nov\n1.2\n186.9\n526.1\n135.9\n123.5\n74.3\n871.8\n5.2\n1,924.9\n \n26.6\n2,931.49\n \n603.6\n355.3\n393.6\n6,235.5\n \n Dec\n0.7\n181.6\n542.9\n127.5\n118.6\n79.7\n1031.3\n5.2\n2,087.6\n \n20.8\n2,820.54\n \n582.0\n352.8\n396.7\n6,260.4\n \n2016\n Jan\n1.0\n172.0\n646.9\n119.2\n130.7\n76.6\n981.9\n5.2\n2,133.5\n \n20.6\n2,763.7\n \n582.8\n387.3\n396.6\n6,284.4\n \n Feb\n1.2\n140.7\n682.1\n96.3\n118.1\n21.5\n1125.6\n5.2\n2,190.7\n \n20.1\n2,680.9\n \n477.1\n390.1\n399.3\n6,158.2\n \n Mar\n1.3\n161.9\n714.2\n96.3\n156.8\n19.2\n1140.5\n5.1\n2,295.4\n \n20.3\n2,690.6\n \n430.6\n428.7\n405.1\n6,270.8\n \n Apr\n1.3\n135.5\n757.8\n135.5\n133.3\n18.7\n1198.1\n5.1\n2,385.4\n \n20.4\n2,653.4\n \n413.7\n441.1\n404.7\n6,318.6\n \n May\n1.4\n89.6\n871.6\n130.5\n110.4\n19.3\n1215.9\n5.0\n2,443.6\n \n19.8\n2,681.8\n \n397.0\n358.0\n412.6\n6,312.8\n \n June\n1.4\n108.5\n914.7\n84.6\n148.3\n19.2\n1274.4\n1.8\n2,553.0\n \n19.7\n2,669.3\n \n407.7\n358.0\n431.6\n6,439.3\n \n July\n1.4\n101.2\n972.6\n82.5\n166.0\n16.5\n1313.2\n0.0\n2,653.5\n \n20.5\n2,567.9\n \n393.2\n342.6\n440.3\n6,418.1\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2015\nJan\n2,056.2\n \n996.2\n561.7\n3,614.0\n \n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5,684.2\n \n3,614.0\n \nFeb\n2,079.6\n \n876.1\n611.6\n3,567.3\n \n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5,581.5\n \n3,567.3\n \nMar\n2,139.3\n \n940.4\n513.3\n3,593.0\n \n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5,726.6\n \n3,593.0\n \nApr\n2,098.7\n \n943.5\n629.8\n3,672.0\n \n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5,790.7\n \n3,672.0\n \nMay\n2,131.8\n \n1015.3\n615.3\n3,762.4\n \n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6,064.3\n \n3,762.4\n \nJun\n2,213.2\n \n1021.9\n593.5\n3,828.7\n \n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6,099.4\n \n3,828.7\n \nJul\n2,166.4\n \n889.7\n732.5\n3,788.6\n \n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5,998.5\n \n3,788.6\n \nAug\n2,266.7\n \n790.9\n723.1\n3,780.7\n \n490.7\n0.0\n83.4\n825.7\n535.2\n313.9\n6,029.6\n \n3,780.7\n \nSep\n2,276.7\n \n967.6\n648.7\n3,892.9\n \n504.0\n0.0\n72.0\n828.1\n599.2\n321.5\n6,217.7\n \n3,892.9\n \nOct\n2,259.9\n \n909.3\n667.8\n3,837.0\n \n494.3\n0.0\n122.2\n841.2\n599.3\n322.9\n6,217.0\n \n3,837.0\n \nNov\n2,475.9\n \n919.4\n580.1\n3,975.4\n \n347.6\n0.0\n126.0\n845.3\n603.6\n337.5\n6,235.5\n \n3,975.4\n \nDec\n2,512.2\n \n999.0\n543.0\n4,054.2\n \n320.4\n0.0\n140.4\n866.9\n582.0\n296.5\n6,260.4\n \n4,054.2\n \n2016\nJan\n2,562.6\n \n952.2\n558.7\n4,073.5\n \n313.2\n0.0\n135.6\n871.3\n582.8\n308.0\n6,284.4\n \n4,073.5\n \nFeb\n2,545.7\n \n959.3\n572.0\n4,077.1\n \n298.9\n0.0\n126.0\n878.1\n477.1\n301.0\n6,158.2\n \n4,077.1\n \nMar\n2,653.7\n \n893.4\n680.0\n4,227.1\n \n303.1\n0.0\n135.2\n886.6\n430.6\n288.2\n6,270.8\n \n4,227.1\n \nApr\n2,675.3\n \n1008.1\n591.9\n4,275.3\n \n285.7\n0.0\n154.4\n893.9\n413.7\n295.5\n6,318.6\n \n4,275.3\n \nMay\n2,764.6\n \n1100.0\n449.7\n4,314.3\n \n300.0\n0.0\n101.3\n908.9\n397.0\n291.2\n6,312.8\n \n4,314.3\n \nJune\n2,865.3\n \n907.1\n673.1\n4,445.5\n \n272.3\n0.0\n118.6\n915.7\n407.7\n279.5\n6,439.3\n \n4,445.5\n \nJuly\n2,826.1\n \n993.3\n654.3\n4,473.7\n \n260.7\n0.0\n93.8\n922.3\n393.2\n274.4\n6,418.1\n \n4,473.7\n \nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\n Aug\n0.0\n0.1\n1.8\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n60.0\n0.0\n9.3\n28.1\n99.4\n Sep\n0.0\n0.1\n2.2\n0.0\n0.0\n0.2\n0.0\n0.0\n2.5\n0.0\n59.2\n0.0\n9.2\n28.0\n98.9\n Oct\n0.0\n0.1\n2.1\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n59.4\n0.0\n9.1\n27.8\n98.8\n Nov\n0.0\n0.1\n2.0\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n58.5\n0.0\n9.5\n20.6\n91.0\n Dec\n0.0\n0.1\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n1.9\n0.0\n59.8\n0.0\n9.4\n20.5\n91.6\n2016\n Jan\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n60.7\n0.0\n9.3\n20.3\n92.5\n Feb\n0.0\n0.1\n0.9\n1.1\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n61.6\n0.0\n9.2\n20.2\n93.2\n Mar\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n62.0\n0.0\n9.3\n20.1\n93.6\n Apr\n0.0\n0.2\n0.7\n1.1\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n62.3\n0.0\n9.4\n19.9\n93.8\n May\n0.0\n0.1\n0.9\n1.2\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n62.7\n0.0\n9.3\n19.8\n94.2\n June\n0.0\n0.1\n0.9\n1.2\n0.0\n0.4\n0.0\n0.0\n2.6\n0.0\n62.7\n0.0\n9.3\n19.8\n94.4\n July\n0.0\n0.1\n1.8\n0.6\n0.0\n0.2\n0.0\n0.0\n2.7\n0.0\n63.4\n0.0\n9.2\n19.8\n95.1\nSource:Reserve Bank of Zimbabwe, 2016\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\n Aug\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-14.9\n0.0\n51.3\n99.4\n62.9\n Sep\n62.2\n0.0\n0.0\n62.2\n0.0\n0.0\n0.0\n-15.3\n0.0\n52.0\n98.9\n62.2\n Oct\n61.9\n0.0\n0.0\n61.9\n0.0\n0.0\n0.0\n-16.4\n0.0\n53.2\n98.8\n61.9\n Nov\n58.8\n0.0\n0.0\n58.8\n0.0\n0.0\n0.0\n-20.2\n0.0\n52.5\n91.0\n58.8\n Dec\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-20.1\n0.0\n53.2\n91.6\n58.5\n2016\n Jan\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-18.8\n0.0\n52.9\n92.5\n58.5\n Feb\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.4\n0.0\n54.3\n93.2\n58.3\n Mar\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-20.1\n0.0\n55.3\n93.6\n58.3\n Apr\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.5\n0.0\n55.0\n93.8\n58.3\n May\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-20.2\n0.0\n56.0\n94.2\n58.4\n June\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-20.2\n0.0\n56.0\n94.2\n58.4\n July\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-19.3\n0.0\n56.1\n95.1\n58.4\nSource:Reserve Bank of Zimbabwe, 2016\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1,222.6\n \nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1,260.2\n \nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1,255.5\n \nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1,282.0\n \nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1,298.0\n \nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n0.0\n324.8\n0.0\n464.9\n231.9\n139.4\n122.0\n1,283.0\n \nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n0.0\n320.2\n0.0\n461.5\n230.6\n133.9\n121.9\n1,268.2\n \nAug\n0.1\n53.0\n158.9\n0.0\n0.1\n76.2\n0.0\n288.4\n0.0\n482.9\n228.4\n136.0\n122.2\n1,257.9\n \nSep\n0.1\n55.4\n161.7\n0.0\n0.1\n76.0\n0.0\n293.3\n0.0\n480.4\n263.4\n125.8\n122.1\n1,285.0\n \nOct\n0.1\n45.2\n229.1\n0.0\n0.1\n76.0\n0.0\n350.5\n0.0\n494.0\n265.1\n126.0\n122.8\n1,358.4\n \nNov\n0.1\n43.6\n256.8\n0.0\n0.1\n76.1\n0.0\n376.7\n0.0\n292.0\n479.3\n131.8\n121.1\n1,400.9\n \nDec\n0.1\n27.3\n284.0\n0.0\n0.0\n76.6\n0.0\n387.9\n0.0\n317.4\n470.4\n114.7\n118.4\n1,408.8\n \n2016\nJan\n0.1\n17.4\n227.8\n10.0\n0.0\n76.6\n0.0\n331.9\n0.0\n326.9\n415.3\n145.6\n119.7\n1,339.4\n \nFeb\n0.2\n13.9\n253.5\n0.0\n0.0\n65.6\n0.0\n333.2\n0.0\n324.4\n420.2\n148.4\n119.6\n1,345.8\n \nMar\n0.2\n20.8\n266.6\n0.0\n0.0\n48.3\n0.0\n335.9\n0.0\n339.6\n399.4\n142.9\n119.4\n1,337.2\n \nApr\n0.2\n9.5\n213.7\n0.0\n0.0\n90.9\n0.0\n314.2\n0.0\n332.5\n402.2\n143.6\n119.2\n1,311.8\n \nMay\n0.1\n7.1\n220.3\n0.0\n0.0\n93.3\n0.0\n320.8\n0.0\n404.6\n341.0\n149.9\n122.9\n1,339.2\n \nJune\n0.2\n8.0\n278.0\n0.0\n0.0\n104.0\n0.0\n390.0\n0.0\n348.0\n389.4\n146.0\n119.3\n1,392.3\n \nJuly\n0.2\n8.2\n231.4\n0.0\n0.0\n101.6\n0.0\n341.4\n0.0\n341.5\n412.1\n154.8\n123.8\n1,373.5\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1,222.6\n \n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1,260.2\n \n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1,255.5\n \n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1,282.0\n \n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1,298.0\n \n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1,283.0\n \n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1,268.2\n \n828.9\nAug\n438.4\n386.1\n824.5\n47.6\n73.2\n282.7\n29.9\n1,257.9\n \n824.5\nSep\n498.9\n334.3\n833.2\n43.5\n84.9\n288.4\n35.0\n1,285.0\n \n833.2\nOct\n465.3\n428.4\n893.7\n42.4\n99.0\n293.6\n29.7\n1,358.4\n \n893.7\nNov\n446.1\n474.4\n920.4\n42.4\n104.3\n297.7\n36.0\n1,400.9\n \n920.4\nDec\n480.5\n463.9\n944.4\n43.0\n99.4\n293.3\n28.8\n1,408.8\n \n944.4\n2016\nJan\n447.7\n443.1\n890.7\n43.3\n74.7\n298.3\n32.3\n1,339.4\n \n890.7\nFeb\n446.8\n441.8\n888.6\n42.3\n81.6\n301.9\n31.5\n1,345.8\n \n888.6\nMar\n433.3\n449.5\n882.8\n37.0\n81.7\n289.7\n46.0\n1,337.2\n \n882.8\nApr\n495.3\n380.6\n875.9\n36.9\n75.1\n290.1\n33.9\n1,311.8\n \n875.9\nMay\n455.3\n403.8\n859.2\n36.2\n77.7\n320.7\n45.5\n1,339.2\n \n859.2\nMay\n455.3\n403.8\n859.2\n36.2\n77.7\n320.7\n45.5\n1,339.2\n \n859.2\nJune\n463.4\n443.7\n907.0\n35.4\n84.6\n319.0\n46.3\n1,392.3\n \n907.0\nJuly\n420.3\n486.9\n907.3\n35.7\n73.1\n324.1\n33.4\n1,373.5\n \n907.3\nSource:Reserve Bank of Zimbabwe, 2016\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \n \n27 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$)\nVolume of Shares\nUS$ Millions\n2015\nJan\n164.9\n58.1\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.2\n55.4\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.2\n43.9\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.2\n42.9\n29,188,562.0\n563,833,853\n4,066.1\nMay\n153.0\n44.5\n23,280,422.2\n290,320,685\n3,978.1\nJun\n148.4\n44.3\n14,514,679.0\n80,441,278\n3,803.8\nJul\n145.4\n39.4\n20,419,108.0\n157,184,218\n3,812.7\nAug\n135.4\n35.3\n15,344,249.0\n76,187,436\n3,552.0\nSep\n131.9\n24.4\n18,202,232.0\n105,678,504\n3,444.5\nOct\n130.8\n23.6\n12,864,086.0\n63,758,585\n3,416.1\nNov\n117.6\n22.3\n8,947,586.0\n90,417,554\n3,141.7\nDec\n114.9\n23.7\n16,360,451.6\n183,792,940\n3,073.4\n2016\nJan\n103.0\n19.5\n10,399,904.0\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15,556,983.0\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16,428,571.0\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14,026,917.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13,868,486.0\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18,064,624.0\n88,525,472.0\n2,780.9\nJul\n98.8\n25.7\n11,838,626.0\n57,222,624.0\n2,772.0\nSource:Zimbabwe Stock Exchange (ZSE),2016\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\nAug\n1,514.0\n93.1\n824.5\n2,431.5\nSep\n1,616.2\n101.3\n833.2\n2,550.7\nOct\n1,577.1\n97.5\n893.7\n2,568.3\nNov\n1,499.5\n100.0\n920.4\n2,520.0\nDec\n1,542.0\n94.4\n944.4\n2,580.8\n2016\nJan\n1,511.0\n99.6\n890.7\n2,501.3\nFeb\n1,531.3\n99.2\n888.6\n2,519.2\nMar\n1,573.4\n99.6\n882.8\n2,555.8\nApr\n1,599.9\n103.9\n875.9\n2,579.7\nMay\n1,549.8\n106.1\n859.2\n2,515.1\nJune\n1,580.2\n108.3\n859.2\n2,547.7\nJuly\n1,647.7\n105.4\n907.0\n2,660.0\nSource:Reserve Bank of Zimbabwe, 2016\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \n \n \n \n \n \n \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\nAug\n1,925.3\n1,134.2\n791.0\n2.0\n18.9\n-16.9\nSep\n1,949.4\n1,167.9\n781.6\n2.5\n18.6\n-16.1\nOct\n1,964.9\n1,151.1\n813.8\n2.4\n18.6\n-16.2\nNov\n1,924.9\n1,192.6\n732.2\n2.4\n17.6\n-15.3\nDec\n2,087.6\n1,216.3\n871.3\n1.9\n17.6\n-15.6\n2016\nJan\n2,133.5\n1,222.1\n911.4\n2.2\n17.6\n-15.4\nFeb\n2,190.7\n1,223.1\n967.6\n2.3\n17.5\n-15.2\nMar\n2,295.4\n1,268.1\n1,027.2\n2.3\n17.5\n-15.2\nApr\n2,385.4\n1,282.6\n1,102.8\n2.2\n17.5\n-15.3\nMay\n2,443.6\n1,294.3\n1,149.3\n2.4\n17.5\n-15.1\nJune\n2,553.0\n1,333.6\n1,219.4\n2.6\n17.5\n-14.9\nJuly\n2,653.5\n1,342.1\n1,311.3\n2.7\n17.5\n-14.8\nSource:Reserve Bank of Zimbabwe, 2016\n1/With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed from 20% to 25% of liabilities to the public. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \n \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2015\nJan\n 3,659.0 \n11.8\n154.4\n311.9\n352.2\n113.5\nFeb\n 3,221.1 \n13.7\n141.8\n275.8\n334.6\n104.6\nMar\n 3,802.0 \n11.1\n132.0\n298.3\n364.7\n111.7\nApr\n 3,919.5 \n10.8\n134.0\n299.7\n341.2\n112.4\nMay\n 3,467.1 \n13.1\n128.8\n316.7\n390.0\n124.5\nJun\n 3,014.7 \n15.4\n123.5\n333.7\n438.7\n136.6\nJul\n 4,010.3 \n12.6\n154.6\n332.4\n391.0\n128.6\nAug\n 3,299.1 \n11.4\n193.4\n313.2\n391.2\n133.6\nSep\n3,762.7\n \n12.9\n131.9\n318.8\n396.3\n396.3\nOct\n 3,964.5 \n11.8\n149.4\n334.9\n434.7\n151.0\nNov\n 3,551.4 \n12.0\n130.2\n347.7\n417.0\n154.4\nDec\n 4,167.9 \n11.0\n146.6\n411.3\n477.5\n213.3\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJune\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJuly\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n31 \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2015\nJan\n170.8\n29.55\n 1,174.1 1,124.5 16,903.3 \n37.6\nFeb\n172.3\n32.23\n 1,140.9 1,027.9 16,160.4 \n39.9\nMar\n191.6\n30.33\n 1,183.6 1,110.2 18,211.9 \n44.5\nApr\n180.3\n26.98\n 1,151.3 1,107.5 17,269.7 \n43.6\nMay\n179.8\n27.38\n 1,052.5 1,123.8 18,684.6 \n43.2\nJun\n196.4\n31.85\n 1,121.2 1,038.2 17,478.2 \n47.2\nJul\n199.1\n34.00\n 1,288.2 1,167.4 18,670.4 \n49.4\nAug\n153.1\n28.05\n 1,373.5 1,122.2 19,750.6 \n46.5\nSep\n164.3\n31.15\n 1,196.9 1,103.9 19,133.2 \n50.4\nOct\n156.4\n30.78\n 1,295.0 1,152.8 22,166.4 \n54.0\nNov\n143.4\n32.19\n 1,206.2 1,151.3 21,390.2 \n51.3\nDec\n155.0\n27.25\n 1,359.9 1,183.6 22,904.3 \n52.6\nAnnual Total 2,062.6 \n361.73\n 14,543.3 13,413.3 228,723.3 \n560.2\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJune\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJuly\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL \nVolumes of Transactions (in thousands)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/July2016.pdf"}
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+{"doc_id": "0531bf11619e5507c832236108651910", "text": "[Date] \n \n \n \n \nMARCH 2016 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS _____________________________ 1 \nSTOCK MARKET DEVELOPMENTS _______________________________ 2 \nMONETARY DEVELOPMENTS ___________________________________ 3 \nINFLATION OUTTURN ___________________________________________ 4 \nAnnual Inflation _________________________________________________ 4 \nMonthly Inflation ________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM _________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) _____________ 5 \nMobile and Internet Based Transactions _____________________________ 5 \nCard Based Transactions _________________________________________ 5 \nCheque Transactions _____________________________________________ 5 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2016 \nFebruary \n2016 \nMarch \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n19.1 \n19.4 \n1.1% \nZ.S.E. Industrial Index1 \n99.5 \n97.6 \n-1.9% \nMoney Supply (US$)2 \n4 768.9 million \n4 916.8 million \n3.1% \nMoney Supply (M3) Annual Growth2 \n9.94% \n12.50% \n \nYearly Inflation3 \n-2.22% \n-2.31% \n \nMonthly Inflation3 \n-0.10% \n-0.12% \n \nNominal Lending Rate \n4.0-22.0% \n4.0-22.0% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \nStock markets in the USA, Japan, China, United \nKingdom, Germany, and France registered gains \nin March 2016. Concomitantly, major African \nstock markets realised gains as follows: Egypt, \n25.6%; South Africa, 5.6%; Kenya, 4.7%; and \nNigeria, 4.4%. \nTrading on the Zimbabwe Stock Exchange (ZSE) \nwas, however, mixed. The industrial index \nrecorded a 1.9 % loss to close at 97.61 in March \n2016. The resources index increased from 19.14 \npoints in February 2016, to 19.35 points during \nthe month under analysis. \n \n \n \n \nThe total volume of shares traded increased to \n97.6 million in March 2016, from 91.2 million \nshares in February 2016. Market turnover, \nhowever, decreased to US$16.4 million in March \n2016, from US$57.1 million in February 2016. \n \nSource: Zimbabwe Stock Exchange, 2016 \nThe ZSE market capitalisation declined by 1.9% \nto US$2 645.1 million in March 2016. The \ndecline was underpinned by loses in the \nmainstream index. \n \n \n0\n50\n100\n150\n200\n250\n31-Mar-14\n31-May-14\n31-Jul-14\n30-Sep-14\n30-Nov-14\n31-Jan-15\n31-Mar-15\n31-May-15\n31-Jul-15\n30-Sep-15\n30-Nov-15\n31-Jan-16\n31-Mar-16\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.00\n1.00\n2.00\n3.00\n4.00\n5.00\n6.00\n7.00\n8.00\n0.00\n2.00\n4.00\n6.00\n8.00\n10.00\n12.00\n14.00\n16.00\n03-Jan-16\n11-Jan-16\n19-Jan-16\n27-Jan-16\n04-Feb-16\n12-Feb-16\n20-Feb-16\n28-Feb-16\n07-Mar-16\n15-Mar-16\n23-Mar-16\n31-Mar-16\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Daily Volumes and \nFigure 2: ZSE: Daily Volumes and Values Traded\nValues Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nMONETARY DEVELOPMENTS \n \nThe annual money supply growth rate increased \nfrom 9.94% in February 2016 to 12.5% in March \n2016. On a monthly basis, broad money supply \nrose by 3.1% to US$4 916.8 million in March \n2016. \n \nSource: Reserve Bank of Zimbabwe, 2016 \nThe annual growth in broad money was largely \non account of increases in savings, 22.6% \ndemand, 21.3%; and long term deposits, 18.3%. \nShort term deposits, however, decreased by \n24.1% during the period under review. \nThe distribution of deposit classes to total \ndeposits was as follows: demand, 52.4%; long \nterm, 21.4%; short term, 12.5%; and savings \ndeposits, 13.8%. \n \n \n \n \n \n \n \nAnnual growth in total banking sector credit \nstood at 23.5% in March 2016, down from 26.2% \nin February 2016. Month-on-month, banking \nsector credit increased to US$5 542.9 million in \nMarch 2016, from US$5 490 million in February \n2016. \nOn an annual basis growth in credit to the private \nsector was -2.4% in March 2016, down from \n1.8% in February 2016. Similarly, monthly credit \nto \nthe \nprivate \nsector \ndecreased \nto \nUS$3 672.2 million in March 2016, from \nUS$3 697.6 million in February 2016. \nIn terms of proportions, bank credit to the private \nsector was distributed as follows: loans and \nadvances, 85.3%; Mortgages, 9.2%; other \ninvestments, 4.2%; Bills Discounted, 1.0% and \nBankers’ Acceptances, 0.3%. \n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\nJun-13\nSep-13\nDec-13\nMar-14\nJun-14\nSep-14\nDec-14\nMar-15\nJun-15\nSep-15\nDec-15\nMar-16\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth\nShort Term\n12.5%\nLong Term \n21.4%\nDemand\n52.4%\nsavings\n13.8%Figure 4: Bank\nFigure 4: Banking Sector DepositsMarch 2016\nMarch 2016\nSource: Reserve Bank of Zimbabwe, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \n \nSource: Reserve Bank of Zimbabwe, 2016 \nDuring the period under review, private sector \ncredit was distributed as follows: agriculture \n(21.4%); households (21.3%); manufacturing \n(16.2%); services (14.6%); mining (5.7%); \nfinancial organisations and investments (2.8%); \ntransport and communications (3.1%); and \nconstruction (1.4%). \nThe utilisation of private sector credit in terms of \nproportions was as follows: inventory build-up, \n34.9%; asset purchases, 34.8%; consumer \ndurables, 14.5%; capital investment, 9.1% and \nvehicle purchases, 3.3%. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation decelerated for the \nsecond consecutive month, from -2.22% in \nFebruary 2016 to -2.31% in March 2016, on \naccount of decreases in both food and non-food \ninflation. \n \nSource: ZIMSTAT, 2016 \nYear-on-year food inflation was also in negative \nterritory at -4.13% in March 2016. Annual food \ninflation continued to be weighed down by \ndeclines in the prices of meat; bread and cereals; \nmilk, cheese and eggs; oils and fats; and \nvegetables, among others. \nAnnual non-food stood at -1.43% in March 2016, \ndown from -1.35% registered in February 2016. \nThis was largely attributable to declines in \nhousing, water, electricity, gas and other fuels; \nfurniture and household equipment; transport; \nand clothing and footwear. \nLoans & Advances\n85.3%\nBills Discounted\n1.0%\nBankers \nacceptances\n0.3%\nOther \ninvestments\n4.2%\nMortgages\n9.2%Figure 5: Credit to Private Sector\nFigure 5: Credit to Private SectorMarch 2016\nMarch 2016\n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nMonthly Inflation \n \nThe month-on-month inflation rate eased by \n0.02 percentage points to close at -0.12% in \nMarch \n2016. \nThis \nwas \nunderpinned \nby \nsignificant declines in the prices of both food and \nnon-food items. \nMonthly food inflation declined from -0.03% in \nFebruary 2016 to -0.13% in March 2016. \nAccounting for the decline were decreases in \nprices of meat; fish and sea foods and milk, \ncheese, and eggs, among others. Bread and cereal \nprices, however, increased during the same \nperiod. \nMonth-on-month, non-food inflation remained in \nthe negative at -0.11% in March 2016, despite \ngaining 0.03 percentage points on the -0.14% \nrecorded for February 2016. The gain was \nlargely on account of a 3.4% increase in \neducation inflation. \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system rose from US$3.45 billion in \nFebruary 2016 to US$3.46 billion in March 2016. \nDuring the same period, the volume of RTGS \ntransactions increased by 2.7%, from 148 416 to \n152 465. \nSource: Reserve Bank of Zimbabwe, 2016 \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions rose to US$673.1 million in March \n2016, from US$557.19 million in February 2016. \n \nCard Based Transactions \n \nCard \nbased \ntransactions \ndeclined \nto \nUS$430.9 million in March 2016, from \nUS$450.9 million recorded in February 2016. \n \nCheque Transactions \n \nThe value of cheque transactions decreased from \nUS$11.9 \nmillion \nin \nFebruary \n2016, \nto \nUS$11.3 million in March 2016. \n \nRESERVE BANK OF ZIMBABWE \nMAY 2016\n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nMar-13\nJul-13\nNov-13\nMar-14\nJul-14\nNov-14\nMar-15\nJul-15\nNov-15\nMar-16\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: Z\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n6 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 8 \n \n1.2 Broad Money Survey \n \n \n \n \n \n 9 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n10 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n11 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 12 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n13 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n14 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n15 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n16 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n17 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n18 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n19 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n20 \n \n7.2 Liabilities \n \n \n \n \n \n \n21 \n \n \nMONTHLY ECONOMIC REVIEW \n7 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n22 \n \n8.2 Liabilities \n \n \n \n \n \n \n23 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n24 \n \n9.2 Liabilities \n \n \n \n \n \n \n25 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n26 \n \n11. Savings with Financial Institutions \n \n \n \n \n27 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n28 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n29 \n \n13.2 Volumes of Transactions \n \n \n \n \n30 \n \n \n \n \n \n \n \n \n8 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \nMarch\nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nMarch\nBond Coins\n1,294.0\n1,749.3\n2,316.7\n2,684.1\n2,719.3\n3,016.3\n3,425.5\n4,445.3\n5,789.3\n7,127.0\n7,355.5\n7457.27\n7612.10\nRBZ Demand Deposits\n545.0\n491.6\n340.2\n4,035.0\n3,889.6\n3,480.3\n3,478.9\n3,485.7\n2,470.9\n726.0\n1832.79\n2086.40\n1423.30\nComm. Banks Dem. Deposits\n2,051,081.7\n1,990,235.2\n2,017,918.3\n2,112,470.2\n2,023,527.6\n2,168,409.0\n2,166,471.3\n2,149,026.8\n2,358,226.5\n2,362,538.7\n2430098.04\n2409398.21\n2510951.12\nMerchant Banks Dem. Deposits\n68,611.1\n63,935.0\n63,899.2\n62,949.9\n62,949.9\n62,949.9\n62,157.8\n61,925.6\n58,750.3\n58,524.4\n58511.73\n58304.47\n58314.95\nM1\n2,121,531.8\n2,056,411.0\n2,084,474.4\n2,182,139.2\n2,093,086.3\n2,237,855.5\n2,235,533.5\n2,218,883.4\n2,425,237.0\n2,428,916.0\n2,497,798.0\n2,477,246.4\n2,578,301.4\nComm. Banks Savings Deposits\n230,198.0\n267,921.4\n275,167.8\n248,074.6\n239,113.1\n227,534.6\n230,176.6\n231,465.3\n259,856.4\n266166.63\n280598.53\n291567.7\n290006.1\nBuilding Soc. Savings Deposits\n244,746.0\n256,526.3\n280,947.9\n279,625.3\n275,914.5\n277,271.4\n230,176.6\n294,208.3\n308,439.9\n296041.79\n297854.81\n305980.4\n311092.0\nP O S B Savings Deposits\n75,993.4\n74,678.1\n71,195.6\n73,397.6\n68,785.7\n71,554.2\n77,161.5\n73,380.5\n76,307.7\n72505.78\n73735.74\n73847.9\n74405.9\nComm. Banks U-30 Day Deposits\n645,401.5\n607,334.3\n670,242.5\n707,686.1\n587,421.2\n505,981.9\n613,287.8\n565,136.6\n565,317.5\n650234.31\n597527.61\n588796.4\n506719.1\nMerchant Banks U-30 Day Deposits\n12,132.4\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.00\n0.00\n0.0\n0.0\nBuilding Soc. U- 30 Day Deposits\n152,280.6\n189,428.7\n175,953.7\n188,805.2\n171,250.8\n156,077.5\n190,548.2\n144,911.8\n127,578.2\n165352.52\n131683.21\n123683.2\n108106.2\nM2\n3,482,283.7\n3,452,299.9\n3,557,981.9\n3,679,728.0\n3,435,571.6\n3,476,275.0\n3,576,884.3\n3,527,985.9\n3,762,736.7\n3,879,217.1\n3,879,197.9\n3,861,122.0\n3,868,630.7\nComm. Banks O-30 Day Deposits\n503,769.1\n618,804.9\n536,216.7\n509,642.0\n651,895.8\n622,991.6\n611,608.0\n628,213.7\n503,244.7\n420265.08\n424676.94\n449879.1\n573809.8\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.00\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n355,362.1\n340,739.4\n364,490.5\n326,111.5\n351,579.9\n340,974.7\n303,177.5\n409,350.0\n444,267.1\n432822.35\n413975.79\n421729.2\n438461.8\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11266.60\n11266.60\n11266.6\n11266.6\nP O S B Time Deposits\n17,638.5\n15,733.8\n18,011.8\n17,261.6\n23,646.5\n21,540.3\n24,019.0\n24,010.2\n23,668.6\n21851.26\n25326.55\n24881.2\n24640.9\nM3\n4,370,320.0\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,526,955.4\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\nSoure:Reserve Bank of Zimbabwe, 2016\n2015\n2016\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n9 \n \n \nMAR\nAPR\nMAY\nJUNE\nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nNET FOREIGN ASSETS \n-565,959.3\n-636,028.1\n-681,066.5\n-775,512.6\n-723,772.8\n-727,785.7\n-715,689.4\n-822,417.2\n-771,548.0\n-667,684.9\n-688,591.4\n-780,139.7\n-728,823.7\n Assets\n816,079.6\n755,493.4\n811,200.4\n926,353.7\n843,689.2\n867,447.1\n889,018.6\n784,372.6\n667,350.7\n792,677.3\n758,634.6\n679,001.9\n687,149.8\n Reserve Bank (RBZ)\n282,170.1\n282,900.6\n303,218.6\n453,986.1\n395,771.0\n360,705.6\n360,255.9\n335,321.7\n300,180.5\n433,452.9\n424,269.1\n390,810.3\n334,552.7\n Deposit Money Banks (DMBs) \n469,563.3\n424,368.1\n418,721.9\n390,608.3\n361,517.6\n428,702.8\n448,219.8\n387,305.0\n310,522.6\n300,320.1\n302,773.5\n259,017.9\n318,832.0\n Other Banking Institutions (OBIs) \n64,346.2\n48,224.7\n89,260.0\n81,759.3\n86,400.6\n78,038.7\n80,542.9\n61,745.9\n56,647.6\n58,904.3\n31,592.0\n29,173.7\n33,765.2\n Liabilities \\2\n-1,382,038.9\n-1,391,521.5\n-1,492,266.9\n-1,701,866.3\n-1,567,462.0\n-1,595,232.7\n-1,604,707.9\n-1,606,789.8\n-1,438,898.6\n-1,460,362.2\n-1,447,226.0\n-1,459,141.6\n-1,415,973.5\n RBZ\n858,095.4\n894,207.5\n868,931.4\n1,093,306.3\n1,039,959.7\n1,056,817.9\n1,057,080.8\n1,069,972.4\n1,048,664.8\n1,096,800.8\n1,090,485.7\n1,117,823.6\n1,075,644.5\n DMBs\n473,182.2\n448,998.0\n574,792.7\n560,305.8\n478,956.0\n490,791.1\n504,085.0\n494,458.0\n347,787.2\n320,578.9\n313,434.2\n299,029.1\n303,288.3\n OBIs\n50,761.3\n48,315.9\n48,542.8\n48,254.1\n48,546.3\n47,623.8\n43,542.1\n42,359.5\n42,446.6\n42,982.5\n43,306.1\n42,288.9\n37,040.8\nNET DOMESTIC ASSETS \n4,936,279.4\n5,074,872.7\n5,169,034.0\n5,319,522.4\n5,197,733.1\n5,200,833.8\n5,301,713.1\n5,423,243.6\n5,516,731.6\n5,433,107.3\n5,443,035.2\n5,549,017.8\n5,645,633.4\nDOMESTIC CREDIT\n4,371,027.6\n4,529,777.2\n4,817,875.2\n4,869,072.4\n4,981,511.5\n5,029,107.1\n5,079,842.4\n5,196,662.7\n5,345,272.0\n5,535,396.4\n5,476,442.4\n5,489,962.3\n5,542,678.3\n Claims on Government (net) \n537,675.3\n665,258.8\n950,594.0\n1,074,237.6\n1,160,044.8\n1,192,006.7\n1,182,354.0\n1,253,218.7\n1,359,827.4\n1,564,354.7\n1,530,792.2\n1,671,934.4\n1,691,128.7\n RBZ\n-22,274.1\n98,377.6\n97,847.8\n91,807.5\n243,082.9\n244,517.6\n254,297.8\n271,997.2\n314,096.4\n331,552.1\n355,230.5\n418,006.5\n446,003.9\n DMBs\n500,344.5\n498,836.6\n784,428.5\n904,112.3\n845,865.3\n860,228.9\n838,982.9\n890,154.0\n954,556.6\n1,119,720.1\n1,068,095.4\n1,153,295.1\n1,166,120.4\n OBIs\n59,604.9\n68,044.6\n68,317.8\n78,317.8\n71,096.6\n87,260.2\n89,073.3\n91,067.5\n91,174.4\n113,082.5\n107,466.4\n100,632.7\n79,004.4\n Claims on Public Enterprises \n71,543.2\n102,474.3\n104,306.3\n53,148.2\n48,641.8\n56,508.0\n54,523.7\n84,877.1\n83,806.0\n140,910.1\n145,507.6\n120,445.0\n179,370.7\n RBZ\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n DMBs\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n OBIs\n1,726.4\n994.2\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n951.8\n Claims on Private Sector\n3,761,809.1\n3,762,044.1\n3,762,974.9\n3,741,686.6\n3,772,824.9\n3,780,592.5\n3,842,964.7\n3,858,567.0\n3,901,638.6\n3,830,131.6\n3,800,142.6\n3,697,582.8\n3,672,178.9\n RBZ\n31,409.0\n31,558.0\n31,155.6\n51,689.8\n66,722.4\n92,768.9\n67,359.3\n75,959.6\n77,442.5\n90,549.5\n93,049.5\n74,614.5\n56,342.7\n DMBs\n2,960,892.4\n2,948,993.7\n2,960,917.8\n2,900,630.1\n2,910,157.5\n2,875,477.3\n2,956,930.6\n2,950,844.9\n2,981,759.1\n2,874,287.6\n2,860,825.0\n2,773,512.1\n2,774,147.9\n OBIs\n769,507.7\n781,492.4\n770,901.6\n789,366.8\n795,945.0\n812,346.3\n818,674.8\n831,762.5\n842,437.0\n865,294.5\n846,268.2\n849,456.3\n841,688.3\nOTHER ITEMS (NET) \n565,251.8\n545,095.4\n351,158.7\n450,450.0\n216,221.6\n171,726.7\n221,870.7\n226,580.9\n171,459.6\n-102,289.2\n-33,407.2\n59,055.5\n102,955.1\nBROAD MONEY (M3) \n4,370,320.1\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,586,023.7\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n2015\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n2016\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nNET FOREIGN ASSETS \n197,347.2\n-70,068.7\n-45,038.4\n-94,446.1\n51,739.9\n-4,012.9\n12,096.3\n-106,727.8\n50,869.2\n103,863.0\n-20,906.5\n-91,548.3\n51,316.0\n Assets\n78,246.1\n-60,586.2\n55,707.0\n115,153.3\n-82,664.5\n23,757.8\n21,571.5\n-104,646.0\n-117,021.9\n125,326.6\n-34,042.7\n-79,632.7\n8,148.0\n Reserve Bank (RBZ)\n1,280.1\n730.6\n20,317.9\n150,767.5\n-58,215.1\n-35,065.4\n-449.7\n-24,934.2\n-35,141.2\n133,272.4\n-9,183.8\n-33,458.8\n-56,257.6\n Deposit Money Banks (DMBs)\n69,089.7\n-45,195.2\n-5,646.2\n-28,113.6\n-29,090.7\n67,185.1\n19,517.0\n-60,914.8\n-76,782.4\n-10,202.5\n2,453.4\n-43,755.6\n59,814.1\n Other Banking Institutions (OBIs) \\1\n7,876.2\n-16,121.6\n41,035.3\n-7,500.7\n4,641.3\n-8,361.9\n2,504.2\n-18,797.0\n-5,098.3\n2,256.7\n-27,312.3\n-2,418.3\n4,591.5\n Liabilities \\2\n119,101.1\n-9,482.6\n-100,745.5\n-209,599.4\n134,404.3\n-27,770.7\n-9,475.2\n-2,081.9\n167,891.2\n-21,463.6\n13,136.2\n-11,915.5\n43,168.1\n RBZ\n-151,066.4\n36,112.1\n-25,276.1\n224,375.0\n-53,346.7\n16,858.2\n262.9\n12,891.6\n-21,307.6\n48,136.0\n-6,315.1\n27,337.9\n-42,179.1\n DMBs\n34,825.7\n-24,184.2\n125,794.7\n-14,486.9\n-81,349.8\n11,835.0\n13,293.9\n-9,627.0\n-146,670.7\n-27,208.4\n-7,144.6\n-14,405.1\n4,259.2\n OBIs\n-2,860.4\n-2,445.4\n226.9\n-288.7\n292.2\n-922.5\n-4,081.6\n-1,182.7\n87.1\n535.9\n323.5\n-1,017.2\n-5,248.1\nNET DOMESTIC ASSETS \\3\n-164,914.1\n138,593.3\n94,161.3\n150,488.4\n-121,789.3\n3,100.7\n100,879.2\n121,530.5\n93,488.0\n-83,624.4\n9,928.0\n105,982.5\n96,615.7\nDOMESTIC CREDIT\n121,975.3\n158,749.6\n288,098.0\n51,197.2\n112,439.1\n47,595.6\n50,735.3\n116,820.4\n148,609.3\n190,124.4\n-58,954.0\n13,519.9\n52,716.0\n Claims on Government (net) \n-11,503.9\n127,583.5\n285,335.2\n123,643.6\n85,807.2\n31,961.9\n-9,652.6\n70,864.7\n106,608.7\n204,527.3\n-33,562.5\n141,142.2\n19,194.3\n RBZ\n-9,366.0\n120,651.7\n-529.8\n-6,040.3\n151,275.4\n1,434.7\n9,780.2\n17,699.4\n42,099.2\n17,455.7\n23,678.3\n62,776.1\n27,997.4\n DMBs\n-9,735.8\n-1,507.9\n285,591.8\n119,683.9\n-58,247.0\n14,363.6\n-21,245.9\n51,171.1\n64,402.6\n165,163.5\n-51,624.8\n85,199.8\n12,825.3\n OBIs\n7,597.9\n8,439.7\n273.1\n10,000.0\n-7,221.2\n16,163.6\n1,813.1\n1,994.2\n106.9\n21,908.1\n-5,616.0\n-6,833.7\n-21,628.3\n Claims on Public Enterprises \n2,598.9\n30,931.2\n1,832.0\n-51,158.1\n-4,506.4\n7,866.2\n-1,984.3\n30,353.4\n-1,071.0\n57,104.1\n4,597.4\n-25,062.5\n58,925.6\n RBZ\n0.0\n737.3\n349.8\n102.0\n742.4\n167.2\n325.0\n27,938.9\n12.5\n49,194.3\n-2,836.7\n-22,564.6\n16,188.3\n DMBs\n872.5\n30,926.1\n1,693.1\n-51,182.0\n-4,743.6\n6,619.9\n-2,342.5\n2,560.3\n-843.4\n7,698.3\n7,645.6\n-2,520.4\n42,734.4\n Agri-PEs\n-1,519.5\n-1,520.5\n-1,521.5\n-1,522.5\n-1,523.5\n-1,524.5\n-1,525.5\n-1,526.5\n-1,527.5\n-1,528.5\n-9,457.5\n-7,505.4\n-6,965.8\n Other\n2,392.0\n32,446.6\n3,214.7\n-49,659.5\n-3,220.1\n8,144.4\n-816.9\n4,086.8\n684.1\n9,226.8\n17,103.1\n4,985.0\n49,700.2\n OBIs\n1,726.4\n-732.2\n-211.0\n-78.1\n-505.2\n1,079.1\n33.1\n-145.7\n-240.1\n211.5\n-211.5\n22.5\n3.0\n Claims on Private Sector\n130,880.3\n234.9\n930.9\n-21,288.3\n31,138.3\n7,767.5\n62,372.2\n15,602.3\n43,071.6\n-71,507.0\n-29,989.0\n-102,559.8\n-25,403.9\n RBZ\n-3,316.3\n149.0\n-402.4\n20,534.2\n15,032.7\n26,046.5\n-25,409.6\n8,600.4\n1,482.9\n13,107.0\n2,500.0\n-18,435.0\n-18,271.7\n DMBs\n136,476.5\n-11,898.7\n11,924.1\n-60,287.7\n9,527.4\n-34,680.2\n81,453.3\n-6,085.7\n30,914.2\n-107,471.5\n-13,462.6\n-87,312.9\n635.8\n OBIs\n-2,280.0\n11,984.7\n-10,590.8\n18,465.2\n6,578.2\n16,401.3\n6,328.5\n13,087.7\n10,674.5\n22,857.6\n-19,026.4\n3,188.1\n-7,768.0\nOTHER ITEMS (NET) \n-286,889.4\n-20,156.4\n-193,936.7\n99,291.2\n-234,228.4\n-44,494.9\n50,144.0\n4,710.2\n-55,121.3\n-273,748.8\n68,882.0\n92,462.7\n43,899.6\nBROAD MONEY (M3) \n32,433.1\n68,524.5\n49,122.9\n56,042.3\n-70,049.4\n-912.2\n112,975.5\n14,802.7\n144,357.2\n20,238.7\n-10,978.5\n14,434.3\n147,931.7\n Broad Money (M3) \n0.7%\n1.57%\n1.11%\n1.2%\n-1.54%\n-0.02%\n2.53%\n0.32%\n3.14%\n0.43%\n-0.23%\n0.30%\n3.10%\n Domestic Credit \n2.9%\n3.63%\n6.36%\n1.1%\n2.31%\n0.96%\n1.01%\n2.30%\n2.86%\n3.56%\n-1.07%\n0.25%\n0.96%\n Claims on Private Sector\n3.6%\n0.01%\n0.02%\n-0.6%\n0.83%\n0.21%\n1.65%\n0.41%\n1.12%\n-1.83%\n-0.78%\n-2.70%\n-0.69%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2015\n2016\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST SEPTEMBER OCTOBER NOVEMBERDECEMBER JANUARY FEBRUARY\nMARCH\nNET FOREIGN ASSETS \n250,879.1\n59,815.5\n-95,449.8\n-180,094.9\n-22,698.6\n-100,052.1\n-179,455.4\n-223,571.1\n-3,723.5\n51,716.5\n25,599.2\n-16,833.2\n-162,864.4\n Assets\n-205,308.8\n-308,111.1\n-379,009.3\n-200,283.4\n-183,460.8\n-212,180.1\n-216,884.3\n-214,670.1\n-160,163.5\n-103,502.5\n-72,324.8\n-58,831.6\n-128,929.8\n Reserve Bank (RBZ)\n-74,987.2\n-76,958.8\n-107,685.7\n79,429.5\n68,475.7\n-50,976.1\n-260,229.1\n-172,834.3\n-34,353.8\n70,271.8\n67,607.2\n109,920.3\n52,382.6\n Deposit Money Banks (DMBs)\n-115,561.0\n-204,196.9\n-282,081.0\n-294,731.2\n-262,175.5\n-175,757.2\n33,238.4\n-45,036.0\n-106,467.2\n-162,792.6\n-103,107.2\n-141,455.7\n-150,731.3\n Other Banking Institutions (OBIs) \\1\n-14,760.6\n-26,955.3\n10,757.3\n15,018.3\n10,239.0\n14,553.2\n10,106.4\n3,200.1\n-19,342.5\n-10,981.7\n-36,824.9\n-27,296.3\n-30,581.0\n Liabilities \\2\n456,187.9\n367,926.6\n283,559.6\n20,188.5\n160,762.2\n112,128.0\n37,428.9\n-8,901.0\n156,440.0\n155,218.9\n97,924.0\n41,998.4\n-33,934.6\n RBZ\n-294,509.5\n-261,255.8\n-283,804.9\n-48,600.0\n-96,131.8\n-60,845.6\n19,340.3\n34,361.2\n18,611.0\n75,864.3\n83,389.7\n108,661.8\n217,549.1\n DMBs\n-187,715.9\n-130,095.6\n-23,610.5\n14,958.5\n-83,111.7\n-63,177.9\n-46,073.7\n-13,602.2\n-162,923.9\n-219,844.2\n-170,029.2\n-139,327.3\n-169,893.9\n OBIs\n26,037.5\n23,424.8\n23,855.8\n13,453.0\n18,481.3\n11,895.4\n-10,695.4\n-11,858.0\n-12,127.1\n-11,239.0\n-11,284.5\n-11,332.9\n-13,720.6\nNET DOMESTIC ASSETS \\3\n25,501.8\n148,570.5\n257,686.8\n400,538.7\n272,589.1\n251,024.5\n376,976.5\n367,137.9\n333,441.6\n310,287.2\n388,719.3\n447,824.3\n709,354.1\nDOMESTIC CREDIT\n190,918.6\n379,639.8\n679,564.0\n695,004.5\n776,284.9\n794,638.6\n812,660.2\n865,327.7\n992,339.8\n1,156,742.8\n1,244,947.0\n1,240,909.9\n1,171,650.7\n Claims on Government (net) \n47,442.1\n188,341.5\n482,132.6\n575,620.5\n736,056.5\n754,533.2\n739,918.1\n782,714.1\n897,401.8\n1,048,718.3\n986,766.1\n1,122,755.2\n1,153,453.4\n RBZ\n-21,094.5\n99,556.4\n99,026.6\n92,986.5\n289,241.2\n270,492.4\n290,213.2\n286,430.3\n328,127.9\n356,615.8\n367,824.5\n430,914.6\n468,278.0\n DMBs\n49,095.3\n60,904.0\n354,951.8\n444,479.8\n415,882.2\n448,362.7\n412,213.7\n457,069.2\n511,078.6\n631,757.3\n563,398.7\n643,214.9\n665,775.9\n OBIs\n19,441.3\n27,881.1\n28,154.2\n38,154.2\n30,933.0\n35,678.2\n37,491.3\n39,214.6\n58,195.3\n60,345.2\n55,543.0\n48,625.8\n19,399.5\n Claims on Public Enterprises \n-7,984.8\n24,181.6\n25,922.7\n-20,025.0\n-28,752.0\n-13,816.8\n-17,867.0\n12,502.1\n17,145.1\n74,160.0\n80,539.8\n51,500.7\n107,827.5\n RBZ\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n DMBs\n-9,711.2\n22,450.1\n24,052.3\n-21,919.3\n-30,883.4\n-17,194.6\n-21,602.9\n-19,027.0\n-14,156.5\n-6,547.4\n2,880.7\n-3,616.3\n38,245.6\n Agri-PEs\n-6,896.5\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n Other\n-2,814.7\n29,348.9\n30,961.2\n-20,403.0\n-29,372.5\n-15,680.0\n-20,087.4\n-17,511.5\n-12,639.9\n-5,029.8\n4,399.2\n-2,096.7\n39,766.1\n OBIs\n1,726.4\n994.2\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n-774.5\n Claims on Private Sector\n151,461.2\n167,116.7\n171,508.7\n139,409.0\n68,980.4\n53,922.1\n90,609.0\n70,111.5\n77,793.0\n33,864.5\n177,641.0\n66,654.0\n-89,630.2\n RBZ\n-3,336.1\n-3,187.1\n-3,589.5\n16,964.5\n31,997.2\n58,043.6\n32,634.0\n41,234.4\n42,717.2\n55,824.2\n58,324.2\n39,889.2\n24,933.7\n DMBs\n-33,095.8\n-19,566.9\n4,881.3\n-55,223.4\n-103,031.0\n-141,232.5\n-64,459.1\n-65,906.0\n-55,036.1\n-135,814.0\n25,822.4\n-50,903.8\n-186,744.5\n OBIs\n187,893.1\n189,870.6\n170,216.9\n177,667.9\n140,014.2\n137,110.9\n122,434.1\n94,783.1\n90,111.8\n113,854.3\n93,494.4\n77,668.6\n72,180.6\nOTHER ITEMS (NET) \n-165,416.8\n-231,069.3\n-421,877.2\n-294,465.8\n-503,695.8\n-543,614.1\n-435,683.7\n-498,189.8\n-658,898.2\n-846,455.6\n-856,227.7\n-793,085.7\n-462,296.6\nBROAD MONEY (M3) \n276,380.8\n208,386.1\n162,237.0\n220,443.8\n249,890.4\n150,972.4\n197,521.1\n143,566.8\n329,718.1\n362,003.6\n414,318.5\n430,991.1\n546,489.7\nGROWTH RATES\n Broad Money (M3) \n6.8%\n4.9%\n3.8%\n5.1%\n5.9%\n3.5%\n4.5%\n3.2%\n7.5%\n8.2%\n9.5%\n9.9%\n12.5%\n Domestic Credit \n4.6%\n9.1%\n16.4%\n16.7%\n18.5%\n18.8%\n19.0%\n20.0%\n22.8%\n26.4%\n29.4%\n29.2%\n26.8%\n Claims on Private Sector\n4.2%\n4.6%\n4.8%\n3.9%\n1.9%\n1.4%\n2.4%\n1.9%\n2.0%\n0.9%\n4.9%\n1.8%\n-2.4%\nSource:Reserve Bank of Zimbabwe\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\n$ Thousands\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n2016\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\nAug\n580,775.3\n28,148.8\n58,618.6\n460,451.4\n22,509.2\n105,466.9\n411,831.6\n176,732.7\n440,470.4\n41,154.5\n571,926.0\n886.9\n2,898,972.1\nSep\n598,429.9\n28,307.9\n59,213.0\n443,604.1\n22,711.9\n102,015.0\n421,228.0\n174,144.2\n467,804.5\n43,051.0\n569,250.1\n929.5\n2,930,689.0\nOct\n609,537.2\n33,868.4\n53,813.7\n466,727.6\n21,566.0\n104,959.3\n447,136.6\n141,401.6\n484,254.8\n40,156.6\n573,330.4\n907.7\n2,977,660.0\nNov\n650,547.2\n28,696.7\n49,784.9\n440,864.2\n12,868.9\n104,288.1\n428,393.1\n152,136.9\n444,207.8\n40,760.5\n543,920.4\n696.2\n2,897,164.8\nDec\n590,610.6\n30,958.8\n44,706.5\n366,799.2\n13,354.6\n87,897.5\n450,208.5\n163,452.9\n475,424.5\n40,154.3\n518,998.3\n527.5\n2,783,093.0\n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nSource:Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \n \n \n \n \n \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPOR\nT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2015\nJan\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFeb\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMar\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nApr\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMay\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJun\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJul\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\nAug\n168,075.2\n86,038.9\n108,477.7\n472,875.1\n335,158.3\n784,616.6\n401,830.1\n76,647.0\n1,042,260.4\n55,455.9\n657,177.1\n51,922.5\n4,240,535.0\nSep\n197,641.5\n85,842.6\n112,415.3\n462,925.6\n349,564.2\n831,813.0\n379,121.4\n71,090.0\n1,033,106.7\n53,348.1\n676,308.0\n55,759.2\n4,308,935.5\nOct\n219,922.3\n85,382.0\n116,874.4\n447,200.7\n331,543.6\n821,640.8\n378,568.5\n68,298.7\n1,100,719.7\n55,846.7\n648,757.5\n67,353.2\n4,342,108.3\nNov\n212,806.1\n85,815.7\n98,468.4\n465,089.7\n334,835.6\n846,959.0\n363,754.4\n71,866.2\n1,074,141.8\n56,110.3\n665,421.1\n64,630.3\n4,339,898.7\nDec\n196,092.9\n88,273.0\n102,636.9\n518,411.4\n336,909.2\n864,491.7\n307,845.0\n63,337.5\n1,163,771.1\n57,410.5\n639,985.6\n66,435.7\n4,405,600.5\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243546.90\n102238.40\n116471.10\n582943.54\n362058.81\n879340.81\n368689.62\n60514.04\n402900.48\n62839.35\n642779.37\n61037.62\n4556027.12\nSource: Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \n \n \n \n \nEnd Period\n1999\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n(US$ millions)\nLong-Term External Debt\n3,530\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\nGovernment\n2,461\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n543\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nPrivate\n162\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\nShort-Term External Debt\n532\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\nTotal External Debt\n4,062\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\nSource: Ministry of Finance & Economic Development, 2016 ; Reserve Bank of Zimbabwe, 2016\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nAug\n4.30-26.00\n11.96 \n8.51 \nSep\n4.30-25.00\n11.81 \n8.47 \nOct\n4.00-18.00\n10.98 \n7.28 \nNov\n4.00-16.25\n12.20 \n7.67 \nDec\n6.00-16.00\n11.99 \n7.57 \n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nMar\n4.00-22.00\n11.44 \n7.16 \n Source:Reserve Bank of Zimbabwe, 2016\nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates 3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\nAug\n0.30-8.00\n1.00-15.00\nSep\n0.30-8.00\n1.00-16.00\nOct\n0.50-8.00\n1.00-17.00\nNov\n0.75-8.00\n1.00-17.00\nDec\n0.50-8.00\n0.75-17.00\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\n Source:Reserve Bank of Zimbabwe, 2016\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \n \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015 \nJan\n-0.04\n-0.01\n0.08\n0.07\n0.06\n-0.97\n-13.41\n0.02\n-0.08\n-0.48\n0.30\n-0.69\n0.40\n-0.34\nFeb\n0.25\n-0.35\n-0.09\n-0.11\n-0.02\n-0.41\n-0.10\n-0.17\n0.00\n-0.28\n0.10\n-0.13\n0.05\n-0.07\nMar\n0.12\n-0.27\n-0.06\n-0.02\n-0.05\n0.02\n0.00\n0.03\n0.00\n0.12\n0.10\n-0.03\n-0.03\n-0.03\nApr\n-0.63\n-0.01\n-0.71\n-3.35\n-0.46\n-0.05\n-0.15\n-0.13\n-0.07\n0.59\n0.41\n-0.04\n-1.01\n-0.89\nMay\n-0.17\n-0.41\n0.18\n-0.25\n0.10\n-0.25\n-0.02\n-0.11\n0.00\n-0.08\n-0.44\n-0.10\n-0.37\n-0.19\nJun\n0.36\n-0.06\n-0.02\n-0.07\n-0.17\n0.06\n0.01\n-0.09\n0.00\n-0.07\n0.11\n0.01\n-0.45\n-0.14\nJul\n-0.08\n0.05\n-0.56\n-0.82\n0.15\n-0.09\n-0.02\n-0.14\n7.48\n-0.02\n0.03\n0.47\n-0.81\n0.06\nAug\n-0.27\n-0.01\n0.02\n-0.14\n-0.04\n-0.29\n-0.06\n-0.26\n0.00\n-0.14\n-0.09\n-0.10\n-0.75\n-0.36\nSep\n-0.05\n0.00\n-0.62\n-0.52\n0.04\n-0.42\n-0.38\n-0.01\n0.00\n1.28\n-0.30\n-0.31\n-0.47\n-0.36\nOct\n-0.43\n-0.31\n-0.08\n-0.32\n0.61\n-0.47\n0.02\n-0.14\n0.00\n-0.18\n0.12\n-0.17\n-0.53\n-0.29\nNov\n-0.15\n-0.19\n-0.01\n-0.24\n0.00\n-0.08\n-0.23\n-0.02\n2.83\n-0.03\n-0.02\n0.22\n0.04\n0.16\nDec\n-0.41\n-0.15\n0.18\n-0.07\n-0.06\n-0.25\n-0.03\n0.09\n0.00\n-0.07\n-0.30\n-0.06\n-0.21\n-0.11\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nSource:Zimstat, 2016\nNON-FOOD INFLATION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TIO\nN\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N T\nS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015\nJan\n0.47\n0.00\n-0.16\n-1.86\n1.21\n0.19\n-13.69\n-0.44\n4.35\n-2.16\n-1.82\n-0.57\n-2.74\n-1.28\nFeb\n0.73\n-0.25\n-0.14\n-1.88\n1.10\n-0.30\n-13.78\n-0.57\n4.11\n-2.36\n-1.80\n-0.68\n-2.87\n-1.40\nMar\n0.90\n-0.46\n0.62\n-1.78\n1.03\n-0.28\n-13.78\n-0.54\n4.11\n-2.26\n-1.41\n-0.44\n-2.77\n-1.20\nApr\n-2.93\n0.59\n-1.07\n-2.62\n-1.50\n0.81\n-0.76\n-13.88\n-0.95\n-7.02\n-0.84\n-1.41\n-2.51\n-2.65\nMay\n0.31\n-1.37\n-2.39\n-1.45\n0.92\n-1.23\n-13.87\n-0.86\n-7.09\n-0.79\n-1.42\n-2.56\n-3.00\n-2.70\nJun\n0.72\n-1.54\n-2.41\n-1.58\n0.45\n-1.14\n0.00\n-0.87\n-7.09\n-0.75\n-1.38\n-2.57\n-3.32\n-2.81\nJul\n0.74\n-1.61\n-3.24\n-2.37\n0.50\n-1.12\n-13.77\n-0.93\n-1.90\n-1.61\n-0.99\n-2.35\n-3.65\n-2.77\nAug\n0.61\n-1.53\n-3.22\n-2.37\n0.42\n-1.67\n-13.77\n-1.11\n-1.88\n-1.78\n0.13\n-2.38\n-3.59\n-2.77\nSep\n0.47\n-1.67\n-4.25\n-2.62\n0.25\n-2.45\n-14.05\n-0.99\n-1.88\n-0.12\n-0.28\n-2.83\n-3.72\n-3.11\nOct\n-0.12\n-2.04\n-4.33\n-2.80\n0.86\n-2.64\n-13.98\n-1.09\n-1.89\n-0.32\n-0.20\n-2.95\n-4.00\n-3.29\nNov\n-0.45\n-2.35\n-4.32\n-2.94\n0.77\n-2.81\n-14.19\n-1.14\n11.08\n0.28\n-0.27\n-1.80\n-3.85\n-2.46\nDec\n-0.88\n-2.39\n-4.29\n-2.91\n0.57\n-3.24\n-14.22\n-0.89\n11.08\n0.43\n-0.42\n-1.89\n-3.71\n-2.47\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nSource: Zimstat, 2016\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2015\nJAN\n11.5530\n9.6108\n117.8500\n1.1334\n1.5081\nFEB\n11.5530\n9.6108\n119.1700\n1.1200\n1.5400\nMAR\n12.1600\n9.9600\n120.1900\n1.0790\n1.4771\nAPR\n11.8200\n9.7400\n118.6000\n1.1100\n1.5400\nMAY\n12.1338\n9.7561\n123.8650\n1.0947\n1.5300\nJUNE\n12.2600\n9.9200\n122.3100\n1.1191\n1.5723\nJULY\n12.7100\n10.6700\n124.0300\n1.0941\n1.5601\nAUG\n13.3100\n10.2000\n121.1100\n1.1247\n1.5427\nSEPT\n13.9000\n10.5500\n119.9400\n1.1245\n1.5385\nOCT\n13.8500\n10.4700\n121.1500\n1.0981\n1.5400\nNOV\n14.3958\n10.6952\n122.7250\n1.0589\n1.5315\nDEC\n15.5600\n11.0990\n120.4200\n1.0929\n1.4925\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nSource: Reserve Bank of Zimbabwe, 2016\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US \n2. US Dollar per unit of foreign \n \n \nMONTHLY ECONOMIC REVIEW \n20 \n \n \n \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1581.9\n21.4\n2796.8\n557.7\n360.2\n366.1\n5,684.15\n \n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1524.2\n17.9\n2792.5\n564.8\n325.3\n356.8\n5,581.53\n \n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1543.8\n15.5\n2925.5\n527.3\n352.5\n362.0\n5,726.56\n \n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1528.6\n18.2\n2967.1\n527.1\n364.2\n385.4\n5,790.71\n \n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1779.2\n18.2\n2922.7\n525.7\n434.2\n384.3\n6,064.30\n \n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1962.4\n28.8\n2872.6\n498.4\n351.0\n386.2\n6,099.41\n \n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1900.7\n28.8\n2815.0\n504.1\n361.1\n388.8\n5,998.54\n \n Aug\n1.0\n234.0\n523.7\n104.3\n194.7\n76.1\n786.5\n5.1\n1925.3\n28.8\n2810.1\n535.2\n339.9\n390.5\n6,029.64\n \n Sep\n1.0\n255.2\n551.8\n114.8\n192.9\n63.7\n764.9\n5.1\n1949.4\n28.0\n2844.1\n599.2\n404.6\n392.3\n6,217.68\n \n Oct\n0.9\n215.7\n536.1\n143.7\n171.5\n83.5\n808.3\n5.2\n1964.9\n26.7\n2884.2\n599.3\n350.6\n391.5\n6,217.02\n \n Nov\n1.2\n186.9\n526.1\n135.9\n123.5\n74.3\n871.8\n5.2\n1924.9\n26.6\n2931.5\n603.6\n355.3\n393.6\n6,235.48\n \n Dec\n0.7\n181.6\n542.9\n127.5\n118.6\n79.7\n1031.3\n5.2\n2087.6\n20.8\n2820.5\n582.0\n352.8\n396.7\n6,260.38\n \n2016\n Jan\n1.0\n172.0\n646.9\n119.2\n130.7\n76.6\n981.9\n5.2\n2133.5\n20.6\n2763.7\n582.8\n387.3\n396.6\n6,284.43\n \n Feb\n1.2\n140.7\n682.1\n96.3\n118.1\n21.5\n1125.6\n5.2\n2190.7\n20.1\n2680.9\n477.1\n390.1\n399.3\n6,158.19\n \n Mar\n1.3\n161.9\n714.2\n96.3\n156.8\n19.2\n1140.5\n5.1\n2295.4\n20.3\n2690.6\n430.6\n428.7\n405.1\n6,270.83\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \n \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5,684.20\n \n3614.0\nFeb\n2079.6\n876.1\n611.6\n3567.3\n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5,581.53\n \n3567.3\nMar\n2139.3\n940.4\n513.3\n3593.0\n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5,726.56\n \n3593.0\nApr\n2098.7\n943.5\n629.8\n3672.0\n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5,790.71\n \n3672.0\nMay\n2131.8\n1015.3\n615.3\n3762.4\n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6,064.30\n \n3762.4\nJun\n2213.2\n1021.9\n593.5\n3828.7\n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6,099.41\n \n3828.7\nJul\n2166.4\n889.7\n732.5\n3788.6\n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5,998.54\n \n3788.6\nAug\n2266.7\n790.9\n723.1\n3780.7\n490.7\n0.0\n83.4\n825.7\n535.2\n313.9\n6,029.64\n \n3780.7\nSep\n2276.7\n967.6\n648.7\n3892.9\n504.0\n0.0\n72.0\n828.1\n599.2\n321.5\n6,217.68\n \n3892.9\nOct\n2259.9\n909.3\n667.8\n3837.0\n494.3\n0.0\n122.2\n841.2\n599.3\n322.9\n6,217.02\n \n3837.0\nNov\n2475.9\n919.4\n580.1\n3975.4\n347.6\n0.0\n126.0\n845.3\n603.6\n337.5\n6,235.48\n \n3975.4\nDec\n2512.2\n999.0\n543.0\n4054.2\n320.4\n0.0\n140.4\n866.9\n582.0\n296.5\n6,260.38\n \n4054.2\n2016\nJan\n2562.6\n952.2\n558.7\n4073.5\n313.2\n0.0\n135.6\n871.3\n582.8\n308.0\n6,284.43\n \n4073.5\nFeb\n2545.7\n959.3\n572.0\n4077.1\n298.9\n0.0\n126.0\n878.1\n477.1\n301.0\n6,158.19\n \n4077.1\nMar\n2653.7\n893.4\n680.0\n4227.1\n303.1\n0.0\n135.2\n886.6\n430.6\n288.2\n6,270.83\n \n4227.1\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\n Aug\n0.0\n0.1\n1.8\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n60.0\n0.0\n9.3\n28.1\n99.4\n Sep\n0.0\n0.1\n2.2\n0.0\n0.0\n0.2\n0.0\n0.0\n2.5\n0.0\n59.2\n0.0\n9.2\n28.0\n98.9\n Oct\n0.0\n0.1\n2.1\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n59.4\n0.0\n9.1\n27.8\n98.8\n Nov\n0.0\n0.1\n2.0\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n58.5\n0.0\n9.5\n20.6\n91.0\n Dec\n0.0\n0.1\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n1.9\n0.0\n59.8\n0.0\n9.4\n20.5\n91.6\n2016\n Jan\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n60.7\n0.0\n9.3\n20.3\n92.5\n Feb\n0.0\n0.1\n0.9\n1.1\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n61.6\n0.0\n9.2\n20.2\n93.2\n Mar\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n62.0\n0.0\n9.3\n20.1\n93.6\nSource:Reserve Bank of Zimbabwe, 2016\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \n \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\n Aug\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-14.9\n0.0\n51.3\n99.4\n62.9\n Sep\n62.2\n0.0\n0.0\n62.2\n0.0\n0.0\n0.0\n-15.3\n0.0\n52.0\n98.9\n62.2\n Oct\n61.9\n0.0\n0.0\n61.9\n0.0\n0.0\n0.0\n-16.4\n0.0\n53.2\n98.8\n61.9\n Nov\n58.8\n0.0\n0.0\n58.8\n0.0\n0.0\n0.0\n-20.2\n0.0\n52.5\n91.0\n58.8\n Dec\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-20.1\n0.0\n53.2\n91.6\n58.5\n2016\n Jan\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-18.8\n0.0\n52.9\n92.5\n58.5\n Feb\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.4\n0.0\n54.3\n93.2\n58.3\n Mar\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-20.1\n0.0\n55.3\n93.6\n58.3\nSource:Reserve Bank of Zimbabwe, 2016\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \n \n \n \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1222.6\nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1260.2\nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1255.5\nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1282.0\nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1298.0\nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n0.0\n324.8\n0.0\n464.9\n231.9\n139.4\n122.0\n1283.0\nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n0.0\n320.2\n0.0\n461.5\n230.6\n133.9\n121.9\n1268.2\nAug\n0.1\n53.0\n158.9\n0.0\n0.1\n76.2\n0.0\n288.4\n0.0\n482.9\n228.4\n136.0\n122.2\n1257.9\nSep\n0.1\n55.4\n161.7\n0.0\n0.1\n76.0\n0.0\n293.3\n0.0\n480.4\n263.4\n125.8\n122.1\n1285.0\nOct\n0.1\n45.2\n229.1\n0.0\n0.1\n76.0\n0.0\n350.5\n0.0\n494.0\n265.1\n126.0\n122.8\n1358.4\nNov\n0.1\n43.6\n256.8\n0.0\n0.1\n76.1\n0.0\n376.7\n0.0\n292.0\n479.3\n131.8\n121.1\n1400.9\nDec\n0.1\n27.3\n284.0\n0.0\n0.0\n76.6\n0.0\n387.9\n0.0\n317.4\n470.4\n114.7\n118.4\n1408.8\n2016\nJan\n0.1\n17.4\n227.8\n10.0\n0.0\n76.6\n0.0\n331.9\n0.0\n326.9\n415.3\n145.6\n119.7\n1339.4\nFeb\n0.2\n13.9\n253.5\n0.0\n0.0\n65.6\n0.0\n333.2\n0.0\n324.4\n420.2\n148.4\n119.6\n1345.8\nMar\n0.2\n20.8\n266.6\n0.0\n0.0\n48.3\n0.0\n335.9\n0.0\n339.6\n399.4\n142.9\n119.4\n1337.2\nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \n \n \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1222.6\n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1260.2\n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1255.5\n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1282.0\n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1298.0\n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1283.0\n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1268.2\n828.9\nAug\n438.4\n386.1\n824.5\n47.6\n73.2\n282.7\n29.9\n1257.9\n824.5\nSep\n498.9\n334.3\n833.2\n43.5\n84.9\n288.4\n35.0\n1285.0\n833.2\nOct\n465.3\n428.4\n893.7\n42.4\n99.0\n293.6\n29.7\n1358.4\n893.7\nNov\n446.1\n474.4\n920.4\n42.4\n104.3\n297.7\n36.0\n1400.9\n920.4\nDec\n480.5\n463.9\n944.4\n43.0\n99.4\n293.3\n28.8\n1408.8\n944.4\n2016\nJan\n447.7\n443.1\n890.7\n43.3\n74.7\n298.3\n32.3\n1339.4\n890.7\nFeb\n446.8\n441.8\n888.6\n42.3\n81.6\n301.9\n31.5\n1345.8\n888.6\nMar\n433.3\n449.5\n882.8\n37.0\n81.7\n289.7\n46.0\n1337.2\n882.8\nSource:Reserve Bank of Zimbabwe, 2016\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$)\nVolume of Shares\nUS$ Millions\n2015\nJan\n164.9\n58.13\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.16\n55.38\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.22\n43.92\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.23\n42.93\n29,188,562.0\n563,833,853\n4,066.1\nMay\n152.96\n44.45\n23,280,422.2\n290,320,685\n3,978.1\nJun\n148.40\n44.30\n14,514,679.0\n80,441,278\n3,803.8\nJul\n145.35\n39.36\n20,419,108.0\n157,184,218\n3,812.7\nAug\n135.43\n35.34\n15,344,249.0\n76,187,436\n3,552.0\nSep\n131.93\n24.36\n18,202,232.0\n105,678,504\n3,444.5\nOct\n130.83\n23.57\n12,864,086.0\n63,758,585\n3,416.1\nNov\n117.55\n22.33\n8,947,586.0\n90,417,554\n3,141.7\nDec\n114.85\n23.72\n16,360,451.6\n183,792,940\n3,073.4\n2016\nJan\n103.04\n19.53\n10,399,904.0\n61,882,757\n2,790.4\nFeb\n99.40\n19.14\n15,556,983\n95,020,938\n2,692.3\nMar\n97.17\n19.53\n16,428,571\n97,601,725\n2,645.1\nSource:Zimbabwe Stock Exchange (ZSE),2016\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \n27 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\nAug\n1,514.0\n93.1\n824.5\n2,431.5\nSep\n1,616.2\n101.3\n833.2\n2,550.7\nOct\n1,577.1\n97.5\n893.7\n2,568.3\nNov\n1,499.5\n100.0\n920.4\n2,520.0\nDec\n1,542.0\n94.4\n944.4\n2,580.8\n2016\nJan\n1,511.0\n99.6\n890.7\n2,501.3\nFeb\n1,531.3\n99.2\n888.6\n2,519.2\nMar\n1,573.4\n99.6\n882.8\n2,555.8\nSource:Reserve Bank of Zimbabwe, 2016\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \n28 \n \nMONTHLY ECONOMIC REVIEW \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\nAug\n1,925.3\n1,134.2\n791.0\n2.0\n18.9\n-16.9\nSep\n1,949.4\n1,167.9\n781.6\n2.5\n18.6\n-16.1\nOct\n1,964.9\n1,151.1\n813.8\n2.4\n18.6\n-16.2\nNov\n1,924.9\n1,192.6\n732.2\n2.4\n17.6\n-15.3\nDec\n2,087.6\n1,216.3\n871.3\n1.9\n17.6\n-15.6\n2016\nJan\n2,133.5\n1,222.1\n911.4\n2.2\n17.6\n-15.4\nFeb\n2,190.7\n1,223.1\n967.6\n2.3\n17.5\n-15.2\nMar\n2,295.4\n1,268.1\n1,027.2\n2.3\n17.5\n-15.2\nSource:Reserve Bank of Zimbabwe, 2016\n1/With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed to 25% of liabilities to the public, from 20%. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2015\nJan\n3659.00\n11.81\n154.43\n311.94\n352.18\n113.46\nFeb\n3221.13\n13.69\n141.79\n275.8\n334.62\n104.62\nMar\n3801.96\n11.11\n131.97\n298.30\n364.69\n111.70\nApr\n3919.47\n10.81\n133.99\n299.67\n341.22\n112.38\nMay\n3467.10\n13.08\n128.76\n316.66\n389.97\n124.5\nJun\n3014.73\n15.35\n123.53\n333.65\n438.72\n136.62\nJul\n4010.26\n12.64\n154.61\n332.37\n391.04\n128.61\nAug\n3299.06\n11.39\n193.36\n313.18\n391.19\n133.55\nSep\n3762.74\n12.93\n131.89\n318.75\n396.28\n396.28\nOct\n3964.53\n11.84\n149.41\n334.93\n434.71\n151.02\nNov\n3551.4\n12.02\n130.20\n347.68\n416.95\n154.38\nDec\n4167.88\n10.95\n146.60\n411.34\n477.51\n213.28\n2016\nJan\n3385.87\n11.10\n137.39\n331.52\n388.89\n167.68\nFeb\n3448.15\n11.86\n138.75\n312.12\n389.26\n167.93\nMar\n3460.22\n11.26\n142.08\n288.82\n417.13\n255.93\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.60\nFeb\n172.25\n32.23\n1140.94\n1027.88\n16160.42\n39.94\nMar\n191.64\n30.33\n1183.64\n1110.17\n18211.89\n44.48\nApr\n180.34\n26.98\n1151.25\n1107.52\n17269.69\n43.55\nMay\n179.76\n27.38\n1052.50\n1123.77\n18684.62\n43.22\nJun\n196.41\n31.85\n1121.24\n1038.18\n17478.24\n47.17\nJul\n199.10\n34.00\n1288.23\n1167.43\n18670.44\n49.36\nAug\n153.13\n28.05\n1373.48\n1122.22\n19750.59\n46.52\nSep\n164.31\n31.15\n1196.87\n1103.91\n19133.21\n50.40\nOct\n156.43\n30.78\n1295.03\n1152.83\n22166.45\n54.05\nNov\n143.44\n32.19\n1206.16\n1151.34\n21390.18\n51.34\nDec\n155.04\n27.25\n1359.88\n1183.57\n22904.33\n52.59\n2016\nJan\n132.26\n24.62\n1328.93\n1104.45\n19956.07\n49.89\nFeb\n148.42\n30.26\n1289.46\n1067.13\n19793.73\n54.57\nMar\n152.47\n29.65\n1455.70\n962.91\n21731.49\n61.86\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)\n \n \nMONTHLY ECONOMIC REVIEW \n31", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/March2016.pdf"}
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+{"doc_id": "05d35f3a629517581c11c13fe4b38132", "text": "i \n \nx \n \nOCTOBER 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW. ................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 7 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 8 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 10 \nMobile and Internet-Based Transactions .............................................................................. 10 \nCash Transactions ................................................................................................................... 10 \nCard-Based Transactions ....................................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \nUS$ Annual Inflation Developments ..................................................................................... 11 \nZiG Annual Inflation Developments ..................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n \nOVERVIEW \nMonthly ZiG inflation decelerated by 0.2 \npercentage points from -0.2% in September \n2025 to -0.4 % in October 2025. In tandem, the \nyear-on-year ZWG inflation rate also dropped \nsharply to 32.7% in October 2025 from 82.7% \nin September 2025. \nBroad money (M3) stock, which consists of \nboth local and foreign currency deposits, stood \nat ZiG105,453.84 million in October 2025, an \nincrease of 5.96% (ZiG5,930.10 million) from \nZiG99,523.73 million recorded in September \n2025 \nThe Zimbabwe Stock Exchange (ZSE) and the \nVictoria Falls Stock Exchange exhibited \nbullish sentiments during the month under \nreview. \nThe total digital payment systems transaction \nvalues for October 2025 decreased by 1% from \nZiG239.90 billion in September 2025 to \nZiG236.57 billion. Transactional volumes \nincreased by 8% from 72.13 million to 77.82 \nmillion recorded during the same period \nInternational monthly average prices for gold, \nplatinum, palladium, copper, nickel, and \nlithium firmed in October 2025. Brent crude oil \nprices, however, retreated during the same \nmonth. \n \n \n \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \nInternational monthly average prices for gold, \nplatinum, palladium, copper, nickel, and \nlithium firmed in October 2025, driven by \nrobust industrial demand, investment inflows, \nand supply constraints. Brent crude oil prices, \nhowever, retreated amid OPEC+ production \nincreases, persistent oversupply, and subdued \nglobal demand growth. \n \nThe developments in prices of selected \ncommodities for the month highlight divergent \ndynamics in metals versus energy markets, as \nshown in Table 1. \n \nTable 1: International Commodity Prices \nfor September 2025 and October 2025 \nCommodity \n \nSep-25 \n \n \nOct-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n3,675.29 \n4,067.78 \n10.68 \nPlatinum \nUS$/oz \n1,439.61 \n1,617.09 \n12.33 \nPalladium \nUS$/oz \n1,190.47 \n1,427.78 \n19.93 \nCopper \nUS$/t \n10,056.43 \n10,746.78 \n6.86 \nNickel \nUS$/t \n15,285.00 \n15,288.35 \n0.02 \nBrent Crude \noil \nUS$/bl \n67.16 \n63.97 \n(4.74) \nLithium \nUS$/t \n9,501.55 \n9,608.70 \n1.13 \nSource: Bloomberg, 2025 \n \nGold \nIn the month of October 2025, gold prices \naveraged US$4,067.78 per ounce, an increase \nof 10.68%, from US$3,675.29 per ounce \nrecorded in September 2025. The uptick was \nfuelled by heightened global uncertainty due to \nthe U.S. government shutdown and fears of \neconomic slowdown, which drove investors \ntoward gold as a secure store of value. In \naddittion, escalating U.S.–China trade tensions \nand anticipation of U.S. Federal Reserve \ninterest rate cuts made gold more attractive, \nboosting demand and driving prices higher \n \n \n2 \n \n \n \nPlatinum \nOn average platinum prices rose by 12.33%, to \nUS$1,617.09 per ounce in the month under \nreview, from US$1,439.61 per ounce recorded \nin the previous month. The global platinum \nmarket is projected to record its third \nconsecutive annual deficit in 2025, primarily \ndriven by declining mine output from South \nAfrica, \nthe \nworld’s \nleading \nproducer. \nProduction in South Africa has suffered from \nunderinvestment, \npower \nshortages, \nand \ninfrastructure constraints, which have slowed \noutput growth and caused demand to outpace \nsupply. Furthermore, a resurgence in industrial \nactivities, particularly in sectors such as \nautomotive manufacturing, has driven the \ndemand for platinum. \nPalladium \nAverage monthly palladium prices surged by \n19.93%, to US$1,427.78 per ounce in October \n2025, from US$1,190.47 per ounce recorded in \nthe previous month. A depreciating US dollar \nand investor hedging behaviour, coupled with \nbroader market uncertainty caused by the U.S. \ngovernment shutdown, supported palladium \nprices as investors sought refuge in precious \nmetals. Growing fears over U.S.–China trade \ntensions, coupled with palladium’s primary use \nin automotive catalytic converters, continued to \ndrive strong industrial demand. The price \nmovement over the period from October 2023 \nto October 2025, is shown comprehensively in \nFigure 1. \n \n \n \nFigure 1: Monthly Precious Metal Prices \n(US$ per Ounce): October 2023 – October \n2025 \n \nSource: Bloomberg, 2025 \n \nBrent Crude Oil \nBrent crude oil price declined by 4.74%, from \nUS$67.16 per barrel in September 2025 to \nUS$63.97 per barrel, during the month under \nreview. This was attributable to the ceasefire \nbetween Israel and Hamas in Gaza, which \nreduced fears of supply disruptions in the \nMiddle East. The immediate threat of the \nconflict subsided, reducing the geopolitical risk \npremium on oil prices and contributing to the \ndecline \nin \nprices. \nAdditionally, \nthe \nInternational Energy Agency (IEA) projected a \nsignificant global oil surplus averaging 3.2 \nmillion barrels per day through mid-2026, \ndriven by increased production from major \nproducers and stockpiling by economies such \nas China. The developments raised concerns \nabout a supply glut, exerting downward \npressure on prices. \n0\n200\n400\n600\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n800\n1,200\n1,600\n2,000\n2,400\n2,800\n3,200\n3,600\n4,000\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nOct-25\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n \n \n3 \n \n \nFigure 2 shows the developments in Brent \ncrude oil prices for the period from October \n2023 to October 2025. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) October 2023 – October 2025 \n \nSource: Bloomberg, 2025 \n \nCopper \nOn average copper prices increased by 6.86%, \nto \nUS$10,746.78 \nper \ntonne, \nfrom \nUS$10,056.43 per tonne recorded in September \n2025. Prices rose following production outages \nin Indonesia and Chile. The production \ndisruptions affected global supply, tightening \nmarket availability, leading to the subsequent \nincrease in copper prices. Fears of further \nmining \ninterruptions \nspurred \nspeculative \nbuying and upward price pressure. A major \naccident at the Grasberg Mine in Indonesia, the \nworld's second-largest copper mine, triggered \nproduction outages and substantially tightened \nthe global copper supply. The increase in \ncopper prices was further supported by rising \ndemand for copper linked to infrastructure \nexpansion, including power grids, renewable \nenergy installations, electric vehicle (EV) \nelectrification, \nand \nArtificial \nIntelligence \ninfrastructure. \nNickel \nIn the month of October 2025, nickel prices \naveraged US$15,288.35 per tonne, from \nUS$15,285.00 per tonne recorded in the \nprevious month. Prices rose as Indonesia \nshortened the validity of mining quotas to one \nyear, creating uncertainty for nickel producers. \nThis regulatory change raised concerns about \npotential future supply constraints. In addition, \nexpectations of a more favourable monetary \npolicy, such as a possible US Federal Reserve \nrate cut, prompted speculative buying in base \nmetals such as nickel. \n \nThe base metals price movements for the period \nfrom October 2023 to October 2025 are \ndepicted in Figure 3 \n \nFigure 3: Base Metal Prices (US$/tonne): \nOctober 2023 – October 2025 \n \nSource: Bloomberg 2025 \n \nLithium \nDuring the month under review, lithium prices \nstrengthened by 1.13% to US$9,608.70, from \nUS$9,501.55 per tonne recorded in September \n2025. Prices increased as China announced \npolicy measures aimed at scaling up large-scale \nbattery storage to support solar/wind grid \nintegration, boosting demand for lithium. \n0\n20\n40\n60\n80\n100\n120\n140\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nOct-25\n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nOct-25\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n \n \n4 \n \n \nFigure 4 depicts the changes in lithium prices \nfor the period from October 2023 to October \n2025. \n \nFigure 4: Lithium Prices (US$/tonne) \nOctober 2023 – October 2025 \n \nSource: London Metal Exchange, 2025 \n \nMERCHANDISE TRADE DEVELOPMENT \n \nZimbabwe’s total merchandise trade increased \nby 19.0% to US$2.05 billion in October 2025, \nfrom US$1.72 billion in September 2025. This \ngrowth was driven by higher exports during the \nmonth. Year over year, however, total \nmerchandise trade increased by 33.7% from \nUS$1.53 billion compared to the same month \nin 2024. \n \nMerchandise Exports \nThe country’s merchandise exports increased \nby 20.2% to US$1.02 billion, from US$851.1 \nmillion recorded in the previous month’s \noutturn. The rise was supported by increases in \nexports of gold, tobacco, and Platinum Group \nMetals (PGMs). Gold exports grew by 11%, \nfrom US$416.6 million in September 2025 to \nUS$462.8 million in October 2025. Similarly, \ntobacco exports increased to US$162.3 million \nin October 2025, a rise of 20.7% from \nUS$134.5 million in the previous month. \nOn an annual basis, exports rose by 46.6% in \nthe reporting month compared to the US$698.1 \nmillion recorded in September 2024. Exports \ngrew as global gold prices firmed, bolstered by \ncontinuing geopolitical tensions and the U.S. \ngovernment shutdown. \nFigure 5 illustrates the developments in the \ncountry’s merchandise exports for the period \nfrom January 2024 to October 2025. \nFigure 5: Merchandise Exports (US$ \nmillion): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \nExports by Commodity \nThe country’s export basket was largely \ndominated by primary commodities, with gold \naccounting for 45.2%, followed by tobacco at \n15.9%, and PGMs at 13.9%. The country’s \nexports for September and October 2025 are \nshown in Table 2, classified by Harmonized \nCommodity Description and Code System. \n0\n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n40,000\n45,000\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nOct-25\n541\n645\n535\n513\n583\n524\n548\n674\n575\n698\n905\n692\n652\n513\n582\n664\n727\n723\n876\n878\n851\n1,023\n0\n200\n400\n600\n800\n1000\n1200\n2024\n2025\n \n \n5 \n \n \n \nTable 2:Top Ten Exports Classified by \nHarmonized Commodity Description and \nCode System \n \nSeptemb\ner - 25 \n(US$m) \nOctob\ner - 25 \n(US$m\n) \nSept - Oct \n2025 \nChanges \n(%) \nShare \nof Oct \nExports \n(%) \nTotal \n 851.1 \n1,023.4 \n20.2 \n100 \nOf Which: \n \n \n \n \nGold \n416.6 \n462.8 \n11.1 \n45.2 \nTobacco (Including \ncigarettes) \n134.5 \n162.3 \n20.7 \n15.9 \nPGMs \n108.3 \n142.5 \n31.6 \n13.9 \nOther mineral \nsubstances \n52.7 \n53.2 \n1.0 \n5.2 \nIndustrial diamonds \n0.0 \n43.4 \n- \n4.2 \nFerrochromium \n38.5 \n37.6 \n-2.4 \n3.7 \nOther ores and \nconcentrates \n14.3 \n20.8 \n44.9 \n2.0 \nChromium ores and \nconcentrates \n17.8 \n17.5 \n-1.8 \n1.7 \nCoal \n5.7 \n14.0 \n147.0 \n1.4 \nSteel \n2.8 \n13.1 \n364.0 \n1.3 \nOthers \n59.9 \n56.2 \n-6.2 \n5.5 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \nExport Markets \nIn October 2025, the bulk of the country’s \nexports were destined for the United Arab \nEmirates (49.8%), South Africa (20.6%), and \nChina (12.7%). The remainder of the exports \nwent to other countries. Figure 6 shows the \ncountry’s major export markets during the \nmonth under review. \n \n1Merchandise imports referred to in this case are valued \non a cost, insurance and freight (CIF)basis \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Imports \nIn October 2025, merchandise imports1 \nincreased by 17.8% to US$1,03 billion, from \nUS$871.8 million recorded in September 2025. \nCompared to the similar month in 2024, \nimports rose by 22.8% to US$835.9 million. \nMonthly import developments for 2024 and \n2025 are shown in Figure 7. \n \nFigure 7:Merchandise Imports classified by \nHS Codes 2024 & 2025 (US$ m) \nSource: ZIMSTAT & RBZ Computations, 2025 \n49.8\n20.6\n12.7\n3.0\n2.7\n1.8\n1.0\n0.8\n0.5\n0.5\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\n60.0\nUnited Arab Emirates\nSouth Africa\nChina\nBelgium\nMozambique\nZambia\nIndonesia\nViet Nam\nUnited States\nGermany\n0\n200\n400\n600\n800\n1000\n1200\nJan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec\n2024\n2025\n \n \n6 \n \n \nImports by Commodity \nIndustrial supplies remained the dominant \ndriver of the country’s import bill, accounting \nfor 36.0% of total imports, followed by fuel and \nlubricants, which constituted 18.8%. In \ncomparison, capital goods represented 17.5% \nand food and beverages 11.0% of total import \npayments. Table 3 illustrates the imports of \nmajor commodities by Broad Economic \nCategory (BEC) for September and October \n2025. \n \nTable 3: Imports classified by Broad \nEconomic Category (BEC) \n \nSept \n- 25 \n(US$\nm) \nOct - \n25 \n(US$\nm) \nSept - \nOct 25 \nChange\ns (%) \nShare of Total \nImports Oct-\n25 (%) \nTotal \n871.\n8 \n1,026.\n9 \n17.8 \n100.0 \nOf Which: \n \n \n \n \nIndustrial supplies \n293.\n3 \n369.4 \n26.0 \n36.0 \nFuels and \nlubricants \n177.\n5 \n192.9 \n8.6 \n18.8 \nCapital goods \n159.\n8 \n179.4 \n12.3 \n17.5 \nFood and \nbeverages \n95.9 \n113.5 \n18.4 \n11.0 \nTransport \nequipment and \nparts \n87.7 \n92.1 \n4.9 \n9.0 \nConsumer goods \n46.5 \n65.0 \n39.6 \n6.3 \nOthers \n11.0 \n14.7 \n33.9 \n1.4 \nSource: ZIMSTAT & RBZ Calculations, 2025 \nImport Markets \nIn the reporting month, most of the country’s \nimports originated from South Africa (37.4%), \nfollowed by China (15.9%), the Bahamas \n(8.9%), Bahrain (5.7%), and Mozambique \n(4.5%). The remaining imports came from \nvarious other markets, as indicated in Figure 8. \n \n2 Merchandise imports that were used in calculating the \ntrade deficit are valued on a cost, insurance and freight \n(CIF)basis \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Trade Balance \nIn October 2025, the country’s trade balance2 \nimproved to a deficit of US$3.6 million, from a \ndeficit of US$20.7 million recorded in \nSeptember 2025. Relative to October 2024, the \ntrade balance improved from a deficit of \nUS$137.8 million to a deficit of US$3.6 million \nin the reporting month. The significant \nimprovement was due to better export \nperformance relative to imports. The country’s \ntrade balance for the period from January 2025 \nto October 2025 is shown in Figure 9. \n \n37.4\n15.9\n8.9\n5.7\n4.5\n3.1\n2.9\n2.8\n1.8\n1.7\nSouth…\nChina\nBahamas\nBahrain\nMozambi…\nUnited…\nIndia\nZambia\nMauritius\nHong Kong\n \n \n7 \n \n \nFigure 9: Merchandise Trade Balance (US$ \nm) \nSource: ZIMSTAT & RBZ Computations, 2025 \n \nMONETARY DEVELOPMENTS3 \n \nBroad money (M3) stock, which consists of \nboth local and foreign currency deposits, stood \nat ZiG105,453.84 million in October 2025, an \nincrease of 5.96% (ZiG5,930.10 million) from \nZiG99,523.73 million recorded in September \n2025. \nThe increase in broad money largely reflected \na month-on-month rise of ZiG4,549.22 million \n(5.51%), in the foreign currency component, \nfrom ZiG82,516.07 million in September 2025 \nto ZIG87,065.29 million. Over the same period, \nthe local currency component registered an \n \n3 Monetary data was revised from September 2024 \nfollowing the adoption of new reporting return submitted \nby banks. The notable revision is on broad money stock \n(M3) \nwhich \nwas \nrevised \ndownwards \ndue \nto \nreclassification of Government foreign currency deposits \nheld by banks from deposits included in broad money. \n4 Claims in Government was adjusted to include \nexchange losses related to SDR drawdowns. The \nincrease of ZiG1,380.89 million (8.12%) in \nOctober 2025, from ZiG17,007.66 million to \nZiG18,388.55 million the previous month. \nThe M3 stock was largely dominated by foreign \ncurrency deposits, comprising 82.56% of the \ntotal money supply; followed by local currency \ndeposits, at 15.73%; negotiable certificates of \ndeposits, 1.58%; and local currency in \ncirculation, 0.12%. \nFigure 10 shows the composition of the money \nsupply. \n \nFigure 10: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nDuring the month under analysis, the banking \nsector's net credit to the Government4 increased \nby 5.72% to ZiG72,926.01 million. Credit to \nthe Government is largely in the form of long-\nterm treasury bills held by banks. Credit to the \nadjustment, however, does not imply actual lending to \nGovernment, but is merely an accounting treatment. The \nadjustments from June 2025 also include exchange \nlosses related to external loans transferred to \nGovernment, which were previously classified under \nUnrealized Exchange Losses in Other Items Net (OIN). \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\n1200.0\nFeb-25\nApr-25\nJun-25\nAug-25\nOct-25\nExports\nImports\nTrade Balance\nNCDs; \n1.58%\nLocal Currency Time \nDeposits; 2.01%\nFX Time Deposits; \n11.85%\nLocal Currency \nTransferable ; \n13.73%\nFX Transferable \nDeposits; 70.71%\nCurrency in \nCirculation; \n0.12%\n \n \n8 \n \n \nprivate sector increased by 3.43%, from \nZiG66,422.93 million to ZiG68,700.81 million, \nlargely on the back of an increase of 3.65% in \nforeign \ncurrency-denominated \nloans \nto \nZiG58,272.26 million. \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing \nand \ndistribution, \nwhich \ncollectively received about 26.10%, 16.54%, \n13.66%, and 12.96% of the total credit, \nrespectively. The mining sector received about \n8.86% of the total outstanding credit. \n \nFigure 11 shows the distribution of credit by \nsector. \n \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditure (37.42%), inventory \nbuild-up \n(21.43%), \nand \nfixed \ncapital \ninvestments (19.31%). \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring October 2025, the Zimbabwe Stock \nExchange (ZSE) continued a bull run for the \nsixth consecutive month. As such, the ZSE All \nShare, Top 10 and Top 15 indices added 1.45%, \n2.26% and 1.75% to 213.68 points, 211.34 \npoints and 216.17 points, respectively. \n \nIn line with the developments on the local \nbourse during the month under review, the ZSE \nadded 3.09%, or ZiG2,032.55 million worth of \ncapitalisation \nto \nZiG67,708.46 \nmillion, \ncompared to ZiG65,675.91 million recorded in \nthe previous month. On an annual basis, \nhowever, the ZSE market capitalisation lost \n24.44%, from ZiG89,605.28 million recorded \nin the comparable period last year. \n \nThe resource index closed at 115.11 points, \nrepresenting a 6.85% decline, compared to \n123.58 points recorded in the previous month. \nAnnually, the mining index lost 54.26%, from \n251.68 points recorded in October 2024. \n \nThe cumulative volume of shares traded \nincreased by 26.17% to 120.37 million, while \nturnover value decreased by 13.54% to \nZiG390.82 million. This is compared to 95.40 \nmillion shares and ZiG452 million in turnover \nvolume and value recorded in September 2025, \nrespectively. \n \n \n \n \n \n \n \nHouseholds\n26.10%\nAgriculture\n16.54%\nMining\n8.86%\nManufacturing\n13.66%\nDistribution\n12.96%\nTransport and \nCommunication\n4.27%\nServices\n9.49%\nFinancial Organisations \nand Investments\n5.08%\nConstruction\n3.03%\nOther\n0.01%\n \n \n9 \n \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nThe proportion of foreign purchases to the \nvalue of shares traded improved to 2.96%, from \n0.26% recorded in September 2025. However, \nthe cumulative net foreign position worsened \nfrom a negative position of ZiG94.04 million to \na negative position of ZiG162.47 million. \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange exhibited \npositive sentiments for the second consecutive \nmonth. Resultantly, the VFEX All Share index \nadded 6.02% to close at 159.91 points in \nOctober 2025, compared to 150.83 points \nrecorded in the previous month, as shown in \nFigure 13. \n \n \n \n \n \nFigure 13: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI): October \n2024-October 2025 \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nIn line with the sentiments on the VFEX market \nin October 2025, the VFEX added 6.04%, or \nUS$108.66 million worth of capitalisation to \nUS$1,906.71 million. This is in comparison to \nUS$1,798.06 million recorded in the previous \nmonth. Annually, the VFEX capitalisation \ngained 51.26%, from US$1,260.55 million \nrecorded in the comparable period last year. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) \nMarket \nCapitalisation \n(USD \nbillions) \n \nSource: Zimbabwe Stock Exchange, 2025 \n100\n150\n200\n250\n300\n350\n90\n140\n190\n240\n290\n340\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\n31-Oct-25\nALL SHARE AND TOP 10 \nINDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n90\n100\n110\n120\n130\n140\n150\n160\n170\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\n31-Oct-25\n0\n0.5\n1\n1.5\n2\n2.5\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nUS$ BILLIONS\n \n \n10 \n \n \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues for October 2025 decreased by 1% from \nZiG239.90 billion in September 2025 to \nZiG236.57 billion. Transactional volumes \nincreased by 8% from 72.13 million to 77.82 \nmillion recorded during the same period, as \nshown in Figure 15. \n \n \nFigure 15: Payment Systems Monthly \nTransactional Values and Volumes from \nDecember 2024 – October 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe combined value of ZiG and USD \ntransactions processed through the RTGS \nsystem in October 2025 increased by 1.51% \nfrom ZiG132.72 billion recorded in September \n2025 to ZiG134.73 billion. Transactional \nvolumes also increased by 1.04% from 0.99 \nmillion to 1.00 million during the same period \nunder review. \n \nFigure 16: RTGS System Trend for Values \nand Volumes from December 2024 - October \n2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nMobile and Internet-Based Transactions \nMobile \nand \ninternet-based \ntransactions \ndeclined by 4.48%, from ZiG90.72 billion in \nSeptember 2025 to ZiG84.25 billion in October \n2025. \n \nCash Transactions \nCash-based transactions increased by 4.9% \nfrom ZiG13.82 billion in September 2025 to \nZiG14.50 billion in October 2025. \n \nCard-Based Transactions \nCard-based transactions rose by 6.7% from \nZiG16.47 billion in September 2025 to \nZiG17.60 billion in October 2025. \n \nINFLATION OUTTURN \nMonthly Inflation Developments \nZiG Monthly Inflation \nMonthly ZiG inflation decelerated by 0.2 \npercentage points from -0.2% in September \n0\n20\n40\n60\n80\n100\n0\n50\n100\n150\n200\n250\n300\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nOct-25\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\n160\nDec-24 Feb-25 Apr-25 Jun-25 Aug-25 Oct-25\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n \n \n11 \n \n \n2025 to -0.4 % in October 2025, attributed to \nthe decline in non-food inflation. \n \nFigure 17 shows developments in monthly ZiG \ninflation from August 2024 to October 2025. \n \nFigure 17: ZiG Month-on-Month Inflation \n \n \nSource: ZIMSTAT, 2025 \n \nFood inflation, however, increased by 0.50 \npercentage points, from 0.2% in September \n2025 to 0.7% in October 2025, driven mainly \nby increases in meat, bread and cereals, fish and \nsea food, fruits vegetables and categories. The \nfood component contributed 0.24 percentage \npoints to the October 2025 monthly inflation \nrate. \n \nNon-food inflation, declined from -0.5% in \nSeptember 2025 to -0.9% in October 2025 and \ncontributed -0.6 percentage points to the \nmonthly inflation rate. Housing, water, gas, \ngas, transport and other fuels, clothing and \nfootwear and alcoholic beverages and tobacco \ncategories contributed to the slowing down of \nnon-food inflation in October 2025. \n \nUS$ Monthly Inflation \nThe monthly USD inflation rate increased by \n0.3 percentage points from 0.0% in September \nto 0.3% in October 2025. \n \nMonthly food inflation edged up to 0.2% in \nOctober 2025 from 0.1% in September 2025, \nattributed to increases in meat, bread and \ncereals, \nfish \nand \nsea \nfood \nand \nfruit \nsubcategories. \n \nMonthly non-food inflation increased to 0.4% \nin October 2025, from -1.0% in September \n2025 attributed to the increases in housing, \nwater, electricity, gas and other fuels, furniture \nand equipment, equipment and transport, \namong other sub-categories. \n \nWeighted Monthly Inflation \nWeighted monthly inflation edged up to 0.20% \nin October 2025, from -0.07% in September \n2025, driven by the increase in the USD \ncomponent. \n \nAnnual Inflation Developments \nZiG Annual Inflation Developments \nThe year-on-year ZiG inflation rate continued \na downward trend, which started in August \n2025, decelerating sharply to 32.7% in October \n2025 from 82.7% in September 2025. \n \nUS Annual Inflation Developments \nAnnual USD inflation rate subsided to 13.0% \nin October 2025 from 13.40% in September \n2025 mainly due to declines in vegetables, \nmilk, cheese, eggs and clothing sub-categories. \n \n \n- 5.0\n 0.0\n 5.0\n 10.0\n 15.0\n 20.0\n 25.0\n 30.0\n 35.0\n 40.0\nM-O-M %\n \n \n12 \n \n \nFigure \n18: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \n \nSource: ZIMSTAT, 2025 \n \n \nNOVEMBER 2025 \n \nRESERVE BANK OF ZIMBABWE \n \n-10.0\n0.0\n10.0\n20.0\n30.0\n40.0\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nOct-25\nY-o-Y (%)\n \n \n13 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ 'Million)\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNet Foreign Assets\n-56,851.10\n-47,921.34\n-47,798.94\n-50,807.43\n-51,172.57\n-46,837.66\n-45,196.99\n-41,019.76\n-38,625.91\n-33,611.01\n-30,064.40\n-22,049.75\n-18,406.06\nCentral Bank(net)\n-66,010.33\n-57,686.80\n-56,911.91\n-58,197.29\n-60,030.71\n-55,922.58\n-54,500.64\n-52,202.84\n-49,684.95\n-42,774.35\n-40,706.85\n-34,704.28\n-32,323.30\nForeign Assets\n24,894.78\n22,229.01\n23,239.75\n23,967.01\n23,087.88\n28,287.08\n26,132.24\n27,358.92\n29,447.51\n29,654.21\n31,965.94\n33,301.02\n34,640.02\nForeign Liabilities\n90,905.11\n79,915.81\n80,151.65\n82,164.30\n83,118.59\n84,209.66\n80,632.89\n79,561.77\n79,132.46\n72,428.56\n72,672.79\n68,005.30\n66,963.32\nOther Depository Corporations(net)\n9,159.23\n9,765.46\n9,112.97\n7,389.86\n8,858.14\n9,084.92\n9,303.65\n11,183.09\n11,059.03\n9,163.35\n10,642.45\n12,654.54\n13,917.24\nForeign Assets\n22,771.91\n19,162.64\n20,113.36\n20,280.52\n21,464.25\n22,405.99\n22,719.00\n26,321.77\n25,204.45\n24,310.89\n25,812.72\n29,009.96\n27,770.37\nForeign Liabilities\n13,612.69\n9,397.18\n11,000.39\n12,890.67\n12,606.10\n13,321.07\n13,415.35\n15,138.68\n14,145.42\n15,147.54\n15,170.26\n16,355.43\n13,853.12\nNet Domestic Assets (NDA)\n132,961.49\n120,705.90\n126,708.20\n129,264.59\n129,550.42\n130,649.37\n132,200.16\n134,193.72\n135,962.44\n129,795.73\n129,266.66\n121,573.48\n123,859.89\nDomestic Claims\n114,877.33\n96,962.55\n102,289.84\n105,286.02\n108,409.03\n111,778.89\n112,052.78\n113,871.47\n138,731.90\n141,931.97\n142,929.76\n141,471.80\n147,793.66\nClaims on Central Government(net)\n58,525.59\n42,662.21\n46,205.77\n47,595.38\n49,726.71\n51,733.21\n47,997.90\n46,958.43\n69,884.83\n72,147.58\n72,348.97\n68,978.08\n72,926.01\nClaims on Central Government\n71,257.31\n62,405.76\n64,251.23\n65,079.23\n61,840.40\n64,347.80\n65,169.78\n65,057.66\n91,587.16\n90,919.46\n91,187.71\n91,019.04\n90,224.26\nCentral Bank*\n56,008.80\n49,413.73\n50,322.20\n51,342.65\n48,573.05\n50,689.52\n51,472.22\n51,174.38\n76,067.26\n74,803.65\n75,383.07\n76,062.37\n74,705.69\nODCs\n15,248.51\n12,992.03\n13,929.03\n13,736.58\n13,267.36\n13,658.28\n13,697.56\n13,883.28\n15,519.89\n16,115.81\n15,804.64\n14,956.67\n15,518.58\nLess Liabilities to Central Government\n12,731.72\n19,743.55\n18,045.45\n17,483.86\n12,113.70\n12,614.59\n17,171.88\n18,099.24\n21,702.33\n18,771.88\n18,838.73\n22,040.97\n17,298.25\nCentral Bank\n7,839.37\n9,330.64\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\n7,614.72\n6,463.06\n6,466.66\n6,740.49\n2,537.97\nOf which foreign Currency\n7,620.21\n9,113.05\n9,291.47\n8,231.67\n3,875.54\n4,410.31\n5,787.19\n5,549.44\n6,666.06\n5,497.47\n6,010.56\n5,667.77\n1,932.08\nODCs\n4,892.35\n10,412.91\n8,453.89\n8,148.76\n7,556.48\n7,764.44\n10,994.18\n11,972.25\n14,087.61\n12,308.82\n12,372.07\n15,300.48\n14,760.29\nOf which foreign currency\n4,204.09\n9,591.43\n7,777.48\n7,621.82\n6,689.63\n6,183.93\n9,392.25\n10,536.89\n12,630.29\n10,600.01\n10,915.21\n13,550.72\n12,693.10\nClaims on Other Sectors\n56,351.74\n54,300.35\n56,084.07\n57,690.64\n58,682.32\n60,045.68\n64,054.88\n66,913.05\n68,847.07\n69,784.39\n70,580.79\n72,493.73\n74,867.65\nOther Financial Corporations\n3,179.92\n2,740.16\n3,822.61\n3,517.16\n3,631.08\n3,864.50\n4,731.25\n4,292.05\n4,221.20\n4,445.02\n4,526.08\n5,392.29\n5,193.56\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22.04\n21.46\n18.84\n23.48\nPublic Non Financial Corporations\n1,370.18\n1,117.99\n563.61\n569.85\n971.29\n911.74\n898.25\n797.32\n785.71\n781.57\n686.95\n659.67\n949.80\nPrivate Sector\n51,801.65\n50,442.20\n51,697.85\n53,603.63\n54,079.94\n55,269.44\n58,425.38\n61,823.68\n63,840.16\n64,535.76\n65,346.30\n66,422.93\n68,700.81\nCentral Bank\n437.25\n402.43\n403.34\n519.44\n538.88\n545.44\n577.07\n599.76\n629.79\n639.95\n641.30\n684.19\n693.21\nODCs\n51,364.40\n50,039.78\n51,294.51\n53,084.19\n53,541.07\n54,724.00\n57,848.31\n61,223.93\n63,210.38\n63,895.82\n64,705.01\n65,738.73\n68,007.60\nOf which Foreigm currency\n44,129.85\n42,518.38\n42,937.33\n46,086.81\n46,197.56\n47,961.06\n50,400.88\n52,686.20\n54,648.96\n54,746.71\n54,919.36\n56,222.03\n58,272.26\nOther Items(Net)\n-18,084.16\n-23,743.34\n-24,418.36\n-23,978.57\n-21,141.39\n-18,870.48\n-20,147.38\n-20,322.25\n2,769.46\n12,136.24\n13,663.10\n19,898.32\n23,933.76\nShares and Other Equity\n-5,898.03\n-3,985.01\n-1,120.14\n-2,759.36\n659.23\n2,615.68\n7,692.89\n9,526.48\n36,601.05\n44,078.48\n45,051.26\n49,520.79\n52,157.88\nLiabilities to Other Financial Corporations\n552.42\n382.41\n386.06\n75.39\n267.30\n87.13\n63.50\n136.38\n194.89\n205.30\n261.51\n72.01\n202.85\nRestricted Deposits\n3,837.90\n3,788.06\n4,320.76\n4,381.22\n6,468.48\n6,947.34\n7,610.34\n7,729.11\n8,006.08\n8,840.96\n9,172.63\n9,184.86\n4,200.25\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-16,576.45\n-23,928.80\n-28,005.04\n-25,675.83\n-28,536.40\n-28,520.63\n-35,514.12\n-37,714.21\n-42,032.57\n-40,988.50\n-40,822.30\n-38,879.35\n-32,627.21\nBroad Money-M3\n76,110.39\n72,784.56\n78,909.26\n78,457.16\n78,377.85\n83,811.71\n87,003.17\n93,173.97\n97,336.53\n96,184.73\n99,202.27\n99,523.73\n105,453.84\nSecurities Other than Shares Included in Broad Money\n1,049.25\n771.68\n995.70\n1,110.84\n1,043.01\n1,258.29\n1,113.65\n1,031.34\n1,500.40\n1,525.56\n1,714.71\n1,562.95\n1,671.42\nBroad Money-M2\n75,061.14\n72,012.88\n77,913.56\n77,346.32\n77,334.84\n82,553.42\n85,889.52\n92,142.63\n95,836.13\n94,659.17\n97,487.56\n97,960.78\n103,782.42\nOther Deposits (Time Deposits)\n6,796.07\n5,831.62\n6,116.83\n6,724.49\n7,797.23\n7,273.44\n8,906.02\n10,202.83\n11,180.20\n10,986.71\n12,651.43\n13,338.89\n14,616.09\nof which Foreign Currency Accounts\n6,263.28\n4,568.46\n5,140.66\n5,707.45\n6,566.88\n6,058.37\n7,683.25\n8,760.66\n9,667.62\n9,240.63\n10,635.97\n11,472.65\n12,501.15\nNarrow Money-M1\n68,265.07\n66,181.26\n71,796.73\n70,621.83\n69,537.61\n75,279.99\n76,983.50\n81,939.80\n84,655.93\n83,672.46\n84,836.14\n84,621.89\n89,166.33\nTransferable Deposits\n68,154.60\n66,080.37\n71,683.53\n70,501.36\n69,416.64\n75,177.13\n76,875.02\n81,872.63\n84,533.18\n83,548.51\n84,714.95\n84,498.45\n89,038.34\n Of which Foreign Currency Accounts\n57,139.58\n55,198.45\n59,290.71\n58,700.73\n57,277.64\n62,889.89\n63,794.81\n67,072.42\n70,468.20\n69,972.03\n71,327.50\n71,043.42\n74,564.14\nCurrency Outside Depository Corporations\n110.47\n100.89\n113.20\n120.46\n120.97\n102.86\n108.48\n67.17\n122.74\n123.94\n121.19\n123.44\n127.98\nMemorandum Items\nReserve Money\n20,428.83\n20,028.01\n20,395.12\n21,688.51\n21,184.52\n22,726.34\n22,614.61\n23,287.44\n24,896.15\n25,488.47\n26,525.61\n26,223.52\n26,850.36\nFCAs as a Percentage of Deposits in M3\n86.6%\n84.0%\n83.4%\n82.2%\n81.6%\n82.4%\n82.3%\n81.4%\n82.4%\n82.5%\n82.7%\n83.0%\n82.7%\nEnd Period Exchange Rate\n28.68020\n25.45130\n25.79850\n26.36560\n26.56150\n26.76540\n26.81580\n26.91020\n26.94570\n26.78630\n26.75480\n26.64390\n26.38650\nSource: Reserve Bank of Zimbabwe,2025\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n(xiii). Monetary data was revised from September 2024 following the adoption of new reporting return submitted by banks. The notable revision is on broad money stock (M3) which was revised downwards due to reclassification of Government foreign currency deposits held by banks from deposits included in broad money. \n (xiv) From April 2024, amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\n(xv). The June 2025 figure includes exchange losses related to external loans transferred to the Government, which were reclassified from Unrealised Exchange Losses in Other Items Net (OIN). The adjustment does not indicate a flow of new money.\n(xvi). Loans and Advances to Gvt were revised from April 2024 to incorporate exchange losses relating to IMF SDR Drawdowns\n(xvii). Loans and Advances to Gvt were further adjusted in June 2025 to include exchange rate related revaluations on external loans transferred to Gvt.\n \n \n14 \n \n \n \nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNet Foreign Assets\n-66,010.33\n-57,686.80\n-56,911.91\n-58,197.29\n-60,030.71\n-55,922.58\n-54,500.64\n-52,202.84\n-49,684.95\n-42,774.35\n-40,706.85\n-34,704.28\n-32,323.30\nClaims on Non Residents\n24,894.78\n22,229.01\n23,239.75\n23,967.01\n23,087.88\n28,287.08\n26,132.24\n27,358.92\n29,447.51\n29,654.21\n31,965.94\n33,301.02\n34,640.02\nOfficial Reserves Assets\n13,215.72\n12,029.88\n12,507.85\n13,012.03\n12,782.10\n16,201.30\n16,015.19\n17,206.67\n18,802.98\n19,107.44\n21,433.04\n22,811.66\n24,262.46\nOther Foreign Assets\n11,679.05\n10,199.13\n10,731.90\n10,954.98\n10,305.78\n12,085.78\n10,117.05\n10,152.25\n10,644.52\n10,546.77\n10,532.90\n10,489.35\n10,377.56\nLess Liabilities to Non Residents\n90,905.11\n79,915.81\n80,151.65\n82,164.30\n83,118.59\n84,209.66\n80,632.89\n79,561.77\n79,132.46\n72,428.56\n72,672.79\n68,005.30\n66,963.32\nShort Term Liabilities\n139.96\n124.23\n127.60\n130.78\n132.09\n95.84\n92.55\n73.66\n102.73\n102.12\n82.89\n82.55\n209.80\nOther Foreign Liabilities*\n90,765.15\n79,791.57\n80,024.06\n82,033.52\n82,986.50\n84,113.82\n80,540.34\n79,488.11\n79,029.72\n72,326.44\n72,589.90\n67,922.75\n66,753.51\n of which blocked funds\n22,213.36\n19,667.09\n17,365.02\n17,716.70\n17,848.34\n17,984.72\n13,730.60\n13,778.64\n13,146.16\n7,417.72\n7,368.19\n3,423.51\n3,390.43\nNet Domestic Assets (NDA)\n86,439.16\n77,714.81\n77,307.02\n79,885.79\n81,215.22\n78,648.92\n77,115.25\n75,490.28\n74,581.10\n68,262.82\n67,232.46\n60,927.80\n59,173.66\nDomestic Claims\n49,026.77\n40,880.35\n41,177.61\n42,570.17\n45,225.55\n47,071.77\n46,565.38\n46,348.06\n69,793.41\n69,694.29\n70,271.35\n70,718.83\n73,649.24\nNet Claims on Central Government\n48,169.43\n40,083.09\n40,730.63\n42,007.56\n44,015.83\n45,839.37\n45,294.51\n45,047.40\n68,452.55\n68,340.59\n68,916.41\n69,321.88\n72,167.72\nClaims on Central Government\n56,008.80\n49,413.73\n50,322.20\n51,342.65\n48,573.05\n50,689.52\n51,472.22\n51,174.38\n76,067.26\n74,803.65\n75,383.07\n76,062.37\n74,705.69\nOf which: Securities Other than Shares\n15,003.33\n13,352.40\n13,877.09\n14,218.90\n14,323.59\n14,476.55\n14,550.75\n14,905.24\n14,992.07\n14,930.18\n14,939.39\n15,626.91\n16,071.97\n of which USD Securities \n15,003.33\n13,352.40\n13,877.09\n14,218.90\n14,323.59\n14,476.55\n14,550.75\n14,905.24\n14,992.07\n14,930.18\n14,939.39\n15,626.91\n16,071.97\nof which Interest on Foreign Currency TBs\n14.39\n8.68\n8.27\n9.38\n12.71\n14.31\n19.20\n15.78\n693.80\n563.03\nLoans and Advances\n41,005.47\n36,061.34\n36,445.10\n37,109.37\n34,240.77\n36,204.70\n36,912.38\n36,257.02\n61,091.85\n59,854.28\n60,427.91\n59,741.67\n58,633.72\nOf which Loans (inc interest capitalisation on Loans transfared to Gvt)\n1,575.29\n1,576.28\n1,579.04\n1,567.99\n0.00\n0.00\n-0.01\n1.24\n1.15\n245.32\n449.29\n19.12\n363.20\nRevaluations on External Loans Transfared to Government\n24,245.67\n23,627.56\n23,542.15\n23,441.00\n22,874.01\nAmounts Due from Gvt including SDR Drawdowns\n39,430.19\n34,485.06\n34,866.06\n35,541.37\n34,240.77\n36,204.70\n36,912.10\n36,255.18\n36,814.07\n35,981.39\n36,436.47\n36,281.54\n35,396.51\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n7,839.37\n9,330.64\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\n7,614.72\n6,463.06\n6,466.66\n6,740.49\n2,537.97\nOf which: Deposits\n7,839.37\n9,330.64\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\n7,614.72\n6,463.06\n6,466.66\n6,740.49\n2,537.97\nof which Foreign Currency\n7,620.21\n9,113.05\n9,291.47\n8,231.67\n3,875.54\n4,410.31\n5,787.19\n5,549.44\n6,666.06\n5,497.47\n6,010.56\n5,667.77\n1,932.08\nLocal Currency Deposits\n219.16\n217.59\n300.09\n1,103.43\n681.67\n439.83\n390.52\n577.55\n948.66\n965.60\n456.10\n1,072.72\n605.89\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n857.34\n797.26\n446.98\n562.62\n1,209.73\n1,232.40\n1,270.86\n1,300.66\n1,340.86\n1,353.70\n1,354.94\n1,396.95\n1,481.52\nOther Financial Corporations\n68.33\n80.13\n31.35\n31.71\n245.53\n256.43\n257.79\n259.60\n264.04\n269.32\n269.73\n270.65\n297.65\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n351.77\n314.70\n12.29\n11.46\n425.32\n430.54\n436.00\n441.30\n447.03\n444.43\n443.91\n442.10\n490.66\nPrivate Sector\n437.25\n402.43\n403.34\n519.44\n538.88\n545.44\n577.07\n599.76\n629.79\n639.95\n641.30\n684.19\n693.21\nClaims on Other Depository Corporations\n591.24\n1,571.34\n907.94\n794.55\n948.29\n1,059.39\n1,097.27\n920.73\n549.47\n579.25\n568.39\n561.73\n563.62\nOf which: Loans\n591.24\n1,571.34\n907.94\n794.55\n948.29\n1,059.39\n1,097.27\n920.73\n549.47\n579.25\n568.39\n561.73\n563.62\nOther Liabilities to ODCs\n6,707.06\n8,873.54\n8,273.62\n7,914.94\n8,889.89\n9,408.95\n11,959.26\n12,483.06\n11,164.03\n10,787.43\n11,792.51\n11,460.56\n9,270.40\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n1,724.80\n2,144.38\n2,002.01\n1,650.52\n2,378.36\n2,749.15\n2,521.50\n1,829.70\n1,536.48\n645.61\n1,609.78\n1,282.72\n2,023.43\nOther Items(Net)\n-43,528.19\n-44,136.67\n-43,495.09\n-44,436.01\n-43,931.27\n-39,926.71\n-41,411.86\n-40,704.55\n-15,402.25\n-8,776.71\n-8,185.24\n-1,107.81\n5,768.80\nShares and Other Equity\n-43,845.10\n-41,767.53\n-39,722.52\n-40,716.69\n-38,350.82\n-37,337.01\n-32,727.79\n-31,146.08\n-5,114.28\n197.50\n396.76\n5,141.39\n7,090.55\nOther Items(Net)\n-4,040.26\n-6,511.31\n-8,239.99\n-8,373.47\n-12,139.47\n-10,080.72\n-16,500.90\n-17,843.71\n-18,611.20\n-18,036.21\n-18,423.02\n-15,960.65\n-5,853.04\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n4,357.17\n4,142.16\n4,467.42\n4,654.15\n6,559.02\n7,491.02\n7,816.83\n8,285.23\n8,323.23\n9,062.00\n9,841.02\n9,711.45\n4,531.30\nMonetary Base \n20,428.83\n20,028.01\n20,395.12\n21,688.51\n21,184.52\n22,726.34\n22,614.61\n23,287.44\n24,896.15\n25,488.47\n26,525.61\n26,223.52\n26,850.36\nCurrency Issued\n153.69\n172.29\n181.87\n189.78\n196.00\n204.18\n215.83\n228.54\n335.26\n341.69\n347.36\n363.37\n379.30\nZWL Coins\n0.01\n0.01\n0.01\n0.01\n0.01\n0.01\n0.01\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nZWL Notes\n5.29\n5.29\n5.29\n5.29\n5.29\n5.29\n5.29\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nZiG Coins\n35.32\n35.32\n35.32\n35.32\n35.32\n35.32\n35.32\n35.32\n35.33\n35.33\n35.31\n35.31\n35.31\nZiG Notes\n113.07\n131.66\n141.25\n149.16\n155.38\n163.56\n175.21\n193.21\n299.93\n306.36\n312.05\n328.05\n343.99\nLiabilities to ODCs\n20,275.14\n19,855.72\n20,213.24\n21,498.73\n20,988.51\n22,522.15\n22,398.78\n23,058.90\n24,560.89\n25,146.79\n26,178.25\n25,860.15\n26,471.06\nReserve Deposits\n17,272.21\n16,096.48\n16,691.28\n17,918.32\n17,853.26\n17,411.47\n18,965.46\n20,093.64\n20,129.99\n21,506.90\n21,523.59\n21,678.40\n22,706.68\n Local Currency Reserve Deposits\n2,851.77\n2,965.91\n2,935.34\n2,981.54\n3,152.25\n3,222.43\n3,688.04\n4,107.16\n3,976.26\n3,943.55\n3,810.48\n3,899.00\n4,176.14\n Foreign Currency Reserve Deposits\n14,420.45\n13,130.57\n13,755.94\n14,936.79\n14,701.01\n14,189.04\n15,277.42\n15,986.48\n16,153.73\n17,563.35\n17,713.10\n17,779.39\n18,530.54\n Exess reserves \n3,002.92\n3,759.25\n3,521.96\n3,580.40\n3,135.25\n5,110.68\n3,433.31\n2,965.26\n4,430.90\n3,639.89\n4,654.66\n4,181.76\n3,764.38\n of which Excess reserves - ZiG\n338.54\n406.29\n398.70\n275.48\n440.42\n363.52\n412.33\n376.01\n340.93\n278.40\n432.24\n437.86\n375.58\n Excess reserves - FCA\n2,664.38\n3,352.96\n3,123.26\n3,304.93\n2,694.83\n4,747.15\n3,020.98\n2,589.25\n4,089.98\n3,361.48\n4,222.42\n3,743.89\n3,388.80\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2025\nNotes\ni. Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nii. From April 2024, claims on Government amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\niii. The June 2025 figure includes exchange losses related to external loans transferred to the Government, which were reclassified from Unrealised Exchange Losses in Other Items Net (OIN). The adjustment does not indicate a flow of new money.\niv. Loans and Advances to Gvt were revised from April 2024 to incorporate exchange losses relating to IMF SDR Drawdowns\nvi. Loans and Advances to Gvt were further adjusted in June 2025 to include exchange rate related revaluations on external loans transferred to Gvt.\nTABLE 2: CENTRAL BANK SURVEY ($'Million)\n \n \n15 \n \n \n \nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNet Foreign Assets\n9,159,228.66\n9,765,464.22\n9,112,969.32\n7,389.86\n8,858.14\n9,084.92\n9,303.65\n11,183.09\n11,059.03\n9,163.35\n10,642.45\n12,654.54\n13,917.24\nClaims on Non Residents\n22,771,914.53\n19,162,644.38\n20,113,361.10\n20,280.52\n21,464.25\n22,405.99\n22,719.00\n26,321.77\n25,204.45\n24,310.89\n25,812.72\n29,009.96\n27,770.37\nOf Which: Foreign Currency\n12,451,535.18\n11,234,930.19\n10,288,521.82\n12,746.36\n11,639.76\n9,242.68\n9,519.90\n8,665.77\n9,520.98\n10,812.40\n14,822.22\n15,521.30\n14,189.74\nDeposits\n9,729,523.71\n7,530,468.74\n9,296,529.40\n6,917.90\n9,040.66\n12,961.80\n12,996.49\n17,466.41\n15,492.78\n13,309.36\n10,831.44\n13,370.17\n13,463.63\nOther\n590,855.65\n397,245.45\n528,309.88\n616.26\n783.83\n201.51\n202.60\n189.59\n190.69\n189.13\n159.06\n118.49\n117.00\nLess Liabilities to Non Residents\n13,612,685.87\n9,397,180.16\n11,000,391.78\n12,890.67\n12,606.10\n13,321.07\n13,415.35\n15,138.68\n14,145.42\n15,147.54\n15,170.26\n16,355.43\n13,853.12\nOf Which: Deposits\n1,178,561.34\n953,309.19\n1,408,378.26\n2,457.30\n2,140.51\n1,714.07\n2,351.48\n3,165.21\n1,703.40\n2,629.70\n2,685.47\n3,404.41\n1,670.94\nLoans\n12,434,124.53\n8,443,870.97\n9,592,013.52\n10,433.37\n10,465.60\n11,607.00\n11,063.87\n11,973.47\n12,442.02\n12,517.84\n12,484.79\n12,951.02\n12,182.18\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n66,321.42\n62,564.10\n69,536.43\n70,673.91\n69,308.20\n74,080.26\n77,384.56\n81,367.58\n85,837.60\n86,676.41\n87,770.24\n86,219.17\n91,077.56\nDomestic Claims\n65,850.55\n56,082.21\n61,112.23\n62,715.84\n63,183.47\n64,707.12\n65,487.40\n67,523.42\n68,938.49\n72,237.69\n72,658.42\n70,752.97\n74,144.41\nNet Claims on Central Government\n10,356.16\n2,579.12\n5,475.14\n5,587.82\n5,710.88\n5,893.84\n2,703.38\n1,911.03\n1,432.28\n3,806.99\n3,432.57\n-343.81\n758.29\nClaims on Central Government\n15,248.51\n12,992.03\n13,929.03\n13,736.58\n13,267.36\n13,658.28\n13,697.56\n13,883.28\n15,519.89\n16,115.81\n15,804.64\n14,956.67\n15,518.58\nSecurities\n14,709.51\n12,733.08\n13,680.09\n13,393.71\n12,742.17\n13,149.28\n13,219.57\n13,413.78\n15,011.08\n15,661.68\n15,264.20\n14,394.72\n14,979.39\n of which foreign currency denominated securities\n12,357.10\n11,066.91\n12,179.89\n11,952.49\n11,317.47\n11,610.83\n12,803.60\n11,975.41\n12,612.98\n12,740.28\n12,330.04\n11,616.75\n11,903.45\nLoans\n539.00\n258.95\n248.94\n342.87\n525.19\n509.01\n478.00\n469.51\n508.81\n454.13\n540.44\n561.95\n539.19\n of which foreign currency\n537.48\n256.79\n248.35\n335.73\n515.89\n500.08\n474.00\n460.64\n505.05\n445.28\n530.49\n550.56\n533.21\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n4,892.35\n10,412.91\n8,453.89\n8,148.76\n7,556.48\n7,764.44\n10,994.18\n11,972.25\n14,087.61\n12,308.82\n12,372.07\n15,300.48\n14,760.29\nOf which: Deposits\n4,857.07\n10,406.49\n8,453.88\n8,148.76\n7,486.50\n7,714.70\n10,839.61\n11,890.29\n13,980.02\n12,190.98\n12,265.21\n15,171.44\n14,628.22\nof which foreign currency deposits\n4,204.09\n9,591.43\n7,777.48\n7,621.82\n6,689.63\n6,183.93\n9,392.25\n10,536.89\n12,630.29\n10,600.01\n10,915.21\n13,550.72\n12,693.10\nOther \n35.28\n6.42\n0.01\n0.00\n69.98\n49.75\n154.57\n81.96\n107.59\n117.83\n106.86\n129.04\n132.07\nClaims on Other Sectors\n55,494.40\n53,503.09\n55,637.09\n57,128.02\n57,472.59\n58,813.28\n62,784.02\n65,612.38\n67,506.21\n68,430.69\n69,225.85\n71,096.78\n73,386.13\nOther Financial Corporations\n3,111.59\n2,660.02\n3,791.26\n3,485.44\n3,385.55\n3,608.07\n4,473.46\n4,032.45\n3,957.16\n4,175.70\n4,256.35\n5,121.64\n4,895.91\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22.04\n21.46\n18.84\n23.48\nPublic Non Financial Corporations\n1,018.41\n803.29\n551.32\n558.39\n545.98\n481.20\n462.25\n356.01\n338.67\n337.14\n243.04\n217.57\n459.14\nPrivate Sector\n51,364.40\n50,039.78\n51,294.51\n53,084.19\n53,541.07\n54,724.00\n57,848.31\n61,223.93\n63,210.38\n63,895.82\n64,705.01\n65,738.73\n68,007.60\nof which foreign currency denominated loans\n44,129.85\n42,518.38\n42,937.33\n46,086.81\n46,197.56\n47,961.06\n50,400.88\n52,686.20\n54,648.96\n54,746.71\n54,919.36\n56,222.03\n58,272.26\nClaims on the Central Bank\n25,221.05\n29,978.18\n29,908.44\n30,373.55\n29,202.08\n30,532.02\n33,836.49\n34,730.71\n36,281.29\n36,593.85\n37,610.46\n36,713.15\n37,496.18\nCurrency\n43.22\n71.40\n68.67\n69.32\n75.03\n101.33\n107.36\n161.37\n212.52\n217.74\n226.17\n239.92\n251.32\nReserves\n24,716.57\n29,665.56\n29,561.47\n30,142.63\n28,957.94\n30,153.54\n33,294.89\n34,245.99\n35,723.28\n36,068.33\n36,921.10\n35,998.29\n36,686.58\nSecurities\n461.26\n241.22\n278.30\n161.60\n169.10\n277.15\n434.25\n323.36\n345.49\n307.78\n463.19\n474.94\n558.28\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n429.74\n282.26\n233.01\n488.20\n536.90\n541.72\n544.15\n160.12\n149.02\n194.20\n156.52\n143.37\n184.11\n0.00\n0.00\nOther Items(Net)\n24,320.44\n23,214.03\n21,251.23\n21,927.28\n22,540.45\n20,617.17\n21,395.18\n20,726.43\n19,233.16\n21,960.93\n22,342.11\n21,103.59\n20,378.92\nShares and Other Equity\n37,947.07\n37,782.51\n38,602.37\n37,957.33\n39,010.06\n39,952.69\n40,420.68\n40,672.56\n41,715.34\n43,880.98\n44,654.49\n44,379.40\n45,067.33\nLiabilities to other ressident sectors\n496.39\n338.84\n351.53\n40.86\n232.77\n52.60\n57.57\n129.76\n154.53\n160.13\n219.06\n72.01\n186.56\nOther Items(Net)\n-14,123.02\n-14,907.33\n-17,702.67\n-16,070.91\n-16,702.38\n-19,388.12\n-19,083.07\n-20,075.89\n-22,636.71\n-22,080.18\n-22,531.45\n-23,347.82\n-24,874.98\nDeposits and Securities Included in Broad Money\n75,480.65\n72,329.56\n78,649.40\n78,063.76\n78,166.34\n83,165.18\n86,688.21\n92,550.67\n96,896.64\n95,839.75\n98,412.69\n98,873.70\n104,994.81\nDeposits Included in Broad Money\n74,431.40\n \n71,557.89\n \n77,653.70\n \n76,952.92\n \n77,123.33\n \n81,906.89\n \n85,574.56\n \n91,519.33\n \n95,396.24\n \n94,314.20\n \n96,697.98\n \n97,310.75\n \n103,323.38\n \nTransferable Deposits\n67,635.34\n \n65,726.26\n \n71,536.87\n \n70,228.43\n \n69,326.09\n \n74,633.46\n \n76,668.54\n \n81,316.50\n \n84,216.03\n \n83,327.48\n \n84,046.56\n \n83,971.86\n \n88,707.29\n \n of which FCAs\n56,662.04\n \n54,884.34\n \n59,157.87\n \n58,527.96\n \n57,270.33\n \n62,418.69\n \n63,622.76\n \n66,516.87\n \n70,151.60\n \n69,751.55\n \n70,659.66\n \n70,517.62\n \n74,233.88\n \nOther Deposits (Time Deposits)\n6,796.07\n5,831.62\n6,116.83\n6,724.49\n7,797.23\n7,273.44\n8,906.02\n10,202.83\n11,180.20\n10,986.71\n12,651.43\n13,338.89\n14,616.09\n of which FCAs\n6,263.28\n4,568.46\n5,140.66\n5,707.45\n6,566.88\n6,058.37\n7,683.25\n8,760.66\n9,667.62\n9,240.63\n10,635.97\n11,472.65\n12,501.15\nMoney Market Instruments\n1,049.25\n \n771.68\n \n995.70\n \n1,110.84\n \n1,043.01\n \n1,258.29\n \n1,113.65\n \n1,031.34\n \n1,500.40\n \n1,525.56\n \n1,714.71\n \n1,562.95\n \n1,671.42\n \nSource:Reserve Bank of Zimbabwe,2025\nNotes\n i. Monetary data was revised from September 2024 following the adoption of new reporting return submitted by banks. \n ii. The notable revision is on broad money stock (M3) which was revised downwards due to reclassification of Government foreign currency deposits held by banks from deposits included in broad money. \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ 'Million)\n \n \n16 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\n Notes &\n&\nwith\nOther Depository \nwith\non\nLocal Governemt\nOther2\nGovernment\nLocal \nPublic \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nTotal\nAssets\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\nApr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nMay\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nJun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nJul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nAug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\nSep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nOct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\nNov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\nDec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n2025\nJan\n69.3\n \n12,746.4\n \n30,180.7\n \n3,532.9\n \n6,021.2\n \n896.7\n13,393.7\n0.0\n0.0\n2,006.3\n342.9\n0.0\n558.4\n6,598.6\n45,645.3\n52,243.9\n4,743.0\n6,786.8\n10,675.6\n18,575.8\n162,773.4\nFeb\n75.0\n \n11,639.8\n \n28,998.1\n \n3,283.1\n \n8,161.6\n \n879.1\n12,742.2\n0.0\n0.0\n2,420.6\n525.2\n0.0\n546.0\n6,009.1\n46,847.7\n52,856.7\n4,830.3\n7,060.8\n8,636.7\n18,506.8\n161,162.0\nMar\n101.3\n \n9,242.7\n \n30,230.5\n \n3,610.1\n \n12,141.7\n \n820.1\n13,149.3\n0.0\n0.0\n2,701.4\n509.0\n0.0\n481.2\n5,364.5\n48,748.3\n54,112.8\n4,536.1\n7,859.2\n8,503.0\n19,297.8\n167,296.2\nApr\n107.4\n \n9,519.9\n \n33,479.3\n \n3,591.2\n \n12,582.7\n \n413.8\n13,219.6\n0.0\n0.0\n2,516.2\n478.0\n0.0\n462.3\n5,605.4\n52,416.4\n58,021.8\n4,214.0\n6,452.9\n11,508.1\n19,362.3\n175,929.4\nMay\n161.4\n \n8,665.8\n \n34,327.1\n \n3,618.3\n \n17,046.8\n \n419.6\n13,413.8\n0.0\n0.0\n2,354.6\n469.5\n0.0\n356.0\n6,417.7\n54,552.9\n60,970.5\n4,191.2\n7,163.7\n11,589.0\n19,259.1\n184,006.3\nJun\n212.5\n \n9,521.0\n \n35,799.3\n \n6,230.7\n \n15,373.4\n \n119.4\n15,011.1\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,337.6\n62,644.2\n6,770.3\n7,532.5\n10,182.1\n19,289.0\n191,877.5\nJul\n213.8\n \n9,541.1\n \n35,802.0\n \n6,242.3\n \n15,357.8\n \n119.4\n15,009.2\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,419.5\n62,726.1\n6,735.6\n7,493.6\n10,258.8\n19,318.5\n192,010.2\nAug\n226.2\n \n14,822.2\n \n36,977.1\n \n5,875.5\n \n10,221.8\n \n609.6\n15,264.2\n0.0\n0.0\n2,284.7\n540.4\n21.5\n243.0\n7,482.0\n56,642.4\n64,124.4\n8,139.8\n8,543.3\n11,926.7\n19,642.7\n199,463.2\nSep\n239.9\n \n15,521.3\n \n36,090.8\n \n4,591.7\n \n12,448.2\n \n921.9\n14,394.7\n0.0\n0.0\n2,385.7\n562.0\n18.8\n217.6\n7,300.0\n58,466.7\n65,766.7\n6,252.1\n8,537.4\n12,793.5\n20,013.7\n200,756.0\nOct\n251.3\n \n14,189.7\n \n36,754.9\n \n5,802.9\n \n12,553.0\n \n910.6\n14,979.4\n0.0\n0.0\n2,544.0\n539.2\n23.5\n459.1\n7,479.3\n60,433.5\n67,912.7\n5,513.5\n7,774.8\n12,321.7\n19,927.9\n202,458.5\nSource:Reserve Bank of Zimbabwe, 2025\nNotes\ni.Government securities includes treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\nii.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic Enterprises\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\nOther Institutional Units\nForeign \nCurrency \nDenominated\n ZiG \nDenominated\nTABLE 4.1 : OTHER DEPOSITORY CORPORATIONS - ASSETS\nMillions\n \n \n17 \n \n \n \nEnd of\nTotal Deposits\nof which FCA\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\n*Aug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\n*Sep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\n*Oct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\n*Nov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\n*Dec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2025\n*Jan\n68,409.5\n1,912.4\n7,835.3\n78,157.2\n1,164.8\n8,148.8\n87,470.8\n64365.68\n0.0\n12,797.2\n488.2\n969.1\n40.9\n38,608.5\n6,786.8\n15,612.0\n162,773.4\n*Feb\n67,429.9\n1,989.7\n8,910.2\n78,329.8\n759.7\n7,486.5\n86,576.0\n63840.63\n0.0\n12,512.6\n536.9\n1,154.7\n232.8\n39,664.8\n7,060.8\n13,423.4\n161,162.0\n*Mar\n72,624.4\n2,009.1\n8,581.5\n83,215.0\n248.3\n7,714.7\n91,178.1\n68486.59\n0.0\n13,321.0\n541.7\n801.1\n52.6\n40,610.2\n7,859.2\n12,932.3\n167,296.2\n*Apr\n74,443.6\n2,224.9\n10,174.2\n86,842.8\n255.1\n10,839.6\n97,937.5\n70754.40\n0.0\n13,415.3\n544.2\n970.0\n57.6\n41,163.7\n6,452.9\n15,388.2\n175,929.4\n*May\n78,625.7\n2,690.8\n11,316.1\n92,632.6\n709.1\n11,890.3\n105,232.0\n75289.91\n0.0\n15,138.7\n160.1\n720.7\n129.8\n41,478.2\n7,163.7\n13,983.1\n184,006.3\n*Jun\n81,706.3\n2,509.7\n12,788.2\n97,004.2\n820.4\n13,980.0\n111,804.6\n79877.48\n0.0\n14,145.4\n149.0\n1,209.8\n154.5\n42,450.7\n7,532.5\n14,430.8\n191,877.5\n*Jul\n81,849.8\n2,526.2\n12,815.1\n97,191.1\n820.4\n13,980.0\n111,991.4\n79949.49\n0.0\n14,120.4\n149.0\n1,173.2\n154.5\n42,508.9\n7,493.6\n14,419.0\n192,010.2\n*Aug\n81,741.3\n2,305.2\n14,473.0\n98,519.6\n1,264.7\n12,265.2\n112,049.5\n81435.72\n0.0\n15,170.3\n156.5\n1,358.8\n219.1\n45,558.0\n8,543.3\n16,407.7\n199,463.2\n*Sept\n81,151.4\n2,820.5\n15,030.9\n99,002.7\n1,065.9\n15,171.4\n115,240.0\n82111.54\n0.0\n16,355.4\n143.4\n1,444.0\n72.0\n45,390.8\n8,537.4\n13,573.1\n200,756.0\n*Oct\n85,790.6\n2,916.7\n16,419.6\n105,126.9\n701.9\n14,628.2\n120,457.0\n86902.70\n0.0\n13,853.1\n184.1\n1,666.8\n186.6\n46,041.1\n7,774.8\n12,295.0\n202,458.5\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\n \n \n18 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\nLoans in ZiG\nLoans in Foreign Currency\nTotal\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n55.47\n \n11,470.10\n \n27,587.58\n \n2,805.14\n \n5,383.93\n \n896.67\n \n12,362.23\n \n-\n \n-\n \n807.94\n \n342.87\n \n-\n \n201.82\n \n6,018.68\n \n38,456.08\n \n44,474.76\n \n4,490.04\n \n6,786.76\n \n7,296.77\n \n14,700.77\n \n139,662.8\n \nFeb\n60.09\n \n10,394.10\n \n26,074.71\n \n2,500.83\n \n7,466.49\n \n879.05\n \n11,985.91\n \n-\n \n-\n \n1,227.40\n \n525.19\n \n-\n \n210.91\n \n5,135.14\n \n39,602.20\n \n44,737.33\n \n4,572.78\n \n7,060.84\n \n6,529.15\n \n14,603.01\n \n138,827.8\n \nMar\n79.63\n \n7,880.54\n \n27,417.58\n \n2,717.51\n \n11,623.76\n \n820.11\n \n12,300.30\n \n-\n \n-\n \n1,342.02\n \n509.01\n \n-\n \n196.72\n \n4,699.08\n \n40,942.54\n \n45,641.63\n \n4,354.50\n \n7,859.25\n \n6,540.97\n \n15,243.80\n \n144,527.3\n \nApr\n87.99\n \n8,108.02\n \n30,664.80\n \n2,649.20\n \n12,068.34\n \n413.80\n \n12,241.98\n \n-\n \n-\n \n1,095.15\n \n478.00\n \n-\n \n177.77\n \n4,854.99\n \n44,593.50\n \n49,448.49\n \n4,042.90\n \n6,452.91\n \n9,497.37\n \n15,304.56\n \n152,731.3\n \nMay\n133.33\n \n7,539.98\n \n31,081.99\n \n2,649.42\n \n16,140.56\n \n419.60\n \n12,259.88\n \n-\n \n-\n \n953.79\n \n469.51\n \n-\n \n151.74\n \n5,278.01\n \n46,383.60\n \n51,661.61\n \n3,991.35\n \n7,163.66\n \n9,319.35\n \n15,249.33\n \n159,185.1\n \nJun\n181.74\n \n8,374.10\n \n32,527.57\n \n5,410.98\n \n14,549.70\n \n119.42\n \n13,604.07\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,537.52\n \n52,765.60\n \n6,477.32\n \n7,532.53\n \n8,140.55\n \n15,060.65\n \n166,386.4\n \nJul\n183.05\n \n8,394.26\n \n32,530.27\n \n5,422.55\n \n14,534.13\n \n119.42\n \n13,602.14\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,619.44\n \n52,847.52\n \n6,442.57\n \n7,493.64\n \n8,217.25\n \n15,090.15\n \n166,519.1\n \nAug\n193.19\n \n13,295.37\n \n33,500.18\n \n4,346.93\n \n8,753.41\n \n609.59\n \n14,232.02\n \n-\n \n-\n \n583.16\n \n540.44\n \n21.46\n \n129.27\n \n6,419.77\n \n47,719.81\n \n54,139.58\n \n7,481.64\n \n8,543.31\n \n9,652.13\n \n15,411.88\n \n171,433.6\n \nSep\n201.68\n \n13,950.40\n \n32,362.47\n \n3,553.93\n \n11,188.77\n \n921.94\n \n13,421.60\n \n-\n \n-\n \n757.44\n \n561.95\n \n18.84\n \n110.22\n \n6,020.45\n \n49,450.81\n \n55,471.26\n \n5,730.80\n \n8,537.36\n \n10,340.98\n \n15,804.22\n \n172,933.8\n \nOct\n204.51\n \n12,507.21\n \n32,947.48\n \n4,526.89\n \n11,385.81\n \n910.64\n \n14,013.13\n \n-\n \n-\n \n655.59\n \n539.19\n \n23.48\n \n267.06\n \n6,236.10\n \n51,566.50\n \n57,802.60\n \n4,997.85\n \n7,774.84\n \n9,423.21\n \n16,097.87\n \n174,077.4\n \nSource: Reserve Bank of Zimbabwe, 2025\nNotes\ni.Government securities include treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\niii.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nOther Institutional Units\n \n \n19 \n \n \n \nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n61,330.5\n1,857.1\n5,138.7\n68,326.3\n1,164.8\n7,498.8\n76,990.0\n57,444.7\n0.0\n11,140.1\n488.2\n591.7\n40.9\n31,241.2\n6,786.8\n12,384.1\n139,662.8\nFeb\n60,122.2\n1,926.9\n5,792.8\n67,841.9\n759.7\n6,860.8\n75,462.5\n56,543.4\n0.0\n10,832.8\n536.9\n948.1\n232.8\n32,118.9\n7,060.8\n11,635.0\n138,827.8\nMar\n64,498.3\n1,941.3\n5,810.8\n72,250.4\n248.3\n7,126.4\n79,625.1\n60,576.1\n0.0\n11,822.7\n539.3\n718.1\n52.6\n32,964.9\n7,859.2\n10,945.4\n144,527.3\nApr\n66,264.7\n2,136.9\n7,267.2\n75,668.8\n255.1\n10,251.2\n86,175.2\n62,807.1\n0.0\n11,917.1\n541.8\n870.9\n57.6\n33,473.5\n6,452.9\n13,242.4\n152,731.3\nMay\n69,556.9\n2,593.4\n8,067.9\n80,218.2\n709.1\n11,890.0\n92,817.3\n66,697.2\n0.0\n13,030.8\n157.7\n620.4\n129.8\n33,467.9\n7,163.7\n11,797.5\n159,185.1\nJun\n73,254.5\n2,441.0\n8,265.2\n83,960.7\n820.4\n13,331.3\n98,112.3\n70,999.0\n0.0\n12,314.0\n107.9\n1,123.5\n154.5\n34,375.8\n7,532.5\n12,665.7\n166,386.4\nJul\n73,398.0\n2,457.5\n8,292.0\n84,147.5\n820.4\n13,331.3\n98,299.2\n71,071.0\n0.0\n12,289.1\n107.9\n1,086.9\n154.5\n34,434.0\n7,493.6\n12,653.9\n166,519.1\nAug\n72,524.1\n2,227.6\n9,705.6\n84,457.3\n1,264.7\n11,513.5\n97,235.5\n71,384.1\n0.0\n13,105.1\n108.5\n1,251.0\n219.1\n36,895.5\n8,543.3\n14,075.6\n171,433.6\nSep\n71,148.7\n2,740.7\n10,453.3\n84,342.7\n1,065.9\n14,970.8\n100,379.3\n71,378.4\n0.0\n14,495.5\n101.1\n1,355.9\n72.0\n36,869.5\n8,537.4\n11,123.3\n172,933.8\nOct\n75,414.2\n2,831.2\n11,381.7\n89,627.2\n701.9\n14,396.3\n104,725.3\n76,497.1\n0.0\n12,553.1\n101.4\n1,578.5\n186.6\n37,599.3\n7,774.8\n9,558.4\n174,077.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\nZWG millions\n \n \n20 \n \n \n \nForeign\nOther \nContigent\nEnd of\nNotes\nClaims\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nPublic Enterprise\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nLoans in ZiG\nLoans in Foreign Currency \nTotal\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n13.1\n \n939.4\n2,348.5\n \n616.8\n637.3\n \n-\n \n1,028.5\n \n0.0\n-\n \n1,019.2\n \n1,294.7\n \n-\n \n356.6\n \n317.5\n \n5,353.2\n \n5,670.7\n \n199.4\n \n-\n \n3001.4\n3,282.1\n \n20,407.7\n \nFeb\n13.9\n \n980.7\n2,545.5\n \n628.6\n695.1\n \n-\n \n753.2\n \n0.0\n-\n \n997.8\n \n1,428.4\n \n-\n \n335.1\n \n535.1\n \n5,302.8\n \n5,837.9\n \n199.4\n \n-\n \n1754.4\n3,294.2\n \n19,464.2\n \nMar\n20.4\n \n1031.3\n2,349.0\n \n786.9\n517.9\n \n-\n \n844.9\n \n0.0\n-\n \n1,066.7\n \n1,604.4\n \n-\n \n284.5\n \n358.4\n \n5,601.2\n \n5,959.7\n \n121.0\n \n-\n \n1684.9\n3,466.0\n \n19,737.7\n \nApr\n17.8\n \n1038.4\n2,522.2\n \n766.4\n514.4\n \n-\n \n900.0\n \n0.0\n-\n \n1,084.2\n \n1,815.7\n \n-\n \n284.5\n \n322.9\n \n5,519.7\n \n5,842.6\n \n111.4\n \n-\n \n1736.6\n3,476.9\n \n20,111.3\n \nMay\n26.4\n \n855.4\n2,940.4\n \n801.9\n906.2\n \n-\n \n1,009.6\n \n0.0\n-\n \n1,098.4\n \n1,814.5\n \n-\n \n204.3\n \n695.6\n \n5,865.6\n \n6,561.2\n \n139.8\n \n-\n \n2062.4\n3,495.2\n \n21,915.6\n \nJun\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nJul\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nAug\n32.3\n \n1148.2\n3,101.3\n \n1361.4\n1,468.4\n \n-\n \n892.1\n \n0.0\n-\n \n1,235.6\n \n1,836.0\n \n-\n \n113.8\n \n639.9\n \n6,476.6\n \n7,116.6\n \n593.1\n \n-\n \n2036.4\n3,683.5\n \n24,618.5\n \nSep\n34.4\n \n1218.5\n3,281.0\n \n813.1\n1,259.5\n \n-\n \n830.3\n \n0.0\n-\n \n1,226.4\n \n2,125.7\n \n-\n \n107.4\n \n842.6\n \n6,263.1\n \n7,105.7\n \n451.2\n \n-\n \n2125.9\n3,664.0\n \n24,242.9\n \nOct\n43.3\n \n1267.3\n3,558.0\n \n979.8\n1,167.2\n \n-\n \n825.7\n \n0.0\n-\n \n1,303.7\n \n2,339.1\n \n-\n \n192.1\n \n741.0\n \n5,924.4\n \n6,665.4\n \n439.4\n \n-\n \n2552.1\n3,279.3\n \n24,612.4\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\ni.Government securities include treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\nii.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nOther Institutional Units\nTABLE 6.1: BUILDING SOCIETIES ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n21 \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent \nOther\nTOTAL\nand\nLiabilities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\n-\n \nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n6114\n44.7\n2,350.2\n8,508.5\n0.0\n649.8\n9,158.3\n6,215.9\n0.0\n1,657.1\n0.0\n377.4\n0.0\n6,162.6\n0.0\n3,052.3\n20,407.7\nFeb\n6227\n51.3\n2,759.3\n9,037.6\n0.0\n625.5\n9,663.1\n6,512.8\n0.0\n1,679.8\n0.0\n206.6\n0.0\n6,294.5\n0.0\n1,620.1\n19,464.2\nMar\n7027\n54.9\n2,402.5\n9,484.9\n0.0\n588.2\n10,073.1\n7,085.6\n0.0\n1,498.3\n0.0\n83.0\n0.0\n6,364.1\n0.0\n1,719.2\n19,737.7\nApr\n7101\n74.1\n2,488.0\n9,663.4\n0.0\n588.3\n10,251.7\n7,186.8\n0.0\n1,498.3\n0.0\n99.1\n0.0\n6,375.2\n0.0\n1,887.1\n20,111.3\nMay\n8052\n83.0\n2,896.7\n11,031.5\n0.0\n0.0\n11,031.5\n7,864.0\n0.0\n2,107.9\n0.0\n100.3\n0.0\n6,789.0\n0.0\n1,886.9\n21,915.6\nJun\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nJul\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nAug\n7971\n57.3\n4,213.4\n12,241.4\n0.0\n751.2\n12,992.5\n9,046.5\n0.0\n2,065.1\n36.9\n107.8\n0.0\n7,361.5\n0.0\n2,054.6\n24,618.5\nSep\n8740\n54.3\n3,967.0\n12,761.5\n0.0\n200.1\n12,961.6\n9,714.8\n0.0\n1,860.0\n30.3\n88.1\n0.0\n7,193.5\n0.0\n2,109.3\n24,242.9\nOct\n9076.7\n56.8\n4,294.6\n13,428.1\n0.0\n229.7\n13,657.8\n9,386.0\n0.0\n1,300.0\n30.7\n88.3\n0.0\n7,089.1\n0.0\n2,446.5\n24,612.4\n-\n \nSource: Reserve Bank of Zimbabwe, 2025\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 1: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n22 \n \n \n \nEND OF\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\n*Aug\n3,858,128.45\n496,920.13\n197,595.11\n3,160,166.09\n163,179.56\n1,353,221.18\n3,891,826.53\n2,259,346.53\n2,064,398.05\n355,517.61\n7,019,997.29\n1,626.53\n24,821,923.05\n*Sep\n6,672,075.13\n1,240,260.16\n365,299.01\n5,024,076.96\n274,548.64\n2,326,667.49\n6,387,958.08\n4,331,429.08\n3,418,807.30\n640,082.06\n11,884,283.83\n2,603.24\n42,568,090.98\n*Oct\n7,858,559.49\n1,469,928.32\n481,828.82\n5,465,308.96\n320,115.06\n2,603,522.82\n7,340,600.92\n5,249,584.59\n3,667,687.19\n726,009.18\n13,568,052.49\n3,070.10\n48,754,267.95\n*Nov\n7,180,366.66\n1,328,085.57\n428,978.78\n5,025,733.67\n284,239.89\n2,457,448.49\n6,759,835.67\n4,209,879.63\n3,928,182.05\n680,905.22\n13,074,981.78\n2,309.39\n45,360,946.80\n*Dec\n7,297,552.82\n1,289,292.14\n385,874.99\n4,973,856.63\n262,219.72\n2,513,526.60\n6,746,914.01\n4,827,984.53\n3,694,327.88\n706,439.67\n13,280,443.54\n2,262.81\n45,980,695.34\n2025\n*Jan\n7,678,298.65\n1,196,038.23\n409,696.02\n5,047,238.20\n306,809.73\n2,664,917.36\n6,434,242.43\n4,757,437.66\n4,086,970.99\n769,886.02\n13,569,651.19\n1,922.01\n46,923,108.48\n*Feb\n8,299,274.74\n1,201,875.78\n399,492.64\n4,830,538.61\n300,587.07\n2,770,286.66\n6,503,215.41\n4,803,609.78\n4,292,425.79\n746,491.37\n13,140,132.51\n1,960.50\n47,289,890.85\n*Mar\n8,326,930.91\n1,244,718.81\n402,707.95\n5,041,144.58\n317,777.54\n2,491,912.41\n6,543,198.90\n4,375,136.07\n5,262,596.60\n744,227.95\n13,809,533.31\n1,950.08\n48,561,835.10\n*Apr\n8,907,112.83\n1,321,160.24\n510,175.35\n5,587,682.42\n301,612.10\n2,488,206.19\n7,065,026.69\n5,118,059.86\n5,500,479.51\n721,927.40\n14,585,410.50\n2,121.10\n52,108,974.19\n*May\n9,447,878.28\n1,662,965.62\n432,262.51\n6,247,342.77\n303,671.59\n2,560,619.89\n7,447,120.21\n5,231,385.19\n5,706,622.10\n757,449.00\n14,848,295.45\n2,090.86\n54,647,703.48\n*Jun\n9,323,262.25\n1,857,036.70\n452,476.01\n6,911,438.62\n316,057.26\n2,597,384.44\n7,363,354.86\n5,189,397.21\n5,586,435.53\n1,025,486.27\n14,948,428.25\n2,340.92\n55,573,098.32\n*Jul\n9,586,121.76\n1,821,068.99\n495,126.38\n7,039,554.33\n178,544.10\n2,593,734.88\n7,795,887.20\n5,506,356.66\n4,812,815.12\n1,047,916.99\n15,398,848.28\n3,074.97\n56,279,049.66\n*Aug\n9,148,112.87\n1,704,046.91\n442,559.05\n8,621,271.81\n178,023.75\n2,711,257.51\n7,806,713.08\n4,494,735.86\n5,678,257.82\n1,660,555.70\n14,593,469.93\n3,267.57\n57,042,271.87\n*Sep\n9,939,018.22\n1,705,339.14\n447,683.58\n8,018,110.39\n298,207.44\n2,736,927.32\n8,222,972.36\n5,267,250.21\n5,356,204.76\n1,618,665.56\n15,143,546.81\n3,161.64\n58,757,087.43\n*Oct\n10,156,394.52\n1,857,937.44\n894,870.28\n7,960,894.20\n327,830.18\n2,793,906.88\n8,390,997.31\n5,441,104.32\n5,826,908.27\n1,725,282.36\n16,026,574.02\n3,520.96\n61,406,220.75\nSource: Reserve Bank of Zimbabwe, 2025\nNotes\ni.Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n23 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\n*Oct\n3,485,504.59\n2,567,255.56\n3,535,607.03\n7,474,589.94\n3,299,698.46\n7,968,221.02\n5,044,419.36\n5,097,867.03\n29,458,757.35\n1,018,065.78\n9,462,752.69\n220,427.14\n78,633,165.96\n*Nov\n3,092,857.19\n2,583,575.64\n3,658,337.22\n6,311,484.89\n3,319,494.63\n7,425,250.57\n6,381,558.42\n4,761,639.77\n27,173,979.25\n1,133,673.74\n8,782,149.64\n200,228.74\n74,824,229.70\n*Dec\n3,246,075.75\n3,000,089.39\n3,491,754.69\n6,900,913.48\n3,547,897.26\n7,345,227.12\n6,716,997.93\n4,549,007.97\n27,260,521.53\n1,099,879.74\n10,022,447.18\n355,894.47\n77,536,706.51\n2025\n*Jan\n2,906,778.30\n3,263,210.15\n3,335,010.28\n6,226,024.85\n3,652,381.28\n8,401,231.92\n6,022,841.93\n4,820,773.49\n27,794,296.00\n1,020,418.08\n9,522,377.98\n214,322.39\n77,179,666.65\n*Feb\n3,148,260.00\n2,765,476.21\n2,386,768.37\n6,142,552.78\n3,733,009.01\n8,301,324.64\n5,391,986.88\n4,799,925.63\n27,396,588.33\n1,120,196.78\n10,349,018.64\n257,727.50\n75,792,834.75\n*Mar\n2,931,379.17\n2,536,384.45\n2,998,500.17\n7,205,270.81\n4,098,816.70\n9,412,388.16\n5,090,011.12\n5,298,903.78\n30,409,375.81\n1,367,930.91\n10,495,733.30\n291,454.26\n82,136,148.64\n*Apr\n3,386,026.90\n2,914,075.14\n3,289,407.24\n8,086,383.88\n4,171,684.56\n10,519,094.01\n5,681,605.01\n5,683,058.56\n29,468,736.33\n1,483,286.46\n12,710,551.63\n251,262.54\n87,645,172.24\n*May\n3,791,778.73\n3,137,191.75\n4,015,525.94\n8,522,205.13\n4,083,039.56\n10,506,322.87\n6,181,631.24\n5,246,061.22\n33,512,835.39\n1,339,582.73\n13,286,284.33\n245,907.53\n93,868,366.41\n*Jun\n4,014,093.60\n3,535,586.92\n4,498,509.41\n8,172,595.07\n4,663,956.29\n11,061,597.23\n7,103,169.60\n7,369,633.91\n33,675,926.44\n1,350,750.73\n14,041,884.59\n249,641.43\n99,737,345.22\n*Jul\n3,720,611.16\n3,264,199.67\n4,187,885.93\n7,663,562.57\n4,338,130.51\n11,059,181.15\n6,952,371.00\n6,841,436.42\n31,002,206.47\n1,401,103.60\n13,912,098.40\n249,684.34\n94,592,471.21\n*Aug\n4,067,028.19\n3,593,726.17\n4,621,438.31\n7,757,110.09\n4,870,995.71\n10,663,643.86\n7,009,097.60\n6,845,630.99\n33,663,827.18\n1,515,405.31\n13,535,691.17\n392,861.63\n98,536,456.22\n*Sep\n3,578,478.45\n3,656,834.56\n4,589,839.49\n7,619,973.61\n4,876,364.92\n11,278,677.66\n6,905,187.76\n7,218,138.56\n35,474,081.78\n1,766,880.44\n13,855,223.42\n328,883.65\n101,148,564.30\n*Oct\n3,719,594.69\n4,039,445.93\n3,059,923.54\n7,920,315.73\n3,219,088.24\n6,097,592.23\n7,593,611.16\n7,664,249.48\n36,145,416.07\n1,736,355.29\n13,980,066.86\n27,216,071.31\n122,391,730.52\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n24 \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\n2025\n*Jan\n41.82\n47.35\n40.13\n46.08\n*Feb\n43.00\n48.60\n40.45\n45.68\n*Mar\n42.33\n47.97\n40.42\n46.11\n*Apr\n42.16\n47.82\n40.43\n46.21\n*May\n43.66\n48.93\n40.27\n46.51\n*Jun\n42.34\n48.06\n40.51\n46.77\n*Jul\n42.50\n48.23\n40.46\n46.43\n*Aug\n43.33\n48.96\n40.39\n46.34\n*Sep\n43.45\n49.06\n40.45\n46.22\n*Oct\n43.54\n49.18\n40.46\n46.40\nSource: Reserve Bank of Zimbabwe, 2025\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMERCIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n25 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n*Mar\n3.81\n4.14\n5.95\n8.87\n*Apr\n3.81\n4.14\n5.95\n8.93\n*May\n3.81\n4.14\n6.09\n9.62\n*Jun\n3.81\n4.14\n5.95\n9.21\n*Jul\n3.67\n3.78\n6.21\n9.37\n*Aug\n3.75\n3.86\n6.90\n10.48\n*Sep\n3.75\n4.08\n6.90\n10.79\n*Oct\n3.75\n4.08\n6.63\n11.10\nSource: Reserve Bank of Zimbabwe, 2025\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n26 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.81\n0.46\n*Mar\n0.83\n0.15\n0.00\n-0.13\n0.93\n0.34\n-0.25\n-1.08\n2.43\n-0.53\n-0.22\n0.16\n-0.46\n-0.06\n*Apr\n1.31\n0.88\n1.67\n0.26\n1.17\n0.66\n-0.80\n1.05\n0.87\n2.92\n0.85\n1.11\n-0.25\n0.64\n*May\n1.14\n0.88\n0.20\n0.61\n1.58\n0.25\n-0.52\n0.35\n0.82\n0.04\n0.41\n0.58\n1.62\n0.93\n*Jun\n0.09\n0.77\n0.29\n0.70\n0.91\n0.75\n2.66\n0.45\n0.78\n0.19\n0.35\n0.53\n-0.21\n0.28\n*Jul\n0.36\n1.21\n5.44\n0.11\n0.68\n1.58\n-0.75\n0.60\n-0.46\n0.40\n-0.46\n2.29\n0.18\n1.57\n*Aug\n0.07\n1.17\n-0.01\n0.33\n1.54\n1.47\n3.11\n-0.06\n4.03\n2.78\n-0.07\n0.64\n-0.07\n0.40\n*Sep\n-0.07\n-0.26\n-0.66\n-0.69\n-0.39\n-1.32\n-0.06\n0.47\n0.28\n-0.53\n0.05\n-0.48\n0.21\n-0.25\n*Oct\n-0.51\n-0.67\n-2.51\n-0.17\n-0.24\n0.98\n1.74\n-0.18\n0.00\n0.09\n-0.22\n-0.90\n0.71\n-0.36\nSource: Zimstat, 2025\n*Statistics are in ZiG\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\n \n \n27 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\n2025\n*Apr\n113.35\n96.45\n65.25\n89.90\n102.12\n82.73\n70.72\n92.09\n22.68\n66.55\n106.90\n77.85\n102.86\n85.68\n*May\n129.68\n100.90\n64.69\n97.15\n107.69\n86.74\n68.74\n97.91\n23.68\n68.14\n113.77\n80.67\n118.27\n92.06\n*Jun\n130.99\n100.81\n65.04\n98.10\n108.68\n86.58\n72.66\n98.85\n24.44\n68.39\n114.06\n81.23\n118.65\n92.52\n*Jul\n130.50\n101.45\n73.37\n98.55\n109.16\n90.38\n75.58\n99.93\n23.42\n68.69\n112.89\n95.79\n120.66\n95.79\n*Aug\n125.47\n100.66\n73.00\n95.15\n109.89\n88.08\n81.14\n97.03\n27.76\n71.25\n108.36\n84.22\n115.87\n93.78\n*Sep\n102.80\n93.09\n69.93\n81.62\n101.02\n75.60\n75.97\n86.29\n27.03\n63.08\n94.00\n76.64\n96.40\n82.74\n*Oct\n29.65\n32.33\n41.84\n29.69\n33.20\n27.83\n25.91\n24.67\n22.50\n24.80\n25.68\n32.74\n32.53\n32.67\nSource: Zimstat, 2025\n*Statistics are in ZiG\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\n \n \n28 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\n*Mar\n26.6787\n1.4588\n1.9508\n0.1788\n28.5428\n34.4141\n*Apr\n26.8023\n1.4182\n1.9371\n0.1855\n30.0241\n33.8697\n*May\n26.8657\n1.4817\n1.9826\n0.1854\n30.2848\n35.8782\n*Jun\n26.9125\n1.4958\n1.9959\n0.1861\n30.6525\n36.2024\n*Jul\n26.8367\n1.5123\n1.9559\n0.1828\n31.3728\n36.2626\n*Aug\n26.7665\n1.5098\n1.8838\n0.1813\n31.1270\n35.9603\n*Sep\n26.6638\n1.5274\n1.8858\n0.1804\n31.2864\n36.0137\n*Oct\n26.5958\n1.5434\n1.8750\n0.1762\n31.0557\n35.6428\nSource: Reserve Bank of Zimbabwe, 2025\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND O F\nUSA DO LLAR\nSO UTH ARFICAN \nRAND\nBO TSWANA PULA\nJAPANESE YEN\nEURO\nPO UND \nSTERLING\n \n \n29 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\n*Mar\n205.25\n180.43\n229,916,317\n92,886,500\n62,916.75\n*Apr\n191.95\n143.95\n268,269,085\n150,502,500\n58,411.66\n*May\n196.85\n145.40\n600,720,736\n269,991,681\n59,973.06\n*Jun\n197.23\n145.40\n532,262,807\n393,325,459\n60,971.48\n*Jul\n205.71\n144.85\n765,887,092\n429,345,471\n64,302.76\n*Aug\n208.72\n145.31\n689,801,108\n428,725,700\n65,354.76\n*Sep\n210.63\n123.58\n451,998,794\n95,397,473\n65,675.91\n*Oct\n213.68\n115.11\n390,818,131\n120,365,000\n67,708.46\nSource: Zimbabwe Stock Exchange, 2025\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n \n \n30 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n7252.4\n6858.9\n14579.5\n44760.8\n*Feb\n92208.7\n5961.2\n6364.9\n14208.9\n43833.1\n*Mar\n112646.3\n6785.3\n7339.8\n17156.0\n47320.6\n*Apr\n116945.5\n7294.4\n7046.2\n19678.2\n49770.4\n*May\n128946.5\n9194.3\n8439.4\n23187.8\n53674.7\n*Jun\n138127.3\n8384.0\n9486.4\n21162.1\n54257.1\n*Jul\n138187.6\n9025.2\n9523.3\n21930.1\n58804.4\n*Aug\n109473.9\n7154.9\n8818.4\n21485.6\n58556.4\n*Sep\n132722.3\n7080.7\n9387.7\n23110.2\n67610.3\n*Oct\n134725.7\n7722.3\n9876.5\n24887.4\n59362.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n31 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n7381.3\n911.1\n46337.9\n1363.6\n*Feb\n815.5\n6229.8\n838.1\n44460.8\n1346.3\n*Mar\n917.4\n6777.0\n953.3\n53987.0\n1250.1\n*Apr\n872.0\n6052.9\n888.6\n54493.5\n1222.6\n*May\n959.3\n7667.0\n1027.7\n59206.5\n1531.9\n*Jun\n922.0\n7179.3\n1119.4\n56595.1\n1165.4\n*Jul\n983.4\n8005.7\n1110.5\n58630.8\n1172.7\n*Aug\n818.4\n6941.9\n1038.6\n61492.9\n1127.4\n*Sep\n987.3\n6560.0\n1057.7\n62386.1\n1200.5\n*Oct\n997.6\n7197.8\n1133.6\n67263.2\n1231.1\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n32 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\n2025\n*Jan\n652.0\n748.8\n1400.8\n-96.8\n*Feb\n512.6\n730.4\n1243.0\n-217.9\n*Mar\n581.9\n809.9\n1391.8\n-228.0\n*Apr\n662.6\n781.3\n1443.9\n-118.7\n*May\n727.3\n882.1\n1609.3\n-154.8\n*Jun\n723.5\n882.0\n1605.5\n-158.5\n*Jul\n877.5\n886.2\n1763.7\n-8.7\n*Aug\n878.2\n871.1\n1749.3\n7.0\n*Sep\n850.5\n881.3\n1731.8\n-30.8\n*Oct\n1023.3\n1026.9\n2050.3\n-3.6\nSource: ZIMSTAT, 2025\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_October_2025.pdf"}
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+{"doc_id": "09206774319336631bc476f524119e4f", "text": "MONTHLY ECONOMIC REVIEW \nJUNE 2013 \nSelected Economic Indicators \n2 \nGlobal Economic Developments \n3 \nMonetary Developments \n5 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \nStock Market Developments \n3 \nINSIDE THIS ISSUE: \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2013 \nMay \n2013 \nJune \nZ.S.E. Mining Index1 \n73.99 \n73.29 \nZ.S.E. Industrial Index1 \n212.72 \n211.19 \nMoney Supply (Total Bank Deposits) (US$)2 \n4.02 billion \n3.84 billion \nMoney Supply (M3) Annual Growth2 \n12.23% \n6.91% \nYearly Inflation3 \n2.20% \n1.86% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \nMonth on \nMonth \nChange \n-0.95% \n-0.72% \n-4.48% \n-5.32% \n-0.34% \n \nGLOBAL ECONOMIC DEVELOPMENTS \n \nGlobal economic activity is projected to slowly \ngain momentum in the second half of 2013, \nthough growth will continue to be below \npotential. Several key risks and uncertainties \nremain and, if not mitigated, could dampen \nglobal economic growth prospects. These \ninclude short-term risks stemming from the \neuro area crisis, fiscal adjustment in the United \nStates and deceleration of economic activity in \nemerging economies. \n \nAlthough several new policy initiatives in \nmajor developed economies have reduced \nsystemic risks and helped stabilize consumer, \nbusiness and investor confidence, the impact on \ngrowth has remained negligible. As such, \nenhanced international policy coordination is \nneeded to mitigate negative policy spillovers \nand foster robust and balanced growth. \n \nIn the euro area, the risk of a near-term \nbreak-up has declined considerably, but the \neconomic situation remains fragile. Economic \nactivity in the euro area will be held back by \nausterity measures, weak bank lending and \ncontinued \nuncertainty. \nIn \nconsequence, \neconomic growth in the Euro-area is projected \nto contract by 0.4% in 2013. \n \nThis, notwithstanding, the outlook on Africa is \noptimistic, with least developed countries \n(LDCs) projected to realize faster growth in \n2013 than in the past two years. Nonetheless, \nwith commodity demand moderating and \nOfficial Development Assistance (ODA) \nfalling, the pace of expansion in LDCs will \nstill be slower compared to the pre-crisis \nperiod. \n \nThe \nmoderation \nof \ncommodity \nprices \ncontinues \nto \nnegatively \nimpact \non \ncommodity dependent countries such as \nZimbabwe. In consequence the balance of \npayments position remains precarious on \naccount of sluggish export recovery. This \nnegative development continues to deplete \nforeign exchange reserves, with a dampening \neffect on the country’s deposit base. \n \n \nSTOCK MARKET DEVELOPMENTS \n \nNotwithstanding the uncertainty over the \nperiod leading to the elections, the market \nsaw an increase in the demand for stocks \nwhose earnings are not significantly affected \nby fluctuations in business cycles, such as \nDelta, OK Zimbabwe and Innscor, during \nthe month of June 2013. This has resulted in \nthese counters’ valuations increasing to \nbeyond the trading reach of smaller \ninvestors. \n \nReflecting this development, there was a \n57% increase in volume traded, from 142.8 \nmillion shares in May 2013 to 224.1 million \nshares at the close of June 2013. The value \n \n2 3 \n \n2 4 \nof shares traded also registered a growth of \n15.6%, from US$35.2 million in May \ncompared to US$46.6 million in June 2013. \nTrading was largely sustained by foreign \ninvestors, whose purchases recorded a 33.5% \nincrease, to US$23.1 million in June 2013, \ncompared to US$17.3 million in May. This \nincrease in activity was a result of portfolio \nreadjustments, as fund managers factored in \nto-date basis, the industrial index has, \nhowever, gained an impressive 39.6%, \nlargely sustained by the demand for \nblue-chip counters. The mining index, \ndogged by challenges in the mining sector, \nwhich include high operating costs and \ntheir forecasts on the post-election economic \nenvironment. \n \nNotwithstanding the heightened trading \nactivity, the industrial index fell marginally \nby 0.6% to 211.19 points in June 2013, \ncompared to the previous month. On a year-\nmoderation of international metal prices, \ndeclined by 0.9% between May and June \n2013 to close the month under review at \n73.29 points. \n \nIn tandem with the developments in the \nindustrial index, total market capitalization \nregistered a 0.6% decline to US$5.4 billion. \nOn \na \nyear-to-date \nbasis, \nmarket \ncapitalization, however, rose by 38.1%. \n \n \n3 5 \nMONETARY DEVELOPMENTS \n \nMonetary \ndevelopments \nmirrored \nthe \nslowdown in economic activity. The overall \nstock of money supply registered a 4.5% \ndecline between May and June 2013. Broad \nmoney was recorded at US$3 838.2 million \nin June 2013, from US$4 018.1 million in \nthe previous month. Annual growth in broad \nmoney also decelerated to 6.91%, from \n12.23% in the previous month. \nwhilst deposits with a maturity less than 30 \ndays declined by US$21.83 million. Savings \ndeposits, however, registered expansion of \nUS$8.46 million. \n \nFollowing these developments in deposits, \nannual growth in domestic credit declined to \n22%, compared to 23.1% in the previous \nmonth. On a month-on-month basis, however, \ngrowth in domestic credit remained somewhat \nstable at 1.7% in June 2013, compared to \n1.6% in May 2013. \n \nCredit to the private sector continued to be \ndriven by loans and advances, which were \npartly sustained by offshore lines of credit, as \nlocal sources of liquidity continued to \nunderperform. Lending to the private sector \nby banks increased to US$3 666.23 million in \nJune 2013, from US$3 063.68 million in May \n2013. \nThe \ndecline \nin \nbroad \nmoney \nwas \nunderpinned by outflows in most deposit \nclasses, with deposits of a maturity greater \nthan 30 days recording the highest monthly \ndecline of US$179.93 million during the \nperiod under review. Further worsening the \nliquidity situation in the country, demand \ndeposits also fell by US$56.01 million, \n3.1 \n3.2 \n3.3 \n3.4 \n3.5 \n3.6 \n3.7 \n3.8 \n3.9 \n4.0 \n4.1 \n0\n5\n10\n15\n20\n25\n30\n35\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\nJan\nFeb\nMar\nApr\nMay\nJun\nUS$ Billions\n%\nMoney Supply\nM3\nM3 Annual Growth\n4 \n \n6 \nPartly reflecting the growth of loans and \nadvances in excess of the pace of deposit \naccumulation, the loan to deposit ratio rose to \n95.5% in June 2013, compared to 89.47% in \nMay 2013. \n \nAdvances to the private sector were mainly in \nthe form of loans and advances, 84.36%; \nmortgages advanced by building societies, \n8.57%; bankers’ acceptances, 1.52%; bills \ndiscounted, 3.61%; and other investments, \n1.94%. \n \nCredit to the private sector was mainly to \nagriculture (18.30%), distribution (16.07%) \nand \nmanufacturing \n(17.29%) \nactivities. \nIndividuals received 18.42% of total loans \nand advances. \nMining and construction industries received \n6.71% and 1.78% share of the cumulative \nloans and advance, respectively. \n \nThe loans and advances were mainly utilised \nto \nmeet \nshort \nterm \nworking \ncapital \nrequirements, restocking and raw material \nprocurement, as well as to finance consumer \ndurables. \n \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nAnnual headline inflation declined for the \nfourth consecutive month, easing from \n2.20% in May 2013 to 1.86% in June 2013. \nThe decline was largely attributed to declines \nin both food and non food inflation. \nThe easing-off of food inflation pressures \nwas largely attributed to improved local food \nsupply, arising from the ongoing harvesting \nseason. \nThe continued weakening of the rand against \nthe US dollar further dissipated inflationary \npressures, as the landed price of food imports \nfrom South Africa continues to fall. \nAnnual food and non-alcoholic beverages \ninflation declined, from 3.54% in May 2013 \nto 2.9% in June 2013. Similarly, nonfood \ninflation declined from 1.54% in May 2013 \nto 1.35% in June 2013. \n7 \nInflation Outlook \nIn the outlook period, inflation is expected to \nremain stable, largely dependent on the \nmovement \nof \ninternational \noil \nprices, \nUS$/rand exchange rate developments, as \nwell as the level of aggregate demand in the \ndomestic economy. \n \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through \nthe RTGS system in June 2013 decreased by \n9.48% to US$3.54 billion, from US$3.92 \nbillion in May 2013. On the other hand, the \nvolume of transactions registered a decline of \n14%, from 215 199 to 185 802 during the \nsame period. \n \nCard Systems \n \n \nThe total value of card based transactions \nfell by 10.28%, from US$332.60 million in \nMay to US$298.40 million in June 2013. \nMobile and Internet Based Transactions \n \nThe value of mobile and internet based \ntransactions also declined by 26.73%, from \nMonth-on-Month Inflation \n \nMonth-on-month \ninflation \ngained \n0.08 \npercentage points to -0.13% in June, from \n-0.21% in May 2013. \nMonthly food prices declined by 0.33% in \nJune 2013, compared to a decline of 0.28% \nin May 2013. This was underpinned by \ndeclines in prices of vegetables, 0.08%; milk, \ncheese and eggs, 0.02%; and fruits, 0.01%. \nMonthly nonfood prices also fell by 0.03% in \nJune, compared to a decline of 0.17% in May \n2013. \n8 \nUS$364 million in May to US$266.70 \nmillion in June 2013. \nCheques \n \nIn \nvalue \nterms, \ncheque \ntransactions \ndecreased by 26.73%, from US$15.40 \nmillion in May 2013 to US$5.90 million in \nJune 2013. \n \n \n \n \n \n \n \nReserve Bank of Zimbabwe \nJuly 2013 \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n35 \n \n10 \n11 \nTABLE 1.1 : MONETARY AGGREGATES \n US$ Thousands \n \n2012 \n2013 \n \nJune \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \nFebruary \nMarch \nApril \nMay \nJune \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nRBZ Demand Deposits \n79.7 \n80.1 \n80.9 \n82.1 \n80.7 \n79.6 \n80.8 \n78.6 \n78.3 \n77.3 \n 78.6 \n74.5 \n73.0 \nComm. Banks Dem. Deposits \n1,815,912.3 \n1,875,149.3 \n1,826,752.4 \n1,869,138.7 \n1,894,495.7 \n1,804,260.4 \n1,981,218.7 \n1,924,517.4 \n1,875,465.4 \n1,860,664.0 \n1,979,220.0 \n 1,932,968.10 \n 1,874,568.00 \nMerchant Banks Dem. Deposits \n136,052.5 \n110,779.0 \n106,955.1 \n102,471.0 \n112,805.6 \n105,260.2 \n108,094.7 \n106,935.2 \n102,797.7 \n104,281.4 \n107,324.1 \n \n112,173.40 \n 114,560.50 \nM1 \n1,952,044.5 \n1,986,008.4 \n1,933,788.4 \n1,971,691.8 \n2,017,382.0 \n1,909,600.2 \n2,089,394.2 \n2,031,531.2 \n1,978,341.4 \n1,965,022.7 \n2,086,622.6 \n2,045,215.9 \n 1,989,201.50 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks Savings Deposits \n160,170.3 \n162,953.0 \n171,279.3 \n189,287.9 \n182,029.0 \n288,914.0 \n253,471.9 \n193,007.6 \n192,683.5 \n201,459.2 \n194,873.4 \n \n221,622.3 \n 229,386.70 \nBuilding Soc. Savings Deposits \n171,972.6 \n168,562.6 \n171,825.0 \n176,983.1 \n164,699.0 \n163,276.1 \n180,152.6 \n159,093.7 \n168,605.4 \n168,484.1 \n170,975.7 \n \n192,634.8 \n 189,753.80 \nP O S B Savings Deposits \n50,001.8 \n51,631.2 \n51,322.2 \n51,747.0 \n50,457.0 \n55,822.7 \n54,893.7 \n55,832.5 \n56,274.2 \n57,860.7 \n55,236.9 \n \n56,544.5 \n 60,117.80 \nComm. Banks U-30 Day Deposits \n706,497.8 \n668,743.8 \n716,241.3 \n648,981.9 \n781,995.1 \n593,873.6 \n613,008.0 \n632,215.7 \n708,500.6 \n734,849.5 \n786,076.0 \n \n637,041.1 \n 629,544.60 \nMerchant Banks U-30 Day Deposits \n91,241.5 \n36,431.8 \n39,907.3 \n60,358.5 \n35,887.6 \n69,265.1 \n67,930.5 \n91,671.2 \n65,975.9 \n62,324.3 \n64,604.1 \n \n67,104.2 \n 56,223.10 \nBuilding Soc. U- 30 Day Deposits \n70,088.7 \n53,684.5 \n59,216.0 \n70,300.4 \n98,536.7 \n73,514.3 \n65,572.4 \n60,885.9 \n77,091.9 \n82,098.1 \n81,944.39 \n \n122,672.1 \n 119,217.40 \nM2 \n3,202,017.2 \n3,128,015.2 \n3,143,579.4 \n3,169,350.6 \n3,320,987.1 \n3,154,266.0 \n3,324,423.3 \n3,224,237.8 \n3,247,472.9 \n3,272,098.6 \n3,440,333.1 \n3,342,834.9 \n 3,273,444.80 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks O-30 Day Deposits \n228,931.5 \n327,819.8 \n192,982.4 \n311,167.7 \n235,566.9 \n424,351.9 \n314,380.7 \n351,356.6 \n297,613.9 \n249,558.5 \n223,799.1 \n \n387,930.6 \n 268,082.10 \nMerchant Banks O-30 Day Deposits \n31,257.6 \n65,758.0 \n64,463.7 \n56,445.3 \n60,561...8 \n46,439.3 \n44,191.4 \n21,339.0 \n55,714.0 \n52,841.7 \n56,349.4 \n \n54,361.5 \n 52,329.50 \nBuilding Soc. O- 30 Day Deposits \n109,663.7 \n156,055.2 \n170,113.2 \n172,761.3 \n165,382.5 \n179,493.1 \n184,561.2 \n192,823.3 \n194,226.7 \n203,912.9 \n226,550.8 \n \n212,044.5 \n 222,591.80 \nBuilding Soc. Class C Deposits \n0.0 \n0.0 \n0.0 \n \n \n \n \n \n \n0.0 \n0.0 \n0.0 \n \nBuilding Soc. Other Share Deposits \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n11,266.6 \n11,266.6 \n \n11,266.5 \n 11,266.60 \nP O S B Time Deposits \n8,259.1 \n9,770.5 \n8,018.0 \n8,316.8 \n11,324.0 \n9,964.9 \n8,973.9 \n8,497.2 \n8,447.9 \n8,845.8 \n8,443.5 \n \n9,703.5 \n 10,492.40 \nM3 \n3,590,270.7 \n3,697,560.4 \n3,589,298.3 \n3,728,183.4 \n3,813,963.8 \n3,824,656.8 \n3,886,672.1 \n3,808,395.5 \n3,813,616.9 \n3,798,524.1 \n3,966,742.5 \n \n4,018,141.5 \n 3,838,207.30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \nTABLE 1.2 : BROAD MONEY SURVEY \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \nMAY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-375,252.50 \n-366,349.80 \n-459,138.70 \n-447,672.70 \n-417,840.40 \n-340,899.70 \n-435,528.80 \n-485,643.40 \n-478,669.10 \n-627,094.50 \n-477,210.6 \n-488,616.3 \n \n Assets \n1,008,028.90 \n1,010,995.60 \n918,272.00 \n952,305.80 \n964,367.00 \n1,063,411.00 \n1,089,808.50 \n994,812.70 \n988,575.61 \n867,399.60 \n983,189.5 \n1,065,690.2 \n \n Reserve Bank (RBZ) \n439,248.40 \n443,530.60 \n392,913.30 \n431,019.90 \n402,814.90 \n385,911.70 \n447,988.80 \n454,346.10 \n421,879.25 \n367,092.80 \n412,155.0 \n471,664.8 \n \n Deposit Money Banks (DMBs) \n547,519.30 \n543,103.30 \n497,720.10 \n490,916.00 \n527,291.20 \n635,377.30 \n599,274.60 \n507,151.40 \n529,296.47 \n469,834.90 \n537,446.4 \n547,557.0 \n \n Other Banking Institutions \n(OBIs) \\1 \n21,261.20 \n24,361.70 \n27,638.60 \n30,369.90 \n34,260.90 \n42,122.10 \n42,545.10 \n33,315.20 \n37,399.89 \n30,471.90 \n33,588.1 \n46,468.4 \n \n Liabilities \\2 \n-1,383,281.50 \n-1,377,345.40 \n-1,377,410.80 \n-1,399,978.50 \n-1,382,207.30 \n-1,404,310.70 \n-1,525,337.30 \n-1,480,456.00 \n-1,467,244.71 \n-1,494,494.10 \n-1,460,400.2 \n-1,554,306.5 \n \n RBZ \n1,145,150.60 \n1,142,322.10 \n1,144,176.70 \n1,149,650.90 \n1,147,233.00 \n1,147,319.70 \n1,149,161.20 \n1,149,023.60 \n1,141,623.47 \n1,135,073.40 \n1,140,521.7 \n1,134,105.5 \n \n DMBs \n216,314.50 \n217,204.30 \n216,220.20 \n233,273.50 \n211,042.10 \n233,317.40 \n352,118.40 \n311,214.10 \n303,476.08 \n337,091.10 \n293,394.4 \n393,575.8 \n \n OBIs \n21,816.30 \n17,818.90 \n17,013.80 \n17,054.10 \n23,932.20 \n23,673.70 \n24,057.80 \n20,218.40 \n22,145.17 \n22,329.60 \n26,484.0 \n26,625.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \n3,965,523.20 \n4,063,910.10 \n4,048,437.10 \n4,175,856.10 \n4,231,804.20 \n4,165,556.50 \n4,322,201.00 \n4,294,038.70 \n4,292,286.03 \n4,425,618.60 \n4,443,953.2 \n4,506,758.0 \n \nDOMESTIC CREDIT \n3,227,332.40 \n3,362,641.70 \n3,396,416.20 \n3,469,968.40 \n3,502,649.80 \n3,620,952.20 \n3,788,468.50 \n3,777,967.90 \n3,781,756.54 \n3,845,110.10 \n3,808,385.3 \n3,871,013.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n82,193.20 \n79,337.50 \n73,155.70 \n73,214.80 \n80,219.70 \n80,710.40 \n176,058.40 \n166,842.30 \n153,163.97 \n170,638.10 \n180,007.9 \n212,221.9 \n \n RBZ \n-2,106.20 \n-1,522.60 \n-1,502.40 \n-1,514.60 \n-11,344.70 \n-11,034.80 \n-11,097.80 \n-1,225.80 \n-1,192.38 \n-1,179.60 \n-1,180.8 \n-1,179.7 \n \n DMBs \n84,095.80 \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,122.73 \n151,543.00 \n160,538.4 \n192,880.2 \n \n OBIs \n203.6 \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.63 \n20,274.70 \n20,650.2 \n20,521.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Public Enterprises \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n58,973.6 \n63,604.9 \n \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n \n DMBs \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n58,973.6 \n63,604.9 \n \n Agri-PEs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n \n \n Other \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n3,620,380.60 \n58,973.6 \n63,604.9 \n \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Private Sector \n3,095,827.90 \n3,233,688.50 \n3,273,970.70 \n3,350,693.00 \n3,372,788.70 \n3,488,777.20 \n3,560,693.20 \n3,558,864.50 \n3,574,884.08 \n3,620,380.60 \n3,569,403.8 \n3,595,186.2 \n \n RBZ \n43,759.20 \n38,792.30 \n41,323.60 \n42,548.20 \n42,122.00 \n41,521.50 \n40,636.30 \n41,014.10 \n41,015.10 \n41,041.10 \n41,014.1 \n40,128.8 \n \n DMBs \n2,663,738.30 \n2,797,404.90 \n2,823,945.60 \n2,897,885.30 \n2,890,646.50 \n2,996,259.40 \n3,065,153.80 \n3,057,321.20 \n3,065,133.69 \n3,111,948.80 \n3,058,690.9 \n3,063,681.6 \n \n OBIs \n388,330.30 \n397,491.40 \n408,701.50 \n410,259.50 \n440,020.20 \n450,996.30 \n454,903.20 \n460,529.20 \n468,735.29 \n467,417.70 \n469,698.7 \n491,375.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n738,190.80 \n701,268.40 \n652,020.90 \n705,887.60 \n729,154.40 \n544,604.30 \n533,732.40 \n516,070.80 \n510,529.50 \n580,508.50 \n635,567.9 \n635,745.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n3,590,270.70 \n3,697,560.40 \n3,589,298.30 \n3,728,183.40 \n3,813,963.80 \n3,824,656.80 \n3,886,672.10 \n3,808,395.40 \n3,813,616.93 \n3,798,524.10 \n3,966,742.5 \n4,018,141.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJUNE \n \n-770,401.9 \n994,502.1 \n461,797.0 \n488,238.1 \n44,467.0 \n-1,764,904.0 \n1,138,062.0 \n600,126.4 \n26,715.6 \n \n4,608,609.2 \n3,936,046.1 \n \n206,189.6 \n-1,828.4 \n187,784.4 \n20,233.6 \n \n63,628.7 \n0.0 \n63,628.7 \n0.0 \n63,628.7 \n0.0 \n \n3,666,227.8 \n40,128.8 \n3,125,352.0 \n500,747.0 \n \n672,563.1 \n \n3,838,207.3 \n \n \n13 \nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3) \n US$ Thousands \n1. Finance houses, building societies and P. O. S. B. \n2. Sign reversal. \n3. Net Domestic Assets consist of domestic credit and other items net. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-3,155.70 \n8,902.80 \n-92,789.00 \n11,466.10 \n29,832.30 \n76,940.70 \n-94,629.10 \n-50,114.50 \n6,974.25 \n-148,425.4 \n149,883.9 \n-11,405.7 \n-281,785.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Assets \n-6,917.10 \n2,966.70 \n-92,723.60 \n34,033.80 \n12,061.10 \n99,044.00 \n26,397.50 \n-94,995.80 \n-6,237.07 \n-121,176.0 \n115,789.9 \n82,500.7 \n-71,188.1 \n Reserve Bank (RBZ) \n-17,146.10 \n4,282.20 \n-50,617.30 \n38,106.70 \n-28,205.00 \n-16,903.20 \n62,077.10 \n6,357.30 \n-32,466.80 \n-54,786.5 \n45,062.2 \n59,509.8 \n-9,867.8 \n Deposit Money Banks (DMBs) \n15,963.80 \n-4,416.00 \n-45,383.20 \n-6,804.10 \n36,375.10 \n108,086.10 \n-36,102.60 \n-92,123.20 \n22,145.09 \n-59,461.6 \n67,611.5 \n10,110.6 \n-59,318.9 \n Other Banking Institutions (OBIs) \\1 \n-5,734.70 \n3,100.50 \n3,276.90 \n2,731.30 \n3,891.00 \n7,861.20 \n423 \n-9,229.80 \n4,084.65 \n-6,928.0 \n3,116.2 \n12,880.3 \n-2,001.4 \n Liabilities \\2 \n3,761.40 \n5,936.10 \n-65.4 \n-22,567.70 \n17,771.10 \n-22,103.40 \n-121,026.60 \n44,881.30 \n13,211.32 \n-27,249.4 \n34,093.9 \n-93,906.3 \n-210,597.5 \n RBZ \n739.3 \n-2,828.50 \n1,854.60 \n5,474.20 \n-2,417.90 \n86.7 \n1,841.50 \n-137.6 \n-7,400.09 \n-6,550.1 \n5,448.4 \n-6,416.2 \n3,956.5 \n DMBs \n-4,632.70 \n889.8 \n-984.1 \n17,053.30 \n-22,231.40 \n22,275.20 \n118,801.00 \n-40,904.20 \n-7,738.03 \n33,615.1 \n-43,696.7 \n100,181.4 \n206,550.6 \n OBIs \n131.9 \n-3,997.50 \n-805.1 \n40.3 \n6,878.20 \n-258.6 \n384.1 \n-3,839.40 \n1,926.80 \n184.4 \n4,154.5 \n141.2 \n90.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \\3 \n13,240.90 \n98,386.90 \n-15,473.10 \n127,419.00 \n55,948.10 \n-66,247.70 \n156,644.50 \n-28,162.20 \n-1,752.72 \n133,332.6 \n18,334.6 \n62,804.8 \n101,851.2 \nDOMESTIC CREDIT \n87,375.20 \n135,309.30 \n33,774.50 \n73,552.20 \n32,681.40 \n118,302.40 \n167,516.40 \n-10,500.60 \n3,788.59 \n63,353.6 \n-36,724.9 \n62,627.7 \n65,033.1 \n Claims on Government (net) \n3,657.00 \n-2,855.70 \n-6,181.90 \n59.1 \n7,004.90 \n490.8 \n95,348.00 \n-9,216.10 \n-13,678.34 \n17,474.1 \n9,369.8 \n32,214.0 \n-6,032.3 \n RBZ \n-373.2 \n583.5 \n20.3 \n-12.2 \n-9,830.10 \n309.9 \n-63 \n9,872.00 \n33.43 \n12.8 \n-1.2 \n1.1 \n-648.7 \n DMBs \n4,050.40 \n-3,235.60 \n-6,202.10 \n71.3 \n15,601.40 \n180.9 \n95,410.90 \n-18,088.00 \n-13,711.77 \n-2,579.8 \n8,995.5 \n32,341.8 \n-5,095.8 \n OBIs \n-20.2 \n-203.6 \n0 \n0 \n1,233.60 \n0 \n0 \n-1,000.00 \n0.0 \n20,041.1 \n375.5 \n-128.8 \n-287.8 \n Claims on Public Enterpris \n17,518.80 \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n1,823.10 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n23.8 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n17,518.80 \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n18231 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n23.8 \n Agri-PEs \n0 \n0 \n-4,771.80 \n-4,772.80 \n-4,773.80 \n-4,774.80 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n-5,259.3 \n Other \n17,518.80 \n304.3 \n4,446.00 \n1,543.70 \n8,354.50 \n6,597.90 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n5,283.1 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n66,199.40 \n137,860.60 \n40,282.20 \n76,722.30 \n22,095.70 \n115,988.50 \n71,916.00 \n-1,828.70 \n16,019.59 \n45,496.5 \n-50,976.8 \n25,782.4 \n71,041.6 \n RBZ \n-3,417.50 \n-4,967.00 \n2,531.30 \n1,224.60 \n-426.2 \n-600.5 \n-885.3 \n377.8 \n1.0 \n-1.0 \n0.0 \n-885.3 \n0.0 \n DMBs \n41,573.10 \n133,666.60 \n26,540.70 \n73,939.70 \n-7,238.70 \n105,612.90 \n68,894.30 \n-7,832.60 \n7,812.52 \n46,815.1 \n-53,257.8 \n4,990.7 \n61,670.4 \n OBIs \n28,043.80 \n9,161.00 \n11,210.10 \n1,558.00 \n29,760.70 \n10,976.10 \n3,906.90 \n5,626.00 \n8,206.07 \n-1,317.5 \n2,281.0 \n21,677.1 \n9,371.2 \nOTHER ITEMS (NET) \n-74,134.30 \n-36,922.40 \n-49,247.60 \n53,866.80 \n23,266.70 \n-184,550.10 \n-10,871.90 \n-17,661.60 \n-5,541.30 \n69,979.0 \n55,059.4 \n177.1 \n36,818.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n10,085.30 \n107,289.70 \n-108,262.00 \n138,885.10 \n85,780.40 \n10,692.90 \n62,015.40 \n-78,276.70 \n5,221.54 \n-15,092.8 \n168,218.4 \n51,399.0 \n-179,934.2 \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n0.30% \n3.00% \n-2.90% \n3.90% \n2.30% \n0.30% \n1.60% \n-2.00% \n0.14% \n-0.4% \n4.4% \n1.3% \n-4.5% \n Domestic Credit \n2.80% \n4.20% \n1.00% \n2.20% \n0.90% \n3.40% \n4.60% \n-0.30% \n0.10% \n1.7% \n-1.0% \n1.6% \n1.7% \n Claims on Private Sector \n2.20% \n4.50% \n1.20% \n2.30% \n0.70% \n3.40% \n2.10% \n-0.10% \n0.45% \n1.3% \n-1.4% \n0.7% \n2.0% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-103,677.30 \n-202,674.90 \n-89,936.30 \n-190,761.00 \n-131,411.50 \n-100,210.80 \n-19,830.80 \n-139,041.90 \n-211,017.80 \n-408,762.52 \n-268,481.4 \n-146,235.3 \n Assets \n4,008.90 \n-129,754.20 \n-42,038.00 \n-142,367.40 \n-71,725.60 \n-81,928.20 \n36,818.40 \n33,821.10 \n-99,644.30 \n-321,764.74 \n-149,564.2 \n-66,182.3 \n Reserve Bank (RBZ) \n20,800.00 \n-95,804.20 \n-5,809.40 \n-77,953.30 \n-5,234.10 \n-34,371.40 \n-34,330.10 \n33,849.90 \n23,562.10 \n-129,087.95 \n-120,111.9 \n-97,956.8 \n Deposit Money Banks (DMBs) \n-41,001.10 \n-41,235.80 \n10,917.80 \n-76,767.00 \n-84,133.70 \n-68,113.20 \n53,083.10 \n-22,552.60 \n-134,496.90 \n-207,670.13 \n-38,404.5 \n23,160.4 \n Other Banking Institutions (OBIs) \n\\1 \n24,210.00 \n7,285.80 \n10,917.80 \n12,352.80 \n17,642.10 \n20,556.40 \n18,065.40 \n22,523.80 \n11,290.50 \n14,993.34 \n8,952.2 \n8,614.1 \n Liabilities \\2 \n-107,686.20 \n-72,920.70 \n-47,898.30 \n-48,393.50 \n-59,685.90 \n-18,282.60 \n-56,649.10 \n-172,863.00 \n-111,373.40 \n-86,997.79 \n-118,917.3 \n-80,053.1 \n RBZ \n-22,208.00 \n-23,594.10 \n-28,246.40 \n-27,498.90 \n-21,730.40 \n-33,783.90 \n-20,811.30 \n-2,908.60 \n-9,155.50 \n-20,012.20 \n-23,389.5 \n-17,346.3 \n DMBs \n108,209.80 \n74,698.50 \n78,373.30 \n79,089.80 \n89,568.80 \n53,504.60 \n79,315.30 \n177,406.00 \n121,978.00 \n105,662.89 \n140,952.3 \n92,713.4 \n OBIs \n21,684.40 \n21,816.30 \n-2,228.60 \n-3,197.30 \n-8,152.60 \n-1,438.00 \n-1,854.90 \n-1,634.40 \n-1,449.10 \n1,347.09 \n1,354.5 \n4,686.0 \nNET DOMESTIC ASSETS \\3 \n950,213.50 \n893,222.20 \n880,494.10 \n827,621.50 \n830,303.80 \n860,964.80 \n755,911.50 \n925,312.70 \n874,388.80 \n844,811.73 \n628,387.0 \n659,222.6 \nDOMESTIC CREDIT \n892,017.10 \n842,025.30 \n864,860.40 \n822,357.30 \n802,510.00 \n795,755.70 \n873,159.50 \n990,341.70 \n986,989.40 \n963,317.91 \n842,942.1 \n786,202.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n80,446.20 \n84,027.80 \n81,808.40 \n75,191.50 \n74,845.90 \n82,122.60 \n82,338.10 \n177,893.20 \n168,720.90 \n154,919.99 \n81,055.3 \n91,424.1 \n DMBs \n80,045.40 \n84,095.80 \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,123.73 \n60,198.4 \n70,439.5 \n OBIs \n223.8 \n203.6 \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.625 \n20,274.7 \n20,446.7 \n Claims on Public Enterprises \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n24,274.7 \n27,528.6 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n DMBs \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n24,122.0 \n27,528.6 \n Agri-PEs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n-1.0 \n0.0 \n Other \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,793.40 \n7,557.90 \n9,665.95 \n24,123.0 \n27,528.6 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n Claims on Private Sector \n809,247.00 \n748,477.10 \n777,751.70 \n739,886.00 \n730,843.70 \n713,583.30 \n781,394.30 \n805,656.00 \n810,710.60 \n798,732.97 \n737,764.8 \n667,250.2 \n RBZ \n10,864.80 \n3,313.70 \n665 \n1,765.10 \n-9,455.10 \n-9,387.20 \n-3,975.50 \n-3,903.10 \n-5,788.80 \n-7,388.11 \n-6,693.9 \n-3,088.9 \n DMBs \n654,211.80 \n584,559.50 \n616,003.90 \n597,497.20 \n617,287.40 \n574,157.10 \n654,515.10 \n687,696.60 \n691,818.10 \n687,296.33 \n627,797.4 \n545,532.3 \n OBIs \n144,170.40 \n160,603.90 \n161,082.90 \n140,623.70 \n123,011.40 \n148,813.50 \n130,854.70 \n121,862.50 \n124,681.30 \n118,824.75 \n116,661.3 \n124,806.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n58,196.40 \n51,196.90 \n15,633.70 \n5,264.20 \n27,793.80 \n65,209.10 \n-117,248.00 \n-65,029.00 \n-112,600.70 \n-118,506.18 \n-214,555.1 \n-126,980.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n846,536.20 \n690,547.40 \n790,557.90 \n636,860.50 \n698,892.30 \n760,753.90 \n736,080.70 \n786,270.80 \n663,371.00 \n436,049.20 \n359,905.6 \n512,987.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n31.00% \n23.80% \n27.20% \n21.60% \n23.10% \n24.90% \n23.80% \n25.40% \n21.10% \n12.91% \n10.5% \n14.9% \n Domestic Credit \n39.70% \n35.30% \n34.60% \n31.90% \n30.10% \n29.40% \n31.80% \n35.40% \n35.40% \n34.18% \n28.1% \n26.0% \n Claims on Private Sector \n36.40% \n31.90% \n31.70% \n29.20% \n27.90% \n26.80% \n28.90% \n29.20% \n29.50% \n28.77% \n25.6% \n23.0% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMAY \n \n \n-116,519.4 \n50,744.2 \n15,270.3 \n16,001.4 \n19,472.4 \n-167,263.6 \n-10,305.8 \n172,628.6 \n4,940.8 \n554,475.7 \n731,055.8 \n \n133,685.7 \n112,834.8 \n20,297.6 \n31,812.4 \n0.0 \n31,812.4 \n0.0 \n31,812.4 \n0.0 \n565,557.7 \n-7,047.9 \n441,516.4 \n131,089.3 \n \n-176,580.1 \n \n437,956.1 \n \n \n12.2% \n23.3% \n18.7% \n \n \n \n \n \nJUNE \n \n \n-395,149.4 \n-13,526.8 \n22,548.6 \n-59,281.2 \n23,205.8 \n-381,622.6 \n-7,088.6 \n383,811.9 \n4,899.3 \n643,086.0 \n708,713.7 \n \n123,996.4 \n103,688.6 \n20,030.1 \n14,317.4 \n0.0 \n14,317.4 \n-1.0 \n14,318.4 \n0.0 \n570,399.9 \n-3,630.4 \n461,613.7 \n112,416.6 \n \n-65,627.7 \n \n247,936.6 \n \n \n6.9% \n22.0% \n18.4% \n \n \nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3) \n \n \n \n \n$ Thousands \n \n \n \n \n14 \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n363,990.9 \n39,589.6 \n27,332.8 \n322,510.1 \n8,749.9 \n74,636.2 \n336,196.7 \n77,655.7 \n198,437.3 \n52,515.7 \n171,956.3 \n1,013.2 \n1,674,584.5 \nFEBRUARY \n352,190.20 \n36,718.69 \n26,551.03 \n284,567.87 \n9,291.08 \n85,886.99 \n336,261.49 \n88,738.25 \n202,845.20 \n53,191.93 \n172,424.01 \n1,567.65 \n1,650,234.17 \nMARCH \n354,440.8 \n37,811.0 \n31,484.9 \n328,381.1 \n8,193.5 \n92,178.6 \n324,375.5 \n108,000.1 \n205,453.7 \n32,088.9 \n174,479.6 \n1,583.8 \n1,698,471.4 \nAPRIL \n341,893.5 \n30,462.0 \n33,633.8 \n358,038.0 \n5,558.5 \n78,498.4 \n334,699.5 \n110,765.7 \n220,956.5 \n26,181.8 \n179,845.8 \n1,355.3 \n1,721,888.8 \nMAY \n375,541.0 \n30,286.7 \n31,158.4 \n350,097.9 \n7,623.4 \n97,695.7 \n327,187.7 \n113,796.7 \n207,041.1 \n28,432.9 \n202,146.6 \n1,738.3 \n1,772,746.5 \nJUNE \n402,314.1 \n30,399.7 \n37,466.6 \n356,842.2 \n7,580.8 \n28,025.9 \n337,059.2 \n130,973.8 \n201,898.0 \n40,295.4 \n219,606.7 \n1,649.8 \n1,794,112.2 \nJULY \n416,536.2 \n26,795.9 \n36,424.2 \n369,410.8 \n8,174.0 \n26,119.1 \n348,484.2 \n136,934.2 \n203,314.6 \n36,869.5 \n249,542.8 \n3,382.6 \n1,861,988.0 \nAUGUST \n422,545.8 \n30,950.3 \n43,395.1 \n390,558.4 \n8,333.0 \n29,323.9 \n348,252.0 \n146,338.5 \n173,945.4 \n55,950.3 \n254,919.8 \n3,523.5 \n1,907,991.4 \nSEPTEMBER \n431,501.7 \n36,637.9 \n38,487.8 \n384,840.8 \n6,828.2 \n37,420.1 \n396,813.5 \n145,657.9 \n219,452.1 \n29,378.2 \n254,248.3 \n5,036.1 \n1,986,302.5 \nOCTOBER \n444,653.7 \n33,583.2 \n34,764.4 \n411,489.2 \n9,551.4 \n29,439.4 \n401,206.1 \n144,223.4 \n230,809.2 \n35,103.6 \n271,795.8 \n6,715.9 \n2,053,335.2 \nNOVEMBER \n444,527.3 \n33,548.0 \n37,207.3 \n428,008.3 \n10,704.6 \n32,236.2 \n417,838.2 \n142,715.0 \n228,088.4 \n36,568.0 \n267,282.0 \n8,055.2 \n2,087,778.7 \nDECEMBER \n444,341.0 \n32,622.8 \n37,353.2 \n428,782.2 \n8,513.2 \n31,513.9 \n414,044.9 \n148,927.9 \n233,864.4 \n33,116.1 \n288,628.5 \n9,370.9 \n2,111,078.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8 \n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \nJUNE \n489,730.1 \n37,474.3 \n38,198.7 \n425,521.3 \n7,310.7 \n53,815.0 \n454,368.5 \n110,349.9 \n295,432.3 \n51,453.6 \n385,769.7 \n11,033.4 \n2,360,457.5 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n43,485.3 \n10,392.5 \n61,081.2 \n19,067.3 \n19,238.3 \n57,209.2 \n43,704.5 \n106,196.8 \n36,968.1 \n84,346.1 \n4,839.5 \n486,528.7 \nMAY \n78,656.9 \n13,181.3 \n27,476.1 \n12,928.2 \n22,947.0 \n62,231.5 \n79,196.3 \n74,699.3 \n47,191.6 \n115,625.4 \n8,319.3 \n542,453.4 \nJUNE \n99,949.6 \n12,989.0 \n55,552.6 \n15,544.8 \n22,884.4 \n64,832.4 \n58,599.9 \n91,171.3 \n33,744.2 \n125,204.9 \n7,515.8 \n587,988.8 \nJULY \n57,212.2 \n15,008.9 \n28,053.9 \n25,999.1 \n48,343.1 \n66,151.0 \n76,442.2 \n92,251.0 \n46,904.3 \n111,009.8 \n4,461.3 \n571,836.8 \nAUGUST \n49,200.5 \n14,198.6 \n38,216.6 \n26,733.6 \n27,.22.2 \n54,208.9 \n65,862.8 \n65,893.7 \n44,173.3 \n114,603.8 \n7,371.6 \n507,485.6 \nSEPTEMBER \n57,953.8 \n14,365.5 \n37,230.9 \n27,211.1 \n27,365.5 \n54,699.3 \n67,007.8 \n69,196.8 \n43,515.1 \n119,899.9 \n7,225.4 \n525,670.8 \nOCTOBER \n62,501.8 \n15,369.1 \n50,322.8 \n13,991.3 \n43,176.3 \n76,085.7 \n 84,137.4 \n74,481.1 \n36,442.3 \n 159,860.1 \n7,139.6 \n 623,507.5 \nNOVEMBER \n79,498.6 \n17,399.0 \n51,214.2 \n37,028.4 \n41,525.2 \n68,737.1 \n65,831.1 \n81,757.5 \n41,273.6 \n165,811.3 \n8,614.2 \n658,690.2 \nDECEMBER \n69,626.60 \n17,100.57 \n61,871.18 \n35,218.31 \n38,605.14 \n76,364.84 \n79,801.05 \n85,485.21 \n45,026.61 \n166,500.19 \n8,482.65 \n684,082.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \nMAY \n67,425.0 \n17,232.4 \n66,358.3 \n21,534.7 \n59,449.7 \n72,998.8 \n89,738.5 \n84,961.5 \n15,028.8 \n189,089.0 \n18,888.7 \n702,705.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJUNE \n68,762.1 \n16,928.9 \n64,967.8 \n11,199.2 \n57,389.1 \n72,983.6 \n94,193.4 \n98,762.3 \n13,866.1 \n176,186.3 \n18,800.0 \n694,038.7 \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,494.8 \n1,897.5 \n0.0 \n479,6 \n31,053.3 \n31,756.6 \n20,082.4 \n0.0 \n1,516.1 \n3,623.5 \n105,903.9 \n FEBRUARY \n 16,359.6 \n483.9 \n0.0 \n734.6 \n32,663.4 \n15,907.7 \n5,112.6 \n0.0 \n301.8 \n0.0 \n71,563.6 \nMARCH \n15,328.4 \n4,816.6 \n0.0 \n734.6 \n33,053.5 \n22,330.2 \n3,206.4 \n0.0 \n301.8 \n0.0 \n75,436.7 \nAPRIL \n7,793.4 \n831.6 \n0.0 \n180.6 \n19,825.5 \n23,032.0 \n12,462.5 \n102.0 \n189.3 \n0.0 \n69,482.2 \nMAY \n0.0 \n0.0 \n0.0 \n2,055.8 \n14,431.9 \n15,786.1 \n17,666.6 \n589.7 \n2,850.8 \n836.1 \n54,217..1 \nJUNE \n1,031.1 \n1,011.3 \n0.0 \n1,875.2 \n13,904.0 \n21,823.7 \n16,562.2 \n0.0 \n189.3 \n836.1 \n57,233.0 \nJULY \n125.6 \n0.0 \n0.0 \n0.0 \n7,054.0 \n19,331.9 \n14,121.2 \n1,533.9 \n0.0 \n0.0 \n42,166.6 \nAUGUST \n0.0 \n913.3 \n0.0 \n0.0 \n13,898.0 \n13,694.7 \n18,347.2 \n0.0 \n0.0 \n0.0 \n46,853.3 \nSEPTEMBER \n0.0 \n11,242.5 \n0.0 \n0.0 \n12,193.0 \n15,228.3 \n3,969.9 \n0.0 \n0.0 \n0.0 \n42,633.7 \nOCTOBER \n0.0 \n1,135.0 \n0.0 \n0.0 \n2,134.9 \n28,261.6 \n204.0 \n0.0 \n0.0 \n0.0 \n31,735.5 \nNOVEMBER \n8,373.2 \n3,045.0 \n11,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n0.0 \n34,497.7 \nDECEMBER \n6,559.3 \n1,430.0 \n14,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n70.0 \n34,138.7 \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \nJUNE \n5,100.0 \n0.0 \n0.0 \n0.0 \n5,760.0 \n0.0 \n212.0 \n0.0 \n15,210.0 \n0.0 \n26,282.0 \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \nJUNE \n116,635.2 \n58,578.8 \n147,313.8 \n447,394.5 \n183,146.3 \n352,600.3 \n366,824.2 \n96,685.8 \n701,195.7 \n46,578.5 \n597,373.1 \n104,843.6 \n3,219,169.8 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \nJUNE \n4,255.3 \n6,236.6 \n10,753.7 \n1,131.2 \n156,052.6 \n105,613.0 \n18,935.8 \n59,790.7 \n184,390.9 \n3,652.3 \n107,354.6 \n30,017.1 \n688,183.8 \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS BUT EXCLUDING PENALTIES) \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4951 \n5175 \n6,101 \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4037 \n4095 \n4,315 \nBilateral Creditors \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2308 \n2325 \n2,481 \nMultilateral Creditors \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1729 \n1770 \n1,834 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nPublic Enterprises \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,139 \nBilateral Creditors \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n672 \nMultilateral Creditors \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n467 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nMonetary Authorities \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \nMultilateral Creditors - IMF \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n \n \n \n \n \n \n \n \n \n \n \n \nPrivate \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n647 \n \n \n \n \n \n \n \n \n \n \n \n \nShort-Term External Debt \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1198 \n1382 \n932 \nSupplier's Credits \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n34 \nReserve Bank \n \n \n \n \n \n \n \n \n642 \n642 \n642 \nPrivate \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n256 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTotal External Debt/1 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6289 \n6695 \n7,160 \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6133 \n7433 \n8,865 \nExternal Debt / GDP \n31.4% \n52.3% \n75.7% \n94.7% \n136.3% \n63.9% \n110.5% \n147.7% \n102.5% \n90.1% \n80.8% \n/1 Total external debt excludes penalties \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of Finance and \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \n \n \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \nMar \n8.00-30.00 \n16.04 \n12.53 \n14.00-35.00 \n18.17 \n13.26 \n \n \nApr \n8.00-30.00 \n15.00 \n13.06 \n13.00-25.00 \n18.37 \n16.36 \n \n \nMay \n6.00-30.00 \n14.98 \n11.86 \n15.00-30.00 \n15.78 \n14.47 \n \n \nJun \n6.00-35.00 \n13.81 \n11.58 \n15.00-30.00 \n17.86 \n14.05 \n \n \nJul \n6.00-35.00 \n14.32 \n10.88 \n15.00-30.00 \n17.92 \n13.93 \n \n \nAug \n6.00-35.00 \n15.65 \n10.74 \n15.00-30.00 \n17.94 \n13.95 \n \n \nSep \n6.00-35.00 \n13.25 \n11.14 \n15.00-30.00 \n17.98 \n13.92 \n \n \nOct \n6.00-35.00 \n13.35 \n11.03 \n13.00-30.00 \n17.98 \n13.95 \n \n \nNov \n6.00-35.00 \n15.25 \n10.88 \n13.00-25.00 \n17.91 \n14.42 \n \n \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n \n \n \n \n3. Lending rates exclude rates on staff loans. \nDec \n10.00-35.00 \n15.08 \n10.40 \n15.00-25.00 \n17.93 \n14.43 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \n \n \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \n \n \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \n \n \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \n \n \n \n \n \n \n \n \n \n \n \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n 2011 \n \n \n \nAPRIL \n0.35-6.00 \n0.15-17.00 \n10.00-17.00 \nMAY \n0.30-5.00 \n0.15-17.00 \n10.00-17.00 \nJUNE \n0.15-5.00 \n0.15-17.00 \n10.00-17.00 \nJULY \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nAUGUST \n0.15-5.00 \n0.10-17.00 \n11.00-17.00 \nSEPTEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nOCTOBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nNOVEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nDECEMBER \n0.15-5.00 \n0.10-18.00 \n10.00-17.00 \n \n \n \n \n20122 \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n-0.54 \n0.00 \n0.00 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n0.00 \n0.01 \n-0.52 \n-0.06 \n0.32 \n0.07 \nFEBRUARY \n 2.75 \n0.37 \n0.41 \n0.20 \n1.51 \n1.65 \n-0.17 \n-0.08 \n0.08 \n0.77 \n1.11 \n0.72 \n1.40 \n0.95 \nMARCH \n0.47 \n0.04 \n0.03 \n0.36 \n0.06 \n0.49 \n-0.20 \n0.13 \n0.00 \n-1.11 \n0.08 \n0.15 \n0.32 \n0.21 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n0.19 \n-0.10 \n1.68 \n0.00 \n0.27 \n0.00 \n-13.15 \n0.00 \n4.01 \n0.20 \n-0.30 \n0.11 \n-0.49 \n-0.03 \nMAY \n-0.01 \n0.17 \n0.02 \n-0.28 \n-0.08 \n-0.73 \n-0.06 \n-0.49 \n0.00 \n0.05 \n-0.30 \n-0.17 \n-0.28 \n-0.21 \nJUNE \n0.17 \n-0.03 \n-0.01 \n-0.02 \n-0.05 \n-0.14 \n-0.33 \n0.12 \n0.00 \n-0.15 \n0.06 \n-0.03 \n-0.33 \n-0.13 \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n3.83 \n-0.74 \n10.70 \n0.65 \n1.94 \n6.42 \n-0.36 \n1.92 \n12.96 \n1.92 \n1.32 \n1.91 \n3.72 \n2.51 \nFEBRUARY \n5.77 \n-0.74 \n7.11 \n0.64 \n3.23 \n8.31 \n-0.01 \n-0.19 \n13.05 \n 3.01 \n 1.95 \n2.91 \n4.67 \n2.98 \nMARCH \n6.24 \n-0.80 \n5.48 \n0.70 \n3.28 \n8.73 \n-0.05 \n-0.19 \n8.37 \n1.71 \n1.64 \n2.04 \n4.18 \n2.76 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n3.57 \n5.86 \n-0.40 \n4.40 \n0.90 \n3.77 \n7.70 \n-13.33 \n-1.28 \n12.54 \n1.63 \n1.21 \n1.94 \n2.53 \nMAY \n5.88 \n-0.38 \n3.95 \n0.66 \n3.60 \n6.85 \n-13.13 \n-0.83 \n12.56 \n1.44 \n1.04 \n1.54 \n3.54 \n2.20 \nJUNE \n5.40 \n-0.50 \n2.65 \n0.16 \n3.03 \n6.85 \n-13.40 \n-0.33 \n7.75 \n1.35 \n1.22 \n1.35 \n2.90 \n1.87 \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n7.82 \n7.32 \n76.20 \n1.32 \n1.60 \nFEBRUARY \n7.47 \n7.13 \n80.28 \n1.35 \n1.60 \nMARCH \n7.59 \n7.29 \n81.92 \n1.33 \n1.59 \nAPRIL \n7.82 \n7.41 \n80.78 \n1.32 \n1.61 \nMAY \n8.14 \n7.63 \n79.80 \n1.28 \n1.59 \nJUNE \n8.38 \n7.77 \n79.42 \n1.25 \n1.56 \nJULY \n8.18 \n7.74 \n78.23 \n1.23 \n1.57 \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \n \n \n \n \n \n \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n255.1 \n258.7 \n91.1 \n382.3 \n109.8 \n0.0 \n0.0 \n1,097.0 \n120.3 \n1,988.3 \n262.6 \n135.2 \n316.4 \n3,919.8 \nFeb \n242.8 \n335.2 \n90.0 \n489.4 \n121.3 \n0.0 \n0.0 \n1,278.7 \n102.7 \n1,978.3 \n265.7 \n138.9 \n329.6 \n4,093.8 \n Mar \n285.0 \n444.6 \n103.2 \n217.6 \n140.4 \n0.0 \n0.0 \n1,191.3 \n34.7 \n2,040.5 \n337.0 \n152.8 \n339.6 \n4,095.9 \n Apr \n306.5 \n459.1 \n128.5 \n197.4 \n217.0 \n0.0 \n0.0 \n1,308.5 \n32.8 \n2,068.4 \n348.9 \n180.2 \n342.0 \n4,280.7 \n May \n316.3 \n441.8 \n113.2 \n210.5 \n225.8 \n0.0 \n0.0 \n1,307.6 \n32.2 \n2,156.2 \n388.5 \n182.5 \n384.1 \n4,451.3 \nJun \n297.2 \n413.2 \n98.2 \n245.8 \n232.6 \n0.0 \n0.0 \n1,287.1 \n32.4 \n2,140.6 \n369.7 \n228.5 \n386.3 \n4,444.7 \n Jul \n329.9 \n403.3 \n108.9 \n211.0 \n205.1 \n0.0 \n0.0 \n1,258.2 \n25.0 \n2,359.7 \n370.0 \n242.7 \n393.3 \n4,648.8 \n Aug 331.2 \n363.1 \n97.7 \n165.3 \n211.6 \n0.0 \n0.0 \n1,168.8 \n24.9 \n2,404.0 \n385.9 \n221.3 \n390.1 \n4,594.9 \n Sep \n299.3 \n381.7 \n109.8 \n185.2 \n175.2 \n0.0 \n0.0 \n1,151.3 \n25.1 \n2,498.0 \n390.6 \n240.1 \n390.4 \n4,695.4 \nOct \n331.5 \n368.4 \n127.1 \n191.5 \n174.2 \n7.4 \n0.0 \n1,200.1 \n25.0 \n2,530.01 \n372.3 \n246.6 \n389.6 \n4,763.6 \nNov \n306.6 \n358.3 \n119.3 \n325.9 \n188.1 \n7.5 \n0.0 \n1306.0 \n25.5 \n2,591.9 \n348.3 \n234.4 \n394.1 \n4,900.0 \nDec \n375.9 \n374.7 \n131.1 \n219.7 \n190.8 \n8.2 \n0.0 \n1,300.4 \n27.7 \n2,631.6 \n375.3 \n255.7 \n389.0 \n4,980.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1,277.6 \n26.1 \n2,715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1,491.7 \n26.3 \n2,595.8 \n341.3 \n207.0 \n382.1 \n5,044.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1,830.5 \n740.1 \n170.2 \n2,740.8 \n143.6 \n0.0 \n47.3 \n426.6 \n262.6 \n298.9 \n3,919.8 \n2,740.8 \nFeb \n1,980.9 \n745.4 \n197.8 \n2,924.1 \n163.3 \n0.0 \n23.5 \n437.8 \n265.7 \n281.4 \n4,095.8 \n2,924.1 \n Mar \n1,944.7 \n699.6 \n322.7 \n2,967.0 \n149.2 \n0.0 \n25.4 \n437.5 \n337.0 \n262.4 \n4,178.6 \n2,967.0 \n Apr \n1,932,8 \n722.1 \n350.4 \n3,005.3 \n155.1 \n0.0 \n23.8 \n440.3 \n348.9 \n307.3 \n4,280.7 \n3,005.3 \n May \n1,886.1 \n802.5 \n462.2 \n3,150.9 \n175.3 \n0.0 \n23.2 \n483.6 \n388.5 \n229.7 \n4,451.3 \n3,150.9 \nJun \n1,889.3 \n899.4 \n391.7 \n3,180.4 \n170.9 \n0.0 \n21.5 \n503.9 \n369.7 \n198.2 \n4,444.7 \n3,180.4 \nJul \n1,957.8 \n873.6 \n500.6 \n3,331.9 \n172.8 \n0.0 \n22.7 \n539.0 \n370.0 \n212.4 \n4,648.8 \n3,331.9 \nAug \n1,919.2 \n930.2 \n374.3 \n3,223.6 \n172.2 \n0.0 \n22.1 \n562.5 \n385.9 \n228.5 \n4,594.9 \n3,223.6 \n Sep \n1,962.6 \n883.0 \n490.0 \n3,335.6 \n183.9 \n0.0 \n20.5 \n552.6 \n390.6 \n205.8 \n4,689.0 \n3,335.6 \n Oct \n1,997.7 \n1,011.7 \n413.6 \n3,422.9 \n168.1 \n0.0 \n20.5 \n562.9 \n372.3 \n216.7 \n4,763.6 \n3,422.9 \n Nov \n1,895.8 \n966.6 \n679.6 \n3,542.0 \n192.9 \n0.0 \n38.2 \n562.2 \n348.3 \n216.4 \n4,900.0 \n3,542.0 \n Dec \n2,090.5 \n922.3 \n507.5 \n3,520.4 \n212.5 \n0.0 \n30.8 \n618.5 \n375.3 \n222.5 \n4,980.0 \n3,520.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n1,046.3 \n379.5 \n3,500.3 \n 247.6 \n0.0 \n37.9 \n667.2 \n341.3 \n249.8 \n5,044.2 \n3,500.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n May \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \n Jun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJune \n3.6 \n6.6 \n23.9 \n1.0 \n9.9 \n0.0 \n44.9 \n0.0 \n277.8 \n49.6 \n84.2 \n22.7 \n479.3 \nJul \n1.4 \n2.2 \n25.2 \n0.9 \n8.2 \n0.0 \n37.9 \n0.0 \n237.5 \n37.5 \n75.7 \n14.8 \n403.5 \nAug \n0.8 \n0.6 \n31.8 \n0.4 \n5.5 \n0.0 \n39.2 \n0.0 \n223.3 \n36.7 \n59.5 \n22.7 \n381.4 \nSep \n0.9 \n3.7 \n27.8 \n5.5 \n3.1 \n0.0 \n40.9 \n0.0 \n228.0 \n36.8 \n56.1 \n22.1 \n383.9 \nOct \n2.8 \n0.4 \n28.4 \n1.6 \n3.3 \n0.4 \n36.9 \n0.0 \n208.9 \n37.1 \n53.5 \n22.4 \n358.7 \nNov \n1.7 \n0.5 \n30.2 \n1.2 \n3.3 \n0.4 \n37.3 \n0.0 \n235.9 \n37.1 \n53.6 \n22.4 \n386.3 \nDec \n2.2 \n1.0 \n26.1 \n1.4 \n3.3 \n0.4 \n34.4 \n0.0 \n239.2 \n37.2 \n69.1 \n22.3 \n402.3 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1.5 \n2.7 \n28.6 \n0.0 \n3.4 \n0.0 \n36.2 \n0.0 \n236.7 \n34.8 \n60.2 \n29.1 \n397.0 \nFeb \n4.7 \n1.5 \n18.4 \n0.0 \n4.5 \n0.0 \n26.9 \n0.0 \n245.7 \n34.8 \n63.9 \n28.9 \n398.2 \nMar \n2.5 \n1.1 \n7.3 \n-3.1 \n1.2 \n0.0 \n8.9 \n0.0 \n260.3 \n34.2 \n50.4 \n28.8 \n382.6 \nApr \n2.7 \n1.3 \n20.1 \n-1.9 \n1.2 \n0.0 \n23.4 \n0.0 \n254.9 \n34.2 \n51.7 \n27.7 \n392.0 \nMay \n2.4 \n4.1 \n18.6 \n-2.4 \n4.5 \n0.0 \n27.3 \n0.0 \n253.4 \n34.6 \n63.0 \n12.7 \n391.0 \nJun \n2.4 \n3.6 \n7.9 \n1.1 \n9.1 \n0.0 \n24.1 \n0.0 \n260.3 \n34.6 \n51.4 \n35.2 \n405.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n Apr \n89.9 \n117.5 \n42.8 \n250.3 \n44.8 \n0.0 \n0.0 \n55.6 \n56.3 \n69.4 \n476.2 \n250.3 \n May \n85.5 \n100.9 \n68.1 \n254.6 \n44.8 \n0.0 \n0.0 \n-48.7 \n54.9 \n168.7 \n474.3 \n254.6 \n Jun \n136.9 \n91.2 \n33.7 \n261.8 \n44.6 \n0.0 \n1.7 \n-22.4 \n49.6 \n144.0 \n479.3 \n261.8 \n Jul \n110.8 \n36.4 \n69.2 \n216.4 \n43.6 \n0.0 \n1.0 \n-33.1 \n37.5 \n138.1 \n403.5 \n216.4 \n Aug \n107.0 \n42.6 \n64.5 \n214.1 \n43.1 \n0.0 \n1.0 \n-96.8 \n36.7 \n183.3 \n381.4 \n214.1 \n Sep \n102.5 \n60.4 \n56.4 \n219.3 \n42.8 \n0.0 \n2.7 \n-47.9 \n36.8 \n130.2 \n383.9 \n219.3 \n Oct \n122.8 \n35.9 \n60.6 \n219.3 \n39.8 \n0.0 \n2.7 \n-51..1 \n37.1 \n110.9 \n358.7 \n219.3 \n Nov \n105.3 \n69.3 \n46.4 \n221.0 \n39.9 \n0.0 \n2.7 \n-69.7 \n37.1 \n155.2 \n386.3 \n221.0 \n Dec \n108.1 \n67.9 \n44.2 \n220.2 \n44.5 \n0.0 \n2.7 \n-60.9 \n37.2 \n158.5 \n402.3 \n220.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \n Feb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \n Mar \n104.3 \n62.3 \n52.8 \n219.5 \n45.8 \n0.0 \n1.2 \n-97.3 \n34.2 \n179.3 \n382.6 \n219.5 \n Apr \n107.3 64.6 \n56.3 \n228.3 \n 45.4 \n0.0 \n1.2 -98.1 \n34.2 \n 181.1 \n392.0 \n228.3 \n May \n112.2 \n67.1 \n54.4 \n233.6 \n46.7 \n0.0 \n1.2 \n-99.4 \n34.6 \n174.3 \n391.0 \n233.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jun \n114.6 \n56.2 \n52.3 \n223.1 \n46.7 \n0.0 \n1.2 \n-91.2 \n34.6 \n191.2 \n405.6 \n223.1 \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.1 \n80.8 \n0.0 \n0.0 \n100.9 \n207.2 \n80.6 \n17.6 \n112.2 \n518.5 \n Feb \n13.3 \n99.2 \n0.0 \n0.0 \n112.6 \n226.5 \n81.0 \n19.3 \n112.5 \n551.8 \n Mar \n15.8 \n109.0 \n0.0 \n0.0 \n124.7 \n221.5 \n83.1 \n19.7 \n112.7 \n561.6 \n Apr \n18.2 \n99.7 \n0.2 \n0.0 \n118.0 \n215.5 \n85.5 \n23.7 \n111.3 \n554.0 \n May \n19.6 \n93.7 \n0.2 \n0.0 \n113.4 \n219.7 \n93.3 \n24.5 \n113.0 \n564.0 \n Jun \n15.7 \n102.2 \n0.2 \n0.0 \n118.1 \n239.5 \n96.5 \n25.6 \n114.6 \n594.3 \n Jul \n19.6 \n108.6 \n0.0 \n0.0 \n128.2 \n242.3 \n101.3 \n26.2 \n116.2 \n614.3 \n Aug \n18.7 \n113.1 \n0.0 \n0.0 \n131.8 \n248.8 \n104.7 \n27.5 \n118.2 \n630.9 \n Sep \n18.6 \n131.9 \n0.0 \n0.0 \n150.5 \n248.8 \n105.6 \n29.2 \n118.9 \n653.0 \n Oct \n20.1 \n123.0 \n0.0 \n1.0 \n144.0 \n266.6 \n116.7 \n28.9 \n118.9 \n675.1 \n Nov \n22.5 \n125.0 \n0.0 \n1.0 \n148.6 \n277.2 \n117.8 \n33.4 \n117.4 \n694.3 \n Dec \n29.2 \n133.2 \n0.0 \n1.0 \n163.4 \n278.1 \n118.3 \n30.2 \n126.9 \n716.9 \n Feb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \n Mar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \n \n \n \n \n \n \n \n \n \n \n \n Apr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \n May \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \n Jun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n Jan \n72.6 \n70.1 \n142.8 \n105.8 \n34.6 \n283.1 \n142.8 \n Feb \n78.8 \n76.2 \n155.0 \n107.6 \n36.1 \n298.7 \n155.0 \n Mar \n87.0 \n83.0 \n170.1 \n108.6 \n11.8 \n318.7 \n170.1 \n Apr \n90.1 \n85.0 \n175.1 \n110.6 \n16.4 \n332.1 \n175.1 \n May \n95.5 \n102.5 \n197.9 \n112.7 \n21.6 \n364.9 \n197.9 \n Jun \n124.6 \n77.4 \n202.0 \n116.7 \n50.6 \n369.4 \n202.0 \n Jul \n146.7 \n68.1 \n214.8 \n119.0 \n70.0 \n403.9 \n214.8 \n Aug \n149.9 \n80.6 \n230.6 \n122.0 \n67.7 \n420.3 \n230.6 \n Sep \n149.4 \n93.2 \n242.6 \n123.1 \n77.5 \n443.3 \n242.6 \n Oct \n154.3 \n93.0 \n247.3 \n125.8 \n13.7 \n453.8 \n247.3 \n Nov \n158.3 \n123.9 \n282.4 \n129.0 \n89.2 \n500.6 \n282.4 \n Dec \n186.4 \n100.7 \n287.0 \n121.3 \n96.7 \n505.1 \n287.0 \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n \n \n \n \n \n \n \n \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nJan \n138.52 \n79.09 \n3,422.20 \nFeb \n146.03 \n95.39 \n3,696.60 \nMar \n136.76 \n85.01 \n3,458.10 \nApr \n129.55 \n97.15 \n3,303.40 \nMay \n132.03 \n83.73 \n3,351.20 \nJun \n131.96 \n75.70 \n3,341.46 \nJul \n132.92 \n112.12 \n3,445.93 \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n910.3 \n110.9 \n52.3 \n295.5 \n1,369.0 \nFebruary \n943.2 \n123.2 \n57.0 \n325.2 \n1,448.6 \nMarch \n1,022.3 \n178.3 \n56.0 \n334.3 \n1,590.9 \nApril \n1,072.5 \n160.3 \n54.2 \n331.5 \n1,618.5 \nMay \n1,264.8 \n169.0 \n55.4 \n335.5 \n1,824.7 \nJune \n1,291.1 \n124.9 \n58.3 \n369.7 \n1,844.0 \nJuly \n1,374.2 \n105.6 \n61.4 \n389.3 \n1,930.5 \nAugust \n1,304.5 \n107.1 \n59.3 \n401.2 \n1,872.1 \nSeptember \n1,373.0 \n116.8 \n60.1 \n420.0 \n1,969.9 \nOctober \n1,425.3 \n96.4 \n61.8 \n428.6 \n2,012.1 \nNovember \n1,646.2 \n115.7 \n67.2 \n426.3 \n2,255.4 \nDecember \n1,429.8 \n112.1 \n63.9 \n440.3 \n2,046.1 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,097.0 \n685.2 \n411.8 \n75.1 \n62.2 \n12.9 \nFebruary \n1,278.7 \n731.5 \n548.2 \n44.8 \n64.4 \n-19.6 \nMarch \n1,273.6 \n741.8 \n531.8 \n95.1 \n62.3 \n32.8 \nApril \n1,308.5 \n751.3 \n557.2 \n72.3 \n62.6 \n9.8 \nMay \n1,307.6 \n787.7 \n519.9 \n51.0 \n63.6 \n-12.6 \nJune \n1,287.5 \n795.1 \n492.4 \n44.9 \n65.4 \n-20.5 \nJuly \n1,258.2 \n833.0 \n425.2 \n37.9 \n54.1 \n-16.2 \nAug \n1,168.8 \n805.9 \n362.9 \n39.2 \n53.5 \n-14.4 \nSeptember \n1,151.3 \n833.9 \n317.4 \n40.9 \n54.8 \n-13.9 \nOctober \n1,200.1 \n855.7 \n344.4 \n36.9 \n54.8 \n-17.9 \nNovember \n1,306.0 \n885.5 \n420.5 \n37.3 \n55.2 \n-18.0 \nDecember \n1,300.4 \n880.1 \n420.3 \n34.4 \n55.1 \n-20.6 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n862.7 \n372.8 \n36.2 \n55.0 \n-18.8 \nFebruary \n1,244.9 \n854.5 \n390.4 \n26.9 \n56.1 \n-29.2 \nMarch \n1,277.6 \n846.8 \n430.8 \n8.9 \n54.9 \n-46.0 \nApril \n1,491.7 \n875.1 \n616.6 \n23.4 \n57.1 \n-33.6 \nMay \n1,480.8 \n864.7 \n616.1 \n27.3 \n58.4 \n-31.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from 1 August 2010, the prescribed liquid asset ratio was reviewed from 10% to 20% of liabilities to the public. \nJune \n1,425.8 \n808.1 \n617.7 \n24.1 \n55.8 \n-31.7 \n35 \nTABLE 13 : ZETSS, CHEQUES AND CARDS ACTIVITY. \nUS$ Millions \nMONTH \nZETSS VALUES \nCHEQUE VALUES \nCARD VALUES \nMOBILE & INTERNET \n \n \n \n \n \n2012 \n \n \n \n \nJan \n2,439.7 \n5.3 \n137.2 \n60.8 \nFeb \n2,920.1 \n6.1 \n137.1 \n77.2 \nMar \n3,242.8 \n6.8 \n156.4 \n104.1 \nApr \n2,948.5 \n5.5 \n160.5 \n68.6 \nMay \n3,237.4 \n5.0 \n189.6 \n82.0 \nJun \n3,407.3 \n6.5 \n177.7 \n93.5 \nJul \n3,321.0 \n6.7 \n169.1 \n135.6 \nAug \n3,417.3 \n6.1 \n218.4 \n98.3 \nSep \n3,043.2 \n5.6 \n235.5 \n149.2 \nOct \n3,630.7 \n6.6 \n232.9 \n196.9 \nNov \n3,526.0 \n5.9 \n240.8 \n197.3 \nDec \n3,584.7 \n5.0 \n308.9 \n220.3 \nAnnual Total \n38,718.7 \n71.1 \n2,364.1 \n1,483.8 \nFeb \n2,968.0 \n5.5 \n260.5 \n199.3 \n \n \n \n \n \n2013 \n \n \n \n \nJan \n3,563.8 \n5.2 \n254.4 \n205.2 \nMar \n3,340.0 \n15.2 \n312.4 \n220.6 \n \n \n \n \n \nApr \n3,535.6 \n16.6 \n328.2 \n283.6 \nMay \n3,915.3 \n15.4 \n332.6 \n364.0 \nJune \n3,544.3 \n5.9 \n298.4 \n266.7", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/June2013.pdf"}
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+{"doc_id": "09bac2f9101a68b56123c3404b00bb1f", "text": "MPC Statement January 17th, 2019 \nPage 1 \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n17 January 2019 \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nSince November 2018, international developments have been the major contributor to \nan improved inflation outlook. Significant declines in international oil prices and a less \ndepreciated exchange rate have been key drivers of this improved outlook. Domestic \npetrol prices decreased by a cumulative R3.07 per litre (for 95 unleaded in Gauteng) \nin December and January. Lower food price inflation also contributed to lower \nconsumer price inflation. The economy’s recovery from the technical recession in the \nfirst half of 2018 is welcomed, but it remains modest, with growth constrained by \nsubdued demand as a result of weaker levels of consumer and business confidence. \nThe year-on-year inflation rate as measured by the consumer price index (CPI) for all \nurban areas was 5.2% in November (up from 5.1% in October). Goods price inflation \nwas 5.3% (up from 5.1% in October), while services price inflation was unchanged at \n5.1%. The Bank’s measure of core inflation, which excludes food, fuel and electricity \nMPC Statement January 17th, 2019 \nPage 2 \n \nwas 4.4% in November compared to 4.2% in October. Producer price inflation for final \nmanufactured goods slowed marginally to 6.8% in November from 6.9% in October. \nThe near-term inflation forecast generated by the SARB’s Quarterly Projection Model \n(QPM) has improved significantly since the previous MPC. Headline inflation is now \nexpected to average 4.6% in 2018 (down from 4.7%) and 4.8% in 2019 (down from \n5.5%), before increasing to 5.3% in 2020 (down from 5.4%) and moderating to 4.8% \nin 2021. Headline CPI inflation is now expected to peak at around 5.6%, in the first \nquarter of 2020. Core inflation is expected remain unchanged at 4.3% in 2018 and \nforecast to average 5.0% in 2019 (down from 5.3%), 5.1% in 2020 (down from 5.5%) \nand 4.8% in 2021. These inflation projections are based on an interest rate path \ngenerated by the QPM. \nFollowing a significant decline in oil prices since November, the assumptions for Brent \ncrude oil in the QPM were revised down by around US$10 per barrel from US$73 to \nUS$62 for 2019 and US$65 for 2020 and 2021. Food price inflation is expected to \nhave bottomed out in the fourth quarter of 2018 and to rise to 4.6% in 2021. \nAverage inflation expectations for both 2019 and 2020, as reflected in the survey \nconducted by the Bureau for Economic Research (BER) in the fourth quarter of 2018, \ndeclined from 5.6% to 5.4%. Average five-year expectations also came down from \n5.5% in the previous survey to 5.3%. \nThe inflation expectations of market analysts in the January 2019 Reuters Econometer \nsurvey are also lower at 5.2% in 2019 (down from 5.5%) and remained unchanged at \n5.3% for 2020. Expectations implicit in the break-even inflation rates (i.e. the yield \ndifferential between conventional and inflation-linked government bonds) remain \nMPC Statement January 17th, 2019 \nPage 3 \n \nsensitive to exchange rate movements. While five-year break-even rates remain within \nthe inflation target range, the longer-term break-even rates remain above 6%. \nGlobal growth is expected to remain broadly favourable over the near term, but to \nmoderate over the medium term while risks are tilted to the downside. The negative \neffects of tariff increases are becoming more visible in economic data and uncertainty \narising from trade tensions remains. Other risks include geo-political developments \nand excessive financial market volatility. \nRecent communication from major central banks suggests a slower pace of monetary \npolicy normalisation in advanced economies. In December, the US Fed signalled a \nmore gradual pace of rate hikes. Although the European Central Bank (ECB) ended \nits asset purchase programme in December, it has indicated that monetary policy \nwould remain largely accommodative. \nSince the November MPC, the rand has appreciated by 1.4% against the US dollar, \nby 1.5% against the euro, and by 0.5% on a trade-weighted basis. The implied starting \npoint for the rand is R14.30 against the US dollar, compared with R14.50 at the time \nof the previous meeting. At these levels, the QPM assesses the rand to be less \nundervalued. \nEmerging market currencies, including the rand, have recently benefited from a \nweaker US dollar and indications of continued accommodative monetary policy in \nadvanced economies, but they remain vulnerable to changes in investor sentiment. \nThe rand also remains sensitive to domestic growth prospects, political developments \nand policy settings. \nMPC Statement January 17th, 2019 \nPage 4 \n \nThe domestic growth outlook remains sluggish. Although, GDP increased by 2.2% in \nthe third quarter of 2018, private sector fixed investment remains weak and production \nin key sectors is volatile. The SARB now expects growth in 2018 to have averaged \n0.7% (up from 0.6% in November). The growth forecast for 2019 is 1.7% (down from \n1.9%), it is unchanged at 2.0% for 2020 and increases to 2.2% in 2021. At these \ngrowth rates, the negative output gap is expected to close in the first quarter of 2021. \nThe Absa Purchasing Managers’ Index reached 50.7 index points in December driven \nby improved expectations about new sales orders and business activity, however the \nemployment sub-index receded to its lowest levels since 2014. Although the SARB’s \ncomposite leading business cycle indicator increased somewhat in October, it has \nbeen trending lower since early 2018. The RMB/BER Business Confidence Index also \nremains significantly below the neutral level of 50 index points, broadly aligned with \nweakness in gross fixed capital formation. Sustained growth in fixed capital formation \nis needed to raise potential growth and to make in-roads into unemployment. \nHousehold consumption expenditure remains constrained by weak employment \ngrowth. Over the forecast period, consumption expenditure growth is expected to \nremain around 2%, on the back of moderate increases in real wages and household \ndisposable income. \nThe MPC assesses the risks to the growth forecast to be on the downside. Weak \nbusiness and consumer confidence continue to weigh on fixed capital formation. This \ncould be exacerbated by the possibility of protracted electricity supply constraints. \nPrudent macroeconomic policies are essential to ensuring that growth is sustainable \nand the economy is more resilient to shocks. Furthermore, the Committee remains of \nthe view that current challenges facing the economy are primarily structural in nature. \nMPC Statement January 17th, 2019 \nPage 5 \n \nThe implementation of credible structural policy initiatives that make a marked impact \non potential output and employment and lower the cost structure of the economy \nshould be prioritised. \nThe MPC has taken note of the improved inflation outlook, especially in the near-term. \nOver the forecast period, inflation is expected to remain within the inflation target \nrange, averaging 5.3% in 2020 and 4.8% in 2021. \nThe overall risks to the inflation outlook are assessed to be moderately on the upside. \nThe risks include administered prices such as electricity and water tariffs, rising \ndomestic food prices in the outer years, changing investor sentiment towards \nemerging markets, moderation in global growth and volatile international oil prices. \nAgainst this backdrop, the MPC unanimously decided to keep the repurchase rate \nunchanged at 6,75% per year. \nThe Committee continues to assess the stance of monetary policy to be broadly \naccommodative. Monetary policy actions will continue to focus on anchoring inflation \nexpectations closer to the mid-point of the inflation target, in the interest of balanced \nand sustainable growth. The approach of the MPC is to look through the first-round \neffects and focus on the possible second-round effects of supply side shocks. As \npreviously indicated, any future policy adjustments will be data dependent. \nThe implied path of policy rates generated by the Quarterly Projection Model is for one \nhike of 25 basis points, reaching 7.0% by the end of 2021. The forecasted endogenous \ninterest rate path is built into our growth and inflation outlook. As emphasised \npreviously, the implied path remains a broad policy guide which can and does change \nMPC Statement January 17th, 2019 \nPage 6 \n \nin either direction between meetings in response to new developments and changing \nrisks. \nLesetja Kganyago \nGOVERNOR \nThe next statement of the Monetary Policy Committee will be released on \n28 March 2019. \n \nContact person: \nZiyanda Mtshali \n012 399 7966 \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/January-MPC-Statement_17-January-2019-FINAL.pdf"}
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+{"doc_id": "0a99f53a6d8733bcc0f801acca089d0b", "text": "i \n \nx \n \nAUGUST 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW. ................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 7 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 8 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 10 \nMobile and Internet-Based Transactions .............................................................................. 10 \nCash Transactions ................................................................................................................... 10 \nCard-Based Transactions ....................................................................................................... 11 \nINFLATION OUTTURN ........................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \nUS$ Annual Inflation Developments ..................................................................................... 11 \nZiG Annual Inflation Developments ..................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n \nOVERVIEW \nMonthly ZiG inflation fell significantly from \n1.57% in July 2025 to 0.4% in August 2025. In \ntandem, annual ZiG inflation continued its \ndownward trend, declining to 93.8% in August, \nfrom 95.8% in July 2025. \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG99,202.27 million in August 2025, an \nincrease of 3.14% from ZiG96,184.73 million \nrecorded in July 2025. \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \nmaintained a bullish trajectory for the third \nconsecutive month. The Victoria Falls Stock \nExchange also traded positively benefitting \nfrom heightened investor appetite. \nThe total digital payment systems transaction \nvalues for August 2025 decreased by 13% from \nZiG237.47 billion in July 2025, to ZiG205.49 \nbillion in August 2025. Transactional volumes, \nhowever, increased by 2% from 69.90 million \nto 71.42 million recorded during the same \nperiod. \nIn commodity markets, international average \nprices for platinum, palladium, copper, nickel \nand Brent crude oil declined during the month \nof August 2025, while prices for gold and \nlithium increased during the same month. \nConcerning merchandise trade dynamics, the \ncountry’s \nmerchandise \nexports \ntotalled \nUS$878.2 million against an import bill of \nUS$871.1 million, resulting in a trade surplus \nof US$7.0 million. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nInternational average prices for platinum, \npalladium, copper, nickel and Brent crude oil \ndeclined during the month of August 2025, \nwhile prices for gold and lithium increased \nduring the same month. \nTable 1 shows the changes in prices of selected \ncommodities for August 2025. \n \nTable 1: International Commodity Prices \nfor July 2025 and August 2025 \nCommodity \n \nJuly-25 \n \n \nAug-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n3,342.45 \n3,369.29 \n0.80 \nPlatinum \nUS$/oz \n1,390.28 \n1,341.59 \n(3.50) \nPalladium \nUS$/oz \n1,208.39 \n1,143.38 \n(5.38) \nCopper \nUS$/t \n9,782.46 \n9,739.93 \n(0.43) \nNickel \nUS$/t \n15,233.00 \n15,134.38 \n(0.65) \nBrent Crude \noil \nUS$/bbl \n69.01 \n66.90 \n(3.07) \nLithium \nUS$/t \n8,085.22 \n8,417.57 \n4.11 \nSource: Bloomberg, 2025 \n \nGold \nDuring the month of August 2025, gold prices \nfirmed by 0.80% to US$3,369.29 per ounce, \nfrom US$3,342.45 per ounce recorded in the \nprevious month. The uptick in prices was \nsupported by slower U.S. job growth, \nexpectations of multiple Federal Reserve \ninterest rate cuts, heightened concerns over \npolitical \ninterference \nin \ncentral \nbank \nindependence, and ongoing trade tensions \nwhich \nhave \nundermined \nconfidence \nin \ntraditional markets. As such, global investors \nhave increasingly turned to gold as a preferred \nasset for risk-hedging. \n \n \n \n2 \n \n \nPlatinum \nPlatinum prices averaged US$1,341.59 per \nounce during the month under review, a 3.5% \ndecline from an average of US$1,390.28 per \nounce recorded in July 2025. The price \ndecrease was influenced by a strengthening \nU.S. dollar, which made the metal more \nexpensive for investors and consumers holding \nother currencies. In addition, selling pressure \nfrom exchange traded funds (ETF) and \ninventory adjustments \nhave, temporarily, \noutweighed the ongoing supply deficits and \nstrong demand from the jewellery and \ninvestment sectors, thereby moderating upward \npressure on platinum prices. \nPalladium \nPalladium prices fell by 5.38% to US$1,143.38 \nper ounce, from US$1,208.39 per ounce \nrecorded in July 2025. Prices declined amid \nreports of a potential de-escalation in the \nRussia–Ukraine conflict, alongside ongoing \nnegotiations \nwhich \nhave \nheightened \nexpectations for a relaxation of sanctions on \nRussian \npalladium \nexports. \nThese \ndevelopments could lead to an increase in \nsupply, thereby exerting downward pressure on \nprices. \nFurthermore, \nthe \nweakening \nof \nindustrial \ndemand, \nespecially \nfrom \nthe \nautomotive sector, further contributed to the \nprice decline. \n \nThe movements in precious metals prices for \nthe period from August 2023 to August 2025 \nare shown in Figure 1. \n \n \n \n \nFigure 1: Monthly Precious Metal Prices \n(US$ per Ounce): August 2023 – August \n2025 \n \nSource: Bloomberg, 2025 \n \nBrent Crude Oil \nBrent crude oil prices decreased by 3.07% to \nUS$66.90 per barrel in August 2025, from \nUS$69.01 per barrel recorded during the \nprevious month. Brent crude oil prices retreated \nas the Organization of the Petroleum Exporting \nCountries (OPEC+) ramped up oil production \nsignificantly in August 2025, by approximately \n548,000 barrels per day, exceeding market \nexpectations. The growing supply of crude oil \npushed prices downwards, despite ongoing \nglobal economic concerns and seasonal \ndemand factors. \n \nFigure 2 shows the developments in Brent \ncrude oil prices for the period of August 2023 \nto August 2025. \n \n \n \n0\n200\n400\n600\n800\n1,000\n1,200\n1,400\n1,600\n800\n1,200\n1,600\n2,000\n2,400\n2,800\n3,200\n3,600\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n \n \n3 \n \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) August 2023 – August 2025 \n \nSource: Bloomberg, 2025 \n \nCopper \nCopper prices fell by 0.43% to US$9,739.93 \nper tonne in August 2025, from US$ 9,782.46 \nper tonne recorded in July 2025. The decrease \nin prices followed the exemption of refined \ncopper from steep U.S. tariffs. The shift altered \nsupply dynamics as traders began unwinding \nstocks they had built in anticipation of higher \ntariffs, resulting in excess supply of the red \nmetal in the global markets. \n \nNickel \nDuring the month of August 2025, nickel prices \ndropped by 0.65% to US$15,134.38 per tonne, \nfrom US$15,233.00 per tonne in the preceding \nmonth. The prices were largely driven by \nIndonesia’s continued production, leading to \nglobal excessive supply. \n \nFigure \n3 \nillustrates \nbase \nmetals \nprice \ndevelopments for the period from August 2023 \nto August 2025. \n \nFigure 3: Base Metal Prices (US$/tonne): \nAugust 2023 – August 2025 \n \nSource: Bloomberg 2025 \n \n \nLithium \nLithium prices strengthened by 4.11% to \nUS$8,417.57 per tonne in August 2025, from \nUS$8,085.22 per tonne in July 2025. The surge \nin prices was largely fuelled by supply \ndisruptions in China which prompted investors \nto bid up prices in anticipation of further \nshortages. \n \nFigure 4 indicates the developments of lithium \nprices for the period from August 2023 to \nAugust 2025. \n \n \n \n \n \n \n \n \n \n0\n20\n40\n60\n80\n100\n120\n140\nAug-23\nNov-23\nFeb-24\nMay-24\nAug-24\nNov-24\nFeb-25\nMay-25\nAug-25\nUS$/barrel\n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nAug-23\nNov-23\nFeb-24\nMay-24\nAug-24\nNov-24\nFeb-25\nMay-25\nAug-25\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n \n \n4 \n \n \nFigure 4: Lithium Prices (US$/tonne) \nAugust 2023 – August 2025 \n \nSource: London Metal Exchange, 2025 \n \nMerchandise Trade Developments \nZimbabwe’s total merchandise trade decreased \nby 0.7% to US$1.74 billion in August 2025, \nfrom US$1.76 billion recorded in the previous \nmonth. The decline was driven by a reduction \nin imports during the month under review. \nCompared to the corresponding month in 2024, \nhowever, total merchandise trade rose by \n12.8%, from US$1.55 billion. \n \nMerchandise Exports \nMerchandise exports stood at US$878.2 \nmillion in August 2025, a 0.2% increase from \nthe previous month’s outturn of US$876.0 \nmillion. The increase was largely due to the \ngrowth in export earnings from gold and \nlithium. \n \nSimilarly, on annual basis, exports in August \n2025 were 30.3% higher compared to \nUS$674.0 million recorded in August 2024. \nThe increase was driven by elevated global \ngold prices, amid ongoing geopolitical and \ngeoeconomic uncertainties. \n \nFigure 5 shows developments in the country’s \nmerchandise exports for the period from \nJanuary 2024 to August 2025. \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \nExports by Commodity \nThe country's export basket was predominantly \ncomposed of primary commodities, with gold \nleading at 53.2%, followed by PGMs, (16.3%), \ntobacco (9.5%), and ferrochrome (5.0%). Table \n2 shows the country’s exports for the months of \nJuly \nand \nAugust \n2025, \nclassified \nby \nharmonised commodity description and code. \n \n \n \n \n \n \n \n \n \n \n0\n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n40,000\n45,000\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nUS$/tonne\n0\n200\n400\n600\n800\n1000\n2024\n2025\n \n \n5 \n \n \nTable 2: Major Exports (US$ millions) \n \nJuly - \n25 \n(US$m) \nAugust - 25 \n(US$m) \nJuly - \nAug 2025 \nChanges \n(%) \nShare of \nAug \nExports \n(%) \nTotal \n 876.0 \n 878.2 \n0.2 \n100.0 \nOf Which: \n \n \n \n \nGold \n 457.5 \n 467.5 \n2.2 \n53.2 \nPGMs \n 149.7 \n 142.7 \n-4.7 \n16.3 \nTobacco \n(Including \ncigarettes) \n 89.2 \n 83.0 \n-6.9 \n9.5 \nFerrochromi\num \n 46.9 \n 44.2 \n-5.8 \n5.0 \nOther \nmineral \nsubstances \n 36.2 \n 39.4 \n8.8 \n4.5 \nOther ores \nand \nconcentrates \n 5.1 \n 17.1 \n233.1 \n2.0 \nChromium \nores and \nconcentrates \n 20.2 \n 14.5 \n-28.0 \n1.7 \nCoal \n 15.9 \n 14.1 \n-11.2 \n1.6 \nCane sugar \n 4.5 \n 7.0 \n57.5 \n0.8 \nIron/steel \nbars & rods \n 4.1 \n 2.7 \n-34.1 \n0.3 \nOthers \n 46.6 \n 45.7 \n-1.9 \n5.2 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nExport Markets \nThe country’s exports were primarily destined \nto the United Arab Emirates (52.5%), South \nAfrica (22.6%), and China (9.7%), during the \nmonth of August 2025. The remaining exports \nwere from other various international markets. \n \nFigure 6 shows the country’s major export \nmarkets during the month under review. \n \n \n \n \n \n \n \n \n \n \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Imports \nMerchandise imports stood at US$871.1 \nmillion in August 2025, reflecting a 1.7% \ndecline from US$886.2 million recorded in the \nprevious month. On an annual basis, imports \ndeclined by 0.6%, from US$876.2 million in \nAugust 2024. \n \nFigure 7 shows monthly import developments \nfor 2024 and 2025. \n \n \n \n \n \n \n \n \n \n \n \n \n52.5\n22.6\n9.7\n3.0\n2.6\n1.8\n1.4\n0.8\n0.7\n0.6\n0.0\n10.0 20.0 30.0 40.0 50.0 60.0\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nBelgium\nIndonesia\nZambia\nViet Nam\nNetherlands\nArmenia\n \n \n6 \n \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT & RBZ Computations, 2025 \n \n \n \nImports by Commodity \nThe major drivers of the country’s imports in \nAugust 2025 were industrial supplies, which \naccounted for 34.0% of the total import bill. \nThe other import products included fuel and \nlubricants, 21.0%, capital goods, 19.1% and \nfood and beverages, 9.9%. \n \nTable 3 shows the major import commodities \nfor the months of July and August 2025. \n \n \n \n \n \n \n \n \n \n \n \n \n \nTable 3: Major Imports (US$ millions) \n \nJuly - 25 \n (US$m) \nAugust - \n25 \n(US$m) \nJuly – \nAugust 25 \nChanges \n(%) \nShare of \nTotal \nImports \nAug-25 \n(%) \nTotal \n886.2 \n871.1 \n-1.7 \n100.0 \nOf Which: \n \n \n \n \nIndustrial \nsupplies \n283.6 \n295.8 \n4.3 \n34.0 \nFuels and \nlubricants \n179.3 \n182.8 \n1.9 \n21.0 \nCapital \ngoods \n178.4 \n166.3 \n-6.8 \n19.1 \nFood and \nbeverages \n95.5 \n86.5 \n-9.4 \n9.9 \nTransport \nequipment \nand parts \n82.4 \n79.0 \n-4.1 \n9.1 \nConsumer \ngoods \n56.0 \n50.7 \n-9.5 \n5.8 \nOthers \n11.0 \n10.1 \n-7.8 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nDuring the month under review, Zimbabwe’s \nimports were predominantly sourced from \nSouth Africa, which accounted for 38.5% of the \ntotal import bill. This was followed by China \n(13.1%), the Bahamas (9.7%), Bahrain (6.9%) \nand the United Arab Emirates (4.4%). The \nremaining imports originated from other \ninternational markets, as indicated in Figure 8. \n \n \n \n \n \n \n \n \n0\n200\n400\n600\n800\n1000\nJan Feb Mar Apr May Jun Jul Aug Sep Oct Nov De\n2024\n2025\n \n \n7 \n \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Trade Balance \nDuring the month of August 2025, Zimbabwe \nrecorded a trade surplus of US$7.0 million, an \nimprovement from a deficit of US$10.2 million \nrecorded in the previous month. Relative to \nAugust 2024, the trade balance shifted from a \ndeficit of US$202.1 million to a surplus of \nUS$7.0 million in the reporting month. The \nsignificant improvement in the trade balance \nwas primarily due to the decline in imports. \n \nFigure 9 shows the country’s trade balance for \nthe period January 2025 to August 2025. \n \n \n \n \n \n1 Monetary data was revised from September 2024 \nfollowing the adoption of new standardized reporting \nformats (SRFs) submitted by banks. The notable revision \nis on broad money stock (M3), which was revised \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2025 \nMONETARY DEVELOPMENTS1 \n \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG99,202.27 million in August 2025, an \nincrease of 3.14% (ZiG3,017.54 million) from \nZiG96,184.73 million recorded in July 2025. \n \nThe month-on-month growth in broad money \nreflected increases of 3.47% and 1.57%, in the \nforeign and local currency components to \nZiG81,963.47 \nmillion \nand \nZiG17,238.8 \nmillion, respectively. \n \nThe broad money stock was comprised of \nforeign currency deposits, 82.62%; local \ncurrency \ndeposits, \n15.53%; \nnegotiable \ndownwards due to removal of Government foreign \ncurrency deposits held by banks from deposits included \nin broad money. Other monetary aggregates also \nchanged following the re-classification exercise. \n38.5\n13.1\n9.7\n6.9\n4.4\n4.3\n3.8\n1.6\n1.5\n1.5\nSouth Africa\nChina\nBahamas\nBahrain\nUnited Arab Emirates\nMozambique\nZambia\nHong Kong\nMauritius\nIndia\n513\n582\n664\n727\n723\n876\n878\n742\n830\n803\n881\n882\n886\n871\n-230\n-248\n-140\n-154\n-159\n-10\n7\n-400\n-200\n0\n200\n400\n600\n800\n1000\nFeb-25 Mar-25 Apr-25 May-25 Jun-25\nJul-25 Aug-25\nExports\nImports\nTrade Balance\n \n \n8 \n \n \ncertificates of deposits, 1.73%; and local \ncurrency in circulation, 0.12%. \n \nFigure 10 shows the composition of the money \nsupply. \n \nFigure 10: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nDuring the month under analysis, net claims on \nthe Government2 increased by 0.29% to \nZiG72,353.48 million. Credit to the private \nsector increased by 1.26%, from ZiG64,535.76 \nmillion to ZiG65,346.24 million. The growth in \ncredit to the private sector was largely driven \nby an increase of 6.96% in local currency-\ndenominated loans to ZiG9,785.58 million. \n \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing and distribution, which received \n25.58%, 16.04%, 15.11%, and 13.69% of the \ntotal credit, respectively. The mining sector \nreceived 7.88% of the total outstanding credit. \n \n \n2 Claims on Government was adjusted for exchange \nlosses related to SDR drawdowns for the period April \n2024 to January 2025. The adjustment does not imply \nactual lending to Government. \nFigure 11 shows the distribution of credit by \nsector. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures (34.38%), inventory \nbuild-up \n(21.84%), \nand \nfixed \ncapital \ninvestments (19.21%). \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of August 2025, the \nZimbabwe Stock Exchange (ZSE) traded \npositively for the third consecutive month. \nResultantly, the ZSE All Share, Top 10 and Top \n15 indices added 1.46%, 3.00% and 1.65% to \n208.72 points, 205.89 points and 209.73 points, \nrespectively. \n \nIn line with the developments on the local \nbourse, the ZSE market capitalisation added \n1.64%, or ZiG1 052.01 million worth of \ncapitalisation to \nZiG65 354.76 million, \nThe June 2025 figure, include exchange losses related to \nexternal loans transferred to Government, which were \nreclassified from Unrealized Exchange Losses in Other \nItems Net (OIN). \nNCDs; \n1.73%\nLocal Currency \nTime Deposits; \n2.03%\nFX Time \nDeposits; …\nLocal Currency \nTransferable ; \n13.50%\nFX Transferable \nDeposits; 71.90%\nCurrency in \nCirculation; \n0.12%\nHouseholds\n25.58%\nAgriculture\n16.04%\nMining\n7.88%\nManufacturing\n13.69%\nDistribution\n15.11%\nTransport and \nCommunication\n3.69%\nServices\n9.95%\nFinancial \nOrganisations and \nInvestments…\nConstruction\n2.99%\nOther\n0.01%\n \n \n9 \n \n \ncompared to ZiG64 302.76 million recorded in \nthe prior month. On a year-on-year basis, the \nZSE capitalisation increased by 6.36%, from \nZiG61 448.73 million recorded in the \ncomparable period last year. \n \nThe resource index increased by 0.32% to \n145.31 points. On an annual basis, however, the \nmining index fell by 42.66%, from 253.42 \npoints recorded during the same period last \nyear. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nThe cumulative volume and value of shares \ntraded declined by 6.83% and 9.93% to 428.73 \nmillion shares and ZiG689.80 million during \nthe period under analysis, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined to 5.49%, from \n12.35% in July 2025. Notwithstanding this, \nhowever, the cumulative net foreign position \nimproved from a negative position of \nZiG244.16 million to a negative position of \nZiG66.07 million, during the period under \nanalysis. \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange traded \npositively due to improved investor appetite. \nResultantly, the VFEX All Share index added \n2.68% to close at 126.77 points in August 2025, \ncompared to 123.46 points recorded in July \n2025, as shown in Figure 13. \n \nFigure 13: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI): July 2024-\nAugust 2025 \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nThe VFEX market capitalisation gained 2.72%, \nor US$39.16 million worth of capitalisation to \nUS$1 480.28 million in August 2025. This is in \ncomparison to US$1 441.13 million recorded in \nthe previous month. On an annual basis, the \nVFEX capitalisation added 16.88%, from \nUS$1 266.45 million recorded in August 2024. \n \n \n100\n150\n200\n250\n300\n350\n90\n140\n190\n240\n290\n340\n31-Aug-24\n30-Sep-24\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n90\n95\n100\n105\n110\n115\n120\n125\n130\n135\n31-Aug-24\n30-Sep-24\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n \n \n10 \n \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) \nMarket \nCapitalisation \n(USD \nbillions) \n \nSource: Zimbabwe Stock Exchange, 2025 \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues decreased by 13% from ZiG237.47 \nbillion in July 2025 to ZiG205.49 billion in \nAugust 2025. Transactional volumes, however, \nincreased by 2% from 69.90 million to 71.42 \nmillion recorded during the same period, as \nshown in Figure 15. \n \nFigure 13: Payment Systems Monthly \nTransactional Values and Volumes from \nSeptember 2024 – August 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe combined value of ZiG and USD \ntransactions processed through the RTGS \nsystem in August 2025 fell by 20.78% from \nZiG138.19 billion recorded in July 2025 to \nZiG109.47 billion. Similarly, transactional \nvolumes decreased by 16.77% from 0.98 \nmillion to 0.82 million during the period under \nreview. \nFigure 14: RTGS System Trend for Values \nand Volumes from September 2024 - August \n2025 \n \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nMobile and Internet-Based Transactions \nMobile \nand \ninternet-based \ntransactions \ndecreased by 0.85%, from ZiG80.73 billion in \nJuly 2025 to ZiG80.04 billion in August 2025. \n \nCash Transactions \nCash-based transactions decreased by 15.94% \nfrom ZiG15.06 billion in July 2025 to \nZiG12.66 billion in August 2025. \n \n0.8\n0.9\n1\n1.1\n1.2\n1.3\n1.4\n1.5\n1.6\nUS$ BILLIONS\n0\n10\n20\n30\n40\n50\n60\n70\n80\n0\n50\n100\n150\n200\n250\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\n160\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n \n \n11 \n \n \nCard-Based Transactions \nCard-based transactions declined by 13.91% \nfrom ZiG18.55 billion in July 2025 to \nZiG15.97 billion in August 2025. \n \nINFLATION OUTTURN \nMonthly Inflation Developments \nZIG Monthly Inflation \nMonthly ZiG inflation decelerated by 1.2 \npercentage points, from 1.6% in July 2025 to \n0.4 % in August 2025, driven by a significant \ndecrease in non- food inflation. \n \nFigure 17 shows developments in monthly ZiG \ninflation from June 2024 to August 2025. \n \nFigure 15: ZiG Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2025 \n \nFood inflation decreased by 0.25 percentage \npoints, from 0.2% in July 2025 to -0.1% in \nAugust 2025, on account of declines in coffee, \ntea and cocoa, meat, oil and fats and sugar, jam, \nhoney, chocolate and confectionery food \ncategories. The food component contributed \n-0.02 percentage points to the August 2025 \ninflation rate. \nNon-food inflation, significantly declined from \n2.3% in July 2025, to 0.6% in August 2025 and \ncontributed 0.4 percentage points to the \nmonthly inflation rate. Recreation and culture \nand, \nmiscellaneous \ngoods \nand \nservice \ncategories eased the overall non-food inflation. \n \nUS$ Monthly Inflation \nThe slowdown in monthly USD inflation rate \nfrom 0.3% in July 2025, to 0.0% in August \n2025 was largely driven by decreases in \nfurniture and equipment, miscellaneous goods \nand services, health and communication \ncategories. \n \nWeighted Monthly Inflation \nWeighted monthly inflation retreated to 0.0% \nin August 2025, from 0.6% in July 2025, in line \nwith the declines in both USD and ZiG \ncomponents. \n \nAnnual Inflation Developments \nZiG Annual Inflation Developments \nThe year-on-year ZiG inflation rate declined \nfrom 95.8% in July 2025 to 93.8% in August \n2025. \n \nUSD Annual Inflation Developments \nAnnual USD inflation rate retreated to 14.20% \nin August 2025 from 14.40% in July 2025, \nlargely weighed down by the significant \ndecreases in furniture and equipment, among \nother categories. \n \n \n \n \n- 5.0\n 0.0\n 5.0\n 10.0\n 15.0\n 20.0\n 25.0\n 30.0\n 35.0\n 40.0\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nM-O-M %\n \n \n12 \n \n \nFigure \n16: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2025 \n \n \n \nOCTOBER 2025 \nRESERVE BANK OF ZIMBABWE \n \n-10.0\n0.0\n10.0\n20.0\n30.0\n40.0\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nY-o-Y (%)\n \n \n0 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWG '000)\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nNet Foreign Assets\n-27,816,061.99\n-51,667,357.02\n-56,851,103.19\n-47,921,338.80\n-47,798,936.34\n-50,807,430.00\n-51,172,565.90\n-46,837,658.56\n-45,196,989.71\n-41,019,755.54\n-38,625,914.95\n-33,611,006.33\n-30,064,395.23\nCentral Bank(net)\n-34,520,053.81\n-62,586,924.75\n-66,010,331.85\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\n-60,030,706.89\n-55,922,579.95\n-54,500,643.35\n-52,202,844.60\n-49,684,948.00\n-42,774,352.70\n-40,706,847.68\nForeign Assets\n10,342,781.57\n17,610,056.98\n24,894,776.54\n22,229,005.79\n23,239,748.84\n23,967,010.24\n23,087,880.76\n28,287,077.32\n26,132,242.58\n27,358,924.80\n29,447,507.19\n29,654,207.86\n31,965,941.88\nForeign Liabilities\n44,862,835.37\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\n83,118,587.65\n84,209,657.27\n80,632,885.93\n79,561,769.39\n79,132,455.19\n72,428,560.56\n72,672,789.55\nOther Depository Corporations(net)\n6,703,991.82\n10,919,567.73\n9,159,228.66\n9,765,464.22\n9,112,969.32\n7,389,855.15\n8,858,140.98\n9,084,921.39\n9,303,653.64\n11,183,089.06\n11,059,033.05\n9,163,346.37\n10,642,452.44\nForeign Assets\n11,598,442.41\n21,452,566.21\n22,771,914.53\n19,162,644.38\n20,113,361.10\n20,280,522.97\n21,464,245.49\n22,405,988.41\n22,719,000.08\n26,321,767.75\n25,204,449.97\n24,310,888.10\n25,812,717.04\nForeign Liabilities\n4,894,450.59\n10,532,998.48\n13,612,685.87\n9,397,180.16\n11,000,391.78\n12,890,667.83\n12,606,104.51\n13,321,067.02\n13,415,346.44\n15,138,678.69\n14,145,416.91\n15,147,541.73\n15,170,264.60\nNet Domestic Assets (NDA)\n74,289,272.26\n118,937,073.84\n132,961,491.31\n120,705,898.23\n126,708,197.77\n129,264,588.97\n129,550,418.66\n130,649,371.99\n132,200,160.49\n134,193,722.84\n135,962,443.42\n129,795,731.71\n129,266,663.53\nDomestic Claims\n61,126,246.18\n99,331,098.59\n114,877,328.14\n96,962,554.85\n102,289,840.27\n105,286,015.26\n108,409,025.61\n111,778,890.15\n112,052,777.07\n113,871,473.13\n138,731,900.53\n141,931,973.98\n142,929,760.95\nClaims on Central Government(net)\n30,051,033.28\n48,311,329.53\n58,525,586.68\n42,662,207.15\n46,205,773.85\n47,595,375.58\n49,726,708.09\n51,733,212.49\n47,997,895.52\n46,958,427.44\n69,884,828.26\n72,147,583.76\n72,348,973.62\nClaims on Central Government\n35,139,275.67\n62,839,134.05\n71,257,309.22\n62,405,761.08\n64,251,227.61\n65,079,234.40\n61,840,403.70\n64,347,800.81\n65,169,776.89\n65,057,663.66\n91,587,155.90\n90,919,463.49\n91,187,706.35\nCentral Bank\n28,058,136.59\n49,156,933.23\n56,008,803.04\n49,413,731.18\n50,322,196.84\n51,342,654.13\n48,573,045.84\n50,689,516.96\n51,472,216.36\n51,174,381.29\n76,067,264.13\n74,803,653.37\n75,383,069.78\nODCs\n7,081,139.08\n13,682,200.82\n15,248,506.18\n12,992,029.90\n13,929,030.77\n13,736,580.28\n13,267,357.86\n13,658,283.85\n13,697,560.53\n13,883,282.37\n15,519,891.78\n16,115,810.12\n15,804,636.57\nLess Liabilities to Central Government\n5,088,242.39\n14,527,804.53\n12,731,722.54\n19,743,553.94\n18,045,453.75\n17,483,858.82\n12,113,695.61\n12,614,588.32\n17,171,881.37\n18,099,236.22\n21,702,327.65\n18,771,879.73\n18,838,732.72\nCentral Bank\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\n6,126,984.70\n7,614,717.50\n6,463,062.55\n6,466,663.57\nOf which foreign Currency\n0.00\n6,332,620.41\n7,620,209.73\n9,113,050.30\n9,291,474.24\n8,231,669.88\n3,875,544.34\n4,410,312.03\n5,787,185.63\n5,549,437.04\n6,666,058.25\n5,497,465.32\n6,010,562.64\nODCs\n532,936.72\n7,025,203.92\n4,892,349.78\n10,412,912.80\n8,453,887.37\n8,148,760.93\n7,556,477.10\n7,764,442.07\n10,994,179.03\n11,972,251.52\n14,087,610.15\n12,308,817.18\n12,372,069.16\nOf which foreign currency\n0.00\n6,158,412.48\n4,204,088.49\n9,591,428.80\n7,777,481.41\n7,621,815.11\n6,689,625.99\n6,183,927.26\n9,392,249.02\n10,536,886.30\n12,630,292.73\n10,600,005.58\n10,915,214.65\nClaims on Other Sectors\n31,075,212.90\n51,019,769.06\n56,351,741.46\n54,300,347.70\n56,084,066.42\n57,690,639.67\n58,682,317.52\n60,045,677.66\n64,054,881.55\n66,913,045.69\n68,847,072.28\n69,784,390.22\n70,580,787.33\nOther Financial Corporations\n511,874.54\n2,519,546.29\n3,179,916.48\n2,740,155.81\n3,822,605.91\n3,517,155.78\n3,631,080.80\n3,864,502.48\n4,731,253.10\n4,292,048.52\n4,221,203.09\n4,445,015.98\n4,526,079.46\nState and Local Government\n189.44\n0.06\n0.12\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22,037.30\n21,455.95\nPublic Non Financial Corporations\n797,477.87\n1,239,311.91\n1,370,178.34\n1,117,987.97\n563,605.95\n569,849.74\n971,292.01\n911,736.73\n898,249.04\n797,315.74\n785,706.00\n781,572.66\n686,950.90\nPrivate Sector\n29,765,671.04\n47,260,910.80\n51,801,646.52\n50,442,203.93\n51,697,854.56\n53,603,634.16\n54,079,944.72\n55,269,438.44\n58,425,379.41\n61,823,681.42\n63,840,163.18\n64,535,764.28\n65,346,301.01\nCentral Bank\n231,229.46\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\n538,877.81\n545,436.23\n577,074.39\n599,756.33\n629,788.10\n639,948.58\n641,295.56\nODCs\n29,534,441.57\n46,906,807.88\n51,364,400.95\n50,039,777.95\n51,294,514.02\n53,084,192.25\n53,541,066.90\n54,724,002.21\n57,848,305.02\n61,223,925.10\n63,210,375.09\n63,895,815.70\n64,705,005.45\nOf which Foreigm currency\n0.00\n38,002,098.46\n44,129,851.69\n42,518,375.71\n42,937,326.02\n46,086,808.21\n46,197,558.48\n47,961,063.26\n50,400,882.52\n52,686,202.68\n54,648,964.30\n54,746,706.22\n54,919,363.18\nOther Items(Net)\n-13,163,026.08\n-19,605,975.25\n-18,084,163.18\n-23,743,343.38\n-24,418,357.50\n-23,978,573.71\n-21,141,393.04\n-18,870,481.85\n-20,147,383.42\n-20,322,249.71\n2,769,457.12\n12,136,242.27\n13,663,097.42\nShares and Other Equity\n-3,963,842.23\n-4,534,997.84\n-5,898,034.21\n-3,985,010.98\n-1,120,140.50\n-2,759,355.75\n659,233.46\n2,615,680.90\n7,692,891.79\n9,526,480.25\n36,601,054.20\n44,078,481.48\n45,051,258.37\nLiabilities to Other Financial Corporations\n12,502.97\n291,967.17\n552,421.55\n382,413.79\n386,063.49\n75,390.33\n267,299.34\n87,132.51\n63,495.53\n136,378.53\n194,885.66\n205,296.09\n261,507.80\nRestricted Deposits\n2,087,873.41\n3,658,367.58\n3,837,899.15\n3,788,058.77\n4,320,759.37\n4,381,221.41\n6,468,476.55\n6,947,336.89\n7,610,344.85\n7,729,106.47\n8,006,082.85\n8,840,964.35\n9,172,628.60\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-11,299,560.23\n-19,021,312.16\n-16,576,449.67\n-23,928,804.96\n-28,005,039.87\n-25,675,829.70\n-28,536,402.39\n-28,520,632.13\n-35,514,115.58\n-37,714,214.96\n-42,032,565.60\n-40,988,499.65\n-40,822,297.36\nBroad Money-M3\n46,473,210.27\n67,269,716.81\n76,110,388.12\n72,784,559.43\n78,909,261.43\n78,457,158.97\n78,377,852.75\n83,811,713.44\n87,003,170.78\n93,173,967.30\n97,336,528.47\n96,184,725.38\n99,202,268.30\nSecurities Other than Shares Included in Broad Money\n26,605.39\n891,228.11\n1,049,252.60\n771,678.79\n995,701.33\n1,110,841.91\n1,043,012.21\n1,258,288.66\n1,113,653.48\n1,031,340.62\n1,500,399.00\n1,525,555.09\n1,714,706.90\nBroad Money-M2\n46,446,604.88\n66,378,488.71\n75,061,135.52\n72,012,880.64\n77,913,560.10\n77,346,317.06\n77,334,840.54\n82,553,424.78\n85,889,517.30\n92,142,626.68\n95,836,129.47\n94,659,170.29\n97,487,561.40\nOther Deposits (Time Deposits)\n3,878,305.91\n4,343,283.28\n6,796,065.02\n5,831,620.65\n6,116,825.33\n6,724,490.33\n7,797,233.99\n7,273,435.41\n8,906,017.36\n10,202,825.50\n11,180,204.40\n10,986,713.03\n12,651,425.13\nof which Foreign Currency Accounts\n3,030,905.19\n3,929,196.78\n6,263,284.37\n4,568,463.65\n5,140,664.14\n5,707,454.07\n6,566,882.32\n6,058,373.46\n7,683,253.11\n8,760,661.92\n9,667,621.96\n9,240,633.24\n10,635,965.84\nNarrow Money-M1\n42,568,298.97\n62,035,205.42\n68,265,070.51\n66,181,260.00\n71,796,734.77\n70,621,826.72\n69,537,606.55\n75,279,989.37\n76,983,499.94\n81,939,801.18\n84,655,925.07\n83,672,457.26\n84,836,136.27\nTransferable Deposits\n42,499,225.86\n61,954,944.28\n68,154,602.76\n66,080,370.88\n71,683,532.70\n70,501,361.89\n69,416,636.09\n75,177,133.83\n76,875,024.10\n81,872,630.68\n84,533,184.61\n83,548,514.00\n84,714,945.92\n Of which Foreign Currency Accounts\n31,676,246.48\n49,962,081.84\n57,139,584.59\n55,198,448.51\n59,290,705.18\n58,700,729.20\n57,277,639.07\n62,889,885.72\n63,794,805.40\n67,072,419.42\n70,468,196.13\n69,972,032.76\n71,327,500.42\nCurrency Outside Depository Corporations\n69,073.11\n80,261.14\n110,467.75\n100,889.11\n113,202.06\n120,464.84\n120,970.46\n102,855.54\n108,475.84\n67,170.50\n122,740.46\n123,943.26\n121,190.35\nMemorandum Items\nReserve Money\n7,708,040.15\n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\n21,184,516.26\n22,726,335.23\n22,614,609.49\n23,287,436.28\n24,896,149.95\n25,488,471.92\n26,525,610.46\nFCAs as a Percentage of Deposits in M3\n74.8%\n82.7%\n86.6%\n84.0%\n83.4%\n82.2%\n81.6%\n82.4%\n82.3%\n81.4%\n82.4%\n82.5%\n82.7%\nEnd Period Exchange Rate\n13.85\n24.88\n28.68\n25.45\n25.80\n26.37\n26.56\n26.77\n26.82\n26.91\n26.95\n26.79\n26.75\nSource: Reserve Bank of Zimbabwe, 2025\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n*Statistics are denominated in ZiG\n \n \n1 \n \n \n \nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nNet Foreign Assets\n-34,520,053.81\n-62,586,924.75\n-66,010,331.85\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\n-60,030,706.89\n-55,922,579.95\n-54,500,643.35\n-52,202,844.60\n-49,684,948.00\n-42,774,352.70 -40,706,847.68\nClaims on Non Residents\n10,342,781.57\n17,610,056.98\n24,894,776.54\n22,229,005.79\n23,239,748.84\n23,967,010.24\n23,087,880.76\n28,287,077.32\n26,132,242.58\n27,358,924.80\n29,447,507.19\n29,654,207.86\n31,965,941.88\nOfficial Reserves Assets\n4,669,127.60\n7,448,226.11\n13,215,724.85\n12,029,876.12\n12,507,847.00\n13,012,028.64\n12,782,102.88\n16,201,301.25\n16,015,188.61\n17,206,671.10\n18,802,984.09\n19,107,441.96\n21,433,039.72\nOther Foreign Assets\n5,673,653.97\n10,161,830.87\n11,679,051.69\n10,199,129.67\n10,731,901.84\n10,954,981.61\n10,305,777.88\n12,085,776.07\n10,117,053.97\n10,152,253.70\n10,644,523.10\n10,546,765.91\n10,532,902.16\nLess Liabilities to Non Residents\n44,862,835.37\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\n83,118,587.65\n84,209,657.27\n80,632,885.93\n79,561,769.39\n79,132,455.19\n72,428,560.56\n72,672,789.55\nShort Term Liabilities\n68,945.87\n121,431.23\n139,956.61\n124,234.37\n127,599.01\n130,779.08\n132,089.98\n95,836.21\n92,548.77\n73,656.40\n102,733.49\n102,123.28\n82,894.39\nOther Foreign Liabilities*\n44,793,889.51\n80,075,550.51\n90,765,151.78\n79,791,574.44\n80,024,055.49\n82,033,516.31\n82,986,497.67\n84,113,821.06\n80,540,337.16\n79,488,112.99\n79,029,721.70\n72,326,437.27\n72,589,895.17\n of which blocked funds\n10,803,573.95\n19,394,800.27\n22,213,360.59\n19,667,091.04\n17,365,023.44\n17,716,697.60\n17,848,335.07\n17,984,719.26\n13,730,603.29\n13,778,643.30\n13,146,162.81\n7,417,718.62\n7,368,188.07\nNet Domestic Assets (NDA)\n42,228,093.95\n76,193,502.44\n86,439,157.59\n77,714,813.55\n77,307,022.31\n79,885,794.78\n81,215,223.15\n78,648,915.18\n77,115,252.84\n75,490,280.88\n74,581,097.95\n68,262,824.62\n67,232,458.14\nDomestic Claims\n23,986,457.18\n42,382,262.65\n49,026,774.12\n40,880,349.44\n41,177,610.35\n42,570,173.06\n45,225,552.88\n47,071,770.46\n46,565,376.94\n46,348,057.82\n69,793,406.43\n69,694,287.51\n70,271,345.95\nNet Claims on Central Government\n23,502,830.93\n41,654,332.62\n48,169,430.28\n40,083,090.05\n40,730,630.45\n42,007,556.24\n44,015,827.34\n45,839,370.71\n45,294,514.02\n45,047,396.59\n68,452,546.63\n68,340,590.82\n68,916,406.21\nClaims on Central Government\n28,058,136.59\n49,156,933.23\n56,008,803.04\n49,413,731.18\n50,322,196.84\n51,342,654.13\n48,573,045.84\n50,689,516.96\n51,472,216.36\n51,174,381.29\n76,067,264.13\n74,803,653.37\n75,383,069.78\n of which: Securities Other than Shares\n7,196,324.20\n12,949,528.58\n15,003,331.18\n13,352,395.70\n13,877,094.68\n14,218,896.68\n14,323,594.21\n14,476,546.84\n14,550,745.09\n14,905,243.71\n14,992,069.15\n14,930,178.48\n14,939,386.31\n of which USD Securities \n7,196,324.20\n12,949,528.58\n15,003,331.18\n13,352,395.70\n13,877,094.68\n14,218,896.68\n14,323,594.21\n14,476,546.84\n14,550,745.09\n14,905,243.71\n14,992,069.15\n14,930,178.48\n14,939,386.31\nLoans\n20,857,284.75\n36,207,404.66\n41,005,471.86\n36,061,335.49\n36,445,102.15\n37,123,757.45\n34,249,451.63\n36,212,970.13\n36,921,471.26\n36,269,137.58\n61,075,194.98\n59,873,474.89\n60,443,683.46\n Loans and Advances\n1,589,532.00\n1,656,113.81\n1,575,286.73\n1,576,279.86\n1,579,038.55\n1,582,383.97\n8,684.84\n8,274.06\n9,367.91\n13,956.65\n24,261,125.28\n23,892,080.36\n24,007,217.79\nAmounts Due from Gvt including SDR Drawdowns\n19,267,752.75\n34,551,290.84\n39,430,185.13\n34,485,055.62\n34,866,063.60\n35,541,373.47\n34,240,766.79\n36,204,696.07\n36,912,103.35\n36,255,180.93\n36,814,069.69\n35,981,394.53\n36,436,465.67\n of which USD Securities revaluations (Exchange rate movements)\n18,972,797.61\n34,256,335.70\n39,103,481.48\n34,071,404.01\n34,373,221.03\n35,256,525.16\n35,520,014.26\n36,233,075.89\n37,260,300.45\n37,039,409.60\n37,599,336.60\n37,050,077.78\n37,229,404.79\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\n6,126,984.70\n7,614,717.50\n6,463,062.55\n6,466,663.57\nOf which: Deposits\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\n6,126,984.70\n7,614,717.50\n6,463,062.55\n6,466,663.57\nof which Foreign Currency\n3,469,715.70\n6,332,620.41\n7,620,209.73\n9,113,050.30\n9,291,474.24\n8,231,669.88\n3,875,544.34\n4,410,312.03\n5,787,185.63\n5,549,437.04\n6,666,058.25\n5,497,465.32\n6,010,562.64\nLocal Currency Deposits\n1,085,589.96\n1,169,980.20\n219,163.03\n217,590.84\n300,092.14\n1,103,428.01\n681,674.17\n439,834.22\n390,516.71\n577,547.66\n948,659.25\n965,597.22\n456,100.93\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n483,626.25\n727,930.03\n857,343.85\n797,259.39\n446,979.90\n562,616.82\n1,209,725.54\n1,232,399.74\n1,270,862.93\n1,300,661.23\n1,340,859.80\n1,353,696.69\n1,354,939.74\nOther Financial Corporations\n64,046.07\n64,253.89\n68,325.03\n80,132.55\n31,350.72\n31,714.65\n245,531.91\n256,427.81\n257,789.54\n259,602.04\n264,039.37\n269,319.12\n269,730.32\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n188,350.72\n309,573.20\n351,773.24\n314,700.86\n12,288.64\n11,460.27\n425,315.82\n430,535.71\n435,999.00\n441,302.85\n447,032.33\n444,428.99\n443,913.86\nPrivate Sector\n231,229.46\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\n538,877.81\n545,436.23\n577,074.39\n599,756.33\n629,788.10\n639,948.58\n641,295.56\nClaims on Other Depository Corporations\n315,110.77\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\n1,097,271.76\n920,733.02\n549,467.04\n579,251.57\n568,388.27\nOf which: Loans\n315,110.77\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\n1,097,271.76\n920,733.02\n549,467.04\n579,251.57\n568,388.27\nOther Liabilities to ODCs\n5,409,080.16\n4,538,818.97\n6,707,055.64\n8,873,541.61\n8,273,621.31\n7,914,935.58\n8,889,894.56\n9,408,949.80\n11,959,255.26\n12,483,064.17\n11,164,029.56\n10,787,425.07\n11,792,511.59\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,870,625.13\n1,385,743.24\n1,724,801.18\n2,144,377.64\n2,002,013.98\n1,650,524.42\n2,378,356.92\n2,749,153.11\n2,521,500.05\n1,829,696.52\n1,536,477.97\n645,614.20\n1,609,779.67\nOther Items(Net)\n-23,335,606.17\n-37,803,290.88\n-43,528,194.29\n-44,136,669.51\n-43,495,088.34\n-44,436,008.16\n-43,931,274.21\n-39,926,707.42\n-41,411,859.40\n-40,704,554.21\n-15,402,254.05\n-8,776,710.61\n-8,185,235.50\nShares and Other Equity\n-23,091,435.83\n-37,896,149.54\n-43,845,102.64\n-41,767,525.41\n-39,722,515.26\n-40,716,687.65\n-38,350,823.50\n-37,337,007.50\n-32,727,792.93\n-31,146,083.72\n-5,114,282.92\n197,499.89\n396,764.96\nOther Items(Net)\n-2,396,362.99\n-3,908,731.83\n-4,040,258.56\n-6,511,308.80\n-8,239,991.34\n-8,373,471.14\n-12,139,470.53\n-10,080,715.57\n-16,500,895.60\n-17,843,705.30\n-18,611,204.29\n-18,036,205.55\n-18,423,015.46\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n2,152,192.65\n4,001,590.49\n4,357,166.91\n4,142,164.71\n4,467,418.26\n4,654,150.62\n6,559,019.82\n7,491,015.65\n7,816,829.13\n8,285,234.81\n8,323,233.16\n9,061,995.04\n9,841,015.00\nMonetary Base \n7,708,040.15\n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\n21,184,516.26\n22,726,335.23\n22,614,609.49\n23,287,436.28\n24,896,149.95\n25,488,471.92\n26,525,610.46\nCurrency Issued\n75,469.02\n88,365.90\n153,689.13\n172,287.58\n181,873.44\n189,782.65\n196,003.25\n204,184.02\n215,834.01\n228,539.07\n335,257.00\n341,685.20\n347,360.65\nZWL Coins\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n0.00\n0.00\n0.00\n0.00\nZWL Notes\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n0.00\n0.00\n0.00\n0.00\nZig Notes\n26,774.05\n33,546.57\n35,318.43\n35,320.20\n35,320.10\n35,322.26\n35,322.72\n35,323.23\n35,324.36\n35,324.93\n35,326.40\n35,326.34\n35,311.66\nZiG Coins\n43,392.05\n49,516.41\n113,067.78\n131,664.45\n141,250.42\n149,157.47\n155,377.61\n163,557.87\n175,206.72\n193,214.14\n299,930.60\n306,358.86\n312,048.99\nLiabilities to ODCs\n7,632,571.13\n13,518,211.78\n20,275,136.61\n19,855,722.95\n20,213,243.21\n21,498,726.98\n20,988,513.01\n22,522,151.21\n22,398,775.48\n23,058,897.21\n24,560,892.95\n25,146,786.73\n26,178,249.81\nReserve Deposits\n6,198,549.50\n11,991,225.66\n17,272,213.17\n16,096,475.01\n16,691,280.01\n17,918,322.64\n17,853,262.69\n17,411,472.42\n18,965,464.46\n20,093,639.53\n20,129,990.06\n21,506,901.61\n21,523,588.91\n Local Currency Reserve Deposits\n1,392,957.07\n1,999,399.49\n2,851,765.21\n2,965,905.06\n2,935,341.50\n2,981,537.53\n3,152,253.26\n3,222,430.88\n3,688,042.11\n4,107,160.99\n3,976,255.56\n3,943,554.51\n3,810,484.03\n Foreign Currency Reserve Deposits\n4,805,592.43\n9,991,826.17\n14,420,447.97\n13,130,569.95\n13,755,938.51\n14,936,785.11\n14,701,009.42\n14,189,041.54\n15,277,422.35\n15,986,478.54\n16,153,734.50\n17,563,347.10\n17,713,104.88\n Exess reserves \n1,434,021.62\n1,526,986.12\n3,002,923.43\n3,759,247.94\n3,521,963.20\n3,580,404.34\n3,135,250.32\n5,110,678.79\n3,433,311.02\n2,965,257.68\n4,430,902.89\n3,639,885.11\n4,654,660.90\n of which Excess reserves - ZiG\n143,711.96\n165,752.71\n338,542.12\n406,286.37\n398,701.95\n275,478.64\n440,419.67\n363,524.21\n412,329.00\n376,007.91\n340,925.35\n278,400.97\n432,239.63\n Excess reserves - FCA\n1,290,309.66\n1,361,233.41\n2,664,381.31\n3,352,961.57\n3,123,261.25\n3,304,925.70\n2,694,830.66\n4,747,154.58\n3,020,982.02\n2,589,249.77\n4,089,977.54\n3,361,484.14\n4,222,421.27\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe, 2025\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n2 \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nNet Foreign Assets\n6,703,991.82\n10,919,567,730.10\n9,159,228,659.88\n9,765,464,218.20\n9,112,969,315.80\n7,389,855.15\n8,858,140.98\n9,084,921.39\n9,303,653.64\n11,183,089.06\n11,059,033.05\n9,163,346.37\n10,642,452.44\nClaims on Non Residents\n11,598,442.41\n21,452,566,210.05\n22,771,914,533.75\n19,162,644,376.78\n20,113,361,096.83\n20,280,522.97\n21,464,245.49\n22,405,988.41\n22,719,000.08\n26,321,767.75\n25,204,449.97\n24,310,888.10\n25,812,717.04\nOf Which: Foreign Currency\n6,444,888.52\n10,676,634,029.71\n12,451,535,176.94\n11,234,930,189.89\n10,288,521,816.69\n12,746,359.54\n11,639,759.14\n9,242,682.83\n9,519,904.05\n8,665,771.47\n9,520,980.47\n10,812,396.02\n14,822,218.39\nDeposits\n5,128,037.09\n10,433,287,045.35\n9,729,523,709.91\n7,530,468,739.97\n9,296,529,401.34\n6,917,904.53\n9,040,658.99\n12,961,797.44\n12,996,492.34\n17,466,405.86\n15,492,780.68\n13,309,358.39\n10,831,437.93\nOther\n25,516.80\n342,645,135.00\n590,855,646.91\n397,245,446.91\n528,309,878.80\n616,258.91\n783,827.36\n201,508.15\n202,603.69\n189,590.43\n190,688.82\n189,133.69\n159,060.73\nLess Liabilities to Non Residents\n4,894,450.59\n10,532,998,479.95\n13,612,685,873.87\n9,397,180,158.58\n11,000,391,781.03\n12,890,667.83\n12,606,104.51\n13,321,067.02\n13,415,346.44\n15,138,678.69\n14,145,416.91\n15,147,541.73\n15,170,264.60\nOf Which: Deposits\n1,688,391.39\n1,827,699,284.11\n1,178,561,339.41\n953,309,188.29\n1,408,378,264.30\n2,457,297.24\n2,140,508.07\n1,714,067.13\n2,351,476.19\n3,165,212.42\n1,703,397.72\n2,629,704.73\n2,685,472.56\nLoans\n3,206,059.20\n8,705,299,195.84\n12,434,124,534.46\n8,443,870,970.29\n9,592,013,516.73\n10,433,370.59\n10,465,596.44\n11,606,999.89\n11,063,870.25\n11,973,466.27\n12,442,019.19\n12,517,837.00\n12,484,792.04\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n39,635,826.10\n55,926,665.03\n66,321,423.95\n62,564,100.16\n69,536,431.17\n70,673,909.77\n69,308,198.04\n74,080,257.75\n77,384,557.01\n81,367,579.41\n85,837,604.65\n86,676,405.06\n87,770,239.11\nDomestic Claims\n37,139,789.00\n56,948,835.94\n65,850,554.01\n56,082,205.41\n61,112,229.92\n62,715,842.20\n63,183,472.74\n64,707,119.69\n65,487,400.13\n67,523,415.31\n68,938,494.10\n72,237,686.47\n72,658,415.00\nNet Claims on Central Government\n6,548,202.35\n6,656,996.90\n10,356,156.40\n2,579,117.10\n5,475,143.40\n5,587,819.34\n5,710,880.75\n5,893,841.78\n2,703,381.51\n1,911,030.85\n1,432,281.63\n3,806,992.94\n3,432,567.42\nClaims on Central Government\n7,081,139.08\n13,682,200.82\n15,248,506.18\n12,992,029.90\n13,929,030.77\n13,736,580.28\n13,267,357.86\n13,658,283.85\n13,697,560.53\n13,883,282.37\n15,519,891.78\n16,115,810.12\n15,804,636.57\nSecurities\n6,955,089.37\n13,242,054.78\n14,709,506.31\n12,733,075.20\n13,680,091.85\n13,393,713.03\n12,742,171.99\n13,149,275.83\n13,219,565.52\n13,413,777.10\n15,011,084.17\n15,661,679.00\n15,264,196.75\n of which foreign currency denominated securities\n0.00\n11,015,270.27\n12,357,095.83\n11,066,913.75\n12,179,890.56\n11,952,492.94\n11,317,473.10\n11,610,829.00\n12,803,600.95\n11,975,407.19\n12,612,980.12\n12,740,284.80\n12,330,035.09\nLoans\n126,049.71\n440,146.04\n538,999.87\n258,954.70\n248,938.92\n342,867.25\n525,185.87\n509,008.02\n477,995.02\n469,505.27\n508,807.61\n454,131.12\n540,439.83\n of which foreign currency\n0.00\n392,599.17\n537,483.23\n256,787.94\n248,347.46\n335,726.69\n515,891.12\n500,077.20\n474,002.53\n460,638.29\n505,053.44\n445,277.60\n530,492.73\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n532,936.72\n7,025,203.92\n4,892,349.78\n10,412,912.80\n8,453,887.37\n8,148,760.93\n7,556,477.10\n7,764,442.07\n10,994,179.03\n11,972,251.52\n14,087,610.15\n12,308,817.18\n12,372,069.16\nOf which: Deposits\n532,936.72\n7,025,196.59\n4,857,065.87\n10,406,489.60\n8,453,879.91\n8,148,760.28\n7,486,500.33\n7,714,695.67\n10,839,609.34\n11,890,294.17\n13,980,020.34\n12,190,984.09\n12,265,208.19\nof which foreign currency deposits\n0.00\n6,158,412.48\n4,204,088.49\n9,591,428.80\n7,777,481.41\n7,621,815.11\n6,689,625.99\n6,183,927.26\n9,392,249.02\n10,536,886.30\n12,630,292.73\n10,600,005.58\n10,915,214.65\nOther \n0.00\n7.33\n35283.92\n6423.20\n7.46\n0.65\n69976.77\n49746.39\n154569.69\n81957.36\n107589.81\n117833.09\n106860.97\nClaims on Other Sectors\n30,591,586.65\n50,291,839.03\n55,494,397.61\n53,503,088.31\n55,637,086.52\n57,128,022.86\n57,472,591.98\n58,813,277.91\n62,784,018.62\n65,612,384.46\n67,506,212.47\n68,430,693.53\n69,225,847.58\nOther Financial Corporations\n447,828.48\n2,455,292.40\n3,111,591.45\n2,660,023.26\n3,791,255.19\n3,485,441.13\n3,385,548.89\n3,608,074.67\n4,473,463.56\n4,032,446.48\n3,957,163.72\n4,175,696.87\n4,256,349.14\nState and Local Government\n189.44\n0.06\n0.12\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22,037.30\n21,455.95\nPublic Non Financial Corporations\n609,127.16\n929,738.70\n1,018,405.10\n803,287.11\n551,317.31\n558,389.47\n545,976.19\n481,201.02\n462,250.04\n356,012.89\n338,673.66\n337,143.67\n243,037.04\nPrivate Sector\n29,534,441.57\n46,906,807.88\n51,364,400.95\n50,039,777.95\n51,294,514.02\n53,084,192.25\n53,541,066.90\n54,724,002.21\n57,848,305.02\n61,223,925.10\n63,210,375.09\n63,895,815.70\n64,705,005.45\nof which foreign currency denominated loans\n0.00\n38,002,098.46\n44,129,851.69\n42,518,375.71\n42,937,326.02\n46,086,808.21\n46,197,558.48\n47,961,063.26\n50,400,882.52\n52,686,202.68\n54,648,964.30\n54,746,706.22\n54,919,363.18\nClaims on the Central Bank\n13,543,158.02\n20,100,342.86\n25,221,048.60\n29,978,181.50\n29,908,440.47\n30,373,545.93\n29,202,075.39\n30,532,018.85\n33,836,493.47\n34,730,713.73\n36,281,290.41\n36,593,850.78\n37,610,459.21\nCurrency\n6,395.91\n8,104.77\n43,221.39\n71,398.47\n68,671.38\n69,317.82\n75,032.79\n101,328.49\n107,358.17\n161,368.58\n212,516.54\n217,741.94\n226,170.30\nReserves\n13,516,156.89\n19,682,219.42\n24,716,565.12\n29,665,560.69\n29,561,471.14\n30,142,631.46\n28,957,942.09\n30,153,538.87\n33,294,888.17\n34,245,988.52\n35,723,279.47\n36,068,329.15\n36,921,100.07\nSecurities\n20,605.22\n410,018.67\n461,262.09\n241,222.34\n278,297.95\n161,596.66\n169,100.51\n277,151.49\n434,247.13\n323,356.63\n345,494.40\n307,779.69\n463,188.84\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n109,931.02\n206,470.39\n429,739.68\n282,260.76\n233,008.13\n488,195.06\n536,903.93\n541,715.35\n544,153.36\n160,119.27\n149,022.93\n194,198.95\n156,524.18\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(Net)\n10,937,189.89\n20,916,043.38\n24,320,438.98\n23,214,025.99\n21,251,231.09\n21,927,283.31\n22,540,446.16\n20,617,165.44\n21,395,183.23\n20,726,430.36\n19,233,156.94\n21,960,933.23\n22,342,110.93\nShares and Other Equity\n19,127,593.60\n33,361,151.70\n37,947,068.42\n37,782,514.44\n38,602,374.77\n37,957,331.90\n39,010,056.96\n39,952,688.39\n40,420,684.72\n40,672,563.97\n41,715,337.11\n43,880,981.58\n44,654,493.42\nLiabilities to other ressident sectors\n12,502.97\n275,198.47\n496,390.28\n338,836.63\n351,531.15\n40,857.99\n232,767.00\n52,600.17\n57,571.63\n129,757.47\n154,528.90\n160,130.04\n219,064.73\nOther Items(Net)\n-8,202,906.68\n-12,720,306.79\n-14,123,019.72\n-14,907,325.08\n-17,702,674.82\n-16,070,906.59\n-16,702,377.80\n-19,388,123.12\n-19,083,073.13\n-20,075,891.07\n-22,636,709.07\n-22,080,178.39\n-22,531,447.22\nDeposits and Securities Included in Broad Money\n46,339,817.92\n66,846,232.76\n75,480,652.61\n72,329,564.38\n78,649,400.48\n78,063,764.92\n78,166,339.02\n83,165,179.14\n86,688,210.65\n92,550,668.47\n96,896,637.70\n95,839,751.43\n98,412,691.55\nDeposits Included in Broad Money\n46,313,212.53\n \n65,955,004.65\n \n74,431,400.02\n \n71,557,885.59\n \n77,653,699.15\n \n76,952,923.01\n \n77,123,326.81\n \n81,906,890.48\n \n85,574,557.18\n \n91,519,327.84\n \n95,396,238.70\n \n94,314,196.34\n \n96,697,984.65\n \nTransferable Deposits\n42,434,906.62\n \n61,611,721.37\n \n67,635,335.00\n \n65,726,264.95\n \n71,536,873.82\n \n70,228,432.67\n \n69,326,092.81\n \n74,633,455.07\n \n76,668,539.82\n \n81,316,502.35\n \n84,216,034.31\n \n83,327,483.31\n \n84,046,559.52\n \n of which FCAs\n31,648,530.18\n \n49,660,323.14\n \n56,662,042.07\n \n54,884,341.25\n \n59,157,868.07\n \n58,527,956.72\n \n57,270,326.39\n \n62,418,688.19\n \n63,622,764.25\n \n66,516,873.21\n \n70,151,596.80\n \n69,751,551.92\n \n70,659,662.88\n \nOther Deposits (Time Deposits)\n3,878,305.91\n4,343,283.28\n6,796,065.02\n5,831,620.65\n6,116,825.33\n6,724,490.33\n7,797,233.99\n7,273,435.41\n8,906,017.36\n10,202,825.50\n11,180,204.40\n10,986,713.03\n12,651,425.13\n of which FCAs\n3,030,905.19\n3,929,196.78\n6,263,284.37\n4,568,463.65\n5,140,664.14\n5,707,454.07\n6,566,882.32\n6,058,373.46\n7,683,253.11\n8,760,661.92\n9,667,621.96\n9,240,633.24\n10,635,965.84\nMoney Market Instruments\n26,605.39\n \n891,228.11\n \n1,049,252.60\n \n771,678.79\n \n995,701.33\n \n1,110,841.91\n \n1,043,012.21\n \n1,258,288.66\n \n1,113,653.48\n \n1,031,340.62\n \n1,500,399.00\n \n1,525,555.09\n \n1,714,706.90\n \nSource:Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n \n \n3 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\n Notes &\n&\nwith\nOther Depository \nwith\non\nLocal Governemt\nOther2\nGovernment\nLocal \nPublic \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nTotal\nAssets\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\nApr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nMay\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nJun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nJul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nAug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\nSep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nOct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\nNov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\nDec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n2025\nJan\n69.3\n \n12,746.4\n \n30,180.7\n \n3,532.9\n \n6,021.2\n \n896.7\n13,393.7\n0.0\n0.0\n2,006.3\n342.9\n0.0\n558.4\n6,598.6\n45,645.3\n52,243.9\n4,743.0\n6,786.8\n10,675.6\n18,575.8\n162,773.4\nFeb\n75.0\n \n11,639.8\n \n28,998.1\n \n3,283.1\n \n8,161.6\n \n879.1\n12,742.2\n0.0\n0.0\n2,420.6\n525.2\n0.0\n546.0\n6,009.1\n46,847.7\n52,856.7\n4,830.3\n7,060.8\n8,636.7\n18,506.8\n161,162.0\nMar\n101.3\n \n9,242.7\n \n30,230.5\n \n3,610.1\n \n12,141.7\n \n820.1\n13,149.3\n0.0\n0.0\n2,701.4\n509.0\n0.0\n481.2\n5,364.5\n48,748.3\n54,112.8\n4,536.1\n7,859.2\n8,503.0\n19,297.8\n167,296.2\nApr\n107.4\n \n9,519.9\n \n33,479.3\n \n3,591.2\n \n12,582.7\n \n413.8\n13,219.6\n0.0\n0.0\n2,516.2\n478.0\n0.0\n462.3\n5,605.4\n52,416.4\n58,021.8\n4,214.0\n6,452.9\n11,508.1\n19,362.3\n175,929.4\nMay\n161.4\n \n8,665.8\n \n34,327.1\n \n3,618.3\n \n17,046.8\n \n419.6\n13,413.8\n0.0\n0.0\n2,354.6\n469.5\n0.0\n356.0\n6,417.7\n54,552.9\n60,970.5\n4,191.2\n7,163.7\n11,589.0\n19,259.1\n184,006.3\nJun\n212.5\n \n9,521.0\n \n35,799.3\n \n6,230.7\n \n15,373.4\n \n119.4\n15,011.1\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,337.6\n62,644.2\n6,770.3\n7,532.5\n10,182.1\n19,289.0\n191,877.5\nJul\n213.8\n \n9,541.1\n \n35,802.0\n \n6,242.3\n \n15,357.8\n \n119.4\n15,009.2\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,419.5\n62,726.1\n6,735.6\n7,493.6\n10,258.8\n19,318.5\n192,010.2\nAug\n226.2\n \n14,822.2\n \n36,977.1\n \n5,875.5\n \n10,221.8\n \n609.6\n15,264.2\n0.0\n0.0\n2,284.7\n540.4\n21.5\n243.0\n7,482.0\n56,642.4\n64,124.4\n8,139.8\n8,543.3\n11,926.7\n19,642.7\n199,463.2\nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic Enterprises\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\nOther Institutional Units\nForeign \nCurrency \nDenominated\n ZiG \nDenominated\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - ASSETS\nMillions\n \n \n4 \n \n \n \nEnd of\nTotal Deposits\nof which FCA\n475,755.5\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\n*Aug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\n*Sep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\n*Oct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\n*Nov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\n*Dec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2025\n*Jan\n68,409.5\n1,912.4\n7,835.3\n78,157.2\n1,164.8\n8,148.8\n87,470.8\n64365.68\n0.0\n12,797.2\n488.2\n969.1\n40.9\n38,608.5\n6,786.8\n15,612.0\n162,773.4\n*Feb\n67,429.9\n1,989.7\n8,910.2\n78,329.8\n759.7\n7,486.5\n86,576.0\n63840.63\n0.0\n12,512.6\n536.9\n1,154.7\n232.8\n39,664.8\n7,060.8\n13,423.4\n161,162.0\n*Mar\n72,624.4\n2,009.1\n8,581.5\n83,215.0\n248.3\n7,714.7\n91,178.1\n68486.59\n0.0\n13,321.0\n541.7\n801.1\n52.6\n40,610.2\n7,859.2\n12,932.3\n167,296.2\n*Apr\n74,443.6\n2,224.9\n10,174.2\n86,842.8\n255.1\n10,839.6\n97,937.5\n70754.40\n0.0\n13,415.3\n544.2\n970.0\n57.6\n41,163.7\n6,452.9\n15,388.2\n175,929.4\n*May\n78,625.7\n2,690.8\n11,316.1\n92,632.6\n709.1\n11,890.3\n105,232.0\n75289.91\n0.0\n15,138.7\n160.1\n720.7\n129.8\n41,478.2\n7,163.7\n13,983.1\n184,006.3\n*Jun\n81,706.3\n2,509.7\n12,788.2\n97,004.2\n820.4\n13,980.0\n111,804.6\n79877.48\n0.0\n14,145.4\n149.0\n1,209.8\n154.5\n42,450.7\n7,532.5\n14,430.8\n191,877.5\n*Jul\n81,849.8\n2,526.2\n12,815.1\n97,191.1\n820.4\n13,980.0\n111,991.4\n79949.49\n0.0\n14,120.4\n149.0\n1,173.2\n154.5\n42,508.9\n7,493.6\n14,419.0\n192,010.2\n*Aug\n81,741.3\n2,305.2\n14,473.0\n98,519.6\n1,264.7\n12,265.2\n112,049.5\n81435.72\n0.0\n15,170.3\n156.5\n1,358.8\n219.1\n45,558.0\n8,543.3\n16,407.7\n199,463.2\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\n \n \n5 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\nLoans in ZiG\nLoans in Foreign Currency\nTotal\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n55.47\n \n11,470.10\n \n27,587.58\n \n2,805.14\n \n5,383.93\n \n896.67\n \n12,362.23\n \n-\n \n-\n \n807.94\n \n342.87\n \n-\n \n201.82\n \n6,018.68\n \n38,456.08\n \n44,474.76\n \n4,490.04\n \n6,786.76\n \n7,296.77\n \n14,700.77\n \n139,662.8\n \nFeb\n60.09\n \n10,394.10\n \n26,074.71\n \n2,500.83\n \n7,466.49\n \n879.05\n \n11,985.91\n \n-\n \n-\n \n1,227.40\n \n525.19\n \n-\n \n210.91\n \n5,135.14\n \n39,602.20\n \n44,737.33\n \n4,572.78\n \n7,060.84\n \n6,529.15\n \n14,603.01\n \n138,827.8\n \nMar\n79.63\n \n7,880.54\n \n27,417.58\n \n2,717.51\n \n11,623.76\n \n820.11\n \n12,300.30\n \n-\n \n-\n \n1,342.02\n \n509.01\n \n-\n \n196.72\n \n4,699.08\n \n40,942.54\n \n45,641.63\n \n4,354.50\n \n7,859.25\n \n6,540.97\n \n15,243.80\n \n144,527.3\n \nApr\n87.99\n \n8,108.02\n \n30,664.80\n \n2,649.20\n \n12,068.34\n \n413.80\n \n12,241.98\n \n-\n \n-\n \n1,095.15\n \n478.00\n \n-\n \n177.77\n \n4,854.99\n \n44,593.50\n \n49,448.49\n \n4,042.90\n \n6,452.91\n \n9,497.37\n \n15,304.56\n \n152,731.3\n \nMay\n133.33\n \n7,539.98\n \n31,081.99\n \n2,649.42\n \n16,140.56\n \n419.60\n \n12,259.88\n \n-\n \n-\n \n953.79\n \n469.51\n \n-\n \n151.74\n \n5,278.01\n \n46,383.60\n \n51,661.61\n \n3,991.35\n \n7,163.66\n \n9,319.35\n \n15,249.33\n \n159,185.1\n \nJun\n181.74\n \n8,374.10\n \n32,527.57\n \n5,410.98\n \n14,549.70\n \n119.42\n \n13,604.07\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,537.52\n \n52,765.60\n \n6,477.32\n \n7,532.53\n \n8,140.55\n \n15,060.65\n \n166,386.4\n \nJul\n183.05\n \n8,394.26\n \n32,530.27\n \n5,422.55\n \n14,534.13\n \n119.42\n \n13,602.14\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,619.44\n \n52,847.52\n \n6,442.57\n \n7,493.64\n \n8,217.25\n \n15,090.15\n \n166,519.1\n \nAug\n193.19\n \n13,295.37\n \n33,500.18\n \n4,346.93\n \n8,753.41\n \n609.59\n \n14,232.02\n \n-\n \n-\n \n583.16\n \n540.44\n \n21.46\n \n129.27\n \n6,419.77\n \n47,719.81\n \n54,139.58\n \n7,481.64\n \n8,543.31\n \n9,652.13\n \n15,411.88\n \n171,433.6\n \nSource: Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nOther Institutional Units\n \n \n6 \n \n \n \nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n61,330.5\n1,857.1\n5,138.7\n68,326.3\n1,164.8\n7,498.8\n76,990.0\n57,444.7\n0.0\n11,140.1\n488.2\n591.7\n40.9\n31,241.2\n6,786.8\n12,384.1\n139,662.8\nFeb\n60,122.2\n1,926.9\n5,792.8\n67,841.9\n759.7\n6,860.8\n75,462.5\n56,543.4\n0.0\n10,832.8\n536.9\n948.1\n232.8\n32,118.9\n7,060.8\n11,635.0\n138,827.8\nMar\n64,498.3\n1,941.3\n5,810.8\n72,250.4\n248.3\n7,126.4\n79,625.1\n60,576.1\n0.0\n11,822.7\n539.3\n718.1\n52.6\n32,964.9\n7,859.2\n10,945.4\n144,527.3\nApr\n66,264.7\n2,136.9\n7,267.2\n75,668.8\n255.1\n10,251.2\n86,175.2\n62,807.1\n0.0\n11,917.1\n541.8\n870.9\n57.6\n33,473.5\n6,452.9\n13,242.4\n152,731.3\nMay\n69,556.9\n2,593.4\n8,067.9\n80,218.2\n709.1\n11,890.0\n92,817.3\n66,697.2\n0.0\n13,030.8\n157.7\n620.4\n129.8\n33,467.9\n7,163.7\n11,797.5\n159,185.1\nJun\n73,254.5\n2,441.0\n8,265.2\n83,960.7\n820.4\n13,331.3\n98,112.3\n70,999.0\n0.0\n12,314.0\n107.9\n1,123.5\n154.5\n34,375.8\n7,532.5\n12,665.7\n166,386.4\nJul\n73,398.0\n2,457.5\n8,292.0\n84,147.5\n820.4\n13,331.3\n98,299.2\n71,071.0\n0.0\n12,289.1\n107.9\n1,086.9\n154.5\n34,434.0\n7,493.6\n12,653.9\n166,519.1\nAug\n72,524.1\n2,227.6\n9,705.6\n84,457.3\n1,264.7\n11,513.5\n97,235.5\n71,384.1\n0.0\n13,105.1\n108.5\n1,251.0\n219.1\n36,895.5\n8,543.3\n14,075.6\n171,433.6\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\nZWG millions\n \n \n7 \n \n \n \nForeign\nOther \nContigent\nEnd of\nNotes\nClaims\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt Public Enterprises\nOther2\nMortgages\nGovernment\nPublic Enterprise\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nLoans in ZiG\nLoans in Foreign Currency \nTotal\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n13.1\n \n939.4\n2,348.5\n \n616.8\n637.3\n \n-\n \n1,028.5\n \n0.0\n-\n \n1,019.2\n \n1,294.7\n \n-\n \n356.6\n \n317.5\n \n5,353.2\n \n5,670.7\n \n199.4\n \n-\n \n3001.4\n3,282.1\n \n20,407.7\n \nFeb\n13.9\n \n980.7\n2,545.5\n \n628.6\n695.1\n \n-\n \n753.2\n \n0.0\n-\n \n997.8\n \n1,428.4\n \n-\n \n335.1\n \n535.1\n \n5,302.8\n \n5,837.9\n \n199.4\n \n-\n \n1754.4\n3,294.2\n \n19,464.2\n \nMar\n20.4\n \n1031.3\n2,349.0\n \n786.9\n517.9\n \n-\n \n844.9\n \n0.0\n-\n \n1,066.7\n \n1,604.4\n \n-\n \n284.5\n \n358.4\n \n5,601.2\n \n5,959.7\n \n121.0\n \n-\n \n1684.9\n3,466.0\n \n19,737.7\n \nApr\n17.8\n \n1038.4\n2,522.2\n \n766.4\n514.4\n \n-\n \n900.0\n \n0.0\n-\n \n1,084.2\n \n1,815.7\n \n-\n \n284.5\n \n322.9\n \n5,519.7\n \n5,842.6\n \n111.4\n \n-\n \n1736.6\n3,476.9\n \n20,111.3\n \nMay\n26.4\n \n855.4\n2,940.4\n \n801.9\n906.2\n \n-\n \n1,009.6\n \n0.0\n-\n \n1,098.4\n \n1,814.5\n \n-\n \n204.3\n \n695.6\n \n5,865.6\n \n6,561.2\n \n139.8\n \n-\n \n2062.4\n3,495.2\n \n21,915.6\n \nJun\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nJul\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nAug\n32.3\n \n1148.2\n3,101.3\n \n1361.4\n1,468.4\n \n-\n \n892.1\n \n0.0\n-\n \n1,235.6\n \n1,836.0\n \n-\n \n113.8\n \n639.9\n \n6,476.6\n \n7,116.6\n \n593.1\n \n-\n \n2036.4\n3,683.5\n \n24,618.5\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nOther Institutional Units\nTABLE 6.1: BUILDING SOCIETIES SSSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n8 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent \nOther\nTOTAL\nand\nLiabilities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n6114\n44.7\n2,350.2\n8,508.5\n0.0\n649.8\n9,158.3\n6,215.9\n0.0\n1,657.1\n0.0\n377.4\n0.0\n6,162.6\n0.0\n3,052.3\n20,407.7\nFeb\n6227\n51.3\n2,759.3\n9,037.6\n0.0\n625.5\n9,663.1\n6,512.8\n0.0\n1,679.8\n0.0\n206.6\n0.0\n6,294.5\n0.0\n1,620.1\n19,464.2\nMar\n7027\n54.9\n2,402.5\n9,484.9\n0.0\n588.2\n10,073.1\n7,085.6\n0.0\n1,498.3\n0.0\n83.0\n0.0\n6,364.1\n0.0\n1,719.2\n19,737.7\nApr\n7101\n74.1\n2,488.0\n9,663.4\n0.0\n588.3\n10,251.7\n7,186.8\n0.0\n1,498.3\n0.0\n99.1\n0.0\n6,375.2\n0.0\n1,887.1\n20,111.3\nMay\n8052\n83.0\n2,896.7\n11,031.5\n0.0\n0.0\n11,031.5\n7,864.0\n0.0\n2,107.9\n0.0\n100.3\n0.0\n6,789.0\n0.0\n1,886.9\n21,915.6\nJun\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nJul\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nAug\n7971\n57.3\n4,213.4\n12,241.4\n0.0\n751.2\n12,992.5\n9,046.5\n0.0\n2,065.1\n36.9\n107.8\n0.0\n7,361.5\n0.0\n2,054.6\n24,618.5\nSource: Reserve Bank of Zimbabwe, 2025\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n9 \n \n \n \nEND OF\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\n*Aug\n3,858,128.45\n496,920.13\n197,595.11\n3,160,166.09\n163,179.56\n1,353,221.18\n3,891,826.53\n2,259,346.53\n2,064,398.05\n355,517.61\n7,019,997.29\n1,626.53\n24,821,923.05\n*Sep\n6,672,075.13\n1,240,260.16\n365,299.01\n5,024,076.96\n274,548.64\n2,326,667.49\n6,387,958.08\n4,331,429.08\n3,418,807.30\n640,082.06\n11,884,283.83\n2,603.24\n42,568,090.98\n*Oct\n7,858,559.49\n1,469,928.32\n481,828.82\n5,465,308.96\n320,115.06\n2,603,522.82\n7,340,600.92\n5,249,584.59\n3,667,687.19\n726,009.18\n13,568,052.49\n3,070.10\n48,754,267.95\n*Nov\n7,180,366.66\n1,328,085.57\n428,978.78\n5,025,733.67\n284,239.89\n2,457,448.49\n6,759,835.67\n4,209,879.63\n3,928,182.05\n680,905.22\n13,074,981.78\n2,309.39\n45,360,946.80\n*Dec\n7,297,552.82\n1,289,292.14\n385,874.99\n4,973,856.63\n262,219.72\n2,513,526.60\n6,746,914.01\n4,827,984.53\n3,694,327.88\n706,439.67\n13,280,443.54\n2,262.81\n45,980,695.34\n2025\n*Jan\n7,678,298.65\n1,196,038.23\n409,696.02\n5,047,238.20\n306,809.73\n2,664,917.36\n6,434,242.43\n4,757,437.66\n4,086,970.99\n769,886.02\n13,569,651.19\n1,922.01\n46,923,108.48\n*Feb\n8,299,274.74\n1,201,875.78\n399,492.64\n4,830,538.61\n300,587.07\n2,770,286.66\n6,503,215.41\n4,803,609.78\n4,292,425.79\n746,491.37\n13,140,132.51\n1,960.50\n47,289,890.85\n*Mar\n8,326,930.91\n1,244,718.81\n402,707.95\n5,041,144.58\n317,777.54\n2,491,912.41\n6,543,198.90\n4,375,136.07\n5,262,596.60\n744,227.95\n13,809,533.31\n1,950.08\n48,561,835.10\n*Apr\n8,907,112.83\n1,321,160.24\n510,175.35\n5,587,682.42\n301,612.10\n2,488,206.19\n7,065,026.69\n5,118,059.86\n5,500,479.51\n721,927.40\n14,585,410.50\n2,121.10\n52,108,974.19\n*May\n9,447,878.28\n1,662,965.62\n432,262.51\n6,247,342.77\n303,671.59\n2,560,619.89\n7,447,120.21\n5,231,385.19\n5,706,622.10\n757,449.00\n14,848,295.45\n2,090.86\n54,647,703.48\n*Jun\n9,323,262.25\n1,857,036.70\n452,476.01\n6,911,438.62\n316,057.26\n2,597,384.44\n7,363,354.86\n5,189,397.21\n5,586,435.53\n1,025,486.27\n14,948,428.25\n2,340.92\n55,573,098.32\n*Jul\n9,586,121.76\n1,821,068.99\n495,126.38\n7,039,554.33\n178,544.10\n2,593,734.88\n7,795,887.20\n5,506,356.66\n4,812,815.12\n1,047,916.99\n15,398,848.28\n3,074.97\n56,279,049.66\n*Aug\n9,148,112.87\n1,704,046.91\n442,559.05\n8,621,271.81\n178,023.75\n2,711,257.51\n7,806,713.08\n4,494,735.86\n5,678,257.82\n1,660,555.70\n14,593,469.93\n3,267.57\n57,042,271.87\nSource: Reserve Bank of Zimbabwe, 2025\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n10 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\n*Oct\n3,485,504.59\n2,567,255.56\n3,535,607.03\n7,474,589.94\n3,299,698.46\n7,968,221.02\n5,044,419.36\n5,097,867.03\n29,458,757.35\n1,018,065.78\n9,462,752.69\n220,427.14\n78,633,165.96\n*Nov\n3,092,857.19\n2,583,575.64\n3,658,337.22\n6,311,484.89\n3,319,494.63\n7,425,250.57\n6,381,558.42\n4,761,639.77\n27,173,979.25\n1,133,673.74\n8,782,149.64\n200,228.74\n74,824,229.70\n*Dec\n3,246,075.75\n3,000,089.39\n3,491,754.69\n6,900,913.48\n3,547,897.26\n7,345,227.12\n6,716,997.93\n4,549,007.97\n27,260,521.53\n1,099,879.74\n10,022,447.18\n355,894.47\n77,536,706.51\n2025\n*Jan\n2,906,778.30\n3,263,210.15\n3,335,010.28\n6,226,024.85\n3,652,381.28\n8,401,231.92\n6,022,841.93\n4,820,773.49\n27,794,296.00\n1,020,418.08\n9,522,377.98\n214,322.39\n77,179,666.65\n*Feb\n3,148,260.00\n2,765,476.21\n2,386,768.37\n6,142,552.78\n3,733,009.01\n8,301,324.64\n5,391,986.88\n4,799,925.63\n27,396,588.33\n1,120,196.78\n10,349,018.64\n257,727.50\n75,792,834.75\n*Mar\n2,931,379.17\n2,536,384.45\n2,998,500.17\n7,205,270.81\n4,098,816.70\n9,412,388.16\n5,090,011.12\n5,298,903.78\n30,409,375.81\n1,367,930.91\n10,495,733.30\n291,454.26\n82,136,148.64\n*Apr\n3,386,026.90\n2,914,075.14\n3,289,407.24\n8,086,383.88\n4,171,684.56\n10,519,094.01\n5,681,605.01\n5,683,058.56\n29,468,736.33\n1,483,286.46\n12,710,551.63\n251,262.54\n87,645,172.24\n*May\n3,791,778.73\n3,137,191.75\n4,015,525.94\n8,522,205.13\n4,083,039.56\n10,506,322.87\n6,181,631.24\n5,246,061.22\n33,512,835.39\n1,339,582.73\n13,286,284.33\n245,907.53\n93,868,366.41\n*Jun\n4,014,093.60\n3,535,586.92\n4,498,509.41\n8,172,595.07\n4,663,956.29\n11,061,597.23\n7,103,169.60\n7,369,633.91\n33,675,926.44\n1,350,750.73\n14,041,884.59\n249,641.43\n99,737,345.22\n*Jul\n3,720,611.16\n3,264,199.67\n4,187,885.93\n7,663,562.57\n4,338,130.51\n11,059,181.15\n6,952,371.00\n6,841,436.42\n31,002,206.47\n1,401,103.60\n13,912,098.40\n249,684.34\n94,592,471.21\n*Aug\n4,067,028.19\n3,593,726.17\n4,621,438.31\n7,757,110.09\n4,870,995.71\n10,663,643.86\n7,009,097.60\n6,845,630.99\n33,663,827.18\n1,515,405.31\n13,535,691.17\n392,861.63\n98,536,456.22\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n11 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\n2025\n*Jan\n41.82\n47.35\n40.13\n46.08\n*Feb\n43.00\n48.60\n40.45\n45.68\n*Mar\n42.33\n47.97\n40.42\n46.11\n*Apr\n42.16\n47.82\n40.43\n46.21\n*May\n43.66\n48.93\n40.27\n46.51\n*Jun\n42.34\n48.06\n40.51\n46.77\n*Jul\n42.50\n48.23\n40.46\n46.43\n*Aug\n43.33\n48.96\n40.39\n46.34\nSource: Reserve Bank of Zimbabwe, 2025\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMERCIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n12 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n*Mar\n3.81\n4.14\n5.95\n8.87\n*Apr\n3.81\n4.14\n5.95\n8.93\n*May\n3.81\n4.14\n6.09\n9.62\n*Jun\n3.81\n4.14\n5.95\n9.21\n*Jul\n3.67\n3.78\n6.21\n9.37\n*Aug\n3.75\n3.86\n6.90\n10.48\nSource: Reserve Bank of Zimbabwe, 2025\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n13 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.81\n0.46\n*Mar\n0.83\n0.15\n0.00\n-0.13\n0.93\n0.34\n-0.25\n-1.08\n2.43\n-0.53\n-0.22\n0.16\n-0.46\n-0.06\n*Apr\n1.31\n0.88\n1.67\n0.26\n1.17\n0.66\n-0.80\n1.05\n0.87\n2.92\n0.85\n1.11\n-0.25\n0.64\n*May\n1.14\n0.88\n0.20\n0.61\n1.58\n0.25\n-0.52\n0.35\n0.82\n0.04\n0.41\n0.58\n1.62\n0.93\n*Jun\n0.09\n0.77\n0.29\n0.70\n0.91\n0.75\n2.66\n0.45\n0.78\n0.19\n0.35\n0.53\n-0.21\n0.28\n*Jul\n0.36\n1.21\n5.44\n0.11\n0.68\n1.58\n-0.75\n0.60\n-0.46\n0.40\n-0.46\n2.29\n0.18\n1.57\n*Aug\n0.07\n1.17\n-0.01\n0.33\n1.54\n1.47\n3.11\n-0.06\n4.03\n2.78\n-0.07\n0.64\n-0.07\n0.40\nSource: Zimstat, 2025\n*Statistics are in ZiG\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\n \n \n14 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\n2025\n*Apr\n113.35\n96.45\n65.25\n89.90\n102.12\n82.73\n70.72\n92.09\n22.68\n66.55\n106.90\n77.85\n102.86\n85.68\n*May\n129.68\n100.90\n64.69\n97.15\n107.69\n86.74\n68.74\n97.91\n23.68\n68.14\n113.77\n80.67\n118.27\n92.06\n*Jun\n130.99\n100.81\n65.04\n98.10\n108.68\n86.58\n72.66\n98.85\n24.44\n68.39\n114.06\n81.23\n118.65\n92.52\n*Jul\n130.50\n101.45\n73.37\n98.55\n109.16\n90.38\n75.58\n99.93\n23.42\n68.69\n112.89\n95.79\n120.66\n95.79\n*Aug\n125.47\n100.66\n73.00\n95.15\n109.89\n88.08\n81.14\n97.03\n27.76\n71.25\n108.36\n84.22\n115.87\n93.78\nSource: Zimstat, 2025\n*Statistics are in ZiG\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\n \n \n15 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\n*Mar\n26.6787\n1.4588\n1.9508\n0.1788\n28.5428\n34.4141\n*Apr\n26.8023\n1.4182\n1.9371\n0.1855\n30.0241\n33.8697\n*May\n26.8657\n1.4817\n1.9826\n0.1854\n30.2848\n35.8782\n*Jun\n26.9125\n1.4958\n1.9959\n0.1861\n30.6525\n36.2024\n*Jul\n26.8367\n1.5123\n1.9559\n0.1828\n31.3728\n36.2626\n*Aug\n26.7665\n1.5098\n1.8838\n0.1813\n31.1270\n35.9603\nSource: Reserve Bank of Zimbabwe, 2025\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND O F\nUSA DO LLAR\nSO UTH ARFICAN \nRAND\nBO TSWANA PULA\nJAPANESE YEN\nEURO\nPO UND \nSTERLING\n \n \n16 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\n*Mar\n205.25\n180.43\n229,916,317\n92,886,500\n62,916.75\n*Apr\n191.95\n143.95\n268,269,085\n150,502,500\n58,411.66\n*May\n196.85\n145.40\n600,720,736\n269,991,681\n59,973.06\n*Jun\n197.23\n145.40\n532,262,807\n393,325,459\n60,971.48\n*Jul\n205.71\n144.85\n765,887,092\n429,345,471\n64,302.76\n*Aug\n208.72\n145.31\n689,801,108\n428,725,700\n65,354.76\nSource: Zimbabwe Stock Exchange, 2025\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n*All Share index was introduced in January, 2018\n \n \n17 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n7252.4\n6858.9\n14579.5\n44760.8\n*Feb\n92208.7\n5961.2\n6364.9\n14208.9\n43833.1\n*Mar\n112646.3\n6785.3\n7339.8\n17156.0\n47320.6\n*Apr\n116945.5\n7294.4\n7046.2\n19678.2\n49770.4\n*May\n128946.5\n9194.3\n8439.4\n23187.8\n53674.7\n*Jun\n138127.3\n8384.0\n9486.4\n21162.1\n54257.1\n*Jul\n138187.6\n9025.2\n9523.3\n21930.1\n58804.4\n*Aug\n109473.9\n7154.9\n8818.4\n21485.6\n58556.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n18 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n7381.3\n911.1\n46337.9\n1363.6\n*Feb\n815.5\n6229.8\n838.1\n44460.8\n1346.3\n*Mar\n917.4\n6777.0\n953.3\n53987.0\n1250.1\n*Apr\n872.0\n6052.9\n888.6\n54493.5\n1222.6\n*May\n959.3\n7667.0\n1027.7\n59206.5\n1531.9\n*Jun\n922.0\n7179.3\n1119.4\n56595.1\n1165.4\n*Jul\n983.4\n8005.7\n1110.5\n58630.8\n1172.7\n*Aug\n818.4\n6941.9\n1038.6\n61492.9\n1127.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n19", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_August_2025.pdf"}
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+{"doc_id": "0bc7b5f769210ab4c4126225eb222044", "text": "[Date] \n \n \n \n \nAUGUST 2016 \n \n \ni \n \n \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 3 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCash Transactions _________________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCard Based Transactions ___________________________________________________________ 6 \nCheque Transactions ______________________________________________________________ 6 \n \n \n \n \n \n \n \n1 \n \n \n \n \n \n2016 \nJuly \n2016 \nAugust \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n25.7 \n26.3 \n2.33% \nZ.S.E. Industrial Index1 \n98.8 \n99.3 \n0.51% \nNational Payment System Transactions \n(US$ millions) \n6 320.18 \n6 359.91 \n0.63% \nMoney Supply (US$ millions)2 \n5 138.0 \n5 227.8 \n1.75% \nMoney Supply (M3) Annual Growth2 (%) \n14.84 \n16.87 \n \nYearly Inflation3 (%) \n-1.6 \n-1.4 \n \nMonthly Inflation3 (%) \n-0.19 \n-0.13 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n2 \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of August 2016, major stock \nmarkets in the USA, Europe and Asia recorded \ngains. Trading in leading African stock markets \nwas mixed, with gains registered in Egypt, \n2.19%; South Africa, 1.34%; and Tunisia, \n1.27%. Losses were, however, recorded in \nKenya, -5.23%; Nigeria, -1.47%; and Morocco, \n-0.22%. \nThe Zimbabwe Stock Exchange (ZSE) was \nbullish in August 2016, following positive \ntrading in selected heavy weight counters. The \nmainstream index increased by 0.42% to close \nthe month of August 2016 at 99.26 points, from \n98.84 points in the previous month. The \nresources index also increased by 2.33%, to close \nthe month under review at 26.32 points. \n \nThe volume of shares traded fell by 27.89% to \n41 264 438 shares in August 2016, from \n57 222 624 shares in July 2016. \n \nMarket turnover declined from US$11.84 million \nin July 2016, to US$7.08 million during the \nmonth of August 2016. This partly reflected \ncautious trading on the ZSE by investors. \n \nNet foreign capital outflows amounted to \nUS$4.31 million in August 2016, down from \nUS$5.2 million registered in the previous month. \nThis was on account of a slowdown in foreign \ninvestor disinvestments from the ZSE. \n \n \nSource: Zimbabwe Stock Exchange, 2016 \nMarket capitalisation increased by 0.45%, from \nUS$2.72 billion recorded in July 2016 to \nUS$2.73 billion in August 2016. This followed \npositive trading in selected counters. \n \n \n \n \n \n0\n20\n40\n60\n80\n100\n120\n140\n160\n31-Aug-15\n30-Sep-15\n31-Oct-15\n30-Nov-15\n31-Dec-15\n31-Jan-16\n29-Feb-16\n31-Mar-16\n30-Apr-16\n31-May-16\n30-Jun-16\n31-Jul-16\n31-Aug-16\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.00\n5.00\n10.00\n15.00\n20.00\n25.00\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n300.00\nJul-15\nAug-15\nSep-15\nOct-15\nNov-15\nDec-15\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Monthly Volumes \nFigure 2: ZSE: Monthly Volumes and Values Trad\nand Values Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2016 \n \n \n \n3 \n \nMONETARY DEVELOPMENTS \nThe annual growth in money supply stood at \n16.87% in August 2016, reflecting a 2.03 \npercentage point increase from 14.84% recorded \nin July 2016. This was attributable to increases in \nthe following classes of deposits: demand, \n30.32%; savings, 11.62% and under 30-day, \n1.84%, respectively. Over 30-day deposits, \nhowever, recorded a decline of 0.79% during the \nsame period. Broad money was largely \ncomposed of deposits that are short term in \nnature, during the period under review. \n \nSource: Reserve Bank of Zimbabwe, 2016 \nIn terms of proportions, demand deposits \nconstituted 55.80% of total deposits; followed by \nover 30-days deposits, 18.95%; under 30-days \ndeposits, 12.92%; and savings deposits, 12.33%. \nOn a monthly basis, the growth in broad money \nsupply \nincreased \nby \n1.75%, \nfrom \nUS$5 \n138.0 \nmillion \nin \nJuly \n2016, \nto \nUS$5 227.8 million in August 2016. \n \n \nAnnual banking sector credit increased from \nUS$5 051.04 million in August 2015 to \nUS$5 800.72 million in August 2016. On a \nmonth-on-month basis, banking sector credit \ndeclined by 0.10%, from US$5 707.01 million \nrecorded in July 2016. \nCredit to the private sector declined by 7.12% to \nUS$3 487.63 million in August 2016, from \nUS$3 754.82 million in August 2015. This was a \nsixth consecutive year-on-year decline since \nMarch 2016. \nOn a month-on-month basis, credit to the private \nsector \ndecreased \nby \n0.02%, \nfrom \nUS$3 \n488.27 \nmillion \nin \nJuly \n2016 \nto \nUS$3 487.63 in August 2016. Developments on \nprivate sector continued to reflect cautionary \nlending \nby \nbanks, \nin \nan \nenvironment \ncharacterised by a slowdown in economic \nactivity. \n \nThe distribution of credit to the private sector \nwas as follows; loans and advances, 85.96%; \n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\nNov-13\nFeb-14\nMay-14\nAug-14\nNov-14\nFeb-15\nMay-15\nAug-15\nNov-15\nFeb-16\nMay-16\nAug-16\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth rate\nUnder 30 \nDays\n12.9%\nOver 30 \nDays\n18.9%\nDemand\n55.8%\nsavings\n12.3%Figure 4: Bankin\nFigure 4: Banking Sector Deposits August 2016\nDeposits August 2016\nSource: Reserve Bank of Zimbabwe, 2016 \n \n \n \n4 \n \nmortgages, 9.98%; other investments, 2.74%; \nbankers \nacceptances, \n0.23%; \nand \nbills \ndiscounted, 0.10%. \n \nSource: Reserve Bank of Zimbabwe, 2016 \n \nThe sectoral distribution of private sector credit was \nas follows: households, 23.95%; agriculture, \n18.75%; \nservices, \n17.26%; \nmanufacturing, \n15.94%; distribution, 11.10%; mining, 5.25%; \nfinancial organisations and investments, 3.08%; \ntransport \nand \ncommunications, \n2.64%; \nconstruction, 1.63%; and other, 0.39%. \n \nPrivate sector credit was utilised for other \nrecurrent and working capital expenditures, \n34.08%; inventory build-up, 32.73%; consumer \ndurables, 15.94%; fixed capital investment, \n15.48%; and pre and post shipment financing, \n1.77%. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nThe annual headline inflation accelerated to \n-1.4% in August 2016, gaining 0.2 percentage \npoints on the -1.6% recorded in July 2016. The \nincrease in inflation was largely driven by both \nfood and non-food inflation. \n \n \nSource: ZIMSTAT, 2016 \nYear–on-year food inflation stood at -3.3% in \nAugust 2016, up from the -3.8% recorded in July \n2016. This was underpinned by increases in \nprices of sugar, jam, honey and confectioneries. \n \nAnnual non-food inflation also increased from \n-0.6% in July 2016 to -0.5% in August 2016, \nlargely attributable to increases in education as \nwell as restaurants and hotels. The increases \nLoans & Advances\n86.0%\nMortgages\n10.0%\nBills \nDiscounted\n0.1%\nBankers \nacceptances\n0.2%\nOther \ninvestments\n3.7%Figure 5: Distribution of Private \nFigure 5: Distribution of Private Sector Credit\nSector Credit\n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \n \n5 \n \nwere, however, partially offset by declines in \nfurniture, \nhousehold \nequipment \nand \nmaintenance, transport and energy. \n \nMonthly Inflation \n \n \nMonth-on-month inflation stood at -0.13% in \nAugust 2016, a 0.06 percentage points increase, \ncompared to the -0.19% recorded in July 2016. \nMonthly inflation was largely driven by \nincreases in food inflation. \n \nMonthly food inflation firmed from -0.52% in \nJuly 2016 to -0.31% in August 2016, on account \nof increases in prices of fish and sea food; milk, \ncheese and eggs; oils and fats; and fruits. The \nincreases were, however, partially offset by \ndeclines in bread and cereals; meat; and \nvegetables. \n \nNon-food inflation however, marginally declined \nfrom -0.03% in July 2016 to -0.04% in August \n2016. This followed declines in furniture and \nhousehold equipment; clothing and footwear; \nand transport, among others. The declines were \npartially \noffset \nby \nincreases \nin \nhealth; \ncommunication; and miscellaneous goods and \nservices. \n \nNATIONAL PAYMENTS SYSTEM \n \nTransactions processed through the National \nPayment \nSystem \n(NPS) \nstood \nat \nUS$6 359. 91 million in August 2016, up from \nUS$6 319.33 million in July 2016. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system increased by 0.4% to US$3.93 \nbillion in August 2016, from US$3.91 billion \nrecorded in July 2016. RTGS transactions \nvolumes also registered a 5% increase from \n242 373 in July 2016 to 253 938 during the period \nunder review. \nSource: Reserve Bank of Zimbabwe, 2016 \n \nCash transactions \n \nCash transactions declined by 8%, from \nUS$531.45 \nmillion \nin \nJuly \n2016 \nto \nUS$ 491.19 million during the month of August \n2016. \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions closed the month of August 2016 at \nUS$766.01 million, from US$709.26 million in \nJuly 2016. \n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nAug-13\nDec-13\nApr-14\nAug-14\nDec-14\nApr-15\nAug-15\nDec-15\nApr-16\nAug-16\n -\n 50\n 100\n 150\n 200\n 250\n 300\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: ZE\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n \n6 \n \nCard Based Transactions \n \nCard based transactions also decreased from \nUS$406.35 \nmillion \nin \nJuly \n2016, \nto \nUS$403.95 million in August 2016. \n \nCheque Transactions \n \nThe value of cheque transactions declined by \n14%, to close the month under review at \nUS$7.9 million. \n \nRESERVE BANK OF ZIMBABWE \nOCTOBER 2016\n \n \n \n7 \n \n \nStatistical Tables \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 9 \n \n1.2 Broad Money Survey \n \n \n \n \n \n10 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n11 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n12 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 13 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n14 \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n15 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n16 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n17 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n18 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n19 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n20 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n21 \n \n7.2 Liabilities \n \n \n \n \n \n \n22 \n \n \n \n \n8 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n23 \n \n8.2 Liabilities \n \n \n \n \n \n \n24 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n25 \n \n9.2 Liabilities \n \n \n \n \n \n \n26 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n27 \n \n11. Savings with Financial Institutions \n \n \n \n \n28 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n29 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n30 \n \n13.2 Volumes of Transactions \n \n \n \n \n31 \n \n \n \n \n \n \n \n \n \n \n9 \n \n \n \n \n \n \n \n \n \n \nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nJuly\nAugust\nBond Coins\n3,016.3\n3,425.5\n4,445.3\n5,789.3\n7,127.0\n7,355.5\n7,457.3\n7,612.1\n7,758.5\n8,005.8\n8,106.8\n8,243.2\n8,854.6\nRBZ Demand Deposits\n3,480.3\n3,478.9\n3,485.7\n2,470.9\n726.0\n1,832.8\n2,086.4\n1,423.3\n5,061.6\n3,602.5\n3,701.2\n9,125.9\n4,363.6\nComm. Banks Dem. Deposits\n2,168,409.0\n2,166,471.3\n2,149,026.8\n2,358,226.5\n2,362,538.7\n2,430,098.0\n2,409,398.2\n2,510,951.1\n2,575,573.8\n2,644,003.9\n2,743,164.8\n2,690,977.0\n2,849,745.9\nMerchant Banks Dem. Deposits\n62,949.9\n62,157.8\n61,925.6\n58,750.3\n58,524.4\n58,511.7\n58,304.5\n58,315.0\n58,346.2\n58,364.1\n58,364.1\n58,350.7\n58,341.8\nM1\n2,237,855.5\n2,235,533.5\n2,218,883.4\n2,425,237.0\n2,428,916.0\n2,497,798.0\n2,477,246.4\n2,578,301.4\n2,646,740.1\n2,713,976.2\n2,813,336.8\n2,766,696.7\n2,921,305.9\nComm. Banks Savings Deposits\n227,534.6\n230,176.6\n231,465.3\n259,856.4\n266,166.6\n280,598.5\n291,567.7\n290,006.1\n299,136.9\n282,597.7\n270,213.2\n346,442.2\n289,814.6\nBuilding Soc. Savings Deposits\n277,271.4\n230,176.6\n294,208.3\n308,439.9\n296,041.8\n297,854.8\n305,980.4\n311,092.0\n317,629.3\n332,211.2\n313,154.7\n313,391.2\n278,711.3\nP O S B Savings Deposits\n71,554.2\n77,161.5\n73,380.5\n76,307.7\n72,505.8\n73,735.7\n73,847.9\n74,405.9\n80,067.6\n79,203.4\n79,502.7\n75,483.3\n74,820.4\nComm. Banks U-30 Day Deposits\n505,981.9\n613,287.8\n565,136.6\n565,317.5\n650,234.3\n597,527.6\n588,796.4\n506,719.1\n574,185.2\n674,068.8\n546,356.7\n552,519.8\n629,146.7\nMerchant Banks U-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. U- 30 Day Deposits\n156,077.5\n190,548.2\n144,911.8\n127,578.2\n165,352.5\n131,683.2\n123,683.2\n108,106.2\n171,635.9\n118,100.1\n134,140.9\n90,761.4\n45,096.0\nM2\n3,476,275.0\n3,576,884.3\n3,527,985.9\n3,762,736.7\n3,879,217.1\n3,879,197.9\n3,861,122.0\n3,868,630.7\n4,089,395.1\n4,200,157.3\n4,156,705.0\n4,145,294.6\n4,238,894.9\nComm. Banks O-30 Day Deposits\n622,991.6\n611,608.0\n628,213.7\n503,244.7\n420,265.1\n424,676.9\n449,879.1\n573,809.8\n519,330.5\n438,306.5\n554,032.6\n522,523.5\n458,749.8\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n340,974.7\n303,177.5\n409,350.0\n444,267.1\n432,822.3\n413,975.8\n421,729.2\n438,461.8\n361,565.5\n374,720.6\n390,530.0\n429,065.6\n488,344.9\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n21,540.3\n24,019.0\n24,010.2\n23,668.6\n21,851.3\n25,326.6\n24,881.2\n24,640.9\n23,321.3\n26,430.9\n28,174.9\n29,891.3\n30,579.6\nM3\n4,473,048.2\n4,526,955.4\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\n5,050,881.9\n5,140,709.1\n5,138,041.5\n5,227,835.9\nSource:Reserve Bank of Zimbabwe, 2016\n2015\n2016\nTABLE 1.1 : MONETARY AGGREGATES\n US$ thousands\n \n \n \n10 \n \n \n \nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUNE\nJULY\nAUGUST\nNET FOREIGN ASSETS \n-727,785.7\n-715,689.4\n-822,417.2\n-771,548.0\n-667,684.9\n-688,591.4\n-780,139.7\n-728,823.7\n-803,152.0\n-897,595.5\n-682,718.0\n-569,021.5\n-572,883.4\n Assets\n867,447.1\n889,018.6\n784,372.6\n667,350.7\n792,677.3\n758,634.6\n679,001.9\n687,149.8\n637,447.5\n623,538.1\n667,173.2\n663,489.3\n661,991.9\n Reserve Bank (RBZ)\n360,705.6\n360,255.9\n335,321.7\n300,180.5\n433,452.9\n424,269.1\n390,810.3\n334,552.7\n354,608.4\n407,381.8\n389,004.0\n380,890.0\n352,410.1\n Deposit Money Banks (DMBs) \n428,702.8\n448,219.8\n387,305.0\n310,522.6\n300,320.1\n302,773.5\n259,017.9\n318,832.0\n269,044.4\n200,060.3\n256,915.8\n267,266.8\n297,214.3\n Other Banking Institutions (OBIs) \n78,038.7\n80,542.9\n61,745.9\n56,647.6\n58,904.3\n31,592.0\n29,173.7\n33,765.2\n13,794.7\n16,096.0\n21,253.4\n15,332.5\n12,367.6\n Liabilities \\2\n-1,595,232.7\n-1,604,707.9\n-1,606,789.8\n-1,438,898.6\n-1,460,362.2\n-1,447,226.0\n-1,459,141.6\n-1,415,973.5\n-1,440,599.5\n-1,521,133.6\n-1,349,891.2\n-1,232,510.8\n-1,234,875.3\n RBZ\n1,056,817.9\n1,057,080.8\n1,069,972.4\n1,048,664.8\n1,096,800.8\n1,090,485.7\n1,117,823.6\n1,075,644.5\n1,117,787.5\n1,184,783.0\n1,042,014.2\n935,954.6\n944,035.4\n DMBs\n490,791.1\n504,085.0\n494,458.0\n347,787.2\n320,578.9\n313,434.2\n299,029.1\n303,288.3\n285,945.2\n300,200.0\n272,477.2\n260,900.2\n257,249.7\n OBIs\n47,623.8\n43,542.1\n42,359.5\n42,446.6\n42,982.5\n43,306.1\n42,288.9\n37,040.8\n36,866.8\n36,150.7\n35,399.8\n35,656.0\n33,590.3\nNET DOMESTIC ASSETS \n5,200,833.8\n5,301,713.1\n5,423,243.6\n5,516,731.6\n5,433,107.3\n5,443,035.2\n5,549,017.8\n5,645,633.4\n5,808,031.0\n5,948,477.4\n5,823,427.1\n5,707,063.0\n5,800,719.3\nDOMESTIC CREDIT\n5,029,107.1\n5,079,842.4\n5,196,662.7\n5,345,272.0\n5,535,396.4\n5,476,442.4\n5,489,962.3\n5,542,678.3\n5,623,621.7\n5,627,841.4\n5,719,589.2\n5,759,394.1\n5,753,421.7\n Claims on Government (net) \n1,192,006.7\n1,182,354.0\n1,253,218.7\n1,359,827.4\n1,564,354.7\n1,530,792.2\n1,671,934.4\n1,691,128.7\n1,804,057.3\n1,834,775.4\n1,948,003.0\n2,028,573.1\n2,026,952.7\n RBZ\n244,517.6\n254,297.8\n271,997.2\n314,096.4\n331,552.1\n355,230.5\n418,006.5\n446,003.9\n456,287.0\n468,433.1\n508,837.0\n552,972.5\n583,837.7\n DMBs\n860,228.9\n838,982.9\n890,154.0\n954,556.6\n1,119,720.1\n1,068,095.4\n1,153,295.1\n1,166,120.4\n1,226,195.8\n1,241,961.8\n1,305,509.6\n1,342,573.5\n1,320,529.8\n OBIs\n87,260.2\n89,073.3\n91,067.5\n91,174.4\n113,082.5\n107,466.4\n100,632.7\n79,004.4\n121,574.4\n124,380.4\n133,656.4\n133,027.1\n122,585.2\n Claims on Public Enterprises \n56,508.0\n54,523.7\n84,877.1\n83,806.0\n140,910.1\n145,507.6\n120,445.0\n179,370.7\n185,698.9\n197,207.6\n199,989.6\n242,550.6\n238,843.8\n RBZ\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n78,226.4\n91,056.2\n99,304.3\n138,657.6\n138,175.0\n DMBs\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n105,088.3\n99,643.7\n102,872.2\n99,545.6\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n105,088.3\n99,643.7\n102,872.2\n99,545.6\n OBIs\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n951.8\n904.0\n1,063.1\n1,041.6\n1,020.8\n1,123.2\n Claims on Private Sector\n3,780,592.5\n3,842,964.7\n3,858,567.0\n3,901,638.6\n3,830,131.6\n3,800,142.6\n3,697,582.8\n3,672,178.9\n3,633,865.5\n3,595,858.4\n3,571,596.6\n3,488,270.3\n3,487,625.2\n RBZ\n92,768.9\n67,359.3\n75,959.6\n77,442.5\n90,549.5\n93,049.5\n74,614.5\n56,342.7\n58,614.2\n58,864.7\n49,967.1\n50,177.0\n52,542.1\n DMBs\n2,875,477.3\n2,956,930.6\n2,950,844.9\n2,981,759.1\n2,874,287.6\n2,860,825.0\n2,773,512.1\n2,774,147.9\n2,736,322.0\n2,691,318.7\n2,681,469.9\n2,571,743.7\n2,572,338.2\n OBIs\n812,346.3\n818,674.8\n831,762.5\n842,437.0\n865,294.5\n846,268.2\n849,456.3\n841,688.3\n838,929.3\n845,675.0\n840,159.6\n866,349.6\n862,744.9\nOTHER ITEMS (NET) \n171,726.7\n221,870.7\n226,580.9\n171,459.6\n-102,289.2\n-33,407.2\n59,055.5\n102,955.1\n184,409.4\n320,636.1\n103,837.9\n-52,331.0\n47,297.6\nBROAD MONEY (M3) \n4,473,048.2\n4,586,023.7\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\n5,050,881.9\n5,140,709.1\n5,138,041.5\n5,227,835.9\nSource:Reserve Bank of Zimbabwe, 2016\n1. Building societies and P. O. S. B.\n2. Sign reversal.\n2015\n2016\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ thousands\n \n \n \n11 \n \n \nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUNE\nJULY\nAUGUST\nNET FOREIGN ASSETS \n-4,012.9\n12,096.3\n-106,727.8\n50,869.2\n103,863.0\n-20,906.5\n-91,548.3\n51,316.0\n-74,328.3\n-94,443.6\n214,877.6\n113,696.5\n-3,862.0\n Assets\n23,757.8\n21,571.5\n-104,646.0\n-117,021.9\n125,326.6\n-34,042.7\n-79,632.7\n8,148.0\n-49,702.3\n-13,909.4\n43,635.1\n-3,683.9\n-1,497.4\n Reserve Bank (RBZ)\n-35,065.4\n-449.7\n-24,934.2\n-35,141.2\n133,272.4\n-9,183.8\n-33,458.8\n-56,257.6\n20,055.8\n52,773.4\n-18,377.7\n-8,114.0\n-28,479.9\n Deposit Money Banks (DMBs)\n67,185.1\n19,517.0\n-60,914.8\n-76,782.4\n-10,202.5\n2,453.4\n-43,755.6\n59,814.1\n-49,787.5\n-68,984.1\n56,855.5\n10,351.0\n29,947.5\n Other Banking Institutions (OBIs) \\1\n-8,361.9\n2,504.2\n-18,797.0\n-5,098.3\n2,256.7\n-27,312.3\n-2,418.3\n4,591.5\n-19,970.5\n2,301.3\n5,157.4\n-5,920.9\n-2,964.9\n Liabilities \\2\n-27,770.7\n-9,475.2\n-2,081.9\n167,891.2\n-21,463.6\n13,136.2\n-11,915.5\n43,168.1\n-24,626.0\n-80,534.1\n171,242.4\n117,380.4\n-2,364.5\n RBZ\n16,858.2\n262.9\n12,891.6\n-21,307.6\n48,136.0\n-6,315.1\n27,337.9\n-42,179.1\n42,143.1\n66,995.5\n-142,768.8\n-106,059.7\n8,080.8\n DMBs\n11,835.0\n13,293.9\n-9,627.0\n-146,670.7\n-27,208.4\n-7,144.6\n-14,405.1\n4,259.2\n-17,343.1\n14,254.8\n-27,722.8\n-11,577.0\n-3,650.5\n OBIs\n-922.5\n-4,081.6\n-1,182.7\n87.1\n535.9\n323.5\n-1,017.2\n-5,248.1\n-174.0\n-716.1\n-750.9\n256.2\n-2,065.7\nNET DOMESTIC ASSETS \\3\n3,100.7\n100,879.2\n121,530.5\n93,488.0\n-83,624.4\n9,928.0\n105,982.5\n96,615.7\n162,397.6\n140,446.4\n-125,050.3\n-116,364.1\n93,656.3\nDOMESTIC CREDIT\n47,595.6\n50,735.3\n116,820.4\n148,609.3\n190,124.4\n-58,954.0\n13,519.9\n52,716.0\n80,943.4\n4,219.7\n91,747.9\n39,804.8\n-5,972.4\n Claims on Government (net) \n31,961.9\n-9,652.6\n70,864.7\n106,608.7\n204,527.3\n-33,562.5\n141,142.2\n19,194.3\n112,928.5\n30,718.1\n113,227.7\n80,570.1\n-1,620.4\n RBZ\n1,434.7\n9,780.2\n17,699.4\n42,099.2\n17,455.7\n23,678.3\n62,776.1\n27,997.4\n10,283.1\n12,146.1\n40,403.9\n44,135.6\n30,865.2\n DMBs\n14,363.6\n-21,245.9\n51,171.1\n64,402.6\n165,163.5\n-51,624.8\n85,199.8\n12,825.3\n60,075.4\n15,766.0\n63,547.8\n37,063.9\n-22,043.8\n OBIs\n16,163.6\n1,813.1\n1,994.2\n106.9\n21,908.1\n-5,616.0\n-6,833.7\n-21,628.3\n42,570.0\n2,806.0\n9,276.0\n-629.3\n-10,441.9\n Claims on Public Enterprises \n7,866.2\n-1,984.3\n30,353.4\n-1,071.0\n57,104.1\n4,597.4\n-25,062.5\n58,925.6\n6,328.3\n11,508.7\n2,782.0\n42,561.0\n-3,706.9\n RBZ\n167.2\n325.0\n27,938.9\n12.5\n49,194.3\n-2,836.7\n-22,564.6\n16,188.3\n7,869.9\n12,829.8\n8,248.1\n39,353.3\n-482.6\n DMBs\n6,619.9\n-2,342.5\n2,560.3\n-843.4\n7,698.3\n7,645.6\n-2,520.4\n42,734.4\n-1,493.8\n-1,480.3\n-5,444.6\n3,228.5\n-3,326.6\n Agri-PEs\n-1,524.5\n-1,525.5\n-1,526.5\n-1,527.5\n-1,528.5\n-9,457.5\n-7,505.4\n-6,965.8\n-6,966.8\n-6,967.8\n-6,968.8\n-6,969.8\n-6,970.8\n Other\n8,144.4\n-816.9\n4,086.8\n684.1\n9,226.8\n17,103.1\n4,985.0\n49,700.2\n5,473.1\n5,487.6\n1,524.3\n10,198.3\n3,644.2\n OBIs\n1,079.1\n33.1\n-145.7\n-240.1\n211.5\n-211.5\n22.5\n3.0\n-47.9\n159.1\n-21.5\n-20.8\n102.4\n Claims on Private Sector\n7,767.5\n62,372.2\n15,602.3\n43,071.6\n-71,507.0\n-29,989.0\n-102,559.8\n-25,403.9\n-38,313.4\n-38,007.1\n-24,261.7\n-83,326.3\n-645.1\n RBZ\n26,046.5\n-25,409.6\n8,600.4\n1,482.9\n13,107.0\n2,500.0\n-18,435.0\n-18,271.7\n2,271.5\n250.4\n-8,897.6\n210.0\n2,365.0\n DMBs\n-34,680.2\n81,453.3\n-6,085.7\n30,914.2\n-107,471.5\n-13,462.6\n-87,312.9\n635.8\n-37,825.9\n-45,003.2\n-9,848.8\n-109,726.3\n594.5\n OBIs\n16,401.3\n6,328.5\n13,087.7\n10,674.5\n22,857.6\n-19,026.4\n3,188.1\n-7,768.0\n-2,759.0\n6,745.7\n-5,515.3\n26,190.0\n-3,604.7\nOTHER ITEMS (NET) \n-44,494.9\n50,144.0\n4,710.2\n-55,121.3\n-273,748.8\n68,882.0\n92,462.7\n43,899.6\n81,454.2\n136,226.7\n-216,798.2\n-156,168.9\n99,628.7\nBROAD MONEY (M3) \n-912.2\n112,975.5\n14,802.7\n144,357.2\n20,238.7\n-10,978.5\n14,434.3\n147,931.7\n88,069.3\n46,002.9\n89,827.2\n-2,667.6\n89,794.3\n Broad Money (M3) \n-0.02%\n2.53%\n0.32%\n3.14%\n0.43%\n-0.23%\n0.30%\n3.10%\n1.79%\n0.92%\n1.78%\n-0.05%\n1.75%\n Domestic Credit \n0.96%\n1.01%\n2.30%\n2.86%\n3.56%\n-1.07%\n0.25%\n0.96%\n1.46%\n0.08%\n1.63%\n0.70%\n-0.10%\n Claims on Private Sector\n0.21%\n1.65%\n0.41%\n1.12%\n-1.83%\n-0.78%\n-2.70%\n-0.69%\n-1.04%\n-1.05%\n-0.67%\n-2.33%\n-0.02%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\n2015\n2016\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ thousands\n \n \n \n12 \n \n \n \nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUNE\nJULY\nAUGUST\nNET FOREIGN ASSETS \n-100,052.1\n-179,455.4\n-223,571.1\n-3,723.5\n51,716.5\n25,599.2\n-16,833.2\n-162,864.4\n-167,123.9\n-216,529.0\n92,794.6\n154,751.3\n154,902.2\n Assets\n-212,180.1\n-216,884.3\n-214,670.1\n-160,163.5\n-103,502.5\n-72,324.8\n-58,831.6\n-128,929.8\n-118,045.9\n-187,662.4\n-259,180.5\n-180,199.9\n-205,455.2\n Reserve Bank (RBZ)\n-50,976.1\n-260,229.1\n-172,834.3\n-34,353.8\n70,271.8\n67,607.2\n109,920.3\n52,382.6\n71,707.8\n104,163.2\n-64,982.0\n-14,881.0\n-8,295.5\n Deposit Money Banks (DMBs)\n-175,757.2\n33,238.4\n-45,036.0\n-106,467.2\n-162,792.6\n-103,107.2\n-141,455.7\n-150,731.3\n-155,323.7\n-218,661.6\n-133,692.5\n-94,250.8\n-131,488.5\n Other Banking Institutions (OBIs) \\1\n14,553.2\n10,106.4\n3,200.1\n-19,342.5\n-10,981.7\n-36,824.9\n-27,296.3\n-30,581.0\n-34,430.0\n-73,164.0\n-60,506.0\n-71,068.1\n-65,671.1\n Liabilities \\2\n112,128.0\n37,428.9\n-8,901.0\n156,440.0\n155,218.9\n97,924.0\n41,998.4\n-33,934.6\n-49,078.0\n-28,866.7\n351,975.1\n334,951.2\n360,357.4\n RBZ\n-60,845.6\n19,340.3\n34,361.2\n18,611.0\n75,864.3\n83,389.7\n108,661.8\n217,549.1\n223,580.0\n315,851.6\n-51,292.1\n-104,005.1\n-112,782.5\n DMBs\n-63,177.9\n-46,073.7\n-13,602.2\n-162,923.9\n-219,844.2\n-170,029.2\n-139,327.3\n-169,893.9\n-163,052.9\n-274,592.8\n-287,828.7\n-218,055.8\n-233,541.4\n OBIs\n11,895.4\n-10,695.4\n-11,858.0\n-12,127.1\n-11,239.0\n-11,284.5\n-11,332.9\n-13,720.6\n-11,449.1\n-12,392.1\n-12,854.3\n-12,890.3\n-14,033.5\nNET DOMESTIC ASSETS \\3\n251,024.5\n376,976.5\n367,137.9\n333,441.6\n310,287.2\n388,719.3\n447,824.3\n709,354.1\n733,158.4\n779,443.5\n503,904.7\n509,329.9\n599,885.4\nDOMESTIC CREDIT\n794,638.6\n812,660.2\n865,327.7\n992,339.8\n1,156,742.8\n1,244,947.0\n1,240,909.9\n1,171,650.7\n1,093,844.4\n809,966.1\n850,516.8\n777,882.6\n724,314.5\n Claims on Government (net) \n754,533.2\n739,918.1\n782,714.1\n897,401.8\n1,048,718.3\n986,766.1\n1,122,755.2\n1,153,453.4\n1,138,798.4\n884,181.4\n873,765.5\n868,528.4\n834,946.0\n RBZ\n270,492.4\n290,213.2\n286,430.3\n328,127.9\n356,615.8\n367,824.5\n430,914.6\n468,278.0\n357,909.4\n370,585.4\n417,029.5\n309,889.6\n339,320.1\n DMBs\n448,362.7\n412,213.7\n457,069.2\n511,078.6\n631,757.3\n563,398.7\n643,214.9\n665,775.9\n727,359.2\n457,533.3\n401,397.3\n496,708.2\n460,300.9\n OBIs\n35,678.2\n37,491.3\n39,214.6\n58,195.3\n60,345.2\n55,543.0\n48,625.8\n19,399.5\n53,529.8\n56,062.7\n55,338.7\n61,930.5\n35,325.0\n Claims on Public Enterprises \n-13,816.8\n-17,867.0\n12,502.1\n17,145.1\n74,160.0\n80,539.8\n51,500.7\n107,827.5\n83,224.6\n92,901.3\n146,841.4\n193,908.8\n182,335.8\n RBZ\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n77,489.1\n89,969.1\n98,115.2\n136,726.1\n136,076.3\n DMBs\n-17,194.6\n-21,602.9\n-19,027.0\n-14,156.5\n-6,547.4\n2,880.7\n-3,616.3\n38,245.6\n5,825.7\n2,652.3\n48,389.8\n56,361.9\n46,415.4\n Agri-PEs\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n-1,522.5\n-1,523.5\n-1,524.5\n-1,525.5\n Other\n-15,680.0\n-20,087.4\n-17,511.5\n-12,639.9\n-5,029.8\n4,399.2\n-2,096.7\n39,766.1\n7,347.3\n4,174.9\n49,913.3\n57,886.4\n47,940.9\n OBIs\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n-774.5\n-90.2\n279.9\n336.4\n820.8\n-155.9\n Claims on Private Sector\n53,922.1\n90,609.0\n70,111.5\n77,793.0\n33,864.5\n177,641.0\n66,654.0\n-89,630.2\n-128,178.6\n-167,116.6\n-170,090.0\n-284,554.6\n-292,967.3\n RBZ\n58,043.6\n32,634.0\n41,234.4\n42,717.2\n55,824.2\n58,324.2\n39,889.2\n24,933.7\n27,056.2\n27,709.1\n-1,722.7\n-16,545.4\n-40,226.8\n DMBs\n-141,232.5\n-64,459.1\n-65,906.0\n-55,036.1\n-135,814.0\n25,822.4\n-50,903.8\n-186,744.5\n-212,671.7\n-269,599.0\n-219,160.2\n-338,413.9\n-303,139.1\n OBIs\n137,110.9\n122,434.1\n94,783.1\n90,111.8\n113,854.3\n93,494.4\n77,668.6\n72,180.6\n57,436.9\n74,773.4\n50,792.9\n70,404.6\n50,398.7\nOTHER ITEMS (NET) \n-543,614.1\n-435,683.7\n-498,189.8\n-658,898.2\n-846,455.6\n-856,227.7\n-793,085.7\n-462,296.6\n-360,686.0\n-30,522.6\n-346,612.1\n-268,552.7\n-124,429.1\nBROAD MONEY (M3) \n150,972.4\n197,521.1\n143,566.8\n329,718.1\n362,003.6\n414,318.5\n430,991.1\n546,489.7\n566,034.5\n562,914.4\n596,699.4\n664,081.2\n754,787.7\nGROWTH RATES\n Broad Money (M3) \n3.5%\n4.5%\n3.2%\n7.5%\n8.2%\n9.5%\n9.9%\n12.5%\n12.8%\n12.5%\n13.1%\n14.8%\n16.9%\n Domestic Credit \n18.8%\n19.0%\n20.0%\n22.8%\n26.4%\n29.4%\n29.2%\n26.8%\n24.1%\n16.8%\n17.5%\n15.6%\n14.4%\n Claims on Private Sector\n1.4%\n2.4%\n1.9%\n2.0%\n0.9%\n4.9%\n1.8%\n-2.4%\n-3.4%\n-4.4%\n-4.5%\n-7.5%\n-7.7%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\nUS$ thousands\n2015\n2016\n \n \n \n13 \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\nAug\n580,775.3\n28,148.8\n58,618.6\n460,451.4\n22,509.2\n105,466.9\n411,831.6\n176,732.7\n440,470.4\n41,154.5\n571,926.0\n886.9\n2,898,972.1\nSep\n598,429.9\n28,307.9\n59,213.0\n443,604.1\n22,711.9\n102,015.0\n421,228.0\n174,144.2\n467,804.5\n43,051.0\n569,250.1\n929.5\n2,930,689.0\nOct\n609,537.2\n33,868.4\n53,813.7\n466,727.6\n21,566.0\n104,959.3\n447,136.6\n141,401.6\n484,254.8\n40,156.6\n573,330.4\n907.7\n2,977,660.0\nNov\n650,547.2\n28,696.7\n49,784.9\n440,864.2\n12,868.9\n104,288.1\n428,393.1\n152,136.9\n444,207.8\n40,760.5\n543,920.4\n696.2\n2,897,164.8\nDec\n590,610.6\n30,958.8\n44,706.5\n366,799.2\n13,354.6\n87,897.5\n450,208.5\n163,452.9\n475,424.5\n40,154.3\n518,998.3\n527.5\n2,783,093.0\n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJun\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJul\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nAug\n498,489.6\n43,265.5\n26,005.4\n295,108.0\n11,957.4\n69,959.8\n423,824.7\n139,556.7\n458,763.3\n44,237.3\n636,726.8\n10,497.1\n2,658,391.5\nSource:Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ thousands\n \n \n \n14 \n \n \n \n \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2015\nJan\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFeb\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMar\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nApr\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMay\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJun\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJul\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\nAug\n168,075.2\n86,038.9\n108,477.7\n472,875.1\n335,158.3\n784,616.6\n401,830.1\n76,647.0\n1,042,260.4\n55,455.9\n657,177.1\n51,922.5\n4,240,535.0\nSep\n197,641.5\n85,842.6\n112,415.3\n462,925.6\n349,564.2\n831,813.0\n379,121.4\n71,090.0\n1,033,106.7\n53,348.1\n676,308.0\n55,759.2\n4,308,935.5\nOct\n219,922.3\n85,382.0\n116,874.4\n447,200.7\n331,543.6\n821,640.8\n378,568.5\n68,298.7\n1,100,719.7\n55,846.7\n648,757.5\n67,353.2\n4,342,108.3\nNov\n212,806.1\n85,815.7\n98,468.4\n465,089.7\n334,835.6\n846,959.0\n363,754.4\n71,866.2\n1,074,141.8\n56,110.3\n665,421.1\n64,630.3\n4,339,898.7\nDec\n196,092.9\n88,273.0\n102,636.9\n518,411.4\n336,909.2\n864,491.7\n307,845.0\n63,337.5\n1,163,771.1\n57,410.5\n639,985.6\n66,435.7\n4,405,600.5\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n402,900.5\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJun\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nJul\n207,280.2\n99,727.9\n138,781.2\n616,359.8\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,752,262.6\nAug\n233,004.5\n97,248.8\n153,590.8\n578,487.3\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,835,125.8\nSource: Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ thousands\n \n \n \n15 \n \nEnd Period\n1999\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n(US$ millions)\nLong-Term External Debt\n3,530\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\nGovernment\n2,461\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n543\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nPrivate\n162\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\nShort-Term External Debt\n532\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\nTotal External Debt\n4,062\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\nSource: Ministry of Finance & Economic Development, 2016; & Reserve Bank of Zimbabwe, 2016\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n16 \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nAug\n4.30-26.00\n11.96 \n8.51 \nSep\n4.30-25.00\n11.81 \n8.47 \nOct\n4.00-18.00\n10.98 \n7.28 \nNov\n4.00-16.25\n12.20 \n7.67 \nDec\n6.00-16.00\n11.99 \n7.57 \n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nMar\n4.00-22.00\n11.44 \n7.16 \nApr\n4.00-22.00\n11.50 \n7.20 \nMay\n4.00-18.00\n11.43 \n7.35 \nJun\n4.00-18.00\n11.40 \n7.48 \nJul\n4.00-18.00\n10.69 \n6.79 \nAug\n4.00-18.00\n10.67 \n6.84 \nSource:Reserve Bank of Zimbabwe, 2016\nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates 3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \n \n17 \n \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\nAug\n0.30-8.00\n1.00-15.00\nSep\n0.30-8.00\n1.00-16.00\nOct\n0.50-8.00\n1.00-17.00\nNov\n0.75-8.00\n1.00-17.00\nDec\n0.50-8.00\n0.75-17.00\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\n Source:Reserve Bank of Zimbabwe, 2016\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n \n18 \n \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015 \nJan\n-0.04\n-0.01\n0.08\n0.07\n0.06\n-0.97\n-13.41\n0.02\n-0.08\n-0.48\n0.30\n-0.69\n0.40\n-0.34\nFeb\n0.25\n-0.35\n-0.09\n-0.11\n-0.02\n-0.41\n-0.10\n-0.17\n0.00\n-0.28\n0.10\n-0.13\n0.05\n-0.07\nMar\n0.12\n-0.27\n-0.06\n-0.02\n-0.05\n0.02\n0.00\n0.03\n0.00\n0.12\n0.10\n-0.03\n-0.03\n-0.03\nApr\n-0.63\n-0.01\n-0.71\n-3.35\n-0.46\n-0.05\n-0.15\n-0.13\n-0.07\n0.59\n0.41\n-0.04\n-1.01\n-0.89\nMay\n-0.17\n-0.41\n0.18\n-0.25\n0.10\n-0.25\n-0.02\n-0.11\n0.00\n-0.08\n-0.44\n-0.10\n-0.37\n-0.19\nJun\n0.36\n-0.06\n-0.02\n-0.07\n-0.17\n0.06\n0.01\n-0.09\n0.00\n-0.07\n0.11\n0.01\n-0.45\n-0.14\nJul\n-0.08\n0.05\n-0.56\n-0.82\n0.15\n-0.09\n-0.02\n-0.14\n7.48\n-0.02\n0.03\n0.47\n-0.81\n0.06\nAug\n-0.27\n-0.01\n0.02\n-0.14\n-0.04\n-0.29\n-0.06\n-0.26\n0.00\n-0.14\n-0.09\n-0.10\n-0.75\n-0.36\nSep\n-0.05\n0.00\n-0.62\n-0.52\n0.04\n-0.42\n-0.38\n-0.01\n0.00\n1.28\n-0.30\n-0.31\n-0.47\n-0.36\nOct\n-0.43\n-0.31\n-0.08\n-0.32\n0.61\n-0.47\n0.02\n-0.14\n0.00\n-0.18\n0.12\n-0.17\n-0.53\n-0.29\nNov\n-0.15\n-0.19\n-0.01\n-0.24\n0.00\n-0.08\n-0.23\n-0.02\n2.83\n-0.03\n-0.02\n0.22\n0.04\n0.16\nDec\n-0.41\n-0.15\n0.18\n-0.07\n-0.06\n-0.25\n-0.03\n0.09\n0.00\n-0.07\n-0.30\n-0.06\n-0.21\n-0.11\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSource:Zimstat, 2016\nNON-FOOD INFLATION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \n \n19 \n \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHOU S IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N TS \n&\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\n& FOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\n2015\nJan\n0.47\n0.00\n-0.16\n-1.86\n1.21\n0.19\n-13.69\n-0.44\n4.35\n-2.16\n-1.82\n-0.57\n-2.74\n-1.28\nFeb\n0.73\n-0.25\n-0.14\n-1.88\n1.10\n-0.30\n-13.78\n-0.57\n4.11\n-2.36\n-1.80\n-0.68\n-2.87\n-1.40\nMar\n0.90\n-0.46\n0.62\n-1.78\n1.03\n-0.28\n-13.78\n-0.54\n4.11\n-2.26\n-1.41\n-0.44\n-2.77\n-1.20\nApr\n-2.93\n0.59\n-1.07\n-2.62\n-1.50\n0.81\n-0.76\n-13.88\n-0.95\n-7.02\n-0.84\n-1.41\n-2.51\n-2.65\nMay\n0.31\n-1.37\n-2.39\n-1.45\n0.92\n-1.23\n-13.87\n-0.86\n-7.09\n-0.79\n-1.42\n-2.56\n-3.00\n-2.70\nJun\n0.72\n-1.54\n-2.41\n-1.58\n0.45\n-1.14\n0.00\n-0.87\n-7.09\n-0.75\n-1.38\n-2.57\n-3.32\n-2.81\nJul\n0.74\n-1.61\n-3.24\n-2.37\n0.50\n-1.12\n-13.77\n-0.93\n-1.90\n-1.61\n-0.99\n-2.35\n-3.65\n-2.77\nAug\n0.61\n-1.53\n-3.22\n-2.37\n0.42\n-1.67\n-13.77\n-1.11\n-1.88\n-1.78\n0.13\n-2.38\n-3.59\n-2.77\nSep\n0.47\n-1.67\n-4.25\n-2.62\n0.25\n-2.45\n-14.05\n-0.99\n-1.88\n-0.12\n-0.28\n-2.83\n-3.72\n-3.11\nOct\n-0.12\n-2.04\n-4.33\n-2.80\n0.86\n-2.64\n-13.98\n-1.09\n-1.89\n-0.32\n-0.20\n-2.95\n-4.00\n-3.29\nNov\n-0.45\n-2.35\n-4.32\n-2.94\n0.77\n-2.81\n-14.19\n-1.14\n11.08\n0.28\n-0.27\n-1.80\n-3.85\n-2.46\nDec\n-0.88\n-2.39\n-4.29\n-2.91\n0.57\n-3.24\n-14.22\n-0.89\n11.08\n0.43\n-0.42\n-1.89\n-3.71\n-2.47\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSource: Zimstat, 2016\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \n \n20 \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2015\nJAN\n11.5530\n9.6108\n117.8500\n1.1334\n1.5081\nFEB\n11.5530\n9.6108\n119.1700\n1.1200\n1.5400\nMAR\n12.1600\n9.9600\n120.1900\n1.0790\n1.4771\nAPR\n11.8200\n9.7400\n118.6000\n1.1100\n1.5400\nMAY\n12.1338\n9.7561\n123.8650\n1.0947\n1.5300\nJUNE\n12.2600\n9.9200\n122.3100\n1.1191\n1.5723\nJULY\n12.7100\n10.6700\n124.0300\n1.0941\n1.5601\nAUG\n13.3100\n10.2000\n121.1100\n1.1247\n1.5427\nSEPT\n13.9000\n10.5500\n119.9400\n1.1245\n1.5385\nOCT\n13.8500\n10.4700\n121.1500\n1.0981\n1.5400\nNOV\n14.3958\n10.6952\n122.7250\n1.0589\n1.5315\nDEC\n15.5600\n11.0990\n120.4200\n1.0929\n1.4925\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nAPR\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMAY\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJUN\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJUL\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAUG\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSource: Reserve Bank of Zimbabwe, 2016\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US Dollar.\n2. US Dollar per unit of foreign currency.\n \n \n \n21 \n \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1,581.9\n \n21.4\n2,796.76\n \n557.7\n360.2\n366.1\n5,684.2\n \n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1,524.2\n \n17.9\n2,792.50\n \n564.8\n325.3\n356.8\n5,581.5\n \n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1,543.8\n \n15.5\n2,925.46\n \n527.3\n352.5\n362.0\n5,726.6\n \n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1,528.6\n \n18.2\n2,967.13\n \n527.1\n364.2\n385.4\n5,790.7\n \n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1,779.2\n \n18.2\n2,922.70\n \n525.7\n434.2\n384.3\n6,064.3\n \n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1,962.4\n \n28.8\n2,872.55\n \n498.4\n351.0\n386.2\n6,099.4\n \n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1,900.7\n \n28.8\n2,815.04\n \n504.1\n361.1\n388.8\n5,998.5\n \n Aug\n1.0\n234.0\n523.7\n104.3\n194.7\n76.1\n786.5\n5.1\n1,925.3\n \n28.8\n2,810.06\n \n535.2\n339.9\n390.5\n6,029.6\n \n Sep\n1.0\n255.2\n551.8\n114.8\n192.9\n63.7\n764.9\n5.1\n1,949.4\n \n28.0\n2,844.13\n \n599.2\n404.6\n392.3\n6,217.7\n \n Oct\n0.9\n215.7\n536.1\n143.7\n171.5\n83.5\n808.3\n5.2\n1,964.9\n \n26.7\n2,884.16\n \n599.3\n350.6\n391.5\n6,217.0\n \n Nov\n1.2\n186.9\n526.1\n135.9\n123.5\n74.3\n871.8\n5.2\n1,924.9\n \n26.6\n2,931.49\n \n603.6\n355.3\n393.6\n6,235.5\n \n Dec\n0.7\n181.6\n542.9\n127.5\n118.6\n79.7\n1031.3\n5.2\n2,087.6\n \n20.8\n2,820.54\n \n582.0\n352.8\n396.7\n6,260.4\n \n2016\n Jan\n1.0\n172.0\n646.9\n119.2\n130.7\n76.6\n981.9\n5.2\n2,133.5\n \n20.6\n2,763.7\n \n582.8\n387.3\n396.6\n6,284.4\n \n Feb\n1.2\n140.7\n682.1\n96.3\n118.1\n21.5\n1125.6\n5.2\n2,190.7\n \n20.1\n2,680.9\n \n477.1\n390.1\n399.3\n6,158.2\n \n Mar\n1.3\n161.9\n714.2\n96.3\n156.8\n19.2\n1140.5\n5.1\n2,295.4\n \n20.3\n2,690.6\n \n430.6\n428.7\n405.1\n6,270.8\n \n Apr\n1.3\n135.5\n757.8\n135.5\n133.3\n18.7\n1198.1\n5.1\n2,385.4\n \n20.4\n2,653.4\n \n413.7\n441.1\n404.7\n6,318.6\n \n May\n1.4\n89.6\n871.6\n130.5\n110.4\n19.3\n1215.9\n5.0\n2,443.6\n \n19.8\n2,681.8\n \n397.0\n358.0\n412.6\n6,312.8\n \n Jun\n1.4\n108.5\n914.7\n84.6\n148.3\n19.2\n1274.4\n1.8\n2,553.0\n \n19.7\n2,669.3\n \n407.7\n358.0\n431.6\n6,439.3\n \n Jul\n1.4\n101.2\n972.6\n82.5\n166.0\n16.5\n1313.2\n0.0\n2,653.5\n \n20.5\n2,567.9\n \n393.2\n342.6\n440.3\n6,418.1\n \n Aug\n1.4\n140.2\n1054.0\n97.5\n156.9\n14.9\n1293.8\n0.0\n2,758.7\n \n20.5\n2,565.9\n \n390.2\n367.5\n447.3\n6,550.2\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ millions\n \n \n \n22 \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2015\nJan\n2,056.2\n \n996.2\n561.7\n3,614.0\n \n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5,684.2\n \n3,614.0\n \nFeb\n2,079.6\n \n876.1\n611.6\n3,567.3\n \n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5,581.5\n \n3,567.3\n \nMar\n2,139.3\n \n940.4\n513.3\n3,593.0\n \n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5,726.6\n \n3,593.0\n \nApr\n2,098.7\n \n943.5\n629.8\n3,672.0\n \n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5,790.7\n \n3,672.0\n \nMay\n2,131.8\n \n1015.3\n615.3\n3,762.4\n \n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6,064.3\n \n3,762.4\n \nJun\n2,213.2\n \n1021.9\n593.5\n3,828.7\n \n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6,099.4\n \n3,828.7\n \nJul\n2,166.4\n \n889.7\n732.5\n3,788.6\n \n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5,998.5\n \n3,788.6\n \nAug\n2,266.7\n \n790.9\n723.1\n3,780.7\n \n490.7\n0.0\n83.4\n825.7\n535.2\n313.9\n6,029.6\n \n3,780.7\n \nSep\n2,276.7\n \n967.6\n648.7\n3,892.9\n \n504.0\n0.0\n72.0\n828.1\n599.2\n321.5\n6,217.7\n \n3,892.9\n \nOct\n2,259.9\n \n909.3\n667.8\n3,837.0\n \n494.3\n0.0\n122.2\n841.2\n599.3\n322.9\n6,217.0\n \n3,837.0\n \nNov\n2,475.9\n \n919.4\n580.1\n3,975.4\n \n347.6\n0.0\n126.0\n845.3\n603.6\n337.5\n6,235.5\n \n3,975.4\n \nDec\n2,512.2\n \n999.0\n543.0\n4,054.2\n \n320.4\n0.0\n140.4\n866.9\n582.0\n296.5\n6,260.4\n \n4,054.2\n \n2016\nJan\n2,562.6\n \n952.2\n558.7\n4,073.5\n \n313.2\n0.0\n135.6\n871.3\n582.8\n308.0\n6,284.4\n \n4,073.5\n \nFeb\n2,545.7\n \n959.3\n572.0\n4,077.1\n \n298.9\n0.0\n126.0\n878.1\n477.1\n301.0\n6,158.2\n \n4,077.1\n \nMar\n2,653.7\n \n893.4\n680.0\n4,227.1\n \n303.1\n0.0\n135.2\n886.6\n430.6\n288.2\n6,270.8\n \n4,227.1\n \nApr\n2,675.3\n \n1008.1\n591.9\n4,275.3\n \n285.7\n0.0\n154.4\n893.9\n413.7\n295.5\n6,318.6\n \n4,275.3\n \nMay\n2,764.6\n \n1100.0\n449.7\n4,314.3\n \n300.0\n0.0\n101.3\n908.9\n397.0\n291.2\n6,312.8\n \n4,314.3\n \nJun\n2,865.3\n \n907.1\n673.1\n4,445.5\n \n272.3\n0.0\n118.6\n915.7\n407.7\n279.5\n6,439.3\n \n4,445.5\n \nJul\n2,826.1\n \n993.3\n654.3\n4,473.7\n \n260.7\n0.0\n93.8\n922.3\n393.2\n274.4\n6,418.1\n \n4,473.7\n \nAug\n2,979.0\n \n1002.4\n587.6\n4,569.0\n \n257.0\n0.0\n87.1\n932.3\n390.2\n314.7\n6,550.2\n \n4,569.0\n \nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ millions\nAmounts Owing to\n \n \n \n23 \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\n Aug\n0.0\n0.1\n1.8\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n60.0\n0.0\n9.3\n28.1\n99.4\n Sep\n0.0\n0.1\n2.2\n0.0\n0.0\n0.2\n0.0\n0.0\n2.5\n0.0\n59.2\n0.0\n9.2\n28.0\n98.9\n Oct\n0.0\n0.1\n2.1\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n59.4\n0.0\n9.1\n27.8\n98.8\n Nov\n0.0\n0.1\n2.0\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n58.5\n0.0\n9.5\n20.6\n91.0\n Dec\n0.0\n0.1\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n1.9\n0.0\n59.8\n0.0\n9.4\n20.5\n91.6\n2016\n Jan\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n60.7\n0.0\n9.3\n20.3\n92.5\n Feb\n0.0\n0.1\n0.9\n1.1\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n61.6\n0.0\n9.2\n20.2\n93.2\n Mar\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n62.0\n0.0\n9.3\n20.1\n93.6\n Apr\n0.0\n0.2\n0.7\n1.1\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n62.3\n0.0\n9.4\n19.9\n93.8\n May\n0.0\n0.1\n0.9\n1.2\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n62.7\n0.0\n9.3\n19.8\n94.2\n Jun\n0.0\n0.1\n0.9\n1.2\n0.0\n0.4\n0.0\n0.0\n2.6\n0.0\n62.7\n0.0\n9.3\n19.8\n94.4\n Jul\n0.0\n0.1\n1.8\n0.6\n0.0\n0.2\n0.0\n0.0\n2.7\n0.0\n63.4\n0.0\n9.2\n19.8\n95.1\n Aug\n0.0\n0.1\n1.7\n0.6\n0.0\n0.2\n0.0\n0.0\n2.6\n0.0\n63.6\n0.0\n9.3\n19.7\n95.2\nSource:Reserve Bank of Zimbabwe, 2016\nUS$ millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \n \n24 \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\n Aug\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-14.9\n0.0\n51.3\n99.4\n62.9\n Sep\n62.2\n0.0\n0.0\n62.2\n0.0\n0.0\n0.0\n-15.3\n0.0\n52.0\n98.9\n62.2\n Oct\n61.9\n0.0\n0.0\n61.9\n0.0\n0.0\n0.0\n-16.4\n0.0\n53.2\n98.8\n61.9\n Nov\n58.8\n0.0\n0.0\n58.8\n0.0\n0.0\n0.0\n-20.2\n0.0\n52.5\n91.0\n58.8\n Dec\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-20.1\n0.0\n53.2\n91.6\n58.5\n2016\n Jan\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-18.8\n0.0\n52.9\n92.5\n58.5\n Feb\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.4\n0.0\n54.3\n93.2\n58.3\n Mar\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-20.1\n0.0\n55.3\n93.6\n58.3\n Apr\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.5\n0.0\n55.0\n93.8\n58.3\n May\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-20.2\n0.0\n56.0\n94.2\n58.4\n Jun\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-20.2\n0.0\n56.0\n94.2\n58.4\n Jul\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-19.3\n0.0\n56.1\n95.1\n58.4\n Aug\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.3\n0.0\n56.1\n95.2\n58.3\nSource:Reserve Bank of Zimbabwe, 2016\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ millions\n \n \n \n25 \n \n \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1,222.6\n \nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1,260.2\n \nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1,255.5\n \nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1,282.0\n \nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1,298.0\n \nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n0.0\n324.8\n0.0\n464.9\n231.9\n139.4\n122.0\n1,283.0\n \nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n0.0\n320.2\n0.0\n461.5\n230.6\n133.9\n121.9\n1,268.2\n \nAug\n0.1\n53.0\n158.9\n0.0\n0.1\n76.2\n0.0\n288.4\n0.0\n482.9\n228.4\n136.0\n122.2\n1,257.9\n \nSep\n0.1\n55.4\n161.7\n0.0\n0.1\n76.0\n0.0\n293.3\n0.0\n480.4\n263.4\n125.8\n122.1\n1,285.0\n \nOct\n0.1\n45.2\n229.1\n0.0\n0.1\n76.0\n0.0\n350.5\n0.0\n494.0\n265.1\n126.0\n122.8\n1,358.4\n \nNov\n0.1\n43.6\n256.8\n0.0\n0.1\n76.1\n0.0\n376.7\n0.0\n292.0\n479.3\n131.8\n121.1\n1,400.9\n \nDec\n0.1\n27.3\n284.0\n0.0\n0.0\n76.6\n0.0\n387.9\n0.0\n317.4\n470.4\n114.7\n118.4\n1,408.8\n \n2016\nJan\n0.1\n17.4\n227.8\n10.0\n0.0\n76.6\n0.0\n331.9\n0.0\n326.9\n415.3\n145.6\n119.7\n1,339.4\n \nFeb\n0.2\n13.9\n253.5\n0.0\n0.0\n65.6\n0.0\n333.2\n0.0\n324.4\n420.2\n148.4\n119.6\n1,345.8\n \nMar\n0.2\n20.8\n266.6\n0.0\n0.0\n48.3\n0.0\n335.9\n0.0\n339.6\n399.4\n142.9\n119.4\n1,337.2\n \nApr\n0.2\n9.5\n213.7\n0.0\n0.0\n90.9\n0.0\n314.2\n0.0\n332.5\n402.2\n143.6\n119.2\n1,311.8\n \nMay\n0.1\n7.1\n220.3\n0.0\n0.0\n93.3\n0.0\n320.8\n0.0\n404.6\n341.0\n149.9\n122.9\n1,339.2\n \nJun\n0.2\n8.0\n278.0\n0.0\n0.0\n104.0\n0.0\n390.0\n0.0\n348.0\n389.4\n146.0\n119.3\n1,392.3\n \nJul\n0.2\n8.2\n231.4\n0.0\n0.0\n101.6\n0.0\n341.4\n0.0\n341.5\n412.1\n154.8\n123.8\n1,373.5\n \nAug\n0.1\n7.4\n225.6\n0.0\n0.0\n95.1\n0.0\n328.2\n0.0\n348.0\n402.7\n152.0\n123.4\n1,354.3\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ millions\n \n \n \n26 \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1,222.6\n \n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1,260.2\n \n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1,255.5\n \n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1,282.0\n \n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1,298.0\n \n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1,283.0\n \n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1,268.2\n \n828.9\nAug\n438.4\n386.1\n824.5\n47.6\n73.2\n282.7\n29.9\n1,257.9\n \n824.5\nSep\n498.9\n334.3\n833.2\n43.5\n84.9\n288.4\n35.0\n1,285.0\n \n833.2\nOct\n465.3\n428.4\n893.7\n42.4\n99.0\n293.6\n29.7\n1,358.4\n \n893.7\nNov\n446.1\n474.4\n920.4\n42.4\n104.3\n297.7\n36.0\n1,400.9\n \n920.4\nDec\n480.5\n463.9\n944.4\n43.0\n99.4\n293.3\n28.8\n1,408.8\n \n944.4\n2016\nJan\n447.7\n443.1\n890.7\n43.3\n74.7\n298.3\n32.3\n1,339.4\n \n890.7\nFeb\n446.8\n441.8\n888.6\n42.3\n81.6\n301.9\n31.5\n1,345.8\n \n888.6\nMar\n433.3\n449.5\n882.8\n37.0\n81.7\n289.7\n46.0\n1,337.2\n \n882.8\nApr\n495.3\n380.6\n875.9\n36.9\n75.1\n290.1\n33.9\n1,311.8\n \n875.9\nMay\n455.3\n403.8\n859.2\n36.2\n77.7\n320.7\n45.5\n1,339.2\n \n859.2\nMay\n455.3\n403.8\n859.2\n36.2\n77.7\n320.7\n45.5\n1,339.2\n \n859.2\nJun\n463.4\n443.7\n907.0\n35.4\n84.6\n319.0\n46.3\n1,392.3\n \n907.0\nJul\n420.3\n486.9\n907.3\n35.7\n73.1\n324.1\n33.4\n1,373.5\n \n907.3\nAug\n359.8\n523.3\n883.2\n33.6\n76.9\n327.4\n33.3\n1,354.3\n \n883.2\nSource:Reserve Bank of Zimbabwe, 2016\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ millions \nAmounts Owing to\n \n \n \n27 \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$)\nVolume of Shares\nUS$ Millions\n2015\nJan\n164.9\n58.1\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.2\n55.4\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.2\n43.9\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.2\n42.9\n29,188,562.0\n563,833,853\n4,066.1\nMay\n153.0\n44.5\n23,280,422.2\n290,320,685\n3,978.1\nJun\n148.4\n44.3\n14,514,679.0\n80,441,278\n3,803.8\nJul\n145.4\n39.4\n20,419,108.0\n157,184,218\n3,812.7\nAug\n135.4\n35.3\n15,344,249.0\n76,187,436\n3,552.0\nSep\n131.9\n24.4\n18,202,232.0\n105,678,504\n3,444.5\nOct\n130.8\n23.6\n12,864,086.0\n63,758,585\n3,416.1\nNov\n117.6\n22.3\n8,947,586.0\n90,417,554\n3,141.7\nDec\n114.9\n23.7\n16,360,451.6\n183,792,940\n3,073.4\n2016\nJan\n103.0\n19.5\n10,399,904.0\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15,556,983.0\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16,428,571.0\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14,026,917.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13,868,486.0\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18,064,624.0\n88,525,472.0\n2,780.9\nJul\n98.8\n25.7\n11,838,626.0\n57,222,624.0\n2,772.0\nAug\n99.5\n26.3\n7,075,762.0\n41,264,438.0\n2,734.3\nSource:Zimbabwe Stock Exchange (ZSE),2016\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \n \n28 \n \n \n \n \n \n \n \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\nAug\n1,514.0\n93.1\n824.5\n2,431.5\nSep\n1,616.2\n101.3\n833.2\n2,550.7\nOct\n1,577.1\n97.5\n893.7\n2,568.3\nNov\n1,499.5\n100.0\n920.4\n2,520.0\nDec\n1,542.0\n94.4\n944.4\n2,580.8\n2016\nJan\n1,511.0\n99.6\n890.7\n2,501.3\nFeb\n1,531.3\n99.2\n888.6\n2,519.2\nMar\n1,573.4\n99.6\n882.8\n2,555.8\nApr\n1,599.9\n103.9\n875.9\n2,579.7\nMay\n1,549.8\n106.1\n859.2\n2,515.1\nJun\n1,580.2\n108.3\n859.2\n2,547.7\nJul\n1,647.7\n105.4\n907.0\n2,660.0\nAug\n1,590.0\n105.4\n907.3\n2,602.7\nSource:Reserve Bank of Zimbabwe, 2016\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ millions\n \n \n \n29 \n \n \n \n \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\nAug\n1,925.3\n1,134.2\n791.0\n2.0\n18.9\n-16.9\nSep\n1,949.4\n1,167.9\n781.6\n2.5\n18.6\n-16.1\nOct\n1,964.9\n1,151.1\n813.8\n2.4\n18.6\n-16.2\nNov\n1,924.9\n1,192.6\n732.2\n2.4\n17.6\n-15.3\nDec\n2,087.6\n1,216.3\n871.3\n1.9\n17.6\n-15.6\n2016\nJan\n2,133.5\n1,222.1\n911.4\n2.2\n17.6\n-15.4\nFeb\n2,190.7\n1,223.1\n967.6\n2.3\n17.5\n-15.2\nMar\n2,295.4\n1,268.1\n1,027.2\n2.3\n17.5\n-15.2\nApr\n2,385.4\n1,282.6\n1,102.8\n2.2\n17.5\n-15.3\nMay\n2,443.6\n1,294.3\n1,149.3\n2.4\n17.5\n-15.1\nJun\n2,553.0\n1,333.6\n1,219.4\n2.6\n17.5\n-14.9\nJul\n2,653.5\n1,342.1\n1,311.3\n2.7\n17.5\n-14.8\nAug\n2,758.7\n1,370.7\n1,388.0\n2.6\n17.5\n-14.9\nSource:Reserve Bank of Zimbabwe, 2016\n1/With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed from 20% to 25% of liabilities to the public. \nUS$ millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \n \n30 \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2015\nJan\n 3,659.0 \n11.8\n154.4\n311.9\n352.2\n113.5\nFeb\n 3,221.1 \n13.7\n141.8\n275.8\n334.6\n104.6\nMar\n 3,802.0 \n11.1\n132.0\n298.3\n364.7\n111.7\nApr\n 3,919.5 \n10.8\n134.0\n299.7\n341.2\n112.4\nMay\n 3,467.1 \n13.1\n128.8\n316.7\n390.0\n124.5\nJun\n 3,014.7 \n15.4\n123.5\n333.7\n438.7\n136.6\nJul\n 4,010.3 \n12.6\n154.6\n332.4\n391.0\n128.6\nAug\n 3,299.1 \n11.4\n193.4\n313.2\n391.2\n133.6\nSep\n3,762.7\n \n12.9\n131.9\n318.8\n396.3\n396.3\nOct\n 3,964.5 \n11.8\n149.4\n334.9\n434.7\n151.0\nNov\n 3,551.4 \n12.0\n130.2\n347.7\n417.0\n154.4\nDec\n 4,167.9 \n11.0\n146.6\n411.3\n477.5\n213.3\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \n \n31 \n \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2015\nJan\n170.8\n29.55\n 1,174.1 1,124.5 16,903.3 \n37.6\nFeb\n172.3\n32.23\n 1,140.9 1,027.9 16,160.4 \n39.9\nMar\n191.6\n30.33\n 1,183.6 1,110.2 18,211.9 \n44.5\nApr\n180.3\n26.98\n 1,151.3 1,107.5 17,269.7 \n43.6\nMay\n179.8\n27.38\n 1,052.5 1,123.8 18,684.6 \n43.2\nJun\n196.4\n31.85\n 1,121.2 1,038.2 17,478.2 \n47.2\nJul\n199.1\n34.00\n 1,288.2 1,167.4 18,670.4 \n49.4\nAug\n153.1\n28.05\n 1,373.5 1,122.2 19,750.6 \n46.5\nSep\n164.3\n31.15\n 1,196.9 1,103.9 19,133.2 \n50.4\nOct\n156.4\n30.78\n 1,295.0 1,152.8 22,166.4 \n54.0\nNov\n143.4\n32.19\n 1,206.2 1,151.3 21,390.2 \n51.3\nDec\n155.0\n27.25\n 1,359.9 1,183.6 22,904.3 \n52.6\nAnnual Total 2,062.6 \n361.73\n 14,543.3 13,413.3 228,723.3 \n560.2\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJun\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJul\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nAug\n253.9\n27.8\n4038.1\n1156.4\n 26,009.6 \n109.5\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL \nVolumes of Transactions (in thousands)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/August2016.pdf"}
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+{"doc_id": "0d9b04b22ff37bfce902aad70e8232e8", "text": "MONTHLY ECONOMIC REVIEW \nJULY 2014 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nMonetary Developments \n5 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nINSIDE THIS ISSUE \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2014 \nJune \n2014 \nJuly \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n61.32 \n95.00 \n54.92% \nZ.S.E. Industrial Index1 \n186.57 \n188.07 \n0.8% \nMoney Supply (Total Bank Deposits) (US$)2 \n4.32 billion \n4.22 billion \n-3.07% \nMoney Supply (M3) Annual Growth2 \n12.65% \n9.58% \n-3.07% \nYearly Inflation3 \n-0.08% \n0.31% \n0.01% \nNominal Lending Rate (%) \n6.00-35.00 \n6.00-35.00 \n \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \n \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nIn July 2014, the Zimbabwe Stock Exchange \n(ZSE) registered gains, in line with most \nmajor African markets. \n \nInvestor sentiment in the Global markets, \nwas, however, impacted negatively by \nvarious factors, chief among them, the \nincrease in geo-political tensions in the \nUkraine and Middle East and the collapse of \nBanco Espirito Santo in Portugal. In Africa, \nmost of the major stock markets recorded \nmarginal gains with the exception of Nigeria \nwhich was down by 0.9%. Egypt recorded \nthe highest gains of 8.1% during the month \nunder review, on the back of new measures \nintroduced by the Government to cut the \ncountry’s budget deficit. \n \nIn line with trends in other major African \nstock markets, the ZSE’s industrial index \nregistered a marginal increase of 0.8%, to \nclose at 188.07 points during July 2014. On \na year-to-date basis, however, the industrial \nindex lost 6.89%. \n2 3 \nSource: Zimbabwe Stock Exchange, 2014. \nSource: Zimbabwe Stock Exchange, 2014. \n2 4 \nThe mining index maintained its upward \ntrend, gaining 54.92% to close at 95 points \nin July 2014, from 61.32 points in June. The \ngains were fueled by a rise of 77.1% in the \nshare price of Bindura Nickel Mine, in July \n2014. The mining index, therefore gained \n107.5%, on a year to date basis. \n \nThe volume of shares traded recovered from \na decline of 24.31%, in June 2014, to an \nincrease of 80.65% in July. Shares traded in \nJuly 2014 totaled 322.41 million in volume \nterms, compared to 178.47 million shares in \nJune \n2014. \nTotal \nturnover, \nhowever, \ndeclined by 11.65%, to close the month \nunder review at US$25.22 million. \n \nButtressed by increases in the prices of \nheavily \ncapitalized \ncounters, \nmarket \ncapitalization \nincreased \nby \n1.76% \nto \nUS$4.96 billion, at the end of July 2014, \nfrom US$4.87 billion at the close of June \n2014. On a year to date basis, however, the \nZSE’s market capitalization lost 4.63%. \n \nMONETARY DEVELOPMENTS \n \nAnnual broad money growth declined by \n3.07 percentage points from 12.65% in June \n2014 to 9.58% in July 2014. In absolute \nterms, \nbroad \nmoney \nincreased \nfrom \nUS$3 854.92 million in July 2013 to \nUS$4 224.07 million in July 2014. \n \nOn a month-on-month basis, however, broad \nmoney, \ndeclined \nby \n2.30% \nfrom \nUS$4 323.57 million in June 2014 to \nUS$4 224.07. The month-on-month fall in \nbroad money was reflective of declines in \nunder 30-days deposits, US$133.98 million; \ndemand deposits, US$109.03 million; and \nsavings deposits, US$22.82 million. Partially \noffsetting these declines was an increase of \nUS$166.33 million in over 30-days deposits. \n \nThe decline in deposits can be partly \nattributed to the transfer of the Exchequer \nAccount from CBZ Bank to the Reserve \nBank of Zimbabwe. As at end July 2014, \nGovernment deposits at the Central Bank \namounted to US$46.16 million, compared to \nBroad Money Structure and Growth \nSource: Reserve Bank of Zimbabwe, 2014. \n3 5 \nUS$1.18 million in June 2014. The \nincrease implies a withdrawal of US$44.98 \nmillion from the market. Government depos-\nits at the Central Bank are now excluded \nfrom broad money aggregates. \n \nOn an annual basis, domestic credit grew by \n6.02% from US$3 966.27 million in July \n2013 to US$4 205.23 million, in July 2014. \nThis was on the back of expansions of \nUS$191.72 million (82.54%) in net credit to \nGovernment and US$32.03 million (0.87%) \nin credit to the private sector. Net credit to \nGovernment grew from US$215.53 million \nin July 2013 to US$429.98 million in July \n2014. The growth in credit to Government \nwas largely driven by the conversion of \nforeign currency accounts (FCA) balances \namounting to about US$203 million into \nTreasury Bills (TBs). The FCA balances \nwere owed by the Central Bank. \n \nCredit to the private sector grew by (0.87%) \nfrom \nUS$3 \n671.82 \nin \nJuly \n2013 \nto \nUS$3 703.84 in July 2014. This was partially \na result of the persistent liquidity crunch as \nwell as increased the risk aversion of financial \ninstitutions as they resort to precautionary \nlending as a way of mitigating the increase in \nnon-performing loans. \n \nNon-performing loans refer to those financial \nassets from which banks no longer receive \ninterest and/or installment payments as \nscheduled. \nThe \noverall \nratio \nof \nnon-\nperforming loans to total credit in the banking \nsector increased to 18.49% in June 2014, from \n14.51% recorded in June 2013. \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nAnnual headline inflation, which has been in \nthe negative territory since February 2014, \nsurged to 0.31% in July 2014, from -0.08% in \nJune 2014. This was largely on account of \nincreases in non food inflation. \nYear-on-Year food inflation increased to \n-2.88% in July 2014, from -3.54% in June \n2014, largely driven by food products such as \nbaby cereal, yeast, gravy powder and salt. \nSource: Reserve Bank of Zimbabwe, 2014. \nStructure of Domestic Credit \n4 6 \nPrices of sugar, jam, honey, chocolate and \nconfectionery; fruit and vegetables, however, \nrecorded a decline. \nAnnual non-food inflation accelerated to \n1.91% in July 2014, from 1.67% in June \n2014, mainly driven by increases in housing \nrentals, alcoholic beverages and tobacco, as \nwell as transport, health and educational \nservices. \nMonth-on-Month Inflation \nMonth-on-month inflation stood at 0.01% in \nJuly 2014, up from -0.03% in June, driven by \nincreases in prices of non food items. \nMonthly food prices decelerated to -0.46% in \nJuly 2014, from -0.12% in June, on the back \nof decreases in fruits, vegetables, bread and \ncereals, coffee, tea and cocoa, oil and fats, \nand meat prices. \nThe decline in monthly food inflation was, \nhowever, partially offset by increases in \nprices of milk, cheese and eggs; fish and sea \nfood; and mineral waters, soft drinks, fruit \nand vegetable juices. \nMonthly non-food inflation surged to 0.24% \nin July 2014, from -0.02% in June 2014, on \naccount of increases in education, restaurant \nand hotels, and health services; housing, \nwater, electricity, gas and other fuels; \nclothing and footwear prices. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSource: ZIMSTATS, 2014. \n7 \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through \nthe RTGS system in July 2014 increased by \n7% to US$3.9 billion, from US$3.7 billion in \nJune 2014. In volume terms, transactions \nregistered an increase of 3% from 193 582 to \n199 587 during the same period. \nCard Based Transactions \nThe total value of card based transactions \nincreased by 8.74% to US$392.81 million in \nJuly 2014, from US$361.25 million in June \n2014. \nMobile and Internet Based Transactions \nThe value of mobile and internet based \ntransactions increased by 6.6%, from \nUS$388.46 million, in June 2014 to \nUS$414.09 million in July 2014. \nCheque Transactions \nThe value of cheque transactions declined to \nUS$11.72 million in July 2014, from \nUS$12.42 million in June 2014. \n \n \n \n \n \n \n \n \nReserve Bank of Zimbabwe \nAugust 2014 \n \nSource: Reserve Bank of Zimbabwe, 2014. \n8 \nNOTES \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n36 \n10 \n11 \n12 \n13 \n14 \n15 \n1. These are large corporation with business operations covering across a number of sectors. \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \nJUNE \n5,100.0 \n0.0 \n0.0 \n0.0 \n5,760.0 \n0.0 \n212.0 \n0.0 \n15,210.0 \n0.0 \n26,282.0 \nJULY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,000.0 \n0.0 \n212.0 \n0.0 \n15,110.0 \n0.0 \n27,422.0 \nAUGUST \n5,100.0 \n0.0 \n0.0 \n0.0 \n6,000.0 \n0.0 \n1,065.0 \n0.0 \n0.0 \n0.0 \n12,165.0 \nSEPTEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n5,800.0 \n0.0 \n165.0 \n0.0 \n900.0 \n0.0 \n11,865.0 \nOCTOBER \n0.0 \n0.0 \n0.0 \n0.0 \n5,150.0 \n0.0 \n5,135.0 \n0.0 \n0.0 \n0.0 \n10,285.0 \nNOVEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n0.0 \n2,035.0 \n0.0 \n0.0 \n0.0 \n27,595.6 \nDECEMBER \n4,745.3 \n0.0 \n0.0 \n0.0 \n6,750.6 \n12,304.4 \n1,992.3 \n0.0 \n0.0 \n0.0 \n25,792.6 \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n19,047.7 \n826.0 \n0.0 \n0.0 \n3,000.0 \n12,673.6 \n359,6 \n0.0 \n1,809.9 \n0.0 \n37,357.2 \nFEBRUARY \n5,000.0 \n0.0 \n0.0 \n0.0 \n1,107.5 \n12,573.7 \n373.2 \n0.0 \n3,445.9 \n0.0 \n22,500.3 \nMARCH \n5,000.0 \n8.7 \n0.0 \n0.0 \n2,352.5 \n0.0 \n153.3 \n0.0 \n4,472.0 \n0.0 \n11,986.5 \n \n \n \n \n \n \n \n \n \n \n \n \n18 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \nJUNE \n4,255.3 \n6,236.6 \n10,753.7 \n1,131.2 \n156,052.6 \n105,613.0 \n18,935.8 \n59,790.7 \n184,390.9 \n3,652.3 \n107,354.6 \n30,017.1 \n688,183.8 \nJULY \n6,597.9 \n9,544.9 \n22,034.9 \n17,579.6 \n155,178.3 \n101,057.7 \n5,786.5 \n25,167.1 \n139,688.0 \n2,369.4 \n102,677.4 \n25,029.7 \n612,711.4 \nAUGUST \n1,770.3 \n9,723.1 \n17,643.5 \n1,553.8 \n150,874.9 \n71,592.0 \n19,054.2 \n10,779.0 \n169,881.2 \n2,644.4 \n113,074.5 \n29,546.0 \n598,137.0 \nSEPTEMBER \n40,766.9 \n9,757.2 \n17,595.4 \n10,209.6 \n157,646.1 \n87,504.2 \n20,864.5 \n12,486.3 \n173,696.6 \n1,527.2 \n125,919.4 \n29,482.7 \n687,456.0 \nOCTOBER \n43,179.4 \n7,366.8 \n2,258.4 \n11,060.8 \n118,559.1 \n159,315.4 \n45,674.2 \n11,973.6 \n164,560.7 \n744.6 \n98,580.9 \n29,513.7 \n692,787.6 \nNOVEMBER \n24,169.8 \n8,708.3 \n2,551.4 \n12,523.2 \n165,553.2 \n155,945.5 \n43,847.5 \n13,222.0 \n132,189.4 \n552.7 \n138,372.4 \n29,491.4 \n727,126.8 \nDECEMBER \n8,574.8 \n9,071.2 \n2,371.6 \n8,068.6 \n169,324.2 \n150,460.6 \n39,469.1 \n90,808.8 \n155,859.5 \n944.4 \n104,850.7 \n29,324.4 \n769,127.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,879.0 \n8,509.2 \n1,960.3 \n9,793.9 \n125,257.8 \n76,835.2 \n39,381.2 \n27,399.4 \n62,806.6 \n1,704.9 \n63,106.3 \n3,976.3 \n436,610.0 \nFEBRUARY \n14,501.9 \n7,870.0 \n1,650.8 \n11,407.6 \n119,069.4 \n60,798.1 \n39,576.4 \n31,886.5 \n57,670.9 \n894..0 \n93,028.3 \n3,768.6 \n441,228.5 \n MARCH \n2,196.7 \n147.0 \n4.5 \n4,096.0 \n50,608.6 \n36,216.9 \n19,461.2 \n646.7 \n128,089.0 \n3,104.7 \n284,086.9 \n5,062.7 \n533,720.9 \nAPRIL \n4.1 \n0.0 \n0.0 \n0.0 \n40,152.1 \n6.2 \n12,546.2 \n2.8 \n38,392.5 \n0.0 \n14,594.4 \n5,101.6 \n110,799.9 \nMAY \n4.1 \n0.0 \n0.0 \n0.0 \n39,314.7 \n6.2 \n12,000.6 \n2.8 \n37,019.9 \n0.0 \n14,000.5 \n4,933.9 \n107,282.7 \nJUNE \n0.0 \n0.0 \n0.0 \n0.0 \n18,089.9 \n0.0 \n11,788.0 \n0.0 \n29,651.4 \n0.0 \n12,829.4 \n3,623.3 \n75,981.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n1999 \n2000 \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n2012 \n2013 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,530 \n3,227 \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4,951 \n5,175 \n6,096 \n6,607 \n7,370 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,461 \n2,249 \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4,037 \n4,095 \n4,638 \n4,929 \n5,012 \nBilateral Creditors \n935 \n1,050 \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2,308 \n2,325 \n2,597 \n2,694 \n2,928 \nMultilateral Creditors \n1,235 \n1,199 \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1,729 \n1,770 \n2,041 \n2,235 \n2,084 \nPrivate Creditors \n291 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n0 \n0 \nPublic Enterprises \n543 \n534 \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,092 \n1,198 \n1,356 \nBilateral Creditors \n316 \n301 \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n711 \n703 \n858 \nMultilateral Creditors \n224 \n233 \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n382 \n495 \n498 \nPrivate Creditors \n3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \nMonetary Authorities \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nMultilateral Creditors - IMF \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nPrivate \n162 \n152 \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n366 \n480 \n1,002 \nShort-Term External Debt \n532 \n298 \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1,198 \n1,382 \n1,289 \n890 \n1,564 \nSupplier's Credits \n150 \n42 \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n134 \n30 \n0 \nReserve Bank \n \n \n \n \n \n \n \n \n \n \n642 \n642 \n618 \n614 \n614 \nPrivate \n382 \n256 \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n537 \n246 \n950 \nTotal External Debt \n4,062 \n3,525 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6,289 \n6,695 \n7,385 \n7,497 \n8,934 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n5,990 \n6,107 \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6,133 \n7,433 \n8,865 \n8,865 \n12,973 \nExternal Debt / GDP \n68% \n57.7% 31.4% 52.3% 75.7% 94.7% 136.3% \n63.9% \n110.5% 147.7% 102.5% \n90.1% \n83.3% 84.6% 68.9% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of \nFinance and Reserve Bank \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \nJul \n6.00-35.00 \n14.39 \n9.65 \n15.00-28.00 \n17.70 \n16.97 \nAug \n6.00-35.00 \n13.82 \n9.32 \n15.00-23.00 \n18.32 \n16.92 \nSep \n6.00-35.00 \n14.03 \n9.37 \n15.00-22.50 \n18.31 \n16.94 \nOct \n6.00-35.00 \n13.95 \n9.25 \n15.00-23.00 \n18.67 \n17.66 \nNov \n6.00-35.00 \n14.18 \n9.40 \n15.00-23.00 \n18.84 \n17.72 \nDec \n6.00-35.00 \n14.13 \n9.35 \n15.00-23.00 \n18.84 \n17.76 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n6.00-35.00 \n14.09 \n9.30 \n15.00-23.00 \n18.88 \n17.74 \nFeb \n6.00-35.00 \n14.08 \n9.32 \n15.00-23.00 \n18.88 \n17.73 \nMar \n6.00-35.00 \n14.24 \n9.27 \n15.00-23.00 \n18.88 \n17.73 \nApr \n6.00-35.00 \n14.22 \n9.12 \n15.00-23.00 \n18.88 \n17.73 \nMay \n6.00-35.00 \n14.39 \n9.25 \n15.00-23.00 \n18.87 \n17.74 \nJune \n6.00-35.00 \n14.44 \n9.33 \n15.00-23.00 \n19.00 \n18.00 \nJuly \n6.00-35.00 \n14.33 \n9.45 \n15.00-23.00 \n19.00 \n18.00 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n3. Lending rates exclude rates on staff loans. \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJULY \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nAUGUST \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nOCTOBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nNOVEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nDECEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n2014 \n \n \n \nJANUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nFEBRUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nMARCH \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nAPRIL \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nMAY \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nJUNE \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nJULY \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates quoted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \n23 \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n24 \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \nJULY \n9.83 \n8.49 \n98.31 \n1.33 \n1.53 \nAUGUST \n10.33 \n8.75 \n98.18 \n1.32 \n1.55 \nSEPTEMBER \n10.10 \n8.58 \n97.92 \n1.35 \n1.62 \nOCTOBER \n9.95 \n8.50 \n98.28 \n1.37 \n1.60 \nNOVEMBER \n10.19 \n8.64 \n102.33 \n1.36 \n1.64 \nDECEMBER \n10.43 \n8.72 \n105.02 \n1.38 \n1.65 \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11.21 \n9.09 \n102.47 \n1.35 \n1.65 \nFEBRUARY \n10.71 \n8.85 \n101.74 \n1.37 \n1.67 \nMARCH \n10.56 \n8.85 \n102.38 \n1.38 \n1.68 \nAPRIL \n10.57 \n8.85 \n102.38 \n1.38 \n1.68 \nMAY \n10.44 \n8.73 \n101.61 \n1.36 \n1.67 \nJUNE \n10.58 \n8.67 \n101.30 \n1.36 \n1.70 \nJULY \n10.68 \n8.85 \n102.76 \n1.36 \n1.69 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon \nFinan-\ncial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \nJul \n266.5 \n352.8 \n164.2 \n266.1 \n263.8 \n110.2 \n6.4 \n1,429.9 \n26.5 \n2,701.3 \n337.1 \n229.8 \n387.0 \n5,111.7 \n Aug. \n322.8 \n277.9 \n136.4 \n242.5 \n237.8 \n61.1 \n6.4 \n1,285.0 \n26.2 \n2,813.0 \n367.0 \n218.3 \n385.2 \n5,094.7 \n Sep \n334.1 \n336.0 \n178.0 \n327.8 \n226.3 \n111.5 \n6.0 \n1,519.7 \n26.9 \n2773.3 \n298.8 \n234.7 \n386.4 \n5,239.8 \nOct \n379.4 \n387.5 \n137.1 \n219.7 \n260.9 \n99.4 \n5.0 \n1,489.0 \n17.3 \n2,809.1 \n316.7 \n257.3 \n371.5 \n5,260.9 \nNov \n333.3 \n312.7 \n160.2 \n197.1 \n261.1 \n108.6 \n6.5 \n1,379.5 \n26.6 \n2,789.7 \n291.3 \n235.4 \n369.8 \n5,092.3 \nDec \n 354.8 \n367.8 \n135.5 \n 287.3 \n199.9 \n118.0 \n6.6 \n1,469.9 \n28.4 \n2,799.5 \n490.8 \n259.5 \n347.6 \n5,395.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n356.9 \n395.3 \n134.1 \n253.1 \n153.0 \n119.2 \n5.4 \n1,417.0 \n27.9 \n2,866.4 \n516.1 \n362.2 \n353.9 \n5,543.5 \nFeb \n334.3 \n387.0 \n130.5 \n285.0 \n195.0 \n193.2 \n5.4 \n1,530.0 \n32.8 \n2,718.1 \n534.5 \n502.9 \n351.1 \n5,669.5 \nMar \n304.6 \n354.1 \n147.4 \n280.3 \n165.9 \n255.2 \n5.4 \n1,512.9 \n28.7 \n2,737.9 \n522.7 \n538.8 \n349.7 \n5,690.7 \n Apr \n353.3 \n367.8 \n154.4 \n274.9 \n205.7 \n247.0 \n5.4 \n1,608.4 \n32.5 \n2,844.6 \n534.1 \n345.3 \n348.6 \n5,713.6 \n May \n327.8 \n421.1 \n120.5 \n372.8 \n211.5 \n241.7 \n5.4 \n1,700.6 \n27.5 \n2,836.8 \n591.4 \n366.2 \n347.1 \n5,869.6 \nJun \n347.1 \n404.7 \n166.4 \n338.1 \n198.0 \n261.9 \n0.0 \n1,716.1 \n16.2 \n2,863.2 \n607.8 \n362.9 \n346.1 \n5,912.6 \nJul \n347.1 \n321.3 \n176.7 \n276.3 \n186.0 \n246.2 \n0.0 \n1,553.7 \n15.4 \n2,940.4 \n597.5 \n347.4 \n345.6 \n5,800.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nMay \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \nJun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \nJul \n2,054.1 \n916.2 \n245.9 \n3,216.2 \n578.3 \n0.0 \n77.5 \n699.7 \n337.1 \n202.9 \n 5,111.7 \n3,216.2 \nAug \n2,017.4 \n879.5 \n253.2 \n3,150.1 \n608.2 \n0.0 \n63.8 \n694.9 \n367.0 \n210.8 \n5,094.7 \n3,150.1 \nSep \n2,082.1 \n899.3 \n294.5 \n3,275.8 \n674.6 \n0.0 \n 74.0 \n708.8 \n298.8 \n207.7 \n5,239.8 \n3,275.8 \nOct \n2,125.9 \n880.0 \n349.3 \n3,355.2 \n611.4 \n0.0 \n68.5 \n703.0 \n316.7 \n206.0 \n5,260.9 \n3,355.2 \nNov \n1,953.4 \n861.2 \n 371.6 \n3,186.2 \n627.8 \n0.0 \n75.8 \n689.7 \n291.3 \n221.6 \n5,092.3 \n3,186.2 \nDec \n 1,980.4 \n813.6 \n 517.1 \n3,311.1 \n614.0 \n0.0 \n65.0 \n730.9 \n490.8 \n 184.0 \n 5,395.7 \n3,311.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,153.6 \n802.7 \n403.5 \n3,359.8 \n661.3 \n0.0 \n55.9 \n592.9 \n516.1 \n357.5 \n5,543.5 \n3,359.8 \nFeb \n2,111.8 \n878.8 \n494.6 \n3,485.2 \n630.0 \n0.0 \n51.1 \n609.5 \n534.5 \n359.0 \n5,669.5 \n3,485.2 \nMar \n2,156.8 \n919.6 \n454.2 \n3,530.6 \n635.5 \n0.0 \n44.8 \n596.4 \n522.7 \n360.7 \n5,690.7 \n3,530.6 \n Apr \n2,267.5 \n958.3 \n435.7 \n3,661.5 \n553.5 \n0.0 \n17.0 \n595.0 \n534.1 \n352.4 \n5,713.6 \n3,661.5 \n May \n2,294.9 \n975.8 \n451.7 \n3,722.4 \n585.0 \n0.0 \n13.7 \n591.1 \n591.4 \n366.1 \n5,869.6 \n3,722.4 \nJun \n2,248.9 \n989.8 \n506.1 \n3,744.8 \n543.8 \n0.0 \n48.3 \n591.2 \n607.8 \n376.7 \n5,912.6 \n3,744.8 \nJul \n2,130.4 \n892.9 \n606.6 \n3,629.9 \n560.8 \n0.0 \n39.5 \n571.5 \n597.5 \n400.6 \n5,800.0 \n3,629.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \n \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJul \n1.9 \n1.3 \n2.8 \n2.2 \n3.4 \n0.0 \n11.6 \n0.0 \n264.0 \n34.8 \n51.7 \n35.5 \n397.6 \n \nAug \n1.4 \n1.7 \n0.4 \n0.6 \n3.4 \n0.0 \n7.4 \n0.0 \n265.6 \n34.5 \n45.5 \n37.3 \n390.3 \n \nSep \n1.2 \n0.8 \n0.0 \n0.3 \n3.4 \n0.0 \n5.7 \n0.0 \n233.7 \n35.8 \n46.6 \n38.6 \n360.4 \n \nOct \n0.9 \n0.5 \n0.4 \n0.6 \n2.5 \n0.0 \n4.8 \n0.0 \n234.8 \n35.6 \n41.3 \n38.7 \n355.2 \n \nNov \n0.4 \n0.6 \n0.1 \n0.2 \n2.5 \n0.0 \n3.9 \n0.0 \n231.9 \n35.5 \n39.6 \n38.3 \n349.2 \n \nDec \n1.1 \n0.5 \n0.1 \n0.4 \n2.5 \n0.0 \n4.6 \n0.0 \n232.7 \n35.5 \n29.2 \n40.5 \n342.5 \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n0.1 \n0.5 \n0.0 \n0.2 \n1.8 \n0.0 \n2.6 \n0.0 \n81.3 \n10.0 \n23.5 \n34.7 \n152.1 \n \nFeb \n0.2 \n0.4 \n0.1 \n0.1 \n1.8 \n0.0 \n2.5 \n0.0 \n77.6 \n9.0 \n24.1 \n34.6 \n147.9 \n \nMar \n0.1 \n0.1 \n0.1 \n0.1 \n1.6 \n0.0 \n2.0 \n0.0 \n53.2 \n8.7 \n21.8 \n32.5 \n118.1 \n \nApr \n0.1 \n0.4 \n0.2 \n0.3 \n1.6 \n0.0 \n2.6 \n0.0 \n75.2 \n8.5 \n22.2 \n32.4 \n140.9 \n \nMay \n0.2 \n0.4 \n0.0 \n0.1 \n0.3 \n0.0 \n0.9 \n0.0 \n68.7 \n0.1 \n14.6 \n30.3 \n114.6 \n \nJun \n0.2 \n0.2 \n0.1 \n0.1 \n0.6 \n0.0 \n1.2 \n0.0 \n66.8 \n0.1 \n14.7 \n29.6 \n112.4 \n \nJul \n0.2 \n0.3 \n0.0 \n0.1 \n0.3 \n0 \n0.9 \n0.0 \n66.9 \n0.1 \n12.9 \n28.7 \n109.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nMay \n112.2 \n67.1 \n54.4 \n233.6 \n46.7 \n0.0 \n1.2 \n-99.4 \n34.6 \n174.3 \n391.0 \n233.6 \nJun \n114.6 \n56.2 \n52.3 \n223.1 \n46.7 \n0.0 \n1.2 \n-91.2 \n34.6 \n191.2 \n405.6 \n223.1 \nJul \n111.3 \n82.7 \n27.0 \n220.9 \n47.1 \n0.0 \n1.2 \n-94.1 \n34.8 \n187.8 \n397.6 \n220.9 \nAug \n109.5 \n80.6 \n 25.2 \n215.2 \n47.5 \n0.0 \n1.2 \n-101.7 \n34.5 \n 193.6 \n390.3 \n 215.2 \nSep \n111.2 \n82.6 \n19.0 \n212.8 \n47.9 \n0.0 \n1.2 \n-114.9 \n35.8 \n177.8 \n360.4 \n212.8 \nOct \n112.5 \n80.4 \n14.9 \n207.8 \n48.3 \n0.0 \n1.2 \n-114.3 \n35.6 \n176.7 \n355.2 \n207.8 \nNov \n122.6 \n59.7 \n20.0 \n202.3 \n48.2 \n0.0 \n1.2 \n-118.2 \n35.5 \n180.2 \n349.2 \n202.3 \nDec \n134.5 \n56.4 \n6.9 \n 197.8 \n48.9 \n0.0 \n1.2 \n-127.6 \n35.5 \n186.7 \n342.5 \n 197.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n36.8 \n57.7 \n5.7 \n100.1 \n11.7 \n0.0 \n0.0 \n0.7 \n10.0 \n29.6 \n152.1 \n100.1 \nFeb \n47.6 \n48.3 \n0.0 \n95.8 \n11.7 \n0.0 \n0.0 \n-10.9 \n9.0 \n42.3 \n147.9 \n95.8 \nMar \n41.0 \n55.8 \n0.0 \n96.9 \n12.0 \n0.0 \n0.0 \n-17.7 \n8.7 \n18.4 \n118.1 \n96.9 \nApr \n57.4 \n40.3 \n0.0 \n97.7 \n12.2 \n0.0 \n0.0 \n-19.8 \n8.5 \n42.4 \n140.9 \n97.7 \nMay \n42.8 \n34.6 \n0.0 \n77.4 \n0.0 \n0.0 \n0.0 \n4.7 \n0.1 \n32.5 \n114.6 \n77.4 \nJun \n42.8 \n33.2 \n0.0 \n76.0 \n0.0 \n0.0 \n0.0 \n2.3 \n0.1 \n33.7 \n112.3 \n76.0 \nJul \n42.6 \n33.8 \n0.0 \n76.3 \n0.0 \n0.0 \n0.0 \n-8.7 \n0.1 \n41.8 \n109.6 \n76.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \nJan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \nFeb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \nMar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \nApr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \nMay \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \nJun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \nJul \n26.1 \n207.4 \n0.0 \n20.0 \n253.5 \n312.4 \n123.1 \n48.6 \n121.6 \n859.2 \nAug \n34.7 \n204.1 \n0.0 \n20.0 \n258.8 \n320.6 \n123.0 \n46.4 \n124.1 \n872.9 \nSep \n36.4 \n204.9 \n0.0 \n20.0 \n261.3 \n353.4 \n122.7 \n52.2 \n124.6 \n914.2 \nOct \n39.3 \n186.8 \n0.0 \n20.0 \n246.1 \n358.4 \n128.2 \n51.8 \n122.4 \n906.9 \nNov \n39.7 \n163.1 \n0.0 \n40.0 \n242.8 \n361.6 \n135.8 \n43.6 \n122.9 \n906.7 \nDec \n34.8 \n158.8 \n0.0 \n40.0 \n233.6 \n381.5 \n127.7 \n55.2 \n123.0 \n920.9 \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \nJan \n30.9 \n147.5 \n0.2 \n40.0 \n218.6 \n384.5 \n136.4 \n64.4 \n125.3 \n929.1 \nFeb \n30.2 \n165.0 \n0.2 \n40.0 \n235.3 \n385.8 \n132.0 \n65.4 \n125.4 \n943.9 \nMar \n47.5 \n166.2 \n0.2 \n40.0 \n253.8 \n390.4 \n132.1 \n68.8 \n125.0 \n970.1 \nApr \n45.2 \n161.0 \n0.2 \n40.0 \n246.5 \n401.8 \n132.4 \n76.6 \n124.7 \n981.9 \nMay \n47.7 \n190.7 \n0.2 \n40.0 \n278.6 \n394.0 \n147.0 \n82.7 \n124.3 \n1,026.7 \nJun \n39.5 \n187.9 \n0.0 \n40.0 \n267.4 \n400.0 \n150.4 \n84.0 \n124.4 \n1,026.1 \nJul \n40.6 \n180.9 \n0.0 \n40.0 \n261.5 \n431.8 \n159.4 \n84.1 \n124.4 \n1,061.2 \n \n \n \n \n \n \n \n \n \n \n \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n Jul \n339.1 \n222.8 \n561.9 \n202.0 \n95.3 \n859.2 \n561.9 \n Aug \n298.4 \n270.1 \n568.4 \n206.3 \n98.2 \n872.9 \n568.4 \n Sep \n336.1 \n246.9 \n583.0 \n209.2 \n122.0 \n914.2 \n583.0 \n Oct \n310.9 \n264.9 \n575.8 \n212.0 \n119.4 \n907.2 \n575.8 \n Nov \n328.9 \n244.3 \n573.1 \n214.8 \n118.8 \n906.7 \n573.1 \n Dec \n370.3 \n197.3 \n567.6 \n219.6 \n133.9 \n921.0 \n567.6 \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n313.9 \n253.1 \n567.0 \n225.9 \n136.2 \n929.1 \n567.0 \nFeb \n318.7 \n264.4 \n583.1 \n228.6 \n132.2 \n943.9 \n583.1 \nMar \n374.6 \n234.6 \n609.2 \n231.4 \n129.5 \n970.1 \n609.2 \nApr \n358.4 \n262.7 \n621.1 \n234.0 \n126.8 \n981.9 \n621.1 \nMay \n436.2 \n233.2 \n669.4 \n238.0 \n119.1 \n1,026.7 \n669.4 \nJun \n440.1 \n212.2 \n652.3 \n243.1 \n130.9 \n1,026.3 \n652.3 \nJuly \n362.4 \n302.9 \n665.3 \n244.2 \n151.9 \n1,061.3 \n665.3 \n \n \n \n \n \n \n \n \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \nJul \n232.87 \n66.77 \n5,9136.78 \nAug \n181.67 \n48.73 \n4,682.27 \nSep \n200.05 \n49.90 \n5,157.20 \nOct \n209.74 \n52.68 \n5,407.42 \nNov \n213.04 \n47.02 \n5,482.03 \nDec \n202.12 \n45.79 \n5,203.13 \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n189.25 \n35.40 \n4,882.11 \nFeb \n189.45 \n39.24 \n4,906.94 \nMar \n176.32 \n29.51 \n4,560.29 \nApr \n172.91 \n29.64 \n4,473.51 \nMay \n174.89 \n35.45 \n4,485.11 \nJun \n186.57 \n61.32 \n4,873.40 \nJuly \n188.07 \n95.00 \n4,959.21 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \nJuly \n1,162.1 \n109.7 \n70.8 \n561.9 \n1,904.5 \nAugust \n1,132.7 \n105.8 \n70.4 \n568.4 \n1,877.2 \nSeptember \n1,193.8 \n101.6 \n69.8 \n583.0 \n1,948.2 \nOctober \n1,229.3 \n95.2 \n69.3 \n575.8 \n1,969.7 \nNovember \n1,232.8 \n79.7 \n73.4 \n573.1 \n1,959.0 \nDecember \n1,330.7 \n63.3 \n72.7 \n567.6 \n2,034.3 \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,206.2 \n63.3 \n70.1 \n567.0 \n1,906.7 \nFebruary \n1,373.4 \n48.3 \n71.5 \n583.1 \n2,076.3 \nMarch \n1,373.8 \n55.8 \n75.1 \n609.2 \n2,113.9 \nApril \n1,394.0 \n40.3 \n81.0 \n621.1 \n2,136.4 \nMay \n1,427.5 \n34.6 \n77.5 \n669.4 \n2,209.0 \nJune \n1,495.8 \n33.2 \n81.3 \n652.3 \n2,262.6 \nJuly \n1,499.5 \n33.8 \n84.2 \n665.3 \n2,282.80 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n1,035.2 \n200.3 \n36.2 \n66.0 \n-29.8 \nFebruary \n1,244.9 \n1,025.4 \n219.5 \n26.9 \n67.3 \n-40.4 \nMarch \n1,277.6 \n1,016.2 \n261.4 \n8.9 \n65.8 \n-57.0 \nApril \n1,491.7 \n1,050.1 \n441.6 \n23.4 \n68.5 \n-45.1 \nMay \n1,480.8 \n1,037.7 \n443.1 \n27.3 \n70.1 \n-42.8 \nJune \n1,425.8 \n969.7 \n456.0 \n24.1 \n66.9 \n-42.8 \nJuly \n1,429.9 \n964.9 \n465.1 \n11.6 \n66.3 \n-54.7 \nAugust \n1,285.0 \n945.0 \n340.0 \n7.4 \n64.6 \n-57.2 \nSeptember \n1,519.7 \n982.7 \n536.9 \n5.7 \n63.8 \n-58.1 \nOctober \n1,489.0 \n1,006.6 \n482.5 \n4.8 \n62.3 \n-57.5 \nNovember \n1,379.5 \n955.9 \n423.7 \n3.9 \n60.7 \n-56.8 \nDecember \n1,469.9 \n993.3 \n476.6 \n4.6 \n59.3 \n-54.7 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,417.0 \n1,007.9 \n409.0 \n2.6 \n30.0 \n-27.4 \nFebruary \n1,466.6 \n1,045.6 \n421.0 \n2.5 \n28.7 \n-26.2 \nMarch \n1,512.9 \n1,059.2 \n453.7 \n2.0 \n29.1 \n-27.1 \nApril \n1,608.4 \n1,098.5 \n509.9 \n2.6 \n29.3 \n-26.7 \nMay \n1,700.6 \n1,116.7 \n583.9 \n0.9 \n23.2 \n-22.3 \nJune \n1,716.1 \n1,123.4 \n592.7 \n1.2 \n22.8 \n-21.6 \nJuly \n1,553.7 \n1,089.0 \n464.7 \n0.9 \n22.9 \n-22.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from May 2012, the prescribed liquid asset ratio was reviewed to 30% of liabilities to the public. \n35 \nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nValues of Transactions (US$ in millions) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n3,563.84 \n5.24 \n80.72 \n173.71 \n115.53 \n89.67 \nFeb \n2,968.02 \n5.52 \n103.88 \n156.66 \n118.70 \n80.56 \nMar \n3,339.98 \n15.21 \n134.33 \n178.08 \n118.47 \n102.05 \nApr \n3,535.58 \n16.58 \n140.28 \n187.85 \n160.61 \n123.03 \nMay \n3,915.31 \n15.42 \n129.20 \n203.37 \n211.75 \n152.24 \nJun \n3,544.35 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJul \n3,955.45 \n12.31 \n132.61 \n205.37 \n164.08 \n139.13 \nAug \n3,351.13 \n10.45 \n138.05 \n203.41 \n189.48 \n128.68 \nSep \n3,409.17 \n13.34 \n120.41 \n190.44 \n173.13 \n142.32 \nOct \n3,641.98 \n13.75 \n121.55 \n206.51 \n201.51 \n156.26 \nNov \n3,134.35 \n11.40 \n102.19 \n229.52 \n222.18 \n57.34 \nDec \n3,438.08 \n4.04 \n130.15 \n265.80 \n268.94 \n68.58 \n \n \n \n \n \n \n \nAnnual Total \n41,797.24 \n136.91 \n1,450.48 \n2,382.07 \n2,091.02 \n1,361.84 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n3,093.01 \n5.24 \n102.26 \n233.10 \n228.25 \n68.31 \nFeb \n2,954.93 \n10.73 \n96.27 \n193.90 \n217.14 \n64.42 \nMar \n3,332.79 \n10.40 \n103.58 \n232.94 \n255.32 \n87.94 \nApr \n3,439.33 \n9.66 \n126.26 \n253.16 \n264.38 \n96.29 \nMay \n3,915.31 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJune \n3,657.44 \n12.42 \n110.38 \n250.87 \n284.18 \n104.28 \nJuly \n3,955.45 \n11.72 \n125.81 \n267.00 \n312.35 \n101.75 \n \n \n \n \n \n \n \n36 \nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nVolumes of Transactions (in thousands) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n181.68 \n21.18 \n761.09 \n691.18 \n6,950.84 \n47.53 \nFeb \n172.41 \n21.95 \n811.83 \n620.06 \n6,835.89 \n30.75 \nMar \n179.44 \n37.01 \n1,377.65 \n743.82 \n7,042.27 \n33.69 \nApr \n182.87 \n37.31 \n954.80 \n760.46 \n9,908.41 \n34.73 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n185.80 \n34.36 \n968.54 \n731.17 \n9,110.97 \n36.87 \nJul \n205.85 \n35.41 \n1,052.26 \n822.57 \n10,099.72 \n42.74 \nAug \n187.25 \n30.29 \n1,114.86 \n825.75 \n11,551.94 \n41.78 \nSep \n201.22 \n33.17 \n1,003.98 \n799.62 \n8,701.56 \n44.48 \nOct \n212.66 \n35.69 \n1,073.88 \n873.19 \n9,769.81 \n48.59 \nNov \n186.64 \n31.74 \n904.27 \n927.93 \n14,753.35 \n24.04 \nDec \n180.80 \n11.82 \n1,033.73 \n1,042.32 \n12,273.02 \n23.56 \n \n \n \n \n \n \n \nAnnual Total \n2,291.82 \n367.02 \n12,011.07 \n9,631.50 \n119,144.68 \n447.44 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n182.48 \n29.41 \n973.79 \n815.89 \n11,141.19 \n24.19 \nFeb \n175.09 \n32.95 \n991.91 \n799.12 \n10,631.60 \n25.10 \nMar \n192.02 \n32.35 \n1,163.76 \n947.64 \n12,859.50 \n30.82 \nApr \n183.63 \n28.12 \n1,184.85 \n974.37 \n13,298.04 \n29.23 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n193.58 \n32.98 \n1,164.73 \n966.45 \n14,163.56 \n34.25 \nJuly \n199.59 \n34.34 \n1,272.91 \n1038.44 \n15,370.63 \n37.68", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/July2014.pdf"}
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+{"doc_id": "0dc7093af0a8afcec455147c0fa3bbfb", "text": "i \n \n \n \nJULY 2023 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nZIMBABWE STOCK EXCHANGE (ZSE) ............................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 11 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 11 \nMobile and Internet Based Transactions .............................................................................. 11 \nINFLATION OUTTURN ........................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \nOVERVIEW \n \nThe annual headline inflation rate decreased \nfrom 175.8% in June 2023 to 101.3% in July \n2023. Month-on-month inflation also declined \nfrom 74.5% to minus 15.3% during the same \nmonth. The decrease in inflation is largely \nattributable to the appreciation of the exchange \nrate during the month. \n \nOn a month-on-month basis, broad money \ndeclined by 8.91% in July 2023, compared to \nan increase of 7.20% in June 2023. The decline \nin money supply partly reflected a decrease of \nZW$10,099.33 billion in foreign currency \naccounts (FCAs) deposits largely on account of \nthe appreciation of the exchange rate from \nZW$5,740/USD in June to ZW$4,516/USD in \nJuly 2023. \n \nThe international prices for gold, copper, and \nBrent crude oil increased in July 2023, while \nthose for platinum, palladium and nickel \ndeclined during the same month. \n \nThe \ncountry’s \ntotal \nmerchandise \ntrade \namounted to US$1,386.1 million in July 2023, \nrepresenting a 1.3% increase from US$1,368.9 \nmillion recorded in the previous month. On a \nyearly basis, total merchandise trade rose by \n8.6%, from US$1,276.1 million in the \ncorresponding month in 2022 to US$1,386.1 \nmillion in the reporting month. \n \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \nexhibited bearish sentiments. The All Share, \nTop 10 and Top 15 indices declined by 33.06%, \n44.27% and 39.16%, respectively during the \nmonth. \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n3% to close the month of July at ZWL$27.13 \ntrillion. In volume terms, NPS transactions, \nhowever, declined by 7% to close the month at \n54.59 million in July 2023. \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nThe monthly average prices for gold, copper, \nand Brent crude oil increased, while those for \nplatinum, palladium and nickel declined. \n \nPrecious Metals \n \n Gold \nGold prices averaged US$1,949.21 per ounce \nin July 2023, a marginal increase of 0.60% \nfrom a monthly average of US$1,937.51 per \nounce in the previous month. A weaker US \ndollar \nsupported \nprecious \nmetal \nprices, \nfollowing speculation that the US Federal \nReserve intended to end its tight monetary \npolicy stance. \n \n Platinum \nPlatinum prices fell by 2.60%, from an average \nof US$972.80 per ounce in the previous month, \n \n \n \n4 \n \nto close the month under review at US$947.48 \nper ounce. The price decline was underpinned \nby weaker-than-expected economic growth in \nChina, which affected the demand for the \nprecious metal. \n \n \nPalladium \nPalladium prices fell by 5.25%, from a monthly \naverage of US$1,330.98 per ounce in June 2023 \nto US$1,261.16 per ounce during the reporting \nmonth. This was mainly attributed to weak \nglobal industrial demand, particularly in the \nautomotive industry. Figure 1 shows the \nprecious metal price developments for the \nperiod from July 2020 to July 2023. \n \nFigure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2023 \n \nBase Metals \n \n \nCopper \nCopper prices continued to increase largely on \naccount of demand recovery in China following \nthe announcement of additional stimulus \nmeasures to boost the country’s economy. The \nprice of copper increased by 1.27%, from \nUS$8,393.20 per tonne in the previous month \nto US$8,499.90 per tonne in July 2023. \n \nNickel \nNickel prices continued on a negative trajectory \nduring the month, falling by 0.63% from an \naverage of US$21,449.27 per tonne recorded in \nthe prior month, to US$21,313.10 per tonne in \nJuly 2023. The decline was driven by weak \ndemand prospects in China, the world's largest \nproducer and consumer of stainless steel, and \nEurope. Figure 2 shows the base metals price \ndevelopments from July 2020 to July 2023. \n \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2023 \n \nBrent Crude Oil \n \nOil prices rebounded by 6.81%, from an \naverage of US$74.90 per barrel in June 2023 to \nUS$80.00 per barrel in July 2023. Prices rose \ndue to supply constraints following output cuts \nin key producing countries such as Russia and \n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\nJul-20\nNov-20\nMar-21\nJul-21\nNov-21\nMar-22\nJul-22\nNov-22\nMar-23\nJul-23\nGold\nPalladium\nPlatinum (RHS)\n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nJul-20\nSep-20\nNov-20\nJan-21\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nCopper\nNickel (RHS)\n \n \n \n5 \n \nSaudi Arabia and the anticipated rebound in \ndemand in the US, the world's largest oil \nconsumer. \n \nFigure 3 shows developments in crude oil \nprices for the period July 2020 to July 2023. \n \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2023 \n \nMERCHANDISE TRADE DEVELOPMENTS \n \nThe \ncountry’s \ntotal \nmerchandise \ntrade \namounted to US$1,386.1 million in July 2023, \nrepresenting a 1.3% increase from US$1,368.9 \nmillion recorded in the previous month. On a \nyearly basis, total merchandise trade rose by \n8.6%, from US$1,276.1 million in the \ncorresponding month in 2022 to US$1,386.1 \nmillion in the reporting month. \n \nMerchandise Exports \n \nDuring the month of July 2023, the country \nexported goods worth US$603.2 million, 6.0% \ndown from US$641.5 million realised in the \npreceding \nmonth. \nCompared \nto \nthe \ncorresponding month in 2022, merchandise \nexports in the month under review were 10.0% \nhigher than the outturn of US$548.4 million \nrecorded in July 2022. \n \nFigure 4 shows developments in the country’s \nmerchandise exports for the period from \nJanuary 2022 to June 2023. \n \nFigure 4: Merchandise Trade (US$ m) \n \nSource: ZIMSTAT, 2023 \n \nThe major export drivers during the month \nunder review were gold, industrial diamonds, \nand PGMs, contributing 26.7%, 19.2%, and \n17.1%, respectively, of the country’s total \nexports. However, export earnings from gold \nand PGMs were lower than in the previous \nmonth, declining by 16.8% and 39.8%, \nrespectively. The decline was primarily \nattributable to depressed prices on the back of \nsluggish demand in China. \n \nTable 1 shows development in the country’s \nexports for the months of June and July 2023. \n0\n20\n40\n60\n80\n100\n120\n140\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nUS$/barrel\n543.9\n438.0\n557.6\n587.3\n513.1\n541.0\n548.4\n427.7\n435.9\n515.3\n555.5\n654.2\n641.5\n603.2\n0.0\n200.0\n400.0\n600.0\n800.0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nMerchandise Exports (US$m)\n2022\n2023\n \n \n \n6 \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n*PGMs Include Nickel mattes, nickel ores & concentrates and \nplatinum \n \nZimbabwe’s exports were mainly destined for \nthe United Arab Emirates (27.6%), South \nAfrica (23.6%) and Mozambique (8.6%), \nduring the month ending 31 July 2023. \n \n \n \n \n \n \n \n \n \n \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Imports \n \nThe country’s import bill amounted to \nUS$782.9 million in July 2023,7.6% higher \nthan US$727.4 million recorded in the previous \nmonth. Compared to the corresponding month \nin 2022, the month’s export outturn was 7.6% \nhigher, as shown in Figure 6. \n \nFigure 6: Merchandise Imports classified by \nHS Codes (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \n27.6\n23.6\n8.6\n7.2\n2.4\n2.1\n1.6\n1.5\n1.0\n0.7\n0.0\n5.0 10.0 15.0 20.0 25.0 30.0\nUnited Arab Emirates\nSouth Africa\nMozambique\nHong Kong\nChina\nBelgium\nZambia\nNetherlands\nItaly\nKenya\n629.5\n624.7\n710.4\n636.2\n714.0\n751.0\n727.8\n633.8\n623.2\n746.4\n708.6\n850.3\n727.4\n782.9\n0\n200\n400\n600\n800\n1000\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\n2022\n2023\n \nJune-23 \n(US m) \nJuly-23 \n(US$m) \nJune-\nJuly \nChanges \n(%) \nShare of \nExports \n(%) \nJuly-23 \nTotal \n641.5 \n603.2 \n-6.0 \n 100.0 \nOf Which \n \n \n \n \nGold \n193.9 \n161.3 \n-16.8 \n 26.7 \nIndustrial \ndiamonds \n30.1 \n115.9 \n284.8 \n 19.2 \nPGMs \n171.9 \n103.4 \n-39.8 \n 17.1 \nTobacco (Inc. \ncigarettes) \n61.8 \n55.1 \n-10.7 \n 9.1 \nFerro-\nchromium \n27.6 \n28.4 \n2.9 \n 4.7 \nCoal \n25.7 \n15.8 \n-38.6 \n 2.6 \nCane sugar \n4.6 \n8.3 \n78.7 \n 1.4 \nChromium \nores & \nconcentrates \n4.2 \n4.4 \n6.6 \n 0.7 \nGranite \n4.3 \n3.3 \n-23.9 \n 0.5 \nOranges \n2.1 \n3.1 \n47.3 \n 0.5 \n \n \n \n7 \n \nDuring the month under review, the country’s \nimports were mainly composed of diesel \n(9.7%), petrol (5.0%), crude soya bean oil \n(2.4%) and rice (2.4%). The growth in the \ncountry’s fuel import bill was primarily \nattributable to a global rise in oil prices owing \nto supply deficits. Table 2 shows imports of \nmajor commodities for the months of June and \nJuly 2023. \n \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \n \nJune-23 \n(US$m) \nJuly-23 \n(US$m) \nJune-\nJuly \nChanges \n(%) \nShare \nof Total \nImports \n(%) \nJuly-23 \nTotal \n727.4 \n782.9 \n7.6 \n100.0 \nOf Which \n \n \n \n \nDiesel \n68.8 \n76.3 \n10.9 \n9.7 \nLeaded \npetrol \n35.1 \n39.0 \n11.2 \n5.0 \nCrude soya \nbean oil \n19.8 \n18.9 \n-4.8 \n2.4 \nRice \n8.5 \n18.6 \n118.7 \n2.4 \nStructures \n& parts of \nstructures \n4.6 \n11.9 \n159.3 \n1.5 \nElectricity \n9.9 \n10.4 \n5.4 \n1.3 \nAmmonium \nnitrate \n9.0 \n10.2 \n12.8 \n1.3 \nPublic \ntransport \ntype \nvehicles \n4.0 \n9.6 \n141.7 \n1.2 \nSelf-\npropelled \nbulldozers \n6.6 \n8.7 \n31.8 \n1.1 \nCane Sugar \n8.0 \n7.6 \n-5.4 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2023 \nThe country’s imports for July 2023 were \nmainly sourced from South Africa (41.1%), \nChina (16.3%), Bahamas (11.6%), Hong Kong \n(3.0%) and other markets. Figure 7 shows the \ncountry’s top import sources in June 2023. \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Trade Balance \nThe country’s trade developments culminated \nin the deterioration in the trade balance, from a \ndeficit of US$85.9 million in June 2023 to a \ndeficit of US$179.6 million during the month \nunder review. Similarly, the country’s trade \nbalance widened, year on year, from a deficit of \nUS$179.4 million in the comparable month in \n2022 to a deficit of US$179.6 million in July \n2023. \n \nFigure 8 shows merchandise trade balance from \nMarch 2023 to July 2023. \n \n \n \n \n \n \n41.1\n16.3\n11.6\n3.0\n2.8\n2.6\n2.4\n2.1\n2.0\n1.2\nSouth Africa\nChina\nBahamas\nHong Kong\nIndia\nUnited Arab Emirates\nZambia\nMauritius\nMozambique\nThailand\n \n \n \n8 \n \nFig 8: Merchandise Trade Balance (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock amounted to \nZW$13,003.45 billion in July 2023, compared \nto ZW$14,275.48 billion in June 2023. The \nmoney stock was comprised of foreign \ncurrency deposits, 82.41%; local currency \ndeposits, 17.52% and currency in circulation, \n0.02%. Figure 9 shows the money supply \ncomposition. \nFigure 9: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2023 \n \nOn a monthly basis, the broad money supply \ndeclined by 8.91% in July 2023, compared to a \n7.20% increase recorded in June 2023. The \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \ndecline in money supply reflected a decrease of \nZW$10,099.33 billion in foreign currency \naccounts (FCAs) deposits, resulting from the \nappreciation of the exchange rate from \nZW$5 740/USD in June to ZW$4 516/USD in \nJuly 2023. The local currency component of \ndeposits increased by ZW$506.73 billion, \nreflecting the cumulative impact of credit \ncreation by banks. \n \nDuring the month under review, the growth in \ndomestic claims by banks slowed down to \n3.91%, compared to 63.27% recorded in June \n2023. Credit to the private sector, decreased by \nZW$1,563.90 billion in July 2023, largely \nreflecting the impact of exchange rate \nappreciation. Over the same period, net claims \non Government by the banking sector increased \nby ZW$2,353.73 billion. \n \nOn an annual basis, broad money registered an \nincrease of 977.06% in July 2023 compared to \n1,174.94%, in June 2023. The annual growth in \nmoney supply largely reflected exchange rate \ndepreciation. Expansion in foreign currency \ndeposits, accounted for 826.22 percentage \npoints of the 977.06% annual growth in broad \nmoney. The local currency component of \nmoney supply also increased by 390.22%. \n \nThe annual increase in broad money largely \nreflected nominal changes in credit to the \nprivate \nsector \nand \npublic \nnon-financial \ncorporations, \nof \nZW$7,027.66 \nbillion \n515.3\n555.5\n654.2\n641.3\n603.2\n746.4\n708.5\n850.3\n726.4 782.9\n-231.1\n-153.0\n-196.0\n-85.1\n-179.6\n-500.0\n0.0\n500.0\n1000.0\nMar-23\nMay-23\nJul-23\nExports\nImports\nTrade Balance\nNCDs, \n0.02%\nLocal \nCurrency \nTime , 1.60%\nFX Time \nDeposits, 4.74%\nLocal Currency \nTransferable , \n15.90%\nFX Transferable \nDeposits, 77.67%\nCurrency in \nCirculation, \n0.08%\n \n \n \n9 \n \n(1,037.60%); \nand \nZW$1,059.22 \nbillion \n(1,238.18%), respectively. \n \nThe outstanding credit to the private sector was \nmainly in respect of credit to households and \nagriculture, which received 21.97% and \n16.48% of the total credit, respectively. The \nmanufacturing \nand \ndistribution \nsectors \naccounted for 15.71% and 12.77% of the credit, \nrespectively. Private sector credit shares for all \nthe sectors are shown in Figure 10. \n \nFigure 10: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2023 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 40.14%; inventory \nbuild-up, \n24.61%; \nand \nfixed \ncapital \ninvestments, 14.72%. \n \nSTOCK MARKET DEVELOPMENTS \nZIMBABWE STOCK EXCHANGE (ZSE) \n \nDuring the month of July 2023, the Zimbabwe \nStock Exchange (ZSE) exhibited bearish \nsentiments. Thus, the All Share, Top 10 and \nTop 15 indices declined by 33.06%, 44.27% \nand 39.16% to close the month at 114 746.13 \npoints, 51 844.10 points and 72 293.87 points, \nrespectively. \n \nThe resource index, however, added 16.31% to \nclose at 89 512.59 points, compared to \n76 960.49 points registered in the previous \nmonth. \n \nOn a yearly basis, the All Share, Top 10 and \nTop 15 indices increased by 591.45%, 405.02% \nand 539.31%, from 16 594.91 points, 10 265.73 \npoints and 11 308.19 points recorded in the \ncomparable period last year, respectively. \n \nThe mining index also went up by 347.09% \nfrom 20 021.24 points registered in July 2022. \n \nFigure 11: ZSE All Share, Top 10 and \nMining Indices \nSource: Zimbabwe Stock Exchange, 2023 \nHouseholds\n21.97%\nAgriculture\n16.48%\nMining\n12.48%\nManufacturing…\nDistribution\n12.77%\nConstruction\n2.01%\nTransport & \nCommunicati\nons…\nServices\n9.78%\nFinancial Org. \n& Investments\n5.94%\nOther\n0.01%\n15,000\n21,000\n27,000\n33,000\n39,000\n45,000\n51,000\n57,000\n63,000\n69,000\n75,000\n81,000\n87,000\n5000\n25000\n45000\n65000\n85000\n105000\n125000\n145000\n165000\n185000\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n10 \n \nOwing to dampened trading activity during the \nmonth under analysis, the cumulative volume \nand value of shares traded declined by 8.27% \nand 52.10% to 176.55 million shares and \nZW$40.85 billion, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined to 2.40%, from \n2.77% in June 2023. \n \nConcomitantly, net foreign position worsened \nto negative ZW$10.21 billion, from positive \nZW$1.07 billion realized in June 2023. \n \nFigure 12: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2023 \nMarket Capitalization closed the month at \nZW$9,171.35 billion. This represents a decline \nof 34.43%, compared to ZW$13,987.48 billion \nrecorded in June 2023. \n \nOn a year-on-year basis, ZSE capitalization \nrose by 343.44%, from ZW$2,068.22 billion \nrecorded in July 2022. \nVICTORIA FALLS STOCK EXCHANGE \n(VFEX) \n \nThe Victoria Falls Stock Exchange (VFEX) \nwas characterized by bearish sentiments during \nthe month of July 2023. Consequently, the \nVFEX All Share index lost 10.32% to close at \n68.31 points, from 76.17 points recorded in the \nprevious month. \n \nOn an annual basis, the VFEX All Share Index \ndeclined by 44.24%, from 122.50 points \nrecorded in July 2022. \n \nFigure 13: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2023 \n \nVFEX Market Capitalization \nDuring the month under analysis, the VFEX \nmarket capitalization lost 9.13% to US$1.17 \n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\n90,000\n0\n100\n200\n300\n400\n500\n600\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n60\n70\n80\n90\n100\n110\n120\n130\n140\n150\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n \n \n \n11 \n \nbillion, compared to US$1.29 billion recorded \nin June 2023. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ b) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2023 \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n3% \nto \nZW$27.13 \ntrillion \nfrom \nZW$26.41trillion, recorded in June 2023. NPS \ntransactions volumes decreased by 7% from \n58.55 million to 54.59 million recorded in June \n2023. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \nincreased by 5% to ZW$17.86 trillion from \nZW$17.06 trillion recorded in June 2023. The \nvolume of RTGS transactions decreased by \n10%, from 1.05 million in June 2023 to 0.94 \nmillion in July 2023. \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions stood \nat ZW$7.70 trillion in July 2023, down from \nZW$7.85 trillion recorded in the preceding \nmonth. \nINFLATION OUTTURN \nAnnual Inflation \nHeadline inflation declined from 175.5% in \nJune 2023 to 101.3% in July 2023, attributable \nto significant appreciation of the local currency \nwhich resulted in positive pass-through effects \nto inflation. \n \n0.00\n0.20\n0.40\n0.60\n0.80\n1.00\n1.20\n1.40\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nBillions\n -\n 2,000.0\n 4,000.0\n 6,000.0\n 8,000.0\n 10,000.0\n 12,000.0\n 14,000.0\n 16,000.0\n 18,000.0\n 20,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n \n \n12 \n \nThis followed the liberalisation of the exchange \nrate coupled by the increase in statutory \nreserves for local currency to 15%, lifting of \nimport restrictions on basic goods and \ncommodities, upward adjustments of the \ninterest rates and increased demand for local \ncurrency due to demand for specific taxes and \nduties in local currency. \nAnnual food inflation declined to 103.1% in \nJuly 2023, from 255.6% in June 2023. Year-on-\nyear, annual non-food inflation also decelerated \nto 99.3% in July 2023, contributing 56.7 \npercentage points to the July 2023 inflation rate \nof 101.3%. \n \nMonthly Inflation \n \nThe month-on-month inflation rate sharply \ndecelerated from 74.5% in June 2023 to minus \n15.3%, in July 2023, largely driven by the fall \nin food inflation. \n \nFood inflation tumbled from 104.2% in June \n2023 to minus 30.7% in July 2023. Monthly \nnon-food inflation also fell from 49.5% to 2.4% \nover the same period. \n \nFigure 16: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2023 \n \nSEPTEMBER 2023 \nRESERVE BANK OF ZIMBABWE \n \n-35.00\n-15.00\n5.00\n25.00\n45.00\n65.00\n85.00\n105.00\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nFood and non alcoholic beverages\nNon food\nAll Items\n \n13 \n \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n \n External Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n14 \n \n \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n31 \n \n National Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n32 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n33 \n \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n34 \n \n \n \n \n \n \n \n \n \n 15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nNet Foreign Assets\n-1,799,900,028.55 -1,795,279,800.26\n-1,954,300,330.22\n-2,033,984,124.20\n-2,085,714,926.41\n-2,301,765,618.46\n-2,768,770,567.35\n-2,973,301,439.14\n-3,029,571,037.94\n-3,592,508,488.23\n-8,614,351,669.20 -17,037,826,284.18 -14,270,652,392.93\nCentral Bank(net)\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,780,839,763.05\n-3,343,568,149.26\n-3,725,651,869.12\n-3,773,983,623.21\n-4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43 -17,908,236,910.38\nForeign Assets\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\nForeign Liabilities\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\n20,206,777,545.43\nOther Depository Corporations(net)\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\nForeign Assets\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\nForeign Liabilities\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\nNet Domestic Assets (NDA)\n3,007,213,667.92\n3,404,193,526.10\n3,871,453,855.67\n3,914,796,933.13\n4,157,026,534.98\n4,639,992,601.29\n5,466,131,034.04\n5,901,544,727.24\n6,224,896,705.38\n7,191,111,363.85\n15,853,317,101.49\n31,313,301,345.50\n27,274,104,611.26\nDomestic Claims\n911,956,758.63\n1,183,994,022.32\n1,371,017,098.26\n1,420,546,462.01\n1,634,150,767.46\n1,887,872,636.21\n2,178,096,571.94\n2,412,375,453.77\n2,817,271,797.47\n3,128,143,876.12\n6,606,083,920.89\n10,786,056,145.65\n11,207,654,299.27\nClaims on Central Government(net)\n130,502,205.15\n236,159,688.17\n270,091,555.64\n263,657,275.07\n350,064,095.72\n474,594,482.66\n468,584,636.74\n482,484,485.80\n627,021,736.70\n809,483,964.69\n1,453,508,596.11\n-321,410,956.46\n2,032,323,436.46\nClaims on Central Government\n192,199,618.57\n350,494,976.12\n408,193,113.30\n426,472,842.49\n532,069,052.32\n633,310,020.08\n781,764,304.23\n961,476,154.82\n1,030,581,569.13\n1,109,723,491.62\n1,853,707,138.97\n3,237,920,191.20\n3,137,951,747.03\nCentral Bank\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\nODCs\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\nLess Liabilities to Central Government\n61,697,413.42\n114,335,287.95\n138,101,557.65\n162,815,567.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\n478,991,669.02\n403,559,832.42\n300,239,526.93\n400,198,542.86\n3,559,331,147.66\n1,105,628,310.57\nCentral Bank\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\nODCs\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\nClaims on Other Sectors\n781,454,553.48\n947,834,334.15\n1,100,925,542.62\n1,156,889,186.94\n1,284,086,671.74\n1,413,278,153.55\n1,709,511,935.20\n1,929,890,967.97\n2,190,250,060.77\n2,318,659,911.43\n5,152,575,324.78\n11,107,467,102.11\n9,175,330,862.81\nOther Financial Corporations\n14,828,545.88\n17,449,153.84\n18,825,212.19\n143,782,090.97\n143,554,205.91\n162,860,664.99\n176,029,053.38\n189,742,321.73\n202,939,856.36\n127,476,071.53\n204,879,115.02\n372,829,596.47\n286,485,380.68\nState and Local Government\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\nPublic Non Financial Corporations\n85,546,713.45\n123,920,817.60\n133,928,821.97\n145,038,366.23\n150,370,660.24\n161,725,797.02\n198,192,725.01\n221,082,772.48\n244,918,005.85\n282,369,808.93\n680,427,260.99\n1,426,648,513.58\n1,144,767,740.03\nPrivate Sector\n680,729,618.39\n806,177,221.63\n947,865,180.05\n867,726,767.22\n989,858,253.51\n1,088,409,078.41\n1,335,038,917.19\n1,518,868,431.51\n1,742,242,420.81\n1,908,714,754.59\n4,267,188,606.15\n9,307,905,990.36\n7,744,009,668.94\nCentral Bank\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\nODCs\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\nOther Items(Net)\n-2,095,256,909.29 -2,220,199,503.78\n-2,500,436,757.40\n-2,494,250,471.13\n-2,522,875,767.52\n-2,752,119,965.08\n-3,288,034,462.10\n-3,489,169,273.48\n-3,407,624,907.90\n-4,062,967,487.72\n-9,247,233,180.60 -20,527,245,199.85 -16,066,450,311.99\nShares and Other Equity\n-2,109,505,152.97\n-2,196,010,760.22\n-2,353,032,948.01\n-2,415,295,348.56\n-2,460,253,452.61\n-2,434,507,949.48\n-2,961,726,923.10\n-3,217,266,965.75\n-3,126,405,163.73\n-3,579,533,655.47\n-9,203,936,084.43 -19,402,711,215.33 -14,321,122,638.86\nLiabilities to Other Financial Corporations\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\nRestricted Deposits\n31,949,181.65\n37,970,261.21\n33,027,186.30\n47,084,275.28\n59,785,332.00\n42,455,011.89\n52,836,636.96\n95,262,450.25\n116,383,765.15\n168,057,733.95\n452,445,666.52\n929,649,277.24\n832,146,281.94\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-19,040,030.90\n-62,714,231.31\n-181,018,174.35\n-126,801,860.37\n-122,747,262.48\n-360,819,506.73\n-379,819,710.07\n-370,273,739.26\n-401,318,137.73\n-657,910,369.64\n-526,326,106.66\n-2,118,505,135.97\n-2,635,730,123.79\nBroad Money-M3\n1,207,313,639.37\n1,608,913,725.83\n1,917,153,525.45\n1,880,812,808.93\n2,071,311,608.56\n2,338,226,982.83\n2,697,360,466.69\n2,928,243,288.10\n3,195,325,667.44\n3,598,602,875.61\n7,238,965,432.29\n14,275,475,061.32\n13,003,452,218.33\nSecurities Other than Shares Included in Broad \nMoney\n8,137,874.02\n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\n1,843,391.22\n4,659,433.86\n4,243,581.90\n2,137,443.55\nBroad Money-M2\n1,199,175,765.34\n1,596,128,151.09\n1,903,106,030.11\n1,865,253,945.05\n2,057,873,086.69\n2,324,078,018.07\n2,682,303,994.66\n2,912,531,632.80\n3,179,243,047.93\n3,596,759,484.40\n7,234,305,998.43\n14,271,231,479.42\n13,001,314,774.78\nOther Deposits\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\nof which Foreign Currency Accounts\n51,808,901.22\n79,027,794.71\n77,583,912.71\n97,520,415.67\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\nNarrow Money-M1\n1,104,973,664.87\n1,461,955,622.01\n1,746,038,037.35\n1,698,802,699.18\n1,868,674,949.05\n2,090,666,237.62\n2,407,265,283.35\n2,618,757,381.64\n2,846,507,551.90\n3,327,871,127.16\n6,679,000,239.69\n13,204,658,167.27\n12,176,656,804.16\nTransferable Deposits\n1,100,888,777.34\n1,457,941,576.91\n1,742,120,578.98\n1,694,712,870.55\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n2,612,610,043.68\n2,840,026,628.31\n3,320,722,893.78\n6,671,063,283.95\n13,196,303,401.12\n12,166,873,421.72\n Of which Foreign Currency Accounts\n688,836,308.19\n991,098,612.31\n1,196,206,879.78\n1,131,298,129.20\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\n1,754,513,308.92\n1,869,072,784.19\n2,148,792,572.06\n5,274,426,984.71\n11,635,488,089.25\n10,099,330,132.00\nCurrency Outside Depository Corporations\n4,084,887.53\n4,014,045.11\n3,917,458.37\n4,089,828.63\n4,108,746.53\n4,210,142.14\n4,740,785.16\n6,147,337.96\n6,480,923.60\n7,148,233.38\n7,936,955.74\n8,354,766.15\n9,783,382.43\nMemorandum Items\nReserve Money\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\nFCAs as a Percentage of Deposits in M3\n57.2%\n61.8%\n62.5%\n60.3%\n58.6%\n56.9%\n60.4%\n60.0%\n58.6%\n59.8%\n72.9%\n87.5%\n77.7%\nEnd Period Exchange Rate\n443.88\n546.83\n621.89\n632.77\n654.93\n684.33\n796.52\n889.13\n929.86\n1,047.44\n2,577.06\n5,739.80\n4,516.80\nSource: Reserve Bank of Zimbabwe, 2023\n \n \n \n16 \n \n \nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nNet Foreign Assets\n-2,132,218,475.50\n-2,281,673,543.14 -2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,780,839,763.05\n-3,343,568,149.26\n-3,725,651,869.12\n-3,773,983,623.21\n-4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43 -17,908,236,910.38\nClaims on Non Residents\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\nOfficial Reserves Assets\n350,631,779.92\n329,592,679.60\n270,927,656.44\n265,887,215.65\n301,307,551.70\n408,577,461.48\n261,809,981.40\n249,068,733.08\n171,692,411.97\n146,106,760.95\n332,915,935.99\n2,747,791,086.61\n550,426,343.44\nOther Foreign Assets\n110,274,772.35\n134,831,527.99\n152,414,486.62\n154,726,420.61\n160,288,576.12\n244,934,071.75\n325,157,903.30\n366,364,910.31\n393,280,706.32\n341,006,760.85\n937,082,270.13\n2,252,779,306.49\n1,748,114,291.61\nLess Liabilities to Non Residents\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\n20,206,777,545.43\nShort Term Liabilities\n1,127,013,639.61\n1,336,300,564.04\n1,387,742,749.22\n1,398,159,992.55\n1,431,029,164.32\n1,701,709,036.15\n1,909,558,866.94\n2,114,914,934.40\n2,213,818,403.03\n2,487,318,302.19\n6,071,100,761.93\n13,223,388,517.77\n10,191,496,163.68\nOther Foreign Liabilities*\n1,466,111,388.17\n1,409,797,186.69\n1,576,134,607.76\n1,616,907,488.02\n1,624,322,875.66\n1,732,642,260.13\n2,020,977,167.02\n2,226,170,578.11\n2,125,138,338.48\n2,390,824,946.71\n5,719,124,863.17\n12,682,284,600.75\n10,015,281,381.75\n of which blocked funds\n852,249,186.55\n678,512,698.97\n762,984,490.22\n783,864,733.61\n742,874,154.66\n800,314,020.03\n918,840,100.80\n1,016,910,134.72\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\n4,846,720,895.68\n3,809,201,616.00\nNet Domestic Assets (NDA)\n2,167,740,219.40\n2,319,139,878.80\n2,627,633,649.47\n2,686,722,006.25\n2,692,616,574.53\n2,884,883,957.73\n3,466,565,811.34\n3,929,688,003.03\n4,006,880,277.83\n4,667,525,806.22\n11,040,839,328.64\n21,970,001,166.44\n18,911,280,665.28\nDomestic Claims\n121,100,451.59\n232,699,771.22\n241,166,538.97\n235,988,125.06\n281,625,189.08\n327,159,834.74\n344,411,001.58\n335,732,732.21\n472,690,115.90\n659,259,617.17\n1,372,281,553.64\n119,647,192.81\n1,998,051,204.96\nNet Claims on Central Government\n48,255,875.52\n143,751,566.58\n135,218,762.79\n118,456,743.03\n157,861,567.95\n193,502,848.44\n190,370,159.19\n160,578,844.90\n272,152,063.05\n427,038,554.01\n846,395,323.03\n-880,708,099.75\n1,163,345,993.77\nClaims on Central Government\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\nOf which: Securities Other than Shares\n11,099,253.33\n16,894,372.03\n24,148,817.33\n32,085,268.08\n58,861,123.74\n93,911,678.51\n115,798,163.17\n141,163,866.74\n163,408,985.73\n197,483,744.44\n491,408,539.76\n1,282,058,425.55\n1,041,256,825.36\nLoans\n89,490,529.87\n233,300,046.10\n240,464,254.47\n242,513,386.24\n274,274,026.60\n250,439,959.22\n345,930,338.13\n487,366,456.84\n506,114,184.46\n520,092,134.91\n704,673,598.81\n963,954,456.29\n847,281,667.16\n Loans and Advances\n56,145,143.34\n62,658,197.28\n69,822,405.65\n71,871,537.43\n103,632,177.79\n83,409,676.25\n92,638,154.51\n100,736,810.22\n112,483,069.83\n126,461,020.28\n298,686,901.35\n557,967,758.83\n441,294,969.70\nAmounts Due from Gvt including SDR Draw\n29,733,820.69\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n253,292,183.61\n386,629,646.61\n393,631,114.63\n393,631,114.63\n405,986,697.46\n405,986,697.46\n405,986,697.46\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\nOf which: Deposits\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n72,844,576.07\n88,948,204.64\n105,947,776.18\n117,531,382.02\n123,763,621.12\n133,656,986.31\n154,040,842.39\n175,153,887.31\n200,538,052.85\n232,221,063.16\n525,886,230.61\n1,000,355,292.57\n834,705,211.19\nOther Financial Corporations\n3,057,198.60\n3,073,237.98\n3,202,283.90\n3,211,903.39\n3,213,198.55\n8,835,802.24\n9,415,510.50\n10,113,325.42\n10,623,469.30\n10,883,730.62\n10,991,470.34\n12,986,635.27\n12,976,151.03\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n62,636,165.37\n77,480,839.35\n92,396,112.07\n101,596,682.38\n107,131,115.83\n111,380,893.58\n130,305,094.55\n149,674,109.51\n171,503,627.58\n200,192,374.04\n491,887,660.82\n963,938,268.05\n778,956,909.14\nPrivate Sector\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\nClaims on Other Depository Corporations\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\nOf which: Loans\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\nOther Liabilities to ODCs\n352,778,125.95\n516,479,509.63\n514,761,587.21\n554,976,245.35\n681,837,090.96\n685,265,981.82\n730,178,263.75\n655,353,298.81\n642,344,547.18\n750,760,102.33\n1,433,201,083.09\n2,673,344,290.58\n2,908,051,423.81\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n162,206,231.00\n198,762,582.78\n247,261,242.79\n280,589,071.79\n355,098,840.61\n373,427,746.87\n355,071,440.18\n307,661,257.90\n318,264,602.32\n358,416,719.69\n479,833,629.00\n683,711,355.79\n1,196,912,067.35\nOther Items(Net)\n-2,388,281,414.87\n-2,576,477,704.28 -2,860,511,797.67\n-2,963,504,823.70\n-3,058,656,720.83\n-3,218,570,564.85\n-3,811,099,538.68\n-4,205,812,628.87\n-4,130,691,813.85\n-4,712,021,791.09 -10,984,933,611.94 -24,256,074,208.16 -19,559,977,562.21\nShares and Other Equity\n-2,495,937,680.26\n-2,662,572,351.10 -2,881,231,066.44\n-2,968,624,968.16\n-3,039,020,578.83\n-3,148,249,301.82\n-3,673,971,825.27\n-4,085,919,716.08\n-4,078,823,961.23\n-4,620,636,211.04 -11,291,316,467.09 -25,202,259,045.14 -19,805,080,179.46\nOther Items(Net)\n71,183,746.71\n43,541,395.78\n-13,728,304.53\n-44,526,215.42\n-90,829,827.08\n-118,055,939.45\n-221,456,181.24\n-233,402,893.37\n-175,955,067.06\n-276,252,783.87\n-165,894,326.27\n-1,658,390.99\n-603,417,014.29\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n36,472,518.68\n42,553,251.05\n34,447,573.30\n49,646,359.89\n71,193,685.08\n47,734,676.42\n84,328,467.83\n113,509,980.58\n124,087,214.44\n184,867,203.81\n472,277,181.43\n947,843,227.98\n848,519,631.54\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\nBond Coins\n99,710.54\n99,710.59\n99,710.63\n99,711.37\n99,645.37\n99,645.38\n99,645.41\n99,645.43\n97,745.29\n90,572.71\n83,649.70\n80,542.92\n79,344.94\nBond Notes\n6,412,784.04\n6,554,970.13\n6,740,568.25\n7,012,718.25\n7,260,471.73\n7,472,198.27\n7,439,947.85\n7,927,761.49\n8,414,729.87\n8,902,316.39\n8,960,488.74\n10,258,707.59\n11,193,057.46\nLiabilities to ODCs\n29,009,249.32\n30,811,654.95\n80,258,156.68\n85,155,732.33\n91,500,545.27\n96,472,351.03\n115,458,068.82\n196,008,726.99\n224,384,179.46\n267,503,190.02\n511,567,771.23\n1,054,559,190.50\n991,771,352.50\n Local Currency Reserve Deposits\n28,909,888.55\n30,691,239.95\n36,208,286.92\n39,251,684.88\n45,031,513.47\n51,076,733.16\n56,112,655.93\n63,026,207.68\n72,736,726.53\n86,910,489.22\n105,795,700.01\n182,612,061.98\n243,159,063.25\n Foreign Currency Reserve Deposits\n0.00\n0.00\n43,949,504.76\n45,803,682.45\n46,368,666.81\n45,295,252.88\n59,244,974.53\n132,882,154.31\n151,547,087.93\n180,492,335.81\n405,671,706.23\n871,846,763.53\n718,611,889.52\n Exess reserves \n99,360.78\n120,414.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,438.36\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n30,000,399.73\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2023\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nNet Foreign Assets\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\nClaims on Non Residents\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\nOf Which: Foreign Currency\n159,024,593.55\n263,637,446.30\n292,402,245.17\n300,240,300.44\n286,365,213.60\n295,435,074.49\n381,966,212.75\n436,062,788.15\n425,326,479.00\n462,081,408.59\n1,048,116,376.82\n2,249,201,574.76\n1,584,403,308.04\nDeposits\n271,679,250.85\n340,293,581.80\n435,192,058.43\n412,875,019.01\n359,879,184.65\n359,872,194.36\n387,899,225.52\n540,045,460.79\n573,864,075.80\n652,301,901.26\n1,639,116,293.75\n3,441,353,382.68\n3,502,402,457.26\nOther\n2,226,702.64\n2,658,965.36\n2,925,585.55\n1,438,608.89\n1,440,334.07\n1,581,747.89\n1,836,119.68\n2,016,591.60\n2,290,917.65\n3,281,237.94\n3,802,932.12\n16,819,067.74\n13,134,469.43\nLess Liabilities to Non Residents\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\nOf Which: Deposits\n58,733,325.78\n65,301,846.77\n82,156,742.51\n90,971,607.55\n92,797,127.97\n89,384,232.63\n93,815,500.56\n109,244,589.40\n121,808,803.93\n153,776,940.69\n378,197,467.04\n820,337,332.33\n764,960,085.21\nLoans\n41,878,774.31\n54,894,403.81\n62,128,262.94\n63,112,600.68\n46,846,618.61\n88,430,639.51\n103,088,475.48\n116,529,821.16\n135,260,083.25\n165,366,368.23\n406,962,385.88\n1,019,760,251.61\n697,395,632.08\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n866,386,967.85\n1,113,922,948.02\n1,325,580,796.37\n1,313,691,175.57\n1,547,753,523.21\n1,849,663,031.57\n2,086,330,268.75\n2,151,497,989.83\n2,436,728,709.28\n2,776,123,933.49\n5,305,321,211.88\n10,381,649,903.19\n9,339,710,968.86\nDomestic Claims\n790,856,307.03\n951,294,251.11\n1,129,850,559.29\n1,184,558,336.95\n1,352,525,578.38\n1,560,712,801.46\n1,833,685,570.36\n2,076,642,721.56\n2,344,581,681.58\n2,468,884,258.96\n5,233,802,367.26\n10,666,408,952.84\n9,209,603,094.31\nNet Claims on Central Government\n82,246,329.63\n92,408,121.59\n134,872,792.86\n145,200,532.03\n192,202,527.77\n281,091,634.22\n278,214,477.55\n321,905,640.90\n354,869,673.65\n382,445,410.68\n607,113,273.08\n559,297,143.29\n868,977,442.69\nClaims on Central Government\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\nSecurities\n91,509,184.64\n100,187,059.48\n143,464,932.04\n151,757,709.91\n198,814,372.89\n288,843,960.96\n319,807,352.36\n332,626,867.19\n360,626,182.29\n391,587,790.26\n653,025,854.60\n981,773,844.67\n1,242,045,163.04\nLoans\n100,650.73\n113,498.51\n115,109.46\n116,478.26\n119,529.09\n114,421.39\n228,450.57\n318,964.05\n432,216.64\n559,822.02\n4,599,145.80\n10,133,464.70\n7,368,091.47\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\nOf which: Deposits\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n708,609,977.40\n858,886,129.52\n994,977,766.44\n1,039,357,804.92\n1,160,323,050.62\n1,279,621,167.24\n1,555,471,092.81\n1,754,737,080.66\n1,989,712,007.92\n2,086,438,848.27\n4,626,689,094.18\n10,107,111,809.54\n8,340,625,651.62\nOther Financial Corporations\n11,771,347.28\n14,375,915.86\n15,622,928.29\n140,570,187.59\n140,341,007.36\n154,024,862.75\n166,613,542.88\n179,628,996.31\n192,316,387.05\n116,592,340.90\n193,887,644.68\n359,842,961.20\n273,509,229.65\nState and Local Government\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\nPublic Non Financial Corporations\n22,910,548.08\n46,439,978.25\n41,532,709.91\n43,441,683.85\n43,239,544.41\n50,344,903.44\n67,887,630.46\n71,408,662.97\n73,414,378.27\n82,177,434.89\n188,539,600.17\n462,710,245.53\n365,810,830.89\nPrivate Sector\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\nClaims on the Central Bank\n318,260,082.09\n414,080,563.81\n503,930,421.77\n528,892,917.07\n579,137,110.76\n655,646,094.75\n706,967,379.44\n745,768,616.10\n819,662,608.72\n973,967,364.65\n2,050,173,260.89\n4,434,783,343.65\n4,138,866,267.43\nCurrency\n2,427,607.04\n2,640,635.61\n2,922,820.51\n3,022,600.98\n3,251,370.57\n3,361,701.51\n2,798,808.10\n1,880,068.97\n2,031,551.56\n1,844,655.72\n1,107,182.70\n1,984,484.37\n1,489,019.97\nReserves\n315,832,475.04\n411,439,928.20\n501,007,601.27\n525,870,316.09\n575,885,740.19\n652,284,393.24\n704,168,571.34\n743,888,547.13\n817,631,057.16\n972,122,708.94\n2,049,066,078.19\n4,424,349,970.82\n4,137,377,247.46\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n8,448,888.46\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n2,814,941.97\n3,230,742.76\n3,720,151.81\n28,072,180.28\n19,973,470.74\n10,597,782.72\n4,974,293.62\n8,092,936.71\n9,639,861.61\n13,321,881.07\n78,332,582.02\n39,166,568.11\n87,827,165.17\nOther Items(Net)\n239,914,479.29\n248,221,124.14\n304,480,032.88\n371,687,898.16\n363,935,695.20\n356,098,081.93\n449,348,387.42\n662,820,411.12\n717,875,719.41\n653,405,809.04\n1,900,321,834.26\n4,680,375,825.19\n3,920,931,227.71\nShares and Other Equity\n386,432,527.29\n466,561,590.88\n528,198,118.44\n553,329,619.60\n578,767,126.22\n713,741,352.34\n712,244,902.17\n868,652,750.33\n952,418,797.50\n1,041,102,555.56\n2,087,380,382.66\n5,799,547,829.81\n5,483,957,540.60\nLiabilities to other ressident sectors\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\nOther Items(Net)\n-147,857,140.93\n-218,895,693.28\n-224,305,264.21\n-182,404,183.97\n-215,171,046.59\n-358,395,749.66\n-263,572,048.85\n-208,941,320.50\n-238,257,706.49\n-394,115,549.96\n-217,641,892.37\n-1,183,493,878.83\n-1,621,282,481.61\nDeposits and Securities Included in Broad Money\n1,198,705,414.81\n1,600,316,690.89\n1,911,815,680.07\n1,874,160,895.68\n2,055,794,508.96\n2,328,737,176.16\n2,661,127,850.66\n2,903,848,419.81\n3,181,141,294.55\n3,574,645,172.37\n7,211,196,961.65\n14,248,926,344.43\n12,977,295,486.31\nDeposits Included in Broad Money\n1,190,567,540.78\n \n1,587,531,116.15\n \n1,897,768,184.73\n \n1,858,602,031.80\n \n2,042,355,987.09\n \n2,314,588,211.40\n \n2,646,071,378.63\n \n2,888,136,764.51\n \n3,165,058,675.05\n \n3,572,801,781.15\n \n7,206,537,527.79\n \n14,244,682,762.54\n \n12,975,158,042.76\n \nTransferable Deposits\n1,096,365,440.31\n \n1,453,358,587.07\n \n1,740,700,191.97\n \n1,692,150,785.93\n \n1,853,157,849.44\n \n2,081,176,430.96\n \n2,371,032,667.32\n \n2,594,362,513.35\n \n2,832,323,179.02\n \n3,303,913,423.92\n \n6,651,231,769.05\n \n13,178,109,450.38\n \n12,150,500,072.13\n \n of which FCAs\n688,801,163.42\n \n991,050,824.09\n \n1,196,071,655.58\n \n1,131,156,966.82\n \n1,211,583,916.42\n \n1,325,367,130.51\n \n1,623,313,580.02\n \n1,750,982,009.54\n \n1,865,387,117.78\n \n2,144,912,895.57\n \n5,273,965,984.48\n \n11,634,530,484.57\n \n10,099,327,960.39\n \nOther Deposits\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n of which FCAs\n51,808,901.22\n79,027,794.71\n77,583,912.71\n97,520,415.67\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\nMoney Market Instruments\n8,137,874.02\n \n12,785,574.75\n \n14,047,495.34\n \n15,558,863.88\n \n13,438,521.87\n \n14,148,964.76\n \n15,056,472.03\n \n15,711,655.30\n \n16,082,619.50\n \n1,843,391.22\n \n4,659,433.86\n \n4,243,581.90\n \n2,137,443.55\n \nSource:Reserve Bank of Zimbabwe,2023\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0 1,390,786.2 3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nSource:Reserve Bank of Zimbabwe,2023\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nSource:Reserve Bank of Zimbabwe,2023\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nSource:Reserve Bank of Zimbabwe,2023\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nSource: Reserve Bank of Zimbabwe,2023\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\n2023\nJan\n100.00-240.00\n90.05\n116.03\nFeb\n65.00-230.00\n60.12\n80.88\nMar\n65.00-230.00\n74.35\n81.46\nApr\n70.00-230.00\n74.48\n86.96\nMay\n70.00-230.00\n77.86\n83.61\nJun\n70.00-155.00\n76.33\n92.64\nJul\n64.00-155.00\n77.82\n94.80\nSource:Reserve Bank of Zimbabwe, 2023\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\nDec\n40.00\n80.00-95.00\n2023\nJan\n40.00\n80.00-110.00\nFeb\n30.00\n50.00-110.00\nMar\n30.00\n50.00-110.00\nApr\n30.00\n50.00-110.00\nMay\n30.00\n50.00-110.00\nJun\n30.00\n50.00-110.00\nJul\n30.00\n50.00-110.00\n Source:Reserve Bank of Zimbabwe, 2023\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n25.66\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSep\n3.96\n4.87\n12.08\n1.02\n3.47\n2.16\n8.64\n4.45\n30.04\n2.62\n1.70\n5.15\n1.75\n3.47\nOct\n1.82\n2.58\n4.21\n2.06\n2.05\n2.09\n6.83\n4.45\n2.15\n3.29\n4.27\n3.24\n3.06\n3.15\nNov\n1.47\n1.98\n1.15\n1.73\n1.45\n1.95\n7.54\n2.94\n5.24\n6.76\n4.42\n2.62\n0.92\n1.80\nDec\n2.69\n2.82\n0.75\n2.33\n2.13\n3.04\n4.59\n2.47\n0.37\n1.85\n2.89\n2.36\n2.50\n2.42\n2023*\nJan\n0.42\n-0.56\n1.86\n0.34\n0.45\n0.67\n-1.80\n0.50\n0.17\n-0.38\n0.48\n1.01\n0.37\n0.73\nFeb\n-2.19\n-1.46\n-1.14\n-1.26\n-0.65\n-2.76\n-1.47\n-1.91\n0.22\n-2.95\n-5.08\n-1.63\n-1.58\n-1.61\nMar\n0.19\n-0.37\n0.04\n-0.71\n0.63\n0.15\n0.39\n-0.17\n0.64\n-0.01\n-0.66\n0.00\n0.29\n0.13\nApr\n4.00\n0.36\n7.86\n-0.16\n4.03\n2.28\n1.20\n1.34\n2.19\n1.93\n3.19\n5.09\n-1.19\n2.36\nMay\n12.65\n1.55\n8.75\n0.00\n14.76\n10.24\n10.29\n4.21\n5.86\n5.55\n11.97\n8.41\n25.88\n15.74\nJun\n72.72\n12.66\n58.09\n-0.23\n82.27\n43.82\n57.22\n22.87\n22.56\n29.75\n47.65\n49.52\n104.16\n74.46\nJul\n10.82\n0.60\n1.12\n0.55\n-2.63\n5.99\n1.63\n-0.33\n2.35\n8.02\n4.19\n2.42\n-30.67\n-15.25\nSource:Zimstat, 2023\n*July 2020=100\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n29 \n \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSep\n232.79\n232.09\n296.36\n212.89\n290.70\n289.18\n83.20\n158.77\n160.94\n261.32\n243.60\n237.59\n339.73\n280.40\nOct\n221.77\n224.88\n305.85\n201.70\n273.06\n263.38\n81.35\n156.66\n159.83\n243.66\n239.43\n230.17\n321.32\n268.79\nNov\n212.20\n219.12\n293.08\n195.20\n258.64\n250.91\n78.32\n155.88\n170.00\n230.89\n235.31\n222.02\n299.20\n254.96\nDec\n199.74\n210.82\n282.31\n188.01\n247.74\n238.60\n85.92\n152.06\n169.46\n217.25\n218.34\n212.68\n285.19\n243.76\n2023*\nJan\n54.50\n35.04\n114.69\n30.03\n53.43\n44.30\n43.93\n24.75\n62.86\n55.30\n48.80\n74.21\n153.31\n101.51\nFeb\n47.63\n28.63\n107.65\n26.14\n50.84\n38.22\n40.89\n21.20\n61.84\n48.31\n38.03\n68.11\n136.85\n92.34\nMar\n43.64\n25.26\n105.73\n23.73\n49.59\n30.14\n37.82\n19.95\n62.26\n46.46\n35.94\n65.13\n127.92\n87.60\nApr\n42.30\n23.45\n92.18\n16.99\n51.08\n29.34\n37.19\n19.19\n59.13\n38.98\n36.38\n59.97\n101.65\n75.17\nMay\n51.65\n14.96\n102.58\n15.58\n65.37\n35.27\n47.74\n21.22\n66.05\n40.54\n42.98\n66.88\n116.96\n86.54\nJun\n134.74\n19.44\n169.11\n4.02\n156.97\n76.76\n119.49\n38.55\n93.76\n70.26\n87.14\n119.29\n255.60\n175.75\nJul\n140.85\n17.47\n126.93\n-1.22\n130.31\n77.04\n119.77\n33.71\n77.97\n77.39\n84.24\n99.93\n103.10\n101.30\nSource:Zimstat, 2023\n*July 2020=100\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n30 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nSource: Reserve Bank of Zimbabwe, 2023\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nSource:Zimbabwe Stock Exchange, 2023\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n5294044.5\n-\n341571.3\n79754.6\n355007.3\n1517972.6\nMay\n6275310.7\n-\n518333.9\n173170.7\n532078.6\n3274968.5\nJun\n17059664.0\n882362.6\n615190.9\n1210486.2\n6640627.1\nJul\n17859586.4\n1033836.9\n541445.6\n1620242.8\n6077538.3\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n634.9\n1062.7\n-207.1\nFeb\n435.9\n623.4\n1059.3\n-187.5\nMar\n515.3\n746.3\n1261.6\n-231.0\nApr\n555.5\n708.1\n1263.7\n-152.6\nMay\n654.2\n851.0\n1505.2\n-196.8\nJun\n641.3\n726.4\n1367.7\n-85.1\nJul\n603.2\n782.9\n1386.1\n-179.6\nSource: ZIMSTAT, 2023\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_July_2023.pdf"}
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+{"doc_id": "0f09d9949e5bbb50cc25f9569e82d8bc", "text": "i \n \n \n \nOctober 2023 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nPrecious Metals .......................................................................................................................... 3 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nZimbabwe Stock Exchange (ZSE) ......................................................................................... 10 \nVictoria Falls Stock Exchange (VFEX) ................................................................................. 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nINFLATION OUTTURN ........................................................................................................... 12 \nMonthly Inflation .................................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \nOVERVIEW \n \nAnnual headline inflation decreased from \n18.4% in September 2023 to 17.8% in October \n2023. Month-on-month inflation, however, \nincreased from 0.95% in September 2023 to \n2.46% in October 2023. \nOn a monthly basis, broad money increased by \n6.85% in October 2023, compared to 17.17% \nrecorded in September 2023. This was, in part, \nreflective of the impact of credit creation by \nbanks. \nInternational \nprices \nof \ngold, \nplatinum, \npalladium, copper, nickel and Brent crude oil \ndeclined during the month under analysis. \nPrices were largely weighed down by a \nrelatively stronger U.S dollar. \nThe country’s total merchandise trade for the \nmonth of October 2023 stood at US$1,733.4 \nmillion, reflecting an increase of 19.5% \ncompared to US$1,450.8 million recorded in \nthe previous month. This was underpinned by \nincreases in exports and imports by 22.7% and \n16.7%, respectively, during the reporting \nperiod. \nThe Zimbabwe Stock Exchange (ZSE) was \nbullish during October 2023. As such, All \nShare, Top 10, Top 15, Small Cap and Medium \nCap indices registered increases of 24.04%, \n24.23%, \n22.92%, \n71.35% \nand \n25.09%, \nrespectively. \nOn the contrary, the Victoria Falls Stock \nExchange \n(VFEX) \nexhibited \nbearish \nsentiments during the month under analysis. \nConsequently, the VFEX All Share index lost \n8.98% to close at 67.81 points during the month \nunder review, from 74.50 points recorded in \nSeptember 2023. \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n8.0% to close the month under review at \nZW$32.53 trillion. In volume terms, NPS \ntransactions also increased by 8.95% to close at \n62.69 million in the same period. \n \nINTERNATIONAL \nCOMMODITY \nPRICE \nDEVELOPMENTS \n \nInternational \nprices \nfor \ngold, \nplatinum, \npalladium, copper, nickel and Brent crude oil \ndeclined during the month under analysis. \nCommodity prices were largely weighed down \nby a relatively stronger U.S dollar. \n \nPrecious Metals \n \n Gold \nGold prices decreased marginally by 0.25% \nfrom US$1,917.70 per ounce in September \n2023 to US$1,912.98 per ounce in October \n2023. The decline in the price of gold was \nreflective of a stronger U.S dollar on the global \nmarket and prospects of higher U.S. interest \nrates. \n \nPlatinum \nPlatinum prices declined amid concerns over \nlow global automotive demand. As such, \nplatinum prices retreated by 3.29% from an \naverage of US$922.29 per ounce in the \nprevious month to US$891.91 per ounce during \nthe month under analysis. \n \n \n \n4 \n \n \nPalladium \nPalladium prices fell following a low uptake of \ncatalytic converters amid rising market share \nfor electric vehicles. As such, palladium prices \ndeclined by 7.62% to US$1,144.02 per ounce \nduring the reporting month, from US$1,238.45 \nper ounce reported in September 2023. Figure \n1 shows the precious metal price developments \nfor the period from October 2020 to October \n2023. \n \n \nFigure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2023 \n \n \nBase Metals \n \n \nCopper \nCopper prices retreated, partly due to lower \neconomic activity in China and prospects of \nfurther U.S. interest rate hikes. China is the \nworld’s top consumer of industrial metals. As a \nresult, the average price of copper fell by \n3.59%, from US$8,316.33 per tonne in the \nprevious month to US$8,017.45 per tonne in \nOctober 2023. \nNickel \nNickel prices dropped by 6.69%, from \nUS$19,817.76 per tonne recorded in September \n2023 to US$18,492.27 per tonne during the \nmonth under analysis. Nickel prices decreased \non the back of China’s subdued construction \nsector. Figure 2 shows the base metals price \ndevelopments for the period from October 2020 \nto October 2023. \n \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2023 \n \nBrent Crude Oil \n \nBrent crude oil prices declined by 3.99% from \na monthly average of US$92.36 per barrel in \nSeptember 2023 to US$88.67 per barrel in \nOctober 2023. Crude oil prices eased on the \nback of the dissipating market concerns about \npotential supply disruptions emanating from \ngeopolitical tensions in the Middle East. \nFigure 3 shows brent crude oil price \ndevelopments for the period from October 2020 \nto October 2023. \n \n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\nOct-20\nFeb-21\nJun-21\nOct-21\nFeb-22\nJun-22\nOct-22\nFeb-23\nJun-23\nOct-23\nGold\nPalladium\nPlatinum (RHS)\n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nOct-20\nJan-21\nApr-21\nJul-21\nOct-21\nJan-22\nApr-22\nJul-22\nOct-22\nJan-23\nApr-23\nJul-23\nOct-23\nCopper\nNickel (RHS)\n \n \n \n5 \n \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2023 \n \nLithium \n \nDuring the month under review, lithium prices \nfell by 15.85%, from US$28,366.67 per tonne \nin the previous month to US$23,870.45 per \ntonne during the month of October 2023. \nLithium price decline is attributable to weaker \ndemand for fully electric cars in China and \nother markets. Figure 4 shows the price \ndevelopments of metals from April 2023 to \nOctober 2023. \n \n \n \n \n \n \n \n \n \n \n \n \nFigure 4: Lithium Prices (US$/tonne) \nFebruary – August 2023 \n \nLondon Metal Exchange, 2023 \n \nMERCHANDISE TRADE DEVELOPMENTS \n \nThe country’s total merchandise trade for the \nmonth of October 2023 stood at US$1,733.4 \nmillion, reflecting an increase of 19.5% \ncompared to US$1,450.8 million recorded in \nthe previous month. This was underpinned by \nincreases in exports and imports by 22.7% and \n16.7%, respectively, during the reporting \nperiod. \n \nMerchandise Exports \n \nDuring the month of October 2023, the country \nexported merchandise worth US$831.9 million, \nup by 22.7% from US$678.1 million recorded \nin September 2023. The rise in exports was \nlargely due to a jump in tobacco exports during \nthe month under analysis. Similarly, the \nmonthly exports for October 2023 were 65.6% \nhigher than US$502.3 million recorded in the \ncorresponding month in 2022. \n0\n20\n40\n60\n80\n100\n120\n140\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nUS$/barrel\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nApr-23 May-23 Jun-23\nJul-23 Aug-23 Sep-23 Oct-23\n \n \n \n6 \n \nFigure 5 shows the developments on the \ncountry's merchandise exports for the period \nfrom January 2022 to October 2023. \n[ \nFigure 5: Merchandise Trade (US$ m) \n \nSource: ZIMSTAT, 2023 \n \nPrimary commodities, specifically tobacco, \ngold, PGMs and ferro-chromium, remained the \nleading \nexports in \nthe country. These \ncommodities accounted for 28.2%, 21.9%, \n11.9% and 4.9% of the export basket, \nrespectively. Export earnings from PGMs \nwere, however, 11.9% lower than in the \nprevious month. The decrease in PGMs \nearnings was largely driven by the ongoing \nretreat of key commodity prices owing to weak \nglobal growth prospects. \n \nTable 1 shows developments in the country’s \nexports for September and October 2023. \n \n \n \n \n \n \nTable 1: Exports Classified by Category \n \n \nSep-23 \n(US$m) \nOct-23 \n(US$m) \nSep - Oct \nChanges \n(%) \nShare of \nExports \n(%) \nOct-23 \nTotal \n678.1 \n831.9 \n22.7 \n831.9 \n831.9 \n2\n22.7 \n831.9\n100 \nOf Which: \n \n \n \n \nTobacco \n(Inc. \ncigarettes) \n119.9 \n234.9 \n96.7 \n28.2 \nGold \n200.5 \n181.8 \n-9.3 \n21.9 \nPGMs* \n138.1 \n99.1 \n-28.3 \n11.9 \nFerro-\nchromium \n32.8 \n41.0 \n25.2 \n4.9 \nChromium \nores & \nconcentrat\nes \n10.9 \n9.3 \n-15.3 \n1.1 \nCotton \n4.6 \n8.9 \n94.4 \n1.1 \nCane sugar \n6.2 \n3.9 \n-36.5 \n0.5 \nCoal \n7.1 \n5.0 \n-27.1 \n0.6 \nElectricity \n1.5 \n2.1 \n43.0 \n0.3 \nIndustrial \ndiamonds \n5.9 \n1.3 \n-78.0 \n0.2 \nSource: ZIMSTAT & RBZ Calculations, 2023 \n *PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nDuring the month under review, the country’s \nexports were to China (38.4%), United Arab \nEmirates (22.8%), South Africa (16.3%). \nFigure 6 shows the country’s major export \nmarkets during the reporting month. \n \n \n \n \n \n \n \n \n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan Feb Mar Apr May Jun Jul Aug Sep Oct\n2022\n2023\n \n \n \n7 \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Imports \n \nThe country’s import bill for the month of \nOctober 2023 amounted to US$901.5 million, \nreflecting a 16.7% increase from US$772.7 \nmillion recorded in the previous month. \nSimilarly, the reporting month’s imports were \n17% higher than US$770.4 recorded in the \ncomparable month in 2022, as shown in Figure \n7. \n \nFigure 7: Merchandise Imports classified by \nHS Codes (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nAs of October 2023, the country’s import \nbasket comprises diesel, petrol (leaded), \nfertilisers and crude soya bean oil accounting \nfor 9.1%, 3.8%, 3.7% and 2.1% of total \nimports, respectively. Table 2 shows imports of \nmajor commodities for the months of \nSeptember and October 2023. \n \nTable 2: Imports Classified by Category \n \nSep-23 \n(US$m) \nOct-23 \n(US$m) \nSep-Oct \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nOct-23 \nTotal \n772.7 \n901.5 \n16.7 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n88.4 \n82.4 \n-6.7 \n9.1 \nLeaded \npetrol \n42.5 \n34.2 \n-19.5 \n3.8 \nFertilizers \n30.0 \n33.7 \n12.1 \n3.7 \nCrude soya \nbean oil \n16.1 \n19.0 \n18.1 \n2.1 \nMaize \n10.7 \n18.9 \n76.2 \n2.1 \nElectricity \n11.3 \n11.2 \n-0.2 \n1.2 \nSelf-\npropelled \nbulldozers \n5.1 \n8.9 \n73.4 \n1.0 \nKerosene jet \nfuel \n5.7 \n8.4 \n47.8 \n0.9 \nCane sugar \n3.9 \n8.1 \n107.0 \n0.9 \nWheat \n12.2 \n7.7 \n-36.8 \n0.9 \nSource: ZIMSTAT & RBZ Calculations, 2023 \nThe country sourced most of its imports from \nSouth Africa which accounted for about 34.7% \nof total imports, followed by Russian \nFederation, China and Bahrain at 15.2%, 11.9% \nand 6.9%, respectively. Figure 8 shows the \ncountry’s top import sources in October 2023. \n \n \n \n38.4\n22.8\n16.3\n4.9\n3.8\n2.3\n1.5\n1.0\n1.0\n0.8\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nChina\nUnited Arab Emirates\nSouth Africa\nMozambique\nBelgium\nHong Kong\nViet Nam\nZambia\nItaly\nIndia\n0\n200\n400\n600\n800\n1000\nJan Feb Mar Apr May Jun Jul Aug Sep Oct\n2022\n2023\n \n \n \n8 \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Trade Balance \nIn October 2023, the country’s trade deficit \nstood at US$69.6 million compared to US$94.6 \nmillion recorded in the previous month. \n \nFigure 9 shows the country’s trade balance for \nthe period from June to October 2023. \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 9: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZW$16,790.29 billion in October 2023, \ncompared to ZW$15,714.07 billion recorded in \nSeptember 2023. \nThe money stock was largely composed of \nforeign currency deposits, 79.18% local \ncurrency deposits, 20.75% and currency in \ncirculation, 0.07%. \n \n \n \n \n34.7\n15.2\n11.9\n6.9\n4.2\n3.2\n3.1\n2.8\n2.2\n2.0\nSouth Africa\nRussian Federation\nChina\nBahrain\nBahamas\nMauritius\nIndia\nMozambique\nUnited Arab Emirates\nZambia\n641.5\n603.2\n649.8\n678.1\n831.9\n727.4\n782.9\n820.2\n772.7\n901.5\n-85.9\n-179.8\n-170.1\n-94.2\n-69.6\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJun-23\nAug-23\nOct-23\nExports\nImports\nTrade Balance\n \n \n \n9 \n \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2023 \n \nOn a month-on-month basis, broad money \nincreased by 6.85% in October 2023, compared \nto 17.17% recorded in September 2023. The \nincrease in money supply reflected an \nexpansion of 30.01% in the local currency \ncomponent due to credit creation by banks. \nForeign currency component of money supply \nrecorded a monthly increase of 2.07%. \nDuring the month under review, credit to the \nprivate sector, increased by 6.67% to close at \nZWL9.89 trillion, largely reflecting valuation \nchanges owing to exchange rate movements. \nNet claims on Government by the banking \nsector increased by 1.86% to close at \nZWL$4.02 trillion in October 2023 from \nZWL$3.95 trillion in the previous month. \nOn a year-on-year basis, broad money \nregistered an increase of 792.71% compared to \n719.66%, in September 2023. The annual \ngrowth in money supply partly reflected \nexchange \nrate \ndepreciation, \nfrom \nZW$632.77/USD \nin \nOctober \n2022 \nto \nZW$5,698.96/USD by end-October 2023. \nConsequently, the change in foreign currency \ndeposits due to exchange rate movement \naccounted for 600.69 percentage points of the \n792.7% annual growth in broad money. The \nlocal currency component contributed the \nremaining 192.01 percentage points of the \nannual money supply growth. \nOn the asset side, annual increase in broad \nmoney largely reflected nominal change in \ncredit to the private sector of ZW$9,018.98 \nbillion (1,039.38%). \n \nOutstanding credit to the private sector was \nmainly channelled to households, 24.15%; \nagriculture, 16.59%; manufacturing, 15.69%; \nand distribution, 10.62%. Figure 11 shows \nprivate sector credit by economic sectors. \n \nFigure 11: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2023 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 31.63%; inventory \nbuild-up, \n23.64%; \nand \nfixed \ncapital \ninvestments, 16.48%. \n \n \nNCDs, \n0.02%\nLocal Currency Time , \n1.91%\nFX Time \nDeposits, 5.16%\nLocal Currency \nTransferable , 18.82%\nFX \nTransferable \nDeposits, \n74.03%\nCurrency in \nCirculation, \n0.07%\nHouseholds\n24.15%\nAgriculture\n16.59%\nMining\n12.41%\nManufacturing\n15.69%\nDistribution\n10.62%\nConstruction\n1.86%\nTransport \n& \nCommunica\ntions\n2.71%\nServices\n9.76%\nFinancial Org. & \nInvestments\n6.19%\nOther\n0.01%\n \n \n \n10 \n \nSTOCK MARKET DEVELOPMENTS \n \nZimbabwe Stock Exchange (ZSE) \n \nDuring October 2023, the Zimbabwe Stock \nExchange (ZSE) traded in a positive trajectory. \nAs such, All Share, Top 10, Top 15, Small Cap \nand Medium Cap indices increased by 24.04%, \n24.23%, 22.92%, 71.35% and 25.09% to close \nat 157 083.06 points, 70 266.63 points, 94 \n260.18 points, 5 064 394.15 points and 622 \n991.45 points, respectively. \n \nThe resource index, however, remained \nunchanged at 125 531.67 points, during the \nmonth under review. \n \nOn an annual basis, the All Share, Top 10, Top \n15, Small and Medium Cap indices rose by \n942.21%, 691.46%, 849.09%, 852.79% and \n1,773.31%. This compared to 15 072.14 points, \n8 878.08 points, 9 931.66 points, 531 535.21 \npoints and 33 256.19 points registered in the \ncorresponding period in 2022, respectively. \n \nThe mining index increased by 430.58% from \n23 659.53 points registered in October 2022. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \nSource: Zimbabwe Stock Exchange, 2023 \n \nOn a month-on-month basis, the cumulative \nvolume and value of shares traded at the ZSE \ndecreased by 81.36% and 65.20% to close at \n64.00 million shares and ZW$31.77 billion, \nrespectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded, however, increased to \n2.46% in October 2023 from 0.07% registered \nin September 2023. \n \nNet foreign position improved to negative \nZW$1.40 billion, from negative ZW$5.67 \nbillion recorded in September 2023. \n \n5,000\n25,000\n45,000\n65,000\n85,000\n105,000\n125,000\n145,000\n5000\n30000\n55000\n80000\n105000\n130000\n155000\n180000\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n31-Oct-23\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n11 \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2023 \nIn line with the developments on the ZSE, \nmarket capitalization added ZW$2,703.17 \nbillion, or 27.38% worth of capitalization to \nclose at ZW$12,576.67 billion. \n \n \nOn a yearly basis, ZSE capitalization increased \nby 588.72% from ZW$1,826.10 billion \nrecorded in October 2022. \n \nVictoria Falls Stock Exchange (VFEX) \n \nThe Victoria Falls Stock Exchange (VFEX) \nexhibited bearish sentiments in October 2023. \nIn this regard, the VFEX All Share index lost \n8.98% to close the month at 67.81 points, from \n74.50 points recorded in September 2023. \n \nOn an annual basis, the VFEX All Share index \nlost 40.26%, from 113.51 points recorded in \nOctober 2022. \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2023 \n \nVFEX Market Capitalization \n \nIn tandem, the USD denominated bourse fell by \n8.98% to close at US$1.16 billion, compared to \nUS$1.27 billion recorded in the previous \nmonth. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ \nBillion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2023 \n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\n90,000\n100,000\n110,000\n0\n100\n200\n300\n400\n500\n600\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n60\n70\n80\n90\n100\n110\n120\n130\n140\n150\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n31-Oct-23\n0.00\n0.20\n0.40\n0.60\n0.80\n1.00\n1.20\n1.40\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nUS$ Billion\n \n \n \n12 \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) stood at \nZW$32.53 trillion in October 2023, up from \nZW$30.10 trillion in the previous month. NPS \ntransactions volumes also increased by 8.95% \nto close at 62.69 million during the month \nunder analysis. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \nincreased by 6.0% to ZW$19.81 trillion, from \nZW$18.69 trillion in September 2023. The \nvolume of RTGS transactions, however, \ndecreased by 1.6%, from 0.96 million in \nSeptember 2023 to 0.95 million in October \n2023. \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$10.63 trillion, during the \nmonth under analysis, representing an increase \nof 12.85% from ZW$9.42 trillion recorded in \nSeptember 2023. \nCash Transactions \nCash based transactions increased from \nZW$1.70 trillion in September 2023 to \nZW$1.93 trillion in October 2023. \nCard Transactions \nCard based transactions at ZW$2.09 trillion in \nOctober 2023, were 4.5% higher compared to \nZW$2.00 trillion recorded in the previous \nmonth. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation slowed down from \n18.4% in September 2023 to 17.8% in October \n2023. This followed a decline in non-food \ninflation, from 16.31% in September 2023 to \n15.40% in October 2023. \n \nMonthly Inflation \n \nMonthly inflation, however, rose to 2.46% in \nOctober 2023, from 0.95% in September 2023, \ndriven by increases in both food and non-food \ninflation. \n \nMonthly food inflation increased from 1.05% \nin September 2023 to 2.42% in October 2023. \n -\n 2,000.0\n 4,000.0\n 6,000.0\n 8,000.0\n 10,000.0\n 12,000.0\n 14,000.0\n 16,000.0\n 18,000.0\n 20,000.0\n 22,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n \n \n13 \n \n Month-on-month non-food inflation rate \nincreased from 0.91% in the previous month to \n2.48% during the month under analysis. \n \nFigure 17: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2023 \n \n \n \n \n \n \n \n \n \n \n \n \nDECEMBER 2023 \nRESERVE BANK OF ZIMBABWE \n \n \n \n \n \n-5.00\n0.00\n5.00\n10.00\n15.00\n20.00\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nFood and non alcoholic beverages\nNon food\nAll Items\n \n14 \n \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n16 \n 2. Central Bank Survey \n \n \n \n \n \n \n17 \n \n3. Other Depository Corporations Survey \n \n \n \n \n18 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n19 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n20 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n21 \n 5.2 Liabilities \n \n \n \n \n22 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n23 \n 6.2 Liabilities \n \n \n \n \n \n \n24 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n25 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n26 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n27 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n28 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n29 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n30 \n \n External Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n15 \n \n \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n32 \n \n National Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n33 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n34 \n \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n35 \n \n \n \n \n \n \n \n \n \n \n 16 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNet Foreign Assets\n-2,033,984,124.20 -2,085,714,926.41 -2,301,765,618.46 -2,768,770,567.35 -2,973,301,439.14 -3,029,571,037.94 -3,592,508,488.23\n-8,614,351,669.20 -17,037,826,284.18 -14,270,652,392.93 -14,337,307,783.85 -16,543,175,351.51 -17,602,887,571.92\nCentral Bank(net)\n-2,594,453,844.31 -2,593,755,912.16 -2,780,839,763.05 -3,343,568,149.26 -3,725,651,869.12 -3,773,983,623.21 -4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43 -17,908,236,910.38 -17,794,218,195.35 -20,399,608,502.41 -21,258,160,390.19\nForeign Assets\n420,613,636.26\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\nForeign Liabilities\n3,015,067,480.57\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\n20,206,777,545.43\n20,151,631,528.08\n23,268,748,342.26\n24,188,648,281.96\nOther Depository Corporations(net)\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\nForeign Assets\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\nForeign Liabilities\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\nNet Domestic Assets (NDA)\n3,914,796,933.13\n4,157,026,534.98\n4,639,992,601.29\n5,466,131,034.04\n5,901,544,727.24\n6,224,896,705.38\n7,191,111,363.85\n15,853,317,101.49\n31,313,301,345.50\n27,274,104,611.26\n27,749,089,859.15 32,257,244,143.95\n34,393,176,141.37\nDomestic Claims\n1,420,546,462.01\n1,634,150,767.46\n1,887,872,636.21\n2,178,096,571.94\n2,412,375,453.77\n2,817,271,797.47\n3,128,143,876.12\n6,606,083,920.89\n10,786,056,145.65\n11,207,654,299.27\n11,130,787,030.69 13,243,831,437.83\n14,241,944,406.81\nClaims on Central Government(net)\n263,657,275.07\n350,064,095.72\n474,594,482.66\n468,584,636.74\n482,484,485.80\n627,021,736.70\n809,483,964.69\n1,453,508,596.11\n-321,410,956.46\n2,032,323,436.46\n2,150,580,804.93\n2,606,214,821.09\n2,827,871,126.74\nClaims on Central Government\n426,472,842.49\n532,069,052.32\n633,310,020.08\n781,764,304.23\n961,476,154.82\n1,030,581,569.13\n1,109,723,491.62\n1,853,707,138.97\n3,237,920,191.20\n3,137,951,747.03\n3,471,122,173.32\n3,948,824,640.88\n4,022,430,300.76\nCentral Bank\n274,598,654.32\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\nODCs\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\nLess Liabilities to Central Government\n162,815,567.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\n478,991,669.02\n403,559,832.42\n300,239,526.93\n400,198,542.86\n3,559,331,147.66\n1,105,628,310.57\n1,320,541,368.39\n1,342,609,819.78\n1,194,559,174.02\nCentral Bank\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\n1,047,505,869.78\nODCs\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\nClaims on Other Sectors\n1,156,889,186.94\n1,284,086,671.74\n1,413,278,153.55\n1,709,511,935.20\n1,929,890,967.97\n2,190,250,060.77\n2,318,659,911.43\n5,152,575,324.78\n11,107,467,102.11\n9,175,330,862.81\n8,980,206,225.76\n10,637,616,616.74\n11,414,073,280.07\nOther Financial Corporations\n143,782,090.97\n143,554,205.91\n162,860,664.99\n176,029,053.38\n189,742,321.73\n202,939,856.36\n127,476,071.53\n204,879,115.02\n372,829,596.47\n286,485,380.68\n286,556,911.67\n345,395,684.06\n402,497,102.41\nState and Local Government\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\nPublic Non Financial Corporations\n145,038,366.23\n150,370,660.24\n161,725,797.02\n198,192,725.01\n221,082,772.48\n244,918,005.85\n282,369,808.93\n680,427,260.99\n1,426,648,513.58\n1,144,767,740.03\n942,115,955.79\n1,023,405,149.25\n1,124,773,262.90\nPrivate Sector\n867,726,767.22\n989,858,253.51\n1,088,409,078.41\n1,335,038,917.19\n1,518,868,431.51\n1,742,242,420.81\n1,908,714,754.59\n4,267,188,606.15\n9,307,905,990.36\n7,744,009,668.94\n7,751,457,555.47\n9,268,723,734.89\n9,886,704,858.20\nCentral Bank\n12,722,796.25\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\nODCs\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\nOther Items(Net)\n-2,494,250,471.13 -2,522,875,767.52 -2,752,119,965.08 -3,288,034,462.10 -3,489,169,273.48 -3,407,624,907.90 -4,062,967,487.72\n-9,247,233,180.60 -20,527,245,199.85 -16,066,450,311.99 -16,618,302,828.46 -19,013,412,706.11 -20,151,231,734.56\nShares and Other Equity\n-2,415,295,348.56 -2,460,253,452.61 -2,434,507,949.48 -2,961,726,923.10 -3,217,266,965.75 -3,126,405,163.73 -3,579,533,655.47\n-9,203,936,084.43 -19,402,711,215.33 -14,321,122,638.86 -14,203,729,090.13 -16,555,368,520.87 -17,032,283,456.63\nLiabilities to Other Financial Corporations\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\nRestricted Deposits\n47,084,275.28\n59,785,332.00\n42,455,011.89\n52,836,636.96\n95,262,450.25\n116,383,765.15\n168,057,733.95\n452,445,666.52\n929,649,277.24\n832,146,281.94\n481,313,635.70\n652,311,438.83\n616,319,027.72\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-126,801,860.37\n-122,747,262.48\n-360,819,506.73\n-379,819,710.07\n-370,273,739.26\n-401,318,137.73\n-657,910,369.64\n-526,326,106.66\n-2,118,505,135.97\n-2,635,730,123.79\n-2,952,638,982.49\n-3,200,388,021.66\n-3,818,709,066.54\nBroad Money-M3\n1,880,812,808.93\n2,071,311,608.56 2,338,226,982.83\n2,697,360,466.69\n2,928,243,288.10\n3,195,325,667.44\n3,598,602,875.61\n7,238,965,432.29\n14,275,475,061.32\n13,003,452,218.33\n13,411,782,075.30 15,714,068,792.44\n16,790,288,569.45\nSecurities Other than Shares Included in Broad \nMoney\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\n1,843,391.22\n4,659,433.86\n4,243,581.90\n2,137,443.55\n3,182,683.74\n2,685,488.92\n3,497,226.23\nBroad Money-M2\n1,865,253,945.05\n2,057,873,086.69\n2,324,078,018.07\n2,682,303,994.66\n2,912,531,632.80\n3,179,243,047.93\n3,596,759,484.40\n7,234,305,998.43\n14,271,231,479.42\n13,001,314,774.78\n13,408,599,391.56\n15,711,383,303.52\n16,786,791,343.22\nOther Deposits\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\nof which Foreign Currency Accounts\n97,520,415.67\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\nNarrow Money-M1\n1,698,802,699.18\n1,868,674,949.05 2,090,666,237.62\n2,407,265,283.35\n2,618,757,381.64\n2,846,507,551.90\n3,327,871,127.16\n6,679,000,239.69\n13,204,658,167.27\n12,176,656,804.16\n12,548,397,342.75 14,765,873,592.55\n15,599,407,297.79\nTransferable Deposits\n1,694,712,870.55\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n2,612,610,043.68\n2,840,026,628.31\n3,320,722,893.78\n6,671,063,283.95\n13,196,303,401.12\n12,166,873,421.72\n12,538,725,239.63\n14,755,523,314.82\n15,588,193,442.31\n Of which Foreign Currency Accounts\n1,131,298,129.20\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\n1,754,513,308.92\n1,869,072,784.19\n2,148,792,572.06\n5,274,426,984.71\n11,635,488,089.25\n10,099,330,132.00\n10,173,498,286.11\n12,310,342,777.52\n12,429,076,347.34\nCurrency Outside Depository Corporations\n4,089,828.63\n4,108,746.53\n4,210,142.14\n4,740,785.16\n6,147,337.96\n6,480,923.60\n7,148,233.38\n7,936,955.74\n8,354,766.15\n9,783,382.43\n9,672,103.13\n10,350,277.73\n11,213,855.47\nMemorandum Items\nReserve Money\n92,268,161.94\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\nFCAs as a Percentage of Deposits in M3\n60.3%\n58.6%\n56.9%\n60.4%\n60.0%\n58.6%\n59.8%\n72.9%\n87.5%\n77.7%\n75.9%\n78.4%\n74.1%\nEnd Period Exchange Rate\n632.77\n654.93\n684.33\n796.52\n889.13\n929.86\n1,047.44\n2,577.06\n5,739.80\n4,516.80\n4,608.11\n5,466.75\n5,698.96\nSource: Reserve Bank of Zimbabwe, 2023\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n17 \n \n \nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNet Foreign Assets\n-2,594,453,844.31 -2,593,755,912.16 -2,780,839,763.05 -3,343,568,149.26 -3,725,651,869.12 -3,773,983,623.21 -4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43 -17,908,236,910.38 -17,794,218,195.35 -20,399,608,502.41 -21,258,160,390.19\nClaims on Non Residents\n420,613,636.26\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\nOfficial Reserves Assets\n265,887,215.65\n301,307,551.70\n408,577,461.48\n261,809,981.40\n249,068,733.08\n171,692,411.97\n146,106,760.95\n332,915,935.99\n2,747,791,086.61\n550,426,343.44\n609,700,872.98\n873,028,937.84\n901,998,462.96\nOther Foreign Assets\n154,726,420.61\n160,288,576.12\n244,934,071.75\n325,157,903.30\n366,364,910.31\n393,280,706.32\n341,006,760.85\n937,082,270.13\n2,252,779,306.49\n1,748,114,291.61\n1,747,712,459.75\n1,996,110,902.01\n2,028,489,428.81\nLess Liabilities to Non Residents\n3,015,067,480.57\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\n20,206,777,545.43\n20,151,631,528.08\n23,268,748,342.26\n24,188,648,281.96\nShort Term Liabilities\n1,398,159,992.55\n1,431,029,164.32\n1,701,709,036.15\n1,909,558,866.94\n2,114,914,934.40\n2,213,818,403.03\n2,487,318,302.19\n6,071,100,761.93\n13,223,388,517.77\n10,191,496,163.68\n10,241,615,661.93\n508,139,221.79\n641,056,314.20\nOther Foreign Liabilities*\n1,616,907,488.02\n1,624,322,875.66\n1,732,642,260.13\n2,020,977,167.02\n2,226,170,578.11\n2,125,138,338.48\n2,390,824,946.71\n5,719,124,863.17\n12,682,284,600.75\n10,015,281,381.75\n9,910,015,866.15\n22,760,609,120.47\n23,547,591,967.77\n of which blocked funds\n783,864,733.61\n742,874,154.66\n800,314,020.03\n918,840,100.80\n1,016,910,134.72\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\n4,846,720,895.68\n3,809,201,616.00\n3,638,215,070.80\n4,306,782,215.73\n4,458,649,260.58\nNet Domestic Assets (NDA)\n2,686,722,006.25\n2,692,616,574.53\n2,884,883,957.73\n3,466,565,811.34 3,929,688,003.03 4,006,880,277.83 4,667,525,806.22\n11,040,839,328.64\n21,970,001,166.44\n18,911,280,665.28\n18,856,310,785.44\n21,712,015,794.14\n23,045,597,687.06\nDomestic Claims\n235,988,125.06\n281,625,189.08\n327,159,834.74\n344,411,001.58\n335,732,732.21\n472,690,115.90\n659,259,617.17\n1,372,281,553.64\n119,647,192.81\n1,998,051,204.96\n1,989,009,848.49\n2,124,654,018.98\n2,554,218,968.05\nNet Claims on Central Government\n118,456,743.03\n157,861,567.95\n193,502,848.44\n190,370,159.19\n160,578,844.90\n272,152,063.05\n427,038,554.01\n846,395,323.03\n-880,708,099.75\n1,163,345,993.77\n1,334,037,332.32\n1,392,198,926.28\n1,691,267,935.09\nClaims on Central Government\n274,598,654.32\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\nOf which: Securities Other than Shares\n32,085,268.08\n58,861,123.74\n93,911,678.51\n115,798,163.17\n141,163,866.74\n163,408,985.73\n197,483,744.44\n491,408,539.76\n1,282,058,425.55\n1,041,256,825.36\n1,354,647,836.07\n1,738,161,413.25\n1,883,996,199.01\nLoans\n242,513,386.24\n274,274,026.60\n250,439,959.22\n345,930,338.13\n487,366,456.84\n506,114,184.46\n520,092,134.91\n704,673,598.81\n963,954,456.29\n847,281,667.16\n918,405,362.59\n882,144,726.34\n854,777,605.86\n Loans and Advances\n71,871,537.43\n103,632,177.79\n83,409,676.25\n92,638,154.51\n100,736,810.22\n112,483,069.83\n126,461,020.28\n298,686,901.35\n557,967,758.83\n441,294,969.70\n453,167,575.54\n416,906,939.29\n389,539,818.81\nAmounts Due from Gvt including SDR Draw\n167,030,282.97\n167,030,282.97\n167,030,282.97\n253,292,183.61\n386,629,646.61\n393,631,114.63\n393,631,114.63\n405,986,697.46\n405,986,697.46\n405,986,697.46\n465,237,787.05\n465,237,787.05\n465,237,787.05\n Export Incentives\n3,611,565.85\n3,611,565.85\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\n1,047,505,869.78\nOf which: Deposits\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\n1,047,505,869.78\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n117,531,382.02\n123,763,621.12\n133,656,986.31\n154,040,842.39\n175,153,887.31\n200,538,052.85\n232,221,063.16\n525,886,230.61\n1,000,355,292.57\n834,705,211.19\n654,972,516.17\n732,455,092.70\n862,951,032.96\nOther Financial Corporations\n3,211,903.39\n3,213,198.55\n8,835,802.24\n9,415,510.50\n10,113,325.42\n10,623,469.30\n10,883,730.62\n10,991,470.34\n12,986,635.27\n12,976,151.03\n13,602,645.94\n14,588,403.94\n63,414,783.51\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n101,596,682.38\n107,131,115.83\n111,380,893.58\n130,305,094.55\n149,674,109.51\n171,503,627.58\n200,192,374.04\n491,887,660.82\n963,938,268.05\n778,956,909.14\n579,963,269.97\n638,411,611.26\n707,274,263.92\nPrivate Sector\n12,722,796.25\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\nClaims on Other Depository Corporations\n42,205,302.85\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\nOf which: Loans\n42,205,302.85\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\nOther Liabilities to ODCs\n554,976,245.35\n681,837,090.96\n685,265,981.82\n730,178,263.75\n655,353,298.81\n642,344,547.18\n750,760,102.33\n1,433,201,083.09\n2,673,344,290.58\n2,908,051,423.81\n3,106,048,719.94\n3,107,865,677.76\n3,216,633,940.85\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n280,589,071.79\n355,098,840.61\n373,427,746.87\n355,071,440.18\n307,661,257.90\n318,264,602.32\n358,416,719.69\n479,833,629.00\n683,711,355.79\n1,196,912,067.35\n1,309,913,863.13\n1,094,629,530.65\n1,078,752,001.46\nOther Items(Net)\n-2,963,504,823.70 -3,058,656,720.83 -3,218,570,564.85 -3,811,099,538.68 -4,205,812,628.87 -4,130,691,813.85 -4,712,021,791.09 -10,984,933,611.94 -24,256,074,208.16 -19,559,977,562.21 -19,734,596,625.30 -22,488,218,425.97 -23,478,665,250.56\nShares and Other Equity\n-2,968,624,968.16 -3,039,020,578.83 -3,148,249,301.82 -3,673,971,825.27 -4,085,919,716.08 -4,078,823,961.23 -4,620,636,211.04 -11,291,316,467.09 -25,202,259,045.14 -19,805,080,179.46 -19,579,648,458.36 -22,753,122,010.85 -23,550,146,670.91\nOther Items(Net)\n-44,526,215.42\n-90,829,827.08\n-118,055,939.45\n-221,456,181.24\n-233,402,893.37\n-175,955,067.06\n-276,252,783.87\n-165,894,326.27\n-1,658,390.99\n-603,417,014.29\n-652,393,199.08\n-396,662,893.13\n-589,895,589.07\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n49,646,359.89\n71,193,685.08\n47,734,676.42\n84,328,467.83\n113,509,980.58\n124,087,214.44\n184,867,203.81\n472,277,181.43\n947,843,227.98\n848,519,631.54\n497,445,032.14\n661,566,478.01\n661,377,009.41\nMonetary Base \n92,268,161.94\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\nBond Coins\n99,711.37\n99,645.37\n99,645.38\n99,645.41\n99,645.43\n97,745.29\n90,572.71\n83,649.70\n80,542.92\n79,344.94\n79,163.84\n79,154.38\n79,154.84\nBond Notes\n7,012,718.25\n7,260,471.73\n7,472,198.27\n7,439,947.85\n7,927,761.49\n8,414,729.87\n8,902,316.39\n8,960,488.74\n10,258,707.59\n11,193,057.46\n11,885,047.43\n12,736,767.90\n13,560,105.45\nLiabilities to ODCs\n85,155,732.33\n91,500,545.27\n96,472,351.03\n115,458,068.82\n196,008,726.99\n224,384,179.46\n267,503,190.02\n511,567,771.23\n1,054,559,190.50\n991,771,352.50\n1,050,128,378.82\n1,299,591,369.47\n1,773,798,036.58\n Local Currency Reserve Deposits\n39,251,684.88\n45,031,513.47\n51,076,733.16\n56,112,655.93\n63,026,207.68\n72,736,726.53\n86,910,489.22\n105,795,700.01\n182,612,061.98\n243,159,063.25\n295,859,644.01\n344,623,158.66\n400,041,844.52\n Foreign Currency Reserve Deposits\n45,803,682.45\n46,368,666.81\n45,295,252.88\n59,244,974.53\n132,882,154.31\n151,547,087.93\n180,492,335.81\n405,671,706.23\n871,846,763.53\n718,611,889.52\n724,265,967.76\n924,967,845.81\n1,343,755,827.07\n Exess reserves \n100,364.99\n100,364.99\n100,364.99\n100,438.36\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n30,000,399.73\n30,002,767.04\n30,000,364.99\n30,000,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2023\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n18 \n \n \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNet Foreign Assets\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\nClaims on Non Residents\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\nOf Which: Foreign Currency\n300,240,300.44\n286,365,213.60\n295,435,074.49\n381,966,212.75\n436,062,788.15\n425,326,479.00\n462,081,408.59\n1,048,116,376.82\n2,249,201,574.76\n1,584,403,308.04\n1,505,916,176.81\n2,015,621,585.66\n2,312,575,134.73\nDeposits\n412,875,019.01\n359,879,184.65\n359,872,194.36\n387,899,225.52\n540,045,460.79\n573,864,075.80\n652,301,901.26\n1,639,116,293.75\n3,441,353,382.68\n3,502,402,457.26\n3,423,237,567.41\n3,515,981,784.12\n2,903,444,523.75\nOther\n1,438,608.89\n1,440,334.07\n1,581,747.89\n1,836,119.68\n2,016,591.60\n2,290,917.65\n3,281,237.94\n3,802,932.12\n16,819,067.74\n13,134,469.43\n13,524,856.19\n15,509,855.15\n16,447,186.84\nLess Liabilities to Non Residents\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\nOf Which: Deposits\n90,971,607.55\n92,797,127.97\n89,384,232.63\n93,815,500.56\n109,244,589.40\n121,808,803.93\n153,776,940.69\n378,197,467.04\n820,337,332.33\n764,960,085.21\n772,511,911.80\n827,268,243.95\n655,899,412.79\nLoans\n63,112,600.68\n46,846,618.61\n88,430,639.51\n103,088,475.48\n116,529,821.16\n135,260,083.25\n165,366,368.23\n406,962,385.88\n1,019,760,251.61\n697,395,632.08\n713,256,277.09\n863,411,830.08\n921,294,614.24\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n1,313,691,175.57\n1,547,753,523.21\n1,849,663,031.57\n2,086,330,268.75\n2,151,497,989.83\n2,436,728,709.28\n2,776,123,933.49\n5,305,321,211.88\n10,381,649,903.19\n9,339,710,968.86\n9,929,068,164.23\n11,838,030,324.64\n13,078,743,914.01\nDomestic Claims\n1,184,558,336.95\n1,352,525,578.38\n1,560,712,801.46\n1,833,685,570.36\n2,076,642,721.56\n2,344,581,681.58\n2,468,884,258.96\n5,233,802,367.26\n10,666,408,952.84\n9,209,603,094.31\n9,141,777,182.20\n11,119,177,418.85\n11,687,725,438.76\nNet Claims on Central Government\n145,200,532.03\n192,202,527.77\n281,091,634.22\n278,214,477.55\n321,905,640.90\n354,869,673.65\n382,445,410.68\n607,113,273.08\n559,297,143.29\n868,977,442.69\n816,543,472.61\n1,214,015,894.82\n1,136,603,191.66\nClaims on Central Government\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\nSecurities\n151,757,709.91\n198,814,372.89\n288,843,960.96\n319,807,352.36\n332,626,867.19\n360,626,182.29\n391,587,790.26\n653,025,854.60\n981,773,844.67\n1,242,045,163.04\n1,190,599,025.63\n1,318,582,684.20\n1,272,839,666.04\nLoans\n116,478.26\n119,529.09\n114,421.39\n228,450.57\n318,964.05\n432,216.64\n559,822.02\n4,599,145.80\n10,133,464.70\n7,368,091.47\n7,469,949.03\n9,935,817.09\n10,816,829.86\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\nOf which: Deposits\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n1,039,357,804.92\n1,160,323,050.62\n1,279,621,167.24\n1,555,471,092.81\n1,754,737,080.66\n1,989,712,007.92\n2,086,438,848.27\n4,626,689,094.18\n10,107,111,809.54\n8,340,625,651.62\n8,325,233,709.58\n9,905,161,524.04\n10,551,122,247.10\nOther Financial Corporations\n140,570,187.59\n140,341,007.36\n154,024,862.75\n166,613,542.88\n179,628,996.31\n192,316,387.05\n116,592,340.90\n193,887,644.68\n359,842,961.20\n273,509,229.65\n272,954,265.73\n330,807,280.13\n339,082,318.90\nState and Local Government\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\nPublic Non Financial Corporations\n43,441,683.85\n43,239,544.41\n50,344,903.44\n67,887,630.46\n71,408,662.97\n73,414,378.27\n82,177,434.89\n188,539,600.17\n462,710,245.53\n365,810,830.89\n362,152,685.81\n384,993,537.99\n417,498,998.98\nPrivate Sector\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\nClaims on the Central Bank\n528,892,917.07\n579,137,110.76\n655,646,094.75\n706,967,379.44\n745,768,616.10\n819,662,608.72\n973,967,364.65\n2,050,173,260.89\n4,434,783,343.65\n4,138,866,267.43\n4,653,650,898.99\n5,265,804,171.22\n5,912,703,283.03\nCurrency\n3,022,600.98\n3,251,370.57\n3,361,701.51\n2,798,808.10\n1,880,068.97\n2,031,551.56\n1,844,655.72\n1,107,182.70\n1,984,484.37\n1,489,019.97\n2,292,108.14\n2,465,644.54\n2,425,404.82\nReserves\n525,870,316.09\n575,885,740.19\n652,284,393.24\n704,168,571.34\n743,888,547.13\n817,631,057.16\n972,122,708.94\n2,049,066,078.19\n4,424,349,970.82\n4,137,377,247.46\n4,651,358,790.85\n5,263,338,526.67\n5,910,277,878.21\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n8,448,888.46\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n28,072,180.28\n19,973,470.74\n10,597,782.72\n4,974,293.62\n8,092,936.71\n9,639,861.61\n13,321,881.07\n78,332,582.02\n39,166,568.11\n87,827,165.17\n84,841,425.78\n82,493,417.82\n84,628,889.30\nOther Items(Net)\n371,687,898.16\n363,935,695.20\n356,098,081.93\n449,348,387.42\n662,820,411.12\n717,875,719.41\n653,405,809.04\n1,900,321,834.26\n4,680,375,825.19\n3,920,931,227.71\n3,781,518,491.17\n4,464,457,847.61\n4,437,055,918.48\nShares and Other Equity\n553,329,619.60\n578,767,126.22\n713,741,352.34\n712,244,902.17\n868,652,750.33\n952,418,797.50\n1,041,102,555.56\n2,087,380,382.66\n5,799,547,829.81\n5,483,957,540.60\n5,375,919,368.23\n6,197,753,489.98\n6,517,863,214.28\nLiabilities to other ressident sectors\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\nOther Items(Net)\n-182,404,183.97\n-215,171,046.59\n-358,395,749.66\n-263,572,048.85\n-208,941,320.50\n-238,257,706.49\n-394,115,549.96\n-217,641,892.37\n-1,183,493,878.83\n-1,621,282,481.61\n-1,651,152,485.52\n-1,823,328,039.96\n-2,164,249,056.68\nDeposits and Securities Included in Broad Money\n1,874,160,895.68\n2,055,794,508.96\n2,328,737,176.16\n2,661,127,850.66\n2,903,848,419.81\n3,181,141,294.55\n3,574,645,172.37\n7,211,196,961.65\n14,248,926,344.43\n12,977,295,486.31\n13,385,978,575.73\n15,694,463,475.53\n16,734,016,732.29\nDeposits Included in Broad Money\n1,858,602,031.80\n \n2,042,355,987.09\n \n2,314,588,211.40\n \n2,646,071,378.63\n \n2,888,136,764.51\n \n3,165,058,675.05\n \n3,572,801,781.15\n \n7,206,537,527.79\n \n14,244,682,762.54\n \n12,975,158,042.76\n \n13,382,795,891.99\n \n15,691,777,986.61\n \n16,730,519,506.06\n \nTransferable Deposits\n1,692,150,785.93\n \n1,853,157,849.44\n \n2,081,176,430.96\n \n2,371,032,667.32\n \n2,594,362,513.35\n \n2,832,323,179.02\n \n3,303,913,423.92\n \n6,651,231,769.05\n \n13,178,109,450.38\n \n12,150,500,072.13\n \n12,522,593,843.18\n \n14,746,268,275.64\n \n15,543,135,460.62\n \n of which FCAs\n1,131,156,966.82\n \n1,211,583,916.42\n \n1,325,367,130.51\n \n1,623,313,580.02\n \n1,750,982,009.54\n \n1,865,387,117.78\n \n2,144,912,895.57\n \n5,273,965,984.48\n \n11,634,530,484.57\n \n10,099,327,960.39\n \n10,172,409,984.27\n \n12,309,119,479.36\n \n12,388,978,422.26\n \nOther Deposits\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n of which FCAs\n97,520,415.67\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\nMoney Market Instruments\n15,558,863.88\n \n13,438,521.87\n \n14,148,964.76\n \n15,056,472.03\n \n15,711,655.30\n \n16,082,619.50\n \n1,843,391.22\n \n4,659,433.86\n \n4,243,581.90\n \n2,137,443.55\n \n3,182,683.74\n \n2,685,488.92\n \n3,497,226.23\n \nSource:Reserve Bank of Zimbabwe,2023\n \n \n \n \n19 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0 1,390,786.2 3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n21 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nSource:Reserve Bank of Zimbabwe,2023\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n23 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n24 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nSource:Reserve Bank of Zimbabwe,2023\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n25 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nSource:Reserve Bank of Zimbabwe,2023\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n26 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nSource: Reserve Bank of Zimbabwe,2023\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n27 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\n2023\nJan\n100.00-240.00\n90.05\n116.03\nFeb\n65.00-230.00\n60.12\n80.88\nMar\n65.00-230.00\n74.35\n81.46\nApr\n70.00-230.00\n74.48\n86.96\nMay\n70.00-230.00\n77.86\n83.61\nJun\n70.00-155.00\n76.33\n92.64\nJul\n64.00-155.00\n77.82\n94.80\nAug\n64.00-155.00\n77.63\n93.18\nSep\n64.00-160.00\n76.49\n92.69\nOct\n64.00-160.00\n71.72\n92.43\nSource:Reserve Bank of Zimbabwe, 2023\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n28 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\nDec\n40.00\n80.00-95.00\n2023\nJan\n40.00\n80.00-110.00\nFeb\n30.00\n50.00-110.00\nMar\n30.00\n50.00-110.00\nApr\n30.00\n50.00-110.00\nMay\n30.00\n50.00-110.00\nJun\n30.00\n50.00-110.00\nJul\n30.00\n50.00-110.00\nAug\n30.00\n50.00-110.00\nSep\n30.00\n50.00-110.00\nOct\n30.00\n50.00-110.00\n Source:Reserve Bank of Zimbabwe, 2023\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n29 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n-3.00\n-2.06\n-0.28\n-2.74\n-1.04\n-0.84\n-1.06\n-4.48\n11.15\n4.75\n-4.37\n-0.58\n0.53\n-0.31\nFeb\n-12.36\n-10.83\n-2.89\n-12.30\n-10.59\n-10.28\n22.91\n-8.51\n14.28\n-12.28\n-6.48\n-5.06\n-7.72\n-5.72\nMar\n9.23\n9.65\n16.27\n2.69\n16.74\n0.11\n17.92\n22.40\n-27.82\n-11.98\n-11.43\n4.92\n-3.80\n2.78\nApr\n11.89\n-6.38\n-7.22\n10.27\n-0.98\n-8.34\n-15.68\n-12.00\n-12.48\n-7.83\n0.34\n-3.49\n10.74\n-0.21\nMay\n-0.71\n-5.16\n9.16\n-0.59\n-8.60\n-3.90\n-4.34\n-3.82\n-7.21\n4.44\n-0.85\n1.57\n0.57\n1.32\nJun\n4.42\n3.69\n8.01\n-2.64\n7.91\n12.94\n19.95\n11.11\n9.88\n-4.54\n0.25\n6.01\n-2.51\n3.85\nJul\n7.34\n4.46\n-0.64\n4.36\n4.41\n5.10\n11.54\n-6.38\n-6.24\n-7.89\n-14.18\n0.79\n11.88\n3.43\nAug\n-4.40\n0.30\n0.59\n0.10\n-0.31\n1.24\n36.61\n-3.95\n2.75\n-0.69\n5.74\n1.56\n-1.86\n0.68\nSep\n0.21\n-0.46\n0.55\n-3.17\n-0.67\n-4.96\n4.69\n0.09\n-1.55\n-2.85\n-3.21\n-0.89\n-0.32\n-0.75\nOct\n-0.88\n-2.63\n4.38\n-3.89\n-0.08\n0.32\n0.85\n0.23\n0.20\n2.44\n0.36\n1.29\n0.48\n1.08\nNov\n1.65\n2.18\n0.83\n-0.14\n1.65\n1.13\n0.02\n0.57\n12.03\n3.79\n0.14\n1.72\n3.63\n2.20\nDec\n1.90\n3.21\n2.81\n1.47\n0.60\n2.51\n-0.25\n0.15\n-1.18\n3.98\n1.26\n2.14\n3.92\n2.60\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023*\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nSource:Zimstat, 2023\n*July 2020=100\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n30 \n \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJun\n49.10\n-10.07\n29.30\n-16.31\n1.57\n-10.74\n24.86\n25.51\n-53.67\n-27.59\n-13.54\n9.22\n44.68\n15.98\nJul\n51.72\n-10.57\n31.42\n-14.75\n0.95\n-2.95\n46.48\n8.81\n-54.66\n-35.14\n-34.68\n8.73\n54.96\n17.77\nAug\n41.24\n-5.57\n34.15\n-8.90\n11.10\n-6.93\n98.46\n4.21\n-53.15\n-34.91\n-29.70\n10.35\n42.88\n17.03\nSep\n54.50\n5.38\n41.86\n4.35\n14.13\n-7.18\n106.87\n-1.44\n-33.62\n-14.65\n-13.91\n21.81\n65.73\n30.52\nOct\n19.20\n-16.47\n38.22\n-16.86\n1.99\n-16.89\n109.61\n-14.02\n-26.79\n-24.38\n-27.05\n7.83\n18.98\n10.42\nNov\n16.40\n-8.49\n38.98\n-10.94\n5.74\n-10.42\n118.10\n-9.99\n-17.04\n-26.54\n-26.56\n10.98\n18.95\n12.90\nDec\n13.75\n-5.58\n33.93\n-7.91\n6.56\n-6.80\n122.72\n-8.61\n-13.92\n-26.98\n-29.39\n9.88\n14.77\n11.10\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023*\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nSource:Zimstat, 2023\n*July 2020=100\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n31 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nSource: Reserve Bank of Zimbabwe, 2023\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n32 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nSource:Zimbabwe Stock Exchange, 2023\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n5294044.5\n-\n341571.3\n79754.6\n355007.3\n1517972.6\nMay\n6275310.7\n-\n518333.9\n173170.7\n532078.6\n3274968.5\nJun\n17059664.0\n-\n882362.6\n615190.9\n1210486.2\n6640627.1\nJul\n17859586.4\n-\n1033836.9\n541445.6\n1620242.8\n6077538.3\nAug\n17955865.5\n-\n1017990.5\n649827.9\n1440537.4\n6244772.4\nSep\n18690087.0\n-\n1221725.3\n773363.9\n1672654.2\n7746084.3\nOct\n19808639.1\n-\n1264577.2\n826681.2\n5116902.9\n8661662.9\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n35 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nSource: ZIMSTAT, 2023\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_October_2023_2.pdf"}
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+{"doc_id": "0f8c1ccc13dd78943706c3a0906df080", "text": "MONTHLY ECONOMIC REVIEW \nFEBRUARY 2014 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n5 \nINSIDE THIS ISSUE \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2014 \nJanuary \n2014 \nFebruary \nZ.S.E. Mining Index1 \n35.40 \n39.24 \nZ.S.E. Industrial Index1 \n189.25 \n189.45 \nMoney Supply (Total Bank Deposits) (US$)2 \n3.89 billion \n4.02 billion \nMoney Supply (M3) Annual Growth2 \n2.11% \n5.46% \nYearly Inflation3 \n0.41% \n-0.49% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \nMonth on \nMonth \nChange \n10.85% \n0.11% \n3.34% \n3.34% \n0.05% \n \nSTOCK MARKET DEVELOPMENTS \n \nGlobal risk appetite was on a rise in February \n2014 underpinned by better than expected \nearnings in most United States companies. \nThis was so despite weak economic data \nbeing recorded in the US economy. With the \nexception of the Nigerian Stock Market, \nwhich registered a decline largely due to \ndeclines in banking counters, most African \nstock markets, including the Zimbabwe \nStock Exchange (ZSE) registered positive \nperformance in the period under review. \n \nThe key industrial index broke its declining \ntrend and recovered by a marginal 0.11% \nbetween January and February 2014, ending \nFebruary at 189.45 points, compared to \n189.25 points in January. On a year to date \nbasis, however, the industrial index lost \n6.21%. \n \nThe mining index also recovered, to close \nthe month under review at 39.24 points, up \nfrom 35.40 points in January. This increase \nreflected a 10.85% month-on-month gain, \nagainst a year-to-date loss of 14.30%. \n \nThe volume of shares traded declined by \n16.29%, from 162.64 points in January 2014 \nto 136.16 points in February 2014. Total \nturnover also declined by 55.33%, due to the \nabsence of special bargain deals, to close the \nmonth under review at US$25.82 million. \n \nMarket capitalization rose by 0.51% to \nUS$4.91 billion, at the end of February \n \n2 3 \n0.00\n0.50\n1.00\n1.50\n2.00\n2.50\n3.00\n3.50\n4.00\n4.50\n0\n5\n10\n15\n20\n25\nValues Traded (US$ Millions)\nVolumes Traded (Millions)\nZSE: Daily Volumes and Values \nTraded\nVolume\nTurnover\n0\n20\n40\n60\n80\n100\n120\n140\n160\n180\n200\n220\n240\n260\n28-Mar-12\n28-Apr-12\n28-May-12\n28-Jun-12\n28-Jul-12\n28-Aug-12\n28-Sep-12\n28-Oct-12\n28-Nov-12\n28-Dec-12\n28-Jan-13\n28-Feb-13\n28-Mar-13\n28-Apr-13\n28-May-13\n28-Jun-13\n28-Jul-13\n28-Aug-13\n28-Sep-13\n28-Oct-13\n28-Nov-13\n28-Dec-13\n28-Jan-14\n28-Feb-14\nZSE Indices\nIndustrial\nMining\n \n2 4 \n2014, from US$4.89 billion at the close of \nJanuary 2014. \n \n \nMONETARY DEVELOPMENTS \n \nThe sluggish performance of the economy \ncontinued to hamper robust growths rates in \nthe broad money. The main sources of \nliquidity under the multicurrency system are \nexports, external lines of credit and Diaspora \nremittances, given that the Central Bank \ncannot inject liquidity into the economy. \nThese have not managed to generate enough \nliquidity to support economic activity and \nachieve desirable levels of money supply \ngrowth. \nConsequently, broad money registered a \nmodest 5.46% annual growth in February \n2014, compared to 12.91% over the same \nperiod last year. This reflected an increase \nof US$208.96 million in broad money, from \nUS$3 813.62 million in February 2013, to \nUS$4 021.78 million in February 2014. The \ngrowth in broad money was sustained by an \nexpansion in aggregate deposits during the \nperiod under review. \nSupported \nlargely \nby \ninflows \nfrom \nparastatals and partly reflecting limited \nalternative low risk investments, long term \ndeposits registered a 33.75% annual growth \nduring the period under review. Over the \nsame period, demand and savings deposits \n3.1 \n3.2 \n3.3 \n3.4 \n3.5 \n3.6 \n3.7 \n3.8 \n3.9 \n4.0 \n4.1 \n-2\n3\n8\n13\n18\n23\n28\n33\n38\nUS$ Billions\n%\nMoney Supply\nM3\nM3 Annual Growth\nUnder 30-\nday, 18.8\n%\nLongterm \n, 18.8%\nDemand, 5\n0.3%\nSavings, 1\n2.1%\nBanking Sector Deposits \nFebruary 2014\n \n3 5 \nrecorded annual growths of 2.21% and \n16.19%, respectively. Maturities in short \nterm deposits resulted in this class of \ndeposits declining by 11.07%, during the \nperiod of analysis. \n \nOn the sources side, annual broad money \ngrowth was mainly driven by bank credit to \nGovernment during the period under review. \nThis was largely due to the Government’s \naggressive issuance of Treasury Bills and \nbonds through private placements. \n \nThese instruments are of varied tenors, \nranging from 92 days to 1 461 days. \nUnanticipated \ndeclines \nin \nGovernment \ndeposits also worsened the net credit to \nGovernment position. On an annual basis, \nGovernment deposits declined by 89.35% in \nDecember 2013, 3.60% in January 2014 and \n0.89% in February 2014. Net credit to Gov-\nernment consequently rose from US$153.16 \nmillion in February 2013 to US$415.05 mil-\nlion by February 2014. \n \nGrowth in commercial banks’ credit to the \nprivate sector fell significantly, from an \nannual growth of 28.77% in February 2013 to \n1.50% in February 2014. Tighter credit \npolicies, as a result of rising nonperforming \nloans, as well as a slowdown in the growth of \nthe deposit base, resulted in a slump in private \nsector credit developments. \n \nClaims on the private sector were in the form \nof loans and advances, 78.22%; mortgages \nadvanced by building societies, 10.64%; bills \ndiscounted, 2.08%; bankers’ acceptances, \n1.54%; and other investments, 7.53%. \n \nThe outstanding loans and advances were \nmainly to households (19.40%); agriculture \n(19.26%); distribution (17.34%); and services \n(15.29%). \n \nCredit to the private sector was mainly util-\nized for asset purchases (42.88%) as well as \ninventory build-up (34.12%). Loans and ad-\nvances utilized for fixed investment activity \nhave remained low, with the procurement of \nplant and equipment accounting for 3.82% \nand pre and post shipment financing at 0.83%, \nof total loans and advances. \n \n \n \nLoans and \nAdvances\n78%\nBills \nDiscounte\nd\n2%\nBankers \nAcceptanc\nes\n2%\nMortgages\n11%\nOther \nInvestmen\nts\n7%\nCredit to Private Sector\nTotal credit to the private sector as at the end of \nFebruary 2014 was US$3 626.99 million.\n4 \n \n6 \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nThe annual headline inflation decelerated to \n-0.49% in February, from 0. 41% in January \n2014, marking the onset of a deflationary \neconomic environment. The decline was on \naccount of a slowdown in both food and \nnon-food inflation. \nAnnual food inflation slowed down to \n-3.26% in February, from -2.08% in January \n2014, while non-food inflation also receded \nto 0.93% from 1.67% during the same \nperiod. \nThe decrease in annual food inflation was \nlargely driven by sugar, jam, honey, \nchocolate and confectionery, vegetables, \nmeat, fruits and mineral waters, soft drinks \nand fruit juices, fish and sea food, milk, \ncheese and eggs; oils and fats, as well as \nbread and cereals sub-categories. \nAnnual non-food inflation was driven by \neducation; housing, water, electricity, gas \nand other fuels; hotels and restaurants; \ntransport; alcoholic beverages and tobacco; \nand health services. The decline in annual \nnon-food inflation can be attributed to the \ndecreases in communication, recreation and \nculture, \nand \nfurniture \nand \nequipment \ninflation. \n \nMonth-on-Month Inflation \nMonth-on-month inflation declined by 0.1 \npercentage points to 0.05%, from the January \n2014 rate of 0.14%, following decreases in \nthe prices of food and non-alcoholic \nbeverages. \nMonthly food inflation stood at 0.18% in \nFebruary, down from 0.44% in January 2014. \nDecreases were recorded for sugar, jam, \nhoney, chocolate and confectionery, oils and \nfats, and mineral waters, soft drinks and fruit \njuices items. \nMonthly non-food inflation was -0.01% in \nFebruary, up from -0.08% in January 2014. \n-4\n-3\n-2\n-1\n0\n1\n2\n3\n4\n5\n6\n7\nDec-11\nFeb-12\nApr-12\nJun-12\nAug-12\nOct-12\nDec-12\nFeb-13\nApr-13\nJun-13\nAug-13\nOct-13\nDec-13\nFeb-14\nAnnual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n7 \nDeclines in the prices of water, electricity, \ngas and other fuels as well as furniture and \nequipment depressed non-food inflation in \nFebruary 2014. \n \nInflation Outlook \n \nThe rise in international oil prices from an \naverage of US$107.44 per barrel in January \nto about US$108.69 per barrel in February \n2014, if sustained, is expected to increase \ninflationary pressures in the economy. \nHowever, the expected bumper harvest \nfollowing a favorable agricultural season is \nexpected to exert downward pressure on food \nprices from May 2014, with the effect of \nfurther reducing inflation. \n \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through \nthe \nRTGS \nsystem \nin \nFebruary \n2014 \ndecreased by 4% to US$3 billion, from \nUS$3.1 billion in January 2014, while the \nvolume of transactions also registered a \ndecrease of 4% from 182 479 to 175 092 in \nthe same period. \nCard Systems \nThe total value of card based transactions \ndecreased by 13.48% to US$290.17 million in \nFebruary 2014, from US$335.36 million in \nJanuary 2014. \nMobile and Internet Based Transactions \n \nThe value of mobile and internet based \ntransactions decreased by 5.06%, from \n-\n0.5 \n1.0 \n1.5 \n2.0 \n2.5 \n3.0 \n3.5 \n4.0 \n4.5 \n-\n50 \n100 \n150 \n200 \n250 \nOct-11\nJan-12\nApr-12\nJul-12\nOct-12\nJan-13\nApr-13\nJul-13\nOct-13\nJan-14\nValue in US$ Billions\nVolume in Thousands\nZETSS Volumes and Values\nValue\nVolume\n8 \nUS$296.56 million in January 2014 to \nUS$281.56 million in February 2014. \nCheques \n \nThe value of cheque transactions, however, \nincreased to US$10.73 million in February \n2014, from US$5.24 million in January \n2014. \n \nReserve Bank of Zimbabwe \nMarch 2014 \n \n \n \n \n \n \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n36 \n10 \n11 \nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nRBZ Demand Deposits\n78.6\n \n78.3\n \n77.3\n \n78.6\n \n74.5\n \n73.0\n \n73.5\n \n71.9\n \n72.8\n \n73.3\n \n72.6\n \n71.9\n \n69.7\n \n71.1\n \nComm. Banks Dem. Deposits\n1,924,517.4\n \n1,875,465.4\n \n1,860,664.0\n \n1,979,220.0\n \n1,932,968.1\n \n1,874,568.0\n \n1,926,968.4\n \n1,901,793.3\n \n1,952,024.0\n \n1,971,838.8\n \n1,821,288.9\n \n1,825,413.5\n \n2,039,955.9\n \n1,974,493.8\n \nMerchant Banks Dem. Deposits\n106,935.2\n \n102,797.7\n \n104,281.4\n \n107,324.1\n \n112,173.4\n \n114,560.5\n \n111,261.1\n \n109,449.6\n \n111,153.9\n \n112,536.2\n \n122,639.2\n \n134,494.8\n \n36,792.2\n \n47,555.9\n \nM1\n2,031,531.2\n \n1,978,341.4\n \n1,965,022.7\n \n2,086,622.6\n \n2,045,215.9\n \n1,989,201.5\n \n2,038,303.0\n \n2,011,314.8\n \n2,063,250.8\n \n2,084,448.30\n \n1,944,000.70\n \n1,959,980.2\n \n2,076,817.8\n \n2,022,120.8\n \nComm. Banks Savings Deposits\n193,007.6\n \n192,683.5\n \n201,459.2\n \n194,873.4\n \n221,622.3\n \n229,386.7\n \n201,667.8\n \n187,394.4\n \n227,599.9\n \n209,966.7\n \n201,724.6\n \n281,785.8\n \n215,665.0\n \n230,541.1\n \nBuilding Soc. Savings Deposits\n159,093.7\n \n168,605.4\n \n168,484.1\n \n170,975.7\n \n192,634.8\n \n189,753.8\n \n195,606.6\n \n189,953.1\n \n191,553.5\n \n187,410.7\n \n200,415.2\n \n204,200.7\n \n196,806.6\n \n195,707.7\n \nP O S B Savings Deposits\n55,832.5\n \n56,274.2\n \n57,860.7\n \n55,236.9\n \n56,544.5\n \n60,117.8\n \n60,162.5\n \n51,322.2\n \n58,974.0\n \n50,457.7\n \n60,845.4\n \n62,044.0\n \n58,314.5\n \n58,920.4\n \nComm. Banks U-30 Day Deposits\n632,215.7\n \n708,500.6\n \n734,849.5\n \n786,076.0\n \n637,041.1\n \n629,544.6\n \n663,617.3\n \n643,559.0\n \n606,360.8\n \n614,427.6\n \n605,429.9\n \n489,493.1\n \n552,134.9\n \n596,106.0\n \nMerchant Banks U-30 Day Deposits\n91,671.2\n \n65,975.9\n \n62,324.3\n \n64,604.1\n \n67,104.2\n \n56,223.1\n \n82,650.4\n \n80,569.1\n \n82,581.6\n \n80,368.8\n \n59,721.1\n \n56,379.8\n \n47,277.8\n \n48,250.7\n \nBuilding Soc. U- 30 Day Deposits\n60,885.9\n \n77,091.9\n \n82,098.1\n \n81,944.4\n \n122,672.1\n \n119,217.4\n \n121,325.5\n \n99,842.7\n \n138,431.2\n \n113,495.4\n \n118,360.9\n \n155,932.2\n \n107,130.3\n \n112,927.5\n \nM2\n3,224,237.8\n \n3,247,472.9\n \n3,272,098.6\n \n3,440,333.1\n \n3,342,834.9\n \n3,273,444.8\n \n3,363,333.0\n \n3,263,955.2\n \n3,368,751.9\n \n3,340,575.20\n \n3,190,497.80\n \n3,209,815.8\n \n3,254,146.90\n \n3,264,574.20\n \nComm. Banks O-30 Day Deposits\n351,356.6\n \n297,613.9\n \n249,558.5\n \n223,799.1\n \n387,930.6\n \n268,082.1\n \n219,826.9\n \n223,258.1\n \n257,854.4\n \n308,773.8\n \n328,511.0\n \n496,391.7\n \n352,689.2\n \n468,960.6\n \nMerchant Banks O-30 Day Deposits\n21,339.0\n \n55,714.0\n \n52,841.7\n \n56,349.4\n \n54,361.5\n \n52,329.5\n \n27,019.2\n \n25,199.0\n \n19,024.4\n \n14,876.1\n \n19,965.3\n \n6,900.3\n \n5,665.1\n \n-\n \nBuilding Soc. O- 30 Day Deposits\n192,823.3\n \n194,226.7\n \n203,912.9\n \n226,550.8\n \n212,044.5\n \n222,591.8\n \n222,795.8\n \n264,539.8\n \n242,907.0\n \n264,867.2\n \n244,283.7\n \n197,343.9\n \n253,060.8\n \n264,395.8\n \nBuilding Soc. Other Share Deposits\n10,141.6\n \n10,141.6\n \n11,266.6\n \n11,266.6\n \n11,266.5\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \nP O S B Time Deposits\n8,497.2\n \n8,447.9\n \n8,845.8\n \n8,443.5\n \n9,703.5\n \n10,492.4\n \n10,680.2\n \n8,018.0\n \n10,855.2\n \n11,324.0\n \n12,586.1\n \n10,606.9\n \n11,816.7\n \n12,582.4\n \nM3\n3,808,395.5\n \n3,813,616.9\n \n3,798,524.1\n \n3,966,742.5\n \n4,018,141.5\n \n3,838,207.3\n \n3,854,921.7\n \n3,796,236.7\n \n3,910,659.4\n \n3,951,682.90\n \n3,807,110.40\n \n3,932,325.1\n \n3,888,645.3\n \n4,021,779.6\n \n2013\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n2014\n12 \nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nNET FOREIGN ASSETS \n-485,643.4\n-478,669.1\n-627,094.5\n-477,210.6\n-488,616.3\n-770,401.9\n-822,415.5\n-884,443.1\n-814,488.4\n-850,336.4\n-1,001,798.9\n-810,172.3\n-846,622.1\n-799,433.7\n Assets\n994,812.7\n988,575.6\n867,399.6\n983,189.5\n1,065,690.2\n994,502.1\n967,794.1\n931,989.0\n1,075,508.0\n994,326.1\n856,654.9\n1,042,166.0\n1,009,920.7\n1,032,518.9\n Reserve Bank (RBZ)\n454,346.1\n421,879.3\n367,092.8\n412,155.0\n471,664.8\n461,797.0\n362,306.8\n287,616.2\n344,785.1\n322,450.3\n264,826.8\n338,487.8\n354,820.2\n365,075.8\n Deposit Money Banks (DMBs) \n507,151.4\n529,296.5\n469,834.9\n537,446.4\n547,557.0\n488,238.1\n536,681.8\n567,196.5\n663,455.7\n600,622.7\n531,059.0\n643,560.1\n610,318.8\n619,567.7\n Other Banking Institutions (OBIs) \\\n33,315.2\n37,399.9\n30,471.9\n33,588.1\n46,468.4\n44,467.0\n68,805.5\n77,176.2\n67,267.3\n71,253.1\n60,769.1\n60,118.1\n44,781.8\n47,875.4\n Liabilities \\2\n-1,480,456.0\n-1,467,244.7\n-1,494,494.1\n-1,460,400.2\n-1,554,306.5\n-1,764,904.0\n-1,790,209.6\n-1,816,432.1\n-1,889,996.4\n-1,844,662.6\n-1,858,453.8\n-1,852,338.3\n-1,856,542.9\n-1,831,952.5\n RBZ\n1,149,023.6\n1,141,623.5\n1,135,073.4\n1,140,521.7\n1,134,105.5\n1,138,062.0\n1,143,126.7\n1,139,865.9\n1,146,634.4\n1,150,527.4\n1,147,979.0\n1,150,150.8\n1,148,693.8\n1,151,300.5\n DMBs\n311,214.1\n303,476.1\n337,091.1\n293,394.4\n393,575.8\n600,126.4\n625,430.1\n655,728.1\n722,521.0\n673,156.2\n689,480.9\n671,435.2\n681,744.6\n655,537.7\n OBIs\n20,218.4\n22,145.2\n22,329.6\n26,484.0\n26,625.2\n26,715.6\n21,652.8\n20,838.1\n20,841.0\n20,979.0\n20,993.9\n30,752.3\n26,104.5\n25,114.4\nNET DOMESTIC ASSETS \n4,294,038.7\n4,292,286.0\n4,425,618.6\n4,443,953.2\n4,506,758.0\n4,608,609.2\n4,677,337.2\n4,680,679.8\n4,725,147.8\n4,802,019.3\n4,808,909.2\n4,742,497.4\n4,735,267.5\n4,821,213.2\nDOMESTIC CREDIT\n3,777,967.9\n3,781,756.5\n3,845,110.1\n3,808,385.3\n3,871,013.0\n3,936,046.1\n3,966,266.5\n3,988,814.6\n4,006,290.9\n4,079,215.4\n4,091,310.4\n4,068,697.5\n3,954,914.2\n4,102,727.4\n Claims on Government (net) \n166,842.3\n153,164.0\n170,638.1\n180,007.9\n212,221.9\n206,189.6\n232,272.7\n234,118.0\n228,614.8\n299,686.0\n331,797.8\n357,997.4\n327,805.9\n415,048.8\n RBZ\n-1,225.8\n-1,192.4\n-1,179.6\n-1,180.8\n-1,179.7\n-1,828.4\n-3,487.6\n-1,242.0\n-1,196.6\n-1,468.9\n-1,188.2\n-1,182.3\n-1,181.7\n-1,181.8\n DMBs\n167,834.5\n154,122.7\n151,543.0\n160,538.4\n192,880.2\n187,784.4\n215,526.7\n215,126.4\n209,577.8\n280,921.3\n292,752.3\n319,016.2\n288,824.0\n376,067.1\n OBIs\n233.6\n233.6\n20,274.7\n20,650.2\n20,521.4\n20,233.6\n20,233.6\n20,233.6\n20,233.6\n20,233.6\n40,233.6\n40,163.5\n40,163.5\n40,163.5\n Claims on Public Enterprises \n52,261.1\n53,708.5\n54,091.4\n58,973.6\n63,604.9\n63,628.7\n62,174.3\n60,363.0\n59,809.8\n59,424.2\n60,844.8\n60,645.0\n60,553.0\n60,689.3\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n52,261.1\n53,708.5\n54,091.4\n58,973.6\n63,604.9\n63,628.7\n62,174.3\n60,363.0\n59,809.8\n59,424.2\n60,844.8\n60,645.0\n60,553.0\n60,689.3\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n52,261.1\n53,708.5\n54,091.4\n58,973.6\n63,604.9\n63,628.7\n62,174.3\n60,363.0\n59,809.8\n59,424.2\n60,844.8\n60,645.0\n60,553.0\n60,689.3\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n3,558,864.5\n3,574,884.1\n3,620,380.6\n3,569,403.8\n3,595,186.2\n3,666,227.8\n3,671,819.5\n3,694,333.6\n3,717,866.2\n3,720,105.1\n3,698,667.8\n3,650,055.2\n3,566,555.3\n3,626,989.2\n RBZ\n41,014.1\n41,015.1\n41,014.1\n41,014.1\n40,128.8\n40,128.8\n36,146.1\n36,147.1\n36,112.7\n35,120.1\n35,116.1\n35,116.1\n35,116.1\n35,116.1\n DMBs\n3,057,321.2\n3,065,133.7\n3,111,948.8\n3,058,690.9\n3,063,681.6\n3,125,352.0\n3,133,523.7\n3,159,392.5\n3,142,391.3\n3,141,641.5\n3,106,195.8\n3,053,645.3\n2,955,033.9\n3,016,585.0\n OBIs\n460,529.2\n468,735.3\n467,417.7\n469,698.7\n491,375.8\n500,747.0\n502,149.7\n498,794.1\n539,362.2\n543,343.5\n557,355.9\n561,293.9\n576,405.3\n575,288.2\nOTHER ITEMS (NET) \n516,070.8\n510,529.5\n580,508.5\n635,567.9\n635,745.0\n672,563.1\n711,070.7\n691,865.2\n718,856.9\n722,804.0\n717,598.9\n673,799.9\n780,353.3\n718,485.9\nBROAD MONEY (M3) \n3,808,395.4\n3,813,616.9\n3,798,524.1\n3,966,742.5\n4,018,141.5\n3,838,207.3\n3,854,921.7\n3,796,236.7\n3,910,659.4\n3,951,682.9\n3,807,110.4\n3,932,325.1\n3,888,645.3\n4,021,779.6\n2014\n2013\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n$\n13 \nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nNET FOREIGN ASSETS \n-50,114.5\n6,974.3\n-148,425.4\n149,883.9\n-11,405.7\n-281,785.6\n-52,013.6\n-62,027.6\n69,954.8\n-35,848.0\n-151,462.4\n191,626.5\n-36,449.8\n47,188.5\n Assets\n-94,995.8\n-6,237.1\n-121,176.0\n115,789.9\n82,500.7\n-71,188.1\n-26,708.0\n-35,805.2\n143,519.1\n-81,181.9\n-137,671.2\n185,511.0\n-32,245.2\n22,598.1\n Reserve Bank (RBZ)\n6,357.3\n-32,466.8\n-54,786.5\n45,062.2\n59,509.8\n-9,867.8\n-99,490.2\n-74,690.6\n57,168.9\n-22,334.8\n-57,623.5\n73,661.0\n16,332.4\n10,255.6\n Deposit Money Banks (DMBs)\n-92,123.2\n22,145.1\n-59,461.6\n67,611.5\n10,110.6\n-59,318.9\n48,443.7\n30,514.8\n96,259.1\n-62,833.0\n-69,563.6\n112,501.1\n-33,241.3\n9,248.9\n Other Banking Institutions (OBIs) \\1\n-9,229.8\n4,084.6\n-6,928.0\n3,116.2\n12,880.3\n-2,001.4\n24,338.5\n8,370.6\n-9,908.9\n3,985.9\n-10,484.1\n-651.0\n-15,336.3\n3,093.6\n Liabilities \\2\n44,881.3\n13,211.3\n-27,249.4\n34,093.9\n-93,906.3\n-210,597.5\n-25,305.6\n-26,222.5\n-73,564.3\n45,333.9\n-13,791.2\n6,115.5\n-4,204.6\n24,590.3\n RBZ\n-137.6\n-7,400.1\n-6,550.1\n5,448.4\n-6,416.2\n3,956.5\n5,064.8\n-3,260.9\n6,768.6\n3,892.9\n-2,548.3\n2,171.8\n-1,457.0\n2,606.7\n DMBs\n-40,904.2\n-7,738.0\n33,615.1\n-43,696.7\n100,181.4\n206,550.6\n25,303.6\n30,298.0\n66,792.9\n-49,364.8\n16,324.7\n-18,045.7\n10,309.4\n-26,206.9\n OBIs\n-3,839.4\n1,926.8\n184.4\n4,154.5\n141.2\n90.4\n-5,062.8\n-814.7\n2.9\n138.0\n14.9\n9,758.4\n-4,647.8\n-990.1\nNET DOMESTIC ASSETS \\3\n-28,162.2\n-1,752.7\n133,332.6\n18,334.6\n62,804.8\n101,851.2\n68,728.0\n3,342.6\n44,468.0\n76,871.5\n6,889.9\n-66,411.8\n-7,230.0\n85,945.8\nDOMESTIC CREDIT\n-10,500.6\n3,788.6\n63,353.6\n-36,724.9\n62,627.7\n65,033.1\n30,220.4\n22,548.1\n17,476.3\n72,924.5\n12,095.0\n-22,612.8\n-113,783.4\n147,813.2\n Claims on Government (net) \n-9,216.1\n-13,678.3\n17,474.1\n9,369.8\n32,214.0\n-6,032.3\n26,083.2\n1,845.2\n-5,503.1\n71,071.2\n32,111.8\n26,199.6\n-30,191.5\n87,242.9\n RBZ\n9,872.0\n33.4\n12.8\n-1.2\n1.1\n-648.7\n-1,659.1\n2,245.5\n45.4\n-272.3\n280.7\n5.8\n0.7\n-0.1\n DMBs\n-18,088.0\n-13,711.8\n-2,579.8\n8,995.5\n32,341.8\n-5,095.8\n27,742.3\n-400.3\n-5,548.6\n71,343.5\n11,831.0\n26,263.8\n-30,192.1\n87,243.1\n OBIs\n-1,000.0\n0.0\n20,041.1\n375.5\n-128.8\n-287.8\n0.0\n0.0\n0.0\n0.0\n20,000.0\n-70.1\n0.0\n0.0\n Claims on Public Enterprises \n544.3\n1,447.3\n382.9\n4,882.2\n4,631.3\n23.8\n-1,454.4\n-1,811.3\n-553.2\n-385.6\n1,420.6\n-199.9\n-91.9\n136.3\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n544.3\n1,447.3\n382.9\n4,882.2\n4,631.3\n23.8\n-1,454.4\n-1,811.3\n-553.2\n-385.6\n1,420.6\n-199.9\n-91.9\n136.3\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n-5,259.3\n-5,260.3\n-5,261.3\n-5,262.3\n-5,263.3\n-5,003.2\n-5,004.2\n-5,005.2\n-5,006.2\n Other\n544.3\n1,447.3\n382.9\n4,882.2\n4,631.3\n5,283.1\n3,805.9\n3,450.0\n4,709.1\n4,877.7\n6,423.8\n4,804.3\n4,913.3\n5,142.5\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n-1,828.7\n16,019.6\n45,496.5\n-50,976.8\n25,782.4\n71,041.6\n5,591.7\n22,514.2\n23,532.6\n2,238.9\n-21,437.3\n-48,612.5\n-83,500.0\n60,434.0\n RBZ\n377.8\n1.0\n-1.0\n0.0\n-885.3\n0.0\n-3,982.7\n1.0\n-34.4\n-992.6\n-4.0\n0.0\n0.0\n0.0\n DMBs\n-7,832.6\n7,812.5\n46,815.1\n-53,257.8\n4,990.7\n61,670.4\n8,171.7\n25,868.8\n-17,001.2\n-749.8\n-35,445.7\n-52,550.5\n-98,611.4\n61,551.1\n OBIs\n5,626.0\n8,206.1\n-1,317.5\n2,281.0\n21,677.1\n9,371.2\n1,402.7\n-3,355.6\n40,568.2\n3,981.3\n14,012.4\n3,938.0\n15,111.4\n-1,117.1\nOTHER ITEMS (NET) \n-17,661.6\n-5,541.3\n69,979.0\n55,059.4\n177.1\n36,818.1\n38,507.5\n-19,205.5\n26,991.7\n3,947.0\n-5,205.1\n-43,799.0\n106,553.4\n-61,867.4\nBROAD MONEY (M3) \n-78,276.7\n5,221.5\n-15,092.8\n168,218.4\n51,399.0\n-179,934.2\n16,714.4\n-58,685.0\n114,422.8\n41,023.5\n-144,572.5\n125,214.7\n-43,679.7\n133,134.2\n Broad Money (M3) \n-2.0%\n0.1%\n-0.4%\n4.4%\n1.3%\n-4.5%\n0.4%\n-1.5%\n3.0%\n1.0%\n-3.7%\n3.3%\n-1.1%\n3.4%\n Domestic Credit \n-0.3%\n0.1%\n1.7%\n-1.0%\n1.6%\n1.7%\n0.8%\n0.6%\n0.4%\n1.8%\n0.3%\n-0.6%\n-2.8%\n3.7%\n Claims on Private Sector\n-0.1%\n0.5%\n1.3%\n-1.4%\n0.7%\n2.0%\n0.2%\n0.6%\n0.6%\n0.1%\n-0.6%\n-1.3%\n-2.3%\n1.7%\n2014\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2013\n14 \nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nNET FOREIGN ASSETS \n-89,936.3\n-190,761.0\n-131,411.5\n-100,210.8\n-19,830.8\n-139,041.9\n-211,017.8\n-408,762.5\n-268,481.4\n-146,235.3\n-116,519.4\n-395,149.4\n-456,065.7\n-425,304.4\n-366,815.7\n-432,496.1\n-660,899.2\n-374,643.5\n-360,978.8\n-320,764.6\n Assets\n-42,038.0\n-142,367.4\n-71,725.6\n-81,928.2\n36,818.4\n33,821.1\n-99,644.3\n-321,764.7\n-149,564.2\n-66,182.3\n50,744.2\n-13,526.8\n-43,201.5\n13,716.9\n123,202.2\n29,959.1\n-206,756.1\n-47,642.5\n15,108.1\n43,943.2\n Reserve Bank (RBZ)\n-47,146.3\n-77,953.3\n-5,234.1\n-34,371.4\n-34,330.1\n33,849.9\n23,562.1\n-129,087.9\n-120,111.9\n-97,956.8\n15,270.3\n22,548.6\n-81,223.8\n-105,297.0\n-86,234.8\n-80,364.6\n-121,084.8\n-109,501.0\n-99,525.9\n-56,803.4\n Deposit Money Banks (DMBs)\n-5,809.4\n-76,767.0\n-84,133.7\n-68,113.2\n53,083.1\n-22,552.6\n-134,496.9\n-207,670.1\n-38,404.5\n23,160.4\n16,001.4\n-59,281.2\n-6,421.5\n69,476.4\n172,539.7\n73,331.5\n-104,318.2\n44,285.5\n103,167.4\n90,271.2\n Other Banking Institutions (OBIs) \\1\n10,917.8\n12,352.8\n17,642.1\n20,556.4\n18,065.4\n22,523.8\n11,290.5\n14,993.3\n8,952.2\n8,614.1\n19,472.4\n23,205.8\n44,443.8\n49,537.5\n36,897.4\n36,992.2\n18,646.9\n17,573.0\n11,466.5\n10,475.5\n Liabilities \\2\n-47,898.3\n-48,393.5\n-59,685.9\n-18,282.6\n-56,649.1\n-172,863.0\n-111,373.4\n-86,997.8\n-118,917.3\n-80,053.1\n-167,263.6\n-381,622.6\n-412,864.3\n-439,021.3\n-490,017.9\n-462,455.2\n-454,143.1\n-327,001.0\n-376,086.8\n-364,707.8\n RBZ\n-28,246.4\n-27,498.9\n-21,730.4\n-33,783.9\n-20,811.3\n-2,908.6\n-9,155.5\n-20,012.2\n-23,389.5\n-17,346.3\n-10,305.8\n-7,088.6\n804.6\n-4,310.9\n-3,016.5\n3,294.4\n659.3\n989.6\n-329.7\n9,677.0\n DMBs\n78,373.3\n79,089.8\n89,568.8\n53,504.6\n79,315.3\n177,406.0\n121,978.0\n105,662.9\n140,952.3\n92,713.4\n172,628.6\n383,811.9\n408,225.7\n439,507.9\n489,247.4\n462,114.0\n456,163.5\n319,316.8\n370,530.4\n352,061.6\n OBIs\n-2,228.6\n-3,197.3\n-8,152.6\n-1,438.0\n-1,854.9\n-1,634.4\n-1,449.1\n1,347.1\n1,354.5\n4,686.0\n4,940.8\n4,899.3\n3,834.0\n3,824.3\n3,786.9\n-2,953.2\n-2,679.8\n6,694.5\n5,886.1\n2,969.2\nNET DOMESTIC ASSETS \\3\n880,494.1\n827,621.5\n830,303.8\n860,964.8\n755,911.5\n925,312.7\n874,388.8\n844,811.7\n628,387.0\n659,222.6\n554,475.7\n643,086.0\n613,427.0\n632,242.7\n549,291.7\n570,215.1\n643,352.8\n420,296.5\n441,228.7\n528,927.2\nDOMESTIC CREDIT\n864,860.4\n822,357.3\n802,510.0\n795,755.7\n873,159.5\n990,341.7\n986,989.4\n963,317.9\n842,942.1\n786,202.9\n731,055.8\n708,713.7\n603,624.8\n592,398.4\n536,322.4\n576,565.6\n470,358.2\n280,229.0\n176,946.2\n320,970.8\n Claims on Government (net) \n81,808.4\n75,191.5\n74,845.9\n82,122.6\n82,338.1\n177,893.2\n168,720.9\n154,920.0\n81,055.3\n91,424.1\n133,685.7\n123,996.4\n152,935.2\n160,962.3\n155,400.1\n219,466.4\n251,087.3\n181,938.9\n160,963.6\n261,884.9\n RBZ\n948.3\n533.5\n116.6\n-9,441.8\n-9,407.1\n-9,262.9\n652.8\n562.6\n582.2\n537.9\n553.3\n277.7\n-1,964.9\n260.4\n318.0\n9,875.8\n9,846.6\n9,915.4\n44.1\n10.6\n DMBs\n80,860.2\n74,658.0\n74,729.3\n90,330.7\n90,511.6\n185,922.5\n167,834.5\n154,123.7\n60,198.4\n70,439.5\n112,834.8\n103,688.6\n134,666.5\n140,468.3\n134,848.5\n190,590.5\n202,240.7\n133,093.6\n120,989.5\n221,944.4\n OBIs\n0.0\n0.0\n0.0\n1,233.6\n1,233.6\n1,233.6\n233.6\n233.6\n20,274.7\n20,446.7\n20,297.6\n20,030.1\n20,233.6\n20,233.6\n20,233.6\n19,000.0\n39,000.0\n38,929.9\n39,929.9\n39,929.9\n Claims on Public Enterprises \n5,300.2\n7,279.8\n-3,179.6\n49.8\n9,427.1\n6,792.4\n7,557.9\n9,665.0\n24,122.0\n27,528.6\n31,812.4\n14,317.4\n12,558.6\n11,073.2\n13,749.2\n9,782.8\n9,380.3\n8,928.1\n8,291.9\n6,980.8\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n5,300.2\n7,279.8\n-3,179.6\n49.8\n9,427.1\n6,792.4\n7,557.9\n9,665.0\n24,122.0\n27,528.6\n31,812.4\n14,317.4\n12,558.6\n11,073.2\n13,749.2\n9,782.8\n9,380.3\n8,928.1\n8,291.9\n6,980.8\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n-1.0\n0.0\n-1.0\n-1.0\n0.0\n0.0\n-1.0\n-4,771.8\n-4,772.8\n-4,773.8\n-4,774.8\n0.0\n0.0\n0.0\n0.0\n Other\n5,300.2\n7,279.8\n-3,179.6\n49.8\n9,427.1\n6,793.4\n7,557.9\n9,666.0\n24,123.0\n27,528.6\n31,812.4\n14,318.4\n17,330.4\n15,846.0\n18,523.0\n14,557.6\n9,380.3\n8,928.1\n8,291.9\n6,980.8\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n777,751.7\n739,886.0\n730,843.7\n713,583.3\n781,394.3\n805,656.0\n810,710.6\n798,733.0\n737,764.8\n667,250.2\n565,557.7\n570,399.9\n438,131.0\n420,363.0\n367,173.2\n347,316.4\n209,890.6\n89,362.0\n7,690.8\n52,105.1\n RBZ\n665.0\n1,765.1\n-9,455.1\n-9,387.2\n-3,975.5\n-3,903.1\n-5,788.8\n-7,388.1\n-6,693.9\n-3,088.9\n-7,047.9\n-3,630.4\n-2,646.2\n-5,176.5\n-6,435.5\n-7,002.0\n-6,405.5\n-5,520.2\n-5,898.0\n-5,899.0\n DMBs\n616,003.9\n597,497.2\n617,287.4\n574,157.1\n654,515.1\n687,696.6\n691,818.1\n687,296.3\n627,797.4\n545,532.3\n441,516.4\n461,613.7\n336,118.8\n335,446.9\n244,506.0\n250,995.0\n109,936.4\n-11,508.5\n-102,287.3\n-48,548.7\n OBIs\n161,082.9\n140,623.7\n123,011.4\n148,813.5\n130,854.7\n121,862.5\n124,681.3\n118,824.8\n116,661.3\n124,806.8\n131,089.3\n112,416.6\n104,658.3\n90,092.6\n129,102.7\n103,323.4\n106,359.7\n106,390.7\n115,876.1\n106,552.9\nOTHER ITEMS (NET) \n15,633.7\n5,264.2\n27,793.8\n65,209.1\n-117,248.0\n-65,029.0\n-112,600.7\n-118,506.2\n-214,555.1\n-126,980.3\n-176,580.1\n-65,627.7\n9,802.2\n39,844.3\n12,969.3\n-6,350.4\n172,994.5\n140,067.4\n264,282.5\n207,956.4\nBROAD MONEY (M3) \n790,557.9\n636,860.5\n698,892.3\n760,753.9\n736,080.7\n786,270.8\n663,371.0\n436,049.2\n359,905.6\n512,987.3\n437,956.1\n247,936.6\n157,361.3\n206,938.3\n182,476.0\n137,719.1\n-17,546.4\n45,653.0\n80,250.0\n208,162.6\nGROWTH RATES\n Broad Money (M3) \n27.2%\n21.6%\n23.1%\n24.9%\n23.8%\n25.4%\n21.1%\n12.9%\n10.5%\n14.9%\n12.2%\n6.9%\n4.3%\n5.8%\n4.9%\n3.6%\n-0.5%\n1.2%\n2.1%\n5.5%\n Domestic Credit \n34.6%\n31.9%\n30.1%\n29.4%\n31.8%\n35.4%\n35.4%\n34.2%\n28.1%\n26.0%\n23.3%\n22.0%\n18.0%\n17.4%\n15.5%\n16.5%\n13.0%\n7.4%\n4.7%\n8.5%\n Claims on Private Sector\n31.7%\n29.2%\n27.9%\n26.8%\n28.9%\n29.2%\n29.5%\n28.8%\n25.6%\n23.0%\n18.7%\n18.4%\n13.5%\n12.8%\n11.0%\n10.3%\n6.0%\n2.5%\n0.2%\n1.5%\n2013\n2012\n$ Thousands\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n2014\n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8 \n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \nJUNE \n489,730.1 \n37,474.3 \n38,198.7 \n425,521.3 \n7,310.7 \n53,815.0 \n454,368.5 \n110,349.9 \n295,432.3 \n51,453.6 \n385,769.7 \n11,033.4 \n2,360,457.5 \nJULY \n483,103.7 \n40,342.5 \n33,494.3 \n464,921.7 \n6,869.2 \n38,522.6 \n541,025.9 \n116,557.1 \n307,117.5 \n48,218.0 \n426,582.7 \n4,455.3 \n2,511,210.5 \nAUGUST \n521,743.0 \n38,889.1 \n43,894.5 \n425,531.4 \n7,260.6 \n39.087.2 \n451,871.2 \n110,041.8 \n346,006.0 \n40,216.0 \n374,587.1 \n9,914.6 \n2,409,042.5 \nSEPTEMBER \n496,289.3 \n39,446.9 \n38,856.6 \n447,247.2 \n13,953.5 \n43,006.7 \n437,211.9 \n118,873.7 \n330,709.6 \n40,046.6 \n373,596.8 \n9,790.6 \n2,389,029.4 \nOCTOBER \n491,610.6 \n38,871.5 \n39,766.0 \n471,966.2 \n8,023.3 \n40,835.3 \n420,445.3 \n110,778.3 \n417,411.6 \n36,334.1 \n376,463.1 \n9,861.9 \n2,462,367.3 \nNOVEMBER \n487,289.4 \n40,321.7 \n42,332.0 \n488,637.3 \n3,116.5 \n36,852.0 \n417,162.5 \n117,050.8 \n389,727.1 \n39,126.4 \n369,190.3 \n17,960.5 \n2,448,766.4 \nDECEMBER \n533,165.2 \n42,285.1 \n17,617.9 \n435,613.1 \n5,047.0 \n62,165.8 \n389,181.2 \n115,404.6 \n379,809.3 \n37,409.1 \n369,838.8 \n18,252.9 \n2,405,790.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n489,585.3 \n43,743.8 \n18,574.7 \n464,097.6 \n5,467.4 \n48,086.1 \n362,554.0 \n116,635.5 \n412,901.1 \n37,722.2 \n367,126.2 \n16,773.1 \n2,383,267.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n519,154.6 \n38,918.1 \n24,765.4 \n460,528.2 \n10,397.3 \n47,488.6 \n385,038.1 \n116,670.5 \n401,619.6 \n32,978.1 \n396,800.8 \n8,542.7 \n2,442,902.1 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \nMAY \n67,425.0 \n17,232.4 \n66,358.3 \n21,534.7 \n59,449.7 \n72,998.8 \n89,738.5 \n84,961.5 \n15,028.8 \n189,089.0 \n18,888.7 \n702,705.4 \nJUNE \n68,762.1 \n16,928.9 \n64,967.8 \n11,199.2 \n57,389.1 \n72,983.6 \n94,193.4 \n98,762.3 \n13,866.1 \n176,186.3 \n18,800.0 \n694,038.7 \nJULY \n66,851.1 \n15,061.8 \n64,398.0 \n11,134.2 \n34,750.7 \n77,551.0 \n100,908.8 \n109,118.2 \n14,701.2 \n162,459.7 \n15,995.4 \n672,930.0 \nAUGUST \n67,246.9 \n15,177.5 \n68,887.7 \n11,071.0 \n34,241.2 \n77,411.5 \n122,491.8 \n120,661.7 \n13,212.7 \n137,335.6 \n15,655.4 \n683,393.0 \nSEPTEMBER \n69,700.0 \n15,202.1 \n67,723.0 \n10,981.1 \n34,026.9 \n77,338.7 \n103,272.3 \n106,398.8 \n16,871.0 \n173,866.8 \n15,558.8 \n690,939.6 \nOCTOBER \n72,224.8 \n17,189.6 \n64,266.5 \n11,000.2 \n34,072.5 \n67,425.8 \n95,019.2 \n125,049.4 \n15,931.7 \n172,834.8 \n17,401.5 \n692,416.0 \nNOVEMBER \n68,628.1 \n15,194.8 \n61,488.3 \n11,456.3 \n33,491.0 \n71,854.0 \n101,230.0 \n129,298.4 \n41,690.2 \n133,954.5 \n11,348.1 \n683,329.3 \nDECEMBER \n67,626.4 \n9,691.4 \n50,354.1 \n11,629.3 \n29,200.1 \n70,093.2 \n101,301.5 \n100,507.4 \n15,301.2 \n174,918.3 \n14,748.0 \n645,370.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n24,456.9 \n6,122.0 \n33,734.0 \n9,856.2 \n23,491.2 \n42,349.6 \n55,948.1 \n35,302.4 \n15,083.5 \n153,861.9 \n1.893.8 \n402,099.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n28,842.8 \n5,882.2 \n32,873.4 \n9,361.7 \n22,320.3 \n44,904.2 \n55,857.3 \n33,373.4 \n11,068.1 \n182,690.8 \n0.0 \n427,174.2 \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \nJUNE \n5,100.0 \n0.0 \n0.0 \n0.0 \n5,760.0 \n0.0 \n212.0 \n0.0 \n15,210.0 \n0.0 \n26,282.0 \nJULY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,000.0 \n0.0 \n212.0 \n0.0 \n15,110.0 \n0.0 \n27,422.0 \nAUGUST \n5,100.0 \n0.0 \n0.0 \n0.0 \n6,000.0 \n0.0 \n1,065.0 \n0.0 \n0.0 \n0.0 \n12,165.0 \nSEPTEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n5,800.0 \n0.0 \n165.0 \n0.0 \n900.0 \n0.0 \n11,865.0 \nOCTOBER \n0.0 \n0.0 \n0.0 \n0.0 \n5,150.0 \n0.0 \n5,135.0 \n0.0 \n0.0 \n0.0 \n10,285.0 \nNOVEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n0.0 \n2,035.0 \n0.0 \n0.0 \n0.0 \n27,595.6 \nDECEMBER \n4,745.3 \n0.0 \n0.0 \n0.0 \n6,750.6 \n12,304.4 \n1,992.3 \n0.0 \n0.0 \n0.0 \n25,792.6 \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n19,047.7 \n826.0 \n0.0 \n0.0 \n3,000.0 \n12,673.6 \n359,6 \n0.0 \n1,809.9 \n0.0 \n37,357.2 \nFEBRUARY \n5,000.0 \n0.0 \n0.0 \n0.0 \n1,107.5 \n12,573.7 \n373.2 \n0.0 \n3,445.9 \n0.0 \n22,500.3 \n \n \n \n \n \n \n \n \n \n \n \n \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \nJUNE \n116,635.2 \n58,578.8 \n147,313.8 \n447,394.5 \n183,146.3 \n352,600.3 \n366,824.2 \n96,685.8 \n701,195.7 \n46,578.5 \n597,373.1 \n104,843.6 \n3,219,169.8 \nJULY \n108,086.6 \n46,449.5 \n120,982.3 \n380,448.8 \n178,341.4 \n677,700.7 \n301,575.9 \n97,583.8 \n710,856.1 \n39,395.9 \n487,954.4 \n102,531.4 \n3,251,906.9 \nAUGUST \n137,107.1 \n48,726.1 \n135,788.5 \n319,106.0 \n174,593.9 \n637,190.7 \n333,255.3 \n99,194.1 \n639,401.6 \n41,996.5 \n417,762.6 \n93,772.1 \n3,077,894.4 \nSEPTEMBER \n100,028.3 \n57,039.8 \n145,652.5 \n380,781.4 \n207,379.2 \n612,131.5 \n408,359.1 \n103,872.8 \n795,047.6 \n46,982.9 \n435,912.4 \n90,265.8 \n3,383,453.4 \nOCTOBER \n94,346.3 \n52,722.4 \n141,401.4 \n338,625.9 \n223,223.8 \n754,145.4 \n339,305.6 \n99,583.3 \n754,116.1 \n41,527.2 \n440,197.9 \n97,771.1 \n3,376,966.4 \nNOVEMBER \n114,178.7 \n47,740.9 \n128,399.3 \n312,639.2 \n241,628.8 \n741,885.4 \n283,426.0 \n80,507.6 \n727,492.5 \n42,901.0 \n458,479.9 \n89,292.5 \n3,268,571.8 \nDECEMBER \n113,914.2 \n51,981.7 \n142,938.1 \n342,785.1 \n213,125.2 \n755,299.4 \n327,658.1 \n83,103.1 \n762,884.4 \n41,827.9 \n432,436.3 \n61,038.7 \n3,328,992.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n130,154.6 \n53,292.9 \n146,876.1 \n353,793.8 \n259,569.6 \n731,703.3 \n304,033.2 \n93,776.7 \n770,435.4 \n40,085.9 \n485,573.1 \n60,897.7 \n3,430,192.5 \nFEBRUARY \n138,812.3 \n55,092.2 \n134,813.9 \n420,181.0 \n262,183.8 \n786,295.6 \n270,062.5 \n131,134.8 \n779,640.3 \n39,169.2 \n508,813.7 \n61,822.3 \n3,588,021.6 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \nJUNE \n4,255.3 \n6,236.6 \n10,753.7 \n1,131.2 \n156,052.6 \n105,613.0 \n18,935.8 \n59,790.7 \n184,390.9 \n3,652.3 \n107,354.6 \n30,017.1 \n688,183.8 \nJULY \n6,597.9 \n9,544.9 \n22,034.9 \n17,579.6 \n155,178.3 \n101,057.7 \n5,786.5 \n25,167.1 \n139,688.0 \n2,369.4 \n102,677.4 \n25,029.7 \n612,711.4 \nAUGUST \n1,770.3 \n9,723.1 \n17,643.5 \n1,553.8 \n150,874.9 \n71,592.0 \n19,054.2 \n10,779.0 \n169,881.2 \n2,644.4 \n113,074.5 \n29,546.0 \n598,137.0 \nSEPTEMBER \n40,766.9 \n9,757.2 \n17,595.4 \n10,209.6 \n157,646.1 \n87,504.2 \n20,864.5 \n12,486.3 \n173,696.6 \n1,527.2 \n125,919.4 \n29,482.7 \n687,456.0 \nOCTOBER \n43,179.4 \n7,366.8 \n2,258.4 \n11,060.8 \n118,559.1 \n159,315.4 \n45,674.2 \n11,973.6 \n164,560.7 \n744.6 \n98,580.9 \n29,513.7 \n692,787.6 \nNOVEMBER \n24,169.8 \n8,708.3 \n2,551.4 \n12,523.2 \n165,553.2 \n155,945.5 \n43,847.5 \n13,222.0 \n132,189.4 \n552.7 \n138,372.4 \n29,491.4 \n727,126.8 \nDECEMBER \n8,574.8 \n9,071.2 \n2,371.6 \n8,068.6 \n169,324.2 \n150,460.6 \n39,469.1 \n90,808.8 \n155,859.5 \n944.4 \n104,850.7 \n29,324.4 \n769,127.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,879.0 \n8,509.2 \n1,960.3 \n9,793.9 \n125,257.8 \n76,835.2 \n39,381.2 \n27,399.4 \n62,806.6 \n1,704.9 \n63,106.3 \n3,976.3 \n436,610.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n14,501.9 \n7,870.0 \n1,650.8 \n11,407.6 \n119,069.4 \n60,798.1 \n39,576.4 \n31,886.5 \n57,670.9 \n894..0 \n93,028.3 \n3,768.6 \n441,228.5 \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n1999 \n2000 \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n2012 \n2013 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,530 \n3,227 \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4,951 \n5,175 \n6,096 \n6,607 \n7,370 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,461 \n2,249 \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4,037 \n4,095 \n4,638 \n4,929 \n5,012 \nBilateral Creditors \n935 \n1,050 \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2,308 \n2,325 \n2,597 \n2,694 \n2,928 \nMultilateral Creditors \n1,235 \n1,199 \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1,729 \n1,770 \n2,041 \n2,235 \n2,084 \nPrivate Creditors \n291 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n0 \n0 \nPublic Enterprises \n543 \n534 \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,092 \n1,198 \n1,356 \nBilateral Creditors \n316 \n301 \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n711 \n703 \n858 \nMultilateral Creditors \n224 \n233 \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n382 \n495 \n498 \nPrivate Creditors \n3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \nMonetary Authorities \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nMultilateral Creditors - IMF \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nPrivate \n162 \n152 \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n366 \n480 \n1,002 \nShort-Term External Debt \n532 \n298 \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1,198 \n1,382 \n1,289 \n890 \n1,564 \nSupplier's Credits \n150 \n42 \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n134 \n30 \n0 \nReserve Bank \n \n \n \n \n \n \n \n \n \n \n642 \n642 \n618 \n614 \n614 \nPrivate \n382 \n256 \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n537 \n246 \n950 \nTotal External Debt \n4,062 \n3,525 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6,289 \n6,695 \n7,385 \n7,497 \n8,934 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n5,990 \n6,107 \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6,133 \n7,433 \n8,865 \n8,865 \n12,973 \nExternal Debt / GDP \n68% \n57.7% 31.4% 52.3% 75.7% 94.7% 136.3% \n63.9% \n110.5% 147.7% 102.5% \n90.1% \n83.3% \n84.6% 68.9% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of \nFinance and Reserve Bank \nof Zimbabwe \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \n \n \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \n \n \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \n \n \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \n \n \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \n \n \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \n \n \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \n \n \nJul \n6.00-35.00 \n14.39 \n9.65 \n15.00-28.00 \n17.70 \n16.97 \n \n \nAug \n6.00-35.00 \n13.82 \n9.32 \n15.00-23.00 \n18.32 \n16.92 \n \n \nSep \n6.00-35.00 \n14.03 \n9.37 \n15.00-22.50 \n18.31 \n16.94 \n \n \nOct \n6.00-35.00 \n13.95 \n9.25 \n15.00-23.00 \n18.67 \n17.66 \n \n \nNov \n6.00-35.00 \n14.18 \n9.40 \n15.00-23.00 \n18.84 \n17.72 \n \n \nDec \n6.00-35.00 \n14.13 \n9.35 \n15.00-23.00 \n18.84 \n17.76 \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \nJan \n6.00-35.00 \n14.09 \n9.30 \n15.00-23.00 \n18.88 \n17.74 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n3. Lending rates exclude rates on staff loans. \n \n \n \n \nFeb \n6.00-35.00 \n14.08 \n9.32 \n15.00-23.00 \n18.88 \n17.73 \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n \n \n \n \n20122 \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJULY \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nAUGUST \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nOCTOBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nNOVEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nDECEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n2014 \n \n \n \nJANUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nFEBRUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJUNE \n0.17 \n-0.03 \n-0.01 \n-0.02 \n-0.05 \n-0.14 \n-0.33 \n0.12 \n0.00 \n-0.15 \n0.06 \n-0.03 \n-0.33 \n-0.13 \nJULY \n-0.16 \n0.11 \n-0.01 \n-0.20 \n-0.04 \n0.31 \n-0.04 \n-0.11 \n0.00 \n0.02 \n-0.04 \n0.00 \n-1.14 \n-0.38 \nAUGUST \n-0.42 \n-0.34 \n0.79 \n-0.27 \n0.29 \n0.07 \n-0.14 \n-0.10 \n1.23 \n0.97 \n-0.43 \n0.23 \n-0.90 \n-0.15 \nSEPTEMBER \n0.02 \n0.04 \n0.39 \n0.11 \n-0.22 \n0.15 \n-0.01 \n-0.07 \n0.01 \n0.19 \n0.42 \n0.17 \n-0.18 \n0.05 \nOCTOBER \n1.21 \n0.00 \n-0.01 \n-0.36 \n0.06 \n-0.32 \n-0.07 \n-0.15 \n0.02 \n-0.08 \n-0.20 \n-0.04 \n0.04 \n-0.01 \nNOVEMBER \n0.38 \n-0.19 \n-0.01 \n-0.37 \n0.10 \n-0.13 \n-0.01 \n-0.13 \n5.57 \n1.08 \n-0.27 \n0.43 \n-0.60 \n0.09 \nDECEMBER \n0.14 \n-0.01 \n0.37 \n-0.29 \n0.12 \n0.27 \n0.05 \n-0.22 \n0.00 \n0.00 \n-0.46 \n0.08 \n-0.41 \n-0.08 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n0.20 \n-0.07 \n0.00 \n0.01 \n-0.23 \n0.01 \n0.00 \n-0.07 \n0.02 \n0.16 \n-0.09 \n0.00 \n0.44 \n0.14 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n-0.01 \n-0.09 \n-0.11 \n-0.08 \n0.09 \n0.08 \n0.00 \n-0.04 \n0.23 \n-0.08 \n0.07 \n-0.01 \n0.18 \n0.05 \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMAY \n5.88 \n-0.38 \n3.95 \n0.66 \n3.60 \n6.85 \n-13.13 \n-0.83 \n12.56 \n1.44 \n1.04 \n1.54 \n3.54 \n2.20 \nJUNE \n5.40 \n-0.50 \n2.65 \n0.16 \n3.03 \n6.85 \n-13.40 \n-0.33 \n7.75 \n1.35 \n1.22 \n1.35 \n2.90 \n1.87 \nJULY \n4.83 \n0.14 \n2.54 \n-0.05 \n2.84 \n4.96 \n-13.47 \n-0.61 \n12.70 \n0.71 \n1.00 \n1.00 \n1.74 \n1.25 \nAUGUST \n4.44 \n0.30 \n3.04 \n-0.39 \n2.79 \n5.04 \n-13.57 \n-0.70 \n8.83 \n1.60 \n0.81 \n1.44 \n0.94 \n1.28 \nSEPTEMBER \n4.36 \n0.61 \n3.70 \n-0.37 \n2.10 \n5.06 \n-13.66 \n-1.01 \n5.74 \n1.23 \n0.93 \n1.45 \n-0.32 \n0.86 \nOCTOBER \n5.23 \n0.25 \n2.96 \n-0.70 \n2.21 \n1.40 \n-13.76 \n-0.73 \n9.05 \n0.83 \n-0.20 \n1.25 \n-0.74 \n0.59 \nNOVEMBER \n5.94 \n-0.07 \n3.51 \n-1.03 \n2.42 \n-7.04 \n-13.83 \n-0.92 \n11.19 \n2.06 \n-0.35 \n1.58 \n-1.51 \n0.54 \nDECEMBER \n4.26 \n0.09 \n3.63 \n-1.08 \n2.11 \n1.61 \n-13.99 \n-1.03 \n11.29 \n2.03 \n-0.87 \n1.61 \n-2.20 \n0.33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n5.03 \n0.03 \n3.63 \n-1.07 \n1.87 \n1.62 \n-14.00 \n-1.12 \n11.30 \n2.18 \n-0.43 \n1.67 \n-2.08 \n0.41 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n2.21 \n-0.43 \n3.09 \n-1.35 \n0.44 \n0.05 \n-13.86 \n-1.08 \n11.47 \n1.32 \n-1.45 \n0.93 \n-3.26 \n-0.49 \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJUNE \n8.38 \n7.77 \n79.42 \n1.25 \n1.56 \nJULY \n8.18 \n7.74 \n78.23 \n1.23 \n1.57 \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \nJULY \n9.83 \n8.49 \n98.31 \n1.33 \n1.53 \nAUGUST \n10.33 \n8.75 \n98.18 \n1.32 \n1.55 \nSEPTEMBER \n10.10 \n8.58 \n97.92 \n1.35 \n1.62 \nOCTOBER \n9.95 \n8.50 \n98.28 \n1.37 \n1.60 \nNOVEMBER \n10.19 \n8.64 \n102.33 \n1.36 \n1.64 \nDECEMBER \n10.43 \n8.72 \n105.02 \n1.38 \n1.65 \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11.21 \n9.09 \n102.47 \n1.35 \n1.65 \nFEBRUARY \n10.71 \n8.85 \n101.74 \n1.37 \n1.67 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1,277.6 \n26.1 \n2,715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1,491.7 \n26.3 \n2,595.8 \n341.3 \n207.0 \n382.1 \n5,044.2 \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \nJul \n266.5 \n352.8 \n164.2 \n266.1 \n263.8 \n110.2 \n6.4 \n1,429.9 \n26.5 \n2,701.3 \n337.1 \n229.8 \n387.0 \n5,111.7 \n Aug. \n322.8 \n277.9 \n136.4 \n242.5 \n237.8 \n61.1 \n6.4 \n1,285.0 \n26.2 \n2,813.0 \n367.0 \n218.3 \n385.2 \n5,094.7 \n Sep \n334.1 \n336.0 \n178.0 \n327.8 \n226.3 \n111.5 \n6.0 \n1,519.7 \n26.9 \n2773.3 \n298.8 \n234.7 \n386.4 \n5,239.8 \nOct \n379.4 \n387.5 \n137.1 \n219.7 \n260.9 \n99.4 \n5.0 \n1,489.0 \n17.3 \n2,809.1 \n316.7 \n257.3 \n371.5 \n5,260.9 \nNov \n333.3 \n312.7 \n160.2 \n197.1 \n261.1 \n108.6 \n6.5 \n1,379.5 \n26.6 \n2,789.7 \n291.3 \n235.4 \n369.8 \n5,092.3 \nDec \n 354.8 \n367.8 \n135.5 \n 287.3 \n199.9 \n118.0 \n6.6 \n1,469.9 \n28.4 \n2,799.5 \n490.8 \n259.5 \n347.6 \n5,395.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n356.9 \n395.3 \n134.1 \n253.1 \n153.0 \n119.2 \n5.4 \n1,417.0 \n27.9 \n2,866.4 \n516.1 \n362.2 \n353.9 \n5,543.5 \nFeb \n334.3 \n387.0 \n130.5 \n285.0 \n195 \n193.2 \n5.4 \n1,530 \n32.8 \n2,718.1 \n534.5 \n502.9 \n351.1 \n5,669.5 \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n1,046.3 \n379.5 \n3,500.3 \n 247.6 \n0.0 \n37.9 \n667.2 \n341.3 \n249.8 \n5,044.2 \n3,500.3 \nMay \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \nJun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \nJul \n2,054.1 \n916.2 \n245.9 \n3,216.2 \n578.3 \n0.0 \n77.5 \n699.7 \n337.1 \n202.9 \n 5,111.7 \n3,216.2 \nAug \n2,017.4 \n879.5 \n253.2 \n3,150.1 \n608.2 \n0.0 \n63.8 \n694.9 \n367.0 \n210.8 \n5,094.7 \n3,150.1 \nSep \n2,082.1 \n899.3 \n294.5 \n3,275.8 \n674.6 \n0.0 \n 74.0 \n708.8 \n298.8 \n207.7 \n5,239.8 \n3,275.8 \nOct \n2,125.9 \n880.0 \n349.3 \n3,355.2 \n611.4 \n0.0 \n68.5 \n703.0 \n316.7 \n206.0 \n5,260.9 \n3,355.2 \nNov \n1,953.4 \n861.2 \n 371.6 \n3,186.2 \n627.8 \n0.0 \n75.8 \n689.7 \n291.3 \n221.6 \n5,092.3 \n3,186.2 \nDec \n 1,980.4 \n813.6 \n 517.1 \n3,311.1 \n614.0 \n0.0 \n65.0 \n730.9 \n490.8 \n 184.0 \n 5,395.7 \n3,311.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,153.6 \n802.7 \n403.5 \n3,359.8 \n661.3 \n0.0 \n55.9 \n592.9 \n516.1 \n357.5 \n5,543.5 \n3,359.8 \nFeb \n2,111.8 \n878.8 \n494.6 \n3,485.2 \n630.0 \n0.0 \n51.1 \n609.5 \n534.5 \n359.0 \n5,669.5 \n3,485.2 \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nFeb \n4.7 \n1.5 \n18.4 \n0.0 \n4.5 \n0.0 \n26.9 \n0.0 \n245.7 \n34.8 \n63.9 \n28.9 \n398.2 \nMar \n2.5 \n1.1 \n7.3 \n-3.1 \n1.2 \n0.0 \n8.9 \n0.0 \n260.3 \n34.2 \n50.4 \n28.8 \n382.6 \nApr \n2.7 \n1.3 \n20.1 \n-1.9 \n1.2 \n0.0 \n23.4 \n0.0 \n254.9 \n34.2 \n51.7 \n27.7 \n392.0 \nMay \n2.4 \n4.1 \n18.6 \n-2.4 \n4.5 \n0.0 \n27.3 \n0.0 \n253.4 \n34.6 \n63.0 \n12.7 \n391.0 \nJun \n2.4 \n3.6 \n7.9 \n1.1 \n9.1 \n0.0 \n24.1 \n0.0 \n260.3 \n34.6 \n51.4 \n35.2 \n405.6 \nJul \n1.9 \n1.3 \n2.8 \n2.2 \n3.4 \n0.0 \n11.6 \n0.0 \n264.0 \n34.8 \n51.7 \n35.5 \n397.6 \nAug \n1.4 \n1.7 \n0.4 \n0.6 \n3.4 \n0.0 \n7.4 \n0.0 \n265.6 \n34.5 \n45.5 \n37.3 \n390.3 \nSep \n1.2 \n0.8 \n0.0 \n0.3 \n3.4 \n0.0 \n5.7 \n0.0 \n233.7 \n35.8 \n46.6 \n38.6 \n360.4 \nOct \n0.9 \n0.5 \n0.4 \n0.6 \n2.5 \n0.0 \n4.8 \n0.0 \n234.8 \n35.6 \n41.3 \n38.7 \n355.2 \nNov \n0.4 \n0.6 \n0.1 \n0.2 \n2.5 \n0.0 \n3.9 \n0.0 \n231.9 \n35.5 \n39.6 \n38.3 \n349.2 \nDec \n1.1 \n0.5 \n0.1 \n0.4 \n2.5 \n0.0 \n4.6 \n0.0 \n232.7 \n35.5 \n29.2 \n40.5 \n342.5 \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n0.1 \n0.5 \n0.0 \n0.2 \n1.8 \n0.0 \n2.6 \n0.0 \n81.3 \n10.0 \n23.5 \n34.7 \n152.1 \nFeb \n0.2 \n0.4 \n0.1 \n0.1 \n1.8 \n0.0 \n2.5 \n0.0 \n77.6 \n9.0 \n24.1 \n34.6 \n147.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \nFeb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \nMar \n104.3 \n62.3 \n52.8 \n219.5 \n45.8 \n0.0 \n1.2 \n-97.3 \n34.2 \n179.3 \n382.6 \n219.5 \nApr \n107.3 64.6 \n56.3 \n228.3 \n 45.4 \n0.0 \n1.2 -98.1 \n34.2 \n 181.1 \n392.0 \n228.3 \nMay \n112.2 \n67.1 \n54.4 \n233.6 \n46.7 \n0.0 \n1.2 \n-99.4 \n34.6 \n174.3 \n391.0 \n233.6 \nJun \n114.6 \n56.2 \n52.3 \n223.1 \n46.7 \n0.0 \n1.2 \n-91.2 \n34.6 \n191.2 \n405.6 \n223.1 \nJul \n111.3 \n82.7 \n27.0 \n220.9 \n47.1 \n0.0 \n1.2 \n-94.1 \n34.8 \n187.8 \n397.6 \n220.9 \nAug \n109.5 \n80.6 \n 25.2 \n215.2 \n47.5 \n0.0 \n1.2 \n-101.7 \n34.5 \n 193.6 \n390.3 \n 215.2 \nSep \n111.2 \n82.6 \n19.0 \n212.8 \n47.9 \n0.0 \n1.2 \n-114.9 \n35.8 \n177.8 \n360.4 \n212.8 \nOct \n112.5 \n80.4 \n14.9 \n207.8 \n48.3 \n0.0 \n1.2 \n-114.3 \n35.6 \n176.7 \n355.2 \n207.8 \nNov \n122.6 \n59.7 \n20.0 \n202.3 \n48.2 \n0.0 \n1.2 \n-118.2 \n35.5 \n180.2 \n349.2 \n202.3 \nDec \n134.5 \n56.4 \n6.9 \n 197.8 \n48.9 \n0.0 \n1.2 \n-127.6 \n35.5 \n186.7 \n342.5 \n 197.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n36.8 \n57.7 \n5.7 \n100.1 \n11.7 \n0.0 \n0.0 \n0.7 \n10.0 \n29.6 \n152.1 \n100.1 \nFeb \n47.6 \n48.3 \n0.0 \n95.8 \n11.7 \n0.0 \n0.0 \n-10.9 \n9.0 \n42.3 \n147.9 \n95.8 \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \nJan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \nFeb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \nMar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \nApr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \nMay \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \nJun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \nJul \n26.1 \n207.4 \n0.0 \n20.0 \n253.5 \n312.4 \n123.1 \n48.6 \n121.6 \n859.2 \nAug \n34.7 \n204.1 \n0.0 \n20.0 \n258.8 \n320.6 \n123.0 \n46.4 \n124.1 \n872.9 \nSep \n36.4 \n204.9 \n0.0 \n20.0 \n261.3 \n353.4 \n122.7 \n52.2 \n124.6 \n914.2 \nOct \n39.3 \n186.8 \n0.0 \n20.0 \n246.1 \n358.4 \n128.2 \n51.8 \n122.4 \n906.9 \nNov \n39.7 \n163.1 \n0.0 \n40.0 \n242.8 \n361.6 \n135.8 \n43.6 \n122.9 \n906.7 \nDec \n34.8 \n158.8 \n0.0 \n40.0 \n233.6 \n381.5 \n127.7 \n55.2 \n123.0 \n920.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \nJan \n30.9 \n147.5 \n0.2 \n40.0 \n218.6 \n384.5 \n136.4 \n64.4 \n125.3 \n929.1 \nFeb \n30.2 \n165.0 \n0.2 \n40.0 \n235.3 \n385.8 \n132.0 \n65.4 \n125.4 \n943.9 \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n Jul \n339.1 \n222.8 \n561.9 \n202.0 \n95.3 \n859.2 \n561.9 \n Aug \n298.4 \n270.1 \n568.4 \n206.3 \n98.2 \n872.9 \n568.4 \n \n \n \n \n \n \n \n \n Sep \n336.1 \n246.9 \n583.0 \n209.2 \n122.0 \n914.2 \n583.0 \n Oct \n310.9 \n264.9 \n575.8 \n212.0 \n119.4 \n907.2 \n575.8 \n Nov \n328.9 \n244.3 \n573.1 \n214.8 \n118.8 \n906.7 \n573.1 \n Dec \n370.3 \n197.3 \n567.6 \n219.6 \n133.9 \n921.0 \n567.6 \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n313.9 \n253.1 \n567.0 \n225.9 \n136.2 \n929.1 \n567.0 \nFeb \n318.7 \n264.4 \n583.1 \n228.6 \n132.2 \n943.9 \n583.1 \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nJun \n131.96 \n75.70 \n3,341.46 \nJul \n132.92 \n112.12 \n3,445.93 \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \nJul \n232.87 \n66.77 \n5,9136.78 \nAug \n181.67 \n48.73 \n4,682.27 \nSep \n200.05 \n49.90 \n5,157.20 \nOct \n209.74 \n52.68 \n5,407.42 \nNov \n213.04 \n47.02 \n5,482.03 \nDec \n202.12 \n45.79 \n5,203.13 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n189.25 \n35.40 \n4,882.11 \nFeb \n189.45 \n39.24 \n4,906.94 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \nJuly \n1,162.1 \n109.7 \n70.8 \n561.9 \n1,904.5 \nAugust \n1,132.7 \n105.8 \n70.4 \n568.4 \n1,877.2 \nSeptember \n1,193.8 \n101.6 \n69.8 \n583.0 \n1,948.2 \nOctober \n1,229.3 \n95.2 \n69.3 \n575.8 \n1,969.7 \nNovember \n1,232.8 \n79.7 \n73.4 \n573.1 \n1,959.0 \nDecember \n1,330.7 \n63.3 \n72.7 \n567.6 \n2,034.3 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,206.2 \n63.3 \n70.1 \n567.0 \n1,906.7 \nFebruary \n1,373.4 \n48.3 \n71.5 \n583.1 \n2,076.3 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n1,035.2 \n200.3 \n36.2 \n66.0 \n-29.8 \nFebruary \n1,244.9 \n1,025.4 \n219.5 \n26.9 \n67.3 \n-40.4 \nMarch \n1,277.6 \n1,016.2 \n261.4 \n8.9 \n65.8 \n-57.0 \nApril \n1,491.7 \n1,050.1 \n441.6 \n23.4 \n68.5 \n-45.1 \nMay \n1,480.8 \n1,037.7 \n443.1 \n27.3 \n70.1 \n-42.8 \nJune \n1,425.8 \n969.7 \n456.0 \n24.1 \n66.9 \n-42.8 \nJuly \n1,429.9 \n964.9 \n465.1 \n11.6 \n66.3 \n-54.7 \nAugust \n1,285.0 \n945.0 \n340.0 \n7.4 \n64.6 \n-57.2 \nSeptember \n1,519.7 \n982.7 \n536.9 \n5.7 \n63.8 \n-58.1 \nOctober \n1,489.0 \n1,006.6 \n482.5 \n4.8 \n62.3 \n-57.5 \nNovember \n1,379.5 \n955.9 \n423.7 \n3.9 \n60.7 \n-56.8 \nDecember \n1,469.9 \n993.3 \n476.6 \n4.6 \n59.3 \n-54.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from May 2012, the prescribed liquid asset ratio was reviewed to 30% of liabilities to the public. \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,417.0 \n1,007.9 \n409.0 \n2.6 \n30.0 \n-27.4 \nFebruary \n1,466.6 \n1,045.6 \n421.0 \n2.5 \n28.7 \n-26.2 \n35 \nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nValues of Transactions (US$ in millions) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n3,563.84 \n5.24 \n80.72 \n173.71 \n115.53 \n89.67 \nFeb \n2,968.02 \n5.52 \n103.88 \n156.66 \n118.70 \n80.56 \nMar \n3,339.98 \n15.21 \n134.33 \n178.08 \n118.47 \n102.05 \nApr \n3,535.58 \n16.58 \n140.28 \n187.85 \n160.61 \n123.03 \nMay \n3,915.31 \n15.42 \n129.20 \n203.37 \n211.75 \n152.24 \nJun \n3,544.35 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJul \n3,955.45 \n12.31 \n132.61 \n205.37 \n164.08 \n139.13 \nAug \n3,351.13 \n10.45 \n138.05 \n203.41 \n189.48 \n128.68 \nSep \n3,409.17 \n13.34 \n120.41 \n190.44 \n173.13 \n142.32 \nOct \n3,641.98 \n13.75 \n121.55 \n206.51 \n201.51 \n156.26 \nNov \n3,134.35 \n11.40 \n102.19 \n229.52 \n222.18 \n57.34 \nDec \n3,438.08 \n4.04 \n130.15 \n265.80 \n268.94 \n68.58 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAnnual Total \n41,797.24 \n136.91 \n1,450.48 \n2,382.07 \n2,091.02 \n1,361.84 \n \n \n \n \n \n \n \nJan \n3,093.01 \n5.24 \n102.26 \n233.10 \n228.25 \n68.31 \n2014 \n \n \n \n \n \n \nFeb \n2,954.93 \n10.73 \n96.27 \n193.90 \n217.14 \n64.42 \n36 \nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nVolumes of Transactions (in thousands) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n181.68 \n21.18 \n761.09 \n691.18 \n6,950.84 \n47.53 \nFeb \n172.41 \n21.95 \n811.83 \n620.06 \n6,835.89 \n30.75 \nMar \n179.44 \n37.01 \n1,377.65 \n743.82 \n7,042.27 \n33.69 \nApr \n182.87 \n37.31 \n954.80 \n760.46 \n9,908.41 \n34.73 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n185.80 \n34.36 \n968.54 \n731.17 \n9,110.97 \n36.87 \nJul \n205.85 \n35.41 \n1,052.26 \n822.57 \n10,099.72 \n42.74 \nAug \n187.25 \n30.29 \n1,114.86 \n825.75 \n11,551.94 \n41.78 \nSep \n201.22 \n33.17 \n1,003.98 \n799.62 \n8,701.56 \n44.48 \nOct \n212.66 \n35.69 \n1,073.88 \n873.19 \n9,769.81 \n48.59 \nNov \n186.64 \n31.74 \n904.27 \n927.93 \n14,753.35 \n24.04 \nDec \n180.80 \n11.82 \n1,033.73 \n1,042.32 \n12,273.02 \n23.56 \n \n \n \n \n \n \n \nAnnual Total 2,291.82 367.02 12,011.07 \n 9,631.50 \n 119,144.68 447.44 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n182.48 \n29.41 \n973.79 \n815.89 \n11,141.19 \n24.19 \nFeb \n175.09 \n32.95 \n991.91 \n799.12 \n10,631.60 \n25.10", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/February2014.pdf"}
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+{"doc_id": "11b2aeaa40941337a276b51d5fbb08de", "text": "i \n \n \n \n \n \n \n \nJUNE 2017 \n \n \n1 \n \nTable of Contents \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS........................................................................ 4 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nINFLATION OUTTURN ............................................................................................................. 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \n \n \n \n \n \n \n \n2 \n \n \n \n \n2017 \n \nMay \n2017 \n \nJune \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n69.63 \n69.79 \n0.23% \nZ.S.E. Industrial Index1 \n162.34 \n195.97 \n20.72% \nNational Payment System Transactions \n(US$ millions) \n8 430.11 \n8 743.97 \n3.72% \nMoney Supply (US$ millions)2 \n6 200.30 \n6 491.8 \n \nMoney Supply (M3) Annual Growth2 (%) \n23.24 \n26.91 \n \nYearly Inflation3 (%) \n0.75 \n0.31 \n \nMonthly Inflation3 (%) \n0.03 \n-0.24 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n During the month of June 2017, the \ninternational \ncommodity \nprices \nof \ngold, \nplatinum and copper firmed, whilst nickel and \ncrude oil prices retreated. \n \nPrecious Metals \n \nGold prices increased by 1.2%, from a monthly \naverage of US$1,245.92/ounce in May 2017 to \nan average of US$ 1,260.57/ounce in June 2017. \nThis was on the back of political uncertainty in \nthe United Kingdom, which spurred the demand \nfor safe haven assets such as gold. In addition, \nuncertainty over the possibility of further U.S. \nFederal Reserve interest rate hikes in 2017, \nbolstered investment demand for precious \nmetals. \nPlatinum prices also firmed by 0.2%, to close \nthe month under review at an average of \nUS$931.48/ounce. Prices increased, supported \nby \nstrong \nindustrial \ndemand \nfrom \nthe \nautomobile sector, as users switched from \npalladium to platinum, which is a cheaper \nalternative. \nFigure 1: Precious metals prices \n \nSource: Bloomberg, 2017 \n \nBase Metals \n Copper prices increased by 1.5%, from \nUS$5,595.9/ton \nin \nMay \n2017 \nto \nUS$5,679.57/ton in June 2017. This was \nunderpinned by supply shortage concerns, \nfollowing major power outages at copper mines \nin Chile and Indonesia, the world’s largest \ncopper producers. \n Nickel prices, on the other hand, registered a \nmonthly \ndecline, \noccasioned \nby \nrising \nstockpiles, which ignited fears of an increase in \nglobal supply. Prices softened by 3.1%, to a \nmonthly average of US$8,889.32/ton, during \nthe month under analysis. \n \nBrent Crude Oil \nCrude oil prices retreated by 6.9%, from a \nmonthly average of US$51.12/barrel in May \n2017 to US$47.60/barrel in June 2017. Prices \ndeclined on renewed fears of a global glut, amid \nhigh global inventories particularly in the US, as \nshale oil production continued to offset OPEC’s \nefforts to cut global supplies. In addition, \ninvestor doubts about OPEC's ability to \nimplement agreed production cuts also weighed \ndown on oil prices, during the period under \nreview. \n \n \n \n \n \n \n800\n900\n1000\n1100\n1200\n1300\n1400\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nGold\nPlatinum\n \n \n \n4 \n \nFigure 2: International crude oil prices \nSource: Bloomberg, 2017 \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade for June 2017 stood at \nUS$699.2 million, representing a 1.5% increase \nfrom the US$689.2 million recorded in the \nprevious month. \n \nMerchandise Export Developments \nMerchandise \nexports \ndeclined \nby \n8.6%, \nfrom US$223.1 million realized in May 2017 to \nUS$204.0 million in June 2017. This followed \ndeclines of 50%; 49.4% and 16.1% in export \nearnings of ferrochrome, chrome ores and \nplatinum concentrates, respectively. \nGold, nickel, ferrochrome and flue-cured \ntobacco, were the country’s major export \ncommodities in June 2017, accounting for about \n68% of the total export revenues. \n \n \nFigure 3: Merchandise Exports (US$ m) \n \n \nSource: Zimstat, 2017 \n \nTable 1: Exports Classified by HS Code: \n Product \nMay-17 \nUS$m \nJune-17 \nUS$m \nShare of \ntotal \nExports \n(%) \n Gold \n77.4 \n73.2 \n35.9 \n Nickel ores and \nconcentrates \n32.0 \n27.7 \n13.6 \n Flue-cured \ntobacco \n14.6 \n22.4 \n11.0 \n Ferro-chrome \n30.3 \n15.2 \n7.4 \n Cane sugar \n10.1 \n10.0 \n4.9 \n Industrial \ndiamonds \n6.7 \n7.2 \n3.5 \n Unwrought \nplatinum \n5.0 \n4.2 \n2.1 \n Macadamia nuts \n2.9 \n3.2 \n1.6 \n Chromium ores \nand concentrates \n6.2 \n3.1 \n1.5 \n Granite \n2.7 \n2.9 \n1.4 \n Other \n35.2 \n34.9 \n17.1 \n Total Exports \n223.1 \n204.0 \n100.0 \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \nDuring the month under analysis, the country’s \nmerchandise exports were mainly destined for \nSouth Africa, 67.1%; Mozambique, 16.0%, the \nUnited Arab Emirates, 6.6%; Belgium, 3.5%, \n20.00\n25.00\n30.00\n35.00\n40.00\n45.00\n50.00\n55.00\n60.00\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\n190\n195\n200\n205\n210\n215\n220\n225\nMay-17\nJun-17\n \n \n \n5 \n \nZambia, 3.1%; Botswana, 1.3%; Kenya, 0.9%; \nSingapore, 0.5%; Namibia, 0.3%; and the \nUnited States, 0.2%. \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \nMerchandise Import Developments \nMerchandise imports increased by 6.2%, from \nUS$466.1 million in May 2017, to US$495.2 \nmillion in June 2017. This was, in large part, \nexplained by the increase in aviation fuel \nimports, from US$0.1 million in May 2017, to \nUS$27.6 million during the month under \nanalysis. \nThe main sources of the country’s imports were \nSouth Africa (38.2%); Singapore (27.2%); \nChina (11.2%); Zambia (2.7%); Japan (2.4) and \nMozambique (2.1%), during the month under \nanalysis, as shown in Figure 6. \n \n \nFigure 6: Major Merchandise Import \nSources (% Share) \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \n \nMerchandise Trade Balance \nThe developments on merchandise trade \nresulted in a 19.8% deterioration in the trade \ndeficit, from US$242.9 million in May 2017 to \nUS$291.2 million in June 2017. \nFigure 7: Merchandise Exports, Imports and \nTrade Balance (US$m) \n \nSource: Zimstat, 2017 & RBZ Computations, 2017 \nSouth \nAfrica\n67.1%\nMozambique\n16.0%\nUAE\n6.6%\nBelgium\n3.5%\nZambia\n3.1%\nBotswana\n1.3%\nKenya\n0.9%\nSingapore\n0.5%\nNamibia\n0.3%\nUnited \nStates\n0.2%\nOther\n0.4%\nFigure 4:Major Merchandise \nExport Destinations\nSouth Africa\nSingapore\nChina\nZambia\nJapan\nMozambique\nMauritius\nUnited Arab Emirates\nMexico\n0%\n10%\n20%\n30%\n40%\n (400.0)\n (300.0)\n (200.0)\n (100.0)\n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nExports\nImports\nTrade balance\n \n \n \n6 \n \nMONETARY DEVELOPMENTS \n \nBroad money1 increased by 26.91%, on an \nannual basis, from US$5 115.0 million in June \n2016 to US$6 491.8 million in June 2017. The \ngrowth was reflective of annual increases of \n35.70% in transferable2 deposits. Partially \noffsetting the increase, were declines of 18.88% \nand 1.93% in negotiable certificates of deposits \n(NCDs)3 and time deposits4, respectively. \n \nOn a monthly basis, broad money recorded a \n4.70% growth, from US$6 200.3 million in May \n2017 to US$6 491.8 million in June 2017. \n \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \n \n \n1 Beginning January 2017, broad money was redefined using \nIMF’s Monetary and Financial Statistics Manual of 2000. \nMajor changes include the exclusion of Government deposits \nheld by banks from broad money. \n \nBroad money consisted of transferable or \ntransitory deposits, 72.26%; time deposits, \n23.71%; currency in circulation, 3.02%; and \nnegotiable certificates of deposits, 1.01%. \n \nSource: Reserve Bank of Zimbabwe, 2017 \nThe year-on-year growth in domestic credit rose \nfrom 15.74% in June 2016, to 25.55% in June \n2017. This was on the back of a 48.14% \nexpansion in net credit to Government. Growth \nin net credit to government depicted the fiscus’ \ncontinued reliance on domestic borrowing to \nfinance budget deficits. \n \n2 Transferable deposits made up of demand and savings \ndeposits. \n3 NCDs are also referred to as securities included in broad \nmoney. \n4All classes of time deposits, short and long term are classified \nas time deposits, which are also termed other deposits. \n-5\n0\n5\n10\n15\n20\n25\n30\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n%\nUS$ BILLIONS\nFigure 9: Money Supply\nM3\nM3 Annual Growth rate\nTransferable \nDeposits\n72.26%\nOther \nDeposits \n(Time)\n23.71%\nNCDs\n1.01%\nBond \nNotes and \nCoins\n3.02%\nFigure 10: Composition of \nMoney Supply June\n2017\n \n \n \n7 \n \nAnnual credit to the private sector recorded an \nincrease of 3.26%, from US$3 411.7 million \nin June 2016 to US$3 522.8 million in June \n2017. Similarly, monthly credit to the private \nsector increased by 0.12%, from US$3 518.8 \nmillion in May 2017 to US$ 3 522.7 million in \nJune 2017. \n \nSource: Reserve Bank of Zimbabwe, 2017 \nOn a sectoral basis, private sector credit was \ndistributed as follows: households, 22.7%; \nagriculture, \n16.5%; \nservices, \n15.9%; \nmanufacturing, 13.1%; distribution, 11.9%; \nfinancial organisations and investments, 10.8%; \nmining, 4.8%; transport and communications, \n2.1%; construction, 1.7%; and other, 0.5%. \nDuring the month under review, private sector \ncredit was utilised as follows: inventory build-\nup, 31.1%; consumer durables, 15.2%; fixed \ncapital investment, 12.9%; and pre and post \nshipment financing, 1.2%. \nSTOCK MARKET DEVELOPMENTS \n \nThe Zimbabwe Stock exchange maintained a \npositive momentum during the month of June \n2017. Resultantly, industrial and mining indices \nincreased by 0.23% and 20.72% to 69.79 points \nand 195.97 points, respectively. This was partly \nattributable to the increased demand for equities \nas safe haven assets. \n \nSource: Zimbabwe Stock Exchange, 2017 \nThe month under review registered a notable \nnumber of block trades which saw 124 million \nZimre Property Investments (ZPI) shares; \n37.3 million Rainbow Tourism Group (RTG) \nshares, 32.2 million General Beltings Limited \nshares; and 23.7 million Econet Wireless shares \nexchanging hands at US$0.0135; US$0.01; \nUS$0.0011; \nand \nUS$0.355, \nrespectively. \nResultantly, both the turnover volume and value \nincreased by 82.14% and 136.17%, to 311.1 \nmillion \nshares \nand \nUS$39.7 \nmillion, \nrespectively. On a year - on - year basis, the \nHouseholds\n22.7%\nAgriculture, \n16.5%\nManufacturing, \n13.1%\nServices, \n15.9%\nDistribution, \n11.9%\nFinancial \nOrganisati\nons, \n10.8%\nMining, \n4.8%\nTransport and \nCommunication, \n2.1%\nConstruction, \n1.7%\nOther, 0.5%\nFigure 11: Sectoral distribution of \ncredit\n0\n20\n40\n60\n80\n100\n120\n140\n160\n180\n200\n27-May-16\n27-Jun-16\n27-Jul-16\n27-Aug-16\n27-Sep-16\n27-Oct-16\n27-Nov-16\n27-Dec-16\n27-Jan-17\n27-Feb-17\n27-Mar-17\n27-Apr-17\n27-May-17\n27-Jun-17\nFigure 7: ZSE Indices\nIndustrial\nMining\n \n \n \n8 \n \nvalue of shares traded registered a 120.03% \ngrowth. \nForeign \ninvestor \nparticipation, \nhowever, \ncontinued to decline, registering a net outflow of \nUS$4.43 million in June 2017, compared to \nUS$2.38 million in May 2017. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation decelerated to 0.31% \nin June 2017, from 0.75% in May 2017. This \nwas, in large part, explained by the decline in \nnon-food inflation. Annual non-food inflation \nreceded significantly to -0.37% in June 2017, \nfrom 0.21% in May 2017. Annual food inflation \nalso posted a lower increase of 1.82% in June \n2017, from 1.92% in May 2017, as a result of \nthe increase in the domestic supply of food, \nfollowing the good harvest. \n \n \nSource: ZIMSTAT, 2017 \nMonthly Inflation \n \nMonth-on-month inflation slowed down to \n-0.24% in June 2017, from 0.03% in May 2017. \nThe decline was driven by decreases in both \nfood and non-food inflation. \n \n \nSource: ZIMSTAT, 2017 \nMonthly food inflation fell to -0.45% in June \n2017, from 0.07% in May 2017, weighed down \nby declines in the prices of bread and cereals, \nmeat, fruit, vegetables, oils and fats, and milk, \ncheeses and eggs. Increases in the prices of non-\nalcoholic beverages, and fish and seafood, \nhowever, partially offset the declines. \n \nMonthly non-food inflation decelerated from \n0.01% in May 2017 to -0.14% in June 2017. \nThis was attributable to increases in housing, \nwater, electricity gas and other fuels; transport; \nand health. Partially offsetting the declines were \nincreases in recreation and culture and \nrestaurants and hotels. \nNATIONAL PAYMENTS SYSTEM \n \nThe total value of transactions processed \nthrough the National Payment System (NPS) \nincreased by 3.72%, from US$8 430.11 million \nin May 2017 to US$8 743.97 million in June \n2017. NPS transaction volumes also increased \n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 12: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n-0.4\n-0.2\n0.0\n0.2\n0.4\n0.6\n0.8\nFigure 13: M-O-M Inflation\n \n \n \n9 \n \nby 9.76%, to 76 092 740 in June 2017 from \n69 324 793 in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS \nsystem \nincreased \nby \n7.5%, \nto \nUS$5.35 \nbillion \nin \nJune \n2017 \nfrom \nUS$4.97 billion recorded in May 2017. \nTransaction volumes, however, registered a 1% \ndecline, from 531 783 in May 2017 to 524 991 \nin June 2017. \nSource: Reserve Bank of Zimbabwe, 2017 \nCash transactions \nCash transactions declined by 30.6%, from \nUS$430.67 \nmillion \nin \nMay \n2017 \nto \nUS$298.98 million in June 2017. \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions closed the month of June 2017 at \nUS$1 595.83 million, up from US$1 558.64 \nmillion in May 2017. \nCard Based Transactions \nCard \nbased \ntransactions \ndecreased \nfrom \nUS$602.49 million recorded in May 2017, to \nUS$593.48 million in June 2017. \n \nCheque Transactions \nThe value of cheque transactions decreased by \n3.6%, to close the month of June 2017 at \nUS$6.28 million. \n \nRESERVE BANK OF ZIMBABWE \nJUNE 2017 \n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n -\n 100\n 200\n 300\n 400\n 500\n 600\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 14: ZETSS Volumes and \nValues\nVolume\nValue\n \n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n13 \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n16 \n 4.2 Liabilities \n \n \n \n \n \n \n \n17 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n18 \n 5.2 Liabilities \n \n \n \n19 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n20 \n 6.2 Liabilities \n \n \n \n \n \n21 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n22 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n23 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n24 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n25 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n26 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n27 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n28 \n 11. Exchange Rates \n \n \n \n \n \n \n \n29 \n \n \n \n \n11 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 30 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 31 \n \n13.2 Volumes of Transactions \n \n \n \n \n 32 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 33 \n \n \n \n \n \n \n \n \n \n \n 12 \n \n \n \n \nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nNet Foreign Assets\n-502,899.96\n-393,113.03\n-371,494.66\n-365,714.85\n-564,842.79\n-636,688.80\n-555,620.67\n-584,011.92\n-574,374.12\n-559,959.05\n-513,244.32\n-567,873.40\n-574,972.81\nCentral Bank(net)\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\n-597,983.99\n-624,117.95\n-572,451.17\nForeign Assets\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\n406,334.53\n380,372.91\n414,622.73\nForeign Liabilities\n-866,836.39\n-763,778.28\n-745,346.70\n-727,695.66\n-962,838.52\n-956,172.09\n-984,549.60\n-1,032,426.19\n-1,034,365.82\n-1,005,310.99\n-1,004,318.51\n-1,004,490.86\n-987,073.90\nOther Depository Corporations(net)\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\nForeign Assets\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n338,839.86\n302,736.47\n260,090.51\nForeign Liabilities\n-307,876.96\n-296,852.16\n-290,839.97\n-277,006.36\n-297,185.96\n-289,804.69\n-279,735.63\n-271,732.80\n-276,337.02\n-249,701.07\n-254,100.19\n-246,491.92\n-262,612.14\nNet Domestic Assets (NDA)\n5,617,915.82\n5,457,438.42\n5,552,228.17\n5,642,801.47\n5,877,742.21\n6,056,699.56\n6,193,901.69\n6,247,448.43\n6,346,016.00\n6,439,892.69\n6,630,026.96\n6,768,155.75\n7,066,644.43\nDomestic Claims\n6,989,689.04\n6,895,453.88\n6,978,485.30\n7,059,099.99\n7,180,307.48\n7,554,069.08\n7,669,496.22\n7,645,349.84\n7,784,284.88\n7,922,221.15\n8,181,305.42\n8,453,437.89\n8,775,537.48\nClaims on Central Government(net)\n3,192,583.42\n3,134,575.48\n3,227,067.12\n3,299,875.31\n3,381,436.05\n3,679,166.52\n3,747,719.59\n3,862,282.83\n4,003,963.78\n4,034,942.83\n4,316,258.18\n4,466,829.20\n4,729,355.59\nClaims on Central Government\n3,305,953.61\n3,267,213.20\n3,373,077.05\n3,445,300.69\n3,516,314.57\n3,824,753.66\n3,908,493.46\n3,941,069.39\n4,084,363.34\n4,147,553.19\n4,414,769.52\n4,564,175.79\n4,843,590.52\nCentral Bank\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,648.89\n2,355,433.48\n2,337,736.94\n2,444,902.59\n2,578,541.58\n2,781,509.70\nODCs\n1,440,948.54\n1,476,643.99\n1,443,114.93\n1,490,684.38\n1,546,271.82\n1,518,299.12\n1,571,032.92\n1,670,420.50\n1,728,929.86\n1,809,816.25\n1,969,866.92\n1,985,634.21\n2,062,080.82\nLess Liabilities to Central Government\n-113,370.19\n-132,637.72\n-146,009.93\n-145,425.39\n-134,878.53\n-145,587.14\n-160,773.86\n-78,786.57\n-80,399.57\n-112,610.37\n-98,511.34\n-97,346.59\n-114,234.93\nClaims on Other Sectors\n3,797,105.62\n3,760,878.40\n3,751,418.18\n3,759,224.68\n3,798,871.43\n3,874,902.55\n3,921,776.63\n3,783,067.01\n3,780,321.10\n3,887,278.32\n3,865,047.24\n3,986,608.69\n4,046,181.88\nOther Financial Corporations\n122,525.52\n134,294.30\n130,939.44\n132,282.45\n124,852.98\n128,782.67\n119,157.29\n117,123.94\n79,035.53\n80,256.74\n82,515.74\n96,671.25\n150,004.30\nState and Local Government\n40,448.43\n48,803.79\n47,676.40\n43,554.41\n41,728.47\n37,784.82\n34,237.41\n35,909.11\n35,006.53\n34,312.18\n34,732.93\n36,595.52\n35,573.02\nPublic Non Financial Corporations\n222,439.82\n257,749.06\n257,736.50\n234,348.95\n248,965.26\n244,277.53\n240,007.21\n246,102.41\n274,898.12\n268,976.36\n302,761.14\n334,495.68\n337,668.92\nPrivate Sector\n3,411,691.85\n3,320,031.24\n3,315,065.84\n3,349,038.87\n3,383,324.72\n3,464,057.53\n3,528,374.72\n3,383,931.55\n3,391,380.92\n3,503,733.03\n3,445,037.42\n3,518,846.25\n3,522,935.65\nCentral Bank\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n28,547.39\n34,327.69\n34,209.32\n31,152.87\n32,571.62\n33,352.46\nODCs\n3,387,174.20\n3,290,807.69\n3,289,193.98\n3,320,678.35\n3,354,828.25\n3,435,867.03\n3,497,106.53\n3,355,384.15\n3,357,053.23\n3,469,523.72\n3,413,884.55\n3,486,274.63\n3,489,583.19\nOther Items(Net)\n1,371,773.23\n1,438,015.46\n1,426,257.14\n1,416,298.52\n1,302,565.27\n1,497,369.51\n1,475,594.53\n1,397,901.41\n1,438,268.87\n1,482,328.45\n1,551,278.46\n1,685,282.14\n1,708,893.05\nShares and Other Equity\n808,263.47\n832,720.12\n846,025.31\n887,795.24\n915,505.55\n935,291.08\n1,470,571.26\n1,471,378.30\n1,481,807.04\n1,505,125.81\n1,501,542.86\n1,530,318.89\n1,547,498.82\nLiabilities to Other Financial Corporations\n50,664.77\n49,419.92\n44,517.02\n39,463.26\n31,567.03\n32,045.66\n52,038.47\n44,373.98\n46,621.66\n45,153.65\n45,155.62\n45,511.27\n49,869.95\nRestricted Deposits\n151,173.32\n149,999.92\n149,845.80\n153,471.12\n166,495.73\n180,899.67\n60,499.79\n66,478.53\n66,737.97\n67,789.29\n68,133.12\n84,939.87\n84,617.96\nOther Items(net)\n361,671.67\n405,875.51\n385,869.01\n335,568.90\n188,996.96\n349,133.11\n-107,514.99\n-184,329.41\n-156,897.79\n-135,740.30\n-63,553.13\n24,512.12\n26,906.32\nBroad Money-M3\n5,115,015.85\n5,064,325.38\n5,180,733.50\n5,277,086.62\n5,312,899.41\n5,420,010.76\n5,638,281.02\n5,663,436.51\n5,771,641.88\n5,879,933.65\n6,116,782.64\n6,200,282.35\n6,491,671.62\nSecurities Other than Shares Included in Broad Mon\n80,952.14\n71,791.03\n80,840.29\n74,118.29\n73,356.67\n43,862.17\n62,894.35\n50,562.02\n59,329.24\n60,161.15\n63,292.20\n61,392.93\n65,667.46\nBroad Money-M2\n5,034,063.72\n4,992,534.36\n5,099,893.22\n5,202,968.33\n5,239,542.75\n5,376,148.60\n5,575,386.66\n5,612,874.49\n5,712,312.64\n5,819,772.50\n6,053,490.44\n6,138,889.42\n6,426,004.16\nOther Deposits\n1,569,208.72\n1,517,709.33\n1,553,347.70\n1,534,910.45\n1,508,943.19\n1,467,582.00\n1,471,657.19\n1,544,945.66\n1,552,644.56\n1,529,856.98\n1,530,705.58\n1,558,418.08\n1,538,865.52\nNarrow Money-M1\n3,464,854.99\n3,474,825.02\n3,546,545.52\n3,668,057.88\n3,730,599.56\n3,908,566.59\n4,103,729.48\n4,067,928.83\n4,159,668.08\n4,289,915.52\n4,522,784.87\n4,580,471.34\n4,887,138.64\nTransferable Deposits\n3,456,750.65\n3,466,614.21\n3,537,772.31\n3,658,634.63\n3,720,917.62\n3,889,717.47\n4,033,558.66\n3,985,443.09\n4,046,287.46\n4,147,742.43\n4,369,406.07\n4,404,701.40\n4,690,977.34\nCurrency Outside Depository Corporations\n8,104.35\n8,210.82\n8,773.21\n9,423.25\n9,681.93\n18,849.12\n70,170.81\n82,485.74\n113,380.62\n142,173.09\n153,378.80\n175,769.94\n196,161.30\nNote:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n13 \n \n \nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16 \nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nNet Foreign Assets\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\n-597,983.99\n-624,117.95\n-572,451.17\nClaims on Non Residents\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\n406,334.53\n380,372.91\n414,622.73\nOfficial Reserves Assets\n293,946.47\n285,543.05\n255,805.98\n244,677.43\n316,461.39\n266,511.75\n309,331.78\n350,427.48\n346,696.05\n320,526.53\n306,195.43\n280,743.61\n311,434.24\nOther Foreign Assets\n99,447.43\n98,256.06\n99,131.61\n99,163.49\n100,534.95\n98,355.02\n101,495.99\n98,784.27\n98,869.01\n99,421.78\n100,139.10\n99,629.30\n103,188.49\nLess Liabilities to Non Residents\n866,836.39\n763,778.28\n745,346.70\n727,695.66\n962,838.52\n956,172.09\n984,549.60\n1,032,426.19\n1,034,365.82\n1,005,310.99\n1,004,318.51\n1,004,490.86\n987,073.90\nShort Term Liabilities\n450,321.22\n349,757.38\n351,510.63\n331,152.07\n482,116.69\n481,842.04\n515,365.90\n558,302.10\n560,678.78\n528,171.18\n523,978.67\n523,548.11\n502,610.47\nOther Foreign Liabilities\n416,515.17\n414,020.90\n393,836.06\n396,543.59\n480,721.84\n474,330.06\n469,183.69\n474,124.08\n473,687.04\n477,139.81\n480,339.84\n480,942.76\n484,463.43\nNet Domestic Assets (NDA)\n1,483,098.69\n1,431,538.49\n1,528,966.57\n1,582,075.13\n1,651,349.30\n1,910,944.27\n2,046,457.01\n2,082,987.44\n2,193,388.18\n2,189,787.86\n2,257,730.24\n2,349,466.00\n2,521,330.28\nDomestic Claims\n1,937,013.69\n1,909,144.81\n2,028,462.52\n2,036,657.48\n2,070,285.42\n2,396,766.46\n2,420,011.99\n2,449,800.81\n2,551,097.25\n2,545,403.08\n2,683,243.81\n2,852,123.09\n3,029,056.93\nNet Claims on Central Government\n1,777,241.09\n1,708,832.27\n1,830,889.20\n1,852,931.02\n1,878,215.64\n2,207,020.45\n2,218,852.08\n2,244,839.79\n2,330,293.56\n2,312,027.68\n2,422,539.02\n2,556,298.97\n2,740,989.57\nClaims on Central Government\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\n2,355,433.48\n2,337,736.94\n2,444,816.34\n2,578,541.58\n2,781,509.70\nOf which: Securities Other than Shares\n283,077.80\n279,010.40\n283,933.50\n260,822.30\n259,945.20\n250,270.16\n566,328.08\n577,431.69\n562,535.65\n551,741.20\n533,407.34\n537,150.63\n620,541.15\nLess Liabilities to Central Government\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n338,860.92\nOf which: Deposits\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\nClaims on Other Sectors\n159,772.59\n200,312.54\n197,573.32\n183,726.46\n192,069.78\n189,746.01\n201,159.91\n206,874.76\n243,242.69\n235,375.40\n262,618.54\n297,824.11\n290,067.36\nOther Financial Corporations\n11,717.92\n14,072.39\n14,485.45\n14,842.27\n18,107.69\n18,890.01\n16,515.86\n16,900.44\n18,434.72\n18,570.34\n18,972.27\n19,413.25\n17,924.43\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n123,537.02\n157,016.59\n157,216.02\n140,523.67\n145,465.62\n142,665.50\n153,375.86\n161,426.93\n190,480.28\n182,595.75\n212,493.40\n245,839.24\n238,790.47\nPrivate Sector\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n28,547.39\n34,327.69\n34,209.32\n31,152.87\n32,571.62\n33,352.46\nClaims on Other Depository Corporations\n223,418.95\n224,948.10\n203,523.49\n199,637.85\n145,431.17\n164,922.74\n140,331.70\n110,720.51\n93,514.18\n104,865.33\n85,479.27\n50,810.90\n52,540.42\nOther Liabilities to ODCs\n273,601.27\n276,345.66\n277,697.37\n277,611.11\n278,881.87\n280,278.62\n268,568.70\n269,925.53\n255,446.41\n242,394.50\n294,200.81\n305,898.38\n307,589.96\nOther Items(Net)\n403,732.68\n426,208.76\n425,322.07\n376,609.09\n285,485.42\n370,466.32\n245,317.99\n209,608.36\n218,215.84\n220,086.04\n218,792.03\n249,569.60\n254,677.12\nMonetary Base Incl. foreign currency clearing \nbalances\nMonetary Base \n1,009,656.202 1,051,559.320 1,138,557.468 1,198,220.393 1,105,507.110 1,319,638.956 1,472,735.173 1,499,773.004 1,604,587.411 1,604,425.179 1,659,746.254 1,725,348.049 1,948,879.104\nBond Coins\n9,719.251\n9,831.185\n10,353.400\n11,050.358\n11,102.753\n13,404.374\n13,783.332\n13,852.694\n13,845.125\n20,385.149\n23,268.864\n25,819.605\n27,667.474\nBond Notes\n0.000\n0.000\n0.000\n0.000\n0.000\n10,009.774\n72,950.552\n88,839.102\n118,836.703\n134,347.604\n140,801.342\n163,388.941\n175,855.752\nLiabilities to ODCs\n996,320.429 1,032,687.846 1,123,924.446 1,183,078.547 1,093,687.178 1,292,654.095 1,385,011.220 1,395,502.072 1,467,941.594 1,446,635.592 1,492,786.162 1,520,837.740 1,728,301.189\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n996,320.429 1,032,687.846 1,123,924.446 1,183,078.547 1,093,687.178 1,292,654.095 1,385,011.220 1,395,502.072 1,467,941.594 1,446,635.592 1,492,786.162 1,520,837.740 1,728,301.189\nPrivate Deposits\n3,616.522\n9,040.289\n4,279.622\n4,091.489\n717.178\n3,570.712\n990.069\n1,579.135\n3,963.989\n3,056.833\n2,889.886\n15,301.762\n17,054.689\nSource: Reserve Bank of Zimbawe\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n14 \n \n \n \nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nNet Foreign Assets\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\nClaims on Non Residents\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n338,839.86\n302,736.47\n260,090.51\nOf Which: Foreign Currency\n124,614.66\n111,032.19\n148,463.11\n96,321.10\n88,598.31\n76,252.73\n107,687.14\n110,979.79\n96,836.03\n66,426.17\n67,822.05\n56,944.26\n57,084.55\nDeposits\n153,552.10\n172,433.28\n161,037.37\n198,569.69\n189,337.46\n167,926.29\n189,886.91\n159,688.03\n193,663.57\n208,412.27\n270,746.20\n245,512.83\n202,703.19\nOther\n252.73\n252.83\n253.93\n255.46\n249.59\n242.19\n262.74\n267.49\n264.07\n266.26\n271.61\n279.38\n302.77\nLess Liabilities to Non Residents\n307,876.96\n296,852.16\n290,839.97\n277,006.36\n297,185.96\n289,804.69\n279,735.63\n271,732.80\n276,337.02\n249,701.07\n254,100.19\n246,491.92\n262,612.14\nOf Which: Deposits\n152,069.73\n150,944.72\n146,501.12\n142,949.55\n146,422.62\n136,426.63\n142,073.73\n137,945.79\n135,779.65\n117,026.45\n126,179.95\n120,578.30\n119,073.63\nLoans\n155,807.23\n145,907.44\n144,338.85\n134,056.82\n150,763.34\n153,378.06\n137,661.90\n133,787.01\n140,557.37\n132,674.61\n127,920.24\n125,913.62\n143,538.51\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n5,132,752.46\n \n5,060,208.14\n \n5,148,766.23\n \n5,245,432.00\n \n5,321,500.90\n \n5,442,974.41\n \n5,549,018.98\n \n5,580,169.12\n \n5,639,870.63\n \n5,709,300.08\n \n5,875,774.29\n \n5,952,966.10\n \n6,280,977.27\n \nDomestic Claims\n5,052,675.36\n \n4,986,309.07\n \n4,950,022.79\n \n5,022,442.51\n \n5,110,022.06\n \n5,157,302.61\n \n5,249,484.24\n \n5,193,549.03\n \n5,210,748.62\n \n5,374,818.07\n \n5,496,061.61\n \n5,599,314.81\n \n5,744,480.55\n \nNet Claims on Central Government\n1,415,342.33\n \n1,425,743.21\n \n1,396,177.93\n \n1,446,944.29\n \n1,503,220.41\n \n1,472,146.07\n \n1,528,867.51\n \n1,617,356.78\n \n1,673,670.22\n \n1,722,915.15\n \n1,893,632.91\n \n1,910,530.23\n \n1,988,366.03\n \nClaims on Central Government\n1,440,948.5355\n \n1,476,643.9874\n \n1,443,114.9290\n \n1,490,684.3763\n \n1,546,271.8214\n \n1,518,299.1187\n \n1,571,032.9250\n \n1,670,420.5050\n \n1,728,929.8577\n \n1,809,816.2513\n \n1,969,866.9249\n \n1,985,634.2076\n \n2,062,080.8211\n \nSecurities\n1,412,869.1273\n \n1,450,083.5207\n \n1,420,220.1988\n \n1,463,404.5297\n \n1,517,535.6764\n \n1,500,671.4257\n \n1,553,239.1020\n \n1,654,534.6290\n \n1,713,961.3077\n \n1,794,113.0553\n \n1,954,045.2049\n \n1,968,887.3446\n \n2,014,158.1741\n \nLoans\n28,079.4082\n \n26,560.4666\n \n22,894.7303\n \n27,279.8466\n \n28,736.1450\n \n17,627.6930\n \n17,793.8230\n \n15,885.8760\n \n14,968.5500\n \n15,703.1960\n \n15,821.7200\n \n16,746.8630\n \n47,922.6470\n \nOther \n-\n \n-\n \n-\n \n(0.0000)\n \n-\n \n(0.0000)\n \n0.0000\n \n(0.0000)\n \n0.0000\n \n-\n \n(0.00)\n \n(0.00)\n \n(0.00)\n \nLess Liabilities to Central Government\n(25,606.2057)\n \n(50,900.7775)\n \n(46,937.0009)\n \n(43,740.0913)\n \n(43,051.4118)\n \n(46,153.0502)\n \n(42,165.4109)\n \n(53,063.7244)\n \n(55,259.6416)\n \n(86,901.1009)\n \n(76,234.0149)\n \n(75,103.9806)\n \n(73,714.7955)\n \nClaims on Other Sectors\n3,637,333.0280\n \n3,560,565.8611\n \n3,553,844.8587\n \n3,575,498.2216\n \n3,606,801.6478\n \n3,685,156.5434\n \n3,720,616.7211\n \n3,576,192.2507\n \n3,537,078.4083\n \n3,651,902.92\n \n3,602,428.70\n \n3,688,784.58\n \n3,756,114.52\n \nOther Financial Corporations\n110,807.60\n \n120,221.91\n \n116,453.99\n \n117,440.18\n \n106,745.29\n \n109,892.67\n \n102,641.44\n \n100,223.50\n \n60,600.81\n \n61,686.40\n \n63,543.47\n \n77,258.00\n \n132,079.86\n \nState and Local Government\n40,448.43\n \n48,803.79\n \n47,676.40\n \n43,554.41\n \n41,728.47\n \n37,784.82\n \n34,237.41\n \n35,909.11\n \n35,006.53\n \n34,312.18\n \n34,732.93\n \n36,595.52\n \n35,573.02\n \nPublic Non Financial Corporations\n98,902.80\n \n100,732.47\n \n100,520.49\n \n93,825.28\n \n103,499.64\n \n101,612.03\n \n86,631.35\n \n84,675.48\n \n84,417.84\n \n86,380.62\n \n90,267.74\n \n88,656.44\n \n98,878.45\n \nPrivate Sector\n3,387,174.20\n \n3,290,807.69\n \n3,289,193.98\n \n3,320,678.35\n \n3,354,828.25\n \n3,435,867.03\n \n3,497,106.53\n \n3,355,384.15\n \n3,357,053.23\n \n3,469,523.72\n \n3,413,884.55\n \n3,486,274.63\n \n3,489,583.19\n \nClaims on the Central Bank\n1,017,467.818\n \n1,055,340.530\n \n1,178,684.455\n \n1,209,909.110\n \n1,156,606.119\n \n1,323,120.314\n \n1,435,556.219\n \n1,475,197.651\n \n1,507,778.322\n \n1,498,477.568\n \n1,505,940.672\n \n1,505,814.461\n \n1,682,269.779\n \nBond Notes and Coins\n1,614.904\n \n1,620.368\n \n1,580.191\n \n1,627.106\n \n1,420.818\n \n4,565.027\n \n16,563.071\n \n20,206.055\n \n19,301.209\n \n12,559.660\n \n10,691.409\n \n13,438.609\n \n7,361.926\n \nReserves\n1,015,852.915\n \n1,053,720.162\n \n1,177,104.264\n \n1,208,282.003\n \n1,155,185.301\n \n1,318,555.287\n \n1,418,993.147\n \n1,454,991.597\n \n1,488,477.113\n \n1,485,917.908\n \n1,495,249.263\n \n1,492,375.852\n \n1,674,907.853\n \nLiabilities to the Central Bank\n0.691\n2.585\n0.242\n0.723\n0.106\n0.219\n1750.127\n0.244\n1.8\n1752.651\n3.143\n0.771\n0.694\nOther Items(Net)\n937,390.03\n \n981,438.87\n \n979,940.77\n \n986,918.90\n \n945,127.17\n \n1,037,448.30\n \n1,134,271.35\n \n1,088,577.32\n \n1,078,654.52\n \n1,162,242.90\n \n1,126,224.85\n \n1,152,162.40\n \n1,145,772.36\n \nShares and Other Equity\n1,160,998.70\n \n1,174,877.57\n \n1,188,635.39\n \n1,194,352.25\n \n1,211,644.10\n \n1,228,902.77\n \n1,271,826.05\n \n1,272,987.21\n \n1,279,285.69\n \n1,301,867.36\n \n1,295,023.50\n \n1,310,286.87\n \n1,325,276.01\n \nLiabilities to other financial corporations\n47,396.74\n \n46,151.88\n \n41,248.99\n \n36,195.23\n \n28,299.00\n \n28,777.63\n \n48,770.44\n \n41,105.95\n \n43,353.63\n \n41,885.62\n \n41,887.59\n \n42,243.24\n \n46,601.91\n \nOther Items(Net)\n(271,005.41)\n \n(239,590.58)\n \n(249,943.61)\n \n(243,628.59)\n \n(294,815.93)\n \n(220,232.10)\n \n(186,325.14)\n \n(225,515.85)\n \n(243,984.80)\n \n(181,510.08)\n \n(210,686.24)\n \n(200,367.71)\n \n(226,105.56)\n \nDeposits and Securities Included in Broad Money\n5,103,294.98\n \n5,047,074.28\n \n5,167,680.67\n \n5,263,571.88\n \n5,302,500.30\n \n5,397,590.93\n \n5,567,120.14\n \n5,579,371.63\n \n5,654,297.27\n \n5,734,703.72\n \n5,960,513.96\n \n6,009,210.65\n \n6,278,455.63\n \nDeposits Included in Broad Money\n5,022,342.85\n \n4,975,283.25\n \n5,086,840.39\n \n5,189,453.59\n \n5,229,143.63\n \n5,353,728.76\n \n5,504,225.78\n \n5,528,809.61\n \n5,594,968.03\n \n5,674,542.57\n \n5,897,221.76\n \n5,947,817.72\n \n6,212,788.17\n \nTransferable Deposits\n3,453,134.13\n \n3,457,573.92\n \n3,533,492.69\n \n3,654,543.14\n \n3,720,200.45\n \n3,886,146.76\n \n4,032,568.59\n \n3,983,863.96\n \n4,042,323.47\n \n4,144,685.59\n \n4,366,516.18\n \n4,389,399.64\n \n4,673,922.65\n \nOther Deposits\n1,569,208.72\n \n1,517,709.33\n \n1,553,347.70\n \n1,534,910.45\n \n1,508,943.19\n \n1,467,582.00\n \n1,471,657.19\n \n1,544,945.66\n \n1,552,644.56\n \n1,529,856.98\n \n1,530,705.58\n \n1,558,418.08\n \n1,538,865.52\n \nMoney Market Instruments\n80,952.14\n \n71,791.03\n \n80,840.29\n \n74,118.29\n \n73,356.67\n \n43,862.17\n \n62,894.35\n \n50,562.02\n \n59,329.24\n \n60,161.15\n \n63,292.20\n \n61,392.93\n \n65,667.46\n \nSource: Reserve Bank of Zimbawe\nTABLE 3: OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n15 \n \n \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nLocal \nPublic \nOther Institutional Units3\nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nAssets\n2016\nJan\n1.22\n \n193.28\n734.58\n294.53\n116.1\n25.0\n1,147.0\n28.8\n5.2\n19.1\n28.5\n15.6\n63.6\n3,547.4\n110.2\n582.8\n412.8\n545.1\n7,870.8\nFeb\n1.44\n \n160.35\n763.47\n287.06\n102.8\n25.0\n1,228.9\n29.2\n5.2\n19.0\n25.0\n15.8\n61.1\n3,472.0\n100.5\n477.1\n427.3\n547.6\n7,748.9\nMar\n1.53\n \n179.00\n809.22\n286.42\n148.6\n25.0\n1,225.0\n28.5\n5.1\n16.4\n22.6\n14.2\n103.9\n3,510.6\n59.3\n471.0\n428.0\n552.9\n7,887.2\nApr\n1.55\n \n146.02\n818.74\n323.00\n111.8\n25.0\n1,322.7\n27.6\n5.1\n15.8\n25.1\n15.0\n102.4\n3,453.7\n66.7\n413.7\n445.5\n552.2\n7,871.5\nMay\n1.53\n \n100.12\n973.06\n281.55\n91.0\n25.0\n1,354.1\n26.8\n5.0\n16.6\n12.3\n14.7\n101.1\n3,433.4\n61.0\n397.0\n440.2\n564.1\n7,898.5\nJun\n1.61\n \n124.61\n1,015.85\n287.98\n128.5\n25.0\n1,412.9\n25.9\n0.0\n16.4\n28.1\n14.6\n98.9\n3,414.9\n66.9\n407.7\n431.5\n578.8\n8,080.1\nJul\n1.62\n \n111.03\n1,053.72\n242.57\n147.4\n25.0\n1,450.1\n33.4\n0.0\n16.2\n26.6\n15.4\n100.7\n3,320.9\n74.2\n393.1\n416.7\n592.4\n8,021.1\nAug\n1.58\n \n148.46\n1,177.10\n235.02\n136.0\n25.0\n1,420.2\n32.3\n0.0\n11.3\n22.9\n15.4\n100.5\n3,326.8\n67.8\n390.2\n445.0\n598.3\n8,153.9\nSep\n1.63\n \n96.32\n1,208.28\n310.75\n173.6\n25.0\n1,463.4\n29.0\n5.4\n3.2\n27.3\n14.5\n88.4\n3,349.0\n86.1\n382.3\n448.6\n606.6\n8,319.5\nOct\n1.42\n \n88.60\n1,155.19\n322.05\n162.3\n27.0\n1,517.5\n26.3\n15.4\n3.9\n28.7\n15.5\n88.1\n3,389.7\n68.2\n397.2\n427.7\n609.0\n8,343.8\nNov\n4.57\n \n76.25\n1,318.56\n318.52\n140.9\n27.0\n1,500.7\n22.3\n15.5\n4.6\n17.6\n15.4\n86.1\n3,469.5\n71.9\n350.5\n419.0\n618.2\n8,477.2\nDec\n16.56\n \n107.69\n1,418.99\n378.23\n162.9\n27.0\n1,553.2\n21.0\n15.3\n4.9\n17.8\n13.2\n71.3\n3,265.0\n330.1\n376.7\n408.8\n626.0\n8,814.8\n2017\nJan\n20.21\n \n110.98\n1,454.99\n239.82\n132.7\n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.30\n \n96.84\n1,488.48\n251.83\n145.1\n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.56\n \n66.43\n1,485.92\n260.51\n154.9\n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.69\n \n67.82\n1,495.25\n249.41\n219.3\n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nMay\n13.44\n \n56.94\n1,492.38\n272.47\n170.2\n75.3\n1,968.9\n20.3\n15.7\n33.6\n16.7\n16.3\n72.9\n3,447.8\n82.4\n486.1\n421.7\n644.4\n9,307.6\nJun\n7.36\n \n57.08\n1,674.91\n350.26\n92.1\n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 4.1: - OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTotal\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n2,487.3\n650.3\n1,536.5\n4,674.2\n388.1\n26.4\n5,088.7\n44.9\n356.5\n0.0\n125.0\n86.0\n1,189.0\n582.8\n397.8\n7,870.76\n \n Feb\n2,466.2\n669.7\n1,552.9\n4,688.8\n375.0\n20.4\n5,084.1\n50.3\n341.1\n0.0\n171.7\n36.4\n1,196.7\n477.1\n391.3\n7,748.89\n \n Mar\n2,566.3\n676.8\n1,592.4\n4,835.5\n371.0\n16.9\n5,223.5\n55.6\n340.1\n0.0\n181.1\n37.3\n1,185.3\n471.0\n393.5\n7,887.24\n \n Apr\n2,629.9\n695.1\n1,568.6\n4,893.7\n332.4\n18.5\n5,244.6\n80.1\n322.6\n0.0\n194.0\n36.9\n1,188.4\n413.7\n391.2\n7,871.55\n \n May\n2,698.3\n690.6\n1,559.5\n4,948.4\n309.8\n19.5\n5,277.7\n71.6\n336.1\n0.0\n143.5\n36.8\n1,238.7\n397.0\n397.2\n7,898.54\n \n June\n2,792.4\n660.9\n1,569.2\n5,022.5\n401.4\n25.6\n5,449.5\n81.0\n307.7\n0.0\n159.4\n47.4\n1,243.5\n407.7\n384.0\n8,080.12\n \n July\n2,734.8\n722.9\n1,517.7\n4,975.5\n435.1\n50.9\n5,461.5\n71.8\n296.6\n0.0\n129.6\n46.2\n1,256.6\n393.1\n365.6\n8,021.06\n \n Aug\n2,894.5\n639.2\n1,553.3\n5,087.1\n412.3\n46.9\n5,546.3\n80.8\n290.6\n0.0\n127.6\n41.2\n1,271.0\n390.2\n406.1\n8,153.92\n \n Sep\n2,974.8\n679.9\n1,534.9\n5,189.6\n479.7\n43.7\n5,713.0\n74.1\n276.8\n0.0\n151.7\n36.2\n1,276.8\n382.3\n408.4\n8,319.46\n \n Oct\n3,115.2\n605.1\n1,508.9\n5,229.3\n433.8\n43.1\n5,706.1\n73.4\n297.0\n0.0\n162.4\n28.3\n1,293.5\n397.2\n385.9\n8,343.79\n \n Nov\n3,245.5\n640.8\n1,467.6\n5,353.9\n471.9\n46.2\n5,872.0\n43.9\n289.7\n0.0\n142.2\n28.8\n1,313.4\n350.5\n436.9\n8,477.19\n \n Dec\n3,329.8\n702.9\n1,471.7\n5,504.4\n510.9\n42.2\n6,057.4\n62.9\n279.6\n1.8\n191.5\n48.8\n1,384.1\n376.7\n412.1\n8,814.81\n \n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.02\n \n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.81\n \n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.00\n \n May\n3,593.7\n798.7\n1,558.4\n5,950.8\n454.6\n75.1\n6,480.5\n61.4\n243.5\n0.0\n95.2\n42.2\n1,448.6\n486.1\n450.1\n9,307.64\n \n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.82\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 4.1 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$millions\n \n \n \n17 \n \n \n \n \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n1.05\n \n171.98\n667.53\n119.20\n105.6\n25.0\n1,039.4\n0.0\n5.2\n19.1\n28.5\n15.6\n62.6\n2,703.9\n61.5\n582.8\n278.8\n396.6\n6,284.4\nFeb\n1.21\n \n140.75\n702.19\n96.28\n93.1\n25.0\n1,128.1\n0.0\n5.2\n19.0\n25.0\n15.8\n60.1\n2,615.0\n62.1\n477.1\n292.8\n399.3\n6,158.2\nMar\n1.31\n \n161.90\n734.53\n96.34\n131.7\n25.0\n1,143.3\n0.0\n5.1\n16.4\n22.6\n14.2\n102.9\n2,618.9\n62.6\n471.0\n298.0\n405.1\n6,311.1\nApr\n1.35\n \n135.51\n778.19\n135.47\n108.3\n25.0\n1,200.9\n0.0\n5.1\n15.8\n25.1\n15.0\n101.5\n2,573.6\n69.6\n413.7\n309.7\n404.7\n6,318.6\nMay\n1.38\n \n89.57\n891.44\n130.52\n85.3\n25.0\n1,229.5\n0.0\n5.0\n16.6\n12.3\n14.7\n100.1\n2,534.2\n64.0\n397.0\n302.2\n413.8\n6,312.8\nJun\n1.42\n \n108.53\n934.42\n84.65\n123.2\n25.0\n1,279.0\n0.0\n0.0\n16.4\n28.1\n14.6\n97.9\n2,523.7\n64.1\n407.7\n299.0\n431.6\n6,439.3\nJul\n1.45\n \n101.74\n977.63\n79.50\n141.3\n25.0\n1,316.9\n0.0\n0.0\n16.2\n26.6\n15.4\n99.7\n2,414.7\n65.7\n393.1\n284.0\n440.7\n6,399.6\nAug\n1.36\n \n140.23\n1,074.47\n97.53\n131.9\n25.0\n1,297.4\n0.0\n0.0\n11.3\n22.9\n15.4\n99.5\n2,414.8\n67.3\n390.2\n313.6\n447.3\n6,550.2\nSep\n1.40\n \n91.63\n1,122.67\n143.91\n169.6\n25.0\n1,331.9\n0.0\n5.4\n3.2\n27.3\n14.5\n87.3\n2,451.9\n71.4\n382.3\n317.3\n455.9\n6,702.6\nOct\n1.27\n \n81.03\n1,090.44\n130.20\n155.1\n27.0\n1,376.2\n0.0\n15.4\n3.9\n28.7\n15.5\n87.1\n2,472.1\n66.0\n397.2\n293.2\n458.2\n6,698.6\nNov\n4.24\n \n69.45\n1,242.12\n103.17\n136.3\n27.0\n1,349.8\n0.0\n15.5\n4.6\n17.6\n15.4\n85.2\n2,511.0\n68.5\n350.5\n285.6\n466.2\n6,752.2\nDec\n14.07\n \n98.95\n1,306.91\n134.35\n156.7\n27.0\n1,416.0\n0.0\n15.3\n4.9\n17.8\n13.2\n70.4\n2,380.1\n273.8\n376.7\n274.2\n473.4\n7,053.8\n2017\nJan\n17.72\n \n103.75\n1,322.38\n81.89\n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nFeb\n16.29\n \n89.44\n1,396.07\n96.11\n137.3\n48.6\n1,502.5\n0.0\n15.5\n3.2\n15.0\n14.9\n68.2\n2,238.9\n239.7\n398.5\n266.0\n480.1\n7,026.4\nMar\n10.74\n \n63.27\n1,421.43\n83.18\n150.7\n53.5\n1,578.7\n0.0\n15.7\n3.8\n15.7\n15.7\n69.9\n2,554.3\n23.7\n422.4\n314.5\n484.0\n7,281.0\nApr\n9.82\n \n64.14\n1,383.44\n75.92\n209.0\n51.4\n1,744.4\n0.0\n15.8\n3.6\n15.8\n16.9\n74.0\n2,493.3\n26.4\n489.1\n263.7\n492.6\n7,429.3\nMay\n12.36\n \n52.63\n1,376.30\n119.89\n159.1\n75.3\n1,739.8\n0.0\n15.7\n33.6\n16.7\n16.3\n72.4\n2,528.3\n28.4\n486.1\n290.7\n492.0\n7,515.6\nJun\n7.01\n \n53.33\n1,578.51\n141.42\n82.2\n110.6\n1,786.8\n0.0\n16.0\n35.0\n47.9\n16.5\n82.2\n2,583.5\n23.9\n533.5\n273.6\n497.3\n7,869.2\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\nTABLE 5.1: - COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \n \n \n \n \n \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTotal\nReserves\n2016\n Jan\n2,428.8\n278.8\n967.1\n3674.77\n340.4\n24.7\n4,039.9\n33.6\n313.2\n0.0\n50.3\n85.3\n871.3\n582.8\n308.0\n6284.43\n Feb\n2,407.9\n290.0\n984.9\n3682.68\n337.3\n18.8\n4,038.7\n38.4\n298.9\n0.0\n91.0\n35.0\n878.1\n477.1\n301.0\n6158.19\n Mar\n2,508.0\n288.3\n1,026.9\n3823.12\n345.4\n15.4\n4,183.9\n43.2\n303.1\n0.0\n100.2\n36.1\n886.6\n471.0\n287.1\n6311.15\n Apr\n2,571.6\n297.5\n1,014.8\n3883.80\n306.8\n16.9\n4,207.6\n67.7\n285.7\n0.0\n119.4\n36.1\n893.9\n413.7\n294.4\n6318.60\n May\n2,639.9\n280.6\n1,042.8\n3963.37\n275.1\n17.9\n4,256.4\n57.9\n300.0\n0.0\n66.3\n36.1\n908.9\n397.0\n290.1\n6312.76\n June\n2,734.1\n268.2\n1,019.8\n4022.09\n331.6\n24.0\n4,377.6\n67.9\n272.3\n0.0\n77.8\n44.3\n915.7\n407.7\n276.0\n6439.33\n July\n2,676.5\n334.1\n987.4\n3997.93\n361.0\n33.8\n4,392.8\n58.2\n261.0\n0.0\n56.9\n45.8\n922.1\n393.1\n269.8\n6399.63\n Aug\n2,836.2\n285.6\n1,009.5\n4131.35\n341.3\n29.3\n4,501.9\n67.0\n257.0\n0.0\n51.1\n40.9\n932.3\n390.2\n309.8\n6550.23\n Sep\n2,915.9\n334.9\n987.8\n4238.62\n393.9\n25.8\n4,658.3\n62.9\n246.3\n0.0\n69.3\n35.9\n944.5\n382.3\n303.2\n6702.64\n Oct\n3,056.4\n267.0\n940.9\n4264.34\n344.5\n25.0\n4,633.9\n60.0\n267.7\n0.0\n74.5\n27.9\n954.5\n397.2\n283.0\n6698.61\n Nov\n3,186.7\n254.5\n896.9\n4338.05\n382.5\n28.0\n4,748.6\n29.3\n260.0\n0.0\n51.4\n28.2\n966.9\n350.5\n317.3\n6752.22\n Dec\n3,271.3\n285.7\n896.0\n4452.99\n418.3\n19.6\n4,890.9\n47.1\n250.7\n1.8\n111.6\n48.2\n1,032.7\n376.7\n294.0\n7053.81\n2017\n Jan\n3,205.0\n317.1\n981.8\n4503.86\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6933.07\n Feb\n3,267.0\n318.3\n977.1\n4562.41\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7026.43\n Mar\n3,370.3\n313.3\n965.3\n4648.90\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7281.03\n Apr\n3,496.9\n328.5\n960.8\n4786.12\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7429.28\n May\n3,534.8\n331.2\n979.7\n4845.74\n384.0\n53.4\n5,283.1\n50.8\n220.4\n0.0\n29.0\n41.9\n1,092.7\n486.1\n311.6\n7515.61\n Jun\n3,792.5\n332.7\n949.8\n5075.08\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7869.22\nSource:Reserve Bank of Zimbabwe,2017\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \n \n \n \n \n \n \n20 \n \n \n \n \n \n \n \n \nDebt Securities Foreign Liabilities\nCapital\nOther\nTotal\nand\nLiablities \nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment\nTotal \nRBZ\nOther Depository Other Finacial Reserves\nfrom the public\nCorporations \n Corporations Corporations\n2016 \n Jan \n297.8 \n534.3\n832.14 \n47.2 \n0.1 \n879.4 \n22.6 \n43.3 \n0.0 \n74.7 \n0.0\n292.9\n32.3\n1345.27\n Feb \n305.9 \n533.4\n839.34 \n37.2 \n0.1 \n876.6 \n23.2 \n42.3 \n0.0 \n80.7 \n0.9\n296.3\n31.5\n1351.56\n Mar \n314.1 \n531.2\n845.28 \n25.1 \n0.0 \n870.4 \n23.6 \n37.0 \n0.0 \n80.9 \n0.8\n284.3\n46.0\n1343.06\n Apr \n317.6 \n520.8\n838.41 \n25.1 \n0.0 \n863.5 \n23.7 \n36.9 \n0.0 \n74.6 \n0.5\n278.8\n33.9\n1311.79\n May \n330.8 \n480.5\n811.31 \n34.1 \n0.0 \n845.5 \n25.0 \n36.2 \n0.0 \n77.2 \n0.5\n315.5\n45.5\n1345.27\n June \n313.1 \n511.6\n824.71 \n69.2 \n0.0 \n893.9 \n24.4 \n35.4 \n0.0 \n81.5 \n3.1\n313.1\n46.3\n1397.68\n July \n313.4 \n490.8\n804.18 \n74.0 \n15.5 \n893.7 \n24.8 \n35.7 \n0.0 \n72.7 \n0.4\n318.2\n33.4\n1378.87\n Aug \n278.7 \n503.6\n782.31 \n71.0 \n16.1 \n869.4 \n25.1 \n33.6 \n0.0 \n76.5 \n0.4\n321.5\n33.3\n1359.67\n Sep \n270.8 \n507.3\n778.11 \n85.7 \n16.4 \n880.2 \n22.5 \n30.5 \n0.0 \n82.4 \n0.3\n314.1\n35.5\n1365.62\n Oct \n267.3 \n525.9\n793.19 \n89.2 \n16.4 \n898.9 \n24.6 \n29.4 \n0.0 \n87.8 \n0.4\n319.7\n40.1\n1400.87\n Nov \n311.8 \n529.0\n840.82 \n89.4 \n16.5 \n946.7 \n25.8 \n29.6 \n0.0 \n90.8 \n0.6\n326.4\n56.8\n1476.66\n Dec \n339.5 \n532.9\n872.41 \n92.6 \n16.6 \n981.6 \n27.0 \n28.8 \n0.0 \n79.9 \n0.5\n330.3\n56.9\n1505.10\n2017 \n Jan \n326.2 \n522.1\n848.23 \n81.5 \n16.6 \n946.4 \n25.0 \n29.1 \n0.0 \n66.5 \n0.7\n332.1\n51.7\n1451.40\n Feb \n326.1 \n534.4\n860.48 \n76.2 \n16.6 \n953.3 \n23.1 \n27.0 \n0.0 \n62.4 \n0.5\n334.5\n59.7\n1460.43\n Mar \n319.7 \n523.2\n842.91 \n70.2 \n16.7 \n929.9 \n20.9 \n24.0 \n0.0 \n68.5 \n0.3\n340.7\n64.3\n1448.62\n Apr \n399.6 \n527.1\n926.64 \n70.6 \n16.0 \n1,013.2 \n21.8 \n22.8 \n0.0 \n54.0 \n0.2\n322.5\n62.3\n1496.83\n May \n378.0 \n536.0\n914.03 \n70.7 \n16.1 \n1,000.8 \n21.8 \n23.0 \n0.0 \n66.2 \n0.4\n325.8\n77.4\n1515.45\n Jun \n401.8 \n544.4\n946.24 \n70.7 \n16.5 \n1,033.4 \n22.0 \n22.0 \n0.0 \n65.2 \n0.8\n330.0\n75.4\n1548.79\nSource: Reserve Bank of Zimbabwe,2017 \n \nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions \n \n \n \n21 \n \n \n \n \n22 \n \nEND OF\nAGRICULTURE CONSTRUCTION COMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n1,073,567.6\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJun\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nJul\n207,280.2\n99,727.9\n138,781.2\n616,359.8\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,752,262.6\nAug\n233,004.5\n97,248.8\n153,590.8\n578,487.3\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,835,125.8\nSep\n236,724.3\n101,117.1\n155,483.5\n597,290.0\n346,375.9\n1,046,195.2\n366,312.8\n57,885.0\n1,365,673.5\n73,805.9\n595,219.8\n70,669.7\n5,012,752.7\nOct\n239,373.9\n107,235.7\n160,641.2\n593,362.2\n344,681.9\n988,274.7\n363,815.8\n63,998.0\n1,384,083.2\n76,834.0\n593,827.7\n73,608.8\n4,989,737.2\nNov\n318,652.7\n107,089.5\n189,581.3\n501,506.5\n329,147.3\n992,135.7\n411,467.8\n150,691.6\n1,337,295.6\n79,405.2\n591,639.0\n71,016.3\n5,079,628.5\nDec\n258,814.9\n110,009.2\n202,260.4\n590,595.6\n348,457.0\n1,020,795.0\n382,615.8\n81,542.7\n1,466,867.2\n82,186.5\n592,932.5\n76,874.9\n5,213,951.8\n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.2\nMay\n301,531.2\n113,685.5\n220,541.8\n679,781.4\n320,878.2\n1,019,941.1\n417,418.5\n175,383.4\n1,454,718.3\n108,366.5\n667,019.7\n71,770.2\n5,551,035.8\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nSource: Reserve Bank of Zimbabwe,2017\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ thousands\n \n \n23 \n \n \n \n \nEnd Period\nNominal Lending Rates 1\nIndividuals \nCorporate\n2016 \nJan\n6.00-22.00\n12.08\n7.38\nFeb\n4.00-22.00\n11.48\n7.29\nMar\n4.00-22.00\n11.44\n7.16\nApr\n4.00-22.00\n11.50\n7.20\nMay\n4.00-18.00\n11.43\n7.35\nJun\n4.00-18.00\n11.40\n7.48\nJul\n4.00-18.00\n10.69\n6.79\nAug\n4.00-18.00\n10.67\n6.84\nSep\n4.00-18.00\n10.66\n6.95\nOct\n4.00-18.00\n10.70\n6.93\nNov\n4.00-18.00\n10.69\n6.99\nDec\n4.00-18.00\n10.59\n6.87\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nSource:Reserve Bank of Zimbabwe, 2017\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates\n \n \n \n24 \n \n \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\nSep\n0.50-6.00\n1.00-17.00\nOct\n0.50-6.00\n1.00-17.00\nNov\n0.50-6.00\n1.00-17.00\nDec\n0.50-6.00\n1.00-17.00\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\n Source:Reserve Bank of Zimbabwe, 2017\n* The range of rates qouted by banks during the period.\n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n 25 \n \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSep\n0.10\n-0.03\n-1.11\n-0.27\n-0.03\n-0.08\n-0.09\n-0.26\n0.00\n0.01\n0.10\n-0.34\n-0.06\n-0.26\nOct\n-0.05\n-0.24\n-0.13\n0.06\n-0.03\n-0.06\n0.00\n-0.01\n0.00\n-0.06\n0.17\n-0.05\n0.40\n0.09\nNov\n0.06\n-0.09\n0.00\n0.10\n-0.07\n0.33\n0.00\n0.18\n-2.46\n-0.01\n0.14\n-0.22\n0.54\n0.02\nDec\n-0.06\n0.09\n-0.59\n0.46\n0.09\n-0.27\n0.00\n0.29\n0.00\n0.16\n0.34\n-0.09\n0.38\n0.06\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.25\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.14\n-0.45\n-0.24\nSource:Zimstat, 2017\nNON-FOOD INFLATION\nTABLE 9.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \n \n26 \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSep\n-1.36\n-1.79\n-1.50\n-2.48\n-0.14\n-2.17\n-2.10\n-0.78\n9.09\n-0.84\n-1.82\n-0.58\n-2.94\n-1.33\nOct\n-0.97\n-1.73\n-1.54\n-2.10\n-0.76\n-1.77\n-2.13\n-0.65\n9.09\n-0.72\n-1.77\n-0.45\n-2.03\n-0.95\nNov\n-0.77\n-1.63\n-1.53\n-1.77\n-0.83\n-1.37\n-1.91\n-0.45\n3.48\n-0.70\n-1.62\n-0.89\n-1.54\n-1.09\nDec\n-0.42\n-1.39\n-2.29\n-1.25\n-0.67\n-1.39\n-1.87\n-0.24\n3.49\n-0.47\n-0.99\n-0.92\n-0.95\n-0.93\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.08\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.21\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.37\n1.82\n0.31\nSource: Zimstat, 2017\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 9.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \n(DECEMBER 2012 = 100)\n \n \n \n27 \n \n \n \n \n(US$ millions)\nEnd Period\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\nLong-Term External Debt\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\n8,656\nGovernment\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\n5,365\nBilateral Creditors\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\n3,479\nMultilateral Creditors\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\nBilateral Creditors\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\n779\nMultilateral Creditors\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\n591\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nMultilateral Creditors - IMF\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nPrivate\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\nShort-Term External Debt\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\n2,304\nSupplier's Credits\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\n573\nPrivate\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\n1,731\nTotal External Debt\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\n10,960\nSource: Ministry of Finance & Economic Development, 2017; & Reserve Bank of Zimbabwe, 2017\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n28 \n \n \n \n \n \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2016\nJan\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nfeb\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMar\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nApr\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMay\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJun\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJul\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAug\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSep\n13.9200\n10.5800\n101.6000\n1.1200\n1.3200\nOct\n13.9400\n10.6500\n103.7600\n1.0989\n1.2346\nNov\n13.9402\n10.6875\n107.9934\n1.0811\n1.2430\nDec\n13.8416\n10.7247\n115.7895\n1.0556\n1.2509\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nApr\n13.3461\n10.4384\n111.1600\n1.0862\n1.2908\nMay\n13.1162\n10.2987\n110.9650\n1.1168\n1.2801\nJun\n13.0150\n10.2249\n111.9450\n1.1439\n1.3013\nSource: Reserve Bank of Zimbabwe, 2017\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n2. US dollars per unit of foreign currency.\n \n \n \n29 \n \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nUS$ millions\n2016\nJan\n103.0\n19.5\n10.4\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15.6\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16.4\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13.9\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18.1\n88,525,472\n2,780.9\nJul\n98.8\n25.7\n11.8\n57,222,624\n2,772.0\nAug\n99.5\n26.3\n7.1\n41,264,438\n2,734.3\nSep\n98.9\n26.6\n13.0\n68,329,516\n2,725.1\nOct\n120.8\n33.8\n22.6\n177,384,684\n3,328.3\nNov\n137.1\n57.4\n23.5\n233,749,377\n3,804.6\nDec\n144.5\n58.5\n26.0\n292,538,969\n4,008.0\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nSource:Zimbabwe Stock Exchange (ZSE),2017\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\nIndices\n \n \n \n30 \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSep\n 4,382.9 \n10.5\n237.3\n167.7\n533.9\n215.9\nOct\n 4,127.6 \n8.0\n322.8\n112.5\n524.5\n216.0\nNov\n 4,624.7 \n6.9\n363.4\n84.5\n537.2\n229.9\nDec\n 4,882.6 \n5.6\n479.9\n71.9\n626.1\n265.1\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n495.6\n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n472.3\n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n671.6\n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n792.5\n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n939.9\n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n1095.5\n500.3\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n31 \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJun\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJul\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nAug\n253.9\n27.8\n4038.1\n1156.4\n 26,009.6 \n109.5\nSep\n288.5\n32.5\n4421.9\n1188.5\n 27,300.0 \n100.0\nOct\n296.0\n29.2\n6247.4\n1106.4\n 29,801.7 \n117.9\nNov\n353.0\n30.6\n8691.2\n1086,9\n 28,542.1 \n128.8\nDec\n405.4\n24.4\n13042.1\n1348.0\n 33,211.8 \n155.9\nAnnual Total\n 2,901.5 \n347.7\n 52,407.5 11,245.7 298,586.2 \n1112.1\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 \n191.0\nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 \n207.0\nMay\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 \n244.1\nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 \n231.0\nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 \n323.3\nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 \n342.1\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n32 \n \n \n \n \n \nMonth\nExports\nImports\nTotal Trade\nTrade Balance\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2832.27\n5211.41\n8043.69\n(2379.14)\n2017\nJan\n257.80\n384.80\n642.60\n(127.00)\nFeb\n240.20\n424.40\n664.60\n(184.20)\nMar\n224.50\n461.60\n686.10\n(237.10)\nApr\n184.50\n405.20\n589.70\n(220.70)\nMay\n223.10\n466.00\n689.10\n(242.90)\nJun\n204.03\n495.19\n699.22\n(291.17)\nSource: Zimstat, 2017\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/June2017.pdf"}
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+{"doc_id": "12dde9de49e712fb145d37c36061b888", "text": "PUBLIC \n1 \nPUBLIC \n \n \nBANK OF GHANA \nMONETARY POLICY COMMITTEE \nPRESS RELEASE \nJuly 18, 2025 \n \nThe Monetary Policy Committee (MPC) of the Bank of Ghana held an emergency meeting on Thursday, \nJuly 17, 2025, to determine whether current conditions warranted any immediate action ahead of the \nscheduled 125th MPC meetings later this month. This is in line with our commitment to proactive and \nresponsive policy formulation. \n \nThe Committee observed that: \n \n1. The disinflation momentum has strengthened, with headline inflation falling steadily for six \nconsecutive months to 13.7 percent in June 2025, down from 23.8 percent in December 2024. Core \ninflation measures also show a re-anchoring of expectations. \n2. Real sector performance remains strong, with real GDP growth reaching 5.3 percent in the first \nquarter of 2025. Non-oil GDP growth was stronger at 6.8 percent, driven by robust activity in \nagriculture and services sectors. \n3. The external sector continues to strengthen, with a provisional trade surplus of US$5.6 billion and \na current account surplus of US$3.4 billion in the first half of 2025, compared with US$1.4 billion \nand US$283.1 million, respectively, in the first half of 2024. These gains have contributed to higher \nreserve accumulation. \n4. Gross international reserves improved to US$11.1 billion as at end-June 2025, equivalent to 4.8 \nmonths of import cover, from US$8.98 billion at end-2024. \n5. The cedi has appreciated significantly, gaining 42.6 percent, year-to-date, against the US dollar, \nsupported by strong foreign exchange inflows from gold and cocoa exports, remittances, improved \ninvestor sentiments, and prudent policy implementation. \n6. The global environment remains uncertain. Growth momentum is weakening, and is projected to \nslow to 2.8 percent in 2025, from 3.3 percent in 2024. Global financial conditions remain tight, \nand disinflation, though ongoing, is expected to proceed unevenly. \nOverall, the Committee noted significant improvements in the current macroeconomic conditions and the \npositive outlook. Inflation expectations are broadly anchored, external buffers have strengthened, and \nconfidence in the economy is returning. The Committee reaffirmed its commitment to support the recovery \nprocess without compromising the gains achieved so far. \nThe next regular MPC meeting will be held from Monday, July 28, 2025, and conclude on Wednesday, \nJuly 30, 2025, with announcement of the policy decision, as scheduled. \n \nEND.", "source": "BOG", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/Emergency-MPC-Press-Release-July-18-2025-.pdf"}
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+{"doc_id": "1406fed5e5bd37a3afcee28392e8372a", "text": "[Date] \n \n \n \n \nMAY 2016 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 3 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCash Transactions _________________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCard Based Transactions ___________________________________________________________ 6 \nCheque Transactions ______________________________________________________________ 6 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2016 \nApril \n2016 \nMay \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n20.2 \n25.5 \n26.2% \nZ.S.E. Industrial Index1 \n105.8 \n104.7 \n-1.0% \nMoney Supply (US$ millions)2 \n5 004.9 \n5 050.9 \n0.9% \nMoney Supply (M3) Annual Growth2 (%) \n12.80 \n12.50 \n \nYearly Inflation3 (%) \n-1.64 \n-1.69 \n \nMonthly Inflation3 (%) \n-0.21 \n-0.24 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \nMajor USA, Asian and European stock markets \ncontinued on a bullish trend in May 2016. The \nDow Jones and Shanghai indices, however, \ndeclined in the same month. African stock \nmarkets recorded mixed trading, with increases \nrecorded in Nigeria, 7.0%; Kenya, 1.5%; and \nTunisia, \n1.5%. \nDeclines \nwere, \nhowever, \nregistered in Morocco, -1.5%; South Africa, \n-4.0%; and Egypt, -0.6%. \nThe Zimbabwe Stock Exchange (ZSE) industrial \nindex decreased by 1.0%, to close the month \nunder review at 104.7 points, while the mining \nindex rose by 26% to 25.5 points. \n \n \n \n \nThe total volume of shares traded declined from \n187.8 million in April 2016, to 99.06 million in \nMay 2016. Similarly, market turnover declined \nfrom US$14.0 million in April 2016, to close at \nUS$13.9 million in May 2016. \n \nSource: Zimbabwe Stock Exchange, 2016 \nZSE market capitalisation increased by 0.7% to \nUS$2 881.3 million in May 2016, largely on \naccount of the increase in the mining index. \n \n0\n20\n40\n60\n80\n100\n120\n140\n160\n31-May-15\n30-Jun-15\n31-Jul-15\n31-Aug-15\n30-Sep-15\n31-Oct-15\n30-Nov-15\n31-Dec-15\n31-Jan-16\n29-Feb-16\n31-Mar-16\n30-Apr-16\n31-May-16\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.00\n5.00\n10.00\n15.00\n20.00\n25.00\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n300.00\nMay-15\nJun-15\nJul-15\nAug-15\nSep-15\nOct-15\nNov-15\nDec-15\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Monthly Volumes \nFigure 2: ZSE: Monthly Volumes and Values Trad\nand Values Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nMONETARY DEVELOPMENTS \nAnnual money supply growth was lower at \n12.5% in May 2016, compared to 12.8% in April \n2016. On a month-on-month basis, broad money \nsupply grew by 0.9%, from US$5 004.9 million \nin April 2016, to US$5 050.9 million in May \n2016. \n \nSource: Reserve Bank of Zimbabwe, 2016 \nThe growth in money supply reflected annual \nincreases of 30% and 10.2% in demand and \nsavings \ndeposits, \nrespectively. \nPartially \noffsetting the increases were declines in deposits \nof over 30 days tenor, 8.5%; and under 30-days \ntenor, 6.4%. \nThe proportions of deposit classes in broad \nmoney were as follows: demand, 53.7%; \nover 30-days, 16.9%; under 30-days, 15.7%; and \nsavings deposits, 13.8%. \n \n \n \n \n \nBanking sector credit recorded a lower annual \ngrowth of 16.4% in May 2016, from 23.8% in \nApril 2016. Month-on-month, domestic credit \ngrew by 0.1%, from US$5 623.6 million in April \n2016, to US$5 627.8 million in May 2016. \nOn an annual basis, credit to the private sector \ndeclined by 4.4% to US$3 595.9 million in May \n2016, from US$3 763.0 million in May 2015. \nSimilarly, monthly credit to the private sector \ndecreased by 1.1% in May 2016. \nIn terms of proportions, credit to the private \nsector consisted of loans and advances, 85.3%; \nmortgages, 11.3%; other investments, 2.9%; \nbankers acceptances, 0.3%; and bills discounted, \n0.2%. \n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\nAug-13\nNov-13\nFeb-14\nMay-14\nAug-14\nNov-14\nFeb-15\nMay-15\nAug-15\nNov-15\nFeb-16\nMay-16\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth rate\nUnder 30 \nDays\n15.7%\nOver 30 \nDays\n16.9%\nDemand\n53.7%\nsavings\n13.8%Figure 4: Bankin\nFigure 4: Banking Sector DepositsMay 2016\nMay 2016\nSource: Reserve Bank of Zimbabwe, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \n \nSource: Reserve Bank of Zimbabwe, 2016 \nDuring the period under review, outstanding \ncredit to the private sector was distributed as \nfollows: \nhouseholds \n(23.9%); \nagriculture \n(19.2%); \nmanufacturing \n(16.1%); \nservices \n(14.7%); distribution (13.1%); mining (5.3%); \nfinancial organisations and investments, (2.9%); \ntransport and communications (2.9%); and \nconstruction (1.5%). \nCredit to the private sector was channeled \ntowards working capital, 35.5%; inventory \nbuild-up, 34.0%; consumer durables, 15.7%; \nfixed capital investment, 13.1%; and pre and post \nshipment financing, 1.7%. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation decelerated to -1.69% \nin May 2016, from -1.64% in April 2016. This \nwas largely on account of a fall in food inflation. \n \nSource: ZIMSTAT, 2016 \nThe year-on-year food inflation shed 0.1 \npercentage points to -4.1% in May 2016, from \n-4.0% in April 2016. This followed declines in \nthe prices of meat; bread and cereals; milk, \ncheese and eggs; oils and fats; vegetables; and \nfish and sea food. \nAnnual non-food inflation for May 2016 \nremained unchanged at -1.43%, recorded in April \n2016. Declines in housing, water, electricity, gas \nand other fuels, furniture and household \nequipment, transport, clothing and footwear \nweighed down non-food inflation in May 2016. \nLoans & Advances\n85.3%\nBills \nDiscounted\n0.2%\nBankers \nacceptances\n0.3%\nOther \ninvestments\n2.9%\nMortgages\n11.3%Figure 5: Credit to Private Sector \nFigure 5: Credit to Private Sector April 2016\nApril 2016\n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nIncreases in education, particularly preschools \nand primary education, however, partially offset \nthe declines. \n \nMonthly Inflation \n \n \nThe month-on-month inflation rate declined from \n-0.21% in April 2016 to -0.24% in May 2016, \nunderpinned by the decline in non-food inflation. \nMonthly non-food inflation decelerated to \n-0.12% in May 2016, on account of decreases in \ncommunication, \nalcoholic \nbeverages \nand \ntobacco; clothing and footwear; and furniture and \nhousehold equipment. \nMonthly food inflation gained marginally, from \n-0.51% in April 2016 to -0.49 in May 2016. This \nwas attributable to increases in the prices of \nvegetables, fish and sea food and oils and fats. \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment System registered a 6% \nincrease from US$6 135.00 million in April \n2016, to US$6 486.22 million in May 2016. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the Real Time \nGross Settlement system increased by 8.6% to \nUS$3 869.19 million in May 2016, from \nUS$3 564.32 million in April 2016. Similarly, \nthe volume of transactions registered a 23% \nincrease from 161 725 in April 2016, to 199 256 \nin May 2016. \nSource: Reserve Bank of Zimbabwe, 2016 \n \nCash transactions \n \nThe value of cash transactions stood at \nUS$729.25 million in May 2016, up from \nUS$703.28 million in April 2016. \n \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions registered a 12% increase from \nUS$427.29 million in April 2016, to close at \nUS$479.93 million in May 2016. \n \n \n \n \n \n \n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nMay-13\nSep-13\nJan-14\nMay-14\nSep-14\nJan-15\nMay-15\nSep-15\nJan-16\nMay-16\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: Z\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \nMONTHLY ECONOMIC REVIEW \n6 \n \nCard Based Transactions \n \nCard based transactions were recorded at \nUS$418.0 million in May 2016, down from \nUS$427.7 million registered in April 2016. \n \nCheque Transactions \n \nCheque transactions closed the month under \nreview at US$10.83 million. This represented a \n12% increase from the US$9.65 million recorded \nin the previous month. \n \n \nRESERVE BANK OF ZIMBABWE \nJULY 2016\n \n \n7 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 9 \n \n1.2 Broad Money Survey \n \n \n \n \n \n10 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n11 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n12 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 13 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n14 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n15 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n16 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n17 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n18 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n19 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n20 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n21 \n \n7.2 Liabilities \n \n \n \n \n \n \n22 \n \n \nMONTHLY ECONOMIC REVIEW \n8 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n23 \n \n8.2 Liabilities \n \n \n \n \n \n \n24 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n25 \n \n9.2 Liabilities \n \n \n \n \n \n \n26 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n27 \n \n11. Savings with Financial Institutions \n \n \n \n \n28 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n29 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n30 \n \n13.2 Volumes of Transactions \n \n \n \n \n31 \n \n \n \n \n \n \n \n \n \n9 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nMarch\nApril\nMay\nBond Coins\n2,316.7\n2,684.1\n2,719.3\n3,016.3\n3,425.5\n4,445.3\n5,789.3\n7,127.0\n7,355.5\n7,457.3\n7,612.1\n7,758.5\n8,005.8\nRBZ Demand Deposits\n340.2\n4,035.0\n3,889.6\n3,480.3\n3,478.9\n3,485.7\n2,470.9\n726.0\n1,832.8\n2,086.4\n1,423.3\n5,061.6\n3,602.5\nComm. Banks Dem. Deposits\n2,017,918.3\n2,112,470.2\n2,023,527.6\n2,168,409.0\n2,166,471.3\n2,149,026.8\n2,358,226.5\n2,362,538.7\n2,430,098.0\n2,409,398.2\n2,510,951.1\n2,575,573.8\n2,644,003.9\nMerchant Banks Dem. Deposits\n63,899.2\n62,949.9\n62,949.9\n62,949.9\n62,157.8\n61,925.6\n58,750.3\n58,524.4\n58,511.7\n58,304.5\n58,315.0\n58,346.2\n58,364.1\nM1\n2,084,474.4\n2,182,139.2\n2,093,086.3\n2,237,855.5\n2,235,533.5\n2,218,883.4\n2,425,237.0\n2,428,916.0\n2,497,798.0\n2,477,246.4\n2,578,301.4\n2,646,740.1\n2,713,976.2\nComm. Banks Savings Deposits\n275,167.8\n248,074.6\n239,113.1\n227,534.6\n230,176.6\n231,465.3\n259,856.4\n266,166.6\n280,598.5\n291,567.7\n290,006.1\n299,136.9\n282,597.7\nBuilding Soc. Savings Deposits\n280,947.9\n279,625.3\n275,914.5\n277,271.4\n230,176.6\n294,208.3\n308,439.9\n296,041.8\n297,854.8\n305,980.4\n311,092.0\n317,629.3\n332,211.2\nP O S B Savings Deposits\n71,195.6\n73,397.6\n68,785.7\n71,554.2\n77,161.5\n73,380.5\n76,307.7\n72,505.8\n73,735.7\n73,847.9\n74,405.9\n80,067.6\n79,203.4\nComm. Banks U-30 Day Deposits\n670,242.5\n707,686.1\n587,421.2\n505,981.9\n613,287.8\n565,136.6\n565,317.5\n650,234.3\n597,527.6\n588,796.4\n506,719.1\n574,185.2\n674,068.8\nMerchant Banks U-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. U- 30 Day Deposits\n175,953.7\n188,805.2\n171,250.8\n156,077.5\n190,548.2\n144,911.8\n127,578.2\n165,352.5\n131,683.2\n123,683.2\n108,106.2\n171,635.9\n118,100.1\nM2\n3,557,981.9\n3,679,728.0\n3,435,571.6\n3,476,275.0\n3,576,884.3\n3,527,985.9\n3,762,736.7\n3,879,217.1\n3,879,197.9\n3,861,122.0\n3,868,630.7\n4,089,395.1\n4,200,157.3\nComm. Banks O-30 Day Deposits\n536,216.7\n509,642.0\n651,895.8\n622,991.6\n611,608.0\n628,213.7\n503,244.7\n420,265.1\n424,676.9\n449,879.1\n573,809.8\n519,330.5\n438,306.5\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n364,490.5\n326,111.5\n351,579.9\n340,974.7\n303,177.5\n409,350.0\n444,267.1\n432,822.3\n413,975.8\n421,729.2\n438,461.8\n361,565.5\n374,720.6\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n18,011.8\n17,261.6\n23,646.5\n21,540.3\n24,019.0\n24,010.2\n23,668.6\n21,851.3\n25,326.6\n24,881.2\n24,640.9\n23,321.3\n26,430.9\nM3\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,526,955.4\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\n5,050,881.9\nSource:Reserve Bank of Zimbabwe, 2016\n US$ Thousands\nTABLE 1.1 : MONETARY AGGREGATES\n2015\n2016\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \nMAY\nJUNE\nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nNET FOREIGN ASSETS \n-681,066.5\n-775,512.6\n-723,772.8\n-727,785.7\n-715,689.4\n-822,417.2\n-771,548.0\n-667,684.9\n-688,591.4\n-780,139.7\n-728,823.7\n-803,152.0\n-897,595.5\n Assets\n811,200.4\n926,353.7\n843,689.2\n867,447.1\n889,018.6\n784,372.6\n667,350.7\n792,677.3\n758,634.6\n679,001.9\n687,149.8\n637,447.5\n623,538.1\n Reserve Bank (RBZ)\n303,218.6\n453,986.1\n395,771.0\n360,705.6\n360,255.9\n335,321.7\n300,180.5\n433,452.9\n424,269.1\n390,810.3\n334,552.7\n354,608.4\n407,381.8\n Deposit Money Banks (DMBs) \n418,721.9\n390,608.3\n361,517.6\n428,702.8\n448,219.8\n387,305.0\n310,522.6\n300,320.1\n302,773.5\n259,017.9\n318,832.0\n269,044.4\n200,060.3\n Other Banking Institutions (OBIs) \n89,260.0\n81,759.3\n86,400.6\n78,038.7\n80,542.9\n61,745.9\n56,647.6\n58,904.3\n31,592.0\n29,173.7\n33,765.2\n13,794.7\n16,096.0\n Liabilities \\2\n-1,492,266.9\n-1,701,866.3\n-1,567,462.0\n-1,595,232.7\n-1,604,707.9\n-1,606,789.8\n-1,438,898.6\n-1,460,362.2\n-1,447,226.0\n-1,459,141.6\n-1,415,973.5\n-1,440,599.5\n-1,521,133.6\n RBZ\n868,931.4\n1,093,306.3\n1,039,959.7\n1,056,817.9\n1,057,080.8\n1,069,972.4\n1,048,664.8\n1,096,800.8\n1,090,485.7\n1,117,823.6\n1,075,644.5\n1,117,787.5\n1,184,783.0\n DMBs\n574,792.7\n560,305.8\n478,956.0\n490,791.1\n504,085.0\n494,458.0\n347,787.2\n320,578.9\n313,434.2\n299,029.1\n303,288.3\n285,945.2\n300,200.0\n OBIs\n48,542.8\n48,254.1\n48,546.3\n47,623.8\n43,542.1\n42,359.5\n42,446.6\n42,982.5\n43,306.1\n42,288.9\n37,040.8\n36,866.8\n36,150.7\nNET DOMESTIC ASSETS \n5,169,034.0\n5,319,522.4\n5,197,733.1\n5,200,833.8\n5,301,713.1\n5,423,243.6\n5,516,731.6\n5,433,107.3\n5,443,035.2\n5,549,017.8\n5,645,633.4\n5,808,031.0\n5,948,477.4\nDOMESTIC CREDIT\n4,817,875.2\n4,869,072.4\n4,981,511.5\n5,029,107.1\n5,079,842.4\n5,196,662.7\n5,345,272.0\n5,535,396.4\n5,476,442.4\n5,489,962.3\n5,542,678.3\n5,623,621.7\n5,627,841.4\n Claims on Government (net) \n950,594.0\n1,074,237.6\n1,160,044.8\n1,192,006.7\n1,182,354.0\n1,253,218.7\n1,359,827.4\n1,564,354.7\n1,530,792.2\n1,671,934.4\n1,691,128.7\n1,804,057.3\n1,834,775.4\n RBZ\n97,847.8\n91,807.5\n243,082.9\n244,517.6\n254,297.8\n271,997.2\n314,096.4\n331,552.1\n355,230.5\n418,006.5\n446,003.9\n456,287.0\n468,433.1\n DMBs\n784,428.5\n904,112.3\n845,865.3\n860,228.9\n838,982.9\n890,154.0\n954,556.6\n1,119,720.1\n1,068,095.4\n1,153,295.1\n1,166,120.4\n1,226,195.8\n1,241,961.8\n OBIs\n68,317.8\n78,317.8\n71,096.6\n87,260.2\n89,073.3\n91,067.5\n91,174.4\n113,082.5\n107,466.4\n100,632.7\n79,004.4\n121,574.4\n124,380.4\n Claims on Public Enterprises \n104,306.3\n53,148.2\n48,641.8\n56,508.0\n54,523.7\n84,877.1\n83,806.0\n140,910.1\n145,507.6\n120,445.0\n179,370.7\n185,698.9\n197,207.6\n RBZ\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n78,226.4\n91,056.2\n DMBs\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n105,088.3\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n105,088.3\n OBIs\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n951.8\n904.0\n1,063.1\n Claims on Private Sector\n3,762,974.9\n3,741,686.6\n3,772,824.9\n3,780,592.5\n3,842,964.7\n3,858,567.0\n3,901,638.6\n3,830,131.6\n3,800,142.6\n3,697,582.8\n3,672,178.9\n3,633,865.5\n3,595,858.4\n RBZ\n31,155.6\n51,689.8\n66,722.4\n92,768.9\n67,359.3\n75,959.6\n77,442.5\n90,549.5\n93,049.5\n74,614.5\n56,342.7\n58,614.2\n58,864.7\n DMBs\n2,960,917.8\n2,900,630.1\n2,910,157.5\n2,875,477.3\n2,956,930.6\n2,950,844.9\n2,981,759.1\n2,874,287.6\n2,860,825.0\n2,773,512.1\n2,774,147.9\n2,736,322.0\n2,691,318.7\n OBIs\n770,901.6\n789,366.8\n795,945.0\n812,346.3\n818,674.8\n831,762.5\n842,437.0\n865,294.5\n846,268.2\n849,456.3\n841,688.3\n838,929.3\n845,675.0\nOTHER ITEMS (NET) \n351,158.7\n450,450.0\n216,221.6\n171,726.7\n221,870.7\n226,580.9\n171,459.6\n-102,289.2\n-33,407.2\n59,055.5\n102,955.1\n184,409.4\n320,636.1\nBROAD MONEY (M3) \n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,586,023.7\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\n5,050,881.9\nSource:Reserve Bank of Zimbabwe, 2016\n1. Building societies and P. O. S. B.\n2. Sign reversal.\n2015\n2016\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \nMAY\nJUNE\nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nNET FOREIGN ASSETS \n-45,038.4\n-94,446.1\n51,739.9\n-4,012.9\n12,096.3\n-106,727.8\n50,869.2\n103,863.0\n-20,906.5\n-91,548.3\n51,316.0\n-74,328.3\n-94,443.6\n Assets\n55,707.0\n115,153.3\n-82,664.5\n23,757.8\n21,571.5\n-104,646.0\n-117,021.9\n125,326.6\n-34,042.7\n-79,632.7\n8,148.0\n-49,702.3\n-13,909.4\n Reserve Bank (RBZ)\n20,317.9\n150,767.5\n-58,215.1\n-35,065.4\n-449.7\n-24,934.2\n-35,141.2\n133,272.4\n-9,183.8\n-33,458.8\n-56,257.6\n20,055.8\n52,773.4\n Deposit Money Banks (DMBs)\n-5,646.2\n-28,113.6\n-29,090.7\n67,185.1\n19,517.0\n-60,914.8\n-76,782.4\n-10,202.5\n2,453.4\n-43,755.6\n59,814.1\n-49,787.5\n-68,984.1\n Other Banking Institutions (OBIs) \\1\n41,035.3\n-7,500.7\n4,641.3\n-8,361.9\n2,504.2\n-18,797.0\n-5,098.3\n2,256.7\n-27,312.3\n-2,418.3\n4,591.5\n-19,970.5\n2,301.3\n Liabilities \\2\n-100,745.5\n-209,599.4\n134,404.3\n-27,770.7\n-9,475.2\n-2,081.9\n167,891.2\n-21,463.6\n13,136.2\n-11,915.5\n43,168.1\n-24,626.0\n-80,534.1\n RBZ\n-25,276.1\n224,375.0\n-53,346.7\n16,858.2\n262.9\n12,891.6\n-21,307.6\n48,136.0\n-6,315.1\n27,337.9\n-42,179.1\n42,143.1\n66,995.5\n DMBs\n125,794.7\n-14,486.9\n-81,349.8\n11,835.0\n13,293.9\n-9,627.0\n-146,670.7\n-27,208.4\n-7,144.6\n-14,405.1\n4,259.2\n-17,343.1\n14,254.8\n OBIs\n226.9\n-288.7\n292.2\n-922.5\n-4,081.6\n-1,182.7\n87.1\n535.9\n323.5\n-1,017.2\n-5,248.1\n-174.0\n-716.1\nNET DOMESTIC ASSETS \\3\n94,161.3\n150,488.4\n-121,789.3\n3,100.7\n100,879.2\n121,530.5\n93,488.0\n-83,624.4\n9,928.0\n105,982.5\n96,615.7\n162,397.6\n140,446.4\nDOMESTIC CREDIT\n288,098.0\n51,197.2\n112,439.1\n47,595.6\n50,735.3\n116,820.4\n148,609.3\n190,124.4\n-58,954.0\n13,519.9\n52,716.0\n80,943.4\n4,219.7\n Claims on Government (net) \n285,335.2\n123,643.6\n85,807.2\n31,961.9\n-9,652.6\n70,864.7\n106,608.7\n204,527.3\n-33,562.5\n141,142.2\n19,194.3\n112,928.5\n30,718.1\n RBZ\n-529.8\n-6,040.3\n151,275.4\n1,434.7\n9,780.2\n17,699.4\n42,099.2\n17,455.7\n23,678.3\n62,776.1\n27,997.4\n10,283.1\n12,146.1\n DMBs\n285,591.8\n119,683.9\n-58,247.0\n14,363.6\n-21,245.9\n51,171.1\n64,402.6\n165,163.5\n-51,624.8\n85,199.8\n12,825.3\n60,075.4\n15,766.0\n OBIs\n273.1\n10,000.0\n-7,221.2\n16,163.6\n1,813.1\n1,994.2\n106.9\n21,908.1\n-5,616.0\n-6,833.7\n-21,628.3\n42,570.0\n2,806.0\n Claims on Public Enterprises \n1,832.0\n-51,158.1\n-4,506.4\n7,866.2\n-1,984.3\n30,353.4\n-1,071.0\n57,104.1\n4,597.4\n-25,062.5\n58,925.6\n6,328.3\n11,508.7\n RBZ\n349.8\n102.0\n742.4\n167.2\n325.0\n27,938.9\n12.5\n49,194.3\n-2,836.7\n-22,564.6\n16,188.3\n7,869.9\n12,829.8\n DMBs\n1,693.1\n-51,182.0\n-4,743.6\n6,619.9\n-2,342.5\n2,560.3\n-843.4\n7,698.3\n7,645.6\n-2,520.4\n42,734.4\n-1,493.8\n-1,480.3\n Agri-PEs\n-1,521.5\n-1,522.5\n-1,523.5\n-1,524.5\n-1,525.5\n-1,526.5\n-1,527.5\n-1,528.5\n-9,457.5\n-7,505.4\n-6,965.8\n-6,966.8\n-6,967.8\n Other\n3,214.7\n-49,659.5\n-3,220.1\n8,144.4\n-816.9\n4,086.8\n684.1\n9,226.8\n17,103.1\n4,985.0\n49,700.2\n5,473.1\n5,487.6\n OBIs\n-211.0\n-78.1\n-505.2\n1,079.1\n33.1\n-145.7\n-240.1\n211.5\n-211.5\n22.5\n3.0\n-47.9\n159.1\n Claims on Private Sector\n930.9\n-21,288.3\n31,138.3\n7,767.5\n62,372.2\n15,602.3\n43,071.6\n-71,507.0\n-29,989.0\n-102,559.8\n-25,403.9\n-38,313.4\n-38,007.1\n RBZ\n-402.4\n20,534.2\n15,032.7\n26,046.5\n-25,409.6\n8,600.4\n1,482.9\n13,107.0\n2,500.0\n-18,435.0\n-18,271.7\n2,271.5\n250.4\n DMBs\n11,924.1\n-60,287.7\n9,527.4\n-34,680.2\n81,453.3\n-6,085.7\n30,914.2\n-107,471.5\n-13,462.6\n-87,312.9\n635.8\n-37,825.9\n-45,003.2\n OBIs\n-10,590.8\n18,465.2\n6,578.2\n16,401.3\n6,328.5\n13,087.7\n10,674.5\n22,857.6\n-19,026.4\n3,188.1\n-7,768.0\n-2,759.0\n6,745.7\nOTHER ITEMS (NET) \n-193,936.7\n99,291.2\n-234,228.4\n-44,494.9\n50,144.0\n4,710.2\n-55,121.3\n-273,748.8\n68,882.0\n92,462.7\n43,899.6\n81,454.2\n136,226.7\nBROAD MONEY (M3) \n49,122.9\n56,042.3\n-70,049.4\n-912.2\n112,975.5\n14,802.7\n144,357.2\n20,238.7\n-10,978.5\n14,434.3\n147,931.7\n88,069.3\n46,002.9\n Broad Money (M3) \n1.11%\n1.2%\n-1.54%\n-0.02%\n2.53%\n0.32%\n3.14%\n0.43%\n-0.23%\n0.30%\n3.10%\n1.79%\n0.92%\n Domestic Credit \n6.36%\n1.1%\n2.31%\n0.96%\n1.01%\n2.30%\n2.86%\n3.56%\n-1.07%\n0.25%\n0.96%\n1.46%\n0.08%\n Claims on Private Sector\n0.02%\n-0.6%\n0.83%\n0.21%\n1.65%\n0.41%\n1.12%\n-1.83%\n-0.78%\n-2.70%\n-0.69%\n-1.04%\n-1.05%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\n2015\n2016\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \nMAY\nJUNE\nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nNET FOREIGN ASSETS \n-95,449.8\n-180,094.9\n-22,698.6\n-100,052.1\n-179,455.4\n-223,571.1\n-3,723.5\n51,716.5\n25,599.2\n-16,833.2\n-162,864.4\n-167,123.9\n-216,529.0\n Assets\n-379,009.3\n-200,283.4\n-183,460.8\n-212,180.1\n-216,884.3\n-214,670.1\n-160,163.5\n-103,502.5\n-72,324.8\n-58,831.6\n-128,929.8\n-118,045.9\n-187,662.4\n Reserve Bank (RBZ)\n-107,685.7\n79,429.5\n68,475.7\n-50,976.1\n-260,229.1\n-172,834.3\n-34,353.8\n70,271.8\n67,607.2\n109,920.3\n52,382.6\n71,707.8\n104,163.2\n Deposit Money Banks (DMBs)\n-282,081.0\n-294,731.2\n-262,175.5\n-175,757.2\n33,238.4\n-45,036.0\n-106,467.2\n-162,792.6\n-103,107.2\n-141,455.7\n-150,731.3\n-155,323.7\n-218,661.6\n Other Banking Institutions (OBIs) \\1\n10,757.3\n15,018.3\n10,239.0\n14,553.2\n10,106.4\n3,200.1\n-19,342.5\n-10,981.7\n-36,824.9\n-27,296.3\n-30,581.0\n-34,430.0\n-73,164.0\n Liabilities \\2\n283,559.6\n20,188.5\n160,762.2\n112,128.0\n37,428.9\n-8,901.0\n156,440.0\n155,218.9\n97,924.0\n41,998.4\n-33,934.6\n-49,078.0\n-28,866.7\n RBZ\n-283,804.9\n-48,600.0\n-96,131.8\n-60,845.6\n19,340.3\n34,361.2\n18,611.0\n75,864.3\n83,389.7\n108,661.8\n217,549.1\n223,580.0\n315,851.6\n DMBs\n-23,610.5\n14,958.5\n-83,111.7\n-63,177.9\n-46,073.7\n-13,602.2\n-162,923.9\n-219,844.2\n-170,029.2\n-139,327.3\n-169,893.9\n-163,052.9\n-274,592.8\n OBIs\n23,855.8\n13,453.0\n18,481.3\n11,895.4\n-10,695.4\n-11,858.0\n-12,127.1\n-11,239.0\n-11,284.5\n-11,332.9\n-13,720.6\n-11,449.1\n-12,392.1\nNET DOMESTIC ASSETS \\3\n257,686.8\n400,538.7\n272,589.1\n251,024.5\n376,976.5\n367,137.9\n333,441.6\n310,287.2\n388,719.3\n447,824.3\n709,354.1\n733,158.4\n779,443.5\nDOMESTIC CREDIT\n679,564.0\n695,004.5\n776,284.9\n794,638.6\n812,660.2\n865,327.7\n992,339.8\n1,156,742.8\n1,244,947.0\n1,240,909.9\n1,171,650.7\n1,093,844.4\n809,966.1\n Claims on Government (net) \n482,132.6\n575,620.5\n736,056.5\n754,533.2\n739,918.1\n782,714.1\n897,401.8\n1,048,718.3\n986,766.1\n1,122,755.2\n1,153,453.4\n1,138,798.4\n884,181.4\n RBZ\n99,026.6\n92,986.5\n289,241.2\n270,492.4\n290,213.2\n286,430.3\n328,127.9\n356,615.8\n367,824.5\n430,914.6\n468,278.0\n357,909.4\n370,585.4\n DMBs\n354,951.8\n444,479.8\n415,882.2\n448,362.7\n412,213.7\n457,069.2\n511,078.6\n631,757.3\n563,398.7\n643,214.9\n665,775.9\n727,359.2\n457,533.3\n OBIs\n28,154.2\n38,154.2\n30,933.0\n35,678.2\n37,491.3\n39,214.6\n58,195.3\n60,345.2\n55,543.0\n48,625.8\n19,399.5\n53,529.8\n56,062.7\n Claims on Public Enterprises \n25,922.7\n-20,025.0\n-28,752.0\n-13,816.8\n-17,867.0\n12,502.1\n17,145.1\n74,160.0\n80,539.8\n51,500.7\n107,827.5\n83,224.6\n92,901.3\n RBZ\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n77,489.1\n89,969.1\n DMBs\n24,052.3\n-21,919.3\n-30,883.4\n-17,194.6\n-21,602.9\n-19,027.0\n-14,156.5\n-6,547.4\n2,880.7\n-3,616.3\n38,245.6\n5,825.7\n2,652.3\n Agri-PEs\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n-1,522.5\n Other\n30,961.2\n-20,403.0\n-29,372.5\n-15,680.0\n-20,087.4\n-17,511.5\n-12,639.9\n-5,029.8\n4,399.2\n-2,096.7\n39,766.1\n7,347.3\n4,174.9\n OBIs\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n-774.5\n-90.2\n279.9\n Claims on Private Sector\n171,508.7\n139,409.0\n68,980.4\n53,922.1\n90,609.0\n70,111.5\n77,793.0\n33,864.5\n177,641.0\n66,654.0\n-89,630.2\n-128,178.6\n-167,116.6\n RBZ\n-3,589.5\n16,964.5\n31,997.2\n58,043.6\n32,634.0\n41,234.4\n42,717.2\n55,824.2\n58,324.2\n39,889.2\n24,933.7\n27,056.2\n27,709.1\n DMBs\n4,881.3\n-55,223.4\n-103,031.0\n-141,232.5\n-64,459.1\n-65,906.0\n-55,036.1\n-135,814.0\n25,822.4\n-50,903.8\n-186,744.5\n-212,671.7\n-269,599.0\n OBIs\n170,216.9\n177,667.9\n140,014.2\n137,110.9\n122,434.1\n94,783.1\n90,111.8\n113,854.3\n93,494.4\n77,668.6\n72,180.6\n57,436.9\n74,773.4\nOTHER ITEMS (NET) \n-421,877.2\n-294,465.8\n-503,695.8\n-543,614.1\n-435,683.7\n-498,189.8\n-658,898.2\n-846,455.6\n-856,227.7\n-793,085.7\n-462,296.6\n-360,686.0\n-30,522.6\nBROAD MONEY (M3) \n162,237.0\n220,443.8\n249,890.4\n150,972.4\n197,521.1\n143,566.8\n329,718.1\n362,003.6\n414,318.5\n430,991.1\n546,489.7\n566,034.5\n562,914.4\nGROWTH RATES\n Broad Money (M3) \n3.8%\n5.1%\n5.9%\n3.5%\n4.5%\n3.2%\n7.5%\n8.2%\n9.5%\n9.9%\n12.5%\n12.8%\n12.5%\n Domestic Credit \n16.4%\n16.7%\n18.5%\n18.8%\n19.0%\n20.0%\n22.8%\n26.4%\n29.4%\n29.2%\n26.8%\n24.1%\n16.8%\n Claims on Private Sector\n4.8%\n3.9%\n1.9%\n1.4%\n2.4%\n1.9%\n2.0%\n0.9%\n4.9%\n1.8%\n-2.4%\n-3.4%\n-4.4%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\n2016\n$ Thousands\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n2015\n \n \n13 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\nAug\n580,775.3\n28,148.8\n58,618.6\n460,451.4\n22,509.2\n105,466.9\n411,831.6\n176,732.7\n440,470.4\n41,154.5\n571,926.0\n886.9\n2,898,972.1\nSep\n598,429.9\n28,307.9\n59,213.0\n443,604.1\n22,711.9\n102,015.0\n421,228.0\n174,144.2\n467,804.5\n43,051.0\n569,250.1\n929.5\n2,930,689.0\nOct\n609,537.2\n33,868.4\n53,813.7\n466,727.6\n21,566.0\n104,959.3\n447,136.6\n141,401.6\n484,254.8\n40,156.6\n573,330.4\n907.7\n2,977,660.0\nNov\n650,547.2\n28,696.7\n49,784.9\n440,864.2\n12,868.9\n104,288.1\n428,393.1\n152,136.9\n444,207.8\n40,760.5\n543,920.4\n696.2\n2,897,164.8\nDec\n590,610.6\n30,958.8\n44,706.5\n366,799.2\n13,354.6\n87,897.5\n450,208.5\n163,452.9\n475,424.5\n40,154.3\n518,998.3\n527.5\n2,783,093.0\n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nSource:Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2015\nJan\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFeb\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMar\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nApr\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMay\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJun\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJul\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\nAug\n168,075.2\n86,038.9\n108,477.7\n472,875.1\n335,158.3\n784,616.6\n401,830.1\n76,647.0\n1,042,260.4\n55,455.9\n657,177.1\n51,922.5\n4,240,535.0\nSep\n197,641.5\n85,842.6\n112,415.3\n462,925.6\n349,564.2\n831,813.0\n379,121.4\n71,090.0\n1,033,106.7\n53,348.1\n676,308.0\n55,759.2\n4,308,935.5\nOct\n219,922.3\n85,382.0\n116,874.4\n447,200.7\n331,543.6\n821,640.8\n378,568.5\n68,298.7\n1,100,719.7\n55,846.7\n648,757.5\n67,353.2\n4,342,108.3\nNov\n212,806.1\n85,815.7\n98,468.4\n465,089.7\n334,835.6\n846,959.0\n363,754.4\n71,866.2\n1,074,141.8\n56,110.3\n665,421.1\n64,630.3\n4,339,898.7\nDec\n196,092.9\n88,273.0\n102,636.9\n518,411.4\n336,909.2\n864,491.7\n307,845.0\n63,337.5\n1,163,771.1\n57,410.5\n639,985.6\n66,435.7\n4,405,600.5\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n402,900.5\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nSource: Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \n \n \n \n \nEnd Period\n1999\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n(US$ millions)\nLong-Term External Debt\n3,530\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\nGovernment\n2,461\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n543\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nPrivate\n162\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\nShort-Term External Debt\n532\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\nTotal External Debt\n4,062\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\nSource: Ministry of Finance & Economic Development, 2016; & Reserve Bank of Zimbabwe, 2016\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n16 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nAug\n4.30-26.00\n11.96 \n8.51 \nSep\n4.30-25.00\n11.81 \n8.47 \nOct\n4.00-18.00\n10.98 \n7.28 \nNov\n4.00-16.25\n12.20 \n7.67 \nDec\n6.00-16.00\n11.99 \n7.57 \n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nMar\n4.00-22.00\n11.44 \n7.16 \nApr\n4.00-22.00\n11.50 \n7.20 \nMay\n4.00-18.00\n11.43 \n7.35 \n Source:Reserve Bank of Zimbabwe, 2016\nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates 3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\nAug\n0.30-8.00\n1.00-15.00\nSep\n0.30-8.00\n1.00-16.00\nOct\n0.50-8.00\n1.00-17.00\nNov\n0.75-8.00\n1.00-17.00\nDec\n0.50-8.00\n0.75-17.00\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\n Source:Reserve Bank of Zimbabwe, 2016\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n18 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015 \nJan\n-0.04\n-0.01\n0.08\n0.07\n0.06\n-0.97\n-13.41\n0.02\n-0.08\n-0.48\n0.30\n-0.69\n0.40\n-0.34\nFeb\n0.25\n-0.35\n-0.09\n-0.11\n-0.02\n-0.41\n-0.10\n-0.17\n0.00\n-0.28\n0.10\n-0.13\n0.05\n-0.07\nMar\n0.12\n-0.27\n-0.06\n-0.02\n-0.05\n0.02\n0.00\n0.03\n0.00\n0.12\n0.10\n-0.03\n-0.03\n-0.03\nApr\n-0.63\n-0.01\n-0.71\n-3.35\n-0.46\n-0.05\n-0.15\n-0.13\n-0.07\n0.59\n0.41\n-0.04\n-1.01\n-0.89\nMay\n-0.17\n-0.41\n0.18\n-0.25\n0.10\n-0.25\n-0.02\n-0.11\n0.00\n-0.08\n-0.44\n-0.10\n-0.37\n-0.19\nJun\n0.36\n-0.06\n-0.02\n-0.07\n-0.17\n0.06\n0.01\n-0.09\n0.00\n-0.07\n0.11\n0.01\n-0.45\n-0.14\nJul\n-0.08\n0.05\n-0.56\n-0.82\n0.15\n-0.09\n-0.02\n-0.14\n7.48\n-0.02\n0.03\n0.47\n-0.81\n0.06\nAug\n-0.27\n-0.01\n0.02\n-0.14\n-0.04\n-0.29\n-0.06\n-0.26\n0.00\n-0.14\n-0.09\n-0.10\n-0.75\n-0.36\nSep\n-0.05\n0.00\n-0.62\n-0.52\n0.04\n-0.42\n-0.38\n-0.01\n0.00\n1.28\n-0.30\n-0.31\n-0.47\n-0.36\nOct\n-0.43\n-0.31\n-0.08\n-0.32\n0.61\n-0.47\n0.02\n-0.14\n0.00\n-0.18\n0.12\n-0.17\n-0.53\n-0.29\nNov\n-0.15\n-0.19\n-0.01\n-0.24\n0.00\n-0.08\n-0.23\n-0.02\n2.83\n-0.03\n-0.02\n0.22\n0.04\n0.16\nDec\n-0.41\n-0.15\n0.18\n-0.07\n-0.06\n-0.25\n-0.03\n0.09\n0.00\n-0.07\n-0.30\n-0.06\n-0.21\n-0.11\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nSource:Zimstat, 2016\nNON-FOOD INFLATION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHOU S IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N TS \n&\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\n& FOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015\nJan\n0.47\n0.00\n-0.16\n-1.86\n1.21\n0.19\n-13.69\n-0.44\n4.35\n-2.16\n-1.82\n-0.57\n-2.74\n-1.28\nFeb\n0.73\n-0.25\n-0.14\n-1.88\n1.10\n-0.30\n-13.78\n-0.57\n4.11\n-2.36\n-1.80\n-0.68\n-2.87\n-1.40\nMar\n0.90\n-0.46\n0.62\n-1.78\n1.03\n-0.28\n-13.78\n-0.54\n4.11\n-2.26\n-1.41\n-0.44\n-2.77\n-1.20\nApr\n-2.93\n0.59\n-1.07\n-2.62\n-1.50\n0.81\n-0.76\n-13.88\n-0.95\n-7.02\n-0.84\n-1.41\n-2.51\n-2.65\nMay\n0.31\n-1.37\n-2.39\n-1.45\n0.92\n-1.23\n-13.87\n-0.86\n-7.09\n-0.79\n-1.42\n-2.56\n-3.00\n-2.70\nJun\n0.72\n-1.54\n-2.41\n-1.58\n0.45\n-1.14\n0.00\n-0.87\n-7.09\n-0.75\n-1.38\n-2.57\n-3.32\n-2.81\nJul\n0.74\n-1.61\n-3.24\n-2.37\n0.50\n-1.12\n-13.77\n-0.93\n-1.90\n-1.61\n-0.99\n-2.35\n-3.65\n-2.77\nAug\n0.61\n-1.53\n-3.22\n-2.37\n0.42\n-1.67\n-13.77\n-1.11\n-1.88\n-1.78\n0.13\n-2.38\n-3.59\n-2.77\nSep\n0.47\n-1.67\n-4.25\n-2.62\n0.25\n-2.45\n-14.05\n-0.99\n-1.88\n-0.12\n-0.28\n-2.83\n-3.72\n-3.11\nOct\n-0.12\n-2.04\n-4.33\n-2.80\n0.86\n-2.64\n-13.98\n-1.09\n-1.89\n-0.32\n-0.20\n-2.95\n-4.00\n-3.29\nNov\n-0.45\n-2.35\n-4.32\n-2.94\n0.77\n-2.81\n-14.19\n-1.14\n11.08\n0.28\n-0.27\n-1.80\n-3.85\n-2.46\nDec\n-0.88\n-2.39\n-4.29\n-2.91\n0.57\n-3.24\n-14.22\n-0.89\n11.08\n0.43\n-0.42\n-1.89\n-3.71\n-2.47\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nSource: Zimstat, 2016\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \n20 \n \nMONTHLY ECONOMIC REVIEW \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2015\nJAN\n11.5530\n9.6108\n117.8500\n1.1334\n1.5081\nFEB\n11.5530\n9.6108\n119.1700\n1.1200\n1.5400\nMAR\n12.1600\n9.9600\n120.1900\n1.0790\n1.4771\nAPR\n11.8200\n9.7400\n118.6000\n1.1100\n1.5400\nMAY\n12.1338\n9.7561\n123.8650\n1.0947\n1.5300\nJUNE\n12.2600\n9.9200\n122.3100\n1.1191\n1.5723\nJULY\n12.7100\n10.6700\n124.0300\n1.0941\n1.5601\nAUG\n13.3100\n10.2000\n121.1100\n1.1247\n1.5427\nSEPT\n13.9000\n10.5500\n119.9400\n1.1245\n1.5385\nOCT\n13.8500\n10.4700\n121.1500\n1.0981\n1.5400\nNOV\n14.3958\n10.6952\n122.7250\n1.0589\n1.5315\nDEC\n15.5600\n11.0990\n120.4200\n1.0929\n1.4925\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nAPR\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMAY\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nSource: Reserve Bank of Zimbabwe, 2016\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US Dollar.\n2. US Dollar per unit of foreign \n \n \n21 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1,581.9\n \n21.4\n2,796.76\n \n557.7\n360.2\n366.1\n5,684.2\n \n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1,524.2\n \n17.9\n2,792.50\n \n564.8\n325.3\n356.8\n5,581.5\n \n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1,543.8\n \n15.5\n2,925.46\n \n527.3\n352.5\n362.0\n5,726.6\n \n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1,528.6\n \n18.2\n2,967.13\n \n527.1\n364.2\n385.4\n5,790.7\n \n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1,779.2\n \n18.2\n2,922.70\n \n525.7\n434.2\n384.3\n6,064.3\n \n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1,962.4\n \n28.8\n2,872.55\n \n498.4\n351.0\n386.2\n6,099.4\n \n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1,900.7\n \n28.8\n2,815.04\n \n504.1\n361.1\n388.8\n5,998.5\n \n Aug\n1.0\n234.0\n523.7\n104.3\n194.7\n76.1\n786.5\n5.1\n1,925.3\n \n28.8\n2,810.06\n \n535.2\n339.9\n390.5\n6,029.6\n \n Sep\n1.0\n255.2\n551.8\n114.8\n192.9\n63.7\n764.9\n5.1\n1,949.4\n \n28.0\n2,844.13\n \n599.2\n404.6\n392.3\n6,217.7\n \n Oct\n0.9\n215.7\n536.1\n143.7\n171.5\n83.5\n808.3\n5.2\n1,964.9\n \n26.7\n2,884.16\n \n599.3\n350.6\n391.5\n6,217.0\n \n Nov\n1.2\n186.9\n526.1\n135.9\n123.5\n74.3\n871.8\n5.2\n1,924.9\n \n26.6\n2,931.49\n \n603.6\n355.3\n393.6\n6,235.5\n \n Dec\n0.7\n181.6\n542.9\n127.5\n118.6\n79.7\n1031.3\n5.2\n2,087.6\n \n20.8\n2,820.54\n \n582.0\n352.8\n396.7\n6,260.4\n \n2016\n Jan\n1.0\n172.0\n646.9\n119.2\n130.7\n76.6\n981.9\n5.2\n2,133.5\n \n20.6\n2,763.7\n \n582.8\n387.3\n396.6\n6,284.4\n \n Feb\n1.2\n140.7\n682.1\n96.3\n118.1\n21.5\n1125.6\n5.2\n2,190.7\n \n20.1\n2,680.9\n \n477.1\n390.1\n399.3\n6,158.2\n \n Mar\n1.3\n161.9\n714.2\n96.3\n156.8\n19.2\n1140.5\n5.1\n2,295.4\n \n20.3\n2,690.6\n \n430.6\n428.7\n405.1\n6,270.8\n \n Apr\n1.3\n135.5\n757.8\n135.5\n133.3\n18.7\n1198.1\n5.1\n2,385.4\n \n20.4\n2,653.4\n \n413.7\n441.1\n404.7\n6,318.6\n \n May\n1.4\n89.6\n871.6\n130.5\n110.4\n19.3\n1215.9\n5.0\n2,443.6\n \n19.8\n2,681.8\n \n397.0\n358.0\n412.6\n6,312.8\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2015\nJan\n2,056.2\n \n996.2\n561.7\n3,614.0\n \n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5,684.2\n \n3,614.0\n \nFeb\n2,079.6\n \n876.1\n611.6\n3,567.3\n \n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5,581.5\n \n3,567.3\n \nMar\n2,139.3\n \n940.4\n513.3\n3,593.0\n \n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5,726.6\n \n3,593.0\n \nApr\n2,098.7\n \n943.5\n629.8\n3,672.0\n \n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5,790.7\n \n3,672.0\n \nMay\n2,131.8\n \n1015.3\n615.3\n3,762.4\n \n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6,064.3\n \n3,762.4\n \nJun\n2,213.2\n \n1021.9\n593.5\n3,828.7\n \n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6,099.4\n \n3,828.7\n \nJul\n2,166.4\n \n889.7\n732.5\n3,788.6\n \n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5,998.5\n \n3,788.6\n \nAug\n2,266.7\n \n790.9\n723.1\n3,780.7\n \n490.7\n0.0\n83.4\n825.7\n535.2\n313.9\n6,029.6\n \n3,780.7\n \nSep\n2,276.7\n \n967.6\n648.7\n3,892.9\n \n504.0\n0.0\n72.0\n828.1\n599.2\n321.5\n6,217.7\n \n3,892.9\n \nOct\n2,259.9\n \n909.3\n667.8\n3,837.0\n \n494.3\n0.0\n122.2\n841.2\n599.3\n322.9\n6,217.0\n \n3,837.0\n \nNov\n2,475.9\n \n919.4\n580.1\n3,975.4\n \n347.6\n0.0\n126.0\n845.3\n603.6\n337.5\n6,235.5\n \n3,975.4\n \nDec\n2,512.2\n \n999.0\n543.0\n4,054.2\n \n320.4\n0.0\n140.4\n866.9\n582.0\n296.5\n6,260.4\n \n4,054.2\n \n2016\nJan\n2,562.6\n \n952.2\n558.7\n4,073.5\n \n313.2\n0.0\n135.6\n871.3\n582.8\n308.0\n6,284.4\n \n4,073.5\n \nFeb\n2,545.7\n \n959.3\n572.0\n4,077.1\n \n298.9\n0.0\n126.0\n878.1\n477.1\n301.0\n6,158.2\n \n4,077.1\n \nMar\n2,653.7\n \n893.4\n680.0\n4,227.1\n \n303.1\n0.0\n135.2\n886.6\n430.6\n288.2\n6,270.8\n \n4,227.1\n \nApr\n2,675.3\n \n1008.1\n591.9\n4,275.3\n \n285.7\n0.0\n154.4\n893.9\n413.7\n295.5\n6,318.6\n \n4,275.3\n \nMay\n2,764.6\n \n1100.0\n449.7\n4,314.3\n \n300.0\n0.0\n101.3\n908.9\n397.0\n291.2\n6,312.8\n \n4,314.3\n \nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\n Aug\n0.0\n0.1\n1.8\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n60.0\n0.0\n9.3\n28.1\n99.4\n Sep\n0.0\n0.1\n2.2\n0.0\n0.0\n0.2\n0.0\n0.0\n2.5\n0.0\n59.2\n0.0\n9.2\n28.0\n98.9\n Oct\n0.0\n0.1\n2.1\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n59.4\n0.0\n9.1\n27.8\n98.8\n Nov\n0.0\n0.1\n2.0\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n58.5\n0.0\n9.5\n20.6\n91.0\n Dec\n0.0\n0.1\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n1.9\n0.0\n59.8\n0.0\n9.4\n20.5\n91.6\n2016\n Jan\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n60.7\n0.0\n9.3\n20.3\n92.5\n Feb\n0.0\n0.1\n0.9\n1.1\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n61.6\n0.0\n9.2\n20.2\n93.2\n Mar\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n62.0\n0.0\n9.3\n20.1\n93.6\n Apr\n0.0\n0.2\n0.7\n1.1\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n62.3\n0.0\n9.4\n19.9\n93.8\n May\n0.0\n0.1\n0.9\n1.2\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n62.7\n0.0\n9.3\n19.8\n94.2\nSource:Reserve Bank of Zimbabwe, 2016\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\n Aug\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-14.9\n0.0\n51.3\n99.4\n62.9\n Sep\n62.2\n0.0\n0.0\n62.2\n0.0\n0.0\n0.0\n-15.3\n0.0\n52.0\n98.9\n62.2\n Oct\n61.9\n0.0\n0.0\n61.9\n0.0\n0.0\n0.0\n-16.4\n0.0\n53.2\n98.8\n61.9\n Nov\n58.8\n0.0\n0.0\n58.8\n0.0\n0.0\n0.0\n-20.2\n0.0\n52.5\n91.0\n58.8\n Dec\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-20.1\n0.0\n53.2\n91.6\n58.5\n2016\n Jan\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-18.8\n0.0\n52.9\n92.5\n58.5\n Feb\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.4\n0.0\n54.3\n93.2\n58.3\n Mar\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-20.1\n0.0\n55.3\n93.6\n58.3\n Apr\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.5\n0.0\n55.0\n93.8\n58.3\n May\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-20.2\n0.0\n56.0\n94.2\n58.4\nSource:Reserve Bank of Zimbabwe, 2016\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \n \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1,222.6\n \nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1,260.2\n \nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1,255.5\n \nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1,282.0\n \nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1,298.0\n \nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n0.0\n324.8\n0.0\n464.9\n231.9\n139.4\n122.0\n1,283.0\n \nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n0.0\n320.2\n0.0\n461.5\n230.6\n133.9\n121.9\n1,268.2\n \nAug\n0.1\n53.0\n158.9\n0.0\n0.1\n76.2\n0.0\n288.4\n0.0\n482.9\n228.4\n136.0\n122.2\n1,257.9\n \nSep\n0.1\n55.4\n161.7\n0.0\n0.1\n76.0\n0.0\n293.3\n0.0\n480.4\n263.4\n125.8\n122.1\n1,285.0\n \nOct\n0.1\n45.2\n229.1\n0.0\n0.1\n76.0\n0.0\n350.5\n0.0\n494.0\n265.1\n126.0\n122.8\n1,358.4\n \nNov\n0.1\n43.6\n256.8\n0.0\n0.1\n76.1\n0.0\n376.7\n0.0\n292.0\n479.3\n131.8\n121.1\n1,400.9\n \nDec\n0.1\n27.3\n284.0\n0.0\n0.0\n76.6\n0.0\n387.9\n0.0\n317.4\n470.4\n114.7\n118.4\n1,408.8\n \n2016\nJan\n0.1\n17.4\n227.8\n10.0\n0.0\n76.6\n0.0\n331.9\n0.0\n326.9\n415.3\n145.6\n119.7\n1,339.4\n \nFeb\n0.2\n13.9\n253.5\n0.0\n0.0\n65.6\n0.0\n333.2\n0.0\n324.4\n420.2\n148.4\n119.6\n1,345.8\n \nMar\n0.2\n20.8\n266.6\n0.0\n0.0\n48.3\n0.0\n335.9\n0.0\n339.6\n399.4\n142.9\n119.4\n1,337.2\n \nApr\n0.2\n9.5\n213.7\n0.0\n0.0\n90.9\n0.0\n314.2\n0.0\n332.5\n402.2\n143.6\n119.2\n1,311.8\n \nMay\n0.1\n7.1\n220.3\n0.0\n0.0\n93.3\n0.0\n320.8\n0.0\n404.6\n341.0\n149.9\n122.9\n1,339.2\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1,222.6\n \n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1,260.2\n \n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1,255.5\n \n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1,282.0\n \n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1,298.0\n \n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1,283.0\n \n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1,268.2\n \n828.9\nAug\n438.4\n386.1\n824.5\n47.6\n73.2\n282.7\n29.9\n1,257.9\n \n824.5\nSep\n498.9\n334.3\n833.2\n43.5\n84.9\n288.4\n35.0\n1,285.0\n \n833.2\nOct\n465.3\n428.4\n893.7\n42.4\n99.0\n293.6\n29.7\n1,358.4\n \n893.7\nNov\n446.1\n474.4\n920.4\n42.4\n104.3\n297.7\n36.0\n1,400.9\n \n920.4\nDec\n480.5\n463.9\n944.4\n43.0\n99.4\n293.3\n28.8\n1,408.8\n \n944.4\n2016\nJan\n447.7\n443.1\n890.7\n43.3\n74.7\n298.3\n32.3\n1,339.4\n \n890.7\nFeb\n446.8\n441.8\n888.6\n42.3\n81.6\n301.9\n31.5\n1,345.8\n \n888.6\nMar\n433.3\n449.5\n882.8\n37.0\n81.7\n289.7\n46.0\n1,337.2\n \n882.8\nApr\n495.3\n380.6\n875.9\n36.9\n75.1\n290.1\n33.9\n1,311.8\n \n875.9\nMay\n455.3\n403.8\n859.2\n36.2\n77.7\n320.7\n45.5\n1,339.2\n \n859.2\nSource:Reserve Bank of Zimbabwe, 2016\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \n27 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$)\nVolume of Shares\nUS$ Millions\n2015\nJan\n164.9\n58.1\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.2\n55.4\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.2\n43.9\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.2\n42.9\n29,188,562.0\n563,833,853\n4,066.1\nMay\n153.0\n44.5\n23,280,422.2\n290,320,685\n3,978.1\nJun\n148.4\n44.3\n14,514,679.0\n80,441,278\n3,803.8\nJul\n145.4\n39.4\n20,419,108.0\n157,184,218\n3,812.7\nAug\n135.4\n35.3\n15,344,249.0\n76,187,436\n3,552.0\nSep\n131.9\n24.4\n18,202,232.0\n105,678,504\n3,444.5\nOct\n130.8\n23.6\n12,864,086.0\n63,758,585\n3,416.1\nNov\n117.6\n22.3\n8,947,586.0\n90,417,554\n3,141.7\nDec\n114.9\n23.7\n16,360,451.6\n183,792,940\n3,073.4\n2016\nJan\n103.0\n19.5\n10,399,904.0\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15,556,983.0\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16,428,571.0\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14,026,917.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13,868,486.0\n99,055,230\n2,881.3\nSource:Zimbabwe Stock Exchange (ZSE),2016\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \n \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\nAug\n1,514.0\n93.1\n824.5\n2,431.5\nSep\n1,616.2\n101.3\n833.2\n2,550.7\nOct\n1,577.1\n97.5\n893.7\n2,568.3\nNov\n1,499.5\n100.0\n920.4\n2,520.0\nDec\n1,542.0\n94.4\n944.4\n2,580.8\n2016\nJan\n1,511.0\n99.6\n890.7\n2,501.3\nFeb\n1,531.3\n99.2\n888.6\n2,519.2\nMar\n1,573.4\n99.6\n882.8\n2,555.8\nApr\n1,599.9\n103.9\n875.9\n2,579.7\nMay\n1,549.8\n106.1\n859.2\n2,515.1\nSource:Reserve Bank of Zimbabwe, 2016\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\nAug\n1,925.3\n1,134.2\n791.0\n2.0\n18.9\n-16.9\nSep\n1,949.4\n1,167.9\n781.6\n2.5\n18.6\n-16.1\nOct\n1,964.9\n1,151.1\n813.8\n2.4\n18.6\n-16.2\nNov\n1,924.9\n1,192.6\n732.2\n2.4\n17.6\n-15.3\nDec\n2,087.6\n1,216.3\n871.3\n1.9\n17.6\n-15.6\n2016\nJan\n2,133.5\n1,222.1\n911.4\n2.2\n17.6\n-15.4\nFeb\n2,190.7\n1,223.1\n967.6\n2.3\n17.5\n-15.2\nMar\n2,295.4\n1,268.1\n1,027.2\n2.3\n17.5\n-15.2\nApr\n2,385.4\n1,282.6\n1,102.8\n2.2\n17.5\n-15.3\nMay\n2,443.6\n1,294.3\n1,149.3\n2.4\n17.5\n-15.1\nSource:Reserve Bank of Zimbabwe, 2016\n1/With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed from 20% to 25% of liabilities to the public. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \n \n \n \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2015\nJan\n 3,659.0 \n11.8\n154.4\n311.9\n352.2\n113.5\nFeb\n 3,221.1 \n13.7\n141.8\n275.8\n334.6\n104.6\nMar\n 3,802.0 \n11.1\n132.0\n298.3\n364.7\n111.7\nApr\n 3,919.5 \n10.8\n134.0\n299.7\n341.2\n112.4\nMay\n 3,467.1 \n13.1\n128.8\n316.7\n390.0\n124.5\nJun\n 3,014.7 \n15.4\n123.5\n333.7\n438.7\n136.6\nJul\n 4,010.3 \n12.6\n154.6\n332.4\n391.0\n128.6\nAug\n 3,299.1 \n11.4\n193.4\n313.2\n391.2\n133.6\nSep\n3,762.7\n \n12.9\n131.9\n318.8\n396.3\n396.3\nOct\n 3,964.5 \n11.8\n149.4\n334.9\n434.7\n151.0\nNov\n 3,551.4 \n12.0\n130.2\n347.7\n417.0\n154.4\nDec\n 4,167.9 \n11.0\n146.6\n411.3\n477.5\n213.3\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n31 \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2015\nJan\n170.8\n29.55\n 1,174.1 1,124.5 16,903.3 \n37.6\nFeb\n172.3\n32.23\n 1,140.9 1,027.9 16,160.4 \n39.9\nMar\n191.6\n30.33\n 1,183.6 1,110.2 18,211.9 \n44.5\nApr\n180.3\n26.98\n 1,151.3 1,107.5 17,269.7 \n43.6\nMay\n179.8\n27.38\n 1,052.5 1,123.8 18,684.6 \n43.2\nJun\n196.4\n31.85\n 1,121.2 1,038.2 17,478.2 \n47.2\nJul\n199.1\n34.00\n 1,288.2 1,167.4 18,670.4 \n49.4\nAug\n153.1\n28.05\n 1,373.5 1,122.2 19,750.6 \n46.5\nSep\n164.3\n31.15\n 1,196.9 1,103.9 19,133.2 \n50.4\nOct\n156.4\n30.78\n 1,295.0 1,152.8 22,166.4 \n54.0\nNov\n143.4\n32.19\n 1,206.2 1,151.3 21,390.2 \n51.3\nDec\n155.0\n27.25\n 1,359.9 1,183.6 22,904.3 \n52.6\nAnnual Total 2,062.6 \n361.73\n 14,543.3 13,413.3 228,723.3 \n560.2\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL \nVolumes of Transactions (in thousands)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/May2016.pdf"}
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+{"doc_id": "16d46f7e97dc6c8c93856095a46099f9", "text": "i \n \n \n \nOctober 2024 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nINFLATION OUTTURN ............................................................................................................. 9 \nUS$ Annual Inflation Developments ....................................................................................... 9 \nMonthly Inflation ...................................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n OVERVIEW \nMonth-on-month inflation accelerated from \n5.8% in the previous month to 37.2% in \nOctober \n2024, \nlargely \ndriven \nby \nthe \ndepreciation of the local currency. \nBroad money (M3) stock increased by 16.76% \nto ZiG87,582.92 million in October 2024, from \nZiG75,007.96 million in September 2024, on \naccount of valuation changes related to \nexchange rate depreciation. \n \nOn the capital markets, the Zimbabwe Stock \nExchange (ZSE) exhibited bullish trends for the \nsixth straight month, while the Victoria Falls \nStock Exchange (VFEX) traded in the negative \ntrajectory. \n \nThe value of aggregate transactions processed \nthrough the National Payment Systems (NPS) \nincreased by 51% to ZiG190.36 billion in \nOctober 2024 from ZiG125.80 billion recorded \nin the previous month. Similarly, NPS volumes \nincreased by 4% to 64.23 million from 61.58 \nmillion recorded in September 2024. \nOn the international commodity markets, \nmonthly average prices for gold, platinum, \npalladium, crude oil, nickel and copper \nincreased, while lithium prices declined in \nOctober 2024. \n \nDuring the month under review, total \nmerchandise exports stood at US$698.1 \nmillion, while the country’s import bill stood at \nUS$835.8 million during the same month. \nConsequently, the country’s trade deficit stood \nat US$137.7 million, down from the US$209.5 \nmillion recorded in September 2024. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nThe international monthly average prices for \nmost selected commodities exhibited an \nupward trend during the review period. The \nevolution in selected international commodity \nprices during the month under analysis is \nshown in Table 1. \nTable 1: International Commodity Prices \nfor Sept and October 2024 \nCommodity \nSept-24 \nOct-24 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n2,568.69 \n2,690.47 \n4.74 \nPlatinum \nUS$/oz \n963.71 \n999.80 \n3.74 \nPalladium \nUS$/oz \n1,017.51 \n1,069.39 \n5.10 \nCopper \nUS$/t \n9,387.31 \n9,668.91 \n3.00 \nNickel \nUS$/t \n16,377.29 \n16,996.07 \n3.78 \nBrent Crude \noil \nUS$/bbl. \n72.94 \n75.13 \n \n3.00 \nLithium \nUS$/t \n10,076.86 \n9,549.13 \n(5.24) \nSource: Bloomberg, 2024 \n \nGold \nGold prices per ounce rose by 4.7%, from \nUS$2,568.69 in September to US$2,690.47 in \nOctober 2024. The price increases were \nsupported by heightened demand for safe haven \nassets amid geopolitical tensions in the Middle \nEast and escalating U.S-China relations. \n \nPlatinum \nDuring the month under review, platinum \nprices strengthened on account of weak supply \ngrowth, amid an improved demand outlook, as \nwell as ongoing tensions in major platinum- \nproducing countries. Consequently, prices \ngained by 3.7%, from an average of US$963.71 \nin the previous month to US$999.80 per ounce \nin October 2024. \n \n \n \n \n \n2 \n \nPalladium \nPalladium price was primarily driven by strong \ndemand from the automotive catalyst sector, \ncoupled with subdued supply and potential \nproduction cuts in major producing regions. As \na result, prices rose by 5.1%, to US$1,069.39 \nper ounce during the month under review, \ncompared to US$1,017.51 per ounce in \nSeptember 2024. The price trends of precious \nmetals from October 2023 to October 2024 are \nshown in Figure 1. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): October 2023 – October \n2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nDuring the month of October 2024, Brent crude \noil prices increased by 3%, from an average of \nUS$72.94 per barrel in the previous month, to \nUS$75.13 per barrel in October 2024. The price \nincrease was largely driven by anticipation of \nsupply-side risks due to potential disruptions in \nthe Middle East, along with expected growth in \nenergy demand in the U.S and China. Figure 2 \nshows developments in oil prices for the period \nfrom October 2023 to October2024. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) October 2023 – October 2024 \n \nSource: Bloomberg, 2024 \n \nCopper \nCopper prices increased by 3%to US$9,668.91 \nper tonne in October 2024 from US$9,387.31 \nper tonne recorded in the prior month, fuelled \nby optimism regarding demand in China after \nthe announcement of several stimulus measures \nby Beijing. \n \nNickel \nNickel \nprices \nincreased \nby \n1%, \nfrom \nUS$16,377.29 per tonne recorded in September \n2024 to US$16,996.07 per tonne in October \n2024. The increase was attributed to a more \nfavourable demand outlook for the metal in \nChina, the world’s largest consumer of the base \nmetal. Figure 3 shows base metal price \ndevelopments for the period from October 2023 \nto October 2024. \n \n \n \n \n \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n70\n75\n80\n85\n90\n95\n100\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nUS$/barrel\n \n \n \n3 \n \nFigure 3: Base Metal Prices (US$/tonne): \nOctober 2023 – October 2024 \nSource: Bloomberg 2024 \n \n \nLithium \nDuring the month of October 2024, lithium \nprices declined by 5.2%, from US$10,076.86 \nper tonne in the prior month to US$9,549.13 \nper tonne, driven by persistent concerns about \nan oversupplied market, as evidenced by rising \nglobal stockpiles. The price developments for \nlithium for the period from October 2023 to \nOctober 2024 are shown in Figure 4. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFigure 4: Lithium Prices (US$/tonne) \nOctober 2023 –October 2024 \n \nSource: London Metal Exchange, 2024 \n \nMerchandise Trade Developments \nThe country's total merchandise trade stood at \nUS$1,533.9 million in October 2024, marking \na 12.8% increase from US$1,359.4 million in \nSeptember 2024. The rise in total trade was \nmainly driven by gains in both exports and \nimports during the reporting period. Total \nmerchandise trade also declined by 11.5%, \nfrom US$1,733.4 million when compared to \nOctober 2023. \n \nMerchandise Exports \nThe country exported merchandise increased \nby 21.4% to US$698.1 million in October \n2024, from US$575.0 million in September \n2024, primarily driven by higher shipments of \ngold and tobacco during the month. The \nmonthly exports for October 2024 were, \nhowever, 16.1% lower than the US$831.9 \nmillion recorded in the corresponding month in \n2023. Figure 5 illustrates the trends in the \ncountry’s merchandise exports from January \n2023 to October 2024. \n \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nUS$/tonne\n \n \n \n4 \n \nFigure 5: Merchandise Exports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n \nExports by Commodity \nPrimary commodities, including gold, tobacco, \nplatinum \ngroup \nmetals \n(PGMs) \nand \nferrochromium, continued to dominate the \ncountry’s export profile. These commodities \naccounted for 42.4%, 20.0%, 17.0%, and 4.8% \nof the total export basket, respectively. Table 2 \noutlines the developments in the country’s \nexports for September and October 2024. \nTable 2: Major Exports (US$ millions) \n \nSept-24 \n(US$m) \nOct-24 \n(US$m) \n Sept-Oct \nChanges \n(%) \nShare of \nExports \n(%) Oct-24 \nTotal \n575.0 \n698.1 \n21.4 \n100.0 \nOf Which: \n \n \n \n \nGold \n231.1 \n296.2 \n28.1 \n42.4 \nTobacco \n(Including \ncigarettes) \n120.2 \n139.4 \n15.9 \n20.0 \nPGMS \n101.0 \n118.4 \n17.2 \n17.0 \nCoal \n17.2 \n17.4 \n0.9 \n2.5 \nFerrochromium \n16.7 \n33.6 \n101.6 \n4.8 \nOther ores and \nconcentrates \n14.5 \n10.0 \n-30.9 \n1.4 \nOther mineral \nsubstances \n14.2 \n13.5 \n-4.5 \n1.9 \nChromium ores \nand concentrates \n13.1 \n12.5 \n-4.7 \n1.8 \nIndustrial \ndiamonds \n6.6 \n9.6 \n44.8 \n1.4 \nOthers \n37.4 \n43.9 \n17.4 \n6.3 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nExport Markets \nDuring the reporting month, the country’s \nexports were mostly destined for United Arab \nEmirates (42%), South Africa (24.7%), and \nChina (10.5%), along with other destinations. \nFigure 6 shows the country’s major export \ndestinations during the month under review. \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Imports \nThe country’s import bill amounted to \nUS$835.8 million, reflecting a 6.5% increase \nfrom US$784.4 million reported in the previous \nmonth. This value is, however, lower than the \nUS$901.6 million recorded in the comparable \nmonth in 2023, as shown in Figure 7. \n \n \n \n \n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nJan Feb Mar Apr May Jun\nJul Aug Sep Oct\n2023\n2024\n42.0\n24.7\n10.5\n3.6\n2.2\n2.0\n2.0\n1.8\n1.6\n0.9\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nViet Nam\nZambia\nBelgium\nNetherlands\nIndonesia\nUnited States\n \n \n \n5 \n \nFigure 7: Merchandise Imports (US$ \nmillions): 2023 and 2024 \nSource: ZIMSTAT & RBZ Computations, 2024 \nImports by Commodity \nDuring the month of October in 2024, the \ncountry’s import basket was predominantly \ncomposed of diesel, maize, petrol and crude \nsoya bean oil, which accounted for 11.1%, \n5.0%, 4.9% and 3.2% of total imports, \nrespectively. Table 3 presents imports of major \ncommodities for the months of September and \nOctober 2024. \nTable 3: Major Imports (US$ millions) \n \nSept-24 \n(US$ \nm) \nOct-24 \n(US$ \nm) \n Sept- Oct \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nOct-24 \nTotal \n784.4 \n835.8 \n6.5 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n84.9 \n92.7 \n9.1 \n11.1 \nMaize \n33.1 \n41.9 \n26.9 \n5.0 \nRice \n10.7 \n24.2 \n125.9 \n2.9 \nPetrol \n28.4 \n40.6 \n42.9 \n4.9 \nElectricity \n23.7 \n18.4 \n-22.2 \n2.2 \nFertilizers \n24.6 \n29.5 \n19.8 \n3.6 \nCrude soya \nbean oil \n13.3 \n27.1 \n104.3 \n3.2 \nWheat \n13.2 \n13.8 \n4.1 \n1.6 \nButanes \n8.6 \n10.2 \n18.8 \n1.2 \nVehicles, \nparts, and \naccessories \nexcluding \nrailway \n45.0 \n45.6 \n1.2 \n5.5 \nOthers \n498.9 \n491.8 \n-1.4 \n58.8 \nSource: ZIMSTAT & RBZ Calculations, 2024 \nThe country sourced most of its imports from \nSouth Africa, which accounted for 39.6% of \ntotal imports. This was followed by China \n(13.8%), Bahamas (8.3%), and Singapore \n(5.7%). Figure 8 shows the country’s top \nimport sources in October 2024. \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Trade Balance \nThe country’s trade deficit stood at US$137.7 \nmillion in October 2024, down from the \nUS$209.5 million recorded in the previous \nmonth; and up from US$69.7 million in the \ncomparable period in 2023. Figure 9 shows the \ncountry’s trade balance for the period January \nto October 2024. \n \n \n \n \n \n \n0\n200\n400\n600\n800\n1000\nJan Feb Mar Apr May Jun Jul Aug Sep Oct\n2023\n2024\n39.6\n13.8\n8.3\n5.7\n4.5\n2.9\n2.4\n2.2\n2.0\n1.8\nSouth…\nChina\nBahamas\nSingapore\nMozambi…\nZambia\nHong Kong\nMauritius\nGermany\nIndia\n \n \n \n6 \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2024 \n \nMONETARY DEVELOPMENTS1 \nBroad money (M3) stock increased by 16.76% \nfrom ZiG75,007.96 million recorded in \nSeptember 2024 to ZiG87,582.92 million in \nOctober 2024. \nThe increase in broad money largely reflected \nvaluation changes related to exchange rate \ndepreciation. The exchange rate depreciated \nfrom ZiG24.88 per US$1 at the end of \nSeptember 2024 to ZiG28.68 per US$1 at the \nend of October 2024. \nIn levels, the foreign currency component of \nbroad money increased by 19.75%, from \nZiG63,250.67 million in September 2024 to \nZiG75,740.88 million in October 2024. The \nlocal currency component recorded a month-\non-month \ngrowth \nof \n0.72%, \nfrom \nZiG11,757.29 million to ZiG11,842.04 million. \n \n1 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \nThe money stock comprised foreign currency \ndeposits, 86.48%; local currency deposits, \n13.36%; and local currency in circulation, \n0.11%. \nFigure 10 shows the composition of the money \nsupply. \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \n \nDuring the month under review, domestic \ncredit \nincreased \nby \n15.33%, \nfrom \nZiG70,625.38 million in September 2024 to \nZiG81,454.80 million. Credit to the private \nsector and net claims on the Government all \nrecorded \nmonth-on-month \nexpansions \nof \n15.45%, from ZiG50,454.50 million and \nZiG17,989.09 million to ZiG58,250.40 million \nand ZiG20,769.28 million, respectively. \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing, \nand \ndistribution, \nwhich \nreceived 27.83%, 16.12%, 15.06%, and \n11.21% of the total credit, respectively. The \nmining sector, however, received 10.77% of \nthe total outstanding credit. \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nExports\nImports\nTrade Balance\nNCDs, \n0.05%\nLocal Currency Time \nDeposits, 1.41%\nFX Time \nDeposits, 7.60%\nLocal Currency \nTransferable , \n11.95%\nFX Transferable \nDeposits, 78.88%\nCurrency in \nCirculation, \n0.11%\n \n \n \n7 \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 35.31%; inventory \nbuild-up, \n25.75%; \nand \nfixed \ncapital \ninvestments, 14.71%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nThe Zimbabwe Stock Exchange exhibited \nbullish sentiments for the sixth consecutive \nmonth in October 2024. As a result, the All \nShare and Top 10 indices added 18.78% and \n16.51% to close at 289.12 points and 302.87 \npoints, respectively. \n \nIn the same vein, the Top 15 and Medium Cap \nindices rose by 16.72% and 39.06% to close at \n299.88 points and 267.81 points, respectively \n \nThe resource index, however, remained \nstagnant at 251.68 points during the same \nmonth. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nDuring the month under review, trading \nactivity was concentrated in some selected \nblue-chip counters with pristine balance sheets, \nalbeit on low volumes. Consequently, market \nturnover increased by 83.62% to ZiG502.84 \nmillion despite a 58.34% decline in cumulative \nvolume of shares traded, amounting to 107.12 \nmillion shares. There were notable lump-sum \ntrade deals in which 32 million Econet Wireless \nZimbabwe Limited shares exchanged hands at \nZiG482 cents per share, during the reporting \nmonth. \n \nOwing to improved investor interest, the \nproportion of foreign purchases to the value of \nshares traded, improved from 0.99% in \nSeptember 2024 to 6.17% in October 2024. \n \nNet foreign position, however, worsened from \na negative position of ZiG6.37 million in \nSeptember 2024 to a negative position of \nZiG130.63 million in October 2024. \n \nHouseholds\n27.83%\nAgriculture\n16.12%\nMining\n10.77%\nManufacturing\n15.06%\nDistribution\n11.21%\nTransport and \nCommunication\n2.48%\nServices\n7.52%\nFinancial \nOrganisations and \nInvestiments\n6.00%\nConstruction\n3.01%\nOther\n0.01%\n90\n110\n130\n150\n170\n190\n210\n230\n250\n270\n290\n310\n04-Jul-24\n11-Jul-24\n18-Jul-24\n25-Jul-24\n01-Aug-24\n08-Aug-24\n15-Aug-24\n22-Aug-24\n29-Aug-24\n05-Sep-24\n12-Sep-24\n19-Sep-24\n26-Sep-24\n03-Oct-24\n10-Oct-24\n17-Oct-24\n24-Oct-24\n31-Oct-24\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n \n \n \n8 \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nIn line with the developments on the ZSE, the \nmarket added 20.29%, or ZiG15,115.77 million \nworth \nof \ncapitalization \nto \nclose \nat \nZiG89,605.28 \nmillion, \ncompared \nto \nZiG74,489.51 million recorded in the previous \nmonth. \n \nVictoria Falls Stock Exchange (VFEX) \n \nThe Victoria Falls Stock Exchange (VFEX) \nexhibited bearish sentiments in October 2024. \nThe All-Share index lost 2.78% to close at \n104.37 points, compared to 107.35 points \nrecorded in September 2024. On an annual \nbasis, the VFEX All Share index rose by \n53.91%, from 67.81 points recorded in October \n2023. \n \n \n \n \n \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nReflecting subdued trading activity on the \nVFEX, market capitalization declined by \n2.78% to US$1,260.55 million, compared to \nUS$1,296.58 million recorded in the previous \nmonth. \n \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \n \n0\n100\n200\n300\n400\n500\n600\n0\n100\n200\n300\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n60\n65\n70\n75\n80\n85\n90\n95\n100\n105\n110\n115\n120\n28-Oct-23\n28-Nov-23\n28-Dec-23\n28-Jan-24\n28-Feb-24\n28-Mar-24\n28-Apr-24\n28-May-24\n28-Jun-24\n28-Jul-24\n28-Aug-24\n28-Sep-24\n28-Oct-24\n1\n1.05\n1.1\n1.15\n1.2\n1.25\n1.3\n1.35\n1.4\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nUS$ BILLIONS\n \n \n \n9 \n \nNATIONAL PAYMENTS SYSTEM \nThe value of aggregate transactions processed \nthrough the National Payment Systems (NPS) \nincreased by 51% to ZiG190.36 billion in \nOctober 2024 from ZiG125.80 billion recorded \nin the previous month. NPS volumes also \nincreased by 4% to 64.23 million from 61.58 \nmillion recorded in September 2024. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system in \nOctober 2024 increased by 68% to ZiG109.55 \nbillion, from ZiG65.05 billion in September \n2024. \n \nSimilarly, the volume of RTGS transactions \nincreased by 1% from 1.01 million in the \nprevious month to close at 1.02 million in \nOctober 2024. \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \nincreased by 32% to ZiG67.06 billion in \nOctober 2024, from ZiG50.74 billion in \nSeptember 2024. \n \nCash Transactions \nCash based transactions decreased by 7.28% to \nZiG9.04 billion in October 2024, from ZiG9.75 \nbillion in September 2024 in line with the \ntransition to a cash lite economy. \n \nCard Based Transactions \nCard based transactions increased by 37.13% to \nZiG13.74 billion during the month under \nreview, from ZiG10.02 billion in September \n2024. \n \nINFLATION OUTTURN \nDuring the reporting month, the ZiG inflation \nincreased, while the US$ inflation remained \nstable. The ZiG inflation was largely driven by \nthe depreciation of the local currency, \nfollowing the Monetary Policy measures \nannounced on 27th September 2024. \n \nUS$ Annual Inflation Developments \nAnnual headline inflation slowed down from \n4.2% recorded in the previous month, to 4.1% \nin October 2024. \n \nFigure \n16: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2024 \n \nMonthly Inflation \nDuring the reporting month, the US$ month-\non-month inflation rate remained stable at \n0.7%. The ZiG monthly inflation rate, however, \nincreased from 5.8% recorded in September \n2024, to 37.2% in October 2024. Resultantly, \nweighted monthly inflation rose from 1.9% in \nSeptember 2024 to 7.3% in October 2024. \n \n-6.00\n-4.00\n-2.00\n0.00\n2.00\n4.00\n6.00\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\n \n \n \n10 \n \nFigure 17 shows developments in monthly ZiG \ninflation from May 2024 to October 2024. \n \nFigure 17: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2024 \n \n \n \nDECEMBER 2024 \nRESERVE BANK OF ZIMBABWE \n-3.00\n2.00\n7.00\n12.00\n17.00\n22.00\n27.00\n32.00\n37.00\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\n \n \n11 \nStatistical Tables \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n27 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n28 \nNational Payments System Statistics \n \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n29 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n30 \nTrade Statistics \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n 31\n \n \n \n12 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWG '000)\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\nNet Foreign Assets\n-18 045 044 675,98\n-18 830 050 198,23\n-30 708 633 279,93\n-45 596 903 934,05\n-66 258 169 977,30\n-28 856 803,24\n-27 777 119,25\n-27 814 239,65\n-27 003 213,00\n-27 816 061,99\n-51 275 161,53\n-54 528 328,78\nCentral Bank(net)\n-21 850 985 894,27\n-22 724 299 913,18\n-37 204 315 094,00\n-54 031 060 405,32\n-77 865 030 279,36\n-35 698 765,79\n-34 641 175,73\n-34 675 535,57\n-34 509 441,34\n-34 520 053,81\n-62 586 924,75\n-66 392 291,76\nForeign Assets\n2 722 752 920,94\n2 750 142 276,55\n4 789 971 270,20\n7 165 906 234,24\n12 179 330 672,54\n9 276 276,05\n9 502 376,00\n10 341 190,76\n10 301 545,49\n10 342 781,57\n17 610 056,98\n24 512 816,63\nForeign Liabilities\n24 573 738 815,21\n25 474 442 189,73\n41 994 286 364,20\n61 196 966 639,56\n90 044 360 951,90\n44 975 041,84\n44 143 551,73\n45 016 726,33\n44 810 986,83\n44 862 835,37\n80 196 981,74\n90 905 108,39\nOther Depository Corporations(net)\n3 805 941 218,28\n3 894 249 714,95\n6 495 681 814,07\n8 434 156 471,26\n11 606 860 302,06\n6 841 962,55\n6 864 056,48\n6 861 295,92\n7 506 228,34\n6 703 991,82\n11 311 763,23\n11 863 962,98\nForeign Assets\n5 592 082 221,64\n5 729 082 981,88\n9 507 866 394,28\n12 860 635 148,65\n18 155 224 099,23\n10 973 836,76\n11 293 656,76\n11 679 328,24\n12 352 811,95\n11 598 442,41\n20 019 415,47\n21 861 671,92\nForeign Liabilities\n1 786 141 003,36\n1 834 833 266,93\n3 012 184 580,21\n4 426 478 677,39\n6 548 363 797,17\n4 131 874,21\n4 429 600,28\n4 818 032,32\n4 846 583,61\n4 894 450,59\n8 707 652,25\n9 997 708,95\nNet Domestic Assets (NDA)\n35 673 225 646,05\n37 744 636 990,28\n59 956 750 588,31\n86 209 941 031,87\n125 429 655 454,08\n67 611 589,07\n68 804 734,10\n70 540 712,34\n72 978 846,45\n74 289 272,26\n126 283 122,13\n142 111 247,92\nDomestic Claims\n14 764 938 049,74\n16 661 349 824,12\n26 555 487 015,34\n39 630 053 424,85\n58 052 804 317,53\n35 515 681,43\n37 674 708,61\n38 036 721,42\n42 001 791,24\n42 153 476,29\n70 625 380,29\n81 454 801,51\nClaims on Central Government(net)\n3 426 568 722,64\n4 633 764 250,89\n8 146 919 528,13\n12 506 419 694,13\n16 182 769 560,45\n10 221 096,31\n11 278 377,99\n9 913 260,71\n11 854 120,02\n11 078 263,39\n17 989 094,06\n20 769 283,76\nClaims on Central Government\n4 506 540 165,69\n5 826 109 037,18\n9 899 880 742,54\n14 706 600 268,21\n22 087 558 829,62\n12 982 655,95\n13 103 692,41\n13 760 570,59\n15 106 767,97\n14 775 338,23\n24 507 323,63\n29 236 123,02\nCentral Bank\n2 978 270 299,68\n3 186 271 122,40\n5 598 206 535,08\n8 298 885 386,12\n13 434 742 848,85\n7 155 621,00\n7 206 353,91\n7 425 969,04\n7 375 080,86\n7 694 199,15\n13 333 000,40\n16 905 321,56\nODCs\n1 528 269 866,01\n2 639 837 914,78\n4 301 674 207,46\n6 407 714 882,09\n8 652 815 980,77\n5 827 034,95\n5 897 338,50\n6 334 601,55\n7 731 687,11\n7 081 139,08\n11 174 323,23\n12 330 801,46\nLess Liabilities to Central Government\n1 079 971 443,04\n1 192 344 786,29\n1 752 961 214,41\n2 200 180 574,08\n5 904 789 269,17\n2 761 559,64\n1 825 314,42\n3 847 309,88\n3 252 647,95\n3 697 074,84\n6 518 229,58\n8 466 839,25\nCentral Bank\n946 496 075,59\n990 859 913,99\n1 583 331 636,98\n1 859 602 799,84\n5 389 222 254,62\n2 518 704,99\n1 475 345,63\n3 258 049,37\n2 814 036,97\n3 164 138,12\n5 934 952,70\n7 839 372,76\nODCs\n133 475 367,46\n201 484 872,29\n169 629 577,43\n340 577 774,24\n515 567 014,55\n242 854,65\n349 968,79\n589 260,52\n438 610,98\n532 936,72\n583 276,88\n627 466,49\nClaims on Other Sectors\n11 338 369 327,09\n12 027 585 573,22\n18 408 567 487,20\n27 123 633 730,72\n41 870 034 757,08\n25 294 585,12\n26 396 330,62\n28 123 460,72\n30 147 671,23\n31 075 212,90\n52 636 286,23\n60 685 517,75\nOther Financial Corporations\n366 785 937,06\n210 979 095,28\n367 132 374,31\n461 955 002,81\n803 485 078,36\n327 451,01\n405 012,85\n484 721,72\n451 511,50\n481 730,31\n837 142,95\n903 005,44\nState and Local Government\n59 769,23\n73 453,85\n198 797,86\n232 003,28\n143 347,81\n1 803,44\n1 371,69\n1 489,84\n162,58\n189,44\n334,82\n83,40\nPublic Non Financial Corporations\n758 994 509,56\n779 253 503,92\n787 050 316,56\n1 149 678 230,61\n1 615 646 416,58\n983 290,25\n966 293,32\n926 934,51\n906 717,79\n827 622,11\n1 344 304,21\n1 532 030,41\nPrivate Sector\n10 212 529 111,24\n11 037 279 520,17\n17 254 185 998,48\n25 511 768 494,02\n39 450 759 914,33\n23 982 040,42\n25 023 652,76\n26 710 314,65\n28 789 279,36\n29 765 671,04\n50 454 504,24\n58 250 398,50\nCentral Bank\n97 474 935,67\n102 273 703,78\n144 071 607,24\n211 425 087,76\n325 816 652,62\n148 908,53\n153 636,33\n237 798,15\n234 893,40\n231 229,46\n354 102,93\n437 245,57\nODCs\n10 115 054 175,57\n10 935 005 816,39\n17 110 114 391,24\n25 300 343 406,26\n39 124 943 261,71\n23 833 131,89\n24 870 016,43\n26 472 516,50\n28 554 385,96\n29 534 441,57\n50 100 401,31\n57 813 152,92\nOther Items(Net)\n-20 908 287 596,32\n-21 083 287 166,17\n-33 401 263 572,98\n-46 579 887 607,02\n-67 376 851 136,55\n-32 095 907,64\n-48 116 393,84\n-32 503 990,92\n-30 977 055,21\n-32 135 795,97\n-55 657 741,84\n-60 656 446,41\nShares and Other Equity\n-17 122 059 892,58\n-17 570 066 671,33\n-29 549 325 579,05\n-43 302 266 345,67\n-60 601 283 933,04\n-30 585 321,84\n-170 501,60\n-26 189 804,03\n-24 667 528,43\n-22 936 612,12\n-40 127 307,25\n-45 626 610,38\nLiabilities to Other Financial Corporations\n89 997 662,25\n138 722 557,11\n182 726 965,66\n279 727 919,49\n361 061 719,66\n222 678,57\n150,24\n13 223,72\n12 000,37\n12 502,97\n51 080,87\n16 114,32\nRestricted Deposits\n598 451 618,98\n634 635 960,65\n1 122 721 876,21\n2 182 139 254,83\n1 707 978 424,98\n1 197 298,85\n1 441,12\n1 719 547,05\n1 550 879,71\n2 087 873,41\n3 658 367,58\n3 837 899,15\nDeposits and Securities Excluded from Base Money\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nOther Items(net)\n-4 474 676 984,97\n-4 286 579 012,59\n-5 157 386 835,80\n-5 739 488 435,67\n-8 844 607 348,16\n-2 930 563,22\n-47 947 483,60\n-8 046 957,66\n-7 872 406,86\n-11 299 560,23\n-19 239 883,04\n-18 883 849,50\n0,86\n0,87\nBroad Money-M3\n17 628 180 970,07\n18 914 586 792,05\n29 248 117 308,38\n40 613 037 097,82\n59 171 485 476,79\n38 754 785,83\n41 027 614,86\n42 726 472,69\n45 975 633,45\n46 473 210,27\n75 007 960,60\n87 582 919,14\nSecurities Other than Shares Included in Broad Money\n4 173 191,32\n42 811 406,21\n7 317 942,35\n9 458 363,45\n6 990 856,69\n2 795,45\n4 372,61\n3 991,57\n19 182,77\n26 605,39\n23 833,50\n42 725,53\nBroad Money-M2\n17 624 007 778,75\n18 871 775 385,85\n29 240 799 366,03\n40 603 578 734,36\n59 164 494 620,10\n38 751 990,38\n41 023 242,25\n42 722 481,12\n45 956 450,68\n46 446 604,88\n74 984 127,10\n87 540 193,61\nOther Deposits (Time Deposits)\n1 239 087 789,32\n1 287 203 962,67\n1 749 790 464,18\n2 805 565 709,39\n4 455 813 258,33\n2 705 479,15\n3 276 458,32\n3 820 450,80\n3 890 292,40\n3 878 305,91\n5 866 414,39\n7 892 499,20\nof which Foreign Currency Accounts\n823 225 160,91\n878 430 928,79\n1 378 784 627,54\n2 089 992 436,79\n3 750 078 066,25\n2 426 638,27\n2 953 225,13\n3 343 135,17\n3 425 730,40\n3 030 905,19\n4 839 186,89\n6 654 693,18\nNarrow Money-M1\n16 384 919 989,43\n17 584 571 423,18\n27 491 008 901,84\n37 798 013 024,97\n54 708 681 361,76\n36 046 511,23\n37 746 783,93\n38 902 030,31\n42 066 158,28\n42 568 298,97\n69 117 712,70\n79 647 694,41\nTransferable Deposits\n16 373 116 452,32\n17 572 220 001,14\n27 476 970 003,22\n37 782 959 103,37\n54 692 210 233,09\n36 036 209,11\n37 708 555,23\n38 850 801,81\n42 007 923,88\n42 499 225,86\n69 037 218,46\n79 550 713,83\n Of which Foreign Currency Accounts\n12 757 305 066,07\n13 397 781 145,35\n22 901 496 643,22\n32 969 005 356,37\n47 611 823 202,81\n29 423 827,38\n30 036 317,64\n30 193 905,30\n31 635 023,78\n31 676 246,48\n58 411 490,00\n69 086 187,32\nCurrency Outside Depository Corporations\n11 803 537,12\n12 351 422,04\n14 038 898,63\n15 053 921,60\n16 471 128,68\n10 302,12\n38 228,70\n51 228,50\n58 234,40\n69 073,11\n80 494,25\n96 980,58\nMemorandum Items\nReserve Money\n1 817 508 312,01\n2 021 215 296,65\n3 069 128 065,16\n4 054 140 062,89\n6 141 481 651,19\n4 892 122,31\n6 639 450,71\n7 238 618,14\n7 282 113,20\n7 708 040,15\n13 606 577,69\n20 428 825,74\nFCAs as a Percentage of Deposits in M3\n72,4%\n70,9%\n78,3%\n81,2%\n80,5%\n82,2%\n80,5%\n78,6%\n76,4%\n74,8%\n82,7%\n86,6%\nEnd Period Exchange Rate\n5 791,08\n6 104,72\n10 152,39\n14 912,83\n22 055,47\n13,43\n13,32\n13,70\n13,79\n13,85\n24,88\n28,68\nSource: Reserve Bank of Zimbabwe, 2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n*Statistics are denominated in ZiG\n \n \n13 \n \n \n \nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\nNet Foreign Assets\n-21 850 985 894,27\n-22 724 299 913,18\n-37 204 315 094,00\n-54 031 060 405,32\n-77 865 030 279,36\n-35 698 765,79\n-34 641 175,73\n-34 675 535,57\n-34 509 441,34\n-34 520 053,81\n-62 586 924,75\n-66 392 291,76\nClaims on Non Residents\n2 722 752 920,94\n2 750 142 276,55\n4 789 971 270,20\n7 165 906 234,24\n12 179 330 672,54\n9 276 276,05\n9 502 376,00\n10 341 190,76\n10 301 545,49\n10 342 781,57\n17 610 056,98\n24 512 816,63\nOfficial Reserves Assets\n664 790 048,98\n670 897 605,40\n1 283 063 711,48\n1 440 292 080,05\n2 707 777 264,85\n3 630 141,09\n4 432 806,91\n4 934 345,75\n4 653 584,80\n4 669 127,60\n7 448 226,11\n12 833 764,95\nOther Foreign Assets\n2 057 962 871,96\n2 079 244 671,16\n3 506 907 558,71\n5 725 614 154,20\n9 471 553 407,69\n5 646 134,96\n5 069 569,09\n5 406 845,01\n5 647 960,69\n5 673 653,97\n10 161 830,87\n11 679 051,69\nLess Liabilities to Non Residents\n24 573 738 815,21\n25 474 442 189,73\n41 994 286 364,20\n61 196 966 639,56\n90 044 360 951,90\n44 975 041,84\n44 143 551,73\n45 016 726,33\n44 810 986,83\n44 862 835,37\n80 196 981,74\n90 905 108,39\nShort Term Liabilities\n417 352 772,09\n253 445 372,66\n330 761 013,21\n347 930 957,96\n890 130 623,01\n181 911,80\n69 004,62\n68 323,27\n67 276,01\n43 925,27\n121 431,23\n139 956,61\nOther Foreign Liabilities*\n24 156 386 043,12\n25 220 996 817,07\n41 663 525 350,99\n60 849 035 681,60\n89 154 230 328,89\n44 793 130,04\n44 074 547,11\n44 948,40\n44 743 710,82\n44 818 910,10\n80 075 550,51\n90 765 151,78\n of which blocked funds\n4 527 891 788,72\n4 848 587 011,60\n8 054 627 951,76\n11 781 589 928,45\n17 401 899 562,68\n10 572 458,80\n10 463 756,31\n10 741 167,48\n10 788 191,71\n10 803 573,95\n19 394 800,27\n22 213 360,59\nNet Domestic Assets (NDA)\n23 668 494 206,27\n24 745 515 209,82\n40 273 443 159,16\n58 085 200 468,20\n84 006 511 930,55\n40 590 888,10\n41 280 626,44\n41 914 153,72\n41 791 554,54\n42 228 093,95\n76 193 502,44\n86 821 117,50\nDomestic Claims\n2 496 519 062,46\n2 685 240 421,33\n4 316 485 335,80\n6 966 928 713,06\n8 857 704 487,83\n5 031 817,01\n6 130 750,57\n4 656 214,62\n5 047 780,51\n5 013 687,28\n8 125 977,73\n9 923 292,64\nNet Claims on Central Government\n2 031 774 224,09\n2 195 411 208,41\n4 014 874 898,09\n6 439 282 586,28\n8 045 520 594,23\n4 636 916,01\n5 731 008,28\n4 167 919,67\n4 561 043,88\n4 530 061,03\n7 398 047,70\n9 065 948,80\nClaims on Central Government\n2 978 270 299,68\n3 186 271 122,40\n5 598 206 535,08\n8 298 885 386,12\n13 434 742 848,85\n7 155 621,00\n7 206 353,91\n7 425 969,04\n7 375 080,86\n7 694 199,15\n13 333 000,40\n16 905 321,56\n of which: Securities Other than Shares\n1 984 147 610,08\n2 219 186 779,04\n4 440 121 511,31\n6 608 105 197,48\n11 307 721 896,70\n0,00\n6 867 418,56\n7 089 572,62\n7 156 540,10\n7 156 540,10\n12 949 528,58\n12 949,53\nLoans\n994 122 689,61\n967 084 343,36\n1 158 085 023,77\n1 690 780 188,64\n2 127 020 952,15\n245 686,22\n334 241,10\n334 607,54\n223 674,75\n493 347,30\n383 471,82\n1 901 990,38\n Loans and Advances\n450 658 841,88\n423 620 495,64\n709 564 039,01\n1 049 930 696,57\n1 560 372 567,07\n34 531,94\n35 066,35\n35 432,79\n69 655,36\n198 392,16\n88 516,68\n1 575 286,73\nAmounts Due from Gvt including SDR Drawdowns\n543 463 847,72\n543 463 847,72\n448 520 984,75\n640 849 492,08\n566 648 385,08\n211 154,28\n299 174,75\n299 174,75\n154 019,39\n294 955,14\n294 955,14\n326 703,65\n Export Incentives\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nLess Liabilities to Central Government\n946 496 075,59\n990 859 913,99\n1 583 331 636,98\n1 859 602 799,84\n5 389 222 254,62\n2 518 704,99\n1 475 345,63\n3 258 049,37\n2 814 036,97\n3 164 138,12\n5 934 952,70\n7 839 372,76\nOf which: Deposits\n946 496 075,59\n990 859 913,99\n1 583 331 636,98\n1 859 602 799,84\n5 389 222 254,62\n2 518 704,99\n1 475 345,63\n3 275 403,93\n3 115 314,66\n3 164 138,12\n5 934 952,70\n7 839 372,76\nOther \n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nClaims on Other Sectors\n464 744 838,37\n489 829 212,93\n301 610 437,71\n527 646 126,78\n812 183 893,60\n394 901,00\n399 742,29\n488 294,95\n486 736,63\n483 626,25\n727 930,03\n857 343,85\nOther Financial Corporations\n25 307 666,81\n28 216 636,43\n32 493 405,07\n71 573 929,14\n153 883 742,34\n31 897,51\n33 121,19\n32 635,34\n33 150,80\n33 901,83\n34 109,66\n38 180,80\nState and Local Government\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nPublic Non Financial Corporations\n341 962 235,89\n359 338 872,72\n125 045 425,40\n244 647 109,88\n332 483 498,63\n214 094,95\n212 984,77\n217 861,45\n218 692,42\n218 494,95\n339 717,44\n381 917,48\nPrivate Sector\n97 474 935,67\n102 273 703,78\n144 071 607,24\n211 425 087,76\n325 816 652,62\n148 908,53\n153 636,33\n237 798,15\n234 893,40\n231 229,46\n354 102,93\n437 245,57\nClaims on Other Depository Corporations\n246 227 512,18\n266 265 290,73\n392 377 252,77\n503 151 449,55\n684 600 925,61\n364 055,43\n361 687,12\n362 068,58\n322 950,33\n315 110,77\n546 767,88\n591 244,82\nOf which: Loans\n246 227 512,18\n266 265 290,73\n392 377 252,77\n503 151 449,55\n684 600 925,61\n364 055,43\n361 687,12\n362 068,58\n322 950,33\n315 110,77\n546 767,88\n591 244,82\nOther Liabilities to ODCs\n3 876 066 859,55\n3 854 578 282,87\n5 812 079 968,88\n8 128 905 484,34\n10 984 562 862,67\n7 235 511,28\n7 148 143,79\n5 909 428,26\n5 505 978,19\n5 409 080,16\n4 538 818,97\n6 707 055,64\nOf which: Aftrades Balances\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n Securities\n1 460 737 223,38\n1 519 969 710,79\n1 701 520 057,58\n2 432 925 529,23\n3 557 870 717,73\n2 260 627,63\n2 214 947,71\n2 314 576,53\n2 802 338,07\n2 870 625,13\n1 385 743,24\n1 724 801,18\nOther Items(Net)\n-24 801 814 491,19\n-25 648 587 780,63\n-41 376 660 539,47\n-58 744 025 789,94\n-85 448 769 379,78\n-42 430 526,95\n-41 936 332,53\n-42 805 298,78\n-41 926 801,88\n-42 308 376,06\n-72 059 575,80\n-83 013 635,67\nShares and Other Equity\n-23 892 801 192,96\n-25 053 448 266,86\n-40 143 169 460,35\n-58 155 147 571,29\n-84 000 619 819,97\n-42 225 068,30\n-41 811 854,23\n-42 544 461,17\n-41 896 670,08\n-42 064 205,72\n-72 152 434,46\n-82 948 584,12\nOther Items(Net)\n-1 529 336 116,22\n-1 251 036 312,37\n-2 400 043 318,75\n-2 790 865 158,91\n-3 189 753 793,28\n-1 523 004,67\n-2 100 723,61\n-2 120 667,23\n-1 846 508,62\n-2 396 362,99\n-3 908 731,83\n-4 422 218,47\nLiabilities to Other Resident Sectors\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nDeposits and Securities Excluded from Base Money\n620 322 818,00\n655 896 798,59\n1 166 552 239,63\n2 201 986 940,26\n1 741 604 233,46\n1 317 546,03\n1 976 245,32\n1 859 829,62\n1 816 376,82\n2 152 192,65\n4 001 590,49\n4 357 166,91\nMonetary Base \n1 817 508 312,01\n2 021 215 296,65\n3 069 128 065,16\n4 054 140 062,89\n6 141 481 651,19\n6 455 093,44\n6 639 450,71\n7 238 618,14\n7 282 113,20\n7 708 040,15\n13 606 577,69\n20 428 825,74\nBond Coins\n78 794,30\n76 968,83\n66 290,72\n59 094,22\n51 536,90\n20,39\n16,95\n15,26\n14,33\n14,27\n14,27\n14,27\nBond Notes\n14 430 019,79\n15 672 830,10\n16 920 535,77\n18 138 392,93\n19 250 549,61\n7 646,53\n7 646,25\n7 641,71\n6 018,48\n5 288,65\n5 288,65\n5 288,65\nZig Notes\n1 240,55\n12 162,56\n16 066,84\n20 175,22\n26 774,05\n33 546,57\n35 318,43\nZiG Coins\n8 848,60\n33 390,00\n36 721,62\n39 548,30\n43 392,05\n49 516,41\n113 067,78\nLiabilities to ODCs\n1 772 929 799,17\n1 975 463 236,74\n3 052 141 238,66\n4 035 942 575,74\n6 122 179 564,68\n6 437 337,37\n6 586 234,95\n7 178 172,71\n7 216 356,87\n7 632 571,13\n13 518 211,78\n20 275 136,61\n Local Currency Reserve Deposits\n449 770 161,09\n533 568 035,27\n557 373 870,90\n589 096 334,10\n782 882 894,59\n588 261,85\n852 988,66\n1 019 521,43\n1 293 912,63\n1 392 957,07\n1 999 399,49\n2 851 765,21\n Foreign Currency Reserve Deposits\n1 323 159 638,08\n1 441 895 201,47\n2 464 767 002,76\n3 416 845 876,64\n5 293 831 558,25\n4 172 204,40\n4 528 979,21\n4 655 411,36\n4 707 895,48\n4 805 592,43\n9 991 826,17\n14 420 447,97\n Exess reserves \n30 069 698,74\n30 002 260,98\n30 000 364,99\n30 000 364,99\n45 465 111,84\n1 676 871,11\n1 204 267,07\n1 503 239,92\n1 214 548,76\n1 434 021,62\n1 526 986,12\n3 002 923,43\nPrivate Deposits\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nSource: Reserve Bank of Zimbabwe, 20234\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n14 \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\nNet Foreign Assets\n3 805 941 218,28\n3 894 249 714,95\n6 495 681 814,07\n8 434 156 471,26\n11 606 860 302,06\n6 841 962,55\n6 864 056,48\n6 861 295,92\n7 506 228,34\n6 703 991,82\n11 311 763,23\n11 863 962,98\nClaims on Non Residents\n5 592 082 221,64\n5 729 082 981,88\n9 507 866 394,28\n12 860 635 148,65\n18 155 224 099,23\n10 973 836,76\n11 293 656,76\n11 679 328,24\n12 352 811,95\n11 598 442,41\n20 019 415,47\n21 861 671,92\nOf Which: Foreign Currency\n2 558 589 332,45\n2 868 505 570,48\n5 196 670 641,24\n7 309 076 955,04\n9 785 505 639,81\n4 794 837,35\n4 337 566,82\n4 753 113,49\n5 739 936,96\n6 444 888,52\n10 895 905,76\n13 662 079,40\nDeposits\n3 019 701 118,75\n2 843 740 238,47\n4 283 885 090,87\n5 518 707 074,63\n8 323 896 983,03\n6 152 462,49\n6 929 621,83\n6 902 261,76\n6 586 859,83\n5 128 037,09\n9 069 019,76\n8 153 531,84\nOther\n13 791 770,44\n16 837 172,93\n27 310 662,17\n32 851 118,98\n45 821 476,40\n26 536,92\n26 468,12\n23 952,99\n26 015,17\n25 516,80\n54 489,96\n46 060,69\nLess Liabilities to Non Residents\n1 786 141 003,36\n1 834 833 266,93\n3 012 184 580,21\n4 426 478 677,39\n6 548 363 797,17\n4 131 874,21\n4 429 600,28\n4 818 032,32\n4 846 583,61\n4 894 450,59\n8 707 652,25\n9 997 708,95\nOf Which: Deposits\n782 004 591,95\n776 859 238,67\n1 316 061 176,34\n1 936 356 521,78\n2 837 026 028,04\n1 874 340,18\n1 941 676,30\n2 023 747,02\n1 715 870,69\n1 688 391,39\n2 976 714,87\n3 361 036,04\nLoans\n1 004 136 411,41\n1 057 974 028,26\n1 696 123 403,87\n2 490 122 155,61\n3 711 337 769,13\n2 257 534,02\n2 487 923,98\n2 794 285,29\n3 130 712,92\n3 206 059,20\n5 730 937,38\n6 636 672,91\nOther\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nNet Domestic Assets (NDA)\n13 788 565 015,66\n14 986 724 817,13\n22 694 566 232,26\n32 143 979 019,53\n47 514 528 237,56\n31 782 273,98\n33 785 421,43\n35 673 665,70\n38 145 673,59\n39 635 826,10\n63 272 480,21\n75 102 707,82\nDomestic Claims\n12 268 418 987,27\n13 976 109 402,78\n22 239 001 679,53\n32 663 124 711,79\n49 195 099 829,70\n30 483 864,43\n31 543 958,04\n33 380 506,81\n36 954 010,73\n37 139 789,00\n62 499 402,56\n71 531 508,87\nNet Claims on Central Government\n1 394 794 498,55\n2 438 353 042,48\n4 132 044 630,04\n6 067 137 107,85\n8 137 248 966,22\n5 584 180,30\n5 547 369,71\n5 745 341,04\n7 293 076,13\n6 548 202,35\n10 591 046,35\n11 703 334,97\nClaims on Central Government\n1 528 269 866,01\n2 639 837 914,78\n4 301 674 207,46\n6 407 714 882,09\n8 652 815 980,77\n5 827 034,95\n5 897 338,50\n6 334 601,55\n7 731 687,11\n7 081 139,08\n11 174 323,23\n12 330 801,46\nSecurities\n1 517 348 442,88\n2 627 512 618,11\n4 283 761 798,56\n6 381 641 818,99\n8 605 206 635,58\n5 583 192,64\n5 867 704,45\n6 309 901,96\n7 706 557,44\n6 955 089,37\n10 929 386,91\n12 091 791,23\nLoans\n10 921 423,13\n12 325 296,66\n17 912 408,90\n26 073 063,10\n47 609 345,19\n243 842,32\n29 634,05\n24 699,60\n25 129,68\n126 049,71\n244 936,32\n239 010,23\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n133 475 367,46\n201 484 872,29\n169 629 577,43\n340 577 774,24\n515 567 014,55\n242 854,65\n349 968,79\n589 260,52\n438 610,98\n532 936,72\n583 276,88\n627 466,49\nOf which: Deposits\n133 475 367,46\n201 484 872,29\n169 629 577,43\n340 577 774,24\n515 567 014,55\n242 854,65\n349 968,79\n589 260,52\n438 610,98\n532 936,72\n583 276,88\n627 466,49\nOther \n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nClaims on Other Sectors\n10 873 624 488,72\n11 537 756 360,30\n18 106 957 049,49\n26 595 987 603,94\n41 057 850 863,48\n24 899 684,12\n25 996 588,33\n27 635 165,77\n29 660 934,60\n30 591 586,65\n51 908 356,20\n59 828 173,90\nOther Financial Corporations\n341 478 270,25\n182 762 458,86\n334 638 969,24\n390 381 073,67\n649 601 336,03\n295 553,50\n371 891,66\n452 086,38\n418 360,70\n447 828,48\n803 033,30\n864 824,64\nState and Local Government\n59 769,23\n73 453,85\n198 797,86\n232 003,28\n143 347,81\n1 803,44\n1 371,69\n1 489,84\n162,58\n189,44\n334,82\n83,40\nPublic Non Financial Corporations\n417 032 273,67\n419 914 631,20\n662 004 891,16\n905 031 120,73\n1 283 162 917,94\n769 195,30\n753 308,55\n709 073,06\n688 025,36\n609 127,16\n1 004 586,77\n1 150 112,93\nPrivate Sector\n10 115 054 175,57\n10 935 005 816,39\n17 110 114 391,24\n25 300 343 406,26\n39 124 943 261,71\n23 833 131,89\n24 870 016,43\n26 472 516,50\n28 554 385,96\n29 534 441,57\n50 100 401,31\n57 813 152,92\nClaims on the Central Bank\n6 326 849 329,56\n5 977 105 227,74\n9 099 022 563,30\n12 598 181 489,84\n16 737 574 909,26\n11 097 658,79\n12 455 525,64\n12 775 616,04\n11 481 325,31\n13 543 158,02\n22 444 626,84\n30 514 072,84\nCurrency\n2 705 276,98\n3 398 376,89\n2 947 927,87\n3 143 565,55\n2 830 957,84\n7 453,94\n14 987,06\n9 216,94\n7 521,93\n6 395,91\n7 871,66\n56 708,55\nReserves\n6 324 144 052,58\n5 973 706 850,85\n9 096 074 635,43\n12 595 037 924,29\n16 734 743 951,43\n11 090 204,85\n12 420 731,87\n12 746 019,20\n11 453 300,33\n13 516 156,89\n22 399 747,84\n30 414 709,72\nSecurities\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n19 806,72\n20 379,90\n20 503,05\n20 605,22\n37 007,33\n42 654,56\nOther Claims\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nLiabilities to the Central Bank\n92 939 919,06\n55 157 360,84\n114 298 041,18\n105 237 097,37\n95 704 985,13\n67 448,03\n50 898,37\n99 769,05\n99 872,51\n109 931,02\n491 438,62\n429 739,68\nOther Items(Net)\n4 713 763 382,12\n4 911 332 452,56\n8 529 159 969,39\n13 012 090 084,74\n18 322 441 516,27\n9 731 801,21\n10 163 163,89\n10 382 688,10\n10 189 789,94\n10 937 189,89\n21 180 110,57\n26 513 134,21\nShares and Other Equity\n6 770 741 300,38\n7 483 381 595,52\n10 593 843 881,30\n14 852 881 225,62\n23 399 335 886,93\n11 639 746,46\n13 617 857,06\n16 354 657,14\n17 229 141,66\n19 127 593,60\n32 025 127,21\n37 321 973,73\nLiabilities to other ressident sectors\n89 997 662,25\n138 722 557,11\n182 726 965,66\n279 727 919,49\n361 061 719,66\n222 678,57\n4 558,25\n13 223,72\n12 000,37\n12 502,97\n51 080,87\n16 114,32\nOther Items(Net)\n-2 146 975 580,51\n-2 710 771 700,07\n-2 247 410 877,57\n-2 120 519 060,37\n-5 437 956 090,32\n-2 130 623,82\n-3 459 251,43\n-5 985 192,76\n-7 051 352,09\n-8 202 906,68\n-10 896 097,52\n-10 824 953,85\nDeposits and Securities Included in Broad Money\n17 594 506 233,94\n18 880 974 532,07\n29 190 248 046,34\n40 578 135 490,79\n59 121 388 539,63\n38 624 236,53\n40 649 477,91\n42 534 961,62\n45 651 901,94\n46 339 817,92\n74 584 243,43\n86 966 670,79\nDeposits Included in Broad Money\n17 590 333 042,62\n \n18 838 163 125,87\n \n29 182 930 103,98\n \n40 568 677 127,34\n \n59 114 397 682,94\n \n38 621 441,08\n \n40 645 105,30\n \n42 530 970,04\n \n45 632 719,17\n \n46 313 212,53\n \n74 560 409,93\n \n86 923 945,26\n \nTransferable Deposits\n16 351 245 253,30\n \n17 550 959 163,20\n \n27 433 139 639,80\n \n37 763 111 417,94\n \n54 658 584 424,60\n \n35 915 961,93\n \n37 368 646,98\n \n38 710 519,24\n \n41 742 426,77\n \n42 434 906,62\n \n68 693 995,54\n \n79 031 446,06\n \n of which FCAs\n12 751 597 340,40\n \n13 391 882 427,59\n \n22 891 974 397,20\n \n32 954 377 682,43\n \n47 588 241 673,51\n \n29 421 560,87\n \n29 788 818,17\n \n30 114 642,50\n \n31 415 685,01\n \n31 648 530,18\n \n58 109 730,00\n \n68 608 644,80\n \nOther Deposits (Time Deposits)\n1 239 087 789,32\n1 287 203 962,67\n1 749 790 464,18\n2 805 565 709,39\n4 455 813 258,33\n2 705 479,15\n3 276 458,32\n3 820 450,80\n3 890 292,40\n3 878 305,91\n5 866 414,39\n7 892 499,20\n of which FCAs\n823 225 160,91\n878 430 928,79\n1 378 784 627,54\n2 089 992 436,79\n3 750 078 066,25\n2 426 638,27\n2 953 225,13\n3 343 135,17\n3 425 730,40\n3 030 905,19\n4 839 186,89\n6 654 693,18\nMoney Market Instruments\n4 173 191,32\n \n42 811 406,21\n \n7 317 942,35\n \n9 458 363,45\n \n6 990 856,69\n \n2 795,45\n \n4 372,61\n \n3 991,57\n \n19 182,77\n \n26 605,39\n \n23 833,50\n \n42 725,53\n \nSource:Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n \n \n15 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nLocal Governemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2021\nJan\n1 483,3\n \n42 733,9\n \n77 994,4\n \n13 109,2\n \n40 071,8\n \n10 922,0\n10 322,7\n10,2\n0,0\n212,4\n16,7\n18,0\n1 264,3\n77 984,0\n5 315,2\n25 036,2\n15 951,2\n41 028,5\n363 474,0\nFeb\n1 735,4\n \n41 180,7\n \n76 140,3\n \n17 748,1\n \n39 141,4\n \n6 341,4\n15 612,1\n9,2\n0,0\n238,0\n24,1\n22,7\n1 493,7\n84 845,3\n5 413,6\n28 339,2\n19 441,2\n42 761,3\n380 487,7\nMar\n1 457,1\n \n40 953,3\n \n83 032,1\n \n6 945,5\n \n42 516,8\n \n8 733,6\n17 602,7\n8,4\n19,2\n449,7\n15,2\n21,7\n1 400,3\n90 291,7\n4 912,2\n32 908,1\n22 849,5\n40 104,9\n394 221,9\nApr\n1 699,7\n \n40 964,4\n \n85 330,2\n \n6 844,8\n \n49 733,4\n \n7 679,0\n19 384,3\n7,7\n19,2\n571,8\n19,9\n12,7\n1 336,7\n104 118,1\n5 432,6\n34 537,9\n25 207,8\n41 034,6\n423 934,8\nMay\n1 906,1\n \n30 579,1\n \n94 330,9\n \n7 907,2\n \n63 644,8\n \n11 582,4\n19 197,1\n7,0\n152,7\n611,0\n21,8\n16,6\n1 263,7\n111 185,7\n5 063,0\n35 592,3\n24 975,4\n40 256,6\n448 293,6\nJun\n1 702,8\n \n30 255,6\n \n75 795,2\n \n25 605,9\n \n72 780,6\n \n17 601,3\n17 610,8\n6,5\n19,5\n1 385,2\n17,9\n77,8\n1 511,9\n125 592,3\n5 203,8\n26 856,5\n29 616,4\n42 418,7\n474 058,5\nJul\n2 139,9\n \n30 509,1\n \n104 983,5\n \n17 817,9\n \n82 032,9\n \n25 314,3\n23 160,6\n6,0\n290,8\n1 264,1\n17,3\n67,8\n1 351,1\n135 107,8\n5 762,2\n26 869,2\n33 897,2\n42 726,7\n533 318,3\nAug\n2 551,1\n \n33 323,4\n \n93 806,9\n \n11 919,2\n \n72 753,9\n \n25 194,9\n35 371,1\n5,4\n339,7\n1 111,2\n22,5\n63,9\n1 583,3\n150 558,7\n7 014,2\n32 281,1\n34 820,2\n46 819,4\n549 540,1\nSep\n2 853,7\n \n38 500,1\n \n100 996,0\n \n8 626,8\n \n68 707,9\n \n25 023,4\n36 196,3\n5,1\n366,9\n948,5\n21,1\n62,5\n1 531,1\n154 818,9\n6 587,8\n31 981,0\n35 461,8\n45 544,7\n558 233,5\nOct\n2 611,1\n \n50 074,7\n \n108 009,2\n \n9 575,8\n \n89 822,4\n \n26 924,2\n43 786,5\n4,3\n188,1\n1 054,2\n21,2\n75,4\n1 683,9\n172 358,5\n6 987,7\n49 581,0\n47 370,6\n47 611,9\n657 740,6\nNov\n2 721,5\n \n53 424,3\n \n107 781,7\n \n15 560,6\n \n74 072,3\n \n29 748,5\n47 418,1\n3,7\n187,0\n2 678,7\n21,2\n74,8\n1 882,5\n195 765,6\n7 682,2\n52 327,7\n45 567,2\n54 967,5\n691 885,0\nDec\n2 838,3\n \n50 031,0\n \n118 451,3\n \n13 654,0\n \n91 352,6\n \n33 690,9\n41 452,1\n3,0\n186,0\n6 192,4\n21,1\n167,5\n2 998,6\n212 438,0\n14 917,3\n60 917,0\n48 759,9\n71 817,7\n769 888,8\n2022\nJan\n2 891,2\n \n53 378,3\n \n116 654,8\n \n13 232,3\n \n69 668,2\n \n30 774,3\n40 241,6\n2,4\n186,8\n2 906,7\n20,3\n163,0\n4 023,2\n228 616,6\n16 284,0\n53 627,8\n55 303,6\n85 737,0\n773 712,0\nFeb\n2 577,7\n \n62 064,5\n \n122 479,8\n \n17 480,5\n \n76 802,2\n \n28 703,5\n49 241,8\n1,6\n0,0\n3 242,5\n20,3\n158,1\n5 761,9\n249 205,9\n16 681,8\n55 099,6\n59 171,4\n86 732,0\n835 425,0\nMar\n2 111,5\n \n76 544,2\n \n142 962,5\n \n19 239,6\n \n87 884,5\n \n43 284,1\n50 566,9\n0,9\n0,0\n2 970,2\n19,4\n253,4\n6 635,8\n296 282,4\n16 435,1\n65 660,6\n69 287,0\n94 293,1\n974 431,2\nApr\n2 624,9\n \n74 716,9\n \n160 466,5\n \n28 352,1\n \n123 190,3\n \n26 628,8\n63 944,8\n0,2\n0,0\n2 583,9\n37,5\n252,4\n7 258,1\n338 207,2\n30 154,8\n53 372,3\n73 993,0\n90 352,8\n1 076 136,5\nMay\n3 155,9\n \n142 118,9\n \n236 166,0\n \n35 928,9\n \n207 812,8\n \n61 757,6\n70 936,8\n0,0\n155,0\n3 762,8\n41,3\n289,0\n16 588,0\n455 287,9\n36 125,5\n134 993,5\n111 577,7\n130 617,1\n1 647 314,7\nJun\n2 801,2\n \n138 347,1\n \n266 691,8\n \n45 952,0\n \n241 920,1\n \n63 631,8\n86 890,0\n0,0\n654,0\n5 297,4\n61,2\n226,3\n14 282,6\n549 799,2\n38 578,3\n169 511,8\n130 604,3\n205 601,3\n1 960 850,3\nJul\n2 427,6\n \n159 024,6\n \n315 832,5\n \n39 388,2\n \n230 432,5\n \n41 246,8\n91 509,2\n0,0\n394,3\n4 940,5\n100,7\n349,7\n22 911,0\n638 556,7\n45 361,4\n144 090,2\n143 606,3\n242 024,6\n2 122 196,7\nAug\n2 640,6\n \n263 637,4\n \n411 439,9\n \n69 203,5\n \n311 107,0\n \n29 186,6\n100 187,1\n0,0\n330,1\n6 912,2\n113,5\n287,1\n46 504,1\n764 466,3\n46 788,2\n167 029,4\n251 442,9\n244 934,2\n2 716 210,1\nSep\n3 030,7\n \n289 230,8\n \n504 071,1\n \n75 446,7\n \n417 007,1\n \n18 185,0\n143 464,9\n0,0\n267,4\n8 265,9\n115,1\n306,3\n41 560,9\n902 078,3\n51 664,5\n146 133,1\n231 760,0\n285 781,8\n3 118 369,8\nOct\n3 022,6\n \n300 240,3\n \n525 870,3\n \n104 483,2\n \n389 979,7\n \n22 895,3\n151 757,7\n0,0\n204,7\n4 590,6\n116,5\n342,0\n43 335,5\n936 397,1\n58 632,8\n165 306,9\n267 183,8\n298 996,3\n3 273 355,4\nNov\n3 251,4\n \n286 365,2\n \n575 885,7\n \n111 716,1\n \n342 790,1\n \n17 089,0\n198 814,4\n0,0\n142,0\n6 078,2\n119,5\n303,6\n43 195,4\n1 042 144,5\n73 069,8\n170 944,8\n232 107,1\n302 373,7\n3 406 390,5\nDec\n3 361,7\n \n295 435,1\n \n652 284,4\n \n119 932,8\n \n351 906,8\n \n7 965,4\n288 844,0\n0,0\n20 072,7\n8 831,7\n114,4\n282,6\n30 272,3\n1 143 910,8\n84 048,5\n159 126,2\n234 748,7\n418 944,7\n3 820 082,5\n2023\nJan\n4 923,3\n \n379 841,7\n \n704 168,6\n \n151 980,1\n \n389 342,8\n \n-1 443,6\n319 807,4\n0,0\n23 774,5\n8 624,7\n228,5\n251,2\n44 113,2\n1 348 919,7\n137 477,6\n227 545,4\n251 246,0\n451 149,8\n4 441 950,8\nFeb\n1 880,1\n \n436 062,8\n \n743 888,5\n \n81 067,5\n \n518 081,0\n \n21 964,4\n332 626,9\n0,0\n26 717,2\n6 974,7\n319,0\n197,4\n44 691,5\n1 538 078,6\n142 383,8\n226 933,0\n281 339,4\n490 831,3\n4 894 037,1\nMar\n2 031,6\n \n425 326,5\n \n817 631,1\n \n112 374,3\n \n531 935,4\n \n41 928,7\n360 626,2\n0,0\n24 689,0\n10 382,7\n432,2\n149,8\n48 725,4\n1 745 783,1\n166 893,5\n554 840,9\n315 882,3\n532 130,1\n5 691 762,4\nApr\n1 844,7\n \n462 081,4\n \n972 122,7\n \n161 740,7\n \n620 095,0\n \n32 207,0\n391 587,8\n0,0\n28 119,0\n19 573,0\n559,8\n99,3\n54 058,4\n1 822 350,9\n178 895,0\n214 270,9\n411 870,0\n572 012,3\n5 943 487,7\nMay\n1 107,2\n \n1 048 116,4\n \n2 049 066,1\n \n309 234,1\n \n1 554 969,0\n \n84 147,3\n653 025,9\n0,0\n76 351,5\n16 564,4\n4 599,1\n80,3\n112 188,1\n4 068 894,1\n366 505,1\n607 438,1\n788 546,8\n884 349,9\n12 625 183,4\nJun\n1 984,5\n \n2 249 201,6\n \n4 424 350,0\n \n471 360,3\n \n3 050 984,1\n \n390 369,2\n981 773,8\n0,0\n212 126,8\n8 070,8\n18 582,4\n83,0\n260 946,3\n8 977 244,2\n669 100,1\n1 390 786,2\n1 582 985,5\n2 782 639,3\n27 472 588,1\nJul\n1 489,0\n \n1 584 403,3\n \n4 137 377,2\n \n380 493,0\n \n3 132 849,9\n \n369 552,6\n1 242 045,2\n0,0\n165 764,7\n17 713,9\n7 368,1\n68,1\n208 253,7\n7 144 225,5\n821 517,0\n829 382,3\n1 411 037,1\n3 124 457,4\n24 577 997,9\nAug\n2 292,1\n \n1 505 916,2\n \n4 651 358,8\n \n448 025,8\n \n3 179 274,3\n \n245 546,0\n1 190 599,0\n0,0\n165 103,2\n7 939,8\n7 469,9\n75,8\n205 341,5\n7 142 066,9\n817 682,7\n701 626,2\n1 348 230,8\n3 086 091,3\n24 704 640,2\nSep\n2 465,6\n \n2 015 621,6\n \n5 263 338,5\n \n560 033,8\n \n3 210 332,7\n \n305 649,1\n1 318 582,7\n0,0\n175 013,5\n10 773,5\n9 935,8\n92,0\n219 878,9\n8 628 418,0\n892 737,1\n776 997,6\n1 646 406,8\n3 310 710,4\n28 346 987,7\nOct\n2 425,4\n \n2 312 575,1\n \n5 910 277,9\n \n751 077,6\n \n2 663 186,5\n \n240 258,0\n1 272 839,7\n0,0\n190 359,3\n21 408,8\n10 816,8\n98,1\n237 525,7\n9 281 352,1\n844 462,4\n958 746,4\n1 741 207,9\n3 433 150,2\n29 871 767,9\nNov\n2 705,3\n \n2 558 589,3\n \n6 324 144,1\n \n730 377,0\n \n2 788 783,6\n \n230 917,5\n1 517 348,4\n0,0\n188 949,4\n34 470,7\n10 921,4\n59,8\n238 702,3\n9 523 818,5\n907 759,0\n1 046 257,0\n2 150 227,0\n3 544 388,6\n31 798 418,9\nDec\n3 398,4\n \n2 868 505,6\n \n5 973 706,9\n \n918 524,5\n \n2 631 445,7\n \n212 294,5\n2 627 512,6\n0,0\n182 480,9\n38 249,3\n12 325,3\n73,5\n248 699,8\n10 110 961,4\n984 502,1\n1 184 706,9\n2 319 603,9\n4 087 896,6\n34 404 887,7\n2024\nJan\n2 947,9\n \n5 196 670,6\n \n9 096 074,6\n \n1 414 527,9\n \n3 957 664,6\n \n326 220,5\n4 283 761,8\n0,0\n306 771,2\n57 595,6\n17 912,4\n198,8\n374 088,3\n16 298 021,8\n1 109 251,7\n1 949 662,4\n3 467 246,2\n5 133 753,8\n52 992 370,2\nFeb\n3 143,6\n \n7 309 077,0\n \n12 595 037,9\n \n2 395 225,7\n \n5 340 576,7\n \n178 130,4\n6 381 641,8\n0,0\n437 989,9\n78 292,7\n26 073,1\n232,0\n488 602,8\n24 095 690,3\n1 538 423,6\n2 608 075,1\n4 122 833,9\n6 863 317,4\n74 462 363,7\nMar\n2 831,0\n \n9 785 505,6\n \n16 734 744,0\n \n3 185 636,7\n \n7 548 560,1\n \n775 336,9\n8 605 206,6\n0,0\n585 769,6\n126 026,3\n47 609,3\n143,3\n729 484,9\n37 149 745,6\n2 535 252,5\n2 860 196,6\n5 844 376,9\n10 808 889,0\n107 325 315,0\n*Apr\n7,5\n \n4 794,8\n \n11 004,0\n \n2 108,7\n \n5 798,1\n \n354,3\n5 583,2\n0,0\n348,4\n37,2\n330,0\n1,8\n440,5\n22 799,4\n1 336,2\n2 510,2\n6 102,7\n5 490,3\n69 047,3\n*May\n15,0\n \n4 337,6\n \n12 420,7\n \n2 281,4\n \n6 437,2\n \n492,4\n5 867,7\n0,0\n339,6\n23,7\n49,4\n1,4\n433,4\n23 728,2\n1 520,6\n2 114,7\n7 240,8\n5 731,5\n73 035,2\n*Jun\n9,2\n \n4 753,1\n \n12 746,0\n \n2 349,5\n \n6 493,3\n \n409,0\n6 309,9\n0,0\n282,9\n32,6\n45,1\n1,5\n446,4\n25 292,4\n1 628,6\n2 541,3\n7 612,6\n6 871,1\n77 824,6\n*Jul\n7,5\n \n5 739,9\n \n11 453,3\n \n1 987,0\n \n6 135,6\n \n451,2\n7 706,6\n0,0\n276,2\n128,4\n45,6\n0,2\n432,4\n26 513,1\n2 454,9\n2 342,9\n8 065,1\n7 708,4\n81 448,2\n*Aug\n6,4\n \n6 444,9\n \n13 516,2\n \n2 310,5\n \n4 922,1\n \n205,9\n6 955,1\n0,0\n246,2\n100,5\n146,7\n0,2\n388,0\n27 463,6\n2 511,4\n2 767,9\n9 021,7\n8 363,7\n85 371,0\n*Sep\n7,9\n \n10 895,9\n \n22 399,7\n \n3 870,6\n \n8 728,6\n \n340,5\n10 929,4\n0,0\n431,0\n34,5\n281,9\n0,3\n610,8\n46 961,9\n3 924,3\n4 853,4\n13 635,1\n12 318,0\n140 223,9\n*Oct\n56,7\n \n13 662,1\n \n30 414,7\n \n5 068,5\n \n8 024,4\n \n129,1\n12 091,8\n0,0\n502,2\n53,5\n281,7\n0,1\n689,5\n54 229,9\n4 447,2\n6 380,1\n13 935,9\n13 802,2\n163 769,6\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic Enterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n16 \n \n \n \nEnd of\n2021\nJan\n188 337,3\n17 667,3\n11 376,7\n217 381,3\n2 730,8\n5 453,7\n225 565,8\n1 422,4\n15 750,7\n391,1\n600,9\n376,7\n58 123,9\n25 036,2\n36 206,3\n363 474,0\nFeb\n189 154,3\n18 991,1\n14 072,8\n222 218,2\n2 959,1\n4 788,2\n229 965,5\n1 457,4\n15 908,6\n409,2\n581,4\n609,9\n63 583,8\n28 339,2\n39 632,7\n380 487,7\nMar\n193 674,2\n21 569,9\n14 209,4\n229 453,4\n4 691,2\n4 875,8\n239 020,5\n1 641,2\n14 997,2\n75,4\n1 378,2\n408,9\n67 061,8\n32 908,1\n36 730,7\n394 221,9\nApr\n219 936,5\n23 818,3\n13 746,7\n257 501,5\n2 725,1\n5 382,5\n265 609,2\n1 503,8\n15 748,4\n176,5\n939,0\n409,9\n68 812,8\n34 537,9\n36 197,4\n423 934,8\nMay\n232 585,8\n26 296,1\n18 415,5\n277 297,4\n2 205,9\n6 832,6\n286 335,9\n1 525,8\n16 063,1\n654,2\n540,1\n429,0\n69 567,0\n35 592,3\n37 586,2\n448 293,6\nJun\n249 167,5\n27 977,7\n21 449,6\n298 594,8\n2 906,1\n6 295,3\n307 796,2\n1 559,7\n15 430,6\n662,3\n939,0\n462,6\n72 403,8\n26 856,5\n47 947,9\n474 058,5\nJul\n271 359,4\n31 671,3\n23 074,4\n326 105,1\n3 016,7\n5 050,7\n334 172,4\n1 523,2\n16 041,4\n706,9\n750,8\n552,8\n76 406,3\n26 869,2\n76 295,4\n533 318,3\nAug\n275 007,8\n29 893,2\n29 352,2\n334 253,2\n3 661,5\n5 912,2\n343 826,8\n1 873,1\n18 699,5\n1 444,4\n2 300,1\n478,6\n82 627,2\n32 281,1\n66 009,2\n549 540,1\nSep\n301 829,4\n30 564,7\n26 426,5\n358 820,7\n3 719,1\n3 512,9\n366 052,6\n3 191,9\n16 236,1\n1 453,1\n71,3\n375,4\n84 564,6\n31 981,0\n54 307,5\n558 233,5\nOct\n350 366,7\n33 145,0\n27 967,9\n411 479,6\n2 824,1\n3 162,8\n417 466,5\n3 729,7\n21 509,9\n1 095,3\n1 109,9\n503,1\n92 871,8\n49 581,0\n69 873,5\n657 740,6\nNov\n363 455,0\n33 905,6\n33 256,8\n430 617,4\n3 325,7\n2 899,2\n436 842,3\n4 007,8\n19 465,9\n2 726,5\n1 556,1\n347,1\n104 310,9\n52 327,7\n70 300,6\n691 885,0\nDec\n396 412,5\n33 935,5\n37 464,8\n467 812,7\n3 922,1\n4 020,7\n475 755,5\n3 696,3\n23 643,2\n2 808,1\n2 405,3\n139,8\n128 421,4\n60 917,0\n72 102,3\n769 888,8\n2022\nJan\n392 702,2\n32 298,0\n39 346,3\n464 346,5\n2 962,5\n4 027,0\n471 336,0\n3 685,3\n25 398,5\n2 688,6\n1 416,9\n230,5\n144 852,4\n53 627,8\n70 476,0\n773 712,0\nFeb\n413 978,3\n37 494,3\n47 592,5\n499 065,1\n3 229,3\n4 407,7\n506 702,1\n4 456,2\n30 483,6\n2 120,4\n1 769,7\n226,8\n153 788,5\n55 099,6\n80 778,2\n835 425,0\nMar\n488 137,1\n37 893,9\n54 213,9\n580 244,9\n3 062,2\n5 330,5\n588 637,7\n4 510,9\n33 995,7\n2 137,9\n3 281,0\n810,6\n175 156,3\n65 660,6\n100 240,6\n974 431,2\nApr\n562 613,7\n46 129,7\n52 760,1\n661 503,5\n6 377,5\n7 656,8\n675 537,9\n4 246,9\n38 472,7\n2 173,0\n3 877,2\n486,8\n178 614,3\n53 372,3\n119 355,4\n1 076 136,5\nMay\n830 166,0\n61 112,6\n70 113,9\n961 392,5\n7 310,9\n7 417,6\n976 120,9\n6 165,3\n73 411,8\n2 383,3\n3 241,0\n321,8\n243 544,4\n134 993,5\n207 132,5\n1 647 314,7\nJun\n961 316,9\n66 716,9\n81 118,5\n1 109 152,4\n5 627,3\n10 226,2\n1 125 005,9\n7 157,9\n83 048,1\n2 898,5\n4 589,8\n345,2\n355 060,9\n169 511,8\n213 232,2\n1 960 850,3\nJul\n1 016 820,2\n79 550,5\n94 495,2\n1 190 865,8\n1 789,6\n9 363,5\n1 202 018,9\n8 137,9\n100 313,8\n2 814,9\n5 020,5\n1 339,1\n419 883,3\n144 090,2\n238 578,1\n2 122 196,7\nAug\n1 367 431,3\n85 931,5\n134 512,9\n1 587 875,7\n2 415,4\n7 892,4\n1 598 183,5\n12 785,6\n119 851,6\n3 230,7\n5 771,2\n555,2\n491 336,5\n167 029,4\n317 466,4\n2 716 210,1\nSep\n1 648 027,7\n92 678,5\n157 504,6\n1 898 210,8\n1 482,9\n8 707,2\n1 908 401,0\n14 047,5\n143 842,3\n3 720,2\n9 246,7\n587,2\n553 942,2\n146 133,1\n338 449,6\n3 118 369,8\nOct\n1 615 381,5\n76 774,2\n166 880,7\n1 859 036,4\n2 028,0\n6 673,7\n1 867 738,0\n15 558,9\n153 649,9\n28 072,2\n8 610,3\n762,5\n581 740,3\n165 306,9\n451 916,4\n3 273 355,4\nNov\n1 771 644,8\n81 518,1\n189 465,9\n2 042 628,9\n1 547,6\n6 731,4\n2 050 907,9\n13 438,5\n139 370,8\n19 973,5\n10 489,1\n339,6\n612 977,2\n170 944,8\n387 949,1\n3 406 390,5\nDec\n1 990 867,6\n90 317,0\n234 004,4\n2 315 189,0\n2 754,1\n7 866,7\n2 325 809,8\n14 149,0\n177 214,1\n10 597,8\n15 234,4\n752,5\n750 161,5\n159 126,2\n367 037,4\n3 820 082,5\n2023\nJan\n2 270 946,6\n100 094,1\n275 805,1\n2 646 845,8\n1 676,5\n41 821,3\n2 690 343,7\n15 056,5\n196 129,5\n4 974,3\n12 291,7\n675,5\n881 874,7\n227 545,4\n413 059,5\n4 441 950,8\nFeb\n2 496 192,1\n98 177,2\n294 332,5\n2 888 701,8\n1 956,9\n11 040,2\n2 901 698,9\n15 711,7\n225 209,4\n8 092,9\n20 822,5\n3 109,0\n951 831,6\n226 933,0\n540 628,1\n4 894 037,1\nMar\n2 710 394,6\n121 937,7\n333 589,3\n3 165 921,6\n1 430,8\n6 188,7\n3 173 541,1\n16 082,6\n256 206,0\n9 639,9\n22 996,8\n3 714,6\n1 036 325,4\n554 840,9\n618 415,2\n5 691 762,4\nApr\n3 144 048,4\n159 872,5\n269 932,0\n3 573 852,9\n573,4\n9 702,2\n3 584 128,5\n1 843,4\n318 092,2\n13 321,9\n29 787,9\n6 418,8\n1 137 637,3\n214 270,9\n637 986,8\n5 943 487,7\nMay\n6 481 742,5\n169 496,7\n556 927,2\n7 208 166,4\n1 068,6\n50 511,7\n7 259 746,7\n4 659,4\n783 531,0\n78 332,6\n74 083,0\n30 583,3\n2 224 856,6\n607 438,1\n1 561 952,6\n12 625 183,4\nJun\n12 937 869,2\n240 252,2\n1 073 317,8\n14 251 439,2\n4 578,8\n432 610,2\n14 688 628,1\n4 243,6\n1 833 341,2\n39 166,6\n112 338,9\n64 321,9\n6 245 056,0\n1 390 786,2\n3 094 705,7\n27 472 588,1\nJul\n11 864 787,9\n285 723,5\n828 095,7\n12 978 607,1\n30 380,7\n380 435,8\n13 389 423,7\n2 137,4\n1 458 906,6\n87 827,2\n160 696,4\n58 256,2\n5 865 068,7\n829 382,3\n2 726 299,5\n24 577 997,9\nAug\n12 168 928,8\n353 674,2\n862 852,8\n13 385 455,8\n23 457,8\n381 525,5\n13 790 439,1\n3 182,7\n1 483 108,2\n84 841,4\n154 160,3\n56 751,6\n5 646 934,2\n701 626,2\n2 783 596,5\n24 704 640,2\nSep\n14 342 241,3\n404 040,4\n947 184,1\n15 693 465,8\n11 309,1\n114 502,6\n15 819 277,6\n2 685,5\n1 688 992,2\n82 493,4\n168 880,8\n90 032,4\n6 410 594,6\n776 997,6\n3 307 033,6\n28 346 987,7\nOct\n15 103 817,1\n439 336,7\n1 190 702,7\n16 733 856,4\n8 575,8\n147 053,3\n16 889 485,5\n3 497,2\n1 573 857,1\n84 628,9\n176 455,5\n83 441,8\n6 756 087,7\n958 746,4\n3 345 567,7\n29 871 767,9\nNov\n15 816 643,6\n534 621,6\n1 241 055,7\n17 592 320,9\n92 509,4\n133 475,4\n17 818 305,6\n4 173,2\n1 784 153,1\n92 939,9\n244 115,1\n89 997,7\n7 059 070,8\n1 046 257,0\n3 659 406,4\n31 798 418,9\nDec\n16 937 697,1\n613 283,2\n1 290 630,5\n18 841 610,7\n94 004,9\n201 484,9\n19 137 100,5\n42 811,4\n1 831 385,7\n55 157,4\n162 437,9\n138 722,6\n7 736 287,7\n1 184 706,9\n4 116 277,7\n34 404 887,7\n2024\nJan\n26 686 959,6\n746 212,0\n1 754 255,7\n29 187 427,3\n113 265,9\n169 629,6\n29 470 322,8\n7 317,9\n3 007 687,4\n114 298,0\n290 202,8\n182 727,0\n11 623 761,9\n1 949 662,4\n6 346 389,9\n52 992 370,2\nFeb\n36 944 811,1\n818 341,2\n2 810 669,8\n40 573 822,1\n177 789,1\n340 577,8\n41 092 189,0\n9 458,4\n4 421 333,7\n105 237,1\n454 842,1\n279 727,9\n16 146 119,3\n2 608 075,1\n9 345 381,2\n74 462 363,7\nMar\n53 801 105,7\n857 520,8\n4 468 346,0\n59 126 972,5\n275 444,0\n515 567,0\n59 917 983,5\n6 990,9\n6 535 789,0\n95 705,0\n506 746,6\n361 061,7\n24 968 710,0\n2 860 196,6\n12 072 131,8\n107 325 315,0\n*Apr\n35 042,5\n873,5\n2 711,3\n38 627,3\n161,4\n242,9\n39 031,6\n2,8\n4 126,0\n67,4\n358,1\n222,7\n12 859,8\n2 510,2\n9 868,8\n69 047,3\n*May\n36 571,3\n797,4\n3 283,3\n40 652,0\n82,8\n350,0\n41 084,8\n4,4\n4 422,7\n50,9\n436,0\n4,6\n15 110,7\n2 114,7\n9 806,4\n73 035,2\n*Jun\n37 665,2\n1 045,3\n3 824,5\n42 535,1\n2,1\n589,3\n43 126,4\n4,0\n4 813,9\n99,8\n450,6\n13,2\n17 940,3\n2 541,3\n8 835,0\n77 824,6\n*Jul\n40 332,2\n1 410,3\n3 894,3\n45 636,8\n68,7\n438,6\n46 144,1\n19,2\n4 842,5\n99,9\n483,0\n12,0\n18 795,9\n2 342,9\n8 708,8\n81 448,2\n*Aug\n40 849,7\n1 585,3\n3 882,8\n46 317,8\n65,6\n532,9\n46 916,3\n26,6\n4 889,9\n109,9\n602,1\n12,5\n20 035,9\n2 767,9\n10 009,9\n85 371,0\n*Sep\n66 835,5\n1 858,6\n5 872,5\n74 566,6\n99,2\n583,3\n75 249,0\n23,8\n8 701,5\n491,4\n860,8\n51,1\n34 201,4\n4 853,4\n15 791,4\n140 223,9\n*Oct\n76 868,7\n2 162,8\n7 903,0\n86 934,5\n257,1\n627,5\n87 819,1\n42,7\n9 987,1\n429,7\n1 310,2\n16,1\n39 650,6\n6 380,1\n18 134,0\n163 769,6\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\n \n \n17 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n1 237,43\n \n39 565,64\n \n71 463,64\n \n12 288,89\n \n39 092,85\n \n10 921,99\n \n8 281,80\n \n-\n \n-\n \n1,18\n \n16,67\n \n18,01\n \n1 264,28\n \n71 090,96\n \n718,83\n \n25 036,22\n \n12 333,21\n \n32 123,11\n \n325 454,7\n \nFeb\n1 320,27\n \n38 100,03\n \n69 341,48\n \n16 867,76\n \n38 108,83\n \n6 341,39\n \n12 518,15\n \n-\n \n-\n \n1,26\n \n24,15\n \n22,69\n \n1 493,66\n \n77 324,34\n \n774,89\n \n28 339,17\n \n15 953,14\n \n33 612,14\n \n340 143,4\n \nMar\n1 244,16\n \n38 369,53\n \n76 479,44\n \n5 317,61\n \n41 401,24\n \n8 733,65\n \n15 889,61\n \n-\n \n19,21\n \n34,56\n \n15,17\n \n21,67\n \n1 309,75\n \n80 607,03\n \n878,97\n \n32 908,13\n \n19 302,34\n \n30 861,86\n \n353 393,9\n \nApr\n1 430,83\n \n38 008,89\n \n79 592,64\n \n5 639,40\n \n48 564,03\n \n7 679,05\n \n18 267,01\n \n-\n \n19,23\n \n62,89\n \n19,86\n \n12,71\n \n1 336,70\n \n91 062,16\n \n956,75\n \n34 537,88\n \n21 214,88\n \n32 383,77\n \n380 788,7\n \nMay\n1 648,09\n \n28 677,21\n \n87 611,51\n \n6 479,66\n \n59 745,10\n \n11 582,44\n \n18 846,75\n \n-\n \n152,75\n \n93,37\n \n21,77\n \n16,58\n \n1 263,75\n \n94 790,46\n \n990,41\n \n35 592,28\n \n21 398,95\n \n31 307,45\n \n400 218,5\n \nJun\n1 419,27\n \n28 452,53\n \n69 413,26\n \n24 215,35\n \n70 835,98\n \n17 601,31\n \n17 152,75\n \n-\n \n19,46\n \n92,91\n \n17,91\n \n77,79\n \n1 511,86\n \n106 954,15\n \n1 247,08\n \n26 856,45\n \n26 444,57\n \n33 288,94\n \n425 601,6\n \nJul\n1 794,72\n \n29 100,73\n \n97 429,50\n \n15 901,02\n \n79 937,02\n \n25 314,30\n \n21 665,10\n \n-\n \n290,76\n \n47,39\n \n17,32\n \n67,80\n \n1 351,13\n \n117 348,16\n \n1 301,18\n \n26 869,18\n \n29 079,64\n \n33 587,68\n \n481 102,6\n \nAug\n2 137,72\n \n31 734,84\n \n85 441,98\n \n9 099,10\n \n70 391,64\n \n25 194,95\n \n31 434,20\n \n-\n \n339,72\n \n51,28\n \n22,49\n \n63,94\n \n1 583,28\n \n132 522,63\n \n1 337,19\n \n32 281,12\n \n30 022,43\n \n37 697,05\n \n491 355,6\n \nSep\n2 417,81\n \n36 259,54\n \n93 032,71\n \n6 164,78\n \n66 640,78\n \n25 023,38\n \n31 460,81\n \n-\n \n366,88\n \n57,60\n \n21,07\n \n62,45\n \n1 531,08\n \n134 780,92\n \n1 342,62\n \n31 980,97\n \n30 439,34\n \n34 630,85\n \n496 213,6\n \nOct\n1 993,06\n \n47 379,62\n \n99 470,02\n \n7 339,71\n \n86 302,62\n \n26 924,18\n \n37 639,16\n \n-\n \n188,07\n \n121,59\n \n21,20\n \n75,41\n \n1 683,89\n \n149 477,36\n \n1 523,34\n \n49 580,96\n \n40 853,06\n \n36 664,31\n \n587 237,6\n \nNov\n2 168,80\n \n49 327,15\n \n100 125,90\n \n12 723,73\n \n71 667,33\n \n29 748,47\n \n41 015,56\n \n-\n \n187,03\n \n999,12\n \n21,24\n \n74,76\n \n1 882,53\n \n168 661,25\n \n1 484,24\n \n52 327,68\n \n40 073,22\n \n43 878,52\n \n616 366,5\n \nDec\n2 315,32\n \n46 412,99\n \n109 803,84\n \n10 942,92\n \n87 347,07\n \n33 690,93\n \n38 610,29\n \n-\n \n185,99\n \n4 146,13\n \n21,09\n \n167,53\n \n2 798,61\n \n184 836,87\n \n3 368,75\n \n60 916,98\n \n41 811,67\n \n59 011,63\n \n686 388,6\n \n2022\nJan\n2 359,27\n \n49 206,02\n \n108 119,97\n \n10 419,90\n \n66 808,45\n \n30 774,31\n \n38 636,84\n \n-\n \n186,80\n \n801,50\n \n20,33\n \n163,02\n \n3 628,73\n \n199 495,34\n \n2 997,94\n \n53 627,76\n \n47 405,91\n \n69 989,80\n \n684 641,9\n \nFeb\n1 971,78\n \n57 553,54\n \n112 522,99\n \n14 300,66\n \n70 750,63\n \n28 703,53\n \n44 705,21\n \n-\n \n-\n \n976,55\n \n20,34\n \n158,06\n \n5 367,16\n \n215 520,37\n \n3 055,50\n \n55 099,61\n \n53 459,12\n \n70 832,47\n \n734 997,5\n \nMar\n1 541,49\n \n70 856,33\n \n130 423,48\n \n15 503,46\n \n82 662,70\n \n43 284,13\n \n44 874,23\n \n-\n \n-\n \n1 380,20\n \n19,40\n \n253,42\n \n6 240,94\n \n258 715,05\n \n3 092,69\n \n65 660,61\n \n58 874,69\n \n76 938,87\n \n860 321,7\n \nApr\n1 939,64\n \n70 204,43\n \n144 168,02\n \n23 452,88\n \n117 033,42\n \n26 628,79\n \n57 772,47\n \n-\n \n-\n \n722,54\n \n37,54\n \n252,44\n \n6 858,06\n \n305 476,79\n \n4 348,46\n \n53 372,28\n \n62 788,55\n \n71 414,75\n \n946 471,1\n \nMay\n2 397,94\n \n131 996,38\n \n211 837,59\n \n31 586,61\n \n190 366,81\n \n61 757,62\n \n64 373,91\n \n-\n \n154,99\n \n1 559,14\n \n41,28\n \n289,00\n \n16 193,81\n \n398 048,90\n \n4 712,74\n \n134 993,54\n \n94 851,60\n \n111 543,84\n \n1 456 705,7\n \nJun\n2 263,18\n \n127 839,16\n \n234 109,43\n \n40 937,28\n \n219 607,39\n \n63 631,76\n \n83 690,44\n \n-\n \n653,97\n \n2 159,12\n \n61,20\n \n226,29\n \n13 888,60\n \n478 163,38\n \n8 954,46\n \n169 511,81\n \n110 528,09\n \n168 440,54\n \n1 724 666,1\n \nJul\n1 578,47\n \n147 217,74\n \n284 912,89\n \n34 334,13\n \n202 815,28\n \n41 246,78\n \n86 971,63\n \n-\n \n394,34\n \n1 852,14\n \n100,65\n \n349,68\n \n22 516,21\n \n556 692,12\n \n9 737,92\n \n144 090,18\n \n129 869,55\n \n192 524,32\n \n1 857 204,0\n \nAug\n1 630,70\n \n247 190,46\n \n377 078,80\n \n64 650,96\n \n273 181,97\n \n29 186,59\n \n95 346,12\n \n-\n \n330,12\n \n3 556,96\n \n113,50\n \n287,14\n \n26 564,57\n \n681 253,30\n \n11 493,92\n \n167 029,36\n \n238 442,98\n \n194 745,11\n \n2 412 082,6\n \nSep\n1 791,71\n \n270 594,59\n \n465 301,31\n \n68 020,95\n \n370 323,69\n \n18 184,96\n \n134 414,53\n \n-\n \n267,40\n \n4 916,56\n \n115,11\n \n306,33\n \n21 773,50\n \n806 774,24\n \n12 680,89\n \n146 133,14\n \n215 417,68\n \n219 933,24\n \n2 756 949,8\n \nOct\n1 704,79\n \n281 204,64\n \n480 106,49\n \n94 573,08\n \n343 440,15\n \n22 895,35\n \n136 939,74\n \n-\n \n204,69\n \n2 201,55\n \n116,48\n \n341,96\n \n22 935,50\n \n852 069,39\n \n15 525,65\n \n165 306,91\n \n232 188,99\n \n245 924,22\n \n2 897 679,6\n \nNov\n1 644,95\n \n259 109,18\n \n533 438,97\n \n101 870,32\n \n299 715,01\n \n17 089,04\n \n180 534,44\n \n-\n \n141,97\n \n2 292,28\n \n119,53\n \n303,55\n \n22 178,73\n \n960 814,77\n \n15 450,39\n \n170 944,78\n \n196 338,19\n \n250 551,19\n \n3 012 537,3\n \nDec\n1 778,71\n \n263 863,65\n \n603 136,26\n \n110 935,77\n \n299 087,30\n \n7 965,37\n \n266 725,41\n \n-\n \n79,26\n \n3 887,78\n \n114,42\n \n282,61\n \n30 272,25\n \n1 066 654,12\n \n16 130,63\n \n159 126,16\n \n189 560,01\n \n344 235,10\n \n3 363 834,8\n \n2023\nJan\n2 391,61\n \n340 953,56\n \n654 740,29\n \n143 455,70\n \n335 380,17\n \n(1 443,59)\n \n301 026,07\n \n-\n \n105,97\n \n4 873,87\n \n228,45\n \n251,24\n \n44 113,17\n \n1 307 512,98\n \n17 767,70\n \n227 545,42\n \n204 830,78\n \n374 080,77\n \n3 957 814,2\n \nFeb\n1 470,56\n \n366 544,71\n \n691 937,49\n \n71 097,36\n \n452 795,43\n \n21 074,53\n \n306 913,92\n \n-\n \n50,02\n \n1 524,98\n \n318,96\n \n197,44\n \n44 691,50\n \n1 481 851,05\n \n18 037,18\n \n226 932,96\n \n224 983,29\n \n411 002,80\n \n4 321 424,2\n \nMar\n1 771,98\n \n344 570,46\n \n755 463,34\n \n103 284,07\n \n478 333,21\n \n41 928,66\n \n330 669,68\n \n-\n \n-\n \n3 884,11\n \n432,22\n \n149,78\n \n48 725,38\n \n1 679 284,89\n \n28 439,56\n \n554 840,85\n \n254 605,57\n \n438 790,17\n \n5 065 173,9\n \nApr\n1 631,24\n \n388 822,83\n \n903 029,49\n \n144 252,31\n \n555 886,92\n \n32 206,95\n \n361 846,09\n \n-\n \n-\n \n8 716,45\n \n559,82\n \n99,28\n \n54 058,39\n \n1 722 384,40\n \n28 899,91\n \n214 270,92\n \n321 765,39\n \n476 263,19\n \n5 214 693,6\n \nMay\n1 010,26\n \n907 818,70\n \n1 932 225,57\n \n281 052,93\n \n1 351 116,97\n \n84 147,32\n \n570 367,60\n \n-\n \n-\n \n8 974,78\n \n4 599,15\n \n80,34\n \n112 188,06\n \n3 844 133,80\n \n65 696,39\n \n607 438,10\n \n669 908,72\n \n758 154,17\n \n11 198 912,9\n \nJun\n1 762,11\n \n1 979 000,71\n \n4 218 755,04\n \n444 538,09\n \n2 584 596,63\n \n350 042,51\n \n865 465,55\n \n-\n \n-\n \n221,09\n \n10 133,46\n \n8 052,34\n \n260 946,26\n \n8 487 837,63\n \n92 224,26\n \n1 390 786,24\n \n1 304 228,92\n \n2 222 499,38\n \n24 221 090,2\n \nJul\n1 305,13\n \n1 428 604,02\n \n3 898 282,53\n \n359 151,15\n \n2 646 743,26\n \n337 541,82\n \n1 133 463,14\n \n-\n \n-\n \n153,30\n \n7 368,09\n \n68,07\n \n208 253,70\n \n6 917 007,30\n \n129 308,58\n \n829 382,28\n \n1 155 945,57\n \n2 438 538,20\n \n21 491 116,1\n \nAug\n1 664,09\n \n1 370 651,81\n \n4 309 693,74\n \n391 792,23\n \n2 693 989,06\n \n208 098,88\n \n1 084 784,90\n \n-\n \n-\n \n138,30\n \n7 469,95\n \n75,80\n \n205 341,47\n \n6 863 348,14\n \n127 816,16\n \n701 626,16\n \n1 081 800,09\n \n2 446 465,02\n \n21 494 755,8\n \nSep\n1 503,56\n \n1 763 364,33\n \n4 914 305,55\n \n517 813,92\n \n2 760 807,78\n \n247 094,60\n \n1 204 684,14\n \n-\n \n-\n \n9,75\n \n9 935,82\n \n92,05\n \n219 878,94\n \n8 245 053,80\n \n151 685,43\n \n776 997,57\n \n1 312 147,78\n \n2 668 520,81\n \n24 793 895,8\n \nOct\n1 977,18\n \n2 059 471,85\n \n5 625 069,70\n \n562 790,91\n \n2 202 475,21\n \n175 235,94\n \n1 172 130,22\n \n-\n \n-\n \n0,03\n \n10 816,83\n \n98,06\n \n237 525,73\n \n8 864 363,09\n \n153 534,70\n \n958 746,42\n \n1 351 846,54\n \n2 767 099,33\n \n26 143 181,7\n \nNov\n2 295,18\n \n2 278 921,91\n \n5 913 094,15\n \n568 556,41\n \n2 451 981,00\n \n180 229,25\n \n1 337 040,40\n \n-\n \n-\n \n0,03\n \n10 921,42\n \n59,77\n \n238 702,30\n \n9 040 518,08\n \n158 702,11\n \n1 046 256,98\n \n1 702 370,26\n \n2 868 031,98\n \n27 797 681,2\n \nDec\n2 947,49\n \n2 536 437,97\n \n5 489 443,24\n \n657 432,63\n \n2 268 702,96\n \n155 742,88\n \n2 420 663,39\n \n-\n \n-\n \n0,03\n \n12 324,59\n \n73,45\n \n248 699,79\n \n9 507 281,46\n \n255 007,08\n \n1 184 706,91\n \n1 748 495,98\n \n3 349 062,31\n \n29 837 022,2\n \n2024\nJan\n2 536,36\n \n4 749 173,95\n \n8 535 153,83\n \n940 210,80\n \n3 564 879,01\n \n285 807,60\n \n3 972 600,87\n \n-\n \n-\n \n0,03\n \n17 912,41\n \n198,80\n \n374 088,29\n \n14 957 169,30\n \n312 516,30\n \n1 949 662,45\n \n2 737 500,88\n \n4 289 981,53\n \n46 689 392,4\n \nFeb\n2 519,25\n \n6 564 463,71\n \n11 709 703,62\n \n1 772 649,65\n \n4 708 270,62\n \n153 450,01\n \n5 911 393,45\n \n-\n \n-\n \n0,03\n \n26 073,06\n \n232,00\n \n488 602,76\n \n22 234 523,09\n \n378 975,16\n \n2 608 075,14\n \n3 125 793,33\n \n5 812 047,28\n \n65 496 772,2\n \nMar\n2 435,72\n \n8 601 285,46\n \n15 501 059,95\n \n2 213 233,27\n \n6 701 169,42\n \n775 336,87\n \n8 098 495,31\n \n-\n \n-\n \n0,03\n \n47 609,35\n \n143,35\n \n729 484,92\n \n34 077 197,02\n \n597 886,20\n \n2 860 196,61\n \n4 317 386,46\n \n8 974 860,63\n \n93 497 780,6\n \n*Apr\n5,89\n \n4 141,51\n \n9 980,68\n \n1 414,28\n \n5 461,70\n \n287,09\n \n5 206,08\n \n-\n \n-\n \n0,00\n \n31,18\n \n88,00\n \n440,49\n \n20 170,86\n \n246,21\n \n2 510,15\n \n5 472,97\n \n4 360,99\n \n59 818,1\n \n*May\n10,60\n \n3 583,02\n \n11 575,45\n \n1 506,01\n \n6 092,37\n \n382,87\n \n5 420,56\n \n-\n \n-\n \n0,00\n \n29,63\n \n1,37\n \n433,36\n \n21 315,87\n \n348,50\n \n2 114,73\n \n6 339,55\n \n4 613,87\n \n63 767,8\n \n*Jun\n8,01\n \n4 111,49\n \n11 498,97\n \n1 627,32\n \n5 775,34\n \n298,05\n \n6 080,69\n \n-\n \n-\n \n7,23\n \n24,70\n \n1,49\n \n446,45\n \n22 801,09\n \n345,72\n \n2 541,32\n \n6 558,03\n \n5 419,46\n \n67 545,3\n \n*Jul\n5,05\n \n4 943,82\n \n10 426,18\n \n1 342,47\n \n5 743,94\n \n351,44\n \n6 988,99\n \n-\n \n0,00\n \n5,21\n \n25,13\n \n0,16\n \n432,35\n \n24 895,03\n \n348,09\n \n2 342,85\n \n6 539,59\n \n6 244,23\n \n70 634,5\n \n*Aug\n5,26\n \n5 703,86\n \n12 540,81\n \n1 453,04\n \n4 411,38\n \n205,93\n \n6 149,38\n \n-\n \n-\n \n2,43\n \n126,05\n \n0,19\n \n378,05\n \n25 591,15\n \n542,15\n \n2 767,89\n \n7 004,36\n \n6 832,60\n \n73 714,5\n \n*Sep\n6,82\n \n9 465,31\n \n20 161,22\n \n2 742,22\n \n7 903,81\n \n340,45\n \n10 295,58\n \n-\n \n-\n \n0,00\n \n244,94\n \n0,33\n \n600,93\n \n43 094,11\n \n979,13\n \n4 853,44\n \n11 326,85\n \n9 785,35\n \n121 800,5\n \n*Oct\n39,65\n \n12 315,40\n \n27 597,64\n \n3 670,13\n \n7 120,62\n \n129,14\n \n11 256,45\n \n-\n \n-\n \n0,00\n \n239,01\n \n0,08\n \n679,62\n \n49 545,16\n \n1 042,81\n \n6 380,10\n \n11 454,83\n \n11 116,57\n \n142 587,2\n \nSource: Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n18 \n \n \n \nZWG millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2021\nJan\n158 888,8\n28 456,6\n10 150,2\n197 495,5\n2 580,8\n5 423,4\n205 499,8\n1 142,5\n12 732,6\n391,1\n519,6\n376,7\n50 147,7\n25 036,2\n29 608,5\n325 454,7\nFeb\n162 092,2\n26 146,3\n12 239,7\n200 478,2\n2 809,1\n4 762,5\n208 049,7\n1 150,4\n12 833,2\n409,2\n540,7\n609,9\n54 930,3\n28 339,2\n33 280,7\n340 143,4\nMar\n165 101,1\n30 313,5\n12 276,4\n207 691,0\n4 541,2\n4 845,3\n217 077,6\n1 331,7\n11 620,2\n75,4\n1 136,7\n408,9\n58 208,9\n32 908,1\n30 626,5\n353 393,9\nApr\n191 923,5\n31 441,3\n11 549,5\n234 914,3\n2 195,0\n5 346,7\n242 455,9\n1 190,1\n11 503,5\n176,5\n757,1\n409,9\n60 361,3\n34 537,9\n29 396,5\n380 788,7\nMay\n194 108,9\n40 921,9\n15 896,4\n250 927,2\n1 705,9\n6 802,1\n259 435,2\n1 186,9\n11 783,3\n654,2\n145,2\n429,0\n61 202,0\n35 592,3\n29 790,4\n400 218,5\nJun\n211 950,0\n40 878,5\n18 536,0\n271 364,4\n2 696,6\n6 202,3\n280 263,2\n1 211,8\n11 575,5\n662,3\n368,5\n462,6\n63 417,5\n26 856,5\n40 783,7\n425 601,6\nJul\n226 860,1\n48 928,9\n19 775,4\n295 564,4\n2 991,7\n5 012,2\n303 568,3\n1 169,2\n12 552,8\n706,9\n476,2\n552,8\n66 514,1\n26 869,2\n68 693,1\n481 102,6\nAug\n237 167,0\n38 425,4\n25 114,2\n300 706,5\n3 601,5\n5 873,7\n310 181,7\n1 216,2\n13 354,7\n1 444,4\n1 678,3\n478,6\n72 123,3\n32 281,1\n58 597,3\n491 355,6\nSep\n263 598,2\n37 954,3\n21 954,4\n323 506,9\n3 643,0\n3 469,0\n330 618,9\n2 141,0\n11 770,4\n1 453,1\n-110,6\n375,4\n71 255,0\n31 981,0\n46 729,4\n496 213,6\nOct\n299 038,0\n50 766,0\n22 882,7\n372 686,7\n2 824,1\n3 023,7\n378 534,5\n2 411,8\n14 077,4\n1 095,3\n1 109,9\n503,1\n78 644,6\n49 581,0\n61 280,0\n587 237,6\nNov\n307 063,4\n52 309,9\n27 875,3\n387 248,6\n3 325,7\n2 764,9\n393 339,3\n2 869,4\n12 437,2\n2 726,5\n1 352,5\n347,1\n89 288,6\n52 327,7\n61 678,3\n616 366,5\nDec\n334 599,0\n58 318,5\n30 455,6\n423 373,1\n3 842,1\n3 855,7\n431 070,9\n3 027,0\n13 896,4\n2 808,1\n1 693,3\n139,8\n109 665,4\n60 917,0\n63 170,8\n686 388,6\n2022\nJan\n346 619,5\n43 438,8\n31 158,1\n421 216,4\n2 962,5\n3 864,8\n428 043,7\n2 995,6\n14 406,9\n2 688,6\n1 043,2\n230,5\n122 752,1\n53 627,8\n58 853,6\n684 641,9\nFeb\n358 979,4\n51 510,7\n38 313,7\n448 803,8\n3 229,3\n4 248,7\n456 281,8\n3 834,1\n16 267,7\n2 120,4\n1 338,1\n226,8\n130 981,3\n55 099,6\n68 847,8\n734 997,5\nMar\n422 934,6\n58 283,5\n42 258,5\n523 476,6\n3 062,2\n5 171,3\n531 710,2\n3 850,2\n18 374,8\n2 137,9\n2 779,1\n810,6\n149 781,8\n65 660,6\n85 216,5\n860 321,7\nApr\n479 558,7\n74 880,3\n40 491,0\n594 930,0\n6 377,5\n7 486,7\n608 794,2\n3 792,3\n21 445,6\n2 173,0\n3 173,0\n486,8\n149 610,1\n53 372,3\n103 623,7\n946 471,1\nMay\n666 937,8\n137 419,9\n55 389,8\n859 747,5\n7 310,9\n7 249,8\n874 308,3\n5 769,3\n39 105,1\n2 383,3\n2 207,5\n321,8\n214 978,6\n134 993,5\n182 638,3\n1 456 705,7\nJun\n773 692,7\n154 956,9\n63 511,7\n992 161,3\n4 597,1\n10 018,0\n1 006 776,4\n6 743,2\n42 701,8\n2 898,5\n3 389,3\n345,2\n307 341,8\n169 511,8\n184 958,1\n1 724 666,1\nJul\n810 906,6\n173 134,0\n74 324,5\n1 058 365,1\n717,0\n9 153,8\n1 068 235,9\n7 994,5\n54 168,7\n2 814,9\n2 948,9\n1 339,1\n355 597,9\n144 090,2\n220 013,9\n1 857 204,0\nAug\n1 100 922,1\n219 798,6\n110 595,1\n1 431 315,7\n790,2\n7 675,2\n1 439 781,1\n12 484,6\n64 160,3\n3 230,7\n2 791,8\n555,2\n421 880,4\n167 029,4\n300 169,0\n2 412 082,6\nSep\n1 328 584,6\n256 980,2\n127 051,1\n1 712 616,0\n1 482,9\n8 473,0\n1 722 571,9\n13 789,2\n81 182,4\n3 720,2\n5 632,9\n587,2\n465 063,9\n146 133,1\n318 269,0\n2 756 949,8\nOct\n1 365 908,5\n205 688,8\n128 186,9\n1 699 784,2\n813,8\n6 314,3\n1 706 912,3\n14 933,2\n83 998,0\n28 072,2\n4 282,4\n762,5\n486 396,6\n165 306,9\n407 015,5\n2 897 679,6\nNov\n1 481 503,5\n243 239,9\n146 530,0\n1 871 273,4\n291,3\n6 366,6\n1 877 931,3\n12 665,1\n67 318,9\n19 973,5\n5 349,1\n339,6\n514 200,0\n170 944,8\n343 815,1\n3 012 537,3\nDec\n1 697 008,7\n235 271,2\n181 090,6\n2 113 370,5\n1 514,4\n7 399,5\n2 122 284,4\n13 296,8\n106 071,5\n10 597,8\n9 610,4\n752,5\n621 113,3\n159 126,2\n320 981,8\n3 363 834,8\n2023\nJan\n2 139 458,0\n78 197,7\n215 537,0\n2 433 192,7\n214,3\n41 333,8\n2 474 740,8\n12 923,7\n123 605,0\n4 974,3\n5 669,1\n675,5\n723 452,2\n227 545,4\n384 228,1\n3 957 814,2\nFeb\n1 997 073,4\n398 595,8\n230 549,9\n2 626 219,1\n303,5\n10 655,7\n2 637 178,4\n14 443,3\n140 484,9\n8 092,9\n13 273,6\n3 109,0\n780 290,7\n226 933,0\n497 618,5\n4 321 424,2\nMar\n2 218 678,7\n384 245,5\n262 119,8\n2 865 044,1\n1 272,8\n5 953,0\n2 872 269,9\n15 181,9\n166 322,5\n9 639,9\n15 494,1\n3 714,6\n846 479,9\n554 840,9\n581 230,2\n5 065 173,9\nApr\n2 646 522,9\n382 678,9\n197 662,2\n3 226 864,0\n173,4\n9 463,7\n3 236 501,1\n1 115,5\n201 674,1\n13 321,9\n21 331,0\n6 418,8\n935 402,2\n214 270,9\n584 658,1\n5 214 693,6\nMay\n5 196 712,7\n969 812,4\n435 965,9\n6 602 490,9\n514,9\n50 270,4\n6 653 276,3\n1 287,6\n493 894,8\n78 332,6\n65 967,5\n30 583,3\n1 815 309,9\n607 438,1\n1 452 822,8\n11 198 912,9\nJun\n10 038 744,6\n2 287 818,9\n789 112,9\n13 115 676,4\n1 468,6\n432 367,0\n13 549 512,0\n1 177,5\n1 201 797,0\n39 166,6\n101 465,7\n64 321,9\n5 042 026,4\n1 390 786,2\n2 830 837,1\n24 221 090,2\nJul\n9 592 825,0\n1 787 488,9\n592 115,4\n11 972 429,2\n9 138,5\n380 190,7\n12 361 758,4\n512,4\n847 658,7\n87 827,2\n146 299,0\n58 256,2\n4 649 856,9\n829 382,3\n2 509 565,1\n21 491 116,1\nAug\n9 698 801,3\n1 920 804,2\n622 360,9\n12 241 966,5\n1 479,8\n381 277,2\n12 624 723,5\n863,9\n865 945,4\n84 841,4\n141 305,4\n56 751,6\n4 465 099,7\n701 626,2\n2 553 598,8\n21 494 755,8\nSep\n13 388 822,1\n319 686,0\n695 555,0\n14 404 063,1\n4 754,8\n114 251,5\n14 523 069,4\n504,3\n1 036 635,6\n82 493,4\n152 779,3\n90 032,4\n5 159 376,7\n776 997,6\n2 972 007,2\n24 793 895,8\nOct\n14 087 303,5\n312 655,9\n827 902,5\n15 227 861,9\n1 692,7\n146 801,2\n15 376 355,8\n522,9\n1 106 440,5\n84 628,9\n159 670,3\n83 441,8\n5 427 255,6\n958 746,4\n2 946 119,7\n26 143 181,7\nNov\n14 816 672,7\n306 014,4\n882 972,1\n16 005 659,2\n5 789,4\n133 219,7\n16 144 668,4\n432,3\n1 259 039,0\n92 939,9\n227 935,0\n89 997,7\n5 701 702,0\n1 046 257,0\n3 234 709,9\n27 797 681,2\nDec\n15 726 758,6\n369 405,4\n808 422,2\n16 904 586,1\n6 923,3\n201 225,8\n17 112 735,3\n36 808,0\n1 314 667,6\n55 157,4\n153 701,6\n138 722,6\n6 264 918,7\n1 184 706,9\n3 575 604,1\n29 837 022,2\n2024\nJan\n24 824 665,8\n662 989,2\n1 191 915,8\n26 679 570,7\n25 881,9\n169 368,5\n26 874 821,1\n168,2\n2 102 990,2\n114 298,0\n279 174,1\n182 727,0\n9 532 603,9\n1 949 662,4\n5 652 947,5\n46 689 392,4\nFeb\n34 081 030,9\n911 544,4\n1 983 870,0\n36 976 445,3\n7 146,9\n340 314,0\n37 323 906,2\n151,1\n3 106 432,1\n105 237,1\n449 118,3\n279 727,9\n13 237 287,6\n2 608 075,1\n8 386 836,6\n65 496 772,2\nMar\n48 600 783,9\n1 434 256,6\n3 333 658,9\n53 368 699,4\n104 688,2\n515 299,7\n53 988 687,3\n0,0\n4 654 985,7\n95 705,0\n500 611,7\n361 061,7\n20 221 996,6\n2 860 196,6\n10 814 535,9\n93 497 780,6\n*Apr\n31 998,9\n843,3\n1 944,9\n34 787,2\n92,9\n242,8\n35 122,9\n0,0\n2 867,4\n67,4\n358,1\n222,7\n10 281,8\n2 510,2\n8 387,7\n59 818,1\n*May\n33 721,9\n910,6\n2 242,3\n36 874,7\n79,3\n349,9\n37 303,9\n0,0\n3 056,1\n50,9\n436,0\n4,6\n12 101,9\n2 114,7\n8 699,7\n63 767,8\n*Jun\n34 597,9\n958,5\n2 874,9\n38 431,3\n2,1\n589,2\n39 022,6\n0,0\n3 399,1\n99,8\n442,6\n13,2\n14 415,1\n2 541,3\n7 611,6\n67 545,3\n*Jul\n36 817,5\n1 137,8\n2 766,8\n40 722,1\n68,7\n438,6\n41 229,4\n0,0\n3 923,2\n99,9\n469,8\n12,0\n15 126,4\n2 342,9\n7 430,9\n70 634,5\n*Aug\n37 597,8\n872,1\n2 514,1\n40 984,0\n65,6\n532,9\n41 582,4\n0,0\n4 039,1\n109,9\n586,0\n12,5\n16 106,1\n2 767,9\n8 510,5\n73 714,5\n*Sep\n59 919,0\n2 378,4\n3 920,7\n66 218,0\n76,5\n579,2\n66 873,8\n0,0\n7 142,2\n491,4\n844,5\n51,1\n27 911,3\n4 853,4\n13 632,7\n121 800,5\n*Oct\n70 016,8\n1 657,3\n5 193,9\n76 867,9\n170,2\n621,4\n77 659,6\n0,0\n8 524,2\n429,7\n1 248,8\n16,1\n32 737,1\n6 380,1\n15 591,5\n142 587,2\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n19 \n \n \n \nForeign\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n188,7\n \n2943,3\n5 986,5\n \n793,8\n843,5\n \n-\n \n1 783,8\n \n10,2\n-\n \n211,3\n \n1 091,3\n \n0,0\n \n9 329,1\n \n2980,3\n7 685,1\n \n33 846,9\n \nFeb\n345,7\n \n2762,9\n6 004,8\n \n811,1\n984,2\n \n-\n \n2 731,0\n \n9,2\n-\n \n236,8\n \n2 089,3\n \n-\n \n8 950,2\n \n2949,2\n7 790,6\n \n35 665,0\n \nMar\n168,3\n \n2278,9\n6 313,1\n \n1594,4\n1 028,2\n \n-\n \n1 341,7\n \n8,4\n-\n \n415,1\n \n1 242,4\n \n-\n \n10 867,7\n \n3027,5\n7 841,0\n \n36 126,8\n \nApr\n206,9\n \n2702,1\n5 302,6\n \n1156,7\n1 085,4\n \n-\n \n871,7\n \n7,7\n-\n \n508,9\n \n1 581,5\n \n-\n \n14 233,6\n \n3431,1\n7 237,9\n \n38 326,2\n \nMay\n210,3\n \n1687,6\n5 962,2\n \n1250,9\n3 847,1\n \n-\n \n116,9\n \n7,0\n-\n \n517,7\n \n1 568,8\n \n-\n \n17 154,9\n \n2927,9\n7 532,9\n \n42 784,2\n \nJun\n249,6\n \n1649,7\n6 202,6\n \n1163,8\n1 866,7\n \n-\n \n204,6\n \n6,5\n-\n \n588,0\n \n1 851,9\n \n-\n \n18 795,4\n \n2580,9\n7 701,1\n \n42 860,7\n \nJul\n283,7\n \n1212,2\n7 193,4\n \n1892,7\n1 875,4\n \n-\n \n1 143,4\n \n6,0\n-\n \n447,3\n \n1 963,2\n \n-\n \n18 280,3\n \n3923,5\n7 695,6\n \n45 916,5\n \nAug\n352,8\n \n1408,8\n7 869,3\n \n2537,6\n2 316,2\n \n-\n \n3 535,6\n \n5,4\n-\n \n399,5\n \n2 101,3\n \n-\n \n19 422,2\n \n3837,6\n7 666,6\n \n51 453,0\n \nSep\n349,8\n \n1926,6\n7 608,5\n \n2430,2\n1 941,4\n \n-\n \n4 314,6\n \n5,1\n-\n \n205,2\n \n2 231,7\n \n-\n \n20 461,1\n \n4013,2\n9 460,7\n \n54 948,1\n \nOct\n411,5\n \n2396,2\n8 221,0\n \n2162,4\n3 421,5\n \n-\n \n5 627,7\n \n4,3\n-\n \n271,1\n \n2 539,5\n \n-\n \n22 881,3\n \n5432,3\n9 501,3\n \n62 870,1\n \nNov\n339,8\n \n3578,4\n7 561,6\n \n2568,8\n2 299,5\n \n-\n \n5 882,7\n \n3,7\n-\n \n566,4\n \n2 788,5\n \n-\n \n27 326,1\n \n4400,3\n9 614,3\n \n66 930,0\n \nDec\n351,1\n \n3217,3\n8 557,8\n \n2619,2\n3 620,2\n \n-\n \n2 353,6\n \n3,0\n-\n \n1 189,0\n \n2 786,9\n \n-\n \n33 115,3\n \n5610,8\n11 334,1\n \n74 758,3\n \n2022\nJan\n324,6\n \n3504,3\n8 506,5\n \n2680,3\n2 631,0\n \n-\n \n1 110,8\n \n2,4\n-\n \n1 487,3\n \n2 967,6\n \n-\n \n35 913,5\n \n6693,8\n14 008,7\n \n79 830,9\n \nFeb\n411,5\n \n4021,5\n9 763,6\n \n3069,7\n5 678,0\n \n-\n \n4 048,9\n \n1,6\n-\n \n1 465,4\n \n3 241,1\n \n-\n \n39 977,5\n \n4511,5\n13 964,4\n \n90 154,6\n \nMar\n354,3\n \n4413,6\n11 882,6\n \n3691,3\n4 932,3\n \n-\n \n5 235,0\n \n0,9\n-\n \n1 590,0\n \n3 888,3\n \n-\n \n42 741,3\n \n9086,6\n15 421,2\n \n103 237,4\n \nApr\n546,4\n \n3054,1\n15 585,8\n \n4857,7\n5 768,6\n \n-\n \n5 714,4\n \n0,2\n-\n \n1 861,4\n \n4 143,7\n \n-\n \n48 582,4\n \n9654,2\n16 999,2\n \n116 768,1\n \nMay\n639,5\n \n8326,7\n23 817,6\n \n4251,9\n16 001,6\n \n-\n \n6 150,9\n \n0,0\n-\n \n1 486,3\n \n8 474,8\n \n-\n \n74 864,0\n \n14793,9\n17 091,2\n \n175 898,5\n \nJun\n418,5\n \n8464,3\n32 497,6\n \n3807,5\n21 184,8\n \n-\n \n2 639,3\n \n0,0\n-\n \n1 340,0\n \n10 851,1\n \n-\n \n85 145,9\n \n18155,8\n35 128,1\n \n219 633,0\n \nJul\n700,4\n \n9914,6\n30 660,3\n \n4983,4\n24 902,9\n \n-\n \n4 077,6\n \n0,0\n-\n \n1 411,5\n \n13 722,1\n \n-\n \n98 066,0\n \n9998,6\n45 127,9\n \n243 565,1\n \nAug\n863,8\n \n14422,1\n33 703,2\n \n4483,0\n34 971,8\n \n-\n \n4 379,8\n \n0,0\n-\n \n2 106,6\n \n16 515,4\n \n-\n \n115 491,9\n \n8745,3\n45 694,0\n \n281 377,1\n \nSep\n1 086,8\n \n14998,2\n37 911,3\n \n7470,1\n45 094,8\n \n-\n \n8 440,8\n \n0,0\n-\n \n1 302,8\n \n17 996,8\n \n-\n \n129 242,7\n \n11630,7\n60 830,4\n \n336 005,2\n \nOct\n1 158,3\n \n14768,7\n44 296,5\n \n10013,7\n44 664,1\n \n-\n \n14 109,9\n \n0,0\n-\n \n1 142,4\n \n16 817,7\n \n-\n \n123 793,8\n \n30036,4\n47 678,2\n \n348 479,7\n \nNov\n1 449,3\n \n22456,9\n41 398,0\n \n9771,8\n41 317,6\n \n-\n \n17 572,6\n \n0,0\n-\n \n2 085,3\n \n16 785,8\n \n-\n \n136 029,9\n \n30694,0\n46 275,8\n \n365 836,9\n \nDec\n1 470,7\n \n23012,7\n48 533,8\n \n8913,7\n50 229,0\n \n-\n \n21 411,1\n \n0,0\n19 993,4\n \n2 176,2\n \n17 693,7\n \n-\n \n119 322,3\n \n39279,1\n69 102,5\n \n421 138,1\n \n2023\nJan\n2 402,7\n \n32405,1\n47 062,6\n \n8410,8\n50 364,6\n \n-\n \n17 976,2\n \n0,0\n23 668,5\n \n2 406,3\n \n18 311,0\n \n-\n \n132 757,4\n \n41367,4\n69 570,1\n \n446 702,8\n \nFeb\n234,9\n \n59685,4\n50 103,0\n \n9568,6\n62 701,4\n \n889,9\n \n24 809,7\n \n0,0\n26 667,1\n \n4 451,9\n \n21 629,1\n \n-\n \n146 798,4\n \n50093,6\n70 987,9\n \n528 620,9\n \nMar\n214,6\n \n72311,9\n57 399,6\n \n9196,8\n51 300,9\n \n-\n \n28 841,5\n \n0,0\n24 689,0\n \n5 503,9\n \n19 118,6\n \n-\n \n170 376,6\n \n54524,7\n84 489,1\n \n577 967,3\n \nApr\n184,1\n \n61341,6\n63 129,5\n \n16343,2\n61 444,0\n \n-\n \n28 727,0\n \n0,0\n28 119,0\n \n5 989,2\n \n27 619,9\n \n-\n \n205 412,2\n \n81442,9\n86 571,2\n \n666 323,9\n \nMay\n78,1\n \n125685,1\n100 808,7\n \n22707,0\n195 646,6\n \n-\n \n81 344,3\n \n0,0\n69 908,9\n \n6 246,8\n \n53 180,7\n \n-\n \n440 462,4\n \n103176,1\n116 103,7\n \n1 315 348,2\n \nJun\n176,6\n \n227001,8\n172 666,5\n \n25998,2\n452 772,6\n \n40 326,7\n \n115 193,3\n \n0,0\n196 310,3\n \n4 209,5\n \n121 677,5\n \n-\n \n870 075,1\n \n230604,4\n544 587,8\n \n3 001 600,3\n \nJul\n162,7\n \n132017,2\n220 995,0\n \n20797,2\n459 668,2\n \n32 010,8\n \n105 308,6\n \n0,0\n154 472,7\n \n13 777,8\n \n153 638,5\n \n-\n \n697 177,8\n \n209734,6\n612 937,8\n \n2 812 698,9\n \nAug\n611,0\n \n105296,6\n309 821,7\n \n55744,7\n475 838,3\n \n37 447,1\n \n102 495,2\n \n0,0\n153 578,2\n \n6 767,5\n \n135 193,3\n \n-\n \n758 439,2\n \n223114,4\n564 622,1\n \n2 928 969,2\n \nSep\n949,3\n \n193065,6\n339 269,2\n \n41680,1\n437 996,0\n \n58 554,5\n \n110 351,3\n \n0,0\n161 346,6\n \n4 522,1\n \n153 113,7\n \n-\n \n880 148,8\n \n290026,7\n565 616,4\n \n3 236 640,3\n \nOct\n403,8\n \n204713,4\n254 684,1\n \n187632,1\n440 150,3\n \n65 022,1\n \n97 046,1\n \n0,0\n176 111,9\n \n13 771,8\n \n173 523,5\n \n-\n \n829 479,5\n \n345029,3\n586 015,6\n \n3 373 583,5\n \nNov\n370,5\n \n222344,7\n387 213,2\n \n160896,0\n326 510,1\n \n50 688,3\n \n159 225,4\n \n0,0\n173 990,9\n \n28 127,2\n \n187 363,3\n \n-\n \n926 663,7\n \n395549,5\n595 811,6\n \n3 614 754,5\n \nDec\n403,7\n \n251968,8\n457 034,9\n \n261067,9\n345 348,0\n \n56 551,7\n \n185 131,1\n \n0,0\n166 902,0\n \n27 875,9\n \n222 503,1\n \n0,7\n \n973 788,6\n \n507890,9\n658 045,7\n \n4 114 512,9\n \n2024\nJan\n367,9\n \n368046,7\n524 020,9\n \n471915,0\n363 325,6\n \n40 412,9\n \n280 803,2\n \n0,0\n280 441,0\n \n45 935,9\n \n339 610,7\n \n-\n \n1 563 405,5\n \n649087,4\n742 734,0\n \n5 670 106,8\n \nFeb\n578,8\n \n637645,2\n797 581,2\n \n618074,6\n613 309,7\n \n24 680,4\n \n425 783,2\n \n0,0\n399 313,5\n \n67 900,2\n \n519 513,4\n \n-\n \n2 188 186,8\n \n904519,6\n937 957,6\n \n8 135 044,1\n \nMar\n356,6\n \n1026840,5\n1 171 941,4\n \n888362,3\n829 470,4\n \n-\n \n440 943,8\n \n0,0\n528 820,5\n \n103 276,3\n \n787 872,2\n \n-\n \n3 761 909,8\n \n1403556,4\n1 697 667,5\n \n12 641 017,5\n \n*Apr\n1,0\n \n564,4\n864,1\n \n693,0\n326,5\n \n67,2\n \n337,2\n \n0,0\n313,5\n \n-\n \n593,2\n \n212,7\n \n2 856,8\n \n420,1\n824,2\n \n8 074,0\n \n*May\n4,0\n \n639,2\n783,2\n \n772,6\n296,2\n \n109,6\n \n407,6\n \n0,0\n303,7\n \n-\n \n309,2\n \n19,8\n \n2 946,5\n \n712,1\n903,7\n \n8 207,5\n \n*Jun\n1,1\n \n520,3\n1 122,4\n \n718,7\n678,1\n \n110,9\n \n188,6\n \n0,0\n282,9\n \n-\n \n424,7\n \n20,4\n \n2 998,6\n \n858,8\n1 229,8\n \n9 155,3\n \n*Jul\n2,4\n \n681,0\n918,2\n \n640,3\n336,2\n \n99,8\n \n676,7\n \n0,0\n276,2\n \n5,0\n \n333,9\n \n20,5\n \n3 022,2\n \n1332,3\n1 250,3\n \n9 595,1\n \n*Aug\n1,1\n \n642,2\n853,3\n \n852,1\n428,1\n \n-\n \n764,6\n \n0,0\n246,2\n \n5,1\n \n373,1\n \n20,6\n \n3 042,5\n \n1811,8\n1 318,9\n \n10 359,6\n \n*Sep\n1,0\n \n1230,9\n1 985,1\n \n1121,2\n705,4\n \n-\n \n555,5\n \n0,0\n431,0\n \n34,5\n \n1 130,0\n \n37,0\n \n4 878,1\n \n2054,8\n2 298,6\n \n16 463,3\n \n*Oct\n13,1\n \n1166,2\n2 512,0\n \n1391,6\n769,7\n \n-\n \n745,1\n \n0,0\n502,2\n \n5,3\n \n1 380,9\n \n42,7\n \n5 751,9\n \n2214,8\n2 435,0\n \n18 930,4\n \nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n17 060,5\n985,1\n18 045,7\n150,0\n15,0\n18 210,7\n291,2\n3 018,1\n0,0\n81,3\n0,0\n6 054,0\n6 191,6\nFeb\n18 610,7\n1 047,5\n19 658,2\n150,0\n15,0\n19 823,2\n318,2\n3 075,5\n0,0\n40,7\n0,0\n6 533,5\n5 874,0\nMar\n18 562,7\n1 070,5\n19 633,2\n150,0\n15,0\n19 798,2\n320,8\n3 377,0\n0,0\n241,5\n0,0\n6 727,5\n5 661,8\nApr\n19 021,2\n1 353,2\n20 374,5\n500,0\n15,0\n20 889,5\n325,0\n4 244,8\n0,0\n181,9\n0,0\n6 267,0\n6 418,0\nMay\n22 332,1\n1 453,5\n23 785,6\n500,0\n15,0\n24 300,6\n350,2\n4 279,9\n0,0\n394,8\n0,0\n6 067,1\n7 391,6\nJun\n22 784,4\n1 675,4\n24 459,8\n209,5\n70,5\n24 739,8\n359,1\n3 855,1\n0,0\n570,4\n0,0\n6 623,0\n6 713,2\nJul\n25 425,9\n1 997,8\n27 423,7\n25,0\n15,0\n27 463,7\n365,2\n3 488,6\n0,0\n274,6\n0,0\n7 194,2\n7 130,1\nAug\n27 475,7\n2 728,9\n30 204,6\n60,0\n15,0\n30 279,6\n668,2\n5 344,8\n0,0\n621,9\n0,0\n7 683,7\n6 854,8\nSep\n29 023,8\n2 834,6\n31 858,5\n76,0\n15,2\n31 949,7\n1 062,2\n4 465,7\n0,0\n181,9\n0,0\n10 227,1\n7 061,5\nOct\n30 925,8\n4 239,0\n35 164,7\n0,0\n30,0\n35 194,8\n1 329,1\n7 432,5\n0,0\n0,0\n0,0\n10 906,3\n8 007,4\nNov\n34 486,8\n4 344,1\n38 830,8\n0,0\n15,0\n38 845,9\n1 149,7\n7 028,7\n0,0\n203,6\n0,0\n11 575,7\n8 126,5\nDec\n33 974,4\n4 856,8\n38 831,3\n80,0\n15,0\n38 926,3\n1 750,9\n9 746,8\n0,0\n712,0\n0,0\n15 101,8\n8 520,4\n2022\nJan\n31 695,1\n5 983,6\n37 678,7\n0,0\n15,0\n37 693,7\n1 771,4\n10 991,6\n0,0\n373,7\n0,0\n18 063,5\n10 937,0\nFeb\n37 132,1\n7 089,1\n44 221,1\n0,0\n15,0\n44 236,1\n1 703,8\n14 215,9\n0,0\n431,6\n0,0\n18 241,5\n11 325,7\nMar\n44 187,4\n6 190,7\n50 378,1\n0,0\n15,0\n50 393,1\n1 742,3\n15 620,9\n0,0\n501,9\n0,0\n20 548,8\n14 430,4\nApr\n52 979,2\n6 553,0\n59 532,2\n0,0\n15,0\n59 547,2\n1 536,3\n17 027,1\n0,0\n704,1\n0,0\n23 099,0\n14 854,4\nMay\n86 411,7\n6 683,0\n93 094,7\n0,0\n15,0\n93 109,8\n1 477,7\n34 306,7\n0,0\n1 033,4\n0,0\n22 645,2\n23 325,7\nJun\n98 008,7\n8 427,1\n106 435,9\n1 030,1\n15,0\n107 481,1\n1 496,4\n40 346,3\n0,0\n1 200,6\n0,0\n42 213,2\n26 895,5\nJul\n111 583,1\n9 489,2\n121 072,3\n1 072,6\n15,0\n122 159,9\n1 225,0\n46 145,1\n0,0\n2 071,5\n0,0\n55 131,6\n16 832,0\nAug\n133 071,2\n11 398,3\n144 469,5\n1 625,2\n15,0\n146 109,7\n1 382,6\n55 691,4\n0,0\n2 979,3\n0,0\n60 157,4\n15 056,7\nSep\n143 338,6\n28 284,7\n171 623,3\n0,0\n15,0\n171 638,3\n1 339,9\n62 659,9\n0,0\n3 613,8\n0,0\n79 343,1\n17 410,1\nOct\n122 775,3\n20 897,6\n143 672,9\n1 214,2\n15,0\n144 902,1\n1 707,3\n69 651,9\n0,0\n4 327,9\n0,0\n86 799,2\n41 091,4\nNov\n130 892,9\n23 401,5\n154 294,3\n1 256,4\n13,0\n155 563,7\n1 855,1\n72 052,0\n0,0\n5 140,0\n0,0\n89 895,0\n41 331,2\nDec\n149 207,3\n30 517,1\n179 724,4\n1 239,7\n103,8\n181 068,0\n1 933,7\n71 142,6\n0,0\n5 623,9\n0,0\n118 486,1\n42 883,8\n2023\nJan\n161 506,8\n31 099,4\n192 606,2\n1 462,2\n121,0\n194 189,4\n3 214,4\n72 524,5\n0,0\n6 622,6\n0,0\n144 335,3\n25 816,5\nFeb\n210 739,4\n27 500,2\n238 239,5\n1 153,4\n15,0\n239 407,9\n2 349,9\n84 724,5\n0,0\n7 548,9\n0,0\n155 007,6\n39 582,0\nMar\n234 480,2\n38 088,7\n272 568,9\n158,0\n14,4\n272 741,2\n1 982,4\n89 883,4\n0,0\n7 502,7\n0,0\n172 499,0\n33 358,6\nApr\n272 738,9\n35 889,2\n308 628,0\n400,0\n15,0\n309 043,1\n1 809,5\n116 418,1\n0,0\n8 456,9\n0,0\n183 262,3\n47 334,0\nMay\n502 897,5\n36 680,3\n539 577,9\n553,7\n15,0\n540 146,6\n4 453,5\n289 636,2\n0,0\n8 115,4\n0,0\n372 206,8\n100 789,6\nJun\n927 980,2\n66 404,1\n994 384,3\n0,0\n15,0\n994 399,3\n4 147,7\n631 544,2\n0,0\n10 873,2\n0,0\n1 117 122,1\n243 513,7\nJul\n804 547,2\n73 047,1\n877 594,3\n15 753,2\n15,0\n893 362,6\n2 706,7\n611 248,0\n0,0\n14 397,5\n0,0\n1 093 858,2\n197 126,1\nAug\n920 687,4\n90 856,7\n1 011 544,1\n15 752,3\n15,0\n1 027 311,4\n3 400,5\n617 162,9\n0,0\n12 854,9\n0,0\n1 064 286,3\n203 953,2\nSep\n1 062 730,1\n75 413,9\n1 138 143,9\n0,0\n15,1\n1 138 159,0\n3 262,9\n652 356,6\n0,0\n16 101,5\n0,0\n1 117 548,2\n309 212,1\nOct\n1 261 965,8\n64 282,0\n1 326 247,8\n0,0\n15,1\n1 326 262,9\n4 056,0\n467 416,6\n0,0\n16 785,2\n0,0\n1 188 499,5\n370 563,3\nNov\n1 301 463,8\n82 076,9\n1 383 540,7\n79 497,1\n15,1\n1 463 052,8\n4 822,5\n525 114,1\n0,0\n16 180,1\n0,0\n1 209 652,3\n395 932,7\nDec\n1 541 238,9\n142 705,5\n1 683 944,4\n79 497,1\n15,8\n1 763 457,2\n7 085,0\n516 718,0\n0,0\n8 736,3\n0,0\n1 308 419,6\n510 096,7\n2024\nJan\n2 094 039,4\n96 896,2\n2 190 935,6\n79 481,7\n15,1\n2 270 432,3\n8 231,4\n904 697,2\n0,0\n11 028,7\n0,0\n1 826 995,6\n648 721,6\n-\n \nFeb\n2 991 430,0\n192 203,3\n3 183 633,2\n162 422,1\n15,1\n3 346 070,4\n10 388,9\n1 314 901,6\n0,0\n5 723,7\n0,0\n2 630 626,9\n827 332,6\nMar\n4 958 662,0\n186 068,5\n5 144 730,5\n162 239,8\n15,7\n5 306 986,0\n8 072,5\n1 880 803,3\n0,0\n6 134,8\n0,0\n4 286 906,8\n1 152 114,2\n*Apr\n3 369,4\n36,3\n3 405,6\n65,0\n0,0\n3 470,7\n3,2\n1 258,6\n0,0\n0,0\n0,0\n1 955,9\n1 385,6\n*May\n3 228,4\n75,2\n3 303,7\n0,0\n0,0\n3 303,7\n4,8\n1 366,6\n0,0\n0,0\n0,0\n2 496,7\n1 035,8\n*Jun\n3 502,4\n97,1\n3 599,5\n0,0\n0,0\n3 599,5\n4,4\n1 414,8\n0,0\n8,0\n0,0\n2 990,2\n1 138,3\n*Jul\n4 199,9\n128,4\n4 328,3\n0,0\n0,0\n4 328,3\n19,6\n919,3\n0,0\n13,2\n0,0\n3 111,6\n1 203,0\n*Aug\n4 433,7\n172,4\n4 606,1\n0,0\n0,0\n4 606,1\n103,0\n850,7\n0,0\n16,1\n0,0\n3 370,3\n1 413,3\n*Sep\n6 773,8\n475,3\n7 249,1\n22,6\n0,0\n7 271,7\n103,8\n1 559,3\n0,0\n16,3\n0,0\n5 486,0\n2 026,3\n*Oct\n8 011,9\n795,7\n8 807,6\n86,9\n0,0\n8 894,5\n122,7\n1 462,9\n0,0\n61,4\n0,0\n6 003,1\n2 385,9\n-\n \nSource: Reserve Bank of Zimbabwe, 2024\n* Statistics are denominated in ZiG\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWG millions\n \n \n21 \n \n \n \nEND OF\n2021\nJan\n23 978 167,35\n610 696,11\n267 400,20\n9 997 383,02\n66 046,86\n9 811 097,63\n7 641 910,42\n7 176 322,97\n4 807 054,16\n1 685 871,14\n10 092 630,46\n47 525,58\n76 182 105,93\nFeb\n24 581 772,22\n653 205,48\n285 830,69\n10 330 772,00\n65 231,37\n10 024 935,09\n7 949 013,06\n6 754 180,16\n5 018 015,84\n1 766 077,92\n10 905 948,39\n47 678,08\n78 382 660,29\nMar\n28 741 816,74\n737 140,48\n320 102,45\n10 604 119,56\n76 828,95\n10 517 753,11\n9 428 559,85\n8 179 722,05\n5 701 289,52\n1 822 019,95\n12 528 176,45\n33 915,52\n88 691 444,62\nApr\n31 859 146,34\n675 080,87\n347 881,04\n12 101 683,31\n205 760,21\n12 046 268,54\n10 788 214,39\n8 802 924,25\n6 559 969,13\n1 831 534,43\n14 724 055,16\n36 984,33\n99 979 501,99\nMay\n34 645 328,64\n713 518,48\n292 339,75\n13 012 546,01\n70 347,70\n10 160 360,67\n11 287 317,39\n8 318 871,52\n7 438 997,57\n1 831 015,12\n17 169 532,74\n10 879,19\n104 951 054,78\nJune\n36 527 537,18\n993 308,60\n357 200,72\n14 622 859,32\n69 173,21\n12 832 747,32\n12 635 012,94\n7 938 660,25\n9 226 503,32\n1 903 845,82\n19 986 300,49\n40 765,72\n117 133 914,90\nJul\n39 160 305,59\n1 280 558,68\n411 253,92\n16 562 010,52\n62 624,82\n13 792 648,82\n12 583 048,87\n8 567 557,82\n10 717 151,04\n1 820 088,91\n22 581 130,29\n13 756,78\n127 552 136,06\nAug\n41 218 056,27\n1 372 177,00\n431 669,10\n15 667 033,13\n66 504,42\n14 701 546,35\n13 446 660,94\n8 828 791,19\n11 500 069,82\n1 942 139,38\n27 299 685,30\n15 470,31\n136 489 803,20\nSep\n41 133 553,69\n1 649 182,17\n433 781,15\n16 702 896,26\n321 991,18\n15 183 417,18\n15 271 161,92\n9 065 558,07\n11 973 442,27\n2 145 369,49\n30 851 901,80\n19 863,23\n144 752 118,41\nOct\n48 491 758,71\n1 644 045,10\n477 340,76\n20 072 721,66\n337 273,51\n16 644 705,00\n17 906 042,38\n10 150 149,70\n8 544 940,34\n2 418 354,85\n35 641 091,07\n17 894,63\n162 346 317,71\nNov\n48 945 526,55\n1 598 923,06\n394 575,79\n20 998 777,03\n434 931,56\n16 621 266,44\n19 372 274,14\n10 802 887,56\n8 904 904,88\n2 882 220,06\n40 009 482,19\n18 275,25\n170 984 044,50\nDec\n54 028 791,83\n1 778 880,47\n556 046,62\n24 450 917,17\n570 685,08\n10 955 470,21\n22 025 406,62\n10 538 491,23\n14 437 886,10\n2 996 425,00\n43 047 088,39\n29 601,16\n185 415 689,87\n2022\nJan\n58 163 723,79\n2 180 551,47\n576 438,12\n26 576 317,70\n366 231,45\n8 887 534,55\n23 074 734,84\n11 840 524,88\n15 743 736,46\n3 516 259,69\n47 325 078,28\n29 564,68\n198 280 695,90\nFeb\n59 500 669,71\n2 289 260,81\n618 640,14\n27 925 301,74\n641 435,03\n9 370 886,67\n27 976 121,59\n13 027 815,12\n20 505 827,49\n3 747 288,27\n51 007 737,28\n19 692,27\n216 630 676,11\nMar\n66 551 117,83\n2 538 377,08\n656 335,46\n29 688 979,74\n660 584,49\n10 903 917,10\n32 629 411,62\n15 688 496,07\n38 075 386,72\n4 471 441,45\n58 500 950,68\n802 168,34\n261 167 166,58\nApr\n74 441 781,12\n4 219 500,30\n1 441 218,07\n33 136 441,44\n673 885,92\n13 157 284,33\n34 426 878,27\n18 261 710,29\n39 043 359,76\n5 001 307,17\n63 176 517,86\n40 089,64\n287 019 974,16\nMay\n101 753 100,08\n5 120 524,84\n3 358 419,20\n50 514 059,33\n760 401,23\n12 433 390,50\n42 057 624,50\n28 724 818,35\n48 088 662,73\n6 286 840,17\n76 655 600,16\n34 456,76\n375 787 897,73\nJune\n118 753 588,99\n6 209 658,53\n2 293 665,50\n64 942 949,99\n869 273,19\n23 897 585,00\n58 442 367,18\n37 195 284,13\n62 467 707,84\n9 414 912,48\n96 536 183,00\n43 204,15\n481 066 380,00\nJuly\n133 779 414,05\n7 610 614,14\n3 684 426,07\n77 836 080,20\n938 367,98\n30 537 997,95\n69 408 788,72\n46 181 587,44\n72 642 938,51\n10 449 582,51\n111 094 524,49\n46 145,73\n564 210 467,80\nAug\n165 210 571,41\n10 163 176,69\n2 624 492,88\n93 899 073,61\n1 266 729,80\n39 544 245,28\n87 691 102,84\n58 330 938,20\n97 552 420,83\n10 450 507,09\n131 625 765,29\n154 457,59\n698 513 481,52\nSept\n201 167 878,53\n11 330 918,80\n5 038 300,39\n110 956 484,03\n1 297 748,50\n44 492 682,69\n101 816 518,33\n92 708 096,37\n88 483 494,42\n11 685 667,87\n152 934 863,30\n276 752,34\n822 189 405,58\nOct\n223 506 677,74\n12 026 669,50\n4 229 873,27\n113 451 159,15\n1 302 041,27\n46 399 745,17\n110 333 025,84\n79 715 558,05\n89 501 330,53\n9 611 322,30\n175 816 703,56\n178 607,79\n866 072 714,17\nNov\n232 953 535,08\n16 431 625,92\n11 131 139,79\n118 284 970,84\n1 687 527,03\n42 192 397,26\n124 017 335,43\n75 874 234,73\n94 636 395,62\n12 440 947,33\n207 085 835,54\n197 473,26\n936 933 417,83\nDec\n253 185 165,18\n19 199 455,89\n10 466 455,02\n135 037 685,07\n1 551 994,21\n70 805 600,30\n136 576 579,60\n94 115 141,69\n123 404 532,09\n12 079 018,68\n235 371 108,06\n173 717,07\n1 091 966 452,83\n2023\nJan\n299 237 745,06\n22 096 826,86\n11 001 194,94\n154 399 125,00\n2 073 794,79\n72 677 263,10\n165 905 496,48\n124 259 994,28\n140 303 195,37\n16 560 714,33\n290 446 774,71\n286 968,13\n1 299 249 093,07\nFeb\n333 081 520,85\n26 349 752,54\n12 607 980,80\n168 969 321,35\n3 232 834,66\n79 874 665,83\n198 087 465,13\n146 996 948,44\n150 078 778,01\n18 960 512,94\n335 439 856,49\n415 659,47\n1 474 095 296,50\nMar\n411 138 419,07\n28 795 432,59\n14 081 946,71\n184 250 094,21\n3 256 927,22\n101 507 881,47\n232 125 042,77\n168 374 643,67\n159 301 093,17\n20 786 447,06\n364 183 808,40\n229 595,47\n1 688 031 331,80\nApr\n411 638 425,58\n28 865 765,48\n14 081 964,65\n184 833 219,66\n3 256 927,22\n101 507 881,47\n235 076 590,94\n168 374 757,64\n159 310 920,52\n20 785 827,18\n365 366 760,50\n229 595,47\n1 693 328 636,32\nMay\n726 348 772,35\n78 828 771,47\n44 800 380,00\n409 618 602,87\n6 584 930,07\n226 467 642,46\n583 387 051,30\n480 909 418,46\n381 628 891,53\n62 593 512,49\n757 858 742,61\n267 815,39\n3 759 294 531,01\nJun\n1 385 380 571,66\n173 918 051,54\n114 682 839,69\n1 119 448 698,19\n23 922 347,39\n571 712 604,71\n1 309 324 347,94\n1 111 326 640,14\n808 734 970,18\n129 722 475,73\n1 754 989 459,01\n444 788,00\n8 503 607 794,19\nJul\n1 088 372 491,59\n132 529 236,30\n101 023 084,21\n843 805 813,72\n21 291 030,44\n370 922 779,80\n1 037 949 287,43\n824 419 061,99\n646 244 001,65\n87 491 103,55\n1 451 125 105,58\n356 098,86\n6 605 529 095,13\nAug\n1 104 126 310,09\n133 512 317,72\n105 426 999,17\n683 402 044,93\n21 345 225,83\n393 145 008,06\n1 077 529 295,35\n824 970 068,56\n716 638 286,73\n85 309 683,35\n1 543 461 599,29\n382 505,35\n6 689 249 344,42\nSep\n1 336 413 273,40\n158 136 405,58\n121 080 865,90\n752 199 791,20\n28 592 532,70\n465 470 715,50\n1 334 020 478,90\n1 012 670 250,70\n799 826 458,00\n102 238 002,60\n1 857 297 850,00\n586 991,00\n7 968 533 615,50\nOct\n1 461 090 986,48\n163 948 853,90\n120 153 516,74\n935 064 277,07\n24 681 683,18\n520 361 008,99\n1 381 206 351,23\n1 092 469 043,71\n859 550 943,15\n118 799 556,91\n2 126 512 435,00\n627 911,82\n8 804 466 568,16\nNov\n1 397 804 072,50\n171 337 302,47\n117 526 650,42\n1 017 731 862,93\n26 161 720,05\n535 490 380,99\n1 401 587 612,93\n992 371 783,17\n885 248 702,84\n129 500 343,70\n2 255 158 373,70\n621 795,60\n8 930 540 600,93\nDec\n1 360 816 417,35\n179 675 138,50\n121 167 248,12\n1 077 783 652,10\n46 946 926,90\n551 786 675,29\n1 483 619 833,87\n1 207 471 368,52\n863 309 236,72\n136 388 007,82\n2 458 239 172,85\n644 093,68\n9 487 847 771,72\n2024\nJan\n2 212 746 050,25\n265 031 131,44\n214 923 355,91\n1 663 240 228,23\n110 086 710,61\n875 780 504,12\n2 505 473 968,40\n1 910 394 449,61\n1 256 413 922,88\n237 647 459,79\n3 945 256 597,25\n1 037 343,55\n15 198 031 722,04\nFeb\n3 435 102 730,48\n426 536 836,74\n249 129 096,22\n2 383 796 904,38\n171 219 221,62\n1 264 658 167,28\n3 631 856 467,58\n2 844 642 895,76\n2 043 483 472,01\n352 320 643,54\n5 491 307 643,33\n1 518 795,13\n22 295 572 874,08\nMar\n4 949 814 064,70\n642 860 845,90\n452 924 544,60\n3 642 287 181,90\n251 866 635,20\n1 943 457 910,80\n5 387 453 048,30\n3 991 233 867,50\n3 178 219 935,60\n543 942 248,60\n8 278 044 179,10\n2 267 159,00\n33 264 371 621,30\n*Apr\n2 882 347,04\n371 595,02\n188 567,12\n3 081 028,88\n188 277,01\n1 174 215,26\n3 077 908,79\n2 281 799,96\n1 782 566,59\n399 652,20\n4 922 516,84\n1 655,37\n20 352 130,08\n*May\n3 549 471,22\n448 072,03\n196 408,62\n3 013 508,26\n181 989,39\n1 239 894,94\n3 619 936,03\n2 302 326,81\n1 793 582,31\n494 669,10\n5 661 322,35\n5 002,25\n22 513 367,89\n*Jun\n3 286 172,53\n496 282,55\n213 057,33\n3 210 670,42\n230 521,55\n1 418 401,02\n3 457 122,91\n1 954 111,98\n1 946 800,04\n567 017,72\n6 019 426,96\n1 771,40\n22 801 356,42\n*Jul\n3 487 382,60\n511 490,74\n202 186,14\n3 350 580,05\n163 104,44\n1 304 409,07\n3 570 513,33\n2 117 767,16\n2 347 954,24\n568 049,13\n6 348 713,28\n2 029,48\n23 985 090,63\n*Aug\n3 858 128,45\n496 920,13\n197 595,11\n3 160 166,09\n163 179,56\n1 353 221,18\n3 891 826,53\n2 259 346,53\n2 064 398,05\n355 517,61\n7 019 997,29\n1 626,53\n24 821 923,05\n*Sep\n6 672 075,13\n1 240 260,16\n365 299,01\n5 024 076,96\n274 548,64\n2 326 667,49\n6 387 958,08\n4 331 429,08\n3 418 807,30\n640 082,06\n11 884 283,83\n2 603,24\n42 568 090,98\n*Oct\n7 858 559,49\n1 469 928,32\n481 828,82\n5 465 308,96\n320 115,06\n2 603 522,82\n7 340 600,92\n5 249 584,59\n3 667 687,19\n726 009,18\n13 568 052,49\n3 070,10\n48 754 267,95\nSource: Reserve Bank of Zimbabwe, 2024\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n22 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1 000,00\n2021\nJan\n12 195 945,09\n4 725 946,72\n13 067 828,56\n32 314 625,60\n6 804 952,50\n19 638 789,03\n27 577 248,19\n13 566 042,79\n60 234 250,60\n3 993 814,34\n22 146 327,53\n314 523,37\n216 580 294,30\nFeb\n12 215 925,38\n4 335 293,23\n13 268 343,18\n31 820 079,48\n6 327 338,72\n19 480 197,75\n27 088 789,92\n11 873 767,24\n62 647 881,89\n3 583 509,91\n23 594 651,47\n323 276,77\n216 559 054,94\nMar\n12 086 596,94\n5 009 117,91\n15 457 881,64\n33 668 114,17\n7 879 623,60\n17 019 379,33\n29 927 193,06\n12 664 366,44\n68 761 992,24\n4 513 060,17\n25 352 486,13\n371 874,60\n232 711 686,23\nApr\n14 293 712,79\n6 264 137,34\n17 624 611,65\n35 860 252,53\n7 955 587,69\n18 411 151,82\n32 890 743,11\n11 445 151,89\n81 410 668,87\n4 248 558,67\n27 176 673,47\n411 001,01\n257 992 250,84\nMay\n14 731 869,47\n5 542 211,64\n19 231 383,69\n37 283 237,74\n7 903 622,65\n19 756 317,30\n33 027 214,88\n22 796 168,05\n84 596 653,48\n4 504 355,67\n28 445 264,85\n378 185,06\n278 196 484,46\nJun\n15 628 935,51\n6 154 316,52\n20 722 752,27\n39 604 431,48\n7 861 552,67\n21 455 061,82\n36 502 664,43\n23 449 074,86\n92 196 178,85\n4 756 434,86\n29 731 644,54\n415 508,64\n298 478 556,45\nJul\n14 899 561,10\n6 742 913,66\n25 082 739,85\n39 720 936,02\n9 580 503,84\n24 570 675,98\n38 875 306,10\n31 312 003,24\n94 151 108,53\n5 021 547,73\n32 324 374,53\n568 402,62\n322 850 073,17\nAug\n14 056 945,25\n6 611 127,05\n26 897 316,63\n39 624 666,33\n9 778 338,93\n27 046 620,96\n40 693 944,15\n26 504 554,01\n84 766 848,12\n4 915 399,24\n33 960 935,12\n645 902,41\n315 502 598,18\nSep\n14 777 285,47\n6 264 492,08\n27 413 062,10\n45 375 795,43\n10 337 697,22\n25 786 388,31\n43 113 093,01\n30 700 846,40\n95 985 614,84\n5 605 871,74\n37 606 703,52\n687 817,24\n343 654 667,37\nOct\n14 923 669,66\n8 437 829,51\n26 583 413,65\n47 841 912,79\n11 477 927,22\n29 796 762,93\n51 676 553,79\n49 115 499,00\n111 611 484,23\n5 940 819,15\n35 043 857,03\n618 831,05\n393 068 559,99\nNov\n14 147 912,21\n7 546 852,86\n27 174 334,28\n44 238 573,41\n11 949 923,74\n27 199 271,57\n52 401 389,32\n49 817 772,34\n115 576 831,01\n5 911 967,57\n37 770 843,26\n751 068,72\n394 486 740,29\nDec\n16 522 401,63\n9 204 283,51\n26 835 545,00\n47 381 404,66\n15 303 976,78\n43 092 763,28\n57 822 911,04\n61 555 101,22\n122 091 550,61\n6 093 367,35\n40 046 246,70\n1 319 573,65\n447 269 125,42\n2022\nJan\n17 399 268,45\n9 928 816,10\n28 146 847,17\n46 285 881,10\n15 060 177,49\n34 087 881,41\n60 888 346,70\n38 232 883,69\n135 579 116,46\n6 454 492,58\n32 504 960,47\n745 336,00\n425 314 007,61\nFeb\n20 260 983,50\n9 641 974,72\n32 159 803,23\n50 825 844,50\n15 235 028,54\n35 068 548,54\n49 157 612,17\n43 769 514,96\n146 423 512,16\n7 768 846,48\n36 257 363,98\n724 522,36\n447 293 555,15\nMar\n22 638 817,86\n11 683 937,35\n34 271 841,32\n61 002 811,60\n20 352 647,27\n34 501 628,57\n57 839 997,29\n60 678 395,30\n173 444 002,60\n9 467 563,85\n43 160 654,72\n970 393,82\n530 012 691,56\nApr\n26 926 844,72\n12 304 918,39\n34 924 202,54\n67 201 357,79\n21 444 798,07\n38 606 872,21\n61 303 321,13\n64 980 792,31\n216 612 532,66\n10 455 473,89\n45 951 692,03\n939 217,87\n601 652 023,61\nMay\n39 564 579,03\n21 954 770,23\n42 666 739,38\n108 620 498,72\n28 757 840,78\n54 108 110,44\n88 717 845,18\n107 568 244,73\n291 739 801,56\n14 310 137,61\n65 853 453,06\n1 190 747,91\n865 052 768,60\nJun\n45 956 287,64\n26 686 177,09\n47 155 850,80\n128 881 143,56\n23 783 755,16\n60 238 449,95\n105 247 922,50\n120 389 795,99\n326 034 986,61\n17 068 663,50\n108 828 797,15\n1 325 268,69\n1 011 597 098,65\nJul\n40 699 352,12\n28 329 526,03\n45 417 841,09\n128 847 329,07\n21 958 796,02\n62 326 844,37\n103 536 398,88\n112 642 685,48\n401 574 353,33\n17 902 000,20\n112 555 899,49\n1 117 408,25\n1 076 908 434,33\nAug\n68 438 409,63\n39 107 020,53\n53 616 955,67\n171 501 037,83\n25 370 674,58\n68 913 237,19\n162 326 617,25\n137 243 494,58\n538 409 018,36\n23 523 309,06\n146 121 882,24\n1 197 164,45\n1 435 768 821,37\nSep\n81 174 128,75\n51 501 554,76\n58 104 791,47\n204 056 688,73\n63 246 197,07\n174 562 749,46\n172 521 502,90\n138 936 277,91\n626 755 883,05\n25 607 188,82\n182 077 675,02\n11 177 650,78\n1 789 722 288,71\nOct\n83 201 043,64\n63 984 990,31\n67 031 137,91\n207 367 773,63\n40 617 325,27\n155 873 800,58\n179 051 392,63\n157 121 308,46\n575 293 016,53\n27 092 268,91\n201 852 712,89\n3 193 614,07\n1 761 680 384,82\nNov\n88 153 064,47\n61 978 896,61\n78 744 676,95\n236 152 455,10\n39 915 042,93\n100 872 718,26\n214 281 243,03\n200 240 592,45\n606 580 960,90\n32 903 876,70\n233 604 874,73\n119 223,24\n1 893 547 625,35\nDec\n106 799 918,36\n60 886 327,29\n73 518 960,29\n260 923 049,61\n48 959 835,11\n122 528 998,69\n242 741 914,11\n171 982 170,05\n747 151 447,16\n37 453 518,81\n270 164 633,75\n10 753 958,63\n2 153 864 731,86\n2023\nJan\n114 820 700,76\n79 460 381,87\n82 589 902,30\n305 204 829,91\n45 118 619,63\n135 072 311,14\n263 222 364,10\n223 632 204,71\n896 980 184,31\n37 534 721,96\n288 326 194,21\n7 916 696,92\n2 479 879 111,81\nFeb\n118 375 609,69\n85 995 682,64\n93 761 236,16\n312 626 341,50\n56 688 432,58\n147 245 179,36\n266 610 300,93\n273 709 371,16\n938 437 753,70\n39 909 193,60\n292 841 727,23\n6 842 518,78\n2 633 043 347,35\nMar\n119 963 933,20\n85 731 698,36\n100 697 025,58\n322 453 842,97\n45 619 349,07\n148 455 496,20\n286 712 763,58\n273 572 570,94\n1 064 798 433,60\n44 685 590,57\n330 031 150,72\n14 190 575,51\n2 836 912 430,30\nApr\n131 146 380,30\n89 322 733,64\n99 723 066,84\n324 249 300,08\n45 619 349,07\n149 245 957,86\n289 670 780,41\n273 578 020,75\n1 072 456 655,25\n44 926 335,64\n331 068 417,40\n14 190 575,51\n2 865 197 572,73\nMay\n269 460 363,15\n210 867 012,29\n216 906 304,04\n631 589 937,93\n113 357 505,65\n362 294 051,43\n581 761 350,37\n545 536 680,63\n2 504 454 969,80\n102 648 366,24\n702 960 786,40\n28 985 518,44\n6 270 822 846,38\nJun\n581 642 309,76\n428 772 683,41\n410 699 487,74\n1 366 510 052,55\n227 784 986,62\n700 617 673,80\n1 094 382 949,63\n1 185 026 806,70\n5 283 380 622,25\n199 474 750,17\n1 564 762 675,09\n40 673 167,41\n13 083 728 165,12\nJul\n535 377 934,43\n436 808 429,52\n413 150 823,99\n1 394 747 348,19\n206 866 966,84\n711 462 740,79\n1 157 802 106,76\n982 808 623,76\n4 533 520 705,60\n184 470 180,50\n1 464 856 207,23\n37 277 944,87\n12 059 150 012,48\nAug\n537 439 303,14\n422 479 784,07\n413 226 172,28\n1 343 458 227,81\n285 743 813,63\n662 607 567,90\n1 197 898 912,17\n1 004 826 660,33\n4 639 684 933,86\n209 521 849,57\n1 553 047 811,00\n38 718 344,86\n12 308 653 380,62\nSep\n632 283 427,70\n491 562 911,40\n426 060 663,50\n1 510 241 869,90\n296 604 785,00\n789 587 698,10\n1 300 914 518,50\n1 250 791 974,40\n5 214 851 978,10\n217 382 274,50\n1 781 106 637,90\n43 583 660,40\n13 954 972 399,20\nOct\n721 203 425,90\n541 011 315,61\n554 440 420,11\n1 657 817 920,26\n309 251 239,26\n841 367 968,72\n1 438 592 170,70\n1 187 082 973,91\n5 659 995 585,31\n260 248 908,48\n1 906 411 104,87\n49 647 602,04\n15 127 070 635,17\nNov\n703 080 882,81\n566 993 243,11\n532 803 998,34\n1 698 467 822,71\n346 291 934,28\n269 835 136,30\n1 554 832 195,31\n1 195 274 632,93\n6 063 945 342,98\n293 942 495,06\n2 031 657 547,49\n46 866 707,11\n15 885 967 935,90\nDec\n605 605 541,75\n423 493 370,41\n730 799 100,82\n1 549 938 533,11\n553 801 063,21\n767 650 016,19\n1 254 233 648,36\n1 348 969 145,10\n6 689 372 974,36\n247 647 472,27\n2 091 666 965,12\n53 713 528,87\n16 882 080 093,66\n2024\nJan\n833 932 128,83\n694 796 940,75\n1 029 474 123,23\n2 082 328 111,88\n884 819 488,86\n2 004 818 592,25\n1 699 026 894,47\n1 837 959 924,52\n12 124 252 579,26\n323 794 777,38\n3 044 604 553,80\n71 184 543,75\n26 630 992 658,97\nFeb\n1 156 065 718,20\n1 037 783 187,53\n1 369 731 749,12\n3 170 746 459,37\n114 038 016,39\n3 174 169 477,50\n2 227 190 946,76\n2 855 301 054,35\n15 834 462 125,05\n552 622 448,45\n4 294 792 965,31\n89 063 348,63\n36 904 967 496,65\nMar\n1 783 340 807,00\n1 442 504 457,60\n2 116 410 516,40\n4 588 105 383,90\n1 753 052 451,70\n4 712 657 212,60\n3 465 873 456,30\n3 573 833 122,50\n20 373 593 827,70\n1 006 777 059,10\n8 454 899 690,30\n100 278 506,80\n53 371 326 491,90\n*Apr\n1 476 289,07\n893 193,94\n1 388 298,43\n4 283 881,29\n1 092 218,87\n2 578 995,23\n2 513 192,87\n2 626 884,44\n11 782 151,57\n511 608,90\n5 775 024,95\n62 998,90\n34 984 738,48\n*May \n1 608 650,70\n1 037 123,00\n986 367,13\n3 197 388,56\n1 234 670,10\n3 669 306,62\n2 777 961,02\n2 424 631,17\n13 413 072,92\n726 100,95\n5 909 740,37\n55 506,53\n37 040 519,06\n*Jun\n1 578 119,27\n1 011 831,06\n1 759 648,05\n3 190 728,10\n1 134 620,40\n3 473 307,05\n2 999 644,43\n3 196 350,73\n15 181 074,61\n630 237,37\n5 302 910,12\n65 954,20\n39 524 425,40\n*Jul\n1 709 191,73\n1 060 814,63\n1 786 754,78\n4 244 435,10\n1 695 144,92\n3 842 095,49\n2 685 658,39\n3 860 697,95\n15 154 833,77\n494 408,07\n5 163 064,26\n152 575,18\n41 849 674,27\n*Aug\n1 881 831,48\n1 096 949,95\n1 756 800,10\n4 115 344,75\n1 560 883,79\n5 160 947,59\n3 104 912,00\n2 628 465,51\n14 680 525,46\n510 741,77\n4 692 301,87\n147 285,45\n41 336 989,72\n*Sep\n2 676 045,30\n2 231 428,03\n3 076 033,40\n6 657 466,11\n2 618 571,09\n6 677 406,59\n4 328 506,20\n3 749 838,40\n26 389 976,50\n867 911,20\n8 373 719,22\n219 988,31\n67 866 890,36\n*Oct\n3 485 504,59\n2 567 255,56\n3 535 607,03\n7 474 589,94\n3 299 698,46\n7 968 221,02\n5 044 419,36\n5 097 867,03\n29 458 757,35\n1 018 065,78\n9 462 752,69\n220 427,14\n78 633 165,96\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n23 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39,32\n57,26\n39,62\n39,62\nFeb\n40,55\n57,28\n64,02\n64,02\nMar\n40,74\n57,83\n43,88\n43,88\nApr\n38,15\n59,59\n45,56\n45,56\nMay\n38,01\n59,70\n47,25\n47,25\nJun\n38,45\n60,09\n48,25\n48,25\nJul\n82,75\n123,71\n165,45\n165,45\nAug\n88,46\n123,46\n155,96\n155,96\nSep\n98,07\n123,64\n158,46\n158,46\nOct\n99,37\n127,72\n115,26\n115,26\nNov\n99,03\n127,58\n110,97\n110,97\nDec\n99,02\n125,64\n110,83\n110,83\n2023\nJan\n90,05\n125,64\n116,03\n116,03\nFeb\n60,12\n125,64\n80,88\n80,88\nMar\n74,35\n110,30\n81,46\n81,46\nApr\n74,48\n105,75\n86,96\n86,96\nMay\n77,86\n107,41\n83,61\n83,61\nJun\n76,33\n103,85\n92,64\n92,64\nJul\n77,82\n103,56\n94,80\n94,80\nAug\n77,63\n102,79\n93,18\n93,18\nSep\n76,49\n100,20\n92,69\n92,69\nOct\n71,72\n102,10\n92,43\n92,43\nNov\n70,15\n101,53\n93,15\n93,15\nDec\n69,02\n101,71\n93,77\n93,77\n2024\nJan\n70,18\n100,81\n95,24\n95,24\nFeb\n76,06\n99,20\n93,76\n166,71\nMar\n73,43\n98,46\n91,40\n165,42\n*Apr\n25,91\n32,10\n24,29\n32,52\n*May\n25,17\n31,72\n24,52\n32,65\n*Jun\n24,89\n31,19\n24,46\n33,04\n*Jul\n24,69\n30,62\n24,44\n32,21\n*Aug\n24,42\n30,51\n24,15\n32,43\n*Sep\n24,27\n30,31\n23,92\n32,76\n*Oct\n38,49\n45,17\n36,80\n45,43\nSource: Reserve Bank of Zimbabwe, 2024\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n24 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3,66\n5,76\n13,16\n16,95\nFeb\n3,72\n6,29\n16,68\n16,84\nMar\n3,83\n5,94\n14,83\n16,95\nApr\n4,22\n6,35\n16,78\n18,53\nMay\n4,21\n6,35\n16,44\n18,42\nJun\n4,21\n6,35\n16,61\n19,05\nJul\n21,06\n23,44\n50,14\n54,58\nAug\n20,09\n20,25\n52,97\n57,29\nSep\n20,09\n20,25\n57,25\n61,08\nOct\n20,09\n20,25\n54,06\n60,55\nNov\n20,38\n20,53\n56,69\n60,87\nDec\n18,03\n18,03\n55,32\n60,08\n2023\nJan\n18,03\n18,03\n55,32\n60,08\nFeb\n18,03\n18,03\n55,32\n60,08\nMar\n34,01\n35,26\n68,06\n73,39\nApr\n36,00\n36,50\n63,06\n71,72\nMay\n35,33\n35,88\n61,31\n69,61\nJun\n35,33\n33,60\n59,18\n65,00\nJul\n34,29\n35,29\n61,67\n69,44\nAug\n34,29\n35,60\n57,67\n70,35\nSep\n34,29\n35,60\n61,67\n69,33\nOct\n34,29\n35,60\n61,67\n70,35\nNov\n35,00\n38,27\n60,81\n69,76\nDec\n34,38\n37,13\n57,94\n65,65\n2024\nJan\n33,75\n37,13\n56,06\n65,65\nFeb\n33,75\n37,13\n56,06\n65,65\nMar\n33,75\n37,13\n56,28\n64,78\n*Apr\n5,22\n5,34\n5,51\n6,04\n*May\n3,75\n3,88\n5,26\n5,78\n*Jun\n3,75\n3,88\n5,27\n5,94\n*Jul\n3,75\n3,88\n5,26\n5,83\n*Aug\n3,75\n3,88\n5,27\n5,89\n*Sep\n3,75\n3,88\n5,27\n5,94\n*Oct\n3,75\n3,88\n5,41\n7,19\nSource: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n25 \n \n \n \nWEIGHTS\n4,90\n4,35\n27,62\n5,29\n1,42\n8,39\n2,65\n2,27\n4,25\n1,08\n6,46\n68,70\n31,30\n100\n2021\nJan\n2,84\n1,59\n1,52\n4,26\n2,44\n2,57\n1,33\n-0,72\n1,69\n-0,48\n3,81\n2,14\n2,87\n2,33\nFeb\n1,27\n-0,30\n-1,71\n-0,49\n1,59\n1,07\n-1,60\n10,67\n-2,10\n-0,94\n0,55\n-0,16\n2,03\n0,41\nMar\n0,15\n-0,08\n1,24\n4,37\n-2,37\n0,65\n4,58\n-0,29\n0,02\n0,74\n-0,18\n0,99\n0,52\n0,87\nApr\n0,12\n-0,57\n0,45\n-0,05\n0,24\n0,70\n0,58\n-0,99\n17,14\n1,41\n-3,37\n0,87\n0,25\n0,71\nMay\n0,62\n2,41\n1,41\n0,84\n-0,02\n0,80\n0,07\n42,32\n1,32\n2,36\n0,65\n2,15\n0,28\n1,66\nJun\n1,64\n3,87\n9,35\n6,99\n1,48\n0,57\n0,97\n1,28\n4,88\n2,93\n1,92\n5,07\n2,37\n4,38\nJul\n1,29\n1,73\n0,51\n-0,08\n-0,69\n0,33\n0,10\n0,58\n-0,05\n-0,01\n1,15\n0,51\n0,06\n0,40\nAug\n1,73\n0,72\n1,03\n0,99\n1,14\n1,06\n3,56\n0,29\n-0,05\n2,11\n1,60\n1,10\n0,74\n1,01\nSep\n1,76\n0,08\n1,58\n1,43\n0,64\n0,01\n3,95\n0,87\n-0,78\n1,33\n1,53\n1,27\n2,30\n1,53\nOct\n1,51\n0,77\n0,84\n1,78\n0,72\n1,47\n7,45\n0,36\n2,11\n1,62\n0,91\n1,53\n3,51\n2,03\nNov\n0,85\n0,34\n1,47\n1,12\n0,68\n1,22\n4,43\n0,37\n-6,92\n1,67\n1,11\n0,96\n3,19\n1,53\nDec\n2,41\n0,98\n1,50\n1,30\n0,64\n-0,77\n0,26\n1,01\n0,03\n1,14\n2,05\n1,17\n1,99\n1,38\n2022\nJan\n1,08\n0,64\n2,14\n0,42\n0,71\n0,43\n1,51\n12,08\n0,94\n1,90\n0,11\n1,68\n2,53\n1,90\nFeb\n1,82\n3,39\n1,89\n1,79\n0,68\n1,08\n0,60\n0,92\n0,35\n1,39\n1,69\n1,76\n3,43\n2,20\nMar\n2,59\n2,24\n0,77\n1,22\n0,96\n5,86\n2,27\n0,82\n0,15\n1,02\n-0,06\n1,67\n3,05\n2,04\nApr\n3,38\n1,68\n14,21\n5,59\n1,77\n1,93\n1,73\n1,76\n2,91\n6,05\n1,87\n7,17\n6,94\n7,11\nMay\n3,70\n8,73\n2,02\n1,21\n2,46\n3,36\n2,47\n2,06\n0,48\n3,33\n3,78\n3,12\n9,56\n4,85\nJun\n8,20\n7,94\n12,49\n10,84\n13,72\n5,65\n4,95\n6,63\n4,63\n5,35\n9,86\n9,85\n17,32\n11,95\nJul\n4,57\n1,91\n8,66\n5,87\n3,74\n2,16\n1,21\n2,64\n11,86\n2,00\n2,15\n5,88\n12,09\n7,71\nAug\n3,71\n2,47\n2,01\n1,44\n1,98\n1,59\n1,91\n1,12\n0,41\n1,21\n2,93\n2,02\n4,94\n2,91\nSep\n-2,39\n-1,80\n5,21\n-3,33\n-0,66\n-1,20\n10,12\n0,36\n8,21\n-1,80\n-1,68\n1,99\n-3,23\n0,36\nOct\n0,81\n1,31\n6,74\n1,83\n0,72\n0,88\n2,83\n1,21\n0,10\n0,72\n0,68\n3,29\n2,10\n2,93\nNov\n-0,23\n0,35\n0,34\n0,60\n0,85\n0,25\n4,30\n0,48\n16,78\n19,32\n0,85\n1,71\n0,23\n1,27\nDec\n0,39\n0,76\n0,20\n-0,24\n0,03\n-0,15\n3,91\n-0,10\n0,00\n0,73\n-0,23\n0,28\n1,55\n0,66\n2023\nJan\n0,17\n-0,62\n0,81\n0,34\n0,26\n0,45\n-2,36\n0,45\n0,06\n-0,58\n0,54\n0,33\n-0,77\n0,00\nFeb\n-3,59\n-1,56\n-3,56\n-1,27\n-1,02\n-4,40\n-1,81\n-2,19\n0,06\n-3,63\n-7,55\n-3,40\n-4,54\n-3,73\nMar\n-0,57\n-0,46\n-0,01\n-0,71\n-0,10\n-0,13\n0,44\n-0,24\n0,16\n-0,16\n-0,42\n-0,18\n-0,66\n-0,32\nApr\n1,05\n0,05\n2,79\n-0,18\n0,92\n0,18\n0,59\n0,43\n0,53\n0,35\n0,55\n1,36\n1,96\n1,54\nMay\n3,05\n0,34\n3,03\n-0,08\n2,87\n1,74\n6,10\n1,65\n1,19\n0,99\n2,35\n2,34\n3,37\n2,64\nJun\n11,74\n0,93\n14,88\n-0,85\n9,19\n5,27\n23,88\n5,15\n3,07\n3,15\n6,58\n9,53\n18,23\n12,10\nJul\n1,68\n0,51\n0,36\n0,56\n-0,34\n0,69\n0,68\n-0,11\n1,04\n2,82\n1,11\n0,65\n1,85\n1,03\nAug\n-1,11\n-0,11\n-2,00\n-0,19\n-0,02\n-0,02\n-0,61\n-0,53\n-0,45\n-0,40\n-1,37\n-1,12\n-1,83\n-1,34\nSep\n0,32\n0,04\n0,34\n0,30\n-0,38\n0,63\n5,77\n-0,21\n5,97\n-0,10\n0,91\n0,91\n1,05\n0,95\nOct\n1,91\n1,10\n4,96\n0,54\n1,89\n2,81\n-2,69\n0,43\n-4,21\n0,53\n2,43\n2,48\n2,42\n2,46\nNov\n1,94\n0,60\n8,93\n-0,36\n2,45\n1,30\n3,24\n0,79\n4,28\n-0,67\n1,07\n4,39\n4,89\n4,54\nDec\n3,49\n1,41\n5,40\n0,63\n0,55\n0,86\n0,71\n1,92\n0,22\n1,07\n1,95\n2,90\n8,64\n4,70\n2024\nJan\n2,65\n-2,53\n5,48\n-1,30\n-3,17\n11,61\n-8,22\n-3,90\n5,52\n0,78\n-3,36\n2,50\n15,01\n6,58\nFeb\n3,31\n0,26\n4,84\n0,64\n2,77\n2,47\n8,40\n2,25\n1,67\n1,15\n3,35\n2,98\n9,83\n5,39\nMar\n2,48\n0,76\n4,89\n0,62\n2,44\n2,39\n10,08\n2,14\n2,02\n1,75\n2,85\n2,48\n8,13\n4,89\nApr\n1,35\n0,66\n3,69\n0,28\n0,77\n1,01\n2,60\n0,18\n6,85\n-0,26\n0,87\n4,19\n4,19\n2,94\n*May\n-6,05\n-1,36\n0,54\n-3,09\n-1,14\n-0,73\n0,65\n-2,60\n0,00\n-0,90\n-2,82\n-0,99\n-5,55\n-2,42\n*Jun\n-0,48\n0,82\n0,08\n0,21\n0,44\n0,84\n0,33\n-0,03\n0,17\n0,04\n0,21\n0,22\n-0,38\n0,04\n*Jul\n0,57\n0,89\n0,38\n-0,11\n0,45\n-0,45\n-2,41\n0,06\n0,37\n0,22\n0,09\n0,14\n-0,73\n-0,13\n*Aug\n2,31\n1,57\n0,20\n2,07\n1,19\n2,72\n-0,06\n1,41\n0,49\n1,24\n2,11\n1,14\n2,15\n1,44\n*Sep\n11,10\n3,65\n1,14\n6,71\n4,01\n5,70\n2,87\n6,26\n0,86\n4,45\n7,46\n3,89\n10,15\n5,78\n*Oct\n55,63\n44,94\n16,79\n39,81\n50,55\n38,72\n42,19\n49,16\n3,69\n30,79\n54,02\n31,75\n49,25\n37,25\nSource: Zimstat, 2024\n*Statistics are in ZiG\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\n \n \n26 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4,90\n4,35\n27,62\n5,29\n1,42\n8,39\n2,65\n2,27\n4,25\n1,08\n6,46\n68,70\n31,30\n100\n2021\nJan\n20,60\n-2,07\n36,36\n-1,28\n10,32\n-3,60\n128,10\n-5,01\n-21,25\n-30,63\n-23,35\n12,89\n17,44\n14,03\nFeb\n39,34\n9,50\n38,02\n12,01\n25,35\n8,60\n82,62\n14,90\n-32,54\n-21,66\n-17,59\n18,72\n29,84\n21,45\nMar\n14,17\n6,58\n29,52\n3,24\n5,87\n19,12\n92,07\n6,36\n6,81\n-2,73\n-7,44\n18,40\n22,51\n19,45\nApr\n14,30\n5,98\n30,11\n3,19\n6,13\n19,96\n93,18\n5,32\n25,12\n-1,35\n-10,56\n19,42\n22,82\n20,29\nMay\n15,83\n14,44\n20,88\n4,68\n16,10\n25,82\n102,08\n55,83\n36,63\n-3,32\n-9,20\n20,10\n22,47\n20,70\nJun\n12,75\n14,64\n22,39\n15,03\n9,18\n12,04\n70,11\n42,04\n30,41\n4,24\n-7,69\n19,04\n28,60\n21,31\nJul\n6,39\n11,64\n23,80\n10,15\n3,85\n6,95\n52,67\n52,59\n39,02\n13,15\n8,80\n18,71\n15,01\n17,76\nAug\n13,21\n12,09\n24,34\n11,12\n5,35\n6,76\n15,74\n59,33\n35,23\n16,34\n4,54\n18,18\n18,05\n18,15\nSep\n14,96\n12,70\n25,60\n16,41\n6,74\n12,34\n14,92\n60,58\n36,28\n21,35\n9,67\n20,76\n21,15\n20,86\nOct\n17,72\n16,64\n21,34\n23,27\n7,60\n13,62\n22,43\n60,80\n38,87\n20,39\n10,27\n21,05\n24,80\n21,99\nNov\n16,80\n14,54\n22,11\n24,82\n6,57\n13,72\n27,83\n60,49\n15,38\n17,92\n11,34\n20,15\n24,28\n21,19\nDec\n17,38\n12,07\n20,56\n24,61\n6,62\n10,09\n28,48\n61,86\n16,79\n14,71\n12,21\n19,00\n21,96\n19,76\n2022\nJan\n15,38\n11,03\n21,29\n20,02\n4,81\n7,80\n28,71\n82,72\n15,93\n17,46\n8,22\n18,46\n21,56\n19,26\nFeb\n16,00\n15,14\n25,74\n22,76\n3,87\n7,80\n31,58\n66,63\n18,83\n20,23\n9,44\n20,73\n23,23\n21,38\nMar\n18,84\n17,81\n25,15\n19,07\n7,41\n13,39\n28,67\n68,48\n18,98\n20,57\n9,57\n21,54\n26,32\n22,80\nApr\n22,71\n20,48\n42,29\n25,78\n9,04\n14,77\n30,15\n73,15\n4,52\n26,09\n15,50\n29,14\n34,75\n30,60\nMay\n26,46\n27,91\n43,15\n26,23\n11,74\n17,68\n33,27\n24,17\n3,66\n27,29\n19,09\n30,37\n47,22\n34,70\nJun\n34,62\n32,92\n47,25\n30,78\n25,21\n23,62\n38,51\n30,74\n3,41\n30,29\n28,37\n36,30\n68,72\n44,47\nJul\n38,99\n33,16\n59,19\n38,55\n30,80\n25,88\n40,04\n33,42\n15,74\n32,91\n29,63\n43,58\n89,00\n54,99\nAug\n41,70\n35,49\n60,73\n39,17\n31,89\n26,54\n37,81\n34,54\n16,27\n31,74\n31,34\n44,88\n96,89\n57,92\nSep\n35,93\n32,94\n66,48\n32,64\n30,19\n25,02\n45,99\n33,85\n26,81\n27,66\n27,17\n45,91\n86,25\n56,09\nOct\n35,00\n33,64\n76,23\n32,71\n30,19\n24,29\n39,72\n34,98\n24,31\n26,52\n26,89\n48,43\n83,72\n57,47\nNov\n33,55\n33,65\n74,26\n32,03\n30,42\n23,10\n39,54\n35,12\n55,96\n48,48\n26,56\n49,54\n78,43\n57,06\nDec\n30,92\n33,36\n72,02\n30,01\n29,63\n23,87\n44,62\n33,64\n55,91\n47,88\n23,73\n48,22\n77,66\n55,93\n2023\nJan\n29,74\n31,69\n69,78\n29,91\n29,05\n23,89\n39,11\n19,78\n54,56\n44,29\n24,25\n46,26\n71,94\n53,03\nFeb\n22,86\n25,38\n60,69\n26,01\n26,87\n23,89\n35,79\n16,09\n54,11\n37,14\n12,96\n38,85\n58,69\n44,14\nMar\n19,07\n22,07\n59,46\n23,60\n25,55\n23,89\n33,36\n14,86\n54,13\n35,54\n12,56\n36,31\n52,99\n40,80\nApr\n16,38\n20,11\n43,52\n16,85\n24,51\n23,89\n31,87\n13,36\n50,56\n28,25\n11,10\n28,93\n45,87\n33,48\nMay\n15,66\n10,84\n44,93\n15,37\n25,01\n23,89\n36,54\n12,90\n51,63\n25,34\n9,57\n27,96\n37,63\n30,68\nJun\n19,45\n3,65\n48,01\n3,20\n20,03\n23,89\n61,17\n11,33\n49,36\n22,73\n6,31\n27,58\n38,70\n30,85\nJul\n16,14\n2,22\n36,71\n-1,98\n15,30\n23,89\n60,33\n8,34\n34,91\n23,72\n5,22\n21,28\n26,03\n22,74\nAug\n10,74\n-0,36\n31,33\n-3,54\n13,04\n23,89\n56,36\n6,57\n33,75\n21,75\n0,82\n17,55\n17,90\n17,66\nSep\n13,82\n1,52\n25,26\n0,08\n13,36\n23,89\n50,18\n5,97\n30,99\n23,86\n3,48\n16,31\n23,12\n18,36\nOct\n15,06\n1,31\n23,16\n-1,20\n14,66\n7,28\n42,11\n5,15\n25,35\n23,64\n5,28\n15,40\n23,50\n17,82\nNov\n17,55\n1,56\n33,71\n-2,14\n16,48\n8,40\n40,66\n5,48\n11,94\n2,93\n5,52\n18,43\n29,24\n21,63\nDec\n21,19\n2,22\n40,65\n-1,28\n17,09\n9,49\n36,33\n7,61\n12,19\n3,27\n7,82\n21,52\n38,26\n26,52\n2024\nJan\n24,18\n0,25\n47,17\n-2,90\n13,08\n21,65\n28,14\n2,95\n18,31\n4,68\n3,64\n24,16\n60,25\n34,84\nFeb\n33,06\n2,10\n59,99\n-1,02\n17,41\n30,39\n41,46\n7,62\n20,22\n9,87\n15,86\n32,35\n84,37\n47,62\nMar\n37,15\n3,35\n67,82\n0,31\n20,39\n33,68\n55,04\n10,19\n22,44\n11,97\n19,67\n36,58\n100,68\n55,34\nApr\n37,55\n3,98\n69,28\n0,77\n20,20\n34,79\n58,13\n9,93\n30,14\n11,30\n20,06\n42,42\n105,07\n57,48\nSource: Zimstat, 2024\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n27 \n \n \n \n2022\nJan\n115,422\n7,4069\n9,8109\n0,9995\n128,8401\n154,8332\nFeb\n124,019\n8,0738\n10,7214\n1,0732\n138,2625\n165,6148\nMar\n142,424\n9,8091\n12,4763\n1,1665\n159,0161\n186,8670\nApr\n159,348\n10,0334\n13,1064\n1,2217\n167,9530\n199,4880\nMay\n290,888\n18,7787\n24,3182\n2,2757\n312,8351\n367,1438\nJun\n366,269\n22,5194\n29,7593\n2,6861\n382,8607\n444,3572\nJul\n416,289\n25,2673\n33,2407\n3,1299\n425,1560\n507,7061\nAug\n546,825\n32,3336\n42,8164\n3,9498\n548,9033\n638,9381\nSep\n621,532\n34,5376\n46,4284\n4,2999\n609,9716\n691,9517\nOct\n632,137\n34,7014\n47,2839\n4,2742\n628,8500\n732,8998\nNov\n654,865\n38,5947\n51,0140\n4,7279\n677,5889\n784,3319\nDec\n671,447\n39,5836\n52,6414\n5,0669\n715,4935\n809,2610\n2023\nJan\n796,522\n45,7487\n61,8897\n6,1132\n863,6683\n983,1863\nFeb\n889,133\n48,1898\n66,7294\n6,5202\n941,1468\n1070,6489\nMar\n929,862\n52,0727\n71,3204\n6,9912\n1013,3634\n1151,6803\nApr\n1047,445\n57,1437\n79,4723\n7,7646\n1151,0384\n1309,3061\nMay\n2577,056\n130,3252\n186,5789\n18,4901\n2755,1310\n3192,3286\nJun\n5739,000\n306,2597\n425,5469\n39,6710\n6240,5886\n7250,9396\nJul\n4516,803\n255,8972\n346,4388\n31,8342\n4971,8704\n5801,8328\nAug\n4608,107\n246,2293\n343,3039\n31,5721\n5031,5916\n5860,1292\nSep\n5466,747\n288,5390\n396,3391\n36,6073\n5782,7246\n6680,6377\nOct\n5698,961\n301,1746\n417,7338\n37,9539\n6039,7584\n6920,5328\nNov\n5791,080\n309,3526\n429,6053\n39,3710\n6363,8242\n7330,4810\nDec\n6104,723\n329,1177\n455,4123\n43,1811\n6753,9598\n7783,5213\n2024\nJan\n10152,393\n555,5556\n745,3522\n65,3595\n10985,0050\n12870,8909\nFeb\n14912,829\n769,2308\n1082,9160\n99,0099\n16156,7220\n18886,3930\nMar\n22055,474\n1165,3008\n1610,0496\n145,7394\n23872,8448\n27868,1939\n*Apr\n13,4301\n0,7185\n0,9542\n0,0857\n14,3722\n16,8366\n*May\n13,3177\n0,7089\n0,9762\n0,0850\n14,4098\n16,9421\n*Jun\n13,7031\n0,7414\n1,0065\n0,0851\n14,6500\n17,3056\n*Jul\n13,7446\n0,7532\n1,0141\n0,0870\n14,9010\n17,6623\n*Aug\n13,7998\n0,7653\n1,0283\n0,0944\n15,2106\n17,8698\n*Sep\n14,9588\n0,8491\n1,1308\n0,1046\n16,6101\n19,7600\n*Oct\n26,7752\n1,5243\n2,0166\n0,1790\n29,1961\n34,9654\nSource: Reserve Bank of Zimbabwe, 2024\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND \nSTERLING\n \n \n28 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2021\nJan\n3600,82\n4356,74\n3 513,59\n2 477 166 688\n434 856,23\nFeb\n4154,37\n6683,44\n1 529,25\n149 031 800\n501 184,95\nMar\n4489,47\n5315,39\n4 517,14\n203 633 747\n531 742,64\nApr\n4641,11\n5061,28\n3 075,98\n223 494 202\n540 745,24\nMay\n5428,28\n6820,54\n3 917,41\n188 748 200\n634 011,15\nJun\n6194,88\n6211,49\n4458,87\n248 500 624\n745 175,95\nJul\n6818,29\n6621,17\n2921,32\n181 010 800\n803 900,15\nAug\n6652,31\n6115,85\n3456,94\n147 232 800\n792 291,48\nSep\n8580,16\n6014,53\n4730,25\n2 909 442 557\n1 032 472,92\nOct\n11329,48\n6652,04\n5661,76\n108 843 000\n1 378 227,92\nNov\n 10695.57\n7193,11\n9883,24\n791 653 520\n1 290 069,75\nDec\n12079,74\n7815,37\n17577,25\n228 225 060\n1 317 205,11\n2022\nJan\n12079,74\n8196,79\n3704,23\n82 402 101\n1 475 217,45\nFeb\n14990,42\n9300,03\n7979,35\n156 327 700\n1 863 028,60\nMar\n15858,92\n11289,34\n8186,00\n117 815 800\n1 964 738,42\nApr\n28391,75\n30527,28\n11366,89\n193 411 483\n3 547 347,52\nMay\n23072,46\n20021,24\n8211,45\n195 475 400\n2 893 011,70\nJune\n19791,94\n20021,24\n14570,16\n271 227 100\n2 439 165,45\nJuly\n16594,91\n20021,24\n23673,34\n239 937 180\n2 068 222,01\nAug\n13705,12\n15473,37\n8674,85\n139 225 500\n1 685 592,28\nSept\n14771,65\n18929,75\n5128,54\n137 092 750\n1 819 157,07\nOct\n15072,14\n23659,53\n8657,90\n201 566 548\n1 826 101,68\nNov\n14577,46\n25478,67\n7680,78\n90 311 600\n1 610 203,36\nDec\n19493,85\n25487,77\n27753,79\n472 926 200\n2 044 869,14\n2023\nJan\n22813,24\n25496,86\n11638,16\n102 792 200\n2 460 037,66\nFeb\n28548,02\n29207,92\n24410,54\n164 006 458\n2 576 324,76\nMar\n38568,48\n37359,78\n14262,67\n97 920 600\n3 381 456,06\nApr\n41391,62\n36393,55\n16756,85\n74 505 000\n3 482 408,54\nMay\n108195,29\n52765,85\n34867,41\n206 593 600\n8 939 058,47\nJun\n171408,90\n76960,49\n85279,40\n192 473 571\n13 987 476,83\nJul\n114746,13\n89512,59\n40846,72\n176 547 600\n9 171 346,28\nAug\n125134,79\n109159,36\n39214,53\n103 854 600\n9 723 577,74\nSep\n126642,42\n125531,67\n91310,72\n343 359 119\n9 873 493,87\nOct\n157083,06\n125531,67\n31773,08\n64 000 500\n12 576 665,45\nNov\n191271,68\n148883,44\n54864,31\n162 675 500\n15 311 628,01\nDec\n210833,92\n145542,27\n109727,94\n254 991 213\n16 812 914,36\n2024\nJan\n542743,66\n163733,73\n112532,73\n79 766 490\n43 459 150,79\nFeb\n525570,76\n216534,42\n103474,44\n73 940 200\n41 499 016,93\nMar\n873263,38\n218308,09\n123025,50\n54 297 600\n49 235 325,40\n*Apr\n98,82\n114,07\n22 304 969\n21 943 400\n28 571,12\n*May\n101,07\n114,07\n75 913 056\n58 831 200\n29 394,99\n*Jun\n128,64\n114,16\n99 811 029\n182 514 300\n38 710,43\n*Jul\n198,14\n253,49\n260 505 803\n93 603 100\n60 570,91\n*Aug\n200,49\n253,42\n164 625 191\n118 159 000\n61 448,73\n*Sep \n243,41\n251,68\n273 853 848\n257 091 400\n74 489,51\n*Oct\n289,12\n251,68\n502 844 478\n107 115 500\n89 605,28\nSource: Zimbabwe Stock Exchange, 2024\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n*All Share index was introduced in January, 2018\n \n \n29 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551,3\n-\n21042,2\n2300,3\n35349,1\n66624,4\nFeb\n226335,8\n-\n22882,6\n2288,9\n36434,4\n63598,2\nMar\n320422,1\n-\n28569,9\n3316,6\n44524,0\n86463,9\nApr\n288958,8\n-\n30071,5\n2807,0\n44131,6\n90580,4\nMay\n361427,1\n-\n36765,1\n3193,7\n49745,8\n89471,3\nJun\n388757,5\n-\n38540,1\n3200,0\n51437,4\n115145,7\nJul\n379659,9\n-\n45808,1\n2489,1\n57565,8\n145027,0\nAug\n397539,0\n-\n52853,9\n4086,0\n60908,4\n159206,6\nSep\n477933,6\n-\n52262,7\n4179,5\n64139,2\n181194,8\nOct\n481180,9\n-\n53165,9\n3839,9\n65329,0\n197972,5\nNov\n621896,7\n-\n56025,3\n4877,0\n63017,5\n252407,9\nDec\n747035,6\n-\n67903,9\n4705,5\n76511,6\n264749,2\n2022\nJan\n802677,7\n-\n55961,6\n5074,7\n53456,3\n218545,3\nFeb\n672723,0\n-\n59581,6\n5607,0\n66812,0\n238910,8\nMar\n961452,0\n-\n75050,7\n7882,2\n82886,9\n342168,7\nApr\n976617,2\n-\n89192,6\n8391,5\n89672,0\n293204,6\nMay\n1205990,0\n-\n110807,3\n13712,8\n106881,8\n469185,2\nJune\n1601225,3\n-\n134551,0\n18810,6\n123721,3\n618347,5\nJuly\n1754112,0\n-\n170480,6\n20413,1\n172562,5\n713401,1\nAug\n2334295,0\n-\n152343,4\n31418,6\n178188,9\n826377,1\nSep\n2793056,6\n-\n177701,7\n35144,4\n202368,1\n872807,4\nOct\n2728731,3\n-\n186478,9\n50202,3\n209758,0\n622412,8\nNov\n3370779,9\n-\n202876,2\n61086,7\n213295,3\n734610,6\nDec\n3310814,9\n-\n246783,6\n76872,0\n249516,4\n1106346,5\n2023\nJan\n3289379,3\n-\n240010,3\n68386,7\n238455,3\n1107756,4\nFeb\n3050933,3\n-\n219437,8\n73672,3\n245282,5\n1202998,5\nMar\n5068223,7\n-\n308609,1\n85343,4\n328822,3\n1517972,6\nApr\n1594,5\n-\n136,7\n31,9\n142,1\n602,9\nMay\n2511,4\n-\n207,4\n69,3\n212,9\n1310,7\nJun\n6827,3\n-\n353,1\n246,2\n484,4\n2657,6\nJul\n7147,5\n-\n413,7\n216,7\n648,4\n2432,3\nAug\n7186,0\n-\n407,4\n260,1\n576,5\n2499,2\nSep\n7479,9\n-\n488,9\n309,5\n669,4\n3100,0\nOct\n7927,5\n-\n506,1\n330,8\n786,1\n3466,4\nNov\n9479,0\n-\n572,0\n360,8\n800,0\n3824,9\nDec\n10563,9\n-\n722,4\n437,3\n1042,2\n4062,3\n2024\nJan\n11319,8\n-\n763,3\n740,8\n1638,0\n8812,4\nFeb\n15327,4\n-\n1143,5\n1072,2\n2212,8\n11833,0\nMar\n24185,4\n-\n1575,6\n1786,8\n2219,1\n14945,0\n*Apr\n41317,5\n-\n2063,0\n2797,1\n4754,9\n15996,5\n*May\n53741,3\n-\n3335,6\n3355,4\n7058,0\n22545,4\n*Jun\n51046,4\n-\n3281,7\n3230,9\n6470,4\n22040,1\n*Jul\n63526,1\n-\n3956,0\n3646,3\n7361,7\n27328,4\n*Aug\n54975,9\n-\n3973,7\n3937,3\n7555,9\n25760,6\n*Sep\n65045,5\n-\n4685,2\n5331,4\n1194,1\n38798,2\n*Oct\n109554,7\n-\n6900,1\n6836,3\n16082,3\n50983,1\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n30 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720,0\n-\n9849,3\n229,0\n94691,4\n872,2\nFeb\n806,0\n-\n12309,3\n527,8\n90078,0\n754,9\nMar\n1112,8\n-\n15178,8\n751,0\n105272,0\n1003,7\nApr\n951,7\n-\n15185,0\n605,5\n97253,3\n1040,1\nMay\n1029,8\n-\n16511,3\n664,4\n103708,7\n994,8\nJun\n1076,9\n-\n14797,9\n581,9\n99349,6\n982,1\nJul\n1028,2\n-\n15217,6\n551,0\n102587,6\n980,8\nAug\n1045,0\n-\n14624,5\n475,4\n105269,7\n955,8\nSep\n1193,1\n-\n15397,6\n492,2\n104141,9\n2092,6\nOct\n1114,2\n-\n18207,4\n434,5\n107294,6\n2342,6\nNov\n1144,9\n-\n17435,9\n477,0\n98386,5\n2322,9\nDec\n1220,3\n-\n20029,6\n519,5\n106428,6\n2580,6\n2022\nJan\n957,9\n-\n15480,2\n439,9\n83661,8\n1902,9\nFeb\n981,0\n-\n15190,4\n433,7\n78916,1\n1895,3\nMar\n1242,3\n-\n16967,6\n519,1\n87501,1\n2128,6\nApr\n1073,0\n-\n15906,2\n458,0\n82673,4\n1937,6\nMay\n1213,5\n-\n16069,9\n477,8\n78385,2\n2001,2\nJune\n1190,3\n-\n15304,7\n474,2\n75631,7\n1705,1\nJuly\n1115,8\n-\n16063,8\n517,0\n88030,6\n1866,7\nAug\n1028,0\n-\n13686,8\n489,1\n76957,8\n1623,7\nSep\n1084,6\n-\n13084,7\n455,5\n71362,1\n2225,2\nOct\n969,3\n-\n12986,8\n510,9\n67641,7\n1825,4\nNov\n1001,4\n-\n12324,1\n499,9\n59151,5\n2430,2\nDec\n1013,6\n-\n14316,9\n616,7\n60584,5\n2469,8\n2023\nJan\n918,9\n-\n11734,0\n444,0\n48617,1\n1693,0\nFeb\n886,7\n-\n10301,5\n479,9\n43326,5\n1895,8\nMar\n1092,6\n-\n13217,0\n594,0\n50037,4\n1927,1\nApr\n907,6\n-\n14375,1\n526,7\n47171,7\n1982,9\nMay\n1119,2\n-\n12808,7\n576,7\n49143,2\n2233,6\nJun\n1050,2\n-\n10190,6\n606,0\n45488,8\n1213,0\nJul\n942,7\n-\n8226,8\n1777,1\n42648,8\n993,7\nAug\n888,0\n-\n8434,6\n653,6\n42648,8\n977,5\nSep\n964,1\n-\n9659,0\n703,6\n45148,7\n1061,4\nOct\n949,1\n-\n9449,3\n619,0\n50640,6\n904,4\nNov\n924,5\n-\n9525,7\n623,3\n52332,4\n1048,5\nDec\n924,5\n-\n11846,0\n776,5\n56451,0\n1026,2\n2024\nJan\n914,9\n10017,9\n708,1\n52445,0\n882,8\nFeb\n889,7\n-\n7868,7\n737,5\n51545,9\n904,2\nMar\n941,1\n-\n7569,3\n728,4\n58151,4\n921,4\n*Apr\n791,8\n-\n5729,5\n744,8\n30450,4\n938,0\n*May\n1046,6\n-\n7950,1\n899,4\n42290,8\n1690,3\n*Jun\n927,3\n-\n7224,2\n849,6\n41224,2\n1155,8\n*Jul\n1059,1\n-\n8228,2\n920,9\n44159,4\n1318,9\n*Aug\n974,4\n-\n8669,3\n966,0\n47536,9\n1233,1\n*Sep\n1009,7\n-\n8369,3\n860,5\n49927,2\n1408,9\n*Oct\n1015,7\n-\n8101,5\n866,9\n52795,2\n1447,5\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n31 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2022\nJan\n543,9\n633,2\n-88,1\n-89,3\nFeb\n438,0\n630,1\n1068,1\n-192,2\nMar\n557,6\n713,8\n1271,4\n-156,2\nApr\n587,3\n637,2\n1224,5\n-49,9\nMay\n513,1\n714,4\n1227,6\n-201,3\nJun\n541,0\n751,4\n1292,3\n-210,4\nJul\n548,4\n728,2\n1276,6\n-179,9\nAug\n493,6\n759,9\n1253,4\n-266,3\nSep\n552,3\n765,3\n1317,6\n-213,1\nOct\n502,3\n770,5\n1272,8\n-268,2\nNov\n674,6\n802,2\n1476,8\n-127,5\nDec\n633,5\n772,6\n1406,1\n-139,1\n2023\nJan\n427,8\n633,8\n1061,6\n-206,0\nFeb\n435,9\n623,5\n1059,3\n-187,6\nMar\n515,3\n746,4\n1261,7\n-231,1\nApr\n555,5\n708,6\n1264,1\n-153,0\nMay\n654,2\n850,3\n1504,6\n-196,1\nJun\n641,5\n727,4\n1368,9\n-85,9\nJul\n603,2\n782,9\n1386,2\n-179,7\nAug\n649,8\n820,2\n1470,1\n-170,4\nSep\n678,1\n772,7\n1450,8\n-94,6\nOct\n831,9\n901,5\n1733,4\n-69,6\nNov\n681,4\n827,3\n1508,7\n-145,9\nDec\n550,6\n819,4\n1370,0\n-268,7\n2024\nJan\n539,9\n694,2\n1234,1\n-154,3\nFeb\n644,0\n729,8\n1369,4\n-81,4\nMar\n534,7\n721,2\n1255,9\n-186,5\nApr\n513,5\n710,5\n1223,9\n-197,0\nMay\n583,0\n741,0\n1324,0\n-157,9\nJun\n524,0\n746,7\n1270,7\n-222,7\nJul\n548,3\n823,1\n1371,4\n-274,8\nAug\n674,0\n872,8\n1546,8\n-198,7\nSep\n575,0\n782,6\n1357,5\n-207,6\nOct\n698,1\n835,8\n1533,9\n-137,7\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_October_2024.pdf"}
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+{"doc_id": "18e8ef98212eb2909139af35c17c2d00", "text": "i \n \n \n \n \n \n \n \nSEPTEMBER 2019 \n \n1 \n \nTABLE OF CONTENTS \n \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS ...................................................................... 4 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nINFLATION OUTTURN ............................................................................................................. 9 \nMonthly Inflation ...................................................................................................................... 9 \n \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Zimbabwe Stock Exchange. \n \n2019 \n \nAugust \n2019 \n \nSeptember \nMonth-on- \nMonth Change \n(%) \nMonthly Inflation1 (%) \n18.07 \n17.72 \n- \n \nNational Payment System Transactions2 \n(ZWL$ billions) \n41,44 \n55,14 \n33.10 \nMoney Supply2 ($ millions) \n19,694.07 \n \n23,551.73 \n \n19.59 \nMoney Supply (M3) Annual Growth2 (%) \n107.37 \n \n139.79 \n \n- \nNominal Lending Rate2 \n(% per annum) \n4.00-22.00 \n4.00-22.00 \n- \nZ.S.E All share Index3 \n166.36 \n232.52 \n39.77 \n \nZ.S.E. Mining Index3 \n269.55 \n218.09 \n-19.09 \n \nZ.S.E. Industrial Index3 \n553.59 \n774.55 \n39.91 \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n \nDuring the month of September 2019, the \ninternational commodity prices for gold, \nplatinum, nickel, copper and crude oil registered \nincreases. \n \n Precious Metals \nPrecious metal prices increased, on the back of \na strong safe haven demand outlook. This was \nunderpinned by rising political uncertainty in \nthe US, stemming from the impeachment \ninquiry for the US President. In addition, weak \neconomic data from the euro zone stoked global \nrecession fears and bolstered the demand for \nprecious metals. \n \nAgainst this backdrop, gold and platinum prices \nfirmed by 0.9% and 9.9%, to close at monthly \naverages of US$1,511.27/oz and US$944.14/oz, \nrespectively, during the month under review. \n \n \n \n \n \n \n \nFigure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2019 \n \n \nBase metals \n \nCopper prices rebounded during the month \nunder review, amid rising expectations for a \npossible breakthrough in the on-going US-\nChina trade talks. This followed reports that the \nUS had agreed to delay hiking tariffs on Chinese \nimports. \n \nThe gains in copper prices were, however, \ndampened by slowing global demand, amid \nsigns of weak industrial data of the Chinese \neconomy. Consequently, copper price increased \nmarginally by 0.6%, to close the month at an \naverage of US$5,750.61 per tonne, from \nUS$5,714.23 per tonne in August 2019. \n \nNickel prices sustained a bullish run, amid fears \nof \nshortages, \nfollowing \nIndonesia’s \nannouncement of a ban on ore exports, starting \nfrom January 2020. Resultantly, prices rose by \n12.3%, from US$15,717.43 per tonne in August \n2019 to 17,654.50 per tonne, during the month \nunder review. \n \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2019 \n600\n700\n800\n900\n1000\n1100\n1200\n1300\n1400\n1500\n1600\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nUS$/oz.\nGold\nPlatinum\n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nSep-18\nNov-18\nJan-19\nMar-19\nMay-19\nJul-19\nSep-19\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n \n \n \n4 \n \n Brent Crude Oil \nBrent crude oil prices surged during the month \nunder analysis, on account of signs of declining \ncrude oil inventories in the US, the world’s \nlargest oil consumer. Furthermore, investor \nexpectations for further production cuts by the \nOrganization of Petroleum Exporting Countries \nin 2020, also boosted crude oil prices. \nConsequently, prices firmed by 5.0%, from a \nmonthly average of US$59.73 per barrel in the \nprevious month, to US$62.74 per barrel in \nSeptember 2019. \n \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2019 \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nThe country’s total merchandise trade increased \nby 7.2%, from US$729.9 million in August \n2019 to US$782.2 million in September 2019. \nThis was driven by increases in both \nmerchandise exports and imports. \n \nMerchandise Exports \nMonthly merchandise exports increased by \n9.5% to US$378.4 million in September 2019. \nThis followed increases in export earnings from \nflue cured tobacco (41.0%); nickel ores & \nconcentrates (31.8%); and gold (7.7%). \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2019 \n \nThe country’s export basket continued to be \nbiased towards primary commodities, with gold, \nnickel and flue-cured tobacco contributing \nabout 72.0% of the country’s export earnings, \nduring the period under review. \n \n \n \n \n \n \n40\n45\n50\n55\n60\n65\n70\n75\n80\n85\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nUS$/barrel\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\n \n \n \n5 \n \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nAug-19 \nSep-19 \nSept \nShare \nof Total \n(%) \nSemi-\nmanufactured gold \n117.9 \n126.9 \n33.5 \n*Nickel ores \n&concentrates1 \n72.6 \n95.7 \n25.3 \nFlue-cured \ntobacco \n35.5 \n50.0 \n13.2 \nOther articles & \nparts of precious \nmetals \n16.3 \n16.0 \n4.2 \nFerro-chromium \n17.3 \n15.1 \n4.0 \nIndustrial \ndiamonds \n19.6 \n13.9 \n3.7 \nChromium \nores \nand concentrates \n3.7 \n5.8 \n1.5 \n*Unwrought \nplatinum1 \n4.7 \n4.5 \n1.2 \nCane sugar \n6.2 \n3.4 \n0.9 \nMacadamia nuts \n3.7 \n3.3 \n0.9 \nOther \n48.1 \n43.7 \n11.6 \nTotal \n345.5 \n378.4 \n100.0 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nThe country’s exports were destined for South \nAfrica, 41.1%; United Arab Emirates, 27.1%; \nMozambique, 8.1%; Swaziland, 1.6%; and \nZambia, 1.4%; Hong Kong, 0.7%; China, and \nKenya, 0.6%, during the month under review. \n \n \n \n \n \n \n1 Nickel ores and concentrates, nickel mattes and \nunwrought platinum are components of the platinum \ngroup of metals (PGMs). \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nMerchandise Imports \nMerchandise imports rose by 5.0% to US$403.7 \nmillion in September 2019, from US$384.4 \nmillion in August 2019. The increase was \nlargely on account of higher imports of diesel, \nfertilizers, medicines and electricity, as shown \nin Table 2. \n \n41.1%\n27.1%\n8.3%\n1.4%\n1.4%\n0.9%\n0.7%\n0.6%\n0.6%\n0.4%\nSouth Africa\nUnited Arab Emirates\nMozambique\nSwaziland\nZambia\nBotswana\nHong Kong\nKenya\nChina\nNamibia\n \n \n \n6 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nAug \nUS$ m \nSept \nUS$ m \nShare of \nTotal \nImports \n(%) \nDiesel \n57.5 \n71.8 \n17.8 \nUnleaded petrol \n26.0 \n25.4 \n6.3 \nMedicines \n12.3 \n16.8 \n4.2 \nElectricity \n12.9 \n13.9 \n3.4 \nFertiliser \nChemicals \n0.8 \n11.2 \n2.8 \nDurum wheat \n7.2 \n6.4 \n1.6 \nRice \n3.0 \n4.6 \n1.1 \nMaize (Exluding \nseed) \n1.5 \n4.0 \n1.0 \nCrude soya bean \noil \n4.8 \n3.5 \n0.9 \nRoad \ntractors \n(semi-trailers) \n6.0 \n3.3 \n0.8 \nOther \n252.5 \n242.8 \n60.1 \nTotal \n384.4 \n403.7 \n100 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nThe country’s import sources largely comprised \nof South Africa (40.2%); Singapore (23.2%); \nChina (7.6%); India (4.4%) and Mauritius \n(3.6%), as shown in Figure 6. \nFigure 6: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nMerchandise Trade Balance \nThe merchandise trade developments resulted in \nthe narrowing of the trade balance by 34.9%, \nfrom -US$38.9 million in August 2019 to \n-US$25.3 million in September 2019. \nFigure 7: Merchandise Trade Balance \n(US$ m) \nSource: ZIMSTAT, 2019 & RBZ Computations, 2019 \n \n40.2%\n23.2%\n7.6%\n4.4%\n3.6%\n2.4%\n2.1%\n1.9%\n1.6%\n1.3%\nSouth Africa\nSingapore\nChina\nIndia\nMauritius\nUnited Arab Emirates\nZambia\nUnited Kingdom\nMozambique\nDenmark\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nExports\nImports\nTrade Balance\n \n \n \n7 \n \nMONETARY DEVELOPMENTS2 \nThe annual broad money3 growth rate stood at \n139.79% in September 2019, an increase of \n32.42 \npercentage \npoints, \nfrom \n107.37% \nrecorded in August 2019. This was largely \nreflected in increases in negotiable certificates \nof deposits (NCDs), followed by transferable \ndeposits, currency in circulation and other \ndeposits. \nFigure 8: Broad Money in Levels and \nGrowth Rates \nSource: Reserve Bank of Zimbabwe, 2019 \n \nCredit to government registered an annual \ngrowth of 39.43% in September 2019, compared \nto 40.23% in August 2019. Annual growth in \ncredit to the private sector stood at 76.74%, up \nfrom 63.75% in August 2019 \n \n2 All monetary numbers valued in Z$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \n3 From November 2017, broad money adjusted by a \nreclassification of lines of credit that were incorrectly \nOn a month-on-month basis, broad money \nregistered an increase of 19.59% to Z$23.55 \nbillion, from Z$19.69 billion in August 2019. \nThe largest component of broad money was \ntransitory or transferable deposits in domestic \ncurrency, which constituted 47.21% of total \ndeposits, followed by foreign currency deposits \nat 41.86%, as shown in Figure 9. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2019 \nThe large share of foreign currency deposits, \nhowever, partly reflects revaluation due to \nexchange rate movements. \nAs at end September 2019, the sectoral \ndistribution of private sector credit was as \nclassified as deposits included in broad money. This \nreduced the stock of money and at the same time reducing \nthe net foreign assets of other depository corporations. \n0\n20\n40\n60\n80\n100\n120\n140\n160\n -\n 5\n 10\n 15\n 20\n 25\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\n%\n$ Billions\nM3\nM3 Annual Growth rate\nLocal \nCurrency \nTranseferab\nle deposits\n47.21%\nForeign \nCurrency \nDeposits\n41.86%\nTime \nDeposits\n7.06%\nCurrency in \nCirculation\n2.94%\nNCDs\n0.93%\n \n \n \n8 \n \nfollows: \nfinancial \norganisations, \n22.68%; \nagriculture, 21.64%; households, 15.75%; \ndistribution, \n \n11.86%; \nservices, \n9.32%; \nmanufacturing, 8.17%; and mining, 7.64%, as \nshown in Figure 10. \n \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2019 \nPrivate sector borrowing was utilised mainly for \nrecurrent expenditures, 43.92%; inventory \nbuild-up, 21.36%; consumer durables, 14.42%; \nfixed capital investment, 14.30%; and pre and \npost shipment financing, 6.00%. \nSTOCK MARKET DEVELOPMENTS \n \nThe Zimbabwe Stock Exchange (ZSE) was \ncharacterized by bullish sentiment in September \n2019. Accordingly, the All Share and Top 10 \nindices increased by 66.16 and 70.03 points to \nclose at 232.52 and 218.09 points, respectively \nin the month under analysis. \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \n \nThe industrial and mining indices increased by \n39.91% and 17.88%, to close the month under \nanalysis \nat \n774.55 \nand \n317.75 \npoints, \nrespectively. \n \nOn a year-on-year basis, the industrial and \nmining indices grew by 100.16% and 96.03%, \nfrom 386.97 and 163.76 points recorded in \nSeptember 2018, respectively. \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2019 \nHouseholds\n15.75%\nAgriculture\n21.64%\nMining\n7.64%\nManufacturing\n8.17%\nDistribution\n11.86%\nConstruction\n1.60%\nTransport \n&Communi\ncations\n1.26%\nServices\n9.32%\nFinancial \nOrg.&Inves\ntments\n22.68%\nOther\n0.09%\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n40.00\n90.00\n140.00\n190.00\n240.00\n290.00\n30-Sep-18\n31-Oct-18\n30-Nov-18\n31-Dec-18\n31-Jan-19\n28-Feb-19\n31-Mar-19\n30-Apr-19\n31-May-19\n30-Jun-19\n31-Jul-19\n31-Aug-19\n30-Sep-19\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n0\n50\n100\n150\n200\n250\n300\n350\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n \n \n \n9 \n \nThe volume of shares traded on the ZSE \nincreased by 184.97%, to close at 335.37 million \nshares in September 2019. In tandem, the value \nof shares traded also increased by 52.77%, to \n$166.56 million in the same month. \n \nFigure 13: ZSE Monthly Volumes and Values \nTraded \nSource: Zimbabwe Stock Exchange, 2019 \n \nZSE \nmarket \ncapitalization \nincreased \nby \n$8.78 billion, to close at $30.53 billion in \nSeptember 2019. Year-on-year, ZSE market \ncapitalization increased by $18.26 billion, from \n$12.26 billion recorded in September 2018. \nINFLATION OUTTURN \n \n \nMonthly Inflation \n \nMonthly inflation, which has been on a \ndownward trend since June 2019, decelerated \nfurther to 17.72% in September 2019, from \n18.07% in August 2019. This was underpinned \nby the decline in non-food inflation. \n \nNon-food inflation stood at 16.63% in \nSeptember 2019, down from 17.78% in August \n2019. This was, in part, underpinned by \nincreases in transport; and alcoholic beverages \nand tobacco. \n \nMonthly food inflation, however, accelerated \nfrom 18.54% in August, to 19.54% in \nSeptember 2019, on account of increases in \nbread and cereals, meat, vegetables and oils and \nfats prices. Prices of bread and mealie-meal \nsurged, largely as a result of shortages of wheat \nand maize grain, respectively. Meat product \nprices also registered increases, particularly \npork and poultry, due to the rise in the cost of \nstock feed. \n \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2019 \n \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nDuring the month of September 2019, \ntransactions processed through the National \nPayment System (NPS) increased by 33.1% to \nZ$55.14 billion, from Z$41.44 million recorded \nin August 2019. NPS transaction volumes rose \nby 10.5%, from 204.4 million in August 2019 to \n227 million in September 2019. \n \n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\n1,100\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nValues Traded ($ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n-0.50\n4.50\n9.50\n14.50\n19.50\n24.50\n29.50\n34.50\n39.50\n44.50\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\n \n \n \n10 \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system increased by 28.5% to close at \nZ$30.33 billion in September 2019, from \nZ$23.6 billion registered in August 2019. RTGS \ntransaction volumes registered an increase of \n15, 8%, from 872,906 to 1,010,701 transactions, \nduring the same period. \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \nCash transactions \n \nThe value of cash based transactions stood at \nZ$1,278,75 million in September 2019, a 22% \nincrease from Z$1,046.71 million worth of \ntransactions recorded in August 2019. \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \nincreased by 40.34%, to close at Z$20.45 \nbillion, during the month of September 2019. \n \nCard Based Transactions \nCard based transactions amounted to Z$3.08 \nbillion in September 2019, up from Z$2.22 \nbillion in August 2019. \nCheque Transactions \nCheque transactions increased from Z$2.3 \nmillion in August 2019, to Z$3.80 million in \nSeptember 2019. \n \nNOVEMBER 2019 \nRESERVE BANK OF ZIMBABWE \n -\n 5.0\n 10.0\n 15.0\n 20.0\n 25.0\n 30.0\n0\n200\n400\n600\n800\n1000\n1200\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nValue in $ Billions\nVolume in Thousands\nVolume\nValue\n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n13 \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n16 \n 4.2 Liabilities \n \n \n \n \n \n \n \n17 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n18 \n 5.2 Liabilities \n \n \n \n19 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n20 \n 6.2 Liabilities \n \n \n \n \n \n21 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n22 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n23 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n24 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n25 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n26 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n27 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n28 \n 11. Exchange Rates \n \n \n \n \n \n \n \n29 \n \n \n \n \n \n12 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 30 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 31 \n \n13.2 Volumes of Transactions \n \n \n \n \n 32 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 13 \n \n \nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nNet Foreign Assets\n-1,815,294.15\n-1,728,377.38\n-1,725,207.58\n-1,877,294.72\n-1,895,402.31\n-4,424,467.92\n-5,983,620.49\n-6,229,030.67\n-10,196,485.70\n-12,704,437.39\n-19,915,608.51\n-23,599,341.26\n-33,219,232.58\nCentral Bank(net)\n-1,555,285.99\n-1,455,053.24\n-1,541,066.06\n-1,758,219.23\n-1,787,515.46\n-4,676,973.98\n-6,110,320.34\n-6,759,543.60\n-11,356,605.80\n-14,602,968.79\n-23,287,056.52\n-27,352,064.33\n-39,349,960.03\nForeign Assets\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n282,271.43\n853,285.31\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\nForeign Liabilities\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\nOther Depository Corporations(net)\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\nForeign Assets\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\nForeign Liabilities\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\nNet Domestic Assets (NDA)\n11,637,230.97\n11,491,870.79\n11,515,658.20\n11,887,199.99\n11,752,429.58\n14,813,771.42\n16,610,996.67\n17,582,396.73\n23,205,523.95\n27,472,328.14\n36,991,644.76\n43,293,406.54\n56,770,962.37\nDomestic Claims\n14,162,804.05\n14,361,247.61\n14,642,956.80\n14,982,344.65\n14,812,955.01\n14,662,980.96\n14,348,514.27\n14,306,293.28\n14,375,803.17\n15,645,411.46\n18,057,310.94\n19,775,560.12\n21,168,772.43\nClaims on Central Government(net)\n9,367,999.90\n9,453,371.60\n9,709,749.15\n9,992,336.76\n10,031,721.31\n9,815,071.43\n9,598,024.41\n9,412,261.62\n8,963,975.12\n9,422,173.55\n11,348,394.86\n12,505,384.45\n13,061,889.35\nClaims on Central Government\n9,454,322.45\n9,547,216.70\n9,799,794.74\n10,074,924.82\n10,329,056.64\n10,297,295.66\n10,219,710.43\n10,099,059.06\n9,998,232.41\n10,630,234.88\n12,906,211.52\n14,489,818.40\n16,410,748.86\nCentral Bank\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,286,360.82\n7,248,426.12\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,419,993.38\n11,079,670.93\n12,831,965.83\nODCs\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\n3,048,869.54\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\nLess Liabilities to Central Government\n86,322.55\n93,845.11\n90,045.59\n82,588.06\n297,335.33\n482,224.23\n621,686.02\n686,797.43\n1,034,257.30\n1,208,061.33\n1,557,816.66\n1,984,433.95\n3,348,859.52\nCentral Bank\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\nODCs\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\nClaims on Other Sectors\n4,794,804.16\n4,907,876.01\n4,933,207.65\n4,990,007.89\n4,781,233.70\n4,847,909.52\n4,750,489.86\n4,894,031.66\n5,411,828.05\n6,223,237.91\n6,708,916.08\n7,270,175.67\n8,106,883.08\nOther Financial Corporations\n145,256.31\n149,474.39\n146,924.77\n156,610.64\n163,570.22\n171,891.86\n159,230.21\n161,501.25\n169,299.57\n180,349.24\n174,910.96\n151,317.02\n152,985.99\nState and Local Government\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\nPublic Non Financial Corporations\n707,808.19\n714,396.35\n759,288.09\n737,586.90\n760,026.12\n717,834.55\n874,075.49\n987,347.41\n1,256,829.39\n1,653,927.27\n957,335.21\n988,381.20\n1,048,058.46\nPrivate Sector\n3,890,142.17\n4,004,414.16\n3,989,955.06\n4,058,650.69\n3,912,302.09\n4,058,929.20\n3,952,664.90\n4,012,055.03\n4,416,515.15\n5,128,717.22\n5,545,476.00\n6,099,787.63\n6,875,497.28\nCentral Bank\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\nODCs\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\nOther Items(Net)\n2,525,573.08\n2,869,376.82\n3,127,298.60\n3,095,144.66\n3,060,525.43\n-150,790.47\n-2,262,482.40\n-3,276,103.44\n-8,829,720.78\n-11,826,916.67\n-18,934,333.82\n-23,517,846.42\n-35,602,189.94\nShares and Other Equity\n2,135,709.67\n2,187,396.87\n2,221,755.34\n2,281,378.82\n2,281,748.45\n-544,566.17\n-1,687,090.85\n-2,151,220.63\n-6,856,982.76\n-9,810,341.46\n-18,099,228.93\n-22,440,397.72\n-32,505,897.24\nLiabilities to Other Financial Corporations\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\nRestricted Deposits\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n297,075.34\n571,900.47\n846,089.55\n753,702.76\n722,474.25\n342,537.50\n-634,703.31\n-1,200,461.25\n-2,031,448.99\n-2,423,625.98\n-1,985,690.29\n-2,396,341.30\n-4,666,003.77\nBroad Money-M3\n9,821,936.82\n9,763,493.41\n9,790,450.62\n10,009,905.27\n9,857,027.27\n10,389,303.50\n10,627,376.18\n11,353,366.06\n13,009,038.25\n14,767,890.75\n17,076,036.26\n19,694,065.28\n23,551,729.79\nSecurities Other than Shares Included in Broad Money\n52,419.97\n61,703.77\n50,864.73\n58,584.04\n59,302.10\n71,792.12\n74,503.10\n90,813.24\n139,439.93\n171,667.83\n168,169.20\n202,928.98\n219,889.50\nBroad Money-M2\n9,769,516.85\n9,701,789.65\n9,739,585.90\n9,951,321.23\n9,797,725.16\n10,317,511.39\n10,552,873.07\n11,262,552.82\n12,869,598.32\n14,596,222.92\n16,907,867.06\n19,491,136.30\n23,331,840.28\nOther Deposits\n1,488,981.24\n1,427,834.38\n1,430,427.17\n1,508,902.47\n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\nNarrow Money-M1\n8,280,535.61\n8,273,955.26\n8,309,158.73\n8,442,418.76\n8,330,927.65\n8,844,286.96\n9,115,819.92\n9,774,915.43\n11,257,782.98\n13,167,336.03\n15,267,020.52\n17,871,360.53\n21,668,884.03\nTransferable Deposits\n7,789,665.52\n7,792,430.08\n7,817,001.46\n7,940,376.20\n7,857,164.47\n8,380,317.93\n8,648,981.05\n9,283,238.74\n10,792,389.36\n12,695,789.56\n14,802,212.01\n17,310,786.11\n20,977,141.17\n Of which Foreign Currency Accounts\n0.00\n149,041.84\n139,613.34\n343,305.00\n418,087.02\n1,190,521.05\n1,417,836.22\n1,753,489.14\n3,031,536.97\n3,887,787.41\n4,049,120.88\n5,737,719.98\n9,859,484.27\nCurrency Outside Depository Corporations\n490,870.09\n481,525.19\n492,157.27\n502,042.57\n473,763.18\n463,969.03\n466,838.87\n491,676.69\n465,393.62\n471,546.47\n464,808.51\n560,574.42\n691,742.86\nMemorandum Items\nReserve Money\n2,891,742.55\n2,860,575.65\n3,135,918.22\n3,258,220.86\n3,029,004.88\n3,201,051.95\n3,172,354.75\n3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.37\n5,747,625.57\n4,682,715.46\nFCAs as a Percentage of Deposits in M3\n0.0%\n1.6%\n1.5%\n3.6%\n4.5%\n12.0%\n14.0%\n16.1%\n24.2%\n27.2%\n24.4%\n30.0%\n43.1%\nEnd Period Exchange Rate\n1.00\n1.00\n1.00\n1.00\n1.00\n2.50\n3.01\n3.26\n5.26\n6.62\n9.19\n10.71\n15.20\nSource: Reserve Bank of Zimbabwe,2019\nNotes:\n(i) Depository Corporations Survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n(xiii) In June 2019, the introduction of monocurrency resulted in the revision of Reserve Money to exclude USD denominated liabilities to ODCs.\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWL$ '000)\n \n \n \n14 \n \n \nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nNet Foreign Assets\n-1,555,285.99 -1,455,053.24 -1,541,066.06 -1,758,219.23 -1,766,538.71 -4,676,973.98 -6,110,320.34 -6,756,572.48 -11,352,535.79 -14,602,968.79 -23,287,056.52\n-27,352,064.33\n-39,349,960.03\nClaims on Non Residents\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n303,248.18\n853,285.31\n996,604.88\n932,666.79\n2,417,729.41\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\nOfficial Reserves Assets\n136,268.14\n153,107.92\n137,602.74\n86,950.64\n80,847.73\n311,203.67\n344,973.29\n230,535.90\n1,223,599.47\n1,399,462.47\n1,401,366.80\n1,964,853.83\n1,511,299.58\nOther Foreign Assets\n101,582.56\n102,375.02\n110,077.40\n209,015.01\n222,400.44\n542,081.63\n651,631.59\n702,130.89\n1,194,129.94\n1,518,302.79\n2,001,286.13\n2,369,317.36\n4,952,947.87\nLess Liabilities to Non Residents\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,689,239.28\n13,770,265.20\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\nShort Term Liabilities\n1,291,247.23 1,207,367.88 1,300,370.95 1,563,599.81 1,574,674.14 4,300,887.88 5,631,784.52 6,092,241.62\n11,229,210.34\n14,024,443.68\n18,833,457.18\n22,284,382.58\n32,602,281.08\nOther Foreign Liabilities\n501,889.46\n503,168.29\n488,375.25\n490,585.08\n495,112.75 1,229,371.41 1,475,140.70 1,596,997.65\n2,541,054.86\n3,496,290.36\n7,856,252.27\n9,401,852.93\n13,211,926.40\nNet Domestic Assets (NDA)\n4,447,028.54 4,315,628.88 4,676,984.28 5,016,440.09 4,816,520.35 7,878,025.93 9,282,675.10 9,779,079.28\n13,879,314.03\n17,885,100.37\n27,056,377.90\n33,099,689.90\n44,032,675.49\nDomestic Claims\n6,826,230.06 6,991,768.06 7,189,089.87 7,598,696.62 7,633,682.43 7,398,364.83 7,254,587.97 7,190,950.30\n6,924,182.99\n7,344,238.48\n8,907,806.85\n10,517,079.44\n10,567,049.53\nNet Claims on Central Government\n6,261,510.96 6,394,998.92 6,578,607.86 6,983,331.70 7,031,211.76 6,810,687.92 6,646,231.00 6,542,879.87\n6,228,138.93\n6,544,295.30\n8,083,777.93\n9,613,694.45\n9,537,578.10\nClaims on Central Government\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,286,360.82\n7,248,426.12\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,591,038.53\n11,538,930.29\n12,831,965.83\nOf which: Securities Other than Shares\n2,107,570.78 2,109,129.00 2,073,611.90 2,062,178.19 2,011,373.84 1,962,432.38 1,910,408.71 1,835,171.86\n1,793,430.00\n5,922,355.91\n7,393,052.55\n8,767,458.29\n9,491,988.13\nLoans\n4,195,635.11\n4,327,555.56\n4,546,326.96\n4,962,474.58\n5,274,986.98\n5,285,993.74\n5,309,582.80\n5,338,648.62\n5,420,102.34\n1,785,477.10\n2,197,985.98\n2,771,472.00\n3,339,977.70\n Loans and Advances\n3,925,152.95 3,092,815.50 3,259,847.32 3,618,214.10 3,845,868.54 3,814,968.71 3,800,851.32 3,803,362.82\n3,805,605.65\n114,667.21\n368,837.75\n568,020.15\n835,231.09\n Legacy Debt\n270,482.16\n270,483.94\n270,476.30\n271,144.05\n291,998.61\n308,519.87\n309,020.71\n309,052.17\n309,088.45\n309,057.44\n405,543.61\n404,773.69\n414,023.05\n Export Incentives\n878,452.43\n964,256.12\n1,016,003.35\n1,073,116.43\n1,137,119.83\n1,162,505.16\n1,199,710.77\n1,226,233.63\n1,305,408.24\n1,361,752.45\n1,423,604.62\n1,798,678.16\n2,090,723.55\nLess Liabilities to Central Government\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\nOf which: Deposits\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n564,719.10\n596,769.14\n610,482.01\n615,364.93\n602,470.67\n587,676.91\n608,356.98\n648,070.43\n696,044.06\n799,943.18\n824,028.92\n903,384.99\n1,029,471.42\nOther Financial Corporations\n93,173.28\n95,076.36\n92,865.03\n104,283.41\n109,152.02\n121,634.35\n114,497.79\n117,613.99\n114,408.61\n125,389.20\n109,687.61\n112,349.24\n118,657.17\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n450,432.88\n480,359.88\n496,226.90\n489,746.16\n476,287.89\n449,006.47\n471,903.09\n505,772.56\n556,274.16\n651,399.20\n681,030.34\n665,333.60\n824,033.57\nPrivate Sector\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\nClaims on Other Depository Corporations\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n330,900.10\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\nOf which: Loans\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n330,900.10\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\nOther Liabilities to ODCs\n2,395,312.12 2,682,243.65 2,626,664.31 2,739,770.63 3,001,467.34 2,509,676.59 2,400,005.83 2,538,511.34\n3,047,017.11\n2,846,011.57\n2,756,773.68\n3,094,984.02\n4,129,952.46\nOf which: Aftrades Balances\n483,497.99\n388,000.00\n388,000.00\n388,000.00\n388,000.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n1,823,973.56\n2,083,075.39\n1,964,016.64\n2,135,541.16\n2,726,599.60\n2,314,291.29\n2,248,370.43\n2,348,400.79\n2,738,904.07\n2,200,323.26\n2,004,097.96\n2,145,531.30\n2,824,669.92\nOther Items(Net)\n290,045.02\n310,072.68\n264,615.13\n236,221.85\n254,583.08 -2,658,437.58 -4,088,430.87 -4,793,733.84\n-9,673,334.90 -13,022,965.26 -20,737,108.96\n-25,788,352.03\n-37,210,035.04\nShares and Other Equity\n454,134.87\n466,363.60\n467,391.73\n475,653.19\n464,456.24\n-2,402,232.48\n-3,873,725.31\n-4,589,274.75\n-9,310,271.34\n-12,940,837.81\n-21,517,328.05\n-26,390,209.56\n-37,895,629.34\nOther Items(Net)\n-210,281.05\n-224,343.90\n-219,916.07\n-260,446.06\n-226,959.59\n-264,872.60\n-231,341.56\n-251,223.69\n-375,255.92\n-445,539.22\n-342,958.09\n-689,035.65\n-860,829.96\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n1,598.56\n2,697.45\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\nMonetary Base \n2,891,742.55 2,860,575.65 3,135,918.22 3,258,220.86 3,029,004.88 3,201,051.95 3,172,354.75 3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.37\n5,747,625.57\n4,682,715.46\nBond Coins\n86,177.94\n86,521.28\n86,507.82\n86,558.34\n86,671.08\n86,794.17\n86,775.25\n87,096.23\n87,423.30\n87,606.55\n87,843.40\n87,844.15\n87,847.30\nBond Notes\n422,933.66\n434,935.71\n436,225.70\n435,985.12\n436,131.63\n436,825.58\n442,551.17\n449,762.88\n476,656.02\n510,197.39\n609,392.70\n657,100.48\n728,411.73\nLiabilities to ODCs\n2,296,266.80 2,282,181.13 2,545,140.17 2,718,472.21 2,431,429.69 2,620,801.43 2,556,061.06 2,410,617.85\n1,861,836.07\n2,583,805.05\n2,945,382.52\n4,679,680.86\n3,772,389.39\n Reserve Deposits\n0.00\n0.00\n399,643.22\n393,439.26\n395,649.57\n387,117.92\n379,777.18\n382,618.00\n406,733.21\n434,435.93\n497,763.67\n586,218.84\n625,173.97\n Exess reserves \n2,296,266.80\n2,282,181.13\n2,145,496.95\n2,325,032.95\n2,035,780.12\n2,233,683.51\n2,176,283.88\n2,027,999.85\n1,455,102.86\n2,149,369.12\n2,447,618.85\n4,093,462.02\n3,147,215.41\nPrivate Deposits\n86,364.15\n56,937.52\n68,044.53\n17,205.18\n74,772.49\n56,630.77\n86,967.28\n72,058.73\n96,792.85\n100,522.59\n126,702.75\n323,000.08\n94,067.04\nSource: Reserve Bank of Zimbabwe,2019\nTABLE 2: CENTRAL BANK SURVEY (ZWL$'000)\n \n \n \n15 \n \n \n \nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nNet Foreign Assets\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\nClaims on Non Residents\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\nOf Which: Foreign Currency\n61,523.80\n70,410.81\n84,619.66\n94,485.74\n113,427.55\n256,754.30\n263,233.15\n363,481.95\n484,193.31\n882,204.61\n968,769.48\n1,150,434.08\n2,108,450.56\nDeposits\n237,075.06\n236,895.75\n273,677.73\n310,319.40\n307,770.08\n776,043.16\n794,324.48\n1,123,646.46\n2,044,144.29\n2,921,840.60\n4,408,575.22\n4,954,935.41\n7,254,079.84\nOther\n910.05\n900.29\n901.68\n1,043.27\n1,605.91\n1,924.14\n3,140.03\n4,311.50\n6,441.45\n10,577.12\n13,140.31\n15,109.74\n20,375.85\nLess Liabilities to Non Residents\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\nOf Which: Deposits\n91,213.72\n115,149.81\n86,609.01\n81,573.41\n81,808.20\n172,568.31\n242,800.88\n584,272.60\n719,211.04\n769,197.36\n857,462.40\n938,762.40\n1,334,410.99\nLoans\n468,303.36\n466,381.17\n456,731.58\n443,350.50\n448,882.19\n609,647.22\n691,196.93\n376,654.37\n655,447.91\n1,146,893.57\n1,161,574.59\n1,428,993.76\n1,917,767.81\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n9,504,710.75\n9,498,354.86\n9,414,390.34\n9,609,733.01\n9,416,378.45\n9,616,197.64\n9,946,870.18\n10,259,117.71\n11,286,731.69\n12,297,290.28\n13,113,076.98\n15,057,767.71\n16,635,192.44\nDomestic Claims\n7,336,573.99\n7,369,479.55\n7,453,866.93\n7,383,648.03\n7,269,272.57\n7,432,949.46\n7,397,817.63\n7,404,854.99\n8,045,985.17\n9,072,247.98\n9,320,549.24\n9,717,740.03\n10,601,722.91\nNet Claims on Central Government\n3,106,488.93\n3,058,372.68\n3,131,141.29\n3,009,005.06\n3,000,509.55\n3,037,716.85\n2,985,126.74\n2,869,381.76\n2,867,736.19\n2,877,878.25\n3,435,662.08\n3,350,949.35\n3,524,311.24\nClaims on Central Government\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\n3,082,202.87\n3,033,052.26\n2,925,238.58\n2,916,600.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\nSecurities\n3,145,693.06\n3,105,944.58\n3,172,866.99\n3,044,069.03\n3,038,282.27\n3,076,367.83\n3,028,779.35\n2,921,262.97\n2,912,674.94\n2,918,508.31\n3,484,041.96\n3,409,103.10\n3,577,410.30\nLoans\n5,423.50\n4,587.57\n6,988.90\n6,203.03\n4,413.55\n5,835.04\n4,272.91\n3,975.61\n3,925.13\n3,893.57\n2,176.18\n1,044.37\n1,372.73\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\nOf which: Deposits\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,230,085.05\n4,311,106.88\n4,322,725.64\n4,374,642.97\n4,268,763.02\n4,395,232.61\n4,412,690.88\n4,535,473.23\n5,178,248.99\n6,194,369.73\n5,884,887.16\n6,366,790.67\n7,077,411.66\nOther Financial Corporations\n52,083.02\n54,398.03\n54,059.74\n52,327.23\n54,418.20\n50,257.50\n44,732.42\n43,887.25\n54,890.96\n54,960.04\n65,223.35\n38,967.78\n34,328.82\nState and Local Government\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\nPublic Non Financial Corporations\n257,375.31\n234,036.46\n263,061.19\n247,840.74\n283,738.23\n268,828.08\n402,172.40\n469,638.39\n698,899.67\n1,002,528.07\n276,304.88\n323,047.60\n224,024.88\nPrivate Sector\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\nClaims on the Central Bank\n3,799,833.82\n3,811,216.96\n3,726,890.73\n3,969,951.54\n3,950,061.19\n3,824,458.20\n3,953,460.88\n4,199,075.04\n4,187,900.42\n4,644,902.11\n5,448,316.23\n8,140,877.50\n9,252,623.62\nCurrency\n18,241.51\n39,931.81\n30,576.25\n20,500.90\n49,039.52\n59,650.72\n62,487.55\n45,182.42\n98,685.70\n126,257.46\n232,427.59\n184,370.21\n124,516.17\nReserves\n3,781,592.32\n3,771,285.15\n3,696,314.48\n3,949,450.64\n3,901,021.67\n3,764,807.48\n3,890,973.33\n4,153,892.62\n4,089,214.73\n4,518,644.65\n5,215,888.64\n7,956,507.29\n9,128,107.45\nSecurities\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n142,244.29\n147,588.60\n213,749.43\n229,588.29\n239,529.91\n158,887.13\n165,849.57\n148,327.69\n148,760.15\n150,275.70\n151,973.32\n155,014.53\n155,934.06\nOther Items(Net)\n1,489,452.77\n1,534,753.06\n1,552,617.90\n1,514,278.27\n1,563,425.41\n1,482,322.89\n1,238,558.76\n1,196,484.63\n798,393.76\n1,269,584.10\n1,503,815.17\n2,645,835.28\n3,063,220.03\nShares and Other Equity\n1,681,574.79\n1,721,033.27\n1,754,363.61\n1,805,725.63\n1,817,292.21\n1,857,666.31\n2,186,634.46\n2,438,054.11\n2,453,288.57\n3,130,496.35\n3,418,099.11\n3,949,811.84\n5,389,732.10\nLiabilities to other ressident sectors\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\nOther Items(Net)\n-238,718.90\n-228,306.72\n-244,059.95\n-330,495.73\n-293,083.09\n-417,914.13\n-990,751.46\n-1,270,383.32\n-1,701,413.42\n-1,904,551.24\n-1,941,692.17\n-1,331,975.97\n-2,349,798.88\nDeposits and Securities Included in Broad Mon\n9,244,702.58\n9,225,030.71\n9,230,248.82\n9,490,657.52\n9,308,491.60\n9,868,703.71\n10,073,570.03\n10,789,630.64\n12,446,851.79\n14,195,821.68\n16,484,524.99\n18,810,490.79\n22,765,919.89\nDeposits Included in Broad Money\n9,192,282.61\n \n9,163,326.94\n \n9,179,384.09\n \n9,432,073.48\n \n9,249,189.49\n \n9,796,911.59\n \n9,999,066.93\n \n10,698,817.40\n \n12,307,411.86\n \n14,024,153.85\n \n16,316,355.79\n \n18,607,561.81\n \n22,546,030.38\n \nTransferable Deposits\n7,703,301.37\n7,735,492.56\n7,748,956.93\n7,923,171.01\n \n7,782,391.98\n \n8,323,687.16\n \n8,562,013.77\n \n9,211,180.01\n \n10,695,596.51\n \n12,595,266.96\n \n14,675,509.25\n \n16,987,786.03\n \n20,883,074.13\n \n of which FCAs\n149,041.84\n139,613.34\n343,305.00\n \n418,087.02\n \n1,190,521.05\n \n1,417,836.22\n \n1,753,489.14\n \n3,031,536.97\n \n3,887,787.41\n \n4,049,120.88\n \n5,737,719.98\n \n9,859,484.27\n \nOther Deposits\n1,488,981.24\n \n1,427,834.38\n \n1,430,427.17\n1,508,902.47\n \n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\nMoney Market Instruments\n52,419.97\n \n61,703.77\n \n50,864.73\n \n58,584.04\n \n59,302.10\n \n71,792.12\n \n74,503.10\n \n90,813.24\n \n139,439.93\n \n171,667.83\n \n168,169.20\n \n202,928.98\n \n219,889.50\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWL$ '000)\n \n \n \n16 \n \n \n \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2017\nJun\n7.4\n \n57.1\n \n1,674.9\n \n350.3\n \n92.1\n \n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.1\n \n45.2\n \n1,807.4\n \n302.3\n \n63.1\n \n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.3\n \n40.6\n \n2,061.9\n \n276.6\n \n165.3\n \n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.0\n \n38.1\n \n2,110.4\n \n226.8\n \n179.7\n \n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.7\n \n41.8\n \n2,139.3\n \n254.1\n \n190.8\n \n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.8\n \n46.1\n \n2,315.5\n \n289.8\n \n184.2\n \n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.6\n \n58.1\n \n2,592.0\n \n276.0\n \n213.4\n \n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \n \n \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.8\n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.3\n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.5\n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.5\n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.9\n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.5\n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.7\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,911.4\n18,899.9\n639.1\n59.2\n19,598.2\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,942.4\nSep\n18,834.0\n2,049.2\n1,908.4\n22,791.6\n549.2\n54.5\n23,395.3\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,072.0\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\n \n \n \n18 \n \n \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n7.0\n \n53.3\n \n1,578.5\n \n141.4\n \n82.2\n \n110.6\n \n1,786.8\n \n-\n \n16.0\n \n35.0\n \n47.9\n \n16.5\n \n82.2\n \n2,583.5\n \n23.9\n \n533.5\n \n273.6\n \n497.3\n \n7,869.2\n \nJul\n6.7\n \n40.9\n \n1,684.5\n \n137.6\n \n53.7\n \n103.6\n \n1,752.4\n \n-\n \n26.1\n \n34.4\n \n45.2\n \n16.9\n \n116.3\n \n2,495.4\n \n24.2\n \n513.6\n \n295.5\n \n482.1\n \n7,829.0\n \nAug\n11.8\n \n37.1\n \n1,882.4\n \n124.3\n \n161.2\n \n7.9\n \n1,856.2\n \n-\n \n26.3\n \n64.6\n \n41.3\n \n18.0\n \n145.0\n \n2,538.1\n \n23.8\n \n531.8\n \n272.6\n \n485.7\n \n8,228.1\n \nSep\n11.4\n \n35.8\n \n1,961.8\n \n109.6\n \n172.7\n \n31.3\n \n1,998.0\n \n-\n \n23.5\n \n65.0\n \n41.5\n \n15.6\n \n118.2\n \n2,585.7\n \n28.3\n \n472.8\n \n281.3\n \n487.7\n \n8,440.0\n \nOct\n8.1\n \n40.5\n \n1,961.8\n \n143.7\n \n175.7\n \n61.0\n \n2,106.6\n \n-\n \n24.4\n \n65.1\n \n34.8\n \n17.8\n \n99.1\n \n2,607.0\n \n29.4\n \n432.4\n \n287.8\n \n508.9\n \n8,604.1\n \nNov\n9.0\n \n45.1\n \n2,126.7\n \n161.1\n \n174.7\n \n74.3\n \n2,230.4\n \n-\n \n23.5\n \n65.4\n \n32.3\n \n19.6\n \n106.9\n \n2,618.1\n \n26.4\n \n417.7\n \n324.2\n \n511.4\n \n8,966.9\n \nDec\n11.4\n \n55.3\n \n2,373.9\n \n141.5\n \n203.5\n \n66.6\n \n2,128.7\n \n-\n \n23.5\n \n66.3\n \n29.4\n \n19.4\n \n145.0\n \n2,579.8\n \n40.0\n \n508.3\n \n324.5\n \n536.4\n \n9,253.6\n \n2018\nJan\n22.4\n \n64.1\n \n2,294.5\n \n192.1\n \n103.4\n \n81.9\n \n2,143.2\n \n-\n \n23.5\n \n65.9\n \n26.3\n \n20.6\n \n154.8\n \n2,451.1\n \n28.7\n \n501.0\n \n294.2\n \n538.9\n \n9,006.6\n \nFeb\n18.3\n \n44.0\n \n2,296.8\n \n223.7\n \n108.3\n \n96.2\n \n2,109.3\n \n-\n \n23.5\n \n66.1\n \n24.3\n \n21.1\n \n145.0\n \n2,461.5\n \n28.7\n \n507.8\n \n290.6\n \n536.3\n \n9,001.5\n \nMar\n14.8\n \n53.6\n \n2,238.8\n \n240.7\n \n124.5\n \n99.5\n \n2,164.0\n \n-\n \n23.5\n \n66.7\n \n19.2\n \n15.9\n \n127.1\n \n2,535.8\n \n30.4\n \n504.1\n \n325.8\n \n552.3\n \n9,136.6\n \nApr\n13.5\n \n56.7\n \n2,207.9\n \n275.0\n \n116.7\n \n78.5\n \n2,314.9\n \n-\n \n24.7\n \n67.0\n \n13.4\n \n20.9\n \n120.8\n \n2,519.8\n \n28.3\n \n532.0\n \n299.0\n \n554.9\n \n9,244.0\n \nMay\n12.9\n \n62.8\n \n2,309.0\n \n339.5\n \n130.1\n \n85.7\n \n2,562.4\n \n-\n \n25.0\n \n66.9\n \n8.4\n \n20.9\n \n134.0\n \n2,556.2\n \n23.9\n \n458.9\n \n307.9\n \n555.3\n \n9,659.8\n \nJune\n7.5\n \n52.6\n \n2,848.5\n \n331.8\n \n117.3\n \n84.1\n \n2,538.3\n \n-\n \n26.2\n \n66.5\n \n7.4\n \n19.4\n \n196.0\n \n2,662.2\n \n25.5\n \n551.4\n \n302.9\n \n563.4\n \n10,401.0\n \nJuly\n17.9\n \n54.3\n \n3,189.6\n \n281.1\n \n109.3\n \n95.4\n \n2,949.2\n \n-\n \n-\n \n67.5\n \n4.5\n \n21.0\n \n182.0\n \n2,414.6\n \n26.0\n \n611.4\n \n322.5\n \n565.1\n \n10,911.4\n \nAug\n21.0\n \n67.8\n \n3,196.7\n \n232.3\n \n102.5\n \n66.3\n \n3,014.9\n \n-\n \n-\n \n67.3\n \n7.1\n \n20.6\n \n186.7\n \n2,491.0\n \n29.8\n \n647.7\n \n329.4\n \n566.3\n \n11,047.4\n \nSep\n16.3\n \n58.2\n \n3,487.9\n \n305.3\n \n137.8\n \n78.0\n \n2,789.8\n \n-\n \n45.2\n \n68.1\n \n5.4\n \n20.4\n \n212.2\n \n2,577.1\n \n36.7\n \n637.4\n \n357.4\n \n571.8\n \n11,405.0\n \nOct\n33.1\n \n68.0\n \n3,505.8\n \n272.1\n \n173.1\n \n51.4\n \n2,728.8\n \n-\n \n45.2\n \n68.4\n \n4.6\n \n9.4\n \n188.8\n \n2,697.4\n \n38.7\n \n647.5\n \n353.2\n \n569.2\n \n11,454.9\n \nNov\n25.8\n \n81.4\n \n3,384.4\n \n264.6\n \n198.2\n \n63.9\n \n2,793.9\n \n-\n \n45.2\n \n68.7\n \n7.0\n \n8.1\n \n217.7\n \n2,672.3\n \n46.1\n \n633.2\n \n406.6\n \n569.8\n \n11,486.9\n \nDec\n18.2\n \n89.9\n \n3,737.0\n \n317.3\n \n224.4\n \n74.8\n \n2,633.7\n \n-\n \n43.4\n \n69.2\n \n6.2\n \n9.2\n \n204.3\n \n2,707.6\n \n53.7\n \n573.8\n \n406.2\n \n633.9\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2017\n Jun\n3,792.5\n332.7\n949.8\n5,075.1\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.2\n Jul\n3,786.1\n326.0\n1,021.7\n5,133.8\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.0\n Aug\n4,198.3\n342.7\n1,010.3\n5,551.4\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.1\n Sep\n4,561.7\n355.5\n1,003.7\n5,921.0\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.0\n Oct\n4,771.6\n340.7\n927.8\n6,040.2\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.1\n Nov\n5,036.5\n380.1\n918.9\n6,335.5\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.9\n Dec\n5,143.9\n409.2\n850.3\n6,403.4\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.6\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,319.0\n16,735.9\n592.1\n38.0\n17,366.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,892.8\nSep\n18,105.1\n947.3\n1,337.7\n20,390.2\n504.3\n33.3\n20,927.8\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,799.3\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n-\n \n343.8\n \n27.3\n33.6\n \n-\n \n438.0\n \n-\n \n649.3\n \n136.7\n151.2\n \n1,973.3\n \nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nSource:Reserve Bank of Zimbabwe,2019\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWL$ millions\n \n \n \n22 \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n143,032.2\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nSource:Reserve Bank of Zimbabwe,2019\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nZWL$ ('000)\n \n \n \n23 \n \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2017\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n11,337,372.4\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,095,879.8\nSource: Reserve Bank of Zimbabwe,2019\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWL$ ('000)\n \n24 \n \n \nEnd of\nNominal Lending \nRates 1\nIndividuals \nCorporate\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nAug\n4.00-18.00\n8.88\n6.95\nSep\n4.45-18.00\n8.86\n7.01\nOct\n4.45-18.00\n9.66\n7.06\nNov\n4.45-18.00\n9.66\n7.03\nDec\n4.45-18.00\n9.39\n7.00\n2018\nJan\n4.45-18.00\n9.33\n6.99\nFeb\n4.45-18.00\n9.57\n6.93\nMar\n4.45-18.00\n9.64\n6.98\nApr\n4.00-18.00\n9.32\n7.08\nMay\n4.00-18.00\n9.28\n7.09\nJun\n4.00-18.00\n9.32\n7.14\nJul\n4.00-18.00\n9.75\n6.97\nAug\n4.00-18.00\n9.87\n7.10\nSep\n4.00-18.00\n9.56\n7.11\nOct\n4.00-18.00\n9.47\n7.38\nNov\n4.00-18.00\n9.49\n7.38\nDec\n4.00-18.00\n9.48\n7.39\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n4.00-35.00\n14.37\n18.43\nSep\n4.00-35.00\n14.64\n19.81\nSource:Reserve Bank of Zimbabwe, 2019\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n25 \n \nEND OF\nSAVINGS\n3 MONTHS\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2019\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n 26 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION \n&\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJan\n-0.14\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n0.01\n0.80\n0.23\nFeb\n0.05\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.23\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.13\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.22\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nSource:Zimstat, 2019\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n27 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\nSource:Zimstat, 2019\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n28 \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\nTotal External Debt\n7,481\n8,309\n8,866\n8,986\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2019\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n29 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.51\n0.6833\n0.95\n0.09\n11.63\n12.82\nSep\n15.20\n1.0234\n1.38\n0.14\n16.63\n18.70\nSource: Reserve Bank of Zimbabwe, 2019\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Zimbabwe Dollar (ZWL$) per unit of foreign currency\n \n \n \n30 \n \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJan\n-\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n-\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n-\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n-\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n-\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nSource:Zimbabwe Stock Exchange ,2019\n*All Share index was introduced in January 2018\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n31 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n 495.55 \n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n 472.30 \n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n 671.60 \n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n 792.50 \n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n 939.90 \n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n 1,095.55 \n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n 1,601.38 \n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n 1,776.44 \n583.3\nSep\n 6,031.4 \n5.2\n651.1\n16.1\n 2,159.26 \n731.9\nOct\n 5,991.3 \n5.4\n681.9\n19.4\n 2,401.62 \n779.2\nNov\n 6,259.7 \n4.9\n666.5\n15.9\n 2,561.84 \n798.3\nDec\n 5,877.2 \n3.6\n778.4\n16.3\n 3,052.72 \n1043.3\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3\n 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9\n 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5\n 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5\n 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5\n 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3\n 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4\n 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0\n 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0\n 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9\n 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9\n 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6\n 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9\n 1,294.05 \n16.9\n 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0\n 1,330.58 \n17.2\n 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9\n 1,399.50 \n18.3\n 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1\n 1,590.10 \n14.0\n 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2\n 1,397.48 \n11.8\n 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7\n 1,464.66 \n30.1\n 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7\n 1,806.45 \n36.6\n 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4\n 2,181.56 \n38.5\n 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8\n 3,029.87 \n51.9\n 15,112.00 5,337.71 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 191.0 \nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 207.0 \nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 244.1 \nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 231.0 \nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 323.3 \nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 342.1 \nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 382.6 \nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 419.1 \nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 432.0 \nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 478.9 \nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 473.0 \nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 524.8 \nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 4,248.84 \n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 679.4 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n33 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2017\nJan\n292.0\n385.0\n677.0\n-93.0\nFeb\n290.3\n424.4\n714.7\n-134.1\nMar\n265.7\n461.8\n727.5\n-196.1\nApr\n225.6\n405.5\n631.1\n-179.9\nMay\n268.6\n465.6\n734.2\n-197.0\nJun\n264.5\n495.1\n759.6\n-230.6\nJul\n261.9\n481.9\n743.8\n-220.0\nAug\n356.4\n448.2\n804.6\n-91.8\nSep\n324.8\n440.0\n764.8\n-115.2\nOct\n352.8\n460.8\n813.6\n-108.0\nNov\n577.7\n493.7\n1071.4\n84.0\nDec\n299.8\n556.3\n856.1\n-256.5\nTotal\n3,780.18\n5,518.30\n9,298.48\n-1,738.12\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.7\n782.10\n-25.30\nSource: ZIMSTAT, 2019\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-September-2019.pdf"}
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+{"doc_id": "1af4768b1aa6b0434620487351c21b1a", "text": "[Date] \n \n \n \n \nJanuary 2015 \n \n \ni\nMONTHLY ECONOMIC REVIEW\nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS _______________________________________________ 2 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM _____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCard Based Transactions ___________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCheque Transactions ______________________________________________________________ 5 \n \n \n \n \n \n \n1\n \nMONTHLY ECONOMIC REVIEW\n \n \n \n2014 \nDecember \n2015 \nJanuary \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n71.71 \n58.13 \n-18.94% \nZ.S.E. Industrial Index1 \n162.79 \n164.90 \n1.30% \n*Money Supply (US$)2 \n4.40 billion \n4.34 billion \n \n*Money Supply (M3) Annual Growth2 \n11.97% \n11.61% \n-1.44 \nYearly Inflation3 \n-0.80% \n-1.28% \n-0.34% \nNominal Lending Rate \n6.00-35.00% \n6.00-35.00% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \n* Provisional figures \n \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n2\n \nMONTHLY ECONOMIC REVIEW\nSTOCK MARKET DEVELOPMENTS \n \nMixed developments characterized global capital \nmarkets during the month of January 2015. In the \nUnited States, the main industrial indices were lower, \nlargely due to concerns about global economic \ngrowth. European equity markets, however, rose as a \nresult of the European Central Bank (ECB) \nconfirming that it will implement a Quantitative \nEasing Programme (QEP). \nAfrican equity markets also opened 2015 with mixed \nperformances, with continued strong performance in \nEgypt and weakness in Nigeria. Egypt continued to \nrise, gaining 10.3% in the first month of 2015, largely \ndue to its economic recovery, coupled with an \nupgrade in its credit rating. The Nigerian stock market \ncontinued on a downward trend, on the back of \ndeclines in oil prices. Over the same period, South \nAfrica and Kenya registered respective gains of 3% \nand 1.9%. \nOn the domestic front, trading on the Zimbabwe \nStock Exchange (ZSE) was also characterized by \nmixed trading, as the industrial index registered gains, \nwhilst the mining index fell. Gains in the industrial \nindex were largely anchored on increases in the \nheavily capitalized counters. The industrial index \ngained a marginal 1.3%, to close the month under \nreview at 164.90 points. The mining index, however, \ndeclined by 18.94%, between December 2014 and \nJanuary 2015, to end the period under review at 58.13 \npoints. \n \n \nTrading volumes were thin during the period under \nreview, falling from 462.60 million shares in \nDecember 2014, to 55.36 million shares in January \n2015. Over the same period, the value of shares traded \ndeclined by 44.16% to US$16.26 million. \n \nSource: Zimbabwe Stock Exchange \nReflecting the thin trading in the market, during the \nmonth under review, market capitalization closed the \nmonth of January 2015 at US$4 365.14 million, up \nfrom US$4 327.06 million in December 2014. \nMONETARY DEVELOPMENTS \n \nMoney stock, as defined by consolidated deposits in \nthe banking system, which had plateaued around \nUS$4.4 billion during the last quarter of the 2014, \ndeclined to US$4 340.17 million in January 2015. On \nan annual basis, broad money rose by 11.61% from \nUS$3 888.65 million recorded in January 2014. \n0\n50\n100\n150\n200\n250\n04-Apr-12\n04-Jul-12\n04-Oct-12\n04-Jan-13\n04-Apr-13\n04-Jul-13\n04-Oct-13\n04-Jan-14\n04-Apr-14\n04-Jul-14\n04-Oct-14\n04-Jan-15\nZSE Indices\nIndustrial\nMining\n0\n0.5\n1\n1.5\n2\n2.5\n0\n1\n2\n3\n4\n5\n6\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nZSE: Daily Volumes and Values \nTraded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange \n \n \nMONTHLY ECONOMIC REVIEW \n3\n \n \nSource: Reserve Bank of Zimbabwe \nThe year-on-year growth in broad money emanated \nfrom expansions across most deposit categories, with \nlong term deposits growing by US$372.15 million; \nunder 30-day deposits, US$32.34 million; and \nsavings deposits, US$115.69 million. Demand \ndeposits, however, fell by US$69.26 million. \n \n \nDomestic credit grew by 6.16% in January 2015, from \nUS$3 985.91 million in January 2014, to US$4 \n231.50 million in January 2015. This was largely due \nto growth in net claims to Government and credit to \nthe private sector. \nAfter registering a 4% annual growth in December \n2014, credit to the private sector recorded a lower \ngrowth of 1.57%, from US$3 566.56 million in \nJanuary 2014 to US$3 622.50 million in January \n2015. Credit expansion was largely constrained by \npersistent liquidity challenges, high credit risk, and \nsluggish economic activity. \nNet credit to Government increased by 51.62%, from \nUS$358.80 million in January 2014, to US$544.03 \nmillion in January 2015. The increase was largely on \nthe back of issuances of Treasury bills by \nGovernment to supplement its revenue collections, \nand to retire part of accrued domestic debt. \n \nSource: Reserve Bank of Zimbabwe \nCredit to the private sector was made up of loans and \nadvances, 81.48%; mortgage advances 14.12%; other \ninvestments, 1.92%; bills discounted, 1.54%; and \nbankers’ acceptances, 0.93%. \nLoans and advances were largely channeled to \nagriculture (19.05%), manufacturing (17.12%) and \n-5\n0\n5\n10\n15\n20\n25\n30\n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nJul\nSep\nNov\nJan\nMar\nMay\nJul\nSep\nNov\nJan\nMar\nMay\nJul\nSep\nNov\nJan\n%\nUS$ BILLIONS\nMoney Supply\nM3\nM3 Annual Growth\nShort \nTerm\n17%\nLong Term \n23%\nDemand\n46%\nSavings\n14%\nBanking Sector Deposits\nJanuary 2015\nLoans&Advances\n81.48%\nBills \nDiscounted\n1.54%\nBankers \nacceptances\n0.93%\nOther \ninvestments\n1.92%\nMortgages\n14.12%\nCredit to Private Sector\nJanuary 2015\nSource: Reserve Bank of Zimbabwe \n \n \nMONTHLY ECONOMIC REVIEW \n4\n \ndistribution (15.99%). Households accounted for \n16.55% of total loans and advances to the private \nsector. \nCredit to the private sector was mainly utilised for \nasset purchases, 41.74%; and inventory build-up, \n34.15%. Loans and advances utilised for capital \ninvestment remained low, with the procurement of \nplant and equipment accounting for 3.62% and pre \nand post shipment financing at 0.55% of total loans \nand advances. \nSectorally, credit was mainly channeled to agriculture \n(18.81%); \nmanufacturing \n(15.77%); \nservices \n(15.29%); distribution (15.05%); mining (7.01%); \nfinancial (5.16%); transport and communications \n(2.97%); and construction (1.58%). Households \naccounted for 18.81% of total credit to the private \nsector. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nDomestic inflation developments continued to be \ninfluenced by developments in international oil \nprices; the rand /US dollar exchange rate; world food \nprices; and domestic demand. \nCrude oil prices have been on a declining trend since \nJuly 2014. This was on account of increases in US \nshale production, weak demand and the decision by \nthe Organization for Petroleum Exporting Countries \n(OPEC) producers not to cut output to bolster prices. \n \nThe South African rand continued to be highly \nvolatile, depreciating from around ZAR10/US dollar \nin May 2014, to current levels of about ZAR12 to the \nUS dollar. This continued to dampen inflationary \npressures in the domestic economy. \n \n \nAnnual headline inflation continued on a downward \ntrend and stood at -1.28% in January 2015, compared \nto -0.8% in December 2014. The downward trend of \nprices is expected to continue as implied by the \nquarterly annualized inflation which has been in \nnegative territory since July 2014. \nCore inflation, which measures long-run trend in \nprice levels, slid into negative for the first time, \nregistering -0.57% in January 2015. The declining \ninflation reflected dissipating underlying inflationary \npressures in the economy. \nAnnual food inflation has remained in negative \nterritory since September 2014, registering -2.74% in \nJanuary 2015, from -2.71% in December 2014. The \nnegative annual food inflation largely emanated from \ndeclines in prices of bread and cereals as well as \nvegetables, among others. \nAnnual non-food inflation declined to -0.57% in \nJanuary 2015, from 0.13% in December 2014. The \ndeceleration was mainly driven by a -0.47% decline \nin the communications category. This followed a 35% \nslash in tariffs for voice calls from US$0.23/minute to \nUS$0.15/minute \nacross \nall \nmobile \nnetworks. \nPartially offsetting the declines were increases in fees \n30\n50\n70\n90\n110\n130\n2-Jan\n23-Jan\n13-Feb\n6-Mar\n27-Mar\n17-Apr\n13-May\n4-Jun\n25-Jun\n16-Jul\n6-Aug\n29-Aug\n19-Sep\n10-Oct\n31-Oct\n21-Nov\n5-Jan\n26-Jan\nCrude Oil Prices (US$/barrel)\n9.2\n9.7\n10.2\n10.7\n11.2\n11.7\n21-Aug-13\n22-Sep-13\n24-Oct-13\n25-Nov-13\n27-Dec-13\n28-Jan-14\n01-Mar-14\n02-Apr-14\n04-May-14\n05-Jun-14\n07-Jul-14\n08-Aug-14\n09-Sep-14\n11-Oct-14\n12-Nov-14\n14-Dec-14\n15-Jan-15\nRand/US Dollar Exchange Rate\nSource: BBC, KITCO \nSource: RBZ, January 2015 \n \n \nMONTHLY ECONOMIC REVIEW \n5\n \nfor secondary education (9.54%); hospital fees \n(3.13%); dental services (5.26%); as well as fuels and \nlubricants (2.47%). \n \nSource: Zimbabwe Statistics Agency \nMonthly Inflation \nMonth-on-month inflation stood at -0.34% in January \n2015, from -0.09% in December 2014, largely \nattributed to a slowdown in prices of non-food \ninflation items. \nMonthly food inflation increased from -0.36% in \nDecember 2014 to 0.40% in January 2015, on the \nback of increases in all items except sugar, jam, \nhoney, chocolate and confectionery category. \nMonthly non-food inflation fell from 0.04% in \nDecember 2014 to -0.69% in January 2015. This was \ndriven by declines in transport, in particular purchase \nof motor vehicles (-4.16%). \n \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through the \nnational \npayments \nsystem \ndecreased \nfrom \nUS$4.6 billion in December 2014 to US$3.7 billion \nin January 2015. Over the same period, the volume of \ntransactions declined by 10%, from 189 831 to \n170 774. \nSource: Reserve Bank of Zimbabwe \nCard Based Transactions \nThe total value of card based transactions was lower \nat US$466.37 million in January 2015, compared to \nUS$466.37 million in December 2014. \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions also fell to US$465.64 million in January \n2015, from US$520.26 million in December 2014. \nCheque Transactions \nThe value of cheque transactions stood at US$11.81 \nmillion in January 2015, up from US$11.53 million \nin December 2014. \n \n \n \n \n \nRESERVE BANK OF ZIMBABWE \nJANUARY 2015\n-4\n-3\n-2\n-1\n0\n1\n2\n3\n4\n5\n6\nJan-13\nFeb-13\nMar-13\nApr-13\nMay-13\nJun-13\nJul-13\nAug-13\nSep-13\nOct-13\nNov-13\nDec-13\nJan-14\nFeb-14\nMar-14\nApr-14\nMay-14\nJun-14\nJul-14\nAug-14\nSep-14\nOct-14\nNov-14\nDec-14\nJan-15\nAnnual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nJan-12\nMay-12\nSep-12\nJan-13\nMay-13\nSep-13\nJan-14\nMay-14\nSep-14\nJan-15\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nZETSS Volumes and Values\nVolume\nValue\n \n \n6\n \nMONTHLY ECONOMIC REVIEW\nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 8 \n \n1.2 Broad Money Survey \n \n \n \n \n \n 9 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n10 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n11 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 12 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n13 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n14 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n15 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n16 \n   \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n17 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n18 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n19 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n20 \n \n7.2 Liabilities \n \n \n \n \n \n \n21 \n \n \nMONTHLY ECONOMIC REVIEW \n7\n \n8. Accepting Houses \n \n8.1 Assets \n \n \n \n \n \n \n \n22 \n \n8.2 Liabilities \n \n \n \n \n \n \n23 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n24 \n \n9.2 Liabilities \n \n \n \n \n \n \n25 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n26 \n \n11. Savings with Financial Institutions \n \n \n \n \n27 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n28 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n29 \n \n13.2 Volumes of Transactions \n \n \n \n \n30 \n  \n \n \n \n \n \n \n \n \n \n \n \n \n \n8 \nMONTHLY ECONOMIC REVIEW\n \n \n \n \n \n \n \n \n \n2015\nNovember\nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nRBZ Demand Deposits\n72.6\n69.7\n71.1\n71.5\n71.5\n71.9\n96.6\n95.9\n95.8\n93.7\n94.4\n94.0\n144.5\n714.7\nComm. Banks Dem. Deposits\n1,821,288.9\n2,039,955.9\n1,974,493.8\n2,033,715.1\n2,130,063.2\n2,173,283.2\n2,120,102.4\n2,011,296.3\n2,084,005.9\n2,089,784.7\n2,162,566.6\n2,124,944.0\n2,121,401.6\n1,967,789.9\nMerchant Banks Dem. Deposits\n122,639.2\n36,792.2\n47,555.9\n41,037.1\n57,346.1\n42,779.8\n42,779.8\n42,560.1\n36,379.5\n40,922.6\n39,909.5\n39,446.4\n36,942.7\n39,049.7\nM1\n1,944,000.7\n2,076,817.8\n2,022,120.8\n2,074,823.7\n2,187,480.8\n2,216,134.9\n2,162,978.8\n2,053,952.3\n2,120,481.2\n2,130,801.0\n2,202,570.5\n2,164,484.4\n2,158,488.8\n2,008,121.3\nComm. Banks Savings Deposits\n201,724.6\n215,665.0\n230,541.1\n237,243.6\n233,539.2\n223,445.3\n253,857.5\n236,942.8\n256,908.6\n272,392.1\n252,758.2\n250,745.7\n267,179.5\n282,832.4\nBuilding Soc. Savings Deposits\n200,415.2\n196,806.6\n195,707.7\n202,936.6\n228,310.8\n241,398.4\n234,278.6\n228,203.4\n232,305.6\n230,155.7\n236,100.8\n253,699.7\n236,423.8\n233,498.2\nP O S B Savings Deposits\n60,845.4\n58,314.5\n58,920.4\n60,801.9\n66,479.0\n64,831.6\n68,218.1\n68,388.5\n68,651.3\n68,147.5\n65,414.5\n70,142.9\n69,601.1\n70,144.8\nComm. Banks U-30 Day Deposits\n605,429.9\n552,134.9\n596,106.0\n626,443.7\n661,815.1\n685,132.2\n669,439.9\n596,373.1\n629,496.8\n651,068.5\n686,998.0\n630,856.1\n654,559.9\n638,395.6\nMerchant Banks U-30 Day Deposits\n59,721.1\n47,277.8\n48,250.7\n48,387.9\n40,336.6\n34,572.1\n33,202.1\n33,787.2\n40,442.4\n33,929.0\n33,679.6\n33,288.9\n31,176.0\n40,928.2\nBuilding Soc. U- 30 Day Deposits\n118,360.9\n107,130.3\n112,927.5\n156,466.8\n115,037.7\n164,622.3\n175,432.1\n113,937.3\n126,458.5\n149,478.7\n116,270.3\n113,090.1\n144,211.5\n127,399.4\nM2\n3,190,497.8\n3,254,146.9\n3,264,574.2\n3,407,104.1\n3,532,999.2\n3,630,137.0\n3,597,407.0\n3,331,584.7\n3,474,744.4\n3,535,972.5\n3,593,792.1\n3,516,307.8\n3,561,640.5\n3,401,319.9\nComm. Banks O-30 Day Deposits\n328,511.0\n352,689.2\n468,960.6\n426,625.1\n408,961.7\n438,431.5\n489,568.8\n577,592.3\n516,231.3\n540,278.5\n492,200.3\n508,747.2\n449,703.8\n544,421.5\nMerchant Banks O-30 Day Deposits\n19,965.3\n5,665.1\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n244,283.7\n253,060.8\n264,395.8\n234,625.6\n262,711.8\n233,243.8\n212,224.9\n287,853.4\n304,479.1\n280,499.3\n337,930.1\n359,491.3\n365,334.8\n366,978.6\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n12,586.1\n11,816.7\n12,582.4\n14,317.8\n14,519.3\n12,651.5\n13,098.6\n15,773.0\n15,354.3\n20,485.8\n22,070.6\n19,652.7\n15,174.4\n16,138.8\nM3\n3,807,110.4\n3,888,645.3\n4,021,779.6\n4,093,939.2\n4,230,458.6\n4,325,730.4\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.7\n4,457,259.7\n4,415,465.6\n4,403,120.1\n4,340,125.3\n2014\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n2013\n \n \nMONTHLY ECONOMIC REVIEW \n9 \n \n \n2015\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nNET FOREIGN ASSETS \n-846,622.1\n-799,433.7\n-816,838.4\n-695,843.6\n-585,616.7\n-595,417.7\n-701,074.2\n-627,733.6\n-536,234.0\n-598,846.1\n-767,824.4\n-1,750,112.7\n-714,190.6\n Assets\n1,009,920.7\n1,032,518.9\n1,021,388.4\n1,063,604.4\n1,190,209.8\n1,126,637.1\n1,027,150.0\n1,079,627.1\n1,105,902.8\n999,042.7\n827,514.2\n-132,686.9\n830,959.4\n Reserve Bank (RBZ)\n354,820.2\n365,075.8\n357,157.3\n359,859.4\n410,904.2\n374,556.5\n327,295.3\n411,681.6\n620,484.9\n508,155.9\n334,534.3\n-666,167.5\n356,661.9\n Deposit Money Banks (DMBs) \n610,318.8\n619,567.7\n585,124.3\n628,565.0\n700,802.8\n685,339.5\n623,693.1\n604,460.0\n414,981.4\n432,341.0\n416,989.8\n463,492.7\n405,880.7\n Other Banking Institutions (OBIs) \\1\n44,781.8\n47,875.4\n79,106.9\n75,180.0\n78,502.7\n66,741.0\n76,161.6\n63,485.5\n70,436.5\n58,545.8\n75,990.2\n69,987.9\n68,416.9\n Liabilities \\2\n-1,856,542.9\n-1,831,952.5\n-1,838,226.8\n-1,759,448.0\n-1,775,826.5\n-1,722,054.8\n-1,728,224.2\n-1,707,360.7\n-1,642,136.8\n-1,597,888.8\n-1,595,338.6\n-1,617,425.8\n-1,545,150.0\n RBZ\n1,148,693.8\n1,151,300.5\n1,152,604.9\n1,155,463.3\n1,152,736.3\n1,141,906.4\n1,136,091.5\n1,117,663.4\n1,037,740.5\n1,035,611.2\n1,030,053.8\n1,022,781.2\n1,007,096.0\n DMBs\n681,744.6\n655,537.7\n660,898.1\n579,093.6\n598,403.2\n545,347.3\n562,067.8\n553,968.9\n550,158.8\n508,060.2\n510,711.1\n540,423.0\n483,463.5\n OBIs\n26,104.5\n25,114.4\n24,723.8\n24,891.2\n24,687.0\n34,801.1\n30,065.0\n35,728.4\n54,237.5\n54,217.5\n54,573.7\n54,221.6\n54,590.6\nNET DOMESTIC ASSETS \n4,735,267.5\n4,821,213.2\n4,910,777.6\n4,926,302.1\n4,911,347.2\n4,918,983.6\n4,925,144.1\n4,949,809.4\n4,924,736.6\n5,056,105.8\n5,183,290.0\n5,130,451.6\n5,054,316.0\nDOMESTIC CREDIT\n3,954,914.2\n4,102,727.4\n4,180,109.0\n4,150,137.4\n4,138,311.2\n4,174,067.9\n4,205,226.6\n4,234,468.5\n4,267,183.2\n4,331,337.1\n4,352,932.2\n4,378,654.6\n4,231,495.4\n Claims on Government (net) \n327,805.9\n415,048.8\n490,233.2\n476,917.3\n468,461.4\n498,617.0\n423,988.3\n437,473.4\n442,435.9\n470,504.6\n462,425.7\n515,636.4\n544,026.1\n RBZ\n-1,181.7\n-1,181.8\n-1,179.6\n-1,178.8\n-1,178.9\n-1,179.1\n-46,158.3\n-25,974.8\n-35,915.4\n-14,433.2\n-14,031.5\n-25,063.7\n-12,594.0\n DMBs\n288,824.0\n376,067.1\n451,249.2\n437,932.6\n429,476.7\n459,632.5\n429,983.1\n411,866.1\n426,769.3\n433,084.8\n443,478.0\n487,962.9\n504,696.7\n OBIs\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n51,582.0\n51,582.0\n51,852.9\n32,979.1\n52,737.2\n51,923.4\n Claims on Public Enterprises \n60,553.0\n60,689.3\n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n60,553.0\n60,689.3\n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n60,553.0\n60,689.3\n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n29,935.4\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n3,566,555.3\n3,626,989.2\n3,610,347.9\n3,594,927.4\n3,591,466.2\n3,602,277.7\n3,703,844.6\n3,726,670.4\n3,752,356.7\n3,788,457.5\n3,823,845.6\n3,796,268.1\n3,622,501.6\n RBZ\n35,116.1\n35,116.1\n34,745.1\n34,745.1\n34,745.1\n34,725.3\n34,725.3\n34,725.3\n34,726.3\n34,727.3\n34,725.3\n34,726.3\n34,725.3\n DMBs\n2,955,033.9\n3,016,585.0\n2,993,988.2\n2,968,560.6\n2,956,036.4\n2,955,853.5\n3,013,188.5\n3,016,709.8\n3,021,389.7\n3,016,750.9\n3,036,795.2\n3,010,101.6\n2,835,002.6\n OBIs\n576,405.3\n575,288.2\n581,614.6\n591,621.7\n600,684.7\n611,698.9\n655,930.8\n675,235.3\n696,240.7\n736,979.3\n752,325.1\n751,440.3\n752,773.8\nOTHER ITEMS (NET) \n780,353.3\n718,485.9\n730,668.6\n776,164.7\n773,035.9\n744,915.7\n719,917.4\n715,340.8\n657,553.4\n724,768.7\n830,357.8\n751,796.9\n822,820.5\nBROAD MONEY (M3) \n3,888,645.3\n4,021,779.6\n4,093,939.2\n4,230,458.5\n4,325,730.5\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.6\n4,457,259.7\n4,415,465.6\n4,403,120.1\n4,340,125.3\nUS$ Thousands\nTABLE 1.2 : BROAD MONEY SURVEY\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \n \n \n \n \n2015\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nNET FOREIGN ASSETS \n-36,449.8\n47,188.5\n-17,404.7\n120,994.8\n110,226.8\n-9,801.0\n-105,656.4\n73,340.6\n91,499.6\n-62,612.2\n-168,978.3\n40,492.9\n13,140.9\n Assets\n-32,245.2\n22,598.1\n-11,130.5\n42,216.0\n126,605.3\n-63,572.7\n-99,487.0\n52,477.1\n26,275.7\n-106,860.1\n-171,528.5\n62,580.1\n-59,134.8\n Reserve Bank (RBZ)\n16,332.4\n10,255.6\n-7,918.6\n2,702.2\n51,044.8\n-36,347.7\n-47,261.2\n84,386.3\n208,803.3\n-112,329.0\n-173,621.7\n22,079.4\n48.2\n Deposit Money Banks (DMBs)\n-33,241.3\n9,248.9\n-34,443.4\n43,440.8\n72,237.8\n-15,463.3\n-61,646.4\n-19,233.1\n-189,478.6\n17,359.6\n-15,351.2\n46,502.9\n-57,612.0\n Other Banking Institutions (OBIs) \\1\n-15,336.3\n3,093.6\n31,231.5\n-3,926.9\n3,322.7\n-11,761.7\n9,420.6\n-12,676.1\n6,951.0\n-11,890.7\n17,444.4\n-6,002.2\n-1,571.1\n Liabilities \\2\n-4,204.6\n24,590.3\n-6,274.3\n78,778.8\n-16,378.5\n53,771.7\n-6,169.4\n20,863.4\n65,223.9\n44,248.0\n2,550.2\n-22,087.1\n72,275.7\n RBZ\n-1,457.0\n2,606.7\n1,304.4\n2,858.4\n-2,727.0\n-10,829.9\n-5,814.9\n-18,428.0\n-79,922.9\n-2,129.4\n-5,557.4\n-7,272.6\n-15,685.2\n DMBs\n10,309.4\n-26,206.9\n5,360.4\n-81,804.5\n19,309.6\n-53,055.9\n16,720.4\n-8,098.8\n-3,810.2\n-42,098.6\n2,651.0\n29,711.9\n-56,959.6\n OBIs\n-4,647.8\n-990.1\n-390.5\n167.4\n-204.2\n10,114.1\n-4,736.2\n5,663.4\n18,509.2\n-20.0\n356.2\n-352.1\n369.0\nNET DOMESTIC ASSETS \\3\n-7,230.0\n85,945.8\n89,564.4\n15,524.5\n-14,954.9\n7,636.5\n6,160.4\n24,665.3\n-25,072.8\n131,369.2\n127,184.2\n-52,838.5\n-76,135.6\nDOMESTIC CREDIT\n-113,783.4\n147,813.2\n77,381.6\n-29,971.6\n-11,826.2\n35,756.7\n31,158.7\n29,241.9\n32,714.7\n64,153.8\n21,595.2\n25,722.4\n-147,159.2\n Claims on Government (net) \n-30,191.5\n87,242.9\n75,184.3\n-13,315.9\n-8,455.9\n30,155.7\n-74,628.7\n13,485.1\n4,962.5\n28,068.6\n-8,078.9\n53,210.7\n28,389.7\n RBZ\n0.7\n-0.1\n2.2\n0.8\n0.0\n-0.2\n-44,979.3\n20,183.6\n-9,940.6\n21,482.2\n401.6\n-11,032.2\n12,469.7\n DMBs\n-30,192.1\n87,243.1\n75,182.1\n-13,316.6\n-8,455.9\n30,155.8\n-29,649.5\n-18,117.0\n14,903.2\n6,315.6\n10,393.2\n44,484.8\n16,733.8\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n11,418.5\n0.0\n270.8\n-18,873.7\n19,758.1\n-813.8\n Claims on Public Enterprises \n-91.9\n136.3\n18,838.6\n-1,235.2\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n-91.9\n136.3\n18,838.6\n-1,235.2\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n Agri-PEs\n-5,005.2\n-5,006.2\n-5,007.2\n-5,008.2\n-6,898.8\n-6,908.9\n-6,909.9\n-6,910.9\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n Other\n4,913.3\n5,142.5\n23,845.8\n3,773.0\n6,989.7\n1,698.5\n11,130.5\n-158.1\n3,580.4\n1,499.9\n-4,198.5\n1,605.7\n-264.9\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n-83,500.0\n60,434.0\n-16,641.3\n-15,420.5\n-3,461.1\n10,811.4\n101,566.9\n22,825.8\n25,686.3\n36,100.8\n35,388.1\n-27,577.5\n-173,766.5\n RBZ\n0.0\n0.0\n-371.0\n0.0\n0.0\n-19.8\n0.0\n0.0\n1.0\n1.0\n-2.0\n1.0\n-1.0\n DMBs\n-98,611.4\n61,551.1\n-22,596.8\n-25,427.6\n-12,524.1\n-182.9\n57,335.0\n3,521.2\n4,680.0\n-4,638.8\n20,044.3\n-26,693.6\n-175,099.0\n OBIs\n15,111.4\n-1,117.1\n6,326.4\n10,007.1\n9,063.0\n11,014.2\n44,231.9\n19,304.6\n21,005.3\n40,738.6\n15,345.8\n-884.9\n1,333.5\nOTHER ITEMS (NET) \n106,553.4\n-61,867.4\n12,182.7\n45,496.1\n-3,128.7\n-28,120.2\n-24,998.3\n-4,576.6\n-57,787.4\n67,215.3\n105,589.1\n-78,560.9\n71,023.6\nBROAD MONEY (M3) \n-43,679.7\n133,134.2\n72,159.7\n136,519.3\n95,271.9\n-2,164.5\n-99,496.0\n98,005.9\n66,426.9\n68,757.0\n-41,794.1\n-12,345.5\n-62,994.7\n Broad Money (M3) \n-1.1%\n3.4%\n1.8%\n3.3%\n2.3%\n-0.1%\n-2.3%\n2.3%\n1.5%\n1.6%\n-0.9%\n-0.3%\n-1.4%\n Domestic Credit \n-2.8%\n3.7%\n1.9%\n-0.7%\n-0.3%\n0.9%\n0.7%\n0.7%\n0.8%\n1.5%\n0.5%\n0.6%\n-3.4%\n Claims on Private Sector\n-2.3%\n1.7%\n-0.5%\n-0.4%\n-0.1%\n0.3%\n2.8%\n0.6%\n0.7%\n1.0%\n0.9%\n-0.7%\n-4.6%\n2014\n US$ Thousands\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \n2015\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nNET FOREIGN ASSETS \n-360,978.8\n-320,764.6\n-189,743.9\n-218,632.9\n-97,000.4\n174,984.2\n121,341.3\n256,709.5\n278,254.4\n251,490.3\n233,974.4\n82,840.8\n132,431.5\n Assets\n15,108.1\n43,943.2\n153,988.8\n80,414.9\n124,519.6\n132,134.9\n59,355.9\n147,638.2\n30,394.8\n4,716.6\n-29,140.7\n-152,071.7\n-178,961.3\n Reserve Bank (RBZ)\n-99,525.9\n-56,803.4\n-9,935.5\n-52,295.6\n-60,760.6\n-87,240.5\n-35,011.5\n124,065.4\n275,699.8\n185,705.6\n69,707.4\n18,125.8\n1,841.7\n Deposit Money Banks (DMBs)\n103,167.4\n90,271.2\n115,289.4\n91,118.6\n153,245.8\n197,101.5\n87,011.4\n37,263.5\n-248,474.2\n-168,281.7\n-114,069.3\n-180,067.4\n-204,438.1\n Other Banking Institutions (OBIs) \\1\n11,466.5\n10,475.5\n48,635.0\n41,591.9\n32,034.3\n22,274.0\n7,356.1\n-13,690.7\n3,169.2\n-12,707.3\n15,221.1\n9,869.9\n23,635.1\n Liabilities \\2\n-376,086.8\n-364,707.8\n-343,732.7\n-299,047.9\n-221,520.0\n42,849.2\n61,985.4\n109,071.4\n247,859.6\n246,773.7\n263,115.2\n234,912.5\n311,392.8\n RBZ\n-329.7\n9,677.0\n17,531.5\n14,941.5\n18,630.8\n3,844.4\n-7,035.3\n-22,202.4\n-108,893.9\n-114,916.2\n-117,925.2\n-127,369.6\n-141,597.9\n DMBs\n370,530.4\n352,061.6\n323,807.0\n285,699.2\n204,827.4\n-54,779.1\n-63,362.3\n-101,759.1\n-172,362.2\n-165,096.0\n-178,769.8\n-131,012.2\n-198,281.1\n OBIs\n5,886.1\n2,969.2\n2,394.3\n-1,592.9\n-1,938.2\n8,085.5\n8,412.1\n14,890.2\n33,396.5\n33,238.5\n33,579.8\n23,469.3\n28,486.1\nNET DOMESTIC ASSETS \\3\n441,228.7\n528,927.2\n485,159.0\n482,349.0\n404,589.2\n310,374.5\n247,806.9\n269,129.6\n199,588.8\n254,086.5\n374,380.8\n387,954.1\n319,048.5\nDOMESTIC CREDIT\n176,946.2\n320,970.8\n334,998.9\n341,752.2\n267,298.2\n238,021.8\n238,960.1\n245,653.9\n260,892.3\n252,121.7\n261,621.9\n309,957.1\n276,581.3\n Claims on Government (net) \n160,963.6\n261,884.9\n319,595.1\n296,909.4\n256,239.5\n292,427.5\n191,715.5\n203,355.4\n213,821.1\n170,818.5\n130,627.9\n157,639.0\n216,220.2\n RBZ\n44.1\n10.6\n0.0\n2.0\n0.8\n649.4\n-42,670.8\n-24,732.7\n-34,718.8\n-12,964.3\n-12,843.3\n-23,881.4\n-11,412.3\n DMBs\n120,989.5\n221,944.4\n299,706.3\n277,394.1\n236,596.5\n271,848.2\n214,456.4\n196,739.8\n217,191.5\n152,163.6\n150,725.7\n168,946.7\n215,872.6\n OBIs\n39,929.9\n39,929.9\n19,888.8\n19,513.3\n19,642.1\n19,929.9\n19,929.9\n31,348.4\n31,348.4\n31,619.3\n-7,254.5\n12,573.7\n11,759.9\n Claims on Public Enterprises \n8,291.9\n6,980.8\n25,436.5\n19,319.1\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n8,291.9\n6,980.8\n25,436.5\n19,319.1\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n-5,259.3\n-5,260.3\n-5,261.3\n-5,262.3\n-5,263.3\n-5,003.2\n-5,004.2\n-5,005.2\n-5,006.2\n Other\n8,291.9\n6,980.8\n25,436.5\n19,319.1\n20,038.0\n14,804.8\n20,480.8\n15,224.1\n17,844.1\n17,954.0\n10,820.4\n11,110.4\n9,420.9\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n7,690.8\n52,105.1\n-10,032.7\n25,523.6\n-3,720.0\n-63,950.1\n32,025.1\n32,336.7\n34,490.5\n68,352.4\n125,177.8\n146,212.9\n55,946.4\n RBZ\n-5,898.0\n-5,899.0\n-6,269.0\n-6,269.0\n-5,383.7\n-5,403.6\n-1,420.9\n-1,421.9\n-1,386.4\n-392.8\n-390.8\n-389.8\n-390.8\n DMBs\n-102,287.3\n-48,548.7\n-117,960.6\n-90,130.3\n-107,645.2\n-169,498.5\n-120,335.1\n-142,682.7\n-121,001.5\n-124,890.6\n-69,400.6\n-43,543.7\n-120,031.2\n OBIs\n115,876.1\n106,552.9\n114,196.9\n121,923.0\n109,308.9\n110,951.9\n153,781.1\n176,441.3\n156,878.5\n193,635.8\n194,969.2\n190,146.4\n176,368.4\nOTHER ITEMS (NET) \n264,282.5\n207,956.4\n150,160.1\n140,596.8\n137,290.9\n72,352.6\n8,846.8\n23,475.6\n-61,303.5\n1,964.8\n112,758.9\n77,997.0\n42,467.2\nBROAD MONEY (M3) \n80,250.0\n208,162.6\n295,415.1\n263,716.0\n307,589.0\n485,358.6\n369,148.2\n525,839.1\n477,843.2\n505,576.8\n608,355.2\n470,795.0\n451,480.0\nGROWTH RATES\n Broad Money (M3) \n2.1%\n5.5%\n7.8%\n6.6%\n7.7%\n12.6%\n9.6%\n13.9%\n12.2%\n12.8%\n16.0%\n12.0%\n11.6%\n Domestic Credit \n4.7%\n8.5%\n8.7%\n9.0%\n6.9%\n6.0%\n6.0%\n6.2%\n6.5%\n6.2%\n6.4%\n7.6%\n7.0%\n Claims on Private Sector\n0.2%\n1.5%\n-0.3%\n0.7%\n-0.1%\n-1.7%\n0.9%\n0.9%\n0.9%\n1.8%\n3.4%\n4.0%\n1.6%\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n$ Thousands\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2013 \nJan\n450,170.0\n31,073.4\n38,762.3\n426,050.9\n11,967.9\n31,547.4\n417,961.3\n144,645.1\n237,323.7\n33,906.5\n300,841.1\n9,373.1\n2,133,622.7\nFeb \n494,536.6\n33,786.9\n28,372.0\n439,556.7\n14,811.4\n33,948.5\n409,692.7\n128,242.7\n303,269.9\n38,235.9\n298,171.5\n3,685.5\n2,226,310.2\nMar\n467,874.0\n41,532.7\n68,987.2\n433,337.1\n16,118.8\n34,704.7\n471,204.9\n159,925.7\n307,134.7\n44,413.6\n370,123.5\n4,491.7\n2,419,848.6\nApr\n455,178.9\n43,628.2\n23,433.4\n428,381.7\n14,997.8\n35,589.1\n444,798.7\n135,046.2\n288,857.6\n45,643.6\n377,037.0\n7,693.7\n2,300,585.8\nMay\n484,635.0\n38,637.2\n27,795.2\n455,737.9\n14,699.1\n35,106.1\n465,890.2\n115,457.8\n301,547.9\n52,075.2\n382,172.8\n5,034.0\n2,378,788.7\nJun\n489,730.1\n37,474.3\n38,198.7\n425,521.3\n7,310.7\n53,815.0\n454,368.5\n110,349.9\n295,432.3\n51,453.6\n385,769.7\n11,033.4\n2,360,457.5\nJul\n483,103.7\n40,342.5\n33,494.3\n464,921.7\n6,869.2\n38,522.6\n541,025.9\n116,557.1\n307,117.5\n48,218.0\n426,582.7\n4,455.3\n2,511,210.5\nAug\n521,743.0\n38,889.1\n43,894.5\n425,531.4\n7,260.6\n39.087.2\n451,871.2\n110,041.8\n346,006.0\n40,216.0\n374,587.1\n9,914.6\n2,409,042.5\nSep\n496,289.3\n39,446.9\n38,856.6\n447,247.2\n13,953.5\n43,006.7\n437,211.9\n118,873.7\n330,709.6\n40,046.6\n373,596.8\n9,790.6\n2,389,029.4\nOct\n491,610.6\n38,871.5\n39,766.0\n471,966.2\n8,023.3\n40,835.3\n420,445.3\n110,778.3\n417,411.6\n36,334.1\n376,463.1\n9,861.9\n2,462,367.3\nNov\n487,289.4\n40,321.7\n42,332.0\n488,637.3\n3,116.5\n36,852.0\n417,162.5\n117,050.8\n389,727.1\n39,126.4\n369,190.3\n17,960.5\n2,448,766.4\nDec\n533,165.2\n42,285.1\n17,617.9\n435,613.1\n5,047.0\n62,165.8\n389,181.2\n115,404.6\n379,809.3\n37,409.1\n369,838.8\n18,252.9\n2,405,790.0\n2014 \nJan\n489,585.3\n43,743.8\n18,574.7\n464,097.6\n5,467.4\n48,086.1\n362,554.0\n116,635.5\n412,901.1\n37,722.2\n367,126.2\n16,773.1\n2,383,267.1\nFeb \n519,154.6\n38,918.1\n24,765.4\n460,528.2\n10,397.3\n47,488.6\n385,038.1\n116,670.5\n401,619.6\n32,978.1\n396,800.8\n8,542.7\n2,442,902.1\nMar\n503,868.1\n42,707.9\n35,785.1\n494,663.8\n5,257.4\n52,722.0\n374,809.1\n116,653.0\n396,000.6\n38,089.3\n406,503.1\n15,833.1\n2,482,892.7\nApr\n540,156.2\n40,707.1\n18,138.9\n502,514.1\n9,898.6\n18,817.9\n407,595.0\n175,048.3\n447,549.2\n49,619.1\n511,048.2\n15,136.7\n2,736,229.2\nMay\n546,733.9\n41,594.2\n21,547.9\n488,389.7\n10,073.8\n23,049.1\n396,846.0\n184,730.9\n452.373.8\n51,891.8\n512,864.5\n17,718.8\n2,747,814.6\nJun\n536,188.9\n46,085.8\n28,201.0\n500,266.1\n10,656.3\n25,616.2\n417,002.7\n197,441.1\n432,692.4\n46,751.6\n499,191.5\n17,173.9\n2,757,267.4\nJul\n575,645.3\n43,055.0\n28,090.8\n480,483.6\n6,359.2\n27,284.9\n428,611.4\n206,052.3\n479,384.6\n49,260.4\n507,930.0\n46,148.1\n2,878,305.8\nAug\n548,866.7\n56,886.1\n38,891.3\n498,696.8\n54,387.2\n110,618.5\n422,942.5\n221,099.2\n430,156.3\n48,167.0\n474,060.2\n37,230.9\n2,942,002.7\nSep\n539,818.8\n51,349.1\n29,191.8\n493,610.7\n51,999.0\n109,975.0\n428,697.3\n201,791.6\n451,117.2\n45,100.0\n539,108.1\n36,708.6\n2,978,467.1\nOct\n530,544.7\n62,891.8\n55,922.5\n507,936.4\n50,701.1\n101,818.5\n436,519.1\n196,491.0\n413,443.5\n39,088.3\n520,437.0\n5,799.4\n2,921,593.2\nNov\n574,859.5\n58,780.5\n46,419.5\n460,989.3\n50,008.6\n120,510.4\n453,924.5\n208,418.3\n413,410.7\n45,289.6\n540,638.4\n5,976.9\n2,979,226.2\nDec\n565,840.1\n46,298.5\n42,604.8\n437,975.3\n47,805.8\n88,485.5\n478,895.5\n220,501.3\n481,497.5\n43,449.8\n543,038.5\n5,957.7\n3,002,529.6\n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2013\nJANUARY\n91,648.8\n48,329.1\n128,426.0\n351,566.7\n212,401.7\n494,823.6\n252,389.7\n93,470.0\n658,260.1\n44,091.4\n512,289.8\n32,145.9\n2,919,842.6\nFEBRUARY\n96,796.5\n48,491.5\n147,571.5\n360,757.9\n147,995.9\n578,306.4\n284,603.8\n64,530.5\n679,554.8\n41,983.6\n516,431.2\n25,275.3\n2,991.999.1\nMARCH\n96,752.8\n44,883.3\n139,327.8\n354,627.8\n155,915.2\n610,758.4\n290,072.8\n87,143.0\n594,397.7\n38,345.5\n523,913.8\n141,404.6\n3,077,542.7\nAPRIL\n98,671.0\n49,093.8\n152,390.8\n350,269.2\n166,578.5\n545,118.2\n311,310.8\n105,766.9\n638,341.8\n39,837.1\n533,691.3\n99,053.9\n3,090,123.4\nMAY\n114,053.3\n55,427.4\n142,023.3\n389,384.7\n255,352.1\n484,429.7\n318,129.4\n92,777.2\n700,668.7\n46,593.8\n578,509.2\n32,297.7\n3,209,646.5\nJUNE\n116,635.2\n58,578.8\n147,313.8\n447,394.5\n183,146.3\n352,600.3\n366,824.2\n96,685.8\n701,195.7\n46,578.5\n597,373.1\n104,843.6\n3,219,169.8\nJULY\n108,086.6\n46,449.5\n120,982.3\n380,448.8\n178,341.4\n677,700.7\n301,575.9\n97,583.8\n710,856.1\n39,395.9\n487,954.4\n102,531.4\n3,251,906.9\nAUGUST\n137,107.1\n48,726.1\n135,788.5\n319,106.0\n174,593.9\n637,190.7\n333,255.3\n99,194.1\n639,401.6\n41,996.5\n417,762.6\n93,772.1\n3,077,894.4\nSEPTEMBER\n100,028.3\n57,039.8\n145,652.5\n380,781.4\n207,379.2\n612,131.5\n408,359.1\n103,872.8\n795,047.6\n46,982.9\n435,912.4\n90,265.8\n3,383,453.4\nOCTOBER\n94,346.3\n52,722.4\n141,401.4\n338,625.9\n223,223.8\n754,145.4\n339,305.6\n99,583.3\n754,116.1\n41,527.2\n440,197.9\n97,771.1\n3,376,966.4\nNOVEMBER\n114,178.7\n47,740.9\n128,399.3\n312,639.2\n241,628.8\n741,885.4\n283,426.0\n80,507.6\n727,492.5\n42,901.0\n458,479.9\n89,292.5\n3,268,571.8\nDECEMBER\n113,914.2\n51,981.7\n142,938.1\n342,785.1\n213,125.2\n755,299.4\n327,658.1\n83,103.1\n762,884.4\n41,827.9\n432,436.3\n61,038.7\n3,328,992.1\n2014\nJANUARY\n130,154.6\n53,292.9\n146,876.1\n353,793.8\n259,569.6\n731,703.3\n304,033.2\n93,776.7\n770,435.4\n40,085.9\n485,573.1\n60,897.7\n3,430,192.5\nFEBRUARY\n138,812.3\n55,092.2\n134,813.9\n420,181.0\n262,183.8\n786,295.6\n270,062.5\n131,134.8\n779,640.3\n39,169.2\n508,813.7\n61,822.3\n3,588,021.6\nMARCH\n118,239.1\n55,167.5\n135,807.9\n382,675.5\n216,025.3\n791,776.0\n275,549.1\n103,298.7\n806,185.9\n42,432.8\n521,381.5\n72,990.9\n3,521,530.3\nAPRIL\n164,347.5\n59,289.3\n102,323.7\n408,823.5\n325,559.7\n780,207.0\n325,659.8\n135,187.4\n888,876.2\n43,746.5\n582,848.8\n82,009.8\n3,898,879.1\nMAY\n149,474.1\n60,669.4\n108,977.6\n355,802.3\n332,850.8\n800,256.8\n303,599.4\n132,132.8\n1,027,552.7\n38,921.0\n581,930.2\n93,334.9\n3,985,501.8\nJUNE\n194,685.1\n64,188.9\n95,595.6\n470,267.7\n291,594.6\n812,999.7\n348,303.5\n130,453.4\n895,698.0\n44,735.5\n575,149.1\n91,392.4\n4,015,063.5\nJULY\n163,335.6\n56,812.0\n87,587.5\n370,121.7\n303,367.3\n830,988.6\n334,436.8\n112,985.0\n880,761.1\n44,675.4\n587,756.7\n94,841.5\n3,867,669.2\nAUGUST\n128,794.1\n38,934.1\n90,012.5\n271,204.3\n270,009.9\n755,141.6\n236,267.5\n130,548.6\n865,566.6\n31,180.4\n467,724.2\n89,582.4\n3,374,966.2\nSEPTEMBER\n177,932.5\n56,444.5\n82,756.7\n315,956.8\n309,508.3\n951,593.4\n278,461.5\n174,497.9\n978,044.0\n47,792.7\n571,629.9\n103,464.8\n4,048,083.1\nOCTOBER\n158,421.7\n57,091.4\n83,973.9\n407,934.0\n308,028.8\n917,450.3\n266,690.9\n178,771.0\n936,336.2\n44,950.2\n613,425.1\n91,764.1\n4,064,837.5\nNOVEMBER\n140,908.6\n61,494.3\n93,114.0\n350,153.8\n313,668.7\n881,007.4\n271,049.9\n137,867.8\n955,760.6\n48,177.7\n641,405.3\n90,462.2\n3,985,070.2\nDECEMBER\n147,242.4\n60,358.1\n118,725.7\n328,729.5\n325,746.6\n950,304.9\n290,329.3\n118,977.8\n964,815.0\n47,574.3\n638,061.1\n92,040.8\n4,082,906.3\n2015\nJANUARY\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \n \n \nEnd Pe rio d\n19 9 9\n2 0 0 0\n2 0 0 1\n2 0 0 2\n2 0 0 3\n2 0 0 4\n2 0 0 5\n2 0 0 6\n2 0 0 7\n2 0 0 8\n2 0 0 9\n2 0 10\n2 0 11\n2 0 12\n2 0 13\n( U S $ millio ns )\nLo ng - Te rm Ext e rnal D e b t\n3 ,53 0\n3 ,2 2 7\n3 ,2 55\n3 ,3 2 7\n3 ,6 4 4\n3 ,9 2 7\n3 ,8 0 5\n3 ,9 6 5\n4 ,0 3 2\n4 ,4 6 4\n4 ,9 51\n5,175\n6 ,0 9 6\n6 ,6 0 7\n7,3 70\nGo ve rnme nt\n2 ,4 6 1\n2 ,2 4 9\n2 ,3 2 8\n2 ,3 76\n2 ,6 17\n2 ,8 4 4\n2 ,8 9 5\n3 ,0 2 4\n3 ,0 54\n3 ,4 6 4\n4 ,0 3 7\n4 ,0 9 5\n4 ,6 3 8\n4 ,9 2 9\n5,0 12\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\nPub lic Ent e rp ris e s\n54 3\n53 4\n56 8\n6 16\n6 9 8\n714\n70 9\n76 6\n79 0\n8 2 5\n8 57\n9 3 8\n1,0 9 2\n1,19 8\n1,3 56\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nM o ne t ary A ut ho rit ie s\n3 6 4\n2 9 2\n2 9 2\n2 79\n2 8 8\n2 9 1\n14 4\n13 0\n13 7\n14 0\n14 0\n13 8\n12 7\n12 5\n12 5\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\nPrivat e\n16 2\n152\n6 7\n56\n4 1\n78\n57\n4 5\n51\n3 5\n57\n14 2\n3 6 6\n4 8 0\n1,0 0 2\nS ho rt - Te rm Ext e rnal D e b t\n53 2\n2 9 8\n16 7\n18 3\n16 9\n14 4\n173\n2 8 1\n3 8 7\n2 2 6\n1,19 8\n1,3 8 2\n1,2 8 9\n8 9 0\n1,56 4\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\nReserve Bank\n642\n642\n618\n614\n614\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\nTo t al Ext e rnal D e b t\n4 ,0 6 2\n3 ,52 5\n3 ,4 2 2\n3 ,510\n3 ,8 12\n4 ,0 71\n3 ,9 78\n4 ,2 4 6\n4 ,4 19\n4 ,6 9 0\n6 ,14 9\n6 ,557\n7,3 8 5\n7,4 9 7\n8 ,9 3 4\nGro s s D o me s t ic Pro d uc t\n5,990\n6,107\n10,887\n6,715\n5,037\n4,299\n2,918\n6,645\n4,000\n3,175\n6,133\n7,433\n8,865\n8,865\n12,973\nExt e rnal D e b t / GD P\n6 8 %\n57.7%\n3 1.4 %\n52 .3 %\n75.7%\n9 4 .7%\n13 6 .3 %\n6 3 .9 %\n110 .5%\n14 7.7%\n10 0 .3 %\n8 8 .2 %\n8 3 .3 %\n8 4 .6 %\n6 8 .9 %\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS) (WITH RBZ)\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \n \nEnd Period\nNominal Lending Rates\n2\nIndividuals \nCorporate\nNominal Lending \nRates\n2\nIndividuals \nCorporate\n2014 \nJan\n6.00-35.00\n14.09 \n9.30 \n15.00-23.00\n18.88 \n17.74 \nFeb \n6.00-35.00\n14.08 \n9.32 \n15.00-23.00\n18.88 \n17.73 \nMar\n6.00-35.00\n14.24 \n9.27 \n15.00-23.00\n18.88 \n17.73 \nApr\n6.00-35.00\n14.22 \n9.12 \n15.00-23.00\n18.88 \n17.73 \nMay\n6.00-35.00\n14.39 \n9.25 \n15.00-23.00\n18.87 \n17.74 \nJun\n6.00-35.00\n14.44 \n9.33 \n15.00-23.00\n19.00 \n18.00 \nJul\n6.00-35.00\n14.33 \n9.45 \n15.00-23.00\n19.00 \n18.00 \nAug\n6.00-35.00\n14.28 \n9.45 \n15.00-23.00\n19.00 \n18.00 \nSep\n6.00-35.00\n14.45 \n9.57 \n15.00-23.00\n19.00 \n18.00 \nOct\n6.00-35.00\n14.36 \n9.90 \n15.00-23.00\n19.00 \n18.00 \nNov\n6.00-35.00\n14.26 \n9.97 \n15.00-23.00\n19.00 \n18.00 \nDec\n6.00-35.00\n14.19 \n9.68 \n15.00-23.00\n19.00 \n18.00 \n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \n6.00-21.00\n19.00 \n18.00 \nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)\n1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nMerchant Banks\nWeighted Average Lending Rates\n3 \nNominal Lending Rates\n3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \n \n \n ACCEPTING HOUSES\nEND OF\nSAVINGS\n3 MONTHS\n3 MONTHS\n2014 \nJan\n0.15-8.00\n3.00-20.00\n11.00-12.00\nFeb \n0.15-8.00\n3.00-20.00\n11.00-12.00\nMar\n0.15-8.00\n3.00-20.00\n11.00-12.00\nApr\n0.15-8.00\n3.00-20.00\n11.00-12.00\nMay\n0.15-8.00\n3.00-20.00\n11.00-12.00\nJun\n0.15-8.00\n3.00-20.00\n11.00-12.00\nJul\n0.15-8.00\n3.00-20.00\n11.00-12.00\nAug\n0.15-8.00\n4.00-20.00\n11.00-12.00\nSep\n0.15-8.00\n4.00-20.00\n11.00-12.00\nOct\n0.15-8.00\n4.00-20.00\n11.00-12.00\nNov\n0.15-8.00\n4.00-20.00\n11.00-12.00\nDec\n0.15-8.00\n3.00-20.00\n12.00-12.00\n2015 \nJan\n0.15-8.00\n3.00-17.00\n12.00-12.00\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \n \n \n \n \nFOOD INFLATION\nALL\nA LCOHOLIC \nB EVER A GES \nC LOTHIN G\nHS IN G, WATER,\nFU RN ITUR E\nHEA LTH\nTR AN S POR T\nCOM M U NIC A TION\nR EC R EATION &\nED U CA TION\nR ES TA UR A NTS &\nM IS C .\nTOTAL N ON\nFOOD & \nITEM S\n& TOB A CC O\nFOOTWEA R\nELECTR ICTY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON A LC OHOLIC \nB EV ER A GES\n& OTHER\nEQUIPM EN T\nS ER VIC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2013\nOCTOB ER\n1.2 1\n0 .0 0\n- 0 .0 1\n- 0 .3 6\n0 .0 6\n- 0 .3 2\n- 0 .0 7\n- 0 .15\n0 .0 2\n- 0 .0 8\n- 0 .2 0\n- 0 .0 4\n0 .0 4\n- 0 .0 1\nN OV EM B ER\n0 .3 8\n- 0 .19\n- 0 .0 1\n- 0 .3 7\n0 .10\n- 0 .13\n- 0 .0 1\n- 0 .13\n5.57\n1.0 8\n- 0 .2 7\n0 .4 3\n- 0 .6 0\n0 .0 9\nD EC EM B ER\n0 .14\n- 0 .0 1\n0 .3 7\n- 0 .2 9\n0 .12\n0 .2 7\n0 .0 5\n- 0 .2 2\n0 .0 0\n0 .0 0\n- 0 .4 6\n0 .0 8\n- 0 .4 1\n- 0 .0 8\n2014\nJAN U AR Y\n0 .2 0\n- 0 .0 7\n0 .0 0\n0 .0 1\n- 0 .2 3\n0 .0 1\n0 .0 0\n- 0 .0 7\n0 .0 2\n0 .16\n- 0 .0 9\n0 .0 0\n0 .4 4\n0 .14\nFEB R UA R Y\n- 0 .0 1\n- 0 .0 9\n- 0 .11\n- 0 .0 8\n0 .0 9\n0 .0 8\n0 .0 0\n- 0 .0 4\n0 .2 3\n- 0 .0 8\n0 .0 7\n- 0 .0 1\n0 .18\n0 .0 5\nM A R C H\n- 0 .0 5\n- 0 .0 6\n- 0 .8 2\n- 0 .12\n0 .0 2\n0 .0 0\n0 .0 1\n0 .0 0\n0 .0 0\n0 .0 1\n- 0 .3 0\n- 0 .2 6\n- 0 .14\n- 0 .2 2\nA PR IL\n0 .3 0\n- 0 .10\n- 0 .13\n- 0 .75\n0 .16\n0 .3 3\n- 0 .0 2\n0 .3 4\n12 .6 4\n- 1.0 2\n- 0 .0 3\n1.0 9\n- 0 .4 6\n0 .58\nM A Y\n0 .11\n- 0 .11\n- 0 .0 6\n- 0 .2 9\n0 .0 0\n0 .2 3\n- 0 .0 3\n- 0 .2 0\n0 .0 7\n- 0 .13\n- 0 .4 3\n- 0 .0 5\n- 0 .3 0\n- 0 .13\nJUN E\n- 0 .0 5\n0 .12\n0 .0 0\n0 .0 6\n0 .3 0\n- 0 .0 3\n0 .0 0\n- 0 .0 9\n0 .0 0\n- 0 .11\n0 .15\n0 .0 2\n- 0 .12\n- 0 .0 3\nJULY\n- 0 .4 7\n- 0 .2 1\n0 .12\n0 .3 0\n- 0 .0 1\n0 .11\n- 0 .12\n- 0 .13\n- 0 .0 8\n1.79\n0 .8 5\n- 0 .3 7\n0 .2 5\n0 .0 1\nA UGU S T\n- 0 .8 1\n- 0 .0 5\n- 0 .0 9\n0 .0 0\n- 0 .14\n0 .0 4\n0 .2 8\n- 0 .0 6\n- 0 .0 8\n- 0 .0 2\n0 .0 2\n- 1.2 1\n- 0 .0 7\n- 0 .3 1\nS EPTEM B ER\n0 .10\n0 .14\n0 .4 5\n- 0 .2 7\n0 .2 1\n0 .3 8\n- 0 .0 6\n- 0 .14\n0 .0 0\n- 0 .4 0\n0 .11\n0 .15\n- 0 .3 4\n- 0 .0 1\nOCTOB ER\n0 .16\n0 .0 7\n0 .0 0\n- 0 .14\n- 0 .0 1\n- 0 .2 7\n- 0 .0 6\n- 0 .0 4\n0 .0 1\n0 .0 2\n0 .0 3\n- 0 .0 4\n- 0 .2 4\n- 0 .11\nN OV EM B ER\n0 .19\n0 .12\n- 0 .0 3\n- 0 .0 9\n0 .0 9\n0 .10\n0 .0 2\n0 .0 2\n- 9 .18\n- 0 .6 2\n0 .0 6\n- 0 .9 6\n- 0 .11\n- 0 .6 9\nD EC EM B ER\n0 .0 1\n- 0 .10\n0 .16\n- 0 .10\n0 .13\n0 .19\n0 .0 0\n- 0 .16\n0 .0 0\n- 0 .2 3\n- 0 .15\n0 .0 4\n- 0 .3 6\n- 0 .0 9\n2015\nJAN U AR Y\n- 0 .0 4\n- 0 .0 1\n0 .0 8\n0 .0 7\n0 .0 6\n- 0 .9 7\n- 13 .4 1\n0 .0 2\n- 0 .0 8\n- 0 .4 8\n0 .3 0\n- 0 .6 9\n0 .4 0\n- 0 .3 4\nN ON - FOOD IN FLATION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \nFOOD \nINFLA TION\nALL\nA LC OHOLIC \nB EVER AGES \nC LOTHIN G\nHS IN G, \nWA TER,\nFU RN ITUR E\nHEALTH\nTRAN S POR T\nC OM M UNIC A\nTION\nR EC REATION \n&\nEDUC ATION\nR ES TA UR AN\nTS &\nM IS C.\nTOTAL N ON\nFOOD & \nITEM S\n& TOB A CCO\nFOOTWEA R\nELEC TR ICTY , \nGAS\nA ND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nA LC OHOLIC \nB EV ER AGES\n& OTHER\nEQUIPM EN T\nS ERV ICES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2 0 13\nS EPTEM B ER\n4 .3 6\n0 .6 1\n3 .7\n- 0 .3 7\n2 .1\n5.0 6\n- 13 .6 6\n- 1.0 1\n5.74\n1.2 3\n0 .9 3\n1.4 5\n- 0 .3 2\n0 .8 6\nOC TOB ER\n5.2 3\n0 .2 5\n2 .9 6\n- 0 .7\n2 .2 1\n1.4\n- 13 .76\n- 0 .73\n9 .0 5\n0 .8 3\n- 0 .2\n1.2 5\n- 0 .74\n0 .59\nNOVEM B ER\n5.9 4\n- 0 .0 7\n3 .51\n- 1.0 3\n2 .4 2\n- 7.0 4\n- 13 .8 3\n- 0 .9 2\n11.19\n2 .0 6\n- 0 .3 5\n1.58\n- 1.51\n0 .54\nDECEM B ER\n4 .2 6\n0 .0 9\n3 .6 3\n- 1.0 8\n2 .11\n1.6 1\n- 13 .9 9\n- 1.0 3\n11.2 9\n2 .0 3\n- 0 .8 7\n1.6 1\n- 2 .2\n0 .3 3\n2 0 14\nJA NU ARY\n5.0 3\n0 .0 3\n3 .6 3\n- 1.0 7\n1.8 7\n1.6 2\n- 14\n- 1.12\n11.3\n2 .18\n- 0 .4 3\n1.6 7\n- 2 .0 8\n0 .4 1\nFEB R UAR Y\n2 .2 1\n- 0 .4 3\n3 .0 9\n- 1.3 5\n0 .4 4\n0 .0 5\n- 13 .8 6\n- 1.0 8\n11.4 7\n1.3 2\n- 1.4 5\n0 .9 3\n- 3 .2 6\n- 0 .4 9\nM AR CH\n1.6 7\n- 0 .53\n2 .2 1\n- 1.8 2\n0 .4\n- 0 .4 4\n- 13 .6 8\n- 1.2 1\n11.4 7\n2 .4 7\n- 1.8 2\n0 .51\n- 3 .71\n- 0 .9 1\nAPRIL\n1.78\n- 0 .55\n0 .4 6\n- 2 .6\n0 .2 2\n- 0 .11\n- 0 .6 2\n- 0 .9 3\n2 0 .71\n1.13\n- 1.56\n1.5\n- 3 .73\n- 0 .2 6\nM AY\n1.9 1\n- 0 .8 3\n0 .3 9\n- 2 .6 2\n0 .2 9\n0 .8 6\n- 0 .6\n- 0 .6 4\n2 0 .79\n0 .9 5\n- 1.6 9\n1.6 2\n- 3 .75\n- 0 .19\nJU NE\n1.6 8\n- 0 .8 1\n0 .4\n- 2 .54\n0 .6 4\n0 .9 7\n- 0 .2 7\n- 0 .8 4\n2 0 .79\n0 .9 9\n- 1.6 7\n1.6 7\n- 3 .54\n- 0 .0 8\nJU LY\n- 2 .8 8\n1.6 4\n- 0 .6 8\n0 .7\n- 2 .4\n0 .8\n0 .5\n- 0 .4\n- 0 .8\n2 3\n1.8\n- 2\n1.9\n0 .3\nAU GUS T\n- 2 .79\n2 .0 2\n- 0 .4 4\n- 0 .1\n- 2 .5\n0 .6\n0 .7\n- 0 .3\n- 0 .8\n2 1.4\n0 .9\n- 2 .8\n1.6\n0 .2\nS EPTEM B ER\n2 .10\n- 0 .3 4\n- 0 .0 3\n- 2 .6 0\n0 .9 8\n0 .9 9\n- 0 .3 2\n- 0 .8 5\n2 1.4 2\n0 .2 8\n- 3 .0 6\n1.59\n- 2 .9 5\n0 .0 9\nOC TOB ER\n1.0 4\n- 0 .2 7\n- 0 .0 1\n- 2 .3 8\n0 .9 1\n1.0 4\n- 0 .3 1\n- 0 .75\n2 1.4 1\n0 .3 8\n- 2 .8 3\n1.59\n- 3 .2 3\n0 .0 0\nNOVEM B ER\n0 .8 4\n0 .0 4\n- 0 .0 3\n- 2 .11\n0 .9 1\n1.2 6\n- 0 .2 8\n- 0 .59\n4 .4 4\n- 1.3 1\n- 2 .50\n0 .17\n- 2 .75\n- 0 .78\nDECEM B ER\n0 .71\n- 0 .0 5\n- 0 .2 4\n- 1.9 2\n0 .9 2\n1.18\n- 0 .3 3\n- 0 .53\n4 .4 5\n- 1.54\n- 2 .2 1\n0 .13\n- 2 .7\n- 0 .8\n2 0 15\nJA NU ARY\n0 .4 7\n0 .0 0\n- 0 .16\n- 1.8 6\n1.2 1\n0 .19\n- 13 .6 9\n- 0 .4 4\n4 .3 5\n- 2 .16\n- 1.8 2\n- 0 .57\n- 2 .74\n- 1.2 8\nNON- FOOD IN FLATION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2014\nJANUARY\n11.21\n9.09\n102.47\n1.35\n1.65\nFEBRUARY\n10.71\n8.85\n101.74\n1.37\n1.67\nMARCH\n10.56\n8.85\n102.38\n1.38\n1.68\nAPRIL\n10.57\n8.85\n102.38\n1.38\n1.68\nMAY\n10.44\n8.73\n101.61\n1.36\n1.67\nJUNE\n10.58\n8.67\n101.3\n1.36\n1.7\nJULY\n10.68\n8.85\n102.76\n1.36\n1.69\nAUGUST\n10.98\n9.07\n107.35\n1.29\n1.63\nSEPTEMBER\n11.26\n9.26\n109.39\n1.27\n1.63\nOCTOBER\n10.90\n9.11\n110.87\n1.26\n1.59\nNOVEMBER\n11.02\n9.22\n118.21\n1.38\n1.57\nDECEMBER\n11.56\n9.51\n119.65\n1.22\n1.56\n2015\nJANUARY\n11.55\n9.61\n117.85\n1.13\n1.51\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \nMONTHLY ECONOMIC REVIEW \n20 \nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\n2013\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n Jan\n323.4\n378.5\n103.4\n182.3\n247.8\n0.0\n0.0\n1235.5\n52.2\n2694.9\n386.1\n205.7\n386.7\n4961.1\n Feb\n292.2\n357.7\n120.5\n234.6\n239.9\n0.0\n0.0\n1244.9\n27.7\n2689.3\n328.8\n208.0\n388.3\n4887.0\n Mar\n271.6\n345.7\n196.1\n198.9\n265.3\n0.0\n0.0\n1277.6\n26.1\n2715.8\n367.2\n228.8\n388.0\n5003.5\n Apr\n263.8\n383.6\n201.1\n272.9\n289.9\n75.3\n5.2\n1491.7\n26.3\n2595.8\n341.3\n207.0\n382.1\n5044.2\n May\n250.9\n400.9\n198.2\n296.7\n253.5\n75.4\n5.3\n1480.8\n25.8\n2673.2\n389.8\n208.0\n382.9\n5160.4\n Jun\n227.2\n416.4\n171.9\n257.5\n271.8\n75.5\n5.3\n1425.8\n26.0\n2698.3\n364.1\n217.8\n384.6\n5116.5\n Jul\n266.5\n352.8\n164.2\n266.1\n263.8\n110.2\n6.4\n1429.9\n26.5\n2701.3\n337.1\n229.8\n387.0\n5111.7\n Aug.\n322.8\n277.9\n136.4\n242.5\n237.8\n61.1\n6.4\n1285.0\n26.2\n2813.0\n367.0\n218.3\n385.2\n5094.7\n Sep\n334.1\n336.0\n178.0\n327.8\n226.3\n111.5\n6.0\n1519.7\n26.9\n2773.3\n298.8\n234.7\n386.4\n5239.8\n Oct\n379.4\n387.5\n137.1\n219.7\n260.9\n99.4\n5.0\n1489.0\n17.3\n2809.1\n316.7\n257.3\n371.5\n5260.9\n Nov\n333.3\n312.7\n160.2\n197.1\n261.1\n108.6\n6.5\n1379.5\n26.6\n2789.7\n291.3\n235.4\n369.8\n5092.3\n Dec\n354.8\n367.8\n135.5\n287.3\n199.9\n118.0\n6.6\n1469.9\n28.4\n2799.5\n490.8\n259.5\n347.6\n5395.7\n2014\n Jan\n356.9\n395.3\n134.1\n253.1\n153.0\n119.2\n5.4\n1417.0\n27.9\n2866.4\n516.1\n362.2\n353.9\n5543.5\n Feb\n334.3\n387.0\n130.5\n285.0\n131.2\n193.2\n5.4\n1466.6\n32.8\n2718.1\n534.5\n502.9\n351.1\n5606.0\n Mar\n304.6\n354.1\n147.4\n280.3\n165.9\n255.2\n5.4\n1512.9\n28.7\n2737.9\n522.7\n538.8\n349.7\n5690.7\n Apr\n353.3\n367.8\n154.4\n274.9\n205.7\n247.0\n5.4\n1608.4\n32.5\n2844.6\n534.1\n345.3\n348.6\n5713.6\n May\n327.8\n421.1\n120.5\n372.8\n211.5\n241.7\n5.4\n1700.6\n27.5\n2836.8\n591.4\n366.2\n347.1\n5869.6\n Jun\n347.1\n404.7\n166.4\n338.1\n198.0\n261.9\n0.0\n1716.1\n16.2\n2863.2\n607.8\n362.9\n346.4\n5912.6\n Jul\n347.1\n321.3\n176.7\n276.3\n186.0\n246.2\n0.0\n1553.7\n15.4\n2940.4\n597.5\n347.4\n345.6\n5800.0\n Aug\n360.7\n424.5\n178.5\n243.5\n173.9\n237.5\n0.0\n1618.6\n15.5\n2949.1\n609.5\n353.9\n346.4\n5892.9\n Sep\n255.6\n636.8\n183.0\n158.8\n176.0\n253.9\n0.0\n1664.2\n4.1\n2949.4\n624.6\n371.5\n341.5\n5955.3\n Oct\n226.1\n597.7\n175.0\n205.5\n180.3\n260.1\n0.0\n1644.7\n15.6\n2938.4\n594.4\n369.0\n341.8\n5903.8\n Nov\n258.9\n556.7\n169.1\n157.5\n178.5\n281.6\n0.0\n1602.2\n4.2\n2951.6\n597.5\n369.4\n341.1\n5865.9\n Dec\n310.2\n466.1\n168.0\n152.4\n188.8\n285.4\n0.0\n1571.0\n7.3\n2961.2\n633.2\n377.7\n389.2\n5939.5\n2015\n Jan\n0.6\n527.9\n159.0\n182.6\n163.6\n301.9\n0.0\n1335.6\n21.4\n2796.8\n557.7\n606.5\n366.1\n5684.2\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2013\n Jan\n2032.2\n866.1\n552.4\n3450.7\n266.1\n0.0\n27.8\n623.9\n386.1\n206.5\n4961.1\n3450.7\n Feb\n1987.8\n933.3\n491.5\n3412.5\n258.1\n0.0\n32.4\n631.9\n328.8\n223.3\n4887.0\n3417.9\n Mar\n1960.0\n976.3\n451.0\n3387.3\n290.9\n0.0\n32.8\n687.7\n367.2\n237.6\n5003.5\n3387.3\n Apr\n2074.5\n1046.3\n379.5\n3500.3\n247.6\n0.0\n37.9\n667.2\n341.3\n249.8\n5044.2\n3500.3\n May\n2066.0\n913.0\n479.9\n3459.0\n346.5\n0.0\n81.8\n674.4\n389.8\n209.0\n5160.4\n3459.0\n Jun\n2014.0\n919.6\n298.9\n3232.4\n553.0\n0.0\n74.1\n702.3\n364.1\n190.6\n5116.5\n3232.4\n Jul\n2054.1\n916.2\n245.9\n3216.2\n578.3\n0.0\n77.5\n699.7\n337.1\n202.9\n5111.7\n3216.2\n Aug.\n2017.4\n879.5\n253.2\n3150.1\n608.2\n0.0\n63.8\n694.9\n367.0\n210.8\n5094.7\n3150.1\n Sep\n2082.1\n899.3\n294.5\n3275.8\n674.6\n0.0\n74.0\n708.8\n298.8\n207.7\n5239.8\n3275.8\n Oct\n2125.9\n880.0\n349.3\n3355.2\n611.4\n0.0\n68.5\n703.0\n316.7\n206.0\n5260.9\n3355.2\n Nov\n1953.4\n861.2\n371.6\n3186.2\n627.8\n0.0\n75.8\n689.7\n291.3\n221.6\n5092.3\n3186.2\n Dec\n1980.4\n813.6\n517.1\n3311.1\n614.0\n0.0\n65.0\n730.9\n490.8\n184.0\n5395.7\n3311.1\n2014\n Jan\n2153.6\n802.7\n403.5\n3359.8\n661.3\n0.0\n55.9\n592.9\n516.1\n357.5\n5543.5\n3359.8\n Feb\n2111.8\n878.8\n494.6\n3485.2\n630.0\n0.0\n51.1\n609.5\n534.5\n359.0\n5669.5\n3485.2\n Mar\n2156.8\n919.6\n454.2\n3530.6\n635.5\n0.0\n44.8\n596.4\n522.7\n360.7\n5690.7\n3530.6\n Apr\n2267.5\n958.3\n435.7\n3661.5\n553.5\n0.0\n17.0\n595.0\n534.1\n352.4\n5713.6\n3661.5\n May\n2294.9\n975.8\n451.7\n3722.4\n585.0\n0.0\n13.7\n591.1\n591.4\n366.1\n5869.6\n3722.4\n Jun\n2248.9\n989.8\n506.1\n3744.8\n543.8\n0.0\n48.3\n591.2\n607.8\n376.7\n5912.6\n3744.8\n Jul\n2130.4\n892.9\n606.6\n3629.9\n560.8\n0.0\n39.5\n571.5\n597.5\n400.6\n5800.0\n3629.9\n Aug\n2202.3\n963.1\n539.9\n3705.3\n552.7\n0.0\n43.5\n580.7\n609.5\n401.2\n5892.9\n3705.3\n Sep\n2191.0\n1011.1\n562.6\n3764.8\n548.9\n0.0\n59.5\n544.8\n624.6\n412.7\n5955.3\n3764.8\n Oct\n2260.8\n1015.1\n509.9\n3785.8\n506.8\n0.0\n47.4\n543.3\n594.4\n426.0\n5903.8\n3785.8\n Nov\n2231.8\n943.4\n526.5\n3701.6\n509.4\n0.0\n90.6\n541.8\n597.5\n425.0\n5865.9\n3701.6\nDec\n2219.8\n1015.2\n457.9\n3692.9\n537.6\n0.0\n85.1\n560.7\n633.2\n430.0\n5939.5\n3692.9\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5684.2\n3614.0\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2013\n Jan\n1.5\n2.7\n28.6\n0.0\n3.4\n0.0\n0.0\n36.2\n0.0\n236.7\n34.8\n60.2\n29.1\n397.0\n Feb\n4.7\n1.5\n18.4\n0.0\n4.5\n0.0\n0.0\n26.9\n0.0\n245.7\n34.8\n63.9\n28.9\n398.2\n Mar\n2.5\n1.1\n7.3\n-3.1\n1.2\n0.0\n0.0\n8.9\n0.0\n260.3\n34.2\n50.4\n28.8\n382.6\n Apr\n2.7\n1.3\n20.1\n-1.9\n1.2\n0.0\n0.0\n23.4\n0.0\n254.9\n34.2\n51.7\n27.7\n392.0\n May\n2.4\n4.1\n18.6\n-2.4\n4.5\n0.0\n0.0\n27.3\n0.0\n253.4\n34.6\n63.0\n12.7\n391.0\n Jun\n2.4\n3.6\n7.9\n1.1\n9.1\n0.0\n0.0\n24.1\n0.0\n260.3\n34.6\n51.4\n35.2\n405.6\n Jul\n1.9\n1.3\n2.8\n2.2\n3.4\n0.0\n0.0\n11.6\n0.0\n264.0\n34.8\n51.7\n35.5\n397.6\n Aug\n1.4\n1.7\n0.4\n0.6\n3.4\n0.0\n0.0\n7.4\n0.0\n265.6\n34.5\n45.5\n37.3\n390.3\n Sep\n1.2\n0.8\n0.0\n0.3\n3.4\n0.0\n0.0\n5.7\n0.0\n233.7\n35.8\n46.6\n38.6\n360.4\n Oct\n0.9\n0.5\n0.4\n0.6\n2.5\n0.0\n0.0\n4.8\n0.0\n234.8\n35.6\n41.3\n38.7\n355.2\n Nov\n0.4\n0.6\n0.1\n0.2\n2.5\n0.0\n0.0\n3.9\n0.0\n231.9\n35.5\n39.6\n38.3\n349.2\n Dec\n1.1\n0.5\n0.1\n0.4\n2.5\n0.0\n0.0\n4.6\n0.0\n232.7\n35.5\n29.2\n40.5\n342.5\n2014\n Jan\n0.1\n0.5\n0.0\n0.2\n1.8\n0.0\n0.0\n2.6\n0.0\n81.3\n10.0\n23.5\n34.7\n152.1\n Feb\n0.2\n0.4\n0.1\n0.1\n1.8\n0.0\n0.0\n2.5\n0.0\n77.6\n9.0\n24.1\n34.6\n147.9\n Mar\n0.1\n0.1\n0.1\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n53.2\n8.7\n21.8\n32.5\n118.1\n Apr\n0.1\n0.4\n0.2\n0.3\n1.6\n0.0\n2.6\n5.2\n75.2\n8.5\n22.2\n32.4\n140.9\n284.4\n May\n0.2\n0.4\n0.0\n0.1\n0.3\n0.0\n0.9\n1.9\n68.7\n0.1\n14.6\n30.3\n114.6\n230.2\n Jun\n0.2\n0.2\n0.1\n0.0\n0.6\n0.0\n0.0\n1.2\n0.0\n66.8\n0.1\n14.7\n29.6\n112.4\n Jul\n0.2\n0.3\n0.0\n0.1\n0.3\n0.0\n0.0\n0.9\n0.0\n66.9\n0.1\n12.9\n28.7\n109.6\n Aug\n0.2\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.3\n0.0\n64.4\n0.0\n19.4\n23.9\n109.0\n Sep\n0.4\n0.2\n0.0\n0.1\n0.3\n0.0\n0.0\n1.1\n0.0\n65.9\n0.1\n18.9\n19.7\n105.8\n Oct\n0.7\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n68.3\n0.1\n10.8\n25.9\n106.9\n Nov\n0.6\n0.1\n0.0\n0.1\n0.3\n0.0\n0.0\n1.0\n0.0\n67.1\n0.1\n12.4\n25.8\n106.3\nDec\n0.9\n0.4\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n63.6\n0.1\n10.0\n24.6\n100.0\n2015\n Jan\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2013\n Jan\n106.9\n91.7\n21.3\n220.0\n44.8\n0.0\n2.7\n-72.4\n34.8\n167.2\n397.0\n220.0\n Feb\n102.8\n66.0\n55.7\n224.5\n45.3\n0.0\n2.7\n-77.8\n34.8\n168.7\n398.2\n224.5\n Mar\n104.3\n62.3\n52.8\n219.5\n45.8\n0.0\n1.2\n-97.3\n34.2\n179.3\n382.6\n219.5\n Apr\n107.3\n64.6\n56.3\n228.3\n45.4\n0.0\n1.2\n-98.1\n34.2\n181.1\n392.0\n228.3\n May\n112.2\n67.1\n54.4\n233.6\n46.7\n0.0\n1.2\n-99.4\n34.6\n174.3\n391.0\n233.6\n Jun\n114.6\n56.2\n52.3\n223.1\n46.7\n0.0\n1.2\n-91.2\n34.6\n191.2\n405.6\n223.1\n Jul\n111.3\n82.7\n27.0\n220.9\n47.1\n0.0\n1.2\n-94.1\n34.8\n187.8\n397.6\n220.9\n Aug\n109.5\n80.6\n25.2\n215.2\n47.5\n0.0\n1.2\n-101.7\n34.5\n193.6\n390.3\n215.2\n Sep\n111.2\n82.6\n19.0\n212.8\n47.9\n0.0\n1.2\n-114.9\n35.8\n177.8\n360.4\n212.8\n Oct\n112.5\n80.4\n14.9\n207.8\n48.2\n0.0\n1.2\n-114.3\n35.6\n176.7\n355.2\n207.8\n Nov\n122.6\n59.7\n20.0\n202.3\n48.2\n0.0\n1.2\n-118.2\n35.5\n180.2\n349.2\n202.3\n Dec\n134.5\n56.4\n6.9\n197.8\n48.9\n0.0\n1.2\n-127.6\n35.5\n186.7\n342.5\n197.8\n2014\n Jan\n36.8\n57.7\n5.7\n100.1\n11.7\n0.0\n0.0\n0.7\n10.0\n29.5\n152.1\n100.1\n Feb\n47.6\n48.3\n0.0\n95.8\n11.7\n0.0\n0.0\n-10.9\n9.0\n42.3\n147.9\n95.8\n Mar\n41.0\n55.8\n0.0\n96.9\n12.0\n0.0\n0.0\n-17.7\n8.7\n18.4\n118.1\n96.9\n Apr\n57.4\n40.3\n0.0\n97.7\n12.2\n0.0\n0.0\n-19.8\n8.5\n42.4\n140.9\n97.7\n May\n42.8\n34.6\n0.0\n77.4\n0.0\n0.0\n0.0\n4.7\n0.1\n32.5\n114.6\n77.4\n Jun\n42.8\n33.2\n0.0\n76.0\n0.0\n0.0\n0.0\n2.3\n0.1\n33.7\n112.1\n76.0\n Jul\n42.6\n33.8\n0.0\n76.3\n0.0\n0.0\n0.0\n-8.7\n0.1\n41.8\n109.6\n76.3\n Aug\n36.4\n40.4\n0.0\n76.8\n0.0\n0.0\n0.0\n-7.8\n0.0\n40.0\n109.0\n76.8\n Sep\n40.9\n33.9\n0.0\n74.9\n0.0\n0.0\n0.0\n-7.6\n0.1\n38.4\n105.8\n74.9\n Oct\n39.9\n33.7\n0.0\n73.6\n0.0\n0.0\n0.0\n-9.6\n0.1\n42.8\n106.9\n73.6\n Nov\n39.4\n33.3\n0.0\n72.7\n0.0\n0.0\n0.0\n-10.9\n0.1\n44.4\n106.3\n72.7\nDec\n36.9\n31.2\n0.0\n68.1\n0.0\n0.0\n0.0\n-17.9\n0.1\n49.7\n100.0\n68.1\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nat Banks\nBanks\nBills\n2013\nJan\n20.4\n125.5\n0.0\n0.2\n0.0\n0.0\n146.1\n0.0\n283.2\n118.5\n36.1\n121.4\n705.3\nFeb\n20.2\n64.3\n0.0\n0.0\n0.0\n0.0\n84.5\n0.0\n291.8\n117.9\n35.3\n121.4\n734.2\nMar\n18.8\n129.1\n0.0\n0.2\n20.0\n0.0\n168.1\n0.0\n291.4\n116.9\n39.5\n121.4\n737.3\nApr\n16.9\n159.8\n0.0\n0.2\n20.2\n0.0\n197.2\n0.0\n294.8\n115.5\n39.5\n122.1\n769.1\nMay\n30.2\n179.6\n0.0\n0.0\n20.3\n0.0\n230.0\n0.0\n307.3\n120.3\n40.4\n121.9\n819.9\nJun\n28.6\n178.8\n0.0\n0.0\n20.0\n0.0\n227.3\n0.0\n314.2\n122.4\n44.6\n121.8\n830.3\nJul\n26.1\n207.4\n0.0\n0.0\n20.0\n0.0\n253.5\n0.0\n312.4\n123.1\n48.3\n121.6\n858.9\nAug\n34.7\n204.1\n0.0\n0.0\n20.0\n0.0\n258.8\n0.0\n320.6\n123.0\n46.4\n124.1\n872.9\nSep\n36.4\n204.9\n0.0\n0.0\n20.0\n0.0\n261.3\n0.0\n353.4\n122.7\n51.9\n124.6\n913.9\nOct\n39.3\n186.8\n0.0\n0.0\n20.0\n0.0\n246.1\n0.0\n358.4\n128.2\n51.8\n122.4\n906.9\nNov\n39.7\n163.1\n0.0\n0.0\n40.0\n0.0\n242.8\n0.0\n361.6\n135.8\n43.6\n122.6\n906.4\nDec\n34.8\n158.8\n0.0\n0.0\n40.0\n0.0\n233.6\n0.0\n381.5\n127.7\n55.2\n123.0\n920.9\n2014\nJan\n30.9\n147.5\n0.2\n40.0\n0.0\n218.6\n0.0\n384.5\n136.4\n64.4\n125.3\n929.1\nFeb\n30.2\n165.0\n0.0\n0.2\n40.0\n0.0\n235.3\n0.0\n385.8\n132.0\n65.4\n125.4\n943.9\nMar\n47.5\n166.2\n0.0\n0.2\n40.0\n0.0\n253.8\n0.0\n390.4\n132.1\n68.8\n125.0\n970.1\nApr\n45.2\n161.0\n0.0\n0.2\n40.0\n0.0\n246.5\n0.0\n401.8\n132.4\n76.6\n124.7\n981.9\nMay\n47.7\n190.7\n0.0\n0.2\n40.0\n0.0\n278.6\n0.0\n394.0\n147.0\n82.7\n124.3\n1026.7\nJun\n39.5\n187.9\n0.0\n0.0\n40.0\n0.0\n267.4\n0.0\n400.0\n150.4\n84.0\n124.4\n1026.1\nJul\n40.6\n180.9\n0.0\n0.0\n40.0\n0.0\n261.5\n0.0\n431.8\n159.4\n84.1\n124.4\n1061.2\nAug\n17.8\n219.8\n0.0\n0.0\n51.4\n0.0\n289.1\n0.0\n442.4\n166.5\n86.4\n124.2\n1108.6\nSep\n51.2\n183.1\n0.0\n0.0\n51.4\n0.0\n285.7\n0.0\n452.1\n173.8\n95.6\n123.8\n1131.0\nOct\n37.1\n199.8\n0.0\n0.0\n51.7\n0.0\n288.6\n0.0\n483.1\n179.7\n102.2\n124.0\n1177.6\nNov\n53.2\n217.5\n0.0\n0.0\n32.8\n0.0\n303.5\n0.0\n512.4\n169.3\n109.0\n123.5\n1217.6\n Dec\n47.1\n211.2\n0.0\n0.0\n52.6\n0.0\n310.9\n0.0\n512.9\n169.0\n102.9\n125.3\n1221.0\n2015\nJan\n37.3\n196.0\n21.7\n0.1\n51.8\n0.0\n307.0\n0.0\n511.6\n172.1\n105.8\n126.1\n1222.5\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2013\nJan\n230.0\n192.8\n422.8\n0.0\n0.0\n180.3\n102.3\n705.4\n422.8\nFeb\n255.7\n194.2\n449.9\n0.0\n0.0\n183.7\n100.6\n734.2\n449.9\nMar\n250.6\n203.9\n454.5\n0.0\n0.0\n187.2\n95.7\n737.3\n454.5\nApr\n252.9\n226.6\n479.5\n26.5\n50.4\n190.6\n22.3\n769.3\n479.5\nMay\n315.3\n212.0\n527.4\n26.6\n49.4\n193.3\n23.6\n820.2\n527.4\nJun\n309.0\n222.6\n531.6\n0.0\n0.0\n198.3\n100.4\n830.3\n531.6\nJul\n339.1\n222.8\n561.9\n21.7\n50.2\n202.0\n23.5\n859.2\n561.9\nAug\n298.4\n270.1\n568.4\n0.0\n0.0\n206.3\n95.8\n873.1\n568.4\nSep\n336.1\n246.9\n583.0\n20.8\n77.8\n209.2\n23.4\n914.1\n583.0\nOct\n310.9\n264.9\n575.8\n21.0\n74.4\n212.0\n24.0\n907.2\n575.8\nNov\n328.9\n244.3\n573.1\n21.0\n72.3\n214.8\n25.4\n906.7\n573.1\nDec\n370.3\n197.3\n567.6\n30.8\n75.8\n219.5\n27.3\n921.0\n567.6\n2014\nJan\n313.9\n253.1\n567.0\n26.1\n80.6\n225.9\n29.5\n929.1\n567.0\nFeb\n318.7\n264.4\n583.1\n25.1\n81.3\n228.6\n25.8\n943.9\n583.1\nMar\n374.6\n234.6\n609.2\n24.7\n79.6\n231.4\n25.2\n970.1\n609.2\nApr\n358.4\n262.7\n621.1\n24.9\n76.5\n234.0\n25.4\n981.9\n621.1\nMay\n436.2\n233.2\n669.4\n24.7\n77.3\n238.0\n17.1\n1026.7\n669.4\nJun\n440.1\n212.2\n652.3\n34.8\n78.9\n243.1\n17.3\n1026.3\n652.3\nJul\n362.4\n302.9\n665.3\n30.1\n104.3\n244.2\n17.5\n1061.3\n665.3\nAug\n358.8\n336.8\n695.5\n35.7\n105.7\n250.6\n21.2\n1108.7\n695.5\nSep\n394.8\n297.6\n692.4\n54.2\n106.9\n253.5\n23.9\n1131.0\n692.4\nOct\n364.5\n368.0\n732.5\n54.2\n105.3\n258.5\n27.3\n1177.7\n732.5\nNov\n376.9\n392.0\n768.9\n54.6\n104.4\n262.9\n27.2\n1217.8\n768.9\nDec\n400.9\n387.5\n788.4\n54.2\n102.0\n262.7\n27.6\n1234.9\n788.4\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1222.6\n770.2\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \n \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$) Volume of Shares\nUS$ Millions\n2014\nJan\n189.25\n35.4\n63,972,387.0\n170,104,078\n4,882.1\nFeb\n189.45\n39.24\n25,811,746.9\n135,455,029\n4,906.9\nMar\n176.32\n29.51\n28,884,400.2\n381,649,234\n4,560.3\nApr\n172.91\n29.64\n51,346,054.5\n429,085,166\n4,473.5\nMay\n174.89\n35.45\n35,903,574.8\n235,704,129\n4,485.1\nJun\n186.57\n61.32\n28,544,304.7\n178,469,676\n4,873.4\nJuly\n188.07\n95.00\n25,224,550.4\n322,407,141\n4,959.2\nAug\n196.43\n104.8\n66,399,632.9\n328,161,452\n5,186.6\nSep\n195.25\n92.75\n34,056,010.7\n210,942,393\n5,140.2\nOct\n177.88\n70.38\n28,256,642.5\n156,444,539\n4,664.8\nNov\n171.45\n64.39\n34,765,242.8\n155,854,066\n4,517.9\nDec\n162.79\n71.71\n29,701,204.8\n475,024,051\n4,327.0\n2015\nJan\n164.9\n58.13\n16,062,740.8\n57,390,451\n4,365.1\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n27 \n \nCommercial\nAccepting\nBuilding \nEnd of\nBanks\nHouses\nP.O.S.B.\nSocieties\nTOTAL\n2014\nJan\n1,206.2\n63.3\n70.1\n567.0\n1,906.7\nFeb\n1,373.4\n48.3\n71.5\n583.1\n2,076.3\nMar\n1,373.8\n55.8\n75.1\n609.2\n2,113.9\nApr\n1,394.0\n40.3\n81.0\n621.1\n2,136.4\nMay\n1,427.5\n34.6\n77.5\n669.4\n2,209.0\nJun\n1,495.8\n33.2\n81.3\n652.3\n2,262.6\nJul\n1,499.5\n33.8\n84.2\n665.3\n2,282.7\nAug\n1,502.9\n40.4\n84.0\n695.5\n2,322.9\nSep\n1,573.8\n33.9\n88.6\n692.4\n2,388.8\nOct\n1,525.0\n33.7\n87.5\n732.5\n2,378.7\nNov\n1,469.9\n33.3\n89.8\n768.9\n2,361.8\nDec\n1,473.1\n31.2\n84.8\n788.4\n2,377.5\n2015\nJan\n1,557.9\n40.9\n86.3\n770.2\n2,455.2\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2014\nJan\n1,417.0\n1,007.9\n409.0\n2.6\n30.0\n-27.4\nFeb\n1,466.6\n1,045.6\n421.0\n2.5\n28.7\n-26.2\nMar\n1,512.9\n1,059.2\n453.7\n2.0\n29.1\n-27.1\nApr\n1,608.4\n1,098.5\n510.0\n5.2\n29.3\n-24.1\nMay\n1,700.6\n1,116.7\n583.9\n1.9\n23.2\n-21.3\nJun\n1,716.1\n1,123.4\n592.7\n1.2\n22.8\n-21.6\nJul\n1,553.7\n1,089.0\n464.7\n0.9\n22.9\n-22.0\nAug\n1,618.6\n1,111.6\n507.0\n1.3\n23.0\n-21.7\nSep\n1,664.2\n1,129.4\n534.7\n1.1\n22.5\n-21.3\nOct\n1,644.7\n1,135.7\n508.9\n1.7\n22.1\n-20.3\nNov\n1,602.2\n1,110.5\n491.7\n1.0\n21.8\n-20.8\nDec\n1,571.0\n1,107.9\n463.1\n1.7\n20.4\n-18.7\n2015\nJan\n1,335.6\n1,084.2\n251.4\n2.0\n24.0\n-22.0\n1/ With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed to 25% of liabilities to the public, from 20%. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2013\nJul\n3955.45\n12.31\n132.61\n205.37\n164.08\n139.13\nAug\n3351.13\n10.45\n138.05\n203.41\n189.48\n128.68\nSep\n3409.17\n13.34\n120.41\n190.44\n173.13\n142.32\nOct\n3641.98\n13.75\n121.55\n206.51\n201.51\n156.26\nNov\n3134.35\n11.4\n102.19\n229.52\n222.18\n57.34\nDec\n3438.08\n4.04\n130.15\n265.8\n268.94\n68.58\nAnnual Total\n41797.24\n136.91\n1450.48\n2382.07\n2091.02\n1361.84\n2014\nJan\n3093.01\n5.24\n102.26\n233.1\n228.25\n68.31\nFeb\n2954.93\n10.73\n96.27\n193.9\n217.14\n64.42\nMar\n3332.79\n10.4\n103.58\n232.94\n255.32\n87.94\nApr\n3439.33\n9.66\n126.26\n253.16\n264.38\n96.29\nMay\n3915.31\n13.65\n117.11\n181.35\n146.64\n121.98\nJun\n3657.44\n12.42\n110.38\n250.87\n284.18\n104.28\nJul\n3955.45\n11.72\n125.81\n267\n312.35\n101.75\nAug\n3467.34\n9.36\n135.9\n273.39\n320.36\n103.26\nSep\n4037.98\n11.16\n138.09\n280.8\n341.23\n115.94\nOct\n3843.84\n13.58\n150.09\n291.68\n362.30\n117.40\nNov\n4104.33\n9.33\n160.40\n299.94\n358.76\n103.76\nDec\n4615.04\n11.53\n148.5\n336.65\n395.93\n124.33\n2015\nJan\n3659\n11.81\n154.43\n311.94\n352.18\n113.46\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ in millions)\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2013\nJul\n205.85\n35.41\n1052.26\n822.57\n10099.72\n42.74\nAug\n187.25\n30.29\n1114.86\n825.75\n11551.94\n41.78\nSep\n201.22\n33.17\n1003.98\n799.62\n8701.56\n44.48\nOct\n212.66\n35.69\n1073.88\n873.19\n9769.81\n48.59\nNov\n186.64\n31.74\n904.27\n927.93\n14753.35\n24.04\nDec\n180.8\n11.82\n1033.73\n1042.32\n12273.02\n23.56\nAnnual Total\n2291.82\n367.02\n12011.07\n9631.5\n119144.68\n447.44\n2014\nJan\n182.48\n29.41\n973.79\n815.89\n11141.19\n24.19\nFeb\n175.09\n32.95\n991.91\n799.12\n10631.6\n25.1\nMar\n192.02\n32.35\n1163.76\n947.64\n12859.5\n30.82\nApr\n183.63\n28.12\n1184.85\n974.37\n13298.04\n29.23\nMay\n215.2\n37.09\n954.18\n793.43\n12146.9\n38.68\nJun\n193.58\n32.98\n1164.73\n966.45\n14163.56\n34.25\nJul\n199.59\n34.34\n1272.91\n1038.44\n15370.63\n37.68\nAug\n170.86\n27.25\n1300.35\n1122.41\n16268.07\n33.84\nSep\n197.88\n30.39\n1158.84\n1057.48\n15991.79\n39.35\nOct\n200.32\n34.58\n1193.38\n1086.16\n17527.40\n40.96\nNov\n171.45\n27.66\n1143.69\n1077.30\n17876.31\n42.01\nDec\n189.83\n27.49\n1161.59\n1162.71\n19347.91\n40.49\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.6\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)\n \n \n31\n \nMONTHLY ECONOMIC REVIEW", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/January2015.pdf"}
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+{"doc_id": "1debad5a04019bb1b3a01536e40b9ee1", "text": "[Date] \n \n \n \n \nDECEMBER 2015 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 2 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 4 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCard Based Transactions ___________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCheque Transactions ______________________________________________________________ 5 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2015 \nNovember \n2015 \nDecember \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n22.3 \n23.7 \n6.2% \nZ.S.E. Industrial Index1 \n117.6 \n114.9 \n-2.3% \nMoney Supply (US$)2 \n4 745.2 million \n4 765.4 million \n0.4% \nMoney Supply (M3) Annual Growth2 \n7.5% \n8.2% \n \nYearly Inflation3 \n-2.46% \n-2.47% \n \nMonthly Inflation3 \n-0.2% \n-0.1% \n \nNominal Lending Rate \n4.0-16.3% \n6.0-16.0% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \nDuring the month of December 2015, global markets \nrecorded losses due to concerns of the slowdown in \nthe Chinese economy. The decline occurred despite \nthe United States of America Federal Reserve Bank \ninterest rate hike of 0.25%. \nOver the same period, African markets also recorded \nlosses partly due to concerns over an acceleration of \ncapital outflows, as global investors shifted their \nportfolio investments to the US market. \nThe Zimbabwe Stock Exchange (ZSE) recorded \nmixed trading with the industrial index recording \nlosses, whilst the mining index recovered some of the \nlosses it had registered during the year. The industrial \nindex lost 2.3%, from 117.6 points in November 2015 \nto 114.9 points in December 2015. This was \nunderpinned by losses in heavily capitalized counters. \nOver the same period, the mining index gained 6.2%, \nfrom 22.3 points to 23.7 points. \n \n \n \nTrading volumes increased in the month of December \n2015, following block trades in Dawn, Delta, Econet \nand Simbisa shares. These block trades raised the \ntotal volume of shares traded from 90.4 million shares \nin November 2015, to 183.8 million shares in \nDecember 2015. Over the same period, turnover also \nrose from US$8.9 million to US$16.4 million. \n \n \nSource: Zimbabwe Stock Exchange, 2015 \nThe losses recorded in heavily capitalized counters \nresulted in the ZSE market capitalisation declining \nfurther to US$3 073.4 million in December 2015, \nfrom US$3 141.7 million in November 2015. \n \n0\n50\n100\n150\n200\n250\n28-Feb-13\n30-Apr-13\n30-Jun-13\n31-Aug-13\n31-Oct-13\n31-Dec-13\n28-Feb-14\n30-Apr-14\n30-Jun-14\n31-Aug-14\n31-Oct-14\n31-Dec-14\n28-Feb-15\n30-Apr-15\n30-Jun-15\n31-Aug-15\n31-Oct-15\n31-Dec-15\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.00\n0.50\n1.00\n1.50\n2.00\n2.50\n3.00\n3.50\n4.00\n0.00\n20.00\n40.00\n60.00\n80.00\n100.00\n120.00\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Daily Volumes and \nFigure 2: ZSE: Daily Volumes and Values Traded\nValues Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2015 \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nMONETARY DEVELOPMENTS \nAnnual growth in money supply1 continued on an \nupward trend rising to 8.2% in December 2015, from \n7.5% in November 2015. On a monthly basis, broad \nmoney rose by 0.4% to US$4 765.4 million in \nDecember 2015. The growth was underpinned by \nincreases in most deposit classes. \n \nSource: Reserve Bank of Zimbabwe, 2015 \nThe annual growth in broad money was largely driven \nby an increase of US$263.3 million; US$61.5 million; \nand US$44.7 million in demand, savings and long-\nterm deposits, respectively. Demand deposits \nconstituted 51%; long term, 19%; short term, 17%, \nand savings, 13% of total deposits. \nThe year-on-year growth in total banking sector credit \ncontinued on an upward trend, rising to 27% in \nDecember 2015, from 22.8% in November 2015. On \na monthly basis, banking sector credit increased by \n4% in December 2015 to US$5 560.7 million, from \nUS$5 345.3 million in November 2015. \n \n1 Money supply is total deposits less interbank deposits. \n \n \nAnnual growth in credit to the private sector grew by \n1% in December 2015, down from 2% in November \n2015. Month-on-month, credit to the private sector, \nhowever, declined by 1.7% to US$3 835.7 million in \nDecember 2015. \nThe sectorial distribution of private sector credit was \nas follows: agriculture (21.2%); services including \ntourism \n(17.1%); \ndistribution \n(13.2%); \nmanufacturing (16.2%); mining (5.9%); financial \norganisations and investments, (3.7%); transport and \ncommunications (3%); and construction (1.1%). \nCredit to households stood at 18.6% in December \n2015, partly reflecting the dominance of consumptive \nborrowing in the economy. \n \n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\nApr\nJun\nAug\nOct\nDec\nFeb\nApr\nJun\nAug\nOct\nDec\nFeb\nApr\nJun\nAug\nOct\nDec\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth\nShort Term\n17%\nLong Term \n19%\nDemand\n51%\nsavings\n13%Figure 4: Banki\nFigure 4: Banking Sector DepositsDecember 20\nDecember 2015\nSource: Reserve Bank of Zimbabwe, 2015 \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \n \nSource: Reserve Bank of Zimbabwe, 2015 \nIn terms of proportions, private sector credit was used \nas follows: asset purchases, 43.4%; inventory build-\nup, 34.3%; consumer durables, 13.1%; and vehicle \npurchases, 3.4%. Notably, funds utilized for capital \ndevelopment remained low at 4.5% of total loans and \nadvances. Pre and post shipment financing accounted \nfor 1.3% of total credit to the private sector. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nThe annual headline inflation declined marginally to \n-2.47% in December 2015, from -2.46% recorded in \nNovember 2015. The slight increase in inflation was \nmainly driven by food inflation. Partially offsetting \nthis increase was a decline in non-food inflation. \n \n \nSource: ZIMSTAT, 2015 \nAnnual inflation has remained in negative territory \nsince October 2014, due to the continued downward \ncorrection in both food and non-food prices and low \naggregate demand in the economy. \nThe year-on-year food inflation stood at -3.7% in \nDecember 2015, an increase from the October 2015 \nrate of -4.0% and November 2015 rate of -3.9%. Food \ninflation was weighed down by declines in bread and \ncereals and vegetables. \nAnnual non-food inflation decelerated from -1.8% in \nNovember 2015 to -1.9% in December 2015. The \ndecline was largely driven by housing, water, \nelectricity, gas and other fuels; communication; \nfurniture, household equipment and maintenance and \nclothing and footwear. The 11.1% increase in \nLoans & Advances\n88.37%\nBills \nDiscounted\n0.18%\nBankers \nacceptances\n0.27%\nOther \ninvestments\n2.14%\nMortgages\n9.04%Figure 5: Credit to Private Sector\nFigure 5: Credit to Private SectorDecember 2015\nDecember 2015\n-4\n-3\n-2\n-1\n0\n1\n2\nDec-13\nJan-14\nFeb-14\nMar-14\nApr-14\nMay-14\nJun-14\nJul-14\nAug-14\nSep-14\nOct-14\nNov-14\nDec-14\nJan-15\nFeb-15\nMar-15\nApr-15\nMay-15\nJun-15\nJul-15\nAug-15\nSep-15\nOct-15\nNov-15\nDec-15\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \neducation inflation, however, partially offset the \ndeclines in other sub-categories. \n \nMonthly Inflation \nThe month-on-month inflation rate for December \n2015 stood at -0.11%, shedding 0.27 percentage \npoints from 0.16% recorded in November 2015. The \ndecline was driven by both food and non-food \ninflation. \nMonthly food inflation reverted to negative territory, \nfalling from 0.04% in November 2015, to -0.21% in \nDecember 2015. This was mainly influenced by bread \nand cereals; milk, cheese and eggs; and oils and fats. \nThe declines in these sub-categories were, however, \npartially offset by positive monthly inflation recorded \nfor vegetables; meat; and sugar, jam, honey, \nchocolate and confectioneries, which recorded in \nDecember 2015. \nLikewise, the monthly non-food inflation rate fell, \nshedding 0.28 percentage points from the November \n2015 rate of -0.22%. The decline was largely driven \nby transport; alcoholic beverages and restaurants and \nhotels. \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system increased by 17% in December 2015 to \nUS$4.17 billion, from US$3.55 billion recorded in \nNovember 2015. The volume of transactions \nregistered an increase of 8% from 143 435 to 155 044 \nduring the same period. \n \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions increased from US$571.3 million in \nNovember 2015, to US$690.8 million in December \n2015. \nSource: Reserve Bank of Zimbabwe, 2015 \n \nCard Based Transactions \n \nCard based transactions also increased from \nUS$477.9 \nmillion \nin \nNovember \n2015, \nto \nUS$557.9 million in December 2015. \n \nCheque Transactions \n \nThe value of cheque transactions registered an 8.9% \ndecrease, from US$12 million in November 2015, to \nUS$11 million in December 2015. \n \nRESERVE BANK OF ZIMBABWE \nJANUARY 2016\n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nDec-12\nApr-13\nAug-13\nDec-13\nApr-14\nAug-14\nDec-14\nApr-15\nAug-15\nDec-15\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: Z\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n6 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 8 \n \n1.2 Broad Money Survey \n \n \n \n \n \n 9 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n10 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n11 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 12 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n13 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n14 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n15 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n16 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n17 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n18 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n19 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n20 \n \n7.2 Liabilities \n \n \n \n \n \n \n21 \n \n \nMONTHLY ECONOMIC REVIEW \n7 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n22 \n \n8.2 Liabilities \n \n \n \n \n \n \n23 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n24 \n \n9.2 Liabilities \n \n \n \n \n \n \n25 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n26 \n \n11. Savings with Financial Institutions \n \n \n \n \n27 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n28 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n29 \n \n13.2 Volumes of Transactions \n \n \n \n \n30 \n \n \n \n \n \n \n \n \n8 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \n \n \n \n \nDecember\nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nBond Coins\n298.6\n567.1\n1,096.7\n1,294.0\n1,749.3\n2,316.7\n2,684.1\n2,719.3\n3,016.3\n3,425.5\n4,445.3\n5,789.3\n7,127.0\nRBZ Demand Deposits\n144.5\n714.7\n898.5\n545.0\n491.6\n340.2\n4,035.0\n3,889.6\n3,480.3\n3,478.9\n3,485.7\n2,470.9\n726.0\nComm. Banks Dem. Deposits\n2,121,401.6\n1,967,789.9\n1,978,595.1\n2,051,081.7\n1,990,235.2\n2,017,918.3\n2,112,470.2\n2,023,527.6\n2,168,409.0\n2,166,471.3\n2,149,026.8\n2,358,226.5\n2,362,538.7\nMerchant Banks Dem. Deposits\n36,942.7\n39,049.7\n38,382.5\n68,611.1\n63,935.0\n63,899.2\n62,949.9\n62,949.9\n62,949.9\n62,157.8\n61,925.6\n58,750.3\n58,524.4\nM1\n2,158,787.4\n2,008,121.3\n2,018,972.8\n2,121,531.8\n2,056,411.0\n2,084,474.4\n2,182,139.2\n2,093,086.3\n2,237,855.5\n2,235,533.5\n2,218,883.4\n2,425,237.0\n2,428,916.0\nComm. Banks Savings Deposits\n267,179.5\n282,832.4\n240,444.7\n230,198.0\n267,921.4\n275,167.8\n248,074.6\n239,113.1\n227,534.6\n230,176.6\n231,465.3\n259,856.4\n266166.63\nBuilding Soc. Savings Deposits\n236,423.8\n233,498.2\n238,848.9\n244,746.0\n256,526.3\n280,947.9\n279,625.3\n275,914.5\n277,271.4\n230,176.6\n294,208.3\n308,439.9\n296041.79\nP O S B Savings Deposits\n69,601.1\n70,144.8\n72,839.1\n75,993.4\n74,678.1\n71,195.6\n73,397.6\n68,785.7\n71,554.2\n77,161.5\n73,380.5\n76,307.7\n72505.78\nComm. Banks U-30 Day Deposits\n654,559.9\n638,395.6\n574,946.1\n645,401.5\n607,334.3\n670,242.5\n707,686.1\n587,421.2\n505,981.9\n613,287.8\n565,136.6\n565,317.5\n650234.31\nMerchant Banks U-30 Day Deposits\n31,176.0\n40,928.2\n40,362.2\n12,132.4\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.00\nBuilding Soc. U- 30 Day Deposits\n144,211.5\n127,399.4\n149,834.6\n152,280.6\n189,428.7\n175,953.7\n188,805.2\n171,250.8\n156,077.5\n190,548.2\n144,911.8\n127,578.2\n165352.52\nM2\n3,561,939.1\n3,401,319.9\n3,336,248.4\n3,482,283.7\n3,452,299.9\n3,557,981.9\n3,679,728.0\n3,435,571.6\n3,476,275.0\n3,576,884.3\n3,527,985.9\n3,762,736.7\n3,879,217.1\nComm. Banks O-30 Day Deposits\n449,703.8\n544,421.5\n597,685.2\n503,769.1\n618,804.9\n536,216.7\n509,642.0\n651,895.8\n622,991.6\n611,608.0\n628,213.7\n503,244.7\n420265.08\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n365,334.8\n366,978.6\n375,166.9\n355,362.1\n340,739.4\n364,490.5\n326,111.5\n351,579.9\n340,974.7\n303,177.5\n409,350.0\n444,267.1\n432822.35\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11266.60\nP O S B Time Deposits\n15,174.4\n16,138.8\n17,519.8\n17,638.5\n15,733.8\n18,011.8\n17,261.6\n23,646.5\n21,540.3\n24,019.0\n24,010.2\n23,668.6\n21851.26\nM3\n4,403,418.7\n4,340,125.3\n4,337,886.9\n4,370,320.0\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,526,955.4\n4,600,826.4\n4,745,183.7\n4,765,422.3\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n2015\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n9 \n \n \nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nNET FOREIGN ASSETS \n-719,401.4\n-714,190.6\n-763,306.5\n-565,959.3\n-636,028.1\n-681,066.5\n-775,512.6\n-723,772.8\n-727,785.7\n-715,689.4\n-822,417.2\n-771,548.0\n-683,664.6\n Assets\n896,179.7\n830,959.4\n737,833.5\n816,079.6\n755,493.4\n811,200.4\n926,353.7\n843,689.2\n867,447.1\n889,018.6\n784,372.6\n667,350.7\n796,212.4\n Reserve Bank (RBZ)\n363,181.1\n356,661.9\n280,889.9\n282,170.1\n282,900.6\n303,218.6\n453,986.1\n395,771.0\n360,705.6\n360,255.9\n335,321.7\n300,180.5\n436,988.0\n Deposit Money Banks (DMBs) \n463,112.7\n405,880.7\n400,473.5\n469,563.3\n424,368.1\n418,721.9\n390,608.3\n361,517.6\n428,702.8\n448,219.8\n387,305.0\n310,522.6\n300,320.1\n Other Banking Institutions (OBIs) \\1\n69,886.0\n68,416.9\n56,470.0\n64,346.2\n48,224.7\n89,260.0\n81,759.3\n86,400.6\n78,038.7\n80,542.9\n61,745.9\n56,647.6\n58,904.3\n Liabilities \\2\n-1,615,581.1\n-1,545,150.0\n-1,501,140.0\n-1,382,038.9\n-1,391,521.5\n-1,492,266.9\n-1,701,866.3\n-1,567,462.0\n-1,595,232.7\n-1,604,707.9\n-1,606,789.8\n-1,438,898.6\n-1,479,877.0\n RBZ\n1,020,936.5\n1,007,096.0\n1,009,161.8\n858,095.4\n894,207.5\n868,931.4\n1,093,306.3\n1,039,959.7\n1,056,817.9\n1,057,080.8\n1,069,972.4\n1,048,664.8\n1,116,315.6\n DMBs\n540,423.0\n483,463.5\n438,356.5\n473,182.2\n448,998.0\n574,792.7\n560,305.8\n478,956.0\n490,791.1\n504,085.0\n494,458.0\n347,787.2\n320,578.9\n OBIs\n54,221.6\n54,590.6\n53,621.8\n50,761.3\n48,315.9\n48,542.8\n48,254.1\n48,546.3\n47,623.8\n43,542.1\n42,359.5\n42,446.6\n42,982.5\nNET DOMESTIC ASSETS \n5,122,820.1\n5,054,316.0\n5,101,193.5\n4,936,279.4\n5,074,872.7\n5,169,034.0\n5,319,522.4\n5,197,733.1\n5,200,833.8\n5,301,713.1\n5,423,243.6\n5,516,731.6\n5,449,086.9\nDOMESTIC CREDIT\n4,378,653.6\n4,231,495.4\n4,249,052.3\n4,371,027.6\n4,529,777.2\n4,817,875.2\n4,869,072.4\n4,981,511.5\n5,029,107.1\n5,079,842.4\n5,196,662.7\n5,345,272.0\n5,560,695.5\n Claims on Government (net) \n515,636.4\n544,026.1\n549,179.2\n537,675.3\n665,258.8\n950,594.0\n1,074,237.6\n1,160,044.8\n1,192,006.7\n1,182,354.0\n1,253,218.7\n1,359,827.4\n1,590,109.9\n RBZ\n-25,063.7\n-12,594.0\n-12,908.0\n-22,274.1\n98,377.6\n97,847.8\n91,807.5\n243,082.9\n244,517.6\n254,297.8\n271,997.2\n314,096.4\n357,307.3\n DMBs\n487,962.9\n504,696.7\n510,080.3\n500,344.5\n498,836.6\n784,428.5\n904,112.3\n845,865.3\n860,228.9\n838,982.9\n890,154.0\n954,556.6\n1,119,720.1\n OBIs\n52,737.2\n51,923.4\n52,007.0\n59,604.9\n68,044.6\n68,317.8\n78,317.8\n71,096.6\n87,260.2\n89,073.3\n91,067.5\n91,174.4\n113,082.5\n Claims on Public Enterprises \n66,750.2\n64,967.7\n68,944.3\n71,543.2\n102,474.3\n104,306.3\n53,148.2\n48,641.8\n56,508.0\n54,523.7\n84,877.1\n83,806.0\n134,914.6\n RBZ\n0.0\n0.0\n0.0\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n73,573.9\n DMBs\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n OBIs\n0.0\n0.0\n0.0\n1,726.4\n994.2\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n Claims on Private Sector\n3,796,267.1\n3,622,501.6\n3,630,928.8\n3,761,809.1\n3,762,044.1\n3,762,974.9\n3,741,686.6\n3,772,824.9\n3,780,592.5\n3,842,964.7\n3,858,567.0\n3,901,638.6\n3,835,671.0\n RBZ\n34,725.3\n34,725.3\n34,725.3\n31,409.0\n31,558.0\n31,155.6\n51,689.8\n66,722.4\n92,768.9\n67,359.3\n75,959.6\n77,442.5\n96,088.9\n DMBs\n3,010,101.6\n2,835,002.6\n2,824,415.9\n2,960,892.4\n2,948,993.7\n2,960,917.8\n2,900,630.1\n2,910,157.5\n2,875,477.3\n2,956,930.6\n2,950,844.9\n2,981,759.1\n2,874,287.6\n OBIs\n751,440.3\n752,773.8\n771,787.7\n769,507.7\n781,492.4\n770,901.6\n789,366.8\n795,945.0\n812,346.3\n818,674.8\n831,762.5\n842,437.0\n865,294.5\nOTHER ITEMS (NET) \n744,166.4\n822,820.5\n852,141.2\n565,251.8\n545,095.4\n351,158.7\n450,450.0\n216,221.6\n171,726.7\n221,870.7\n226,580.9\n171,459.6\n-111,608.6\nBROAD MONEY (M3) \n4,403,418.7\n4,340,125.3\n4,337,887.0\n4,370,320.1\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,586,023.7\n4,600,826.4\n4,745,183.7\n4,765,422.3\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n2015\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \n \n \n \n \n \nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nNET FOREIGN ASSETS \n48,423.1\n5,210.8\n-49,115.9\n197,347.2\n-70,068.7\n-45,038.4\n-94,446.1\n51,739.9\n-4,012.9\n12,096.3\n-106,727.8\n50,869.2\n87,883.4\n Assets\n68,665.5\n-65,220.3\n-93,125.9\n78,246.1\n-60,586.2\n55,707.0\n115,153.3\n-82,664.5\n23,757.8\n21,571.5\n-104,646.0\n-117,021.9\n128,861.7\n Reserve Bank (RBZ)\n28,646.8\n-6,519.2\n-75,771.9\n1,280.1\n730.6\n20,317.9\n150,767.5\n-58,215.1\n-35,065.4\n-449.7\n-24,934.2\n-35,141.2\n136,807.5\n Deposit Money Banks (DMBs)\n46,122.9\n-57,232.0\n-5,407.1\n69,089.7\n-45,195.2\n-5,646.2\n-28,113.6\n-29,090.7\n67,185.1\n19,517.0\n-60,914.8\n-76,782.4\n-10,202.5\n Other Banking Institutions (OBIs) \\1\n-6,104.2\n-1,469.1\n-11,946.9\n7,876.2\n-16,121.6\n41,035.3\n-7,500.7\n4,641.3\n-8,361.9\n2,504.2\n-18,797.0\n-5,098.3\n2,256.7\n Liabilities \\2\n-20,242.5\n70,431.1\n44,010.0\n119,101.1\n-9,482.6\n-100,745.5\n-209,599.4\n134,404.3\n-27,770.7\n-9,475.2\n-2,081.9\n167,891.2\n-40,978.3\n RBZ\n-9,117.3\n-13,840.5\n2,065.8\n-151,066.4\n36,112.1\n-25,276.1\n224,375.0\n-53,346.7\n16,858.2\n262.9\n12,891.6\n-21,307.6\n67,650.8\n DMBs\n29,711.9\n-56,959.6\n-45,107.0\n34,825.7\n-24,184.2\n125,794.7\n-14,486.9\n-81,349.8\n11,835.0\n13,293.9\n-9,627.0\n-146,670.7\n-27,208.4\n OBIs\n-352.1\n369.0\n-968.8\n-2,860.4\n-2,445.4\n226.9\n-288.7\n292.2\n-922.5\n-4,081.6\n-1,182.7\n87.1\n535.9\nNET DOMESTIC ASSETS \\3\n-60,469.9\n-68,504.1\n46,877.5\n-164,914.1\n138,593.3\n94,161.3\n150,488.4\n-121,789.3\n3,100.7\n100,879.2\n121,530.5\n93,488.0\n-67,644.7\nDOMESTIC CREDIT\n25,721.4\n-147,158.2\n17,556.9\n121,975.3\n158,749.6\n288,098.0\n51,197.2\n112,439.1\n47,595.6\n50,735.3\n116,820.4\n148,609.3\n215,423.5\n Claims on Government (net) \n53,210.7\n28,389.7\n5,153.1\n-11,503.9\n127,583.5\n285,335.2\n123,643.6\n85,807.2\n31,961.9\n-9,652.6\n70,864.7\n106,608.7\n230,282.5\n RBZ\n-11,032.2\n12,469.7\n-314.0\n-9,366.0\n120,651.7\n-529.8\n-6,040.3\n151,275.4\n1,434.7\n9,780.2\n17,699.4\n42,099.2\n43,210.9\n DMBs\n44,484.8\n16,733.8\n5,383.6\n-9,735.8\n-1,507.9\n285,591.8\n119,683.9\n-58,247.0\n14,363.6\n-21,245.9\n51,171.1\n64,402.6\n165,163.5\n OBIs\n19,758.1\n-813.8\n83.5\n7,597.9\n8,439.7\n273.1\n10,000.0\n-7,221.2\n16,163.6\n1,813.1\n1,994.2\n106.9\n21,908.1\n Claims on Public Enterprises \n89.2\n-1,782.4\n3,976.6\n2,598.9\n30,931.2\n1,832.0\n-51,158.1\n-4,506.4\n7,866.2\n-1,984.3\n30,353.4\n-1,071.0\n51,108.6\n RBZ\n0.0\n0.0\n0.0\n0.0\n737.3\n349.8\n102.0\n742.4\n167.2\n325.0\n27,938.9\n12.5\n43,198.8\n DMBs\n89.2\n-1,782.4\n3,976.6\n872.5\n30,926.1\n1,693.1\n-51,182.0\n-4,743.6\n6,619.9\n-2,342.5\n2,560.3\n-843.4\n7,698.3\n Agri-PEs\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n-1,522.5\n-1,523.5\n-1,524.5\n-1,525.5\n-1,526.5\n-1,527.5\n-1,528.5\n Other\n1,605.7\n-264.9\n5,495.1\n2,392.0\n32,446.6\n3,214.7\n-49,659.5\n-3,220.1\n8,144.4\n-816.9\n4,086.8\n684.1\n9,226.8\n OBIs\n0.0\n0.0\n0.0\n1,726.4\n-732.2\n-211.0\n-78.1\n-505.2\n1,079.1\n33.1\n-145.7\n-240.1\n211.5\n Claims on Private Sector\n-27,578.5\n-173,765.5\n8,427.2\n130,880.3\n234.9\n930.9\n-21,288.3\n31,138.3\n7,767.5\n62,372.2\n15,602.3\n43,071.6\n-65,967.5\n RBZ\n0.0\n0.0\n0.0\n-3,316.3\n149.0\n-402.4\n20,534.2\n15,032.7\n26,046.5\n-25,409.6\n8,600.4\n1,482.9\n18,646.4\n DMBs\n-26,693.6\n-175,099.0\n-10,586.7\n136,476.5\n-11,898.7\n11,924.1\n-60,287.7\n9,527.4\n-34,680.2\n81,453.3\n-6,085.7\n30,914.2\n-107,471.5\n OBIs\n-884.9\n1,333.5\n19,013.9\n-2,280.0\n11,984.7\n-10,590.8\n18,465.2\n6,578.2\n16,401.3\n6,328.5\n13,087.7\n10,674.5\n22,857.6\nOTHER ITEMS (NET) \n-86,191.4\n78,654.1\n29,320.6\n-286,889.4\n-20,156.4\n-193,936.7\n99,291.2\n-234,228.4\n-44,494.9\n50,144.0\n4,710.2\n-55,121.3\n-283,068.2\nBROAD MONEY (M3) \n-12,046.9\n-63,293.4\n-2,238.4\n32,433.1\n68,524.5\n49,122.9\n56,042.3\n-70,049.4\n-912.2\n112,975.5\n14,802.7\n144,357.2\n20,238.7\n Broad Money (M3) \n-0.3%\n-1.4%\n-0.1%\n0.7%\n1.57%\n1.11%\n1.2%\n-1.54%\n-0.02%\n2.53%\n0.32%\n3.14%\n0.43%\n Domestic Credit \n0.6%\n-3.4%\n0.4%\n2.9%\n3.63%\n6.36%\n1.1%\n2.31%\n0.96%\n1.01%\n2.30%\n2.86%\n4.03%\n Claims on Private Sector\n-0.7%\n-4.6%\n0.2%\n3.6%\n0.01%\n0.02%\n-0.6%\n0.83%\n0.21%\n1.65%\n0.41%\n1.12%\n-1.69%\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2014\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \n \n \nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nNET FOREIGN ASSETS \n251,490.3\n233,974.4\n90,771.0\n132,431.5\n36,127.1\n250,879.1\n59,815.5\n-95,449.8\n-180,094.9\n-22,698.6\n-100,052.1\n-179,455.4\n-223,571.1\n-3,723.5\n35,736.8\n Assets\n4,716.6\n-29,140.7\n-145,986.2\n-178,961.3\n-294,685.4\n-205,308.8\n-308,111.1\n-379,009.3\n-200,283.4\n-183,460.8\n-212,180.1\n-216,884.3\n-214,670.1\n-160,163.5\n-99,967.3\n Reserve Bank (RBZ)\n185,705.6\n69,707.4\n24,693.2\n1,841.7\n-84,185.9\n-74,987.2\n-76,958.8\n-107,685.7\n79,429.5\n68,475.7\n-50,976.1\n-260,229.1\n-172,834.3\n-34,353.8\n73,806.9\n Deposit Money Banks (DMBs)\n-168,281.7\n-114,069.3\n-180,447.4\n-204,438.1\n-219,094.2\n-115,561.0\n-204,196.9\n-282,081.0\n-294,731.2\n-262,175.5\n-175,757.2\n33,238.4\n-45,036.0\n-106,467.2\n-162,792.6\n Other Banking Institutions (OBIs) \\1\n-12,707.3\n15,221.1\n9,767.9\n23,635.1\n8,594.7\n-14,760.6\n-26,955.3\n10,757.3\n15,018.3\n10,239.0\n14,553.2\n10,106.4\n3,200.1\n-19,342.5\n-10,981.7\n Liabilities \\2\n246,773.7\n263,115.2\n236,757.2\n311,392.8\n330,812.5\n456,187.9\n367,926.6\n283,559.6\n20,188.5\n160,762.2\n112,128.0\n37,428.9\n-8,901.0\n156,440.0\n135,704.1\n RBZ\n-114,916.2\n-117,925.2\n-129,214.3\n-141,597.9\n-142,138.7\n-294,509.5\n-261,255.8\n-283,804.9\n-48,600.0\n-96,131.8\n-60,845.6\n19,340.3\n34,361.2\n18,611.0\n95,379.1\n DMBs\n-165,096.0\n-178,769.8\n-131,012.2\n-198,281.1\n-217,181.2\n-187,715.9\n-130,095.6\n-23,610.5\n14,958.5\n-83,111.7\n-63,177.9\n-46,073.7\n-13,602.2\n-162,923.9\n-219,844.2\n OBIs\n33,238.5\n33,579.8\n23,469.3\n28,486.1\n28,507.4\n26,037.5\n23,424.8\n23,855.8\n13,453.0\n18,481.3\n11,895.4\n-10,695.4\n-11,858.0\n-12,127.1\n-11,239.0\nNET DOMESTIC ASSETS \\3\n254,086.5\n374,380.8\n380,322.6\n319,048.5\n279,980.3\n25,501.8\n148,570.5\n257,686.8\n400,538.7\n272,589.1\n251,024.5\n376,976.5\n367,137.9\n333,441.6\n326,266.8\nDOMESTIC CREDIT\n252,119.7\n261,621.9\n309,956.1\n245,588.9\n134,866.3\n190,918.6\n379,639.8\n679,564.0\n695,004.5\n776,284.9\n794,638.6\n812,660.2\n865,327.7\n992,339.8\n1,182,041.9\n Claims on Government (net) \n170,818.5\n130,627.9\n157,639.0\n185,227.8\n122,671.7\n47,442.1\n188,341.5\n482,132.6\n575,620.5\n736,056.5\n754,533.2\n739,918.1\n782,714.1\n897,401.8\n1,074,473.5\n RBZ\n-12,964.3\n-12,843.3\n-23,881.4\n-11,412.3\n-11,726.2\n-21,094.5\n99,556.4\n99,026.6\n92,986.5\n289,241.2\n270,492.4\n290,213.2\n286,430.3\n328,127.9\n382,371.0\n DMBs\n152,163.6\n150,725.7\n168,946.7\n184,880.3\n122,554.5\n49,095.3\n60,904.0\n354,951.8\n444,479.8\n415,882.2\n448,362.7\n412,213.7\n457,069.2\n511,078.6\n631,757.3\n OBIs\n31,619.3\n-7,254.5\n12,573.7\n11,759.9\n11,843.4\n19,441.3\n27,881.1\n28,154.2\n38,154.2\n30,933.0\n35,678.2\n37,491.3\n39,214.6\n58,195.3\n60,345.2\n Claims on Public Enterprises \n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-7,984.8\n24,181.6\n25,922.7\n-20,025.0\n-28,752.0\n-13,816.8\n-17,867.0\n12,502.1\n17,145.1\n68,164.4\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n73,573.9\n DMBs\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-9,711.2\n22,450.1\n24,052.3\n-21,919.3\n-30,883.4\n-17,194.6\n-21,602.9\n-19,027.0\n-14,156.5\n-6,547.4\n Agri-PEs\n-5,003.2\n-5,004.2\n-5,005.2\n-7,246.8\n-7,246.8\n-6,896.5\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n Other\n17,954.0\n10,820.4\n11,110.4\n11,661.5\n15,501.8\n-2,814.7\n29,348.9\n30,961.2\n-20,403.0\n-29,372.5\n-15,680.0\n-20,087.4\n-17,511.5\n-12,639.9\n-5,029.8\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n994.2\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n Claims on Private Sector\n68,350.4\n125,177.8\n146,211.9\n55,946.4\n3,939.6\n151,461.2\n167,116.7\n171,508.7\n139,409.0\n68,980.4\n53,922.1\n90,609.0\n70,111.5\n77,793.0\n39,403.9\n RBZ\n-394.8\n-390.8\n-390.8\n-390.8\n-390.8\n-3,336.1\n-3,187.1\n-3,589.5\n16,964.5\n31,997.2\n58,043.6\n32,634.0\n41,234.4\n42,717.2\n61,363.6\n DMBs\n-124,890.6\n-69,400.6\n-43,543.7\n-120,031.2\n-192,169.1\n-33,095.8\n-19,566.9\n4,881.3\n-55,223.4\n-103,031.0\n-141,232.5\n-64,459.1\n-65,906.0\n-55,036.1\n-135,814.0\n OBIs\n193,635.8\n194,969.2\n190,146.4\n176,368.4\n196,499.5\n187,893.1\n189,870.6\n170,216.9\n177,667.9\n140,014.2\n137,110.9\n122,434.1\n94,783.1\n90,111.8\n113,854.3\nOTHER ITEMS (NET) \n1,966.8\n112,758.9\n70,366.5\n73,459.6\n145,114.0\n-165,416.8\n-231,069.3\n-421,877.2\n-294,465.8\n-503,695.8\n-543,614.1\n-435,683.7\n-498,189.8\n-658,898.2\n-855,775.0\nBROAD MONEY (M3) \n505,576.8\n608,355.2\n471,093.6\n451,480.0\n316,107.4\n276,380.8\n208,386.1\n162,237.0\n220,443.8\n249,890.4\n150,972.4\n197,521.1\n143,566.8\n329,718.1\n362,003.6\nGROWTH RATES\n Broad Money (M3) \n12.8%\n16.0%\n12.0%\n11.6%\n7.9%\n6.8%\n4.9%\n3.8%\n5.1%\n5.9%\n3.5%\n4.5%\n3.2%\n7.5%\n8.2%\n Domestic Credit \n6.2%\n6.4%\n7.6%\n6.2%\n3.3%\n4.6%\n9.1%\n16.4%\n16.7%\n18.5%\n18.8%\n19.0%\n20.0%\n22.8%\n27.0%\n Claims on Private Sector\n1.8%\n3.4%\n4.0%\n1.6%\n0.1%\n4.2%\n4.6%\n4.8%\n3.9%\n1.9%\n1.4%\n2.4%\n1.9%\n2.0%\n1.0%\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n2014\n$ Thousands\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2014 \nJan\n489,585.3\n43,743.8\n18,574.7\n464,097.6\n5,467.4\n48,086.1\n362,554.0\n116,635.5\n412,901.1\n37,722.2\n367,126.2\n16,773.1\n2,383,267.1\nFeb \n519,154.6\n38,918.1\n24,765.4\n460,528.2\n10,397.3\n47,488.6\n385,038.1\n116,670.5\n401,619.6\n32,978.1\n396,800.8\n8,542.7\n2,442,902.1\nMar\n503,868.1\n42,707.9\n35,785.1\n494,663.8\n5,257.4\n52,722.0\n374,809.1\n116,653.0\n396,000.6\n38,089.3\n406,503.1\n15,833.1\n2,482,892.7\nApr\n540,156.2\n40,707.1\n18,138.9\n502,514.1\n9,898.6\n18,817.9\n407,595.0\n175,048.3\n447,549.2\n49,619.1\n511,048.2\n15,136.7\n2,736,229.2\nMay\n546,733.9\n41,594.2\n21,547.9\n488,389.7\n10,073.8\n23,049.1\n396,846.0\n184,730.9\n452.373.8\n51,891.8\n512,864.5\n17,718.8\n2,747,814.6\nJun\n536,188.9\n46,085.8\n28,201.0\n500,266.1\n10,656.3\n25,616.2\n417,002.7\n197,441.1\n432,692.4\n46,751.6\n499,191.5\n17,173.9\n2,757,267.4\nJul\n575,645.3\n43,055.0\n28,090.8\n480,483.6\n6,359.2\n27,284.9\n428,611.4\n206,052.3\n479,384.6\n49,260.4\n507,930.0\n46,148.1\n2,878,305.8\nAug\n548,866.7\n56,886.1\n38,891.3\n498,696.8\n54,387.2\n110,618.5\n422,942.5\n221,099.2\n430,156.3\n48,167.0\n474,060.2\n37,230.9\n2,942,002.7\nSep\n539,818.8\n51,349.1\n29,191.8\n493,610.7\n51,999.0\n109,975.0\n428,697.3\n201,791.6\n451,117.2\n45,100.0\n539,108.1\n36,708.6\n2,978,467.1\nOct\n530,544.7\n62,891.8\n55,922.5\n507,936.4\n50,701.1\n101,818.5\n436,519.1\n196,491.0\n413,443.5\n39,088.3\n520,437.0\n5,799.4\n2,921,593.2\nNov\n574,859.5\n58,780.5\n46,419.5\n460,989.3\n50,008.6\n120,510.4\n453,924.5\n208,418.3\n413,410.7\n45,289.6\n540,638.4\n5,976.9\n2,979,226.2\nDec\n565,840.1\n46,298.5\n42,604.8\n437,975.3\n47,805.8\n88,485.5\n478,895.5\n220,501.3\n481,497.5\n43,449.8\n543,038.5\n5,957.7\n3,002,529.6\n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\nAug\n580,775.3\n28,148.8\n58,618.6\n460,451.4\n22,509.2\n105,466.9\n411,831.6\n176,732.7\n440,470.4\n41,154.5\n571,926.0\n886.9\n2,898,972.1\nSep\n598,429.9\n28,307.9\n59,213.0\n443,604.1\n22,711.9\n102,015.0\n421,228.0\n174,144.2\n467,804.5\n43,051.0\n569,250.1\n929.5\n2,930,689.0\nOct\n609,537.2\n33,868.4\n53,813.7\n466,727.6\n21,566.0\n104,959.3\n447,136.6\n141,401.6\n484,254.8\n40,156.6\n573,330.4\n907.7\n2,977,660.0\nNov\n650,547.2\n28,696.7\n49,784.9\n440,864.2\n12,868.9\n104,288.1\n428,393.1\n152,136.9\n444,207.8\n40,760.5\n543,920.4\n696.2\n2,897,164.8\nDec\n590,610.6\n30,958.8\n44,706.5\n366,799.2\n13,354.6\n87,897.5\n450,208.5\n163,452.9\n475,424.5\n40,154.3\n518,998.3\n527.5\n2,783,093.0\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2014\nJANUARY\n130,154.6\n53,292.9\n146,876.1\n353,793.8\n259,569.6\n731,703.3\n304,033.2\n93,776.7\n770,435.4\n40,085.9\n485,573.1\n60,897.7\n3,430,192.5\nFEBRUARY\n138,812.3\n55,092.2\n134,813.9\n420,181.0\n262,183.8\n786,295.6\n270,062.5\n131,134.8\n779,640.3\n39,169.2\n508,813.7\n61,822.3\n3,588,021.6\nMARCH\n118,239.1\n55,167.5\n135,807.9\n382,675.5\n216,025.3\n791,776.0\n275,549.1\n103,298.7\n806,185.9\n42,432.8\n521,381.5\n72,990.9\n3,521,530.3\nAPRIL\n164,347.5\n59,289.3\n102,323.7\n408,823.5\n325,559.7\n780,207.0\n325,659.8\n135,187.4\n888,876.2\n43,746.5\n582,848.8\n82,009.8\n3,898,879.1\nMAY\n149,474.1\n60,669.4\n108,977.6\n355,802.3\n332,850.8\n800,256.8\n303,599.4\n132,132.8\n1,027,552.7\n38,921.0\n581,930.2\n93,334.9\n3,985,501.8\nJUNE\n194,685.1\n64,188.9\n95,595.6\n470,267.7\n291,594.6\n812,999.7\n348,303.5\n130,453.4\n895,698.0\n44,735.5\n575,149.1\n91,392.4\n4,015,063.5\nJULY\n163,335.6\n56,812.0\n87,587.5\n370,121.7\n303,367.3\n830,988.6\n334,436.8\n112,985.0\n880,761.1\n44,675.4\n587,756.7\n94,841.5\n3,867,669.2\nAUGUST\n128,794.1\n38,934.1\n90,012.5\n271,204.3\n270,009.9\n755,141.6\n236,267.5\n130,548.6\n865,566.6\n31,180.4\n467,724.2\n89,582.4\n3,374,966.2\nSEPTEMBER\n177,932.5\n56,444.5\n82,756.7\n315,956.8\n309,508.3\n951,593.4\n278,461.5\n174,497.9\n978,044.0\n47,792.7\n571,629.9\n103,464.8\n4,048,083.1\nOCTOBER\n158,421.7\n57,091.4\n83,973.9\n407,934.0\n308,028.8\n917,450.3\n266,690.9\n178,771.0\n936,336.2\n44,950.2\n613,425.1\n91,764.1\n4,064,837.5\nNOVEMBER\n140,908.6\n61,494.3\n93,114.0\n350,153.8\n313,668.7\n881,007.4\n271,049.9\n137,867.8\n955,760.6\n48,177.7\n641,405.3\n90,462.2\n3,985,070.2\nDECEMBER\n147,242.4\n60,358.1\n118,725.7\n328,729.5\n325,746.6\n950,304.9\n290,329.3\n118,977.8\n964,815.0\n47,574.3\n638,061.1\n92,040.8\n4,082,906.3\n2015\nJANUARY\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFEBRUARY\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMARCH\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nAPRIL\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMAY\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJUNE\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJULY\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\nAUGUST\n168,075.2\n86,038.9\n108,477.7\n472,875.1\n335,158.3\n784,616.6\n401,830.1\n76,647.0\n1,042,260.4\n55,455.9\n657,177.1\n51,922.5\n4,240,535.0\nSEPTEMBER\n197,641.5\n85,842.6\n112,415.3\n462,925.6\n349,564.2\n831,813.0\n379,121.4\n71,090.0\n1,033,106.7\n53,348.1\n676,308.0\n55,759.2\n4,308,935.5\nOCTOBER\n219,922.3\n85,382.0\n116,874.4\n447,200.7\n331,543.6\n821,640.8\n378,568.5\n68,298.7\n1,100,719.7\n55,846.7\n648,757.5\n67,353.2\n4,342,108.3\nNOVEMBER\n212,806.1\n85,815.7\n98,468.4\n465,089.7\n334,835.6\n846,959.0\n363,754.4\n71,866.2\n1,074,141.8\n56,110.3\n665,421.1\n64,630.3\n4,339,898.7\nDECEMBER\n196,092.9\n88,273.0\n102,636.9\n518,411.4\n336,909.2\n864,491.7\n307,845.0\n63,337.5\n1,163,771.1\n57,410.5\n639,985.6\n66,435.7\n4,405,600.5\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \n \n \n \n \nEnd Pe rio d\n19 9 9\n2 0 0 0\n2 0 0 1\n2 0 0 2\n2 0 0 3\n2 0 0 4\n2 0 0 5\n2 0 0 6\n2 0 0 7\n2 0 0 8\n2 0 0 9\n2 0 10\n2 0 11\n2 0 12\n2 0 13\n2 0 14\n( U S $ millio ns )\nLo ng - Te rm Ext e rnal D e b t\n3 ,53 0\n3 ,2 2 7\n3 ,2 55\n3 ,3 2 7\n3 ,6 4 4\n3 ,9 2 7\n3 ,8 0 5\n3 ,9 6 5\n4 ,0 3 2\n4 ,4 6 4\n4 ,9 51\n5,175\n6 ,0 9 6\n6 ,6 0 7\n7,3 70\n8 ,4 4 4\nGo ve rnme nt\n2 ,4 6 1\n2 ,2 4 9\n2 ,3 2 8\n2 ,3 76\n2 ,6 17\n2 ,8 4 4\n2 ,8 9 5\n3 ,0 2 4\n3 ,0 54\n3 ,4 6 4\n4 ,0 3 7\n4 ,0 9 5\n4 ,6 3 8\n4 ,9 2 9\n5,0 12\n4 ,52 2\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\nPub lic Ent e rp ris e s\n54 3\n53 4\n56 8\n6 16\n6 9 8\n714\n70 9\n76 6\n79 0\n8 2 5\n8 57\n9 3 8\n1,0 9 2\n1,19 8\n1,3 56\n1,6 6 1\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nM o ne t ary A ut ho rit ie s\n3 6 4\n2 9 2\n2 9 2\n2 79\n2 8 8\n2 9 1\n14 4\n13 0\n13 7\n14 0\n14 0\n13 8\n12 7\n12 5\n12 5\n12 0\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\nPrivat e\n16 2\n152\n6 7\n56\n4 1\n78\n57\n4 5\n51\n3 5\n57\n14 2\n3 6 6\n4 8 0\n1,0 0 2\n2 ,2 6 1\nS ho rt - Te rm Ext e rnal D e b t\n53 2\n2 9 8\n16 7\n18 3\n16 9\n14 4\n173\n2 8 1\n3 8 7\n2 2 6\n1,19 8\n1,3 8 2\n1,2 8 9\n8 9 0\n1,56 4\n2 ,3 9 4\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\nTo t al Ext e rnal D e b t\n4 ,0 6 2\n3 ,52 5\n3 ,4 2 2\n3 ,510\n3 ,8 12\n4 ,0 71\n3 ,9 78\n4 ,2 4 6\n4 ,4 19\n4 ,6 9 0\n6 ,14 9\n6 ,557\n7,3 8 5\n7,4 9 7\n8 ,9 3 4\n10 ,8 3 8\nGro s s D o me s t ic Pro d uc t\n5,990\n6,107\n10,887\n6,715\n5,037\n4,299\n2,918\n6,645\n4,000\n3,175\n8,157\n9,457\n10,956\n12,472\n13,490\n14,068\nExt e rnal D e b t / GD P\n6 8 %\n57.7%\n3 1.4 %\n52 .3 %\n75.7%\n9 4 .7%\n13 6 .3 %\n6 3 .9 %\n110 .5%\n14 7.7%\n75.4 %\n6 9 .3 %\n6 7.4 %\n6 0 .1%\n6 6 .2 %\n77.0 %\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2014 \nJan\n6.00-35.00\n14.09 \n9.30 \nFeb \n6.00-35.00\n14.08 \n9.32 \nMar\n6.00-35.00\n14.24 \n9.27 \nApr\n6.00-35.00\n14.22 \n9.12 \nMay\n6.00-35.00\n14.39 \n9.25 \nJun\n6.00-35.00\n14.44 \n9.33 \nJul\n6.00-35.00\n14.33 \n9.45 \nAug\n6.00-35.00\n14.28 \n9.45 \nSep\n6.00-35.00\n14.45 \n9.57 \nOct\n6.00-35.00\n14.36 \n9.90 \nNov\n6.00-35.00\n14.26 \n9.97 \nDec\n6.00-35.00\n14.19 \n9.68 \n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nAug\n4.30-26.00\n11.96 \n8.51 \nSep\n4.30-25.00\n11.81 \n8.47 \nOct\n4.00-18.00\n10.98 \n7.28 \nNov\n4.00-16.25\n12.20 \n7.67 \nDec\n6.00-16.00\n11.99 \n7.57 \nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates 3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2014 \nJan\n0.15-8.00\n3.00-20.00\nFeb \n0.15-8.00\n3.00-20.00\nMar\n0.15-8.00\n3.00-20.00\nApr\n0.15-8.00\n3.00-20.00\nMay\n0.15-8.00\n3.00-20.00\nJun\n0.15-8.00\n3.00-20.00\nJul\n0.15-8.00\n3.00-20.00\nAug\n0.15-8.00\n4.00-20.00\nSep\n0.15-8.00\n4.00-20.00\nOct\n0.15-8.00\n4.00-20.00\nNov\n0.15-8.00\n4.00-20.00\nDec\n0.15-8.00\n3.00-20.00\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\nAug\n0.30-8.00\n1.00-15.00\nSep\n0.30-8.00\n1.00-16.00\nOct\n0.50-8.00\n1.00-17.00\nNov\n0.75-8.00\n1.00-17.00\nDec\n0.50-8.00\n0.75-17.00\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \n \nFOOD IN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, WA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TION\nR EC R EA TION &\nED U C A TION\nR ES TA U R A N TS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON A LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2014\nJA N U A R Y\n0 .2 0\n- 0 .0 7\n0 .0 0\n0 .0 1\n- 0 .2 3\n0 .0 1\n0 .0 0\n- 0 .0 7\n0 .0 2\n0 .16\n- 0 .0 9\n0 .0 0\n0 .4 4\n0 .14\nFEB R U A R Y\n- 0 .0 1\n- 0 .0 9\n- 0 .11\n- 0 .0 8\n0 .0 9\n0 .0 8\n0 .0 0\n- 0 .0 4\n0 .2 3\n- 0 .0 8\n0 .0 7\n- 0 .0 1\n0 .18\n0 .0 5\nM A R C H\n- 0 .0 5\n- 0 .0 6\n- 0 .8 2\n- 0 .12\n0 .0 2\n0 .0 0\n0 .0 1\n0 .0 0\n0 .0 0\n0 .0 1\n- 0 .3 0\n- 0 .2 6\n- 0 .14\n- 0 .2 2\nA PR IL\n0 .3 0\n- 0 .10\n- 0 .13\n- 0 .75\n0 .16\n0 .3 3\n- 0 .0 2\n0 .3 4\n12 .6 4\n- 1.0 2\n- 0 .0 3\n1.0 9\n- 0 .4 6\n0 .58\nM A Y\n0 .11\n- 0 .11\n- 0 .0 6\n- 0 .2 9\n0 .0 0\n0 .2 3\n- 0 .0 3\n- 0 .2 0\n0 .0 7\n- 0 .13\n- 0 .4 3\n- 0 .0 5\n- 0 .3 0\n- 0 .13\nJU N E\n- 0 .0 5\n0 .12\n0 .0 0\n0 .0 6\n0 .3 0\n- 0 .0 3\n0 .0 0\n- 0 .0 9\n0 .0 0\n- 0 .11\n0 .15\n0 .0 2\n- 0 .12\n- 0 .0 3\nJU LY\n- 0 .4 7\n- 0 .2 1\n0 .12\n0 .3 0\n- 0 .0 1\n0 .11\n- 0 .12\n- 0 .13\n- 0 .0 8\n1.79\n0 .8 5\n- 0 .3 7\n0 .2 5\n0 .0 1\nA U GU S T\n- 0 .8 1\n- 0 .0 5\n- 0 .0 9\n0 .0 0\n- 0 .14\n0 .0 4\n0 .2 8\n- 0 .0 6\n- 0 .0 8\n- 0 .0 2\n0 .0 2\n- 1.2 1\n- 0 .0 7\n- 0 .3 1\nS EPTEM B ER\n0 .10\n0 .14\n0 .4 5\n- 0 .2 7\n0 .2 1\n0 .3 8\n- 0 .0 6\n- 0 .14\n0 .0 0\n- 0 .4 0\n0 .11\n0 .15\n- 0 .3 4\n- 0 .0 1\nOC TOB ER\n0 .16\n0 .0 7\n0 .0 0\n- 0 .14\n- 0 .0 1\n- 0 .2 7\n- 0 .0 6\n- 0 .0 4\n0 .0 1\n0 .0 2\n0 .0 3\n- 0 .0 4\n- 0 .2 4\n- 0 .11\nN OV EM B ER\n0 .19\n0 .12\n- 0 .0 3\n- 0 .0 9\n0 .0 9\n0 .10\n0 .0 2\n0 .0 2\n- 9 .18\n- 0 .6 2\n0 .0 6\n- 0 .9 6\n- 0 .11\n- 0 .6 9\nD EC EM B ER\n0 .0 1\n- 0 .10\n0 .16\n- 0 .10\n0 .13\n0 .19\n0 .0 0\n- 0 .16\n0 .0 0\n- 0 .2 3\n- 0 .15\n0 .0 4\n- 0 .3 6\n- 0 .0 9\n2015\nJA N U A R Y\n- 0 .0 4\n- 0 .0 1\n0 .0 8\n0 .0 7\n0 .0 6\n- 0 .9 7\n- 13 .4 1\n0 .0 2\n- 0 .0 8\n- 0 .4 8\n0 .3 0\n- 0 .6 9\n0 .4 0\n- 0 .3 4\nFEB R U A R Y\n0 .2 5\n- 0 .3 5\n- 0 .0 9\n- 0 .11\n- 0 .0 2\n- 0 .4 1\n- 0 .10\n- 0 .17\n0 .0 0\n- 0 .2 8\n0 .10\n- 0 .13\n0 .0 5\n- 0 .0 7\nM A R C H\n0 .12\n- 0 .2 7\n- 0 .0 6\n- 0 .0 2\n- 0 .0 5\n0 .0 2\n0 .0 0\n0 .0 3\n0 .0 0\n0 .12\n0 .10\n- 0 .0 3\n- 0 .0 3\n- 0 .0 3\nA PR IL\n- 0 .6 3\n- 0 .0 1\n- 0 .71\n- 3 .3 5\n- 0 .4 6\n- 0 .0 5\n- 0 .15\n- 0 .13\n- 0 .0 7\n0 .59\n0 .4 1\n- 0 .0 4\n- 1.0 1\n- 0 .8 9\nM A Y\n- 0 .17\n- 0 .4 1\n0 .18\n- 0 .2 5\n0 .10\n- 0 .2 5\n- 0 .0 2\n- 0 .11\n0 .0 0\n- 0 .0 8\n- 0 .4 4\n- 0 .10\n- 0 .3 7\n- 0 .19\nJU N E\n0 .3 6\n- 0 .0 6\n- 0 .0 2\n- 0 .0 7\n- 0 .17\n0 .0 6\n0 .0 1\n- 0 .0 9\n0 .0 0\n- 0 .0 7\n0 .11\n0 .0 1\n- 0 .4 5\n- 0 .14\nJU LY\n- 0 .0 8\n0 .0 5\n- 0 .56\n- 0 .8 2\n0 .15\n- 0 .0 9\n- 0 .0 2\n- 0 .14\n7.4 8\n- 0 .0 2\n0 .0 3\n0 .4 7\n- 0 .8 1\n0 .0 6\nA U GU S T\n- 0 .2 7\n- 0 .0 1\n0 .0 2\n- 0 .14\n- 0 .0 4\n- 0 .2 9\n- 0 .0 6\n- 0 .2 6\n0 .0 0\n- 0 .14\n- 0 .0 9\n- 0 .10\n- 0 .75\n- 0 .3 6\nS EPTEM B ER\n- 0 .0 5\n0 .0 0\n- 0 .6 2\n- 0 .52\n0 .0 4\n- 0 .4 2\n- 0 .3 8\n- 0 .0 1\n0 .0 0\n1.2 8\n- 0 .3 0\n- 0 .3 1\n- 0 .4 7\n- 0 .3 6\nOC TOB ER\n- 0 .4 3\n- 0 .3 1\n- 0 .0 8\n- 0 .3 2\n0 .6 1\n- 0 .4 7\n0 .0 2\n- 0 .14\n0 .0 0\n- 0 .18\n0 .12\n- 0 .17\n- 0 .53\n- 0 .2 9\nN OV EM B ER\n- 0 .15\n- 0 .19\n- 0 .0 1\n- 0 .2 4\n0 .0 0\n- 0 .0 8\n- 0 .2 3\n- 0 .0 2\n2 .8 3\n- 0 .0 3\n- 0 .0 2\n0 .2 2\n0 .0 4\n0 .16\nD EC EM B ER\n- 0 .4 1\n- 0 .15\n0 .18\n- 0 .0 7\n- 0 .0 6\n- 0 .2 5\n- 0 .0 3\n0 .0 9\n0 .0 0\n- 0 .0 7\n- 0 .3 0\n- 0 .0 6\n- 0 .2 1\n- 0 .11\nN ON - FOOD IN FLA TION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A\nTION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N\nTS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2 0 14\nJA N U A R Y\n5.0 3\n0 .0 3\n3 .6 3\n- 1.0 7\n1.8 7\n1.6 2\n- 14\n- 1.12\n11.3\n2 .18\n- 0 .4 3\n1.6 7\n- 2 .0 8\n0 .4 1\nFEB R U A R Y\n2 .2 1\n- 0 .4 3\n3 .0 9\n- 1.3 5\n0 .4 4\n0 .0 5\n- 13 .8 6\n- 1.0 8\n11.4 7\n1.3 2\n- 1.4 5\n0 .9 3\n- 3 .2 6\n- 0 .4 9\nM A R C H\n1.6 7\n- 0 .53\n2 .2 1\n- 1.8 2\n0 .4\n- 0 .4 4\n- 13 .6 8\n- 1.2 1\n11.4 7\n2 .4 7\n- 1.8 2\n0 .51\n- 3 .71\n- 0 .9 1\nA PR IL\n1.78\n- 0 .55\n0 .4 6\n- 2 .6\n0 .2 2\n- 0 .11\n- 0 .6 2\n- 0 .9 3\n2 0 .71\n1.13\n- 1.56\n1.5\n- 3 .73\n- 0 .2 6\nM A Y\n1.9 1\n- 0 .8 3\n0 .3 9\n- 2 .6 2\n0 .2 9\n0 .8 6\n- 0 .6\n- 0 .6 4\n2 0 .79\n0 .9 5\n- 1.6 9\n1.6 2\n- 3 .75\n- 0 .19\nJU N E\n1.6 8\n- 0 .8 1\n0 .4\n- 2 .54\n0 .6 4\n0 .9 7\n- 0 .2 7\n- 0 .8 4\n2 0 .79\n0 .9 9\n- 1.6 7\n1.6 7\n- 3 .54\n- 0 .0 8\nJU LY\n- 2 .8 8\n1.6 4\n- 0 .6 8\n0 .7\n- 2 .4\n0 .8\n0 .5\n- 0 .4\n- 0 .8\n2 3\n1.8\n- 2\n1.9\n0 .3\nA U GU S T\n- 2 .79\n2 .0 2\n- 0 .4 4\n- 0 .1\n- 2 .5\n0 .6\n0 .7\n- 0 .3\n- 0 .8\n2 1.4\n0 .9\n- 2 .8\n1.6\n0 .2\nS EPTEM B ER\n2 .10\n- 0 .3 4\n- 0 .0 3\n- 2 .6 0\n0 .9 8\n0 .9 9\n- 0 .3 2\n- 0 .8 5\n2 1.4 2\n0 .2 8\n- 3 .0 6\n1.59\n- 2 .9 5\n0 .0 9\nOC TOB ER\n1.0 4\n- 0 .2 7\n- 0 .0 1\n- 2 .3 8\n0 .9 1\n1.0 4\n- 0 .3 1\n- 0 .75\n2 1.4 1\n0 .3 8\n- 2 .8 3\n1.59\n- 3 .2 3\n0 .0 0\nN OV EM B ER\n0 .8 4\n0 .0 4\n- 0 .0 3\n- 2 .11\n0 .9 1\n1.2 6\n- 0 .2 8\n- 0 .59\n4 .4 4\n- 1.3 1\n- 2 .50\n0 .17\n- 2 .75\n- 0 .78\nD EC EM B ER\n0 .71\n- 0 .0 5\n- 0 .2 4\n- 1.9 2\n0 .9 2\n1.18\n- 0 .3 3\n- 0 .53\n4 .4 5\n- 1.54\n- 2 .2 1\n0 .13\n- 2 .7\n- 0 .8\n2 0 15\nJA N U A R Y\n0 .4 7\n0 .0 0\n- 0 .16\n- 1.8 6\n1.2 1\n0 .19\n- 13 .6 9\n- 0 .4 4\n4 .3 5\n- 2 .16\n- 1.8 2\n- 0 .57\n- 2 .74\n- 1.2 8\nFEB R U A R Y\n0 .73\n- 0 .2 5\n- 0 .14\n- 1.8 8\n1.10\n- 0 .3 0\n- 13 .78\n- 0 .57\n4 .11\n- 2 .3 6\n- 1.8 0\n- 0 .6 8\n- 2 .8 7\n- 1.4 0\nM A R C H\n0 .9 0\n- 0 .4 6\n0 .6 2\n- 1.78\n1.0 3\n- 0 .2 8\n- 13 .78\n- 0 .54\n4 .11\n- 2 .2 6\n- 1.4 1\n- 0 .4 4\n- 2 .77\n- 1.2 0\nA PR IL\n- 2 .9 3\n0 .59\n- 1.0 7\n- 2 .6 2\n- 1.50\n0 .8 1\n- 0 .76\n- 13 .8 8\n- 0 .9 5\n- 7.0 2\n- 0 .8 4\n- 1.4 1\n- 2 .51\n- 2 .6 5\nM A Y\n0 .3 1\n- 1.3 7\n- 2 .3 9\n- 1.4 5\n0 .9 2\n- 1.2 3\n- 13 .8 7\n- 0 .8 6\n- 7.0 9\n- 0 .79\n- 1.4 2\n- 2 .56\n- 3 .0 0\n- 2 .70\nJU N E\n0 .72\n- 1.54\n- 2 .4 1\n- 1.58\n0 .4 5\n- 1.14\n0 .0 0\n- 0 .8 7\n- 7.0 9\n- 0 .75\n- 1.3 8\n- 2 .57\n- 3 .3 2\n- 2 .8 1\nJU LY\n0 .74\n- 1.6 1\n- 3 .2 4\n- 2 .3 7\n0 .50\n- 1.12\n- 13 .77\n- 0 .9 3\n- 1.9 0\n- 1.6 1\n- 0 .9 9\n- 2 .3 5\n- 3 .6 5\n- 2 .77\nA U GU S T\n0 .6 1\n- 1.53\n- 3 .2 2\n- 2 .3 7\n0 .4 2\n- 1.6 7\n- 13 .77\n- 1.11\n- 1.8 8\n- 1.78\n0 .13\n- 2 .3 8\n- 3 .59\n- 2 .77\nS EPTEM B ER\n0 .4 7\n- 1.6 7\n- 4 .2 5\n- 2 .6 2\n0 .2 5\n- 2 .4 5\n- 14 .0 5\n- 0 .9 9\n- 1.8 8\n- 0 .12\n- 0 .2 8\n- 2 .8 3\n- 3 .72\n- 3 .11\nOC TOB ER\n- 0 .12\n- 2 .0 4\n- 4 .3 3\n- 2 .8 0\n0 .8 6\n- 2 .6 4\n- 13 .9 8\n- 1.0 9\n- 1.8 9\n- 0 .3 2\n- 0 .2 0\n- 2 .9 5\n- 4 .0 0\n- 3 .2 9\nN OV EM B ER\n- 0 .4 5\n- 2 .3 5\n- 4 .3 2\n- 2 .9 4\n0 .77\n- 2 .8 1\n- 14 .19\n- 1.14\n11.0 8\n0 .2 8\n- 0 .2 7\n- 1.8 0\n- 3 .8 5\n- 2 .4 6\nD EC EM B ER\n- 0 .8 8\n- 2 .3 9\n- 4 .2 9\n- 2 .9 1\n0 .57\n- 3 .2 4\n- 14 .2 2\n- 0 .8 9\n11.0 8\n0 .4 3\n- 0 .4 2\n- 1.8 9\n- 3 .71\n- 2 .4 7\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2014\nJANUARY\n11.21\n9.09\n102.47\n1.35\n1.65\nFEBRUARY\n10.71\n8.85\n101.74\n1.37\n1.67\nMARCH\n10.56\n8.85\n102.38\n1.38\n1.68\nAPRIL\n10.57\n8.85\n102.38\n1.38\n1.68\nMAY\n10.44\n8.73\n101.61\n1.36\n1.67\nJUNE\n10.58\n8.67\n101.3\n1.36\n1.7\nJULY\n10.68\n8.85\n102.76\n1.36\n1.69\nAUGUST\n10.98\n9.07\n107.35\n1.29\n1.63\nSEPTEMBER\n11.26\n9.26\n109.39\n1.27\n1.63\nOCTOBER\n10.90\n9.11\n110.87\n1.26\n1.59\nNOVEMBER\n11.02\n9.22\n118.21\n1.38\n1.57\nDECEMBER\n11.56\n9.51\n119.65\n1.22\n1.56\n2015\nJANUARY\n11.55\n9.61\n117.85\n1.13\n1.51\nFEBRUARY\n11.55\n9.61\n119.17\n1.12\n1.54\nMARCH\n12.16\n9.96\n120.19\n1.08\n1.48\nAPRIL\n11.82\n9.74\n118.60\n1.11\n1.54\nMAY\n12.13\n9.76\n123.87\n1.09\n1.53\nJUNE\n12.26\n9.92\n122.31\n1.12\n1.57\nJULY\n12.71\n10.67\n124.03\n1.09\n1.56\nAUGUST\n13.31\n10.20\n121.11\n1.12\n1.54\nSEPTEMBER\n13.90\n10.55\n119.94\n1.12\n1.54\nOCTOBER\n13.85\n10.47\n121.15\n1.10\n1.54\nNOVEMBER\n14.40\n10.70\n122.73\n1.06\n1.53\nDECEMBER\n15.56\n11.10\n120.42\n1.09\n1.49\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \nMONTHLY ECONOMIC REVIEW \n20 \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2014\n Jan\n356.9\n395.3\n134.1\n253.1\n153.0\n119.2\n5.4\n1417.0\n27.9\n2866.4\n516.1\n362.2\n353.9\n5543.5\n Feb\n334.3\n387.0\n130.5\n285.0\n131.2\n193.2\n5.4\n1466.6\n32.8\n2718.1\n534.5\n502.9\n351.1\n5606.0\n Mar\n304.6\n354.1\n147.4\n280.3\n165.9\n255.2\n5.4\n1512.9\n28.7\n2737.9\n522.7\n538.8\n349.7\n5690.7\n Apr\n353.3\n367.8\n154.4\n274.9\n205.7\n247.0\n5.4\n1608.4\n32.5\n2844.6\n534.1\n345.3\n348.6\n5713.6\n May\n327.8\n421.1\n120.5\n372.8\n211.5\n241.7\n5.4\n1700.6\n27.5\n2836.8\n591.4\n366.2\n347.1\n5869.6\n Jun\n347.1\n404.7\n166.4\n338.1\n198.0\n261.9\n0.0\n1716.1\n16.2\n2863.2\n607.8\n362.9\n346.4\n5912.6\n Jul\n347.1\n321.3\n176.7\n276.3\n186.0\n246.2\n0.0\n1553.7\n15.4\n2940.4\n597.5\n347.4\n345.6\n5800.0\n Aug\n360.7\n424.5\n178.5\n243.5\n173.9\n237.5\n0.0\n1618.6\n15.5\n2949.1\n609.5\n353.9\n346.4\n5892.9\n Sep\n255.6\n636.8\n183.0\n158.8\n176.0\n253.9\n0.0\n1664.2\n4.1\n2949.4\n624.6\n371.5\n341.5\n5955.3\n Oct\n226.1\n597.7\n175.0\n205.5\n180.3\n260.1\n0.0\n1644.7\n15.6\n2938.4\n594.4\n369.0\n341.8\n5903.8\n Nov\n258.9\n556.7\n169.1\n157.5\n178.5\n281.6\n0.0\n1602.2\n4.2\n2951.6\n597.5\n369.4\n341.1\n5865.9\n Dec\n0.4\n309.5\n465.7\n167.6\n151.9\n184.3\n285.4\n0.0\n1564.7\n4.1\n2758.6\n606.2\n343.7\n356.0\n5633.3\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1581.9\n21.4\n2796.8\n557.7\n360.2\n366.1\n5684.2\n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1524.2\n17.9\n2792.5\n564.8\n325.3\n356.8\n5581.5\n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1543.8\n15.5\n2925.5\n527.3\n352.5\n362.0\n5726.6\n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1528.6\n18.2\n2967.1\n527.1\n364.2\n385.4\n5790.7\n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1779.2\n18.2\n2922.7\n525.7\n434.2\n384.3\n6064.3\n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1962.4\n28.8\n2872.6\n498.4\n351.0\n386.2\n6099.4\n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1900.7\n28.8\n2815.0\n504.1\n361.1\n388.8\n5998.5\n Aug\n1.0\n234.0\n523.7\n104.3\n194.7\n76.1\n786.5\n5.1\n1925.3\n28.8\n2810.1\n535.2\n339.9\n390.5\n6029.6\n Sep\n1.0\n255.2\n551.8\n114.8\n192.9\n63.7\n764.9\n5.1\n1949.4\n28.0\n2844.1\n599.2\n404.6\n392.3\n6217.7\n Oct\n0.9\n215.7\n536.1\n143.7\n171.5\n83.5\n808.3\n5.2\n1964.9\n26.7\n2884.2\n599.3\n350.6\n391.5\n6217.0\n Nov\n1.2\n186.9\n526.1\n135.9\n123.5\n74.3\n871.8\n5.2\n1924.9\n26.6\n2931.5\n603.6\n355.3\n393.6\n6235.5\n Dec\n0.7\n181.6\n542.9\n127.5\n118.6\n79.7\n1031.3\n5.2\n2087.6\n20.8\n2820.5\n582.0\n352.8\n396.7\n6260.4\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2014\n Jan\n2153.6\n802.7\n403.5\n3359.8\n661.3\n0.0\n55.9\n592.9\n516.1\n357.5\n5543.5\n3359.8\n Feb\n2111.8\n878.8\n494.6\n3485.2\n630.0\n0.0\n51.1\n609.5\n534.5\n359.0\n5669.5\n3485.2\n Mar\n2156.8\n919.6\n454.2\n3530.6\n635.5\n0.0\n44.8\n596.4\n522.7\n360.7\n5690.7\n3530.6\n Apr\n2267.5\n958.3\n435.7\n3661.5\n553.5\n0.0\n17.0\n595.0\n534.1\n352.4\n5713.6\n3661.5\n May\n2294.9\n975.8\n451.7\n3722.4\n585.0\n0.0\n13.7\n591.1\n591.4\n366.1\n5869.6\n3722.4\n Jun\n2248.9\n989.8\n506.1\n3744.8\n543.8\n0.0\n48.3\n591.2\n607.8\n376.7\n5912.6\n3744.8\n Jul\n2130.4\n892.9\n606.6\n3629.9\n560.8\n0.0\n39.5\n571.5\n597.5\n400.6\n5800.0\n3629.9\n Aug\n2202.3\n963.1\n539.9\n3705.3\n552.7\n0.0\n43.5\n580.7\n609.5\n401.2\n5892.9\n3705.3\n Sep\n2191.0\n1011.1\n562.6\n3764.8\n548.9\n0.0\n59.5\n544.8\n624.6\n412.7\n5955.3\n3764.8\n Oct\n2260.8\n1015.1\n509.9\n3785.8\n506.8\n0.0\n47.4\n543.3\n594.4\n426.0\n5903.8\n3785.8\n Nov\n2231.8\n943.4\n526.5\n3701.6\n509.4\n0.0\n90.6\n541.8\n597.5\n425.0\n5865.9\n3701.6\n Dec\n2101.6\n975.8\n453.2\n3530.5\n484.0\n0.0\n81.4\n713.6\n606.2\n217.5\n5633.3\n3530.5\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5684.2\n3614.0\nFeb\n2079.6\n876.1\n611.6\n3567.3\n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5581.5\n3567.3\nMar\n2139.3\n940.4\n513.3\n3593.0\n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5726.6\n3593.0\nApr\n2098.7\n943.5\n629.8\n3672.0\n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5790.7\n3672.0\nMay\n2131.8\n1015.3\n615.3\n3762.4\n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6064.3\n3762.4\nJun\n2213.2\n1021.9\n593.5\n3828.7\n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6099.4\n3828.7\nJul\n2166.4\n889.7\n732.5\n3788.6\n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5998.5\n3788.6\nAug\n2266.7\n790.9\n723.1\n3780.7\n490.7\n0.0\n83.4\n825.7\n535.2\n313.9\n6029.6\n3780.7\nSep\n2276.7\n967.6\n648.7\n3892.9\n504.0\n0.0\n72.0\n828.1\n599.2\n321.5\n6217.7\n3892.9\nOct\n2259.9\n909.3\n667.8\n3837.0\n494.3\n0.0\n122.2\n841.2\n599.3\n322.9\n6217.0\n3837.0\nNov\n2475.9\n919.4\n580.1\n3975.4\n347.6\n0.0\n126.0\n845.3\n603.6\n337.5\n6235.5\n3975.4\nDec\n2512.2\n999.0\n543.0\n4054.2\n320.4\n0.0\n140.4\n866.9\n582.0\n296.5\n6260.4\n4054.2\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2014\n Jan\n0.0\n0.1\n0.5\n0.0\n0.2\n1.8\n0.0\n0.0\n2.6\n0.0\n81.3\n10.0\n23.5\n34.7\n152.1\n Feb\n0.0\n0.2\n0.4\n0.1\n0.1\n1.8\n0.0\n0.0\n2.5\n0.0\n77.6\n9.0\n24.1\n34.6\n147.9\n Mar\n0.0\n0.1\n0.1\n0.1\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n53.2\n8.7\n21.8\n32.5\n118.1\n Apr\n0.0\n0.1\n0.4\n0.2\n0.3\n1.6\n0.0\n2.6\n5.2\n75.2\n8.5\n22.2\n32.4\n140.9\n284.4\n May\n0.0\n0.2\n0.4\n0.0\n0.1\n0.3\n0.0\n0.9\n1.9\n68.7\n0.1\n14.6\n30.3\n114.6\n230.2\n Jun\n0.0\n0.2\n0.2\n0.1\n0.0\n0.6\n0.0\n0.0\n1.2\n0.0\n66.8\n0.1\n14.7\n29.6\n112.4\n Jul\n0.0\n0.2\n0.3\n0.0\n0.1\n0.3\n0.0\n0.0\n0.9\n0.0\n66.9\n0.1\n12.9\n28.7\n109.6\n Aug\n0.0\n0.2\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.3\n0.0\n64.4\n0.0\n19.4\n23.9\n109.0\n Sep\n0.0\n0.4\n0.2\n0.0\n0.1\n0.3\n0.0\n0.0\n1.1\n0.0\n65.9\n0.1\n18.9\n19.7\n105.8\n Oct\n0.0\n0.7\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n68.3\n0.1\n10.8\n25.9\n106.9\n Nov\n0.0\n0.6\n0.1\n0.0\n0.1\n0.3\n0.0\n0.0\n1.0\n0.0\n67.1\n0.1\n12.4\n25.8\n106.3\nDec\n0.0\n0.9\n0.4\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n63.6\n0.1\n10.0\n24.6\n100.0\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\n Aug\n0.0\n0.1\n1.8\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n60.0\n0.0\n9.3\n28.1\n99.4\n Sep\n0.0\n0.1\n2.2\n0.0\n0.0\n0.2\n0.0\n0.0\n2.5\n0.0\n59.2\n0.0\n9.2\n28.0\n98.9\n Oct\n0.0\n0.1\n2.1\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n59.4\n0.0\n9.1\n27.8\n98.8\n Nov\n0.0\n0.1\n2.0\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n58.5\n0.0\n9.5\n20.6\n91.0\n Dec\n0.0\n0.1\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n1.9\n0.0\n59.8\n0.0\n9.4\n20.5\n91.6\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \n \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2014\n Jan\n36.8\n57.7\n5.7\n100.1\n11.7\n0.0\n0.0\n0.7\n10.0\n29.5\n152.1\n100.1\n Feb\n47.6\n48.3\n0.0\n95.8\n11.7\n0.0\n0.0\n-10.9\n9.0\n42.3\n147.9\n95.8\n Mar\n41.0\n55.8\n0.0\n96.9\n12.0\n0.0\n0.0\n-17.7\n8.7\n18.4\n118.1\n96.9\n Apr\n57.4\n40.3\n0.0\n97.7\n12.2\n0.0\n0.0\n-19.8\n8.5\n42.4\n140.9\n97.7\n May\n42.8\n34.6\n0.0\n77.4\n0.0\n0.0\n0.0\n4.7\n0.1\n32.5\n114.6\n77.4\n Jun\n42.8\n33.2\n0.0\n76.0\n0.0\n0.0\n0.0\n2.3\n0.1\n33.7\n112.1\n76.0\n Jul\n42.6\n33.8\n0.0\n76.3\n0.0\n0.0\n0.0\n-8.7\n0.1\n41.8\n109.6\n76.3\n Aug\n36.4\n40.4\n0.0\n76.8\n0.0\n0.0\n0.0\n-7.8\n0.0\n40.0\n109.0\n76.8\n Sep\n40.9\n33.9\n0.0\n74.9\n0.0\n0.0\n0.0\n-7.6\n0.1\n38.4\n105.8\n74.9\n Oct\n39.9\n33.7\n0.0\n73.6\n0.0\n0.0\n0.0\n-9.6\n0.1\n42.8\n106.9\n73.6\n Nov\n39.4\n33.3\n0.0\n72.7\n0.0\n0.0\n0.0\n-10.9\n0.1\n44.4\n106.3\n72.7\nDec\n36.9\n31.2\n0.0\n68.1\n0.0\n0.0\n0.0\n-17.9\n0.1\n49.7\n100.0\n68.1\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\n Aug\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-14.9\n0.0\n51.3\n99.4\n62.9\n Sep\n62.2\n0.0\n0.0\n62.2\n0.0\n0.0\n0.0\n-15.3\n0.0\n52.0\n98.9\n62.2\n Oct\n61.9\n0.0\n0.0\n61.9\n0.0\n0.0\n0.0\n-16.4\n0.0\n53.2\n98.8\n61.9\n Nov\n58.8\n0.0\n0.0\n58.8\n0.0\n0.0\n0.0\n-20.2\n0.0\n52.5\n91.0\n58.8\n Dec\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-20.1\n0.0\n53.2\n91.6\n58.5\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2014\nJan\n0.0\n30.9\n147.5\n0.0\n0.2\n40.0\n0.0\n218.6\n0.0\n384.5\n136.4\n64.4\n125.3\n929.1\nFeb\n0.0\n30.2\n165.0\n0.0\n0.2\n40.0\n0.0\n235.3\n0.0\n385.8\n132.0\n65.4\n125.4\n943.9\nMar\n0.0\n47.5\n166.2\n0.0\n0.2\n40.0\n0.0\n253.8\n0.0\n390.4\n132.1\n68.8\n125.0\n970.1\nApr\n0.0\n45.2\n161.0\n0.0\n0.2\n40.0\n0.0\n246.5\n0.0\n401.8\n132.4\n76.6\n124.7\n981.9\nMay\n0.0\n47.7\n190.7\n0.0\n0.2\n40.0\n0.0\n278.6\n0.0\n394.0\n147.0\n82.7\n124.3\n1026.7\nJun\n0.0\n39.5\n187.9\n0.0\n0.0\n40.0\n0.0\n267.4\n0.0\n400.0\n150.4\n84.0\n124.4\n1026.1\nJul\n0.0\n40.6\n180.9\n0.0\n0.0\n40.0\n0.0\n261.5\n0.0\n431.8\n159.4\n84.1\n124.4\n1061.2\nAug\n0.0\n17.8\n219.8\n0.0\n0.0\n51.4\n0.0\n289.1\n0.0\n442.4\n166.5\n86.4\n124.2\n1108.6\nSep\n0.0\n51.2\n183.1\n0.0\n0.0\n51.4\n0.0\n285.7\n0.0\n452.1\n173.8\n95.6\n123.8\n1131.0\nOct\n0.0\n37.1\n199.8\n0.0\n0.0\n51.7\n0.0\n288.6\n0.0\n483.1\n179.7\n102.2\n124.0\n1177.6\nNov\n0.0\n53.2\n217.5\n0.0\n0.0\n32.8\n0.0\n303.5\n0.0\n512.4\n169.3\n109.0\n123.5\n1217.6\n Dec\n0.1\n47.0\n224.9\n0.0\n0.2\n52.6\n0.0\n324.8\n0.0\n512.9\n169.0\n102.9\n125.3\n1234.9\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1222.6\nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1260.2\nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1255.5\nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1282.0\nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1298.0\nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n0.0\n324.8\n0.0\n464.9\n231.9\n139.4\n122.0\n1283.0\nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n0.0\n320.2\n0.0\n461.5\n230.6\n133.9\n121.9\n1268.2\nAug\n0.1\n53.0\n158.9\n0.0\n0.1\n76.2\n0.0\n288.4\n0.0\n482.9\n228.4\n136.0\n122.2\n1257.9\nSep\n0.1\n55.4\n161.7\n0.0\n0.1\n76.0\n0.0\n293.3\n0.0\n480.4\n263.4\n125.8\n122.1\n1285.0\nOct\n0.1\n45.2\n229.1\n0.0\n0.1\n76.0\n0.0\n350.5\n0.0\n494.0\n265.1\n126.0\n122.8\n1358.4\nNov\n0.1\n43.6\n256.8\n0.0\n0.1\n76.1\n0.0\n376.7\n0.0\n292.0\n479.3\n131.8\n121.1\n1400.9\nDec\n0.1\n27.3\n284.0\n0.0\n0.0\n76.6\n0.0\n387.9\n0.0\n317.4\n470.4\n114.7\n118.4\n1408.8\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2014\nJan\n313.9\n253.1\n567.0\n26.1\n80.6\n225.9\n29.5\n929.1\n567.0\nFeb\n318.7\n264.4\n583.1\n25.1\n81.3\n228.6\n25.8\n943.9\n583.1\nMar\n374.6\n234.6\n609.2\n24.7\n79.6\n231.4\n25.2\n970.1\n609.2\nApr\n358.4\n262.7\n621.1\n24.9\n76.5\n234.0\n25.4\n981.9\n621.1\nMay\n436.2\n233.2\n669.4\n24.7\n77.3\n238.0\n17.1\n1026.7\n669.4\nJun\n440.1\n212.2\n652.3\n34.8\n78.9\n243.1\n17.3\n1026.3\n652.3\nJul\n362.4\n302.9\n665.3\n30.1\n104.3\n244.2\n17.5\n1061.3\n665.3\nAug\n358.8\n336.8\n695.5\n35.7\n105.7\n250.6\n21.2\n1108.7\n695.5\nSep\n394.8\n297.6\n692.4\n54.2\n106.9\n253.5\n23.9\n1131.0\n692.4\nOct\n364.5\n368.0\n732.5\n54.2\n105.3\n258.5\n27.3\n1177.7\n732.5\nNov\n376.9\n392.0\n768.9\n54.6\n104.4\n262.9\n27.2\n1217.8\n768.9\nDec\n400.9\n387.5\n788.4\n54.2\n102.0\n262.7\n27.6\n1234.9\n788.4\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1222.6\n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1260.2\n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1255.5\n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1282.0\n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1298.0\n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1283.0\n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1268.2\n828.9\nAug\n438.4\n386.1\n824.5\n47.6\n73.2\n282.7\n29.9\n1257.9\n824.5\nSep\n498.9\n334.3\n833.2\n43.5\n84.9\n288.4\n35.0\n1285.0\n833.2\nOct\n465.3\n428.4\n893.7\n42.4\n99.0\n293.6\n29.7\n1358.4\n893.7\nNov\n446.1\n474.4\n920.4\n42.4\n104.3\n297.7\n36.0\n1400.9\n920.4\nDec\n480.5\n463.9\n944.4\n43.0\n99.4\n293.3\n28.8\n1408.8\n944.4\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$)\nVolume of Shares\nUS$ Millions\n2014\nJan\n189.25\n35.4\n63,972,387.0\n170,104,078\n4,882.1\nFeb\n189.45\n39.24\n25,811,746.9\n135,455,029\n4,906.9\nMar\n176.32\n29.51\n28,884,400.2\n381,649,234\n4,560.3\nApr\n172.91\n29.64\n51,346,054.5\n429,085,166\n4,473.5\nMay\n174.89\n35.45\n35,903,574.8\n235,704,129\n4,485.1\nJun\n186.57\n61.32\n28,544,304.7\n178,469,676\n4,873.4\nJuly\n188.07\n95.00\n25,224,550.4\n322,407,141\n4,959.2\nAug\n196.43\n104.8\n66,399,632.9\n328,161,452\n5,186.6\nSep\n195.25\n92.75\n34,056,010.7\n210,942,393\n5,140.2\nOct\n177.88\n70.38\n28,256,642.5\n156,444,539\n4,664.8\nNov\n171.45\n64.39\n34,765,242.8\n155,854,066\n4,517.9\nDec\n162.79\n71.71\n29,701,204.8\n475,024,051\n4,327.0\n2015\nJan\n164.9\n58.13\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.16\n55.38\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.22\n43.92\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.23\n42.93\n29,188,562.0\n563,833,853\n4,066.1\nMay\n152.96\n44.45\n23,280,422.2\n290,320,685\n3,978.1\nJun\n148.40\n44.30\n14,514,679.0\n80,441,278\n3,803.8\nJul\n145.35\n39.36\n20,419,108.0\n157,184,218\n3,812.7\nAug\n135.43\n35.34\n15,344,249.0\n76,187,436\n3,552.0\nSep\n131.93\n24.36\n18,202,232.0\n105,678,504\n3,444.5\nOct\n130.83\n23.57\n12,864,086.0\n63,758,585\n3,416.1\nNov\n117.55\n22.33\n8,947,586.0\n90,417,554\n3,141.7\nDec\n114.85\n23.72\n16,360,451.6\n183,792,940\n3,073.4\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n27 \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2014\nMay\n1,427.5\n77.5\n669.4\n2,209.0\nJun\n1,495.8\n81.3\n652.3\n2,262.6\nJul\n1,499.5\n84.2\n665.3\n2,282.7\nAug\n1,502.9\n84.0\n695.5\n2,322.9\nSep\n1,573.8\n88.6\n692.4\n2,388.8\nOct\n1,525.0\n87.5\n732.5\n2,378.7\nNov\n1,469.9\n89.8\n768.9\n2,361.8\nDec\n1,473.1\n84.8\n788.4\n2,377.5\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\nAug\n1,514.0\n93.1\n824.5\n2,431.5\nSep\n1,616.2\n101.3\n833.2\n2,550.7\nOct\n1,577.1\n97.5\n893.7\n2,568.3\nNov\n1,499.5\n100.0\n920.4\n2,520.0\nDec\n1,542.0\n94.4\n944.4\n2,580.8\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2014\nMay\n1,700.6\n1,116.7\n583.9\n1.9\n23.2\n-21.3\nJun\n1,716.1\n1,123.4\n592.7\n1.2\n22.8\n-21.6\nJul\n1,553.7\n1,089.0\n464.7\n0.9\n22.9\n-22.0\nAug\n1,618.6\n1,111.6\n507.0\n1.3\n23.0\n-21.7\nSep\n1,664.2\n1,129.4\n534.7\n1.1\n22.5\n-21.3\nOct\n1,644.7\n1,135.7\n508.9\n1.7\n22.1\n-20.3\nNov\n1,602.2\n1,110.5\n491.7\n1.0\n21.8\n-20.8\nDec\n1,571.0\n1,107.9\n463.1\n1.7\n20.4\n-18.7\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\nAug\n1,925.3\n1,134.2\n791.0\n2.0\n18.9\n-16.9\nSep\n1,949.4\n1,167.9\n781.6\n2.5\n18.6\n-16.1\nOct\n1,964.9\n1,151.1\n813.8\n2.4\n18.6\n-16.2\nNov\n1,924.9\n1,192.6\n732.2\n2.4\n17.6\n-15.3\nDec\n2,087.6\n1,216.3\n871.3\n1.9\n17.6\n-15.6\n1/ With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed to 25% of liabilities to the public, from 20%. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2014\nJan\n3093.01\n5.24\n102.26\n233.1\n228.25\n68.31\nFeb\n2954.93\n10.73\n96.27\n193.9\n217.14\n64.42\nMar\n3332.79\n10.4\n103.58\n232.94\n255.32\n87.94\nApr\n3439.33\n9.66\n126.26\n253.16\n264.38\n96.29\nMay\n3915.31\n13.65\n117.11\n181.35\n146.64\n121.98\nJun\n3657.44\n12.42\n110.38\n250.87\n284.18\n104.28\nJul\n3955.45\n11.72\n125.81\n267\n312.35\n101.75\nAug\n3467.34\n9.36\n135.9\n273.39\n320.36\n103.26\nSep\n4037.98\n11.16\n138.09\n280.8\n341.23\n115.94\nOct\n3843.84\n13.58\n150.09\n291.68\n362.30\n117.40\nNov\n4104.33\n9.33\n160.40\n299.94\n358.76\n103.76\nDec\n4615.04\n11.53\n148.5\n336.65\n395.93\n124.33\nAnnual Total\n44416.79\n128.78\n1514.65\n3094.78\n3486.84\n1209.66\n2015\nJan\n3659.00\n11.81\n154.43\n311.94\n352.18\n113.46\nFeb\n3221.13\n13.69\n141.79\n275.8\n334.62\n104.62\nMar\n3801.96\n11.11\n131.97\n298.30\n364.69\n111.70\nApr\n3919.47\n10.81\n133.99\n299.67\n341.22\n112.38\nMay\n3467.10\n13.08\n128.76\n316.66\n389.97\n124.5\nJun\n3014.73\n15.35\n123.53\n333.65\n438.72\n136.62\nJul\n4010.26\n12.64\n154.61\n332.37\n391.04\n128.61\nAug\n3299.06\n11.39\n193.36\n313.18\n391.19\n133.55\nSep\n3762.74\n12.93\n131.89\n318.75\n396.28\n396.28\nOct\n3964.53\n11.84\n149.41\n334.93\n434.71\n151.02\nNov\n3551.4\n12.02\n130.20\n347.68\n416.95\n154.38\nDec\n4167.88\n10.95\n146.60\n411.34\n477.51\n213.28\nAnnual Total\n43839.25\n147.62\n1720.54\n3894.27\n4729.07\n1880.40\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2014\nJan\n182.48\n29.41\n973.79\n815.89\n11141.19\n24.19\nFeb\n175.09\n32.95\n991.91\n799.12\n10631.6\n25.1\nMar\n192.02\n32.35\n1163.76\n947.64\n12859.5\n30.82\nApr\n183.63\n28.12\n1184.85\n974.37\n13298.04\n29.23\nMay\n215.2\n37.09\n954.18\n793.43\n12146.9\n38.68\nJun\n193.58\n32.98\n1164.73\n966.45\n14163.56\n34.25\nJul\n199.59\n34.34\n1272.91\n1038.44\n15370.63\n37.68\nAug\n170.86\n27.25\n1300.35\n1122.41\n16268.07\n33.84\nSep\n197.88\n30.39\n1158.84\n1057.48\n15991.79\n39.35\nOct\n200.32\n34.58\n1193.38\n1086.16\n17527.40\n40.96\nNov\n171.45\n27.66\n1143.69\n1077.30\n17876.31\n42.01\nDec\n189.83\n27.49\n1161.59\n1162.71\n19347.91\n40.49\nAnnual Total\n2271.93\n374.61\n13663.98\n11841.40\n176622.90\n416.60\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.60\nFeb\n172.25\n32.23\n1140.94\n1027.88\n16160.42\n39.94\nMar\n191.64\n30.33\n1183.64\n1110.17\n18211.89\n44.48\nApr\n180.34\n26.98\n1151.25\n1107.52\n17269.69\n43.55\nMay\n179.76\n27.38\n1052.50\n1123.77\n18684.62\n43.22\nJun\n196.41\n31.85\n1121.24\n1038.18\n17478.24\n47.17\nJul\n199.10\n34.00\n1288.23\n1167.43\n18670.44\n49.36\nAug\n153.13\n28.05\n1373.48\n1122.22\n19750.59\n46.52\nSep\n164.31\n31.15\n1196.87\n1103.91\n19133.21\n50.40\nOct\n156.43\n30.78\n1295.03\n1152.83\n22166.45\n54.05\nNov\n143.44\n32.19\n1206.16\n1151.34\n21390.18\n51.34\nDec\n155.04\n27.25\n1359.88\n1183.57\n22904.33\n52.59\nAnnual Total\n2062.62\n361.73\n14543.30\n13413.30\n228723.31\n560.22\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/December2015.pdf"}
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+{"doc_id": "20dc2d73e72dfcf3486382934ad84519", "text": "1\n \nPRESS STATEMENT \nEMBARGO DELIVERY \n29 January 2026 \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nGood day \nLast year was marked by extreme global uncertainty, and 2026 has begun with a \nnew round of shocks. Geopolitical tensions remain elevated, reflecting what appears \nto be a rupture in the global political order. There are also new threats to central \nbank independence. \nMarkets are jittery, and precious metals like gold have received safe-haven flows.1 \nThere are also ongoing risks of an Artificial Intelligence (AI) bubble. Furthermore, \nglobal imbalances have become very large. For instance, China’s trade surplus was \nover a trillion dollars last year, a new record.2 Meanwhile, government debt is still \ngrowing fast in key economies, with the US fiscal deficit, for example, approaching \ntwo trillion dollars.3 These trends are not sustainable. \nDespite these fragilities, asset prices have been resilient and global growth is holding \nup,4 supported by investments in AI, as well as fiscal stimulus in major economies. \nInflation generally slowed last year, and many central banks have had space to \n \n1 Relatedly, for the World Economic Forum’s 2026 global risk report, survey respondents identified \n‘geoeconomic confrontation’ and ‘state-based armed conflict’ as the top two risks ‘most likely to \npresent a material crisis on a global scale in 2026’. \n2 The official figure was $1.19 trillion, about a fifth higher than 2024. \n3 The FY2025 deficit was $1.78 trillion. The US fiscal year runs to October. \n4 The global growth rate used in the forecast has been revised up slightly, from 2.7% to 2.8% for \n2025, with 2026 unchanged at 2.9%. The IMF’s January update to the World Economic Outlook \nprojections likewise had small upward revisions for global growth. \n \n2\nadopt more neutral policy settings. Financing conditions for emerging markets \nremain benign. \nTurning to South Africa, growth looks steadier. The economy has expanded for four \nconsecutive quarters, and the available data suggest it grew further in the most \nrecent quarter.5 This would mark the longest unbroken growth phase since 2018.6 \nThe main growth driver has been household consumption, up by more than 3% last \nyear, compared to an estimated 1.3% for the overall economy. Unfortunately, \ninvestment has been weak, contracting during the first half of 2025. However, the \nthird-quarter data showed a rebound. We hope this investment recovery will be \nsustained, allowing the economy to achieve structurally higher growth.7 \nOur forecasts continue to show growth moving somewhat higher, approaching 2% \nover the medium term. We see some upside risks to these projections. \nMoving to prices, inflation last year was 3.2%, close to our 3% objective. Inflation \nwas a bit higher towards the end of the year, mainly because of temporary factors. \nThe December print came in at 3.6%. However, we expect this was the peak, and \nthat inflation will slow from here. \nIndeed, our near-term inflation forecast has fallen, with the rand stronger8 and a \nlower oil price assumption.9 We are, however, keeping an eye on food inflation, \nespecially meat prices, which are being affected by a serious outbreak of foot and \nmouth disease. We are also concerned about electricity prices, given that NERSA’s \nprice correction may rise from R54 billion to R76 billion.10 \nMore positively, inflation expectations have fallen, with the latest survey showing \nlonger-term expectations at record lows.11 We look forward to expectations declining \n \n5 2025Q4 growth is estimated at 0.3% (q/q, sa) \n6 The economy achieved six consecutive growth quarters between 2016Q4 and 2018Q1. To put that \nin context, it expanded for 18 consecutive quarters between 2009Q3 and 2013Q4, and 40 quarters \nfrom 1998Q4 to 2008Q3. \n7 Investment is estimated to have contracted by 2.1% for the year as a whole \n8 The implied starting point for the forecast is R16.54 per US$ (2026Q1), followed by 16.73 (2026Q2) \n9 The November 2025 projection for 2026 inflation was 3.5%. The latest projection is 3.3%. \n10 While the baseline forecast keeps the electricity price assumptions unchanged, a larger recovery to \nunwind the additional error would raise 2027 inflation to 3.3% and 2028 inflation to 3.1%, compared \nwith 3.2% and 3.0% for those two years, respectively, in the baseline. \n11 The BER survey for 2025Q4 had both 2-year ahead average expectations, and expectations over 5 \nyears, at 3.7%. These categories were both at 4.2% in the 2025Q3 survey. \n \n3\nfurther, as South Africans experience ongoing lower inflation and learn more about \nthe new target.12 \nIn turn, lower expectations will be important for getting inflation to settle at 3%. \nCurrently, we are benefitting from low goods price inflation, supported by factors like \nthe stronger rand. Goods inflation is at 3%, and core goods is at 1.2%. By contrast, \nservices inflation is still over 4%. It is desirable to have services inflation moving \ncloser to 3%, as low inflation becomes the new normal for South Africa. \nWe assess the risks to the inflation outlook as balanced. \nAgainst this backdrop, the MPC decided to keep the policy rate unchanged, at \n6.75%. Two members favoured a cut of 25 basis points, while four preferred a hold. \nThe Quarterly Projection Model continues to forecast gradual rate cuts as inflation \nsubsides. The model interprets the policy stance as moderately restrictive currently, \nwith rates reaching neutral levels during 2027. As before, this rate path remains a \nbroad policy guide. Our decisions will continue to be taken on a meeting-by-meeting \nbasis, with careful attention to the outlook, data outcomes, and the balance of risks \nto the forecast. \nMoving to our scenarios: \nOver the past year, there have been large changes in both the rand exchange rate \nand oil prices. Our baseline forecasts assume these prices will stay roughly where \nthey ended 2025,13 but the outlook is uncertain. We therefore considered a pair of \nscenarios: a favourable one where the rand is stronger and the oil price keeps \nfalling, and a more challenging one where the rand weakens and oil goes up again.14 \nIn the adverse scenario, inflation peaks at 4%, and the convergence to the 3% target \nis slower. Interest rates are largely unchanged in the near term, with the shift down to \nneutral delayed by about a year. In the positive scenario, inflation gets as low as \n \n12 Breakeven rates have also moderated somewhat since the November 2025 MPC. The 5-year \nmetric is around 3.3%, and the 10-year is just below 4%, a record low. \n13 The oil price assumption is US$65 per barrel over the forecast horizon while the implied rand dollar \nstays in a range of 16.54-17.10. \n14 The scenario assumptions roughly correspond to the high and low ends of the range of Bloomberg \nconsensus forecasts. The adverse scenario has the rand weaken to R18.50 per US$, with oil reaching \nUS$75 per barrel, while the positive scenario has the rand as strong as R15.50 per US$ (and ending \nat R16.00 per US$), and oil down to US$51 per barrel (ending at US$55 per barrel). \n \n4\n2.3%, temporarily. In this context, expectations ease faster and inflation ultimately \nsettles near 3% more quickly. This allows front-loading of interest rate cuts, with \nneutral reached during the current year. \nThese scenarios show that even quite large shocks, like those modelled, would not \npush inflation outside our tolerance range of 3% plus or minus one. They also \ndemonstrate how supply shocks interact with inflation expectations, affecting how \nfast we deliver on the 3% target. We are trying to anchor expectations at 3%. \nPositive shocks get us there sooner, while negative shocks delay the process, but \ndon’t block it. Overall, monetary policy appears well positioned to manage the range \nof shocks that might come our way. \nTo conclude, 2025 was a watershed year for the South African economy. Despite a \nvolatile global backdrop, there was significant progress on domestic reforms, \nincluding a new inflation target. These efforts have been rewarded with lower \nborrowing costs, a rapid decline in inflation expectations, and steadier growth. It is \ncrucial to sustain this progress. For monetary policy, our main contribution is to \ndeliver on the new target, which means stabilising inflation at 3% over the next few \nyears. Further gains in economic performance would come from reaching a prudent \npublic debt level, lowering administered price inflation, and continuing structural \nreforms that raise potential growth. \nLesetja Kganyago \nGOVERNOR \n \nThe next statement of the Monetary Policy Committee will be released on 26 March. \n \nContact person: \nThoraya Pandy \n082.416.8416 \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/jan26-statement.pdf"}
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+{"doc_id": "24622ec37d9f8d98c652b52a5d7464c7", "text": "i \n \n \n \nNovember 2024 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCash Transactions ..................................................................................................................... 9 \nCard Based Transactions ......................................................................................................... 9 \nINFLATION OUTTURN ............................................................................................................. 9 \nMonthly Inflation ...................................................................................................................... 9 \nUS$ Annual Inflation Developments ..................................................................................... 10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n OVERVIEW \nMonth-on-month \ninflation \ndecelerated \nto \n11.7% in November 2024, a significant drop \nfrom 37.2% recorded in the previous month. \nThe decline was attributed to the diminishing \neffects of the exchange rate shock and the \nimplementation of relevant policy measures by \nthe Monetary Policy Committee in September \n2024. \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG83,226.83 million in November 2024, a \ndecrease of 4.97% from ZiG87,540.19 million \nrecorded in October 2024, on account of \nvaluation changes related to exchange rate \nappreciation. The exchange rate appreciated \nfrom US$1/ZiG28.68 at the end of October \n2024 to US$1/ZiG25.45 at the end of \nNovember 2024. \n \nIn the capital markets, both the Zimbabwe \nStock Exchange (ZSE) and the Victoria Falls \nStock Exchange (VFEX) exhibited bearish \ntrends. The performance of the ZSE was mainly \naffected by the tight liquidity conditions that \nprevailed during the month. \n \nThe value of aggregate transactions processed \nthrough the National Payment Systems (NPS) \ndecreased by 3% to ZiG184.88 billion in \nNovember 2024 from ZiG190.36 billion \nrecorded in the previous month. In tandem, \nNPS volumes also decreased by 5% to 61.17 \nmillion in November 2024 from 64.23 million \nrecorded in October 2024. \nIn the international commodity markets, \nmonthly average prices for gold, platinum, \npalladium, crude oil, nickel, copper and lithium \ndeclined in November 2024 compared to \nprevious \nmonth, \nunderpinned \nby \na \nstrengthening US dollar. \nDuring the month under review, total \nmerchandise exports stood at US$905.2 \nmillion, while the country’s import bill stood at \nUS$952.1 million. Consequently, the country’s \ntrade deficit stood at US$46.9 million, down \nfrom the US$137.7 million recorded in October \n2024. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nThe international monthly average prices for \ngold, platinum, copper, nickel, brent crude oil \nand lithium retreated during the period under \nreview, as shown in Table 1. \nTable 1: International Commodity Prices \nfor October and November 2024 \nCommodity \nOct-24 \nNov-24 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n2,690.47 \n2,654.71 \n(1.33) \nPlatinum \nUS$/oz \n999.80 \n965.83 \n(3.40) \nPalladium \nUS$/oz \n1,069.39 \n1,009.52 \n(5.60) \nCopper \nUS$/t \n9,668.91 \n9,203.50 \n(4.81 \nNickel \nUS$/t \n16,996.07 \n15,967.28 \n(6.05) \nBrent Crude \noil \nUS$/bbl. \n75.13 \n73.51 \n \n(2.16) \nLithium \nUS$/t \n9,549.13 \n8,889.52 \n(6.91) \nSource: Bloomberg, 2024 \n \nGold \nGold prices averaged US$2,654.71 per ounce \nin November 2024, a decline of 1.33%, from a \nmonthly average of US$2,690.47 per ounce in \nOctober 2024. The price decrease was \ninfluenced by a stronger U.S dollar and an \nincrease in treasury yields. \n \n \n \n \n \n \n \n2 \n \nPlatinum \nPlatinum prices decreased by 3.40%, from an \naverage of US$999.80 per ounce in the \nprevious month to US$965.83 per ounce in \nNovember 2024, on account of subdued \ndemand for the metal and strengthening of the \nU.S dollar. \nPalladium \nPalladium prices fell by 5.60% to US$1,009.52 \nper ounce in November 2024, compared to \nUS$1,069.39 per ounce in October 2024, \nlargely driven by subdued demand for the metal \nfrom the auto catalyst sector. The price trends \nof precious metals from November 2023 to \nNovember 2024 are shown in Figure 1. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): \nNovember 2023 – \nNovember 2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nBrent crude oil prices declined by 2.16% to \nUS$73.51 per barrel in November 2024, from \nan average of US$75.13 per barrel in October \n2024. The decline in oil prices was driven by \nexpectations that global supplies would \noutweigh demand, coupled with subdued \ndemand \nfrom \nChina. \nFigure \n2 \nshows \ndevelopments in oil prices for the period from \nNovember 2023 to November 2024. \n \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) November 2023 – November \n2024 \n \nSource: Bloomberg, 2024 \n \nCopper \nCopper prices decreased by 4.81%, from \nUS$9,668.91 per tonne recorded in the \nprevious month to US$9,203.50 per tonne \nduring the month under analysis. The decline in \ncopper \nprices \nwas \ninfluenced \nby \nthe \nstrengthening of the US dollar. \n \nNickel \nNickel prices decreased by 6.05%, from an \naverage of US$16,996.07 per tonne recorded in \nOctober 2024 to US$15,967.28 per tonne \nduring the month under review. The decline \nwas driven by increased production in China \n0\n200\n400\n600\n800\n1000\n1200\n1400\n0\n500\n1000\n1500\n2000\n2500\n3000\n3500\nNov-23\nJan-24\nMar-24\nMay-24\nJul-24\nSep-24\nNov-24\nUS$/tonne\nUS$/tonne\nGold\nPalladium\nPlatinum (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\n100\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nUS$/barrel\n \n \n \n3 \n \nand Indonesia. Figure 3 shows base metals \nprice developments for the period from \nNovember 2023 to November 2024. \n \nFigure 3: Base Metal Prices (US$/tonne): \nNovember 2023 – November 2024 \nSource: Bloomberg 2024 \n \nLithium \nLithium prices declined by 6.91%, from \nUS$9,549.13 per tonne in the previous month \nto US$8,889.52 per tonne during the period \nunder review, underpinned by excess global \nsupply, as \nevidenced by rising global \nstockpiles. The price developments for lithium \nfor the period November 2023 to November \n2024 are illustrated in Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) \nNovember 2023 –November 2024 \n \nSource: London Metal Exchange, 2024 \nMerchandise Trade Developments \nThe \ncountry's \ntotal \nmerchandise \ntrade \namounted to US$1,857.4 million in November \n2024, up 21.1% from US$1,534.1 million in the \nprevious month. This increase was largely \nattributable to improvements in both exports \nand imports during the month under analysis. \nOn a year-on-year basis, total merchandise \ntrade rose by about 23.2 % from US$ 1,507.2 \nmillion recorded in the corresponding month in \n2023. \n \nMerchandise Exports \nThe country exported merchandise worth \nUS$905.2 million in November 2024, which \nwas 29.7% higher than the previous month’s \noutturn of US$698.1 million. The increase in \nmonth-on-month \nexports \nwas \nlargely \nunderpinned by the growth of export earnings \nfor gold, tobacco and PGMs. \n \nThe merchandise exports for the current month \nwere also 32.9% higher in 2024, compared to \nUS$681.3 \nmillion \nrecorded \nduring \nthe \ncorresponding month in 2023. Figure 5 shows \ndevelopments in the country’s merchandise \nexports for the period January 2023 to \nNovember 2024. \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nNov-23\nJan-24\nMar-24\nMay-24\nJul-24\nSep-24\nNov-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nUS$/tonne\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\n2023\n2024\n \n \n \n4 \n \nExports by Commodity \nPrimary commodities, including gold, tobacco, \nPlatinum \nGroup \nMetals \n(PGMs) \nand \nferrochromium, continued to dominate the \ncountry’s export profile. These commodities \naccounted for 39.7%, 32.1%, 15.0% and 2.7% \nof the total export basket, respectively. Table 2 \noutlines the developments in the country’s \nexports for October and November 2024. \n \nTable 2: Major Exports (US$ millions) \n \nOct-24 \n (US$m) \nNov-24 \n(US$m) \n Oct-Nov \nChanges \n(%) \nShare of \nExports \n(%) Nov-\n24 \nTotal \n698.1 \n905.2 \n29.7 \n100.0 \nOf Which: \n \n \n \n \nGold \n296.2 \n359.3 \n21.3 \n39.7 \nTobacco \n(Including \ncigarettes) \n139.4 \n290.3 \n108.2 \n32.1 \nPGMS \n118.4 \n135.8 \n14.7 \n15.0 \nFerrochromium \n33.6 \n24.4 \n(27.4) \n2.7 \nCoal \n17.4 \n12.1 \n(30.5) \n1.3 \nOther mineral \nsubstances \n13.5 \n12.2 \n(9.6) \n1.3 \nChromium ores \nand concentrates \n12.5 \n13.3 \n6.4 \n1.5 \nIndustrial \ndiamonds \n9.6 \n10.1 \n5.2 \n1.1 \nCrocodiles \n1.2 \n6.3 \n425.0 \n0.7 \nMaize seed \n3.5 \n3.3 \n(5.7) \n0.4 \nOthers \n53.2 \n38.1 \n(28.4) \n4.2 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nExport Markets \nDuring the month of November 2024, the \ncountry’s exports were mainly destined to \nU.A.E (40.5%) followed by China (19.9%) and \nSouth Africa (19.9%). The remaining exports \nwere \ndistributed \nacross \nvarious \nother \ninternational jurisdictions and markets. Figure \n6 shows the country’s major export markets \nduring the month under review. \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Imports \nThe country’s import bill amounted to \nUS$952.1 million in November 2024, 13.9% \nup from US$835.9 million recorded in the \nprevious month. Similarly, the current month’s \nimports were 15.3% higher than US$825.9 \nmillion recorded in the comparable month in \n2023, as shown in Figure 7. \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2023 and 2024 \nSource: ZIMSTAT & RBZ Computations, 2024 \n40.5\n19.9\n19.9\n2.4\n1.8\n1.6\n1.5\n1.2\n1.1\n0.7\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nUnited Arab Emirates\nChina\nSouth Africa\nMozambique\nIndia\nBelgium\nZambia\nIndonesia\nUnited States\nNetherlands\n0\n200\n400\n600\n800\n1000\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\n2023\n2024\n \n \n \n5 \n \nImports by Commodity \nDuring the month of November 2024, the \ncountry’s import basket was predominantly \ncomposed of diesel, maize, petrol and crude \nsoya bean oil which accounted for 12.7%, \n6.4%, 4.8% and 3.5% of total imports, \nrespectively. Table 3 presents imports of major \ncommodities for the months of October and \nNovember 2024. \nTable 3: Major Imports (US$ millions) \n \nOct-24 \n(US$ \nm) \nNov-24 \n(US$ \nm) \n Oct - Nov \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nNov-24 \nTotal \n835.8 \n952.1 \n13.9 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n92.7 \n120.5 \n30.0 \n12.7 \nMaize \n(Excluding \nSeed) \n41.9 \n61.3 \n46.3 \n6.4 \nPetrol \n40.6 \n45.8 \n12.8 \n4.8 \nCrude soya \nbean oil \n27.1 \n33.2 \n22.5 \n3.5 \nElectricity \n18.4 \n16.2 \n(12.0) \n1.7 \nFire fighting \nvehicles \n0.5 \n11.5 \n2200.0 \n1.2 \nMedicaments \nof mixed or \nunmixed \n3.7 \n11.0 \n197.3 \n1.2 \nButanes \n10.2 \n10.5 \n2.9 \n1.1 \nRice \n24.2 \n9.4 \n(61.2) \n1.0 \nKerosene type \njet fuel \n5.7 \n8.3 \n45.6 \n0.9 \nOthers \n498.9 \n491.8 \n(1.4) \n51.7 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nThe country sourced most of its imports from \nSouth Africa, which accounted for 39.3% of \ntotal imports. This was followed by China \n(13.2%), Bahamas (9.3%), and Singapore \n(5.0%). Figure 8 shows the country’s top \nimport sources in November 2024. \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Trade Balance \nThe country’s trade deficit stood at US$46.9 \nmillion in November 2024, down from the \nUS$137.8 million recorded in the previous \nmonth; and down from US$144.5 million in the \ncomparable month in 2023. Figure 9 shows the \ncountry’s trade balance for the period January \nto November 2024. \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2024 \n39.3\n13.2\n9.3\n5.0\n4.7\n3.4\n2.7\n2.5\n2.4\n2.0\nSouth Africa\nChina\nBahamas\nSingapore\nMozambiq…\nUnited…\nZambia\nMauritius\nUnited…\nIndia\n-400\n-200\n0\n200\n400\n600\n800\n1000\n1200\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nExports\nImports\nTrade Balance\n \n \n \n6 \n \n \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG83,226.83 million in November 2024, a \ndecrease of 4.97% from ZiG87,540.19 million \nrecorded in October 2024. \nThe decrease in broad money largely reflected \nvaluation changes related to exchange rate \nappreciation. The exchange rate appreciated \nfrom US$1/ZiG28.68 at the end of October \n2024 to US$1/ZiG25.45 at the end of \nNovember 2024. \nIn line with exchange rate appreciation, the \nforeign currency component of broad money \ncontracted by 7.84%, from ZiG75,740.88 \nmillion in October 2024 to ZiG69,804.88 \nmillion in November 2024. The local currency \ncomponent, however, recorded a month-on-\nmonth growth of 13.34%, from ZiG11,842.04 \nmillion to ZiG13,421.95 million. \nThe money stock comprised 83.87% foreign \ncurrency deposits, 16.01% local currency \ndeposits, and 0.12% local currency in \ncirculation. \nFigure 10 shows the composition of the money \nsupply. \n \n \n \n \n \n \n \n \n \n \n1 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \n \n \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \n \nDuring the month under review, domestic \ncredit \ndecreased \nby \n11.82%, \nfrom \nZiG81,454.80 million in September 2024 to \nZiG71,829.22 million partially reflecting \nexchange rate developments. Credit to the \nprivate sector and net claims on the \nGovernment declined by 7.93% and 22.32%, \nfrom ZiG58,250.40 million and ZiG20,769.28 \nmillion \nto \nZiG53,630.47 \nmillion \nand \nZiG16,133.12 million, respectively. \nOutstanding credit to the private sector was \nmainly channeled to households, agriculture, \nmanufacturing, \nand \ndistribution, \nwhich \nreceived 28.82%, 15.83%, 14.90%, and \n11.08% of the total credit, respectively. The \nmining sector, however, received 9.28% of the \ntotal outstanding credit. \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \n \n \n \n \nNCDs, \n0.00%\nLocal Currency \nTime Deposits, \n3.03%\nFX Time \nDeposits, 6.26%\nLocal Currency \nTransferable ; \n12.98%\nFX Transferable \nDeposits, 77.61%\nCurrency in \nCirculation, \n0.12%\n \n \n \n7 \n \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 35.91%; inventory \nbuild-up, \n25.66%; \nand \nfixed \ncapital \ninvestments, 14.06%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of November 2024, the \nZimbabwe Stock Exchange exhibited bearish \nsentiments partly due to tight local currency \nliquidity conditions that characterized the \nfinancial market. Resultantly, the All Share and \nTop 10 indices declined by 8.31% and 12.19% \nto close at 265.10 points and 265.95 points, \nrespectively. \n \nThe resource index also lost 6.48% to close at \n235.38 points during the same month. \n \n \n \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nThe cumulative volume and value of shares \ntraded decreased by 31.98% and 43.29% to \n72.86 million shares and ZiG285.16 million. \nThis is in comparison to 107.12 million shares \ntraded and ZiG502.84 million recorded in the \nprevious month. \n \nThe proportion of foreign purchases to the \nvalue of shares traded improved from 6.72% in \nOctober 2024 to 19.42% in November 2024 \nowing to improved investor interest. \n \nNet foreign position, however, improved from \na negative position of ZiG130.63 million to a \nnegative ZiG4.29 million in November 2024. \n \n \n \n \n \n \nHouseholds\n28.82%\nAgriculture\n15.83%\nMining\n9.28%\nManufacturing\n14.90%\nDistribution\n11.08%\nTransport and \nCommunication\n2.45%\nServices\n8.66%\nFinancial \nOrganisations and \nInvestments\n6.04%\nConstruction\n2.93%\nOther\n0.01%\n100\n150\n200\n250\n300\n350\n100\n150\n200\n250\n300\n350\n06-Jul-24\n20-Jul-24\n03-Aug-24\n17-Aug-24\n31-Aug-24\n14-Sep-24\n28-Sep-24\n12-Oct-24\n26-Oct-24\n09-Nov-24\n23-Nov-24\nAll Share And Top 10 Indices\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (RHS)\n \n \n \n8 \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nThe market lost 8.28%, or ZiG7,420.67 million \nworth \nof \ncapitalization \nto \nclose \nat \nZiG82,184.61 \nmillion, \ncompared \nto \nZiG89,605.28 million recorded in the previous \nmonth, attributable to the bearish sentiments \nexhibited on the ZSE during the period under \nanalysis. \n \nVictoria Falls Stock Exchange (VFEX) \n \nDuring the month of November 2024, the \nVictoria Falls Stock Exchange (VFEX) traded \nin a negative trajectory. As such, the VFEX All \nShare index lost 0.32% to close at 104.04 \npoints, compared to 104.37 points recorded in \nOctober 2024. \n \nOn an annual basis, the VFEX All Share index, \nhowever, added 50.63%, from 69.07 points \nrecorded in November 2023. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nReflecting \nnegative \ntrading \nsentiments \nexhibited at the VFEX, market capitalization \ndeclined by 0.32% to US$1,256.50 million, \ncompared to US$1,260.55 million recorded in \nthe previous month. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \n0\n100\n200\n300\n400\n500\n600\n0\n100\n200\n300\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume (LHS)\nValue (RHS)\n60\n70\n80\n90\n100\n110\n120\n30-Nov-23\n31-Dec-23\n31-Jan-24\n29-Feb-24\n31-Mar-24\n30-Apr-24\n31-May-24\n30-Jun-24\n31-Jul-24\n31-Aug-24\n30-Sep-24\n31-Oct-24\n30-Nov-24\n0.40\n0.60\n0.80\n1.00\n1.20\n1.40\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nUS$ BILLIONS\n \n \n \n9 \n \nNATIONAL PAYMENTS SYSTEM \nThe value of aggregate transactions processed \nthrough the National Payment Systems (NPS) \ndecreased by 3% to ZiG184.88 billion in \nNovember 2024 from ZiG190.36 billion \nrecorded in the previous month. Similarly, NPS \nvolumes also decreased by 5% to 61.17 million \nfrom 64.23 million recorded in October 2024. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \ndecreased by 2% to ZiG107.35 billion in \nNovember 2024 from ZiG109.55 billion in \nOctober 2024. \n \nThe volume of RTGS transactions also \ndeclined by 14.5% from 1.02 million to close at \n0.87 million in November 2024. \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \ndecreased by 5.28% to ZiG63.52 billion in \nNovember 2024, from ZiG67.07 billion in \nOctober 2024. \n \nCash Transactions \nCash based transactions increased by 10% to \nZiG9.93 billion in November 2024, from \nZiG9.04 billion realised in October 2024. \n \nCard Based Transactions \nCard based transactions increased by 2% to \nZiG14.01 billion in November 2024 from \nZiG13.74 billion recorded in October 2024. \n \nINFLATION OUTTURN \nDuring the month of November 2024, both the \nZiG and the US$ inflation slowed down. \n \nMonthly Inflation \nThe ZiG monthly inflation rate slowed down \nfrom 37.2% recorded in October 2024, to \n11.7% in November 2024. \n \nThe decline in ZiG inflation is attributed to the \ndissipation of the shock from the exchange rate \ndepreciation and policy measures implemented \nin September 2024. \n \nFigure 16 shows developments in monthly ZiG \ninflation from May 2024 to November 2024. \n \nFigure 16: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2024 \n \nSimilarly, the US$ month-on-month inflation \ndecelerated from 0.7% in October 2024 to 0.1% \nin November 2024. \n \nResultantly, weighted monthly inflation also \ndeclined from 7.3% in October 2024 to 2.2% in \nNovember 2024. \n-3.00\n2.00\n7.00\n12.00\n17.00\n22.00\n27.00\n32.00\n37.00\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\n \n \n \n10 \n \n \nUS$ Annual Inflation Developments \nAnnual headline inflation slowed down from \n4.1% recorded in the previous month, to 3.3% \nin November 2024. \n \nFigure \n16: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2024 \n \n \nJANUARY 2025 \nRESERVE BANK OF ZIMBABWE \n-6.00\n-4.00\n-2.00\n0.00\n2.00\n4.00\n6.00\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\n \n \n11 \nStatistical Tables \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n27 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n28 \nNational Payments System Statistics \n \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n29 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n30 \nTrade Statistics \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n12 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWG '000)\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\n*Nov-24\nNet Foreign Assets\n-18 045 044 675,98\n-18 830 050 198,23\n-30 708 633 279,93\n-45 596 903 934,05\n-66 258 169 977,30\n-28 856 803,24\n-27 777 119,25\n-27 814 239,65\n-27 003 213,00\n-27 816 061,99\n-51 275 161,53\n-54 528 328,78\n-48 383 455,25\nCentral Bank(net)\n-21 850 985 894,27\n-22 724 299 913,18\n-37 204 315 094,00\n-54 031 060 405,32\n-77 865 030 279,36\n-35 698 765,79\n-34 641 175,73\n-34 675 535,57\n-34 509 441,34\n-34 520 053,81\n-62 586 924,75\n-66 392 291,76\n-57 686 803,02\nForeign Assets\n2 722 752 920,94\n2 750 142 276,55\n4 789 971 270,20\n7 165 906 234,24\n12 179 330 672,54\n9 276 276,05\n9 502 376,00\n10 341 190,76\n10 301 545,49\n10 342 781,57\n17 610 056,98\n24 512 816,63\n22 229 005,79\nForeign Liabilities\n24 573 738 815,21\n25 474 442 189,73\n41 994 286 364,20\n61 196 966 639,56\n90 044 360 951,90\n44 975 041,84\n44 143 551,73\n45 016 726,33\n44 810 986,83\n44 862 835,37\n80 196 981,74\n90 905 108,39\n79 915 808,81\nOther Depository Corporations(net)\n3 805 941 218,28\n3 894 249 714,95\n6 495 681 814,07\n8 434 156 471,26\n11 606 860 302,06\n6 841 962,55\n6 864 056,48\n6 861 295,92\n7 506 228,34\n6 703 991,82\n11 311 763,23\n11 863 962,98\n9 303 347,77\nForeign Assets\n5 592 082 221,64\n5 729 082 981,88\n9 507 866 394,28\n12 860 635 148,65\n18 155 224 099,23\n10 973 836,76\n11 293 656,76\n11 679 328,24\n12 352 811,95\n11 598 442,41\n20 019 415,47\n21 861 671,92\n17 752 438,09\nForeign Liabilities\n1 786 141 003,36\n1 834 833 266,93\n3 012 184 580,21\n4 426 478 677,39\n6 548 363 797,17\n4 131 874,21\n4 429 600,28\n4 818 032,32\n4 846 583,61\n4 894 450,59\n8 707 652,25\n9 997 708,95\n8 449 090,32\nNet Domestic Assets (NDA)\n35 673 225 646,05\n37 744 636 990,28\n59 956 750 588,31\n86 209 941 031,87\n125 429 655 454,08\n67 611 589,07\n68 804 734,10\n70 540 712,34\n72 978 846,45\n74 289 272,26\n126 283 122,13\n141 729 288,02\n131 610 282,91\nDomestic Claims\n14 764 938 049,74\n16 661 349 824,12\n26 555 487 015,34\n39 630 053 424,85\n58 052 804 317,53\n35 515 681,43\n37 674 708,61\n38 036 721,42\n42 001 791,24\n42 153 476,29\n70 625 380,29\n81 454 801,51\n71 829 332,29\nClaims on Central Government(net)\n3 426 568 722,64\n4 633 764 250,89\n8 146 919 528,13\n12 506 419 694,13\n16 182 769 560,45\n10 221 096,31\n11 278 377,99\n9 913 260,71\n11 854 120,02\n11 078 263,39\n17 989 094,06\n20 769 283,76\n16 133 123,06\nClaims on Central Government\n4 506 540 165,69\n5 826 109 037,18\n9 899 880 742,54\n14 706 600 268,21\n22 087 558 829,62\n12 982 655,95\n13 103 692,41\n13 760 570,59\n15 106 767,97\n14 775 338,23\n24 507 323,63\n29 236 123,02\n26 140 999,60\nCentral Bank\n2 978 270 299,68\n3 186 271 122,40\n5 598 206 535,08\n8 298 885 386,12\n13 434 742 848,85\n7 155 621,00\n7 206 353,91\n7 425 969,04\n7 375 080,86\n7 694 199,15\n13 333 000,40\n16 905 321,56\n15 342 327,17\nODCs\n1 528 269 866,01\n2 639 837 914,78\n4 301 674 207,46\n6 407 714 882,09\n8 652 815 980,77\n5 827 034,95\n5 897 338,50\n6 334 601,55\n7 731 687,11\n7 081 139,08\n11 174 323,23\n12 330 801,46\n10 798 672,42\nLess Liabilities to Central Government\n1 079 971 443,04\n1 192 344 786,29\n1 752 961 214,41\n2 200 180 574,08\n5 904 789 269,17\n2 761 559,64\n1 825 314,42\n3 847 309,88\n3 252 647,95\n3 697 074,84\n6 518 229,58\n8 466 839,25\n10 007 876,54\nCentral Bank\n946 496 075,59\n990 859 913,99\n1 583 331 636,98\n1 859 602 799,84\n5 389 222 254,62\n2 518 704,99\n1 475 345,63\n3 258 049,37\n2 814 036,97\n3 164 138,12\n5 934 952,70\n7 839 372,76\n9 330 641,14\nODCs\n133 475 367,46\n201 484 872,29\n169 629 577,43\n340 577 774,24\n515 567 014,55\n242 854,65\n349 968,79\n589 260,52\n438 610,98\n532 936,72\n583 276,88\n627 466,49\n677 235,40\nClaims on Other Sectors\n11 338 369 327,09\n12 027 585 573,22\n18 408 567 487,20\n27 123 633 730,72\n41 870 034 757,08\n25 294 585,12\n26 396 330,62\n28 123 460,72\n30 147 671,23\n31 075 212,90\n52 636 286,23\n60 685 517,75\n55 696 209,23\nOther Financial Corporations\n366 785 937,06\n210 979 095,28\n367 132 374,31\n461 955 002,81\n803 485 078,36\n327 451,01\n405 012,85\n484 721,72\n451 511,50\n481 730,31\n837 142,95\n903 005,44\n801 444,65\nState and Local Government\n59 769,23\n73 453,85\n198 797,86\n232 003,28\n143 347,81\n1 803,44\n1 371,69\n1 489,84\n162,58\n189,44\n334,82\n83,40\n98,73\nPublic Non Financial Corporations\n758 994 509,56\n779 253 503,92\n787 050 316,56\n1 149 678 230,61\n1 615 646 416,58\n983 290,25\n966 293,32\n926 934,51\n906 717,79\n827 622,11\n1 344 304,21\n1 532 030,41\n1 264 192,72\nPrivate Sector\n10 212 529 111,24\n11 037 279 520,17\n17 254 185 998,48\n25 511 768 494,02\n39 450 759 914,33\n23 982 040,42\n25 023 652,76\n26 710 314,65\n28 789 279,36\n29 765 671,04\n50 454 504,24\n58 250 398,50\n53 630 473,13\nCentral Bank\n97 474 935,67\n102 273 703,78\n144 071 607,24\n211 425 087,76\n325 816 652,62\n148 908,53\n153 636,33\n237 798,15\n234 893,40\n231 229,46\n354 102,93\n437 245,57\n402 425,98\nODCs\n10 115 054 175,57\n10 935 005 816,39\n17 110 114 391,24\n25 300 343 406,26\n39 124 943 261,71\n23 833 131,89\n24 870 016,43\n26 472 516,50\n28 554 385,96\n29 534 441,57\n50 100 401,31\n57 813 152,92\n53 228 047,15\nOther Items(Net)\n-20 908 287 596,32\n-21 083 287 166,17\n-33 401 263 572,98\n-46 579 887 607,02\n-67 376 851 136,55\n-32 095 907,64\n-48 116 393,84\n-32 503 990,92\n-30 977 055,21\n-32 135 795,97\n-55 657 741,84\n-60 656 446,41\n-59 780 950,61\nShares and Other Equity\n-17 122 059 892,58\n-17 570 066 671,33\n-29 549 325 579,05\n-43 302 266 345,67\n-60 601 283 933,04\n-30 585 321,84\n-170 501,60\n-26 189 804,03\n-24 667 528,43\n-22 936 612,12\n-40 127 307,25\n-45 626 610,38\n-43 527 595,47\nLiabilities to Other Financial Corporations\n89 997 662,25\n138 722 557,11\n182 726 965,66\n279 727 919,49\n361 061 719,66\n222 678,57\n150,24\n13 223,72\n12 000,37\n12 502,97\n51 080,87\n16 114,32\n42 655,67\nRestricted Deposits\n598 451 618,98\n634 635 960,65\n1 122 721 876,21\n2 182 139 254,83\n1 707 978 424,98\n1 197 298,85\n1 441,12\n1 719 547,05\n1 550 879,71\n2 087 873,41\n3 658 367,58\n3 837 899,15\n3 788 058,77\nDeposits and Securities Excluded from Base Money\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nOther Items(net)\n-4 474 676 984,97\n-4 286 579 012,59\n-5 157 386 835,80\n-5 739 488 435,67\n-8 844 607 348,16\n-2 930 563,22\n-47 947 483,60\n-8 046 957,66\n-7 872 406,86\n-11 299 560,23\n-19 239 883,04\n-18 883 849,50\n-20 084 069,58\n0,86\n0,87\nBroad Money-M3\n17 628 180 970,07\n18 914 586 792,05\n29 248 117 308,38\n40 613 037 097,82\n59 171 485 476,79\n38 754 785,83\n41 027 614,86\n42 726 472,69\n45 975 633,45\n46 473 210,27\n75 007 960,60\n87 582 919,14\n83 226 827,66\nSecurities Other than Shares Included in Broad Money\n4 173 191,32\n42 811 406,21\n7 317 942,35\n9 458 363,45\n6 990 856,69\n2 795,45\n4 372,61\n3 991,57\n19 182,77\n26 605,39\n23 833,50\n42 725,53\n0,00\nBroad Money-M2\n17 624 007 778,75\n18 871 775 385,85\n29 240 799 366,03\n40 603 578 734,36\n59 164 494 620,10\n38 751 990,38\n41 023 242,25\n42 722 481,12\n45 956 450,68\n46 446 604,88\n74 984 127,10\n87 540 193,61\n83 226 827,66\nOther Deposits (Time Deposits)\n1 239 087 789,32\n1 287 203 962,67\n1 749 790 464,18\n2 805 565 709,39\n4 455 813 258,33\n2 705 479,15\n3 276 458,32\n3 820 450,80\n3 890 292,40\n3 878 305,91\n5 866 414,39\n7 892 499,20\n7 727 403,75\nof which Foreign Currency Accounts\n823 225 160,91\n878 430 928,79\n1 378 784 627,54\n2 089 992 436,79\n3 750 078 066,25\n2 426 638,27\n2 953 225,13\n3 343 135,17\n3 425 730,40\n3 030 905,19\n4 839 186,89\n6 654 693,18\n5 209 298,79\nNarrow Money-M1\n16 384 919 989,43\n17 584 571 423,18\n27 491 008 901,84\n37 798 013 024,97\n54 708 681 361,76\n36 046 511,23\n37 746 783,93\n38 902 030,31\n42 066 158,28\n42 568 298,97\n69 117 712,70\n79 647 694,41\n75 499 423,91\nTransferable Deposits\n16 373 116 452,32\n17 572 220 001,14\n27 476 970 003,22\n37 782 959 103,37\n54 692 210 233,09\n36 036 209,11\n37 708 555,23\n38 850 801,81\n42 007 923,88\n42 499 225,86\n69 037 218,46\n79 550 713,83\n75 399 727,29\n Of which Foreign Currency Accounts\n12 757 305 066,07\n13 397 781 145,35\n22 901 496 643,22\n32 969 005 356,37\n47 611 823 202,81\n29 423 827,38\n30 036 317,64\n30 193 905,30\n31 635 023,78\n31 676 246,48\n58 411 490,00\n69 086 187,32\n64 595 580,16\nCurrency Outside Depository Corporations\n11 803 537,12\n12 351 422,04\n14 038 898,63\n15 053 921,60\n16 471 128,68\n10 302,12\n38 228,70\n51 228,50\n58 234,40\n69 073,11\n80 494,25\n96 980,58\n99 696,61\nMemorandum Items\nReserve Money\n1 817 508 312,01\n2 021 215 296,65\n3 069 128 065,16\n4 054 140 062,89\n6 141 481 651,19\n4 892 122,31\n6 639 450,71\n7 238 618,14\n7 282 113,20\n7 708 040,15\n13 606 577,69\n20 428 825,74\n20 028 010,53\nFCAs as a Percentage of Deposits in M3\n72,4%\n70,9%\n78,3%\n81,2%\n80,5%\n82,2%\n80,5%\n78,6%\n76,4%\n74,8%\n82,7%\n86,6%\n84,0%\nEnd Period Exchange Rate\n5 791,08\n6 104,72\n10 152,39\n14 912,83\n22 055,47\n13,43\n13,32\n13,70\n13,79\n13,85\n24,88\n28,68\n25,45\nSource: Reserve Bank of Zimbabwe, 2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n*Statistics are denominated in ZiG\n \n \n13 \n \n \n \nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\n*Nov-24\nNet Foreign Assets\n-21 850 985 894,27\n-22 724 299 913,18\n-37 204 315 094,00\n-54 031 060 405,32\n-77 865 030 279,36\n-35 698 765,79\n-34 641 175,73\n-34 675 535,57\n-34 509 441,34\n-34 520 053,81\n-62 586 924,75\n-66 392 291,76\n-57 686 803,02\nClaims on Non Residents\n2 722 752 920,94\n2 750 142 276,55\n4 789 971 270,20\n7 165 906 234,24\n12 179 330 672,54\n9 276 276,05\n9 502 376,00\n10 341 190,76\n10 301 545,49\n10 342 781,57\n17 610 056,98\n24 512 816,63\n22 229 005,79\nOfficial Reserves Assets\n664 790 048,98\n670 897 605,40\n1 283 063 711,48\n1 440 292 080,05\n2 707 777 264,85\n3 630 141,09\n4 432 806,91\n4 934 345,75\n4 653 584,80\n4 669 127,60\n7 448 226,11\n12 833 764,95\n12 029 876,12\nOther Foreign Assets\n2 057 962 871,96\n2 079 244 671,16\n3 506 907 558,71\n5 725 614 154,20\n9 471 553 407,69\n5 646 134,96\n5 069 569,09\n5 406 845,01\n5 647 960,69\n5 673 653,97\n10 161 830,87\n11 679 051,69\n10 199 129,67\nLess Liabilities to Non Residents\n24 573 738 815,21\n25 474 442 189,73\n41 994 286 364,20\n61 196 966 639,56\n90 044 360 951,90\n44 975 041,84\n44 143 551,73\n45 016 726,33\n44 810 986,83\n44 862 835,37\n80 196 981,74\n90 905 108,39\n79 915 808,81\nShort Term Liabilities\n417 352 772,09\n253 445 372,66\n330 761 013,21\n347 930 957,96\n890 130 623,01\n181 911,80\n69 004,62\n68 323,27\n67 276,01\n43 925,27\n121 431,23\n139 956,61\n124 234,37\nOther Foreign Liabilities*\n24 156 386 043,12\n25 220 996 817,07\n41 663 525 350,99\n60 849 035 681,60\n89 154 230 328,89\n44 793 130,04\n44 074 547,11\n44 948,40\n44 743 710,82\n44 818 910,10\n80 075 550,51\n90 765 151,78\n79 791 574,44\n of which blocked funds\n4 527 891 788,72\n4 848 587 011,60\n8 054 627 951,76\n11 781 589 928,45\n17 401 899 562,68\n10 572 458,80\n10 463 756,31\n10 741 167,48\n10 788 191,71\n10 803 573,95\n19 394 800,27\n22 213 360,59\n19 667 091,04\nNet Domestic Assets (NDA)\n23 668 494 206,27\n24 745 515 209,82\n40 273 443 159,16\n58 085 200 468,20\n84 006 511 930,55\n40 590 888,10\n41 280 626,44\n41 914 153,72\n41 791 554,54\n42 228 093,95\n76 193 502,44\n86 821 117,50\n77 714 813,55\nDomestic Claims\n2 496 519 062,46\n2 685 240 421,33\n4 316 485 335,80\n6 966 928 713,06\n8 857 704 487,83\n5 031 817,01\n6 130 750,57\n4 656 214,62\n5 047 780,51\n5 013 687,28\n8 125 977,73\n9 923 292,64\n6 798 072,76\nNet Claims on Central Government\n2 031 774 224,09\n2 195 411 208,41\n4 014 874 898,09\n6 439 282 586,28\n8 045 520 594,23\n4 636 916,01\n5 731 008,28\n4 167 919,67\n4 561 043,88\n4 530 061,03\n7 398 047,70\n9 065 948,80\n6 011 686,04\nClaims on Central Government\n2 978 270 299,68\n3 186 271 122,40\n5 598 206 535,08\n8 298 885 386,12\n13 434 742 848,85\n7 155 621,00\n7 206 353,91\n7 425 969,04\n7 375 080,86\n7 694 199,15\n13 333 000,40\n16 905 321,56\n15 342 327,17\n of which: Securities Other than Shares\n1 984 147 610,08\n2 219 186 779,04\n4 440 121 511,31\n6 608 105 197,48\n11 307 721 896,70\n0,00\n6 867 418,56\n7 089 572,62\n7 156 540,10\n7 156 540,10\n12 949 528,58\n12 949,53\n13 352 395,70\nLoans\n994 122 689,61\n967 084 343,36\n1 158 085 023,77\n1 690 780 188,64\n2 127 020 952,15\n245 686,22\n334 241,10\n334 607,54\n223 674,75\n493 347,30\n383 471,82\n1 901 990,38\n1 989 931,48\n Loans and Advances\n450 658 841,88\n423 620 495,64\n709 564 039,01\n1 049 930 696,57\n1 560 372 567,07\n34 531,94\n35 066,35\n35 432,79\n69 655,36\n198 392,16\n88 516,68\n1 575 286,73\n1 576 279,86\nAmounts Due from Gvt including SDR Drawdowns\n543 463 847,72\n543 463 847,72\n448 520 984,75\n640 849 492,08\n566 648 385,08\n211 154,28\n299 174,75\n299 174,75\n154 019,39\n294 955,14\n294 955,14\n326 703,65\n413 651,61\n Export Incentives\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nLess Liabilities to Central Government\n946 496 075,59\n990 859 913,99\n1 583 331 636,98\n1 859 602 799,84\n5 389 222 254,62\n2 518 704,99\n1 475 345,63\n3 258 049,37\n2 814 036,97\n3 164 138,12\n5 934 952,70\n7 839 372,76\n9 330 641,14\nOf which: Deposits\n946 496 075,59\n990 859 913,99\n1 583 331 636,98\n1 859 602 799,84\n5 389 222 254,62\n2 518 704,99\n1 475 345,63\n3 275 403,93\n3 115 314,66\n3 164 138,12\n5 934 952,70\n7 839 372,76\n9 330 641,14\nOther \n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nClaims on Other Sectors\n464 744 838,37\n489 829 212,93\n301 610 437,71\n527 646 126,78\n812 183 893,60\n394 901,00\n399 742,29\n488 294,95\n486 736,63\n483 626,25\n727 930,03\n857 343,85\n786 386,72\nOther Financial Corporations\n25 307 666,81\n28 216 636,43\n32 493 405,07\n71 573 929,14\n153 883 742,34\n31 897,51\n33 121,19\n32 635,34\n33 150,80\n33 901,83\n34 109,66\n38 180,80\n39 115,93\nState and Local Government\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nPublic Non Financial Corporations\n341 962 235,89\n359 338 872,72\n125 045 425,40\n244 647 109,88\n332 483 498,63\n214 094,95\n212 984,77\n217 861,45\n218 692,42\n218 494,95\n339 717,44\n381 917,48\n344 844,81\nPrivate Sector\n97 474 935,67\n102 273 703,78\n144 071 607,24\n211 425 087,76\n325 816 652,62\n148 908,53\n153 636,33\n237 798,15\n234 893,40\n231 229,46\n354 102,93\n437 245,57\n402 425,98\nClaims on Other Depository Corporations\n246 227 512,18\n266 265 290,73\n392 377 252,77\n503 151 449,55\n684 600 925,61\n364 055,43\n361 687,12\n362 068,58\n322 950,33\n315 110,77\n546 767,88\n591 244,82\n1 582 208,88\nOf which: Loans\n246 227 512,18\n266 265 290,73\n392 377 252,77\n503 151 449,55\n684 600 925,61\n364 055,43\n361 687,12\n362 068,58\n322 950,33\n315 110,77\n546 767,88\n591 244,82\n1 582 208,88\nOther Liabilities to ODCs\n3 876 066 859,55\n3 854 578 282,87\n5 812 079 968,88\n8 128 905 484,34\n10 984 562 862,67\n7 235 511,28\n7 148 143,79\n5 909 428,26\n5 505 978,19\n5 409 080,16\n4 538 818,97\n6 707 055,64\n8 873 541,61\nOf which: Aftrades Balances\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n Securities\n1 460 737 223,38\n1 519 969 710,79\n1 701 520 057,58\n2 432 925 529,23\n3 557 870 717,73\n2 260 627,63\n2 214 947,71\n2 314 576,53\n2 802 338,07\n2 870 625,13\n1 385 743,24\n1 724 801,18\n2 144 377,64\n0,00\n0,00\nOther Items(Net)\n-24 801 814 491,19\n-25 648 587 780,63\n-41 376 660 539,47\n-58 744 025 789,94\n-85 448 769 379,78\n-42 430 526,95\n-41 936 332,53\n-42 805 298,78\n-41 926 801,88\n-42 308 376,06\n-72 059 575,80\n-83 013 635,67\n-78 208 073,52\nShares and Other Equity\n-23 892 801 192,96\n-25 053 448 266,86\n-40 143 169 460,35\n-58 155 147 571,29\n-84 000 619 819,97\n-42 225 068,30\n-41 811 854,23\n-42 544 461,17\n-41 896 670,08\n-42 064 205,72\n-72 152 434,46\n-82 948 584,12\n-75 838 929,42\nOther Items(Net)\n-1 529 336 116,22\n-1 251 036 312,37\n-2 400 043 318,75\n-2 790 865 158,91\n-3 189 753 793,28\n-1 523 004,67\n-2 100 723,61\n-2 120 667,23\n-1 846 508,62\n-2 396 362,99\n-3 908 731,83\n-4 422 218,47\n-6 511 308,80\nLiabilities to Other Resident Sectors\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nDeposits and Securities Excluded from Base Money\n620 322 818,00\n655 896 798,59\n1 166 552 239,63\n2 201 986 940,26\n1 741 604 233,46\n1 317 546,03\n1 976 245,32\n1 859 829,62\n1 816 376,82\n2 152 192,65\n4 001 590,49\n4 357 166,91\n4 142 164,71\nMonetary Base \n1 817 508 312,01\n2 021 215 296,65\n3 069 128 065,16\n4 054 140 062,89\n6 141 481 651,19\n6 455 093,44\n6 639 450,71\n7 238 618,14\n7 282 113,20\n7 708 040,15\n13 606 577,69\n20 428 825,74\n20 028 010,53\nBond Coins\n78 794,30\n76 968,83\n66 290,72\n59 094,22\n51 536,90\n20,39\n16,95\n15,26\n14,33\n14,27\n14,27\n14,27\n14,27\nBond Notes\n14 430 019,79\n15 672 830,10\n16 920 535,77\n18 138 392,93\n19 250 549,61\n7 646,53\n7 646,25\n7 641,71\n6 018,48\n5 288,65\n5 288,65\n5 288,65\n5 288,65\nZig Notes\n1 240,55\n12 162,56\n16 066,84\n20 175,22\n26 774,05\n33 546,57\n35 318,43\n35 320,20\nZiG Coins\n8 848,60\n33 390,00\n36 721,62\n39 548,30\n43 392,05\n49 516,41\n113 067,78\n131 664,45\nLiabilities to ODCs\n1 772 929 799,17\n1 975 463 236,74\n3 052 141 238,66\n4 035 942 575,74\n6 122 179 564,68\n6 437 337,37\n6 586 234,95\n7 178 172,71\n7 216 356,87\n7 632 571,13\n13 518 211,78\n20 275 136,61\n19 855 722,95\n Local Currency Reserve Deposits\n449 770 161,09\n533 568 035,27\n557 373 870,90\n589 096 334,10\n782 882 894,59\n588 261,85\n852 988,66\n1 019 521,43\n1 293 912,63\n1 392 957,07\n1 999 399,49\n2 851 765,21\n2 965 905,06\n Foreign Currency Reserve Deposits\n1 323 159 638,08\n1 441 895 201,47\n2 464 767 002,76\n3 416 845 876,64\n5 293 831 558,25\n4 172 204,40\n4 528 979,21\n4 655 411,36\n4 707 895,48\n4 805 592,43\n9 991 826,17\n14 420 447,97\n13 130 569,95\n Exess reserves \n30 069 698,74\n30 002 260,98\n30 000 364,99\n30 000 364,99\n45 465 111,84\n1 676 871,11\n1 204 267,07\n1 503 239,92\n1 214 548,76\n1 434 021,62\n1 526 986,12\n3 002 923,43\n3 759 247,94\nPrivate Deposits\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nSource: Reserve Bank of Zimbabwe, 20234\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n14 \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\n*Nov-24\nNet Foreign Assets\n3 805 941 218,28\n3 894 249 714,95\n6 495 681 814,07\n8 434 156 471,26\n11 606 860 302,06\n6 841 962,55\n6 864 056,48\n6 861 295,92\n7 506 228,34\n6 703 991,82\n11 311 763,23\n11 863 962,98\n9 303 347,77\nClaims on Non Residents\n5 592 082 221,64\n5 729 082 981,88\n9 507 866 394,28\n12 860 635 148,65\n18 155 224 099,23\n10 973 836,76\n11 293 656,76\n11 679 328,24\n12 352 811,95\n11 598 442,41\n20 019 415,47\n21 861 671,92\n17 752 438,09\nOf Which: Foreign Currency\n2 558 589 332,45\n2 868 505 570,48\n5 196 670 641,24\n7 309 076 955,04\n9 785 505 639,81\n4 794 837,35\n4 337 566,82\n4 753 113,49\n5 739 936,96\n6 444 888,52\n10 895 905,76\n13 662 079,40\n11 233 737,69\nDeposits\n3 019 701 118,75\n2 843 740 238,47\n4 283 885 090,87\n5 518 707 074,63\n8 323 896 983,03\n6 152 462,49\n6 929 621,83\n6 902 261,76\n6 586 859,83\n5 128 037,09\n9 069 019,76\n8 153 531,84\n6 482 287,97\nOther\n13 791 770,44\n16 837 172,93\n27 310 662,17\n32 851 118,98\n45 821 476,40\n26 536,92\n26 468,12\n23 952,99\n26 015,17\n25 516,80\n54 489,96\n46 060,69\n36 412,43\nLess Liabilities to Non Residents\n1 786 141 003,36\n1 834 833 266,93\n3 012 184 580,21\n4 426 478 677,39\n6 548 363 797,17\n4 131 874,21\n4 429 600,28\n4 818 032,32\n4 846 583,61\n4 894 450,59\n8 707 652,25\n9 997 708,95\n8 449 090,32\nOf Which: Deposits\n782 004 591,95\n776 859 238,67\n1 316 061 176,34\n1 936 356 521,78\n2 837 026 028,04\n1 874 340,18\n1 941 676,30\n2 023 747,02\n1 715 870,69\n1 688 391,39\n2 976 714,87\n3 361 036,04\n2 691 546,72\nLoans\n1 004 136 411,41\n1 057 974 028,26\n1 696 123 403,87\n2 490 122 155,61\n3 711 337 769,13\n2 257 534,02\n2 487 923,98\n2 794 285,29\n3 130 712,92\n3 206 059,20\n5 730 937,38\n6 636 672,91\n5 757 543,59\nOther\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nNet Domestic Assets (NDA)\n13 788 565 015,66\n14 986 724 817,13\n22 694 566 232,26\n32 143 979 019,53\n47 514 528 237,56\n31 782 273,98\n33 785 421,43\n35 673 665,70\n38 145 673,59\n39 635 826,10\n63 272 480,21\n75 102 707,82\n73 469 677,34\nDomestic Claims\n12 268 418 987,27\n13 976 109 402,78\n22 239 001 679,53\n32 663 124 711,79\n49 195 099 829,70\n30 483 864,43\n31 543 958,04\n33 380 506,81\n36 954 010,73\n37 139 789,00\n62 499 402,56\n71 531 508,87\n65 031 259,53\nNet Claims on Central Government\n1 394 794 498,55\n2 438 353 042,48\n4 132 044 630,04\n6 067 137 107,85\n8 137 248 966,22\n5 584 180,30\n5 547 369,71\n5 745 341,04\n7 293 076,13\n6 548 202,35\n10 591 046,35\n11 703 334,97\n10 121 437,02\nClaims on Central Government\n1 528 269 866,01\n2 639 837 914,78\n4 301 674 207,46\n6 407 714 882,09\n8 652 815 980,77\n5 827 034,95\n5 897 338,50\n6 334 601,55\n7 731 687,11\n7 081 139,08\n11 174 323,23\n12 330 801,46\n10 798 672,42\nSecurities\n1 517 348 442,88\n2 627 512 618,11\n4 283 761 798,56\n6 381 641 818,99\n8 605 206 635,58\n5 583 192,64\n5 867 704,45\n6 309 901,96\n7 706 557,44\n6 955 089,37\n10 929 386,91\n12 091 791,23\n10 509 483,63\nLoans\n10 921 423,13\n12 325 296,66\n17 912 408,90\n26 073 063,10\n47 609 345,19\n243 842,32\n29 634,05\n24 699,60\n25 129,68\n126 049,71\n244 936,32\n239 010,23\n289 188,79\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n133 475 367,46\n201 484 872,29\n169 629 577,43\n340 577 774,24\n515 567 014,55\n242 854,65\n349 968,79\n589 260,52\n438 610,98\n532 936,72\n583 276,88\n627 466,49\n677 235,40\nOf which: Deposits\n133 475 367,46\n201 484 872,29\n169 629 577,43\n340 577 774,24\n515 567 014,55\n242 854,65\n349 968,79\n589 260,52\n438 610,98\n532 936,72\n583 276,88\n627 466,49\n677 235,40\nOther \n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nClaims on Other Sectors\n10 873 624 488,72\n11 537 756 360,30\n18 106 957 049,49\n26 595 987 603,94\n41 057 850 863,48\n24 899 684,12\n25 996 588,33\n27 635 165,77\n29 660 934,60\n30 591 586,65\n51 908 356,20\n59 828 173,90\n54 909 822,51\nOther Financial Corporations\n341 478 270,25\n182 762 458,86\n334 638 969,24\n390 381 073,67\n649 601 336,03\n295 553,50\n371 891,66\n452 086,38\n418 360,70\n447 828,48\n803 033,30\n864 824,64\n762 328,72\nState and Local Government\n59 769,23\n73 453,85\n198 797,86\n232 003,28\n143 347,81\n1 803,44\n1 371,69\n1 489,84\n162,58\n189,44\n334,82\n83,40\n98,73\nPublic Non Financial Corporations\n417 032 273,67\n419 914 631,20\n662 004 891,16\n905 031 120,73\n1 283 162 917,94\n769 195,30\n753 308,55\n709 073,06\n688 025,36\n609 127,16\n1 004 586,77\n1 150 112,93\n919 347,91\nPrivate Sector\n10 115 054 175,57\n10 935 005 816,39\n17 110 114 391,24\n25 300 343 406,26\n39 124 943 261,71\n23 833 131,89\n24 870 016,43\n26 472 516,50\n28 554 385,96\n29 534 441,57\n50 100 401,31\n57 813 152,92\n53 228 047,15\nClaims on the Central Bank\n6 326 849 329,56\n5 977 105 227,74\n9 099 022 563,30\n12 598 181 489,84\n16 737 574 909,26\n11 097 658,79\n12 455 525,64\n12 775 616,04\n11 481 325,31\n13 543 158,02\n22 444 626,84\n30 514 072,84\n32 279 220,71\nCurrency\n2 705 276,98\n3 398 376,89\n2 947 927,87\n3 143 565,55\n2 830 957,84\n7 453,94\n14 987,06\n9 216,94\n7 521,93\n6 395,91\n7 871,66\n56 708,55\n72 590,97\nReserves\n6 324 144 052,58\n5 973 706 850,85\n9 096 074 635,43\n12 595 037 924,29\n16 734 743 951,43\n11 090 204,85\n12 420 731,87\n12 746 019,20\n11 453 300,33\n13 516 156,89\n22 399 747,84\n30 414 709,72\n29 835 562,13\nSecurities\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n19 806,72\n20 379,90\n20 503,05\n20 605,22\n37 007,33\n42 654,56\n2 371 067,62\nOther Claims\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nLiabilities to the Central Bank\n92 939 919,06\n55 157 360,84\n114 298 041,18\n105 237 097,37\n95 704 985,13\n67 448,03\n50 898,37\n99 769,05\n99 872,51\n109 931,02\n491 438,62\n429 739,68\n409 274,64\nOther Items(Net)\n4 713 763 382,12\n4 911 332 452,56\n8 529 159 969,39\n13 012 090 084,74\n18 322 441 516,27\n9 731 801,21\n10 163 163,89\n10 382 688,10\n10 189 789,94\n10 937 189,89\n21 180 110,57\n26 513 134,21\n23 431 528,27\nShares and Other Equity\n6 770 741 300,38\n7 483 381 595,52\n10 593 843 881,30\n14 852 881 225,62\n23 399 335 886,93\n11 639 746,46\n13 617 857,06\n16 354 657,14\n17 229 141,66\n19 127 593,60\n32 025 127,21\n37 321 973,73\n32 311 333,95\nLiabilities to other ressident sectors\n89 997 662,25\n138 722 557,11\n182 726 965,66\n279 727 919,49\n361 061 719,66\n222 678,57\n4 558,25\n13 223,72\n12 000,37\n12 502,97\n51 080,87\n16 114,32\n42 655,67\nOther Items(Net)\n-2 146 975 580,51\n-2 710 771 700,07\n-2 247 410 877,57\n-2 120 519 060,37\n-5 437 956 090,32\n-2 130 623,82\n-3 459 251,43\n-5 985 192,76\n-7 051 352,09\n-8 202 906,68\n-10 896 097,52\n-10 824 953,85\n-8 922 461,35\nDeposits and Securities Included in Broad Money\n17 594 506 233,94\n18 880 974 532,07\n29 190 248 046,34\n40 578 135 490,79\n59 121 388 539,63\n38 624 236,53\n40 649 477,91\n42 534 961,62\n45 651 901,94\n46 339 817,92\n74 584 243,43\n86 966 670,79\n82 773 025,11\nDeposits Included in Broad Money\n17 590 333 042,62\n \n18 838 163 125,87\n \n29 182 930 103,98\n \n40 568 677 127,34\n \n59 114 397 682,94\n \n38 621 441,08\n \n40 645 105,30\n \n42 530 970,04\n \n45 632 719,17\n \n46 313 212,53\n \n74 560 409,93\n \n86 923 945,26\n \n82 773 025,11\n \nTransferable Deposits\n16 351 245 253,30\n \n17 550 959 163,20\n \n27 433 139 639,80\n \n37 763 111 417,94\n \n54 658 584 424,60\n \n35 915 961,93\n \n37 368 646,98\n \n38 710 519,24\n \n41 742 426,77\n \n42 434 906,62\n \n68 693 995,54\n \n79 031 446,06\n \n75 045 621,35\n \n of which FCAs\n12 751 597 340,40\n \n13 391 882 427,59\n \n22 891 974 397,20\n \n32 954 377 682,43\n \n47 588 241 673,51\n \n29 421 560,87\n \n29 788 818,17\n \n30 114 642,50\n \n31 415 685,01\n \n31 648 530,18\n \n58 109 730,00\n \n68 608 644,80\n \n64 281 472,90\n \nOther Deposits (Time Deposits)\n1 239 087 789,32\n1 287 203 962,67\n1 749 790 464,18\n2 805 565 709,39\n4 455 813 258,33\n2 705 479,15\n3 276 458,32\n3 820 450,80\n3 890 292,40\n3 878 305,91\n5 866 414,39\n7 892 499,20\n7 727 403,75\n of which FCAs\n823 225 160,91\n878 430 928,79\n1 378 784 627,54\n2 089 992 436,79\n3 750 078 066,25\n2 426 638,27\n2 953 225,13\n3 343 135,17\n3 425 730,40\n3 030 905,19\n4 839 186,89\n6 654 693,18\n5 209 298,79\nMoney Market Instruments\n4 173 191,32\n \n42 811 406,21\n \n7 317 942,35\n \n9 458 363,45\n \n6 990 856,69\n \n2 795,45\n \n4 372,61\n \n3 991,57\n \n19 182,77\n \n26 605,39\n \n23 833,50\n \n42 725,53\n \n-\n \nSource:Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n \n \n15 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nLocal Governemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2021\nJan\n1 483,3\n \n42 733,9\n \n77 994,4\n \n13 109,2\n \n40 071,8\n \n10 922,0\n10 322,7\n10,2\n0,0\n212,4\n16,7\n18,0\n1 264,3\n77 984,0\n5 315,2\n25 036,2\n15 951,2\n41 028,5\n363 474,0\nFeb\n1 735,4\n \n41 180,7\n \n76 140,3\n \n17 748,1\n \n39 141,4\n \n6 341,4\n15 612,1\n9,2\n0,0\n238,0\n24,1\n22,7\n1 493,7\n84 845,3\n5 413,6\n28 339,2\n19 441,2\n42 761,3\n380 487,7\nMar\n1 457,1\n \n40 953,3\n \n83 032,1\n \n6 945,5\n \n42 516,8\n \n8 733,6\n17 602,7\n8,4\n19,2\n449,7\n15,2\n21,7\n1 400,3\n90 291,7\n4 912,2\n32 908,1\n22 849,5\n40 104,9\n394 221,9\nApr\n1 699,7\n \n40 964,4\n \n85 330,2\n \n6 844,8\n \n49 733,4\n \n7 679,0\n19 384,3\n7,7\n19,2\n571,8\n19,9\n12,7\n1 336,7\n104 118,1\n5 432,6\n34 537,9\n25 207,8\n41 034,6\n423 934,8\nMay\n1 906,1\n \n30 579,1\n \n94 330,9\n \n7 907,2\n \n63 644,8\n \n11 582,4\n19 197,1\n7,0\n152,7\n611,0\n21,8\n16,6\n1 263,7\n111 185,7\n5 063,0\n35 592,3\n24 975,4\n40 256,6\n448 293,6\nJun\n1 702,8\n \n30 255,6\n \n75 795,2\n \n25 605,9\n \n72 780,6\n \n17 601,3\n17 610,8\n6,5\n19,5\n1 385,2\n17,9\n77,8\n1 511,9\n125 592,3\n5 203,8\n26 856,5\n29 616,4\n42 418,7\n474 058,5\nJul\n2 139,9\n \n30 509,1\n \n104 983,5\n \n17 817,9\n \n82 032,9\n \n25 314,3\n23 160,6\n6,0\n290,8\n1 264,1\n17,3\n67,8\n1 351,1\n135 107,8\n5 762,2\n26 869,2\n33 897,2\n42 726,7\n533 318,3\nAug\n2 551,1\n \n33 323,4\n \n93 806,9\n \n11 919,2\n \n72 753,9\n \n25 194,9\n35 371,1\n5,4\n339,7\n1 111,2\n22,5\n63,9\n1 583,3\n150 558,7\n7 014,2\n32 281,1\n34 820,2\n46 819,4\n549 540,1\nSep\n2 853,7\n \n38 500,1\n \n100 996,0\n \n8 626,8\n \n68 707,9\n \n25 023,4\n36 196,3\n5,1\n366,9\n948,5\n21,1\n62,5\n1 531,1\n154 818,9\n6 587,8\n31 981,0\n35 461,8\n45 544,7\n558 233,5\nOct\n2 611,1\n \n50 074,7\n \n108 009,2\n \n9 575,8\n \n89 822,4\n \n26 924,2\n43 786,5\n4,3\n188,1\n1 054,2\n21,2\n75,4\n1 683,9\n172 358,5\n6 987,7\n49 581,0\n47 370,6\n47 611,9\n657 740,6\nNov\n2 721,5\n \n53 424,3\n \n107 781,7\n \n15 560,6\n \n74 072,3\n \n29 748,5\n47 418,1\n3,7\n187,0\n2 678,7\n21,2\n74,8\n1 882,5\n195 765,6\n7 682,2\n52 327,7\n45 567,2\n54 967,5\n691 885,0\nDec\n2 838,3\n \n50 031,0\n \n118 451,3\n \n13 654,0\n \n91 352,6\n \n33 690,9\n41 452,1\n3,0\n186,0\n6 192,4\n21,1\n167,5\n2 998,6\n212 438,0\n14 917,3\n60 917,0\n48 759,9\n71 817,7\n769 888,8\n2022\nJan\n2 891,2\n \n53 378,3\n \n116 654,8\n \n13 232,3\n \n69 668,2\n \n30 774,3\n40 241,6\n2,4\n186,8\n2 906,7\n20,3\n163,0\n4 023,2\n228 616,6\n16 284,0\n53 627,8\n55 303,6\n85 737,0\n773 712,0\nFeb\n2 577,7\n \n62 064,5\n \n122 479,8\n \n17 480,5\n \n76 802,2\n \n28 703,5\n49 241,8\n1,6\n0,0\n3 242,5\n20,3\n158,1\n5 761,9\n249 205,9\n16 681,8\n55 099,6\n59 171,4\n86 732,0\n835 425,0\nMar\n2 111,5\n \n76 544,2\n \n142 962,5\n \n19 239,6\n \n87 884,5\n \n43 284,1\n50 566,9\n0,9\n0,0\n2 970,2\n19,4\n253,4\n6 635,8\n296 282,4\n16 435,1\n65 660,6\n69 287,0\n94 293,1\n974 431,2\nApr\n2 624,9\n \n74 716,9\n \n160 466,5\n \n28 352,1\n \n123 190,3\n \n26 628,8\n63 944,8\n0,2\n0,0\n2 583,9\n37,5\n252,4\n7 258,1\n338 207,2\n30 154,8\n53 372,3\n73 993,0\n90 352,8\n1 076 136,5\nMay\n3 155,9\n \n142 118,9\n \n236 166,0\n \n35 928,9\n \n207 812,8\n \n61 757,6\n70 936,8\n0,0\n155,0\n3 762,8\n41,3\n289,0\n16 588,0\n455 287,9\n36 125,5\n134 993,5\n111 577,7\n130 617,1\n1 647 314,7\nJun\n2 801,2\n \n138 347,1\n \n266 691,8\n \n45 952,0\n \n241 920,1\n \n63 631,8\n86 890,0\n0,0\n654,0\n5 297,4\n61,2\n226,3\n14 282,6\n549 799,2\n38 578,3\n169 511,8\n130 604,3\n205 601,3\n1 960 850,3\nJul\n2 427,6\n \n159 024,6\n \n315 832,5\n \n39 388,2\n \n230 432,5\n \n41 246,8\n91 509,2\n0,0\n394,3\n4 940,5\n100,7\n349,7\n22 911,0\n638 556,7\n45 361,4\n144 090,2\n143 606,3\n242 024,6\n2 122 196,7\nAug\n2 640,6\n \n263 637,4\n \n411 439,9\n \n69 203,5\n \n311 107,0\n \n29 186,6\n100 187,1\n0,0\n330,1\n6 912,2\n113,5\n287,1\n46 504,1\n764 466,3\n46 788,2\n167 029,4\n251 442,9\n244 934,2\n2 716 210,1\nSep\n3 030,7\n \n289 230,8\n \n504 071,1\n \n75 446,7\n \n417 007,1\n \n18 185,0\n143 464,9\n0,0\n267,4\n8 265,9\n115,1\n306,3\n41 560,9\n902 078,3\n51 664,5\n146 133,1\n231 760,0\n285 781,8\n3 118 369,8\nOct\n3 022,6\n \n300 240,3\n \n525 870,3\n \n104 483,2\n \n389 979,7\n \n22 895,3\n151 757,7\n0,0\n204,7\n4 590,6\n116,5\n342,0\n43 335,5\n936 397,1\n58 632,8\n165 306,9\n267 183,8\n298 996,3\n3 273 355,4\nNov\n3 251,4\n \n286 365,2\n \n575 885,7\n \n111 716,1\n \n342 790,1\n \n17 089,0\n198 814,4\n0,0\n142,0\n6 078,2\n119,5\n303,6\n43 195,4\n1 042 144,5\n73 069,8\n170 944,8\n232 107,1\n302 373,7\n3 406 390,5\nDec\n3 361,7\n \n295 435,1\n \n652 284,4\n \n119 932,8\n \n351 906,8\n \n7 965,4\n288 844,0\n0,0\n20 072,7\n8 831,7\n114,4\n282,6\n30 272,3\n1 143 910,8\n84 048,5\n159 126,2\n234 748,7\n418 944,7\n3 820 082,5\n2023\nJan\n4 923,3\n \n379 841,7\n \n704 168,6\n \n151 980,1\n \n389 342,8\n \n-1 443,6\n319 807,4\n0,0\n23 774,5\n8 624,7\n228,5\n251,2\n44 113,2\n1 348 919,7\n137 477,6\n227 545,4\n251 246,0\n451 149,8\n4 441 950,8\nFeb\n1 880,1\n \n436 062,8\n \n743 888,5\n \n81 067,5\n \n518 081,0\n \n21 964,4\n332 626,9\n0,0\n26 717,2\n6 974,7\n319,0\n197,4\n44 691,5\n1 538 078,6\n142 383,8\n226 933,0\n281 339,4\n490 831,3\n4 894 037,1\nMar\n2 031,6\n \n425 326,5\n \n817 631,1\n \n112 374,3\n \n531 935,4\n \n41 928,7\n360 626,2\n0,0\n24 689,0\n10 382,7\n432,2\n149,8\n48 725,4\n1 745 783,1\n166 893,5\n554 840,9\n315 882,3\n532 130,1\n5 691 762,4\nApr\n1 844,7\n \n462 081,4\n \n972 122,7\n \n161 740,7\n \n620 095,0\n \n32 207,0\n391 587,8\n0,0\n28 119,0\n19 573,0\n559,8\n99,3\n54 058,4\n1 822 350,9\n178 895,0\n214 270,9\n411 870,0\n572 012,3\n5 943 487,7\nMay\n1 107,2\n \n1 048 116,4\n \n2 049 066,1\n \n309 234,1\n \n1 554 969,0\n \n84 147,3\n653 025,9\n0,0\n76 351,5\n16 564,4\n4 599,1\n80,3\n112 188,1\n4 068 894,1\n366 505,1\n607 438,1\n788 546,8\n884 349,9\n12 625 183,4\nJun\n1 984,5\n \n2 249 201,6\n \n4 424 350,0\n \n471 360,3\n \n3 050 984,1\n \n390 369,2\n981 773,8\n0,0\n212 126,8\n8 070,8\n18 582,4\n83,0\n260 946,3\n8 977 244,2\n669 100,1\n1 390 786,2\n1 582 985,5\n2 782 639,3\n27 472 588,1\nJul\n1 489,0\n \n1 584 403,3\n \n4 137 377,2\n \n380 493,0\n \n3 132 849,9\n \n369 552,6\n1 242 045,2\n0,0\n165 764,7\n17 713,9\n7 368,1\n68,1\n208 253,7\n7 144 225,5\n821 517,0\n829 382,3\n1 411 037,1\n3 124 457,4\n24 577 997,9\nAug\n2 292,1\n \n1 505 916,2\n \n4 651 358,8\n \n448 025,8\n \n3 179 274,3\n \n245 546,0\n1 190 599,0\n0,0\n165 103,2\n7 939,8\n7 469,9\n75,8\n205 341,5\n7 142 066,9\n817 682,7\n701 626,2\n1 348 230,8\n3 086 091,3\n24 704 640,2\nSep\n2 465,6\n \n2 015 621,6\n \n5 263 338,5\n \n560 033,8\n \n3 210 332,7\n \n305 649,1\n1 318 582,7\n0,0\n175 013,5\n10 773,5\n9 935,8\n92,0\n219 878,9\n8 628 418,0\n892 737,1\n776 997,6\n1 646 406,8\n3 310 710,4\n28 346 987,7\nOct\n2 425,4\n \n2 312 575,1\n \n5 910 277,9\n \n751 077,6\n \n2 663 186,5\n \n240 258,0\n1 272 839,7\n0,0\n190 359,3\n21 408,8\n10 816,8\n98,1\n237 525,7\n9 281 352,1\n844 462,4\n958 746,4\n1 741 207,9\n3 433 150,2\n29 871 767,9\nNov\n2 705,3\n \n2 558 589,3\n \n6 324 144,1\n \n730 377,0\n \n2 788 783,6\n \n230 917,5\n1 517 348,4\n0,0\n188 949,4\n34 470,7\n10 921,4\n59,8\n238 702,3\n9 523 818,5\n907 759,0\n1 046 257,0\n2 150 227,0\n3 544 388,6\n31 798 418,9\nDec\n3 398,4\n \n2 868 505,6\n \n5 973 706,9\n \n918 524,5\n \n2 631 445,7\n \n212 294,5\n2 627 512,6\n0,0\n182 480,9\n38 249,3\n12 325,3\n73,5\n248 699,8\n10 110 961,4\n984 502,1\n1 184 706,9\n2 319 603,9\n4 087 896,6\n34 404 887,7\n2024\nJan\n2 947,9\n \n5 196 670,6\n \n9 096 074,6\n \n1 414 527,9\n \n3 957 664,6\n \n326 220,5\n4 283 761,8\n0,0\n306 771,2\n57 595,6\n17 912,4\n198,8\n374 088,3\n16 298 021,8\n1 109 251,7\n1 949 662,4\n3 467 246,2\n5 133 753,8\n52 992 370,2\nFeb\n3 143,6\n \n7 309 077,0\n \n12 595 037,9\n \n2 395 225,7\n \n5 340 576,7\n \n178 130,4\n6 381 641,8\n0,0\n437 989,9\n78 292,7\n26 073,1\n232,0\n488 602,8\n24 095 690,3\n1 538 423,6\n2 608 075,1\n4 122 833,9\n6 863 317,4\n74 462 363,7\nMar\n2 831,0\n \n9 785 505,6\n \n16 734 744,0\n \n3 185 636,7\n \n7 548 560,1\n \n775 336,9\n8 605 206,6\n0,0\n585 769,6\n126 026,3\n47 609,3\n143,3\n729 484,9\n37 149 745,6\n2 535 252,5\n2 860 196,6\n5 844 376,9\n10 808 889,0\n107 325 315,0\nApr\n7,5\n \n4 794,8\n \n11 004,0\n \n2 108,7\n \n5 798,1\n \n354,3\n5 583,2\n0,0\n348,4\n37,2\n330,0\n1,8\n440,5\n22 799,4\n1 336,2\n2 510,2\n6 102,7\n5 490,3\n69 047,3\nMay\n15,0\n \n4 337,6\n \n12 420,7\n \n2 281,4\n \n6 437,2\n \n492,4\n5 867,7\n0,0\n339,6\n23,7\n49,4\n1,4\n433,4\n23 728,2\n1 520,6\n2 114,7\n7 240,8\n5 731,5\n73 035,2\nJun\n9,2\n \n4 753,1\n \n12 746,0\n \n2 349,5\n \n6 493,3\n \n409,0\n6 309,9\n0,0\n282,9\n32,6\n45,1\n1,5\n446,4\n25 292,4\n1 628,6\n2 541,3\n7 612,6\n6 871,1\n77 824,6\nJul\n7,5\n \n5 739,9\n \n11 453,3\n \n1 987,0\n \n6 135,6\n \n451,2\n7 706,6\n0,0\n276,2\n128,4\n45,6\n0,2\n432,4\n26 513,1\n2 454,9\n2 342,9\n8 065,1\n7 708,4\n81 448,2\nAug\n6,4\n \n6 444,9\n \n13 516,2\n \n2 310,5\n \n4 922,1\n \n205,9\n6 955,1\n0,0\n246,2\n100,5\n146,7\n0,2\n388,0\n27 463,6\n2 511,4\n2 767,9\n9 021,7\n8 363,7\n85 371,0\nSep\n7,9\n \n10 895,9\n \n22 399,7\n \n3 870,6\n \n8 728,6\n \n340,5\n10 929,4\n0,0\n431,0\n34,5\n281,9\n0,3\n610,8\n46 961,9\n3 924,3\n4 853,4\n13 635,1\n12 318,0\n140 223,9\nOct\n56,7\n \n13 662,1\n \n30 414,7\n \n5 068,5\n \n8 024,4\n \n129,1\n12 091,8\n0,0\n502,2\n53,5\n281,7\n0,1\n689,5\n54 229,9\n4 447,2\n6 380,1\n13 935,9\n13 802,2\n163 769,6\nNov\n72,6\n \n11 233,7\n \n29 835,6\n \n4 498,6\n \n6 365,0\n \n117,3\n10 509,5\n0,0\n367,6\n185,0\n2 660,3\n0,1\n582,5\n49 728,9\n4 261,8\n6 685,9\n14 193,4\n13 503,2\n154 800,9\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic Enterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n16 \n \n \n \nEnd of\n2021\nJan\n188 337,3\n17 667,3\n11 376,7\n217 381,3\n2 730,8\n5 453,7\n225 565,8\n1 422,4\n15 750,7\n391,1\n600,9\n376,7\n58 123,9\n25 036,2\n36 206,3\n363 474,0\nFeb\n189 154,3\n18 991,1\n14 072,8\n222 218,2\n2 959,1\n4 788,2\n229 965,5\n1 457,4\n15 908,6\n409,2\n581,4\n609,9\n63 583,8\n28 339,2\n39 632,7\n380 487,7\nMar\n193 674,2\n21 569,9\n14 209,4\n229 453,4\n4 691,2\n4 875,8\n239 020,5\n1 641,2\n14 997,2\n75,4\n1 378,2\n408,9\n67 061,8\n32 908,1\n36 730,7\n394 221,9\nApr\n219 936,5\n23 818,3\n13 746,7\n257 501,5\n2 725,1\n5 382,5\n265 609,2\n1 503,8\n15 748,4\n176,5\n939,0\n409,9\n68 812,8\n34 537,9\n36 197,4\n423 934,8\nMay\n232 585,8\n26 296,1\n18 415,5\n277 297,4\n2 205,9\n6 832,6\n286 335,9\n1 525,8\n16 063,1\n654,2\n540,1\n429,0\n69 567,0\n35 592,3\n37 586,2\n448 293,6\nJun\n249 167,5\n27 977,7\n21 449,6\n298 594,8\n2 906,1\n6 295,3\n307 796,2\n1 559,7\n15 430,6\n662,3\n939,0\n462,6\n72 403,8\n26 856,5\n47 947,9\n474 058,5\nJul\n271 359,4\n31 671,3\n23 074,4\n326 105,1\n3 016,7\n5 050,7\n334 172,4\n1 523,2\n16 041,4\n706,9\n750,8\n552,8\n76 406,3\n26 869,2\n76 295,4\n533 318,3\nAug\n275 007,8\n29 893,2\n29 352,2\n334 253,2\n3 661,5\n5 912,2\n343 826,8\n1 873,1\n18 699,5\n1 444,4\n2 300,1\n478,6\n82 627,2\n32 281,1\n66 009,2\n549 540,1\nSep\n301 829,4\n30 564,7\n26 426,5\n358 820,7\n3 719,1\n3 512,9\n366 052,6\n3 191,9\n16 236,1\n1 453,1\n71,3\n375,4\n84 564,6\n31 981,0\n54 307,5\n558 233,5\nOct\n350 366,7\n33 145,0\n27 967,9\n411 479,6\n2 824,1\n3 162,8\n417 466,5\n3 729,7\n21 509,9\n1 095,3\n1 109,9\n503,1\n92 871,8\n49 581,0\n69 873,5\n657 740,6\nNov\n363 455,0\n33 905,6\n33 256,8\n430 617,4\n3 325,7\n2 899,2\n436 842,3\n4 007,8\n19 465,9\n2 726,5\n1 556,1\n347,1\n104 310,9\n52 327,7\n70 300,6\n691 885,0\nDec\n396 412,5\n33 935,5\n37 464,8\n467 812,7\n3 922,1\n4 020,7\n475 755,5\n3 696,3\n23 643,2\n2 808,1\n2 405,3\n139,8\n128 421,4\n60 917,0\n72 102,3\n769 888,8\n2022\nJan\n392 702,2\n32 298,0\n39 346,3\n464 346,5\n2 962,5\n4 027,0\n471 336,0\n3 685,3\n25 398,5\n2 688,6\n1 416,9\n230,5\n144 852,4\n53 627,8\n70 476,0\n773 712,0\nFeb\n413 978,3\n37 494,3\n47 592,5\n499 065,1\n3 229,3\n4 407,7\n506 702,1\n4 456,2\n30 483,6\n2 120,4\n1 769,7\n226,8\n153 788,5\n55 099,6\n80 778,2\n835 425,0\nMar\n488 137,1\n37 893,9\n54 213,9\n580 244,9\n3 062,2\n5 330,5\n588 637,7\n4 510,9\n33 995,7\n2 137,9\n3 281,0\n810,6\n175 156,3\n65 660,6\n100 240,6\n974 431,2\nApr\n562 613,7\n46 129,7\n52 760,1\n661 503,5\n6 377,5\n7 656,8\n675 537,9\n4 246,9\n38 472,7\n2 173,0\n3 877,2\n486,8\n178 614,3\n53 372,3\n119 355,4\n1 076 136,5\nMay\n830 166,0\n61 112,6\n70 113,9\n961 392,5\n7 310,9\n7 417,6\n976 120,9\n6 165,3\n73 411,8\n2 383,3\n3 241,0\n321,8\n243 544,4\n134 993,5\n207 132,5\n1 647 314,7\nJun\n961 316,9\n66 716,9\n81 118,5\n1 109 152,4\n5 627,3\n10 226,2\n1 125 005,9\n7 157,9\n83 048,1\n2 898,5\n4 589,8\n345,2\n355 060,9\n169 511,8\n213 232,2\n1 960 850,3\nJul\n1 016 820,2\n79 550,5\n94 495,2\n1 190 865,8\n1 789,6\n9 363,5\n1 202 018,9\n8 137,9\n100 313,8\n2 814,9\n5 020,5\n1 339,1\n419 883,3\n144 090,2\n238 578,1\n2 122 196,7\nAug\n1 367 431,3\n85 931,5\n134 512,9\n1 587 875,7\n2 415,4\n7 892,4\n1 598 183,5\n12 785,6\n119 851,6\n3 230,7\n5 771,2\n555,2\n491 336,5\n167 029,4\n317 466,4\n2 716 210,1\nSep\n1 648 027,7\n92 678,5\n157 504,6\n1 898 210,8\n1 482,9\n8 707,2\n1 908 401,0\n14 047,5\n143 842,3\n3 720,2\n9 246,7\n587,2\n553 942,2\n146 133,1\n338 449,6\n3 118 369,8\nOct\n1 615 381,5\n76 774,2\n166 880,7\n1 859 036,4\n2 028,0\n6 673,7\n1 867 738,0\n15 558,9\n153 649,9\n28 072,2\n8 610,3\n762,5\n581 740,3\n165 306,9\n451 916,4\n3 273 355,4\nNov\n1 771 644,8\n81 518,1\n189 465,9\n2 042 628,9\n1 547,6\n6 731,4\n2 050 907,9\n13 438,5\n139 370,8\n19 973,5\n10 489,1\n339,6\n612 977,2\n170 944,8\n387 949,1\n3 406 390,5\nDec\n1 990 867,6\n90 317,0\n234 004,4\n2 315 189,0\n2 754,1\n7 866,7\n2 325 809,8\n14 149,0\n177 214,1\n10 597,8\n15 234,4\n752,5\n750 161,5\n159 126,2\n367 037,4\n3 820 082,5\n2023\nJan\n2 270 946,6\n100 094,1\n275 805,1\n2 646 845,8\n1 676,5\n41 821,3\n2 690 343,7\n15 056,5\n196 129,5\n4 974,3\n12 291,7\n675,5\n881 874,7\n227 545,4\n413 059,5\n4 441 950,8\nFeb\n2 496 192,1\n98 177,2\n294 332,5\n2 888 701,8\n1 956,9\n11 040,2\n2 901 698,9\n15 711,7\n225 209,4\n8 092,9\n20 822,5\n3 109,0\n951 831,6\n226 933,0\n540 628,1\n4 894 037,1\nMar\n2 710 394,6\n121 937,7\n333 589,3\n3 165 921,6\n1 430,8\n6 188,7\n3 173 541,1\n16 082,6\n256 206,0\n9 639,9\n22 996,8\n3 714,6\n1 036 325,4\n554 840,9\n618 415,2\n5 691 762,4\nApr\n3 144 048,4\n159 872,5\n269 932,0\n3 573 852,9\n573,4\n9 702,2\n3 584 128,5\n1 843,4\n318 092,2\n13 321,9\n29 787,9\n6 418,8\n1 137 637,3\n214 270,9\n637 986,8\n5 943 487,7\nMay\n6 481 742,5\n169 496,7\n556 927,2\n7 208 166,4\n1 068,6\n50 511,7\n7 259 746,7\n4 659,4\n783 531,0\n78 332,6\n74 083,0\n30 583,3\n2 224 856,6\n607 438,1\n1 561 952,6\n12 625 183,4\nJun\n12 937 869,2\n240 252,2\n1 073 317,8\n14 251 439,2\n4 578,8\n432 610,2\n14 688 628,1\n4 243,6\n1 833 341,2\n39 166,6\n112 338,9\n64 321,9\n6 245 056,0\n1 390 786,2\n3 094 705,7\n27 472 588,1\nJul\n11 864 787,9\n285 723,5\n828 095,7\n12 978 607,1\n30 380,7\n380 435,8\n13 389 423,7\n2 137,4\n1 458 906,6\n87 827,2\n160 696,4\n58 256,2\n5 865 068,7\n829 382,3\n2 726 299,5\n24 577 997,9\nAug\n12 168 928,8\n353 674,2\n862 852,8\n13 385 455,8\n23 457,8\n381 525,5\n13 790 439,1\n3 182,7\n1 483 108,2\n84 841,4\n154 160,3\n56 751,6\n5 646 934,2\n701 626,2\n2 783 596,5\n24 704 640,2\nSep\n14 342 241,3\n404 040,4\n947 184,1\n15 693 465,8\n11 309,1\n114 502,6\n15 819 277,6\n2 685,5\n1 688 992,2\n82 493,4\n168 880,8\n90 032,4\n6 410 594,6\n776 997,6\n3 307 033,6\n28 346 987,7\nOct\n15 103 817,1\n439 336,7\n1 190 702,7\n16 733 856,4\n8 575,8\n147 053,3\n16 889 485,5\n3 497,2\n1 573 857,1\n84 628,9\n176 455,5\n83 441,8\n6 756 087,7\n958 746,4\n3 345 567,7\n29 871 767,9\nNov\n15 816 643,6\n534 621,6\n1 241 055,7\n17 592 320,9\n92 509,4\n133 475,4\n17 818 305,6\n4 173,2\n1 784 153,1\n92 939,9\n244 115,1\n89 997,7\n7 059 070,8\n1 046 257,0\n3 659 406,4\n31 798 418,9\nDec\n16 937 697,1\n613 283,2\n1 290 630,5\n18 841 610,7\n94 004,9\n201 484,9\n19 137 100,5\n42 811,4\n1 831 385,7\n55 157,4\n162 437,9\n138 722,6\n7 736 287,7\n1 184 706,9\n4 116 277,7\n34 404 887,7\n2024\nJan\n26 686 959,6\n746 212,0\n1 754 255,7\n29 187 427,3\n113 265,9\n169 629,6\n29 470 322,8\n7 317,9\n3 007 687,4\n114 298,0\n290 202,8\n182 727,0\n11 623 761,9\n1 949 662,4\n6 346 389,9\n52 992 370,2\nFeb\n36 944 811,1\n818 341,2\n2 810 669,8\n40 573 822,1\n177 789,1\n340 577,8\n41 092 189,0\n9 458,4\n4 421 333,7\n105 237,1\n454 842,1\n279 727,9\n16 146 119,3\n2 608 075,1\n9 345 381,2\n74 462 363,7\nMar\n53 801 105,7\n857 520,8\n4 468 346,0\n59 126 972,5\n275 444,0\n515 567,0\n59 917 983,5\n6 990,9\n6 535 789,0\n95 705,0\n506 746,6\n361 061,7\n24 968 710,0\n2 860 196,6\n12 072 131,8\n107 325 315,0\nApr\n35 042,5\n873,5\n2 711,3\n38 627,3\n161,4\n242,9\n39 031,6\n2,8\n4 126,0\n67,4\n358,1\n222,7\n12 859,8\n2 510,2\n9 868,8\n69 047,3\nMay\n36 571,3\n797,4\n3 283,3\n40 652,0\n82,8\n350,0\n41 084,8\n4,4\n4 422,7\n50,9\n436,0\n4,6\n15 110,7\n2 114,7\n9 806,4\n73 035,2\nJun\n37 665,2\n1 045,3\n3 824,5\n42 535,1\n2,1\n589,3\n43 126,4\n4,0\n4 813,9\n99,8\n450,6\n13,2\n17 940,3\n2 541,3\n8 835,0\n77 824,6\nJul\n40 332,2\n1 410,3\n3 894,3\n45 636,8\n68,7\n438,6\n46 144,1\n19,2\n4 842,5\n99,9\n483,0\n12,0\n18 795,9\n2 342,9\n8 708,8\n81 448,2\nAug\n40 849,7\n1 585,3\n3 882,8\n46 317,8\n65,6\n532,9\n46 916,3\n26,6\n4 889,9\n109,9\n602,1\n12,5\n20 035,9\n2 767,9\n10 009,9\n85 371,0\nSep\n66 835,5\n1 858,6\n5 872,5\n74 566,6\n99,2\n583,3\n75 249,0\n23,8\n8 701,5\n491,4\n860,8\n51,1\n34 201,4\n4 853,4\n15 791,4\n140 223,9\nOct\n76 868,7\n2 162,8\n7 903,0\n86 934,5\n257,1\n627,5\n87 819,1\n42,7\n9 987,1\n429,7\n1 310,2\n16,1\n39 650,6\n6 380,1\n18 134,0\n163 769,6\nNov\n72 575,6\n2 470,1\n7 734,9\n82 780,6\n202,6\n677,2\n83 660,4\n0,0\n8 441,5\n409,3\n568,8\n42,7\n38 968,8\n6 685,9\n16 023,6\n154 800,9\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\n \n \n17 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n1 237,43\n \n39 565,64\n \n71 463,64\n \n12 288,89\n \n39 092,85\n \n10 921,99\n \n8 281,80\n \n-\n \n-\n \n1,18\n \n16,67\n \n18,01\n \n1 264,28\n \n71 090,96\n \n718,83\n \n25 036,22\n \n12 333,21\n \n32 123,11\n \n325 454,7\n \nFeb\n1 320,27\n \n38 100,03\n \n69 341,48\n \n16 867,76\n \n38 108,83\n \n6 341,39\n \n12 518,15\n \n-\n \n-\n \n1,26\n \n24,15\n \n22,69\n \n1 493,66\n \n77 324,34\n \n774,89\n \n28 339,17\n \n15 953,14\n \n33 612,14\n \n340 143,4\n \nMar\n1 244,16\n \n38 369,53\n \n76 479,44\n \n5 317,61\n \n41 401,24\n \n8 733,65\n \n15 889,61\n \n-\n \n19,21\n \n34,56\n \n15,17\n \n21,67\n \n1 309,75\n \n80 607,03\n \n878,97\n \n32 908,13\n \n19 302,34\n \n30 861,86\n \n353 393,9\n \nApr\n1 430,83\n \n38 008,89\n \n79 592,64\n \n5 639,40\n \n48 564,03\n \n7 679,05\n \n18 267,01\n \n-\n \n19,23\n \n62,89\n \n19,86\n \n12,71\n \n1 336,70\n \n91 062,16\n \n956,75\n \n34 537,88\n \n21 214,88\n \n32 383,77\n \n380 788,7\n \nMay\n1 648,09\n \n28 677,21\n \n87 611,51\n \n6 479,66\n \n59 745,10\n \n11 582,44\n \n18 846,75\n \n-\n \n152,75\n \n93,37\n \n21,77\n \n16,58\n \n1 263,75\n \n94 790,46\n \n990,41\n \n35 592,28\n \n21 398,95\n \n31 307,45\n \n400 218,5\n \nJun\n1 419,27\n \n28 452,53\n \n69 413,26\n \n24 215,35\n \n70 835,98\n \n17 601,31\n \n17 152,75\n \n-\n \n19,46\n \n92,91\n \n17,91\n \n77,79\n \n1 511,86\n \n106 954,15\n \n1 247,08\n \n26 856,45\n \n26 444,57\n \n33 288,94\n \n425 601,6\n \nJul\n1 794,72\n \n29 100,73\n \n97 429,50\n \n15 901,02\n \n79 937,02\n \n25 314,30\n \n21 665,10\n \n-\n \n290,76\n \n47,39\n \n17,32\n \n67,80\n \n1 351,13\n \n117 348,16\n \n1 301,18\n \n26 869,18\n \n29 079,64\n \n33 587,68\n \n481 102,6\n \nAug\n2 137,72\n \n31 734,84\n \n85 441,98\n \n9 099,10\n \n70 391,64\n \n25 194,95\n \n31 434,20\n \n-\n \n339,72\n \n51,28\n \n22,49\n \n63,94\n \n1 583,28\n \n132 522,63\n \n1 337,19\n \n32 281,12\n \n30 022,43\n \n37 697,05\n \n491 355,6\n \nSep\n2 417,81\n \n36 259,54\n \n93 032,71\n \n6 164,78\n \n66 640,78\n \n25 023,38\n \n31 460,81\n \n-\n \n366,88\n \n57,60\n \n21,07\n \n62,45\n \n1 531,08\n \n134 780,92\n \n1 342,62\n \n31 980,97\n \n30 439,34\n \n34 630,85\n \n496 213,6\n \nOct\n1 993,06\n \n47 379,62\n \n99 470,02\n \n7 339,71\n \n86 302,62\n \n26 924,18\n \n37 639,16\n \n-\n \n188,07\n \n121,59\n \n21,20\n \n75,41\n \n1 683,89\n \n149 477,36\n \n1 523,34\n \n49 580,96\n \n40 853,06\n \n36 664,31\n \n587 237,6\n \nNov\n2 168,80\n \n49 327,15\n \n100 125,90\n \n12 723,73\n \n71 667,33\n \n29 748,47\n \n41 015,56\n \n-\n \n187,03\n \n999,12\n \n21,24\n \n74,76\n \n1 882,53\n \n168 661,25\n \n1 484,24\n \n52 327,68\n \n40 073,22\n \n43 878,52\n \n616 366,5\n \nDec\n2 315,32\n \n46 412,99\n \n109 803,84\n \n10 942,92\n \n87 347,07\n \n33 690,93\n \n38 610,29\n \n-\n \n185,99\n \n4 146,13\n \n21,09\n \n167,53\n \n2 798,61\n \n184 836,87\n \n3 368,75\n \n60 916,98\n \n41 811,67\n \n59 011,63\n \n686 388,6\n \n2022\nJan\n2 359,27\n \n49 206,02\n \n108 119,97\n \n10 419,90\n \n66 808,45\n \n30 774,31\n \n38 636,84\n \n-\n \n186,80\n \n801,50\n \n20,33\n \n163,02\n \n3 628,73\n \n199 495,34\n \n2 997,94\n \n53 627,76\n \n47 405,91\n \n69 989,80\n \n684 641,9\n \nFeb\n1 971,78\n \n57 553,54\n \n112 522,99\n \n14 300,66\n \n70 750,63\n \n28 703,53\n \n44 705,21\n \n-\n \n-\n \n976,55\n \n20,34\n \n158,06\n \n5 367,16\n \n215 520,37\n \n3 055,50\n \n55 099,61\n \n53 459,12\n \n70 832,47\n \n734 997,5\n \nMar\n1 541,49\n \n70 856,33\n \n130 423,48\n \n15 503,46\n \n82 662,70\n \n43 284,13\n \n44 874,23\n \n-\n \n-\n \n1 380,20\n \n19,40\n \n253,42\n \n6 240,94\n \n258 715,05\n \n3 092,69\n \n65 660,61\n \n58 874,69\n \n76 938,87\n \n860 321,7\n \nApr\n1 939,64\n \n70 204,43\n \n144 168,02\n \n23 452,88\n \n117 033,42\n \n26 628,79\n \n57 772,47\n \n-\n \n-\n \n722,54\n \n37,54\n \n252,44\n \n6 858,06\n \n305 476,79\n \n4 348,46\n \n53 372,28\n \n62 788,55\n \n71 414,75\n \n946 471,1\n \nMay\n2 397,94\n \n131 996,38\n \n211 837,59\n \n31 586,61\n \n190 366,81\n \n61 757,62\n \n64 373,91\n \n-\n \n154,99\n \n1 559,14\n \n41,28\n \n289,00\n \n16 193,81\n \n398 048,90\n \n4 712,74\n \n134 993,54\n \n94 851,60\n \n111 543,84\n \n1 456 705,7\n \nJun\n2 263,18\n \n127 839,16\n \n234 109,43\n \n40 937,28\n \n219 607,39\n \n63 631,76\n \n83 690,44\n \n-\n \n653,97\n \n2 159,12\n \n61,20\n \n226,29\n \n13 888,60\n \n478 163,38\n \n8 954,46\n \n169 511,81\n \n110 528,09\n \n168 440,54\n \n1 724 666,1\n \nJul\n1 578,47\n \n147 217,74\n \n284 912,89\n \n34 334,13\n \n202 815,28\n \n41 246,78\n \n86 971,63\n \n-\n \n394,34\n \n1 852,14\n \n100,65\n \n349,68\n \n22 516,21\n \n556 692,12\n \n9 737,92\n \n144 090,18\n \n129 869,55\n \n192 524,32\n \n1 857 204,0\n \nAug\n1 630,70\n \n247 190,46\n \n377 078,80\n \n64 650,96\n \n273 181,97\n \n29 186,59\n \n95 346,12\n \n-\n \n330,12\n \n3 556,96\n \n113,50\n \n287,14\n \n26 564,57\n \n681 253,30\n \n11 493,92\n \n167 029,36\n \n238 442,98\n \n194 745,11\n \n2 412 082,6\n \nSep\n1 791,71\n \n270 594,59\n \n465 301,31\n \n68 020,95\n \n370 323,69\n \n18 184,96\n \n134 414,53\n \n-\n \n267,40\n \n4 916,56\n \n115,11\n \n306,33\n \n21 773,50\n \n806 774,24\n \n12 680,89\n \n146 133,14\n \n215 417,68\n \n219 933,24\n \n2 756 949,8\n \nOct\n1 704,79\n \n281 204,64\n \n480 106,49\n \n94 573,08\n \n343 440,15\n \n22 895,35\n \n136 939,74\n \n-\n \n204,69\n \n2 201,55\n \n116,48\n \n341,96\n \n22 935,50\n \n852 069,39\n \n15 525,65\n \n165 306,91\n \n232 188,99\n \n245 924,22\n \n2 897 679,6\n \nNov\n1 644,95\n \n259 109,18\n \n533 438,97\n \n101 870,32\n \n299 715,01\n \n17 089,04\n \n180 534,44\n \n-\n \n141,97\n \n2 292,28\n \n119,53\n \n303,55\n \n22 178,73\n \n960 814,77\n \n15 450,39\n \n170 944,78\n \n196 338,19\n \n250 551,19\n \n3 012 537,3\n \nDec\n1 778,71\n \n263 863,65\n \n603 136,26\n \n110 935,77\n \n299 087,30\n \n7 965,37\n \n266 725,41\n \n-\n \n79,26\n \n3 887,78\n \n114,42\n \n282,61\n \n30 272,25\n \n1 066 654,12\n \n16 130,63\n \n159 126,16\n \n189 560,01\n \n344 235,10\n \n3 363 834,8\n \n2023\nJan\n2 391,61\n \n340 953,56\n \n654 740,29\n \n143 455,70\n \n335 380,17\n \n(1 443,59)\n \n301 026,07\n \n-\n \n105,97\n \n4 873,87\n \n228,45\n \n251,24\n \n44 113,17\n \n1 307 512,98\n \n17 767,70\n \n227 545,42\n \n204 830,78\n \n374 080,77\n \n3 957 814,2\n \nFeb\n1 470,56\n \n366 544,71\n \n691 937,49\n \n71 097,36\n \n452 795,43\n \n21 074,53\n \n306 913,92\n \n-\n \n50,02\n \n1 524,98\n \n318,96\n \n197,44\n \n44 691,50\n \n1 481 851,05\n \n18 037,18\n \n226 932,96\n \n224 983,29\n \n411 002,80\n \n4 321 424,2\n \nMar\n1 771,98\n \n344 570,46\n \n755 463,34\n \n103 284,07\n \n478 333,21\n \n41 928,66\n \n330 669,68\n \n-\n \n-\n \n3 884,11\n \n432,22\n \n149,78\n \n48 725,38\n \n1 679 284,89\n \n28 439,56\n \n554 840,85\n \n254 605,57\n \n438 790,17\n \n5 065 173,9\n \nApr\n1 631,24\n \n388 822,83\n \n903 029,49\n \n144 252,31\n \n555 886,92\n \n32 206,95\n \n361 846,09\n \n-\n \n-\n \n8 716,45\n \n559,82\n \n99,28\n \n54 058,39\n \n1 722 384,40\n \n28 899,91\n \n214 270,92\n \n321 765,39\n \n476 263,19\n \n5 214 693,6\n \nMay\n1 010,26\n \n907 818,70\n \n1 932 225,57\n \n281 052,93\n \n1 351 116,97\n \n84 147,32\n \n570 367,60\n \n-\n \n-\n \n8 974,78\n \n4 599,15\n \n80,34\n \n112 188,06\n \n3 844 133,80\n \n65 696,39\n \n607 438,10\n \n669 908,72\n \n758 154,17\n \n11 198 912,9\n \nJun\n1 762,11\n \n1 979 000,71\n \n4 218 755,04\n \n444 538,09\n \n2 584 596,63\n \n350 042,51\n \n865 465,55\n \n-\n \n-\n \n221,09\n \n10 133,46\n \n8 052,34\n \n260 946,26\n \n8 487 837,63\n \n92 224,26\n \n1 390 786,24\n \n1 304 228,92\n \n2 222 499,38\n \n24 221 090,2\n \nJul\n1 305,13\n \n1 428 604,02\n \n3 898 282,53\n \n359 151,15\n \n2 646 743,26\n \n337 541,82\n \n1 133 463,14\n \n-\n \n-\n \n153,30\n \n7 368,09\n \n68,07\n \n208 253,70\n \n6 917 007,30\n \n129 308,58\n \n829 382,28\n \n1 155 945,57\n \n2 438 538,20\n \n21 491 116,1\n \nAug\n1 664,09\n \n1 370 651,81\n \n4 309 693,74\n \n391 792,23\n \n2 693 989,06\n \n208 098,88\n \n1 084 784,90\n \n-\n \n-\n \n138,30\n \n7 469,95\n \n75,80\n \n205 341,47\n \n6 863 348,14\n \n127 816,16\n \n701 626,16\n \n1 081 800,09\n \n2 446 465,02\n \n21 494 755,8\n \nSep\n1 503,56\n \n1 763 364,33\n \n4 914 305,55\n \n517 813,92\n \n2 760 807,78\n \n247 094,60\n \n1 204 684,14\n \n-\n \n-\n \n9,75\n \n9 935,82\n \n92,05\n \n219 878,94\n \n8 245 053,80\n \n151 685,43\n \n776 997,57\n \n1 312 147,78\n \n2 668 520,81\n \n24 793 895,8\n \nOct\n1 977,18\n \n2 059 471,85\n \n5 625 069,70\n \n562 790,91\n \n2 202 475,21\n \n175 235,94\n \n1 172 130,22\n \n-\n \n-\n \n0,03\n \n10 816,83\n \n98,06\n \n237 525,73\n \n8 864 363,09\n \n153 534,70\n \n958 746,42\n \n1 351 846,54\n \n2 767 099,33\n \n26 143 181,7\n \nNov\n2 295,18\n \n2 278 921,91\n \n5 913 094,15\n \n568 556,41\n \n2 451 981,00\n \n180 229,25\n \n1 337 040,40\n \n-\n \n-\n \n0,03\n \n10 921,42\n \n59,77\n \n238 702,30\n \n9 040 518,08\n \n158 702,11\n \n1 046 256,98\n \n1 702 370,26\n \n2 868 031,98\n \n27 797 681,2\n \nDec\n2 947,49\n \n2 536 437,97\n \n5 489 443,24\n \n657 432,63\n \n2 268 702,96\n \n155 742,88\n \n2 420 663,39\n \n-\n \n-\n \n0,03\n \n12 324,59\n \n73,45\n \n248 699,79\n \n9 507 281,46\n \n255 007,08\n \n1 184 706,91\n \n1 748 495,98\n \n3 349 062,31\n \n29 837 022,2\n \n2024\nJan\n2 536,36\n \n4 749 173,95\n \n8 535 153,83\n \n940 210,80\n \n3 564 879,01\n \n285 807,60\n \n3 972 600,87\n \n-\n \n-\n \n0,03\n \n17 912,41\n \n198,80\n \n374 088,29\n \n14 957 169,30\n \n312 516,30\n \n1 949 662,45\n \n2 737 500,88\n \n4 289 981,53\n \n46 689 392,4\n \nFeb\n2 519,25\n \n6 564 463,71\n \n11 709 703,62\n \n1 772 649,65\n \n4 708 270,62\n \n153 450,01\n \n5 911 393,45\n \n-\n \n-\n \n0,03\n \n26 073,06\n \n232,00\n \n488 602,76\n \n22 234 523,09\n \n378 975,16\n \n2 608 075,14\n \n3 125 793,33\n \n5 812 047,28\n \n65 496 772,2\n \nMar\n2 435,72\n \n8 601 285,46\n \n15 501 059,95\n \n2 213 233,27\n \n6 701 169,42\n \n775 336,87\n \n8 098 495,31\n \n-\n \n-\n \n0,03\n \n47 609,35\n \n143,35\n \n729 484,92\n \n34 077 197,02\n \n597 886,20\n \n2 860 196,61\n \n4 317 386,46\n \n8 974 860,63\n \n93 497 780,6\n \nApr\n5,89\n \n4 141,51\n \n9 980,68\n \n1 414,28\n \n5 461,70\n \n287,09\n \n5 206,08\n \n-\n \n-\n \n0,00\n \n31,18\n \n88,00\n \n440,49\n \n20 170,86\n \n246,21\n \n2 510,15\n \n5 472,97\n \n4 360,99\n \n59 818,1\n \nMay\n10,60\n \n3 583,02\n \n11 575,45\n \n1 506,01\n \n6 092,37\n \n382,87\n \n5 420,56\n \n-\n \n-\n \n0,00\n \n29,63\n \n1,37\n \n433,36\n \n21 315,87\n \n348,50\n \n2 114,73\n \n6 339,55\n \n4 613,87\n \n63 767,8\n \nJun\n8,01\n \n4 111,49\n \n11 498,97\n \n1 627,32\n \n5 775,34\n \n298,05\n \n6 080,69\n \n-\n \n-\n \n7,23\n \n24,70\n \n1,49\n \n446,45\n \n22 801,09\n \n345,72\n \n2 541,32\n \n6 558,03\n \n5 419,46\n \n67 545,3\n \nJul\n5,05\n \n4 943,82\n \n10 426,18\n \n1 342,47\n \n5 743,94\n \n351,44\n \n6 988,99\n \n-\n \n0,00\n \n5,21\n \n25,13\n \n0,16\n \n432,35\n \n24 895,03\n \n348,09\n \n2 342,85\n \n6 539,59\n \n6 244,23\n \n70 634,5\n \nAug\n5,26\n \n5 703,86\n \n12 540,81\n \n1 453,04\n \n4 411,38\n \n205,93\n \n6 149,38\n \n-\n \n-\n \n2,43\n \n126,05\n \n0,19\n \n378,05\n \n25 591,15\n \n542,15\n \n2 767,89\n \n7 004,36\n \n6 832,60\n \n73 714,5\n \nSep\n6,82\n \n9 465,31\n \n20 161,22\n \n2 742,22\n \n7 903,81\n \n340,45\n \n10 295,58\n \n-\n \n-\n \n0,00\n \n244,94\n \n0,33\n \n600,93\n \n43 094,11\n \n979,13\n \n4 853,44\n \n11 326,85\n \n9 785,35\n \n121 800,5\n \nOct\n39,65\n \n12 315,40\n \n27 597,64\n \n3 670,13\n \n7 120,62\n \n129,14\n \n11 256,45\n \n-\n \n-\n \n0,00\n \n239,01\n \n0,08\n \n679,62\n \n49 545,16\n \n1 042,81\n \n6 380,10\n \n11 454,83\n \n11 116,57\n \n142 587,2\n \nNov\n58,26\n \n10 111,62\n \n27 498,54\n \n3 102,17\n \n5 626,08\n \n117,33\n \n9 757,48\n \n-\n \n0,00\n \n0,00\n \n287,55\n \n2 326,36\n \n572,57\n \n45 782,99\n \n1 064,73\n \n6 685,94\n \n11 362,33\n \n10 783,91\n \n135 137,8\n \nSource: Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n18 \n \n \n \nZWG millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2021\nJan\n158 888,8\n28 456,6\n10 150,2\n197 495,5\n2 580,8\n5 423,4\n205 499,8\n1 142,5\n12 732,6\n391,1\n519,6\n376,7\n50 147,7\n25 036,2\n29 608,5\n325 454,7\nFeb\n162 092,2\n26 146,3\n12 239,7\n200 478,2\n2 809,1\n4 762,5\n208 049,7\n1 150,4\n12 833,2\n409,2\n540,7\n609,9\n54 930,3\n28 339,2\n33 280,7\n340 143,4\nMar\n165 101,1\n30 313,5\n12 276,4\n207 691,0\n4 541,2\n4 845,3\n217 077,6\n1 331,7\n11 620,2\n75,4\n1 136,7\n408,9\n58 208,9\n32 908,1\n30 626,5\n353 393,9\nApr\n191 923,5\n31 441,3\n11 549,5\n234 914,3\n2 195,0\n5 346,7\n242 455,9\n1 190,1\n11 503,5\n176,5\n757,1\n409,9\n60 361,3\n34 537,9\n29 396,5\n380 788,7\nMay\n194 108,9\n40 921,9\n15 896,4\n250 927,2\n1 705,9\n6 802,1\n259 435,2\n1 186,9\n11 783,3\n654,2\n145,2\n429,0\n61 202,0\n35 592,3\n29 790,4\n400 218,5\nJun\n211 950,0\n40 878,5\n18 536,0\n271 364,4\n2 696,6\n6 202,3\n280 263,2\n1 211,8\n11 575,5\n662,3\n368,5\n462,6\n63 417,5\n26 856,5\n40 783,7\n425 601,6\nJul\n226 860,1\n48 928,9\n19 775,4\n295 564,4\n2 991,7\n5 012,2\n303 568,3\n1 169,2\n12 552,8\n706,9\n476,2\n552,8\n66 514,1\n26 869,2\n68 693,1\n481 102,6\nAug\n237 167,0\n38 425,4\n25 114,2\n300 706,5\n3 601,5\n5 873,7\n310 181,7\n1 216,2\n13 354,7\n1 444,4\n1 678,3\n478,6\n72 123,3\n32 281,1\n58 597,3\n491 355,6\nSep\n263 598,2\n37 954,3\n21 954,4\n323 506,9\n3 643,0\n3 469,0\n330 618,9\n2 141,0\n11 770,4\n1 453,1\n-110,6\n375,4\n71 255,0\n31 981,0\n46 729,4\n496 213,6\nOct\n299 038,0\n50 766,0\n22 882,7\n372 686,7\n2 824,1\n3 023,7\n378 534,5\n2 411,8\n14 077,4\n1 095,3\n1 109,9\n503,1\n78 644,6\n49 581,0\n61 280,0\n587 237,6\nNov\n307 063,4\n52 309,9\n27 875,3\n387 248,6\n3 325,7\n2 764,9\n393 339,3\n2 869,4\n12 437,2\n2 726,5\n1 352,5\n347,1\n89 288,6\n52 327,7\n61 678,3\n616 366,5\nDec\n334 599,0\n58 318,5\n30 455,6\n423 373,1\n3 842,1\n3 855,7\n431 070,9\n3 027,0\n13 896,4\n2 808,1\n1 693,3\n139,8\n109 665,4\n60 917,0\n63 170,8\n686 388,6\n2022\nJan\n346 619,5\n43 438,8\n31 158,1\n421 216,4\n2 962,5\n3 864,8\n428 043,7\n2 995,6\n14 406,9\n2 688,6\n1 043,2\n230,5\n122 752,1\n53 627,8\n58 853,6\n684 641,9\nFeb\n358 979,4\n51 510,7\n38 313,7\n448 803,8\n3 229,3\n4 248,7\n456 281,8\n3 834,1\n16 267,7\n2 120,4\n1 338,1\n226,8\n130 981,3\n55 099,6\n68 847,8\n734 997,5\nMar\n422 934,6\n58 283,5\n42 258,5\n523 476,6\n3 062,2\n5 171,3\n531 710,2\n3 850,2\n18 374,8\n2 137,9\n2 779,1\n810,6\n149 781,8\n65 660,6\n85 216,5\n860 321,7\nApr\n479 558,7\n74 880,3\n40 491,0\n594 930,0\n6 377,5\n7 486,7\n608 794,2\n3 792,3\n21 445,6\n2 173,0\n3 173,0\n486,8\n149 610,1\n53 372,3\n103 623,7\n946 471,1\nMay\n666 937,8\n137 419,9\n55 389,8\n859 747,5\n7 310,9\n7 249,8\n874 308,3\n5 769,3\n39 105,1\n2 383,3\n2 207,5\n321,8\n214 978,6\n134 993,5\n182 638,3\n1 456 705,7\nJun\n773 692,7\n154 956,9\n63 511,7\n992 161,3\n4 597,1\n10 018,0\n1 006 776,4\n6 743,2\n42 701,8\n2 898,5\n3 389,3\n345,2\n307 341,8\n169 511,8\n184 958,1\n1 724 666,1\nJul\n810 906,6\n173 134,0\n74 324,5\n1 058 365,1\n717,0\n9 153,8\n1 068 235,9\n7 994,5\n54 168,7\n2 814,9\n2 948,9\n1 339,1\n355 597,9\n144 090,2\n220 013,9\n1 857 204,0\nAug\n1 100 922,1\n219 798,6\n110 595,1\n1 431 315,7\n790,2\n7 675,2\n1 439 781,1\n12 484,6\n64 160,3\n3 230,7\n2 791,8\n555,2\n421 880,4\n167 029,4\n300 169,0\n2 412 082,6\nSep\n1 328 584,6\n256 980,2\n127 051,1\n1 712 616,0\n1 482,9\n8 473,0\n1 722 571,9\n13 789,2\n81 182,4\n3 720,2\n5 632,9\n587,2\n465 063,9\n146 133,1\n318 269,0\n2 756 949,8\nOct\n1 365 908,5\n205 688,8\n128 186,9\n1 699 784,2\n813,8\n6 314,3\n1 706 912,3\n14 933,2\n83 998,0\n28 072,2\n4 282,4\n762,5\n486 396,6\n165 306,9\n407 015,5\n2 897 679,6\nNov\n1 481 503,5\n243 239,9\n146 530,0\n1 871 273,4\n291,3\n6 366,6\n1 877 931,3\n12 665,1\n67 318,9\n19 973,5\n5 349,1\n339,6\n514 200,0\n170 944,8\n343 815,1\n3 012 537,3\nDec\n1 697 008,7\n235 271,2\n181 090,6\n2 113 370,5\n1 514,4\n7 399,5\n2 122 284,4\n13 296,8\n106 071,5\n10 597,8\n9 610,4\n752,5\n621 113,3\n159 126,2\n320 981,8\n3 363 834,8\n2023\nJan\n2 139 458,0\n78 197,7\n215 537,0\n2 433 192,7\n214,3\n41 333,8\n2 474 740,8\n12 923,7\n123 605,0\n4 974,3\n5 669,1\n675,5\n723 452,2\n227 545,4\n384 228,1\n3 957 814,2\nFeb\n1 997 073,4\n398 595,8\n230 549,9\n2 626 219,1\n303,5\n10 655,7\n2 637 178,4\n14 443,3\n140 484,9\n8 092,9\n13 273,6\n3 109,0\n780 290,7\n226 933,0\n497 618,5\n4 321 424,2\nMar\n2 218 678,7\n384 245,5\n262 119,8\n2 865 044,1\n1 272,8\n5 953,0\n2 872 269,9\n15 181,9\n166 322,5\n9 639,9\n15 494,1\n3 714,6\n846 479,9\n554 840,9\n581 230,2\n5 065 173,9\nApr\n2 646 522,9\n382 678,9\n197 662,2\n3 226 864,0\n173,4\n9 463,7\n3 236 501,1\n1 115,5\n201 674,1\n13 321,9\n21 331,0\n6 418,8\n935 402,2\n214 270,9\n584 658,1\n5 214 693,6\nMay\n5 196 712,7\n969 812,4\n435 965,9\n6 602 490,9\n514,9\n50 270,4\n6 653 276,3\n1 287,6\n493 894,8\n78 332,6\n65 967,5\n30 583,3\n1 815 309,9\n607 438,1\n1 452 822,8\n11 198 912,9\nJun\n10 038 744,6\n2 287 818,9\n789 112,9\n13 115 676,4\n1 468,6\n432 367,0\n13 549 512,0\n1 177,5\n1 201 797,0\n39 166,6\n101 465,7\n64 321,9\n5 042 026,4\n1 390 786,2\n2 830 837,1\n24 221 090,2\nJul\n9 592 825,0\n1 787 488,9\n592 115,4\n11 972 429,2\n9 138,5\n380 190,7\n12 361 758,4\n512,4\n847 658,7\n87 827,2\n146 299,0\n58 256,2\n4 649 856,9\n829 382,3\n2 509 565,1\n21 491 116,1\nAug\n9 698 801,3\n1 920 804,2\n622 360,9\n12 241 966,5\n1 479,8\n381 277,2\n12 624 723,5\n863,9\n865 945,4\n84 841,4\n141 305,4\n56 751,6\n4 465 099,7\n701 626,2\n2 553 598,8\n21 494 755,8\nSep\n13 388 822,1\n319 686,0\n695 555,0\n14 404 063,1\n4 754,8\n114 251,5\n14 523 069,4\n504,3\n1 036 635,6\n82 493,4\n152 779,3\n90 032,4\n5 159 376,7\n776 997,6\n2 972 007,2\n24 793 895,8\nOct\n14 087 303,5\n312 655,9\n827 902,5\n15 227 861,9\n1 692,7\n146 801,2\n15 376 355,8\n522,9\n1 106 440,5\n84 628,9\n159 670,3\n83 441,8\n5 427 255,6\n958 746,4\n2 946 119,7\n26 143 181,7\nNov\n14 816 672,7\n306 014,4\n882 972,1\n16 005 659,2\n5 789,4\n133 219,7\n16 144 668,4\n432,3\n1 259 039,0\n92 939,9\n227 935,0\n89 997,7\n5 701 702,0\n1 046 257,0\n3 234 709,9\n27 797 681,2\nDec\n15 726 758,6\n369 405,4\n808 422,2\n16 904 586,1\n6 923,3\n201 225,8\n17 112 735,3\n36 808,0\n1 314 667,6\n55 157,4\n153 701,6\n138 722,6\n6 264 918,7\n1 184 706,9\n3 575 604,1\n29 837 022,2\n2024\nJan\n24 824 665,8\n662 989,2\n1 191 915,8\n26 679 570,7\n25 881,9\n169 368,5\n26 874 821,1\n168,2\n2 102 990,2\n114 298,0\n279 174,1\n182 727,0\n9 532 603,9\n1 949 662,4\n5 652 947,5\n46 689 392,4\nFeb\n34 081 030,9\n911 544,4\n1 983 870,0\n36 976 445,3\n7 146,9\n340 314,0\n37 323 906,2\n151,1\n3 106 432,1\n105 237,1\n449 118,3\n279 727,9\n13 237 287,6\n2 608 075,1\n8 386 836,6\n65 496 772,2\nMar\n48 600 783,9\n1 434 256,6\n3 333 658,9\n53 368 699,4\n104 688,2\n515 299,7\n53 988 687,3\n0,0\n4 654 985,7\n95 705,0\n500 611,7\n361 061,7\n20 221 996,6\n2 860 196,6\n10 814 535,9\n93 497 780,6\nApr\n31 998,9\n843,3\n1 944,9\n34 787,2\n92,9\n242,8\n35 122,9\n0,0\n2 867,4\n67,4\n358,1\n222,7\n10 281,8\n2 510,2\n8 387,7\n59 818,1\nMay\n33 721,9\n910,6\n2 242,3\n36 874,7\n79,3\n349,9\n37 303,9\n0,0\n3 056,1\n50,9\n436,0\n4,6\n12 101,9\n2 114,7\n8 699,7\n63 767,8\nJun\n34 597,9\n958,5\n2 874,9\n38 431,3\n2,1\n589,2\n39 022,6\n0,0\n3 399,1\n99,8\n442,6\n13,2\n14 415,1\n2 541,3\n7 611,6\n67 545,3\nJul\n36 817,5\n1 137,8\n2 766,8\n40 722,1\n68,7\n438,6\n41 229,4\n0,0\n3 923,2\n99,9\n469,8\n12,0\n15 126,4\n2 342,9\n7 430,9\n70 634,5\nAug\n37 597,8\n872,1\n2 514,1\n40 984,0\n65,6\n532,9\n41 582,4\n0,0\n4 039,1\n109,9\n586,0\n12,5\n16 106,1\n2 767,9\n8 510,5\n73 714,5\nSep\n59 919,0\n2 378,4\n3 920,7\n66 218,0\n76,5\n579,2\n66 873,8\n0,0\n7 142,2\n491,4\n844,5\n51,1\n27 911,3\n4 853,4\n13 632,7\n121 800,5\nOct\n70 016,8\n1 657,3\n5 193,9\n76 867,9\n170,2\n621,4\n77 659,6\n0,0\n8 524,2\n429,7\n1 248,8\n16,1\n32 737,1\n6 380,1\n15 591,5\n142 587,2\nNov\n66 321,7\n1 869,1\n5 320,9\n73 511,7\n156,7\n677,1\n74 345,6\n0,0\n7 213,9\n409,3\n558,7\n42,7\n32 040,3\n6 685,9\n13 841,4\n135 137,8\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n19 \n \n \n \nForeign\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n188,7\n \n2943,3\n5 986,5\n \n793,8\n843,5\n \n-\n \n1 783,8\n \n10,2\n-\n \n211,3\n \n1 091,3\n \n0,0\n \n9 329,1\n \n2980,3\n7 685,1\n \n33 846,9\n \nFeb\n345,7\n \n2762,9\n6 004,8\n \n811,1\n984,2\n \n-\n \n2 731,0\n \n9,2\n-\n \n236,8\n \n2 089,3\n \n-\n \n8 950,2\n \n2949,2\n7 790,6\n \n35 665,0\n \nMar\n168,3\n \n2278,9\n6 313,1\n \n1594,4\n1 028,2\n \n-\n \n1 341,7\n \n8,4\n-\n \n415,1\n \n1 242,4\n \n-\n \n10 867,7\n \n3027,5\n7 841,0\n \n36 126,8\n \nApr\n206,9\n \n2702,1\n5 302,6\n \n1156,7\n1 085,4\n \n-\n \n871,7\n \n7,7\n-\n \n508,9\n \n1 581,5\n \n-\n \n14 233,6\n \n3431,1\n7 237,9\n \n38 326,2\n \nMay\n210,3\n \n1687,6\n5 962,2\n \n1250,9\n3 847,1\n \n-\n \n116,9\n \n7,0\n-\n \n517,7\n \n1 568,8\n \n-\n \n17 154,9\n \n2927,9\n7 532,9\n \n42 784,2\n \nJun\n249,6\n \n1649,7\n6 202,6\n \n1163,8\n1 866,7\n \n-\n \n204,6\n \n6,5\n-\n \n588,0\n \n1 851,9\n \n-\n \n18 795,4\n \n2580,9\n7 701,1\n \n42 860,7\n \nJul\n283,7\n \n1212,2\n7 193,4\n \n1892,7\n1 875,4\n \n-\n \n1 143,4\n \n6,0\n-\n \n447,3\n \n1 963,2\n \n-\n \n18 280,3\n \n3923,5\n7 695,6\n \n45 916,5\n \nAug\n352,8\n \n1408,8\n7 869,3\n \n2537,6\n2 316,2\n \n-\n \n3 535,6\n \n5,4\n-\n \n399,5\n \n2 101,3\n \n-\n \n19 422,2\n \n3837,6\n7 666,6\n \n51 453,0\n \nSep\n349,8\n \n1926,6\n7 608,5\n \n2430,2\n1 941,4\n \n-\n \n4 314,6\n \n5,1\n-\n \n205,2\n \n2 231,7\n \n-\n \n20 461,1\n \n4013,2\n9 460,7\n \n54 948,1\n \nOct\n411,5\n \n2396,2\n8 221,0\n \n2162,4\n3 421,5\n \n-\n \n5 627,7\n \n4,3\n-\n \n271,1\n \n2 539,5\n \n-\n \n22 881,3\n \n5432,3\n9 501,3\n \n62 870,1\n \nNov\n339,8\n \n3578,4\n7 561,6\n \n2568,8\n2 299,5\n \n-\n \n5 882,7\n \n3,7\n-\n \n566,4\n \n2 788,5\n \n-\n \n27 326,1\n \n4400,3\n9 614,3\n \n66 930,0\n \nDec\n351,1\n \n3217,3\n8 557,8\n \n2619,2\n3 620,2\n \n-\n \n2 353,6\n \n3,0\n-\n \n1 189,0\n \n2 786,9\n \n-\n \n33 115,3\n \n5610,8\n11 334,1\n \n74 758,3\n \n2022\nJan\n324,6\n \n3504,3\n8 506,5\n \n2680,3\n2 631,0\n \n-\n \n1 110,8\n \n2,4\n-\n \n1 487,3\n \n2 967,6\n \n-\n \n35 913,5\n \n6693,8\n14 008,7\n \n79 830,9\n \nFeb\n411,5\n \n4021,5\n9 763,6\n \n3069,7\n5 678,0\n \n-\n \n4 048,9\n \n1,6\n-\n \n1 465,4\n \n3 241,1\n \n-\n \n39 977,5\n \n4511,5\n13 964,4\n \n90 154,6\n \nMar\n354,3\n \n4413,6\n11 882,6\n \n3691,3\n4 932,3\n \n-\n \n5 235,0\n \n0,9\n-\n \n1 590,0\n \n3 888,3\n \n-\n \n42 741,3\n \n9086,6\n15 421,2\n \n103 237,4\n \nApr\n546,4\n \n3054,1\n15 585,8\n \n4857,7\n5 768,6\n \n-\n \n5 714,4\n \n0,2\n-\n \n1 861,4\n \n4 143,7\n \n-\n \n48 582,4\n \n9654,2\n16 999,2\n \n116 768,1\n \nMay\n639,5\n \n8326,7\n23 817,6\n \n4251,9\n16 001,6\n \n-\n \n6 150,9\n \n0,0\n-\n \n1 486,3\n \n8 474,8\n \n-\n \n74 864,0\n \n14793,9\n17 091,2\n \n175 898,5\n \nJun\n418,5\n \n8464,3\n32 497,6\n \n3807,5\n21 184,8\n \n-\n \n2 639,3\n \n0,0\n-\n \n1 340,0\n \n10 851,1\n \n-\n \n85 145,9\n \n18155,8\n35 128,1\n \n219 633,0\n \nJul\n700,4\n \n9914,6\n30 660,3\n \n4983,4\n24 902,9\n \n-\n \n4 077,6\n \n0,0\n-\n \n1 411,5\n \n13 722,1\n \n-\n \n98 066,0\n \n9998,6\n45 127,9\n \n243 565,1\n \nAug\n863,8\n \n14422,1\n33 703,2\n \n4483,0\n34 971,8\n \n-\n \n4 379,8\n \n0,0\n-\n \n2 106,6\n \n16 515,4\n \n-\n \n115 491,9\n \n8745,3\n45 694,0\n \n281 377,1\n \nSep\n1 086,8\n \n14998,2\n37 911,3\n \n7470,1\n45 094,8\n \n-\n \n8 440,8\n \n0,0\n-\n \n1 302,8\n \n17 996,8\n \n-\n \n129 242,7\n \n11630,7\n60 830,4\n \n336 005,2\n \nOct\n1 158,3\n \n14768,7\n44 296,5\n \n10013,7\n44 664,1\n \n-\n \n14 109,9\n \n0,0\n-\n \n1 142,4\n \n16 817,7\n \n-\n \n123 793,8\n \n30036,4\n47 678,2\n \n348 479,7\n \nNov\n1 449,3\n \n22456,9\n41 398,0\n \n9771,8\n41 317,6\n \n-\n \n17 572,6\n \n0,0\n-\n \n2 085,3\n \n16 785,8\n \n-\n \n136 029,9\n \n30694,0\n46 275,8\n \n365 836,9\n \nDec\n1 470,7\n \n23012,7\n48 533,8\n \n8913,7\n50 229,0\n \n-\n \n21 411,1\n \n0,0\n19 993,4\n \n2 176,2\n \n17 693,7\n \n-\n \n119 322,3\n \n39279,1\n69 102,5\n \n421 138,1\n \n2023\nJan\n2 402,7\n \n32405,1\n47 062,6\n \n8410,8\n50 364,6\n \n-\n \n17 976,2\n \n0,0\n23 668,5\n \n2 406,3\n \n18 311,0\n \n-\n \n132 757,4\n \n41367,4\n69 570,1\n \n446 702,8\n \nFeb\n234,9\n \n59685,4\n50 103,0\n \n9568,6\n62 701,4\n \n889,9\n \n24 809,7\n \n0,0\n26 667,1\n \n4 451,9\n \n21 629,1\n \n-\n \n146 798,4\n \n50093,6\n70 987,9\n \n528 620,9\n \nMar\n214,6\n \n72311,9\n57 399,6\n \n9196,8\n51 300,9\n \n-\n \n28 841,5\n \n0,0\n24 689,0\n \n5 503,9\n \n19 118,6\n \n-\n \n170 376,6\n \n54524,7\n84 489,1\n \n577 967,3\n \nApr\n184,1\n \n61341,6\n63 129,5\n \n16343,2\n61 444,0\n \n-\n \n28 727,0\n \n0,0\n28 119,0\n \n5 989,2\n \n27 619,9\n \n-\n \n205 412,2\n \n81442,9\n86 571,2\n \n666 323,9\n \nMay\n78,1\n \n125685,1\n100 808,7\n \n22707,0\n195 646,6\n \n-\n \n81 344,3\n \n0,0\n69 908,9\n \n6 246,8\n \n53 180,7\n \n-\n \n440 462,4\n \n103176,1\n116 103,7\n \n1 315 348,2\n \nJun\n176,6\n \n227001,8\n172 666,5\n \n25998,2\n452 772,6\n \n40 326,7\n \n115 193,3\n \n0,0\n196 310,3\n \n4 209,5\n \n121 677,5\n \n-\n \n870 075,1\n \n230604,4\n544 587,8\n \n3 001 600,3\n \nJul\n162,7\n \n132017,2\n220 995,0\n \n20797,2\n459 668,2\n \n32 010,8\n \n105 308,6\n \n0,0\n154 472,7\n \n13 777,8\n \n153 638,5\n \n-\n \n697 177,8\n \n209734,6\n612 937,8\n \n2 812 698,9\n \nAug\n611,0\n \n105296,6\n309 821,7\n \n55744,7\n475 838,3\n \n37 447,1\n \n102 495,2\n \n0,0\n153 578,2\n \n6 767,5\n \n135 193,3\n \n-\n \n758 439,2\n \n223114,4\n564 622,1\n \n2 928 969,2\n \nSep\n949,3\n \n193065,6\n339 269,2\n \n41680,1\n437 996,0\n \n58 554,5\n \n110 351,3\n \n0,0\n161 346,6\n \n4 522,1\n \n153 113,7\n \n-\n \n880 148,8\n \n290026,7\n565 616,4\n \n3 236 640,3\n \nOct\n403,8\n \n204713,4\n254 684,1\n \n187632,1\n440 150,3\n \n65 022,1\n \n97 046,1\n \n0,0\n176 111,9\n \n13 771,8\n \n173 523,5\n \n-\n \n829 479,5\n \n345029,3\n586 015,6\n \n3 373 583,5\n \nNov\n370,5\n \n222344,7\n387 213,2\n \n160896,0\n326 510,1\n \n50 688,3\n \n159 225,4\n \n0,0\n173 990,9\n \n28 127,2\n \n187 363,3\n \n-\n \n926 663,7\n \n395549,5\n595 811,6\n \n3 614 754,5\n \nDec\n403,7\n \n251968,8\n457 034,9\n \n261067,9\n345 348,0\n \n56 551,7\n \n185 131,1\n \n0,0\n166 902,0\n \n27 875,9\n \n222 503,1\n \n0,7\n \n973 788,6\n \n507890,9\n658 045,7\n \n4 114 512,9\n \n2024\nJan\n367,9\n \n368046,7\n524 020,9\n \n471915,0\n363 325,6\n \n40 412,9\n \n280 803,2\n \n0,0\n280 441,0\n \n45 935,9\n \n339 610,7\n \n-\n \n1 563 405,5\n \n649087,4\n742 734,0\n \n5 670 106,8\n \nFeb\n578,8\n \n637645,2\n797 581,2\n \n618074,6\n613 309,7\n \n24 680,4\n \n425 783,2\n \n0,0\n399 313,5\n \n67 900,2\n \n519 513,4\n \n-\n \n2 188 186,8\n \n904519,6\n937 957,6\n \n8 135 044,1\n \nMar\n356,6\n \n1026840,5\n1 171 941,4\n \n888362,3\n829 470,4\n \n-\n \n440 943,8\n \n0,0\n528 820,5\n \n103 276,3\n \n787 872,2\n \n-\n \n3 761 909,8\n \n1403556,4\n1 697 667,5\n \n12 641 017,5\n \nApr\n1,0\n \n564,4\n864,1\n \n693,0\n326,5\n \n67,2\n \n337,2\n \n0,0\n313,5\n \n-\n \n593,2\n \n212,7\n \n2 856,8\n \n420,1\n824,2\n \n8 074,0\n \nMay\n4,0\n \n639,2\n783,2\n \n772,6\n296,2\n \n109,6\n \n407,6\n \n0,0\n303,7\n \n-\n \n309,2\n \n19,8\n \n2 946,5\n \n712,1\n903,7\n \n8 207,5\n \nJun\n1,1\n \n520,3\n1 122,4\n \n718,7\n678,1\n \n110,9\n \n188,6\n \n0,0\n282,9\n \n-\n \n424,7\n \n20,4\n \n2 998,6\n \n858,8\n1 229,8\n \n9 155,3\n \nJul\n2,4\n \n681,0\n918,2\n \n640,3\n336,2\n \n99,8\n \n676,7\n \n0,0\n276,2\n \n5,0\n \n333,9\n \n20,5\n \n3 022,2\n \n1332,3\n1 250,3\n \n9 595,1\n \nAug\n1,1\n \n642,2\n853,3\n \n852,1\n428,1\n \n-\n \n764,6\n \n0,0\n246,2\n \n5,1\n \n373,1\n \n20,6\n \n3 042,5\n \n1811,8\n1 318,9\n \n10 359,6\n \nSep\n1,0\n \n1230,9\n1 985,1\n \n1121,2\n705,4\n \n-\n \n555,5\n \n0,0\n431,0\n \n34,5\n \n1 130,0\n \n37,0\n \n4 878,1\n \n2054,8\n2 298,6\n \n16 463,3\n \nOct\n13,1\n \n1166,2\n2 512,0\n \n1391,6\n769,7\n \n-\n \n745,1\n \n0,0\n502,2\n \n5,3\n \n1 380,9\n \n42,7\n \n5 751,9\n \n2214,8\n2 435,0\n \n18 930,4\n \nNov\n14,0\n \n918,9\n2 141,3\n \n1383,8\n649,7\n \n-\n \n602,6\n \n0,0\n367,6\n \n5,4\n \n1 293,8\n \n39,5\n \n4 997,5\n \n2566,9\n2 458,3\n \n17 439,1\n \nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n17 060,5\n985,1\n18 045,7\n150,0\n15,0\n18 210,7\n291,2\n3 018,1\n0,0\n81,3\n0,0\n6 054,0\n6 191,6\n33 846,9\nFeb\n18 610,7\n1 047,5\n19 658,2\n150,0\n15,0\n19 823,2\n318,2\n3 075,5\n0,0\n40,7\n0,0\n6 533,5\n5 874,0\n35 665,0\nMar\n18 562,7\n1 070,5\n19 633,2\n150,0\n15,0\n19 798,2\n320,8\n3 377,0\n0,0\n241,5\n0,0\n6 727,5\n5 661,8\n36 126,8\nApr\n19 021,2\n1 353,2\n20 374,5\n500,0\n15,0\n20 889,5\n325,0\n4 244,8\n0,0\n181,9\n0,0\n6 267,0\n6 418,0\n38 326,2\nMay\n22 332,1\n1 453,5\n23 785,6\n500,0\n15,0\n24 300,6\n350,2\n4 279,9\n0,0\n394,8\n0,0\n6 067,1\n7 391,6\n42 784,2\nJun\n22 784,4\n1 675,4\n24 459,8\n209,5\n70,5\n24 739,8\n359,1\n3 855,1\n0,0\n570,4\n0,0\n6 623,0\n6 713,2\n42 860,7\nJul\n25 425,9\n1 997,8\n27 423,7\n25,0\n15,0\n27 463,7\n365,2\n3 488,6\n0,0\n274,6\n0,0\n7 194,2\n7 130,1\n45 916,5\nAug\n27 475,7\n2 728,9\n30 204,6\n60,0\n15,0\n30 279,6\n668,2\n5 344,8\n0,0\n621,9\n0,0\n7 683,7\n6 854,8\n51 453,0\nSep\n29 023,8\n2 834,6\n31 858,5\n76,0\n15,2\n31 949,7\n1 062,2\n4 465,7\n0,0\n181,9\n0,0\n10 227,1\n7 061,5\n54 948,1\nOct\n30 925,8\n4 239,0\n35 164,7\n0,0\n30,0\n35 194,8\n1 329,1\n7 432,5\n0,0\n0,0\n0,0\n10 906,3\n8 007,4\n62 870,1\nNov\n34 486,8\n4 344,1\n38 830,8\n0,0\n15,0\n38 845,9\n1 149,7\n7 028,7\n0,0\n203,6\n0,0\n11 575,7\n8 126,5\n66 930,0\nDec\n33 974,4\n4 856,8\n38 831,3\n80,0\n15,0\n38 926,3\n1 750,9\n9 746,8\n0,0\n712,0\n0,0\n15 101,8\n8 520,4\n74 758,3\n2022\nJan\n31 695,1\n5 983,6\n37 678,7\n0,0\n15,0\n37 693,7\n1 771,4\n10 991,6\n0,0\n373,7\n0,0\n18 063,5\n10 937,0\n79 830,9\nFeb\n37 132,1\n7 089,1\n44 221,1\n0,0\n15,0\n44 236,1\n1 703,8\n14 215,9\n0,0\n431,6\n0,0\n18 241,5\n11 325,7\n90 154,6\nMar\n44 187,4\n6 190,7\n50 378,1\n0,0\n15,0\n50 393,1\n1 742,3\n15 620,9\n0,0\n501,9\n0,0\n20 548,8\n14 430,4\n103 237,4\nApr\n52 979,2\n6 553,0\n59 532,2\n0,0\n15,0\n59 547,2\n1 536,3\n17 027,1\n0,0\n704,1\n0,0\n23 099,0\n14 854,4\n116 768,1\nMay\n86 411,7\n6 683,0\n93 094,7\n0,0\n15,0\n93 109,8\n1 477,7\n34 306,7\n0,0\n1 033,4\n0,0\n22 645,2\n23 325,7\n175 898,5\nJun\n98 008,7\n8 427,1\n106 435,9\n1 030,1\n15,0\n107 481,1\n1 496,4\n40 346,3\n0,0\n1 200,6\n0,0\n42 213,2\n26 895,5\n219 633,0\nJul\n111 583,1\n9 489,2\n121 072,3\n1 072,6\n15,0\n122 159,9\n1 225,0\n46 145,1\n0,0\n2 071,5\n0,0\n55 131,6\n16 832,0\n243 565,1\nAug\n133 071,2\n11 398,3\n144 469,5\n1 625,2\n15,0\n146 109,7\n1 382,6\n55 691,4\n0,0\n2 979,3\n0,0\n60 157,4\n15 056,7\n281 377,1\nSep\n143 338,6\n28 284,7\n171 623,3\n0,0\n15,0\n171 638,3\n1 339,9\n62 659,9\n0,0\n3 613,8\n0,0\n79 343,1\n17 410,1\n336 005,2\nOct\n122 775,3\n20 897,6\n143 672,9\n1 214,2\n15,0\n144 902,1\n1 707,3\n69 651,9\n0,0\n4 327,9\n0,0\n86 799,2\n41 091,4\n348 479,7\nNov\n130 892,9\n23 401,5\n154 294,3\n1 256,4\n13,0\n155 563,7\n1 855,1\n72 052,0\n0,0\n5 140,0\n0,0\n89 895,0\n41 331,2\n365 836,9\nDec\n149 207,3\n30 517,1\n179 724,4\n1 239,7\n103,8\n181 068,0\n1 933,7\n71 142,6\n0,0\n5 623,9\n0,0\n118 486,1\n42 883,8\n421 138,1\n2023\nJan\n161 506,8\n31 099,4\n192 606,2\n1 462,2\n121,0\n194 189,4\n3 214,4\n72 524,5\n0,0\n6 622,6\n0,0\n144 335,3\n25 816,5\n446 702,8\nFeb\n210 739,4\n27 500,2\n238 239,5\n1 153,4\n15,0\n239 407,9\n2 349,9\n84 724,5\n0,0\n7 548,9\n0,0\n155 007,6\n39 582,0\n528 620,9\nMar\n234 480,2\n38 088,7\n272 568,9\n158,0\n14,4\n272 741,2\n1 982,4\n89 883,4\n0,0\n7 502,7\n0,0\n172 499,0\n33 358,6\n577 967,3\nApr\n272 738,9\n35 889,2\n308 628,0\n400,0\n15,0\n309 043,1\n1 809,5\n116 418,1\n0,0\n8 456,9\n0,0\n183 262,3\n47 334,0\n666 323,9\nMay\n502 897,5\n36 680,3\n539 577,9\n553,7\n15,0\n540 146,6\n4 453,5\n289 636,2\n0,0\n8 115,4\n0,0\n372 206,8\n100 789,6\n1 315 348,2\nJun\n927 980,2\n66 404,1\n994 384,3\n0,0\n15,0\n994 399,3\n4 147,7\n631 544,2\n0,0\n10 873,2\n0,0\n1 117 122,1\n243 513,7\n3 001 600,3\nJul\n804 547,2\n73 047,1\n877 594,3\n15 753,2\n15,0\n893 362,6\n2 706,7\n611 248,0\n0,0\n14 397,5\n0,0\n1 093 858,2\n197 126,1\n2 812 698,9\nAug\n920 687,4\n90 856,7\n1 011 544,1\n15 752,3\n15,0\n1 027 311,4\n3 400,5\n617 162,9\n0,0\n12 854,9\n0,0\n1 064 286,3\n203 953,2\n2 928 969,2\nSep\n1 062 730,1\n75 413,9\n1 138 143,9\n0,0\n15,1\n1 138 159,0\n3 262,9\n652 356,6\n0,0\n16 101,5\n0,0\n1 117 548,2\n309 212,1\n3 236 640,3\nOct\n1 261 965,8\n64 282,0\n1 326 247,8\n0,0\n15,1\n1 326 262,9\n4 056,0\n467 416,6\n0,0\n16 785,2\n0,0\n1 188 499,5\n370 563,3\n3 373 583,5\nNov\n1 301 463,8\n82 076,9\n1 383 540,7\n79 497,1\n15,1\n1 463 052,8\n4 822,5\n525 114,1\n0,0\n16 180,1\n0,0\n1 209 652,3\n395 932,7\n3 614 754,5\nDec\n1 541 238,9\n142 705,5\n1 683 944,4\n79 497,1\n15,8\n1 763 457,2\n7 085,0\n516 718,0\n0,0\n8 736,3\n0,0\n1 308 419,6\n510 096,7\n4 114 512,9\n2024\nJan\n2 094 039,4\n96 896,2\n2 190 935,6\n79 481,7\n15,1\n2 270 432,3\n8 231,4\n904 697,2\n0,0\n11 028,7\n0,0\n1 826 995,6\n648 721,6\n5 670 106,8\n-\n \nFeb\n2 991 430,0\n192 203,3\n3 183 633,2\n162 422,1\n15,1\n3 346 070,4\n10 388,9\n1 314 901,6\n0,0\n5 723,7\n0,0\n2 630 626,9\n827 332,6\n8 135 044,1\nMar\n4 958 662,0\n186 068,5\n5 144 730,5\n162 239,8\n15,7\n5 306 986,0\n8 072,5\n1 880 803,3\n0,0\n6 134,8\n0,0\n4 286 906,8\n1 152 114,2\n12 641 017,5\nApr\n3 369,4\n36,3\n3 405,6\n65,0\n0,0\n3 470,7\n3,2\n1 258,6\n0,0\n0,0\n0,0\n1 955,9\n1 385,6\n8 074,0\nMay\n3 228,4\n75,2\n3 303,7\n0,0\n0,0\n3 303,7\n4,8\n1 366,6\n0,0\n0,0\n0,0\n2 496,7\n1 035,8\n8 207,5\nJun\n3 502,4\n97,1\n3 599,5\n0,0\n0,0\n3 599,5\n4,4\n1 414,8\n0,0\n8,0\n0,0\n2 990,2\n1 138,3\n9 155,3\nJul\n4 199,9\n128,4\n4 328,3\n0,0\n0,0\n4 328,3\n19,6\n919,3\n0,0\n13,2\n0,0\n3 111,6\n1 203,0\n9 595,1\nAug\n4 433,7\n172,4\n4 606,1\n0,0\n0,0\n4 606,1\n103,0\n850,7\n0,0\n16,1\n0,0\n3 370,3\n1 413,3\n10 359,6\nSep\n6 773,8\n475,3\n7 249,1\n22,6\n0,0\n7 271,7\n103,8\n1 559,3\n0,0\n16,3\n0,0\n5 486,0\n2 026,3\n16 463,3\nOct\n8 011,9\n795,7\n8 807,6\n86,9\n0,0\n8 894,5\n122,7\n1 462,9\n0,0\n61,4\n0,0\n6 003,1\n2 385,9\n18 930,4\nNov\n7 145,7\n872,8\n8 018,6\n45,8\n0,0\n8 064,4\n79,9\n1 227,6\n0,0\n10,0\n0,0\n6 043,8\n2 013,3\n17 439,1\n-\n \nSource: Reserve Bank of Zimbabwe, 2024\n* Statistics are denominated in ZiG\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWG millions\n \n \n21 \n \n \n \nEND OF\n2021\nJan\n23 978 167.35\n610 696.11\n267 400.20\n9 997 383.02\n66 046.86\n9 811 097.63\n7 641 910.42\n7 176 322.97\n4 807 054.16\n1 685 871.14\n10 092 630.46\n47 525.58\n76 182 105.93\nFeb\n24 581 772.22\n653 205.48\n285 830.69\n10 330 772.00\n65 231.37\n10 024 935.09\n7 949 013.06\n6 754 180.16\n5 018 015.84\n1 766 077.92\n10 905 948.39\n47 678.08\n78 382 660.29\nMar\n28 741 816.74\n737 140.48\n320 102.45\n10 604 119.56\n76 828.95\n10 517 753.11\n9 428 559.85\n8 179 722.05\n5 701 289.52\n1 822 019.95\n12 528 176.45\n33 915.52\n88 691 444.62\nApr\n31 859 146.34\n675 080.87\n347 881.04\n12 101 683.31\n205 760.21\n12 046 268.54\n10 788 214.39\n8 802 924.25\n6 559 969.13\n1 831 534.43\n14 724 055.16\n36 984.33\n99 979 501.99\nMay\n34 645 328.64\n713 518.48\n292 339.75\n13 012 546.01\n70 347.70\n10 160 360.67\n11 287 317.39\n8 318 871.52\n7 438 997.57\n1 831 015.12\n17 169 532.74\n10 879.19\n104 951 054.78\nJune\n36 527 537.18\n993 308.60\n357 200.72\n14 622 859.32\n69 173.21\n12 832 747.32\n12 635 012.94\n7 938 660.25\n9 226 503.32\n1 903 845.82\n19 986 300.49\n40 765.72\n117 133 914.90\nJul\n39 160 305.59\n1 280 558.68\n411 253.92\n16 562 010.52\n62 624.82\n13 792 648.82\n12 583 048.87\n8 567 557.82\n10 717 151.04\n1 820 088.91\n22 581 130.29\n13 756.78\n127 552 136.06\nAug\n41 218 056.27\n1 372 177.00\n431 669.10\n15 667 033.13\n66 504.42\n14 701 546.35\n13 446 660.94\n8 828 791.19\n11 500 069.82\n1 942 139.38\n27 299 685.30\n15 470.31\n136 489 803.20\nSep\n41 133 553.69\n1 649 182.17\n433 781.15\n16 702 896.26\n321 991.18\n15 183 417.18\n15 271 161.92\n9 065 558.07\n11 973 442.27\n2 145 369.49\n30 851 901.80\n19 863.23\n144 752 118.41\nOct\n48 491 758.71\n1 644 045.10\n477 340.76\n20 072 721.66\n337 273.51\n16 644 705.00\n17 906 042.38\n10 150 149.70\n8 544 940.34\n2 418 354.85\n35 641 091.07\n17 894.63\n162 346 317.71\nNov\n48 945 526.55\n1 598 923.06\n394 575.79\n20 998 777.03\n434 931.56\n16 621 266.44\n19 372 274.14\n10 802 887.56\n8 904 904.88\n2 882 220.06\n40 009 482.19\n18 275.25\n170 984 044.50\nDec\n54 028 791.83\n1 778 880.47\n556 046.62\n24 450 917.17\n570 685.08\n10 955 470.21\n22 025 406.62\n10 538 491.23\n14 437 886.10\n2 996 425.00\n43 047 088.39\n29 601.16\n185 415 689.87\n2022\nJan\n58 163 723.79\n2 180 551.47\n576 438.12\n26 576 317.70\n366 231.45\n8 887 534.55\n23 074 734.84\n11 840 524.88\n15 743 736.46\n3 516 259.69\n47 325 078.28\n29 564.68\n198 280 695.90\nFeb\n59 500 669.71\n2 289 260.81\n618 640.14\n27 925 301.74\n641 435.03\n9 370 886.67\n27 976 121.59\n13 027 815.12\n20 505 827.49\n3 747 288.27\n51 007 737.28\n19 692.27\n216 630 676.11\nMar\n66 551 117.83\n2 538 377.08\n656 335.46\n29 688 979.74\n660 584.49\n10 903 917.10\n32 629 411.62\n15 688 496.07\n38 075 386.72\n4 471 441.45\n58 500 950.68\n802 168.34\n261 167 166.58\nApr\n74 441 781.12\n4 219 500.30\n1 441 218.07\n33 136 441.44\n673 885.92\n13 157 284.33\n34 426 878.27\n18 261 710.29\n39 043 359.76\n5 001 307.17\n63 176 517.86\n40 089.64\n287 019 974.16\nMay\n101 753 100.08\n5 120 524.84\n3 358 419.20\n50 514 059.33\n760 401.23\n12 433 390.50\n42 057 624.50\n28 724 818.35\n48 088 662.73\n6 286 840.17\n76 655 600.16\n34 456.76\n375 787 897.73\nJune\n118 753 588.99\n6 209 658.53\n2 293 665.50\n64 942 949.99\n869 273.19\n23 897 585.00\n58 442 367.18\n37 195 284.13\n62 467 707.84\n9 414 912.48\n96 536 183.00\n43 204.15\n481 066 380.00\nJuly\n133 779 414.05\n7 610 614.14\n3 684 426.07\n77 836 080.20\n938 367.98\n30 537 997.95\n69 408 788.72\n46 181 587.44\n72 642 938.51\n10 449 582.51\n111 094 524.49\n46 145.73\n564 210 467.80\nAug\n165 210 571.41\n10 163 176.69\n2 624 492.88\n93 899 073.61\n1 266 729.80\n39 544 245.28\n87 691 102.84\n58 330 938.20\n97 552 420.83\n10 450 507.09\n131 625 765.29\n154 457.59\n698 513 481.52\nSept\n201 167 878.53\n11 330 918.80\n5 038 300.39\n110 956 484.03\n1 297 748.50\n44 492 682.69\n101 816 518.33\n92 708 096.37\n88 483 494.42\n11 685 667.87\n152 934 863.30\n276 752.34\n822 189 405.58\nOct\n223 506 677.74\n12 026 669.50\n4 229 873.27\n113 451 159.15\n1 302 041.27\n46 399 745.17\n110 333 025.84\n79 715 558.05\n89 501 330.53\n9 611 322.30\n175 816 703.56\n178 607.79\n866 072 714.17\nNov\n232 953 535.08\n16 431 625.92\n11 131 139.79\n118 284 970.84\n1 687 527.03\n42 192 397.26\n124 017 335.43\n75 874 234.73\n94 636 395.62\n12 440 947.33\n207 085 835.54\n197 473.26\n936 933 417.83\nDec\n253 185 165.18\n19 199 455.89\n10 466 455.02\n135 037 685.07\n1 551 994.21\n70 805 600.30\n136 576 579.60\n94 115 141.69\n123 404 532.09\n12 079 018.68\n235 371 108.06\n173 717.07\n1 091 966 452.83\n2023\nJan\n299 237 745.06\n22 096 826.86\n11 001 194.94\n154 399 125.00\n2 073 794.79\n72 677 263.10\n165 905 496.48\n124 259 994.28\n140 303 195.37\n16 560 714.33\n290 446 774.71\n286 968.13\n1 299 249 093.07\nFeb\n333 081 520.85\n26 349 752.54\n12 607 980.80\n168 969 321.35\n3 232 834.66\n79 874 665.83\n198 087 465.13\n146 996 948.44\n150 078 778.01\n18 960 512.94\n335 439 856.49\n415 659.47\n1 474 095 296.50\nMar\n411 138 419.07\n28 795 432.59\n14 081 946.71\n184 250 094.21\n3 256 927.22\n101 507 881.47\n232 125 042.77\n168 374 643.67\n159 301 093.17\n20 786 447.06\n364 183 808.40\n229 595.47\n1 688 031 331.80\nApr\n411 638 425.58\n28 865 765.48\n14 081 964.65\n184 833 219.66\n3 256 927.22\n101 507 881.47\n235 076 590.94\n168 374 757.64\n159 310 920.52\n20 785 827.18\n365 366 760.50\n229 595.47\n1 693 328 636.32\nMay\n726 348 772.35\n78 828 771.47\n44 800 380.00\n409 618 602.87\n6 584 930.07\n226 467 642.46\n583 387 051.30\n480 909 418.46\n381 628 891.53\n62 593 512.49\n757 858 742.61\n267 815.39\n3 759 294 531.01\nJun\n1 385 380 571.66\n173 918 051.54\n114 682 839.69\n1 119 448 698.19\n23 922 347.39\n571 712 604.71\n1 309 324 347.94\n1 111 326 640.14\n808 734 970.18\n129 722 475.73\n1 754 989 459.01\n444 788.00\n8 503 607 794.19\nJul\n1 088 372 491.59\n132 529 236.30\n101 023 084.21\n843 805 813.72\n21 291 030.44\n370 922 779.80\n1 037 949 287.43\n824 419 061.99\n646 244 001.65\n87 491 103.55\n1 451 125 105.58\n356 098.86\n6 605 529 095.13\nAug\n1 104 126 310.09\n133 512 317.72\n105 426 999.17\n683 402 044.93\n21 345 225.83\n393 145 008.06\n1 077 529 295.35\n824 970 068.56\n716 638 286.73\n85 309 683.35\n1 543 461 599.29\n382 505.35\n6 689 249 344.42\nSep\n1 336 413 273.40\n158 136 405.58\n121 080 865.90\n752 199 791.20\n28 592 532.70\n465 470 715.50\n1 334 020 478.90\n1 012 670 250.70\n799 826 458.00\n102 238 002.60\n1 857 297 850.00\n586 991.00\n7 968 533 615.50\nOct\n1 461 090 986.48\n163 948 853.90\n120 153 516.74\n935 064 277.07\n24 681 683.18\n520 361 008.99\n1 381 206 351.23\n1 092 469 043.71\n859 550 943.15\n118 799 556.91\n2 126 512 435.00\n627 911.82\n8 804 466 568.16\nNov\n1 397 804 072.50\n171 337 302.47\n117 526 650.42\n1 017 731 862.93\n26 161 720.05\n535 490 380.99\n1 401 587 612.93\n992 371 783.17\n885 248 702.84\n129 500 343.70\n2 255 158 373.70\n621 795.60\n8 930 540 600.93\nDec\n1 360 816 417.35\n179 675 138.50\n121 167 248.12\n1 077 783 652.10\n46 946 926.90\n551 786 675.29\n1 483 619 833.87\n1 207 471 368.52\n863 309 236.72\n136 388 007.82\n2 458 239 172.85\n644 093.68\n9 487 847 771.72\n2024\nJan\n2 212 746 050.25\n265 031 131.44\n214 923 355.91\n1 663 240 228.23\n110 086 710.61\n875 780 504.12\n2 505 473 968.40\n1 910 394 449.61\n1 256 413 922.88\n237 647 459.79\n3 945 256 597.25\n1 037 343.55\n15 198 031 722.04\nFeb\n3 435 102 730.48\n426 536 836.74\n249 129 096.22\n2 383 796 904.38\n171 219 221.62\n1 264 658 167.28\n3 631 856 467.58\n2 844 642 895.76\n2 043 483 472.01\n352 320 643.54\n5 491 307 643.33\n1 518 795.13\n22 295 572 874.08\nMar\n4 949 814 064.70\n642 860 845.90\n452 924 544.60\n3 642 287 181.90\n251 866 635.20\n1 943 457 910.80\n5 387 453 048.30\n3 991 233 867.50\n3 178 219 935.60\n543 942 248.60\n8 278 044 179.10\n2 267 159.00\n33 264 371 621.30\n*Apr\n2 882 347.04\n371 595.02\n188 567.12\n3 081 028.88\n188 277.01\n1 174 215.26\n3 077 908.79\n2 281 799.96\n1 782 566.59\n399 652.20\n4 922 516.84\n1 655.37\n20 352 130.08\n*May\n3 549 471.22\n448 072.03\n196 408.62\n3 013 508.26\n181 989.39\n1 239 894.94\n3 619 936.03\n2 302 326.81\n1 793 582.31\n494 669.10\n5 661 322.35\n5 002.25\n22 513 367.89\n*Jun\n3 286 172.53\n496 282.55\n213 057.33\n3 210 670.42\n230 521.55\n1 418 401.02\n3 457 122.91\n1 954 111.98\n1 946 800.04\n567 017.72\n6 019 426.96\n1 771.40\n22 801 356.42\n*Jul\n3 487 382.60\n511 490.74\n202 186.14\n3 350 580.05\n163 104.44\n1 304 409.07\n3 570 513.33\n2 117 767.16\n2 347 954.24\n568 049.13\n6 348 713.28\n2 029.48\n23 985 090.63\n*Aug\n3 858 128.45\n496 920.13\n197 595.11\n3 160 166.09\n163 179.56\n1 353 221.18\n3 891 826.53\n2 259 346.53\n2 064 398.05\n355 517.61\n7 019 997.29\n1 626.53\n24 821 923.05\n*Sep\n6 672 075.13\n1 240 260.16\n365 299.01\n5 024 076.96\n274 548.64\n2 326 667.49\n6 387 958.08\n4 331 429.08\n3 418 807.30\n640 082.06\n11 884 283.83\n2 603.24\n42 568 090.98\n*Oct\n7 858 559.49\n1 469 928.32\n481 828.82\n5 465 308.96\n320 115.06\n2 603 522.82\n7 340 600.92\n5 249 584.59\n3 667 687.19\n726 009.18\n13 568 052.49\n3 070.10\n48 754 267.95\n*Nov\n7 180 366.66\n1 328 085.57\n428 978.78\n5 025 733.67\n284 239.89\n2 457 448.49\n6 759 835.67\n4 209 879.63\n3 928 182.05\n680 905.22\n13 074 981.78\n2 309.39\n45 360 946.80\nSource: Reserve Bank of Zimbabwe, 2024\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n \n22 \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1 000,00\n2021\nJan\n12 195 945,09\n4 725 946,72\n13 067 828,56\n32 314 625,60\n6 804 952,50\n19 638 789,03\n27 577 248,19\n13 566 042,79\n60 234 250,60\n3 993 814,34\n22 146 327,53\n314 523,37\n216 580 294,30\nFeb\n12 215 925,38\n4 335 293,23\n13 268 343,18\n31 820 079,48\n6 327 338,72\n19 480 197,75\n27 088 789,92\n11 873 767,24\n62 647 881,89\n3 583 509,91\n23 594 651,47\n323 276,77\n216 559 054,94\nMar\n12 086 596,94\n5 009 117,91\n15 457 881,64\n33 668 114,17\n7 879 623,60\n17 019 379,33\n29 927 193,06\n12 664 366,44\n68 761 992,24\n4 513 060,17\n25 352 486,13\n371 874,60\n232 711 686,23\nApr\n14 293 712,79\n6 264 137,34\n17 624 611,65\n35 860 252,53\n7 955 587,69\n18 411 151,82\n32 890 743,11\n11 445 151,89\n81 410 668,87\n4 248 558,67\n27 176 673,47\n411 001,01\n257 992 250,84\nMay\n14 731 869,47\n5 542 211,64\n19 231 383,69\n37 283 237,74\n7 903 622,65\n19 756 317,30\n33 027 214,88\n22 796 168,05\n84 596 653,48\n4 504 355,67\n28 445 264,85\n378 185,06\n278 196 484,46\nJun\n15 628 935,51\n6 154 316,52\n20 722 752,27\n39 604 431,48\n7 861 552,67\n21 455 061,82\n36 502 664,43\n23 449 074,86\n92 196 178,85\n4 756 434,86\n29 731 644,54\n415 508,64\n298 478 556,45\nJul\n14 899 561,10\n6 742 913,66\n25 082 739,85\n39 720 936,02\n9 580 503,84\n24 570 675,98\n38 875 306,10\n31 312 003,24\n94 151 108,53\n5 021 547,73\n32 324 374,53\n568 402,62\n322 850 073,17\nAug\n14 056 945,25\n6 611 127,05\n26 897 316,63\n39 624 666,33\n9 778 338,93\n27 046 620,96\n40 693 944,15\n26 504 554,01\n84 766 848,12\n4 915 399,24\n33 960 935,12\n645 902,41\n315 502 598,18\nSep\n14 777 285,47\n6 264 492,08\n27 413 062,10\n45 375 795,43\n10 337 697,22\n25 786 388,31\n43 113 093,01\n30 700 846,40\n95 985 614,84\n5 605 871,74\n37 606 703,52\n687 817,24\n343 654 667,37\nOct\n14 923 669,66\n8 437 829,51\n26 583 413,65\n47 841 912,79\n11 477 927,22\n29 796 762,93\n51 676 553,79\n49 115 499,00\n111 611 484,23\n5 940 819,15\n35 043 857,03\n618 831,05\n393 068 559,99\nNov\n14 147 912,21\n7 546 852,86\n27 174 334,28\n44 238 573,41\n11 949 923,74\n27 199 271,57\n52 401 389,32\n49 817 772,34\n115 576 831,01\n5 911 967,57\n37 770 843,26\n751 068,72\n394 486 740,29\nDec\n16 522 401,63\n9 204 283,51\n26 835 545,00\n47 381 404,66\n15 303 976,78\n43 092 763,28\n57 822 911,04\n61 555 101,22\n122 091 550,61\n6 093 367,35\n40 046 246,70\n1 319 573,65\n447 269 125,42\n2022\nJan\n17 399 268,45\n9 928 816,10\n28 146 847,17\n46 285 881,10\n15 060 177,49\n34 087 881,41\n60 888 346,70\n38 232 883,69\n135 579 116,46\n6 454 492,58\n32 504 960,47\n745 336,00\n425 314 007,61\nFeb\n20 260 983,50\n9 641 974,72\n32 159 803,23\n50 825 844,50\n15 235 028,54\n35 068 548,54\n49 157 612,17\n43 769 514,96\n146 423 512,16\n7 768 846,48\n36 257 363,98\n724 522,36\n447 293 555,15\nMar\n22 638 817,86\n11 683 937,35\n34 271 841,32\n61 002 811,60\n20 352 647,27\n34 501 628,57\n57 839 997,29\n60 678 395,30\n173 444 002,60\n9 467 563,85\n43 160 654,72\n970 393,82\n530 012 691,56\nApr\n26 926 844,72\n12 304 918,39\n34 924 202,54\n67 201 357,79\n21 444 798,07\n38 606 872,21\n61 303 321,13\n64 980 792,31\n216 612 532,66\n10 455 473,89\n45 951 692,03\n939 217,87\n601 652 023,61\nMay\n39 564 579,03\n21 954 770,23\n42 666 739,38\n108 620 498,72\n28 757 840,78\n54 108 110,44\n88 717 845,18\n107 568 244,73\n291 739 801,56\n14 310 137,61\n65 853 453,06\n1 190 747,91\n865 052 768,60\nJun\n45 956 287,64\n26 686 177,09\n47 155 850,80\n128 881 143,56\n23 783 755,16\n60 238 449,95\n105 247 922,50\n120 389 795,99\n326 034 986,61\n17 068 663,50\n108 828 797,15\n1 325 268,69\n1 011 597 098,65\nJul\n40 699 352,12\n28 329 526,03\n45 417 841,09\n128 847 329,07\n21 958 796,02\n62 326 844,37\n103 536 398,88\n112 642 685,48\n401 574 353,33\n17 902 000,20\n112 555 899,49\n1 117 408,25\n1 076 908 434,33\nAug\n68 438 409,63\n39 107 020,53\n53 616 955,67\n171 501 037,83\n25 370 674,58\n68 913 237,19\n162 326 617,25\n137 243 494,58\n538 409 018,36\n23 523 309,06\n146 121 882,24\n1 197 164,45\n1 435 768 821,37\nSep\n81 174 128,75\n51 501 554,76\n58 104 791,47\n204 056 688,73\n63 246 197,07\n174 562 749,46\n172 521 502,90\n138 936 277,91\n626 755 883,05\n25 607 188,82\n182 077 675,02\n11 177 650,78\n1 789 722 288,71\nOct\n83 201 043,64\n63 984 990,31\n67 031 137,91\n207 367 773,63\n40 617 325,27\n155 873 800,58\n179 051 392,63\n157 121 308,46\n575 293 016,53\n27 092 268,91\n201 852 712,89\n3 193 614,07\n1 761 680 384,82\nNov\n88 153 064,47\n61 978 896,61\n78 744 676,95\n236 152 455,10\n39 915 042,93\n100 872 718,26\n214 281 243,03\n200 240 592,45\n606 580 960,90\n32 903 876,70\n233 604 874,73\n119 223,24\n1 893 547 625,35\nDec\n106 799 918,36\n60 886 327,29\n73 518 960,29\n260 923 049,61\n48 959 835,11\n122 528 998,69\n242 741 914,11\n171 982 170,05\n747 151 447,16\n37 453 518,81\n270 164 633,75\n10 753 958,63\n2 153 864 731,86\n2023\nJan\n114 820 700,76\n79 460 381,87\n82 589 902,30\n305 204 829,91\n45 118 619,63\n135 072 311,14\n263 222 364,10\n223 632 204,71\n896 980 184,31\n37 534 721,96\n288 326 194,21\n7 916 696,92\n2 479 879 111,81\nFeb\n118 375 609,69\n85 995 682,64\n93 761 236,16\n312 626 341,50\n56 688 432,58\n147 245 179,36\n266 610 300,93\n273 709 371,16\n938 437 753,70\n39 909 193,60\n292 841 727,23\n6 842 518,78\n2 633 043 347,35\nMar\n119 963 933,20\n85 731 698,36\n100 697 025,58\n322 453 842,97\n45 619 349,07\n148 455 496,20\n286 712 763,58\n273 572 570,94\n1 064 798 433,60\n44 685 590,57\n330 031 150,72\n14 190 575,51\n2 836 912 430,30\nApr\n131 146 380,30\n89 322 733,64\n99 723 066,84\n324 249 300,08\n45 619 349,07\n149 245 957,86\n289 670 780,41\n273 578 020,75\n1 072 456 655,25\n44 926 335,64\n331 068 417,40\n14 190 575,51\n2 865 197 572,73\nMay\n269 460 363,15\n210 867 012,29\n216 906 304,04\n631 589 937,93\n113 357 505,65\n362 294 051,43\n581 761 350,37\n545 536 680,63\n2 504 454 969,80\n102 648 366,24\n702 960 786,40\n28 985 518,44\n6 270 822 846,38\nJun\n581 642 309,76\n428 772 683,41\n410 699 487,74\n1 366 510 052,55\n227 784 986,62\n700 617 673,80\n1 094 382 949,63\n1 185 026 806,70\n5 283 380 622,25\n199 474 750,17\n1 564 762 675,09\n40 673 167,41\n13 083 728 165,12\nJul\n535 377 934,43\n436 808 429,52\n413 150 823,99\n1 394 747 348,19\n206 866 966,84\n711 462 740,79\n1 157 802 106,76\n982 808 623,76\n4 533 520 705,60\n184 470 180,50\n1 464 856 207,23\n37 277 944,87\n12 059 150 012,48\nAug\n537 439 303,14\n422 479 784,07\n413 226 172,28\n1 343 458 227,81\n285 743 813,63\n662 607 567,90\n1 197 898 912,17\n1 004 826 660,33\n4 639 684 933,86\n209 521 849,57\n1 553 047 811,00\n38 718 344,86\n12 308 653 380,62\nSep\n632 283 427,70\n491 562 911,40\n426 060 663,50\n1 510 241 869,90\n296 604 785,00\n789 587 698,10\n1 300 914 518,50\n1 250 791 974,40\n5 214 851 978,10\n217 382 274,50\n1 781 106 637,90\n43 583 660,40\n13 954 972 399,20\nOct\n721 203 425,90\n541 011 315,61\n554 440 420,11\n1 657 817 920,26\n309 251 239,26\n841 367 968,72\n1 438 592 170,70\n1 187 082 973,91\n5 659 995 585,31\n260 248 908,48\n1 906 411 104,87\n49 647 602,04\n15 127 070 635,17\nNov\n703 080 882,81\n566 993 243,11\n532 803 998,34\n1 698 467 822,71\n346 291 934,28\n269 835 136,30\n1 554 832 195,31\n1 195 274 632,93\n6 063 945 342,98\n293 942 495,06\n2 031 657 547,49\n46 866 707,11\n15 885 967 935,90\nDec\n605 605 541,75\n423 493 370,41\n730 799 100,82\n1 549 938 533,11\n553 801 063,21\n767 650 016,19\n1 254 233 648,36\n1 348 969 145,10\n6 689 372 974,36\n247 647 472,27\n2 091 666 965,12\n53 713 528,87\n16 882 080 093,66\n2024\nJan\n833 932 128,83\n694 796 940,75\n1 029 474 123,23\n2 082 328 111,88\n884 819 488,86\n2 004 818 592,25\n1 699 026 894,47\n1 837 959 924,52\n12 124 252 579,26\n323 794 777,38\n3 044 604 553,80\n71 184 543,75\n26 630 992 658,97\nFeb\n1 156 065 718,20\n1 037 783 187,53\n1 369 731 749,12\n3 170 746 459,37\n114 038 016,39\n3 174 169 477,50\n2 227 190 946,76\n2 855 301 054,35\n15 834 462 125,05\n552 622 448,45\n4 294 792 965,31\n89 063 348,63\n36 904 967 496,65\nMar\n1 783 340 807,00\n1 442 504 457,60\n2 116 410 516,40\n4 588 105 383,90\n1 753 052 451,70\n4 712 657 212,60\n3 465 873 456,30\n3 573 833 122,50\n20 373 593 827,70\n1 006 777 059,10\n8 454 899 690,30\n100 278 506,80\n53 371 326 491,90\n*Apr\n1 476 289,07\n893 193,94\n1 388 298,43\n4 283 881,29\n1 092 218,87\n2 578 995,23\n2 513 192,87\n2 626 884,44\n11 782 151,57\n511 608,90\n5 775 024,95\n62 998,90\n34 984 738,48\n*May \n1 608 650,70\n1 037 123,00\n986 367,13\n3 197 388,56\n1 234 670,10\n3 669 306,62\n2 777 961,02\n2 424 631,17\n13 413 072,92\n726 100,95\n5 909 740,37\n55 506,53\n37 040 519,06\n*Jun\n1 578 119,27\n1 011 831,06\n1 759 648,05\n3 190 728,10\n1 134 620,40\n3 473 307,05\n2 999 644,43\n3 196 350,73\n15 181 074,61\n630 237,37\n5 302 910,12\n65 954,20\n39 524 425,40\n*Jul\n1 709 191,73\n1 060 814,63\n1 786 754,78\n4 244 435,10\n1 695 144,92\n3 842 095,49\n2 685 658,39\n3 860 697,95\n15 154 833,77\n494 408,07\n5 163 064,26\n152 575,18\n41 849 674,27\n*Aug\n1 881 831,48\n1 096 949,95\n1 756 800,10\n4 115 344,75\n1 560 883,79\n5 160 947,59\n3 104 912,00\n2 628 465,51\n14 680 525,46\n510 741,77\n4 692 301,87\n147 285,45\n41 336 989,72\n*Sep\n2 676 045,30\n2 231 428,03\n3 076 033,40\n6 657 466,11\n2 618 571,09\n6 677 406,59\n4 328 506,20\n3 749 838,40\n26 389 976,50\n867 911,20\n8 373 719,22\n219 988,31\n67 866 890,36\n*Oct\n3 485 504,59\n2 567 255,56\n3 535 607,03\n7 474 589,94\n3 299 698,46\n7 968 221,02\n5 044 419,36\n5 097 867,03\n29 458 757,35\n1 018 065,78\n9 462 752,69\n220 427,14\n78 633 165,96\n*Nov\n3 092 857,19\n2 583 575,64\n3 658 337,22\n6 311 484,89\n3 319 494,63\n7 425 250,57\n6 381 558,42\n4 761 639,77\n27 173 979,25\n1 133 673,74\n8 782 149,64\n200 228,74\n74 824 229,70\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n23 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39,32\n57,26\n39,62\n39,62\nFeb\n40,55\n57,28\n64,02\n64,02\nMar\n40,74\n57,83\n43,88\n43,88\nApr\n38,15\n59,59\n45,56\n45,56\nMay\n38,01\n59,70\n47,25\n47,25\nJun\n38,45\n60,09\n48,25\n48,25\nJul\n82,75\n123,71\n165,45\n165,45\nAug\n88,46\n123,46\n155,96\n155,96\nSep\n98,07\n123,64\n158,46\n158,46\nOct\n99,37\n127,72\n115,26\n115,26\nNov\n99,03\n127,58\n110,97\n110,97\nDec\n99,02\n125,64\n110,83\n110,83\n2023\nJan\n90,05\n125,64\n116,03\n116,03\nFeb\n60,12\n125,64\n80,88\n80,88\nMar\n74,35\n110,30\n81,46\n81,46\nApr\n74,48\n105,75\n86,96\n86,96\nMay\n77,86\n107,41\n83,61\n83,61\nJun\n76,33\n103,85\n92,64\n92,64\nJul\n77,82\n103,56\n94,80\n94,80\nAug\n77,63\n102,79\n93,18\n93,18\nSep\n76,49\n100,20\n92,69\n92,69\nOct\n71,72\n102,10\n92,43\n92,43\nNov\n70,15\n101,53\n93,15\n93,15\nDec\n69,02\n101,71\n93,77\n93,77\n2024\nJan\n70,18\n100,81\n95,24\n95,24\nFeb\n76,06\n99,20\n93,76\n166,71\nMar\n73,43\n98,46\n91,40\n165,42\n*Apr\n25,91\n32,10\n24,29\n32,52\n*May\n25,17\n31,72\n24,52\n32,65\n*Jun\n24,89\n31,19\n24,46\n33,04\n*Jul\n24,69\n30,62\n24,44\n32,21\n*Aug\n24,42\n30,51\n24,15\n32,43\n*Sep\n24,27\n30,31\n23,92\n32,76\n*Oct\n38,49\n45,17\n36,80\n45,43\n*Nov\n39,25\n45,63\n34,29\n43,88\nSource: Reserve Bank of Zimbabwe, 2024\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n24 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3,66\n5,76\n13,16\n16,95\nFeb\n3,72\n6,29\n16,68\n16,84\nMar\n3,83\n5,94\n14,83\n16,95\nApr\n4,22\n6,35\n16,78\n18,53\nMay\n4,21\n6,35\n16,44\n18,42\nJun\n4,21\n6,35\n16,61\n19,05\nJul\n21,06\n23,44\n50,14\n54,58\nAug\n20,09\n20,25\n52,97\n57,29\nSep\n20,09\n20,25\n57,25\n61,08\nOct\n20,09\n20,25\n54,06\n60,55\nNov\n20,38\n20,53\n56,69\n60,87\nDec\n18,03\n18,03\n55,32\n60,08\n2023\nJan\n18,03\n18,03\n55,32\n60,08\nFeb\n18,03\n18,03\n55,32\n60,08\nMar\n34,01\n35,26\n68,06\n73,39\nApr\n36,00\n36,50\n63,06\n71,72\nMay\n35,33\n35,88\n61,31\n69,61\nJun\n35,33\n33,60\n59,18\n65,00\nJul\n34,29\n35,29\n61,67\n69,44\nAug\n34,29\n35,60\n57,67\n70,35\nSep\n34,29\n35,60\n61,67\n69,33\nOct\n34,29\n35,60\n61,67\n70,35\nNov\n35,00\n38,27\n60,81\n69,76\nDec\n34,38\n37,13\n57,94\n65,65\n2024\nJan\n33,75\n37,13\n56,06\n65,65\nFeb\n33,75\n37,13\n56,06\n65,65\nMar\n33,75\n37,13\n56,28\n64,78\n*Apr\n5,22\n5,34\n5,51\n6,04\n*May\n3,75\n3,88\n5,26\n5,78\n*Jun\n3,75\n3,88\n5,27\n5,94\n*Jul\n3,75\n3,88\n5,26\n5,83\n*Aug\n3,75\n3,88\n5,27\n5,89\n*Sep\n3,75\n3,88\n5,27\n5,94\n*Oct\n3,75\n3,88\n5,41\n7,19\n*Nov\n3,75\n3,88\n4,82\n6,19\nSource: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n25 \n \n \n \nWEIGHTS\n4,90\n4,35\n27,62\n5,29\n1,42\n8,39\n2,65\n2,27\n4,25\n1,08\n6,46\n68,70\n31,30\n100\n2021\nJan\n2,84\n1,59\n1,52\n4,26\n2,44\n2,57\n1,33\n-0,72\n1,69\n-0,48\n3,81\n2,14\n2,87\n2,33\nFeb\n1,27\n-0,30\n-1,71\n-0,49\n1,59\n1,07\n-1,60\n10,67\n-2,10\n-0,94\n0,55\n-0,16\n2,03\n0,41\nMar\n0,15\n-0,08\n1,24\n4,37\n-2,37\n0,65\n4,58\n-0,29\n0,02\n0,74\n-0,18\n0,99\n0,52\n0,87\nApr\n0,12\n-0,57\n0,45\n-0,05\n0,24\n0,70\n0,58\n-0,99\n17,14\n1,41\n-3,37\n0,87\n0,25\n0,71\nMay\n0,62\n2,41\n1,41\n0,84\n-0,02\n0,80\n0,07\n42,32\n1,32\n2,36\n0,65\n2,15\n0,28\n1,66\nJun\n1,64\n3,87\n9,35\n6,99\n1,48\n0,57\n0,97\n1,28\n4,88\n2,93\n1,92\n5,07\n2,37\n4,38\nJul\n1,29\n1,73\n0,51\n-0,08\n-0,69\n0,33\n0,10\n0,58\n-0,05\n-0,01\n1,15\n0,51\n0,06\n0,40\nAug\n1,73\n0,72\n1,03\n0,99\n1,14\n1,06\n3,56\n0,29\n-0,05\n2,11\n1,60\n1,10\n0,74\n1,01\nSep\n1,76\n0,08\n1,58\n1,43\n0,64\n0,01\n3,95\n0,87\n-0,78\n1,33\n1,53\n1,27\n2,30\n1,53\nOct\n1,51\n0,77\n0,84\n1,78\n0,72\n1,47\n7,45\n0,36\n2,11\n1,62\n0,91\n1,53\n3,51\n2,03\nNov\n0,85\n0,34\n1,47\n1,12\n0,68\n1,22\n4,43\n0,37\n-6,92\n1,67\n1,11\n0,96\n3,19\n1,53\nDec\n2,41\n0,98\n1,50\n1,30\n0,64\n-0,77\n0,26\n1,01\n0,03\n1,14\n2,05\n1,17\n1,99\n1,38\n2022\nJan\n1,08\n0,64\n2,14\n0,42\n0,71\n0,43\n1,51\n12,08\n0,94\n1,90\n0,11\n1,68\n2,53\n1,90\nFeb\n1,82\n3,39\n1,89\n1,79\n0,68\n1,08\n0,60\n0,92\n0,35\n1,39\n1,69\n1,76\n3,43\n2,20\nMar\n2,59\n2,24\n0,77\n1,22\n0,96\n5,86\n2,27\n0,82\n0,15\n1,02\n-0,06\n1,67\n3,05\n2,04\nApr\n3,38\n1,68\n14,21\n5,59\n1,77\n1,93\n1,73\n1,76\n2,91\n6,05\n1,87\n7,17\n6,94\n7,11\nMay\n3,70\n8,73\n2,02\n1,21\n2,46\n3,36\n2,47\n2,06\n0,48\n3,33\n3,78\n3,12\n9,56\n4,85\nJun\n8,20\n7,94\n12,49\n10,84\n13,72\n5,65\n4,95\n6,63\n4,63\n5,35\n9,86\n9,85\n17,32\n11,95\nJul\n4,57\n1,91\n8,66\n5,87\n3,74\n2,16\n1,21\n2,64\n11,86\n2,00\n2,15\n5,88\n12,09\n7,71\nAug\n3,71\n2,47\n2,01\n1,44\n1,98\n1,59\n1,91\n1,12\n0,41\n1,21\n2,93\n2,02\n4,94\n2,91\nSep\n-2,39\n-1,80\n5,21\n-3,33\n-0,66\n-1,20\n10,12\n0,36\n8,21\n-1,80\n-1,68\n1,99\n-3,23\n0,36\nOct\n0,81\n1,31\n6,74\n1,83\n0,72\n0,88\n2,83\n1,21\n0,10\n0,72\n0,68\n3,29\n2,10\n2,93\nNov\n-0,23\n0,35\n0,34\n0,60\n0,85\n0,25\n4,30\n0,48\n16,78\n19,32\n0,85\n1,71\n0,23\n1,27\nDec\n0,39\n0,76\n0,20\n-0,24\n0,03\n-0,15\n3,91\n-0,10\n0,00\n0,73\n-0,23\n0,28\n1,55\n0,66\n2023\nJan\n0,17\n-0,62\n0,81\n0,34\n0,26\n0,45\n-2,36\n0,45\n0,06\n-0,58\n0,54\n0,33\n-0,77\n0,00\nFeb\n-3,59\n-1,56\n-3,56\n-1,27\n-1,02\n-4,40\n-1,81\n-2,19\n0,06\n-3,63\n-7,55\n-3,40\n-4,54\n-3,73\nMar\n-0,57\n-0,46\n-0,01\n-0,71\n-0,10\n-0,13\n0,44\n-0,24\n0,16\n-0,16\n-0,42\n-0,18\n-0,66\n-0,32\nApr\n1,05\n0,05\n2,79\n-0,18\n0,92\n0,18\n0,59\n0,43\n0,53\n0,35\n0,55\n1,36\n1,96\n1,54\nMay\n3,05\n0,34\n3,03\n-0,08\n2,87\n1,74\n6,10\n1,65\n1,19\n0,99\n2,35\n2,34\n3,37\n2,64\nJun\n11,74\n0,93\n14,88\n-0,85\n9,19\n5,27\n23,88\n5,15\n3,07\n3,15\n6,58\n9,53\n18,23\n12,10\nJul\n1,68\n0,51\n0,36\n0,56\n-0,34\n0,69\n0,68\n-0,11\n1,04\n2,82\n1,11\n0,65\n1,85\n1,03\nAug\n-1,11\n-0,11\n-2,00\n-0,19\n-0,02\n-0,02\n-0,61\n-0,53\n-0,45\n-0,40\n-1,37\n-1,12\n-1,83\n-1,34\nSep\n0,32\n0,04\n0,34\n0,30\n-0,38\n0,63\n5,77\n-0,21\n5,97\n-0,10\n0,91\n0,91\n1,05\n0,95\nOct\n1,91\n1,10\n4,96\n0,54\n1,89\n2,81\n-2,69\n0,43\n-4,21\n0,53\n2,43\n2,48\n2,42\n2,46\nNov\n1,94\n0,60\n8,93\n-0,36\n2,45\n1,30\n3,24\n0,79\n4,28\n-0,67\n1,07\n4,39\n4,89\n4,54\nDec\n3,49\n1,41\n5,40\n0,63\n0,55\n0,86\n0,71\n1,92\n0,22\n1,07\n1,95\n2,90\n8,64\n4,70\n2024\nJan\n2,65\n-2,53\n5,48\n-1,30\n-3,17\n11,61\n-8,22\n-3,90\n5,52\n0,78\n-3,36\n2,50\n15,01\n6,58\nFeb\n3,31\n0,26\n4,84\n0,64\n2,77\n2,47\n8,40\n2,25\n1,67\n1,15\n3,35\n2,98\n9,83\n5,39\nMar\n2,48\n0,76\n4,89\n0,62\n2,44\n2,39\n10,08\n2,14\n2,02\n1,75\n2,85\n2,48\n8,13\n4,89\nApr\n1,35\n0,66\n3,69\n0,28\n0,77\n1,01\n2,60\n0,18\n6,85\n-0,26\n0,87\n4,19\n4,19\n2,94\n*May\n-6,05\n-1,36\n0,54\n-3,09\n-1,14\n-0,73\n0,65\n-2,60\n0,00\n-0,90\n-2,82\n-0,99\n-5,55\n-2,42\n*Jun\n-0,48\n0,82\n0,08\n0,21\n0,44\n0,84\n0,33\n-0,03\n0,17\n0,04\n0,21\n0,22\n-0,38\n0,04\n*Jul\n0,57\n0,89\n0,38\n-0,11\n0,45\n-0,45\n-2,41\n0,06\n0,37\n0,22\n0,09\n0,14\n-0,73\n-0,13\n*Aug\n2,31\n1,57\n0,20\n2,07\n1,19\n2,72\n-0,06\n1,41\n0,49\n1,24\n2,11\n1,14\n2,15\n1,44\n*Sep\n11,10\n3,65\n1,14\n6,71\n4,01\n5,70\n2,87\n6,26\n0,86\n4,45\n7,46\n3,89\n10,15\n5,78\n*Oct\n55,63\n44,94\n16,79\n39,81\n50,55\n38,72\n42,19\n49,16\n3,69\n30,79\n54,02\n31,75\n49,25\n37,25\n*Nov\n15,83\n15,10\n2,30\n15,16\n15,13\n13,80\n6,82\n17,47\n4,67\n10,69\n14,76\n9,67\n15,66\n11,72\nSource: Zimstat, 2024\n*Statistics are in ZiG\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n \n \n26 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4,90\n4,35\n27,62\n5,29\n1,42\n8,39\n2,65\n2,27\n4,25\n1,08\n6,46\n68,70\n31,30\n100\n2021\nJan\n20,60\n-2,07\n36,36\n-1,28\n10,32\n-3,60\n128,10\n-5,01\n-21,25\n-30,63\n-23,35\n12,89\n17,44\n14,03\nFeb\n39,34\n9,50\n38,02\n12,01\n25,35\n8,60\n82,62\n14,90\n-32,54\n-21,66\n-17,59\n18,72\n29,84\n21,45\nMar\n14,17\n6,58\n29,52\n3,24\n5,87\n19,12\n92,07\n6,36\n6,81\n-2,73\n-7,44\n18,40\n22,51\n19,45\nApr\n14,30\n5,98\n30,11\n3,19\n6,13\n19,96\n93,18\n5,32\n25,12\n-1,35\n-10,56\n19,42\n22,82\n20,29\nMay\n15,83\n14,44\n20,88\n4,68\n16,10\n25,82\n102,08\n55,83\n36,63\n-3,32\n-9,20\n20,10\n22,47\n20,70\nJun\n12,75\n14,64\n22,39\n15,03\n9,18\n12,04\n70,11\n42,04\n30,41\n4,24\n-7,69\n19,04\n28,60\n21,31\nJul\n6,39\n11,64\n23,80\n10,15\n3,85\n6,95\n52,67\n52,59\n39,02\n13,15\n8,80\n18,71\n15,01\n17,76\nAug\n13,21\n12,09\n24,34\n11,12\n5,35\n6,76\n15,74\n59,33\n35,23\n16,34\n4,54\n18,18\n18,05\n18,15\nSep\n14,96\n12,70\n25,60\n16,41\n6,74\n12,34\n14,92\n60,58\n36,28\n21,35\n9,67\n20,76\n21,15\n20,86\nOct\n17,72\n16,64\n21,34\n23,27\n7,60\n13,62\n22,43\n60,80\n38,87\n20,39\n10,27\n21,05\n24,80\n21,99\nNov\n16,80\n14,54\n22,11\n24,82\n6,57\n13,72\n27,83\n60,49\n15,38\n17,92\n11,34\n20,15\n24,28\n21,19\nDec\n17,38\n12,07\n20,56\n24,61\n6,62\n10,09\n28,48\n61,86\n16,79\n14,71\n12,21\n19,00\n21,96\n19,76\n2022\nJan\n15,38\n11,03\n21,29\n20,02\n4,81\n7,80\n28,71\n82,72\n15,93\n17,46\n8,22\n18,46\n21,56\n19,26\nFeb\n16,00\n15,14\n25,74\n22,76\n3,87\n7,80\n31,58\n66,63\n18,83\n20,23\n9,44\n20,73\n23,23\n21,38\nMar\n18,84\n17,81\n25,15\n19,07\n7,41\n13,39\n28,67\n68,48\n18,98\n20,57\n9,57\n21,54\n26,32\n22,80\nApr\n22,71\n20,48\n42,29\n25,78\n9,04\n14,77\n30,15\n73,15\n4,52\n26,09\n15,50\n29,14\n34,75\n30,60\nMay\n26,46\n27,91\n43,15\n26,23\n11,74\n17,68\n33,27\n24,17\n3,66\n27,29\n19,09\n30,37\n47,22\n34,70\nJun\n34,62\n32,92\n47,25\n30,78\n25,21\n23,62\n38,51\n30,74\n3,41\n30,29\n28,37\n36,30\n68,72\n44,47\nJul\n38,99\n33,16\n59,19\n38,55\n30,80\n25,88\n40,04\n33,42\n15,74\n32,91\n29,63\n43,58\n89,00\n54,99\nAug\n41,70\n35,49\n60,73\n39,17\n31,89\n26,54\n37,81\n34,54\n16,27\n31,74\n31,34\n44,88\n96,89\n57,92\nSep\n35,93\n32,94\n66,48\n32,64\n30,19\n25,02\n45,99\n33,85\n26,81\n27,66\n27,17\n45,91\n86,25\n56,09\nOct\n35,00\n33,64\n76,23\n32,71\n30,19\n24,29\n39,72\n34,98\n24,31\n26,52\n26,89\n48,43\n83,72\n57,47\nNov\n33,55\n33,65\n74,26\n32,03\n30,42\n23,10\n39,54\n35,12\n55,96\n48,48\n26,56\n49,54\n78,43\n57,06\nDec\n30,92\n33,36\n72,02\n30,01\n29,63\n23,87\n44,62\n33,64\n55,91\n47,88\n23,73\n48,22\n77,66\n55,93\n2023\nJan\n29,74\n31,69\n69,78\n29,91\n29,05\n23,89\n39,11\n19,78\n54,56\n44,29\n24,25\n46,26\n71,94\n53,03\nFeb\n22,86\n25,38\n60,69\n26,01\n26,87\n23,89\n35,79\n16,09\n54,11\n37,14\n12,96\n38,85\n58,69\n44,14\nMar\n19,07\n22,07\n59,46\n23,60\n25,55\n23,89\n33,36\n14,86\n54,13\n35,54\n12,56\n36,31\n52,99\n40,80\nApr\n16,38\n20,11\n43,52\n16,85\n24,51\n23,89\n31,87\n13,36\n50,56\n28,25\n11,10\n28,93\n45,87\n33,48\nMay\n15,66\n10,84\n44,93\n15,37\n25,01\n23,89\n36,54\n12,90\n51,63\n25,34\n9,57\n27,96\n37,63\n30,68\nJun\n19,45\n3,65\n48,01\n3,20\n20,03\n23,89\n61,17\n11,33\n49,36\n22,73\n6,31\n27,58\n38,70\n30,85\nJul\n16,14\n2,22\n36,71\n-1,98\n15,30\n23,89\n60,33\n8,34\n34,91\n23,72\n5,22\n21,28\n26,03\n22,74\nAug\n10,74\n-0,36\n31,33\n-3,54\n13,04\n23,89\n56,36\n6,57\n33,75\n21,75\n0,82\n17,55\n17,90\n17,66\nSep\n13,82\n1,52\n25,26\n0,08\n13,36\n23,89\n50,18\n5,97\n30,99\n23,86\n3,48\n16,31\n23,12\n18,36\nOct\n15,06\n1,31\n23,16\n-1,20\n14,66\n7,28\n42,11\n5,15\n25,35\n23,64\n5,28\n15,40\n23,50\n17,82\nNov\n17,55\n1,56\n33,71\n-2,14\n16,48\n8,40\n40,66\n5,48\n11,94\n2,93\n5,52\n18,43\n29,24\n21,63\nDec\n21,19\n2,22\n40,65\n-1,28\n17,09\n9,49\n36,33\n7,61\n12,19\n3,27\n7,82\n21,52\n38,26\n26,52\n2024\nJan\n24,18\n0,25\n47,17\n-2,90\n13,08\n21,65\n28,14\n2,95\n18,31\n4,68\n3,64\n24,16\n60,25\n34,84\nFeb\n33,06\n2,10\n59,99\n-1,02\n17,41\n30,39\n41,46\n7,62\n20,22\n9,87\n15,86\n32,35\n84,37\n47,62\nMar\n37,15\n3,35\n67,82\n0,31\n20,39\n33,68\n55,04\n10,19\n22,44\n11,97\n19,67\n36,58\n100,68\n55,34\nApr\n37,55\n3,98\n69,28\n0,77\n20,20\n34,79\n58,13\n9,93\n30,14\n11,30\n20,06\n42,42\n105,07\n57,48\nSource: Zimstat, 2024\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n27 \n \n \n \n2022\nJan\n115,422\n7,4069\n9,8109\n0,9995\n128,8401\n154,8332\nFeb\n124,019\n8,0738\n10,7214\n1,0732\n138,2625\n165,6148\nMar\n142,424\n9,8091\n12,4763\n1,1665\n159,0161\n186,8670\nApr\n159,348\n10,0334\n13,1064\n1,2217\n167,9530\n199,4880\nMay\n290,888\n18,7787\n24,3182\n2,2757\n312,8351\n367,1438\nJun\n366,269\n22,5194\n29,7593\n2,6861\n382,8607\n444,3572\nJul\n416,289\n25,2673\n33,2407\n3,1299\n425,1560\n507,7061\nAug\n546,825\n32,3336\n42,8164\n3,9498\n548,9033\n638,9381\nSep\n621,532\n34,5376\n46,4284\n4,2999\n609,9716\n691,9517\nOct\n632,137\n34,7014\n47,2839\n4,2742\n628,8500\n732,8998\nNov\n654,865\n38,5947\n51,0140\n4,7279\n677,5889\n784,3319\nDec\n671,447\n39,5836\n52,6414\n5,0669\n715,4935\n809,2610\n2023\nJan\n796,522\n45,7487\n61,8897\n6,1132\n863,6683\n983,1863\nFeb\n889,133\n48,1898\n66,7294\n6,5202\n941,1468\n1070,6489\nMar\n929,862\n52,0727\n71,3204\n6,9912\n1013,3634\n1151,6803\nApr\n1047,445\n57,1437\n79,4723\n7,7646\n1151,0384\n1309,3061\nMay\n2577,056\n130,3252\n186,5789\n18,4901\n2755,1310\n3192,3286\nJun\n5739,000\n306,2597\n425,5469\n39,6710\n6240,5886\n7250,9396\nJul\n4516,803\n255,8972\n346,4388\n31,8342\n4971,8704\n5801,8328\nAug\n4608,107\n246,2293\n343,3039\n31,5721\n5031,5916\n5860,1292\nSep\n5466,747\n288,5390\n396,3391\n36,6073\n5782,7246\n6680,6377\nOct\n5698,961\n301,1746\n417,7338\n37,9539\n6039,7584\n6920,5328\nNov\n5791,080\n309,3526\n429,6053\n39,3710\n6363,8242\n7330,4810\nDec\n6104,723\n329,1177\n455,4123\n43,1811\n6753,9598\n7783,5213\n2024\nJan\n10152,393\n555,5556\n745,3522\n65,3595\n10985,0050\n12870,8909\nFeb\n14912,829\n769,2308\n1082,9160\n99,0099\n16156,7220\n18886,3930\nMar\n22055,474\n1165,3008\n1610,0496\n145,7394\n23872,8448\n27868,1939\n*Apr\n13,4301\n0,7185\n0,9542\n0,0857\n14,3722\n16,8366\n*May\n13,3177\n0,7089\n0,9762\n0,0850\n14,4098\n16,9421\n*Jun\n13,7031\n0,7414\n1,0065\n0,0851\n14,6500\n17,3056\n*Jul\n13,7446\n0,7532\n1,0141\n0,0870\n14,9010\n17,6623\n*Aug\n13,7998\n0,7653\n1,0283\n0,0944\n15,2106\n17,8698\n*Sep\n14,9588\n0,8491\n1,1308\n0,1046\n16,6101\n19,7600\n*Oct\n26,7752\n1,5243\n2,0166\n0,1790\n29,1961\n34,9654\n*Nov\n25,7507\n1,4354\n1,9051\n0,1674\n27,3836\n32,8454\nSource: Reserve Bank of Zimbabwe, 2024\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND \nSTERLING\n \n \n28 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2021\nJan\n3600,82\n4356,74\n3 513,59\n2 477 166 688\n434 856,23\nFeb\n4154,37\n6683,44\n1 529,25\n149 031 800\n501 184,95\nMar\n4489,47\n5315,39\n4 517,14\n203 633 747\n531 742,64\nApr\n4641,11\n5061,28\n3 075,98\n223 494 202\n540 745,24\nMay\n5428,28\n6820,54\n3 917,41\n188 748 200\n634 011,15\nJun\n6194,88\n6211,49\n4458,87\n248 500 624\n745 175,95\nJul\n6818,29\n6621,17\n2921,32\n181 010 800\n803 900,15\nAug\n6652,31\n6115,85\n3456,94\n147 232 800\n792 291,48\nSep\n8580,16\n6014,53\n4730,25\n2 909 442 557\n1 032 472,92\nOct\n11329,48\n6652,04\n5661,76\n108 843 000\n1 378 227,92\nNov\n 10695.57\n7193,11\n9883,24\n791 653 520\n1 290 069,75\nDec\n12079,74\n7815,37\n17577,25\n228 225 060\n1 317 205,11\n2022\nJan\n12079,74\n8196,79\n3704,23\n82 402 101\n1 475 217,45\nFeb\n14990,42\n9300,03\n7979,35\n156 327 700\n1 863 028,60\nMar\n15858,92\n11289,34\n8186,00\n117 815 800\n1 964 738,42\nApr\n28391,75\n30527,28\n11366,89\n193 411 483\n3 547 347,52\nMay\n23072,46\n20021,24\n8211,45\n195 475 400\n2 893 011,70\nJune\n19791,94\n20021,24\n14570,16\n271 227 100\n2 439 165,45\nJuly\n16594,91\n20021,24\n23673,34\n239 937 180\n2 068 222,01\nAug\n13705,12\n15473,37\n8674,85\n139 225 500\n1 685 592,28\nSept\n14771,65\n18929,75\n5128,54\n137 092 750\n1 819 157,07\nOct\n15072,14\n23659,53\n8657,90\n201 566 548\n1 826 101,68\nNov\n14577,46\n25478,67\n7680,78\n90 311 600\n1 610 203,36\nDec\n19493,85\n25487,77\n27753,79\n472 926 200\n2 044 869,14\n2023\nJan\n22813,24\n25496,86\n11638,16\n102 792 200\n2 460 037,66\nFeb\n28548,02\n29207,92\n24410,54\n164 006 458\n2 576 324,76\nMar\n38568,48\n37359,78\n14262,67\n97 920 600\n3 381 456,06\nApr\n41391,62\n36393,55\n16756,85\n74 505 000\n3 482 408,54\nMay\n108195,29\n52765,85\n34867,41\n206 593 600\n8 939 058,47\nJun\n171408,90\n76960,49\n85279,40\n192 473 571\n13 987 476,83\nJul\n114746,13\n89512,59\n40846,72\n176 547 600\n9 171 346,28\nAug\n125134,79\n109159,36\n39214,53\n103 854 600\n9 723 577,74\nSep\n126642,42\n125531,67\n91310,72\n343 359 119\n9 873 493,87\nOct\n157083,06\n125531,67\n31773,08\n64 000 500\n12 576 665,45\nNov\n191271,68\n148883,44\n54864,31\n162 675 500\n15 311 628,01\nDec\n210833,92\n145542,27\n109727,94\n254 991 213\n16 812 914,36\n2024\nJan\n542743,66\n163733,73\n112532,73\n79 766 490\n43 459 150,79\nFeb\n525570,76\n216534,42\n103474,44\n73 940 200\n41 499 016,93\nMar\n873263,38\n218308,09\n123025,50\n54 297 600\n49 235 325,40\n*Apr\n98,82\n114,07\n22 304 969\n21 943 400\n28 571,12\n*May\n101,07\n114,07\n75 913 056\n58 831 200\n29 394,99\n*Jun\n128,64\n114,16\n99 811 029\n182 514 300\n38 710,43\n*Jul\n198,14\n253,49\n260 505 803\n93 603 100\n60 570,91\n*Aug\n200,49\n253,42\n164 625 191\n118 159 000\n61 448,73\n*Sep \n243,41\n251,68\n273 853 848\n257 091 400\n74 489,51\n*Oct\n289,12\n251,68\n502 844 478\n107 115 500\n89 605,28\n*Nov\n265,10\n235,38\n285 159 922\n72 864 500\n82 184,61\nSource: Zimbabwe Stock Exchange, 2024\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n \n \n29 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551,3\n-\n21042,2\n2300,3\n35349,1\n66624,4\nFeb\n226335,8\n-\n22882,6\n2288,9\n36434,4\n63598,2\nMar\n320422,1\n-\n28569,9\n3316,6\n44524,0\n86463,9\nApr\n288958,8\n-\n30071,5\n2807,0\n44131,6\n90580,4\nMay\n361427,1\n-\n36765,1\n3193,7\n49745,8\n89471,3\nJun\n388757,5\n-\n38540,1\n3200,0\n51437,4\n115145,7\nJul\n379659,9\n-\n45808,1\n2489,1\n57565,8\n145027,0\nAug\n397539,0\n-\n52853,9\n4086,0\n60908,4\n159206,6\nSep\n477933,6\n-\n52262,7\n4179,5\n64139,2\n181194,8\nOct\n481180,9\n-\n53165,9\n3839,9\n65329,0\n197972,5\nNov\n621896,7\n-\n56025,3\n4877,0\n63017,5\n252407,9\nDec\n747035,6\n-\n67903,9\n4705,5\n76511,6\n264749,2\n2022\nJan\n802677,7\n-\n55961,6\n5074,7\n53456,3\n218545,3\nFeb\n672723,0\n-\n59581,6\n5607,0\n66812,0\n238910,8\nMar\n961452,0\n-\n75050,7\n7882,2\n82886,9\n342168,7\nApr\n976617,2\n-\n89192,6\n8391,5\n89672,0\n293204,6\nMay\n1205990,0\n-\n110807,3\n13712,8\n106881,8\n469185,2\nJune\n1601225,3\n-\n134551,0\n18810,6\n123721,3\n618347,5\nJuly\n1754112,0\n-\n170480,6\n20413,1\n172562,5\n713401,1\nAug\n2334295,0\n-\n152343,4\n31418,6\n178188,9\n826377,1\nSep\n2793056,6\n-\n177701,7\n35144,4\n202368,1\n872807,4\nOct\n2728731,3\n-\n186478,9\n50202,3\n209758,0\n622412,8\nNov\n3370779,9\n-\n202876,2\n61086,7\n213295,3\n734610,6\nDec\n3310814,9\n-\n246783,6\n76872,0\n249516,4\n1106346,5\n2023\nJan\n3289379,3\n-\n240010,3\n68386,7\n238455,3\n1107756,4\nFeb\n3050933,3\n-\n219437,8\n73672,3\n245282,5\n1202998,5\nMar\n5068223,7\n-\n308609,1\n85343,4\n328822,3\n1517972,6\nApr\n1594,5\n-\n136,7\n31,9\n142,1\n602,9\nMay\n2511,4\n-\n207,4\n69,3\n212,9\n1310,7\nJun\n6827,3\n-\n353,1\n246,2\n484,4\n2657,6\nJul\n7147,5\n-\n413,7\n216,7\n648,4\n2432,3\nAug\n7186,0\n-\n407,4\n260,1\n576,5\n2499,2\nSep\n7479,9\n-\n488,9\n309,5\n669,4\n3100,0\nOct\n7927,5\n-\n506,1\n330,8\n786,1\n3466,4\nNov\n9479,0\n-\n572,0\n360,8\n800,0\n3824,9\nDec\n10563,9\n-\n722,4\n437,3\n1042,2\n4062,3\n2024\nJan\n11319,8\n-\n763,3\n740,8\n1638,0\n8812,4\nFeb\n15327,4\n-\n1143,5\n1072,2\n2212,8\n11833,0\nMar\n24185,4\n-\n1575,6\n1786,8\n2219,1\n14945,0\n*Apr\n41317,5\n-\n2063,0\n2797,1\n4754,9\n15996,5\n*May\n53741,3\n-\n3335,6\n3355,4\n7058,0\n22545,4\n*Jun\n51046,4\n-\n3281,7\n3230,9\n6470,4\n22040,1\n*Jul\n63526,1\n-\n3956,0\n3646,3\n7361,7\n27328,4\n*Aug\n54975,9\n-\n3973,7\n3937,3\n7555,9\n25760,6\n*Sep\n65045,5\n-\n4685,2\n5331,4\n1194,1\n38798,2\n*Oct\n109554,7\n-\n6900,1\n6836,3\n16082,3\n50983,1\n*Nov\n107345,1\n-\n7074,6\n6940,4\n15645,3\n47876,4\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n30 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720,0\n-\n9849,3\n229,0\n94691,4\n872,2\nFeb\n806,0\n-\n12309,3\n527,8\n90078,0\n754,9\nMar\n1112,8\n-\n15178,8\n751,0\n105272,0\n1003,7\nApr\n951,7\n-\n15185,0\n605,5\n97253,3\n1040,1\nMay\n1029,8\n-\n16511,3\n664,4\n103708,7\n994,8\nJun\n1076,9\n-\n14797,9\n581,9\n99349,6\n982,1\nJul\n1028,2\n-\n15217,6\n551,0\n102587,6\n980,8\nAug\n1045,0\n-\n14624,5\n475,4\n105269,7\n955,8\nSep\n1193,1\n-\n15397,6\n492,2\n104141,9\n2092,6\nOct\n1114,2\n-\n18207,4\n434,5\n107294,6\n2342,6\nNov\n1144,9\n-\n17435,9\n477,0\n98386,5\n2322,9\nDec\n1220,3\n-\n20029,6\n519,5\n106428,6\n2580,6\n2022\nJan\n957,9\n-\n15480,2\n439,9\n83661,8\n1902,9\nFeb\n981,0\n-\n15190,4\n433,7\n78916,1\n1895,3\nMar\n1242,3\n-\n16967,6\n519,1\n87501,1\n2128,6\nApr\n1073,0\n-\n15906,2\n458,0\n82673,4\n1937,6\nMay\n1213,5\n-\n16069,9\n477,8\n78385,2\n2001,2\nJune\n1190,3\n-\n15304,7\n474,2\n75631,7\n1705,1\nJuly\n1115,8\n-\n16063,8\n517,0\n88030,6\n1866,7\nAug\n1028,0\n-\n13686,8\n489,1\n76957,8\n1623,7\nSep\n1084,6\n-\n13084,7\n455,5\n71362,1\n2225,2\nOct\n969,3\n-\n12986,8\n510,9\n67641,7\n1825,4\nNov\n1001,4\n-\n12324,1\n499,9\n59151,5\n2430,2\nDec\n1013,6\n-\n14316,9\n616,7\n60584,5\n2469,8\n2023\nJan\n918,9\n-\n11734,0\n444,0\n48617,1\n1693,0\nFeb\n886,7\n-\n10301,5\n479,9\n43326,5\n1895,8\nMar\n1092,6\n-\n13217,0\n594,0\n50037,4\n1927,1\nApr\n907,6\n-\n14375,1\n526,7\n47171,7\n1982,9\nMay\n1119,2\n-\n12808,7\n576,7\n49143,2\n2233,6\nJun\n1050,2\n-\n10190,6\n606,0\n45488,8\n1213,0\nJul\n942,7\n-\n8226,8\n1777,1\n42648,8\n993,7\nAug\n888,0\n-\n8434,6\n653,6\n42648,8\n977,5\nSep\n964,1\n-\n9659,0\n703,6\n45148,7\n1061,4\nOct\n949,1\n-\n9449,3\n619,0\n50640,6\n904,4\nNov\n924,5\n-\n9525,7\n623,3\n52332,4\n1048,5\nDec\n924,5\n-\n11846,0\n776,5\n56451,0\n1026,2\n2024\nJan\n914,9\n10017,9\n708,1\n52445,0\n882,8\nFeb\n889,7\n-\n7868,7\n737,5\n51545,9\n904,2\nMar\n941,1\n-\n7569,3\n728,4\n58151,4\n921,4\n*Apr\n791,8\n-\n5729,5\n744,8\n30450,4\n938,0\n*May\n1046,6\n-\n7950,1\n899,4\n42290,8\n1690,3\n*Jun\n927,3\n-\n7224,2\n849,6\n41224,2\n1155,8\n*Jul\n1059,1\n-\n8228,2\n920,9\n44159,4\n1318,9\n*Aug\n974,4\n-\n8669,3\n966,0\n47536,9\n1233,1\n*Sep\n1009,7\n-\n8369,3\n860,5\n49927,2\n1408,9\n*Oct\n1015,7\n-\n8101,5\n866,9\n52795,2\n1447,5\n*Nov\n868,4\n-\n7253,1\n864,4\n50820,5\n1359,2\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n31 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2022\nJan\n543,9\n633,2\n-88,1\n-89,3\nFeb\n438,0\n630,1\n1068,1\n-192,2\nMar\n557,6\n713,8\n1271,4\n-156,2\nApr\n587,3\n637,2\n1224,5\n-49,9\nMay\n513,1\n714,4\n1227,6\n-201,3\nJun\n541,0\n751,4\n1292,3\n-210,4\nJul\n548,4\n728,2\n1276,6\n-179,9\nAug\n493,6\n759,9\n1253,4\n-266,3\nSep\n552,3\n765,3\n1317,6\n-213,1\nOct\n502,3\n770,5\n1272,8\n-268,2\nNov\n674,6\n802,2\n1476,8\n-127,5\nDec\n633,5\n772,6\n1406,1\n-139,1\n2023\nJan\n427,8\n633,8\n1061,6\n-206,0\nFeb\n435,9\n623,5\n1059,3\n-187,6\nMar\n515,3\n746,4\n1261,7\n-231,1\nApr\n555,5\n708,6\n1264,1\n-153,0\nMay\n654,2\n850,3\n1504,6\n-196,1\nJun\n641,5\n727,4\n1368,9\n-85,9\nJul\n603,2\n782,9\n1386,2\n-179,7\nAug\n649,8\n820,2\n1470,1\n-170,4\nSep\n678,1\n772,7\n1450,8\n-94,6\nOct\n831,9\n901,5\n1733,4\n-69,6\nNov\n681,4\n827,3\n1508,7\n-145,9\nDec\n550,6\n819,4\n1370,0\n-268,7\n2024\nJan\n539,9\n694,2\n1234,1\n-154,3\nFeb\n644,0\n729,8\n1369,4\n-81,4\nMar\n534,7\n721,2\n1255,9\n-186,5\nApr\n513,5\n710,5\n1223,9\n-197,0\nMay\n583,0\n741,0\n1324,0\n-157,9\nJun\n524,0\n746,7\n1270,7\n-222,7\nJul\n548,3\n823,1\n1371,4\n-274,8\nAug\n674,0\n872,8\n1546,8\n-198,7\nSep\n575,0\n782,6\n1357,5\n-207,6\nOct\n698,1\n835,8\n1533,9\n-137,7\nNov\n905,2\n952,1\n1857,4\n-46,9\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_November_2024.pdf"}
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+{"doc_id": "25d2da97b7a114b3ad3fca3a44f44f82", "text": "1 \n \nPUBLIC \n \nBANK OF GHANA \nMONETARY POLICY COMMITTEE \nPRESS RELEASE \n17 September 2025 \n \nGood afternoon, ladies and gentlemen of the press. \n \nThe Monetary Policy Committee (MPC) held its 126th meeting from September 15 – \n17, 2025, to evaluate recent economic developments and assess risks to the outlook \nfor inflation and growth. This briefing summarises the key discussions and the \nCommittee's decision on the monetary policy stance. \n \nContrary to earlier projections of a global economic slowdown, growth has been \nresilient supported by a modest tapering of the tensions associated with the tariff wars, \nrobust exports in the first quarter of the year, easing credit conditions, and fiscal \nexpansion in some Advanced Economies. Against this backdrop, the IMF revised its \nglobal growth projections for 2025 to 3.0 percent, compared with earlier forecast of 2.8 \npercent. This notwithstanding, geopolitical uncertainties, relatively high tariffs and \nprojected decline in global trade could dampen near-term growth prospects. Global \ninflation is expected to decline amid lower food and energy prices, as well as a \nslowdown in employment growth. In addition, global financing conditions have eased \nsomewhat supported by declining policy rates, lower long-term bond yields, and a \nstrong rebound in portfolio flows to emerging market and developing economies. \nCurrent global conditions and uncertainties have led to a strong rebound in gold prices \nwith positive implications for Ghana’s external sector position. \n \nOn the domestic front, the economy continues to demonstrate strong growth, driven \nlargely by the services and agriculture sectors. The latest release from the Ghana \nStatistical Service for the second quarter of 2025 shows the economy posting a real \nGDP growth of 6.3 percent compared with 5.7 percent recorded in the same quarter \nof 2024. Excluding oil, GDP grew at a much faster pace by 7.8 percent relative to 5.7 \npercent over the same comparative period. The services sector grew by 9.9 percent, \nwhile the agriculture sector expanded by 5.2 percent. \n \nThe Bank’s high frequency indicators continue to point to sustained momentum in \neconomic activity. The Composite Index of Economic Activity (CIEA) recorded an \nannual growth of 6.1 percent in July 2025 compared to 1.9 percent in July 2024, on \nthe back of international trade activities, consumption, and industrial production. The \nlatest confidence surveys conducted in August 2025 also reflected sustained \nimprovement in sentiments. Consumer confidence remained strong, despite some \nsoftening of the index, while business confidence further picked up as firms met their \nshort-term targets and expressed optimism about company and industry prospects. \nSimilarly, Ghana’s Purchasing Managers’ Index (PMI) went up in August, signalling \nincrease in new orders as business conditions improved. \n \n \n2 \n \nPUBLIC \nInflation continues to ease and has been broad-based. Headline inflation declined \nfurther to 11.5 percent in August 2025, down from 12.1 percent in July, the lowest \nreading in four years. The sustained decline in inflation for eight consecutive months \nwas largely driven by a combination of factors, including the prudent monetary policy \nstance, strong liquidity management, appreciation of the cedi, fiscal consolidation, and \nimproved food supply. The Bank’s main core inflation measure, which excludes energy \nand utility items, also declined, reflecting continued easing of underlying inflationary \npressures. Similarly, inflation expectations among consumers, businesses, and the \nbanking sector all eased, affirming the disinflation process going forward. \n \nInterest rates are declining on the money market in response to the recent cut in the \nmonetary policy rate. Yields on the money market instruments have declined \nsignificantly and the average lending rates are gradually easing, which should lower \nthe cost of credit in the near-term. The interest equivalent of the 91-day treasury bill \ninstrument eased from 13.4 percent at the end of July 2025 to 10.3 percent at the end \nof August 2025. The average lending rate over the same period went down from 26.6 \npercent to 24.2 percent. \n \nFiscal policy implementation in the year to July 2025 reflected strong consolidation \nefforts underpinned by tight expenditure controls, although revenues fell short of \ntarget. Consequently, the overall fiscal deficit on commitment basis was 1.1 percent \nof GDP, outperforming the target deficit of 2.1 percent of GDP. Also, the fiscal anchor, \nthat is, the primary balance on commitment basis, recorded a surplus of 1.0 percent \nof GDP, reflecting a better outturn than the targeted surplus of 0.5 percent of GDP. \nThe deficit was largely financed from domestic sources. At end-July 2025, the total \npublic debt stood at 44.9 percent of GDP down from 61.8 percent of GDP at end-\nDecember 2024. \n \nThe banking sector recorded strong performance over the first eight months, with \ncontinued asset growth and improved profitability, asset quality, and efficiency \nindicators. The industry’s Capital Adequacy Ratio (CAR), without regulatory reliefs, \nincreased to 17.7 percent in August 2025, from 10.2 percent in August 2024. The \nindustry’s Non-performing Loan (NPL) ratio improved to 20.8 percent compared to \n24.8 percent last year, due to growth in bank credit and contraction in NPL stock. This \nnotwithstanding, elevated credit risk remains a major concern. In the outlook, \nadherence to the recapitalisation plans and full implementation of the Bank’s \nregulatory guidelines to lower NPLs will further enhance resilience of the banking \nsector. \n \nThe external sector strengthened in the first eight months of 2025, with a significant \ntrade surplus of US$6.2 billion, compared to US$2.1 billion recorded during the same \nperiod in 2024. This was driven by a sharp increase in exports earnings, mainly gold \nand cocoa, which far outpaced import growth. The reserve position remained strong \nwith Gross International Reserves at US$10.7 billion (4.5 months of import cover) as \nat end August 2025, compared with US$8.98 billion (4.0 months of import cover) at \nend-December 2024. In the outlook, the external sector is projected to broadly remain \nresilient, anchored on favourable commodity prices and improvement in remittance \ninflows. \n \n \n3 \n \nPUBLIC \nOn the back of the strong external sector performance and increased reserve \naccumulation, the cedi strengthened against the major trading currencies in the year \nto July 2025. Subsequently, the cedi came under some demand pressure, bringing the \ncumulative appreciation through 12 September 2025 to 21.0 percent against the US \ndollar. The cedi remains among the strongest currencies globally year-to-date, \nreflecting \nprudent \nmonetary \npolicy, \neffective \nliquidity \nmanagement, \nfiscal \nconsolidation, and increased foreign exchange inflows. \nGiven the current state of macroeconomic conditions, the view of the Committee was \nthat inflation will continue to ease in the near term. In the outlook, headline inflation is \nexpected to drop to within the medium-term target of 8 ± 2 percent by the end of the \nfourth quarter. However, the possible upward review of utility tariffs could exert some \nprice pressures in the medium term. Notwithstanding this, maintenance of an \nappropriate monetary policy stance, strong sterilisation efforts, ongoing fiscal \nconsolidation, and adequate reserve buffers should sustain the disinflation process. \nGiven these considerations, the Committee, by a majority decision, voted to lower the \nMonetary Policy Rate by 350 basis points to 21.5 percent. The Committee will continue \nto monitor macroeconomic developments and take the appropriate policy decision as \nand when necessary to reinforce the disinflation process. \nAdditional Measure \nThe Net Open Position Limits for banks have been adjusted as follows: \n• Single currency NOP limit is revised from ± 5 percent to between 0 percent \nand –10 percent, effective 1 October 2025. \n \nEND. \n \nInformational Note \nThe next Monetary Policy Committee (MPC) meeting is scheduled for 17 November \n2025. The meeting will conclude on 19 November 2025, with the announcement of the \npolicy decision.", "source": "BOG", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Press-Release-September-2025-.pdf"}
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diff --git a/clean/cb_requests/281e1c4f19b70ae2d7ef04c2d58a6015.json b/clean/cb_requests/281e1c4f19b70ae2d7ef04c2d58a6015.json
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index 0000000000000000000000000000000000000000..13ad1f0ae8dd91396bc1809d51fbf0d3f5292ec9
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+{"doc_id": "281e1c4f19b70ae2d7ef04c2d58a6015", "text": "MONTHLY ECONOMIC REVIEW \nMARCH 2013 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n4 \nINSIDE THIS ISSUE: \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2013 \nFebruary \n2013 \nMarch \nZ.S.E. Mining Index1 \n72.01 \n66.21 \nZ.S.E. Industrial Index1 \n182.64 \n183.88 \nMoney Supply (Total Bank Deposits) (US$)2 \n3.81 billion \n3.80 billion \nMoney Supply (M3) Annual Growth2 \n12.91% \n10.47% \nYearly Inflation3 \n2.98% \n2.76% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nActivity on the stock market during the \nmonth of March 2013, somewhat lost impe-\ntus due to investors’ profit taking after the \nrally experienced at the beginning of the \nyear . \n \nTrading volumes in March 2013, however, \nrose by 39.4%, from 165.8 million shares in \nthe previous month to 231.1 million shares. \nOver the same period last year, trading vol-\numes were recorded at 190.4 million shares, \nrepresenting a 21.4% increase on a year-on-\nyear basis. \n \nMarket turnover, however, declined to \nUS$37.8 million in March, from US$46 mil-\nlion in February 2013. The decline partly re-\nflects that trading was concentrated on low \nvalue counters. On an annual basis, how-\never, market turnover registered a growth of \n17.4%, from US$33.2 million in March \n2012. \n \nThe industrial index maintained an upward \ntrend, gaining 0.7% to close the month of \nMarch 2013 at 183.88 points. On a year-to-\ndate basis, the industrial index gained 21.5%. \n \nThe mining index continued on a downward \ntrend, on the back of thin trading volumes in \nmining counters. The mining index closed \nthe month under review 8.1% lower, at 66.21 \npoints. On a year-to-date basis, the mining \nindex shed 0.1%. \n \nTotal market capitalization declined by \n0.5%, from US$4.75 billion in February to \n \n2 3 \n60\n80\n100\n120\n140\n160\n180\n200\n03-Jan-12\n03-Feb-12\n03-Mar-12\n03-Apr-12\n03-May-12\n03-Jun-12\n03-Jul-12\n03-Aug-12\n03-Sep-12\n03-Oct-12\n03-Nov-12\n03-Dec-12\n03-Jan-13\n03-Feb-13\n03-Mar-13\nZSE Indices\nIndustrial\nMining\n \n2 4 \nUS$4.73 billion in March 2013. On a year-to\n-date basis, market capitalization, however, \nregistered a gain of 20%. \n \nMONETARY DEVELOPMENTS \n \nAnnual growth in broad money supply fur-\nther declined to 10.47% in March 2013, from \n12.91% in February. In absolute terms, broad \nmoney declined from US$3.8 billion in Feb-\nruary to US$3.79 billion in March 2013. The \nmonthly decline of 0.4% was largely due to a \ndecline in commercial banks’ deposits . \nOver the same period, commercial banks’ \ndeposits with a maturity greater than 30 \ndays, also declined by US$48.1 million. \n \nThe decline in deposits was underpinned by \ndeposit maturities which were not rolled \nover, but instead were withdrawn from the \nbanking system. These declines further \nworsened the critical liquidity situation in \nthe economy. \nDeposits held by banks largely emanated \nfrom utilities and local authorities, 20.4%; \nfinancial organizations, 18.4%; households \n(individuals), 18%; and distribution, 9.3%. \n \nCommercial banks' demand deposits, which \nhave been on a declining path in 2013, fur-\nther decreased between February and March \nby US$14.8 million, to US$1 965 million. \n \n3 5 \nOutstanding credit to the private sector \namounted to US$3 620.4 million, from \nUS$3 574.9 million recorded in February \n2013. The growth in credit to the private \nsector was mainly explained by a 1.6% \nmonthly rise in loans and advances. \n \nFollowing a sustained decline in the deposit \nbase, annual growth in domestic credit also \ncontinued on a downward trend, decelerat-\ning from 34.2% in February to 28.1% in \nMarch 2013. On a month-on-month basis, \ngrowth in domestic credit registered a 1.8% \nincrease, from 0.1% in the previous month. \nLoans and advances increased largely due to \ndemand for credit in manufacturing (17.5%), \nagriculture (17.3%), and distribution (15.9%) \nactivities. Households accounted for 17.5% of \ntotal \nloans \nand \nadvances \nto \nthe private sector. \n \nCredit to the private sector was mainly util-\nized for other asset purchases (39.7%) as well \nas inventory build-up (37.4%). Loans and ad-\nvances utilized for fixed investment activity \nhave remained low, with the procurement of \nplant and equipment accounting for 3% and \npre and post shipment financing at 2.3%, of \ntotal loans and advances. \n \nNet credit to Government registered an in-\ncrease of 11.4% between February and March \n2013. This was largely due to issuance of \nUS$40 \nmillion \nworth \nof \n365-day Treasury Bills, at an interest rate of \n7%. \n \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nAnnual headline inflation decelerated to \n2.76% in March 2013, compared to 2.98% in \nFebruary 2013, weighed down by declines in \nboth food and non-food inflation. \nLoans and \nAdvances\n85%\nBills \nDiscounte\nd\n3%\nBankers \nAcceptanc\nes\n2%\nMortgages\n8%\nOther \nInvestment\ns\n2%\nCredit to Private Sector\nTotal credit to the private sector as at the \nend of March 2013 were US$3 620.4 million.\n4 \n \n6 \nAnnual food inflation slowed down to 4.18% \nin March, from 4.67% in February 2013, \nwhile non-food inflation declined from \n2.19% to 2.04% during the same period. \nFood inflation was largely driven by increases \nin prices of bread and cereals, meat, fish and \nvegetables, while annual non-food inflation \nwas underpinned by increases in rentals, \ntransport, education, alcoholic beverages and \ntobacco. \nWhilst increases in rentals have slowed down \nsince January 2013, they continued to be the \nmajor driver of annual non-food inflation \nparticularly in the housing, water, electricity, \ngas and other fuels category. \nThe increase in transport inflation was driven \nby the cost of spare parts, lubricants and ac-\ncessories for personal transport. \nMonth-on-Month Inflation \n \nMonth-on-month inflation stood at 0.21% in \nMarch 2013, down from 0.95% in February \n2013, reflecting the slowdown in the prices \nof both food and non-food items. \nMonthly food inflation fell to 0.32% in \nMarch, from 1.40% in February 2013, \nweighed down by declines in prices of meat, \nmineral waters, soft drinks, fruit and vegeta-\nble juices, fish and sea food. \nThe monthly food inflation was largely ex-\nplained by increases in prices of bread and \ncereals, vegetables, fruits and oils and fats. \nMonthly non-food inflation eased to 0.15% \nin March 2013, from 0.72% in February \n2013, following declines in communication, \neducation, health, restaurants and hotel ser-\nvices. \nIncreases in passenger transport fares, prices \nof furniture and equipment, as well as alco-\nholic beverages and tobacco, largely drove \nmonthly non-food inflation. \n7 \n \nInflation Outlook \nIn the short-term, food inflation is, however, \nexpected to decelerate on account of the an-\nticipated increase in supply during harvesting \nperiod. \nThe general decline in international oil prices \nsince February 2013, if sustained, is antici-\npated to reduce the price of fuel in the do-\nmestic economy. This would generally re-\nlease pressure on inflation, in the outlook \nperiod. \n \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nDuring the month of February 2013, there \nwas a significant decrease in the RTGS trans-\nactions in value terms. Other payment plat-\nforms registered mixed developments. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through \nthe RTGS system in March 2013 increased \nby 13% to US$3.33 billion, from US$2.97 \nbillion in February 2013, while the volume \nof transactions registered an increase of 4%, \nfrom 172 thousand to 179 thousand in the \nsame period. \n \nCard Systems \n \n \nThe total value of card based transactions \nrose by 19.9%, from US$260.5 million in \nFebruary to US$312.4 million in March 2013. \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions further decreased by 35.5%, from \nUS$199.3 million recorded in February 2013, \nto US$128.5 million in March 2013. \nCheques \n \nThe total value of cheque transactions in-\ncreased by 176.4%, from US$5.5 million in \nFebruary 2013 to US$15.2 million in March \n2013. \n Reserve Bank of Zimbabwe \nApril 2013 \n8 \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n35 \n \n10 \n11 \nTABLE 1.1 : MONETARY AGGREGATES \n US$ Thousands \n \n2012 \n2013 \n \nMarch \nApril \nMay \nJune \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \nFebruary \nMarch \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nRBZ Demand Deposits \n83.1 \n82.9 \n78.6 \n79.7 \n80.1 \n80.9 \n82.1 \n80.7 \n79.6 \n80.8 \n78.6 \n78.3 \n77.3 \nComm. Banks Dem. Deposits \n1,855,658.6 \n1,833,486.4 \n1,804,232.7 \n1,815,912.3 \n1,875,149.3 \n1,826,752.4 \n1,869,138.7 \n1,894,495.7 \n1,804,260.4 \n1,981,218.7 \n1,924,517.4 \n1,875,465.4 \n1,860,664.0 \nMerchant Banks Dem. Deposits \n70,044.4 \n89,097.4 \n84,715.0 \n136,052.5 \n110,779.0 \n106,955.1 \n102,471.0 \n112,805.6 \n105,260.2 \n108,094.7 \n106,935.2 \n102,797.7 \n104,281.4 \nM1 \n1,925,786.0 \n1,922,666.7 \n1,889,026.3 \n1,952,044.5 \n1,986,008.4 \n1,933,788.4 \n1,971,691.8 \n2,017,382.0 \n1,909,600.2 \n2,089,394.2 \n2,031,531.2 \n1,978,341.4 \n1,965,022.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks Savings Deposits \n154,142.3 \n167,459.3 \n161,039.2 \n160,170.3 \n162,953.0 \n171,279.3 \n189,287.9 \n182,029.0 \n288,914.0 \n253,471.9 \n193,007.6 \n192,683.5 \n201,459.2 \nBuilding Soc. Savings Deposits \n131,003.7 \n133,025.2 \n156,772.0 \n171,972.6 \n168,562.6 \n171,825.0 \n176,983.1 \n164,699.0 \n163,276.1 \n180,152.6 \n159,093.7 \n168,605.4 \n168,484.1 \nP O S B Savings Deposits \n48,916.5 \n46,057.1 \n49,423.7 \n50,001.8 \n51,631.2 \n51,322.2 \n51,747.0 \n50,457.0 \n55,822.7 \n54,893.7 \n55,832.5 \n56,274.2 \n57,860.7 \nComm. Banks U-30 Day Deposits \n471,171.9 \n522,894.7 \n622,619.0 \n706,497.8 \n668,743.8 \n716,241.3 \n648,981.9 \n781,995.1 \n593,873.6 \n613,008.0 \n632,215.7 \n708,500.6 \n734,849.5 \nMerchant Banks U-30 Day Deposits \n126,730.8 \n116,172.0 \n100,355.4 \n91,241.5 \n36,431.8 \n39,907.3 \n60,358.5 \n35,887.6 \n69,265.1 \n67,930.5 \n91,671.2 \n65,975.9 \n62,324.3 \nBuilding Soc. U- 30 Day Deposits \n51,100.0 \n72,310.0 \n77,364.4 \n70,088.7 \n53,684.5 \n59,216.0 \n70,300.4 \n98,536.7 \n73,514.3 \n65,572.4 \n60,885.9 \n77,091.9 \n82,098.1 \nM2 \n2,908,851.1 \n2,980,584.0 \n3,056,599.9 \n3,202,017.2 \n3,128,015.2 \n3,143,579.4 \n3,169,350.6 \n3,320,987.1 \n3,154,266.0 \n3,324,423.3 \n3,224,237.8 \n3,247,472.9 \n3,272,098.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks O-30 Day Deposits \n314,416.2 \n289,006.7 \n347,816.0 \n228,931.5 \n327,819.8 \n192,982.4 \n311,167.7 \n235,566.9 \n424,351.9 \n314,380.7 \n351,356.6 \n297,613.9 \n249,558.5 \nMerchant Banks O-30 Day Deposits \n47,602.1 \n41,942.5 \n66,248.4 \n31,257.6 \n65,758.0 \n64,463.7 \n56,445.3 \n60,561...8 \n46,439.3 \n44,191.4 \n21,339.0 \n55,714.0 \n52,841.7 \nBuilding Soc. O- 30 Day Deposits \n152,203.5 \n125,863.2 \n93,384.4 \n109,663.7 \n156,055.2 \n170,113.2 \n172,761.3 \n165,382.5 \n179,493.1 \n184,561.2 \n192,823.3 \n194,226.7 \n203,912.9 \nBuilding Soc. Class C Deposits \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n \n \n \n \n0.0 \nBuilding Soc. Other Share Deposits \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n11,266.6 \nP O S B Time Deposits \n5,404.1 \n6,217.4 \n5,995.0 \n8,259.1 \n9,770.5 \n8,018.0 \n8,316.8 \n11,324.0 \n9,964.9 \n8,973.9 \n8,497.2 \n8,447.9 \n8,845.8 \nM3 \n3,438,618.5 \n3,453,755.3 \n3,580,185.4 \n3,590,270.7 \n3,697,560.4 \n3,589,298.3 \n3,728,183.4 \n3,813,963.8 \n3,824,656.8 \n3,886,672.1 \n3,808,395.5 \n3,813,616.9 \n3,798,524.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \nTABLE 1.2 : BROAD MONEY SURVEY \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-358613.1 \n-330,975.30 \n-372,096.90 \n-375,252.50 \n-366,349.80 \n-459,138.70 \n-447,672.70 \n-417,840.40 \n-340,899.70 \n-435,528.80 \n-485,643.40 \n-478,669.10 \n \n Assets \n1,016,963.80 \n1,049,371.80 \n1,014,946.00 \n1,008,028.90 \n1,010,995.60 \n918,272.00 \n952,305.80 \n964,367.00 \n1,063,411.00 \n1,089,808.50 \n994,812.70 \n988,575.61 \n \n Reserve Bank (RBZ) \n487,204.70 \n510,111.80 \n456,394.50 \n439,248.40 \n443,530.60 \n392,913.30 \n431,019.90 \n402,814.90 \n385,911.70 \n447,988.80 \n454,346.10 \n421,879.25 \n \n Deposit Money Banks (DMBs) \n508,239.40 \n514,286.00 \n531,555.60 \n547,519.30 \n543,103.30 \n497,720.10 \n490,916.00 \n527,291.20 \n635,377.30 \n599,274.60 \n507,151.40 \n529,296.47 \n \n Other Banking Institutions \n(OBIs) \\1 \n21,519.70 \n24,974.00 \n26,996.00 \n21,261.20 \n24,361.70 \n27,638.60 \n30,369.90 \n34,260.90 \n42,122.10 \n42,545.10 \n33,315.20 \n37,399.89 \n \n Liabilities \\2 \n-1,375,576.80 \n-1,380,347.10 \n-1,387,042.90 \n-1,383,281.50 \n-1,377,345.40 \n-1,377,410.80 \n-1,399,978.50 \n-1,382,207.30 \n-1,404,310.70 \n-1,525,337.30 \n-1,480,456.00 \n-1,467,244.71 \n \n RBZ \n1,158,462.90 \n1,157,868.10 \n1,144,411.30 \n1,145,150.60 \n1,142,322.10 \n1,144,176.70 \n1,149,650.90 \n1,147,233.00 \n1,147,319.70 \n1,149,161.20 \n1,149,023.60 \n1,141,623.47 \n \n DMBs \n196,138.80 \n200,681.00 \n220,947.20 \n216,314.50 \n217,204.30 \n216,220.20 \n233,273.50 \n211,042.10 \n233,317.40 \n352,118.40 \n311,214.10 \n303,476.08 \n \n OBIs \n20,975.10 \n21,798.00 \n21,684.40 \n21,816.30 \n17,818.90 \n17,013.80 \n17,054.10 \n23,932.20 \n23,673.70 \n24,057.80 \n20,218.40 \n22,145.17 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \n3,797,231.60 \n3,784,730.50 \n3,952,282.30 \n3,965,523.20 \n4,063,910.10 \n4,048,437.10 \n4,175,856.10 \n4,231,804.20 \n4,165,556.50 \n4,322,201.00 \n4,294,038.70 \n4,292,286.03 \n \nDOMESTIC CREDIT \n3,002,168.00 \n3,022,182.40 \n3,139,957.20 \n3,227,332.40 \n3,362,641.70 \n3,396,416.20 \n3,469,968.40 \n3,502,649.80 \n3,620,952.20 \n3,788,468.50 \n3,777,967.90 \n3,781,756.54 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n89,582.80 \n88,583.80 \n78,536.20 \n82,193.20 \n79,337.50 \n73,155.70 \n73,214.80 \n80,219.70 \n80,710.40 \n176,058.40 \n166,842.30 \n153,163.97 \n \n RBZ \n-1,761.70 \n-1,718.70 \n-1,733.00 \n-2,106.20 \n-1,522.60 \n-1,502.40 \n-1,514.60 \n-11,344.70 \n-11,034.80 \n-11,097.80 \n-1,225.80 \n-1,192.38 \n \n DMBs \n91,344.50 \n90,099.00 \n80,045.40 \n84,095.80 \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,122.73 \n \n OBIs \n0 \n203.6 \n223.8 \n203.6 \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.63 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Public Enterprises \n29,969.40 \n31,445.00 \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n DMBs \n29,969.40 \n31,445.00 \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n \n Agri-PEs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n Other \n29,969.40 \n31,445.00 \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Private Sector \n2,882,615.80 \n2,902,153.60 \n3,029,628.50 \n3,095,827.90 \n3,233,688.50 \n3,273,970.70 \n3,350,693.00 \n3,372,788.70 \n3,488,777.20 \n3,560,693.20 \n3,558,864.50 \n3,574,884.08 \n \n RBZ \n47,708.00 \n44,103.00 \n47,176.70 \n43,759.20 \n38,792.30 \n41,323.60 \n42,548.20 \n42,122.00 \n41,521.50 \n40,636.30 \n41,014.10 \n41,015.10 \n \n DMBs \n2,484,151.40 \n2,513,158.60 \n2,622,165.20 \n2,663,738.30 \n2,797,404.90 \n2,823,945.60 \n2,897,885.30 \n2,890,646.50 \n2,996,259.40 \n3,065,153.80 \n3,057,321.20 \n3,065,133.69 \n \n OBIs \n350,756.40 \n344,891.90 \n360,286.50 \n388,330.30 \n397,491.40 \n408,701.50 \n410,259.50 \n440,020.20 \n450,996.30 \n454,903.20 \n460,529.20 \n468,735.29 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n795,063.60 \n762,548.20 \n812,325.10 \n738,190.80 \n701,268.40 \n652,020.90 \n705,887.60 \n729,154.40 \n544,604.30 \n533,732.40 \n516,070.80 \n510,529.50 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n3,438,618.50 \n3,453,755.20 \n3,580,185.40 \n3,590,270.70 \n3,697,560.40 \n3,589,298.30 \n3,728,183.40 \n3,813,963.80 \n3,824,656.80 \n3,886,672.10 \n3,808,395.40 \n3,813,616.93 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n \n-627,094.50 \n867,399.60 \n367,092.80 \n469,834.90 \n30,471.90 \n-1,494,494.10 \n1,135,073.40 \n337,091.10 \n22,329.60 \n \n4,425,618.60 \n3,845,110.10 \n \n170,638.10 \n-1,179.60 \n151,543.00 \n20,274.70 \n \n54,091.40 \n0 \n54,091.40 \n0 \n3,620,380.60 \n0 \n \n3,620,380.60 \n41,041.10 \n3,111,948.80 \n467,417.70 \n \n580,508.50 \n \n3,798,524.10 \n \n \n13 \nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3) \n US$ Thousands \n1. Finance houses, building societies and P. O. S. B. \n2. Sign reversal. \n3. Net Domestic Assets consist of domestic credit and other items net. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-288,706.50 \n27,637.80 \n-41,121.60 \n-3,155.70 \n8,902.80 \n-92,789.00 \n11,466.10 \n29,832.30 \n76,940.70 \n-94,629.10 \n-50,114.50 \n6,974.25 \n-148,425.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Assets \n-293,376.60 \n32,408.00 \n-34,425.80 \n-6,917.10 \n2,966.70 \n-92,723.60 \n34,033.80 \n12,061.10 \n99,044.00 \n26,397.50 \n-94,995.80 \n-6,237.07 \n-121,176.0 \n Reserve Bank (RBZ) \n-63,762.50 \n22,907.10 \n-53,717.30 \n-17,146.10 \n4,282.20 \n-50,617.30 \n38,106.70 \n-28,205.00 \n-16,903.20 \n62,077.10 \n6,357.30 \n-32,466.80 \n-54,786.5 \n Deposit Money Banks (DMBs) \n-228,727.20 \n6,046.70 \n17,269.50 \n15,963.80 \n-4,416.00 \n-45,383.20 \n-6,804.10 \n36,375.10 \n108,086.10 \n-36,102.60 \n-92,123.20 \n22,145.09 \n-59,461.6 \n Other Banking Institutions (OBIs) \n\\1 \n-886.8 \n3,454.30 \n2,022.00 \n-5,734.70 \n3,100.50 \n3,276.90 \n2,731.30 \n3,891.00 \n7,861.20 \n423 \n-9,229.80 \n4,084.65 \n-6,928.0 \n Liabilities \\2 \n4,670.10 \n-4,770.30 \n-6,695.80 \n3,761.40 \n5,936.10 \n-65.4 \n-22,567.70 \n17,771.10 \n-22,103.40 \n-121,026.60 \n44,881.30 \n13,211.32 \n-27,249.4 \n RBZ \n-3,172.80 \n-594.8 \n-13,456.80 \n739.3 \n-2,828.50 \n1,854.60 \n5,474.20 \n-2,417.90 \n86.7 \n1,841.50 \n-137.6 \n-7,400.09 \n-6,550.1 \n DMBs \n-1,674.40 \n4,542.10 \n20,266.20 \n-4,632.70 \n889.8 \n-984.1 \n17,053.30 \n-22,231.40 \n22,275.20 \n118,801.00 \n-40,904.20 \n-7,738.03 \n33,615.1 \n OBIs \n177 \n823 \n-113.7 \n131.9 \n-3,997.50 \n-805.1 \n40.3 \n6,878.20 \n-258.6 \n384.1 \n-3,839.40 \n1,926.80 \n184.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \\3 \n349,757.30 \n-12,501.00 \n167,551.70 \n13,240.90 \n98,386.90 \n-15,473.10 \n127,419.00 \n55,948.10 \n-66,247.70 \n156,644.50 \n-28,162.20 \n-1,752.72 \n133,332.6 \nDOMESTIC CREDIT \n183,729.40 \n20,014.40 \n117,774.80 \n87,375.20 \n135,309.30 \n33,774.50 \n73,552.20 \n32,681.40 \n118,302.40 \n167,516.40 \n-10,500.60 \n3,788.59 \n63,353.6 \n Claims on Government (net) \n91,338.80 \n-999 \n-10,047.60 \n3,657.00 \n-2,855.70 \n-6,181.90 \n59.1 \n7,004.90 \n490.8 \n95,348.00 \n-9,216.10 \n-13,678.34 \n17,474.1 \n RBZ \n-6.7 \n43 \n-14.3 \n-373.2 \n583.5 \n20.3 \n-12.2 \n-9,830.10 \n309.9 \n-63 \n9,872.00 \n33.43 \n12.8 \n DMBs \n91,345.50 \n-1,245.50 \n-10,053.60 \n4,050.40 \n-3,235.60 \n-6,202.10 \n71.3 \n15,601.40 \n180.9 \n95,410.90 \n-18,088.00 \n-13,711.77 \n-2,579.8 \n OBIs \n0 \n203.6 \n20.2 \n-20.2 \n-203.6 \n0 \n0 \n1,233.60 \n0 \n0 \n-1,000.00 \n0.0 \n20,041.1 \n Claims on Public Enterpris \n-14,074.10 \n1,475.60 \n347.5 \n17,518.80 \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n1,823.10 \n252.4 \n544.3 \n1,447.33 \n382.9 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n DMBs \n-14,074.10 \n1,475.60 \n347.5 \n17,518.80 \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n18231 \n252.4 \n544.3 \n1,447.33 \n382.9 \n Agri-PEs \n-1 \n-1 \n0 \n0 \n0 \n-4,771.80 \n-4,772.80 \n-4,773.80 \n-4,774.80 \n0 \n0 \n0 \n0 \n Other \n-14,073.10 \n1,476.60 \n347.5 \n17,518.80 \n304.3 \n4,446.00 \n1,543.70 \n8,354.50 \n6,597.90 \n252.4 \n544.3 \n1,447.33 \n382.9 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n Claims on Private Sector \n106,464.70 \n19,537.70 \n127,474.90 \n66,199.40 \n137,860.60 \n40,282.20 \n76,722.30 \n22,095.70 \n115,988.50 \n71,916.00 \n-1,828.70 \n16,019.59 \n45,496.5 \n RBZ \n-695.2 \n-3,605.00 \n3,073.70 \n-3,417.50 \n-4,967.00 \n2,531.30 \n1,224.60 \n-426.2 \n-600.5 \n-885.3 \n377.8 \n1.0 \n-1.0 \n DMBs \n106,314.00 \n29,007.30 \n109,006.50 \n41,573.10 \n133,666.60 \n26,540.70 \n73,939.70 \n-7,238.70 \n105,612.90 \n68,894.30 \n-7,832.60 \n7,812.52 \n46,815.1 \n OBIs \n845.9 \n-5,864.50 \n15,394.60 \n28,043.80 \n9,161.00 \n11,210.10 \n1,558.00 \n29,760.70 \n10,976.10 \n3,906.90 \n5,626.00 \n8,206.07 \n-1,317.5 \nOTHER ITEMS (NET) \n166,027.90 \n-32,515.40 \n49,777.00 \n-74,134.30 \n-36,922.40 \n-49,247.60 \n53,866.80 \n23,266.70 \n-184,550.10 \n-10,871.90 \n-17,661.60 \n-5,541.30 \n69,979.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n61,050.80 \n15,136.70 \n126,430.10 \n10,085.30 \n107,289.70 \n-108,262.00 \n138,885.10 \n85,780.40 \n10,692.90 \n62,015.40 \n-78,276.70 \n5,221.54 \n-15,092.8 \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n1.80% \n0.40% \n3.70% \n0.30% \n3.00% \n-2.90% \n3.90% \n2.30% \n0.30% \n1.60% \n-2.00% \n0.14% \n-0.4% \n Domestic Credit \n6.50% \n0.70% \n3.90% \n2.80% \n4.20% \n1.00% \n2.20% \n0.90% \n3.40% \n4.60% \n-0.30% \n0.10% \n1.7% \n Claims on Private Sector \n3.80% \n0.70% \n4.40% \n2.20% \n4.50% \n1.20% \n2.30% \n0.70% \n3.40% \n2.10% \n-0.10% \n0.45% \n1.3% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n150,031.80 \n-107,880.30 \n-27,421.40 \n-103,677.30 \n-202,674.90 \n-89,936.30 \n-190,761.00 \n-131,411.50 \n-100,210.80 \n-19,830.80 \n-139,041.90 \n-211,017.80 \n-408,762.52 \n Assets \n231,987.30 \n-32,780.10 \n63,059.10 \n4,008.90 \n-129,754.20 \n-42,038.00 \n-142,367.40 \n-71,725.60 \n-81,928.20 \n36,818.40 \n33,821.10 \n-99,644.30 \n-321,764.74 \n Reserve Bank (RBZ) \n74,172.50 \n42,857.60 \n83,610.00 \n20,800.00 \n-95,804.20 \n-5,809.40 \n-77,953.30 \n-5,234.10 \n-34,371.40 \n-34,330.10 \n33,849.90 \n23,562.10 \n-129,087.95 \n Deposit Money Banks (DMBs) \n145,135.60 \n-86,779.10 \n-38,349.10 \n-41,001.10 \n-41,235.80 \n10,917.80 \n-76,767.00 \n-84,133.70 \n-68,113.20 \n53,083.10 \n-22,552.60 \n-134,496.90 \n-207,670.13 \n Other Banking Institutions (OBIs) \n\\1 \n12,679.20 \n11,141.50 \n17,798.20 \n24,210.00 \n7,285.80 \n10,917.80 \n12,352.80 \n17,642.10 \n20,556.40 \n18,065.40 \n22,523.80 \n11,290.50 \n14,993.34 \n Liabilities \\2 \n-81,955.40 \n-75,100.20 \n-90,480.50 \n-107,686.20 \n-72,920.70 \n-47,898.30 \n-48,393.50 \n-59,685.90 \n-18,282.60 \n-56,649.10 \n-172,863.00 \n-111,373.40 \n-86,997.79 \n RBZ \n-2,136.70 \n-10,095.40 \n-14,778.20 \n-22,208.00 \n-23,594.10 \n-28,246.40 \n-27,498.90 \n-21,730.40 \n-33,783.90 \n-20,811.30 \n-2,908.60 \n-9,155.50 \n-20,012.20 \n DMBs \n63,294.00 \n64,220.60 \n83,460.60 \n108,209.80 \n74,698.50 \n78,373.30 \n79,089.80 \n89,568.80 \n53,504.60 \n79,315.30 \n177,406.00 \n121,978.00 \n105,662.89 \n OBIs \n20,798.10 \n20,975.10 \n21,798.00 \n21,684.40 \n21,816.30 \n-2,228.60 \n-3,197.30 \n-8,152.60 \n-1,438.00 \n-1,854.90 \n-1,634.40 \n-1,449.10 \n1,347.09 \nNET DOMESTIC ASSETS \\3 \n769,411.20 \n968,318.40 \n879,760.10 \n950,213.50 \n893,222.20 \n880,494.10 \n827,621.50 \n830,303.80 \n860,964.80 \n755,911.50 \n925,312.70 \n874,388.80 \n844,811.73 \nDOMESTIC CREDIT \n908,726.40 \n985,554.80 \n901,624.20 \n892,017.10 \n842,025.30 \n864,860.40 \n822,357.30 \n802,510.00 \n795,755.70 \n873,159.50 \n990,341.70 \n986,989.40 \n963,317.91 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n482.6 \n91,868.60 \n91,058.50 \n80,446.20 \n84,027.80 \n81,808.40 \n75,191.50 \n74,845.90 \n82,122.60 \n82,338.10 \n177,893.20 \n168,720.90 \n154,919.99 \n DMBs \n-295.3 \n91,139.30 \n90,099.00 \n80,045.40 \n84,095.80 \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,123.73 \n OBIs \n0 \n0 \n203.6 \n223.8 \n203.6 \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.625 \n Claims on Public Enterprises \n20,429.30 \n4,194.40 \n5,024.70 \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n DMBs \n20,429.30 \n4,194.40 \n5,024.70 \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n Agri-PEs \n-2,338.30 \n-2,339.30 \n-252.3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n Other \n22,767.60 \n6,533.70 \n5,277.00 \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,793.40 \n7,557.90 \n9,665.95 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n Claims on Private Sector \n887,814.40 \n889,491.80 \n805,541.00 \n809,247.00 \n748,477.10 \n777,751.70 \n739,886.00 \n730,843.70 \n713,583.30 \n781,394.30 \n805,656.00 \n810,710.60 \n798,732.97 \n RBZ \n12,750.00 \n10,669.40 \n7,991.30 \n10,864.80 \n3,313.70 \n665 \n1,765.10 \n-9,455.10 \n-9,387.20 \n-3,975.50 \n-3,903.10 \n-5,788.80 \n-7,388.11 \n DMBs \n678,407.60 \n704,828.20 \n648,551.40 \n654,211.80 \n584,559.50 \n616,003.90 \n597,497.20 \n617,287.40 \n574,157.10 \n654,515.10 \n687,696.60 \n691,818.10 \n687,296.33 \n OBIs \n196,656.80 \n173,994.20 \n148,998.40 \n144,170.40 \n160,603.90 \n161,082.90 \n140,623.70 \n123,011.40 \n148,813.50 \n130,854.70 \n121,862.50 \n124,681.30 \n118,824.75 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n-139,315.20 \n-17,236.40 \n-21,864.10 \n58,196.40 \n51,196.90 \n15,633.70 \n5,264.20 \n27,793.80 \n65,209.10 \n-117,248.00 \n-65,029.00 \n-112,600.70 \n-118,506.18 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n919,443.00 \n860,438.10 \n852,338.70 \n846,536.20 \n690,547.40 \n790,557.90 \n636,860.50 \n698,892.30 \n760,753.90 \n736,080.70 \n786,270.80 \n663,371.00 \n436,049.20 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n37.40% \n33.40% \n32.80% \n31.00% \n23.80% \n27.20% \n21.60% \n23.10% \n24.90% \n23.80% \n25.40% \n21.10% \n12.91% \n Domestic Credit \n47.60% \n48.90% \n42.50% \n39.70% \n35.30% \n34.60% \n31.90% \n30.10% \n29.40% \n31.80% \n35.40% \n35.40% \n34.18% \n Claims on Private Sector \n47.00% \n44.60% \n38.40% \n36.40% \n31.90% \n31.70% \n29.20% \n27.90% \n26.80% \n28.90% \n29.20% \n29.50% \n28.77% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n \n \n-268,481.4 \n-149,564.2 \n-120,111.9 \n-38,404.5 \n8,952.2 \n-118,917.3 \n-23,389.5 \n140,952.3 \n1,354.5 \n628,387.0 \n842,942.1 \n \n81,055.3 \n60,198.4 \n20,274.7 \n24,274.7 \n0.0 \n24,122.0 \n-1.0 \n24,123.0 \n0.0 \n737,764.8 \n-6,693.9 \n627,797.4 \n116,661.3 \n \n-214,555.1 \n \n359,905.6 \n \n \n10.5% \n28.1% \n25.6% \n \n \nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3) \n \n \n \n \n$ Thousands \n \n \n \n \n14 \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n363,990.9 \n39,589.6 \n27,332.8 \n322,510.1 \n8,749.9 \n74,636.2 \n336,196.7 \n77,655.7 \n198,437.3 \n52,515.7 \n171,956.3 \n1,013.2 \n1,674,584.5 \nFEBRUARY \n352,190.20 \n36,718.69 \n26,551.03 \n284,567.87 \n9,291.08 \n85,886.99 \n336,261.49 \n88,738.25 \n202,845.20 \n53,191.93 \n172,424.01 \n1,567.65 \n1,650,234.17 \nMARCH \n354,440.8 \n37,811.0 \n31,484.9 \n328,381.1 \n8,193.5 \n92,178.6 \n324,375.5 \n108,000.1 \n205,453.7 \n32,088.9 \n174,479.6 \n1,583.8 \n1,698,471.4 \nAPRIL \n341,893.5 \n30,462.0 \n33,633.8 \n358,038.0 \n5,558.5 \n78,498.4 \n334,699.5 \n110,765.7 \n220,956.5 \n26,181.8 \n179,845.8 \n1,355.3 \n1,721,888.8 \nMAY \n375,541.0 \n30,286.7 \n31,158.4 \n350,097.9 \n7,623.4 \n97,695.7 \n327,187.7 \n113,796.7 \n207,041.1 \n28,432.9 \n202,146.6 \n1,738.3 \n1,772,746.5 \nJUNE \n402,314.1 \n30,399.7 \n37,466.6 \n356,842.2 \n7,580.8 \n28,025.9 \n337,059.2 \n130,973.8 \n201,898.0 \n40,295.4 \n219,606.7 \n1,649.8 \n1,794,112.2 \nJULY \n416,536.2 \n26,795.9 \n36,424.2 \n369,410.8 \n8,174.0 \n26,119.1 \n348,484.2 \n136,934.2 \n203,314.6 \n36,869.5 \n249,542.8 \n3,382.6 \n1,861,988.0 \nAUGUST \n422,545.8 \n30,950.3 \n43,395.1 \n390,558.4 \n8,333.0 \n29,323.9 \n348,252.0 \n146,338.5 \n173,945.4 \n55,950.3 \n254,919.8 \n3,523.5 \n1,907,991.4 \nSEPTEMBER \n431,501.7 \n36,637.9 \n38,487.8 \n384,840.8 \n6,828.2 \n37,420.1 \n396,813.5 \n145,657.9 \n219,452.1 \n29,378.2 \n254,248.3 \n5,036.1 \n1,986,302.5 \nOCTOBER \n444,653.7 \n33,583.2 \n34,764.4 \n411,489.2 \n9,551.4 \n29,439.4 \n401,206.1 \n144,223.4 \n230,809.2 \n35,103.6 \n271,795.8 \n6,715.9 \n2,053,335.2 \nNOVEMBER \n444,527.3 \n33,548.0 \n37,207.3 \n428,008.3 \n10,704.6 \n32,236.2 \n417,838.2 \n142,715.0 \n228,088.4 \n36,568.0 \n267,282.0 \n8,055.2 \n2,087,778.7 \nDECEMBER \n444,341.0 \n32,622.8 \n37,353.2 \n428,782.2 \n8,513.2 \n31,513.9 \n414,044.9 \n148,927.9 \n233,864.4 \n33,116.1 \n288,628.5 \n9,370.9 \n2,111,078.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n35,376.1 \n10,738.7 \n47,937.8 \n17,312.5 \n50,388.0 \n66,466.5 \n39,965.4 \n84,903.2 \n26,657.0 \n71,065.7 \n2,342.2 \n453,153.1 \nFEBRUARY \n34,059.98 \n13,041.24 \n52,903.21 \n13,996.58 \n16,604.58 \n63,567.90 \n54,375.98 \n102,197.29 \n38,026,78 \n79,721.89 \n4,643.07 \n473,138.5 \nMARCH \n39,424.8 \n9 774.0 \n61,447.5 \n17,975.5 \n16,996.3 \n58,655.1 \n41,242.3 \n105,237.4 \n24,714.2 \n78,820.4 \n12,938.4 \n467,225.9 \nAPRIL \n43,485.3 \n10,392.5 \n61,081.2 \n19,067.3 \n19,238.3 \n57,209.2 \n43,704.5 \n106,196.8 \n36,968.1 \n84,346.1 \n4,839.5 \n486,528.7 \nMAY \n78,656.9 \n13,181.3 \n27,476.1 \n12,928.2 \n22,947.0 \n62,231.5 \n79,196.3 \n74,699.3 \n47,191.6 \n115,625.4 \n8,319.3 \n542,453.4 \nJUNE \n99,949.6 \n12,989.0 \n55,552.6 \n15,544.8 \n22,884.4 \n64,832.4 \n58,599.9 \n91,171.3 \n33,744.2 \n125,204.9 \n7,515.8 \n587,988.8 \nJULY \n57,212.2 \n15,008.9 \n28,053.9 \n25,999.1 \n48,343.1 \n66,151.0 \n76,442.2 \n92,251.0 \n46,904.3 \n111,009.8 \n4,461.3 \n571,836.8 \nAUGUST \n49,200.5 \n14,198.6 \n38,216.6 \n26,733.6 \n27,.22.2 \n54,208.9 \n65,862.8 \n65,893.7 \n44,173.3 \n114,603.8 \n7,371.6 \n507,485.6 \nSEPTEMBER \n57,953.8 \n14,365.5 \n37,230.9 \n27,211.1 \n27,365.5 \n54,699.3 \n67,007.8 \n69,196.8 \n43,515.1 \n119,899.9 \n7,225.4 \n525,670.8 \nOCTOBER \n62,501.8 \n15,369.1 \n50,322.8 \n13,991.3 \n43,176.3 \n76,085.7 \n 84,137.4 \n74,481.1 \n36,442.3 \n 159,860.1 \n7,139.6 \n 623,507.5 \nNOVEMBER \n79,498.6 \n17,399.0 \n51,214.2 \n37,028.4 \n41,525.2 \n68,737.1 \n65,831.1 \n81,757.5 \n41,273.6 \n165,811.3 \n8,614.2 \n658,690.2 \nDECEMBER \n69,626.60 \n17,100.57 \n61,871.18 \n35,218.31 \n38,605.14 \n76,364.84 \n79,801.05 \n85,485.21 \n45,026.61 \n166,500.19 \n8,482.65 \n684,082.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,494.8 \n1,897.5 \n0.0 \n479,6 \n31,053.3 \n31,756.6 \n20,082.4 \n0.0 \n1,516.1 \n3,623.5 \n105,903.9 \n FEBRUARY \n 16,359.6 \n483.9 \n0.0 \n734.6 \n32,663.4 \n15,907.7 \n5,112.6 \n0.0 \n301.8 \n0.0 \n71,563.6 \nMARCH \n15,328.4 \n4,816.6 \n0.0 \n734.6 \n33,053.5 \n22,330.2 \n3,206.4 \n0.0 \n301.8 \n0.0 \n75,436.7 \nAPRIL \n7,793.4 \n831.6 \n0.0 \n180.6 \n19,825.5 \n23,032.0 \n12,462.5 \n102.0 \n189.3 \n0.0 \n69,482.2 \nMAY \n0.0 \n0.0 \n0.0 \n2,055.8 \n14,431.9 \n15,786.1 \n17,666.6 \n589.7 \n2,850.8 \n836.1 \n54,217..1 \nJUNE \n1,031.1 \n1,011.3 \n0.0 \n1,875.2 \n13,904.0 \n21,823.7 \n16,562.2 \n0.0 \n189.3 \n836.1 \n57,233.0 \nJULY \n125.6 \n0.0 \n0.0 \n0.0 \n7,054.0 \n19,331.9 \n14,121.2 \n1,533.9 \n0.0 \n0.0 \n42,166.6 \nAUGUST \n0.0 \n913.3 \n0.0 \n0.0 \n13,898.0 \n13,694.7 \n18,347.2 \n0.0 \n0.0 \n0.0 \n46,853.3 \nSEPTEMBER \n0.0 \n11,242.5 \n0.0 \n0.0 \n12,193.0 \n15,228.3 \n3,969.9 \n0.0 \n0.0 \n0.0 \n42,633.7 \nOCTOBER \n0.0 \n1,135.0 \n0.0 \n0.0 \n2,134.9 \n28,261.6 \n204.0 \n0.0 \n0.0 \n0.0 \n31,735.5 \nNOVEMBER \n8,373.2 \n3,045.0 \n11,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n0.0 \n34,497.7 \nDECEMBER \n6,559.3 \n1,430.0 \n14,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n70.0 \n34,138.7 \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS BUT EXCLUDING PENALTIES) \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4,339 \n5,631 \n6,124 \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n3,317 \n4,115 \n4,527 \nBilateral Creditors \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n1,716 \n2,586 \n2,597 \nMultilateral Creditors \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1,591 \n1,519 \n1,931 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n10 \n10 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nPublic Enterprises \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n825 \n825 \n1092 \nBilateral Creditors \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n497 \n497 \n711 \nMultilateral Creditors \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n327 \n327 \n327 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nMonetary Authorities \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n550 \n138 \nMultilateral Creditors - IMF \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n550 \n138 \n \n \n \n \n \n \n \n \n \n \n \n \nPrivate \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n366 \n \n \n \n \n \n \n \n \n \n \n \n \nShort-Term External Debt \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1,348 \n2,040 \n1,971 \nSupplier's Credits \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n134 \nReserve Bank \n \n \n \n \n \n \n \n \n998 \n1300 \n1300 \nPrivate \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n156 \n454 \n537 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTotal External Debt/1 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n5,687 \n7,692 \n8,095 \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n5,836 \n7,433 \n8,865 \nExternal Debt / GDP \n31.4% \n52.3% \n75.7% \n94.7% \n136.3% \n63.9% \n110.5% \n147.7% \n97.4% \n103.20% \n91.30% \n/1 Total external debt excludes penalties \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of Finance and \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \n \n \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \nMar \n8.00-30.00 \n16.04 \n12.53 \n14.00-35.00 \n18.17 \n13.26 \n \n \nApr \n8.00-30.00 \n15.00 \n13.06 \n13.00-25.00 \n18.37 \n16.36 \n \n \nMay \n6.00-30.00 \n14.98 \n11.86 \n15.00-30.00 \n15.78 \n14.47 \n \n \nJun \n6.00-35.00 \n13.81 \n11.58 \n15.00-30.00 \n17.86 \n14.05 \n \n \nJul \n6.00-35.00 \n14.32 \n10.88 \n15.00-30.00 \n17.92 \n13.93 \n \n \nAug \n6.00-35.00 \n15.65 \n10.74 \n15.00-30.00 \n17.94 \n13.95 \n \n \nSep \n6.00-35.00 \n13.25 \n11.14 \n15.00-30.00 \n17.98 \n13.92 \n \n \nOct \n6.00-35.00 \n13.35 \n11.03 \n13.00-30.00 \n17.98 \n13.95 \n \n \nNov \n6.00-35.00 \n15.25 \n10.88 \n13.00-25.00 \n17.91 \n14.42 \n \n \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n \n \n \n \n3. Lending rates exclude rates on staff loans. \nDec \n10.00-35.00 \n15.08 \n10.40 \n15.00-25.00 \n17.93 \n14.43 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \n \n \n \n \n \n \n \n \n \n \n \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \nJANUARY \n0.05-2.00 \n0.50-18.00 \n10.00-17.00 \nFEBRUARY \n0.05-2.00 \n0.50-18.00 \n10.00-17.00 \nMARCH \n0.05-2.00 \n0.50-16.00 \n10.00-17.00 \nAPRIL \n0.35-6.00 \n0.15-17.00 \n10.00-17.00 \nMAY \n0.30-5.00 \n0.15-17.00 \n10.00-17.00 \nJUNE \n0.15-5.00 \n0.15-17.00 \n10.00-17.00 \nJULY \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nAUGUST \n0.15-5.00 \n0.10-17.00 \n11.00-17.00 \nSEPTEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nOCTOBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nNOVEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nDECEMBER \n0.15-5.00 \n0.10-18.00 \n10.00-17.00 \n \n \n \n \n20122 \n \n \n \n \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n2013 \n \n \n \n \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n-0.54 \n0.00 \n0.00 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n0.00 \n0.01 \n-0.52 \n-0.06 \n0.32 \n0.07 \nFEBRUARY \n 2.75 \n0.37 \n0.41 \n0.20 \n1.51 \n1.65 \n-0.17 \n-0.08 \n0.08 \n0.77 \n1.11 \n0.72 \n1.40 \n0.95 \nMARCH \n0.47 \n0.04 \n0.03 \n0.36 \n0.06 \n0.49 \n-0.20 \n0.13 \n0.00 \n-1.11 \n0.08 \n0.15 \n0.32 \n0.21 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n3.83 \n-0.74 \n10.70 \n0.65 \n1.94 \n6.42 \n-0.36 \n1.92 \n12.96 \n1.92 \n1.32 \n1.91 \n3.72 \n2.51 \nFEBRUARY \n5.77 \n-0.74 \n7.11 \n0.64 \n3.23 \n8.31 \n-0.01 \n-0.19 \n13.05 \n 3.01 \n 1.95 \n2.91 \n4.67 \n2.98 \nMARCH \n6.24 \n-0.80 \n5.48 \n0.70 \n3.28 \n8.73 \n-0.05 \n-0.19 \n8.37 \n1.71 \n1.64 \n2.04 \n4.18 \n2.76 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n7.82 \n7.32 \n76.20 \n1.32 \n1.60 \nFEBRUARY \n7.47 \n7.13 \n80.28 \n1.35 \n1.60 \nMARCH \n7.59 \n7.29 \n81.92 \n1.33 \n1.59 \nAPRIL \n7.82 \n7.41 \n80.78 \n1.32 \n1.61 \nMAY \n8.14 \n7.63 \n79.80 \n1.28 \n1.59 \nJUNE \n8.38 \n7.77 \n79.42 \n1.25 \n1.56 \nJULY \n8.18 \n7.74 \n78.23 \n1.23 \n1.57 \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n255.1 \n258.7 \n91.1 \n382.3 \n109.8 \n0.0 \n0.0 \n1,097.0 \n120.3 \n1,988.3 \n262.6 \n135.2 \n316.4 \n3,919.8 \nFeb \n242.8 \n335.2 \n90.0 \n489.4 \n121.3 \n0.0 \n0.0 \n1,278.7 \n102.7 \n1,978.3 \n265.7 \n138.9 \n329.6 \n4,093.8 \n Mar \n285.0 \n444.6 \n103.2 \n217.6 \n140.4 \n0.0 \n0.0 \n1,191.3 \n34.7 \n2,040.5 \n337.0 \n152.8 \n339.6 \n4,095.9 \n Apr \n306.5 \n459.1 \n128.5 \n197.4 \n217.0 \n0.0 \n0.0 \n1,308.5 \n32.8 \n2,068.4 \n348.9 \n180.2 \n342.0 \n4,280.7 \n May \n316.3 \n441.8 \n113.2 \n210.5 \n225.8 \n0.0 \n0.0 \n1,307.6 \n32.2 \n2,156.2 \n388.5 \n182.5 \n384.1 \n4,451.3 \nJun \n297.2 \n413.2 \n98.2 \n245.8 \n232.6 \n0.0 \n0.0 \n1,287.1 \n32.4 \n2,140.6 \n369.7 \n228.5 \n386.3 \n4,444.7 \n Jul \n329.9 \n403.3 \n108.9 \n211.0 \n205.1 \n0.0 \n0.0 \n1,258.2 \n25.0 \n2,359.7 \n370.0 \n242.7 \n393.3 \n4,648.8 \n Aug 331.2 \n363.1 \n97.7 \n165.3 \n211.6 \n0.0 \n0.0 \n1,168.8 \n24.9 \n2,404.0 \n385.9 \n221.3 \n390.1 \n4,594.9 \n Sep \n299.3 \n381.7 \n109.8 \n185.2 \n175.2 \n0.0 \n0.0 \n1,151.3 \n25.1 \n2,498.0 \n390.6 \n240.1 \n390.4 \n4,695.4 \nOct \n331.5 \n368.4 \n127.1 \n191.5 \n174.2 \n7.4 \n0.0 \n1,200.1 \n25.0 \n2,530.01 \n372.3 \n246.6 \n389.6 \n4,763.6 \nNov \n306.6 \n358.3 \n119.3 \n325.9 \n188.1 \n7.5 \n0.0 \n1306.0 \n25.5 \n2,591.9 \n348.3 \n234.4 \n394.1 \n4,900.0 \nDec \n375.9 \n374.7 \n131.1 \n219.7 \n190.8 \n8.2 \n0.0 \n1,300.4 \n27.7 \n2,631.6 \n375.3 \n255.7 \n389.0 \n4,980.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1277.6 \n26.1 \n2715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1,830.5 \n740.1 \n170.2 \n2,740.8 \n143.6 \n0.0 \n47.3 \n426.6 \n262.6 \n298.9 \n3,919.8 \n2,740.8 \nFeb \n1,980.9 \n745.4 \n197.8 \n2,924.1 \n163.3 \n0.0 \n23.5 \n437.8 \n265.7 \n281.4 \n4,095.8 \n2,924.1 \n Mar \n1,944.7 \n699.6 \n322.7 \n2,967.0 \n149.2 \n0.0 \n25.4 \n437.5 \n337.0 \n262.4 \n4,178.6 \n2,967.0 \n Apr \n1,932,8 \n722.1 \n350.4 \n3,005.3 \n155.1 \n0.0 \n23.8 \n440.3 \n348.9 \n307.3 \n4,280.7 \n3,005.3 \n May \n1,886.1 \n802.5 \n462.2 \n3,150.9 \n175.3 \n0.0 \n23.2 \n483.6 \n388.5 \n229.7 \n4,451.3 \n3,150.9 \nJun \n1,889.3 \n899.4 \n391.7 \n3,180.4 \n170.9 \n0.0 \n21.5 \n503.9 \n369.7 \n198.2 \n4,444.7 \n3,180.4 \nJul \n1,957.8 \n873.6 \n500.6 \n3,331.9 \n172.8 \n0.0 \n22.7 \n539.0 \n370.0 \n212.4 \n4,648.8 \n3,331.9 \nAug \n1,919.2 \n930.2 \n374.3 \n3,223.6 \n172.2 \n0.0 \n22.1 \n562.5 \n385.9 \n228.5 \n4,594.9 \n3,223.6 \n Sep \n1,962.6 \n883.0 \n490.0 \n3,335.6 \n183.9 \n0.0 \n20.5 \n552.6 \n390.6 \n205.8 \n4,689.0 \n3,335.6 \n Oct \n1,997.7 \n1,011.7 \n413.6 \n3,422.9 \n168.1 \n0.0 \n20.5 \n562.9 \n372.3 \n216.7 \n4,763.6 \n3,422.9 \n Nov \n1,895.8 \n966.6 \n679.6 \n3,542.0 \n192.9 \n0.0 \n38.2 \n562.2 \n348.3 \n216.4 \n4,900.0 \n3,542.0 \n Dec \n2,090.5 \n922.3 \n507.5 \n3,520.4 \n212.5 \n0.0 \n30.8 \n618.5 \n375.3 \n222.5 \n4,980.0 \n3,520.4 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n Mar \n2.6 \n12.3 \n13.1 \n2.9 \n64.1 \n0.0 \n95.1 \n0.0 \n218.6 \n64.9 \n70.8 \n30.1 \n479.4 \nApr \n6.5 \n9.0 \n15.2 \n3.9 \n37.7 \n0.0 \n72.3 \n0.0 \n241.6 \n56.3 \n74.3 \n31.8 \n476.2 \n May \n3.0 \n7.6 \n18.5 \n1.8 \n20.0 \n0.0 \n51.0 \n0.0 \n259.5 \n54.9 \n77.4 \n31.4 \n474.3 \nJune \n3.6 \n6.6 \n23.9 \n1.0 \n9.9 \n0.0 \n44.9 \n0.0 \n277.8 \n49.6 \n84.2 \n22.7 \n479.3 \nJul \n1.4 \n2.2 \n25.2 \n0.9 \n8.2 \n0.0 \n37.9 \n0.0 \n237.5 \n37.5 \n75.7 \n14.8 \n403.5 \nAug \n0.8 \n0.6 \n31.8 \n0.4 \n5.5 \n0.0 \n39.2 \n0.0 \n223.3 \n36.7 \n59.5 \n22.7 \n381.4 \nSep \n0.9 \n3.7 \n27.8 \n5.5 \n3.1 \n0.0 \n40.9 \n0.0 \n228.0 \n36.8 \n56.1 \n22.1 \n383.9 \nOct \n2.8 \n0.4 \n28.4 \n1.6 \n3.3 \n0.4 \n36.9 \n0.0 \n208.9 \n37.1 \n53.5 \n22.4 \n358.7 \nNov \n1.7 \n0.5 \n30.2 \n1.2 \n3.3 \n0.4 \n37.3 \n0.0 \n235.9 \n37.1 \n53.6 \n22.4 \n386.3 \nDec \n2.2 \n1.0 \n26.1 \n1.4 \n3.3 \n0.4 \n34.4 \n0.0 \n239.2 \n37.2 \n69.1 \n22.3 \n402.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1.5 \n2.7 \n28.6 \n0.0 \n3.4 \n0.0 \n36.2 \n0.0 \n236.7 \n34.8 \n60.2 \n29.1 \n397.0 \nFeb \n4.7 \n1.5 \n18.4 \n0.0 \n4.5 \n0.0 \n26.9 \n0.0 \n245.7 \n34.8 \n63.9 \n28.9 \n398.2 \nMar \n2.5 \n1.1 \n7.3 \n-3.1 \n1.2 \n0.0 \n8.9 \n0.0 \n260.3 \n34.2 \n50.4 \n28.8 \n382.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n137.8 \n73.5 \n37.4 \n248.7 \n44.5 \n0.0 \n0.0 \n18.1 \n66.3 \n66.2 \n443.8 \n248.7 \n Feb \n134.2 \n78.8 \n44.4 \n257.4 \n34.4 \n0.0 \n0.0 \n50.8 \n73.4 \n58.9 \n474.9 \n257.4 \n Mar \n70.9 \n129.8 \n48.5 \n249.1 \n46.1 \n0.0 \n0.0 \n55.7 \n64.9 \n63.6 \n479.4 \n249.1 \n Apr \n89.9 \n117.5 \n42.8 \n250.3 \n44.8 \n0.0 \n0.0 \n55.6 \n56.3 \n69.4 \n476.2 \n250.3 \n May \n85.5 \n100.9 \n68.1 \n254.6 \n44.8 \n0.0 \n0.0 \n-48.7 \n54.9 \n168.7 \n474.3 \n254.6 \n Jun \n136.9 \n91.2 \n33.7 \n261.8 \n44.6 \n0.0 \n1.7 \n-22.4 \n49.6 \n144.0 \n479.3 \n261.8 \n Jul \n110.8 \n36.4 \n69.2 \n216.4 \n43.6 \n0.0 \n1.0 \n-33.1 \n37.5 \n138.1 \n403.5 \n216.4 \n Aug \n107.0 \n42.6 \n64.5 \n214.1 \n43.1 \n0.0 \n1.0 \n-96.8 \n36.7 \n183.3 \n381.4 \n214.1 \n Sep \n102.5 \n60.4 \n56.4 \n219.3 \n42.8 \n0.0 \n2.7 \n-47.9 \n36.8 \n130.2 \n383.9 \n219.3 \n Oct \n122.8 \n35.9 \n60.6 \n219.3 \n39.8 \n0.0 \n2.7 \n-51..1 \n37.1 \n110.9 \n358.7 \n219.3 \n Nov \n105.3 \n69.3 \n46.4 \n221.0 \n39.9 \n0.0 \n2.7 \n-69.7 \n37.1 \n155.2 \n386.3 \n221.0 \n Dec \n108.1 \n67.9 \n44.2 \n220.2 \n44.5 \n0.0 \n2.7 \n-60.9 \n37.2 \n158.5 \n402.3 \n220.2 \n Feb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \n Mar \n104.3 \n62.3 \n52.8 \n219.5 \n45.8 \n0.0 \n1.2 \n-97.3 \n34.2 \n179.3 \n382.6 \n219.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.1 \n80.8 \n0.0 \n0.0 \n100.9 \n207.2 \n80.6 \n17.6 \n112.2 \n518.5 \n Feb \n13.3 \n99.2 \n0.0 \n0.0 \n112.6 \n226.5 \n81.0 \n19.3 \n112.5 \n551.8 \n Mar \n15.8 \n109.0 \n0.0 \n0.0 \n124.7 \n221.5 \n83.1 \n19.7 \n112.7 \n561.6 \n Apr \n18.2 \n99.7 \n0.2 \n0.0 \n118.0 \n215.5 \n85.5 \n23.7 \n111.3 \n554.0 \n May \n19.6 \n93.7 \n0.2 \n0.0 \n113.4 \n219.7 \n93.3 \n24.5 \n113.0 \n564.0 \n Jun \n15.7 \n102.2 \n0.2 \n0.0 \n118.1 \n239.5 \n96.5 \n25.6 \n114.6 \n594.3 \n Jul \n19.6 \n108.6 \n0.0 \n0.0 \n128.2 \n242.3 \n101.3 \n26.2 \n116.2 \n614.3 \n Aug \n18.7 \n113.1 \n0.0 \n0.0 \n131.8 \n248.8 \n104.7 \n27.5 \n118.2 \n630.9 \n Sep \n18.6 \n131.9 \n0.0 \n0.0 \n150.5 \n248.8 \n105.6 \n29.2 \n118.9 \n653.0 \n Oct \n20.1 \n123.0 \n0.0 \n1.0 \n144.0 \n266.6 \n116.7 \n28.9 \n118.9 \n675.1 \n Nov \n22.5 \n125.0 \n0.0 \n1.0 \n148.6 \n277.2 \n117.8 \n33.4 \n117.4 \n694.3 \n Dec \n29.2 \n133.2 \n0.0 \n1.0 \n163.4 \n278.1 \n118.3 \n30.2 \n126.9 \n716.9 \n Feb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \n Mar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \n \n \n \n \n \n \n \n \n \n \n \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n Jan \n72.6 \n70.1 \n142.8 \n105.8 \n34.6 \n283.1 \n142.8 \n Feb \n78.8 \n76.2 \n155.0 \n107.6 \n36.1 \n298.7 \n155.0 \n Mar \n87.0 \n83.0 \n170.1 \n108.6 \n11.8 \n318.7 \n170.1 \n Apr \n90.1 \n85.0 \n175.1 \n110.6 \n16.4 \n332.1 \n175.1 \n May \n95.5 \n102.5 \n197.9 \n112.7 \n21.6 \n364.9 \n197.9 \n Jun \n124.6 \n77.4 \n202.0 \n116.7 \n50.6 \n369.4 \n202.0 \n Jul \n146.7 \n68.1 \n214.8 \n119.0 \n70.0 \n403.9 \n214.8 \n Aug \n149.9 \n80.6 \n230.6 \n122.0 \n67.7 \n420.3 \n230.6 \n Sep \n149.4 \n93.2 \n242.6 \n123.1 \n77.5 \n443.3 \n242.6 \n Oct \n154.3 \n93.0 \n247.3 \n125.8 \n13.7 \n453.8 \n247.3 \n Nov \n158.3 \n123.9 \n282.4 \n129.0 \n89.2 \n500.6 \n282.4 \n Dec \n186.4 \n100.7 \n287.0 \n121.3 \n96.7 \n505.1 \n287.0 \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n \n \n \n \n \n \n \n \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n \n \n \n \n \n \n \n \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nJan \n138.52 \n79.09 \n3,422.20 \nFeb \n146.03 \n95.39 \n3,696.60 \nMar \n136.76 \n85.01 \n3,458.10 \nApr \n129.55 \n97.15 \n3,303.40 \nMay \n132.03 \n83.73 \n3,351.20 \nJun \n131.96 \n75.70 \n3,341.46 \nJul \n132.92 \n112.12 \n3,445.93 \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.9 \n66.2 \n4,726.34 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n910.3 \n110.9 \n52.3 \n295.5 \n1,369.0 \nFebruary \n943.2 \n123.2 \n57.0 \n325.2 \n1,448.6 \nMarch \n1,022.3 \n178.3 \n56.0 \n334.3 \n1,590.9 \nApril \n1,072.5 \n160.3 \n54.2 \n331.5 \n1,618.5 \nMay \n1,264.8 \n169.0 \n55.4 \n335.5 \n1,824.7 \nJune \n1,291.1 \n124.9 \n58.3 \n369.7 \n1,844.0 \nJuly \n1,374.2 \n105.6 \n61.4 \n389.3 \n1,930.5 \nAugust \n1,304.5 \n107.1 \n59.3 \n401.2 \n1,872.1 \nSeptember \n1,373.0 \n116.8 \n60.1 \n420.0 \n1,969.9 \nOctober \n1,425.3 \n96.4 \n61.8 \n428.6 \n2,012.1 \nNovember \n1,646.2 \n115.7 \n67.2 \n426.3 \n2,255.4 \nDecember \n1,429.8 \n112.1 \n63.9 \n440.3 \n2,046.1 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n961.5 \n417.2 \n544.3 \n111.4 \n50.4 \n61.0 \nFebruary \n994.1 \n436.3 \n557.8 \n68.9 \n49.8 \n19.1 \nMarch \n1,053.0 \n455.5 \n597.5 \n70.1 \n53.1 \n16.9 \nApril \n954.9 \n453.4 \n501.5 \n61.9 \n52.7 \n9.2 \nMay \n999.8 \n477.6 \n522.2 \n44.4 \n51.0 \n-6.7 \nJune \n1,145.9 \n505.5 \n640.4 \n41.6 \n53.6 \n-11.9 \nJuly \n1,018.3 \n506.7 \n511.6 \n64.5 \n50.3 \n14.2 \nAugust \n1,046.9 \n647.0 \n399.9 \n55.1 \n62.8 \n-7.7 \nSeptember \n1,031.8 \n656.8 \n375.0 \n65.8 \n65.9 \n-0.1 \nOctober \n1,014.8 \n665.6 \n349.2 \n134.7 \n105.7 \n28.9 \nNovember \n1,041.1 \n663.8 \n377.3 \n135.3 \n107.2 \n28.1 \nDecember \n1,075.7 \n671.9 \n403.8 \n196.1 \n115.7 \n80.4 \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,097.0 \n685.2 \n411.8 \n75.1 \n62.2 \n12.9 \nFebruary \n1,278.7 \n731.5 \n548.2 \n44.8 \n64.4 \n-19.6 \nMarch \n1,273.6 \n741.8 \n531.8 \n95.1 \n62.3 \n32.8 \nApril \n1,308.5 \n751.3 \n557.2 \n72.3 \n62.6 \n9.8 \nMay \n1,307.6 \n787.7 \n519.9 \n51.0 \n63.6 \n-12.6 \nJune \n1,287.5 \n795.1 \n492.4 \n44.9 \n65.4 \n-20.5 \nJuly \n1,258.2 \n833.0 \n425.2 \n37.9 \n54.1 \n-16.2 \nAug \n1,168.8 \n805.9 \n362.9 \n39.2 \n53.5 \n-14.4 \nSeptember \n1,151.3 \n833.9 \n317.4 \n40.9 \n54.8 \n-13.9 \nFebruary \n1,244.9 \n854.5 \n390.4 \n26.9 \n56.1 \n-29.2 \n \n \n \n \n \n \n \n1/ With effect from 1 August 2010, the prescribed liquid asset ratio was reviewed from 10% to 20% of liabilities to the public. \nOctober \n1,200.1 \n855.7 \n344.4 \n36.9 \n54.8 \n-17.9 \nNovember \n1,306.0 \n885.5 \n420.5 \n37.3 \n55.2 \n-18.0 \nDecember \n1,300.4 \n880.1 \n420.3 \n34.4 \n55.1 \n-20.6 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n862.7 \n372.8 \n36.2 \n55.0 \n-18.8 \nMarch \n1,277.6 \n846.8 \n430.8 \n8.9 \n54.9 \n-46.0 \n \n \n \n \n \n \n \n35 \nTABLE 13 : ZETSS, CHEQUES AND CARDS ACTIVITY. \nUS$ Millions \nMONTH \nZETSS VALUES \nCHEQUE VALUES \nCARD VALUES \nMOBILE & INTERNET \n \n \n \n \n \n2012 \n \n \n \n \nJan \n2,439.7 \n5.3 \n137.2 \n60.8 \nFeb \n2,920.1 \n6.1 \n137.1 \n77.2 \nMar \n3,242.8 \n6.8 \n156.4 \n104.1 \nApr \n2,948.5 \n5.5 \n160.5 \n68.6 \nMay \n3,237.4 \n5.0 \n189.6 \n82.0 \nJun \n3,407.3 \n6.5 \n177.7 \n93.5 \nJul \n3,321.0 \n6.7 \n169.1 \n135.6 \nAug \n3,417.3 \n6.1 \n218.4 \n98.3 \nSep \n3,043.2 \n5.6 \n235.5 \n149.2 \nOct \n3,630.7 \n6.6 \n232.9 \n196.9 \nNov \n3,526.0 \n5.9 \n240.8 \n197.3 \nDec \n3,584.7 \n5.0 \n308.9 \n220.3 \nAnnual Total \n38,718.7 \n71.1 \n2,364.1 \n1,483.8 \nFeb \n2,968.0 \n5.5 \n260.5 \n199.3 \n \n \n \n \n \n2013 \n \n \n \n \nJan \n3,563.8 \n5.2 \n254.4 \n205.2 \nMar \n3,340.0 \n15.2 \n312.4 \n128.5", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/March2013.pdf"}
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+{"doc_id": "2c2bd6ba4af8bd85e031ecf66db88853", "text": "MONTHLY ECONOMIC REVIEW \nAUGUST 2014 \nSelected Economic Indicators \n 2 \nStock Market Developments \n 3 \nMonetary Developments \n 5 \nInflation \n 6 \nNational Payments System \n 7 \nStatistical Tables \n 9 \n \n \nINSIDE THIS ISSUE \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2014 \nJuly \n2014 \nAugust \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n95.00 \n104.80 \n10.32% \nZ.S.E. Industrial Index1 \n188.07 \n196.43 \n4.45% \nMoney Supply (Total Bank Deposits) (US$)2 \n4.22 billion \n4.32 billion \n2.32% \nMoney Supply (M3) Annual Growth2 \n9.58% \n13.85% \n2.32% \nYearly Inflation3 \n0.31% \n0.15% \n-0.31% \nNominal Lending Rate (%) \n6.00-35.00 \n6.00-35.00 \n \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \n \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nThe Zimbabwe Stock Exchange (ZSE) \nregistered gains in August 2014, despite the \nlackluster \nperformance \nof \nsome \nlisted \ncounters. \nThe \nZSE’s \nindustrial \nindex \nrecorded an increase of 4.5%, to close at \n196.4 points. The increase was largely due to \ntrading \nbeing \nconcentrated \nin \nheavily \ncapitalized counters. On a year-to-date basis, \nhowever, the industrial index lost 2.8%. \n \nThe mining index maintained its upward \ntrend, gaining 10.3% to close at 104.8 points \nin August 2014, from 95 points in July. The \ngains were fueled by a rise of 66.7% in the \nshare price of Hwange. The mining index \ngained 128.9%, on a year to date basis. \n \nShares traded totaled 328.3 million in volume \nterms in August 2014, compared to 322.4 \nmillion shares in July 2014. Total turnover, \nalso rose by 163.2%, to close the month under \nreview at US$66.4 million. The trading \ndevelopments were largely supported by two \nspecial bargain deals of 47.5 million BancABC \nshares. \n \nButtressed by increases in the prices of heavily \ncapitalized \ncounters, \nmarket \ncapitalization \nincreased by 4.6% to US$5.2 billion at the end \nof August 2014, from US$4.9 billion at the \n2 3 \nSource: Zimbabwe Stock Exchange, 2014. \nSource: Zimbabwe Stock Exchange, 2014. \n2 4 \nclose of July 2014. On a year to date basis, \nhowever, the ZSE’s market capitalization \nfell by 2.8%. \n \nMONETARY DEVELOPMENTS \n \nAnnual growth in broad money increased \nfurther to 13.9% in August 2014. Broad \nmoney stood at US$4 322.1 million in \nAugust 2014, up from US$3 796.2 million in \nAugust 2013. On a monthly basis, broad \nmillion, respectively. These increases were, \nhowever, partially offset by a US$27.6 \nmillion decline in short term deposits. \n \nAgainst the background of an increase in \ndeposits, annual growth in domestic credit \nrose to 6.2%, largely reflecting an 86.9% \nincrease in net credit to Government. \nUnderpinning the increase in net credit to \nGovernment were Treasury bills holdings by \ncommercial and merchant banks, which \nincreased by 113.1% to US$237.5 million, \nbetween August 2013 and August 2014. \n \nCredit to the private sector continued to be \ndriven by loans and advances, which were \npartly sustained by offshore lines of credit, as \nSource: Reserve Bank of Zimbabwe, 2014. \nmoney registered a 2.3% growth. \n \nThe annual growth in broad money was \nunderpinned by an increase in long term, \nsavings and demand deposits of US$315.1 \nmillion; US$129.2 million; and US$109.2 \nSource: Reserve Bank of Zimbabwe, 2014. \n3 5 \nlocal \nsources \nof \nliquidity \nremained \nconstrained. Lending to the private sector by \nbanks declined to US$3 117.9 million in \nAugust 2014, from US$3 165.4 million in \nAugust 2013. \n \nCredit to the private sector was mainly \ncomposed of loans and advances, 83.7%; \nmortgages, 11.9%; banker’s acceptances, \n0.6%; bills discounted, 1.9%; and other \ninvestments, 1.9%. The loans and advances \nwere mainly extended to agriculture (18.7%), \ndistribution (16.9%), and manufacturing \n(14.4%). Individuals accounted for 16.1% of \ntotal loans and advances. \n \nThe private sector borrowed mainly for \nunclassified asset purchases (43.7%) as well \nas inventory build-up (34.0%). Loans and \nadvances utilized for fixed investment activity \nhave remained low, with the procurement of \nplant and equipment accounting for 3.4% and \npre and post shipment financing at 1.9%, of \ntotal loans and advances. \n \n \nINFLATION DEVELOPMENTS \n \n \nAnnual Inflation \n \nAnnual headline inflation retreated from \n0.31% in July 2014, to 0.15% in August 2014. \nThis was largely on account of declines in \nboth food and non-food inflation. \n \nAnnual food inflation eased from -2.9% in \nJuly 2014, to -2.8% in August 2014. All food \ncategories, except unclassified food items, \nregistered price decreases in August 2014. \n \nThe combined effect of improved domestic \nand global food supply, as well as depressed \neffective demand resulted in a fall in food \nprices. \n \nAnnual non-food inflation retreated from to \n1.9% in July 2014, to 1.6% in August 2014, \nmainly driven by declines in health, recreation \nSource: Reserve Bank of Zimbabwe, 2014. \n4 6 \nand culture, as well as housing, water, \nelectricity, gas and other fuels categories. \nMonth-on-Month Inflation \nMonth-on-month inflation stood at -0.3% in \nAugust 2014, shedding 0.3 percentage points \nfrom the 0.01% recorded in July 2014. This \ndecline was mainly driven by decreases in \nmonthly food and non alcoholic beverages. \nMonthly food inflation decelerated to -0.8% \nin August 2014, from -0.5% in July 2014. \nThis was on account of a continued decline in \nvegetables, bread and cereals, milk, cheese, \neggs, oil and fats, coffee, tea and cocoa, and \nmeat prices from previous month levels. \nMonthly non-food inflation retreated from \n0.2% in July 2014, to -0.1% in August 2014, \nfollowing decreases in the prices of clothing \nand footwear as well as furniture and \nhousehold equipment. \n \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through \nthe Real Time Gross Settlement system in \nAugust 2014 decreased by 11% to US$3.5 \nbillion, from US$3.9 billion recorded in \nJuly 2014. Concomitantly, the volume of \ntransactions registered a decrease of 14% \nfrom 199 587 to 170 858 in the same period. \nCard Based Transactions \nThe total value of card based transactions \nincreased by 4.2% to US$409.3 million in \nAugust 2014, from US$392.8 million in July \n2014. \n \n \nSource: ZIMSTATS, 2014. \n7 \nMobile and Internet Based Transactions \nThe value of mobile and internet based \ntransactions increased by 2.3%, from \nUS$414.1 \nmillion \nin \nJuly \n2014, \nto \nUS$423.6 million in August 2014. \n \nCheque Transactions \nThe value of cheque transactions stood at \nUS$9.4 million in August 2014, down from \nUS$11.7 million in July 2014. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nReserve Bank of Zimbabwe \nSeptember 2014 \n \nSource: Reserve Bank of Zimbabwe, 2014. \n8 \nNOTES \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n36 \n10 \n11 \n12 \n13 \n14 \n15 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8 \n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \nJUNE \n489,730.1 \n37,474.3 \n38,198.7 \n425,521.3 \n7,310.7 \n53,815.0 \n454,368.5 \n110,349.9 \n295,432.3 \n51,453.6 \n385,769.7 \n11,033.4 \n2,360,457.5 \nJULY \n483,103.7 \n40,342.5 \n33,494.3 \n464,921.7 \n6,869.2 \n38,522.6 \n541,025.9 \n116,557.1 \n307,117.5 \n48,218.0 \n426,582.7 \n4,455.3 \n2,511,210.5 \nAUGUST \n521,743.0 \n38,889.1 \n43,894.5 \n425,531.4 \n7,260.6 \n39.087.2 \n451,871.2 \n110,041.8 \n346,006.0 \n40,216.0 \n374,587.1 \n9,914.6 \n2,409,042.5 \nSEPTEMBER \n496,289.3 \n39,446.9 \n38,856.6 \n447,247.2 \n13,953.5 \n43,006.7 \n437,211.9 \n118,873.7 \n330,709.6 \n40,046.6 \n373,596.8 \n9,790.6 \n2,389,029.4 \nOCTOBER \n491,610.6 \n38,871.5 \n39,766.0 \n471,966.2 \n8,023.3 \n40,835.3 \n420,445.3 \n110,778.3 \n417,411.6 \n36,334.1 \n376,463.1 \n9,861.9 \n2,462,367.3 \nNOVEMBER \n487,289.4 \n40,321.7 \n42,332.0 \n488,637.3 \n3,116.5 \n36,852.0 \n417,162.5 \n117,050.8 \n389,727.1 \n39,126.4 \n369,190.3 \n17,960.5 \n2,448,766.4 \nDECEMBER \n533,165.2 \n42,285.1 \n17,617.9 \n435,613.1 \n5,047.0 \n62,165.8 \n389,181.2 \n115,404.6 \n379,809.3 \n37,409.1 \n369,838.8 \n18,252.9 \n2,405,790.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n489,585.3 \n43,743.8 \n18,574.7 \n464,097.6 \n5,467.4 \n48,086.1 \n362,554.0 \n116,635.5 \n412,901.1 \n37,722.2 \n367,126.2 \n16,773.1 \n2,383,267.1 \nFEBRUARY \n519,154.6 \n38,918.1 \n24,765.4 \n460,528.2 \n10,397.3 \n47,488.6 \n385,038.1 \n116,670.5 \n401,619.6 \n32,978.1 \n396,800.8 \n8,542.7 \n2,442,902.1 \nMARCH \n503,868.1 \n42,707.9 \n35,785.1 \n494,663.8 \n5,257.4 \n52,722.0 \n374,809.1 \n116,653.0 \n396,000.6 \n38,089.3 \n406,503.1 \n15,833.1 \n2,482,892.7 \nAPRIL \n540,156.2 \n40,707.1 \n18,138.9 \n502,514.1 \n9,898.6 \n18,817.9 \n407,595.0 \n175,048.3 \n447,549.2 \n49,619.1 \n511,048.2 \n15,136.7 \n2,736,229.2 \nMAY \n546,733.9 \n41,594.2 \n21,547.9 \n488,389.7 \n10,073.8 \n23,049.1 \n396,846.0 \n184,730.9 \n452.373.8 \n51,891.8 \n512,864.5 \n17,718.8 \n2,747,814.6 \nJUNE \n536,188.9 \n46,085.8 \n28,201.0 \n500,266.1 \n10,656.3 \n25,616.2 \n417,002.7 \n197,441.1 \n432,692.4 \n46,751.6 \n499,191.5 \n17,173.9 \n2,757,267.4 \nJULY \n575,645.3 \n43,055.0 \n28,090.8 \n480,483.6 \n6,359.2 \n27284.9 \n428611.4 \n206052.3 \n479384.6 \n49260.4 \n507930.0 \n46148.1 \n2878305.8 \nAUGUST \n548,866.7 \n56,886.1 \n38,891.3 \n498,696.8 \n54,387.2 \n110,618.5 \n422,942.5 \n221099.2 \n430,156.3 \n48,167.0 \n474,060.2 \n37,230.9 \n2,942,002.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \nJUNE \n116,635.2 \n58,578.8 \n147,313.8 \n447,394.5 \n183,146.3 \n352,600.3 \n366,824.2 \n96,685.8 \n701,195.7 \n46,578.5 \n597,373.1 \n104,843.6 \n3,219,169.8 \nJULY \n108,086.6 \n46,449.5 \n120,982.3 \n380,448.8 \n178,341.4 \n677,700.7 \n301,575.9 \n97,583.8 \n710,856.1 \n39,395.9 \n487,954.4 \n102,531.4 \n3,251,906.9 \nAUGUST \n137,107.1 \n48,726.1 \n135,788.5 \n319,106.0 \n174,593.9 \n637,190.7 \n333,255.3 \n99,194.1 \n639,401.6 \n41,996.5 \n417,762.6 \n93,772.1 \n3,077,894.4 \nSEPTEMBER \n100,028.3 \n57,039.8 \n145,652.5 \n380,781.4 \n207,379.2 \n612,131.5 \n408,359.1 \n103,872.8 \n795,047.6 \n46,982.9 \n435,912.4 \n90,265.8 \n3,383,453.4 \nOCTOBER \n94,346.3 \n52,722.4 \n141,401.4 \n338,625.9 \n223,223.8 \n754,145.4 \n339,305.6 \n99,583.3 \n754,116.1 \n41,527.2 \n440,197.9 \n97,771.1 \n3,376,966.4 \nNOVEMBER \n114,178.7 \n47,740.9 \n128,399.3 \n312,639.2 \n241,628.8 \n741,885.4 \n283,426.0 \n80,507.6 \n727,492.5 \n42,901.0 \n458,479.9 \n89,292.5 \n3,268,571.8 \nDECEMBER \n113,914.2 \n51,981.7 \n142,938.1 \n342,785.1 \n213,125.2 \n755,299.4 \n327,658.1 \n83,103.1 \n762,884.4 \n41,827.9 \n432,436.3 \n61,038.7 \n3,328,992.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n130,154.6 \n53,292.9 \n146,876.1 \n353,793.8 \n259,569.6 \n731,703.3 \n304,033.2 \n93,776.7 \n770,435.4 \n40,085.9 \n485,573.1 \n60,897.7 \n3,430,192.5 \nFEBRUARY \n138,812.3 \n55,092.2 \n134,813.9 \n420,181.0 \n262,183.8 \n786,295.6 \n270,062.5 \n131,134.8 \n779,640.3 \n39,169.2 \n508,813.7 \n61,822.3 \n3,588,021.6 \nMARCH \n118,239.1 \n55,167.5 \n135,807.9 \n382,675.5 \n216,025.3 \n791,776.0 \n275,549.1 \n103,298.7 \n806,185.9 \n42,432.8 \n521,381.5 \n72,990.9 \n3,521,530.3 \nAPRIL \n164,347.5 \n59,289.3 \n102,323.7 \n408,823.5 \n325,559.7 \n780,207.0 \n325,659.8 \n135,187.4 \n888,876.2 \n43,746.5 \n582,848.8 \n82,009.8 \n3,898,879.1 \nMAY \n149,474.1 \n60,669.4 \n108,977.6 \n355,802.3 \n332,850.8 \n800,256.8 \n303,599.4 \n132,132.8 \n1,027,552.7 \n38,921.0 \n581,930.2 \n93,334.9 \n3,985,501.8 \nJUNE \n194,685.1 \n64,188.9 \n95,595.6 \n470,267.7 \n291,594.6 \n812,999.7 \n348,303.5 \n130,453.4 \n895,698.0 \n44,735.5 \n575,149.1 \n91,392.4 \n4,015,063.5 \nJULY \n163335.6 \n56812.0 \n87587.5 \n370121.7 \n303367.3 \n830988.6 \n334436.8 \n112985.0 \n880761.1 \n44675.4 \n587756.7 \n94841.5 \n3867669.2 \nAUGUST \n128794.1 \n38934.1 \n90012.5 \n271204.3 \n270009.9 \n755141.6 \n236267.5 \n130548.6 \n865566.6 \n31180.4 \n467724.2 \n89582.4 \n3374966.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n17 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL \nARREARS) (WITH RBZ) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n1999 \n2000 \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n2012 \n2013 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,530 \n3,227 \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4,951 \n5,175 \n6,096 \n6,607 \n7,370 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,461 \n2,249 \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4,037 \n4,095 \n4,638 \n4,929 \n5,012 \nBilateral Creditors \n935 \n1,050 \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2,308 \n2,325 \n2,597 \n2,694 \n2,928 \nMultilateral Creditors \n1,235 \n1,199 \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1,729 \n1,770 \n2,041 \n2,235 \n2,084 \nPrivate Creditors \n291 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n0 \n0 \nPublic Enterprises \n543 \n534 \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,092 \n1,198 \n1,356 \nBilateral Creditors \n316 \n301 \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n711 \n703 \n858 \nMultilateral Creditors \n224 \n233 \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n382 \n495 \n498 \nPrivate Creditors \n3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \nMonetary Authorities \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nMultilateral Creditors - IMF \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nPrivate \n162 \n152 \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n366 \n480 \n1,002 \nShort-Term External Debt \n532 \n298 \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1,198 \n1,382 \n1,289 \n890 \n1,564 \nSupplier's Credits \n150 \n42 \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n134 \n30 \n0 \nReserve Bank \n \n \n \n \n \n \n \n \n \n \n642 \n642 \n618 \n614 \n614 \nPrivate \n382 \n256 \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n537 \n246 \n950 \nTotal External Debt \n4,062 \n3,525 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6,289 \n6,695 \n7,385 \n7,497 \n8,934 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n5,990 \n6,107 \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6,133 \n7,433 \n8,865 \n8,865 \n12,973 \nExternal Debt / GDP \n68% \n57.7% 31.4% 52.3% 75.7% 94.7% 136.3% \n63.9% \n110.5% 147.7% 102.5% \n90.1% \n83.3% 84.6% 68.9% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of \nFinance and Reserve Bank \nof Zimbabwe \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n18 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \nJul \n6.00-35.00 \n14.39 \n9.65 \n15.00-28.00 \n17.70 \n16.97 \nAug \n6.00-35.00 \n13.82 \n9.32 \n15.00-23.00 \n18.32 \n16.92 \nSep \n6.00-35.00 \n14.03 \n9.37 \n15.00-22.50 \n18.31 \n16.94 \nOct \n6.00-35.00 \n13.95 \n9.25 \n15.00-23.00 \n18.67 \n17.66 \nNov \n6.00-35.00 \n14.18 \n9.40 \n15.00-23.00 \n18.84 \n17.72 \nDec \n6.00-35.00 \n14.13 \n9.35 \n15.00-23.00 \n18.84 \n17.76 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n6.00-35.00 \n14.09 \n9.30 \n15.00-23.00 \n18.88 \n17.74 \nFeb \n6.00-35.00 \n14.08 \n9.32 \n15.00-23.00 \n18.88 \n17.73 \nMar \n6.00-35.00 \n14.24 \n9.27 \n15.00-23.00 \n18.88 \n17.73 \nApr \n6.00-35.00 \n14.22 \n9.12 \n15.00-23.00 \n18.88 \n17.73 \nMay \n6.00-35.00 \n14.39 \n9.25 \n15.00-23.00 \n18.87 \n17.74 \nJune \n6.00-35.00 \n14.44 \n9.33 \n15.00-23.00 \n19.00 \n18.00 \nJuly \n6.00-35.00 \n14.33 \n9.45 \n15.00-23.00 \n19.00 \n18.00 \nAugust \n6.00-35.00 \n14.28 \n9.45 \n15.00-23.00 \n19.00 \n18.00 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n3. Lending rates exclude rates on staff loans. \n \n \n19 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJULY \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nAUGUST \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nOCTOBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nNOVEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nDECEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n2014 \n \n \n \nJANUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nFEBRUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nMARCH \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nAPRIL \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nMAY \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nJUNE \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nJULY \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nAUGUST \n0.15-8.00 \n4.00-20.00 \n11.00-12.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates quoted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE HEALTH \nTRANSPOR\nT \nCOMMUNI-\nCATION \nRECREATION \n& \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOCTOBER \n1.21 \n0.00 \n-0.01 \n-0.36 \n0.06 \n-0.32 \n-0.07 \n-0.15 \n0.02 \n-0.08 \n-0.20 \n-0.04 \n0.04 \n-0.01 \nNOVEMBER \n0.38 \n-0.19 \n-0.01 \n-0.37 \n0.10 \n-0.13 \n-0.01 \n-0.13 \n5.57 \n1.08 \n-0.27 \n0.43 \n-0.60 \n0.09 \nDECEMBER \n0.14 \n-0.01 \n0.37 \n-0.29 \n0.12 \n0.27 \n0.05 \n-0.22 \n0.00 \n0.00 \n-0.46 \n0.08 \n-0.41 \n-0.08 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n0.20 \n-0.07 \n0.00 \n0.01 \n-0.23 \n0.01 \n0.00 \n-0.07 \n0.02 \n0.16 \n-0.09 \n0.00 \n0.44 \n0.14 \nFEBRUARY \n-0.01 \n-0.09 \n-0.11 \n-0.08 \n0.09 \n0.08 \n0.00 \n-0.04 \n0.23 \n-0.08 \n0.07 \n-0.01 \n0.18 \n0.05 \nMARCH \n-0.05 \n-0.06 \n-0.82 \n-0.12 \n0.02 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n-0.30 \n-0.26 \n-0.14 \n-0.22 \nAPRIL \n0.30 \n-0.10 \n-0.13 \n-0.75 \n0.16 \n0.33 \n-0.02 \n0.34 \n12.64 \n-1.02 \n-0.03 \n1.09 \n-0.46 \n0.58 \nMAY \n0.11 \n-0.11 \n-0.06 \n-0.29 \n0.00 \n0.23 \n-0.03 \n-0.20 \n0.07 \n-0.13 \n-0.43 \n-0.05 \n-0.30 \n-0.13 \nJUNE \n-0.05 \n0.12 \n0.00 \n0.06 \n0.30 \n-0.03 \n0.00 \n-0.09 \n0.00 \n-0.11 \n0.15 \n0.02 \n-0.12 \n-0.03 \nJULY \n-0.47 \n-0.21 \n0.12 \n0.30 \n-0.01 \n0.11 \n-0.12 \n-0.13 \n-0.08 \n1.79 \n0.85 \n-0.37 \n0.25 \n0.01 \nAUGUST \n-0.81 \n-0.05 \n-0.09 \n0.00 \n-0.14 \n0.04 \n0.28 \n-0.06 \n-0.08 \n-0.02 \n0.02 \n-1.21 \n-0.07 \n-0.31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( DECEMBER 2012 = 100) \n20 \n21 \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCOHOL-\nIC BEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TOBAC-\nCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVERAG-\n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSEPTEMBER \n4.36 \n0.61 \n3.70 \n-0.37 \n2.10 \n5.06 \n-13.66 \n-1.01 \n5.74 \n1.23 \n0.93 \n1.45 \n-0.32 \n0.86 \nOCTOBER \n5.23 \n0.25 \n2.96 \n-0.70 \n2.21 \n1.40 \n-13.76 \n-0.73 \n9.05 \n0.83 \n-0.20 \n1.25 \n-0.74 \n0.59 \nNOVEMBER \n5.94 \n-0.07 \n3.51 \n-1.03 \n2.42 \n-7.04 \n-13.83 \n-0.92 \n11.19 \n2.06 \n-0.35 \n1.58 \n-1.51 \n0.54 \nDECEMBER \n4.26 \n0.09 \n3.63 \n-1.08 \n2.11 \n1.61 \n-13.99 \n-1.03 \n11.29 \n2.03 \n-0.87 \n1.61 \n-2.20 \n0.33 \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n5.03 \n0.03 \n3.63 \n-1.07 \n1.87 \n1.62 \n-14.00 \n-1.12 \n11.30 \n2.18 \n-0.43 \n1.67 \n-2.08 \n0.41 \nFEBRUARY \n2.21 \n-0.43 \n3.09 \n-1.35 \n0.44 \n0.05 \n-13.86 \n-1.08 \n11.47 \n1.32 \n-1.45 \n0.93 \n-3.26 \n-0.49 \nMARCH \n1.67 \n-0.53 \n2.21 \n-1.82 \n0.40 \n-0.44 \n-13.68 \n-1.21 \n11.47 \n2.47 \n-1.82 \n0.51 \n-3.71 \n-0.91 \nAPRIL \n1.78 \n-0.55 \n0.46 \n-2.60 \n0.22 \n-0.11 \n-0.62 \n-0.93 \n20.71 \n1.13 \n-1.56 \n1.50 \n-3.73 \n-0.26 \nMAY \n1.91 \n-0.83 \n0.39 \n-2.62 \n0.29 \n0.86 \n-0.60 \n-0.64 \n20.79 \n0.95 \n-1.69 \n1.62 \n-3.75 \n-0.19 \nJUNE \n1.68 \n-0.81 \n0.40 \n-2.54 \n0.64 \n0.97 \n-0.27 \n-0.84 \n20.79 \n0.99 \n-1.67 \n1.67 \n-3.54 \n-0.08 \nJULY \n-2.88 \n1.64 \n-0.68 \n0.7 \n-2.4 \n0.8 \n0.5 \n-0.4 \n-0.8 \n23.0 \n1.8 \n-2.0 \n1.9 \n0.3 \nAUGUST \n-2.79 \n2.02 \n-0.44 \n-0.1 \n-2.5 \n0.6 \n0.7 \n-0.3 \n-0.8 \n21.4 \n0.9 \n-2.8 \n1.6 \n0.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n22 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \nJULY \n9.83 \n8.49 \n98.31 \n1.33 \n1.53 \nAUGUST \n10.33 \n8.75 \n98.18 \n1.32 \n1.55 \nSEPTEMBER \n10.10 \n8.58 \n97.92 \n1.35 \n1.62 \nOCTOBER \n9.95 \n8.50 \n98.28 \n1.37 \n1.60 \nNOVEMBER \n10.19 \n8.64 \n102.33 \n1.36 \n1.64 \nDECEMBER \n10.43 \n8.72 \n105.02 \n1.38 \n1.65 \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11.21 \n9.09 \n102.47 \n1.35 \n1.65 \nFEBRUARY \n10.71 \n8.85 \n101.74 \n1.37 \n1.67 \nMARCH \n10.56 \n8.85 \n102.38 \n1.38 \n1.68 \nAPRIL \n10.57 \n8.85 \n102.38 \n1.38 \n1.68 \nMAY \n10.44 \n8.73 \n101.61 \n1.36 \n1.67 \nJUNE \n10.58 \n8.67 \n101.30 \n1.36 \n1.70 \nJULY \n10.68 \n8.85 \n102.76 \n1.36 \n1.69 \nAUGUST \n10.98 \n9.07 \n107.35 \n1.29 \n1.63 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n23 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon \nFinan-\ncial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \nJul \n266.5 \n352.8 \n164.2 \n266.1 \n263.8 \n110.2 \n6.4 \n1,429.9 \n26.5 \n2,701.3 \n337.1 \n229.8 \n387.0 \n5,111.7 \n Aug. \n322.8 \n277.9 \n136.4 \n242.5 \n237.8 \n61.1 \n6.4 \n1,285.0 \n26.2 \n2,813.0 \n367.0 \n218.3 \n385.2 \n5,094.7 \n Sep \n334.1 \n336.0 \n178.0 \n327.8 \n226.3 \n111.5 \n6.0 \n1,519.7 \n26.9 \n2773.3 \n298.8 \n234.7 \n386.4 \n5,239.8 \nOct \n379.4 \n387.5 \n137.1 \n219.7 \n260.9 \n99.4 \n5.0 \n1,489.0 \n17.3 \n2,809.1 \n316.7 \n257.3 \n371.5 \n5,260.9 \nNov \n333.3 \n312.7 \n160.2 \n197.1 \n261.1 \n108.6 \n6.5 \n1,379.5 \n26.6 \n2,789.7 \n291.3 \n235.4 \n369.8 \n5,092.3 \nDec \n 354.8 \n367.8 \n135.5 \n 287.3 \n199.9 \n118.0 \n6.6 \n1,469.9 \n28.4 \n2,799.5 \n490.8 \n259.5 \n347.6 \n5,395.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n356.9 \n395.3 \n134.1 \n253.1 \n153.0 \n119.2 \n5.4 \n1,417.0 \n27.9 \n2,866.4 \n516.1 \n362.2 \n353.9 \n5,543.5 \nFeb \n334.3 \n387.0 \n130.5 \n285.0 \n195.0 \n193.2 \n5.4 \n1,530.0 \n32.8 \n2,718.1 \n534.5 \n502.9 \n351.1 \n5,669.5 \nMar \n304.6 \n354.1 \n147.4 \n280.3 \n165.9 \n255.2 \n5.4 \n1,512.9 \n28.7 \n2,737.9 \n522.7 \n538.8 \n349.7 \n5,690.7 \n Apr \n353.3 \n367.8 \n154.4 \n274.9 \n205.7 \n247.0 \n5.4 \n1,608.4 \n32.5 \n2,844.6 \n534.1 \n345.3 \n348.6 \n5,713.6 \n May \n327.8 \n421.1 \n120.5 \n372.8 \n211.5 \n241.7 \n5.4 \n1,700.6 \n27.5 \n2,836.8 \n591.4 \n366.2 \n347.1 \n5,869.6 \nJun \n347.1 \n404.7 \n166.4 \n338.1 \n198.0 \n261.9 \n0.0 \n1,716.1 \n16.2 \n2,863.2 \n607.8 \n362.9 \n346.1 \n5,912.6 \nJul \n347.1 \n321.3 \n176.7 \n276.3 \n186.0 \n246.2 \n0.0 \n1,553.7 \n15.4 \n2,940.4 \n597.5 \n347.4 \n345.6 \n5,800.0 \nAug \n360.7 \n424.5 \n178.5 \n243.5 \n173.9 \n237.5 \n0.0 \n1,618.6 \n15.5 \n2,949.1 \n609.5 \n353.9 \n346.4 \n5,892.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n24 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nMay \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \nJun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \nJul \n2,054.1 \n916.2 \n245.9 \n3,216.2 \n578.3 \n0.0 \n77.5 \n699.7 \n337.1 \n202.9 \n 5,111.7 \n3,216.2 \nAug \n2,017.4 \n879.5 \n253.2 \n3,150.1 \n608.2 \n0.0 \n63.8 \n694.9 \n367.0 \n210.8 \n5,094.7 \n3,150.1 \nSep \n2,082.1 \n899.3 \n294.5 \n3,275.8 \n674.6 \n0.0 \n 74.0 \n708.8 \n298.8 \n207.7 \n5,239.8 \n3,275.8 \nOct \n2,125.9 \n880.0 \n349.3 \n3,355.2 \n611.4 \n0.0 \n68.5 \n703.0 \n316.7 \n206.0 \n5,260.9 \n3,355.2 \nNov \n1,953.4 \n861.2 \n 371.6 \n3,186.2 \n627.8 \n0.0 \n75.8 \n689.7 \n291.3 \n221.6 \n5,092.3 \n3,186.2 \nDec \n 1,980.4 \n813.6 \n 517.1 \n3,311.1 \n614.0 \n0.0 \n65.0 \n730.9 \n490.8 \n 184.0 \n 5,395.7 \n3,311.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,153.6 \n802.7 \n403.5 \n3,359.8 \n661.3 \n0.0 \n55.9 \n592.9 \n516.1 \n357.5 \n5,543.5 \n3,359.8 \nFeb \n2,111.8 \n878.8 \n494.6 \n3,485.2 \n630.0 \n0.0 \n51.1 \n609.5 \n534.5 \n359.0 \n5,669.5 \n3,485.2 \nMar \n2,156.8 \n919.6 \n454.2 \n3,530.6 \n635.5 \n0.0 \n44.8 \n596.4 \n522.7 \n360.7 \n5,690.7 \n3,530.6 \n Apr \n2,267.5 \n958.3 \n435.7 \n3,661.5 \n553.5 \n0.0 \n17.0 \n595.0 \n534.1 \n352.4 \n5,713.6 \n3,661.5 \n May \n2,294.9 \n975.8 \n451.7 \n3,722.4 \n585.0 \n0.0 \n13.7 \n591.1 \n591.4 \n366.1 \n5,869.6 \n3,722.4 \nJun \n2,248.9 \n989.8 \n506.1 \n3,744.8 \n543.8 \n0.0 \n48.3 \n591.2 \n607.8 \n376.7 \n5,912.6 \n3,744.8 \nJul \n2,130.4 \n892.9 \n606.6 \n3,629.9 \n560.8 \n0.0 \n39.5 \n571.5 \n597.5 \n400.6 \n5,800.0 \n3,629.9 \nAug \n2202.3 \n963.1 \n539.9 \n3705.3 \n552.7 \n0.0 \n43.5 \n580.7 \n609.5 \n401.2 \n5892.9 \n3,705.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n25 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \n \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAug \n1.4 \n1.7 \n0.4 \n0.6 \n3.4 \n0.0 \n7.4 \n0.0 \n265.6 \n34.5 \n45.5 \n37.3 \n390.3 \n \nSep \n1.2 \n0.8 \n0.0 \n0.3 \n3.4 \n0.0 \n5.7 \n0.0 \n233.7 \n35.8 \n46.6 \n38.6 \n360.4 \n \nOct \n0.9 \n0.5 \n0.4 \n0.6 \n2.5 \n0.0 \n4.8 \n0.0 \n234.8 \n35.6 \n41.3 \n38.7 \n355.2 \n \nNov \n0.4 \n0.6 \n0.1 \n0.2 \n2.5 \n0.0 \n3.9 \n0.0 \n231.9 \n35.5 \n39.6 \n38.3 \n349.2 \n \nDec \n1.1 \n0.5 \n0.1 \n0.4 \n2.5 \n0.0 \n4.6 \n0.0 \n232.7 \n35.5 \n29.2 \n40.5 \n342.5 \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n0.1 \n0.5 \n0.0 \n0.2 \n1.8 \n0.0 \n2.6 \n0.0 \n81.3 \n10.0 \n23.5 \n34.7 \n152.1 \n \nFeb \n0.2 \n0.4 \n0.1 \n0.1 \n1.8 \n0.0 \n2.5 \n0.0 \n77.6 \n9.0 \n24.1 \n34.6 \n147.9 \n \nMar \n0.1 \n0.1 \n0.1 \n0.1 \n1.6 \n0.0 \n2.0 \n0.0 \n53.2 \n8.7 \n21.8 \n32.5 \n118.1 \n \nApr \n0.1 \n0.4 \n0.2 \n0.3 \n1.6 \n0.0 \n2.6 \n0.0 \n75.2 \n8.5 \n22.2 \n32.4 \n140.9 \n \nMay \n0.2 \n0.4 \n0.0 \n0.1 \n0.3 \n0.0 \n0.9 \n0.0 \n68.7 \n0.1 \n14.6 \n30.3 \n114.6 \n \nJun \n0.2 \n0.2 \n0.1 \n0.1 \n0.6 \n0.0 \n1.2 \n0.0 \n66.8 \n0.1 \n14.7 \n29.6 \n112.4 \n \nJul \n0.2 \n0.3 \n0.0 \n0.1 \n0.3 \n0 \n0.9 \n0.0 \n66.9 \n0.1 \n12.9 \n28.7 \n109.6 \n \nAug \n0.2 \n0.7 \n0.0 \n0.1 \n0.3 \n0.0 \n1.3 \n0.0 \n64.4 \n0.0 \n19.4 \n23.9 \n109.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n26 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nAug \n109.5 \n80.6 \n 25.2 \n215.2 \n47.5 \n0.0 \n1.2 \n-101.7 \n34.5 \n 193.6 \n390.3 \n 215.2 \nSep \n111.2 \n82.6 \n19.0 \n212.8 \n47.9 \n0.0 \n1.2 \n-114.9 \n35.8 \n177.8 \n360.4 \n212.8 \nOct \n112.5 \n80.4 \n14.9 \n207.8 \n48.3 \n0.0 \n1.2 \n-114.3 \n35.6 \n176.7 \n355.2 \n207.8 \nNov \n122.6 \n59.7 \n20.0 \n202.3 \n48.2 \n0.0 \n1.2 \n-118.2 \n35.5 \n180.2 \n349.2 \n202.3 \nDec \n134.5 \n56.4 \n6.9 \n 197.8 \n48.9 \n0.0 \n1.2 \n-127.6 \n35.5 \n186.7 \n342.5 \n 197.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n36.8 \n57.7 \n5.7 \n100.1 \n11.7 \n0.0 \n0.0 \n0.7 \n10.0 \n29.6 \n152.1 \n100.1 \nFeb \n47.6 \n48.3 \n0.0 \n95.8 \n11.7 \n0.0 \n0.0 \n-10.9 \n9.0 \n42.3 \n147.9 \n95.8 \nMar \n41.0 \n55.8 \n0.0 \n96.9 \n12.0 \n0.0 \n0.0 \n-17.7 \n8.7 \n18.4 \n118.1 \n96.9 \nApr \n57.4 \n40.3 \n0.0 \n97.7 \n12.2 \n0.0 \n0.0 \n-19.8 \n8.5 \n42.4 \n140.9 \n97.7 \nMay \n42.8 \n34.6 \n0.0 \n77.4 \n0.0 \n0.0 \n0.0 \n4.7 \n0.1 \n32.5 \n114.6 \n77.4 \nJun \n42.8 \n33.2 \n0.0 \n76.0 \n0.0 \n0.0 \n0.0 \n2.3 \n0.1 \n33.7 \n112.3 \n76.0 \nJul \n42.6 \n33.8 \n0.0 \n76.3 \n0.0 \n0.0 \n0.0 \n-8.7 \n0.1 \n41.8 \n109.6 \n76.3 \nAug \n36.4 \n40.4 \n0.0 \n76.8 \n0.0 \n0.0 \n0.0 \n-7.8 \n0.0 \n40.0 \n109.0 \n76.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n27 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \nJan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \nFeb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \nMar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \nApr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \nMay \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \nJun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \nJul \n26.1 \n207.4 \n0.0 \n20.0 \n253.5 \n312.4 \n123.1 \n48.6 \n121.6 \n859.2 \nAug \n34.7 \n204.1 \n0.0 \n20.0 \n258.8 \n320.6 \n123.0 \n46.4 \n124.1 \n872.9 \nSep \n36.4 \n204.9 \n0.0 \n20.0 \n261.3 \n353.4 \n122.7 \n52.2 \n124.6 \n914.2 \nOct \n39.3 \n186.8 \n0.0 \n20.0 \n246.1 \n358.4 \n128.2 \n51.8 \n122.4 \n906.9 \nNov \n39.7 \n163.1 \n0.0 \n40.0 \n242.8 \n361.6 \n135.8 \n43.6 \n122.9 \n906.7 \nDec \n34.8 \n158.8 \n0.0 \n40.0 \n233.6 \n381.5 \n127.7 \n55.2 \n123.0 \n920.9 \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \nJan \n30.9 \n147.5 \n0.2 \n40.0 \n218.6 \n384.5 \n136.4 \n64.4 \n125.3 \n929.1 \nFeb \n30.2 \n165.0 \n0.2 \n40.0 \n235.3 \n385.8 \n132.0 \n65.4 \n125.4 \n943.9 \nMar \n47.5 \n166.2 \n0.2 \n40.0 \n253.8 \n390.4 \n132.1 \n68.8 \n125.0 \n970.1 \nApr \n45.2 \n161.0 \n0.2 \n40.0 \n246.5 \n401.8 \n132.4 \n76.6 \n124.7 \n981.9 \nMay \n47.7 \n190.7 \n0.2 \n40.0 \n278.6 \n394.0 \n147.0 \n82.7 \n124.3 \n1,026.7 \nJun \n39.5 \n187.9 \n0.0 \n40.0 \n267.4 \n400.0 \n150.4 \n84.0 \n124.4 \n1,026.1 \nJul \n40.6 \n180.9 \n0.0 \n40.0 \n261.5 \n431.8 \n159.4 \n84.1 \n124.4 \n1,061.2 \nAug \n17.8 \n219.8 \n0.0 \n51.4 \n289.1 \n442.4 \n166.5 \n86.4 \n124.2 \n1,108.6 \n \n \n \n \n \n \n \n \n \n \n \n28 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n Jul \n339.1 \n222.8 \n561.9 \n202.0 \n95.3 \n859.2 \n561.9 \n Aug \n298.4 \n270.1 \n568.4 \n206.3 \n98.2 \n872.9 \n568.4 \n Sep \n336.1 \n246.9 \n583.0 \n209.2 \n122.0 \n914.2 \n583.0 \n Oct \n310.9 \n264.9 \n575.8 \n212.0 \n119.4 \n907.2 \n575.8 \n Nov \n328.9 \n244.3 \n573.1 \n214.8 \n118.8 \n906.7 \n573.1 \n Dec \n370.3 \n197.3 \n567.6 \n219.6 \n133.9 \n921.0 \n567.6 \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n313.9 \n253.1 \n567.0 \n225.9 \n136.2 \n929.1 \n567.0 \nFeb \n318.7 \n264.4 \n583.1 \n228.6 \n132.2 \n943.9 \n583.1 \nMar \n374.6 \n234.6 \n609.2 \n231.4 \n129.5 \n970.1 \n609.2 \nApr \n358.4 \n262.7 \n621.1 \n234.0 \n126.8 \n981.9 \n621.1 \nMay \n436.2 \n233.2 \n669.4 \n238.0 \n119.1 \n1,026.7 \n669.4 \nJun \n440.1 \n212.2 \n652.3 \n243.1 \n130.9 \n1,026.3 \n652.3 \nJuly \n362.4 \n302.9 \n665.3 \n244.2 \n151.9 \n1,061.3 \n665.3 \nAug \n358.8 \n336.8 \n695.5 \n250.6 \n162..6 \n1,108.7 \n695.5 \n \n \n \n \n \n \n \n \n29 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \nJul \n232.87 \n66.77 \n5,9136.78 \nAug \n181.67 \n48.73 \n4,682.27 \nSep \n200.05 \n49.90 \n5,157.20 \nOct \n209.74 \n52.68 \n5,407.42 \nNov \n213.04 \n47.02 \n5,482.03 \nDec \n202.12 \n45.79 \n5,203.13 \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n189.25 \n35.40 \n4,882.11 \nFeb \n189.45 \n39.24 \n4,906.94 \nMar \n176.32 \n29.51 \n4,560.29 \nApr \n172.91 \n29.64 \n4,473.51 \nMay \n174.89 \n35.45 \n4,485.11 \nJun \n186.57 \n61.32 \n4,873.40 \nJuly \n188.07 \n95.00 \n4,959.21 \nAug \n196.43 \n104.8 \n5,186.63 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \n30 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \nJuly \n1,162.1 \n109.7 \n70.8 \n561.9 \n1,904.5 \nAugust \n1,132.7 \n105.8 \n70.4 \n568.4 \n1,877.2 \nSeptember \n1,193.8 \n101.6 \n69.8 \n583.0 \n1,948.2 \nOctober \n1,229.3 \n95.2 \n69.3 \n575.8 \n1,969.7 \nNovember \n1,232.8 \n79.7 \n73.4 \n573.1 \n1,959.0 \nDecember \n1,330.7 \n63.3 \n72.7 \n567.6 \n2,034.3 \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,206.2 \n63.3 \n70.1 \n567.0 \n1,906.7 \nFebruary \n1,373.4 \n48.3 \n71.5 \n583.1 \n2,076.3 \nMarch \n1,373.8 \n55.8 \n75.1 \n609.2 \n2,113.9 \nApril \n1,394.0 \n40.3 \n81.0 \n621.1 \n2,136.4 \nMay \n1,427.5 \n34.6 \n77.5 \n669.4 \n2,209.0 \nJune \n1,495.8 \n33.2 \n81.3 \n652.3 \n2,262.6 \nJuly \n1,499.5 \n33.8 \n84.2 \n665.3 \n2,282.80 \nAug \n1,502.9 \n40.4 \n84.0 \n695.5 \n2,322.9 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \n31 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n1,035.2 \n200.3 \n36.2 \n66.0 \n-29.8 \nFebruary \n1,244.9 \n1,025.4 \n219.5 \n26.9 \n67.3 \n-40.4 \nMarch \n1,277.6 \n1,016.2 \n261.4 \n8.9 \n65.8 \n-57.0 \nApril \n1,491.7 \n1,050.1 \n441.6 \n23.4 \n68.5 \n-45.1 \nMay \n1,480.8 \n1,037.7 \n443.1 \n27.3 \n70.1 \n-42.8 \nJune \n1,425.8 \n969.7 \n456.0 \n24.1 \n66.9 \n-42.8 \nJuly \n1,429.9 \n964.9 \n465.1 \n11.6 \n66.3 \n-54.7 \nAugust \n1,285.0 \n945.0 \n340.0 \n7.4 \n64.6 \n-57.2 \nSeptember \n1,519.7 \n982.7 \n536.9 \n5.7 \n63.8 \n-58.1 \nOctober \n1,489.0 \n1,006.6 \n482.5 \n4.8 \n62.3 \n-57.5 \nNovember \n1,379.5 \n955.9 \n423.7 \n3.9 \n60.7 \n-56.8 \nDecember \n1,469.9 \n993.3 \n476.6 \n4.6 \n59.3 \n-54.7 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,417.0 \n1,007.9 \n409.0 \n2.6 \n30.0 \n-27.4 \nFebruary \n1,466.6 \n1,045.6 \n421.0 \n2.5 \n28.7 \n-26.2 \nMarch \n1,512.9 \n1,059.2 \n453.7 \n2.0 \n29.1 \n-27.1 \nApril \n1,608.4 \n1,098.5 \n509.9 \n2.6 \n29.3 \n-26.7 \nMay \n1,700.6 \n1,116.7 \n583.9 \n0.9 \n23.2 \n-22.3 \nJune \n1,716.1 \n1,123.4 \n592.7 \n1.2 \n22.8 \n-21.6 \nJuly \n1,553.7 \n1,089.0 \n464.7 \n0.9 \n22.9 \n-22.0 \nAugust \n1,618.6 \n1,111.6 \n507.0 \n1.3 \n23.0 \n-21.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from May 2012, the prescribed liquid asset ratio was reviewed to 30% of liabilities to the public. \n32 \nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nValues of Transactions (US$ in millions) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n3,563.84 \n5.24 \n80.72 \n173.71 \n115.53 \n89.67 \nFeb \n2,968.02 \n5.52 \n103.88 \n156.66 \n118.70 \n80.56 \nMar \n3,339.98 \n15.21 \n134.33 \n178.08 \n118.47 \n102.05 \nApr \n3,535.58 \n16.58 \n140.28 \n187.85 \n160.61 \n123.03 \nMay \n3,915.31 \n15.42 \n129.20 \n203.37 \n211.75 \n152.24 \nJun \n3,544.35 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJul \n3,955.45 \n12.31 \n132.61 \n205.37 \n164.08 \n139.13 \nAug \n3,351.13 \n10.45 \n138.05 \n203.41 \n189.48 \n128.68 \nSep \n3,409.17 \n13.34 \n120.41 \n190.44 \n173.13 \n142.32 \nOct \n3,641.98 \n13.75 \n121.55 \n206.51 \n201.51 \n156.26 \nNov \n3,134.35 \n11.40 \n102.19 \n229.52 \n222.18 \n57.34 \nDec \n3,438.08 \n4.04 \n130.15 \n265.80 \n268.94 \n68.58 \n \n \n \n \n \n \n \nAnnual Total \n41,797.24 \n136.91 \n1,450.48 \n2,382.07 \n2,091.02 \n1,361.84 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n3,093.01 \n5.24 \n102.26 \n233.10 \n228.25 \n68.31 \nFeb \n2,954.93 \n10.73 \n96.27 \n193.90 \n217.14 \n64.42 \nMar \n3,332.79 \n10.40 \n103.58 \n232.94 \n255.32 \n87.94 \nApr \n3,439.33 \n9.66 \n126.26 \n253.16 \n264.38 \n96.29 \nMay \n3,915.31 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJune \n3,657.44 \n12.42 \n110.38 \n250.87 \n284.18 \n104.28 \nJuly \n3,955.45 \n11.72 \n125.81 \n267.00 \n312.35 \n101.75 \nAugust \n 3,467.34 \n9.36 \n 135.90 \n 273.39 \n 320.36 \n103.26 \n \n \n \n \n \n \n \n36 \nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nVolumes of Transactions (in thousands) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n181.68 \n21.18 \n761.09 \n691.18 \n6,950.84 \n47.53 \nFeb \n172.41 \n21.95 \n811.83 \n620.06 \n6,835.89 \n30.75 \nMar \n179.44 \n37.01 \n1,377.65 \n743.82 \n7,042.27 \n33.69 \nApr \n182.87 \n37.31 \n954.80 \n760.46 \n9,908.41 \n34.73 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n185.80 \n34.36 \n968.54 \n731.17 \n9,110.97 \n36.87 \nJul \n205.85 \n35.41 \n1,052.26 \n822.57 \n10,099.72 \n42.74 \nAug \n187.25 \n30.29 \n1,114.86 \n825.75 \n11,551.94 \n41.78 \nSep \n201.22 \n33.17 \n1,003.98 \n799.62 \n8,701.56 \n44.48 \nOct \n212.66 \n35.69 \n1,073.88 \n873.19 \n9,769.81 \n48.59 \nNov \n186.64 \n31.74 \n904.27 \n927.93 \n14,753.35 \n24.04 \nDec \n180.80 \n11.82 \n1,033.73 \n1,042.32 \n12,273.02 \n23.56 \n \n \n \n \n \n \n \nAnnual Total \n2,291.82 \n367.02 \n12,011.07 \n9,631.50 \n119,144.68 \n447.44 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n182.48 \n29.41 \n973.79 \n815.89 \n11,141.19 \n24.19 \nFeb \n175.09 \n32.95 \n991.91 \n799.12 \n10,631.60 \n25.10 \nMar \n192.02 \n32.35 \n1,163.76 \n947.64 \n12,859.50 \n30.82 \nApr \n183.63 \n28.12 \n1,184.85 \n974.37 \n13,298.04 \n29.23 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n193.58 \n32.98 \n1,164.73 \n966.45 \n14,163.56 \n34.25 \nJuly \n199.59 \n34.34 \n1,272.91 \n1038.44 \n15,370.63 \n37.68 \nAugust \n 170.86 \n 27.25 \n 1,300.35 \n 1,122.41 \n 16,268.07 \n 33.84", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/August2014.pdf"}
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+{"doc_id": "2c924232739f28b2157388fa26196e0f", "text": "i \n \n \n \n \n \n \n \n \nFEBRUARY 2023 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nOVERVIEW .................................................................................................................................. 4 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 5 \nCopper ........................................................................................................................................ 5 \nBrent Crude Oil............................................................................................................................. 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange .......................................................................................................... 7 \nVictoria Falls Stock Exchange ..................................................................................................... 8 \nVFEX Market Capitalization....................................................................................................... 8 \nINFLATION OUTTURN ............................................................................................................. 8 \nMonthly Inflation ...................................................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nCash Transactions ................................................................................................................... 10 \nMobile and Internet Based Transactions .............................................................................. 10 \nCard Based Transactions ....................................................................................................... 10 \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2022 \n \nJanuary \n2023 \n \nFebruary \n \nMonth-on- Month \nChange (%) \n \nReserve Money2 (M0) (ZW$ millions) \n122,997.66 \n204,036.13 \n65.89 \nMoney Supply2 (M3) (ZW$ millions) \n2,697,360.47 \n2,928,243.29 \n8.56 \nAnnual Inflation1 (%) \n \n101.5 \n92.3 \n-9.2a \nMonthly Inflation1 (%) \n0.7 \n-1.6 \n-2.3a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n \n4,002.19 \n3,857.23 \n-3.62 \nNominal Lending Rate2 \n(% per annum) \n100.00-240.00 \n65.00-230.00 \n \nSources: \n1. Zimbabwe National Statistics Agency (ZIMSTAT) \n2. Reserve Bank of Zimbabwe (RBZ) \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nOVERVIEW \nThe domestic economy was relatively stable \nduring the month of February 2023, as \nevidenced by the decline in month-on-month \ninflation, from 0.7% in January 2023 to -1.6% \nin February 2023. Annual headline inflation \nalso declined from 101.5% in January 2023 to \n92.3% in February 2023. \n \nMonth-on-month, broad money increased by \n8.56% in February 2023, compared to 15.36% \nrecorded in January 2023. Valuation effects on \nforeign currency deposits remained the biggest \ndriver of broad money growth. \n \nInternational commodity prices were subdued \nin the month under review, on account of a \nstronger US dollar, as investors remained \nconcerned by the likelihood of future interest \nrate hikes by the U.S Federal Reserve Bank. \nPrices of gold, platinum, palladium, copper, \nnickel, and crude oil softened, during the month \nunder review. \n \nDuring the month under analysis, the local \nbourse was characterised by bullish sentiment. \nAs a result, the All Share, Medium Cap and \nSmall Cap indices registered gains. The mining \nindex also increased by 14.55% to 29 207.92 \npoints. \n \nActivity on the National Payment Systems \n(NPS) was slightly subdued, with the value of \ntransactions processed through the system \nfalling by 3.5% to ZW$3.86 trillion during the \nreporting month, from ZW$4.00 trillion \nrecorded in the previous month. \n \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nIn the month under review, prices for gold, \nplatinum, copper, and crude oil were largely \nsubdued on account of a stronger US dollar as \ninvestors remained wary of future interest rate \nhikes by the U.S. Federal Reserve Bank, in its \nquest to tame inflation. \n \nPrecious Metals \n \n Gold \nGold prices retreated by 2.3% to US$1,856.03 \nper ounce in February 2023, from US$1,899.01 \nper ounce recorded in the previous month. \nPrices of the yellow metal retreated as the U.S. \ndollar firmed, following the release of robust \nemployment statistics. \n \nPlatinum \nPlatinum prices eased by 9.4%, from a monthly \naverage of US$1,054.88 per ounce in January \n2023 to US$955.40 per ounce, during the \nmonth under review. The decline was \nunderpinned by weak industrial demand, \ncoupled with gloomy investment prospects as \ninvestors rekindled their appetite for riskier \nassets. \n \nPalladium \nPalladium prices were on a negative trajectory \nduring the reporting month, amid sluggish \ndemand from the auto industries. Monthly \naverage prices declined by 11.0%, from \nUS$1,735.24 per ounce in January 2023 to \nUS$1,544.00 per ounce in the reporting month. \n \n \n \n5 \n \nFigure \n1 \nshows \nprecious \nmetal \nprice \ndevelopments for the period from February \n2022 to February 2023. \n \nFigure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n \nBase Metals \n \nCopper \n \nCopper prices declined by 1.0%, from \nUS$9,048.93 per tonne in the previous month \nto US$8,954.80 per tonne in February 2023. \nPrices were weighed down by growing \nuncertainty over economic recovery in China, \nthe largest user of industrial metals. \n \nNickel \nNickel prices fell by 5.8%, from a monthly \naverage of US$28,366.05 per tonne in the prior \nmonth to US$26,721.15 per tonne, during the \nmonth under review. This was, in large part, \ndue to a stronger US dollar, increasing \nstockpiles of the base metal, as well as \nslackening demand in China. Figure 2 shows \nthe developments in base metal prices for the \nperiod from February 2022 to February 2023. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \nBrent Crude Oil \n \nBrent Crude oil prices increased by a marginal \n0.8%, from a monthly average of US$84.15 per \nbarrel in the previous month to US$83.43 per \nbarrel in February 2023. This was largely \nattributable to a stronger U.S. dollar and fears \nof subdued demand in China, as investors \nbegan to doubt the economic impact of the \nrelaxation of Covid-19 restrictions in China, \nthe largest oil importer. \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2022 \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nUS$/oz.\nGold\nPalladium\nPlatinum\n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nUS$/barrel\n \n \n \n6 \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock amounted to ZW$2 \n928.24 billion in February 2023, compared to \nZW$2 697.36 billion recorded in January 2023. \nThe money stock was composed of foreign \ncurrency deposits, 59.92%; local currency \ndeposits, 39.87%; and currency in circulation, \n0.21%. Figure 4 shows the composition of \nmoney supply. \nFigure 4: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2022 \n \nMonth-on-month, broad money growth slowed \nto 8.56% in February 2023, compared to \n15.36% recorded in January 2023. The growth \nlargely reflected increases of ZW$127.93 \nbillion and ZW$101.55 billion in foreign \ncurrency accounts (FCAs) and local currency \ndeposits, respectively. \nDuring the month under review, domestic \nclaims rose by 10.92%, compared to 15.51% \nrecorded in the previous month. The growth in \ndomestic claims was largely due to increases of \nZW$183.83 billion and ZW$13.90 billion in \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \ncredit to the private sector and net claims on \nGovernment, respectively. \nOn an annual basis, broad money registered an \nincrease of 478.56%, up from 473.37% in \nJanuary 2023, largely driven by exchange rate \nrevaluation. The foreign currency component \nof broad money increased by 677.10%, while \nthe local currency component increased by \n318.67%. \nThe growth in foreign currency deposits from \nZW$225.78 billion in February 2022 to ZW$1 \n754.51 billion in February 2023, was largely \nattributable to revaluation changes due to \nexchange rate movements. The exchange rate \ndepreciated by 616.93%, from ZW$124.02 per \nUS$1 to ZW$889.13 per US$1, over the period \nFebruary 2022 to February 2023. \nNet credit to Government and credit to the \nprivate sector increased by ZW$388.00 billion \n(529.72%) \nand \nZW$1 \n254.24 \nbillion \n(473.97%), respectively, over the year to \nFebruary 2023. \nCredit to the private sector was mainly \nchanneled to households and agriculture, which \nreceived 22.76% and 22.60% of the total credit, \nrespectively. \nThe \nmanufacturing \nand \ndistribution sectors received 13.44% and \n11.46% of the credit, respectively. Private \nsector credit shares for the rest of the economic \nsectors are shown in Figure 5. \n \n \n \nLocal \nCurrency \nTransferabl\ne deposits\n29.30%\nForeign \nCurrency \nDeposits\n59.92%\nTime \nDeposits\n10.03%\nCurrency in \nCirculation\n0.21%\nNCDs\n0.54%\n \n \n \n7 \n \nFigure 5: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 31.57%; inventory \nbuild-up, \n30.21%; \nand \nfixed \ncapital \ninvestments, 17.44%. \n \nSTOCK MARKET DEVELOPMENTS \n \nZimbabwe Stock Exchange \n \nThe Zimbabwe Stock Exchange (ZSE) was \ncharacterized by positive trading for the third \nconsecutive month, during the month of \nFebruary 2023. \n \nAs a result, the ZSE All Share, Top 10, Top 15, \nMedium Cap and Small Cap indices added \n25.14%, 22.85%, 26.70%, 30.64%, and 26.67% \nto close at 28 548.02 points, 16 983.33 points, \n29 207.92 points, 62 970.45 and 631 204.30 \npoints, respectively. \n \nSimilarly, the mining index added 14.55% to \nclose the month at 29 207.92 points, compared \nto 25 496.86 points recorded in January 2023. \nOn a year-on-year basis, the ZSE All Share, \nTop 10, Top 15, Medium Cap and Small Cap \nindices grew by 90.44%, 70.63%, 79.65%, \n156.32% and 55.26%, respectively. The mining \nindex also increased by 214.06%, from \n9 300.03 points recorded in the comparable \nmonth in 2022. \n \nFigure 6: ZSE All Share, Top 10 and Mining \nIndices \n \nSource: Zimbabwe Stock Exchange, 2022 \n \nThe cumulative volume and value of shares \ntraded on the ZSE increased by 59.55% and \n109.75% to 164.01 million shares and \nZW$24.41 billion, respectively. This compares \nto 102.79 million shares and ZW$11.64 billion \nrecorded in the prior month, respectively. \nThe proportion of foreign purchases to the \nvalue of shares traded, also improved to \n15.49%, from 7.13% in January 2023. \nConcomitantly, net foreign position improved \nfrom -ZW$2.80 billion in the preceding month, \nto -ZW$1.50 billion in reporting month. \nHouseholds\n22.76%\nAgriculture\n22.60%\nMining\n9.97%\nManufacturing\n13.44%\nDistribution\n11.46%\nConstruction\n1.79%\nTransport & \nCommunicat\nions\n2.14%\nServices\n10.18%\nFinancial Org. \n& Investments\n5.64%\nOther\n0.03%\n4,800\n7,800\n10,800\n13,800\n16,800\n19,800\n22,800\n25,800\n28,800\n31,800\n5100\n8100\n11100\n14100\n17100\n20100\n23100\n26100\n29100\n32100\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n8 \n \nFigure 7: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2022 \n \nAs a result of bullish sentiments exhibited on \nthe ZSE during the month of February 2023, the \nmarket added ZW$116.29 billion, or 4.73% \nworth of capitalization to close at ZW$2 576.32 \nbillion. On a year-on-year basis, ZSE \ncapitalization grew by ZW$713.30 billion or \n38.29%, from ZW$1 863.09 billion recorded in \nFebruary 2022. \n \nVictoria Falls Stock Exchange \n \nThe Victoria Falls Stock Exchange (VFEX) \nexperienced losses in the month of February \n2023. As a result, the VFEX All Share index \nlost 3.48% to close at 107.24 points, from \n111.11 points recorded in the prior month. \n \nHowever, on an annual basis, the VFEX All \nShare Index added 2.86%, from 104.26 points \nrecorded in February 2022. \nFigure 8: Victoria Falls Stock Exchange All \nShare Index \n \nSource: Victoria Falls Stock Exchange (VFEX), \n2022 \n \nVFEX Market Capitalization \n \nDespite the losses incurred on the VFEX during \nthe month under review, market capitalization \nincreased by 70.63% to US$1.08 billion, \ncompared to US$0.63 billion recorded in \nJanuary 2023. This largely emanated from new \nlisting of Innscor Africa Limited shares, which \nresulted in an increase in the number of \noutstanding issued stock. \nINFLATION OUTTURN \nAnnual Inflation \n \nAnnual headline inflation continued to slow \ndown, declining from 101.5% in January 2023 \nto 92.34% in February 2023. This followed \ndeclines in both annual food and non-food \ninflation. \n \nAnnual food inflation fell from 153.3% in \nJanuary 2023 to 136.85% in February 2023. \nYear-on-year, \nnon-food \ninflation \nalso \n0\n2,400\n4,800\n7,200\n9,600\n12,000\n14,400\n16,800\n19,200\n21,600\n24,000\n26,400\n28,800\n0\n200\n400\n600\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\n 150.00\n01-Feb-22\n01-Mar-22\n01-Apr-22\n01-May-22\n01-Jun-22\n01-Jul-22\n01-Aug-22\n01-Sep-22\n01-Oct-22\n01-Nov-22\n01-Dec-22\n01-Jan-23\n01-Feb-23\n \n \n \n9 \n \ndecelerated from 74.21% in January 2023 to \n68.11% in February 2023. This was largely on \naccount of declines in housing, water, \nelectricity and gas and other fuels. \n \nMonthly Inflation \n \nMonthly inflation fell from 0.7% in January \n2023 to -1.6% in February 2023, on account of \ndeclines in both food and non-food inflation. \n \nMonth-on-month food inflation decelerated \nfrom 0.40% in January 2023 to -1.58% in \nFebruary 2023. Monthly non-food inflation fell \nfrom 1.0% in the preceding month to -1.63% in \nthe reporting month. \n \nFigure \n9 \nshows \nmonthly \ninflation \ndevelopments for the period from September \n2021 to February 2023. \n \nFigure 9: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2023 \n \nNATIONAL PAYMENTS SYSTEM \n \nThe aggregate value of transactions processed \nthrough the National Payment Systems (NPS) \nstood at ZW$3.86 trillion in February 2023, \ndown from ZW$4.00 trillion recorded in the \nprevious month. NPS transaction volumes \ndecreased by 10% to 57.0 million in the month \nunder analysis. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of Real Time Gross Settlement \n(RTGS) transactions declined by 7.24% to \nZW$3.05 trillion in February 2023, from \nZW$3.1 trillion reported in the previous month. \nFigure 10: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n-2.00\n3.00\n8.00\n13.00\n18.00\n23.00\n28.00\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nFood and non alcoholic beverages\nNon food\nAll Items\n -\n 500.0\n 1,000.0\n 1,500.0\n 2,000.0\n 2,500.0\n 3,000.0\n 3,500.0\n 4,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n \n \n10 \n \nCash Transactions \n \nCash-based \ntransactions \nincreased \nfrom \nZW$173.09 billion in January 2023 to \nZW$174.72 billion in February 2023. \n \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$1.45 trillion, during the \nmonth under analysis, representing an increase \nof 7.58% from ZW$1.35 trillion recorded in \nJanuary 2023. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCard Based Transactions \n \nCard-based transactions decreased by 4.96% to \nZW$293.11 billion in February 2023, from \nZW$309.15 billion recorded in the previous \nmonth. \n \n \nAPRIL 2023 \n \nRESERVE BANK OF ZIMBABWE\n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n13 \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n16 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n17 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n18 \n 5.2 Liabilities \n \n \n \n \n19 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n20 \n 6.2 Liabilities \n \n \n \n \n \n \n21 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n22 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n23 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n24 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n25 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n26 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n27 \n \n External Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n28 \n \n \n \n \n \n \n \n \n12 \n \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n29 \n \n National Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n30 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n13 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nNet Foreign Assets\n-471,346,132.81\n-543,454,309.01\n-607,806,554.74\n-1,139,041,286.30\n-1,440,376,428.47\n-1,799,900,028.55 -1,795,279,800.26\n-1,954,300,330.22\n-2,033,984,124.20\n-2,085,714,926.41\n-2,349,872,967.37\n-2,877,479,313.00 -2,950,794,577.06\nCentral Bank(net)\n-608,788,967.34\n-717,594,313.10\n-794,405,282.55\n-1,478,375,394.21\n-1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,828,947,111.97\n-3,452,276,894.90\n-3,703,145,007.04\nForeign Assets\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n575,414,250.75\n457,046,789.46\n616,728,155.87\nForeign Liabilities\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,404,361,362.72\n3,909,323,684.36\n4,319,873,162.91\nOther Depository Corporations(net)\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\nForeign Assets\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\nForeign Liabilities\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\nNet Domestic Assets (NDA)\n977,472,347.72\n1,132,547,895.53 1,279,179,159.36\n2,110,584,970.23\n2,560,072,662.03\n3,007,213,667.92\n3,404,193,526.10\n3,871,453,855.67\n3,914,796,933.13\n4,157,026,534.98\n4,688,099,950.20\n5,574,839,779.69\n5,879,037,865.16\nDomestic Claims\n374,469,353.19\n425,899,133.67\n507,567,798.80\n671,650,524.63\n767,813,894.49\n911,956,758.63\n1,183,994,022.32\n1,371,017,098.26\n1,420,546,462.01\n1,634,150,767.46\n1,861,880,517.07\n2,150,668,598.95\n2,385,577,850.38\nClaims on Central Government(net)\n73,245,394.75\n79,099,806.11\n102,141,792.11\n115,763,515.83\n104,672,040.45\n130,502,205.15\n236,159,688.17\n270,091,555.64\n263,657,275.07\n350,064,095.72\n454,800,752.22\n447,342,287.14\n461,242,136.20\nClaims on Central Government\n108,304,664.41\n112,202,570.05\n128,369,548.84\n154,985,706.21\n180,922,921.25\n192,199,618.57\n350,494,976.12\n408,193,113.30\n426,472,842.49\n532,069,052.32\n613,516,289.65\n760,521,954.63\n940,233,805.22\nCentral Bank\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n324,557,907.30\n440,486,151.70\n607,287,973.98\nODCs\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\nLess Liabilities to Central Government\n35,059,269.66\n33,102,763.94\n26,227,756.73\n39,222,190.39\n76,250,880.80\n61,697,413.42\n114,335,287.95\n138,101,557.65\n162,815,567.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\n478,991,669.02\nCentral Bank\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\nODCs\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\nClaims on Other Sectors\n301,223,958.44\n346,799,327.56\n405,426,006.70\n555,887,008.81\n663,141,854.04\n781,454,553.48\n947,834,334.15\n1,100,925,542.62\n1,156,889,186.94\n1,284,086,671.74\n1,407,079,764.84\n1,703,326,311.81\n1,924,335,714.18\nOther Financial Corporations\n7,232,833.43\n7,747,219.19\n8,597,004.25\n9,322,673.95\n10,177,451.55\n14,828,545.88\n17,449,153.84\n18,825,212.19\n143,782,090.97\n143,554,205.91\n157,280,627.89\n170,561,799.59\n184,287,067.94\nState and Local Government\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\nPublic Non Financial Corporations\n29,207,585.84\n26,468,620.27\n29,392,849.46\n56,904,036.69\n65,013,584.08\n85,546,713.45\n123,920,817.60\n133,928,821.97\n145,038,366.23\n150,370,660.24\n161,107,427.42\n197,474,355.41\n220,982,772.48\nPrivate Sector\n264,623,905.12\n312,329,173.83\n367,183,531.22\n489,371,296.07\n587,724,531.15\n680,729,618.39\n806,177,221.63\n947,865,180.05\n867,726,767.22\n989,858,253.51\n1,088,409,096.41\n1,335,038,917.19\n1,518,868,431.51\nCentral Bank\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,308.49\n14,320,237.34\n15,366,452.38\nODCs\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\nOther Items(Net)\n-603,002,994.53 -706,648,761.86 -771,611,360.55 -1,438,934,445.60\n-1,792,258,767.54\n-2,095,256,909.29 -2,220,199,503.78\n-2,500,436,757.40\n-2,494,250,471.13\n-2,522,875,767.52\n-2,826,219,433.14\n-3,424,171,180.73 -3,493,460,014.79\nShares and Other Equity\n-560,858,506.65\n-647,259,441.19\n-736,032,264.92\n-1,471,834,260.31\n-1,750,654,766.50\n-2,109,505,152.97\n-2,196,010,760.22\n-2,353,032,948.01\n-2,415,295,348.56\n-2,460,253,452.61\n-2,498,410,570.61\n-2,986,715,368.94\n-3,242,302,470.17\nLiabilities to Other Financial Corporations\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\nRestricted Deposits\n2,173,882.06\n2,994,403.00\n4,012,319.51\n15,942,230.19\n17,330,528.77\n31,949,181.65\n37,970,261.21\n33,027,186.30\n47,084,275.28\n59,785,332.00\n34,134,982.33\n42,852,548.97\n83,828,598.03\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-44,545,169.67\n-63,194,358.13\n-40,078,187.62\n16,635,808.50\n-59,279,741.20\n-19,040,030.90\n-62,714,231.31\n-181,018,174.35\n-126,801,860.37\n-122,747,262.48\n-362,696,324.10\n-480,983,894.87\n-338,095,123.94\nBroad Money-M3\n506,126,214.91\n589,093,586.52\n671,372,604.62\n971,543,683.94\n1,119,696,233.56\n1,207,313,639.37\n1,608,913,725.83\n1,917,153,525.45\n1,880,812,808.93\n2,071,311,608.56\n2,338,226,982.83\n2,697,360,466.69\n2,928,243,288.10\nSecurities Other than Shares Included in Broad \nMoney\n4,456,190.77\n4,510,894.76\n4,246,927.92\n6,165,343.44\n7,157,937.12\n8,137,874.02\n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\nBroad Money-M2\n501,670,024.14\n584,582,691.76\n667,125,676.69\n965,378,340.49\n1,112,538,296.45\n1,199,175,765.34\n1,596,128,151.09\n1,903,106,030.11\n1,865,253,945.05\n2,057,873,086.69\n2,324,078,018.07\n2,682,303,994.66\n2,912,531,632.80\nOther Deposits\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\nNarrow Money-M1\n454,155,285.76\n530,433,488.84\n614,481,640.63\n895,379,518.67\n1,031,647,432.84\n1,104,973,664.87\n1,461,955,622.01\n1,746,038,037.35\n1,698,802,699.18\n1,868,674,949.05\n2,090,666,237.62\n2,407,265,283.35\n2,618,757,381.64\nTransferable Deposits\n451,539,424.76\n527,204,673.89\n610,992,302.31\n892,270,006.18\n1,028,183,547.50\n1,100,888,777.34\n1,457,941,576.91\n1,742,120,578.98\n1,694,712,870.55\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n2,612,610,043.68\n Of which Foreign Currency Accounts\n225,776,364.73\n275,166,409.09\n302,163,673.09\n559,139,763.68\n657,889,184.94\n688,836,308.19\n991,098,612.31\n1,196,206,879.78\n1,131,298,129.20\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\n1,754,513,308.92\nCurrency Outside Depository Corporations\n2,615,861.00\n3,228,814.95\n3,489,338.32\n3,109,512.49\n3,463,885.34\n4,084,887.53\n4,014,045.11\n3,917,458.37\n4,089,828.63\n4,108,746.53\n4,210,142.14\n4,740,785.16\n6,147,337.96\nMemorandum Items\nReserve Money\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,043,818.23\n122,997,662.08\n204,036,133.91\nFCAs as a Percentage of Deposits in M3\n44.8%\n47.0%\n45.2%\n57.7%\n58.9%\n57.2%\n61.8%\n62.5%\n60.3%\n58.6%\n56.9%\n60.4%\n60.0%\nEnd Period Exchange Rate\n124.02\n142.42\n159.35\n301.50\n370.96\n443.88\n546.83\n621.89\n632.77\n654.93\n684.33\n796.52\n889.13\nSource: Reserve Bank of Zimbabwe, 2023\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n14 \n \n \n \n \n \n15 \n \n \n \n \n \n16 \n \n \n \n \n \n17 \n \n \n \n \n \n18 \n \n \n \n \n \n19 \n \n \n \n \n \n20 \n \n \n \n \n \n21 \n \n \n \n \n \n22 \n \n \n \n \n \n23 \n \n \n \n \n \n24 \n \n \n \n \n \n25 \n \n \n \n \n \n26 \n \n \n \n \n \n27 \n \n \n \n \n \n28 \n \n \n \n \n \n29 \n \n \n \n \n \n30 \n \n \n \n \n \n31", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_February.pdf"}
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+{"doc_id": "2d1b1239a56c3ff4573c193a00fedbe6", "text": "i \n \n \n \nJune 2024 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 9 \nVictoria Falls Stock Exchange (VFEX) ................................................................................. 10 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 11 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 11 \nMobile and Internet Based Transactions .............................................................................. 11 \nINFLATION OUTTURN ........................................................................................................... 11 \nUS$ inflation Developments ................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n OVERVIEW \nMonthly inflation remained low and unchanged \nduring the month of June 2024. The price \nstability reflected a stable exchange rate that \nprevailed during the month as money supply \ngrowth remained low. \nBroad money (M3) supply increased by 4.14% \nto ZiG42,726.47 million in June 2024 from \nZiG41,027.61 million recorded in May 2024. \n \nOn the capital markets, both the Zimbabwe \nStock Exchange and the Victoria Falls Stock \nExchange were bullish during the month. \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) declined by \n4% to ZiG86.07 billion, from ZiG90.04 billion \nrecorded in May 2024. Similarly, NPS volumes \ndeclined by 5% to 51.38 million, from 53.88 \nmillion recorded in the previous month. \n \nOn the external front, the country’s total \nmerchandise trade for June 2024 stood at \nUS$1,268.3 million, reflecting a 3.7% decline \ncompared to the US$1,317.2 million recorded \nin the previous month. The decrease in total \ntrade was primarily on account of a reduction \nin exports during the reporting period. \n \nInternational monthly average prices for \nselected commodities retreated in the month of \nJune 2024, as the US dollar strengthened, on \nthe back of rising market expectations about a \npossible interest rate cut by the US Fed during \nthe remainder of 2024. \n \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nDuring the month of June 2024, average \ninternational monthly prices for gold, platinum, \npalladium, copper, nickel, Brent crude and \nLithium retreated as shown in Table 1. \n \nTable 1: International Commodity Prices \nfor May and June 2024 \nCommodity \nMay-24 \nJune-24 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n2,349.69 \n2,325.81 \n-1.02 \nPlatinum \nUS$/oz \n1,014.22 \n948.58 \n-6.47 \nPalladium \nUS$/ounce \n975.33 \n922.67 \n-5.40 \nCopper \nUS$/tonne \n10,236.52 \n9,780.68 \n-4.45 \nNickel \nUS$/tonne \n19,805.43 \n17,758.05 \n-10.34 \nBrent Crude \noil \nUS$/barrel \n83.05 \n82.86 \n-0.23 \nLithium \nUS$/tonne \n14,218.70 \n13,565.50 \n-4.59 \nSource: Bloomberg, 2024 \nGold \nGold prices declined by 1%, from a monthly \naverage of US$2,349.69 per ounce recorded in \nthe previous month to US$2,325.81 per ounce, \nduring the month under review. The decline \nwas driven by a stronger US dollar and rising \nexpectations of potential interest rate cuts by \nthe Federal Reserve. \nPlatinum \nPlatinum prices were largely bearish, falling by \n6.5%, from an average of US$1,014.22 per \nounce in the previous month to US$984.58 per \nounce, during the month under review. This \nwas on account of decelerating industrial \ndemand, in response to sluggish global auto-\nmanufacturing activities. \n \n \n \n \n \n4 \n \nPalladium \nDuring the month of June, palladium prices \nslumped by 5.4% to US$922.67 per ounce from \nUS$975.33 per ounce recorded in May 2024. \nThis was underpinned by the market’s gradual \ntransition from internal combustion engines to \nbattery electric vehicles. The price trends of \nprecious metals for the period from June 2021 \nto June 2024 are shown in Figure 1. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): June 2021 – June 2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nBrent crude oil prices remained subdued during \nthe month under review amid rising brent crude \nstockpiles, notwithstanding OPEC+ member’s \nagreement to extend production cuts into 2025. \nAs such, oil prices declined by 0.2%, from an \naverage of US$83.05 per barrel in May 2024 to \nUS$82.86 per barrel in June 2024. Figure 2 \nshows developments in oil prices for the period \nfrom June 2021 to June 2024. \n \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) June 2021 – June 2024 \n \nSource: Bloomberg, 2024 \n \nCopper \nDuring the month under review, copper prices \ndeclined due to elevated inventory levels and \nweakening demand prospects in China, the \nworld’s largest consumer of the metal. As such, \ncopper prices retreated by 4.5%, from monthly \naverage of US$10,236.52 per tonne recorded in \nthe prior month to US$9,780.68 per tonne, \nduring the month under analysis. \nNickel \nNickel prices fell by 10.3%, from an average of \nUS$19,805.43 per tonne in May 2024 to \nUS$17,758.05 per tonne, during the month \nunder review. The decline was driven by \ninvestor anticipation of a potential European \nCentral Bank rate cut, along with data \nsuggesting the possibility of a Federal Reserve \nrate cut later this year. Figure 3 illustrates the \nprice trends of base metals for the period from \nJune 2021 to June 2024. \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nJun-21\nSep-21\nDec-21\nMar-22\nJun-22\nSep-22\nDec-22\nMar-23\nJun-23\nSep-23\nDec-23\nMar-24\nJun-24\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n40\n50\n60\n70\n80\n90\n100\n110\n120\n130\nJun-21\nSep-21\nDec-21\nMar-22\nJun-22\nSep-22\nDec-22\nMar-23\nJun-23\nSep-23\nDec-23\nMar-24\nJun-24\nUS$/barrel\n \n \n \n5 \n \nFigure 3: Base Metal Prices (US$/tonne): \nJune 2021 – June 2024 \nSource: Bloomberg 2024 \n \nLithium \nLithium \nprices \neased \nby \n4.6%, \nfrom \nUS$14,218.70 per tonne in May 2024 to \nUS$13,565.50 per tonne, during the month \nunder review. This was on account of a waning \ndemand for the metal. The price developments \nfor lithium for the period from June 2023 to \nJune 2024 are shown in Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) May \n2023 – May 2024 \n \nSource: London Metal Exchange, 2024 \n \n \nMerchandise Trade Developments \nThe country’s total merchandise trade for June \n2024 amounted to US$1,268.3 million, a 3.7% \ndecline, from the US$1,317.2 million recorded \nin the previous month. The decrease in total \ntrade was primarily due to a reduction in \nexports during the reporting period. On a year-\non-year \nbasis, \ntotal \nmerchandise \ntrade \ndecreased approximately by 7.3%, from \nUS$1,368.5 million recorded in June 2023. \n \nMerchandise Exports \nDuring the month under review, the country \nexported merchandise worth US$524.7 million, \nrepresenting a decrease of 10.0% from \nUS$583.0 million recorded in the previous \nmonth. The decrease in merchandise exports \nwas largely on account of a fall in gold exports. \nSimilarly, the monthly exports for June 2024 \nwere 18.2% lower than the US$641.5 million \nrecorded in the corresponding month in 2023. \nFigure 5 shows developments in the country’s \nmerchandise exports from January 2023 to June \n2024. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nJun-21\nSep-21\nDec-21\nMar-22\nJun-22\nSep-22\nDec-22\nMar-23\nJun-23\nSep-23\nDec-23\nMar-24\nJun-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n40,000\n45,000\n50,000\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nUS$/tonne\n \n \n \n6 \n \nFigure 5: Merchandise Exports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n \n \nExports by Commodity \nThe country's primary export commodities \nwere gold, PGMs, tobacco and industrial \ndiamonds contributing 30.5%, 24.5%, 10.0% \nand 6.4% to the total export value, respectively. \nTable 2 shows developments in the country’s \nexports for the months of May and June 2024. \n \nTable 2: Major Exports (US$ millions) \n \nMay-24 \n(US$m) \nJune-24 \n(US$m) \n May-June \nChanges \n(%) \nShare of \nExports \n(%) June-\n24 \nTotal \n583.0 \n524.7 \n-10.0 \n100.0 \nOf Which: \n \n \n \n \nGold \n247.5 \n159.8 \n-35.4 \n30.5 \nPGMs \n125.7 \n128.5 \n2.2 \n24.5 \nTobacco \n(including \ncigarettes) \n30.2 \n52.6 \n74.2 \n10.0 \nIndustrial \ndiamonds \n19.9 \n33.8 \n69.8 \n6.4 \nFerro-chromium \n23.3 \n33.0 \n41.6 \n6.3 \nOther mineral \nsubstance \n33.8 \n26.3 \n-22.2 \n5.0 \nOther ores and \nconcentrates \n38.9 \n22.2 \n-42.9 \n4.2 \nChromium ores \nand concentrate \n16.2 \n14.2 \n-12.3 \n2.7 \nCoal \n11.3 \n14.2 \n25.7 \n2.7 \nElectricity \n2.1 \n2.7 \n28.6 \n0.5 \nOthers \n33.9 \n37.0 \n9.1 \n7.1 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nExport Markets \nDuring the month under analysis, the country’s \nexports were mainly destined for the United \nArab Emirates (33.2%), South Africa (32.2%), \nChina (7.6%) and Mozambique 7.1%. Figure 6 \nshows the country’s major export markets, \nduring the reporting month. \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Imports \nDuring the month under review, the country's \nimport bill was $743.6 million, reflecting a \n0.5% increase from the $739.8 million reported \nin the previous month. Similarly, the imports \nfor the month under review exceeded the \n$727.0 million recorded in the corresponding \nmonth of 2023, as depicted in figure 7. \n \n \n \n \n427.7\n435.9\n515.3\n555.5\n654.2\n641.5\n540.9\n645.0\n534.7\n515.5\n583.0\n524.7\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\nJan\nFeb\nMar\nApr\nMay\nJun\n2023\n2024\n33.2\n32.2\n7.6\n7.1\n1.9\n1.9\n1.8\n1.1\n1.0\n0.7\n0.0\n10.0\n20.0\n30.0\n40.0\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nIndonesia\nNetherlands\nZambia\nBelgium\nIndia\nItaly\n \n \n \n7 \n \nFigure 7: Merchandise Imports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT & RBZ Computations, 2024 \n \nImports by Commodity \nIn June 2024, the country’s import basket was \nlargely composed of diesel, maize and petrol \nwhich accounted for 13.0%, 6.5% and 6.2% of \ntotal imports, respectively. Table 3 shows \nimports of major commodities for the months \nof May and June 2024. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTable 3: Major Imports (US$ millions) \n \nMay-24 \n(US$ m) \nJune-24 \n (US$ m) \n May - \nJune \nChanges \n(%) \nShare of \nTotal \nImports (%) \nMay-24 \nTotal \n739.8 \n743.6 \n0.5 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n93.1 \n96.7 \n3.9 \n13.0 \n Maize \n39.8 \n48.1 \n20.9 \n6.5 \nPetrol \n45.4 \n46.3 \n2.0 \n6.2 \nMotor vehicles \n35.4 \n42.1 \n18.9 \n5.7 \nElectricity \n14.1 \n19.9 \n41.1 \n2.7 \nCrude soya \nbean oil \n16.7 \n15.7 \n-6.0 \n2.1 \nWheat \n4.1 \n14.7 \n258.5 \n2.0 \nTobacco \n(Including \ncigarettes) \n0.5 \n13 \n2500.0 \n1.7 \nRice \n20.8 \n11.3 \n-45.7 \n1.5 \nSelf-propelled \nmachinery \n2.9 \n10.4 \n258.6 \n1.4 \nButanes, \nliquefield \n8.5 \n9.8 \n15.3 \n1.3 \nParts of \nMachinery \n6.9 \n8.0 \n15.9 \n1.1 \nKerosene type \njet fuel \n7.8 \n6.7 \n-14.1 \n0.9 \nSoya beans \n4.1 \n6.1 \n48.8 \n0.8 \nBase stations \nfor wireless \nnetworks \n4.9 \n5.9 \n20.4 \n0.8 \nBoards \napparatus \nelectric control \n1.2 \n5.6 \n366.7 \n0.8 \nLubricating \noils & \nblending \nstocks \n5.9 \n4.7 \n-20.3 \n0.6 \nStructures & \nparts of \nstructures of \niron/steel \n3.1 \n4.3 \n38.7 \n0.6 \nFlavouring for \ndrinks \n(Odorifer) \n5.8 \n3.8 \n-34.5 \n0.5 \nPortland \ncement \n4.2 \n3.6 \n-14.3 \n0.5 \nOthers \n414.6 \n367.0 \n-11.5 \n49.4 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nThe country's primary import sources during \nthe reporting period were South Africa, which \naccounted for approximately 40.7% of total \nimports, followed by China at 11.6% and \nBahamas at 9.6%. The country's top import \nsources in June 2024 are illustrated in Figure 8. \n \n \n \n633.8\n623.5\n746.4\n708.0\n850.3\n727.0\n691.5\n729.6\n721.0\n772.4\n739.8\n743.6\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nJan\nFeb\nMar\nApr\nMay\nJun\n2023\n2024\n \n \n \n8 \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Trade Balance \nDuring the month of June 2024, the country’s \ntrade deficit stood at US$218.9 million, which \nwas significantly higher than the US$156.8 \nmillion recorded in the previous month. \nRelative to the comparative month in 2023, the \ncountry’s deficit widened from US$85.5 \nmillion to US$218.9 million. Figure 9 shows \nthe country’s trade balance for June 2024. \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2024 \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG42,726.47 million in June 2024, an increase \nof 4.14%, from ZiG41,027.61 million recorded \nin May 2024. \nThe money stock comprised foreign currency \ndeposits, 78.49%; local currency deposits, \n21.39%; and local currency in circulation, \n0.12%. \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \n40.7\n11.6\n9.6\n4.8\n4.7\n4.3\n3.9\n2.7\n2\n1.9\nSouth Africa\nChina\nBahamas\nSingapore\nMozambique\nZambia\nBahrain\nUnited Arab\nEmirates\nUnited\nKingdom\nHong Kong\n644.0\n534.7\n513.5\n583.0\n524.7\n729.6\n721.0\n705.3\n739.8\n743.6\n-85.6\n-186.3\n-191.9\n-156.8\n-218.9\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nExports\nImports\nTrade Balance\nNCDs, \n0.01%\nLocal Currency \nTime , 1.12%\nFX Time \nDeposits, 7.82%\nLocal Currency \nTransferable , \n20.26%\nFX Transferable \nDeposits, \n70.67%\nCurrency in \nCirculation, \n0.12%\n \n \n \n9 \n \nDuring the month under review, domestic \ncredit increased by 0.96% to ZiG38,036.92 \nmillion, from ZiG37,674.71 million in May \n2024. The growth in domestic claims was \nlargely driven by an increase of ZiG1,686.66 \nmillion in credit to the private sector. \nThe increase in domestic claims was, however, \npartially offset by a decline of ZiG1,364.92 \nmillion on net claims to central government. \nOutstanding credit to the private sector was \nmainly \nchanneled \nto \nhouseholds, \nmanufacturing, agriculture, and distribution, \nwhich received 26.40%, 15.16%, 14.41%, and \n14.08% of the total credit, respectively. The \nmining sector received 8.57% of the total \noutstanding credit. \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 36.76%; inventory \nbuild-up, \n22.36%; \nand \nfixed \ncapital \ninvestments, 17.32%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of June 2024, trading on the \nZimbabwe Stock Exchange (ZSE) was bullish. \nAs a result, the All Share, Top 10 and Top 15 \nindices increased by 27.28%, 32.75% and \n30.87% to close at 128.64 points, 135.92 points \nand 133.71 points, respectively. \n \nThe resource index rose by 0.08% to close the \nmonth at 114.16 points during the same period. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nDuring the month under review, the cumulative \nvolume and value of shares traded increased by \n210.23% and 31.48% to 182.51 million shares \nand ZiG99.81 million, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded improved from 1.60% in \nMay 2024, from 15.20% in June 2024. \n \nHouseholds\n26.40%\nAgriculture\n14.41%\nMining\n8.57%\nManufacturing\n15.16%\nDistribution\n14.08%\nTransport and \nCommunication\n3.42%\nServices\n8.54%\nFinancial \nOrganisations and \nInvestiments\n7.23%\nConstruction\n2.18%\nOther\n0.01%\n90\n95\n100\n105\n110\n115\n120\n90\n98\n106\n114\n122\n130\n05-Apr-24\n12-Apr-24\n19-Apr-24\n26-Apr-24\n03-May-24\n10-May-24\n17-May-24\n24-May-24\n31-May-24\n07-Jun-24\n14-Jun-24\n21-Jun-24\n28-Jun-24\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n \n \n \n10 \n \nNet foreign position improved from a negative \nposition of ZiG20.74 million in May 2024 to a \nnegative ZiG18.91 million in June 2024. \n \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \nMarket capitalization gained 31.69%, or \nZiG9.32 million worth of capitalization to close \nat ZiG38.71 billion during the month under \nanalysis. \n \nOn a year-on-year basis, market capitalization \nincreased by 591.52%, from ZiG5.60 billion \nrecorded in June 2023. \n \n \nVictoria Falls Stock Exchange (VFEX) \nDuring the month under analysis, the Victoria \nFalls Stock Exchange (VFEX) exhibited \nbullish sentiments. As such, the VFEX All \nShare index gained 5.57% to close at 103.73 \npoints, compared to 98.26 points recorded in \nMay 2024. \nOn an annual basis, the VFEX All Share index \nincreased by 36.19% from 76.17 points \nrecorded in June 2023. \n \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nOwing to improved trading activity on the \nVFEX, market capitalization rose by 5.57% to \nUS$1.25 billion, compared to US$1.19 billion \nrecorded in the previous month. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \n5\n15\n25\n35\n45\n55\n65\n75\n85\n95\n105\n0\n100\n200\n300\n400\n500\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n60\n65\n70\n75\n80\n85\n90\n95\n100\n105\n110\n28-Jun-23\n28-Jul-23\n28-Aug-23\n28-Sep-23\n28-Oct-23\n28-Nov-23\n28-Dec-23\n28-Jan-24\n28-Feb-24\n28-Mar-24\n28-Apr-24\n28-May-24\n28-Jun-24\n0\n0.2\n0.4\n0.6\n0.8\n1\n1.2\n1.4\n1.6\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nUS$ BILLIONS\n \n \n \n11 \n \nNATIONAL PAYMENTS SYSTEM \nThe value of transactions processed through the \nNational Payment Systems (NPS) declined by \n4% to ZiG86.07 billion from ZiG90.04 billion \nrecorded in May 2024. Similarly, NPS volumes \ndeclined by 5% to 51.38 million from 53.74 \nmillion recorded in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \ndeclined by 5% to close at ZiG51.05 billion in \nJune 2024, from ZiG53.74 billion in May 2024. \n \n \nThe volume of RTGS transactions declined by \n11% from 1.05 million in the previous month \nto close at 0.93 million during the month under \nanalysis. \n \nMobile and Internet Based Transactions \nMobile and internet-based transactions fell by \n3.7% to ZiG28.51 billion in June 2024, from \nZiG29.61 billion in May 2024. \n \nCash Transactions \nCash based transactions increased by 22.8% to \nZiG9.75 billion, from ZiG7.94 billion in May \n2024. \nCard Based Transactions \nCard based transactions decreased by 2.7% to \nZiG6.51 billion during the month under review, \nfrom ZiG6.69 billion in May 2024. \n \n \nINFLATION OUTTURN \nThe ZiG monthly inflation was unchanged \nduring the months of May 2024 and June 2024, \nreflecting the stable exchange rate dynamics. \n \nZiG inflation is expected to continue mirroring \nthe observed USD inflation rates, reflecting the \nongoing exchange rate stability \n \n \nUS$ Annual inflation Developments \nAnnual headline inflation accelerated to 3.8% \nin June 2024, from 3.5% in the previous month. \n \nFigure 16: Annual Inflation Developments \n(%) \n \nSource: ZIMSTAT, 2024 \n \nMonthly Inflation \nThe month-on-month ZiG inflation rate for \nJune 2024 stood at 0.0%, while the US$ \nmonthly inflation stood at -0.3%. Resultantly, \nthe monthly weighted inflation rate for June \n2024 was -0.2%. \n \nFigure 18 shows developments in monthly US$ \ninflation from June 2022 to June 2024. \n \n \n \n \n-10.00\n0.00\n10.00\n20.00\n30.00\n40.00\n50.00\nJun-22\nSep-22\nDec-22\nMar-23\nJun-23\nSep-23\nDec-23\nMar-24\nJun-24\n \n \n \n12 \n \nFigure 17: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2024 \n \n \n \nJUNE 2024 \nRESERVE BANK OF ZIMBABWE \n-5.00\n-2.00\n1.00\n4.00\n7.00\n10.00\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\n \n \n13 \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n30 \nZimbabwe Stock Exchange \n \n \n \n14 \n \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n31 \n \nNational Payments System Statistics \n \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n32 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n33 \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n 34 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n15 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\nNet Foreign Assets\n-14,214,106,707.82\n-14,227,506,302.78\n-16,447,478,675.26\n-17,460,266,333.79\n-18,045,044,675.98\n-18,830,050,198.23\n-30,708,633,279.93\n-45,596,903,934.05 -66,258,169,977.30\n-28,856,803.24\n-27,777,119.25\n-27,862,614.43\nCentral Bank(net)\n-17,851,691,225.27\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\n-54,031,060,405.32\n-77,865,030,279.36\n-35,698,765.79\n-34,641,175.73\n-34,723,910.35\nForeign Assets\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\n9,276,276.05\n9,502,376.00\n10,293,011.52\nForeign Liabilities\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\n44,975,041.84\n44,143,551.73\n45,016,921.88\nOther Depository Corporations(net)\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\n6,841,962.55\n6,864,056.48\n6,861,295.92\nForeign Assets\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\n10,973,836.76\n11,293,656.76\n11,679,328.24\nForeign Liabilities\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\n4,131,874.21\n4,429,600.28\n4,818,032.32\nNet Domestic Assets (NDA)\n27,217,558,926.15\n27,639,288,378.08\n32,161,547,467.69\n34,250,554,903.24\n35,673,225,646.05\n37,744,636,990.28\n59,956,750,588.31\n86,209,941,031.87 125,429,655,454.08\n67,611,589.07\n68,804,734.10\n70,589,087.12\nDomestic Claims\n11,094,734,236.77\n11,015,584,365.69\n13,148,134,761.58\n14,099,323,168.68\n14,764,938,049.74\n16,661,349,824.12\n26,555,487,015.34\n39,630,053,424.85\n58,052,804,317.53\n35,515,681.43\n37,674,708.61\n38,036,916.97\nClaims on Central Government(net)\n1,919,403,373.96\n2,035,378,139.93\n2,469,546,156.09\n2,685,249,888.61\n3,426,568,722.64\n4,633,764,250.89\n8,146,919,528.13\n12,506,419,694.13\n16,182,769,560.45\n10,221,096.31\n11,278,377.99\n9,913,456.25\nClaims on Central Government\n3,137,951,747.03\n3,471,122,173.32\n3,948,824,640.88\n4,022,430,300.76\n4,506,540,165.69\n5,826,109,037.18\n9,899,880,742.54\n14,706,600,268.21\n22,087,558,829.62\n12,982,655.95\n13,103,692.41\n13,760,570.59\nCentral Bank\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\n7,155,621.00\n7,206,353.91\n7,425,969.04\nODCs\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\n5,827,034.95\n5,897,338.50\n6,334,601.55\nLess Liabilities to Central Government\n1,218,548,373.07\n1,435,744,033.39\n1,479,278,484.78\n1,337,180,412.15\n1,079,971,443.04\n1,192,344,786.29\n1,752,961,214.41\n2,200,180,574.08\n5,904,789,269.17\n2,761,559.64\n1,825,314.42\n3,847,114.34\nCentral Bank\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\n1,475,345.63\n3,257,853.82\nODCs\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\n349,968.79\n589,260.52\nClaims on Other Sectors\n9,175,330,862.81\n8,980,206,225.76\n10,678,588,605.49\n11,414,073,280.07\n11,338,369,327.09\n12,027,585,573.22\n18,408,567,487.20\n27,123,633,730.72\n41,870,034,757.08\n25,294,585.12\n26,396,330.62\n28,123,460.72\nOther Financial Corporations\n286,485,380.68\n286,556,911.67\n345,395,684.06\n402,497,102.41\n366,785,937.06\n210,979,095.28\n367,132,374.31\n461,955,002.81\n803,485,078.36\n327,451.01\n405,012.85\n484,721.72\nState and Local Government\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\n1,803.44\n1,371.69\n1,489.84\nPublic Non Financial Corporations\n1,144,767,740.03\n942,115,955.79\n1,064,377,138.00\n1,124,773,262.90\n758,994,509.56\n779,253,503.92\n787,050,316.56\n1,149,678,230.61\n1,615,646,416.58\n983,290.25\n966,293.32\n926,934.51\nPrivate Sector\n7,744,009,668.94\n7,751,457,555.47\n9,268,723,734.89\n9,886,704,858.20\n10,212,529,111.24\n11,037,279,520.17\n17,254,185,998.48\n25,511,768,494.02\n39,450,759,914.33\n23,982,040.42\n25,023,652.76\n26,710,314.65\nCentral Bank\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\n148,908.53\n153,636.33\n237,798.15\nODCs\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\n23,833,131.89\n24,870,016.43\n26,472,516.50\nOther Items(Net)\n-16,122,824,689.39\n-16,623,704,012.39\n-19,013,412,706.11\n-20,151,231,734.56\n-20,908,287,596.32 -21,083,287,166.17 -33,401,263,572.98\n-46,579,887,607.02 -67,376,851,136.55\n-32,095,907.64\n-48,116,393.84\n-32,552,170.16\nShares and Other Equity\n-14,321,122,638.86\n-14,203,729,090.13\n-16,555,368,520.87\n-17,032,283,456.63\n-17,122,059,892.58\n-17,570,066,671.33\n-29,549,325,579.05\n-43,302,266,345.67\n-60,601,283,933.04\n-30,585,321.84\n-170,501.60\n-26,189,804.03\nLiabilities to Other Financial Corporations\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\n222,678.57\n150.24\n13,223.72\nRestricted Deposits\n832,146,281.94\n481,313,635.70\n652,311,438.83\n616,319,027.72\n598,451,618.98\n634,635,960.65\n1,122,721,876.21\n2,182,139,254.83\n1,707,978,424.98\n1,197,298.85\n1,441.12\n1,719,547.05\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-2,692,104,501.18\n-2,958,040,166.42\n-3,200,388,021.66\n-3,818,709,066.54\n-4,474,676,984.97\n-4,286,579,012.59\n-5,157,386,835.80\n-5,739,488,435.67\n-8,844,607,348.16\n-2,930,563.22\n-47,947,483.60\n-8,095,136.89\n0.86\n0.87\nBroad Money-M3\n13,003,452,218.33\n13,411,782,075.30\n15,714,068,792.44\n16,790,288,569.45\n17,628,180,970.07\n18,914,586,792.05\n29,248,117,308.38\n40,613,037,097.82\n59,171,485,476.79\n38,754,785.83\n41,027,614.86\n42,726,472.69\nSecurities Other than Shares Included in Broad \nMoney\n2,137,443.55\n3,182,683.74\n2,685,488.92\n3,497,226.23\n4,173,191.32\n42,811,406.21\n7,317,942.35\n9,458,363.45\n6,990,856.69\n2,795.45\n4,372.61\n3,991.57\nBroad Money-M2\n13,001,314,774.78\n13,408,599,391.56\n15,711,383,303.52\n16,786,791,343.22\n17,624,007,778.75\n18,871,775,385.85\n29,240,799,366.03\n40,603,578,734.36\n59,164,494,620.10\n38,751,990.38\n41,023,242.25\n42,722,481.12\nOther Deposits (Time Deposits)\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n2,705,479.15\n3,276,458.32\n3,820,450.80\nof which Foreign Currency Accounts\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\n2,426,638.27\n2,953,225.13\n3,343,135.17\nNarrow Money-M1\n12,176,656,804.16\n12,548,397,342.75\n14,765,873,592.55\n15,599,407,297.79\n16,384,919,989.43\n17,584,571,423.18\n27,491,008,901.84\n37,798,013,024.97\n54,708,681,361.76\n36,046,511.23\n37,746,783.93\n38,902,030.31\nTransferable Deposits\n12,166,873,421.72\n12,538,725,239.63\n14,755,523,314.82\n15,588,193,442.31\n16,373,116,452.32\n17,572,220,001.14\n27,476,970,003.22\n37,782,959,103.37\n54,692,210,233.09\n36,036,209.11\n37,708,555.23\n38,850,801.81\n Of which Foreign Currency Accounts\n10,099,330,132.00\n10,173,498,286.11\n12,310,342,777.52\n12,429,076,347.34\n12,757,305,066.07\n13,397,781,145.35\n22,901,496,643.22\n32,969,005,356.37\n47,611,823,202.81\n29,423,827.38\n30,036,317.64\n30,193,905.30\nCurrency Outside Depository Corporations\n9,783,382.43\n9,672,103.13\n10,350,277.73\n11,213,855.47\n11,803,537.12\n12,351,422.04\n14,038,898.63\n15,053,921.60\n16,471,128.68\n10,302.12\n38,228.70\n51,228.50\nMemorandum Items\nReserve Money\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\n4,892,122.31\n6,639,450.71\n7,238,618.14\nFCAs as a Percentage of Deposits in M3\n77.7%\n75.9%\n78.4%\n74.1%\n72.4%\n70.9%\n78.3%\n81.2%\n0.80\n75.9%\n73.3%\n70.8%\nEnd Period Exchange Rate\n4,516.80\n4,608.11\n5,466.75\n5,698.96\n5,791.08\n6,104.72\n10,152.39\n14,912.83\n22,055.47\n13.43\n13.32\n13.70\nSource: Reserve Bank of Zimbabwe, 2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n*Statistics are denominated in ZiG\n \n \n16 \n \n \n \n \nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\nNet Foreign Assets\n-17,851,691,225.27\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\n-54,031,060,405.32\n-77,865,030,279.36\n-35,698,765.79\n-34,641,175.73 -34,723,910.35\nClaims on Non Residents\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\n9,276,276.05\n9,502,376.00\n10,293,011.52\nOfficial Reserves Assets\n501,097,650.65\n609,700,872.98\n873,028,937.84\n901,998,462.96\n664,790,048.98\n670,897,605.40\n1,283,063,711.48\n1,440,292,080.05\n2,707,777,264.85\n3,630,141.09\n4,432,806.91\n4,886,166.52\nOther Foreign Assets\n1,748,114,291.61\n1,747,712,459.75\n1,996,110,902.01\n2,028,489,428.81\n2,057,962,871.96\n2,079,244,671.16\n3,506,907,558.71\n5,725,614,154.20\n9,471,553,407.69\n5,646,134.96\n5,069,569.09\n5,406,845.01\nLess Liabilities to Non Residents\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\n44,975,041.84\n44,143,551.73\n45,016,921.88\nShort Term Liabilities\n489,297,027.10\n431,377,013.98\n412,442,545.53\n498,435,076.07\n417,352,772.09\n253,445,372.66\n330,761,013.21\n347,930,957.96\n890,130,623.01\n181,911.80\n69,004.62\n68,518.82\nOther Foreign Liabilities*\n19,611,606,140.43\n19,610,453,033.03\n22,760,609,120.47\n23,547,591,967.77\n24,156,386,043.12\n25,220,996,817.07\n41,663,525,350.99\n60,849,035,681.60\n89,154,230,328.89\n44,793,130.04\n44,074,547.11\n44,948,403.06\n of which blocked funds\n3,809,201,616.00\n3,638,215,070.80\n4,306,782,215.73\n4,458,649,260.58\n4,527,891,788.72\n4,848,587,011.60\n8,054,627,951.76\n11,781,589,928.45\n17,401,899,562.68\n10,572,458.80\n10,463,756.31\n10,741,167.48\nNet Domestic Assets (NDA)\n18,854,734,980.17\n18,746,509,304.37\n21,616,319,117.89\n22,902,976,448.93\n23,668,494,206.27\n24,745,515,209.82\n40,273,443,159.16\n58,085,200,468.20\n84,006,511,930.55\n40,590,888.10\n41,280,626.44\n41,962,528.50\nDomestic Claims\n1,885,131,142.46\n1,873,807,183.49\n2,028,957,342.73\n2,411,597,729.92\n2,496,519,062.46\n2,685,240,421.33\n4,316,485,335.80\n6,966,928,713.06\n8,857,704,487.83\n5,031,817.01\n6,130,750.57\n4,656,410.16\nNet Claims on Central Government\n1,050,425,931.27\n1,218,834,667.32\n1,255,530,261.28\n1,548,646,696.96\n2,031,774,224.09\n2,195,411,208.41\n4,014,874,898.09\n6,439,282,586.28\n8,045,520,594.23\n4,636,916.01\n5,731,008.28\n4,168,115.22\nClaims on Central Government\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\n7,155,621.00\n7,206,353.91\n7,425,969.04\n of which: Securities Other than Shares\n1,041,256,825.36\n1,354,647,836.07\n1,738,161,413.25\n1,883,996,199.01\n1,984,147,610.08\n2,219,186,779.04\n4,440,121,511.31\n6,608,105,197.48\n11,307,721,896.70\n0.00\n6,867,418.56\n7,089,572.62\nLoans\n847,281,667.16\n918,405,362.59\n882,144,726.34\n854,777,605.86\n994,122,689.61\n967,084,343.36\n1,158,085,023.77\n1,690,780,188.64\n2,127,020,952.15\n245,686.22\n334,241.10\n334,607.54\n Loans and Advances\n441,294,969.70\n453,167,575.54\n416,906,939.29\n389,539,818.81\n450,658,841.88\n423,620,495.64\n709,564,039.01\n1,049,930,696.57\n1,560,372,567.07\n34,531.94\n35,066.35\n35,432.79\nAmounts Due from Gvt including SDR Drawdowns\n405,986,697.46\n465,237,787.05\n465,237,787.05\n465,237,787.05\n543,463,847.72\n543,463,847.72\n448,520,984.75\n640,849,492.08\n566,648,385.08\n211,154.28\n299,174.75\n299,174.75\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\n1,475,345.63\n3,257,853.82\nOf which: Deposits\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\n1,475,345.63\n3,257,853.82\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n834,705,211.19\n654,972,516.17\n773,427,081.45\n862,951,032.96\n464,744,838.37\n489,829,212.93\n301,610,437.71\n527,646,126.78\n812,183,893.60\n394,901.00\n399,742.29\n488,294.95\nOther Financial Corporations\n12,976,151.03\n13,602,645.94\n14,588,403.94\n63,414,783.51\n25,307,666.81\n28,216,636.43\n32,493,405.07\n71,573,929.14\n153,883,742.34\n31,897.51\n33,121.19\n32,635.34\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n778,956,909.14\n579,963,269.97\n679,383,600.01\n707,274,263.92\n341,962,235.89\n359,338,872.72\n125,045,425.40\n244,647,109.88\n332,483,498.63\n214,094.95\n212,984.77\n217,861.45\nPrivate Sector\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\n148,908.53\n153,636.33\n237,798.15\nClaims on Other Depository Corporations\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684,600,925.61\n364,055.43\n361,687.12\n362,068.58\nOf which: Loans\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684,600,925.61\n364,055.43\n361,687.12\n362,068.58\nOther Liabilities to ODCs\n2,901,005,739.21\n3,100,647,536.01\n3,107,865,677.76\n3,216,633,940.85\n3,876,066,859.55\n3,854,578,282.87\n5,812,079,968.88\n8,128,905,484.34\n10,984,562,862.67\n7,235,511.28\n7,148,143.79\n5,909,428.26\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n1,196,912,067.35\n1,309,913,863.13\n1,094,629,530.65\n1,078,752,001.46\n1,460,737,223.38\n1,519,969,710.79\n1,701,520,057.58\n2,432,925,529.23\n3,557,870,717.73\n2,260,627.63\n2,214,947.71\n2,314,576.53\nOther Items(Net)\n-19,609,306,255.01\n-19,734,596,625.30\n-22,488,218,425.97\n-23,478,665,250.56\n-24,801,814,491.19\n-25,648,587,780.63\n-41,376,660,539.47\n-58,744,025,789.94\n-85,448,769,379.78\n-42,430,526.95\n-41,936,332.53 -42,853,478.02\nShares and Other Equity\n-19,805,080,179.46\n-19,579,648,458.36\n-22,753,122,010.85\n-23,550,146,670.91\n-23,892,801,192.96\n-25,053,448,266.86\n-40,143,169,460.35\n-58,155,147,571.29\n-84,000,619,819.97\n-42,225,068.30\n-41,811,854.23\n-42,544,461.17\nOther Items(Net)\n-652,745,707.09\n-652,393,199.08\n-396,662,893.13\n-589,895,589.07\n-1,529,336,116.22\n-1,251,036,312.37\n-2,400,043,318.75\n-2,790,865,158.91\n-3,189,753,793.28\n-1,523,004.67\n-2,100,723.61\n-2,168,846.46\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n848,519,631.54\n497,445,032.14\n661,566,478.01\n661,377,009.41\n620,322,818.00\n655,896,798.59\n1,166,552,239.63\n2,201,986,940.26\n1,741,604,233.46\n1,317,546.03\n1,976,245.32\n1,859,829.62\nMonetary Base \n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\n6,455,093.44\n6,639,450.71\n7,238,618.14\nBond Coins\n79,344.94\n79,163.84\n79,154.38\n79,154.84\n78,794.30\n76,968.83\n66,290.72\n59,094.22\n51,536.90\n20.39\n16.95\n15.26\nBond Notes\n11,193,057.46\n11,885,047.43\n12,736,767.90\n13,560,105.45\n14,430,019.79\n15,672,830.10\n16,920,535.77\n18,138,392.93\n19,250,549.61\n7,646.53\n7,646.25\n7,641.71\nZig Notes\n1,240.55\n12,162.56\n16,066.84\nZiG Coins\n8,848.60\n33,390.00\n36,721.62\nLiabilities to ODCs\n961,770,952.77\n1,020,125,611.77\n1,269,591,004.47\n1,743,797,671.58\n1,772,929,799.17\n1,975,463,236.74\n3,052,141,238.66\n4,035,942,575.74\n6,122,179,564.68\n6,437,337.37\n6,586,234.95\n7,178,172.71\n Local Currency Reserve Deposits\n243,159,063.25\n295,859,644.01\n344,623,158.66\n400,041,844.52\n449,770,161.09\n533,568,035.27\n557,373,870.90\n589,096,334.10\n782,882,894.59\n588,261.85\n852,988.66\n1,019,521.43\n Foreign Currency Reserve Deposits\n718,611,889.52\n724,265,967.76\n924,967,845.81\n1,343,755,827.07\n1,323,159,638.08\n1,441,895,201.47\n2,464,767,002.76\n3,416,845,876.64\n5,293,831,558.25\n4,172,204.40\n4,528,979.21\n4,655,411.36\n Exess reserves \n30,000,399.73\n30,002,767.04\n30,000,364.99\n30,000,364.99\n30,069,698.74\n30,002,260.98\n30,000,364.99\n30,000,364.99\n45,465,111.84\n1,676,871.11\n1,204,267.07\n1,503,239.92\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe, 20234\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n17 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\nNet Foreign Assets\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\n6,841,962.55\n6,864,056.48\n6,861,295.92\nClaims on Non Residents\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\n10,973,836.76\n11,293,656.76\n11,679,328.24\nOf Which: Foreign Currency\n1,584,403,308.04\n1,505,916,176.81\n2,015,621,585.66\n2,312,575,134.73\n2,558,589,332.45\n2,868,505,570.48\n5,196,670,641.24\n7,309,076,955.04\n9,785,505,639.81\n4,794,837.35\n4,337,566.82\n4,753,113.49\nDeposits\n3,502,402,457.26\n3,423,237,567.41\n3,515,981,784.12\n2,903,444,523.75\n3,019,701,118.75\n2,843,740,238.47\n4,283,885,090.87\n5,518,707,074.63\n8,323,896,983.03\n6,152,462.49\n6,929,621.83\n6,902,261.76\nOther\n13,134,469.43\n13,524,856.19\n15,509,855.15\n16,447,186.84\n13,791,770.44\n16,837,172.93\n27,310,662.17\n32,851,118.98\n45,821,476.40\n26,536.92\n26,468.12\n23,952.99\nLess Liabilities to Non Residents\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\n4,131,874.21\n4,429,600.28\n4,818,032.32\nOf Which: Deposits\n764,960,085.21\n772,511,911.80\n827,268,243.95\n655,899,412.79\n782,004,591.95\n776,859,238.67\n1,316,061,176.34\n1,936,356,521.78\n2,837,026,028.04\n1,874,340.18\n1,941,676.30\n2,023,747.02\nLoans\n697,395,632.08\n713,256,277.09\n863,411,830.08\n921,294,614.24\n1,004,136,411.41\n1,057,974,028.26\n1,696,123,403.87\n2,490,122,155.61\n3,711,337,769.13\n2,257,534.02\n2,487,923.98\n2,794,285.29\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n9,339,710,968.86\n9,929,068,164.23\n11,838,030,324.64\n13,078,743,914.01\n13,788,565,015.66\n14,986,724,817.13\n22,694,566,232.26\n32,143,979,019.53\n47,514,528,237.56\n31,782,273.98\n33,785,421.43\n35,673,665.70\nDomestic Claims\n9,209,603,094.31\n9,141,777,182.20\n11,119,177,418.85\n11,687,725,438.76\n12,268,418,987.27\n13,976,109,402.78\n22,239,001,679.53\n32,663,124,711.79\n49,195,099,829.70\n30,483,864.43\n31,543,958.04\n33,380,506.81\nNet Claims on Central Government\n868,977,442.69\n816,543,472.61\n1,214,015,894.82\n1,136,603,191.66\n1,394,794,498.55\n2,438,353,042.48\n4,132,044,630.04\n6,067,137,107.85\n8,137,248,966.22\n5,584,180.30\n5,547,369.71\n5,745,341.04\nClaims on Central Government\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\n5,827,034.95\n5,897,338.50\n6,334,601.55\nSecurities\n1,242,045,163.04\n1,190,599,025.63\n1,318,582,684.20\n1,272,839,666.04\n1,517,348,442.88\n2,627,512,618.11\n4,283,761,798.56\n6,381,641,818.99\n8,605,206,635.58\n5,583,192.64\n5,867,704.45\n6,309,901.96\nLoans\n7,368,091.47\n7,469,949.03\n9,935,817.09\n10,816,829.86\n10,921,423.13\n12,325,296.66\n17,912,408.90\n26,073,063.10\n47,609,345.19\n243,842.32\n29,634.05\n24,699.60\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\n349,968.79\n589,260.52\nOf which: Deposits\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\n349,968.79\n589,260.52\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n8,340,625,651.62\n8,325,233,709.58\n9,905,161,524.04\n10,551,122,247.10\n10,873,624,488.72\n11,537,756,360.30\n18,106,957,049.49\n26,595,987,603.94\n41,057,850,863.48\n24,899,684.12\n25,996,588.33\n27,635,165.77\nOther Financial Corporations\n273,509,229.65\n272,954,265.73\n330,807,280.13\n339,082,318.90\n341,478,270.25\n182,762,458.86\n334,638,969.24\n390,381,073.67\n649,601,336.03\n295,553.50\n371,891.66\n452,086.38\nState and Local Government\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\n1,803.44\n1,371.69\n1,489.84\nPublic Non Financial Corporations\n365,810,830.89\n362,152,685.81\n384,993,537.99\n417,498,998.98\n417,032,273.67\n419,914,631.20\n662,004,891.16\n905,031,120.73\n1,283,162,917.94\n769,195.30\n753,308.55\n709,073.06\nPrivate Sector\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\n23,833,131.89\n24,870,016.43\n26,472,516.50\nClaims on the Central Bank\n4,138,866,267.43\n4,653,650,898.99\n5,265,804,171.22\n5,912,703,283.03\n6,326,849,329.56\n5,977,105,227.74\n9,099,022,563.30\n12,598,181,489.84\n16,737,574,909.26\n11,097,658.79\n12,455,525.64\n12,775,616.04\nCurrency\n1,489,019.97\n2,292,108.14\n2,465,644.54\n2,425,404.82\n2,705,276.98\n3,398,376.89\n2,947,927.87\n3,143,565.55\n2,830,957.84\n7,453.94\n14,987.06\n9,216.94\nReserves\n4,137,377,247.46\n4,651,358,790.85\n5,263,338,526.67\n5,910,277,878.21\n6,324,144,052.58\n5,973,706,850.85\n9,096,074,635.43\n12,595,037,924.29\n16,734,743,951.43\n11,090,204.85\n12,420,731.87\n12,746,019.20\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n19,806.72\n20,379.90\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n87,827,165.17\n84,841,425.78\n82,493,417.82\n84,628,889.30\n92,939,919.06\n55,157,360.84\n114,298,041.18\n105,237,097.37\n95,704,985.13\n67,448.03\n50,898.37\n99,769.05\n0.00\n0.00\n0.00\nOther Items(Net)\n3,920,931,227.71\n3,781,518,491.17\n4,464,457,847.61\n4,437,055,918.48\n4,713,763,382.12\n4,911,332,452.56\n8,529,159,969.39\n13,012,090,084.74\n18,322,441,516.27\n9,731,801.21\n10,163,163.89\n10,382,688.10\nShares and Other Equity\n5,483,957,540.60\n5,375,919,368.23\n6,197,753,489.98\n6,517,863,214.28\n6,770,741,300.38\n7,483,381,595.52\n10,593,843,881.30\n14,852,881,225.62\n23,399,335,886.93\n11,639,746.46\n13,617,857.06\n16,354,657.14\nLiabilities to other ressident sectors\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\n222,678.57\n4,558.25\n13,223.72\nOther Items(Net)\n-1,621,282,481.61\n-1,651,152,485.52\n-1,823,328,039.96\n-2,164,249,056.68\n-2,146,975,580.51\n-2,710,771,700.07\n-2,247,410,877.57\n-2,120,519,060.37\n-5,437,956,090.32\n-2,130,623.82\n-3,459,251.43\n-5,985,192.76\nDeposits and Securities Included in Broad Money\n12,977,295,486.31\n13,385,978,575.73\n15,694,463,475.53\n16,734,016,732.29\n17,594,506,233.94\n18,880,974,532.07\n29,190,248,046.34\n40,578,135,490.79\n59,121,388,539.63\n38,624,236.53\n40,649,477.91\n42,534,961.62\nDeposits Included in Broad Money\n12,975,158,042.76\n \n13,382,795,891.99\n \n15,691,777,986.61\n \n16,730,519,506.06\n \n17,590,333,042.62\n \n18,838,163,125.87\n \n29,182,930,103.98\n \n40,568,677,127.34\n \n59,114,397,682.94\n \n38,621,441.08\n \n40,645,105.30\n \n42,530,970.04\n \nTransferable Deposits\n12,150,500,072.13\n \n12,522,593,843.18\n \n14,746,268,275.64\n \n15,543,135,460.62\n \n16,351,245,253.30\n \n17,550,959,163.20\n \n27,433,139,639.80\n \n37,763,111,417.94\n \n54,658,584,424.60\n \n35,915,961.93\n \n37,368,646.98\n \n38,710,519.24\n \n of which FCAs\n10,099,327,960.39\n \n10,172,409,984.27\n \n12,309,119,479.36\n \n12,388,978,422.26\n \n12,751,597,340.40\n \n13,391,882,427.59\n \n22,891,974,397.20\n \n32,954,377,682.43\n \n47,588,241,673.51\n \n29,421,560.87\n \n29,788,818.17\n \n30,114,642.50\n \nOther Deposits (Time Deposits)\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n2,705,479.15\n3,276,458.32\n3,820,450.80\n of which FCAs\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\n2,426,638.27\n2,953,225.13\n3,343,135.17\nMoney Market Instruments\n2,137,443.55\n \n3,182,683.74\n \n2,685,488.92\n \n3,497,226.23\n \n4,173,191.32\n \n42,811,406.21\n \n7,317,942.35\n \n9,458,363.45\n \n6,990,856.69\n \n2,795.45\n \n4,372.61\n \n3,991.57\n \nSource:Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n \n \n18 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\n*Apr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\n*May\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\n*Jun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n19 \n \n \n \n \nEnd of\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\n \n \n20 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\n Institutional Units\n3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \n*Apr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \n*May\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \n*Jun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nSource: Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n21 \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\n*Apr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\n*May\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\n*Jun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n22 \n \n \n \nForeign\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \n*Apr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \n*May\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \n*Jun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n23 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\n- \nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\n*Apr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\n*May\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\n*Jun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\n- \nSource: Reserve Bank of Zimbabwe, 2024\n* Statistics are denominated in ZiG\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWL$ millions\n \n \n24 \n \n \n \nEND OF\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\nSource: Reserve Bank of Zimbabwe, 2024\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n25 \n \n \n \n \n26 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2021\nJan\n32.65\n55.57\n24.77\n24.77\nFeb\n36.67\n52.01\n21.36\n21.36\nMar\n35.83\n55.77\n22.61\n22.61\nApr\n35.22\n57.08\n22.59\n22.59\nMay\n34.84\n56.21\n21.76\n21.76\nJun\n36.25\n57.04\n22.46\n22.46\nJul\n36.56\n57.00\n21.66\n21.66\nAug\n41.06\n57.39\n39.65\n39.65\nSep\n40.61\n58.44\n39.50\n39.50\nOct\n41.86\n58.68\n45.81\n45.81\nNov\n39.13\n58.74\n38.10\n38.10\nDec\n39.34\n58.65\n37.94\n37.94\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\nSource: Reserve Bank of Zimbabwe, 2024\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n27 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\nSource: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n28 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\nSource: Zimstat, 2024\n*May statistics are in ZiG\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n \n \n29 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\nSource: Zimstat, 2024\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH TRANSPORT COMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY\n, GAS & \nOTHER \nFUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATIO\nN & \nCULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n30 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\nSource: Reserve Bank of Zimbabwe, 2024\n* Statistics are denominated in ZiG\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND STERLING\n \n \n31 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWL$ millions\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n2024\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\nSource: Zimbabwe Stock Exchange, 2024\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWL$ million \nVolume of Shares\nEND OF\n \n \n32 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n-\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n-\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n-\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n-\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n-\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n-\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n-\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n-\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n-\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n-\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n-\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n-\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n-\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n-\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n-\n3281.7\n3230.9\n6470.4\n22040.1\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZW$ millions)\n \n \n33 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n-\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n-\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n-\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n-\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n-\n7224.2\n849.6\n41224.2\n1155.8\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n34 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n0.0\n2024\nJan\n539.9\n686.9\n1226.7\n-147.0\nFeb\n644.0\n725.4\n1369.4\n-81.4\nMar\n534.7\n719.0\n1253.7\n-184.3\nApr\n513.5\n711.7\n1225.2\n-198.2\nMay\n583.0\n734.1\n1317.2\n-151.1\nJun\n524.7\n743.6\n1268.3\n-218.9\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_June_2024.pdf"}
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+{"doc_id": "320bd9c52105187193a8ffb3d6fa7c18", "text": "i \n \n \n \n \n \n \n \nSEPTEMBER 2021 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMONETARY DEVELOPMENTS .............................................................................................. 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nINFLATION OUTTURN ............................................................................................................. 8 \nAnnual Inflation ........................................................................................................................ 8 \nMonthly Inflation ...................................................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nCash Transactions ..................................................................................................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCard Based Transactions ......................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n2021 \n \nAugust \n \n2021 \n \nSeptember \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n28,495.12 \n26,242.90 \n-7.90 \nMoney Supply2 (M3) (ZW$ millions) \n329,186.84 \n \n364,598.79 \n10.76 \nAnnual Inflation1 (%) \n50.25 \n51.55 \n1.30a \n \nBlended Annual Inflation1 (%) \n21.50 \n24.44 \n2.94a \nMonthly Inflation1 (%) \n4.19 \n4.73 \n0.54a \n \nBlended Monthly Inflation1 (%) \n1.32 \n1.94 \n0.62a \nNational Payment System Transactions2 \n(ZW$ billions) \n673.27 \n779.71 \n15.58 \nNominal Lending Rate2 \n(% per annum) \n6.00-85.00 \n6.00-85.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nMonthly average international commodity \nprices for gold, platinum and copper retreated, \nduring the month of September 2021. Nickel \nand Brent crude oil prices, however, firmed. \n \nPrecious Metals \n \n Gold \nGold prices extended losses during the month \nunder analysis, weighed down by a combination \nof a stronger US dollar and higher Treasury \nyields, as investors positioned themselves for \nlooming interest rate hikes. During the month of \nSeptember, the U.S Federal Reserve signalled \nthat \nit \nwould \nsoon \nstart \ntapering \non \naccommodative monetary policy and interest \nrates hikes could come sooner than expected. \nResultantly, the monthly average price of gold \ndeclined by 0.3%, from US$1,784.24 per ounce \nin August 2021 to US$1,779.10 per ounce, \nduring the month under analysis. \n \nPlatinum \nPlatinum prices fell by 3.1%, from a monthly \naverage of US$1,008.64 per ounce in August to \nUS$977.82 per ounce in September 2021. Prices \nretreated due to waning investment demand, as \ninvestors shifted to riskier assets and a stronger \nUS dollar. Furthermore, weak industrial demand \nin the automotive sector, the largest user of \nplatinum also weighed down on prices. Figure 1 \nshows the evolution of precious metal prices for \nthe period from September 2020 through to \nSeptember 2021. \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2021 \n \nBase Metals \n \nCopper \nCopper prices continued on a negative \ntrajectory, on concerns that intermittent power \ncuts in China were undermining industrial \nproduction and would weaken the demand of the \nmetal in the world’s biggest consumer of \nindustrial \nmetals. \nChina \nis \nexperiencing \nunprecedented power supply cuts in parts of the \ncountry, a result of coal shortages caused by the \ncountry’s carbon reduction programme, to \nlower carbon emissions. Prices fell by 0.4%, to \na monthly average of US$9,324.07 per tonne in \nSeptember 2021, from US$9,357.40 per tonne \nrecorded in the previous month. \n \nNickel \nNickel prices remained buoyant, amid strong \ndemand from the stainless-steel industry at a \ntime when inventories are low across the world. \nIn particular, one of the world’s largest nickel \nproducers, Indonesia, announced plans to \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nrestrict the export of low-grade nickel products. \nIn light of these developments, nickel prices \ngained by 1.2%, to a monthly average of \nUS$19,398.41 per tonne, from US$19,160.43 \nper tonne recorded in August 2021. \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2021 \n \n \nBrent Crude Oil \nBrent crude oil prices rebounded, increasing by \n6.5%, from a monthly average of US$70.34 per \nbarrel in August 2021, to US$74.90 per barrel in \nSeptember. Prices were, supported by tight \nsupplies in the Gulf of Mexico, following \ndisruptions caused by a hurricane. In addition, \ngrowing global demand boosted crude oil \nprices, as economies started to reopen. Figure 3 \nshows developments in Brent crude oil prices \n \n1All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \nfor the period from September 2020 to \nSeptember 2021. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2021 \n \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad money stood at ZW$364.60 billion in \nSeptember 2021, compared to ZW$153.84 \nbillion in September 2020. This was an annual \ngrowth of 137% in September 2021, compared \nto 554.7% in September 2020. \nThe money stock was composed of 58.57% in \nlocal currency deposits, while foreign currency \naccounts (FCA) deposits constituted the balance \nof 41.43%. Local currency transferrable \ndeposits dominated the money stock at 49.93% \nof the total, while other classes of deposits and \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n21,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nSep-20\nNov-20\nJan-21\nMar-21\nMay-21\nJul-21\nSep-21\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nUS$/barrel\n \n \n \n6 \n \ncurrency in circulation took up the remainder, as \nshown in Figure 4. \nFigure 4: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nOn a month-on-month basis, broad money \nincreased by ZW$35.41 billion or 10.76%, from \nZW$329.19 billion recorded in August 2021. \nThis was largely underpinned by an increase in \nforeign currency deposits, from ZW$133.77 \nbillion in the previous month to ZW$151.06 \nbillion \nin \nSeptember \n2021. \nNegotiable \ncertificates of deposits (NCDs) also increased \nfrom ZW$1.87 billion in August 2021 to \nZW$3.19 billion in the month under review. \nPartially offsetting the increases, were declines \nof ZW$0.38 billion (16.51%) and ZW$0.67 \nbillion (2.48%) in currency in circulation and \ntime deposits, respectively. \n \nDomestic claims increased by 8.52%, on a \nmonthly basis, to ZW$225.09 billion during the \nmonth under review. The growth in domestic \nclaims was, largely driven by increases in claims \nto public non-financial corporations, 28.54%; \nnet claims to government, 9.07% and credit to \nthe \nprivate \nsector, \n6.90%. \nClaims \non \nGovernment were largely composed of Treasury \nbill holdings by banks. \nThe foreign currency deposits component of \nbroad money registered an annual growth of \n63.85%, from ZW$92.19 billion in September \n2020 to ZW$151.06 billion in September 2021. \nThis largely reflected an increase in the value of \nFCAs from US$ 1.13 billion in September 2020 \nto US$ 1.72 billion in September 2021. \nOn an annual basis, local currency deposits \nincluded in broad money registered a growth of \n249.30%, \nwhile \ncurrency \nin \ncirculation \nincreased by 80.94%. The 137% annual growth \nin broad money largely reflected increases of \n363.28% in net claims on Government, public \nnon-financial corporations, 270.45% and credit \nto private sector, 225.86%. \nCredit to the private sector was, in large part, \nextended \ntowards \nagriculture, \n28.42%; \nhouseholds, 21.31%; distribution, 11.54%; \nfinancial \norganizations, \n10.49%; \nmanufacturing, 10.55%; and services, 8.27%; as \nshown in figure 5. \n \nFigure 5: Distribution of Private Sector Credit \nSource: Reserve Bank of Zimbabwe, 2021 \nLocal \nCurrency \nTransferabl\ne deposits\n49.93%\nForeign \nCurrency \nDeposits\n41.43%\nTime \nDeposits\n7.24%\nCurrency in \nCirculation\n0.53%\nNCDs\n0.88%\nHouseholds\n21.31%\nAgriculture\n28.42%\nMining\n6.26%\nManufacturing\n10.55%\nDistribution\n11.54%\nConstruction\n1.14%\nTransport & \nCommunicatio\nns\n1.78%\nServices\n8.27%\nFinancial Org. \n& Investments\n10.71%\nOther\n0.01%\n \n \n \n7 \n \nCredit to the private sector was largely \nchanneled towards inventory build-up, 32.94%; \nother recurrent expenditures, 29.98%; and fixed \ncapital investment, 17.51%. \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of September 2021, the \nZimbabwe Stock Exchange (ZSE) traded \npositively, resulting in all indices registering \ngains. \n \nThe Top 15, Top 10, All Share, Medium Cap \nand Small Cap indices gained 35.87%, 35.11%, \n28.98%, 20.95% and 13.43% to close at \n5 578.65 points, 4 857.20 points, 8 580.16 \npoints, 20 599.24 points and 254 232.90 points, \nrespectively. \n \nThe resources index, however, slipped by 1.66% \nto close at 6 014.53 points. \n \nFigure 6: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2021 \nDuring \nthe \nmonth \nunder \nanalysis, \nthe \ncumulative volume and value of shares traded \non the ZSE increased by 1 876.08% and 36.83% \nto 2 909.44 million and ZW$4.73 billion, \nrespectively. \n \nThe proportion of foreign purchases, to the \nvalue of shares traded declined to 0.31% in \nSeptember 2021, compared to 5.15% recorded \nin August 2021. In this regard, the net foreign \nposition worsened to an outflow of ZW$382.94 \nmillion in September 2021, from an outflow of \nZW$69.24 million recorded in the previous \nmonth. \n \nFigure 7: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2021 \n \nThe ZSE gained ZW$240.18 million, or 30.31% \nworth of capitalization, to close at ZW$1 032.47 \nbillion in September 2021. \n \n \n \n \n \n \n0.00\n2,100.00\n4,200.00\n6,300.00\n8,400.00\n10,500.00\n12,600.00\n14,700.00\n200\n1200\n2200\n3200\n4200\n5200\n6200\n7200\n8200\n9200\n30-Sep-20\n31-Oct-20\n30-Nov-20\n31-Dec-20\n31-Jan-21\n28-Feb-21\n31-Mar-21\n30-Apr-21\n31-May-21\n30-Jun-21\n31-Jul-21\n31-Aug-21\n30-Sep-21\nAll Share Index\nTop 10 Index\nMining Index\n0\n500\n1,000\n1,500\n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n8 \n \nINFLATION OUTTURN \nAnnual Inflation \n \nAnnual inflation increased marginally, from \n50.25% in August 2021, to 51.55% in \nSeptember 2021. This followed the rise in food \ninflation, which more than offset the decrease in \nnon-food inflation. \n \nAnnual food inflation increased from 50.47% in \nAugust 2021 to 54.52% in September 2021. \nNon-food inflation, however, decelerated to \n49.48% in September 2021, from 50.07% in \nAugust 2021. \n \nAnnual blended inflation2 accelerated to 24.44% \nin September 2021, from 21.50% in August \n2021. \n \nDespite the resurgence of renewed inflationary \npressures in the economy, continued stability in \nthe macro economic environment curtailed large \nchanges in inflation rates, compared to the \ncorresponding period in 2020. \n \n \nMonthly Inflation \n \nThe ZW$ monthly inflation rate rose to 4.73% \nin September 2021, from 4.19% recorded in \nAugust 2021, due to an increase in food \ninflation. \n \nMonthly food inflation increased from 3.14% in \nAugust 2021 to 4.82% in September 2021, due \nto increases in prices of the majority of food \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \ncategories among them, meat, vegetables, bread \nand cereals. \n \nNon-food inflation decreased from 4.95% in \nAugust to 4.67% in September 2021, thus \nmoderating the overall monthly ZW$ inflation. \n \nFigure 8: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2021 \n \nMonthly blended inflation increased from \n1.32% in August 2021, to 1.94% in September \n2021, reflecting increases in both food and non-\nfood inflation. \n \n \nNATIONAL PAYMENTS SYSTEM \n \nThe \nNational \nPayments \nSystem \n(NPS) \nprocessed transactions amounting to $779.71 \nbillion, during the month of September 2021, up \nfrom ZW$673.27 billion recorded in the \nprevious month. NPS transaction volumes \nincreased marginally by 0.94% to close at \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the US$. \n0.00%\n5.00%\n10.00%\n15.00%\n20.00%\n25.00%\n30.00%\n35.00%\n40.00%\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nFood\nNon-Food\nOverall\n \n \n \n9 \n \n123.32 million transactions, during the same \nmonth. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nReal Time Gross Settlement System (RTGS) \ntransactions values stood at ZW$477.93 billion \nin September 2021, up from ZW$397.54 billion \nin the previous month. RTGS transaction \nvolumes increased from 1.05 million in August \n2021 to close at 1.19 million in September 2021. \nFigure 9: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCash Transactions \nDuring the month of September 2021, Cash \nbased transactions were higher at ZW$14.86 \nbillion, from ZW$13.53 billion in August 2021. \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions rose by \n11.46% to close at ZW$245.33 billion, during \nthe month under analysis. \nCard Based Transactions \n \nCard-based transactions registered a 0.87% \ndecline to close at ZW$56.44 billion in \nSeptember 2021. \n \nRESERVE BANK OF ZIMBABWE \n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\n 600.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n27 \n 11. Exchange Rates \n \n \n \n \n \n \n \n28 \n \n \n \n \n \n \n11 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 29 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 30 \n \n13.2 Volumes of Transactions \n \n \n \n \n 31 \n \n \n \n \n \n \n \n \n \n \n \n \n12 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nNet Foreign Assets\n-317,370,813.35\n-327,434,598.03\n-322,916,992.61\n-316,766,634.64\n-328,526,094.64\n-340,106,496.40\n-327,297,184.10\n-319,268,915.42\n-328,642,322.20\n-303,317,411.71\n-290,181,081.59\n-301,865,260.30\n-305,499,835.09\nCentral Bank(net)\n-386,104,783.47\n-398,503,742.75\n-398,165,536.09\n-392,036,907.50\n-406,631,588.87\n-411,000,792.44\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\n-408,677,935.81\n-412,168,208.49\n-411,964,116.26\n-421,707,589.69\nForeign Assets\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\nForeign Liabilities\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\nOther Depository Corporations(net)\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n83,041,283.51\n89,891,499.41\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\nForeign Assets\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n98,837,092.48\n106,013,344.18\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\nForeign Liabilities\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,795,808.97\n16,121,844.77\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\nNet Domestic Assets (NDA)\n471,206,354.87\n497,207,430.71\n507,265,762.28\n521,691,490.51\n549,010,656.62\n566,288,275.77\n561,575,884.82\n581,351,630.28\n610,249,806.36\n606,251,821.19\n620,837,934.22\n631,052,096.29\n670,098,627.13\nDomestic Claims\n63,493,587.42\n80,786,149.78\n88,712,115.98\n101,159,726.29\n108,399,214.96\n127,374,579.36\n124,267,139.59\n149,907,978.82\n158,719,727.00\n170,177,222.61\n186,187,386.15\n207,406,481.73\n225,085,581.53\nClaims on Central Government(net)\n9,165,660.28\n16,233,346.76\n18,766,373.80\n23,276,846.68\n15,698,011.65\n25,682,635.40\n19,242,767.82\n28,124,843.48\n29,989,668.04\n23,670,319.48\n31,250,109.35\n38,932,426.18\n42,462,267.46\nClaims on Central Government\n24,510,261.70\n26,940,376.62\n28,442,906.62\n37,789,748.86\n34,941,802.63\n43,864,745.10\n43,295,379.13\n47,281,011.39\n47,535,251.17\n42,113,825.79\n45,934,145.83\n55,528,235.16\n59,818,762.06\nCentral Bank\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\nODCs\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n19,404,164.04\n19,218,864.33\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\nLess Liabilities to Central Government\n15,344,601.42\n10,707,029.86\n9,676,532.82\n14,512,902.18\n19,243,790.98\n18,182,109.70\n24,052,611.30\n19,156,167.92\n17,545,583.13\n18,443,506.31\n14,684,036.48\n16,595,808.98\n17,356,494.60\nCentral Bank\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\nODCs\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n5,382,544.78\n6,832,569.42\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\nClaims on Other Sectors\n54,327,927.14\n64,552,803.02\n69,945,742.18\n77,882,879.61\n92,701,203.31\n101,691,943.96\n105,024,371.77\n121,783,135.35\n128,730,058.96\n146,506,903.14\n154,937,276.80\n168,474,055.55\n182,623,314.07\nOther Financial Corporations\n338,002.03\n1,398,438.67\n1,450,895.49\n606,276.57\n396,273.97\n881,815.56\n2,676,383.43\n4,857,921.34\n2,161,647.81\n4,230,396.18\n4,434,113.69\n4,734,034.05\n4,598,468.25\nState and Local Government\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n20,366.90\n23,547.12\n84,251.94\n73,757.06\n69,366.22\n67,566.82\nPublic Non Financial Corporations\n4,796,976.15\n6,006,655.50\n5,000,659.17\n2,578,274.18\n8,366,572.13\n8,849,870.48\n7,837,908.59\n9,126,830.60\n9,187,412.56\n12,075,547.93\n10,556,580.34\n13,825,015.06\n17,770,427.55\nPrivate Sector\n49,157,774.70\n57,113,246.08\n63,465,738.17\n74,660,404.58\n83,910,160.40\n91,928,403.19\n94,480,029.44\n107,778,016.50\n117,357,451.47\n130,116,707.10\n139,872,825.71\n149,845,640.23\n160,186,851.44\nCentral Bank\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\nODCs\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n106,596,711.09\n116,093,273.55\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\nOther Items(Net)\n-407,712,767.45 -416,421,280.93 -418,553,646.30 -420,531,764.21 -440,611,441.66 -438,913,696.40 -437,308,745.22 -431,443,651.46 -451,530,079.36 -436,074,598.58 -434,650,548.07 -423,645,614.57 -445,013,045.60\nShares and Other Equity\n-386,761,250.11\n-392,085,071.73\n-397,700,402.79\n-390,151,578.46\n-408,061,464.88\n-410,347,885.65\n-411,006,941.09\n-396,650,639.28\n-415,482,334.99\n-421,159,006.94\n-420,923,101.54\n-420,402,750.57\n-426,036,485.00\nLiabilities to Other Financial Corporations\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n409,882.68\n429,002.92\n462,598.19\n552,817.90\n478,578.47\n375,417.86\nRestricted Deposits\n1,036,012.77\n1,208,834.37\n2,648,204.14\n835,126.11\n718,690.98\n252,287.94\n71,982.41\n72,859.61\n67,378.71\n73,532.53\n85,289.04\n2,097,859.91\n3,600,957.03\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-22,359,693.99\n-25,986,791.29\n-23,925,064.43\n-31,507,330.50\n-33,645,336.61\n-29,427,969.01\n-26,782,637.00\n-35,275,754.48\n-36,544,126.00\n-15,451,722.36\n-14,365,553.48\n-5,819,302.38\n-22,952,935.50\nBroad Money-M3\n153,835,541.52\n169,772,832.69\n184,348,769.67\n204,924,855.86\n220,484,561.98\n226,181,779.37\n234,278,700.72\n262,082,714.87\n281,607,484.16\n302,934,409.48\n330,656,852.64\n329,186,835.99\n364,598,792.04\nSecurities Other than Shares Included in Broad Money\n1,083,907.10\n1,231,944.90\n1,237,340.99\n1,436,202.84\n1,422,437.87\n1,457,355.54\n1,641,213.33\n1,503,791.55\n1,525,849.38\n1,559,661.34\n1,523,179.12\n1,873,132.76\n3,191,934.31\nBroad Money-M2\n152,751,634.42\n168,540,887.79\n183,111,428.68\n203,488,653.02\n219,062,124.11\n224,724,423.83\n232,637,487.38\n260,578,923.31\n280,081,634.78\n301,374,748.14\n329,133,673.52\n327,313,703.23\n361,406,857.73\nOther Deposits\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n13,701,776.00\n18,359,658.93\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\nNarrow Money-M1\n145,816,200.84\n160,143,748.68\n174,113,615.18\n193,581,808.32\n207,710,646.74\n210,777,710.55\n218,469,433.68\n246,877,147.31\n261,721,975.85\n279,979,150.10\n306,098,411.06\n300,262,147.56\n335,026,202.48\nTransferable Deposits\n144,756,556.77\n159,085,591.39\n173,047,801.52\n192,383,729.76\n206,490,526.41\n209,569,292.32\n216,776,481.85\n245,066,101.47\n259,978,003.99\n277,785,152.96\n303,724,801.01\n297,965,557.69\n333,108,841.78\n Of which Foreign Currency Accounts\n92,191,134.58\n97,621,848.10\n102,185,943.24\n103,728,205.33\n108,593,568.84\n109,661,714.64\n115,035,082.24\n117,770,638.10\n127,553,941.47\n133,630,862.77\n141,174,811.64\n133,774,214.78\n151,057,377.09\nCurrency Outside Depository Corporations\n1,059,644.06\n1,058,157.28\n1,065,813.65\n1,198,078.56\n1,220,120.33\n1,208,418.23\n1,692,951.82\n1,811,045.84\n1,743,971.86\n2,193,997.15\n2,373,610.05\n2,296,589.87\n1,917,360.70\nMemorandum Items\nReserve Money\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\nFCAs as a Percentage of Deposits in M3\n60.3%\n57.9%\n55.8%\n50.9%\n49.5%\n48.7%\n49.5%\n45.2%\n45.6%\n44.4%\n43.0%\n40.9%\n41.7%\nEnd Period Exchange Rate\n81.44\n81.35\n81.82\n81.79\n82.68\n83.89\n84.40\n84.50\n84.73\n85.42\n85.64\n86.06\n87.67\nSource: Reserve Bank of Zimbabwe, 2021\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n13 \n \n \nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nNet Foreign Assets\n-386,104,783.47 -398,503,742.75 -398,165,536.09 -392,036,907.50 -406,631,588.87 -411,000,792.44 -404,663,451.67 -402,310,198.93 -418,533,821.61 -408,677,935.81 -412,168,208.49 -411,964,116.26 -421,707,589.69\nClaims on Non Residents\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\nOfficial Reserves Assets\n12,374,572.35\n12,357,598.03\n11,668,298.64\n2,786,278.07\n6,677,598.06\n5,651,394.24\n11,051,852.30\n7,205,335.48\n9,390,079.67\n22,273,252.21\n11,141,648.17\n95,273,718.45\n91,410,691.55\nOther Foreign Assets\n11,669,281.34\n11,660,124.13\n11,767,888.40\n11,838,216.95\n12,009,507.37\n12,215,668.41\n12,188,252.26\n10,909,678.93\n10,944,097.54\n10,865,931.01\n10,684,792.88\n10,973,701.35\n12,282,616.24\nLess Liabilities to Non Residents\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\nShort Term Liabilities\n190,611,160.64\n190,817,851.33\n189,287,948.45\n187,885,613.69\n192,806,142.21\n194,818,587.99\n195,017,951.26\n196,412,895.15\n215,118,073.59\n219,691,932.32\n215,528,229.57\n219,582,935.92\n224,780,986.78\nOther Foreign Liabilities*\n219,537,476.52\n231,703,613.58\n232,313,774.68\n218,775,788.84\n232,512,552.09\n234,049,267.11\n232,885,604.97\n224,012,318.18\n223,749,925.24\n222,125,186.70\n218,466,419.97\n298,628,600.14\n300,619,910.70\n of which blocked funds\n179,488,881.37\n191,557,287.91\n191,564,844.22\n177,624,192.87\n190,969,111.27\n191,664,044.89\n191,174,087.59\n181,636,605.52\n181,088,588.70\n179,118,601.53\n175,855,465.58\n173,053,746.34\n173,544,785.11\nNet Domestic Assets (NDA)\n398,837,103.00\n414,025,868.46\n416,589,882.06\n410,799,302.62\n428,456,369.46\n433,378,426.70\n423,911,503.19\n424,930,288.99\n444,749,080.57\n433,522,736.46\n437,112,930.85\n440,459,231.26\n447,950,487.22\nDomestic Claims\n8,137,864.08\n16,330,004.87\n15,975,321.34\n17,721,762.12\n18,864,046.83\n20,211,944.02\n14,624,071.75\n24,589,033.83\n28,240,574.97\n25,962,204.03\n25,193,941.68\n27,281,606.24\n29,006,431.90\nNet Claims on Central Government\n4,011,357.97\n9,947,354.13\n11,354,832.62\n15,520,804.20\n10,812,290.33\n11,396,835.82\n6,500,724.62\n14,103,224.21\n17,603,373.13\n12,336,905.40\n13,122,877.88\n12,099,897.36\n9,757,732.78\nClaims on Central Government\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\nOf which: Securities Other than Shares\n6,194,697.32\n6,101,509.11\n6,051,655.92\n6,035,224.38\n6,165,262.55\n6,095,109.16\n5,962,815.29\n5,871,229.64\n5,850,605.06\n5,809,922.68\n5,803,706.31\n5,778,201.73\n5,767,697.15\nLoans\n11,629,732.03\n12,753,129.37\n13,409,761.69\n19,658,455.39\n18,437,148.85\n18,695,624.21\n19,714,713.82\n22,005,617.72\n22,465,781.78\n18,675,222.67\n16,952,495.34\n17,005,332.91\n17,833,656.45\n Loans and Advances\n7,617,711.22\n8,740,654.93\n9,388,431.71\n15,645,165.82\n14,425,116.65\n14,682,354.29\n15,701,443.90\n17,997,932.14\n18,458,096.20\n14,666,539.96\n12,945,598.08\n12,997,746.30\n13,884,037.90\n Legacy Debt\n400,454.97\n400,908.59\n409,764.14\n401,723.73\n400,466.35\n401,704.08\n401,704.08\n396,119.73\n396,119.74\n397,116.86\n395,331.42\n396,020.77\n338,052.70\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\nOf which: Deposits\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,126,506.11\n6,382,650.74\n4,620,488.72\n2,200,957.92\n8,051,756.50\n8,815,108.19\n8,123,347.12\n10,485,809.62\n10,637,201.84\n13,625,298.64\n12,071,063.80\n15,181,708.88\n19,248,699.12\nOther Financial Corporations\n194,092.65\n191,304.06\n192,148.23\n188,349.05\n204,933.06\n703,425.29\n703,645.95\n1,533,608.33\n1,602,101.94\n1,591,946.54\n1,600,109.77\n1,616,633.50\n1,675,284.36\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n3,746,599.01\n4,967,594.21\n3,730,697.26\n1,309,265.53\n7,102,293.92\n7,356,206.59\n6,508,948.22\n7,770,895.87\n7,770,921.98\n10,544,228.28\n8,914,695.01\n11,902,013.06\n15,872,466.74\nPrivate Sector\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\nClaims on Other Depository Corporations\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\nOf which: Loans\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\nOther Liabilities to ODCs\n37,868,889.89\n35,078,524.21\n43,158,130.62\n53,880,036.70\n52,386,928.65\n59,780,016.83\n67,223,250.63\n68,479,829.04\n74,078,427.51\n91,366,745.03\n90,755,541.83\n61,697,091.96\n61,027,807.98\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n13,851,775.48\n9,084,137.29\n11,687,723.67\n22,262,484.07\n29,594,641.97\n31,870,831.11\n32,826,932.93\n33,556,990.26\n41,514,984.85\n45,976,776.82\n46,605,622.19\n40,728,575.10\n41,191,755.29\nOther Items(Net)\n-425,725,999.11 -429,887,129.29 -440,784,407.01 -443,273,555.40 -459,415,237.58 -470,268,174.72 -474,455,170.78 -466,387,761.43 -487,568,110.43 -495,500,366.27 -499,196,071.64 -471,349,472.27 -476,675,721.39\nShares and Other Equity\n-427,106,363.79\n-433,463,716.88\n-441,933,638.10\n-442,191,359.79\n-459,147,547.11\n-467,159,156.05\n-471,095,071.67\n-458,343,431.18\n-477,762,942.16\n-486,305,203.47\n-488,981,304.19\n-491,527,426.67\n-501,914,984.05\nOther Items(Net)\n-3,416,387.63\n-3,309,230.72\n-3,537,819.62\n-3,242,652.80\n-1,473,280.48\n-4,426,426.77\n-4,965,601.97\n-9,430,994.41\n-10,971,526.97\n-9,911,933.75\n-10,996,966.63\n17,593,977.36\n20,921,508.79\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n4,796,752.30\n6,885,818.31\n4,687,050.70\n2,160,457.19\n1,205,590.01\n1,317,408.10\n1,605,502.86\n1,386,664.16\n1,166,358.70\n716,770.95\n782,199.17\n2,583,977.04\n4,317,753.87\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n23,744,819.84\n21,471,789.00\nBond Coins\n99,709.34\n99,709.54\n99,709.66\n2,375,925.99\n99,709.66\n99,709.73\n99,709.87\n99,709.99\n99,710.09\n99,710.14\n99,710.17\n99,710.20\n99,710.12\nBond Notes\n2,044,143.53\n2,022,625.16\n2,029,709.06\n99,709.69\n2,603,693.97\n2,847,426.23\n3,050,378.36\n3,152,287.93\n3,550,401.56\n3,797,075.30\n4,413,772.03\n4,650,584.97\n4,671,398.41\nLiabilities to ODCs\n10,250,353.16\n13,378,590.41\n15,910,190.58\n16,386,469.12\n19,121,376.95\n19,430,498.30\n16,097,963.29\n19,368,092.13\n22,565,147.30\n20,948,015.21\n20,431,240.16\n23,744,819.84\n21,471,789.00\n Reserve Deposits\n1,401,898.97\n1,678,661.09\n2,008,569.51\n2,199,092.20\n2,444,129.79\n4,799,500.58\n5,160,139.38\n5,730,094.93\n6,659,921.67\n7,269,076.19\n7,862,360.46\n8,219,597.38\n9,255,653.80\n Exess reserves \n8,848,454.19\n11,699,929.32\n13,901,621.07\n14,187,376.93\n16,677,247.16\n14,630,997.72\n10,937,823.91\n13,637,997.20\n15,905,225.63\n13,678,939.03\n12,568,879.69\n15,525,222.46\n12,216,135.19\nPrivate Deposits\n338,113.50\n21,200.60\n384,736.66\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2021\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n14 \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nNet Foreign Assets\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n77,366,267.57\n77,366,267.57\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\nClaims on Non Residents\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n92,405,865.60\n92,405,865.60\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\nOf Which: Foreign Currency\n30,217,561.04\n32,235,029.76\n34,673,918.84\n39,886,775.04\n42,733,946.30\n41,025,473.91\n40,953,342.99\n40,953,342.99\n40,953,342.99\n30,255,551.49\n30,509,126.94\n32,270,386.66\n38,500,097.41\nDeposits\n53,657,586.61\n53,623,468.12\n55,308,353.64\n49,426,810.30\n50,993,755.75\n45,711,660.09\n51,250,447.13\n51,250,447.13\n51,250,447.13\n90,381,891.07\n107,347,245.84\n96,773,959.39\n93,731,294.28\nOther\n111,830.36\n111,520.80\n99,718.57\n145,114.78\n154,683.94\n183,144.98\n202,075.48\n202,075.48\n202,075.48\n210,984.25\n214,079.24\n214,451.29\n260,414.95\nLess Liabilities to Non Residents\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,039,598.02\n15,039,598.02\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\nOf Which: Deposits\n4,800,281.08\n4,449,027.74\n4,387,729.22\n3,826,796.90\n4,683,800.54\n4,962,383.04\n4,425,775.68\n4,425,775.68\n4,425,775.68\n4,258,022.10\n3,965,803.90\n6,985,643.39\n4,034,436.70\nLoans\n10,452,726.81\n10,451,846.22\n10,445,718.35\n10,361,630.37\n11,093,091.22\n11,063,599.89\n10,613,822.34\n10,613,822.34\n10,613,822.34\n11,229,880.61\n12,117,521.21\n12,174,298.00\n12,249,615.34\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n79,943,074.31\n91,947,346.14\n105,610,829.31\n127,131,173.37\n140,672,048.38\n153,013,944.93\n153,685,960.87\n153,685,960.87\n153,685,960.87\n194,736,649.82\n205,599,205.54\n216,305,273.04\n245,756,879.91\nDomestic Claims\n55,355,723.35\n64,456,144.91\n72,736,794.64\n83,427,964.18\n89,535,168.13\n107,162,635.34\n109,643,067.84\n109,643,067.84\n109,643,067.84\n144,215,018.58\n160,993,444.47\n180,124,875.49\n196,079,149.63\nNet Claims on Central Government\n5,154,302.32\n6,285,992.63\n7,411,541.18\n7,756,042.48\n4,885,721.32\n14,285,799.58\n12,742,043.20\n12,742,043.20\n12,742,043.20\n11,333,414.08\n18,127,231.47\n26,832,528.82\n32,704,534.68\nClaims on Central Government\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n17,617,850.02\n17,617,850.02\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\nSecurities\n6,676,225.73\n8,068,172.39\n8,961,484.35\n12,072,773.09\n10,322,702.11\n19,049,865.62\n17,602,682.71\n17,602,682.71\n17,602,682.71\n17,610,769.74\n23,160,619.26\n32,722,213.67\n36,196,334.62\nLoans\n9,606.62\n17,565.74\n20,004.65\n23,296.00\n16,689.12\n24,146.11\n15,167.30\n15,167.30\n15,167.30\n17,910.70\n17,324.92\n22,486.84\n21,073.85\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\nOf which: Deposits\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n50,201,421.03\n58,170,152.28\n65,325,253.46\n75,671,921.69\n84,649,446.81\n92,876,835.77\n96,901,024.65\n96,901,024.65\n96,901,024.65\n132,881,604.50\n142,866,213.00\n153,292,346.67\n163,374,614.95\nOther Financial Corporations\n143,909.38\n1,207,134.60\n1,258,747.26\n407,927.51\n191,340.91\n178,390.27\n1,972,737.48\n1,972,737.48\n1,972,737.48\n2,638,449.64\n2,834,003.91\n3,117,400.54\n2,923,183.89\nState and Local Government\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n30,050.30\n30,050.30\n84,251.94\n73,757.06\n69,366.22\n67,566.82\nPublic Non Financial Corporations\n1,050,377.14\n1,039,061.29\n1,269,961.90\n1,269,008.65\n1,264,278.21\n1,493,663.89\n1,328,960.37\n1,328,960.37\n1,328,960.37\n1,531,319.65\n1,641,885.33\n1,923,001.99\n1,897,960.80\nPrivate Sector\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n93,569,276.49\n93,569,276.49\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\nClaims on the Central Bank\n57,763,783.89\n68,012,702.35\n74,300,828.81\n77,254,382.86\n79,477,691.43\n74,589,859.15\n84,489,214.72\n84,489,214.72\n84,489,214.72\n77,498,004.69\n107,123,354.33\n95,651,746.77\n103,849,755.97\nCurrency\n1,084,208.81\n1,064,177.41\n1,063,605.07\n1,177,847.43\n1,483,283.31\n1,738,717.73\n1,457,136.40\n1,457,136.40\n1,457,136.40\n1,702,788.29\n2,139,872.15\n2,453,705.30\n2,853,747.83\nReserves\n56,679,575.08\n66,948,524.94\n73,237,223.74\n76,076,535.42\n77,994,408.12\n72,851,141.43\n83,032,078.32\n83,032,078.32\n83,032,078.32\n75,795,216.40\n104,983,482.18\n93,198,041.47\n100,996,008.14\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n1,863,123.11\n1,812,655.13\n1,489,512.69\n1,318,615.34\n391,146.93\n409,213.89\n75,373.50\n75,373.50\n75,373.50\n662,275.52\n706,879.99\n1,023,363.18\n1,453,072.21\nOther Items(Net)\n31,313,309.81\n38,708,845.99\n39,937,281.45\n32,232,558.32\n27,949,664.25\n28,329,335.68\n40,370,948.20\n40,370,948.20\n40,370,948.20\n26,314,097.93\n61,810,713.27\n58,447,986.04\n52,718,953.48\nShares and Other Equity\n40,345,113.68\n41,378,645.15\n44,233,235.31\n52,039,781.33\n51,086,082.23\n56,811,270.41\n60,088,130.57\n60,088,130.57\n60,088,130.57\n65,146,196.53\n68,058,202.65\n71,124,676.10\n75,878,499.05\nLiabilities to other ressident sectors\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n408,850.46\n408,850.46\n462,598.19\n552,817.90\n478,578.47\n375,417.86\nOther Items(Net)\n-9,403,967.74\n-3,111,546.88\n-4,719,570.65\n-20,099,241.64\n-23,513,086.84\n-29,091,805.04\n-20,126,032.83\n-20,126,032.83\n-20,126,032.83\n-39,294,696.79\n-6,800,307.28\n-13,155,268.53\n-23,534,963.43\nDeposits and Securities Included in Broad Money\n148,677,044.43\n163,016,490.87\n180,859,372.79\n202,401,446.22\n218,777,542.62\n223,908,240.98\n231,052,228.44\n231,052,228.44\n231,052,228.44\n300,097,173.91\n327,586,332.45\n326,404,128.99\n361,964,634.51\nDeposits Included in Broad Money\n147,593,137.33\n \n161,784,545.97\n \n179,622,031.80\n \n200,965,243.38\n \n217,355,104.75\n \n222,450,885.44\n \n229,411,015.11\n \n229,411,015.11\n \n229,411,015.11\n \n298,537,512.57\n \n326,063,153.33\n \n324,530,996.23\n \n358,772,700.20\n \nTransferable Deposits\n140,657,703.75\n \n153,387,406.86\n \n170,624,218.30\n \n191,058,398.68\n \n206,003,627.38\n \n208,504,172.16\n \n215,242,961.41\n \n215,242,961.41\n \n215,242,961.41\n \n277,141,914.54\n \n303,027,890.88\n \n297,479,440.56\n \n332,392,044.95\n \n of which FCAs\n88,430,395.05\n \n91,944,864.16\n \n100,147,096.67\n \n102,824,762.68\n \n108,386,216.00\n \n109,466,728.50\n \n114,435,612.97\n \n114,435,612.97\n \n114,435,612.97\n \n133,608,092.81\n \n141,156,359.97\n \n133,760,212.96\n \n151,047,925.52\n \nOther Deposits\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n14,168,053.71\n14,168,053.71\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\nMoney Market Instruments\n1,083,907.10\n \n1,231,944.90\n \n1,237,340.99\n \n1,436,202.84\n \n1,422,437.87\n \n1,457,355.54\n \n1,641,213.33\n \n1,641,213.33\n \n1,641,213.33\n \n1,559,661.34\n \n1,523,179.12\n \n1,873,132.76\n \n3,191,934.31\n \nSource:Reserve Bank of Zimbabwe,2021\n \n \n \n \n15 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n17 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nSource:Reserve Bank of Zimbabwe,2021\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n21 \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nSource:Reserve Bank of Zimbabwe,2021\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n22 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nSource: Reserve Bank of Zimbabwe,2021\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n23 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nSource:Reserve Bank of Zimbabwe, 2021\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n24 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.01\n Source:Reserve Bank of Zimbabwe, 2021\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n25 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nSource:Zimstat, 2021\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n26 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nSource:Zimstat, 2021\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n27 \n \n \n \n \n \nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS) \n \n \n \n \n \n \n \n \nEnd of Period \n2009 \n2010 \n2011 \n2012 \n2013 \n2014 \n2015 \n2016 \n2017 \n2018 \n2019 \n2020 \n \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n6,326 \n6,556 \n7,713 \n8,125 \n8,655 \n10,234 \n9,341 \n9,305 \n9,555 \n9,827 \n10,525 \n10,016 \n \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n5,304 \n5,039 \n6,128 \n6,321 \n6,172 \n6,192 \n6,097 \n6,015 \n6,200 \n6,306 \n6,768 \n7,013 \nBilateral Creditors \n3,703 \n3,402 \n4,087 \n4,087 \n4,088 \n4,115 \n4,115 \n4,129 \n4,194 \n4,261 \n4,699 \n4,890 \nMultilateral Creditors \n1,591 \n1,627 \n2,041 \n2,235 \n2,084 \n2,078 \n1,982 \n1,886 \n2,006 \n2,045 \n2,069 \n2,123 \nPrivate Creditors \n10 \n10 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \n \nPublic Enterprises \n825 \n825 \n1,092 \n1,198 \n1,356 \n1,661 \n1,220 \n1,370 \n1,406 \n1,426 \n1,326 \n1,410 \nBilateral Creditors \n497 \n497 \n711 \n703 \n858 \n1,155 \n760 \n779 \n843 \n898 \n783 \n856 \nMultilateral Creditors \n327 \n327 \n382 \n495 \n498 \n506 \n460 \n591 \n562 \n528 \n543 \n554 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \n \nMonetary Authorities \n140 \n550 \n127 \n125 \n125 \n120 \n110 \n0 \n0 \n0 \n0 \n0 \nMultilateral Creditors - IMF \n140 \n550 \n127 \n125 \n125 \n120 \n110 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \n \nPrivate \n57 \n142 \n366 \n480 \n1,002 \n2,261 \n1,913 \n1,920 \n1,949 \n2,095 \n2,431 \n1,593 \n \n \n \n \n \n \n \n \n \n \n \n \n \nShort-Term External Debt \n1,348 \n2,040 \n1,286 \n891 \n1,564 \n2,394 \n2,258 \n2,304 \n2,299 \n2,374 \n3,799 \n3,309 \nSupplier's Credits \n193 \n286 \n134 \n30 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \nReserve Bank \n998 \n1,300 \n615 \n615 \n614 \n587 \n587 \n573 \n507 \n441 \n2,463 \n2,169 \nPrivate \n156 \n454 \n537 \n246 \n950 \n1,807 \n1,671 \n1,731 \n1,792 \n1,933 \n1,336 \n1,140 \nTotal External Debt \n7,674 \n8,596 \n8,999 \n9,016 \n10,219 \n12,628 \n11,599 \n11,610 \n11,854 \n13,134 \n14,324 \n13,325 \n \n \n \n \n28 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nSource: Reserve Bank of Zimbabwe, 2021\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n29 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n1,000,000\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nSource:Zimbabwe Stock Exchange, 2021\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n30 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n5548.1\n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n4706.6\n4.5\n594.0\n13.9\n2015.1\n831.0\nMar\n6300.4\n4.5\n654.2\n12.5\n2657.1\n864.8\nApr\n5786.8\n3.3\n640.9\n11.5\n3002.6\n822.6\nMay\n7298.4\n4.2\n819.7\n10.5\n3550.1\n968.6\nJun\n7997.3\n4.7\n779.4\n8.3\n3724.3\n1135.5\nJul\n8290.0\n4.0\n790.0\n9.4\n4446.7\n1262.5\nAug\n7762.9\n2.9\n811.2\n14.0\n4558.5\n1255.0\nSep\n7155.0\n4.0\n842.5\n17.0\n4462.4\n1393.1\nOct\n8230.5\n4.2\n821.3\n17.9\n4607.4\n1428.2\nNov\n7922.5\n3.7\n657.5\n19.9\n3964.8\n1026.7\nDec\n8355.2\n2.8\n917.2\n14.6\n4833.8\n1102.9\n2019\nJan\n6903.0\n2.9\n1294.0\n16.9\n3608.8\n1056.2\nFeb\n8337.0\n4.0\n1330.6\n17.2\n3594.5\n1093.6\nMar\n9881.5\n3.9\n1399.5\n18.3\n4080.7\n1250.6\nApr\n10321.4\n3.1\n1590.1\n14.0\n4949.3\n1408.5\nMay\n14670.3\n4.2\n1397.5\n11.8\n6692.5\n1897.8\nJun\n17881.2\n3.7\n1464.7\n30.1\n7130.0\n2539.8\nJul\n23309.9\n3.7\n1806.5\n36.6\n9137.4\n3295.8\nAug\n23596.6\n2.4\n2181.6\n38.5\n11077.6\n3493.6\nSep\n30328.1\n3.8\n3029.9\n51.9\n15112.0\n5337.7\nOct\n39413.7\n3.9\n3621.6\n67.1\n16588.3\n6237.0\nNov\n40871.8\n3.5\n4199.3\n67.4\n13537.8\n7200.3\nDec\n49579.8\n2.8\n5695.4\n97.2\n19356.7\n8724.0\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n31 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\nINTERNET\n2018\nJan\n 548.1 \n22.7\n20981.2\n449.6\n100593.9\n501.8\nFeb\n 457.2 \n22.5\n18869.0\n292.2\n89584.3\n463.8\nMar\n 545.2 \n23.7\n21996.8\n268.4\n116120.0\n510.5\nApr\n 505.5 \n17.4\n21170.0\n253.6\n117616.8\n457.0\nMay\n 611.1 \n21.2\n23278.2\n213.2\n137423.0\n496.6\nJun\n 553.6 \n22.5\n23790.0\n175.2\n156609.8\n502.2\nJul\n 560.2 \n20.1\n25075.5\n223.1\n169416.8\n559.6\nAug\n 553.0 \n15.1\n25249.9\n317.4\n164918.0\n518.7\nSep\n 543.0 \n19.4\n24918.0\n300.8\n161289.5\n511.3\nOct\n 571.6 \n20.4\n21025.4\n345.5\n161427.4\n496.0\nNov\n 477.4 \n16.7\n17845.4\n334.9\n133862.1\n430.6\nDec\n 478.6 \n13.0\n27419.1\n236.2\n161540.7\n409.1\n2019\nJan\n401.5\n12.2\n40613.8\n232.6\n135481.1\n413.4\nFeb\n456.5\n16.4\n27811.2\n226.8\n119081.1\n463.6\nMar\n525.9\n15.4\n30417.6\n248.9\n142597.8\n441.0\nApr\n535.0\n13.7\n32092.5\n168.8\n157348.3\n390.1\nMay\n642.6\n14.7\n15542.6\n121.4\n166491.6\n494.3\nJun\n706.0\n13.3\n18012.1\n79.6\n160873.0\n486.8\nJul\n983.5\n13.6\n20465.4\n99.6\n170823.3\n638.2\nAug\n872.9\n9.0\n21919.8\n85.2\n179281.2\n542.3\nSep\n1010.7\n11.9\n22749.6\n62.4\n200441.9\n679.4\nOct\n1079.4\n12.7\n23191.6\n65.0\n206621.5\n1099.3\nNov\n982.1\n10.3\n25737.5\n225.2\n152919.9\n2044.1\nDec\n1003.8\n7.6\n27800.5\n385.5\n146316.6\n1273.6\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-September-2021.pdf"}
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+{"doc_id": "36eb1f62f608166799a03258b31ed9e4", "text": "i \n \nx \n \nJANUARY 2026 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW. ................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nMobile and Internet-Based Transactions ................................................................................ 9 \nCash Transactions ..................................................................................................................... 9 \nCard-Based Transactions ......................................................................................................... 9 \nINFLATION OUTTURN ............................................................................................................. 9 \nMonthly Inflation ...................................................................................................................... 9 \nUS$ Annual Inflation Developments ..................................................................................... 10 \nZiG Annual Inflation Developments ..................................................................................... 10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n \nOVERVIEW \nThe ZWG monthly and year on year inflation \nrate declined to 0.0% and 4.1% respectively, \nreflecting continued price stability. \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG108,915.12 million during the month under \nreview. \nCapital markets began the year on a positive \nnote, with both the Zimbabwe Stock Exchange \n(ZSE) and the Victoria Falls Stock Exchange \nrecording a bullish trajectory. \nNational payment systems moderated, as \ntransactional values and volumes declined by \n25% to ZiG206.98 billion and 10% 75.85 \nmillion, respectively. \nInternational average commodity prices for all \nthe selected commodities firmed during the \nmonth under analysis. \nMerchandise exports and imports declined to \nUS$969.4 million and US$855.7 million, \nrespectively, resulting a trade surplus of \nUS$113.7 million in January 2026. \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nDuring \nthe \nmonth \nof \nJanuary \n2026, \ninternational average prices for all the selected \ncommodities firmed amid stronger investment \ndemand, heightened geopolitical tensions and \nsupply constraints. \n \nTable 1 shows the developments in prices of \nselected commodities for the month under \nreview. \n \nTable 1: Average International Commodity \nPrices for December 2025 and January 2026 \nCommodity \n \n \n \nDec-25 \nJan-26 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n4,308.96 \n4,763.07 \n10.54 \nPlatinum \nUS$/oz \n1,887.12 \n2,421.00 \n28.29 \nPalladium \nUS$/oz \n1,590.24 \n1,844.33 \n15.98 \nCopper \nUS$/t \n11,762.67 13,061.29 11.04 \nNickel \nUS$/t \n15,067.19 18,019.10 19.59 \nBrent \nCrude \noil \nUS$/bl \n61.66 \n64.04 \n3.85 \nLithium \nUS$/t \n10,905.71 17,641.90 61.77 \nSource: Bloomberg, 2026 \n \nGold \nGold prices rose by 10.54% to US$4,763.07 per \nounce in January 2026, up from an average of \nUS$4,308.96 per ounce recorded in December \n2025. Escalating geopolitical uncertainties, \nincluding U.S. military strikes on Venezuela \nand broader global tensions, boosted demand \nfor gold as a safe-haven asset. Additionally, \ntrade tensions between the United States and \nEurope escalated, pushing prices higher. \n \nPlatinum \nIn the reporting month, platinum prices \naveraged US$2,421.00 per ounce, an increase \nof 28.29%, from US$1,887.12 per ounce \nrecorded in the prior month. The safe-haven \ndemand pushed platinum prices to new highs. \nThe price rally mirrored platinum’s upward \ntrajectory as investors increasingly sought \nprecious \nmetals, \namid \nbroader \nmarket \nuncertainty. \n \nPalladium \nPalladium prices firmed by 15.98% to \nUS$1,844.33 per ounce in the month under \nreview, from US$1,590.24 per ounce recorded \nin December 2025. Rising global automotive \n \n \n2 \n \n \nactivity and regulatory drivers supporting \ninternal combustion engines, sustained demand \namong carmakers, pushing prices higher. \nStronger expectations of robust industrial \ndemand, against a background of tighter supply \nconditions, supported the uptick in prices. \n \nFigure 1 shows the price movements from \nJanuary 2025 to January 2026. \n \nFigure 1: Monthly Precious Metal Prices \n(US$ per Ounce): January 2025 – January \n2026 \n \nSource: Bloomberg, 2026 \n \nBrent Crude Oil \nIn January 2026, Brent crude oil prices \naveraged US$64.04 per barrel, an increase of \n3.85% from US$61.66 per barrel recorded in \nthe preceding month. Prices rose amid \nheightened geopolitical tensions in the Middle \nEast. \nRenewed \nwarnings \nand \nmilitary \nmovements involving the U.S. and Iran raised \nconcerns among traders that oil exports from \nthe key producer could be disrupted. \n \nFigure 2 depicts the Brent Crude Oil price \nmovements from January 2025 to January \n2026. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) January 2025 to January 2026 \nSource: Bloomberg, 2026 \n \nCopper \nDuring the month under review, copper prices \nincreased by 11.04%, to US$13,061.29 per \ntonne, from US$11,762.67 per tonne recorded \nin December 2025. Production outages at key \nmines in Chile and Peru, and the continued loss \nof output from Cobre Panamá, combined with \nlow exchange inventories, tightened the \nphysical market supply, lifting copper prices as \nbuyers competed for scarce metal. Speculators \nextended their buying spree amid expectations \nof strong future demand, thereby supporting an \nuptick in copper prices. \n \nNickel \nNickel prices strengthened by 19.59% to \nUS$18,019.10 per tonne in January 2026, from \nUS$15,067.19 per tonne recorded in the \nprevious month. Prices rose amid growing \nmarket speculation that Indonesia, the world’s \nlargest nickel producer, would reduce nickel \nore output in 2026. Announcements and policy \nsignals about tighter production quotas led \ntraders to anticipate a future supply squeeze, \nboosting prices. \n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nUS$/ounce\nUS$/ounce\nPlatinum\nPalladium\nGold (RHS)\n55\n60\n65\n70\n75\n80\n85\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\n \n \n3 \n \n \n \nThe base metal price movements from January \n2025 to January 2026 are shown in Figure 3. \n \nFigure 3: Base Metal Prices (US$/tonne): \nJanuary 2025 to January 2026 \n \nSource: Bloomberg 2026 \n \nLithium \nLithium prices substantially increased by \n61.77% to US$17,641.90 per tonne during the \nmonth under review, from US$10,905.71 per \ntonne recorded in December 2025. Supply \ntightening \nconcerns, \nunderpinned \nby \nproduction halts at key mines and regulatory \nactions aimed at curbing overcapacity in \nChina’s lithium sector, helped reduce available \nsupply relative to demand. These disruptions \nsupported price increases as traders and buyers \nadjusted to tighter near-term availability. In \naddition, Chinese regulators’ announcement to \nphase out the value-added tax (VAT), export \nrebates on batteries and related products \nspurred manufacturers and traders to accelerate \nlithium purchases ahead of time, sharply \nboosting short-term demand and pushing \nlithium prices higher. \n \nThe changes in lithium prices for the period \nfrom January 2025 to January 2026 are \nillustrated in Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) \nJanuary 2025 to January 2026 \n \nSource: London Metal Exchange, 2026 \n \nMerchandise Trade Developments \nZimbabwe’s total merchandise trade decreased \nby 10.7% to US$1,825.1 million in January \n2026, from US$2,043.2 million recorded in \nDecember 2025. A decline in both exports and \nimports fuelled the decrease in merchandise \ntrade during the month under review. Total \nmerchandise trade increased by 32.1% on an \nannual basis, from US$1.38 billion recorded in \nJanuary 2025. \n \nMerchandise Exports \nThe country’s merchandise exports amounted \nto US$969.4 million in the month under \nanalysis, a 15.1% decrease from US$1,141.7 \nmillion recorded in December 2025. The \ndecline was due to falling exports of gold, \nPlatinum Group Metals (PGMs), and other \nmineral products. Gold exports retreated by \n8.6% to US$493.0 million in the reporting \nmonth, from US$539.6 million in the previous \nmonth, in line with the decline in gold \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\n12,500\n13,500\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n7,000\n8,500\n10,000\n11,500\n13,000\n14,500\n16,000\n17,500\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\n \n \n4 \n \n \nproduction in January 2026. Similarly, PGMs \nexports fell by 50.1% to US$104.4 million, \nfrom US$209.2 million recorded in the \nprevious month. \n \nOn a year-on-year basis, exports in January \n2026 were 48.5% higher than the US$652.6 \nmillion recorded in the corresponding month in \n2025. Figure 5 illustrates the developments in \nthe country’s merchandise exports for the \nperiod from 2025 to 2026. \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2025 and 2026 \n \nSource: ZIMSTAT, 2026 \n \nExports by Commodity \nThe country’s export structure remains highly \nconcentrated in primary commodities, with \ngold contributing 50.9% of total export \nearnings, followed by tobacco at 25.2% and \nPlatinum Group Metals (PGMs) at 10.8%. The \ncountry’s exports classified by the Harmonized \nCommodity Description and Coding System \nfor the months of December 2025 and January \n2026 are shown in Table 2. \n \n \n \nTable 2: Major Exports (US$ millions) \n \nDec -25 \n(US$m) \nJan -26 \n(US$m) \nDec 25 - Jan 26 \nChanges (%) \nShare of Jan \nExports (%) \nTotal \n1,141.7 \n969.4 \n-15.1 \n100.0 \nOf Which: \n \n \n \n \nGold \n539.6 \n493.0 \n-8.6 \n50.9 \nTobacco (Including cigarettes) \n216.6 \n244.5 \n12.9 \n25.2 \nPGMs \n209.2 \n104.4 \n-50.1 \n10.8 \nOther mineral substances \n38.4 \n26.9 \n-29.8 \n2.8 \nCoal \n13.3 \n16.5 \n23.9 \n1.7 \nSteel \n5.4 \n15.1 \n178.8 \n1.6 \nFerrochromium \n33.9 \n14.5 \n-57.3 \n1.5 \nOther ores and concentrates \n26.7 \n13.9 \n-48.1 \n1.4 \nChromium ores and concentrates \n11.1 \n7.0 \n-36.5 \n0.7 \nElectrical energy \n2.6 \n2.6 \n-0.3 \n0.3 \nOthers \n44.9 \n31.1 \n-30.7 \n3.2 \nSource: ZIMSTAT & RBZ Calculations, 2026 \n \nExport Market \nThe bulk of the country’s exports were destined \nfor the United Arab Emirates (51.6%), \nfollowed by China (22.1%) and South Africa \n(13.4%), while the remaining share was \ndistributed among other markets. The country’s \nmajor export markets during the month under \nanalysis are depicted in Figure 6. \n \nFigure 6: Top Ten Merchandise Exports \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2026 \n653\n514\n584\n664\n729\n725\n878\n879\n852\n1,042\n1,045\n1,142\n969\n0\n200\n400\n600\n800\n1000\n1200\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2025\n2026\n51.6\n22.1\n13.4\n1.6\n1.2\n1.2\n1.1\n0.9\n0.5\n0.5\n0.0\n10.0 20.0 30.0 40.0 50.0 60.0\nUnited Arab Emirates\nChina\nSouth Africa\nRussian Federation\nIndonesia\nZambia\nUnited States\nMozambique\nAlgeria\nBelgium\n \n \n5 \n \n \nMerchandise Imports \nMerchandise imports decreased by 5.1% to \nUS$855.7 million in January 2026, from \nUS$901.5 million recorded in December 2025. \nOn a year-on-year basis, however, imports \nincreased by 17.4%, from US$728.8 million \nrecorded in January 2025. \n \nFigure \n7 \nshows \nthe \nmonthly \nimport \ndevelopments for 2025 and 2026. \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2025 and 2026 \n \nSource: ZIMSTAT & RBZ Computations, 2026 \n \nImports by Commodity \nIndustrial supplies continued to constitute the \nlargest share of the country’s import bill, at \n34.1% of total imports. This was followed by \nfuel and lubricants at 23.2%, while capital \ngoods represented 22.0%. Food and beverages \naccounted for 8.7% of overall imports. \n \nThe imports of major commodities by Broad \nEconomic Category (BEC) for December 2025 \nand January 2026 are shown in Table 3. \n \n \nTable 3: Major Imports (US$ millions) \n \nDec –25 \n (US$m) \nJan - 26 \n(US$m) \nDec 25 – \nJan 26 \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nJan-26 \nTotal \n901.7 \n855.7 \n-5.1 \n100.0 \nOf Which: \n \n \n \n \nIndustrial supplies \n316.6 \n291.7 \n-7.9 \n34.1 \nFuels and lubricants \n166.1 \n198.4 \n19.5 \n23.2 \nCapital goods \n200.2 \n188.5 \n-5.9 \n22.0 \nFood and beverages \n102.9 \n74.3 \n-27.8 \n8.7 \nTransport equipment \nand parts \n63.7 \n55.2 \n-13.3 \n6.5 \nConsumer goods \n52.0 \n47.4 \n-8.8 \n5.5 \nOthers \n0.1 \n0.1 \n-24.8 \n0.0 \nSource: ZIMSTAT & RBZ Calculations, 2026 \n \nImport Markets \nDuring the month under review, the country’s \nimports originated from South Africa (30.5%), \nfollowed by China (22.1%), Bahrain (10.3%), \nthe Bahamas (4.9%), and Mozambique (3.9%), \nwhile the remaining share came from various \nother markets, as shown in Figure 8. \nFigure 8: Top Ten Merchandise Imports \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2026 \n728.8\n713.4\n793.5\n760.4\n847.6\n848.8\n853.4\n837.7\n857.8\n1012.9\n964.5\n901.7\n855.7\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\n1200.0\n2025\n2026\n30.5\n22.1\n10.3\n4.9\n3.9\n3.7\n3.3\n2.9\n2.4\n2.2\nSouth Africa\nChina\nBahrain\nBahamas\nMozambi…\nHong Kong\nUnited…\nZambia\nMauritius\nIndia\n \n \n6 \n \n \nMerchandise Trade Balance \nThe country recorded a trade surplus of \nUS$113.7 million in January 2026, compared \nto a surplus of US$240.2 million recorded in \nDecember 2025. In comparison with January \n2025, the trade balance improved from \nUS$76.2 million deficit to US$113.7 million \nsurplus in the reporting month. The significant \nimprovement in the trade balance was driven by \nstronger export performance relative to import \ngrowth during the period under review. \n \nFigure 9 depicts the country’s trade balance for \nJanuary 2026. \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \nSource: ZIMSTAT & RBZ Computations, 2026 \nMONETARY DEVELOPMENTS1 \nBroad money (M3) stock, which consists of \nboth local and foreign currency components, \nstood at ZiG108,915.12 million in January \n2026, an increase of 0.76% (ZiG826.42 \n \n1 Monetary data was revised from September 2024 \nfollowing the adoption of new reporting return submitted \nby banks. The notable revision is on broad money stock \n(M3) \nwhich \nwas \nrevised \ndownwards \ndue \nto \nreclassification of Government foreign currency deposits \nheld by banks from deposits included in broad money. \n2 Claims in Government was adjusted to include \nexchange losses related to SDR drawdowns. The \nmillion) from ZiG108,088.71 million recorded \nin December 2025. \nThe increase in broad money largely reflected \na month-on-month growth of ZiG1,138.79 \nmillion (1.30%) in the foreign currency \ncomponent \nfrom \nZiG87,921.26 \nmillion \nrecorded in December 2025 to ZiG89,060.04 \nmillion. Over the same period, the local \ncurrency component declined by ZiG312.37 \nmillion (1.55%), from ZiG20,167.45 million to \nZiG19,855.08 million. \nThe M3 stock was largely dominated by foreign \ncurrency deposits, which accounted for 81.77% \nof the total money supply, followed by local \ncurrency deposits, at 17.11%, and local \ncurrency in circulation, 0.13%. \nFigure 10 shows the composition of the money \nsupply. \nFigure 10: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2026 \n \nDuring the month under analysis, the banking \nsector's net credit to the Government2 \ndecreased by 8.66% to ZiG66,867.66 million. \nadjustment, however, does not imply actual lending to \nGovernment, but is merely an accounting treatment. The \nadjustments from June 2025 also include exchange \nlosses related to external loans transferred to \nGovernment, which were previously classified under \nUnrealized Exchange Losses in Other Items Net (OIN). \n1,141.73 \n969.4\n901.5\n855.7\n240.2\n113.7\n0\n200\n400\n600\n800\n1,000\n1,200\nDec-25\nJan-26\nExports\nImports\nTrade Balance\nNCDs; \n0.99%\nLocal Currency Time \nDeposits; 2.20%\nFX Time Deposits; \n12.48%\nLocal Currency \nTransferable ; \n14.91%\nFX Transferable \nDeposits; 69.29%\nCurrency in \nCirculation; \n0.13%\n \n \n7 \n \n \nCredit to the Government is largely in the form \nof long-term treasury bills held by banks. \nCredit to the private sector declined from \nZiG69,965.23 million to ZiG68,321.79 million. \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing \nand \ndistribution, \nwhich \ncollectively received about 26.83%, 17.33%, \n13.61%, and 12.57% of the total credit, \nrespectively. The mining sector received about \n7.06% of the total outstanding credit. \nFigure 11 shows the distribution of credit by \nsector. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2026 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditure (35.40%), inventory \nbuild-up \n(20.93%), \nand \nfixed \ncapital \ninvestments (18.48%). \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of January 2026, trading was \non a positive trajectory, buoyed by improved \ninvestor sentiments, partly due to a stable \nmacroeconomic environment. As a result, the \nZimbabwe Stock Exchange (ZSE) All Share, \nTop 10, Top 15, Medium and Small Cap indices \nregistered growths of 28.14%, 30.13%, \n32.85%, 17.12% and 0.42% to close the first \nmonth of 2026 at 356.04 points, 366.68 points, \n379.65 points, 325.78 points and 100.11 points, \nrespectively. \n \nIn line with the developments on the local \nbourse during the period under analysis, the \nmarket gained 26.80%, or ZiG23,388.05 \nmillion \nworth \nof \ncapitalisation \nto \nZiG110,645.38 \nmillion \ncompared \nto \nZiG87,257.33 million recorded in the previous \nmonth. Similarly, on an annual basis, market \ncapitalisation \ngained \n88.19%, \nfrom \nZiG58,794.86 million recorded in the same \nmonth in 2025. \n \nThe resource index remained unchanged at the \nprevious month’s level. However, on an annual \nbasis, the mining index lost 48.74%, from \n229.61 points recorded in January 2025. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2026 \nHouseholds\n26.83%\nAgriculture\n17.33%\nMining\n7.06%\nManufacturing\n13.61%\nDistribution\n12.57%\nTransport and \nCommunication\n4.11%\nServices\n10.45%\nFinancial Organisations \nand Investments\n4.85%\nConstruction\n3.19%\nOther\n0.01%\n100\n150\n200\n250\n300\n350\n90\n140\n190\n240\n290\n340\n390\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\n31-Oct-25\n30-Nov-25\n31-Dec-25\n31-Jan-26\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n \n \n8 \n \n \nDuring the month under review, the cumulative \nvalue and volume of shares traded increased by \n895.33% \nand \n155.23%, \namounting \nto \nZiG914.18 million and 982.36 million shares \ncompared to ZiG358.17 million and 98.70 \nmillion shares recorded in the previous month, \nrespectively. \nThe increase in turnover value and volume of \nshares was largely informed by notable trade \ndeals, where a combined total of 745.60 million \nshares and 37.43 million shares in TN \nCybertech Investments Holdings and Econet \nWireless Zimbabwe Limited exchanged hands \nat average prices of ZiG15.00 cents per share \nand ZiG975.32 cents per share, respectively. \nIn addition, selected trade deals of 19.37 \nmillion Ariston Holdings Limited shares and \n5.19 million National Tyre Services Limited \nshares, exchanged hands at ZiG3.09 cents per \nshare and ZiG57 cents per share, partly \ncontributed to the growth. \nThe proportion of foreign purchases to the \nvalue of shares traded weakened significantly \nin January 2026, with foreign purchases \naccounting for none of the total value of shares \ntraded. On the other hand, the cumulative net \nforeign position was neutral in January 2026. \n \nVictoria Falls Stock Exchange (VFEX) \nTrading on the Victoria Falls Stock Exchange \n(VFEX) also began the year 2026 on a bullish \ntrajectory. Consequently, the VFEX All Share \nindex added 19.33% to close at 211.36 points, \ncompared to 177.12 points recorded in the \nprevious month, as shown in Figure 13. \n \nFigure 13: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI): January \n2025- January 2026 \n \nSource: Victoria Falls Stock Exchange, 2026 \n \nVFEX Market Capitalization \nOwing to the positive developments on the \nVFEX market in January 2026, the market \nadded 18.84%, or US$395.18 million worth of \ncapitalisation to US$2,492.34 million. This is \nin \ncomparison \nto \nUS$2,097.16 \nmillion \nrecorded in the previous month. Annually, the \nVFEX capitalisation gained 95.39%, from \nUS$1,275.57 \nmillion \nrecorded \nin \nthe \ncomparable period in 2025. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) \nMarket \nCapitalisation \n(US$ \nbillions) \nSource: Zimbabwe Stock Exchange, 2026 \n90\n110\n130\n150\n170\n190\n210\n230\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\n31-Oct-25\n30-Nov-25\n31-Dec-25\n31-Jan-26\n0\n0.5\n1\n1.5\n2\n2.5\n3\nUS$ BILLIONS\n \n \n9 \n \n \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues for January 2026 decreased by 25% \nfrom ZiG275.38 billion in December 2025 to \nZiG206.98 billion. Transactional volumes also \ndecreased by 10% from 84.23 million to 75.85 \nmillion recorded during the same period, \nas shown in Figure 15. \n \nFigure 15: Payment Systems Monthly \nTransactional Values and Volumes from \nFebruary 2025 – January 2026 \n \nSource: Reserve Bank of Zimbabwe, 2026 \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe combined value of ZiG and USD \ntransactions processed through the RTGS \nsystem in January 2026 decreased by 15% from \nZiG164.86 billion recorded in December 2025 \nto ZiG140.13 billion. Similarly, transactional \nvolumes also decreased by 20.70% from 1.03 \nmillion to 0.81 million during the same period \nunder review. \n \n \n \n \n \nFigure 16: RTGS System Trend for Values \nand Volumes from January 2025 – January \n2026\n \nSource: Reserve Bank of Zimbabwe, 2026 \n \nMobile and Internet-Based Transactions \nMobile \nand \ninternet-based \ntransactions \ndecreased by 43.94% from ZiG89.85 billion in \nDecember 2025 to ZiG50.36 billion in January \n2026. \n \nCash Transactions \nCash-based transactions decreased by 16.39% \nfrom ZiG17.63 billion in December 2025to \nZiG14.74 billion in January 2026. \n \nCard-Based Transactions \nCard-based transactions decreased by 20.21% \nfrom ZiG20.68 billion in December 2025 to \nZiG16.50 billion in January 2026. \nINFLATION OUTTURN \nMonthly Inflation Developments \nZiG Monthly Inflation \nMonthly ZWG inflation rate decelerated by \n0.23 percentage points, from 0.23% in \nDecember 2025 to 0.0 % in January 2026, \n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\n0\n50\n100\n150\n200\n250\n300\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\n160\n180\nJan-25 Mar-25May-25 Jul-25 Sep-25 Nov-25 Jan-26\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n \n \n10 \n \n \npartially driven by decreases in both food and \nnon-food inflation. \n \nThe ZWG monthly food inflation decreased \nfrom 0.57% in December 2025, to 0.11% in \nJanuary 2026, largely driven by declines in \nbread and cereals, milk and sugar. Non-food \ninflation also declined from 0.04% in \nDecember 2025 to -0.05% in January 2026. \n \nFigure 17 shows developments in monthly ZiG \ninflation from July 2024 to January 2026. \n \nFigure 17: ZiG Month-on-Month Inflation \n \nSource: ZIMSTAT, 2026 \n \nUS$ Monthly Inflation \nThe monthly USD inflation rate increased by \n0.2 percentage points from 0.0% in December \n2025 to 0.2% in January 2026, driven by non-\nfood inflation. Alcoholic beverages, housing, \nwater and energy and clothing subcategories \naccounted for the largest contribution to the \nmonthly inflation rate. \n \nFood inflation rose to 0.29%, contributing 0.09 \npercentage points, largely driven by fruits; \nvegetables, fish and sea food categories. \n \nAnnual Inflation Developments \nZiG Annual Inflation Developments \nThe \nyear-on-year \nZWG \ninflation \nrate \ndecelerated from 15.0% in December 2025 to \n4.1% in January 2026. The decrease in annual \ninflation was driven by non-food inflation \nwhich contributed 2.89 percentage points to the \nJanuary 2026 inflation rate. Housing, water and \nenergy; transport; and education had the largest \ncontributions to the overall inflation. ZWG \nannual food inflation accounted for 1.43 \npercentage points to annual ZWG inflation, \ndriven by bread and edible oils. \n \nUS$ Annual Inflation Developments \nThe annual USD inflation rate decelerated to \n1.0% in January 2026 from 12.4% in December \n2025. USD year-on-year inflation was driven \nby food inflation, which stood at -0.82% from \n15.5% in December 2025 and accounted for -\n0.27 percentage points to the monthly inflation \nrate. Non-food inflation declined to 1.96% in \nJanuary 2026 from 11% in the previous month, \npartly driven by housing, water and energy; \neducation and alcoholic beverages categories \ncontributing 1.31 percentage points. \nFigure \n18: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2026 \n-5\n0\n5\n10\n15\n20\n25\n30\n35\n40\nJul-24\nSep-24\nNov-24\nJan-25\nMar-25\nMay-25\nJul-25\nSep-25\nNov-25\nJan-26\nZWG Monthly Inflation\n-5\n0\n5\n10\n15\n20\nY-O-Y Inflation Rate (%)\n \n \n11 \n \n \n \nWeighted Annual Inflation \nThe weighted annual inflation rate decreased \nfrom 13.3% in December 2025, to 1.8% in \nJanuary 2026, driven by the disinflationary \ntrend exhibited by both the ZWG and USD \ncomponents. \n \nMARCH 2026 \nRESERVE BANK OF ZIMBABWE \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \n \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ 'Million)\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nNet Foreign Assets\n-47,798.94\n-50,807.43\n-51,172.57\n-46,837.66\n-45,196.99\n-41,019.76\n-38,625.91\n-33,611.01\n-30,064.40\n-22,049.75\n-18,406.06\n-17,586.58\n-14,548.26\n-6,933.82\nCentral Bank(net)\n-56,911.91\n-58,197.29\n-60,030.71\n-55,922.58\n-54,500.64\n-52,202.84\n-49,684.95\n-42,774.35\n-40,706.85\n-34,704.28\n-32,323.30\n-28,816.68\n-24,439.67\n-22,133.69\nForeign Assets\n23,239.75\n23,967.01\n23,087.88\n28,287.08\n26,132.24\n27,358.92\n29,447.51\n29,654.21\n31,965.94\n33,301.02\n34,640.02\n37,553.95\n40,898.97\n42,141.52\nForeign Liabilities\n80,151.65\n82,164.30\n83,118.59\n84,209.66\n80,632.89\n79,561.77\n79,132.46\n72,428.56\n72,672.79\n68,005.30\n66,963.32\n66,370.63\n65,338.63\n64,275.20\nOther Depository Corporations(net)\n9,112.97\n7,389.86\n8,858.14\n9,084.92\n9,303.65\n11,183.09\n11,059.03\n9,163.35\n10,642.45\n12,654.54\n13,917.24\n11,230.10\n9,891.40\n15,199.87\nForeign Assets\n20,113.36\n20,280.52\n21,464.25\n22,405.99\n22,719.00\n26,321.77\n25,204.45\n24,310.89\n25,812.72\n29,009.96\n27,770.37\n27,309.59\n27,538.14\n31,883.45\nForeign Liabilities\n11,000.39\n12,890.67\n12,606.10\n13,321.07\n13,415.35\n15,138.68\n14,145.42\n15,147.54\n15,170.26\n16,355.43\n13,853.12\n16,079.48\n17,646.74\n16,683.59\nNet Domestic Assets (NDA)\n126,708.20\n129,264.59\n129,550.42\n130,649.37\n132,200.16\n134,193.72\n135,962.44\n129,795.73\n129,266.66\n121,573.48\n123,859.89\n123,149.23\n122,636.97\n115,848.94\nDomestic Claims\n102,289.84\n105,286.02\n108,409.03\n111,778.89\n112,052.78\n113,871.47\n138,731.90\n141,931.97\n142,929.76\n141,471.80\n147,793.66\n149,262.14\n149,563.05 142,628.23\nClaims on Central Government(net)\n46,205.77\n47,595.38\n49,726.71\n51,733.21\n47,997.90\n46,958.43\n69,884.83\n72,147.58\n72,348.97\n68,978.08\n72,926.01\n72,812.05\n73,211.34\n66,867.66\nClaims on Central Government\n64,251.23\n65,079.23\n61,840.40\n64,347.80\n65,169.78\n65,057.66\n91,587.16\n90,919.46\n91,187.71\n91,019.04\n90,224.26\n90,273.39\n90,173.72\n90,744.08\nCentral Bank*\n50,322.20\n51,342.65\n48,573.05\n50,689.52\n51,472.22\n51,174.38\n76,067.26\n74,803.65\n75,383.07\n76,062.37\n74,705.69\n74,601.71\n73,132.44\n74,184.82\nODCs\n13,929.03\n13,736.58\n13,267.36\n13,658.28\n13,697.56\n13,883.28\n15,519.89\n16,115.81\n15,804.64\n14,956.67\n15,518.58\n15,671.68\n17,041.29\n16,559.26\nLess Liabilities to Central Government\n18,045.45\n17,483.86\n12,113.70\n12,614.59\n17,171.88\n18,099.24\n21,702.33\n18,771.88\n18,838.73\n22,040.97\n17,298.25\n17,461.34\n16,962.39\n23,876.42\nCentral Bank\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\n7,614.72\n6,463.06\n6,466.66\n6,740.49\n2,537.97\n3,967.12\n3,526.59\n9,671.83\nOf which foreign Currency\n9,291.47\n8,231.67\n3,875.54\n4,410.31\n5,787.19\n5,549.44\n6,666.06\n5,497.47\n6,010.56\n5,667.77\n1,932.08\n2,952.36\n2,416.03\n7,773.12\nODCs\n8,453.89\n8,148.76\n7,556.48\n7,764.44\n10,994.18\n11,972.25\n14,087.61\n12,308.82\n12,372.07\n15,300.48\n14,760.29\n13,494.22\n13,435.79\n14,204.59\nOf which foreign currency\n7,777.48\n7,621.82\n6,689.63\n6,183.93\n9,392.25\n10,536.89\n12,630.29\n10,600.01\n10,915.21\n13,550.72\n12,693.10\n12,308.34\n11,917.20\n12,439.53\nClaims on Other Sectors\n56,084.07\n57,690.64\n58,682.32\n60,045.68\n64,054.88\n66,913.05\n68,847.07\n69,784.39\n70,580.79\n72,493.73\n74,867.65\n76,450.10\n76,351.72\n75,760.57\nOther Financial Corporations\n3,822.61\n3,517.16\n3,631.08\n3,864.50\n4,731.25\n4,292.05\n4,221.20\n4,445.02\n4,526.08\n5,392.29\n5,193.56\n5,688.93\n5,259.08\n5,393.96\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22.04\n21.46\n18.84\n23.48\n23.74\n20.77\n23.29\nPublic Non Financial Corporations\n563.61\n569.85\n971.29\n911.74\n898.25\n797.32\n785.71\n781.57\n686.95\n659.67\n949.80\n1,011.05\n1,106.64\n2,021.53\nPrivate Sector\n51,697.85\n53,603.63\n54,079.94\n55,269.44\n58,425.38\n61,823.68\n63,840.16\n64,535.76\n65,346.30\n66,422.93\n68,700.81\n69,726.38\n69,965.23\n68,321.79\nCentral Bank\n403.34\n519.44\n538.88\n545.44\n577.07\n599.76\n629.79\n639.95\n641.30\n684.19\n693.21\n682.98\n694.60\n704.02\nODCs\n51,294.51\n53,084.19\n53,541.07\n54,724.00\n57,848.31\n61,223.93\n63,210.38\n63,895.82\n64,705.01\n65,738.73\n68,007.60\n69,043.39\n69,270.63\n67,617.77\nOf which Foreigm currency\n42,937.33\n46,086.81\n46,197.56\n47,961.06\n50,400.88\n52,686.20\n54,648.96\n54,746.71\n54,919.36\n56,222.03\n58,272.26\n59,687.69\n59,670.51\n58,499.01\nOther Items(Net)\n-24,418.36\n-23,978.57\n-21,141.39\n-18,870.48\n-20,147.38\n-20,322.25\n2,769.46\n12,136.24\n13,663.10\n19,898.32\n23,933.76\n26,112.91\n26,926.09\n26,779.28\nShares and Other Equity\n-1,120.14\n-2,759.36\n659.23\n2,615.68\n7,692.89\n9,526.48\n36,601.05\n44,078.48\n45,051.26\n49,520.79\n52,157.88\n51,997.94\n55,092.57\n54,056.45\nLiabilities to Other Financial Corporations\n386.06\n75.39\n267.30\n87.13\n63.50\n136.38\n194.89\n205.30\n261.51\n72.01\n202.85\n313.89\n340.43\n350.42\nRestricted Deposits\n4,320.76\n4,381.22\n6,468.48\n6,947.34\n7,610.34\n7,729.11\n8,006.08\n8,840.96\n9,172.63\n9,184.86\n4,200.25\n4,202.91\n2,207.01\n2,151.26\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-28,005.04\n-25,675.83\n-28,536.40\n-28,520.63\n-35,514.12\n-37,714.21\n-42,032.57\n-40,988.50\n-40,822.30\n-38,879.35\n-32,627.21\n-30,401.83\n-30,713.92\n-29,778.84\nBroad Money-M3\n78,909.26\n78,457.16\n78,377.85\n83,811.71\n87,003.17\n93,173.97\n97,336.53\n96,184.73\n99,202.27\n99,523.73\n105,453.84\n105,562.65\n108,088.71 108,915.12\nSecurities Other than Shares Included in Broad Money\n995.70\n1,110.84\n1,043.01\n1,258.29\n1,113.65\n1,031.34\n1,500.40\n1,525.56\n1,714.71\n1,562.95\n1,671.42\n1,533.06\n403.79\n1,075.41\nBroad Money-M2\n77,913.56\n77,346.32\n77,334.84\n82,553.42\n85,889.52\n92,142.63\n95,836.13\n94,659.17\n97,487.56\n97,960.78\n103,782.42\n104,029.60\n107,684.91 107,839.71\nOther Deposits (Time Deposits)\n6,116.83\n6,724.49\n7,797.23\n7,273.44\n8,906.02\n10,202.83\n11,180.20\n10,986.71\n12,651.43\n13,338.89\n14,616.09\n14,059.93\n15,769.31\n15,992.22\nof which Foreign Currency Accounts\n5,140.66\n5,707.45\n6,566.88\n6,058.37\n7,683.25\n8,760.66\n9,667.62\n9,240.63\n10,635.97\n11,472.65\n12,501.15\n11,969.63\n13,434.26\n13,594.66\nNarrow Money-M1\n71,796.73\n70,621.83\n69,537.61\n75,279.99\n76,983.50\n81,939.80\n84,655.93\n83,672.46\n84,836.14\n84,621.89\n89,166.33\n89,969.67\n91,915.60\n91,847.49\nTransferable Deposits\n71,683.53\n70,501.36\n69,416.64\n75,177.13\n76,875.02\n81,872.63\n84,533.18\n83,548.51\n84,714.95\n84,498.45\n89,038.34\n89,839.29\n91,776.66\n91,706.09\n Of which Foreign Currency Accounts\n59,290.71\n58,700.73\n57,277.64\n62,889.89\n63,794.81\n67,072.42\n70,468.20\n69,972.03\n71,327.50\n71,043.42\n74,564.14\n74,440.20\n74,487.00\n75,465.39\nCurrency Outside Depository Corporations\n113.20\n120.46\n120.97\n102.86\n108.48\n67.17\n122.74\n123.94\n121.19\n123.44\n127.98\n130.38\n138.94\n141.41\nMemorandum Items\nReserve Money\n20,395.12\n21,688.51\n21,184.52\n22,726.34\n22,614.61\n23,287.44\n24,896.15\n25,488.47\n26,525.61\n26,223.52\n26,850.36\n27,935.96\n29,418.57\n27,339.59\nFCAs as a Percentage of Deposits in M3\n83.4%\n82.2%\n81.6%\n82.4%\n82.3%\n81.4%\n82.4%\n82.5%\n82.7%\n83.0%\n82.7%\n82.0%\n81.4%\n81.9%\nEnd Period Exchange Rate\n25.79850\n26.36560\n26.56150\n26.76540\n26.81580\n26.91020\n26.94570\n26.78630\n26.75480\n26.64390\n26.38650\n26.19010\n25.98070\n25.58060\nSource: Reserve Bank of Zimbabwe,2026\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n(xiii). Monetary data was revised from September 2024 following the adoption of new reporting return submitted by banks. The notable revision is on broad money stock (M3) which was revised downwards due to reclassification of Government foreign currency deposits held by banks from dep\n (xiv) From April 2024, amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\n(xv). The June 2025 figure includes exchange losses related to external loans transferred to the Government, which were reclassified from Unrealised Exchange Losses in Other Items Net (OIN). The adjustment does not indicate a flow of new money.\n(xvi). Loans and Advances to Gvt were revised from April 2024 to incorporate exchange losses relating to IMF SDR Drawdowns\n(xvii). Loans and Advances to Gvt were further adjusted in June 2025 to include exchange rate related revaluations on external loans transferred to Gvt.\n \n \n13 \n \n \n \nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nNet Foreign Assets\n-56,911.91\n-58,197.29\n-59,529.21\n-57,060.03\n-53,091.39\n-52,203.44\n-49,715.91\n-42,774.35\n-40,706.85\n-34,704.28\n-32,323.30\n-28,816.68\n-24,439.67\n-22,133.69\nClaims on Non Residents\n23,239.75\n23,967.01\n23,378.61\n26,597.86\n26,132.37\n27,358.33\n29,416.55\n29,654.21\n31,965.94\n33,301.02\n34,640.02\n37,553.95\n40,898.97\n42,141.52\nOfficial Reserves Assets\n12,507.85\n13,012.03\n13,072.83\n16,493.63\n16,015.60\n17,206.67\n18,802.98\n19,107.44\n21,433.04\n22,811.66\n24,262.46\n27,255.32\n30,679.48\n32,095.26\nOther Foreign Assets\n10,731.90\n10,954.98\n10,305.78\n10,104.23\n10,116.77\n10,151.66\n10,613.56\n10,546.77\n10,532.90\n10,489.35\n10,377.56\n10,298.62\n10,219.49\n10,046.26\nLess Liabilities to Non Residents\n80,151.65\n82,164.30\n82,907.82\n83,657.89\n79,223.76\n79,561.77\n79,132.46\n72,428.56\n72,672.79\n68,005.30\n66,963.32\n66,370.63\n65,338.63\n64,275.20\nShort Term Liabilities\n127.60\n130.78\n132.09\n95.84\n92.55\n73.66\n102.73\n102.12\n82.89\n82.55\n209.80\n52.98\n52.55\n51.75\nOther Foreign Liabilities*\n80,024.06\n82,033.52\n82,775.73\n83,562.05\n79,131.21\n79,488.11\n79,029.72\n72,326.44\n72,589.90\n67,922.75\n66,753.51\n66,317.65\n65,286.08\n64,223.46\n of which blocked funds\n17,365.02\n17,716.70\n17,848.34\n17,984.72\n13,730.60\n13,778.64\n13,146.16\n7,417.72\n7,368.19\n3,423.51\n3,390.43\n3,096.72\n3,045.55\n2,998.65\nNet Domestic Assets (NDA)\n77,307.02\n79,885.79\n80,713.73\n79,786.36\n75,706.00\n75,490.88\n74,612.06\n68,262.82\n67,232.46\n60,927.80\n59,173.66\n56,752.64\n53,858.23\n49,473.28\nDomestic Claims\n41,177.61\n42,570.17\n45,225.55\n47,071.77\n46,565.66\n46,348.66\n69,824.36\n69,694.29\n70,271.35\n70,718.83\n73,649.24\n72,097.31\n68,072.79\n66,022.59\nNet Claims on Central Government\n40,730.63\n42,007.56\n44,015.83\n45,839.37\n45,294.80\n45,047.99\n68,483.50\n68,340.59\n68,916.41\n69,321.88\n72,167.72\n70,634.59\n66,630.08\n64,513.00\nClaims on Central Government\n50,322.20\n51,342.65\n48,573.05\n50,689.52\n51,472.50\n51,174.98\n76,098.22\n74,803.65\n75,383.07\n76,062.37\n74,705.69\n74,601.71\n73,132.44\n74,184.82\nOf which: Securities Other than Shares\n13,877.09\n14,233.29\n14,332.28\n14,484.82\n14,560.12\n14,917.96\n15,006.38\n14,949.38\n14,955.16\n16,320.71\n16,071.97\n15,994.24\n15,417.46\n15,240.42\n of which USD Securities \n13,877.09\n14,233.29\n14,332.28\n14,484.82\n14,560.12\n14,917.96\n15,006.38\n14,949.38\n14,955.16\n16,320.71\n16,071.97\n15,994.24\n15,417.46\n15,240.42\nof which Interest on Foreign Currency TBs\n14,218.90\n8.68\n8.27\n9.38\n12.71\n14.31\n19.20\n15.78\n693.80\n563.03\n574.54\n574.54\n599.69\nLoans and Advances\n36,445.10\n37,109.37\n34,240.77\n36,204.70\n36,912.38\n36,257.02\n61,091.85\n59,854.28\n60,427.91\n59,741.67\n58,633.72\n58,607.47\n57,714.98\n58,944.40\nOf which Loans (inc interest capitalisation on Loans transfared to Gvt)\n1,579.04\n1,567.99\n0.00\n0.00\n0.28\n1.84\n32.11\n245.32\n449.29\n19.12\n363.20\n555.36\n164.74\n150.00\nRevaluations on External Loans Transfared to Government\n0.00\n0.00\n0.00\n0.00\n0.00\n24,245.67\n23,627.56\n23,542.15\n23,441.00\n22,874.01\n22,703.75\n22,170.46\n21,829.04\nAmounts Due from Gvt including SDR Drawdowns\n34,866.06\n35,541.37\n34,240.77\n36,204.70\n36,912.10\n36,255.18\n36,814.07\n35,981.39\n36,436.47\n36,281.54\n35,396.51\n35,348.36\n35,379.78\n34,867.75\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\n7,614.72\n6,463.06\n6,466.66\n6,740.49\n2,537.97\n3,967.12\n6,502.36\n9,671.83\nOf which: Deposits\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\n7,614.72\n6,463.06\n6,466.66\n6,740.49\n2,537.97\n3,967.12\n6,502.36\n9,671.83\nof which Foreign Currency\n9,291.47\n8,231.67\n3,875.54\n4,410.31\n5,787.19\n5,549.44\n6,666.06\n5,497.47\n6,010.56\n5,667.77\n1,932.08\n2,952.36\n5,391.79\n7,773.12\nLocal Currency Deposits\n300.09\n1,103.43\n681.67\n439.83\n390.52\n577.55\n948.66\n965.60\n456.10\n1,072.72\n605.89\n1,014.76\n1,110.57\n1,898.70\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n446.98\n562.62\n1,209.73\n1,232.40\n1,270.86\n1,300.66\n1,340.86\n1,353.70\n1,354.94\n1,396.95\n1,481.52\n1,462.72\n1,442.71\n1,509.59\nOther Financial Corporations\n31.35\n31.71\n245.53\n256.43\n257.79\n259.60\n264.04\n269.32\n269.73\n270.65\n297.65\n292.68\n293.65\n294.52\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n12.29\n11.46\n425.32\n430.54\n436.00\n441.30\n447.03\n444.43\n443.91\n442.10\n490.66\n487.06\n454.46\n511.05\nPrivate Sector\n403.34\n519.44\n538.88\n545.44\n577.07\n599.76\n629.79\n639.95\n641.30\n684.19\n693.21\n682.98\n694.60\n704.02\nClaims on Other Depository Corporations\n907.94\n794.55\n948.29\n1,059.39\n1,097.27\n920.73\n549.47\n579.25\n568.39\n561.73\n563.62\n384.82\n331.31\n303.64\nOf which: Loans\n907.94\n794.55\n948.29\n1,059.39\n1,097.27\n920.73\n549.47\n579.25\n568.39\n561.73\n563.62\n384.82\n331.31\n303.64\nOther Liabilities to ODCs\n8,273.62\n7,914.94\n8,889.89\n9,408.95\n11,959.26\n12,483.06\n11,164.03\n10,787.43\n11,792.51\n11,018.31\n9,270.40\n8,867.15\n7,826.23\n6,748.45\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,002.01\n1,650.52\n2,378.36\n2,749.15\n2,521.50\n1,829.70\n1,536.48\n645.61\n1,609.78\n1,282.72\n2,023.43\n1,863.27\n3,525.69\n2,928.73\nOther Items(Net)\n-43,495.09\n-44,436.01\n-43,429.78\n-41,064.16\n-40,002.32\n-40,704.55\n-15,402.25\n-8,776.71\n-8,185.24\n-665.56\n5,768.80\n6,862.34\n6,719.64\n10,104.50\nShares and Other Equity\n-39,722.52\n-40,716.69\n-38,350.82\n-37,337.01\n-32,727.79\n-31,146.08\n-5,114.28\n197.50\n396.76\n5,141.39\n7,090.55\n8,096.28\n9,669.02\n12,364.88\nOther Items(Net)\n-8,239.99\n-8,373.47\n-11,637.97\n-11,218.16\n-15,091.36\n-17,843.71\n-18,611.20\n-18,036.21\n-18,423.02\n-15,960.65\n-5,853.04\n-5,771.85\n-5,820.55\n-4,956.92\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n4,467.42\n4,654.15\n6,559.02\n7,491.02\n7,816.83\n8,285.23\n8,323.23\n9,062.00\n9,841.02\n10,153.71\n4,531.30\n4,537.91\n2,871.16\n2,696.54\nMonetary Base \n20,395.12\n21,688.51\n21,184.52\n22,726.34\n22,614.61\n23,287.44\n24,896.15\n25,488.47\n26,525.61\n26,223.52\n26,850.36\n27,935.96\n29,418.57\n27,339.59\nCurrency Issued\n181.87\n189.78\n196.00\n204.18\n215.83\n228.54\n335.26\n341.69\n347.36\n363.37\n379.30\n456.69\n508.78\n521.59\nZWL Coins\n0.01\n0.01\n0.01\n0.01\n0.01\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nZWL Notes\n5.29\n5.29\n5.29\n5.29\n5.29\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nZiG Coins\n35.32\n35.32\n35.32\n35.32\n35.32\n35.32\n35.33\n35.33\n35.31\n35.31\n35.31\n35.31\n35.31\n35.32\nZiG Notes\n141.25\n149.16\n155.38\n163.56\n175.21\n193.21\n299.93\n306.36\n312.05\n328.05\n343.99\n421.38\n473.47\n486.27\nLiabilities to ODCs\n20,213.24\n21,498.73\n20,988.51\n22,522.15\n22,398.78\n23,058.90\n24,560.89\n25,146.79\n26,178.25\n25,860.15\n26,471.06\n27,479.27\n28,909.78\n26,818.01\nReserve Deposits\n16,691.28\n17,918.32\n17,853.26\n17,411.47\n18,965.46\n20,093.64\n20,129.99\n21,506.90\n21,523.59\n21,678.40\n22,706.68\n23,497.70\n23,480.57\n23,178.94\n Local Currency Reserve Deposits\n2,935.34\n2,981.54\n3,152.25\n3,222.43\n3,688.04\n4,107.16\n3,976.26\n3,943.55\n3,810.48\n3,899.00\n4,176.14\n4,404.77\n4,499.77\n4,362.02\n Foreign Currency Reserve Deposits\n13,755.94\n14,936.79\n14,701.01\n14,189.04\n15,277.42\n15,986.48\n16,153.73\n17,563.35\n17,713.10\n17,779.39\n18,530.54\n19,092.93\n18,980.80\n18,816.92\n Exess reserves \n3,521.96\n3,580.40\n3,135.25\n5,110.68\n3,433.31\n2,965.26\n4,430.90\n3,639.89\n4,654.66\n4,181.76\n3,764.38\n3,981.57\n5,429.21\n3,639.07\n of which Excess reserves - ZiG\n398.70\n275.48\n440.42\n363.52\n412.33\n376.01\n340.93\n278.40\n432.24\n437.86\n375.58\n357.00\n298.74\n466.37\n Excess reserves - FCA\n3,123.26\n3,304.93\n2,694.83\n4,747.15\n3,020.98\n2,589.25\n4,089.98\n3,361.48\n4,222.42\n3,743.89\n3,388.80\n3,624.57\n5,130.47\n3,172.70\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2026\nNotes\ni. Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nii. From April 2024, claims on Government amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\niii. The June 2025 figure includes exchange losses related to external loans transferred to the Government, which were reclassified from Unrealised Exchange Losses in Other Items Net (OIN). The adjustment does not indicate a flow of new money.\niv. Loans and Advances to Gvt were revised from April 2024 to incorporate exchange losses relating to IMF SDR Drawdowns\nvi. Loans and Advances to Gvt were further adjusted in June 2025 to include exchange rate related revaluations on external loans transferred to Gvt.\nTABLE 2: CENTRAL BANK SURVEY ($'Million)\n \n \n14 \n \n \n \nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nNet Foreign Assets\n9,765,464.22\n9,112,969.32\n7,389.86\n8,858.14\n9,084.92\n9,303.65\n11,183.09\n11,059.03\n9,163.35\n10,642.45\n12,654.54\n13,917.24\n11,230.10\n9,891.40\n15,199.87\nClaims on Non Residents\n19,162,644.38\n20,113,361.10\n20,280.52\n21,464.25\n22,405.99\n22,719.00\n26,321.77\n25,204.45\n24,310.89\n25,812.72\n29,009.96\n27,770.37\n27,309.59\n27,538.14\n31,883.45\nOf Which: Foreign Currency\n11,234,930.19\n10,288,521.82\n12,746.36\n11,639.76\n9,242.68\n9,519.90\n8,665.77\n9,520.98\n10,812.40\n14,822.22\n15,521.30\n14,189.74\n14,165.53\n15,140.90\n20,317.62\nDeposits\n7,530,468.74\n9,296,529.40\n6,917.90\n9,040.66\n12,961.80\n12,996.49\n17,466.41\n15,492.78\n13,309.36\n10,831.44\n13,370.17\n13,463.63\n13,027.90\n12,281.70\n11,431.38\nOther\n397,245.45\n528,309.88\n616.26\n783.83\n201.51\n202.60\n189.59\n190.69\n189.13\n159.06\n118.49\n117.00\n116.16\n115.54\n134.45\nLess Liabilities to Non Residents\n9,397,180.16\n11,000,391.78\n12,890.67\n12,606.10\n13,321.07\n13,415.35\n15,138.68\n14,145.42\n15,147.54\n15,170.26\n16,355.43\n13,853.12\n16,079.48\n17,646.74\n16,683.59\nOf Which: Deposits\n953,309.19\n1,408,378.26\n2,457.30\n2,140.51\n1,714.07\n2,351.48\n3,165.21\n1,703.40\n2,629.70\n2,685.47\n3,404.41\n1,670.94\n3,097.42\n5,028.24\n5,623.35\nLoans\n8,443,870.97\n9,592,013.52\n10,433.37\n10,465.60\n11,607.00\n11,063.87\n11,973.47\n12,442.02\n12,517.84\n12,484.79\n12,951.02\n12,182.18\n12,855.93\n12,498.18\n10,941.68\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n126.14\n120.31\n118.55\nNet Domestic Assets (NDA)\n62,564.10\n69,536.43\n70,673.91\n69,308.20\n74,080.26\n77,384.56\n81,367.58\n85,837.60\n86,676.41\n87,770.24\n86,219.17\n91,077.56\n93,867.17\n97,394.20\n93,028.57\nDomestic Claims\n56,082.21\n61,112.23\n62,715.84\n63,183.47\n64,707.12\n65,487.40\n67,523.42\n68,938.49\n72,237.69\n72,658.42\n70,752.97\n74,144.41\n77,164.83\n78,514.51\n76,605.64\nNet Claims on Central Government\n2,579.12\n5,475.14\n5,587.82\n5,710.88\n5,893.84\n2,703.38\n1,911.03\n1,432.28\n3,806.99\n3,432.57\n-343.81\n758.29\n2,177.45\n3,605.50\n2,354.67\nClaims on Central Government\n12,992.03\n13,929.03\n13,736.58\n13,267.36\n13,658.28\n13,697.56\n13,883.28\n15,519.89\n16,115.81\n15,804.64\n14,956.67\n15,518.58\n15,671.68\n17,041.29\n16,559.26\nSecurities\n12,733.08\n13,680.09\n13,393.71\n12,742.17\n13,149.28\n13,219.57\n13,413.78\n15,011.08\n15,661.68\n15,264.20\n14,394.72\n14,979.39\n15,156.37\n16,587.35\n16,129.47\n of which foreign currency denominated securities\n11,066.91\n12,179.89\n11,952.49\n11,317.47\n11,610.83\n12,803.60\n11,975.41\n12,612.98\n12,740.28\n12,330.04\n11,616.75\n11,903.45\n12,178.11\n12,782.98\n12,510.80\nLoans\n258.95\n248.94\n342.87\n525.19\n509.01\n478.00\n469.51\n508.81\n454.13\n540.44\n561.95\n539.19\n515.30\n453.93\n429.79\n of which foreign currency\n256.79\n248.35\n335.73\n515.89\n500.08\n474.00\n460.64\n505.05\n445.28\n530.49\n550.56\n533.21\n509.52\n448.58\n424.57\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n10,412.91\n8,453.89\n8,148.76\n7,556.48\n7,764.44\n10,994.18\n11,972.25\n14,087.61\n12,308.82\n12,372.07\n15,300.48\n14,760.29\n13,494.22\n13,435.79\n14,204.59\nOf which: Deposits\n10,406.49\n8,453.88\n8,148.76\n7,486.50\n7,714.70\n10,839.61\n11,890.29\n13,980.02\n12,190.98\n12,265.21\n15,171.44\n14,628.22\n13,299.60\n13,268.09\n13,998.64\nof which foreign currency deposits\n9,591.43\n7,777.48\n7,621.82\n6,689.63\n6,183.93\n9,392.25\n10,536.89\n12,630.29\n10,600.01\n10,915.21\n13,550.72\n12,693.10\n12,308.34\n11,917.20\n12,439.53\nOther \n6.42\n0.01\n0.00\n69.98\n49.75\n154.57\n81.96\n107.59\n117.83\n106.86\n129.04\n132.07\n194.62\n167.71\n205.95\nClaims on Other Sectors\n53,503.09\n55,637.09\n57,128.02\n57,472.59\n58,813.28\n62,784.02\n65,612.38\n67,506.21\n68,430.69\n69,225.85\n71,096.78\n73,386.13\n74,987.38\n74,909.01\n74,250.98\nOther Financial Corporations\n2,660.02\n3,791.26\n3,485.44\n3,385.55\n3,608.07\n4,473.46\n4,032.45\n3,957.16\n4,175.70\n4,256.35\n5,121.64\n4,895.91\n5,396.25\n4,965.42\n5,099.44\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22.04\n21.46\n18.84\n23.48\n23.74\n20.77\n23.29\nPublic Non Financial Corporations\n803.29\n551.32\n558.39\n545.98\n481.20\n462.25\n356.01\n338.67\n337.14\n243.04\n217.57\n459.14\n524.00\n652.18\n1,510.48\nPrivate Sector\n50,039.78\n51,294.51\n53,084.19\n53,541.07\n54,724.00\n57,848.31\n61,223.93\n63,210.38\n63,895.82\n64,705.01\n65,738.73\n68,007.60\n69,043.39\n69,270.63\n67,617.77\nof which foreign currency denominated loans\n42,518.38\n42,937.33\n46,086.81\n46,197.56\n47,961.06\n50,400.88\n52,686.20\n54,648.96\n54,746.71\n54,919.36\n56,222.03\n58,272.26\n59,687.69\n59,670.51\n58,499.01\nClaims on the Central Bank\n29,978.18\n29,908.44\n30,373.55\n29,202.08\n30,532.02\n33,836.49\n34,730.71\n36,281.29\n36,593.85\n37,610.46\n36,713.15\n37,496.18\n38,667.92\n40,660.31\n37,292.73\nCurrency\n71.40\n68.67\n69.32\n75.03\n101.33\n107.36\n161.37\n212.52\n217.74\n226.17\n239.92\n251.32\n326.31\n369.84\n380.18\nReserves\n29,665.56\n29,561.47\n30,142.63\n28,957.94\n30,153.54\n33,294.89\n34,245.99\n35,723.28\n36,068.33\n36,921.10\n35,998.29\n36,686.58\n37,765.06\n39,802.57\n36,391.29\nSecurities\n241.22\n278.30\n161.60\n169.10\n277.15\n434.25\n323.36\n345.49\n307.78\n463.19\n474.94\n558.28\n576.55\n487.89\n521.26\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n282.26\n233.01\n488.20\n536.90\n541.72\n544.15\n160.12\n149.02\n194.20\n156.52\n143.37\n184.11\n107.06\n62.58\n60.40\n0.00\n0.00\nOther Items(Net)\n23,214.03\n21,251.23\n21,927.28\n22,540.45\n20,617.17\n21,395.18\n20,726.43\n19,233.16\n21,960.93\n22,342.11\n21,103.59\n20,378.92\n21,858.52\n21,718.04\n20,809.40\nShares and Other Equity\n37,782.51\n38,602.37\n37,957.33\n39,010.06\n39,952.69\n40,420.68\n40,672.56\n41,715.34\n43,880.98\n44,654.49\n44,379.40\n45,067.33\n43,901.66\n42,447.79\n41,691.57\nLiabilities to other ressident sectors\n338.84\n351.53\n40.86\n232.77\n52.60\n57.57\n129.76\n154.53\n160.13\n219.06\n72.01\n186.56\n291.68\n319.39\n332.40\nOther Items(Net)\n-14,907.33\n-17,702.67\n-16,070.91\n-16,702.38\n-19,388.12\n-19,083.07\n-20,075.89\n-22,636.71\n-22,080.18\n-22,531.45\n-23,347.82\n-24,874.98\n-22,334.83\n-21,049.14\n-21,214.57\nDeposits and Securities Included in Broad Money\n72,329.56\n78,649.40\n78,063.76\n78,166.34\n83,165.18\n86,688.21\n92,550.67\n96,896.64\n95,839.75\n98,412.69\n98,873.70\n104,994.81\n105,097.27\n107,285.61\n108,228.44\nDeposits Included in Broad Money\n71,557.89\n \n77,653.70\n \n76,952.92\n \n77,123.33\n \n81,906.89\n \n85,574.56\n \n91,519.33\n \n95,396.24\n \n94,314.20\n \n96,697.98\n \n97,310.75\n \n103,323.38\n \n103,564.22\n \n106,881.82\n \n107,153.03\n \nTransferable Deposits\n65,726.26\n \n71,536.87\n \n70,228.43\n \n69,326.09\n \n74,633.46\n \n76,668.54\n \n81,316.50\n \n84,216.03\n \n83,327.48\n \n84,046.56\n \n83,971.86\n \n88,707.29\n \n89,504.29\n \n91,112.50\n \n91,160.81\n \n of which FCAs\n54,884.34\n \n59,157.87\n \n58,527.96\n \n57,270.33\n \n62,418.69\n \n63,622.76\n \n66,516.87\n \n70,151.60\n \n69,751.55\n \n70,659.66\n \n70,517.62\n \n74,233.88\n \n74,105.68\n \n73,823.32\n \n75,465.39\n \nOther Deposits (Time Deposits)\n5,831.62\n6,116.83\n6,724.49\n7,797.23\n7,273.44\n8,906.02\n10,202.83\n11,180.20\n10,986.71\n12,651.43\n13,338.89\n14,616.09\n14,059.93\n15,769.31\n15,992.22\n of which FCAs\n4,568.46\n5,140.66\n5,707.45\n6,566.88\n6,058.37\n7,683.25\n8,760.66\n9,667.62\n9,240.63\n10,635.97\n11,472.65\n12,501.15\n11,969.63\n13,434.26\n13,594.66\nMoney Market Instruments\n771.68\n \n995.70\n \n1,110.84\n \n1,043.01\n \n1,258.29\n \n1,113.65\n \n1,031.34\n \n1,500.40\n \n1,525.56\n \n1,714.71\n \n1,562.95\n \n1,671.42\n \n1,533.06\n \n403.79\n \n1,075.41\n \nSource:Reserve Bank of Zimbabwe,2026\nNotes\n i. Monetary data was revised from September 2024 following the adoption of new reporting return submitted by banks. \n ii. The notable revision is on broad money stock (M3) which was revised downwards due to reclassification of Government foreign currency deposits held by banks from deposits included in broad money. \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ 'Million)\n \n \n15 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\n Notes &\n&\nwith\nOther Depository \nwith\non\nLocal Governemt\nOther2\nGovernment\nLocal \nPublic \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nTotal\nAssets\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\nApr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nMay\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nJun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nJul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nAug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\nSep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nOct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\nNov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\nDec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n2025\nJan\n69.3\n \n12,746.4\n \n30,180.7\n \n3,532.9\n \n6,021.2\n \n896.7\n13,393.7\n0.0\n0.0\n2,006.3\n342.9\n0.0\n558.4\n6,598.6\n45,645.3\n52,243.9\n4,743.0\n6,786.8\n10,675.6\n18,575.8\n162,773.4\nFeb\n75.0\n \n11,639.8\n \n28,998.1\n \n3,283.1\n \n8,161.6\n \n879.1\n12,742.2\n0.0\n0.0\n2,420.6\n525.2\n0.0\n546.0\n6,009.1\n46,847.7\n52,856.7\n4,830.3\n7,060.8\n8,636.7\n18,506.8\n161,162.0\nMar\n101.3\n \n9,242.7\n \n30,230.5\n \n3,610.1\n \n12,141.7\n \n820.1\n13,149.3\n0.0\n0.0\n2,701.4\n509.0\n0.0\n481.2\n5,364.5\n48,748.3\n54,112.8\n4,536.1\n7,859.2\n8,503.0\n19,297.8\n167,296.2\nApr\n107.4\n \n9,519.9\n \n33,479.3\n \n3,591.2\n \n12,582.7\n \n413.8\n13,219.6\n0.0\n0.0\n2,516.2\n478.0\n0.0\n462.3\n5,605.4\n52,416.4\n58,021.8\n4,214.0\n6,452.9\n11,508.1\n19,362.3\n175,929.4\nMay\n161.4\n \n8,665.8\n \n34,327.1\n \n3,618.3\n \n17,046.8\n \n419.6\n13,413.8\n0.0\n0.0\n2,354.6\n469.5\n0.0\n356.0\n6,417.7\n54,552.9\n60,970.5\n4,191.2\n7,163.7\n11,589.0\n19,259.1\n184,006.3\nJun\n212.5\n \n9,521.0\n \n35,799.3\n \n6,230.7\n \n15,373.4\n \n119.4\n15,011.1\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,337.6\n62,644.2\n6,770.3\n7,532.5\n10,182.1\n19,289.0\n191,877.5\nJul\n213.8\n \n9,541.1\n \n35,802.0\n \n6,242.3\n \n15,357.8\n \n119.4\n15,009.2\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,419.5\n62,726.1\n6,735.6\n7,493.6\n10,258.8\n19,318.5\n192,010.2\nAug\n226.2\n \n14,822.2\n \n36,977.1\n \n5,875.5\n \n10,221.8\n \n609.6\n15,264.2\n0.0\n0.0\n2,284.7\n540.4\n21.5\n243.0\n7,482.0\n56,642.4\n64,124.4\n8,139.8\n8,543.3\n11,926.7\n19,642.7\n199,463.2\nSep\n239.9\n \n15,521.3\n \n36,090.8\n \n4,591.7\n \n12,448.2\n \n921.9\n14,394.7\n0.0\n0.0\n2,385.7\n562.0\n18.8\n217.6\n7,300.0\n58,466.7\n65,766.7\n6,252.1\n8,537.4\n12,793.5\n20,013.7\n200,756.0\nOct\n251.3\n \n14,189.7\n \n36,754.9\n \n5,802.9\n \n12,553.0\n \n910.6\n14,979.4\n0.0\n0.0\n2,544.0\n539.2\n23.5\n459.1\n7,479.3\n60,433.5\n67,912.7\n5,513.5\n7,774.8\n12,321.7\n19,927.9\n202,458.5\nNov\n326.3\n \n14,165.5\n \n37,874.5\n \n6,578.1\n \n12,199.9\n \n828.0\n15,156.4\n0.0\n0.0\n2,490.1\n515.3\n23.7\n524.0\n7,149.7\n62,122.0\n69,271.7\n6,271.4\n9,054.8\n12,324.8\n19,793.3\n207,398.0\nDec\n369.8\n \n15,140.9\n \n39,886.1\n \n4,131.9\n \n11,461.7\n \n820.0\n16,587.4\n0.0\n0.0\n3,130.2\n453.9\n20.8\n652.2\n7,188.3\n61,788.6\n68,976.9\n5,263.1\n8,262.1\n11,058.7\n20,241.9\n206,457.4\n2026\nJan\n380.2\n \n20,317.6\n \n36,537.8\n \n5,100.6\n \n10,727.9\n \n703.5\n16,129.5\n0.0\n0.0\n3,048.8\n429.8\n23.3\n1,510.5\n6,790.3\n60,731.1\n67,521.4\n5,351.0\n8,573.5\n11,450.3\n20,022.9\n207,828.5\nSource:Reserve Bank of Zimbabwe, 2026\nNotes\ni.Government securities includes treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\nii.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic Enterprises\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\nOther Institutional Units\nForeign \nCurrency \nDenominated\n ZiG \nDenominated\nTABLE 4.1 : OTHER DEPOSITORY CORPORATIONS - ASSETS\nMillions\n \n \n16 \n \n \n \nEnd of\nTotal Deposits\nof which FCA\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\n*Aug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\n*Sep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\n*Oct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\n*Nov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\n*Dec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2025\n*Jan\n68,409.5\n1,912.4\n7,835.3\n78,157.2\n1,164.8\n8,148.8\n87,470.8\n64365.68\n0.0\n12,797.2\n488.2\n969.1\n40.9\n38,608.5\n6,786.8\n15,612.0\n162,773.4\n*Feb\n67,429.9\n1,989.7\n8,910.2\n78,329.8\n759.7\n7,486.5\n86,576.0\n63840.63\n0.0\n12,512.6\n536.9\n1,154.7\n232.8\n39,664.8\n7,060.8\n13,423.4\n161,162.0\n*Mar\n72,624.4\n2,009.1\n8,581.5\n83,215.0\n248.3\n7,714.7\n91,178.1\n68486.59\n0.0\n13,321.0\n541.7\n801.1\n52.6\n40,610.2\n7,859.2\n12,932.3\n167,296.2\n*Apr\n74,443.6\n2,224.9\n10,174.2\n86,842.8\n255.1\n10,839.6\n97,937.5\n70754.40\n0.0\n13,415.3\n544.2\n970.0\n57.6\n41,163.7\n6,452.9\n15,388.2\n175,929.4\n*May\n78,625.7\n2,690.8\n11,316.1\n92,632.6\n709.1\n11,890.3\n105,232.0\n75289.91\n0.0\n15,138.7\n160.1\n720.7\n129.8\n41,478.2\n7,163.7\n13,983.1\n184,006.3\n*Jun\n81,706.3\n2,509.7\n12,788.2\n97,004.2\n820.4\n13,980.0\n111,804.6\n79877.48\n0.0\n14,145.4\n149.0\n1,209.8\n154.5\n42,450.7\n7,532.5\n14,430.8\n191,877.5\n*Jul\n81,849.8\n2,526.2\n12,815.1\n97,191.1\n820.4\n13,980.0\n111,991.4\n79949.49\n0.0\n14,120.4\n149.0\n1,173.2\n154.5\n42,508.9\n7,493.6\n14,419.0\n192,010.2\n*Aug\n81,741.3\n2,305.2\n14,473.0\n98,519.6\n1,264.7\n12,265.2\n112,049.5\n81435.72\n0.0\n15,170.3\n156.5\n1,358.8\n219.1\n45,558.0\n8,543.3\n16,407.7\n199,463.2\n*Sept\n81,151.4\n2,820.5\n15,030.9\n99,002.7\n1,065.9\n15,171.4\n115,240.0\n82111.54\n0.0\n16,355.4\n143.4\n1,444.0\n72.0\n45,390.8\n8,537.4\n13,573.1\n200,756.0\n*Oct\n85,790.6\n2,916.7\n16,419.6\n105,126.9\n701.9\n14,628.2\n120,457.0\n86902.70\n0.0\n13,853.1\n184.1\n1,666.8\n186.6\n46,041.1\n7,774.8\n12,295.0\n202,458.5\n*Nov\n86,759.2\n2,745.1\n15,787.6\n105,291.9\n502.9\n13,299.6\n119,094.4\n86221.66\n126.1\n15,953.3\n107.1\n1,655.6\n291.7\n44,855.4\n9,054.8\n16,259.5\n207,398.0\n*Dec\n86,907.8\n4,204.8\n16,340.8\n107,453.3\n432.0\n13,268.1\n121,153.4\n87388.85\n120.3\n17,526.4\n62.6\n1,329.8\n319.4\n43,314.2\n8,262.1\n14,369.4\n206,457.4\n2026\n*Jan\n86,844.3\n4,316.5\n17,273.6\n108,434.4\n434.9\n13,998.6\n122,867.9\n89192.45\n118.6\n16,565.0\n60.4\n1,099.3\n332.4\n42,559.9\n8,573.5\n15,651.6\n207,828.5\nSource: Reserve Bank of Zimbabwe, 2026\n*Statistics are denominated in ZiG\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\n \n \n17 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\nLoans in ZiG\nLoans in Foreign Currency\nTotal\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n55.47\n \n11,470.10\n \n27,587.58\n \n2,805.14\n \n5,383.93\n \n896.67\n \n12,362.23\n \n-\n \n-\n \n807.94\n \n342.87\n \n-\n \n201.82\n \n6,018.68\n \n38,456.08\n \n44,474.76\n \n4,490.04\n \n6,786.76\n \n7,296.77\n \n14,700.77\n \n139,662.8\n \nFeb\n60.09\n \n10,394.10\n \n26,074.71\n \n2,500.83\n \n7,466.49\n \n879.05\n \n11,985.91\n \n-\n \n-\n \n1,227.40\n \n525.19\n \n-\n \n210.91\n \n5,135.14\n \n39,602.20\n \n44,737.33\n \n4,572.78\n \n7,060.84\n \n6,529.15\n \n14,603.01\n \n138,827.8\n \nMar\n79.63\n \n7,880.54\n \n27,417.58\n \n2,717.51\n \n11,623.76\n \n820.11\n \n12,300.30\n \n-\n \n-\n \n1,342.02\n \n509.01\n \n-\n \n196.72\n \n4,699.08\n \n40,942.54\n \n45,641.63\n \n4,354.50\n \n7,859.25\n \n6,540.97\n \n15,243.80\n \n144,527.3\n \nApr\n87.99\n \n8,108.02\n \n30,664.80\n \n2,649.20\n \n12,068.34\n \n413.80\n \n12,241.98\n \n-\n \n-\n \n1,095.15\n \n478.00\n \n-\n \n177.77\n \n4,854.99\n \n44,593.50\n \n49,448.49\n \n4,042.90\n \n6,452.91\n \n9,497.37\n \n15,304.56\n \n152,731.3\n \nMay\n133.33\n \n7,539.98\n \n31,081.99\n \n2,649.42\n \n16,140.56\n \n419.60\n \n12,259.88\n \n-\n \n-\n \n953.79\n \n469.51\n \n-\n \n151.74\n \n5,278.01\n \n46,383.60\n \n51,661.61\n \n3,991.35\n \n7,163.66\n \n9,319.35\n \n15,249.33\n \n159,185.1\n \nJun\n181.74\n \n8,374.10\n \n32,527.57\n \n5,410.98\n \n14,549.70\n \n119.42\n \n13,604.07\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,537.52\n \n52,765.60\n \n6,477.32\n \n7,532.53\n \n8,140.55\n \n15,060.65\n \n166,386.4\n \nJul\n183.05\n \n8,394.26\n \n32,530.27\n \n5,422.55\n \n14,534.13\n \n119.42\n \n13,602.14\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,619.44\n \n52,847.52\n \n6,442.57\n \n7,493.64\n \n8,217.25\n \n15,090.15\n \n166,519.1\n \nAug\n193.19\n \n13,295.37\n \n33,500.18\n \n4,346.93\n \n8,753.41\n \n609.59\n \n14,232.02\n \n-\n \n-\n \n583.16\n \n540.44\n \n21.46\n \n129.27\n \n6,419.77\n \n47,719.81\n \n54,139.58\n \n7,481.64\n \n8,543.31\n \n9,652.13\n \n15,411.88\n \n171,433.6\n \nSep\n201.68\n \n13,950.40\n \n32,362.47\n \n3,553.93\n \n11,188.77\n \n921.94\n \n13,421.60\n \n-\n \n-\n \n757.44\n \n561.95\n \n18.84\n \n110.22\n \n6,020.45\n \n49,450.81\n \n55,471.26\n \n5,730.80\n \n8,537.36\n \n10,340.98\n \n15,804.22\n \n172,933.8\n \nOct\n204.51\n \n12,507.21\n \n32,947.48\n \n4,526.89\n \n11,385.81\n \n910.64\n \n14,013.13\n \n-\n \n-\n \n655.59\n \n539.19\n \n23.48\n \n267.06\n \n6,236.10\n \n51,566.50\n \n57,802.60\n \n4,997.85\n \n7,774.84\n \n9,423.21\n \n16,097.87\n \n174,077.4\n \nNov\n263.56\n \n12,673.29\n \n33,851.53\n \n5,484.35\n \n10,816.26\n \n828.03\n \n14,055.20\n \n-\n \n-\n \n649.51\n \n515.30\n \n23.74\n \n327.36\n \n5,880.27\n \n53,183.11\n \n59,063.39\n \n5,737.74\n \n9,054.80\n \n9,275.53\n \n15,949.32\n \n178,568.9\n \nDec\n309.46\n \n13,291.25\n \n36,167.66\n \n3,188.93\n \n10,104.59\n \n820.00\n \n15,607.97\n \n-\n \n-\n \n1,469.05\n \n453.93\n \n20.77\n \n412.11\n \n5,956.99\n \n53,287.33\n \n59,244.32\n \n4,666.34\n \n8,262.05\n \n8,562.83\n \n17,160.25\n \n179,741.5\n \n2026\nJan\n311.75\n \n18,070.79\n \n33,083.61\n \n4,251.68\n \n9,737.03\n \n703.48\n \n15,231.53\n \n-\n \n-\n \n1,542.21\n \n429.79\n \n23.29\n \n428.07\n \n5,548.70\n \n53,453.83\n \n59,002.53\n \n4,727.54\n \n8,573.50\n \n9,234.32\n \n17,001.46\n \n182,352.6\n \nFeb\nSource: Reserve Bank of Zimbabwe, 2026\nNotes\ni.Government securities include treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\niii.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nOther Institutional Units\n \n \n18 \n \n \n \nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n61,330.5\n1,857.1\n5,138.7\n68,326.3\n1,164.8\n7,498.8\n76,990.0\n57444.68\n0.0\n11,140.1\n488.2\n591.7\n40.9\n31,241.2\n6,786.8\n12,384.1\n139,662.8\nFeb\n60,122.2\n1,926.9\n5,792.8\n67,841.9\n759.7\n6,860.8\n75,462.5\n56543.39\n0.0\n10,832.8\n536.9\n948.1\n232.8\n32,118.9\n7,060.8\n11,635.0\n138,827.8\nMar\n64,498.3\n1,941.3\n5,810.8\n72,250.4\n248.3\n7,126.4\n79,625.1\n60576.11\n0.0\n11,822.7\n539.3\n718.1\n52.6\n32,964.9\n7,859.2\n10,945.4\n144,527.3\nApr\n66,264.7\n2,136.9\n7,267.2\n75,668.8\n255.1\n10,251.2\n86,175.2\n62807.07\n0.0\n11,917.1\n541.8\n870.9\n57.6\n33,473.5\n6,452.9\n13,242.4\n152,731.3\nMay\n69,556.9\n2,593.4\n8,067.9\n80,218.2\n709.1\n11,890.0\n92,817.3\n66697.22\n0.0\n13,030.8\n157.7\n620.4\n129.8\n33,467.9\n7,163.7\n11,797.5\n159,185.1\nJun\n73,254.5\n2,441.0\n8,265.2\n83,960.7\n820.4\n13,331.3\n98,112.3\n70999.01\n0.0\n12,314.0\n107.9\n1,123.5\n154.5\n34,375.8\n7,532.5\n12,665.7\n166,386.4\nJul\n73,398.0\n2,457.5\n8,292.0\n84,147.5\n820.4\n13,331.3\n98,299.2\n71071.02\n0.0\n12,289.1\n107.9\n1,086.9\n154.5\n34,434.0\n7,493.6\n12,653.9\n166,519.1\nAug\n72,524.1\n2,227.6\n9,705.6\n84,457.3\n1,264.7\n11,513.5\n97,235.5\n71384.09\n0.0\n13,105.1\n108.5\n1,251.0\n219.1\n36,895.5\n8,543.3\n14,075.6\n171,433.6\nSep\n71,148.7\n2,740.7\n10,453.3\n84,342.7\n1,065.9\n14,970.8\n100,379.3\n71378.38\n0.0\n14,495.5\n101.1\n1,355.9\n72.0\n36,869.5\n8,537.4\n11,123.3\n172,933.8\nOct\n75,414.2\n2,831.2\n11,381.7\n89,627.2\n701.9\n14,396.3\n104,725.3\n76497.14\n0.0\n12,553.1\n101.4\n1,578.5\n186.6\n37,599.3\n7,774.8\n9,558.4\n174,077.4\nNov\n76,316.0\n2,650.2\n10,700.9\n89,667.1\n502.9\n12,992.3\n103,162.3\n75901.72\n0.0\n14,547.7\n48.4\n1,567.1\n291.7\n36,436.9\n9,054.8\n13,460.1\n178,568.9\nDec\n76,295.4\n4,109.6\n12,169.3\n92,574.3\n432.0\n12,915.7\n105,922.0\n76732.01\n0.0\n16,131.9\n48.4\n1,329.8\n319.4\n35,604.1\n8,262.1\n12,123.9\n179,741.5\n2026\nJan\n76,268.1\n4,217.1\n12,985.5\n93,470.6\n434.9\n13,715.9\n107,621.4\n78516.31\n0.0\n15,817.4\n48.4\n1,099.3\n332.4\n35,106.5\n8,573.5\n13,753.8\n182,352.6\nSource: Reserve Bank of Zimbabwe, 2026\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\nZWG millions\n \n \n19 \n \n \n \nForeign\nOther \nContigent\nEnd of\nNotes\nClaims\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nPublic Enterprise\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nLoans in ZiG\nLoans in Foreign Currency \nTotal\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n13.1\n \n939.4\n2,348.5\n \n616.8\n637.3\n \n-\n \n1,028.5\n \n0.0\n-\n \n1,019.2\n \n1,294.7\n \n-\n \n356.6\n \n317.5\n \n5,353.2\n \n5,670.7\n \n199.4\n \n-\n \n3001.4\n3,282.1\n \n20,407.7\n \nFeb\n13.9\n \n980.7\n2,545.5\n \n628.6\n695.1\n \n-\n \n753.2\n \n0.0\n-\n \n997.8\n \n1,428.4\n \n-\n \n335.1\n \n535.1\n \n5,302.8\n \n5,837.9\n \n199.4\n \n-\n \n1754.4\n3,294.2\n \n19,464.2\n \nMar\n20.4\n \n1031.3\n2,349.0\n \n786.9\n517.9\n \n-\n \n844.9\n \n0.0\n-\n \n1,066.7\n \n1,604.4\n \n-\n \n284.5\n \n358.4\n \n5,601.2\n \n5,959.7\n \n121.0\n \n-\n \n1684.9\n3,466.0\n \n19,737.7\n \nApr\n17.8\n \n1038.4\n2,522.2\n \n766.4\n514.4\n \n-\n \n900.0\n \n0.0\n-\n \n1,084.2\n \n1,815.7\n \n-\n \n284.5\n \n322.9\n \n5,519.7\n \n5,842.6\n \n111.4\n \n-\n \n1736.6\n3,476.9\n \n20,111.3\n \nMay\n26.4\n \n855.4\n2,940.4\n \n801.9\n906.2\n \n-\n \n1,009.6\n \n0.0\n-\n \n1,098.4\n \n1,814.5\n \n-\n \n204.3\n \n695.6\n \n5,865.6\n \n6,561.2\n \n139.8\n \n-\n \n2062.4\n3,495.2\n \n21,915.6\n \nJun\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nJul\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nAug\n32.3\n \n1148.2\n3,101.3\n \n1361.4\n1,468.4\n \n-\n \n892.1\n \n0.0\n-\n \n1,235.6\n \n1,836.0\n \n-\n \n113.8\n \n639.9\n \n6,476.6\n \n7,116.6\n \n593.1\n \n-\n \n2036.4\n3,683.5\n \n24,618.5\n \nSep\n34.4\n \n1218.5\n3,281.0\n \n813.1\n1,259.5\n \n-\n \n830.3\n \n0.0\n-\n \n1,226.4\n \n2,125.7\n \n-\n \n107.4\n \n842.6\n \n6,263.1\n \n7,105.7\n \n451.2\n \n-\n \n2125.9\n3,664.0\n \n24,242.9\n \nOct\n43.3\n \n1267.3\n3,558.0\n \n979.8\n1,167.2\n \n-\n \n825.7\n \n0.0\n-\n \n1,303.7\n \n2,339.1\n \n-\n \n192.1\n \n741.0\n \n5,924.4\n \n6,665.4\n \n439.4\n \n-\n \n2552.1\n3,279.3\n \n24,612.4\n \nNov\n52.6\n \n1073.9\n3,497.0\n \n941.9\n1,383.6\n \n-\n \n934.1\n \n0.0\n-\n \n1,285.1\n \n2,404.5\n \n-\n \n196.6\n \n747.1\n \n5,896.2\n \n6,643.3\n \n445.0\n \n-\n \n2697.9\n3,293.4\n \n24,849.0\n \nDec\n56.6\n \n1353.3\n3,358.3\n \n770.7\n1,357.1\n \n-\n \n813.7\n \n0.0\n-\n \n1,218.2\n \n2,301.7\n \n-\n \n240.1\n \n688.4\n \n5,536.9\n \n6,225.3\n \n499.2\n \n-\n \n2126.3\n2,525.0\n \n22,845.2\n \n2026\nJan\n57.5\n \n1497.5\n3,278.9\n \n620.0\n990.9\n \n-\n \n734.8\n \n0.0\n-\n \n1,079.0\n \n2,294.1\n \n-\n \n1,082.4\n \n689.9\n \n4,363.9\n \n5,053.8\n \n499.5\n \n-\n \n1861.4\n2,511.3\n \n21,561.0\n \nSource:Reserve Bank of Zimbabwe, 2026\nNotes\ni.Government securities include treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\nii.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nOther Institutional Units\nTABLE 6.1: BUILDING SOCIETIES ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent \nOther\nTOTAL\nand\nLiabilities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n6114\n44.7\n2,350.2\n8,508.5\n0.0\n649.8\n9,158.3\n6,215.9\n0.0\n1,657.1\n0.0\n377.4\n0.0\n6,162.6\n0.0\n3,052.3\n20,407.7\nFeb\n6227\n51.3\n2,759.3\n9,037.6\n0.0\n625.5\n9,663.1\n6,512.8\n0.0\n1,679.8\n0.0\n206.6\n0.0\n6,294.5\n0.0\n1,620.1\n19,464.2\nMar\n7027\n54.9\n2,402.5\n9,484.9\n0.0\n588.2\n10,073.1\n7,085.6\n0.0\n1,498.3\n0.0\n83.0\n0.0\n6,364.1\n0.0\n1,719.2\n19,737.7\nApr\n7101\n74.1\n2,488.0\n9,663.4\n0.0\n588.3\n10,251.7\n7,186.8\n0.0\n1,498.3\n0.0\n99.1\n0.0\n6,375.2\n0.0\n1,887.1\n20,111.3\nMay\n8052\n83.0\n2,896.7\n11,031.5\n0.0\n0.0\n11,031.5\n7,864.0\n0.0\n2,107.9\n0.0\n100.3\n0.0\n6,789.0\n0.0\n1,886.9\n21,915.6\nJun\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nJul\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nAug\n7971\n57.3\n4,213.4\n12,241.4\n0.0\n751.2\n12,992.5\n9,046.5\n0.0\n2,065.1\n36.9\n107.8\n0.0\n7,361.5\n0.0\n2,054.6\n24,618.5\nSep\n8740\n54.3\n3,967.0\n12,761.5\n0.0\n200.1\n12,961.6\n9,714.8\n0.0\n1,860.0\n30.3\n88.1\n0.0\n7,193.5\n0.0\n2,109.3\n24,242.9\nOct\n9077\n56.8\n4,294.6\n13,428.1\n0.0\n229.7\n13,657.8\n9,386.0\n0.0\n1,300.0\n30.7\n88.3\n0.0\n7,089.1\n0.0\n2,446.5\n24,612.4\nNov\n9080\n61.7\n4,431.4\n13,573.5\n0.0\n303.8\n13,877.4\n9,286.0\n0.0\n1,405.7\n16.7\n88.5\n0.0\n7,016.5\n0.0\n2,444.2\n24,849.0\nDec\n9321\n58.8\n3,562.5\n12,942.0\n0.0\n348.9\n13,290.9\n9,699.6\n0.0\n1,394.5\n4.6\n0.0\n0.0\n6,336.7\n0.0\n1,818.5\n22,845.2\n2026\nJan\n9334\n60.1\n3,509.6\n12,903.4\n0.0\n279.1\n13,182.5\n9,687.0\n0.0\n747.7\n0.0\n0.0\n0.0\n6,110.4\n0.0\n1,520.5\n21,561.0\nSource: Reserve Bank of Zimbabwe, 2026\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n21 \n \n \n \nEND OF\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\n*Aug\n3,858,128.45\n496,920.13\n197,595.11\n3,160,166.09\n163,179.56\n1,353,221.18\n3,891,826.53\n2,259,346.53\n2,064,398.05\n355,517.61\n7,019,997.29\n1,626.53\n24,821,923.05\n*Sep\n6,672,075.13\n1,240,260.16\n365,299.01\n5,024,076.96\n274,548.64\n2,326,667.49\n6,387,958.08\n4,331,429.08\n3,418,807.30\n640,082.06\n11,884,283.83\n2,603.24\n42,568,090.98\n*Oct\n7,858,559.49\n1,469,928.32\n481,828.82\n5,465,308.96\n320,115.06\n2,603,522.82\n7,340,600.92\n5,249,584.59\n3,667,687.19\n726,009.18\n13,568,052.49\n3,070.10\n48,754,267.95\n*Nov\n7,180,366.66\n1,328,085.57\n428,978.78\n5,025,733.67\n284,239.89\n2,457,448.49\n6,759,835.67\n4,209,879.63\n3,928,182.05\n680,905.22\n13,074,981.78\n2,309.39\n45,360,946.80\n*Dec\n7,297,552.82\n1,289,292.14\n385,874.99\n4,973,856.63\n262,219.72\n2,513,526.60\n6,746,914.01\n4,827,984.53\n3,694,327.88\n706,439.67\n13,280,443.54\n2,262.81\n45,980,695.34\n2025\n*Jan\n7,678,298.65\n1,196,038.23\n409,696.02\n5,047,238.20\n306,809.73\n2,664,917.36\n6,434,242.43\n4,757,437.66\n4,086,970.99\n769,886.02\n13,569,651.19\n1,922.01\n46,923,108.48\n*Feb\n8,299,274.74\n1,201,875.78\n399,492.64\n4,830,538.61\n300,587.07\n2,770,286.66\n6,503,215.41\n4,803,609.78\n4,292,425.79\n746,491.37\n13,140,132.51\n1,960.50\n47,289,890.85\n*Mar\n8,326,930.91\n1,244,718.81\n402,707.95\n5,041,144.58\n317,777.54\n2,491,912.41\n6,543,198.90\n4,375,136.07\n5,262,596.60\n744,227.95\n13,809,533.31\n1,950.08\n48,561,835.10\n*Apr\n8,907,112.83\n1,321,160.24\n510,175.35\n5,587,682.42\n301,612.10\n2,488,206.19\n7,065,026.69\n5,118,059.86\n5,500,479.51\n721,927.40\n14,585,410.50\n2,121.10\n52,108,974.19\n*May\n9,447,878.28\n1,662,965.62\n432,262.51\n6,247,342.77\n303,671.59\n2,560,619.89\n7,447,120.21\n5,231,385.19\n5,706,622.10\n757,449.00\n14,848,295.45\n2,090.86\n54,647,703.48\n*Jun\n9,323,262.25\n1,857,036.70\n452,476.01\n6,911,438.62\n316,057.26\n2,597,384.44\n7,363,354.86\n5,189,397.21\n5,586,435.53\n1,025,486.27\n14,948,428.25\n2,340.92\n55,573,098.32\n*Jul\n9,586,121.76\n1,821,068.99\n495,126.38\n7,039,554.33\n178,544.10\n2,593,734.88\n7,795,887.20\n5,506,356.66\n4,812,815.12\n1,047,916.99\n15,398,848.28\n3,074.97\n56,279,049.66\n*Aug\n9,148,112.87\n1,704,046.91\n442,559.05\n8,621,271.81\n178,023.75\n2,711,257.51\n7,806,713.08\n4,494,735.86\n5,678,257.82\n1,660,555.70\n14,593,469.93\n3,267.57\n57,042,271.87\n*Sep\n9,939,018.22\n1,705,339.14\n447,683.58\n8,018,110.39\n298,207.44\n2,736,927.32\n8,222,972.36\n5,267,250.21\n5,356,204.76\n1,618,665.56\n15,143,546.81\n3,161.64\n58,757,087.43\n*Oct\n10,156,394.52\n1,857,937.44\n894,870.28\n7,960,894.20\n327,830.18\n2,793,906.88\n8,390,997.31\n5,441,104.32\n5,826,908.27\n1,725,282.36\n16,026,574.02\n3,520.96\n61,406,220.75\n*Nov\n10,329,897.54\n2,127,564.82\n789,426.81\n8,168,504.38\n264,314.27\n2,738,893.05\n8,808,301.87\n5,467,229.39\n5,795,538.81\n1,651,606.66\n16,521,676.98\n3,535.22\n62,666,489.80\n*Dec\n9,986,988.75\n2,139,883.88\n812,138.77\n8,008,605.45\n342,519.81\n2,563,547.94\n8,175,566.68\n5,199,008.24\n6,004,733.95\n1,727,062.36\n15,937,838.06\n3,502.96\n60,901,396.85\n2026\n*Jan\n10,746,125.01\n1,977,346.44\n878,347.57\n7,795,142.24\n281,548.39\n2,727,070.62\n8,442,329.32\n4,376,788.36\n6,482,662.97\n1,668,089.81\n16,642,946.70\n3,411.68\n62,021,809.10\nSource: Reserve Bank of Zimbabwe, 2026\nNotes\ni.Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n22 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\n*Oct\n3,485,504.59\n2,567,255.56\n3,535,607.03\n7,474,589.94\n3,299,698.46\n7,968,221.02\n5,044,419.36\n5,097,867.03\n29,458,757.35\n1,018,065.78\n9,462,752.69\n220,427.14\n78,633,165.96\n*Nov\n3,092,857.19\n2,583,575.64\n3,658,337.22\n6,311,484.89\n3,319,494.63\n7,425,250.57\n6,381,558.42\n4,761,639.77\n27,173,979.25\n1,133,673.74\n8,782,149.64\n200,228.74\n74,824,229.70\n*Dec\n3,246,075.75\n3,000,089.39\n3,491,754.69\n6,900,913.48\n3,547,897.26\n7,345,227.12\n6,716,997.93\n4,549,007.97\n27,260,521.53\n1,099,879.74\n10,022,447.18\n355,894.47\n77,536,706.51\n2025\n*Jan\n2,906,778.30\n3,263,210.15\n3,335,010.28\n6,226,024.85\n3,652,381.28\n8,401,231.92\n6,022,841.93\n4,820,773.49\n27,794,296.00\n1,020,418.08\n9,522,377.98\n214,322.39\n77,179,666.65\n*Feb\n3,148,260.00\n2,765,476.21\n2,386,768.37\n6,142,552.78\n3,733,009.01\n8,301,324.64\n5,391,986.88\n4,799,925.63\n27,396,588.33\n1,120,196.78\n10,349,018.64\n257,727.50\n75,792,834.75\n*Mar\n2,931,379.17\n2,536,384.45\n2,998,500.17\n7,205,270.81\n4,098,816.70\n9,412,388.16\n5,090,011.12\n5,298,903.78\n30,409,375.81\n1,367,930.91\n10,495,733.30\n291,454.26\n82,136,148.64\n*Apr\n3,386,026.90\n2,914,075.14\n3,289,407.24\n8,086,383.88\n4,171,684.56\n10,519,094.01\n5,681,605.01\n5,683,058.56\n29,468,736.33\n1,483,286.46\n12,710,551.63\n251,262.54\n87,645,172.24\n*May\n3,791,778.73\n3,137,191.75\n4,015,525.94\n8,522,205.13\n4,083,039.56\n10,506,322.87\n6,181,631.24\n5,246,061.22\n33,512,835.39\n1,339,582.73\n13,286,284.33\n245,907.53\n93,868,366.41\n*Jun\n4,014,093.60\n3,535,586.92\n4,498,509.41\n8,172,595.07\n4,663,956.29\n11,061,597.23\n7,103,169.60\n7,369,633.91\n33,675,926.44\n1,350,750.73\n14,041,884.59\n249,641.43\n99,737,345.22\n*Jul\n3,720,611.16\n3,264,199.67\n4,187,885.93\n7,663,562.57\n4,338,130.51\n11,059,181.15\n6,952,371.00\n6,841,436.42\n31,002,206.47\n1,401,103.60\n13,912,098.40\n249,684.34\n94,592,471.21\n*Aug\n4,067,028.19\n3,593,726.17\n4,621,438.31\n7,757,110.09\n4,870,995.71\n10,663,643.86\n7,009,097.60\n6,845,630.99\n33,663,827.18\n1,515,405.31\n13,535,691.17\n392,861.63\n98,536,456.22\n*Sep\n3,578,478.45\n3,656,834.56\n4,589,839.49\n7,619,973.61\n4,876,364.92\n11,278,677.66\n6,905,187.76\n7,218,138.56\n35,474,081.78\n1,766,880.44\n13,855,223.42\n328,883.65\n101,148,564.30\n*Oct\n3,719,594.69\n4,039,445.93\n3,059,923.54\n7,920,315.73\n3,219,088.24\n6,097,592.23\n7,593,611.16\n7,664,249.48\n36,145,416.07\n1,736,355.29\n13,980,066.86\n27,216,071.31\n122,391,730.52\n*Nov\n3,420,665.56\n3,832,735.79\n3,152,068.13\n8,015,114.34\n2,388,782.34\n6,007,260.87\n6,908,304.95\n7,326,359.41\n32,629,297.31\n1,500,594.37\n14,012,001.61\n25,980,428.94\n115,173,613.61\n*Dec\n3,689,171.21\n3,769,507.03\n3,288,425.32\n8,404,247.29\n2,749,942.28\n7,777,801.42\n7,186,265.58\n7,262,212.22\n34,556,263.14\n1,794,763.76\n14,716,166.65\n27,344,296.57\n122,539,062.46\n2026\n*Jan\n3,682,192.47\n4,088,010.74\n3,612,481.48\n8,604,322.16\n3,171,682.92\n9,122,783.99\n7,142,539.29\n7,306,748.38\n36,129,035.74\n1,688,289.91\n14,014,354.01\n28,464,239.66\n127,026,680.76\nSource: Reserve Bank of Zimbabwe, 2026\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n23 \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\n2025\n*Jan\n41.82\n47.35\n40.13\n46.08\n*Feb\n43.00\n48.60\n40.45\n45.68\n*Mar\n42.33\n47.97\n40.42\n46.11\n*Apr\n42.16\n47.82\n40.43\n46.21\n*May\n43.66\n48.93\n40.27\n46.51\n*Jun\n42.34\n48.06\n40.51\n46.77\n*Jul\n42.50\n48.23\n40.46\n46.43\n*Aug\n43.33\n48.96\n40.39\n46.34\n*Sep\n43.45\n49.06\n40.45\n46.22\n*Oct\n43.54\n49.18\n40.46\n46.40\n*Nov\n43.62\n49.30\n40.49\n46.75\n*Dec\n43.50\n49.23\n40.40\n46.86\n2026\n*Jan\n43.57\n49.46\n40.43\n47.43\nSource: Reserve Bank of Zimbabwe, 2026\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMERCIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n24 \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n*Mar\n3.81\n4.14\n5.95\n8.87\n*Apr\n3.81\n4.14\n5.95\n8.93\n*May\n3.81\n4.14\n6.09\n9.62\n*Jun\n3.81\n4.14\n5.95\n9.21\n*Jul\n3.67\n3.78\n6.21\n9.37\n*Aug\n3.75\n3.86\n6.90\n10.48\n*Sep\n3.75\n4.08\n6.90\n10.79\n*Oct\n3.75\n4.08\n6.63\n11.10\n*Nov\n3.75\n4.08\n6.90\n10.79\n*Dec\n3.75\n4.08\n6.90\n10.79\n2026\n*Jan\n3.81\n4.14\n6.62\n10.51\nSource: Reserve Bank of Zimbabwe, 2026\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n25 \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.81\n0.46\n*Mar\n0.83\n0.15\n0.00\n-0.13\n0.93\n0.34\n-0.25\n-1.08\n2.43\n-0.53\n-0.22\n0.16\n-0.46\n-0.06\n*Apr\n1.31\n0.88\n1.67\n0.26\n1.17\n0.66\n-0.80\n1.05\n0.87\n2.92\n0.85\n1.11\n-0.25\n0.64\n*May\n1.14\n0.88\n0.20\n0.61\n1.58\n0.25\n-0.52\n0.35\n0.82\n0.04\n0.41\n0.58\n1.62\n0.93\n*Jun\n0.09\n0.77\n0.29\n0.70\n0.91\n0.75\n2.66\n0.45\n0.78\n0.19\n0.35\n0.53\n-0.21\n0.28\n*Jul\n0.36\n1.21\n5.44\n0.11\n0.68\n1.58\n-0.75\n0.60\n-0.46\n0.40\n-0.46\n2.29\n0.18\n1.57\n*Aug\n0.07\n1.17\n-0.01\n0.33\n1.54\n1.47\n3.11\n-0.06\n4.03\n2.78\n-0.07\n0.64\n-0.07\n0.40\n*Sep\n-0.07\n-0.26\n-0.66\n-0.69\n-0.39\n-1.32\n-0.06\n0.47\n0.28\n-0.53\n0.05\n-0.48\n0.21\n-0.25\n*Oct\n-0.51\n-0.67\n-2.51\n-0.17\n-0.24\n0.98\n1.74\n-0.18\n0.00\n0.09\n-0.22\n-0.90\n0.71\n-0.36\n*Nov\n-0.23\n-0.30\n0.08\n0.00\n0.97\n0.45\n-0.03\n-0.59\n-0.72\n-0.65\n-0.36\n-0.03\n0.65\n0.20\n*Dec\n-0.63\n-0.18\n0.20\n0.15\n-0.48\n0.14\n-0.01\n0.13\n-0.04\n0.79\n0.03\n0.04\n0.57\n0.23\n2026\n*Jan\n2.45\n0.92\n-0.12\n-0.58\n-1.22\n-0.29\n-0.73\n-1.42\n1.29\n-0.06\n-1.30\n-0.05\n0.11\n0.01\nSource: Zimstat, 2026\n*Statistics are in ZiG\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\n \n \n26 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\n2025\n*Apr\n113.35\n96.45\n65.25\n89.90\n102.12\n82.73\n70.72\n92.09\n22.68\n66.55\n106.90\n77.85\n102.86\n85.68\n*May\n129.68\n100.90\n64.69\n97.15\n107.69\n86.74\n68.74\n97.91\n23.68\n68.14\n113.77\n80.67\n118.27\n92.06\n*Jun\n130.99\n100.81\n65.04\n98.10\n108.68\n86.58\n72.66\n98.85\n24.44\n68.39\n114.06\n81.23\n118.65\n92.52\n*Jul\n130.50\n101.45\n73.37\n98.55\n109.16\n90.38\n75.58\n99.93\n23.42\n68.69\n112.89\n95.79\n120.66\n95.79\n*Aug\n125.47\n100.66\n73.00\n95.15\n109.89\n88.08\n81.14\n97.03\n27.76\n71.25\n108.36\n84.22\n115.87\n93.78\n*Sep\n102.80\n93.09\n69.93\n81.62\n101.02\n75.60\n75.97\n86.29\n27.03\n63.08\n94.00\n76.64\n96.40\n82.74\n*Oct\n29.65\n32.33\n41.84\n29.69\n33.20\n27.83\n25.91\n24.67\n22.50\n24.80\n25.68\n32.74\n32.53\n32.67\n*Nov\n11.68\n14.61\n38.76\n12.62\n16.82\n12.82\n17.83\n5.51\n16.20\n12.01\n9.12\n21.00\n15.34\n18.99\n*Dec\n6.64\n7.22\n36.99\n9.30\n12.12\n9.10\n14.07\n3.10\n9.54\n8.97\n5.43\n17.31\n10.94\n15.04\n2026\n*Jan\n4.54\n5.25\n4.73\n1.42\n6.54\n6.84\n4.93\n0.10\n10.95\n6.35\n-1.60\n4.20\n3.95\n4.11\nSource: Zimstat, 2026\n*Statistics are in ZiG\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\n \n \n27 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\n*Mar\n26.6787\n1.4588\n1.9508\n0.1788\n28.5428\n34.4141\n*Apr\n26.8023\n1.4182\n1.9371\n0.1855\n30.0241\n33.8697\n*May\n26.8657\n1.4817\n1.9826\n0.1854\n30.2848\n35.8782\n*Jun\n26.9125\n1.4958\n1.9959\n0.1861\n30.6525\n36.2024\n*Jul\n26.8367\n1.5123\n1.9559\n0.1828\n31.3728\n36.2626\n*Aug\n26.7665\n1.5098\n1.8838\n0.1813\n31.1270\n35.9603\n*Sep\n26.6638\n1.5274\n1.8858\n0.1804\n31.2864\n36.0137\n*Oct\n26.5958\n1.5434\n1.8750\n0.1762\n31.0557\n35.6428\n*Nov\n26.3274\n1.5269\n1.8654\n0.1696\n29.2852\n34.5812\n*Dec\n26.1008\n1.5470\n1.8503\n0.1676\n30.5428\n34.9002\n2026\n*Jan\n25.5806\n1.6145\n1.8806\n0.1660\n30.4883\n35.1709\nSource: Reserve Bank of Zimbabwe, 2026\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND O F\nUSA DO LLAR\nSO UTH ARFICAN \nRAND\nBO TSWANA PULA\nJAPANESE YEN\nEURO\nPO UND \nSTERLING\n \n \n28 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\n*Mar\n205.25\n180.43\n229,916,317\n92,886,500\n62,916.75\n*Apr\n191.95\n143.95\n268,269,085\n150,502,500\n58,411.66\n*May\n196.85\n145.40\n600,720,736\n269,991,681\n59,973.06\n*Jun\n197.23\n145.40\n532,262,807\n393,325,459\n60,971.48\n*Jul\n205.71\n144.85\n765,887,092\n429,345,471\n64,302.76\n*Aug\n208.72\n145.31\n689,801,108\n428,725,700\n65,354.76\n*Sep\n210.63\n123.58\n451,998,794\n95,397,473\n65,675.91\n*Oct\n213.68\n115.11\n390,818,131\n120,365,000\n67,708.46\n*Nov\n234.97\n109.09\n375,030,961\n83,164,380\n74,763.01\n*Dec\n277.86\n117.69\n358,174,079\n98,696,587\n87,257.33\n2026\n*Jan\n356.04\n117.69\n914,177,266\n982,355,100\n110,645.38\nSource: Zimbabwe Stock Exchange, 2026\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n*All Share index was introduced in January, 2018\n \n \n29 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n7252.4\n6858.9\n14579.5\n44760.8\n*Feb\n92208.7\n5961.2\n6364.9\n14208.9\n43833.1\n*Mar\n112646.3\n6785.3\n7339.8\n17156.0\n47320.6\n*Apr\n116945.5\n7294.4\n7046.2\n19678.2\n49770.4\n*May\n128946.5\n9194.3\n8439.4\n23187.8\n53674.7\n*Jun\n138127.3\n8384.0\n9486.4\n21162.1\n54257.1\n*Jul\n138187.6\n9025.2\n9523.3\n21930.1\n58804.4\n*Aug\n109473.9\n7154.9\n8818.4\n21485.6\n58556.4\n*Sep\n132722.3\n7080.7\n9387.7\n23110.2\n67610.3\n*Oct\n134725.7\n7722.3\n9876.5\n24887.4\n59362.4\n*Nov\n129416.8\n7942.7\n10352.2\n24452.5\n51850.3\n*Dec\n164856.4\n8708.9\n11967.8\n27927.4\n61921.6\n2026\n*Jan\n140128.2\n7466.6\n9030.4\n24586.8\n25769.6\nSource: Reserve Bank of Zimbabwe, 2026\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n30 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n7381.3\n911.1\n46337.9\n1363.6\n*Feb\n815.5\n6229.8\n838.1\n44460.8\n1346.3\n*Mar\n917.4\n6777.0\n953.3\n53987.0\n1250.1\n*Apr\n872.0\n6052.9\n888.6\n54493.5\n1222.6\n*May\n959.3\n7667.0\n1027.7\n59206.5\n1531.9\n*Jun\n922.0\n7179.3\n1119.4\n56595.1\n1165.4\n*Jul\n983.4\n8005.7\n1110.5\n58630.8\n1172.7\n*Aug\n818.4\n6941.9\n1038.6\n61492.9\n1127.4\n*Sep\n987.3\n6560.0\n1057.7\n62386.1\n1200.5\n*Oct\n997.6\n7197.8\n1133.6\n67263.2\n1231.1\n*Nov\n827.6\n6598.3\n1093.5\n66386.8\n1311.2\n*Dec\n1025.3\n7520.5\n1300.3\n72925.5\n1457.4\n2026\n*Jan\n813.0\n6271.1\n1102.8\n67209.7\n449.8\nSource: Reserve Bank of Zimbabwe, 2026\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n31 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\n2025\n*Jan\n652.6\n728.8\n1381.5\n-76.2\n*Feb\n513.7\n713.4\n1227.1\n-199.7\n*Mar\n583.6\n793.5\n1377.1\n-209.9\n*Apr\n663.9\n760.4\n1424.3\n-96.5\n*May\n728.9\n847.6\n1576.5\n-118.7\n*Jun\n725.5\n848.7\n1574.2\n-123.3\n*Jul\n877.8\n853.4\n1731.2\n24.5\n*Aug\n879.2\n837.7\n1716.9\n41.5\n*Sep\n851.9\n857.8\n1709.7\n-5.9\n*Oct\n1041.7\n1013.0\n2054.8\n28.7\n*Nov\n1046.3\n955.8\n2002.1\n90.5\n*Dec\n1141.7\n901.5\n2043.2\n240.2\n2026\n*Jan\n969.4\n855.7\n1825.1\n113.7\nSource: ZIMSTAT, 2026\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_January_2026.pdf"}
\ No newline at end of file
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new file mode 100644
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+{"doc_id": "380b06bb722f3bbd9fa24c2e975438ad", "text": "i \n \n \n \nJuly 2024 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 9 \nVictoria Falls Stock Exchange (VFEX) ................................................................................. 10 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 11 \nMobile and Internet Based Transactions .............................................................................. 11 \nINFLATION OUTTURN ........................................................................................................... 11 \nUS$ Annual Inflation Developments ..................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n OVERVIEW \nEconomic conditions were generally stable in \nJuly 2024. As such, monthly inflation for July \n2024 remained stable, reflecting relative \nexchange rate stability in the economy. \n \nBroad money stood at ZiG45,975.63 million in \nJuly 2024, an increase of 7.60%, from \nZiG42,726.47 million recorded in June 2024. \n \nDuring the month under review, both the \nZimbabwe Stock Exchange (ZSE) and the \nVictoria Falls Stock Exchange (VFEX) \nremained on a positive trajectory. \n \nReflecting relative stability in the economy, the \nvalue of transactions processed through the \nNational Payment Systems (NPS) increased by \n23% to ZiG105.82 billion, from ZiG86.05 \nbillion recorded in June 2024. Similarly, NPS \nvolumes increased by 8% to 55.69 million, \nfrom 51.38 million recorded in the previous \nmonth. \nOn the external front, international monthly \naverage prices for gold, palladium and brent \ncrude oil firmed, while platinum, copper, nickel \nand lithium prices retreated during the same \nmonth. Prices were influenced by uncertain \ndemand outlook from major economies and an \noversupply of the commodities. \n \nThe country exported merchandise worth \nUS$548.3 million against an import bill of \nUS$823.1 million, during the month under \nreview. Resultantly, the country recorded a \ntrade deficit of US$274.8 million in July 2024. \n \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nInternational monthly average prices for gold, \npalladium and brent crude oil firmed during, \nthe month under review on the back of \nuncertain \ndemand \noutlook \nfrom \nmajor \neconomies. Platinum, copper, nickel and \nlithium prices, however, retreated during the \nsame month amid oversupply concerns. Table \n1 shows the evolution in selected international \ncommodity prices during the month under \nanalysis. \n \nTable 1: International Commodity Prices \nfor June and July 2024 \nCommodity \nJune-24 \nJuly-24 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n2,325.81 \n2,392.90 \n2.88 \nPlatinum \nUS$/oz \n948.58 \n981.52 \n3.47 \nPalladium \nUS$/oz \n922.67 \n960.93 \n4.15 \nCopper \nUS$/t \n9,780.68 \n9,520.42 \n-2.66 \nNickel \nUS$/t \n17,758.05 \n16,591.59 \n-6.57 \nBrent Crude \noil \nUS$/bbl \n82.86 \n84.07 \n1.46 \nLithium \nUS$/t \n13,565.50 \n12,073.96 \n-11.00 \nSource: Bloomberg, 2024 \n \nGold \nGold prices surged by 2.9%, from US$2,325.81 \nper \nounce \nin \nthe \nprevious \nmonth \nto \nUS$2,392.90 per ounce during the month under \nreview. The increase was influenced by US \nemployment data which raised expectations of \ninterest rate cuts by the Federal Reserve, a key \nfactor driving gold prices. \n \nPlatinum \nPlatinum prices increased during the reporting \nmonth, on the back of high demand. As such, \nprices increased by 3.47%, from US$948.58 \nper ounce in the previous month to US$981.52 \nper ounce in July 2024. \n \n \n \n4 \n \nPalladium \nOn \nthe \nother \nhand, \npalladium \nprices \ndemonstrated resilience, increasing by 4.2% to \nUS$960.93 per ounce during the reporting \nmonth, compared to US$922.67 per ounce \nrecorded in June 2024. This was underpinned \nby optimistic sales projections for hybrid cars, \nwhich heavily rely on palladium. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): July 2023 – July 2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nDuring the month of July 2024, brent crude oil \nprices firmed by 1.5%, from an average of \nUS$82.86 per barrel in June 2024 to US$84.07 \nper barrel. The increase was driven by strong \ndemand over the northern hemisphere summer, \nexpectations of interest rate cuts by the U.S. \ncentral bank, and ongoing geopolitical tensions \nin the Middle East, which are significant factors \ninfluencing oil prices. \n \n \n \n \n \n \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) July 2023 – July 2024 \n \nSource: Bloomberg, 2024 \n \nCopper \nIn the reporting month, copper prices remained \nsubdued amid weak economic data from top \nconsumer China and rising inventories in most \nglobal warehouses pressured the demand \noutlook for the base metal. Consequently, the \nred metal’s monthly average price retreated by \n2.7%, from US$9,780.68 per tonne recorded in \nthe prior month to US$9,520.42 per tonne \nduring the month under analysis. \n \nNickel \nNickel prices declined by 6.6%, decreasing from a \nmonthly average of US$17,758.05 per tonne in June \n2024, to US$16,591.59 per tonne in the period \nunder review. A stronger US dollar, weak \nmanufacturing data from China and sluggish \ndemand fundamentals in key global economies \nweighed down nickel prices. Figure 3 illustrates \nthe price trends of base metals for the period \nfrom July 2021 to July 2024. \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n70\n75\n80\n85\n90\n95\n100\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nUS$/barrel\n \n \n \n5 \n \nFigure 3: Base Metal Prices (US$/tonne): \nJuly 2023 – July 2024 \nSource: Bloomberg 2024 \n \nLithium \nDuring the month of July 2024, lithium prices \nfell amid oversupply concerns from China and \nthe softening of electric vehicle (EV) adoption \nrates. As such, lithium prices significantly \ndeclined by 11%, from US$13,565.50 per \ntonne in the prior month to US$12,073.96 per \ntonne during the reporting month. The price \ndevelopments for lithium for the period from \nJuly 2023 to July 2024 are shown in Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) July \n2023 – July 2024 \n \nSource: London Metal Exchange, 2024 \n \nMerchandise Trade Developments \nIn July 2024, total merchandise trade amounted \nto US$1,371.4 million, 7.9% higher than the \nUS$1,271.5 million recorded last month. The \nincrease in total trade was primarily driven by \nincreased exports and imports during the \nreporting period. On a year-on-year basis, total \nmerchandise trade decreased by about 1% from \nthe US$1,385.5 million recorded in the \ncorresponding month in 2023. \n \nMerchandise Exports \nDuring the month of analysis, the country \nexported merchandise worth US$548.3 million, \nrepresenting an increase of 4.5% from \nUS$524.7 million recorded in the previous \nmonth. The increase in merchandise exports \nwas primarily driven by the rise in gold exports, \nwhich was influenced by increased global \ndemand for the yellow metal. On an annual \nbasis exports were, 9.1% lower than the \nUS$603.2 \nmillion \nrecorded \nin \nthe \ncorresponding month in 2023. Figure 5 shows \ndevelopments in the country’s merchandise \nexports from July 2023 to July 2024. \nFigure 5: Merchandise Exports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n40,000\n45,000\n50,000\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nMay-24\nJul-24\nUS$/tonne\n427.7\n435.9\n515.3\n555.5\n654.2\n641.5\n603.2\n540.9\n645.0\n534.7\n515.5\n583.0\n524.7\n548.3\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\n2023\n2024\n \n \n \n6 \n \nExports by Commodity \nThe nation's export portfolio was dominated by \nprimary commodities, with gold, platinum \ngroup metals (PGMs), tobacco, and other ores \nand concentrates constituting the major \ncontributors. These commodities accounted for \n34.2%, 18.0%, 9.4% and 7.3% of total exports, \nrespectively. Table 2 shows developments in \nthe country’s exports for the months of June \nand July 2024. \n \n \nTable 2: Major Exports (US$ millions) \n \nJun-24 \n(US$m) \nJuly-24 \n(US$m) \n Jun-July \nChanges \n(%) \nShare of \nExports \n(%) Jul-\n24 \nTotal \n524.0 \n548.3 \n4.6 \n100.0 \nOf Which: \n \n \n \n \nGold \n159.8 \n187.8 \n17.5 \n34.2 \nPGMs \n128.5 \n98.7 \n-23.2 \n18.0 \nTobacco \n(including \ncigarettes) \n47.5 \n51.7 \n8.8 \n9.4 \nOther ores and \nconcentrates \n22.2 \n39.8 \n79.2 \n7.3 \nFerro-chromium \n33.0 \n38.1 \n15.5 \n7.0 \nOther mineral \nsubstance \n25.6 \n28.7 \n12.1 \n5.2 \nCoal \n14.2 \n21.8 \n53.9 \n4.0 \nChromium ores \nand concentrate \n14.6 \n19.3 \n32.3 \n3.5 \nIndustrial \ndiamonds \n33.8 \n9.0 \n-73.3 \n1.6 \nGranite \n0.4 \n3.9 \n925.8 \n0.7 \nOthers \n44.4 \n49.4 \n11.3 \n9.0 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nExport Markets \nDuring the reporting month, the country's \nexports were primarily destined for the United \nArab Emirates (37.1%), South Africa (27.0%), \nMozambique (9.7%), and various other \ndestinations. Figure 6 illustrates the nation's \nkey export markets for the reporting period. \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \n \nMerchandise Imports \nThe country’s import bill for July 2024 \namounted to US$823.1 million, a 10.2% \nincrease from the previous month's US$746.7 \nmillion. Similarly, the reporting month’s \nimports were higher than the US$782.3 million \nrecorded in the comparable month in 2023, as \nshown in Figure 7. \n \n \n \n \n \n37.1\n27.0\n9.7\n7.5\n2.2\n2.2\n1.6\n1.0\n0.9\n0.9\n0.0\n10.0\n20.0\n30.0\n40.0\nUnited Arab Emirates\nSouth Africa\nMozambique\nChina\nNetherlands\nZambia\nViet Nam\nBelgium\nBotswana\nSwitzerland\n \n \n \n7 \n \nFigure 7: Merchandise Imports (US$ \nmillions): 2023 and 2024 \nSource: ZIMSTAT & RBZ Computations, 2024 \n \nImports by Commodity \nDuring the month under review, the country’s \nimport basket was composed mainly of diesel, \nmaize, motor vehicles and petrol, which \naccounted for 9.2%, 8.9%, 4.7% and 4.5% of \ntotal imports, respectively. Table 3 shows \nimports of major commodities for June and \nJuly 2024. \n \n \n \n \n \n \n \n \n \n \n \n \n \nTable 3: Major Imports (US$ millions) \n \nJun-24 \n(US$ m) \nJul-24 \n (US$ m) \n Jun - Jul \nChanges \n(%) \nShare of \nTotal \nImports (%) \nJul-24 \nTotal \n746.7 \n823.1 \n10.2 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n96.7 \n75.6 \n-21.8 \n9.2 \nMaize \n48.1 \n72.9 \n51.6 \n8.8 \nMotor vehicles \n35.0 \n38.6 \n10.2 \n4.7 \n Petrol \n46.3 \n37.0 \n-20.1 \n4.5 \nWheat \n14.7 \n20.4 \n39.1 \n2.5 \nCrude soya \nbean oil \n15.7 \n20.3 \n29.9 \n2.5 \nElectricity \n19.9 \n19.9 \n0.0 \n2.4 \nTobacco \n(Including \ncigarettes) \n14.8 \n17.1 \n15.5 \n2.1 \nButanes, \nliquefied \n9.8 \n13.6 \n37.2 \n1.6 \nSelf-propelled \nmachinery \n16.1 \n12.7 \n-20.8 \n1.5 \nBase stations \nfor wireless \nnetworks \n5.9 \n12.0 \n102.5 \n1.5 \nFertilisers \n3.3 \n11.8 \n257.1 \n1.4 \nRice \n11.3 \n11.4 \n0.1 \n1.4 \nIgnition piston \nengines \n8.8 \n10.8 \n22.5 \n1.3 \nStructures & \nparts of \nstructures, \niron/steel \n4.3 \n6.2 \n44.0 \n0.8 \nMachines for \ndata \ntransmission \napparatus \n2.7 \n5.7 \n115.1 \n0.7 \nKerosene-type \njet fuel \n6.7 \n5.6 \n-16.1 \n0.7 \nPortland \ncement \n3.6 \n5.6 \n52.6 \n0.7 \nMedicaments \ncontaining \nantigens \n2.7 \n5.4 \n103.5 \n0.7 \nSoya beans \n6.1 \n4.9 \n-19.7 \n0.6 \nOthers \n374.2 \n415.6 \n11.1 \n50.4 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nThe country sourced most of its imports from \nSouth Africa, which accounted for about 42.7% \nof total imports. China and the Bahamas \nfollowed at 14.2% and 6.3%, respectively. The \ncountry's top import sources in July 2024 are \nillustrated in Figure 8. \n \n \n \n \n \n633.8\n623.5\n746.4\n708.5\n850.4\n727.4\n782.3\n694.2\n729.8\n721.2\n710.5\n741.0\n746.7\n823.1\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\n900.0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\n2023\n2024\n \n \n \n8 \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Trade Balance \nThe nation recorded a trade deficit of US$274.8 \nmillion in July 2024, reflecting a deterioration \nfrom the US$222.0 million registered in the \npreceding month. When measured against the \ncorresponding period in 2023, the deficit \nmarkedly widened from US$179.0 million to \nUS$274.8 million. Figure 9 shows the \ncountry’s trade balance for July 2024. \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2024 \n \n1 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG45,975.63 million in July 2024, an increase \nof 7.60% from ZiG42,726.47 million recorded \nin June 2024. \nThe money stock comprised foreign currency \ndeposits, 76.26%; local currency deposits, \n23.61%; and local currency in circulation, \n0.13%. \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \n \nDuring the month under review, domestic \ncredit increased by 10.42% to ZiG42,001.79 \nmillion from ZiG38,036.92 million in June \n2024. The expansion in domestic credit, \nlargely, reflected increases of 19.58% and \n7.78% in net claims on Government and credit \nto the private sector, respectively. \n \nOutstanding credit to the private sector was \nmainly channeled to households, 26.49%, \nmanufacturing, 14.89%, agriculture, 14.56%, \nand distribution,13.97%. \n42.7\n14.2\n6.3\n5.1\n3.6\n3.0\n2.9\n2.5\n2.3\n1.9\nSouth Africa\nChina\nBahamas\nMozambique\nZambia\nBahrain\nUAE\nMauritius\nSingapore\nHong Kong\n534.7\n513.5\n583.0\n524.7\n548.3\n721.0\n705.3\n739.8\n743.6\n823.1\n-186.3\n-191.9\n-156.8\n-218.9\n-274.8\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nMar-24\nApr-24 May-24\nJun-24\nJul-24\nExports\nImports\nTrade Balance\nNCDs, \n0.04%\nLocal Currency \nTime , 1.01%\nFX Time \nDeposits, 7.45%\nLocal Currency \nTransferable , \n22.56%\nFX Transferable \nDeposits, \n68.81%\nCurrency in \nCirculation, \n0.13%\n \n \n \n9 \n \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 36.71%; inventory \nbuild-up, \n22.98%; \nand \nfixed \ncapital \ninvestments, 17.15%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of July 2024, the Zimbabwe \nStock Exchange (ZSE) traded positively for the \nthird consecutive month. As a result, the All \nShare, Top 10 and Top 15 indices added \n54.02%, 51.62% and 52.23% to close at 198.14 \npoints, 206.08 points and 203.55 points, \nrespectively. \n \nThe Medium and Small cap indices also added \n49.30% and 0.02% to close at 172.89 points and \n100.11 points, respectively. \n \nIn the same vein, the resource index grew by \n122.04% to close the month at 253.49 points. \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nDuring the month under review, trading \nactivity was concentrated in some selected \nwealth-preserving blue-chip counters, albeit on \nlow volumes. Consequently, market turnover \nincreased by 161% to ZiG260.51 million, \ndespite a 48.71% decline in volumes of shares \ntraded, amounting to 93.60 million shares, from \n182.51 million shares recorded in the prior \nmonth. \n \nOwing to depressed foreign investor interest, \nthe proportion of foreign purchases to the value \nof shares traded declined from 15.2% in June \n2024 to 5% in July 2024. \n \nConcomitantly, the net foreign position \nworsened from a negative position of ZiG18.91 \nmillion in June 2024 to a negative ZiG64.49 \nmillion during the month under review. \n \n \nHouseholds\n26.49%\nAgriculture\n14.56%\nMining\n8.83%\nManufacturing\n14.89%\nDistribution\n13.97%\nTransport and \nCommunication\n3.21%\nServices\n9.79%\nFinancial \nOrganisations and \nInvestiments\n6.12%\nConstruction\n2.13%\nOther\n0.01%\n90\n120\n150\n180\n210\n240\n270\n300\n330\n90\n120\n150\n180\n210\n240\n10-Apr-24\n17-Apr-24\n24-Apr-24\n01-May-24\n08-May-24\n15-May-24\n22-May-24\n29-May-24\n05-Jun-24\n12-Jun-24\n19-Jun-24\n26-Jun-24\n03-Jul-24\n10-Jul-24\n17-Jul-24\n24-Jul-24\n31-Jul-24\nINDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n \n \n \n10 \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nIn line with the developments on the ZSE, the \nmarket gained 56.5%, or ZiG21.86 billion \nworth of capitalization to close at ZiG60.57 \nbillion, compared to ZiG38.71 billion recorded \nin the previous month. \n \nVictoria Falls Stock Exchange (VFEX) \nIn July 2024, the Victoria Falls Stock Exchange \n(VFEX) exhibited bullish sentiments for the \nsecond consecutive month. Consequently, the \nVFEX All Share index added 2.3% to close at \n106.07 points, compared to 103.73 points \nrecorded in June 2024. \n \nOn an annual basis, the VFEX All Share index \ngained 55.3%, from 68.31 points recorded in \nJuly 2023. \n \n \n \n \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nReflecting improved trading sentiments on the \nVFEX, market capitalization added 2.3% to \nUS$1.28 billion, compared to US$1.25 billion \nrecorded in the previous month. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \nNATIONAL PAYMENTS SYSTEM \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n23% to ZiG105.82 billion from ZiG86.05 \nbillion recorded in June 2024. Similarly, NPS \n5\n55\n105\n155\n205\n255\n0\n100\n200\n300\n400\n500\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n60\n65\n70\n75\n80\n85\n90\n95\n100\n105\n110\n28-Jul-23\n28-Aug-23\n28-Sep-23\n28-Oct-23\n28-Nov-23\n28-Dec-23\n28-Jan-24\n28-Feb-24\n28-Mar-24\n28-Apr-24\n28-May-24\n28-Jun-24\n28-Jul-24\n0\n0.2\n0.4\n0.6\n0.8\n1\n1.2\n1.4\n1.6\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nUS$ BILLIONS\n \n \n \n11 \n \nvolumes increased by 8% to 55.69 million from \n51.38 million recorded in the prior month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \nincreased by 24% to close at ZiG63.53 billion \nin July 2024, from ZiG51.05 billion in June \n2024. \n \nSimilarly, the volume of RTGS transactions \nincreased by 14% from 0.93 million in the \nprevious month to close at 1.06 million during \nthe month under analysis. \n \nMobile and Internet Based Transactions \nMobile and internet-based transactions rose by \n21.7% to ZiG34.69 billion in July 2024, from \nZiG28.51 billion in June 2024. \n \nCash Transactions \nCash based transactions decreased by 5% to \nZiG9.28 billion, from ZiG9.75 billion in June \n2024. \n \nCard Based Transactions \nCard based transactions increased by 17% to \nZiG7.60 billion during the month under review, \nfrom ZiG6.51 billion in June 2024. \n \nINFLATION OUTTURN \nThe ZiG monthly inflation rate remained \nlargely stable during the month under review, \nlargely on account of the prevailing exchange \nrate stability. \n \nUS$ Annual Inflation Developments \nAnnual headline inflation slowed down to 3.6% \nin July 2024, from 3.8% recorded in the \nprevious month. \n \nFigure 16: Annual Inflation Developments \n(%) \n \nSource: ZIMSTAT, 2024 \n \nMonthly Inflation \nThe month-on-month ZiG inflation rate for July \n2024 stood at -0.1%. Similarly, US$ monthly \ninflation stood at -0.1%. This resulted in the \nmonthly weighted inflation rate of -0.1% in \nJuly 2024. \n \nFigure 17 shows developments in monthly US$ \ninflation from July 2023 to July 2024. \n \n \n \n \n \n \n \n \n \n \n-10.00\n-8.00\n-6.00\n-4.00\n-2.00\n0.00\n2.00\n4.00\n6.00\n8.00\n10.00\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\n \n \n \n12 \n \nFigure 17: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2024 \n \n \n \nSEPTEMBER 2024 \nRESERVE BANK OF ZIMBABWE \n-5.00\n-4.00\n-3.00\n-2.00\n-1.00\n0.00\n1.00\n2.00\n3.00\n4.00\n5.00\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\n \n \n13 \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n30 \nZimbabwe Stock Exchange \n \n \n \n14 \n \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n31 \n \nNational Payments System Statistics \n \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n32 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n33 \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n 34 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n15 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWG '000)\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\nNet Foreign Assets\n-14,227,506,302.78\n-16,447,478,675.26\n-17,460,266,333.79\n-18,045,044,675.98\n-18,830,050,198.23\n-30,708,633,279.93\n-45,596,903,934.05 -66,258,169,977.30\n-28,856,803.24\n-27,777,119.25\n-27,814,239.65 -27,003,213.00\nCentral Bank(net)\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\n-54,031,060,405.32\n-77,865,030,279.36\n-35,698,765.79\n-34,641,175.73\n-34,675,535.57 -34,509,441.34\nForeign Assets\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\n9,276,276.05\n9,502,376.00\n10,341,190.76\n10,301,545.49\nForeign Liabilities\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\n44,975,041.84\n44,143,551.73\n45,016,726.33\n44,810,986.83\nOther Depository Corporations(net)\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\n6,841,962.55\n6,864,056.48\n6,861,295.92\n7,506,228.34\nForeign Assets\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\n10,973,836.76\n11,293,656.76\n11,679,328.24\n12,352,811.95\nForeign Liabilities\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\n4,131,874.21\n4,429,600.28\n4,818,032.32\n4,846,583.61\nNet Domestic Assets (NDA)\n27,639,288,378.08\n32,161,547,467.69\n34,250,554,903.24\n35,673,225,646.05\n37,744,636,990.28\n59,956,750,588.31\n86,209,941,031.87 125,429,655,454.08\n67,611,589.07\n68,804,734.10\n70,540,712.34 72,978,846.45\nDomestic Claims\n11,015,584,365.69\n13,148,134,761.58\n14,099,323,168.68\n14,764,938,049.74\n16,661,349,824.12\n26,555,487,015.34\n39,630,053,424.85\n58,052,804,317.53\n35,515,681.43\n37,674,708.61\n38,036,721.42\n42,001,791.24\nClaims on Central Government(net)\n2,035,378,139.93\n2,469,546,156.09\n2,685,249,888.61\n3,426,568,722.64\n4,633,764,250.89\n8,146,919,528.13\n12,506,419,694.13\n16,182,769,560.45\n10,221,096.31\n11,278,377.99\n9,913,260.71\n11,854,120.02\nClaims on Central Government\n3,471,122,173.32\n3,948,824,640.88\n4,022,430,300.76\n4,506,540,165.69\n5,826,109,037.18\n9,899,880,742.54\n14,706,600,268.21\n22,087,558,829.62\n12,982,655.95\n13,103,692.41\n13,760,570.59\n15,106,767.97\nCentral Bank\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\n7,155,621.00\n7,206,353.91\n7,425,969.04\n7,375,080.86\nODCs\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\n5,827,034.95\n5,897,338.50\n6,334,601.55\n7,731,687.11\nLess Liabilities to Central Government\n1,435,744,033.39\n1,479,278,484.78\n1,337,180,412.15\n1,079,971,443.04\n1,192,344,786.29\n1,752,961,214.41\n2,200,180,574.08\n5,904,789,269.17\n2,761,559.64\n1,825,314.42\n3,847,309.88\n3,252,647.95\nCentral Bank\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\n1,475,345.63\n3,258,049.37\n2,814,036.97\nODCs\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\n349,968.79\n589,260.52\n438,610.98\nClaims on Other Sectors\n8,980,206,225.76\n10,678,588,605.49\n11,414,073,280.07\n11,338,369,327.09\n12,027,585,573.22\n18,408,567,487.20\n27,123,633,730.72\n41,870,034,757.08\n25,294,585.12\n26,396,330.62\n28,123,460.72\n30,147,671.23\nOther Financial Corporations\n286,556,911.67\n345,395,684.06\n402,497,102.41\n366,785,937.06\n210,979,095.28\n367,132,374.31\n461,955,002.81\n803,485,078.36\n327,451.01\n405,012.85\n484,721.72\n451,511.50\nState and Local Government\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\n1,803.44\n1,371.69\n1,489.84\n162.58\nPublic Non Financial Corporations\n942,115,955.79\n1,064,377,138.00\n1,124,773,262.90\n758,994,509.56\n779,253,503.92\n787,050,316.56\n1,149,678,230.61\n1,615,646,416.58\n983,290.25\n966,293.32\n926,934.51\n906,717.79\nPrivate Sector\n7,751,457,555.47\n9,268,723,734.89\n9,886,704,858.20\n10,212,529,111.24\n11,037,279,520.17\n17,254,185,998.48\n25,511,768,494.02\n39,450,759,914.33\n23,982,040.42\n25,023,652.76\n26,710,314.65\n28,789,279.36\nCentral Bank\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\n148,908.53\n153,636.33\n237,798.15\n234,893.40\nODCs\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\n23,833,131.89\n24,870,016.43\n26,472,516.50\n28,554,385.96\nOther Items(Net)\n-16,623,704,012.39\n-19,013,412,706.11\n-20,151,231,734.56\n-20,908,287,596.32 -21,083,287,166.17 -33,401,263,572.98\n-46,579,887,607.02 -67,376,851,136.55\n-32,095,907.64\n-48,116,393.84\n-32,503,990.92 -30,977,055.21\nShares and Other Equity\n-14,203,729,090.13\n-16,555,368,520.87\n-17,032,283,456.63\n-17,122,059,892.58\n-17,570,066,671.33\n-29,549,325,579.05\n-43,302,266,345.67\n-60,601,283,933.04\n-30,585,321.84\n-170,501.60\n-26,189,804.03 -24,667,528.43\nLiabilities to Other Financial Corporations\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\n222,678.57\n150.24\n13,223.72\n12,000.37\nRestricted Deposits\n481,313,635.70\n652,311,438.83\n616,319,027.72\n598,451,618.98\n634,635,960.65\n1,122,721,876.21\n2,182,139,254.83\n1,707,978,424.98\n1,197,298.85\n1,441.12\n1,719,547.05\n1,550,879.71\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-2,958,040,166.42\n-3,200,388,021.66\n-3,818,709,066.54\n-4,474,676,984.97\n-4,286,579,012.59\n-5,157,386,835.80\n-5,739,488,435.67\n-8,844,607,348.16\n-2,930,563.22\n-47,947,483.60\n-8,046,957.66\n-7,872,406.86\n0.86\n0.87\nBroad Money-M3\n13,411,782,075.30\n15,714,068,792.44\n16,790,288,569.45\n17,628,180,970.07\n18,914,586,792.05\n29,248,117,308.38\n40,613,037,097.82\n59,171,485,476.79\n38,754,785.83\n41,027,614.86\n42,726,472.69 45,975,633.45\nSecurities Other than Shares Included in Broad \nMoney\n3,182,683.74\n2,685,488.92\n3,497,226.23\n4,173,191.32\n42,811,406.21\n7,317,942.35\n9,458,363.45\n6,990,856.69\n2,795.45\n4,372.61\n3,991.57\n19,182.77\nBroad Money-M2\n13,408,599,391.56\n15,711,383,303.52\n16,786,791,343.22\n17,624,007,778.75\n18,871,775,385.85\n29,240,799,366.03\n40,603,578,734.36\n59,164,494,620.10\n38,751,990.38\n41,023,242.25\n42,722,481.12 45,956,450.68\nOther Deposits (Time Deposits)\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n2,705,479.15\n3,276,458.32\n3,820,450.80\n3,890,292.40\nof which Foreign Currency Accounts\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\n2,426,638.27\n2,953,225.13\n3,343,135.17\n3,425,730.40\nNarrow Money-M1\n12,548,397,342.75\n14,765,873,592.55\n15,599,407,297.79\n16,384,919,989.43\n17,584,571,423.18\n27,491,008,901.84\n37,798,013,024.97\n54,708,681,361.76\n36,046,511.23\n37,746,783.93\n38,902,030.31\n42,066,158.28\nTransferable Deposits\n12,538,725,239.63\n14,755,523,314.82\n15,588,193,442.31\n16,373,116,452.32\n17,572,220,001.14\n27,476,970,003.22\n37,782,959,103.37\n54,692,210,233.09\n36,036,209.11\n37,708,555.23\n38,850,801.81\n42,007,923.88\n Of which Foreign Currency Accounts\n10,173,498,286.11\n12,310,342,777.52\n12,429,076,347.34\n12,757,305,066.07\n13,397,781,145.35\n22,901,496,643.22\n32,969,005,356.37\n47,611,823,202.81\n29,423,827.38\n30,036,317.64\n30,193,905.30 31,635,023.78\nCurrency Outside Depository Corporations\n9,672,103.13\n10,350,277.73\n11,213,855.47\n11,803,537.12\n12,351,422.04\n14,038,898.63\n15,053,921.60\n16,471,128.68\n10,302.12\n38,228.70\n51,228.50\n58,234.40\nMemorandum Items\nReserve Money\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\n4,892,122.31\n6,639,450.71\n7,238,618.14\n7,282,113.20\nFCAs as a Percentage of Deposits in M3\n75.9%\n78.4%\n74.1%\n72.4%\n70.9%\n78.3%\n81.2%\n0.80\n82.2%\n80.5%\n78.6%\n76.4%\nEnd Period Exchange Rate\n4,608.11\n5,466.75\n5,698.96\n5,791.08\n6,104.72\n10,152.39\n14,912.83\n22,055.47\n13.43\n13.32\n13.70\n13.79\nSource: Reserve Bank of Zimbabwe, 2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n*Statistics are denominated in ZiG\n \n \n16 \n \n \n \nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\nNet Foreign Assets\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\n-54,031,060,405.32\n-77,865,030,279.36\n-35,698,765.79\n-34,641,175.73\n-34,675,535.57\n-34,509,441.34\nClaims on Non Residents\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\n9,276,276.05\n9,502,376.00\n10,341,190.76\n10,301,545.49\nOfficial Reserves Assets\n609,700,872.98\n873,028,937.84\n901,998,462.96\n664,790,048.98\n670,897,605.40\n1,283,063,711.48\n1,440,292,080.05\n2,707,777,264.85\n3,630,141.09\n4,432,806.91\n4,934,345.75\n4,653,584.80\nOther Foreign Assets\n1,747,712,459.75\n1,996,110,902.01\n2,028,489,428.81\n2,057,962,871.96\n2,079,244,671.16\n3,506,907,558.71\n5,725,614,154.20\n9,471,553,407.69\n5,646,134.96\n5,069,569.09\n5,406,845.01\n5,647,960.69\nLess Liabilities to Non Residents\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\n44,975,041.84\n44,143,551.73\n45,016,726.33\n44,810,986.83\nShort Term Liabilities\n431,377,013.98\n412,442,545.53\n498,435,076.07\n417,352,772.09\n253,445,372.66\n330,761,013.21\n347,930,957.96\n890,130,623.01\n181,911.80\n69,004.62\n68,323.27\n67,276.01\nOther Foreign Liabilities*\n19,610,453,033.03\n22,760,609,120.47\n23,547,591,967.77\n24,156,386,043.12\n25,220,996,817.07\n41,663,525,350.99\n60,849,035,681.60\n89,154,230,328.89\n44,793,130.04\n44,074,547.11\n44,948.40\n44,743,710.82\n of which blocked funds\n3,638,215,070.80\n4,306,782,215.73\n4,458,649,260.58\n4,527,891,788.72\n4,848,587,011.60\n8,054,627,951.76\n11,781,589,928.45\n17,401,899,562.68\n10,572,458.80\n10,463,756.31\n10,741,167.48\n10,788,191.71\nNet Domestic Assets (NDA)\n18,746,509,304.37\n21,616,319,117.89\n22,902,976,448.93\n23,668,494,206.27\n24,745,515,209.82\n40,273,443,159.16\n58,085,200,468.20\n84,006,511,930.55\n40,590,888.10\n41,280,626.44\n41,914,153.72\n41,791,554.54\nDomestic Claims\n1,873,807,183.49\n2,028,957,342.73\n2,411,597,729.92\n2,496,519,062.46\n2,685,240,421.33\n4,316,485,335.80\n6,966,928,713.06\n8,857,704,487.83\n5,031,817.01\n6,130,750.57\n4,656,214.62\n5,047,780.51\nNet Claims on Central Government\n1,218,834,667.32\n1,255,530,261.28\n1,548,646,696.96\n2,031,774,224.09\n2,195,411,208.41\n4,014,874,898.09\n6,439,282,586.28\n8,045,520,594.23\n4,636,916.01\n5,731,008.28\n4,167,919.67\n4,561,043.88\nClaims on Central Government\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\n7,155,621.00\n7,206,353.91\n7,425,969.04\n7,375,080.86\n of which: Securities Other than Shares\n1,354,647,836.07\n1,738,161,413.25\n1,883,996,199.01\n1,984,147,610.08\n2,219,186,779.04\n4,440,121,511.31\n6,608,105,197.48\n11,307,721,896.70\n0.00\n6,867,418.56\n7,089,572.62\n7,156,540.10\nLoans\n918,405,362.59\n882,144,726.34\n854,777,605.86\n994,122,689.61\n967,084,343.36\n1,158,085,023.77\n1,690,780,188.64\n2,127,020,952.15\n245,686.22\n334,241.10\n334,607.54\n223,674.75\n Loans and Advances\n453,167,575.54\n416,906,939.29\n389,539,818.81\n450,658,841.88\n423,620,495.64\n709,564,039.01\n1,049,930,696.57\n1,560,372,567.07\n34,531.94\n35,066.35\n35,432.79\n69,655.36\nAmounts Due from Gvt including SDR Drawdowns\n465,237,787.05\n465,237,787.05\n465,237,787.05\n543,463,847.72\n543,463,847.72\n448,520,984.75\n640,849,492.08\n566,648,385.08\n211,154.28\n299,174.75\n299,174.75\n154,019.39\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\n1,475,345.63\n3,258,049.37\n2,814,036.97\nOf which: Deposits\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\n1,475,345.63\n3,275,403.93\n3,115,314.66\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n654,972,516.17\n773,427,081.45\n862,951,032.96\n464,744,838.37\n489,829,212.93\n301,610,437.71\n527,646,126.78\n812,183,893.60\n394,901.00\n399,742.29\n488,294.95\n486,736.63\nOther Financial Corporations\n13,602,645.94\n14,588,403.94\n63,414,783.51\n25,307,666.81\n28,216,636.43\n32,493,405.07\n71,573,929.14\n153,883,742.34\n31,897.51\n33,121.19\n32,635.34\n33,150.80\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n579,963,269.97\n679,383,600.01\n707,274,263.92\n341,962,235.89\n359,338,872.72\n125,045,425.40\n244,647,109.88\n332,483,498.63\n214,094.95\n212,984.77\n217,861.45\n218,692.42\nPrivate Sector\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\n148,908.53\n153,636.33\n237,798.15\n234,893.40\nClaims on Other Depository Corporations\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684,600,925.61\n364,055.43\n361,687.12\n362,068.58\n322,950.33\nOf which: Loans\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684,600,925.61\n364,055.43\n361,687.12\n362,068.58\n322,950.33\nOther Liabilities to ODCs\n3,100,647,536.01\n3,107,865,677.76\n3,216,633,940.85\n3,876,066,859.55\n3,854,578,282.87\n5,812,079,968.88\n8,128,905,484.34\n10,984,562,862.67\n7,235,511.28\n7,148,143.79\n5,909,428.26\n5,505,978.19\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n1,309,913,863.13\n1,094,629,530.65\n1,078,752,001.46\n1,460,737,223.38\n1,519,969,710.79\n1,701,520,057.58\n2,432,925,529.23\n3,557,870,717.73\n2,260,627.63\n2,214,947.71\n2,314,576.53\n2,802,338.07\nOther Items(Net)\n-19,734,596,625.30\n-22,488,218,425.97\n-23,478,665,250.56\n-24,801,814,491.19\n-25,648,587,780.63\n-41,376,660,539.47\n-58,744,025,789.94\n-85,448,769,379.78\n-42,430,526.95\n-41,936,332.53\n-42,805,298.78\n-41,926,801.88\nShares and Other Equity\n-19,579,648,458.36\n-22,753,122,010.85\n-23,550,146,670.91\n-23,892,801,192.96\n-25,053,448,266.86\n-40,143,169,460.35\n-58,155,147,571.29\n-84,000,619,819.97\n-42,225,068.30\n-41,811,854.23\n-42,544,461.17\n-41,896,670.08\nOther Items(Net)\n-652,393,199.08\n-396,662,893.13\n-589,895,589.07\n-1,529,336,116.22\n-1,251,036,312.37\n-2,400,043,318.75\n-2,790,865,158.91\n-3,189,753,793.28\n-1,523,004.67\n-2,100,723.61\n-2,120,667.23\n-1,846,508.62\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n497,445,032.14\n661,566,478.01\n661,377,009.41\n620,322,818.00\n655,896,798.59\n1,166,552,239.63\n2,201,986,940.26\n1,741,604,233.46\n1,317,546.03\n1,976,245.32\n1,859,829.62\n1,816,376.82\nMonetary Base \n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\n6,455,093.44\n6,639,450.71\n7,238,618.14\n7,282,113.20\nBond Coins\n79,163.84\n79,154.38\n79,154.84\n78,794.30\n76,968.83\n66,290.72\n59,094.22\n51,536.90\n20.39\n16.95\n15.26\n14.33\nBond Notes\n11,885,047.43\n12,736,767.90\n13,560,105.45\n14,430,019.79\n15,672,830.10\n16,920,535.77\n18,138,392.93\n19,250,549.61\n7,646.53\n7,646.25\n7,641.71\n6,018.48\nZig Notes\n1,240.55\n12,162.56\n16,066.84\n20,175.22\nZiG Coins\n8,848.60\n33,390.00\n36,721.62\n39,548.30\nLiabilities to ODCs\n1,020,125,611.77\n1,269,591,004.47\n1,743,797,671.58\n1,772,929,799.17\n1,975,463,236.74\n3,052,141,238.66\n4,035,942,575.74\n6,122,179,564.68\n6,437,337.37\n6,586,234.95\n7,178,172.71\n7,216,356.87\n Local Currency Reserve Deposits\n295,859,644.01\n344,623,158.66\n400,041,844.52\n449,770,161.09\n533,568,035.27\n557,373,870.90\n589,096,334.10\n782,882,894.59\n588,261.85\n852,988.66\n1,019,521.43\n1,293,912.63\n Foreign Currency Reserve Deposits\n724,265,967.76\n924,967,845.81\n1,343,755,827.07\n1,323,159,638.08\n1,441,895,201.47\n2,464,767,002.76\n3,416,845,876.64\n5,293,831,558.25\n4,172,204.40\n4,528,979.21\n4,655,411.36\n4,707,895.48\n Exess reserves \n30,002,767.04\n30,000,364.99\n30,000,364.99\n30,069,698.74\n30,002,260.98\n30,000,364.99\n30,000,364.99\n45,465,111.84\n1,676,871.11\n1,204,267.07\n1,503,239.92\n1,214,548.76\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe, 20234\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n17 \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\nNet Foreign Assets\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\n6,841,962.55\n6,864,056.48\n6,861,295.92\n7,506,228.34\nClaims on Non Residents\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\n10,973,836.76\n11,293,656.76\n11,679,328.24\n12,352,811.95\nOf Which: Foreign Currency\n1,584,403,308.04\n1,505,916,176.81\n2,015,621,585.66\n2,312,575,134.73\n2,558,589,332.45\n2,868,505,570.48\n5,196,670,641.24\n7,309,076,955.04\n9,785,505,639.81\n4,794,837.35\n4,337,566.82\n4,753,113.49\n5,739,936.96\nDeposits\n3,502,402,457.26\n3,423,237,567.41\n3,515,981,784.12\n2,903,444,523.75\n3,019,701,118.75\n2,843,740,238.47\n4,283,885,090.87\n5,518,707,074.63\n8,323,896,983.03\n6,152,462.49\n6,929,621.83\n6,902,261.76\n6,586,859.83\nOther\n13,134,469.43\n13,524,856.19\n15,509,855.15\n16,447,186.84\n13,791,770.44\n16,837,172.93\n27,310,662.17\n32,851,118.98\n45,821,476.40\n26,536.92\n26,468.12\n23,952.99\n26,015.17\nLess Liabilities to Non Residents\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\n4,131,874.21\n4,429,600.28\n4,818,032.32\n4,846,583.61\nOf Which: Deposits\n764,960,085.21\n772,511,911.80\n827,268,243.95\n655,899,412.79\n782,004,591.95\n776,859,238.67\n1,316,061,176.34\n1,936,356,521.78\n2,837,026,028.04\n1,874,340.18\n1,941,676.30\n2,023,747.02\n1,715,870.69\nLoans\n697,395,632.08\n713,256,277.09\n863,411,830.08\n921,294,614.24\n1,004,136,411.41\n1,057,974,028.26\n1,696,123,403.87\n2,490,122,155.61\n3,711,337,769.13\n2,257,534.02\n2,487,923.98\n2,794,285.29\n3,130,712.92\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n9,339,710,968.86\n9,929,068,164.23\n11,838,030,324.64\n13,078,743,914.01\n13,788,565,015.66\n14,986,724,817.13\n22,694,566,232.26\n32,143,979,019.53\n47,514,528,237.56\n31,782,273.98\n33,785,421.43\n35,673,665.70\n38,145,673.59\nDomestic Claims\n9,209,603,094.31\n9,141,777,182.20\n11,119,177,418.85\n11,687,725,438.76\n12,268,418,987.27\n13,976,109,402.78\n22,239,001,679.53\n32,663,124,711.79\n49,195,099,829.70\n30,483,864.43\n31,543,958.04\n33,380,506.81\n36,954,010.73\nNet Claims on Central Government\n868,977,442.69\n816,543,472.61\n1,214,015,894.82\n1,136,603,191.66\n1,394,794,498.55\n2,438,353,042.48\n4,132,044,630.04\n6,067,137,107.85\n8,137,248,966.22\n5,584,180.30\n5,547,369.71\n5,745,341.04\n7,293,076.13\nClaims on Central Government\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\n5,827,034.95\n5,897,338.50\n6,334,601.55\n7,731,687.11\nSecurities\n1,242,045,163.04\n1,190,599,025.63\n1,318,582,684.20\n1,272,839,666.04\n1,517,348,442.88\n2,627,512,618.11\n4,283,761,798.56\n6,381,641,818.99\n8,605,206,635.58\n5,583,192.64\n5,867,704.45\n6,309,901.96\n7,706,557.44\nLoans\n7,368,091.47\n7,469,949.03\n9,935,817.09\n10,816,829.86\n10,921,423.13\n12,325,296.66\n17,912,408.90\n26,073,063.10\n47,609,345.19\n243,842.32\n29,634.05\n24,699.60\n25,129.68\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\n349,968.79\n589,260.52\n438,610.98\nOf which: Deposits\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\n349,968.79\n589,260.52\n438,610.98\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n8,340,625,651.62\n8,325,233,709.58\n9,905,161,524.04\n10,551,122,247.10\n10,873,624,488.72\n11,537,756,360.30\n18,106,957,049.49\n26,595,987,603.94\n41,057,850,863.48\n24,899,684.12\n25,996,588.33\n27,635,165.77\n29,660,934.60\nOther Financial Corporations\n273,509,229.65\n272,954,265.73\n330,807,280.13\n339,082,318.90\n341,478,270.25\n182,762,458.86\n334,638,969.24\n390,381,073.67\n649,601,336.03\n295,553.50\n371,891.66\n452,086.38\n418,360.70\nState and Local Government\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\n1,803.44\n1,371.69\n1,489.84\n162.58\nPublic Non Financial Corporations\n365,810,830.89\n362,152,685.81\n384,993,537.99\n417,498,998.98\n417,032,273.67\n419,914,631.20\n662,004,891.16\n905,031,120.73\n1,283,162,917.94\n769,195.30\n753,308.55\n709,073.06\n688,025.36\nPrivate Sector\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\n23,833,131.89\n24,870,016.43\n26,472,516.50\n28,554,385.96\nClaims on the Central Bank\n4,138,866,267.43\n4,653,650,898.99\n5,265,804,171.22\n5,912,703,283.03\n6,326,849,329.56\n5,977,105,227.74\n9,099,022,563.30\n12,598,181,489.84\n16,737,574,909.26\n11,097,658.79\n12,455,525.64\n12,775,616.04\n11,481,325.31\nCurrency\n1,489,019.97\n2,292,108.14\n2,465,644.54\n2,425,404.82\n2,705,276.98\n3,398,376.89\n2,947,927.87\n3,143,565.55\n2,830,957.84\n7,453.94\n14,987.06\n9,216.94\n7,521.93\nReserves\n4,137,377,247.46\n4,651,358,790.85\n5,263,338,526.67\n5,910,277,878.21\n6,324,144,052.58\n5,973,706,850.85\n9,096,074,635.43\n12,595,037,924.29\n16,734,743,951.43\n11,090,204.85\n12,420,731.87\n12,746,019.20\n11,453,300.33\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n19,806.72\n20,379.90\n20,503.05\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n87,827,165.17\n84,841,425.78\n82,493,417.82\n84,628,889.30\n92,939,919.06\n55,157,360.84\n114,298,041.18\n105,237,097.37\n95,704,985.13\n67,448.03\n50,898.37\n99,769.05\n99,872.51\nOther Items(Net)\n3,920,931,227.71\n3,781,518,491.17\n4,464,457,847.61\n4,437,055,918.48\n4,713,763,382.12\n4,911,332,452.56\n8,529,159,969.39\n13,012,090,084.74\n18,322,441,516.27\n9,731,801.21\n10,163,163.89\n10,382,688.10\n10,189,789.94\nShares and Other Equity\n5,483,957,540.60\n5,375,919,368.23\n6,197,753,489.98\n6,517,863,214.28\n6,770,741,300.38\n7,483,381,595.52\n10,593,843,881.30\n14,852,881,225.62\n23,399,335,886.93\n11,639,746.46\n13,617,857.06\n16,354,657.14\n17,229,141.66\nLiabilities to other ressident sectors\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\n222,678.57\n4,558.25\n13,223.72\n12,000.37\nOther Items(Net)\n-1,621,282,481.61\n-1,651,152,485.52\n-1,823,328,039.96\n-2,164,249,056.68\n-2,146,975,580.51\n-2,710,771,700.07\n-2,247,410,877.57\n-2,120,519,060.37\n-5,437,956,090.32\n-2,130,623.82\n-3,459,251.43\n-5,985,192.76\n-7,051,352.09\nDeposits and Securities Included in Broad Money\n12,977,295,486.31\n13,385,978,575.73\n15,694,463,475.53\n16,734,016,732.29\n17,594,506,233.94\n18,880,974,532.07\n29,190,248,046.34\n40,578,135,490.79\n59,121,388,539.63\n38,624,236.53\n40,649,477.91\n42,534,961.62\n45,651,901.94\nDeposits Included in Broad Money\n12,975,158,042.76\n \n13,382,795,891.99\n \n15,691,777,986.61\n \n16,730,519,506.06\n \n17,590,333,042.62\n \n18,838,163,125.87\n \n29,182,930,103.98\n \n40,568,677,127.34\n \n59,114,397,682.94\n \n38,621,441.08\n \n40,645,105.30\n \n42,530,970.04\n \n45,632,719.17\n \nTransferable Deposits\n12,150,500,072.13\n \n12,522,593,843.18\n \n14,746,268,275.64\n \n15,543,135,460.62\n \n16,351,245,253.30\n \n17,550,959,163.20\n \n27,433,139,639.80\n \n37,763,111,417.94\n \n54,658,584,424.60\n \n35,915,961.93\n \n37,368,646.98\n \n38,710,519.24\n \n41,742,426.77\n \n of which FCAs\n10,099,327,960.39\n \n10,172,409,984.27\n \n12,309,119,479.36\n \n12,388,978,422.26\n \n12,751,597,340.40\n \n13,391,882,427.59\n \n22,891,974,397.20\n \n32,954,377,682.43\n \n47,588,241,673.51\n \n29,421,560.87\n \n29,788,818.17\n \n30,114,642.50\n \n31,415,685.01\n \nOther Deposits (Time Deposits)\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n2,705,479.15\n3,276,458.32\n3,820,450.80\n3,890,292.40\n of which FCAs\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\n2,426,638.27\n2,953,225.13\n3,343,135.17\n3,425,730.40\nMoney Market Instruments\n2,137,443.55\n \n3,182,683.74\n \n2,685,488.92\n \n3,497,226.23\n \n4,173,191.32\n \n42,811,406.21\n \n7,317,942.35\n \n9,458,363.45\n \n6,990,856.69\n \n2,795.45\n \n4,372.61\n \n3,991.57\n \n19,182.77\n \nSource:Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n \n \n18 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\n*Apr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\n*May\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\n*Jun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\n*Jul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n19 \n \n \n \nEnd of\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\n \n \n20 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \n*Apr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \n*May\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \n*Jun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \n*Jul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nSource: Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n21 \n \n \n \nZWG millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\n*Apr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\n*May\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\n*Jun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\n*Jul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n22 \n \n \n \nForeign\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \n*Apr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \n*May\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \n*Jun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \n*Jul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n23 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\n- \nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\n*Apr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\n*May\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\n*Jun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\n*Jul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\n- \nSource: Reserve Bank of Zimbabwe, 2024\n* Statistics are denominated in ZiG\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWG millions\n \n \n24 \n \n \n \nEND OF\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\nSource: Reserve Bank of Zimbabwe, 2024\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n25 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n26 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2021\nJan\n32.65\n55.57\n24.77\n24.77\nFeb\n36.67\n52.01\n21.36\n21.36\nMar\n35.83\n55.77\n22.61\n22.61\nApr\n35.22\n57.08\n22.59\n22.59\nMay\n34.84\n56.21\n21.76\n21.76\nJun\n36.25\n57.04\n22.46\n22.46\nJul\n36.56\n57.00\n21.66\n21.66\nAug\n41.06\n57.39\n39.65\n39.65\nSep\n40.61\n58.44\n39.50\n39.50\nOct\n41.86\n58.68\n45.81\n45.81\nNov\n39.13\n58.74\n38.10\n38.10\nDec\n39.34\n58.65\n37.94\n37.94\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\nSource: Reserve Bank of Zimbabwe, 2024\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n27 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\nSource: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n28 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\nSource: Zimstat, 2024\n*Statistics are in ZiG\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n \n \n29 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\nSource: Zimstat, 2024\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH TRANSPORT COMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY\n, GAS & \nOTHER \nFUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATIO\nN & \nCULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n30 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\nSource: Reserve Bank of Zimbabwe, 2024\n* Statistics are denominated in ZiG\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND STERLING\n \n \n31 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n2024\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\nSource: Zimbabwe Stock Exchange, 2024\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n \n \n32 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n-\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n-\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n-\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n-\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n-\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n-\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n-\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n-\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n-\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n-\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n-\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n-\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n-\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n-\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n-\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n-\n3956.0\n3646.3\n7361.7\n27328.4\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n33 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n-\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n-\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n-\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n-\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n-\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n-\n8228.2\n920.9\n44159.4\n1318.9\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n34 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_July_2024.pdf"}
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+{"doc_id": "3878097aca12c641858d89a1f164a260", "text": "i \n \nx \n \nSEPTEMBER 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW. ................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nMobile and Internet-Based Transactions ................................................................................ 9 \nCash Transactions ..................................................................................................................... 9 \nCard-Based Transactions ....................................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \nUS$ Annual Inflation Developments ..................................................................................... 10 \nZiG Annual Inflation Developments ..................................................................................... 10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n \nOVERVIEW \nDomestic prices have remained relatively \nstable during the month of September 2025 as \nreflected by the month-on-month inflation rate \nfor September 2025 of -0.2%. The annual ZiG \ninflation rate also dropped significantly from \n93.8% to 82.7% during the same period. The \ndecline is anticipated to continue in the short to \nmedium term. \nBroad money (M3) stock, which consists of \nboth local and foreign currency deposits has \nalso remained under check, with a moderate \nincrease of 0.32% from ZiG99,202.27 million \nrecorded in August 2025 to ZiG99,523.73 \nmillion in September 2025. \nThe Zimbabwe Stock Exchange (ZSE) traded \non a positive trajectory for the fifth consecutive \nmonth. The Victoria Falls Stock Exchange also \nexhibited \npositive \nsentiments \nreflecting \nheightened investor appetite. \nThe total digital payment systems transaction \nvalues for September 2025 increased by 17% \nfrom ZiG205.49 billion in August 2025 to \nZiG239.91 billion. Transactional volumes \nincreased by 1% from 71.42 million to 72.19 \nmillion recorded during the same period. \nDuring the month under analysis, international \naverage prices for all selected commodities \nincreased, mainly attributable to supply \nconcerns \namid \nheightened \ngeopolitical \ntensions. \nMerchandise exports declined by 3.1% to \nUS$850.5 million in September 2025, from \nUS$878.2 million in August 2025. Imports, \nhowever, rose to US$881.3 million in \nSeptember 2025, from US$871.3 million \nrecorded in the previous month. Resultantly, \nthe country’s trade deficit amounted to \nUS$30.8 million in September 2025. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nDuring the month under review, international \naverage prices for all selected commodities \nincreased, as shown in Table 1. \n \nTable 1: International Commodity Prices \nfor August 2025 and September 2025 \nCommodity \n \nAug-25 \n \n \nSep-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n3,369.29 \n3,675.29 \n9.08 \nPlatinum \nUS$/oz \n1,341.59 \n1,439.61 \n7.31 \nPalladium \nUS$/oz \n1,143.38 \n1,190.47 \n4.12 \nCopper \nUS$/t \n9,739.93 \n10,056.43 \n3.25 \nNickel \nUS$/t \n15,134.38 \n15,285.00 \n1.00 \nBrent Crude \noil \nUS$/bbl \n66.90 \n67.16 \n0.39 \nLithium \nUS$/t \n8,417.57 \n9,501.55 \n12.88 \nSource: Bloomberg, 2025 \n \nGold \nAverage gold prices strengthened by 9.08% to \nUS$3,675.29 per ounce in September 2025, \nfrom US$3,369.29 per ounce recorded in \nAugust 2025. The surge in international gold \nprices was largely driven by heightened \ninvestor expectations of a U.S. Federal Reserve \ninterest rate cut, following weaker-than-\nexpected labour market data. Mounting \nconcerns about the Fed’s independence, \ncoupled with escalating global economic \nuncertainty, further bolstered demand for the \nprecious metal. \nPlatinum \nOn average, platinum prices increased by \n7.31% to US$1,439.61 per ounce in September \n \n \n2 \n \n \n2025, from US$1,341.59 per ounce recorded in \nthe previous month. Prices benefitted from \nrising demand from the automotive sector and \nthe \nhydrogen \nfuel \ncell \ntechnology. \nFurthermore, China’s stronger policies on \npromoting clean energy, electric vehicles, and \nemission controls spurred both speculative and \nphysical demand for platinum. \nPalladium \nAverage palladium prices rose by 4.12% to \nUS$1,190.47 per ounce in September, from \nUS$1,143.38 per ounce recorded in August \n2025. Prices rose on account of heightened \nsupply concerns stemming from potential U.S. \ntariffs on Russian imports, amid escalating \ngeopolitical tensions. \n \nFigure 1 shows the changes in precious metals \nprices for the period from September 2023 to \nSeptember 2025. \n \nFigure 1: Monthly Precious Metal Prices \n(US$ per Ounce): September 2023 – \nSeptember 2025 \n \nSource: Bloomberg, 2025 \n \nBrent Crude Oil \nThe average brent crude oil price was \nUS$67.16 per barrel in September 2025, 0.39% \nup from US$66.90 per barrel recorded in the \nprevious month. The increase was supported by \nheightened geopolitical tensions stemming \nfrom the ongoing Russia–Ukraine conflict, \nwhich raised fears of potential disruptions to \nglobal oil supply. A major Russian airstrike on \nUkraine amplified concerns of further Western \nsanctions on Russian crude, fuelling market \nexpectations of constrained supply. In addition, \nnew European Union measures aimed at \ncurbing Russia’s energy revenues, coupled \nwith Ukrainian attacks on key energy \ninfrastructure, \nreinforced \nperceptions \nof \ntightening market conditions. \n \nThe developments in brent crude oil prices for \nthe period September 2023 to September 2025 \nare shown in Figure 2. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) September 2023 – September \n2025 \n \nSource: Bloomberg, 2025 \n \nCopper \nCopper \nprices \nincreased \nby \n3.25% \nto \nUS$10,056.43 per tonne in September 2025, \n0\n200\n400\n600\n800\n1,000\n1,200\n1,400\n1,600\n800\n1,200\n1,600\n2,000\n2,400\n2,800\n3,200\n3,600\n4,000\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\n \n \n3 \n \n \nfrom US$9,739.93 per tonne recorded in the \nprevious month. The increase was mainly \nattributable to concerns over potential supply \ndisruptions in Indonesia, the world’s leading \nproducer of the base metal. \n \nNickel \nThe average nickel prices rose by 1% to \nUS$15,285.00 per tonne in September 2025, \nfrom US$15,134.38 per tonne recorded in \nAugust 2025. The increase was mainly \nattributed to declining inventory levels at the \nLondon Metal Exchange (LME). \n \nThe base metal price movements for the period \nfrom September 2023 to September 2025 are \ndepicted in Figure 3. \n \nFigure 3: Base Metal Prices (US$/tonne): \nSeptember 2023 – September 2025 \n \nSource: Bloomberg 2025 \n \nLithium \nLithium prices increased by 12.88% to \nUS$9,501.55 \nin \nSeptember \n2025, \nfrom \nUS$8,417.57 per tonne recorded in August \n2025. Lithium prices rose sharply, buoyed by \nsupply concerns following the shutdown of \nChina’s Jianxiawo mine, a major producer of \nlithium, which cut global output by about 3%. \n \nThe movements in lithium prices for the period \nfrom September 2023 to September 2025 are \nillustrated in Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) \nSeptember 2023 – September 2025 \n \nSource: London Metal Exchange, 2025 \n \nMerchandise Trade Developments \nZimbabwe’s total merchandise trade declined \nby 1.0% to US$1.73 billion in September 2025, \nfrom US$1.75 billion recorded in August 2025. \nThe decline stemmed from a drop in exports \nduring the month under review. On an annual \nbasis, total merchandise trade rose by 27.4%, \nfrom US$1.36 billion in the corresponding \nmonth in 2024, \n \nMerchandise Exports \nThe country’s merchandise exports declined by \n3.1% to US$850.5 million, from US$878.2 \nmillion recorded in the previous month. The \ndecrease was largely driven by the decline in \nexports of gold and Platinum Group of Metals \n(PGMs). Gold exports decreased by 10%, from \nUS$462.7 million in August 2025, to US$416.6 \nmillion during the month under review. \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n40,000\n45,000\n \n \n4 \n \n \nSimilarly, PGMs exports stood at US$108.3 \nmillion in September 2025, down by 24.1% \nfrom US$142.7 million realised in the previous \nmonth. On an annual basis, exports were 47.9% \nhigher in the reporting month, compared to \nUS$575.0 million recorded in September 2024. \n \nThe movements in the country’s merchandise \nexports for the period January 2024 to \nSeptember 2025 are shown in Figure 5. \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \nExports by Commodity \nThe country’s export basket was largely \ndominated by primary commodities, with gold \naccounting for 49.0%, followed by tobacco, \n15.4%, and PGMs, 12.7%. \n \nThe country’s exports in August and September \n2025, classified by Harmonized Commodity \nDescription and Code System, are shown in \nTable 2. \n \n \n \nTable 2: Major Exports (US$ millions) \n \nAugust - \n25 \n(US$m) \nSeptemb\ner - 25 \n(US$m) \nAug \n- \nSept 2025 \nChanges \n(%) \nShare \nof Sept \nExports \n(%) \nTotal \n 878.2 \n850.5 \n-3.1 \n100.0 \nOf Which: \n \n \n \n \nGold \n 462.7 \n316.6 \n-10.0 \n49.0 \nTobacco (Including \ncigarettes) \n75.7 \n130.6 \n72.5 \n15.4 \nPGMs \n142.7 \n108.3 \n-24.1 \n12.7 \nOther \nmineral \nsubstances \n 39.4 \n52.7 \n33.5 \n6.2 \nFerrochromium \n 44.2 \n38.5 \n-13.0 \n4.5 \nChromium \nores \nand concentrates \n 14.5 \n17.8 \n22.4 \n2.1 \nOther \nores \nand \nconcentrates \n 17.1 \n14.3 \n-16.4 \n1.7 \nCane sugar \n 2.5 \n6.5 \n156.4 \n0.8 \nCoal \n 14.1 \n5.7 \n-59.7 \n0.7 \nElectrical energy \n2.6 \n2.9 \n14.3 \n0.3 \nOthers \n 62.5 \n56.6 \n-9.4 \n6.7 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nExport Markets \nThe bulk of the country’s exports were destined \nfor the United Arab Emirates (49.8%), South \nAfrica (18.2%), and China (15.1%), during the \nmonth of September 2025. The remainder of \nthe exports were destined to other countries. \nFigure 6 shows the country’s major export \nmarkets during the month under review. \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \n541\n645\n535\n513\n583\n524\n548\n674\n575\n698\n905\n692\n652\n513\n582\n664\n727\n723\n876\n878\n850\n0\n200\n400\n600\n800\n1000\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2024\n2025\n49.8\n18.2\n15.1\n4.2\n2.6\n1.4\n1.4\n1.2\n0.8\n0.6\n0.0\n10.0 20.0 30.0 40.0 50.0 60.0\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nBelgium\nIndonesia\nZambia\nViet Nam\nNetherlands\nKenya\n \n \n5 \n \n \nMerchandise Imports \nMerchandise imports rose by 1.2% to \nUS$881.3 million in September 2025, from \nUS$871.3 million recorded in August 2025. \nCompared to the similar month in 2024, \nimports increased by 12.4%, from US$784.2 \nmillion. \n \nThe monthly import developments for 2024 \nand 2025 are depicted in Figure 7. \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT & RBZ Computations, 2025 \n \nImports by Commodity \nThe main contributor to the country’s import \nbill were industrial supplies, which made up \n33.3% of total imports, fuel and lubricants at \n21.2%, capital goods at 18.1%, and food and \nbeverages at 10.9%. \n \nTable 3 shows the imports of major \ncommodities by Broad Economic Category \n(BEC) in August and September 2025. \n \n \n \n \n \nTable 3: Major Imports (US$ millions) \n \nAug\nust - \n25 \n \n(US\n$m) \nSept \n- 25 \n(US\n$m) \nAug - \nSept 25 \nChange\ns (%) \nShare of Total \nImports (%) \nSept-25 \nTotal \n871.\n3 \n881.\n3 \n1.2 \n100.0 \nOf Which: \n \n \n \n \nIndustrial \nsupplies \n295.\n8 \n293.\n3 \n-0.9 \n33.3 \nFuels and \nlubricants \n182.\n8 \n187.\n3 \n2.5 \n21.2 \nCapital goods \n166.\n3 \n159.\n8 \n-3.9 \n18.1 \nFood and \nbeverages \n86.5 \n95.9 \n10.8 \n10.9 \nTransport \nequipment and \nparts \n79.0 \n87.7 \n10.9 \n9.9 \nConsumer goods \n50.7 \n46.5 \n-8.2 \n5.3 \nOthers \n10.1 \n10.9 \n7.7 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nImport Markets \nDuring the month under review, most of the \ncountry’s imports originated from South Africa \n(35.6%), followed by China (14.4%), Bahrain \n(8.7%), the Bahamas (6.9%), and Mozambique \n(6.1%). The remaining imports were sourced \nfrom various other markets as indicated in \nFigure 8. \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1000\n2024\n2025\n35.6\n14.4\n8.7\n6.9\n6.1\n3.6\n2.7\n2.4\n2.0\n1.9\nSouth…\nChina\nBahrain\nBahamas\nMozambi…\nUnited…\nZambia\nMauritius\nIndia\nSingapore\n \n \n6 \n \n \nMerchandise Trade Balance \nThe country recorded a trade deficit of US$30.8 \nmillion in September 2025, compared to a \nsurplus of US$6.9 million in August 2025. \nRelative to August 2024, the trade balance \nimproved from a deficit of US$209.2 million to \na deficit of US$30.8 million in the reporting \nmonth. \n \nFigure 9 shows the country’s trade balance for \nthe period from January 2025 to September \n2025. \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2025 \n \n1 Monetary data was revised from September 2024 \nfollowing the adoption of new standardized reporting \nformats (SRFs) submitted by banks. The notable revision \nis on broad money stock (M3), which was revised \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock, which consists of \nboth local and foreign currency deposits, stood \nat ZiG99,523.73 million, an increase of 0.32% \n(ZiG321.46 \nmillion) \nfrom \nZiG99,202.27 \nmillion recorded in August 2025. \n \nThe increase in broad money largely reflected \na month-on-month increase of ZiG552.60 \nmillion (0.67%) in the foreign currency \ncomponent, from ZiG81,963.47 million in \nAugust 2025 to ZiG82,516.07 million. The \nlocal currency component, however, registered \na decrease of ZiG231.14 million (1.34%), from \nZiG17,238.80 million to ZiG17,007.66 million \nduring the same period. This reflects the tight \nliquidity conditions in the economy, aimed at \ncurbing speculative borrowing that previously \nfuelled inflation. \n \nThe M3 stock was largely dominated by foreign \ncurrency deposits, comprising 82.91% of the \ntotal money supply; followed by local currency \ndeposits, at 15.39%; negotiable certificates of \ndeposits, 1.57%; and local currency in \ncirculation, 0.12%. \n \n \n \n \n \n \n \n \n \ndownwards due to removal of Government foreign \ncurrency deposits held by banks from deposits included \nin broad money. Other monetary aggregates also \nchanged following the re-classification exercise. \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-25\nMar-25\nMay-25\nJul-25\nSep-25\nExports\nImports\nTrade Balance\n \n \n7 \n \n \nFigure 10 shows the composition of the money \nsupply. \n \nFigure 10: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nDuring the month under review, the banking \nsector’s net credit to the Government2 \ndecreased by 4.66% to ZiG68,978.08 million. \nCredit to the Government is largely in the form \nof long-term treasury bills held by banks. \nCredit to the private sector increased by 1.65%, \nfrom ZiG65,346.24 million to ZiG66,422.93 \nmillion, largely on the back of an increase of \n2.37% in foreign currency-denominated loans \nto ZiG56,222.03 million. \n \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing \nand \ndistribution, \nwhich \ncollectively received about 70% of the total \ncredit. The mining sector received about 8.96% \nof the total outstanding credit. \n \n \n2 Claims on Government was adjusted for exchange \nlosses related to SDR drawdowns, backdated to April \n2024. The resultant increase in Credit to Government is, \nhowever, just an accounting entry since it did not \nFigure 11 shows the distribution of credit by \nsector. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures (34.98%), inventory \nbuild-up \n(21.27%), \nand \nfixed \ncapital \ninvestments (19.85%). \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of September 2025, the \nZimbabwe Stock Exchange (ZSE) traded on a \npositive trajectory for the fifth consecutive \nmonth. As a result, the ZSE All Share, Top 10 \nand Top 15 indices added 0.92%, 0.38% and \n1.56% to 210.63 points, 206.67 points and \n213.00 points, respectively. \n \nIn line with the developments on the local \nbourse, the ZSE added 0.49%, or ZiG321.15 \nmillion worth of capitalisation to ZiG65,675.91 \nconstitute actual lending to Government. The adjustment \nalso involved re-classification of unrealized exchange \nlosses to amounts receivable from Government in future. \nNCDs, \n1.57%\nLocal Currency Time \nDeposits, 1.88%\nFX Time \nDeposits, \n11.53%\nLocal Currency \nTransferable , \n13.52%\nFX Transferable \nDeposits, 71.38%\nCurrency in \nCirculation, \n0.12%\nHouseholds\n25.77%\nAgriculture\n16.92%\nMining\n8.96%\nManufacturing\n13.99%\nDistribution\n13.65%\nTransport and \nCommunication\n3.52%\nServices\n9.12%\nFinancial Organisations \nand Investments\n5.17%\nConstruction\n2.90%\nOther\n0.01%\n \n \n8 \n \n \nmillion during the month under analysis, \ncompared to ZiG65,354.76 million recorded in \nthe previous month. On an annual basis, the \nZSE market capitalisation, however, lost \n11.83%, from ZiG74,489.51 million recorded \nin the comparable period last year. \n \nThe resource index closed at 123.58 points, \nrepresenting a 14.95% decline from 145.31 \npoints recorded in the previous month. \nAnnually, the mining index lost 50.90%, from \n251.68 points recorded in September 2024. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nThe cumulative volume and value of shares \ntraded declined by 77.75% and 34.47% to \n95.40 million shares and ZiG452 million, \nrespectively. This is compared to 428.73 \nmillion shares and ZiG689.80 million in \nturnover volume and value recorded in August \n2025, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined to 0.26%, from \n5.49% in August 2025. In the same vein, the \ncumulative net foreign position worsened from \na negative position of ZiG66.07 million to a \nnegative position of ZiG94.04 million. \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange exhibited \npositive sentiments due to heightened investor \nappetite. Resultantly, the VFEX All Share \nindex added 18.98% to close at 150.83 points \nin September 2025, compared to 126.77 points \nrecorded in the previous month, as shown in \nFigure 13. \n \nFigure 13: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI): September \n2024-September 2025 \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nOwing to improved trading activity during \nSeptember 2025, the VFEX market added \n21.47%, or US$317.77 million worth of \ncapitalisation to US$1,798.06 million. This is \nin \ncomparison \nto \nUS$1,480.28 \nmillion \nrecorded in the previous month. Annually, the \nVFEX capitalisation gained 38.68%, from \nUS$1,296.58 \nmillion \nrecorded \nin \nthe \ncomparable period last year. \n100\n150\n200\n250\n300\n350\n90\n140\n190\n240\n290\n340\n30-Sep-24\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n90\n100\n110\n120\n130\n140\n150\n160\n30-Sep-24\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\n \n \n9 \n \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) \nMarket \nCapitalisation \n(USD \nbillions) \n \nSource: Zimbabwe Stock Exchange, 2025 \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues increased by 17% from ZiG205.49 \nbillion in August 2025 to ZiG239.91 billion in \nSeptember \n2025. \nTransactional \nvolumes \nincreased by 1% from 71.42 million to 72.19 \nmillion recorded during the same period, as \nshown in Figure 15. \n \nFigure 13: Payment Systems Monthly \nTransactional Values and Volumes from \nOctober 2024 – September 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe combined value of ZiG and US$ \ntransactions processed through the RTGS \nsystem increased by 21% from ZiG109.47 \nbillion recorded in August 2025 to ZiG132.72 \nbillion \nin \nSeptember \n2025. \nSimilarly, \ntransactional volumes increased by 21% from \n0.82 million to 0.99 million during the period \nunder review. \n \nFigure 14: RTGS System Trend for Values \nand \nVolumes \nfrom \nOctober \n2024 \n- \nSeptember 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nMobile and Internet-Based Transactions \nMobile \nand \ninternet-based \ntransactions \nincreased by 13.34%, from ZiG80.04 billion in \nAugust 2025 to ZiG90.72 billion in September \n2025. \n \nCash Transactions \nCash-based transactions increased by 9.11% \nfrom ZiG12.66 billion in August 2025 to \nZiG13.82 billion in September 2025. \n \n0\n0.2\n0.4\n0.6\n0.8\n1\n1.2\n1.4\n1.6\n1.8\n2\nUS$ BILLIONS\n0\n10\n20\n30\n40\n50\n60\n70\n80\n0\n50\n100\n150\n200\n250\n300\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\n160\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n \n \n10 \n \n \nCard-Based Transactions \nCard-based transactions rose by 3.1% from \nZiG15.97 billion in August 2025 to ZiG16.47 \nbillion in September 2025. \n \nINFLATION OUTTURN \nMonthly Inflation Developments \nZiG Monthly Inflation \nThe ZiG monthly inflation rate decelerated to \n-0.2% in September 2025 from 0.4% recorded \nin August 2025, largely on account of declines \nin non-food inflation. \n \nFigure 17 shows developments in monthly ZiG \ninflation from July 2024 to September 2025. \n \nFigure 15: ZiG Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2025 \n \nFood inflation, however, increased by 0.30 \npercentage points, from -0.1% in August 2025 \nto 0.2% in September 2025, driven mainly by \nincreases in prices of meat; fish and sea food \nand vegetables categories. The food component \ncontributed 0.07 percentage points to the \nSeptember 2025 monthly inflation rate. \n \nNon-food inflation, fell significantly from \n0.6% in August 2025, to -0.5% in September \n2025 and contributed -0.3 percentage points to \nthe monthly inflation rate. Housing; water; gas; \ntransport and other fuels, furniture and \nequipment \nand \nrestaurants \nand \nhotels \ncategories contributed to the decline of non-\nfood inflation in September 2025. \n \nUS$ Monthly Inflation \nThe monthly US$ inflation rate remained \nunchanged at 0.0% in September 2025. \n \nMonthly food inflation edged up to 0.1% in \nSeptember 2025 from 0.0% in August 2025, \nattributable to increases in prices of meat; fish \nand sea food; and coffee and tea subcategories. \n \nMonthly non-food inflation retreated to -1.0% \nin September 2025, from 0.0% in August 2025 \nmainly due to a decline in prices of furniture \nand equipment, transport and education. \n \nWeighted Monthly Inflation \nWeighted monthly inflation declined to -0.07% \nin September 2025, from 0.0% in August 2025, \nin line with developments in ZiG monthly \ninflation. \n \nAnnual Inflation Developments \nZiG Annual Inflation Developments \nThe year-on-year ZiG inflation rate dropped \nsignificantly from 93.8% in August 2025 to \n82.7% in September 2025. \n \nUS Annual Inflation Developments \nAnnual US$ inflation rate decelerated to \n13.40% in September 2025 from 14.20%, in \n- 5.0\n 0.0\n 5.0\n 10.0\n 15.0\n 20.0\n 25.0\n 30.0\n 35.0\n 40.0\nJul-24\nSep-24\nNov-24\nJan-25\nMar-25\nMay-25\nJul-25\nSep-25\nM-O-M %\n \n \n11 \n \n \nAugust 2025, mainly attributable to the \ndecrease in prices of furniture and equipment \ncategories, among other factors. \n \n \nFigure \n16: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \n \nSource: ZIMSTAT, 2025 \n \nNOVEMBER 2025 \nRESERVE BANK OF ZIMBABWE \n \n-10.0\n0.0\n10.0\n20.0\n30.0\n40.0\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nMay-24\nJul-24\nSep-24\nNov-24\nJan-25\nMar-25\nMay-25\nJul-25\nSep-25\nY-o-Y (%)\n \n \n0 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWG '000)\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nNet Foreign Assets\n-51,667,357.02\n-56,851,103.19\n-47,921,338.80\n-47,798,936.34\n-50,807,430.00\n-51,172,565.90\n-46,837,658.56\n-45,196,989.71\n-41,019,755.54\n-38,625,914.95\n-33,611,006.33\n-30,064,395.23\n-22,049,748.62\nCentral Bank(net)\n-62,586,924.75\n-66,010,331.85\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\n-60,030,706.89\n-55,922,579.95\n-54,500,643.35\n-52,202,844.60\n-49,684,948.00\n-42,774,352.70\n-40,706,847.68\n-34,704,284.04\nForeign Assets\n17,610,056.98\n24,894,776.54\n22,229,005.79\n23,239,748.84\n23,967,010.24\n23,087,880.76\n28,287,077.32\n26,132,242.58\n27,358,924.80\n29,447,507.19\n29,654,207.86\n31,965,941.88\n33,301,018.18\nForeign Liabilities\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\n83,118,587.65\n84,209,657.27\n80,632,885.93\n79,561,769.39\n79,132,455.19\n72,428,560.56\n72,672,789.55\n68,005,302.22\nOther Depository Corporations(net)\n10,919,567.73\n9,159,228.66\n9,765,464.22\n9,112,969.32\n7,389,855.15\n8,858,140.98\n9,084,921.39\n9,303,653.64\n11,183,089.06\n11,059,033.05\n9,163,346.37\n10,642,452.44\n12,654,535.42\nForeign Assets\n21,452,566.21\n22,771,914.53\n19,162,644.38\n20,113,361.10\n20,280,522.97\n21,464,245.49\n22,405,988.41\n22,719,000.08\n26,321,767.75\n25,204,449.97\n24,310,888.10\n25,812,717.04\n29,009,964.08\nForeign Liabilities\n10,532,998.48\n13,612,685.87\n9,397,180.16\n11,000,391.78\n12,890,667.83\n12,606,104.51\n13,321,067.02\n13,415,346.44\n15,138,678.69\n14,145,416.91\n15,147,541.73\n15,170,264.60\n16,355,428.66\nNet Domestic Assets (NDA)\n118,937,073.84\n132,961,491.31\n120,705,898.23\n126,708,197.77\n129,264,588.97\n129,550,418.66\n130,649,371.99\n132,200,160.49\n134,193,722.84\n135,962,443.42\n129,795,731.71\n129,266,663.53\n121,573,481.49\nDomestic Claims\n99,331,098.59\n114,877,328.14\n96,962,554.85\n102,289,840.27\n105,286,015.26\n108,409,025.61\n111,778,890.15\n112,052,777.07\n113,871,473.13\n138,731,900.53\n141,931,973.98\n142,929,760.95\n141,471,801.42\nClaims on Central Government(net)\n48,311,329.53\n58,525,586.68\n42,662,207.15\n46,205,773.85\n47,595,375.58\n49,726,708.09\n51,733,212.49\n47,997,895.52\n46,958,427.44\n69,884,828.26\n72,147,583.76\n72,348,973.62\n68,978,075.84\nClaims on Central Government\n62,839,134.05\n71,257,309.22\n62,405,761.08\n64,251,227.61\n65,079,234.40\n61,840,403.70\n64,347,800.81\n65,169,776.89\n65,057,663.66\n91,587,155.90\n90,919,463.49\n91,187,706.35\n91,019,041.60\nCentral Bank\n49,156,933.23\n56,008,803.04\n49,413,731.18\n50,322,196.84\n51,342,654.13\n48,573,045.84\n50,689,516.96\n51,472,216.36\n51,174,381.29\n76,067,264.13\n74,803,653.37\n75,383,069.78\n76,062,371.97\nODCs\n13,682,200.82\n15,248,506.18\n12,992,029.90\n13,929,030.77\n13,736,580.28\n13,267,357.86\n13,658,283.85\n13,697,560.53\n13,883,282.37\n15,519,891.78\n16,115,810.12\n15,804,636.57\n14,956,669.63\nLess Liabilities to Central Government\n14,527,804.53\n12,731,722.54\n19,743,553.94\n18,045,453.75\n17,483,858.82\n12,113,695.61\n12,614,588.32\n17,171,881.37\n18,099,236.22\n21,702,327.65\n18,771,879.73\n18,838,732.72\n22,040,965.76\nCentral Bank\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\n6,126,984.70\n7,614,717.50\n6,463,062.55\n6,466,663.57\n6,740,490.28\nOf which foreign Currency\n6,332,620.41\n7,620,209.73\n9,113,050.30\n9,291,474.24\n8,231,669.88\n3,875,544.34\n4,410,312.03\n5,787,185.63\n5,549,437.04\n6,666,058.25\n5,497,465.32\n6,010,562.64\n5,667,772.70\nODCs\n7,025,203.92\n4,892,349.78\n10,412,912.80\n8,453,887.37\n8,148,760.93\n7,556,477.10\n7,764,442.07\n10,994,179.03\n11,972,251.52\n14,087,610.15\n12,308,817.18\n12,372,069.16\n15,300,475.48\nOf which foreign currency\n6,158,412.48\n4,204,088.49\n9,591,428.80\n7,777,481.41\n7,621,815.11\n6,689,625.99\n6,183,927.26\n9,392,249.02\n10,536,886.30\n12,630,292.73\n10,600,005.58\n10,915,214.65\n13,550,721.96\nClaims on Other Sectors\n51,019,769.06\n56,351,741.46\n54,300,347.70\n56,084,066.42\n57,690,639.67\n58,682,317.52\n60,045,677.66\n64,054,881.55\n66,913,045.69\n68,847,072.28\n69,784,390.22\n70,580,787.33\n72,493,725.58\nOther Financial Corporations\n2,519,546.29\n3,179,916.48\n2,740,155.81\n3,822,605.91\n3,517,155.78\n3,631,080.80\n3,864,502.48\n4,731,253.10\n4,292,048.52\n4,221,203.09\n4,445,015.98\n4,526,079.46\n5,392,290.37\nState and Local Government\n0.06\n0.12\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22,037.30\n21,455.95\n18,841.21\nPublic Non Financial Corporations\n1,239,311.91\n1,370,178.34\n1,117,987.97\n563,605.95\n569,849.74\n971,292.01\n911,736.73\n898,249.04\n797,315.74\n785,706.00\n781,572.66\n686,950.90\n659,667.58\nPrivate Sector\n47,260,910.80\n51,801,646.52\n50,442,203.93\n51,697,854.56\n53,603,634.16\n54,079,944.72\n55,269,438.44\n58,425,379.41\n61,823,681.42\n63,840,163.18\n64,535,764.28\n65,346,301.01\n66,422,926.43\nCentral Bank\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\n538,877.81\n545,436.23\n577,074.39\n599,756.33\n629,788.10\n639,948.58\n641,295.56\n684,194.07\nODCs\n46,906,807.88\n51,364,400.95\n50,039,777.95\n51,294,514.02\n53,084,192.25\n53,541,066.90\n54,724,002.21\n57,848,305.02\n61,223,925.10\n63,210,375.09\n63,895,815.70\n64,705,005.45\n65,738,732.35\nOf which Foreigm currency\n38,002,098.46\n44,129,851.69\n42,518,375.71\n42,937,326.02\n46,086,808.21\n46,197,558.48\n47,961,063.26\n50,400,882.52\n52,686,202.68\n54,648,964.30\n54,746,706.22\n54,919,363.18\n56,222,030.03\nOther Items(Net)\n-19,605,975.25\n-18,084,163.18\n-23,743,343.38\n-24,418,357.50\n-23,978,573.71\n-21,141,393.04\n-18,870,481.85\n-20,147,383.42\n-20,322,249.71\n2,769,457.12\n12,136,242.27\n13,663,097.42\n19,898,319.93\nShares and Other Equity\n-4,534,997.84\n-5,898,034.21\n-3,985,010.98\n-1,120,140.50\n-2,759,355.75\n659,233.46\n2,615,680.90\n7,692,891.79\n9,526,480.25\n36,601,054.20\n44,078,481.48\n45,051,258.37\n49,520,792.03\nLiabilities to Other Financial Corporations\n291,967.17\n552,421.55\n382,413.79\n386,063.49\n75,390.33\n267,299.34\n87,132.51\n63,495.53\n136,378.53\n194,885.66\n205,296.09\n261,507.80\n72,011.85\nRestricted Deposits\n3,658,367.58\n3,837,899.15\n3,788,058.77\n4,320,759.37\n4,381,221.41\n6,468,476.55\n6,947,336.89\n7,610,344.85\n7,729,106.47\n8,006,082.85\n8,840,964.35\n9,172,628.60\n9,184,862.81\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-19,021,312.16\n-16,576,449.67\n-23,928,804.96\n-28,005,039.87\n-25,675,829.70\n-28,536,402.39\n-28,520,632.13\n-35,514,115.58\n-37,714,214.96\n-42,032,565.60\n-40,988,499.65\n-40,822,297.36\n-38,879,346.76\nBroad Money-M3\n67,269,716.81\n76,110,388.12\n72,784,559.43\n78,909,261.43\n78,457,158.97\n78,377,852.75\n83,811,713.44\n87,003,170.78\n93,173,967.30\n97,336,528.47\n96,184,725.38\n99,202,268.30\n99,523,732.86\nSecurities Other than Shares Included in Broad Money\n891,228.11\n1,049,252.60\n771,678.79\n995,701.33\n1,110,841.91\n1,043,012.21\n1,258,288.66\n1,113,653.48\n1,031,340.62\n1,500,399.00\n1,525,555.09\n1,714,706.90\n1,562,950.97\nBroad Money-M2\n66,378,488.71\n75,061,135.52\n72,012,880.64\n77,913,560.10\n77,346,317.06\n77,334,840.54\n82,553,424.78\n85,889,517.30\n92,142,626.68\n95,836,129.47\n94,659,170.29\n97,487,561.40\n97,960,781.89\nOther Deposits (Time Deposits)\n4,343,283.28\n6,796,065.02\n5,831,620.65\n6,116,825.33\n6,724,490.33\n7,797,233.99\n7,273,435.41\n8,906,017.36\n10,202,825.50\n11,180,204.40\n10,986,713.03\n12,651,425.13\n13,338,888.99\nof which Foreign Currency Accounts\n3,929,196.78\n6,263,284.37\n4,568,463.65\n5,140,664.14\n5,707,454.07\n6,566,882.32\n6,058,373.46\n7,683,253.11\n8,760,661.92\n9,667,621.96\n9,240,633.24\n10,635,965.84\n11,472,649.55\nNarrow Money-M1\n62,035,205.42\n68,265,070.51\n66,181,260.00\n71,796,734.77\n70,621,826.72\n69,537,606.55\n75,279,989.37\n76,983,499.94\n81,939,801.18\n84,655,925.07\n83,672,457.26\n84,836,136.27\n84,621,892.90\nTransferable Deposits\n61,954,944.28\n68,154,602.76\n66,080,370.88\n71,683,532.70\n70,501,361.89\n69,416,636.09\n75,177,133.83\n76,875,024.10\n81,872,630.68\n84,533,184.61\n83,548,514.00\n84,714,945.92\n84,498,450.26\n Of which Foreign Currency Accounts\n49,962,081.84\n57,139,584.59\n55,198,448.51\n59,290,705.18\n58,700,729.20\n57,277,639.07\n62,889,885.72\n63,794,805.40\n67,072,419.42\n70,468,196.13\n69,972,032.76\n71,327,500.42\n71,043,420.95\nCurrency Outside Depository Corporations\n80,261.14\n110,467.75\n100,889.11\n113,202.06\n120,464.84\n120,970.46\n102,855.54\n108,475.84\n67,170.50\n122,740.46\n123,943.26\n121,190.35\n123,442.64\nMemorandum Items\nReserve Money\n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\n21,184,516.26\n22,726,335.23\n22,614,609.49\n23,287,436.28\n24,896,149.95\n25,488,471.92\n26,525,610.46\n26,223,520.84\nFCAs as a Percentage of Deposits in M3\n82.7%\n86.6%\n84.0%\n83.4%\n82.2%\n81.6%\n82.4%\n82.3%\n81.4%\n82.4%\n82.5%\n82.7%\n83.0%\nEnd Period Exchange Rate\n24.88\n28.68\n25.45\n25.80\n26.37\n26.56\n26.77\n26.82\n26.91\n26.95\n26.79\n26.75\n26.64\nSource: Reserve Bank of Zimbabwe, 2025\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n1 \n \n \n \nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nNet Foreign Assets\n-62,586,924.75\n-66,010,331.85\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\n-60,030,706.89\n-55,922,579.95\n-54,500,643.35\n-52,202,844.60\n-49,684,948.00\n-42,774,352.70 -40,706,847.68\n-34,704,284.04\nClaims on Non Residents\n17,610,056.98\n24,894,776.54\n22,229,005.79\n23,239,748.84\n23,967,010.24\n23,087,880.76\n28,287,077.32\n26,132,242.58\n27,358,924.80\n29,447,507.19\n29,654,207.86\n31,965,941.88\n33,301,018.18\nOfficial Reserves Assets\n7,448,226.11\n13,215,724.85\n12,029,876.12\n12,507,847.00\n13,012,028.64\n12,782,102.88\n16,201,301.25\n16,015,188.61\n17,206,671.10\n18,802,984.09\n19,107,441.96\n21,433,039.72\n22,811,663.45\nOther Foreign Assets\n10,161,830.87\n11,679,051.69\n10,199,129.67\n10,731,901.84\n10,954,981.61\n10,305,777.88\n12,085,776.07\n10,117,053.97\n10,152,253.70\n10,644,523.10\n10,546,765.91\n10,532,902.16\n10,489,354.73\nLess Liabilities to Non Residents\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\n83,118,587.65\n84,209,657.27\n80,632,885.93\n79,561,769.39\n79,132,455.19\n72,428,560.56\n72,672,789.55\n68,005,302.22\nShort Term Liabilities\n121,431.23\n139,956.61\n124,234.37\n127,599.01\n130,779.08\n132,089.98\n95,836.21\n92,548.77\n73,656.40\n102,733.49\n102,123.28\n82,894.39\n82,551.77\nOther Foreign Liabilities*\n80,075,550.51\n90,765,151.78\n79,791,574.44\n80,024,055.49\n82,033,516.31\n82,986,497.67\n84,113,821.06\n80,540,337.16\n79,488,112.99\n79,029,721.70\n72,326,437.27\n72,589,895.17\n67,922,750.45\n of which blocked funds\n19,394,800.27\n22,213,360.59\n19,667,091.04\n17,365,023.44\n17,716,697.60\n17,848,335.07\n17,984,719.26\n13,730,603.29\n13,778,643.30\n13,146,162.81\n7,417,718.62\n7,368,188.07\n3,423,507.02\nNet Domestic Assets (NDA)\n76,193,502.44\n86,439,157.59\n77,714,813.55\n77,307,022.31\n79,885,794.78\n81,215,223.15\n78,648,915.18\n77,115,252.84\n75,490,280.88\n74,581,097.95\n68,262,824.62\n67,232,458.14\n60,927,804.88\nDomestic Claims\n42,382,262.65\n49,026,774.12\n40,880,349.44\n41,177,610.35\n42,570,173.06\n45,225,552.88\n47,071,770.46\n46,565,376.94\n46,348,057.82\n69,793,406.43\n69,694,287.51\n70,271,345.95\n70,718,827.59\nNet Claims on Central Government\n41,654,332.62\n48,169,430.28\n40,083,090.05\n40,730,630.45\n42,007,556.24\n44,015,827.34\n45,839,370.71\n45,294,514.02\n45,047,396.59\n68,452,546.63\n68,340,590.82\n68,916,406.21\n69,321,881.69\nClaims on Central Government\n49,156,933.23\n56,008,803.04\n49,413,731.18\n50,322,196.84\n51,342,654.13\n48,573,045.84\n50,689,516.96\n51,472,216.36\n51,174,381.29\n76,067,264.13\n74,803,653.37\n75,383,069.78\n76,062,371.97\n of which: Securities Other than Shares\n12,949,528.58\n15,003,331.18\n13,352,395.70\n13,877,094.68\n14,218,896.68\n14,323,594.21\n14,476,546.84\n14,550,745.09\n14,905,243.71\n14,992,069.15\n14,930,178.48\n14,939,386.31\n15,626,908.27\n of which USD Securities \n12,949,528.58\n15,003,331.18\n13,352,395.70\n13,877,094.68\n14,218,896.68\n14,323,594.21\n14,476,546.84\n14,550,745.09\n14,905,243.71\n14,992,069.15\n14,930,178.48\n14,939,386.31\n15,626,908.27\nLoans\n36,207,404.66\n41,005,471.86\n36,061,335.49\n36,445,102.15\n37,123,757.45\n34,249,451.63\n36,212,970.13\n36,921,471.26\n36,269,137.58\n61,075,194.98\n59,873,474.89\n60,443,683.46\n60,435,463.70\n Loans and Advances\n1,656,113.81\n1,575,286.73\n1,576,279.86\n1,579,038.55\n1,582,383.97\n8,684.84\n8,274.06\n9,367.91\n13,956.65\n24,261,125.28\n23,892,080.36\n24,007,217.79\n24,153,922.11\nAmounts Due from Gvt including SDR Drawdowns\n34,551,290.84\n39,430,185.13\n34,485,055.62\n34,866,063.60\n35,541,373.47\n34,240,766.79\n36,204,696.07\n36,912,103.35\n36,255,180.93\n36,814,069.69\n35,981,394.53\n36,436,465.67\n36,281,541.59\n of which USD Securities revaluations (Exchange rate movements)\n34,256,335.70\n39,103,481.48\n34,071,404.01\n34,373,221.03\n35,256,525.16\n35,520,014.26\n36,233,075.89\n37,260,300.45\n37,039,409.60\n37,599,336.60\n37,050,077.78\n37,229,404.79\n37,074,258.99\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\n6,126,984.70\n7,614,717.50\n6,463,062.55\n6,466,663.57\n6,740,490.28\nOf which: Deposits\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\n6,126,984.70\n7,614,717.50\n6,463,062.55\n6,466,663.57\n6,740,490.28\nof which Foreign Currency\n6,332,620.41\n7,620,209.73\n9,113,050.30\n9,291,474.24\n8,231,669.88\n3,875,544.34\n4,410,312.03\n5,787,185.63\n5,549,437.04\n6,666,058.25\n5,497,465.32\n6,010,562.64\n5,667,772.70\nLocal Currency Deposits\n1,169,980.20\n219,163.03\n217,590.84\n300,092.14\n1,103,428.01\n681,674.17\n439,834.22\n390,516.71\n577,547.66\n948,659.25\n965,597.22\n456,100.93\n1,072,717.58\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n727,930.03\n857,343.85\n797,259.39\n446,979.90\n562,616.82\n1,209,725.54\n1,232,399.74\n1,270,862.93\n1,300,661.23\n1,340,859.80\n1,353,696.69\n1,354,939.74\n1,396,945.89\nOther Financial Corporations\n64,253.89\n68,325.03\n80,132.55\n31,350.72\n31,714.65\n245,531.91\n256,427.81\n257,789.54\n259,602.04\n264,039.37\n269,319.12\n269,730.32\n270,654.92\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n309,573.20\n351,773.24\n314,700.86\n12,288.64\n11,460.27\n425,315.82\n430,535.71\n435,999.00\n441,302.85\n447,032.33\n444,428.99\n443,913.86\n442,096.90\nPrivate Sector\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\n538,877.81\n545,436.23\n577,074.39\n599,756.33\n629,788.10\n639,948.58\n641,295.56\n684,194.07\nClaims on Other Depository Corporations\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\n1,097,271.76\n920,733.02\n549,467.04\n579,251.57\n568,388.27\n561,727.78\nOf which: Loans\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\n1,097,271.76\n920,733.02\n549,467.04\n579,251.57\n568,388.27\n561,727.78\nOther Liabilities to ODCs\n4,538,818.97\n6,707,055.64\n8,873,541.61\n8,273,621.31\n7,914,935.58\n8,889,894.56\n9,408,949.80\n11,959,255.26\n12,483,064.17\n11,164,029.56\n10,787,425.07\n11,792,511.59\n11,460,562.81\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n1,385,743.24\n1,724,801.18\n2,144,377.64\n2,002,013.98\n1,650,524.42\n2,378,356.92\n2,749,153.11\n2,521,500.05\n1,829,696.52\n1,536,477.97\n645,614.20\n1,609,779.67\n1,282,719.05\nOther Items(Net)\n-37,803,290.88\n-43,528,194.29\n-44,136,669.51\n-43,495,088.34\n-44,436,008.16\n-43,931,274.21\n-39,926,707.42\n-41,411,859.40\n-40,704,554.21\n-15,402,254.05\n-8,776,710.61\n-8,185,235.50\n-1,107,812.33\nShares and Other Equity\n-37,896,149.54\n-43,845,102.64\n-41,767,525.41\n-39,722,515.26\n-40,716,687.65\n-38,350,823.50\n-37,337,007.50\n-32,727,792.93\n-31,146,083.72\n-5,114,282.92\n197,499.89\n396,764.96\n5,141,387.24\nOther Items(Net)\n-3,908,731.83\n-4,040,258.56\n-6,511,308.80\n-8,239,991.34\n-8,373,471.14\n-12,139,470.53\n-10,080,715.57\n-16,500,895.60\n-17,843,705.30\n-18,611,204.29\n-18,036,205.55\n-18,423,015.46\n-15,960,651.89\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n4,001,590.49\n4,357,166.91\n4,142,164.71\n4,467,418.26\n4,654,150.62\n6,559,019.82\n7,491,015.65\n7,816,829.13\n8,285,234.81\n8,323,233.16\n9,061,995.04\n9,841,015.00\n9,711,452.32\nMonetary Base \n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\n21,184,516.26\n22,726,335.23\n22,614,609.49\n23,287,436.28\n24,896,149.95\n25,488,471.92\n26,525,610.46\n26,223,520.84\nCurrency Issued\n88,365.90\n153,689.13\n172,287.58\n181,873.44\n189,782.65\n196,003.25\n204,184.02\n215,834.01\n228,539.07\n335,257.00\n341,685.20\n347,360.65\n363,366.38\nZWL Coins\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n0.00\n0.00\n0.00\n0.00\n0.00\nZWL Notes\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n0.00\n0.00\n0.00\n0.00\n0.00\nZig Notes\n33,546.57\n35,318.43\n35,320.20\n35,320.10\n35,322.26\n35,322.72\n35,323.23\n35,324.36\n35,324.93\n35,326.40\n35,326.34\n35,311.66\n35,312.64\nZiG Coins\n49,516.41\n113,067.78\n131,664.45\n141,250.42\n149,157.47\n155,377.61\n163,557.87\n175,206.72\n193,214.14\n299,930.60\n306,358.86\n312,048.99\n328,053.74\nLiabilities to ODCs\n13,518,211.78\n20,275,136.61\n19,855,722.95\n20,213,243.21\n21,498,726.98\n20,988,513.01\n22,522,151.21\n22,398,775.48\n23,058,897.21\n24,560,892.95\n25,146,786.73\n26,178,249.81\n25,860,154.46\nReserve Deposits\n11,991,225.66\n17,272,213.17\n16,096,475.01\n16,691,280.01\n17,918,322.64\n17,853,262.69\n17,411,472.42\n18,965,464.46\n20,093,639.53\n20,129,990.06\n21,506,901.61\n21,523,588.91\n21,678,395.52\n Local Currency Reserve Deposits\n1,999,399.49\n2,851,765.21\n2,965,905.06\n2,935,341.50\n2,981,537.53\n3,152,253.26\n3,222,430.88\n3,688,042.11\n4,107,160.99\n3,976,255.56\n3,943,554.51\n3,810,484.03\n3,899,004.48\n Foreign Currency Reserve Deposits\n9,991,826.17\n14,420,447.97\n13,130,569.95\n13,755,938.51\n14,936,785.11\n14,701,009.42\n14,189,041.54\n15,277,422.35\n15,986,478.54\n16,153,734.50\n17,563,347.10\n17,713,104.88\n17,779,391.03\n Exess reserves \n1,526,986.12\n3,002,923.43\n3,759,247.94\n3,521,963.20\n3,580,404.34\n3,135,250.32\n5,110,678.79\n3,433,311.02\n2,965,257.68\n4,430,902.89\n3,639,885.11\n4,654,660.90\n4,181,758.94\n of which Excess reserves - ZiG\n165,752.71\n338,542.12\n406,286.37\n398,701.95\n275,478.64\n440,419.67\n363,524.21\n412,329.00\n376,007.91\n340,925.35\n278,400.97\n432,239.63\n437,864.60\n Excess reserves - FCA\n1,361,233.41\n2,664,381.31\n3,352,961.57\n3,123,261.25\n3,304,925.70\n2,694,830.66\n4,747,154.58\n3,020,982.02\n2,589,249.77\n4,089,977.54\n3,361,484.14\n4,222,421.27\n3,743,894.34\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe, 2025\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n2 \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nNet Foreign Assets\n10,919,567.73\n9,159,228.66\n9,765,464.22\n9,112,969.32\n7,389,855.15\n8,858,140.98\n9,084,921.39\n9,303,653.64\n11,183,089.06\n11,059,033.05\n9,163,346.37\n10,642,452.44\n12,654,535.42\nClaims on Non Residents\n21,452,566.21\n22,771,914.53\n19,162,644.38\n20,113,361.10\n20,280,522.97\n21,464,245.49\n22,405,988.41\n22,719,000.08\n26,321,767.75\n25,204,449.97\n24,310,888.10\n25,812,717.04\n29,009,964.08\nOf Which: Foreign Currency\n10,676,634.03\n12,451,535.18\n11,234,930.19\n10,288,521.82\n12,746,359.54\n11,639,759.14\n9,242,682.83\n9,519,904.05\n8,665,771.47\n9,520,980.47\n10,812,396.02\n14,822,218.39\n15,521,302.51\nDeposits\n10,433,287.05\n9,729,523.71\n7,530,468.74\n9,296,529.40\n6,917,904.53\n9,040,658.99\n12,961,797.44\n12,996,492.34\n17,466,405.86\n15,492,780.68\n13,309,358.39\n10,831,437.93\n13,370,174.64\nOther\n342,645.13\n590,855.65\n397,245.45\n528,309.88\n616,258.91\n783,827.36\n201,508.15\n202,603.69\n189,590.43\n190,688.82\n189,133.69\n159,060.73\n118,486.93\nLess Liabilities to Non Residents\n10,532,998.48\n13,612,685.87\n9,397,180.16\n11,000,391.78\n12,890,667.83\n12,606,104.51\n13,321,067.02\n13,415,346.44\n15,138,678.69\n14,145,416.91\n15,147,541.73\n15,170,264.60\n16,355,428.66\nOf Which: Deposits\n1,827,699.28\n1,178,561.34\n953,309.19\n1,408,378.26\n2,457,297.24\n2,140,508.07\n1,714,067.13\n2,351,476.19\n3,165,212.42\n1,703,397.72\n2,629,704.73\n2,685,472.56\n3,404,412.81\nLoans\n8,705,299.20\n12,434,124.53\n8,443,870.97\n9,592,013.52\n10,433,370.59\n10,465,596.44\n11,606,999.89\n11,063,870.25\n11,973,466.27\n12,442,019.19\n12,517,837.00\n12,484,792.04\n12,951,015.84\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n55,926,665.03\n66,321,423.95\n62,564,100.16\n69,536,431.17\n70,673,909.77\n69,308,198.04\n74,080,257.75\n77,384,557.01\n81,367,579.41\n85,837,604.65\n86,676,405.06\n87,770,239.11\n86,219,165.30\nDomestic Claims\n56,948,835.94\n65,850,554.01\n56,082,205.41\n61,112,229.92\n62,715,842.20\n63,183,472.74\n64,707,119.69\n65,487,400.13\n67,523,415.31\n68,938,494.10\n72,237,686.47\n72,658,415.00\n70,752,973.83\nNet Claims on Central Government\n6,656,996.90\n10,356,156.40\n2,579,117.10\n5,475,143.40\n5,587,819.34\n5,710,880.75\n5,893,841.78\n2,703,381.51\n1,911,030.85\n1,432,281.63\n3,806,992.94\n3,432,567.42\n-343,805.85\nClaims on Central Government\n13,682,200.82\n15,248,506.18\n12,992,029.90\n13,929,030.77\n13,736,580.28\n13,267,357.86\n13,658,283.85\n13,697,560.53\n13,883,282.37\n15,519,891.78\n16,115,810.12\n15,804,636.57\n14,956,669.63\nSecurities\n13,242,054.78\n14,709,506.31\n12,733,075.20\n13,680,091.85\n13,393,713.03\n12,742,171.99\n13,149,275.83\n13,219,565.52\n13,413,777.10\n15,011,084.17\n15,661,679.00\n15,264,196.75\n14,394,716.45\n of which foreign currency denominated securities\n11,015,270.27\n12,357,095.83\n11,066,913.75\n12,179,890.56\n11,952,492.94\n11,317,473.10\n11,610,829.00\n12,803,600.95\n11,975,407.19\n12,612,980.12\n12,740,284.80\n12,330,035.09\n11,616,753.91\nLoans\n440,146.04\n538,999.87\n258,954.70\n248,938.92\n342,867.25\n525,185.87\n509,008.02\n477,995.02\n469,505.27\n508,807.61\n454,131.12\n540,439.83\n561,953.18\n of which foreign currency\n392,599.17\n537,483.23\n256,787.94\n248,347.46\n335,726.69\n515,891.12\n500,077.20\n474,002.53\n460,638.29\n505,053.44\n445,277.60\n530,492.73\n550,559.17\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n7,025,203.92\n4,892,349.78\n10,412,912.80\n8,453,887.37\n8,148,760.93\n7,556,477.10\n7,764,442.07\n10,994,179.03\n11,972,251.52\n14,087,610.15\n12,308,817.18\n12,372,069.16\n15,300,475.48\nOf which: Deposits\n7,025,196.59\n4,857,065.87\n10,406,489.60\n8,453,879.91\n8,148,760.28\n7,486,500.33\n7,714,695.67\n10,839,609.34\n11,890,294.17\n13,980,020.34\n12,190,984.09\n12,265,208.19\n15,171,438.39\nof which foreign currency deposits\n6,158,412.48\n4,204,088.49\n9,591,428.80\n7,777,481.41\n7,621,815.11\n6,689,625.99\n6,183,927.26\n9,392,249.02\n10,536,886.30\n12,630,292.73\n10,600,005.58\n10,915,214.65\n13,550,721.96\nOther \n7.33\n35283.92\n6423.20\n7.46\n0.65\n69976.77\n49746.39\n154569.69\n81957.36\n107589.81\n117833.09\n106860.97\n129037.09\nClaims on Other Sectors\n50,291,839.03\n55,494,397.61\n53,503,088.31\n55,637,086.52\n57,128,022.86\n57,472,591.98\n58,813,277.91\n62,784,018.62\n65,612,384.46\n67,506,212.47\n68,430,693.53\n69,225,847.58\n71,096,779.69\nOther Financial Corporations\n2,455,292.40\n3,111,591.45\n2,660,023.26\n3,791,255.19\n3,485,441.13\n3,385,548.89\n3,608,074.67\n4,473,463.56\n4,032,446.48\n3,957,163.72\n4,175,696.87\n4,256,349.14\n5,121,635.44\nState and Local Government\n0.06\n0.12\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22,037.30\n21,455.95\n18,841.21\nPublic Non Financial Corporations\n929,738.70\n1,018,405.10\n803,287.11\n551,317.31\n558,389.47\n545,976.19\n481,201.02\n462,250.04\n356,012.89\n338,673.66\n337,143.67\n243,037.04\n217,570.68\nPrivate Sector\n46,906,807.88\n51,364,400.95\n50,039,777.95\n51,294,514.02\n53,084,192.25\n53,541,066.90\n54,724,002.21\n57,848,305.02\n61,223,925.10\n63,210,375.09\n63,895,815.70\n64,705,005.45\n65,738,732.35\nof which foreign currency denominated loans\n38,002,098.46\n44,129,851.69\n42,518,375.71\n42,937,326.02\n46,086,808.21\n46,197,558.48\n47,961,063.26\n50,400,882.52\n52,686,202.68\n54,648,964.30\n54,746,706.22\n54,919,363.18\n56,222,030.03\nClaims on the Central Bank\n20,100,342.86\n25,221,048.60\n29,978,181.50\n29,908,440.47\n30,373,545.93\n29,202,075.39\n30,532,018.85\n33,836,493.47\n34,730,713.73\n36,281,290.41\n36,593,850.78\n37,610,459.21\n36,713,154.17\nCurrency\n8,104.77\n43,221.39\n71,398.47\n68,671.38\n69,317.82\n75,032.79\n101,328.49\n107,358.17\n161,368.58\n212,516.54\n217,741.94\n226,170.30\n239,923.74\nReserves\n19,682,219.42\n24,716,565.12\n29,665,560.69\n29,561,471.14\n30,142,631.46\n28,957,942.09\n30,153,538.87\n33,294,888.17\n34,245,988.52\n35,723,279.47\n36,068,329.15\n36,921,100.07\n35,998,290.92\nSecurities\n410,018.67\n461,262.09\n241,222.34\n278,297.95\n161,596.66\n169,100.51\n277,151.49\n434,247.13\n323,356.63\n345,494.40\n307,779.69\n463,188.84\n474,939.50\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n206,470.39\n429,739.68\n282,260.76\n233,008.13\n488,195.06\n536,903.93\n541,715.35\n544,153.36\n160,119.27\n149,022.93\n194,198.95\n156,524.18\n143,369.65\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(Net)\n20,916,043.38\n24,320,438.98\n23,214,025.99\n21,251,231.09\n21,927,283.31\n22,540,446.16\n20,617,165.44\n21,395,183.23\n20,726,430.36\n19,233,156.94\n21,960,933.23\n22,342,110.93\n21,103,593.05\nShares and Other Equity\n33,361,151.70\n37,947,068.42\n37,782,514.44\n38,602,374.77\n37,957,331.90\n39,010,056.96\n39,952,688.39\n40,420,684.72\n40,672,563.97\n41,715,337.11\n43,880,981.58\n44,654,493.42\n44,379,404.78\nLiabilities to other ressident sectors\n275,198.47\n496,390.28\n338,836.63\n351,531.15\n40,857.99\n232,767.00\n52,600.17\n57,571.63\n129,757.47\n154,528.90\n160,130.04\n219,064.73\n72,006.67\nOther Items(Net)\n-12,720,306.79\n-14,123,019.72\n-14,907,325.08\n-17,702,674.82\n-16,070,906.59\n-16,702,377.80\n-19,388,123.12\n-19,083,073.13\n-20,075,891.07\n-22,636,709.07\n-22,080,178.39\n-22,531,447.22\n-23,347,818.40\nDeposits and Securities Included in Broad Money\n66,846,232.76\n75,480,652.61\n72,329,564.38\n78,649,400.48\n78,063,764.92\n78,166,339.02\n83,165,179.14\n86,688,210.65\n92,550,668.47\n96,896,637.70\n95,839,751.43\n98,412,691.55\n98,873,700.71\nDeposits Included in Broad Money\n65,955,004.65\n \n74,431,400.02\n \n71,557,885.59\n \n77,653,699.15\n \n76,952,923.01\n \n77,123,326.81\n \n81,906,890.48\n \n85,574,557.18\n \n91,519,327.84\n \n95,396,238.70\n \n94,314,196.34\n \n96,697,984.65\n \n97,310,749.74\n \nTransferable Deposits\n61,611,721.37\n \n67,635,335.00\n \n65,726,264.95\n \n71,536,873.82\n \n70,228,432.67\n \n69,326,092.81\n \n74,633,455.07\n \n76,668,539.82\n \n81,316,502.35\n \n84,216,034.31\n \n83,327,483.31\n \n84,046,559.52\n \n83,971,860.74\n \n of which FCAs\n49,660,323.14\n \n56,662,042.07\n \n54,884,341.25\n \n59,157,868.07\n \n58,527,956.72\n \n57,270,326.39\n \n62,418,688.19\n \n63,622,764.25\n \n66,516,873.21\n \n70,151,596.80\n \n69,751,551.92\n \n70,659,662.88\n \n70,517,624.93\n \nOther Deposits (Time Deposits)\n4,343,283.28\n6,796,065.02\n5,831,620.65\n6,116,825.33\n6,724,490.33\n7,797,233.99\n7,273,435.41\n8,906,017.36\n10,202,825.50\n11,180,204.40\n10,986,713.03\n12,651,425.13\n13,338,888.99\n of which FCAs\n3,929,196.78\n6,263,284.37\n4,568,463.65\n5,140,664.14\n5,707,454.07\n6,566,882.32\n6,058,373.46\n7,683,253.11\n8,760,661.92\n9,667,621.96\n9,240,633.24\n10,635,965.84\n11,472,649.55\nMoney Market Instruments\n891,228.11\n \n1,049,252.60\n \n771,678.79\n \n995,701.33\n \n1,110,841.91\n \n1,043,012.21\n \n1,258,288.66\n \n1,113,653.48\n \n1,031,340.62\n \n1,500,399.00\n \n1,525,555.09\n \n1,714,706.90\n \n1,562,950.97\n \nSource:Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n \n \n3 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther2\nGovernment\nLocal \nPublic \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nTotal\nAssets\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\nApr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nMay\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nJun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nJul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nAug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\nSep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nOct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\nNov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\nDec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n2025\nJan\n69.3\n \n12,746.4\n \n30,180.7\n \n3,532.9\n \n6,021.2\n \n896.7\n13,393.7\n0.0\n0.0\n2,006.3\n342.9\n0.0\n558.4\n6,598.6\n45,645.3\n52,243.9\n4,743.0\n6,786.8\n10,675.6\n18,575.8\n162,773.4\nFeb\n75.0\n \n11,639.8\n \n28,998.1\n \n3,283.1\n \n8,161.6\n \n879.1\n12,742.2\n0.0\n0.0\n2,420.6\n525.2\n0.0\n546.0\n6,009.1\n46,847.7\n52,856.7\n4,830.3\n7,060.8\n8,636.7\n18,506.8\n161,162.0\nMar\n101.3\n \n9,242.7\n \n30,230.5\n \n3,610.1\n \n12,141.7\n \n820.1\n13,149.3\n0.0\n0.0\n2,701.4\n509.0\n0.0\n481.2\n5,364.5\n48,748.3\n54,112.8\n4,536.1\n7,859.2\n8,503.0\n19,297.8\n167,296.2\nApr\n107.4\n \n9,519.9\n \n33,479.3\n \n3,591.2\n \n12,582.7\n \n413.8\n13,219.6\n0.0\n0.0\n2,516.2\n478.0\n0.0\n462.3\n5,605.4\n52,416.4\n58,021.8\n4,214.0\n6,452.9\n11,508.1\n19,362.3\n175,929.4\nMay\n161.4\n \n8,665.8\n \n34,327.1\n \n3,618.3\n \n17,046.8\n \n419.6\n13,413.8\n0.0\n0.0\n2,354.6\n469.5\n0.0\n356.0\n6,417.7\n54,552.9\n60,970.5\n4,191.2\n7,163.7\n11,589.0\n19,259.1\n184,006.3\nJun\n212.5\n \n9,521.0\n \n35,799.3\n \n6,230.7\n \n15,373.4\n \n119.4\n15,011.1\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,337.6\n62,644.2\n6,770.3\n7,532.5\n10,182.1\n19,289.0\n191,877.5\nJul\n213.8\n \n9,541.1\n \n35,802.0\n \n6,242.3\n \n15,357.8\n \n119.4\n15,009.2\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,419.5\n62,726.1\n6,735.6\n7,493.6\n10,258.8\n19,318.5\n192,010.2\nAug\n226.2\n \n14,822.2\n \n36,977.1\n \n5,875.5\n \n10,221.8\n \n609.6\n15,264.2\n0.0\n0.0\n2,284.7\n540.4\n21.5\n243.0\n7,482.0\n56,642.4\n64,124.4\n8,139.8\n8,543.3\n11,926.7\n19,642.7\n199,463.2\nSep\n239.9\n \n15,521.3\n \n36,090.8\n \n4,591.7\n \n12,448.2\n \n921.9\n14,394.7\n0.0\n0.0\n2,385.7\n562.0\n18.8\n217.6\n7,300.0\n58,466.7\n65,766.7\n6,252.1\n8,537.4\n12,793.5\n20,013.7\n200,756.0\nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic \nEnterprises\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\nOther Institutional Units\nForeign \nCurrency \nDenominated\n ZiG \nDenominated\nTABLE 4.1 : OTHER DEPOSITORY CORPORATIONS - ASSETS\nMillions\n \n \n4 \n \n \n \nEnd of\nTotal Deposits\nof which FCA\n475,755.5\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\n*Aug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\n*Sep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\n*Oct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\n*Nov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\n*Dec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2025\n*Jan\n68,409.5\n1,912.4\n7,835.3\n78,157.2\n1,164.8\n8,148.8\n87,470.8\n64365.68\n0.0\n12,797.2\n488.2\n969.1\n40.9\n38,608.5\n6,786.8\n15,612.0\n162,773.4\n*Feb\n67,429.9\n1,989.7\n8,910.2\n78,329.8\n759.7\n7,486.5\n86,576.0\n63840.63\n0.0\n12,512.6\n536.9\n1,154.7\n232.8\n39,664.8\n7,060.8\n13,423.4\n161,162.0\n*Mar\n72,624.4\n2,009.1\n8,581.5\n83,215.0\n248.3\n7,714.7\n91,178.1\n68486.59\n0.0\n13,321.0\n541.7\n801.1\n52.6\n40,610.2\n7,859.2\n12,932.3\n167,296.2\n*Apr\n74,443.6\n2,224.9\n10,174.2\n86,842.8\n255.1\n10,839.6\n97,937.5\n70754.40\n0.0\n13,415.3\n544.2\n970.0\n57.6\n41,163.7\n6,452.9\n15,388.2\n175,929.4\n*May\n78,625.7\n2,690.8\n11,316.1\n92,632.6\n709.1\n11,890.3\n105,232.0\n75289.91\n0.0\n15,138.7\n160.1\n720.7\n129.8\n41,478.2\n7,163.7\n13,983.1\n184,006.3\n*Jun\n81,706.3\n2,509.7\n12,788.2\n97,004.2\n820.4\n13,980.0\n111,804.6\n79877.48\n0.0\n14,145.4\n149.0\n1,209.8\n154.5\n42,450.7\n7,532.5\n14,430.8\n191,877.5\n*Jul\n81,849.8\n2,526.2\n12,815.1\n97,191.1\n820.4\n13,980.0\n111,991.4\n79949.49\n0.0\n14,120.4\n149.0\n1,173.2\n154.5\n42,508.9\n7,493.6\n14,419.0\n192,010.2\n*Aug\n81,741.3\n2,305.2\n14,473.0\n98,519.6\n1,264.7\n12,265.2\n112,049.5\n81435.72\n0.0\n15,170.3\n156.5\n1,358.8\n219.1\n45,558.0\n8,543.3\n16,407.7\n199,463.2\n*Sept\n81,151.4\n2,820.5\n15,030.9\n99,002.7\n1,065.9\n15,171.4\n115,240.0\n82111.54\n0.0\n16,355.4\n143.4\n1,444.0\n72.0\n45,390.8\n8,537.4\n13,573.1\n200,756.0\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\n \n \n5 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\nLoans in ZiG\nLoans in Foreign Currency\nTotal\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n55.47\n \n11,470.10\n \n27,587.58\n \n2,805.14\n \n5,383.93\n \n896.67\n \n12,362.23\n \n-\n \n-\n \n807.94\n \n342.87\n \n-\n \n201.82\n \n6,018.68\n \n38,456.08\n \n44,474.76\n \n4,490.04\n \n6,786.76\n \n7,296.77\n \n14,700.77\n \n139,662.8\n \nFeb\n60.09\n \n10,394.10\n \n26,074.71\n \n2,500.83\n \n7,466.49\n \n879.05\n \n11,985.91\n \n-\n \n-\n \n1,227.40\n \n525.19\n \n-\n \n210.91\n \n5,135.14\n \n39,602.20\n \n44,737.33\n \n4,572.78\n \n7,060.84\n \n6,529.15\n \n14,603.01\n \n138,827.8\n \nMar\n79.63\n \n7,880.54\n \n27,417.58\n \n2,717.51\n \n11,623.76\n \n820.11\n \n12,300.30\n \n-\n \n-\n \n1,342.02\n \n509.01\n \n-\n \n196.72\n \n4,699.08\n \n40,942.54\n \n45,641.63\n \n4,354.50\n \n7,859.25\n \n6,540.97\n \n15,243.80\n \n144,527.3\n \nApr\n87.99\n \n8,108.02\n \n30,664.80\n \n2,649.20\n \n12,068.34\n \n413.80\n \n12,241.98\n \n-\n \n-\n \n1,095.15\n \n478.00\n \n-\n \n177.77\n \n4,854.99\n \n44,593.50\n \n49,448.49\n \n4,042.90\n \n6,452.91\n \n9,497.37\n \n15,304.56\n \n152,731.3\n \nMay\n133.33\n \n7,539.98\n \n31,081.99\n \n2,649.42\n \n16,140.56\n \n419.60\n \n12,259.88\n \n-\n \n-\n \n953.79\n \n469.51\n \n-\n \n151.74\n \n5,278.01\n \n46,383.60\n \n51,661.61\n \n3,991.35\n \n7,163.66\n \n9,319.35\n \n15,249.33\n \n159,185.1\n \nJun\n181.74\n \n8,374.10\n \n32,527.57\n \n5,410.98\n \n14,549.70\n \n119.42\n \n13,604.07\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,537.52\n \n52,765.60\n \n6,477.32\n \n7,532.53\n \n8,140.55\n \n15,060.65\n \n166,386.4\n \nJul\n183.05\n \n8,394.26\n \n32,530.27\n \n5,422.55\n \n14,534.13\n \n119.42\n \n13,602.14\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,619.44\n \n52,847.52\n \n6,442.57\n \n7,493.64\n \n8,217.25\n \n15,090.15\n \n166,519.1\n \nAug\n193.19\n \n13,295.37\n \n33,500.18\n \n4,346.93\n \n8,753.41\n \n609.59\n \n14,232.02\n \n-\n \n-\n \n583.16\n \n540.44\n \n21.46\n \n129.27\n \n6,419.77\n \n47,719.81\n \n54,139.58\n \n7,481.64\n \n8,543.31\n \n9,652.13\n \n15,411.88\n \n171,433.6\n \nSep\n201.68\n \n13,950.40\n \n32,362.47\n \n3,553.93\n \n11,188.77\n \n921.94\n \n13,421.60\n \n-\n \n-\n \n757.44\n \n561.95\n \n18.84\n \n110.22\n \n6,020.45\n \n49,450.81\n \n55,471.26\n \n5,730.80\n \n8,537.36\n \n10,340.98\n \n15,804.22\n \n172,933.8\n \nSource: Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nOther Institutional Units\n \n \n6 \n \n \n \nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n61,330.5\n1,857.1\n5,138.7\n68,326.3\n1,164.8\n7,498.8\n76,990.0\n57,444.7\n0.0\n11,140.1\n488.2\n591.7\n40.9\n31,241.2\n6,786.8\n12,384.1\n139,662.8\nFeb\n60,122.2\n1,926.9\n5,792.8\n67,841.9\n759.7\n6,860.8\n75,462.5\n56,543.4\n0.0\n10,832.8\n536.9\n948.1\n232.8\n32,118.9\n7,060.8\n11,635.0\n138,827.8\nMar\n64,498.3\n1,941.3\n5,810.8\n72,250.4\n248.3\n7,126.4\n79,625.1\n60,576.1\n0.0\n11,822.7\n539.3\n718.1\n52.6\n32,964.9\n7,859.2\n10,945.4\n144,527.3\nApr\n66,264.7\n2,136.9\n7,267.2\n75,668.8\n255.1\n10,251.2\n86,175.2\n62,807.1\n0.0\n11,917.1\n541.8\n870.9\n57.6\n33,473.5\n6,452.9\n13,242.4\n152,731.3\nMay\n69,556.9\n2,593.4\n8,067.9\n80,218.2\n709.1\n11,890.0\n92,817.3\n66,697.2\n0.0\n13,030.8\n157.7\n620.4\n129.8\n33,467.9\n7,163.7\n11,797.5\n159,185.1\nJun\n73,254.5\n2,441.0\n8,265.2\n83,960.7\n820.4\n13,331.3\n98,112.3\n70,999.0\n0.0\n12,314.0\n107.9\n1,123.5\n154.5\n34,375.8\n7,532.5\n12,665.7\n166,386.4\nJul\n73,398.0\n2,457.5\n8,292.0\n84,147.5\n820.4\n13,331.3\n98,299.2\n71,071.0\n0.0\n12,289.1\n107.9\n1,086.9\n154.5\n34,434.0\n7,493.6\n12,653.9\n166,519.1\nAug\n72,524.1\n2,227.6\n9,705.6\n84,457.3\n1,264.7\n11,513.5\n97,235.5\n71,384.1\n0.0\n13,105.1\n108.5\n1,251.0\n219.1\n36,895.5\n8,543.3\n14,075.6\n171,433.6\nSep\n71,148.7\n2,740.7\n10,453.3\n84,342.7\n1,065.9\n14,970.8\n100,379.3\n71,378.4\n0.0\n14,495.5\n101.1\n1,355.9\n72.0\n36,869.5\n8,537.4\n11,123.3\n172,933.8\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\nZWG millions\n \n \n7 \n \n \n \nForeign\nOther \nContigent\nEnd of\nNotes\nClaims\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nPublic Enterprise\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nLoans in ZiG\nLoans in Foreign Currency \nTotal\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n13.1\n \n939.4\n2,348.5\n \n616.8\n637.3\n \n-\n \n1,028.5\n \n0.0\n-\n \n1,019.2\n \n1,294.7\n \n-\n \n356.6\n \n317.5\n \n5,353.2\n \n5,670.7\n \n199.4\n \n-\n \n3001.4\n3,282.1\n \n20,407.7\n \nFeb\n13.9\n \n980.7\n2,545.5\n \n628.6\n695.1\n \n-\n \n753.2\n \n0.0\n-\n \n997.8\n \n1,428.4\n \n-\n \n335.1\n \n535.1\n \n5,302.8\n \n5,837.9\n \n199.4\n \n-\n \n1754.4\n3,294.2\n \n19,464.2\n \nMar\n20.4\n \n1031.3\n2,349.0\n \n786.9\n517.9\n \n-\n \n844.9\n \n0.0\n-\n \n1,066.7\n \n1,604.4\n \n-\n \n284.5\n \n358.4\n \n5,601.2\n \n5,959.7\n \n121.0\n \n-\n \n1684.9\n3,466.0\n \n19,737.7\n \nApr\n17.8\n \n1038.4\n2,522.2\n \n766.4\n514.4\n \n-\n \n900.0\n \n0.0\n-\n \n1,084.2\n \n1,815.7\n \n-\n \n284.5\n \n322.9\n \n5,519.7\n \n5,842.6\n \n111.4\n \n-\n \n1736.6\n3,476.9\n \n20,111.3\n \nMay\n26.4\n \n855.4\n2,940.4\n \n801.9\n906.2\n \n-\n \n1,009.6\n \n0.0\n-\n \n1,098.4\n \n1,814.5\n \n-\n \n204.3\n \n695.6\n \n5,865.6\n \n6,561.2\n \n139.8\n \n-\n \n2062.4\n3,495.2\n \n21,915.6\n \nJun\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nJul\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nAug\n32.3\n \n1148.2\n3,101.3\n \n1361.4\n1,468.4\n \n-\n \n892.1\n \n0.0\n-\n \n1,235.6\n \n1,836.0\n \n-\n \n113.8\n \n639.9\n \n6,476.6\n \n7,116.6\n \n593.1\n \n-\n \n2036.4\n3,683.5\n \n24,618.5\n \nSep\n34.4\n \n1218.5\n3,281.0\n \n813.1\n1,259.5\n \n-\n \n830.3\n \n0.0\n-\n \n1,226.4\n \n2,125.7\n \n-\n \n107.4\n \n842.6\n \n6,263.1\n \n7,105.7\n \n451.2\n \n-\n \n2125.9\n3,664.0\n \n24,242.9\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nOther Institutional Units\nTABLE 6.1: BUILDING SOCIETIES SSSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n8 \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent \nOther\nTOTAL\nand\nLiabilities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\n-\n \nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n6114\n44.7\n2,350.2\n8,508.5\n0.0\n649.8\n9,158.3\n6,215.9\n0.0\n1,657.1\n0.0\n377.4\n0.0\n6,162.6\n0.0\n3,052.3\n20,407.7\nFeb\n6227\n51.3\n2,759.3\n9,037.6\n0.0\n625.5\n9,663.1\n6,512.8\n0.0\n1,679.8\n0.0\n206.6\n0.0\n6,294.5\n0.0\n1,620.1\n19,464.2\nMar\n7027\n54.9\n2,402.5\n9,484.9\n0.0\n588.2\n10,073.1\n7,085.6\n0.0\n1,498.3\n0.0\n83.0\n0.0\n6,364.1\n0.0\n1,719.2\n19,737.7\nApr\n7101\n74.1\n2,488.0\n9,663.4\n0.0\n588.3\n10,251.7\n7,186.8\n0.0\n1,498.3\n0.0\n99.1\n0.0\n6,375.2\n0.0\n1,887.1\n20,111.3\nMay\n8052\n83.0\n2,896.7\n11,031.5\n0.0\n0.0\n11,031.5\n7,864.0\n0.0\n2,107.9\n0.0\n100.3\n0.0\n6,789.0\n0.0\n1,886.9\n21,915.6\nJun\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nJul\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nAug\n7971\n57.3\n4,213.4\n12,241.4\n0.0\n751.2\n12,992.5\n9,046.5\n0.0\n2,065.1\n36.9\n107.8\n0.0\n7,361.5\n0.0\n2,054.6\n24,618.5\nSep\n8740\n54.3\n3,967.0\n12,761.5\n0.0\n200.1\n12,961.6\n9,714.8\n0.0\n1,860.0\n30.3\n88.1\n0.0\n7,193.5\n0.0\n2,109.3\n24,242.9\n-\n \nSource: Reserve Bank of Zimbabwe, 2025\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n9 \n \n \n \nEND OF\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\n*Aug\n3,858,128.45\n496,920.13\n197,595.11\n3,160,166.09\n163,179.56\n1,353,221.18\n3,891,826.53\n2,259,346.53\n2,064,398.05\n355,517.61\n7,019,997.29\n1,626.53\n24,821,923.05\n*Sep\n6,672,075.13\n1,240,260.16\n365,299.01\n5,024,076.96\n274,548.64\n2,326,667.49\n6,387,958.08\n4,331,429.08\n3,418,807.30\n640,082.06\n11,884,283.83\n2,603.24\n42,568,090.98\n*Oct\n7,858,559.49\n1,469,928.32\n481,828.82\n5,465,308.96\n320,115.06\n2,603,522.82\n7,340,600.92\n5,249,584.59\n3,667,687.19\n726,009.18\n13,568,052.49\n3,070.10\n48,754,267.95\n*Nov\n7,180,366.66\n1,328,085.57\n428,978.78\n5,025,733.67\n284,239.89\n2,457,448.49\n6,759,835.67\n4,209,879.63\n3,928,182.05\n680,905.22\n13,074,981.78\n2,309.39\n45,360,946.80\n*Dec\n7,297,552.82\n1,289,292.14\n385,874.99\n4,973,856.63\n262,219.72\n2,513,526.60\n6,746,914.01\n4,827,984.53\n3,694,327.88\n706,439.67\n13,280,443.54\n2,262.81\n45,980,695.34\n2025\n*Jan\n7,678,298.65\n1,196,038.23\n409,696.02\n5,047,238.20\n306,809.73\n2,664,917.36\n6,434,242.43\n4,757,437.66\n4,086,970.99\n769,886.02\n13,569,651.19\n1,922.01\n46,923,108.48\n*Feb\n8,299,274.74\n1,201,875.78\n399,492.64\n4,830,538.61\n300,587.07\n2,770,286.66\n6,503,215.41\n4,803,609.78\n4,292,425.79\n746,491.37\n13,140,132.51\n1,960.50\n47,289,890.85\n*Mar\n8,326,930.91\n1,244,718.81\n402,707.95\n5,041,144.58\n317,777.54\n2,491,912.41\n6,543,198.90\n4,375,136.07\n5,262,596.60\n744,227.95\n13,809,533.31\n1,950.08\n48,561,835.10\n*Apr\n8,907,112.83\n1,321,160.24\n510,175.35\n5,587,682.42\n301,612.10\n2,488,206.19\n7,065,026.69\n5,118,059.86\n5,500,479.51\n721,927.40\n14,585,410.50\n2,121.10\n52,108,974.19\n*May\n9,447,878.28\n1,662,965.62\n432,262.51\n6,247,342.77\n303,671.59\n2,560,619.89\n7,447,120.21\n5,231,385.19\n5,706,622.10\n757,449.00\n14,848,295.45\n2,090.86\n54,647,703.48\n*Jun\n9,323,262.25\n1,857,036.70\n452,476.01\n6,911,438.62\n316,057.26\n2,597,384.44\n7,363,354.86\n5,189,397.21\n5,586,435.53\n1,025,486.27\n14,948,428.25\n2,340.92\n55,573,098.32\n*Jul\n9,586,121.76\n1,821,068.99\n495,126.38\n7,039,554.33\n178,544.10\n2,593,734.88\n7,795,887.20\n5,506,356.66\n4,812,815.12\n1,047,916.99\n15,398,848.28\n3,074.97\n56,279,049.66\n*Aug\n9,148,112.87\n1,704,046.91\n442,559.05\n8,621,271.81\n178,023.75\n2,711,257.51\n7,806,713.08\n4,494,735.86\n5,678,257.82\n1,660,555.70\n14,593,469.93\n3,267.57\n57,042,271.87\n*Sep\n9,939,018.22\n1,705,339.14\n447,683.58\n8,018,110.39\n298,207.44\n2,736,927.32\n8,222,972.36\n5,267,250.21\n5,356,204.76\n1,618,665.56\n15,143,546.81\n3,161.64\n58,757,087.43\nSource: Reserve Bank of Zimbabwe, 2025\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n10 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\n*Oct\n3,485,504.59\n2,567,255.56\n3,535,607.03\n7,474,589.94\n3,299,698.46\n7,968,221.02\n5,044,419.36\n5,097,867.03\n29,458,757.35\n1,018,065.78\n9,462,752.69\n220,427.14\n78,633,165.96\n*Nov\n3,092,857.19\n2,583,575.64\n3,658,337.22\n6,311,484.89\n3,319,494.63\n7,425,250.57\n6,381,558.42\n4,761,639.77\n27,173,979.25\n1,133,673.74\n8,782,149.64\n200,228.74\n74,824,229.70\n*Dec\n3,246,075.75\n3,000,089.39\n3,491,754.69\n6,900,913.48\n3,547,897.26\n7,345,227.12\n6,716,997.93\n4,549,007.97\n27,260,521.53\n1,099,879.74\n10,022,447.18\n355,894.47\n77,536,706.51\n2025\n*Jan\n2,906,778.30\n3,263,210.15\n3,335,010.28\n6,226,024.85\n3,652,381.28\n8,401,231.92\n6,022,841.93\n4,820,773.49\n27,794,296.00\n1,020,418.08\n9,522,377.98\n214,322.39\n77,179,666.65\n*Feb\n3,148,260.00\n2,765,476.21\n2,386,768.37\n6,142,552.78\n3,733,009.01\n8,301,324.64\n5,391,986.88\n4,799,925.63\n27,396,588.33\n1,120,196.78\n10,349,018.64\n257,727.50\n75,792,834.75\n*Mar\n2,931,379.17\n2,536,384.45\n2,998,500.17\n7,205,270.81\n4,098,816.70\n9,412,388.16\n5,090,011.12\n5,298,903.78\n30,409,375.81\n1,367,930.91\n10,495,733.30\n291,454.26\n82,136,148.64\n*Apr\n3,386,026.90\n2,914,075.14\n3,289,407.24\n8,086,383.88\n4,171,684.56\n10,519,094.01\n5,681,605.01\n5,683,058.56\n29,468,736.33\n1,483,286.46\n12,710,551.63\n251,262.54\n87,645,172.24\n*May\n3,791,778.73\n3,137,191.75\n4,015,525.94\n8,522,205.13\n4,083,039.56\n10,506,322.87\n6,181,631.24\n5,246,061.22\n33,512,835.39\n1,339,582.73\n13,286,284.33\n245,907.53\n93,868,366.41\n*Jun\n4,014,093.60\n3,535,586.92\n4,498,509.41\n8,172,595.07\n4,663,956.29\n11,061,597.23\n7,103,169.60\n7,369,633.91\n33,675,926.44\n1,350,750.73\n14,041,884.59\n249,641.43\n99,737,345.22\n*Jul\n3,720,611.16\n3,264,199.67\n4,187,885.93\n7,663,562.57\n4,338,130.51\n11,059,181.15\n6,952,371.00\n6,841,436.42\n31,002,206.47\n1,401,103.60\n13,912,098.40\n249,684.34\n94,592,471.21\n*Aug\n4,067,028.19\n3,593,726.17\n4,621,438.31\n7,757,110.09\n4,870,995.71\n10,663,643.86\n7,009,097.60\n6,845,630.99\n33,663,827.18\n1,515,405.31\n13,535,691.17\n392,861.63\n98,536,456.22\n*Sep\n3,578,478.45\n3,656,834.56\n4,589,839.49\n7,619,973.61\n4,876,364.92\n11,278,677.66\n6,905,187.76\n7,218,138.56\n35,474,081.78\n1,766,880.44\n13,855,223.42\n328,883.65\n101,148,564.30\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n11 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\n2025\n*Jan\n41.82\n47.35\n40.13\n46.08\n*Feb\n43.00\n48.60\n40.45\n45.68\n*Mar\n42.33\n47.97\n40.42\n46.11\n*Apr\n42.16\n47.82\n40.43\n46.21\n*May\n43.66\n48.93\n40.27\n46.51\n*Jun\n42.34\n48.06\n40.51\n46.77\n*Jul\n42.50\n48.23\n40.46\n46.43\n*Aug\n43.33\n48.96\n40.39\n46.34\n*Sep\n43.45\n49.06\n40.45\n46.22\nSource: Reserve Bank of Zimbabwe, 2025\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMERCIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n12 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n*Mar\n3.81\n4.14\n5.95\n8.87\n*Apr\n3.81\n4.14\n5.95\n8.93\n*May\n3.81\n4.14\n6.09\n9.62\n*Jun\n3.81\n4.14\n5.95\n9.21\n*Jul\n3.67\n3.78\n6.21\n9.37\n*Aug\n3.75\n3.86\n6.90\n10.48\n*Sep\n3.75\n4.08\n6.90\n10.79\nSource: Reserve Bank of Zimbabwe, 2025\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n13 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.81\n0.46\n*Mar\n0.83\n0.15\n0.00\n-0.13\n0.93\n0.34\n-0.25\n-1.08\n2.43\n-0.53\n-0.22\n0.16\n-0.46\n-0.06\n*Apr\n1.31\n0.88\n1.67\n0.26\n1.17\n0.66\n-0.80\n1.05\n0.87\n2.92\n0.85\n1.11\n-0.25\n0.64\n*May\n1.14\n0.88\n0.20\n0.61\n1.58\n0.25\n-0.52\n0.35\n0.82\n0.04\n0.41\n0.58\n1.62\n0.93\n*Jun\n0.09\n0.77\n0.29\n0.70\n0.91\n0.75\n2.66\n0.45\n0.78\n0.19\n0.35\n0.53\n-0.21\n0.28\n*Jul\n0.36\n1.21\n5.44\n0.11\n0.68\n1.58\n-0.75\n0.60\n-0.46\n0.40\n-0.46\n2.29\n0.18\n1.57\n*Aug\n0.07\n1.17\n-0.01\n0.33\n1.54\n1.47\n3.11\n-0.06\n4.03\n2.78\n-0.07\n0.64\n-0.07\n0.40\n*Sep\n-0.07\n-0.26\n-0.66\n-0.69\n-0.39\n-1.32\n-0.06\n0.47\n0.28\n-0.53\n0.05\n-0.48\n0.21\n-0.25\nSource: Zimstat, 2025\n*Statistics are in ZiG\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\n \n \n14 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\n2025\n*Apr\n113.35\n96.45\n65.25\n89.90\n102.12\n82.73\n70.72\n92.09\n22.68\n66.55\n106.90\n77.85\n102.86\n85.68\n*May\n129.68\n100.90\n64.69\n97.15\n107.69\n86.74\n68.74\n97.91\n23.68\n68.14\n113.77\n80.67\n118.27\n92.06\n*Jun\n130.99\n100.81\n65.04\n98.10\n108.68\n86.58\n72.66\n98.85\n24.44\n68.39\n114.06\n81.23\n118.65\n92.52\n*Jul\n130.50\n101.45\n73.37\n98.55\n109.16\n90.38\n75.58\n99.93\n23.42\n68.69\n112.89\n95.79\n120.66\n95.79\n*Aug\n125.47\n100.66\n73.00\n95.15\n109.89\n88.08\n81.14\n97.03\n27.76\n71.25\n108.36\n84.22\n115.87\n93.78\n*Sep\n102.80\n93.09\n69.93\n81.62\n101.02\n75.60\n75.97\n86.29\n27.03\n63.08\n94.00\n76.64\n96.40\n82.74\nSource: Zimstat, 2025\n*Statistics are in ZiG\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\n \n \n15 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\n*Mar\n26.6787\n1.4588\n1.9508\n0.1788\n28.5428\n34.4141\n*Apr\n26.8023\n1.4182\n1.9371\n0.1855\n30.0241\n33.8697\n*May\n26.8657\n1.4817\n1.9826\n0.1854\n30.2848\n35.8782\n*Jun\n26.9125\n1.4958\n1.9959\n0.1861\n30.6525\n36.2024\n*Jul\n26.8367\n1.5123\n1.9559\n0.1828\n31.3728\n36.2626\n*Aug\n26.7665\n1.5098\n1.8838\n0.1813\n31.1270\n35.9603\n*Sep\n26.6638\n1.5274\n1.8858\n0.1804\n31.2864\n36.0137\nSource: Reserve Bank of Zimbabwe, 2025\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND O F\nUSA DO LLAR\nSO UTH ARFICAN \nRAND\nBO TSWANA PULA\nJAPANESE YEN\nEURO\nPO UND \nSTERLING\n \n \n16 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\n*Mar\n205.25\n180.43\n229,916,317\n92,886,500\n62,916.75\n*Apr\n191.95\n143.95\n268,269,085\n150,502,500\n58,411.66\n*May\n196.85\n145.40\n600,720,736\n269,991,681\n59,973.06\n*Jun\n197.23\n145.40\n532,262,807\n393,325,459\n60,971.48\n*Jul\n205.71\n144.85\n765,887,092\n429,345,471\n64,302.76\n*Aug\n208.72\n145.31\n689,801,108\n428,725,700\n65,354.76\n*Sep\n210.63\n123.58\n451,998,794\n95,397,473\n65,675.91\nSource: Zimbabwe Stock Exchange, 2025\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n*All Share index was introduced in January, 2018\n \n \n17 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n7252.4\n6858.9\n14579.5\n44760.8\n*Feb\n92208.7\n5961.2\n6364.9\n14208.9\n43833.1\n*Mar\n112646.3\n6785.3\n7339.8\n17156.0\n47320.6\n*Apr\n116945.5\n7294.4\n7046.2\n19678.2\n49770.4\n*May\n128946.5\n9194.3\n8439.4\n23187.8\n53674.7\n*Jun\n138127.3\n8384.0\n9486.4\n21162.1\n54257.1\n*Jul\n138187.6\n9025.2\n9523.3\n21930.1\n58804.4\n*Aug\n109473.9\n7154.9\n8818.4\n21485.6\n58556.4\n*Sep\n132722.3\n7080.7\n9387.7\n23110.2\n67610.3\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n18 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n7381.3\n911.1\n46337.9\n1363.6\n*Feb\n815.5\n6229.8\n838.1\n44460.8\n1346.3\n*Mar\n917.4\n6777.0\n953.3\n53987.0\n1250.1\n*Apr\n872.0\n6052.9\n888.6\n54493.5\n1222.6\n*May\n959.3\n7667.0\n1027.7\n59206.5\n1531.9\n*Jun\n922.0\n7179.3\n1119.4\n56595.1\n1165.4\n*Jul\n983.4\n8005.7\n1110.5\n58630.8\n1172.7\n*Aug\n818.4\n6941.9\n1038.6\n61492.9\n1127.4\n*Sep\n987.3\n6560.0\n1057.7\n62386.1\n1200.5\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n19 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\n2025\n*Jan\n652.0\n748.8\n1400.8\n-96.8\n*Feb\n512.6\n730.4\n1243.0\n-217.9\n*Mar\n581.9\n809.9\n1391.8\n-228.0\n*Apr\n662.6\n781.3\n1443.9\n-118.7\n*May\n727.3\n882.1\n1609.3\n-154.8\n*Jun\n723.5\n882.0\n1605.5\n-158.5\n*Jul\n877.5\n886.2\n1763.7\n-8.7\n*Aug\n878.2\n871.1\n1749.3\n7.0\n*Sep\n850.5\n881.3\n1731.8\n-30.8\nSource: ZIMSTAT, 2025\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_September_2025_.pdf"}
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+{"doc_id": "3a4f74f96521701fb6ccc2caf9ba4dae", "text": "MONTHLY ECONOMIC REVIEW \nMAY 2013 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n4 \nINSIDE THIS ISSUE: \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2013 \nApril \n2013 \nMay \nZ.S.E. Mining Index1 \n71.98 \n73.99 \nZ.S.E. Industrial Index1 \n189.66 \n212.72 \nMoney Supply (Total Bank Deposits) (US$)2 \n3.97 billion \n4.02 billion \nMoney Supply (M3) Annual Growth2 \n14.85% \n12.23% \nYearly Inflation3 \n2.49% \n2.20% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \nMonth on \nMonth \nchange \n2.79% \n12.16% \n1.26% \n1.30% \n-0.25% \n \nSTOCK MARKET DEVELOPMENTS \n \nThe Zimbabwe stock market put up a strong \nperformance in May 2013, on account of \nsustained demand for blue chip counters by \nforeign investors. Investor confidence re-\nturned, further spurring the rise in the ZSE, \nagainst a background of low domestic liquid-\nity and sluggish economic performance. \n \nReflecting thin trading on the local bourse, \nthe volumes traded declined by 7.8% to \n142.6 million shares in May 2013, from \n154.8 million shares in April. The value of \nshares traded, however, remained high as a \nresult of trading being concentrated on blue \nchip counters. The month of May recorded a \nturnover of US$35.2 million up from \nUS$25.7 million in April 2013. Compared to \nthe same period last year, the volume and \nvalues traded declined by 71.6% and 11.6%, \nrespectively. \n \nDespite low economic activity, share prices \non the local bourse maintained an upward \ntrend during the month under review, driven \nby demand from foreign investors. As such, \nthe industrial index gained 12% from 189.66 \npoints in April, to close the month of May \n2013 at 212.72 points. \n \nThe implementation of monetary stimulus \nmeasures in developed countries has resulted \nin increased liquidity and reduced returns on \ninvestment in the euro zone and USA. This \nhas resulted in portfolio investment inflows \n \n2 3 \n \n2 4 \ninto most African stock markets, including \nZimbabwe, explaining the increased partici-\npation by foreign investors. Liquidity short-\nages in the domestic market have, however, \ncontinued to hamper the participation of lo-\ncal investors. \n \nThe mining index also gained 2.01% to close \nthe month under review at 73.99 points. On a \nyear-to-date basis, the mining index in-\ncreased by 11.6%. The mining index has \nbeen lagging behind the industry index partly \ndue to high extraction costs, against lower \ndemand for the commodities on the interna-\ntional markets. \n \nFollowing the increase in both the industrial \nand mining indices, total market capitaliza-\ntion registered an 11.8% increase to a record \nhigh of US$5.4 billion. On a year-to-date ba-\nsis, market capitalization rose by 39%. \n \nNotwithstanding the strong performance reg-\nistered during the month under review, the \nZSE remains prone to external shocks as \ntrading is largely dominated by foreign in-\nvestors. \n \nA reduction in the stimulus measures in de-\nveloped economies, for example, may lead to \nan improvement in investment yields these \neconomies, leading to significant outflows \nfrom the local bourse. There is, therefore, \nneed for the implementation of policies that \nencourage foreign investors to continue par-\nticipating actively as well as holding long \npositions on the ZSE, to prevent liquidity \ndrainage from the economy. \n \n \nMONETARY DEVELOPMENTS \n \nAnnual growth in broad money decelerated \nto 12.23% in May 2013 after strengthening \nin April 2013. In levels, broad money sur-\npassed the US$4 billion mark for the first \ntime in the multicurrency era, to close the \nmonth under review at US$4.02 billion. \n \nThe growth was largely underpinned by in-\ncreases of US$0.16 billion and US$0.15 bil-\nlion in demand and long term deposits, re-\n \n3 5 \nspectively. On a month on month basis, \nbroad money grew by 1.3% in May, com-\npared to 4.4% recorded in April 2013. \n \nDeposits held by banks largely emanated \nfrom utilities and local authorities, 22.63%; \nhouseholds, 17.91%; and financial organiza-\ntions, 14.71%. The proportion of deposits \nfrom retail and distribution activities, which \nwas 12.96% in December 2012, progres-\nsively declined to 9.84% in May 2013. \n \nThe developments in domestic credit contin-\nued to mirror trends in deposits as annual \ngrowth in domestic credit declined from \n26.20% in April to 23.1% in May 2013. On \na month-on-month basis, growth in domes-\ntic credit registered a 2% increase, from 3.4% \nin the previous month. \n \nThe banking sector largely channeled its \ncredit to private sector enterprises, which ac-\ncounted for 92.87% of total domestic credit. \nNet credit to Government accounted for only \n5.48% of total domestic credit. This, in large \npart, reflected the Government’s usage of the \ncash budgeting system. \n \nOutstanding credit to the private sector \namounted to US$3 595.19 million, down from \nUS$3 569.40 million recorded in April 2013. \nCredit to the private sector was largely com-\nposed of loans and advances, 84.89%; mort-\ngages, 8.55%; bills discounted, 3.22%; other \n4 \n \n6 \ninvestments, 1.81%; and Bankers’ Accep-\ntances, 1.43%. The growth in credit was \nlargely underpinned by sustained demand for \nloans and advances. \n \nLoans and advances were mainly allocated to \nagriculture (17.92%) for pre and post tobacco \nfinancing; distribution (16.94%); and manu-\nfacturing (17.49%) activities. Loans to indi-\nviduals accounted for 18.54% of total loans \nand advances to the private sector. \n \nPrivate sector loans and advances were \nmainly utilized for working capital (77.10%). \nCredit utilized for fixed investment activity, \nhowever, remained low, with the procure-\nment of plant and equipment accounting for \n5.64% and pre and post shipment financing at \n2.09% of total loans and advances. The pur-\nchase of consumer durables accounted for \n15.17%. \n \nIn the context of a multiple currency regime, \nthe country’s external sector performance \nremains a key determinant of money supply \ngrowth in the economy. In this regard, \nsources of liquidity largely comprise of ex-\nport earnings, Diaspora inflows, offshore \ncredit lines, foreign direct and portfolio in-\nvestment inflows, as well as capital transfers \nincluding grants. \nAccordingly, negative developments on the \ncountry’s balance of payments constrain de-\nposit mobilization initiatives, further tighten-\ning liquidity conditions in the economy, with \nnegative knock on effects on economic \ngrowth. \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nAnnual inflation continued on a downward \ntrend since March 2013, decelerating to 2.2% \nin May 2013, from 2.49% in April 2013. \nThis was on the back of depressed domestic \neconomic activity and tight liquidity condi-\ntions. Also contributing to inflation slow-\ndown was the weakening of the South Afri-\ncan rand against the United States of \nAmerica dollar. \n \nAnnual food and non alcoholic beverages \ninflation declined from 3.58% in April 2013, \nto 3.54% in May 2013, while non-food infla-\n7 \ntion stood at 1.54% in May 2013, from \n1.94%, in April 2013. Year-on-year food in-\nflation slowed down to 3.54% in May 2013, \nfrom 3.58% in April 2013. \n \nThe decline in food inflation was partly at-\ntributable to the weakening of the rand which \nresulted in a reduction in the landed cost of \nfood imports from South Africa, the coun-\ntry’s largest trading partner. Furthermore, the \nonset of the harvesting season resulted in the \nimprovement of local food supply and thus \npulling food prices down . \n \nAnnual non-food inflation also declined to \n1.54% in May 2013, from 1.9% in April \n2013. Increases in rentals, transport and edu-\ncation costs largely contributed to annual non\n-food inflation. \nMonth-on-Month Inflation \n \nMonth-on-month inflation decelarated from \n-0.07 % in April 2013, to -0.21% in May \n2013, due to a decline in aggregate demand \nin the economy. \nMonthly non-food inflation fell from 0.11% \nin April 2013 to -0.17% in May 2013, on ac-\ncount of price declines in the furniture and \nequipment, transport, recreation and culture, \nand miscellaneous goods and services cate-\ngories. \n \nMonth-on-month food inflation stood at \n-0.28% in May 2013, compared to –0.44% in \nApril 2013. \nInflation Outlook \nInflation is expected to remain low and stable, \nthough largely depending on the movement of \ninternational oil prices, the US$/rand ex-\nchange rate developments, as well as fluctua-\ntions in the level of aggregate demand in the \neconomy. \n \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nThe national payment systems continued to \nexhibit stability and resilience, during the pe-\nriod under review. The Bank’s goal is to en-\nsure that payment systems are available with-\nout interruption, meet all users' needs, and \noperate at minimum risk and reasonable cost. \n \nAs such, the Central Bank will continue to \ndeepen its role through increased monitoring \nand collaboration with various stakeholders in \norder to maintain safety, soundness and stabil-\nity in of the payment systems. \nWith the exception of cheques, most payment \nstreams registered increases during the month \nof May 2013, in both volume and value terms. \n8 \nZimbabwe Electronic Transfer Settle-\nment System (ZETSS) \n \nThe value of transactions processed through \nthe RTGS system in May 2013 increased by \n10.7% to US$3.91 billion, from US$3.54 \nbillion in April 2013. On the other hand, the \nvolume of transactions registered an in-\ncrease of 18% from 182 865 to 215 199 dur-\ning the same period. \nCard Systems \n \n \nThe total value of card based transactions \nrose by 1.3%, from US$328.2 million in \nApril to US$332.6 million in May 2013. \n \nMobile and Internet Based Transactions \n \nThe value of mobile and internet based \ntransactions rose by 28.3%, from US$283.6 \nmillion in April to US$364 million in May \n2013. \nCheques \n \nIn value terms, cheque transactions de-\ncreased by 7.2%, from US$16.6 million in \nApril 2013 to US$15.4 million in May \n2013. \n \n \n \n \n \n \n \n \n \n \nReserve Bank of Zimbabwe \nJune 2013 \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n35 \n \n10 \n11 \nTABLE 1.1 : MONETARY AGGREGATES \n US$ Thousands \n \n2012 \n2013 \n \nMay \nJune \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \nFebruary \nMarch \nApril \n \n \n \n \n \n \n \n \n \n \n \n \n \nRBZ Demand Deposits \n78.6 \n79.7 \n80.1 \n80.9 \n82.1 \n80.7 \n79.6 \n80.8 \n78.6 \n78.3 \n77.3 \n 78.6 \nComm. Banks Dem. Deposits \n1,804,232.7 \n1,815,912.3 \n1,875,149.3 \n1,826,752.4 \n1,869,138.7 \n1,894,495.7 \n1,804,260.4 \n1,981,218.7 \n1,924,517.4 \n1,875,465.4 \n1,860,664.0 \n1,979,220.0 \nMerchant Banks Dem. Deposits \n84,715.0 \n136,052.5 \n110,779.0 \n106,955.1 \n102,471.0 \n112,805.6 \n105,260.2 \n108,094.7 \n106,935.2 \n102,797.7 \n104,281.4 \n107,324.1 \nM1 \n1,889,026.3 \n1,952,044.5 \n1,986,008.4 \n1,933,788.4 \n1,971,691.8 \n2,017,382.0 \n1,909,600.2 \n2,089,394.2 \n2,031,531.2 \n1,978,341.4 \n1,965,022.7 \n2,086,622.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks Savings Deposits \n161,039.2 \n160,170.3 \n162,953.0 \n171,279.3 \n189,287.9 \n182,029.0 \n288,914.0 \n253,471.9 \n193,007.6 \n192,683.5 \n201,459.2 \n194,873.4 \nBuilding Soc. Savings Deposits \n156,772.0 \n171,972.6 \n168,562.6 \n171,825.0 \n176,983.1 \n164,699.0 \n163,276.1 \n180,152.6 \n159,093.7 \n168,605.4 \n168,484.1 \n170,975.7 \nP O S B Savings Deposits \n49,423.7 \n50,001.8 \n51,631.2 \n51,322.2 \n51,747.0 \n50,457.0 \n55,822.7 \n54,893.7 \n55,832.5 \n56,274.2 \n57,860.7 \n55,236.9 \nComm. Banks U-30 Day Deposits \n622,619.0 \n706,497.8 \n668,743.8 \n716,241.3 \n648,981.9 \n781,995.1 \n593,873.6 \n613,008.0 \n632,215.7 \n708,500.6 \n734,849.5 \n786,076.0 \nMerchant Banks U-30 Day Deposits \n100,355.4 \n91,241.5 \n36,431.8 \n39,907.3 \n60,358.5 \n35,887.6 \n69,265.1 \n67,930.5 \n91,671.2 \n65,975.9 \n62,324.3 \n64,604.1 \nBuilding Soc. U- 30 Day Deposits \n77,364.4 \n70,088.7 \n53,684.5 \n59,216.0 \n70,300.4 \n98,536.7 \n73,514.3 \n65,572.4 \n60,885.9 \n77,091.9 \n82,098.1 \n81,944.39 \nM2 \n3,056,599.9 \n3,202,017.2 \n3,128,015.2 \n3,143,579.4 \n3,169,350.6 \n3,320,987.1 \n3,154,266.0 \n3,324,423.3 \n3,224,237.8 \n3,247,472.9 \n3,272,098.6 \n3,440,333.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks O-30 Day Deposits \n347,816.0 \n228,931.5 \n327,819.8 \n192,982.4 \n311,167.7 \n235,566.9 \n424,351.9 \n314,380.7 \n351,356.6 \n297,613.9 \n249,558.5 \n223,799.1 \nMerchant Banks O-30 Day Deposits \n66,248.4 \n31,257.6 \n65,758.0 \n64,463.7 \n56,445.3 \n60,561...8 \n46,439.3 \n44,191.4 \n21,339.0 \n55,714.0 \n52,841.7 \n56,349.4 \nBuilding Soc. O- 30 Day Deposits \n93,384.4 \n109,663.7 \n156,055.2 \n170,113.2 \n172,761.3 \n165,382.5 \n179,493.1 \n184,561.2 \n192,823.3 \n194,226.7 \n203,912.9 \n226,550.8 \nBuilding Soc. Class C Deposits \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n \n \n \n \n0.0 \n0.0 \nBuilding Soc. Other Share Deposits \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n11,266.6 \n11,266.6 \nP O S B Time Deposits \n5,995.0 \n8,259.1 \n9,770.5 \n8,018.0 \n8,316.8 \n11,324.0 \n9,964.9 \n8,973.9 \n8,497.2 \n8,447.9 \n8,845.8 \n8,443.5 \nM3 \n3,580,185.4 \n3,590,270.7 \n3,697,560.4 \n3,589,298.3 \n3,728,183.4 \n3,813,963.8 \n3,824,656.8 \n3,886,672.1 \n3,808,395.5 \n3,813,616.9 \n3,798,524.1 \n3,966,742.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \nMay \n \n74.5 \n 1,932,968.10 \n \n112,173.40 \n2,045,215.9 \n \n \n221,622.3 \n \n192,634.8 \n \n56,544.5 \n \n637,041.1 \n \n67,104.2 \n \n122,672.1 \n3,342,834.9 \n \n \n387,930.6 \n \n54,361.5 \n \n212,044.5 \n0.0 \n \n11,266.5 \n \n9,703.5 \n \n4,018,141.5 \n \n12 \nTABLE 1.2 : BROAD MONEY SURVEY \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-372,096.90 \n-375,252.50 \n-366,349.80 \n-459,138.70 \n-447,672.70 \n-417,840.40 \n-340,899.70 \n-435,528.80 \n-485,643.40 \n-478,669.10 \n-627,094.50 \n-477,210.6 \n \n Assets \n1,014,946.00 \n1,008,028.90 \n1,010,995.60 \n918,272.00 \n952,305.80 \n964,367.00 \n1,063,411.00 \n1,089,808.50 \n994,812.70 \n988,575.61 \n867,399.60 \n983,189.5 \n \n Reserve Bank (RBZ) \n456,394.50 \n439,248.40 \n443,530.60 \n392,913.30 \n431,019.90 \n402,814.90 \n385,911.70 \n447,988.80 \n454,346.10 \n421,879.25 \n367,092.80 \n412,155.0 \n \n Deposit Money Banks (DMBs) \n531,555.60 \n547,519.30 \n543,103.30 \n497,720.10 \n490,916.00 \n527,291.20 \n635,377.30 \n599,274.60 \n507,151.40 \n529,296.47 \n469,834.90 \n537,446.4 \n \n Other Banking Institutions \n(OBIs) \\1 \n26,996.00 \n21,261.20 \n24,361.70 \n27,638.60 \n30,369.90 \n34,260.90 \n42,122.10 \n42,545.10 \n33,315.20 \n37,399.89 \n30,471.90 \n33,588.1 \n \n Liabilities \\2 \n-1,387,042.90 \n-1,383,281.50 \n-1,377,345.40 \n-1,377,410.80 \n-1,399,978.50 \n-1,382,207.30 \n-1,404,310.70 \n-1,525,337.30 \n-1,480,456.00 \n-1,467,244.71 \n-1,494,494.10 \n-1,460,400.2 \n \n RBZ \n1,144,411.30 \n1,145,150.60 \n1,142,322.10 \n1,144,176.70 \n1,149,650.90 \n1,147,233.00 \n1,147,319.70 \n1,149,161.20 \n1,149,023.60 \n1,141,623.47 \n1,135,073.40 \n1,140,521.7 \n \n DMBs \n220,947.20 \n216,314.50 \n217,204.30 \n216,220.20 \n233,273.50 \n211,042.10 \n233,317.40 \n352,118.40 \n311,214.10 \n303,476.08 \n337,091.10 \n293,394.4 \n \n OBIs \n21,684.40 \n21,816.30 \n17,818.90 \n17,013.80 \n17,054.10 \n23,932.20 \n23,673.70 \n24,057.80 \n20,218.40 \n22,145.17 \n22,329.60 \n26,484.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \n3,952,282.30 \n3,965,523.20 \n4,063,910.10 \n4,048,437.10 \n4,175,856.10 \n4,231,804.20 \n4,165,556.50 \n4,322,201.00 \n4,294,038.70 \n4,292,286.03 \n4,425,618.60 \n4,443,953.2 \n \nDOMESTIC CREDIT \n3,139,957.20 \n3,227,332.40 \n3,362,641.70 \n3,396,416.20 \n3,469,968.40 \n3,502,649.80 \n3,620,952.20 \n3,788,468.50 \n3,777,967.90 \n3,781,756.54 \n3,845,110.10 \n3,808,385.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n78,536.20 \n82,193.20 \n79,337.50 \n73,155.70 \n73,214.80 \n80,219.70 \n80,710.40 \n176,058.40 \n166,842.30 \n153,163.97 \n170,638.10 \n180,007.9 \n \n RBZ \n-1,733.00 \n-2,106.20 \n-1,522.60 \n-1,502.40 \n-1,514.60 \n-11,344.70 \n-11,034.80 \n-11,097.80 \n-1,225.80 \n-1,192.38 \n-1,179.60 \n-1,180.8 \n \n DMBs \n80,045.40 \n84,095.80 \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,122.73 \n151,543.00 \n160,538.4 \n \n OBIs \n223.8 \n203.6 \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.63 \n20,274.70 \n20,650.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Public Enterprises \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n58,973.6 \n \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n \n DMBs \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n58,973.6 \n \n Agri-PEs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n \n \n Other \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n3,620,380.60 \n58,973.6 \n \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Private Sector \n3,029,628.50 \n3,095,827.90 \n3,233,688.50 \n3,273,970.70 \n3,350,693.00 \n3,372,788.70 \n3,488,777.20 \n3,560,693.20 \n3,558,864.50 \n3,574,884.08 \n3,620,380.60 \n3,569,403.8 \n \n RBZ \n47,176.70 \n43,759.20 \n38,792.30 \n41,323.60 \n42,548.20 \n42,122.00 \n41,521.50 \n40,636.30 \n41,014.10 \n41,015.10 \n41,041.10 \n41,014.1 \n \n DMBs \n2,622,165.20 \n2,663,738.30 \n2,797,404.90 \n2,823,945.60 \n2,897,885.30 \n2,890,646.50 \n2,996,259.40 \n3,065,153.80 \n3,057,321.20 \n3,065,133.69 \n3,111,948.80 \n3,058,690.9 \n \n OBIs \n360,286.50 \n388,330.30 \n397,491.40 \n408,701.50 \n410,259.50 \n440,020.20 \n450,996.30 \n454,903.20 \n460,529.20 \n468,735.29 \n467,417.70 \n469,698.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n812,325.10 \n738,190.80 \n701,268.40 \n652,020.90 \n705,887.60 \n729,154.40 \n544,604.30 \n533,732.40 \n516,070.80 \n510,529.50 \n580,508.50 \n635,567.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n3,580,185.40 \n3,590,270.70 \n3,697,560.40 \n3,589,298.30 \n3,728,183.40 \n3,813,963.80 \n3,824,656.80 \n3,886,672.10 \n3,808,395.40 \n3,813,616.93 \n3,798,524.10 \n3,966,742.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMAY \n \n-488,616.3 \n1,065,690.2 \n471,664.8 \n547,557.0 \n46,468.4 \n-1,554,306.5 \n1,134,105.5 \n393,575.8 \n26,625.2 \n \n4,506,758.0 \n3,871,013.0 \n \n212,221.9 \n-1,179.7 \n192,880.2 \n20,521.4 \n \n63,604.9 \n0.0 \n63,604.9 \n0.0 \n63,604.9 \n0.0 \n \n3,595,186.2 \n40,128.8 \n3,063,681.6 \n491,375.8 \n \n635,745.0 \n \n4,018,141.5 \n \n \n13 \nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3) \n US$ Thousands \n1. Finance houses, building societies and P. O. S. B. \n2. Sign reversal. \n3. Net Domestic Assets consist of domestic credit and other items net. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-41,121.60 \n-3,155.70 \n8,902.80 \n-92,789.00 \n11,466.10 \n29,832.30 \n76,940.70 \n-94,629.10 \n-50,114.50 \n6,974.25 \n-148,425.4 \n149,883.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n Assets \n-34,425.80 \n-6,917.10 \n2,966.70 \n-92,723.60 \n34,033.80 \n12,061.10 \n99,044.00 \n26,397.50 \n-94,995.80 \n-6,237.07 \n-121,176.0 \n115,789.9 \n Reserve Bank (RBZ) \n-53,717.30 \n-17,146.10 \n4,282.20 \n-50,617.30 \n38,106.70 \n-28,205.00 \n-16,903.20 \n62,077.10 \n6,357.30 \n-32,466.80 \n-54,786.5 \n45,062.2 \n Deposit Money Banks (DMBs) \n17,269.50 \n15,963.80 \n-4,416.00 \n-45,383.20 \n-6,804.10 \n36,375.10 \n108,086.10 \n-36,102.60 \n-92,123.20 \n22,145.09 \n-59,461.6 \n67,611.5 \n Other Banking Institutions (OBIs) \\1 \n2,022.00 \n-5,734.70 \n3,100.50 \n3,276.90 \n2,731.30 \n3,891.00 \n7,861.20 \n423 \n-9,229.80 \n4,084.65 \n-6,928.0 \n3,116.2 \n Liabilities \\2 \n-6,695.80 \n3,761.40 \n5,936.10 \n-65.4 \n-22,567.70 \n17,771.10 \n-22,103.40 \n-121,026.60 \n44,881.30 \n13,211.32 \n-27,249.4 \n34,093.9 \n RBZ \n-13,456.80 \n739.3 \n-2,828.50 \n1,854.60 \n5,474.20 \n-2,417.90 \n86.7 \n1,841.50 \n-137.6 \n-7,400.09 \n-6,550.1 \n5,448.4 \n DMBs \n20,266.20 \n-4,632.70 \n889.8 \n-984.1 \n17,053.30 \n-22,231.40 \n22,275.20 \n118,801.00 \n-40,904.20 \n-7,738.03 \n33,615.1 \n-43,696.7 \n OBIs \n-113.7 \n131.9 \n-3,997.50 \n-805.1 \n40.3 \n6,878.20 \n-258.6 \n384.1 \n-3,839.40 \n1,926.80 \n184.4 \n4,154.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \\3 \n167,551.70 \n13,240.90 \n98,386.90 \n-15,473.10 \n127,419.00 \n55,948.10 \n-66,247.70 \n156,644.50 \n-28,162.20 \n-1,752.72 \n133,332.6 \n18,334.6 \nDOMESTIC CREDIT \n117,774.80 \n87,375.20 \n135,309.30 \n33,774.50 \n73,552.20 \n32,681.40 \n118,302.40 \n167,516.40 \n-10,500.60 \n3,788.59 \n63,353.6 \n-36,724.9 \n Claims on Government (net) \n-10,047.60 \n3,657.00 \n-2,855.70 \n-6,181.90 \n59.1 \n7,004.90 \n490.8 \n95,348.00 \n-9,216.10 \n-13,678.34 \n17,474.1 \n9,369.8 \n RBZ \n-14.3 \n-373.2 \n583.5 \n20.3 \n-12.2 \n-9,830.10 \n309.9 \n-63 \n9,872.00 \n33.43 \n12.8 \n-1.2 \n DMBs \n-10,053.60 \n4,050.40 \n-3,235.60 \n-6,202.10 \n71.3 \n15,601.40 \n180.9 \n95,410.90 \n-18,088.00 \n-13,711.77 \n-2,579.8 \n8,995.5 \n OBIs \n20.2 \n-20.2 \n-203.6 \n0 \n0 \n1,233.60 \n0 \n0 \n-1,000.00 \n0.0 \n20,041.1 \n375.5 \n Claims on Public Enterpris \n347.5 \n17,518.80 \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n1,823.10 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n DMBs \n347.5 \n17,518.80 \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n18231 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n Agri-PEs \n0 \n0 \n0 \n-4,771.80 \n-4,772.80 \n-4,773.80 \n-4,774.80 \n0 \n0 \n0 \n0 \n0.0 \n Other \n347.5 \n17,518.80 \n304.3 \n4,446.00 \n1,543.70 \n8,354.50 \n6,597.90 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n127,474.90 \n66,199.40 \n137,860.60 \n40,282.20 \n76,722.30 \n22,095.70 \n115,988.50 \n71,916.00 \n-1,828.70 \n16,019.59 \n45,496.5 \n-50,976.8 \n RBZ \n3,073.70 \n-3,417.50 \n-4,967.00 \n2,531.30 \n1,224.60 \n-426.2 \n-600.5 \n-885.3 \n377.8 \n1.0 \n-1.0 \n0.0 \n DMBs \n109,006.50 \n41,573.10 \n133,666.60 \n26,540.70 \n73,939.70 \n-7,238.70 \n105,612.90 \n68,894.30 \n-7,832.60 \n7,812.52 \n46,815.1 \n-53,257.8 \n OBIs \n15,394.60 \n28,043.80 \n9,161.00 \n11,210.10 \n1,558.00 \n29,760.70 \n10,976.10 \n3,906.90 \n5,626.00 \n8,206.07 \n-1,317.5 \n2,281.0 \nOTHER ITEMS (NET) \n49,777.00 \n-74,134.30 \n-36,922.40 \n-49,247.60 \n53,866.80 \n23,266.70 \n-184,550.10 \n-10,871.90 \n-17,661.60 \n-5,541.30 \n69,979.0 \n55,059.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n126,430.10 \n10,085.30 \n107,289.70 \n-108,262.00 \n138,885.10 \n85,780.40 \n10,692.90 \n62,015.40 \n-78,276.70 \n5,221.54 \n-15,092.8 \n168,218.4 \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n3.70% \n0.30% \n3.00% \n-2.90% \n3.90% \n2.30% \n0.30% \n1.60% \n-2.00% \n0.14% \n-0.4% \n4.4% \n Domestic Credit \n3.90% \n2.80% \n4.20% \n1.00% \n2.20% \n0.90% \n3.40% \n4.60% \n-0.30% \n0.10% \n1.7% \n-1.0% \n Claims on Private Sector \n4.40% \n2.20% \n4.50% \n1.20% \n2.30% \n0.70% \n3.40% \n2.10% \n-0.10% \n0.45% \n1.3% \n-1.4% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMAY \n \n \n-11,405.7 \n \n82,500.7 \n59,509.8 \n10,110.6 \n12,880.3 \n-93,906.3 \n-6,416.2 \n100,181.4 \n141.2 \n \n62,804.8 \n62,627.7 \n32,214.0 \n1.1 \n32,341.8 \n-128.8 \n4,631.3 \n0.0 \n4,631.3 \n0.0 \n4,631.3 \n0.0 \n25,782.4 \n-885.3 \n4,990.7 \n21,677.1 \n177.1 \n \n51,399.0 \n \n1.3% \n1.6% \n0.7% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-103,677.30 \n-202,674.90 \n-89,936.30 \n-190,761.00 \n-131,411.50 \n-100,210.80 \n-19,830.80 \n-139,041.90 \n-211,017.80 \n-408,762.52 \n-268,481.4 \n-146,235.3 \n Assets \n4,008.90 \n-129,754.20 \n-42,038.00 \n-142,367.40 \n-71,725.60 \n-81,928.20 \n36,818.40 \n33,821.10 \n-99,644.30 \n-321,764.74 \n-149,564.2 \n-66,182.3 \n Reserve Bank (RBZ) \n20,800.00 \n-95,804.20 \n-5,809.40 \n-77,953.30 \n-5,234.10 \n-34,371.40 \n-34,330.10 \n33,849.90 \n23,562.10 \n-129,087.95 \n-120,111.9 \n-97,956.8 \n Deposit Money Banks (DMBs) \n-41,001.10 \n-41,235.80 \n10,917.80 \n-76,767.00 \n-84,133.70 \n-68,113.20 \n53,083.10 \n-22,552.60 \n-134,496.90 \n-207,670.13 \n-38,404.5 \n23,160.4 \n Other Banking Institutions (OBIs) \n\\1 \n24,210.00 \n7,285.80 \n10,917.80 \n12,352.80 \n17,642.10 \n20,556.40 \n18,065.40 \n22,523.80 \n11,290.50 \n14,993.34 \n8,952.2 \n8,614.1 \n Liabilities \\2 \n-107,686.20 \n-72,920.70 \n-47,898.30 \n-48,393.50 \n-59,685.90 \n-18,282.60 \n-56,649.10 \n-172,863.00 \n-111,373.40 \n-86,997.79 \n-118,917.3 \n-80,053.1 \n RBZ \n-22,208.00 \n-23,594.10 \n-28,246.40 \n-27,498.90 \n-21,730.40 \n-33,783.90 \n-20,811.30 \n-2,908.60 \n-9,155.50 \n-20,012.20 \n-23,389.5 \n-17,346.3 \n DMBs \n108,209.80 \n74,698.50 \n78,373.30 \n79,089.80 \n89,568.80 \n53,504.60 \n79,315.30 \n177,406.00 \n121,978.00 \n105,662.89 \n140,952.3 \n92,713.4 \n OBIs \n21,684.40 \n21,816.30 \n-2,228.60 \n-3,197.30 \n-8,152.60 \n-1,438.00 \n-1,854.90 \n-1,634.40 \n-1,449.10 \n1,347.09 \n1,354.5 \n4,686.0 \nNET DOMESTIC ASSETS \\3 \n950,213.50 \n893,222.20 \n880,494.10 \n827,621.50 \n830,303.80 \n860,964.80 \n755,911.50 \n925,312.70 \n874,388.80 \n844,811.73 \n628,387.0 \n659,222.6 \nDOMESTIC CREDIT \n892,017.10 \n842,025.30 \n864,860.40 \n822,357.30 \n802,510.00 \n795,755.70 \n873,159.50 \n990,341.70 \n986,989.40 \n963,317.91 \n842,942.1 \n786,202.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n80,446.20 \n84,027.80 \n81,808.40 \n75,191.50 \n74,845.90 \n82,122.60 \n82,338.10 \n177,893.20 \n168,720.90 \n154,919.99 \n81,055.3 \n91,424.1 \n DMBs \n80,045.40 \n84,095.80 \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,123.73 \n60,198.4 \n70,439.5 \n OBIs \n223.8 \n203.6 \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.625 \n20,274.7 \n20,446.7 \n Claims on Public Enterprises \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n24,274.7 \n27,528.6 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n DMBs \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n24,122.0 \n27,528.6 \n Agri-PEs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n-1.0 \n0.0 \n Other \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,793.40 \n7,557.90 \n9,665.95 \n24,123.0 \n27,528.6 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n Claims on Private Sector \n809,247.00 \n748,477.10 \n777,751.70 \n739,886.00 \n730,843.70 \n713,583.30 \n781,394.30 \n805,656.00 \n810,710.60 \n798,732.97 \n737,764.8 \n667,250.2 \n RBZ \n10,864.80 \n3,313.70 \n665 \n1,765.10 \n-9,455.10 \n-9,387.20 \n-3,975.50 \n-3,903.10 \n-5,788.80 \n-7,388.11 \n-6,693.9 \n-3,088.9 \n DMBs \n654,211.80 \n584,559.50 \n616,003.90 \n597,497.20 \n617,287.40 \n574,157.10 \n654,515.10 \n687,696.60 \n691,818.10 \n687,296.33 \n627,797.4 \n545,532.3 \n OBIs \n144,170.40 \n160,603.90 \n161,082.90 \n140,623.70 \n123,011.40 \n148,813.50 \n130,854.70 \n121,862.50 \n124,681.30 \n118,824.75 \n116,661.3 \n124,806.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n58,196.40 \n51,196.90 \n15,633.70 \n5,264.20 \n27,793.80 \n65,209.10 \n-117,248.00 \n-65,029.00 \n-112,600.70 \n-118,506.18 \n-214,555.1 \n-126,980.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n846,536.20 \n690,547.40 \n790,557.90 \n636,860.50 \n698,892.30 \n760,753.90 \n736,080.70 \n786,270.80 \n663,371.00 \n436,049.20 \n359,905.6 \n512,987.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n31.00% \n23.80% \n27.20% \n21.60% \n23.10% \n24.90% \n23.80% \n25.40% \n21.10% \n12.91% \n10.5% \n14.9% \n Domestic Credit \n39.70% \n35.30% \n34.60% \n31.90% \n30.10% \n29.40% \n31.80% \n35.40% \n35.40% \n34.18% \n28.1% \n26.0% \n Claims on Private Sector \n36.40% \n31.90% \n31.70% \n29.20% \n27.90% \n26.80% \n28.90% \n29.20% \n29.50% \n28.77% \n25.6% \n23.0% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMAY \n \n \n-116,519.4 \n50,744.2 \n15,270.3 \n16,001.4 \n19,472.4 \n-167,263.6 \n-10,305.8 \n172,628.6 \n4,940.8 \n554,475.7 \n731,055.8 \n \n133,685.7 \n112,834.8 \n20,297.6 \n31,812.4 \n0.0 \n31,812.4 \n0.0 \n31,812.4 \n0.0 \n565,557.7 \n-7,047.9 \n441,516.4 \n131,089.3 \n \n-176,580.1 \n \n437,956.1 \n \n \n12.2% \n23.3% \n18.7% \n \n \nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3) \n \n \n \n \n$ Thousands \n \n \n \n \n14 \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n363,990.9 \n39,589.6 \n27,332.8 \n322,510.1 \n8,749.9 \n74,636.2 \n336,196.7 \n77,655.7 \n198,437.3 \n52,515.7 \n171,956.3 \n1,013.2 \n1,674,584.5 \nFEBRUARY \n352,190.20 \n36,718.69 \n26,551.03 \n284,567.87 \n9,291.08 \n85,886.99 \n336,261.49 \n88,738.25 \n202,845.20 \n53,191.93 \n172,424.01 \n1,567.65 \n1,650,234.17 \nMARCH \n354,440.8 \n37,811.0 \n31,484.9 \n328,381.1 \n8,193.5 \n92,178.6 \n324,375.5 \n108,000.1 \n205,453.7 \n32,088.9 \n174,479.6 \n1,583.8 \n1,698,471.4 \nAPRIL \n341,893.5 \n30,462.0 \n33,633.8 \n358,038.0 \n5,558.5 \n78,498.4 \n334,699.5 \n110,765.7 \n220,956.5 \n26,181.8 \n179,845.8 \n1,355.3 \n1,721,888.8 \nMAY \n375,541.0 \n30,286.7 \n31,158.4 \n350,097.9 \n7,623.4 \n97,695.7 \n327,187.7 \n113,796.7 \n207,041.1 \n28,432.9 \n202,146.6 \n1,738.3 \n1,772,746.5 \nJUNE \n402,314.1 \n30,399.7 \n37,466.6 \n356,842.2 \n7,580.8 \n28,025.9 \n337,059.2 \n130,973.8 \n201,898.0 \n40,295.4 \n219,606.7 \n1,649.8 \n1,794,112.2 \nJULY \n416,536.2 \n26,795.9 \n36,424.2 \n369,410.8 \n8,174.0 \n26,119.1 \n348,484.2 \n136,934.2 \n203,314.6 \n36,869.5 \n249,542.8 \n3,382.6 \n1,861,988.0 \nAUGUST \n422,545.8 \n30,950.3 \n43,395.1 \n390,558.4 \n8,333.0 \n29,323.9 \n348,252.0 \n146,338.5 \n173,945.4 \n55,950.3 \n254,919.8 \n3,523.5 \n1,907,991.4 \nSEPTEMBER \n431,501.7 \n36,637.9 \n38,487.8 \n384,840.8 \n6,828.2 \n37,420.1 \n396,813.5 \n145,657.9 \n219,452.1 \n29,378.2 \n254,248.3 \n5,036.1 \n1,986,302.5 \nOCTOBER \n444,653.7 \n33,583.2 \n34,764.4 \n411,489.2 \n9,551.4 \n29,439.4 \n401,206.1 \n144,223.4 \n230,809.2 \n35,103.6 \n271,795.8 \n6,715.9 \n2,053,335.2 \nNOVEMBER \n444,527.3 \n33,548.0 \n37,207.3 \n428,008.3 \n10,704.6 \n32,236.2 \n417,838.2 \n142,715.0 \n228,088.4 \n36,568.0 \n267,282.0 \n8,055.2 \n2,087,778.7 \nDECEMBER \n444,341.0 \n32,622.8 \n37,353.2 \n428,782.2 \n8,513.2 \n31,513.9 \n414,044.9 \n148,927.9 \n233,864.4 \n33,116.1 \n288,628.5 \n9,370.9 \n2,111,078.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8 \n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n43,485.3 \n10,392.5 \n61,081.2 \n19,067.3 \n19,238.3 \n57,209.2 \n43,704.5 \n106,196.8 \n36,968.1 \n84,346.1 \n4,839.5 \n486,528.7 \nMAY \n78,656.9 \n13,181.3 \n27,476.1 \n12,928.2 \n22,947.0 \n62,231.5 \n79,196.3 \n74,699.3 \n47,191.6 \n115,625.4 \n8,319.3 \n542,453.4 \nJUNE \n99,949.6 \n12,989.0 \n55,552.6 \n15,544.8 \n22,884.4 \n64,832.4 \n58,599.9 \n91,171.3 \n33,744.2 \n125,204.9 \n7,515.8 \n587,988.8 \nJULY \n57,212.2 \n15,008.9 \n28,053.9 \n25,999.1 \n48,343.1 \n66,151.0 \n76,442.2 \n92,251.0 \n46,904.3 \n111,009.8 \n4,461.3 \n571,836.8 \nAUGUST \n49,200.5 \n14,198.6 \n38,216.6 \n26,733.6 \n27,.22.2 \n54,208.9 \n65,862.8 \n65,893.7 \n44,173.3 \n114,603.8 \n7,371.6 \n507,485.6 \nSEPTEMBER \n57,953.8 \n14,365.5 \n37,230.9 \n27,211.1 \n27,365.5 \n54,699.3 \n67,007.8 \n69,196.8 \n43,515.1 \n119,899.9 \n7,225.4 \n525,670.8 \nOCTOBER \n62,501.8 \n15,369.1 \n50,322.8 \n13,991.3 \n43,176.3 \n76,085.7 \n 84,137.4 \n74,481.1 \n36,442.3 \n 159,860.1 \n7,139.6 \n 623,507.5 \nNOVEMBER \n79,498.6 \n17,399.0 \n51,214.2 \n37,028.4 \n41,525.2 \n68,737.1 \n65,831.1 \n81,757.5 \n41,273.6 \n165,811.3 \n8,614.2 \n658,690.2 \nDECEMBER \n69,626.60 \n17,100.57 \n61,871.18 \n35,218.31 \n38,605.14 \n76,364.84 \n79,801.05 \n85,485.21 \n45,026.61 \n166,500.19 \n8,482.65 \n684,082.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \nMAY \n67,425.0 \n17,232.4 \n66,358.3 \n21,534.7 \n59,449.7 \n72,998.8 \n89,738.5 \n84,961.5 \n15,028.8 \n189,089.0 \n18,888.7 \n702,705.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,494.8 \n1,897.5 \n0.0 \n479,6 \n31,053.3 \n31,756.6 \n20,082.4 \n0.0 \n1,516.1 \n3,623.5 \n105,903.9 \n FEBRUARY \n 16,359.6 \n483.9 \n0.0 \n734.6 \n32,663.4 \n15,907.7 \n5,112.6 \n0.0 \n301.8 \n0.0 \n71,563.6 \nMARCH \n15,328.4 \n4,816.6 \n0.0 \n734.6 \n33,053.5 \n22,330.2 \n3,206.4 \n0.0 \n301.8 \n0.0 \n75,436.7 \nAPRIL \n7,793.4 \n831.6 \n0.0 \n180.6 \n19,825.5 \n23,032.0 \n12,462.5 \n102.0 \n189.3 \n0.0 \n69,482.2 \nMAY \n0.0 \n0.0 \n0.0 \n2,055.8 \n14,431.9 \n15,786.1 \n17,666.6 \n589.7 \n2,850.8 \n836.1 \n54,217..1 \nJUNE \n1,031.1 \n1,011.3 \n0.0 \n1,875.2 \n13,904.0 \n21,823.7 \n16,562.2 \n0.0 \n189.3 \n836.1 \n57,233.0 \nJULY \n125.6 \n0.0 \n0.0 \n0.0 \n7,054.0 \n19,331.9 \n14,121.2 \n1,533.9 \n0.0 \n0.0 \n42,166.6 \nAUGUST \n0.0 \n913.3 \n0.0 \n0.0 \n13,898.0 \n13,694.7 \n18,347.2 \n0.0 \n0.0 \n0.0 \n46,853.3 \nSEPTEMBER \n0.0 \n11,242.5 \n0.0 \n0.0 \n12,193.0 \n15,228.3 \n3,969.9 \n0.0 \n0.0 \n0.0 \n42,633.7 \nOCTOBER \n0.0 \n1,135.0 \n0.0 \n0.0 \n2,134.9 \n28,261.6 \n204.0 \n0.0 \n0.0 \n0.0 \n31,735.5 \nNOVEMBER \n8,373.2 \n3,045.0 \n11,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n0.0 \n34,497.7 \nDECEMBER \n6,559.3 \n1,430.0 \n14,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n70.0 \n34,138.7 \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS BUT EXCLUDING PENALTIES) \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4951 \n5175 \n6,101 \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4037 \n4095 \n4,315 \nBilateral Creditors \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2308 \n2325 \n2,481 \nMultilateral Creditors \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1729 \n1770 \n1,834 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nPublic Enterprises \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,139 \nBilateral Creditors \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n672 \nMultilateral Creditors \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n467 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nMonetary Authorities \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \nMultilateral Creditors - IMF \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n \n \n \n \n \n \n \n \n \n \n \n \nPrivate \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n647 \n \n \n \n \n \n \n \n \n \n \n \n \nShort-Term External Debt \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1198 \n1382 \n932 \nSupplier's Credits \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n34 \nReserve Bank \n \n \n \n \n \n \n \n \n642 \n642 \n642 \nPrivate \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n256 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTotal External Debt/1 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6289 \n6695 \n7,160 \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6133 \n7433 \n8,865 \nExternal Debt / GDP \n31.4% \n52.3% \n75.7% \n94.7% \n136.3% \n63.9% \n110.5% \n147.7% \n102.5% \n90.1% \n80.8% \n/1 Total external debt excludes penalties \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of Finance and \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \n \n \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \nMar \n8.00-30.00 \n16.04 \n12.53 \n14.00-35.00 \n18.17 \n13.26 \n \n \nApr \n8.00-30.00 \n15.00 \n13.06 \n13.00-25.00 \n18.37 \n16.36 \n \n \nMay \n6.00-30.00 \n14.98 \n11.86 \n15.00-30.00 \n15.78 \n14.47 \n \n \nJun \n6.00-35.00 \n13.81 \n11.58 \n15.00-30.00 \n17.86 \n14.05 \n \n \nJul \n6.00-35.00 \n14.32 \n10.88 \n15.00-30.00 \n17.92 \n13.93 \n \n \nAug \n6.00-35.00 \n15.65 \n10.74 \n15.00-30.00 \n17.94 \n13.95 \n \n \nSep \n6.00-35.00 \n13.25 \n11.14 \n15.00-30.00 \n17.98 \n13.92 \n \n \nOct \n6.00-35.00 \n13.35 \n11.03 \n13.00-30.00 \n17.98 \n13.95 \n \n \nNov \n6.00-35.00 \n15.25 \n10.88 \n13.00-25.00 \n17.91 \n14.42 \n \n \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n \n \n \n \n3. Lending rates exclude rates on staff loans. \nDec \n10.00-35.00 \n15.08 \n10.40 \n15.00-25.00 \n17.93 \n14.43 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \n \n \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \n \n \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \n \n \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \n \n \n \n \n \n \n \n \n \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n 2011 \n \n \n \nJANUARY \n0.05-2.00 \n0.50-18.00 \n10.00-17.00 \nFEBRUARY \n0.05-2.00 \n0.50-18.00 \n10.00-17.00 \nMARCH \n0.05-2.00 \n0.50-16.00 \n10.00-17.00 \nAPRIL \n0.35-6.00 \n0.15-17.00 \n10.00-17.00 \nMAY \n0.30-5.00 \n0.15-17.00 \n10.00-17.00 \nJUNE \n0.15-5.00 \n0.15-17.00 \n10.00-17.00 \nJULY \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nAUGUST \n0.15-5.00 \n0.10-17.00 \n11.00-17.00 \nSEPTEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nOCTOBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nNOVEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nDECEMBER \n0.15-5.00 \n0.10-18.00 \n10.00-17.00 \n \n \n \n \n20122 \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMay \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n-0.54 \n0.00 \n0.00 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n0.00 \n0.01 \n-0.52 \n-0.06 \n0.32 \n0.07 \nFEBRUARY \n 2.75 \n0.37 \n0.41 \n0.20 \n1.51 \n1.65 \n-0.17 \n-0.08 \n0.08 \n0.77 \n1.11 \n0.72 \n1.40 \n0.95 \nMARCH \n0.47 \n0.04 \n0.03 \n0.36 \n0.06 \n0.49 \n-0.20 \n0.13 \n0.00 \n-1.11 \n0.08 \n0.15 \n0.32 \n0.21 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n0.19 \n-0.10 \n1.68 \n0.00 \n0.27 \n0.00 \n-13.15 \n0.00 \n4.01 \n0.20 \n-0.30 \n0.11 \n-0.49 \n-0.03 \nMAY \n-0.01 \n0.17 \n0.02 \n-0.28 \n-0.08 \n-0.73 \n-0.06 \n-0.49 \n0.00 \n0.05 \n-0.30 \n-0.17 \n-0.28 \n-0.21 \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n3.83 \n-0.74 \n10.70 \n0.65 \n1.94 \n6.42 \n-0.36 \n1.92 \n12.96 \n1.92 \n1.32 \n1.91 \n3.72 \n2.51 \nFEBRUARY \n5.77 \n-0.74 \n7.11 \n0.64 \n3.23 \n8.31 \n-0.01 \n-0.19 \n13.05 \n 3.01 \n 1.95 \n2.91 \n4.67 \n2.98 \nMARCH \n6.24 \n-0.80 \n5.48 \n0.70 \n3.28 \n8.73 \n-0.05 \n-0.19 \n8.37 \n1.71 \n1.64 \n2.04 \n4.18 \n2.76 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n3.57 \n5.86 \n-0.40 \n4.40 \n0.90 \n3.77 \n7.70 \n-13.33 \n-1.28 \n12.54 \n1.63 \n1.21 \n1.94 \n2.53 \nMAY \n5.88 \n-0.38 \n3.95 \n0.66 \n3.60 \n6.85 \n-13.13 \n-0.83 \n12.56 \n1.44 \n1.04 \n1.54 \n3.54 \n2.20 \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n7.82 \n7.32 \n76.20 \n1.32 \n1.60 \nFEBRUARY \n7.47 \n7.13 \n80.28 \n1.35 \n1.60 \nMARCH \n7.59 \n7.29 \n81.92 \n1.33 \n1.59 \nAPRIL \n7.82 \n7.41 \n80.78 \n1.32 \n1.61 \nMAY \n8.14 \n7.63 \n79.80 \n1.28 \n1.59 \nJUNE \n8.38 \n7.77 \n79.42 \n1.25 \n1.56 \nJULY \n8.18 \n7.74 \n78.23 \n1.23 \n1.57 \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n255.1 \n258.7 \n91.1 \n382.3 \n109.8 \n0.0 \n0.0 \n1,097.0 \n120.3 \n1,988.3 \n262.6 \n135.2 \n316.4 \n3,919.8 \nFeb \n242.8 \n335.2 \n90.0 \n489.4 \n121.3 \n0.0 \n0.0 \n1,278.7 \n102.7 \n1,978.3 \n265.7 \n138.9 \n329.6 \n4,093.8 \n Mar \n285.0 \n444.6 \n103.2 \n217.6 \n140.4 \n0.0 \n0.0 \n1,191.3 \n34.7 \n2,040.5 \n337.0 \n152.8 \n339.6 \n4,095.9 \n Apr \n306.5 \n459.1 \n128.5 \n197.4 \n217.0 \n0.0 \n0.0 \n1,308.5 \n32.8 \n2,068.4 \n348.9 \n180.2 \n342.0 \n4,280.7 \n May \n316.3 \n441.8 \n113.2 \n210.5 \n225.8 \n0.0 \n0.0 \n1,307.6 \n32.2 \n2,156.2 \n388.5 \n182.5 \n384.1 \n4,451.3 \nJun \n297.2 \n413.2 \n98.2 \n245.8 \n232.6 \n0.0 \n0.0 \n1,287.1 \n32.4 \n2,140.6 \n369.7 \n228.5 \n386.3 \n4,444.7 \n Jul \n329.9 \n403.3 \n108.9 \n211.0 \n205.1 \n0.0 \n0.0 \n1,258.2 \n25.0 \n2,359.7 \n370.0 \n242.7 \n393.3 \n4,648.8 \n Aug 331.2 \n363.1 \n97.7 \n165.3 \n211.6 \n0.0 \n0.0 \n1,168.8 \n24.9 \n2,404.0 \n385.9 \n221.3 \n390.1 \n4,594.9 \n Sep \n299.3 \n381.7 \n109.8 \n185.2 \n175.2 \n0.0 \n0.0 \n1,151.3 \n25.1 \n2,498.0 \n390.6 \n240.1 \n390.4 \n4,695.4 \nOct \n331.5 \n368.4 \n127.1 \n191.5 \n174.2 \n7.4 \n0.0 \n1,200.1 \n25.0 \n2,530.01 \n372.3 \n246.6 \n389.6 \n4,763.6 \nNov \n306.6 \n358.3 \n119.3 \n325.9 \n188.1 \n7.5 \n0.0 \n1306.0 \n25.5 \n2,591.9 \n348.3 \n234.4 \n394.1 \n4,900.0 \nDec \n375.9 \n374.7 \n131.1 \n219.7 \n190.8 \n8.2 \n0.0 \n1,300.4 \n27.7 \n2,631.6 \n375.3 \n255.7 \n389.0 \n4,980.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1277.6 \n26.1 \n2715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1491.7 \n26.3 \n2595.8 \n341.3 \n207.0 \n382.1 \n5,044.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1480.8 \n25.8 \n2673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1,830.5 \n740.1 \n170.2 \n2,740.8 \n143.6 \n0.0 \n47.3 \n426.6 \n262.6 \n298.9 \n3,919.8 \n2,740.8 \nFeb \n1,980.9 \n745.4 \n197.8 \n2,924.1 \n163.3 \n0.0 \n23.5 \n437.8 \n265.7 \n281.4 \n4,095.8 \n2,924.1 \n Mar \n1,944.7 \n699.6 \n322.7 \n2,967.0 \n149.2 \n0.0 \n25.4 \n437.5 \n337.0 \n262.4 \n4,178.6 \n2,967.0 \n Apr \n1,932,8 \n722.1 \n350.4 \n3,005.3 \n155.1 \n0.0 \n23.8 \n440.3 \n348.9 \n307.3 \n4,280.7 \n3,005.3 \n May \n1,886.1 \n802.5 \n462.2 \n3,150.9 \n175.3 \n0.0 \n23.2 \n483.6 \n388.5 \n229.7 \n4,451.3 \n3,150.9 \nJun \n1,889.3 \n899.4 \n391.7 \n3,180.4 \n170.9 \n0.0 \n21.5 \n503.9 \n369.7 \n198.2 \n4,444.7 \n3,180.4 \nJul \n1,957.8 \n873.6 \n500.6 \n3,331.9 \n172.8 \n0.0 \n22.7 \n539.0 \n370.0 \n212.4 \n4,648.8 \n3,331.9 \nAug \n1,919.2 \n930.2 \n374.3 \n3,223.6 \n172.2 \n0.0 \n22.1 \n562.5 \n385.9 \n228.5 \n4,594.9 \n3,223.6 \n Sep \n1,962.6 \n883.0 \n490.0 \n3,335.6 \n183.9 \n0.0 \n20.5 \n552.6 \n390.6 \n205.8 \n4,689.0 \n3,335.6 \n Oct \n1,997.7 \n1,011.7 \n413.6 \n3,422.9 \n168.1 \n0.0 \n20.5 \n562.9 \n372.3 \n216.7 \n4,763.6 \n3,422.9 \n Nov \n1,895.8 \n966.6 \n679.6 \n3,542.0 \n192.9 \n0.0 \n38.2 \n562.2 \n348.3 \n216.4 \n4,900.0 \n3,542.0 \n Dec \n2,090.5 \n922.3 \n507.5 \n3,520.4 \n212.5 \n0.0 \n30.8 \n618.5 \n375.3 \n222.5 \n4,980.0 \n3,520.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n1,046.3 \n379.5 \n3,500.3 \n 247.6 \n0.0 \n37.9 \n667.2 \n341.3 \n249.8 \n5,044.2 \n3,500.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n May \n \n2,066.0 \n \n913.0 \n \n479.9 \n \n3,459.0 \n \n346.5 \n \n0.0 \n \n81.8 \n \n674.4 \n \n389.8 \n \n209.0 \n \n5,160.4 \n \n3,459.0 \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n May \n3.0 \n7.6 \n18.5 \n1.8 \n20.0 \n0.0 \n51.0 \n0.0 \n259.5 \n54.9 \n77.4 \n31.4 \n474.3 \nJune \n3.6 \n6.6 \n23.9 \n1.0 \n9.9 \n0.0 \n44.9 \n0.0 \n277.8 \n49.6 \n84.2 \n22.7 \n479.3 \nJul \n1.4 \n2.2 \n25.2 \n0.9 \n8.2 \n0.0 \n37.9 \n0.0 \n237.5 \n37.5 \n75.7 \n14.8 \n403.5 \nAug \n0.8 \n0.6 \n31.8 \n0.4 \n5.5 \n0.0 \n39.2 \n0.0 \n223.3 \n36.7 \n59.5 \n22.7 \n381.4 \nSep \n0.9 \n3.7 \n27.8 \n5.5 \n3.1 \n0.0 \n40.9 \n0.0 \n228.0 \n36.8 \n56.1 \n22.1 \n383.9 \nOct \n2.8 \n0.4 \n28.4 \n1.6 \n3.3 \n0.4 \n36.9 \n0.0 \n208.9 \n37.1 \n53.5 \n22.4 \n358.7 \nNov \n1.7 \n0.5 \n30.2 \n1.2 \n3.3 \n0.4 \n37.3 \n0.0 \n235.9 \n37.1 \n53.6 \n22.4 \n386.3 \nDec \n2.2 \n1.0 \n26.1 \n1.4 \n3.3 \n0.4 \n34.4 \n0.0 \n239.2 \n37.2 \n69.1 \n22.3 \n402.3 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1.5 \n2.7 \n28.6 \n0.0 \n3.4 \n0.0 \n36.2 \n0.0 \n236.7 \n34.8 \n60.2 \n29.1 \n397.0 \nFeb \n4.7 \n1.5 \n18.4 \n0.0 \n4.5 \n0.0 \n26.9 \n0.0 \n245.7 \n34.8 \n63.9 \n28.9 \n398.2 \nMar \n2.5 \n1.1 \n7.3 \n-3.1 \n1.2 \n0.0 \n8.9 \n0.0 \n260.3 \n34.2 \n50.4 \n28.8 \n382.6 \nApr \n2.7 \n1.3 \n20.1 \n-1.9 \n1.2 \n0.0 \n23.4 \n0.0 \n254.9 \n34.2 \n51.7 \n27.7 \n392.0 \n May \n2.4 \n4.1 \n18.6 \n-2.4 \n4.5 \n0.0 \n27.3 \n0.0 \n253.4 \n34.6 \n63.0 \n12.7 \n391.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n Apr \n89.9 \n117.5 \n42.8 \n250.3 \n44.8 \n0.0 \n0.0 \n55.6 \n56.3 \n69.4 \n476.2 \n250.3 \n May \n85.5 \n100.9 \n68.1 \n254.6 \n44.8 \n0.0 \n0.0 \n-48.7 \n54.9 \n168.7 \n474.3 \n254.6 \n Jun \n136.9 \n91.2 \n33.7 \n261.8 \n44.6 \n0.0 \n1.7 \n-22.4 \n49.6 \n144.0 \n479.3 \n261.8 \n Jul \n110.8 \n36.4 \n69.2 \n216.4 \n43.6 \n0.0 \n1.0 \n-33.1 \n37.5 \n138.1 \n403.5 \n216.4 \n Aug \n107.0 \n42.6 \n64.5 \n214.1 \n43.1 \n0.0 \n1.0 \n-96.8 \n36.7 \n183.3 \n381.4 \n214.1 \n Sep \n102.5 \n60.4 \n56.4 \n219.3 \n42.8 \n0.0 \n2.7 \n-47.9 \n36.8 \n130.2 \n383.9 \n219.3 \n Oct \n122.8 \n35.9 \n60.6 \n219.3 \n39.8 \n0.0 \n2.7 \n-51..1 \n37.1 \n110.9 \n358.7 \n219.3 \n Nov \n105.3 \n69.3 \n46.4 \n221.0 \n39.9 \n0.0 \n2.7 \n-69.7 \n37.1 \n155.2 \n386.3 \n221.0 \n Dec \n108.1 \n67.9 \n44.2 \n220.2 \n44.5 \n0.0 \n2.7 \n-60.9 \n37.2 \n158.5 \n402.3 \n220.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \n Feb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \n Mar \n104.3 \n62.3 \n52.8 \n219.5 \n45.8 \n0.0 \n1.2 \n-97.3 \n34.2 \n179.3 \n382.6 \n219.5 \n Apr \n107.3 64.6 \n56.3 \n228.3 \n 45.4 \n0.0 \n1.2 -98.1 \n34.2 \n 181.1 \n392.0 \n228.3 \n May \n112.2 \n67.1 \n54.4 \n233.6 \n46.7 \n0.0 \n1.2 \n-99.4 \n34.6 \n174.3 \n391.0 \n233.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.1 \n80.8 \n0.0 \n0.0 \n100.9 \n207.2 \n80.6 \n17.6 \n112.2 \n518.5 \n Feb \n13.3 \n99.2 \n0.0 \n0.0 \n112.6 \n226.5 \n81.0 \n19.3 \n112.5 \n551.8 \n Mar \n15.8 \n109.0 \n0.0 \n0.0 \n124.7 \n221.5 \n83.1 \n19.7 \n112.7 \n561.6 \n Apr \n18.2 \n99.7 \n0.2 \n0.0 \n118.0 \n215.5 \n85.5 \n23.7 \n111.3 \n554.0 \n May \n19.6 \n93.7 \n0.2 \n0.0 \n113.4 \n219.7 \n93.3 \n24.5 \n113.0 \n564.0 \n Jun \n15.7 \n102.2 \n0.2 \n0.0 \n118.1 \n239.5 \n96.5 \n25.6 \n114.6 \n594.3 \n Jul \n19.6 \n108.6 \n0.0 \n0.0 \n128.2 \n242.3 \n101.3 \n26.2 \n116.2 \n614.3 \n Aug \n18.7 \n113.1 \n0.0 \n0.0 \n131.8 \n248.8 \n104.7 \n27.5 \n118.2 \n630.9 \n Sep \n18.6 \n131.9 \n0.0 \n0.0 \n150.5 \n248.8 \n105.6 \n29.2 \n118.9 \n653.0 \n Oct \n20.1 \n123.0 \n0.0 \n1.0 \n144.0 \n266.6 \n116.7 \n28.9 \n118.9 \n675.1 \n Nov \n22.5 \n125.0 \n0.0 \n1.0 \n148.6 \n277.2 \n117.8 \n33.4 \n117.4 \n694.3 \n Dec \n29.2 \n133.2 \n0.0 \n1.0 \n163.4 \n278.1 \n118.3 \n30.2 \n126.9 \n716.9 \n Feb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \n Mar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \n \n \n \n \n \n \n \n \n \n \n \n Apr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \n May \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n Jan \n72.6 \n70.1 \n142.8 \n105.8 \n34.6 \n283.1 \n142.8 \n Feb \n78.8 \n76.2 \n155.0 \n107.6 \n36.1 \n298.7 \n155.0 \n Mar \n87.0 \n83.0 \n170.1 \n108.6 \n11.8 \n318.7 \n170.1 \n Apr \n90.1 \n85.0 \n175.1 \n110.6 \n16.4 \n332.1 \n175.1 \n May \n95.5 \n102.5 \n197.9 \n112.7 \n21.6 \n364.9 \n197.9 \n Jun \n124.6 \n77.4 \n202.0 \n116.7 \n50.6 \n369.4 \n202.0 \n Jul \n146.7 \n68.1 \n214.8 \n119.0 \n70.0 \n403.9 \n214.8 \n Aug \n149.9 \n80.6 \n230.6 \n122.0 \n67.7 \n420.3 \n230.6 \n Sep \n149.4 \n93.2 \n242.6 \n123.1 \n77.5 \n443.3 \n242.6 \n Oct \n154.3 \n93.0 \n247.3 \n125.8 \n13.7 \n453.8 \n247.3 \n Nov \n158.3 \n123.9 \n282.4 \n129.0 \n89.2 \n500.6 \n282.4 \n Dec \n186.4 \n100.7 \n287.0 \n121.3 \n96.7 \n505.1 \n287.0 \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n \n \n \n \n \n \n \n \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nJan \n138.52 \n79.09 \n3,422.20 \nFeb \n146.03 \n95.39 \n3,696.60 \nMar \n136.76 \n85.01 \n3,458.10 \nApr \n129.55 \n97.15 \n3,303.40 \nMay \n132.03 \n83.73 \n3,351.20 \nJun \n131.96 \n75.70 \n3,341.46 \nJul \n132.92 \n112.12 \n3,445.93 \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n910.3 \n110.9 \n52.3 \n295.5 \n1,369.0 \nFebruary \n943.2 \n123.2 \n57.0 \n325.2 \n1,448.6 \nMarch \n1,022.3 \n178.3 \n56.0 \n334.3 \n1,590.9 \nApril \n1,072.5 \n160.3 \n54.2 \n331.5 \n1,618.5 \nMay \n1,264.8 \n169.0 \n55.4 \n335.5 \n1,824.7 \nJune \n1,291.1 \n124.9 \n58.3 \n369.7 \n1,844.0 \nJuly \n1,374.2 \n105.6 \n61.4 \n389.3 \n1,930.5 \nAugust \n1,304.5 \n107.1 \n59.3 \n401.2 \n1,872.1 \nSeptember \n1,373.0 \n116.8 \n60.1 \n420.0 \n1,969.9 \nOctober \n1,425.3 \n96.4 \n61.8 \n428.6 \n2,012.1 \nNovember \n1,646.2 \n115.7 \n67.2 \n426.3 \n2,255.4 \nDecember \n1,429.8 \n112.1 \n63.9 \n440.3 \n2,046.1 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,097.0 \n685.2 \n411.8 \n75.1 \n62.2 \n12.9 \nFebruary \n1,278.7 \n731.5 \n548.2 \n44.8 \n64.4 \n-19.6 \nMarch \n1,273.6 \n741.8 \n531.8 \n95.1 \n62.3 \n32.8 \nApril \n1,308.5 \n751.3 \n557.2 \n72.3 \n62.6 \n9.8 \nMay \n1,307.6 \n787.7 \n519.9 \n51.0 \n63.6 \n-12.6 \nJune \n1,287.5 \n795.1 \n492.4 \n44.9 \n65.4 \n-20.5 \nJuly \n1,258.2 \n833.0 \n425.2 \n37.9 \n54.1 \n-16.2 \nAug \n1,168.8 \n805.9 \n362.9 \n39.2 \n53.5 \n-14.4 \nSeptember \n1,151.3 \n833.9 \n317.4 \n40.9 \n54.8 \n-13.9 \nOctober \n1,200.1 \n855.7 \n344.4 \n36.9 \n54.8 \n-17.9 \nNovember \n1,306.0 \n885.5 \n420.5 \n37.3 \n55.2 \n-18.0 \nDecember \n1,300.4 \n880.1 \n420.3 \n34.4 \n55.1 \n-20.6 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n862.7 \n372.8 \n36.2 \n55.0 \n-18.8 \nFebruary \n1,244.9 \n854.5 \n390.4 \n26.9 \n56.1 \n-29.2 \nMarch \n1,277.6 \n846.8 \n430.8 \n8.9 \n54.9 \n-46.0 \nApril \n1,491.7 \n875.1 \n616.6 \n23.4 \n57.1 \n-33.6 \nMay \n1,480.8 \n864.7 \n616.1 \n27.3 \n58.4 \n-31.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from 1 August 2010, the prescribed liquid asset ratio was reviewed from 10% to 20% of liabilities to the public. \n35 \nTABLE 13 : ZETSS, CHEQUES AND CARDS ACTIVITY. \nUS$ Millions \nMONTH \nZETSS VALUES \nCHEQUE VALUES \nCARD VALUES \nMOBILE & INTERNET \n \n \n \n \n \n2012 \n \n \n \n \nJan \n2,439.7 \n5.3 \n137.2 \n60.8 \nFeb \n2,920.1 \n6.1 \n137.1 \n77.2 \nMar \n3,242.8 \n6.8 \n156.4 \n104.1 \nApr \n2,948.5 \n5.5 \n160.5 \n68.6 \nMay \n3,237.4 \n5.0 \n189.6 \n82.0 \nJun \n3,407.3 \n6.5 \n177.7 \n93.5 \nJul \n3,321.0 \n6.7 \n169.1 \n135.6 \nAug \n3,417.3 \n6.1 \n218.4 \n98.3 \nSep \n3,043.2 \n5.6 \n235.5 \n149.2 \nOct \n3,630.7 \n6.6 \n232.9 \n196.9 \nNov \n3,526.0 \n5.9 \n240.8 \n197.3 \nDec \n3,584.7 \n5.0 \n308.9 \n220.3 \nAnnual Total \n38,718.7 \n71.1 \n2,364.1 \n1,483.8 \nFeb \n2,968.0 \n5.5 \n260.5 \n199.3 \n \n \n \n \n \n2013 \n \n \n \n \nJan \n3,563.8 \n5.2 \n254.4 \n205.2 \nMar \n3,340.0 \n15.2 \n312.4 \n220.6 \n \n \n \n \n \nApr \n3,535.6 \n16.6 \n328.2 \n283.6 \nMay \n3,915.3 \n15.4 \n332.6 \n364.0", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/May2013.pdf"}
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+{"doc_id": "3b5a033a0e5c33032823d50624b37337", "text": "i \n \n \n \nSeptember 2024 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 8 \nMobile and Internet Based Transactions ................................................................................ 9 \nINFLATION OUTTURN ............................................................................................................. 9 \nUS$ Annual Inflation Developments ....................................................................................... 9 \nMonthly Inflation ...................................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n OVERVIEW \nMonth-on-month inflation increased from \n1.4% in the previous month to 5.8% in \nSeptember 2024, largely attributable to the \ndepreciation of the exchange rate on both the \ninterbank and parallel market. \n \nBroad money stood at ZiG75,007.96 million in \nSeptember 2024, an increase of 61.40% from \nZiG46,473.21 million recorded in August \n2024, reflecting valuation changes on foreign \ncurrency deposits driven by the depreciation of \nthe exchange rate. \n \nOn the capital markets, the Zimbabwe Stock \nExchange (ZSE) exhibited bullish trends for the \nfifth straight month, while the Victoria Falls \nStock Exchange (VFEX) recovered from the \nprevious month’s losses. \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n31% to ZiG125.80 billion in September 2024, \nfrom ZiG96.20 billion recorded in August \n2024. Similarly, NPS volumes increased by 4% \nto 61.58 million during the month under \nreview, from 59.38 million recorded in August \n2024. \nMonthly average prices for gold, platinum, \npalladium and copper increased, while prices \nfor nickel, brent crude oil, and lithium declined \nin September 2024, amid an uncertain demand \noutlook from China. \n \nDuring the month under review, total \nmerchandise exports stood at US$575.0 \nmillion, while the country’s import bill stood at \nUS$782.6 million during the same month. \nConsequently, the country’s trade deficit \nworsened from US$199.2 million in the \nprevious month to US$207.6 million during the \nmonth of analysis. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nThe international monthly average prices for \ngold, platinum, palladium and copper increased \nwhile nickel, brent crude oil, and lithium prices \ndecreased in September 2024. The evolution in \nselected international commodity prices during \nthe month under analysis is shown in Table 1. \nTable 1: International Commodity Prices \nfor August and Sept 2024 \nCommodity \nAug-24 \nSept-24 \nMonthly \nchanges (%) \nGold \nUS$/oz \n2,468.72 \n2,568.69 \n4.1 \nPlatinum \nUS$/oz \n943.98 \n963.71 \n2.1 \nPalladium \nUS$/oz \n927.95 \n1,017.51 \n9.7 \nCopper \nUS$/t \n9,091.62 \n9,387.31 \n3.3 \nNickel \nUS$/t \n16,535.81 \n16,377.29 \n-1.0 \nBrent Crude \noil \nUS$/bbl. \n78.60 \n72.94 \n-7.2 \nLithium \nUS$/t \n11,042.86 \n10,076.86 \n-8.7 \nSource: Bloomberg, 2024 \n \nGold \nGold prices rose by 4.1%, from US$2,468.72 \nper ounce recorded in August to US$2,568.69 \nper ounce in September 2024. The increase was \nattributed to a weak U.S dollar, a significant \nrate cut by the Federal Reserve, and intensified \ngeopolitical tensions in the Middle East, \nmaking gold a preferred safe haven asset for \ninvestors. \n \nPlatinum \nPlatinum prices improved by 2.1% to \nUS$963.71 per ounce in September 2024 from \nUS$943.98 per ounce in August 2024. \nPlatinum prices were bolstered by anticipated \ndeclines in supply, against an increase in \ndemand for the metal. \n \n \n \n2 \n \n \nPalladium \nPalladium prices increased by 9.7% to \nUS$1,017.51 per ounce in September 2024 \nfrom US$927.95 per ounce recorded in the \nprevious month. Palladium prices benefitted \nfrom rising automobile demand in Europe and \ninvestor speculation about supply constraints \nfrom regions like Russia and South Africa. The \nprice trends of precious metals from September \n2023 to September 2024 are shown in Figure 1. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): September 2023 – \nSeptember 2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nDuring the month of September 2024, brent \ncrude oil prices decreased by 7.2%, from a \nmonthly average of US$78.60 per barrel in \nAugust 2024, to US$72.94 per barrel. The \nretreat in oil prices was due to persistent \nconcerns over weakening global demand and \nexpectations of increased supply from Libya \nand the broader OPEC+ group. Figure 2 shows \ndevelopments in oil prices for the period from \nSeptember 2023 to September 2024. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) September 2023 – September \n2024 \n \nSource: Bloomberg, 2024 \n \nCopper \nCopper prices strengthened by 3.3%, from \nUS$9,091.62 per tonne in August 2024 to \nUS$9,387.31 per tonne in September 2024. \nCopper prices rose on the back of anticipated \nsupply shortages amid increased demand from \nChina and increased investor optimism. \n \nNickel \nNickel \nprices \ndeclined \nby \n1%, \nfrom \nUS$16,535.81 per tonne recorded in August \n2024 to US$16,377.29 per tonne, during the \nmonth under review. The decrease was \nprimarily on account of excess supply of the \nmetal. Figure 3 shows base metal price \ndevelopments for the period from September \n2023 to September 2024. \n \n \n \n \n \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n70\n75\n80\n85\n90\n95\n100\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nUS$/barrel\n \n \n \n3 \n \nFigure 3: Base Metal Prices (US$/tonne): \nSeptember 2023 – September 2024 \nSource: Bloomberg 2024 \n \n \nLithium \nDuring the month of September 2024, lithium \nprices recorded a decrease of 8.7% from \nUS$11,042.86 per tonne in the previous month \nto US$10,076.86 per tonne during the month \nunder review. Subdued lithium prices were \nattributed to excess supply of the metal, as \nlithium miners and producers in China \ncontinued to ramp up production. The price \ndevelopments for lithium for the period from \nSeptember 2023 to September 2024 are shown \nin Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) \nSeptember 2023 – September 2024 \n \nSource: London Metal Exchange, 2024 \nMerchandise Trade Developments \nThe \ncountry’s \ntotal \nmerchandise \ntrade \namounted to US$1,357.5 million, a 12.3% \ndecrease from US$1,547.3 million recorded in \nAugust 2024. The decline was largely \nunderpinned by reductions in both exports and \nimports. Year-on-year, total merchandise trade \nretreated by 6.5%, down from US$1,451.7 \nmillion recorded in September 2023. \n \nMerchandise Exports \nMerchandise exports amounted to US$575.0 \nmillion in September 2024, reflecting a decline \nof 14.7% compared to the US$674.0 million \nrecorded in August 2024. The decrease was \nlargely on account of declining exports of gold \nand PGMs. In comparison to September 2023, \nexports decreased by 15.2% from US$678.1 \nmillion recorded in the corresponding month in \n2024. Figure 5 shows developments in the \ncountry’s merchandise exports from January \n2023 to September 2024. \n \n \nFigure 5: Merchandise Exports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\nSep-23\nDec-23\nMar-24\nJun-24\nSep-24\nUS$/tonne\n427.7\n435.9\n515.3\n555.5\n654.2\n641.5\n603.2\n649.8\n678.1\n540.9\n645.0\n534.7\n513.5\n583.0\n524.0\n548.3\n674.0\n575.0\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\nJan\nFeb Mar Apr May Jun\nJul\nAug Sep\nMerchandise Exports (US$m)\n2023\n2024\n \n \n \n4 \n \nExports by Commodity \nPrimary \ncommodities, \nspecifically \ngold, \ntobacco, PGMs, and ferro-chromium, remained \nthe leading exports in the country. These \ncommodities accounted for 40.3%, 20.8%, \n17.5%, and 2.9% of the export basket, \nrespectively. Export earnings from gold and \nPGMs were 9.2% and 10.4%, respectively, \nlower than in the previous month. However, \ntobacco export earnings remained positive, \namid a rise in sales of stockpiles from current \nproduction. Table 2 shows developments in the \ncountry’s exports for the months of August and \nSeptember 2024. \n \nTable 2: Major Exports (US$ millions) \n \nAug-24 \n(US$m) \nSep-24 \n(US$m) \n Aug-Sep \nChanges \n(%) \nShare of \nExports \n(%) Sep-\n24 \nTotal \n674.0 \n575.0 \n-14.7 \n100.0 \nOf Which: \n \n \n \n \nGold \n255.6 \n232.0 \n-9.2 \n40.3 \nTobacco \n(Including \ncigarettes) \n100.3 \n120.2 \n19.9 \n20.8 \nPGMS \n112.7 \n101.0 \n-10.4 \n17.5 \nCoal \n19.7 \n16.9 \n-14.2 \n2.9 \nFerrochromium \n36.6 \n16.7 \n-54.4 \n2.9 \nOther ores and \nconcentrates \n35.7 \n14.5 \n-59.4 \n2.5 \nOther mineral \nsubstances \n26.7 \n14.2 \n-47.0 \n2.5 \nChromium ores \nand concentrates \n11.9 \n13.1 \n9.5 \n2.3 \nIndustrial \ndiamonds \n24.0 \n6.6 \n-72.3 \n1.2 \nOthers \n50.7 \n33.7 \n-33.5 \n5.9 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nExport Markets \nDuring the month under review, the main \nexport markets for the country were the United \nArab Emirates (41.0%), South Africa (25.4%), \nand China (14.2%). Figure 6 shows the \ncountry’s major export destinations during the \nmonth under review. \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Imports \nThe import bill for September 2024 stood at \nUS$782.6 \nmillion, \n10.4% \ndown \nfrom \nUS$873.2 million in August 2024, slightly \nhigher than US$773.6 million recorded in the \nsame period in 2023, as shown in Figure 7. \nFigure 7: Merchandise Imports (US$ \nmillions): 2023 and 2024 \nSource: ZIMSTAT & RBZ Computations, 2024 \n \n \n \n41.0\n25.4\n14.2\n4.7\n3.1\n1.9\n1.3\n0.8\n0.5\n0.5\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nBelgium\nZambia\nVietNam\nIndonesia\nKenya\nJordan\n633.8\n623.5\n746.4\n708.5\n850.4\n727.4\n782.3\n820.1\n776.2\n694.2\n729.8\n721.2\n710.5\n741.0\n746.7\n823.1\n872.8\n782.6\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\n900.0\n1000.0\nJan Feb Mar Apr May Jun Jul Aug Sep\n2023\n2024\n \n \n \n5 \n \nImports by Commodity \nThe country's import basket for September \n2024 was dominated by diesel, maize, steam \nand other vapor turbine parts, and petrol, which \nrepresented 10.9%, 4.2%, 3.8%, and 3.6% of \ntotal imports, respectively. Table 3 shows \nimports of major commodities for the months \nof August and September 2024. \n \nTable 3: Major Imports (US$ millions) \n \nAug-24 \n(US$ m) \nSep-24 \n(US$ m) \n Aug- Sep \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nSept-24 \nTotal \n873.2 \n782.6 \n-10.4 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n73.7 \n84.9 \n15.3 \n10.9 \nMaize \n53.4 \n33.1 \n-38.1 \n4.2 \nParts of \nsteam and \nother vapor \nturbines \n0.3 \n29.8 \n9,215.3 \n3.8 \nPetrol \n37.8 \n28.4 \n-24.8 \n3.6 \nElectricity \n24.3 \n23.7 \n-2.7 \n3.0 \nFertilizers \n21.2 \n20.1 \n-5.2 \n2.6 \nCrude soya \nbean oil \n17.4 \n13.3 \n-23.8 \n1.7 \nWheat \n24.6 \n13.2 \n-46.3 \n1.7 \nBoards \n1.2 \n10.1 \n761.7 \n1.3 \nSoya beans \n7.2 \n8.7 \n20.7 \n1.1 \nOthers \n612.2 \n517.3 \n-15.5 \n66.1 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nThe country sourced most of its imports from \nSouth Africa which accounted for about 36.8% \nof total imports followed by China, Bahamas, \nand Singapore at 19.2%, 6.1% and 4.6%, \nrespectively. Figure 8 shows the country’s top \nimport sources in September 2024. \n \n \n \n \n \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Trade Balance \nThe country’s trade balance remained in a \ndeficit, amounting to US$207.6 million in \nSeptember 2024, up from a deficit of US$199.2 \nmillion recorded in August 2024. Year-on-\nyear, trade balance also widened from a deficit \nof US$95.5 million in September 2023. Figure \n9 shows the country’s trade balance for the \nperiod January to September 2024. \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2024 \n \n36.8\n19.2\n6.1\n4.6\n4.6\n3.5\n3.5\n2.6\n2.6\n2.3\nSouth Africa\nChina\nBahamas\nSingapore\nUnited…\nMozambique\nZambia\nIndia\nBahrain\nHong Kong\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nExports\nImports\nTrade Balance\n \n \n \n6 \n \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG75,007.96 million in September 2024, an \nincrease of 61.40% from ZiG46,473.21 million \nrecorded in August 2024. \nThe increase in broad money largely reflected \nvaluation changes on foreign currency deposits \nrelated to exchange rate depreciation. The \nexchange \nrate \ndepreciated \nfrom \nUS$1/ZiG13.85 at the end of August 2024 to \nUS$1/ZiG24.88 at the end of September 2024. \nIn levels, the foreign currency component of \nbroad money increased by 78.50%, from \nZiG34,707.15 million in August 2024 to \nZiG61,951.96 million in September 2024. The \nlocal currency component recorded a month-\non-month \ngrowth \nof \n10.96%, \nfrom \nZiG11,766.06 million to ZiG13,056.00 million. \nThe money stock comprised of foreign \ncurrency deposits, 82.59%; local currency \ndeposits, 17.30%; and local currency in \ncirculation, 0.11%. \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \n \n \n1 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \nDuring the month under review, domestic \ncredit \nincreased \nby \n67.54%, \nfrom \nZiG42,153.48 million in August 2024 to \nZiG70,625.38 \nmillion. \nThe \nincrease \nin \ndomestic credit largely reflected the impact of \nvaluation changes on foreign currency-\ndenominated loans and advances. As such, \ncredit to the private sector and net claims on the \nGovernment \nrecorded \nmonth-on-month \nexpansion of 69.51% and 62.38%, from \nZiG29,765.67 \nmillion \nand \nZiG11,078.26 \nmillion \nto \nZiG50,454.50 \nmillion \nand \nZiG17,989.09 million, respectively. \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing, \nand \ndistribution, \nwhich \nreceived 27.92%, 15.67%, 15.01%, and \n11.80% of the total credit, respectively. The \nmining sector received 10.18% of the total \noutstanding credit. \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \nNCDs, \n0.03%\nLocal Currency Time \nDeposits, 1.37%\nFX Time \nDeposits, 6.45%\nLocal Currency \nTransferable , \n15.90%\nFX Transferable \nDeposits, 76.14%\nCurrency in \nCirculation, \n0.11%\nHouseholds\n27.92%\nAgriculture\n15.67%\nMining\n10.18%\nManufacturing\n15.01%\nDistribution\n11.80%\nTransport and \nCommunication\n2.36%\nServices\n8.03%\nFinancial \nOrganisations and \nInvestiments\n6.11%\nConstruction\n2.91%\nOther\n0.01%\n \n \n \n7 \n \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 34.73%; inventory \nbuild-up, \n25.94%; \nand \nfixed \ncapital \ninvestments, 14.81%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nThe Zimbabwe Stock Exchange exhibited \nbullish trends for the fifth straight month in \nSeptember 2024. This resulted in a 21.41% and \n25.26% increase in the All Share and Top 10 \nindices to close at 243.41 points and 259.95 \npoints, respectively. \nThe Top 15 and Medium Cap indices also \nadded 25.56% and 12.23% to close at 256.93 \npoints and 192.59 points, respectively. \nThe mining index, however, declined by 0.69% \nto close the month at 251.68 points during the \nperiod under review. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nCumulative volumes and values of shares \ntraded increased by 117.58% and 66.35% to \n257.09 million shares and ZiG273.85 million, \nfrom 118.16 million shares traded and \nZiG164.63 million recorded in the previous \nmonth. \nThe proportion of foreign purchases to the \nvalue of shares traded, improved from 0.17% in \nAugust 2024 to 0.99% in September 2024. \nNet foreign position improved from a negative \nposition of ZiG18.89 million in August 2024 to \na negative ZiG6.37 million during the month of \nSeptember 2024. \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nReflecting the bullish sentiments on the ZSE \nduring the period under analysis, the market \nadded 21.22%, (ZiG13,040.78 million) worth \nof capitalization to close at ZiG74,489.51 \nmillion, compared to ZiG61,448.73 million \nrecorded in the previous month. \n90\n110\n130\n150\n170\n190\n210\n230\n250\n270\n290\n03-Jun-24\n10-Jun-24\n17-Jun-24\n24-Jun-24\n01-Jul-24\n08-Jul-24\n15-Jul-24\n22-Jul-24\n29-Jul-24\n05-Aug-24\n12-Aug-24\n19-Aug-24\n26-Aug-24\n02-Sep-24\n09-Sep-24\n16-Sep-24\n23-Sep-24\n30-Sep-24\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n5\n55\n105\n155\n205\n255\n0\n100\n200\n300\n400\n500\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n8 \n \n \nVictoria Falls Stock Exchange (VFEX) \nDuring the month of September 2024, the \nVictoria Falls Stock Exchange (VFEX) \nrecovered from losses recorded in the previous \nmonth. As such, the VFEX All Share index \nadded 2.38% to close at 107.35 points, \ncompared to 104.86 points recorded in August \n2024. \n \nAnnually, the VFEX All Share index rose by \n44.09%, from 74.50 points recorded in \nSeptember 2023 to 107.35 during the month \nunder review. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nMarket capitalization of the VFEX increased \nby 2.38% to US$1,296.58 million, from \nUS$1,266.45 million recorded in the previous \nmonth, due to improved trading activity on the \nbourse \n \n \n \n \n \n \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \n \nNATIONAL PAYMENTS SYSTEM \nThe value of aggregate transactions processed \nthrough the National Payment Systems (NPS) \nincreased by 31% to ZiG125.80 billion in \nSeptember 2024 from ZiG96.20 billion \nrecorded in the previous month. NPS volumes \nincreased by 4% to 61.58 million from 59.38 \nmillion recorded in August 2024. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system in September 2024 increased by \n18% to ZiG65.05 billion from ZiG54.98 billion \nin August 2024. \n \nSimilarly, the volume of RTGS transactions \nincreased by 4% from 0.97 million in the \nprevious month to close at 1.01 million during \nthe month under analysis. \n \n60\n65\n70\n75\n80\n85\n90\n95\n100\n105\n110\n115\n120\n28-Sep-23\n28-Oct-23\n28-Nov-23\n28-Dec-23\n28-Jan-24\n28-Feb-24\n28-Mar-24\n28-Apr-24\n28-May-24\n28-Jun-24\n28-Jul-24\n28-Aug-24\n28-Sep-24\n1\n1.05\n1.1\n1.15\n1.2\n1.25\n1.3\n1.35\n1.4\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nUS$ BILLIONS\n \n \n \n9 \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \nincreased by 52% to ZiG50.74 billion in \nSeptember 2024, from ZiG33.32 billion in \nAugust 2024. \n \nCash Transactions \nCash based transactions increased by 22.9% to \nZiG9.75 billion in September 2024, from \nZiG7.94 billion in August 2024. \n \nCard Based Transactions \nCard based transactions increased by 26.6% to \nZiG10.02 billion during the month under \nreview, from ZiG7.91 billion in August 2024. \n \nINFLATION OUTTURN \nDuring the month of September 2024, both the \nUS$ and ZiG inflation increased, largely driven \nby exchange rate depreciation on both the \ninterbank and the parallel market. \n \nUS$ Annual Inflation Developments \nAnnual headline inflation accelerated to 4.2% \nin September 2024, from 3.7% recorded in the \nprevious month. \n \nFigure \n16: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2024 \nMonthly Inflation \nThe ZiG monthly inflation rate surged from \n1.4% recorded in August 2024, to 5.8% in \nSeptember 2024. \n \nUS$ month-on-month inflation rate also \nquickened from 0.2% recorded in August 2024, \nto 0.7% recorded in September 2024. \nResultantly, \nweighted \nmonthly \ninflation \nincreased from 0.4% in August 2024 to 1.9% in \nSeptember 2024. \n \nFigure 17 shows developments in monthly ZiG \ninflation from May 2024 to September 2024. \n \nFigure 17: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2024 \n \n \n \nNOVEMBER 2024 \nRESERVE BANK OF ZIMBABWE \n-6.00\n-4.00\n-2.00\n0.00\n2.00\n4.00\n6.00\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\n-3.00\n-2.00\n-1.00\n0.00\n1.00\n2.00\n3.00\n4.00\n5.00\n6.00\n7.00\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\n \n \n10 \nStatistical Tables \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n11 \n 2. Central Bank Survey \n \n \n \n \n \n \n12 \n \n3. Other Depository Corporations Survey \n \n \n \n \n13 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n14 \n 4.2 Liabilities \n \n \n \n \n \n \n \n15 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n16 \n 5.2 Liabilities \n \n \n \n17 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n18 \n 6.2 Liabilities \n \n \n \n \n \n19 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n20 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n21 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n22 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n23 \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n24 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n25 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n26 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n27 \nNational Payments System Statistics \n \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n28 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n29 \nTrade Statistics \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n 30\n \n \n \n11 \n \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWG '000)\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\nNet Foreign Assets\n-17,460,266,333.79\n-18,045,044,675.98\n-18,830,050,198.23\n-30,708,633,279.93\n-45,596,903,934.05 -66,258,169,977.30\n-28,856.80\n-27,777.12\n-27,814.24\n-27,003.21\n-27,816.06\n-51,275.16\nCentral Bank(net)\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\n-54,031,060,405.32\n-77,865,030,279.36\n-35,698.77\n-34,641.18\n-34,675.54\n-34,509.44\n-34,520.05\n-62,586.92\nForeign Assets\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\n9,276.28\n9,502.38\n10,341.19\n10,301.55\n10,342.78\n17,610.06\nForeign Liabilities\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\n44,975.04\n44,143.55\n45,016.73\n44,810.99\n44,862.84\n80,196.98\nOther Depository Corporations(net)\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\n6,841.96\n6,864.06\n6,861.30\n7,506.23\n6,703.99\n11,311.76\nForeign Assets\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\n10,973.84\n11,293.66\n11,679.33\n12,352.81\n11,598.44\n20,019.42\nForeign Liabilities\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\n4,131.87\n4,429.60\n4,818.03\n4,846.58\n4,894.45\n8,707.65\nNet Domestic Assets (NDA)\n34,250,554,903.24\n35,673,225,646.05\n37,744,636,990.28\n59,956,750,588.31\n86,209,941,031.87 125,429,655,454.08\n67,611.59\n68,804.73\n70,540.71\n72,978.85\n74,289.27\n126,283.12\nDomestic Claims\n14,099,323,168.68\n14,764,938,049.74\n16,661,349,824.12\n26,555,487,015.34\n39,630,053,424.85\n58,052,804,317.53\n35,515.68\n37,674.71\n38,036.72\n42,001.79\n42,153.48\n70,625.38\nClaims on Central Government(net)\n2,685,249,888.61\n3,426,568,722.64\n4,633,764,250.89\n8,146,919,528.13\n12,506,419,694.13\n16,182,769,560.45\n10,221.10\n11,278.38\n9,913.26\n11,854.12\n11,078.26\n17,989.09\nClaims on Central Government\n4,022,430,300.76\n4,506,540,165.69\n5,826,109,037.18\n9,899,880,742.54\n14,706,600,268.21\n22,087,558,829.62\n12,982.66\n13,103.69\n13,760.57\n15,106.77\n14,775.34\n24,507.32\nCentral Bank\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\n7,155.62\n7,206.35\n7,425.97\n7,375.08\n7,694.20\n13,333.00\nODCs\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\n5,827.03\n5,897.34\n6,334.60\n7,731.69\n7,081.14\n11,174.32\nLess Liabilities to Central Government\n1,337,180,412.15\n1,079,971,443.04\n1,192,344,786.29\n1,752,961,214.41\n2,200,180,574.08\n5,904,789,269.17\n2,761.56\n1,825.31\n3,847.31\n3,252.65\n3,697.07\n6,518.23\nCentral Bank\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518.70\n1,475.35\n3,258.05\n2,814.04\n3,164.14\n5,934.95\nODCs\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242.85\n349.97\n589.26\n438.61\n532.94\n583.28\nClaims on Other Sectors\n11,414,073,280.07\n11,338,369,327.09\n12,027,585,573.22\n18,408,567,487.20\n27,123,633,730.72\n41,870,034,757.08\n25,294.59\n26,396.33\n28,123.46\n30,147.67\n31,075.21\n52,636.29\nOther Financial Corporations\n402,497,102.41\n366,785,937.06\n210,979,095.28\n367,132,374.31\n461,955,002.81\n803,485,078.36\n327.45\n405.01\n484.72\n451.51\n481.73\n837.14\nState and Local Government\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\n1.80\n1.37\n1.49\n0.16\n0.19\n0.33\nPublic Non Financial Corporations\n1,124,773,262.90\n758,994,509.56\n779,253,503.92\n787,050,316.56\n1,149,678,230.61\n1,615,646,416.58\n983.29\n966.29\n926.93\n906.72\n827.62\n1,344.30\nPrivate Sector\n9,886,704,858.20\n10,212,529,111.24\n11,037,279,520.17\n17,254,185,998.48\n25,511,768,494.02\n39,450,759,914.33\n23,982.04\n25,023.65\n26,710.31\n28,789.28\n29,765.67\n50,454.50\nCentral Bank\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\n148.91\n153.64\n237.80\n234.89\n231.23\n354.10\nODCs\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\n23,833.13\n24,870.02\n26,472.52\n28,554.39\n29,534.44\n50,100.40\nOther Items(Net)\n-20,151,231,734.56\n-20,908,287,596.32 -21,083,287,166.17 -33,401,263,572.98\n-46,579,887,607.02 -67,376,851,136.55\n-32,095.91\n-48,116.39\n-32,503.99\n-30,977.06\n-32,135.80\n-55,657.74\nShares and Other Equity\n-17,032,283,456.63\n-17,122,059,892.58\n-17,570,066,671.33\n-29,549,325,579.05\n-43,302,266,345.67\n-60,601,283,933.04\n-30,585.32\n-170.50\n-26,189.80\n-24,667.53\n-22,936.61\n-40,127.31\nLiabilities to Other Financial Corporations\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\n222.68\n0.15\n13.22\n12.00\n12.50\n51.08\nRestricted Deposits\n616,319,027.72\n598,451,618.98\n634,635,960.65\n1,122,721,876.21\n2,182,139,254.83\n1,707,978,424.98\n1,197.30\n1.44\n1,719.55\n1,550.88\n2,087.87\n3,658.37\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-3,818,709,066.54\n-4,474,676,984.97\n-4,286,579,012.59\n-5,157,386,835.80\n-5,739,488,435.67\n-8,844,607,348.16\n-2,930.56\n-47,947.48\n-8,046.96\n-7,872.41\n-11,299.56\n-19,239.88\n0.86\n0.87\nBroad Money-M3\n16,790,288,569.45\n17,628,180,970.07\n18,914,586,792.05\n29,248,117,308.38\n40,613,037,097.82\n59,171,485,476.79\n38,754.79\n41,027.61\n42,726.47\n45,975.63\n46,473.21\n75,007.96\nSecurities Other than Shares Included in Broad \nMoney\n3,497,226.23\n4,173,191.32\n42,811,406.21\n7,317,942.35\n9,458,363.45\n6,990,856.69\n2.80\n4.37\n3.99\n19.18\n26.61\n23.83\nBroad Money-M2\n16,786,791,343.22\n17,624,007,778.75\n18,871,775,385.85\n29,240,799,366.03\n40,603,578,734.36\n59,164,494,620.10\n38,751.99\n41,023.24\n42,722.48\n45,956.45\n46,446.60\n74,984.13\nOther Deposits (Time Deposits)\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n2,705.48\n3,276.46\n3,820.45\n3,890.29\n3,878.31\n5,866.41\nof which Foreign Currency Accounts\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\n2,426.64\n2,953.23\n3,343.14\n3,425.73\n3,030.91\n4,839.19\nNarrow Money-M1\n15,599,407,297.79\n16,384,919,989.43\n17,584,571,423.18\n27,491,008,901.84\n37,798,013,024.97\n54,708,681,361.76\n36,046.51\n37,746.78\n38,902.03\n42,066.16\n42,568.30\n69,117.71\nTransferable Deposits\n15,588,193,442.31\n16,373,116,452.32\n17,572,220,001.14\n27,476,970,003.22\n37,782,959,103.37\n54,692,210,233.09\n36,036.21\n37,708.56\n38,850.80\n42,007.92\n42,499.23\n69,037.22\n Of which Foreign Currency Accounts\n12,429,076,347.34\n12,757,305,066.07\n13,397,781,145.35\n22,901,496,643.22\n32,969,005,356.37\n47,611,823,202.81\n29,423.83\n30,036.32\n30,193.91\n31,635.02\n31,676.25\n57,112.77\nCurrency Outside Depository Corporations\n11,213,855.47\n11,803,537.12\n12,351,422.04\n14,038,898.63\n15,053,921.60\n16,471,128.68\n10.30\n38.23\n51.23\n58.23\n69.07\n80.49\nMemorandum Items\nReserve Money\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\n4,892.12\n6,639.45\n7,238.62\n7,282.11\n7,708.04\n13,606.58\nFCAs as a Percentage of Deposits in M3\n74.1%\n72.4%\n70.9%\n78.3%\n81.2%\n80.5%\n82.2%\n80.5%\n78.6%\n76.4%\n74.8%\n82.7%\nEnd Period Exchange Rate\n5,698.96\n5,791.08\n6,104.72\n10,152.39\n14,912.83\n22,055.47\n13.43\n13.32\n13.70\n13.79\n13.85\n24.88\nSource: Reserve Bank of Zimbabwe, 2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n*Statistics are denominated in ZiG\n \n \n12 \n \n \n \nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\nNet Foreign Assets\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\n-54,031,060,405.32\n-77,865,030,279.36\n-35,698.77\n-34,641.18\n-34,675.54\n-34,509.44\n-34,520.05\n-62,586.92\nClaims on Non Residents\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\n9,276.28\n9,502.38\n10,341.19\n10,301.55\n10,342.78\n17,610.06\nOfficial Reserves Assets\n901,998,462.96\n664,790,048.98\n670,897,605.40\n1,283,063,711.48\n1,440,292,080.05\n2,707,777,264.85\n3,630.14\n4,432.81\n4,934.35\n4,653.58\n4,669.13\n7,448.23\nOther Foreign Assets\n2,028,489,428.81\n2,057,962,871.96\n2,079,244,671.16\n3,506,907,558.71\n5,725,614,154.20\n9,471,553,407.69\n5,646.13\n5,069.57\n5,406.85\n5,647.96\n5,673.65\n10,161.83\nLess Liabilities to Non Residents\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\n44,975.04\n44,143.55\n45,016.73\n44,810.99\n44,862.84\n80,196.98\nShort Term Liabilities\n498,435,076.07\n417,352,772.09\n253,445,372.66\n330,761,013.21\n347,930,957.96\n890,130,623.01\n181.91\n69.00\n68.32\n67.28\n43.93\n121.43\nOther Foreign Liabilities*\n23,547,591,967.77\n24,156,386,043.12\n25,220,996,817.07\n41,663,525,350.99\n60,849,035,681.60\n89,154,230,328.89\n44,793.13\n44,074.55\n44.95\n44,743.71\n44,818.91\n80,075.55\n of which blocked funds\n4,458,649,260.58\n4,527,891,788.72\n4,848,587,011.60\n8,054,627,951.76\n11,781,589,928.45\n17,401,899,562.68\n10,572.46\n10,463.76\n10,741.17\n10,788.19\n10,803.57\n19,394.80\nNet Domestic Assets (NDA)\n22,902,976,448.93\n23,668,494,206.27\n24,745,515,209.82\n40,273,443,159.16\n58,085,200,468.20\n84,006,511,930.55\n40,590.89\n41,280.63\n41,914.15\n41,791.55\n42,228.09\n76,193.50\nDomestic Claims\n2,411,597,729.92\n2,496,519,062.46\n2,685,240,421.33\n4,316,485,335.80\n6,966,928,713.06\n8,857,704,487.83\n5,031.82\n6,130.75\n4,656.21\n5,047.78\n5,013.69\n8,125.98\nNet Claims on Central Government\n1,548,646,696.96\n2,031,774,224.09\n2,195,411,208.41\n4,014,874,898.09\n6,439,282,586.28\n8,045,520,594.23\n4,636.92\n5,731.01\n4,167.92\n4,561.04\n4,530.06\n7,398.05\nClaims on Central Government\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\n7,155.62\n7,206.35\n7,425.97\n7,375.08\n7,694.20\n13,333.00\n of which: Securities Other than Shares\n1,883,996,199.01\n1,984,147,610.08\n2,219,186,779.04\n4,440,121,511.31\n6,608,105,197.48\n11,307,721,896.70\n0.00\n6,867.42\n7,089.57\n7,156.54\n7,156.54\n12,949.53\nLoans\n854,777,605.86\n994,122,689.61\n967,084,343.36\n1,158,085,023.77\n1,690,780,188.64\n2,127,020,952.15\n245.69\n334.24\n334.61\n223.67\n493.35\n383.47\n Loans and Advances\n389,539,818.81\n450,658,841.88\n423,620,495.64\n709,564,039.01\n1,049,930,696.57\n1,560,372,567.07\n34.53\n35.07\n35.43\n69.66\n198.39\n88.52\nAmounts Due from Gvt including SDR Drawdowns\n465,237,787.05\n543,463,847.72\n543,463,847.72\n448,520,984.75\n640,849,492.08\n566,648,385.08\n211.15\n299.17\n299.17\n154.02\n294.96\n294.96\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518.70\n1,475.35\n3,258.05\n2,814.04\n3,164.14\n5,934.95\nOf which: Deposits\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518.70\n1,475.35\n3,275.40\n3,115.31\n3,164.14\n5,934.95\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n862,951,032.96\n464,744,838.37\n489,829,212.93\n301,610,437.71\n527,646,126.78\n812,183,893.60\n394.90\n399.74\n488.29\n486.74\n483.63\n727.93\nOther Financial Corporations\n63,414,783.51\n25,307,666.81\n28,216,636.43\n32,493,405.07\n71,573,929.14\n153,883,742.34\n31.90\n33.12\n32.64\n33.15\n33.90\n34.11\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n707,274,263.92\n341,962,235.89\n359,338,872.72\n125,045,425.40\n244,647,109.88\n332,483,498.63\n214.09\n212.98\n217.86\n218.69\n218.49\n339.72\nPrivate Sector\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\n148.91\n153.64\n237.80\n234.89\n231.23\n354.10\nClaims on Other Depository Corporations\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684,600,925.61\n364.06\n361.69\n362.07\n322.95\n315.11\n546.77\nOf which: Loans\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684,600,925.61\n364.06\n361.69\n362.07\n322.95\n315.11\n546.77\nOther Liabilities to ODCs\n3,216,633,940.85\n3,876,066,859.55\n3,854,578,282.87\n5,812,079,968.88\n8,128,905,484.34\n10,984,562,862.67\n7,235.51\n7,148.14\n5,909.43\n5,505.98\n5,409.08\n4,538.82\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n1,078,752,001.46\n1,460,737,223.38\n1,519,969,710.79\n1,701,520,057.58\n2,432,925,529.23\n3,557,870,717.73\n2,260.63\n2,214.95\n2,314.58\n2,802.34\n2,870.63\n1,385.74\nOther Items(Net)\n-23,478,665,250.56\n-24,801,814,491.19\n-25,648,587,780.63\n-41,376,660,539.47\n-58,744,025,789.94\n-85,448,769,379.78\n-42,430.53\n-41,936.33\n-42,805.30\n-41,926.80\n-42,308.38\n-72,059.58\nShares and Other Equity\n-23,550,146,670.91\n-23,892,801,192.96\n-25,053,448,266.86\n-40,143,169,460.35\n-58,155,147,571.29\n-84,000,619,819.97\n-42,225.07\n-41,811.85\n-42,544.46\n-41,896.67\n-42,064.21\n-72,152.43\nOther Items(Net)\n-589,895,589.07\n-1,529,336,116.22\n-1,251,036,312.37\n-2,400,043,318.75\n-2,790,865,158.91\n-3,189,753,793.28\n-1,523.00\n-2,100.72\n-2,120.67\n-1,846.51\n-2,396.36\n-3,908.73\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n661,377,009.41\n620,322,818.00\n655,896,798.59\n1,166,552,239.63\n2,201,986,940.26\n1,741,604,233.46\n1,317.55\n1,976.25\n1,859.83\n1,816.38\n2,152.19\n4,001.59\nMonetary Base \n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\n6,455.09\n6,639.45\n7,238.62\n7,282.11\n7,708.04\n13,606.58\nBond Coins\n79,154.84\n78,794.30\n76,968.83\n66,290.72\n59,094.22\n51,536.90\n0.02\n0.02\n0.02\n0.01\n0.01\n0.01\nBond Notes\n13,560,105.45\n14,430,019.79\n15,672,830.10\n16,920,535.77\n18,138,392.93\n19,250,549.61\n7.65\n7.65\n7.64\n6.02\n5.29\n5.29\nZig Notes\n1.24\n12.16\n16.07\n20.18\n26.77\n33.55\nZiG Coins\n8.85\n33.39\n36.72\n39.55\n43.39\n49.52\nLiabilities to ODCs\n1,743,797,671.58\n1,772,929,799.17\n1,975,463,236.74\n3,052,141,238.66\n4,035,942,575.74\n6,122,179,564.68\n6,437.34\n6,586.23\n7,178.17\n7,216.36\n7,632.57\n13,518.21\n Local Currency Reserve Deposits\n400,041,844.52\n449,770,161.09\n533,568,035.27\n557,373,870.90\n589,096,334.10\n782,882,894.59\n588.26\n852.99\n1,019.52\n1,293.91\n1,392.96\n1,999.40\n Foreign Currency Reserve Deposits\n1,343,755,827.07\n1,323,159,638.08\n1,441,895,201.47\n2,464,767,002.76\n3,416,845,876.64\n5,293,831,558.25\n4,172.20\n4,528.98\n4,655.41\n4,707.90\n4,805.59\n9,991.83\n Exess reserves \n30,000,364.99\n30,069,698.74\n30,002,260.98\n30,000,364.99\n30,000,364.99\n45,465,111.84\n1,676.87\n1,204.27\n1,503.24\n1,214.55\n1,434.02\n1,526.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe, 20234\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n13 \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\nNet Foreign Assets\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\n6,841.96\n6,864.06\n6,861.30\n7,506.23\n6,703.99\n11,311.76\nClaims on Non Residents\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\n10,973.84\n11,293.66\n11,679.33\n12,352.81\n11,598.44\n20,019.42\nOf Which: Foreign Currency\n2,312,575,134.73\n2,558,589,332.45\n2,868,505,570.48\n5,196,670,641.24\n7,309,076,955.04\n9,785,505,639.81\n4,794.84\n4,337.57\n4,753.11\n5,739.94\n6,444.89\n10,895.91\nDeposits\n2,903,444,523.75\n3,019,701,118.75\n2,843,740,238.47\n4,283,885,090.87\n5,518,707,074.63\n8,323,896,983.03\n6,152.46\n6,929.62\n6,902.26\n6,586.86\n5,128.04\n9,069.02\nOther\n16,447,186.84\n13,791,770.44\n16,837,172.93\n27,310,662.17\n32,851,118.98\n45,821,476.40\n26.54\n26.47\n23.95\n26.02\n25.52\n54.49\nLess Liabilities to Non Residents\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\n4,131.87\n4,429.60\n4,818.03\n4,846.58\n4,894.45\n8,707.65\nOf Which: Deposits\n655,899,412.79\n782,004,591.95\n776,859,238.67\n1,316,061,176.34\n1,936,356,521.78\n2,837,026,028.04\n1,874.34\n1,941.68\n2,023.75\n1,715.87\n1,688.39\n2,976.71\nLoans\n921,294,614.24\n1,004,136,411.41\n1,057,974,028.26\n1,696,123,403.87\n2,490,122,155.61\n3,711,337,769.13\n2,257.53\n2,487.92\n2,794.29\n3,130.71\n3,206.06\n5,730.94\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n13,078,743,914.01\n13,788,565,015.66\n14,986,724,817.13\n22,694,566,232.26\n32,143,979,019.53\n47,514,528,237.56\n31,782.27\n33,785.42\n35,673.67\n38,145.67\n39,635.83\n63,272.48\nDomestic Claims\n11,687,725,438.76\n12,268,418,987.27\n13,976,109,402.78\n22,239,001,679.53\n32,663,124,711.79\n49,195,099,829.70\n30,483.86\n31,543.96\n33,380.51\n36,954.01\n37,139.79\n62,499.40\nNet Claims on Central Government\n1,136,603,191.66\n1,394,794,498.55\n2,438,353,042.48\n4,132,044,630.04\n6,067,137,107.85\n8,137,248,966.22\n5,584.18\n5,547.37\n5,745.34\n7,293.08\n6,548.20\n10,591.05\nClaims on Central Government\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\n5,827.03\n5,897.34\n6,334.60\n7,731.69\n7,081.14\n11,174.32\nSecurities\n1,272,839,666.04\n1,517,348,442.88\n2,627,512,618.11\n4,283,761,798.56\n6,381,641,818.99\n8,605,206,635.58\n5,583.19\n5,867.70\n6,309.90\n7,706.56\n6,955.09\n10,929.39\nLoans\n10,816,829.86\n10,921,423.13\n12,325,296.66\n17,912,408.90\n26,073,063.10\n47,609,345.19\n243.84\n29.63\n24.70\n25.13\n126.05\n244.94\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242.85\n349.97\n589.26\n438.61\n532.94\n583.28\nOf which: Deposits\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242.85\n349.97\n589.26\n438.61\n532.94\n583.28\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n10,551,122,247.10\n10,873,624,488.72\n11,537,756,360.30\n18,106,957,049.49\n26,595,987,603.94\n41,057,850,863.48\n24,899.68\n25,996.59\n27,635.17\n29,660.93\n30,591.59\n51,908.36\nOther Financial Corporations\n339,082,318.90\n341,478,270.25\n182,762,458.86\n334,638,969.24\n390,381,073.67\n649,601,336.03\n295.55\n371.89\n452.09\n418.36\n447.83\n803.03\nState and Local Government\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\n1.80\n1.37\n1.49\n0.16\n0.19\n0.33\nPublic Non Financial Corporations\n417,498,998.98\n417,032,273.67\n419,914,631.20\n662,004,891.16\n905,031,120.73\n1,283,162,917.94\n769.20\n753.31\n709.07\n688.03\n609.13\n1,004.59\nPrivate Sector\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\n23,833.13\n24,870.02\n26,472.52\n28,554.39\n29,534.44\n50,100.40\nClaims on the Central Bank\n5,912,703,283.03\n6,326,849,329.56\n5,977,105,227.74\n9,099,022,563.30\n12,598,181,489.84\n16,737,574,909.26\n11,097.66\n12,455.53\n12,775.62\n11,481.33\n13,543.16\n22,444.63\nCurrency\n2,425,404.82\n2,705,276.98\n3,398,376.89\n2,947,927.87\n3,143,565.55\n2,830,957.84\n7.45\n14.99\n9.22\n7.52\n6.40\n7.87\nReserves\n5,910,277,878.21\n6,324,144,052.58\n5,973,706,850.85\n9,096,074,635.43\n12,595,037,924.29\n16,734,743,951.43\n11,090.20\n12,420.73\n12,746.02\n11,453.30\n13,516.16\n22,399.75\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n19.81\n20.38\n20.50\n20.61\n37.01\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n84,628,889.30\n92,939,919.06\n55,157,360.84\n114,298,041.18\n105,237,097.37\n95,704,985.13\n67.45\n50.90\n99.77\n99.87\n109.93\n491.44\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(Net)\n4,437,055,918.48\n4,713,763,382.12\n4,911,332,452.56\n8,529,159,969.39\n13,012,090,084.74\n18,322,441,516.27\n9,731.80\n10,163.16\n10,382.69\n10,189.79\n10,937.19\n21,180.11\nShares and Other Equity\n6,517,863,214.28\n6,770,741,300.38\n7,483,381,595.52\n10,593,843,881.30\n14,852,881,225.62\n23,399,335,886.93\n11,639.75\n13,617.86\n16,354.66\n17,229.14\n19,127.59\n32,025.13\nLiabilities to other ressident sectors\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\n222.68\n4.56\n13.22\n12.00\n12.50\n51.08\nOther Items(Net)\n-2,164,249,056.68\n-2,146,975,580.51\n-2,710,771,700.07\n-2,247,410,877.57\n-2,120,519,060.37\n-5,437,956,090.32\n-2,130.62\n-3,459.25\n-5,985.19\n-7,051.35\n-8,202.91\n-10,896.10\nDeposits and Securities Included in Broad Money\n16,734,016,732.29\n17,594,506,233.94\n18,880,974,532.07\n29,190,248,046.34\n40,578,135,490.79\n59,121,388,539.63\n38,624.24\n40,649.48\n42,534.96\n45,651.90\n46,339.82\n74,584.24\nDeposits Included in Broad Money\n16,730,519,506.06\n \n17,590,333,042.62\n \n18,838,163,125.87\n \n29,182,930,103.98\n \n40,568,677,127.34\n \n59,114,397,682.94\n \n38,621.44\n \n40,645.11\n \n42,530.97\n \n45,632.72\n \n46,313.21\n \n74,560.41\n \nTransferable Deposits\n15,543,135,460.62\n \n16,351,245,253.30\n \n17,550,959,163.20\n \n27,433,139,639.80\n \n37,763,111,417.94\n \n54,658,584,424.60\n \n35,915.96\n \n37,368.65\n \n38,710.52\n \n41,742.43\n \n42,434.91\n \n68,694.00\n \n of which FCAs\n12,388,978,422.26\n \n12,751,597,340.40\n \n13,391,882,427.59\n \n22,891,974,397.20\n \n32,954,377,682.43\n \n47,588,241,673.51\n \n29,421.56\n \n29,788.82\n \n30,114.64\n \n31,415.69\n \n31,648.53\n \n56,811.01\n \nOther Deposits (Time Deposits)\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n2,705.48\n3,276.46\n3,820.45\n3,890.29\n3,878.31\n5,866.41\n of which FCAs\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\n2,426.64\n2,953.23\n3,343.14\n3,425.73\n3,030.91\n4,839.19\nMoney Market Instruments\n3,497,226.23\n \n4,173,191.32\n \n42,811,406.21\n \n7,317,942.35\n \n9,458,363.45\n \n6,990,856.69\n \n2.80\n \n4.37\n \n3.99\n \n19.18\n \n26.61\n \n23.83\n \nSource:Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n \n \n14 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\n*Apr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\n*May\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\n*Jun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\n*Jul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\n*Aug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\n*Sep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n15 \n \n \n \nEnd of\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\n*Aug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\n*Sep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\n \n \n16 \n \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \n*Apr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \n*May\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \n*Jun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \n*Jul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \n*Aug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \n*Sep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nSource: Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n17 \n \n \n \nZWG millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\n*Apr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\n*May\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\n*Jun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\n*Jul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\n*Aug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\n*Sep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n18 \n \n \n \nForeign\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \n*Apr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \n*May\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \n*Jun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \n*Jul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \n*Aug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \n*Sep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\n- \nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\n*Apr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\n*May\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\n*Jun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\n*Jul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\n*Aug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\n*Sep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\n- \nSource: Reserve Bank of Zimbabwe, 2024\n* Statistics are denominated in ZiG\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWG millions\n \n \n20 \n \n \n \nEND OF\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\n*Aug\n3,858,128.45\n496,920.13\n197,595.11\n3,160,166.09\n163,179.56\n1,353,221.18\n3,891,826.53\n2,259,346.53\n2,064,398.05\n355,517.61\n7,019,997.29\n1,626.53\n24,821,923.05\n*Sep\n6,672,075.13\n1,240,260.16\n365,299.01\n5,024,076.96\n274,548.64\n2,326,667.49\n6,387,958.08\n4,331,429.08\n3,418,807.30\n640,082.06\n11,884,283.83\n2,603.24\n42,568,090.98\nSource: Reserve Bank of Zimbabwe, 2024\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n21 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n22 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\nSource: Reserve Bank of Zimbabwe, 2024\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n23 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\nSource: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n24 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\nSource: Zimstat, 2024\n*Statistics are in ZiG\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n \n \n25 \n \n \n \n \n \n26 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\nSource: Reserve Bank of Zimbabwe, 2024\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND STERLING\n \n \n27 \n \n \n \n \n \n28 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n-\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n-\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n-\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n-\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n-\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n-\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n-\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n-\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n-\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n-\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n-\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n-\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n-\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n-\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n-\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n-\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n-\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n6504.6\n-\n4685.2\n5331.4\n1194.1\n38798.2\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n29 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n-\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n-\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n-\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n-\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n-\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n-\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n-\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n0.0\n8369.3\n860.5\n49927.2\n1408.9\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n30 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_September_2024.pdf"}
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+{"doc_id": "3d556dfd9c52a76c5b7c13579de4a976", "text": "MONTHLY ECONOMIC REVIEW \nJUNE 2014 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n5 \nINSIDE THIS ISSUE \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2014 \nMay \n2014 \nJune \nMonth on \nMonth \nChange \nZ.S.E. Mining Index1 \n35.45 \n61.32 \n72.98% \nZ.S.E. Industrial Index1 \n174.89 \n186.57 \n6.68% \nMoney Supply (Total Bank Deposits) (US$)2 \n4.33 billion \n4.32 billion \n-0.05% \nMoney Supply (M3) Annual Growth2 \n7.66% \n12.65% \n-0.05% \nYearly Inflation3 \n-0.19% \n-0.08% \n-0.03% \nNominal Commercial Lending Rate (%) \n6.00-35.00 \n6.00-35.00 \n \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nIn June 2014, the Zimbabwe Stock Exchange \n(ZSE) continued on an upward trend, despite \nthe continuing liquidity challenges. \nIn international markets, geopolitical risk \nwas on a rise in the month under review, as \nviolence broke out in the Iraq, Israel and \nPalatine, as well as in Ukraine. This resulted \nin an increase in the price of Brent crude oil \nto over US$115/barrel. Global stock markets, \nhowever, continued to rise partly due to \npositive macroeconomic data coming out of \nthe United States. \nMost African stock markets registered gains, \nwith Zimbabwe rising by 6.68%, South \nAfrica, 2.60% and Nigeria 2.40%. \nThe ZSE’s industrial index increased by \n6.68%, to close at 186.57 points during the \nperiod under review. The industrial index \ncontinued to reversing its year to date losses \nby gaining 7.63% in June 2014. \nThe mining index gained 72.98%, to close at \n61.32 points in June 2014, from 35.45 points \nin May. The gains emanated largely from a \n118.18% growth in the share price of \nBindura Nickel Mine, from US2.20 cents in \nMay to US4.80 cents in June 2014. This was \nunderpinned by an operating profit of \nUS$17.3 million for the financial year end-\ning March 2014, against an operating loss of \n \n2 3 \n \n2 4 \nUS$13.1 million in 2013. The mining index \ngained 33.92%, on a year to date basis. \nThe volume of shares traded further declined \nby 24.31%, from 235.80 million shares in \nMay 2014 to 178.47 million shares in June \n2014. Total turnover concomitantly declined \nby 20.74%, weighed down by thin trading \nvolumes, to close the month under review at \nUS$28.55 million. \nReflective of increases in the prices of \nheavily \ncapitalized \nshares, \nmarket \ncapitalization \nincreased \nby \n8.66% \nto \nUS$4.87 billion, at the end of June 2014, \nfrom US$4.49 billion at the close of May \n2014. On a year to date basis, however, the \nZSE’s market capitalization fell by 6.28%. \n \nMONETARY DEVELOPMENTS \n \nAnnual growth in broad money increased \nfurther to 12.65% in June 2014. Broad \nmoney was recorded at US$4 323.6 million \nin June 2014, from US$3 838.2 million in \nJune 2013. On a monthly basis, broad \nmoney, however, declined by 0.05%. \n \nThe monthly decline in broad money was \nunderpinned \nby \noutflows \nof \nUS$53.16 million in demand deposits, and \nUS$6.3 million in deposits with a maturity \nof less than 30 days. Offsetting these \ndeclines \nwere \ninflows \namounting \nto \nUS$30.6 million in deposits with a maturity \nof over 30 days and US$26.7 million in sav-\nings deposits. \n \nAgainst the background of a surge in \ndeposits, annual growth in domestic credit \nrose to 6.05%, largely reflecting a 141.82% \nincrease in net credit to Government. Re-\nflecting this, Treasury bills holdings by com-\nmercial and merchant banks, increased by \n246.64% between June 2013 and June 2014. \n \nCredit to the private sector continued to be \ndriven by loans and advances, which were \npartly sustained by offshore lines of credit, as \nlocal sources of liquidity remain under strain. \nLending to the private sector by banks de-\n \n3 5 \nclined marginally to US$2 955.85 million in \nJune 2014, from US$2 956.04 million in May \n2014. \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nDeflationary pressures in the economy contin-\nue to slowly dissipate, with annual headline \ninflation increasing for the third consecutive \nmonth in June 2014. Annual inflation stood at \n-0.08% in June 2014, gaining 0.11% on the \nMay 2014 rate of -0.19%, mainly driven by \nboth food and non-food inflation. \nYear on year food inflation increased from -\n3.75% in May 2014, to -3.54 percent in June \n \nThe distribution industry and household bor-\nrowers received 18.14% and 18.10% share \nof the cumulative loans and advances, re-\nspectively. The loans and advances were \nmainly utilized to meet short term working \ncapital requirements, restocking and raw \nmaterial procurement, as well as to finance \nconsumer durables and other consumption \nrelated expenses. \n \n4 \n \n6 \n2014. Food inflation is, however, expected to \nremain depressed in the outlook period owing \nto good agriculture harvest. \nThe main contributors to annual food infla-\ntion included vegetables; meat, sugar, jam, \nhoney, chocolate and confectionery; bread \nand cereals and the fish and sea food sub-\ncategories. \nAnnual non-food inflation also rose from \n1.62% in May 2014, to 1.67% in June 2014, \nlargely driven by education; housing, water, \nelectricity, gas and other fuels; alcoholic bev-\nerages and tobacco; and transport services \nsub-categories. \nMonth-on-Month Inflation \nMonth-on-month inflation rate for June 2014 \nstood at -0.03% gaining 0.11 percentage \npoints, from -0.13% in May 2014, driven by \nincreases in both food and non-food infla-\ntion. \nMonth on month food inflation gained 0.18 \npercentage points from -0.30% in May 2014 \nto -0.12% in June 2014, mainly driven by \nincreases in the prices of bread and cereals; \nmeat; fish and sea food; milk, cheese and \neggs; and oils and fats. \nMonthly non-food inflation for June 2014 \nstood at -0.02%, gaining 0.07% from the \nMay 2014 rate of -0.05%. The monthly non-\nfood inflation was driven by clothing and \nfootwear; furniture, household equipment \nand maintenance; health; and miscellaneous \ngoods and services. \nInflation Outlook \nIn the medium to long term, developments in \nthe South African rand/US$ exchange rate, \ninternational oil prices, the pricing of utilities \nand the level of aggregate demand in the do-\nmestic economy will continue to influence \ninflation developments. \n7 \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through \nthe RTGS system in June 2014 increased by \n9% to US$3.7 billion from US$3.4 billion in \nMay 2014 while the volume of transactions \nregistered a decline of 3% from 200 146 to \n193 582 in the same period. \nCard Systems \nThe total value of card based transactions \nincreased by 21.04% to US$361.25 million \nin June 2014, from US$298.46 million in \nMay 2014. \nMobile and Internet Based Transactions \nThe value of mobile and internet based \ntransactions also increased by 44.61%, from \nUS$268.62 \nmillion \nin \nMay \n2014 \nto \nUS$388.46 million in June 2014. \nCheques \nThe value of cheque transactions increased \nto US$13.65 million in June 2014, from \nUS$12.42 million in May 2014. \n \n \n \n \n \n \n \n \n \nReserve Bank of Zimbabwe \nJuly 2014 \n \n8 \nNOTES \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n36 \n10 \n11 \nTABLE 1.1 : MONETARY AGGREGATES \n US$ Thousands \n \n2013 \n \nJune \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \nFebruary \nMarch \nApril \nMay \nJune \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nRBZ Demand Deposits \n73.0 \n73.5 \n71.9 \n72.8 \n73.3 \n72.6 \n71.9 \n69.7 \n71.1 \n71.5 \n71.5 \n71.9 \n96.6 \nComm. Banks Dem. Deposits \n 1,874,568.0 \n \n1,926,968.5 1,901,793.3 \n1,952,024.0 \n1,971,838.8 \n1,821,288.9 \n1,825,413.5 \n2,039,955.9 \n1,974,493.8 \n2,033,715.1 \n2,130,063.2 2,173,283.2 \n2,120,102.4 \nMerchant Banks Dem. Deposits \n 114,560.5 111,261.06 \n109,449.6 \n111,153.9 \n112,536.2 \n122,639.2 \n134,494.8 \n36,792.2 \n47,555.9 \n41,037.1 \n57,346.1 \n42,779.8 \n42,779.8 \nM1 \n 1,989,201.5 2,038,302.96 2,011,314.8 \n2,063,250.8 \n2,084,448.3 \n1,944,000.7 \n1,959,980.2 \n2,076,817.8 \n2,022,120.8 \n2,074,823.7 \n2,187,480.8 2,216,134.9 \n2,162,978.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks Savings Deposits \n 229,386.7 201,667.79 \n187,394.4 \n227,599.9 \n209,966.7 \n201,724.6 \n281,785.8 \n215,665.0 \n230,541.1 \n237,243.6 \n233,539.2 \n223,445.3 \n253,857.5 \nBuilding Soc. Savings Deposits \n 189,753.8 \n195,606.6 \n189,953.1 \n191,553.5 \n187,410.7 \n200,415.2 \n204,200.7 \n196,806.6 \n195,707.7 \n202,936.6 \n228,310.8 \n241,398.4 \n234,278.6 \nP O S B Savings Deposits \n 60,117.8 \n60,162.5 \n51,322.2 \n58,974.0 \n50,457.7 \n60,845.4 \n62,044.0 \n58,314.5 \n58,920.4 \n60,801.9 \n66,479.0 \n64,831.6 \n68,218.1 \nComm. Banks U-30 Day Deposits \n 629,544.6 \n663,617.3 \n643,559.0 \n606,360.8 \n614,427.6 \n605,429.9 \n489,493.1 \n552,134.9 \n596,106.0 \n626,443.7 \n661,815.1 \n685,132.2 \n669,439.9 \nMerchant Banks U-30 Day Deposits 56,223.1 \n82,650.4 \n80,569.1 \n82,581.6 \n80,368.8 \n59,721.1 \n56,379.8 \n47,277.8 \n48,250.7 \n48,387.9 \n40,336.6 \n34,572.1 \n33,202.1 \nBuilding Soc. U- 30 Day Deposits \n 119,217.4 \n121,325.5 \n99,842.7 \n138,431.2 \n113,495.4 \n118,360.9 \n155,932.2 \n107,130.3 \n112,927.5 \n156,466.8 \n115,037.7 \n164,622.3 \n175,432.1 \nM2 \n 3,273,444.8 3,363,333.0 3,263,955.2 \n3,368,751.9 \n3,340,575.2 \n3,190,497.8 \n3,209,815.8 \n3,254,146.9 \n3,264,574.2 \n3,407,104.1 \n3,532,999.2 3,630,137.0 \n3,597,407.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks O-30 Day Deposits \n 268,082.1 219,826.9 \n223,258.1 \n257,854.4 \n308,773.8 \n328,511.0 \n496,391.7 \n352,689.2 \n468,960.6 \n426,625.1 \n408,961.7 \n438,431.5 \n489,568.8 \nMerchant Banks O-30 Day Deposits 52,329.5 \n27,019.2 \n25,199.0 \n19,024.4 \n14,876.1 \n19,965.3 \n6,900.3 \n5,665.1 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \nBuilding Soc. O- 30 Day Deposits \n 222,591.8 \n222,795.8 \n264,539.8 \n242,907.0 \n264,867.2 \n244,283.7 \n197,343.9 \n253,060.8 \n264,395.8 \n234,625.6 \n262,711.8 \n233,243.8 \n212,224.9 \nBuilding Soc. Other Share Deposits \n 11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \nP O S B Time Deposits \n 10,492.4 \n10,680.2 \n8,018.0 \n10,855.2 \n11,324.0 \n12,586.1 \n10,606.9 \n11,816.7 \n12,582.4 \n14,317.8 \n14,519.3 \n12,651.5 \n13,098.6 \nM3 \n 3,838,207.3 3,854,921.7 3,796,236.7 \n3,910,659.4 \n3,951,682.9 \n3,807,110.4 \n3,932,325.1 \n3,888,645.3 \n4,021,779.6 \n4,093,939.2 \n4,230,458.6 4,325,730.4 \n4,323,565.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n12 \nTABLE 1.2 : BROAD MONEY SURVEY \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJune \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \nFebruary \nMarch \nApril \nMay \nJune \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-770,401.9 \n-822,415.5 \n-884,443.1 \n-814,488.4 \n-850,336.4 \n-1,001,798.9 \n-810,172.3 \n-846,622.1 \n-799,433.7 \n-816,838.4 \n-695,843.6 \n-585,616.7 \n-595,417.7 \n \n Assets \n994,502.1 \n967,794.1 \n931,989.0 \n1,075,508.0 \n994,326.1 \n856,654.9 \n1,042,166.0 \n1,009,920.7 \n1,032,518.9 \n1,021,388.4 \n1,063,604.4 \n1,190,209.8 \n1,126,637.1 \n \n Reserve Bank (RBZ) \n461,797.0 \n362,306.8 \n287,616.2 \n344,785.1 \n322,450.3 \n264,826.8 \n338,487.8 \n354,820.2 \n365,075.8 \n357,157.3 \n359,859.4 \n410,904.2 \n374,556.5 \n \n Deposit Money Banks (DMBs) \n488,238.1 \n536,681.8 \n567,196.5 \n663,455.7 \n600,622.7 \n531,059.0 \n643,560.1 \n610,318.8 \n619,567.7 \n585,124.3 \n628,565.0 \n700,802.8 \n685,339.5 \n \n Other Banking Institutions \n(OBIs) \\1 \n44,467.0 \n68,805.5 \n77,176.2 \n67,267.3 \n71,253.1 \n60,769.1 \n60,118.1 \n44,781.8 \n47,875.4 \n79,106.9 \n75,180.0 \n78,502.7 \n66,741.0 \n \n Liabilities \\2 \n-1,764,904.0 \n-1,790,209.6 \n-1,816,432.1 \n-1,889,996.4 \n-1,844,662.6 \n-1,858,453.8 \n-1,852,338.3 \n-1,856,542.9 \n-1,831,952.5 \n-1,838,226.8 \n-1,759,448.0 \n-1,775,826.5 \n-1,722,054.8 \n \n RBZ \n1,138,062.0 \n1,143,126.7 \n1,139,865.9 \n1,146,634.4 \n1,150,527.4 \n1,147,979.0 \n1,150,150.8 \n1,148,693.8 \n1,151,300.5 \n1,152,604.9 \n1,155,463.3 \n1,152,736.3 \n1,141,906.4 \n \n DMBs \n600,126.4 \n625,430.1 \n655,728.1 \n722,521.0 \n673,156.2 \n689,480.9 \n671,435.2 \n681,744.6 \n655,537.7 \n660,898.1 \n579,093.6 \n598,403.2 \n545,347.3 \n \n OBIs \n26,715.6 \n21,652.8 \n20,838.1 \n20,841.0 \n20,979.0 \n20,993.9 \n30,752.3 \n26,104.5 \n25,114.4 \n24,723.8 \n24,891.2 \n24,687.0 \n34,801.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \n4,608,609.2 \n4,677,337.2 \n4,680,679.8 \n4,725,147.8 \n4,802,019.3 \n4,808,909.2 \n4,742,497.4 \n4,735,267.5 \n4,821,213.2 \n4,910,777.6 \n4,926,302.1 \n4,911,347.2 \n4,918,983.6 \n \nDOMESTIC CREDIT \n3,936,046.1 \n3,966,266.5 \n3,988,814.6 \n4,006,290.9 \n4,079,215.4 \n4,091,310.4 \n4,068,697.5 \n3,954,914.2 \n4,102,727.4 \n4,180,109.0 \n4,150,137.4 \n4,138,311.2 \n4,174,067.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n206,189.6 \n232,272.7 \n234,118.0 \n228,614.8 \n299,686.0 \n331,797.8 \n357,997.4 \n327,805.9 \n415,048.8 \n490,233.2 \n476,917.3 \n468,461.4 \n498,617.0 \n \n RBZ \n-1,828.4 \n-3,487.6 \n-1,242.0 \n-1,196.6 \n-1,468.9 \n-1,188.2 \n-1,182.3 \n-1,181.7 \n-1,181.8 \n-1,179.6 \n-1,178.8 \n-1,178.9 \n-1,179.1 \n \n DMBs \n187,784.4 \n215,526.7 \n215,126.4 \n209,577.8 \n280,921.3 \n292,752.3 \n319,016.2 \n288,824.0 \n376,067.1 \n451,249.2 \n437,932.6 \n429,476.7 \n459,632.5 \n \n OBIs \n20,233.6 \n20,233.6 \n20,233.6 \n20,233.6 \n20,233.6 \n40,233.6 \n40,163.5 \n40,163.5 \n40,163.5 \n40,163.5 \n40,163.5 \n40,163.5 \n40,163.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Public Enterprises \n63,628.7 \n62,174.3 \n60,363.0 \n59,809.8 \n59,424.2 \n60,844.8 \n60,645.0 \n60,553.0 \n60,689.3 \n79,528.0 \n78,292.8 \n78,383.6 \n73,173.2 \n \n RBZ \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n DMBs \n63,628.7 \n62,174.3 \n60,363.0 \n59,809.8 \n59,424.2 \n60,844.8 \n60,645.0 \n60,553.0 \n60,689.3 \n79,528.0 \n78,292.8 \n78,383.6 \n73,173.2 \n \n Agri-PEs \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n Other \n63,628.7 \n62,174.3 \n60,363.0 \n59,809.8 \n59,424.2 \n60,844.8 \n60,645.0 \n60,553.0 \n60,689.3 \n79,528.0 \n78,292.8 \n78,383.6 \n73,173.2 \n \n OBIs \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Private Sector \n3,666,227.8 \n3,671,819.5 \n3,694,333.6 \n3,717,866.2 \n3,720,105.1 \n3,698,667.8 \n3,650,055.2 \n3,566,555.3 \n3,626,989.2 \n3,610,347.9 \n3,594,927.4 \n3,591,466.2 \n3,602,277.7 \n \n RBZ \n40,128.8 \n36,146.1 \n36,147.1 \n36,112.7 \n35,120.1 \n35,116.1 \n35,116.1 \n35,116.1 \n35,116.1 \n34,745.1 \n34,745.1 \n34,745.1 \n34,725.3 \n \n DMBs \n3,125,352.0 \n3,133,523.7 \n3,159,392.5 \n3,142,391.3 \n3,141,641.5 \n3,106,195.8 \n3,053,645.3 \n2,955,033.9 \n3,016,585.0 \n2,993,988.2 \n2,968,560.6 \n2,956,036.4 \n2,955,853.5 \n \n OBIs \n500,747.0 \n502,149.7 \n498,794.1 \n539,362.2 \n543,343.5 \n557,355.9 \n561,293.9 \n576,405.3 \n575,288.2 \n581,614.6 \n591,621.7 \n600,684.7 \n611,698.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n672,563.1 \n711,070.7 \n691,865.2 \n718,856.9 \n722,804.0 \n717,598.9 \n673,799.9 \n780,353.3 \n718,485.9 \n730,668.6 \n776,164.7 \n773,035.9 \n744,915.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n3,838,207.3 \n3,854,921.7 \n3,796,236.7 \n3,910,659.4 \n3,951,682.9 \n3,807,110.4 \n3,932,325.1 \n3,888,645.3 \n4,021,779.6 \n4,093,939.2 \n4,230,458.5 \n4,325,730.5 \n4,323,565.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n13 \n1. Finance houses, building societies and P. O. S. B. \n2. Sign reversal. \n3. Net Domestic Assets consist of domestic credit and other items net. \nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3) \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJune \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \nFebruary \nMarch \nApril \nMay \nJune \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-281,785.6 \n-52,013.6 \n-62,027.6 \n69,954.8 \n-35,848.0 \n-151,462.4 \n191,626.5 \n-36,449.8 \n47,188.5 \n-17,404.7 \n120,994.8 \n110,226.8 \n-9,801.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Assets \n-71,188.1 \n-26,708.0 \n-35,805.2 \n143,519.1 \n-81,181.9 \n-137,671.2 \n185,511.0 \n-32,245.2 \n22,598.1 \n-11,130.5 \n42,216.0 \n126,605.3 \n-63,572.7 \n Reserve Bank (RBZ) \n-9,867.8 \n-99,490.2 \n-74,690.6 \n57,168.9 \n-22,334.8 \n-57,623.5 \n73,661.0 \n16,332.4 \n10,255.6 \n-7,918.6 \n2,702.2 \n51,044.8 \n-36,347.7 \n Deposit Money Banks (DMBs) \n-59,318.9 \n48,443.7 \n30,514.8 \n96,259.1 \n-62,833.0 \n-69,563.6 \n112,501.1 \n-33,241.3 \n9,248.9 \n-34,443.4 \n43,440.8 \n72,237.8 \n-15,463.3 \n Other Banking Institutions (OBIs) \\1 \n-2,001.4 \n24,338.5 \n8,370.6 \n-9,908.9 \n3,985.9 \n-10,484.1 \n-651.0 \n-15,336.3 \n3,093.6 \n31,231.5 \n-3,926.9 \n3,322.7 \n-11,761.7 \n Liabilities \\2 \n-210,597.5 \n-25,305.6 \n-26,222.5 \n-73,564.3 \n45,333.9 \n-13,791.2 \n6,115.5 \n-4,204.6 \n24,590.3 \n-6,274.3 \n78,778.8 \n-16,378.5 \n53,771.7 \n RBZ \n3,956.5 \n5,064.8 \n-3,260.9 \n6,768.6 \n3,892.9 \n-2,548.3 \n2,171.8 \n-1,457.0 \n2,606.7 \n1,304.4 \n2,858.4 \n-2,727.0 \n-10,829.9 \n DMBs \n206,550.6 \n25,303.6 \n30,298.0 \n66,792.9 \n-49,364.8 \n16,324.7 \n-18,045.7 \n10,309.4 \n-26,206.9 \n5,360.4 \n-81,804.5 \n19,309.6 \n-53,055.9 \n OBIs \n90.4 \n-5,062.8 \n-814.7 \n2.9 \n138.0 \n14.9 \n9,758.4 \n-4,647.8 \n-990.1 \n-390.5 \n167.4 \n-204.2 \n10,114.1 \nNET DOMESTIC ASSETS \\3 \n101,851.2 \n68,728.0 \n3,342.6 \n44,468.0 \n76,871.5 \n6,889.9 \n-66,441.8 \n-7,230.0 \n85,945.8 \n89,564.4 \n15,524.5 \n-14,954.9 \n7,636.5 \nDOMESTIC CREDIT \n65,033.1 \n30,220.4 \n22,548.1 \n17,476.3 \n72,924.5 \n12,095.0 \n-22,612.8 \n-113,783.4 \n147,813.2 \n77,381.6 \n-29,971.6 \n-11,826.2 \n35,756.7 \n Claims on Government (net) \n-6,032.3 \n26,083.2 \n1,845.2 \n-5,503.1 \n71,071.2 \n32,111.8 \n26,199.6 \n-30,191.5 \n87,242.9 \n75,184.3 \n-13,315.9 \n-8,455.9 \n30,155.7 \n RBZ \n-648.7 \n-1,659.1 \n2,245.5 \n45.4 \n-272.3 \n280.7 \n5.8 \n0.7 \n-0.1 \n2.2 \n0.8 \n0.0 \n-0.2 \n DMBs \n-5,095.8 \n27,742.3 \n-400.3 \n-5,548.6 \n71,343.5 \n11,831.0 \n26,263.8 \n-30,192.1 \n87,243.1 \n75,182.1 \n-13,316.6 \n-8,455.9 \n30,155.8 \n OBIs \n-287.8 \n0.0 \n0.0 \n0.0 \n0.0 \n20,000.0 \n-70.1 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Public Enterpris \n23.8 \n-1,454.4 \n-1,811.3 \n-553.2 \n-385.6 \n1,420.6 \n-199.9 \n-91.9 \n136.3 \n18,838.6 \n-1,235.2 \n90.9 \n-5,210.4 \n RBZ \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n23.8 \n-1,454.4 \n-1,811.3 \n-553.2 \n-385.6 \n1,420.6 \n-199.9 \n-91.9 \n136.3 \n18,838.6 \n-1,235.2 \n90.9 \n-5,210.4 \n Agri-PEs \n-5,259.3 \n-5,260.3 \n-5,261.3 \n-5,262.3 \n-5,263.3 \n-5,003.2 \n-5,004.2 \n-5,005.2 \n-5,006.2 \n-5,007.2 \n-5,008.2 \n-6,898.8 \n-6,908.9 \n Other \n5,283.1 \n3,805.9 \n3,450.0 \n4,709.1 \n4,877.7 \n6,423.8 \n4,804.3 \n4,913.3 \n5,142.5 \n23,845.8 \n3,773.0 \n6,989.7 \n1,698.5 \n OBIs \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n71,041.6 \n5,591.7 \n22,514.2 \n23,532.6 \n2,238.9 \n-21,437.3 \n-48,612.5 \n-83,500.0 \n60,434.0 \n-16,641.3 \n-15,420.5 \n-3,461.1 \n10,811.4 \n RBZ \n0.0 \n-3,982.7 \n1.0 \n-34.4 \n-992.6 \n-4.0 \n0.0 \n0.0 \n0.0 \n-371.0 \n0.0 \n0.0 \n-19.8 \n DMBs \n61,670.4 \n8,171.7 \n25,868.8 \n-17,001.2 \n-749.8 \n-35,445.7 \n-52,550.5 \n-98,611.4 \n61,551.1 \n-22,596.8 \n-25,427.6 \n-12,524.1 \n-182.9 \n OBIs \n9,371.2 \n1,402.7 \n-3,355.6 \n40,568.2 \n3,981.3 \n14,012.4 \n3,938.0 \n15,111.4 \n-1,117.1 \n6,326.4 \n10,007.1 \n9,063.0 \n11,014.2 \nOTHER ITEMS (NET) \n36,818.1 \n38,507.5 \n-19,205.5 \n26,991.7 \n3,947.0 \n-5,205.1 \n-43,799.0 \n106,553.4 \n-61,867.4 \n12,182.7 \n45,496.1 \n-3,128.7 \n-28,120.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n-179,934.2 \n16,714.4 \n-58,685.0 \n114,422.8 \n41,023.5 \n-144,572.5 \n125,214.7 \n-43,679.7 \n133,134.2 \n72,159.7 \n136,519.3 \n95,271.9 \n-2,164.5 \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n-4.5% \n0.4% \n-1.5% \n3.0% \n1.0% \n-3.7% \n3.3% \n-1.1% \n3.4% \n1.8% \n3.3% \n2.3% \n-0.1% \n Domestic Credit \n1.7% \n0.8% \n0.6% \n0.4% \n1.8% \n0.3% \n-0.6% \n-2.8% \n3.7% \n1.9% \n-0.7% \n-0.3% \n0.9% \n Claims on Private Sector \n2.0% \n0.2% \n0.6% \n0.6% \n0.1% \n-0.6% \n-1.3% \n-2.3% \n1.7% \n-0.5% \n-0.4% \n-0.1% \n0.3% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n14 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJune \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \nFebruary \nMarch \nApril \nMay \nJune \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-395,149.4 \n-456,065.7 \n-425,304.4 \n-366,815.7 \n-432,496.1 \n-660,899.2 \n-374,643.5 \n-360,978.8 \n-320,764.6 \n-189,743.9 \n-218,632.9 \n-97,000.4 \n174,984.2 \n Assets \n-13,526.8 \n-43,201.5 \n13,716.9 \n123,202.2 \n29,959.1 \n-206,756.1 \n-47,642.5 \n15,108.1 \n43,943.2 \n153,988.8 \n80,414.9 \n124,519.6 \n132,134.9 \n Reserve Bank (RBZ) \n22,548.6 \n-81,223.8 \n-105,297.0 \n-86,234.8 \n-80,364.6 \n-121,084.8 \n-109,501.0 \n-99,525.9 \n-56,803.4 \n-9,935.5 \n-52,295.6 \n-60,760.6 \n-87,240.5 \n Deposit Money Banks (DMBs) \n-59,281.2 \n-6,421.5 \n69,476.4 \n172,539.7 \n73,331.5 \n-104,318.2 \n44,285.5 \n103,167.4 \n90,271.2 \n115,289.4 \n91,118.6 \n153,245.8 \n197,101.5 \n Other Banking Institutions (OBIs) \\1 \n23,205.8 \n44,443.8 \n49,537.5 \n36,897.4 \n36,992.2 \n18,646.9 \n17,573.0 \n11,466.5 \n10,475.5 \n48,635.0 \n41,591.9 \n32,034.3 \n22,274.0 \n Liabilities \\2 \n-381,622.6 \n-412,864.3 \n-439,021.3 \n-490,017.9 \n-462,455.2 \n-454,143.1 \n-327,001.0 \n-376,086.8 \n-364,707.8 \n-343,732.7 \n-299,047.9 \n-221,520.0 \n42,849.2 \n RBZ \n-7,088.6 \n804.6 \n-4,310.9 \n-3,016.5 \n3,294.4 \n659.3 \n989.6 \n-329.7 \n9,677.0 \n17,531.5 \n14,941.5 \n18,630.8 \n3,844.4 \n DMBs \n383,811.9 \n408,225.7 \n439,507.9 \n489,247.4 \n462,114.0 \n456,163.5 \n319,316.8 \n370,530.4 \n352,061.6 \n323,807.0 \n285,699.2 \n204,827.4 \n-54,779.1 \n OBIs \n4,899.3 \n3,834.0 \n3,824.3 \n3,786.9 \n-2,953.2 \n-2,679.8 \n6,694.5 \n5,886.1 \n2,969.2 \n2,394.3 \n-1,592.9 \n-1,938.2 \n8,085.5 \nNET DOMESTIC ASSETS \\3 \n643,086.0 \n613,427.0 \n632,242.7 \n549,291.7 \n570,215.1 \n643,352.8 \n420,296.5 \n441,228.7 \n528,927.2 \n485,159.0 \n482,349.0 \n404,589.2 \n310,374.5 \nDOMESTIC CREDIT \n708,713.7 \n603,624.8 \n592,398.4 \n536,322.4 \n576,565.6 \n470,358.2 \n280,229.0 \n176,946.2 \n320,970.8 \n334,998.9 \n341,752.2 \n267,298.2 \n238,021.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n123,996.4 \n152,935.2 \n160,962.3 \n155,400.1 \n219,466.4 \n251,087.3 \n181,938.9 \n160,963.6 \n261,884.9 \n319,595.1 \n296,909.4 \n256,239.5 \n292,427.5 \n DMBs \n103,688.6 \n134,666.5 \n140,468.3 \n134,848.5 \n190,590.5 \n202,240.7 \n9,915.4 \n120,989.5 \n221,944.4 \n299,706.3 \n277,394.1 \n236,596.5 \n271,848.2 \n OBIs \n20,030.1 \n20,233.6 \n20,233.6 \n20,233.6 \n19,000.0 \n39,000.0 \n38,929.9 \n39,929.9 \n39,929.9 \n19,888.8 \n19,513.3 \n19,642.1 \n19,929.9 \n Claims on Public Enterprises \n14,317.4 \n12,558.6 \n11,073.2 \n13,749.2 \n9,782.8 \n9,380.3 \n8,928.1 \n8,291.9 \n6,980.8 \n25,436.5 \n19,319.1 \n14,778.7 \n9,544.5 \n RBZ \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n14,317.4 \n12,558.6 \n11,073.2 \n13,749.2 \n9,782.8 \n9,380.3 \n8,928.1 \n8,291.9 \n6,980.8 \n25,436.5 \n19,319.1 \n14,778.7 \n9,544.5 \n Agri-PEs \n-1.0 \n-4,771.8 \n-4,772.8 \n-4,773.8 \n-4,774.8 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n-5,259.3 \n-5,260.3 \n Other \n14,318.4 \n17,330.4 \n15,846.0 \n18,523.0 \n14,557.6 \n9,380.3 \n8,928.1 \n8,291.9 \n6,980.8 \n25,436.5 \n19,319.1 \n20,038.0 \n14,804.8 \n OBIs \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n570,399.9 \n438,131.0 \n420,363.0 \n367,173.2 \n347,316.4 \n209,890.6 \n89,362.0 \n7,690.8 \n52,105.1 \n-10,032.7 \n25,523.6 \n-3,720.0 \n-63,950.1 \n RBZ \n-3,630.4 \n-2,646.2 \n-5,176.5 \n-6,435.5 \n-7,002.0 \n-6,405.5 \n-5,520.2 \n-5,898.0 \n-5,899.0 \n-6,269.0 \n-6,269.0 \n-5,383.7 \n-5,403.6 \n DMBs \n461,613.7 \n336,118.8 \n335,446.9 \n244,506.0 \n250,995.0 \n109,936.4 \n-11,508.5 \n-102,287.3 \n-48,548.7 \n-117,960.6 \n-90,130.3 \n-107,645.2 \n-169,498.5 \n OBIs \n112,416.6 \n104,658.3 \n90,092.6 \n129,102.7 \n103,323.4 \n106,359.7 \n106,390.7 \n115,876.1 \n106,552.9 \n114,196.9 \n121,923.0 \n109,308.9 \n110,951.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n-65,627.7 \n9,802.2 \n39,844.3 \n12,969.3 \n-6,350.4 \n172,994.5 \n140,067.4 \n264,282.5 \n207,956.4 \n150,160.1 \n140,596.8 \n137,290.9 \n72,352.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n247,936.6 \n157,361.3 \n206,938.3 \n182,476.0 \n137,719.1 \n-17,546.4 \n45,653.0 \n80,250.0 \n208,162.6 \n295,415.1 \n263,716.0 \n307,589.0 \n485,358.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n6.9% \n4.3% \n5.8% \n4.9% \n3.6% \n-0.5% \n1.2% \n2.1% \n5.5% \n7.8% \n6.6% \n7.7% \n12.6% \n Domestic Credit \n22.0% \n18.0% \n17.4% \n15.5% \n16.5% \n13.0% \n7.4% \n4.7% \n8.5% \n8.7% \n9.0% \n6.9% \n6.0% \n Claims on Private Sector \n18.4% \n13.5% \n12.8% \n11.0% \n10.3% \n6.0% \n2.5% \n0.2% \n1.5% \n-0.3% \n0.7% \n-0.1% \n-1.7% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3) \n \n \n \n \nUS$ Thousands \n \n \n \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8 \n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \nJUNE \n489,730.1 \n37,474.3 \n38,198.7 \n425,521.3 \n7,310.7 \n53,815.0 \n454,368.5 \n110,349.9 \n295,432.3 \n51,453.6 \n385,769.7 \n11,033.4 \n2,360,457.5 \nJULY \n483,103.7 \n40,342.5 \n33,494.3 \n464,921.7 \n6,869.2 \n38,522.6 \n541,025.9 \n116,557.1 \n307,117.5 \n48,218.0 \n426,582.7 \n4,455.3 \n2,511,210.5 \nAUGUST \n521,743.0 \n38,889.1 \n43,894.5 \n425,531.4 \n7,260.6 \n39.087.2 \n451,871.2 \n110,041.8 \n346,006.0 \n40,216.0 \n374,587.1 \n9,914.6 \n2,409,042.5 \nSEPTEMBER \n496,289.3 \n39,446.9 \n38,856.6 \n447,247.2 \n13,953.5 \n43,006.7 \n437,211.9 \n118,873.7 \n330,709.6 \n40,046.6 \n373,596.8 \n9,790.6 \n2,389,029.4 \nOCTOBER \n491,610.6 \n38,871.5 \n39,766.0 \n471,966.2 \n8,023.3 \n40,835.3 \n420,445.3 \n110,778.3 \n417,411.6 \n36,334.1 \n376,463.1 \n9,861.9 \n2,462,367.3 \nNOVEMBER \n487,289.4 \n40,321.7 \n42,332.0 \n488,637.3 \n3,116.5 \n36,852.0 \n417,162.5 \n117,050.8 \n389,727.1 \n39,126.4 \n369,190.3 \n17,960.5 \n2,448,766.4 \nDECEMBER \n533,165.2 \n42,285.1 \n17,617.9 \n435,613.1 \n5,047.0 \n62,165.8 \n389,181.2 \n115,404.6 \n379,809.3 \n37,409.1 \n369,838.8 \n18,252.9 \n2,405,790.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n489,585.3 \n43,743.8 \n18,574.7 \n464,097.6 \n5,467.4 \n48,086.1 \n362,554.0 \n116,635.5 \n412,901.1 \n37,722.2 \n367,126.2 \n16,773.1 \n2,383,267.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n519,154.6 \n38,918.1 \n24,765.4 \n460,528.2 \n10,397.3 \n47,488.6 \n385,038.1 \n116,670.5 \n401,619.6 \n32,978.1 \n396,800.8 \n8,542.7 \n2,442,902.1 \nMARCH \n503,868.1 \n42,707.9 \n35,785.1 \n494,663.8 \n5,257.4 \n52,722.0 \n374,809.1 \n116,653.0 \n396,000.6 \n38,089.3 \n406,503.1 \n15,833.1 \n2,482,892.7 \nAPRIL \n540,156.2 \n40,707.1 \n18,138.9 \n502,514.1 \n9,898.6 \n18,817.9 \n407,595.0 \n175,048.3 \n447,549.2 \n49,619.1 \n511,048.2 \n15,136.7 \n2,736,229.2 \nMAY \n546,733.9 \n41,594.2 \n21,547.9 \n488,389.7 \n10,073.8 \n23,049.1 \n396,846.0 \n184,730.9 \n452.373.8 \n51,891.8 \n512,864.5 \n17,718.8 \n2,747,814.6 \nJUNE \n536,188.9 \n46,085.8 \n28,201.0 \n500,266.1 \n10,656.3 \n25,616.2 \n417,002.7 \n197,441.1 \n432,692.4 \n46,751.6 \n499,191.5 \n17,173.9 \n2,757,267.4 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \nMAY \n67,425.0 \n17,232.4 \n66,358.3 \n21,534.7 \n59,449.7 \n72,998.8 \n89,738.5 \n84,961.5 \n15,028.8 \n189,089.0 \n18,888.7 \n702,705.4 \nJUNE \n68,762.1 \n16,928.9 \n64,967.8 \n11,199.2 \n57,389.1 \n72,983.6 \n94,193.4 \n98,762.3 \n13,866.1 \n176,186.3 \n18,800.0 \n694,038.7 \nJULY \n66,851.1 \n15,061.8 \n64,398.0 \n11,134.2 \n34,750.7 \n77,551.0 \n100,908.8 \n109,118.2 \n14,701.2 \n162,459.7 \n15,995.4 \n672,930.0 \nAUGUST \n67,246.9 \n15,177.5 \n68,887.7 \n11,071.0 \n34,241.2 \n77,411.5 \n122,491.8 \n120,661.7 \n13,212.7 \n137,335.6 \n15,655.4 \n683,393.0 \nSEPTEMBER \n69,700.0 \n15,202.1 \n67,723.0 \n10,981.1 \n34,026.9 \n77,338.7 \n103,272.3 \n106,398.8 \n16,871.0 \n173,866.8 \n15,558.8 \n690,939.6 \nOCTOBER \n72,224.8 \n17,189.6 \n64,266.5 \n11,000.2 \n34,072.5 \n67,425.8 \n95,019.2 \n125,049.4 \n15,931.7 \n172,834.8 \n17,401.5 \n692,416.0 \nNOVEMBER \n68,628.1 \n15,194.8 \n61,488.3 \n11,456.3 \n33,491.0 \n71,854.0 \n101,230.0 \n129,298.4 \n41,690.2 \n133,954.5 \n11,348.1 \n683,329.3 \nDECEMBER \n67,626.4 \n9,691.4 \n50,354.1 \n11,629.3 \n29,200.1 \n70,093.2 \n101,301.5 \n100,507.4 \n15,301.2 \n174,918.3 \n14,748.0 \n645,370.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n24,456.9 \n6,122.0 \n33,734.0 \n9,856.2 \n23,491.2 \n42,349.6 \n55,948.1 \n35,302.4 \n15,083.5 \n153,861.9 \n1.893.8 \n402,099.6 \nFEBRUARY \n28,842.8 \n5,882.2 \n32,873.4 \n9,361.7 \n22,320.3 \n44,904.2 \n55,857.3 \n33,373.4 \n11,068.1 \n182,690.8 \n0.0 \n427,174.2 \nMARCH \n29,771.6 \n4,151.1 \n29,125.9 \n6,053.4 \n14,432.5 \n44,390.0 \n65,187.3 \n67,751.5 \n15,035.0 \n124,621.1 \n2,755.1 \n403,274.5 \nAPRIL \n2,263.5 \n4,439.5 \n16,779.5 \n9,040.6 \n21,554.7 \n4,641.1 \n11,484.2 \n2,329.6 \n136.4 \n1,944.8 \n0.0 \n76,229.1 \nMAY \n2,299.4 \n4,640.4 \n17,050.1 \n9,182.5 \n21,892.8 \n4,570.4 \n11,663.7 \n2,338.4 \n7.4 \n1,979.9 \n0.0 \n77,222.0 \nJUNE \n2,161.8 \n4,353.6 \n11,794.5 \n8,937.6 \n21,309.1 \n2,709.7 \n11,296.9 \n2,272.5 \n7.3 \n1,897.9 \n0.0 \n67,117.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \nJUNE \n5,100.0 \n0.0 \n0.0 \n0.0 \n5,760.0 \n0.0 \n212.0 \n0.0 \n15,210.0 \n0.0 \n26,282.0 \nJULY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,000.0 \n0.0 \n212.0 \n0.0 \n15,110.0 \n0.0 \n27,422.0 \nAUGUST \n5,100.0 \n0.0 \n0.0 \n0.0 \n6,000.0 \n0.0 \n1,065.0 \n0.0 \n0.0 \n0.0 \n12,165.0 \nSEPTEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n5,800.0 \n0.0 \n165.0 \n0.0 \n900.0 \n0.0 \n11,865.0 \nOCTOBER \n0.0 \n0.0 \n0.0 \n0.0 \n5,150.0 \n0.0 \n5,135.0 \n0.0 \n0.0 \n0.0 \n10,285.0 \nNOVEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n0.0 \n2,035.0 \n0.0 \n0.0 \n0.0 \n27,595.6 \nDECEMBER \n4,745.3 \n0.0 \n0.0 \n0.0 \n6,750.6 \n12,304.4 \n1,992.3 \n0.0 \n0.0 \n0.0 \n25,792.6 \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n19,047.7 \n826.0 \n0.0 \n0.0 \n3,000.0 \n12,673.6 \n359,6 \n0.0 \n1,809.9 \n0.0 \n37,357.2 \nFEBRUARY \n5,000.0 \n0.0 \n0.0 \n0.0 \n1,107.5 \n12,573.7 \n373.2 \n0.0 \n3,445.9 \n0.0 \n22,500.3 \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n5,000.0 \n8.7 \n0.0 \n0.0 \n2,352.5 \n0.0 \n153.3 \n0.0 \n4,472.0 \n0.0 \n11,986.5 \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \nJUNE \n116,635.2 \n58,578.8 \n147,313.8 \n447,394.5 \n183,146.3 \n352,600.3 \n366,824.2 \n96,685.8 \n701,195.7 \n46,578.5 \n597,373.1 \n104,843.6 \n3,219,169.8 \nJULY \n108,086.6 \n46,449.5 \n120,982.3 \n380,448.8 \n178,341.4 \n677,700.7 \n301,575.9 \n97,583.8 \n710,856.1 \n39,395.9 \n487,954.4 \n102,531.4 \n3,251,906.9 \nAUGUST \n137,107.1 \n48,726.1 \n135,788.5 \n319,106.0 \n174,593.9 \n637,190.7 \n333,255.3 \n99,194.1 \n639,401.6 \n41,996.5 \n417,762.6 \n93,772.1 \n3,077,894.4 \nSEPTEMBER \n100,028.3 \n57,039.8 \n145,652.5 \n380,781.4 \n207,379.2 \n612,131.5 \n408,359.1 \n103,872.8 \n795,047.6 \n46,982.9 \n435,912.4 \n90,265.8 \n3,383,453.4 \nOCTOBER \n94,346.3 \n52,722.4 \n141,401.4 \n338,625.9 \n223,223.8 \n754,145.4 \n339,305.6 \n99,583.3 \n754,116.1 \n41,527.2 \n440,197.9 \n97,771.1 \n3,376,966.4 \nNOVEMBER \n114,178.7 \n47,740.9 \n128,399.3 \n312,639.2 \n241,628.8 \n741,885.4 \n283,426.0 \n80,507.6 \n727,492.5 \n42,901.0 \n458,479.9 \n89,292.5 \n3,268,571.8 \nDECEMBER \n113,914.2 \n51,981.7 \n142,938.1 \n342,785.1 \n213,125.2 \n755,299.4 \n327,658.1 \n83,103.1 \n762,884.4 \n41,827.9 \n432,436.3 \n61,038.7 \n3,328,992.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n130,154.6 \n53,292.9 \n146,876.1 \n353,793.8 \n259,569.6 \n731,703.3 \n304,033.2 \n93,776.7 \n770,435.4 \n40,085.9 \n485,573.1 \n60,897.7 \n3,430,192.5 \nFEBRUARY \n138,812.3 \n55,092.2 \n134,813.9 \n420,181.0 \n262,183.8 \n786,295.6 \n270,062.5 \n131,134.8 \n779,640.3 \n39,169.2 \n508,813.7 \n61,822.3 \n3,588,021.6 \nMARCH \n118,239.1 \n55,167.5 \n135,807.9 \n382,675.5 \n216,025.3 \n791,776.0 \n275,549.1 \n103,298.7 \n806,185.9 \n42,432.8 \n521,381.5 \n72,990.9 \n3,521,530.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n164,347.5 \n59,289.3 \n102,323.7 \n408,823.5 \n325,559.7 \n780,207.0 \n325,659.8 \n135,187.4 \n888,876.2 \n43,746.5 \n582,848.8 \n82,009.8 \n3,898,879.1 \nMAY \n149,474.1 \n60,669.4 \n108,977.6 \n355,802.3 \n332,850.8 \n800,256.8 \n303,599.4 \n132,132.8 \n1,027,552.7 \n38,921.0 \n581,930.2 \n93,334.9 \n3,985,501.8 \nJUNE \n194,685.1 \n64,188.9 \n95,595.6 \n470,267.7 \n291,594.6 \n812,999.7 \n348,303.5 \n130,453.4 \n895,698.0 \n44,735.5 \n575,149.1 \n91,392.4 \n4,015,063.5 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \nJUNE \n4,255.3 \n6,236.6 \n10,753.7 \n1,131.2 \n156,052.6 \n105,613.0 \n18,935.8 \n59,790.7 \n184,390.9 \n3,652.3 \n107,354.6 \n30,017.1 \n688,183.8 \nJULY \n6,597.9 \n9,544.9 \n22,034.9 \n17,579.6 \n155,178.3 \n101,057.7 \n5,786.5 \n25,167.1 \n139,688.0 \n2,369.4 \n102,677.4 \n25,029.7 \n612,711.4 \nAUGUST \n1,770.3 \n9,723.1 \n17,643.5 \n1,553.8 \n150,874.9 \n71,592.0 \n19,054.2 \n10,779.0 \n169,881.2 \n2,644.4 \n113,074.5 \n29,546.0 \n598,137.0 \nSEPTEMBER \n40,766.9 \n9,757.2 \n17,595.4 \n10,209.6 \n157,646.1 \n87,504.2 \n20,864.5 \n12,486.3 \n173,696.6 \n1,527.2 \n125,919.4 \n29,482.7 \n687,456.0 \nOCTOBER \n43,179.4 \n7,366.8 \n2,258.4 \n11,060.8 \n118,559.1 \n159,315.4 \n45,674.2 \n11,973.6 \n164,560.7 \n744.6 \n98,580.9 \n29,513.7 \n692,787.6 \nNOVEMBER \n24,169.8 \n8,708.3 \n2,551.4 \n12,523.2 \n165,553.2 \n155,945.5 \n43,847.5 \n13,222.0 \n132,189.4 \n552.7 \n138,372.4 \n29,491.4 \n727,126.8 \nDECEMBER \n8,574.8 \n9,071.2 \n2,371.6 \n8,068.6 \n169,324.2 \n150,460.6 \n39,469.1 \n90,808.8 \n155,859.5 \n944.4 \n104,850.7 \n29,324.4 \n769,127.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,879.0 \n8,509.2 \n1,960.3 \n9,793.9 \n125,257.8 \n76,835.2 \n39,381.2 \n27,399.4 \n62,806.6 \n1,704.9 \n63,106.3 \n3,976.3 \n436,610.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n14,501.9 \n7,870.0 \n1,650.8 \n11,407.6 \n119,069.4 \n60,798.1 \n39,576.4 \n31,886.5 \n57,670.9 \n894..0 \n93,028.3 \n3,768.6 \n441,228.5 \n MARCH \n2,196.7 \n147.0 \n4.5 \n4,096.0 \n50,608.6 \n36,216.9 \n19,461.2 \n646.7 \n128,089.0 \n3,104.7 \n284,086.9 \n5,062.7 \n533,720.9 \nAPRIL \n4.1 \n0.0 \n0.0 \n0.0 \n40,152.1 \n6.2 \n12,546.2 \n2.8 \n38,392.5 \n0.0 \n14,594.4 \n5,101.6 \n110,799.9 \nMAY \n4.1 \n0.0 \n0.0 \n0.0 \n39,314.7 \n6.2 \n12,000.6 \n2.8 \n37,019.9 \n0.0 \n14,000.5 \n4,933.9 \n107,282.7 \nJUNE \n0.0 \n0.0 \n0.0 \n0.0 \n18,089.9 \n0.0 \n11,788.0 \n0.0 \n29,651.4 \n0.0 \n12,829.4 \n3,623.3 \n75,981.9 \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL \nARREARS) (WITH RBZ) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n1999 \n2000 \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n2012 \n2013 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,530 \n3,227 \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4,951 \n5,175 \n6,096 \n6,607 \n7,370 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,461 \n2,249 \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4,037 \n4,095 \n4,638 \n4,929 \n5,012 \nBilateral Creditors \n935 \n1,050 \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2,308 \n2,325 \n2,597 \n2,694 \n2,928 \nMultilateral Creditors \n1,235 \n1,199 \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1,729 \n1,770 \n2,041 \n2,235 \n2,084 \nPrivate Creditors \n291 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n0 \n0 \nPublic Enterprises \n543 \n534 \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,092 \n1,198 \n1,356 \nBilateral Creditors \n316 \n301 \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n711 \n703 \n858 \nMultilateral Creditors \n224 \n233 \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n382 \n495 \n498 \nPrivate Creditors \n3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \nMonetary Authorities \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nMultilateral Creditors - IMF \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nPrivate \n162 \n152 \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n366 \n480 \n1,002 \nShort-Term External Debt \n532 \n298 \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1,198 \n1,382 \n1,289 \n890 \n1,564 \nSupplier's Credits \n150 \n42 \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n134 \n30 \n0 \nReserve Bank \n \n \n \n \n \n \n \n \n \n \n642 \n642 \n618 \n614 \n614 \nPrivate \n382 \n256 \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n537 \n246 \n950 \nTotal External Debt \n4,062 \n3,525 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6,289 \n6,695 \n7,385 \n7,497 \n8,934 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n5,990 \n6,107 \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6,133 \n7,433 \n8,865 \n8,865 \n12,973 \nExternal Debt / GDP \n68% \n57.7% 31.4% 52.3% 75.7% 94.7% 136.3% \n63.9% \n110.5% 147.7% 102.5% \n90.1% \n83.3% \n84.6% 68.9% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of \nFinance and Reserve Bank \nof Zimbabwe \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \nJul \n6.00-35.00 \n14.39 \n9.65 \n15.00-28.00 \n17.70 \n16.97 \nAug \n6.00-35.00 \n13.82 \n9.32 \n15.00-23.00 \n18.32 \n16.92 \nSep \n6.00-35.00 \n14.03 \n9.37 \n15.00-22.50 \n18.31 \n16.94 \nOct \n6.00-35.00 \n13.95 \n9.25 \n15.00-23.00 \n18.67 \n17.66 \nNov \n6.00-35.00 \n14.18 \n9.40 \n15.00-23.00 \n18.84 \n17.72 \nDec \n6.00-35.00 \n14.13 \n9.35 \n15.00-23.00 \n18.84 \n17.76 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n6.00-35.00 \n14.09 \n9.30 \n15.00-23.00 \n18.88 \n17.74 \nFeb \n6.00-35.00 \n14.08 \n9.32 \n15.00-23.00 \n18.88 \n17.73 \nMar \n6.00-35.00 \n14.24 \n9.27 \n15.00-23.00 \n18.88 \n17.73 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n3. Lending rates exclude rates on staff loans. \n \n \nApr \n6.00-35.00 \n14.22 \n9.12 \n15.00-23.00 \n18.88 \n17.73 \nMay \n6.00-35.00 \n14.39 \n9.25 \n15.00-23.00 \n18.87 \n17.74 \nJune \n6.00-35.00 \n14.44 \n9.33 \n15.00-23.00 \n19.00 \n18.00 \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJULY \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nAUGUST \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nOCTOBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nNOVEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nDECEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n2014 \n \n \n \nJANUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nFEBRUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nMARCH \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nAPRIL \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nMAY \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nJUNE \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n2013 \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \nOCTOBER \n1.21 \n0.00 \n-0.01 \n-0.36 \n0.06 \n-0.32 \n-0.07 \n-0.15 \n0.02 \n-0.08 \n-0.20 \n-0.04 \n0.04 \n-0.01 \nNOVEMBER \n0.38 \n-0.19 \n-0.01 \n-0.37 \n0.10 \n-0.13 \n-0.01 \n-0.13 \n5.57 \n1.08 \n-0.27 \n0.43 \n-0.60 \n0.09 \nDECEMBER \n0.14 \n-0.01 \n0.37 \n-0.29 \n0.12 \n0.27 \n0.05 \n-0.22 \n0.00 \n0.00 \n-0.46 \n0.08 \n-0.41 \n-0.08 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n0.20 \n-0.07 \n0.00 \n0.01 \n-0.23 \n0.01 \n0.00 \n-0.07 \n0.02 \n0.16 \n-0.09 \n0.00 \n0.44 \n0.14 \nFEBRUARY \n-0.01 \n-0.09 \n-0.11 \n-0.08 \n0.09 \n0.08 \n0.00 \n-0.04 \n0.23 \n-0.08 \n0.07 \n-0.01 \n0.18 \n0.05 \nMARCH \n-0.05 \n-0.06 \n-0.82 \n-0.12 \n0.02 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n-0.30 \n-0.26 \n-0.14 \n-0.22 \nAPRIL \n0.30 \n-0.10 \n-0.13 \n-0.75 \n0.16 \n0.33 \n-0.02 \n0.34 \n12.64 \n-1.02 \n-0.03 \n1.09 \n-0.46 \n0.58 \nMAY \n0.11 \n-0.11 \n-0.06 \n-0.29 \n0.00 \n0.23 \n-0.03 \n-0.20 \n0.07 \n-0.13 \n-0.43 \n-0.05 \n-0.30 \n-0.13 \nJUNE \n-0.05 \n0.12 \n0.00 \n0.06 \n0.30 \n-0.03 \n0.00 \n-0.09 \n0.00 \n-0.11 \n0.15 \n0.02 \n-0.12 \n-0.03 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCOHOL-\nIC BEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TOBAC-\nCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVERAG-\nES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n2013 \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \nSEPTEMBER \n4.36 \n0.61 \n3.70 \n-0.37 \n2.10 \n5.06 \n-13.66 \n-1.01 \n5.74 \n1.23 \n0.93 \n1.45 \n-0.32 \n0.86 \nOCTOBER \n5.23 \n0.25 \n2.96 \n-0.70 \n2.21 \n1.40 \n-13.76 \n-0.73 \n9.05 \n0.83 \n-0.20 \n1.25 \n-0.74 \n0.59 \nNOVEMBER \n5.94 \n-0.07 \n3.51 \n-1.03 \n2.42 \n-7.04 \n-13.83 \n-0.92 \n11.19 \n2.06 \n-0.35 \n1.58 \n-1.51 \n0.54 \nDECEMBER \n4.26 \n0.09 \n3.63 \n-1.08 \n2.11 \n1.61 \n-13.99 \n-1.03 \n11.29 \n2.03 \n-0.87 \n1.61 \n-2.20 \n0.33 \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n5.03 \n0.03 \n3.63 \n-1.07 \n1.87 \n1.62 \n-14.00 \n-1.12 \n11.30 \n2.18 \n-0.43 \n1.67 \n-2.08 \n0.41 \nFEBRUARY \n2.21 \n-0.43 \n3.09 \n-1.35 \n0.44 \n0.05 \n-13.86 \n-1.08 \n11.47 \n1.32 \n-1.45 \n0.93 \n-3.26 \n-0.49 \nMARCH \n1.67 \n-0.53 \n2.21 \n-1.82 \n0.40 \n-0.44 \n-13.68 \n-1.21 \n11.47 \n2.47 \n-1.82 \n0.51 \n-3.71 \n-0.91 \nAPRIL \n1.78 \n-0.55 \n0.46 \n-2.60 \n0.22 \n-0.11 \n-0.62 \n-0.93 \n20.71 \n1.13 \n-1.56 \n1.50 \n-3.73 \n-0.26 \nMAY \n1.91 \n-0.83 \n0.39 \n-2.62 \n0.29 \n0.86 \n-0.60 \n-0.64 \n20.79 \n0.95 \n-1.69 \n1.62 \n-3.75 \n-0.19 \nJUNE \n1.68 \n-0.81 \n0.40 \n-2.54 \n0.64 \n0.97 \n-0.27 \n-0.84 \n20.79 \n0.99 \n-1.67 \n1.67 \n-3.54 \n-0.08 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \nJULY \n9.83 \n8.49 \n98.31 \n1.33 \n1.53 \nAUGUST \n10.33 \n8.75 \n98.18 \n1.32 \n1.55 \nSEPTEMBER \n10.10 \n8.58 \n97.92 \n1.35 \n1.62 \nOCTOBER \n9.95 \n8.50 \n98.28 \n1.37 \n1.60 \nNOVEMBER \n10.19 \n8.64 \n102.33 \n1.36 \n1.64 \nDECEMBER \n10.43 \n8.72 \n105.02 \n1.38 \n1.65 \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11.21 \n9.09 \n102.47 \n1.35 \n1.65 \nFEBRUARY \n10.71 \n8.85 \n101.74 \n1.37 \n1.67 \nMARCH \n10.56 \n8.85 \n102.38 \n1.38 \n1.68 \nAPRIL \n10.57 \n8.85 \n102.38 \n1.38 \n1.68 \nMAY \n10.44 \n8.73 \n101.61 \n1.36 \n1.67 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \nJUNE \n10.50 \n8.85 \n101.80 \n1.34 \n1.70 \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Bal-\nances \nAdvances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1,277.6 \n26.1 \n2,715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1,491.7 \n26.3 \n2,595.8 \n341.3 \n207.0 \n382.1 \n5,044.2 \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \nJul \n266.5 \n352.8 \n164.2 \n266.1 \n263.8 \n110.2 \n6.4 \n1,429.9 \n26.5 \n2,701.3 \n337.1 \n229.8 \n387.0 \n5,111.7 \n Aug. \n322.8 \n277.9 \n136.4 \n242.5 \n237.8 \n61.1 \n6.4 \n1,285.0 \n26.2 \n2,813.0 \n367.0 \n218.3 \n385.2 \n5,094.7 \n Sep \n334.1 \n336.0 \n178.0 \n327.8 \n226.3 \n111.5 \n6.0 \n1,519.7 \n26.9 \n2773.3 \n298.8 \n234.7 \n386.4 \n5,239.8 \nOct \n379.4 \n387.5 \n137.1 \n219.7 \n260.9 \n99.4 \n5.0 \n1,489.0 \n17.3 \n2,809.1 \n316.7 \n257.3 \n371.5 \n5,260.9 \nNov \n333.3 \n312.7 \n160.2 \n197.1 \n261.1 \n108.6 \n6.5 \n1,379.5 \n26.6 \n2,789.7 \n291.3 \n235.4 \n369.8 \n5,092.3 \nDec \n 354.8 \n367.8 \n135.5 \n 287.3 \n199.9 \n118.0 \n6.6 \n1,469.9 \n28.4 \n2,799.5 \n490.8 \n259.5 \n347.6 \n5,395.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n356.9 \n395.3 \n134.1 \n253.1 \n153.0 \n119.2 \n5.4 \n1,417.0 \n27.9 \n2,866.4 \n516.1 \n362.2 \n353.9 \n5,543.5 \nFeb \n334.3 \n387.0 \n130.5 \n285.0 \n195.0 \n193.2 \n5.4 \n1,530.0 \n32.8 \n2,718.1 \n534.5 \n502.9 \n351.1 \n5,669.5 \nMar \n304.6 \n354.1 \n147.4 \n280.3 \n165.9 \n255.2 \n5.4 \n1,512.9 \n28.7 \n2,737.9 \n522.7 \n538.8 \n349.7 \n5,690.7 \n Apr \n353.3 \n367.8 \n154.4 \n274.9 \n205.7 \n247.0 \n5.4 \n1,608.4 \n32.5 \n2,844.6 \n534.1 \n345.3 \n348.6 \n5,713.6 \n May \n327.8 \n421.1 \n120.5 \n372.8 \n211.5 \n241.7 \n5.4 \n1,700.6 \n27.5 \n2,836.8 \n591.4 \n366.2 \n347.1 \n5,869.6 \nJun \n347.1 \n404.7 \n166.4 \n338.1 \n198.0 \n261.9 \n0.0 \n1,716.1 \n16.2 \n2,863.2 \n607.8 \n362.9 \n346.1 \n5,912.6 \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n1,046.3 \n379.5 \n3,500.3 \n 247.6 \n0.0 \n37.9 \n667.2 \n341.3 \n249.8 \n5,044.2 \n3,500.3 \nMay \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \nJun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \nJul \n2,054.1 \n916.2 \n245.9 \n3,216.2 \n578.3 \n0.0 \n77.5 \n699.7 \n337.1 \n202.9 \n 5,111.7 \n3,216.2 \nAug \n2,017.4 \n879.5 \n253.2 \n3,150.1 \n608.2 \n0.0 \n63.8 \n694.9 \n367.0 \n210.8 \n5,094.7 \n3,150.1 \nSep \n2,082.1 \n899.3 \n294.5 \n3,275.8 \n674.6 \n0.0 \n 74.0 \n708.8 \n298.8 \n207.7 \n5,239.8 \n3,275.8 \nOct \n2,125.9 \n880.0 \n349.3 \n3,355.2 \n611.4 \n0.0 \n68.5 \n703.0 \n316.7 \n206.0 \n5,260.9 \n3,355.2 \nNov \n1,953.4 \n861.2 \n 371.6 \n3,186.2 \n627.8 \n0.0 \n75.8 \n689.7 \n291.3 \n221.6 \n5,092.3 \n3,186.2 \nDec \n 1,980.4 \n813.6 \n 517.1 \n3,311.1 \n614.0 \n0.0 \n65.0 \n730.9 \n490.8 \n 184.0 \n 5,395.7 \n3,311.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,153.6 \n802.7 \n403.5 \n3,359.8 \n661.3 \n0.0 \n55.9 \n592.9 \n516.1 \n357.5 \n5,543.5 \n3,359.8 \nFeb \n2,111.8 \n878.8 \n494.6 \n3,485.2 \n630.0 \n0.0 \n51.1 \n609.5 \n534.5 \n359.0 \n5,669.5 \n3,485.2 \nMar \n2,156.8 \n919.6 \n454.2 \n3,530.6 \n635.5 \n0.0 \n44.8 \n596.4 \n522.7 \n360.7 \n5,690.7 \n3,530.6 \n Apr \n2,267.5 \n958.3 \n435.7 \n3,661.5 \n553.5 \n0.0 \n17.0 \n595.0 \n534.1 \n352.4 \n5,713.6 \n3,661.5 \n May \n2,294.9 \n975.8 \n451.7 \n3,722.4 \n585.0 \n0.0 \n13.7 \n591.1 \n591.4 \n366.1 \n5,869.6 \n3,722.4 \nJun \n2,248.9 \n989.8 \n506.1 \n3,744.8 \n543.8 \n0.0 \n48.3 \n591.2 \n607.8 \n376.7 \n5,912.6 \n3,744.8 \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJul \n1.9 \n1.3 \n2.8 \n2.2 \n3.4 \n0.0 \n11.6 \n0.0 \n264.0 \n34.8 \n51.7 \n35.5 \n397.6 \nAug \n1.4 \n1.7 \n0.4 \n0.6 \n3.4 \n0.0 \n7.4 \n0.0 \n265.6 \n34.5 \n45.5 \n37.3 \n390.3 \nSep \n1.2 \n0.8 \n0.0 \n0.3 \n3.4 \n0.0 \n5.7 \n0.0 \n233.7 \n35.8 \n46.6 \n38.6 \n360.4 \nOct \n0.9 \n0.5 \n0.4 \n0.6 \n2.5 \n0.0 \n4.8 \n0.0 \n234.8 \n35.6 \n41.3 \n38.7 \n355.2 \nNov \n0.4 \n0.6 \n0.1 \n0.2 \n2.5 \n0.0 \n3.9 \n0.0 \n231.9 \n35.5 \n39.6 \n38.3 \n349.2 \nDec \n1.1 \n0.5 \n0.1 \n0.4 \n2.5 \n0.0 \n4.6 \n0.0 \n232.7 \n35.5 \n29.2 \n40.5 \n342.5 \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n0.1 \n0.5 \n0.0 \n0.2 \n1.8 \n0.0 \n2.6 \n0.0 \n81.3 \n10.0 \n23.5 \n34.7 \n152.1 \nFeb \n0.2 \n0.4 \n0.1 \n0.1 \n1.8 \n0.0 \n2.5 \n0.0 \n77.6 \n9.0 \n24.1 \n34.6 \n147.9 \nMar \n0.1 \n0.1 \n0.1 \n0.1 \n1.6 \n0.0 \n2.0 \n0.0 \n53.2 \n8.7 \n21.8 \n32.5 \n118.1 \nApr \n0.1 \n0.4 \n0.2 \n0.3 \n1.6 \n0.0 \n2.6 \n0.0 \n75.2 \n8.5 \n22.2 \n32.4 \n140.9 \nMay \n0.2 \n0.4 \n0.0 \n0.1 \n0.3 \n0.0 \n0.9 \n0.0 \n68.7 \n0.1 \n14.6 \n30.3 \n114.6 \nJun \n0.2 \n0.2 \n0.1 \n0.1 \n0.6 \n0.0 \n1.2 \n0.0 \n66.8 \n0.1 \n14.7 \n29.6 \n112.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nMay \n112.2 \n67.1 \n54.4 \n233.6 \n46.7 \n0.0 \n1.2 \n‐99.4 \n34.6 \n174.3 \n391.0 \n233.6 \nJun \n114.6 \n56.2 \n52.3 \n223.1 \n46.7 \n0.0 \n1.2 \n-91.2 \n34.6 \n191.2 \n405.6 \n223.1 \nJul \n111.3 \n82.7 \n27.0 \n220.9 \n47.1 \n0.0 \n1.2 \n-94.1 \n34.8 \n187.8 \n397.6 \n220.9 \nAug \n109.5 \n80.6 \n 25.2 \n215.2 \n47.5 \n0.0 \n1.2 \n-101.7 \n34.5 \n 193.6 \n390.3 \n 215.2 \nSep \n111.2 \n82.6 \n19.0 \n212.8 \n47.9 \n0.0 \n1.2 \n-114.9 \n35.8 \n177.8 \n360.4 \n212.8 \nOct \n112.5 \n80.4 \n14.9 \n207.8 \n48.3 \n0.0 \n1.2 \n-114.3 \n35.6 \n176.7 \n355.2 \n207.8 \nNov \n122.6 \n59.7 \n20.0 \n202.3 \n48.2 \n0.0 \n1.2 \n-118.2 \n35.5 \n180.2 \n349.2 \n202.3 \nDec \n134.5 \n56.4 \n6.9 \n 197.8 \n48.9 \n0.0 \n1.2 \n-127.6 \n35.5 \n186.7 \n342.5 \n 197.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n36.8 \n57.7 \n5.7 \n100.1 \n11.7 \n0.0 \n0.0 \n0.7 \n10.0 \n29.6 \n152.1 \n100.1 \nFeb \n47.6 \n48.3 \n0.0 \n95.8 \n11.7 \n0.0 \n0.0 \n-10.9 \n9.0 \n42.3 \n147.9 \n95.8 \nMar \n41.0 \n55.8 \n0.0 \n96.9 \n12.0 \n0.0 \n0.0 \n-17.7 \n8.7 \n18.4 \n118.1 \n96.9 \nApr \n57.4 \n40.3 \n0.0 \n97.7 \n12.2 \n0.0 \n0.0 \n-19.8 \n8.5 \n42.4 \n140.9 \n97.7 \nMay \n42.8 \n34.6 \n0.0 \n77.4 \n0.0 \n0.0 \n0.0 \n4.7 \n0.1 \n32.5 \n114.6 \n77.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJun \n42.8 \n33.2 \n0.0 \n76.0 \n0.0 \n0.0 \n0.0 \n2.3 \n0.1 \n33.7 \n112.3 \n76.0 \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \nJan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \nFeb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \nMar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \nApr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \nMay \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \nJun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \nJul \n26.1 \n207.4 \n0.0 \n20.0 \n253.5 \n312.4 \n123.1 \n48.6 \n121.6 \n859.2 \nAug \n34.7 \n204.1 \n0.0 \n20.0 \n258.8 \n320.6 \n123.0 \n46.4 \n124.1 \n872.9 \nSep \n36.4 \n204.9 \n0.0 \n20.0 \n261.3 \n353.4 \n122.7 \n52.2 \n124.6 \n914.2 \nOct \n39.3 \n186.8 \n0.0 \n20.0 \n246.1 \n358.4 \n128.2 \n51.8 \n122.4 \n906.9 \nNov \n39.7 \n163.1 \n0.0 \n40.0 \n242.8 \n361.6 \n135.8 \n43.6 \n122.9 \n906.7 \nDec \n34.8 \n158.8 \n0.0 \n40.0 \n233.6 \n381.5 \n127.7 \n55.2 \n123.0 \n920.9 \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \nJan \n30.9 \n147.5 \n0.2 \n40.0 \n218.6 \n384.5 \n136.4 \n64.4 \n125.3 \n929.1 \nFeb \n30.2 \n165.0 \n0.2 \n40.0 \n235.3 \n385.8 \n132.0 \n65.4 \n125.4 \n943.9 \nMar \n47.5 \n166.2 \n0.2 \n40.0 \n253.8 \n390.4 \n132.1 \n68.8 \n125.0 \n970.1 \nApr \n45.2 \n161.0 \n0.2 \n40.0 \n246.5 \n401.8 \n132.4 \n76.6 \n124.7 \n981.9 \nMay \n47.7 \n190.7 \n0.2 \n40.0 \n278.6 \n394.0 \n147.0 \n82.7 \n124.3 \n1,026.7 \n \n \n \n \n \n \n \n \n \n \n \nJun \n39.5 \n187.9 \n0.0 \n40.0 \n267.4 \n400.0 \n150.4 \n84.0 \n124.4 \n1,026.1 \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n Jul \n339.1 \n222.8 \n561.9 \n202.0 \n95.3 \n859.2 \n561.9 \n Aug \n298.4 \n270.1 \n568.4 \n206.3 \n98.2 \n872.9 \n568.4 \n Sep \n336.1 \n246.9 \n583.0 \n209.2 \n122.0 \n914.2 \n583.0 \n Oct \n310.9 \n264.9 \n575.8 \n212.0 \n119.4 \n907.2 \n575.8 \n Nov \n328.9 \n244.3 \n573.1 \n214.8 \n118.8 \n906.7 \n573.1 \n Dec \n370.3 \n197.3 \n567.6 \n219.6 \n133.9 \n921.0 \n567.6 \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n313.9 \n253.1 \n567.0 \n225.9 \n136.2 \n929.1 \n567.0 \nFeb \n318.7 \n264.4 \n583.1 \n228.6 \n132.2 \n943.9 \n583.1 \nMar \n374.6 \n234.6 \n609.2 \n231.4 \n129.5 \n970.1 \n609.2 \nApr \n358.4 \n262.7 \n621.1 \n234.0 \n126.8 \n981.9 \n621.1 \nMay \n436.2 \n233.2 \n669.4 \n238.0 \n119.1 \n1,026.7 \n669.4 \n \n \n \n \n \n \n \n \nJun \n440.1 \n212.2 \n652.3 \n243.1 \n131.0 \n1,026.1 \n652.3 \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \nJul \n232.87 \n66.77 \n5,9136.78 \nAug \n181.67 \n48.73 \n4,682.27 \nSep \n200.05 \n49.90 \n5,157.20 \nOct \n209.74 \n52.68 \n5,407.42 \nNov \n213.04 \n47.02 \n5,482.03 \nDec \n202.12 \n45.79 \n5,203.13 \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n189.25 \n35.40 \n4,882.11 \nFeb \n189.45 \n39.24 \n4,906.94 \nMar \n176.32 \n29.51 \n4,560.29 \nApr \n172.91 \n29.64 \n4,473.51 \nMay \n174.89 \n35.45 \n4,485.11 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \nJun \n186.57 \n61.32 \n4,873.40 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \nJuly \n1,162.1 \n109.7 \n70.8 \n561.9 \n1,904.5 \nAugust \n1,132.7 \n105.8 \n70.4 \n568.4 \n1,877.2 \nSeptember \n1,193.8 \n101.6 \n69.8 \n583.0 \n1,948.2 \nOctober \n1,229.3 \n95.2 \n69.3 \n575.8 \n1,969.7 \nNovember \n1,232.8 \n79.7 \n73.4 \n573.1 \n1,959.0 \nDecember \n1,330.7 \n63.3 \n72.7 \n567.6 \n2,034.3 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,206.2 \n63.3 \n70.1 \n567.0 \n1,906.7 \nFebruary \n1,373.4 \n48.3 \n71.5 \n583.1 \n2,076.3 \nMarch \n1,373.8 \n55.8 \n75.1 \n609.2 \n2,113.9 \nApril \n1,394.0 \n40.3 \n81.0 \n621.1 \n2,136.4 \nMay \n1,427.5 \n34.6 \n77.5 \n669.4 \n2,209.0 \nJune \n1,495.8 \n33.2 \n81.3 \n652.3 \n2,262.6 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n1,035.2 \n200.3 \n36.2 \n66.0 \n-29.8 \nFebruary \n1,244.9 \n1,025.4 \n219.5 \n26.9 \n67.3 \n-40.4 \nMarch \n1,277.6 \n1,016.2 \n261.4 \n8.9 \n65.8 \n-57.0 \nApril \n1,491.7 \n1,050.1 \n441.6 \n23.4 \n68.5 \n-45.1 \nMay \n1,480.8 \n1,037.7 \n443.1 \n27.3 \n70.1 \n-42.8 \nJune \n1,425.8 \n969.7 \n456.0 \n24.1 \n66.9 \n-42.8 \nJuly \n1,429.9 \n964.9 \n465.1 \n11.6 \n66.3 \n-54.7 \nAugust \n1,285.0 \n945.0 \n340.0 \n7.4 \n64.6 \n-57.2 \nSeptember \n1,519.7 \n982.7 \n536.9 \n5.7 \n63.8 \n-58.1 \nOctober \n1,489.0 \n1,006.6 \n482.5 \n4.8 \n62.3 \n-57.5 \nNovember \n1,379.5 \n955.9 \n423.7 \n3.9 \n60.7 \n-56.8 \nDecember \n1,469.9 \n993.3 \n476.6 \n4.6 \n59.3 \n-54.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from May 2012, the prescribed liquid asset ratio was reviewed to 30% of liabilities to the public. \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,417.0 \n1,007.9 \n409.0 \n2.6 \n30.0 \n-27.4 \nFebruary \n1,466.6 \n1,045.6 \n421.0 \n2.5 \n28.7 \n-26.2 \nMarch \n1,512.9 \n1,059.2 \n453.7 \n2.0 \n29.1 \n-27.1 \nApril \n1,608.4 \n1,098.5 \n509.9 \n2.6 \n29.3 \n-26.7 \nMay \n1,700.6 \n1,116.7 \n583.9 \n0.9 \n23.2 \n-22.3 \nJune \n1,716.1 \n1,123.4 \n592.7 \n1.2 \n22.8 \n-21.6 \n35 \nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nValues of Transactions (US$ in millions) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n3,563.84 \n5.24 \n80.72 \n173.71 \n115.53 \n89.67 \nFeb \n2,968.02 \n5.52 \n103.88 \n156.66 \n118.70 \n80.56 \nMar \n3,339.98 \n15.21 \n134.33 \n178.08 \n118.47 \n102.05 \nApr \n3,535.58 \n16.58 \n140.28 \n187.85 \n160.61 \n123.03 \nMay \n3,915.31 \n15.42 \n129.20 \n203.37 \n211.75 \n152.24 \nJun \n3,544.35 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJul \n3,955.45 \n12.31 \n132.61 \n205.37 \n164.08 \n139.13 \nAug \n3,351.13 \n10.45 \n138.05 \n203.41 \n189.48 \n128.68 \nSep \n3,409.17 \n13.34 \n120.41 \n190.44 \n173.13 \n142.32 \nOct \n3,641.98 \n13.75 \n121.55 \n206.51 \n201.51 \n156.26 \nNov \n3,134.35 \n11.40 \n102.19 \n229.52 \n222.18 \n57.34 \nDec \n3,438.08 \n4.04 \n130.15 \n265.80 \n268.94 \n68.58 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAnnual Total \n41,797.24 \n136.91 \n1,450.48 \n2,382.07 \n2,091.02 \n1,361.84 \n \n \n \n \n \n \n \nJan \n3,093.01 \n5.24 \n102.26 \n233.10 \n228.25 \n68.31 \n2014 \n \n \n \n \n \n \nFeb \n2,954.93 \n10.73 \n96.27 \n193.90 \n217.14 \n64.42 \nMar \n3,332.79 \n10.40 \n103.58 \n232.94 \n255.32 \n87.94 \nApr \n3,439.33 \n9.66 \n126.26 \n253.16 \n264.38 \n96.29 \nMay \n3,915.31 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJune \n3,657.44 \n12.42 \n110.38 \n250.87 \n284.18 \n104.28 \n36 \nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nVolumes of Transactions (in thousands) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n181.68 \n21.18 \n761.09 \n691.18 \n6,950.84 \n47.53 \nFeb \n172.41 \n21.95 \n811.83 \n620.06 \n6,835.89 \n30.75 \nMar \n179.44 \n37.01 \n1,377.65 \n743.82 \n7,042.27 \n33.69 \nApr \n182.87 \n37.31 \n954.80 \n760.46 \n9,908.41 \n34.73 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n185.80 \n34.36 \n968.54 \n731.17 \n9,110.97 \n36.87 \nJul \n205.85 \n35.41 \n1,052.26 \n822.57 \n10,099.72 \n42.74 \nAug \n187.25 \n30.29 \n1,114.86 \n825.75 \n11,551.94 \n41.78 \nSep \n201.22 \n33.17 \n1,003.98 \n799.62 \n8,701.56 \n44.48 \nOct \n212.66 \n35.69 \n1,073.88 \n873.19 \n9,769.81 \n48.59 \nNov \n186.64 \n31.74 \n904.27 \n927.93 \n14,753.35 \n24.04 \nDec \n180.80 \n11.82 \n1,033.73 \n1,042.32 \n12,273.02 \n23.56 \n \n \n \n \n \n \n \nAnnual Total \n2,291.82 \n367.02 \n12,011.07 \n9,631.50 \n119,144.68 \n447.44 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n182.48 \n29.41 \n973.79 \n815.89 \n11,141.19 \n24.19 \nFeb \n175.09 \n32.95 \n991.91 \n799.12 \n10,631.60 \n25.10 \nMar \n192.02 \n32.35 \n1,163.76 \n947.64 \n12,859.50 \n30.82 \nApr \n183.63 \n28.12 \n1,184.85 \n974.37 \n13,298.04 \n29.23 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n193.58 \n32.98 \n1,164.73 \n966.45 \n14,163.56 \n34.25", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/June2014.pdf"}
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+{"doc_id": "4075993f462fec321a0a4539ab5e6521", "text": "PUBLIC \nPUBLIC \n \n \nBANK OF GHANA \nMONETARY POLICY COMMITTEE \nPRESS RELEASE \nMay 23, 2025 \n \nGood afternoon, ladies and gentlemen of the press. Thank you for attending this press \nbriefing of the Monetary Policy Committee, following the 124th regular meetings which evaluated \nrecent economic developments and assessed the risks to the inflation and growth outlook. This \nbriefing is meant to share with the press a summary of the key discussions and the Committee's \ndecision on the monetary policy stance as part of our commitment to transparency and \naccountability. \nGlobal economic developments in the first four months of the year were characterised by low \ngrowth prospects, unsynchronised disinflation outcomes, and restrictive global financial \nconditions, driven largely by significant headwinds associated with the trade policy shifts in the \nUnited States. The potential spillover effects of the imposition of the trade tariffs by the United \nStates and counter-tariff measures have heightened policy uncertainty, weakened investor \nsentiments, and lowered global growth prospects. In the event, monetary policy decisions by \ncentral banks have been mixed, reflecting divergence in inflation outcomes. While some \ncountries have adopted tighter-for-longer stance, others have cut policy rates, citing gradual \nease in inflation towards central bank targets. \n \nOn the domestic front, the Bank’s high frequency real sector indicators point to a sustained \npickup in economic activity. The updated Composite Index of Economic Activity increased by \n2.3 percent year-on-year in March 2025, compared with 1.0 percent over the same period last \nyear, mainly driven by exports, credit to the private sector, and construction activities. In addition, \nthe Ghana Purchasing Managers’ Index rose above the 50-benchmark as output and new orders \nincreased, signaling improved growth prospects. Based on easing inflationary pressures and \noptimism about macroeconomic conditions, the latest confidence surveys showed significant \nimprovement in consumer and business indices, the highest in the last seven years. \n \nHeadline inflation has declined consecutively in the first four months of the year by 2.6 \npercentage points to 21.2 percent in April 2025, driven by both food and non-food inflation. A \nconfluence of factors, including tight monetary policy stance, stepped-up liquidity sterilization \nefforts, downward revisions in ex-pump petroleum prices, and exchange rate stability have \nsupported the gradual decline in inflation. The Bank’s core inflation measure, which excludes \nenergy and utility prices, as well as inflation expectations of consumers, businesses, and the \nbanking sector point to easing inflationary pressures. \n \nFiscal policy implementation so far has been broadly aligned with the 2025 Budget. In the first \nquarter of 2025, provisional data on budget execution indicated that although revenues fell below \ntarget, some expenditure rationalisation took place to accommodate the revenue shortfall. The \nprimary fiscal balance (on commitment basis) has also improved in the first quarter. At the end \nof March 2025, the stock of public debt stood at GH¢769.4 billion (55.0% of GDP), compared \n1 \nPUBLIC \nPUBLIC \nwith GH¢726.7 billion (61.8% of GDP) at end-December 2024. Continued maintenance of a strict \nfiscal consolidation for the 2025 Fiscal Year will further strengthen the ongoing recovery process \nand firm up macroeconomic stability. \nThe external sector has continued to improve, with a record provisional current account surplus \nof US$2.1 billion in the first quarter of 2025, driven mainly by higher prices and increased \nproduction volumes of gold and cocoa, and strong remittance inflows. The current account \nsurplus, together with net outflows in the capital and financial account, resulted in an overall \nBalance of Payments surplus of US$1.1 billion. The strong external performance resulted in \nsignificant reserve accumulation. Gross International Reserves (GIR) amounted to US$10.7 \nbillion in April 2025, equivalent to 4.7 months of import of goods and services. Broadly, the \nexternal sector outlook remains favourable, largely anchored on expectations of increased gold \nand cocoa export receipts, as well as inflows from remittances. \nThe cedi has rebounded strongly against the major trading currencies driven by a combination \nof factors, including tight monetary policy stance, ongoing fiscal consolidation, record reserve \naccumulation, strict enforcement of foreign exchange market rules, and improved market \nsentiment. In the year to May 21, 2025, the cedi had appreciated against all the major currencies \n– 24.1 percent against the US dollar, 16.2 percent against the British pound, and 14.1 percent\nagainst the euro.\nThe latest forecast points to continued easing of inflationary pressures on the back of tight \nmonetary policy stance, exchange rate stability, and fiscal consolidation. Inflation is expected to \nease faster towards the medium-term target in the first quarter of 2026 as opposed to the second \nquarter as earlier envisaged, barring unanticipated shocks. \nDespite these positive developments, the Committee observed that the current level of inflation \nremains high relative to the medium-term target and will require maintaining the tight stance to \nreinforce the disinflation process. Under the circumstances, the Committee, by a unanimous \ndecision, maintained the policy rate at 28.0 percent. \nAdditional Policy Measure \nThe Committee decided to amend the Dynamic Cash Reserve Ratio (CRR) as follows: \n•\nThe CRR for all banks will now be maintained in their respective currencies. This means\nthat foreign currency reserves for foreign currency deposits and domestic currency\nreserves for domestic currency deposits.\nThis policy measure will become effective on June 5, 2025. \nInformational Note: The next Monetary Policy Committee (MPC) meeting is scheduled to start \non Monday, July 21, 2025, and conclude on Wednesday, July 23, 2025, with the \nannouncement of the policy decision. \n2", "source": "BOG", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Press-Release-May-2025-1.pdf"}
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+{"doc_id": "409161f3bfd98a9db5f74b102d1eb622", "text": "i \n \n \n \nMay 2024 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 9 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 10 \nMobile and Internet Based Transactions .............................................................................. 10 \nINFLATION OUTTURN ........................................................................................................... 10 \nUS$ Inflation Developments ................................................................................................... 11 \nMonthly Inflation ZiG ............................................................................................................ 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n OVERVIEW \nDuring the month under review, Monthly ZiG \ninflation stood at -2.4% which is indicative of \nthe positive impact of the recalibrated monetary \npolicy measures introduced on 5th April 2024. \n \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG41,027.61 million in May 2024, an increase \nof 5.86% from ZiG38,754.79 million recorded \nin April 2024. \n \nOn the capital markets, the Zimbabwe Stock \nExchange was bullish while the Victoria Falls \nStock Exchange was bearish during the month \nof May 2024. \n \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) stood at ZiG \n90.04 trillion during the month of May 2024. \nNPS transaction volumes increased by 39% to \nclose at 53.88 million, during the same month. \n \nOn the external front, the country’s total \nmerchandise trade for May 2024 stood at \nUS$1,317.2 million, reflecting a 7.51% \nincrease, compared to the US$1,225.2 million \nrecorded in the previous month. The increase in \ntotal trade was attributable to increases in both \nimports and exports, during the reporting \nmonth. \n \nInternational monthly average prices for gold, \nplatinum, copper, nickel, and lithium firmed, \nwhile those for palladium and Brent crude oil \nretreated in May 2024. Prices for most \ncommodities gained mainly on account of \nincreased demand, geopolitical fragmentation, \nand market expectations regarding the US \nFederal Reserve's plans for interest rate cuts. \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nInternational monthly average prices for gold, \nplatinum, copper, nickel, and lithium firmed, \nwhile those for palladium and Brent crude oil \nretreated in May 2024. Price increases for most \nwere mainly on account of higher demand, \ngeopolitical \nfragmentation, \nand \nmarket \nexpectations \nregarding \nthe \nUS \nFederal \nReserve's plans for interest rate cuts. \n \nTable 1: International Commodity Prices \nfor April and May 2024 \nCommodity \nApr-24 \nMay-24 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n2,333.14 \n2,349.69 \n0.71 \nPlatinum \nUS$/oz \n941.68 \n1,014.22 \n7.70 \nPalladium \nUS$/ounce \n1,016.20 \n975.33 \n-4.02 \nCopper \nUS$/tonne \n9,592.53 \n10,236.52 \n6.71 \nNickel \nUS$/tonne \n18,353.90 \n19,805.43 \n7.91 \nBrent Crude \noil \nUS$/barrel \n88.96 \n83.05 \n-6.64 \nLithium \nUS$/tonne \n13,703.00 \n14,218.70 \n3.76 \nSource: Bloomberg, 2024 \nGold \nGold prices rose by 0.7%, from US$2,333.14 \nper \nounce \nin \nthe \nprevious \nmonth \nto \nUS$2,349.69 per ounce, during the month \nunder review. Prices were supported by safe-\nhaven demand as geopolitical uncertainty \npersists. \n \nPlatinum \nPlatinum prices increased by 7.7%, from an \naverage of US$941.68 per ounce in the \nprevious month to US$1,014.22 per ounce, \nduring the reporting month. This was mainly on \naccount of higher demand for the precious \nmetal. \n \n \n \n4 \n \nPalladium \nDuring the reporting month, palladium prices \nslumped by 4% to US$975.33 per ounce from \nUS$1,016.08 per ounce recorded in April 2024. \nThis was due to the auto-industry’s continued \nrelative preference for the more affordable \nplatinum based catalytic converters and hence \ndecreasing demand for palladium. The price \ntrends of precious metals for the period from \nApril 2021 to May 2024 are shown in Figure 1. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): May 2021 – May 2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nDuring the month of May 2024, Brent crude oil \nprices declined by 6.6%, from an average of \nUS$88.96 per barrel in April 2024 to US$83.05 \nper barrel. Prices decreased mainly on account \nof investor anticipation of the US Federal \nReserve's intentions of further tightening \ninterest rates, aimed at sustaining current \ninflation levels. Figure 2 shows developments \nin oil prices for the period from May 2021 to \nMay 2024. \n \nFigure 2: Brent Crude Oil Prices \n(US$/Barrel) May 2021 – May 2024 \n \nSource: Bloomberg, 2024 \n \nCopper \nThe red metal’s monthly average price rose by \n6.7%, from US$9,592.53 per tonne recorded in \nthe prior month to US$10,236.52 per tonne, \nduring the month under analysis. The price \nincrease was mainly due to subdued supply \nconcerns amid high global demand. \nNickel \nThe price of nickel increased by 7.9%, from an \naverage of US$18,353.90 per tonne in April \n2024 to US$19,805.43 per tonne, during the \nmonth under review. This was mainly driven by \npolitical unrest in New Caledonia, which holds \n10% of the world’s nickel reserves, and supply \nrestrictions from Russia. Figure 3 shows base \nmetals price developments for the period from \nMay 2021 to May 2024. \n \n \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nMay-24\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nMay-21\nAug-21\nNov-21\nFeb-22\nMay-22\nAug-22\nNov-22\nFeb-23\nMay-23\nAug-23\nNov-23\nFeb-24\nMay-24\nUS$/barrel\n \n \n \n5 \n \nFigure 3: Base Metal Prices (US$/tonne): \nMay 2021 – May 2024 \nSource: Bloomberg 2024 \n \nLithium \nLithium \nprices \nrose \nby \n3.8%, \nfrom \nUS$13,703.00 per tonne in April 2024 to \nUS$14,218.70 per tonne, during the reporting \nmonth. This followed an improvement in the \ndemand for the metal. The price developments \nfor lithium for the period from May 2023 to \nMay 2024 are illustrated in Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) May \n2023 – May 2024 \n \nSource: London Metal Exchange, 2024 \n \n \n \n \nMerchandise Trade Developments \nThe country’s total merchandise trade for May \n2024 stood at US$1,317.2 million, 7.51% \nhigher, compared to the US$1,225.2 million \nrecorded in the previous month. The increase in \ntotal trade was attributable to increases in both \nimports and exports, during the reporting \nmonth. On a year-on-year basis, total \nmerchandise trade receded by about 14.2%, \nfrom US$1,504.6 million recorded in the \ncorresponding month in 2023. \n \nMerchandise Exports \nDuring the month of May 2024, the country \nexported merchandise worth US$583.0 million \nrepresenting an increase of 13.5%, from \nUS$513.5 million recorded in the previous \nmonth. The increase in merchandise exports \nwas largely driven by increased gold exports. \nThe exports for the month under analysis were, \nhowever, 10.9% lower than the US$654.2 \nmillion recorded in the corresponding month in \n2023. Figure 5 shows developments in the \ncountry’s merchandise exports for the period \nfrom January 2023 to May 2024. \n \n \nFigure 5: Merchandise Exports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nMay-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nMay-24\nUS$/tonne\n427.7\n435.9\n515.3\n555.5\n654.2\n540.3\n644.0\n534.7\n513.5\n583.0\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\nJan\nFeb\nMar\nApr\nMay\n2023\n2024\n \n \n \n6 \n \nExports by Commodity \nThe country's leading export commodities were \ngold, PGMs, other ores and concentrates, and \nother mineral substances, accounting for \n42.5%, 21.6%, 6.7%, and 5.8% of the export \nbasket, respectively. \n \nTable 2 shows developments in the country’s \nexports for the months of April and May 2024. \n \nTable 2: Major Exports (US$ millions) \n \nApr-24 \n(US$m) \nMay-24 \n(US$m) \n Apr-May \nChanges \n(%) \nShare of \nExports \n(%) May-24 \nTotal \n513.5 \n583.0 \n13.5 \n100.0 \nOf Which: \n \n \n \n \nGold \n107.1 \n247.5 \n131.1 \n42.5 \nPGMs* \n213.6 \n125.7 \n-41.2 \n21.6 \nOther ores and \nconcentrates \n36.3 \n38.9 \n7.2 \n6.7 \nOther mineral \nsubstance \n31.5 \n33.8 \n7.3 \n5.8 \nTobacco \n(including \ncigarettes) \n33.7 \n30.2 \n-10.4 \n5.2 \nFerro-\nchromium \n28.0 \n23.3 \n-16.8 \n4.0 \nIndustrial \ndiamonds \n3.4 \n19.9 \n485.3 \n3.4 \nChromium ores \nand \nconcentrates \n14.1 \n16.2 \n14.9 \n2.8 \nCoal \n17.8 \n11.8 \n-33.7 \n2.0 \nElectricity \n1.2 \n2.1 \n75.0 \n0.4 \nOthers \n26.9 \n33.5 \n24.5 \n5.7 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nExport Markets \nDuring the month under analysis, the country’s \nexports were mainly destined for the United \nArab Emirates (43.9%), South Africa (28.1%), \nMozambique (9.2%), China (6.4%) and other \njurisdictions. Figure 6 shows the country’s \nmajor export markets during the reporting \nmonth. \n \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Imports \nThe country’s import bill for May 2024 \namounted to US$734.1 million, reflecting a \n3.2% increase from US$711.7 million reported \nin the previous month. Similarly, the reporting \nmonth’s \nimports \nwere \nlower \nthan \nthe \nUS$850.40 million recorded in the comparable \nmonth in 2023, as shown in Figure 7. \nFigure 7: Merchandise Imports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT & RBZ Computations, 2024 \n \n43.9\n28.1\n9.2\n6.4\n2.0\n1.1\n1.0\n0.9\n0.7\n0.5\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nUnited Arab Emirates\nSouth Africa\nMozambique\nChina\nZambia\nBelgium\nIndonesia\nViet Nam\nNetherlands\nBotswana\n633.8\n623.5\n746.4\n708.0\n850.3\n692.7\n725.4\n720.9\n711.7\n734.1\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nJan\nFeb\nMar\nApr\nMay\n2023\n2024\n \n \n \n7 \n \nImports by Commodity \nDuring the month of May 2024, the country’s \nimport basket was largely composed of diesel, \nleaded petrol, maize and rice, accounting for \n12.7%, 6.2%, 5.4% and 2.8% of total imports, \nrespectively. Table 3 shows imports of major \ncommodities for April and May 2024. \n \nTable 3: Major Imports (US$ millions) \n \nApr-24 \n(US$ m) \nMay-24 \n (US$ m) \n Apr - \nMay \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nMay-24 \nTotal \n711.7 \n734.1 \n3.1 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n66.2 \n93.1 \n40.6 \n12.7 \nPetrol \n37.3 \n45.4 \n21.7 \n6.2 \nMaize \n38.6 \n39.8 \n3.1 \n5.4 \nRice \n25.4 \n20.2 \n-20.5 \n2.8 \nCrude soya \nbean oil \n16.4 \n16.7 \n1.8 \n2.3 \nElectricity \n11.2 \n16.4 \n46.4 \n2.2 \nButanes, \nLiquefied \n7.9 \n8.5 \n7.6 \n1.2 \nKerosene-type \njet fuel \n7.5 \n7.8 \n4.0 \n1.1 \nLubricating \noils \n9.9 \n5.9 \n-40.4 \n0.8 \nFlavouring for \ndrinks \n(Oderifer) \n2.9 \n5.8 \n100.0 \n0.7 \nOthers \n489.8 \n479.2 \n-2.2 \n65.3 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nSource Markets \nThe top ten import sources accounted for \napproximately 84% of total imports. The \ncountry primarily imported from South Africa, \ncontributing about 41.4% of total imports, \nfollowed by China, 10%, the Bahamas, 7.7%, \nand Bahrain, 7.4%. Figure 4 shows the \ncountry’s top import sources in May 2024. \n \n \n \n \n \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Trade Balance \nDuring the month under review, the country’s \ntrade deficit stood at US$151.1 million, which \nwas 23.7% lower than the US$198.2 million, \nrecorded in the previous month. Relative to the \ncomparative month in 2023, the country’s \ndeficit narrowed by 22.9%, from US$196.1 \nmillion to US$151.1 million. Figure 9 shows \nthe country’s trade balance for the month of \nMay 2024. \n \n \n \n \n \n \n \n \n \n \n \n \n \n41.4\n10.3\n7.7\n7.4\n4.8\n4.0\n2.9\n2.1\n1.9\n1.5\nSouth Africa\nChina\nBahamas\nBahrain\nZambia\nMozambique\nIndia\nSingapore\nUnited Arab\nEmirates\nHong Kong\n \n \n \n8 \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2024 \n \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG41,027.61 million in May 2024, an increase \nof 5.86% from ZiG38,754.79 million recorded \nin April 2024. \nThe money stock comprised foreign currency \ndeposits, 86.80%; local currency deposits, \n13.16%; and local currency in circulation, \n0.03%. \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \n \n1 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \nDuring the month under review, domestic \ncredit increased by 6.08% to ZiG37,674.71 \nmillion, from ZiG35,515.68 million in April \n2024. The expansion in domestic credit largely \nreflected \nincreases \nin \nnet \nclaims \non \nGovernment by ZiG1,057.28 million, to \nZiG11,278.38 million; and credit to the private \nsector by ZiG1,041.61 million to ZiG25,023.65 \nmillion. \n \nOutstanding credit to the private sector was \nmainly \nchanneled \nto \nhouseholds, \nmanufacturing, agriculture, and distribution, \nwhich received 25.15%, 16.08%, 15.77%, and \n13.39% of the total credit, respectively. The \nmining sector received 10.23% of the total \noutstanding credit. \n \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \n644.0\n534.7\n513.5\n583.0\n729.6\n721.0\n711.7\n734.1\n-85.6\n-186.3\n-198.2\n-151.1\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\nFeb-24\nMar-24\nApr-24\nMay-24\nExports\nImports\nTrade Balance\nNCDs, \n0.01%\nLocal Currency \nTime , 1.19%\nFX Time \nDeposits, 6.34%\nLocal Currency \nTransferable , \n11.97%\nFX \nTransferable \nDeposits, \n80.46%\nCurrency in \nCirculation, \n0.03%\nHouseholds\n25.15%\nAgriculture\n15.77%\nMining\n10.23%\nManufacturing\n16.08%\nDistribution\n13.39%\nTransport and \nCommunication\n3.07%\nServices\n7.97%\nFinancial \nOrganisations and \nInvestiments\n6.32%\nConstruction\n1.99%\nOther\n0.02%\n \n \n \n9 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 39.71%; inventory \nbuild-up, \n23.40%; \nand \nfixed \ncapital \ninvestments, 15.93%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of May 2024, trading on the \nZimbabwe Stock Exchange (ZSE) was bullish. \nAs a result, the All Share, Top 10 and Top 15 \nindices increased by 2.27%, 5.64% and 4.19% \nto close at 101.07 points, 102.39 points and \n102.17 points, respectively. \n \nThe resource index, however, remained \nunchanged at 114.07 points during the same \nperiod. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nDuring the month under review, the cumulative \nvolume and value of shares traded increased by \n168.10% and 240.34% to 58.83 million shares \nand ZiG75.91 million, respectively. \nThe proportion of foreign purchases to the \nvalue of shares traded stood at 1.60% in May \n2024, from 130.74% in April 2024. \n \nNet foreign position improved from a negative \nposition of ZiG125.84 million in April 2024 to \na negative ZiG20.74 million in May 2024. \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \nMarket \ncapitalization gained 2.88%, or \nZiG823.88 million worth of capitalization to \nclose at ZiG29.39 billion during the month \nunder analysis. \n \nOn \na \nyear-on-year \nbasis, \nthe \nmarket \ncapitalization increased by 721.67%, from \nZiG3.58 billion recorded in May 2023. \n \n \nVictoria Falls Stock Exchange (VFEX) \nDuring the month under review, the Victoria \nFalls Stock Exchange (VFEX) experienced \nbearish sentiments. As such, the VFEX All \nShare index lost 2.35% to close at 98.26 points, \n90\n95\n100\n105\n110\n115\n120\n80\n85\n90\n95\n100\n105\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n5\n15\n25\n35\n45\n55\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n10 \n \ncompared to 100.62 points recorded in April \n2024. \n \nOn an annual basis, the VFEX All Share index \nincreased by 18.92% from 82.62 points \nrecorded in May 2023. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nOwing to slow trading activity on the VFEX, \nmarket capitalization declined by 2.35% to \nUS$1.19 billion, compared to US$1.22 billion \nrecorded in the previous month. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \nNATIONAL PAYMENTS SYSTEM \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n34% to ZiG90.04 billion from ZiG66.94 billion \nrecorded in April 2024. NPS volumes increased \nby 39% to 53.88 million from 38.65 million \nrecorded in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \nincreased by 30% to ZiG53.74 billion in May \n2024 from ZiG41.32 billion in April 2024. \n \n \nThe volume of RTGS transactions increased by \n32% from 792 thousand in the previous month \nto close at 1.05 million during the month under \nanalysis. \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \namounted to ZiG29.61 billion in May 2024 \nfrom ZiG20.75 billion in April 2024. \n \nCash Transactions \nCash based transactions amounted to ZiG7.94 \nbillion from ZiG9.28 billion in April 2024. \nCard Based Transactions \nCard based transactions amounted to ZiG6.69 \nbillion during the month under review, from \nZiG4.86 billion in April 2024. \n \nINFLATION OUTTURN \nDuring the month under analysis, both the ZiG \nand weighted measures of monthly inflation \nwere in the negative territory in May 2024, \n60\n65\n70\n75\n80\n85\n90\n95\n100\n105\n28-May-23\n28-Jun-23\n28-Jul-23\n28-Aug-23\n28-Sep-23\n28-Oct-23\n28-Nov-23\n28-Dec-23\n28-Jan-24\n28-Feb-24\n28-Mar-24\n28-Apr-24\n28-May-24\n0\n0.2\n0.4\n0.6\n0.8\n1\n1.2\n1.4\n1.6\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nUS$ BILLIONS\n \n \n \n11 \n \nindicative of the positive impact the currency \nreforms implemented in April 2024, had on \npricing. \n \nUS$ Inflation Developments \nAnnual inflation rate accelerated to 3.5% in \nMay 2024, from 3.20% in the previous month. \n \nFigure 16: Annual Inflation Developments \n(%) \n \nSource: ZIMSTAT, 2024 \n \nFigure 18 shows developments in monthly US$ \ninflation from May 2022 to May 2024. \n \nFigure 17: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2024 \nMonthly Inflation ZiG \nThe month-on-month ZiG inflation rate for \nMay 2024 stood at -2.4%, while the US$ \nmonthly inflation stood at 0.1%. Resultantly, \nthe monthly weighted inflation rate for May \n2024 was 0.6%. \n \nJUNE 2024 \nRESERVE BANK OF ZIMBABWE \n-10.00\n0.00\n10.00\n20.00\n30.00\n40.00\n50.00\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nMay-24\n-5.00\n-2.00\n1.00\n4.00\n7.00\n10.00\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nMay-24\n \n \n12 \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n14 \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n \n22 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n29 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n30 \n \n \n \n \n13 \n \nNational Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n31 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n32 \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n14 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\nNet Foreign Assets\n-16,963,911,301.47\n-14,214,106,707.82\n-14,227,506,302.78\n-16,447,478,675.26\n-17,460,266,333.79\n-18,045,044,675.98\n-18,830,050,198.23\n-30,708,633,279.93\n-45,596,903,934.05 -66,258,169,977.30\n-28,856,803.24\n-27,777,119.25\nCentral Bank(net)\n-20,831,187,742.72\n-17,851,691,225.27\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\n-54,031,060,405.32\n-77,865,030,279.36\n-35,698,765.79\n-34,641,175.73\nForeign Assets\n4,938,308,098.53\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\n9,276,276.05\n9,502,376.00\nForeign Liabilities\n25,769,495,841.25\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\n44,975,041.84\n44,143,551.73\nOther Depository Corporations(net)\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\n6,841,962.55\n6,864,056.48\nForeign Assets\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\n10,973,836.76\n11,293,656.76\nForeign Liabilities\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\n4,131,874.21\n4,429,600.28\nNet Domestic Assets (NDA)\n31,239,386,362.79\n27,217,558,926.15\n27,639,288,378.08\n32,161,547,467.69\n34,250,554,903.24\n35,673,225,646.05\n37,744,636,990.28\n59,956,750,588.31\n86,209,941,031.87 125,429,655,454.08\n67,611,589.07\n68,804,734.10\nDomestic Claims\n10,642,561,243.15\n11,094,734,236.77\n11,015,584,365.69\n13,148,134,761.58\n14,099,323,168.68\n14,764,938,049.74\n16,661,349,824.12\n26,555,487,015.34\n39,630,053,424.85\n58,052,804,317.53\n35,515,681.43\n37,674,708.61\nClaims on Central Government(net)\n-464,905,858.96\n1,919,403,373.96\n2,035,378,139.93\n2,469,546,156.09\n2,685,249,888.61\n3,426,568,722.64\n4,633,764,250.89\n8,146,919,528.13\n12,506,419,694.13\n16,182,769,560.45\n10,221,096.31\n11,278,377.99\nClaims on Central Government\n3,237,920,191.20\n3,137,951,747.03\n3,471,122,173.32\n3,948,824,640.88\n4,022,430,300.76\n4,506,540,165.69\n5,826,109,037.18\n9,899,880,742.54\n14,706,600,268.21\n22,087,558,829.62\n12,982,655.95\n13,103,692.41\nCentral Bank\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\n7,155,621.00\n7,206,353.91\nODCs\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\n5,827,034.95\n5,897,338.50\nLess Liabilities to Central Government\n3,702,826,050.16\n1,218,548,373.07\n1,435,744,033.39\n1,479,278,484.78\n1,337,180,412.15\n1,079,971,443.04\n1,192,344,786.29\n1,752,961,214.41\n2,200,180,574.08\n5,904,789,269.17\n2,761,559.64\n1,825,314.42\nCentral Bank\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\n1,475,345.63\nODCs\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\n349,968.79\nClaims on Other Sectors\n11,107,467,102.11\n9,175,330,862.81\n8,980,206,225.76\n10,678,588,605.49\n11,414,073,280.07\n11,338,369,327.09\n12,027,585,573.22\n18,408,567,487.20\n27,123,633,730.72\n41,870,034,757.08\n25,294,585.12\n26,396,330.62\nOther Financial Corporations\n372,829,596.47\n286,485,380.68\n286,556,911.67\n345,395,684.06\n402,497,102.41\n366,785,937.06\n210,979,095.28\n367,132,374.31\n461,955,002.81\n803,485,078.36\n327,451.01\n405,012.85\nState and Local Government\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\n1,803.44\n1,371.69\nPublic Non Financial Corporations\n1,426,648,513.58\n1,144,767,740.03\n942,115,955.79\n1,064,377,138.00\n1,124,773,262.90\n758,994,509.56\n779,253,503.92\n787,050,316.56\n1,149,678,230.61\n1,615,646,416.58\n983,290.25\n966,293.32\nPrivate Sector\n9,307,905,990.36\n7,744,009,668.94\n7,751,457,555.47\n9,268,723,734.89\n9,886,704,858.20\n10,212,529,111.24\n11,037,279,520.17\n17,254,185,998.48\n25,511,768,494.02\n39,450,759,914.33\n23,982,040.42\n25,023,652.76\nCentral Bank\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\n148,908.53\n153,636.33\nODCs\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\n23,833,131.89\n24,870,016.43\nOther Items(Net)\n-20,596,825,119.64\n-16,122,824,689.39\n-16,623,704,012.39\n-19,013,412,706.11\n-20,151,231,734.56\n-20,908,287,596.32 -21,083,287,166.17 -33,401,263,572.98\n-46,579,887,607.02 -67,376,851,136.55\n-32,095,907.64\n-48,116,393.84\nShares and Other Equity\n-19,402,711,215.33\n-14,321,122,638.86\n-14,203,729,090.13\n-16,555,368,520.87\n-17,032,283,456.63\n-17,122,059,892.58\n-17,570,066,671.33\n-29,549,325,579.05\n-43,302,266,345.67\n-60,601,283,933.04\n-30,585,321.84\n-170,501.60\nLiabilities to Other Financial Corporations\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\n222,678.57\n150.24\nRestricted Deposits\n929,649,277.24\n832,146,281.94\n481,313,635.70\n652,311,438.83\n616,319,027.72\n598,451,618.98\n634,635,960.65\n1,122,721,876.21\n2,182,139,254.83\n1,707,978,424.98\n1,197,298.85\n1,441.12\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-2,188,085,055.76\n-2,692,104,501.18\n-2,958,040,166.42\n-3,200,388,021.66\n-3,818,709,066.54\n-4,474,676,984.97\n-4,286,579,012.59\n-5,157,386,835.80\n-5,739,488,435.67\n-8,844,607,348.16\n-2,930,563.22\n-47,947,483.60\n0.86\n0.87\nBroad Money-M3\n14,275,475,061.32\n13,003,452,218.33\n13,411,782,075.30\n15,714,068,792.44\n16,790,288,569.45\n17,628,180,970.07\n18,914,586,792.05\n29,248,117,308.38\n40,613,037,097.82\n59,171,485,476.79\n38,754,785.83\n41,027,614.86\nSecurities Other than Shares Included in Broad \nMoney\n4,243,581.90\n2,137,443.55\n3,182,683.74\n2,685,488.92\n3,497,226.23\n4,173,191.32\n42,811,406.21\n7,317,942.35\n9,458,363.45\n6,990,856.69\n2,795.45\n4,372.61\nBroad Money-M2\n14,271,231,479.42\n13,001,314,774.78\n13,408,599,391.56\n15,711,383,303.52\n16,786,791,343.22\n17,624,007,778.75\n18,871,775,385.85\n29,240,799,366.03\n40,603,578,734.36\n59,164,494,620.10\n38,751,990.38\n41,023,242.25\nOther Deposits (Time Deposits)\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n2,705,479.15\n3,276,458.32\nof which Foreign Currency Accounts\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\n2,426,638.27\n2,953,225.13\nNarrow Money-M1\n13,204,658,167.27\n12,176,656,804.16\n12,548,397,342.75\n14,765,873,592.55\n15,599,407,297.79\n16,384,919,989.43\n17,584,571,423.18\n27,491,008,901.84\n37,798,013,024.97\n54,708,681,361.76\n36,046,511.23\n37,746,783.93\nTransferable Deposits\n13,196,303,401.12\n12,166,873,421.72\n12,538,725,239.63\n14,755,523,314.82\n15,588,193,442.31\n16,373,116,452.32\n17,572,220,001.14\n27,476,970,003.22\n37,782,959,103.37\n54,692,210,233.09\n36,036,209.11\n37,708,555.23\n Of which Foreign Currency Accounts\n11,635,488,089.25\n10,099,330,132.00\n10,173,498,286.11\n12,310,342,777.52\n12,429,076,347.34\n12,757,305,066.07\n13,397,781,145.35\n22,901,496,643.22\n32,969,005,356.37\n47,611,823,202.81\n29,423,827.38\n30,036,317.64\nCurrency Outside Depository Corporations\n8,354,766.15\n9,783,382.43\n9,672,103.13\n10,350,277.73\n11,213,855.47\n11,803,537.12\n12,351,422.04\n14,038,898.63\n15,053,921.60\n16,471,128.68\n10,302.12\n38,228.70\nMemorandum Items\nReserve Money\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\n4,892,122.31\n6,639,450.71\nFCAs as a Percentage of Deposits in M3\n87.5%\n77.7%\n75.9%\n78.4%\n74.1%\n72.4%\n70.9%\n78.3%\n81.2%\n0.80\n759.43\n732.78\nEnd Period Exchange Rate\n5,739.80\n4,516.80\n4,608.11\n5,466.75\n5,698.96\n5,791.08\n6,104.72\n10,152.39\n14,912.83\n22,055.47\n13,430.10\n13,317.70\nSource: Reserve Bank of Zimbabwe, 2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n*Statistics are denominated in ZiG\n \n \n15 \n \n \n \nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\nNet Foreign Assets\n-20,831,187,742.72\n-17,851,691,225.27\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\n-54,031,060,405.32\n-77,865,030,279.36\n-35,698,765.79\n-34,641,175.73\nClaims on Non Residents\n4,938,308,098.53\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\n9,276,276.05\n9,502,376.00\nOfficial Reserves Assets\n2,685,528,792.05\n501,097,650.65\n609,700,872.98\n873,028,937.84\n901,998,462.96\n664,790,048.98\n670,897,605.40\n1,283,063,711.48\n1,440,292,080.05\n2,707,777,264.85\n3,630,141.09\n4,432,806.91\nOther Foreign Assets\n2,252,779,306.49\n1,748,114,291.61\n1,747,712,459.75\n1,996,110,902.01\n2,028,489,428.81\n2,057,962,871.96\n2,079,244,671.16\n3,506,907,558.71\n5,725,614,154.20\n9,471,553,407.69\n5,646,134.96\n5,069,569.09\nLess Liabilities to Non Residents\n25,769,495,841.25\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\n44,975,041.84\n44,143,551.73\nShort Term Liabilities\n740,090,616.66\n489,297,027.10\n431,377,013.98\n412,442,545.53\n498,435,076.07\n417,352,772.09\n253,445,372.66\n330,761,013.21\n347,930,957.96\n890,130,623.01\n181,911.80\n69,004.62\nOther Foreign Liabilities*\n25,029,405,224.59\n19,611,606,140.43\n19,610,453,033.03\n22,760,609,120.47\n23,547,591,967.77\n24,156,386,043.12\n25,220,996,817.07\n41,663,525,350.99\n60,849,035,681.60\n89,154,230,328.89\n44,793,130.04\n44,074,547.11\n of which blocked funds\n4,846,720,895.68\n3,809,201,616.00\n3,638,215,070.80\n4,306,782,215.73\n4,458,649,260.58\n4,527,891,788.72\n4,848,587,011.60\n8,054,627,951.76\n11,781,589,928.45\n17,401,899,562.68\n10,572,458.80\n10,463,756.31\nNet Domestic Assets (NDA)\n21,896,086,183.73\n18,854,734,980.17\n18,746,509,304.37\n21,616,319,117.89\n22,902,976,448.93\n23,668,494,206.27\n24,745,515,209.82\n40,273,443,159.16\n58,085,200,468.20\n84,006,511,930.55\n40,590,888.10\n41,280,626.44\nDomestic Claims\n-23,847,709.69\n1,885,131,142.46\n1,873,807,183.49\n2,028,957,342.73\n2,411,597,729.92\n2,496,519,062.46\n2,685,240,421.33\n4,316,485,335.80\n6,966,928,713.06\n8,857,704,487.83\n5,031,817.01\n6,130,750.57\nNet Claims on Central Government\n-1,024,203,002.25\n1,050,425,931.27\n1,218,834,667.32\n1,255,530,261.28\n1,548,646,696.96\n2,031,774,224.09\n2,195,411,208.41\n4,014,874,898.09\n6,439,282,586.28\n8,045,520,594.23\n4,636,916.01\n5,731,008.28\nClaims on Central Government\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\n7,155,621.00\n7,206,353.91\n of which: Securities Other than Shares\n1,282,058,425.55\n1,041,256,825.36\n1,354,647,836.07\n1,738,161,413.25\n1,883,996,199.01\n1,984,147,610.08\n2,219,186,779.04\n4,440,121,511.31\n6,608,105,197.48\n11,307,721,896.70\n0.00\n6,867,418.56\nLoans\n963,954,456.29\n847,281,667.16\n918,405,362.59\n882,144,726.34\n854,777,605.86\n994,122,689.61\n967,084,343.36\n1,158,085,023.77\n1,690,780,188.64\n2,127,020,952.15\n245,686.22\n334,241.10\n Loans and Advances\n557,967,758.83\n441,294,969.70\n453,167,575.54\n416,906,939.29\n389,539,818.81\n450,658,841.88\n423,620,495.64\n709,564,039.01\n1,049,930,696.57\n1,560,372,567.07\n34,531.94\n35,066.35\nAmounts Due from Gvt including SDR Drawdowns\n405,986,697.46\n405,986,697.46\n465,237,787.05\n465,237,787.05\n465,237,787.05\n543,463,847.72\n543,463,847.72\n448,520,984.75\n640,849,492.08\n566,648,385.08\n211,154.28\n299,174.75\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\n1,475,345.63\nOf which: Deposits\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\n1,475,345.63\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n1,000,355,292.57\n834,705,211.19\n654,972,516.17\n773,427,081.45\n862,951,032.96\n464,744,838.37\n489,829,212.93\n301,610,437.71\n527,646,126.78\n812,183,893.60\n394,901.00\n399,742.29\nOther Financial Corporations\n12,986,635.27\n12,976,151.03\n13,602,645.94\n14,588,403.94\n63,414,783.51\n25,307,666.81\n28,216,636.43\n32,493,405.07\n71,573,929.14\n153,883,742.34\n31,897.51\n33,121.19\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n963,938,268.05\n778,956,909.14\n579,963,269.97\n679,383,600.01\n707,274,263.92\n341,962,235.89\n359,338,872.72\n125,045,425.40\n244,647,109.88\n332,483,498.63\n214,094.95\n212,984.77\nPrivate Sector\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\n148,908.53\n153,636.33\nClaims on Other Depository Corporations\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684,600,925.61\n364,055.43\n361,687.12\nOf which: Loans\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684,600,925.61\n364,055.43\n361,687.12\nOther Liabilities to ODCs\n2,666,026,665.35\n2,901,005,739.21\n3,100,647,536.01\n3,107,865,677.76\n3,216,633,940.85\n3,876,066,859.55\n3,854,578,282.87\n5,812,079,968.88\n8,128,905,484.34\n10,984,562,862.67\n7,235,511.28\n7,148,143.79\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n683,711,355.79\n1,196,912,067.35\n1,309,913,863.13\n1,094,629,530.65\n1,078,752,001.46\n1,460,737,223.38\n1,519,969,710.79\n1,701,520,057.58\n2,432,925,529.23\n3,557,870,717.73\n2,260,627.63\n2,214,947.71\n0.00\n0.00\nOther Items(Net)\n-24,318,336,502.72\n-19,609,306,255.01\n-19,734,596,625.30\n-22,488,218,425.97\n-23,478,665,250.56\n-24,801,814,491.19\n-25,648,587,780.63\n-41,376,660,539.47\n-58,744,025,789.94\n-85,448,769,379.78\n-42,430,526.95\n-41,936,332.53\nShares and Other Equity\n-25,202,259,045.14\n-19,805,080,179.46\n-19,579,648,458.36\n-22,753,122,010.85\n-23,550,146,670.91\n-23,892,801,192.96\n-25,053,448,266.86\n-40,143,169,460.35\n-58,155,147,571.29\n-84,000,619,819.97\n-42,225,068.30\n-41,811,854.23\nOther Items(Net)\n-63,920,685.55\n-652,745,707.09\n-652,393,199.08\n-396,662,893.13\n-589,895,589.07\n-1,529,336,116.22\n-1,251,036,312.37\n-2,400,043,318.75\n-2,790,865,158.91\n-3,189,753,793.28\n-1,523,004.67\n-2,100,723.61\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n947,843,227.98\n848,519,631.54\n497,445,032.14\n661,566,478.01\n661,377,009.41\n620,322,818.00\n655,896,798.59\n1,166,552,239.63\n2,201,986,940.26\n1,741,604,233.46\n1,317,546.03\n1,976,245.32\nMonetary Base \n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\n6,455,093.44\n6,639,450.71\nBond Coins\n80,542.92\n79,344.94\n79,163.84\n79,154.38\n79,154.84\n78,794.30\n76,968.83\n66,290.72\n59,094.22\n51,536.90\n20.39\n16.95\nBond Notes\n10,258,707.59\n11,193,057.46\n11,885,047.43\n12,736,767.90\n13,560,105.45\n14,430,019.79\n15,672,830.10\n16,920,535.77\n18,138,392.93\n19,250,549.61\n7,646.53\n7,646.25\nZig Notes\n1,240.55\n12,162.56\nZiG Coins\n8,848.60\n33,390.00\nLiabilities to ODCs\n1,054,458,825.51\n961,770,952.77\n1,020,125,611.77\n1,269,591,004.47\n1,743,797,671.58\n1,772,929,799.17\n1,975,463,236.74\n3,052,141,238.66\n4,035,942,575.74\n6,122,179,564.68\n6,437,337.37\n6,586,234.95\n Local Currency Reserve Deposits\n182,612,061.98\n243,159,063.25\n295,859,644.01\n344,623,158.66\n400,041,844.52\n449,770,161.09\n533,568,035.27\n557,373,870.90\n589,096,334.10\n782,882,894.59\n588,261.85\n852,988.66\n Foreign Currency Reserve Deposits\n871,846,763.53\n718,611,889.52\n724,265,967.76\n924,967,845.81\n1,343,755,827.07\n1,323,159,638.08\n1,441,895,201.47\n2,464,767,002.76\n3,416,845,876.64\n5,293,831,558.25\n4,172,204.40\n4,528,979.21\n Exess reserves \n100,364.99\n30,000,399.73\n30,002,767.04\n30,000,364.99\n30,000,364.99\n30,069,698.74\n30,002,260.98\n30,000,364.99\n30,000,364.99\n45,465,111.84\n1,676,871.11\n1,204,267.07\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe, 20234\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n16 \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\nNet Foreign Assets\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\n6,841,962.55\n6,864,056.48\nClaims on Non Residents\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\n10,973,836.76\n11,293,656.76\nOf Which: Foreign Currency\n2,249,201,574.76\n1,584,403,308.04\n1,505,916,176.81\n2,015,621,585.66\n2,312,575,134.73\n2,558,589,332.45\n2,868,505,570.48\n5,196,670,641.24\n7,309,076,955.04\n9,785,505,639.81\n4,794,837.35\n4,337,566.82\nDeposits\n3,441,353,382.68\n3,502,402,457.26\n3,423,237,567.41\n3,515,981,784.12\n2,903,444,523.75\n3,019,701,118.75\n2,843,740,238.47\n4,283,885,090.87\n5,518,707,074.63\n8,323,896,983.03\n6,152,462.49\n6,929,621.83\nOther\n16,819,067.74\n13,134,469.43\n13,524,856.19\n15,509,855.15\n16,447,186.84\n13,791,770.44\n16,837,172.93\n27,310,662.17\n32,851,118.98\n45,821,476.40\n26,536.92\n26,468.12\nLess Liabilities to Non Residents\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\n4,131,874.21\n4,429,600.28\nOf Which: Deposits\n820,337,332.33\n764,960,085.21\n772,511,911.80\n827,268,243.95\n655,899,412.79\n782,004,591.95\n776,859,238.67\n1,316,061,176.34\n1,936,356,521.78\n2,837,026,028.04\n1,874,340.18\n1,941,676.30\nLoans\n1,019,760,251.61\n697,395,632.08\n713,256,277.09\n863,411,830.08\n921,294,614.24\n1,004,136,411.41\n1,057,974,028.26\n1,696,123,403.87\n2,490,122,155.61\n3,711,337,769.13\n2,257,534.02\n2,487,923.98\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n10,381,649,903.19\n9,339,710,968.86\n9,929,068,164.23\n11,838,030,324.64\n13,078,743,914.01\n13,788,565,015.66\n14,986,724,817.13\n22,694,566,232.26\n32,143,979,019.53\n47,514,528,237.56\n31,782,273.98\n33,785,421.43\nDomestic Claims\n10,666,408,952.84\n9,209,603,094.31\n9,141,777,182.20\n11,119,177,418.85\n11,687,725,438.76\n12,268,418,987.27\n13,976,109,402.78\n22,239,001,679.53\n32,663,124,711.79\n49,195,099,829.70\n30,483,864.43\n31,543,958.04\nNet Claims on Central Government\n559,297,143.29\n868,977,442.69\n816,543,472.61\n1,214,015,894.82\n1,136,603,191.66\n1,394,794,498.55\n2,438,353,042.48\n4,132,044,630.04\n6,067,137,107.85\n8,137,248,966.22\n5,584,180.30\n5,547,369.71\nClaims on Central Government\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\n5,827,034.95\n5,897,338.50\nSecurities\n981,773,844.67\n1,242,045,163.04\n1,190,599,025.63\n1,318,582,684.20\n1,272,839,666.04\n1,517,348,442.88\n2,627,512,618.11\n4,283,761,798.56\n6,381,641,818.99\n8,605,206,635.58\n5,583,192.64\n5,867,704.45\nLoans\n10,133,464.70\n7,368,091.47\n7,469,949.03\n9,935,817.09\n10,816,829.86\n10,921,423.13\n12,325,296.66\n17,912,408.90\n26,073,063.10\n47,609,345.19\n243,842.32\n29,634.05\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\n349,968.79\nOf which: Deposits\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\n349,968.79\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n10,107,111,809.54\n8,340,625,651.62\n8,325,233,709.58\n9,905,161,524.04\n10,551,122,247.10\n10,873,624,488.72\n11,537,756,360.30\n18,106,957,049.49\n26,595,987,603.94\n41,057,850,863.48\n24,899,684.12\n25,996,588.33\nOther Financial Corporations\n359,842,961.20\n273,509,229.65\n272,954,265.73\n330,807,280.13\n339,082,318.90\n341,478,270.25\n182,762,458.86\n334,638,969.24\n390,381,073.67\n649,601,336.03\n295,553.50\n371,891.66\nState and Local Government\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\n1,803.44\n1,371.69\nPublic Non Financial Corporations\n462,710,245.53\n365,810,830.89\n362,152,685.81\n384,993,537.99\n417,498,998.98\n417,032,273.67\n419,914,631.20\n662,004,891.16\n905,031,120.73\n1,283,162,917.94\n769,195.30\n753,308.55\nPrivate Sector\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\n23,833,131.89\n24,870,016.43\nClaims on the Central Bank\n4,434,783,343.65\n4,138,866,267.43\n4,653,650,898.99\n5,265,804,171.22\n5,912,703,283.03\n6,326,849,329.56\n5,977,105,227.74\n9,099,022,563.30\n12,598,181,489.84\n16,737,574,909.26\n11,097,658.79\n12,455,525.64\nCurrency\n1,984,484.37\n1,489,019.97\n2,292,108.14\n2,465,644.54\n2,425,404.82\n2,705,276.98\n3,398,376.89\n2,947,927.87\n3,143,565.55\n2,830,957.84\n7,453.94\n14,987.06\nReserves\n4,424,349,970.82\n4,137,377,247.46\n4,651,358,790.85\n5,263,338,526.67\n5,910,277,878.21\n6,324,144,052.58\n5,973,706,850.85\n9,096,074,635.43\n12,595,037,924.29\n16,734,743,951.43\n11,090,204.85\n12,420,731.87\nSecurities\n8,448,888.46\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n19,806.72\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n39,166,568.11\n87,827,165.17\n84,841,425.78\n82,493,417.82\n84,628,889.30\n92,939,919.06\n55,157,360.84\n114,298,041.18\n105,237,097.37\n95,704,985.13\n67,448.03\n50,898.37\nOther Items(Net)\n4,680,375,825.19\n3,920,931,227.71\n3,781,518,491.17\n4,464,457,847.61\n4,437,055,918.48\n4,713,763,382.12\n4,911,332,452.56\n8,529,159,969.39\n13,012,090,084.74\n18,322,441,516.27\n9,731,801.21\n10,163,163.89\nShares and Other Equity\n5,799,547,829.81\n5,483,957,540.60\n5,375,919,368.23\n6,197,753,489.98\n6,517,863,214.28\n6,770,741,300.38\n7,483,381,595.52\n10,593,843,881.30\n14,852,881,225.62\n23,399,335,886.93\n11,639,746.46\n13,617,857.06\nLiabilities to other ressident sectors\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\n222,678.57\n4,558.25\nOther Items(Net)\n-1,183,493,878.83\n-1,621,282,481.61\n-1,651,152,485.52\n-1,823,328,039.96\n-2,164,249,056.68\n-2,146,975,580.51\n-2,710,771,700.07\n-2,247,410,877.57\n-2,120,519,060.37\n-5,437,956,090.32\n-2,130,623.82\n-3,459,251.43\nDeposits and Securities Included in Broad Money\n14,248,926,344.43\n12,977,295,486.31\n13,385,978,575.73\n15,694,463,475.53\n16,734,016,732.29\n17,594,506,233.94\n18,880,974,532.07\n29,190,248,046.34\n40,578,135,490.79\n59,121,388,539.63\n38,624,236.53\n40,649,477.91\nDeposits Included in Broad Money\n14,244,682,762.54\n \n12,975,158,042.76\n \n13,382,795,891.99\n \n15,691,777,986.61\n \n16,730,519,506.06\n \n17,590,333,042.62\n \n18,838,163,125.87\n \n29,182,930,103.98\n \n40,568,677,127.34\n \n59,114,397,682.94\n \n38,621,441.08\n \n40,645,105.30\n \nTransferable Deposits\n13,178,109,450.38\n \n12,150,500,072.13\n \n12,522,593,843.18\n \n14,746,268,275.64\n \n15,543,135,460.62\n \n16,351,245,253.30\n \n17,550,959,163.20\n \n27,433,139,639.80\n \n37,763,111,417.94\n \n54,658,584,424.60\n \n35,915,961.93\n \n37,368,646.98\n \n of which FCAs\n11,634,530,484.57\n \n10,099,327,960.39\n \n10,172,409,984.27\n \n12,309,119,479.36\n \n12,388,978,422.26\n \n12,751,597,340.40\n \n13,391,882,427.59\n \n22,891,974,397.20\n \n32,954,377,682.43\n \n47,588,241,673.51\n \n29,421,560.87\n \n29,788,818.17\n \nOther Deposits (Time Deposits)\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n2,705,479.15\n3,276,458.32\n of which FCAs\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\n2,426,638.27\n2,953,225.13\nMoney Market Instruments\n4,243,581.90\n \n2,137,443.55\n \n3,182,683.74\n \n2,685,488.92\n \n3,497,226.23\n \n4,173,191.32\n \n42,811,406.21\n \n7,317,942.35\n \n9,458,363.45\n \n6,990,856.69\n \n2,795.45\n \n4,372.61\n \nSource:Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n \n \n17 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\n*Apr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\n*May\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n18 \n \n \n \nEnd of\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\n \n \n19 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \n*Apr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \n*May\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nSource: Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\n*Apr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\n*May\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n21 \n \n \n \n \nForeign\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \n*Apr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \n*May\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n22 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\n- \nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\n*Apr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\n*May\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\n- \nSource: Reserve Bank of Zimbabwe, 2024\n* Statistics are denominated in ZiG\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWL$ millions\n \n \n23 \n \n \n \nEND OF\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\nSource: Reserve Bank of Zimbabwe, 2024\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n24 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n25 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2021\nJan\n32.65\n55.57\n24.77\n24.77\nFeb\n36.67\n52.01\n21.36\n21.36\nMar\n35.83\n55.77\n22.61\n22.61\nApr\n35.22\n57.08\n22.59\n22.59\nMay\n34.84\n56.21\n21.76\n21.76\nJun\n36.25\n57.04\n22.46\n22.46\nJul\n36.56\n57.00\n21.66\n21.66\nAug\n41.06\n57.39\n39.65\n39.65\nSep\n40.61\n58.44\n39.50\n39.50\nOct\n41.86\n58.68\n45.81\n45.81\nNov\n39.13\n58.74\n38.10\n38.10\nDec\n39.34\n58.65\n37.94\n37.94\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\nSource: Reserve Bank of Zimbabwe, 2024\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n26 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\nSource: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n27 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\nSource: Zimstat, 2024\n*May statistics are in ZiG\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\n \n \n28 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\nSource: Zimstat, 2024\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH TRANSPORT COMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY\n, GAS & \nOTHER \nFUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATIO\nN & \nCULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n29 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\nSource: Reserve Bank of Zimbabwe, 2024\n* Statistics are denominated in ZiG\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND STERLING\n \n \n30 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune**\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n2024\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\nSource: Zimbabwe Stock Exchange, 2024\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWL$ million \nVolume of Shares\nEND OF\n \n \n31 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2023\nApr\n1594.5\n-\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n-\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n-\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n-\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n-\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n-\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n-\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n-\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n-\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n-\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n-\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n-\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n-\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n0.0\n3335.6\n3355.4\n7058.0\n22545.4\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZW$ millions)\n \n \n32 \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2023\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n-\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n-\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n-\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n0.0\n7950.1\n899.4\n42290.8\n1690.3\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n33 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n0.0\n2024\nJan\n539.9\n686.9\n1226.7\n-147.0\nFeb\n644.0\n725.4\n1369.4\n-81.4\nMar\n534.7\n719.0\n1253.7\n-184.3\nApr\n513.5\n711.7\n1225.2\n-198.2\nMay\n583.0\n734.1\n1317.2\n-151.1\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_May_2024.pdf"}
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+{"doc_id": "411dd085c88d05c8ea043f9799d0db74", "text": "i \n \n \n \n \n \n \n \nOCTOBER 2019 \n \n1 \n \nTABLE OF CONTENTS \n \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS ...................................................................... 4 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nINFLATION OUTTURN ........................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \n \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Zimbabwe Stock Exchange. \na- Percentage point \n \n \n2019 \n \nSeptember \n2019 \n \nOctober \nMonth-on- \nMonth Change \n(%) \nMonthly Inflation1 (%) \n17.72 \n38.75 \n21.03a \n \nNational Payment System Transactions2 \n(Z$ billions) \n55,14 \n67,06 \n21.60 \nMoney Supply2 ($ millions) \n23,551.73 \n \n28,930.06 \n \n22.84 \nMoney Supply (M3) Annual Growth2 (%) \n139.79 \n \n196.31 \n \n56.52a \nNominal Lending Rate2 \n(% per annum) \n4.00-22.00 \n4.00-22.00 \n- \nZ.S.E All share Index3 \n232.52 \n232.86 \n0.15 \n \nZ.S.E. Mining Index3 \n218.09 \n276.31 \n26.70 \n \nZ.S.E. Industrial Index3 \n774.55 \n777.48 \n0.38 \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n \nIn line with subdued global economic growth \nprospects, almost all major commodity prices \nwere largely depressed, during the month of \nOctober 2019. Prices continued to be adversely \naffected by trade tensions, particularly between \nChina and the US. \n \n Precious Metals \n \nPrecious metals were subdued during the period \nunder review, largely on account of weaker \ndemand, occasioned by a stronger dollar. In \naddition, the announcement by the US that it \nwould delay imposing a new round of tariffs on \nChina, amplified investor appetite for equities \nand other interest bearing assets. \n \nAgainst this backdrop, gold prices declined by \n1.1% to a monthly average of US$1,495.30/oz, \nin October 2019. \n \nPlatinum prices also registered a significant \ndecline, owing to slowing industrial demand1 \nfrom the automobile industries, mainly in \nEurope. Prices fell by 8.0%, from a monthly \naverage of US$944.14/oz in the previous month \nto US$869.02/oz in October 2019. Figure 1 \nshows developments in precious metal prices, \nfor the period from October 2018 to October \n2019. \n \n \n \n \n1 Platinum is also used for industrial purposes as an \ningredient for emission control mechanisms on diesel \nvehicles \n \nFigure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2019 \n \nBase metals \n \nBase metal prices were generally depressed \nduring the month under review, largely \nreflecting concerns about weak global demand \nand trade tensions. \n \nConsequently, nickel prices retreated by 3.3%, \nto close the month of October 2019 at an average \nof US$17,064.41 per tonne. Copper prices, \nhowever, firmed marginally by 0.1%, from a \nmonthly average of US$5,750.61 per tonne in \nSeptember to US$5,754.33 per tonne in October \n2019. \n \n \n \n \n \n \n \n600\n700\n800\n900\n1000\n1100\n1200\n1300\n1400\n1500\n1600\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nUS$/oz.\nGold\nPlatinum\n \n \n \n4 \n \nBase metal prices (US$/ton) \nSource: Bloomberg, 2019 \n Brent Crude Oil \nCrude oil prices significantly slowed down \nduring the period under review, reflecting the \nweaker outlook for global growth and lower \ndemand for oil. Against this backdrop, crude oil \nprices eased by 5.0%, from a monthly average \nof US$62.74 per barrel in the previous month to \nUS$59.60 per barrel in October 2019. \nFigure 2: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2019 \n. \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nThe country’s total merchandise trade stood at \nUS$884.0 million in October 2019, a 13.0% \nincrease from US$782.3 million registered in \nSeptember 2019. The improvement in monthly \ntotal merchandise trade was on account of a \nsurge in exports. \nMerchandise Exports \nMonthly merchandise exports registered a \nmarked growth, from US$378.4 million in \nSeptember 2019 to US$483.3 million in October \n2019. \nThe good performance in exports was spurred \nby tobacco, whose exports are cyclical in nature \nand normally increase in the fourth quarter. \nAccrued stocks over the selling season are \nnormally shipped later in the year, mostly from \nOctober onwards, to destinations such as China. \nNickel export earnings recorded a 66.3% \nincrease, from US$95.7 million in the previous \nmonth to US$159.2 million in October 2019, as \nshown in Table 1. \n \n \n \n \n \n \n \n \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nOct-18\nDec-18\nFeb-19\nApr-19\nJun-19\nAug-19\nOct-19\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n40\n45\n50\n55\n60\n65\n70\n75\n80\n85\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nUS$/barrel\n \n \n \n5 \n \nFigure 3: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2019 \n \nThe country’s export mix continued to be biased \ntowards primary commodities. In particular, \nonly three products, namely: nickel, gold and \nflue-cured tobacco contributed about 74.7% of \nthe country’s export earnings for the month of \nOctober 2019. \n \n \n \n \n \n \n \n \n2 Nickel ores and concentrates, nickel mattes and \nunwrought platinum are components of the platinum \ngroup of metals (PGMs). \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \nCommodity \nSept-19 \nOct-19 \nSept \nShare \nof Total \n(%) \n*Nickel ores \n&concentrates2 \n95.7 \n159.2 \n32.9 \nSemi-\nmanufactured gold \n126.9 \n102.1 \n21.1 \nFlue-cured \ntobacco \n50.0 \n100.1 \n20.7 \nOther articles & \nparts of precious \nmetals \n16.3 \n16.0 \n14.6 \nFerro-chromium \n15.1 \n17.2 \n3.6 \nIndustrial \ndiamonds \n13.9 \n12.1 \n2.5 \n*Unwrought \nplatinum1 \n4.5 \n8.3 \n1.7 \nGinned Cotton \n3.3 \n4.5 \n0.9 \nCane sugar \n3.4 \n4.3 \n0.9 \nChromium ores \nand concentrates \n5.8 \n3.3 \n0.7 \nCoke and semi-coke \nof coal \n2.9 \n1.9 \n0.4 \nTotal \n345.5 \n378.4 \n100.0 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \n \nDuring the month of October 2019, the \ncountry’s exports were mainly destined for \ncountries in the SADC region, namely; South \nAfrica, 49.0%; Mozambique, 7.1%; Swaziland, \n1.6%; and Botswana and Zambia, 1.3% each. \nThe United Arab Emirates and Belgium \nabsorbed 16.8% and 1.4%, respectively, of the \ncountry’s total exports. Figure 5 shows the \ncountry’s major export markets, during the \nmonth under analysis. \n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n550\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\n \n \n \n6 \n \nFigure 4: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nMerchandise Imports \nMerchandise imports registered a marginal \ndecline of 0.8%, from US$403.7 million in \nSeptember 2019 to US$400.6 million in October \n2019. This was underpinned by declines of \n24.8% and 23.6%, in imports of diesel and \npetrol, respectively. Table 5 gives a comparison \nof merchandise imports for September and \nOctober 2019. \n \n \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nSept 19 \nUS$ m \nOct 19 \nUS$ m \nShare of \nTotal \nImports \n(%) \nDiesel \n71.8 \n54.0 \n13.5 \nUnleaded petrol \n25.4 \n19.5 \n4.9 \nElectricity \n13.9 \n14.8 \n3.7 \nFertiliser \nChemicals \n13.1 \n20.2 \n5.0 \nMedicines \n16.8 \n8.7 \n2.2 \nCrude soya bean \noil \n3.5 \n6.7 \n1.7 \nRice \n4.6 \n4.9 \n1.2 \nAviation \nSpirit \n(Jet A1) \n0.1 \n4.9 \n1.2 \nRoad \ntractors \n(semi-trailers) \n3.4 \n4.2 \n1.0 \nMaize (Exluding \nseed) \n4.0 \n3.0 \n0.8 \nInsecticides \n1.7 \n2.8 \n0.7 \nOther \n245.5 \n257. \n64.1 \nTotal \n403.9 \n257.0 \n100 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nDuring the month under review, the country’s \nimports were mainly sourced from South Africa \n(43.8%); Singapore (19.1%); China (7.7%); \nMauritius (5.7%); and India (3.5), as shown in \nFigure 5. \n \n \n \n \n \n \n \n \n49.0%\n16.8%\n7.1%\n1.6%\n1.4%\n1.3%\n1.3%\n0.5%\n0.3%\n0.2%\nSouth Africa\nUnited Arab Emirates\nMozambique\nSwaziland\nBelgium\nBotswana\nZambia\nKenya\nMalawi\nNamibia\n \n \n \n7 \n \nFigure 5: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nMerchandise Trade Balance \nThe country’s trade balance improved from a \ndeficit of US$25.3 million in September 2019 to \na surplus of US$82.7 million in October 2019. \nThis was due to the strong growth in export \nearnings from tobacco and nickel. \nFigure 6: Merchandise Trade Balance \n(US$ m) \nSource: ZIMSTAT, 2019 & RBZ Computations, 2019 \n \n3 All monetary numbers valued in Z$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \nMONETARY DEVELOPMENTS3 \nAnnual broad money growth increased to \n196.3% in October 2019, from 139.8% in \nSeptember 2019. The growth was reflected in \nincreases of 233.32% in negotiable certificates \nof deposits; transferable deposits, 235.68%; \ncurrency in circulation, 47.89%; and other \ndeposits, 29.87%. \nFigure 7: Broad Money in Levels and \nGrowth Rates \n \nSource: Reserve Bank of Zimbabwe, 2019 \nDuring the month of October 2019, broad \nmoney stood at Z$28.93 billion, up from \nZ$23.55 billion registered in the previous \nmonth. \nBroad money was largely composed of \ntransferable deposits in domestic currency \n51.86%; \nand \nforeign \ncurrency \naccounts \ndeposits, 38.56%, as shown in Figure 8. \n43.8%\n19.1%\n7.7%\n3.5%\n5.7%\n1.1%\n2.0%\n1.3%\n1.6%\n1.3%\nSouth Africa\nSingapore\nChina\nIndia\nMauritius\nUnited Arab Emirates\nZambia\nUnited Kingdom\nMozambique\nUSA\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nExports\nImports\nTrade Balance\n0\n50\n100\n150\n200\n250\n -\n 5\n 10\n 15\n 20\n 25\n 30\n 35\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\n%\n$ Billions\nM3\nM3 Annual Growth rate\n \n \n \n8 \n \nFigure 8: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2019 \nNet credit to government closed the month \nunder review at Z$14.41 billion, up from \nZ$13.06 billion in September 2019. On an \nannual basis, credit to government registered a \ngrowth of 52.43%, compared to 39.43%, \nrecorded in September 2019. \nCredit to the private sector registered an annual \ngrowth of 95.25% in October 2019, compared to \n76.74% in September 2019. On a month-on- \nmonth basis, credit to the private sector \nincreased from Z$6.88 billion in September \n2019 to Z$7.82 billion in October 2019. \nPrivate sector credit was mainly channelled \ntowards \nagriculture, \n26.43%; \nfinancial \norganisations, 20.30%; households, 15.34%; \ndistribution, 11.01%; services, 8.52%; and \nmanufacturing, 8.32%; as shown in Figure 9. \n \n \nFigure 9: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2019 \nThe utilisation of private sector borrowing was \nas follows: recurrent expenditures, 40.47%; \ninventory build-up, 24.42%; consumer durables, \n14.24%; and fixed capital investment, 15.39%. \nSTOCK MARKET DEVELOPMENTS \n \nThe Zimbabwe Stock Exchange (ZSE) was \ncharacterised by mixed trading, during the \nmonth of October 2019. Consequently, the All \nShare index increased by 0.15% to 232.86 \npoints. The Top 10 index, however, decreased \nby 1.71% to close at 214.37 points, during the \nsame period. \n \n \n \n \nLocal \nCurrency \nTranseferab\nle deposits\n51.86%\nForeign \nCurrency \nDeposits\n38.56%\nTime \nDeposits\n6.41%\nCurrency in \nCirculation\n2.46%\nNCDs\n0.71%\nHouseholds\n15.34%\nAgriculture\n26.43%\nMining\n7.46%\nManufacturing\n8.32%\nDistribution\n11.01%\nConstruction\n1.43%\nTransport \n&Communi\ncations\n1.14%\nServices\n8.52%\nFinancial \nOrg.&Inves\ntments\n20.30%\nOther\n0.06%\n \n \n \n9 \n \nFigure 10: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \n \nThe industrial index gained by 2.93 points to \nclose at 777.48 points in October 2019. During \nthe same month, however, the mining index \ndecreased by 41.44 points to 276.31 points. \n \nOn an annual basis, the industrial index \nincreased by 41.41%, from 549.81 points in \nOctober 2018 to 777.48 points in October 2019. \nThe mining index stood at 276.31 points in \nOctober 2019, up by 27.13%, from 217.34 \npoints in October 2018. \n \n \n \n \n \n \n \n \nFigure 11: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2019 \nThe volume of shares traded on the ZSE \ndecreased by 39.47% to 203 million shares, \nduring the month under review. On the other \nhand, the value of shares traded gained by \n25.12% to Z$208.4 million in the same month. \n \nFigure 12: ZSE Monthly Volumes and Values \nTraded \nSource: Zimbabwe Stock Exchange, 2019 \nZSE \nmarket \ncapitalization \ndecreased \nby \nZ$137.14 million, or 0.45% of the previous \nmonth value to close at Z$30.39 billion. On a \nyear-on-year \nbasis, \nmarket \ncapitalization \n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n40.00\n90.00\n140.00\n190.00\n240.00\n290.00\n31-Oct-18\n30-Nov-18\n31-Dec-18\n31-Jan-19\n28-Feb-19\n31-Mar-19\n30-Apr-19\n31-May-19\n30-Jun-19\n31-Jul-19\n31-Aug-19\n30-Sep-19\n31-Oct-19\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n0\n50\n100\n150\n200\n250\n300\n350\n400\n0\n200\n400\n600\n800\n1000\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\n1,100\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nValues Traded ($ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n10 \n \nincreased to Z$12.43 billion in October 2019, \nfrom Z$17.96 billion in September 2018. \nINFLATION OUTTURN \n \n \nMonthly Inflation \n \nMonthly inflation stood at 38.8% in October \n2019, from 17.7% in September 2019, largely \ndriven by increases in both food and non-food \ninflation. \n \nMonth-on-month food inflation surged to 48.4% \nin October 2019, from 19.54% in September \n2019. Bread and cereals, vegetables, meat, and \noils and fats, accounted for the increase. \n \nNon-food inflation rose from 16.6% in \nSeptember 2019 to 32.9% in October 2019. This \nwas underpinned by price gains in housing, \nwater, electricity and other utilities, transport, \nalcohol and tobacco, clothing and footwear, \namong others. \n \nFigure 13: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2019 \n \n \n \n \n \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nTransactions processed through the National \nPayment System (NPS) increased by 21.6% to \nclose at Z$67.06 billion in October 2019. NPS \ntransaction volumes stood at 233.71 million \nduring the period under review, up from 227 \nmillion in September 2019. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of RTGS transactions processed \nthrough the NPS rose from Z$30.33 billion in \nSeptember 2019, to Z$39.41 billion in October \n2019. RTGS transaction volumes rose by 6.8%, \nto close at 1,079,396 transactions, during the \nsame month. \n \nFigure 14: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \n \nCash transactions \n \nThe value of cash based transactions declined by \n11.9%, to close at stood at Z$1,126.63 million \nin October 2019. \n-0.50\n4.50\n9.50\n14.50\n19.50\n24.50\n29.50\n34.50\n39.50\n44.50\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\n -\n 5.0\n 10.0\n 15.0\n 20.0\n 25.0\n 30.0\n 35.0\n 40.0\n 45.0\n0\n200\n400\n600\n800\n1000\n1200\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nValue in $ Billions\nVolume in Thousands\nVolume\nValue\n \n \n \n11 \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \nincreased by 11.62%, from Z$20.45 billion \nregistered during the previous month to close at \nZ$22.83 billion, during the month under \nanalysis. \nCard Based Transactions \nCard based transactions registered an increase of \n19.7%, from Z$3.08 billion in September 2019 \nto close at Z$3.69 billion in October 2019. \nCheque Transactions \nCheque transactions totalled Z$3.87 million in \nOctober 2019, a 2.0% increase from Z$3.80 \nmillion recorded in September 2019. \n \nDECEMBER 2019 \nRESERVE BANK OF ZIMBABWE \n \n12 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n14 \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n22 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n29 \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n13 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 31 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 34 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 14 \n \n \nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNet Foreign Assets\n-1,804,600.44\n-1,815,294.15\n-1,728,377.38\n-1,725,207.58\n-1,877,294.72\n-1,895,402.31\n-4,424,467.92\n-5,983,620.49\n-6,229,030.67\n-10,196,485.70\n-12,704,437.39\n-19,915,608.51\n-23,599,341.26\n-33,219,232.58\n-39,178,401.90\nCentral Bank(net)\n-1,513,864.28\n-1,555,285.99\n-1,455,053.24\n-1,541,066.06\n-1,758,219.23\n-1,787,515.46\n-4,676,973.98\n-6,110,320.34\n-6,759,543.60\n-11,356,605.80\n-14,602,968.79\n-23,287,056.52\n-27,352,064.33 -39,349,960.03 -46,598,748.20\nForeign Assets\n290,596.25\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n282,271.43\n853,285.31\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,446,941.21\nForeign Liabilities\n1,804,460.53\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n52,045,689.41\nOther Depository Corporations(net)\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\nForeign Assets\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\nForeign Liabilities\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\nNet Domestic Assets (NDA)\n11,301,536.89\n11,637,230.97\n11,491,870.79\n11,515,658.20\n11,887,199.99\n11,752,429.58\n14,813,771.42\n16,610,996.67\n17,582,396.73\n23,205,523.95\n27,472,328.14\n36,991,644.76\n43,293,406.54\n56,770,962.37\n68,108,464.24\nDomestic Claims\n13,840,196.20\n14,162,804.05\n14,361,247.61\n14,642,956.80\n14,982,344.65\n14,812,955.01\n14,662,980.96\n14,348,514.27\n14,306,293.28\n14,375,803.17\n15,645,411.46\n18,228,356.09\n20,234,819.47\n21,168,772.43\n24,743,158.13\nClaims on Central Government(net)\n9,245,237.20\n9,367,999.90\n9,453,371.60\n9,709,749.15\n9,992,336.76\n10,031,721.31\n9,815,071.43\n9,598,024.41\n9,412,261.62\n8,963,975.12\n9,422,173.55\n11,519,440.01\n12,964,643.80\n13,061,889.35\n14,409,797.90\nClaims on Central Government\n9,319,418.72\n9,454,322.45\n9,547,216.70\n9,799,794.74\n10,074,924.82\n10,329,056.64\n10,297,295.66\n10,219,710.43\n10,099,059.06\n9,998,232.41\n10,630,234.88\n13,077,256.67\n14,949,077.76\n16,410,748.86\n16,955,759.46\nCentral Bank\n5,949,540.54\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,286,360.82\n7,248,426.12\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,591,038.53\n11,538,930.29\n12,831,965.83\n13,205,609.13\nODCs\n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\n3,048,869.54\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\nLess Liabilities to Central Government\n74,181.52\n86,322.55\n93,845.11\n90,045.59\n82,588.06\n297,335.33\n482,224.23\n621,686.02\n686,797.43\n1,034,257.30\n1,208,061.33\n1,557,816.66\n1,984,433.95\n3,348,859.52\n2,545,961.56\nCentral Bank\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\nODCs\n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\nClaims on Other Sectors\n4,594,959.00\n4,794,804.16\n4,907,876.01\n4,933,207.65\n4,990,007.89\n4,871,233.70\n4,982,909.52\n5,021,047.86\n5,195,480.12\n5,875,948.60\n6,994,312.91\n6,708,916.08\n7,270,175.67\n8,106,883.08\n10,333,360.23\nOther Financial Corporations\n141,976.37\n145,256.31\n149,474.39\n146,924.77\n156,610.64\n163,570.22\n171,891.86\n159,230.21\n161,501.25\n169,299.57\n180,349.24\n174,910.96\n151,317.02\n152,985.99\n162,263.79\nState and Local Government\n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\nPublic Non Financial Corporations\n675,218.20\n707,808.19\n714,396.35\n759,288.09\n737,586.90\n760,026.12\n717,834.55\n874,075.49\n987,347.41\n1,256,829.39\n1,653,927.27\n957,335.21\n988,381.20\n1,048,058.46\n2,324,340.62\nPrivate Sector\n3,724,967.47\n3,890,142.17\n4,004,414.16\n3,989,955.06\n4,058,650.69\n3,912,302.09\n4,058,929.20\n3,952,664.90\n4,012,055.03\n4,416,515.15\n5,128,717.22\n5,545,476.00\n6,099,787.63\n6,875,497.28\n7,818,625.66\nCentral Bank\n22,784.69\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n88,121.63\nODCs\n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\nOther Items(Net)\n2,538,659.31\n2,525,573.08\n2,869,376.82\n3,127,298.60\n3,095,144.66\n3,060,525.43\n-150,790.47\n-2,262,482.40\n-3,276,103.44\n-8,829,720.78\n-11,826,916.67\n-18,763,288.67\n-23,058,587.07\n-35,602,189.94\n-43,365,306.11\nShares and Other Equity\n2,239,731.19\n2,135,709.67\n2,187,396.87\n2,221,755.34\n2,281,378.82\n2,281,748.45\n-544,566.17\n-1,687,090.85\n-2,151,220.63\n-6,856,982.76\n-9,516,899.21\n-17,640,141.11\n-21,279,198.82 -31,514,143.57 -39,007,159.14\nLiabilities to Other Financial Corporations\n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\nRestricted Deposits\n46,269.35\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n219,317.70\n297,075.34\n571,900.47\n846,089.55\n753,702.76\n722,474.25\n342,537.50\n-634,703.31\n-1,200,461.25\n-2,031,448.99\n-2,717,068.23\n-2,273,732.96\n-3,098,280.85\n-5,657,757.44\n-6,264,690.17\nBroad Money-M3\n9,496,936.45\n9,821,936.82\n9,763,493.41\n9,790,450.62\n10,009,905.27\n9,857,027.27\n10,389,303.50\n10,627,376.18\n11,353,366.06\n13,009,038.25\n14,767,890.75\n17,076,036.26\n19,694,065.28\n23,551,729.79\n28,930,062.34\nSecurities Other than Shares Included in Broad Money\n66,484.46\n52,419.97\n61,703.77\n50,864.73\n58,584.04\n59,302.10\n71,792.12\n74,503.10\n90,813.24\n139,439.93\n171,667.83\n168,169.20\n202,928.98\n219,889.50\n205,671.08\nBroad Money-M2\n9,430,452.00\n9,769,516.85\n9,701,789.65\n9,739,585.90\n9,951,321.23\n9,797,725.16\n10,317,511.39\n10,552,873.07\n11,262,552.82\n12,869,598.32\n14,596,222.92\n16,907,867.06\n19,491,136.30\n23,331,840.28\n28,724,391.26\nOther Deposits\n1,524,244.03\n1,488,981.24\n1,427,834.38\n1,430,427.17\n1,508,902.47\n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\nNarrow Money-M1\n7,906,207.97\n8,280,535.61\n8,273,955.26\n8,309,158.73\n8,442,418.76\n8,330,927.65\n8,844,286.96\n9,115,819.92\n9,774,915.43\n11,257,782.98\n13,167,336.03\n15,267,020.52\n17,871,360.53\n21,668,884.03\n26,870,097.07\nTransferable Deposits\n7,444,516.45\n7,789,665.52\n7,792,430.08\n7,817,001.46\n7,940,376.20\n7,857,164.47\n8,380,317.93\n8,648,981.05\n9,283,238.74\n10,792,389.36\n12,695,789.56\n14,802,212.01\n17,310,786.11\n20,977,141.17\n26,157,975.38\n Of which Foreign Currency Accounts\n0.00\n0.00\n149,041.84\n139,613.34\n343,305.00\n418,087.02\n1,190,521.05\n1,417,836.22\n1,753,489.14\n3,031,536.97\n3,887,787.41\n4,049,120.88\n5,737,719.98\n9,859,484.27\n11,155,597.09\nCurrency Outside Depository Corporations\n461,691.52\n490,870.09\n481,525.19\n492,157.27\n502,042.57\n473,763.18\n463,969.03\n466,838.87\n491,676.69\n465,393.62\n471,546.47\n464,808.51\n560,574.42\n691,742.86\n712,121.69\nMemorandum Items\nReserve Money\n2,967,852.44\n2,891,742.55\n2,860,575.65\n3,135,918.22\n3,258,220.86\n3,029,004.88\n3,201,051.95\n3,172,354.75\n3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.37\n5,747,625.57\n4,682,715.46\n6,810,750.63\nFCAs as a Percentage of Deposits in M3\n0.0%\n0.0%\n1.6%\n1.5%\n3.6%\n4.5%\n12.0%\n14.0%\n16.1%\n24.2%\n27.2%\n24.4%\n30.0%\n43.1%\n39.5%\nEnd Period Exchange Rate\n1.00\n1.00\n1.00\n1.00\n1.00\n1.00\n2.50\n3.01\n3.26\n5.26\n6.62\n9.19\n10.71\n15.20\n16.12\nSource: Reserve Bank of Zimbabwe,2019\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n(xiii) In June 2019, the introduction of monocurrency resulted in the revision of Reserve Money to exclude USD denominated liabilities to ODCs.\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWL$ '000)\n \n \n \n15 \n \n \n \nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNet Foreign Assets\n-1,455,053.24 -1,541,066.06 -1,758,219.23 -1,787,515.46 -4,676,973.98 -6,110,320.34 -6,759,543.60 -11,356,605.80 -14,602,968.79 -23,287,056.52 -27,352,064.33\n-39,349,960.03\n-46,598,748.20\nClaims on Non Residents\n255,482.93\n247,680.14\n295,965.66\n282,271.43\n853,285.31\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,446,941.21\nOfficial Reserves Assets\n153,107.92\n137,602.74\n86,950.64\n59,870.98\n311,203.67\n344,973.29\n230,535.90\n1,223,599.47\n1,399,462.47\n1,401,366.80\n1,964,853.83\n1,511,299.58\n1,939,541.07\nOther Foreign Assets\n102,375.02\n110,077.40\n209,015.01\n222,400.44\n542,081.63\n651,631.59\n700,758.34\n1,192,757.39\n1,518,302.79\n2,001,286.13\n2,369,317.36\n4,952,947.87\n3,507,400.15\nLess Liabilities to Non Residents\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n52,045,689.41\nShort Term Liabilities\n1,207,367.88 1,300,370.95 1,563,599.81 1,574,674.14 4,300,887.88 5,631,784.52 6,093,840.18\n11,231,907.80\n14,024,443.68\n18,833,457.18\n22,284,382.58\n32,602,281.08\n33,501,054.49\nOther Foreign Liabilities\n503,168.29\n488,375.25\n490,585.08\n495,112.75 1,229,371.41 1,475,140.70 1,596,997.65\n2,541,054.86\n3,496,290.36\n7,856,252.27\n9,401,852.93\n13,211,926.40\n18,544,634.92\nNet Domestic Assets (NDA)\n4,315,628.88 4,676,984.28 5,016,440.09 4,816,520.35 7,878,025.93 9,282,675.10 9,779,079.28\n13,879,314.03\n17,885,100.37\n27,056,377.90\n33,099,689.90\n44,032,675.49\n53,409,498.83\nDomestic Claims\n6,991,768.06 7,189,089.87 7,598,696.62 7,633,682.43 7,398,364.83 7,254,587.97 7,190,950.30\n6,924,182.99\n7,344,238.48\n8,736,761.70\n10,057,820.09\n10,567,049.53\n12,972,537.88\nNet Claims on Central Government\n6,394,998.92 6,578,607.86 6,983,331.70 7,031,211.76 6,810,687.92 6,646,231.00 6,542,879.87\n6,228,138.93\n6,544,295.30\n7,912,732.78\n9,154,435.10\n9,537,578.10\n10,728,246.52\nClaims on Central Government\n6,436,684.56\n6,619,938.86\n7,024,820.99\n7,286,360.82\n7,248,426.12\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,419,993.38\n11,079,670.93\n12,831,965.83\n13,205,609.13\nOf which: Securities Other than Shares\n2,109,129.00 2,073,611.90 2,062,178.19 2,011,373.84 1,962,432.38 1,910,408.71 1,835,171.86\n1,793,430.00\n5,922,355.91\n7,222,007.40\n8,308,198.93\n9,491,988.13\n9,617,665.33\n of which USD Securities revaluations (Exchange rate movements)\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n171,045.15\n620,748.19\n1,795,917.79\n1,930,201.39\nLoans\n4,327,555.56\n4,546,326.96\n4,962,642.81\n5,274,986.98\n5,285,993.74\n5,309,582.80\n5,338,648.62\n5,420,102.34\n1,785,477.10\n2,197,985.98\n2,771,472.00\n3,339,977.70\n3,587,943.80\n Loans and Advances\n3,092,815.50 3,259,847.32 3,618,382.32 3,845,868.54 3,814,968.71 3,800,851.32 3,803,362.82\n3,805,605.65\n114,667.21\n368,837.75\n568,020.15\n835,231.09\n1,110,375.86\n Legacy Debt\n270,483.94\n270,476.30\n271,144.05\n291,998.61\n308,519.87\n309,020.71\n309,052.17\n309,088.45\n309,057.44\n405,543.61\n404,773.69\n414,023.05\n381,741.08\n Export Incentives\n964,256.12\n1,016,003.35\n1,073,116.43\n1,137,119.83\n1,199,710.77\n1,226,233.63\n1,305,408.24\n1,361,752.45\n1,423,604.62\n1,798,678.16\n2,090,723.55\n2,095,826.85\nLess Liabilities to Central Government\n41,685.64\n41,331.00\n41,489.30\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\nOf which: Deposits\n41,685.64\n41,331.00\n41,489.30\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n596,769.14\n610,482.01\n615,364.93\n602,470.68\n587,676.92\n608,356.98\n648,070.43\n696,044.06\n799,943.18\n824,028.92\n903,384.99\n1,029,471.42\n2,244,291.36\nOther Financial Corporations\n95,076.36\n92,865.03\n104,283.41\n109,152.02\n121,634.35\n114,497.79\n117,613.99\n114,408.61\n125,389.20\n109,687.61\n112,349.24\n118,657.17\n122,348.15\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n480,359.88\n496,226.90\n489,746.16\n476,287.89\n449,006.47\n471,903.09\n505,772.56\n556,274.16\n651,399.20\n681,030.34\n665,333.60\n824,033.57\n2,033,821.58\nPrivate Sector\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n88,121.63\nClaims on Other Depository Corporations\n316,177.15\n379,173.85\n393,735.95\n417,911.59\n330,900.10\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\nOf which: Loans\n316,177.15\n379,173.85\n393,735.95\n417,911.59\n330,900.10\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\nOther Liabilities to ODCs\n2,682,243.65 2,626,664.31 2,739,770.63 3,001,467.34 2,509,676.59 2,400,005.83 2,538,511.34\n3,047,017.11\n2,846,011.57\n2,756,773.68\n3,094,984.02\n4,129,952.46\n4,009,051.66\nOf which: Aftrades Balances\n388,000.00\n388,000.00\n388,000.00\n388,000.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,083,075.39\n1,964,016.64\n2,135,541.16\n2,360,599.60\n2,314,291.29\n2,248,370.43\n2,348,400.79\n2,738,904.07\n2,200,323.26\n2,004,097.96\n2,145,531.30\n2,824,669.92\n2,966,155.20\nOther Items(Net)\n310,072.68\n264,615.13\n236,221.85\n233,606.33 -2,658,437.58 -4,088,430.87 -4,793,733.84\n-9,673,334.90 -13,022,965.26 -20,737,108.96 -25,788,352.03\n-37,210,035.04\n-44,016,122.87\nShares and Other Equity\n466,363.60\n467,391.73\n475,653.19\n464,456.24\n-2,402,232.48\n-3,873,725.31\n-4,589,274.75\n-9,310,271.34\n-12,940,837.81\n-21,517,328.05\n-26,390,209.56\n-37,895,629.34\n-44,802,824.15\nOther Items(Net)\n-224,343.90\n-219,916.07\n-260,446.06\n-247,936.34\n-264,872.60\n-231,341.56\n-251,223.69\n-375,255.92\n-445,539.22\n-342,958.09\n-689,035.65\n-860,829.96\n-1,095,208.99\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\nMonetary Base \n2,860,575.65 3,135,918.22 3,258,220.86 3,029,004.88 3,201,051.95 3,172,354.76 3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.38\n5,747,625.57\n4,682,715.46\n6,810,750.63\nBond Coins\n86,521.28\n86,507.82\n522,543.46\n522,802.70\n523,619.75\n529,326.42\n536,859.11\n564,079.31\n597,803.93\n697,236.10\n744,944.63\n816,259.03\n856,412.06\nBond Notes\n434,935.71\n436,225.70\n86,558.34\n86,671.08\n86,794.17\n86,775.25\n87,096.23\n87,423.30\n87,606.55\n87,843.40\n87,844.15\n87,847.30\n87,845.55\nLiabilities to ODCs\n2,282,181.13 2,545,140.17\n435,985.12\n436,131.63\n436,825.58\n442,551.17\n449,762.88\n476,656.02\n510,197.39\n609,392.70\n657,100.48\n728,411.73\n768,566.52\n Reserve Deposits\n0.00\n399,643.22\n2,718,472.21\n2,431,429.69\n2,620,801.43\n2,556,061.06\n2,410,617.85\n1,861,836.07\n2,583,805.05\n2,945,382.52\n4,679,680.86\n3,772,389.39\n5,535,717.81\n Exess reserves \n2,282,181.13\n2,145,496.95\n393,439.26\n395,649.57\n387,117.92\n379,777.18\n382,618.00\n406,733.21\n434,435.93\n497,763.67\n586,218.84\n625,173.97\n758,953.25\n Of which USD RTGS Revaluations\n2,325,032.95\n2,035,780.12\n2,233,683.51\n2,176,283.88\n2,027,999.85\n1,455,102.86\n2,149,369.12\n2,447,618.85\n4,093,462.02\n3,147,215.41\n4,776,764.57\nPrivate Deposits\n56,937.52\n68,044.53\n17,205.18\n74,772.49\n56,630.77\n86,967.28\n72,058.73\n96,792.85\n100,522.60\n126,702.75\n323,000.08\n94,067.04\n418,620.75\nSource: Reserve Bank of Zimbabwe,2019\nTABLE 2: CENTRAL BANK SURVEY (ZWL$'000)\n \n \n \n16 \n \n \n \n \n \nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNet Foreign Assets\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\nClaims on Non Residents\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\nOf Which: Foreign Currency\n72,330.74\n61,523.80\n70,410.81\n84,619.66\n94,485.74\n113,427.55\n256,754.30\n263,233.15\n363,481.95\n484,193.31\n882,204.61\n968,769.48\n1,150,434.08\n2,108,450.56\n1,905,985.69\nDeposits\n171,610.30\n237,075.06\n236,895.75\n273,677.73\n310,319.40\n307,770.08\n776,043.16\n794,324.48\n1,123,646.46\n2,044,144.29\n2,921,840.60\n4,408,575.22\n4,954,935.41\n7,254,079.84\n8,551,844.58\nOther\n896.50\n910.05\n900.29\n901.68\n1,043.27\n1,605.91\n1,924.14\n3,140.03\n4,311.50\n6,441.45\n10,577.12\n13,140.31\n15,109.74\n20,375.85\n21,027.99\nLess Liabilities to Non Residents\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\nOf Which: Deposits\n61,764.73\n91,213.72\n115,149.81\n86,609.01\n81,573.41\n81,808.20\n172,568.31\n553,655.47\n584,272.60\n719,211.04\n769,197.36\n857,462.40\n938,762.40\n1,334,410.99\n1,141,821.51\nLoans\n473,808.97\n468,303.36\n466,381.17\n456,731.58\n443,350.50\n448,882.19\n609,647.22\n380,342.34\n376,654.37\n655,447.91\n1,146,893.57\n1,161,574.59\n1,428,993.76\n1,917,767.81\n1,916,690.45\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n9,249,553.63\n9,504,710.75\n9,498,354.86\n9,414,390.34\n9,609,733.01\n9,416,378.45\n9,616,197.64\n9,946,870.18\n10,259,117.71\n11,286,731.69\n12,297,290.28\n13,113,076.98\n15,057,767.71\n16,635,192.44\n20,378,973.60\nDomestic Claims\n7,330,485.27\n7,336,573.99\n7,369,479.55\n7,453,866.93\n7,281,648.03\n7,179,272.57\n7,264,616.12\n7,093,926.30\n7,115,342.99\n7,451,620.17\n8,301,172.98\n9,320,549.24\n9,717,740.03\n10,601,722.91\n11,770,620.25\nNet Claims on Central Government\n3,337,486.31\n3,106,488.93\n3,058,372.68\n3,131,141.29\n2,997,005.06\n3,000,509.55\n3,004,383.52\n2,951,793.41\n2,869,381.76\n2,735,836.19\n2,877,878.25\n3,435,662.08\n3,350,949.35\n3,524,311.24\n3,681,551.38\nClaims on Central Government\n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,038,272.06\n3,042,695.82\n3,048,869.54\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\nSecurities\n3,362,827.03\n3,145,693.06\n3,105,944.58\n3,172,866.99\n3,032,069.03\n3,038,282.27\n3,043,034.49\n2,995,446.01\n2,921,262.97\n2,780,774.94\n2,918,508.31\n3,484,041.96\n3,409,103.10\n3,577,410.30\n3,749,000.52\nLoans\n7,051.15\n5,423.50\n4,587.57\n6,988.90\n6,203.03\n4,413.55\n5,835.04\n4,272.91\n3,975.61\n3,925.13\n3,893.57\n2,176.18\n1,044.37\n1,372.73\n1,149.81\nOther \n-\n \n-\n \n-\n \n-\n \n - - - - - - - - - \nLess Liabilities to Central Government\n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\nOf which: Deposits\n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n3,992,998.96\n4,230,085.05\n4,311,106.88\n4,322,725.64\n4,284,642.97\n4,178,763.02\n4,260,232.61\n4,142,132.88\n4,245,961.23\n4,715,783.99\n5,423,294.73\n5,884,887.16\n6,366,790.67\n7,077,411.66\n8,089,068.87\nOther Financial Corporations\n51,283.01\n52,083.02\n54,398.03\n54,059.74\n52,327.23\n54,418.20\n50,257.50\n44,732.42\n43,887.25\n54,890.96\n54,960.04\n65,223.35\n38,967.78\n34,328.82\n39,915.64\nState and Local Government\n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\nPublic Non Financial Corporations\n186,736.20\n257,375.31\n234,036.46\n263,061.19\n157,840.74\n193,738.23\n133,828.08\n131,614.40\n180,126.39\n236,434.67\n231,453.07\n276,304.88\n323,047.60\n224,024.88\n290,519.04\nPrivate Sector\n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\nClaims on the Central Bank\n3,498,784.50\n3,799,833.82\n3,811,216.96\n3,726,890.73\n4,071,951.54\n4,040,061.19\n3,992,791.54\n4,257,352.21\n4,488,587.04\n4,782,265.42\n5,415,977.11\n5,448,316.23\n8,140,877.50\n9,252,623.62\n11,757,301.08\nCurrency\n23,132.54\n18,241.51\n39,931.81\n30,576.25\n20,500.90\n49,039.52\n59,650.72\n62,487.55\n45,182.42\n98,685.70\n126,257.46\n232,427.59\n184,370.21\n124,516.17\n144,290.37\nReserves\n3,475,651.96\n3,781,592.32\n3,771,285.15\n3,696,314.48\n4,051,450.64\n3,991,021.67\n3,933,140.82\n4,194,864.67\n4,443,404.62\n4,683,579.73\n5,289,719.65\n5,215,888.64\n7,956,507.29\n9,128,107.45\n11,613,010.71\nSecurities\n - \n - \n - \n - \n - \n - \n - \n - \n - \n - \n - \nOther Claims\n - \n - \n - \n - \n - \n - \n - \n - \n - \n - \n - \nLiabilities to the Central Bank\n136,950.59\n142,244.29\n147,588.60\n213,749.43\n229,588.29\n239,529.91\n158,887.13\n165,849.57\n148,327.69\n148,760.15\n150,275.70\n151,973.32\n155,014.53\n155,934.06\n159,104.77\nOther Items(Net)\n1,442,765.55\n1,489,452.77\n1,534,753.06\n1,552,617.90\n1,514,278.27\n1,563,425.41\n1,482,322.89\n1,238,558.76\n1,196,484.63\n798,393.76\n1,269,584.10\n1,503,815.17\n2,645,835.28\n3,063,220.03\n2,989,842.96\nShares and Other Equity\n1,795,060.19\n1,681,574.79\n1,721,033.27\n1,754,363.61\n1,805,725.63\n1,817,292.21\n1,857,666.31\n2,186,634.46\n2,438,054.11\n2,453,288.57\n3,130,496.35\n3,418,099.11\n3,949,811.84\n5,389,732.10\n5,795,665.01\nLiabilities to other ressident sectors\n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\nOther Items(Net)\n-385,635.72\n-238,718.90\n-228,306.72\n-244,059.95\n-330,495.73\n-293,083.09\n-417,914.13\n-990,751.46\n-1,270,383.32\n-1,701,413.42\n-1,904,551.24\n-1,941,692.17\n-1,331,975.97\n-2,349,798.88\n-2,830,454.98\nDeposits and Securities Included in Broad Mone\n8,958,817.46\n9,244,702.58\n9,225,030.71\n9,230,248.82\n9,490,657.52\n9,308,491.60\n9,868,703.71\n10,073,570.03\n10,789,630.64\n12,446,851.79\n14,195,821.68\n16,484,524.99\n18,810,490.79\n22,765,919.89\n27,799,319.90\nDeposits Included in Broad Money\n8,892,333.01\n \n9,192,282.61\n \n9,163,326.94\n \n9,179,384.09\n \n9,432,073.48\n \n9,249,189.49\n \n9,796,911.59\n \n9,999,066.93\n \n10,698,817.40\n \n12,307,411.86\n \n14,024,153.85\n \n16,316,355.79\n \n18,607,561.81\n \n22,546,030.38\n \n27,593,648.82\n \nTransferable Deposits\n7,368,088.98\n7,703,301.37\n7,735,492.56\n7,748,956.93\n7,923,171.01\n \n7,782,391.98\n \n8,323,687.16\n \n8,562,013.77\n \n9,211,180.01\n \n10,695,596.51\n \n12,595,266.96\n \n14,675,509.25\n \n16,987,786.03\n \n20,883,074.13\n \n25,739,354.63\n \n of which FCAs\n149,041.84\n139,613.34\n343,305.00\n \n418,087.02\n \n1,190,521.05\n \n1,417,836.22\n \n1,753,489.14\n \n3,031,536.97\n \n3,887,787.41\n \n4,049,120.88\n \n5,737,719.98\n \n9,859,484.27\n \n11,155,597.09\n \nOther Deposits\n1,524,244.03\n \n1,488,981.24\n \n1,427,834.38\n \n1,430,427.17\n1,508,902.47\n \n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\nMoney Market Instruments\n66,484.46\n \n52,419.97\n \n61,703.77\n \n50,864.73\n \n58,584.04\n \n59,302.10\n \n71,792.12\n \n74,503.10\n \n90,813.24\n \n139,439.93\n \n171,667.83\n \n168,169.20\n \n202,928.98\n \n219,889.50\n \n205,671.08\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWL$ '000)\n \n \n \n17 \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2017\nJun\n7.4\n \n57.1\n \n1,674.9\n \n350.3\n \n92.1\n \n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.1\n \n45.2\n \n1,807.4\n \n302.3\n \n63.1\n \n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.3\n \n40.6\n \n2,061.9\n \n276.6\n \n165.3\n \n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.0\n \n38.1\n \n2,110.4\n \n226.8\n \n179.7\n \n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.7\n \n41.8\n \n2,139.3\n \n254.1\n \n190.8\n \n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.8\n \n46.1\n \n2,315.5\n \n289.8\n \n184.2\n \n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.6\n \n58.1\n \n2,592.0\n \n276.0\n \n213.4\n \n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.8\n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.3\n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.5\n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.5\n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.9\n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.5\n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.7\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,911.4\n18,899.9\n639.1\n59.2\n19,598.2\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,942.4\nSep\n18,834.0\n2,049.2\n1,908.4\n22,791.6\n549.2\n54.5\n23,395.3\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,072.0\nOct\n23,441.5\n2,298.0\n1,874.7\n27,614.3\n526.0\n68.6\n28,208.9\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,461.2\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\n \n \n \n19 \n \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n7.0\n \n53.3\n \n1,578.5\n \n141.4\n \n82.2\n \n110.6\n \n1,786.8\n \n-\n \n16.0\n \n35.0\n \n47.9\n \n16.5\n \n82.2\n \n2,583.5\n \n23.9\n \n533.5\n \n273.6\n \n497.3\n \n7,869.2\n \nJul\n6.7\n \n40.9\n \n1,684.5\n \n137.6\n \n53.7\n \n103.6\n \n1,752.4\n \n-\n \n26.1\n \n34.4\n \n45.2\n \n16.9\n \n116.3\n \n2,495.4\n \n24.2\n \n513.6\n \n295.5\n \n482.1\n \n7,829.0\n \nAug\n11.8\n \n37.1\n \n1,882.4\n \n124.3\n \n161.2\n \n7.9\n \n1,856.2\n \n-\n \n26.3\n \n64.6\n \n41.3\n \n18.0\n \n145.0\n \n2,538.1\n \n23.8\n \n531.8\n \n272.6\n \n485.7\n \n8,228.1\n \nSep\n11.4\n \n35.8\n \n1,961.8\n \n109.6\n \n172.7\n \n31.3\n \n1,998.0\n \n-\n \n23.5\n \n65.0\n \n41.5\n \n15.6\n \n118.2\n \n2,585.7\n \n28.3\n \n472.8\n \n281.3\n \n487.7\n \n8,440.0\n \nOct\n8.1\n \n40.5\n \n1,961.8\n \n143.7\n \n175.7\n \n61.0\n \n2,106.6\n \n-\n \n24.4\n \n65.1\n \n34.8\n \n17.8\n \n99.1\n \n2,607.0\n \n29.4\n \n432.4\n \n287.8\n \n508.9\n \n8,604.1\n \nNov\n9.0\n \n45.1\n \n2,126.7\n \n161.1\n \n174.7\n \n74.3\n \n2,230.4\n \n-\n \n23.5\n \n65.4\n \n32.3\n \n19.6\n \n106.9\n \n2,618.1\n \n26.4\n \n417.7\n \n324.2\n \n511.4\n \n8,966.9\n \nDec\n11.4\n \n55.3\n \n2,373.9\n \n141.5\n \n203.5\n \n66.6\n \n2,128.7\n \n-\n \n23.5\n \n66.3\n \n29.4\n \n19.4\n \n145.0\n \n2,579.8\n \n40.0\n \n508.3\n \n324.5\n \n536.4\n \n9,253.6\n \n2018\nJan\n22.4\n \n64.1\n \n2,294.5\n \n192.1\n \n103.4\n \n81.9\n \n2,143.2\n \n-\n \n23.5\n \n65.9\n \n26.3\n \n20.6\n \n154.8\n \n2,451.1\n \n28.7\n \n501.0\n \n294.2\n \n538.9\n \n9,006.6\n \nFeb\n18.3\n \n44.0\n \n2,296.8\n \n223.7\n \n108.3\n \n96.2\n \n2,109.3\n \n-\n \n23.5\n \n66.1\n \n24.3\n \n21.1\n \n145.0\n \n2,461.5\n \n28.7\n \n507.8\n \n290.6\n \n536.3\n \n9,001.5\n \nMar\n14.8\n \n53.6\n \n2,238.8\n \n240.7\n \n124.5\n \n99.5\n \n2,164.0\n \n-\n \n23.5\n \n66.7\n \n19.2\n \n15.9\n \n127.1\n \n2,535.8\n \n30.4\n \n504.1\n \n325.8\n \n552.3\n \n9,136.6\n \nApr\n13.5\n \n56.7\n \n2,207.9\n \n275.0\n \n116.7\n \n78.5\n \n2,314.9\n \n-\n \n24.7\n \n67.0\n \n13.4\n \n20.9\n \n120.8\n \n2,519.8\n \n28.3\n \n532.0\n \n299.0\n \n554.9\n \n9,244.0\n \nMay\n12.9\n \n62.8\n \n2,309.0\n \n339.5\n \n130.1\n \n85.7\n \n2,562.4\n \n-\n \n25.0\n \n66.9\n \n8.4\n \n20.9\n \n134.0\n \n2,556.2\n \n23.9\n \n458.9\n \n307.9\n \n555.3\n \n9,659.8\n \nJune\n7.5\n \n52.6\n \n2,848.5\n \n331.8\n \n117.3\n \n84.1\n \n2,538.3\n \n-\n \n26.2\n \n66.5\n \n7.4\n \n19.4\n \n196.0\n \n2,662.2\n \n25.5\n \n551.4\n \n302.9\n \n563.4\n \n10,401.0\n \nJuly\n17.9\n \n54.3\n \n3,189.6\n \n281.1\n \n109.3\n \n95.4\n \n2,949.2\n \n-\n \n-\n \n67.5\n \n4.5\n \n21.0\n \n182.0\n \n2,414.6\n \n26.0\n \n611.4\n \n322.5\n \n565.1\n \n10,911.4\n \nAug\n21.0\n \n67.8\n \n3,196.7\n \n232.3\n \n102.5\n \n66.3\n \n3,014.9\n \n-\n \n-\n \n67.3\n \n7.1\n \n20.6\n \n186.7\n \n2,491.0\n \n29.8\n \n647.7\n \n329.4\n \n566.3\n \n11,047.4\n \nSep\n16.3\n \n58.2\n \n3,487.9\n \n305.3\n \n137.8\n \n78.0\n \n2,789.8\n \n-\n \n45.2\n \n68.1\n \n5.4\n \n20.4\n \n212.2\n \n2,577.1\n \n36.7\n \n637.4\n \n357.4\n \n571.8\n \n11,405.0\n \nOct\n33.1\n \n68.0\n \n3,505.8\n \n272.1\n \n173.1\n \n51.4\n \n2,728.8\n \n-\n \n45.2\n \n68.4\n \n4.6\n \n9.4\n \n188.8\n \n2,697.4\n \n38.7\n \n647.5\n \n353.2\n \n569.2\n \n11,454.9\n \nNov\n25.8\n \n81.4\n \n3,384.4\n \n264.6\n \n198.2\n \n63.9\n \n2,793.9\n \n-\n \n45.2\n \n68.7\n \n7.0\n \n8.1\n \n217.7\n \n2,672.3\n \n46.1\n \n633.2\n \n406.6\n \n569.8\n \n11,486.9\n \nDec\n18.2\n \n89.9\n \n3,737.0\n \n317.3\n \n224.4\n \n74.8\n \n2,633.7\n \n-\n \n43.4\n \n69.2\n \n6.2\n \n9.2\n \n204.3\n \n2,707.6\n \n53.7\n \n573.8\n \n406.2\n \n633.9\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2017\n Jun\n3,792.5\n332.7\n949.8\n5,075.1\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.2\n Jul\n3,786.1\n326.0\n1,021.7\n5,133.8\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.0\n Aug\n4,198.3\n342.7\n1,010.3\n5,551.4\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.1\n Sep\n4,561.7\n355.5\n1,003.7\n5,921.0\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.0\n Oct\n4,771.6\n340.7\n927.8\n6,040.2\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.1\n Nov\n5,036.5\n380.1\n918.9\n6,335.5\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.9\n Dec\n5,143.9\n409.2\n850.3\n6,403.4\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.6\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,319.0\n16,735.9\n592.1\n38.0\n17,366.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,892.8\nSep\n18,105.1\n947.3\n1,337.7\n20,390.2\n504.3\n33.3\n20,927.8\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,799.3\nOct\n22,636.1\n1,003.6\n1,275.5\n24,915.1\n489.1\n47.4\n25,451.6\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,869.1\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n21 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n-\n \n343.8\n \n27.3\n33.6\n \n-\n \n438.0\n \n-\n \n649.3\n \n136.7\n151.2\n \n1,973.3\n \nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nSource:Reserve Bank of Zimbabwe,2019\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWL$ millions\n \n \n \n23 \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n143,032.2\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n144,786.6\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n5,951,559.0\nSource:Reserve Bank of Zimbabwe,2019\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nZWL$ ('000)\n \n \n \n24 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2017\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n11,337,372.4\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,095,879.8\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nSource: Reserve Bank of Zimbabwe,2019\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWL$ ('000)\n \n25 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2017 \nJan\n4.00-18.00\n10.61 \n6.68 \nFeb\n4.00-18.00\n10.06 \n6.52 \nMar\n4.00-18.00\n9.12 \n7.02 \nApr\n4.00-18.00\n9.25 \n7.02 \nMay\n4.00-18.00\n9.17 \n7.03 \nJun\n4.00-18.00\n9.01 \n7.05 \nJul\n4.00-18.00\n8.94 \n7.05 \nAug\n4.00-18.00\n8.88 \n6.95 \nSep\n4.45-18.00\n8.86 \n7.01 \nOct\n4.45-18.00\n9.66 \n7.06 \nNov\n4.45-18.00\n9.66 \n7.03 \nDec\n4.45-18.00\n9.39 \n7.00 \n2018\nJan\n4.45-18.00\n9.33 \n6.99 \nFeb\n4.45-18.00\n9.57 \n6.93 \nMar\n4.45-18.00\n9.64 \n6.98 \nApr\n4.00-18.00\n9.32 \n7.08 \nMay\n4.00-18.00\n9.28 \n7.09 \nJun\n4.00-18.00\n9.32 \n7.14 \nJul\n4.00-18.00\n9.75 \n6.97 \nAug\n4.00-18.00\n9.87 \n7.10 \nSep\n4.00-18.00\n9.56 \n7.11 \nOct\n4.00-18.00\n9.47 \n7.38 \nNov\n4.00-18.00\n9.49 \n7.38 \nDec\n4.00-18.00\n9.48 \n7.39 \n2019\nJan\n4.00-18.00\n9.47 \n7.40 \nFeb\n4.00-18.00\n9.23 \n7.30 \nMar\n4.00-18.00\n9.23 \n7.31 \nApr\n4.00-18.00\n9.30 \n7.38 \nMay\n4.00-22.00\n9.31 \n7.33 \nJun\n4.00-22.00\n9.15 \n7.67 \nJul\n4.00-35.00\n9.54 \n8.40 \nAug\n5.00-55.00\n14.37 \n18.43 \nSep\n5.00-65.00\n14.64 \n19.81 \nOct\n5.00-65.00\n15.59 \n19.66 \n5 00 65 00\nSource:Reserve Bank of Zimbabwe, 2019\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n26 \n \nEND OF\nSAVINGS\n3 MONTHS\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2019\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n 27 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION \n&\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJan\n-0.14\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n0.01\n0.80\n0.23\nFeb\n0.05\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.23\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.13\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.22\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nSource:Zimstat, 2019\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n28 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\nSource:Zimstat, 2019\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n29 \n \nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\nTotal External Debt\n7,481\n8,309\n8,866\n8,986\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2019\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.51\n0.6833\n0.95\n0.09\n11.63\n12.82\nSep\n15.20\n1.0234\n1.39\n0.14\n16.57\n18.76\nOct\n16.12\n1.0804\n1.47\n0.15\n17.52\n20.41\nSource: Reserve Bank of Zimbabwe, 2019\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJan\n-\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n-\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n-\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n-\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n-\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nSource:Zimbabwe Stock Exchange ,2019\n*All Share index was introduced in January 2018\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 191.0 \nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 207.0 \nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 244.1 \nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 231.0 \nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 323.3 \nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 342.1 \nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 382.6 \nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 419.1 \nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 432.0 \nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 478.9 \nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 473.0 \nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 \n 524.8 \nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 4,248.84 \n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7\n 23,191.6 65.0 206,621.5 1,099.3 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 191.0 \nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 207.0 \nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 244.1 \nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 231.0 \nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 323.3 \nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 342.1 \nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 382.6 \nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 419.1 \nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 432.0 \nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 478.9 \nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 473.0 \nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 524.8 \nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 4,248.84 \n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 679.4 \nOct\n 1,079.4 \n12.7\n 23,191.58 65.0 206,621.5 1,099.3 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2017\nJan\n292.0\n385.0\n677.0\n-93.0\nFeb\n290.3\n424.4\n714.7\n-134.1\nMar\n265.7\n461.8\n727.5\n-196.1\nApr\n225.6\n405.5\n631.1\n-179.9\nMay\n268.6\n465.6\n734.2\n-197.0\nJun\n264.5\n495.1\n759.6\n-230.6\nJul\n261.9\n481.9\n743.8\n-220.0\nAug\n356.4\n448.2\n804.6\n-91.8\nSep\n324.8\n440.0\n764.8\n-115.2\nOct\n352.8\n460.8\n813.6\n-108.0\nNov\n577.7\n493.7\n1071.4\n84.0\nDec\n299.8\n556.3\n856.1\n-256.5\nTotal\n3,780.18\n5,518.30\n9,298.48\n-1,738.12\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nSource: ZIMSTAT, 2019\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-October-2019.pdf"}
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+{"doc_id": "42214cf8b958f25f0a00106d16fb4d06", "text": "i \n \n \n \nFebruary 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCash Transactions ..................................................................................................................... 9 \nCard Based Transactions ......................................................................................................... 9 \nINFLATION OUTTURN ............................................................................................................. 9 \nMonthly Inflation .................................................................................................................... 10 \nUS$ Annual Inflation Developments ..................................................................................... 10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \nOVERVIEW \nBoth the ZWG and USD month-on-month \ninflation fell below 1% in February 2025, \nvindicating that the shock experienced in \nJanuary 2025 was transitory. The ZWG \nmonthly inflation rate declined from 10.5% to \n0.5%, while the USD inflation also fell from \n11.5% in January to 0.2% in February 2025. \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG85,635.15 million in February 2025, a \ndecline of 1.71% from the January 2025 \nposition of ZiG87,120.75 million. \nThe Zimbabwe Stock Exchange (ZSE) and the \nVictoria Falls Stock Exchange (VFEX) \nexhibited bullish trends in February 2025, \nrecovering from losses experienced in the \nprevious month. As a result, the ZSE All Share \nIndex gained by 4.34% while the VFEX All \nShare index gained by 2.97% compared to \nJanuary 2025. \n \nThe aggregate value of digital payment systems \ntransaction in February 2025 decreased by 9% \nto ZiG162.46 billion from ZiG178.79 billion. \nSimilarly, volumes decreased by 6% to 53.57 \nmillion from 56.83 million recorded in January \n2025. \nDuring \nthe \nmonth \nof \nFebruary \n2025, \ninternational average prices for gold, platinum, \npalladium, copper, and lithium increased, while \nnickel and Brent crude oil prices decreased. \nCommodity price changes were driven by U.S. \nadministration tariff threats, concerns over \npotential supply disruptions and persistent \ngeopolitical uncertainty. \nMerchandise exports amounted to US$512.6 \nmillion in February 2025, representing a 21.4% \ndecrease from US$ US$652 million realised in \nJanuary 2025. Similarly, the country’s import \nbill decreased to US$730.3 million from \nUS$748.8 million recorded in January 2025. As \na result, the country’s trade deficit was \nUS$217.7 million in February 2025. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nDuring \nthe \nmonth \nof \nFebruary \n2025, \ninternational average prices for gold, platinum, \npalladium, copper, and lithium increased, while \nnickel and brent crude oil prices decreased. \nThe commodity price developments are shown \nin Table 1. \nTable 1: International Commodity Prices \nfor January 2025 and February 2025 \nCommodity \n \nJan-25 \nFeb-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n2,707.74 \n2,896.38 \n6.97 \nPlatinum \nUS$/oz \n948.45 \n975.53 \n2.86 \nPalladium \nUS$/oz \n952.01 \n975.08 \n2.42 \nCopper \nUS$/t \n9,108.02 \n9,406.75 \n3.28 \nNickel \nUS$/t \n15,610.91 \n15,497.65 \n-0.73 \nBrent Crude \noil \nUS$/bbl. \n77.79 \n74.57 \n \n-4.14 \nLithium \nUS$/t \n10,025.00 \n10,350.00 \n3.24 \nSource: Bloomberg, 2025 \n \nGold \nGold prices averaged US$2,896.38 per ounce \nin February 2025, reflecting 6.97% increase \nfrom the monthly average of US$2,707.74 per \nounce reported in January 2025. The rise in the \nyellow metal’s prices was fuelled by increase \nin the U.S inflation rate, uncertainties \nstemming from U.S. administration tariff \nthreats, and persistent geopolitical uncertainty, \nall enhancing gold's appeal as a safe haven. \n \n \n \n \n2 \n \nPlatinum \nPlatinum price increased by 2.85% during the \nreporting month, to an average of US$975.53 \nper ounce from US$948.45 per ounce recorded \nin the previous month. The price increase was \nmainly attributed to investor concerns over \npotential supply disruptions especially from \nSouth Africa the largest producer of platinum. \nPalladium \nPalladium prices rebounded by 2.42% in \nFebruary 2025, from US$952.01 per ounce in \nJanuary 2025 to US$975.08 per ounce. The \nprice recovery was driven by growing demand \nfor the precious metal as investors anticipated \ninterest rate cuts from major central banks. \nFigure 1 shows the trends of precious metal \nprices for the period from February 2022 to \nFebruary 2025. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): February 2022 – February \n2025 \n \nSource: Bloomberg, 2025 \n \nBrent Crude Oil \nIn February 2025, brent crude oil price declined \ndue to disappointing economic data from the \nU.S and Germany, which raised concerns about \nreduced energy demand, as well as the new \nU.S. administration implementation of trade \npolicies and tariffs that disrupt international \ntrade with China, the world’s largest importer \nof crude oil and other nations. Resultantly, \nmonthly average prices for oil decreased to \nUS$74.57 per barrel, marking a 4.14% \ndecrease from US$77.79 per barrel in the prior \nmonth. \n \nFigure 2 shows developments in oil prices for \nthe period from February 2022 to February \n2025. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) February 2022 – February \n2025 \n \nSource: Bloomberg, 2025 \n \nCopper \nDuring the month of February 2025, copper \nprices surged by 3.28%, to close the month \nunder analysis at US$9,406.75 per tonne. The \nrise in copper prices emanated from Chile, the \nworld’s largest copper producer encountering \nsupply bottlenecks due to delays caused by \naging mines. \n \n \n \n0\n200\n400\n600\n800\n1000\n1200\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nFeb-22\nMay-22\nAug-22\nNov-22\nFeb-23\nMay-23\nAug-23\nNov-23\nFeb-24\nMay-24\nAug-24\nNov-24\nFeb-25\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n60\n70\n80\n90\n100\n110\n120\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nUS$/BARREL\n \n \n \n3 \n \nNickel \nNickel prices remained in a negative trajectory, \ndropping by 0.73% from US$15,610.91 per \ntonne in the preceding month to US$15,497.65 \nper tonne during the month under review, as \nfears of output restrictions by Indonesia were \ninsufficient to offset the prevailing sentiment of \nan oversupplied market. Figure 3 shows base \nmetals price developments for the period from \nFebruary 2022 to February 2025. \n \nFigure 3: Base Metal Prices (US$/tonne): \nFebruary 2022 – February 2025 \n \nSource: Bloomberg 2025 \n \nLithium \nLithium prices improved during the month \nunder review, attributable to expectations of \nsupply reduction in 2025. Consequently, \nlithium prices increased by 3.24%, closing the \nmonth of February 2025 at US$10,350.00 per \ntonne. Price developments for lithium for the \nperiod February 2023 to February 2025 are \nshown in Figure 4. \n \n \n \n \n \n \n \nFigure 4: Lithium Prices (US$/tonne) \nFebruary 2023 – February 2025 \n \nSource: London Metal Exchange, 2025 \n \nMerchandise Trade Developments \nDuring the month of February 2025, total \nmerchandise trade declined by 11.3% to \nUS$1.24 \nbillion, \nfrom \nUS$1.40 \nbillion \nrecorded in the previous month, due to declines \nin both exports and imports. On a year-to-year \ncomparison, total merchandise trade declined \nby 9.6% in February 2025, from US$1.37 \nbillion recorded in February 2024. \n \nMerchandise Exports \nThe country’s merchandise exports recorded \nUS$512.6 million in February 2025, a 21.4% \ndecline from the previous month’s outturn of \nUS$652.0 million. The decline was largely due \nto lower export earnings from gold, tobacco \nand platinum group metals (PGMs). On a year-\non-year basis exports were 20.5% lower in \nFebruary 2025 compared to US$645.0 million \nregistered in February 2024. \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nFeb-22\nJun-22\nOct-22\nFeb-23\nJun-23\nOct-23\nFeb-24\nJun-24\nOct-24\nFeb-25\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nUS$/tonne\n \n \n \n4 \n \nFigure 5 shows developments in the country’s \nmerchandise exports for the period from \nJanuary 2024 to February 2025. \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \nExports by Commodity \nThe country's export basket was predominantly \ncomposed of primary commodities, with gold \nleading at 42.31%, followed by tobacco, \n18.0%, and PGMs at 15.1%. Table 2 shows \ndevelopments in the country’s exports for the \nmonths of January and February 2025. \n \n \n \n \n \n \n \n \n \n \n \n \n \nTable 2: Major Exports (US$ millions) \n \nJan-25 \n(US$m) \nFeb-25 \n(US$m) \nJan-Feb \n2025 \nChanges \n(%) \nShare of \nExports \n(%) \nTotal \n652.0 \n512.6 \n-21.4 \n100.0 \nOf Which: \n \n \n \n \nGold \n291.5 \n216.9 \n-25.6 \n42.3 \nTobacco (Including \ncigarettes) \n130.1 \n92.1 \n-29.2 \n18.0 \nPGMs \n103.0 \n77.3 \n-25.0 \n15.1 \nOther mineral \nsubstances \n13.2 \n19.2 \n45.0 \n3.7 \nCoke \n18.4 \n19.0 \n3.3 \n3.6 \nOther ores and \nconcentrates \n15.7 \n16.2 \n3.6 \n3.2 \nFerrochromium \n22.5 \n14.3 \n-36.6 \n2.8 \nIndustrial diamond \n15.3 \n10.7 \n-29.1 \n2.1 \nChromium ores and \nconcentrates \n10.2 \n9.3 \n-8.8 \n1.8 \nSugar \n1.8 \n3.9 \n115.9 \n0.8 \nOthers \n30.3 \n33.7 \n11.0 \n6.6 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nExport Markets \nIn February 2025, the country’s exports were \nprimarily directed to United Arab Emirates \n(42.6%), South Africa (23.3%), and China at \n19.3%. The remaining exports were spread \nacross various other international jurisdictions \nand markets. Figure 6 shows the country’s \nmajor export markets during the month under \nreview. \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \n \n540.9\n645.0\n534.7\n513.5\n583.0\n524.0\n548.3\n674.0\n575.0\n698.1\n905.2\n692.4\n652.0\n512.6\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1000\nJan\nFeb Mar Apr May Jun\nJul\nAug Sep Oct Nov Dec\n2024\n2025\n42.6\n23.3\n19.3\n2.7\n2.0\n1.6\n1.0\n0.6\n0.6\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nZambia\nHong Kong\nNetherlands\nBotswana\nItaly\n \n \n \n5 \n \nMerchandise Imports \nMerchandise \nimports \nreached \nUS$730.3 \nmillion in February 2025, reflecting a 2.5% \ndecline from US$748.8 million recorded in the \nprevious month. Figure 7 shows the monthly \nmerchandise imports from January 2024 to \nFebruary 2025. \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2024 and 2025 \n Source: ZIMSTAT & RBZ Computations, 2025 \n \nImports by Commodity \nDuring the month of February 2025, the import \nbasket was largely comprised of raw materials \n(32.8%), capital goods (20%), and fuels and \nlubricants ((19.6%) as shown in Table 3. \n \n \n \n \n \n \n \n \n \nTable 3: Major Imports (US$ millions) \n \nJan-25 \n(US$m) \nFeb-25 \n \n(US$m) \nJan-Feb \n25 \nChanges \n(%) \nShare \nof Total \nImports \n(%) \nFeb-25 \nTotal \n749.2 \n730.3 \n-2.5 \n100.0 \nOf Which: \n \n \n \n \nIndustrial \nSupplies \n278.1 \n239.3 \n-13.9 \n32.8 \nCapital \nGoods \n142.0 \n146.3 \n3.0 \n20.0 \nFuels and \nLubricants \n139.8 \n143.4 \n2.6 \n19.6 \nFood and \nBeverages \n69.1 \n75.4 \n9.0 \n10.3 \nTransport \nEquipment \nand Parts \n73.5 \n74.0 \n0.6 \n10.1 \nConsumer \nGoods \n40.5 \n44.9 \n11.0 \n6.1 \nOthers \n6.1 \n7.1 \n15.7 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nIn February 2025, the country’s imports were \nmainly sourced from the following markets: \nSouth Africa (37.7%), China (16.9%), the \nBahamas (10.7%), and Singapore (3.4%). The \nremaining imports came from various other \nmarkets as shown in Figure 8. \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \n37.7\n16.9\n10.7\n3.4\n3.0\n3.0\n2.6\n2.5\n2.5\n2.1\nSouth Africa\nChina\nBahamas\nSingapore\nZambia\nMozambique\nHong Kong\nBahrain\nItaly\nIndia\n694.2\n729.7\n720.5\n719.6\n746.1\n755.0\n828.3\n876.2\n784.2\n835.9\n952.1\n889.3\n749.2\n730.3\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1000\nJan Feb Mar Apr May Jun\nJul Aug Sep Oct Nov Dec\n2024\n2025\n \n \n \n6 \n \nMerchandise Trade Balance \nDuring the month of February 2025, the \ncountry’s trade deficit widened to US$217.7 \nmillion, from US$96.8 million recorded in the \nprevious month. Relative to February 2024, the \ndeficit increased by 157% from US$84.7 \nmillion. Figure 9 shows the country’s trade \nbalance for the period from December 2024 to \nFebruary 2025. \n \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2025 \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG85,635.15 million in February 2025, a \ndecline of 1.71% from the January 2025 \nposition of ZiG87,120.75 million. \n \nThe decline in broad money largely reflected a \nmonth-on-month decrease of 3.12% in the \nforeign \ncurrency \ncomponent, \nfrom \n \n1 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \n2 Claims in Government were adjusted for exchange \nlosses related to SDR drawdowns for the period April \nZIG73,255.21 million recorded in January \n2025 to ZIG70,971.06 million. The local \ncurrency component, however, recorded a \nmonth-on-month growth of 5.76%, from \nZiG13,865.54 million to ZiG14,664.08 million. \nThe money stock was comprised of 82.88% \nforeign currency deposits, 17.00% local \ncurrency deposits, and 0.12% local currency in \ncirculation. \nFigure 10 shows the composition of the money \nsupply. \n \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2025 \n \nDuring the month under review, credit to the \nprivate sector and net claims on the \nGovernment2 increased by 0.80% and 2.32%, \nfrom ZiG56,741.74 million and ZiG52,732.57 \nmillion \nto \nZiG57,193.72 \nmillion \nand \nZiG53,954.32 million, respectively. \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \n2024 to January 2025. The adjustment is an accounting \ntreatment which does not constitute actual RBZ lending \nto Government. \n692.4\n652.0\n512.6\n889.3\n749.2\n730.3\n-196.9\n-97.2\n-217.7\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nDec-24\nJan-25\nFeb-25\nExports\nImports\nTrade Balance\nNCDs, \n0.00%\nLocal Currency \nTime Deposits, \n2.43%\nFX Time \nDeposits, 7.74%\nLocal Currency \nTransferable , \n13.37%\nFX Transferable \nDeposits, 76.34%\nCurrency in \nCirculation, \n0.12%\n \n \n \n7 \n \nmanufacturing, \nand \ndistribution, \nwhich \nreceived 27.79%, 17.55%, 13.75%, and \n10.21% of the total credit, respectively. The \nmining sector received 10.16% of the total \noutstanding credit. \nFigure 11 shows the distribution of credit by \nsector \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 38.01%; inventory \nbuild-up, \n23.34%; \nand \nfixed \ncapital \ninvestments, 13.96%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring February 2025, the Zimbabwe Stock \nExchange (ZSE) recovered from the previous \nmonth’s losses. As a result, the All Share, Top \n10 and Top 15 indices added 4.34%, 6.19% and \n5.76% to close at 204.06 points, 204.65 points \nand 206.03 points, respectively. \nThe resource index, however, declined by \n15.70% to close at 193.56 points. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nDuring the month under review, trading \nactivity was concentrated in some selected \nwealth-preserving counters. \nAs a result, the cumulative volume and value of \nshares traded increased by 5.02% and 156.94% \nto close at 197.20 million shares and \nZiG506.14 million, respectively. \nThe proportion of foreign purchases to the \nvalue of shares traded increased from 1.82% in \nthe previous month to 25.53% in February \n2025. \nNet foreign position, however, worsened from \na negative position of ZiG0.55 million to a \nnegative ZiG11.00 million. \n \n \n \nHouseholds\n27.79%\nAgriculture\n17.55%\nMining\n10.16%\nManufacturing\n13.75%\nDistribution\n10.21%\nTransport and \nCommunication\n2.42%\nServices\n9.08%\nFinancial \nOrganisations and \nInvestments\n6.49%\nConstruction\n2.54%\nOther\n0.00%\n100\n150\n200\n250\n300\n350\n160\n210\n260\n310\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n \n \n \n8 \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nOwing to the bullish sentiments exhibited on \nthe ZSE during the period under review, the \nmarket gained 5.56%, or ZiG3 266.09 million \nworth of capitalization to close at ZiG62 060.95 \nmillion. This is comparable to ZiG58 794.86 \nmillion recorded in the previous month \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange (VFEX) \nexhibited bullish sentiments. As such, the \nVFEX All Share index added 2.97% to close at \n106.11 points, compared to 103.04 points \nrecorded in January 2025. \n \nOn an annual basis, the VFEX All Share index \nalso gained 7.62%, from 98.59 points recorded \nin February 2024. \n \n \n \n \n \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nDespite positive trading sentiments on the \nVFEX, market capitalization decreased by \n6.67% to US$ 1,190.43 million, compared to \nUS$ 1,275.57 million recorded in the previous \nmonth. \n \nThe decline in VFEX market capitalization \nreflects the delisting of National Foods \nHoldings Limited from the USD-denominated \nexchange market, which significantly reduced \nthe number of tradable outstanding shares on \nthe VFEX. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2025 \n0\n100\n200\n300\n400\n500\n600\n0\n100\n200\n300\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n90\n95\n100\n105\n110\n115\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\n1.15\n1.175\n1.2\n1.225\n1.25\n1.275\n1.3\nUS$ BILLIONS\n \n \n \n9 \n \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues for February 2025 decreased by 9% to \nZiG162.46 billion from ZiG178.79 billion. \nVolumes also decreased by 6% to 53.57 million \nfrom 56.83 million recorded in January 2025 as \nshown in Figure 16. \n \nFigure 16: Payment Systems Monthly \nTransactional Values and Volumes from \nMarch 2024 - February 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system in February 2025 decreased by \n12% to ZiG92.21 billion from ZiG105.34 \nbillion reported in January 2025 whilst volumes \ndecreased by 3% to 0.82 million from 0.84 \nmillion during the same period. \n \n \n \n \n \nFigure 17: RTGS System Trend for Values \nand Volumes from February 2024 - \nFebruary 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \ndecreased by 2.2% from ZiG59.34 billion in \nJanuary 2025, to ZiG58.04 billion in February \n2025. \n \nCash Transactions \nCash based transactions deceased by 13.31% to \nZiG13.89 billion in February 2025, from \nZiG16.02 billion obtained in January 2025. \n \nCard Based Transactions \nCard based transactions decreased by 13.47% \nfrom ZiG14.11 billion in January 2025 to \nZiG12.21 billion recorded in February 2025. \nINFLATION OUTTURN \nDuring the month of February 2025, both the \nZiG inflation and the US$ inflation fell below \n1%. \n0\n10\n20\n30\n40\n50\n60\n70\n80\n0\n50\n100\n150\n200\n250\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n \n \n \n10 \n \nMonthly Inflation \nThe ZIG monthly inflation rate slowed from \n10.5% recorded in January 2025, to 0.5% in \nFebruary 2025. \n \nFigure 18 shows developments in monthly ZiG \ninflation from May 2024 to February 2025. \n \nFigure 18: ZiG Month-on-Month Inflation \n(%) \n \nSource: ZIMSTAT, 2025 \n \nThe US$ month-on-month inflation rate \ndecreased from 11.5% in January 2025 to 0.2% \nin February 2025. \n \nThe decline in monthly inflation is consistent \nwith the prevailing stability in the monetary and \nfinancial conditions, brought about by the tight \nmonetary policy measures instituted by the \nReserve Bank of Zimbabwe. \n \nUS$ Annual Inflation Developments \nAnnual US$ inflation rate surged from 14.6% \nrecorded in January 2025 to 15.1% in February \n2025. \n \n \n \n \n \nFigure \n19: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2025 \n \n \n \nAPRIL 2025 \nRESERVE BANK OF ZIMBABWE \n-5\n0\n5\n10\n15\n20\n25\n30\n35\n40\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\n-6\n-4\n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\n \n \n11 \nStatistical Tables \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n27 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n28 \nNational Payments System Statistics \n \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n29 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n30 \nTrade Statistics \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n 31 \n \n \n \n \n12 \n \nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nNet Foreign Assets\n-45,596,903.93\n-66,258,169.98\n-28,856.80\n-27,776.93\n-27,814.24\n-27,003.21\n-27,816.06\n-51,275.16\n-54,146.37\n-48,383.46\n-47,290.39\n-49,520.83\n-50,100.97\nCentral Bank(net)\n-54,031,060.41\n-77,865,030.28\n-35,698.77\n-34,640.99\n-34,675.54\n-34,509.44\n-34,520.05\n-62,586.92\n-66,010.33\n-57,686.80\n-56,911.91\n-58,197.29\n-60,030.71\nForeign Assets\n7,165,906.23\n12,179,330.67\n9,276.28\n9,502.38\n10,341.19\n10,301.55\n10,342.78\n17,610.06\n24,894.78\n22,229.01\n23,239.75\n23,967.01\n23,087.88\nForeign Liabilities\n61,196,966.64\n90,044,360.95\n44,975.04\n44,143.36\n45,016.73\n44,810.99\n44,862.84\n80,196.98\n90,905.11\n79,915.81\n80,151.65\n82,164.30\n83,118.59\nOther Depository Corporations(net)\n8,434,156.47\n11,606,860.30\n6,841.96\n6,864.06\n6,861.30\n7,506.23\n6,703.99\n11,311.76\n11,863.96\n9,303.35\n9,621.51\n8,676.45\n9,929.74\nForeign Assets\n12,860,635.15\n18,155,224.10\n10,973.84\n11,293.66\n11,679.33\n12,352.81\n11,598.44\n20,019.42\n21,861.67\n17,752.44\n19,141.21\n19,229.14\n20,477.93\nForeign Liabilities\n4,426,478.68\n6,548,363.80\n4,131.87\n4,429.60\n4,818.03\n4,846.58\n4,894.45\n8,707.65\n9,997.71\n8,449.09\n9,519.70\n10,552.69\n10,548.19\n0.00\nNet Domestic Assets (NDA)\n86,209,941.03\n125,429,655.45\n67,611.59\n68,804.54\n70,540.71\n72,978.85\n74,289.27\n126,283.12\n141,729.29\n131,610.28\n134,739.35\n136,641.59\n135,736.11\nDomestic Claims\n39,630,053.42\n58,052,804.32\n53,500.00\n54,803.53\n56,344.94\n60,565.63\n61,126.25\n104,881.67\n120,558.28\n105,678.26\n108,915.80\n111,239.08\n113,660.93\nClaims on Central Government(net)\n12,506,419.69\n16,182,769.56\n28,205.41\n28,407.20\n28,221.48\n30,417.96\n30,051.03\n52,245.38\n59,872.77\n49,971.17\n51,692.04\n52,732.57\n53,954.32\nClaims on Central Government\n14,706,600.27\n22,087,558.83\n31,723.97\n32,009.48\n33,320.57\n35,189.93\n35,139.28\n60,331.26\n68,339.60\n59,979.05\n62,000.03\n62,771.67\n59,447.93\nCentral Bank*\n8,298,885.39\n13,434,742.85\n25,896.94\n26,112.14\n26,985.97\n27,458.25\n28,058.14\n49,156.93\n56,008.80\n49,413.73\n50,322.20\n51,342.65\n48,573.05\nODCs\n6,407,714.88\n8,652,815.98\n5,827.03\n5,897.34\n6,334.60\n7,731.69\n7,081.14\n11,174.32\n12,330.80\n10,565.32\n11,677.83\n11,429.02\n10,874.88\nLess Liabilities to Central Government\n2,200,180.57\n5,904,789.27\n3,518.56\n3,602.28\n5,099.09\n4,771.98\n5,088.24\n8,085.88\n8,466.84\n10,007.88\n10,307.99\n10,039.10\n5,493.61\nCentral Bank\n1,859,602.80\n5,389,222.25\n3,275.71\n3,252.31\n4,509.83\n4,333.36\n4,555.31\n7,502.60\n7,839.37\n9,330.64\n9,591.57\n9,335.10\n4,557.22\nODCs\n340,577.77\n515,567.01\n242.85\n349.97\n589.26\n438.61\n532.94\n583.28\n627.47\n677.24\n716.42\n704.00\n936.39\nClaims on Other Sectors\n27,123,633.73\n41,870,034.76\n25,294.59\n26,396.33\n28,123.46\n30,147.67\n31,075.21\n52,636.29\n60,685.52\n55,707.08\n57,223.76\n58,506.51\n59,706.61\nOther Financial Corporations\n461,955.00\n803,485.08\n357.60\n435.16\n514.87\n481.66\n511.87\n867.29\n933.15\n842.46\n842.56\n809.80\n1,025.41\nState and Local Government\n232.00\n143.35\n1.80\n1.37\n1.49\n0.16\n0.19\n0.33\n0.08\n0.10\n0.57\n10.04\n18.89\nPublic Non Financial Corporations\n1,149,678.23\n1,615,646.42\n953.15\n936.15\n896.79\n876.57\n797.48\n1,314.16\n1,501.89\n1,234.05\n901.66\n944.93\n1,468.59\nPrivate Sector\n25,511,768.49\n39,450,759.91\n23,982.04\n25,023.65\n26,710.31\n28,789.28\n29,765.67\n50,454.50\n58,250.40\n53,630.47\n55,478.97\n56,741.74\n57,193.72\nCentral Bank\n211,425.09\n325,816.65\n148.91\n153.64\n237.80\n234.89\n231.23\n354.10\n437.25\n402.43\n403.34\n519.44\n538.88\nODCs\n25,300,343.41\n39,124,943.26\n23,833.13\n24,870.02\n26,472.52\n28,554.39\n29,534.44\n50,100.40\n57,813.15\n53,228.05\n55,075.63\n56,222.30\n56,654.84\nOther Items(Net)\n-46,579,887.61\n-67,376,851.14\n-14,111.59\n-14,001.01\n-14,195.77\n-12,413.22\n-13,163.03\n-21,401.46\n-21,171.01\n-25,932.03\n-25,823.55\n-25,402.51\n-22,075.19\nShares and Other Equity\n-43,302,266.35\n-60,601,283.93\n-12,601.01\n-10,297.97\n-7,881.58\n-6,103.69\n-3,963.84\n-5,871.02\n-6,523.13\n-9,456.19\n-6,806.94\n-6,956.77\n-3,405.92\nLiabilities to Other Financial Corporations\n279,727.92\n361,061.72\n222.68\n4.56\n13.22\n12.00\n12.50\n51.08\n16.11\n42.66\n112.46\n26.63\n17.39\nRestricted Deposits\n2,182,139.25\n1,707,978.42\n1,197.30\n1,636.34\n1,719.55\n1,550.88\n2,087.87\n3,658.37\n3,837.90\n3,788.06\n4,320.76\n4,381.22\n6,468.48\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-5,739,488.44\n-8,844,607.35\n-2,930.56\n-5,343.93\n-8,046.96\n-7,872.41\n-11,299.56\n-19,239.88\n-18,501.89\n-20,306.55\n-23,449.82\n-22,853.59\n-25,155.13\nBroad Money-M3\n40,613,037.10\n59,171,485.48\n38,754.79\n41,027.61\n42,726.47\n45,975.63\n46,473.21\n75,007.96\n87,582.92\n83,226.83\n87,448.96\n87,120.75\n85,635.15\nSecurities Other than Shares Included in Broad Money\n9,458.36\n6,990.86\n2.80\n4.37\n3.99\n19.18\n26.61\n23.83\n42.73\n0.00\n0.00\n0.00\n0.00\nBroad Money-M2\n40,603,578.73\n59,164,494.62\n38,751.99\n41,023.24\n42,722.48\n45,956.45\n46,446.60\n74,984.13\n87,540.19\n83,226.83\n87,448.96\n87,120.75\n85,635.15\nOther Deposits (Time Deposits)\n2,805,565.71\n4,455,813.26\n2,705.48\n3,276.46\n3,820.45\n3,890.29\n3,878.31\n5,866.41\n7,892.50\n7,727.40\n8,189.14\n8,859.84\n9,071.11\nof which Foreign Currency Accounts\n2,089,992.44\n3,750,078.07\n2,426.64\n2,953.23\n3,343.14\n3,425.73\n3,030.91\n4,839.19\n6,654.69\n5,209.30\n5,598.13\n6,742.78\n6,673.16\nNarrow Money-M1\n37,798,013.02\n54,708,681.36\n36,046.51\n37,746.78\n38,902.03\n42,066.16\n42,568.30\n69,117.71\n79,647.69\n75,499.42\n79,259.81\n78,260.91\n76,564.03\nTransferable Deposits\n37,782,959.10\n54,692,210.23\n36,036.21\n37,708.56\n38,850.80\n42,007.92\n42,499.23\n69,037.22\n79,550.71\n75,399.73\n79,160.58\n78,157.44\n76,460.87\n Of which Foreign Currency Accounts\n32,969,005.36\n47,611,823.20\n29,423.83\n30,036.32\n30,193.91\n31,635.02\n31,676.25\n58,411.49\n69,086.19\n64,595.58\n67,208.79\n66,512.43\n64,297.90\nCurrency Outside Depository Corporations\n15,053.92\n16,471.13\n10.30\n38.23\n51.23\n58.23\n69.07\n80.49\n96.98\n99.70\n99.23\n103.48\n103.16\nMemorandum Items\nReserve Money\n4,054,140.06\n6,141,481.65\n4,892.12\n6,639.45\n7,238.62\n7,282.11\n7,708.04\n13,606.58\n20,428.83\n20,028.01\n20,395.12\n21,688.51\n21,184.52\nFCAs as a Percentage of Deposits in M3\n86.4%\n86.8%\n82.2%\n80.5%\n78.6%\n76.4%\n74.8%\n82.7%\n86.6%\n84.0%\n83.4%\n84.2%\n82.9%\nEnd Period Exchange Rate\n14,912.83\n22,055.47\n13.43\n13.32\n13.70\n13.79\n13.85\n24.88\n28.68\n25.45\n25.80\n26.37\n26.56\nSource: Reserve Bank of Zimbabwe,2025\nNotes:\n*From April 2024, amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY \n($ 'Million)\n \n \n13 \n \n \n \nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nNet Foreign Assets\n-54,031,060.41\n-77,865,030.28\n-35,698.77\n-34,640.99\n-34,675.54\n-34,509.44\n-34,520.05\n-62,586.92\n-66,010.33\n-57,686.80\n-56,911.91\n-58,197.29\n-60,030.71\nClaims on Non Residents\n7,165,906.23\n12,179,330.67\n9,276.28\n9,502.38\n10,341.19\n10,301.55\n10,342.78\n17,610.06\n24,894.78\n22,229.01\n23,239.75\n23,967.01\n23,087.88\nOfficial Reserves Assets\n1,440,292.08\n2,707,777.26\n3,630.14\n4,432.81\n4,934.35\n4,653.58\n4,669.13\n7,448.23\n13,215.72\n12,029.88\n12,507.85\n13,012.03\n12,782.10\nOther Foreign Assets\n5,725,614.15\n9,471,553.41\n5,646.13\n5,069.57\n5,406.85\n5,647.96\n5,673.65\n10,161.83\n11,679.05\n10,199.13\n10,731.90\n10,954.98\n10,305.78\nLess Liabilities to Non Residents\n61,196,966.64\n90,044,360.95\n44,975.04\n44,143.36\n45,016.73\n44,810.99\n44,862.84\n80,196.98\n90,905.11\n79,915.81\n80,151.65\n82,164.30\n83,118.59\nShort Term Liabilities\n347,930.96\n890,130.62\n181.91\n68.81\n68.32\n67.28\n68.95\n121.43\n139.96\n124.23\n127.60\n130.78\n132.09\nOther Foreign Liabilities*\n60,849,035.68\n89,154,230.33\n44,793.13\n44,074.55\n44,948.40\n44,743.71\n44,793.89\n80,075.55\n90,765.15\n79,791.57\n80,024.06\n82,033.52\n82,986.50\n of which blocked funds\n11,781,589.93\n17,401,899.56\n10,572.46\n10,463.76\n10,741.17\n10,788.19\n10,803.57\n19,394.80\n22,213.36\n19,667.09\n17,365.02\n17,716.70\n17,848.34\nNet Domestic Assets (NDA)\n58,085,200.47\n84,006,511.93\n42,153.86\n41,280.44\n41,914.15\n41,791.55\n42,228.09\n76,193.50\n86,439.16\n77,714.81\n77,307.02\n79,885.79\n81,215.22\nDomestic Claims\n6,966,928.71\n8,857,704.49\n23,016.13\n23,259.57\n22,964.44\n23,611.62\n23,986.46\n42,382.26\n49,026.77\n40,880.35\n41,177.61\n42,570.17\n45,225.55\nNet Claims on Central Government\n6,439,282.59\n8,045,520.59\n22,621.23\n22,859.83\n22,476.14\n23,124.88\n23,502.83\n41,654.33\n48,169.43\n40,083.09\n40,730.63\n42,007.56\n44,015.83\nClaims on Central Government\n8,298,885.39\n13,434,742.85\n25,896.94\n26,112.14\n26,985.97\n27,458.25\n28,058.14\n49,156.93\n56,008.80\n49,413.73\n50,322.20\n51,342.65\n48,573.05\nOf which: Securities Other than Shares\n6,608,105.20\n11,307,721.90\n6,909.93\n6,872.11\n7,091.36\n7,151.41\n7,200.85\n12,949.53\n15,003.33\n13,352.40\n13,877.09\n14,218.90\n14,323.59\nLoans\n1,690,780.19\n2,127,020.95\n18,987.00\n19,240.02\n19,894.61\n20,306.84\n20,857.28\n36,207.40\n41,005.47\n36,061.34\n36,445.10\n37,123.76\n34,249.45\n Loans and Advances**\n1,049,930.70\n1,560,372.57\n791.54\n1,044.83\n1,287.21\n1,588.97\n1,589.53\n1,656.11\n1,575.29\n1,576.28\n1,579.04\n1,582.38\n8.68\nAmounts Due from Gvt including SDR Drawdowns\n640,849.49\n566,648.39\n18,195.47\n18,195.20\n18,607.40\n18,717.87\n19,267.75\n34,551.29\n39,430.19\n34,485.06\n34,866.06\n35,541.37\n34,240.77\n of which USD Securities revaluations (Exchange rate \nmovements)\n17,984.31\n17,896.02\n18,308.22\n18,563.85\n18,972.80\n34,256.34\n39,103.48\n34,071.40\n34,373.22\n35,256.53\n35,520.01\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n1,859,602.80\n5,389,222.25\n3,275.71\n3,252.31\n4,509.83\n4,333.36\n4,555.31\n7,502.60\n7,839.37\n9,330.64\n9,591.57\n9,335.10\n4,557.22\nOf which: Deposits\n1,859,602.80\n5,389,222.25\n3,275.71\n3,252.31\n4,509.83\n4,333.36\n4,555.31\n7,502.60\n7,839.37\n9,330.64\n9,591.57\n9,335.10\n4,557.22\nof which Foreign Currency\n2,744.56\n2,472.55\n3,275.40\n3,115.31\n3,469.72\n6,332.62\n7,620.21\n9,113.05\n9,291.47\n8,231.67\n3,875.54\nLocal Currency Deposits\n0.00\n779.76\n1,234.43\n1,218.05\n1,085.59\n1,169.98\n219.16\n217.59\n300.09\n1,103.43\n681.67\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n527,646.13\n812,183.89\n394.90\n399.74\n488.29\n486.74\n483.63\n727.93\n857.34\n797.26\n446.98\n562.62\n1,209.73\nOther Financial Corporations\n71,573.93\n153,883.74\n62.04\n63.27\n62.78\n63.30\n64.05\n64.25\n68.33\n80.13\n31.35\n31.71\n245.53\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n244,647.11\n332,483.50\n183.95\n182.84\n187.72\n188.55\n188.35\n309.57\n351.77\n314.70\n12.29\n11.46\n425.32\nPrivate Sector\n211,425.09\n325,816.65\n148.91\n153.64\n237.80\n234.89\n231.23\n354.10\n437.25\n402.43\n403.34\n519.44\n538.88\nClaims on Other Depository Corporations\n503,151.45\n684,600.93\n364.06\n361.69\n362.07\n322.95\n315.11\n546.77\n591.24\n1,571.34\n907.94\n794.55\n948.29\nOf which: Loans\n503,151.45\n684,600.93\n364.06\n361.69\n362.07\n322.95\n315.11\n546.77\n591.24\n1,571.34\n907.94\n794.55\n948.29\nOther Liabilities to ODCs\n8,128,905.48\n10,984,562.86\n5,672.54\n6,381.13\n5,909.43\n5,505.98\n5,409.08\n4,538.82\n6,707.06\n8,873.54\n8,273.62\n7,914.94\n8,889.89\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,432,925.53\n3,557,870.72\n2,260.63\n2,214.95\n2,314.58\n2,802.34\n2,870.63\n1,385.74\n1,724.80\n2,144.38\n2,002.01\n1,650.52\n2,378.36\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(Net)\n-58,744,025.79\n-85,448,769.38\n-24,446.21\n-24,040.31\n-24,497.08\n-23,362.96\n-23,335.61\n-37,803.29\n-43,528.19\n-44,136.67\n-43,495.09\n-44,436.01\n-43,931.27\nShares and Other Equity\n-58,155,147.57\n-84,000,619.82\n-24,240.75\n-23,915.83\n-24,236.24\n-23,332.83\n-23,091.44\n-37,896.15\n-43,845.10\n-41,767.53\n-39,722.52\n-40,716.69\n-38,350.82\nOther Items(Net)\n-2,790,865.16\n-3,189,753.79\n-1,523.00\n-2,100.72\n-2,120.67\n-1,846.51\n-2,396.36\n-3,908.73\n-4,040.26\n-6,511.31\n-8,239.99\n-8,373.47\n-12,139.47\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n2,201,986.94\n1,741,604.23\n1,317.55\n1,976.25\n1,859.83\n1,816.38\n2,152.19\n4,001.59\n4,357.17\n4,142.16\n4,467.42\n4,654.15\n6,559.02\nMonetary Base \n4,054,140.06\n6,141,481.65\n6,455.09\n6,639.45\n7,238.62\n7,282.11\n7,708.04\n13,606.58\n20,428.83\n20,028.01\n20,395.12\n21,688.51\n21,184.52\nZWL Coins\n59.09\n51.54\n0.02\n0.02\n0.02\n0.01\n0.01\n0.01\n0.01\n0.01\n0.01\n0.01\n0.01\nZWL Notes\n18,138.39\n19,250.55\n7.65\n7.65\n7.64\n6.02\n5.29\n5.29\n5.29\n5.29\n5.29\n5.29\n5.29\nZiG Coins\n0.00\n0.00\n1.24\n12.16\n16.07\n20.18\n26.77\n33.55\n35.32\n35.32\n35.32\n35.32\n35.32\nZiG Notes\n0.00\n0.00\n8.85\n33.39\n36.72\n39.55\n43.39\n49.52\n113.07\n131.66\n141.25\n149.16\n155.38\nLiabilities to ODCs\n4,035,942.58\n6,122,179.56\n6,437.34\n6,586.23\n7,178.17\n7,216.36\n7,632.57\n13,518.21\n20,275.14\n19,855.72\n20,213.24\n21,498.73\n20,988.51\nReserve Deposits\n589,096.33\n782,882.89\n4,760.47\n5,381.97\n5,674.93\n6,001.81\n6,198.55\n11,991.23\n17,272.21\n16,096.48\n16,691.28\n17,918.32\n17,853.26\n Local Currency Reserve Deposits\n3,416,845.88\n5,293,831.56\n588.26\n852.99\n1,019.52\n1,293.91\n1,392.96\n1,999.40\n2,851.77\n2,965.91\n2,935.34\n2,981.54\n3,152.25\n Foreign Currency Reserve Deposits\n30,000.36\n45,465.11\n4,172.20\n4,528.98\n4,655.41\n4,707.90\n4,805.59\n9,991.83\n14,420.45\n13,130.57\n13,755.94\n14,936.79\n14,701.01\n Exess reserves \n932,843.22\n1,248,094.30\n1,676.87\n1,204.27\n1,503.24\n1,214.55\n1,434.02\n1,526.99\n3,002.92\n3,759.25\n3,521.96\n3,580.40\n3,135.25\n of which Excess reserves - ZiG\n12,006.27\n18,195.33\n113.90\n124.14\n145.19\n87.38\n143.71\n165.75\n338.54\n406.29\n398.70\n275.48\n440.42\n Excess reserves - FCA\n920,836.94\n1,229,898.97\n1,562.97\n1,080.12\n1,358.05\n1,127.17\n1,290.31\n1,361.23\n2,664.38\n3,352.96\n3,123.26\n3,304.93\n2,694.83\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2025\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n **From April 2024, amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\nTABLE 2: CENTRAL BANK SURVEY ($'Million)\n \n \n14 \n \n \n \n \nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nNet Foreign Assets\n8,434,156.47\n11,606,860.30\n6,841.96\n6,864.06\n6,861.30\n7,506.23\n6,703.99\n11,311.76\n11,863.96\n9,303.35\n9,621.51\n8,676.45\n9,929.74\nClaims on Non Residents\n12,860,635.15\n18,155,224.10\n10,973.84\n11,293.66\n11,679.33\n12,352.81\n11,598.44\n20,019.42\n21,861.67\n17,752.44\n19,141.21\n19,229.14\n20,477.93\nOf Which: Foreign Currency\n7,309,076.96\n9,785,505.64\n4,794.84\n4,337.57\n4,753.11\n5,739.94\n6,444.89\n10,895.91\n13,662.08\n11,233.74\n10,274.55\n12,729.37\n11,621.93\nDeposits\n5,518,707.07\n8,323,896.98\n6,152.46\n6,929.62\n6,902.26\n6,586.86\n5,128.04\n9,069.02\n8,153.53\n6,482.29\n8,827.76\n6,459.99\n8,811.63\nOther\n32,851.12\n45,821.48\n26.54\n26.47\n23.95\n26.02\n25.52\n54.49\n46.06\n36.41\n38.91\n39.78\n44.38\nLess Liabilities to Non Residents\n4,426,478.68\n6,548,363.80\n4,131.87\n4,429.60\n4,818.03\n4,846.58\n4,894.45\n8,707.65\n9,997.71\n8,449.09\n9,519.70\n10,552.69\n10,548.19\nOf Which: Deposits\n1,936,356.52\n2,837,026.03\n1,874.34\n1,941.68\n2,023.75\n1,715.87\n1,688.39\n2,976.71\n3,361.04\n2,691.55\n3,251.09\n3,669.92\n3,691.80\nLoans\n2,490,122.16\n3,711,337.77\n2,257.53\n2,487.92\n2,794.29\n3,130.71\n3,206.06\n5,730.94\n6,636.67\n5,757.54\n6,268.62\n6,882.77\n6,856.40\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n32,143,979.02\n47,514,528.24\n31,782.27\n33,785.42\n35,673.67\n38,145.67\n39,635.83\n63,272.48\n75,102.71\n73,469.68\n77,581.55\n78,067.90\n75,511.70\nDomestic Claims\n32,663,124.71\n49,195,099.83\n30,483.86\n31,543.96\n33,380.51\n36,954.01\n37,139.79\n62,499.40\n71,531.51\n65,031.26\n67,738.19\n68,668.90\n68,435.37\nNet Claims on Central Government\n6,067,137.11\n8,137,248.97\n5,584.18\n5,547.37\n5,745.34\n7,293.08\n6,548.20\n10,591.05\n11,703.33\n10,121.44\n10,961.41\n10,725.01\n9,938.49\nClaims on Central Government\n6,407,714.88\n8,652,815.98\n5,827.03\n5,897.34\n6,334.60\n7,731.69\n7,081.14\n11,174.32\n12,330.80\n10,798.67\n11,677.83\n11,429.02\n10,874.88\nSecurities\n6,381,641.82\n8,605,206.64\n5,583.19\n5,867.70\n6,309.90\n7,706.56\n6,955.09\n10,929.39\n12,091.79\n10,509.48\n11,621.39\n11,371.37\n10,816.74\nLoans\n26,073.06\n47,609.35\n243.84\n29.63\n24.70\n25.13\n126.05\n244.94\n239.01\n289.19\n56.44\n57.65\n58.14\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n340,577.77\n515,567.01\n242.85\n349.97\n589.26\n438.61\n532.94\n583.28\n627.47\n677.24\n716.42\n704.00\n936.39\nOf which: Deposits\n340,577.77\n515,567.01\n242.85\n349.97\n589.26\n438.61\n532.94\n583.28\n627.47\n677.24\n716.42\n704.00\n936.39\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n26,595,987.60\n41,057,850.86\n24,899.68\n25,996.59\n27,635.17\n29,660.93\n30,591.59\n51,908.36\n59,828.17\n54,909.82\n56,776.78\n57,943.89\n58,496.88\nOther Financial Corporations\n390,381.07\n649,601.34\n295.55\n371.89\n452.09\n418.36\n447.83\n803.03\n864.82\n762.33\n811.21\n778.08\n779.88\nState and Local Government\n232.00\n143.35\n1.80\n1.37\n1.49\n0.16\n0.19\n0.33\n0.08\n0.10\n0.57\n10.04\n18.89\nPublic Non Financial Corporations\n905,031.12\n1,283,162.92\n769.20\n753.31\n709.07\n688.03\n609.13\n1,004.59\n1,150.11\n919.35\n889.37\n933.47\n1,043.27\nPrivate Sector\n25,300,343.41\n39,124,943.26\n23,833.13\n24,870.02\n26,472.52\n28,554.39\n29,534.44\n50,100.40\n57,813.15\n53,228.05\n55,075.63\n56,222.30\n56,654.84\nClaims on the Central Bank\n12,598,181.49\n16,737,574.91\n11,097.66\n12,455.53\n12,775.62\n11,481.33\n13,543.16\n22,444.63\n30,514.07\n32,279.22\n32,226.43\n32,420.85\n31,974.53\nCurrency\n3,143.57\n2,830.96\n7.45\n14.99\n9.22\n7.52\n6.40\n7.87\n56.71\n72.59\n82.64\n86.31\n92.84\nReserves\n12,595,037.92\n16,734,743.95\n11,090.20\n12,420.73\n12,746.02\n11,453.30\n13,516.16\n22,399.75\n30,414.71\n29,835.56\n32,109.98\n32,300.63\n31,847.52\nSecurities\n0.00\n0.00\n0.00\n19.81\n20.38\n20.50\n20.61\n37.01\n42.65\n2,371.07\n33.81\n33.91\n34.17\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n105,237.10\n95,704.99\n67.45\n50.90\n99.77\n99.87\n109.93\n491.44\n429.74\n409.27\n233.01\n368.66\n536.90\nOther Items(Net)\n13,012,090.08\n18,322,441.52\n9,731.80\n10,163.16\n10,382.69\n10,189.79\n10,937.19\n21,180.11\n26,513.13\n23,431.53\n22,150.06\n22,653.21\n24,361.30\nShares and Other Equity\n14,852,881.23\n23,399,335.89\n11,639.75\n13,617.86\n16,354.66\n17,229.14\n19,127.59\n32,025.13\n37,321.97\n32,311.33\n32,915.57\n33,759.92\n34,944.90\nLiabilities to other ressident sectors\n279,727.92\n361,061.72\n222.68\n4.56\n13.22\n12.00\n12.50\n51.08\n16.11\n42.66\n112.46\n26.63\n17.39\nOther Items(Net)\n-2,120,519.06\n-5,437,956.09\n-2,130.62\n-3,459.25\n-5,985.19\n-7,051.35\n-8,202.91\n-10,896.10\n-10,824.95\n-8,922.46\n-10,877.97\n-11,133.34\n-10,600.99\nDeposits and Securities Included in Broad Money\n40,578,135.49\n59,121,388.54\n38,624.24\n40,649.48\n42,534.96\n45,651.90\n46,339.82\n74,584.24\n86,966.67\n82,773.03\n87,203.06\n86,744.35\n85,441.44\nDeposits Included in Broad Money\n40,568,677.13\n \n59,114,397.68\n \n38,621.44\n \n40,645.11\n \n42,530.97\n \n45,632.72\n \n46,313.21\n \n74,560.41\n \n86,923.95\n \n82,773.03\n \n87,203.06\n \n86,744.35\n \n85,441.44\n \nTransferable Deposits\n37,763,111.42\n \n54,658,584.42\n \n35,915.96\n \n37,368.65\n \n38,710.52\n \n41,742.43\n \n42,434.91\n \n68,694.00\n \n79,031.45\n \n75,045.62\n \n79,013.92\n \n77,884.51\n \n76,370.33\n \n of which FCAs\n32,954,377.68\n \n47,588,241.67\n \n29,421.56\n \n29,788.82\n \n30,114.64\n \n31,415.69\n \n31,648.53\n \n58,109.73\n \n68,608.64\n \n64,281.47\n \n67,075.96\n \n66,339.66\n \n64,290.59\n \nOther Deposits (Time Deposits)\n2,805,565.71\n4,455,813.26\n2,705.48\n3,276.46\n3,820.45\n3,890.29\n3,878.31\n5,866.41\n7,892.50\n7,727.40\n8,189.14\n8,859.84\n9,071.11\n of which FCAs\n2,089,992.44\n3,750,078.07\n2,426.64\n2,953.23\n3,343.14\n3,425.73\n3,030.91\n4,839.19\n6,654.69\n5,209.30\n5,598.13\n6,742.78\n6,673.16\nMoney Market Instruments\n9,458.36\n \n6,990.86\n \n2.80\n \n4.37\n \n3.99\n \n19.18\n \n26.61\n \n23.83\n \n42.73\n \n-\n \n-\n \n-\n \n-\n \nSource:Reserve Bank of Zimbabwe,2025\n1. Figures recorded before April 2024 are in ZWL$\n2. Figures recorded from April 2024 to date are in ZWG\n TABLE 3 : OTHER DEPOSITORY \nCORPORATIONS SURVEY ( $ 'Million) \n \n \n15 \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0 107,325,315.0\nApr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nMay\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nJun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nJul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nAug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\nSep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nOct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\nNov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\nDec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n2025\nJan\n86.3\n \n12,729.4\n \n32,300.6\n \n5,224.8\n \n6,088.6\n \n371.4\n11,371.4\n0.0\n352.9\n56.4\n91.6\n10.0\n612.5\n53,737.7\n3,262.0\n6,541.2\n14,514.4\n15,912.7\n163,264.0\nFeb\n92.8\n \n11,621.9\n \n31,847.5\n \n4,434.0\n \n8,274.5\n \n537.1\n10,816.7\n0.0\n292.4\n67.3\n92.3\n18.9\n782.9\n53,441.0\n3,997.8\n6,813.5\n12,600.8\n15,813.2\n161,544.6\nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n4.Figures recorded before April 2024 are in ZWL$\n5.Figures recorded from April 2024 to date are in ZWG\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nMillions\nDebt Securities\nLoans and Advances\n \n \n16 \n \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9 1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3 2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0 2,860,196.6\n12,072,131.8\n107,325,315.0\nApr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\nMay\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\nJun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\nJul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\nAug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\nSep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\nOct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\nNov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\nDec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2025\nJan\n75,644.1\n2,240.4\n8,868.0\n86,752.5\n212.0\n704.0\n87,668.5\n0.0\n10,544.5\n368.7\n848.5\n26.6\n38,868.3\n6,541.2\n18,397.6\n163,264.0\nFeb\n73,858.1\n2,512.3\n9,076.6\n85,447.0\n510.9\n936.4\n86,894.2\n0.0\n10,542.7\n536.9\n932.0\n17.4\n39,671.7\n6,813.5\n16,136.3\n161,544.6\nSource:Reserve Bank of Zimbabwe, 2025\n1.Figures recorded before April 2024 are in ZWL$\n2.Figures recorded from April 2024 to date are in ZWG\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n(Millions)\n \n \n17 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\n Institutional Units\n3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n69.16\n \n11,456.41\n \n29,733.87\n \n3,619.46\n \n5,360.40\n \n371.37\n \n10,307.60\n \n-\n \n0.00\n \n8.47\n \n56.00\n \n10.04\n \n602.54\n \n47,707.68\n \n1,083.88\n \n6,541.21\n \n10,321.33\n \n12,929.18\n \n140,178.6\n \nFeb\n74.54\n \n10,379.65\n \n28,980.85\n \n2,887.47\n \n7,444.59\n \n537.09\n \n9,957.34\n \n-\n \n-\n \n8.33\n \n56.51\n \n18.89\n \n773.23\n \n47,741.48\n \n1,091.66\n \n6,813.47\n \n9,654.17\n \n12,804.87\n \n139,224.1\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nMillions\nDebt Securities\nLoans and Advances\n \n \n18 \n \n \n \nMillions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n67,471.6\n3,347.4\n5,479.5\n76,298.4\n113.0\n703.9\n77,115.3\n0.0\n8,899.1\n368.7\n583.1\n13.4\n31,606.5\n6,541.2\n15,051.3\n140,178.6\nFeb\n66,010.2\n2,819.1\n5,647.8\n74,477.1\n395.7\n912.6\n75,785.4\n0.0\n8,885.5\n536.9\n840.5\n17.4\n32,130.5\n6,813.5\n14,214.5\n139,224.1\nSource:Reserve Bank of Zimbabwe, 2025\n1. Figures recorded before April 2024 are in ZWL$\n2. Figures recorded from April 2024 to date are in ZWG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n19 \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt Public Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n16.4\n \n936.1\n2,314.6\n \n1595.3\n637.3\n \n-\n \n1,060.8\n \n0.0\n352.9\n \n0.0\n \n1,532.1\n \n35.6\n \n5,695.2\n \n3701.1\n2,505.2\n \n20,382.5\n \nFeb\n17.2\n \n977.3\n2,481.1\n \n1537.6\n695.1\n \n-\n \n856.4\n \n0.0\n292.4\n \n-\n \n1,628.3\n \n35.8\n \n5,937.3\n \n2478.3\n2,513.8\n \n19,450.5\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n4.Figures recorded before April 2024 are in ZWL$\n5.Figures recorded from April 2024 to date are in ZWG\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nMillions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n7,694.3\n1,357.3\n9,051.7\n99.0\n0.0\n9,150.7\n79.9\n1,645.4\n0.0\n265.4\n13.2\n6,057.2\n3,170.6\n20,382.5\nFeb\n7,981.1\n1,558.4\n9,539.5\n115.2\n0.0\n9,654.7\n3.9\n1,657.2\n0.0\n91.4\n0.0\n6,289.8\n1,753.5\n19,450.5\nSource:Reserve Bank of Zimbabwe, 2025\n1. Figures recorded before April 2024 are in ZWL\n2. Figures recorded from April 2024 to date are in ZWG\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nMillions\n \n \n21 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2022\nJan\n58,163,723.8\n2,180,551.5\n576,438.1\n26,576,317.7\n366,231.4\n8,887,534.5\n23,074,734.8\n11,840,524.9\n15,743,736.5\n3,516,259.7\n47,325,078.3\n29,564.7\n198,280,695.9\nFeb\n59,500,669.7\n2,289,260.8\n618,640.1\n27,925,301.7\n641,435.0\n9,370,886.7\n27,976,121.6\n13,027,815.1\n20,505,827.5\n3,747,288.3\n51,007,737.3\n19,692.3\n216,630,676.1\nMar\n66,551,117.8\n2,538,377.1\n656,335.5\n29,688,979.7\n660,584.5\n10,903,917.1\n32,629,411.6\n15,688,496.1\n38,075,386.7\n4,471,441.5\n58,500,950.7\n802,168.3\n261,167,166.6\nApr\n74,441,781.1\n4,219,500.3\n1,441,218.1\n33,136,441.4\n673,885.9\n13,157,284.3\n34,426,878.3\n18,261,710.3\n39,043,359.8\n5,001,307.2\n63,176,517.9\n40,089.6\n287,019,974.2\nMay\n101,753,100.1\n5,120,524.8\n3,358,419.2\n50,514,059.3\n760,401.2\n12,433,390.5\n42,057,624.5\n28,724,818.4\n48,088,662.7\n6,286,840.2\n76,655,600.2\n34,456.8\n375,787,897.7\nJune\n118,753,589.0\n6,209,658.5\n2,293,665.5\n64,942,950.0\n869,273.2\n23,897,585.0\n58,442,367.2\n37,195,284.1\n62,467,707.8\n9,414,912.5\n96,536,183.0\n43,204.2\n481,066,380.0\nJuly\n133,779,414.0\n7,610,614.1\n3,684,426.1\n77,836,080.2\n938,368.0\n30,537,998.0\n69,408,788.7\n46,181,587.4\n72,642,938.5\n10,449,582.5\n111,094,524.5\n46,145.7\n564,210,467.8\nAug\n165,210,571.4\n10,163,176.7\n2,624,492.9\n93,899,073.6\n1,266,729.8\n39,544,245.3\n87,691,102.8\n58,330,938.2\n97,552,420.8\n10,450,507.1\n131,625,765.3\n154,457.6\n698,513,481.5\nSept\n201,167,878.5\n11,330,918.8\n5,038,300.4\n110,956,484.0\n1,297,748.5\n44,492,682.7\n101,816,518.3\n92,708,096.4\n88,483,494.4\n11,685,667.9\n152,934,863.3\n276,752.3\n822,189,405.6\nOct\n223,506,677.7\n12,026,669.5\n4,229,873.3\n113,451,159.2\n1,302,041.3\n46,399,745.2\n110,333,025.8\n79,715,558.1\n89,501,330.5\n9,611,322.3\n175,816,703.6\n178,607.8\n866,072,714.2\nNov\n232,953,535.1\n16,431,625.9\n11,131,139.8\n118,284,970.8\n1,687,527.0\n42,192,397.3\n124,017,335.4\n75,874,234.7\n94,636,395.6\n12,440,947.3\n207,085,835.5\n197,473.3\n936,933,417.8\nDec\n253,185,165.2\n19,199,455.9\n10,466,455.0\n135,037,685.1\n1,551,994.2\n70,805,600.3\n136,576,579.6\n94,115,141.7\n123,404,532.1\n12,079,018.7\n235,371,108.1\n173,717.1\n1,091,966,452.8\n2023\nJan\n299,237,745.1\n22,096,826.9\n11,001,194.9\n154,399,125.0\n2,073,794.8\n72,677,263.1\n165,905,496.5\n124,259,994.3\n140,303,195.4\n16,560,714.3\n290,446,774.7\n286,968.1\n1,299,249,093.1\nFeb\n333,081,520.8\n26,349,752.5\n12,607,980.8\n168,969,321.4\n3,232,834.7\n79,874,665.8\n198,087,465.1\n146,996,948.4\n150,078,778.0\n18,960,512.9\n335,439,856.5\n415,659.5\n1,474,095,296.5\nMar\n411,138,419.1\n28,795,432.6\n14,081,946.7\n184,250,094.2\n3,256,927.2\n101,507,881.5\n232,125,042.8\n168,374,643.7\n159,301,093.2\n20,786,447.1\n364,183,808.4\n229,595.5\n1,688,031,331.8\nApr\n411,638,425.6\n28,865,765.5\n14,081,964.7\n184,833,219.7\n3,256,927.2\n101,507,881.5\n235,076,590.9\n168,374,757.6\n159,310,920.5\n20,785,827.2\n365,366,760.5\n229,595.5\n1,693,328,636.3\nMay\n726,348,772.4\n78,828,771.5\n44,800,380.0\n409,618,602.9\n6,584,930.1\n226,467,642.5\n583,387,051.3\n480,909,418.5\n381,628,891.5\n62,593,512.5\n757,858,742.6\n267,815.4\n3,759,294,531.0\nJun\n1,385,380,571.7\n173,918,051.5\n114,682,839.7\n1,119,448,698.2\n23,922,347.4\n571,712,604.7\n1,309,324,347.9\n1,111,326,640.1\n808,734,970.2\n129,722,475.7\n1,754,989,459.0\n444,788.0\n8,503,607,794.2\nJul\n1,088,372,491.6\n132,529,236.3\n101,023,084.2\n843,805,813.7\n21,291,030.4\n370,922,779.8\n1,037,949,287.4\n824,419,062.0\n646,244,001.7\n87,491,103.6\n1,451,125,105.6\n356,098.9\n6,605,529,095.1\nAug\n1,104,126,310.1\n133,512,317.7\n105,426,999.2\n683,402,044.9\n21,345,225.8\n393,145,008.1\n1,077,529,295.3\n824,970,068.6\n716,638,286.7\n85,309,683.4\n1,543,461,599.3\n382,505.3\n6,689,249,344.4\nSep\n1,336,413,273.4\n158,136,405.6\n121,080,865.9\n752,199,791.2\n28,592,532.7\n465,470,715.5\n1,334,020,478.9\n1,012,670,250.7\n799,826,458.0\n102,238,002.6\n1,857,297,850.0\n586,991.0\n7,968,533,615.5\nOct\n1,461,090,986.5\n163,948,853.9\n120,153,516.7\n935,064,277.1\n24,681,683.2\n520,361,009.0\n1,381,206,351.2\n1,092,469,043.7\n859,550,943.1\n118,799,556.9\n2,126,512,435.0\n627,911.8\n8,804,466,568.2\nNov\n1,397,804,072.5\n171,337,302.5\n117,526,650.4\n1,017,731,862.9\n26,161,720.1\n535,490,381.0\n1,401,587,612.9\n992,371,783.2\n885,248,702.8\n129,500,343.7\n2,255,158,373.7\n621,795.6\n8,930,540,600.9\nDec\n1,360,816,417.4\n179,675,138.5\n121,167,248.1\n1,077,783,652.1\n46,946,926.9\n551,786,675.3\n1,483,619,833.9\n1,207,471,368.5\n863,309,236.7\n136,388,007.8\n2,458,239,172.8\n644,093.7\n9,487,847,771.7\n2024\nJan\n2,212,746,050.3\n265,031,131.4\n214,923,355.9\n1,663,240,228.2\n110,086,710.6\n875,780,504.1\n2,505,473,968.4\n1,910,394,449.6\n1,256,413,922.9\n237,647,459.8\n3,945,256,597.2\n1,037,343.5\n15,198,031,722.0\nFeb\n3,435,102,730.5\n426,536,836.7\n249,129,096.2\n2,383,796,904.4\n171,219,221.6\n1,264,658,167.3\n3,631,856,467.6\n2,844,642,895.8\n2,043,483,472.0\n352,320,643.5\n5,491,307,643.3\n1,518,795.1\n22,295,572,874.1\nMar\n4,949,814,064.7\n642,860,845.9\n452,924,544.6\n3,642,287,181.9\n251,866,635.2\n1,943,457,910.8\n5,387,453,048.3\n3,991,233,867.5\n3,178,219,935.6\n543,942,248.6\n8,278,044,179.1\n2,267,159.0\n33,264,371,621.3\n*Apr\n2,882,347.0\n371,595.0\n188,567.1\n3,081,028.9\n188,277.0\n1,174,215.3\n3,077,908.8\n2,281,800.0\n1,782,566.6\n399,652.2\n4,922,516.8\n1,655.4\n20,352,130.1\n*May\n3,549,471.2\n448,072.0\n196,408.6\n3,013,508.3\n181,989.4\n1,239,894.9\n3,619,936.0\n2,302,326.8\n1,793,582.3\n494,669.1\n5,661,322.4\n5,002.2\n22,513,367.9\n*Jun\n3,286,172.5\n496,282.6\n213,057.3\n3,210,670.4\n230,521.5\n1,418,401.0\n3,457,122.9\n1,954,112.0\n1,946,800.0\n567,017.7\n6,019,427.0\n1,771.4\n22,801,356.4\n*Jul\n3,487,382.6\n511,490.7\n202,186.1\n3,350,580.0\n163,104.4\n1,304,409.1\n3,570,513.3\n2,117,767.2\n2,347,954.2\n568,049.1\n6,348,713.3\n2,029.5\n23,985,090.6\n*Aug\n3,858,128.5\n496,920.1\n197,595.1\n3,160,166.1\n163,179.6\n1,353,221.2\n3,891,826.5\n2,259,346.5\n2,064,398.1\n355,517.6\n7,019,997.3\n1,626.5\n24,821,923.1\n*Sept\n6,672,075.1\n1,240,260.2\n365,299.0\n5,024,077.0\n274,548.6\n2,326,667.5\n6,387,958.1\n4,331,429.1\n3,418,807.3\n640,082.1\n11,884,283.8\n2,603.2\n42,568,091.0\n*Oct\n7,858,559.5\n1,469,928.3\n481,828.8\n5,465,309.0\n320,115.1\n2,603,522.8\n7,340,600.9\n5,249,584.6\n3,667,687.2\n726,009.2\n13,568,052.5\n3,070.1\n48,754,267.9\n*Nov\n7,180,366.7\n1,328,085.6\n428,978.8\n5,025,733.7\n284,239.9\n2,457,448.5\n6,759,835.7\n4,209,879.6\n3,928,182.1\n680,905.2\n13,074,981.8\n2,309.4\n45,360,946.8\n*Dec\n7,297,552.8\n1,289,292.1\n385,875.0\n4,973,856.6\n262,219.7\n2,513,526.6\n6,746,914.0\n4,827,984.5\n3,694,327.9\n706,439.7\n13,280,443.5\n2,262.8\n45,980,695.3\n2025\n*Jan\n7,678,298.7\n1,196,038.2\n409,696.0\n5,047,238.2\n306,809.7\n2,664,917.4\n6,434,242.4\n4,757,437.7\n4,086,971.0\n769,886.0\n13,569,651.2\n1,922.0\n46,923,108.5\n*Feb\n8,299,274.7\n1,201,875.8\n399,492.6\n4,830,538.6\n300,587.1\n2,770,286.7\n6,503,215.4\n4,803,609.8\n4,292,425.8\n746,491.4\n13,140,132.5\n1,960.5\n47,289,890.9\nSource:Reserve Bank of Zimbabwe,2025\n/1 Including the only merchant bank still in operation.\n *Statistics are denominated in ZiG (000)\n1. Figures recorded before April 2024 are in ZWL\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n ('000)\n \n \n \n22 \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2022\nJan\n17,399,268.4\n9,928,816.1\n28,146,847.2\n46,285,881.1\n15,060,177.5\n34,087,881.4\n60,888,346.7\n38,232,883.7\n135,579,116.5\n6,454,492.6\n32,504,960.5\n745,336.0\n425,314,007.6\nFeb\n20,260,983.5\n9,641,974.7\n32,159,803.2\n50,825,844.5\n15,235,028.5\n35,068,548.5\n49,157,612.2\n43,769,515.0\n146,423,512.2\n7,768,846.5\n36,257,364.0\n724,522.4\n447,293,555.2\nMar\n22,638,817.9\n11,683,937.4\n34,271,841.3\n61,002,811.6\n20,352,647.3\n34,501,628.6\n57,839,997.3\n60,678,395.3\n173,444,002.6\n9,467,563.9\n43,160,654.7\n970,393.8\n530,012,691.6\nApr\n26,926,844.7\n12,304,918.4\n34,924,202.5\n67,201,357.8\n21,444,798.1\n38,606,872.2\n61,303,321.1\n64,980,792.3\n216,612,532.7\n10,455,473.9\n45,951,692.0\n939,217.9\n601,652,023.6\nMay\n39,564,579.0\n21,954,770.2\n42,666,739.4\n108,620,498.7\n28,757,840.8\n54,108,110.4\n88,717,845.2\n107,568,244.7\n291,739,801.6\n14,310,137.6\n65,853,453.1\n1,190,747.9\n865,052,768.6\nJun\n45,956,287.6\n26,686,177.1\n47,155,850.8\n128,881,143.6\n23,783,755.2\n60,238,450.0\n105,247,922.5\n120,389,796.0\n326,034,986.6\n17,068,663.5\n108,828,797.1\n1,325,268.7\n1,011,597,098.7\nJul\n40,699,352.1\n28,329,526.0\n45,417,841.1\n128,847,329.1\n21,958,796.0\n62,326,844.4\n103,536,398.9\n112,642,685.5\n401,574,353.3\n17,902,000.2\n112,555,899.5\n1,117,408.2\n1,076,908,434.3\nAug\n68,438,409.6\n39,107,020.5\n53,616,955.7\n171,501,037.8\n25,370,674.6\n68,913,237.2\n162,326,617.3\n137,243,494.6\n538,409,018.4\n23,523,309.1\n146,121,882.2\n1,197,164.4\n1,435,768,821.4\nSep\n81,174,128.7\n51,501,554.8\n58,104,791.5\n204,056,688.7\n63,246,197.1\n174,562,749.5\n172,521,502.9\n138,936,277.9\n626,755,883.0\n25,607,188.8\n182,077,675.0\n11,177,650.8\n1,789,722,288.7\nOct\n83,201,043.6\n63,984,990.3\n67,031,137.9\n207,367,773.6\n40,617,325.3\n155,873,800.6\n179,051,392.6\n157,121,308.5\n575,293,016.5\n27,092,268.9\n201,852,712.9\n3,193,614.1\n1,761,680,384.8\nNov\n88,153,064.5\n61,978,896.6\n78,744,676.9\n236,152,455.1\n39,915,042.9\n100,872,718.3\n214,281,243.0\n200,240,592.5\n606,580,960.9\n32,903,876.7\n233,604,874.7\n119,223.2\n1,893,547,625.3\nDec\n106,799,918.4\n60,886,327.3\n73,518,960.3\n260,923,049.6\n48,959,835.1\n122,528,998.7\n242,741,914.1\n171,982,170.0\n747,151,447.2\n37,453,518.8\n270,164,633.7\n10,753,958.6\n2,153,864,731.9\n2023\nJan\n114,820,700.8\n79,460,381.9\n82,589,902.3\n305,204,829.9\n45,118,619.6\n135,072,311.1\n263,222,364.1\n223,632,204.7\n896,980,184.3\n37,534,722.0\n288,326,194.2\n7,916,696.9\n2,479,879,111.8\nFeb\n118,375,609.7\n85,995,682.6\n93,761,236.2\n312,626,341.5\n56,688,432.6\n147,245,179.4\n266,610,300.9\n273,709,371.2\n938,437,753.7\n39,909,193.6\n292,841,727.2\n6,842,518.8\n2,633,043,347.3\nMar\n119,963,933.2\n85,731,698.4\n100,697,025.6\n322,453,843.0\n45,619,349.1\n148,455,496.2\n286,712,763.6\n273,572,570.9\n1,064,798,433.6\n44,685,590.6\n330,031,150.7\n14,190,575.5\n2,836,912,430.3\nApr\n131,146,380.3\n89,322,733.6\n99,723,066.8\n324,249,300.1\n45,619,349.1\n149,245,957.9\n289,670,780.4\n273,578,020.7\n1,072,456,655.2\n44,926,335.6\n331,068,417.4\n14,190,575.5\n2,865,197,572.7\nMay\n269,460,363.1\n210,867,012.3\n216,906,304.0\n631,589,937.9\n113,357,505.7\n362,294,051.4\n581,761,350.4\n545,536,680.6\n2,504,454,969.8\n102,648,366.2\n702,960,786.4\n28,985,518.4\n6,270,822,846.4\nJun\n581,642,309.8\n428,772,683.4\n410,699,487.7\n1,366,510,052.6\n227,784,986.6\n700,617,673.8\n1,094,382,949.6\n1,185,026,806.7\n5,283,380,622.2\n199,474,750.2\n1,564,762,675.1\n40,673,167.4\n13,083,728,165.1\nJul\n535,377,934.4\n436,808,429.5\n413,150,824.0\n1,394,747,348.2\n206,866,966.8\n711,462,740.8\n1,157,802,106.8\n982,808,623.8\n4,533,520,705.6\n184,470,180.5\n1,464,856,207.2\n37,277,944.9\n12,059,150,012.5\nAug\n537,439,303.1\n422,479,784.1\n413,226,172.3\n1,343,458,227.8\n285,743,813.6\n662,607,567.9\n1,197,898,912.2\n1,004,826,660.3\n4,639,684,933.9\n209,521,849.6\n1,553,047,811.0\n38,718,344.9\n12,308,653,380.6\nSep\n632,283,427.7\n491,562,911.4\n426,060,663.5\n1,510,241,869.9\n296,604,785.0\n789,587,698.1\n1,300,914,518.5\n1,250,791,974.4\n5,214,851,978.1\n217,382,274.5\n1,781,106,637.9\n43,583,660.4\n13,954,972,399.2\nOct\n721,203,425.9\n541,011,315.6\n554,440,420.1\n1,657,817,920.3\n309,251,239.3\n841,367,968.7\n1,438,592,170.7\n1,187,082,973.9\n5,659,995,585.3\n260,248,908.5\n1,906,411,104.9\n49,647,602.0\n15,127,070,635.2\nNov\n703,080,882.8\n566,993,243.1\n532,803,998.3\n1,698,467,822.7\n346,291,934.3\n269,835,136.3\n1,554,832,195.3\n1,195,274,632.9\n6,063,945,343.0\n293,942,495.1\n2,031,657,547.5\n46,866,707.1\n15,885,967,935.9\nDec\n605,605,541.7\n423,493,370.4\n730,799,100.8\n1,549,938,533.1\n553,801,063.2\n767,650,016.2\n1,254,233,648.4\n1,348,969,145.1\n6,689,372,974.4\n247,647,472.3\n2,091,666,965.1\n53,713,528.9\n16,882,080,093.7\n2024\nJan\n833,932,128.8\n694,796,940.8\n1,029,474,123.2\n2,082,328,111.9\n884,819,488.9\n2,004,818,592.2\n1,699,026,894.5\n1,837,959,924.5\n12,124,252,579.3\n323,794,777.4\n3,044,604,553.8\n71,184,543.7\n26,630,992,659.0\nFeb\n1,156,065,718.2\n1,037,783,187.5\n1,369,731,749.1\n3,170,746,459.4\n114,038,016.4\n3,174,169,477.5\n2,227,190,946.8\n2,855,301,054.3\n15,834,462,125.0\n552,622,448.4\n4,294,792,965.3\n89,063,348.6\n36,904,967,496.7\nMar\n1,783,340,807.0\n1,442,504,457.6\n2,116,410,516.4\n4,588,105,383.9\n1,753,052,451.7\n4,712,657,212.6\n3,465,873,456.3\n3,573,833,122.5\n20,373,593,827.7\n1,006,777,059.1\n8,454,899,690.3\n100,278,506.8\n53,371,326,491.9\n*Apr\n1,476,289.1\n893,193.9\n1,388,298.4\n4,283,881.3\n1,092,218.9\n2,578,995.2\n2,513,192.9\n2,626,884.4\n11,782,151.6\n511,608.9\n5,775,025.0\n62,998.9\n34,984,738.5\n*May \n1,608,650.7\n1,037,123.0\n986,367.1\n3,197,388.6\n1,234,670.1\n3,669,306.6\n2,777,961.0\n2,424,631.2\n13,413,072.9\n726,100.9\n5,909,740.4\n55,506.5\n37,040,519.1\n*Jun\n1,578,119.3\n1,011,831.1\n1,759,648.1\n3,190,728.1\n1,134,620.4\n3,473,307.1\n2,999,644.4\n3,196,350.7\n15,181,074.6\n630,237.4\n5,302,910.1\n65,954.2\n39,524,425.4\n*Jul\n1,709,191.7\n1,060,814.6\n1,786,754.8\n4,244,435.1\n1,695,144.9\n3,842,095.5\n2,685,658.4\n3,860,698.0\n15,154,833.8\n494,408.1\n5,163,064.3\n152,575.2\n41,849,674.3\n*Aug\n1,881,831.5\n1,096,949.9\n1,756,800.1\n4,115,344.7\n1,560,883.8\n5,160,947.6\n3,104,912.0\n2,628,465.5\n14,680,525.5\n510,741.8\n4,692,301.9\n147,285.4\n41,336,989.7\n*Sep\n2,676,045.3\n2,231,428.0\n3,076,033.4\n6,657,466.1\n2,618,571.1\n6,677,406.6\n4,328,506.2\n3,749,838.4\n26,389,976.5\n867,911.2\n8,373,719.2\n219,988.3\n67,866,890.4\n*Oct\n3,485,504.6\n2,567,255.6\n3,535,607.0\n7,474,589.9\n3,299,698.5\n7,968,221.0\n5,044,419.4\n5,097,867.0\n29,458,757.4\n1,018,065.8\n9,462,752.7\n220,427.1\n78,633,166.0\n*Nov\n3,092,857.2\n2,583,575.6\n3,658,337.2\n6,311,484.9\n3,319,494.6\n7,425,250.6\n6,381,558.4\n4,761,639.8\n27,173,979.3\n1,133,673.7\n8,782,149.6\n200,228.7\n74,824,229.7\n*Dec\n3,246,075.7\n3,000,089.4\n3,491,754.7\n6,900,913.5\n3,547,897.3\n7,345,227.1\n6,716,997.9\n4,549,008.0\n27,260,521.5\n1,099,879.7\n10,022,447.2\n355,894.5\n77,536,706.5\n2025\n*Jan\n2,906,778.3\n3,263,210.2\n3,335,010.3\n6,226,024.9\n3,652,381.3\n8,401,231.9\n6,022,841.9\n4,820,773.5\n27,794,296.0\n1,020,418.1\n9,522,378.0\n214,322.4\n77,179,666.7\n*Feb\n3,148,260.0\n2,765,476.2\n2,386,768.4\n6,142,552.8\n3,733,009.0\n8,301,324.6\n5,391,986.9\n4,799,925.6\n27,396,588.3\n1,120,196.8\n10,349,018.6\n257,727.5\n75,792,834.8\nSource: Reserve Bank of Zimbabwe,2025\n* S tatistics are denominated in ZiG (000)\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n('000)\n \n \n23 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32 \n57.26 \n39.62 \n64.14 \nFeb\n40.55 \n57.28 \n64.02 \n64.02 \nMar\n40.74 \n57.83 \n43.88 \n63.78 \nApr\n38.15 \n59.59 \n45.56 \n63.89 \nMay\n38.01 \n59.70 \n47.25 \n63.82 \nJun\n38.45 \n60.09 \n48.25 \n64.31 \nJul\n82.75 \n123.71 \n165.45 \n218.51 \nAug\n88.46 \n123.46 \n155.96 \n218.02 \nSep\n98.07 \n123.64 \n158.46 \n221.58 \nOct\n99.37 \n127.72 \n115.26 \n222.80 \nNov\n99.03 \n127.58 \n110.97 \n223.48 \nDec\n99.02 \n125.64 \n110.83 \n242.53 \n2023\nJan\n90.05 \n125.64 \n116.03 \n242.53 \nFeb\n60.12 \n125.64 \n80.88 \n242.53 \nMar\n74.35 \n110.30 \n81.46 \n166.96 \nApr\n74.48 \n105.75 \n86.96 \n167.31 \nMay\n77.86 \n107.41 \n83.61 \n168.27 \nJun\n76.33 \n103.85 \n92.64 \n167.80 \nJul\n77.82 \n103.56 \n94.80 \n166.24 \nAug\n77.63 \n102.79 \n93.18 \n166.18 \nSep\n76.49 \n100.20 \n92.69 \n166.00 \nOct\n71.72 \n102.10 \n92.43 \n167.77 \nNov\n70.15 \n101.53 \n93.15 \n166.18 \nDec\n69.02 \n101.71 \n93.77 \n164.47 \n2024\nJan\n70.18 \n100.81 \n95.24 \n164.86 \nFeb\n76.06 \n99.20 \n93.76 \n166.71 \nMar\n73.43 \n98.46 \n91.40 \n165.42 \n*Apr\n25.91 \n32.10 \n24.29 \n32.52 \n*May\n25.17 \n31.72 \n24.52 \n32.65 \n*Jun\n24.89 \n31.19 \n24.46 \n33.04 \n*Jul\n24.69 \n30.62 \n24.44 \n32.21 \n*Aug\n24.42 \n30.51 \n24.15 \n32.43 \n*Sep\n24.27 \n30.31 \n23.92 \n32.76 \n*Oct\n38.49 \n45.17 \n36.80 \n45.43 \n*Nov\n39.25 \n45.63 \n34.29 \n43.88 \n*Dec\n41.03 \n46.47 \n39.91 \n45.64 \n2025\n*Jan\n41.82 \n47.35 \n40.13 \n46.08 \n*Feb\n43.00 \n48.60 \n40.45 \n45.68 \n Source: Reserve Bank of Zimbabwe, 2025\nTABLE 8.1: COMMERCIAL BANKS LENDING RATES (percent per annum)\n* ZiG weighted lending rates\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n24 \n \n \n \n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n Source: Reserve Bank of Zimbabwe, 2025\n* Deposit rates depict the range of rates qouted by banks. \n* ZiG deposit rates\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n25 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.82\n0.46\nSource: Zimstat, 2025\n*Statistics are in ZiG\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n \n \n26 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4,90\n4,35\n27,62\n5,29\n1,42\n8,39\n2,65\n2,27\n4,25\n1,08\n6,46\n68,70\n31,30\n100\n2021\nJan\n20,60\n-2,07\n36,36\n-1,28\n10,32\n-3,60\n128,10\n-5,01\n-21,25\n-30,63\n-23,35\n12,89\n17,44\n14,03\nFeb\n39,34\n9,50\n38,02\n12,01\n25,35\n8,60\n82,62\n14,90\n-32,54\n-21,66\n-17,59\n18,72\n29,84\n21,45\nMar\n14,17\n6,58\n29,52\n3,24\n5,87\n19,12\n92,07\n6,36\n6,81\n-2,73\n-7,44\n18,40\n22,51\n19,45\nApr\n14,30\n5,98\n30,11\n3,19\n6,13\n19,96\n93,18\n5,32\n25,12\n-1,35\n-10,56\n19,42\n22,82\n20,29\nMay\n15,83\n14,44\n20,88\n4,68\n16,10\n25,82\n102,08\n55,83\n36,63\n-3,32\n-9,20\n20,10\n22,47\n20,70\nJun\n12,75\n14,64\n22,39\n15,03\n9,18\n12,04\n70,11\n42,04\n30,41\n4,24\n-7,69\n19,04\n28,60\n21,31\nJul\n6,39\n11,64\n23,80\n10,15\n3,85\n6,95\n52,67\n52,59\n39,02\n13,15\n8,80\n18,71\n15,01\n17,76\nAug\n13,21\n12,09\n24,34\n11,12\n5,35\n6,76\n15,74\n59,33\n35,23\n16,34\n4,54\n18,18\n18,05\n18,15\nSep\n14,96\n12,70\n25,60\n16,41\n6,74\n12,34\n14,92\n60,58\n36,28\n21,35\n9,67\n20,76\n21,15\n20,86\nOct\n17,72\n16,64\n21,34\n23,27\n7,60\n13,62\n22,43\n60,80\n38,87\n20,39\n10,27\n21,05\n24,80\n21,99\nNov\n16,80\n14,54\n22,11\n24,82\n6,57\n13,72\n27,83\n60,49\n15,38\n17,92\n11,34\n20,15\n24,28\n21,19\nDec\n17,38\n12,07\n20,56\n24,61\n6,62\n10,09\n28,48\n61,86\n16,79\n14,71\n12,21\n19,00\n21,96\n19,76\n2022\nJan\n15,38\n11,03\n21,29\n20,02\n4,81\n7,80\n28,71\n82,72\n15,93\n17,46\n8,22\n18,46\n21,56\n19,26\nFeb\n16,00\n15,14\n25,74\n22,76\n3,87\n7,80\n31,58\n66,63\n18,83\n20,23\n9,44\n20,73\n23,23\n21,38\nMar\n18,84\n17,81\n25,15\n19,07\n7,41\n13,39\n28,67\n68,48\n18,98\n20,57\n9,57\n21,54\n26,32\n22,80\nApr\n22,71\n20,48\n42,29\n25,78\n9,04\n14,77\n30,15\n73,15\n4,52\n26,09\n15,50\n29,14\n34,75\n30,60\nMay\n26,46\n27,91\n43,15\n26,23\n11,74\n17,68\n33,27\n24,17\n3,66\n27,29\n19,09\n30,37\n47,22\n34,70\nJun\n34,62\n32,92\n47,25\n30,78\n25,21\n23,62\n38,51\n30,74\n3,41\n30,29\n28,37\n36,30\n68,72\n44,47\nJul\n38,99\n33,16\n59,19\n38,55\n30,80\n25,88\n40,04\n33,42\n15,74\n32,91\n29,63\n43,58\n89,00\n54,99\nAug\n41,70\n35,49\n60,73\n39,17\n31,89\n26,54\n37,81\n34,54\n16,27\n31,74\n31,34\n44,88\n96,89\n57,92\nSep\n35,93\n32,94\n66,48\n32,64\n30,19\n25,02\n45,99\n33,85\n26,81\n27,66\n27,17\n45,91\n86,25\n56,09\nOct\n35,00\n33,64\n76,23\n32,71\n30,19\n24,29\n39,72\n34,98\n24,31\n26,52\n26,89\n48,43\n83,72\n57,47\nNov\n33,55\n33,65\n74,26\n32,03\n30,42\n23,10\n39,54\n35,12\n55,96\n48,48\n26,56\n49,54\n78,43\n57,06\nDec\n30,92\n33,36\n72,02\n30,01\n29,63\n23,87\n44,62\n33,64\n55,91\n47,88\n23,73\n48,22\n77,66\n55,93\n2023\nJan\n29,74\n31,69\n69,78\n29,91\n29,05\n23,89\n39,11\n19,78\n54,56\n44,29\n24,25\n46,26\n71,94\n53,03\nFeb\n22,86\n25,38\n60,69\n26,01\n26,87\n23,89\n35,79\n16,09\n54,11\n37,14\n12,96\n38,85\n58,69\n44,14\nMar\n19,07\n22,07\n59,46\n23,60\n25,55\n23,89\n33,36\n14,86\n54,13\n35,54\n12,56\n36,31\n52,99\n40,80\nApr\n16,38\n20,11\n43,52\n16,85\n24,51\n23,89\n31,87\n13,36\n50,56\n28,25\n11,10\n28,93\n45,87\n33,48\nMay\n15,66\n10,84\n44,93\n15,37\n25,01\n23,89\n36,54\n12,90\n51,63\n25,34\n9,57\n27,96\n37,63\n30,68\nJun\n19,45\n3,65\n48,01\n3,20\n20,03\n23,89\n61,17\n11,33\n49,36\n22,73\n6,31\n27,58\n38,70\n30,85\nJul\n16,14\n2,22\n36,71\n-1,98\n15,30\n23,89\n60,33\n8,34\n34,91\n23,72\n5,22\n21,28\n26,03\n22,74\nAug\n10,74\n-0,36\n31,33\n-3,54\n13,04\n23,89\n56,36\n6,57\n33,75\n21,75\n0,82\n17,55\n17,90\n17,66\nSep\n13,82\n1,52\n25,26\n0,08\n13,36\n23,89\n50,18\n5,97\n30,99\n23,86\n3,48\n16,31\n23,12\n18,36\nOct\n15,06\n1,31\n23,16\n-1,20\n14,66\n7,28\n42,11\n5,15\n25,35\n23,64\n5,28\n15,40\n23,50\n17,82\nNov\n17,55\n1,56\n33,71\n-2,14\n16,48\n8,40\n40,66\n5,48\n11,94\n2,93\n5,52\n18,43\n29,24\n21,63\nDec\n21,19\n2,22\n40,65\n-1,28\n17,09\n9,49\n36,33\n7,61\n12,19\n3,27\n7,82\n21,52\n38,26\n26,52\n2024\nJan\n24,18\n0,25\n47,17\n-2,90\n13,08\n21,65\n28,14\n2,95\n18,31\n4,68\n3,64\n24,16\n60,25\n34,84\nFeb\n33,06\n2,10\n59,99\n-1,02\n17,41\n30,39\n41,46\n7,62\n20,22\n9,87\n15,86\n32,35\n84,37\n47,62\nMar\n37,15\n3,35\n67,82\n0,31\n20,39\n33,68\n55,04\n10,19\n22,44\n11,97\n19,67\n36,58\n100,68\n55,34\nApr\n37,55\n3,98\n69,28\n0,77\n20,20\n34,79\n58,13\n9,93\n30,14\n11,30\n20,06\n42,42\n105,07\n57,48\nSource: Zimstat, 2024\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n27 \n \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\nSource: Reserve Bank of Zimbabwe, 2025\n.\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND \nSTERLING\n \n \n28 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\nSource: Zimbabwe Stock Exchange, 2025\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n*All Share index was introduced in January, 2018\n \n \n29 \n \n \n \nJan-22\n802677.72\n5074.74\n55961.62\n61278.06\n180171.62\nFeb-22\n672722.97\n5607.02\n59581.58\n66681.80\n199733.77\nMar-22\n961452.00\n7896.85\n75050.75\n82886.94\n342168.72\nApr-22\n976617.19\n8391.54\n89192.57\n89671.98\n293204.61\nMay-22\n1205990.19\n13712.78\n110807.31\n106881.76\n469185.15\nJun-22\n1601225.31\n18810.59\n134550.97\n123721.28\n618347.53\nJul-22\n1754111.97\n20420.81\n170480.64\n172562.48\n713401.10\nAug-22\n2334295.00\n31418.59\n152343.37\n178188.87\n826377.12\nSep-22\n2793056.56\n35136.14\n177701.71\n202368.06\n872807.43\nOct-22\n2728731.31\n50202.30\n186478.88\n209757.95\n622412.78\nNov-22\n3370779.94\n61086.72\n202876.16\n213295.28\n734610.61\nDec-22\n3310814.92\n76872.04\n246783.64\n249516.43\n1106346.46\nJan-23\n3289379.32\n68386.68\n240010.34\n238455.31\n1107756.41\nFeb-23\n3050933.28\n73672.28\n219437.84\n245282.55\n1202998.52\nMar-23\n3802044.70\n85343.38\n308609.08\n328822.35\n1517972.57\nApr-23\n1594.52\n31.92\n136.70\n142.08\n602.92\nMay-23\n2511.41\n69.30\n207.44\n212.94\n1310.66\nJun-23\n6827.35\n246.20\n353.13\n484.44\n2657.61\nJul-23\n7147.48\n216.69\n413.75\n648.43\n2432.26\nAug-23\n7186.01\n260.06\n407.40\n576.51\n2499.18\nSep-23\n7479.85\n309.50\n488.94\n669.40\n3100.02\nOct-23\n7927.50\n330.84\n506.09\n786.08\n3466.43\nNov-23\n9478.96\n360.79\n572.00\n800.04\n3824.87\nDec-23\n10563.88\n437.30\n722.39\n1042.16\n4062.32\nJan-24\n11319.52\n740.84\n763.33\n1637.95\n8812.40\nFeb-24\n15550.15\n1072.17\n1143.47\n2212.81\n11832.98\nMar-24\n24178.03\n1786.80\n1575.64\n2219.12\n14944.99\nApr-24\n41317.54\n2797.06\n2063.05\n4767.70\n15996.48\nMay-24\n54378.56\n3355.39\n3335.65\n7058.05\n22545.40\nJun-24\n51046.38\n3230.95\n3281.73\n6470.44\n22040.12\nJul-24\n63526.12\n3646.28\n3956.03\n7361.68\n27328.40\nAug-24\n54975.89\n3937.26\n3973.72\n7555.92\n25760.62\nSep-24\n65045.55\n5331.36\n4685.63\n11940.58\n38798.22\nOct-24\n110385.82\n6836.32\n6900.07\n16082.35\n50983.09\nNov-24\n107345.13\n6940.40\n7074.56\n15645.29\n47876.36\nDec-24\n123594.82\n8665.18\n7954.46\n17068.54\n50613.24\nJan-25\n105337.90\n6858.89\n7252.43\n14579.45\n44760.80\nFeb-25\n92208.69\n6363.31\n5846.51\n14208.47\n43833.14\nSource: Reserve Bank of Zimbabwe, 2025\n1.Figures recorded before April 2024 are in ZWL$\n2.Figures recorded from April 2024 to date are in ZWG\nTABLE 12.1: ZETSS AND RETAIL PAYMENTS \nRTGS \nATM \nPOS \nMobile \nInternet\nEnd Of\nValue of Transactions (Miliions)\n \n \n30 \n \n \n \nJan-22\n957.90\n439.87\n14452.61\n85561.24\n1891.17\nFeb-22\n981.01\n433.68\n14197.00\n78870.33\n1882.48\nMar-22\n1242.33\n519.12\n15855.62\n87533.21\n2175.52\nApr-22\n1073.00\n457.99\n14895.38\n82673.39\n1937.64\nMay-22\n1213.54\n477.75\n15053.14\n80804.40\n2001.22\nJun-22\n1190.30\n474.16\n14340.04\n75631.66\n1705.09\nJul-22\n1115.80\n517.03\n15042.07\n88030.56\n1866.70\nAug-22\n1028.04\n489.08\n12916.51\n76957.81\n1623.75\nSep-22\n1084.61\n455.52\n13084.73\n71362.13\n2225.19\nOct-22\n969.32\n510.90\n12986.76\n67641.68\n1825.42\nNov-22\n1001.39\n499.89\n12324.09\n59151.51\n2430.24\nDec-22\n1013.61\n616.69\n14316.88\n60584.50\n2469.80\nJan-23\n918.88\n444.00\n11733.99\n48617.07\n1692.96\nFeb-23\n886.75\n479.91\n10301.47\n43326.51\n1895.81\nMar-23\n1092.60\n593.97\n13216.99\n50037.43\n1927.14\nApr-23\n907.55\n526.73\n14375.14\n47171.72\n1982.93\nMay-23\n1119.24\n576.68\n12808.69\n49143.18\n2233.62\nJun-23\n1050.21\n605.95\n10190.63\n45488.80\n1212.97\nJul-23\n942.67\n1777.10\n8226.82\n42648.82\n993.68\nAug-23\n888.00\n653.58\n8434.65\n44330.56\n977.54\nSep-23\n964.06\n703.55\n9658.95\n45148.73\n1061.36\nOct-23\n949.14\n618.97\n9449.30\n50632.71\n1037.56\nNov-23\n924.47\n623.29\n9525.69\n52332.44\n1048.51\nDec-23\n924.00\n776.49\n11845.97\n56450.97\n1026.21\nJan-24\n915.16\n708.08\n10017.89\n52444.26\n882.76\nFeb-24\n889.65\n737.54\n7868.69\n52987.62\n904.17\nMar-24\n941.14\n728.43\n7569.28\n59363.85\n921.38\nApr-24\n791.84\n744.79\n5729.47\n31813.12\n938.01\nMay-24\n1057.64\n899.38\n7950.08\n42290.80\n1690.28\nJun-24\n927.30\n849.61\n7224.24\n41224.15\n1155.79\nJul-24\n1059.13\n920.88\n8228.22\n44159.41\n1318.93\nAug-24\n974.38\n965.97\n8669.34\n47536.92\n1233.10\nSep-24\n1009.71\n860.54\n8371.33\n49927.24\n1408.88\nOct-24\n1020.11\n866.85\n8101.53\n53319.09\n1447.54\nNov-24\n868.41\n864.37\n7253.15\n51210.15\n1359.22\nDec-24\n931.58\n1071.61\n8017.72\n50767.85\n1541.29\nJan-25\n839.48\n911.06\n7381.34\n46337.89\n1363.63\nFeb-25\n815.47\n837.66\n6111.38\n44459.81\n1346.33\nSource: Reserve Bank of Zimbabwe, 2025\nTABLE 12.2 ZETTSS AND RETAIL PAYMENTS\nVolume of Transactions ('000's)\nInternet\nMobile \nPOS \nATM \nMONTH \nRTGS \n \n \n31 \n \n \n \nMonth-Year\nEXPORTS \nIMPORTS \nTOTAL TRADE\nTRADE BALANCE \nJan-23\n4276.93\n6337.62\n10614.55\n-2060.68\nFeb-23\n4358.70\n6234.39\n10593.09\n-1875.69\nMar-23\n5153.04\n7463.66\n12616.71\n-2310.62\nApr-23\n5555.48\n7084.18\n12639.66\n-1528.70\nMay-23\n6542.42\n8503.11\n15045.53\n-1960.69\nJun-23\n6414.81\n7273.06\n13687.87\n-858.26\nJul-23\n6032.32\n7794.98\n13827.30\n-1762.66\nAug-23\n6497.88\n8169.83\n14667.71\n-1671.95\nSep-23\n6781.03\n7730.52\n14511.55\n-949.49\nOct-23\n8318.67\n9013.21\n17331.88\n-694.55\nNov-23\n6812.85\n8273.27\n15086.13\n-1460.42\nDec-23\n5506.35\n8168.50\n13674.86\n-2662.15\nJan-24\n5408.98\n6942.02\n12351.01\n-1533.04\nFeb-24\n6450.15\n7296.92\n13747.06\n-846.77\nMar-24\n5346.93\n7204.81\n12551.74\n-1857.88\nApr-24\n5134.64\n7443.71\n12578.35\n-2309.08\nMay-24\n5830.07\n7460.38\n13290.45\n-1630.32\nJun-24\n5240.10\n7550.05\n12790.15\n-2309.95\nJul-24\n5482.83\n8283.26\n13766.09\n-2800.42\nAug-24\n6740.45\n8762.63\n15503.08\n-2022.18\nSep-24\n5749.74\n7848.66\n13598.40\n-2098.92\nOct-24\n6981.18\n8359.42\n15340.60\n-1378.25\nNov-24\n9052.31\n9523.18\n18575.50\n-470.87\nDec-24\n6924.02\n8897.45\n15821.48\n-1973.43\nJan-25\n6520.45\n7491.51\n14011.96\n-971.07\nFeb-25\n5125.87\n7302.84\n12428.71\n-2176.97\nSource: ZIMSTAT, 2025\nTABLE 13: MERCHANDISE TRADE STATISTICS\n(US$ Millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_February_2025.pdf"}
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+{"doc_id": "4351409432dea2c67c02d81e1009d521", "text": "i \n \n \n \n \n \n \n \nJANUARY 2019 \n \n1 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ........................................................................................ 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ......................................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS ..................................................................................... 4 \nMONETARY DEVELOPMENTS ............................................................................................................ 6 \nSTOCK MARKET DEVELOPMENTS ................................................................................................... 7 \nINFLATION OUTTURN ........................................................................................................................... 8 \nAnnual Inflation ...................................................................................................................................... 8 \nMonthly Inflation .................................................................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ........................................................................................................ 9 \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n2018 \n \nDecember \n2019 \n \nJanuary \nMonth-on- \nMonth \nChange (%) \nYearly Inflation3 (%) \n42.09 \n56.90 \n \nMonthly Inflation3 (%) \n9.03 \n10.75 \n \nNational Payment System Transactions2 \n(US$ millions) \n16 090.61 \n13 575.37 \n-15.63 \nMoney Supply2 (US$ millions) \n10 009.91 \n9 857.03 \n-1.53 \nMoney Supply (M3) Annual Growth2 (%) \n28.05 \n30.64 \n \nNominal Lending Rate2 (% per annum) \n4.00-18.00 \n4.00-18.00 \n \nMerchandise Exports3 (US$ millions) \n364.8 \n292.6 \n-19.8 \nMerchandise Imports3 (US$ millions) \n494.7 \n336.8 \n-31.9 \nTrade Balance3 (US$ millions) \n129.9 \n44.2 \n-65.97 \nZ.S.E All share Index \n146.24 \n157.54 \n7.73 \nZ.S.E. Mining Index1 \n227.71 \n213.13 \n-6.40 \nZ.S.E. Industrial Index1 \n487.13 \n525.90 \n7.96 \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring \nthe \nmonth \nof \nJanuary \n2019, \ninternational commodity prices for copper, \nprecious metals and oil firmed. Copper prices, \nhowever, recorded a decline. \n \n Precious Metals \nGold and platinum prices increased by 3.3% and \n1.2%, to close at monthly averages of \nUS$1,291.67/oz and US$805.83/oz in January \n2019, respectively. Prices were supported by an \nincrease in safe haven demand for precious \nmetals, on account of a weaker US dollar and \nhigher volatility in equity markets. \n \nFigure. 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2019 \n \nBase Metals \nAverage prices for copper declined by 2.6% to \nUS$5,963.91/tonne in January 2019. The \nescalation of the US-China trade disputes \ncoupled \nwith \nslackening \nglobal \ndemand \nweighed down the price of copper. Nickel \nprices, \nhowever, \nrose \nby \n9.3% \nto \nUS$11,493.64/tonne in the same month. Supply \nconstraints in Indonesia, one of the world’s top \nnickel producers, boosted nickel prices.. Trends \nin base metal prices are shown in Figure 2. \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2019 \n \n \nBrent Crude Oil \nBrent crude prices rose by 3.2%, from a monthly \naverage of US$58.32/barrel in December 2018, \nto US$60.21/barrel in January 2019. This \nfollowed supply cuts by the Organization of \nPetroleum Exporting Countries. Geo-political \ntensions in Venezuela and Iran, and a drop in US \nfuel stockpiles, contributed to the increase in oil \nprices. \n \n \n \n \n \n \n \n600\n700\n800\n900\n1000\n1100\n1200\n1300\n1400\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nUS$/oz.\nGold\nPlatinum\n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n \n \n \n4 \n \nFigure 3: International crude oil prices \n(US$/barrel) \nSource: Bloomberg, 2019 \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade for January 2019 \namounted to US$629.4 million, down from \nUS$859.6 million recorded in December 2018. \nThe decline was on account of a slowdown in \nboth merchandise exports and imports. \nMerchandise Export Developments \nMerchandise exports declined by 19.8% to \nUS$292.6 million in January 2019, compared to \nUS$364.8 million recorded in the previous \nmonth. This followed declines in exports of \nflue-cured tobacco, ferro-chrome, chromium \nores & concentrates, diamonds, cotton and \nplatinum. Exports of gold and nickel mattes, \nhowever, registered increases, during the period \nunder analysis. \n \n \n \n1 Unwrought platinum excludes other platinum group of \nmetals (PGMs) \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2019 \n \n \nTable 1 shows the major export commodities for \nDecember 2018 and January 2019. \n \n \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nDec-18 \nUS$m \nJan-19 \nUS$m \nShare of \nTotal \nExports \n(%) \n Flue-cured tobacco \n115.8 \n63.1 \n21.6 \n Semi-manufactured gold \n64.4 \n64.5 \n22 \n Nickel mattes \n49.4 \n56 \n19.2 \n Nickel ores and concentrates \n35.9 \n35.6 \n12.2 \n Industrial diamonds \n18.9 \n3.7 \n1.3 \n Ferro-chromium \n18.9 \n14.9 \n5.1 \n Chromium ores and \nconcentrates \n7.2 \n4.7 \n1.6 \n Cane sugar \n6.8 \n4.3 \n1.5 \n Unwrought Platinum1 \n4.5 \n4.1 \n1.4 \n Ginned cotton \n3.1 \n2.2 \n0.8 \n Other \n40 \n39.5 \n13.5 \n Total \n364.8 \n292.6 \n100 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nUS$/barrel\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\n \n \n \n5 \n \nThe \ncountry’s \ntop \nmerchandise \nexport \ndestinations in January 2019 were as follows: \nSouth Africa (53.1%); the United Arab Emirates \n(14.4%), Mozambique (7.4%), Kenya (1.3%) \nand Zambia (1.2%), as shown in Figure 5. \nFigure 5: Top Five Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nMerchandise Import Developments \nDuring the month under review, merchandise \nimports declined by 31.9% to US$336.8 million. \nEnergy imports (diesel, petrol and electricity) \naccounted for the highest proportion of total \nmerchandise imports, at 29.7%. \nTable 2 shows the country’s major import \ncommodities for the month of December 2018 \nand January 2019. \n \n \n \n \n \n Table 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem. \nCommodity \nDec-18 \nUS$ \nJan-19 \nUS$ \nShare \nof \nTotal \nImports \n(%) \n Diesel \n78.1 \n60.6 \n18 \n Unleaded petrol \n37.9 \n36.4 \n10.8 \n Aviation Spirit (Jet A1) \n5 \n9.6 \n2.9 \n Wheat \n10.8 \n7.6 \n2.3 \n Insecticides \n3.4 \n4.9 \n1.5 \n Crude soya bean oil \n15 \n4.6 \n1.4 \n Herbicides \n8.7 \n3.8 \n1.1 \n Medicines \n1.7 \n3.8 \n1.1 \n Electricity \n3 \n2.9 \n0.9 \n Road tractors for semi-\ntrailers \n4.3 \n2.3 \n0.7 \n Other \n326.9 \n200.1 \n59.4 \n Total \n494.7 \n336.8 \n100 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nThe country sourced imports mainly from \nSingapore, 30.6%; South Africa, 28.1%; China, \n11.3%; United Kingdom, 4.4%; and Mauritius, \n2.9%, as shown in Figure 6. \n \n \n \n \n \n \n \n \n53.1%\n14.4%\n7.4%\n1.3%\n1.2%\n South Africa\n United Arab Emirates\nMozambique\nKenya\n Zambia\n \n \n \n6 \n \nFigure 6: Top Five Merchandise Import \nSources (% Share). \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nMerchandise Trade Balance \nThe country’s merchandise trade deficit \nnarrowed by 65.97%, from US$129.9 million in \nDecember 2018, to US$44.2 million in January \n2019. \n \n \n \n \n \n \n \n \n \n2 Provisional figures. \n3 From November 2017, broad money adjusted by reclassification of \nlines of credit that were incorrectly classified as deposits included in \nFigure 7: Merchandise Trade Balance \n(US$m) \nSource: ZIMSTAT, 2019 & RBZ Computations, 2019 \nMONETARY DEVELOPMENTS2 \n \nAnnual broad money supply3 growth increased \nby 5.56 percentage points to 30.64% in January \n2019, from 28.05% in January 2018. The growth \nreflected an increase in broad money stock, from \n$7 544.94 million in January 2018 to $9 857.03 \nmillion in January 2019. \n \nThe annual growth in money supply was, in \nlarge part, attributable to expansions in demand \ndeposits, 37.97%; currency in circulation, \n43.10%; and time deposits, 0.88%. This was \npartially offset by the decline of 8.84% in \nnegotiable certificates of deposits (NCDs). \n \nOn a month-on-month basis, broad money \nsupply declined by 1.53%, from $10 009.91 \nmillion in December 2018 to $9 857.03 million \nin January 2019. \nbroad money. This reduced the stock of money and at the same time \nreducing the net foreign assets of other depository corporations. \n \n28.1%\n30.6%\n11.3%\n4.4%\n2.9%\n South Africa\n Singapore\nChina\nUnited\nKingdom\nMauritius\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nExports\nImports\nTrade Balance\n \n \n \n7 \n \nFigure 8: Broad Money in Levels and \nGrowth Rates \nSource: Reserve Bank of Zimbabwe, 2019 \n \nIn terms of proportions, demand deposits \naccounted for 79.71% of broad money; time \ndeposits, 14.88%; currency in circulation, \n4.82%; and negotiable certificates of deposits, \n0.60%. \nFigure 9: Composition of Money Supply \n \n \nSource: Reserve Bank of Zimbabwe, 2019 \nCredit to the private sector recorded an annual \ngrowth of 9.41% in January 2019. On a month-\non-month basis, however, credit to the private \nsector declined by 3.61% to $3 912.30 million, \nduring the month under review. \nPrivate sector credit was distributed as follows: \nhouseholds, 25.52%; agriculture, 20.10%; \nservices, \n13.72%; \ndistribution, \n13.39%; \nmanufacturing, 9.78%; financial organisations \nand investments, 6.65%; mining, 4.74%; \nconstruction, \n3.08%; \nand \ntransport \nand \ncommunications, 2.39%. \nFigure 10: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2019 \n \nSTOCK MARKET DEVELOPMENTS \n \nThe Zimbabwe Stock Exchange (ZSE) was \ncharacterized by bullish performance, during the \nmonth of January 2019. Resultantly, the All \nShare price Index firmed by 7.73% to close at \n157.54 points. Similarly, the Top 10 Index also \nrose by 9.14% points to close at 158.28 points. \n0\n5\n10\n15\n20\n25\n30\n35\n40\n45\n50\n -\n 2\n 4\n 6\n 8\n 10\n 12\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\n%\n$ Billions\nM3\nM3 Annual Growth rate\nDemand \ndeposits\n79.71%\nTime \nDeposits\n14.88%\nCurrency in \nCirculation\n4.81%\nNegotiable \nCertificates of \nDeposits\n0.60%\nConstruction\n3%\nTransport and \nCommunication\n2%\nMining\n5%\nFin \nOrgan & \nInvest\n7%\nDistrubution\n13%\nServices\n14%\nManufacturing\n10%\nAgriculture\n20%\nHouseholds\n25%\nOther\n1%\n \n \n \n8 \n \n Figure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \n \nThe industrial index gained 7.96%, to close the \nmonth under review at 525.90 points. The \nmining index, however, shed 6.4% to close at \n213.13 points, during the same month. \n \nFigure 12: Zimbabwe Stock Exchange \nIndicies \nSource: Zimbabwe Stock Exchange, 2019 \n \nThe volume of shares traded on the local bourse \ndeclined by 14.36% to 122.78 million shares in \nJanuary 2019, from 143.37 million shares \ntraded in December 2018. The value of shares \ntraded, however, increased by 18.62% to \n$110.28 million, from $92.97 million in \nDecember 2018. \n \nFigure 13: ZSE Monthly Volumes and \nValues Traded \n \nSource: Zimbabwe Stock Exchange, 2019 \nForeign investor participation, as measured by \nforeigners’ contribution to the value of shares \ntraded, stood at 36.81% in January 2019, up \nfrom 30.36% in December 2018. \nZSE market capitalisation registered a US$1.46 \nbillion gain, to close at US$20.89 billion in \nJanuary 2019. On a year-year-on year basis, \nZSE \nmarket \ncapitalization \nincreased \nby \n141.41%. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nThe annual headline inflation increased by \n14.81 percentage points to 56.90% in January \n2019, from 42.09% in December 2018. This was \n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n40.00\n90.00\n140.00\n190.00\n240.00\n31-Jan-18\n28-Feb-18\n31-Mar-18\n30-Apr-18\n31-May-18\n30-Jun-18\n31-Jul-18\n31-Aug-18\n30-Sep-18\n31-Oct-18\n30-Nov-18\n31-Dec-18\n31-Jan-19\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n0\n50\n100\n150\n200\n250\n300\n0\n100\n200\n300\n400\n500\n600\n700\n800\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\n1,100\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nValues Traded ($ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n9 \n \ndriven by increases in food and non-food \ninflation of 63.70% and 53.60%, respectively. \nThe rise in both food and non-food inflation was \nlargely attributed to escalating parallel market \nforeign currency premiums. \n \nThe largest contributors to annual inflation were \ntransport, furniture and household equipment; \ntransport; and clothing and footwear categories, \namong others. \n \nFigure 14: Annual Inflation (%) \nSource: ZIMSTAT, 2019 \n \nMonthly Inflation \n \nMonth-on-month inflation stood at 10.75% in \nJanuary 2019, an increase of 1.72 percentage \npoints from 9.03% recorded in December 2018. \nThe increase was largely driven by an \nacceleration in non-food inflation which stood \nat 12.83% in January 2019, up from 9.01% in \nDecember 2018. Food inflation, however, \ndeclined from 9.07% in December 2018, to \n6.94% in January 2019. \n \nFigure 15: Month-on-Month Inflation (%)\nSource: ZIMSTAT, 2019 \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nThe value of transactions processed through the \nNational Payment System (NPS) declined by \n15.6% to US$13.57 billion in January 2019, \nfrom US$16.09 billion in December 2018. \nTransaction volumes also recorded a decrease of \n7.2% to close at 178.28 million in January 2019, \nfrom 192.03 million in December 2018. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system fell \nby 17.4%, from US$8.36 billion in December \n2018 to US$6.9 billion in January 2019. In \ntandem, the volume of RTGS transactions also \nregistered a 16.1% decline, to close at 401,520 \ntransactions in the same period. \n \n \n \n \n \n \n0\n5\n10\n15\n20\n25\n30\n35\n40\n45\n50\n55\n60\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nHeadline Inflation\nFood\nNon Food\n-2.0\n0.0\n2.0\n4.0\n6.0\n8.0\n10.0\n12.0\n14.0\n16.0\n18.0\nJan-18\nMar-18\nMay-18\nJul-18\nSep-18\nNov-18\nJan-19\n \n \n \n10 \n \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \nCash transactions \n \nThe value of cash based transactions stood at \nUS$254.13 million in January 2019, a 22.3% \ndecline from US$327.47 million recorded in \nDecember 2018. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMobile and Internet Based Transactions \nMobile and internet value based transactions \ndeclined by 21.4% to $4.67 billion as at end of \nJanuary 2019, from $5.94 billion in December \n2018. The volume of mobile and internet based \ntransactions \nconstituted \n76.22% \nof \nNPS \ntransactions, during the period under analysis. \n \nCard Based Transactions \nThe total value of card based transactions \namounted to US$1.29 billion in January 2019, \nup from US$917 million in December 2018. \n \n \n \nJANUARY 2019 \nRESERVE BANK OF ZIMBABWE \n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n 8.0\n 9.0\n0\n100\n200\n300\n400\n500\n600\n700\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nValue in $ Billions\nVolume in Thousands\nVolume\nValue\n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n13 \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n16 \n 4.2 Liabilities \n \n \n \n \n \n \n \n17 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n18 \n 5.2 Liabilities \n \n \n \n19 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n20 \n 6.2 Liabilities \n \n \n \n \n \n21 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n22 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n23 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n24 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n25 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n26 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n27 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n28 \n 11. Exchange Rates \n \n \n \n \n \n \n \n29 \n \n \n \n \n \n12 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 30 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 31 \n \n13.2 Volumes of Transactions \n \n \n \n \n 32 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n13 \n \n \nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nNet Foreign Assets\n-1,370,261.96\n-1,418,260.19\n-1,632,912.01\n-1,645,842.76\n-1,725,931.55\n-1,508,217.61\n-1,499,686.15\n-1,804,600.44\n-1,815,294.15\n-1,728,377.38\n-1,725,207.58\n-1,877,294.72\n-1,874,425.56\nCentral Bank(net)\n-1,184,176.73\n-1,238,013.30\n-1,469,367.91\n-1,454,496.55\n-1,468,598.27\n-1,217,451.12\n-1,275,444.50\n-1,513,864.28\n-1,555,285.99\n-1,455,053.24\n-1,541,066.06\n-1,758,219.23\n-1,766,538.71\nForeign Assets\n296,246.77\n293,630.88\n253,622.18\n257,569.81\n314,006.88\n510,355.35\n528,307.45\n290,596.25\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n303,248.18\nForeign Liabilities\n1,480,423.50\n1,531,644.18\n1,722,990.09\n1,712,066.36\n1,782,605.15\n1,727,806.48\n1,803,751.95\n1,804,460.53\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\nOther Depository Corporations(net)\n-186,085.23\n-180,246.89\n-163,544.10\n-191,346.21\n-257,333.28\n-290,766.49\n-224,241.66\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\nForeign Assets\n261,618.30\n258,085.28\n297,434.24\n261,946.07\n296,836.55\n263,405.79\n320,981.77\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\nForeign Liabilities\n447,703.53\n438,332.17\n460,978.35\n453,292.29\n554,169.83\n554,172.27\n545,223.42\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\nNet Domestic Assets (NDA)\n8,915,206.07\n8,949,874.35\n9,326,215.99\n9,468,421.41\n9,984,853.80\n10,351,577.44\n10,883,377.40\n11,301,536.89\n11,637,230.97\n11,491,870.79\n11,515,658.20\n11,887,199.99\n11,731,452.83\nDomestic Claims\n10,466,916.30\n10,514,627.41\n11,000,141.88\n11,386,721.27\n11,846,066.17\n12,410,120.00\n13,195,525.47\n13,840,196.20\n14,162,804.05\n14,361,247.61\n14,642,956.80\n14,982,344.65\n15,268,955.01\nClaims on Central Government(net)\n6,186,622.75\n6,217,153.41\n6,614,169.62\n6,945,662.37\n7,361,243.19\n7,703,126.14\n8,707,427.93\n9,245,237.20\n9,367,999.90\n9,453,371.60\n9,709,749.15\n9,992,336.76\n10,397,721.31\nClaims on Central Government\n6,365,120.36\n6,411,440.40\n6,770,958.92\n7,083,205.15\n7,510,470.60\n7,834,035.83\n8,782,266.41\n9,319,418.72\n9,454,322.45\n9,547,216.70\n9,799,794.74\n10,074,924.82\n10,481,274.02\nCentral Bank\n4,002,809.96\n4,073,776.80\n4,316,965.46\n4,510,854.75\n4,687,116.02\n4,961,290.78\n5,486,379.33\n5,949,540.54\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,438,578.19\nODCs\n2,362,310.40\n2,337,663.61\n2,453,993.46\n2,572,350.40\n2,823,354.57\n2,872,745.05\n3,295,887.08\n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\nLess Liabilities to Central Government\n178,497.61\n194,286.99\n156,789.30\n137,542.78\n149,227.40\n130,909.69\n74,838.48\n74,181.52\n86,322.55\n93,845.11\n90,045.59\n82,588.06\n83,552.71\nCentral Bank\n71,168.00\n93,049.24\n42,096.19\n41,970.42\n41,857.98\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\nODCs\n107,329.61\n101,237.76\n114,693.11\n95,572.36\n107,369.43\n89,210.62\n33,130.77\n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\nClaims on Other Sectors\n4,280,293.55\n4,297,474.00\n4,385,972.26\n4,441,058.90\n4,484,822.98\n4,706,993.86\n4,488,097.54\n4,594,959.00\n4,794,804.16\n4,907,876.01\n4,933,207.65\n4,990,007.89\n4,871,233.70\nOther Financial Corporations\n59,033.61\n62,633.68\n69,429.67\n74,313.48\n60,319.74\n67,789.70\n133,851.47\n141,976.37\n145,256.31\n149,474.39\n146,924.77\n156,610.64\n163,570.22\nState and Local Government\n55,046.17\n54,613.41\n48,750.40\n52,851.54\n51,746.27\n49,509.94\n54,356.85\n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\nPublic Non Financial Corporations\n590,546.93\n592,869.46\n571,018.58\n584,553.05\n571,881.14\n678,604.79\n653,645.57\n675,218.20\n707,808.19\n714,396.35\n759,288.09\n737,586.90\n760,026.12\nPrivate Sector\n3,575,666.84\n3,587,357.45\n3,696,773.61\n3,729,340.82\n3,800,875.83\n3,911,089.43\n3,646,243.64\n3,724,967.47\n3,890,142.17\n4,004,414.16\n3,989,955.06\n4,058,650.69\n3,912,302.09\nCentral Bank\n14,203.44\n14,223.70\n15,959.49\n14,425.53\n19,406.23\n19,822.36\n20,351.40\n22,784.69\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\nODCs\n3,561,463.40\n3,573,133.75\n3,680,814.12\n3,714,915.30\n3,781,469.60\n3,891,267.06\n3,625,892.25\n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\nOther Items(Net)\n1,551,710.23\n1,564,753.06\n1,673,925.89\n1,918,299.85\n1,861,212.37\n2,058,542.55\n2,312,148.07\n2,538,659.31\n2,525,573.08\n2,869,376.82\n3,127,298.60\n3,095,144.66\n3,537,502.18\nShares and Other Equity\n1,838,240.04\n1,868,540.56\n1,895,980.71\n1,893,321.46\n1,925,814.17\n1,993,144.37\n2,192,599.84\n2,239,731.19\n2,135,709.67\n2,187,396.87\n2,221,755.34\n2,281,378.82\n2,281,748.45\nLiabilities to Other Financial Corporations\n2,600.12\n2,920.26\n6,906.82\n16,085.12\n19,885.58\n21,559.36\n32,602.91\n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\nRestricted Deposits\n83,202.55\n63,087.75\n58,609.87\n58,351.76\n51,411.94\n65,963.28\n41,991.83\n46,269.35\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-372,332.47\n-369,795.52\n-287,571.51\n-49,458.49\n-135,899.32\n-22,124.46\n44,953.48\n219,317.70\n297,075.34\n571,900.47\n846,089.55\n753,702.76\n1,199,451.00\nBroad Money-M3\n7,544,944.11\n7,531,614.16\n7,693,303.98\n7,822,578.65\n8,258,922.25\n8,843,359.83\n9,383,691.25\n9,496,936.45\n9,821,936.82\n9,763,493.41\n9,790,450.62\n10,009,905.27\n9,857,027.27\nSecurities Other than Shares Included in Broad Money\n65,056.19\n75,354.27\n77,311.81\n83,964.91\n88,015.27\n66,844.08\n89,499.33\n66,484.46\n52,419.97\n61,703.77\n50,864.73\n58,584.04\n59,302.10\nBroad Money-M2\n7,479,887.91\n7,456,259.89\n7,615,992.16\n7,738,613.74\n8,170,906.98\n8,776,515.75\n9,294,191.92\n9,430,452.00\n9,769,516.85\n9,701,789.65\n9,739,585.90\n9,951,321.23\n9,797,725.16\nOther Deposits\n1,453,958.89\n1,458,797.16\n1,490,952.43\n1,374,640.48\n1,442,460.95\n1,459,140.37\n1,501,520.77\n1,524,244.03\n1,488,981.24\n1,427,834.38\n1,430,427.17\n1,508,902.47\n1,466,797.51\nNarrow Money-M1\n6,025,929.03\n5,997,462.73\n6,125,039.73\n6,363,973.26\n6,728,446.03\n7,317,375.38\n7,792,671.15\n7,906,207.97\n8,280,535.61\n8,273,955.26\n8,309,158.73\n8,442,418.76\n8,330,927.65\nTransferable Deposits\n5,694,853.78\n5,665,622.98\n5,784,508.89\n6,016,373.81\n6,374,245.17\n6,938,172.87\n7,365,729.27\n7,444,516.45\n7,789,665.52\n7,792,430.08\n7,817,001.46\n7,940,376.20\n7,857,164.47\nCurrency Outside Depository Corporations\n331,075.25\n331,839.74\n340,530.85\n347,599.45\n354,200.86\n379,202.52\n426,941.88\n461,691.52\n490,870.09\n481,525.19\n492,157.27\n502,042.57\n473,763.18\nSource: Reserve Bank of Zimbabwe,2019\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n14 \n \n \nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nMOM \nNet Foreign Assets\n-1,184,176.73\n-1,238,013.30\n-1,469,367.91\n-1,454,496.55\n-1,468,598.27\n-1,217,451.12\n-1,275,444.50 -1,513,864.28 -1,555,285.99 -1,455,053.24 -1,541,066.06 -1,758,219.23 -1,766,538.71\n-8,319.48\nClaims on Non Residents\n296,246.77\n293,630.88\n253,622.18\n257,569.81\n314,006.88\n510,355.35\n528,307.45\n290,596.25\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n303,248.18\n7,282.52\nOfficial Reserves Assets\n158,151.02\n155,811.96\n151,870.93\n148,866.28\n203,306.89\n163,434.94\n180,936.77\n189,263.65\n136,268.14\n153,107.92\n137,602.74\n86,950.64\n80,847.73\n-6,102.91\nOther Foreign Assets\n138,095.75\n137,818.91\n101,751.25\n108,703.53\n110,699.99\n346,920.41\n347,370.68\n101,332.60\n101,582.56\n102,375.02\n110,077.40\n209,015.01\n222,400.44\n13,385.43\nLess Liabilities to Non Residents\n1,480,423.50\n1,531,644.18\n1,722,990.09\n1,712,066.36\n1,782,605.15\n1,727,806.48\n1,803,751.95\n1,804,460.53\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n15,602.00\nShort Term Liabilities\n983,052.84\n1,033,413.81\n1,224,423.97\n1,213,571.58\n1,284,003.16\n1,229,630.31\n1,303,458.23 1,303,461.16 1,291,247.23 1,207,367.88 1,300,370.95 1,563,599.81 1,574,674.14\n11,074.33\nOther Foreign Liabilities\n497,370.66\n498,230.37\n498,566.12\n498,494.78\n498,601.99\n498,176.16\n500,293.72\n500,999.37\n501,889.46\n503,168.29\n488,375.25\n490,585.08\n495,112.75\n4,527.67\nNet Domestic Assets (NDA)\n3,659,970.31\n3,543,535.61\n3,791,063.48\n3,672,870.69\n3,825,066.36\n3,730,783.67\n4,065,390.03 4,481,716.72 4,447,028.54 4,315,628.88 4,676,984.28 5,016,440.09 4,795,543.60 -220,896.49\nDomestic Claims\n4,407,396.99\n4,440,150.98\n4,733,231.32\n4,949,000.69\n5,100,533.66\n5,420,856.73\n6,026,539.60 6,509,710.94 6,826,230.06 6,991,768.06 7,189,089.87 7,598,696.62 7,999,682.43\n400,985.81\nNet Claims on Central Government\n3,961,641.96\n3,980,727.56\n4,274,869.27\n4,468,884.32\n4,645,258.05\n4,919,591.70\n5,444,671.63 5,907,750.89 6,261,510.96 6,394,998.92 6,578,607.86 6,983,331.70 7,397,211.76\n413,880.06\nClaims on Central Government\n4,002,809.96\n4,073,776.80\n4,316,965.46\n4,510,854.75\n4,687,116.02\n4,961,290.78\n5,486,379.33\n5,949,540.54\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,438,578.19\n413,925.43\nOf which: Securities Other than Shares\n1,481,110.28\n1,479,552.84\n1,546,995.94\n1,560,622.17\n1,597,939.74\n1,655,951.61\n1,767,970.98 2,124,232.15 2,107,570.78 2,109,129.00 2,073,611.90 2,062,178.19 2,377,373.84\n315,195.66\nLoans\n2,521,699.68\n2,594,223.95\n2,769,969.52\n2,950,232.58\n3,089,176.28\n3,305,339.17\n3,718,408.35\n3,825,308.38\n4,195,635.11\n4,327,555.56\n4,546,326.96\n4,962,474.58\n5,061,204.35\n98,729.77\n Loans and Advances\n2,246,782.40\n2,319,307.01\n2,495,052.07\n2,677,530.89\n2,816,474.69\n3,032,637.59\n3,445,708.69 3,552,608.66 3,925,152.95 3,092,815.50 3,259,847.32 3,618,214.10 3,632,085.91\n13,871.81\n Legacy Debt\n274,917.28\n274,916.94\n274,917.46\n272,701.69\n272,701.59\n272,701.58\n272,699.66\n272,699.72\n270,482.16\n270,483.94\n270,476.30\n271,144.05\n291,998.61\n20,854.56\n Export Incentives\n356,286.07\n379,271.46\n416,035.49\n477,611.93\n530,141.11\n657,961.30\n685,670.05\n760,667.33\n878,452.43\n964,256.12\n1,016,003.35\n1,073,116.43\n1,137,119.83\n64,003.40\nLess Liabilities to Central Government\n41,168.00\n93,049.24\n42,096.19\n41,970.42\n41,857.98\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n45.37\nOf which: Deposits\n41,168.00\n93,049.24\n42,096.19\n41,970.42\n41,857.98\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n45.37\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n445,755.03\n459,423.42\n458,362.05\n480,116.36\n455,275.61\n501,265.03\n581,867.98\n601,960.04\n564,719.10\n596,769.14\n610,482.01\n615,364.93\n602,470.67\n-12,894.25\nOther Financial Corporations\n19,721.47\n21,217.48\n22,351.28\n27,040.76\n23,338.60\n25,383.43\n89,858.36\n90,693.36\n93,173.28\n95,076.36\n92,865.03\n104,283.41\n109,152.02\n4,868.61\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n411,830.12\n423,982.23\n420,051.27\n438,650.07\n412,530.77\n456,059.23\n471,658.22\n488,482.00\n450,432.88\n480,359.88\n496,226.90\n489,746.16\n476,287.89\n-13,458.27\nPrivate Sector\n14,203.44\n14,223.70\n15,959.49\n14,425.53\n19,406.23\n19,822.36\n20,351.40\n22,784.69\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n-4,304.59\nClaims on Other Depository Corporations\n204,516.36\n207,966.83\n215,726.13\n160,379.82\n270,870.78\n289,295.02\n301,846.44\n306,132.79\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n24,596.78\nOf which: Loans\n204,516.36\n207,966.83\n215,726.13\n160,379.82\n270,870.78\n289,295.02\n301,846.44\n306,132.79\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n24,596.78\nOther Liabilities to ODCs\n725,157.20\n894,833.23\n957,558.02\n1,227,106.07\n1,351,211.59\n1,762,290.93\n1,996,438.50 2,054,141.40 2,395,312.12 2,682,243.65 2,626,664.31 2,739,770.63 3,367,888.49\n628,117.86\nOf which: Aftrades Balances\n434,271.39\n392,081.59\n392,086.59\n393,049.36\n393,054.36\n445,143.93\n463,755.70\n489,416.24\n483,497.99\n388,000.00\n388,000.00\n388,000.00\n388,000.00\n0.00\n Securities\n239,009.68\n433,102.50\n492,624.92\n726,718.83\n844,572.29\n1,181,913.83\n1,425,661.22\n1,486,721.94\n1,823,973.56\n2,083,075.39\n1,964,016.64\n2,135,541.16\n2,726,599.60\n591,058.44\nOther Items(Net)\n226,785.84\n209,748.97\n200,335.95\n209,403.74\n195,126.49\n217,077.15\n266,557.51\n279,985.61\n290,045.02\n310,072.68\n264,615.13\n236,221.85\n254,583.08\n18,361.22\nShares and Other Equity\n331,769.05\n339,808.29\n340,070.83\n350,685.43\n351,770.33\n360,766.36\n433,728.61\n444,671.00\n454,134.87\n466,363.60\n467,391.73\n475,653.19\n464,456.24\n-11,196.95\nOther Items(Net)\n-188,185.76\n-193,147.08\n-198,344.74\n-199,633.45\n-208,055.78\n-209,652.49\n-209,162.93\n-210,954.74\n-210,281.05\n-224,343.90\n-219,916.07\n-260,446.06\n-226,959.59\n33,486.47\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n83,202.55\n63,087.75\n58,609.87\n58,351.76\n51,411.94\n65,963.28\n41,991.83\n46,269.35\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n-3,928.29\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n2,475,793.57\n2,305,522.30\n2,321,695.57\n2,218,374.14\n2,356,468.08\n2,513,332.55\n2,789,945.53 2,967,852.44 2,891,742.55 2,860,575.65 3,135,918.22 3,258,220.86 3,029,004.88 -229,215.98\nBond Coins\n63,474.09\n62,494.37\n68,055.24\n73,367.25\n79,420.27\n80,593.64\n80,812.71\n84,872.46\n86,177.94\n86,521.28\n86,507.82\n86,558.34\n86,671.08\n112.74\nBond Notes\n291,016.99\n289,314.98\n289,183.09\n289,120.92\n288,935.32\n307,595.14\n366,738.89\n399,951.59\n422,933.66\n434,935.71\n436,225.70\n435,985.12\n436,131.63\n146.50\nLiabilities to ODCs\n2,071,823.24\n1,908,121.60\n1,920,236.39\n1,813,681.70\n1,924,872.37\n2,112,051.33\n2,294,108.09 2,406,600.92 2,296,266.80 2,282,181.13 2,545,140.17 2,718,472.21 2,431,429.69 -287,042.52\nReserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n399,643.22\n393,439.26\n395,649.57\n2,210.31\nOther\n2,071,823.24\n1,908,121.60\n1,920,236.39\n1,813,681.70\n1,924,872.37\n2,112,051.33\n2,294,108.09 2,406,600.92 2,296,266.80 2,282,181.13 2,145,496.95 2,325,032.95 2,035,780.12 -289,252.83\nPrivate Deposits\n49,479.26\n45,591.35\n44,220.86\n42,204.27\n63,240.13\n13,092.44\n48,285.84\n76,427.47\n86,364.15\n56,937.52\n68,044.53\n17,205.18\n74,772.49\n57,567.30\nSource: Reserve Bank of Zimbabwe,2019\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n15 \n \n \nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nNet Foreign Assets\n-186,085.23\n-180,246.89\n-163,544.10\n-191,346.21\n-257,333.28\n-290,766.49\n-224,241.66\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\nClaims on Non Residents\n261,618.30\n258,085.28\n297,434.24\n261,946.07\n296,836.55\n263,405.79\n320,981.77\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\nOf Which: Foreign Currency\n66,893.60\n46,795.21\n57,869.75\n61,873.54\n71,684.03\n58,497.99\n61,888.30\n72,330.74\n61,523.80\n70,410.81\n84,619.66\n94,485.74\n113,427.55\nDeposits\n193,840.58\n210,411.05\n238,758.58\n199,270.91\n224,360.39\n204,103.25\n206,979.87\n171,610.30\n237,075.06\n236,895.75\n273,677.73\n310,319.40\n307,770.08\nOther\n884.13\n879.01\n805.91\n801.63\n792.13\n804.54\n52,113.60\n896.50\n910.05\n900.29\n901.68\n1,043.27\n1,605.91\nLess Liabilities to Non Residents\n447,703.53\n438,332.17\n460,978.35\n453,292.29\n554,169.83\n554,172.27\n545,223.42\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\nOf Which: Deposits\n61,969.26\n55,256.42\n85,081.69\n75,827.46\n77,458.35\n76,977.43\n71,906.41\n61,764.73\n91,213.72\n115,149.81\n86,609.01\n81,573.41\n81,808.20\nLoans\n385,734.27\n383,075.75\n375,896.65\n377,464.82\n476,711.48\n477,194.84\n473,317.01\n473,808.97\n468,303.36\n466,381.17\n456,731.58\n443,350.50\n448,882.19\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n7,350,474.82\n \n7,334,429.96\n \n7,472,096.38\n \n7,624,121.15\n \n8,098,814.54\n \n8,741,831.36\n \n9,132,705.19\n \n9,249,553.63\n9,504,710.75\n9,498,354.86\n9,414,390.34\n9,609,733.01\n9,416,378.45\nDomestic Claims\n6,089,519.31\n \n6,074,476.43\n \n6,266,910.56\n \n6,437,720.58\n \n6,745,532.52\n \n6,989,263.27\n \n7,168,985.87\n \n7,330,485.27\n7,336,573.99\n7,369,479.55\n7,453,866.93\n7,383,648.03\n7,269,272.57\nNet Claims on Central Government\n2,254,980.79\n \n2,236,425.85\n \n2,339,300.34\n \n2,476,778.04\n \n2,715,985.15\n \n2,783,534.43\n \n3,262,756.31\n \n3,337,486.31\n3,106,488.93\n3,058,372.68\n3,131,141.29\n3,009,005.06\n3,000,509.55\nClaims on Central Government\n2,362,310.40\n \n2,337,663.61\n \n2,453,993.46\n \n2,572,350.40\n \n2,823,354.57\n \n2,872,745.05\n \n3,295,887.08\n \n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\nSecurities\n2,335,991.08\n \n2,313,377.59\n \n2,434,830.12\n \n2,558,912.76\n \n2,814,916.90\n \n2,865,309.79\n \n3,291,375.03\n \n3,362,827.03\n3,145,693.06\n3,105,944.58\n3,172,866.99\n3,044,069.03\n3,038,282.27\nLoans\n26,319.33\n \n24,286.02\n \n19,163.34\n \n13,437.64\n \n8,437.68\n \n7,435.26\n \n4,512.05\n \n7,051.15\n5,423.50\n4,587.57\n6,988.90\n6,203.03\n4,413.55\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n107,329.61\n \n101,237.76\n \n114,693.11\n \n95,572.36\n \n107,369.43\n \n89,210.62\n \n33,130.77\n \n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\nOf which: Deposits\n107,329.61\n \n101,237.76\n \n114,693.11\n \n95,572.36\n \n107,369.43\n \n89,210.62\n \n33,130.77\n \n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n3,834,538.52\n \n3,838,050.58\n \n3,927,610.21\n \n3,960,942.53\n \n4,029,547.37\n \n4,205,728.83\n \n3,906,229.56\n \n3,992,998.96\n4,230,085.05\n4,311,106.88\n4,322,725.64\n4,374,642.97\n4,268,763.02\nOther Financial Corporations\n39,312.14\n \n41,416.20\n \n47,078.39\n \n47,272.71\n \n36,981.14\n \n42,406.27\n \n43,993.11\n \n51,283.01\n52,083.02\n54,398.03\n54,059.74\n52,327.23\n54,418.20\nState and Local Government\n55,046.17\n \n54,613.41\n \n48,750.40\n \n52,851.54\n \n51,746.27\n \n49,509.94\n \n54,356.85\n \n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\nPublic Non Financial Corporations\n178,716.82\n \n168,887.22\n \n150,967.31\n \n145,902.98\n \n159,350.37\n \n222,545.56\n \n181,987.35\n \n186,736.20\n257,375.31\n234,036.46\n263,061.19\n247,840.74\n283,738.23\nPrivate Sector\n3,561,463.40\n \n3,573,133.75\n \n3,680,814.12\n \n3,714,915.30\n \n3,781,469.60\n \n3,891,267.06\n \n3,625,892.25\n \n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\nClaims on the Central Bank\n2,551,893.63\n \n2,536,743.85\n \n2,474,448.22\n \n2,438,430.82\n \n2,557,149.58\n \n3,089,939.84\n \n3,471,170.30\n \n3,498,784.50\n3,799,833.82\n3,811,216.96\n3,726,890.73\n3,969,951.54\n3,950,061.19\nCurrency\n23,415.822\n \n19,969.614\n \n16,707.478\n \n14,888.726\n \n14,154.729\n \n8,986.260\n \n20,609.732\n \n23,132.54\n18,241.51\n39,931.81\n30,576.25\n20,500.90\n49,039.52\nOther Claims including Reserves\n2,528,477.81\n \n2,516,774.24\n \n2,457,740.74\n \n2,423,542.10\n \n2,542,994.86\n \n3,080,953.58\n \n3,450,560.57\n \n3,475,651.96\n3,781,592.32\n3,771,285.15\n3,696,314.48\n3,949,450.64\n3,901,021.67\nLiabilities to the Central Bank\n115,100.80\n \n111,232.81\n \n140,468.21\n \n82,369.89\n \n101,470.93\n \n119,810.71\n \n118,944.97\n \n136,950.59\n142,244.29\n147,588.60\n213,749.43\n229,588.29\n239,529.91\nOther Items(Net)\n1,175,837.32\n \n1,165,557.51\n \n1,128,794.20\n \n1,169,660.36\n \n1,102,396.63\n \n1,217,561.04\n \n1,388,506.01\n \n1,442,765.55\n1,489,452.77\n1,534,753.06\n1,552,617.90\n1,514,278.27\n1,563,425.41\nShares and Other Equity\n1,506,470.99\n \n1,528,732.27\n \n1,555,909.88\n \n1,542,636.03\n \n1,574,043.84\n \n1,632,378.01\n \n1,758,871.23\n \n1,795,060.19\n1,681,574.79\n1,721,033.27\n1,754,363.61\n1,805,725.63\n1,817,292.21\nLiabilities to other ressident sectors\n2,600.12\n \n2,920.26\n \n6,906.82\n \n16,085.12\n \n19,885.58\n \n21,559.36\n \n32,602.91\n \n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\nOther Items(Net)\n(333,233.80)\n \n(366,095.02)\n \n(434,022.51)\n \n(389,060.79)\n \n(491,532.80)\n \n(436,376.33)\n \n(402,968.13)\n \n-385,635.72\n-238,718.90\n-228,306.72\n-244,059.95\n-330,495.73\n-293,083.09\nDeposits and Securities Included in Broad Mone\n7,164,389.60\n \n7,154,183.07\n \n7,308,552.27\n \n7,432,774.94\n \n7,841,481.27\n \n8,451,064.87\n \n8,908,463.53\n \n8,958,817.46\n9,244,702.58\n9,225,030.71\n9,230,248.82\n9,490,657.52\n9,308,491.60\nDeposits Included in Broad Money\n7,099,333.40\n \n7,078,828.80\n \n7,231,240.46\n \n7,348,810.03\n \n7,753,466.00\n \n8,384,220.79\n \n8,818,964.20\n \n8,892,333.01\n \n9,192,282.61\n \n9,163,326.94\n \n9,179,384.09\n \n9,432,073.48\n \n9,249,189.49\n \nTransferable Deposits\n5,645,374.52\n5,620,031.64\n5,740,288.03\n5,974,169.54\n6,311,005.04\n6,925,080.42\n7,317,443.43\n7,368,088.98\n7,703,301.37\n7,735,492.56\n7,748,956.93\n7,923,171.01\n \n7,782,391.98\n \nMoney Market Instruments\n65,056.19\n \n75,354.27\n \n77,311.81\n \n83,964.91\n \n88,015.27\n \n66,844.08\n \n89,499.33\n \n66,484.46\n \n52,419.97\n \n61,703.77\n \n50,864.73\n \n58,584.04\n \n59,302.10\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n16 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment\n1 Governemt\nOther\n2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2017\nJan\n20.2\n \n111.0\n \n1,455.0\n \n239.8\n \n132.7\n \n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.3\n \n96.8\n \n1,488.5\n \n251.8\n \n145.1\n \n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.6\n \n66.4\n \n1,485.9\n \n260.5\n \n154.9\n \n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.7\n \n67.8\n \n1,495.2\n \n249.4\n \n219.3\n \n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nMay\n13.4\n \n56.9\n \n1,492.4\n \n272.5\n \n170.2\n \n75.3\n1,968.9\n20.3\n15.7\n33.6\n16.7\n16.3\n72.9\n3,447.8\n82.4\n486.1\n421.7\n644.4\n9,307.6\nJun\n7.4\n \n57.1\n \n1,674.9\n \n350.3\n \n92.1\n \n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.1\n \n45.2\n \n1,807.4\n \n302.3\n \n63.1\n \n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.3\n \n40.6\n \n2,061.9\n \n276.6\n \n165.3\n \n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.0\n \n38.1\n \n2,110.4\n \n226.8\n \n179.7\n \n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.7\n \n41.8\n \n2,139.3\n \n254.1\n \n190.8\n \n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.8\n \n46.1\n \n2,315.5\n \n289.8\n \n184.2\n \n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.6\n \n58.1\n \n2,592.0\n \n276.0\n \n213.4\n \n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.1\n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.0\n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.8\n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.0\n May\n3,593.7\n798.7\n1,558.4\n5,950.8\n454.6\n75.1\n6,480.5\n61.4\n243.5\n0.0\n95.2\n42.2\n1,448.6\n486.1\n450.1\n9,307.6\n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.8\n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.3\n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.5\n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.5\n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.9\n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.5\n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.7\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$ millions\n \n \n \n18 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\n Institutional Units\n3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJan\n17.7\n \n103.8\n \n1,322.4\n \n81.9\n \n128.2\n \n27.0\n \n1,485.0\n \n-\n \n15.4\n \n3.6\n \n15.9\n \n15.1\n \n68.6\n \n2,467.7\n \n53.9\n \n395.7\n \n251.9\n \n479.3\n \n6,933.1\n \nFeb\n16.3\n \n89.4\n \n1,396.1\n \n96.1\n \n137.3\n \n48.6\n \n1,502.5\n \n-\n \n15.5\n \n3.2\n \n15.0\n \n14.9\n \n68.2\n \n2,238.9\n \n239.7\n \n398.5\n \n266.0\n \n480.1\n \n7,026.4\n \nMar\n10.7\n \n63.3\n \n1,421.4\n \n83.2\n \n150.7\n \n53.5\n \n1,578.7\n \n-\n \n15.7\n \n3.8\n \n15.7\n \n15.7\n \n69.9\n \n2,554.3\n \n23.7\n \n422.4\n \n314.5\n \n484.0\n \n7,281.0\n \nApr\n9.8\n \n64.1\n \n1,383.4\n \n75.9\n \n209.0\n \n51.4\n \n1,744.4\n \n-\n \n15.8\n \n3.6\n \n15.8\n \n16.9\n \n74.0\n \n2,493.3\n \n26.4\n \n489.1\n \n263.7\n \n492.6\n \n7,429.3\n \nMay\n12.4\n \n52.6\n \n1,376.3\n \n119.9\n \n159.1\n \n75.3\n \n1,739.8\n \n-\n \n15.7\n \n33.6\n \n16.7\n \n16.3\n \n72.4\n \n2,528.3\n \n28.4\n \n486.1\n \n290.7\n \n492.0\n \n7,515.6\n \nJun\n7.0\n \n53.3\n \n1,578.5\n \n141.4\n \n82.2\n \n110.6\n \n1,786.8\n \n-\n \n16.0\n \n35.0\n \n47.9\n \n16.5\n \n82.2\n \n2,583.5\n \n23.9\n \n533.5\n \n273.6\n \n497.3\n \n7,869.2\n \nJul\n6.7\n \n40.9\n \n1,684.5\n \n137.6\n \n53.7\n \n103.6\n \n1,752.4\n \n-\n \n26.1\n \n34.4\n \n45.2\n \n16.9\n \n116.3\n \n2,495.4\n \n24.2\n \n513.6\n \n295.5\n \n482.1\n \n7,829.0\n \nAug\n11.8\n \n37.1\n \n1,882.4\n \n124.3\n \n161.2\n \n7.9\n \n1,856.2\n \n-\n \n26.3\n \n64.6\n \n41.3\n \n18.0\n \n145.0\n \n2,538.1\n \n23.8\n \n531.8\n \n272.6\n \n485.7\n \n8,228.1\n \nSep\n11.4\n \n35.8\n \n1,961.8\n \n109.6\n \n172.7\n \n31.3\n \n1,998.0\n \n-\n \n23.5\n \n65.0\n \n41.5\n \n15.6\n \n118.2\n \n2,585.7\n \n28.3\n \n472.8\n \n281.3\n \n487.7\n \n8,440.0\n \nOct\n8.1\n \n40.5\n \n1,961.8\n \n143.7\n \n175.7\n \n61.0\n \n2,106.6\n \n-\n \n24.4\n \n65.1\n \n34.8\n \n17.8\n \n99.1\n \n2,607.0\n \n29.4\n \n432.4\n \n287.8\n \n508.9\n \n8,604.1\n \nNov\n9.0\n \n45.1\n \n2,126.7\n \n161.1\n \n174.7\n \n74.3\n \n2,230.4\n \n-\n \n23.5\n \n65.4\n \n32.3\n \n19.6\n \n106.9\n \n2,618.1\n \n26.4\n \n417.7\n \n324.2\n \n511.4\n \n8,966.9\n \nDec\n11.4\n \n55.3\n \n2,373.9\n \n141.5\n \n203.5\n \n66.6\n \n2,128.7\n \n-\n \n23.5\n \n66.3\n \n29.4\n \n19.4\n \n145.0\n \n2,579.8\n \n40.0\n \n508.3\n \n324.5\n \n536.4\n \n9,253.6\n \n2018\nJan\n22.4\n \n64.1\n \n2,294.5\n \n192.1\n \n103.4\n \n81.9\n \n2,143.2\n \n-\n \n23.5\n \n65.9\n \n26.3\n \n20.6\n \n154.8\n \n2,451.1\n \n28.7\n \n501.0\n \n294.2\n \n538.9\n \n9,006.6\n \nFeb\n18.3\n \n44.0\n \n2,296.8\n \n223.7\n \n108.3\n \n96.2\n \n2,109.3\n \n-\n \n23.5\n \n66.1\n \n24.3\n \n21.1\n \n145.0\n \n2,461.5\n \n28.7\n \n507.8\n \n290.6\n \n536.3\n \n9,001.5\n \nMar\n14.8\n \n53.6\n \n2,238.8\n \n240.7\n \n124.5\n \n99.5\n \n2,164.0\n \n-\n \n23.5\n \n66.7\n \n19.2\n \n15.9\n \n127.1\n \n2,535.8\n \n30.4\n \n504.1\n \n325.8\n \n552.3\n \n9,136.6\n \nApr\n13.5\n \n56.7\n \n2,207.9\n \n275.0\n \n116.7\n \n78.5\n \n2,314.9\n \n-\n \n24.7\n \n67.0\n \n13.4\n \n20.9\n \n120.8\n \n2,519.8\n \n28.3\n \n532.0\n \n299.0\n \n554.9\n \n9,244.0\n \nMay\n12.9\n \n62.8\n \n2,309.0\n \n339.5\n \n130.1\n \n85.7\n \n2,562.4\n \n-\n \n25.0\n \n66.9\n \n8.4\n \n20.9\n \n134.0\n \n2,556.2\n \n23.9\n \n458.9\n \n307.9\n \n555.3\n \n9,659.8\n \nJune\n7.5\n \n52.6\n \n2,848.5\n \n331.8\n \n117.3\n \n84.1\n \n2,538.3\n \n-\n \n26.2\n \n66.5\n \n7.4\n \n19.4\n \n196.0\n \n2,662.2\n \n25.5\n \n551.4\n \n302.9\n \n563.4\n \n10,401.0\n \nJuly\n17.9\n \n54.3\n \n3,189.6\n \n281.1\n \n109.3\n \n95.4\n \n2,949.2\n \n-\n \n-\n \n67.5\n \n4.5\n \n21.0\n \n182.0\n \n2,414.6\n \n26.0\n \n611.4\n \n322.5\n \n565.1\n \n10,911.4\n \nAug\n21.0\n \n67.8\n \n3,196.7\n \n232.3\n \n102.5\n \n66.3\n \n3,014.9\n \n-\n \n-\n \n67.3\n \n7.1\n \n20.6\n \n186.7\n \n2,491.0\n \n29.8\n \n647.7\n \n329.4\n \n566.3\n \n11,047.4\n \nSep\n16.3\n \n58.2\n \n3,487.9\n \n305.3\n \n137.8\n \n78.0\n \n2,789.8\n \n-\n \n45.2\n \n68.1\n \n5.4\n \n20.4\n \n212.2\n \n2,577.1\n \n36.7\n \n637.4\n \n357.4\n \n571.8\n \n11,405.0\n \nOct\n33.1\n \n68.0\n \n3,505.8\n \n272.1\n \n173.1\n \n51.4\n \n2,728.8\n \n-\n \n45.2\n \n68.4\n \n4.6\n \n9.4\n \n188.8\n \n2,697.4\n \n38.7\n \n647.5\n \n353.2\n \n569.2\n \n11,454.9\n \nNov\n25.8\n \n81.4\n \n3,384.4\n \n264.6\n \n198.2\n \n63.9\n \n2,793.9\n \n-\n \n45.2\n \n68.7\n \n7.0\n \n8.1\n \n217.7\n \n2,672.3\n \n46.1\n \n633.2\n \n406.6\n \n569.8\n \n11,486.9\n \nDec\n18.2\n \n89.9\n \n3,737.0\n \n317.3\n \n224.4\n \n74.8\n \n2,633.7\n \n-\n \n43.4\n \n69.2\n \n6.2\n \n9.2\n \n204.3\n \n2,707.6\n \n53.7\n \n573.8\n \n406.2\n \n633.9\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2017\n Jan\n3,205.0\n317.1\n981.8\n4,503.9\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6,933.1\n Feb\n3,267.0\n318.3\n977.1\n4,562.4\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7,026.4\n Mar\n3,370.3\n313.3\n965.3\n4,648.9\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7,281.0\n Apr\n3,496.9\n328.5\n960.8\n4,786.1\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7,429.3\n May\n3,534.8\n331.2\n979.7\n4,845.7\n384.0\n53.4\n5,283.1\n50.8\n220.4\n0.0\n29.0\n41.9\n1,092.7\n486.1\n311.6\n7,515.6\n Jun\n3,792.5\n332.7\n949.8\n5,075.1\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.2\n Jul\n3,786.1\n326.0\n1,021.7\n5,133.8\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.0\n Aug\n4,198.3\n342.7\n1,010.3\n5,551.4\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.1\n Sep\n4,561.7\n355.5\n1,003.7\n5,921.0\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.0\n Oct\n4,771.6\n340.7\n927.8\n6,040.2\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.1\n Nov\n5,036.5\n380.1\n918.9\n6,335.5\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.9\n Dec\n5,143.9\n409.2\n850.3\n6,403.4\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.6\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt Public Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJan\n2.4\n \n7.0\n \n109.6\n \n157.7\n \n4.3\n \n-\n \n123.7\n \n20.8\n \n-\n \n-\n \n389.1\n \n-\n \n406.1\n \n106.3\n \n124.4\n \n1,451.4\n \nFeb\n1.2\n \n7.3\n \n69.3\n \n155.6\n \n7.4\n \n-\n \n162.0\n \n20.1\n \n-\n \n-\n \n394.4\n \n-\n \n410.1\n \n109.0\n \n124.2\n \n1,460.4\n \nMar\n1.6\n \n3.1\n \n35.5\n \n177.2\n \n4.0\n \n-\n \n164.2\n \n18.7\n \n-\n \n-\n \n404.4\n \n-\n \n413.0\n \n102.8\n \n124.2\n \n1,448.6\n \nApr\n0.7\n \n3.6\n \n73.4\n \n173.3\n \n9.8\n \n-\n \n158.6\n \n17.8\n \n-\n \n-\n \n392.5\n \n-\n \n432.3\n \n109.7\n \n125.1\n \n1,496.8\n \nMay\n0.9\n \n3.9\n \n81.5\n \n152.3\n \n10.8\n \n-\n \n168.2\n \n20.3\n \n-\n \n-\n \n394.4\n \n-\n \n451.1\n \n105.9\n \n126.1\n \n1,515.4\n \nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jan\n326.2\n522.1\n848.2\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1,451.4\n Feb\n326.1\n534.4\n860.5\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1,460.4\n Mar\n319.7\n523.2\n842.9\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1,448.6\n Apr\n399.6\n527.1\n926.6\n70.6\n16.0\n1,013.2\n21.8\n22.8\n0.0\n54.0\n0.2\n322.5\n62.3\n1,496.8\n May\n378.0\n536.0\n914.0\n70.7\n16.1\n1,000.8\n21.8\n23.0\n0.0\n66.2\n0.4\n325.8\n77.4\n1,515.4\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nSource:Reserve Bank of Zimbabwe,2019\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n22 \n \n \n \nAGRICULTURE\nCONSTRUCTION COMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nApr\n426,696.6\n43,836.6\n18,145.2\n340,025.3\n12,219.1\n271,824.0\n360,945.8\n134,101.0\n350,475.1\n42,208.4\n571,000.5\n12,492.9\n2,583,970.5\nMay\n428,874.0\n43,427.0\n16,689.0\n322,695.4\n12,252.6\n269,976.3\n360,929.9\n117,479.9\n354,102.7\n41,337.5\n569,798.9\n11,923.7\n2,549,487.0\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nSource:Reserve Bank of Zimbabwe,2019\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ ('000)\n \n \n \n23 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION COMMUNICATIONS DISTRIBUTION FINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.2\nMay\n301,531.2\n113,685.5\n220,541.8\n679,781.4\n320,878.2\n1,019,941.1\n417,418.5\n175,383.4\n1,454,718.3\n108,366.5\n667,019.7\n71,770.2\n5,551,035.8\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nSource: Reserve Bank of Zimbabwe,2019\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ ('000)\n \n24 \n \n \nEnd of\nNominal Lending \nRates 1\nIndividuals \nCorporate\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nAug\n4.00-18.00\n8.88\n6.95\nSep\n4.45-18.00\n8.86\n7.01\nOct\n4.45-18.00\n9.66\n7.06\nNov\n4.45-18.00\n9.66\n7.03\nDec\n4.45-18.00\n9.39\n7.00\n2018\nJan\n4.45-18.00\n9.33\n6.99\nFeb\n4.45-18.00\n9.57\n6.93\nMar\n4.45-18.00\n9.64\n6.98\nApr\n4.00-18.00\n9.32\n7.08\nMay\n4.00-18.00\n9.28\n7.09\nJun\n4.00-18.00\n9.32\n7.14\nJul\n4.00-18.00\n9.75\n6.97\nAug\n4.00-18.00\n9.87\n7.10\nSep\n4.00-18.00\n9.56\n7.11\nOct\n4.00-18.00\n9.47\n7.38\nNov\n4.00-18.00\n9.49\n7.38\nDec\n4.00-18.00\n9.48\n7.39\n2019\nJan\n4.00-18.00\n9.47\n7.40\n Source:Reserve Bank of Zimbabwe, 2019\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n25 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2019\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n \n26 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION RECREATION \n&\nEDUCATION RESTAURANTS \n&\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR ELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.25\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.14\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.03\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.25\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.20\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.26\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.16\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.25\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.21\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n-0.36\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n1.05\n0.85\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nSource:Zimstat, 2019\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n( December 2012 = 100)\n \n \n \n27 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.08\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.21\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.37\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.67\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.60\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n-0.01\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.25\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.74\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.00\n6.60\n3.46\n2018\nJan\n1.68\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.29\n6.17\n3.52\nFeb\n2.00\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.33\n4.35\n2.98\nMar\n2.00\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n1.81\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.54\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n1.67\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n1.69\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n1.88\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.33\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n3.58\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.20\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.06\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n25.40\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n36.48\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n53.60\n63.71\n56.90\nSource:Zimstat, 2019\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(December 2012 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n28 \n \n \nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\nLong-Term External Debt\n5,164\n5,834\n7,316\n7,930\n8,851\n10,225\n9,757\n8,656\n8,949\n9,827\nGovernment\n4,282\n4,868\n5,857\n6,252\n6,493\n6,303\n6,623\n5,365\n5,595\n6,306\nBilateral Creditors\n2,213\n2,353\n3,307\n3,397\n3,786\n3,599\n4,071\n3,479\n3,589\n4,261\nMultilateral Creditors\n2,059\n2,505\n2,550\n2,855\n2,707\n2,704\n2,553\n1,886\n2,006\n2,045\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,405\n1,426\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,292\n2,374\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n490\n1,374\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,802\n1,933\nTotal External Debt\n5,687\n7,050\n7,509\n7,623\n9,059\n10,958\n10,794\n10,960\n11,299\n13,134\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2019\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n29 \n \n \nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO/2\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nSTERLING/2\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nApr\n13.3461\n10.4384\n111.1600\n1.0862\n1.2908\nMay\n13.1162\n10.2987\n110.9650\n1.1168\n1.2801\nJun\n13.0150\n10.2249\n111.9450\n1.1439\n1.3013\nJul\n12.9986\n10.2093\n110.5150\n1.1734\n1.3127\nAug\n13.0153\n10.1368\n110.5500\n1.1873\n1.2920\nSep\n13.5463\n10.3252\n112.6750\n1.1777\n1.3416\nOct\n14.0603\n10.5319\n113.1150\n1.1630\n1.3209\nNov\n13.6625\n10.3199\n112.1250\n1.1867\n1.3470\nDec\n12.4000\n9.9602\n112.7500\n1.1945\n1.3500\n2018\nJan\n12.2727\n9.7871\n111.2348\n1.2105\n1.3734\nFeb\n11.8296\n9.5527\n107.8824\n1.2364\n1.3985\nMar\n11.8379\n9.5578\n106.0110\n1.2340\n1.3966\nApr\n12.0772\n9.6657\n107.6105\n1.2280\n1.4074\nMay\n12.5399\n9.9234\n109.7331\n1.1825\n1.3476\nJun\n13.2814\n10.2146\n109.9890\n1.1677\n1.3287\nJul\n13.4216\n10.3179\n111.4419\n1.1687\n1.3174\nAug\n14.0374\n10.5615\n111.1295\n1.1561\n1.2892\nSep\n14.7996\n10.7997\n111.9253\n1.1659\n1.3049\nOct\n14.5388\n10.7466\n112.6963\n1.1217\n1.2698\nNov\n14.1100\n10.6500\n113.3400\n1.1368\n1.2987\nDec\n14.1900\n10.6800\n112.5400\n1.1364\n1.2658\n2019\nJan\n13.8618\n10.5360\n109.1589\n1.1381\n1.2853\nSource: Reserve Bank of Zimbabwe, 2019\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \n \n30 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nUS$ millions\n2017\nJan\n-\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n-\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n-\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n-\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n-\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n158.2\n528.2\n212.1\n81.8\n69,618,512\n21,021.1\nSource:Zimbabwe Stock Exchange ,2019\n*All Share index was introduced in January 2018\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\nIndices\n \n \n \n31 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n 495.55 \n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n 472.30 \n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n 671.60 \n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n 792.50 \n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n 939.90 \n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n 1,095.55 \n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n 1,601.38 \n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n 1,776.44 \n583.3\nSep\n 6,031.4 \n5.2\n651.1\n16.1\n 2,159.26 \n731.9\nOct\n 5,991.3 \n5.4\n681.9\n19.4\n 2,401.62 \n779.2\nNov\n 6,259.7 \n4.9\n666.5\n15.9\n 2,561.84 \n798.3\nDec\n 5,877.2 \n3.6\n778.4\n16.3\n 3,052.72 \n1043.3\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3\n 2,318.80 \n1006.1\nFeb\n 4,706.6 \n4.5\n594.0\n13.9\n 2,015.11 \n831.0\nMar\n 6,300.4 \n4.5\n654.2\n12.5\n 2,657.10 \n864.8\nApr\n 5,786.8 \n3.3\n640.9\n11.5\n 3,002.63 \n822.6\nMay\n 7,298.4 \n4.2\n819.7\n10.5\n 3,550.07 \n968.6\nJun\n 7,997.3 \n4.7\n779.4\n8.3\n 3,724.31 \n1135.5\nJul\n 8,290.0 \n4.0\n790.0\n9.4\n 4,446.68 \n1262.5\nAug\n 7,762.9 \n2.9\n811.2\n14.0\n 4,558.54 \n1255.0\nSep\n 7,155.0 \n4.0\n842.5\n17.0\n 4,462.40 \n1393.1\nOct\n 8,230.5 \n4.2\n821.3\n17.9\n 4,607.38 \n1428.2\nNov\n 7,922.5 \n3.7\n657.5\n19.9\n 3,964.78 \n1026.7\nDec\n 8,355.2 \n2.8\n917.2\n14.6\n 4,833.80 \n1102.9\n2019\nJan\n 6,903.0 \n2.9\n1294.0\n16.9\n 3,608.83 \n1056.2\nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 191.0 \nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 207.0 \nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 244.1 \nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 231.0 \nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 323.3 \nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 342.1 \nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 382.6 \nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 419.1 \nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 432.0 \nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 478.9 \nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 473.0 \nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 524.8 \nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 4,248.84 \n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 409.1 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 413.4 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n33 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2017\nJan\n292.0\n385.0\n677.0\n-93.0\nFeb\n290.3\n424.4\n714.7\n-134.1\nMar\n265.7\n461.8\n727.5\n-196.1\nApr\n225.6\n405.5\n631.1\n-179.9\nMay\n268.6\n465.6\n734.2\n-197.0\nJun\n264.5\n495.1\n759.6\n-230.6\nJul\n261.9\n481.9\n743.8\n-220.0\nAug\n356.4\n448.2\n804.6\n-91.8\nSep\n324.8\n440.0\n764.8\n-115.2\nOct\n352.8\n460.8\n813.6\n-108.0\nNov\n577.7\n493.7\n1071.4\n84.0\nDec\n299.8\n556.3\n856.1\n-256.5\nTotal\n3780.2\n5518.3\n9298.5\n-1738.1\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nSource: Zimstat, 2019\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-Jan-2019.pdf"}
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+{"doc_id": "49ae0558ed9b1546be18b5912f5fa92a", "text": "i \n \n \n \nMarch 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nMobile and Internet Based Transactions .............................................................................. 10 \nCash Transactions ................................................................................................................... 10 \nCard Based Transactions ....................................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \nUSD Annual Inflation Developments .................................................................................... 10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \nOVERVIEW \nThe month-on-month inflation rates for both \nthe ZWG and USD continued to trend \ndownwards in March 2025, reflecting the \neffectiveness of the tight monetary policy \nstance in fostering macroeconomic stability. \nBroad money (M3) stock increased by 6.88% \nto ZiG91,530.27 million in March 2025, from \nZiG85,635.15 million in February 2025. \nOn the capital markets, both the Zimbabwe \nStock Exchange (ZSE) and Victoria Falls Stock \nExchange \n(VFEX) \nexhibited \nbullish \nsentiments. Consequently, the ZSE All Share \nIndex and VFEX All Share Index added 0.58% \nand 3.97% to close at 205.25 points and 110.32 \npoints, respectively. \n \nThe aggregate value of transactions processed \nthrough the National Payment Systems (NPS) \nincreased by 18% to ZiG191.25 billion in \nMarch 2025 from ZiG162.46 billion. Likewise, \nvolumes increased by 19% to 63.88 million, \nfrom 53.57 million recorded in February 2025. \nIn the international commodity markets, \naverage prices for gold, platinum, copper, and \nnickel increased, while palladium, brent crude \noil and lithium prices decreased. Commodity \nprices were mainly influenced by a weaker US \ndollar, trade policy uncertainty and persistent \ngeopolitical tensions. \nTotal merchandise exports rose by 13.5% in \nMarch 2025 to US$581.9 million, from \nUS$512.6 million in February. Similarly, the \ncountry’s import bill increased to US$809.9 \nmillion, from US$730.4 million recorded in \nFebruary \n2025. \nThe \nmerchandise \ntrade \ndevelopments resulted in March 2025 resulted \nin a trade deficit of US$228 million. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nThe international average prices for gold, \nplatinum, copper, and nickel strengthened in \nMarch 2025, while palladium, brent crude oil \nand lithium prices retreated. The commodity \nprice developments during the month under \nreview are as shown in Table 1. \n \nTable 1: International Commodity Prices \nfor February 2025 and March 2025 \nCommodity \n \nFeb-25 \nMar-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n2,896.38 \n2,983.42 \n3.01 \nPlatinum \nUS$/oz \n975.53 \n980.45 \n0.50 \nPalladium \nUS$/oz \n975.08 \n957.58 \n-1.79 \nCopper \nUS$/t \n9,406.75 \n9,764.52 \n3.80 \nNickel \nUS$/t \n15,497.65 \n16,259.24 \n4.91 \nBrent Crude \noil \nUS$/bbl. \n74.57 \n71.02 \n \n-4.76 \nLithium \nUS$/t \n10,350.00 \n9,534.47 \n-7.88 \nSource: Bloomberg, 2025 \n \nGold \nGold prices registered a 3.01% increase from \nan average of US$2,896.38 per ounce in \nFebruary 2025, to a monthly average of \nUS$2,983.42 per ounce in March 2025. The \ncombination \nof \nheightened \ngeopolitical \ntensions, U.S. policy adjustments, surging \ninflation, and declining interest rates boosted \ninvestor demand for the metal as a safe haven \nasset, during the period under review. \n \nPlatinum \nPlatinum prices slightly increased by 0.50%, to \nan average of US$980.45 per ounce in the \nreporting month, driven by a weaker U.S. dollar \nand rising demand for the metal in various \nindustrial applications. \nPalladium \n \n \n \n2 \n \nPalladium prices declined by 1.79% to \nUS$957.58 per ounce in March 2025, from \nUS$975.08 in February, despite tightening \nsupply and increasing demand. The price \nretreat was largely attributed to profit-taking by \ninvestors and concerns over slowing industrial \nactivity in key consuming markets. Figure 1 \nshows the trends of precious metal prices for \nthe period from March 2022 to March 2025. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): March 2022 – March 2025 \n \nSource: Bloomberg, 2025 \n \nBrent Crude Oil \nBrent crude oil prices continued on a negative \ntrajectory, falling by 4.76% from US$74.57 per \nbarrel in the previous month to US$71.02 per \nbarrel, during the month under review. Prices \nwere weighed down by weak economic data \nfrom China and uncertainties surrounding U.S. \ntariffs, both of which dampened the demand \noutlook for the commodity. Additionally, \nOPEC+'s plans to increase production in April \n2025 and higher output from Kazakhstan \nexacerbated fears of oversupply in the market, \nadding to the downward pressures on oil prices. \nFigure 2 shows developments in oil prices for \nthe period from March 2022 to March 2025. \n \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) Mach 2022 – March 2025 \n \nSource: Bloomberg, 2025 \n \nCopper \nCopper prices increased by 3.80%, from \nUS$9,406.75 per tonne in the previous month \nto US$9,764.52 per tonne in the month under \nanalysis. The increase in copper prices was \nfueled by a combination of supply constraints, \nrising demand and uncertainty surrounding the \nUnited States trade policy. \n \nNickel \nDuring the reporting month, nickel prices \nfirmed by 4.91% to US$16,259.24 per tonne, \nfrom US$15,497.65 per tonne reported in the \nprevious month. The increase was on account \nof delayed U.S tariffs on vehicles from Canada \nand \nMexico, \nand \nsupply \nconstraints \nstemming from \nnew \nIndonesian \nmining \npolicies that are deemed to be unfavourable. \nFigure 3 shows base metals price developments \nfor the period from March 2022 to March 2025. \n \n \n \n0\n200\n400\n600\n800\n1000\n1200\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nMar-22\nJun-22\nSep-22\nDec-22\nMar-23\nJun-23\nSep-23\nDec-23\nMar-24\nJun-24\nSep-24\nDec-24\nMar-25\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n60\n70\n80\n90\n100\n110\n120\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nMay-24\nJul-24\nSep-24\nNov-24\nJan-25\nMar-25\nUS$/BARREL\n \n \n \n3 \n \nFigure 3: Base Metal Prices (US$/tonne): \nMarch 2022 – March 2025 \n \nSource: Bloomberg 2025 \n \nLithium \nLithium prices continued on a downward trend \nin March 2025, falling by 7.88% to close at \nUS$9,534.47 per tonne. The decline was \nattributed to increasing supply driven by robust \nproduction in Chile, and the launch of new \nlithium projects in Mali and Argentina. Price \ndevelopments for lithium for the period March \n2023 to March 2025 are shown in Figure 4. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFigure 4: Lithium Prices (US$/tonne) March \n2023 – March 2025 \n \nSource: London Metal Exchange, 2025 \n \nMerchandise Trade Developments \nTotal merchandise trade rose by 12.0%, from \nUS$1.24 billion in the previous month to \nUS$1.39 billion in March 2025. The growth \nwas attributed to increases in both exports and \nimports during the month under review. On a \nyear-on-year basis, total merchandise trade \nsurged by 10.9%, from US$1.26 billion \nrecorded in the corresponding month in 2024. \n \nMerchandise Exports \nThe country’s merchandise exports increased \nby 13.5% to US$581.9 million in March 2025, \nfrom the previous month’s outturn of US$512.6 \nmillion. The increase was largely due to the \ngrowth in export earnings from gold, tobacco \nand the Platinum Group of Metals (PGMs). \nSimilarly, on an annual basis, exports were \n8.8% higher compared to US$534.7 million \nrecorded in March 2024. \n \nFigure 5 shows developments in the country’s \nmerchandise exports for the period from \nJanuary 2024 to March 2025. \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nMar-22\nJul-22\nNov-22\nMar-23\nJul-23\nNov-23\nMar-24\nJul-24\nNov-24\nMar-25\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nMay-24\nJul-24\nSep-24\nNov-24\nJan-25\nMar-25\nUS$/tonne\n \n \n \n4 \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \nExports by Commodity \nThe country's export basket was predominantly \ncomposed of primary commodities, with gold \nleading at 42.4%, followed by PGMs, (16.0%), \ntobacco (17.1%), and other mineral exports \n(6.7%). Table 2 shows developments in the \ncountry’s exports for the months of February \nand March 2025. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTable 2: Major Exports (US$ millions) \n \nFeb-25 \n(US$m) \nMar-25 \n(US$m) \nFeb-\nMar \n2025 \nChanges \n(%) \nShare of \nExports \n(%) \nTotal \n512.6 \n581.9 \n13.5 \n100.0 \nOf Which: \n \n \n \n \nGold \n216.9 \n246.9 \n13.8 \n42.4 \nPGMs \n77.3 \n96.1 \n24.4 \n16.0 \nTobacco \n(Including \ncigarettes) \n92.1 \n99.7 \n8.2 \n17.1 \nOther mineral \nsubstances \n19.2 \n38.7 \n102.1 \n6.9 \nFerro \nChromium \n14.3 \n27.8 \n94.7 \n4.8 \nCoal \n19.0 \n15.4 \n-18.7 \n2.7 \nChromium Ores \nand \nconcentrates \n9.3 \n9.1 \n-2.6 \n1.6 \nOther ores and \nconcentrates \n16.2 \n6.8 \n-58.2 \n1.3 \nIndustrial \ndiamonds \n10.8 \n3.7 \n-66.2 \n0.7 \nOther cane \nsugar \n0.0 \n0.3 \n6,391.\n0 \n0.1 \nOthers \n37.5 \n37.4 \n-0.2 \n6.4 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nExport Markets \nIn March 2025, the country’s exports \nwere mainly destined for United Arab Emirates \n(40.7%), South Africa (24.4%), and China at \n20.8%. The remaining exports were spread \nacross various other international markets. \n \nFigure 6 shows the country’s major export \nmarkets during the month under review. \n \n \n \n \n \n \n \n \n \n \n \n540.9\n645.0\n534.7\n513.5\n583.0\n524.0\n548.3\n674.0\n575.0\n698.1\n905.2\n692.4\n652.0\n512.6\n581.9\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1000\nJan\nFeb Mar Apr May Jun\nJul\nAug Sep Oct Nov Dec\n2024\n2025\n \n \n \n5 \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Imports \nMerchandise imports amounted to US$809.9 \nmillion in March 2025, reflecting a 10.9% \nincrease from US$730.4 million recorded in the \nprevious month. On a year-on-year basis, \nimports rose by 12.4%. The developments in \nmerchandise imports for the period January \n2024 to March 2025 are illustrated in Figure 7. \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2024 and 2025 \n Source: ZIMSTAT & RBZ Computations, 2025 \n \nImports by Commodity \nIn March 2025, the country’s import basket \npredominantly comprised of industrial supplies \n(36.9%), followed by fuels and lubricants \n(19.1%), and capital goods (15.9%), as shown \nin Table 3. \nTable 3: Major Imports (US$ millions) \n \nFeb-25 \n(US$m) \nMar-25 \n \n(US$m) \nFeb-\nMar 25 \nChanges \n(%) \nShare \nof Total \nImports \n(%) \nMar-25 \nTotal \n730.4 \n809.9 \n10.9 \n100.0 \nOf Which: \n \n \n \n \nIndustrial \nSupplies \n239.3 \n299.2 \n25.1 \n36.9 \nFuels and \nLubricants \n143.4 \n154.7 \n7.9 \n19.1 \nCapital \ngoods \n146.3 \n128.7 \n-12.0 \n15.9 \nFood and \nBeverages \n75.4 \n98.3 \n30.4 \n12.2 \nTransport \nEquipment \nand parts \n74.0 \n76.3 \n3.1 \n9.4 \nConsumer \nGoods \n44.9 \n44.9 \n-0.1 \n5.5 \nOthers \n7.1 \n7.7 \n8.7 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nDuring the month under review, most of the \ncountry’s imports originated from South Africa \n(38.2%), China (15.2%), Bahamas (11.5%), \nand Mozambique (4.9%), with the rest sourced \nfrom range of other markets, as shown in Figure \n8. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n40.7\n24.4\n20.8\n3.9\n1.8\n1.7\n1.3\n1.2\n1.1\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nZambia\nHong Kong\nNetherlands\nBotswana\nItaly\n694.2\n729.7\n720.5\n719.6\n746.1\n755.0\n828.3\n876.2\n784.2\n835.9\n952.1\n889.3\n749.2\n730.3\n809.9\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1000\nJan Feb Mar Apr May Jun\nJul Aug Sep Oct Nov Dec\n2024\n2025\n \n \n \n6 \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Trade Balance \nThe country’s trade deficit widened to \nUS$228.0 million in March 2025, compared to \nUS$217.9 million recorded in the previous \nmonth. On a year-on-year basis, the deficit \nincreased from US$185.9 million in March \n2024 to US$228.0 million in the reporting \nmonth. Figure 9 shows the country’s trade \nbalance for the period January 2025 to March \n2025. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2025 \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG91,530.27 million in March 2025, an \nincrease of 6.88% from ZiG85,635.15 million \nin February 2025. \n \nThe increase in broad money largely reflected \na month-on-month increase of 6.28% in foreign \ncurrency deposits, from ZiG70,971.06 million \nrecorded in February 2025 to ZiG75,428.65 \nmillion in March 2025. The local currency \ncomponent of broad money recorded a month-\non-month \ngrowth \nof \n9.81%, \nfrom \nZiG14,664.08 million to ZiG16,102.23 million. \n \nThe money stock comprised of 82.41% in \nforeign currency deposits, 17.48% local \ncurrency deposits, and 0.12% local currency in \ncirculation. \n \n38.2\n15.2\n11.5\n4.9\n3.0\n2.8\n2.4\n2.3\n2.2\n1.9\nSouth Africa\nChina\nBahamas\nSingapore\nZambia\nMozambique\nHong Kong\nBahrain\nItaly\nIndia\n652.0\n512.6\n581.9\n749.1\n730.4\n809.9\n-97.1\n-217.9\n-228.0\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-25\nFeb-25\nMar-25\nExports\nImports\nTrade Balance\n \n \n \n7 \n \nFigure 10 shows the composition of the money \nsupply. \n \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2025 \n \nDuring the month under analysis, credit to the \nprivate sector increased by 3.63%, from \nZiG57,193.72 million in February 2025 to \nZiG59,270.42 million. Net claims on the \nGovernment \nincreased \nby \n5.30%, \nfrom \nZiG53,954.32 million recorded in the previous \nmonth, to ZiG56,814.23 million. \n \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing, and services, which received \n28.44%, 17.15%, 13.47%, and 10.84% of the \ntotal credit, respectively. The mining sector \nreceived 9.01% of the total outstanding credit. \n \nFigure 11 shows the distribution of credit by \nsector. \n \n \n \n \n \n \n \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilised for \nrecurrent expenditures, 39.70%; inventory \nbuild-up, \n22.79%; \nand \nfixed \ncapital \ninvestments, 13.35%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \nexhibited bullish sentiments in March 2025. As \na result, the All Share and Medium Cap indices \nadded 0.58% and 11.23% to close at 205.25 \npoints and 250.55 points, respectively. \n \nThe resource index, however, declined by \n6.78% to close at 180.43 points. \n \n \n \n \n \n \n \n \n \nNCDs, \n0.00%\nLocal Currency \nTime Deposits, \n2.56%\nFX Time \nDeposits, 6.74%\nLocal Currency \nTransferable , \n14.92%\nFX Transferable \nDeposits, 75.67%\nCurrency in \nCirculation, \n0.12%\nHouseholds\n28.44%\nAgriculture\n17.15%\nMining\n9.01%\nManufacturing\n13.47%\nDistribution\n10.38%\nTransport and \nCommunication\n2.36%\nServices\n10.84%\nFinancial \nOrganisations and \nInvestments\n5.79%\nConstruction\n2.56%\nOther\n0.00%\n \n \n \n8 \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nDuring the review period, the cumulative \nvolume and value of shares traded on the ZSE \ndecreased by 52.90% and 54.57% to close at \n92.89 million shares and ZiG229.92 million, \nrespectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded decreased from 25.53% \nin the previous month to 4.33% in March 2025, \nto close at 197.20 million shares. \n \nThe net foreign position, however, improved \nfrom -ZiG11.00 million to -ZiG2.42 million, \nduring the month under review. \n \n \n \n \n \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nPositive investor sentiment on the ZSE during \nthe review period led to a 1.38% increase in \nmarket \ncapitalization, \nwhich \nrose \nby \nZiG855.80 million to close at ZiG62,916.75 \nmillion. This is comparable to ZiG62,060.95 \nmillion recorded in the previous month. \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange (VFEX) \nwas characterised by positive trading. As such, \nthe VFEX All Share index gained 3.97% to \nclose at 110.32 points, compared to 106.11 \npoints recorded in February 2025. \n \nOn an annual basis, the VFEX All Share index \nadded 9.16%, from 101.06 points recorded in \nMarch 2024. \n \n \n \n \n \n \n \n \n100\n150\n200\n250\n300\n350\n160\n210\n260\n310\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n0\n100\n200\n300\n400\n500\n600\n0\n100\n200\n300\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n9 \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nReflecting the bullish sentiments exhibited on \nthe VFEX, market capitalisation increased by \n8.12% to US$1,287.08 million, compared to \nUS$1,190.43 million recorded in the previous \nmonth. \n \nThe surge in VFEX market capitalisation was \nreflective of the share allotment of about 263 \nmillion shares in Padenga Holdings Limited, \nwhich resulted in an increase in the number of \noutstanding issued shares of the firm in March \n2025. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2025 \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues for March 2025 increased by 18% to \nZiG191.25 billion from ZiG162.46 billion. \nVolumes also increased by 19% to 63.88 \nmillion, from 53.57 million recorded in \nFebruary 2025 as shown in Figure 16. \n \nFigure 16: Payment Systems Monthly \nTransactional Values and Volumes from \nApril 2024 - March 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system in \nMarch 2025 increased by 22% to ZiG112.65 \nbillion from ZiG92.21 billion reported in \nFebruary 2025. RTGS transaction volumes \nincreased by 13% to 0.92 million, from 0.82 \nmillion during the same period. \n \n \n90\n95\n100\n105\n110\n115\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\n1.15\n1.175\n1.2\n1.225\n1.25\n1.275\n1.3\nMar-24\nMay-24\nJul-24\nSep-24\nNov-24\nJan-25\nMar-25\nUS$ BILLIONS\n0\n10\n20\n30\n40\n50\n60\n70\n0\n50\n100\n150\n200\n250\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n \n \n \n10 \n \nFigure 17: RTGS System Trend for Values \nand Volumes from April 2024 - March 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \nincreased by 11.10%, from ZiG58.04 billion in \nFebruary 2025, to ZiG64.48 billion in March \n2025. \n \nCash Transactions \nCash based transactions increased by 3.52% to \nZiG14.38 billion in March 2025, from \nZiG13.89 billion in February 2025. \n \nCard Based Transactions \nCard based transactions increased by 14.60%, \nfrom ZiG12.33 billion in February 2025 to \nZiG14.13 billion recorded in March 2025. \n \nINFLATION OUTTURN \nMonthly Inflation \nMonth on month ZiG inflation decelerated \nfrom 0.5% recorded in February 2025 to -0.1% \nin March 2025. \n \nFigure 18 shows developments in monthly ZiG \ninflation from June 2024 to March 2025. \n \nFigure 18: ZiG Month-on-Month Inflation \n(%) \n \nSource: ZIMSTAT, 2025 \n \nThe US$ month-on-month inflation rate also \nretreated from 0.2% in February 2025 to 0.1% \nin March 2025, partially attributed to subdued \naggregate demand. \n \nTh decrease in both the ZiG and US$ inflation \nduring the month under review, largely \nreflected the effectiveness of the current tight \nmonetary policy stance in fostering a stable \nmacroeconomic environment. \n \nResultantly, the weighted month on month \ninflation rate decreased from 0.3% in February \n2025 to 0.0% in March 2025. \n \nUS$ Annual Inflation Developments \nAnnual US$ inflation rate marginally eased \nfrom 15.1% in February 2025 to 15.0% in \nMarch 2025. \n \n \n \n \n \n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n-5\n0\n5\n10\n15\n20\n25\n30\n35\n40\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\n \n \n \n11 \n \n \nFigure \n19: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2025 \n \n \n \nMAY 2025 \nRESERVE BANK OF ZIMBABWE \n-6\n-4\n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\n \n \n12 \nStatistical Tables \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n13 \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n16 \n 4.2 Liabilities \n \n \n \n \n \n \n \n17 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n18 \n 5.2 Liabilities \n \n \n \n19 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n20 \n 6.2 Liabilities \n \n \n \n \n \n21 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n22 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n23 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n24 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n25 \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n26 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n27 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n28 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n29 \nNational Payments System Statistics \n \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n30 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n31 \nTrade Statistics \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n 32 \n \n \n \n \n13 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWG '000)\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\n*Nov-24\n*Dec-24\n*Jan-25\n*Feb-25\n*Mar-25\nNet Foreign Assets\n-66,258,169,977.30\n-28,856,803.24\n-27,776,929.20\n-27,814,239.65 -27,003,213.00 -27,816,061.99\n-51,275,161.53\n-54,146,368.88 -48,383,455.25 -47,290,393.03 -49,520,833.39\n-50,100,966.34\n-46,693,765.90\nCentral Bank(net)\n-77,865,030,279.36\n-35,698,765.79\n-34,640,985.68\n-34,675,535.57\n-34,509,441.34\n-34,520,053.81\n-62,586,924.75\n-66,010,331.85\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\n-60,030,706.89\n-55,922,579.95\nForeign Assets\n12,179,330,672.54\n9,276,276.05\n9,502,376.00\n10,341,190.76\n10,301,545.49\n10,342,781.57\n17,610,056.98\n24,894,776.54\n22,229,005.79\n23,239,748.84\n23,967,010.24\n23,087,880.76\n28,287,077.32\nForeign Liabilities\n90,044,360,951.90\n44,975,041.84\n44,143,361.68\n45,016,726.33\n44,810,986.83\n44,862,835.37\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\n83,118,587.65\n84,209,657.27\nOther Depository Corporations(net)\n11,606,860,302.06\n6,841,962.55\n6,864,056.48\n6,861,295.92\n7,506,228.34\n6,703,991.82\n11,311,763.23\n11,863,962.98\n9,303,347.77\n9,621,512.62\n8,676,451.76\n9,929,740.55\n9,228,814.05\nForeign Assets\n18,155,224,099.23\n10,973,836.76\n11,293,656.76\n11,679,328.24\n12,352,811.95\n11,598,442.41\n20,019,415.47\n21,861,671.92\n17,752,438.09\n19,141,214.17\n19,229,144.68\n20,477,933.09\n22,371,396.07\nForeign Liabilities\n6,548,363,797.17\n4,131,874.21\n4,429,600.28\n4,818,032.32\n4,846,583.61\n4,894,450.59\n8,707,652.25\n9,997,708.95\n8,449,090.32\n9,519,701.55\n10,552,692.92\n10,548,192.54\n13,142,582.02\nNet Domestic Assets (NDA)\n125,429,655,454.08\n67,611,589.07\n68,804,544.06\n70,540,712.34\n72,978,846.45\n74,289,272.26 126,283,122.13\n141,729,288.02 131,610,282.91 134,739,349.70 136,641,585.11\n135,736,114.14\n138,224,651.73\nDomestic Claims\n58,052,804,317.53\n53,499,996.04\n54,803,530.82\n56,344,942.28\n60,565,630.05\n61,126,246.18 104,881,665.21\n120,558,282.99 105,678,255.12 108,915,803.35 111,239,077.46\n113,660,925.87\n118,662,382.74\nClaims on Central Government(net)\n16,182,769,560.45\n28,205,410.93\n28,407,200.20\n28,221,481.56\n30,417,958.83\n30,051,033.28\n52,245,378.98\n59,872,765.24\n49,971,173.22\n51,692,039.40\n52,732,571.12\n53,954,319.00\n56,814,233.72\nClaims on Central Government\n22,087,558,829.62\n31,723,973.67\n32,009,475.99\n33,320,571.48\n35,189,934.44\n35,139,275.67\n60,331,256.46\n68,339,604.50\n59,979,049.76\n62,000,027.83\n62,771,671.49\n59,447,930.28\n62,569,559.77\nCentral Bank\n13,434,742,848.85\n25,896,938.71\n26,112,137.48\n26,985,969.93\n27,458,247.33\n28,058,136.59\n49,156,933.23\n56,008,803.04\n49,413,731.18\n50,322,196.84\n51,342,654.13\n48,573,045.84\n50,689,516.96\nODCs\n8,652,815,980.77\n5,827,034.95\n5,897,338.50\n6,334,601.55\n7,731,687.11\n7,081,139.08\n11,174,323.23\n12,330,801.46\n10,565,318.57\n11,677,830.99\n11,429,017.37\n10,874,884.43\n11,880,042.80\nLess Liabilities to Central Government\n5,904,789,269.17\n3,518,562.74\n3,602,275.78\n5,099,089.92\n4,771,975.61\n5,088,242.39\n8,085,877.49\n8,466,839.25\n10,007,876.54\n10,307,988.43\n10,039,100.37\n5,493,611.27\n5,755,326.05\nCentral Bank\n5,389,222,254.62\n3,275,708.09\n3,252,306.99\n4,509,829.40\n4,333,364.64\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\nODCs\n515,567,014.55\n242,854.65\n349,968.79\n589,260.52\n438,610.98\n532,936.72\n583,276.88\n627,466.49\n677,235.40\n716,422.05\n704,002.49\n936,392.77\n905,179.80\nClaims on Other Sectors\n41,870,034,757.08\n25,294,585.11\n26,396,330.62\n28,123,460.72\n30,147,671.23\n31,075,212.90\n52,636,286.23\n60,685,517.75\n55,707,081.90\n57,223,763.95\n58,506,506.34\n59,706,606.86\n61,848,149.02\nOther Financial Corporations\n803,485,078.36\n357,595.24\n435,157.09\n514,865.96\n481,655.73\n511,874.54\n867,287.19\n933,149.68\n842,461.28\n842,560.65\n809,796.33\n1,025,413.81\n1,122,933.49\nState and Local Government\n143,347.81\n1,803.44\n1,371.69\n1,489.84\n162.58\n189.44\n334.82\n83.40\n98.73\n574.72\n10,044.30\n18,890.21\n21,808.52\nPublic Non Financial Corporations\n1,615,646,416.58\n953,146.00\n936,149.08\n896,790.27\n876,573.55\n797,477.87\n1,314,159.98\n1,501,886.18\n1,234,048.77\n901,658.84\n944,926.32\n1,468,586.67\n1,432,982.20\nPrivate Sector\n39,450,759,914.33\n23,982,040.42\n25,023,652.76\n26,710,314.65\n28,789,279.36\n29,765,671.04\n50,454,504.24\n58,250,398.50\n53,630,473.13\n55,478,969.74\n56,741,739.38\n57,193,716.18\n59,270,424.82\nCentral Bank\n325,816,652.62\n148,908.53\n153,636.33\n237,798.15\n234,893.40\n231,229.46\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\n538,877.81\n545,436.23\nODCs\n39,124,943,261.71\n23,833,131.89\n24,870,016.43\n26,472,516.50\n28,554,385.96\n29,534,441.57\n50,100,401.31\n57,813,152.92\n53,228,047.15\n55,075,629.21\n56,222,297.48\n56,654,838.36\n58,724,988.59\nOther Items(Net)\n-67,376,851,136.55\n-14,111,593.03\n-14,001,013.24\n-14,195,770.07\n-12,413,216.39 -13,163,026.08 -21,401,456.92\n-21,171,005.02 -25,932,027.78 -25,823,546.35 -25,402,507.66\n-22,075,188.27\n-19,562,268.99\nShares and Other Equity\n-60,601,283,933.04\n-12,601,007.23\n-10,297,974.44\n-7,881,583.18\n-6,103,689.62\n-3,963,842.23\n-5,871,022.33\n-6,523,128.90\n-9,456,191.46\n-6,806,943.03\n-6,956,765.33\n-3,405,923.44\n-1,135,806.95\nLiabilities to Other Financial Corporations\n361,061,719.66\n222,678.57\n4,558.25\n13,223.72\n12,000.37\n12,502.97\n51,080.87\n16,114.32\n42,655.67\n112,460.71\n26,627.71\n17,389.20\n16,407.70\nRestricted Deposits\n1,707,978,424.98\n1,197,298.85\n1,636,337.07\n1,719,547.05\n1,550,879.71\n2,087,873.41\n3,658,367.58\n3,837,899.15\n3,788,058.77\n4,320,759.37\n4,381,221.41\n6,468,476.55\n6,947,336.89\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-8,844,607,348.16\n-2,930,563.22\n-5,343,934.13\n-8,046,957.66\n-7,872,406.86\n-11,299,560.23\n-19,239,883.04\n-18,501,889.60\n-20,306,550.75\n-23,449,823.40\n-22,853,591.44\n-25,155,130.58\n-25,390,206.62\n0.87\nBroad Money-M3\n59,171,485,476.79\n38,754,785.83\n41,027,614.86\n42,726,472.69\n45,975,633.45\n46,473,210.27\n75,007,960.60\n87,582,919.14\n83,226,827.66\n87,448,956.66\n87,120,751.72\n85,635,147.80\n91,530,885.83\nSecurities Other than Shares Included in Broad \nMoney\n6,990,856.69\n2,795.45\n4,372.61\n3,991.57\n19,182.77\n26,605.39\n23,833.50\n42,725.53\n0.00\n0.00\n0.00\n0.00\n0.00\nBroad Money-M2\n59,164,494,620.10\n38,751,990.38\n41,023,242.25\n42,722,481.12\n45,956,450.68\n46,446,604.88\n74,984,127.10\n87,540,193.61\n83,226,827.66\n87,448,956.66\n87,120,751.72\n85,635,147.80\n91,530,885.83\nOther Deposits (Time Deposits)\n4,455,813,258.33\n2,705,479.15\n3,276,458.32\n3,820,450.80\n3,890,292.40\n3,878,305.91\n5,866,414.39\n7,892,499.20\n7,727,403.75\n8,189,143.57\n8,859,837.75\n9,071,113.84\n8,510,387.50\nof which Foreign Currency Accounts\n3,750,078,066.25\n2,426,638.27\n2,953,225.13\n3,343,135.17\n3,425,730.40\n3,030,905.19\n4,839,186.89\n6,654,693.18\n5,209,298.79\n5,598,125.36\n6,742,783.93\n6,673,160.63\n6,169,444.57\nNarrow Money-M1\n54,708,681,361.76\n36,046,511.23\n37,746,783.93\n38,902,030.31\n42,066,158.28\n42,568,298.97\n69,117,712.70\n79,647,694.41\n75,499,423.91\n79,259,813.10\n78,260,913.98\n76,564,033.96\n83,020,498.33\nTransferable Deposits\n54,692,210,233.09\n36,036,209.11\n37,708,555.23\n38,850,801.81\n42,007,923.88\n42,499,225.86\n69,037,218.46\n79,550,713.83\n75,399,727.29\n79,160,579.60\n78,157,438.79\n76,460,871.33\n82,914,660.23\n Of which Foreign Currency Accounts\n47,611,823,202.81\n29,423,827.38\n30,036,317.64\n30,193,905.30\n31,635,023.78\n31,676,246.48\n58,411,486.96\n69,086,187.32\n64,595,580.16\n67,208,792.78\n66,512,430.68\n64,297,902.32\n69,259,210.27\nCurrency Outside Depository Corporations\n16,471,128.68\n10,302.12\n38,228.70\n51,228.50\n58,234.40\n69,073.11\n80,494.25\n96,980.58\n99,696.61\n99,233.50\n103,475.18\n103,162.63\n105,838.10\nMemorandum Items\nReserve Money\n6,141,481,651.19\n4,892,122.31\n6,639,450.71\n7,238,618.14\n7,282,113.20\n7,708,040.15\n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\n21,184,516.26\n22,726,335.23\nFCAs as a Percentage of Deposits in M3\n80.5%\n82.2%\n80.5%\n78.6%\n76.4%\n74.8%\n82.7%\n86.6%\n84.0%\n83.4%\n84.2%\n82.9%\n82.5%\nEnd Period Exchange Rate\n22,055.47\n13.43\n13.32\n13.70\n13.79\n13.85\n24.88\n28.68\n25.45\n25.80\n26.37\n26.56\n26.77\nSource: Reserve Bank of Zimbabwe, 2025\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n*Statistics are denominated in ZiG\n \n \n14 \n \n \n \n \nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\n*Nov-24\n*Dec-24\n*Jan-25\n*Feb-25\n*Mar-25\nNet Foreign Assets\n-77,865,030,279.36\n-35,698,765.79\n-34,640,985.68\n-34,675,535.57\n-34,509,441.34\n-34,520,053.81\n-62,586,924.75\n-66,010,331.85\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\n-60,030,706.89\n-55,922,579.95\nClaims on Non Residents\n12,179,330,672.54\n9,276,276.05\n9,502,376.00\n10,341,190.76\n10,301,545.49\n10,342,781.57\n17,610,056.98\n24,894,776.54\n22,229,005.79\n23,239,748.84\n23,967,010.24\n23,087,880.76\n28,287,077.32\nOfficial Reserves Assets\n2,707,777,264.85\n3,630,141.09\n4,432,806.91\n4,934,345.75\n4,653,584.80\n4,669,127.60\n7,448,226.11\n13,215,724.85\n12,029,876.12\n12,507,847.00\n13,012,028.64\n12,782,102.88\n16,201,301.25\nOther Foreign Assets\n9,471,553,407.69\n5,646,134.96\n5,069,569.09\n5,406,845.01\n5,647,960.69\n5,673,653.97\n10,161,830.87\n11,679,051.69\n10,199,129.67\n10,731,901.84\n10,954,981.61\n10,305,777.88\n12,085,776.07\nLess Liabilities to Non Residents\n90,044,360,951.90\n44,975,041.84\n44,143,361.68\n45,016,726.33\n44,810,986.83\n44,862,835.37\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\n83,118,587.65\n84,209,657.27\nShort Term Liabilities\n890,130,623.01\n181,911.80\n68,814.57\n68,323.27\n67,276.01\n68,945.87\n121,431.23\n139,956.61\n124,234.37\n127,599.01\n130,779.08\n132,089.98\n95,836.21\nOther Foreign Liabilities*\n89,154,230,328.89\n44,793,130.04\n44,074,547.11\n44,948,403.06\n44,743,710.82\n44,793,889.51\n80,075,550.51\n90,765,151.78\n79,791,574.44\n80,024,055.49\n82,033,516.31\n82,986,497.67\n84,113,821.06\n of which blocked funds\n17,401,899,562.68\n10,572,458.80\n10,463,756.31\n10,741,167.48\n10,788,191.71\n10,803,573.95\n19,394,800.27\n22,213,360.59\n19,667,091.04\n17,365,023.44\n17,716,697.60\n17,848,335.07\n17,984,719.26\nNet Domestic Assets (NDA)\n84,006,511,930.55\n42,153,859.23\n41,280,436.39\n41,914,153.72\n41,791,554.54\n42,228,093.95\n76,193,502.44\n86,439,157.59\n77,714,813.55\n77,307,022.31\n79,885,794.78\n81,215,223.15\n78,648,915.18\nDomestic Claims\n8,857,704,487.83\n23,016,131.61\n23,259,572.78\n22,964,435.47\n23,611,619.32\n23,986,457.18\n42,382,262.65\n49,026,774.12\n40,880,349.44\n41,177,610.35\n42,570,173.06\n45,225,552.88\n47,071,770.46\nNet Claims on Central Government\n8,045,520,594.23\n22,621,230.63\n22,859,830.49\n22,476,140.52\n23,124,882.69\n23,502,830.93\n41,654,332.62\n48,169,430.28\n40,083,090.05\n40,730,630.45\n42,007,556.24\n44,015,827.34\n45,839,370.71\nClaims on Central Government\n13,434,742,848.85\n25,896,938.71\n26,112,137.48\n26,985,969.93\n27,458,247.33\n28,058,136.59\n49,156,933.23\n56,008,803.04\n49,413,731.18\n50,322,196.84\n51,342,654.13\n48,573,045.84\n50,689,516.96\n of which: Securities Other than Shares\n11,307,721,896.70\n6,905,188.25\n6,867,418.56\n7,086,795.02\n7,146,851.75\n7,196,324.20\n12,949,528.58\n15,003,331.18\n13,352,395.70\n13,877,094.68\n14,218,896.68\n14,323,594.21\n14,476,546.84\nLoans\n2,127,020,952.15\n18,987,003.94\n19,240,024.68\n19,894,608.43\n20,306,841.23\n20,857,284.75\n36,207,404.66\n41,005,471.86\n36,061,335.49\n36,445,102.15\n37,123,757.45\n34,249,451.63\n36,212,970.13\n Loans and Advances\n1,560,372,567.07\n791,535.04\n1,044,827.19\n1,287,212.83\n1,588,971.09\n1,589,532.00\n1,656,113.81\n1,575,286.73\n1,576,279.86\n1,579,038.55\n1,582,383.97\n8,684.84\n8,274.06\nAmounts Due from Gvt including SDR Drawdowns\n566,648,385.08\n18,195,468.90\n18,195,197.49\n18,607,395.60\n18,717,870.13\n19,267,752.75\n34,551,290.84\n39,430,185.13\n34,485,055.62\n34,866,063.60\n35,541,373.47\n34,240,766.79\n36,204,696.07\n of which USD Securities revaluations (Exchange rate movements)\n17,984,314.62\n17,896,022.73\n18,308,220.85\n18,563,850.74\n18,972,797.61\n34,256,335.70\n39,103,481.48\n34,071,404.01\n34,373,221.03\n35,256,525.16\n35,520,014.26\n36,233,075.89\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n5,389,222,254.62\n3,275,708.09\n3,252,306.99\n4,509,829.40\n4,333,364.64\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\nOf which: Deposits\n5,389,222,254.62\n3,275,708.09\n3,252,306.99\n4,509,829.40\n4,333,364.64\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\nof which Foreign Currency\n2,744,563.43\n2,472,546.52\n3,275,403.93\n3,115,314.66\n3,469,715.70\n6,332,620.41\n7,620,209.73\n9,113,050.30\n9,291,474.24\n8,231,669.88\n3,875,544.34\n4,410,312.03\nLocal Currency Deposits\n0.00\n779,760.48\n1,234,425.47\n1,218,049.98\n1,085,589.96\n1,169,980.20\n219,163.03\n217,590.84\n300,092.14\n1,103,428.01\n681,674.17\n439,834.22\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n812,183,893.60\n394,900.98\n399,742.29\n488,294.95\n486,736.63\n483,626.25\n727,930.03\n857,343.85\n797,259.39\n446,979.90\n562,616.82\n1,209,725.54\n1,232,399.74\nOther Financial Corporations\n153,883,742.34\n62,041.75\n63,265.43\n62,779.58\n63,295.04\n64,046.07\n64,253.89\n68,325.03\n80,132.55\n31,350.72\n31,714.65\n245,531.91\n256,427.81\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n332,483,498.63\n183,950.70\n182,840.53\n187,717.21\n188,548.19\n188,350.72\n309,573.20\n351,773.24\n314,700.86\n12,288.64\n11,460.27\n425,315.82\n430,535.71\nPrivate Sector\n325,816,652.62\n148,908.53\n153,636.33\n237,798.15\n234,893.40\n231,229.46\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\n538,877.81\n545,436.23\nClaims on Other Depository Corporations\n684,600,925.61\n364,055.43\n361,687.12\n362,068.58\n322,950.33\n315,110.77\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\nOf which: Loans\n684,600,925.61\n364,055.43\n361,687.12\n362,068.58\n322,950.33\n315,110.77\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\nOther Liabilities to ODCs\n10,984,562,862.67\n5,672,540.16\n6,381,133.30\n5,909,428.26\n5,505,978.19\n5,409,080.16\n4,538,818.97\n6,707,055.64\n8,873,541.61\n8,273,621.31\n7,914,935.58\n8,889,894.56\n9,408,949.80\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n3,557,870,717.73\n2,260,627.63\n2,214,947.71\n2,314,576.53\n2,802,338.07\n2,870,625.13\n1,385,743.24\n1,724,801.18\n2,144,377.64\n2,002,013.98\n1,650,524.42\n2,378,356.92\n2,749,153.11\nOther Items(Net)\n-85,448,769,379.78\n-24,446,212.35\n-24,040,309.79\n-24,497,077.93\n-23,362,963.07\n-23,335,606.17\n-37,803,290.88\n-43,528,194.29\n-44,136,669.51\n-43,495,088.34\n-44,436,008.16\n-43,931,274.21\n-39,926,707.42\nShares and Other Equity\n-84,000,619,819.97\n-24,240,753.70\n-23,915,831.50\n-24,236,240.32\n-23,332,831.27\n-23,091,435.83\n-37,896,149.54\n-43,845,102.64\n-41,767,525.41\n-39,722,515.26\n-40,716,687.65\n-38,350,823.50\n-37,337,007.50\nOther Items(Net)\n-3,189,753,793.28\n-1,523,004.67\n-2,100,723.61\n-2,120,667.23\n-1,846,508.62\n-2,396,362.99\n-3,908,731.83\n-4,040,258.56\n-6,511,308.80\n-8,239,991.34\n-8,373,471.14\n-12,139,470.53\n-10,080,715.57\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n1,741,604,233.46\n1,317,546.03\n1,976,245.32\n1,859,829.62\n1,816,376.82\n2,152,192.65\n4,001,590.49\n4,357,166.91\n4,142,164.71\n4,467,418.26\n4,654,150.62\n6,559,019.82\n7,491,015.65\nMonetary Base \n6,141,481,651.19\n6,455,093.44\n6,639,450.71\n7,238,618.14\n7,282,113.20\n7,708,040.15\n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\n21,184,516.26\n22,726,335.23\nZWL Coins\n51,536.90\n20.39\n16.95\n15.26\n14.33\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\nZWL Notes\n19,250,549.61\n7,646.53\n7,646.25\n7,641.71\n6,018.48\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\nZig Notes\n1,240.55\n12,162.56\n16,066.84\n20,175.22\n26,774.05\n33,546.57\n35,318.43\n35,320.20\n35,320.10\n35,322.26\n35,322.72\n35,323.23\nZiG Coins\n8,848.60\n33,390.00\n36,721.62\n39,548.30\n43,392.05\n49,516.41\n113,067.78\n131,664.45\n141,250.42\n149,157.47\n155,377.61\n163,557.87\nLiabilities to ODCs\n6,122,179,564.68\n6,437,337.37\n6,586,234.95\n7,178,172.71\n7,216,356.87\n7,632,571.13\n13,518,211.78\n20,275,136.61\n19,855,722.95\n20,213,243.21\n21,498,726.98\n20,988,513.01\n22,522,151.21\nReserve Deposits\n4,760,466.26\n5,381,967.87\n5,674,932.79\n6,001,808.11\n6,198,549.50\n11,991,225.66\n17,272,213.17\n16,096,475.01\n16,691,280.01\n17,918,322.64\n17,853,262.69\n17,411,472.42\n Local Currency Reserve Deposits\n782,882,894.59\n588,261.85\n852,988.66\n1,019,521.43\n1,293,912.63\n1,392,957.07\n1,999,399.49\n2,851,765.21\n2,965,905.06\n2,935,341.50\n2,981,537.53\n3,152,253.26\n3,222,430.88\n Foreign Currency Reserve Deposits\n5,293,831,558.25\n4,172,204.40\n4,528,979.21\n4,655,411.36\n4,707,895.48\n4,805,592.43\n9,991,826.17\n14,420,447.97\n13,130,569.95\n13,755,938.51\n14,936,785.11\n14,701,009.42\n14,189,041.54\n Exess reserves \n45,465,111.84\n1,676,871.11\n1,204,267.07\n1,503,239.92\n1,214,548.76\n1,434,021.62\n1,526,986.12\n3,002,923.43\n3,759,247.94\n3,521,963.20\n3,580,404.34\n3,135,250.32\n5,110,678.79\n of which Excess reserves - ZiG\n113,899.99\n124,143.39\n145,185.75\n87,381.11\n143,711.96\n165,752.71\n338,542.12\n406,286.37\n398,701.95\n275,478.64\n440,419.67\n363,524.21\n Excess reserves - FCA\n1,562,971.12\n1,080,123.68\n1,358,054.17\n1,127,167.65\n1,290,309.66\n1,361,233.41\n2,664,381.31\n3,352,961.57\n3,123,261.25\n3,304,925.70\n2,694,830.66\n4,747,154.58\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe, 2025\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n15 \n \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\n*Nov-24\n*Dec-24\n*Jan-25\n*Feb-25\n*Mar-25\nNet Foreign Assets\n11,606,860,302.06\n6,841,962.55\n6,864,056.48\n6,861,295.92\n7,506,228.34\n6,703,991.82\n11,311,763.23\n11,863,962.98\n9,303,347.77\n9,621,512.62\n8,676,451.76\n9,929,740.55\n9,228,814.05\nClaims on Non Residents\n18,155,224,099.23\n10,973,836.76\n11,293,656.76\n11,679,328.24\n12,352,811.95\n11,598,442.41\n20,019,415.47\n21,861,671.92\n17,752,438.09\n19,141,214.17\n19,229,144.68\n20,477,933.09\n22,371,396.07\nOf Which: Foreign Currency\n9,785,505,639.81\n4,794,837.35\n4,337,566.82\n4,753,113.49\n5,739,936.96\n6,444,888.52\n10,895,905.76\n13,662,079.40\n11,233,737.69\n10,274,553.25\n12,729,369.89\n11,621,925.79\n9,274,836.62\nDeposits\n8,323,896,983.03\n6,152,462.49\n6,929,621.83\n6,902,261.76\n6,586,859.83\n5,128,037.09\n9,069,019.76\n8,153,531.84\n6,482,287.97\n8,827,755.41\n6,459,994.39\n8,811,625.28\n13,051,049.62\nOther\n45,821,476.40\n26,536.92\n26,468.12\n23,952.99\n26,015.17\n25,516.80\n54,489.96\n46,060.69\n36,412.43\n38,905.51\n39,780.40\n44,382.02\n45,509.84\nLess Liabilities to Non Residents\n6,548,363,797.17\n4,131,874.21\n4,429,600.28\n4,818,032.32\n4,846,583.61\n4,894,450.59\n8,707,652.25\n9,997,708.95\n8,449,090.32\n9,519,701.55\n10,552,692.92\n10,548,192.54\n13,142,582.02\nOf Which: Deposits\n2,837,026,028.04\n1,874,340.18\n1,941,676.30\n2,023,747.02\n1,715,870.69\n1,688,391.39\n2,976,714.87\n3,361,036.04\n2,691,546.72\n3,251,085.67\n3,669,921.39\n3,691,797.46\n4,928,822.48\nLoans\n3,711,337,769.13\n2,257,534.02\n2,487,923.98\n2,794,285.29\n3,130,712.92\n3,206,059.20\n5,730,937.38\n6,636,672.91\n5,757,543.59\n6,268,615.88\n6,882,771.53\n6,856,395.09\n8,213,759.54\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n47,514,528,237.56\n31,782,273.98\n33,785,421.43\n35,673,665.70\n38,145,673.59\n39,635,826.10\n63,272,480.21\n75,102,707.82\n73,469,677.34\n77,581,551.65\n78,067,895.57\n75,511,701.35\n81,652,554.92\nDomestic Claims\n49,195,099,829.70\n30,483,864.43\n31,543,958.04\n33,380,506.81\n36,954,010.73\n37,139,789.00\n62,499,402.56\n71,531,508.87\n65,031,259.53\n67,738,193.00\n68,668,904.40\n68,435,372.99\n71,590,612.29\nNet Claims on Central Government\n8,137,248,966.22\n5,584,180.30\n5,547,369.71\n5,745,341.04\n7,293,076.13\n6,548,202.35\n10,591,046.35\n11,703,334.97\n10,121,437.02\n10,961,408.94\n10,725,014.88\n9,938,491.66\n10,974,863.01\nClaims on Central Government\n8,652,815,980.77\n5,827,034.95\n5,897,338.50\n6,334,601.55\n7,731,687.11\n7,081,139.08\n11,174,323.23\n12,330,801.46\n10,798,672.42\n11,677,830.99\n11,429,017.37\n10,874,884.43\n11,880,042.80\nSecurities\n8,605,206,635.58\n5,583,192.64\n5,867,704.45\n6,309,901.96\n7,706,557.44\n6,955,089.37\n10,929,386.91\n12,091,791.23\n10,509,483.63\n11,621,387.80\n11,371,369.87\n10,816,740.04\n11,771,258.78\nLoans\n47,609,345.19\n243,842.32\n29,634.05\n24,699.60\n25,129.68\n126,049.71\n244,936.32\n239,010.23\n289,188.79\n56,443.19\n57,647.49\n58,144.40\n108,784.02\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n515,567,014.55\n242,854.65\n349,968.79\n589,260.52\n438,610.98\n532,936.72\n583,276.88\n627,466.49\n677,235.40\n716,422.05\n704,002.49\n936,392.77\n905,179.80\nOf which: Deposits\n515,567,014.55\n242,854.65\n349,968.79\n589,260.52\n438,610.98\n532,936.72\n583,276.88\n627,466.49\n677,235.40\n716,422.05\n704,002.49\n936,392.77\n905,179.80\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n41,057,850,863.48\n24,899,684.12\n25,996,588.33\n27,635,165.77\n29,660,934.60\n30,591,586.65\n51,908,356.20\n59,828,173.90\n54,909,822.51\n56,776,784.05\n57,943,889.52\n58,496,881.33\n60,615,749.28\nOther Financial Corporations\n649,601,336.03\n295,553.50\n371,891.66\n452,086.38\n418,360.70\n447,828.48\n803,033.30\n864,824.64\n762,328.72\n811,209.93\n778,081.69\n779,881.90\n866,505.68\nState and Local Government\n143,347.81\n1,803.44\n1,371.69\n1,489.84\n162.58\n189.44\n334.82\n83.40\n98.73\n574.72\n10,044.30\n18,890.21\n21,808.52\nPublic Non Financial Corporations\n1,283,162,917.94\n769,195.30\n753,308.55\n709,073.06\n688,025.36\n609,127.16\n1,004,586.77\n1,150,112.93\n919,347.91\n889,370.20\n933,466.05\n1,043,270.85\n1,002,446.49\nPrivate Sector\n39,124,943,261.71\n23,833,131.89\n24,870,016.43\n26,472,516.50\n28,554,385.96\n29,534,441.57\n50,100,401.31\n57,813,152.92\n53,228,047.15\n55,075,629.21\n56,222,297.48\n56,654,838.36\n58,724,988.59\nClaims on the Central Bank\n16,737,574,909.26\n11,097,658.79\n12,455,525.64\n12,775,616.04\n11,481,325.31\n13,543,158.02\n22,444,626.84\n30,514,072.84\n32,279,220.71\n32,226,426.11\n32,420,854.58\n31,974,529.83\n33,565,803.01\nCurrency\n2,830,957.84\n7,453.94\n14,987.06\n9,216.94\n7,521.93\n6,395.91\n7,871.66\n56,708.55\n72,590.97\n82,639.94\n86,307.47\n92,840.62\n98,345.92\nReserves\n16,734,743,951.43\n11,090,204.85\n12,420,731.87\n12,746,019.20\n11,453,300.33\n13,516,156.89\n22,399,747.84\n30,414,709.72\n29,835,562.13\n32,109,976.20\n32,300,632.15\n31,847,522.25\n33,387,025.38\nSecurities\n0.00\n0.00\n19,806.72\n20,379.90\n20,503.05\n20,605.22\n37,007.33\n42,654.56\n2,371,067.62\n33,809.97\n33,914.96\n34,166.96\n80,431.70\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n95,704,985.13\n67,448.03\n50,898.37\n99,769.05\n99,872.51\n109,931.02\n491,438.62\n429,739.68\n409,274.64\n233,008.13\n368,655.55\n536,903.93\n546,505.15\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(Net)\n18,322,441,516.27\n9,731,801.21\n10,163,163.89\n10,382,688.10\n10,189,789.94\n10,937,189.89\n21,180,110.57\n26,513,134.21\n23,431,528.27\n22,150,059.32\n22,653,207.86\n24,361,297.54\n22,957,355.23\nShares and Other Equity\n23,399,335,886.93\n11,639,746.46\n13,617,857.06\n16,354,657.14\n17,229,141.66\n19,127,593.60\n32,025,127.21\n37,321,973.73\n32,311,333.95\n32,915,572.23\n33,759,922.32\n34,944,900.06\n36,201,200.55\nLiabilities to other ressident sectors\n361,061,719.66\n222,678.57\n4,558.25\n13,223.72\n12,000.37\n12,502.97\n51,080.87\n16,114.32\n42,655.67\n112,460.71\n26,627.71\n17,389.20\n16,407.70\nOther Items(Net)\n-5,437,956,090.32\n-2,130,623.82\n-3,459,251.43\n-5,985,192.76\n-7,051,352.09\n-8,202,906.68\n-10,896,097.52\n-10,824,953.85\n-8,922,461.35\n-10,877,973.62\n-11,133,342.17\n-10,600,991.71\n-13,260,253.02\nDeposits and Securities Included in Broad Money\n59,121,388,539.63\n38,624,236.53\n40,649,477.91\n42,534,961.62\n45,651,901.94\n46,339,817.92\n74,584,243.43\n86,966,670.79\n82,773,025.11\n87,203,064.28\n86,744,347.32\n85,441,441.90\n90,881,368.97\nDeposits Included in Broad Money\n59,114,397,682.94\n \n38,621,441.08\n \n40,645,105.30\n \n42,530,970.04\n \n45,632,719.17\n \n46,313,212.53\n \n74,560,409.93\n \n86,923,945.26\n \n82,773,025.11\n \n87,203,064.28\n \n86,744,347.32\n \n85,441,441.90\n \n90,881,368.97\n \nTransferable Deposits\n54,658,584,424.60\n \n35,915,961.93\n \n37,368,646.98\n \n38,710,519.24\n \n41,742,426.77\n \n42,434,906.62\n \n68,693,995.54\n \n79,031,446.06\n \n75,045,621.35\n \n79,013,920.71\n \n77,884,509.57\n \n76,370,328.06\n \n82,370,981.47\n \n of which FCAs\n47,588,241,673.51\n \n29,421,560.87\n \n29,788,818.17\n \n30,114,642.50\n \n31,415,685.01\n \n31,648,530.18\n \n58,109,730.00\n \n68,608,644.80\n \n64,281,472.90\n \n67,075,955.67\n \n66,339,658.20\n \n64,290,589.64\n \n68,788,012.75\n \nOther Deposits (Time Deposits)\n4,455,813,258.33\n2,705,479.15\n3,276,458.32\n3,820,450.80\n3,890,292.40\n3,878,305.91\n5,866,414.39\n7,892,499.20\n7,727,403.75\n8,189,143.57\n8,859,837.75\n9,071,113.84\n8,510,387.50\n of which FCAs\n3,750,078,066.25\n2,426,638.27\n2,953,225.13\n3,343,135.17\n3,425,730.40\n3,030,905.19\n4,839,186.89\n6,654,693.18\n5,209,298.79\n5,598,125.36\n6,742,783.93\n6,673,160.63\n6,169,444.57\nMoney Market Instruments\n6,990,856.69\n \n2,795.45\n \n4,372.61\n \n3,991.57\n \n19,182.77\n \n26,605.39\n \n23,833.50\n \n42,725.53\n \n-\n \n-\n \n-\n \n-\n \n-\n \nSource:Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n \n \n16 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\nApr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nMay\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nJun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nJul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nAug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\nSep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nOct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\nNov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\nDec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n2025\nJan\n86.3\n \n12,729.4\n \n32,300.6\n \n5,224.8\n \n6,088.6\n \n371.4\n11,371.4\n0.0\n352.9\n56.4\n91.6\n10.0\n612.5\n53,737.7\n3,262.0\n6,541.2\n14,514.4\n15,912.7\n163,264.0\nFeb\n92.8\n \n11,621.9\n \n31,847.5\n \n4,434.0\n \n8,274.5\n \n537.1\n10,816.7\n0.0\n292.4\n67.3\n92.3\n18.9\n782.9\n53,441.0\n3,997.8\n6,813.5\n12,600.8\n15,813.2\n161,544.6\nMar\n98.3\n \n9,274.8\n \n33,387.0\n \n3,734.6\n \n12,264.7\n \n786.3\n11,771.3\n0.0\n284.5\n83.9\n189.2\n21.8\n750.6\n55,066.8\n4,537.6\n7,656.7\n11,501.0\n16,477.1\n167,886.3\nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n17 \n \n \n \n \nEnd of\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\nApr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\nMay\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\nJun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\nJul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\nAug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\nSep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\nOct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\nNov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\nDec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2,025\nJan\n75,644.1\n2,240.4\n8,868.0\n86,752.5\n212.0\n704.0\n87,668.5\n0.0\n10,544.5\n368.7\n848.5\n26.6\n38,868.3\n6,541.2\n18,397.6\n163,264.0\nFeb\n73,858.1\n2,512.3\n9,076.6\n85,447.0\n510.9\n936.4\n86,894.2\n0.0\n10,542.7\n536.9\n932.0\n17.4\n39,671.7\n6,813.5\n16,136.3\n161,544.6\nMar\n79,462.8\n2,908.2\n8,518.2\n90,889.2\n163.9\n905.2\n91,958.3\n0.0\n13,134.7\n546.5\n861.4\n16.4\n41,585.4\n7,656.7\n12,126.8\n167,886.3\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\n \n \n18 \n \n \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n69.16\n \n11,456.41\n \n29,733.87\n \n3,619.46\n \n5,360.40\n \n371.37\n \n10,307.60\n \n-\n \n0.00\n \n8.47\n \n56.00\n \n10.04\n \n602.54\n \n47,707.68\n \n1,083.88\n \n6,541.21\n \n10,321.33\n \n12,929.18\n \n140,178.6\n \nFeb\n74.54\n \n10,379.65\n \n28,980.85\n \n2,887.47\n \n7,444.59\n \n537.09\n \n9,957.34\n \n-\n \n-\n \n8.33\n \n56.51\n \n18.89\n \n773.23\n \n47,741.48\n \n1,091.66\n \n6,813.47\n \n9,654.17\n \n12,804.87\n \n139,224.1\n \nMar\n79.63\n \n7,925.12\n \n30,608.58\n \n2,161.71\n \n11,619.28\n \n786.30\n \n10,693.31\n \n-\n \n-\n \n0.00\n \n65.05\n \n59.30\n \n740.61\n \n49,559.08\n \n1,085.54\n \n7,656.70\n \n8,750.57\n \n13,326.61\n \n145,117.4\n \nSource: Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n19 \n \n \n \nZWG millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n67,471.6\n3,347.4\n5,479.5\n76,298.4\n113.0\n703.9\n77,115.3\n0.0\n8,899.1\n368.7\n583.1\n13.4\n31,606.5\n6,541.2\n15,051.3\n140,178.6\nFeb\n66,010.2\n2,819.1\n5,647.8\n74,477.1\n395.7\n912.6\n75,785.4\n0.0\n8,885.5\n536.9\n840.5\n17.4\n32,130.5\n6,813.5\n14,214.5\n139,224.1\nMar\n70,901.6\n3,277.8\n5,300.5\n79,479.9\n134.2\n880.5\n80,494.6\n0.0\n11,670.0\n546.5\n778.5\n16.4\n33,940.6\n7,656.7\n10,014.1\n145,117.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n20 \n \n \n \nForeign\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n16.4\n \n936.1\n2,314.6\n \n1595.3\n637.3\n \n-\n \n1,060.8\n \n0.0\n352.9\n \n0.0\n \n1,532.1\n \n35.6\n \n5,695.2\n \n3701.1\n2,505.2\n \n20,382.5\n \nFeb\n17.2\n \n977.3\n2,481.1\n \n1537.6\n695.1\n \n-\n \n856.4\n \n0.0\n292.4\n \n-\n \n1,628.3\n \n35.8\n \n5,937.3\n \n2478.3\n2,513.8\n \n19,450.5\n \nMar\n17.4\n \n1018.9\n2,314.6\n \n1592.7\n529.8\n \n-\n \n1,073.9\n \n0.0\n284.5\n \n-\n \n2,195.8\n \n78.2\n \n5,596.1\n \n2357.9\n2,677.9\n \n19,737.7\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n21 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\n- \nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n7,694.3\n1,357.3\n9,051.7\n99.0\n0.0\n9,150.7\n79.9\n1,645.4\n0.0\n265.4\n13.2\n6,057.2\n3,170.6\n20,382.5\nFeb\n7,981.1\n1,558.4\n9,539.5\n115.2\n0.0\n9,654.7\n3.9\n1,657.2\n0.0\n91.4\n0.0\n6,289.8\n1,753.5\n19,450.5\nMar\n8,530.5\n1,423.2\n9,953.7\n27.3\n0.0\n9,981.0\n0.4\n1,464.7\n0.0\n83.0\n0.0\n6,363.7\n1,844.9\n19,737.7\n- \nSource: Reserve Bank of Zimbabwe, 2025\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n22 \n \n \n \n \n \n23 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\n*Oct\n3,485,504.59\n2,567,255.56\n3,535,607.03\n7,474,589.94\n3,299,698.46\n7,968,221.02\n5,044,419.36\n5,097,867.03\n29,458,757.35\n1,018,065.78\n9,462,752.69\n220,427.14\n78,633,165.96\n*Nov\n3,092,857.19\n2,583,575.64\n3,658,337.22\n6,311,484.89\n3,319,494.63\n7,425,250.57\n6,381,558.42\n4,761,639.77\n27,173,979.25\n1,133,673.74\n8,782,149.64\n200,228.74\n74,824,229.70\n*Dec\n3,246,075.75\n3,000,089.39\n3,491,754.69\n6,900,913.48\n3,547,897.26\n7,345,227.12\n6,716,997.93\n4,549,007.97\n27,260,521.53\n1,099,879.74\n10,022,447.18\n355,894.47\n77,536,706.51\n2025\n*Jan\n2,906,778.30\n3,263,210.15\n3,335,010.28\n6,226,024.85\n3,652,381.28\n8,401,231.92\n6,022,841.93\n4,820,773.49\n27,794,296.00\n1,020,418.08\n9,522,377.98\n214,322.39\n77,179,666.65\n*Feb\n3,148,260.00\n2,765,476.21\n2,386,768.37\n6,142,552.78\n3,733,009.01\n8,301,324.64\n5,391,986.88\n4,799,925.63\n27,396,588.33\n1,120,196.78\n10,349,018.64\n257,727.50\n75,792,834.75\n*Mar\n2,931,379.17\n2,536,384.45\n2,998,500.17\n7,205,270.81\n4,098,816.70\n9,412,388.16\n5,090,011.12\n5,298,903.78\n30,409,375.81\n1,367,930.91\n10,495,733.30\n291,454.26\n82,136,148.64\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n \n24 \n \nMinimum\nMaximum\nMinimum\nMaximum\n2021\nJan\n32.65\n55.57\n24.77\n24.77\nFeb\n36.67\n52.01\n21.36\n21.36\nMar\n35.83\n55.77\n22.61\n22.61\nApr\n35.22\n57.08\n22.59\n22.59\nMay\n34.84\n56.21\n21.76\n21.76\nJun\n36.25\n57.04\n22.46\n22.46\nJul\n36.56\n57.00\n21.66\n21.66\nAug\n41.06\n57.39\n39.65\n39.65\nSep\n40.61\n58.44\n39.50\n39.50\nOct\n41.86\n58.68\n45.81\n45.81\nNov\n39.13\n58.74\n38.10\n38.10\nDec\n39.34\n58.65\n37.94\n37.94\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\n2025\n*Jan\n41.82\n47.35\n40.13\n46.08\n*Feb\n43.00\n48.60\n40.45\n45.68\n*Mar\n42.33\n47.97\n40.42\n46.11\nSource: Reserve Bank of Zimbabwe, 2025\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n25 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n*Mar\n3.81\n4.14\n5.95\n8.87\nSource: Reserve Bank of Zimbabwe, 2025\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n26 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.81\n0.46\n*Mar\n0.83\n0.15\n0.00\n-0.13\n0.93\n0.34\n-0.25\n-1.08\n2.43\n-0.53\n-0.22\n0.16\n-0.46\n-0.06\nSource: Zimstat, 2025\n*Statistics are in ZiG\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\n \n \n27 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4,90\n4,35\n27,62\n5,29\n1,42\n8,39\n2,65\n2,27\n4,25\n1,08\n6,46\n68,70\n31,30\n100\n2021\nJan\n20,60\n-2,07\n36,36\n-1,28\n10,32\n-3,60\n128,10\n-5,01\n-21,25\n-30,63\n-23,35\n12,89\n17,44\n14,03\nFeb\n39,34\n9,50\n38,02\n12,01\n25,35\n8,60\n82,62\n14,90\n-32,54\n-21,66\n-17,59\n18,72\n29,84\n21,45\nMar\n14,17\n6,58\n29,52\n3,24\n5,87\n19,12\n92,07\n6,36\n6,81\n-2,73\n-7,44\n18,40\n22,51\n19,45\nApr\n14,30\n5,98\n30,11\n3,19\n6,13\n19,96\n93,18\n5,32\n25,12\n-1,35\n-10,56\n19,42\n22,82\n20,29\nMay\n15,83\n14,44\n20,88\n4,68\n16,10\n25,82\n102,08\n55,83\n36,63\n-3,32\n-9,20\n20,10\n22,47\n20,70\nJun\n12,75\n14,64\n22,39\n15,03\n9,18\n12,04\n70,11\n42,04\n30,41\n4,24\n-7,69\n19,04\n28,60\n21,31\nJul\n6,39\n11,64\n23,80\n10,15\n3,85\n6,95\n52,67\n52,59\n39,02\n13,15\n8,80\n18,71\n15,01\n17,76\nAug\n13,21\n12,09\n24,34\n11,12\n5,35\n6,76\n15,74\n59,33\n35,23\n16,34\n4,54\n18,18\n18,05\n18,15\nSep\n14,96\n12,70\n25,60\n16,41\n6,74\n12,34\n14,92\n60,58\n36,28\n21,35\n9,67\n20,76\n21,15\n20,86\nOct\n17,72\n16,64\n21,34\n23,27\n7,60\n13,62\n22,43\n60,80\n38,87\n20,39\n10,27\n21,05\n24,80\n21,99\nNov\n16,80\n14,54\n22,11\n24,82\n6,57\n13,72\n27,83\n60,49\n15,38\n17,92\n11,34\n20,15\n24,28\n21,19\nDec\n17,38\n12,07\n20,56\n24,61\n6,62\n10,09\n28,48\n61,86\n16,79\n14,71\n12,21\n19,00\n21,96\n19,76\n2022\nJan\n15,38\n11,03\n21,29\n20,02\n4,81\n7,80\n28,71\n82,72\n15,93\n17,46\n8,22\n18,46\n21,56\n19,26\nFeb\n16,00\n15,14\n25,74\n22,76\n3,87\n7,80\n31,58\n66,63\n18,83\n20,23\n9,44\n20,73\n23,23\n21,38\nMar\n18,84\n17,81\n25,15\n19,07\n7,41\n13,39\n28,67\n68,48\n18,98\n20,57\n9,57\n21,54\n26,32\n22,80\nApr\n22,71\n20,48\n42,29\n25,78\n9,04\n14,77\n30,15\n73,15\n4,52\n26,09\n15,50\n29,14\n34,75\n30,60\nMay\n26,46\n27,91\n43,15\n26,23\n11,74\n17,68\n33,27\n24,17\n3,66\n27,29\n19,09\n30,37\n47,22\n34,70\nJun\n34,62\n32,92\n47,25\n30,78\n25,21\n23,62\n38,51\n30,74\n3,41\n30,29\n28,37\n36,30\n68,72\n44,47\nJul\n38,99\n33,16\n59,19\n38,55\n30,80\n25,88\n40,04\n33,42\n15,74\n32,91\n29,63\n43,58\n89,00\n54,99\nAug\n41,70\n35,49\n60,73\n39,17\n31,89\n26,54\n37,81\n34,54\n16,27\n31,74\n31,34\n44,88\n96,89\n57,92\nSep\n35,93\n32,94\n66,48\n32,64\n30,19\n25,02\n45,99\n33,85\n26,81\n27,66\n27,17\n45,91\n86,25\n56,09\nOct\n35,00\n33,64\n76,23\n32,71\n30,19\n24,29\n39,72\n34,98\n24,31\n26,52\n26,89\n48,43\n83,72\n57,47\nNov\n33,55\n33,65\n74,26\n32,03\n30,42\n23,10\n39,54\n35,12\n55,96\n48,48\n26,56\n49,54\n78,43\n57,06\nDec\n30,92\n33,36\n72,02\n30,01\n29,63\n23,87\n44,62\n33,64\n55,91\n47,88\n23,73\n48,22\n77,66\n55,93\n2023\nJan\n29,74\n31,69\n69,78\n29,91\n29,05\n23,89\n39,11\n19,78\n54,56\n44,29\n24,25\n46,26\n71,94\n53,03\nFeb\n22,86\n25,38\n60,69\n26,01\n26,87\n23,89\n35,79\n16,09\n54,11\n37,14\n12,96\n38,85\n58,69\n44,14\nMar\n19,07\n22,07\n59,46\n23,60\n25,55\n23,89\n33,36\n14,86\n54,13\n35,54\n12,56\n36,31\n52,99\n40,80\nApr\n16,38\n20,11\n43,52\n16,85\n24,51\n23,89\n31,87\n13,36\n50,56\n28,25\n11,10\n28,93\n45,87\n33,48\nMay\n15,66\n10,84\n44,93\n15,37\n25,01\n23,89\n36,54\n12,90\n51,63\n25,34\n9,57\n27,96\n37,63\n30,68\nJun\n19,45\n3,65\n48,01\n3,20\n20,03\n23,89\n61,17\n11,33\n49,36\n22,73\n6,31\n27,58\n38,70\n30,85\nJul\n16,14\n2,22\n36,71\n-1,98\n15,30\n23,89\n60,33\n8,34\n34,91\n23,72\n5,22\n21,28\n26,03\n22,74\nAug\n10,74\n-0,36\n31,33\n-3,54\n13,04\n23,89\n56,36\n6,57\n33,75\n21,75\n0,82\n17,55\n17,90\n17,66\nSep\n13,82\n1,52\n25,26\n0,08\n13,36\n23,89\n50,18\n5,97\n30,99\n23,86\n3,48\n16,31\n23,12\n18,36\nOct\n15,06\n1,31\n23,16\n-1,20\n14,66\n7,28\n42,11\n5,15\n25,35\n23,64\n5,28\n15,40\n23,50\n17,82\nNov\n17,55\n1,56\n33,71\n-2,14\n16,48\n8,40\n40,66\n5,48\n11,94\n2,93\n5,52\n18,43\n29,24\n21,63\nDec\n21,19\n2,22\n40,65\n-1,28\n17,09\n9,49\n36,33\n7,61\n12,19\n3,27\n7,82\n21,52\n38,26\n26,52\n2024\nJan\n24,18\n0,25\n47,17\n-2,90\n13,08\n21,65\n28,14\n2,95\n18,31\n4,68\n3,64\n24,16\n60,25\n34,84\nFeb\n33,06\n2,10\n59,99\n-1,02\n17,41\n30,39\n41,46\n7,62\n20,22\n9,87\n15,86\n32,35\n84,37\n47,62\nMar\n37,15\n3,35\n67,82\n0,31\n20,39\n33,68\n55,04\n10,19\n22,44\n11,97\n19,67\n36,58\n100,68\n55,34\nApr\n37,55\n3,98\n69,28\n0,77\n20,20\n34,79\n58,13\n9,93\n30,14\n11,30\n20,06\n42,42\n105,07\n57,48\nSource: Zimstat, 2024\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n28 \n \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\n*Mar\n26.6787\n1.4588\n1.9508\n0.1788\n28.5428\n34.4141\nSource: Reserve Bank of Zimbabwe, 2025\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND STERLING\n \n \n29 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\n*Mar\n205.25\n143.95\n229,916,317\n92,886,500\n62,916.75\nSource: Zimbabwe Stock Exchange, 2025\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n*All Share index was introduced in January, 2018\n \n \n30 \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n-\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n-\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n-\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n-\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n-\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n-\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n-\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n-\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n-\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n-\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n-\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n-\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n-\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n-\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n-\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n-\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n-\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n-\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n-\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n-\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n-\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n-\n7252.4\n6858.9\n14579.5\n44760.8\n*Feb\n92208.7\n0.0\n5961.2\n6364.9\n14208.9\n43833.1\n*Mar\n112646.3\n0.0\n6785.3\n7339.8\n17156.0\n47320.6\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n31 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n-\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n-\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n-\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n-\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n-\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n-\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n-\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n-\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n-\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n-\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n-\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n-\n7381.3\n911.1\n46337.9\n1363.6\n*Feb\n815.5\n-\n6229.8\n838.1\n44460.8\n1346.3\n*Mar\n917.4\n-\n6777.0\n953.3\n53987.0\n1250.1\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n32 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\n2025\n*Jan\n652.0\n748.8\n1400.8\n-96.8\n*Feb\n512.6\n730.4\n1243.0\n-217.9\n*Mar\n581.9\n809.9\n1391.8\n-228.0\nSource: ZIMSTAT, 2025\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_March_2025docx.pdf"}
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+{"doc_id": "4bf7a04efcacb4db43740034d91833e4", "text": "i \n \n \n \nDecember 2024 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCash Transactions ..................................................................................................................... 9 \nCard Based Transactions ......................................................................................................... 9 \nINFLATION OUTTURN ............................................................................................................. 9 \nMonthly Inflation ...................................................................................................................... 9 \nUS$ Annual Inflation Developments ..................................................................................... 10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n OVERVIEW \nMonth-on-month inflation slowed down to \n3.7% in December 2024, a significant decrease \nfrom 11.7% recorded in the previous month. \nThe decline in inflation was largely attributed \nto the stability in the monetary conditions \nwhich dampened inflationary pressures. \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG87,448.96 million in December 2024, an \nincrease of 5.07% from ZiG83,226.83 million \nrecorded in November 2024. \n \nOn the capital markets, the Zimbabwe Stock \nExchange (ZSE) exhibited bearish trends, \nwhile the Victoria Falls Stock Exchange \n(VFEX) traded in positive territory. The \nperformance of the ZSE was mainly affected by \nsubdued trading activity during the festive \nholidays. \n \nThe value of aggregate transactions processed \nthrough the National Payment Systems (NPS) \nincreased by 12% to ZiG207.90 billion in \nDecember 2024, up from ZiG184.88 billion \nrecorded in the previous month. Similarly, NPS \nvolumes also increased by 1% to 62.33 million \nfrom 61.56 million recorded in November \n2024. \nIn the international commodity markets, the \nmonthly average price of lithium increased, \nwhile prices of gold, platinum, palladium, \ncopper, nickel and Brent crude oil declined. \nCommodity prices were mainly driven by a \nstronger dollar, during the month under review. \nIn December 2024, merchandise exports \ntotaled US$692.4 million, while the country’s \nimport bill stood at US$889.3 million. As a \nresult, the country’s trade deficit stood at \nUS$196.9 million, up from US$46.9 million \nrecorded in November 2024. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nIn December 2024, the international monthly \naverage price of lithium increased, while prices \nof gold, platinum, palladium, copper, nickel \nand Brent crude oil weakened, as shown in \nTable 1. \n \nTable 1: International Commodity Prices \nfor November and December 2024 \nCommodity \n \nNov-24 \nDec-24 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n2,654.71 \n2,644.45 \n(0.39) \nPlatinum \nUS$/oz \n965.83 \n938.09 \n(2.87) \nPalladium \nUS$/oz \n1,009.52 \n952.99 \n(5.60) \nCopper \nUS$/t \n9,203.50 \n9,028.58 \n(1.90) \nNickel \nUS$/t \n15,967.29 \n15,676.75 \n(1.82) \nBrent Crude \noil \nUS$/bbl. \n73.51 \n72.97 \n \n(0.73) \nLithium \nUS$/t \n8,889.52 \n9,741.25 \n9.58 \nSource: Bloomberg, 2024 \n \nGold \nGold prices averaged US$2,644.45 per ounce \nin December 2024, a decline of 0.39%, from a \nmonthly average of US$2,654.71 per ounce \nrecorded in November 2024. The decrease \nfollowed signals from the US Federal Reserve \nindicating a potential slowdown in interest rate \ncuts in 2025. \n \nPlatinum \nPlatinum prices decreased by 2.87% from an \naverage of US$965.83 per ounce in the \nprevious month to US$938.09 per ounce in \nDecember 2024. The price decrease is largely \n \n \n \n2 \n \nattributable to subdued demand for the metal \nand the strengthening of the U.S dollar. \n \nPalladium \nPalladium prices experienced a downturn, \nlargely underpinned by reduced demand from \nthe automotive industry as the energy transition \nprogresses. Consequently, palladium prices fell \nby 5.6% from an average of US$1,009.52 per \nounce in the prior month to US$952.99 per \nounce during the month under review. The \nprice trends of precious metals from December \n2023 to December 2024 are shown in Figure 1. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ \nper \nOunce): \nDecember \n2023 \n– \nDecember 2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nBrent crude oil prices declined by 0.73%, from \na monthly average of US$73.51 per barrel in \nNovember 2024 to a monthly average of \nUS$72.97 per barrel in December 2024. Oil \nprices edged lower amid fears of a supply glut, \ndespite OPEC+ extending output cuts. Figure 2 \nshows developments in oil prices for the period \nfrom December 2023 to December 2024. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) December 2023 – December \n2024 \n \nSource: Bloomberg, 2024 \n \nCopper \nCopper prices fell by 1.9%, from US$9,203.50 \nper tonne recorded in the previous month to \nUS$9,028.58 per tonne during the month under \nreview. The decline in copper prices was \nattributable to global excess supply and \nuncertainty regarding potential stimulus signals \nfrom China, the largest consumer of the metal. \n \nNickel \nNickel prices decreased by 1.82%, to an \naverage of US$15,676.75 per tonne from \nUS$15,967.29 per tonne registered in the \nNovember 2024. The decrease in price was \nunderpinned by global excess supply from \nIndonesia, the world’s leading producer of \nnickel, coupled with weak demand prospects, \nparticularly in China, the top consumer of the \n0\n200\n400\n600\n800\n1000\n1200\n1400\n0\n500\n1000\n1500\n2000\n2500\n3000\n3500\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nUS$/tonne\nUS$/tonne\nGold\nPalladium\nPlatinum (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\n100\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nUS$/barrel\n \n \n \n3 \n \nmetal. Figure 3 shows base metals price \ndevelopments for the period from December \n2023 to December 2024. \n \nFigure 3: Base Metal Prices (US$/tonne): \nDecember 2023 – December 2024 \nSource: Bloomberg 2024 \n \nLithium \nLithium \nprices \nexperienced \na \nnotable \nimprovement \nof \n9.58%, \nrising \nfrom \nUS$8,889.52 per tonne in the previous month \nto US$9,741.25 per tonne in December 2024. \nThe increase was due to increased demand for \nlithium, particularly due to the production \nschedule of cathode materials, which boosted \nthe demand for spot lithium carbonate \nprocurement. The price developments for \nlithium for the period from December 2023 to \nDecember 2024 are illustrated in Figure 4. \n \n \n \n \n \n \n \n \n \nFigure 4: Lithium Prices (US$/tonne) \nDecember 2023 –December 2024 \n \nSource: London Metal Exchange, 2024 \n \nMerchandise Trade Developments \nTotal merchandise trade reached US$1.58 \nbillion in December 2024, reflecting a decline \nof 14.8% from US$1.86 billion in the previous \nmonth. The decrease in merchandise trade was \nlargely attributable to reductions in both \nexports and imports during the month under \nanalysis. On a year-on-year basis, however, \ntotal merchandise trade rose by about 15.7 % \nfrom \nUS$1.37 \nbillion recorded in \nthe \ncorresponding month in 2023. \n \nMerchandise Exports \nThe country exported merchandise worth \nUS$692.4 \nmillion \nin \nDecember \n2024, \nrepresenting a decrease of 23.5% from the \nprevious month’s outturn of US$905.2 million. \nThe decline in month-on-month exports was \nlargely driven by reduced export earnings from \ngold, tobacco and platinum group metals \n(PGMs). \n \nThe merchandise exports for the current month, \nhowever, were 25.7% higher than the \nUS$550.6 \nmillion \nrecorded \nduring \nthe \ncorresponding month in 2023. Figure 5 shows \n8 0 000\n13 0 000\n18 0 000\n23 0 000\n28 0 000\n33 0 000\n38 0 000\n4 5 500\n5 5 500\n6 5 500\n7 5 500\n8 5 500\n9 5 500\n10 5 500\n11 5 500\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n5 0 000\n10 0 000\n15 0 000\n20 0 000\n25 0 000\n30 0 000\n35 0 000\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nUS$/tonne\n \n \n \n4 \n \ndevelopments in the country’s merchandise \nexports for the period January 2023 to \nDecember 2024. \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n \nExports by Commodity \nPrimary commodities, including gold, tobacco, \nPlatinum \nGroup \nMetals \n(PGMs) \nand \nferrochromium, \ndominated \nthe \ncountry’s \nexports \nduring \nDecember \n2024. \nThese \ncommodities accounted for 42.2%, 23.8%, \n16.8% and 3.6% of the total export basket, \nrespectively. Table 2 outlines the developments \nin the country’s exports for November 2024 \nand December 2024. \n \nTable 2: Major Exports (US$ millions) \n \nNov-24 \n (US$m) \nDec-24 \n(US$m) \n Nov-Dec \nChanges \n(%) \nShare of \nExports \n(%) Nov-\n24 \nTotal \n905.2 \n692.4 \n(23.5) \n100.0 \nOf Which: \n \n \n \n \nGold \n359.3 \n291.9 \n (18.8) \n42.2 \nTobacco \n(Including \ncigarettes) \n290.3 \n165.1 \n(43.1) \n23.8 \nPGMS \n138.0 \n116.0 \n(16.0) \n16.8 \nFerrochromium \n24.4 \n24.9 \n2.0 \n3.6 \nCoal \n12.1 \n14.2 \n17.4 \n2.1 \nOther mineral \nsubstances \n12.2 \n19.7 \n61.5 \n2.8 \nChromium ores \nand concentrates \n13.3 \n10.6 \n(20.3) \n1.5 \nIndustrial \ndiamonds \n10.1 \n7.8 \n(22.8) \n1.1 \nCrocodiles \n6.3 \n6.5 \n3.2 \n0.9 \nMaize seed \n3.3 \n2.1 \n(36.4) \n0.3 \nOthers \n35.9 \n33.7 \n(6.1) \n4.9 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nExport Markets \nIn December 2024, the country’s exports were \nmainly destined for to the following markets: \nthe United Arab Emirates at 41.9%, South \nAfrica at 25.9%, and China at 19.6%. The \nremaining exports were distributed across \nvarious other international jurisdictions and \nmarkets. Figure 6 shows the country’s major \nexport markets during the month under review. \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Imports \nThe value of merchandise imports amounted to \nUS$889.3 million in December 2024, marking \na decrease of 6.6% from US$952.1 million \nrecorded in the previous month. However, \nimports in December 2024 were 8.8% higher \nthan the US$817.0 million recorded in the \n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2023\n2024\n41.9\n25.9\n19.6\n2.7\n1.8\n1.7\n0.6\n0.6\n0.5\n0.4\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nNetherlands\nZambia\nBotswana\nEgypt\nKorea, Republic of\nIndia\n \n \n \n5 \n \ncomparable month in 2023, as shown in Figure \n7. \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2023 and 2024 \nSource: ZIMSTAT & RBZ Computations, 2024 \nImports by Commodity \nDuring the month of December 2024, the \ncountry’s import basket was predominantly \ncomposed of diesel, maize, petrol and crude \nsoya bean oil which accounted for 11.1%, \n9.5%, 5.2% and 3.0% of total imports, \nrespectively. Table 3 presents imports of major \ncommodities for the months of November and \nDecember 2024. \nTable 3: Major Imports (US$ millions) \n \nNov-\n24 \n(US$ \nm) \nDec-24 \n(US$ \nm) \n Nov-Dec \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nNov-24 \nTotal \n952.3 \n889.3 \n(6.6) \n100.0 \nOf Which: \n \n \n \n \nDiesel \n120.5 \n99.0 \n(17.8) \n11.1 \nMaize \n(Excluding \nSeed) \n61.3 \n84.7 \n38.2 \n9.5 \nPetrol \n45.8 \n45.9 \n0.2 \n5.2 \nFertilizers \n32.6 \n26.5 \n(18.7) \n3.0 \nCrude soya \nbean oil \n33.2 \n22.2 \n(33.1) \n2.5 \nElectricity \n16.2 \n14.8 \n(8.6) \n1.7 \nHerbicides \n4.1 \n20.8 \n407.3 \n2.3 \nMedicaments \n16.8 \n17.0 \n1.2 \n1.9 \nRice \n9.4 \n13.9 \n48.0 \n1.6 \nButanes \n10.5 \n9.4 \n(10.5) \n1.1 \nOthers \n601.9 \n535.2 \n(11.1) \n60.2 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nThe country sourced most of its imports from \nSouth Africa, which accounted for 39.3% of \ntotal imports, followed by China (10.4%), \nBahamas (8.6%), and United Arab Emirates \n(4.6%). Figure 8 shows the country’s top \nimport sources in December 2024. \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Trade Balance \nDuring the month of December 2024, the \ncountry’s trade deficit stood at US$196.9 \nmillion, an increase from the US$46.9 million \nrecorded in the previous month. Relative to \nDecember 2023, the deficit improved from \nUS$266.3 million to US$196.9 recorded in \nDecember 2024. Figure 9 shows the country’s \ntrade balance for the period January to \nDecember 2024. \n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1000\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2023\n2024\n39.3\n10.4\n8.6\n4.6\n4.0\n3.9\n2.8\n2.3\n2.2\n2.1\nSouth…\nChina\nBahamas\nUnited…\nSingapore\nMozambi…\nZambia\nUnited…\nMauritius\nIndia\n \n \n \n6 \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2024 \n \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG87,448.96 million in December 2024, an \nincrease of 5.07% from ZiG83,226.83 million \nrecorded in November 2024. \nThe foreign currency component of broad \nmoney increased by 4.30% (ZiG3,002 million), \nfrom ZiG69,804.88 million in November 2024 \nto ZiG72,806.92 million in December 2024. \nThe local currency component recorded a \nmonth-on-month growth of 9.09%, from \nZiG13,421.95 million to ZiG14,642.04 million. \nThe money stock comprised 83.26% foreign \ncurrency deposits, 16.63% local currency \ndeposits, and 0.11% currency in circulation. \nFigure 10 shows the composition of the money \nsupply. \n \n \n \n1 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \n \nDuring the month under review, credit to the \nprivate sector and net claims on the \nGovernment rose by 3.45% and 8.92%, from \nZiG53,630.47 \nmillion \nand \nZiG15,899.77 \nmillion \nto \nZiG55,075.63 \nmillion \nand \nZiG17,318.82 million, respectively. \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing, \nand \ndistribution, \nwhich \nreceived 28.88%, 15.87%, 14.67%, and \n10.82% of the total credit, respectively. The \nmining sector received 10.50% of the total \noutstanding credit. \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \n \n \n \n \n \n \n \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\n1200.0\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nExports\nImports\nTrade Balance\nNCDs; \n0.00%\nLocal Currency \nTime Deposits; \n2.96%\nFX Time \nDeposits; 6.40%\nLocal Currency \nTransferable ; \n13.67%\nFX Transferable \nDeposits; 76.85%\nCurrency in \nCirculation; \n0.11%\n \n \n \n7 \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 37.10%; inventory \nbuild-up, \n24.58%; \nand \nfixed \ncapital \ninvestments, 14.54%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of December 2024, the \nZimbabwe Stock Exchange (ZSE) All Share, \nindex declined by 17.92%, to close at 217.58 \npoints. The decrease in ZSE activity was partly \nattributable to the prevailing tight monetary \nconditions in the economy. \n \nThe mining index remained unchanged at \n235.38 points during the same month. \n \n \n \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nThe cumulative volume of shares increased by \n108.76%, while value of shares traded \ndecreased by 21.01% to close at 152.11 million \nshares and ZiG225.23 million. This was in \ncomparison to 72.86 million shares traded and \nZiG285.16 million recorded in the previous \nmonth, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded, decreased significantly \nfrom 19.24% in November 2024 to 0.33% in \nDecember 2024. \n \nConcomitantly, net foreign position worsened \nfrom a negative position of ZiG4.29 million to \nnegative ZiG10.01 million. \n \n \n \n \n \n \n \nHouseholds\n28.88%\nAgriculture\n15.87%\nMining\n10.50%\nManufacturing\n14.67%\nDistribution\n10.82%\nTransport and \nCommunication\n2.38%\nServices\n8.03%\nFinancial \nOrganisations and \nInvestments\n6.04%\nConstruction\n2.80%\nOther\n0.00%\n100\n150\n200\n250\n300\n350\n100\n150\n200\n250\n300\n350\n03-Aug-24\n13-Aug-24\n23-Aug-24\n02-Sep-24\n12-Sep-24\n22-Sep-24\n02-Oct-24\n12-Oct-24\n22-Oct-24\n01-Nov-24\n11-Nov-24\n21-Nov-24\n01-Dec-24\n11-Dec-24\n21-Dec-24\n31-Dec-24\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n \n \n \n8 \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nOwing to the bearish sentiments exhibited on \nthe ZSE during the period under review, the \nmarket lost 19.40%, or ZiG15,943.41 million \nworth \nof \ncapitalization \nto \nclose \nat \nZiG66,241.20 million, compared to ZiG82, \n184.61 million recorded in the previous month. \n \nVictoria Falls Stock Exchange (VFEX) \n \nDuring the month of December 2024, the \nVictoria Falls Stock Exchange (VFEX) traded \nin positive trajectory. As such, the VFEX All \nShare index gained 1.84% to close at 105.95 \npoints, compared to 104.04 points recorded in \nNovember 2024. \n \nOn an annual basis, the VFEX All Share index \nhowever, added 49.98%, from 70.64 points \nrecorded in November 2023. \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nReflecting the bullish trading sentiments that \nexhibited the VFEX, market capitalization \nfirmed by 1.84% to US$1,279.62 million, \ncompared to US$1,256.50 million recorded in \nthe previous month. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \n \n0\n100\n200\n300\n400\n500\n600\n0\n100\n200\n300\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume (LHS)\nValue (RHS)\n60\n70\n80\n90\n100\n110\n120\n31-Dec-23\n31-Jan-24\n29-Feb-24\n31-Mar-24\n30-Apr-24\n31-May-24\n30-Jun-24\n31-Jul-24\n31-Aug-24\n30-Sep-24\n31-Oct-24\n30-Nov-24\n31-Dec-24\n0.40\n0.60\n0.80\n1.00\n1.20\n1.40\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nUS$ BILLIONS\n \n \n \n9 \n \nThe positive trading on the VFEX, in contrast \nto the contraction on the ZSE, suggested a \ncurrency shift in portfolio mix on the two stock \nexchanges. \n \nNATIONAL PAYMENTS SYSTEM \nThe value of aggregate transactions processed \nthrough the National Payment Systems (NPS) \nincreased by 12% to ZiG207.90 billion in \nDecember 2024 from ZiG184.88 billion \nrecorded in the previous month. Similarly, NPS \nvolumes also increased by 1% to 62.33 million \nfrom 61.56 million recorded in November \n2024. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system in December 2024 increased by \n15.14% to ZiG123.59 billion from ZiG107.35 \nbillion recorded in November 2024. The \nvolume of RTGS transactions also increased by \n6.9% from 0.87 million to close at 0.93 million \nin December 2024. \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \nincreased by 6.53% to ZiG67.68 billion in \nDecember 2024, from ZiG63.53 billion in \nNovember 2024. \n \nCash Transactions \nCash based transactions increased by 33.02% \nto ZiG13.21 billion in December 2024, from \nZiG9.93 billion realized in November 2024. \nCard Based Transactions \nCard based transactions increased by 18.58% to \nZiG16.62 billion in December 2024 from \nZiG14.01 billion recorded in November 2024. \n \nINFLATION OUTTURN \nDuring the month of December 2024, the ZiG \ninflation decelerated, while the US$ inflation \nincreased. \n \nMonthly Inflation \nThe ZiG monthly inflation rate decreased from \n11.7% recorded in November 2024, to 3.7% in \nDecember 2024. \n \nThe decline in inflation was largely attributed \nto the stability in the monetary conditions \nwhich dampened inflationary pressures. \n \nFigure 16 shows developments in monthly ZiG \ninflation from May 2024 to November 2024. \n \nFigure 16: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2024 \n \nThe USD month-on-month inflation rate \nincreased from 0.1% in November 2024 to \n-3.00\n2.00\n7.00\n12.00\n17.00\n22.00\n27.00\n32.00\n37.00\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\n \n \n \n10 \n \n0.6% in December 2024. Resultantly, weighted \nmonthly inflation slowed down from 2.2% in \nNovember 2024 to 1.1% in December 2024. \n \nUS$ Annual Inflation Developments \nAnnual headline inflation slowed down from \n3.3% recorded in the previous month to 2.5% \nduring December 2024. \n \nFigure \n17: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2024 \n \n \nJANUARY 2025 \nRESERVE BANK OF ZIMBABWE \n-6.00\n-4.00\n-2.00\n0.00\n2.00\n4.00\n6.00\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\n \n \n11 \nStatistical Tables \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n27 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n28 \nNational Payments System Statistics \n \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n29 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n30 \nTrade Statistics \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n12 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWG '000)\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\n*Nov-24\n*Dec-24\nNet Foreign Assets\n-18 830 050 198.23\n-30 708 633 279.93\n-45 596 903 934.05\n-66 258 169 977.30\n-28 856 803.24\n-27 777 119.25\n-27 814 239.65\n-27 003 213.00\n-27 816 061.99\n-51 275 161.53\n-54 528 328.78\n-48 383 455.25\n-47 290 393.03\nCentral Bank(net)\n-22 724 299 913.18\n-37 204 315 094.00\n-54 031 060 405.32\n-77 865 030 279.36\n-35 698 765.79\n-34 641 175.73\n-34 675 535.57\n-34 509 441.34\n-34 520 053.81\n-62 586 924.75\n-66 392 291.76\n-57 686 803.02\n-56 911 905.66\nForeign Assets\n2 750 142 276.55\n4 789 971 270.20\n7 165 906 234.24\n12 179 330 672.54\n9 276 276.05\n9 502 376.00\n10 341 190.76\n10 301 545.49\n10 342 781.57\n17 610 056.98\n24 512 816.63\n22 229 005.79\n23 239 748.84\nForeign Liabilities\n25 474 442 189.73\n41 994 286 364.20\n61 196 966 639.56\n90 044 360 951.90\n44 975 041.84\n44 143 551.73\n45 016 726.33\n44 810 986.83\n44 862 835.37\n80 196 981.74\n90 905 108.39\n79 915 808.81\n80 151 654.50\nOther Depository Corporations(net)\n3 894 249 714.95\n6 495 681 814.07\n8 434 156 471.26\n11 606 860 302.06\n6 841 962.55\n6 864 056.48\n6 861 295.92\n7 506 228.34\n6 703 991.82\n11 311 763.23\n11 863 962.98\n9 303 347.77\n9 621 512.62\nForeign Assets\n5 729 082 981.88\n9 507 866 394.28\n12 860 635 148.65\n18 155 224 099.23\n10 973 836.76\n11 293 656.76\n11 679 328.24\n12 352 811.95\n11 598 442.41\n20 019 415.47\n21 861 671.92\n17 752 438.09\n19 141 214.17\nForeign Liabilities\n1 834 833 266.93\n3 012 184 580.21\n4 426 478 677.39\n6 548 363 797.17\n4 131 874.21\n4 429 600.28\n4 818 032.32\n4 846 583.61\n4 894 450.59\n8 707 652.25\n9 997 708.95\n8 449 090.32\n9 519 701.55\nNet Domestic Assets (NDA)\n37 744 636 990.28\n59 956 750 588.31\n86 209 941 031.87\n125 429 655 454.08\n67 611 589.07\n68 804 734.10\n70 540 712.34\n72 978 846.45\n74 289 272.26\n126 283 122.13\n141 729 288.02\n131 610 282.91\n134 739 349.70\nDomestic Claims\n16 661 349 824.12\n26 555 487 015.34\n39 630 053 424.85\n58 052 804 317.53\n35 515 681.43\n37 674 708.61\n38 036 721.42\n42 001 791.24\n42 153 476.29\n70 625 380.29\n81 454 801.51\n71 829 332.29\n74 542 582.32\nClaims on Central Government(net)\n4 633 764 250.89\n8 146 919 528.13\n12 506 419 694.13\n16 182 769 560.45\n10 221 096.31\n11 278 377.99\n9 913 260.71\n11 854 120.02\n11 078 263.39\n17 989 094.06\n20 769 283.76\n16 133 123.06\n17 318 818.37\nClaims on Central Government\n5 826 109 037.18\n9 899 880 742.54\n14 706 600 268.21\n22 087 558 829.62\n12 982 655.95\n13 103 692.41\n13 760 570.59\n15 106 767.97\n14 775 338.23\n24 507 323.63\n29 236 123.02\n26 140 999.60\n27 626 806.80\nCentral Bank\n3 186 271 122.40\n5 598 206 535.08\n8 298 885 386.12\n13 434 742 848.85\n7 155 621.00\n7 206 353.91\n7 425 969.04\n7 375 080.86\n7 694 199.15\n13 333 000.40\n16 905 321.56\n15 342 327.17\n15 948 975.81\nODCs\n2 639 837 914.78\n4 301 674 207.46\n6 407 714 882.09\n8 652 815 980.77\n5 827 034.95\n5 897 338.50\n6 334 601.55\n7 731 687.11\n7 081 139.08\n11 174 323.23\n12 330 801.46\n10 798 672.42\n11 677 830.99\nLess Liabilities to Central Government\n1 192 344 786.29\n1 752 961 214.41\n2 200 180 574.08\n5 904 789 269.17\n2 761 559.64\n1 825 314.42\n3 847 309.88\n3 252 647.95\n3 697 074.84\n6 518 229.58\n8 466 839.25\n10 007 876.54\n10 307 988.43\nCentral Bank\n990 859 913.99\n1 583 331 636.98\n1 859 602 799.84\n5 389 222 254.62\n2 518 704.99\n1 475 345.63\n3 258 049.37\n2 814 036.97\n3 164 138.12\n5 934 952.70\n7 839 372.76\n9 330 641.14\n9 591 566.38\nODCs\n201 484 872.29\n169 629 577.43\n340 577 774.24\n515 567 014.55\n242 854.65\n349 968.79\n589 260.52\n438 610.98\n532 936.72\n583 276.88\n627 466.49\n677 235.40\n716 422.05\nClaims on Other Sectors\n12 027 585 573.22\n18 408 567 487.20\n27 123 633 730.72\n41 870 034 757.08\n25 294 585.12\n26 396 330.62\n28 123 460.72\n30 147 671.23\n31 075 212.90\n52 636 286.23\n60 685 517.75\n55 696 209.23\n57 223 763.95\nOther Financial Corporations\n210 979 095.28\n367 132 374.31\n461 955 002.81\n803 485 078.36\n327 451.01\n405 012.85\n484 721.72\n451 511.50\n481 730.31\n837 142.95\n903 005.44\n801 444.65\n829 886.26\nState and Local Government\n73 453.85\n198 797.86\n232 003.28\n143 347.81\n1 803.44\n1 371.69\n1 489.84\n162.58\n189.44\n334.82\n83.40\n98.73\n574.72\nPublic Non Financial Corporations\n779 253 503.92\n787 050 316.56\n1 149 678 230.61\n1 615 646 416.58\n983 290.25\n966 293.32\n926 934.51\n906 717.79\n827 622.11\n1 344 304.21\n1 532 030.41\n1 264 192.72\n914 333.23\nPrivate Sector\n11 037 279 520.17\n17 254 185 998.48\n25 511 768 494.02\n39 450 759 914.33\n23 982 040.42\n25 023 652.76\n26 710 314.65\n28 789 279.36\n29 765 671.04\n50 454 504.24\n58 250 398.50\n53 630 473.13\n55 478 969.74\nCentral Bank\n102 273 703.78\n144 071 607.24\n211 425 087.76\n325 816 652.62\n148 908.53\n153 636.33\n237 798.15\n234 893.40\n231 229.46\n354 102.93\n437 245.57\n402 425.98\n403 340.54\nODCs\n10 935 005 816.39\n17 110 114 391.24\n25 300 343 406.26\n39 124 943 261.71\n23 833 131.89\n24 870 016.43\n26 472 516.50\n28 554 385.96\n29 534 441.57\n50 100 401.31\n57 813 152.92\n53 228 047.15\n55 075 629.21\nOther Items(Net)\n-21 083 287 166.17\n-33 401 263 572.98\n-46 579 887 607.02\n-67 376 851 136.55\n-32 095 907.64\n-48 116 393.84\n-32 503 990.92\n-30 977 055.21\n-32 135 795.97\n-55 657 741.84\n-60 656 446.41\n-59 780 950.61\n-60 196 767.38\nShares and Other Equity\n-17 570 066 671.33\n-29 549 325 579.05\n-43 302 266 345.67\n-60 601 283 933.04\n-30 585 321.84\n-170 501.60\n-26 189 804.03\n-24 667 528.43\n-22 936 612.12\n-40 127 307.25\n-45 626 610.38\n-43 527 595.47\n-41 180 164.06\nLiabilities to Other Financial Corporations\n138 722 557.11\n182 726 965.66\n279 727 919.49\n361 061 719.66\n222 678.57\n150.24\n13 223.72\n12 000.37\n12 502.97\n51 080.87\n16 114.32\n42 655.67\n112 460.71\nRestricted Deposits\n634 635 960.65\n1 122 721 876.21\n2 182 139 254.83\n1 707 978 424.98\n1 197 298.85\n1 441.12\n1 719 547.05\n1 550 879.71\n2 087 873.41\n3 658 367.58\n3 837 899.15\n3 788 058.77\n4 320 759.37\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-4 286 579 012.59\n-5 157 386 835.80\n-5 739 488 435.67\n-8 844 607 348.16\n-2 930 563.22\n-47 947 483.60\n-8 046 957.66\n-7 872 406.86\n-11 299 560.23\n-19 239 883.04\n-18 883 849.50\n-20 084 069.58\n-23 449 823.40\n0.86\n0.87\nBroad Money-M3\n18 914 586 792.05\n29 248 117 308.38\n40 613 037 097.82\n59 171 485 476.79\n38 754 785.83\n41 027 614.86\n42 726 472.69\n45 975 633.45\n46 473 210.27\n75 007 960.60\n87 582 919.14\n83 226 827.66\n87 448 956.66\nSecurities Other than Shares Included in Broad Money\n42 811 406.21\n7 317 942.35\n9 458 363.45\n6 990 856.69\n2 795.45\n4 372.61\n3 991.57\n19 182.77\n26 605.39\n23 833.50\n42 725.53\n0.00\n0.00\nBroad Money-M2\n18 871 775 385.85\n29 240 799 366.03\n40 603 578 734.36\n59 164 494 620.10\n38 751 990.38\n41 023 242.25\n42 722 481.12\n45 956 450.68\n46 446 604.88\n74 984 127.10\n87 540 193.61\n83 226 827.66\n87 448 956.66\nOther Deposits (Time Deposits)\n1 287 203 962.67\n1 749 790 464.18\n2 805 565 709.39\n4 455 813 258.33\n2 705 479.15\n3 276 458.32\n3 820 450.80\n3 890 292.40\n3 878 305.91\n5 866 414.39\n7 892 499.20\n7 727 403.75\n8 189 143.57\nof which Foreign Currency Accounts\n878 430 928.79\n1 378 784 627.54\n2 089 992 436.79\n3 750 078 066.25\n2 426 638.27\n2 953 225.13\n3 343 135.17\n3 425 730.40\n3 030 905.19\n4 839 186.89\n6 654 693.18\n5 209 298.79\n5 598 125.36\nNarrow Money-M1\n17 584 571 423.18\n27 491 008 901.84\n37 798 013 024.97\n54 708 681 361.76\n36 046 511.23\n37 746 783.93\n38 902 030.31\n42 066 158.28\n42 568 298.97\n69 117 712.70\n79 647 694.41\n75 499 423.91\n79 259 813.10\nTransferable Deposits\n17 572 220 001.14\n27 476 970 003.22\n37 782 959 103.37\n54 692 210 233.09\n36 036 209.11\n37 708 555.23\n38 850 801.81\n42 007 923.88\n42 499 225.86\n69 037 218.46\n79 550 713.83\n75 399 727.29\n79 160 579.60\n Of which Foreign Currency Accounts\n13 397 781 145.35\n22 901 496 643.22\n32 969 005 356.37\n47 611 823 202.81\n29 423 827.38\n30 036 317.64\n30 193 905.30\n31 635 023.78\n31 676 246.48\n58 411 490.00\n69 086 187.32\n64 595 580.16\n67 208 792.78\nCurrency Outside Depository Corporations\n12 351 422.04\n14 038 898.63\n15 053 921.60\n16 471 128.68\n10 302.12\n38 228.70\n51 228.50\n58 234.40\n69 073.11\n80 494.25\n96 980.58\n99 696.61\n99 233.50\nMemorandum Items\nReserve Money\n2 021 215 296.65\n3 069 128 065.16\n4 054 140 062.89\n6 141 481 651.19\n4 892 122.31\n6 639 450.71\n7 238 618.14\n7 282 113.20\n7 708 040.15\n13 606 577.69\n20 428 825.74\n20 028 010.53\n20 395 116.65\nFCAs as a Percentage of Deposits in M3\n70.9%\n78.3%\n81.2%\n80.5%\n82.2%\n80.5%\n78.6%\n76.4%\n74.8%\n82.7%\n86.6%\n84.0%\n83.4%\nEnd Period Exchange Rate\n6 104.72\n10 152.39\n14 912.83\n22 055.47\n13.43\n13.32\n13.70\n13.79\n13.85\n24.88\n28.68\n25.45\n25.80\nSource: Reserve Bank of Zimbabwe, 2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n*Statistics are denominated in ZiG\n \n \n13 \n \n \n \nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\n*Nov-24\n*Dec-24\nNet Foreign Assets\n-22 724 299 913.18\n-37 204 315 094.00\n-54 031 060 405.32\n-77 865 030 279.36\n-35 698 765.79\n-34 641 175.73\n-34 675 535.57\n-34 509 441.34\n-34 520 053.81\n-62 586 924.75\n-66 392 291.76\n-57 686 803.02\n-56 911 905.66\nClaims on Non Residents\n2 750 142 276.55\n4 789 971 270.20\n7 165 906 234.24\n12 179 330 672.54\n9 276 276.05\n9 502 376.00\n10 341 190.76\n10 301 545.49\n10 342 781.57\n17 610 056.98\n24 512 816.63\n22 229 005.79\n23 239 748.84\nOfficial Reserves Assets\n670 897 605.40\n1 283 063 711.48\n1 440 292 080.05\n2 707 777 264.85\n3 630 141.09\n4 432 806.91\n4 934 345.75\n4 653 584.80\n4 669 127.60\n7 448 226.11\n12 833 764.95\n12 029 876.12\n12 507 847.00\nOther Foreign Assets\n2 079 244 671.16\n3 506 907 558.71\n5 725 614 154.20\n9 471 553 407.69\n5 646 134.96\n5 069 569.09\n5 406 845.01\n5 647 960.69\n5 673 653.97\n10 161 830.87\n11 679 051.69\n10 199 129.67\n10 731 901.84\nLess Liabilities to Non Residents\n25 474 442 189.73\n41 994 286 364.20\n61 196 966 639.56\n90 044 360 951.90\n44 975 041.84\n44 143 551.73\n45 016 726.33\n44 810 986.83\n44 862 835.37\n80 196 981.74\n90 905 108.39\n79 915 808.81\n80 151 654.50\nShort Term Liabilities\n253 445 372.66\n330 761 013.21\n347 930 957.96\n890 130 623.01\n181 911.80\n69 004.62\n68 323.27\n67 276.01\n43 925.27\n121 431.23\n139 956.61\n124 234.37\n127 599.01\nOther Foreign Liabilities*\n25 220 996 817.07\n41 663 525 350.99\n60 849 035 681.60\n89 154 230 328.89\n44 793 130.04\n44 074 547.11\n44 948.40\n44 743 710.82\n44 818 910.10\n80 075 550.51\n90 765 151.78\n79 791 574.44\n80 024 055.49\n of which blocked funds\n4 848 587 011.60\n8 054 627 951.76\n11 781 589 928.45\n17 401 899 562.68\n10 572 458.80\n10 463 756.31\n10 741 167.48\n10 788 191.71\n10 803 573.95\n19 394 800.27\n22 213 360.59\n19 667 091.04\n17 365 023.44\nNet Domestic Assets (NDA)\n24 745 515 209.82\n40 273 443 159.16\n58 085 200 468.20\n84 006 511 930.55\n40 590 888.10\n41 280 626.44\n41 914 153.72\n41 791 554.54\n42 228 093.95\n76 193 502.44\n86 821 117.50\n77 714 813.55\n77 307 022.31\nDomestic Claims\n2 685 240 421.33\n4 316 485 335.80\n6 966 928 713.06\n8 857 704 487.83\n5 031 817.01\n6 130 750.57\n4 656 214.62\n5 047 780.51\n5 013 687.28\n8 125 977.73\n9 923 292.64\n6 798 072.76\n6 804 389.32\nNet Claims on Central Government\n2 195 411 208.41\n4 014 874 898.09\n6 439 282 586.28\n8 045 520 594.23\n4 636 916.01\n5 731 008.28\n4 167 919.67\n4 561 043.88\n4 530 061.03\n7 398 047.70\n9 065 948.80\n6 011 686.04\n6 357 409.42\nClaims on Central Government\n3 186 271 122.40\n5 598 206 535.08\n8 298 885 386.12\n13 434 742 848.85\n7 155 621.00\n7 206 353.91\n7 425 969.04\n7 375 080.86\n7 694 199.15\n13 333 000.40\n16 905 321.56\n15 342 327.17\n15 948 975.81\n of which: Securities Other than Shares\n2 219 186 779.04\n4 440 121 511.31\n6 608 105 197.48\n11 307 721 896.70\n0.00\n6 867 418.56\n7 089 572.62\n7 156 540.10\n7 156 540.10\n12 949 528.58\n12 949.53\n13 352 395.70\n13 877 094.68\nLoans\n967 084 343.36\n1 158 085 023.77\n1 690 780 188.64\n2 127 020 952.15\n245 686.22\n334 241.10\n334 607.54\n223 674.75\n493 347.30\n383 471.82\n1 901 990.38\n1 989 931.48\n2 071 881.12\n Loans and Advances\n423 620 495.64\n709 564 039.01\n1 049 930 696.57\n1 560 372 567.07\n34 531.94\n35 066.35\n35 432.79\n69 655.36\n198 392.16\n88 516.68\n1 575 286.73\n1 576 279.86\n1 579 038.55\nAmounts Due from Gvt including SDR Drawdowns\n543 463 847.72\n448 520 984.75\n640 849 492.08\n566 648 385.08\n211 154.28\n299 174.75\n299 174.75\n154 019.39\n294 955.14\n294 955.14\n326 703.65\n413 651.61\n492 842.57\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n990 859 913.99\n1 583 331 636.98\n1 859 602 799.84\n5 389 222 254.62\n2 518 704.99\n1 475 345.63\n3 258 049.37\n2 814 036.97\n3 164 138.12\n5 934 952.70\n7 839 372.76\n9 330 641.14\n9 591 566.38\nOf which: Deposits\n990 859 913.99\n1 583 331 636.98\n1 859 602 799.84\n5 389 222 254.62\n2 518 704.99\n1 475 345.63\n3 275 403.93\n3 115 314.66\n3 164 138.12\n5 934 952.70\n7 839 372.76\n9 330 641.14\n9 591 566.38\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n489 829 212.93\n301 610 437.71\n527 646 126.78\n812 183 893.60\n394 901.00\n399 742.29\n488 294.95\n486 736.63\n483 626.25\n727 930.03\n857 343.85\n786 386.72\n446 979.90\nOther Financial Corporations\n28 216 636.43\n32 493 405.07\n71 573 929.14\n153 883 742.34\n31 897.51\n33 121.19\n32 635.34\n33 150.80\n33 901.83\n34 109.66\n38 180.80\n39 115.93\n18 676.33\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n359 338 872.72\n125 045 425.40\n244 647 109.88\n332 483 498.63\n214 094.95\n212 984.77\n217 861.45\n218 692.42\n218 494.95\n339 717.44\n381 917.48\n344 844.81\n24 963.03\nPrivate Sector\n102 273 703.78\n144 071 607.24\n211 425 087.76\n325 816 652.62\n148 908.53\n153 636.33\n237 798.15\n234 893.40\n231 229.46\n354 102.93\n437 245.57\n402 425.98\n403 340.54\nClaims on Other Depository Corporations\n266 265 290.73\n392 377 252.77\n503 151 449.55\n684 600 925.61\n364 055.43\n361 687.12\n362 068.58\n322 950.33\n315 110.77\n546 767.88\n591 244.82\n1 582 208.88\n907 944.93\nOf which: Loans\n266 265 290.73\n392 377 252.77\n503 151 449.55\n684 600 925.61\n364 055.43\n361 687.12\n362 068.58\n322 950.33\n315 110.77\n546 767.88\n591 244.82\n1 582 208.88\n907 944.93\nOther Liabilities to ODCs\n3 854 578 282.87\n5 812 079 968.88\n8 128 905 484.34\n10 984 562 862.67\n7 235 511.28\n7 148 143.79\n5 909 428.26\n5 505 978.19\n5 409 080.16\n4 538 818.97\n6 707 055.64\n8 873 541.61\n8 273 621.31\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n1 519 969 710.79\n1 701 520 057.58\n2 432 925 529.23\n3 557 870 717.73\n2 260 627.63\n2 214 947.71\n2 314 576.53\n2 802 338.07\n2 870 625.13\n1 385 743.24\n1 724 801.18\n2 144 377.64\n2 002 013.98\nOther Items(Net)\n-25 648 587 780.63\n-41 376 660 539.47\n-58 744 025 789.94\n-85 448 769 379.78\n-42 430 526.95\n-41 936 332.53\n-42 805 298.78\n-41 926 801.88\n-42 308 376.06\n-72 059 575.80\n-83 013 635.67\n-78 208 073.52\n-77 868 309.37\nShares and Other Equity\n-25 053 448 266.86\n-40 143 169 460.35\n-58 155 147 571.29\n-84 000 619 819.97\n-42 225 068.30\n-41 811 854.23\n-42 544 461.17\n-41 896 670.08\n-42 064 205.72\n-72 152 434.46\n-82 948 584.12\n-75 838 929.42\n-74 095 736.29\nOther Items(Net)\n-1 251 036 312.37\n-2 400 043 318.75\n-2 790 865 158.91\n-3 189 753 793.28\n-1 523 004.67\n-2 100 723.61\n-2 120 667.23\n-1 846 508.62\n-2 396 362.99\n-3 908 731.83\n-4 422 218.47\n-6 511 308.80\n-8 239 991.34\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n655 896 798.59\n1 166 552 239.63\n2 201 986 940.26\n1 741 604 233.46\n1 317 546.03\n1 976 245.32\n1 859 829.62\n1 816 376.82\n2 152 192.65\n4 001 590.49\n4 357 166.91\n4 142 164.71\n4 467 418.26\nMonetary Base \n2 021 215 296.65\n3 069 128 065.16\n4 054 140 062.89\n6 141 481 651.19\n6 455 093.44\n6 639 450.71\n7 238 618.14\n7 282 113.20\n7 708 040.15\n13 606 577.69\n20 428 825.74\n20 028 010.53\n20 395 116.65\nBond Coins\n76 968.83\n66 290.72\n59 094.22\n51 536.90\n20.39\n16.95\n15.26\n14.33\n14.27\n14.27\n14.27\n14.27\n14.27\nBond Notes\n15 672 830.10\n16 920 535.77\n18 138 392.93\n19 250 549.61\n7 646.53\n7 646.25\n7 641.71\n6 018.48\n5 288.65\n5 288.65\n5 288.65\n5 288.65\n5 288.65\nZig Notes\n1 240.55\n12 162.56\n16 066.84\n20 175.22\n26 774.05\n33 546.57\n35 318.43\n35 320.20\n35 320.10\nZiG Coins\n8 848.60\n33 390.00\n36 721.62\n39 548.30\n43 392.05\n49 516.41\n113 067.78\n131 664.45\n141 250.42\nLiabilities to ODCs\n1 975 463 236.74\n3 052 141 238.66\n4 035 942 575.74\n6 122 179 564.68\n6 437 337.37\n6 586 234.95\n7 178 172.71\n7 216 356.87\n7 632 571.13\n13 518 211.78\n20 275 136.61\n19 855 722.95\n20 213 243.21\n Local Currency Reserve Deposits\n533 568 035.27\n557 373 870.90\n589 096 334.10\n782 882 894.59\n588 261.85\n852 988.66\n1 019 521.43\n1 293 912.63\n1 392 957.07\n1 999 399.49\n2 851 765.21\n2 965 905.06\n2 935 341.50\n Foreign Currency Reserve Deposits\n1 441 895 201.47\n2 464 767 002.76\n3 416 845 876.64\n5 293 831 558.25\n4 172 204.40\n4 528 979.21\n4 655 411.36\n4 707 895.48\n4 805 592.43\n9 991 826.17\n14 420 447.97\n13 130 569.95\n13 755 938.51\n Exess reserves \n30 002 260.98\n30 000 364.99\n30 000 364.99\n45 465 111.84\n1 676 871.11\n1 204 267.07\n1 503 239.92\n1 214 548.76\n1 434 021.62\n1 526 986.12\n3 002 923.43\n3 759 247.94\n3 521 963.20\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe, 20234\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n14 \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\n*Nov-24\n*Dec-24\nNet Foreign Assets\n3 894 249 714.95\n6 495 681 814.07\n8 434 156 471.26\n11 606 860 302.06\n6 841 962.55\n6 864 056.48\n6 861 295.92\n7 506 228.34\n6 703 991.82\n11 311 763.23\n11 863 962.98\n9 303 347.77\n9 621 512.62\nClaims on Non Residents\n5 729 082 981.88\n9 507 866 394.28\n12 860 635 148.65\n18 155 224 099.23\n10 973 836.76\n11 293 656.76\n11 679 328.24\n12 352 811.95\n11 598 442.41\n20 019 415.47\n21 861 671.92\n17 752 438.09\n19 141 214.17\nOf Which: Foreign Currency\n2 868 505 570.48\n5 196 670 641.24\n7 309 076 955.04\n9 785 505 639.81\n4 794 837.35\n4 337 566.82\n4 753 113.49\n5 739 936.96\n6 444 888.52\n10 895 905.76\n13 662 079.40\n11 233 737.69\n10 274 553.25\nDeposits\n2 843 740 238.47\n4 283 885 090.87\n5 518 707 074.63\n8 323 896 983.03\n6 152 462.49\n6 929 621.83\n6 902 261.76\n6 586 859.83\n5 128 037.09\n9 069 019.76\n8 153 531.84\n6 482 287.97\n8 827 755.41\nOther\n16 837 172.93\n27 310 662.17\n32 851 118.98\n45 821 476.40\n26 536.92\n26 468.12\n23 952.99\n26 015.17\n25 516.80\n54 489.96\n46 060.69\n36 412.43\n38 905.51\nLess Liabilities to Non Residents\n1 834 833 266.93\n3 012 184 580.21\n4 426 478 677.39\n6 548 363 797.17\n4 131 874.21\n4 429 600.28\n4 818 032.32\n4 846 583.61\n4 894 450.59\n8 707 652.25\n9 997 708.95\n8 449 090.32\n9 519 701.55\nOf Which: Deposits\n776 859 238.67\n1 316 061 176.34\n1 936 356 521.78\n2 837 026 028.04\n1 874 340.18\n1 941 676.30\n2 023 747.02\n1 715 870.69\n1 688 391.39\n2 976 714.87\n3 361 036.04\n2 691 546.72\n3 251 085.67\nLoans\n1 057 974 028.26\n1 696 123 403.87\n2 490 122 155.61\n3 711 337 769.13\n2 257 534.02\n2 487 923.98\n2 794 285.29\n3 130 712.92\n3 206 059.20\n5 730 937.38\n6 636 672.91\n5 757 543.59\n6 268 615.88\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n14 986 724 817.13\n22 694 566 232.26\n32 143 979 019.53\n47 514 528 237.56\n31 782 273.98\n33 785 421.43\n35 673 665.70\n38 145 673.59\n39 635 826.10\n63 272 480.21\n75 102 707.82\n73 469 677.34\n77 581 551.65\nDomestic Claims\n13 976 109 402.78\n22 239 001 679.53\n32 663 124 711.79\n49 195 099 829.70\n30 483 864.43\n31 543 958.04\n33 380 506.81\n36 954 010.73\n37 139 789.00\n62 499 402.56\n71 531 508.87\n65 031 259.53\n67 738 193.00\nNet Claims on Central Government\n2 438 353 042.48\n4 132 044 630.04\n6 067 137 107.85\n8 137 248 966.22\n5 584 180.30\n5 547 369.71\n5 745 341.04\n7 293 076.13\n6 548 202.35\n10 591 046.35\n11 703 334.97\n10 121 437.02\n10 961 408.94\nClaims on Central Government\n2 639 837 914.78\n4 301 674 207.46\n6 407 714 882.09\n8 652 815 980.77\n5 827 034.95\n5 897 338.50\n6 334 601.55\n7 731 687.11\n7 081 139.08\n11 174 323.23\n12 330 801.46\n10 798 672.42\n11 677 830.99\nSecurities\n2 627 512 618.11\n4 283 761 798.56\n6 381 641 818.99\n8 605 206 635.58\n5 583 192.64\n5 867 704.45\n6 309 901.96\n7 706 557.44\n6 955 089.37\n10 929 386.91\n12 091 791.23\n10 509 483.63\n11 621 387.80\nLoans\n12 325 296.66\n17 912 408.90\n26 073 063.10\n47 609 345.19\n243 842.32\n29 634.05\n24 699.60\n25 129.68\n126 049.71\n244 936.32\n239 010.23\n289 188.79\n56 443.19\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n201 484 872.29\n169 629 577.43\n340 577 774.24\n515 567 014.55\n242 854.65\n349 968.79\n589 260.52\n438 610.98\n532 936.72\n583 276.88\n627 466.49\n677 235.40\n716 422.05\nOf which: Deposits\n201 484 872.29\n169 629 577.43\n340 577 774.24\n515 567 014.55\n242 854.65\n349 968.79\n589 260.52\n438 610.98\n532 936.72\n583 276.88\n627 466.49\n677 235.40\n716 422.05\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n11 537 756 360.30\n18 106 957 049.49\n26 595 987 603.94\n41 057 850 863.48\n24 899 684.12\n25 996 588.33\n27 635 165.77\n29 660 934.60\n30 591 586.65\n51 908 356.20\n59 828 173.90\n54 909 822.51\n56 776 784.05\nOther Financial Corporations\n182 762 458.86\n334 638 969.24\n390 381 073.67\n649 601 336.03\n295 553.50\n371 891.66\n452 086.38\n418 360.70\n447 828.48\n803 033.30\n864 824.64\n762 328.72\n811 209.93\nState and Local Government\n73 453.85\n198 797.86\n232 003.28\n143 347.81\n1 803.44\n1 371.69\n1 489.84\n162.58\n189.44\n334.82\n83.40\n98.73\n574.72\nPublic Non Financial Corporations\n419 914 631.20\n662 004 891.16\n905 031 120.73\n1 283 162 917.94\n769 195.30\n753 308.55\n709 073.06\n688 025.36\n609 127.16\n1 004 586.77\n1 150 112.93\n919 347.91\n889 370.20\nPrivate Sector\n10 935 005 816.39\n17 110 114 391.24\n25 300 343 406.26\n39 124 943 261.71\n23 833 131.89\n24 870 016.43\n26 472 516.50\n28 554 385.96\n29 534 441.57\n50 100 401.31\n57 813 152.92\n53 228 047.15\n55 075 629.21\nClaims on the Central Bank\n5 977 105 227.74\n9 099 022 563.30\n12 598 181 489.84\n16 737 574 909.26\n11 097 658.79\n12 455 525.64\n12 775 616.04\n11 481 325.31\n13 543 158.02\n22 444 626.84\n30 514 072.84\n32 279 220.71\n32 226 426.11\nCurrency\n3 398 376.89\n2 947 927.87\n3 143 565.55\n2 830 957.84\n7 453.94\n14 987.06\n9 216.94\n7 521.93\n6 395.91\n7 871.66\n56 708.55\n72 590.97\n82 639.94\nReserves\n5 973 706 850.85\n9 096 074 635.43\n12 595 037 924.29\n16 734 743 951.43\n11 090 204.85\n12 420 731.87\n12 746 019.20\n11 453 300.33\n13 516 156.89\n22 399 747.84\n30 414 709.72\n29 835 562.13\n32 109 976.20\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n19 806.72\n20 379.90\n20 503.05\n20 605.22\n37 007.33\n42 654.56\n2 371 067.62\n33 809.97\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n55 157 360.84\n114 298 041.18\n105 237 097.37\n95 704 985.13\n67 448.03\n50 898.37\n99 769.05\n99 872.51\n109 931.02\n491 438.62\n429 739.68\n409 274.64\n233 008.13\nOther Items(Net)\n4 911 332 452.56\n8 529 159 969.39\n13 012 090 084.74\n18 322 441 516.27\n9 731 801.21\n10 163 163.89\n10 382 688.10\n10 189 789.94\n10 937 189.89\n21 180 110.57\n26 513 134.21\n23 431 528.27\n22 150 059.32\nShares and Other Equity\n7 483 381 595.52\n10 593 843 881.30\n14 852 881 225.62\n23 399 335 886.93\n11 639 746.46\n13 617 857.06\n16 354 657.14\n17 229 141.66\n19 127 593.60\n32 025 127.21\n37 321 973.73\n32 311 333.95\n32 915 572.23\nLiabilities to other ressident sectors\n138 722 557.11\n182 726 965.66\n279 727 919.49\n361 061 719.66\n222 678.57\n4 558.25\n13 223.72\n12 000.37\n12 502.97\n51 080.87\n16 114.32\n42 655.67\n112 460.71\nOther Items(Net)\n-2 710 771 700.07\n-2 247 410 877.57\n-2 120 519 060.37\n-5 437 956 090.32\n-2 130 623.82\n-3 459 251.43\n-5 985 192.76\n-7 051 352.09\n-8 202 906.68\n-10 896 097.52\n-10 824 953.85\n-8 922 461.35\n-10 877 973.62\nDeposits and Securities Included in Broad Money\n18 880 974 532.07\n29 190 248 046.34\n40 578 135 490.79\n59 121 388 539.63\n38 624 236.53\n40 649 477.91\n42 534 961.62\n45 651 901.94\n46 339 817.92\n74 584 243.43\n86 966 670.79\n82 773 025.11\n87 203 064.28\nDeposits Included in Broad Money\n18 838 163 125.87\n \n29 182 930 103.98\n \n40 568 677 127.34\n \n59 114 397 682.94\n \n38 621 441.08\n \n40 645 105.30\n \n42 530 970.04\n \n45 632 719.17\n \n46 313 212.53\n \n74 560 409.93\n \n86 923 945.26\n \n82 773 025.11\n \n87 203 064.28\n \nTransferable Deposits\n17 550 959 163.20\n \n27 433 139 639.80\n \n37 763 111 417.94\n \n54 658 584 424.60\n \n35 915 961.93\n \n37 368 646.98\n \n38 710 519.24\n \n41 742 426.77\n \n42 434 906.62\n \n68 693 995.54\n \n79 031 446.06\n \n75 045 621.35\n \n79 013 920.71\n \n of which FCAs\n13 391 882 427.59\n \n22 891 974 397.20\n \n32 954 377 682.43\n \n47 588 241 673.51\n \n29 421 560.87\n \n29 788 818.17\n \n30 114 642.50\n \n31 415 685.01\n \n31 648 530.18\n \n58 109 730.00\n \n68 608 644.80\n \n64 281 472.90\n \n67 075 955.67\n \nOther Deposits (Time Deposits)\n1 287 203 962.67\n1 749 790 464.18\n2 805 565 709.39\n4 455 813 258.33\n2 705 479.15\n3 276 458.32\n3 820 450.80\n3 890 292.40\n3 878 305.91\n5 866 414.39\n7 892 499.20\n7 727 403.75\n8 189 143.57\n of which FCAs\n878 430 928.79\n1 378 784 627.54\n2 089 992 436.79\n3 750 078 066.25\n2 426 638.27\n2 953 225.13\n3 343 135.17\n3 425 730.40\n3 030 905.19\n4 839 186.89\n6 654 693.18\n5 209 298.79\n5 598 125.36\nMoney Market Instruments\n42 811 406.21\n \n7 317 942.35\n \n9 458 363.45\n \n6 990 856.69\n \n2 795.45\n \n4 372.61\n \n3 991.57\n \n19 182.77\n \n26 605.39\n \n23 833.50\n \n42 725.53\n \n-\n \n-\n \nSource:Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n \n \n15 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nLocal Governemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2021\nJan\n1 483.3\n \n42 733.9\n \n77 994.4\n \n13 109.2\n \n40 071.8\n \n10 922.0\n10 322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1 264.3\n77 984.0\n5 315.2\n25 036.2\n15 951.2\n41 028.5\n363 474.0\nFeb\n1 735.4\n \n41 180.7\n \n76 140.3\n \n17 748.1\n \n39 141.4\n \n6 341.4\n15 612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1 493.7\n84 845.3\n5 413.6\n28 339.2\n19 441.2\n42 761.3\n380 487.7\nMar\n1 457.1\n \n40 953.3\n \n83 032.1\n \n6 945.5\n \n42 516.8\n \n8 733.6\n17 602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1 400.3\n90 291.7\n4 912.2\n32 908.1\n22 849.5\n40 104.9\n394 221.9\nApr\n1 699.7\n \n40 964.4\n \n85 330.2\n \n6 844.8\n \n49 733.4\n \n7 679.0\n19 384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1 336.7\n104 118.1\n5 432.6\n34 537.9\n25 207.8\n41 034.6\n423 934.8\nMay\n1 906.1\n \n30 579.1\n \n94 330.9\n \n7 907.2\n \n63 644.8\n \n11 582.4\n19 197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1 263.7\n111 185.7\n5 063.0\n35 592.3\n24 975.4\n40 256.6\n448 293.6\nJun\n1 702.8\n \n30 255.6\n \n75 795.2\n \n25 605.9\n \n72 780.6\n \n17 601.3\n17 610.8\n6.5\n19.5\n1 385.2\n17.9\n77.8\n1 511.9\n125 592.3\n5 203.8\n26 856.5\n29 616.4\n42 418.7\n474 058.5\nJul\n2 139.9\n \n30 509.1\n \n104 983.5\n \n17 817.9\n \n82 032.9\n \n25 314.3\n23 160.6\n6.0\n290.8\n1 264.1\n17.3\n67.8\n1 351.1\n135 107.8\n5 762.2\n26 869.2\n33 897.2\n42 726.7\n533 318.3\nAug\n2 551.1\n \n33 323.4\n \n93 806.9\n \n11 919.2\n \n72 753.9\n \n25 194.9\n35 371.1\n5.4\n339.7\n1 111.2\n22.5\n63.9\n1 583.3\n150 558.7\n7 014.2\n32 281.1\n34 820.2\n46 819.4\n549 540.1\nSep\n2 853.7\n \n38 500.1\n \n100 996.0\n \n8 626.8\n \n68 707.9\n \n25 023.4\n36 196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1 531.1\n154 818.9\n6 587.8\n31 981.0\n35 461.8\n45 544.7\n558 233.5\nOct\n2 611.1\n \n50 074.7\n \n108 009.2\n \n9 575.8\n \n89 822.4\n \n26 924.2\n43 786.5\n4.3\n188.1\n1 054.2\n21.2\n75.4\n1 683.9\n172 358.5\n6 987.7\n49 581.0\n47 370.6\n47 611.9\n657 740.6\nNov\n2 721.5\n \n53 424.3\n \n107 781.7\n \n15 560.6\n \n74 072.3\n \n29 748.5\n47 418.1\n3.7\n187.0\n2 678.7\n21.2\n74.8\n1 882.5\n195 765.6\n7 682.2\n52 327.7\n45 567.2\n54 967.5\n691 885.0\nDec\n2 838.3\n \n50 031.0\n \n118 451.3\n \n13 654.0\n \n91 352.6\n \n33 690.9\n41 452.1\n3.0\n186.0\n6 192.4\n21.1\n167.5\n2 998.6\n212 438.0\n14 917.3\n60 917.0\n48 759.9\n71 817.7\n769 888.8\n2022\nJan\n2 891.2\n \n53 378.3\n \n116 654.8\n \n13 232.3\n \n69 668.2\n \n30 774.3\n40 241.6\n2.4\n186.8\n2 906.7\n20.3\n163.0\n4 023.2\n228 616.6\n16 284.0\n53 627.8\n55 303.6\n85 737.0\n773 712.0\nFeb\n2 577.7\n \n62 064.5\n \n122 479.8\n \n17 480.5\n \n76 802.2\n \n28 703.5\n49 241.8\n1.6\n0.0\n3 242.5\n20.3\n158.1\n5 761.9\n249 205.9\n16 681.8\n55 099.6\n59 171.4\n86 732.0\n835 425.0\nMar\n2 111.5\n \n76 544.2\n \n142 962.5\n \n19 239.6\n \n87 884.5\n \n43 284.1\n50 566.9\n0.9\n0.0\n2 970.2\n19.4\n253.4\n6 635.8\n296 282.4\n16 435.1\n65 660.6\n69 287.0\n94 293.1\n974 431.2\nApr\n2 624.9\n \n74 716.9\n \n160 466.5\n \n28 352.1\n \n123 190.3\n \n26 628.8\n63 944.8\n0.2\n0.0\n2 583.9\n37.5\n252.4\n7 258.1\n338 207.2\n30 154.8\n53 372.3\n73 993.0\n90 352.8\n1 076 136.5\nMay\n3 155.9\n \n142 118.9\n \n236 166.0\n \n35 928.9\n \n207 812.8\n \n61 757.6\n70 936.8\n0.0\n155.0\n3 762.8\n41.3\n289.0\n16 588.0\n455 287.9\n36 125.5\n134 993.5\n111 577.7\n130 617.1\n1 647 314.7\nJun\n2 801.2\n \n138 347.1\n \n266 691.8\n \n45 952.0\n \n241 920.1\n \n63 631.8\n86 890.0\n0.0\n654.0\n5 297.4\n61.2\n226.3\n14 282.6\n549 799.2\n38 578.3\n169 511.8\n130 604.3\n205 601.3\n1 960 850.3\nJul\n2 427.6\n \n159 024.6\n \n315 832.5\n \n39 388.2\n \n230 432.5\n \n41 246.8\n91 509.2\n0.0\n394.3\n4 940.5\n100.7\n349.7\n22 911.0\n638 556.7\n45 361.4\n144 090.2\n143 606.3\n242 024.6\n2 122 196.7\nAug\n2 640.6\n \n263 637.4\n \n411 439.9\n \n69 203.5\n \n311 107.0\n \n29 186.6\n100 187.1\n0.0\n330.1\n6 912.2\n113.5\n287.1\n46 504.1\n764 466.3\n46 788.2\n167 029.4\n251 442.9\n244 934.2\n2 716 210.1\nSep\n3 030.7\n \n289 230.8\n \n504 071.1\n \n75 446.7\n \n417 007.1\n \n18 185.0\n143 464.9\n0.0\n267.4\n8 265.9\n115.1\n306.3\n41 560.9\n902 078.3\n51 664.5\n146 133.1\n231 760.0\n285 781.8\n3 118 369.8\nOct\n3 022.6\n \n300 240.3\n \n525 870.3\n \n104 483.2\n \n389 979.7\n \n22 895.3\n151 757.7\n0.0\n204.7\n4 590.6\n116.5\n342.0\n43 335.5\n936 397.1\n58 632.8\n165 306.9\n267 183.8\n298 996.3\n3 273 355.4\nNov\n3 251.4\n \n286 365.2\n \n575 885.7\n \n111 716.1\n \n342 790.1\n \n17 089.0\n198 814.4\n0.0\n142.0\n6 078.2\n119.5\n303.6\n43 195.4\n1 042 144.5\n73 069.8\n170 944.8\n232 107.1\n302 373.7\n3 406 390.5\nDec\n3 361.7\n \n295 435.1\n \n652 284.4\n \n119 932.8\n \n351 906.8\n \n7 965.4\n288 844.0\n0.0\n20 072.7\n8 831.7\n114.4\n282.6\n30 272.3\n1 143 910.8\n84 048.5\n159 126.2\n234 748.7\n418 944.7\n3 820 082.5\n2023\nJan\n4 923.3\n \n379 841.7\n \n704 168.6\n \n151 980.1\n \n389 342.8\n \n-1 443.6\n319 807.4\n0.0\n23 774.5\n8 624.7\n228.5\n251.2\n44 113.2\n1 348 919.7\n137 477.6\n227 545.4\n251 246.0\n451 149.8\n4 441 950.8\nFeb\n1 880.1\n \n436 062.8\n \n743 888.5\n \n81 067.5\n \n518 081.0\n \n21 964.4\n332 626.9\n0.0\n26 717.2\n6 974.7\n319.0\n197.4\n44 691.5\n1 538 078.6\n142 383.8\n226 933.0\n281 339.4\n490 831.3\n4 894 037.1\nMar\n2 031.6\n \n425 326.5\n \n817 631.1\n \n112 374.3\n \n531 935.4\n \n41 928.7\n360 626.2\n0.0\n24 689.0\n10 382.7\n432.2\n149.8\n48 725.4\n1 745 783.1\n166 893.5\n554 840.9\n315 882.3\n532 130.1\n5 691 762.4\nApr\n1 844.7\n \n462 081.4\n \n972 122.7\n \n161 740.7\n \n620 095.0\n \n32 207.0\n391 587.8\n0.0\n28 119.0\n19 573.0\n559.8\n99.3\n54 058.4\n1 822 350.9\n178 895.0\n214 270.9\n411 870.0\n572 012.3\n5 943 487.7\nMay\n1 107.2\n \n1 048 116.4\n \n2 049 066.1\n \n309 234.1\n \n1 554 969.0\n \n84 147.3\n653 025.9\n0.0\n76 351.5\n16 564.4\n4 599.1\n80.3\n112 188.1\n4 068 894.1\n366 505.1\n607 438.1\n788 546.8\n884 349.9\n12 625 183.4\nJun\n1 984.5\n \n2 249 201.6\n \n4 424 350.0\n \n471 360.3\n \n3 050 984.1\n \n390 369.2\n981 773.8\n0.0\n212 126.8\n8 070.8\n18 582.4\n83.0\n260 946.3\n8 977 244.2\n669 100.1\n1 390 786.2\n1 582 985.5\n2 782 639.3\n27 472 588.1\nJul\n1 489.0\n \n1 584 403.3\n \n4 137 377.2\n \n380 493.0\n \n3 132 849.9\n \n369 552.6\n1 242 045.2\n0.0\n165 764.7\n17 713.9\n7 368.1\n68.1\n208 253.7\n7 144 225.5\n821 517.0\n829 382.3\n1 411 037.1\n3 124 457.4\n24 577 997.9\nAug\n2 292.1\n \n1 505 916.2\n \n4 651 358.8\n \n448 025.8\n \n3 179 274.3\n \n245 546.0\n1 190 599.0\n0.0\n165 103.2\n7 939.8\n7 469.9\n75.8\n205 341.5\n7 142 066.9\n817 682.7\n701 626.2\n1 348 230.8\n3 086 091.3\n24 704 640.2\nSep\n2 465.6\n \n2 015 621.6\n \n5 263 338.5\n \n560 033.8\n \n3 210 332.7\n \n305 649.1\n1 318 582.7\n0.0\n175 013.5\n10 773.5\n9 935.8\n92.0\n219 878.9\n8 628 418.0\n892 737.1\n776 997.6\n1 646 406.8\n3 310 710.4\n28 346 987.7\nOct\n2 425.4\n \n2 312 575.1\n \n5 910 277.9\n \n751 077.6\n \n2 663 186.5\n \n240 258.0\n1 272 839.7\n0.0\n190 359.3\n21 408.8\n10 816.8\n98.1\n237 525.7\n9 281 352.1\n844 462.4\n958 746.4\n1 741 207.9\n3 433 150.2\n29 871 767.9\nNov\n2 705.3\n \n2 558 589.3\n \n6 324 144.1\n \n730 377.0\n \n2 788 783.6\n \n230 917.5\n1 517 348.4\n0.0\n188 949.4\n34 470.7\n10 921.4\n59.8\n238 702.3\n9 523 818.5\n907 759.0\n1 046 257.0\n2 150 227.0\n3 544 388.6\n31 798 418.9\nDec\n3 398.4\n \n2 868 505.6\n \n5 973 706.9\n \n918 524.5\n \n2 631 445.7\n \n212 294.5\n2 627 512.6\n0.0\n182 480.9\n38 249.3\n12 325.3\n73.5\n248 699.8\n10 110 961.4\n984 502.1\n1 184 706.9\n2 319 603.9\n4 087 896.6\n34 404 887.7\n2024\nJan\n2 947.9\n \n5 196 670.6\n \n9 096 074.6\n \n1 414 527.9\n \n3 957 664.6\n \n326 220.5\n4 283 761.8\n0.0\n306 771.2\n57 595.6\n17 912.4\n198.8\n374 088.3\n16 298 021.8\n1 109 251.7\n1 949 662.4\n3 467 246.2\n5 133 753.8\n52 992 370.2\nFeb\n3 143.6\n \n7 309 077.0\n \n12 595 037.9\n \n2 395 225.7\n \n5 340 576.7\n \n178 130.4\n6 381 641.8\n0.0\n437 989.9\n78 292.7\n26 073.1\n232.0\n488 602.8\n24 095 690.3\n1 538 423.6\n2 608 075.1\n4 122 833.9\n6 863 317.4\n74 462 363.7\nMar\n2 831.0\n \n9 785 505.6\n \n16 734 744.0\n \n3 185 636.7\n \n7 548 560.1\n \n775 336.9\n8 605 206.6\n0.0\n585 769.6\n126 026.3\n47 609.3\n143.3\n729 484.9\n37 149 745.6\n2 535 252.5\n2 860 196.6\n5 844 376.9\n10 808 889.0\n107 325 315.0\nApr\n7.5\n \n4 794.8\n \n11 004.0\n \n2 108.7\n \n5 798.1\n \n354.3\n5 583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22 799.4\n1 336.2\n2 510.2\n6 102.7\n5 490.3\n69 047.3\nMay\n15.0\n \n4 337.6\n \n12 420.7\n \n2 281.4\n \n6 437.2\n \n492.4\n5 867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23 728.2\n1 520.6\n2 114.7\n7 240.8\n5 731.5\n73 035.2\nJun\n9.2\n \n4 753.1\n \n12 746.0\n \n2 349.5\n \n6 493.3\n \n409.0\n6 309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25 292.4\n1 628.6\n2 541.3\n7 612.6\n6 871.1\n77 824.6\nJul\n7.5\n \n5 739.9\n \n11 453.3\n \n1 987.0\n \n6 135.6\n \n451.2\n7 706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26 513.1\n2 454.9\n2 342.9\n8 065.1\n7 708.4\n81 448.2\nAug\n6.4\n \n6 444.9\n \n13 516.2\n \n2 310.5\n \n4 922.1\n \n205.9\n6 955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27 463.6\n2 511.4\n2 767.9\n9 021.7\n8 363.7\n85 371.0\nSep\n7.9\n \n10 895.9\n \n22 399.7\n \n3 870.6\n \n8 728.6\n \n340.5\n10 929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46 961.9\n3 924.3\n4 853.4\n13 635.1\n12 318.0\n140 223.9\nOct\n56.7\n \n13 662.1\n \n30 414.7\n \n5 068.5\n \n8 024.4\n \n129.1\n12 091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54 229.9\n4 447.2\n6 380.1\n13 935.9\n13 802.2\n163 769.6\nNov\n72.6\n \n11 233.7\n \n29 835.6\n \n4 498.6\n \n6 365.0\n \n117.3\n10 509.5\n0.0\n367.6\n185.0\n2 660.3\n0.1\n582.5\n49 728.9\n4 261.8\n6 685.9\n14 193.4\n13 503.2\n154 800.9\nDec\n82.6\n \n10 274.6\n \n32 110.0\n \n5 538.7\n \n8 540.2\n \n287.6\n11 621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51 561.9\n4 324.4\n6 555.3\n16 212.6\n14 183.7\n162 383.2\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic Enterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n16 \n \n \n \n \nEnd of\n2021\nJan\n188 337.3\n17 667.3\n11 376.7\n217 381.3\n2 730.8\n5 453.7\n225 565.8\n1 422.4\n15 750.7\n391.1\n600.9\n376.7\n58 123.9\n25 036.2\n36 206.3\n363 474.0\nFeb\n189 154.3\n18 991.1\n14 072.8\n222 218.2\n2 959.1\n4 788.2\n229 965.5\n1 457.4\n15 908.6\n409.2\n581.4\n609.9\n63 583.8\n28 339.2\n39 632.7\n380 487.7\nMar\n193 674.2\n21 569.9\n14 209.4\n229 453.4\n4 691.2\n4 875.8\n239 020.5\n1 641.2\n14 997.2\n75.4\n1 378.2\n408.9\n67 061.8\n32 908.1\n36 730.7\n394 221.9\nApr\n219 936.5\n23 818.3\n13 746.7\n257 501.5\n2 725.1\n5 382.5\n265 609.2\n1 503.8\n15 748.4\n176.5\n939.0\n409.9\n68 812.8\n34 537.9\n36 197.4\n423 934.8\nMay\n232 585.8\n26 296.1\n18 415.5\n277 297.4\n2 205.9\n6 832.6\n286 335.9\n1 525.8\n16 063.1\n654.2\n540.1\n429.0\n69 567.0\n35 592.3\n37 586.2\n448 293.6\nJun\n249 167.5\n27 977.7\n21 449.6\n298 594.8\n2 906.1\n6 295.3\n307 796.2\n1 559.7\n15 430.6\n662.3\n939.0\n462.6\n72 403.8\n26 856.5\n47 947.9\n474 058.5\nJul\n271 359.4\n31 671.3\n23 074.4\n326 105.1\n3 016.7\n5 050.7\n334 172.4\n1 523.2\n16 041.4\n706.9\n750.8\n552.8\n76 406.3\n26 869.2\n76 295.4\n533 318.3\nAug\n275 007.8\n29 893.2\n29 352.2\n334 253.2\n3 661.5\n5 912.2\n343 826.8\n1 873.1\n18 699.5\n1 444.4\n2 300.1\n478.6\n82 627.2\n32 281.1\n66 009.2\n549 540.1\nSep\n301 829.4\n30 564.7\n26 426.5\n358 820.7\n3 719.1\n3 512.9\n366 052.6\n3 191.9\n16 236.1\n1 453.1\n71.3\n375.4\n84 564.6\n31 981.0\n54 307.5\n558 233.5\nOct\n350 366.7\n33 145.0\n27 967.9\n411 479.6\n2 824.1\n3 162.8\n417 466.5\n3 729.7\n21 509.9\n1 095.3\n1 109.9\n503.1\n92 871.8\n49 581.0\n69 873.5\n657 740.6\nNov\n363 455.0\n33 905.6\n33 256.8\n430 617.4\n3 325.7\n2 899.2\n436 842.3\n4 007.8\n19 465.9\n2 726.5\n1 556.1\n347.1\n104 310.9\n52 327.7\n70 300.6\n691 885.0\nDec\n396 412.5\n33 935.5\n37 464.8\n467 812.7\n3 922.1\n4 020.7\n475 755.5\n3 696.3\n23 643.2\n2 808.1\n2 405.3\n139.8\n128 421.4\n60 917.0\n72 102.3\n769 888.8\n2022\nJan\n392 702.2\n32 298.0\n39 346.3\n464 346.5\n2 962.5\n4 027.0\n471 336.0\n3 685.3\n25 398.5\n2 688.6\n1 416.9\n230.5\n144 852.4\n53 627.8\n70 476.0\n773 712.0\nFeb\n413 978.3\n37 494.3\n47 592.5\n499 065.1\n3 229.3\n4 407.7\n506 702.1\n4 456.2\n30 483.6\n2 120.4\n1 769.7\n226.8\n153 788.5\n55 099.6\n80 778.2\n835 425.0\nMar\n488 137.1\n37 893.9\n54 213.9\n580 244.9\n3 062.2\n5 330.5\n588 637.7\n4 510.9\n33 995.7\n2 137.9\n3 281.0\n810.6\n175 156.3\n65 660.6\n100 240.6\n974 431.2\nApr\n562 613.7\n46 129.7\n52 760.1\n661 503.5\n6 377.5\n7 656.8\n675 537.9\n4 246.9\n38 472.7\n2 173.0\n3 877.2\n486.8\n178 614.3\n53 372.3\n119 355.4\n1 076 136.5\nMay\n830 166.0\n61 112.6\n70 113.9\n961 392.5\n7 310.9\n7 417.6\n976 120.9\n6 165.3\n73 411.8\n2 383.3\n3 241.0\n321.8\n243 544.4\n134 993.5\n207 132.5\n1 647 314.7\nJun\n961 316.9\n66 716.9\n81 118.5\n1 109 152.4\n5 627.3\n10 226.2\n1 125 005.9\n7 157.9\n83 048.1\n2 898.5\n4 589.8\n345.2\n355 060.9\n169 511.8\n213 232.2\n1 960 850.3\nJul\n1 016 820.2\n79 550.5\n94 495.2\n1 190 865.8\n1 789.6\n9 363.5\n1 202 018.9\n8 137.9\n100 313.8\n2 814.9\n5 020.5\n1 339.1\n419 883.3\n144 090.2\n238 578.1\n2 122 196.7\nAug\n1 367 431.3\n85 931.5\n134 512.9\n1 587 875.7\n2 415.4\n7 892.4\n1 598 183.5\n12 785.6\n119 851.6\n3 230.7\n5 771.2\n555.2\n491 336.5\n167 029.4\n317 466.4\n2 716 210.1\nSep\n1 648 027.7\n92 678.5\n157 504.6\n1 898 210.8\n1 482.9\n8 707.2\n1 908 401.0\n14 047.5\n143 842.3\n3 720.2\n9 246.7\n587.2\n553 942.2\n146 133.1\n338 449.6\n3 118 369.8\nOct\n1 615 381.5\n76 774.2\n166 880.7\n1 859 036.4\n2 028.0\n6 673.7\n1 867 738.0\n15 558.9\n153 649.9\n28 072.2\n8 610.3\n762.5\n581 740.3\n165 306.9\n451 916.4\n3 273 355.4\nNov\n1 771 644.8\n81 518.1\n189 465.9\n2 042 628.9\n1 547.6\n6 731.4\n2 050 907.9\n13 438.5\n139 370.8\n19 973.5\n10 489.1\n339.6\n612 977.2\n170 944.8\n387 949.1\n3 406 390.5\nDec\n1 990 867.6\n90 317.0\n234 004.4\n2 315 189.0\n2 754.1\n7 866.7\n2 325 809.8\n14 149.0\n177 214.1\n10 597.8\n15 234.4\n752.5\n750 161.5\n159 126.2\n367 037.4\n3 820 082.5\n2023\nJan\n2 270 946.6\n100 094.1\n275 805.1\n2 646 845.8\n1 676.5\n41 821.3\n2 690 343.7\n15 056.5\n196 129.5\n4 974.3\n12 291.7\n675.5\n881 874.7\n227 545.4\n413 059.5\n4 441 950.8\nFeb\n2 496 192.1\n98 177.2\n294 332.5\n2 888 701.8\n1 956.9\n11 040.2\n2 901 698.9\n15 711.7\n225 209.4\n8 092.9\n20 822.5\n3 109.0\n951 831.6\n226 933.0\n540 628.1\n4 894 037.1\nMar\n2 710 394.6\n121 937.7\n333 589.3\n3 165 921.6\n1 430.8\n6 188.7\n3 173 541.1\n16 082.6\n256 206.0\n9 639.9\n22 996.8\n3 714.6\n1 036 325.4\n554 840.9\n618 415.2\n5 691 762.4\nApr\n3 144 048.4\n159 872.5\n269 932.0\n3 573 852.9\n573.4\n9 702.2\n3 584 128.5\n1 843.4\n318 092.2\n13 321.9\n29 787.9\n6 418.8\n1 137 637.3\n214 270.9\n637 986.8\n5 943 487.7\nMay\n6 481 742.5\n169 496.7\n556 927.2\n7 208 166.4\n1 068.6\n50 511.7\n7 259 746.7\n4 659.4\n783 531.0\n78 332.6\n74 083.0\n30 583.3\n2 224 856.6\n607 438.1\n1 561 952.6\n12 625 183.4\nJun\n12 937 869.2\n240 252.2\n1 073 317.8\n14 251 439.2\n4 578.8\n432 610.2\n14 688 628.1\n4 243.6\n1 833 341.2\n39 166.6\n112 338.9\n64 321.9\n6 245 056.0\n1 390 786.2\n3 094 705.7\n27 472 588.1\nJul\n11 864 787.9\n285 723.5\n828 095.7\n12 978 607.1\n30 380.7\n380 435.8\n13 389 423.7\n2 137.4\n1 458 906.6\n87 827.2\n160 696.4\n58 256.2\n5 865 068.7\n829 382.3\n2 726 299.5\n24 577 997.9\nAug\n12 168 928.8\n353 674.2\n862 852.8\n13 385 455.8\n23 457.8\n381 525.5\n13 790 439.1\n3 182.7\n1 483 108.2\n84 841.4\n154 160.3\n56 751.6\n5 646 934.2\n701 626.2\n2 783 596.5\n24 704 640.2\nSep\n14 342 241.3\n404 040.4\n947 184.1\n15 693 465.8\n11 309.1\n114 502.6\n15 819 277.6\n2 685.5\n1 688 992.2\n82 493.4\n168 880.8\n90 032.4\n6 410 594.6\n776 997.6\n3 307 033.6\n28 346 987.7\nOct\n15 103 817.1\n439 336.7\n1 190 702.7\n16 733 856.4\n8 575.8\n147 053.3\n16 889 485.5\n3 497.2\n1 573 857.1\n84 628.9\n176 455.5\n83 441.8\n6 756 087.7\n958 746.4\n3 345 567.7\n29 871 767.9\nNov\n15 816 643.6\n534 621.6\n1 241 055.7\n17 592 320.9\n92 509.4\n133 475.4\n17 818 305.6\n4 173.2\n1 784 153.1\n92 939.9\n244 115.1\n89 997.7\n7 059 070.8\n1 046 257.0\n3 659 406.4\n31 798 418.9\nDec\n16 937 697.1\n613 283.2\n1 290 630.5\n18 841 610.7\n94 004.9\n201 484.9\n19 137 100.5\n42 811.4\n1 831 385.7\n55 157.4\n162 437.9\n138 722.6\n7 736 287.7\n1 184 706.9\n4 116 277.7\n34 404 887.7\n2024\nJan\n26 686 959.6\n746 212.0\n1 754 255.7\n29 187 427.3\n113 265.9\n169 629.6\n29 470 322.8\n7 317.9\n3 007 687.4\n114 298.0\n290 202.8\n182 727.0\n11 623 761.9\n1 949 662.4\n6 346 389.9\n52 992 370.2\nFeb\n36 944 811.1\n818 341.2\n2 810 669.8\n40 573 822.1\n177 789.1\n340 577.8\n41 092 189.0\n9 458.4\n4 421 333.7\n105 237.1\n454 842.1\n279 727.9\n16 146 119.3\n2 608 075.1\n9 345 381.2\n74 462 363.7\nMar\n53 801 105.7\n857 520.8\n4 468 346.0\n59 126 972.5\n275 444.0\n515 567.0\n59 917 983.5\n6 990.9\n6 535 789.0\n95 705.0\n506 746.6\n361 061.7\n24 968 710.0\n2 860 196.6\n12 072 131.8\n107 325 315.0\nApr\n35 042.5\n873.5\n2 711.3\n38 627.3\n161.4\n242.9\n39 031.6\n2.8\n4 126.0\n67.4\n358.1\n222.7\n12 859.8\n2 510.2\n9 868.8\n69 047.3\nMay\n36 571.3\n797.4\n3 283.3\n40 652.0\n82.8\n350.0\n41 084.8\n4.4\n4 422.7\n50.9\n436.0\n4.6\n15 110.7\n2 114.7\n9 806.4\n73 035.2\nJun\n37 665.2\n1 045.3\n3 824.5\n42 535.1\n2.1\n589.3\n43 126.4\n4.0\n4 813.9\n99.8\n450.6\n13.2\n17 940.3\n2 541.3\n8 835.0\n77 824.6\nJul\n40 332.2\n1 410.3\n3 894.3\n45 636.8\n68.7\n438.6\n46 144.1\n19.2\n4 842.5\n99.9\n483.0\n12.0\n18 795.9\n2 342.9\n8 708.8\n81 448.2\nAug\n40 849.7\n1 585.3\n3 882.8\n46 317.8\n65.6\n532.9\n46 916.3\n26.6\n4 889.9\n109.9\n602.1\n12.5\n20 035.9\n2 767.9\n10 009.9\n85 371.0\nSep\n66 835.5\n1 858.6\n5 872.5\n74 566.6\n99.2\n583.3\n75 249.0\n23.8\n8 701.5\n491.4\n860.8\n51.1\n34 201.4\n4 853.4\n15 791.4\n140 223.9\nOct\n76 868.7\n2 162.8\n7 903.0\n86 934.5\n257.1\n627.5\n87 819.1\n42.7\n9 987.1\n429.7\n1 310.2\n16.1\n39 650.6\n6 380.1\n18 134.0\n163 769.6\nNov\n72 575.6\n2 470.1\n7 734.9\n82 780.6\n202.6\n677.2\n83 660.4\n0.0\n8 441.5\n409.3\n568.8\n42.7\n38 968.8\n6 685.9\n16 023.6\n154 800.9\nDec\n76 723.8\n2 290.2\n8 197.9\n87 211.9\n205.6\n716.4\n88 133.9\n0.0\n9 510.9\n233.0\n856.2\n112.5\n39 782.4\n6 555.3\n17 199.0\n162 383.2\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\n \n \n17 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n1 237.43\n \n39 565.64\n \n71 463.64\n \n12 288.89\n \n39 092.85\n \n10 921.99\n \n8 281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1 264.28\n \n71 090.96\n \n718.83\n \n25 036.22\n \n12 333.21\n \n32 123.11\n \n325 454.7\n \nFeb\n1 320.27\n \n38 100.03\n \n69 341.48\n \n16 867.76\n \n38 108.83\n \n6 341.39\n \n12 518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1 493.66\n \n77 324.34\n \n774.89\n \n28 339.17\n \n15 953.14\n \n33 612.14\n \n340 143.4\n \nMar\n1 244.16\n \n38 369.53\n \n76 479.44\n \n5 317.61\n \n41 401.24\n \n8 733.65\n \n15 889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1 309.75\n \n80 607.03\n \n878.97\n \n32 908.13\n \n19 302.34\n \n30 861.86\n \n353 393.9\n \nApr\n1 430.83\n \n38 008.89\n \n79 592.64\n \n5 639.40\n \n48 564.03\n \n7 679.05\n \n18 267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1 336.70\n \n91 062.16\n \n956.75\n \n34 537.88\n \n21 214.88\n \n32 383.77\n \n380 788.7\n \nMay\n1 648.09\n \n28 677.21\n \n87 611.51\n \n6 479.66\n \n59 745.10\n \n11 582.44\n \n18 846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1 263.75\n \n94 790.46\n \n990.41\n \n35 592.28\n \n21 398.95\n \n31 307.45\n \n400 218.5\n \nJun\n1 419.27\n \n28 452.53\n \n69 413.26\n \n24 215.35\n \n70 835.98\n \n17 601.31\n \n17 152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1 511.86\n \n106 954.15\n \n1 247.08\n \n26 856.45\n \n26 444.57\n \n33 288.94\n \n425 601.6\n \nJul\n1 794.72\n \n29 100.73\n \n97 429.50\n \n15 901.02\n \n79 937.02\n \n25 314.30\n \n21 665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1 351.13\n \n117 348.16\n \n1 301.18\n \n26 869.18\n \n29 079.64\n \n33 587.68\n \n481 102.6\n \nAug\n2 137.72\n \n31 734.84\n \n85 441.98\n \n9 099.10\n \n70 391.64\n \n25 194.95\n \n31 434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1 583.28\n \n132 522.63\n \n1 337.19\n \n32 281.12\n \n30 022.43\n \n37 697.05\n \n491 355.6\n \nSep\n2 417.81\n \n36 259.54\n \n93 032.71\n \n6 164.78\n \n66 640.78\n \n25 023.38\n \n31 460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1 531.08\n \n134 780.92\n \n1 342.62\n \n31 980.97\n \n30 439.34\n \n34 630.85\n \n496 213.6\n \nOct\n1 993.06\n \n47 379.62\n \n99 470.02\n \n7 339.71\n \n86 302.62\n \n26 924.18\n \n37 639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1 683.89\n \n149 477.36\n \n1 523.34\n \n49 580.96\n \n40 853.06\n \n36 664.31\n \n587 237.6\n \nNov\n2 168.80\n \n49 327.15\n \n100 125.90\n \n12 723.73\n \n71 667.33\n \n29 748.47\n \n41 015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1 882.53\n \n168 661.25\n \n1 484.24\n \n52 327.68\n \n40 073.22\n \n43 878.52\n \n616 366.5\n \nDec\n2 315.32\n \n46 412.99\n \n109 803.84\n \n10 942.92\n \n87 347.07\n \n33 690.93\n \n38 610.29\n \n-\n \n185.99\n \n4 146.13\n \n21.09\n \n167.53\n \n2 798.61\n \n184 836.87\n \n3 368.75\n \n60 916.98\n \n41 811.67\n \n59 011.63\n \n686 388.6\n \n2022\nJan\n2 359.27\n \n49 206.02\n \n108 119.97\n \n10 419.90\n \n66 808.45\n \n30 774.31\n \n38 636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3 628.73\n \n199 495.34\n \n2 997.94\n \n53 627.76\n \n47 405.91\n \n69 989.80\n \n684 641.9\n \nFeb\n1 971.78\n \n57 553.54\n \n112 522.99\n \n14 300.66\n \n70 750.63\n \n28 703.53\n \n44 705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5 367.16\n \n215 520.37\n \n3 055.50\n \n55 099.61\n \n53 459.12\n \n70 832.47\n \n734 997.5\n \nMar\n1 541.49\n \n70 856.33\n \n130 423.48\n \n15 503.46\n \n82 662.70\n \n43 284.13\n \n44 874.23\n \n-\n \n-\n \n1 380.20\n \n19.40\n \n253.42\n \n6 240.94\n \n258 715.05\n \n3 092.69\n \n65 660.61\n \n58 874.69\n \n76 938.87\n \n860 321.7\n \nApr\n1 939.64\n \n70 204.43\n \n144 168.02\n \n23 452.88\n \n117 033.42\n \n26 628.79\n \n57 772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6 858.06\n \n305 476.79\n \n4 348.46\n \n53 372.28\n \n62 788.55\n \n71 414.75\n \n946 471.1\n \nMay\n2 397.94\n \n131 996.38\n \n211 837.59\n \n31 586.61\n \n190 366.81\n \n61 757.62\n \n64 373.91\n \n-\n \n154.99\n \n1 559.14\n \n41.28\n \n289.00\n \n16 193.81\n \n398 048.90\n \n4 712.74\n \n134 993.54\n \n94 851.60\n \n111 543.84\n \n1 456 705.7\n \nJun\n2 263.18\n \n127 839.16\n \n234 109.43\n \n40 937.28\n \n219 607.39\n \n63 631.76\n \n83 690.44\n \n-\n \n653.97\n \n2 159.12\n \n61.20\n \n226.29\n \n13 888.60\n \n478 163.38\n \n8 954.46\n \n169 511.81\n \n110 528.09\n \n168 440.54\n \n1 724 666.1\n \nJul\n1 578.47\n \n147 217.74\n \n284 912.89\n \n34 334.13\n \n202 815.28\n \n41 246.78\n \n86 971.63\n \n-\n \n394.34\n \n1 852.14\n \n100.65\n \n349.68\n \n22 516.21\n \n556 692.12\n \n9 737.92\n \n144 090.18\n \n129 869.55\n \n192 524.32\n \n1 857 204.0\n \nAug\n1 630.70\n \n247 190.46\n \n377 078.80\n \n64 650.96\n \n273 181.97\n \n29 186.59\n \n95 346.12\n \n-\n \n330.12\n \n3 556.96\n \n113.50\n \n287.14\n \n26 564.57\n \n681 253.30\n \n11 493.92\n \n167 029.36\n \n238 442.98\n \n194 745.11\n \n2 412 082.6\n \nSep\n1 791.71\n \n270 594.59\n \n465 301.31\n \n68 020.95\n \n370 323.69\n \n18 184.96\n \n134 414.53\n \n-\n \n267.40\n \n4 916.56\n \n115.11\n \n306.33\n \n21 773.50\n \n806 774.24\n \n12 680.89\n \n146 133.14\n \n215 417.68\n \n219 933.24\n \n2 756 949.8\n \nOct\n1 704.79\n \n281 204.64\n \n480 106.49\n \n94 573.08\n \n343 440.15\n \n22 895.35\n \n136 939.74\n \n-\n \n204.69\n \n2 201.55\n \n116.48\n \n341.96\n \n22 935.50\n \n852 069.39\n \n15 525.65\n \n165 306.91\n \n232 188.99\n \n245 924.22\n \n2 897 679.6\n \nNov\n1 644.95\n \n259 109.18\n \n533 438.97\n \n101 870.32\n \n299 715.01\n \n17 089.04\n \n180 534.44\n \n-\n \n141.97\n \n2 292.28\n \n119.53\n \n303.55\n \n22 178.73\n \n960 814.77\n \n15 450.39\n \n170 944.78\n \n196 338.19\n \n250 551.19\n \n3 012 537.3\n \nDec\n1 778.71\n \n263 863.65\n \n603 136.26\n \n110 935.77\n \n299 087.30\n \n7 965.37\n \n266 725.41\n \n-\n \n79.26\n \n3 887.78\n \n114.42\n \n282.61\n \n30 272.25\n \n1 066 654.12\n \n16 130.63\n \n159 126.16\n \n189 560.01\n \n344 235.10\n \n3 363 834.8\n \n2023\nJan\n2 391.61\n \n340 953.56\n \n654 740.29\n \n143 455.70\n \n335 380.17\n \n(1 443.59)\n \n301 026.07\n \n-\n \n105.97\n \n4 873.87\n \n228.45\n \n251.24\n \n44 113.17\n \n1 307 512.98\n \n17 767.70\n \n227 545.42\n \n204 830.78\n \n374 080.77\n \n3 957 814.2\n \nFeb\n1 470.56\n \n366 544.71\n \n691 937.49\n \n71 097.36\n \n452 795.43\n \n21 074.53\n \n306 913.92\n \n-\n \n50.02\n \n1 524.98\n \n318.96\n \n197.44\n \n44 691.50\n \n1 481 851.05\n \n18 037.18\n \n226 932.96\n \n224 983.29\n \n411 002.80\n \n4 321 424.2\n \nMar\n1 771.98\n \n344 570.46\n \n755 463.34\n \n103 284.07\n \n478 333.21\n \n41 928.66\n \n330 669.68\n \n-\n \n-\n \n3 884.11\n \n432.22\n \n149.78\n \n48 725.38\n \n1 679 284.89\n \n28 439.56\n \n554 840.85\n \n254 605.57\n \n438 790.17\n \n5 065 173.9\n \nApr\n1 631.24\n \n388 822.83\n \n903 029.49\n \n144 252.31\n \n555 886.92\n \n32 206.95\n \n361 846.09\n \n-\n \n-\n \n8 716.45\n \n559.82\n \n99.28\n \n54 058.39\n \n1 722 384.40\n \n28 899.91\n \n214 270.92\n \n321 765.39\n \n476 263.19\n \n5 214 693.6\n \nMay\n1 010.26\n \n907 818.70\n \n1 932 225.57\n \n281 052.93\n \n1 351 116.97\n \n84 147.32\n \n570 367.60\n \n-\n \n-\n \n8 974.78\n \n4 599.15\n \n80.34\n \n112 188.06\n \n3 844 133.80\n \n65 696.39\n \n607 438.10\n \n669 908.72\n \n758 154.17\n \n11 198 912.9\n \nJun\n1 762.11\n \n1 979 000.71\n \n4 218 755.04\n \n444 538.09\n \n2 584 596.63\n \n350 042.51\n \n865 465.55\n \n-\n \n-\n \n221.09\n \n10 133.46\n \n8 052.34\n \n260 946.26\n \n8 487 837.63\n \n92 224.26\n \n1 390 786.24\n \n1 304 228.92\n \n2 222 499.38\n \n24 221 090.2\n \nJul\n1 305.13\n \n1 428 604.02\n \n3 898 282.53\n \n359 151.15\n \n2 646 743.26\n \n337 541.82\n \n1 133 463.14\n \n-\n \n-\n \n153.30\n \n7 368.09\n \n68.07\n \n208 253.70\n \n6 917 007.30\n \n129 308.58\n \n829 382.28\n \n1 155 945.57\n \n2 438 538.20\n \n21 491 116.1\n \nAug\n1 664.09\n \n1 370 651.81\n \n4 309 693.74\n \n391 792.23\n \n2 693 989.06\n \n208 098.88\n \n1 084 784.90\n \n-\n \n-\n \n138.30\n \n7 469.95\n \n75.80\n \n205 341.47\n \n6 863 348.14\n \n127 816.16\n \n701 626.16\n \n1 081 800.09\n \n2 446 465.02\n \n21 494 755.8\n \nSep\n1 503.56\n \n1 763 364.33\n \n4 914 305.55\n \n517 813.92\n \n2 760 807.78\n \n247 094.60\n \n1 204 684.14\n \n-\n \n-\n \n9.75\n \n9 935.82\n \n92.05\n \n219 878.94\n \n8 245 053.80\n \n151 685.43\n \n776 997.57\n \n1 312 147.78\n \n2 668 520.81\n \n24 793 895.8\n \nOct\n1 977.18\n \n2 059 471.85\n \n5 625 069.70\n \n562 790.91\n \n2 202 475.21\n \n175 235.94\n \n1 172 130.22\n \n-\n \n-\n \n0.03\n \n10 816.83\n \n98.06\n \n237 525.73\n \n8 864 363.09\n \n153 534.70\n \n958 746.42\n \n1 351 846.54\n \n2 767 099.33\n \n26 143 181.7\n \nNov\n2 295.18\n \n2 278 921.91\n \n5 913 094.15\n \n568 556.41\n \n2 451 981.00\n \n180 229.25\n \n1 337 040.40\n \n-\n \n-\n \n0.03\n \n10 921.42\n \n59.77\n \n238 702.30\n \n9 040 518.08\n \n158 702.11\n \n1 046 256.98\n \n1 702 370.26\n \n2 868 031.98\n \n27 797 681.2\n \nDec\n2 947.49\n \n2 536 437.97\n \n5 489 443.24\n \n657 432.63\n \n2 268 702.96\n \n155 742.88\n \n2 420 663.39\n \n-\n \n-\n \n0.03\n \n12 324.59\n \n73.45\n \n248 699.79\n \n9 507 281.46\n \n255 007.08\n \n1 184 706.91\n \n1 748 495.98\n \n3 349 062.31\n \n29 837 022.2\n \n2024\nJan\n2 536.36\n \n4 749 173.95\n \n8 535 153.83\n \n940 210.80\n \n3 564 879.01\n \n285 807.60\n \n3 972 600.87\n \n-\n \n-\n \n0.03\n \n17 912.41\n \n198.80\n \n374 088.29\n \n14 957 169.30\n \n312 516.30\n \n1 949 662.45\n \n2 737 500.88\n \n4 289 981.53\n \n46 689 392.4\n \nFeb\n2 519.25\n \n6 564 463.71\n \n11 709 703.62\n \n1 772 649.65\n \n4 708 270.62\n \n153 450.01\n \n5 911 393.45\n \n-\n \n-\n \n0.03\n \n26 073.06\n \n232.00\n \n488 602.76\n \n22 234 523.09\n \n378 975.16\n \n2 608 075.14\n \n3 125 793.33\n \n5 812 047.28\n \n65 496 772.2\n \nMar\n2 435.72\n \n8 601 285.46\n \n15 501 059.95\n \n2 213 233.27\n \n6 701 169.42\n \n775 336.87\n \n8 098 495.31\n \n-\n \n-\n \n0.03\n \n47 609.35\n \n143.35\n \n729 484.92\n \n34 077 197.02\n \n597 886.20\n \n2 860 196.61\n \n4 317 386.46\n \n8 974 860.63\n \n93 497 780.6\n \nApr\n5.89\n \n4 141.51\n \n9 980.68\n \n1 414.28\n \n5 461.70\n \n287.09\n \n5 206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20 170.86\n \n246.21\n \n2 510.15\n \n5 472.97\n \n4 360.99\n \n59 818.1\n \nMay\n10.60\n \n3 583.02\n \n11 575.45\n \n1 506.01\n \n6 092.37\n \n382.87\n \n5 420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21 315.87\n \n348.50\n \n2 114.73\n \n6 339.55\n \n4 613.87\n \n63 767.8\n \nJun\n8.01\n \n4 111.49\n \n11 498.97\n \n1 627.32\n \n5 775.34\n \n298.05\n \n6 080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22 801.09\n \n345.72\n \n2 541.32\n \n6 558.03\n \n5 419.46\n \n67 545.3\n \nJul\n5.05\n \n4 943.82\n \n10 426.18\n \n1 342.47\n \n5 743.94\n \n351.44\n \n6 988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24 895.03\n \n348.09\n \n2 342.85\n \n6 539.59\n \n6 244.23\n \n70 634.5\n \nAug\n5.26\n \n5 703.86\n \n12 540.81\n \n1 453.04\n \n4 411.38\n \n205.93\n \n6 149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25 591.15\n \n542.15\n \n2 767.89\n \n7 004.36\n \n6 832.60\n \n73 714.5\n \nSep\n6.82\n \n9 465.31\n \n20 161.22\n \n2 742.22\n \n7 903.81\n \n340.45\n \n10 295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43 094.11\n \n979.13\n \n4 853.44\n \n11 326.85\n \n9 785.35\n \n121 800.5\n \nOct\n39.65\n \n12 315.40\n \n27 597.64\n \n3 670.13\n \n7 120.62\n \n129.14\n \n11 256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49 545.16\n \n1 042.81\n \n6 380.10\n \n11 454.83\n \n11 116.57\n \n142 587.2\n \nNov\n58.26\n \n10 111.62\n \n27 498.54\n \n3 102.17\n \n5 626.08\n \n117.33\n \n9 757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2 326.36\n \n572.57\n \n45 782.99\n \n1 064.73\n \n6 685.94\n \n11 362.33\n \n10 783.91\n \n135 137.8\n \nDec\n64.89\n \n8 774.50\n \n29 312.78\n \n3 217.87\n \n7 673.17\n \n287.57\n \n10 942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46 926.14\n \n1 073.63\n \n6 555.30\n \n13 399.70\n \n11 326.46\n \n140 168.2\n \nSource: Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n18 \n \n \n \nZWG millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2021\nJan\n158 888.8\n28 456.6\n10 150.2\n197 495.5\n2 580.8\n5 423.4\n205 499.8\n1 142.5\n12 732.6\n391.1\n519.6\n376.7\n50 147.7\n25 036.2\n29 608.5\n325 454.7\nFeb\n162 092.2\n26 146.3\n12 239.7\n200 478.2\n2 809.1\n4 762.5\n208 049.7\n1 150.4\n12 833.2\n409.2\n540.7\n609.9\n54 930.3\n28 339.2\n33 280.7\n340 143.4\nMar\n165 101.1\n30 313.5\n12 276.4\n207 691.0\n4 541.2\n4 845.3\n217 077.6\n1 331.7\n11 620.2\n75.4\n1 136.7\n408.9\n58 208.9\n32 908.1\n30 626.5\n353 393.9\nApr\n191 923.5\n31 441.3\n11 549.5\n234 914.3\n2 195.0\n5 346.7\n242 455.9\n1 190.1\n11 503.5\n176.5\n757.1\n409.9\n60 361.3\n34 537.9\n29 396.5\n380 788.7\nMay\n194 108.9\n40 921.9\n15 896.4\n250 927.2\n1 705.9\n6 802.1\n259 435.2\n1 186.9\n11 783.3\n654.2\n145.2\n429.0\n61 202.0\n35 592.3\n29 790.4\n400 218.5\nJun\n211 950.0\n40 878.5\n18 536.0\n271 364.4\n2 696.6\n6 202.3\n280 263.2\n1 211.8\n11 575.5\n662.3\n368.5\n462.6\n63 417.5\n26 856.5\n40 783.7\n425 601.6\nJul\n226 860.1\n48 928.9\n19 775.4\n295 564.4\n2 991.7\n5 012.2\n303 568.3\n1 169.2\n12 552.8\n706.9\n476.2\n552.8\n66 514.1\n26 869.2\n68 693.1\n481 102.6\nAug\n237 167.0\n38 425.4\n25 114.2\n300 706.5\n3 601.5\n5 873.7\n310 181.7\n1 216.2\n13 354.7\n1 444.4\n1 678.3\n478.6\n72 123.3\n32 281.1\n58 597.3\n491 355.6\nSep\n263 598.2\n37 954.3\n21 954.4\n323 506.9\n3 643.0\n3 469.0\n330 618.9\n2 141.0\n11 770.4\n1 453.1\n-110.6\n375.4\n71 255.0\n31 981.0\n46 729.4\n496 213.6\nOct\n299 038.0\n50 766.0\n22 882.7\n372 686.7\n2 824.1\n3 023.7\n378 534.5\n2 411.8\n14 077.4\n1 095.3\n1 109.9\n503.1\n78 644.6\n49 581.0\n61 280.0\n587 237.6\nNov\n307 063.4\n52 309.9\n27 875.3\n387 248.6\n3 325.7\n2 764.9\n393 339.3\n2 869.4\n12 437.2\n2 726.5\n1 352.5\n347.1\n89 288.6\n52 327.7\n61 678.3\n616 366.5\nDec\n334 599.0\n58 318.5\n30 455.6\n423 373.1\n3 842.1\n3 855.7\n431 070.9\n3 027.0\n13 896.4\n2 808.1\n1 693.3\n139.8\n109 665.4\n60 917.0\n63 170.8\n686 388.6\n2022\nJan\n346 619.5\n43 438.8\n31 158.1\n421 216.4\n2 962.5\n3 864.8\n428 043.7\n2 995.6\n14 406.9\n2 688.6\n1 043.2\n230.5\n122 752.1\n53 627.8\n58 853.6\n684 641.9\nFeb\n358 979.4\n51 510.7\n38 313.7\n448 803.8\n3 229.3\n4 248.7\n456 281.8\n3 834.1\n16 267.7\n2 120.4\n1 338.1\n226.8\n130 981.3\n55 099.6\n68 847.8\n734 997.5\nMar\n422 934.6\n58 283.5\n42 258.5\n523 476.6\n3 062.2\n5 171.3\n531 710.2\n3 850.2\n18 374.8\n2 137.9\n2 779.1\n810.6\n149 781.8\n65 660.6\n85 216.5\n860 321.7\nApr\n479 558.7\n74 880.3\n40 491.0\n594 930.0\n6 377.5\n7 486.7\n608 794.2\n3 792.3\n21 445.6\n2 173.0\n3 173.0\n486.8\n149 610.1\n53 372.3\n103 623.7\n946 471.1\nMay\n666 937.8\n137 419.9\n55 389.8\n859 747.5\n7 310.9\n7 249.8\n874 308.3\n5 769.3\n39 105.1\n2 383.3\n2 207.5\n321.8\n214 978.6\n134 993.5\n182 638.3\n1 456 705.7\nJun\n773 692.7\n154 956.9\n63 511.7\n992 161.3\n4 597.1\n10 018.0\n1 006 776.4\n6 743.2\n42 701.8\n2 898.5\n3 389.3\n345.2\n307 341.8\n169 511.8\n184 958.1\n1 724 666.1\nJul\n810 906.6\n173 134.0\n74 324.5\n1 058 365.1\n717.0\n9 153.8\n1 068 235.9\n7 994.5\n54 168.7\n2 814.9\n2 948.9\n1 339.1\n355 597.9\n144 090.2\n220 013.9\n1 857 204.0\nAug\n1 100 922.1\n219 798.6\n110 595.1\n1 431 315.7\n790.2\n7 675.2\n1 439 781.1\n12 484.6\n64 160.3\n3 230.7\n2 791.8\n555.2\n421 880.4\n167 029.4\n300 169.0\n2 412 082.6\nSep\n1 328 584.6\n256 980.2\n127 051.1\n1 712 616.0\n1 482.9\n8 473.0\n1 722 571.9\n13 789.2\n81 182.4\n3 720.2\n5 632.9\n587.2\n465 063.9\n146 133.1\n318 269.0\n2 756 949.8\nOct\n1 365 908.5\n205 688.8\n128 186.9\n1 699 784.2\n813.8\n6 314.3\n1 706 912.3\n14 933.2\n83 998.0\n28 072.2\n4 282.4\n762.5\n486 396.6\n165 306.9\n407 015.5\n2 897 679.6\nNov\n1 481 503.5\n243 239.9\n146 530.0\n1 871 273.4\n291.3\n6 366.6\n1 877 931.3\n12 665.1\n67 318.9\n19 973.5\n5 349.1\n339.6\n514 200.0\n170 944.8\n343 815.1\n3 012 537.3\nDec\n1 697 008.7\n235 271.2\n181 090.6\n2 113 370.5\n1 514.4\n7 399.5\n2 122 284.4\n13 296.8\n106 071.5\n10 597.8\n9 610.4\n752.5\n621 113.3\n159 126.2\n320 981.8\n3 363 834.8\n2023\nJan\n2 139 458.0\n78 197.7\n215 537.0\n2 433 192.7\n214.3\n41 333.8\n2 474 740.8\n12 923.7\n123 605.0\n4 974.3\n5 669.1\n675.5\n723 452.2\n227 545.4\n384 228.1\n3 957 814.2\nFeb\n1 997 073.4\n398 595.8\n230 549.9\n2 626 219.1\n303.5\n10 655.7\n2 637 178.4\n14 443.3\n140 484.9\n8 092.9\n13 273.6\n3 109.0\n780 290.7\n226 933.0\n497 618.5\n4 321 424.2\nMar\n2 218 678.7\n384 245.5\n262 119.8\n2 865 044.1\n1 272.8\n5 953.0\n2 872 269.9\n15 181.9\n166 322.5\n9 639.9\n15 494.1\n3 714.6\n846 479.9\n554 840.9\n581 230.2\n5 065 173.9\nApr\n2 646 522.9\n382 678.9\n197 662.2\n3 226 864.0\n173.4\n9 463.7\n3 236 501.1\n1 115.5\n201 674.1\n13 321.9\n21 331.0\n6 418.8\n935 402.2\n214 270.9\n584 658.1\n5 214 693.6\nMay\n5 196 712.7\n969 812.4\n435 965.9\n6 602 490.9\n514.9\n50 270.4\n6 653 276.3\n1 287.6\n493 894.8\n78 332.6\n65 967.5\n30 583.3\n1 815 309.9\n607 438.1\n1 452 822.8\n11 198 912.9\nJun\n10 038 744.6\n2 287 818.9\n789 112.9\n13 115 676.4\n1 468.6\n432 367.0\n13 549 512.0\n1 177.5\n1 201 797.0\n39 166.6\n101 465.7\n64 321.9\n5 042 026.4\n1 390 786.2\n2 830 837.1\n24 221 090.2\nJul\n9 592 825.0\n1 787 488.9\n592 115.4\n11 972 429.2\n9 138.5\n380 190.7\n12 361 758.4\n512.4\n847 658.7\n87 827.2\n146 299.0\n58 256.2\n4 649 856.9\n829 382.3\n2 509 565.1\n21 491 116.1\nAug\n9 698 801.3\n1 920 804.2\n622 360.9\n12 241 966.5\n1 479.8\n381 277.2\n12 624 723.5\n863.9\n865 945.4\n84 841.4\n141 305.4\n56 751.6\n4 465 099.7\n701 626.2\n2 553 598.8\n21 494 755.8\nSep\n13 388 822.1\n319 686.0\n695 555.0\n14 404 063.1\n4 754.8\n114 251.5\n14 523 069.4\n504.3\n1 036 635.6\n82 493.4\n152 779.3\n90 032.4\n5 159 376.7\n776 997.6\n2 972 007.2\n24 793 895.8\nOct\n14 087 303.5\n312 655.9\n827 902.5\n15 227 861.9\n1 692.7\n146 801.2\n15 376 355.8\n522.9\n1 106 440.5\n84 628.9\n159 670.3\n83 441.8\n5 427 255.6\n958 746.4\n2 946 119.7\n26 143 181.7\nNov\n14 816 672.7\n306 014.4\n882 972.1\n16 005 659.2\n5 789.4\n133 219.7\n16 144 668.4\n432.3\n1 259 039.0\n92 939.9\n227 935.0\n89 997.7\n5 701 702.0\n1 046 257.0\n3 234 709.9\n27 797 681.2\nDec\n15 726 758.6\n369 405.4\n808 422.2\n16 904 586.1\n6 923.3\n201 225.8\n17 112 735.3\n36 808.0\n1 314 667.6\n55 157.4\n153 701.6\n138 722.6\n6 264 918.7\n1 184 706.9\n3 575 604.1\n29 837 022.2\n2024\nJan\n24 824 665.8\n662 989.2\n1 191 915.8\n26 679 570.7\n25 881.9\n169 368.5\n26 874 821.1\n168.2\n2 102 990.2\n114 298.0\n279 174.1\n182 727.0\n9 532 603.9\n1 949 662.4\n5 652 947.5\n46 689 392.4\nFeb\n34 081 030.9\n911 544.4\n1 983 870.0\n36 976 445.3\n7 146.9\n340 314.0\n37 323 906.2\n151.1\n3 106 432.1\n105 237.1\n449 118.3\n279 727.9\n13 237 287.6\n2 608 075.1\n8 386 836.6\n65 496 772.2\nMar\n48 600 783.9\n1 434 256.6\n3 333 658.9\n53 368 699.4\n104 688.2\n515 299.7\n53 988 687.3\n0.0\n4 654 985.7\n95 705.0\n500 611.7\n361 061.7\n20 221 996.6\n2 860 196.6\n10 814 535.9\n93 497 780.6\nApr\n31 998.9\n843.3\n1 944.9\n34 787.2\n92.9\n242.8\n35 122.9\n0.0\n2 867.4\n67.4\n358.1\n222.7\n10 281.8\n2 510.2\n8 387.7\n59 818.1\nMay\n33 721.9\n910.6\n2 242.3\n36 874.7\n79.3\n349.9\n37 303.9\n0.0\n3 056.1\n50.9\n436.0\n4.6\n12 101.9\n2 114.7\n8 699.7\n63 767.8\nJun\n34 597.9\n958.5\n2 874.9\n38 431.3\n2.1\n589.2\n39 022.6\n0.0\n3 399.1\n99.8\n442.6\n13.2\n14 415.1\n2 541.3\n7 611.6\n67 545.3\nJul\n36 817.5\n1 137.8\n2 766.8\n40 722.1\n68.7\n438.6\n41 229.4\n0.0\n3 923.2\n99.9\n469.8\n12.0\n15 126.4\n2 342.9\n7 430.9\n70 634.5\nAug\n37 597.8\n872.1\n2 514.1\n40 984.0\n65.6\n532.9\n41 582.4\n0.0\n4 039.1\n109.9\n586.0\n12.5\n16 106.1\n2 767.9\n8 510.5\n73 714.5\nSep\n59 919.0\n2 378.4\n3 920.7\n66 218.0\n76.5\n579.2\n66 873.8\n0.0\n7 142.2\n491.4\n844.5\n51.1\n27 911.3\n4 853.4\n13 632.7\n121 800.5\nOct\n70 016.8\n1 657.3\n5 193.9\n76 867.9\n170.2\n621.4\n77 659.6\n0.0\n8 524.2\n429.7\n1 248.8\n16.1\n32 737.1\n6 380.1\n15 591.5\n142 587.2\nNov\n66 321.7\n1 869.1\n5 320.9\n73 511.7\n156.7\n677.1\n74 345.6\n0.0\n7 213.9\n409.3\n558.7\n42.7\n32 040.3\n6 685.9\n13 841.4\n135 137.8\nDec\n69 146.0\n1 993.7\n5 095.0\n76 234.8\n134.4\n716.3\n77 085.5\n0.0\n8 204.4\n233.0\n588.3\n112.5\n32 891.4\n6 555.3\n14 497.8\n140 168.2\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n19 \n \n \n \nForeign\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n188.7\n \n2943.3\n5 986.5\n \n793.8\n843.5\n \n-\n \n1 783.8\n \n10.2\n-\n \n211.3\n \n1 091.3\n \n0.0\n \n9 329.1\n \n2980.3\n7 685.1\n \n33 846.9\n \nFeb\n345.7\n \n2762.9\n6 004.8\n \n811.1\n984.2\n \n-\n \n2 731.0\n \n9.2\n-\n \n236.8\n \n2 089.3\n \n-\n \n8 950.2\n \n2949.2\n7 790.6\n \n35 665.0\n \nMar\n168.3\n \n2278.9\n6 313.1\n \n1594.4\n1 028.2\n \n-\n \n1 341.7\n \n8.4\n-\n \n415.1\n \n1 242.4\n \n-\n \n10 867.7\n \n3027.5\n7 841.0\n \n36 126.8\n \nApr\n206.9\n \n2702.1\n5 302.6\n \n1156.7\n1 085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1 581.5\n \n-\n \n14 233.6\n \n3431.1\n7 237.9\n \n38 326.2\n \nMay\n210.3\n \n1687.6\n5 962.2\n \n1250.9\n3 847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1 568.8\n \n-\n \n17 154.9\n \n2927.9\n7 532.9\n \n42 784.2\n \nJun\n249.6\n \n1649.7\n6 202.6\n \n1163.8\n1 866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1 851.9\n \n-\n \n18 795.4\n \n2580.9\n7 701.1\n \n42 860.7\n \nJul\n283.7\n \n1212.2\n7 193.4\n \n1892.7\n1 875.4\n \n-\n \n1 143.4\n \n6.0\n-\n \n447.3\n \n1 963.2\n \n-\n \n18 280.3\n \n3923.5\n7 695.6\n \n45 916.5\n \nAug\n352.8\n \n1408.8\n7 869.3\n \n2537.6\n2 316.2\n \n-\n \n3 535.6\n \n5.4\n-\n \n399.5\n \n2 101.3\n \n-\n \n19 422.2\n \n3837.6\n7 666.6\n \n51 453.0\n \nSep\n349.8\n \n1926.6\n7 608.5\n \n2430.2\n1 941.4\n \n-\n \n4 314.6\n \n5.1\n-\n \n205.2\n \n2 231.7\n \n-\n \n20 461.1\n \n4013.2\n9 460.7\n \n54 948.1\n \nOct\n411.5\n \n2396.2\n8 221.0\n \n2162.4\n3 421.5\n \n-\n \n5 627.7\n \n4.3\n-\n \n271.1\n \n2 539.5\n \n-\n \n22 881.3\n \n5432.3\n9 501.3\n \n62 870.1\n \nNov\n339.8\n \n3578.4\n7 561.6\n \n2568.8\n2 299.5\n \n-\n \n5 882.7\n \n3.7\n-\n \n566.4\n \n2 788.5\n \n-\n \n27 326.1\n \n4400.3\n9 614.3\n \n66 930.0\n \nDec\n351.1\n \n3217.3\n8 557.8\n \n2619.2\n3 620.2\n \n-\n \n2 353.6\n \n3.0\n-\n \n1 189.0\n \n2 786.9\n \n-\n \n33 115.3\n \n5610.8\n11 334.1\n \n74 758.3\n \n2022\nJan\n324.6\n \n3504.3\n8 506.5\n \n2680.3\n2 631.0\n \n-\n \n1 110.8\n \n2.4\n-\n \n1 487.3\n \n2 967.6\n \n-\n \n35 913.5\n \n6693.8\n14 008.7\n \n79 830.9\n \nFeb\n411.5\n \n4021.5\n9 763.6\n \n3069.7\n5 678.0\n \n-\n \n4 048.9\n \n1.6\n-\n \n1 465.4\n \n3 241.1\n \n-\n \n39 977.5\n \n4511.5\n13 964.4\n \n90 154.6\n \nMar\n354.3\n \n4413.6\n11 882.6\n \n3691.3\n4 932.3\n \n-\n \n5 235.0\n \n0.9\n-\n \n1 590.0\n \n3 888.3\n \n-\n \n42 741.3\n \n9086.6\n15 421.2\n \n103 237.4\n \nApr\n546.4\n \n3054.1\n15 585.8\n \n4857.7\n5 768.6\n \n-\n \n5 714.4\n \n0.2\n-\n \n1 861.4\n \n4 143.7\n \n-\n \n48 582.4\n \n9654.2\n16 999.2\n \n116 768.1\n \nMay\n639.5\n \n8326.7\n23 817.6\n \n4251.9\n16 001.6\n \n-\n \n6 150.9\n \n0.0\n-\n \n1 486.3\n \n8 474.8\n \n-\n \n74 864.0\n \n14793.9\n17 091.2\n \n175 898.5\n \nJun\n418.5\n \n8464.3\n32 497.6\n \n3807.5\n21 184.8\n \n-\n \n2 639.3\n \n0.0\n-\n \n1 340.0\n \n10 851.1\n \n-\n \n85 145.9\n \n18155.8\n35 128.1\n \n219 633.0\n \nJul\n700.4\n \n9914.6\n30 660.3\n \n4983.4\n24 902.9\n \n-\n \n4 077.6\n \n0.0\n-\n \n1 411.5\n \n13 722.1\n \n-\n \n98 066.0\n \n9998.6\n45 127.9\n \n243 565.1\n \nAug\n863.8\n \n14422.1\n33 703.2\n \n4483.0\n34 971.8\n \n-\n \n4 379.8\n \n0.0\n-\n \n2 106.6\n \n16 515.4\n \n-\n \n115 491.9\n \n8745.3\n45 694.0\n \n281 377.1\n \nSep\n1 086.8\n \n14998.2\n37 911.3\n \n7470.1\n45 094.8\n \n-\n \n8 440.8\n \n0.0\n-\n \n1 302.8\n \n17 996.8\n \n-\n \n129 242.7\n \n11630.7\n60 830.4\n \n336 005.2\n \nOct\n1 158.3\n \n14768.7\n44 296.5\n \n10013.7\n44 664.1\n \n-\n \n14 109.9\n \n0.0\n-\n \n1 142.4\n \n16 817.7\n \n-\n \n123 793.8\n \n30036.4\n47 678.2\n \n348 479.7\n \nNov\n1 449.3\n \n22456.9\n41 398.0\n \n9771.8\n41 317.6\n \n-\n \n17 572.6\n \n0.0\n-\n \n2 085.3\n \n16 785.8\n \n-\n \n136 029.9\n \n30694.0\n46 275.8\n \n365 836.9\n \nDec\n1 470.7\n \n23012.7\n48 533.8\n \n8913.7\n50 229.0\n \n-\n \n21 411.1\n \n0.0\n19 993.4\n \n2 176.2\n \n17 693.7\n \n-\n \n119 322.3\n \n39279.1\n69 102.5\n \n421 138.1\n \n2023\nJan\n2 402.7\n \n32405.1\n47 062.6\n \n8410.8\n50 364.6\n \n-\n \n17 976.2\n \n0.0\n23 668.5\n \n2 406.3\n \n18 311.0\n \n-\n \n132 757.4\n \n41367.4\n69 570.1\n \n446 702.8\n \nFeb\n234.9\n \n59685.4\n50 103.0\n \n9568.6\n62 701.4\n \n889.9\n \n24 809.7\n \n0.0\n26 667.1\n \n4 451.9\n \n21 629.1\n \n-\n \n146 798.4\n \n50093.6\n70 987.9\n \n528 620.9\n \nMar\n214.6\n \n72311.9\n57 399.6\n \n9196.8\n51 300.9\n \n-\n \n28 841.5\n \n0.0\n24 689.0\n \n5 503.9\n \n19 118.6\n \n-\n \n170 376.6\n \n54524.7\n84 489.1\n \n577 967.3\n \nApr\n184.1\n \n61341.6\n63 129.5\n \n16343.2\n61 444.0\n \n-\n \n28 727.0\n \n0.0\n28 119.0\n \n5 989.2\n \n27 619.9\n \n-\n \n205 412.2\n \n81442.9\n86 571.2\n \n666 323.9\n \nMay\n78.1\n \n125685.1\n100 808.7\n \n22707.0\n195 646.6\n \n-\n \n81 344.3\n \n0.0\n69 908.9\n \n6 246.8\n \n53 180.7\n \n-\n \n440 462.4\n \n103176.1\n116 103.7\n \n1 315 348.2\n \nJun\n176.6\n \n227001.8\n172 666.5\n \n25998.2\n452 772.6\n \n40 326.7\n \n115 193.3\n \n0.0\n196 310.3\n \n4 209.5\n \n121 677.5\n \n-\n \n870 075.1\n \n230604.4\n544 587.8\n \n3 001 600.3\n \nJul\n162.7\n \n132017.2\n220 995.0\n \n20797.2\n459 668.2\n \n32 010.8\n \n105 308.6\n \n0.0\n154 472.7\n \n13 777.8\n \n153 638.5\n \n-\n \n697 177.8\n \n209734.6\n612 937.8\n \n2 812 698.9\n \nAug\n611.0\n \n105296.6\n309 821.7\n \n55744.7\n475 838.3\n \n37 447.1\n \n102 495.2\n \n0.0\n153 578.2\n \n6 767.5\n \n135 193.3\n \n-\n \n758 439.2\n \n223114.4\n564 622.1\n \n2 928 969.2\n \nSep\n949.3\n \n193065.6\n339 269.2\n \n41680.1\n437 996.0\n \n58 554.5\n \n110 351.3\n \n0.0\n161 346.6\n \n4 522.1\n \n153 113.7\n \n-\n \n880 148.8\n \n290026.7\n565 616.4\n \n3 236 640.3\n \nOct\n403.8\n \n204713.4\n254 684.1\n \n187632.1\n440 150.3\n \n65 022.1\n \n97 046.1\n \n0.0\n176 111.9\n \n13 771.8\n \n173 523.5\n \n-\n \n829 479.5\n \n345029.3\n586 015.6\n \n3 373 583.5\n \nNov\n370.5\n \n222344.7\n387 213.2\n \n160896.0\n326 510.1\n \n50 688.3\n \n159 225.4\n \n0.0\n173 990.9\n \n28 127.2\n \n187 363.3\n \n-\n \n926 663.7\n \n395549.5\n595 811.6\n \n3 614 754.5\n \nDec\n403.7\n \n251968.8\n457 034.9\n \n261067.9\n345 348.0\n \n56 551.7\n \n185 131.1\n \n0.0\n166 902.0\n \n27 875.9\n \n222 503.1\n \n0.7\n \n973 788.6\n \n507890.9\n658 045.7\n \n4 114 512.9\n \n2024\nJan\n367.9\n \n368046.7\n524 020.9\n \n471915.0\n363 325.6\n \n40 412.9\n \n280 803.2\n \n0.0\n280 441.0\n \n45 935.9\n \n339 610.7\n \n-\n \n1 563 405.5\n \n649087.4\n742 734.0\n \n5 670 106.8\n \nFeb\n578.8\n \n637645.2\n797 581.2\n \n618074.6\n613 309.7\n \n24 680.4\n \n425 783.2\n \n0.0\n399 313.5\n \n67 900.2\n \n519 513.4\n \n-\n \n2 188 186.8\n \n904519.6\n937 957.6\n \n8 135 044.1\n \nMar\n356.6\n \n1026840.5\n1 171 941.4\n \n888362.3\n829 470.4\n \n-\n \n440 943.8\n \n0.0\n528 820.5\n \n103 276.3\n \n787 872.2\n \n-\n \n3 761 909.8\n \n1403556.4\n1 697 667.5\n \n12 641 017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2 856.8\n \n420.1\n824.2\n \n8 074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2 946.5\n \n712.1\n903.7\n \n8 207.5\n \nJun\n1.1\n \n520.3\n1 122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2 998.6\n \n858.8\n1 229.8\n \n9 155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3 022.2\n \n1332.3\n1 250.3\n \n9 595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3 042.5\n \n1811.8\n1 318.9\n \n10 359.6\n \nSep\n1.0\n \n1230.9\n1 985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1 130.0\n \n37.0\n \n4 878.1\n \n2054.8\n2 298.6\n \n16 463.3\n \nOct\n13.1\n \n1166.2\n2 512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1 380.9\n \n42.7\n \n5 751.9\n \n2214.8\n2 435.0\n \n18 930.4\n \nNov\n14.0\n \n918.9\n2 141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1 293.8\n \n39.5\n \n4 997.5\n \n2566.9\n2 458.3\n \n17 439.1\n \nDec\n17.1\n \n1089.4\n2 633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1 424.9\n \n35.4\n \n5 500.8\n \n2343.9\n2 593.3\n \n19 736.5\n \nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n17 060.5\n985.1\n18 045.7\n150.0\n15.0\n18 210.7\n291.2\n3 018.1\n0.0\n81.3\n0.0\n6 054.0\n6 191.6\n33 846.9\nFeb\n18 610.7\n1 047.5\n19 658.2\n150.0\n15.0\n19 823.2\n318.2\n3 075.5\n0.0\n40.7\n0.0\n6 533.5\n5 874.0\n35 665.0\nMar\n18 562.7\n1 070.5\n19 633.2\n150.0\n15.0\n19 798.2\n320.8\n3 377.0\n0.0\n241.5\n0.0\n6 727.5\n5 661.8\n36 126.8\nApr\n19 021.2\n1 353.2\n20 374.5\n500.0\n15.0\n20 889.5\n325.0\n4 244.8\n0.0\n181.9\n0.0\n6 267.0\n6 418.0\n38 326.2\nMay\n22 332.1\n1 453.5\n23 785.6\n500.0\n15.0\n24 300.6\n350.2\n4 279.9\n0.0\n394.8\n0.0\n6 067.1\n7 391.6\n42 784.2\nJun\n22 784.4\n1 675.4\n24 459.8\n209.5\n70.5\n24 739.8\n359.1\n3 855.1\n0.0\n570.4\n0.0\n6 623.0\n6 713.2\n42 860.7\nJul\n25 425.9\n1 997.8\n27 423.7\n25.0\n15.0\n27 463.7\n365.2\n3 488.6\n0.0\n274.6\n0.0\n7 194.2\n7 130.1\n45 916.5\nAug\n27 475.7\n2 728.9\n30 204.6\n60.0\n15.0\n30 279.6\n668.2\n5 344.8\n0.0\n621.9\n0.0\n7 683.7\n6 854.8\n51 453.0\nSep\n29 023.8\n2 834.6\n31 858.5\n76.0\n15.2\n31 949.7\n1 062.2\n4 465.7\n0.0\n181.9\n0.0\n10 227.1\n7 061.5\n54 948.1\nOct\n30 925.8\n4 239.0\n35 164.7\n0.0\n30.0\n35 194.8\n1 329.1\n7 432.5\n0.0\n0.0\n0.0\n10 906.3\n8 007.4\n62 870.1\nNov\n34 486.8\n4 344.1\n38 830.8\n0.0\n15.0\n38 845.9\n1 149.7\n7 028.7\n0.0\n203.6\n0.0\n11 575.7\n8 126.5\n66 930.0\nDec\n33 974.4\n4 856.8\n38 831.3\n80.0\n15.0\n38 926.3\n1 750.9\n9 746.8\n0.0\n712.0\n0.0\n15 101.8\n8 520.4\n74 758.3\n2022\nJan\n31 695.1\n5 983.6\n37 678.7\n0.0\n15.0\n37 693.7\n1 771.4\n10 991.6\n0.0\n373.7\n0.0\n18 063.5\n10 937.0\n79 830.9\nFeb\n37 132.1\n7 089.1\n44 221.1\n0.0\n15.0\n44 236.1\n1 703.8\n14 215.9\n0.0\n431.6\n0.0\n18 241.5\n11 325.7\n90 154.6\nMar\n44 187.4\n6 190.7\n50 378.1\n0.0\n15.0\n50 393.1\n1 742.3\n15 620.9\n0.0\n501.9\n0.0\n20 548.8\n14 430.4\n103 237.4\nApr\n52 979.2\n6 553.0\n59 532.2\n0.0\n15.0\n59 547.2\n1 536.3\n17 027.1\n0.0\n704.1\n0.0\n23 099.0\n14 854.4\n116 768.1\nMay\n86 411.7\n6 683.0\n93 094.7\n0.0\n15.0\n93 109.8\n1 477.7\n34 306.7\n0.0\n1 033.4\n0.0\n22 645.2\n23 325.7\n175 898.5\nJun\n98 008.7\n8 427.1\n106 435.9\n1 030.1\n15.0\n107 481.1\n1 496.4\n40 346.3\n0.0\n1 200.6\n0.0\n42 213.2\n26 895.5\n219 633.0\nJul\n111 583.1\n9 489.2\n121 072.3\n1 072.6\n15.0\n122 159.9\n1 225.0\n46 145.1\n0.0\n2 071.5\n0.0\n55 131.6\n16 832.0\n243 565.1\nAug\n133 071.2\n11 398.3\n144 469.5\n1 625.2\n15.0\n146 109.7\n1 382.6\n55 691.4\n0.0\n2 979.3\n0.0\n60 157.4\n15 056.7\n281 377.1\nSep\n143 338.6\n28 284.7\n171 623.3\n0.0\n15.0\n171 638.3\n1 339.9\n62 659.9\n0.0\n3 613.8\n0.0\n79 343.1\n17 410.1\n336 005.2\nOct\n122 775.3\n20 897.6\n143 672.9\n1 214.2\n15.0\n144 902.1\n1 707.3\n69 651.9\n0.0\n4 327.9\n0.0\n86 799.2\n41 091.4\n348 479.7\nNov\n130 892.9\n23 401.5\n154 294.3\n1 256.4\n13.0\n155 563.7\n1 855.1\n72 052.0\n0.0\n5 140.0\n0.0\n89 895.0\n41 331.2\n365 836.9\nDec\n149 207.3\n30 517.1\n179 724.4\n1 239.7\n103.8\n181 068.0\n1 933.7\n71 142.6\n0.0\n5 623.9\n0.0\n118 486.1\n42 883.8\n421 138.1\n2023\nJan\n161 506.8\n31 099.4\n192 606.2\n1 462.2\n121.0\n194 189.4\n3 214.4\n72 524.5\n0.0\n6 622.6\n0.0\n144 335.3\n25 816.5\n446 702.8\nFeb\n210 739.4\n27 500.2\n238 239.5\n1 153.4\n15.0\n239 407.9\n2 349.9\n84 724.5\n0.0\n7 548.9\n0.0\n155 007.6\n39 582.0\n528 620.9\nMar\n234 480.2\n38 088.7\n272 568.9\n158.0\n14.4\n272 741.2\n1 982.4\n89 883.4\n0.0\n7 502.7\n0.0\n172 499.0\n33 358.6\n577 967.3\nApr\n272 738.9\n35 889.2\n308 628.0\n400.0\n15.0\n309 043.1\n1 809.5\n116 418.1\n0.0\n8 456.9\n0.0\n183 262.3\n47 334.0\n666 323.9\nMay\n502 897.5\n36 680.3\n539 577.9\n553.7\n15.0\n540 146.6\n4 453.5\n289 636.2\n0.0\n8 115.4\n0.0\n372 206.8\n100 789.6\n1 315 348.2\nJun\n927 980.2\n66 404.1\n994 384.3\n0.0\n15.0\n994 399.3\n4 147.7\n631 544.2\n0.0\n10 873.2\n0.0\n1 117 122.1\n243 513.7\n3 001 600.3\nJul\n804 547.2\n73 047.1\n877 594.3\n15 753.2\n15.0\n893 362.6\n2 706.7\n611 248.0\n0.0\n14 397.5\n0.0\n1 093 858.2\n197 126.1\n2 812 698.9\nAug\n920 687.4\n90 856.7\n1 011 544.1\n15 752.3\n15.0\n1 027 311.4\n3 400.5\n617 162.9\n0.0\n12 854.9\n0.0\n1 064 286.3\n203 953.2\n2 928 969.2\nSep\n1 062 730.1\n75 413.9\n1 138 143.9\n0.0\n15.1\n1 138 159.0\n3 262.9\n652 356.6\n0.0\n16 101.5\n0.0\n1 117 548.2\n309 212.1\n3 236 640.3\nOct\n1 261 965.8\n64 282.0\n1 326 247.8\n0.0\n15.1\n1 326 262.9\n4 056.0\n467 416.6\n0.0\n16 785.2\n0.0\n1 188 499.5\n370 563.3\n3 373 583.5\nNov\n1 301 463.8\n82 076.9\n1 383 540.7\n79 497.1\n15.1\n1 463 052.8\n4 822.5\n525 114.1\n0.0\n16 180.1\n0.0\n1 209 652.3\n395 932.7\n3 614 754.5\nDec\n1 541 238.9\n142 705.5\n1 683 944.4\n79 497.1\n15.8\n1 763 457.2\n7 085.0\n516 718.0\n0.0\n8 736.3\n0.0\n1 308 419.6\n510 096.7\n4 114 512.9\n2024\nJan\n2 094 039.4\n96 896.2\n2 190 935.6\n79 481.7\n15.1\n2 270 432.3\n8 231.4\n904 697.2\n0.0\n11 028.7\n0.0\n1 826 995.6\n648 721.6\n5 670 106.8\n-\n \nFeb\n2 991 430.0\n192 203.3\n3 183 633.2\n162 422.1\n15.1\n3 346 070.4\n10 388.9\n1 314 901.6\n0.0\n5 723.7\n0.0\n2 630 626.9\n827 332.6\n8 135 044.1\nMar\n4 958 662.0\n186 068.5\n5 144 730.5\n162 239.8\n15.7\n5 306 986.0\n8 072.5\n1 880 803.3\n0.0\n6 134.8\n0.0\n4 286 906.8\n1 152 114.2\n12 641 017.5\nApr\n3 369.4\n36.3\n3 405.6\n65.0\n0.0\n3 470.7\n3.2\n1 258.6\n0.0\n0.0\n0.0\n1 955.9\n1 385.6\n8 074.0\nMay\n3 228.4\n75.2\n3 303.7\n0.0\n0.0\n3 303.7\n4.8\n1 366.6\n0.0\n0.0\n0.0\n2 496.7\n1 035.8\n8 207.5\nJun\n3 502.4\n97.1\n3 599.5\n0.0\n0.0\n3 599.5\n4.4\n1 414.8\n0.0\n8.0\n0.0\n2 990.2\n1 138.3\n9 155.3\nJul\n4 199.9\n128.4\n4 328.3\n0.0\n0.0\n4 328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3 111.6\n1 203.0\n9 595.1\nAug\n4 433.7\n172.4\n4 606.1\n0.0\n0.0\n4 606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3 370.3\n1 413.3\n10 359.6\nSep\n6 773.8\n475.3\n7 249.1\n22.6\n0.0\n7 271.7\n103.8\n1 559.3\n0.0\n16.3\n0.0\n5 486.0\n2 026.3\n16 463.3\nOct\n8 011.9\n795.7\n8 807.6\n86.9\n0.0\n8 894.5\n122.7\n1 462.9\n0.0\n61.4\n0.0\n6 003.1\n2 385.9\n18 930.4\nNov\n7 145.7\n872.8\n8 018.6\n45.8\n0.0\n8 064.4\n79.9\n1 227.6\n0.0\n10.0\n0.0\n6 043.8\n2 013.3\n17 439.1\nDec\n8 227.9\n1 293.1\n9 521.0\n71.2\n0.0\n9 592.2\n79.9\n1 306.5\n0.0\n267.8\n0.0\n5 923.9\n2 566.2\n19 736.5\n-\n \nSource: Reserve Bank of Zimbabwe, 2024\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n21 \n \n \n \nEND OF\n2021\nJan\n23 978 167.35\n610 696.11\n267 400.20\n9 997 383.02\n66 046.86\n9 811 097.63\n7 641 910.42\n7 176 322.97\n4 807 054.16\n1 685 871.14\n10 092 630.46\n47 525.58\n76 182 105.93\nFeb\n24 581 772.22\n653 205.48\n285 830.69\n10 330 772.00\n65 231.37\n10 024 935.09\n7 949 013.06\n6 754 180.16\n5 018 015.84\n1 766 077.92\n10 905 948.39\n47 678.08\n78 382 660.29\nMar\n28 741 816.74\n737 140.48\n320 102.45\n10 604 119.56\n76 828.95\n10 517 753.11\n9 428 559.85\n8 179 722.05\n5 701 289.52\n1 822 019.95\n12 528 176.45\n33 915.52\n88 691 444.62\nApr\n31 859 146.34\n675 080.87\n347 881.04\n12 101 683.31\n205 760.21\n12 046 268.54\n10 788 214.39\n8 802 924.25\n6 559 969.13\n1 831 534.43\n14 724 055.16\n36 984.33\n99 979 501.99\nMay\n34 645 328.64\n713 518.48\n292 339.75\n13 012 546.01\n70 347.70\n10 160 360.67\n11 287 317.39\n8 318 871.52\n7 438 997.57\n1 831 015.12\n17 169 532.74\n10 879.19\n104 951 054.78\nJune\n36 527 537.18\n993 308.60\n357 200.72\n14 622 859.32\n69 173.21\n12 832 747.32\n12 635 012.94\n7 938 660.25\n9 226 503.32\n1 903 845.82\n19 986 300.49\n40 765.72\n117 133 914.90\nJul\n39 160 305.59\n1 280 558.68\n411 253.92\n16 562 010.52\n62 624.82\n13 792 648.82\n12 583 048.87\n8 567 557.82\n10 717 151.04\n1 820 088.91\n22 581 130.29\n13 756.78\n127 552 136.06\nAug\n41 218 056.27\n1 372 177.00\n431 669.10\n15 667 033.13\n66 504.42\n14 701 546.35\n13 446 660.94\n8 828 791.19\n11 500 069.82\n1 942 139.38\n27 299 685.30\n15 470.31\n136 489 803.20\nSep\n41 133 553.69\n1 649 182.17\n433 781.15\n16 702 896.26\n321 991.18\n15 183 417.18\n15 271 161.92\n9 065 558.07\n11 973 442.27\n2 145 369.49\n30 851 901.80\n19 863.23\n144 752 118.41\nOct\n48 491 758.71\n1 644 045.10\n477 340.76\n20 072 721.66\n337 273.51\n16 644 705.00\n17 906 042.38\n10 150 149.70\n8 544 940.34\n2 418 354.85\n35 641 091.07\n17 894.63\n162 346 317.71\nNov\n48 945 526.55\n1 598 923.06\n394 575.79\n20 998 777.03\n434 931.56\n16 621 266.44\n19 372 274.14\n10 802 887.56\n8 904 904.88\n2 882 220.06\n40 009 482.19\n18 275.25\n170 984 044.50\nDec\n54 028 791.83\n1 778 880.47\n556 046.62\n24 450 917.17\n570 685.08\n10 955 470.21\n22 025 406.62\n10 538 491.23\n14 437 886.10\n2 996 425.00\n43 047 088.39\n29 601.16\n185 415 689.87\n2022\nJan\n58 163 723.79\n2 180 551.47\n576 438.12\n26 576 317.70\n366 231.45\n8 887 534.55\n23 074 734.84\n11 840 524.88\n15 743 736.46\n3 516 259.69\n47 325 078.28\n29 564.68\n198 280 695.90\nFeb\n59 500 669.71\n2 289 260.81\n618 640.14\n27 925 301.74\n641 435.03\n9 370 886.67\n27 976 121.59\n13 027 815.12\n20 505 827.49\n3 747 288.27\n51 007 737.28\n19 692.27\n216 630 676.11\nMar\n66 551 117.83\n2 538 377.08\n656 335.46\n29 688 979.74\n660 584.49\n10 903 917.10\n32 629 411.62\n15 688 496.07\n38 075 386.72\n4 471 441.45\n58 500 950.68\n802 168.34\n261 167 166.58\nApr\n74 441 781.12\n4 219 500.30\n1 441 218.07\n33 136 441.44\n673 885.92\n13 157 284.33\n34 426 878.27\n18 261 710.29\n39 043 359.76\n5 001 307.17\n63 176 517.86\n40 089.64\n287 019 974.16\nMay\n101 753 100.08\n5 120 524.84\n3 358 419.20\n50 514 059.33\n760 401.23\n12 433 390.50\n42 057 624.50\n28 724 818.35\n48 088 662.73\n6 286 840.17\n76 655 600.16\n34 456.76\n375 787 897.73\nJune\n118 753 588.99\n6 209 658.53\n2 293 665.50\n64 942 949.99\n869 273.19\n23 897 585.00\n58 442 367.18\n37 195 284.13\n62 467 707.84\n9 414 912.48\n96 536 183.00\n43 204.15\n481 066 380.00\nJuly\n133 779 414.05\n7 610 614.14\n3 684 426.07\n77 836 080.20\n938 367.98\n30 537 997.95\n69 408 788.72\n46 181 587.44\n72 642 938.51\n10 449 582.51\n111 094 524.49\n46 145.73\n564 210 467.80\nAug\n165 210 571.41\n10 163 176.69\n2 624 492.88\n93 899 073.61\n1 266 729.80\n39 544 245.28\n87 691 102.84\n58 330 938.20\n97 552 420.83\n10 450 507.09\n131 625 765.29\n154 457.59\n698 513 481.52\nSept\n201 167 878.53\n11 330 918.80\n5 038 300.39\n110 956 484.03\n1 297 748.50\n44 492 682.69\n101 816 518.33\n92 708 096.37\n88 483 494.42\n11 685 667.87\n152 934 863.30\n276 752.34\n822 189 405.58\nOct\n223 506 677.74\n12 026 669.50\n4 229 873.27\n113 451 159.15\n1 302 041.27\n46 399 745.17\n110 333 025.84\n79 715 558.05\n89 501 330.53\n9 611 322.30\n175 816 703.56\n178 607.79\n866 072 714.17\nNov\n232 953 535.08\n16 431 625.92\n11 131 139.79\n118 284 970.84\n1 687 527.03\n42 192 397.26\n124 017 335.43\n75 874 234.73\n94 636 395.62\n12 440 947.33\n207 085 835.54\n197 473.26\n936 933 417.83\nDec\n253 185 165.18\n19 199 455.89\n10 466 455.02\n135 037 685.07\n1 551 994.21\n70 805 600.30\n136 576 579.60\n94 115 141.69\n123 404 532.09\n12 079 018.68\n235 371 108.06\n173 717.07\n1 091 966 452.83\n2023\nJan\n299 237 745.06\n22 096 826.86\n11 001 194.94\n154 399 125.00\n2 073 794.79\n72 677 263.10\n165 905 496.48\n124 259 994.28\n140 303 195.37\n16 560 714.33\n290 446 774.71\n286 968.13\n1 299 249 093.07\nFeb\n333 081 520.85\n26 349 752.54\n12 607 980.80\n168 969 321.35\n3 232 834.66\n79 874 665.83\n198 087 465.13\n146 996 948.44\n150 078 778.01\n18 960 512.94\n335 439 856.49\n415 659.47\n1 474 095 296.50\nMar\n411 138 419.07\n28 795 432.59\n14 081 946.71\n184 250 094.21\n3 256 927.22\n101 507 881.47\n232 125 042.77\n168 374 643.67\n159 301 093.17\n20 786 447.06\n364 183 808.40\n229 595.47\n1 688 031 331.80\nApr\n411 638 425.58\n28 865 765.48\n14 081 964.65\n184 833 219.66\n3 256 927.22\n101 507 881.47\n235 076 590.94\n168 374 757.64\n159 310 920.52\n20 785 827.18\n365 366 760.50\n229 595.47\n1 693 328 636.32\nMay\n726 348 772.35\n78 828 771.47\n44 800 380.00\n409 618 602.87\n6 584 930.07\n226 467 642.46\n583 387 051.30\n480 909 418.46\n381 628 891.53\n62 593 512.49\n757 858 742.61\n267 815.39\n3 759 294 531.01\nJun\n1 385 380 571.66\n173 918 051.54\n114 682 839.69\n1 119 448 698.19\n23 922 347.39\n571 712 604.71\n1 309 324 347.94\n1 111 326 640.14\n808 734 970.18\n129 722 475.73\n1 754 989 459.01\n444 788.00\n8 503 607 794.19\nJul\n1 088 372 491.59\n132 529 236.30\n101 023 084.21\n843 805 813.72\n21 291 030.44\n370 922 779.80\n1 037 949 287.43\n824 419 061.99\n646 244 001.65\n87 491 103.55\n1 451 125 105.58\n356 098.86\n6 605 529 095.13\nAug\n1 104 126 310.09\n133 512 317.72\n105 426 999.17\n683 402 044.93\n21 345 225.83\n393 145 008.06\n1 077 529 295.35\n824 970 068.56\n716 638 286.73\n85 309 683.35\n1 543 461 599.29\n382 505.35\n6 689 249 344.42\nSep\n1 336 413 273.40\n158 136 405.58\n121 080 865.90\n752 199 791.20\n28 592 532.70\n465 470 715.50\n1 334 020 478.90\n1 012 670 250.70\n799 826 458.00\n102 238 002.60\n1 857 297 850.00\n586 991.00\n7 968 533 615.50\nOct\n1 461 090 986.48\n163 948 853.90\n120 153 516.74\n935 064 277.07\n24 681 683.18\n520 361 008.99\n1 381 206 351.23\n1 092 469 043.71\n859 550 943.15\n118 799 556.91\n2 126 512 435.00\n627 911.82\n8 804 466 568.16\nNov\n1 397 804 072.50\n171 337 302.47\n117 526 650.42\n1 017 731 862.93\n26 161 720.05\n535 490 380.99\n1 401 587 612.93\n992 371 783.17\n885 248 702.84\n129 500 343.70\n2 255 158 373.70\n621 795.60\n8 930 540 600.93\nDec\n1 360 816 417.35\n179 675 138.50\n121 167 248.12\n1 077 783 652.10\n46 946 926.90\n551 786 675.29\n1 483 619 833.87\n1 207 471 368.52\n863 309 236.72\n136 388 007.82\n2 458 239 172.85\n644 093.68\n9 487 847 771.72\n2024\nJan\n2 212 746 050.25\n265 031 131.44\n214 923 355.91\n1 663 240 228.23\n110 086 710.61\n875 780 504.12\n2 505 473 968.40\n1 910 394 449.61\n1 256 413 922.88\n237 647 459.79\n3 945 256 597.25\n1 037 343.55\n15 198 031 722.04\nFeb\n3 435 102 730.48\n426 536 836.74\n249 129 096.22\n2 383 796 904.38\n171 219 221.62\n1 264 658 167.28\n3 631 856 467.58\n2 844 642 895.76\n2 043 483 472.01\n352 320 643.54\n5 491 307 643.33\n1 518 795.13\n22 295 572 874.08\nMar\n4 949 814 064.70\n642 860 845.90\n452 924 544.60\n3 642 287 181.90\n251 866 635.20\n1 943 457 910.80\n5 387 453 048.30\n3 991 233 867.50\n3 178 219 935.60\n543 942 248.60\n8 278 044 179.10\n2 267 159.00\n33 264 371 621.30\n*Apr\n2 882 347.04\n371 595.02\n188 567.12\n3 081 028.88\n188 277.01\n1 174 215.26\n3 077 908.79\n2 281 799.96\n1 782 566.59\n399 652.20\n4 922 516.84\n1 655.37\n20 352 130.08\n*May\n3 549 471.22\n448 072.03\n196 408.62\n3 013 508.26\n181 989.39\n1 239 894.94\n3 619 936.03\n2 302 326.81\n1 793 582.31\n494 669.10\n5 661 322.35\n5 002.25\n22 513 367.89\n*Jun\n3 286 172.53\n496 282.55\n213 057.33\n3 210 670.42\n230 521.55\n1 418 401.02\n3 457 122.91\n1 954 111.98\n1 946 800.04\n567 017.72\n6 019 426.96\n1 771.40\n22 801 356.42\n*Jul\n3 487 382.60\n511 490.74\n202 186.14\n3 350 580.05\n163 104.44\n1 304 409.07\n3 570 513.33\n2 117 767.16\n2 347 954.24\n568 049.13\n6 348 713.28\n2 029.48\n23 985 090.63\n*Aug\n3 858 128.45\n496 920.13\n197 595.11\n3 160 166.09\n163 179.56\n1 353 221.18\n3 891 826.53\n2 259 346.53\n2 064 398.05\n355 517.61\n7 019 997.29\n1 626.53\n24 821 923.05\n*Sep\n6 672 075.13\n1 240 260.16\n365 299.01\n5 024 076.96\n274 548.64\n2 326 667.49\n6 387 958.08\n4 331 429.08\n3 418 807.30\n640 082.06\n11 884 283.83\n2 603.24\n42 568 090.98\n*Oct\n7 858 559.49\n1 469 928.32\n481 828.82\n5 465 308.96\n320 115.06\n2 603 522.82\n7 340 600.92\n5 249 584.59\n3 667 687.19\n726 009.18\n13 568 052.49\n3 070.10\n48 754 267.95\n*Nov\n7 180 366.66\n1 328 085.57\n428 978.78\n5 025 733.67\n284 239.89\n2 457 448.49\n6 759 835.67\n4 209 879.63\n3 928 182.05\n680 905.22\n13 074 981.78\n2 309.39\n45 360 946.80\n*Dec\n7 297 552.82\n1 289 292.14\n385 874.99\n4 973 856.63\n262 219.72\n2 513 526.60\n6 746 914.01\n4 827 984.53\n3 694 327.88\n706 439.67\n13 280 443.54\n2 262.81\n45 980 695.34\nSource: Reserve Bank of Zimbabwe, 2024\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n \n22 \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1 000.00\n2021\nJan\n12 195 945.09\n4 725 946.72\n13 067 828.56\n32 314 625.60\n6 804 952.50\n19 638 789.03\n27 577 248.19\n13 566 042.79\n60 234 250.60\n3 993 814.34\n22 146 327.53\n314 523.37\n216 580 294.30\nFeb\n12 215 925.38\n4 335 293.23\n13 268 343.18\n31 820 079.48\n6 327 338.72\n19 480 197.75\n27 088 789.92\n11 873 767.24\n62 647 881.89\n3 583 509.91\n23 594 651.47\n323 276.77\n216 559 054.94\nMar\n12 086 596.94\n5 009 117.91\n15 457 881.64\n33 668 114.17\n7 879 623.60\n17 019 379.33\n29 927 193.06\n12 664 366.44\n68 761 992.24\n4 513 060.17\n25 352 486.13\n371 874.60\n232 711 686.23\nApr\n14 293 712.79\n6 264 137.34\n17 624 611.65\n35 860 252.53\n7 955 587.69\n18 411 151.82\n32 890 743.11\n11 445 151.89\n81 410 668.87\n4 248 558.67\n27 176 673.47\n411 001.01\n257 992 250.84\nMay\n14 731 869.47\n5 542 211.64\n19 231 383.69\n37 283 237.74\n7 903 622.65\n19 756 317.30\n33 027 214.88\n22 796 168.05\n84 596 653.48\n4 504 355.67\n28 445 264.85\n378 185.06\n278 196 484.46\nJun\n15 628 935.51\n6 154 316.52\n20 722 752.27\n39 604 431.48\n7 861 552.67\n21 455 061.82\n36 502 664.43\n23 449 074.86\n92 196 178.85\n4 756 434.86\n29 731 644.54\n415 508.64\n298 478 556.45\nJul\n14 899 561.10\n6 742 913.66\n25 082 739.85\n39 720 936.02\n9 580 503.84\n24 570 675.98\n38 875 306.10\n31 312 003.24\n94 151 108.53\n5 021 547.73\n32 324 374.53\n568 402.62\n322 850 073.17\nAug\n14 056 945.25\n6 611 127.05\n26 897 316.63\n39 624 666.33\n9 778 338.93\n27 046 620.96\n40 693 944.15\n26 504 554.01\n84 766 848.12\n4 915 399.24\n33 960 935.12\n645 902.41\n315 502 598.18\nSep\n14 777 285.47\n6 264 492.08\n27 413 062.10\n45 375 795.43\n10 337 697.22\n25 786 388.31\n43 113 093.01\n30 700 846.40\n95 985 614.84\n5 605 871.74\n37 606 703.52\n687 817.24\n343 654 667.37\nOct\n14 923 669.66\n8 437 829.51\n26 583 413.65\n47 841 912.79\n11 477 927.22\n29 796 762.93\n51 676 553.79\n49 115 499.00\n111 611 484.23\n5 940 819.15\n35 043 857.03\n618 831.05\n393 068 559.99\nNov\n14 147 912.21\n7 546 852.86\n27 174 334.28\n44 238 573.41\n11 949 923.74\n27 199 271.57\n52 401 389.32\n49 817 772.34\n115 576 831.01\n5 911 967.57\n37 770 843.26\n751 068.72\n394 486 740.29\nDec\n16 522 401.63\n9 204 283.51\n26 835 545.00\n47 381 404.66\n15 303 976.78\n43 092 763.28\n57 822 911.04\n61 555 101.22\n122 091 550.61\n6 093 367.35\n40 046 246.70\n1 319 573.65\n447 269 125.42\n2022\nJan\n17 399 268.45\n9 928 816.10\n28 146 847.17\n46 285 881.10\n15 060 177.49\n34 087 881.41\n60 888 346.70\n38 232 883.69\n135 579 116.46\n6 454 492.58\n32 504 960.47\n745 336.00\n425 314 007.61\nFeb\n20 260 983.50\n9 641 974.72\n32 159 803.23\n50 825 844.50\n15 235 028.54\n35 068 548.54\n49 157 612.17\n43 769 514.96\n146 423 512.16\n7 768 846.48\n36 257 363.98\n724 522.36\n447 293 555.15\nMar\n22 638 817.86\n11 683 937.35\n34 271 841.32\n61 002 811.60\n20 352 647.27\n34 501 628.57\n57 839 997.29\n60 678 395.30\n173 444 002.60\n9 467 563.85\n43 160 654.72\n970 393.82\n530 012 691.56\nApr\n26 926 844.72\n12 304 918.39\n34 924 202.54\n67 201 357.79\n21 444 798.07\n38 606 872.21\n61 303 321.13\n64 980 792.31\n216 612 532.66\n10 455 473.89\n45 951 692.03\n939 217.87\n601 652 023.61\nMay\n39 564 579.03\n21 954 770.23\n42 666 739.38\n108 620 498.72\n28 757 840.78\n54 108 110.44\n88 717 845.18\n107 568 244.73\n291 739 801.56\n14 310 137.61\n65 853 453.06\n1 190 747.91\n865 052 768.60\nJun\n45 956 287.64\n26 686 177.09\n47 155 850.80\n128 881 143.56\n23 783 755.16\n60 238 449.95\n105 247 922.50\n120 389 795.99\n326 034 986.61\n17 068 663.50\n108 828 797.15\n1 325 268.69\n1 011 597 098.65\nJul\n40 699 352.12\n28 329 526.03\n45 417 841.09\n128 847 329.07\n21 958 796.02\n62 326 844.37\n103 536 398.88\n112 642 685.48\n401 574 353.33\n17 902 000.20\n112 555 899.49\n1 117 408.25\n1 076 908 434.33\nAug\n68 438 409.63\n39 107 020.53\n53 616 955.67\n171 501 037.83\n25 370 674.58\n68 913 237.19\n162 326 617.25\n137 243 494.58\n538 409 018.36\n23 523 309.06\n146 121 882.24\n1 197 164.45\n1 435 768 821.37\nSep\n81 174 128.75\n51 501 554.76\n58 104 791.47\n204 056 688.73\n63 246 197.07\n174 562 749.46\n172 521 502.90\n138 936 277.91\n626 755 883.05\n25 607 188.82\n182 077 675.02\n11 177 650.78\n1 789 722 288.71\nOct\n83 201 043.64\n63 984 990.31\n67 031 137.91\n207 367 773.63\n40 617 325.27\n155 873 800.58\n179 051 392.63\n157 121 308.46\n575 293 016.53\n27 092 268.91\n201 852 712.89\n3 193 614.07\n1 761 680 384.82\nNov\n88 153 064.47\n61 978 896.61\n78 744 676.95\n236 152 455.10\n39 915 042.93\n100 872 718.26\n214 281 243.03\n200 240 592.45\n606 580 960.90\n32 903 876.70\n233 604 874.73\n119 223.24\n1 893 547 625.35\nDec\n106 799 918.36\n60 886 327.29\n73 518 960.29\n260 923 049.61\n48 959 835.11\n122 528 998.69\n242 741 914.11\n171 982 170.05\n747 151 447.16\n37 453 518.81\n270 164 633.75\n10 753 958.63\n2 153 864 731.86\n2023\nJan\n114 820 700.76\n79 460 381.87\n82 589 902.30\n305 204 829.91\n45 118 619.63\n135 072 311.14\n263 222 364.10\n223 632 204.71\n896 980 184.31\n37 534 721.96\n288 326 194.21\n7 916 696.92\n2 479 879 111.81\nFeb\n118 375 609.69\n85 995 682.64\n93 761 236.16\n312 626 341.50\n56 688 432.58\n147 245 179.36\n266 610 300.93\n273 709 371.16\n938 437 753.70\n39 909 193.60\n292 841 727.23\n6 842 518.78\n2 633 043 347.35\nMar\n119 963 933.20\n85 731 698.36\n100 697 025.58\n322 453 842.97\n45 619 349.07\n148 455 496.20\n286 712 763.58\n273 572 570.94\n1 064 798 433.60\n44 685 590.57\n330 031 150.72\n14 190 575.51\n2 836 912 430.30\nApr\n131 146 380.30\n89 322 733.64\n99 723 066.84\n324 249 300.08\n45 619 349.07\n149 245 957.86\n289 670 780.41\n273 578 020.75\n1 072 456 655.25\n44 926 335.64\n331 068 417.40\n14 190 575.51\n2 865 197 572.73\nMay\n269 460 363.15\n210 867 012.29\n216 906 304.04\n631 589 937.93\n113 357 505.65\n362 294 051.43\n581 761 350.37\n545 536 680.63\n2 504 454 969.80\n102 648 366.24\n702 960 786.40\n28 985 518.44\n6 270 822 846.38\nJun\n581 642 309.76\n428 772 683.41\n410 699 487.74\n1 366 510 052.55\n227 784 986.62\n700 617 673.80\n1 094 382 949.63\n1 185 026 806.70\n5 283 380 622.25\n199 474 750.17\n1 564 762 675.09\n40 673 167.41\n13 083 728 165.12\nJul\n535 377 934.43\n436 808 429.52\n413 150 823.99\n1 394 747 348.19\n206 866 966.84\n711 462 740.79\n1 157 802 106.76\n982 808 623.76\n4 533 520 705.60\n184 470 180.50\n1 464 856 207.23\n37 277 944.87\n12 059 150 012.48\nAug\n537 439 303.14\n422 479 784.07\n413 226 172.28\n1 343 458 227.81\n285 743 813.63\n662 607 567.90\n1 197 898 912.17\n1 004 826 660.33\n4 639 684 933.86\n209 521 849.57\n1 553 047 811.00\n38 718 344.86\n12 308 653 380.62\nSep\n632 283 427.70\n491 562 911.40\n426 060 663.50\n1 510 241 869.90\n296 604 785.00\n789 587 698.10\n1 300 914 518.50\n1 250 791 974.40\n5 214 851 978.10\n217 382 274.50\n1 781 106 637.90\n43 583 660.40\n13 954 972 399.20\nOct\n721 203 425.90\n541 011 315.61\n554 440 420.11\n1 657 817 920.26\n309 251 239.26\n841 367 968.72\n1 438 592 170.70\n1 187 082 973.91\n5 659 995 585.31\n260 248 908.48\n1 906 411 104.87\n49 647 602.04\n15 127 070 635.17\nNov\n703 080 882.81\n566 993 243.11\n532 803 998.34\n1 698 467 822.71\n346 291 934.28\n269 835 136.30\n1 554 832 195.31\n1 195 274 632.93\n6 063 945 342.98\n293 942 495.06\n2 031 657 547.49\n46 866 707.11\n15 885 967 935.90\nDec\n605 605 541.75\n423 493 370.41\n730 799 100.82\n1 549 938 533.11\n553 801 063.21\n767 650 016.19\n1 254 233 648.36\n1 348 969 145.10\n6 689 372 974.36\n247 647 472.27\n2 091 666 965.12\n53 713 528.87\n16 882 080 093.66\n2024\nJan\n833 932 128.83\n694 796 940.75\n1 029 474 123.23\n2 082 328 111.88\n884 819 488.86\n2 004 818 592.25\n1 699 026 894.47\n1 837 959 924.52\n12 124 252 579.26\n323 794 777.38\n3 044 604 553.80\n71 184 543.75\n26 630 992 658.97\nFeb\n1 156 065 718.20\n1 037 783 187.53\n1 369 731 749.12\n3 170 746 459.37\n114 038 016.39\n3 174 169 477.50\n2 227 190 946.76\n2 855 301 054.35\n15 834 462 125.05\n552 622 448.45\n4 294 792 965.31\n89 063 348.63\n36 904 967 496.65\nMar\n1 783 340 807.00\n1 442 504 457.60\n2 116 410 516.40\n4 588 105 383.90\n1 753 052 451.70\n4 712 657 212.60\n3 465 873 456.30\n3 573 833 122.50\n20 373 593 827.70\n1 006 777 059.10\n8 454 899 690.30\n100 278 506.80\n53 371 326 491.90\n*Apr\n1 476 289.07\n893 193.94\n1 388 298.43\n4 283 881.29\n1 092 218.87\n2 578 995.23\n2 513 192.87\n2 626 884.44\n11 782 151.57\n511 608.90\n5 775 024.95\n62 998.90\n34 984 738.48\n*May \n1 608 650.70\n1 037 123.00\n986 367.13\n3 197 388.56\n1 234 670.10\n3 669 306.62\n2 777 961.02\n2 424 631.17\n13 413 072.92\n726 100.95\n5 909 740.37\n55 506.53\n37 040 519.06\n*Jun\n1 578 119.27\n1 011 831.06\n1 759 648.05\n3 190 728.10\n1 134 620.40\n3 473 307.05\n2 999 644.43\n3 196 350.73\n15 181 074.61\n630 237.37\n5 302 910.12\n65 954.20\n39 524 425.40\n*Jul\n1 709 191.73\n1 060 814.63\n1 786 754.78\n4 244 435.10\n1 695 144.92\n3 842 095.49\n2 685 658.39\n3 860 697.95\n15 154 833.77\n494 408.07\n5 163 064.26\n152 575.18\n41 849 674.27\n*Aug\n1 881 831.48\n1 096 949.95\n1 756 800.10\n4 115 344.75\n1 560 883.79\n5 160 947.59\n3 104 912.00\n2 628 465.51\n14 680 525.46\n510 741.77\n4 692 301.87\n147 285.45\n41 336 989.72\n*Sep\n2 676 045.30\n2 231 428.03\n3 076 033.40\n6 657 466.11\n2 618 571.09\n6 677 406.59\n4 328 506.20\n3 749 838.40\n26 389 976.50\n867 911.20\n8 373 719.22\n219 988.31\n67 866 890.36\n*Oct\n3 485 504.59\n2 567 255.56\n3 535 607.03\n7 474 589.94\n3 299 698.46\n7 968 221.02\n5 044 419.36\n5 097 867.03\n29 458 757.35\n1 018 065.78\n9 462 752.69\n220 427.14\n78 633 165.96\n*Nov\n3 092 857.19\n2 583 575.64\n3 658 337.22\n6 311 484.89\n3 319 494.63\n7 425 250.57\n6 381 558.42\n4 761 639.77\n27 173 979.25\n1 133 673.74\n8 782 149.64\n200 228.74\n74 824 229.70\n*Dec\n3 246 075.75\n3 000 089.39\n3 491 754.69\n6 900 913.48\n3 547 897.26\n7 345 227.12\n6 716 997.93\n4 549 007.97\n27 260 521.53\n1 099 879.74\n10 022 447.18\n355 894.47\n77 536 706.51\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n23 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\nSource: Reserve Bank of Zimbabwe, 2024\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n24 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\nSource: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n25 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\nSource: Zimstat, 2024\n*Statistics are in ZiG\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n \n \n26 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4,90\n4,35\n27,62\n5,29\n1,42\n8,39\n2,65\n2,27\n4,25\n1,08\n6,46\n68,70\n31,30\n100\n2021\nJan\n20,60\n-2,07\n36,36\n-1,28\n10,32\n-3,60\n128,10\n-5,01\n-21,25\n-30,63\n-23,35\n12,89\n17,44\n14,03\nFeb\n39,34\n9,50\n38,02\n12,01\n25,35\n8,60\n82,62\n14,90\n-32,54\n-21,66\n-17,59\n18,72\n29,84\n21,45\nMar\n14,17\n6,58\n29,52\n3,24\n5,87\n19,12\n92,07\n6,36\n6,81\n-2,73\n-7,44\n18,40\n22,51\n19,45\nApr\n14,30\n5,98\n30,11\n3,19\n6,13\n19,96\n93,18\n5,32\n25,12\n-1,35\n-10,56\n19,42\n22,82\n20,29\nMay\n15,83\n14,44\n20,88\n4,68\n16,10\n25,82\n102,08\n55,83\n36,63\n-3,32\n-9,20\n20,10\n22,47\n20,70\nJun\n12,75\n14,64\n22,39\n15,03\n9,18\n12,04\n70,11\n42,04\n30,41\n4,24\n-7,69\n19,04\n28,60\n21,31\nJul\n6,39\n11,64\n23,80\n10,15\n3,85\n6,95\n52,67\n52,59\n39,02\n13,15\n8,80\n18,71\n15,01\n17,76\nAug\n13,21\n12,09\n24,34\n11,12\n5,35\n6,76\n15,74\n59,33\n35,23\n16,34\n4,54\n18,18\n18,05\n18,15\nSep\n14,96\n12,70\n25,60\n16,41\n6,74\n12,34\n14,92\n60,58\n36,28\n21,35\n9,67\n20,76\n21,15\n20,86\nOct\n17,72\n16,64\n21,34\n23,27\n7,60\n13,62\n22,43\n60,80\n38,87\n20,39\n10,27\n21,05\n24,80\n21,99\nNov\n16,80\n14,54\n22,11\n24,82\n6,57\n13,72\n27,83\n60,49\n15,38\n17,92\n11,34\n20,15\n24,28\n21,19\nDec\n17,38\n12,07\n20,56\n24,61\n6,62\n10,09\n28,48\n61,86\n16,79\n14,71\n12,21\n19,00\n21,96\n19,76\n2022\nJan\n15,38\n11,03\n21,29\n20,02\n4,81\n7,80\n28,71\n82,72\n15,93\n17,46\n8,22\n18,46\n21,56\n19,26\nFeb\n16,00\n15,14\n25,74\n22,76\n3,87\n7,80\n31,58\n66,63\n18,83\n20,23\n9,44\n20,73\n23,23\n21,38\nMar\n18,84\n17,81\n25,15\n19,07\n7,41\n13,39\n28,67\n68,48\n18,98\n20,57\n9,57\n21,54\n26,32\n22,80\nApr\n22,71\n20,48\n42,29\n25,78\n9,04\n14,77\n30,15\n73,15\n4,52\n26,09\n15,50\n29,14\n34,75\n30,60\nMay\n26,46\n27,91\n43,15\n26,23\n11,74\n17,68\n33,27\n24,17\n3,66\n27,29\n19,09\n30,37\n47,22\n34,70\nJun\n34,62\n32,92\n47,25\n30,78\n25,21\n23,62\n38,51\n30,74\n3,41\n30,29\n28,37\n36,30\n68,72\n44,47\nJul\n38,99\n33,16\n59,19\n38,55\n30,80\n25,88\n40,04\n33,42\n15,74\n32,91\n29,63\n43,58\n89,00\n54,99\nAug\n41,70\n35,49\n60,73\n39,17\n31,89\n26,54\n37,81\n34,54\n16,27\n31,74\n31,34\n44,88\n96,89\n57,92\nSep\n35,93\n32,94\n66,48\n32,64\n30,19\n25,02\n45,99\n33,85\n26,81\n27,66\n27,17\n45,91\n86,25\n56,09\nOct\n35,00\n33,64\n76,23\n32,71\n30,19\n24,29\n39,72\n34,98\n24,31\n26,52\n26,89\n48,43\n83,72\n57,47\nNov\n33,55\n33,65\n74,26\n32,03\n30,42\n23,10\n39,54\n35,12\n55,96\n48,48\n26,56\n49,54\n78,43\n57,06\nDec\n30,92\n33,36\n72,02\n30,01\n29,63\n23,87\n44,62\n33,64\n55,91\n47,88\n23,73\n48,22\n77,66\n55,93\n2023\nJan\n29,74\n31,69\n69,78\n29,91\n29,05\n23,89\n39,11\n19,78\n54,56\n44,29\n24,25\n46,26\n71,94\n53,03\nFeb\n22,86\n25,38\n60,69\n26,01\n26,87\n23,89\n35,79\n16,09\n54,11\n37,14\n12,96\n38,85\n58,69\n44,14\nMar\n19,07\n22,07\n59,46\n23,60\n25,55\n23,89\n33,36\n14,86\n54,13\n35,54\n12,56\n36,31\n52,99\n40,80\nApr\n16,38\n20,11\n43,52\n16,85\n24,51\n23,89\n31,87\n13,36\n50,56\n28,25\n11,10\n28,93\n45,87\n33,48\nMay\n15,66\n10,84\n44,93\n15,37\n25,01\n23,89\n36,54\n12,90\n51,63\n25,34\n9,57\n27,96\n37,63\n30,68\nJun\n19,45\n3,65\n48,01\n3,20\n20,03\n23,89\n61,17\n11,33\n49,36\n22,73\n6,31\n27,58\n38,70\n30,85\nJul\n16,14\n2,22\n36,71\n-1,98\n15,30\n23,89\n60,33\n8,34\n34,91\n23,72\n5,22\n21,28\n26,03\n22,74\nAug\n10,74\n-0,36\n31,33\n-3,54\n13,04\n23,89\n56,36\n6,57\n33,75\n21,75\n0,82\n17,55\n17,90\n17,66\nSep\n13,82\n1,52\n25,26\n0,08\n13,36\n23,89\n50,18\n5,97\n30,99\n23,86\n3,48\n16,31\n23,12\n18,36\nOct\n15,06\n1,31\n23,16\n-1,20\n14,66\n7,28\n42,11\n5,15\n25,35\n23,64\n5,28\n15,40\n23,50\n17,82\nNov\n17,55\n1,56\n33,71\n-2,14\n16,48\n8,40\n40,66\n5,48\n11,94\n2,93\n5,52\n18,43\n29,24\n21,63\nDec\n21,19\n2,22\n40,65\n-1,28\n17,09\n9,49\n36,33\n7,61\n12,19\n3,27\n7,82\n21,52\n38,26\n26,52\n2024\nJan\n24,18\n0,25\n47,17\n-2,90\n13,08\n21,65\n28,14\n2,95\n18,31\n4,68\n3,64\n24,16\n60,25\n34,84\nFeb\n33,06\n2,10\n59,99\n-1,02\n17,41\n30,39\n41,46\n7,62\n20,22\n9,87\n15,86\n32,35\n84,37\n47,62\nMar\n37,15\n3,35\n67,82\n0,31\n20,39\n33,68\n55,04\n10,19\n22,44\n11,97\n19,67\n36,58\n100,68\n55,34\nApr\n37,55\n3,98\n69,28\n0,77\n20,20\n34,79\n58,13\n9,93\n30,14\n11,30\n20,06\n42,42\n105,07\n57,48\nSource: Zimstat, 2024\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n27 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\nSource: Reserve Bank of Zimbabwe, 2024\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND \nSTERLING\n \n \n28 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2021\nJan\n3600.82\n4356.74\n3 513.59\n2 477 166 688\n434 856.23\nFeb\n4154.37\n6683.44\n1 529.25\n149 031 800\n501 184.95\nMar\n4489.47\n5315.39\n4 517.14\n203 633 747\n531 742.64\nApr\n4641.11\n5061.28\n3 075.98\n223 494 202\n540 745.24\nMay\n5428.28\n6820.54\n3 917.41\n188 748 200\n634 011.15\nJun\n6194.88\n6211.49\n4458.87\n248 500 624\n745 175.95\nJul\n6818.29\n6621.17\n2921.32\n181 010 800\n803 900.15\nAug\n6652.31\n6115.85\n3456.94\n147 232 800\n792 291.48\nSep\n8580.16\n6014.53\n4730.25\n2 909 442 557\n1 032 472.92\nOct\n11329.48\n6652.04\n5661.76\n108 843 000\n1 378 227.92\nNov\n 10695.57\n7193.11\n9883.24\n791 653 520\n1 290 069.75\nDec\n12079.74\n7815.37\n17577.25\n228 225 060\n1 317 205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82 402 101\n1 475 217.45\nFeb\n14990.42\n9300.03\n7979.35\n156 327 700\n1 863 028.60\nMar\n15858.92\n11289.34\n8186.00\n117 815 800\n1 964 738.42\nApr\n28391.75\n30527.28\n11366.89\n193 411 483\n3 547 347.52\nMay\n23072.46\n20021.24\n8211.45\n195 475 400\n2 893 011.70\nJune\n19791.94\n20021.24\n14570.16\n271 227 100\n2 439 165.45\nJuly\n16594.91\n20021.24\n23673.34\n239 937 180\n2 068 222.01\nAug\n13705.12\n15473.37\n8674.85\n139 225 500\n1 685 592.28\nSept\n14771.65\n18929.75\n5128.54\n137 092 750\n1 819 157.07\nOct\n15072.14\n23659.53\n8657.90\n201 566 548\n1 826 101.68\nNov\n14577.46\n25478.67\n7680.78\n90 311 600\n1 610 203.36\nDec\n19493.85\n25487.77\n27753.79\n472 926 200\n2 044 869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102 792 200\n2 460 037.66\nFeb\n28548.02\n29207.92\n24410.54\n164 006 458\n2 576 324.76\nMar\n38568.48\n37359.78\n14262.67\n97 920 600\n3 381 456.06\nApr\n41391.62\n36393.55\n16756.85\n74 505 000\n3 482 408.54\nMay\n108195.29\n52765.85\n34867.41\n206 593 600\n8 939 058.47\nJun\n171408.90\n76960.49\n85279.40\n192 473 571\n13 987 476.83\nJul\n114746.13\n89512.59\n40846.72\n176 547 600\n9 171 346.28\nAug\n125134.79\n109159.36\n39214.53\n103 854 600\n9 723 577.74\nSep\n126642.42\n125531.67\n91310.72\n343 359 119\n9 873 493.87\nOct\n157083.06\n125531.67\n31773.08\n64 000 500\n12 576 665.45\nNov\n191271.68\n148883.44\n54864.31\n162 675 500\n15 311 628.01\nDec\n210833.92\n145542.27\n109727.94\n254 991 213\n16 812 914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79 766 490\n43 459 150.79\nFeb\n525570.76\n216534.42\n103474.44\n73 940 200\n41 499 016.93\nMar\n873263.38\n218308.09\n123025.50\n54 297 600\n49 235 325.40\n*Apr\n98.82\n114.07\n22 304 969\n21 943 400\n28 571.12\n*May\n101.07\n114.07\n75 913 056\n58 831 200\n29 394.99\n*Jun\n128.64\n114.16\n99 811 029\n182 514 300\n38 710.43\n*Jul\n198.14\n253.49\n260 505 803\n93 603 100\n60 570.91\n*Aug\n200.49\n253.42\n164 625 191\n118 159 000\n61 448.73\n*Sep \n243.41\n251.68\n273 853 848\n257 091 400\n74 489.51\n*Oct\n289.12\n251.68\n502 844 478\n107 115 500\n89 605.28\n*Nov\n265.10\n235.38\n285 159 922\n72 864 500\n82 184.61\n*Dec\n217.58\n235.38\n225 234 022\n152 111 200\n66 241.20\nSource: Zimbabwe Stock Exchange, 2024\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n \n \n29 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n-\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n-\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n-\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n-\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n-\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n-\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n-\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n-\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n-\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n-\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n-\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n-\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n-\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n-\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n-\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n-\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n-\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n-\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n-\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n-\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n-\n7954.5\n8665.2\n17068.5\n50613.2\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n30 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n-\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n-\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n-\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n-\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n-\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n-\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n-\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n-\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n-\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n-\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n-\n8017.7\n1071.6\n50767.8\n1541.3\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n31 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_December_2024.pdf"}
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+{"doc_id": "4de513d934b0cffc941cb35b51d06b22", "text": "[Date] \n \n \n \n \nJUNE 2016 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 3 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 5 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCash Transactions _________________________________________________________________ 6 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCard Based Transactions ___________________________________________________________ 6 \nCheque Transactions ______________________________________________________________ 6 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2016 \nMay \n2016 \nJune \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n25.5 \n24.7 \n3.14% \nZ.S.E. Industrial Index1 \n104.7 \n101.0 \n3.53% \nNational Payment System Transactions \n(US$ millions) \n6 486.2 \n6 948.8 \n7.0% \nMoney Supply (US$ millions)2 \n5 050.9 \n5 140.7 \n1.8% \nMoney Supply (M3) Annual Growth2 (%) \n12.50 \n13.13 \n \nYearly Inflation3 (%) \n-1.69 \n-1.37 \n \nMonthly Inflation3 (%) \n-0.24 \n0.19 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \nDuring the month of June 2016, major stock \nmarkets in USA, Europe and Asia recorded \nmixed trading. The DJIA, S&P 500, FTSE100, \nHangseng and Shanghai indices recorded gains \nwhile the Nasdaq, DAX, CAC40 and Nikkei225 \nregistered losses. \nThe performance of leading African stock \nmarkets was largely bearish during the same \nmonth. Loses were registered in Egypt, -7.2%, \nTunisia, -3.6%, South Africa, -3.2%; Morocco, \n-2.6%; and Kenya, -2.1%. Gains were, however, \nrecorded in Nigeria, 7.0%. \nBearish \ninvestor \nsentiments \ncontinued \nto \ndominate the Zimbabwe Stock Exchange (ZSE), \nas companies struggled under a difficult \noperating environment. Most companies which \nreleased their financial results cited weak \nconsumer demand as the main cause of the \nsignificant decline in their revenues which \nadversely \naffected \ntheir \nprofitability. \nConsequently, the low investor activity which \nemanated from the pessimistic outlook of the \neconomy had an adverse effect on the \nperformance of the listed companies. \nThe ZSE industrial and mining indices softened \nby 3.50% and 3.29%, to close at 101.04 points \nand 24.70 points, respectively. On a year to date \nbasis, the industrial index declined by 11.64% \nwhile the mining index registered a marginal \nincrease of 1.77%. \n \n \n \nThe low trading activity, concentrated in high \nvalue wealth preserving counters, resulted in \nturnover volumes being 10.63% lower at 88.53 \nmillion shares in June 2016, compared to 99.06 \nmillion shares in May 2016. The value of shares \ntraded stood at US$18.06 million in June 2016, \nup from US$13.9 million in May 2016. \nAgainst a background of widespread decline in \nprofitability amongst listed companies, the \npessimistic views of foreign investors resulted in \nsignificant capital outflows largely motivated by \nthe investors’ desire to limit their losses. Foreign \ninvestor participation declined, as reflected by an \nincrease in net outflows of US$4.54 million \nduring the month under review. The ZSE was \nthus on a steady downward trend during the first \nhalf of 2016. \n0\n20\n40\n60\n80\n100\n120\n140\n160\n30-Jun-15\n31-Jul-15\n31-Aug-15\n30-Sep-15\n31-Oct-15\n30-Nov-15\n31-Dec-15\n31-Jan-16\n29-Feb-16\n31-Mar-16\n30-Apr-16\n31-May-16\n30-Jun-16\nFigure 1: ZSE Indices\nIndustrial\nMining\nSource: Zimbabwe Stock Exchange, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \n \nSource: Zimbabwe Stock Exchange, 2016 \nIn line with the negative developments on \ncounters, the ZSE lost US$100.4 million worth \nof market capitalization, reflecting a 3.48% \ndecline, from US$2.88 billion in May 2016 to \nUS$2.78 billion in June 2016. Cumulatively, \nover the year to June 2016, the ZSE lost US$1.1 \nbillion worth of capitalization. \nMONETARY DEVELOPMENTS \nThe annual broad money growth rate increased \nfrom 12.5% in May 2016, to 13.1% in June 2016. \nOn a month-on-month basis, broad money \nsupply stood at US$5 140.7 million in June 2016, \nrepresenting \na \n1.8% \nincrease \nfrom \nUS$5 050.9 million recorded in May 2016. \n \nSource: Reserve Bank of Zimbabwe, 2016 \nThe annual growth in money supply was driven \nby increases in demand deposits, 28.7%; over 30-\ndays deposits, 13.9%; and savings deposits, \n10.3%. Partially offsetting the increases was a \ndecline of 24.1% in short term deposits. \nIn terms of proportions, demand deposits \nconstituted 54.6% of total deposits; followed by \nover 30-days deposits, 19.1%; under 30-days \ndeposits, 13.2%; and savings deposits, 12.9%. \nBond coins accounted for 0.2%. \n \n \n0.00\n5.00\n10.00\n15.00\n20.00\n25.00\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n300.00\nJun-15\nJul-15\nAug-15\nSep-15\nOct-15\nNov-15\nDec-15\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Monthly Volumes \nFigure 2: ZSE: Monthly Volumes and Values Traded\nand Values Traded\nVolume\nTurnover\n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\nSep-13\nDec-13\nMar-14\nJun-14\nSep-14\nDec-14\nMar-15\nJun-15\nSep-15\nDec-15\nMar-16\nJun-16\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth rate\n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \n \n \nTotal banking sector credit registered an annual \ngrowth of 13.3% in June 2016, down from 16.4% \nin May 2016. On a monthly basis, domestic credit \nincreased by 1.6%, from US$5 627.8 million \nin May 2016 to US$5 719.6 million in June 2016. \nDuring the period under review, year-on-year \ncredit to the private sector declined by 4.5% to \nUS$ 3 571.6 million in June 2016, from US$3 \n741.7 million in June 2015. Month-on-month, \ncredit to the private sector also decreased by \n0.7% in June 2016. \n \nIn terms of composition, credit to the private \nsector comprised of loans and advances, 86.7%; \nmortgages, 9.7%; other investments, 3.1%; \nbankers’ \nacceptances, \n0.3%; \nand \nbills \ndiscounted, 0.2%. \nOn a sectoral basis, credit was distributed as \nfollows: households (23%); agriculture (18.3%); \ndistribution \n(13%); \nservices \n(17.1%); \nmanufacturing \n(15.6%); \nmining \n(5.2%); \ntransport and communications (2.8%); and \nconstruction (1.4%). \n \nSource: Reserve Bank of Zimbabwe, 2016 \nDuring the period under review, private sector \ncredit was utilized as follows: working capital, \n35.8%; inventory build-up, 31.9%; consumer \ndurables, 15.1%; fixed capital investment, \n15.5%; and pre and post shipment financing, \n1.7%. \nUnder 30 \nDays\n13.3%\nOver 30 \nDays\n19.2%\nDemand\n54.7%\nsavings\n12.9%Figure 4: Banking Sector Deposits\nFigure 4: Banking Sector DepositsJune 2016\nJune 2016\nLoans & Advances\n86.7%\nBills \nDiscounted\n0.2%\nBankers \nacceptances\n0.3%\nOther \ninvestments\n3.1%\nMortgages\n9.7%Figure 5: Credit to Private\nFigure 5: Credit to Private Sector June 2016\nJune 2016\nSource: Reserve Bank of Zimbabwe, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual \nheadline \ninflation \nincreased \nby \n0.3 percentage points from -1.69% in May 2016, \nto -1.37% in June 2016. This was largely driven \nby an increase in non-food inflation. \n \nSource: ZIMSTAT, 2016 \nYear-on-year food inflation marginally increased \nfrom -4.1% in May 2016, to -4.0% in June 2016. \nIncreases in the prices of sugar, jam, honey, \nchocolate and confectionery items accounted for \nthe rise. \nAnnual non-food inflation stood at -0.1% in June \n2016, up from -0.5% in May 2016. This was \nlargely attributable to increases in education. \nThe \ncost \nof \neducation \nhas \nincreased \ntremendously during the course of last year with \nUniversity fees rising by 50% and other tuition \nfees by over 100%. Even if the general price level \nis on a decline the hike in education fees affects \nhouseholds negatively. \n \nMonthly Inflation \n \n \nMonth-on-month inflation stood at 0.19% in June \n2016 representing a 0.4 percentage points \nincrease from -0.24% registered in May 2016. \nThe increase was largely attributable to gains in \nnon-food inflation. \nMonthly non-food inflation increased from \n-0.12% recorded in May 2016, to 0.44% in June \n2016. This was underpinned by price increases in \neducation; restaurants and hotels; health; and \nalcoholic beverages. \nMonthly food inflation, also gained by 0.14 \npercentage \npoints, \nto \nclose \nat \n-0.35% during the same period. This was on \naccount of increases in oils and fats, non-\nalcoholic beverages, and fish and sea food. \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment System increased by 7%, \nfrom US$6 486.22 million in May 2016 to \nUS$6 948.80 million in June 2016. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the RTGS \nsystem increased by 1% to US$4 522.24 million, \nfrom US$3 869.19 million recorded in May \n2016. The volume of RTGS transactions \nregistered \na \n35% \nincrease \nfrom \n199 256 to 268 192 in the same period. \n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n6 \n \n \nSource: Reserve Bank of Zimbabwe, 2016 \n \nCash transactions \n \nCash transactions registered a 25% decline to \nclose \nthe \nmonth \nunder \nreview \nat \nUS$543.94 million. \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions decreased from US$697.83 million \nin May 2016, to US$639.19 million in June 2016. \n \n \n \n \n \n \nCard Based Transactions \n \nCard \nbased \ntransactions \ndeclined \nfrom \nUS$418.0 million recorded in May 2016, to \nUS$335.4 million in June 2016. \n \n \nCheque Transactions \n \nThe value of cheque transactions stood at \nUS$10.26 million in June 2016, down from \nUS$10.83 million recorded in May 2016. \n \nAccess Points and Devices \n \nAs at the end of June 2016, the number of POS \ndevices in the market increased to 19,280 \nrepresenting an increase of 5% from 18,330 in \nMay 2016. At the same time mobile payment \nagents stood at 34,351 as compared to 33,777 in \nMay 2016. \n \nDebit, credit and prepaid cards increased to 2.77 \nmillion in June 2016, from 2.71million recorded \nin May 2016 while bank accounts increased to \n3.86 million. \n \nThe increases in the national payment systems \nplatforms were largely driven by the current \nmarket efforts to promote the use of electronic \nmeans of payment in the economy. \n \n \nRESERVE BANK OF ZIMBABWE \nAUGUST 2016\n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nJun-13\nOct-13\nFeb-14\nJun-14\nOct-14\nFeb-15\nJun-15\nOct-15\nFeb-16\nJun-16\n -\n 50\n 100\n 150\n 200\n 250\n 300\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: ZETSS Volumes and \nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n7 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 9 \n \n1.2 Broad Money Survey \n \n \n \n \n \n10 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n11 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n12 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 13 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n14 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n15 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n16 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n17 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n18 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n19 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n20 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n21 \n \n7.2 Liabilities \n \n \n \n \n \n \n22 \n \n \n \nMONTHLY ECONOMIC REVIEW \n8 \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n23 \n \n8.2 Liabilities \n \n \n \n \n \n \n24 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n25 \n \n9.2 Liabilities \n \n \n \n \n \n \n26 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n27 \n \n11. Savings with Financial Institutions \n \n \n \n \n28 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n29 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n30 \n \n13.2 Volumes of Transactions \n \n \n \n \n31 \n \n \n \n \n \n \n \n \n \n9 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nBond Coins\n2,684.1\n2,719.3\n3,016.3\n3,425.5\n4,445.3\n5,789.3\n7,127.0\n7,355.5\n7,457.3\n7,612.1\n7,758.5\n8,005.8\n8,106.8\nRBZ Demand Deposits\n4,035.0\n3,889.6\n3,480.3\n3,478.9\n3,485.7\n2,470.9\n726.0\n1,832.8\n2,086.4\n1,423.3\n5,061.6\n3,602.5\n3,701.2\nComm. Banks Dem. Deposits\n2,112,470.2\n2,023,527.6\n2,168,409.0\n2,166,471.3\n2,149,026.8\n2,358,226.5\n2,362,538.7\n2,430,098.0\n2,409,398.2\n2,510,951.1\n2,575,573.8\n2,644,003.9\n2,743,164.8\nMerchant Banks Dem. Deposits\n62,949.9\n62,949.9\n62,949.9\n62,157.8\n61,925.6\n58,750.3\n58,524.4\n58,511.7\n58,304.5\n58,315.0\n58,346.2\n58,364.1\n58,364.1\nM1\n2,182,139.2\n2,093,086.3\n2,237,855.5\n2,235,533.5\n2,218,883.4\n2,425,237.0\n2,428,916.0\n2,497,798.0\n2,477,246.4\n2,578,301.4\n2,646,740.1\n2,713,976.2\n2,813,336.8\nComm. Banks Savings Deposits\n248,074.6\n239,113.1\n227,534.6\n230,176.6\n231,465.3\n259,856.4\n266,166.6\n280,598.5\n291,567.7\n290,006.1\n299,136.9\n282,597.7\n270,213.2\nBuilding Soc. Savings Deposits\n279,625.3\n275,914.5\n277,271.4\n230,176.6\n294,208.3\n308,439.9\n296,041.8\n297,854.8\n305,980.4\n311,092.0\n317,629.3\n332,211.2\n313,154.7\nP O S B Savings Deposits\n73,397.6\n68,785.7\n71,554.2\n77,161.5\n73,380.5\n76,307.7\n72,505.8\n73,735.7\n73,847.9\n74,405.9\n80,067.6\n79,203.4\n79,502.7\nComm. Banks U-30 Day Deposits\n707,686.1\n587,421.2\n505,981.9\n613,287.8\n565,136.6\n565,317.5\n650,234.3\n597,527.6\n588,796.4\n506,719.1\n574,185.2\n674,068.8\n546,356.7\nMerchant Banks U-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. U- 30 Day Deposits\n188,805.2\n171,250.8\n156,077.5\n190,548.2\n144,911.8\n127,578.2\n165,352.5\n131,683.2\n123,683.2\n108,106.2\n171,635.9\n118,100.1\n134,140.9\nM2\n3,679,728.0\n3,435,571.6\n3,476,275.0\n3,576,884.3\n3,527,985.9\n3,762,736.7\n3,879,217.1\n3,879,197.9\n3,861,122.0\n3,868,630.7\n4,089,395.1\n4,200,157.3\n4,156,705.0\nComm. Banks O-30 Day Deposits\n509,642.0\n651,895.8\n622,991.6\n611,608.0\n628,213.7\n503,244.7\n420,265.1\n424,676.9\n449,879.1\n573,809.8\n519,330.5\n438,306.5\n554,032.6\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n326,111.5\n351,579.9\n340,974.7\n303,177.5\n409,350.0\n444,267.1\n432,822.3\n413,975.8\n421,729.2\n438,461.8\n361,565.5\n374,720.6\n390,530.0\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n17,261.6\n23,646.5\n21,540.3\n24,019.0\n24,010.2\n23,668.6\n21,851.3\n25,326.6\n24,881.2\n24,640.9\n23,321.3\n26,430.9\n28,174.9\nM3\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,526,955.4\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\n5,050,881.9\n5,140,709.1\nSource:Reserve Bank of Zimbabwe, 2016\n US$ Thousands\nTABLE 1.1 : MONETARY AGGREGATES\n2016\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \nJUNE\nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUNE\nNET FOREIGN ASSETS \n-775,512.6\n-723,772.8\n-727,785.7\n-715,689.4\n-822,417.2\n-771,548.0\n-667,684.9\n-688,591.4\n-780,139.7\n-728,823.7\n-803,152.0\n-897,595.5\n-682,718.0\n Assets\n926,353.7\n843,689.2\n867,447.1\n889,018.6\n784,372.6\n667,350.7\n792,677.3\n758,634.6\n679,001.9\n687,149.8\n637,447.5\n623,538.1\n667,173.2\n Reserve Bank (RBZ)\n453,986.1\n395,771.0\n360,705.6\n360,255.9\n335,321.7\n300,180.5\n433,452.9\n424,269.1\n390,810.3\n334,552.7\n354,608.4\n407,381.8\n389,004.0\n Deposit Money Banks (DMBs) \n390,608.3\n361,517.6\n428,702.8\n448,219.8\n387,305.0\n310,522.6\n300,320.1\n302,773.5\n259,017.9\n318,832.0\n269,044.4\n200,060.3\n256,915.8\n Other Banking Institutions (OBIs) \n81,759.3\n86,400.6\n78,038.7\n80,542.9\n61,745.9\n56,647.6\n58,904.3\n31,592.0\n29,173.7\n33,765.2\n13,794.7\n16,096.0\n21,253.4\n Liabilities \\2\n-1,701,866.3\n-1,567,462.0\n-1,595,232.7\n-1,604,707.9\n-1,606,789.8\n-1,438,898.6\n-1,460,362.2\n-1,447,226.0\n-1,459,141.6\n-1,415,973.5\n-1,440,599.5\n-1,521,133.6\n-1,349,891.2\n RBZ\n1,093,306.3\n1,039,959.7\n1,056,817.9\n1,057,080.8\n1,069,972.4\n1,048,664.8\n1,096,800.8\n1,090,485.7\n1,117,823.6\n1,075,644.5\n1,117,787.5\n1,184,783.0\n1,042,014.2\n DMBs\n560,305.8\n478,956.0\n490,791.1\n504,085.0\n494,458.0\n347,787.2\n320,578.9\n313,434.2\n299,029.1\n303,288.3\n285,945.2\n300,200.0\n272,477.2\n OBIs\n48,254.1\n48,546.3\n47,623.8\n43,542.1\n42,359.5\n42,446.6\n42,982.5\n43,306.1\n42,288.9\n37,040.8\n36,866.8\n36,150.7\n35,399.8\nNET DOMESTIC ASSETS \n5,319,522.4\n5,197,733.1\n5,200,833.8\n5,301,713.1\n5,423,243.6\n5,516,731.6\n5,433,107.3\n5,443,035.2\n5,549,017.8\n5,645,633.4\n5,808,031.0\n5,948,477.4\n5,823,427.1\nDOMESTIC CREDIT\n4,869,072.4\n4,981,511.5\n5,029,107.1\n5,079,842.4\n5,196,662.7\n5,345,272.0\n5,535,396.4\n5,476,442.4\n5,489,962.3\n5,542,678.3\n5,623,621.7\n5,627,841.4\n5,719,589.2\n Claims on Government (net) \n1,074,237.6\n1,160,044.8\n1,192,006.7\n1,182,354.0\n1,253,218.7\n1,359,827.4\n1,564,354.7\n1,530,792.2\n1,671,934.4\n1,691,128.7\n1,804,057.3\n1,834,775.4\n1,948,003.0\n RBZ\n91,807.5\n243,082.9\n244,517.6\n254,297.8\n271,997.2\n314,096.4\n331,552.1\n355,230.5\n418,006.5\n446,003.9\n456,287.0\n468,433.1\n508,837.0\n DMBs\n904,112.3\n845,865.3\n860,228.9\n838,982.9\n890,154.0\n954,556.6\n1,119,720.1\n1,068,095.4\n1,153,295.1\n1,166,120.4\n1,226,195.8\n1,241,961.8\n1,305,509.6\n OBIs\n78,317.8\n71,096.6\n87,260.2\n89,073.3\n91,067.5\n91,174.4\n113,082.5\n107,466.4\n100,632.7\n79,004.4\n121,574.4\n124,380.4\n133,656.4\n Claims on Public Enterprises \n53,148.2\n48,641.8\n56,508.0\n54,523.7\n84,877.1\n83,806.0\n140,910.1\n145,507.6\n120,445.0\n179,370.7\n185,698.9\n197,207.6\n199,989.6\n RBZ\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n78,226.4\n91,056.2\n99,304.3\n DMBs\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n105,088.3\n99,643.7\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n105,088.3\n99,643.7\n OBIs\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n951.8\n904.0\n1,063.1\n1,041.6\n Claims on Private Sector\n3,741,686.6\n3,772,824.9\n3,780,592.5\n3,842,964.7\n3,858,567.0\n3,901,638.6\n3,830,131.6\n3,800,142.6\n3,697,582.8\n3,672,178.9\n3,633,865.5\n3,595,858.4\n3,571,596.6\n RBZ\n51,689.8\n66,722.4\n92,768.9\n67,359.3\n75,959.6\n77,442.5\n90,549.5\n93,049.5\n74,614.5\n56,342.7\n58,614.2\n58,864.7\n49,967.1\n DMBs\n2,900,630.1\n2,910,157.5\n2,875,477.3\n2,956,930.6\n2,950,844.9\n2,981,759.1\n2,874,287.6\n2,860,825.0\n2,773,512.1\n2,774,147.9\n2,736,322.0\n2,691,318.7\n2,681,469.9\n OBIs\n789,366.8\n795,945.0\n812,346.3\n818,674.8\n831,762.5\n842,437.0\n865,294.5\n846,268.2\n849,456.3\n841,688.3\n838,929.3\n845,675.0\n840,159.6\nOTHER ITEMS (NET) \n450,450.0\n216,221.6\n171,726.7\n221,870.7\n226,580.9\n171,459.6\n-102,289.2\n-33,407.2\n59,055.5\n102,955.1\n184,409.4\n320,636.1\n103,837.9\nBROAD MONEY (M3) \n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,586,023.7\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\n5,050,881.9\n5,140,709.1\nSource:Reserve Bank of Zimbabwe, 2016\n1. Building societies and P. O. S. B.\n2. Sign reversal.\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n2015\n2016\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \nMAY\nJUNE\nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUNE\nNET FOREIGN ASSETS \n-45,038.4\n-94,446.1\n51,739.9\n-4,012.9\n12,096.3\n-106,727.8\n50,869.2\n103,863.0\n-20,906.5\n-91,548.3\n51,316.0\n-74,328.3\n-94,443.6\n214,877.6\n Assets\n55,707.0\n115,153.3\n-82,664.5\n23,757.8\n21,571.5\n-104,646.0\n-117,021.9\n125,326.6\n-34,042.7\n-79,632.7\n8,148.0\n-49,702.3\n-13,909.4\n43,635.1\n Reserve Bank (RBZ)\n20,317.9\n150,767.5\n-58,215.1\n-35,065.4\n-449.7\n-24,934.2\n-35,141.2\n133,272.4\n-9,183.8\n-33,458.8\n-56,257.6\n20,055.8\n52,773.4\n-18,377.7\n Deposit Money Banks (DMBs)\n-5,646.2\n-28,113.6\n-29,090.7\n67,185.1\n19,517.0\n-60,914.8\n-76,782.4\n-10,202.5\n2,453.4\n-43,755.6\n59,814.1\n-49,787.5\n-68,984.1\n56,855.5\n Other Banking Institutions (OBIs) \\1\n41,035.3\n-7,500.7\n4,641.3\n-8,361.9\n2,504.2\n-18,797.0\n-5,098.3\n2,256.7\n-27,312.3\n-2,418.3\n4,591.5\n-19,970.5\n2,301.3\n5,157.4\n Liabilities \\2\n-100,745.5\n-209,599.4\n134,404.3\n-27,770.7\n-9,475.2\n-2,081.9\n167,891.2\n-21,463.6\n13,136.2\n-11,915.5\n43,168.1\n-24,626.0\n-80,534.1\n171,242.4\n RBZ\n-25,276.1\n224,375.0\n-53,346.7\n16,858.2\n262.9\n12,891.6\n-21,307.6\n48,136.0\n-6,315.1\n27,337.9\n-42,179.1\n42,143.1\n66,995.5\n-142,768.8\n DMBs\n125,794.7\n-14,486.9\n-81,349.8\n11,835.0\n13,293.9\n-9,627.0\n-146,670.7\n-27,208.4\n-7,144.6\n-14,405.1\n4,259.2\n-17,343.1\n14,254.8\n-27,722.8\n OBIs\n226.9\n-288.7\n292.2\n-922.5\n-4,081.6\n-1,182.7\n87.1\n535.9\n323.5\n-1,017.2\n-5,248.1\n-174.0\n-716.1\n-750.9\nNET DOMESTIC ASSETS \\3\n94,161.3\n150,488.4\n-121,789.3\n3,100.7\n100,879.2\n121,530.5\n93,488.0\n-83,624.4\n9,928.0\n105,982.5\n96,615.7\n162,397.6\n140,446.4\n-125,050.3\nDOMESTIC CREDIT\n288,098.0\n51,197.2\n112,439.1\n47,595.6\n50,735.3\n116,820.4\n148,609.3\n190,124.4\n-58,954.0\n13,519.9\n52,716.0\n80,943.4\n4,219.7\n91,747.9\n Claims on Government (net) \n285,335.2\n123,643.6\n85,807.2\n31,961.9\n-9,652.6\n70,864.7\n106,608.7\n204,527.3\n-33,562.5\n141,142.2\n19,194.3\n112,928.5\n30,718.1\n113,227.7\n RBZ\n-529.8\n-6,040.3\n151,275.4\n1,434.7\n9,780.2\n17,699.4\n42,099.2\n17,455.7\n23,678.3\n62,776.1\n27,997.4\n10,283.1\n12,146.1\n40,403.9\n DMBs\n285,591.8\n119,683.9\n-58,247.0\n14,363.6\n-21,245.9\n51,171.1\n64,402.6\n165,163.5\n-51,624.8\n85,199.8\n12,825.3\n60,075.4\n15,766.0\n63,547.8\n OBIs\n273.1\n10,000.0\n-7,221.2\n16,163.6\n1,813.1\n1,994.2\n106.9\n21,908.1\n-5,616.0\n-6,833.7\n-21,628.3\n42,570.0\n2,806.0\n9,276.0\n Claims on Public Enterprises \n1,832.0\n-51,158.1\n-4,506.4\n7,866.2\n-1,984.3\n30,353.4\n-1,071.0\n57,104.1\n4,597.4\n-25,062.5\n58,925.6\n6,328.3\n11,508.7\n2,782.0\n RBZ\n349.8\n102.0\n742.4\n167.2\n325.0\n27,938.9\n12.5\n49,194.3\n-2,836.7\n-22,564.6\n16,188.3\n7,869.9\n12,829.8\n8,248.1\n DMBs\n1,693.1\n-51,182.0\n-4,743.6\n6,619.9\n-2,342.5\n2,560.3\n-843.4\n7,698.3\n7,645.6\n-2,520.4\n42,734.4\n-1,493.8\n-1,480.3\n-5,444.6\n Agri-PEs\n-1,521.5\n-1,522.5\n-1,523.5\n-1,524.5\n-1,525.5\n-1,526.5\n-1,527.5\n-1,528.5\n-9,457.5\n-7,505.4\n-6,965.8\n-6,966.8\n-6,967.8\n-6,968.8\n Other\n3,214.7\n-49,659.5\n-3,220.1\n8,144.4\n-816.9\n4,086.8\n684.1\n9,226.8\n17,103.1\n4,985.0\n49,700.2\n5,473.1\n5,487.6\n1,524.3\n OBIs\n-211.0\n-78.1\n-505.2\n1,079.1\n33.1\n-145.7\n-240.1\n211.5\n-211.5\n22.5\n3.0\n-47.9\n159.1\n-21.5\n Claims on Private Sector\n930.9\n-21,288.3\n31,138.3\n7,767.5\n62,372.2\n15,602.3\n43,071.6\n-71,507.0\n-29,989.0\n-102,559.8\n-25,403.9\n-38,313.4\n-38,007.1\n-24,261.7\n RBZ\n-402.4\n20,534.2\n15,032.7\n26,046.5\n-25,409.6\n8,600.4\n1,482.9\n13,107.0\n2,500.0\n-18,435.0\n-18,271.7\n2,271.5\n250.4\n-8,897.6\n DMBs\n11,924.1\n-60,287.7\n9,527.4\n-34,680.2\n81,453.3\n-6,085.7\n30,914.2\n-107,471.5\n-13,462.6\n-87,312.9\n635.8\n-37,825.9\n-45,003.2\n-9,848.8\n OBIs\n-10,590.8\n18,465.2\n6,578.2\n16,401.3\n6,328.5\n13,087.7\n10,674.5\n22,857.6\n-19,026.4\n3,188.1\n-7,768.0\n-2,759.0\n6,745.7\n-5,515.3\nOTHER ITEMS (NET) \n-193,936.7\n99,291.2\n-234,228.4\n-44,494.9\n50,144.0\n4,710.2\n-55,121.3\n-273,748.8\n68,882.0\n92,462.7\n43,899.6\n81,454.2\n136,226.7\n-216,798.2\nBROAD MONEY (M3) \n49,122.9\n56,042.3\n-70,049.4\n-912.2\n112,975.5\n14,802.7\n144,357.2\n20,238.7\n-10,978.5\n14,434.3\n147,931.7\n88,069.3\n46,002.9\n89,827.2\n Broad Money (M3) \n1.11%\n1.2%\n-1.54%\n-0.02%\n2.53%\n0.32%\n3.14%\n0.43%\n-0.23%\n0.30%\n3.10%\n1.79%\n0.92%\n1.78%\n Domestic Credit \n6.36%\n1.1%\n2.31%\n0.96%\n1.01%\n2.30%\n2.86%\n3.56%\n-1.07%\n0.25%\n0.96%\n1.46%\n0.08%\n1.63%\n Claims on Private Sector\n0.02%\n-0.6%\n0.83%\n0.21%\n1.65%\n0.41%\n1.12%\n-1.83%\n-0.78%\n-2.70%\n-0.69%\n-1.04%\n-1.05%\n-0.67%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2015\n2016\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \nJUNE\nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUNE\nNET FOREIGN ASSETS \n-180,094.9\n-22,698.6\n-100,052.1\n-179,455.4\n-223,571.1\n-3,723.5\n51,716.5\n25,599.2\n-16,833.2\n-162,864.4\n-167,123.9\n-216,529.0\n92,794.6\n Assets\n-200,283.4\n-183,460.8\n-212,180.1\n-216,884.3\n-214,670.1\n-160,163.5\n-103,502.5\n-72,324.8\n-58,831.6\n-128,929.8\n-118,045.9\n-187,662.4\n-259,180.5\n Reserve Bank (RBZ)\n79,429.5\n68,475.7\n-50,976.1\n-260,229.1\n-172,834.3\n-34,353.8\n70,271.8\n67,607.2\n109,920.3\n52,382.6\n71,707.8\n104,163.2\n-64,982.0\n Deposit Money Banks (DMBs)\n-294,731.2\n-262,175.5\n-175,757.2\n33,238.4\n-45,036.0\n-106,467.2\n-162,792.6\n-103,107.2\n-141,455.7\n-150,731.3\n-155,323.7\n-218,661.6\n-133,692.5\n Other Banking Institutions (OBIs) \\1\n15,018.3\n10,239.0\n14,553.2\n10,106.4\n3,200.1\n-19,342.5\n-10,981.7\n-36,824.9\n-27,296.3\n-30,581.0\n-34,430.0\n-73,164.0\n-60,506.0\n Liabilities \\2\n20,188.5\n160,762.2\n112,128.0\n37,428.9\n-8,901.0\n156,440.0\n155,218.9\n97,924.0\n41,998.4\n-33,934.6\n-49,078.0\n-28,866.7\n351,975.1\n RBZ\n-48,600.0\n-96,131.8\n-60,845.6\n19,340.3\n34,361.2\n18,611.0\n75,864.3\n83,389.7\n108,661.8\n217,549.1\n223,580.0\n315,851.6\n-51,292.1\n DMBs\n14,958.5\n-83,111.7\n-63,177.9\n-46,073.7\n-13,602.2\n-162,923.9\n-219,844.2\n-170,029.2\n-139,327.3\n-169,893.9\n-163,052.9\n-274,592.8\n-287,828.7\n OBIs\n13,453.0\n18,481.3\n11,895.4\n-10,695.4\n-11,858.0\n-12,127.1\n-11,239.0\n-11,284.5\n-11,332.9\n-13,720.6\n-11,449.1\n-12,392.1\n-12,854.3\nNET DOMESTIC ASSETS \\3\n400,538.7\n272,589.1\n251,024.5\n376,976.5\n367,137.9\n333,441.6\n310,287.2\n388,719.3\n447,824.3\n709,354.1\n733,158.4\n779,443.5\n503,904.7\nDOMESTIC CREDIT\n695,004.5\n776,284.9\n794,638.6\n812,660.2\n865,327.7\n992,339.8\n1,156,742.8\n1,244,947.0\n1,240,909.9\n1,171,650.7\n1,093,844.4\n809,966.1\n850,516.8\n Claims on Government (net) \n575,620.5\n736,056.5\n754,533.2\n739,918.1\n782,714.1\n897,401.8\n1,048,718.3\n986,766.1\n1,122,755.2\n1,153,453.4\n1,138,798.4\n884,181.4\n873,765.5\n RBZ\n92,986.5\n289,241.2\n270,492.4\n290,213.2\n286,430.3\n328,127.9\n356,615.8\n367,824.5\n430,914.6\n468,278.0\n357,909.4\n370,585.4\n417,029.5\n DMBs\n444,479.8\n415,882.2\n448,362.7\n412,213.7\n457,069.2\n511,078.6\n631,757.3\n563,398.7\n643,214.9\n665,775.9\n727,359.2\n457,533.3\n401,397.3\n OBIs\n38,154.2\n30,933.0\n35,678.2\n37,491.3\n39,214.6\n58,195.3\n60,345.2\n55,543.0\n48,625.8\n19,399.5\n53,529.8\n56,062.7\n55,338.7\n Claims on Public Enterprises \n-20,025.0\n-28,752.0\n-13,816.8\n-17,867.0\n12,502.1\n17,145.1\n74,160.0\n80,539.8\n51,500.7\n107,827.5\n83,224.6\n92,901.3\n146,841.4\n RBZ\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n77,489.1\n89,969.1\n98,115.2\n DMBs\n-21,919.3\n-30,883.4\n-17,194.6\n-21,602.9\n-19,027.0\n-14,156.5\n-6,547.4\n2,880.7\n-3,616.3\n38,245.6\n5,825.7\n2,652.3\n48,389.8\n Agri-PEs\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n-1,522.5\n-1,523.5\n Other\n-20,403.0\n-29,372.5\n-15,680.0\n-20,087.4\n-17,511.5\n-12,639.9\n-5,029.8\n4,399.2\n-2,096.7\n39,766.1\n7,347.3\n4,174.9\n49,913.3\n OBIs\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n-774.5\n-90.2\n279.9\n336.4\n Claims on Private Sector\n139,409.0\n68,980.4\n53,922.1\n90,609.0\n70,111.5\n77,793.0\n33,864.5\n177,641.0\n66,654.0\n-89,630.2\n-128,178.6\n-167,116.6\n-170,090.0\n RBZ\n16,964.5\n31,997.2\n58,043.6\n32,634.0\n41,234.4\n42,717.2\n55,824.2\n58,324.2\n39,889.2\n24,933.7\n27,056.2\n27,709.1\n-1,722.7\n DMBs\n-55,223.4\n-103,031.0\n-141,232.5\n-64,459.1\n-65,906.0\n-55,036.1\n-135,814.0\n25,822.4\n-50,903.8\n-186,744.5\n-212,671.7\n-269,599.0\n-219,160.2\n OBIs\n177,667.9\n140,014.2\n137,110.9\n122,434.1\n94,783.1\n90,111.8\n113,854.3\n93,494.4\n77,668.6\n72,180.6\n57,436.9\n74,773.4\n50,792.9\nOTHER ITEMS (NET) \n-294,465.8\n-503,695.8\n-543,614.1\n-435,683.7\n-498,189.8\n-658,898.2\n-846,455.6\n-856,227.7\n-793,085.7\n-462,296.6\n-360,686.0\n-30,522.6\n-346,612.1\nBROAD MONEY (M3) \n220,443.8\n249,890.4\n150,972.4\n197,521.1\n143,566.8\n329,718.1\n362,003.6\n414,318.5\n430,991.1\n546,489.7\n566,034.5\n562,914.4\n596,699.4\nGROWTH RATES\n Broad Money (M3) \n5.1%\n5.9%\n3.5%\n4.5%\n3.2%\n7.5%\n8.2%\n9.5%\n9.9%\n12.5%\n12.8%\n12.5%\n13.1%\n Domestic Credit \n16.7%\n18.5%\n18.8%\n19.0%\n20.0%\n22.8%\n26.4%\n29.4%\n29.2%\n26.8%\n24.1%\n16.8%\n17.5%\n Claims on Private Sector\n3.9%\n1.9%\n1.4%\n2.4%\n1.9%\n2.0%\n0.9%\n4.9%\n1.8%\n-2.4%\n-3.4%\n-4.4%\n-4.5%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\n2016\n$ Thousands\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n2015\n \n \n13 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\nAug\n580,775.3\n28,148.8\n58,618.6\n460,451.4\n22,509.2\n105,466.9\n411,831.6\n176,732.7\n440,470.4\n41,154.5\n571,926.0\n886.9\n2,898,972.1\nSep\n598,429.9\n28,307.9\n59,213.0\n443,604.1\n22,711.9\n102,015.0\n421,228.0\n174,144.2\n467,804.5\n43,051.0\n569,250.1\n929.5\n2,930,689.0\nOct\n609,537.2\n33,868.4\n53,813.7\n466,727.6\n21,566.0\n104,959.3\n447,136.6\n141,401.6\n484,254.8\n40,156.6\n573,330.4\n907.7\n2,977,660.0\nNov\n650,547.2\n28,696.7\n49,784.9\n440,864.2\n12,868.9\n104,288.1\n428,393.1\n152,136.9\n444,207.8\n40,760.5\n543,920.4\n696.2\n2,897,164.8\nDec\n590,610.6\n30,958.8\n44,706.5\n366,799.2\n13,354.6\n87,897.5\n450,208.5\n163,452.9\n475,424.5\n40,154.3\n518,998.3\n527.5\n2,783,093.0\n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJune\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nSource:Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2015\nJan\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFeb\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMar\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nApr\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMay\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJun\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJul\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\nAug\n168,075.2\n86,038.9\n108,477.7\n472,875.1\n335,158.3\n784,616.6\n401,830.1\n76,647.0\n1,042,260.4\n55,455.9\n657,177.1\n51,922.5\n4,240,535.0\nSep\n197,641.5\n85,842.6\n112,415.3\n462,925.6\n349,564.2\n831,813.0\n379,121.4\n71,090.0\n1,033,106.7\n53,348.1\n676,308.0\n55,759.2\n4,308,935.5\nOct\n219,922.3\n85,382.0\n116,874.4\n447,200.7\n331,543.6\n821,640.8\n378,568.5\n68,298.7\n1,100,719.7\n55,846.7\n648,757.5\n67,353.2\n4,342,108.3\nNov\n212,806.1\n85,815.7\n98,468.4\n465,089.7\n334,835.6\n846,959.0\n363,754.4\n71,866.2\n1,074,141.8\n56,110.3\n665,421.1\n64,630.3\n4,339,898.7\nDec\n196,092.9\n88,273.0\n102,636.9\n518,411.4\n336,909.2\n864,491.7\n307,845.0\n63,337.5\n1,163,771.1\n57,410.5\n639,985.6\n66,435.7\n4,405,600.5\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n402,900.5\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJune\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nSource: Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \n \n \n \n \nEnd Period\n1999\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n(US$ millions)\nLong-Term External Debt\n3,530\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\nGovernment\n2,461\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n543\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nPrivate\n162\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\nShort-Term External Debt\n532\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\nTotal External Debt\n4,062\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\nSource: Ministry of Finance & Economic Development, 2016; & Reserve Bank of Zimbabwe, 2016\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n16 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nAug\n4.30-26.00\n11.96 \n8.51 \nSep\n4.30-25.00\n11.81 \n8.47 \nOct\n4.00-18.00\n10.98 \n7.28 \nNov\n4.00-16.25\n12.20 \n7.67 \nDec\n6.00-16.00\n11.99 \n7.57 \n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nMar\n4.00-22.00\n11.44 \n7.16 \nApr\n4.00-22.00\n11.50 \n7.20 \nMay\n4.00-18.00\n11.43 \n7.35 \nJune\n4.00-18.00\n11.40 \n7.48 \nSource:Reserve Bank of Zimbabwe, 2016\nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates 3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \n \n \n \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\nAug\n0.30-8.00\n1.00-15.00\nSep\n0.30-8.00\n1.00-16.00\nOct\n0.50-8.00\n1.00-17.00\nNov\n0.75-8.00\n1.00-17.00\nDec\n0.50-8.00\n0.75-17.00\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJune\n0.5-6.00\n0.75-17.00\n Source:Reserve Bank of Zimbabwe, 2016\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n18 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015 \nJan\n-0.04\n-0.01\n0.08\n0.07\n0.06\n-0.97\n-13.41\n0.02\n-0.08\n-0.48\n0.30\n-0.69\n0.40\n-0.34\nFeb\n0.25\n-0.35\n-0.09\n-0.11\n-0.02\n-0.41\n-0.10\n-0.17\n0.00\n-0.28\n0.10\n-0.13\n0.05\n-0.07\nMar\n0.12\n-0.27\n-0.06\n-0.02\n-0.05\n0.02\n0.00\n0.03\n0.00\n0.12\n0.10\n-0.03\n-0.03\n-0.03\nApr\n-0.63\n-0.01\n-0.71\n-3.35\n-0.46\n-0.05\n-0.15\n-0.13\n-0.07\n0.59\n0.41\n-0.04\n-1.01\n-0.89\nMay\n-0.17\n-0.41\n0.18\n-0.25\n0.10\n-0.25\n-0.02\n-0.11\n0.00\n-0.08\n-0.44\n-0.10\n-0.37\n-0.19\nJun\n0.36\n-0.06\n-0.02\n-0.07\n-0.17\n0.06\n0.01\n-0.09\n0.00\n-0.07\n0.11\n0.01\n-0.45\n-0.14\nJul\n-0.08\n0.05\n-0.56\n-0.82\n0.15\n-0.09\n-0.02\n-0.14\n7.48\n-0.02\n0.03\n0.47\n-0.81\n0.06\nAug\n-0.27\n-0.01\n0.02\n-0.14\n-0.04\n-0.29\n-0.06\n-0.26\n0.00\n-0.14\n-0.09\n-0.10\n-0.75\n-0.36\nSep\n-0.05\n0.00\n-0.62\n-0.52\n0.04\n-0.42\n-0.38\n-0.01\n0.00\n1.28\n-0.30\n-0.31\n-0.47\n-0.36\nOct\n-0.43\n-0.31\n-0.08\n-0.32\n0.61\n-0.47\n0.02\n-0.14\n0.00\n-0.18\n0.12\n-0.17\n-0.53\n-0.29\nNov\n-0.15\n-0.19\n-0.01\n-0.24\n0.00\n-0.08\n-0.23\n-0.02\n2.83\n-0.03\n-0.02\n0.22\n0.04\n0.16\nDec\n-0.41\n-0.15\n0.18\n-0.07\n-0.06\n-0.25\n-0.03\n0.09\n0.00\n-0.07\n-0.30\n-0.06\n-0.21\n-0.11\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJune\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nSource:Zimstat, 2016\nNON-FOOD INFLATION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHOU S IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N TS \n&\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\n& FOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015\nJan\n0.47\n0.00\n-0.16\n-1.86\n1.21\n0.19\n-13.69\n-0.44\n4.35\n-2.16\n-1.82\n-0.57\n-2.74\n-1.28\nFeb\n0.73\n-0.25\n-0.14\n-1.88\n1.10\n-0.30\n-13.78\n-0.57\n4.11\n-2.36\n-1.80\n-0.68\n-2.87\n-1.40\nMar\n0.90\n-0.46\n0.62\n-1.78\n1.03\n-0.28\n-13.78\n-0.54\n4.11\n-2.26\n-1.41\n-0.44\n-2.77\n-1.20\nApr\n-2.93\n0.59\n-1.07\n-2.62\n-1.50\n0.81\n-0.76\n-13.88\n-0.95\n-7.02\n-0.84\n-1.41\n-2.51\n-2.65\nMay\n0.31\n-1.37\n-2.39\n-1.45\n0.92\n-1.23\n-13.87\n-0.86\n-7.09\n-0.79\n-1.42\n-2.56\n-3.00\n-2.70\nJun\n0.72\n-1.54\n-2.41\n-1.58\n0.45\n-1.14\n0.00\n-0.87\n-7.09\n-0.75\n-1.38\n-2.57\n-3.32\n-2.81\nJul\n0.74\n-1.61\n-3.24\n-2.37\n0.50\n-1.12\n-13.77\n-0.93\n-1.90\n-1.61\n-0.99\n-2.35\n-3.65\n-2.77\nAug\n0.61\n-1.53\n-3.22\n-2.37\n0.42\n-1.67\n-13.77\n-1.11\n-1.88\n-1.78\n0.13\n-2.38\n-3.59\n-2.77\nSep\n0.47\n-1.67\n-4.25\n-2.62\n0.25\n-2.45\n-14.05\n-0.99\n-1.88\n-0.12\n-0.28\n-2.83\n-3.72\n-3.11\nOct\n-0.12\n-2.04\n-4.33\n-2.80\n0.86\n-2.64\n-13.98\n-1.09\n-1.89\n-0.32\n-0.20\n-2.95\n-4.00\n-3.29\nNov\n-0.45\n-2.35\n-4.32\n-2.94\n0.77\n-2.81\n-14.19\n-1.14\n11.08\n0.28\n-0.27\n-1.80\n-3.85\n-2.46\nDec\n-0.88\n-2.39\n-4.29\n-2.91\n0.57\n-3.24\n-14.22\n-0.89\n11.08\n0.43\n-0.42\n-1.89\n-3.71\n-2.47\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJune\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nSource: Zimstat, 2016\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \n20 \n \nMONTHLY ECONOMIC REVIEW \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2015\nJAN\n11.5530\n9.6108\n117.8500\n1.1334\n1.5081\nFEB\n11.5530\n9.6108\n119.1700\n1.1200\n1.5400\nMAR\n12.1600\n9.9600\n120.1900\n1.0790\n1.4771\nAPR\n11.8200\n9.7400\n118.6000\n1.1100\n1.5400\nMAY\n12.1338\n9.7561\n123.8650\n1.0947\n1.5300\nJUNE\n12.2600\n9.9200\n122.3100\n1.1191\n1.5723\nJULY\n12.7100\n10.6700\n124.0300\n1.0941\n1.5601\nAUG\n13.3100\n10.2000\n121.1100\n1.1247\n1.5427\nSEPT\n13.9000\n10.5500\n119.9400\n1.1245\n1.5385\nOCT\n13.8500\n10.4700\n121.1500\n1.0981\n1.5400\nNOV\n14.3958\n10.6952\n122.7250\n1.0589\n1.5315\nDEC\n15.5600\n11.0990\n120.4200\n1.0929\n1.4925\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nAPR\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMAY\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJUNE\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nSource: Reserve Bank of Zimbabwe, 2016\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US Dollar.\n2. US Dollar per unit of foreign currency.\n \n \n21 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1,581.9\n \n21.4\n2,796.76\n \n557.7\n360.2\n366.1\n5,684.2\n \n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1,524.2\n \n17.9\n2,792.50\n \n564.8\n325.3\n356.8\n5,581.5\n \n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1,543.8\n \n15.5\n2,925.46\n \n527.3\n352.5\n362.0\n5,726.6\n \n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1,528.6\n \n18.2\n2,967.13\n \n527.1\n364.2\n385.4\n5,790.7\n \n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1,779.2\n \n18.2\n2,922.70\n \n525.7\n434.2\n384.3\n6,064.3\n \n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1,962.4\n \n28.8\n2,872.55\n \n498.4\n351.0\n386.2\n6,099.4\n \n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1,900.7\n \n28.8\n2,815.04\n \n504.1\n361.1\n388.8\n5,998.5\n \n Aug\n1.0\n234.0\n523.7\n104.3\n194.7\n76.1\n786.5\n5.1\n1,925.3\n \n28.8\n2,810.06\n \n535.2\n339.9\n390.5\n6,029.6\n \n Sep\n1.0\n255.2\n551.8\n114.8\n192.9\n63.7\n764.9\n5.1\n1,949.4\n \n28.0\n2,844.13\n \n599.2\n404.6\n392.3\n6,217.7\n \n Oct\n0.9\n215.7\n536.1\n143.7\n171.5\n83.5\n808.3\n5.2\n1,964.9\n \n26.7\n2,884.16\n \n599.3\n350.6\n391.5\n6,217.0\n \n Nov\n1.2\n186.9\n526.1\n135.9\n123.5\n74.3\n871.8\n5.2\n1,924.9\n \n26.6\n2,931.49\n \n603.6\n355.3\n393.6\n6,235.5\n \n Dec\n0.7\n181.6\n542.9\n127.5\n118.6\n79.7\n1031.3\n5.2\n2,087.6\n \n20.8\n2,820.54\n \n582.0\n352.8\n396.7\n6,260.4\n \n2016\n Jan\n1.0\n172.0\n646.9\n119.2\n130.7\n76.6\n981.9\n5.2\n2,133.5\n \n20.6\n2,763.7\n \n582.8\n387.3\n396.6\n6,284.4\n \n Feb\n1.2\n140.7\n682.1\n96.3\n118.1\n21.5\n1125.6\n5.2\n2,190.7\n \n20.1\n2,680.9\n \n477.1\n390.1\n399.3\n6,158.2\n \n Mar\n1.3\n161.9\n714.2\n96.3\n156.8\n19.2\n1140.5\n5.1\n2,295.4\n \n20.3\n2,690.6\n \n430.6\n428.7\n405.1\n6,270.8\n \n Apr\n1.3\n135.5\n757.8\n135.5\n133.3\n18.7\n1198.1\n5.1\n2,385.4\n \n20.4\n2,653.4\n \n413.7\n441.1\n404.7\n6,318.6\n \n May\n1.4\n89.6\n871.6\n130.5\n110.4\n19.3\n1215.9\n5.0\n2,443.6\n \n19.8\n2,681.8\n \n397.0\n358.0\n412.6\n6,312.8\n \n June\n1.4\n108.5\n914.7\n84.6\n148.3\n19.2\n1274.4\n1.8\n2,553.0\n \n19.7\n2,669.3\n \n407.7\n358.0\n431.6\n6,439.3\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2015\nJan\n2,056.2\n \n996.2\n561.7\n3,614.0\n \n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5,684.2\n \n3,614.0\n \nFeb\n2,079.6\n \n876.1\n611.6\n3,567.3\n \n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5,581.5\n \n3,567.3\n \nMar\n2,139.3\n \n940.4\n513.3\n3,593.0\n \n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5,726.6\n \n3,593.0\n \nApr\n2,098.7\n \n943.5\n629.8\n3,672.0\n \n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5,790.7\n \n3,672.0\n \nMay\n2,131.8\n \n1015.3\n615.3\n3,762.4\n \n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6,064.3\n \n3,762.4\n \nJun\n2,213.2\n \n1021.9\n593.5\n3,828.7\n \n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6,099.4\n \n3,828.7\n \nJul\n2,166.4\n \n889.7\n732.5\n3,788.6\n \n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5,998.5\n \n3,788.6\n \nAug\n2,266.7\n \n790.9\n723.1\n3,780.7\n \n490.7\n0.0\n83.4\n825.7\n535.2\n313.9\n6,029.6\n \n3,780.7\n \nSep\n2,276.7\n \n967.6\n648.7\n3,892.9\n \n504.0\n0.0\n72.0\n828.1\n599.2\n321.5\n6,217.7\n \n3,892.9\n \nOct\n2,259.9\n \n909.3\n667.8\n3,837.0\n \n494.3\n0.0\n122.2\n841.2\n599.3\n322.9\n6,217.0\n \n3,837.0\n \nNov\n2,475.9\n \n919.4\n580.1\n3,975.4\n \n347.6\n0.0\n126.0\n845.3\n603.6\n337.5\n6,235.5\n \n3,975.4\n \nDec\n2,512.2\n \n999.0\n543.0\n4,054.2\n \n320.4\n0.0\n140.4\n866.9\n582.0\n296.5\n6,260.4\n \n4,054.2\n \n2016\nJan\n2,562.6\n \n952.2\n558.7\n4,073.5\n \n313.2\n0.0\n135.6\n871.3\n582.8\n308.0\n6,284.4\n \n4,073.5\n \nFeb\n2,545.7\n \n959.3\n572.0\n4,077.1\n \n298.9\n0.0\n126.0\n878.1\n477.1\n301.0\n6,158.2\n \n4,077.1\n \nMar\n2,653.7\n \n893.4\n680.0\n4,227.1\n \n303.1\n0.0\n135.2\n886.6\n430.6\n288.2\n6,270.8\n \n4,227.1\n \nApr\n2,675.3\n \n1008.1\n591.9\n4,275.3\n \n285.7\n0.0\n154.4\n893.9\n413.7\n295.5\n6,318.6\n \n4,275.3\n \nMay\n2,764.6\n \n1100.0\n449.7\n4,314.3\n \n300.0\n0.0\n101.3\n908.9\n397.0\n291.2\n6,312.8\n \n4,314.3\n \nJune\n2,865.3\n \n907.1\n673.1\n4,445.5\n \n272.3\n0.0\n118.6\n915.7\n407.7\n279.5\n6,439.3\n \n4,445.5\n \nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\n Aug\n0.0\n0.1\n1.8\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n60.0\n0.0\n9.3\n28.1\n99.4\n Sep\n0.0\n0.1\n2.2\n0.0\n0.0\n0.2\n0.0\n0.0\n2.5\n0.0\n59.2\n0.0\n9.2\n28.0\n98.9\n Oct\n0.0\n0.1\n2.1\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n59.4\n0.0\n9.1\n27.8\n98.8\n Nov\n0.0\n0.1\n2.0\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n58.5\n0.0\n9.5\n20.6\n91.0\n Dec\n0.0\n0.1\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n1.9\n0.0\n59.8\n0.0\n9.4\n20.5\n91.6\n2016\n Jan\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n60.7\n0.0\n9.3\n20.3\n92.5\n Feb\n0.0\n0.1\n0.9\n1.1\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n61.6\n0.0\n9.2\n20.2\n93.2\n Mar\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n62.0\n0.0\n9.3\n20.1\n93.6\n Apr\n0.0\n0.2\n0.7\n1.1\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n62.3\n0.0\n9.4\n19.9\n93.8\n May\n0.0\n0.1\n0.9\n1.2\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n62.7\n0.0\n9.3\n19.8\n94.2\n June\n0.0\n0.1\n0.9\n1.2\n0.0\n0.4\n0.0\n0.0\n2.6\n0.0\n62.7\n0.0\n9.3\n19.8\n94.4\nSource:Reserve Bank of Zimbabwe, 2016\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\n Aug\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-14.9\n0.0\n51.3\n99.4\n62.9\n Sep\n62.2\n0.0\n0.0\n62.2\n0.0\n0.0\n0.0\n-15.3\n0.0\n52.0\n98.9\n62.2\n Oct\n61.9\n0.0\n0.0\n61.9\n0.0\n0.0\n0.0\n-16.4\n0.0\n53.2\n98.8\n61.9\n Nov\n58.8\n0.0\n0.0\n58.8\n0.0\n0.0\n0.0\n-20.2\n0.0\n52.5\n91.0\n58.8\n Dec\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-20.1\n0.0\n53.2\n91.6\n58.5\n2016\n Jan\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-18.8\n0.0\n52.9\n92.5\n58.5\n Feb\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.4\n0.0\n54.3\n93.2\n58.3\n Mar\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-20.1\n0.0\n55.3\n93.6\n58.3\n Apr\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.5\n0.0\n55.0\n93.8\n58.3\n May\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-20.2\n0.0\n56.0\n94.2\n58.4\n June\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-20.2\n0.0\n56.0\n94.2\n58.4\nSource:Reserve Bank of Zimbabwe, 2016\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \n \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1,222.6\n \nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1,260.2\n \nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1,255.5\n \nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1,282.0\n \nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1,298.0\n \nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n0.0\n324.8\n0.0\n464.9\n231.9\n139.4\n122.0\n1,283.0\n \nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n0.0\n320.2\n0.0\n461.5\n230.6\n133.9\n121.9\n1,268.2\n \nAug\n0.1\n53.0\n158.9\n0.0\n0.1\n76.2\n0.0\n288.4\n0.0\n482.9\n228.4\n136.0\n122.2\n1,257.9\n \nSep\n0.1\n55.4\n161.7\n0.0\n0.1\n76.0\n0.0\n293.3\n0.0\n480.4\n263.4\n125.8\n122.1\n1,285.0\n \nOct\n0.1\n45.2\n229.1\n0.0\n0.1\n76.0\n0.0\n350.5\n0.0\n494.0\n265.1\n126.0\n122.8\n1,358.4\n \nNov\n0.1\n43.6\n256.8\n0.0\n0.1\n76.1\n0.0\n376.7\n0.0\n292.0\n479.3\n131.8\n121.1\n1,400.9\n \nDec\n0.1\n27.3\n284.0\n0.0\n0.0\n76.6\n0.0\n387.9\n0.0\n317.4\n470.4\n114.7\n118.4\n1,408.8\n \n2016\nJan\n0.1\n17.4\n227.8\n10.0\n0.0\n76.6\n0.0\n331.9\n0.0\n326.9\n415.3\n145.6\n119.7\n1,339.4\n \nFeb\n0.2\n13.9\n253.5\n0.0\n0.0\n65.6\n0.0\n333.2\n0.0\n324.4\n420.2\n148.4\n119.6\n1,345.8\n \nMar\n0.2\n20.8\n266.6\n0.0\n0.0\n48.3\n0.0\n335.9\n0.0\n339.6\n399.4\n142.9\n119.4\n1,337.2\n \nApr\n0.2\n9.5\n213.7\n0.0\n0.0\n90.9\n0.0\n314.2\n0.0\n332.5\n402.2\n143.6\n119.2\n1,311.8\n \nMay\n0.1\n7.1\n220.3\n0.0\n0.0\n93.3\n0.0\n320.8\n0.0\n404.6\n341.0\n149.9\n122.9\n1,339.2\n \nJune\n0.2\n8.0\n278.0\n0.0\n0.0\n104.0\n0.0\n390.0\n0.0\n348.0\n389.4\n146.0\n119.3\n1,392.3\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1,222.6\n \n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1,260.2\n \n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1,255.5\n \n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1,282.0\n \n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1,298.0\n \n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1,283.0\n \n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1,268.2\n \n828.9\nAug\n438.4\n386.1\n824.5\n47.6\n73.2\n282.7\n29.9\n1,257.9\n \n824.5\nSep\n498.9\n334.3\n833.2\n43.5\n84.9\n288.4\n35.0\n1,285.0\n \n833.2\nOct\n465.3\n428.4\n893.7\n42.4\n99.0\n293.6\n29.7\n1,358.4\n \n893.7\nNov\n446.1\n474.4\n920.4\n42.4\n104.3\n297.7\n36.0\n1,400.9\n \n920.4\nDec\n480.5\n463.9\n944.4\n43.0\n99.4\n293.3\n28.8\n1,408.8\n \n944.4\n2016\nJan\n447.7\n443.1\n890.7\n43.3\n74.7\n298.3\n32.3\n1,339.4\n \n890.7\nFeb\n446.8\n441.8\n888.6\n42.3\n81.6\n301.9\n31.5\n1,345.8\n \n888.6\nMar\n433.3\n449.5\n882.8\n37.0\n81.7\n289.7\n46.0\n1,337.2\n \n882.8\nApr\n495.3\n380.6\n875.9\n36.9\n75.1\n290.1\n33.9\n1,311.8\n \n875.9\nMay\n455.3\n403.8\n859.2\n36.2\n77.7\n320.7\n45.5\n1,339.2\n \n859.2\nMay\n455.3\n403.8\n859.2\n36.2\n77.7\n320.7\n45.5\n1,339.2\n \n859.2\nJune\n463.4\n443.7\n907.0\n35.4\n84.6\n319.0\n46.3\n1,392.3\n \n907.0\nSource:Reserve Bank of Zimbabwe, 2016\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \n27 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$)\nVolume of Shares\nUS$ Millions\n2015\nJan\n164.9\n58.1\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.2\n55.4\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.2\n43.9\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.2\n42.9\n29,188,562.0\n563,833,853\n4,066.1\nMay\n153.0\n44.5\n23,280,422.2\n290,320,685\n3,978.1\nJun\n148.4\n44.3\n14,514,679.0\n80,441,278\n3,803.8\nJul\n145.4\n39.4\n20,419,108.0\n157,184,218\n3,812.7\nAug\n135.4\n35.3\n15,344,249.0\n76,187,436\n3,552.0\nSep\n131.9\n24.4\n18,202,232.0\n105,678,504\n3,444.5\nOct\n130.8\n23.6\n12,864,086.0\n63,758,585\n3,416.1\nNov\n117.6\n22.3\n8,947,586.0\n90,417,554\n3,141.7\nDec\n114.9\n23.7\n16,360,451.6\n183,792,940\n3,073.4\n2016\nJan\n103.0\n19.5\n10,399,904.0\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15,556,983.0\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16,428,571.0\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14,026,917.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13,868,486.0\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18,064,624.0\n88,525,472.0\n2,780.9\nSource:Zimbabwe Stock Exchange (ZSE),2016\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \n \n \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\nAug\n1,514.0\n93.1\n824.5\n2,431.5\nSep\n1,616.2\n101.3\n833.2\n2,550.7\nOct\n1,577.1\n97.5\n893.7\n2,568.3\nNov\n1,499.5\n100.0\n920.4\n2,520.0\nDec\n1,542.0\n94.4\n944.4\n2,580.8\n2016\nJan\n1,511.0\n99.6\n890.7\n2,501.3\nFeb\n1,531.3\n99.2\n888.6\n2,519.2\nMar\n1,573.4\n99.6\n882.8\n2,555.8\nApr\n1,599.9\n103.9\n875.9\n2,579.7\nMay\n1,549.8\n106.1\n859.2\n2,515.1\nJune\n1,580.2\n108.3\n859.2\n2,547.7\nSource:Reserve Bank of Zimbabwe, 2016\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \n \n \n \n \n \n \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\nAug\n1,925.3\n1,134.2\n791.0\n2.0\n18.9\n-16.9\nSep\n1,949.4\n1,167.9\n781.6\n2.5\n18.6\n-16.1\nOct\n1,964.9\n1,151.1\n813.8\n2.4\n18.6\n-16.2\nNov\n1,924.9\n1,192.6\n732.2\n2.4\n17.6\n-15.3\nDec\n2,087.6\n1,216.3\n871.3\n1.9\n17.6\n-15.6\n2016\nJan\n2,133.5\n1,222.1\n911.4\n2.2\n17.6\n-15.4\nFeb\n2,190.7\n1,223.1\n967.6\n2.3\n17.5\n-15.2\nMar\n2,295.4\n1,268.1\n1,027.2\n2.3\n17.5\n-15.2\nApr\n2,385.4\n1,282.6\n1,102.8\n2.2\n17.5\n-15.3\nMay\n2,443.6\n1,294.3\n1,149.3\n2.4\n17.5\n-15.1\nJune\n2,553.0\n1,333.6\n1,219.4\n2.6\n17.5\n-14.9\nSource:Reserve Bank of Zimbabwe, 2016\n1/With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed from 20% to 25% of liabilities to the public. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2015\nJan\n 3,659.0 \n11.8\n154.4\n311.9\n352.2\n113.5\nFeb\n 3,221.1 \n13.7\n141.8\n275.8\n334.6\n104.6\nMar\n 3,802.0 \n11.1\n132.0\n298.3\n364.7\n111.7\nApr\n 3,919.5 \n10.8\n134.0\n299.7\n341.2\n112.4\nMay\n 3,467.1 \n13.1\n128.8\n316.7\n390.0\n124.5\nJun\n 3,014.7 \n15.4\n123.5\n333.7\n438.7\n136.6\nJul\n 4,010.3 \n12.6\n154.6\n332.4\n391.0\n128.6\nAug\n 3,299.1 \n11.4\n193.4\n313.2\n391.2\n133.6\nSep\n3,762.7\n \n12.9\n131.9\n318.8\n396.3\n396.3\nOct\n 3,964.5 \n11.8\n149.4\n334.9\n434.7\n151.0\nNov\n 3,551.4 \n12.0\n130.2\n347.7\n417.0\n154.4\nDec\n 4,167.9 \n11.0\n146.6\n411.3\n477.5\n213.3\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJune\n 3,870.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n31 \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2015\nJan\n170.8\n29.55\n 1,174.1 1,124.5 16,903.3 \n37.6\nFeb\n172.3\n32.23\n 1,140.9 1,027.9 16,160.4 \n39.9\nMar\n191.6\n30.33\n 1,183.6 1,110.2 18,211.9 \n44.5\nApr\n180.3\n26.98\n 1,151.3 1,107.5 17,269.7 \n43.6\nMay\n179.8\n27.38\n 1,052.5 1,123.8 18,684.6 \n43.2\nJun\n196.4\n31.85\n 1,121.2 1,038.2 17,478.2 \n47.2\nJul\n199.1\n34.00\n 1,288.2 1,167.4 18,670.4 \n49.4\nAug\n153.1\n28.05\n 1,373.5 1,122.2 19,750.6 \n46.5\nSep\n164.3\n31.15\n 1,196.9 1,103.9 19,133.2 \n50.4\nOct\n156.4\n30.78\n 1,295.0 1,152.8 22,166.4 \n54.0\nNov\n143.4\n32.19\n 1,206.2 1,151.3 21,390.2 \n51.3\nDec\n155.0\n27.25\n 1,359.9 1,183.6 22,904.3 \n52.6\nAnnual Total 2,062.6 \n361.73\n 14,543.3 13,413.3 228,723.3 \n560.2\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJune\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL \nVolumes of Transactions (in thousands)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/June2016.pdf"}
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+{"doc_id": "4e3f3bc68dbda1e4d0e5e5fc15560116", "text": "i \n \n \n \nJUNE 2023 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nZIMBABWE STOCK EXCHANGE (ZSE) ............................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 11 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 11 \nMobile and Internet Based Transactions .............................................................................. 12 \nINFLATION OUTTURN ........................................................................................................... 12 \nMonthly Inflation .................................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \nOVERVIEW \n \nThe annual headline inflation rate increased \nfrom 86.5% in May 2023 to 175.8% in June \n2023. Month-on-month inflation also increased \nfrom 15.7% to 74.5% during the same month. \nThe rise in inflation reflected the movement in \nthe exchange rate. \n \nOn a monthly basis, growth in broad money \nsupply slowed down to 97.2% in June 2023, \ncompared to a growth of 101.2% in May 2023. \nThe growth in money supply reflected \nincreases \nof \nZW$6,361.06 \nbillion \nand \nZW$189.71 \nbillion \nin \nforeign \ncurrency \naccounts (FCAs) and local currency deposits, \nrespectively. \n \nThe international prices for gold, palladium, \nplatinum, nickel, and Brent crude oil declined \nin June 2023, while the price of copper \nincreased during the same month. The decline \nin most commodity prices was largely \nattributable to a stronger dollar and weaker-\nthan-expected economic growth in China. \n \nThe \ncountry’s \ntotal \nmerchandise \ntrade \namounted to US$1,337.7 million in June 2023, \na 9.1% decline from US$1,504.5 million in the \nprevious month. The slowdown was driven by \nthe sharp decline in the country’s imports \nduring the month under analysis. \n \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \nmaintained a bullish trend, with all the major \nindices registering significant gains. The All \nShare, Top 10, Mining and Medium Cap \nindices gained to close the month at 171 408.90 \npoints, 93 034.57 points, 76 960.49 points and \n436 363.92 points, respectively. \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n145.2% to close at ZWL$26.41 trillion, during \nthe month of June 2023. NPS transactions \nvolumes however, decreased by 11.1% to close \nthe month at 58.55 million in June 2023. \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nThe monthly \naverage prices \nfor gold, \npalladium, platinum, nickel, and Brent crude \noil declined, while those for copper increased. \nThe declines in the prices were largely \nattributed to a stronger U.S. dollar and weaker-\nthan-expected economic growth in China. \n \nPrecious Metals \n \n Gold \nThe price of gold retreated by 2.70%, from \nUS$1,991.36 per ounce in the previous month \nto US$1,937.51 per ounce in June 2023. The \nprices were dampened by a stronger U.S. dollar \nand hawkish remarks by the Chairman of the \nUS Federal Reserve, which reinforced the case \nfor \nfurther \ninterest \nrates \nhikes. \nThese \ndevelopments outweighed the safe-haven \ndemand prospects for the precious metal. \n \n Platinum \nPlatinum prices fell significantly by 8.16%, \nfrom a monthly average of US$1,059.18 per \nounce to US$972.80 per ounce, during the \n \n \n \n4 \n \nmonth ending 30th June 2023. The decline was \nunderpinned by the weaker-than-expected \neconomic growth in China as a major consumer \nfor the metal, which affected the demand for the \nprecious metal. The strengthening of the US \ndollar also worsened the price decline. \n \nPalladium \nThe prices of palladium declined by 10.06%, \nfrom a monthly average of US$1,479.77 per \nounce recorded in the prior month to \nUS$1,330.98 per ounce. Prices remained \nbearish owing to a stronger U.S dollar as well \nas weak global industrial demand, particularly \nin the auto manufacturing sector. Figure 1 \nshows the precious metal price developments \nfor the period from June 2020 to June 2023. \n \nFigure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2023 \n \nBase Metals \n \n \nCopper \nCopper \nprices \nrose \nby \n1.61%, \nfrom \nUS$8,260.09 per tonne in May 2023 to \nUS$8,393.20 per tonne, during the month \nunder review. Prices increased following a \nsurge in manufacturing activity in China, which \nraised expectations of a boost in demand. \nAdditionally, \nprices \nwere \nsupported \nby \ndwindling global inventories. \nNickel \nNickel prices declined by 3.04%, from a \nmonthly average of US$22,122.27 per tonne \nrecorded in May 2023 to US$21,449.27 per \ntonne, during the month under review. Prices \nretreated following reports of weak industrial \nactivity in China. However, the losses were \nreduced by tight global inventories. \n \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2023 \n \n \n \n \nBrent Crude Oil \n \nOil prices remained on a negative trajectory, \nretreating by 1.04%, from a monthly average of \nUS$75.69 per barrel in May 2023 to US$74.90 \nper barrel, during the month under analysis. \nPrices declined on concerns that the subdued \n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\nJun-20\nOct-20\nFeb-21\nJun-21\nOct-21\nFeb-22\nJun-22\nOct-22\nFeb-23\nJun-23\nGold\nPalladium\nPlatinum (RHS)\n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nJun-20\nAug-20\nOct-20\nDec-20\nFeb-21\nApr-21\nJun-21\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nCopper\nNickel (RHS)\n \n \n \n5 \n \nglobal economic performance could constrain \nthe demand for fuel. \n \nFigure 3 shows developments in crude oil \nprices for the period June 2020 to June 2023. \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2023 \n \nMERCHANDISE TRADE DEVELOPMENTS \n \nThe \ncountry’s \ntotal \nmerchandise \ntrade \namounted to US$1,337.7 million, a 9.1% \ndecline from US$1,504.5 million in the \nprevious month. The slowdown was driven by \nthe sharp decline in the country’s imports \nduring the month under analysis. However, on \na year-on-year basis, total merchandise trade \nrose by 5.9% from US$1,291.9 million \nrecorded in the comparable month in 2022. \n \nMerchandise Exports \n \nDuring the month under review, the country’s \nmerchandise exports declined by 2.0% to \nUS$641.3 million, from US$654.2 million \nrealized in the prior month. In comparison to \nthe corresponding month in 2022, merchandise \nexports were 18.5% higher. \n \nFigure 4 shows developments in the country’s \nmerchandise exports for the period from \nJanuary 2022 to June 2023. \n \nFigure 4: Merchandise Trade (US$ m) \nSource: ZIMSTAT, 2023 \n \nExport earnings in June 2023 were mainly \ndriven by gold (US$193.9 million), Platinum \nGroup Metals (US$171.9 million); tobacco \n(US$64.0 million); and industrial diamonds \n(US$30.1 million). Notably, gold continued to \ndominate the country's export earnings, \naccounting for 30.2% of total exports. \n \nGold deliveries from large-scale producers to \nFidelity Gold Refinery (FGR) increased by \napproximately 23.34% during the reporting \nmonth, compared to the same month in the \nprevious year. PGMs also remained a \nsignificant foreign exchange earner, accounting \nfor 26.8% of total exports in June 2023. Other \nnotable exports included tobacco, diamonds, \nand ferrochrome. \n0\n20\n40\n60\n80\n100\n120\n140\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nUS$/barrel\n543.9\n438.0\n557.6\n587.3\n513.1\n541.0\n427.8\n435.9\n515.3\n555.5\n654.2\n641.3\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\nJan\nFeb\nMar\nApr\nMay\nJun\nMerchandise Exports (US$m)\n2022\n2023\n \n \n \n6 \n \n \nTable 1 shows development in the country’s \nexports for the months of May and June 2023. \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n*PGMs Include Nickel mattes, nickel ores & concentrates and \nplatinum \n \nDuring the month of June 2023, the country’s \nexports were mainly destined for South Africa \n(34.9%) followed by U.A.E (30.7%), China \n(8.2%), Mozambique (6.0%) and Hong Kong \n(5.1%). Figure 5 shows the country’s major \nexport markets during the month ending 30th \nJune 2023. \n \n \n \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Imports \n \nThe value of the country’s merchandise imports \ndecreased significantly by 14.6%, from \nUS$850.3 million in May 2023 to US$726.4 \nmillion in June 2023. This was largely \nunderpinned by declines in imports of diesel \nand petrol. The country’s imports in the \nreporting month were 3.3% lower compared to \nthose recorded in the corresponding month in \n2022, as shown in Figure 6. \n \n \n \n \n \n \n \n \n \n \n34.9\n30.7\n8.2\n6.0\n5.1\n2.1\n1.7\n0.9\n0.8\n0.7\n0.0\n10.0\n20.0\n30.0\n40.0\nSouth Africa\nUnited Arab Emirates\nChina\nMozambique\nHong Kong\nBelgium\nZambia\nCanada\nItaly\nSudan\n \nMay-23 \n(US m) \nJune-23 \n(US$m) \nMay-\nJune \nChanges \n(%) \nShare of \nExports \n(%) \nJune-23 \nTotal \n654.2 \n641.3 \n-2.0 \n100.0 \nOf Which \n \n \n \n \nGold \n157.1 \n193.9 \n23.4 \n30.2 \nPGMs \n186.2 \n171.9 \n-7.7 \n26.8 \nTobacco (Inc. \ncigarettes) \n91.5 \n64.0 \n-30.1 \n10.0 \nIndustrial \ndiamonds \n66.4 \n30.1 \n-54.6 \n4.7 \nFerro-\nchromium \n41.8 \n27.6 \n-34.0 \n4.3 \nCoal \n20.4 \n25.7 \n25.9 \n4.0 \nCane sugar \n9.6 \n4.6 \n-51.8 \n0.7 \nGranite \n2.9 \n4.3 \n52.3 \n0.7 \nChromium \nores & \nconcentrates \n13.3 \n4.2 \n-68.7 \n0.6 \nOranges \n0.3 \n2.1 \n604.1 \n0.3 \n \n \n \n7 \n \nFigure 6: Merchandise Imports classified by \nHS Codes (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nDuring the month under review, the country’s \nimports were dominated by diesel (9.5%), \npetrol (4.8%) and crude soya bean oil (2.7%). \nTable 2 shows imports of major commodities \nfor the months of May and June 2023. \n \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \n \nMay-23 \n(US$m) \nJune-\n23 \n(US$m) \nMay-\nJune \nChanges \n(%) \nShare \nof Total \nImports \n(%) \nJune-23 \nTotal \n850.3 \n726.4 \n-14.6 \n100.0 \nOf Which \n \n \n \n \nDiesel \n114.5 \n68.8 \n-39.9 \n9.5 \nUnleaded \npetrol \n48.7 \n35.1 \n-28.0 \n4.8 \nCrude soya \nbean oil \n20.0 \n19.8 \n-1.1 \n2.7 \nChemicals \n5.5 \n18.5 \n237.3 \n2.5 \nMachinery \n(sorting & \nscreening) \n19.6 \n9.3 \n-52.8 \n1.3 \nElectricity \n9.1 \n9.1 \n0.0 \n1.3 \nRice \n14.0 \n8.5 \n-39.0 \n1.2 \nCane sugar \n4.0 \n8.0 \n101.9 \n1.1 \nWheat \n12.8 \n7.1 \n-44.6 \n1.0 \nJet Al fuel \n7.3 \n7.0 \n-3.5 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2023 \nThe country’s imports for the month of June 2023 \nwere mainly sourced from South Africa (37.6%), \nChina (16.8%), Bahamas (7.9%), Mauritius (3.6%), \nand other markets. Figure 7 shows the country’s \ntop import sources in June 2023. \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Trade Balance \nThe country’s trade balance significantly \nimproved, from a deficit of US$196.0 million \nin May 2023 to a deficit of US$85.1 million in \nJune 2023, on account of a sharp decline in the \ncountry’s imports. Relative to the comparable \nmonth in 2022, the country’s trade deficit \nnarrowed from a deficit of US$210.0 million to \nthe current deficit of US$85.1 million. \n \n \n \n \n \n \n \n \n629.5\n624.7\n710.4\n636.2\n714.0\n751.0\n633.8\n623.1\n746.4\n708.5\n850.3\n726.4\n0\n200\n400\n600\n800\n1000\nJan\nFeb\nMar\nApr\nMay\nJun\n2022\n2023\n37.6\n16.8\n7.9\n3.6\n3.3\n3.3\n2.4\n2.4\n2.2\n2.2\nSouth Africa\nChina\nBahamas\nMauritius\nMozambique\nUnited Kingdom\nUnited Arab Emirates\nIndia\nZambia\nSingapore\n \n \n \n8 \n \nFigure 8 shows merchandise trade balance from \nFebruary 2023 to June 2023. \n \nFig 8: Merchandise Trade Balance (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock amounted to \nZW$14,275.48 billion in June 2023, compared \nto ZW$7,238.97 billion recorded in May 2023. \n \nThe money stock was comprised of foreign \ncurrency deposits, 87.5%; local currency \ndeposits, 12.5% and currency in circulation, \n0.06%. Figure 9 shows the money supply \ncomposition. \n \nFigure 9: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2023 \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \n \nOn a month-on-month basis, broad money \nsupply increased by 97.20% in June 2023, \ncompared to 101.16% recorded in May 2023. \nThe growth largely reflected an increase of \nZW$6,361.06 billion in foreign currency \naccounts (FCAs) deposits, merely on account \nof exchange rate which depreciated by 122.7% \nover the month, from ZW$2 577/USD in May \nto ZW$5 740/USD as at end-June 2023. Thus, \nexchange rate related valuation changes \ncontributed 95.05 percentage points of the \nmonth-on-month increase in money supply. \n \nThe local currency deposits component also \nrose by ZW$189.7 billion, reflecting the money \nmultiplier effects in the economy, as well as the \ncumulative impact of credit creation by banks. \n \nDuring the month under review, the increase in \ndomestic claims slowed down to 63.27%, \ncompared to 111.18% recorded in May 2023. \nCredit \nto \nthe \nprivate \nsector \nrose \nby \nZW$5,040.72 billion in June 2023, largely \nreflecting the impact of inflation and interest \ncapitalization by banks. In real terms there was \nno growth in credit. Over the same period, net \nclaims on Government by the banking sector \ndeclined by ZW$1,774.92 billion, reflecting the \nimpact of fiscal consolidation measures. \n \nOn an annual basis, broad money registered an \nincrease of 1,174.94%, compared to 645.10% \nin May 2023. This was due to the effect of \nexchange rate depreciation on the foreign \ncurrency component of deposits. The exchange \nrate \ndepreciated \nby \n1,447.3%, \nfrom \nZW$371/USD in May 2022 to ZW$5 740/USD \n435.9\n515.3\n555.5\n654.2\n641.3\n623.1\n746.4\n708.5\n850.3\n726.4\n-187.3\n-231.1\n-153.0\n-196.0\n-85.1\n-500.0\n0.0\n500.0\n1000.0\nFeb-23\nApr-23\nJun-23\nExports\nImports\nTrade Balance\nNCDs, \n0.03%\nLocal \nCurrency \nTime , …\nFX Time …\nLocal Currency \nTransferable , \n10.93%\nFX \nTransferabl\ne Deposits, \n81.51%\nCurrency in \nCirculation, \n0.06%\n \n \n \n9 \n \nby end-June 2023, thus accounting for the \nentire nominal growth in broad money. The \nlocal currency component of money supply \nalso increased by 328.63%. \nAnnual increase in broad money largely \nreflected nominal changes in credit to the \nprivate \nsector \nand \npublic \nnon-financial \ncorporations, \nby \nZW$8,720.18 \nbillion \n(1,483.72%); \nand \nZW$1,361.63 \nbillion \n(2,094.39%), respectively, largely reflecting \ninterest capitalization on outstanding loans. \n \nOutstanding credit to the private sector was \nmainly \nchannelled \nto \nhouseholds \nand \nagriculture, which received 20.64% and \n16.29% of the total credit, respectively. The \nmanufacturing and distribution sectors received \n15.40% and 13.16% of the credit, respectively. \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 10. \n \nFigure 10: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2023 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 38.29%; inventory \nbuild-up, \n28.14%; \nand \nfixed \ncapital \ninvestments, 14.19%. \n \nSTOCK MARKET DEVELOPMENTS \nZIMBABWE STOCK EXCHANGE (ZSE) \n \nDuring the month of June 2023, the Zimbabwe \nStock Exchange (ZSE) maintained an upward \ntrajectory for the sixth consecutive month. \n \nAs a result, all the major indices recorded \nsignificant gains. The All Share, Top 10 and \nMedium Cap indices gained 58.43%, 41.19%, \nand 117.15% to close at 171 408.90 points, 93 \n034.57 points, and 436 363.92 points, \nrespectively. \n \nThe mining index also went up by 45.85% to \nclose at 76 960.49 points, compared to 52 \n765.85 points registered in the previous month. \nOn a year-on-year basis, the All Share, Top 10 \nand Medium Cap indices, gained 766.05%, \n658.00% and 1001.17%, respectively, while \nthe mining index put on 284.39%, from 20 \n021.24 points recorded in the comparable \nperiod last year. \n \nHouseholds\n20.64%\nAgriculture\n16.29%\nMining\n13.07%\nManufacturing\n15.40%\nDistribution\n13.16%\nConstruction\n2.05%\nTransport & \nCommunicati\nons\n2.87%\nServices\n9.51%\nFinancial Org. \n& Investments\n7.00%\nOther\n0.01%\n \n \n \n10 \n \nFigure 11: ZSE All Share, Top 10 and \nMining Indices \nSource: Zimbabwe Stock Exchange, 2023 \n \nDuring the month under review, trading \nactivity was concentrated in some selected \nwealth preserving counters. Consequently, \ncumulative value of shares increased by \n144.58% to ZW$85.28 billion, despite a 6.83% \ndecline in volume of shares traded amounting \nto 192.47 million shares. \n \nThe increase in turnover value was largely on \nthe back of block trades in which 31.45 million \nAriston Holdings Limited shares, 4.26 million \nDelta Corporation Limited shares and 21.35 \nmillion Mashonaland Holdings Limited shares \nexchanged hands at ZW$15.02, ZW$4 077, and \nZW$110.00 per share, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded increased to 2.77%, from \n2.28% in May 2023. \n \nNet foreign position improved from a negative \nZW$3.19 billion, to positive ZW$1.07 billion. \n \nFigure 12: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2023 \nThe heightened speculative tendencies that \nwere exhibited on the local bourse in June 2023 \nresulted in a 56.48%, or ZW$5 048 billion \nincrease in market capitalization, to close at \nZW$13 987.48 billion. On a year-on-year \nbasis, ZSE capitalization rose by 473.45%, \nfrom ZW$2 439.17 billion recorded in June \n2022. \n \nVICTORIA FALLS STOCK EXCHANGE \n(VFEX) \n \nThe Victoria Falls Stock Exchange (VFEX) \nwas characterized by bearish sentiments during \nthe month under analysis. As a result, the \nVFEX All Share index lost 7.81% to close at \n76.17 points, from 82.62 points recorded in the \nprevious month. \n \n15,000\n21,000\n27,000\n33,000\n39,000\n45,000\n51,000\n57,000\n63,000\n69,000\n75,000\n81,000\n87,000\n5000\n25000\n45000\n65000\n85000\n105000\n125000\n145000\n165000\n185000\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\nAll Share Index\nTop 10 Index\nMining Index\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\n90,000\n0\n100\n200\n300\n400\n500\n600\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n11 \n \nOn an annual basis, the VFEX All Share Index \ndeclined by 33.99%, from 115.39 points \nrecorded in the comparable period last year. \n \nFigure 13: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2023 \n \nVFEX Market Capitalization \nDuring the month of June 2023, market \ncapitalization declined by 7.04% to US$1.29 \nbillion, compared to US$1.38 billion recorded \nin May 2023. \n \n \n \n \n \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ b) \n \n \nSource: Victoria Falls Stock Exchange (VFEX), 2023 \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n145% to close at ZW$26.41 trillion, during the \nmonth of June 2023. NPS transactions volumes \ndecreased by 11% to close at 58.55 million \nduring the same month. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system increased by 172% to ZW$17.06 \ntrillion in June 2023. The volume of RTGS \ntransactions registered a decrease of 6%, from \n1.12 million in May 2023 to 1.05 million in \nJune 2023. \n60\n70\n80\n90\n100\n110\n120\n130\n140\n150\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n0.00\n0.20\n0.40\n0.60\n0.80\n1.00\n1.20\n1.40\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nBillions\n \n \n \n12 \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions stood at \nZW$7.85 trillion in June 2023, up from \nZW$3.78 trillion recorded in the preceding \nmonth, signifying a shift towards a more digital \neconomy. \nINFLATION OUTTURN \nAnnual Inflation \nHeadline inflation rose to 175.8% in June 2023 \nfrom 86.5% in May 2023, indicating a general \nincrease in prices during this period. \nFollowing the liberalisation of the foreign \nexchange market, prices of goods and services \nincreased in line with the movement in the \nexchange rate. Going forward the convergence \nof the parallel and interbank market exchange \nrates is expected to foster exchange rate and \nprice stability in the near term. \nAnnual food inflation surged to 255.6% in June \n2023, from 117.0% in May 2023. Year-on-\nyear, annual non-food inflation also rose to \n119.3% in June 2023, contributing 69.9 \npercentage points to the June 2023 inflation rate \nof 175.8%. \n \nMonthly Inflation \n \nThe month-on-month inflation rate increased to \n74.5% in June 2023 from 15.7%, in May 2023, \nlargely driven by food inflation. \n \nFood inflation rose from 25.88% in May 2023 \nto 104.16% in June 2023. This reflects a \nmarked increase in the prices of basic \ncommodities such as cooking oil, sugar and \ncereals. \n \nMonthly non-food inflation also rose from \n8.41% to 49.52% over the same period. \n \nFigure 16: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2023 \n \nJULY 2023 \nRESERVE BANK OF ZIMBABWE \n \n -\n 2,000.0\n 4,000.0\n 6,000.0\n 8,000.0\n 10,000.0\n 12,000.0\n 14,000.0\n 16,000.0\n 18,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n-5.00\n15.00\n35.00\n55.00\n75.00\n95.00\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nFood and non alcoholic beverages\nNon food\nAll Items\n \n13 \n \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n \n External Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n14 \n \n \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n31 \n \n National Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n32 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n33 \n \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n34 \n \n \n \n \n \n \n \n \n \n 15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nNet Foreign Assets\n-1,440,376,428.47\n-1,799,900,028.55 -1,795,279,800.26\n-1,954,300,330.22\n-2,033,984,124.20\n-2,085,714,926.41\n-2,301,765,618.46\n-2,768,770,567.35\n-2,973,301,439.14\n-3,029,571,037.94\n-3,592,508,488.23\n-8,614,351,669.20 -17,037,826,284.18\nCentral Bank(net)\n-1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,780,839,763.05\n-3,343,568,149.26\n-3,725,651,869.12\n-3,773,983,623.21\n-4,391,029,727.11\n-10,520,227,418.97 -20,905,102,725.43\nForeign Assets\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\nForeign Liabilities\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\nOther Depository Corporations(net)\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\nForeign Assets\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\nForeign Liabilities\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\nNet Domestic Assets (NDA)\n2,560,072,662.03\n3,007,213,667.92\n3,404,193,526.10\n3,871,453,855.67\n3,914,796,933.13\n4,157,026,534.98\n4,639,992,601.29\n5,466,131,034.04\n5,901,544,727.24\n6,224,896,705.38\n7,191,111,363.85\n15,853,317,101.49\n31,313,301,345.50\nDomestic Claims\n767,813,894.49\n911,956,758.63\n1,183,994,022.32\n1,371,017,098.26\n1,420,546,462.01\n1,634,150,767.46\n1,887,872,636.21\n2,178,096,571.94\n2,412,375,453.77\n2,817,271,797.47\n3,128,143,876.12\n6,606,083,920.89\n10,786,056,145.65\nClaims on Central Government(net)\n104,672,040.45\n130,502,205.15\n236,159,688.17\n270,091,555.64\n263,657,275.07\n350,064,095.72\n474,594,482.66\n468,584,636.74\n482,484,485.80\n627,021,736.70\n809,483,964.69\n1,453,508,596.11\n-321,410,956.46\nClaims on Central Government\n180,922,921.25\n192,199,618.57\n350,494,976.12\n408,193,113.30\n426,472,842.49\n532,069,052.32\n633,310,020.08\n781,764,304.23\n961,476,154.82\n1,030,581,569.13\n1,109,723,491.62\n1,853,707,138.97\n3,237,920,191.20\nCentral Bank\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\nODCs\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\nLess Liabilities to Central Government\n76,250,880.80\n61,697,413.42\n114,335,287.95\n138,101,557.65\n162,815,567.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\n478,991,669.02\n403,559,832.42\n300,239,526.93\n400,198,542.86\n3,559,331,147.66\nCentral Bank\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\nODCs\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\nClaims on Other Sectors\n663,141,854.04\n781,454,553.48\n947,834,334.15\n1,100,925,542.62\n1,156,889,186.94\n1,284,086,671.74\n1,413,278,153.55\n1,709,511,935.20\n1,929,890,967.97\n2,190,250,060.77\n2,318,659,911.43\n5,152,575,324.78\n11,107,467,102.11\nOther Financial Corporations\n10,177,451.55\n14,828,545.88\n17,449,153.84\n18,825,212.19\n143,782,090.97\n143,554,205.91\n162,860,664.99\n176,029,053.38\n189,742,321.73\n202,939,856.36\n127,476,071.53\n204,879,115.02\n372,829,596.47\nState and Local Government\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\nPublic Non Financial Corporations\n65,013,584.08\n85,546,713.45\n123,920,817.60\n133,928,821.97\n145,038,366.23\n150,370,660.24\n161,725,797.02\n198,192,725.01\n221,082,772.48\n244,918,005.85\n282,369,808.93\n680,427,260.99\n1,426,648,513.58\nPrivate Sector\n587,724,531.15\n680,729,618.39\n806,177,221.63\n947,865,180.05\n867,726,767.22\n989,858,253.51\n1,088,409,078.41\n1,335,038,917.19\n1,518,868,431.51\n1,742,242,420.81\n1,908,714,754.59\n4,267,188,606.15\n9,307,905,990.36\nCentral Bank\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\nODCs\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\nOther Items(Net)\n-1,792,258,767.54\n-2,095,256,909.29\n-2,220,199,503.78\n-2,500,436,757.40\n-2,494,250,471.13\n-2,522,875,767.52\n-2,752,119,965.08\n-3,288,034,462.10\n-3,489,169,273.48\n-3,407,624,907.90\n-4,062,967,487.72\n-9,247,233,180.60 -20,527,245,199.85\nShares and Other Equity\n-1,750,654,766.50\n-2,109,505,152.97\n-2,196,010,760.22\n-2,353,032,948.01\n-2,415,295,348.56\n-2,460,253,452.61\n-2,434,507,949.48\n-2,961,726,923.10\n-3,217,266,965.75\n-3,126,405,163.73\n-3,579,533,655.47\n-9,203,936,084.43 -19,402,711,215.33\nLiabilities to Other Financial Corporations\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\nRestricted Deposits\n17,330,528.77\n31,949,181.65\n37,970,261.21\n33,027,186.30\n47,084,275.28\n59,785,332.00\n42,455,011.89\n52,836,636.96\n95,262,450.25\n116,383,765.15\n168,057,733.95\n452,445,666.52\n929,649,277.24\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-59,279,741.20\n-19,040,030.90\n-62,714,231.31\n-181,018,174.35\n-126,801,860.37\n-122,747,262.48\n-360,819,506.73\n-379,819,710.07\n-370,273,739.26\n-401,318,137.73\n-657,910,369.64\n-526,326,106.66\n-2,118,505,135.97\nBroad Money-M3\n1,119,696,233.56\n1,207,313,639.37\n1,608,913,725.83\n1,917,153,525.45\n1,880,812,808.93\n2,071,311,608.56\n2,338,226,982.83\n2,697,360,466.69\n2,928,243,288.10\n3,195,325,667.44\n3,598,602,875.61\n7,238,965,432.29\n14,275,475,061.32\nSecurities Other than Shares Included in Broad \nMoney\n7,157,937.12\n8,137,874.02\n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\n1,843,391.22\n4,659,433.86\n4,243,581.90\nBroad Money-M2\n1,112,538,296.45\n1,199,175,765.34\n1,596,128,151.09\n1,903,106,030.11\n1,865,253,945.05\n2,057,873,086.69\n2,324,078,018.07\n2,682,303,994.66\n2,912,531,632.80\n3,179,243,047.93\n3,596,759,484.40\n7,234,305,998.43\n14,271,231,479.42\nOther Deposits\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\nof which Foreign Currency Accounts\n43,186,748.16\n51,808,901.22\n79,027,794.71\n77,583,912.71\n97,520,415.67\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\nNarrow Money-M1\n1,031,647,432.84\n1,104,973,664.87\n1,461,955,622.01\n1,746,038,037.35\n1,698,802,699.18\n1,868,674,949.05\n2,090,666,237.62\n2,407,265,283.35\n2,618,757,381.64\n2,846,507,551.90\n3,327,871,127.16\n6,679,000,239.69\n13,204,658,167.27\nTransferable Deposits\n1,028,183,547.50\n1,100,888,777.34\n1,457,941,576.91\n1,742,120,578.98\n1,694,712,870.55\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n2,612,610,043.68\n2,840,026,628.31\n3,320,722,893.78\n6,671,063,283.95\n13,196,303,401.12\n Of which Foreign Currency Accounts\n657,889,184.94\n688,836,308.19\n991,098,612.31\n1,196,206,879.78\n1,131,298,129.20\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\n1,754,513,308.92\n1,869,072,784.19\n2,148,792,572.06\n5,274,426,984.71\n11,635,488,089.25\nCurrency Outside Depository Corporations\n3,463,885.34\n4,084,887.53\n4,014,045.11\n3,917,458.37\n4,089,828.63\n4,108,746.53\n4,210,142.14\n4,740,785.16\n6,147,337.96\n6,480,923.60\n7,148,233.38\n7,936,955.74\n8,354,766.15\nMemorandum Items\nReserve Money\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\nFCAs as a Percentage of Deposits in M3\n58.9%\n57.2%\n61.8%\n62.5%\n60.3%\n58.6%\n56.9%\n60.4%\n60.0%\n58.6%\n59.8%\n72.9%\n87.5%\nEnd Period Exchange Rate\n370.96\n443.88\n546.83\n621.89\n632.77\n654.93\n684.33\n796.52\n889.13\n929.86\n1,047.44\n2,577.06\n5,739.80\nSource: Reserve Bank of Zimbabwe, 2023\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nNet Foreign Assets\n-1,802,992,102.87 -2,132,218,475.50\n-2,281,673,543.14 -2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,780,839,763.05\n-3,343,568,149.26\n-3,725,651,869.12\n-3,773,983,623.21\n-4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43\nClaims on Non Residents\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\nOfficial Reserves Assets\n280,735,044.65\n350,631,779.92\n329,592,679.60\n270,927,656.44\n265,887,215.65\n301,307,551.70\n408,577,461.48\n261,809,981.40\n249,068,733.08\n171,692,411.97\n146,106,760.95\n332,915,935.99\n2,747,791,086.61\nOther Foreign Assets\n97,533,424.84\n110,274,772.35\n134,831,527.99\n152,414,486.62\n154,726,420.61\n160,288,576.12\n244,934,071.75\n325,157,903.30\n366,364,910.31\n393,280,706.32\n341,006,760.85\n937,082,270.13\n2,252,779,306.49\nLess Liabilities to Non Residents\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\nShort Term Liabilities\n951,983,480.17\n1,127,013,639.61\n1,336,300,564.04\n1,387,742,749.22\n1,398,159,992.55\n1,431,029,164.32\n1,701,709,036.15\n1,909,558,866.94\n2,114,914,934.40\n2,213,818,403.03\n2,487,318,302.19\n6,071,100,761.93\n13,223,388,517.77\nOther Foreign Liabilities*\n1,229,277,092.19\n1,466,111,388.17\n1,409,797,186.69\n1,576,134,607.76\n1,616,907,488.02\n1,624,322,875.66\n1,732,642,260.13\n2,020,977,167.02\n2,226,170,578.11\n2,125,138,338.48\n2,390,824,946.71\n5,719,124,863.17\n12,682,284,600.75\n of which blocked funds\n716,116,832.50\n852,249,186.55\n678,512,698.97\n762,984,490.22\n783,864,733.61\n742,874,154.66\n800,314,020.03\n918,840,100.80\n1,016,910,134.72\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\n4,846,720,895.68\nNet Domestic Assets (NDA)\n1,836,540,085.80\n2,167,740,219.40\n2,319,139,878.80\n2,627,633,649.47\n2,686,722,006.25\n2,692,616,574.53\n2,884,883,957.73\n3,466,565,811.34\n3,929,688,003.03\n4,006,880,277.83\n4,667,525,806.22\n11,040,839,328.64\n21,970,001,166.44\nDomestic Claims\n86,265,289.61\n121,100,451.59\n232,699,771.22\n241,166,538.97\n235,988,125.06\n281,625,189.08\n327,159,834.74\n344,411,001.58\n335,732,732.21\n472,690,115.90\n659,259,617.17\n1,372,281,553.64\n119,647,192.81\nNet Claims on Central Government\n27,947,066.17\n48,255,875.52\n143,751,566.58\n135,218,762.79\n118,456,743.03\n157,861,567.95\n193,502,848.44\n190,370,159.19\n160,578,844.90\n272,152,063.05\n427,038,554.01\n846,395,323.03\n-880,708,099.75\nClaims on Central Government\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\nOf which: Securities Other than Shares\n5,618,143.81\n11,099,253.33\n16,894,372.03\n24,148,817.33\n32,085,268.08\n58,861,123.74\n93,911,678.51\n115,798,163.17\n141,163,866.74\n163,408,985.73\n197,483,744.44\n491,408,539.76\n1,282,058,425.55\nLoans\n88,353,569.12\n89,490,529.87\n233,300,046.10\n240,464,254.47\n242,513,386.24\n274,274,026.60\n250,439,959.22\n345,930,338.13\n487,366,456.84\n506,114,184.46\n520,092,134.91\n704,673,598.81\n963,954,456.29\n Loans and Advances\n55,008,182.59\n56,145,143.34\n62,658,197.28\n69,822,405.65\n71,871,537.43\n103,632,177.79\n83,409,676.25\n92,638,154.51\n100,736,810.22\n112,483,069.83\n126,461,020.28\n298,686,901.35\n557,967,758.83\nAmounts Due from Gvt including SDR Draw\n29,733,820.69\n29,733,820.69\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n253,292,183.61\n386,629,646.61\n393,631,114.63\n393,631,114.63\n405,986,697.46\n405,986,697.46\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\nOf which: Deposits\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n58,318,223.45\n72,844,576.07\n88,948,204.64\n105,947,776.18\n117,531,382.02\n123,763,621.12\n133,656,986.31\n154,040,842.39\n175,153,887.31\n200,538,052.85\n232,221,063.16\n525,886,230.61\n1,000,355,292.57\nOther Financial Corporations\n2,384,730.70\n3,057,198.60\n3,073,237.98\n3,202,283.90\n3,211,903.39\n3,213,198.55\n8,835,802.24\n9,415,510.50\n10,113,325.42\n10,623,469.30\n10,883,730.62\n10,991,470.34\n12,986,635.27\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n50,471,009.86\n62,636,165.37\n77,480,839.35\n92,396,112.07\n101,596,682.38\n107,131,115.83\n111,380,893.58\n130,305,094.55\n149,674,109.51\n171,503,627.58\n200,192,374.04\n491,887,660.82\n963,938,268.05\nPrivate Sector\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\nClaims on Other Depository Corporations\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\nOf which: Loans\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\nOther Liabilities to ODCs\n234,624,636.96\n352,778,125.95\n516,479,509.63\n514,761,587.21\n554,976,245.35\n681,837,090.96\n685,265,981.82\n730,178,263.75\n655,353,298.81\n642,344,547.18\n750,760,102.33\n1,433,201,083.09\n2,673,344,290.58\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n87,602,175.66\n162,206,231.00\n198,762,582.78\n247,261,242.79\n280,589,071.79\n355,098,840.61\n373,427,746.87\n355,071,440.18\n307,661,257.90\n318,264,602.32\n358,416,719.69\n479,833,629.00\n683,711,355.79\nOther Items(Net)\n-1,974,951,446.35 -2,388,281,414.87\n-2,576,477,704.28 -2,860,511,797.67\n-2,963,504,823.70\n-3,058,656,720.83\n-3,218,570,564.85\n-3,811,099,538.68\n-4,205,812,628.87\n-4,130,691,813.85\n-4,712,021,791.09 -10,984,933,611.94 -24,256,074,208.16\nShares and Other Equity\n-2,081,541,626.90\n-2,495,937,680.26\n-2,662,572,351.10 -2,881,231,066.44\n-2,968,624,968.16\n-3,039,020,578.83\n-3,148,249,301.82\n-3,673,971,825.27\n-4,085,919,716.08\n-4,078,823,961.23\n-4,620,636,211.04 -11,291,316,467.09 -25,202,259,045.14\nOther Items(Net)\n89,106,052.63\n71,183,746.71\n43,541,395.78\n-13,728,304.53\n-44,526,215.42\n-90,829,827.08\n-118,055,939.45\n-221,456,181.24\n-233,402,893.37\n-175,955,067.06\n-276,252,783.87\n-165,894,326.27\n-1,658,390.99\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n17,484,127.93\n36,472,518.68\n42,553,251.05\n34,447,573.30\n49,646,359.89\n71,193,685.08\n47,734,676.42\n84,328,467.83\n113,509,980.58\n124,087,214.44\n184,867,203.81\n472,277,181.43\n947,843,227.98\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\nBond Coins\n99,710.48\n99,710.54\n99,710.59\n99,710.63\n99,711.37\n99,645.37\n99,645.38\n99,645.41\n99,645.43\n97,745.29\n90,572.71\n83,649.70\n80,542.92\nBond Notes\n6,165,333.25\n6,412,784.04\n6,554,970.13\n6,740,568.25\n7,012,718.25\n7,260,471.73\n7,472,198.27\n7,439,947.85\n7,927,761.49\n8,414,729.87\n8,902,316.39\n8,960,488.74\n10,258,707.59\nLiabilities to ODCs\n27,282,939.21\n29,009,249.32\n30,811,654.95\n80,258,156.68\n85,155,732.33\n91,500,545.27\n96,472,351.03\n115,458,068.82\n196,008,726.99\n224,384,179.46\n267,503,190.02\n511,567,771.23\n1,054,559,190.50\n Local Currency Reserve Deposits\n27,182,574.21\n28,909,888.55\n30,691,239.95\n36,208,286.92\n39,251,684.88\n45,031,513.47\n51,076,733.16\n56,112,655.93\n63,026,207.68\n72,736,726.53\n86,910,489.22\n105,795,700.01\n182,612,061.98\n Foreign Currency Reserve Deposits\n0.00\n0.00\n0.00\n43,949,504.76\n45,803,682.45\n46,368,666.81\n45,295,252.88\n59,244,974.53\n132,882,154.31\n151,547,087.93\n180,492,335.81\n405,671,706.23\n871,846,763.53\n Exess reserves \n100,364.99\n99,360.78\n120,414.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,438.36\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2023\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nNet Foreign Assets\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\nClaims on Non Residents\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\nOf Which: Foreign Currency\n138,347,101.06\n159,024,593.55\n263,637,446.30\n292,402,245.17\n300,240,300.44\n286,365,213.60\n295,435,074.49\n381,966,212.75\n436,062,788.15\n425,326,479.00\n462,081,408.59\n1,048,116,376.82\n2,249,201,574.76\nDeposits\n305,551,872.73\n271,679,250.85\n340,293,581.80\n435,192,058.43\n412,875,019.01\n359,879,184.65\n359,872,194.36\n387,899,225.52\n540,045,460.79\n573,864,075.80\n652,301,901.26\n1,639,116,293.75\n3,441,353,382.68\nOther\n1,996,318.38\n2,226,702.64\n2,658,965.36\n2,925,585.55\n1,438,608.89\n1,440,334.07\n1,581,747.89\n1,836,119.68\n2,016,591.60\n2,290,917.65\n3,281,237.94\n3,802,932.12\n16,819,067.74\nLess Liabilities to Non Residents\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\nOf Which: Deposits\n50,378,763.77\n58,733,325.78\n65,301,846.77\n82,156,742.51\n90,971,607.55\n92,797,127.97\n89,384,232.63\n93,815,500.56\n109,244,589.40\n121,808,803.93\n153,776,940.69\n378,197,467.04\n820,337,332.33\nLoans\n32,900,853.99\n41,878,774.31\n54,894,403.81\n62,128,262.94\n63,112,600.68\n46,846,618.61\n88,430,639.51\n103,088,475.48\n116,529,821.16\n135,260,083.25\n165,366,368.23\n406,962,385.88\n1,019,760,251.61\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n753,463,074.66\n866,386,967.85\n1,113,922,948.02\n1,325,580,796.37\n1,313,691,175.57\n1,547,753,523.21\n1,849,663,031.57\n2,086,330,268.75\n2,151,497,989.83\n2,436,728,709.28\n2,776,123,933.49\n5,305,321,211.88\n10,381,649,903.19\nDomestic Claims\n681,548,604.87\n790,856,307.03\n951,294,251.11\n1,129,850,559.29\n1,184,558,336.95\n1,352,525,578.38\n1,560,712,801.46\n1,833,685,570.36\n2,076,642,721.56\n2,344,581,681.58\n2,468,884,258.96\n5,233,802,367.26\n10,666,408,952.84\nNet Claims on Central Government\n76,724,974.28\n82,246,329.63\n92,408,121.59\n134,872,792.86\n145,200,532.03\n192,202,527.77\n281,091,634.22\n278,214,477.55\n321,905,640.90\n354,869,673.65\n382,445,410.68\n607,113,273.08\n559,297,143.29\nClaims on Central Government\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\nSecurities\n86,890,010.11\n91,509,184.64\n100,187,059.48\n143,464,932.04\n151,757,709.91\n198,814,372.89\n288,843,960.96\n319,807,352.36\n332,626,867.19\n360,626,182.29\n391,587,790.26\n653,025,854.60\n981,773,844.67\nLoans\n61,198.20\n100,650.73\n113,498.51\n115,109.46\n116,478.26\n119,529.09\n114,421.39\n228,450.57\n318,964.05\n432,216.64\n559,822.02\n4,599,145.80\n10,133,464.70\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\nOf which: Deposits\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n604,823,630.59\n708,609,977.40\n858,886,129.52\n994,977,766.44\n1,039,357,804.92\n1,160,323,050.62\n1,279,621,167.24\n1,555,471,092.81\n1,754,737,080.66\n1,989,712,007.92\n2,086,438,848.27\n4,626,689,094.18\n10,107,111,809.54\nOther Financial Corporations\n7,792,720.84\n11,771,347.28\n14,375,915.86\n15,622,928.29\n140,570,187.59\n140,341,007.36\n154,024,862.75\n166,613,542.88\n179,628,996.31\n192,316,387.05\n116,592,340.90\n193,887,644.68\n359,842,961.20\nState and Local Government\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\nPublic Non Financial Corporations\n14,542,574.22\n22,910,548.08\n46,439,978.25\n41,532,709.91\n43,441,683.85\n43,239,544.41\n50,344,903.44\n67,887,630.46\n71,408,662.97\n73,414,378.27\n82,177,434.89\n188,539,600.17\n462,710,245.53\nPrivate Sector\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\nClaims on the Central Bank\n269,492,980.99\n318,260,082.09\n414,080,563.81\n503,930,421.77\n528,892,917.07\n579,137,110.76\n655,646,094.75\n706,967,379.44\n745,768,616.10\n819,662,608.72\n973,967,364.65\n2,050,173,260.89\n4,434,783,343.65\nCurrency\n2,801,158.38\n2,427,607.04\n2,640,635.61\n2,922,820.51\n3,022,600.98\n3,251,370.57\n3,361,701.51\n2,798,808.10\n1,880,068.97\n2,031,551.56\n1,844,655.72\n1,107,182.70\n1,984,484.37\nReserves\n266,691,822.61\n315,832,475.04\n411,439,928.20\n501,007,601.27\n525,870,316.09\n575,885,740.19\n652,284,393.24\n704,168,571.34\n743,888,547.13\n817,631,057.16\n972,122,708.94\n2,049,066,078.19\n4,424,349,970.82\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n8,448,888.46\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n2,898,518.67\n2,814,941.97\n3,230,742.76\n3,720,151.81\n28,072,180.28\n19,973,470.74\n10,597,782.72\n4,974,293.62\n8,092,936.71\n9,639,861.61\n13,321,881.07\n78,332,582.02\n39,166,568.11\nOther Items(Net)\n194,679,992.54\n239,914,479.29\n248,221,124.14\n304,480,032.88\n371,687,898.16\n363,935,695.20\n356,098,081.93\n449,348,387.42\n662,820,411.12\n717,875,719.41\n653,405,809.04\n1,900,321,834.26\n4,680,375,825.19\nShares and Other Equity\n330,886,860.40\n386,432,527.29\n466,561,590.88\n528,198,118.44\n553,329,619.60\n578,767,126.22\n713,741,352.34\n712,244,902.17\n868,652,750.33\n952,418,797.50\n1,041,102,555.56\n2,087,380,382.66\n5,799,547,829.81\nLiabilities to other ressident sectors\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\nOther Items(Net)\n-136,552,079.25\n-147,857,140.93\n-218,895,693.28\n-224,305,264.21\n-182,404,183.97\n-215,171,046.59\n-358,395,749.66\n-263,572,048.85\n-208,941,320.50\n-238,257,706.49\n-394,115,549.96\n-217,641,892.37\n-1,183,493,878.83\nDeposits and Securities Included in Broad Money\n1,116,078,749.06\n1,198,705,414.81\n1,600,316,690.89\n1,911,815,680.07\n1,874,160,895.68\n2,055,794,508.96\n2,328,737,176.16\n2,661,127,850.66\n2,903,848,419.81\n3,181,141,294.55\n3,574,645,172.37\n7,211,196,961.65\n14,248,926,344.43\nDeposits Included in Broad Money\n1,108,920,811.95\n \n1,190,567,540.78\n \n1,587,531,116.15\n \n1,897,768,184.73\n \n1,858,602,031.80\n \n2,042,355,987.09\n \n2,314,588,211.40\n \n2,646,071,378.63\n \n2,888,136,764.51\n \n3,165,058,675.05\n \n3,572,801,781.15\n \n7,206,537,527.79\n \n14,244,682,762.54\n \nTransferable Deposits\n1,028,029,948.34\n \n1,096,365,440.31\n \n1,453,358,587.07\n \n1,740,700,191.97\n \n1,692,150,785.93\n \n1,853,157,849.44\n \n2,081,176,430.96\n \n2,371,032,667.32\n \n2,594,362,513.35\n \n2,832,323,179.02\n \n3,303,913,423.92\n \n6,651,231,769.05\n \n13,178,109,450.38\n \n of which FCAs\n657,871,279.96\n \n688,801,163.42\n \n991,050,824.09\n \n1,196,071,655.58\n \n1,131,156,966.82\n \n1,211,583,916.42\n \n1,325,367,130.51\n \n1,623,313,580.02\n \n1,750,982,009.54\n \n1,865,387,117.78\n \n2,144,912,895.57\n \n5,273,965,984.48\n \n11,634,530,484.57\n \nOther Deposits\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n of which FCAs\n43,186,748.16\n51,808,901.22\n79,027,794.71\n77,583,912.71\n97,520,415.67\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\nMoney Market Instruments\n7,157,937.12\n \n8,137,874.02\n \n12,785,574.75\n \n14,047,495.34\n \n15,558,863.88\n \n13,438,521.87\n \n14,148,964.76\n \n15,056,472.03\n \n15,711,655.30\n \n16,082,619.50\n \n1,843,391.22\n \n4,659,433.86\n \n4,243,581.90\n \nSource:Reserve Bank of Zimbabwe,2023\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0 1,390,786.2 3,094,705.7\n27,472,588.1\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nSource:Reserve Bank of Zimbabwe,2023\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nSource:Reserve Bank of Zimbabwe,2023\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJune\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nSource:Reserve Bank of Zimbabwe,2023\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nSource: Reserve Bank of Zimbabwe,2023\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\n2023\nJan\n100.00-240.00\n90.05\n116.03\nFeb\n65.00-230.00\n60.12\n80.88\nMar\n65.00-230.00\n74.35\n81.46\nApr\n70.00-230.00\n74.48\n86.96\nMay\n70.00-230.00\n77.86\n83.61\nJun\n70.00-155.00\n76.33\n92.64\nSource:Reserve Bank of Zimbabwe, 2023\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\nDec\n40.00\n80.00-95.00\n2023\nJan\n40.00\n80.00-110.00\nFeb\n30.00\n50.00-110.00\nMar\n30.00\n50.00-110.00\nApr\n30.00\n50.00-110.00\nMay\n30.00\n50.00-110.00\nJun\n30.00\n50.00-110.00\n Source:Reserve Bank of Zimbabwe, 2023\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n25.66\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSep\n3.96\n4.87\n12.08\n1.02\n3.47\n2.16\n8.64\n4.45\n30.04\n2.62\n1.70\n5.15\n1.75\n3.47\nOct\n1.82\n2.58\n4.21\n2.06\n2.05\n2.09\n6.83\n4.45\n2.15\n3.29\n4.27\n3.24\n3.06\n3.15\nNov\n1.47\n1.98\n1.15\n1.73\n1.45\n1.95\n7.54\n2.94\n5.24\n6.76\n4.42\n2.62\n0.92\n1.80\nDec\n2.69\n2.82\n0.75\n2.33\n2.13\n3.04\n4.59\n2.47\n0.37\n1.85\n2.89\n2.36\n2.50\n2.42\n2023*\nJan\n0.42\n-0.56\n1.86\n0.34\n0.45\n0.67\n-1.80\n0.50\n0.17\n-0.38\n0.48\n1.01\n0.37\n0.73\nFeb\n-2.19\n-1.46\n-1.14\n-1.26\n-0.65\n-2.76\n-1.47\n-1.91\n0.22\n-2.95\n-5.08\n-1.63\n-1.58\n-1.61\nMar\n0.19\n-0.37\n0.04\n-0.71\n0.63\n0.15\n0.39\n-0.17\n0.64\n-0.01\n-0.66\n0.00\n0.29\n0.13\nApr\n4.00\n0.36\n7.86\n-0.16\n4.03\n2.28\n1.20\n1.34\n2.19\n1.93\n3.19\n5.09\n-1.19\n2.36\nMay\n12.65\n1.55\n8.75\n0.00\n14.76\n10.24\n10.29\n4.21\n5.86\n5.55\n11.97\n8.41\n25.88\n15.74\nJun\n72.72\n12.66\n58.09\n-0.23\n82.27\n43.82\n57.22\n22.87\n22.56\n29.75\n47.65\n49.52\n104.16\n74.46\nSource:Zimstat, 2023\n*July 2020=100\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n29 \n \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSep\n232.79\n232.09\n296.36\n212.89\n290.70\n289.18\n83.20\n158.77\n160.94\n261.32\n243.60\n237.59\n339.73\n280.40\nOct\n221.77\n224.88\n305.85\n201.70\n273.06\n263.38\n81.35\n156.66\n159.83\n243.66\n239.43\n230.17\n321.32\n268.79\nNov\n212.20\n219.12\n293.08\n195.20\n258.64\n250.91\n78.32\n155.88\n170.00\n230.89\n235.31\n222.02\n299.20\n254.96\nDec\n199.74\n210.82\n282.31\n188.01\n247.74\n238.60\n85.92\n152.06\n169.46\n217.25\n218.34\n212.68\n285.19\n243.76\n2023*\nJan\n54.50\n35.04\n114.69\n30.03\n53.43\n44.30\n43.93\n24.75\n62.86\n55.30\n48.80\n74.21\n153.31\n101.51\nFeb\n47.63\n28.63\n107.65\n26.14\n50.84\n38.22\n40.89\n21.20\n61.84\n48.31\n38.03\n68.11\n136.85\n92.34\nMar\n43.64\n25.26\n105.73\n23.73\n49.59\n30.14\n37.82\n19.95\n62.26\n46.46\n35.94\n65.13\n127.92\n87.60\nApr\n42.30\n23.45\n92.18\n16.99\n51.08\n29.34\n37.19\n19.19\n59.13\n38.98\n36.38\n59.97\n101.65\n75.17\nMay\n51.65\n14.96\n102.58\n15.58\n65.37\n35.27\n47.74\n21.22\n66.05\n40.54\n42.98\n66.88\n116.96\n86.54\nJun\n134.74\n19.44\n169.11\n4.02\n156.97\n76.76\n119.49\n38.55\n93.76\n70.26\n87.14\n119.29\n255.60\n175.75\nSource:Zimstat, 2023\n*July 2020=100\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n30 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nSource: Reserve Bank of Zimbabwe, 2023\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nSource:Zimbabwe Stock Exchange, 2023\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n5294044.5\n-\n341571.3\n79754.6\n355007.3\n1517972.6\nMay\n6275310.7\n-\n518333.9\n173170.7\n532078.6\n3274968.5\nJun\n17059664.0\n882362.6\n615190.9\n1210486.2\n6640627.1\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n10190.6\n606.0\n45488.8\n1213.0\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n634.9\n1062.7\n-207.1\nFeb\n435.9\n623.4\n1059.3\n-187.5\nMar\n515.3\n746.3\n1261.6\n-231.0\nApr\n555.5\n708.1\n1263.7\n-152.6\nMay\n654.2\n851.0\n1505.2\n-196.8\nJun\n641.3\n726.4\n1367.7\n-85.1\nSource: ZIMSTAT, 2023\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_June_2023.pdf"}
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+{"doc_id": "4f48a6281d85876a03ccb66df1bbec82", "text": "MONTHLY ECONOMIC REVIEW \nJANUARY 2014 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n5 \nINSIDE THIS ISSUE \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2013 \nDecember \n2014 \nJanuary \nZ.S.E. Mining Index1 \n45.79 \n35.40 \nZ.S.E. Industrial Index1 \n202.12 \n189.25 \nMoney Supply (Total Bank Deposits) (US$)2 \n3.93 billion \n3.89 billion \nMoney Supply (M3) Annual Growth2 \n1.17% \n2.11% \nYearly Inflation3 \n0.33% \n0.41% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \nMonth on \nMonth \nChange \n-22.69% \n-6.37% \n-1.11% \n-1.11% \n0.14% \n \nSTOCK MARKET DEVELOPMENTS \n \nGlobal stock markets declined in January \n2014 as a result of weak economic data from \nthe United States and China. Reflecting some \nlevel of correlation with global markets, the \nZimbabwe Stock Exchange registered a sub-\ndued performance in the period under re-\nview. \n \nThe volumes of shares traded declined by \n40.09%, from 271.48 points in December \n2013 to 162.64 points in January 2014. De-\nspite the decline in trading volumes, total \nturnover rose by 17.43%, underpinned by a \nspecial bargain deal of Seedco shares worth \nUS$23.40 million. In value terms, total mar-\nket turnover also increased, from US$49.22 \nmillion in December 2013 to US$57.80 mil-\nlion in January 2014. \n \nThe industrial index, however, continued on \na declining trend, from 202.12 points in De-\ncember 2013 to 189.45 points in January \n2014. The decline was mainly due to losses \nin heavily capitalized counters such as Delta, \nEconet and Innscor. \n \nThe general decline in global commodity \nprices, including gold and platinum, coupled \nwith the persistent recapitalization chal-\nlenges facing the mining sector, pulled down \nthe mining index. Consequently, the mining \nindex lost 22.69%, from 45.79 points in De-\ncember 2013 to 35.40 points. On a year-on-\nyear basis, the mining index lost 57.89%. \n \n \n2 3 \n \n2 4 \nMarket capitalization also declined by 6.17% \nto US$4.88 billion, at the end of January \n2014, from US$5.20 billion at the close of \nDecember 2013, partly reflecting declines in \neconomic activity. \n \nMONETARY DEVELOPMENTS \n \nMoney supply grew by 2.1% in January \n2014, an increase of 0.7 percentage points \nfrom the average 1.4% recorded in the last \nquarter of 2013. The low growth in broad \nmoney, reflects the general economic slow-\ndown, which has worsened the liquidity \nshortages in the economy. \n \nOn a month on month basis, however, broad \nmoney \ndeclined \nby \nUS$43.7 \nmillion \n(-1.1%). The monthly decline was on the \nback of contractions of US$88 million in \nover 30-day deposits and US$77.2 million \nin savings deposits. Partially offsetting these \ndeclines were increases of US$116.8 million \nand US$4.7 million in demand and under \n30-day deposits, respectively. \nThe fragile growth in deposits continues to \nmirror the under-performance of the external \nsector. With the Reserve Bank incapacitated \nto influence liquidity levels in the economy, \nmoney supply levels have largely been re-\nflective of the difficult balance of payments \nposition. \nUnder 30-\nday 18.2%\nLongterm \n16.3%\nDemand \n53.4%\nSavings \n12.1%\nBanking Sector Deposits \nJanuary 2014\n3.1 \n3.2 \n3.3 \n3.4 \n3.5 \n3.6 \n3.7 \n3.8 \n3.9 \n4.0 \n4.1 \n-2\n3\n8\n13\n18\n23\n28\n33\n38\nUS$ Billions\n%\nMoney Supply\nM3\nM3 Annual Growth\n \n3 5 \nDuring the month under review, money sup-\nply was made up of demand deposits, \n53.4%; under 30-day deposits, 18.2%; over \n30-day, 16.3%; and savings deposits, \n12.1%. Of the total money supply, Govern-\nment deposits constituted 3.6% (US$141.8 \nmillion). \n \nAnnual growth in credit to the private sec-\ntor, which has been on a downward trend , \nnotwithstanding \nrecording \nan \naverage \ngrowth of 6.3% in the fourth quarter of \n2013, further declined to 0.2% in January \n2014. \n \nOn a month-on-month basis, credit to the \nprivate sector, declined by 2.3% from \nUS$3 650.1 million in December 2013 to \nUS$3 566.6 million in January 2014. The \nslowdown reflects shallow lending by banks \non the back of liquidity challenges, con-\nstrained deposit base and increasing non-\nperforming loans. \n \nClaims on the private sector were in the form \nof loans and advances, 83.85%; mortgages \nadvanced by building societies, 10.78%; bills \ndiscounted, 2.13%; bankers’ acceptances, \n1.09%; and other investments, 2.14%. \n \nThe outstanding loans and advances were \nmainly to households (18.70%), agriculture \n(18.46%), distribution (17.87%), and manu-\nfacturing (14.54%) activities. \nCredit to the private sector was mainly util-\nized for asset purchases (44.20%) as well as \ninventory build-up (33.67%). Loans and ad-\nvances utilized for fixed investment activity \nhave remained low, with the procurement of \nplant and equipment accounting for 3.52% \nand pre and post shipment financing at 1.09%, \nof total loans and advances. \n \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nAnnual headline inflation slightly increased \nfor the first time in 11 months, to 0.41% in \nJanuary 2014, from 0.33% in December 2013, \nlargely on account of an increase in non-food \ninflation. \nLoans and \nAdvances\n84%\nBills \nDiscounte\nd\n2%\nBankers \nAcceptanc\nes\n1%\nMortgages\n11%\nOther \nInvestmen\nts\n2%\nCredit to Private Sector\nTotal credit to the private sector as at the end of \nJanuary 2014 was US$3 566.55million.\n4 \n \n6 \nAnnual food inflation was -2.08% in January \n2014, up from -2.2% in December 2013. The \nmajor contributors to annual food inflation \nincluded bread and cereals, fish and sea food \nas well as oils and fats sub-categories. \nAnnual non-food inflation also increased to \n1.67% in January 2014, from 1.61% in De-\ncember 2013, in large part, due to increases \nin prices of alcoholic beverages and tobacco, \nhousing, electricity and water, health, trans-\nport and education. Communication, furniture \nand equipment and recreation and culture, \nhowever, slowed down during the period un-\nder review. \nThe notable decreases in the price of commu-\nnication reflected fierce competition in the \nsector, which led to massive sales promo-\ntions, benefiting consumers. \nMonth-on-Month Inflation \nMonth-on-month inflation stood at 0.1% in \nJanuary 2014, from -0.1% in December \n2013, following increases in the prices of \nfood items. \nMonthly food prices surged to 0.44% in \nJanuary 2014, from -0.39% in December \n2013. The increase in monthly food prices \nwas on account of increases in prices of all \nfood sub-categories, with the exception of \nmeat and sugar, jam, honey, chocolate and \nconfectionery. \nMonth-on-month \nnon-food \ninflation \nfor \nJanuary 2014, remained unchanged at the \nDecember 2013 rate of -0.08%. \nInflation Outlook \n \nIn the medium to long term, inflation devel-\nopments will continue to be influenced by \nmovements in international oil prices and the \nUS dollar/rand exchange rate. \nInternational oil prices are expected to stabi-\nlize at about US$110 per barrel in 2014, on \nthe back of subdued global economic out-\nlook. \n7 \nThe easing-off in international oil prices, \ncoupled with mandatory blending introduced \nby Government is expected to exert down-\nward inflationary pressures in the domestic \neconomy, in the short to medium term. \n \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through \nthe RTGS system in January 2014 decreased \nby 10% to US$3.1 billion, from US$3.4 bil-\nlion in December 2013 while the volume of \ntransactions registered an increase of 1% \nfrom 180 796 to 182 479 in the same period. \nCard Systems \nThe total value of card based transactions \ndecreased by 15.30% to US$335.36 million \nin January 2014, from US$395.95 million in \nDecember 2013. \nMobile and Internet Based Transactions \n \nThe value of mobile and internet based \ntransactions decreased by 12.14%, from \nUS$337.52 million in December 2013 to \nUS$296.56 million in January 2014. \nCheques \n \nThe value of cheque transactions, however, \nincreased to US$5.24 million in January 2014, \nfrom US$4.04 million in December 2013. \n \nReserve Bank of Zimbabwe \nFebruary 2014 \n \n \n \n \n \n-\n0.5 \n1.0 \n1.5 \n2.0 \n2.5 \n3.0 \n3.5 \n4.0 \n4.5 \n-\n50 \n100 \n150 \n200 \n250 \nSep-11\nDec-11\nMar-12\nJun-12\nSep-12\nDec-12\nMar-13\nJun-13\nSep-13\nDec-13\nValue in US$ Billions\nVolume in Thousands\nZETSS Volumes and Values\nValue\nVolume\n8 \nNotes \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n36 \n10 \n11 \n2014\nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nRBZ Demand Deposits\n78.6\n \n78.3\n \n77.3\n \n78.6\n \n74.5\n \n73.0\n \n73.5\n \n71.9\n \n72.8\n \n73.3\n \n72.6\n \n71.9\n \n69.7\n \nComm. Banks Dem. Deposits\n1,924,517.4\n \n1,875,465.4\n \n1,860,664.0\n \n1,979,220.0\n \n1,932,968.1\n \n1,874,568.0\n \n1,926,968.4\n \n1,901,793.3\n \n1,952,024.0\n \n1,971,838.8\n \n1,821,288.9\n \n1,825,413.5\n \n2,039,955.9\n \nMerchant Banks Dem. Deposits\n106,935.2\n \n102,797.7\n \n104,281.4\n \n107,324.1\n \n112,173.4\n \n114,560.5\n \n111,261.1\n \n109,449.6\n \n111,153.9\n \n112,536.2\n \n122,639.2\n \n134,494.8\n \n36,792.2\n \nM1\n2,031,531.2\n \n1,978,341.4\n \n1,965,022.7\n \n2,086,622.6\n \n2,045,215.9\n \n1,989,201.5\n \n2,038,303.0\n \n2,011,314.8\n \n2,063,250.8\n \n2,084,448.30\n \n1,944,000.70\n \n1,959,980.2\n \n2,076,817.8\n \nComm. Banks Savings Deposits\n193,007.6\n \n192,683.5\n \n201,459.2\n \n194,873.4\n \n221,622.3\n \n229,386.7\n \n201,667.8\n \n187,394.4\n \n227,599.9\n \n209,966.7\n \n201,724.6\n \n281,785.8\n \n215,665.0\n \nBuilding Soc. Savings Deposits\n159,093.7\n \n168,605.4\n \n168,484.1\n \n170,975.7\n \n192,634.8\n \n189,753.8\n \n195,606.6\n \n189,953.1\n \n191,553.5\n \n187,410.7\n \n200,415.2\n \n204,200.7\n \n196,806.6\n \nP O S B Savings Deposits\n55,832.5\n \n56,274.2\n \n57,860.7\n \n55,236.9\n \n56,544.5\n \n60,117.8\n \n60,162.5\n \n51,322.2\n \n58,974.0\n \n50,457.7\n \n60,845.4\n \n62,044.0\n \n58,314.5\n \nComm. Banks U-30 Day Deposits\n632,215.7\n \n708,500.6\n \n734,849.5\n \n786,076.0\n \n637,041.1\n \n629,544.6\n \n663,617.3\n \n643,559.0\n \n606,360.8\n \n614,427.6\n \n605,429.9\n \n489,493.1\n \n552,134.9\n \nMerchant Banks U-30 Day Deposits\n91,671.2\n \n65,975.9\n \n62,324.3\n \n64,604.1\n \n67,104.2\n \n56,223.1\n \n82,650.4\n \n80,569.1\n \n82,581.6\n \n80,368.8\n \n59,721.1\n \n56,379.8\n \n47,277.8\n \nBuilding Soc. U- 30 Day Deposits\n60,885.9\n \n77,091.9\n \n82,098.1\n \n81,944.4\n \n122,672.1\n \n119,217.4\n \n121,325.5\n \n99,842.7\n \n138,431.2\n \n113,495.4\n \n118,360.9\n \n155,932.2\n \n107,130.3\n \nM2\n3,224,237.8\n \n3,247,472.9\n \n3,272,098.6\n \n3,440,333.1\n \n3,342,834.9\n \n3,273,444.8\n \n3,363,333.0\n \n3,263,955.2\n \n3,368,751.9\n \n3,340,575.20\n \n3,190,497.80\n \n3,209,815.8\n \n3,254,146.90\n \nComm. Banks O-30 Day Deposits\n351,356.6\n \n297,613.9\n \n249,558.5\n \n223,799.1\n \n387,930.6\n \n268,082.1\n \n219,826.9\n \n223,258.1\n \n257,854.4\n \n308,773.8\n \n328,511.0\n \n496,391.7\n \n352,689.2\n \nMerchant Banks O-30 Day Deposits\n21,339.0\n \n55,714.0\n \n52,841.7\n \n56,349.4\n \n54,361.5\n \n52,329.5\n \n27,019.2\n \n25,199.0\n \n19,024.4\n \n14,876.1\n \n19,965.3\n \n6,900.3\n \n5,665.1\n \nBuilding Soc. O- 30 Day Deposits\n192,823.3\n \n194,226.7\n \n203,912.9\n \n226,550.8\n \n212,044.5\n \n222,591.8\n \n222,795.8\n \n264,539.8\n \n242,907.0\n \n264,867.2\n \n244,283.7\n \n197,343.9\n \n253,060.8\n \nBuilding Soc. Other Share Deposits\n10,141.6\n \n10,141.6\n \n11,266.6\n \n11,266.6\n \n11,266.5\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \n11,266.6\n \nP O S B Time Deposits\n8,497.2\n \n8,447.9\n \n8,845.8\n \n8,443.5\n \n9,703.5\n \n10,492.4\n \n10,680.2\n \n8,018.0\n \n10,855.2\n \n11,324.0\n \n12,586.1\n \n10,606.9\n \n11,816.7\n \nM3\n3,808,395.5\n \n3,813,616.9\n \n3,798,524.1\n \n3,966,742.5\n \n4,018,141.5\n \n3,838,207.3\n \n3,854,921.7\n \n3,796,236.7\n \n3,910,659.4\n \n3,951,682.90\n \n3,807,110.40\n \n3,932,325.1\n \n3,888,645.3\n \n2013\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n12 \n2014\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nNET FOREIGN ASSETS \n-485,643.4\n-478,669.1\n-627,094.5\n-477,210.6\n-488,616.3\n-770,401.9\n-822,415.5\n-884,443.1\n-814,488.4\n-850,336.4\n-1,001,798.9\n-810,172.3\n-846,622.1\n Assets\n994,812.7\n988,575.6\n867,399.6\n983,189.5\n1,065,690.2\n994,502.1\n967,794.1\n931,989.0\n1,075,508.0\n994,326.1\n856,654.9\n1,042,166.0\n1,009,920.7\n Reserve Bank (RBZ)\n454,346.1\n421,879.3\n367,092.8\n412,155.0\n471,664.8\n461,797.0\n362,306.8\n287,616.2\n344,785.1\n322,450.3\n264,826.8\n338,487.8\n354,820.2\n Deposit Money Banks (DMBs) \n507,151.4\n529,296.5\n469,834.9\n537,446.4\n547,557.0\n488,238.1\n536,681.8\n567,196.5\n663,455.7\n600,622.7\n531,059.0\n643,560.1\n610,318.8\n Other Banking Institutions (OBIs) \\\n33,315.2\n37,399.9\n30,471.9\n33,588.1\n46,468.4\n44,467.0\n68,805.5\n77,176.2\n67,267.3\n71,253.1\n60,769.1\n60,118.1\n44,781.8\n Liabilities \\2\n-1,480,456.0\n-1,467,244.7\n-1,494,494.1\n-1,460,400.2\n-1,554,306.5\n-1,764,904.0\n-1,790,209.6\n-1,816,432.1\n-1,889,996.4\n-1,844,662.6\n-1,858,453.8\n-1,852,338.3\n-1,856,542.9\n RBZ\n1,149,023.6\n1,141,623.5\n1,135,073.4\n1,140,521.7\n1,134,105.5\n1,138,062.0\n1,143,126.7\n1,139,865.9\n1,146,634.4\n1,150,527.4\n1,147,979.0\n1,150,150.8\n1,148,693.8\n DMBs\n311,214.1\n303,476.1\n337,091.1\n293,394.4\n393,575.8\n600,126.4\n625,430.1\n655,728.1\n722,521.0\n673,156.2\n689,480.9\n671,435.2\n681,744.6\n OBIs\n20,218.4\n22,145.2\n22,329.6\n26,484.0\n26,625.2\n26,715.6\n21,652.8\n20,838.1\n20,841.0\n20,979.0\n20,993.9\n30,752.3\n26,104.5\nNET DOMESTIC ASSETS \n4,294,038.7\n4,292,286.0\n4,425,618.6\n4,443,953.2\n4,506,758.0\n4,608,609.2\n4,677,337.2\n4,680,679.8\n4,725,147.8\n4,802,019.3\n4,808,909.2\n4,742,497.4\n4,735,267.5\nDOMESTIC CREDIT\n3,777,967.9\n3,781,756.5\n3,845,110.1\n3,808,385.3\n3,871,013.0\n3,936,046.1\n3,966,266.5\n3,988,814.6\n4,006,290.9\n4,079,215.4\n4,091,310.4\n4,068,697.5\n3,954,914.2\n Claims on Government (net) \n166,842.3\n153,164.0\n170,638.1\n180,007.9\n212,221.9\n206,189.6\n232,272.7\n234,118.0\n228,614.8\n299,686.0\n331,797.8\n357,997.4\n327,805.9\n RBZ\n-1,225.8\n-1,192.4\n-1,179.6\n-1,180.8\n-1,179.7\n-1,828.4\n-3,487.6\n-1,242.0\n-1,196.6\n-1,468.9\n-1,188.2\n-1,182.3\n-1,181.7\n DMBs\n167,834.5\n154,122.7\n151,543.0\n160,538.4\n192,880.2\n187,784.4\n215,526.7\n215,126.4\n209,577.8\n280,921.3\n292,752.3\n319,016.2\n288,824.0\n OBIs\n233.6\n233.6\n20,274.7\n20,650.2\n20,521.4\n20,233.6\n20,233.6\n20,233.6\n20,233.6\n20,233.6\n40,233.6\n40,163.5\n40,163.5\n Claims on Public Enterprises \n52,261.1\n53,708.5\n54,091.4\n58,973.6\n63,604.9\n63,628.7\n62,174.3\n60,363.0\n59,809.8\n59,424.2\n60,844.8\n60,645.0\n60,553.0\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n52,261.1\n53,708.5\n54,091.4\n58,973.6\n63,604.9\n63,628.7\n62,174.3\n60,363.0\n59,809.8\n59,424.2\n60,844.8\n60,645.0\n60,553.0\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n52,261.1\n53,708.5\n54,091.4\n58,973.6\n63,604.9\n63,628.7\n62,174.3\n60,363.0\n59,809.8\n59,424.2\n60,844.8\n60,645.0\n60,553.0\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n3,558,864.5\n3,574,884.1\n3,620,380.6\n3,569,403.8\n3,595,186.2\n3,666,227.8\n3,671,819.5\n3,694,333.6\n3,717,866.2\n3,720,105.1\n3,698,667.8\n3,650,055.2\n3,566,555.3\n RBZ\n41,014.1\n41,015.1\n41,014.1\n41,014.1\n40,128.8\n40,128.8\n36,146.1\n36,147.1\n36,112.7\n35,120.1\n35,116.1\n35,116.1\n35,116.1\n DMBs\n3,057,321.2\n3,065,133.7\n3,111,948.8\n3,058,690.9\n3,063,681.6\n3,125,352.0\n3,133,523.7\n3,159,392.5\n3,142,391.3\n3,141,641.5\n3,106,195.8\n3,053,645.3\n2,955,033.9\n OBIs\n460,529.2\n468,735.3\n467,417.7\n469,698.7\n491,375.8\n500,747.0\n502,149.7\n498,794.1\n539,362.2\n543,343.5\n557,355.9\n561,293.9\n576,405.3\nOTHER ITEMS (NET) \n516,070.8\n510,529.5\n580,508.5\n635,567.9\n635,745.0\n672,563.1\n711,070.7\n691,865.2\n718,856.9\n722,804.0\n717,598.9\n673,799.9\n780,353.3\nBROAD MONEY (M3) \n3,808,395.4\n3,813,616.9\n3,798,524.1\n3,966,742.5\n4,018,141.5\n3,838,207.3\n3,854,921.7\n3,796,236.7\n3,910,659.4\n3,951,682.9\n3,807,110.4\n3,932,325.1\n3,888,645.3\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n$\n2013\n13 \n2014\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nNET FOREIGN ASSETS \n-50,114.5\n6,974.3\n-148,425.4\n149,883.9\n-11,405.7\n-281,785.6\n-52,013.6\n-62,027.6\n69,954.8\n-35,848.0\n-151,462.4\n191,626.5\n-36,449.8\n Assets\n-94,995.8\n-6,237.1\n-121,176.0\n115,789.9\n82,500.7\n-71,188.1\n-26,708.0\n-35,805.2\n143,519.1\n-81,181.9\n-137,671.2\n185,511.0\n-32,245.2\n Reserve Bank (RBZ)\n6,357.3\n-32,466.8\n-54,786.5\n45,062.2\n59,509.8\n-9,867.8\n-99,490.2\n-74,690.6\n57,168.9\n-22,334.8\n-57,623.5\n73,661.0\n16,332.4\n Deposit Money Banks (DMBs)\n-92,123.2\n22,145.1\n-59,461.6\n67,611.5\n10,110.6\n-59,318.9\n48,443.7\n30,514.8\n96,259.1\n-62,833.0\n-69,563.6\n112,501.1\n-33,241.3\n Other Banking Institutions (OBIs) \\1\n-9,229.8\n4,084.6\n-6,928.0\n3,116.2\n12,880.3\n-2,001.4\n24,338.5\n8,370.6\n-9,908.9\n3,985.9\n-10,484.1\n-651.0\n-15,336.3\n Liabilities \\2\n44,881.3\n13,211.3\n-27,249.4\n34,093.9\n-93,906.3\n-210,597.5\n-25,305.6\n-26,222.5\n-73,564.3\n45,333.9\n-13,791.2\n6,115.5\n-4,204.6\n RBZ\n-137.6\n-7,400.1\n-6,550.1\n5,448.4\n-6,416.2\n3,956.5\n5,064.8\n-3,260.9\n6,768.6\n3,892.9\n-2,548.3\n2,171.8\n-1,457.0\n DMBs\n-40,904.2\n-7,738.0\n33,615.1\n-43,696.7\n100,181.4\n206,550.6\n25,303.6\n30,298.0\n66,792.9\n-49,364.8\n16,324.7\n-18,045.7\n10,309.4\n OBIs\n-3,839.4\n1,926.8\n184.4\n4,154.5\n141.2\n90.4\n-5,062.8\n-814.7\n2.9\n138.0\n14.9\n9,758.4\n-4,647.8\nNET DOMESTIC ASSETS \\3\n-28,162.2\n-1,752.7\n133,332.6\n18,334.6\n62,804.8\n101,851.2\n68,728.0\n3,342.6\n44,468.0\n76,871.5\n6,889.9\n-66,411.8\n-7,230.0\nDOMESTIC CREDIT\n-10,500.6\n3,788.6\n63,353.6\n-36,724.9\n62,627.7\n65,033.1\n30,220.4\n22,548.1\n17,476.3\n72,924.5\n12,095.0\n-22,612.8\n-113,783.4\n Claims on Government (net) \n-9,216.1\n-13,678.3\n17,474.1\n9,369.8\n32,214.0\n-6,032.3\n26,083.2\n1,845.2\n-5,503.1\n71,071.2\n32,111.8\n26,199.6\n-30,191.5\n RBZ\n9,872.0\n33.4\n12.8\n-1.2\n1.1\n-648.7\n-1,659.1\n2,245.5\n45.4\n-272.3\n280.7\n5.8\n0.7\n DMBs\n-18,088.0\n-13,711.8\n-2,579.8\n8,995.5\n32,341.8\n-5,095.8\n27,742.3\n-400.3\n-5,548.6\n71,343.5\n11,831.0\n26,263.8\n-30,192.1\n OBIs\n-1,000.0\n0.0\n20,041.1\n375.5\n-128.8\n-287.8\n0.0\n0.0\n0.0\n0.0\n20,000.0\n-70.1\n0.0\n Claims on Public Enterprises \n544.3\n1,447.3\n382.9\n4,882.2\n4,631.3\n23.8\n-1,454.4\n-1,811.3\n-553.2\n-385.6\n1,420.6\n-199.9\n-91.9\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n544.3\n1,447.3\n382.9\n4,882.2\n4,631.3\n23.8\n-1,454.4\n-1,811.3\n-553.2\n-385.6\n1,420.6\n-199.9\n-91.9\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n-5,259.3\n-5,260.3\n-5,261.3\n-5,262.3\n-5,263.3\n-5,003.2\n-5,004.2\n-5,005.2\n Other\n544.3\n1,447.3\n382.9\n4,882.2\n4,631.3\n5,283.1\n3,805.9\n3,450.0\n4,709.1\n4,877.7\n6,423.8\n4,804.3\n4,913.3\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n-1,828.7\n16,019.6\n45,496.5\n-50,976.8\n25,782.4\n71,041.6\n5,591.7\n22,514.2\n23,532.6\n2,238.9\n-21,437.3\n-48,612.5\n-83,500.0\n RBZ\n377.8\n1.0\n-1.0\n0.0\n-885.3\n0.0\n-3,982.7\n1.0\n-34.4\n-992.6\n-4.0\n0.0\n0.0\n DMBs\n-7,832.6\n7,812.5\n46,815.1\n-53,257.8\n4,990.7\n61,670.4\n8,171.7\n25,868.8\n-17,001.2\n-749.8\n-35,445.7\n-52,550.5\n-98,611.4\n OBIs\n5,626.0\n8,206.1\n-1,317.5\n2,281.0\n21,677.1\n9,371.2\n1,402.7\n-3,355.6\n40,568.2\n3,981.3\n14,012.4\n3,938.0\n15,111.4\nOTHER ITEMS (NET) \n-17,661.6\n-5,541.3\n69,979.0\n55,059.4\n177.1\n36,818.1\n38,507.5\n-19,205.5\n26,991.7\n3,947.0\n-5,205.1\n-43,799.0\n106,553.4\nBROAD MONEY (M3) \n-78,276.7\n5,221.5\n-15,092.8\n168,218.4\n51,399.0\n-179,934.2\n16,714.4\n-58,685.0\n114,422.8\n41,023.5\n-144,572.5\n125,214.7\n-43,679.7\n Broad Money (M3) \n-2.0%\n0.1%\n-0.4%\n4.4%\n1.3%\n-4.5%\n0.4%\n-1.5%\n3.0%\n1.0%\n-3.7%\n3.3%\n-1.1%\n Domestic Credit \n-0.3%\n0.1%\n1.7%\n-1.0%\n1.6%\n1.7%\n0.8%\n0.6%\n0.4%\n1.8%\n0.3%\n-0.6%\n-2.8%\n Claims on Private Sector\n-0.1%\n0.5%\n1.3%\n-1.4%\n0.7%\n2.0%\n0.2%\n0.6%\n0.6%\n0.1%\n-0.6%\n-1.3%\n-2.3%\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2013\n14 \n2014\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nNET FOREIGN ASSETS \n-89,936.3\n-190,761.0\n-131,411.5\n-100,210.8\n-19,830.8\n-139,041.9\n-211,017.8\n-408,762.5\n-268,481.4\n-146,235.3\n-116,519.4\n-395,149.4\n-456,065.7\n-425,304.4\n-366,815.7\n-432,496.1\n-660,899.2\n-374,643.5\n-360,978.8\n Assets\n-42,038.0\n-142,367.4\n-71,725.6\n-81,928.2\n36,818.4\n33,821.1\n-99,644.3\n-321,764.7\n-149,564.2\n-66,182.3\n50,744.2\n-13,526.8\n-43,201.5\n13,716.9\n123,202.2\n29,959.1\n-206,756.1\n-47,642.5\n15,108.1\n Reserve Bank (RBZ)\n-47,146.3\n-77,953.3\n-5,234.1\n-34,371.4\n-34,330.1\n33,849.9\n23,562.1\n-129,087.9\n-120,111.9\n-97,956.8\n15,270.3\n22,548.6\n-81,223.8\n-105,297.0\n-86,234.8\n-80,364.6\n-121,084.8\n-109,501.0\n-99,525.9\n Deposit Money Banks (DMBs)\n-5,809.4\n-76,767.0\n-84,133.7\n-68,113.2\n53,083.1\n-22,552.6\n-134,496.9\n-207,670.1\n-38,404.5\n23,160.4\n16,001.4\n-59,281.2\n-6,421.5\n69,476.4\n172,539.7\n73,331.5\n-104,318.2\n44,285.5\n103,167.4\n Other Banking Institutions (OBIs) \\1\n10,917.8\n12,352.8\n17,642.1\n20,556.4\n18,065.4\n22,523.8\n11,290.5\n14,993.3\n8,952.2\n8,614.1\n19,472.4\n23,205.8\n44,443.8\n49,537.5\n36,897.4\n36,992.2\n18,646.9\n17,573.0\n11,466.5\n Liabilities \\2\n-47,898.3\n-48,393.5\n-59,685.9\n-18,282.6\n-56,649.1\n-172,863.0\n-111,373.4\n-86,997.8\n-118,917.3\n-80,053.1\n-167,263.6\n-381,622.6\n-412,864.3\n-439,021.3\n-490,017.9\n-462,455.2\n-454,143.1\n-327,001.0\n-376,086.8\n RBZ\n-28,246.4\n-27,498.9\n-21,730.4\n-33,783.9\n-20,811.3\n-2,908.6\n-9,155.5\n-20,012.2\n-23,389.5\n-17,346.3\n-10,305.8\n-7,088.6\n804.6\n-4,310.9\n-3,016.5\n3,294.4\n659.3\n989.6\n-329.7\n DMBs\n78,373.3\n79,089.8\n89,568.8\n53,504.6\n79,315.3\n177,406.0\n121,978.0\n105,662.9\n140,952.3\n92,713.4\n172,628.6\n383,811.9\n408,225.7\n439,507.9\n489,247.4\n462,114.0\n456,163.5\n319,316.8\n370,530.4\n OBIs\n-2,228.6\n-3,197.3\n-8,152.6\n-1,438.0\n-1,854.9\n-1,634.4\n-1,449.1\n1,347.1\n1,354.5\n4,686.0\n4,940.8\n4,899.3\n3,834.0\n3,824.3\n3,786.9\n-2,953.2\n-2,679.8\n6,694.5\n5,886.1\nNET DOMESTIC ASSETS \\3\n880,494.1\n827,621.5\n830,303.8\n860,964.8\n755,911.5\n925,312.7\n874,388.8\n844,811.7\n628,387.0\n659,222.6\n554,475.7\n643,086.0\n613,427.0\n632,242.7\n549,291.7\n570,215.1\n643,352.8\n420,296.5\n441,228.7\nDOMESTIC CREDIT\n864,860.4\n822,357.3\n802,510.0\n795,755.7\n873,159.5\n990,341.7\n986,989.4\n963,317.9\n842,942.1\n786,202.9\n731,055.8\n708,713.7\n603,624.8\n592,398.4\n536,322.4\n576,565.6\n470,358.2\n280,229.0\n176,946.2\n Claims on Government (net) \n81,808.4\n75,191.5\n74,845.9\n82,122.6\n82,338.1\n177,893.2\n168,720.9\n154,920.0\n81,055.3\n91,424.1\n133,685.7\n123,996.4\n152,935.2\n160,962.3\n155,400.1\n219,466.4\n251,087.3\n181,938.9\n160,963.6\n RBZ\n948.3\n533.5\n116.6\n-9,441.8\n-9,407.1\n-9,262.9\n652.8\n562.6\n582.2\n537.9\n553.3\n277.7\n-1,964.9\n260.4\n318.0\n9,875.8\n9,846.6\n9,915.4\n44.1\n DMBs\n80,860.2\n74,658.0\n74,729.3\n90,330.7\n90,511.6\n185,922.5\n167,834.5\n154,123.7\n60,198.4\n70,439.5\n112,834.8\n103,688.6\n134,666.5\n140,468.3\n134,848.5\n190,590.5\n202,240.7\n133,093.6\n120,989.5\n OBIs\n0.0\n0.0\n0.0\n1,233.6\n1,233.6\n1,233.6\n233.6\n233.6\n20,274.7\n20,446.7\n20,297.6\n20,030.1\n20,233.6\n20,233.6\n20,233.6\n19,000.0\n39,000.0\n38,929.9\n39,929.9\n Claims on Public Enterprises \n5,300.2\n7,279.8\n-3,179.6\n49.8\n9,427.1\n6,792.4\n7,557.9\n9,665.0\n24,122.0\n27,528.6\n31,812.4\n14,317.4\n12,558.6\n11,073.2\n13,749.2\n9,782.8\n9,380.3\n8,928.1\n8,291.9\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n5,300.2\n7,279.8\n-3,179.6\n49.8\n9,427.1\n6,792.4\n7,557.9\n9,665.0\n24,122.0\n27,528.6\n31,812.4\n14,317.4\n12,558.6\n11,073.2\n13,749.2\n9,782.8\n9,380.3\n8,928.1\n8,291.9\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n-1.0\n0.0\n-1.0\n-1.0\n0.0\n0.0\n-1.0\n-4,771.8\n-4,772.8\n-4,773.8\n-4,774.8\n0.0\n0.0\n0.0\n Other\n5,300.2\n7,279.8\n-3,179.6\n49.8\n9,427.1\n6,793.4\n7,557.9\n9,666.0\n24,123.0\n27,528.6\n31,812.4\n14,318.4\n17,330.4\n15,846.0\n18,523.0\n14,557.6\n9,380.3\n8,928.1\n8,291.9\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n777,751.7\n739,886.0\n730,843.7\n713,583.3\n781,394.3\n805,656.0\n810,710.6\n798,733.0\n737,764.8\n667,250.2\n565,557.7\n570,399.9\n438,131.0\n420,363.0\n367,173.2\n347,316.4\n209,890.6\n89,362.0\n7,690.8\n RBZ\n665.0\n1,765.1\n-9,455.1\n-9,387.2\n-3,975.5\n-3,903.1\n-5,788.8\n-7,388.1\n-6,693.9\n-3,088.9\n-7,047.9\n-3,630.4\n-2,646.2\n-5,176.5\n-6,435.5\n-7,002.0\n-6,405.5\n-5,520.2\n-5,898.0\n DMBs\n616,003.9\n597,497.2\n617,287.4\n574,157.1\n654,515.1\n687,696.6\n691,818.1\n687,296.3\n627,797.4\n545,532.3\n441,516.4\n461,613.7\n336,118.8\n335,446.9\n244,506.0\n250,995.0\n109,936.4\n-11,508.5\n-102,287.3\n OBIs\n161,082.9\n140,623.7\n123,011.4\n148,813.5\n130,854.7\n121,862.5\n124,681.3\n118,824.8\n116,661.3\n124,806.8\n131,089.3\n112,416.6\n104,658.3\n90,092.6\n129,102.7\n103,323.4\n106,359.7\n106,390.7\n115,876.1\nOTHER ITEMS (NET) \n15,633.7\n5,264.2\n27,793.8\n65,209.1\n-117,248.0\n-65,029.0\n-112,600.7\n-118,506.2\n-214,555.1\n-126,980.3\n-176,580.1\n-65,627.7\n9,802.2\n39,844.3\n12,969.3\n-6,350.4\n172,994.5\n140,067.4\n264,282.5\nBROAD MONEY (M3) \n790,557.9\n636,860.5\n698,892.3\n760,753.9\n736,080.7\n786,270.8\n663,371.0\n436,049.2\n359,905.6\n512,987.3\n437,956.1\n247,936.6\n157,361.3\n206,938.3\n182,476.0\n137,719.1\n-17,546.4\n45,653.0\n80,250.0\nGROWTH RATES\n Broad Money (M3) \n27.2%\n21.6%\n23.1%\n24.9%\n23.8%\n25.4%\n21.1%\n12.9%\n10.5%\n14.9%\n12.2%\n6.9%\n4.3%\n5.8%\n4.9%\n3.6%\n-0.5%\n1.2%\n2.1%\n Domestic Credit \n34.6%\n31.9%\n30.1%\n29.4%\n31.8%\n35.4%\n35.4%\n34.2%\n28.1%\n26.0%\n23.3%\n22.0%\n18.0%\n17.4%\n15.5%\n16.5%\n13.0%\n7.4%\n4.7%\n Claims on Private Sector\n31.7%\n29.2%\n27.9%\n26.8%\n28.9%\n29.2%\n29.5%\n28.8%\n25.6%\n23.0%\n18.7%\n18.4%\n13.5%\n12.8%\n11.0%\n10.3%\n6.0%\n2.5%\n0.2%\n2013\n2012\n$ Thousands\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8 \n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \nJUNE \n489,730.1 \n37,474.3 \n38,198.7 \n425,521.3 \n7,310.7 \n53,815.0 \n454,368.5 \n110,349.9 \n295,432.3 \n51,453.6 \n385,769.7 \n11,033.4 \n2,360,457.5 \nJULY \n483,103.7 \n40,342.5 \n33,494.3 \n464,921.7 \n6,869.2 \n38,522.6 \n541,025.9 \n116,557.1 \n307,117.5 \n48,218.0 \n426,582.7 \n4,455.3 \n2,511,210.5 \nAUGUST \n521,743.0 \n38,889.1 \n43,894.5 \n425,531.4 \n7,260.6 \n39.087.2 \n451,871.2 \n110,041.8 \n346,006.0 \n40,216.0 \n374,587.1 \n9,914.6 \n2,409,042.5 \nSEPTEMBER \n496,289.3 \n39,446.9 \n38,856.6 \n447,247.2 \n13,953.5 \n43,006.7 \n437,211.9 \n118,873.7 \n330,709.6 \n40,046.6 \n373,596.8 \n9,790.6 \n2,389,029.4 \nOCTOBER \n491,610.6 \n38,871.5 \n39,766.0 \n471,966.2 \n8,023.3 \n40,835.3 \n420,445.3 \n110,778.3 \n417,411.6 \n36,334.1 \n376,463.1 \n9,861.9 \n2,462,367.3 \nNOVEMBER \n487,289.4 \n40,321.7 \n42,332.0 \n488,637.3 \n3,116.5 \n36,852.0 \n417,162.5 \n117,050.8 \n389,727.1 \n39,126.4 \n369,190.3 \n17,960.5 \n2,448,766.4 \nDECEMBER \n533,165.2 \n42,285.1 \n17,617.9 \n435,613.1 \n5,047.0 \n62,165.8 \n389,181.2 \n115,404.6 \n379,809.3 \n37,409.1 \n369,838.8 \n18,252.9 \n2,405,790.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n489,585.3 \n43,743.8 \n18,574.7 \n464,097.6 \n5,467.4 \n48,086.1 \n362,554.0 \n116,635.5 \n412,901.1 \n37,722.2 \n367,126.2 \n16,773.1 \n2,383,267.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \nMAY \n67,425.0 \n17,232.4 \n66,358.3 \n21,534.7 \n59,449.7 \n72,998.8 \n89,738.5 \n84,961.5 \n15,028.8 \n189,089.0 \n18,888.7 \n702,705.4 \nJUNE \n68,762.1 \n16,928.9 \n64,967.8 \n11,199.2 \n57,389.1 \n72,983.6 \n94,193.4 \n98,762.3 \n13,866.1 \n176,186.3 \n18,800.0 \n694,038.7 \nJULY \n66,851.1 \n15,061.8 \n64,398.0 \n11,134.2 \n34,750.7 \n77,551.0 \n100,908.8 \n109,118.2 \n14,701.2 \n162,459.7 \n15,995.4 \n672,930.0 \nAUGUST \n67,246.9 \n15,177.5 \n68,887.7 \n11,071.0 \n34,241.2 \n77,411.5 \n122,491.8 \n120,661.7 \n13,212.7 \n137,335.6 \n15,655.4 \n683,393.0 \nSEPTEMBER \n69,700.0 \n15,202.1 \n67,723.0 \n10,981.1 \n34,026.9 \n77,338.7 \n103,272.3 \n106,398.8 \n16,871.0 \n173,866.8 \n15,558.8 \n690,939.6 \nOCTOBER \n72,224.8 \n17,189.6 \n64,266.5 \n11,000.2 \n34,072.5 \n67,425.8 \n95,019.2 \n125,049.4 \n15,931.7 \n172,834.8 \n17,401.5 \n692,416.0 \nNOVEMBER \n68,628.1 \n15,194.8 \n61,488.3 \n11,456.3 \n33,491.0 \n71,854.0 \n101,230.0 \n129,298.4 \n41,690.2 \n133,954.5 \n11,348.1 \n683,329.3 \nDECEMBER \n67,626.4 \n9,691.4 \n50,354.1 \n11,629.3 \n29,200.1 \n70,093.2 \n101,301.5 \n100,507.4 \n15,301.2 \n174,918.3 \n14,748.0 \n645,370.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n24,456.9 \n6,122.0 \n33,734.0 \n9,856.2 \n23,491.2 \n42,349.6 \n55,948.1 \n35,302.4 \n15,083.5 \n153,861.9 \n1.893.8 \n402,099.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \nJUNE \n5,100.0 \n0.0 \n0.0 \n0.0 \n5,760.0 \n0.0 \n212.0 \n0.0 \n15,210.0 \n0.0 \n26,282.0 \nJULY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,000.0 \n0.0 \n212.0 \n0.0 \n15,110.0 \n0.0 \n27,422.0 \nAUGUST \n5,100.0 \n0.0 \n0.0 \n0.0 \n6,000.0 \n0.0 \n1,065.0 \n0.0 \n0.0 \n0.0 \n12,165.0 \nSEPTEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n5,800.0 \n0.0 \n165.0 \n0.0 \n900.0 \n0.0 \n11,865.0 \nOCTOBER \n0.0 \n0.0 \n0.0 \n0.0 \n5,150.0 \n0.0 \n5,135.0 \n0.0 \n0.0 \n0.0 \n10,285.0 \nNOVEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n0.0 \n2,035.0 \n0.0 \n0.0 \n0.0 \n27,595.6 \nDECEMBER \n4,745.3 \n0.0 \n0.0 \n0.0 \n6,750.6 \n12,304.4 \n1,992.3 \n0.0 \n0.0 \n0.0 \n25,792.6 \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n19,047.7 \n826.0 \n0.0 \n0.0 \n3,000.0 \n12,673.6 \n359,6 \n0.0 \n1,809.9 \n0.0 \n37,357.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \nJUNE \n116,635.2 \n58,578.8 \n147,313.8 \n447,394.5 \n183,146.3 \n352,600.3 \n366,824.2 \n96,685.8 \n701,195.7 \n46,578.5 \n597,373.1 \n104,843.6 \n3,219,169.8 \nJULY \n108,086.6 \n46,449.5 \n120,982.3 \n380,448.8 \n178,341.4 \n677,700.7 \n301,575.9 \n97,583.8 \n710,856.1 \n39,395.9 \n487,954.4 \n102,531.4 \n3,251,906.9 \nAUGUST \n137,107.1 \n48,726.1 \n135,788.5 \n319,106.0 \n174,593.9 \n637,190.7 \n333,255.3 \n99,194.1 \n639,401.6 \n41,996.5 \n417,762.6 \n93,772.1 \n3,077,894.4 \nSEPTEMBER \n100,028.3 \n57,039.8 \n145,652.5 \n380,781.4 \n207,379.2 \n612,131.5 \n408,359.1 \n103,872.8 \n795,047.6 \n46,982.9 \n435,912.4 \n90,265.8 \n3,383,453.4 \nOCTOBER \n94,346.3 \n52,722.4 \n141,401.4 \n338,625.9 \n223,223.8 \n754,145.4 \n339,305.6 \n99,583.3 \n754,116.1 \n41,527.2 \n440,197.9 \n97,771.1 \n3,376,966.4 \nNOVEMBER \n114,178.7 \n47,740.9 \n128,399.3 \n312,639.2 \n241,628.8 \n741,885.4 \n283,426.0 \n80,507.6 \n727,492.5 \n42,901.0 \n458,479.9 \n89,292.5 \n3,268,571.8 \nDECEMBER \n113,914.2 \n51,981.7 \n142,938.1 \n342,785.1 \n213,125.2 \n755,299.4 \n327,658.1 \n83,103.1 \n762,884.4 \n41,827.9 \n432,436.3 \n61,038.7 \n3,328,992.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n130,154.6 \n53,292.9 \n146,876.1 \n353,793.8 \n259,569.6 \n731,703.3 \n304,033.2 \n93,776.7 \n770,435.4 \n40,085.9 \n485,573.1 \n60,897.7 \n3,430,192.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \nJUNE \n4,255.3 \n6,236.6 \n10,753.7 \n1,131.2 \n156,052.6 \n105,613.0 \n18,935.8 \n59,790.7 \n184,390.9 \n3,652.3 \n107,354.6 \n30,017.1 \n688,183.8 \nJULY \n6,597.9 \n9,544.9 \n22,034.9 \n17,579.6 \n155,178.3 \n101,057.7 \n5,786.5 \n25,167.1 \n139,688.0 \n2,369.4 \n102,677.4 \n25,029.7 \n612,711.4 \nAUGUST \n1,770.3 \n9,723.1 \n17,643.5 \n1,553.8 \n150,874.9 \n71,592.0 \n19,054.2 \n10,779.0 \n169,881.2 \n2,644.4 \n113,074.5 \n29,546.0 \n598,137.0 \nSEPTEMBER \n40,766.9 \n9,757.2 \n17,595.4 \n10,209.6 \n157,646.1 \n87,504.2 \n20,864.5 \n12,486.3 \n173,696.6 \n1,527.2 \n125,919.4 \n29,482.7 \n687,456.0 \nOCTOBER \n43,179.4 \n7,366.8 \n2,258.4 \n11,060.8 \n118,559.1 \n159,315.4 \n45,674.2 \n11,973.6 \n164,560.7 \n744.6 \n98,580.9 \n29,513.7 \n692,787.6 \nNOVEMBER \n24,169.8 \n8,708.3 \n2,551.4 \n12,523.2 \n165,553.2 \n155,945.5 \n43,847.5 \n13,222.0 \n132,189.4 \n552.7 \n138,372.4 \n29,491.4 \n727,126.8 \nDECEMBER \n8,574.8 \n9,071.2 \n2,371.6 \n8,068.6 \n169,324.2 \n150,460.6 \n39,469.1 \n90,808.8 \n155,859.5 \n944.4 \n104,850.7 \n29,324.4 \n769,127.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,879.0 \n8,509.2 \n1,960.3 \n9,793.9 \n125,257.8 \n76,835.2 \n39,381.2 \n27,399.4 \n62,806.6 \n1,704.9 \n63,106.3 \n3,976.3 \n436,610.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS BUT EXCLUDING PENALTIES) \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4951 \n5175 \n6,101 \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4037 \n4095 \n4,315 \nBilateral Creditors \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2308 \n2325 \n2,481 \nMultilateral Creditors \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1729 \n1770 \n1,834 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nPublic Enterprises \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,139 \nBilateral Creditors \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n672 \nMultilateral Creditors \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n467 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nMonetary Authorities \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \nMultilateral Creditors - IMF \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n \n \n \n \n \n \n \n \n \n \n \n \nPrivate \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n647 \n \n \n \n \n \n \n \n \n \n \n \n \nShort-Term External Debt \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1198 \n1382 \n932 \nSupplier's Credits \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n34 \nReserve Bank \n \n \n \n \n \n \n \n \n642 \n642 \n642 \nPrivate \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n256 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTotal External Debt/1 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6289 \n6695 \n7,160 \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6133 \n7433 \n8,865 \nExternal Debt / GDP \n31.4% \n52.3% \n75.7% \n94.7% \n136.3% \n63.9% \n110.5% \n147.7% \n102.5% \n90.1% \n80.8% \n/1 Total external debt excludes penalties \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of Finance and \nReserve Bank of Zimbabwe \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \n \n \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \nDec \n10.00-35.00 \n15.08 \n10.40 \n15.00-25.00 \n17.93 \n14.43 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \n \n \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \n \n \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \n \n \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \n \n \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \n \n \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \n \n \nJul \n6.00-35.00 \n14.39 \n9.65 \n15.00-28.00 \n17.70 \n16.97 \n \n \nAug \n6.00-35.00 \n13.82 \n9.32 \n15.00-23.00 \n18.32 \n16.92 \n \n \nSep \n6.00-35.00 \n14.03 \n9.37 \n15.00-22.50 \n18.31 \n16.94 \n \n \nOct \n6.00-35.00 \n13.95 \n9.25 \n15.00-23.00 \n18.67 \n17.66 \n \n \nNov \n6.00-35.00 \n14.18 \n9.40 \n15.00-23.00 \n18.84 \n17.72 \n \n \nDec \n6.00-35.00 \n14.13 \n9.35 \n15.00-23.00 \n18.84 \n17.76 \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \nJan \n6.00-35.00 \n14.09 \n9.30 \n15.00-23.00 \n18.88 \n17.74 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n3. Lending rates exclude rates on staff loans. \n \n \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n \n \n \n \n20122 \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJULY \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nAUGUST \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nOCTOBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nNOVEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nDECEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n2014 \n \n \n \nJANUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJUNE \n0.17 \n-0.03 \n-0.01 \n-0.02 \n-0.05 \n-0.14 \n-0.33 \n0.12 \n0.00 \n-0.15 \n0.06 \n-0.03 \n-0.33 \n-0.13 \nJULY \n-0.16 \n0.11 \n-0.01 \n-0.20 \n-0.04 \n0.31 \n-0.04 \n-0.11 \n0.00 \n0.02 \n-0.04 \n0.00 \n-1.14 \n-0.38 \nAUGUST \n-0.42 \n-0.34 \n0.79 \n-0.27 \n0.29 \n0.07 \n-0.14 \n-0.10 \n1.23 \n0.97 \n-0.43 \n0.23 \n-0.90 \n-0.15 \nSEPTEMBER \n0.02 \n0.04 \n0.39 \n0.11 \n-0.22 \n0.15 \n-0.01 \n-0.07 \n0.01 \n0.19 \n0.42 \n0.17 \n-0.18 \n0.05 \nOCTOBER \n1.21 \n0.00 \n-0.01 \n-0.36 \n0.06 \n-0.32 \n-0.07 \n-0.15 \n0.02 \n-0.08 \n-0.20 \n-0.04 \n0.04 \n-0.01 \nNOVEMBER \n0.38 \n-0.19 \n-0.01 \n-0.37 \n0.10 \n-0.13 \n-0.01 \n-0.13 \n5.57 \n1.08 \n-0.27 \n0.43 \n-0.60 \n0.09 \nDECEMBER \n0.14 \n-0.01 \n0.37 \n-0.29 \n0.12 \n0.27 \n0.05 \n-0.22 \n0.00 \n0.00 \n-0.46 \n0.08 \n-0.41 \n-0.08 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n0.20 \n-0.07 \n0.00 \n0.01 \n-0.23 \n0.01 \n0.00 \n-0.07 \n0.02 \n0.16 \n-0.09 \n0.00 \n0.44 \n0.14 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMAY \n5.88 \n-0.38 \n3.95 \n0.66 \n3.60 \n6.85 \n-13.13 \n-0.83 \n12.56 \n1.44 \n1.04 \n1.54 \n3.54 \n2.20 \nJUNE \n5.40 \n-0.50 \n2.65 \n0.16 \n3.03 \n6.85 \n-13.40 \n-0.33 \n7.75 \n1.35 \n1.22 \n1.35 \n2.90 \n1.87 \nJULY \n4.83 \n0.14 \n2.54 \n-0.05 \n2.84 \n4.96 \n-13.47 \n-0.61 \n12.70 \n0.71 \n1.00 \n1.00 \n1.74 \n1.25 \nAUGUST \n4.44 \n0.30 \n3.04 \n-0.39 \n2.79 \n5.04 \n-13.57 \n-0.70 \n8.83 \n1.60 \n0.81 \n1.44 \n0.94 \n1.28 \nSEPTEMBER \n4.36 \n0.61 \n3.70 \n-0.37 \n2.10 \n5.06 \n-13.66 \n-1.01 \n5.74 \n1.23 \n0.93 \n1.45 \n-0.32 \n0.86 \nOCTOBER \n5.23 \n0.25 \n2.96 \n-0.70 \n2.21 \n1.40 \n-13.76 \n-0.73 \n9.05 \n0.83 \n-0.20 \n1.25 \n-0.74 \n0.59 \nNOVEMBER \n5.94 \n-0.07 \n3.51 \n-1.03 \n2.42 \n-7.04 \n-13.83 \n-0.92 \n11.19 \n2.06 \n-0.35 \n1.58 \n-1.51 \n0.54 \nDECEMBER \n4.26 \n0.09 \n3.63 \n-1.08 \n2.11 \n1.61 \n-13.99 \n-1.03 \n11.29 \n2.03 \n-0.87 \n1.61 \n-2.20 \n0.33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n5.03 \n0.03 \n3.63 \n-1.07 \n1.87 \n1.62 \n-14.00 \n-1.12 \n11.30 \n2.18 \n-0.43 \n1.67 \n-2.08 \n0.41 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJUNE \n8.38 \n7.77 \n79.42 \n1.25 \n1.56 \nJULY \n8.18 \n7.74 \n78.23 \n1.23 \n1.57 \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \nJULY \n9.83 \n8.49 \n98.31 \n1.33 \n1.53 \nAUGUST \n10.33 \n8.75 \n98.18 \n1.32 \n1.55 \nSEPTEMBER \n10.10 \n8.58 \n97.92 \n1.35 \n1.62 \nOCTOBER \n9.95 \n8.50 \n98.28 \n1.37 \n1.60 \nNOVEMBER \n10.19 \n8.64 \n102.33 \n1.36 \n1.64 \nDECEMBER \n10.43 \n8.72 \n105.02 \n1.38 \n1.65 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11.21 \n9.09 \n102.47 \n1.35 \n1.65 \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1,277.6 \n26.1 \n2,715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1,491.7 \n26.3 \n2,595.8 \n341.3 \n207.0 \n382.1 \n5,044.2 \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \nJul \n266.5 \n352.8 \n164.2 \n266.1 \n263.8 \n110.2 \n6.4 \n1,429.9 \n26.5 \n2,701.3 \n337.1 \n229.8 \n387.0 \n5,111.7 \n Aug. \n322.8 \n277.9 \n136.4 \n242.5 \n237.8 \n61.1 \n6.4 \n1,285.0 \n26.2 \n2,813.0 \n367.0 \n218.3 \n385.2 \n5,094.7 \n Sep \n334.1 \n336.0 \n178.0 \n327.8 \n226.3 \n111.5 \n6.0 \n1,519.7 \n26.9 \n2773.3 \n298.8 \n234.7 \n386.4 \n5,239.8 \nOct \n379.4 \n387.5 \n137.1 \n219.7 \n260.9 \n99.4 \n5.0 \n1,489.0 \n17.3 \n2,809.1 \n316.7 \n257.3 \n371.5 \n5,260.9 \nNov \n333.3 \n312.7 \n160.2 \n197.1 \n261.1 \n108.6 \n6.5 \n1,379.5 \n26.6 \n2,789.7 \n291.3 \n235.4 \n369.8 \n5,092.3 \nDec \n 354.8 \n367.8 \n135.5 \n 287.3 \n199.9 \n118.0 \n6.6 \n1,469.9 \n28.4 \n2,799.5 \n490.8 \n259.5 \n347.6 \n5,395.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n356.9 \n395.3 \n134.1 \n253.1 \n153.0 \n119.2 \n5.4 \n1,417.0 \n27.9 \n2,866.4 \n516.1 \n362.2 \n353.9 \n5,543.5 \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n1,046.3 \n379.5 \n3,500.3 \n 247.6 \n0.0 \n37.9 \n667.2 \n341.3 \n249.8 \n5,044.2 \n3,500.3 \n May \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \n Jun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \n Jul \n2,054.1 \n916.2 \n245.9 \n3,216.2 \n578.3 \n0.0 \n77.5 \n699.7 \n337.1 \n202.9 \n 5,111.7 \n3,216.2 \nAug \n2,017.4 \n879.5 \n253.2 \n3,150.1 \n608.2 \n0.0 \n63.8 \n694.9 \n367.0 \n210.8 \n5,094.7 \n3,150.1 \nSep \n2,082.1 \n899.3 \n294.5 \n3,275.8 \n674.6 \n0.0 \n 74.0 \n708.8 \n298.8 \n207.7 \n5,239.8 \n3,275.8 \nOct \n2,125.9 \n880.0 \n349.3 \n3,355.2 \n611.4 \n0.0 \n68.5 \n703.0 \n316.7 \n206.0 \n5,260.9 \n3,355.2 \n Nov \n1,953.4 \n861.2 \n 371.6 \n3,186.2 \n627.8 \n0.0 \n75.8 \n689.7 \n291.3 \n221.6 \n5,092.3 \n3,186.2 \nDec \n 1,980.4 \n813.6 \n 517.1 \n3,311.1 \n614.0 \n0.0 \n65.0 \n730.9 \n490.8 \n 184.0 \n 5,395.7 \n3,311.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,153.6 \n802.7 \n403.5 \n3,359.8 \n661.3 \n0.0 \n55.9 \n592.9 \n516.1 \n357.5 \n5,543.5 \n3,359.8 \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1.5 \n2.7 \n28.6 \n0.0 \n3.4 \n0.0 \n36.2 \n0.0 \n236.7 \n34.8 \n60.2 \n29.1 \n397.0 \nFeb \n4.7 \n1.5 \n18.4 \n0.0 \n4.5 \n0.0 \n26.9 \n0.0 \n245.7 \n34.8 \n63.9 \n28.9 \n398.2 \nMar \n2.5 \n1.1 \n7.3 \n-3.1 \n1.2 \n0.0 \n8.9 \n0.0 \n260.3 \n34.2 \n50.4 \n28.8 \n382.6 \nApr \n2.7 \n1.3 \n20.1 \n-1.9 \n1.2 \n0.0 \n23.4 \n0.0 \n254.9 \n34.2 \n51.7 \n27.7 \n392.0 \nMay \n2.4 \n4.1 \n18.6 \n-2.4 \n4.5 \n0.0 \n27.3 \n0.0 \n253.4 \n34.6 \n63.0 \n12.7 \n391.0 \nJun \n2.4 \n3.6 \n7.9 \n1.1 \n9.1 \n0.0 \n24.1 \n0.0 \n260.3 \n34.6 \n51.4 \n35.2 \n405.6 \nJul \n1.9 \n1.3 \n2.8 \n2.2 \n3.4 \n0.0 \n11.6 \n0.0 \n264.0 \n34.8 \n51.7 \n35.5 \n397.6 \nAug \n1.4 \n1.7 \n0.4 \n0.6 \n3.4 \n0.0 \n7.4 \n0.0 \n265.6 \n34.5 \n45.5 \n37.3 \n390.3 \nSep \n1.2 \n0.8 \n0.0 \n0.3 \n3.4 \n0.0 \n5.7 \n0.0 \n233.7 \n35.8 \n46.6 \n38.6 \n360.4 \nOct \n0.9 \n0.5 \n0.4 \n0.6 \n2.5 \n0.0 \n4.8 \n0.0 \n234.8 \n35.6 \n41.3 \n38.7 \n355.2 \nNov \n0.4 \n0.6 \n0.1 \n0.2 \n2.5 \n0.0 \n3.9 \n0.0 \n231.9 \n35.5 \n39.6 \n38.3 \n349.2 \nDec \n1.1 \n0.5 \n0.1 \n0.4 \n2.5 \n0.0 \n4.6 \n0.0 \n232.7 \n35.5 \n29.2 \n40.5 \n342.5 \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n0.1 \n0.5 \n0.0 \n0.2 \n1.8 \n0.0 \n2.6 \n0.0 \n81.3 \n10.0 \n23.5 \n34.7 \n152.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \n Feb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \n Mar \n104.3 \n62.3 \n52.8 \n219.5 \n45.8 \n0.0 \n1.2 \n-97.3 \n34.2 \n179.3 \n382.6 \n219.5 \n Apr \n107.3 64.6 \n56.3 \n228.3 \n 45.4 \n0.0 \n1.2 -98.1 \n34.2 \n 181.1 \n392.0 \n228.3 \n May \n112.2 \n67.1 \n54.4 \n233.6 \n46.7 \n0.0 \n1.2 \n-99.4 \n34.6 \n174.3 \n391.0 \n233.6 \n Jun \n114.6 \n56.2 \n52.3 \n223.1 \n46.7 \n0.0 \n1.2 \n-91.2 \n34.6 \n191.2 \n405.6 \n223.1 \n Jul \n111.3 \n82.7 \n27.0 \n220.9 \n47.1 \n0.0 \n1.2 \n-94.1 \n34.8 \n187.8 \n397.6 \n220.9 \n Aug \n109.5 \n80.6 \n 25.2 \n215.2 \n47.5 \n0.0 \n1.2 \n-101.7 \n34.5 \n 193.6 \n390.3 \n 215.2 \nSep \n111.2 \n82.6 \n19.0 \n212.8 \n47.9 \n0.0 \n1.2 \n-114.9 \n35.8 \n177.8 \n360.4 \n212.8 \nOct \n112.5 \n80.4 \n14.9 \n207.8 \n48.3 \n0.0 \n1.2 \n-114.3 \n35.6 \n176.7 \n355.2 \n207.8 \nNov \n122.6 \n59.7 \n20.0 \n202.3 \n48.2 \n0.0 \n1.2 \n-118.2 \n35.5 \n180.2 \n349.2 \n202.3 \nDec \n134.5 \n56.4 \n6.9 \n 197.8 \n48.9 \n0.0 \n1.2 \n-127.6 \n35.5 \n186.7 \n342.5 \n 197.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n36.8 \n57.7 \n5.7 \n100.1 \n11.7 \n0.0 \n0.0 \n0.7 \n10.0 \n29.6 \n152.1 \n100.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \n Feb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \n Mar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \n Apr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \n May \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \n Jun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \n Jul \n26.1 \n207.4 \n0.0 \n20.0 \n253.5 \n312.4 \n123.1 \n48.6 \n121.6 \n859.2 \n Aug \n34.7 \n204.1 \n0.0 \n20.0 \n258.8 \n320.6 \n123.0 \n46.4 \n124.1 \n872.9 \n Sep \n36.4 \n204.9 \n0.0 \n20.0 \n261.3 \n353.4 \n122.7 \n52.2 \n124.6 \n914.2 \n Oct \n39.3 \n186.8 \n0.0 \n20.0 \n246.1 \n358.4 \n128.2 \n51.8 \n122.4 \n906.9 \n Nov \n39.7 \n163.1 \n0.0 \n40.0 \n242.8 \n361.6 \n135.8 \n43.6 \n122.9 \n906.7 \n Dec \n34.8 \n158.8 \n0.0 \n40.0 \n233.6 \n381.5 \n127.7 \n55.2 \n123.0 \n920.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n Jan \n30.9 \n147.5 \n0.2 \n40.0 \n218.6 \n384.5 \n136.4 \n64.4 \n125.3 \n929.1 \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n Jul \n339.1 \n222.8 \n561.9 \n202.0 \n95.3 \n859.2 \n561.9 \n Aug \n298.4 \n270.1 \n568.4 \n206.3 \n98.2 \n872.9 \n568.4 \n \n \n \n \n \n \n \n \n Sep \n336.1 \n246.9 \n583.0 \n209.2 \n122.0 \n914.2 \n583.0 \n Oct \n310.9 \n264.9 \n575.8 \n212.0 \n119.4 \n907.2 \n575.8 \n Nov \n328.9 \n244.3 \n573.1 \n214.8 \n118.8 \n906.7 \n573.1 \n Dec \n370.3 \n197.3 \n567.6 \n219.6 \n133.9 \n921.0 \n567.6 \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n Jan \n313.9 \n253.1 \n567.0 \n225.9 \n136.2 \n929.1 \n567.0 \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nJun \n131.96 \n75.70 \n3,341.46 \nJul \n132.92 \n112.12 \n3,445.93 \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \nJul \n232.87 \n66.77 \n5,9136.78 \nAug \n181.67 \n48.73 \n4,682.27 \nSep \n200.05 \n49.90 \n5,157.20 \nOct \n209.74 \n52.68 \n5,407.42 \nNov \n213.04 \n47.02 \n5,482.03 \nDec \n202.12 \n45.79 \n5,203.13 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n189.45 \n35.40 \n4,882.11 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \nJuly \n1,162.1 \n109.7 \n70.8 \n561.9 \n1,904.5 \nAugust \n1,132.7 \n105.8 \n70.4 \n568.4 \n1,877.2 \nSeptember \n1,193.8 \n101.6 \n69.8 \n583.0 \n1,948.2 \nOctober \n1,229.3 \n95.2 \n69.3 \n575.8 \n1,969.7 \nNovember \n1,232.8 \n79.7 \n73.4 \n573.1 \n1,959.0 \nDecember \n1,330.7 \n63.3 \n72.7 \n567.6 \n2,034.3 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,206.2 \n63.3 \n70.1 \n567.0 \n1,906.7 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n1,035.2 \n200.3 \n36.2 \n66.0 \n-29.8 \nFebruary \n1,244.9 \n1,025.4 \n219.5 \n26.9 \n67.3 \n-40.4 \nMarch \n1,277.6 \n1,016.2 \n261.4 \n8.9 \n65.8 \n-57.0 \nApril \n1,491.7 \n1,050.1 \n441.6 \n23.4 \n68.5 \n-45.1 \nMay \n1,480.8 \n1,037.7 \n443.1 \n27.3 \n70.1 \n-42.8 \nJune \n1,425.8 \n969.7 \n456.0 \n24.1 \n66.9 \n-42.8 \nJuly \n1,429.9 \n964.9 \n465.1 \n11.6 \n66.3 \n-54.7 \nAugust \n1,285.0 \n945.0 \n340.0 \n7.4 \n64.6 \n-57.2 \nSeptember \n1,519.7 \n982.7 \n536.9 \n5.7 \n63.8 \n-58.1 \nOctober \n1,489.0 \n1,006.6 \n482.5 \n4.8 \n62.3 \n-57.5 \nNovember \n1,379.5 \n955.9 \n423.7 \n3.9 \n60.7 \n-56.8 \nDecember \n1,469.9 \n993.3 \n476.6 \n4.6 \n59.3 \n-54.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from May 2012, the prescribed liquid asset ratio was reviewed to 30% of liabilities to the public. \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,417.0 \n1,007.9 \n409.0 \n2.6 \n30.0 \n-27.4 \n35 \nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nValues of Transactions (US$ in millions) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n3,563.84 \n5.24 \n80.72 \n173.71 \n115.53 \n89.67 \nFeb \n2,968.02 \n5.52 \n103.88 \n156.66 \n118.70 \n80.56 \nMar \n3,339.98 \n15.21 \n134.33 \n178.08 \n118.47 \n102.05 \nApr \n3,535.58 \n16.58 \n140.28 \n187.85 \n160.61 \n123.03 \nMay \n3,915.31 \n15.42 \n129.20 \n203.37 \n211.75 \n152.24 \nJun \n3,544.35 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJul \n3,955.45 \n12.31 \n132.61 \n205.37 \n164.08 \n139.13 \nAug \n3,351.13 \n10.45 \n138.05 \n203.41 \n189.48 \n128.68 \nSep \n3,409.17 \n13.34 \n120.41 \n190.44 \n173.13 \n142.32 \nOct \n3,641.98 \n13.75 \n121.55 \n206.51 \n201.51 \n156.26 \nNov \n3,134.35 \n11.40 \n102.19 \n229.52 \n222.18 \n57.34 \nDec \n3,438.08 \n4.04 \n130.15 \n265.80 \n268.94 \n68.58 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAnnual Total \n41,797.24 \n136.91 \n1,450.48 \n2,382.07 \n2,091.02 \n1,361.84 \n \n \n \n \n \n \n \nJan \n3,093.01 \n5.24 \n102.26 \n233.10 \n228.25 \n68.31 \n2014 \n \n \n \n \n \n \n36 \nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nVolumes of Transactions (in thousands) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n181.68 \n21.18 \n761.09 \n691.18 \n6,950.84 \n47.53 \nFeb \n172.41 \n21.95 \n811.83 \n620.06 \n6,835.89 \n30.75 \nMar \n179.44 \n37.01 \n1,377.65 \n743.82 \n7,042.27 \n33.69 \nApr \n182.87 \n37.31 \n954.80 \n760.46 \n9,908.41 \n34.73 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n185.80 \n34.36 \n968.54 \n731.17 \n9,110.97 \n36.87 \nJul \n205.85 \n35.41 \n1,052.26 \n822.57 \n10,099.72 \n42.74 \nAug \n187.25 \n30.29 \n1,114.86 \n825.75 \n11,551.94 \n41.78 \nSep \n201.22 \n33.17 \n1,003.98 \n799.62 \n8,701.56 \n44.48 \nOct \n212.66 \n35.69 \n1,073.88 \n873.19 \n9,769.81 \n48.59 \nNov \n186.64 \n31.74 \n904.27 \n927.93 \n14,753.35 \n24.04 \nDec \n180.80 \n11.82 \n1,033.73 \n1,042.32 \n12,273.02 \n23.56 \n \n \n \n \n \n \n \nAnnual Total 2,291.82 367.02 12,011.07 \n 9,631.50 \n 119,144.68 447.44 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n182.48 \n29.41 \n973.79 \n815.89 \n11,141.19 \n24.19", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/January2014.pdf"}
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+{"doc_id": "5139d9d295ca5a6e9fbd9eacb1fac571", "text": "1 \n \nPUBLIC \nPUBLIC \n \nBANK OF GHANA \nMONETARY POLICY COMMITTEE \nPRESS RELEASE \n28 January 2026 \n \n \nThe Monetary Policy Committee (MPC) held its 128th regular meeting from January 26 \n– 28, 2026, to evaluate recent economic developments and assess risks to the outlook \nfor inflation and growth. This briefing summarises the key discussions and the \nCommittee's decision on the Monetary Policy Rate. \n \nThe global economy proved more resilient than expected in 2025. Growth was broadly \nsupported by fiscal stimulus in some countries, rising real wages amid declining price \npressures, and increasing Artificial Intelligence-related investments, especially in the \nUS and Asia. These factors are expected to continue to provide broader support to \ndemand in the near-term. Against this backdrop, the IMF projects global growth to \nremain steady at 3.3 percent in 2026. \n \nGlobal headline inflation has gradually shifted towards central bank targets. This \nreflected a sustained drop in oil prices, lower food prices, declining underlying inflation, \nand anchored inflation expectations. Based on these developments, global financing \nconditions have eased considerably in both advanced and emerging-market \neconomies, supported by expectations of policy easing by central banks, increased \nrisk appetite, and the depreciation of the US dollar. These global dynamics are \nexpected to be favourable for the domestic economy going forward. \n \nOn the domestic front, growth recovery gained momentum in the year. The latest data \nfrom the Ghana Statistical Service showed that overall Real GDP expanded at an \nannual rate of 6.1 percent during the first three quarters of 2025, relative to 5.8 percent \nduring the corresponding period in 2024. Similarly, non-oil GDP grew by 7.5 percent \nfrom 5.8 percent over the same comparative period. The growth outturn was mainly \ndriven by the services and agriculture sectors. \n \nThe Bank’s Composite Index of Economic Activity (CIEA) registered further \nimprovement in the last quarter of 2025. The Index recorded 8.8 percent growth in \nNovember 2025, compared to 1.5 percent growth in November 2024. International \ntrade activities, credit to the private sector, industrial production and consumption \ncontributed to the improvement in the CIEA during the period. Furthermore, the latest \nconsumer and business confidence surveys continued to point to improved sentiments \non macroeconomic conditions. Most survey respondents cited easing inflation \nconditions, stable currency, prospects for lower borrowing costs, short-term realisation \nof industry prospects, and attainment of company targets as reasons for the optimism. \n \n \n2 \n \nPUBLIC \nPUBLIC \nHeadline inflation declined sharply from 23.8 percent in December 2024 to 5.4 percent \nin December 2025. The disinflation process was broad-based and supported by tight \nmonetary policy, fiscal consolidation, and currency appreciation. Inflation expectations \nacross all sectors (consumers, businesses and the financial sector) remained well \nanchored. The Bank’s core inflation measure, which excludes energy and utility prices, \nalso eased, indicating muted underlying inflationary pressures. \n \nGrowth in monetary aggregates moderated, reflecting the relatively tight policy stance \nin the year. Reserve money grew by 12.5 percent, significantly lower than the 47.8 \npercent recorded in 2024, mainly due to increased sterilisation efforts. Broad money \nsupply growth also declined to 16.5 percent from 31.9 percent over the same \ncomparative period. \n \nMoney market rates declined sharply, with the 91-day Treasury bill rate falling to 11.08 \npercent in December 2025 from 27.73 percent a year earlier. The easing of the \nmonetary policy rate by 900 basis points during the year led to a reduction of average \nlending rates to 20.45 percent from 30.25 percent. This supported a rebound in real \nprivate-sector credit growth to 13.1 percent from 2.0 percent in 2024. \n \nFiscal operations for the period to November 2025 reflected continued consolidation. \nThe overall fiscal deficit on commitment basis stood at 0.5 percent of GDP, significantly \nbelow the target of 3.5 percent. The primary balance on commitment basis recorded \na surplus of 2.8 percent of GDP, compared with a target of 0.6 percent. Public debt \ndeclined to 45.5 percent of GDP at end-November 2025, down from 63.1 percent a \nyear earlier. \n \nThe banking sector recorded a strong performance in 2025. Total assets increased in \nthe year, driven by growth in domestic deposits, domestic borrowings and \nshareholders’ funds. The asset growth was primarily reflected in investments which \nincreased significantly. The latest financial soundness indicators show that the banking \nsector was solvent, profitable, and efficient. The Non-Performing Loan (NPL) ratio \nimproved to 18.9 percent in December 2025, from 21.8 percent in 2024, although it \nremained elevated. Ongoing policy measures aimed at resolving legacy loans, \nenforcing strict credit underwriting standards, and addressing wilful defaults are \nexpected to further improve asset quality. The easing of the policy rate is expected to \nsupport credit conditions and strengthen financial intermediation, going forward. \n \nThe external sector recorded a robust performance. The year ended with a provisional \ncurrent account surplus of US$9.1 billion, up from US$1.5 billion in 2024, driven by \nstrong gold export earnings, increased private transfers, and moderation in the \nservices and income payments. These developments, together with high capital \ninflows resulted in a provisional balance of payments surplus of US$3.98 billion. Gross \nInternational Reserves increased to US$13.8 billion, equivalent to 5.7 months of import \ncover, at end-December 2025, compared to US$9.1 billion, equivalent to 4.1 months \nof import cover at end-December 2024. \n \nImproved reserve accumulation provided buffers for the local currency. The cedi \nstrengthened against the major trading currencies in 2025 and has remained relatively \nstable in the first few weeks of 2026. The currency’s strong performance reflected \nfavourable global conditions, prudent monetary policy, effective liquidity management, \n \n3 \n \nPUBLIC \nPUBLIC \nand significant reserve buildup. In 2025, the cedi recorded an appreciation of 40.7 \npercent against the US dollar, compared with a depreciation of 19.2 percent in 2024. \n \nIn taking the policy decision, the Committee acknowledged that macroeconomic \nconditions have improved significantly. This was supported by the tight monetary \npolicy stance, fiscal consolidation, and significant build-up of reserves. Inflation has \ndeclined faster than anticipated, expectations remain well anchored, and growth has \nstrengthened. With stability largely achieved, the focus of policy is gradually shifting \ntoward consolidating these gains and supporting stronger real sector recovery, job \ncreation, and improved financial intermediation. \n \nThe latest forecast and six-months ahead survey-based inflation expectations indicate \nthat headline inflation is broadly expected to be within the medium-term target, barring \npotential spillover risks from upward adjustments in utility prices and commodity \nmarket volatility. GDP growth is expected to remain strong in 2026, with the output \ngap narrowing. While this may introduce moderate demand-side pressures, the \nCommittee judged that current monetary conditions remain tight relative to prevailing \ninflation dynamics. Sustaining Ghana’s macroeconomic gains will hinge on disciplined \nfiscal policy, strong policy coordination, and targeted agricultural interventions to \ncontain food inflation, while remaining vigilant to heightened geopolitical tensions. \n \nBased on the foregoing considerations, the Committee, by a majority decision, voted \nto lower the Monetary Policy Rate by 250 basis points to 15.50 percent. The \nCommittee will continue to monitor developments closely and take appropriate policy \nactions to ensure that the gains from macroeconomic stability are translated into \nsustainable growth. \n \nInformational Note \nThe next Monetary Policy Committee (MPC) meeting is scheduled for March 16-18, \n2026. The meeting will conclude on March 18, 2026, with the announcement of the \npolicy decision.", "source": "BOG", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Press-Release-January-2026-.pdf"}
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+{"doc_id": "5540040eb1a0da6a37fce28cce83b10e", "text": "MONTHLY ECONOMIC REVIEW \nAPRIL 2013 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n4 \nINSIDE THIS ISSUE: \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2013 \nMarch \n2013 \nApril \nZ.S.E. Mining Index1 \n66.21 \n71.98 \nZ.S.E. Industrial Index1 \n183.88 \n189.66 \nMoney Supply (Total Bank Deposits) (US$)2 \n3.80 billion \n3.97 billion \nMoney Supply (M3) Annual Growth2 \n10.47% \n14.85% \nYearly Inflation3 \n2.76% \n2.49% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nActivity on the stock market during the \nmonth of April 2013, remained subdued as a \nresult of persistent liquidity constraints in the \neconomy. \n \n \n \nIn particular, the liquidity challenges damp-\nened the participation of local investors on \nthe ZSE. Trading was, therefore, largely sus-\ntained by foreign investors who purchased \nUS$17.5 million worth of shares, against \nsales of US$7.6 million in April 2013. \n \nAs a result of subdued activity, trading vol-\numes declined, from 231.1 million shares in \nthe previous month to 154.8 million shares in \nApril 2013. Over the same period last year, \ntrading volumes were recorded at 439.2 mil-\nlion shares, representing a 64.8% decrease on \na year-on-year basis. \nMarket turnover also declined to US$25.7 \nmillion in April, from US$37.7 million in \nMarch 2013. On an annual basis, market \nturnover registered a 19% decrease, from \nUS$31.8 million in April 2012. \n \nThe limited trading that occurred on the ZSE \nwas largely concentrated on a few heavily \ncapitalized counters which included Delta, \nInnscor, Econet and OK. These trades under-\npinned the 3.1% increase in the industrial \nindex, which closed the month under review \nat 189.66 points. On a year-to-date basis, the \nindustrial index gained 25.4%. \n \nThe mining index, however, recovered from \nthe previous downward trend, on the back of \ngains from Falgold (27.3%) and Hwange \n(33.2%). The mining index closed the month \n \n2 3 \n \n2 4 \nunder review 8.7% higher, at 71.98 points. \nOn a year-to-date basis, the mining index \ngained 8.6% in April 2013. \n \nThe above developments resulted in market \ncapitalization rising by 3.6%, from US$4.73 \nbillion in March to US$4.89 billion in April \n2013. On a year-to-date basis, market capi-\ntalization also registered a gain of 24.3%. \n \n \nMONETARY DEVELOPMENTS \n \nAnnual growth in broad money increased to \n14.85% in April 2013, from 10.47% in \nMarch. In absolute terms, broad money went \nup from US$3.79 billion in March to \nUS$3.97 billion in April 2013. \n \nOn a month on month basis, broad money \ngrew by 4.4% in April, compared to a de-\ncline of 0.4% recorded in March 2013. The \nincrease reflected expansions of 6.2% and \n6.1% in demand and under 30-day deposits, \nrespectively. \nPartially offsetting the increase in demand \nand short term deposits was a decline of \nUS$6.7 million in savings deposits, from \nUS$427.8 million in March to US$421.1 \nmillion in April 2013. Long term deposits \nremained unchanged at US$526.4 million. \n \n3 5 \nOn an annual basis, credit to the private sec-\ntor grew by 23.0% in April 2013, compared \nto 38.4% recorded in April 2012. The credit \ngrowth rate, in real terms, also declined re-\nflecting the generally slowdown in lending \nby banks, owing to increased uncertainties \nin the economy. \nOutstanding credit to the private sector de-\ncreased by US$50.9 million to US$3 569.4 \nmillion in April 2013, from US$3 620.4 \nmillion recorded in March. The decline in \nwas partially attributed to a general slow-\ndown in lending by banks, loan maturities \nnot rolled over, as well as impairments ow-\ning to high credit risks. \n \nThe slowdown in credit growth also mir-\nrored the declining growth trend of deposits. \nLoans and advances were largely extended to \nhouseholds (18.4%), agriculture (17.5%), \nmanufacturing \n(17.2%) \nand \ndistribution \n(16.4%) activities. \n \nAs at the end of April 2013, loans and ad-\nvances accessed by economic agents were \nused for raw materials and stocks, 36.6%; \nconsumer durables, 12%; capital expendi-\ntures, 18.7%; trade finance, 2%; and other re-\ncurrent expenditures, 30.7%. On the backdrop \nof high liquidity risks in the economy, loans \nand advances utilized for fixed investment \nactivities, which require long term capital, \nconstituted only 11.7% of the total credit as at \nend of April 2013. \n \nCredit to Government registered an increase \nof 5.5%, from US$170.6 million in March to \nUS$180 million in April 2013 largely reflect-\ning private placements of Treasury bills. \n \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nDomestic inflation slowed 2.49% in April \n2013, down from 2.76% in March 2013, on \nthe back of positive developments in both do-\nmestic and external factors. \nDepressed international oil and food prices, \ncoupled with a depreciated South Africa rand, \n4 \n \n6 \ncontributed to a slowdown in domestic infla-\ntion. \nAnnual food inflation slowed down to 3.58% \nin April 2013, from 4.18% in March 2013, \nwhile non-food inflation also declined from \n2.04% to 1.94%, during the same period. \nAnnual food inflation was largely driven by \nincreases in prices of bread and cereals, meat, \nfish and vegetables, while increases in rent-\nals, transport, education and alcoholic bever-\nages and tobacco largely contributed to an-\nnual non-food inflation. \nMonth-on-Month Inflation \n \nMonth-on-month inflation stood at -0.07 % in \nApril 2013, down from 0.21% in March \n2013, largely reflecting the slowdown in \nfood prices. \nMonthly food inflation fell to -0.44% in \nApril 2013, from 0.32% in March 2013, \nlargely as a result of decreases in cereal \nprices. \nMonthly non-food inflation posted a lower \nincrease of 0.11% in April 2013, from 0.15% \nin March 2013, following declines in cloth-\ning and footwear, furniture and equipment, \nas well as communication. \nInflation Outlook \nInflation is expected to remain low and sta-\nble, on account of a favourable outlook of \nexogenous factors, which include interna-\ntional oil and food prices, as well as US$/\nrand exchange rate depreciation. \n \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nDuring the month of April 2013, there was \nan increase in all payment platforms. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through \nthe RTGS system in April 2013 increased by \n6% to US$3.54 billion, from US$3.33 billion \nin March 2013, while the volume of transac-\ntions registered an increase of 2%, from 179 \n435 to 182 865 in the same period. \n7 \nCard Systems \n \n \nThe total value of card based transactions \nrose by 5.1%, from US$312.5 million in \nMarch to US$328.2 million in April 2013. \n \nMobile and Internet Based Transactions \n \nThe value of mobile and internet based trans-\nactions rose by 28.6%, from US$220.6 mil-\nlion recorded in March 2013 to US$283.6 \nmillion in April 2013. \nCheques \n \nIn value terms, cheque transactions increased \nby 9.2%, from US$15.2 million in March \n2013 to US$16.6 million in March 2013. \n \n \n \n \n \n \nReserve Bank of Zimbabwe \nMay 2013 \n8 \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n35 \n \n10 \n11 \nTABLE 1.1 : MONETARY AGGREGATES \n US$ Thousands \n \n2012 \n2013 \n \nApril \nMay \nJune \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \nFebruary \nMarch \n \n \n \n \n \n \n \n \n \n \n \n \n \nRBZ Demand Deposits \n82.9 \n78.6 \n79.7 \n80.1 \n80.9 \n82.1 \n80.7 \n79.6 \n80.8 \n78.6 \n78.3 \n77.3 \nComm. Banks Dem. Deposits \n1,833,486.4 \n1,804,232.7 \n1,815,912.3 \n1,875,149.3 \n1,826,752.4 \n1,869,138.7 \n1,894,495.7 \n1,804,260.4 \n1,981,218.7 \n1,924,517.4 \n1,875,465.4 \n1,860,664.0 \nMerchant Banks Dem. Deposits \n89,097.4 \n84,715.0 \n136,052.5 \n110,779.0 \n106,955.1 \n102,471.0 \n112,805.6 \n105,260.2 \n108,094.7 \n106,935.2 \n102,797.7 \n104,281.4 \nM1 \n1,922,666.7 \n1,889,026.3 \n1,952,044.5 \n1,986,008.4 \n1,933,788.4 \n1,971,691.8 \n2,017,382.0 \n1,909,600.2 \n2,089,394.2 \n2,031,531.2 \n1,978,341.4 \n1,965,022.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks Savings Deposits \n167,459.3 \n161,039.2 \n160,170.3 \n162,953.0 \n171,279.3 \n189,287.9 \n182,029.0 \n288,914.0 \n253,471.9 \n193,007.6 \n192,683.5 \n201,459.2 \nBuilding Soc. Savings Deposits \n133,025.2 \n156,772.0 \n171,972.6 \n168,562.6 \n171,825.0 \n176,983.1 \n164,699.0 \n163,276.1 \n180,152.6 \n159,093.7 \n168,605.4 \n168,484.1 \nP O S B Savings Deposits \n46,057.1 \n49,423.7 \n50,001.8 \n51,631.2 \n51,322.2 \n51,747.0 \n50,457.0 \n55,822.7 \n54,893.7 \n55,832.5 \n56,274.2 \n57,860.7 \nComm. Banks U-30 Day Deposits \n522,894.7 \n622,619.0 \n706,497.8 \n668,743.8 \n716,241.3 \n648,981.9 \n781,995.1 \n593,873.6 \n613,008.0 \n632,215.7 \n708,500.6 \n734,849.5 \nMerchant Banks U-30 Day Deposits \n116,172.0 \n100,355.4 \n91,241.5 \n36,431.8 \n39,907.3 \n60,358.5 \n35,887.6 \n69,265.1 \n67,930.5 \n91,671.2 \n65,975.9 \n62,324.3 \nBuilding Soc. U- 30 Day Deposits \n72,310.0 \n77,364.4 \n70,088.7 \n53,684.5 \n59,216.0 \n70,300.4 \n98,536.7 \n73,514.3 \n65,572.4 \n60,885.9 \n77,091.9 \n82,098.1 \nM2 \n2,980,584.0 \n3,056,599.9 \n3,202,017.2 \n3,128,015.2 \n3,143,579.4 \n3,169,350.6 \n3,320,987.1 \n3,154,266.0 \n3,324,423.3 \n3,224,237.8 \n3,247,472.9 \n3,272,098.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks O-30 Day Deposits \n289,006.7 \n347,816.0 \n228,931.5 \n327,819.8 \n192,982.4 \n311,167.7 \n235,566.9 \n424,351.9 \n314,380.7 \n351,356.6 \n297,613.9 \n249,558.5 \nMerchant Banks O-30 Day Deposits \n41,942.5 \n66,248.4 \n31,257.6 \n65,758.0 \n64,463.7 \n56,445.3 \n60,561...8 \n46,439.3 \n44,191.4 \n21,339.0 \n55,714.0 \n52,841.7 \nBuilding Soc. O- 30 Day Deposits \n125,863.2 \n93,384.4 \n109,663.7 \n156,055.2 \n170,113.2 \n172,761.3 \n165,382.5 \n179,493.1 \n184,561.2 \n192,823.3 \n194,226.7 \n203,912.9 \nBuilding Soc. Class C Deposits \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n \n \n \n \n0.0 \nBuilding Soc. Other Share Deposits \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n11,266.6 \nP O S B Time Deposits \n6,217.4 \n5,995.0 \n8,259.1 \n9,770.5 \n8,018.0 \n8,316.8 \n11,324.0 \n9,964.9 \n8,973.9 \n8,497.2 \n8,447.9 \n8,845.8 \nM3 \n3,453,755.3 \n3,580,185.4 \n3,590,270.7 \n3,697,560.4 \n3,589,298.3 \n3,728,183.4 \n3,813,963.8 \n3,824,656.8 \n3,886,672.1 \n3,808,395.5 \n3,813,616.9 \n3,798,524.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \nApril \n \n 78.56 \n1,979,220.0 \n107,324.1 \n2,086,622.6 \n \n194,873.4 \n170,975.7 \n55,236.9 \n786,076.0 \n64,604.1 \n81,944.39 \n3,440,333.1 \n \n223,799.1 \n56,349.4 \n226,550.8 \n0.0 \n11,266.6 \n8,443.5 \n3,966,742.5 \n \n12 \nTABLE 1.2 : BROAD MONEY SURVEY \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-330,975.30 \n-372,096.90 \n-375,252.50 \n-366,349.80 \n-459,138.70 \n-447,672.70 \n-417,840.40 \n-340,899.70 \n-435,528.80 \n-485,643.40 \n-478,669.10 \n-627,094.50 \n \n Assets \n1,049,371.80 \n1,014,946.00 \n1,008,028.90 \n1,010,995.60 \n918,272.00 \n952,305.80 \n964,367.00 \n1,063,411.00 \n1,089,808.50 \n994,812.70 \n988,575.61 \n867,399.60 \n \n Reserve Bank (RBZ) \n510,111.80 \n456,394.50 \n439,248.40 \n443,530.60 \n392,913.30 \n431,019.90 \n402,814.90 \n385,911.70 \n447,988.80 \n454,346.10 \n421,879.25 \n367,092.80 \n \n Deposit Money Banks (DMBs) \n514,286.00 \n531,555.60 \n547,519.30 \n543,103.30 \n497,720.10 \n490,916.00 \n527,291.20 \n635,377.30 \n599,274.60 \n507,151.40 \n529,296.47 \n469,834.90 \n \n Other Banking Institutions \n(OBIs) \\1 \n24,974.00 \n26,996.00 \n21,261.20 \n24,361.70 \n27,638.60 \n30,369.90 \n34,260.90 \n42,122.10 \n42,545.10 \n33,315.20 \n37,399.89 \n30,471.90 \n \n Liabilities \\2 \n-1,380,347.10 \n-1,387,042.90 \n-1,383,281.50 \n-1,377,345.40 \n-1,377,410.80 \n-1,399,978.50 \n-1,382,207.30 \n-1,404,310.70 \n-1,525,337.30 \n-1,480,456.00 \n-1,467,244.71 \n-1,494,494.10 \n \n RBZ \n1,157,868.10 \n1,144,411.30 \n1,145,150.60 \n1,142,322.10 \n1,144,176.70 \n1,149,650.90 \n1,147,233.00 \n1,147,319.70 \n1,149,161.20 \n1,149,023.60 \n1,141,623.47 \n1,135,073.40 \n \n DMBs \n200,681.00 \n220,947.20 \n216,314.50 \n217,204.30 \n216,220.20 \n233,273.50 \n211,042.10 \n233,317.40 \n352,118.40 \n311,214.10 \n303,476.08 \n337,091.10 \n \n OBIs \n21,798.00 \n21,684.40 \n21,816.30 \n17,818.90 \n17,013.80 \n17,054.10 \n23,932.20 \n23,673.70 \n24,057.80 \n20,218.40 \n22,145.17 \n22,329.60 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \n3,784,730.50 \n3,952,282.30 \n3,965,523.20 \n4,063,910.10 \n4,048,437.10 \n4,175,856.10 \n4,231,804.20 \n4,165,556.50 \n4,322,201.00 \n4,294,038.70 \n4,292,286.03 \n4,425,618.60 \n \nDOMESTIC CREDIT \n3,022,182.40 \n3,139,957.20 \n3,227,332.40 \n3,362,641.70 \n3,396,416.20 \n3,469,968.40 \n3,502,649.80 \n3,620,952.20 \n3,788,468.50 \n3,777,967.90 \n3,781,756.54 \n3,845,110.10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n88,583.80 \n78,536.20 \n82,193.20 \n79,337.50 \n73,155.70 \n73,214.80 \n80,219.70 \n80,710.40 \n176,058.40 \n166,842.30 \n153,163.97 \n170,638.10 \n \n RBZ \n-1,718.70 \n-1,733.00 \n-2,106.20 \n-1,522.60 \n-1,502.40 \n-1,514.60 \n-11,344.70 \n-11,034.80 \n-11,097.80 \n-1,225.80 \n-1,192.38 \n-1,179.60 \n \n DMBs \n90,099.00 \n80,045.40 \n84,095.80 \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,122.73 \n151,543.00 \n \n OBIs \n203.6 \n223.8 \n203.6 \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.63 \n20,274.70 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Public Enterprises \n31,445.00 \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n DMBs \n31,445.00 \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n \n Agri-PEs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n Other \n31,445.00 \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n3,620,380.60 \n \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Private Sector \n2,902,153.60 \n3,029,628.50 \n3,095,827.90 \n3,233,688.50 \n3,273,970.70 \n3,350,693.00 \n3,372,788.70 \n3,488,777.20 \n3,560,693.20 \n3,558,864.50 \n3,574,884.08 \n3,620,380.60 \n \n RBZ \n44,103.00 \n47,176.70 \n43,759.20 \n38,792.30 \n41,323.60 \n42,548.20 \n42,122.00 \n41,521.50 \n40,636.30 \n41,014.10 \n41,015.10 \n41,041.10 \n \n DMBs \n2,513,158.60 \n2,622,165.20 \n2,663,738.30 \n2,797,404.90 \n2,823,945.60 \n2,897,885.30 \n2,890,646.50 \n2,996,259.40 \n3,065,153.80 \n3,057,321.20 \n3,065,133.69 \n3,111,948.80 \n \n OBIs \n344,891.90 \n360,286.50 \n388,330.30 \n397,491.40 \n408,701.50 \n410,259.50 \n440,020.20 \n450,996.30 \n454,903.20 \n460,529.20 \n468,735.29 \n467,417.70 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n762,548.20 \n812,325.10 \n738,190.80 \n701,268.40 \n652,020.90 \n705,887.60 \n729,154.40 \n544,604.30 \n533,732.40 \n516,070.80 \n510,529.50 \n580,508.50 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n3,453,755.20 \n3,580,185.40 \n3,590,270.70 \n3,697,560.40 \n3,589,298.30 \n3,728,183.40 \n3,813,963.80 \n3,824,656.80 \n3,886,672.10 \n3,808,395.40 \n3,813,616.93 \n3,798,524.10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n \n-477,210.6 \n983,189.5 \n412,155.0 \n537,446.4 \n33,588.1 \n-1,460,400.2 \n1,140,521.7 \n293,394.4 \n26,484.0 \n \n4,443,953.2 \n3,808,385.3 \n \n180,007.9 \n-1,180.8 \n160,538.4 \n20,650.2 \n \n58,973.6 \n0.0 \n58,973.6 \n0.0 \n58,973.6 \n0.0 \n \n3,569,403.8 \n41,014.1 \n3,058,690.9 \n469,698.7 \n \n635,567.9 \n \n3,966,742.5 \n \n \n13 \nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3) \n US$ Thousands \n1. Finance houses, building societies and P. O. S. B. \n2. Sign reversal. \n3. Net Domestic Assets consist of domestic credit and other items net. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n27,637.80 \n-41,121.60 \n-3,155.70 \n8,902.80 \n-92,789.00 \n11,466.10 \n29,832.30 \n76,940.70 \n-94,629.10 \n-50,114.50 \n6,974.25 \n-148,425.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n Assets \n32,408.00 \n-34,425.80 \n-6,917.10 \n2,966.70 \n-92,723.60 \n34,033.80 \n12,061.10 \n99,044.00 \n26,397.50 \n-94,995.80 \n-6,237.07 \n-121,176.0 \n Reserve Bank (RBZ) \n22,907.10 \n-53,717.30 \n-17,146.10 \n4,282.20 \n-50,617.30 \n38,106.70 \n-28,205.00 \n-16,903.20 \n62,077.10 \n6,357.30 \n-32,466.80 \n-54,786.5 \n Deposit Money Banks (DMBs) \n6,046.70 \n17,269.50 \n15,963.80 \n-4,416.00 \n-45,383.20 \n-6,804.10 \n36,375.10 \n108,086.10 \n-36,102.60 \n-92,123.20 \n22,145.09 \n-59,461.6 \n Other Banking Institutions (OBIs) \n\\1 \n3,454.30 \n2,022.00 \n-5,734.70 \n3,100.50 \n3,276.90 \n2,731.30 \n3,891.00 \n7,861.20 \n423 \n-9,229.80 \n4,084.65 \n-6,928.0 \n Liabilities \\2 \n-4,770.30 \n-6,695.80 \n3,761.40 \n5,936.10 \n-65.4 \n-22,567.70 \n17,771.10 \n-22,103.40 \n-121,026.60 \n44,881.30 \n13,211.32 \n-27,249.4 \n RBZ \n-594.8 \n-13,456.80 \n739.3 \n-2,828.50 \n1,854.60 \n5,474.20 \n-2,417.90 \n86.7 \n1,841.50 \n-137.6 \n-7,400.09 \n-6,550.1 \n DMBs \n4,542.10 \n20,266.20 \n-4,632.70 \n889.8 \n-984.1 \n17,053.30 \n-22,231.40 \n22,275.20 \n118,801.00 \n-40,904.20 \n-7,738.03 \n33,615.1 \n OBIs \n823 \n-113.7 \n131.9 \n-3,997.50 \n-805.1 \n40.3 \n6,878.20 \n-258.6 \n384.1 \n-3,839.40 \n1,926.80 \n184.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \\3 \n-12,501.00 \n167,551.70 \n13,240.90 \n98,386.90 \n-15,473.10 \n127,419.00 \n55,948.10 \n-66,247.70 \n156,644.50 \n-28,162.20 \n-1,752.72 \n133,332.6 \nDOMESTIC CREDIT \n20,014.40 \n117,774.80 \n87,375.20 \n135,309.30 \n33,774.50 \n73,552.20 \n32,681.40 \n118,302.40 \n167,516.40 \n-10,500.60 \n3,788.59 \n63,353.6 \n Claims on Government (net) \n-999 \n-10,047.60 \n3,657.00 \n-2,855.70 \n-6,181.90 \n59.1 \n7,004.90 \n490.8 \n95,348.00 \n-9,216.10 \n-13,678.34 \n17,474.1 \n RBZ \n43 \n-14.3 \n-373.2 \n583.5 \n20.3 \n-12.2 \n-9,830.10 \n309.9 \n-63 \n9,872.00 \n33.43 \n12.8 \n DMBs \n-1,245.50 \n-10,053.60 \n4,050.40 \n-3,235.60 \n-6,202.10 \n71.3 \n15,601.40 \n180.9 \n95,410.90 \n-18,088.00 \n-13,711.77 \n-2,579.8 \n OBIs \n203.6 \n20.2 \n-20.2 \n-203.6 \n0 \n0 \n1,233.60 \n0 \n0 \n-1,000.00 \n0.0 \n20,041.1 \n Claims on Public Enterpris \n1,475.60 \n347.5 \n17,518.80 \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n1,823.10 \n252.4 \n544.3 \n1,447.33 \n382.9 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n DMBs \n1,475.60 \n347.5 \n17,518.80 \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n18231 \n252.4 \n544.3 \n1,447.33 \n382.9 \n Agri-PEs \n-1 \n0 \n0 \n0 \n-4,771.80 \n-4,772.80 \n-4,773.80 \n-4,774.80 \n0 \n0 \n0 \n0 \n Other \n1,476.60 \n347.5 \n17,518.80 \n304.3 \n4,446.00 \n1,543.70 \n8,354.50 \n6,597.90 \n252.4 \n544.3 \n1,447.33 \n382.9 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n Claims on Private Sector \n19,537.70 \n127,474.90 \n66,199.40 \n137,860.60 \n40,282.20 \n76,722.30 \n22,095.70 \n115,988.50 \n71,916.00 \n-1,828.70 \n16,019.59 \n45,496.5 \n RBZ \n-3,605.00 \n3,073.70 \n-3,417.50 \n-4,967.00 \n2,531.30 \n1,224.60 \n-426.2 \n-600.5 \n-885.3 \n377.8 \n1.0 \n-1.0 \n DMBs \n29,007.30 \n109,006.50 \n41,573.10 \n133,666.60 \n26,540.70 \n73,939.70 \n-7,238.70 \n105,612.90 \n68,894.30 \n-7,832.60 \n7,812.52 \n46,815.1 \n OBIs \n-5,864.50 \n15,394.60 \n28,043.80 \n9,161.00 \n11,210.10 \n1,558.00 \n29,760.70 \n10,976.10 \n3,906.90 \n5,626.00 \n8,206.07 \n-1,317.5 \nOTHER ITEMS (NET) \n-32,515.40 \n49,777.00 \n-74,134.30 \n-36,922.40 \n-49,247.60 \n53,866.80 \n23,266.70 \n-184,550.10 \n-10,871.90 \n-17,661.60 \n-5,541.30 \n69,979.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n15,136.70 \n126,430.10 \n10,085.30 \n107,289.70 \n-108,262.00 \n138,885.10 \n85,780.40 \n10,692.90 \n62,015.40 \n-78,276.70 \n5,221.54 \n-15,092.8 \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n0.40% \n3.70% \n0.30% \n3.00% \n-2.90% \n3.90% \n2.30% \n0.30% \n1.60% \n-2.00% \n0.14% \n-0.4% \n Domestic Credit \n0.70% \n3.90% \n2.80% \n4.20% \n1.00% \n2.20% \n0.90% \n3.40% \n4.60% \n-0.30% \n0.10% \n1.7% \n Claims on Private Sector \n0.70% \n4.40% \n2.20% \n4.50% \n1.20% \n2.30% \n0.70% \n3.40% \n2.10% \n-0.10% \n0.45% \n1.3% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n \n \n149,883.9 \n \n115,789.9 \n45,062.2 \n67,611.5 \n3,116.2 \n34,093.9 \n5,448.4 \n-43,696.7 \n4,154.5 \n \n18,334.6 \n-36,724.9 \n9,369.8 \n-1.2 \n8,995.5 \n375.5 \n4,882.2 \n0.0 \n4,882.2 \n0.0 \n4,882.2 \n0.0 \n-50,976.8 \n0.0 \n-53,257.8 \n2,281.0 \n55,059.4 \n \n168,218.4 \n \n4.4% \n-1.0% \n-1.4% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-27,421.40 \n-103,677.30 \n-202,674.90 \n-89,936.30 \n-190,761.00 \n-131,411.50 \n-100,210.80 \n-19,830.80 \n-139,041.90 \n-211,017.80 \n-408,762.52 \n-268,481.4 \n Assets \n63,059.10 \n4,008.90 \n-129,754.20 \n-42,038.00 \n-142,367.40 \n-71,725.60 \n-81,928.20 \n36,818.40 \n33,821.10 \n-99,644.30 \n-321,764.74 \n-149,564.2 \n Reserve Bank (RBZ) \n83,610.00 \n20,800.00 \n-95,804.20 \n-5,809.40 \n-77,953.30 \n-5,234.10 \n-34,371.40 \n-34,330.10 \n33,849.90 \n23,562.10 \n-129,087.95 \n-120,111.9 \n Deposit Money Banks (DMBs) \n-38,349.10 \n-41,001.10 \n-41,235.80 \n10,917.80 \n-76,767.00 \n-84,133.70 \n-68,113.20 \n53,083.10 \n-22,552.60 \n-134,496.90 \n-207,670.13 \n-38,404.5 \n Other Banking Institutions (OBIs) \n\\1 \n17,798.20 \n24,210.00 \n7,285.80 \n10,917.80 \n12,352.80 \n17,642.10 \n20,556.40 \n18,065.40 \n22,523.80 \n11,290.50 \n14,993.34 \n8,952.2 \n Liabilities \\2 \n-90,480.50 \n-107,686.20 \n-72,920.70 \n-47,898.30 \n-48,393.50 \n-59,685.90 \n-18,282.60 \n-56,649.10 \n-172,863.00 \n-111,373.40 \n-86,997.79 \n-118,917.3 \n RBZ \n-14,778.20 \n-22,208.00 \n-23,594.10 \n-28,246.40 \n-27,498.90 \n-21,730.40 \n-33,783.90 \n-20,811.30 \n-2,908.60 \n-9,155.50 \n-20,012.20 \n-23,389.5 \n DMBs \n83,460.60 \n108,209.80 \n74,698.50 \n78,373.30 \n79,089.80 \n89,568.80 \n53,504.60 \n79,315.30 \n177,406.00 \n121,978.00 \n105,662.89 \n140,952.3 \n OBIs \n21,798.00 \n21,684.40 \n21,816.30 \n-2,228.60 \n-3,197.30 \n-8,152.60 \n-1,438.00 \n-1,854.90 \n-1,634.40 \n-1,449.10 \n1,347.09 \n1,354.5 \nNET DOMESTIC ASSETS \\3 \n879,760.10 \n950,213.50 \n893,222.20 \n880,494.10 \n827,621.50 \n830,303.80 \n860,964.80 \n755,911.50 \n925,312.70 \n874,388.80 \n844,811.73 \n628,387.0 \nDOMESTIC CREDIT \n901,624.20 \n892,017.10 \n842,025.30 \n864,860.40 \n822,357.30 \n802,510.00 \n795,755.70 \n873,159.50 \n990,341.70 \n986,989.40 \n963,317.91 \n842,942.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n91,058.50 \n80,446.20 \n84,027.80 \n81,808.40 \n75,191.50 \n74,845.90 \n82,122.60 \n82,338.10 \n177,893.20 \n168,720.90 \n154,919.99 \n81,055.3 \n DMBs \n90,099.00 \n80,045.40 \n84,095.80 \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,123.73 \n60,198.4 \n OBIs \n203.6 \n223.8 \n203.6 \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.625 \n20,274.7 \n Claims on Public Enterprises \n5,024.70 \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n24,274.7 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n DMBs \n5,024.70 \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n24,122.0 \n Agri-PEs \n-252.3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n-1.0 \n Other \n5,277.00 \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,793.40 \n7,557.90 \n9,665.95 \n24,123.0 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n Claims on Private Sector \n805,541.00 \n809,247.00 \n748,477.10 \n777,751.70 \n739,886.00 \n730,843.70 \n713,583.30 \n781,394.30 \n805,656.00 \n810,710.60 \n798,732.97 \n737,764.8 \n RBZ \n7,991.30 \n10,864.80 \n3,313.70 \n665 \n1,765.10 \n-9,455.10 \n-9,387.20 \n-3,975.50 \n-3,903.10 \n-5,788.80 \n-7,388.11 \n-6,693.9 \n DMBs \n648,551.40 \n654,211.80 \n584,559.50 \n616,003.90 \n597,497.20 \n617,287.40 \n574,157.10 \n654,515.10 \n687,696.60 \n691,818.10 \n687,296.33 \n627,797.4 \n OBIs \n148,998.40 \n144,170.40 \n160,603.90 \n161,082.90 \n140,623.70 \n123,011.40 \n148,813.50 \n130,854.70 \n121,862.50 \n124,681.30 \n118,824.75 \n116,661.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n-21,864.10 \n58,196.40 \n51,196.90 \n15,633.70 \n5,264.20 \n27,793.80 \n65,209.10 \n-117,248.00 \n-65,029.00 \n-112,600.70 \n-118,506.18 \n-214,555.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n852,338.70 \n846,536.20 \n690,547.40 \n790,557.90 \n636,860.50 \n698,892.30 \n760,753.90 \n736,080.70 \n786,270.80 \n663,371.00 \n436,049.20 \n359,905.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n32.80% \n31.00% \n23.80% \n27.20% \n21.60% \n23.10% \n24.90% \n23.80% \n25.40% \n21.10% \n12.91% \n10.5% \n Domestic Credit \n42.50% \n39.70% \n35.30% \n34.60% \n31.90% \n30.10% \n29.40% \n31.80% \n35.40% \n35.40% \n34.18% \n28.1% \n Claims on Private Sector \n38.40% \n36.40% \n31.90% \n31.70% \n29.20% \n27.90% \n26.80% \n28.90% \n29.20% \n29.50% \n28.77% \n25.6% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n \n \n-146,235.3 \n-66,182.3 \n-97,956.8 \n23,160.4 \n8,614.1 \n-80,053.1 \n-17,346.3 \n92,713.4 \n4,686.0 \n659,222.6 \n786,202.9 \n \n91,424.1 \n70,439.5 \n20,446.7 \n27,528.6 \n0.0 \n27,528.6 \n0.0 \n27,528.6 \n0.0 \n667,250.2 \n-3,088.9 \n545,532.3 \n124,806.8 \n \n-126,980.3 \n \n512,987.3 \n \n \n14.9% \n26.0% \n23.0% \n \n \nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3) \n \n \n \n \n$ Thousands \n \n \n \n \n14 \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n363,990.9 \n39,589.6 \n27,332.8 \n322,510.1 \n8,749.9 \n74,636.2 \n336,196.7 \n77,655.7 \n198,437.3 \n52,515.7 \n171,956.3 \n1,013.2 \n1,674,584.5 \nFEBRUARY \n352,190.20 \n36,718.69 \n26,551.03 \n284,567.87 \n9,291.08 \n85,886.99 \n336,261.49 \n88,738.25 \n202,845.20 \n53,191.93 \n172,424.01 \n1,567.65 \n1,650,234.17 \nMARCH \n354,440.8 \n37,811.0 \n31,484.9 \n328,381.1 \n8,193.5 \n92,178.6 \n324,375.5 \n108,000.1 \n205,453.7 \n32,088.9 \n174,479.6 \n1,583.8 \n1,698,471.4 \nAPRIL \n341,893.5 \n30,462.0 \n33,633.8 \n358,038.0 \n5,558.5 \n78,498.4 \n334,699.5 \n110,765.7 \n220,956.5 \n26,181.8 \n179,845.8 \n1,355.3 \n1,721,888.8 \nMAY \n375,541.0 \n30,286.7 \n31,158.4 \n350,097.9 \n7,623.4 \n97,695.7 \n327,187.7 \n113,796.7 \n207,041.1 \n28,432.9 \n202,146.6 \n1,738.3 \n1,772,746.5 \nJUNE \n402,314.1 \n30,399.7 \n37,466.6 \n356,842.2 \n7,580.8 \n28,025.9 \n337,059.2 \n130,973.8 \n201,898.0 \n40,295.4 \n219,606.7 \n1,649.8 \n1,794,112.2 \nJULY \n416,536.2 \n26,795.9 \n36,424.2 \n369,410.8 \n8,174.0 \n26,119.1 \n348,484.2 \n136,934.2 \n203,314.6 \n36,869.5 \n249,542.8 \n3,382.6 \n1,861,988.0 \nAUGUST \n422,545.8 \n30,950.3 \n43,395.1 \n390,558.4 \n8,333.0 \n29,323.9 \n348,252.0 \n146,338.5 \n173,945.4 \n55,950.3 \n254,919.8 \n3,523.5 \n1,907,991.4 \nSEPTEMBER \n431,501.7 \n36,637.9 \n38,487.8 \n384,840.8 \n6,828.2 \n37,420.1 \n396,813.5 \n145,657.9 \n219,452.1 \n29,378.2 \n254,248.3 \n5,036.1 \n1,986,302.5 \nOCTOBER \n444,653.7 \n33,583.2 \n34,764.4 \n411,489.2 \n9,551.4 \n29,439.4 \n401,206.1 \n144,223.4 \n230,809.2 \n35,103.6 \n271,795.8 \n6,715.9 \n2,053,335.2 \nNOVEMBER \n444,527.3 \n33,548.0 \n37,207.3 \n428,008.3 \n10,704.6 \n32,236.2 \n417,838.2 \n142,715.0 \n228,088.4 \n36,568.0 \n267,282.0 \n8,055.2 \n2,087,778.7 \nDECEMBER \n444,341.0 \n32,622.8 \n37,353.2 \n428,782.2 \n8,513.2 \n31,513.9 \n414,044.9 \n148,927.9 \n233,864.4 \n33,116.1 \n288,628.5 \n9,370.9 \n2,111,078.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n455,178.85 \n43,628.19 \n23,433.43 \n428,381.71 \n14997.84 \n35,589.10 \n444,798.68 \n135,046.20 \n288,857.56 \n45,643.59 \n377,036.95 \n7,693.65 \n2,300,585.76 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n35,376.1 \n10,738.7 \n47,937.8 \n17,312.5 \n50,388.0 \n66,466.5 \n39,965.4 \n84,903.2 \n26,657.0 \n71,065.7 \n2,342.2 \n453,153.1 \nFEBRUARY \n34,059.98 \n13,041.24 \n52,903.21 \n13,996.58 \n16,604.58 \n63,567.90 \n54,375.98 \n102,197.29 \n38,026,78 \n79,721.89 \n4,643.07 \n473,138.5 \nMARCH \n39,424.8 \n9 774.0 \n61,447.5 \n17,975.5 \n16,996.3 \n58,655.1 \n41,242.3 \n105,237.4 \n24,714.2 \n78,820.4 \n12,938.4 \n467,225.9 \nAPRIL \n43,485.3 \n10,392.5 \n61,081.2 \n19,067.3 \n19,238.3 \n57,209.2 \n43,704.5 \n106,196.8 \n36,968.1 \n84,346.1 \n4,839.5 \n486,528.7 \nMAY \n78,656.9 \n13,181.3 \n27,476.1 \n12,928.2 \n22,947.0 \n62,231.5 \n79,196.3 \n74,699.3 \n47,191.6 \n115,625.4 \n8,319.3 \n542,453.4 \nJUNE \n99,949.6 \n12,989.0 \n55,552.6 \n15,544.8 \n22,884.4 \n64,832.4 \n58,599.9 \n91,171.3 \n33,744.2 \n125,204.9 \n7,515.8 \n587,988.8 \nJULY \n57,212.2 \n15,008.9 \n28,053.9 \n25,999.1 \n48,343.1 \n66,151.0 \n76,442.2 \n92,251.0 \n46,904.3 \n111,009.8 \n4,461.3 \n571,836.8 \nAUGUST \n49,200.5 \n14,198.6 \n38,216.6 \n26,733.6 \n27,.22.2 \n54,208.9 \n65,862.8 \n65,893.7 \n44,173.3 \n114,603.8 \n7,371.6 \n507,485.6 \nSEPTEMBER \n57,953.8 \n14,365.5 \n37,230.9 \n27,211.1 \n27,365.5 \n54,699.3 \n67,007.8 \n69,196.8 \n43,515.1 \n119,899.9 \n7,225.4 \n525,670.8 \nOCTOBER \n62,501.8 \n15,369.1 \n50,322.8 \n13,991.3 \n43,176.3 \n76,085.7 \n 84,137.4 \n74,481.1 \n36,442.3 \n 159,860.1 \n7,139.6 \n 623,507.5 \nNOVEMBER \n79,498.6 \n17,399.0 \n51,214.2 \n37,028.4 \n41,525.2 \n68,737.1 \n65,831.1 \n81,757.5 \n41,273.6 \n165,811.3 \n8,614.2 \n658,690.2 \nDECEMBER \n69,626.60 \n17,100.57 \n61,871.18 \n35,218.31 \n38,605.14 \n76,364.84 \n79,801.05 \n85,485.21 \n45,026.61 \n166,500.19 \n8,482.65 \n684,082.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,494.8 \n1,897.5 \n0.0 \n479,6 \n31,053.3 \n31,756.6 \n20,082.4 \n0.0 \n1,516.1 \n3,623.5 \n105,903.9 \n FEBRUARY \n 16,359.6 \n483.9 \n0.0 \n734.6 \n32,663.4 \n15,907.7 \n5,112.6 \n0.0 \n301.8 \n0.0 \n71,563.6 \nMARCH \n15,328.4 \n4,816.6 \n0.0 \n734.6 \n33,053.5 \n22,330.2 \n3,206.4 \n0.0 \n301.8 \n0.0 \n75,436.7 \nAPRIL \n7,793.4 \n831.6 \n0.0 \n180.6 \n19,825.5 \n23,032.0 \n12,462.5 \n102.0 \n189.3 \n0.0 \n69,482.2 \nMAY \n0.0 \n0.0 \n0.0 \n2,055.8 \n14,431.9 \n15,786.1 \n17,666.6 \n589.7 \n2,850.8 \n836.1 \n54,217..1 \nJUNE \n1,031.1 \n1,011.3 \n0.0 \n1,875.2 \n13,904.0 \n21,823.7 \n16,562.2 \n0.0 \n189.3 \n836.1 \n57,233.0 \nJULY \n125.6 \n0.0 \n0.0 \n0.0 \n7,054.0 \n19,331.9 \n14,121.2 \n1,533.9 \n0.0 \n0.0 \n42,166.6 \nAUGUST \n0.0 \n913.3 \n0.0 \n0.0 \n13,898.0 \n13,694.7 \n18,347.2 \n0.0 \n0.0 \n0.0 \n46,853.3 \nSEPTEMBER \n0.0 \n11,242.5 \n0.0 \n0.0 \n12,193.0 \n15,228.3 \n3,969.9 \n0.0 \n0.0 \n0.0 \n42,633.7 \nOCTOBER \n0.0 \n1,135.0 \n0.0 \n0.0 \n2,134.9 \n28,261.6 \n204.0 \n0.0 \n0.0 \n0.0 \n31,735.5 \nNOVEMBER \n8,373.2 \n3,045.0 \n11,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n0.0 \n34,497.7 \nDECEMBER \n6,559.3 \n1,430.0 \n14,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n70.0 \n34,138.7 \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS BUT EXCLUDING PENALTIES) \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4951 \n5175 \n6,101 \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4037 \n4095 \n4,315 \nBilateral Creditors \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2308 \n2325 \n2,481 \nMultilateral Creditors \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1729 \n1770 \n1,834 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nPublic Enterprises \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,139 \nBilateral Creditors \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n672 \nMultilateral Creditors \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n467 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nMonetary Authorities \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \nMultilateral Creditors - IMF \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n \n \n \n \n \n \n \n \n \n \n \n \nPrivate \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n647 \n \n \n \n \n \n \n \n \n \n \n \n \nShort-Term External Debt \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1198 \n1382 \n932 \nSupplier's Credits \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n34 \nReserve Bank \n \n \n \n \n \n \n \n \n642 \n642 \n642 \nPrivate \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n256 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTotal External Debt/1 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6289 \n6695 \n7,160 \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6133 \n7433 \n8,865 \nExternal Debt / GDP \n31.4% \n52.3% \n75.7% \n94.7% \n136.3% \n63.9% \n110.5% \n147.7% \n102.5% \n90.1% \n80.8% \n/1 Total external debt excludes penalties \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of Finance and \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \n \n \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \nMar \n8.00-30.00 \n16.04 \n12.53 \n14.00-35.00 \n18.17 \n13.26 \n \n \nApr \n8.00-30.00 \n15.00 \n13.06 \n13.00-25.00 \n18.37 \n16.36 \n \n \nMay \n6.00-30.00 \n14.98 \n11.86 \n15.00-30.00 \n15.78 \n14.47 \n \n \nJun \n6.00-35.00 \n13.81 \n11.58 \n15.00-30.00 \n17.86 \n14.05 \n \n \nJul \n6.00-35.00 \n14.32 \n10.88 \n15.00-30.00 \n17.92 \n13.93 \n \n \nAug \n6.00-35.00 \n15.65 \n10.74 \n15.00-30.00 \n17.94 \n13.95 \n \n \nSep \n6.00-35.00 \n13.25 \n11.14 \n15.00-30.00 \n17.98 \n13.92 \n \n \nOct \n6.00-35.00 \n13.35 \n11.03 \n13.00-30.00 \n17.98 \n13.95 \n \n \nNov \n6.00-35.00 \n15.25 \n10.88 \n13.00-25.00 \n17.91 \n14.42 \n \n \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n \n \n \n \n3. Lending rates exclude rates on staff loans. \nDec \n10.00-35.00 \n15.08 \n10.40 \n15.00-25.00 \n17.93 \n14.43 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \n \n \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \n \n \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n 2011 \n \n \n \nJANUARY \n0.05-2.00 \n0.50-18.00 \n10.00-17.00 \nFEBRUARY \n0.05-2.00 \n0.50-18.00 \n10.00-17.00 \nMARCH \n0.05-2.00 \n0.50-16.00 \n10.00-17.00 \nAPRIL \n0.35-6.00 \n0.15-17.00 \n10.00-17.00 \nMAY \n0.30-5.00 \n0.15-17.00 \n10.00-17.00 \nJUNE \n0.15-5.00 \n0.15-17.00 \n10.00-17.00 \nJULY \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nAUGUST \n0.15-5.00 \n0.10-17.00 \n11.00-17.00 \nSEPTEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nOCTOBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nNOVEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nDECEMBER \n0.15-5.00 \n0.10-18.00 \n10.00-17.00 \n \n \n \n \n20122 \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n-0.54 \n0.00 \n0.00 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n0.00 \n0.01 \n-0.52 \n-0.06 \n0.32 \n0.07 \nFEBRUARY \n 2.75 \n0.37 \n0.41 \n0.20 \n1.51 \n1.65 \n-0.17 \n-0.08 \n0.08 \n0.77 \n1.11 \n0.72 \n1.40 \n0.95 \nMARCH \n0.47 \n0.04 \n0.03 \n0.36 \n0.06 \n0.49 \n-0.20 \n0.13 \n0.00 \n-1.11 \n0.08 \n0.15 \n0.32 \n0.21 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n0.19 \n-0.10 \n1.68 \n0.00 \n0.27 \n0.00 \n-13.15 \n0.00 \n4.01 \n0.20 \n-0.30 \n0.11 \n-0.49 \n-0.03 \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n3.83 \n-0.74 \n10.70 \n0.65 \n1.94 \n6.42 \n-0.36 \n1.92 \n12.96 \n1.92 \n1.32 \n1.91 \n3.72 \n2.51 \nFEBRUARY \n5.77 \n-0.74 \n7.11 \n0.64 \n3.23 \n8.31 \n-0.01 \n-0.19 \n13.05 \n 3.01 \n 1.95 \n2.91 \n4.67 \n2.98 \nMARCH \n6.24 \n-0.80 \n5.48 \n0.70 \n3.28 \n8.73 \n-0.05 \n-0.19 \n8.37 \n1.71 \n1.64 \n2.04 \n4.18 \n2.76 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n3.57 \n5.86 \n-0.40 \n4.40 \n0.90 \n3.77 \n7.70 \n-13.33 \n-1.28 \n12.54 \n1.63 \n1.21 \n1.94 \n2.53 \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n7.82 \n7.32 \n76.20 \n1.32 \n1.60 \nFEBRUARY \n7.47 \n7.13 \n80.28 \n1.35 \n1.60 \nMARCH \n7.59 \n7.29 \n81.92 \n1.33 \n1.59 \nAPRIL \n7.82 \n7.41 \n80.78 \n1.32 \n1.61 \nMAY \n8.14 \n7.63 \n79.80 \n1.28 \n1.59 \nJUNE \n8.38 \n7.77 \n79.42 \n1.25 \n1.56 \nJULY \n8.18 \n7.74 \n78.23 \n1.23 \n1.57 \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n255.1 \n258.7 \n91.1 \n382.3 \n109.8 \n0.0 \n0.0 \n1,097.0 \n120.3 \n1,988.3 \n262.6 \n135.2 \n316.4 \n3,919.8 \nFeb \n242.8 \n335.2 \n90.0 \n489.4 \n121.3 \n0.0 \n0.0 \n1,278.7 \n102.7 \n1,978.3 \n265.7 \n138.9 \n329.6 \n4,093.8 \n Mar \n285.0 \n444.6 \n103.2 \n217.6 \n140.4 \n0.0 \n0.0 \n1,191.3 \n34.7 \n2,040.5 \n337.0 \n152.8 \n339.6 \n4,095.9 \n Apr \n306.5 \n459.1 \n128.5 \n197.4 \n217.0 \n0.0 \n0.0 \n1,308.5 \n32.8 \n2,068.4 \n348.9 \n180.2 \n342.0 \n4,280.7 \n May \n316.3 \n441.8 \n113.2 \n210.5 \n225.8 \n0.0 \n0.0 \n1,307.6 \n32.2 \n2,156.2 \n388.5 \n182.5 \n384.1 \n4,451.3 \nJun \n297.2 \n413.2 \n98.2 \n245.8 \n232.6 \n0.0 \n0.0 \n1,287.1 \n32.4 \n2,140.6 \n369.7 \n228.5 \n386.3 \n4,444.7 \n Jul \n329.9 \n403.3 \n108.9 \n211.0 \n205.1 \n0.0 \n0.0 \n1,258.2 \n25.0 \n2,359.7 \n370.0 \n242.7 \n393.3 \n4,648.8 \n Aug 331.2 \n363.1 \n97.7 \n165.3 \n211.6 \n0.0 \n0.0 \n1,168.8 \n24.9 \n2,404.0 \n385.9 \n221.3 \n390.1 \n4,594.9 \n Sep \n299.3 \n381.7 \n109.8 \n185.2 \n175.2 \n0.0 \n0.0 \n1,151.3 \n25.1 \n2,498.0 \n390.6 \n240.1 \n390.4 \n4,695.4 \nOct \n331.5 \n368.4 \n127.1 \n191.5 \n174.2 \n7.4 \n0.0 \n1,200.1 \n25.0 \n2,530.01 \n372.3 \n246.6 \n389.6 \n4,763.6 \nNov \n306.6 \n358.3 \n119.3 \n325.9 \n188.1 \n7.5 \n0.0 \n1306.0 \n25.5 \n2,591.9 \n348.3 \n234.4 \n394.1 \n4,900.0 \nDec \n375.9 \n374.7 \n131.1 \n219.7 \n190.8 \n8.2 \n0.0 \n1,300.4 \n27.7 \n2,631.6 \n375.3 \n255.7 \n389.0 \n4,980.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1277.6 \n26.1 \n2715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1491.7 \n26.3 \n2595.8 \n341.3 \n207.0 \n382.1 \n5,044.19 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1,830.5 \n740.1 \n170.2 \n2,740.8 \n143.6 \n0.0 \n47.3 \n426.6 \n262.6 \n298.9 \n3,919.8 \n2,740.8 \nFeb \n1,980.9 \n745.4 \n197.8 \n2,924.1 \n163.3 \n0.0 \n23.5 \n437.8 \n265.7 \n281.4 \n4,095.8 \n2,924.1 \n Mar \n1,944.7 \n699.6 \n322.7 \n2,967.0 \n149.2 \n0.0 \n25.4 \n437.5 \n337.0 \n262.4 \n4,178.6 \n2,967.0 \n Apr \n1,932,8 \n722.1 \n350.4 \n3,005.3 \n155.1 \n0.0 \n23.8 \n440.3 \n348.9 \n307.3 \n4,280.7 \n3,005.3 \n May \n1,886.1 \n802.5 \n462.2 \n3,150.9 \n175.3 \n0.0 \n23.2 \n483.6 \n388.5 \n229.7 \n4,451.3 \n3,150.9 \nJun \n1,889.3 \n899.4 \n391.7 \n3,180.4 \n170.9 \n0.0 \n21.5 \n503.9 \n369.7 \n198.2 \n4,444.7 \n3,180.4 \nJul \n1,957.8 \n873.6 \n500.6 \n3,331.9 \n172.8 \n0.0 \n22.7 \n539.0 \n370.0 \n212.4 \n4,648.8 \n3,331.9 \nAug \n1,919.2 \n930.2 \n374.3 \n3,223.6 \n172.2 \n0.0 \n22.1 \n562.5 \n385.9 \n228.5 \n4,594.9 \n3,223.6 \n Sep \n1,962.6 \n883.0 \n490.0 \n3,335.6 \n183.9 \n0.0 \n20.5 \n552.6 \n390.6 \n205.8 \n4,689.0 \n3,335.6 \n Oct \n1,997.7 \n1,011.7 \n413.6 \n3,422.9 \n168.1 \n0.0 \n20.5 \n562.9 \n372.3 \n216.7 \n4,763.6 \n3,422.9 \n Nov \n1,895.8 \n966.6 \n679.6 \n3,542.0 \n192.9 \n0.0 \n38.2 \n562.2 \n348.3 \n216.4 \n4,900.0 \n3,542.0 \n Dec \n2,090.5 \n922.3 \n507.5 \n3,520.4 \n212.5 \n0.0 \n30.8 \n618.5 \n375.3 \n222.5 \n4,980.0 \n3,520.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n 1,046.3 \n 379.5 \n 3,500.3 \n 247.6 \n0.0 \n 37.9 \n 667.2 \n 341.3 \n249.8 \n5,044.2 \n 3,500.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nApr \n6.5 \n9.0 \n15.2 \n3.9 \n37.7 \n0.0 \n72.3 \n0.0 \n241.6 \n56.3 \n74.3 \n31.8 \n476.2 \n May \n3.0 \n7.6 \n18.5 \n1.8 \n20.0 \n0.0 \n51.0 \n0.0 \n259.5 \n54.9 \n77.4 \n31.4 \n474.3 \nJune \n3.6 \n6.6 \n23.9 \n1.0 \n9.9 \n0.0 \n44.9 \n0.0 \n277.8 \n49.6 \n84.2 \n22.7 \n479.3 \nJul \n1.4 \n2.2 \n25.2 \n0.9 \n8.2 \n0.0 \n37.9 \n0.0 \n237.5 \n37.5 \n75.7 \n14.8 \n403.5 \nAug \n0.8 \n0.6 \n31.8 \n0.4 \n5.5 \n0.0 \n39.2 \n0.0 \n223.3 \n36.7 \n59.5 \n22.7 \n381.4 \nSep \n0.9 \n3.7 \n27.8 \n5.5 \n3.1 \n0.0 \n40.9 \n0.0 \n228.0 \n36.8 \n56.1 \n22.1 \n383.9 \nOct \n2.8 \n0.4 \n28.4 \n1.6 \n3.3 \n0.4 \n36.9 \n0.0 \n208.9 \n37.1 \n53.5 \n22.4 \n358.7 \nNov \n1.7 \n0.5 \n30.2 \n1.2 \n3.3 \n0.4 \n37.3 \n0.0 \n235.9 \n37.1 \n53.6 \n22.4 \n386.3 \nDec \n2.2 \n1.0 \n26.1 \n1.4 \n3.3 \n0.4 \n34.4 \n0.0 \n239.2 \n37.2 \n69.1 \n22.3 \n402.3 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1.5 \n2.7 \n28.6 \n0.0 \n3.4 \n0.0 \n36.2 \n0.0 \n236.7 \n34.8 \n60.2 \n29.1 \n397.0 \nFeb \n4.7 \n1.5 \n18.4 \n0.0 \n4.5 \n0.0 \n26.9 \n0.0 \n245.7 \n34.8 \n63.9 \n28.9 \n398.2 \nMar \n2.5 \n1.1 \n7.3 \n-3.1 \n1.2 \n0.0 \n8.9 \n0.0 \n260.3 \n34.2 \n50.4 \n28.8 \n382.6 \nApr \n2.7 \n1.3 \n20.1 \n-1.9 \n1.2 \n0.0 \n23.4 \n0.0 \n254.9 \n34.2 \n51.7 \n27.7 \n392.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n137.8 \n73.5 \n37.4 \n248.7 \n44.5 \n0.0 \n0.0 \n18.1 \n66.3 \n66.2 \n443.8 \n248.7 \n Feb \n134.2 \n78.8 \n44.4 \n257.4 \n34.4 \n0.0 \n0.0 \n50.8 \n73.4 \n58.9 \n474.9 \n257.4 \n Mar \n70.9 \n129.8 \n48.5 \n249.1 \n46.1 \n0.0 \n0.0 \n55.7 \n64.9 \n63.6 \n479.4 \n249.1 \n Apr \n89.9 \n117.5 \n42.8 \n250.3 \n44.8 \n0.0 \n0.0 \n55.6 \n56.3 \n69.4 \n476.2 \n250.3 \n May \n85.5 \n100.9 \n68.1 \n254.6 \n44.8 \n0.0 \n0.0 \n-48.7 \n54.9 \n168.7 \n474.3 \n254.6 \n Jun \n136.9 \n91.2 \n33.7 \n261.8 \n44.6 \n0.0 \n1.7 \n-22.4 \n49.6 \n144.0 \n479.3 \n261.8 \n Jul \n110.8 \n36.4 \n69.2 \n216.4 \n43.6 \n0.0 \n1.0 \n-33.1 \n37.5 \n138.1 \n403.5 \n216.4 \n Aug \n107.0 \n42.6 \n64.5 \n214.1 \n43.1 \n0.0 \n1.0 \n-96.8 \n36.7 \n183.3 \n381.4 \n214.1 \n Sep \n102.5 \n60.4 \n56.4 \n219.3 \n42.8 \n0.0 \n2.7 \n-47.9 \n36.8 \n130.2 \n383.9 \n219.3 \n Oct \n122.8 \n35.9 \n60.6 \n219.3 \n39.8 \n0.0 \n2.7 \n-51..1 \n37.1 \n110.9 \n358.7 \n219.3 \n Nov \n105.3 \n69.3 \n46.4 \n221.0 \n39.9 \n0.0 \n2.7 \n-69.7 \n37.1 \n155.2 \n386.3 \n221.0 \n Dec \n108.1 \n67.9 \n44.2 \n220.2 \n44.5 \n0.0 \n2.7 \n-60.9 \n37.2 \n158.5 \n402.3 \n220.2 \n Feb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \n Mar \n104.3 \n62.3 \n52.8 \n219.5 \n45.8 \n0.0 \n1.2 \n-97.3 \n34.2 \n179.3 \n382.6 \n219.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n Apr \n 107.3 64.6 \n56.3 \n 228.3 \n 45.4 \n0.0 \n 1.2 \n -98.1 34.23 \n 181.1 \n 392.0 228.3 \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.1 \n80.8 \n0.0 \n0.0 \n100.9 \n207.2 \n80.6 \n17.6 \n112.2 \n518.5 \n Feb \n13.3 \n99.2 \n0.0 \n0.0 \n112.6 \n226.5 \n81.0 \n19.3 \n112.5 \n551.8 \n Mar \n15.8 \n109.0 \n0.0 \n0.0 \n124.7 \n221.5 \n83.1 \n19.7 \n112.7 \n561.6 \n Apr \n18.2 \n99.7 \n0.2 \n0.0 \n118.0 \n215.5 \n85.5 \n23.7 \n111.3 \n554.0 \n May \n19.6 \n93.7 \n0.2 \n0.0 \n113.4 \n219.7 \n93.3 \n24.5 \n113.0 \n564.0 \n Jun \n15.7 \n102.2 \n0.2 \n0.0 \n118.1 \n239.5 \n96.5 \n25.6 \n114.6 \n594.3 \n Jul \n19.6 \n108.6 \n0.0 \n0.0 \n128.2 \n242.3 \n101.3 \n26.2 \n116.2 \n614.3 \n Aug \n18.7 \n113.1 \n0.0 \n0.0 \n131.8 \n248.8 \n104.7 \n27.5 \n118.2 \n630.9 \n Sep \n18.6 \n131.9 \n0.0 \n0.0 \n150.5 \n248.8 \n105.6 \n29.2 \n118.9 \n653.0 \n Oct \n20.1 \n123.0 \n0.0 \n1.0 \n144.0 \n266.6 \n116.7 \n28.9 \n118.9 \n675.1 \n Nov \n22.5 \n125.0 \n0.0 \n1.0 \n148.6 \n277.2 \n117.8 \n33.4 \n117.4 \n694.3 \n Dec \n29.2 \n133.2 \n0.0 \n1.0 \n163.4 \n278.1 \n118.3 \n30.2 \n126.9 \n716.9 \n Feb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \n Mar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \n \n \n \n \n \n \n \n \n \n \n \n Apr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n Jan \n72.6 \n70.1 \n142.8 \n105.8 \n34.6 \n283.1 \n142.8 \n Feb \n78.8 \n76.2 \n155.0 \n107.6 \n36.1 \n298.7 \n155.0 \n Mar \n87.0 \n83.0 \n170.1 \n108.6 \n11.8 \n318.7 \n170.1 \n Apr \n90.1 \n85.0 \n175.1 \n110.6 \n16.4 \n332.1 \n175.1 \n May \n95.5 \n102.5 \n197.9 \n112.7 \n21.6 \n364.9 \n197.9 \n Jun \n124.6 \n77.4 \n202.0 \n116.7 \n50.6 \n369.4 \n202.0 \n Jul \n146.7 \n68.1 \n214.8 \n119.0 \n70.0 \n403.9 \n214.8 \n Aug \n149.9 \n80.6 \n230.6 \n122.0 \n67.7 \n420.3 \n230.6 \n Sep \n149.4 \n93.2 \n242.6 \n123.1 \n77.5 \n443.3 \n242.6 \n Oct \n154.3 \n93.0 \n247.3 \n125.8 \n13.7 \n453.8 \n247.3 \n Nov \n158.3 \n123.9 \n282.4 \n129.0 \n89.2 \n500.6 \n282.4 \n Dec \n186.4 \n100.7 \n287.0 \n121.3 \n96.7 \n505.1 \n287.0 \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n \n \n \n \n \n \n \n \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nJan \n138.52 \n79.09 \n3,422.20 \nFeb \n146.03 \n95.39 \n3,696.60 \nMar \n136.76 \n85.01 \n3,458.10 \nApr \n129.55 \n97.15 \n3,303.40 \nMay \n132.03 \n83.73 \n3,351.20 \nJun \n131.96 \n75.70 \n3,341.46 \nJul \n132.92 \n112.12 \n3,445.93 \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \nApr \n 189.66 \n 71.98 \n 4,894.68 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n910.3 \n110.9 \n52.3 \n295.5 \n1,369.0 \nFebruary \n943.2 \n123.2 \n57.0 \n325.2 \n1,448.6 \nMarch \n1,022.3 \n178.3 \n56.0 \n334.3 \n1,590.9 \nApril \n1,072.5 \n160.3 \n54.2 \n331.5 \n1,618.5 \nMay \n1,264.8 \n169.0 \n55.4 \n335.5 \n1,824.7 \nJune \n1,291.1 \n124.9 \n58.3 \n369.7 \n1,844.0 \nJuly \n1,374.2 \n105.6 \n61.4 \n389.3 \n1,930.5 \nAugust \n1,304.5 \n107.1 \n59.3 \n401.2 \n1,872.1 \nSeptember \n1,373.0 \n116.8 \n60.1 \n420.0 \n1,969.9 \nOctober \n1,425.3 \n96.4 \n61.8 \n428.6 \n2,012.1 \nNovember \n1,646.2 \n115.7 \n67.2 \n426.3 \n2,255.4 \nDecember \n1,429.8 \n112.1 \n63.9 \n440.3 \n2,046.1 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n961.5 \n417.2 \n544.3 \n111.4 \n50.4 \n61.0 \nFebruary \n994.1 \n436.3 \n557.8 \n68.9 \n49.8 \n19.1 \nMarch \n1,053.0 \n455.5 \n597.5 \n70.1 \n53.1 \n16.9 \nApril \n954.9 \n453.4 \n501.5 \n61.9 \n52.7 \n9.2 \nMay \n999.8 \n477.6 \n522.2 \n44.4 \n51.0 \n-6.7 \nJune \n1,145.9 \n505.5 \n640.4 \n41.6 \n53.6 \n-11.9 \nJuly \n1,018.3 \n506.7 \n511.6 \n64.5 \n50.3 \n14.2 \nAugust \n1,046.9 \n647.0 \n399.9 \n55.1 \n62.8 \n-7.7 \nSeptember \n1,031.8 \n656.8 \n375.0 \n65.8 \n65.9 \n-0.1 \nOctober \n1,014.8 \n665.6 \n349.2 \n134.7 \n105.7 \n28.9 \nNovember \n1,041.1 \n663.8 \n377.3 \n135.3 \n107.2 \n28.1 \nDecember \n1,075.7 \n671.9 \n403.8 \n196.1 \n115.7 \n80.4 \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,097.0 \n685.2 \n411.8 \n75.1 \n62.2 \n12.9 \nFebruary \n1,278.7 \n731.5 \n548.2 \n44.8 \n64.4 \n-19.6 \nMarch \n1,273.6 \n741.8 \n531.8 \n95.1 \n62.3 \n32.8 \nApril \n1,308.5 \n751.3 \n557.2 \n72.3 \n62.6 \n9.8 \nMay \n1,307.6 \n787.7 \n519.9 \n51.0 \n63.6 \n-12.6 \nJune \n1,287.5 \n795.1 \n492.4 \n44.9 \n65.4 \n-20.5 \nJuly \n1,258.2 \n833.0 \n425.2 \n37.9 \n54.1 \n-16.2 \nAug \n1,168.8 \n805.9 \n362.9 \n39.2 \n53.5 \n-14.4 \nSeptember \n1,151.3 \n833.9 \n317.4 \n40.9 \n54.8 \n-13.9 \nOctober \n1,200.1 \n855.7 \n344.4 \n36.9 \n54.8 \n-17.9 \nNovember \n1,306.0 \n885.5 \n420.5 \n37.3 \n55.2 \n-18.0 \nDecember \n1,300.4 \n880.1 \n420.3 \n34.4 \n55.1 \n-20.6 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n862.7 \n372.8 \n36.2 \n55.0 \n-18.8 \nFebruary \n1,244.9 \n854.5 \n390.4 \n26.9 \n56.1 \n-29.2 \nMarch \n1,277.6 \n846.8 \n430.8 \n8.9 \n54.9 \n-46.0 \nApril \n1,491.7 \n875.1 \n616.6 \n23.4 \n57.1 \n-33.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from 1 August 2010, the prescribed liquid asset ratio was reviewed from 10% to 20% of liabilities to the public. \n35 \nTABLE 13 : ZETSS, CHEQUES AND CARDS ACTIVITY. \nUS$ Millions \nMONTH \nZETSS VALUES \nCHEQUE VALUES \nCARD VALUES \nMOBILE & INTERNET \n \n \n \n \n \n2012 \n \n \n \n \nJan \n2,439.7 \n5.3 \n137.2 \n60.8 \nFeb \n2,920.1 \n6.1 \n137.1 \n77.2 \nMar \n3,242.8 \n6.8 \n156.4 \n104.1 \nApr \n2,948.5 \n5.5 \n160.5 \n68.6 \nMay \n3,237.4 \n5.0 \n189.6 \n82.0 \nJun \n3,407.3 \n6.5 \n177.7 \n93.5 \nJul \n3,321.0 \n6.7 \n169.1 \n135.6 \nAug \n3,417.3 \n6.1 \n218.4 \n98.3 \nSep \n3,043.2 \n5.6 \n235.5 \n149.2 \nOct \n3,630.7 \n6.6 \n232.9 \n196.9 \nNov \n3,526.0 \n5.9 \n240.8 \n197.3 \nDec \n3,584.7 \n5.0 \n308.9 \n220.3 \nAnnual Total \n38,718.7 \n71.1 \n2,364.1 \n1,483.8 \nFeb \n2,968.0 \n5.5 \n260.5 \n199.3 \n \n \n \n \n \n2013 \n \n \n \n \nJan \n3,563.8 \n5.2 \n254.4 \n205.2 \nMar \n3,340.0 \n15.2 \n312.4 \n220.6 \n \n \n \n \n \nApr \n3,535.6 \n16.6 \n328.2 \n283.6", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/April2013.pdf"}
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+{"doc_id": "56ae32d5a71df08dd56f302798e26842", "text": "i \n \n \n \n \n \n \n \nMAY 2019 \n \n1 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ............................................................................................... 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ......................................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS ..................................................................................... 4 \nMONETARY DEVELOPMENTS ............................................................................................................ 7 \nSTOCK MARKET DEVELOPMENTS ................................................................................................... 8 \nINFLATION OUTTURN ........................................................................................................................... 9 \nAnnual Inflation ...................................................................................................................................... 9 \nMonthly Inflation .................................................................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ...................................................................................................... 10 \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency (ZIMSTAT) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe Stock Exchange (ZSE) \n \n \n2019 \n \nApril \n2019 \n \nMay \nMonth-on- \nMonth \nChange (%) \nYearly Inflation1 (%) \n75.86 \n97.85 \n- \nMonthly Inflation1 (%) \n5.5 \n12.54 \n- \nNational Payment System Transactions2 \n(US$ millions) \n19,249.88 \n25,801.60 \n33.9 \nMoney Supply2 (US$ millions) \n11,353.37 \n13,008.69 \n14.58 \nMoney Supply (M3) Annual Growth2 (%) \n45.14 \n57.51 \n- \nNominal Lending Rate2 (% per annum) \n4.00-18.00 \n4.00-22.00 \n- \nZ.S.E All share Index \n133.69 \n188.06 \n40.68 \nZ.S.E. Mining Index3 \n186.47 \n225.81 \n21.10 \nZ.S.E. Industrial Index3 \n446.52 \n628.41 \n40.74 \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nThe international commodity prices of gold, \nplatinum, copper, nickel and brent crude oil \nretreated, during the month of May 2019. \n \n Precious Metals \nPrecious metal prices declined largely due to \nstrengthening of the US dollar, amid robust U.S. \neconomic data. The strong performance in \nequities, coupled with high investor appetite for \nriskier assets also exerted downward pressure on \nprecious metal prices. Resultantly, gold prices \ndeclined by 0.2%, from a monthly average of \nUS$1,287.04/oz \nin \nApril \n2019 \nto \nUS$1,283.86/oz in May 2019. \nSimilary, platinum prices fell by 6%, from a \nmonthly average of US$886.85oz in the previous \nmonth, to US$833.64/oz during the month under \nreview. \nWeak \nindustrial \ndemand \nfrom \nautomotive industries, following a drop in car \nsales from the U.S to Europe and China, also \ncontributed to the decline in platinum prices. \nFigure 1 depicts the evolution of gold and \nplatinum prices for the period from May 2018 to \nMay 2019. \n \n \n \n \n \n \n \n \nFigure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2019 \n \nBase Metals \nBase metal prices were weighed down by \nmounting trade tensions between the US and \nChina. The trade war has raised market concerns \nabout global trade and investment prospects, \nnegatively affecting the demand outlook for a \nnumber of commodities, including base metals. \n \nConsequently, nickel prices retreated by 13.1%, \nfrom US$13,800.11/ton in the previous month to \nUS$11,992.76/ton in May 2019. Copper prices \nalso fell by 7.1%, to end the month under review \nat an average of US$5,987.27/ton. \n \n \n \n \n \n \n \n \n \n \n \n \n600\n700\n800\n900\n1000\n1100\n1200\n1300\n1400\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nUS$/oz.\nGold\nPlatinum\n \n \n \n4 \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2019 \n \n \nBrent Crude Oil \nBrent crude oil prices retreated during the month \nunder review, following the unexpected build- up \nin U.S. crude inventories. The decline was, \nhowever, moderated by relatively tight supply, \namid OPEC output cuts and political tensions in \nthe Middle East. Against this backdrop, the price \nof crude oil went down by 1.6%, from a monthly \naverage of US$71.45/barrel in April 2019 to \nUS$70.28/barrel in May 2019, as shown in \nFigure 3. \n \n \n \n \n \n \n \n \n \n \n \nFigure 3: Brent Crude Oil prices \n(US$/barrel) \n \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nDuring the month of May 2019, total \nmerchandise trade increased by 12.4% to \nUS$780.0 million, from US$693.7 million \nrealised in the previous month. The increase was \nlargely underpinned by the significant increase in \nexports, as well as marginal increase in monthly \nimports. \n \nMerchandise Exports \nMerchandise exports increased by 23.9%, from \nUS$277.0 million in April 2019 to US$343.2 \nmillion in May 2019. Figure 3 shows \nmerchansise exports for the period from January \n2018 to May 2019. \n \n \n \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nMay-18\nJul-18\nSep-18\nNov-18\nJan-19\nMar-19\nMay-19\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n45\n50\n55\n60\n65\n70\n75\n80\n85\nJan-17\nMar-17\nMay-17\nJul-17\nSep-17\nNov-17\nJan-18\nMar-18\nMay-18\nJul-18\nSep-18\nNov-18\nJan-19\nMar-19\nMay-19\n \n \n \n5 \n \nFigure 3: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2019 \n \nThe increase in monthly merchandise exports \nwas largely on account of higher export revenues \nfrom nickel; gold; flue-cured tobacco; industrial \ndiamonds; and Jewellery. \nTable 1 shows the major export commodities for \nthe months of April 2019 and May 2019. \n \n \n \n \n \n \n \n \n \n \n \n \n1 Unwrought platinum is a component of platinum group \nof metals (PGMs). \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \nApr-19 \nMay-19 \nMay \n2019 \nShare of \nTotal \nExports \nUS$m \nUS$m \n(%) \nGold \n81.2 \n90.6 \n26.4 \nNickel mattes \n55.2 \n79.0 \n23.0 \nNickel ores & concentrates \n35.7 \n51.3 \n14.9 \nFerro-chrome \n24.1 \n19.9 \n5.8 \nFlue-cured tobacco \n14.1 \n16.1 \n4.7 \nIndustrial diamonds \n5.5 \n15.5 \n4.5 \nJewellery \n10.5 \n13.5 \n3.9 \nChromium ores and \nconcentrates \n5.4 \n4.0 \n1.2 \nUnwrought Platinum1 \n4.7 \n3.8 \n1.1 \nCane Sugar \n0.6 \n3.4 \n1 \nOther \n40.0 \n46.1 \n13.4 \nTotal \n277.0 \n343.2 \n100 \nSource: ZIMSTAT, 2019 \n \nThe country’s top five merchandise export \ndestinations were South Africa (41.8%); the \nUnited Arab Emirates (18.9%); Mozambique \n(7.3%); Belgium (2.6%); and Zambia (1.7%), as \nshown in Figure 4. \nFigure 4: Top Five Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT, 2019 \n \n \n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\nJan-18\nMar-18\nMay-18\nJul-18\nSep-18\nNov-18\nJan-19\nMar-19\nMay-19\n41.8%\n18.9%\n7.3%\n2.6%\n1.7%\n South Africa\n United Arab Emirates\nMozambique\nBelgium\nZambia\n \n \n \n6 \n \nMerchandise Imports \nMerchandise imports stood at US$436.8 million \nfor the month of May 2019, a 4.8% increase from \nthe US$416.7 million recorded in April 2019. In \nterms of proportions, diesel accounted for 15.9%, \nunleaded petrol, 7.6%; and medicines, 1.2% of \ntotal imports. \nTable 2 shows the country’s major import \ncommodities for April 2019 and May 2019. \nTable 1: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \nApril \nUS$m \nMay \nUS$m \nShare \nof \nTotal \nExports \n(%) \nDiesel \n75.3 \n69.6 \n15.9 \nUnleaded petrol \n35.8 \n33 \n7.6 \nMedicines \n1.1 \n5.3 \n1.2 \nCrude soya bean oil \n8.9 \n4.2 \n1.0 \nRoad tractors (for \nsemi-trailers) \n1.8 \n3.6 \n0.8 \nMotor vehicles (for \nthe transportation of \ngoods) \n5.3 \n3.5 \n0.8 \nWheat \n3.2 \n3.5 \n0.8 \nElectricity \n5.8 \n3.5 \n0.8 \nInsecticides \n1.4 \n2.6 \n0.6 \nOther \n269 \n200 \n45.7 \n Total \n416.7 \n436.8 \n100 \nSource: ZIMSTAT, 2019 \n \nSouth Africa continued to dominate the country’s \nmajor import sources at 38.2% of total imports, \nfollowed by Singapore (27.9%); China (7.4%); \nMauritius (3.0%); and India (2.3%), as shown in \nFigure 5. \nFigure 5: Top Five Merchandise Import \nSources (% Share). \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nMerchandise Trade Balance \nThe \ncountry’s \nmerchandise \ntrade \ndeficit \nnarrowed to US$93.6 million in May 2019, from \nUS$139.7 million in April 2019. \nFigure 6: Merchandise Trade Balance \n(US$m) \nSource: ZIMSTAT, 2019 \n38.2%\n27.9%\n7.4%\n3.0%\n2.3%\n South Africa\n Singapore\nChina\nMauritious\nIndia\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nExports\nImports\nTrade Balance\n \n \n \n7 \n \nMONETARY DEVELOPMENTS2 \n \nAnnual broad money3 supply growth increased \nby 12.37 percentage points, from 45.14% in \nApril 2019 to 57.51% in May 2019. The growth \nreflected an increase in broad money stock, from \n$8 258.92 million in May 2018 to $13,009.04 \nmillion in May 2019. Part of the increase in broad \nmoney supply was due to the valuation of the \nforeign currency deposits in local currency. \n \nThe annual growth in money supply was, in large \npart, attributable to expansions in demand \ndeposits, 69.31%; negotiable certificates of \ndeposits, 58.43%; currency in circulation, \n31.39%; and time deposits, 11.74%. \n \nMonth-on-month, broad money supply stood at \n$13,009.04 million in May 2019, a 14.58% \nincrease from $11,353.37 million registered in \nApril 2019. \n \nFigure 7: Broad Money in Levels and \nGrowth Rates \nSource: Reserve Bank of Zimbabwe, 2019 \n \n2 All monetary numbers valued in RTGS since adoption of \nan interbank market determined exchange rate in February \n2019. \nIn terms of proportions, demand deposits \naccounted for 59.66% of broad money; FCA \ndeposits, 23.30%; time deposits, 12.39%; \ncurrency in circulation, 3.58%; and negotiable \ncertificates of deposits, 1.07%. \nFigure 8: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2019 \nAnnual growth in private sector credit stood at \n16.20% in May 2019, compared to 7.58% in \nApril 2019. On a monthly basis, credit to the \nprivate sector increased by 10.08%, from \n$4 012.06 million in April 2019, to close at \n$4 416.48 million in May 2019. \n \nThe distribution of credit during the month under \nreview was dominated by households which \naccounted for 24.62% of total credit, followed by \nagriculture, \n19.47%; \ndistribution \n12.75%; \nservices, \n12.07%; \nmanufacturing, \n10.07%; \nfinancial organisations and investment, 9.14%; \n3 From November 2017, broad money adjusted by a \nreclassification of lines of credit that were incorrectly \nclassified as deposits included in broad money. This \nreduced the stock of money and at the same time reducing \nthe net foreign assets of other depository corporations. \n0\n10\n20\n30\n40\n50\n60\n70\n -\n 2\n 4\n 6\n 8\n 10\n 12\n 14\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\n%\n$ Billions\nM3\nM3 Annual Growth rate\nDemand \ndeposits\n59.66%\nFCA \ndeposits\n23.30%\nTime \nDeposits\n12.39%\nCurrency in \nCirculation\n3.58%\nNegotiable \nCertificates \nof Deposits\n1.07%\n \n \n \n8 \n \nmining, 6.85%; construction, 2.70%; and \ntransport and communication 1.95%. Individuals \nand households, however, include micro, small \nand medium enterprises (MSMEs). \n \nFigure 9: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2019 \nSTOCK MARKET DEVELOPMENTS \n \nThe Zimbabwe Stock Exchange (ZSE) was \nbullish, during the month of May 2019, as strong \ndemand continued to characterize trading on the \nlocal bourse. The rally on the stock market was \ndriven by investors looking to preserve value, \ndue to inflationary pressures and the depreciation \nof the local currency. As a result, the All share \nindex increased by 40.68% to 188.06 points, \nfrom 133.69 points recorded in April 2019. The \nTop 10 index gained 55.33 points to close at \n182.99 points during the same month. \n \n \n \n \nFigure 10: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \nThe industrial index stood at 628.41 points in \nMay 2019, representing a 40.74% increase from \n446.52 points registered in the previous month. \nSimilarly, the mining index increased from \n186.47 points in May 2019, to close the month \nunder review at 225.81 points. \nFigure 11: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2019 \nThe volume of shares traded on the local bourse \nincreased by 76.59%, to close the month of May \n2019 at 237.33 million shares. In tandem, the \nvalue of shares traded rose to $193.52 million, a \n66.08% increase from $295.84 million in April \n2019. \nConstruction, \n2.70%\nTransport and \nCommunication, \nMining, \n6.85%\nFin \nOrgan & \nInvest, \n9.14%\nDistrubution, \n12.75%\nServices, \n12.07%\nManufacturing, \n10.07%\nAgriculture, \n19.47%\nHouseholds, \n24.62%\nOther, \n0.38%\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n40.00\n90.00\n140.00\n190.00\n240.00\n31-May-18\n30-Jun-18\n31-Jul-18\n31-Aug-18\n30-Sep-18\n31-Oct-18\n30-Nov-18\n31-Dec-18\n31-Jan-19\n28-Feb-19\n31-Mar-19\n30-Apr-19\n31-May-19\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n0\n50\n100\n150\n200\n250\n300\n0\n100\n200\n300\n400\n500\n600\n700\n800\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n \n \n \n9 \n \nFigure 12: ZSE Monthly Volumes and Values \nTraded \nSource: Zimbabwe Stock Exchange, 2019 \nThe bull run on the ZSE market was reflected in \na \n \nmonth-on-month \nincrease \nin \nmarket \ncapitalisation of $7.42 billion to $24.92 billion as \nat close of May 2019, compared to $17.50 billion \nrecorded in April 2019. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation increased to 97.85% in \nMay 2019, from 75.86% in April 2019. This was \nlargely attributable to increases in both food and \nnon-food inflation. \nAll food sub-categories registered annual price \nincreases in May 2019, largely driven by \nvegetables, bread and cereals, and meat. Prices of \nbread and cereals rose due to shortages of wheat, \nas well as the cost build-up along the value chain. \nSimilarly, all non-food categories recorded price \nincreases in May 2019, with the largest increases \nrecorded for transport; housing water, electricity, \ngas and other fuels; alcoholic beverages and \ntobacco; and clothing and footwear. \nFigure 13: Annual Headline, Food and non-\nFood Inflation (%) \n \nSource: ZIMSTAT, 2019 \n \nMonthly Inflation \n \nOn a month-on-month basis, inflation rose to \n12.54% in May 2019, from 5.52% recorded in the \nprevious month. The increase in annual inflation \nwas attributed to food inflation which increased \nto 126.43% in May 2019, from 92.5% in April \n2019. Non-food inflation also rose from 68.2% in \nApril 2019, to 85.94% in May 2019. \n \nFigure 14: Month-on-Month Inflation (%)\nSource: ZIMSTAT, 2019 \n \n \n \n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\n1,100\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nValues Traded ($ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n0.00%\n20.00%\n40.00%\n60.00%\n80.00%\n100.00%\n120.00%\n140.00%\nNon-Food\nOverall\nFood\n-2.0\n0.0\n2.0\n4.0\n6.0\n8.0\n10.0\n12.0\n14.0\n16.0\n18.0\nMay-18\nJul-18\nSep-18\nNov-18\nJan-19\nMar-19\nMay-19\n \n \n \n10 \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nThe total value of transactions processed through \nthe National Payment System (NPS) amounted to \n$25.8 billion in May 2019. This was a 33.9% \nincrease from the $19.27 billion worth of \ntransactions processed during the previous \nmonth. Total transaction volumes processed \nthrough the NPS increased by 82.3% to close at \n350.4 million in May 2019, from 190.2 million \nrecorded in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nDuring the month of May 2019, the value of \ntransactions processed through the RTGS system \nstood at $14.7 billion, up from $10.3 billion in \nthe previous month. RTGS transaction volumes \nincreased by 20.1% to 642,585 transactions in \nMay 2019, from 535,018 transactions in April \n2019. \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \n \n \n \n \nCash transactions \n \nCash based transactions stood at $615.5 million \nin May 2019, a 28.4% increase from $479.3 \nmillion recorded in the previous month. \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions increased by 34.64%, to close the \nmonth under review at $8.6 billion. This \ncompares with the $6.4 billion recorded in April \n2019. \nCard Based Transactions \nThe total value of card based transactions \namounted to $1.4 billion in May 2019, a decline \nof 12.1% from the $1.59 billion registered in the \nprevious month. \nCheque Transactions \nCheque transactions increased by 33.5%, from \n$3.14 million in April 2019 to $4.19 million in \nMay 2019. \n \nJULY 2019 \nRESERVE BANK OF ZIMBABWE \n -\n 2.0\n 4.0\n 6.0\n 8.0\n 10.0\n 12.0\n 14.0\n 16.0\n0\n100\n200\n300\n400\n500\n600\n700\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nValue in $ Billions\nVolume in Thousands\nVolume\nValue\n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n13 \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n16 \n 4.2 Liabilities \n \n \n \n \n \n \n \n17 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n18 \n 5.2 Liabilities \n \n \n \n19 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n20 \n 6.2 Liabilities \n \n \n \n \n \n21 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n22 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n23 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n24 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n25 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n26 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n27 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n28 \n 11. Exchange Rates \n \n \n \n \n \n \n \n29 \n \n \n \n \n \n12 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 30 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 31 \n \n13.2 Volumes of Transactions \n \n \n \n \n 32 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 13 \n \n \nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nNet Foreign Assets\n-1,725,931.55\n-1,508,217.61\n-1,499,686.15\n-1,804,600.44\n-1,815,294.15\n-1,728,377.38\n-1,725,207.58\n-1,877,294.72\n-1,874,425.56\n-4,424,467.92\n-5,983,620.49\n-6,226,059.55\n-10,192,415.69\nCentral Bank(net)\n-1,468,598.27\n-1,217,451.12\n-1,275,444.50\n-1,513,864.28\n-1,555,285.99\n-1,455,053.24\n-1,541,066.06\n-1,758,219.23\n-1,766,538.71\n-4,676,973.98\n-6,110,320.34\n-6,756,572.48\n-11,352,535.79\nForeign Assets\n314,006.88\n510,355.35\n528,307.45\n290,596.25\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n303,248.18\n853,285.31\n996,604.88\n932,666.79\n2,417,729.41\nForeign Liabilities\n1,782,605.15\n1,727,806.48\n1,803,751.95\n1,804,460.53\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,689,239.28\n13,770,265.20\nOther Depository Corporations(net)\n-257,333.28\n-290,766.49\n-224,241.66\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\nForeign Assets\n296,836.55\n263,405.79\n320,981.77\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\nForeign Liabilities\n554,169.83\n554,172.27\n545,223.42\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\nNet Domestic Assets (NDA)\n9,984,853.80\n10,351,577.44\n10,883,377.40\n11,301,536.89\n11,637,230.97\n11,491,870.79\n11,515,658.20\n11,887,199.99\n11,731,452.83\n14,813,771.42\n16,610,996.67\n17,579,425.62\n23,201,453.94\nDomestic Claims\n11,846,066.17\n12,410,120.00\n13,195,525.47\n13,840,196.20\n14,162,804.05\n14,361,247.61\n14,642,956.80\n14,982,344.65\n15,268,955.01\n14,831,314.29\n14,652,405.60\n14,594,432.73\n14,958,514.70\nClaims on Central Government(net)\n7,361,243.19\n7,703,126.14\n8,707,427.93\n9,245,237.20\n9,367,999.90\n9,453,371.60\n9,709,749.15\n9,992,336.76\n10,397,721.31\n9,848,404.77\n9,631,357.74\n9,398,952.61\n9,082,566.10\nClaims on Central Government\n7,510,470.60\n7,834,035.83\n8,782,266.41\n9,319,418.72\n9,454,322.45\n9,547,216.70\n9,799,794.74\n10,074,924.82\n10,481,274.02\n9,996,649.93\n9,810,201.11\n9,615,349.44\n9,377,820.25\nCentral Bank\n4,687,116.02\n4,961,290.78\n5,486,379.33\n5,949,540.54\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,438,578.19\n6,914,447.06\n6,777,148.85\n6,690,110.86\n6,461,220.18\nODCs\n2,823,354.57\n2,872,745.05\n3,295,887.08\n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\n3,082,202.87\n3,033,052.26\n2,925,238.58\n2,916,600.07\nLess Liabilities to Central Government\n149,227.40\n130,909.69\n74,838.48\n74,181.52\n86,322.55\n93,845.11\n90,045.59\n82,588.06\n83,552.71\n148,245.17\n178,843.37\n216,396.83\n295,254.14\nCentral Bank\n41,857.98\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\n130,917.86\n160,540.01\n246,390.26\nODCs\n107,369.43\n89,210.62\n33,130.77\n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\nClaims on Other Sectors\n4,484,822.98\n4,706,993.86\n4,488,097.54\n4,594,959.00\n4,794,804.16\n4,907,876.01\n4,933,207.65\n4,990,007.89\n4,871,233.70\n4,982,909.52\n5,021,047.86\n5,195,480.12\n5,875,948.60\nOther Financial Corporations\n60,319.74\n67,789.70\n133,851.47\n141,976.37\n145,256.31\n149,474.39\n146,924.77\n156,610.64\n163,570.22\n171,891.86\n159,230.21\n161,501.25\n169,299.57\nState and Local Government\n51,746.27\n49,509.94\n54,356.85\n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\nPublic Non Financial Corporations\n571,881.14\n678,604.79\n653,645.57\n675,218.20\n707,808.19\n714,396.35\n759,288.09\n737,586.90\n760,026.12\n717,834.55\n874,075.49\n987,347.41\n1,256,829.39\nPrivate Sector\n3,800,875.83\n3,911,089.43\n3,646,243.64\n3,724,967.47\n3,890,142.17\n4,004,414.16\n3,989,955.06\n4,058,650.69\n3,912,302.09\n4,058,929.20\n3,952,664.90\n4,012,055.03\n4,416,515.15\nCentral Bank\n19,406.23\n19,822.36\n20,351.40\n22,784.69\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\nODCs\n3,781,469.60\n3,891,267.06\n3,625,892.25\n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\nOther Items(Net)\n1,861,212.37\n2,058,542.55\n2,312,148.07\n2,538,659.31\n2,525,573.08\n2,869,376.82\n3,127,298.60\n3,095,144.66\n3,537,502.18\n17,542.87\n-1,958,591.07\n-2,984,992.88\n-8,242,939.24\nShares and Other Equity\n1,925,814.17\n1,993,144.37\n2,192,599.84\n2,239,731.19\n2,135,709.67\n2,187,396.87\n2,221,755.34\n2,281,378.82\n2,281,748.45\n-544,566.17\n-1,687,090.85\n-2,151,220.63\n-6,856,982.76\nLiabilities to Other Financial Corporations\n19,885.58\n21,559.36\n32,602.91\n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n30,412.39\n49,216.06\nRestricted Deposits\n51,411.94\n65,963.28\n41,991.83\n46,269.35\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-135,899.32\n-22,124.46\n44,953.48\n219,317.70\n297,075.34\n571,900.47\n846,089.55\n753,702.76\n1,199,451.00\n510,870.83\n-330,811.98\n-910,949.25\n-1,447,364.90\nBroad Money-M3\n8,258,922.25\n8,843,359.83\n9,383,691.25\n9,496,936.45\n9,821,936.82\n9,763,493.41\n9,790,450.62\n10,009,905.27\n9,857,027.27\n10,389,303.50\n10,627,376.18\n11,353,366.06\n13,009,038.25\nSecurities Other than Shares Included in Broad Money\n88,015.27\n66,844.08\n89,499.33\n66,484.46\n52,419.97\n61,703.77\n50,864.73\n58,584.04\n59,302.10\n71,792.12\n74,503.10\n90,813.24\n139,439.93\nBroad Money-M2\n8,170,906.98\n8,776,515.75\n9,294,191.92\n9,430,452.00\n9,769,516.85\n9,701,789.65\n9,739,585.90\n9,951,321.23\n9,797,725.16\n10,317,511.39\n10,552,873.07\n11,262,552.82\n12,869,598.32\nOther Deposits\n1,442,460.95\n1,459,140.37\n1,501,520.77\n1,524,244.03\n1,488,981.24\n1,427,834.38\n1,430,427.17\n1,508,902.47\n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\nNarrow Money-M1\n6,728,446.03\n7,317,375.38\n7,792,671.15\n7,906,207.97\n8,280,535.61\n8,273,955.26\n8,309,158.73\n8,442,418.76\n8,330,927.65\n8,844,286.96\n9,115,819.92\n9,774,915.43\n11,257,782.98\nTransferable Deposits\n6,374,245.17\n6,938,172.87\n7,365,729.27\n7,444,516.45\n7,789,665.52\n7,792,430.08\n7,817,001.46\n7,940,376.20\n7,857,164.47\n8,380,317.93\n8,648,981.05\n9,283,238.74\n10,792,389.36\n Of which Foreign Currency Accounts\n0.00\n0.00\n0.00\n0.00\n0.00\n149,041.84\n139,613.34\n343,305.00\n418,087.02\n1,190,521.05\n1,417,836.22\n1,753,489.14\n3,031,536.97\nCurrency Outside Depository Corporations\n354,200.86\n379,202.52\n426,941.88\n461,691.52\n490,870.09\n481,525.19\n492,157.27\n502,042.57\n473,763.18\n463,969.03\n466,838.87\n491,676.69\n465,393.62\nMemorandum Items\nReserve Money\n2,356,468.08\n2,513,332.55\n2,789,945.53\n2,967,852.44\n2,891,742.55\n2,860,575.65\n3,135,918.22\n3,258,220.86\n3,029,004.88\n3,201,051.95\n3,172,354.75\n3,019,535.69\n2,522,708.23\nFCAs as a Percentage of Deposits in M3\n0.0%\n0.0%\n0.0%\n0.0%\n0.0%\n1.6%\n1.5%\n3.6%\n4.5%\n12.0%\n14.0%\n16.1%\n24.2%\nEnd Period Exchange Rate\n1.00\n1.00\n1.00\n1.00\n1.00\n1.00\n1.00\n1.00\n1.00\n2.50\n3.01\n3.26\n5.26\nSource: Reserve Bank of Zimbabwe,2019\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWL$ '000)\n \n \n \n14 \n \n \nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nNet Foreign Assets\n-1,469,367.91\n-1,454,496.55\n-1,468,598.27\n-1,217,451.12\n-1,275,444.50 -1,513,864.28 -1,555,285.99 -1,455,053.24 -1,541,066.06 -1,758,219.23 -1,766,538.71 -4,676,973.98 -6,110,320.34 -6,756,572.48 -11,352,535.79\nClaims on Non Residents\n253,622.18\n257,569.81\n314,006.88\n510,355.35\n528,307.45\n290,596.25\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n303,248.18\n853,285.31\n996,604.88\n932,666.79\n2,417,729.41\nOfficial Reserves Assets\n151,870.93\n148,866.28\n203,306.89\n163,434.94\n180,936.77\n189,263.65\n136,268.14\n153,107.92\n137,602.74\n86,950.64\n80,847.73\n311,203.67\n344,973.29\n230,535.90\n1,223,599.47\nOther Foreign Assets\n101,751.25\n108,703.53\n110,699.99\n346,920.41\n347,370.68\n101,332.60\n101,582.56\n102,375.02\n110,077.40\n209,015.01\n222,400.44\n542,081.63\n651,631.59\n702,130.89\n1,194,129.94\nLess Liabilities to Non Residents\n1,722,990.09\n1,712,066.36\n1,782,605.15\n1,727,806.48\n1,803,751.95\n1,804,460.53\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,689,239.28\n13,770,265.20\nShort Term Liabilities\n1,224,423.97\n1,213,571.58\n1,284,003.16\n1,229,630.31\n1,303,458.23 1,303,461.16 1,291,247.23 1,207,367.88 1,300,370.95 1,563,599.81 1,574,674.14 4,300,887.88 5,631,784.52 6,092,241.62 11,229,210.34\nOther Foreign Liabilities\n498,566.12\n498,494.78\n498,601.99\n498,176.16\n500,293.72\n500,999.37\n501,889.46\n503,168.29\n488,375.25\n490,585.08\n495,112.75 1,229,371.41 1,475,140.70 1,596,997.65\n2,541,054.86\nNet Domestic Assets (NDA)\n3,791,063.48\n3,672,870.69\n3,825,066.36\n3,730,783.67\n4,065,390.03 4,481,716.72 4,447,028.54 4,315,628.88 4,676,984.28 5,016,440.09 4,795,543.60 7,878,025.93 9,282,675.10 9,776,108.17 13,875,244.02\nDomestic Claims\n4,733,231.32\n4,949,000.69\n5,100,533.66\n5,420,856.73\n6,026,539.60 6,509,710.94 6,826,230.06 6,991,768.06 7,189,089.87 7,598,696.62 7,999,682.43 7,398,364.83 7,254,587.97 7,189,577.74\n6,912,529.53\nNet Claims on Central Government\n4,274,869.27\n4,468,884.32\n4,645,258.05\n4,919,591.70\n5,444,671.63 5,907,750.89 6,261,510.96 6,394,998.92 6,578,607.86 6,983,331.70 7,397,211.76 6,810,687.92 6,646,231.00 6,529,570.85\n6,214,829.92\nClaims on Central Government\n4,316,965.46\n4,510,854.75\n4,687,116.02\n4,961,290.78\n5,486,379.33\n5,949,540.54\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,438,578.19\n6,914,447.06\n6,777,148.85\n6,690,110.86\n6,461,220.18\nOf which: Securities Other than Shares\n1,546,995.94\n1,560,622.17\n1,597,939.74\n1,655,951.61\n1,767,970.98 2,124,232.15 2,107,570.78 2,109,129.00 2,073,611.90 2,062,178.19 2,377,373.84 1,962,432.38 1,910,408.71 1,835,171.86\n1,793,430.00\nLoans\n2,769,969.52\n2,950,232.58\n3,089,176.28\n3,305,339.17\n3,718,408.35\n3,825,308.38\n4,195,635.11\n4,327,555.56\n4,546,326.96\n4,962,474.58\n5,061,204.35\n4,952,014.68\n4,866,740.14\n4,854,939.01\n4,667,790.18\n Loans and Advances\n2,495,052.07\n2,677,530.89\n2,816,474.69\n3,032,637.59\n3,445,708.69 3,552,608.66 3,925,152.95 3,092,815.50 3,259,847.32 3,618,214.10 3,632,085.91 3,480,989.65 3,358,008.67 3,319,653.21\n3,053,293.48\n Legacy Debt\n274,917.46\n272,701.69\n272,701.59\n272,701.58\n272,699.66\n272,699.72\n270,482.16\n270,483.94\n270,476.30\n271,144.05\n291,998.61\n308,519.87\n309,020.71\n309,052.17\n309,088.45\n Export Incentives\n416,035.49\n477,611.93\n530,141.11\n657,961.30\n685,670.05\n760,667.33\n878,452.43\n964,256.12\n1,016,003.35\n1,073,116.43\n1,137,119.83\n1,162,505.16\n1,199,710.77\n1,226,233.63\n1,305,408.24\nLess Liabilities to Central Government\n42,096.19\n41,970.42\n41,857.98\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\n130,917.86\n160,540.01\n246,390.26\nOf which: Deposits\n42,096.19\n41,970.42\n41,857.98\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\n130,917.86\n160,540.01\n246,390.26\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n458,362.05\n480,116.36\n455,275.61\n501,265.03\n581,867.98\n601,960.04\n564,719.10\n596,769.14\n610,482.01\n615,364.93\n602,470.67\n587,676.91\n608,356.98\n660,006.89\n697,699.62\nOther Financial Corporations\n22,351.28\n27,040.76\n23,338.60\n25,383.43\n89,858.36\n90,693.36\n93,173.28\n95,076.36\n92,865.03\n104,283.41\n109,152.02\n121,634.35\n114,497.79\n117,613.99\n114,408.61\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n420,051.27\n438,650.07\n412,530.77\n456,059.23\n471,658.22\n488,482.00\n450,432.88\n480,359.88\n496,226.90\n489,746.16\n476,287.89\n449,006.47\n471,903.09\n517,709.02\n557,929.72\nPrivate Sector\n15,959.49\n14,425.53\n19,406.23\n19,822.36\n20,351.40\n22,784.69\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\nClaims on Other Depository Corporations\n215,726.13\n160,379.82\n270,870.78\n289,295.02\n301,846.44\n306,132.79\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n330,900.10\n339,662.09\n332,906.49\n339,094.15\nOf which: Loans\n215,726.13\n160,379.82\n270,870.78\n289,295.02\n301,846.44\n306,132.79\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n330,900.10\n339,662.09\n332,906.49\n339,094.15\nOther Liabilities to ODCs\n957,558.02\n1,227,106.07\n1,351,211.59\n1,762,290.93\n1,996,438.50 2,054,141.40 2,395,312.12 2,682,243.65 2,626,664.31 2,739,770.63 3,367,888.49 2,509,676.59 2,400,005.83 2,538,511.34\n3,047,017.11\nOf which: Aftrades Balances\n392,086.59\n393,049.36\n393,054.36\n445,143.93\n463,755.70\n489,416.24\n483,497.99\n388,000.00\n388,000.00\n388,000.00\n388,000.00\n0.00\n0.00\n0.00\n0.00\n Securities\n492,624.92\n726,718.83\n844,572.29\n1,181,913.83\n1,425,661.22\n1,486,721.94\n1,823,973.56\n2,083,075.39\n1,964,016.64\n2,135,541.16\n2,726,599.60\n2,314,291.29\n2,248,370.43\n2,348,400.79\n2,738,904.07\nOther Items(Net)\n200,335.95\n209,403.74\n195,126.49\n217,077.15\n266,557.51\n279,985.61\n290,045.02\n310,072.68\n264,615.13\n236,221.85\n254,583.08\n-2,658,437.58\n-4,088,430.87\n-4,792,135.28\n-9,670,637.45\nShares and Other Equity\n340,070.83\n350,685.43\n351,770.33\n360,766.36\n433,728.61\n444,671.00\n454,134.87\n466,363.60\n467,391.73\n475,653.19\n464,456.24\n-2,402,232.48\n-3,873,725.31\n-4,589,274.75\n-9,310,271.34\nOther Items(Net)\n-198,344.74\n-199,633.45\n-208,055.78\n-209,652.49\n-209,162.93\n-210,954.74\n-210,281.05\n-224,343.90\n-219,916.07\n-260,446.06\n-226,959.59\n-264,872.60\n-231,341.56\n-251,223.69\n-375,255.92\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n1,598.56\n2,697.45\nDeposits and Securities Excluded from Base Money\n58,609.87\n58,351.76\n51,411.94\n65,963.28\n41,991.83\n46,269.35\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n2,321,695.57\n2,218,374.14\n2,356,468.08\n2,513,332.55\n2,789,945.53 2,967,852.44 2,891,742.55 2,860,575.65 3,135,918.22 3,258,220.86 3,029,004.88 3,201,051.95 3,172,354.75 3,019,535.69\n2,522,708.23\nBond Coins\n68,055.24\n73,367.25\n79,420.27\n80,593.64\n80,812.71\n84,872.46\n86,177.94\n86,521.28\n86,507.82\n86,558.34\n86,671.08\n86,794.17\n86,775.25\n87,096.23\n87,423.30\nBond Notes\n289,183.09\n289,120.92\n288,935.32\n307,595.14\n366,738.89\n399,951.59\n422,933.66\n434,935.71\n436,225.70\n435,985.12\n436,131.63\n436,825.58\n442,551.17\n449,762.88\n476,656.02\nLiabilities to ODCs\n1,920,236.39\n1,813,681.70\n1,924,872.37\n2,112,051.33\n2,294,108.09 2,406,600.92 2,296,266.80 2,282,181.13 2,545,140.17 2,718,472.21 2,431,429.69 2,620,801.43 2,556,061.06 2,410,617.85\n1,861,836.07\nReserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n399,643.22\n393,439.26\n395,649.57\n387,117.92\n379,777.18\n382,618.00\n406,733.21\nOther\n1,920,236.39\n1,813,681.70\n1,924,872.37\n2,112,051.33\n2,294,108.09 2,406,600.92 2,296,266.80 2,282,181.13 2,145,496.95 2,325,032.95 2,035,780.12 2,233,683.51 2,176,283.88 2,027,999.85\n1,455,102.86\nPrivate Deposits\n44,220.86\n42,204.27\n63,240.13\n13,092.44\n48,285.84\n76,427.47\n86,364.15\n56,937.52\n68,044.53\n17,205.18\n74,772.49\n56,630.77\n86,967.28\n72,058.73\n96,792.85\nSource: Reserve Bank of Zimbabwe,2019\nTABLE 2: CENTRAL BANK SURVEY (ZWL$'000)\n \n \n \n15 \n \n \nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nNet Foreign Assets\n-163,544.10\n-191,346.21\n-257,333.28\n-290,766.49\n-224,241.66\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\nClaims on Non Residents\n297,434.24\n261,946.07\n296,836.55\n263,405.79\n320,981.77\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\nOf Which: Foreign Currency\n57,869.75\n61,873.54\n71,684.03\n58,497.99\n61,888.30\n72,330.74\n61,523.80\n70,410.81\n84,619.66\n94,485.74\n113,427.55\n256,754.30\n263,233.15\n363,481.95\n484,193.31\nDeposits\n238,758.58\n199,270.91\n224,360.39\n204,103.25\n206,979.87\n171,610.30\n237,075.06\n236,895.75\n273,677.73\n310,319.40\n307,770.08\n776,043.16\n794,324.48\n1,123,646.46\n2,044,144.29\nOther\n805.91\n801.63\n792.13\n804.54\n52,113.60\n896.50\n910.05\n900.29\n901.68\n1,043.27\n1,605.91\n1,924.14\n3,140.03\n4,311.50\n6,441.45\nLess Liabilities to Non Residents\n460,978.35\n453,292.29\n554,169.83\n554,172.27\n545,223.42\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\nOf Which: Deposits\n85,081.69\n75,827.46\n77,458.35\n76,977.43\n71,906.41\n61,764.73\n91,213.72\n115,149.81\n86,609.01\n81,573.41\n81,808.20\n172,568.31\n242,800.88\n584,272.60\n719,211.04\nLoans\n375,896.65\n377,464.82\n476,711.48\n477,194.84\n473,317.01\n473,808.97\n468,303.36\n466,381.17\n456,731.58\n443,350.50\n448,882.19\n609,647.22\n691,196.93\n376,654.37\n655,447.91\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n7,472,096.38\n \n7,624,121.15\n \n8,098,814.54\n \n8,741,831.36\n \n9,132,705.19\n \n9,249,553.63\n9,504,710.75\n9,498,354.86\n9,414,390.34\n9,609,733.01\n9,416,378.45\n9,616,197.64\n9,946,870.18\n10,259,117.71\n11,286,731.69\nDomestic Claims\n6,266,910.56\n \n6,437,720.58\n \n6,745,532.52\n \n6,989,263.27\n \n7,168,985.87\n \n7,330,485.27\n7,336,573.99\n7,369,479.55\n7,453,866.93\n7,383,648.03\n7,269,272.57\n7,432,949.46\n7,397,817.63\n7,404,854.99\n8,045,985.17\nNet Claims on Central Government\n2,339,300.34\n \n2,476,778.04\n \n2,715,985.15\n \n2,783,534.43\n \n3,262,756.31\n \n3,337,486.31\n3,106,488.93\n3,058,372.68\n3,131,141.29\n3,009,005.06\n3,000,509.55\n3,037,716.85\n2,985,126.74\n2,869,381.76\n2,867,736.19\nClaims on Central Government\n2,453,993.46\n \n2,572,350.40\n \n2,823,354.57\n \n2,872,745.05\n \n3,295,887.08\n \n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\n3,082,202.87\n3,033,052.26\n2,925,238.58\n2,916,600.07\nSecurities\n2,434,830.12\n \n2,558,912.76\n \n2,814,916.90\n \n2,865,309.79\n \n3,291,375.03\n \n3,362,827.03\n3,145,693.06\n3,105,944.58\n3,172,866.99\n3,044,069.03\n3,038,282.27\n3,076,367.83\n3,028,779.35\n2,921,262.97\n2,912,674.94\nLoans\n19,163.34\n \n13,437.64\n \n8,437.68\n \n7,435.26\n \n4,512.05\n \n7,051.15\n5,423.50\n4,587.57\n6,988.90\n6,203.03\n4,413.55\n5,835.04\n4,272.91\n3,975.61\n3,925.13\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n114,693.11\n \n95,572.36\n \n107,369.43\n \n89,210.62\n \n33,130.77\n \n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\nOf which: Deposits\n114,693.11\n \n95,572.36\n \n107,369.43\n \n89,210.62\n \n33,130.77\n \n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n3,927,610.21\n \n3,960,942.53\n \n4,029,547.37\n \n4,205,728.83\n \n3,906,229.56\n \n3,992,998.96\n4,230,085.05\n4,311,106.88\n4,322,725.64\n4,374,642.97\n4,268,763.02\n4,395,232.61\n4,412,690.88\n4,535,473.23\n5,178,248.99\nOther Financial Corporations\n47,078.39\n \n47,272.71\n \n36,981.14\n \n42,406.27\n \n43,993.11\n \n51,283.01\n52,083.02\n54,398.03\n54,059.74\n52,327.23\n54,418.20\n50,257.50\n44,732.42\n43,887.25\n54,890.96\nState and Local Government\n48,750.40\n \n52,851.54\n \n51,746.27\n \n49,509.94\n \n54,356.85\n \n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\nPublic Non Financial Corporations\n150,967.31\n \n145,902.98\n \n159,350.37\n \n222,545.56\n \n181,987.35\n \n186,736.20\n257,375.31\n234,036.46\n263,061.19\n247,840.74\n283,738.23\n268,828.08\n402,172.40\n469,638.39\n698,899.67\nPrivate Sector\n3,680,814.12\n \n3,714,915.30\n \n3,781,469.60\n \n3,891,267.06\n \n3,625,892.25\n \n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\nClaims on the Central Bank\n2,474,448.22\n \n2,438,430.82\n \n2,557,149.58\n \n3,089,939.84\n \n3,471,170.30\n \n3,498,784.50\n3,799,833.82\n3,811,216.96\n3,726,890.73\n3,969,951.54\n3,950,061.19\n3,824,458.20\n3,953,460.88\n4,199,075.04\n4,187,900.42\nCurrency\n16,707.478\n \n14,888.726\n \n14,154.729\n \n8,986.260\n \n20,609.732\n \n23,132.54\n18,241.51\n39,931.81\n30,576.25\n20,500.90\n49,039.52\n59,650.72\n62,487.55\n45,182.42\n98,685.70\nOther Claims including Reserves\n2,457,740.74\n \n2,423,542.10\n \n2,542,994.86\n \n3,080,953.58\n \n3,450,560.57\n \n3,475,651.96\n3,781,592.32\n3,771,285.15\n3,696,314.48\n3,949,450.64\n3,901,021.67\n3,764,807.48\n3,890,973.33\n4,153,892.62\n4,089,214.73\nLiabilities to the Central Bank\n140,468.21\n \n82,369.89\n \n101,470.93\n \n119,810.71\n \n118,944.97\n \n136,950.59\n142,244.29\n147,588.60\n213,749.43\n229,588.29\n239,529.91\n158,887.13\n165,849.57\n148,327.69\n148,760.15\nOther Items(Net)\n1,128,794.20\n \n1,169,660.36\n \n1,102,396.63\n \n1,217,561.04\n \n1,388,506.01\n \n1,442,765.55\n1,489,452.77\n1,534,753.06\n1,552,617.90\n1,514,278.27\n1,563,425.41\n1,482,322.89\n1,238,558.76\n1,196,484.63\n798,393.76\nShares and Other Equity\n1,555,909.88\n \n1,542,636.03\n \n1,574,043.84\n \n1,632,378.01\n \n1,758,871.23\n \n1,795,060.19\n1,681,574.79\n1,721,033.27\n1,754,363.61\n1,805,725.63\n1,817,292.21\n1,857,666.31\n2,186,634.46\n2,438,054.11\n2,453,288.57\nLiabilities to other ressident sectors\n6,906.82\n \n16,085.12\n \n19,885.58\n \n21,559.36\n \n32,602.91\n \n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n28,813.83\n46,518.61\nOther Items(Net)\n(434,022.51)\n \n(389,060.79)\n \n(491,532.80)\n \n(436,376.33)\n \n(402,968.13)\n \n-385,635.72\n-238,718.90\n-228,306.72\n-244,059.95\n-330,495.73\n-293,083.09\n-417,914.13\n-990,751.46\n-1,270,383.32\n-1,701,413.42\nDeposits and Securities Included in Broad Mone 7,308,552.27\n \n7,432,774.94\n \n7,841,481.27\n \n8,451,064.87\n \n8,908,463.53\n \n8,958,817.46\n9,244,702.58\n9,225,030.71\n9,230,248.82\n9,490,657.52\n9,308,491.60\n9,868,703.71\n10,073,570.03\n10,789,630.64\n12,446,851.79\nDeposits Included in Broad Money\n7,231,240.46\n \n7,348,810.03\n \n7,753,466.00\n \n8,384,220.79\n \n8,818,964.20\n \n8,892,333.01\n \n9,192,282.61\n \n9,163,326.94\n \n9,179,384.09\n \n9,432,073.48\n \n9,249,189.49\n \n9,796,911.59\n \n9,999,066.93\n \n10,698,817.40\n \n12,307,411.86\n \nTransferable Deposits\n5,740,288.03\n5,974,169.54\n6,311,005.04\n6,925,080.42\n7,317,443.43\n7,368,088.98\n7,703,301.37\n7,735,492.56\n7,748,956.93\n7,923,171.01\n \n7,782,391.98\n \n8,323,687.16\n \n8,562,013.77\n \n9,211,180.01\n \n10,695,596.51\n \n of which FCAs\n149,041.84\n139,613.34\n343,305.00\n \n418,087.02\n \n1,190,521.05\n \n1,417,836.22\n \n1,753,489.14\n \n3,031,536.97\n \nOther Deposits\n1,490,952.43\n \n1,374,640.48\n \n1,442,460.95\n \n1,459,140.37\n \n1,501,520.77\n \n1,524,244.03\n \n1,488,981.24\n \n1,427,834.38\n \n1,430,427.17\n1,508,902.47\n \n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\nMoney Market Instruments\n77,311.81\n \n83,964.91\n \n88,015.27\n \n66,844.08\n \n89,499.33\n \n66,484.46\n \n52,419.97\n \n61,703.77\n \n50,864.73\n \n58,584.04\n \n59,302.10\n \n71,792.12\n \n74,503.10\n \n90,813.24\n \n139,439.93\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWL$ '000)\n \n \n \n16 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment\n1\nGovernemt\nOther\n2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2017\nMar\n12.6\n \n66.4\n \n1,485.9\n \n260.5\n \n154.9\n \n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.7\n \n67.8\n \n1,495.2\n \n249.4\n \n219.3\n \n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nMay\n13.4\n \n56.9\n \n1,492.4\n \n272.5\n \n170.2\n \n75.3\n1,968.9\n20.3\n15.7\n33.6\n16.7\n16.3\n72.9\n3,447.8\n82.4\n486.1\n421.7\n644.4\n9,307.6\nJun\n7.4\n \n57.1\n \n1,674.9\n \n350.3\n \n92.1\n \n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.1\n \n45.2\n \n1,807.4\n \n302.3\n \n63.1\n \n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.3\n \n40.6\n \n2,061.9\n \n276.6\n \n165.3\n \n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.0\n \n38.1\n \n2,110.4\n \n226.8\n \n179.7\n \n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.7\n \n41.8\n \n2,139.3\n \n254.1\n \n190.8\n \n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.8\n \n46.1\n \n2,315.5\n \n289.8\n \n184.2\n \n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.6\n \n58.1\n \n2,592.0\n \n276.0\n \n213.4\n \n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.8\n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.0\n May\n3,593.7\n798.7\n1,558.4\n5,950.8\n454.6\n75.1\n6,480.5\n61.4\n243.5\n0.0\n95.2\n42.2\n1,448.6\n486.1\n450.1\n9,307.6\n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.8\n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.3\n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.5\n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.5\n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.9\n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.5\n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.7\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\n \n \n \n18 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJan\n17.7\n \n103.8\n \n1,322.4\n \n81.9\n \n128.2\n \n27.0\n \n1,485.0\n \n-\n \n15.4\n \n3.6\n \n15.9\n \n15.1\n \n68.6\n \n2,467.7\n \n53.9\n \n395.7\n \n251.9\n \n479.3\n \n6,933.1\n \nFeb\n16.3\n \n89.4\n \n1,396.1\n \n96.1\n \n137.3\n \n48.6\n \n1,502.5\n \n-\n \n15.5\n \n3.2\n \n15.0\n \n14.9\n \n68.2\n \n2,238.9\n \n239.7\n \n398.5\n \n266.0\n \n480.1\n \n7,026.4\n \nMar\n10.7\n \n63.3\n \n1,421.4\n \n83.2\n \n150.7\n \n53.5\n \n1,578.7\n \n-\n \n15.7\n \n3.8\n \n15.7\n \n15.7\n \n69.9\n \n2,554.3\n \n23.7\n \n422.4\n \n314.5\n \n484.0\n \n7,281.0\n \nApr\n9.8\n \n64.1\n \n1,383.4\n \n75.9\n \n209.0\n \n51.4\n \n1,744.4\n \n-\n \n15.8\n \n3.6\n \n15.8\n \n16.9\n \n74.0\n \n2,493.3\n \n26.4\n \n489.1\n \n263.7\n \n492.6\n \n7,429.3\n \nMay\n12.4\n \n52.6\n \n1,376.3\n \n119.9\n \n159.1\n \n75.3\n \n1,739.8\n \n-\n \n15.7\n \n33.6\n \n16.7\n \n16.3\n \n72.4\n \n2,528.3\n \n28.4\n \n486.1\n \n290.7\n \n492.0\n \n7,515.6\n \nJun\n7.0\n \n53.3\n \n1,578.5\n \n141.4\n \n82.2\n \n110.6\n \n1,786.8\n \n-\n \n16.0\n \n35.0\n \n47.9\n \n16.5\n \n82.2\n \n2,583.5\n \n23.9\n \n533.5\n \n273.6\n \n497.3\n \n7,869.2\n \nJul\n6.7\n \n40.9\n \n1,684.5\n \n137.6\n \n53.7\n \n103.6\n \n1,752.4\n \n-\n \n26.1\n \n34.4\n \n45.2\n \n16.9\n \n116.3\n \n2,495.4\n \n24.2\n \n513.6\n \n295.5\n \n482.1\n \n7,829.0\n \nAug\n11.8\n \n37.1\n \n1,882.4\n \n124.3\n \n161.2\n \n7.9\n \n1,856.2\n \n-\n \n26.3\n \n64.6\n \n41.3\n \n18.0\n \n145.0\n \n2,538.1\n \n23.8\n \n531.8\n \n272.6\n \n485.7\n \n8,228.1\n \nSep\n11.4\n \n35.8\n \n1,961.8\n \n109.6\n \n172.7\n \n31.3\n \n1,998.0\n \n-\n \n23.5\n \n65.0\n \n41.5\n \n15.6\n \n118.2\n \n2,585.7\n \n28.3\n \n472.8\n \n281.3\n \n487.7\n \n8,440.0\n \nOct\n8.1\n \n40.5\n \n1,961.8\n \n143.7\n \n175.7\n \n61.0\n \n2,106.6\n \n-\n \n24.4\n \n65.1\n \n34.8\n \n17.8\n \n99.1\n \n2,607.0\n \n29.4\n \n432.4\n \n287.8\n \n508.9\n \n8,604.1\n \nNov\n9.0\n \n45.1\n \n2,126.7\n \n161.1\n \n174.7\n \n74.3\n \n2,230.4\n \n-\n \n23.5\n \n65.4\n \n32.3\n \n19.6\n \n106.9\n \n2,618.1\n \n26.4\n \n417.7\n \n324.2\n \n511.4\n \n8,966.9\n \nDec\n11.4\n \n55.3\n \n2,373.9\n \n141.5\n \n203.5\n \n66.6\n \n2,128.7\n \n-\n \n23.5\n \n66.3\n \n29.4\n \n19.4\n \n145.0\n \n2,579.8\n \n40.0\n \n508.3\n \n324.5\n \n536.4\n \n9,253.6\n \n2018\nJan\n22.4\n \n64.1\n \n2,294.5\n \n192.1\n \n103.4\n \n81.9\n \n2,143.2\n \n-\n \n23.5\n \n65.9\n \n26.3\n \n20.6\n \n154.8\n \n2,451.1\n \n28.7\n \n501.0\n \n294.2\n \n538.9\n \n9,006.6\n \nFeb\n18.3\n \n44.0\n \n2,296.8\n \n223.7\n \n108.3\n \n96.2\n \n2,109.3\n \n-\n \n23.5\n \n66.1\n \n24.3\n \n21.1\n \n145.0\n \n2,461.5\n \n28.7\n \n507.8\n \n290.6\n \n536.3\n \n9,001.5\n \nMar\n14.8\n \n53.6\n \n2,238.8\n \n240.7\n \n124.5\n \n99.5\n \n2,164.0\n \n-\n \n23.5\n \n66.7\n \n19.2\n \n15.9\n \n127.1\n \n2,535.8\n \n30.4\n \n504.1\n \n325.8\n \n552.3\n \n9,136.6\n \nApr\n13.5\n \n56.7\n \n2,207.9\n \n275.0\n \n116.7\n \n78.5\n \n2,314.9\n \n-\n \n24.7\n \n67.0\n \n13.4\n \n20.9\n \n120.8\n \n2,519.8\n \n28.3\n \n532.0\n \n299.0\n \n554.9\n \n9,244.0\n \nMay\n12.9\n \n62.8\n \n2,309.0\n \n339.5\n \n130.1\n \n85.7\n \n2,562.4\n \n-\n \n25.0\n \n66.9\n \n8.4\n \n20.9\n \n134.0\n \n2,556.2\n \n23.9\n \n458.9\n \n307.9\n \n555.3\n \n9,659.8\n \nJune\n7.5\n \n52.6\n \n2,848.5\n \n331.8\n \n117.3\n \n84.1\n \n2,538.3\n \n-\n \n26.2\n \n66.5\n \n7.4\n \n19.4\n \n196.0\n \n2,662.2\n \n25.5\n \n551.4\n \n302.9\n \n563.4\n \n10,401.0\n \nJuly\n17.9\n \n54.3\n \n3,189.6\n \n281.1\n \n109.3\n \n95.4\n \n2,949.2\n \n-\n \n-\n \n67.5\n \n4.5\n \n21.0\n \n182.0\n \n2,414.6\n \n26.0\n \n611.4\n \n322.5\n \n565.1\n \n10,911.4\n \nAug\n21.0\n \n67.8\n \n3,196.7\n \n232.3\n \n102.5\n \n66.3\n \n3,014.9\n \n-\n \n-\n \n67.3\n \n7.1\n \n20.6\n \n186.7\n \n2,491.0\n \n29.8\n \n647.7\n \n329.4\n \n566.3\n \n11,047.4\n \nSep\n16.3\n \n58.2\n \n3,487.9\n \n305.3\n \n137.8\n \n78.0\n \n2,789.8\n \n-\n \n45.2\n \n68.1\n \n5.4\n \n20.4\n \n212.2\n \n2,577.1\n \n36.7\n \n637.4\n \n357.4\n \n571.8\n \n11,405.0\n \nOct\n33.1\n \n68.0\n \n3,505.8\n \n272.1\n \n173.1\n \n51.4\n \n2,728.8\n \n-\n \n45.2\n \n68.4\n \n4.6\n \n9.4\n \n188.8\n \n2,697.4\n \n38.7\n \n647.5\n \n353.2\n \n569.2\n \n11,454.9\n \nNov\n25.8\n \n81.4\n \n3,384.4\n \n264.6\n \n198.2\n \n63.9\n \n2,793.9\n \n-\n \n45.2\n \n68.7\n \n7.0\n \n8.1\n \n217.7\n \n2,672.3\n \n46.1\n \n633.2\n \n406.6\n \n569.8\n \n11,486.9\n \nDec\n18.2\n \n89.9\n \n3,737.0\n \n317.3\n \n224.4\n \n74.8\n \n2,633.7\n \n-\n \n43.4\n \n69.2\n \n6.2\n \n9.2\n \n204.3\n \n2,707.6\n \n53.7\n \n573.8\n \n406.2\n \n633.9\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2017\n Jan\n3,205.0\n317.1\n981.8\n4,503.9\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6,933.1\n Feb\n3,267.0\n318.3\n977.1\n4,562.4\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7,026.4\n Mar\n3,370.3\n313.3\n965.3\n4,648.9\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7,281.0\n Apr\n3,496.9\n328.5\n960.8\n4,786.1\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7,429.3\n May\n3,534.8\n331.2\n979.7\n4,845.7\n384.0\n53.4\n5,283.1\n50.8\n220.4\n0.0\n29.0\n41.9\n1,092.7\n486.1\n311.6\n7,515.6\n Jun\n3,792.5\n332.7\n949.8\n5,075.1\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.2\n Jul\n3,786.1\n326.0\n1,021.7\n5,133.8\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.0\n Aug\n4,198.3\n342.7\n1,010.3\n5,551.4\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.1\n Sep\n4,561.7\n355.5\n1,003.7\n5,921.0\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.0\n Oct\n4,771.6\n340.7\n927.8\n6,040.2\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.1\n Nov\n5,036.5\n380.1\n918.9\n6,335.5\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.9\n Dec\n5,143.9\n409.2\n850.3\n6,403.4\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.6\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJan\n2.4\n \n7.0\n \n109.6\n \n157.7\n \n4.3\n \n-\n \n123.7\n \n20.8\n \n-\n \n-\n \n389.1\n \n-\n \n406.1\n \n106.3\n \n124.4\n \n1,451.4\n \nFeb\n1.2\n \n7.3\n \n69.3\n \n155.6\n \n7.4\n \n-\n \n162.0\n \n20.1\n \n-\n \n-\n \n394.4\n \n-\n \n410.1\n \n109.0\n \n124.2\n \n1,460.4\n \nMar\n1.6\n \n3.1\n \n35.5\n \n177.2\n \n4.0\n \n-\n \n164.2\n \n18.7\n \n-\n \n-\n \n404.4\n \n-\n \n413.0\n \n102.8\n \n124.2\n \n1,448.6\n \nApr\n0.7\n \n3.6\n \n73.4\n \n173.3\n \n9.8\n \n-\n \n158.6\n \n17.8\n \n-\n \n-\n \n392.5\n \n-\n \n432.3\n \n109.7\n \n125.1\n \n1,496.8\n \nMay\n0.9\n \n3.9\n \n81.5\n \n152.3\n \n10.8\n \n-\n \n168.2\n \n20.3\n \n-\n \n-\n \n394.4\n \n-\n \n451.1\n \n105.9\n \n126.1\n \n1,515.4\n \nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n-\n \n343.8\n \n27.3\n33.6\n \n-\n \n438.0\n \n-\n \n649.3\n \n136.7\n151.2\n \n1,973.3\n \nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jan\n326.2\n522.1\n848.2\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1,451.4\n Feb\n326.1\n534.4\n860.5\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1,460.4\n Mar\n319.7\n523.2\n842.9\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1,448.6\n Apr\n399.6\n527.1\n926.6\n70.6\n16.0\n1,013.2\n21.8\n22.8\n0.0\n54.0\n0.2\n322.5\n62.3\n1,496.8\n May\n378.0\n536.0\n914.0\n70.7\n16.1\n1,000.8\n21.8\n23.0\n0.0\n66.2\n0.4\n325.8\n77.4\n1,515.4\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nSource:Reserve Bank of Zimbabwe,2019\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWL$ millions\n \n \n \n22 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nApr\n426,696.6\n43,836.6\n18,145.2\n340,025.3\n12,219.1\n271,824.0\n360,945.8\n134,101.0\n350,475.1\n42,208.4\n571,000.5\n12,492.9\n2,583,970.5\nMay\n428,874.0\n43,427.0\n16,689.0\n322,695.4\n12,252.6\n269,976.3\n360,929.9\n117,479.9\n354,102.7\n41,337.5\n569,798.9\n11,923.7\n2,549,487.0\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nSource:Reserve Bank of Zimbabwe,2019\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nZWL$ ('000)\n \n \n \n23 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.2\nMay\n301,531.2\n113,685.5\n220,541.8\n679,781.4\n320,878.2\n1,019,941.1\n417,418.5\n175,383.4\n1,454,718.3\n108,366.5\n667,019.7\n71,770.2\n5,551,035.8\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nSource: Reserve Bank of Zimbabwe,2019\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWL$ ('000)\n \n24 \n \n \nEnd of\nNominal Lending \nRates 1\nIndividuals \nCorporate\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nAug\n4.00-18.00\n8.88\n6.95\nSep\n4.45-18.00\n8.86\n7.01\nOct\n4.45-18.00\n9.66\n7.06\nNov\n4.45-18.00\n9.66\n7.03\nDec\n4.45-18.00\n9.39\n7.00\n2018\nJan\n4.45-18.00\n9.33\n6.99\nFeb\n4.45-18.00\n9.57\n6.93\nMar\n4.45-18.00\n9.64\n6.98\nApr\n4.00-18.00\n9.32\n7.08\nMay\n4.00-18.00\n9.28\n7.09\nJun\n4.00-18.00\n9.32\n7.14\nJul\n4.00-18.00\n9.75\n6.97\nAug\n4.00-18.00\n9.87\n7.10\nSep\n4.00-18.00\n9.56\n7.11\nOct\n4.00-18.00\n9.47\n7.38\nNov\n4.00-18.00\n9.49\n7.38\nDec\n4.00-18.00\n9.48\n7.39\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.15\n7.67\n Source:Reserve Bank of Zimbabwe, 2019\nTABLE 8.1: LENDING RATES (percent per annum)\nCommercial Banks\nWeighted Lending Rates\n \n25 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2019\nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n 26 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION RECREATION \n&\nEDUCATION RESTAURANTS \n&\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJan\n-0.14\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n0.01\n0.80\n0.23\nFeb\n0.05\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.23\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.13\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.22\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nSource:Zimstat, 2019\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n27 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nSource:Zimstat, 2019\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n28 \n \n \nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\nTotal External Debt\n7,481\n8,309\n8,866\n8,986\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2019\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n29 \n \n \nUSA\nSOUTH \nARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nSource: Reserve Bank of Zimbabwe, 2019\n1. ZWL$ dollars per one unit of foreign currency.\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES/1\n \n \n \n30 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJan\n-\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n-\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n-\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n-\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n-\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nSource:Zimbabwe Stock Exchange ,2019\n*All Share index was introduced in January 2018\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n31 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n 495.55 \n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n 472.30 \n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n 671.60 \n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n 792.50 \n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n 939.90 \n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n 1,095.55 \n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n 1,601.38 \n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n 1,776.44 \n583.3\nSep\n 6,031.4 \n5.2\n651.1\n16.1\n 2,159.26 \n731.9\nOct\n 5,991.3 \n5.4\n681.9\n19.4\n 2,401.62 \n779.2\nNov\n 6,259.7 \n4.9\n666.5\n15.9\n 2,561.84 \n798.3\nDec\n 5,877.2 \n3.6\n778.4\n16.3\n 3,052.72 \n1043.3\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3\n 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9\n 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5\n 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5\n 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5\n 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3\n 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4\n 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0\n 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0\n 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9\n 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9\n 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6\n 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9\n 1,294.05 \n16.9\n 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0\n 1,330.58 \n17.2\n 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9\n 1,399.50 \n18.3\n 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1\n 1,590.10 \n14.0\n 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2\n 1,397.48 \n11.8\n 6,692.55 1,897.82 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 191.0 \nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 207.0 \nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 244.1 \nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 231.0 \nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 323.3 \nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 342.1 \nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 382.6 \nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 419.1 \nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 432.0 \nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 478.9 \nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 473.0 \nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 524.8 \nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 4,248.84 \n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 331,764.3 494.3 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-May-2019.pdf"}
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+{"doc_id": "57f090d1e4d30c0eb5748c86a1d4e9e1", "text": "i \n \n \n \n \n \n \n \nFEBRUARY 2019 \n \n1 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ........................................................................................ 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ......................................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS ..................................................................................... 4 \nMONETARY DEVELOPMENTS ............................................................................................................ 6 \nSTOCK MARKET DEVELOPMENTS ................................................................................................... 7 \nINFLATION OUTTURN ........................................................................................................................... 8 \nAnnual Inflation ...................................................................................................................................... 8 \nMonthly Inflation .................................................................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ........................................................................................................ 9 \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n2019 \n \nJanuary \n2019 \n \nFebruary \nMonth-on- \nMonth \nChange (%) \nYearly Inflation3 (%) \n56.90 \n59.40 \n- \nMonthly Inflation3 (%) \n10.75 \n1.67 \n- \nNational Payment System Transactions2 \n(US$ millions) \n13 575.37 \n15 286.08 \n12.6 \nMoney Supply2 (US$ millions) \n9 857.02 \n10 389.30 \n5.40 \nMoney Supply (M3) Annual Growth2 (%) \n30.64 \n37.15 \n- \nNominal Lending Rate2 (% per annum) \n4.00-18.00 \n4.00-18.00 \n- \nMerchandise Exports3 (US$ millions) \n292.6 \n348.4 \n19.1 \nMerchandise Imports3 (US$ millions) \n336.8 \n370.5 \n10 \nTrade Balance3 (US$ millions) \n-44.2 \n-22.1 \n50.0 \nZ.S.E All share Index \n157.54 \n148.11 \n-5.99 \nZ.S.E. Mining Index1 \n213.13 \n207.03 \n-2.86 \nZ.S.E. Industrial Index1 \n525.90 \n494.31 \n-6.01 \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nThe international commodity prices of crude oil, \nprecious metals and base metals continued to \nfirm, during the month of February 2019. A \npositive investment demand outlook, coupled \nwith global supply constraints, contributed to \nthe surge in the prices. \n \n Precious Metals \nPrecious metal prices continued on an upward \ntrend, with gold firming by 1.9%, from \nUS$1,291.67/oz in the previous month, to \n$1,315.97/oz in February 2019. Similarly, \nplatinum prices increased from US$805.83/oz \nin January 2019 to $813.16/oz in Febuary 2019. \nThe increase in demand for the precious metals \nwas on account of a weakening US dollar. \n \nFigure. 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2019 \n \nBase Metals \nThe anticipated positive outcome from the US \nand China trade talks boosted base metal prices. \nResultantly, copper prices increased by 5.5% to \n$6,290.56/tonne. \nSupply \nconstraints \nin \nIndonesia, one of the world top nickel \nproducers, further boosted nickel prices, which \nrose by 10.2% to US$12,669.83/tonne, during \nthe month under review. \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2019 \n \n \nBrent Crude Oil \nBrent crude oil prices closed the month under \nreview \nat \nUS$64.33/barrel, \nup \nfrom \nUS$60.21/barrel in January 2019. The increase \nwas due to low oil production in the US. \n \n \n \n \n \n \n \n \n \n600\n700\n800\n900\n1000\n1100\n1200\n1300\n1400\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nUS$/oz.\nGold\nPlatinum\n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nFeb-18\nApr-18\nJun-18\nAug-18\nOct-18\nDec-18\nFeb-19\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n \n \n \n4 \n \nFigure 3: International crude oil prices \n(US$/barrel) \nSource: Bloomberg, 2019 \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade stood at US$718.9 \nmillion in February 2019, a 14.2% increase from \nUS$629.3 million recorded in January 2019. \nThe increase was on account of increases in both \nmerchandise exports and imports. \nMerchandise Exports \nMechandise exports increased by 19.07% to \nUS$348.8 million in February 2019, from \nUS$292.6 million in January 2019. This \nfollowed increases in exports of gold, tobacco, \ndiamonds and sugar. Nickel mattes, ores and \nconcentrates, chromium ores and concentrates \nand \nother \nunwrought \nplatinum \nexports, \nhowever, declined during the month under \nreview. \n \n \n \n \n \n1 Unwroght platinum excludes other platinum group of \nmetals (PGMs). \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2019 \n \nFlue-cured tobacco, semi-processed gold, nickel \n(mattes, ores and concentrates) and industrial \ndiamonds dominated the country’s exports, \ncontributing about 77% of total exports. \n \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \n \n \n \nShare of \nTotal \nExports \n(%) \nCommodity \nJan-19 \nFeb-19 \n \nUS$m \nUS$m \nFlue-cured tobacco (Virginia \ntype) \n63.1 \n83.8 \n24.1 \nSemi-manufactured gold \n64.5 \n82.8 \n23.8 \nNickel mattes \n56 \n52.2 \n15 \nNickel ores and concentrates \n35.6 \n34 \n9.8 \nFerro-chromium \n14.9 \n14.9 \n4.3 \nIndustrial diamonds \n3.7 \n11.5 \n3.3 \nCane sugar \n4.3 \n11.3 \n3.2 \nOther precious minerals \n4.1 \n8.2 \n2.3 \nGinned cotton \n2.2 \n5.3 \n1.5 \nChromium ores and \nconcentrates \n4.7 \n3.6 \n1 \nUnwrought Platinum1 \n4.1 \n3.5 \n1 \nOther \n35.4 \n37.2 \n10.7 \n Total \n292.6 \n348.4 \n100 \nSource: ZIMSTAT, 2018 & RBZ Calculations, 2019 \n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nUS$/barrel\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\n \n \n \n5 \n \nThe country’s mechandise exports were mainly \ndestined to South Africa (48.7%); the United \nArab Emirates (19.8%); Mozambique (8.2%); \nBelgium (2.8%); and Kenya (1.3%), as shown in \nFigure 5. \nFigure 5: Top Five Merchandise Export \nDestinations (%Share) \n \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nMerchandise Imports \nMerchandise imports increased by 10% to \nUS$370.5 in February 2019, from US$336 \nmillion in January 2019. Fuel and electricity \nimports \naccounted \nfor \n25.1% \nof \ntotal \nmerchandise imports. Food imports, which \nlargely comprised of crude soyabean oil, rice \nand wheat constituted, 1.6%; 1%; and 0.9% of \ntotal merchandise imports. \n \nTable 2 shows the country’s major import \ncommodities for January 2019 and February \n2019. \n \n \n Table 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \nJan-19 \nUS$m \nFeb-19 \nUS$m \nShare \nof \ntotal \nImports \n(%) \nDiesel \n60.6 \n59.3 \n16 \nUnleaded petrol \n36.4 \n30.2 \n8.2 \nRoad tractors for semi-\ntrailers \n2.3 \n8.9 \n2.4 \nCrude soya bean oil \n4.6 \n5.8 \n1.6 \nMotor Vehicles (Goods) \n5.4 \n5.3 \n1.4 \nMedicines (Chronic illness) \n0 \n5.2 \n1.4 \nVehicles (Front Loaders) \n3.1 \n3.7 \n1.0 \nRice \n1.3 \n3.5 \n1.0 \nElectricity \n2.9 \n3.2 \n0.9 \nWheat \n7.6 \n3.2 \n0.9 \nOther \n212.4 \n242.2 \n65.4 \nTotal \n336.7 \n370.5 \n100 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nThe country sourced imports mainly from South \nAfrica, 37.5%; Singapore, 24.4%; China, 8.8%; \nIndia, 3.3%; and Mauritius, 2.3%, as shown in \nFigure 6. \n \n \n \n \n \n \n \n48.7%\n19.8%\n8.2%\n2.8%\n1.3%\n South Africa\n United Arab Emirates\nMozambique\nBelgium\nKenya\n \n \n \n6 \n \nFigure 6: Top Five Merchandise Import \nSources (% Share). \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nMerchandise Trade Balance \nThe merchandise trade developments during the \nmonth under review resulted in a trade deficit of \nUS$22.1 million. This was 49.9% lower than the \nUS$44.2 million trade deficit recorded in \nJanuary 2019. \nFigure 7: Merchandise Trade Balance \n(US$m) \nSource: ZIMSTAT, 2019 & RBZ Computations, 2019 \n \n2 Provisional figures \nMONETARY DEVELOPMENTS2 \n \nAnnual broad money supply grew by 37.94% to \n$10 398.30 in February 2019, from $7 531.61 in \nFebruary 2018. This reflected increases in \ncurrency in circulation of 39.82%; transferable \ndeposits, 47.92%; and time deposits, 0.99%. A \ndecline of 4.73% in negotiable certificates of \ndeposits (NCDs), partially offset the increases in \nthe other components of broad money. \n \nMonth-on-month, broad money supply grew by \n5.4%, from $9 857.02 million in January 2019. \n \nFigure 8: Broad Money Supply in Levels \nand Growth Rates \nSource: Reserve Bank of Zimbabwe, 2018 \nBroad money was made up of demand deposits \n80.66%; time deposits, 14.18%; currency in \ncirculation, 4.47%; and negotiable certificates \nof deposits, 0.69%. \n \n \n \n37.5%\n24.4%\n8.8%\n3.3%\n2.3%\n South Africa\n Singapore\nChina\nIndia\nMauritius\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nExports\nImports\nTrade Balance\n0\n5\n10\n15\n20\n25\n30\n35\n40\n45\n50\n -\n 2\n 4\n 6\n 8\n 10\n 12\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\n%\n$ Billions\nM3\nM3 Annual Growth rate\n \n \n \n7 \n \nFigure 9: Composition of Money Supply \n \n \nSource: Reserve Bank of Zimbabwe, 2019 \nAnnual credit to the private sector grew by \n13.5% in February 2019, compared to an annual \ngrowth of 9.41% in January 2019. Monthly \ncredit to the private sector increased by 3.75%, \nfrom $3 912.30 million in January 2019 to $4 \n058.93 million in February 2019. \nOn a sectorial basis, the distribution of private \nsector credit was as follows: households, \n25.53%; agriculture, 20.68%; services, 15.53%; \ndistribution, 13.98%; manufacturing, 10.02%; \nfinancial organisations and investments, 3.78%; \nmining, 4.93%; construction, 3.13%; and \ntransport and communications, 2.05%. \n \n \n \n \n \n \nFigure 10: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2019 \nSTOCK MARKET DEVELOPMENTS \n \nBearish investor sentiment persisted on the \nZimbabwe Stock Exchange (ZSE), during the \nmonth of February 2019. Resultantly, the All \nShare price Index registered a 5.99% decline, \nfrom 149.33 points in January 2019 to 148.11 \npoints in February 2019. Similarly, the Top 10 \nIndex declined by 8.09%, to close at 145.47 \npoints in February 2019. \n \n \n \n \n \nDemand \ndeposits\n80.66%\nTime \nDeposits\n14.18%\nCurrency in \nCirculation\n4.47%\nNegotiable \nCertificates of \nDeposits\n0.69%\nConstruction\n3%\nTransport and \nCommunication\n2%\nMining\n5%\nFin \nOrgan & \nInvest\n4%\nDistrubution\n14%\nServices\n15%\nManufacturing\n10%\nAgriculture\n21%\nHouseholds\n26%\nOther\n0%\n \n \n \n8 \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \nThe industrial index decreased by 6.01%, from \n525.90 points in January 2019 to 494.31 points \nduring the month under review. Similarly, the \nmining index shed 2.86%, to close the month of \nFebruary 2019 at 207.03 points. \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2019 \nZSE share trading volumes stood at 229.94 \nmillion in February 2019, up from 122.78 \nmillion shares traded in January 2019. The value \nof shares traded increased by 1.68%, from \nUS$110.28 million in January 2019 to \nUS$295.84 million, during the month under \nreview. \nFigure 13: ZSE Monthly Volumes and \nValues Traded \n \nSource: Zimbabwe Stock Exchange, 2019 \nZSE market capitalisation declined by 5.34% to \n$19.77 billion in February 2019, from $20.89 \nbillion in the previous month. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation stood at 59.40% in \nFebruary 2019, up from 56.90% in January \n2019. This was attributed to increases in food \nand non-food inflation of 69.84% and 54.35%, \nrespectively. \n \n \n \n \n \n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n40.00\n90.00\n140.00\n190.00\n240.00\n28-Feb-18\n31-Mar-18\n30-Apr-18\n31-May-18\n30-Jun-18\n31-Jul-18\n31-Aug-18\n30-Sep-18\n31-Oct-18\n30-Nov-18\n31-Dec-18\n31-Jan-19\n28-Feb-19\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n0\n50\n100\n150\n200\n250\n300\n0\n100\n200\n300\n400\n500\n600\n700\n800\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\n1,100\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nValues Traded ($ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n9 \n \nFigure 14: Annual Inflation (%) \nSource: ZIMSTAT, 2019 \n \nMonthly Inflation \n \nMonthly inflation declined to 1.67% in February \n2019, from 10.75% in January 2019. This was \non account of decelarations in both food and \nnon-food inflation. \nMonth-on-month \nnon-food \ninflation \ndecelerated from 12.83% in January 2019 to \n0.70% in February. The non-food inflation \ncategories that contributed to the lower increase \nin month-on-month inflation were transport, \nalcoholic beverages, furniture and household \nequipment. \nMonthly food inflation also decelerated by 3.38 \npercentage points to 3.56% in February 2019, \nfrom to 6.94% recorded in January 2019. \n \nFigure 15: Month-on-Month Inflation (%)\nSource: ZIMSTAT, 2019 \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nThe National Payment System (NPS) processed \ntransactions amounting to $15.3 billion in \nFebruary 2019, a 12.6% increase from $13.6 \nbillion worth of transactions processed during \nthe previous month. Transaction volumes stood \nat 149.6 million in February 2019, a decline of \n16.1% from the 178.38 million recorded in the \nprevious month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nDuring the month of February 2019, the value \nof transactions processed through the RTGS \nsystem stood at US8.3 billion, up from US$6.9 \nbillion. RTGS transaction volumes increased by \n13.7% to 456,537 transactions in February \n2019, from 401,514 transactions in the previous \nmonth. \n \n \n \n \n \n0\n5\n10\n15\n20\n25\n30\n35\n40\n45\n50\n55\n60\n65\n70\nFeb-18\nApr-18\nJun-18\nAug-18\nOct-18\nDec-18\nFeb-19\nHeadline Inflation\nFood\nNon Food\n-2.0\n0.0\n2.0\n4.0\n6.0\n8.0\n10.0\n12.0\n14.0\n16.0\n18.0\nFeb-18\nApr-18\nJun-18\nAug-18\nOct-18\nDec-18\nFeb-19\n \n \n \n10 \n \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \nCash transactions \n \nCash based transactions increased to 328.45 \nmillion in February 2019, representing a 29.2% \nsurge from 254.13 million recorded in the \nprevious month. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMobile and Internet Based Transactions \nThe value of mobile and internet based \ntransactions rose by 0.5% to $4.69 billion as at \nend February 2019, from $4.67 billion in \nJanuary 2019. Mobile and internet based \ntransaction volumes stood at 119.54 million \ntransactions, during the month under review. \nCard Based Transactions \nCard based transactions stood at $1.33 billion \nin February 2019, up from $1.29 billion \nrecorded in January 2019. \nCheque Transactions \nCheque transactions increased by 39.5% to 4.04 \nmillion in February 2019, from 2.89 million in \nJanuary 2019. \n \n \n \nFEBRUARY 2019 \nRESERVE BANK OF ZIMBABWE \n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n 8.0\n 9.0\n0\n100\n200\n300\n400\n500\n600\n700\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nValue in $ Billions\nVolume in Thousands\nVolume\nValue\n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n13 \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n16 \n 4.2 Liabilities \n \n \n \n \n \n \n \n17 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n18 \n 5.2 Liabilities \n \n \n \n19 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n20 \n 6.2 Liabilities \n \n \n \n \n \n21 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n22 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n23 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n24 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n25 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n26 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n27 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n28 \n 11. Exchange Rates \n \n \n \n \n \n \n \n29 \n \n \n \n \n \n12 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 30 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 31 \n \n13.2 Volumes of Transactions \n \n \n \n \n 32 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 13 \n \n \n \n \nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nNet Foreign Assets\n-1,370,261.96\n-1,418,260.19\n-1,632,912.01\n-1,645,842.76\n-1,725,931.55\n-1,508,217.61\n-1,499,686.15\n-1,804,600.44\n-1,815,294.15\n-1,728,377.38\n-1,725,207.58\n-1,877,294.72\n-1,874,425.56\n-4,424,467.92\nCentral Bank(net)\n-1,184,176.73\n-1,238,013.30\n-1,469,367.91\n-1,454,496.55\n-1,468,598.27\n-1,217,451.12\n-1,275,444.50\n-1,513,864.28\n-1,555,285.99\n-1,455,053.24\n-1,541,066.06\n-1,758,219.23\n-1,766,538.71\n-4,676,973.98\nForeign Assets\n296,246.77\n293,630.88\n253,622.18\n257,569.81\n314,006.88\n510,355.35\n528,307.45\n290,596.25\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n303,248.18\n853,285.31\nForeign Liabilities\n1,480,423.50\n1,531,644.18\n1,722,990.09\n1,712,066.36\n1,782,605.15\n1,727,806.48\n1,803,751.95\n1,804,460.53\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\nOther Depository Corporations(net)\n-186,085.23\n-180,246.89\n-163,544.10\n-191,346.21\n-257,333.28\n-290,766.49\n-224,241.66\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\nForeign Assets\n261,618.30\n258,085.28\n297,434.24\n261,946.07\n296,836.55\n263,405.79\n320,981.77\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\nForeign Liabilities\n447,703.53\n438,332.17\n460,978.35\n453,292.29\n554,169.83\n554,172.27\n545,223.42\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\nNet Domestic Assets (NDA)\n8,915,206.07\n8,949,874.35\n9,326,215.99\n9,468,421.41\n9,984,853.80\n10,351,577.44\n10,883,377.40\n11,301,536.89\n11,637,230.97\n11,491,870.79\n11,515,658.20\n11,887,199.99\n11,731,452.83\n14,813,771.42\nDomestic Claims\n10,466,916.30\n10,514,627.41\n11,000,141.88\n11,386,721.27\n11,846,066.17\n12,410,120.00\n13,195,525.47\n13,840,196.20\n14,162,804.05\n14,361,247.61\n14,642,956.80\n14,982,344.65\n15,268,955.01\n14,831,314.29\nClaims on Central Government(net)\n6,186,622.75\n6,217,153.41\n6,614,169.62\n6,945,662.37\n7,361,243.19\n7,703,126.14\n8,707,427.93\n9,245,237.20\n9,367,999.90\n9,453,371.60\n9,709,749.15\n9,992,336.76\n10,397,721.31\n9,848,404.77\nClaims on Central Government\n6,365,120.36\n6,411,440.40\n6,770,958.92\n7,083,205.15\n7,510,470.60\n7,834,035.83\n8,782,266.41\n9,319,418.72\n9,454,322.45\n9,547,216.70\n9,799,794.74\n10,074,924.82\n10,481,274.02\n9,996,649.93\nCentral Bank\n4,002,809.96\n4,073,776.80\n4,316,965.46\n4,510,854.75\n4,687,116.02\n4,961,290.78\n5,486,379.33\n5,949,540.54\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,438,578.19\n6,914,447.06\nODCs\n2,362,310.40\n2,337,663.61\n2,453,993.46\n2,572,350.40\n2,823,354.57\n2,872,745.05\n3,295,887.08\n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\n3,082,202.87\nLess Liabilities to Central Government\n178,497.61\n194,286.99\n156,789.30\n137,542.78\n149,227.40\n130,909.69\n74,838.48\n74,181.52\n86,322.55\n93,845.11\n90,045.59\n82,588.06\n83,552.71\n148,245.17\nCentral Bank\n71,168.00\n93,049.24\n42,096.19\n41,970.42\n41,857.98\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\nODCs\n107,329.61\n101,237.76\n114,693.11\n95,572.36\n107,369.43\n89,210.62\n33,130.77\n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\nClaims on Other Sectors\n4,280,293.55\n4,297,474.00\n4,385,972.26\n4,441,058.90\n4,484,822.98\n4,706,993.86\n4,488,097.54\n4,594,959.00\n4,794,804.16\n4,907,876.01\n4,933,207.65\n4,990,007.89\n4,871,233.70\n4,982,909.52\nOther Financial Corporations\n59,033.61\n62,633.68\n69,429.67\n74,313.48\n60,319.74\n67,789.70\n133,851.47\n141,976.37\n145,256.31\n149,474.39\n146,924.77\n156,610.64\n163,570.22\n171,891.86\nState and Local Government\n55,046.17\n54,613.41\n48,750.40\n52,851.54\n51,746.27\n49,509.94\n54,356.85\n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\nPublic Non Financial Corporations\n590,546.93\n592,869.46\n571,018.58\n584,553.05\n571,881.14\n678,604.79\n653,645.57\n675,218.20\n707,808.19\n714,396.35\n759,288.09\n737,586.90\n760,026.12\n717,834.55\nPrivate Sector\n3,575,666.84\n3,587,357.45\n3,696,773.61\n3,729,340.82\n3,800,875.83\n3,911,089.43\n3,646,243.64\n3,724,967.47\n3,890,142.17\n4,004,414.16\n3,989,955.06\n4,058,650.69\n3,912,302.09\n4,058,929.20\nCentral Bank\n14,203.44\n14,223.70\n15,959.49\n14,425.53\n19,406.23\n19,822.36\n20,351.40\n22,784.69\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\nODCs\n3,561,463.40\n3,573,133.75\n3,680,814.12\n3,714,915.30\n3,781,469.60\n3,891,267.06\n3,625,892.25\n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\nOther Items(Net)\n1,551,710.23\n1,564,753.06\n1,673,925.89\n1,918,299.85\n1,861,212.37\n2,058,542.55\n2,312,148.07\n2,538,659.31\n2,525,573.08\n2,869,376.82\n3,127,298.60\n3,095,144.66\n3,537,502.18\n17,542.87\nShares and Other Equity\n1,838,240.04\n1,868,540.56\n1,895,980.71\n1,893,321.46\n1,925,814.17\n1,993,144.37\n2,192,599.84\n2,239,731.19\n2,135,709.67\n2,187,396.87\n2,221,755.34\n2,281,378.82\n2,281,748.45\n-544,566.17\nLiabilities to Other Financial Corporations\n2,600.12\n2,920.26\n6,906.82\n16,085.12\n19,885.58\n21,559.36\n32,602.91\n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\nRestricted Deposits\n83,202.55\n63,087.75\n58,609.87\n58,351.76\n51,411.94\n65,963.28\n41,991.83\n46,269.35\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-372,332.47\n-369,795.52\n-287,571.51\n-49,458.49\n-135,899.32\n-22,124.46\n44,953.48\n219,317.70\n297,075.34\n571,900.47\n846,089.55\n753,702.76\n1,199,451.00\n510,870.83\nBroad Money-M3\n7,544,944.11\n7,531,614.16\n7,693,303.98\n7,822,578.65\n8,258,922.25\n8,843,359.83\n9,383,691.25\n9,496,936.45\n9,821,936.82\n9,763,493.41\n9,790,450.62\n10,009,905.27\n9,857,027.27\n10,389,303.50\nSecurities Other than Shares Included in Broad Money\n65,056.19\n75,354.27\n77,311.81\n83,964.91\n88,015.27\n66,844.08\n89,499.33\n66,484.46\n52,419.97\n61,703.77\n50,864.73\n58,584.04\n59,302.10\n71,792.12\nBroad Money-M2\n7,479,887.91\n7,456,259.89\n7,615,992.16\n7,738,613.74\n8,170,906.98\n8,776,515.75\n9,294,191.92\n9,430,452.00\n9,769,516.85\n9,701,789.65\n9,739,585.90\n9,951,321.23\n9,797,725.16\n10,317,511.39\nOther Deposits\n1,453,958.89\n1,458,797.16\n1,490,952.43\n1,374,640.48\n1,442,460.95\n1,459,140.37\n1,501,520.77\n1,524,244.03\n1,488,981.24\n1,427,834.38\n1,430,427.17\n1,508,902.47\n1,466,797.51\n1,473,224.43\nNarrow Money-M1\n6,025,929.03\n5,997,462.73\n6,125,039.73\n6,363,973.26\n6,728,446.03\n7,317,375.38\n7,792,671.15\n7,906,207.97\n8,280,535.61\n8,273,955.26\n8,309,158.73\n8,442,418.76\n8,330,927.65\n8,844,286.96\nTransferable Deposits\n5,694,853.78\n5,665,622.98\n5,784,508.89\n6,016,373.81\n6,374,245.17\n6,938,172.87\n7,365,729.27\n7,444,516.45\n7,789,665.52\n7,792,430.08\n7,817,001.46\n7,940,376.20\n7,857,164.47\n8,380,317.93\nCurrency Outside Depository Corporations\n331,075.25\n331,839.74\n340,530.85\n347,599.45\n354,200.86\n379,202.52\n426,941.88\n461,691.52\n490,870.09\n481,525.19\n492,157.27\n502,042.57\n473,763.18\n463,969.03\nSource: Reserve Bank of Zimbabwe,2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n14 \n \n \nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nNet Foreign Assets\n-1,184,176.73\n-1,238,013.30\n-1,469,367.91\n-1,454,496.55\n-1,468,598.27\n-1,217,451.12\n-1,275,444.50 -1,513,864.28 -1,555,285.99 -1,455,053.24 -1,541,066.06 -1,758,219.23 -1,766,538.71 -4,676,973.98\nClaims on Non Residents\n296,246.77\n293,630.88\n253,622.18\n257,569.81\n314,006.88\n510,355.35\n528,307.45\n290,596.25\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n303,248.18\n853,285.31\nOfficial Reserves Assets\n158,151.02\n155,811.96\n151,870.93\n148,866.28\n203,306.89\n163,434.94\n180,936.77\n189,263.65\n136,268.14\n153,107.92\n137,602.74\n86,950.64\n80,847.73\n311,203.67\nOther Foreign Assets\n138,095.75\n137,818.91\n101,751.25\n108,703.53\n110,699.99\n346,920.41\n347,370.68\n101,332.60\n101,582.56\n102,375.02\n110,077.40\n209,015.01\n222,400.44\n542,081.63\nLess Liabilities to Non Residents\n1,480,423.50\n1,531,644.18\n1,722,990.09\n1,712,066.36\n1,782,605.15\n1,727,806.48\n1,803,751.95\n1,804,460.53\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\nShort Term Liabilities\n983,052.84\n1,033,413.81\n1,224,423.97\n1,213,571.58\n1,284,003.16\n1,229,630.31\n1,303,458.23 1,303,461.16 1,291,247.23 1,207,367.88 1,300,370.95 1,563,599.81 1,574,674.14 4,300,887.88\nOther Foreign Liabilities\n497,370.66\n498,230.37\n498,566.12\n498,494.78\n498,601.99\n498,176.16\n500,293.72\n500,999.37\n501,889.46\n503,168.29\n488,375.25\n490,585.08\n495,112.75 1,229,371.41\nNet Domestic Assets (NDA)\n3,659,970.31\n3,543,535.61\n3,791,063.48\n3,672,870.69\n3,825,066.36\n3,730,783.67\n4,065,390.03 4,481,716.72 4,447,028.54 4,315,628.88 4,676,984.28 5,016,440.09 4,795,543.60 7,878,025.93\nDomestic Claims\n4,407,396.99\n4,440,150.98\n4,733,231.32\n4,949,000.69\n5,100,533.66\n5,420,856.73\n6,026,539.60 6,509,710.94 6,826,230.06 6,991,768.06 7,189,089.87 7,598,696.62 7,999,682.43 7,398,364.83\nNet Claims on Central Government\n3,961,641.96\n3,980,727.56\n4,274,869.27\n4,468,884.32\n4,645,258.05\n4,919,591.70\n5,444,671.63 5,907,750.89 6,261,510.96 6,394,998.92 6,578,607.86 6,983,331.70 7,397,211.76 6,810,687.92\nClaims on Central Government\n4,002,809.96\n4,073,776.80\n4,316,965.46\n4,510,854.75\n4,687,116.02\n4,961,290.78\n5,486,379.33\n5,949,540.54\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,438,578.19\n6,914,447.06\nOf which: Securities Other than Shares\n1,481,110.28\n1,479,552.84\n1,546,995.94\n1,560,622.17\n1,597,939.74\n1,655,951.61\n1,767,970.98 2,124,232.15 2,107,570.78 2,109,129.00 2,073,611.90 2,062,178.19 2,377,373.84 1,962,432.38\nLoans\n2,521,699.68\n2,594,223.95\n2,769,969.52\n2,950,232.58\n3,089,176.28\n3,305,339.17\n3,718,408.35\n3,825,308.38\n4,195,635.11\n4,327,555.56\n4,546,326.96\n4,962,474.58\n5,061,204.35\n4,952,014.68\n Loans and Advances\n2,246,782.40\n2,319,307.01\n2,495,052.07\n2,677,530.89\n2,816,474.69\n3,032,637.59\n3,445,708.69 3,552,608.66 3,925,152.95 3,092,815.50 3,259,847.32 3,618,214.10 3,632,085.91 3,480,989.65\n Legacy Debt\n274,917.28\n274,916.94\n274,917.46\n272,701.69\n272,701.59\n272,701.58\n272,699.66\n272,699.72\n270,482.16\n270,483.94\n270,476.30\n271,144.05\n291,998.61\n308,519.87\n Export Incentives\n356,286.07\n379,271.46\n416,035.49\n477,611.93\n530,141.11\n657,961.30\n685,670.05\n760,667.33\n878,452.43\n964,256.12\n1,016,003.35\n1,073,116.43\n1,137,119.83\n1,162,505.16\nLess Liabilities to Central Government\n41,168.00\n93,049.24\n42,096.19\n41,970.42\n41,857.98\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\nOf which: Deposits\n41,168.00\n93,049.24\n42,096.19\n41,970.42\n41,857.98\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n445,755.03\n459,423.42\n458,362.05\n480,116.36\n455,275.61\n501,265.03\n581,867.98\n601,960.04\n564,719.10\n596,769.14\n610,482.01\n615,364.93\n602,470.67\n587,676.91\nOther Financial Corporations\n19,721.47\n21,217.48\n22,351.28\n27,040.76\n23,338.60\n25,383.43\n89,858.36\n90,693.36\n93,173.28\n95,076.36\n92,865.03\n104,283.41\n109,152.02\n121,634.35\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n411,830.12\n423,982.23\n420,051.27\n438,650.07\n412,530.77\n456,059.23\n471,658.22\n488,482.00\n450,432.88\n480,359.88\n496,226.90\n489,746.16\n476,287.89\n449,006.47\nPrivate Sector\n14,203.44\n14,223.70\n15,959.49\n14,425.53\n19,406.23\n19,822.36\n20,351.40\n22,784.69\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\nClaims on Other Depository Corporations\n204,516.36\n207,966.83\n215,726.13\n160,379.82\n270,870.78\n289,295.02\n301,846.44\n306,132.79\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n330,900.10\nOf which: Loans\n204,516.36\n207,966.83\n215,726.13\n160,379.82\n270,870.78\n289,295.02\n301,846.44\n306,132.79\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n330,900.10\nOther Liabilities to ODCs\n725,157.20\n894,833.23\n957,558.02\n1,227,106.07\n1,351,211.59\n1,762,290.93\n1,996,438.50 2,054,141.40 2,395,312.12 2,682,243.65 2,626,664.31 2,739,770.63 3,367,888.49 2,509,676.59\nOf which: Aftrades Balances\n434,271.39\n392,081.59\n392,086.59\n393,049.36\n393,054.36\n445,143.93\n463,755.70\n489,416.24\n483,497.99\n388,000.00\n388,000.00\n388,000.00\n388,000.00\n0.00\n Securities\n239,009.68\n433,102.50\n492,624.92\n726,718.83\n844,572.29\n1,181,913.83\n1,425,661.22\n1,486,721.94\n1,823,973.56\n2,083,075.39\n1,964,016.64\n2,135,541.16\n2,726,599.60\n2,314,291.29\nOther Items(Net)\n226,785.84\n209,748.97\n200,335.95\n209,403.74\n195,126.49\n217,077.15\n266,557.51\n279,985.61\n290,045.02\n310,072.68\n264,615.13\n236,221.85\n254,583.08\n-2,658,437.58\nShares and Other Equity\n331,769.05\n339,808.29\n340,070.83\n350,685.43\n351,770.33\n360,766.36\n433,728.61\n444,671.00\n454,134.87\n466,363.60\n467,391.73\n475,653.19\n464,456.24\n-2,402,232.48\nOther Items(Net)\n-188,185.76\n-193,147.08\n-198,344.74\n-199,633.45\n-208,055.78\n-209,652.49\n-209,162.93\n-210,954.74\n-210,281.05\n-224,343.90\n-219,916.07\n-260,446.06\n-226,959.59\n-264,872.60\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n83,202.55\n63,087.75\n58,609.87\n58,351.76\n51,411.94\n65,963.28\n41,991.83\n46,269.35\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n2,475,793.57\n2,305,522.30\n2,321,695.57\n2,218,374.14\n2,356,468.08\n2,513,332.55\n2,789,945.53 2,967,852.44 2,891,742.55 2,860,575.65 3,135,918.22 3,258,220.86 3,029,004.88 3,201,051.95\nBond Coins\n63,474.09\n62,494.37\n68,055.24\n73,367.25\n79,420.27\n80,593.64\n80,812.71\n84,872.46\n86,177.94\n86,521.28\n86,507.82\n86,558.34\n86,671.08\n86,794.17\nBond Notes\n291,016.99\n289,314.98\n289,183.09\n289,120.92\n288,935.32\n307,595.14\n366,738.89\n399,951.59\n422,933.66\n434,935.71\n436,225.70\n435,985.12\n436,131.63\n436,825.58\nLiabilities to ODCs\n2,071,823.24\n1,908,121.60\n1,920,236.39\n1,813,681.70\n1,924,872.37\n2,112,051.33\n2,294,108.09 2,406,600.92 2,296,266.80 2,282,181.13 2,545,140.17 2,718,472.21 2,431,429.69 2,620,801.43\nReserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n399,643.22\n393,439.26\n395,649.57\n387,117.92\nOther\n2,071,823.24\n1,908,121.60\n1,920,236.39\n1,813,681.70\n1,924,872.37\n2,112,051.33\n2,294,108.09 2,406,600.92 2,296,266.80 2,282,181.13 2,145,496.95 2,325,032.95 2,035,780.12 2,233,683.51\nPrivate Deposits\n49,479.26\n45,591.35\n44,220.86\n42,204.27\n63,240.13\n13,092.44\n48,285.84\n76,427.47\n86,364.15\n56,937.52\n68,044.53\n17,205.18\n74,772.49\n56,630.77\nSource: Reserve Bank of Zimbabwe,2019\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n15 \n \n \nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nNet Foreign Assets\n-186,085.23\n-180,246.89\n-163,544.10\n-191,346.21\n-257,333.28\n-290,766.49\n-224,241.66\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\nClaims on Non Residents\n261,618.30\n258,085.28\n297,434.24\n261,946.07\n296,836.55\n263,405.79\n320,981.77\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\nOf Which: Foreign Currency\n66,893.60\n46,795.21\n57,869.75\n61,873.54\n71,684.03\n58,497.99\n61,888.30\n72,330.74\n61,523.80\n70,410.81\n84,619.66\n94,485.74\n113,427.55\n256,754.30\nDeposits\n193,840.58\n210,411.05\n238,758.58\n199,270.91\n224,360.39\n204,103.25\n206,979.87\n171,610.30\n237,075.06\n236,895.75\n273,677.73\n310,319.40\n307,770.08\n776,043.16\nOther\n884.13\n879.01\n805.91\n801.63\n792.13\n804.54\n52,113.60\n896.50\n910.05\n900.29\n901.68\n1,043.27\n1,605.91\n1,924.14\nLess Liabilities to Non Residents\n447,703.53\n438,332.17\n460,978.35\n453,292.29\n554,169.83\n554,172.27\n545,223.42\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\nOf Which: Deposits\n61,969.26\n55,256.42\n85,081.69\n75,827.46\n77,458.35\n76,977.43\n71,906.41\n61,764.73\n91,213.72\n115,149.81\n86,609.01\n81,573.41\n81,808.20\n172,568.31\nLoans\n385,734.27\n383,075.75\n375,896.65\n377,464.82\n476,711.48\n477,194.84\n473,317.01\n473,808.97\n468,303.36\n466,381.17\n456,731.58\n443,350.50\n448,882.19\n609,647.22\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n7,350,474.82\n \n7,334,429.96\n \n7,472,096.38\n \n7,624,121.15\n \n8,098,814.54\n \n8,741,831.36\n \n9,132,705.19\n \n9,249,553.63\n9,504,710.75\n9,498,354.86\n9,414,390.34\n9,609,733.01\n9,416,378.45\n9,616,197.64\nDomestic Claims\n6,089,519.31\n \n6,074,476.43\n \n6,266,910.56\n \n6,437,720.58\n \n6,745,532.52\n \n6,989,263.27\n \n7,168,985.87\n \n7,330,485.27\n7,336,573.99\n7,369,479.55\n7,453,866.93\n7,383,648.03\n7,269,272.57\n7,432,949.46\nNet Claims on Central Government\n2,254,980.79\n \n2,236,425.85\n \n2,339,300.34\n \n2,476,778.04\n \n2,715,985.15\n \n2,783,534.43\n \n3,262,756.31\n \n3,337,486.31\n3,106,488.93\n3,058,372.68\n3,131,141.29\n3,009,005.06\n3,000,509.55\n3,037,716.85\nClaims on Central Government\n2,362,310.40\n \n2,337,663.61\n \n2,453,993.46\n \n2,572,350.40\n \n2,823,354.57\n \n2,872,745.05\n \n3,295,887.08\n \n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\n3,082,202.87\nSecurities\n2,335,991.08\n \n2,313,377.59\n \n2,434,830.12\n \n2,558,912.76\n \n2,814,916.90\n \n2,865,309.79\n \n3,291,375.03\n \n3,362,827.03\n3,145,693.06\n3,105,944.58\n3,172,866.99\n3,044,069.03\n3,038,282.27\n3,076,367.83\nLoans\n26,319.33\n \n24,286.02\n \n19,163.34\n \n13,437.64\n \n8,437.68\n \n7,435.26\n \n4,512.05\n \n7,051.15\n5,423.50\n4,587.57\n6,988.90\n6,203.03\n4,413.55\n5,835.04\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n107,329.61\n \n101,237.76\n \n114,693.11\n \n95,572.36\n \n107,369.43\n \n89,210.62\n \n33,130.77\n \n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\nOf which: Deposits\n107,329.61\n \n101,237.76\n \n114,693.11\n \n95,572.36\n \n107,369.43\n \n89,210.62\n \n33,130.77\n \n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n3,834,538.52\n \n3,838,050.58\n \n3,927,610.21\n \n3,960,942.53\n \n4,029,547.37\n \n4,205,728.83\n \n3,906,229.56\n \n3,992,998.96\n4,230,085.05\n4,311,106.88\n4,322,725.64\n4,374,642.97\n4,268,763.02\n4,395,232.61\nOther Financial Corporations\n39,312.14\n \n41,416.20\n \n47,078.39\n \n47,272.71\n \n36,981.14\n \n42,406.27\n \n43,993.11\n \n51,283.01\n52,083.02\n54,398.03\n54,059.74\n52,327.23\n54,418.20\n50,257.50\nState and Local Government\n55,046.17\n \n54,613.41\n \n48,750.40\n \n52,851.54\n \n51,746.27\n \n49,509.94\n \n54,356.85\n \n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\nPublic Non Financial Corporations\n178,716.82\n \n168,887.22\n \n150,967.31\n \n145,902.98\n \n159,350.37\n \n222,545.56\n \n181,987.35\n \n186,736.20\n257,375.31\n234,036.46\n263,061.19\n247,840.74\n283,738.23\n268,828.08\nPrivate Sector\n3,561,463.40\n \n3,573,133.75\n \n3,680,814.12\n \n3,714,915.30\n \n3,781,469.60\n \n3,891,267.06\n \n3,625,892.25\n \n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\nClaims on the Central Bank\n2,551,893.63\n \n2,536,743.85\n \n2,474,448.22\n \n2,438,430.82\n \n2,557,149.58\n \n3,089,939.84\n \n3,471,170.30\n \n3,498,784.50\n3,799,833.82\n3,811,216.96\n3,726,890.73\n3,969,951.54\n3,950,061.19\n3,824,458.20\nCurrency\n23,415.822\n \n19,969.614\n \n16,707.478\n \n14,888.726\n \n14,154.729\n \n8,986.260\n \n20,609.732\n \n23,132.54\n18,241.51\n39,931.81\n30,576.25\n20,500.90\n49,039.52\n59,650.72\nOther Claims including Reserves\n2,528,477.81\n \n2,516,774.24\n \n2,457,740.74\n \n2,423,542.10\n \n2,542,994.86\n \n3,080,953.58\n \n3,450,560.57\n \n3,475,651.96\n3,781,592.32\n3,771,285.15\n3,696,314.48\n3,949,450.64\n3,901,021.67\n3,764,807.48\nLiabilities to the Central Bank\n115,100.80\n \n111,232.81\n \n140,468.21\n \n82,369.89\n \n101,470.93\n \n119,810.71\n \n118,944.97\n \n136,950.59\n142,244.29\n147,588.60\n213,749.43\n229,588.29\n239,529.91\n158,887.13\nOther Items(Net)\n1,175,837.32\n \n1,165,557.51\n \n1,128,794.20\n \n1,169,660.36\n \n1,102,396.63\n \n1,217,561.04\n \n1,388,506.01\n \n1,442,765.55\n1,489,452.77\n1,534,753.06\n1,552,617.90\n1,514,278.27\n1,563,425.41\n1,482,322.89\nShares and Other Equity\n1,506,470.99\n \n1,528,732.27\n \n1,555,909.88\n \n1,542,636.03\n \n1,574,043.84\n \n1,632,378.01\n \n1,758,871.23\n \n1,795,060.19\n1,681,574.79\n1,721,033.27\n1,754,363.61\n1,805,725.63\n1,817,292.21\n1,857,666.31\nLiabilities to other ressident sectors\n2,600.12\n \n2,920.26\n \n6,906.82\n \n16,085.12\n \n19,885.58\n \n21,559.36\n \n32,602.91\n \n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\nOther Items(Net)\n(333,233.80)\n \n(366,095.02)\n \n(434,022.51)\n \n(389,060.79)\n \n(491,532.80)\n \n(436,376.33)\n \n(402,968.13)\n \n-385,635.72\n-238,718.90\n-228,306.72\n-244,059.95\n-330,495.73\n-293,083.09\n-417,914.13\nDeposits and Securities Included in Broad Mone\n7,164,389.60\n \n7,154,183.07\n \n7,308,552.27\n \n7,432,774.94\n \n7,841,481.27\n \n8,451,064.87\n \n8,908,463.53\n \n8,958,817.46\n9,244,702.58\n9,225,030.71\n9,230,248.82\n9,490,657.52\n9,308,491.60\n9,868,703.71\nDeposits Included in Broad Money\n7,099,333.40\n \n7,078,828.80\n \n7,231,240.46\n \n7,348,810.03\n \n7,753,466.00\n \n8,384,220.79\n \n8,818,964.20\n \n8,892,333.01\n \n9,192,282.61\n \n9,163,326.94\n \n9,179,384.09\n \n9,432,073.48\n \n9,249,189.49\n \n9,796,911.59\n \nTransferable Deposits\n5,645,374.52\n5,620,031.64\n5,740,288.03\n5,974,169.54\n6,311,005.04\n6,925,080.42\n7,317,443.43\n7,368,088.98\n7,703,301.37\n7,735,492.56\n7,748,956.93\n7,923,171.01\n \n7,782,391.98\n \n8,323,687.16\n \n of which FCAs\n149,041.84\n139,613.34\n343,305.00\n \n418,087.02\n \n1,190,521.05\n \nOther Deposits\n1,453,958.89\n \n1,458,797.16\n \n1,490,952.43\n \n1,374,640.48\n \n1,442,460.95\n \n1,459,140.37\n \n1,501,520.77\n \n1,524,244.03\n \n1,488,981.24\n \n1,427,834.38\n \n1,430,427.17\n1,508,902.47\n \n1,466,797.51\n1,473,224.43\nMoney Market Instruments\n65,056.19\n \n75,354.27\n \n77,311.81\n \n83,964.91\n \n88,015.27\n \n66,844.08\n \n89,499.33\n \n66,484.46\n \n52,419.97\n \n61,703.77\n \n50,864.73\n \n58,584.04\n \n59,302.10\n \n71,792.12\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n16 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment\n1 Governemt\nOther\n2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2017\nJan\n20.2\n \n111.0\n \n1,455.0\n \n239.8\n \n132.7\n \n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.3\n \n96.8\n \n1,488.5\n \n251.8\n \n145.1\n \n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.6\n \n66.4\n \n1,485.9\n \n260.5\n \n154.9\n \n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.7\n \n67.8\n \n1,495.2\n \n249.4\n \n219.3\n \n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nMay\n13.4\n \n56.9\n \n1,492.4\n \n272.5\n \n170.2\n \n75.3\n1,968.9\n20.3\n15.7\n33.6\n16.7\n16.3\n72.9\n3,447.8\n82.4\n486.1\n421.7\n644.4\n9,307.6\nJun\n7.4\n \n57.1\n \n1,674.9\n \n350.3\n \n92.1\n \n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.1\n \n45.2\n \n1,807.4\n \n302.3\n \n63.1\n \n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.3\n \n40.6\n \n2,061.9\n \n276.6\n \n165.3\n \n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.0\n \n38.1\n \n2,110.4\n \n226.8\n \n179.7\n \n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.7\n \n41.8\n \n2,139.3\n \n254.1\n \n190.8\n \n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.8\n \n46.1\n \n2,315.5\n \n289.8\n \n184.2\n \n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.6\n \n58.1\n \n2,592.0\n \n276.0\n \n213.4\n \n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nSource:Reserve Bank of Zimbabwe,2019\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.1\n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.0\n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.8\n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.0\n May\n3,593.7\n798.7\n1,558.4\n5,950.8\n454.6\n75.1\n6,480.5\n61.4\n243.5\n0.0\n95.2\n42.2\n1,448.6\n486.1\n450.1\n9,307.6\n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.8\n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.3\n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.5\n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.5\n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.9\n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.5\n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.7\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$ millions\n \n \n \n18 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\n Institutional Units\n3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJan\n17.7\n \n103.8\n \n1,322.4\n \n81.9\n \n128.2\n \n27.0\n \n1,485.0\n \n-\n \n15.4\n \n3.6\n \n15.9\n \n15.1\n \n68.6\n \n2,467.7\n \n53.9\n \n395.7\n \n251.9\n \n479.3\n \n6,933.1\n \nFeb\n16.3\n \n89.4\n \n1,396.1\n \n96.1\n \n137.3\n \n48.6\n \n1,502.5\n \n-\n \n15.5\n \n3.2\n \n15.0\n \n14.9\n \n68.2\n \n2,238.9\n \n239.7\n \n398.5\n \n266.0\n \n480.1\n \n7,026.4\n \nMar\n10.7\n \n63.3\n \n1,421.4\n \n83.2\n \n150.7\n \n53.5\n \n1,578.7\n \n-\n \n15.7\n \n3.8\n \n15.7\n \n15.7\n \n69.9\n \n2,554.3\n \n23.7\n \n422.4\n \n314.5\n \n484.0\n \n7,281.0\n \nApr\n9.8\n \n64.1\n \n1,383.4\n \n75.9\n \n209.0\n \n51.4\n \n1,744.4\n \n-\n \n15.8\n \n3.6\n \n15.8\n \n16.9\n \n74.0\n \n2,493.3\n \n26.4\n \n489.1\n \n263.7\n \n492.6\n \n7,429.3\n \nMay\n12.4\n \n52.6\n \n1,376.3\n \n119.9\n \n159.1\n \n75.3\n \n1,739.8\n \n-\n \n15.7\n \n33.6\n \n16.7\n \n16.3\n \n72.4\n \n2,528.3\n \n28.4\n \n486.1\n \n290.7\n \n492.0\n \n7,515.6\n \nJun\n7.0\n \n53.3\n \n1,578.5\n \n141.4\n \n82.2\n \n110.6\n \n1,786.8\n \n-\n \n16.0\n \n35.0\n \n47.9\n \n16.5\n \n82.2\n \n2,583.5\n \n23.9\n \n533.5\n \n273.6\n \n497.3\n \n7,869.2\n \nJul\n6.7\n \n40.9\n \n1,684.5\n \n137.6\n \n53.7\n \n103.6\n \n1,752.4\n \n-\n \n26.1\n \n34.4\n \n45.2\n \n16.9\n \n116.3\n \n2,495.4\n \n24.2\n \n513.6\n \n295.5\n \n482.1\n \n7,829.0\n \nAug\n11.8\n \n37.1\n \n1,882.4\n \n124.3\n \n161.2\n \n7.9\n \n1,856.2\n \n-\n \n26.3\n \n64.6\n \n41.3\n \n18.0\n \n145.0\n \n2,538.1\n \n23.8\n \n531.8\n \n272.6\n \n485.7\n \n8,228.1\n \nSep\n11.4\n \n35.8\n \n1,961.8\n \n109.6\n \n172.7\n \n31.3\n \n1,998.0\n \n-\n \n23.5\n \n65.0\n \n41.5\n \n15.6\n \n118.2\n \n2,585.7\n \n28.3\n \n472.8\n \n281.3\n \n487.7\n \n8,440.0\n \nOct\n8.1\n \n40.5\n \n1,961.8\n \n143.7\n \n175.7\n \n61.0\n \n2,106.6\n \n-\n \n24.4\n \n65.1\n \n34.8\n \n17.8\n \n99.1\n \n2,607.0\n \n29.4\n \n432.4\n \n287.8\n \n508.9\n \n8,604.1\n \nNov\n9.0\n \n45.1\n \n2,126.7\n \n161.1\n \n174.7\n \n74.3\n \n2,230.4\n \n-\n \n23.5\n \n65.4\n \n32.3\n \n19.6\n \n106.9\n \n2,618.1\n \n26.4\n \n417.7\n \n324.2\n \n511.4\n \n8,966.9\n \nDec\n11.4\n \n55.3\n \n2,373.9\n \n141.5\n \n203.5\n \n66.6\n \n2,128.7\n \n-\n \n23.5\n \n66.3\n \n29.4\n \n19.4\n \n145.0\n \n2,579.8\n \n40.0\n \n508.3\n \n324.5\n \n536.4\n \n9,253.6\n \n2018\nJan\n22.4\n \n64.1\n \n2,294.5\n \n192.1\n \n103.4\n \n81.9\n \n2,143.2\n \n-\n \n23.5\n \n65.9\n \n26.3\n \n20.6\n \n154.8\n \n2,451.1\n \n28.7\n \n501.0\n \n294.2\n \n538.9\n \n9,006.6\n \nFeb\n18.3\n \n44.0\n \n2,296.8\n \n223.7\n \n108.3\n \n96.2\n \n2,109.3\n \n-\n \n23.5\n \n66.1\n \n24.3\n \n21.1\n \n145.0\n \n2,461.5\n \n28.7\n \n507.8\n \n290.6\n \n536.3\n \n9,001.5\n \nMar\n14.8\n \n53.6\n \n2,238.8\n \n240.7\n \n124.5\n \n99.5\n \n2,164.0\n \n-\n \n23.5\n \n66.7\n \n19.2\n \n15.9\n \n127.1\n \n2,535.8\n \n30.4\n \n504.1\n \n325.8\n \n552.3\n \n9,136.6\n \nApr\n13.5\n \n56.7\n \n2,207.9\n \n275.0\n \n116.7\n \n78.5\n \n2,314.9\n \n-\n \n24.7\n \n67.0\n \n13.4\n \n20.9\n \n120.8\n \n2,519.8\n \n28.3\n \n532.0\n \n299.0\n \n554.9\n \n9,244.0\n \nMay\n12.9\n \n62.8\n \n2,309.0\n \n339.5\n \n130.1\n \n85.7\n \n2,562.4\n \n-\n \n25.0\n \n66.9\n \n8.4\n \n20.9\n \n134.0\n \n2,556.2\n \n23.9\n \n458.9\n \n307.9\n \n555.3\n \n9,659.8\n \nJune\n7.5\n \n52.6\n \n2,848.5\n \n331.8\n \n117.3\n \n84.1\n \n2,538.3\n \n-\n \n26.2\n \n66.5\n \n7.4\n \n19.4\n \n196.0\n \n2,662.2\n \n25.5\n \n551.4\n \n302.9\n \n563.4\n \n10,401.0\n \nJuly\n17.9\n \n54.3\n \n3,189.6\n \n281.1\n \n109.3\n \n95.4\n \n2,949.2\n \n-\n \n-\n \n67.5\n \n4.5\n \n21.0\n \n182.0\n \n2,414.6\n \n26.0\n \n611.4\n \n322.5\n \n565.1\n \n10,911.4\n \nAug\n21.0\n \n67.8\n \n3,196.7\n \n232.3\n \n102.5\n \n66.3\n \n3,014.9\n \n-\n \n-\n \n67.3\n \n7.1\n \n20.6\n \n186.7\n \n2,491.0\n \n29.8\n \n647.7\n \n329.4\n \n566.3\n \n11,047.4\n \nSep\n16.3\n \n58.2\n \n3,487.9\n \n305.3\n \n137.8\n \n78.0\n \n2,789.8\n \n-\n \n45.2\n \n68.1\n \n5.4\n \n20.4\n \n212.2\n \n2,577.1\n \n36.7\n \n637.4\n \n357.4\n \n571.8\n \n11,405.0\n \nOct\n33.1\n \n68.0\n \n3,505.8\n \n272.1\n \n173.1\n \n51.4\n \n2,728.8\n \n-\n \n45.2\n \n68.4\n \n4.6\n \n9.4\n \n188.8\n \n2,697.4\n \n38.7\n \n647.5\n \n353.2\n \n569.2\n \n11,454.9\n \nNov\n25.8\n \n81.4\n \n3,384.4\n \n264.6\n \n198.2\n \n63.9\n \n2,793.9\n \n-\n \n45.2\n \n68.7\n \n7.0\n \n8.1\n \n217.7\n \n2,672.3\n \n46.1\n \n633.2\n \n406.6\n \n569.8\n \n11,486.9\n \nDec\n18.2\n \n89.9\n \n3,737.0\n \n317.3\n \n224.4\n \n74.8\n \n2,633.7\n \n-\n \n43.4\n \n69.2\n \n6.2\n \n9.2\n \n204.3\n \n2,707.6\n \n53.7\n \n573.8\n \n406.2\n \n633.9\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2017\n Jan\n3,205.0\n317.1\n981.8\n4,503.9\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6,933.1\n Feb\n3,267.0\n318.3\n977.1\n4,562.4\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7,026.4\n Mar\n3,370.3\n313.3\n965.3\n4,648.9\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7,281.0\n Apr\n3,496.9\n328.5\n960.8\n4,786.1\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7,429.3\n May\n3,534.8\n331.2\n979.7\n4,845.7\n384.0\n53.4\n5,283.1\n50.8\n220.4\n0.0\n29.0\n41.9\n1,092.7\n486.1\n311.6\n7,515.6\n Jun\n3,792.5\n332.7\n949.8\n5,075.1\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.2\n Jul\n3,786.1\n326.0\n1,021.7\n5,133.8\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.0\n Aug\n4,198.3\n342.7\n1,010.3\n5,551.4\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.1\n Sep\n4,561.7\n355.5\n1,003.7\n5,921.0\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.0\n Oct\n4,771.6\n340.7\n927.8\n6,040.2\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.1\n Nov\n5,036.5\n380.1\n918.9\n6,335.5\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.9\n Dec\n5,143.9\n409.2\n850.3\n6,403.4\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.6\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJan\n2.4\n \n7.0\n \n109.6\n \n157.7\n \n4.3\n \n-\n \n123.7\n \n20.8\n \n-\n \n-\n \n389.1\n \n-\n \n406.1\n \n106.3\n \n124.4\n \n1,451.4\n \nFeb\n1.2\n \n7.3\n \n69.3\n \n155.6\n \n7.4\n \n-\n \n162.0\n \n20.1\n \n-\n \n-\n \n394.4\n \n-\n \n410.1\n \n109.0\n \n124.2\n \n1,460.4\n \nMar\n1.6\n \n3.1\n \n35.5\n \n177.2\n \n4.0\n \n-\n \n164.2\n \n18.7\n \n-\n \n-\n \n404.4\n \n-\n \n413.0\n \n102.8\n \n124.2\n \n1,448.6\n \nApr\n0.7\n \n3.6\n \n73.4\n \n173.3\n \n9.8\n \n-\n \n158.6\n \n17.8\n \n-\n \n-\n \n392.5\n \n-\n \n432.3\n \n109.7\n \n125.1\n \n1,496.8\n \nMay\n0.9\n \n3.9\n \n81.5\n \n152.3\n \n10.8\n \n-\n \n168.2\n \n20.3\n \n-\n \n-\n \n394.4\n \n-\n \n451.1\n \n105.9\n \n126.1\n \n1,515.4\n \nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1,973.3\n \nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n0.0\n339.6\n \n26.5\n-\n \n0.0\n416.1\n \n0.0\n696.1\n \n171.1\n156.7\n \n2,030.8\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jan\n326.2\n522.1\n848.2\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1,451.4\n Feb\n326.1\n534.4\n860.5\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1,460.4\n Mar\n319.7\n523.2\n842.9\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1,448.6\n Apr\n399.6\n527.1\n926.6\n70.6\n16.0\n1,013.2\n21.8\n22.8\n0.0\n54.0\n0.2\n322.5\n62.3\n1,496.8\n May\n378.0\n536.0\n914.0\n70.7\n16.1\n1,000.8\n21.8\n23.0\n0.0\n66.2\n0.4\n325.8\n77.4\n1,515.4\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nSource:Reserve Bank of Zimbabwe,2019\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n22 \n \n \n \nAGRICULTURE\nCONSTRUCTION COMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nApr\n426,696.6\n43,836.6\n18,145.2\n340,025.3\n12,219.1\n271,824.0\n360,945.8\n134,101.0\n350,475.1\n42,208.4\n571,000.5\n12,492.9\n2,583,970.5\nMay\n428,874.0\n43,427.0\n16,689.0\n322,695.4\n12,252.6\n269,976.3\n360,929.9\n117,479.9\n354,102.7\n41,337.5\n569,798.9\n11,923.7\n2,549,487.0\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ ('000)\n \n \n \n23 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.2\nMay\n301,531.2\n113,685.5\n220,541.8\n679,781.4\n320,878.2\n1,019,941.1\n417,418.5\n175,383.4\n1,454,718.3\n108,366.5\n667,019.7\n71,770.2\n5,551,035.8\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nSource: Reserve Bank of Zimbabwe,2019\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ ('000)\n \n24 \n \n \nEnd of\nNominal Lending \nRates 1\nIndividuals \nCorporate\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nAug\n4.00-18.00\n8.88\n6.95\nSep\n4.45-18.00\n8.86\n7.01\nOct\n4.45-18.00\n9.66\n7.06\nNov\n4.45-18.00\n9.66\n7.03\nDec\n4.45-18.00\n9.39\n7.00\n2018\nJan\n4.45-18.00\n9.33\n6.99\nFeb\n4.45-18.00\n9.57\n6.93\nMar\n4.45-18.00\n9.64\n6.98\nApr\n4.00-18.00\n9.32\n7.08\nMay\n4.00-18.00\n9.28\n7.09\nJun\n4.00-18.00\n9.32\n7.14\nJul\n4.00-18.00\n9.75\n6.97\nAug\n4.00-18.00\n9.87\n7.10\nSep\n4.00-18.00\n9.56\n7.11\nOct\n4.00-18.00\n9.47\n7.38\nNov\n4.00-18.00\n9.49\n7.38\nDec\n4.00-18.00\n9.48\n7.39\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 8.1: LENDING RATES (percent per annum)\nCommercial Banks\nWeighted Lending Rates\n \n \n \n25 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\n Source:Reserve Bank of Zimbabwe, 2019\nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n 26 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION RECREATION \n&\nEDUCATION RESTAURANTS \n&\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.25\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.14\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.03\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.25\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.20\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.26\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.16\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.25\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.21\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n-0.36\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n1.05\n0.85\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nSource:Zimstat, 2019\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n( December 2012 = 100)\n \n \n \n27 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.08\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.21\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.37\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.67\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.60\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n-0.01\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.25\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.74\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.00\n6.60\n3.46\n2018\nJan\n1.68\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.29\n6.17\n3.52\nFeb\n2.00\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.33\n4.35\n2.98\nMar\n2.00\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n1.81\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.54\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n1.67\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n1.69\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n1.88\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.33\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n3.58\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.20\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.06\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n25.40\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n36.48\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n53.60\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n6.63\n8.34\n64.99\n64.31\n54.35\n69.84\n59.39\nSource:Zimstat, 2019\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(December 2012 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n28 \n \n \nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\nLong-Term External Debt\n5,164\n5,834\n7,316\n7,930\n8,851\n10,225\n9,757\n8,656\n8,949\n9,827\nGovernment\n4,282\n4,868\n5,857\n6,252\n6,493\n6,303\n6,623\n5,365\n5,595\n6,306\nBilateral Creditors\n2,213\n2,353\n3,307\n3,397\n3,786\n3,599\n4,071\n3,479\n3,589\n4,261\nMultilateral Creditors\n2,059\n2,505\n2,550\n2,855\n2,707\n2,704\n2,553\n1,886\n2,006\n2,045\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,405\n1,426\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,292\n2,374\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n490\n1,374\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,802\n1,933\nTotal External Debt\n5,687\n7,050\n7,509\n7,623\n9,059\n10,958\n10,794\n10,960\n11,299\n13,134\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2019\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n29 \n \n \nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO/2\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nSTERLING/2\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nApr\n13.3461\n10.4384\n111.1600\n1.0862\n1.2908\nMay\n13.1162\n10.2987\n110.9650\n1.1168\n1.2801\nJun\n13.0150\n10.2249\n111.9450\n1.1439\n1.3013\nJul\n12.9986\n10.2093\n110.5150\n1.1734\n1.3127\nAug\n13.0153\n10.1368\n110.5500\n1.1873\n1.2920\nSep\n13.5463\n10.3252\n112.6750\n1.1777\n1.3416\nOct\n14.0603\n10.5319\n113.1150\n1.1630\n1.3209\nNov\n13.6625\n10.3199\n112.1250\n1.1867\n1.3470\nDec\n12.4000\n9.9602\n112.7500\n1.1945\n1.3500\n2018\nJan\n12.2727\n9.7871\n111.2348\n1.2105\n1.3734\nFeb\n11.8296\n9.5527\n107.8824\n1.2364\n1.3985\nMar\n11.8379\n9.5578\n106.0110\n1.2340\n1.3966\nApr\n12.0772\n9.6657\n107.6105\n1.2280\n1.4074\nMay\n12.5399\n9.9234\n109.7331\n1.1825\n1.3476\nJun\n13.2814\n10.2146\n109.9890\n1.1677\n1.3287\nJul\n13.4216\n10.3179\n111.4419\n1.1687\n1.3174\nAug\n14.0374\n10.5615\n111.1295\n1.1561\n1.2892\nSep\n14.7996\n10.7997\n111.9253\n1.1659\n1.3049\nOct\n14.5388\n10.7466\n112.6963\n1.1217\n1.2698\nNov\n14.1100\n10.6500\n113.3400\n1.1368\n1.2987\nDec\n14.1900\n10.6800\n112.5400\n1.1364\n1.2658\n2019\nJan\n13.8618\n10.5360\n109.1589\n1.1381\n1.2853\nFeb\n13.7789\n10.4964\n110.3111\n1.1449\n1.3004\nSource: Reserve Bank of Zimbabwe, 2019\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \n \n30 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nUS$ millions\n2017\nJan\n-\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n-\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n-\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n-\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n-\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n207.0\n494.3\n295.8\n229,935,122\n19,773.4\nSource:Zimbabwe Stock Exchange ,2019\n*All Share index was introduced in January 2018\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\nIndices\n \n \n \n31 \n \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n 495.55 \n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n 472.30 \n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n 671.60 \n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n 792.50 \n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n 939.90 \n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n 1,095.55 \n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n 1,601.38 \n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n 1,776.44 \n583.3\nSep\n 6,031.4 \n5.2\n651.1\n16.1\n 2,159.26 731.93 \nOct\n 5,991.3 \n5.4\n681.9\n19.4\n 2,401.62 779.16 \nNov\n 6,259.7 \n4.9\n666.5\n15.9\n 2,561.84 798.33 \nDec\n 5,877.2 \n3.6\n778.4\n16.3\n 3,052.72 1,043.25 \n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3\n 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9\n 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5\n 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5\n 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5\n 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3\n 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4\n 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0\n 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0\n 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9\n 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9\n 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6\n 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9\n 1,294.05 \n16.9\n 3,608.83 1,056.16 \nFeb\n 8,336.0 \n4.0\n 1,330.58 \n17.2\n 3,594.51 1,093.64 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n32 \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 191.0 \nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 207.0 \nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 244.1 \nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 231.0 \nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 323.3 \nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 342.1 \nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 382.6 \nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 419.1 \nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 432.0 \nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 478.9 \nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 473.0 \nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 524.8 \nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 4,248.84 \n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 409.1 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 463.6 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n33 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2017\nJan\n292.0\n385.0\n677.0\n-93.0\nFeb\n290.3\n424.4\n714.7\n-134.1\nMar\n265.7\n461.8\n727.5\n-196.1\nApr\n225.6\n405.5\n631.1\n-179.9\nMay\n268.6\n465.6\n734.2\n-197.0\nJun\n264.5\n495.1\n759.6\n-230.6\nJul\n261.9\n481.9\n743.8\n-220.0\nAug\n356.4\n448.2\n804.6\n-91.8\nSep\n324.8\n440.0\n764.8\n-115.2\nOct\n352.8\n460.8\n813.6\n-108.0\nNov\n577.7\n493.7\n1071.4\n84.0\nDec\n299.8\n556.3\n856.1\n-256.5\nTotal\n3780.2\n5518.3\n9298.5\n-1738.1\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nSource: Zimstat, 2019\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-Feb-2019.pdf"}
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+{"doc_id": "59821430be4c75d434701b5b6c9b0821", "text": "i \n \n \n \n \n \n \n \nMARCH 2021 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nMerchandise Exports ................................................................................................................ 5 \nMerchandise Imports ................................................................................................................ 7 \nMerchandise Trade Balance ..................................................................................................... 8 \nMONETARY DEVELOPMENTS .............................................................................................. 9 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nCard Based Transactions ....................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n2021 \n \nFebruary \n \n2021 \n \nMarch \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0) (ZW$ millions) \n22,377.633 \n \n19,248.053 \n \n-13.99 \n \nMoney Supply2 (M3) (ZW$ millions) \n226,181.783 \n \n234,278.703 \n \n3.58 \n \nAnnual Inflation1 (%) \n362.59 \n240.55 \n-122.04a \n \nBlended Annual Inflation1 (%) \n162.95 \n122.33 \n-40.62a \nMonthly Inflation1 (%) \n3.45 \n2.26 \n-1.19a \n \nBlended Monthly Inflation1 (%) \n0.71 \n1.09 \n0.38a \nNational Payment System Transactions2 \n(ZW$ billions) \n355.38 \n493.57 \n39.01 \nNominal Lending Rate2 \n(% per annum) \n6.00-85.00 \n6.00-85.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Provisional until audit is completed. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational commodity prices for gold, \nplatinum and nickel declined during the month \nof March 2021. Crude oil and copper prices, \nhowever, firmed during the same month. A \nstronger US dollar, coupled with prospects of \nglobal economic recovery, amid optimism \nstemming from the global vaccine rollout, in \nlarge part, influenced international commodity \nprice developments. \n \nPrecious Metals \n \n Gold \nGold prices extended losses during the month \nunder review, weighed down by a strengthening \nUS dollar and elevated US treasury yields, a \ndevelopment which eroded the yellow metal’s \ninvestment appeal. The expectation that the pace \nof Covid-19 vaccine rollouts would influence a \nglobal economic recovery, persuaded investors \nto shift from the traditional safe haven asset to \nother interest-bearing assets. Resultantly, the \nmonthly average price of gold declined by 5.1%, \nfrom US$1,811.58 per ounce in February 2021 \nto US$1,719.89 per ounce, during the month \nunder analysis \n \nPlatinum \nPlatinum price eased by 2.1%, from a monthly \naverage of US$1,206.10 per ounce in February \n2021 to US$1,206.10 per ounce, during the \nmonth under review. The decline in prices was \nalso attributed to a stronger US dollar and \nsurging bond yields, which curbed the \ninvestment demand prospects of the metal. \n \nFigure 1 shows the movements in precious \nmetal prices for the period from March 2020 to \nMarch 2021. \n \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2021 \n \nBase Metals \n \nCopper \nCopper prices continued on an upward \ntrajectory, on account of a bright demand \noutlook and supply disruptions in some source \nmarkets. Reports from China, the top consumer \nof the base metal, showed stronger-than-\nexpected industrial growth in the first two \nmonths of 2021. The red metal also got support \nfrom prospects of strong demand from the \nEurozone, as economic activity in the bloc \nrebounded in March 2021. Resultantly, prices \nrose by 6.6% to a monthly average of \nUS$9,004.98 per tonne, from US$8,445.23 per \ntonne recorded in February 2021. \n \nNickel \nNickel prices slumped during the month of \nMarch 2021, after a major deal by Chinese firm \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nTsingshan Holdings Group eased worries of \nbattery-grade nickel supply shortages. The \nChinese firm signed agreements to offer battery-\ngrade, which is used to make batteries for \nelectric vehicles, thereby, easing worries of \nshortages. Reflecting this development, prices \ndeclined by 11.3%, to close the month under \nreview at an average of US$16,460.74 per \ntonne. \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2021 \n \nBrent Crude Oil \nBrent crude oil prices remained bullish during \nthe month under analysis, owing to tight global \nsupply conditions as the Organization of \nPetroleum \nExporting \nCountries \n(OPEC), \nextended \nproduction \ncuts. \nIn \naddition, \nexpectations of recovery in oil demand due to \nCovid-19 vaccinations also boosted prices. \nAgainst this backdrop, prices rose to an average \nof US$65.63 per barrel, which was 5.1% higher \nthan the US$62.46 per barrel recorded in the \nprevious month. \n \nFigure 3 shows developments in Brent crude oil \nprices for the period from March 2020 to March \n2021. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2021 \n \n \nMERCHANDISE \nTRADE \nDEVELOPMENTS \n \nThe country’s total merchandise trade rose by \n24.8%, from US$792.8 million in February \n2021 to US$989.0 million in March 2021. The \nmonthly decline in total merchandise trade was \non account of the slump in both merchandise \nexports and imports during the month under \nreview. Relative to the comparable month in \n2020, total merchandise trade was 37.0% \nhigher. \n \n \nMerchandise Exports \n \nThe country’s merchandise exports stood at \nUS$461.8 million in March 2021, representing \na 35.5% increase over the previous month’s \noutturn of US$340.8 million. On a year- on -\nyear basis, merchandise exports were 69.7% \nhigher than the US$272.1 million recorded in \nthe corresponding month in 2020. In 2020, trade \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n21,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\nMar-20\nMay-20\nJul-20\nSep-20\nNov-20\nJan-21\nMar-21\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nUS$/barrel\n \n \n \n6 \n \nwas largely affected by the Covid-19 induced \nlockdown measures imposed by the country and \nits major trading partners to curb the spread of \nthe virus. Developments in the country’s \nmonthly merchandise exports for 2020 and the \nfirst three months of 2021,are shown in Figure \n4. \n \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2021 \n \n \nThe marked rise in monthly exports was largely \non account of increases in exports of PGMs \n(67.5%), Ferro-chrome (26.0%) and industrial \ndiamonds (25%). Nickel particularly benefited \nfrom its robust global demand from the \nelectrical vehicle market, where it is used as a \nmajor ingredient in the manufacturing of electric \nvehicle batteries. Gold exports slightly eased \nduring the month, amid subdued prices on the \ninternational market, as investors shifted to \n \n1 PGMs include nickel mattes, nickel ores & concentrates \nand platinum \nriskier assets at the expense of traditional safe \nhaven assets such as bullion. Table 1 shows \ndevelopments in the country’s exports for the \nmonths of February and March 2021. \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \n \nFeb-21 \nMar-21 \nShare of \nTotal (%) \nTotal Exports \n340.8 \n461.8 \n100.0 \nOf Which: \n \n \n \nPlatinum Group of \nMetals (PGMs1) \n157.3 \n263.5 \n57.1 \nGold \n78.1 \n76.3 \n16.5 \nFerro-chromium \n23.2 \n29.2 \n6.3 \nTobacco \n(Inc. cigarettes) \n27.2 \n27.0 \n5.8 \nIndustrial diamonds \n17.4 \n21.7 \n4.7 \nCoal \n3.9 \n4.9 \n1.1 \nChromium ores and \nconcentrates \n3.6 \n3.1 \n0.7 \nBlack tea \n1.9 \n2.1 \n0.5 \nFerro-silicon \n0.3 \n1.5 \n0.3 \nGranite \n2.8 \n1.4 \n0.3 \nSource: ZIMSTAT & RBZ Calculations, 2021 \n \nDuring the month of March 2021, the bulk of the \ncountry’s exports were absorbed by South \nAfrica (30.4%), followed by the United Arab \nEmirates (19.7%) and Mozambique (7.0%). \nFigure 5 shows the country’s major export \nmarkets, during the month under review. \n \n \n \n0\n100\n200\n300\n400\n500\n600\n2020\n2021\n \n \n \n7 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2021 \n \nMerchandise Imports \n \nMerchandise imports increased by 16.6%, from \nUS$451.9 million in February 2021 to \nUS$527.2 million in March 2021. The increase \nin the country’s imports was partly reflective of \na relatively stable local currency. Likewise, \nimports for the current month were also higher \nthan in the corresponding month in 2020, as \nshown in Figure 6. \n \n \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2020 & 2021 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2021 \nImports of diesel; vaccines; crude soya bean oil; \nand electricity recorded increases, during the \nmonth of March 2021, as shown in Table 2. The \nsurge in imports of Covid-19 vaccines followed \nvaccine roll-outs, as the country ramped up its \nprogramme to get the lethal respiratory disease \nunder control. \n \n \n \n \n \n33.67%\n24.87%\n12.04%\n3.14%\n1.11%\n0.82%\n0.37%\n0.18%\n0.09%\n0.06%\nSouth Africa\nUnited Arab Emirates\nMozambique\nBelgium\nZambia\nBotswana\nSwitzerland\nUnited Republic of\nTanzania\nMalawi\nNetherlands\n0\n100\n200\n300\n400\n500\n600\n2020\n2021\n \n \n \n8 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \n Feb 21 \nUS$ m \nMar 21 \nUS$ m \nShare in \nMar \n2021 \nImports \n(%) \nTotal Exports \n451.9 \n527.2 \n100.0 \nOf Which: \n \n \n \nMaize \n(Excluding Seed) \n32.1 \n26.4 \n5.0 \nDiesel \n17.3 \n23.6 \n4.5 \nVaccines \n2.1 \n18.6 \n3.5 \nCrude soya bean \noil \n16.3 \n16.9 \n3.2 \nElectricity \n9.9 \n11.7 \n2.2 \nWheat \n6.4 \n9.0 \n1.7 \nRoad tractors (for \nsemi-trailers) \n9.2 \n7.9 \n1.5 \nFertilizer \nChemicals - Urea \n28.2 \n7.1 \n1.4 \nRice \n2.5 \n6.9 \n1.3 \nUnleaded petrol \n7.9 \n5.4 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2021 \nThe country’s imports for the month of March \n2021 were mainly sourced from South Africa \n(48.7%), China (16.0%), Singapore (6.0%), and \nMozambique (3.2%), as shown in Figure 7. \n \n \n \n \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2021 \n \nMerchandise Trade Balance \n \nThe country’s trade balance significantly \nimproved from a deficit of US$111.1 million in \nFebruary 2020, to a deficit of US$65.4 million \nin March 2021. This was on account of higher \nexport earnings relative to imports. Figure 8 \nshows the country’s trade balance for the period \nfrom March 2020 to March 2021. \n \n \n \n \n \n54.2%\n6.9%\n6.1%\n3.8%\n3.6%\n3.4%\n3.3%\n2.8%\n1.9%\n1.6%\nSouth Africa\nChina\nSingapore\nMauritius\nUnited Arab Emirates\nRussian Federation\nZambia\nMozambique\nUnited Kingdom\nIndia\n \n \n \n9 \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \n \nOn a year- on- year basis, the country’s trade \nbalance narrowed from a deficit of US$177.8 \nmillion in March 2020 to US$65.4 million in \nMarch 2021. \n \nMONETARY DEVELOPMENTS2 \n \nBroad money (M3) stood at ZW$234.29 billion, \nas at the end of March 2021, an increase of \n3.58% from the position of ZW$226.18 billion \nin February 2021. The money stock was \ncomposed of foreign currency deposits, 49.10%; \nlocal currency transferrable deposits, 43.43%; \ntime deposits, 6.05%; currency in circulation, \n \n2All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \n0.72%; and negotiable certificates of deposits, \n0.70%. \nForeign currency deposits in broad money \nrecorded an annual growth of 450.15%, from \nZW$20.91 billion in March 2020 to ZW$115.04 \nbillion in March 2021. The increase partly \nreflected valuation changes owing to the \nmovement in the exchange rate, from ZW$28.1 \nper US$1 in March 2020 to ZW$84.40 per US$1 \nin March 2021. \nOn an annual basis, local currency deposits \nregistered a growth of 330.74%, while currency \nin circulation increased by 62.13%. \n Figure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nThe annual broad money growth of 384.02% in \nMarch 2021, was largely driven by increases in \ncredit to other financial corporations, 771.49%; \ncredit to the private sector, 440.46%; and credit \nto public non-financial corporations, 137.40%. \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferable \ndeposits\n44.18%\nForeign \nCurrency \nDeposits\n48.48%\nTime \nDeposits\n6.17%\nCurrency in \nCirculation\n0.53%\nNCDs\n0.64%\n \n \n \n10 \n \nOn a month-on-month basis, credit to other \nfinancial corporations recorded an increase of \nZW$2.68 billion, translating to 203.51%, for the \nmonth under review. The credit advanced to the \nprivate sector increased to ZW$94.48 billion \n(2.78%), from ZW$91.93 billion recorded in \nFebruary 2021. \nCredit to the private sector was mainly \nchanneled to agriculture, 32.41%; households, \n14.13%; \ndistribution, \n11.96%; \nfinancial \norganisations, 11.86%; manufacturing, 10.63%; \nand mining, 9.22%; as shown in figure 10. \nFigure 10: Distribution of Private Sector Credit \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCredit to the private sector was largely \nchanneled towards inventory build-up, 38.84%; \nother recurrent expenditures, 27.64%; and fixed \ncapital investment, 18.54%. \n \n \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of March 2021, the Zimbabwe \nStock Exchange (ZSE) was characterized by \nbullish sentiments for the fifth consecutive \nmonth, resulting in all major indices registering \ngains. \n \nAs such, the All Share, Top 10, Top 15 and \nMedium Cap indices gained 8.07%, 5.08%, \n4.41% and 10.90% to close at 4 489.47 points, \n2 594.75 points, 2 972.78 and 10 754.32 points, \nrespectively. The resource index, however, shed \n20.47% to close at 5 315.39. \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2021 \n \nOn a year-on-year basis, the All Share, Top 10 \nand mining indices increased by 884.08%, \n599.88% and 637.77%, from 456.21 points, \n370.74 points and 720.47 points recorded in \nMarch 2020, respectively. \n \nHouseholds\n13.91%\nAgriculture\n31.36%\nMining\n8.62%\nManufacturing\n10.14%\nDistribution\n13.18%\nConstruction\n0.83%\nTransport & \nCommunicat\nions\n2.62%\nServices\n6.40%\nFinancial Org. \n& Investments\n12.87%\nOther\n0.07%\n0.00\n500.00\n1000.00\n1500.00\n2000.00\n2500.00\n3000.00\n0.00\n1000.00\n2000.00\n3000.00\n4000.00\n5000.00\n6000.00\n31-Mar-20\n30-Apr-20\n31-May-20\n30-Jun-20\n31-Jul-20\n31-Aug-20\n30-Sep-20\n31-Oct-20\n30-Nov-20\n31-Dec-20\n31-Jan-21\n28-Feb-21\n31-Mar-21\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n11 \n \nAs a consequence of positive trading during the \nmonth under review, the cumulative value and \nvolume of shares traded on the ZSE increased \nby 36.64% and 195.38% to ZW$4.52 billion and \n203.63 million shares, respectively. \n \n Figure 12: ZSE Monthly Volumes and \nValues Traded \n \nSource: Zimbabwe Stock Exchange, 2020 \nThe ZSE gained $30.56 billion, or 6.10% worth \nof capitalization, to ZW$531.74 billion as at end \nof March 2021. On an annual basis, the local \nbourse capitalization increased by 807.22%, \nfrom ZW$58.61 billion recorded in March 2020. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nHeadline inflation continued on a downward \ntrend, shedding 81.04 percentage points on the \nFebruary 2021 rate of 321.59% to 240.55% in \nMarch 2021. \n \n3The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nInflation has maintained a downward trend since \nAugust 2020, following the introduction of the \nforeign exchange auction trading system in June \n2020. The foreign exchange auction system \nstabilised the foreign exchange market. \nDeclines in both food and non-food inflation \nsaw the annual inflation rate falling, reaching its \nlowest level since July 2019. Annual food \ninflation eased by 59.15 percentage points, from \n358.96% in February 2021 to 299.81% in March \n2021. Non-food inflation also decelerated from \n297.07% in February 2021 to 206.00%, in the \nmonth under analysis. \nIn the food category, vegetables; bread and \ncereals, and meat, continued to be the major \ndrivers of annual food inflation in March 2021. \nThe largest contribution to annual non-food \ninflation was from miscellaneous goods and \nservices; transport, alcoholic beverages and \ntobacco, housing, water, electricity, gas and \nother fuels. \nAnnual blended CPI inflation3 slowed down, \nfrom 162.95% in February 2021 to 122.33% in \nMarch 2021. \n \nMonthly Inflation \n \nMonthly ZW$ inflation decelerated from 3.45% \nin February 2021, to 2.26% in March 2021, \ndriven by declines in both food and non-food \ninflation. \nMonthly food inflation eased from 4.42% in the \nprevious month to 2.52% in March 2021, largely \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the US$. \n0\n500\n1,000\n1,500\n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n12 \n \non account of declines in bread and cereals sub \ncategory and vegetables. \nMonthly non-food inflation also slowed down, \nfrom 2.73% in February 2021 to 2.06% in \nMarch 2021. The fall was due to declines in all \nnon-food CPI sub-categories. \nThe blended month-on-month inflation rate rose \nfrom 0.71% in February 2021 to 1.09% in \nMarch 2021, as shown in Figure 13. \n \nFigure 13: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2020 \n \nNATIONAL PAYMENTS SYSTEM \n \nTransactions processed through the National \nPayments \nSystem \n(NPS) \nincreased \nto \nZW$493.97 billion in March 2021, from \nZW$355.38 billion in the previous month. NPS \ntransaction volumes rose from 104.88 million in \nFebruary 2021 to close at 123.94 million, during \nthe month under review. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nReal \nGross \nSettlement \nSystem \n(RTGS) \ntransactions totalled ZW$320.42 billion in \nMarch 2021, from ZW$226.34 billion in the \npreceeding month. RTGS transaction volumes \nincreased from 805 988 transactions in February \n2021 to close at 1,112,804 transactions in March \n2021. \nFigure 14: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCash Transactions \n \nDuring the month of March 2021, the value of \ncash based transactions was higher at ZW$10.27 \nbillion, from ZW$5.55 billion in February 2021. \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \nincreased by 30.95% to close at ZW$130.99 \nbillion, during the month under analysis. \nCard Based Transactions \n \nCard-based transactions amounted to ZW$31.87 \nbillion in March 2021, reflecting a 26.67% \nincrease from ZW$25.17 billion in recorded in \nthe previous month. \n \nRESERVE BANK OF ZIMBABWE \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nFood\nNon-Food\nOverall\n -\n 50.0\n 100.0\n 150.0\n 200.0\n 250.0\n 300.0\n 350.0\n0\n200\n400\n600\n800\n1000\n1200\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n13 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n30 \n 11. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n14 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 32 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 33 \n \n13.2 Volumes of Transactions \n \n \n \n \n 34 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 35 \n \n \n \n \n \n \n \n \n \n \n \n15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nNet Foreign Assets\n-64,413,672.15\n-89,046,879.04\n-97,000,590.99\n-234,278,568.81\n-309,340,585.00\n-323,918,937.77\n-317,370,813.35\n-327,434,598.03\n-322,916,992.61\n-316,766,634.64\n-328,526,094.64\n-340,106,496.40\n-327,297,184.10\nCentral Bank(net)\n-78,356,892.58\n-104,544,431.97\n-114,377,001.26\n-275,623,563.54\n-366,357,650.73\n-391,303,802.50\n-386,104,783.47\n-398,503,742.75\n-398,165,536.09\n-392,036,907.50\n-406,631,588.87\n-411,000,792.44\n-404,663,451.67\nForeign Assets\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\nForeign Liabilities\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\nOther Depository Corporations(net)\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\nForeign Assets\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\nForeign Liabilities\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\nNet Domestic Assets (NDA)\n112,816,570.52\n141,032,021.98\n156,475,813.43\n334,099,369.96\n441,599,870.68\n470,066,520.53\n471,206,354.87\n497,207,430.71\n507,265,762.28\n521,691,490.51\n549,010,656.62\n566,288,275.77\n561,575,884.82\nDomestic Claims\n34,054,407.09\n32,574,364.29\n39,063,809.71\n50,113,139.15\n59,894,402.15\n62,852,286.66\n63,493,587.42\n80,786,149.78\n88,712,115.98\n101,159,726.29\n108,399,214.96\n127,374,579.36\n124,267,139.59\nClaims on Central Government(net)\n12,949,759.72\n10,305,498.64\n14,278,461.16\n11,286,874.74\n14,475,978.36\n11,939,163.62\n9,165,660.28\n16,233,346.76\n18,766,373.80\n23,276,846.68\n15,698,011.65\n25,682,635.40\n19,242,767.82\nClaims on Central Government\n17,542,397.05\n17,458,577.62\n18,059,689.23\n22,643,966.48\n25,495,963.30\n25,856,421.22\n24,510,261.70\n26,940,376.62\n28,442,906.62\n37,789,748.86\n34,941,802.63\n43,864,745.10\n43,295,379.13\nCentral Bank\n12,762,386.66\n12,737,251.42\n13,476,066.34\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\nODCs\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\nLess Liabilities to Central Government\n4,592,637.32\n7,153,078.98\n3,781,228.06\n11,357,091.74\n11,019,984.94\n13,917,257.60\n15,344,601.42\n10,707,029.86\n9,676,532.82\n14,512,902.18\n19,243,790.98\n18,182,109.70\n24,052,611.30\nCentral Bank\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\nODCs\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\nClaims on Other Sectors\n21,104,647.37\n22,268,865.65\n24,785,348.54\n38,826,264.41\n45,418,423.79\n50,913,123.04\n54,327,927.14\n64,552,803.02\n69,945,742.18\n77,882,879.61\n92,701,203.31\n101,691,943.96\n105,024,371.77\nOther Financial Corporations\n307,104.48\n290,091.57\n356,669.90\n753,439.03\n1,010,123.42\n298,579.49\n338,002.03\n1,398,438.67\n1,450,895.49\n606,276.57\n396,273.97\n881,815.56\n2,676,383.43\nState and Local Government\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\nPublic Non Financial Corporations\n3,301,602.89\n3,508,675.95\n2,824,122.73\n5,863,041.63\n5,154,947.39\n3,941,697.68\n4,796,976.15\n6,006,655.50\n5,000,659.17\n2,578,274.18\n8,366,572.13\n8,849,870.48\n7,837,908.59\nPrivate Sector\n17,465,318.54\n18,442,253.62\n21,577,980.23\n32,186,558.49\n39,227,391.60\n46,644,986.05\n49,157,774.70\n57,113,246.08\n63,465,738.17\n74,660,404.58\n83,910,160.40\n91,928,403.19\n94,480,029.44\nCentral Bank\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\nODCs\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\nOther Items(Net)\n-78,762,163.43 -108,457,657.69 -117,412,003.72 -283,986,230.81 -381,705,468.53 -407,214,233.87 -407,712,767.45 -416,421,280.93 -418,553,646.30 -420,531,764.21 -440,611,441.66 -438,913,696.40 -437,308,745.22\nShares and Other Equity\n-71,119,022.50\n-98,326,925.77\n-108,187,301.34\n-265,536,483.62\n-359,843,502.38\n-393,275,806.44\n-386,761,250.11\n-392,085,071.73\n-397,700,402.79\n-390,151,578.46\n-408,061,464.88\n-410,347,885.65\n-411,006,941.09\nLiabilities to Other Financial Corporations\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\nRestricted Deposits\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n4,057,817.74\n1,036,012.77\n1,208,834.37\n2,648,204.14\n835,126.11\n718,690.98\n252,287.94\n71,982.41\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-9,930,489.25\n-11,865,486.12\n-10,435,832.78\n-22,215,725.96\n-23,936,937.79\n-18,418,731.56\n-22,359,693.99\n-25,986,791.29\n-23,925,064.43\n-31,507,330.50\n-33,645,336.61\n-29,427,969.01\n-26,782,637.00\nBroad Money-M3\n48,402,898.37\n51,985,142.94\n59,475,222.44\n99,820,801.15\n132,259,285.68\n146,147,582.76\n153,835,541.52\n169,772,832.69\n184,348,769.67\n204,924,855.86\n220,484,561.98\n226,181,779.37\n234,278,700.72\nSecurities Other than Shares Included in Broad Money\n476,793.67\n337,556.97\n359,194.93\n863,206.40\n1,024,311.11\n1,111,664.44\n1,083,907.10\n1,231,944.90\n1,237,340.99\n1,436,202.84\n1,422,437.87\n1,457,355.54\n1,641,213.33\nBroad Money-M2\n47,926,104.70\n51,647,585.97\n59,116,027.50\n98,957,594.75\n131,234,974.57\n145,035,918.32\n152,751,634.42\n168,540,887.79\n183,111,428.68\n203,488,653.02\n219,062,124.11\n224,724,423.83\n232,637,487.38\nOther Deposits\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\nNarrow Money-M1\n45,574,113.84\n49,124,730.79\n56,273,245.28\n94,939,899.37\n125,187,820.69\n139,604,307.06\n145,816,200.84\n160,143,748.68\n174,113,615.18\n193,581,808.32\n207,710,646.74\n210,777,710.55\n218,469,433.68\nTransferable Deposits\n44,529,936.02\n48,082,573.35\n55,147,175.33\n93,730,970.73\n123,981,130.10\n138,523,712.90\n144,756,556.77\n159,085,591.39\n173,047,801.52\n192,383,729.76\n206,490,526.41\n209,569,292.32\n216,776,481.85\n Of which Foreign Currency Accounts\n20,909,726.92\n19,463,088.16\n24,984,322.48\n57,701,775.14\n79,076,606.18\n86,014,194.25\n92,191,134.58\n97,621,848.10\n102,185,943.24\n103,728,205.33\n108,593,568.84\n109,661,714.64\n115,035,082.24\nCurrency Outside Depository Corporations\n1,044,177.82\n1,042,157.43\n1,126,069.95\n1,208,928.64\n1,206,690.59\n1,080,594.16\n1,059,644.06\n1,058,157.28\n1,065,813.65\n1,198,078.56\n1,220,120.33\n1,208,418.23\n1,692,951.82\nMemorandum Items\nReserve Money\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\nFCAs as a Percentage of Deposits in M3\n44.2%\n38.2%\n42.8%\n58.5%\n60.3%\n59.3%\n60.3%\n57.9%\n55.8%\n50.9%\n49.5%\n48.7%\n49.5%\nEnd Period Exchange Rate\n25.00\n25.00\n25.00\n57.36\n76.76\n83.40\n81.44\n81.35\n81.82\n81.79\n82.68\n83.89\n84.40\nSource: Reserve Bank of Zimbabwe, 2021\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nNet Foreign Assets\n-78,356,892.58 -104,544,431.97 -114,377,001.26 -275,623,563.54 -366,357,650.73 -391,303,802.50 -386,104,783.47 -398,503,742.75 -398,165,536.09 -392,036,907.50 -406,631,588.87 -411,000,792.44 -404,663,451.67\nClaims on Non Residents\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\nOfficial Reserves Assets\n1,759,943.91\n1,340,523.61\n1,452,620.38\n9,522,205.82\n12,511,281.83\n15,651,918.68\n12,374,572.35\n12,357,598.03\n11,668,298.64\n2,786,278.07\n6,677,598.06\n5,651,394.24\n11,051,852.30\nOther Foreign Assets\n3,188,983.44\n3,176,152.22\n3,601,500.00\n8,323,540.15\n11,118,819.74\n11,993,657.14\n11,669,281.34\n11,660,124.13\n11,767,888.40\n11,838,216.95\n12,009,507.37\n12,215,668.41\n12,188,252.26\nLess Liabilities to Non Residents\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\nShort Term Liabilities\n55,611,921.72\n54,593,528.76\n54,707,783.64\n134,067,700.58\n179,874,148.53\n193,114,218.14\n190,611,160.64\n190,817,851.33\n189,287,948.45\n187,885,613.69\n192,806,142.21\n194,818,587.99\n195,017,951.26\nOther Foreign Liabilities*\n27,693,898.21\n54,467,579.05\n64,723,338.01\n159,401,608.92\n210,113,603.77\n225,835,160.18\n219,537,476.52\n231,703,613.58\n232,313,774.68\n218,775,788.84\n232,512,552.09\n234,049,267.11\n232,885,604.97\n of which blocked funds\n15,724,574.19\n42,561,402.55\n52,790,869.15\n131,743,040.88\n171,686,088.39\n184,824,435.01\n179,488,881.37\n191,557,287.91\n191,564,844.22\n177,624,192.87\n190,969,111.27\n191,664,044.89\n191,174,087.59\nNet Domestic Assets (NDA)\n90,061,836.40\n117,004,178.58\n128,192,366.11\n288,275,130.35\n382,503,085.26\n403,686,857.45\n398,837,103.00\n414,025,868.46\n416,589,882.06\n410,799,302.62\n428,456,369.46\n433,378,426.70\n423,911,503.19\nDomestic Claims\n11,480,169.17\n9,144,133.05\n12,736,347.09\n10,707,313.49\n13,930,835.24\n9,173,375.62\n8,137,864.08\n16,330,004.87\n15,975,321.34\n17,721,762.12\n18,864,046.83\n20,211,944.02\n14,624,071.75\nNet Claims on Central Government\n8,578,739.93\n6,100,515.00\n10,322,164.33\n6,497,233.96\n9,443,480.36\n5,892,417.23\n4,011,357.97\n9,947,354.13\n11,354,832.62\n15,520,804.20\n10,812,290.33\n11,396,835.82\n6,500,724.62\nClaims on Central Government\n12,762,386.66\n12,737,251.42\n13,472,711.66\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\nOf which: Securities Other than Shares\n6,635,562.28\n6,568,167.46\n6,515,431.76\n6,441,291.52\n6,348,432.53\n6,274,326.46\n6,194,697.32\n6,101,509.11\n6,051,655.92\n6,035,224.38\n6,165,262.55\n6,095,109.16\n5,962,815.29\nLoans\n6,126,824.37\n6,169,083.96\n6,957,279.90\n9,933,663.19\n12,383,150.07\n12,684,520.32\n11,629,732.03\n12,753,129.37\n13,409,761.69\n19,658,455.39\n18,437,148.85\n18,695,624.21\n19,714,713.82\n Loans and Advances\n2,123,588.25\n2,165,988.51\n2,954,184.45\n5,927,212.09\n8,377,024.21\n8,672,446.67\n7,617,711.22\n8,740,654.93\n9,388,431.71\n15,645,165.82\n14,425,116.65\n14,682,354.29\n15,701,443.90\n Legacy Debt\n391,670.28\n391,529.61\n391,529.61\n394,885.26\n394,560.01\n400,507.80\n400,454.97\n400,908.59\n409,764.14\n401,723.73\n400,466.35\n401,704.08\n401,704.08\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\nOf which: Deposits\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n2,901,429.23\n3,043,618.05\n2,414,182.75\n4,210,079.53\n4,487,354.87\n3,280,958.40\n4,126,506.11\n6,382,650.74\n4,620,488.72\n2,200,957.92\n8,051,756.50\n8,815,108.19\n8,123,347.12\nOther Financial Corporations\n190,538.80\n197,799.53\n198,980.02\n198,722.36\n199,979.99\n200,871.01\n194,092.65\n191,304.06\n192,148.23\n188,349.05\n204,933.06\n703,425.29\n703,645.95\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n2,527,892.32\n2,663,591.64\n2,032,346.15\n3,825,379.33\n4,103,280.79\n2,895,408.28\n3,746,599.01\n4,967,594.21\n3,730,697.26\n1,309,265.53\n7,102,293.92\n7,356,206.59\n6,508,948.22\nPrivate Sector\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\nClaims on Other Depository Corporations\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\nOf which: Loans\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\nOther Liabilities to ODCs\n9,684,173.41\n9,131,313.79\n12,393,411.08\n20,777,523.67\n31,484,074.13\n36,504,621.50\n37,868,889.89\n35,078,524.21\n43,158,130.62\n53,880,036.70\n52,386,928.65\n59,780,016.83\n67,223,250.63\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n5,944,214.63\n6,089,528.73\n6,941,755.11\n11,137,597.35\n13,291,243.49\n14,580,745.12\n13,851,775.48\n9,084,137.29\n11,687,723.67\n22,262,484.07\n29,594,641.97\n31,870,831.11\n32,826,932.93\nOther Items(Net)\n-86,517,998.56 -114,986,959.06 -125,482,666.85 -295,508,852.17 -397,084,920.55 -427,953,446.54 -425,725,999.11 -429,887,129.29 -440,784,407.01 -443,273,555.40 -459,415,237.58 -470,268,174.72 -474,455,170.78\nShares and Other Equity\n-85,756,440.85\n-113,862,068.88\n-124,140,506.17\n-296,849,225.12\n-396,135,173.94\n-433,060,072.45\n-427,106,363.79\n-433,463,716.88\n-441,933,638.10\n-442,191,359.79\n-459,147,547.11\n-467,159,156.05\n-471,095,071.67\nOther Items(Net)\n-2,708,996.60\n-2,626,463.31\n-2,187,936.05\n-2,077,424.75\n-2,675,989.93\n-2,358,189.93\n-3,416,387.63\n-3,309,230.72\n-3,537,819.62\n-3,242,652.80\n-1,473,280.48\n-4,426,426.77\n-4,965,601.97\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n7,464,815.83\n4,796,752.30\n6,885,818.31\n4,687,050.70\n2,160,457.19\n1,205,590.01\n1,317,408.10\n1,605,502.86\n0.17\n0.12\n0.13\n0.13\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\nBond Coins\n99,712.71\n99,710.76\n99,712.72\n99,710.08\n99,709.22\n99,709.27\n99,709.34\n99,709.54\n99,709.66\n2,375,925.99\n99,709.66\n99,709.73\n99,709.87\nBond Notes\n1,208,072.64\n1,240,929.09\n1,356,393.24\n1,570,979.64\n1,797,797.97\n1,955,979.19\n2,044,143.53\n2,022,625.16\n2,029,709.06\n99,709.69\n2,603,693.97\n2,847,426.23\n3,050,378.36\nLiabilities to ODCs\n8,789,318.37\n10,198,688.17\n12,082,367.03\n10,419,558.83\n11,457,457.43\n10,063,539.06\n10,250,353.16\n13,378,590.41\n15,910,190.58\n16,386,469.12\n19,121,376.95\n19,430,498.30\n16,097,963.29\n Reserve Deposits\n1,205,004.05\n1,213,756.71\n1,386,675.05\n890,125.59\n1,049,647.55\n1,237,283.94\n1,401,898.97\n1,678,661.09\n2,008,569.51\n2,199,092.20\n2,444,129.79\n4,799,500.58\n5,160,139.38\n Exess reserves \n7,584,314.32\n8,984,931.47\n10,695,691.98\n9,529,433.25\n10,407,809.87\n8,826,255.12\n8,848,454.19\n11,699,929.32\n13,901,621.07\n14,187,376.93\n16,677,247.16\n14,630,997.72\n10,937,823.91\nPrivate Deposits\n1,607,840.10\n920,418.59\n276,891.86\n561,318.26\n2,790,469.91\n263,827.44\n338,113.50\n21,200.60\n384,736.66\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2021\n Provisional until audit is completed\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nNet Foreign Assets\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\nClaims on Non Residents\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\nOf Which: Foreign Currency\n3,176,598.38\n3,136,431.39\n3,607,624.65\n3,642,933.80\n3,581,769.90\n9,729,549.76\n18,357,028.29\n28,776,016.24\n30,217,561.04\n32,235,029.76\n34,673,918.84\n39,886,775.04\n42,733,946.30\n41,025,473.91\n40,953,342.99\nDeposits\n9,953,357.06\n10,175,380.89\n15,179,403.50\n16,753,404.99\n18,887,749.91\n43,314,001.39\n53,559,656.10\n55,319,393.27\n53,657,586.61\n53,623,468.12\n55,308,353.64\n49,426,810.30\n50,993,755.75\n45,711,660.09\n51,250,447.13\nOther\n23,051.63\n33,034.42\n40,818.25\n41,246.08\n41,430.97\n86,679.92\n106,177.81\n114,882.47\n111,830.36\n111,520.80\n99,718.57\n145,114.78\n154,683.94\n183,144.98\n202,075.48\nLess Liabilities to Non Residents\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\nOf Which: Deposits\n1,591,189.46\n1,285,842.52\n1,574,950.88\n1,667,098.42\n1,860,609.63\n3,767,028.56\n5,065,144.06\n5,996,405.81\n4,800,281.08\n4,449,027.74\n4,387,729.22\n3,826,796.90\n4,683,800.54\n4,962,383.04\n4,425,775.68\nLoans\n1,855,524.33\n2,092,970.52\n3,309,675.09\n3,272,933.52\n3,273,930.87\n8,018,207.80\n9,940,652.40\n10,829,021.44\n10,452,726.81\n10,451,846.22\n10,445,718.35\n10,361,630.37\n11,093,091.22\n11,063,599.89\n10,613,822.34\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n24,751,743.05\n26,346,359.69\n31,807,660.02\n34,525,013.99\n40,695,850.36\n56,705,559.53\n71,245,059.44\n74,011,298.35\n79,943,074.31\n91,947,346.14\n105,610,829.31\n127,131,173.37\n140,672,048.38\n153,013,944.93\n153,685,960.87\nDomestic Claims\n17,823,424.24\n19,287,456.86\n22,574,237.92\n23,430,231.24\n26,324,107.94\n39,405,825.66\n45,963,566.91\n53,678,911.04\n55,355,723.35\n64,456,144.91\n72,736,794.64\n83,427,964.18\n89,535,168.13\n107,162,635.34\n109,643,067.84\nNet Claims on Central Government\n4,284,897.63\n4,220,051.70\n4,371,019.79\n4,204,983.64\n3,952,942.15\n4,789,640.77\n5,032,498.00\n6,046,746.39\n5,154,302.32\n6,285,992.63\n7,411,541.18\n7,756,042.48\n4,885,721.32\n14,285,799.58\n12,742,043.20\nClaims on Central Government\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\nSecurities\n4,372,420.71\n4,293,116.08\n4,775,618.52\n4,716,858.96\n4,579,097.46\n6,264,725.96\n6,760,053.73\n6,883,528.44\n6,676,225.73\n8,068,172.39\n8,961,484.35\n12,072,773.09\n10,322,702.11\n19,049,865.62\n17,602,682.71\nLoans\n5,111.21\n5,147.49\n4,391.86\n4,467.24\n4,525.43\n4,285.81\n4,326.98\n14,046.00\n9,606.62\n17,565.74\n20,004.65\n23,296.00\n16,689.12\n24,146.11\n15,167.30\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\nOf which: Deposits\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n13,538,526.61\n15,067,405.16\n18,203,218.14\n19,225,247.60\n22,371,165.79\n34,616,184.88\n40,931,068.91\n47,632,164.65\n50,201,421.03\n58,170,152.28\n65,325,253.46\n75,671,921.69\n84,649,446.81\n92,876,835.77\n96,901,024.65\nOther Financial Corporations\n78,791.30\n95,487.15\n116,565.68\n92,292.05\n157,689.88\n554,716.67\n810,143.43\n97,708.48\n143,909.38\n1,207,134.60\n1,258,747.26\n407,927.51\n191,340.91\n178,390.27\n1,972,737.48\nState and Local Government\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\nPublic Non Financial Corporations\n459,396.43\n455,647.01\n773,710.57\n845,084.31\n791,776.58\n2,037,662.29\n1,051,666.60\n1,046,289.40\n1,050,377.14\n1,039,061.29\n1,269,961.90\n1,269,008.65\n1,264,278.21\n1,493,663.89\n1,328,960.37\nPrivate Sector\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\nClaims on the Central Bank\n13,400,742.47\n14,084,026.73\n16,430,721.57\n18,224,911.62\n21,706,416.06\n29,919,616.89\n54,830,533.49\n55,843,634.83\n57,763,783.89\n68,012,702.35\n74,300,828.81\n77,254,382.86\n79,477,691.43\n74,589,859.15\n84,489,214.72\nCurrency\n183,412.14\n267,061.31\n263,607.53\n298,482.41\n330,036.01\n461,761.08\n690,816.60\n975,094.30\n1,084,208.81\n1,064,177.41\n1,063,605.07\n1,177,847.43\n1,483,283.31\n1,738,717.73\n1,457,136.40\nReserves\n13,217,330.33\n13,816,965.42\n16,167,114.04\n17,926,429.21\n21,376,380.05\n29,457,855.81\n54,139,716.89\n54,868,540.52\n56,679,575.08\n66,948,524.94\n73,237,223.74\n76,076,535.42\n77,994,408.12\n72,851,141.43\n83,032,078.32\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n185,829.15\n189,591.37\n258,425.60\n346,363.87\n536,691.85\n887,577.50\n1,387,934.10\n1,837,109.59\n1,863,123.11\n1,812,655.13\n1,489,512.69\n1,318,615.34\n391,146.93\n409,213.89\n75,373.50\nOther Items(Net)\n6,286,594.51\n6,835,532.53\n6,938,873.87\n6,783,765.00\n6,797,981.79\n11,732,305.51\n28,161,106.86\n33,674,137.93\n31,313,309.81\n38,708,845.99\n39,937,281.45\n32,232,558.32\n27,949,664.25\n28,329,335.68\n40,370,948.20\nShares and Other Equity\n12,089,406.11\n12,427,849.47\n14,637,418.35\n15,535,143.11\n15,953,204.84\n31,312,741.50\n36,291,671.56\n39,784,266.01\n40,345,113.68\n41,378,645.15\n44,233,235.31\n52,039,781.33\n51,086,082.23\n56,811,270.41\n60,088,130.57\nLiabilities to other ressident sectors\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\nOther Items(Net)\n-5,942,883.74\n-5,747,234.71\n-8,038,453.91\n-8,984,559.18\n-9,520,578.07\n-19,928,617.05\n-8,479,293.02\n-6,532,614.47\n-9,403,967.74\n-3,111,546.88\n-4,719,570.65\n-20,099,241.64\n-23,513,086.84\n-29,091,805.04\n-20,126,032.83\nDeposits and Securities Included in Broad Money\n34,458,036.32\n36,312,393.36\n45,750,880.45\n50,022,566.92\n58,072,260.63\n98,050,554.25\n128,262,125.18\n141,396,163.08\n148,677,044.43\n163,016,490.87\n180,859,372.79\n202,401,446.22\n218,777,542.62\n223,908,240.98\n231,052,228.44\nDeposits Included in Broad Money\n34,202,472.63\n \n36,052,337.44\n \n45,274,086.77\n \n49,685,009.94\n \n57,713,065.69\n \n97,187,347.86\n \n127,237,814.07\n \n140,284,498.63\n \n147,593,137.33\n \n161,784,545.97\n \n179,622,031.80\n \n200,965,243.38\n \n217,355,104.75\n \n222,450,885.44\n \n229,411,015.11\n \nTransferable Deposits\n32,175,873.35\n \n33,858,024.37\n \n42,922,095.92\n \n47,162,154.77\n \n54,870,283.47\n \n93,169,652.47\n \n121,190,660.19\n \n134,852,887.37\n \n140,657,703.75\n \n153,387,406.86\n \n170,624,218.30\n \n191,058,398.68\n \n206,003,627.38\n \n208,504,172.16\n \n215,242,961.41\n \n of which FCAs\n12,458,349.93\n \n12,476,934.91\n \n20,909,726.92\n \n19,463,088.16\n \n24,984,322.48\n \n57,701,775.14\n \n79,076,606.18\n \n82,607,196.16\n \n88,430,395.05\n \n91,944,864.16\n \n100,147,096.67\n \n102,824,762.68\n \n108,386,216.00\n \n109,466,728.50\n \n114,435,612.97\n \nOther Deposits\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\nMoney Market Instruments\n255,563.69\n \n260,055.92\n \n476,793.67\n \n337,556.97\n \n359,194.93\n \n863,206.40\n \n1,024,311.11\n \n1,111,664.44\n \n1,083,907.10\n \n1,231,944.90\n \n1,237,340.99\n \n1,436,202.84\n \n1,422,437.87\n \n1,457,355.54\n \n1,641,213.33\n \nSource:Reserve Bank of Zimbabwe,2021\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nSource:Reserve Bank of Zimbabwe,2021\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nSource:Reserve Bank of Zimbabwe,2021\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nSource: Reserve Bank of Zimbabwe,2021\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nSource:Reserve Bank of Zimbabwe, 2021\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\n Source:Reserve Bank of Zimbabwe, 2021\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nSource:Zimstat, 2021\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n29 \n \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nSource:Zimstat, 2021\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n30 \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2020; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n31 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nSource: Reserve Bank of Zimbabwe, 2021\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n32 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nSource:Zimbabwe Stock Exchange, 2021\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.3 115.2 21,247.9 9,646.8 \nFeb\n 41,637.6 \n4.7 5,431.8 136.9 22,589.7 9,633.8 \nMar\n 60,804.1 \n4.1 7,252.9 268.0 27,993.6 14,411.4 \nApr\n 47,525.5 \n - 4,150.6 82.6 18,299.2 11,481.8 \nMay\n 59,271.1 \n - 7,426.0 349.8 24,851.5 19,593.2 \nJun\n 91,311.3 \n - 9,752.7 516.6 26,042.5 25,842.3 \nJul\n 127,743.2 \n - 14,741.1 1,028.7 26,033.3 35,199.7 \nAug\n 143,042.1 \n - 14,953.6 1,547.5 27,217.6 34,505.0 \nSep\n 203,172.0 \n - 18,252.3 1,963.0 26,441.0 41,958.4 \nOct\n 198,863.56 \n - 22,482.28 \n 2,163.27 42,767.66 46,270.42 \nNov\n 236,231.56 \n - 23,936.70 \n 2,151.61 36,475.66 54,797.79 \nDec\n 302,661.15 \n - 30,061.03 \n 1,935.29 45,278.12 67,038.24 \n2021\nJan\n 255,551.32 \n - 21,042.23 \n 4,532.12 35,306.27 64,996.35 \nFeb\n 226,335.83 \n - 22,882.64 \n 2,288.90 36,383.01 61,941.70 \nMar\n 320,422.14 \n - 28,569.92 \n 3,316.59 44,523.99 86,463.87 \nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\nINTERNET\n2018\nJan\n 548.1 \n22.7 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n 401.5 \n12.2 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7 23,191.6 65.0 206,621.5 \n 1,099.3 \nNov\n 982.1 \n10.3 25,737.5 225.2 152,919.9 \n 2,044.1 \nDec\n 1,003.8 \n7.6 27,800.5 385.5 146,316.6 \n 1,273.6 \n2020\nJan\n 943.3 4.6 23,649.0 \n 199.9 139,278.2 671.7 \nFeb\n 916.1 8.9 21,652.2 \n 196.6 149,671.5 647.8 \nMar\n 1,068.5 7.4 22,588.1 \n 234.3 173,042.2 661.2 \nApr\n 515.1 \n - 11,036.4 36.4 131,190.0 998.0 \nMay\n 674.1 \n - 14,711.6 \n 231.2 150,936.1 705.3 \nJun\n 907.8 \n - 14,420.9 \n 286.1 135,524.3 \n 1,390.4 \nJul\n 918.4 \n - 15,786.5 \n 251.4 121,072.4 791.9 \nAug\n 789.4 \n - 13,536.2 \n 248.2 127,308.6 702.1 \nSep\n 911.9 0.002 15,524.1 \n 309.8 125,059.2 783.2 \nOct\n 990.2 \n - 19,138.6 \n 398.8 191,148.8 735.8 \nNov\n 971.3 \n - 17,584.9 \n 430.0 101,305.8 755.6 \nDec\n 1,100.0 \n - 19,404.0 \n 453.0 115,290.2 820.1 \n2021\nJan\n 720.0 \n - 9,849.3 229.0 94,691.4 872.2 \nFeb\n 806.0 \n - 12,309.3 \n 527.8 90,078.0 754.9 \nMar\n 1,112.8 \n - 15,178.8 \n 751.0 105,272.0 \n 1,003.7 \nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n35 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nJul\n286.4\n345.8\n632.20\n59.31\nAug\n389.3\n404.9\n794.25\n-15.62\nSep\n398.8\n441.4\n840.21\n-42.57\nOct\n439.4\n490.2\n929.60\n-50.80\nNov\n528.9\n509.7\n1038.60\n19.20\nDec\n488.3\n527.2\n1015.50\n-38.90\n4,395.70\n5,001.70\n9,397.40\n-487.37\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nSource: ZIMSTAT, 2021\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-March-2021.pdf"}
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+{"doc_id": "5a21427e4ae150a29f02dd2f2286be07", "text": "MPC Statement 14 April 2020 \nPage 1 \n \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n14 April 2020 \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nSince the March meeting of the Monetary Policy Committee (MPC), the Covid-19 \npandemic has spread globally and its impact is being felt through all economies. \nCurrent estimates from the IMF show global growth contracting this year by about \n2.9%.1 Economic contractions are expected to be deepest in the second quarter of \n2020, with some recovery expected in the third quarter of the year. The strength of \nthe recovery into the fourth quarter and 2021 will depend on how quickly countries are \nable to open up for economic activity safely, requiring sustainable social distancing \nrules, safety processes put in place by businesses and public institutions, and capacity \nof hospitals to accommodate those in need. Current indications from the World health \n \n1 Global growth in the QPM model is a trade-weighted average. For 2020 this is now at -2.6% and 4% for 2021. \nMPC Statement 14 April 2020 \nPage 2 \n \nOrganisation are that the pandemic is unlikely to end quickly, with shorter, less virulent \nwaves hitting over time. \nThe uncertainties of the crisis have led to extremely high volatility in financial asset \nprices, with sharp and deep market sell-offs followed by a partial recovery. At this \nstage, the sustainability of that recovery remains uncertain, and global markets remain \nin risk-off mode. This has implications for emerging markets and South Africa in \nparticular, as investor appetite for rand-denominated equities and bonds is expected \nto remain weak. \nPolicy responses to the crisis have generally been robust, with the magnitudes \ndependent on the degree of policy space available to countries. The US Federal \nReserve has taken further steps to expand its balance sheet. The European Central \nBank (ECB) has made similar commitments. Emerging and developing economies \ngenerally have less policy space available and credit is more expensive, and for this \nreason, the International Financial Institutions (the IMF, the World Bank) and others \nhave made available extraordinary levels of emergency financial support. \nThe Covid-19 outbreak will have a major health and social impact, and forecasting \ndomestic economic activity presents unprecedented uncertainty. With that in mind, \nthe Bank expects GDP in 2020 to contract by 6.1%, compared to the -0.2% expected \njust three weeks ago. GDP is expected to grow by 2.2% in 2021 and by 2.7% in 2022. \nSouth Africa’s lockdown has been extended by an additional 14 days, bringing the \ntotal lockdown period to 35 days. Both the supply and demand effects of this extension \nreduce growth and deepen it in the short-term, as businesses stay shut for longer and \nhouseholds with income spend less. This will likely also increase job losses, with \nMPC Statement 14 April 2020 \nPage 3 \n \nfurther consequences for aggregate demand. The impacts will be particularly severe \nfor small businesses, and individuals with earnings in the informal sector. \nSome factors will support growth, including where businesses are able to open under \nthe current rules, new jobs being created to service more needs under the lockdown, \nand sustained government spending, both through normal operations and crisis-\nrelated spending and programmes. The faster the global economy recovers from the \ncrisis, as China appears to be gradually doing now, the more positive growth spillovers \nwill strengthen for South Africa, including healthy price levels for commodity exports. \nNonetheless, prices for many commodities have fallen as a result of weaker demand \nglobally. The spot price for Brent crude oil is currently around $31 per barrel, despite \na new agreement reached by Opec and other producers to make large oil production \ncuts. For our forecast, the Brent crude oil price is expected to average $42 per barrel \nin 2020 and $45 per barrel in 2021, very close to the March forecast. \nAs noted earlier, while advanced economies conduct exceptionally accommodative \npolicies, global financing conditions are no longer supportive of emerging market \ncurrency and asset values. Credit risk has risen back to 2008 levels and about R100 \nbillion of local assets have been sold by non-resident investors. The rand has \ndepreciated by 22.6% against the USD since January and by 17.3% since the March \nmeeting of the MPC. The implied starting point for the rand forecast is R17.80 to the \nUS dollar, compared with R15.40 at the time of the previous meeting. \nSlightly lower oil prices and sharply lower domestic growth pulls down on the inflation \nforecast, while negative global sentiment and fiscal risks have led to equally \naggressive currency depreciation and upside pressure on inflation. The timing and \nsize of these contradictory impulses suggests that they are not perfectly offsetting, \nMPC Statement 14 April 2020 \nPage 4 \n \nwith weaker inflation in the near term likely giving way to higher inflation later in the \nforecast period. \nThe Bank’ s headline consumer price inflation forecast averages 3.6% for 2020, 4.5% \nfor 2021, and 4. 4% in 2022. The forecast for core inflation is lower at 3.8% in 2020, \n4.0% in 2021, and 4.2% in 2022. \nThe overall risks to the inflation outlook at this time appear to be to the downside. \nElectricity pricing remains a concern but has moderated somewhat. Risks to inflation \nfrom recent currency depreciation are expected to be muted as pass-through is slow. \nGlobal producer price inflation has decelerated. Lower oil prices will reduce petrol \nprices in the near term. International food prices have eased and local food price \ninflation is expected to remain low, in part due to higher domestic production levels. \nExpectations of future inflation broadly remain around the mid-point of the band, \nalthough market-based expectations have recently ticked up in response to the \ndepreciation of the currency.2 \nWeaker domestic growth and greater fiscal risks have resulted in a downgrade by \nMoody’s credit rating agency and confirmation of a negative outlook by Fitch, a weaker \ncurrency and higher borrowing costs for government, banks and firms. South Africa’s \nrisk profile has increased. \nDespite this rise in country risk, the Committee notes that the more prolonged \nlockdown and slower recovery creates downside risk to inflation and allows further \n \n2 The latest Bureau for Economic Research (BER) survey has expectations for 2020 down by 0.4ppts to 4.4% and to .4.6% (from 5.0%) for \n2021. Five-year-ahead inflation expectations also eased to 4.7% (from 4.9%). Market analysts (Reuters Econometer) expect inflation to be, \n4.2% (from 4.4%) for 2020, 4.6% (from 4.7%) in 2021 and 4.5% (from 4.6%) for 2022. Market-based rates are calculated from the break-even \ninflation rate, which is the yield differential between conventional and inflation-linked bonds. These sit at 4.7% for the 5-year and well over \n6% on the 10-year breakeven. \nMPC Statement 14 April 2020 \nPage 5 \n \nspace for monetary policy to respond to the virus-induced demand shock to the \neconomy. Barring severe and persistent currency and oil shocks, inflation is expected \nto be well contained, remaining below the midpoint of the target in 2020 and close to \nthe midpoint in 2021. \nAgainst this backdrop, the MPC decided to cut the repo rate by 100 basis points. This \ntakes the repo rate to 4.25% per annum, with effect from 15 April 2020. The decision \nwas unanimous. \nThe implied path of policy rates over the forecast period generated by the Quarterly \nProjection Model indicates five repo rate cuts of 25 basis points extending into the first \nquarter of 2021. \nMonetary policy can ease financial conditions and improve the resilience of \nhouseholds and firms to the economic implications of Covid-19. In addition to \ncontinued easing of interest rates, the Bank has taken steps to ensure adequate \nliquidity in money and government bond markets and to ease capital requirements to \nfree capital for onlending by financial institutions. Each of these steps make more \ncapital available to households and firms. \nMonetary policy however cannot on its own improve the potential growth rate of the \neconomy or reduce fiscal risks. These should be addressed by implementing prudent \nmacroeconomic policies and structural reforms that lower costs generally, and \nincrease investment opportunities, potential growth and job creation. Such steps will \nfurther reduce existing constraints on monetary policy and its transmission to lending. \nGlobal economic and financial conditions are expected to remain highly volatile for the \nforeseeable future. In this highly uncertain environment, future decisions will continue \nMPC Statement 14 April 2020 \nPage 6 \n \nto be highly data dependent, sensitive to the balance of risks to the outlook and will \nseeks to look through temporary price shocks. As usual, the repo rate projection from \nthe QPM remains a broad policy guide which can change from meeting to meeting in \nresponse to changing data and risks. \nLesetja Kganyago \nGOVERNOR \n \nThe next statement of the Monetary Policy Committee will be released on 21 May \n2020. \n \nContact person: \nThoraya Pandy \n012 313 3066/ 082 416 8416 \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/April-2020-MPC-statement.pdf"}
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+{"doc_id": "5b647f792fa32ebfc1e9754749f1f648", "text": "i \n \n \n \nMARCH 2023 \n \n2 \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nOVERVIEW .................................................................................................................................. 4 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 5 \nCopper ........................................................................................................................................ 5 \nBrent Crude Oil............................................................................................................................. 6 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 6 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nZimbabwe Stock Exchange ........................................................................................................ 10 \nVictoria Falls Stock Exchange ................................................................................................... 11 \nVFEX Market Capitalization..................................................................................................... 11 \nINFLATION OUTTURN ........................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 12 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 13 \nMobile and Internet Based Transactions .............................................................................. 13 \nCard Based Transactions ....................................................................................................... 13 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency (ZIMSTAT) \n2. Reserve Bank of Zimbabwe (RBZ) \na- Percentage point. \n \n2023 \n \nFebruary \n2023 \n \nMarch \n \nMonth-on- Month \nChange (%) \n \nReserve Money2 (M0) (ZW$ millions) \n204,036.13 \n232,896.65 \n14.14 \nMoney Supply2 (M3) (ZW$ millions) \n2,928,243.29 \n3,195,325.67 \n9.12 \nAnnual Inflation1 (%) \n \n92.3 \n87.6 \n-4.7a \nMonthly Inflation1 (%) \n-1.6 \n0.1 \n1.7a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n \n3,857.23 \n6,042.79 \n56.66 \nNominal Lending Rate2 \n(% per annum) \n65.00-230.00 \n65.00-230.00 \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nOVERVIEW \nThe month of March 2023 saw the decline in \nannual headline inflation from 92.34% in \nFebruary 2023 to 87.60%. However, month-on-\nmonth inflation rose to 0.1% in the reporting \nmonth, from -1.6% in the preceding month. \n \nOn a month-on-month basis, broad money \nincreased by 9.12% in March 2023, compared \nto 8.56% recorded in February 2023. The \ngrowth \nlargely \nreflected \nincreases \nof \nZW$114.56 billion and ZW$152.19 billion in \nforeign currency and local currency deposits, \nrespectively. \n \nDuring the month under analysis, commodity \nmarkets were largely influenced by a stronger \nUS dollar, which prompted investors to shift to \ninterest bearing assets. Prices for palladium, \ncopper, nickel, and Brent crude oil declined, \nwhile gold and platinum prices firmed. \n \nThe country’s total merchandise trade for the \nmonth under review stood at US$1,259.8 \nmillion, up by 19.2% from US$1,057.2 million \nrecorded in the previous month. This was on \naccount of increases in both exports and \nimports. The country’s monthly net external \ntrade position widened from a deficit of \nUS$185.7 million in February 2023, to a deficit \nof US$229.2 million in March 2023. \n \nDuring the month of March 2023, the \nZimbabwe Stock Exchange (ZSE) was bullish \nfor the third consecutive month. As a result, the \nAll Share, Medium Cap and Small Cap indices \n \n \n \nregistered gains. The mining index also gained \nby 27.91% to 37 359.78 points. \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) rose by \n57.0% to ZW$6.04 trillion during the reporting \nmonth, from ZW$3.86 trillion recorded in \nFebruary 2023. NPS transaction volumes \nregistered a 17.54% increase to 16.87 million \nin March 2023. \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nMonthly average prices for palladium, copper, \nnickel, and Brent crude oil declined, while gold \nand platinum prices firmed, during the month \nof March 2023. Prices of commodities such as \nmetals and crude oil, were weighed down by a \nstronger US dollar. \n \nPrecious Metals \n \n Gold \nIn the month under review, bullion prices \nincreased by 2.94%, from US$1,856.03 per \nounce \nrecorded \nin \nFebruary \n2023 \nto \nUS$1,910.66 per ounce. The prices rallied as \ninvestors turned to the safe-haven asset, amid \nfears of a global banking crisis and economic \nuncertainty caused by the recent turmoil in the \nUS banking system. \n \n \n \n \n \n \n \n5 \n \nPlatinum \nPlatinum prices rose by 1.52%, from a monthly \naverage of US$955.40 per ounce in the \npreceding month, to close the month under \nanalysis at US$969.89 per ounce. The increase \nwas underpinned by power related supply \ndisruptions in South Africa, one of the world’s \nlargest producers of the metal. \n \nPalladium \nPalladium prices retreated by 7.67%, from \nUS$1,544.00 per ounce recorded in February \n2023 to US$1,425.59 per ounce in the month \nunder analysis. The strengthening of the US \ndollar, following the hawkish monetary policy \nstance of the Federal Reserve continued to \nweigh down prices of industrial metals, \nincluding palladium, which is widely used in \nthe \nauto-manufacturing \nand \nelectronics \nindustries. Figure 1 shows precious metal price \ndevelopments for the period from March 2022 \nto March 2023. \n \nFigure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2023 \nBase Metals \n \nCopper \n \nIndustrial metal prices remained subdued as \nconcerns about China's modest economic \ngrowth forecasts and the collapse of three USA \nbanks clouded the global economic outlook. In \naddition, prices also eased as a stronger US \ndollar dented the buying appetite for holders of \nother \ncurrencies. \nConsequently, \nmonthly \naverage prices of copper fell by 1.05%, from \nUS$8,954.80 per tonne in the previous month \nto US$8,860.50 per tonne in March 2023. \n \nNickel \nNickel prices fell by 12.03%, from a monthly \naverage of US$26,721.15 per tonne recorded in \nFebruary 2023 to US$23,507.13 per tonne, \nduring the month under review. Prices declined \nas investor sentiment was dampened by gloomy \ndemand prospects in top metals consumer, \nChina, following the downward revision of \neconomic growth projections for the economy \nof \nthe \nAsian \ngiant. \nFigure \n2 \nshows \ndevelopments in base metal prices for the \nperiod from March 2022 to March 2023. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2023 \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nUS$/oz.\nGold\nPalladium\nPlatinum\n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n \n \n \n6 \n \nBrent Crude Oil \n \nBrent crude oil prices declined, as lingering \neconomic concerns and expectations of further \ninterest rate hikes that could curtail the growth \nin demand for fuel, countered signs of \nimproving short-term oil consumption. As \nsuch, prices declined by 5.04%, from a monthly \naverage of US$83.43 per barrel in the previous \nmonth to US$79.23 per barrel realized, during \nthe month under review. \nFigure 3 shows developments in crude oil \nprices for the period from March 2022 to March \n2023. \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2023 \n \nMERCHANDISE TRADE DEVELOPMENTS \n \nThe country’s total merchandise trade stood at \nUS$1,259.8 \nmillion \nin \nMarch \n2023, \nrepresenting an increase of 19.2% from \nUS$1,057.2 million recorded in the previous \nmonth. The rise was on account of increases in \nboth exports and imports. Figure 4 shows \nmonthly developments in the country’s \nmerchandise trade for 2022 and 2023. \nFigure 4: Merchandise Trade (US$ m) \n \nSource: ZIMSTAT, 2023 \n \nMerchandise Exports \n \nDuring the month of March 2023, the country \nexported merchandise worth US$515.3 million, \nup by 18.2% from US$435.9 million recorded \nin February 2023. The rise was largely on \naccount of increases in exports of gold and \nplatinum group of metals (PGMs), during the \nmonth under review. \n \nGold, one of the country’s top export \ncommodities showed a strong rebound during \nthe reporting month on account of elevated \nglobal prices. The bullion market experienced \na recent uptick in prices due to global \ngeopolitical tensions and the topical banking \ncrisis in the US. \nThe country’s export earnings for the reporting \nmonth were 7.6% lower than in the \ncorresponding month in 2022. \n0\n20\n40\n60\n80\n100\n120\n140\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nUS$/barrel\n543.9\n438.0\n557.6\n587.3\n513.1\n541.0\n548.4\n493.6\n552.3\n502.3\n674.6\n633.3\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\nMerchandise Exports (US$m)\n2022\n2023\n \n \n \n7 \n \nTable 1 shows development in the country’s \nexports for the months of February 2023 and \nMarch 2023. \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \n \nFeb-23 \n(US$m) \nMar-23 \n(US$m) \nFeb-Mar \nChanges \n(%) \nShare \nof \nExports \n(%)-\nMar’23 \nTotal \n435.9 \n515.3 \n18.2 \n100.0 \nOf Which \n \n \n \n \nPGMs \n162.0 \n213.2 \n31.6 \n41.4 \nGold \n99.9 \n140.5 \n40.7 \n27.3 \nTobacco \n(Inc. \ncigarettes) \n 66 \n 58 \n-12.1 \n11.3 \nFerrochro\nmium \n24.9 \n38.5 \n54.8 \n7.5 \nCoal \n17.4 \n21.1 \n21.3 \n4.1 \nIndustrial \ndiamonds \n7.8 \n4.9 \n-37.2 \n0.9 \nChromium \nores and \nconcentrat\nes \n7.5 \n4.8 \n-36.0 \n0.9 \nElectricity \n0.3 \n4.0 \n1,049.5 \n0.8 \nGranite \n1.8 \n3.5 \n95.7 \n0.7 \nBlack tea \n1.9 \n2.1 \n11.0 \n0.4 \nSource: ZIMSTAT & RBZ Calculations, 2023 \n*PGMs Include Nickel mattes, nickel ores & concentrates and \nplatinum \n \nDuring the month under review, the country’s \nexports were destined for South Africa \n(46.2%), the United Arab Emirates (28.1%), \nChina (9.8%), Mozambique, 2.8% and other \njurisdictions as shown in Figure 5. The \ncountry’s exports to South Africa were mainly \nPGMs and tobacco, while those to the United \nArab Emirates were largely precious metals. \nFigure 5 shows the country’s major export \nmarkets, during the month under analysis. \n \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Imports \nThe country’s import bill for the month of \nMarch 2023 amounted to US$744.5 million, \nreflecting a 19.8% increase from US$621.4 \nmillion recorded in the previous month. The \nimports for the reporting month were higher \nthan in the comparable month in 2022, as \nshown in Figure 6. \n \nFigure 6: Merchandise Imports classified by \nHS Codes (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n46.2\n28.1\n9.8\n2.8\n2.0\n1.6\n1.3\n0.8\n0.8\n0.8\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nSouth Africa\nUnited Arab Emirates\nChina\nMozambique\nNetherlands\nZambia\nCanada\nBelgium\nItaly\nNamibia\n633.5\n624.7\n718.3\n651.9\n713.8\n751.0\n734.5\n759.0\n764.8\n769.1\n801.5\n730.6\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n2022\n2023\n \n \n \n8 \n \nThe country’s import basket was dominated by \ndiesel, petrol, crude soya bean oil and \nelectricity which accounted for 11.3%, 5.6%, \n2.9% and 2.5% of total imports, respectively. \nTable 2 shows major commodity imports for \nthe months of February 2023 and March 2023, \nrespectively. \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \n \nFeb-23 \n(US$m) \nMar-23 \n(US$m) \nFeb-\nMar \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nMar’23 \nTotal \n621.4 \n744.5 \n19.8 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n49.9 \n83.8 \n68.1 \n11.3 \nUnleaded \npetrol \n22.9 \n41.6 \n81.4 \n5.6 \nCrude soya \nbean oil \n13.9 \n21.5 \n54.8 \n2.9 \nElectricity \n24.4 \n18.3 \n-24.9 \n2.5 \nWheat \n7.8 \n16.3 \n107.4 \n2.2 \nRice \n9.8 \n14.4 \n47.3 \n1.9 \nMachinery \n13.7 \n13.2 \n-3.6 \n1.8 \nMedicines \n1.6 \n12.2 \n655.6 \n1.6 \nMaize \n(Excluding \nSeed) \n9.4 \n10.7 \n12.8 \n1.4 \nLP Gas \n6.4 \n8.9 \n38.4 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2023 \nThe country sourced most of its imports from \nSouth Africa which accounted for about 37.6% \nof total imports, with China, Singapore, India \nand Zambia, contributing 19.2%, 16.7%, 3.7% \nand 3%, respectively. Figure 7 shows the \ncountry’s top import sources in March 2023. \n \n \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Trade Balance \nThe merchandise trade developments in March \n2023 culminated in a trade deficit of US$229.2 \nmillion, which unfavourably compares to \nUS$185.5 million recorded in the previous \nmonth. Relative to the comparative month in \n2022, the country’s deficit widened from a \ndeficit of US$160.7 million to a deficit of \nUS$229.2 million in the reporting month, as \nshown in Figure 8. \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n37.6\n19.2\n16.7\n3.7\n3.0\n2.7\n1.8\n1.3\n1.1\n0.9\nSouth Africa\nChina\nSingapore\nIndia\nZambia\nMozambique\nMauritius\nUnited Arab Emirates\nEgypt\nArgentina\n427.6\n435.7\n515.3\n634.9\n621.4\n744.5\n-207.3\n-185.7\n-229.2\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\nJan-23\nFeb-23\nMar-23\nExports\nImports\nTrade Balance\n \n \n \n9 \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock amounted to \nZW$3,195.33 billion in March 2023, compared \nto ZW$2,928.24 billion recorded in February \n2023. \nThe money stock was composed of foreign \ncurrency deposits, 58.49%; local currency \ndeposits, 41.31%; and currency in circulation, \n0.20%. Figure 9 shows the composition of \nmoney supply. \nFigure 9: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2023 \n \nOn a month-on-month basis, broad money \nincreased by 9.12% in March 2023, compared \nto 8.56% recorded in February 2023. The \ngrowth \nlargely \nreflected \nincreases \nof \nZW$114.56 billion and ZW$152.19 billion in \nforeign currency accounts (FCAs) and local \ncurrency deposits, respectively. \nDuring the month under review, domestic \nclaims increased by 18.10%, compared to \n10.92% recorded in the previous month. \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nThe growth in domestic claims was largely due \nto increases of ZW$223.37 billion and \nZW$165.76 billion in credit to the private \nsector and net claims on Government, \nrespectively. \nOn an annual basis, broad money registered an \nincrease of 442.41%, compared to 478.56% in \nFebruary 2023. The local currency component \nof broad money increased by 322.47%, while \nthe foreign currency component increased by \n579.25%. \nThe growth in foreign currency deposits from \nZW$275.17 billion in March 2022 to \nZW$1,869.07 billion in March 2023, was \nlargely attributable to valuation changes related \nto official exchange rate depreciation. Over the \nyear to March 2023, the official exchange rate \ndepreciated from ZW$142.42 per US$1 to \nZW$929.86 per US$1. \n \nThe annual increase in broad money was \nreflected in annual changes in net claims on \nGovernment and credit to the private sector of \nZW$547.90 \nbillion \n(692.67%) \nand \nZW$1,429.91 billion (457.82%), respectively. \nCredit to the private sector was mainly \nchannelled to agriculture and households, \nwhich received 24.36% and 21.57% of the total \ncredit, respectively. The manufacturing and \ndistribution sectors received 13.75% and \n10.92% of the credit, respectively. Private \nsector credit shares for the rest of the economic \nsectors are shown in Figure 10. \n \nLocal \nCurrency \nTransferabl\ne deposits\n30.40%\nForeign \nCurrency \nDeposits\n58.49%\nTime \nDeposits\n10.41%\nCurrency in \nCirculation\n0.20%\nNCDs\n0.50%\n \n \n \n10 \n \nFigure 10: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2023 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 31.55%; inventory \nbuild-up, \n29.77%; \nand \nfixed \ncapital \ninvestments, 16.73%. \n \nSTOCK MARKET DEVELOPMENTS \n \nZimbabwe Stock Exchange \n \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \nexhibited positive sentiments for the third \nconsecutive month, during the month of March \n2023. \n \nAs a result, the ZSE All Share, Top 10, Top 15, \nMedium Cap and Small Cap indices added \n35.10%, 35.91%, 37.32%, 19.59%, and 10.57% \nto close at 38 568.48 points, 23 081.98 points, \n27 012.64 points, 75 307.75 and 697 921.97 \npoints, respectively. \n \n \nThe mining index increased by 27.91% to close \nthe month at 37,359.78 points, compared to \n29,207.92 points recorded in February 2023. \n \nOn a year-on-year basis, the ZSE All Share, \nTop 10, Top 15, Medium Cap and Small Cap \nindices grew by 143.20%, 120.32%, 134.24%, \n187.62% and 67.24%, respectively. The mining \nindex also gained by 230.93%, from 11 289.34 \npoints recorded in the comparable period last \nyear. \n \nFigure 11: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2023 \n \nThe cumulative volume and value of shares \ntraded on the ZSE declined by 40.29% and \n41.57% to 97.92 million shares and ZW$14.26 \nbillion, respectively. This compares to 164.01 \nmillion shares and ZW$24.41 billion recorded \nin the prior month, respectively. \n \n \n \nHouseholds\n21.57%\nAgriculture\n24.36%\nMining\n9.97%\nManufacturing\n13.75%\nDistribution\n10.92%\nConstruction\n1.71%\nTransport & \nCommunicat\nions\n2.06%\nServices\n9.44%\nFinancial Org. \n& Investments\n6.20%\nOther\n0.01%\n4,800\n7,800\n10,800\n13,800\n16,800\n19,800\n22,800\n25,800\n28,800\n31,800\n5100\n8100\n11100\n14100\n17100\n20100\n23100\n26100\n29100\n32100\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n11 \n \nThe proportion of foreign purchases to the \nvalue of shares traded, also declined to 8.43% \nin the month under review, from 15.49% \nrecorded in February 2023. \n \nThe net foreign position, however, improved \nfrom -ZW$1.5 billion in February 2023, to \n-ZW$0.89 billion during the month under \nanalysis. \n \nFigure 12: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2023 \n \nOwing to the bullish sentiments experienced on \nthe ZSE during the month of March 2023, the \nmarket gained ZW$805.13 billion, or 31.25% \nworth of capitalization to close at ZW$3,381.46 \nbillion. On a year-on-year basis, ZSE \ncapitalization grew by ZW$1,416.72 billion, or \n72.11%, from ZW$1,964.74 billion recorded in \nMarch 2022. \n \nVictoria Falls Stock Exchange \n \nThe Victoria Falls Stock Exchange (VFEX) \ncontinued to experience losses in the month of \nMarch 2023. Consequently, the VFEX All \nShare index lost 14.17% to close at 92.04 \npoints, from 107.24 points recorded in the prior \nmonth. \n \nOn an annual basis, the VFEX All Share Index \nalso lost 14.08%, from 107.12 points recorded \nin March 2022. \nFigure 13: Victoria Falls Stock Exchange All \nShare Index \n \nSource: Victoria Falls Stock Exchange (VFEX), 2023 \n \nVFEX Market Capitalization \n \nOwing to the negative trading on the VFEX \nbourse during the month under review, market \ncapitalization declined by 7.85% to US$0.99 \nbillion, from US$1.08 billion recorded in \nFebruary 2023. \nINFLATION OUTTURN \nAnnual Inflation \n \nAnnual headline inflation continued to slow \ndown, declining from 92.34% in February 2023 \nto 87.60% in March 2023. This followed \n0\n2,400\n4,800\n7,200\n9,600\n12,000\n14,400\n16,800\n19,200\n21,600\n24,000\n26,400\n28,800\n0\n200\n400\n600\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\n 150.00\n01-Mar-22\n01-Apr-22\n01-May-22\n01-Jun-22\n01-Jul-22\n01-Aug-22\n01-Sep-22\n01-Oct-22\n01-Nov-22\n01-Dec-22\n01-Jan-23\n01-Feb-23\n01-Mar-23\n \n \n \n12 \n \ndeclines in both annual food and non-food \ninflation. \n \nAnnual food inflation fell from 136.85% in \nFebruary 2023 to 127.92% in March 2023. \nYear-on-year, \nnon-food \ninflation \nalso \ndecelerated from 68.11% in February 2023 to \n65.13% in March 2023. This was largely on \naccount of declines in transport, alcoholic \nbeverages and tobacco categories. \n \nMonthly Inflation \n \nMonthly inflation increased from -1.6% in \nFebruary 2023 to 0.1% in March 2023, on \naccount of increases in both food and non-food \ninflation. \n \nMonth-on-month food inflation gained 1.9 \npercentage points to 0.3% in March 2023, from \n-1.58% recorded in February 2023. Monthly \nnon-food inflation stood at 0.005% in March \n2023, up from -1.63% recorded in the \npreceding month. \n \nFigure \n14 \nshows \nmonthly \ninflation \ndevelopments for the period from January 2022 \nto March 2023. \n \n \n \n \n \n \n \n \n \n \n \n \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2023 \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) stood at \nZW$6.04 trillion in March 2023, up from \nZW$3.86 trillion recorded in the previous \nmonth. The volume of NPS transactions \nincreased by 17.54% to 66.87 million in the \nmonth under analysis. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of Real Time Gross Settlement \n(RTGS) transactions increased by 79.69% to \nZW$3.80 trillion in March 2023, from \nZW$2.12 trillion reported in the previous \nmonth. \n-2.00\n3.00\n8.00\n13.00\n18.00\n23.00\n28.00\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nFood and non alcoholic beverages\nNon food\nAll Items\n \n \n \n13 \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nCash Transactions \n \nThe value of cash-based transactions rose to \nZW$260.25 billion during the month of March \n2023, from ZW$174.72 billion in the previous \nmonth. \n \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$1.85 trillion, during the \nmonth under analysis, representing an increase \nof 27.51%, from ZW$1.45 trillion recorded in \nFebruary 2023. \n \nCard Based Transactions \n \nCard-based transactions increased by 4.96% to \nZW$393.95 billion in March 2023, from \nZW$293.11 billion recorded in the previous \nmonth. \n \n \nMAY 2023 \nRESERVE BANK OF ZIMBABWE\n -\n 500.0\n 1,000.0\n 1,500.0\n 2,000.0\n 2,500.0\n 3,000.0\n 3,500.0\n 4,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n14 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n16 \n 2. Central Bank Survey \n \n \n \n \n \n \n17 \n \n3. Other Depository Corporations Survey \n \n \n \n \n18 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n19 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n20 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n21 \n 5.2 Liabilities \n \n \n \n \n22 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n23 \n 6.2 Liabilities \n \n \n \n \n \n \n24 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n25 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n26 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n27 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n28 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n29 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n30 \n \n External Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n \n \n15 \n \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n32 \n \n National Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n33 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n34 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nNet Foreign Assets\n-543,454,309.01\n-607,806,554.74\n-1,139,041,286.30\n-1,440,376,428.47\n-1,799,900,028.55 -1,795,279,800.26\n-1,954,300,330.22\n-2,033,984,124.20\n-2,085,714,926.41\n-2,349,872,967.37\n-2,877,479,313.00\n-2,950,794,577.06\n-3,135,195,355.19\nCentral Bank(net)\n-717,594,313.10\n-794,405,282.55\n-1,478,375,394.21\n-1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,828,947,111.97\n-3,452,276,894.90\n-3,703,145,007.04\n-3,879,607,940.46\nForeign Assets\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n575,414,250.75\n457,046,789.46\n616,728,155.87\n459,348,801.05\nForeign Liabilities\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,404,361,362.72\n3,909,323,684.36\n4,319,873,162.91\n4,338,956,741.51\nOther Depository Corporations(net)\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\nForeign Assets\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\nForeign Liabilities\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\nNet Domestic Assets (NDA)\n1,132,547,895.53 1,279,179,159.36\n2,110,584,970.23\n2,560,072,662.03\n3,007,213,667.92\n3,404,193,526.10\n3,871,453,855.67\n3,914,796,933.13\n4,157,026,534.98\n4,688,099,950.20\n5,574,839,779.69\n5,879,037,865.16\n6,330,521,022.62\nDomestic Claims\n425,899,133.67\n507,567,798.80\n671,650,524.63\n767,813,894.49\n911,956,758.63\n1,183,994,022.32\n1,371,017,098.26\n1,420,546,462.01\n1,634,150,767.46\n1,861,880,517.07\n2,150,668,598.95\n2,385,577,850.38\n2,817,251,898.52\nClaims on Central Government(net)\n79,099,806.11\n102,141,792.11\n115,763,515.83\n104,672,040.45\n130,502,205.15\n236,159,688.17\n270,091,555.64\n263,657,275.07\n350,064,095.72\n454,800,752.22\n447,342,287.14\n461,242,136.20\n627,001,837.75\nClaims on Central Government\n112,202,570.05\n128,369,548.84\n154,985,706.21\n180,922,921.25\n192,199,618.57\n350,494,976.12\n408,193,113.30\n426,472,842.49\n532,069,052.32\n613,516,289.65\n760,521,954.63\n940,233,805.22\n1,030,581,559.13\nCentral Bank\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n324,557,907.30\n440,486,151.70\n607,287,973.98\n669,523,160.19\nODCs\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\nLess Liabilities to Central Government\n33,102,763.94\n26,227,756.73\n39,222,190.39\n76,250,880.80\n61,697,413.42\n114,335,287.95\n138,101,557.65\n162,815,567.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\n478,991,669.02\n403,579,721.38\nCentral Bank\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,390,996.10\nODCs\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\nClaims on Other Sectors\n346,799,327.56\n405,426,006.70\n555,887,008.81\n663,141,854.04\n781,454,553.48\n947,834,334.15\n1,100,925,542.62\n1,156,889,186.94\n1,284,086,671.74\n1,407,079,764.84\n1,703,326,311.81\n1,924,335,714.18\n2,190,250,060.77\nOther Financial Corporations\n7,747,219.19\n8,597,004.25\n9,322,673.95\n10,177,451.55\n14,828,545.88\n17,449,153.84\n18,825,212.19\n143,782,090.97\n143,554,205.91\n157,280,627.89\n170,561,799.59\n184,287,067.94\n202,939,856.36\nState and Local Government\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\nPublic Non Financial Corporations\n26,468,620.27\n29,392,849.46\n56,904,036.69\n65,013,584.08\n85,546,713.45\n123,920,817.60\n133,928,821.97\n145,038,366.23\n150,370,660.24\n161,107,427.42\n197,474,355.41\n220,982,772.48\n244,918,005.85\nPrivate Sector\n312,329,173.83\n367,183,531.22\n489,371,296.07\n587,724,531.15\n680,729,618.39\n806,177,221.63\n947,865,180.05\n867,726,767.22\n989,858,253.51\n1,088,409,096.41\n1,335,038,917.19\n1,518,868,431.51\n1,742,242,420.81\nCentral Bank\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,308.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\nODCs\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\nOther Items(Net)\n-706,648,761.86 -771,611,360.55 -1,438,934,445.60\n-1,792,258,767.54\n-2,095,256,909.29 -2,220,199,503.78\n-2,500,436,757.40\n-2,494,250,471.13\n-2,522,875,767.52\n-2,826,219,433.14\n-3,424,171,180.73\n-3,493,460,014.79\n-3,513,269,124.11\nShares and Other Equity\n-647,259,441.19\n-736,032,264.92\n-1,471,834,260.31\n-1,750,654,766.50\n-2,109,505,152.97\n-2,196,010,760.22\n-2,353,032,948.01\n-2,415,295,348.56\n-2,460,253,452.61\n-2,498,410,570.61\n-2,986,715,368.94\n-3,242,302,470.17\n-3,120,696,262.03\nLiabilities to Other Financial Corporations\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\nRestricted Deposits\n2,994,403.00\n4,012,319.51\n15,942,230.19\n17,330,528.77\n31,949,181.65\n37,970,261.21\n33,027,186.30\n47,084,275.28\n59,785,332.00\n34,134,982.33\n42,852,548.97\n83,828,598.03\n111,093,197.78\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-63,194,358.13\n-40,078,187.62\n16,635,808.50\n-59,279,741.20\n-19,040,030.90\n-62,714,231.31\n-181,018,174.35\n-126,801,860.37\n-122,747,262.48\n-362,696,324.10\n-480,983,894.87\n-338,095,123.94\n-507,380,688.25\nBroad Money-M3\n589,093,586.52\n671,372,604.62\n971,543,683.94\n1,119,696,233.56\n1,207,313,639.37\n1,608,913,725.83\n1,917,153,525.45\n1,880,812,808.93\n2,071,311,608.56\n2,338,226,982.83\n2,697,360,466.69\n2,928,243,288.10\n3,195,325,667.44\nSecurities Other than Shares Included in Broad \nMoney\n4,510,894.76\n4,246,927.92\n6,165,343.44\n7,157,937.12\n8,137,874.02\n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\nBroad Money-M2\n584,582,691.76\n667,125,676.69\n965,378,340.49\n1,112,538,296.45\n1,199,175,765.34\n1,596,128,151.09\n1,903,106,030.11\n1,865,253,945.05\n2,057,873,086.69\n2,324,078,018.07\n2,682,303,994.66\n2,912,531,632.80\n3,179,243,047.93\nOther Deposits\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\nNarrow Money-M1\n530,433,488.84\n614,481,640.63\n895,379,518.67\n1,031,647,432.84\n1,104,973,664.87\n1,461,955,622.01\n1,746,038,037.35\n1,698,802,699.18\n1,868,674,949.05\n2,090,666,237.62\n2,407,265,283.35\n2,618,757,381.64\n2,846,507,551.90\nTransferable Deposits\n527,204,673.89\n610,992,302.31\n892,270,006.18\n1,028,183,547.50\n1,100,888,777.34\n1,457,941,576.91\n1,742,120,578.98\n1,694,712,870.55\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n2,612,610,043.68\n2,840,026,628.31\n Of which Foreign Currency Accounts\n275,166,409.09\n302,163,673.09\n559,139,763.68\n657,889,184.94\n688,836,308.19\n991,098,612.31\n1,196,206,879.78\n1,131,298,129.20\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\n1,754,513,308.92\n1,869,072,784.19\nCurrency Outside Depository Corporations\n3,228,814.95\n3,489,338.32\n3,109,512.49\n3,463,885.34\n4,084,887.53\n4,014,045.11\n3,917,458.37\n4,089,828.63\n4,108,746.53\n4,210,142.14\n4,740,785.16\n6,147,337.96\n6,480,923.60\nMemorandum Items\nReserve Money\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,043,818.23\n122,997,662.08\n204,036,133.91\n232,896,654.62\nFCAs as a Percentage of Deposits in M3\n47.0%\n45.2%\n57.7%\n58.9%\n57.2%\n61.8%\n62.5%\n60.3%\n58.6%\n56.9%\n60.4%\n60.0%\n58.6%\nEnd Period Exchange Rate\n142.42\n159.35\n301.50\n370.96\n443.88\n546.83\n621.89\n632.77\n654.93\n684.33\n796.52\n889.13\n929.86\nSource: Reserve Bank of Zimbabwe, 2023\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n17 \n \n \nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nNet Foreign Assets\n-717,594,313.10 -794,405,282.55 -1,478,375,394.21 -1,802,992,102.87 -2,132,218,475.50\n-2,281,673,543.14 -2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,828,947,111.97\n-3,452,276,894.90 -3,703,145,007.04 -3,879,607,940.46\nClaims on Non Residents\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n575,414,250.75\n457,046,789.46\n616,728,155.87\n459,348,801.05\nOfficial Reserves Assets\n111,766,758.89 124,451,895.50\n233,057,350.27\n280,735,044.65\n350,631,779.92\n329,592,679.60\n270,927,656.44\n265,887,215.65\n301,307,551.70\n404,381,641.59\n255,951,265.50\n384,420,498.17\n166,421,733.56\nOther Foreign Assets\n29,671,571.60\n34,061,195.07\n62,485,798.57\n97,533,424.84\n110,274,772.35\n134,831,527.99\n152,414,486.62\n154,726,420.61\n160,288,576.12\n171,032,609.16\n201,095,523.96\n232,307,657.70\n292,927,067.49\nLess Liabilities to Non Residents\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,404,361,362.72\n3,909,323,684.36\n4,319,873,162.91\n4,338,956,741.51\nShort Term Liabilities\n380,818,044.00 425,900,083.60\n785,737,559.16\n951,983,480.17\n1,127,013,639.61\n1,336,300,564.04\n1,387,742,749.22\n1,398,159,992.55\n1,431,029,164.32\n1,673,917,354.18\n1,888,346,517.34\n2,093,702,584.80\n2,213,818,403.03\nOther Foreign Liabilities*\n478,214,599.59 527,018,289.52\n988,180,983.89 1,229,277,092.19\n1,466,111,388.17\n1,409,797,186.69\n1,576,134,607.76\n1,616,907,488.02\n1,624,322,875.66\n1,730,444,008.54\n2,020,977,167.02\n2,226,170,578.11\n2,125,138,338.48\n of which blocked funds\n276,151,105.21 306,560,929.76\n570,884,144.99\n716,116,832.50\n852,249,186.55\n678,512,698.97\n762,984,490.22\n783,864,733.61\n742,874,154.66\n798,115,768.44\n918,840,100.80\n1,016,910,134.72\n844,460,244.12\nNet Domestic Assets (NDA)\n745,479,564.79 823,635,174.38 1,507,595,691.24 1,836,540,085.80\n2,167,740,219.40\n2,319,139,878.80 2,627,633,649.47\n2,686,722,006.25\n2,692,616,574.53\n2,932,990,930.20\n3,575,274,556.98\n3,907,181,140.95\n4,112,504,595.08\nDomestic Claims\n59,280,671.72\n73,729,321.44\n98,948,909.09\n86,265,289.61\n121,100,451.59\n232,699,771.22\n241,166,538.97\n235,988,125.06\n281,625,189.08\n301,167,715.61\n316,983,028.59\n308,935,128.82\n472,670,216.94\nNet Claims on Central Government\n33,843,987.33\n45,816,276.90\n52,202,949.03\n27,947,066.17\n48,255,875.52\n143,751,566.58\n135,218,762.79\n118,456,743.03\n157,861,567.95\n173,709,118.00\n169,127,809.59\n139,336,495.30\n272,132,164.09\nClaims on Central Government\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n324,557,907.30\n440,486,151.70\n607,287,973.98\n669,523,160.19\nOf which: Securities Other than Shares\n5,628,648.40\n5,618,143.81\n5,618,143.81\n5,618,143.81\n11,099,253.33\n16,894,372.03\n24,148,817.33\n32,085,268.08\n58,861,123.74\n95,209,423.88\n115,768,163.17\n141,133,866.74\n163,408,985.73\nLoans\n55,987,602.77\n58,769,044.66\n78,389,443.38\n88,353,569.12\n89,490,529.87\n233,300,046.10\n240,464,254.47\n242,513,386.24\n274,274,026.60\n229,348,483.42\n324,717,988.53\n466,154,107.24\n506,114,174.46\n Loans and Advances\n22,642,216.24\n25,423,658.13\n45,044,056.85\n55,008,182.59\n56,145,143.34\n62,658,197.28\n69,822,405.65\n71,871,537.43\n103,632,177.79\n62,318,200.45\n71,425,804.92\n79,524,460.62\n112,483,059.83\nAmounts Due from Gvt including SDR Draw\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n253,292,183.61\n386,629,646.61\n393,631,114.63\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,390,996.10\nOf which: Deposits\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,390,996.10\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n25,436,684.39\n27,913,044.54\n46,745,960.06\n58,318,223.45\n72,844,576.07\n88,948,204.64\n105,947,776.18\n117,531,382.02\n123,763,621.12\n127,458,597.61\n147,855,219.00\n169,598,633.52\n200,538,052.85\nOther Financial Corporations\n2,314,886.09\n2,401,359.00\n2,324,560.64\n2,384,730.70\n3,057,198.60\n3,073,237.98\n3,202,283.90\n3,211,903.39\n3,213,198.55\n3,255,765.14\n3,948,256.71\n4,658,071.63\n10,623,469.30\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n20,227,681.72\n22,534,788.28\n40,555,239.89\n50,471,009.86\n62,636,165.37\n77,480,839.35\n92,396,112.07\n101,596,682.38\n107,131,115.83\n110,762,523.98\n129,586,724.95\n149,574,109.51\n171,503,627.58\nPrivate Sector\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,308.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\nClaims on Other Depository Corporations\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n25,067,909.55\n41,863,876.44\n43,495,912.78\n45,842,895.27\nOf which: Loans\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n25,067,909.55\n41,863,876.44\n43,495,912.78\n45,842,895.27\nOther Liabilities to ODCs\n116,286,172.05 137,938,275.04\n213,473,187.99\n234,624,636.96\n352,778,125.95\n516,479,509.63\n514,761,587.21\n554,976,245.35\n681,837,090.96\n691,773,493.01\n730,178,997.29\n655,353,298.81\n642,344,547.18\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n73,725,582.36\n89,206,766.33\n136,605,367.17\n87,602,175.66\n162,206,231.00\n198,762,582.78\n247,261,242.79\n280,589,071.79\n355,098,840.61\n373,445,723.64\n355,071,440.18\n307,661,257.90\n318,264,602.32\nOther Items(Net)\n-791,721,093.43 -875,960,866.59 -1,614,961,249.38 -1,974,951,446.35 -2,388,281,414.87\n-2,576,477,704.28 -2,860,511,797.67\n-2,963,504,823.70\n-3,058,656,720.83\n-3,298,528,798.05\n-3,946,606,649.23 -4,210,103,398.17 -4,236,336,030.06\nShares and Other Equity\n-804,754,190.04\n-896,652,942.69\n-1,694,545,332.44\n-2,081,541,626.90\n-2,495,937,680.26\n-2,662,572,351.10 -2,881,231,066.44\n-2,968,624,968.16\n-3,039,020,578.83\n-3,212,151,922.95\n-3,698,960,271.11\n-4,110,955,220.50\n-4,073,115,059.54\nOther Items(Net)\n8,861,949.04\n14,428,570.19\n62,648,230.22\n89,106,052.63\n71,183,746.71\n43,541,395.78\n-13,728,304.53\n-44,526,215.42\n-90,829,827.08\n-125,791,521.97\n-321,990,757.97\n-201,224,306.03\n-282,017,617.58\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n4,171,147.57\n6,263,505.92\n16,935,852.85\n17,484,127.93\n36,472,518.68\n42,553,251.05\n34,447,573.30\n49,646,359.89\n71,193,685.08\n39,414,646.86\n74,344,379.84\n102,076,128.36\n118,796,647.06\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,043,818.23\n122,997,662.08\n204,036,133.91\n232,896,654.62\nBond Coins\n99,710.34\n99,710.39\n99,710.43\n99,710.48\n99,710.54\n99,710.59\n99,710.63\n99,711.37\n99,645.37\n99,645.38\n99,645.41\n99,645.43\n97,745.29\nBond Notes\n5,240,635.11\n6,014,484.37\n6,165,661.88\n6,165,333.25\n6,412,784.04\n6,554,970.13\n6,740,568.25\n7,012,718.25\n7,260,471.73\n7,472,198.27\n7,439,947.85\n7,927,761.49\n8,414,729.87\nLiabilities to ODCs\n22,544,906.25\n23,115,697.08\n22,954,924.72\n27,282,939.21\n29,009,249.32\n30,811,654.95\n80,258,156.68\n85,155,732.33\n91,500,545.27\n96,471,974.58\n115,458,068.82\n196,008,726.99\n224,384,179.46\n Local Currency Reserve Deposits\n21,544,621.25\n23,011,606.47\n22,855,505.72\n27,182,574.21\n28,909,888.55\n30,691,239.95\n36,208,286.92\n39,251,684.88\n45,031,513.47\n51,076,733.16\n56,112,655.93\n63,026,207.68\n72,736,726.53\n Foreign Currency Reserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n43,949,504.76\n45,803,682.45\n46,368,666.81\n45,294,876.43\n59,244,974.53\n132,882,154.31\n151,547,087.93\n Exess reserves \n1,000,284.99\n104,090.61\n99,419.00\n100,364.99\n99,360.78\n120,414.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,438.36\n100,364.99\n100,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2023\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n18 \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nNet Foreign Assets\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\nClaims on Non Residents\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\nOf Which: Foreign Currency\n76,544,189.30\n74,716,879.90\n142,118,888.84\n138,347,101.06\n159,024,593.55\n263,637,446.30\n292,402,245.17\n300,240,300.44\n286,365,213.60\n295,435,074.49\n381,966,212.75\n436,062,788.15\n425,326,479.00\nDeposits\n131,168,592.72\n149,819,045.33\n269,570,369.89\n305,551,872.73\n271,679,250.85\n340,293,581.80\n435,192,058.43\n412,875,019.01\n359,879,184.65\n359,872,194.36\n387,899,225.52\n540,045,460.79\n573,864,075.80\nOther\n490,766.14\n653,930.14\n1,173,939.93\n1,996,318.38\n2,226,702.64\n2,658,965.36\n2,925,585.55\n1,438,608.89\n1,440,334.07\n1,581,747.89\n1,836,119.68\n2,016,591.60\n2,290,917.65\nLess Liabilities to Non Residents\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\nOf Which: Deposits\n18,274,727.25\n20,748,904.55\n40,784,068.98\n50,378,763.77\n58,733,325.78\n65,301,846.77\n82,156,742.51\n90,971,607.55\n92,797,127.97\n89,384,232.63\n93,815,500.56\n109,244,589.40\n121,808,803.93\nLoans\n15,788,816.82\n17,842,223.01\n32,745,021.76\n32,900,853.99\n41,878,774.31\n54,894,403.81\n62,128,262.94\n63,112,600.68\n46,846,618.61\n88,430,639.51\n103,088,475.48\n116,529,821.16\n135,260,083.25\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n410,548,022.91\n479,033,352.08\n628,106,440.87\n753,463,074.66\n866,386,967.85\n1,113,922,948.02 1,325,580,796.37 1,313,691,175.57 1,547,753,523.21 1,849,663,031.57 2,086,330,268.75 2,151,497,989.83 2,436,728,709.28\nDomestic Claims\n366,618,461.95\n433,838,477.37\n572,701,615.54\n681,548,604.87\n790,856,307.03\n951,294,251.11 1,129,850,559.29 1,184,558,336.95 1,352,525,578.38 1,560,712,801.46 1,833,685,570.36 2,076,642,721.56\n2,344,581,681.58\nNet Claims on Central Government\n45,255,818.78\n56,325,515.21\n63,560,566.80\n76,724,974.28\n82,246,329.63\n92,408,121.59\n134,872,792.86\n145,200,532.03\n192,202,527.77\n281,091,634.22\n278,214,477.55\n321,905,640.90\n354,869,673.65\nClaims on Central Government\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\nSecurities\n50,566,914.20\n63,944,817.59\n70,936,834.65\n86,890,010.11\n91,509,184.64\n100,187,059.48\n143,464,932.04\n151,757,709.91\n198,814,372.89\n288,843,960.96\n319,807,352.36\n332,626,867.19\n360,626,182.29\nLoans\n19,404.68\n37,542.77\n41,284.36\n61,198.20\n100,650.73\n113,498.51\n115,109.46\n116,478.26\n119,529.09\n114,421.39\n228,450.57\n318,964.05\n432,216.64\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\nOf which: Deposits\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n321,362,643.17\n377,512,962.15\n509,141,048.74\n604,823,630.59\n708,609,977.40\n858,886,129.52\n994,977,766.44 1,039,357,804.92 1,160,323,050.62 1,279,621,167.24 1,555,471,092.81 1,754,737,080.66\n1,989,712,007.92\nOther Financial Corporations\n5,432,333.10\n6,195,645.25\n6,998,113.31\n7,792,720.84\n11,771,347.28\n14,375,915.86\n15,622,928.29\n140,570,187.59\n140,341,007.36\n154,024,862.75\n166,613,542.88\n179,628,996.31\n192,316,387.05\nState and Local Government\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\nPublic Non Financial Corporations\n6,240,938.55\n6,858,061.18\n16,348,796.81\n14,542,574.22\n22,910,548.08\n46,439,978.25\n41,532,709.91\n43,441,683.85\n43,239,544.41\n50,344,903.44\n67,887,630.46\n71,408,662.97\n73,414,378.27\nPrivate Sector\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77 1,074,968,787.92 1,320,718,679.85 1,503,501,979.13\n1,723,831,464.85\nClaims on the Central Bank\n145,073,995.32\n163,091,388.64\n239,321,897.04\n269,492,980.99\n318,260,082.09\n414,080,563.81\n503,930,421.77\n528,892,917.07\n579,137,110.76\n655,646,094.75\n706,967,379.44\n745,768,616.10\n819,662,608.72\nCurrency\n2,111,530.50\n2,624,856.44\n3,155,859.82\n2,801,158.38\n2,427,607.04\n2,640,635.61\n2,922,820.51\n3,022,600.98\n3,251,370.57\n3,361,701.51\n2,798,808.10\n1,880,068.97\n2,031,551.56\nReserves\n142,962,464.82\n160,466,532.20\n236,166,037.22\n266,691,822.61\n315,832,475.04\n411,439,928.20\n501,007,601.27\n525,870,316.09\n575,885,740.19\n652,284,393.24\n704,168,571.34\n743,888,547.13\n817,631,057.16\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n2,137,854.54\n2,173,014.02\n2,383,304.12\n2,898,518.67\n2,814,941.97\n3,230,742.76\n3,720,151.81\n28,072,180.28\n19,973,470.74\n10,597,782.72\n4,974,293.62\n8,092,936.71\n9,639,861.61\nOther Items(Net)\n99,006,579.83\n115,723,499.90\n181,533,767.59\n194,679,992.54\n239,914,479.29\n248,221,124.14\n304,480,032.88\n371,687,898.16\n363,935,695.20\n356,098,081.93\n449,348,387.42\n662,820,411.12\n717,875,719.41\nShares and Other Equity\n157,494,748.85\n160,620,677.78\n222,711,072.13\n330,886,860.40\n386,432,527.29\n466,561,590.88\n528,198,118.44\n553,329,619.60\n578,767,126.22\n713,741,352.34\n712,244,902.17\n868,652,750.33\n952,418,797.50\nLiabilities to other ressident sectors\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\nOther Items(Net)\n-59,298,803.48\n-45,383,950.36\n-41,499,080.56\n-136,552,079.25\n-147,857,140.93\n-218,895,693.28\n-224,305,264.21\n-182,404,183.97\n-215,171,046.59\n-358,395,749.66\n-263,572,048.85\n-208,941,320.50\n-238,257,706.49\nDeposits and Securities Included in Broad Money\n584,688,027.00\n665,632,079.89\n967,440,548.79\n1,116,078,749.06\n1,198,705,414.81\n1,600,316,690.89 1,911,815,680.07 1,874,160,895.68 2,055,794,508.96 2,328,737,176.16 2,661,127,850.66 2,903,848,419.81\n3,181,141,294.55\nDeposits Included in Broad Money\n580,177,132.24\n \n661,385,151.97\n \n961,275,205.35\n \n1,108,920,811.95\n \n1,190,567,540.78\n \n1,587,531,116.15 1,897,768,184.73 1,858,602,031.80 2,042,355,987.09 2,314,588,211.40 2,646,071,378.63 2,888,136,764.51\n3,165,058,675.05\nTransferable Deposits\n526,027,929.32\n \n608,741,115.91\n \n891,276,383.52\n \n1,028,029,948.34\n \n1,096,365,440.31\n \n1,453,358,587.07 1,740,700,191.97 1,692,150,785.93 1,853,157,849.44 2,081,176,430.96 2,371,032,667.32 2,594,362,513.35\n2,832,323,179.02\n of which FCAs\n275,160,384.59\n \n301,286,745.34\n \n558,605,268.37\n \n657,871,279.96\n \n688,801,163.42\n \n991,050,824.09 1,196,071,655.58 1,131,156,966.82 1,211,583,916.42 1,325,367,130.51 1,623,313,580.02 1,750,982,009.54\n1,865,387,117.78\nOther Deposits\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\nMoney Market Instruments\n4,510,894.76\n \n4,246,927.92\n \n6,165,343.44\n \n7,157,937.12\n \n8,137,874.02\n \n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\nSource:Reserve Bank of Zimbabwe,2023\n \n \n \n \n19 \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\nLocal \nGovernemt\nOther\n2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nSource:Reserve Bank of Zimbabwe,2023\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \n \n \n \n21 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n22 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nSource:Reserve Bank of Zimbabwe,2023\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n24 \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n25 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nSource:Reserve Bank of Zimbabwe,2023\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n26 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nSource:Reserve Bank of Zimbabwe,2023\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n27 \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nSource: Reserve Bank of Zimbabwe,2023\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n28 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\n2023\nJan\n100.00-240.00\n90.05\n116.03\nFeb\n65.00-230.00\n60.12\n80.88\nMar\n65.00-230.00\n74.35\n81.46\nSource:Reserve Bank of Zimbabwe, 2023\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n29 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\nDec\n40.00\n80.00-95.00\n2023\nJan\n40.00\n80.00-110.00\nFeb\n30.00\n50.00-110.00\nMar\n30.00\n50.00-110.00\n Source:Reserve Bank of Zimbabwe, 2023\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n30 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n25.66\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSep\n3.96\n4.87\n12.08\n1.02\n3.47\n2.16\n8.64\n4.45\n30.04\n2.62\n1.70\n5.15\n1.75\n3.47\nOct\n1.82\n2.58\n4.21\n2.06\n2.05\n2.09\n6.83\n4.45\n2.15\n3.29\n4.27\n3.24\n3.06\n3.15\nNov\n1.47\n1.98\n1.15\n1.73\n1.45\n1.95\n7.54\n2.94\n5.24\n6.76\n4.42\n2.62\n0.92\n1.80\nDec\n2.69\n2.82\n0.75\n2.33\n2.13\n3.04\n4.59\n2.47\n0.37\n1.85\n2.89\n2.36\n2.50\n2.42\n2023*\nJan\n0.42\n-0.56\n1.86\n0.34\n0.45\n0.67\n-1.80\n0.50\n0.17\n-0.38\n0.48\n1.01\n0.37\n0.73\nFeb\n-2.19\n-1.46\n-1.14\n-1.26\n-0.65\n-2.76\n-1.47\n-1.91\n0.22\n-2.95\n-5.08\n-1.63\n-1.58\n-1.61\nMar\n0.19\n-0.37\n0.04\n-0.71\n0.63\n0.15\n0.39\n-0.17\n0.64\n-0.01\n-0.66\n0.005\n0.29\n0.13\nSource:Zimstat, 2023\n*July 2020=100\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n31 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSep\n232.79\n232.09\n296.36\n212.89\n290.70\n289.18\n83.20\n158.77\n160.94\n261.32\n243.60\n237.59\n339.73\n280.40\nOct\n221.77\n224.88\n305.85\n201.70\n273.06\n263.38\n81.35\n156.66\n159.83\n243.66\n239.43\n230.17\n321.32\n268.79\nNov\n212.20\n219.12\n293.08\n195.20\n258.64\n250.91\n78.32\n155.88\n170.00\n230.89\n235.31\n222.02\n299.20\n254.96\nDec\n199.74\n210.82\n282.31\n188.01\n247.74\n238.60\n85.92\n152.06\n169.46\n217.25\n218.34\n212.68\n285.19\n243.76\n2023*\nJan\n54.50\n35.04\n114.69\n30.03\n53.43\n44.30\n43.93\n24.75\n62.86\n55.30\n48.80\n74.21\n153.31\n101.51\nFeb\n47.63\n28.63\n107.65\n26.14\n50.84\n38.22\n40.89\n21.20\n61.84\n48.31\n38.03\n68.11\n136.85\n92.34\nMar\n43.64\n25.26\n105.73\n23.73\n49.59\n30.14\n37.82\n19.95\n62.26\n46.46\n35.94\n65.13\n127.92\n87.60\nSource:Zimstat, 2023\n*July 2020=100\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n32 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n43.1704\n59.7789\n5.8411\n843.1180\n959.1314\nMar\n929.862\n44.6056\n61.0932\n5.9887\n868.0491\n986.5317\nSource: Reserve Bank of Zimbabwe, 2023\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n33 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n90,707,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n142626.73\n97,031,700\n3,381,456.06\nSource:Zimbabwe Stock Exchange, 2023\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n34 \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n2347582.7\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n2115839.9\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n3802044.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n35 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_March_2023_FINAL.pdf"}
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+{"doc_id": "5de10dc6cd03fb22c6a1b93261d30e14", "text": "i \n \n \n \n \n \n \n \nFEBRUARY 2017 \n \n \n1 \n \nTable of Contents \n \nSELECTED ECONOMIC INDICATORS ............................................................................................... 2 \n INTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................................ 3 \nMERCHANDISE TRADE DEVELOPMENTS ....................................................................................... 3 \nSTOCK MARKET DEVELOPMENTS ................................................................................................... 7 \nMONETARY DEVELOPMENTS ............................................................................................................ 6 \nINFLATION OUTTURN ........................................................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM ........................................................................................................ 9 \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n2017 \n \nJanuary \n2017 \n \nFebruary \nMonth-on- \nMonth \nChange \nMerchandise Exports (US$ millions) \n258.7 \n240.5 \n-7.0% \nMerchandise Imports (US$ millions) \n384.6 \n424.2 \n10.3% \nZ.S.E. Mining Index1 \n56.3 \n56.5 \n0.28 \nZ.S.E. Industrial Index1 \n140.2 \n135.3 \n-4.02 \nNational Payment System Transactions \n(US$ millions) \n6 211.6 \n6 429.5 \n3.5% \nMoney Supply (US$ millions)2 \n5 663.4 \n5 771.6 \n1.9% \n \nMoney Supply (M3) Annual Growth2 (%) \n19.8 \n21.5 \n \nYearly Inflation3 (%) \n-0.65 \n0.06 \n \nMonthly Inflation3 (%) \n0.23 \n0.61 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational \ncommodity \nprices \nof \ngold, \nplatinum, copper, nickel and crude oil registered \ngains in February 2017. This is a welcome \ndevelopment for mineral export dependent \ncountries, including Zimbabwe. \n \nPrecious Metals \nGold and platinum prices rose by 3.2% and \n3.5% in February 2017, to US$1,233.2/oz and \nUS$1,006.2/oz, \nrespectively. \nThe \nprice \nincreases were largely attributable to the \nweakening of the US dollar. \nFigure 1: Precious metals prices \nSource: Bloomberg, 2017 \n \nBase Metals \nPrices of base metals firmed during the month \nof February 2017, mainly driven by falling \ninventories and prospects of higher demand \nemanating from China. Furthermore, supply \nrisks from the world’s largest copper mine in \nChile, as well as nickel mines in Indonesia, \nsupported base metal prices during the month \nunder review. \nAs a result, monthly prices of copper and nickel \nsurged by 3.9% and 5.4% to close at \nUS$5,945.1/tonne \nand \nUS$10,517.8/tonne, \nrespectively. \nBrent Crude Oil \nDuring the month under review, crude oil prices \nincreased by 0.5%, to a monthly average of \nUS$55.9/barrel \nin \nFebruary \n2017 \nfrom \nUS$55.6/barrel recorded in the previous month. \nCrude oil prices firmed on the back of OPEC \nsupply curbs to reduce the global surplus. \n \nSource: Bloomberg, 2017\n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal \nmerchandise \ntrade \nstood \nat \nUS$664.7 million, representing a 2.0% increase \n600.0\n700.0\n800.0\n900.0\n1000.0\n1100.0\n1200.0\n1300.0\n1400.0\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nGold\nPlatinum\n 30\n 35\n 40\n 45\n 50\n 55\n 60\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nUS$\\Barrel\nFigure 2: Brent crude oil prices \n \n \n \n4 \n \nfrom the US$643.3 million recorded in the \nprevious month. \n \nMerchandise export developments \nMerchandise \nexports \namounted \nto \nUS$240.5 million in February 2017, registering \na 7.0% decline from the US$258.7 million \nrealized in January 2017. The slowdown in \nmerchandise exports reflected the seasonality of \ntobacco, which is the country’s anchor export \ncommodity. \nFigure 4: Merchandise Exports (US$m) \nSource: Zimstat, 2017 \nIn terms of exports by commodity, flue-cured \ntobacco, gold, nickel and ferrochrome were the \ncountry’s major export earners, accounting for \nabout 89.73% of the total export revenues, \nduring the month under review. \n \n \n \n \nTable 1: Exports Classified by HS Code: \nProduct \nJanuary \n2017 (US$m) \nFebruary \n2017 (US$m) \nFebruary \n2017 Share \nof Total \n Flue-cured \n99.7 \n74.2 \n30.85 \n Gold \n56.7 \n57.0 \n23.70 \n Nickel ores & \nconcentrates \n29.3 \n27.0 \n11.23 \n Ferro-chrome \n26.1 \n27.6 \n11.48 \n Chromium \nores & \n8.6 \n6.2 \n2.58 \nUnwrought & \nplatinum \n7.5 \n4.1 \n1.70 \n Cane sugar \n3.9 \n4.9 \n2.04 \n Industrial \ndiamonds \n2.0 \n12.4 \n5.16 \n Other \n24.7 \n23.8 \n9.90 \n Total \n258.6 \n240.5 \n100.0 \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \n \nMajor Merchandise Export Destinations \nThe country’s major merchandise export \ndestinations were South Africa, Mozambique, \nthe United Arab Emirates, Kenya and Zambia, \nduring the month under review. \nMerchandise exports to South Africa were \n77.1% of the country’s total merchandise \nexports; followed by Mozambique, 8.8%; \nUnited Arabs Emirates; 8.7% and Zambia, \n2.1%. \n230\n235\n240\n245\n250\n255\n260\nJan-17\nFeb-17\n \n \n \n5 \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \nMerchandise Import Developments \nThe country’s monthly merchandise imports \nstood at US$424.2 million in February 2017, \n10.3% higher compared to the previous month. \nThe increase in imports during the month under \nreview was mainly driven by increases in fuel \nimports (diesel and petrol). Electricity and food \nimports, however, recorded declines during the \nmonth of February 2017. \nMajor Import Sources \nThe country’s imports were mainly sourced \nfrom South Africa, 40.4%; Singapore, 26.5%; \nChina, 7.6%; Zambia, 2.4% and Mozambique, \n2.3%, during the month under analysis. \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \nMerchandise Trade Balance \nThe country’s external position worsened from \na deficit of US$126.0 million in January 2017 to \nUS$183.7 million in February 2017, on the back \nof a rebound in imports. Exports were also lower \nin February 2017, compared to the previous \nmonth. \n \nFigure 7: Merchandise Trade Balance \n(US$m) \n \n \nSource: Zimstat, 2017 & RBZ Computations, 2017 \nSouth \nAfrica \n77.1%\nMozambique \n8.8%\nUnited \nArab \nEmirates \n8.7%\nZambia\n2.1%\nKenya\n2.0%\nBotswana \n0.5%\nNamibia\n0.3%\nArgentina\n0.1%\nMalawi\n0.1%\nSwaziland\n0.1%\nOther \n0.2%Figure 5:Major Merchandise Export \nFigure 5:Major Merchandise Export Destinations\nDestinations\nSouth Africa\nSingapore\nChina\nZambia\nMozambique\nIndia\nUnited Kingdom\nItaly\nJapan\nUnited Arab Emirates\n0%\n10%\n20%\n30%\n40%\nFigure 6: Major Mechandise Import \nsources (% Share)\n-400.0\n-300.0\n-200.0\n-100.0\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nExports\nImports\nTrade balance\n \n \n \n6 \n \nMONETARY DEVELOPMENTS \n \nMoney supply1 registered an annual growth of \n21.56% in February 2017 to $5 771.6 million, \nfrom $4 748.0 million in February 2016. The \ngrowth, was an increase of 1.8 percentage points \nfrom the annual growth of 19.80% recorded in \nJanuary 2017. On a month-on-month basis, \nbroad money increased by 1.91% from $5 663.4 \nmillion in January 2017. \nThe annual growth in money supply during the \nmonth under review, reflected increases in \ntransferable2 deposits, 28.97%; and negotiable \ncertificates of deposits (NCDs)3, 17.86%. Time \ndeposits4, however, declined by 0.02%. \n \n1 Broad money redefined using IMF’s Monetary and \nFinancial Statistics Manual of 2000. Major changes \ninclude the exclusion of Government deposits held by \nbanks from broad money. \n2 Transferable deposits made up of demand and savings \ndeposits. \nSource: Reserve Bank of Zimbabwe, 2017 \n \nDuring February 2017, transferable or transitory \ndeposits accounted for 70.1% of money supply; \ntime deposits, 26.9%; currency in circulation, \n2.0%; and negotiable certificates of deposits, \n1%. The dominance of transitory deposits, \ncoupled with limited access to external \nfinancing, continued to inhibit the lending \ncapacity of banks. \n \n3 NCDs are also referred to as securities included in \nbroad money. \n4All classes of time deposits, short and long term are \nclassified as time deposits, which are also termed other \ndeposits. \n0\n5\n10\n15\n20\n25\n 0.5\n 1.5\n 2.5\n 3.5\n 4.5\n 5.5\n 6.5\n%\nUS$ BILLIONS\nFigure 10: Money Supply\nFigure 10: Money Supply\nM3\nM3 Annual Growth rate\n \n \n \n7 \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \n \nDomestic credit grew by 17.61%, on an annual \nbasis, from US$6 599.7 million in February \n2016 to US$7 761.8 million in February 2017. \nOn a month-on-month basis, domestic credit \nincreased by 1.55%, from US$7 643.3 million \nrecorded in January 2017. \n \nCredit to the private sector5, the dominant \ncomponent of domestic credit, recorded an \nannual decline of 4.36%, from US$3 524.6 \nmillion in February 2016 to US$3 370.9 million. \nThe decline was partly driven by cautionary \nlending by banks, during the period under \nanalysis. On a month- on- month basis, credit to \nthe private sector recorded a marginal decline of \n0.44%, from US$3 385.8 million in January \n2017. \n \n5 Credit to the private sector now excludes claims on \nother financial corporations, as well as claims on state \nand local government (local authorities) \nSTOCK MARKET DEVELOPMENTS \nDuring the month of February 2017, bearish \ninvestor sentiments persisted on the Zimbabwe \nStock Exchange (ZSE). Consequently, the \nmainstream index declined by 4.02% to close at \n135.31 points. The mining index, however, \nincreased by 0.28% to 56.47 points in the \nsame month. \n \n \nThe volume of trades, increased by 169.89%, \nfrom 31 616 982 shares in January 2017 to \n85 314 995 shares in February 2017. Over the \nsame period, the value of shares traded also \nincreased by 34.94% to US$11.54 million. \n \nTransferable \ndeposits\n70.11%\nTime Deposits\n26.90%\nNCDs\n1.03%\nCurrency outside Depository \nCorporations\n1.96%Figure 11: Composition of Money \nFigure 11: Composition of Money Supply February 2017\nSupply February 2017\n0\n20\n40\n60\n80\n100\n120\n140\n160\n28-Feb-16\n28-Mar-16\n28-Apr-16\n28-May-16\n28-Jun-16\n28-Jul-16\n28-Aug-16\n28-Sep-16\n28-Oct-16\n28-Nov-16\n28-Dec-16\n28-Jan-17\n28-Feb-17\nFigure 8: \nFigure 8: ZSE Indices\nIndustrial\nMining\nSource: Zimbabwe Stock Exchange, 2017 \n \n \n \n8 \n \n \nSource: Zimbabwe Stock Exchange, 2017 \nDuring the month under review, the ZSE market \ncapitalisation declined by 3.42% to US$3.77 \nbillion. This was, in large part, on account of \ndecline in the industrial index. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation at 0.06% in February \n2017, was in positive territory for the first time \nsince October 2014. The inflation rate for \nFebruary 2017 gained by 0.71 percentage points \non the January 2017 rate of -0.65%, driven by \nincreases in both food and non-food inflation. \n \n \n \nSource: ZIMSTAT, 2017 \nAnnual food inflation surged from -0.30% in \nJanuary 2017 to 1.28% in February 2017. The \nincrease in food inflation was largely on account \nof price increases in the bread and cereals sub-\ncategory. Other sub-categories that contributed \nto the positive food inflation rate in February \n2017 included fish and sea food; oils and fats \nand vegetables sub-categories, among others. \nThe increases were, however, partially offset by \ndeclines in fruits, and milk, cheese, and eggs. \nYear-on-year non-food inflation increased by \n0.31 percentage points to -0.50%, during the \nperiod under analysis. The increase was largely \non account of education inflation. Other sub-\ncategories \nthat \nrecorded \nincreases \nwere \nrecreation and culture, and restaurants and \nhotels. \n \nMonthly Inflation \n \n \nThe month-on-month inflation rate increased \nfrom 0.23% in January 2017, to 0.6% in \nFebruary 2017. The increase was driven by both \nfood and non-food inflation. \n0.00\n5.00\n10.00\n15.00\n20.00\n25.00\n30.00\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n300.00\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 9: ZSE: Monthly Volumes \nFigure 9: ZSE: Monthly Volumes and Values Traded\nand Values Traded\nVolume\nTurnover\n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 12: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \n \n9 \n \n \nSource: ZIMSTAT, 2017 \nMonthly food inflation rose by 0.8% in January \n2017 to 1.6% in February 2017, on account of \nincreases in all sub-categories, except oils and \nfats and confectionaries. \nMonthly non-food inflation increased from \n-0.03% in January 2017 to 0.17% in February \n2017. This was due to increases in furniture and \nmaintenance and transport. Partially offsetting \nthe increases were declines in recreation and \nculture, and restaurants and hotels. \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nnational payments system increased by 3.5% to \nUS$6 429.5 million in February 2017, from \nUS$6 211.6 in January 2017. Transaction \nvolumes processed through the NPS, however, \ndeclined by 11%, from 43 905 251 in the \nprevious month to 39 227 571, during the month \nunder analysis. \n \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system increased by 4.8% in February \n2017 \nto \nUS$4 \n247.91 \nmillion, \nfrom \nUS$4 052.79 million recorded in January 2017. \nTotal RTGS volumes, however, registered a \ndecrease of 7% to 326 329 during the same \nperiod. \n \nSource: Reserve Bank of Zimbabwe, 2017 \n \n \n \nCash transactions \nCash transactions stood at US$360.42 million in \nFebruary 2017, a 12.3% increase from the \nUS$321.02 million recorded in January 2017. \n \n \n \n \n \n \n-1.0\n-0.8\n-0.6\n-0.4\n-0.2\n0.0\n0.2Figure 13: M\nFigure 13: M-\n-O\nO-\n-M Inflation\nM Inflation\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n -\n 50\n 100\n 150\n 200\n 250\n 300\n 350\n 400\n 450\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 14: \nFigure 14: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n \n10 \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions closed the month of February 2017 \nlower at US$796.4 million, compared to \nUS$814.5 million registered in January 2017. \n \nCard Based Transactions \n \nCard based transactions also declined to \nUS$385.7 million in February 2017, from \nUS$439.1 million in January 2017. \n \nCheque Transactions \nThe value of cheque transactions was 6.2% \nlower at US$7.02 million in the month under \nreview, from US$7.48 million in January 2017. \n \nRESERVE BANK OF ZIMBABWE \nMAY 2017\n \n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n \n 1. Depository Corporations Survey \n \n \n \n13 \n \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n \nOther Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n22 \nSectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n21 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n22 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n23 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n24 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n25 \n 11. Exchange Rates \n \n \n \n \n \n \n \n26 \n \n \n \n \n12 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 27 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 28 \n \n13.2 Volumes of Transactions \n \n \n \n \n 29 \n \n 14. Merchandise Trade Statistics \n \n \n \n \n \n 30 \n \n \n \n \n \n \n \n \n \n 13 \n \n \nFeb-16\nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nNet Foreign Assets\n-620,871.50\n-565,520.55\n-502,899.96\n-393,113.03\n-371,494.66\n-365,714.85\n-564,842.79\n-636,688.80\n-555,620.67\n-584,011.92\n-574,374.12\nCentral Bank(net)\n-567,955.70\n-578,047.53\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\nForeign Assets\n392,622.61\n338,958.10\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\nForeign Liabilities\n-960,578.31\n-917,005.63\n-866,836.39\n-763,778.28\n-745,346.70\n-727,695.66\n-962,838.52\n-956,172.09\n-984,549.60\n-1,032,426.19\n-1,034,365.82\nOther Depository Corporations(net)\n-52,915.80\n12,526.97\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\nForeign Assets\n288,402.18\n352,856.02\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\nForeign Liabilities\n-341,317.98\n-340,329.05\n-307,876.96\n-296,852.16\n-290,839.97\n-277,006.36\n-297,185.96\n-289,804.69\n-279,735.63\n-271,732.80\n-276,337.02\nNet Domestic Assets (NDA)\n5,368,900.71\n5,465,303.32\n5,617,915.82\n5,457,438.42\n5,552,228.17\n5,642,801.47\n5,877,742.21\n6,056,699.56\n6,193,901.69\n6,247,448.43\n6,346,016.00\nDomestic Claims\n6,599,655.83\n6,740,480.37\n6,989,689.04\n6,895,453.88\n6,978,485.30\n7,059,099.99\n7,180,307.48\n7,554,069.08\n7,669,496.22\n7,643,349.84\n7,761,845.88\nClaims on Central Government(net)\n2,774,826.89\n2,877,471.73\n3,192,583.42\n3,134,575.48\n3,227,067.12\n3,299,875.31\n3,381,436.05\n3,679,166.52\n3,747,719.59\n3,862,196.57\n4,003,963.78\nClaims on Central Government\n2,886,441.11\n2,986,445.17\n3,305,953.61\n3,267,213.20\n3,373,077.05\n3,445,300.69\n3,516,314.57\n3,824,753.66\n3,908,493.46\n3,940,983.14\n4,084,363.34\nCentral Bank\n1,632,513.24\n1,738,859.81\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\n2,355,433.48\nODCs\n1,253,927.87\n1,247,585.36\n1,440,948.54\n1,476,643.99\n1,443,114.93\n1,490,684.38\n1,546,271.82\n1,518,299.12\n1,571,032.92\n1,670,420.50\n1,728,929.86\nLess Liabilities to Central Government\n-111,614.22\n-108,973.44\n-113,370.19\n-132,637.72\n-146,009.93\n-145,425.39\n-134,878.53\n-145,587.14\n-160,773.86\n-78,786.57\n-80,399.57\nClaims on Other Sectors\n3,824,828.94\n3,863,008.64\n3,797,105.62\n3,760,878.40\n3,751,418.18\n3,759,224.68\n3,798,871.43\n3,874,902.55\n3,921,776.63\n3,781,153.27\n3,757,882.10\nOther Financial Corporations\n118,447.05\n118,711.31\n122,525.52\n134,294.30\n130,939.44\n132,282.45\n124,852.98\n128,782.67\n119,157.29\n117,123.94\n79,035.53\nState and Local Government\n45,013.90\n42,766.93\n40,448.43\n48,803.79\n47,676.40\n43,554.41\n41,728.47\n37,784.82\n34,237.41\n35,909.11\n35,006.53\nPublic Non Financial Corporations\n136,718.63\n196,741.14\n222,439.82\n257,749.06\n257,736.50\n234,348.95\n248,965.26\n244,277.53\n240,007.21\n242,356.99\n272,898.12\nPrivate Sector\n3,524,649.36\n3,504,789.27\n3,411,691.85\n3,320,031.24\n3,315,065.84\n3,349,038.87\n3,383,324.72\n3,464,057.53\n3,528,374.72\n3,385,763.22\n3,370,941.92\nCentral Bank\n39,497.39\n24,802.03\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n30,379.07\n13,888.69\nODCs\n3,485,151.97\n3,479,987.23\n3,387,174.20\n3,290,807.69\n3,289,193.98\n3,320,678.35\n3,354,828.25\n3,435,867.03\n3,497,106.53\n3,355,384.15\n3,357,053.23\nOther Items(Net)\n1,230,755.13\n1,275,177.04\n1,371,773.23\n1,438,015.46\n1,426,257.14\n1,416,298.52\n1,302,565.27\n1,497,369.51\n1,475,594.53\n1,395,901.41\n1,415,829.87\nShares and Other Equity\n755,276.72\n745,817.59\n808,263.47\n832,720.12\n846,025.31\n887,795.24\n915,505.55\n935,291.08\n1,470,571.26\n1,471,378.30\n1,481,807.04\nLiabilities to Other Financial Corporations\n39,712.26\n40,593.10\n50,664.77\n49,419.92\n44,517.02\n39,463.26\n31,567.03\n32,045.66\n52,038.47\n44,373.98\n46,621.66\nRestricted Deposits\n138,312.36\n151,399.31\n151,173.32\n149,999.92\n149,845.80\n153,471.12\n166,495.73\n180,899.67\n60,499.79\n66,478.53\n66,737.97\nOther Items(net)\n297,453.79\n337,367.05\n361,671.67\n405,875.51\n385,869.01\n335,568.90\n188,996.96\n349,133.11\n-107,514.99\n-186,329.41\n-179,336.79\nBroad Money-M3\n4,748,029.21\n4,899,782.77\n5,115,015.85\n5,064,325.38\n5,180,733.50\n5,277,086.62\n5,312,899.41\n5,420,010.76\n5,638,281.02\n5,663,436.51\n5,771,641.88\nSecurities Other than Shares Included in Broad Mo\n50,340.06\n55,583.77\n80,952.14\n71,791.03\n80,840.29\n74,118.29\n73,356.67\n43,862.17\n62,894.35\n50,562.02\n59,329.24\nBroad Money-M2\n4,697,689.14\n4,844,199.00\n5,034,063.72\n4,992,534.36\n5,099,893.22\n5,202,968.33\n5,239,542.75\n5,376,148.60\n5,575,386.66\n5,612,874.49\n5,712,312.64\nOther Deposits\n1,552,889.34\n1,592,367.82\n1,569,208.72\n1,517,709.33\n1,553,347.70\n1,534,910.45\n1,508,943.19\n1,467,582.00\n1,471,657.19\n1,544,945.66\n1,552,644.56\nNarrow Money-M1\n3,144,799.80\n3,251,831.18\n3,464,854.99\n3,474,825.02\n3,546,545.52\n3,668,057.88\n3,730,599.56\n3,908,566.59\n4,103,729.48\n4,067,928.83\n4,159,668.08\nTransferable Deposits\n3,137,342.53\n3,244,219.06\n3,456,750.65\n3,466,614.21\n3,537,772.31\n3,658,634.63\n3,720,917.62\n3,889,717.47\n4,033,558.66\n3,985,443.09\n4,046,287.46\nCurrency Outside Depository Corporations\n7,457.27\n7,612.11\n8,104.35\n8,210.82\n8,773.21\n9,423.25\n9,681.93\n18,849.12\n70,170.81\n82,485.74\n113,380.62\nSource: Reserve Bank of Zimbawe\nNote:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n14 \n \n \n \n \n \n \nFeb-16\nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16 \nJan-17\nFeb-17\nY\nO\nNet Foreign Assets\n-567,955.70\n-578,047.53\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\nClaims on Non Residents\n392,622.61\n338,958.10\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\nOfficial Reserves Assets\n296,171.93\n239,511.43\n293,946.47\n285,543.05\n255,805.98\n244,677.43\n316,461.39\n266,511.75\n309,331.78\n350,427.48\n346,696.05\nOther Foreign Assets\n96,450.69\n99,446.67\n99,447.43\n98,256.06\n99,131.61\n99,163.49\n100,534.95\n98,355.02\n101,495.99\n98,784.27\n98,869.01\nLess Liabilities to Non Residents\n960,578.31\n917,005.63\n866,836.39\n763,778.28\n745,346.70\n727,695.66\n962,838.52\n956,172.09\n984,549.60\n1,032,426.19\n1,034,365.82\nShort Term Liabilities\n546,352.47\n502,331.05\n450,321.22\n349,757.38\n351,510.63\n331,152.07\n482,116.69\n481,842.04\n515,365.90\n558,302.10\n560,678.78\nOther Foreign Liabilities\n414,225.84\n414,674.58\n416,515.17\n414,020.90\n393,836.06\n396,543.59\n480,721.84\n474,330.06\n469,183.69\n474,124.08\n473,687.04\nNet Domestic Assets (NDA)\n1,292,163.17\n1,373,237.64\n1,483,098.69\n1,431,538.49\n1,528,966.57\n1,582,075.13\n1,651,349.30\n1,910,944.27\n2,046,457.01\n2,082,987.44\n2,193,388.18\nDomestic Claims\n1,663,508.92\n1,772,064.33\n1,937,013.69\n1,909,144.81\n2,028,462.52\n2,036,657.48\n2,070,285.42\n2,396,766.46\n2,420,011.99\n2,449,800.81\n2,551,097.25\nNet Claims on Central Government\n1,541,291.07\n1,646,828.49\n1,777,241.09\n1,708,832.27\n1,830,889.20\n1,852,931.02\n1,878,215.64\n2,207,020.45\n2,218,852.08\n2,244,839.79\n2,330,293.56\nClaims on Central Government\n1,632,513.24\n1,738,859.81\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\n2,355,433.48\nOf which: Securities Other than Shares\n253,708.51\n289,991.30\n283,077.80\n279,010.40\n283,933.50\n260,822.30\n259,945.20\n250,270.16\n566,328.08\n577,431.69\n562,535.65\nLess Liabilities to Central Government\n91,222.17\n92,031.32\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\nOf which: Deposits\n91,222.17\n92,031.32\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\nClaims on Other Sectors\n122,217.86\n125,235.84\n159,772.59\n200,312.54\n197,573.32\n183,726.46\n192,069.78\n189,746.01\n201,159.91\n204,961.02\n220,803.69\nOther Financial Corporations\n12,278.71\n12,706.89\n11,717.92\n14,072.39\n14,485.45\n14,842.27\n18,107.69\n18,890.01\n16,515.86\n16,900.44\n18,434.72\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n70,441.76\n87,726.92\n123,537.02\n157,016.59\n157,216.02\n140,523.67\n145,465.62\n142,665.50\n153,375.86\n157,681.51\n188,480.28\nPrivate Sector\n39,497.39\n24,802.03\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n30,379.07\n13,888.69\nClaims on Other Depository Corporations\n270,047.83\n259,206.18\n223,418.95\n224,948.10\n203,523.49\n199,637.85\n145,431.17\n164,922.74\n140,331.70\n112,720.51\n115,953.17\nOther Liabilities to ODCs\n260,915.19\n263,048.23\n273,601.27\n276,345.66\n277,697.37\n277,611.11\n278,881.87\n280,278.62\n268,568.70\n269,925.53\n255,446.41\nOther Items(Net)\n380,478.39\n394,984.64\n403,732.68\n426,208.76\n425,322.07\n376,609.09\n285,485.42\n370,466.32\n245,317.99\n209,608.36\n218,215.84\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n724,207.474\n795,190.112\n1,009,656.202\n1,051,559.320\n1,138,557.468\n1,198,220.393\n1,105,507.110\n1,319,638.956\n1,472,735.173\n1,499,773.004\n1,604,587.411\nBond Notes and Coins in Circulation\n8,895.597\n9,138.275\n9,719.251\n9,831.185\n10,353.400\n11,050.358\n11,102.753\n23,414.148\n86,733.884\n102,691.796\n132,681.828\nLiabilities to ODCs\n713,682.298\n784,713.349\n996,320.429\n1,032,687.846\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\n1,467,941.594\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n713,682.298\n784,713.349\n996,320.429\n1,032,687.846\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\n1,467,941.594\nPrivate Deposits\n1,629.579\n1,338.488\n3,616.522\n9,040.289\n4,279.622\n4,091.489\n717.178\n3,570.712\n990.069\n1,579.135\n3,963.989\nSource: Reserve Bank of Zimbawe\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n15 \n \n \n \nFeb-16\nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nNet Foreign Assets\n-52,915.80\n12,526.97\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\nClaims on Non Residents\n288,402.18\n352,856.02\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\nOf Which: Foreign Currency\n160,351.42\n178,995.76\n124,614.66\n111,032.19\n148,463.11\n96,321.10\n88,598.31\n76,252.73\n107,687.14\n110,979.79\n96,836.03\nDeposits\n127,840.17\n173,601.40\n153,552.10\n172,433.28\n161,037.37\n198,569.69\n189,337.46\n167,926.29\n189,886.91\n159,688.03\n193,663.57\nOther\n210.59\n258.86\n252.73\n252.83\n253.93\n255.46\n249.59\n242.19\n262.74\n267.49\n264.07\nLess Liabilities to Non Residents\n341,317.98\n340,329.05\n307,876.96\n296,852.16\n290,839.97\n277,006.36\n297,185.96\n289,804.69\n279,735.63\n271,732.80\n276,337.02\nOf Which: Deposits\n147,453.51\n150,887.08\n152,069.73\n150,944.72\n146,501.12\n142,949.55\n146,422.62\n136,426.63\n142,073.73\n137,945.79\n135,779.65\nLoans\n193,864.47\n189,441.97\n155,807.23\n145,907.44\n144,338.85\n134,056.82\n150,763.34\n153,378.06\n137,661.90\n133,787.01\n140,557.37\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n4,791,858.16\n \n4,878,305.20\n \n5,132,752.46\n \n5,060,208.14\n \n5,148,766.23\n \n5,245,432.00\n \n5,321,500.90\n \n5,442,974.41\n \n5,549,018.98\n \n5,580,169.12\n \n5,639,870.63\n \nDomestic Claims\n4,936,146.91\n \n4,968,416.04\n \n5,052,675.36\n \n4,986,309.07\n \n4,950,022.79\n \n5,022,442.51\n \n5,110,022.06\n \n5,157,302.61\n \n5,249,484.24\n \n5,193,549.03\n \n5,210,748.62\n \nNet Claims on Central Government\n1,233,535.82\n \n1,230,643.24\n \n1,415,342.33\n \n1,425,743.21\n \n1,396,177.93\n \n1,446,944.29\n \n1,503,220.41\n \n1,472,146.07\n \n1,528,867.51\n \n1,617,356.78\n \n1,673,670.22\n \nClaims on Central Government\n1,253,927.8725\n \n1,247,585.3619\n \n1,440,948.5355\n \n1,476,643.9874\n \n1,443,114.9290\n \n1,490,684.3763\n \n1,546,271.8214\n \n1,518,299.1187\n \n1,571,032.9250\n \n1,670,420.5050\n \n1,728,929.8577\n \nSecurities\n1,228,947.3345\n \n1,225,003.3297\n \n1,412,869.1273\n \n1,450,083.5207\n \n1,420,220.1988\n \n1,463,404.5297\n \n1,517,535.6764\n \n1,500,671.4257\n \n1,553,239.1020\n \n1,654,534.6290\n \n1,713,961.3077\n \nLoans\n24,980.5379\n \n22,582.0322\n \n28,079.4082\n \n26,560.4666\n \n22,894.7303\n \n27,279.8466\n \n28,736.1450\n \n17,627.6930\n \n17,793.8230\n \n15,885.8760\n \n14,968.5500\n \nOther \n(0.00)\n \n-\n \n-\n \n-\n \n-\n \n(0.00)\n \n-\n \n(0.00)\n \n0.00\n \n(0.00)\n \n0.00\n \nLess Liabilities to Central Government\n(20,392.0485)\n \n(16,942.1215)\n \n(25,606.2057)\n \n(50,900.7775)\n \n(46,937.0009)\n \n(43,740.0913)\n \n(43,051.4118)\n \n(46,153.0502)\n \n(42,165.4109)\n \n(53,063.7244)\n \n-55259.64163\nClaims on Other Sectors\n3,702,611.09\n \n3,737,772.80\n \n3,637,333.03\n \n3,560,565.86\n \n3,553,844.86\n \n3,575,498.22\n \n3,606,801.65\n \n3,685,156.54\n \n3,720,616.72\n \n3,576,192.25\n \n3,537,078.41\n \nOther Financial Corporations\n106,168.34\n \n106,004.42\n \n110,807.60\n \n120,221.91\n \n116,453.99\n \n117,440.18\n \n106,745.29\n \n109,892.67\n \n102,641.44\n \n100,223.50\n \n60,600.81\n \nState and Local Government\n45,013.90\n \n42,766.93\n \n40,448.43\n \n48,803.79\n \n47,676.40\n \n43,554.41\n \n41,728.47\n \n37,784.82\n \n34,237.41\n \n35,909.11\n \n35,006.53\n \nPublic Non Financial Corporations\n66,276.87\n \n109,014.22\n \n98,902.80\n \n100,732.47\n \n100,520.49\n \n93,825.28\n \n103,499.64\n \n101,612.03\n \n86,631.35\n \n84,675.48\n \n84,417.84\n \nPrivate Sector\n3,485,151.97\n \n3,479,987.23\n \n3,387,174.20\n \n3,290,807.69\n \n3,289,193.98\n \n3,320,678.35\n \n3,354,828.25\n \n3,435,867.03\n \n3,497,106.53\n \n3,355,384.1548\n \n3,357,053.2344\n \nClaims on the Central Bank\n764,905.319\n \n810,741.643\n \n1,017,467.818\n \n1,055,340.530\n \n1,178,684.455\n \n1,209,909.110\n \n1,156,606.119\n \n1,323,120.314\n \n1,435,556.219\n \n1,475,197.651\n \n1,507,778.322\n \nBond Notes and Coins\n1,438.325\n \n1,526.163\n \n1,614.904\n \n1,620.368\n \n1,580.191\n \n1,627.106\n \n1,420.818\n \n4,565.027\n \n16,563.071\n \n20,206.055\n \n19,301.209\n \nReserves\n763,466.993\n \n809,215.480\n \n1,015,852.915\n \n1,053,720.162\n \n1,177,104.264\n \n1,208,282.003\n \n1,155,185.301\n \n1,318,555.287\n \n1,418,993.147\n \n1,454,991.597\n \n1,488,477.113\n \nLiabilities to the Central Bank\n0\n1.832\n0.691\n2.585\n0.242\n0.723\n0.106\n0.219\n1750.127\n0.244\n1.8\nOther Items(Net)\n909,194.07\n \n900,850.66\n \n937,390.03\n \n981,438.87\n \n979,940.77\n \n986,918.90\n \n945,127.17\n \n1,037,448.30\n \n1,134,271.35\n \n1,088,577.32\n \n1,078,654.52\n \nShares and Other Equity\n1,114,980.01\n \n1,103,911.46\n \n1,160,998.70\n \n1,174,877.57\n \n1,188,635.39\n \n1,194,352.25\n \n1,211,644.10\n \n1,228,902.77\n \n1,271,826.05\n \n1,272,987.21\n \n1,279,285.69\n \nLiabilities to other financial corporations\n36,444.23\n \n37,325.07\n \n47,396.74\n \n46,151.88\n \n41,248.99\n \n36,195.23\n \n28,299.00\n \n28,777.63\n \n48,770.44\n \n41,105.95\n \n43,353.63\n \nOther Items(Net)\n(242,230.16)\n \n(240,385.87)\n \n(271,005.41)\n \n(239,590.58)\n \n(249,943.61)\n \n(243,628.59)\n \n(294,815.93)\n \n(220,232.10)\n \n(186,325.14)\n \n(225,515.85)\n \n(243,984.80)\n \nDeposits and Securities Included in Broad Money\n4,738,942.36\n \n4,890,832.17\n \n5,103,294.98\n \n5,047,074.28\n \n5,167,680.67\n \n5,263,571.88\n \n5,302,500.30\n \n5,397,590.93\n \n5,567,120.14\n \n5,579,371.63\n \n5,654,297.27\n \nDeposits Included in Broad Money\n4,688,602.29\n \n4,835,248.40\n \n5,022,342.85\n \n4,975,283.25\n \n5,086,840.39\n \n5,189,453.59\n \n5,229,143.63\n \n5,353,728.76\n \n5,504,225.78\n \n5,528,809.61\n \n5,594,968.03\n \nTransferable Deposits\n3,135,712.95\n \n3,242,880.58\n \n3,453,134.13\n \n3,457,573.92\n \n3,533,492.69\n \n3,654,543.14\n \n3,720,200.45\n \n3,886,146.76\n \n4,032,568.59\n \n3,983,863.96\n \n4,042,323.47\n \nOther Deposits\n1,552,889.34\n \n1,592,367.82\n \n1,569,208.72\n \n1,517,709.33\n \n1,553,347.70\n \n1,534,910.45\n \n1,508,943.19\n \n1,467,582.00\n \n1,471,657.19\n \n1,544,945.66\n \n1,552,644.56\n \nMoney Market Instruments\n50,340.06\n \n55,583.77\n \n80,952.14\n \n71,791.03\n \n80,840.29\n \n74,118.29\n \n73,356.67\n \n43,862.17\n \n62,894.35\n \n50,562.02\n \n59,329.24\n \nSource: Reserve Bank of Zimbawe\nTABLE 3: OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n16 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nLocal \nPublic \nOther \nOther cliams\nContigent \nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\n Institutional Units3\nAssets\nAssets\n2016\nJan\n1.22\n \n193.28\n734.58\n294.53\n116.1\n25.0\n1,147.0\n28.8\n5.2\n19.1\n28.5\n15.6\n63.6\n3,547.4\n110.2\n582.8\n412.8\n545.1\n7,870.8\nFeb\n1.44\n \n160.35\n763.47\n287.06\n102.8\n25.0\n1,228.9\n29.2\n5.2\n19.0\n25.0\n15.8\n61.1\n3,472.0\n100.5\n477.1\n427.3\n547.6\n7,748.9\nMar\n1.53\n \n179.00\n809.22\n286.42\n148.6\n25.0\n1,225.0\n28.5\n5.1\n16.4\n22.6\n14.2\n103.9\n3,510.6\n59.3\n471.0\n428.0\n552.9\n7,887.2\nApr\n1.55\n \n146.02\n818.74\n323.00\n111.8\n25.0\n1,322.7\n27.6\n5.1\n15.8\n25.1\n15.0\n102.4\n3,453.7\n66.7\n413.7\n445.5\n552.2\n7,871.5\nMay\n1.53\n \n100.12\n973.06\n281.55\n91.0\n25.0\n1,354.1\n26.8\n5.0\n16.6\n12.3\n14.7\n101.1\n3,433.4\n61.0\n397.0\n440.2\n564.1\n7,898.5\nJun\n1.61\n \n124.61\n1,015.85\n287.98\n128.5\n25.0\n1,412.9\n25.9\n0.0\n16.4\n28.1\n14.6\n98.9\n3,414.9\n66.9\n407.7\n431.5\n578.8\n8,080.1\nJul\n1.62\n \n111.03\n1,053.72\n242.57\n147.4\n25.0\n1,450.1\n33.4\n0.0\n16.2\n26.6\n15.4\n100.7\n3,320.9\n74.2\n393.1\n416.7\n592.4\n8,021.1\nAug\n1.58\n \n148.46\n1,177.10\n235.02\n136.0\n25.0\n1,420.2\n32.3\n0.0\n11.3\n22.9\n15.4\n100.5\n3,326.8\n67.8\n390.2\n445.0\n598.3\n8,153.9\nSep\n1.63\n \n96.32\n1,208.28\n310.75\n173.6\n25.0\n1,463.4\n29.0\n5.4\n3.2\n27.3\n14.5\n88.4\n3,349.0\n86.1\n382.3\n448.6\n606.6\n8,319.5\nOct\n1.42\n \n88.60\n1,155.19\n322.05\n162.3\n27.0\n1,517.5\n26.3\n15.4\n3.9\n28.7\n15.5\n88.1\n3,389.7\n68.2\n397.2\n427.7\n609.0\n8,343.8\nNov\n4.57\n \n76.25\n1,318.56\n318.52\n140.9\n27.0\n1,500.7\n22.3\n15.5\n4.6\n17.6\n15.4\n86.1\n3,469.5\n71.9\n350.5\n419.0\n618.2\n8,477.2\nDec\n16.56\n \n107.69\n1,418.99\n378.23\n162.9\n27.0\n1,553.2\n21.0\n15.3\n4.9\n17.8\n13.2\n71.3\n3,265.0\n330.1\n376.7\n408.8\n626.0\n8,814.8\n2017\nJan\n20.21\n \n110.98\n1,454.99\n239.82\n132.7\n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.30\n \n96.84\n1,488.48\n251.83\n145.1\n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.83\n398.51\n399.99\n631.1\n8,746.0\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 4.1: - OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTotal\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n2,487.3\n650.3\n1,536.5\n4,674.2\n388.1\n26.4\n5,088.7\n44.9\n356.5\n0.0\n125.0\n86.0\n1,189.0\n582.8\n397.8\n7,870.76\n \n Feb\n2,466.2\n669.7\n1,552.9\n4,688.8\n375.0\n20.4\n5,084.1\n50.3\n341.1\n0.0\n171.7\n36.4\n1,196.7\n477.1\n391.3\n7,748.89\n \n Mar\n2,566.3\n676.8\n1,592.4\n4,835.5\n371.0\n16.9\n5,223.5\n55.6\n340.1\n0.0\n181.1\n37.3\n1,185.3\n471.0\n393.5\n7,887.24\n \n Apr\n2,629.9\n695.1\n1,568.6\n4,893.7\n332.4\n18.5\n5,244.6\n80.1\n322.6\n0.0\n194.0\n36.9\n1,188.4\n413.7\n391.2\n7,871.55\n \n May\n2,698.3\n690.6\n1,559.5\n4,948.4\n309.8\n19.5\n5,277.7\n71.6\n336.1\n0.0\n143.5\n36.8\n1,238.7\n397.0\n397.2\n7,898.54\n \n June\n2,792.4\n660.9\n1,569.2\n5,022.5\n401.4\n25.6\n5,449.5\n81.0\n307.7\n0.0\n159.4\n47.4\n1,243.5\n407.7\n384.0\n8,080.12\n \n July\n2,734.8\n722.9\n1,517.7\n4,975.5\n435.1\n50.9\n5,461.5\n71.8\n296.6\n0.0\n129.6\n46.2\n1,256.6\n393.1\n365.6\n8,021.06\n \n Aug\n2,894.5\n639.2\n1,553.3\n5,087.1\n412.3\n46.9\n5,546.3\n80.8\n290.6\n0.0\n127.6\n41.2\n1,271.0\n390.2\n406.1\n8,153.92\n \n Sep\n2,974.8\n679.9\n1,534.9\n5,189.6\n479.7\n43.7\n5,713.0\n74.1\n276.8\n0.0\n151.7\n36.2\n1,276.8\n382.3\n408.4\n8,319.46\n \n Oct\n3,115.2\n605.1\n1,508.9\n5,229.3\n433.8\n43.1\n5,706.1\n73.4\n297.0\n0.0\n162.4\n28.3\n1,293.5\n397.2\n385.9\n8,343.79\n \n Nov\n3,245.5\n640.8\n1,467.6\n5,353.9\n471.9\n46.2\n5,872.0\n43.9\n289.7\n0.0\n142.2\n28.8\n1,313.4\n350.5\n436.9\n8,477.19\n \n Dec\n3,329.8\n702.9\n1,471.7\n5,504.4\n510.9\n42.2\n6,057.4\n62.9\n279.6\n1.8\n191.5\n48.8\n1,384.1\n376.7\n412.1\n8,814.81\n \n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.02\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$millions\n \n \n \n18 \n \n \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n1.0\n \n172.0\n \n667.5\n \n119.2\n \n105.6\n25.0\n1,039.4\n0.0\n5.2\n19.1\n28.5\n15.6\n62.6\n2,703.9\n61.5\n582.8\n278.8\n396.6\n6,284.4\nFeb\n1.2\n \n140.7\n \n702.2\n \n96.3\n \n93.1\n25.0\n1,128.1\n0.0\n5.2\n19.0\n25.0\n15.8\n60.1\n2,615.0\n62.1\n477.1\n292.8\n399.3\n6,158.2\nMar\n1.3\n \n161.9\n \n734.5\n \n96.3\n \n131.7\n25.0\n1,143.3\n0.0\n5.1\n16.4\n22.6\n14.2\n102.9\n2,618.9\n62.6\n471.0\n298.0\n405.1\n6,311.1\nApr\n1.3\n \n135.5\n \n778.2\n \n135.5\n \n108.3\n25.0\n1,200.9\n0.0\n5.1\n15.8\n25.1\n15.0\n101.5\n2,573.6\n69.6\n413.7\n309.7\n404.7\n6,318.6\nMay\n1.4\n \n89.6\n \n891.4\n \n130.5\n \n85.3\n25.0\n1,229.5\n0.0\n5.0\n16.6\n12.3\n14.7\n100.1\n2,534.2\n64.0\n397.0\n302.2\n413.8\n6,312.8\nJun\n1.4\n \n108.5\n \n934.4\n \n84.6\n \n123.2\n25.0\n1,279.0\n0.0\n0.0\n16.4\n28.1\n14.6\n97.9\n2,523.7\n64.1\n407.7\n299.0\n431.6\n6,439.3\nJul\n1.5\n \n101.7\n \n977.6\n \n79.5\n \n141.3\n25.0\n1,316.9\n0.0\n0.0\n16.2\n26.6\n15.4\n99.7\n2,414.7\n65.7\n393.1\n284.0\n440.7\n6,399.6\nAug\n1.4\n \n140.2\n \n1,074.5\n \n97.5\n \n131.9\n25.0\n1,297.4\n0.0\n0.0\n11.3\n22.9\n15.4\n99.5\n2,414.8\n67.3\n390.2\n313.6\n447.3\n6,550.2\nSep\n1.4\n \n91.6\n \n1,122.7\n \n143.9\n \n169.6\n25.0\n1,331.9\n0.0\n5.4\n3.2\n27.3\n14.5\n87.3\n2,451.9\n71.4\n382.3\n317.3\n455.9\n6,702.6\nOct\n1.3\n \n81.0\n \n1,090.4\n \n130.2\n \n155.1\n27.0\n1,376.2\n0.0\n15.4\n3.9\n28.7\n15.5\n87.1\n2,472.1\n66.0\n397.2\n293.2\n458.2\n6,698.6\nNov\n4.2\n \n69.4\n \n1,242.1\n \n103.2\n \n136.3\n27.0\n1,349.8\n0.0\n15.5\n4.6\n17.6\n15.4\n85.2\n2,511.0\n68.5\n350.5\n285.6\n466.2\n6,752.2\nDec\n14.1\n \n99.0\n \n1,306.9\n \n134.4\n \n156.7\n27.0\n1,416.0\n0.0\n15.3\n4.9\n17.8\n13.2\n70.4\n2,380.1\n273.8\n376.7\n274.2\n473.4\n7,053.8\n2017\nJan\n17.7\n \n103.8\n \n1,322.4\n \n81.9\n \n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nFeb\n16.3\n \n89.4\n \n1,396.1\n \n96.1\n \n137.3\n48.6\n1,502.5\n0.0\n15.5\n3.2\n15.0\n14.9\n68.2\n2,238.9\n239.7\n398.5\n266.0\n480.1\n7,026.4\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: - COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTotal\nReserves\n2016\n Jan\n2,428.8\n278.8\n967.1\n3,674.8\n340.4\n24.7\n4,039.9\n33.6\n313.2\n0.0\n50.3\n85.3\n871.3\n582.8\n308.0\n6,284.4\n Feb\n2,407.9\n290.0\n984.9\n3,682.7\n337.3\n18.8\n4,038.7\n38.4\n298.9\n0.0\n91.0\n35.0\n878.1\n477.1\n301.0\n6,158.2\n Mar\n2,508.0\n288.3\n1,026.9\n3,823.1\n345.4\n15.4\n4,183.9\n43.2\n303.1\n0.0\n100.2\n36.1\n886.6\n471.0\n287.1\n6,311.1\n Apr\n2,571.6\n297.5\n1,014.8\n3,883.8\n306.8\n16.9\n4,207.6\n67.7\n285.7\n0.0\n119.4\n36.1\n893.9\n413.7\n294.4\n6,318.6\n May\n2,639.9\n280.6\n1,042.8\n3,963.4\n275.1\n17.9\n4,256.4\n57.9\n300.0\n0.0\n66.3\n36.1\n908.9\n397.0\n290.1\n6,312.8\n June\n2,734.1\n268.2\n1,019.8\n4,022.1\n331.6\n24.0\n4,377.6\n67.9\n272.3\n0.0\n77.8\n44.3\n915.7\n407.7\n276.0\n6,439.3\n July\n2,676.5\n334.1\n987.4\n3,997.9\n361.0\n33.8\n4,392.8\n58.2\n261.0\n0.0\n56.9\n45.8\n922.1\n393.1\n269.8\n6,399.6\n Aug\n2,836.2\n285.6\n1,009.5\n4,131.3\n341.3\n29.3\n4,501.9\n67.0\n257.0\n0.0\n51.1\n40.9\n932.3\n390.2\n309.8\n6,550.2\n Sep\n2,915.9\n334.9\n987.8\n4,238.6\n393.9\n25.8\n4,658.3\n62.9\n246.3\n0.0\n69.3\n35.9\n944.5\n382.3\n303.2\n6,702.6\n Oct\n3,056.4\n267.0\n940.9\n4,264.3\n344.5\n25.0\n4,633.9\n60.0\n267.7\n0.0\n74.5\n27.9\n954.5\n397.2\n283.0\n6,698.6\n Nov\n3,186.7\n254.5\n896.9\n4,338.1\n382.5\n28.0\n4,748.6\n29.3\n260.0\n0.0\n51.4\n28.2\n966.9\n350.5\n317.3\n6,752.2\n Dec\n3,271.3\n285.7\n896.0\n4,453.0\n418.3\n19.6\n4,890.9\n47.1\n250.7\n1.8\n111.6\n48.2\n1,032.7\n376.7\n294.0\n7,053.8\n2017\n Jan\n3,205.0\n317.1\n981.8\n4,503.9\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6,933.1\n Feb\n3,267.0\n318.3\n977.1\n4,562.4\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7,026.4\nSource:Reserve Bank of Zimbabwe,2017\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \n \n \n \n \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n0.13\n \n17.39\n52.89\n174.89\n10.0\n0.0\n76.6\n28.8\n0.0\n0.0\n332.8\n0.0\n424.2\n107.9\n119.7\n1,345.3\nFeb\n0.20\n \n18.23\n51.29\n188.70\n9.2\n0.0\n65.6\n29.2\n0.0\n0.0\n330.2\n0.0\n428.9\n110.4\n119.6\n1,351.6\nMar\n0.19\n \n15.08\n63.72\n189.76\n16.6\n0.0\n50.8\n28.5\n0.0\n0.0\n345.4\n0.0\n407.7\n105.9\n119.4\n1,343.1\nApr\n0.19\n \n9.46\n24.44\n186.02\n3.4\n0.0\n90.9\n27.6\n0.0\n0.0\n332.5\n0.0\n406.6\n111.4\n119.2\n1,311.8\nMay\n0.14\n \n7.35\n65.79\n148.67\n5.5\n0.0\n93.3\n26.8\n0.0\n0.0\n339.8\n0.0\n421.5\n114.2\n122.3\n1,345.3\nJun\n0.18\n \n12.92\n66.94\n200.92\n5.2\n0.0\n103.7\n25.9\n0.0\n0.0\n353.3\n0.0\n402.0\n107.4\n119.3\n1,397.7\nJul\n0.16\n \n8.30\n63.25\n162.33\n5.7\n0.0\n101.6\n33.4\n0.0\n0.0\n346.8\n0.0\n426.1\n107.3\n123.8\n1,378.9\nAug\n0.20\n \n7.54\n84.78\n136.50\n4.1\n0.0\n95.1\n32.3\n0.0\n0.0\n353.4\n0.0\n416.6\n105.8\n123.4\n1,359.7\nSep\n0.21\n \n4.16\n67.01\n165.80\n3.8\n0.0\n95.5\n29.0\n0.0\n0.0\n354.4\n0.0\n417.1\n105.4\n123.3\n1,365.6\nOct\n0.12\n \n7.23\n52.19\n191.21\n6.8\n0.0\n100.9\n26.3\n0.0\n0.0\n356.9\n0.0\n427.0\n108.8\n123.4\n1,400.9\nNov\n0.14\n \n6.44\n54.76\n214.60\n3.9\n0.0\n114.9\n22.3\n0.0\n0.0\n381.2\n0.0\n444.9\n108.8\n124.7\n1,476.7\nDec\n1.72\n \n8.05\n89.65\n243.77\n5.1\n0.0\n91.3\n21.0\n0.0\n0.0\n379.8\n0.0\n430.2\n110.0\n124.4\n1,505.1\n2017\nJan\n2.35\n \n7.02\n109.63\n157.70\n4.3\n0.0\n123.7\n20.8\n0.0\n0.0\n389.1\n0.0\n406.1\n106.3\n124.4\n1,451.4\nFeb\n1.19\n \n7.29\n69.26\n155.60\n7.4\n0.0\n162.0\n20.1\n0.0\n0.0\n394.4\n0.0\n410.1\n109.0\n124.2\n1,460.4\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \n \n \n \n22 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTotal\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n297.8\n534.3\n832.14\n47.2\n0.1\n879.4\n22.6\n43.3\n0.0\n74.7\n0.0\n292.9\n32.3\n1345.27\n Feb\n305.9\n533.4\n839.34\n37.2\n0.1\n876.6\n23.2\n42.3\n0.0\n80.7\n0.9\n296.3\n31.5\n1351.56\n Mar\n314.1\n531.2\n845.28\n25.1\n0.0\n870.4\n23.6\n37.0\n0.0\n80.9\n0.8\n284.3\n46.0\n1343.06\n Apr\n317.6\n520.8\n838.41\n25.1\n0.0\n863.5\n23.7\n36.9\n0.0\n74.6\n0.5\n278.8\n33.9\n1311.79\n May\n330.8\n480.5\n811.31\n34.1\n0.0\n845.5\n25.0\n36.2\n0.0\n77.2\n0.5\n315.5\n45.5\n1345.27\n June\n313.1\n511.6\n824.71\n69.2\n0.0\n893.9\n24.4\n35.4\n0.0\n81.5\n3.1\n313.1\n46.3\n1397.68\n July\n313.4\n490.8\n804.18\n74.0\n15.5\n893.7\n24.8\n35.7\n0.0\n72.7\n0.4\n318.2\n33.4\n1378.87\n Aug\n278.7\n503.6\n782.31\n71.0\n16.1\n869.4\n25.1\n33.6\n0.0\n76.5\n0.4\n321.5\n33.3\n1359.67\n Sep\n270.8\n507.3\n778.11\n85.7\n16.4\n880.2\n22.5\n30.5\n0.0\n82.4\n0.3\n314.1\n35.5\n1365.62\n Oct\n267.3\n525.9\n793.19\n89.2\n16.4\n898.9\n24.6\n29.4\n0.0\n87.8\n0.4\n319.7\n40.1\n1400.87\n Nov\n311.8\n529.0\n840.82\n89.4\n16.5\n946.7\n25.8\n29.6\n0.0\n90.8\n0.6\n326.4\n56.8\n1476.66\n Dec\n339.5\n532.9\n872.41\n92.6\n16.6\n981.6\n27.0\n28.8\n0.0\n79.9\n0.5\n330.3\n56.9\n1505.10\n2017\n Jan\n326.2\n522.1\n848.23\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1451.40\n Feb\n326.1\n534.4\n860.48\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1460.43\nSource:Reserve Bank of Zimbabwe,2017\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n23 \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION COMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS CONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJun\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJul\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nAug\n498,489.6\n43,265.5\n26,005.4\n295,108.0\n11,957.4\n69,959.8\n423,824.7\n139,556.7\n458,763.3\n44,237.3\n636,726.8\n10,497.1\n2,658,391.5\nSep\n487,504.2\n42,900.7\n20,644.2\n338,165.8\n11,960.4\n154,582.0\n409,891.0\n142,259.6\n400,059.8\n40,609.7\n636,000.8\n11,273.3\n2,695,851.5\nOct\n513,303.7\n44,348.8\n23,814.1\n333,709.5\n11,968.6\n70,984.3\n418,465.3\n152,571.6\n456,867.4\n45,511.4\n637,546.1\n11,122.2\n2,720,213.0\nNov\n526,709.8\n42,580.2\n22,481.4\n338,556.1\n11,358.7\n72,491.9\n413,849.2\n152,092.3\n464,279.4\n42,762.1\n641,080.5\n10,545.5\n2,738,787.0\nDec\n436,452.3\n41,297.5\n19,541.4\n311,503.1\n11,668.9\n327,576.0\n377,945.5\n134,516.0\n415,801.6\n36,867.2\n613,022.6\n10,287.7\n2,736,479.6\n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nSource:Reserve Bank of Zimbabwe,2017\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ thousands\n \n \n \n24 \n \nEND OF\nAGRICULTURE CONSTRUCTION COMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n402,900.5\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJun\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nJul\n207,280.2\n99,727.9\n138,781.2\n616,359.8\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,752,262.6\nAug\n233,004.5\n97,248.8\n153,590.8\n578,487.3\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,835,125.8\nSep\n236,724.3\n101,117.1\n155,483.5\n597,290.0\n346,375.9\n1,046,195.2\n366,312.8\n57,885.0\n1,365,673.5\n73,805.9\n595,219.8\n70,669.7\n5,012,752.7\nOct\n239,373.9\n107,235.7\n160,641.2\n593,362.2\n344,681.9\n988,274.7\n363,815.8\n63,998.0\n1,384,083.2\n76,834.0\n593,827.7\n73,608.8\n4,989,737.2\nNov\n318,652.7\n107,089.5\n189,581.3\n501,506.5\n329,147.3\n992,135.7\n411,467.8\n150,691.6\n1,337,295.6\n79,405.2\n591,639.0\n71,016.3\n5,079,628.6\nDec\n258,814.9\n110,009.2\n202,260.4\n590,595.6\n348,457.0\n1,020,795.0\n382,615.8\n81,542.7\n1,466,867.2\n82,186.5\n592,932.5\n76,874.9\n5,213,951.8\n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nSource: Reserve Bank of Zimbabwe,2017\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ thousands\n \n \n25 \n \n \n \n \n \n \n \n \n \n \nEnd Period\nNominal Lending Rates 1\nIndividuals \nCorporate\n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nMar\n4.00-22.00\n11.44 \n7.16 \nApr\n4.00-22.00\n11.50 \n7.20 \nMay\n4.00-18.00\n11.43 \n7.35 \nJun\n4.00-18.00\n11.40 \n7.48 \nJul\n4.00-18.00\n10.69 \n6.79 \nAug\n4.00-18.00\n10.67 \n6.84 \nSep\n4.00-18.00\n10.66 \n6.95 \nOct\n4.00-18.00\n10.70 \n6.93 \nNov\n4.00-18.00\n10.69 \n6.99 \nDec\n4.00-18.00\n10.59 \n6.87 \n2017 \nJan\n4.00-18.00\n10.61 \n6.68 \nFeb\n4.00-18.00\n10.06 \n6.52 \nSource:Reserve Bank of Zimbabwe, 2017\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates\n \n \n \n26 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\nSep\n0.50-6.00\n1.00-17.00\nOct\n0.50-6.00\n1.00-17.00\nNov\n0.50-6.00\n1.00-17.00\nDec\n0.50-6.00\n1.00-17.00\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\n Source:Reserve Bank of Zimbabwe, 2017\n* The range of rates qouted by banks during the period.\nTABLE 8.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n 27 \n \n \n \n \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSep\n0.10\n-0.03\n-1.11\n-0.27\n-0.03\n-0.08\n-0.09\n-0.26\n0.00\n0.01\n0.10\n-0.34\n-0.06\n-0.26\nOct\n-0.05\n-0.24\n-0.13\n0.06\n-0.03\n-0.06\n0.00\n-0.01\n0.00\n-0.06\n0.17\n-0.05\n0.40\n0.09\nNov\n0.06\n-0.09\n0.00\n0.10\n-0.07\n0.33\n0.00\n0.18\n-2.46\n-0.01\n0.14\n-0.22\n0.54\n0.02\nDec\n-0.06\n0.09\n-0.59\n0.46\n0.09\n-0.27\n0.00\n0.29\n0.00\n0.16\n0.34\n-0.09\n0.38\n0.06\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nSource:Zimstat, 2017\nNON-FOOD INFLATION\nTABLE 9.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \n \n28 \n \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSep\n-1.36\n-1.79\n-1.50\n-2.48\n-0.14\n-2.17\n-2.10\n-0.78\n9.09\n-0.84\n-1.82\n-0.58\n-2.94\n-1.33\nOct\n-0.97\n-1.73\n-1.54\n-2.10\n-0.76\n-1.77\n-2.13\n-0.65\n9.09\n-0.72\n-1.77\n-0.45\n-2.03\n-0.95\nNov\n-0.77\n-1.63\n-1.53\n-1.77\n-0.83\n-1.37\n-1.91\n-0.45\n3.48\n-0.70\n-1.62\n-0.89\n-1.54\n-1.09\nDec\n-0.42\n-1.39\n-2.29\n-1.25\n-0.67\n-1.39\n-1.87\n-0.24\n3.49\n-0.47\n-0.99\n-0.92\n-0.95\n-0.93\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nSource: Zimstat, 2017\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 9.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \n(DECEMBER 2012 = 100)\n \n \n \n29 \n \n(US$ millions)\nEnd Period\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\nLong-Term External Debt\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\n8,656\nGovernment\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\n5,365\nBilateral Creditors\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\n3,479\nMultilateral Creditors\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\nBilateral Creditors\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\n779\nMultilateral Creditors\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\n591\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nMultilateral Creditors - IMF\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nPrivate\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\nShort-Term External Debt\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\n2,304\nSupplier's Credits\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\n573\nPrivate\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\n1,731\nTotal External Debt\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\n10,960\nSource: Ministry of Finance & Economic Development, 2017; & Reserve Bank of Zimbabwe, 2017\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n30 \n \n \n \n \n \n \n \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nAPR\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMAY\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJUN\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJUL\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAUG\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSEP\n13.9200\n10.5800\n101.6000\n1.1200\n1.3200\nOCT\n13.9400\n10.6500\n103.7600\n1.0989\n1.2346\nNOV\n13.9402\n10.6875\n107.9934\n1.0811\n1.2430\nDEC\n13.8416\n10.7247\n115.7895\n1.0556\n1.2509\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nSource: Reserve Bank of Zimbabwe, 2017\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n2. US dollars per unit of foreign currency.\n \n \n \n31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation \nUS$ millions \n2016\nJan\n103.0\n19.5\n10.4\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15.6\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16.4\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14.0\n187,848,946\n2,862.6\nMay \n104.7\n25.5\n13.9\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18.1\n88,525,472\n2,780.9\nJul\n98.8\n25.7\n11.8\n57,222,624\n2,772.0\nAug \n99.5\n26.3\n7.1\n41,264,438\n2,734.3\nSep\n98.9\n26.6\n13.0\n68,329,516\n2,725.1\nOct \n120.8\n33.8\n22.6\n177,384,684\n3,328.3\nNov\n137.1\n57.4\n23.5\n233,749,377\n3,804.6\nDec\n144.5\n58.5\n26.0\n292,538,969\n4,008.0\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nSource:Zimbabwe Stock Exchange (ZSE),2017 \nIndices \nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n \nIndustrial \n Market Turnover \nUS$ millions \nVolume of Shares \nMining\n \n \n \n32 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSep\n 4,382.9 \n10.5\n237.3\n167.7\n533.9\n215.9\nOct\n 4,127.6 \n8.0\n322.8\n112.5\n524.5\n216.0\nNov\n 4,624.7 \n6.9\n363.4\n84.5\n537.2\n229.9\nDec\n 4,882.6 \n5.6\n479.9\n71.9\n626.1\n265.1\n2017\nJan\n 4,052.8 \n7.5\n368.7\n70.4\n495.6\n318.9\nFeb\n 4,247.9 \n7.0\n327.3\n58.4\n472.3\n324.1\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 14.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n33 \n \n \n \n \n \n \n \n \n‘ \n \n \n \n \n \n \n \n \n \n34 \n \n \n \n \nMonth\nExports\nImports\nTotal Trade\nTrade Balance\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2540.40\n4722.05\n7262.45\n(2181.65)\n2017\nJan\n258.67\n384.62\n643.29\n(125.96)\nFeb\n240.48\n424.22\n664.70\n(183.75)\nSource: Zimstat, 2017\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/February2017.pdf"}
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+{"doc_id": "608f7e518578f2442a8d6a86b3fa70f6", "text": "1 \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n29 January 2015 \n \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \n \nSince the previous meeting of the Monetary Policy Committee, the inflation outlook \nhas been dominated by the further decline in international oil prices, from around \nUS$75 per barrel in late November to current levels of around US$46 per barrel. \nDomestic petrol prices declined by almost R2 per litre over the period (and over R3 \nper litre since August), and a further sizeable decrease is expected in February. This \ndecline in domestic prices occurred despite some offsetting effects from a further \ndepreciation of the rand against the US dollar. \n \nThe near-term inflation outlook has therefore changed significantly, but the \nfavourable impact of these developments on both inflation and growth in the longer \nterm will depend on the persistence of the oil price decline. Even a moderate \nincrease in oil prices going forward will reverse the favourable inflation trajectory, \nand the inflation and growth benefits, while welcome, are expected to be temporary. \nAt the same time, the impact of load shedding and a deterioration of the global \n2 \n \ngrowth outlook are likely to offset some of the positive impacts of the lower petrol \nprice on domestic growth. \n \nThe year-on-year inflation rate as measured by the consumer price index (CPI) for all \nurban areas maintained its recent downward trend and measured 5,8 per cent and \n5,3 per cent in November and December respectively, down from its recent peak of \n6,6 per cent in May and June 2014. This trend reflected continued moderation in \nfood and petrol prices. Food price inflation measured 7,4 per cent in December, \ndown from 7,7 per cent in November, while petrol prices declined by 5,5 per cent. By \ncontrast, core inflation, which excludes food, petrol and electricity, remained near the \nupper end of the inflation target range, but moderated to 5,7 per cent in December \nfrom 5,8 per cent previously. \n \nHeadline producer price inflation for final manufactured goods was also favourably \nimpacted by declining oil and agricultural crop prices, and measured 6,5 per cent \nand 5,8 per cent in November and December respectively compared with 6,9 per \ncent and 6,7 per cent in the preceding two months. \n \nThe decline in international oil prices has prompted a downward revision of the oil \nprice assumption in the Bank’s forecasting model, with a significant impact on the \nnear-term inflation forecast. The longer term impact will be dependent on the \npersistence of these lower prices, which have been a reaction to global supply and \ndemand factors as well as a change in the behavior of key oil producers. With supply \nstill plentiful and global growth prospects remaining relatively subdued, lower oil \n3 \n \nprices are expected to persist for some time. However, our forecast makes provision \nfor a moderate increase over the next two years. \nHaving averaged 6,1 per cent in 2014, inflation is now expected to average 3,8 per \ncent in 2015, compared with the previous forecast of 5,3 per cent, and to reach a low \nof 3,5 per cent in the second quarter of this year compared with 5,1 per cent \npreviously. The steep decline in 2015, however, produces a strong base effect in \n2016, and, when combined with a slightly higher oil price assumption and a \ndepreciated nominal effective exchange rate of the rand, results in an average \ninflation forecast of 5,4 per cent for the year (5,5 per cent previously), and 5,3 per \ncent in the final quarter. \n \nThe impact on core inflation is far less pronounced. Core inflation is expected to \naverage 5,5 per cent and 5,1 per cent in 2015 and 2016 respectively, from 5,7 per \ncent and 5,3 per cent previously. The peak is expected at 5,8 per cent in the first \nquarter of 2015. \n \nInflation expectations as reflected in the survey conducted by the Bureau for \nEconomic Research at Stellenbosch University moderated from 6,1 per cent in the \nthird quarter of 2014 to 5,8 per cent in the final quarter. Analysts and trade unionists \nrevised their forecasts for 2015 downwards by 0,3 percentage points to 5,4 per cent \nand 5,9 per cent respectively, while the forecasts of business people were 0,2 \npercentage points lower at 6,2 per cent. Forecasts for 2016 are unchanged for the \nlatter category, but both analysts and trade unionists expect a 0,1 percentage point \nincrease in 2016 relative to 2015. While this downward revision is a welcome \ndevelopment, it is too early to assess whether or not this represents the start of a \n4 \n \nsustained downward trend. At these levels, expectations still remain uncomfortably \nclose to the upper end of the target range. \n \nAccording to the Reuters poll of economic analysts conducted in January, the \nmedian inflation expectation is 5,0 per cent in 2015, rising to 5,5 per cent in 2016. \nThe low point of the inflation trend is expected in the second quarter, with the median \nat 4,6 per cent, but with expectations ranging from 3,4 per cent to 5,9 per cent. \nInflation expectations as reflected in inflation linked bonds have been volatile, having \nincreased in response to the weaker exchange rate in November, but since mid-\nDecember have exhibited a steep decline. Both the 5-year and 10-year break-even \nrates have declined to levels below 5,5 per cent. \n \nThe global economic growth outlook remains mixed, despite a strong performance \nby the US economy, lower international oil prices and the quantitative easing \nannounced by the ECB. The US economy grew at an annualised rate of 5,0 per cent \nin the third quarter of 2014, the fastest quarterly growth since 2003. The \nunemployment rate continued to decline as job creation accelerated, and lower oil \nprices have provided a boost to consumption expenditure. Growth in the UK also \nremains robust, despite slower fourth quarter growth. By contrast, growth prospects \nin a number of other advanced economies have deteriorated, with Japan in a \ntechnical recession and the Eurozone remaining weak amid fears of deflation. \n \nLower oil and other commodity prices have had divergent implications for growth \nforecasts of different emerging market economies. Deteriorating prospects in some \nemerging markets contributed to the lowering of the IMF’s 2015 global growth \n5 \n \nforecast by 0,3 percentage points to 3,5 per cent, with notable downward revisions to \nBrazil, China, Mexico, Nigeria, and Russia. Growth in China is now expected to \nmoderate to 6,8 per cent from 7,4 per cent in 2014 as the economy continues to \nrebalance towards domestic consumption and reduce vulnerabilities in its banking \nsystem. Although Africa remains one of the high-growth regions, weaker commodity \nprices pose a risk to the outlook. \n \nThe impact of lower oil prices on global inflation is expected to influence monetary \npolicy responses. Although the US Fed has indicated that policy rates are still likely \nto rise from around the middle of the year, recent market expectations are pricing in \na later start, as inflation remains low. Furthermore, Fed guidance suggests that \nnormalisation, when it does begin, is likely to be at a gradual pace. Whereas the UK \nhad been expected to be the first of the advanced economies to begin raising policy \nrates in the first half of this year, the lower expected inflation trajectory has changed \nexpectations to later in 2015 or early 2016. \n \nWhile the UK and US contemplate monetary tightening, the ECB has embarked on \nopen-ended quantitative easing, amid risks of deflation, and the slowdown in Japan \nis also expected to result in a resumption of asset purchases. Since the previous \nmeeting of the MPC, monetary policy rates have been lowered in Canada, China, \nDenmark, Egypt, India, Norway, Switzerland and Turkey, while policy has been \ntightened in Brazil, Nigeria, and Russia. \n \nGlobal foreign exchange market volatility increased in recent weeks in anticipation of \nquantitative easing by the ECB; possible risks to the euro from the Greek elections; \n6 \n \nthe ending of the Swiss franc floor against the euro; and changing expectations \nregarding the timing and pace of US policy normalisation. Since the previous MPC \nmeeting, the euro depreciated by about 10 per cent against the US dollar. Over the \nsame period, the rand depreciated by 5 per cent against the US dollar and by 1,5 per \ncent against the pound sterling, but appreciated by about 6 per cent against the \neuro. Given the relatively high weight of the euro in the trade-weighted index, the \nnominal effective exchange rate of the rand depreciated by 0,6 per cent. \n \nMarket perceptions of a possible delay in US normalisation, coupled with the ECB \naction, has changed global market risk sentiment and improved the near-term \nprospects for capital flows to emerging markets. This follows a generalised sell-off in \nDecember. These flows are likely to be highly volatile and expected to be more \ndiscriminating than in the past. The spill-over effects of the ECB quantitative easing \non the rand are therefore not expected to be as pronounced as was the case with \nthe US quantitative easing. \n \nCapital flows to South Africa have been in line with these global developments. \nDuring December, non-resident net sales of bonds and equities amounted to R17,9 \nbillion and R8,2 billion respectively. This trend reversed in late December, as \nportfolio flows to emerging markets resumed, and in the first three weeks of January, \nnon-residents were net purchasers of bonds to the value of R5,8 billion, while net \nequity sales amounted to R1,5 billion. \n \nThe rand has also been affected by domestic factors, including the disappointing \ndomestic growth and current account deficit outcomes, as well as a resumption of \n7 \n \nload shedding by Eskom. The rand is expected to remain sensitive to developments \non the current account of the balance of payments, which measured 6,0 per cent of \nGDP in the third quarter of 2014. Non-oil commodity prices have been on a declining \ntrend since around 2011, so the recent decline in the oil price represents a positive \nterms of trade shock that could have a favourable impact on the current account. \nHowever, this effect is expected to be limited, in part due to the possible constraining \neffects of load-shedding on exports. \n \nThe domestic economic growth outlook remains subdued. Despite an expected \ngrowth acceleration in the fourth quarter of 2014 following an annualised growth rate \nof 1,4 per cent in the previous quarter, growth for 2014 is expected to average 1,4 \nper cent, with at least one percentage point lost to work stoppages. The Bank’s \nforecast for growth in 2015 has been revised down from 2,5 per cent to 2,2 per cent, \nand that for 2016 from 2,9 per cent to 2,4 per cent. This forecast attempts to take \naccount of electricity supply disruptions which more than offset the positive growth \nimpact of lower oil prices. The Bank’s composite business cycle indicator has \nfollowed a moderate downward trend in the past months, confirming the subdued \noutlook. More positively, the RMB/BER business confidence index returned to net \npositive levels for the first time since the first quarter of 2013, when it increased by 5 \npoints to 51 index points in the fourth quarter of 2014. \n \nThe mining sector, which expanded output by 6,2 per cent on a three-month-to-\nthree-month basis in November, is expected to contribute positively to fourth quarter \ngrowth, despite the 1,2 per cent month-to-month contraction in that month. \nNevertheless, platinum output still remains below pre-strike levels, and the sector is \n8 \n \nlikely to face headwinds in 2015 from lower commodity prices and electricity supply \nuncertainty. The outlook for the manufacturing sector, which contracted for three \nconsecutive quarters, is looking more positive following the resolution of the strikes \nin the sector, with a three-month-to-three-month increase in November of 4,1 per \ncent. However, output declined by 2,1 per cent on an month-to-month basis due to \nelectricity supply disruptions. The Kagiso PMI declined to 50,2 index points in \nDecember from 53,3 points in November, indicating an expectation of positive, but \nsubdued growth in the sector. \n \nAlthough gross fixed capital formation was the largest contributor to GDP growth in \nthe third quarter of 2014, the trend remains weak. Growth in gross fixed capital \nformation measured 2,1 per cent in the third quarter of 2014 following two \nconsecutive quarters of contraction. While the private sector investment reversed its \nnegative trend in the previous two quarters, at 0,7 per cent it remains extremely low. \n \nThe weak growth and investment trends are reflected in the slow rate of formal \nsector employment creation. According to the Quarterly Employment Survey of \nStatistics South Africa, employment levels decreased by 5,9 per cent on a \nseasonally adjusted basis in the third quarter of 2014, mainly due to the termination \nof temporary employment contracts related to the general elections in the second \nquarter. This contributed to the annualised 20,8 per cent decline in public sector \nemployment, while private sector employment over the quarter increased by 0,1 per \ncent or 2,000 jobs. Compared with a year ago, employment increased by 1,0 per \ncent, predominantly in the public sector. \n \n9 \n \nGrowth in real final consumption expenditure by households remains weak, despite a \nslight acceleration in the third quarter of 2014 to 1,3 per cent from 1,1 per cent in the \nprevious quarter. However, expenditure on durable goods increased at an \nannualised rate of 6,2 per cent, and reflected in stronger new vehicle sales. Retail \ntrade sales improved in November with a month-to-month increase of 1,5 per cent, \nand year-on-year by 2,6 per cent. Consumption expenditure is expected to get some \nboost from lower petrol prices. Consumer confidence, while still relatively low, also \nshowed a slight improvement in the fourth quarter of 2014, having increased to a \nlevel of zero from the previous level of -1. \n \nTrends in bank credit extension to the private sector continue to reflect tight \nconditions for households while credit to the corporate sector remains buoyant. \nGrowth over twelve months in total loans and advances to the private sector \nmeasured 8,7 per cent in November. However, growth in loans to households, which \nhas been steadily declining over the year, reached a low of 3,6 per cent in \nNovember, while that to the corporate sector recorded 15,2 per cent. Growth in \ngeneral loans to the private sector, mainly unsecured lending, remains weak, despite \nan increase to 2,9 per cent in November; growth in instalment sale credit and leasing \nfinance moderated further to 6,1 per cent; while mortgage advances continued to \ngrow below 3 per cent in line with the subdued housing market. These trends are \nassessed to be a reflection of both continued tight credit conditions and weak \ndemand, as household indebtedness remains high. \nWage settlements indicate a continuation of above-inflation wage and salary \nincreases. According to Stats SA data, nominal remuneration per worker in the \nformal non-agricultural sector increased at a year-on-year rate of 6,9 per cent in the \n10 \n \nthird quarter of 2014. With labour productivity growth of 0,3 per cent, growth in \nnominal unit labour costs amounted to 6,7 per cent in the quarter. According to \nAndrew Levy Employment Publications the average settlement rate in collective \nbargaining agreements amounted to 8,1 per cent in 2014, compared with 7,9 per \ncent in 2013. The outcome of the public sector wage settlement, due to be \nimplemented in April, is expected to have an important bearing on the general trend \nof wage settlements in the economy in 2015. \nFood prices remain a major source of inflation pressure with increases still in excess \nof the headline inflation rates. However, the moderation observed in recent months is \nexpected to continue, despite the reversal of the downward trend in manufactured \nfood prices at the producer level since October. Agricultural food price inflation \nremains low, having measured 1,4 per cent in December, with a bumper maize crop \nexpected this year. Global food prices have continued to decline, with the Food and \nAgricultural Organisation food price index declining by 3,7 per cent in 2014. \nThe inflation landscape has changed significantly in recent weeks, but the outlook for \ninternational oil prices is highly uncertain. Unless a persistent oil price decline is \nassumed, the impact on the inflation trajectory will dissipate over time. The key issue \nfor the MPC is the extent to which second round effects become evident and lead to \na more generalised inflation moderation over the forecast period, and to a further \nand sustained decline in inflation expectations. The forecast of core inflation at this \nstage indicates a relatively muted decline in underlying inflation. \nThe rand exchange rate against the US dollar remains an upside risk to the inflation \noutlook and is vulnerable to the timing and pace of US policy normalisation, despite \nthe partial offset from a weaker euro. Further depreciation of the rand against the US \n11 \n \ndollar could also erode the positive benefits of lower oil prices on inflation. The slow \npace of contraction of the current account will continue to keep the rand sensitive to \nboth domestic and external factors. \nAlong with the exchange rate, wage and salary increases in excess of inflation and \nproductivity growth remain an upside risk to the inflation outlook. Unless nominal \nwage increases moderate in the lower inflation environment, the beneficial effects of \nthe depreciated currency on competitiveness will be eroded. The MPC views the \noverall risks to the inflation outlook to be more or less balanced, with no evidence of \nexcess demand pressures on inflation. \nNotwithstanding a downward revision to the growth forecast, the risks are assessed \nto be moderately on the downside. This is due to the likely protracted nature of the \nelectricity supply constraints, and their consequences for domestic output as well as \nfor business and consumer confidence. However, given the supply side nature of this \nconstraint, the impact of further monetary policy accommodation on growth is likely \nto be limited, in the absence of progress being made in the alleviation of electricity \nconstraints. In addition, the implementation of structural reforms is necessary to raise \npotential growth. \nFor some time we have emphasised that we are in a process of interest rate \nnormalisation. The lower inflation path gives us some room to pause in this process, \nparticularly against the backdrop of continued weakness in the economy. The MPC \nhas therefore unanimously decided to keep the repurchase rate unchanged at 5,75 \nper cent per annum. \n \n12 \n \n \nThe MPC is aware that the moderation in inflation could raise expectations of lower \ninterest rates. The MPC is of the view that the bar for further accommodation \nremains high and would require a sustained decline in the inflation rate and inflation \nexpectations. \n \nLesetja Kganyago \n \nGOVERNOR \n \nContact person: \nCandice Jeffreys \n+27 12 313 4209 \nCandice.Jeffreys@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-statement-January--2015-final.pdf"}
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+{"doc_id": "626ea07751f559734939355a1ff1f387", "text": "i \n \n \n \nApril 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 6 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 6 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 7 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 8 \nMobile and Internet-Based Transactions ................................................................................ 8 \nCash Transactions ..................................................................................................................... 8 \nCard-Based Transactions ......................................................................................................... 8 \nINFLATION OUTTURN ............................................................................................................. 8 \nMonthly Inflation ...................................................................................................................... 8 \nUS$ Annual Inflation Developments ....................................................................................... 9 \nZiG Annual Inflation Developments ....................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \nOVERVIEW \nThe month-on-month inflation rates for both \nthe ZiG and USD accelerated in April 2025, \nlargely driven by housing, water, electricity, \ngas and selected food items. \nBroad money (M3) stock increased by 3.81% \nin April 2025 from March 2025. \nOn the capital markets, the Zimbabwe Stock \nExchange (ZSE) reflected bearish sentiments, \nwhile the Victoria Falls Stock Exchange \n(VFEX) traded positively in April 2025. \n \nThe aggregate value of transactions processed \nthrough the National Payment Systems (NPS) \nincreased by 5% in April from March 2025, \nwhile volumes decreased by 1% during the \nsame period. \nIn the international commodity markets, \naverage prices for platinum, palladium, copper, \nnickel, Brent crude oil, and lithium declined, \nwhile gold prices increased. Commodity prices \nwere largely weighed down by uncertainty \nfollowing the tariff wars initiated by the United \nStates (US). \nThe country’s merchandise exports increased \nby 13.6% in April 2025 from the previous \nmonth’s figure. Meanwhile, merchandise \nimports registered a 4.5% decline from the \nprevious month. As a result, the country’s trade \ndeficit narrowed to US$118.7 million, down \nfrom US$235.2 million recorded in the \nprevious month. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nThe international average prices for platinum, \npalladium, copper, nickel, Brent crude oil and \nlithium declined, while gold prices increased \ncompared to the previous month. Commodity \nprices were largely weighed down by \nuncertainty following the tariff wars initiated \nby the US. The developments in international \nprices for selected commodities during the \nmonth of April 2025 are shown in Table 1. \n \nTable 1: International Commodity Prices \nfor May 2025 and April 2025 \nCommodity \n \nMar-25 \nApr-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n2,983.42 \n3,206.9 \n7.49 \nPlatinum \nUS$/oz \n980.45 \n958.3 \n(2.26) \nPalladium \nUS$/oz \n957.58 \n941.29 \n(1.7) \nCopper \nUS$/t \n9,764.52 \n9,198.35 \n(5.8) \nNickel \nUS$/t \n16,259.24 \n15,317.15 \n(5.79) \nBrent Crude \noil \nUS$/bbl. \n71.02 \n65.82 \n(7.32) \nLithium \nUS$/t \n9,534.47 \n9,407.89 \n(1.33) \nSource: Bloomberg, 2025 \n \nGold \nGold prices rose by 7.49% to US$3,206.90 per \nounce in April 2025, from US$2,983.42 per \nounce in March 2025. The increase was largely \ndriven by strong safe-haven demand, amid \nelevated policy uncertainty and rising trade \ntensions. Continued central bank purchases, \nreflecting ongoing reserves accumulation \nstrategies, further supported gold prices. \n \nPlatinum \nPlatinum prices declined by 2.26%, from an \naverage of US$980.45 per ounce recorded in \nMarch 2025, to an average of US$958.30 per \nounce in the reporting month. Prices were \nweighed down by a slowdown in automotive \nproduction, particularly in Europe and parts of \nAsia, coupled with ongoing uncertainty over \nU.S. tariff policy. \n \n \n \n \n2 \n \nPalladium \nIn April 2025, palladium prices declined \ndespite tightening supply and growing demand. \nPrices \nretreated \nby \n1.70%, \nclosing \nat \nUS$941.29 per ounce, down from US$957.58 \nper ounce recorded in the previous month. \nPalladium prices fell amid concerns about \nautomotive demand due to tariff exchanges and \nthe increasing market share of electric vehicles. \n \nFigure 1 shows the trends of precious metal \nprices for the period from April 2023 to April \n2025. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): April 2023 – April 2025 \n \nSource: Bloomberg, 2025 \n \nBrent Crude Oil \nBrent crude oil prices declined further by \n7.32% to US$65.82 per barrel in April 2025 \nfrom US$71.02 per barrel in the previous \nmonth. The decline was driven by escalating \nU.S.-China trade tensions, which heightened \nfears of a global recession and weakened \ndemand. \nAdditionally, \nOPEC+ \nincreased \nproduction, adding further downward pressure \non \nprices. \nFigure \n2 \nshows \nthe \nprice \ndevelopments for Brent crude oil from April \n2023 to April 2025. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) April 2023 – April 2025 \n \nSource: Bloomberg, 2025 \n \nCopper \nCopper prices retreated by 5.80%, from \nUS$9,764.52 per tonne in March 2025 to \nUS$9,198.35 per tonne in April 2025, driven by \nescalating U.S. tariffs and intensifying global \ntrade tensions. These factors raised concerns \nabout a potential economic slowdown and \nweaker \ndemand \nfor \nindustrial \nmetal \ncommodities. \n \nNickel \nNickel \nprices \ndecreased \nby \n5.79% \nto \nUS$15,317.15 \nper \ntonne, \ndown \nfrom \nUS$16,259.24 per tonne in the previous month. \nThe decline was attributed to an oversupply of \nrefined nickel, driven by high output from \nIndonesia. Figure 3 shows base metals price \ndevelopments from April 2023 to April 2025. \n \n \n \n \n \n0\n200\n400\n600\n800\n1000\n1200\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nUS$/ounce\nUS$/ounce\nGold\nPalladium (RHS)\n60\n70\n80\n90\n100\n110\n120\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nUS$/BARREL\n \n \n \n3 \n \nFigure 3: Base Metal Prices (US$/tonne): \nApril 2023 – April 2025 \n \nSource: Bloomberg 2025 \n \nLithium \nLithium prices slumped by 1.33%, closing the \nmonth of April 2025 at US$9,407.89 per tonne, \nfrom US$9,534.47 recorded in March 2025. \nThe drop was mainly due to oversupply in the \nmarket, driven by increased production in \nChina, benefiting from Chinese government \nsupport in the form of subsidies to battery \nmanufacturers. Figure 4 illustrates lithium \nprice trends for the period April 2023 to April \n2025. \n \nFigure 4: Lithium Prices (US$/tonne) April \n2023 – April 2025 \n \nSource: London Metal Exchange, 2025 \n \nMerchandise Trade Developments \nTotal merchandise trade rose by 3% to US$1.44 \nbillion in April 2025, from US$1.40 billion in \nthe \nprevious \nmonth. \nThe \ngrowth \nin \nmerchandise trade was attributed to increases in \nexports during the month under review. \nCompared to the same month in 2024, \nmerchandise trade rose by 17.1%. \n \nMerchandise Exports \nThe country’s merchandise exports increased \nby 13.6% to US$662.6 million, from the \nprevious month’s outturn of US$583.1 million. \nThe increase was largely underpinned by \ngrowth in export earnings from gold, platinum \ngroup of metals (PGMs) and diamond. On a \nyear-on-year basis, exports were 29.0% higher \ncompared to US$513.5 million recorded in \nApril 2024. Figure 5 shows developments in \nthe country’s merchandise exports for the \nperiod January 2024 to April 2025. \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \n \nExports by Commodity \nThe country's export basket was predominantly \ncomposed of primary commodities, with gold \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nApr-23\nAug-23\nDec-23\nApr-24\nAug-24\nDec-24\nApr-25\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nUS$/tonne\n540.9\n645.0\n534.7\n513.5\n583.0\n524.0\n548.3\n674.0\n575.0\n698.1\n905.2\n692.4\n652.0\n512.6\n581.9\n662.6\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1000\nJan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec\n2024\n2025\n \n \n \n4 \n \nleading at 45.9%, followed by PGMs (14.8%), \ntobacco (12.3%), and industrial diamonds at \n5.1%. Table 2 shows developments in the \ncountry’s exports for the months of March and \nApril 2025, respectively. \n \nTable 2: Major Exports (US$ millions) \n \nMar-25 \n(US$m) \nApr-25 \n(US$m) \nMar-\nApr \n2025 \nChanges \n(%) \nShare of \nExports \n(%) \nTotal \n583.1 \n662.6 \n13.6 \n100.0 \nOf Which: \n \n \n \n \nGold \n246.9 \n304.0 \n23.1 \n45.9 \nPGMs \n96.1 \n98.7 \n2.7 \n14.8 \nTobacco \n(Including \ncigarettes) \n99.7 \n81.3 \n-18.5 \n12.3 \nIndustrial \ndiamonds \n3.7 \n33.5 \n814.1 \n5.1 \nOther mineral \nsubstances \n38.7 \n29.0 \n-25.0 \n4.4 \nFerro \nchromium \n27.8 \n20.8 \n-25.3 \n3.1 \nCoal \n15.4 \n16.2 \n5.2 \n2.5 \nOther ores and \nconcentrates \n6.8 \n14.6 \n114.8 \n2.2 \nChromium ores \nand \nconcentrates \n9.1 \n12.4 \n36.0 \n1.9 \nCrocodiles \n1.8 \n11.7 \n535.6 \n1.7 \nOthers \n37.1 \n40.5 \n9.0 \n6.1 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \n \nExport Markets \nIn April 2025, the country’s exports were \nprimarily directed to the United Arab Emirates \n(49.8%), South Africa (24.0%), and China \n(15.9%). The remaining exports were spread \nacross various other international jurisdictions \nand markets. Figure 6 shows the country’s \nmajor export markets during the month under \nreview. \n \n \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Imports \nMerchandise imports fell by 4.5% to US$781.3 \nmillion in April 2025, from US$818.3 million \nrecorded in the previous month. On a year-on-\nyear basis, imports increased by 8.6%. Figure 7 \nillustrates the developments in merchandise \nimports for the period from January 2024 to \nApril 2025. \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2024 and 2025 \n Source: ZIMSTAT & RBZ Computations, 2025 \n \nImports by Commodity \nIn April 2025, the import basket was largely \ncomprised of industrial supplies (31.1%), fuels \nand lubricants (22.3%), and capital goods \n(18.6%). \n49.8\n24.0\n15.9\n2.6\n1.7\n1.2\n0.8\n0.5\n0.4\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nZambia\nNetherlands\nHong Kong\nGermany\nKenya\n694.2\n729.7\n720.5\n719.6\n746.1\n755.0\n828.3\n876.2\n784.2\n835.9\n952.1\n889.3\n750.8\n738.4\n818.3\n781.3\n0\n200\n400\n600\n800\n1000\nJan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec\n2024\n2025\n \n \n \n5 \n \nTable 3: Major Imports (US$ millions) \n \nMar-25 \n(US$m) \nApr-25 \n \n(US$m) \nMar-\nApr 25 \nChanges \n(%) \nShare of \nTotal \nImports (%) \nApr-25 \nTotal \n818.3 \n781.3 \n10.9 \n100.0 \nOf Which: \n \n \n \n \nIndustrial \nSupplies \n311.1 \n242.9 \n-21.9 \n31.1 \nFuels and \nLubricants \n154.7 \n174.2 \n12.6 \n22.3 \nCapital \ngoods \n128.1 \n145.6 \n13.7 \n18.6 \nFood and \nBeverages \n98.3 \n87.6 \n-10.9 \n11.2 \nTransport \nEquipment \nand parts \n73.7 \n71.4 \n-3.2 \n9.1 \nConsumer \nGoods \n44.5 \n52.2 \n17.1 \n6.7 \nOthers \n7.8 \n7.5 \n-3.9 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nThe country’s imports were mainly sourced \nfrom South Africa (37.1%), China (14.5%), \nBahrain (10.4%), the Bahamas (7.4%), and \nMozambique (3.8%). The remainder of the \nimports came from various other markets, as \nshown in Figure 8. \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \n1 Monetary data was revised from September 2024 \nfollowing the adoption of new standardized reporting \nformats (SRFs) submitted by banks. The notable revision \nis on broad money stock (M3), which was revised \nMerchandise Trade Balance \nDuring April 2025, the country’s trade deficit \nnarrowed to US$118.7 million, from US$235.2 \nmillion recorded in the previous month. \nRelative to April 2024, the trade deficit \nnarrowed from US$206.1 million to US$118.7 \nmillion in the reporting month. Figure 9 shows \nthe country’s trade balance for the period from \nJanuary 2025 to April 2025. \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2025 \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG87,003.17 million in April 2025, an \nincrease of 3.81% from ZiG83,811.71 million \nrecorded in March 2025. \n \nThe month-on-month increase in M3 was \ndriven by growth of ZiG2,529.80 million \n(3.67%) in the foreign component and \ndownwards due to removal of Government foreign \ncurrency deposits held by banks from deposits included \nin broad money. Other monetary aggregates also \nchanged following the re-classification exercise. \n37.1\n14.5\n10.4\n7.4\n3.8\n3.4\n3.0\n2.7\n1.8\n1.5\nSouth Africa\nChina\nBahrain\nBahamas\nMozambique\nIndia\nZambia\nMauritius\nHong Kong\nUnited Arab Emirates\n652.0\n512.6\n583.1\n662.6\n749.1\n730.4\n818.3\n781.3\n-97.1\n-217.9\n-235.2\n-118.7\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-25\nFeb-25\nMar-25\nApr-25\nExports\nImports\nTrade Balance\n \n \n \n6 \n \nZiG661.66 million (4.45%) in the local \ncurrency component, bringing the respective \ntotals \nto \nZiG71,478.06 \nmillion \nand \nZiG15,525.11 million. \n \nThe broad money stock consisted of 82.16% \nforeign currency deposits, 17.72% local \ncurrency deposits, and 0.12% local currency in \ncirculation. Figure 10 shows the composition \nof the money supply. \n \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2025 \n \nDuring the month under analysis, credit to the \nprivate sector increased by 5.71%, from \nZiG55,269.44 million to ZiG58,425.38 million. \nNet claims on the central Government, \nhowever, declined by 7.22%. \n \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing, distribution and mining, which \nreceived 27.99%, 17.09%, 13.56%,10.72% and \n9.81% of the total credit, respectively. \n \nFigure 11 below shows the distribution of \ncredit by sector. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 42.29%; inventory \nbuild-up, \n22.29%; \nand \nfixed \ncapital \ninvestments, 12.71%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring April 2025, the Zimbabwe Stock \nExchange (ZSE) reflected bearish market \nsentiments. Consequently, the All Share, Top \n10, Top 15, and Medium Cap indices declined \nby 6.48%, 6.88%, 6.96%, and 5.27%, closing at \n191.95, 185.79, 190.43, and 237.50 points, \nrespectively. \n \nSimilarly, the Resource Index registered a \nsignificant decline of 20.22%, closing at 143.95 \npoints. \n \n \n \n \n \nNCDs, \n1.28%\nLocal Currency \nTime Deposits, \n1.41%\nFX Time \nDeposits, 8.83%\nLocal Currency \nTransferable , \n15.03%\nFX Transferable \nDeposits, 73.32%\nCurrency in \nCirculation, \n0.12%\nHouseholds\n27.99%\nAgriculture\n17.09%\nMining\n9.82%\nManufacturing\n13.56%\nDistribution\n10.72%\nTransport and \nCommunication\n2.36%\nServices\n10.56%\nFinancial \nOrganisations and \nInvestments\n5.35%\nConstruction\n2.54%\nOther\n0.00%\n \n \n \n7 \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nDuring the month under review, the cumulative \nvolume and value of shares traded increased by \n62.03% and 16.68% to close at 150.50 million \nshares and ZiG268.27 million, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded, however, declined to \n0.80%, from 4.33% recorded in the previous \nmonth. \nNet foreign position also worsened from \nnegative ZiG2.42 million to negative ZiG13.79 \nmillion during the month under analysis. \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2025 \nOwing to the bearish sentiments exhibited on \nthe ZSE during the period under review, the \nmarket lost 1.38%, or ZiG4 505.09 million \nworth of capitalization to close at ZiG58 411.66 \nmillion. This is comparable to ZiG62 916.75 \nmillion recorded in the previous month. \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange (VFEX) \ntraded positively in April 2025. As a result, the \nVFEX All Share index gained 3.94% to close \nat 114.67 points, compared to 110.32 points \nrecorded in March 2025. \n \nOn an annual basis, the VFEX All Share index \ngained 13.96%, from 100.62 points recorded in \nApril 2025. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nReflecting the bullish sentiments on the \nVictoria Falls Stock Exchange (VFEX), market \ncapitalization increased by 3.95%, rising to \nUS$1,337.88 \nmillion, \n(US$1.34 \nbillion) \ncompared to US$1,287.08 million (1.29 \nbillion) recorded in the previous month. \n100\n150\n200\n250\n300\n350\n160\n210\n260\n310\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n0\n100\n200\n300\n400\n500\n600\n0\n100\n200\n300\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nVALUE TRADED ZIG \nMILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n90\n95\n100\n105\n110\n115\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\n \n \n \n8 \n \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues increased by 5% to ZiG200.73 billion in \nApril 2025, from ZiG191.25 billion in March \n2025. Volumes decreased by 1% from 63.88 \nmillion to 63.53 million recorded during the \nsame period, as shown in Figure 15 below. \n \nFigure 15: Payment Systems Monthly \nTransactional Values and Volumes from \nMay 2024 - April 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system in April 2025 increased by 4% to \nZiG116.95 billion from ZiG112.65 billion \nreported in March 2025, whilst volumes \ndecreased by 5% from 0.92 million to 0.87 \nmillion during the same period. \n \n \n \n \n \n \n \n \nFigure 16: RTGS System Trend for Values \nand Volumes from May 2024 - April 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nMobile and Internet-Based Transactions \nMobile \nand \ninternet-based \ntransactions \nincreased by 7.77%, from ZiG64.48 billion in \nMarch 2025 to ZiG69.49 billion in April 2025. \n \nCash Transactions \nCash-based transactions decreased by 0.9% to \nZiG14.25 billion in April 2025, from ZiG14.38 \nbillion in March 2025. \n \nCard-Based Transactions \nCard-based transactions marginally increased \nby 1.49%, from ZiG14.13 billion in March \n2025 to ZiG14.34 billion recorded in April \n2025. \n \nINFLATION OUTTURN \nMonthly Inflation \nThe ZiG monthly inflation rate accelerated \nfrom -0.1% recorded in March 2025 to 0.6% in \nApril 2025. Figure 17 shows developments in \nmonthly ZiG inflation from June 2024 to April \n2025. \n0\n10\n20\n30\n40\n50\n60\n70\n0\n50\n100\n150\n200\n250\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n \n \n \n9 \n \nFigure 17: ZiG Month-on-Month Inflation \n(%) \n \nSource: ZIMSTAT, 2025 \n \nNon-food inflation rose from 0.2% in March \n2025 to 1.1% in April 2025 and contributed 0.7 \npercentage points to the monthly inflation rate. \nNon-food inflation was largely driven by \nhousing, water, electricity, gas and other fuels, \nparticularly rentals in low, medium and high-\ndensity areas, which slightly rose in April 2025. \nFood inflation also slightly increased by 0.2 \npercentage points, from -0.5% in March 2025 \nto -0.2% in April 2025. The food component \ncontributed -0.1 percentage points to the April \n2025 inflation rate. \n \nThe USD month-on-month inflation rate also \nmarginally increased from 0.1% in March 2025 \nto 0.2% in April 2025, on account of housing, \nwater, electricity, gas and other fuels. Food \ninflation, however, slowed down to 0.0% in \nApril 2025 from 0.2% in March 2025, while \nnon-food inflation accelerated to 0.3% in April \n2025 from 0.1% in March 2025. \n \nThe weighted monthly inflation rate increased \nfrom 0.0% in March 2025 to 0.3% in April \n2025, in line with the gain in both the ZiG and \nUSD inflation rates. \n \nUS$ Annual Inflation Developments \nThe year-on-year USD inflation rate, however, \neased from 15.0% in March 2025 to 14.4% in \nApril 2025. \n \nFigure \n18: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2025 \n \nZiG Annual Inflation Developments \nThe initial year-on-year ZiG inflation came out \nat 87.1%, which is closer to the projected level \nof 86%. This reflects mainly the base effect, \nwhich is expected to dissipate beginning \nOctober 2025. \n \nJUNE 2025 \nRESERVE BANK OF ZIMBABWE \n-5\n0\n5\n10\n15\n20\n25\n30\n35\n40\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\n-6\n-4\n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\n \n \n10 \nStatistical Tables \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n11 \n 2. Central Bank Survey \n \n \n \n \n \n \n12 \n \n3. Other Depository Corporations Survey \n \n \n \n \n13 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n14 \n 4.2 Liabilities \n \n \n \n \n \n \n \n15 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n16 \n 5.2 Liabilities \n \n \n \n17 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n18 \n 6.2 Liabilities \n \n \n \n \n \n19 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks' Loans and Advances \n20 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n21 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n22 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n23 \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n24 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n25 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n26 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n27 \nNational Payments System Statistics \n \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n28 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n29 \nTrade Statistics \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n 30 \n \n \n \n \n11 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWG '000)\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nNet Foreign Assets\n-28,856,803.24\n-27,776,929.20\n-27,814,239.65 -27,003,213.00\n-27,816,061.99\n-51,275,161.53\n-54,146,368.88 -48,383,455.25 -47,290,393.03 -50,807,430.00\n-51,172,565.90\n-46,837,658.56\n-45,196,989.71\nCentral Bank(net)\n-35,698,765.79\n-34,640,985.68\n-34,675,535.57\n-34,509,441.34\n-34,520,053.81\n-62,586,924.75\n-66,010,331.85\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\n-60,030,706.89\n-55,922,579.95\n-54,500,643.35\nForeign Assets\n9,276,276.05\n9,502,376.00\n10,341,190.76\n10,301,545.49\n10,342,781.57\n17,610,056.98\n24,894,776.54\n22,229,005.79\n23,239,748.84\n23,967,010.24\n23,087,880.76\n28,287,077.32\n26,132,242.58\nForeign Liabilities\n44,975,041.84\n44,143,361.68\n45,016,726.33\n44,810,986.83\n44,862,835.37\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\n83,118,587.65\n84,209,657.27\n80,632,885.93\nOther Depository Corporations(net)\n6,841,962.55\n6,864,056.48\n6,861,295.92\n7,506,228.34\n6,703,991.82\n11,311,763.23\n11,863,962.98\n9,303,347.77\n9,621,512.62\n7,389,855.15\n8,858,140.98\n9,084,921.39\n9,303,653.64\nForeign Assets\n10,973,836.76\n11,293,656.76\n11,679,328.24\n12,352,811.95\n11,598,442.41\n20,019,415.47\n21,861,671.92\n17,752,438.09\n19,141,214.17\n20,280,522.97\n21,464,245.49\n22,405,988.41\n22,719,000.08\nForeign Liabilities\n4,131,874.21\n4,429,600.28\n4,818,032.32\n4,846,583.61\n4,894,450.59\n8,707,652.25\n9,997,708.95\n8,449,090.32\n9,519,701.55\n12,890,667.83\n12,606,104.51\n13,321,067.02\n13,415,346.44\nNet Domestic Assets (NDA)\n67,611,589.07\n68,804,544.06\n70,540,712.34\n72,978,846.45\n74,289,272.26 126,283,122.13\n141,729,288.02 131,610,282.91 134,739,349.70 129,264,588.97\n129,550,418.66\n130,649,371.99\n132,200,160.49\nDomestic Claims\n53,499,996.04\n54,803,530.82\n56,344,942.28\n60,565,630.05\n61,126,246.18 104,881,665.21\n120,558,282.99 105,678,255.12 108,915,803.35 105,286,015.26\n108,409,025.61\n111,778,890.15\n112,052,777.07\nClaims on Central Government(net)\n28,205,410.93\n28,407,200.20\n28,221,481.56\n30,417,958.83\n30,051,033.28\n52,245,378.98\n59,872,765.24\n49,971,173.22\n51,692,039.40\n47,595,375.58\n49,726,708.09\n51,733,212.49\n47,997,895.52\nClaims on Central Government\n31,723,973.67\n32,009,475.99\n33,320,571.48\n35,189,934.44\n35,139,275.67\n60,331,256.46\n68,339,604.50\n59,979,049.76\n62,000,027.83\n65,079,234.40\n61,840,403.70\n64,347,800.81\n65,169,776.89\nCentral Bank\n25,896,938.71\n26,112,137.48\n26,985,969.93\n27,458,247.33\n28,058,136.59\n49,156,933.23\n56,008,803.04\n49,413,731.18\n50,322,196.84\n51,342,654.13\n48,573,045.84\n50,689,516.96\n51,472,216.36\nODCs\n5,827,034.95\n5,897,338.50\n6,334,601.55\n7,731,687.11\n7,081,139.08\n11,174,323.23\n12,330,801.46\n10,565,318.57\n11,677,830.99\n13,736,580.28\n13,267,357.86\n13,658,283.85\n13,697,560.53\nLess Liabilities to Central Government\n3,518,562.74\n3,602,275.78\n5,099,089.92\n4,771,975.61\n5,088,242.39\n8,085,877.49\n8,466,839.25\n10,007,876.54\n10,307,988.43\n17,483,858.82\n12,113,695.61\n12,614,588.32\n17,171,881.37\nCentral Bank\n3,275,708.09\n3,252,306.99\n4,509,829.40\n4,333,364.64\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\nOf which foreign Currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n8,231,669.88\n3,875,544.34\n4,410,312.03\n5,787,185.63\nODCs\n242,854.65\n349,968.79\n589,260.52\n438,610.98\n532,936.72\n583,276.88\n627,466.49\n677,235.40\n716,422.05\n8,148,760.93\n7,556,477.10\n7,764,442.07\n10,994,179.03\nOf which foreign currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n7,621,815.11\n6,689,625.99\n6,183,927.26\n9,392,249.02\nClaims on Other Sectors\n25,294,585.11\n26,396,330.62\n28,123,460.72\n30,147,671.23\n31,075,212.90\n52,636,286.23\n60,685,517.75\n55,707,081.90\n57,223,763.95\n57,690,639.67\n58,682,317.52\n60,045,677.66\n64,054,881.55\nOther Financial Corporations\n357,595.24\n435,157.09\n514,865.96\n481,655.73\n511,874.54\n867,287.19\n933,149.68\n842,461.28\n842,560.65\n3,517,155.78\n3,631,080.80\n3,864,502.48\n4,731,253.10\nState and Local Government\n1,803.44\n1,371.69\n1,489.84\n162.58\n189.44\n334.82\n83.40\n98.73\n574.72\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n953,146.00\n936,149.08\n896,790.27\n876,573.55\n797,477.87\n1,314,159.98\n1,501,886.18\n1,234,048.77\n901,658.84\n569,849.74\n971,292.01\n911,736.73\n898,249.04\nPrivate Sector\n23,982,040.42\n25,023,652.76\n26,710,314.65\n28,789,279.36\n29,765,671.04\n50,454,504.24\n58,250,398.50\n53,630,473.13\n55,478,969.74\n53,603,634.16\n54,079,944.72\n55,269,438.44\n58,425,379.41\nCentral Bank\n148,908.53\n153,636.33\n237,798.15\n234,893.40\n231,229.46\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\n538,877.81\n545,436.23\n577,074.39\nODCs\n23,833,131.89\n24,870,016.43\n26,472,516.50\n28,554,385.96\n29,534,441.57\n50,100,401.31\n57,813,152.92\n53,228,047.15\n55,075,629.21\n53,084,192.25\n53,541,066.90\n54,724,002.21\n57,848,305.02\nOf which Foreigm currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n46,086,808.21\n46,197,558.48\n47,961,063.26\n50,400,882.52\nOther Items(Net)\n-14,111,593.03\n-14,001,013.24\n-14,195,770.07\n-12,413,216.39\n-13,163,026.08\n-21,401,456.92\n-21,171,005.02 -25,932,027.78 -25,823,546.35 -23,978,573.71\n-21,141,393.04\n-18,870,481.85\n-20,147,383.42\nShares and Other Equity\n-12,601,007.23\n-10,297,974.44\n-7,881,583.18\n-6,103,689.62\n-3,963,842.23\n-5,871,022.33\n-6,523,128.90\n-9,456,191.46\n-6,806,943.03\n-2,759,355.75\n659,233.46\n2,615,680.90\n7,692,891.79\nLiabilities to Other Financial Corporations\n222,678.57\n4,558.25\n13,223.72\n12,000.37\n12,502.97\n51,080.87\n16,114.32\n42,655.67\n112,460.71\n75,390.33\n267,299.34\n87,132.51\n63,495.53\nRestricted Deposits\n1,197,298.85\n1,636,337.07\n1,719,547.05\n1,550,879.71\n2,087,873.41\n3,658,367.58\n3,837,899.15\n3,788,058.77\n4,320,759.37\n4,381,221.41\n6,468,476.55\n6,947,336.89\n7,610,344.85\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-2,930,563.22\n-5,343,934.13\n-8,046,957.66\n-7,872,406.86\n-11,299,560.23\n-19,239,883.04\n-18,501,889.60\n-20,306,550.75\n-23,449,823.40\n-25,675,829.70\n-28,536,402.39\n-28,520,632.13\n-35,514,115.58\nBroad Money-M3\n38,754,785.83\n41,027,614.86\n42,726,472.69\n45,975,633.45\n46,473,210.27\n75,007,960.60\n87,582,919.14\n83,226,827.66\n87,448,956.66\n78,457,158.97\n78,377,852.75\n83,811,713.44\n87,003,170.78\nSecurities Other than Shares Included in Broad \nMoney\n2,795.45\n4,372.61\n3,991.57\n19,182.77\n26,605.39\n23,833.50\n42,725.53\n0.00\n0.00\n1,110,841.91\n1,043,012.21\n1,258,288.66\n1,113,653.48\nBroad Money-M2\n38,751,990.38\n41,023,242.25\n42,722,481.12\n45,956,450.68\n46,446,604.88\n74,984,127.10\n87,540,193.61\n83,226,827.66\n87,448,956.66\n77,346,317.06\n77,334,840.54\n82,553,424.78\n85,889,517.30\nOther Deposits (Time Deposits)\n2,705,479.15\n3,276,458.32\n3,820,450.80\n3,890,292.40\n3,878,305.91\n5,866,414.39\n7,892,499.20\n7,727,403.75\n8,189,143.57\n6,724,490.33\n7,797,233.99\n7,273,435.41\n8,906,017.36\nof which Foreign Currency Accounts\n2,426,638.27\n2,953,225.13\n3,343,135.17\n3,425,730.40\n3,030,905.19\n4,839,186.89\n6,654,693.18\n5,209,298.79\n5,598,125.36\n5,707,454.07\n6,566,882.32\n6,058,373.46\n7,683,253.11\nNarrow Money-M1\n36,046,511.23\n37,746,783.93\n38,902,030.31\n42,066,158.28\n42,568,298.97\n69,117,712.70\n79,647,694.41\n75,499,423.91\n79,259,813.10\n70,621,826.72\n69,537,606.55\n75,279,989.37\n76,983,499.94\nTransferable Deposits\n36,036,209.11\n37,708,555.23\n38,850,801.81\n42,007,923.88\n42,499,225.86\n69,037,218.46\n79,550,713.83\n75,399,727.29\n79,160,579.60\n70,501,361.89\n69,416,636.09\n75,177,133.83\n76,875,024.10\n Of which Foreign Currency Accounts\n29,423,827.38\n30,036,317.64\n30,193,905.30\n31,635,023.78\n31,676,246.48\n58,411,486.96\n69,086,187.32\n64,595,580.16\n67,208,792.78\n58,700,729.20\n57,277,639.07\n62,889,885.72\n63,794,805.40\nCurrency Outside Depository Corporations\n10,302.12\n38,228.70\n51,228.50\n58,234.40\n69,073.11\n80,494.25\n96,980.58\n99,696.61\n99,233.50\n120,464.84\n120,970.46\n102,855.54\n108,475.84\nMemorandum Items\nReserve Money\n4,892,122.31\n6,639,450.71\n7,238,618.14\n7,282,113.20\n7,708,040.15\n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\n21,184,516.26\n22,726,335.23\n22,614,609.49\nFCAs as a Percentage of Deposits in M3\n82.2%\n80.5%\n78.6%\n76.4%\n74.8%\n82.7%\n86.6%\n84.0%\n83.4%\n82.2%\n81.6%\n82.4%\n82.3%\nEnd Period Exchange Rate\n13.43\n13.32\n13.70\n13.79\n13.85\n24.88\n28.68\n25.45\n25.80\n26.37\n26.56\n26.77\n26.82\nSource: Reserve Bank of Zimbabwe, 2025\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n*Statistics are denominated in ZiG\n \n \n12 \n \n \n \n \nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nNet Foreign Assets\n-35,698,765.79\n-34,640,985.68\n-34,675,535.57\n-34,509,441.34\n-34,520,053.81\n-62,586,924.75\n-66,010,331.85\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\n-60,030,706.89\n-55,922,579.95\n-54,500,643.35\nClaims on Non Residents\n9,276,276.05\n9,502,376.00\n10,341,190.76\n10,301,545.49\n10,342,781.57\n17,610,056.98\n24,894,776.54\n22,229,005.79\n23,239,748.84\n23,967,010.24\n23,087,880.76\n28,287,077.32\n26,132,242.58\nOfficial Reserves Assets\n3,630,141.09\n4,432,806.91\n4,934,345.75\n4,653,584.80\n4,669,127.60\n7,448,226.11\n13,215,724.85\n12,029,876.12\n12,507,847.00\n13,012,028.64\n12,782,102.88\n16,201,301.25\n16,015,188.61\nOther Foreign Assets\n5,646,134.96\n5,069,569.09\n5,406,845.01\n5,647,960.69\n5,673,653.97\n10,161,830.87\n11,679,051.69\n10,199,129.67\n10,731,901.84\n10,954,981.61\n10,305,777.88\n12,085,776.07\n10,117,053.97\nLess Liabilities to Non Residents\n44,975,041.84\n44,143,361.68\n45,016,726.33\n44,810,986.83\n44,862,835.37\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\n83,118,587.65\n84,209,657.27\n80,632,885.93\nShort Term Liabilities\n181,911.80\n68,814.57\n68,323.27\n67,276.01\n68,945.87\n121,431.23\n139,956.61\n124,234.37\n127,599.01\n130,779.08\n132,089.98\n95,836.21\n92,548.77\nOther Foreign Liabilities*\n44,793,130.04\n44,074,547.11\n44,948,403.06\n44,743,710.82\n44,793,889.51\n80,075,550.51\n90,765,151.78\n79,791,574.44\n80,024,055.49\n82,033,516.31\n82,986,497.67\n84,113,821.06\n80,540,337.16\n of which blocked funds\n10,572,458.80\n10,463,756.31\n10,741,167.48\n10,788,191.71\n10,803,573.95\n19,394,800.27\n22,213,360.59\n19,667,091.04\n17,365,023.44\n17,716,697.60\n17,848,335.07\n17,984,719.26\n13,730,603.29\nNet Domestic Assets (NDA)\n42,153,859.23\n41,280,436.39\n41,914,153.72\n41,791,554.54\n42,228,093.95\n76,193,502.44\n86,439,157.59\n77,714,813.55\n77,307,022.31\n79,885,794.78\n81,215,223.15\n78,648,915.18\n77,115,252.84\nDomestic Claims\n23,016,131.61\n23,259,572.78\n22,964,435.47\n23,611,619.32\n23,986,457.18\n42,382,262.65\n49,026,774.12\n40,880,349.44\n41,177,610.35\n42,570,173.06\n45,225,552.88\n47,071,770.46\n46,565,376.94\nNet Claims on Central Government\n22,621,230.63\n22,859,830.49\n22,476,140.52\n23,124,882.69\n23,502,830.93\n41,654,332.62\n48,169,430.28\n40,083,090.05\n40,730,630.45\n42,007,556.24\n44,015,827.34\n45,839,370.71\n45,294,514.02\nClaims on Central Government\n25,896,938.71\n26,112,137.48\n26,985,969.93\n27,458,247.33\n28,058,136.59\n49,156,933.23\n56,008,803.04\n49,413,731.18\n50,322,196.84\n51,342,654.13\n48,573,045.84\n50,689,516.96\n51,472,216.36\n of which: Securities Other than Shares\n6,909,934.78\n6,872,112.81\n7,091,361.49\n7,151,406.10\n7,200,851.85\n12,949,528.58\n15,003,331.18\n13,352,395.70\n13,877,094.68\n14,218,896.68\n14,323,594.21\n14,476,546.84\n14,550,745.09\n of which USD Securities \n6,905,188.25\n6,867,418.56\n7,086,795.02\n7,146,851.75\n7,196,324.20\n12,949,528.58\n15,003,331.18\n13,352,395.70\n13,877,094.68\n14,218,896.68\n14,323,594.21\n14,476,546.84\n14,550,745.09\nLoans\n18,987,003.94\n19,240,024.68\n19,894,608.43\n20,306,841.23\n20,857,284.75\n36,207,404.66\n41,005,471.86\n36,061,335.49\n36,445,102.15\n37,123,757.45\n34,249,451.63\n36,212,970.13\n36,921,471.26\n Loans and Advances\n791,535.04\n1,044,827.19\n1,287,212.83\n1,588,971.09\n1,589,532.00\n1,656,113.81\n1,575,286.73\n1,576,279.86\n1,579,038.55\n1,582,383.97\n8,684.84\n8,274.06\n9,367.91\nAmounts Due from Gvt including SDR Drawdowns\n18,195,468.90\n18,195,197.49\n18,607,395.60\n18,717,870.13\n19,267,752.75\n34,551,290.84\n39,430,185.13\n34,485,055.62\n34,866,063.60\n35,541,373.47\n34,240,766.79\n36,204,696.07\n36,912,103.35\n of which USD Securities revaluations (Exchange rate movements)\n17,984,314.62\n17,896,022.73\n18,308,220.85\n18,563,850.74\n18,972,797.61\n34,256,335.70\n39,103,481.48\n34,071,404.01\n34,373,221.03\n35,256,525.16\n35,520,014.26\n36,233,075.89\n37,260,300.45\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n3,275,708.09\n3,252,306.99\n4,509,829.40\n4,333,364.64\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\nOf which: Deposits\n3,275,708.09\n3,252,306.99\n4,509,829.40\n4,333,364.64\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\nof which Foreign Currency\n2,744,563.43\n2,472,546.52\n3,275,403.93\n3,115,314.66\n3,469,715.70\n6,332,620.41\n7,620,209.73\n9,113,050.30\n9,291,474.24\n8,231,669.88\n3,875,544.34\n4,410,312.03\n5,787,185.63\nLocal Currency Deposits\n0.00\n779,760.48\n1,234,425.47\n1,218,049.98\n1,085,589.96\n1,169,980.20\n219,163.03\n217,590.84\n300,092.14\n1,103,428.01\n681,674.17\n439,834.22\n390,516.71\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n394,900.98\n399,742.29\n488,294.95\n486,736.63\n483,626.25\n727,930.03\n857,343.85\n797,259.39\n446,979.90\n562,616.82\n1,209,725.54\n1,232,399.74\n1,270,862.93\nOther Financial Corporations\n62,041.75\n63,265.43\n62,779.58\n63,295.04\n64,046.07\n64,253.89\n68,325.03\n80,132.55\n31,350.72\n31,714.65\n245,531.91\n256,427.81\n257,789.54\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n183,950.70\n182,840.53\n187,717.21\n188,548.19\n188,350.72\n309,573.20\n351,773.24\n314,700.86\n12,288.64\n11,460.27\n425,315.82\n430,535.71\n435,999.00\nPrivate Sector\n148,908.53\n153,636.33\n237,798.15\n234,893.40\n231,229.46\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\n538,877.81\n545,436.23\n577,074.39\nClaims on Other Depository Corporations\n364,055.43\n361,687.12\n362,068.58\n322,950.33\n315,110.77\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\n1,097,271.76\nOf which: Loans\n364,055.43\n361,687.12\n362,068.58\n322,950.33\n315,110.77\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\n1,097,271.76\nOther Liabilities to ODCs\n5,672,540.16\n6,381,133.30\n5,909,428.26\n5,505,978.19\n5,409,080.16\n4,538,818.97\n6,707,055.64\n8,873,541.61\n8,273,621.31\n7,914,935.58\n8,889,894.56\n9,408,949.80\n11,959,255.26\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,260,627.63\n2,214,947.71\n2,314,576.53\n2,802,338.07\n2,870,625.13\n1,385,743.24\n1,724,801.18\n2,144,377.64\n2,002,013.98\n1,650,524.42\n2,378,356.92\n2,749,153.11\n2,521,500.05\nOther Items(Net)\n-24,446,212.35\n-24,040,309.79\n-24,497,077.93\n-23,362,963.07\n-23,335,606.17\n-37,803,290.88\n-43,528,194.29\n-44,136,669.51\n-43,495,088.34\n-44,436,008.16\n-43,931,274.21\n-39,926,707.42\n-41,411,859.40\nShares and Other Equity\n-24,240,753.70\n-23,915,831.50\n-24,236,240.32\n-23,332,831.27\n-23,091,435.83\n-37,896,149.54\n-43,845,102.64\n-41,767,525.41\n-39,722,515.26\n-40,716,687.65\n-38,350,823.50\n-37,337,007.50\n-32,727,792.93\nOther Items(Net)\n-1,523,004.67\n-2,100,723.61\n-2,120,667.23\n-1,846,508.62\n-2,396,362.99\n-3,908,731.83\n-4,040,258.56\n-6,511,308.80\n-8,239,991.34\n-8,373,471.14\n-12,139,470.53\n-10,080,715.57\n-16,500,895.60\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n1,317,546.03\n1,976,245.32\n1,859,829.62\n1,816,376.82\n2,152,192.65\n4,001,590.49\n4,357,166.91\n4,142,164.71\n4,467,418.26\n4,654,150.62\n6,559,019.82\n7,491,015.65\n7,816,829.13\nMonetary Base \n6,455,093.44\n6,639,450.71\n7,238,618.14\n7,282,113.20\n7,708,040.15\n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\n21,184,516.26\n22,726,335.23\n22,614,609.49\nCurrency Issued\n17,756.07\n53,215.76\n60,445.44\n65,756.33\n75,469.02\n88,365.90\n153,689.13\n172,287.58\n181,873.44\n189,782.65\n196,003.25\n204,184.02\n215,834.01\nZWL Coins\n20.39\n16.95\n15.26\n14.33\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\nZWL Notes\n7,646.53\n7,646.25\n7,641.71\n6,018.48\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\nZig Notes\n1,240.55\n12,162.56\n16,066.84\n20,175.22\n26,774.05\n33,546.57\n35,318.43\n35,320.20\n35,320.10\n35,322.26\n35,322.72\n35,323.23\n35,324.36\nZiG Coins\n8,848.60\n33,390.00\n36,721.62\n39,548.30\n43,392.05\n49,516.41\n113,067.78\n131,664.45\n141,250.42\n149,157.47\n155,377.61\n163,557.87\n175,206.72\nLiabilities to ODCs\n6,437,337.37\n6,586,234.95\n7,178,172.71\n7,216,356.87\n7,632,571.13\n13,518,211.78\n20,275,136.61\n19,855,722.95\n20,213,243.21\n21,498,726.98\n20,988,513.01\n22,522,151.21\n22,398,775.48\nReserve Deposits\n4,760,466.26\n5,381,967.87\n5,674,932.79\n6,001,808.11\n6,198,549.50\n11,991,225.66\n17,272,213.17\n16,096,475.01\n16,691,280.01\n17,918,322.64\n17,853,262.69\n17,411,472.42\n18,965,464.46\n Local Currency Reserve Deposits\n588,261.85\n852,988.66\n1,019,521.43\n1,293,912.63\n1,392,957.07\n1,999,399.49\n2,851,765.21\n2,965,905.06\n2,935,341.50\n2,981,537.53\n3,152,253.26\n3,222,430.88\n3,688,042.11\n Foreign Currency Reserve Deposits\n4,172,204.40\n4,528,979.21\n4,655,411.36\n4,707,895.48\n4,805,592.43\n9,991,826.17\n14,420,447.97\n13,130,569.95\n13,755,938.51\n14,936,785.11\n14,701,009.42\n14,189,041.54\n15,277,422.35\n Exess reserves \n1,676,871.11\n1,204,267.07\n1,503,239.92\n1,214,548.76\n1,434,021.62\n1,526,986.12\n3,002,923.43\n3,759,247.94\n3,521,963.20\n3,580,404.34\n3,135,250.32\n5,110,678.79\n3,433,311.02\n of which Excess reserves - ZiG\n113,899.99\n124,143.39\n145,185.75\n87,381.11\n143,711.96\n165,752.71\n338,542.12\n406,286.37\n398,701.95\n275,478.64\n440,419.67\n363,524.21\n412,329.00\n Excess reserves - FCA\n1,562,971.12\n1,080,123.68\n1,358,054.17\n1,127,167.65\n1,290,309.66\n1,361,233.41\n2,664,381.31\n3,352,961.57\n3,123,261.25\n3,304,925.70\n2,694,830.66\n4,747,154.58\n3,020,982.02\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Of which Foreign Currency Accounts\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n172,772.48\n7,312.68\n471,197.53\n172,041.15\nSource: Reserve Bank of Zimbabwe, 2025\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n13 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nNet Foreign Assets\n6,841,962.55\n6,864,056.48\n6,861,295.92\n7,506,228.34\n6,703,991.82\n11,311,763.23\n11,863,962.98\n9,303,347.77\n9,621,512.62\n7,389,855.15\n8,858,140.98\n9,084,921.39\n9,303,653.64\nClaims on Non Residents\n10,973,836.76\n11,293,656.76\n11,679,328.24\n12,352,811.95\n11,598,442.41\n20,019,415.47\n21,861,671.92\n17,752,438.09\n19,141,214.17\n20,280,522.97\n21,464,245.49\n22,405,988.41\n22,719,000.08\nOf Which: Foreign Currency\n4,794,837.35\n4,337,566.82\n4,753,113.49\n5,739,936.96\n6,444,888.52\n10,895,905.76\n13,662,079.40\n11,233,737.69\n10,274,553.25\n12,746,359.54\n11,639,759.14\n9,242,682.83\n9,519,904.05\nDeposits\n6,152,462.49\n6,929,621.83\n6,902,261.76\n6,586,859.83\n5,128,037.09\n9,069,019.76\n8,153,531.84\n6,482,287.97\n8,827,755.41\n6,917,904.53\n9,040,658.99\n12,961,797.44\n12,996,492.34\nOther\n26,536.92\n26,468.12\n23,952.99\n26,015.17\n25,516.80\n54,489.96\n46,060.69\n36,412.43\n38,905.51\n616,258.91\n783,827.36\n201,508.15\n202,603.69\nLess Liabilities to Non Residents\n4,131,874.21\n4,429,600.28\n4,818,032.32\n4,846,583.61\n4,894,450.59\n8,707,652.25\n9,997,708.95\n8,449,090.32\n9,519,701.55\n12,890,667.83\n12,606,104.51\n13,321,067.02\n13,415,346.44\nOf Which: Deposits\n1,874,340.18\n1,941,676.30\n2,023,747.02\n1,715,870.69\n1,688,391.39\n2,976,714.87\n3,361,036.04\n2,691,546.72\n3,251,085.67\n2,457,297.24\n2,140,508.07\n1,714,067.13\n2,351,476.19\nLoans\n2,257,534.02\n2,487,923.98\n2,794,285.29\n3,130,712.92\n3,206,059.20\n5,730,937.38\n6,636,672.91\n5,757,543.59\n6,268,615.88\n10,433,370.59\n10,465,596.44\n11,606,999.89\n11,063,870.25\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n31,782,273.98\n33,785,421.43\n35,673,665.70\n38,145,673.59\n39,635,826.10\n63,272,480.21\n75,102,707.82\n73,469,677.34\n77,581,551.65\n70,673,909.77\n69,308,198.04\n74,080,257.75\n77,384,557.01\nDomestic Claims\n30,483,864.43\n31,543,958.04\n33,380,506.81\n36,954,010.73\n37,139,789.00\n62,499,402.56\n71,531,508.87\n65,031,259.53\n67,738,193.00\n62,715,842.20\n63,183,472.74\n64,707,119.69\n65,487,400.13\nNet Claims on Central Government\n5,584,180.30\n5,547,369.71\n5,745,341.04\n7,293,076.13\n6,548,202.35\n10,591,046.35\n11,703,334.97\n10,121,437.02\n10,961,408.94\n5,587,819.34\n5,710,880.75\n5,893,841.78\n2,703,381.51\nClaims on Central Government\n5,827,034.95\n5,897,338.50\n6,334,601.55\n7,731,687.11\n7,081,139.08\n11,174,323.23\n12,330,801.46\n10,798,672.42\n11,677,830.99\n13,736,580.28\n13,267,357.86\n13,658,283.85\n13,697,560.53\nSecurities\n5,583,192.64\n5,867,704.45\n6,309,901.96\n7,706,557.44\n6,955,089.37\n10,929,386.91\n12,091,791.23\n10,509,483.63\n11,621,387.80\n13,393,713.03\n12,742,171.99\n13,149,275.83\n13,219,565.52\n of which foreign currency denominated securities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n11,952,492.94\n11,317,473.10\n11,610,829.00\n12,803,600.95\nLoans\n243,842.32\n29,634.05\n24,699.60\n25,129.68\n126,049.71\n244,936.32\n239,010.23\n289,188.79\n56,443.19\n342,867.25\n525,185.87\n509,008.02\n477,995.02\n of which foreign currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n335,726.69\n515,891.12\n500,077.20\n474,002.53\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n242,854.65\n349,968.79\n589,260.52\n438,610.98\n532,936.72\n583,276.88\n627,466.49\n677,235.40\n716,422.05\n8,148,760.93\n7,556,477.10\n7,764,442.07\n10,994,179.03\nOf which: Deposits\n242,854.65\n349,968.79\n589,260.52\n438,610.98\n532,936.72\n583,276.88\n627,466.49\n677,235.40\n716,422.05\n8,148,760.28\n7,486,500.33\n7,714,695.67\n10,839,609.34\nof which foreign currency deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n7,621,815.11\n6,689,625.99\n6,183,927.26\n9,392,249.02\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.65\n69976.77\n49746.39\n154569.69\nClaims on Other Sectors\n24,899,684.12\n25,996,588.33\n27,635,165.77\n29,660,934.60\n30,591,586.65\n51,908,356.20\n59,828,173.90\n54,909,822.51\n56,776,784.05\n57,128,022.86\n57,472,591.98\n58,813,277.91\n62,784,018.62\nOther Financial Corporations\n295,553.50\n371,891.66\n452,086.38\n418,360.70\n447,828.48\n803,033.30\n864,824.64\n762,328.72\n811,209.93\n3,485,441.13\n3,385,548.89\n3,608,074.67\n4,473,463.56\nState and Local Government\n1,803.44\n1,371.69\n1,489.84\n162.58\n189.44\n334.82\n83.40\n98.73\n574.72\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n769,195.30\n753,308.55\n709,073.06\n688,025.36\n609,127.16\n1,004,586.77\n1,150,112.93\n919,347.91\n889,370.20\n558,389.47\n545,976.19\n481,201.02\n462,250.04\nPrivate Sector\n23,833,131.89\n24,870,016.43\n26,472,516.50\n28,554,385.96\n29,534,441.57\n50,100,401.31\n57,813,152.92\n53,228,047.15\n55,075,629.21\n53,084,192.25\n53,541,066.90\n54,724,002.21\n57,848,305.02\nof which foreign currency denominated loans\n46,086,808.21\n46,197,558.48\n47,961,063.26\n50,400,882.52\nClaims on the Central Bank\n11,097,658.79\n12,455,525.64\n12,775,616.04\n11,481,325.31\n13,543,158.02\n22,444,626.84\n30,514,072.84\n32,279,220.71\n32,226,426.11\n30,373,545.93\n29,202,075.39\n30,532,018.85\n33,836,493.47\nCurrency\n7,453.94\n14,987.06\n9,216.94\n7,521.93\n6,395.91\n7,871.66\n56,708.55\n72,590.97\n82,639.94\n69,317.82\n75,032.79\n101,328.49\n107,358.17\nReserves\n11,090,204.85\n12,420,731.87\n12,746,019.20\n11,453,300.33\n13,516,156.89\n22,399,747.84\n30,414,709.72\n29,835,562.13\n32,109,976.20\n30,142,631.46\n28,957,942.09\n30,153,538.87\n33,294,888.17\nSecurities\n0.00\n19,806.72\n20,379.90\n20,503.05\n20,605.22\n37,007.33\n42,654.56\n2,371,067.62\n33,809.97\n161,596.66\n169,100.51\n277,151.49\n434,247.13\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n67,448.03\n50,898.37\n99,769.05\n99,872.51\n109,931.02\n491,438.62\n429,739.68\n409,274.64\n233,008.13\n488,195.06\n536,903.93\n541,715.35\n544,153.36\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(Net)\n9,731,801.21\n10,163,163.89\n10,382,688.10\n10,189,789.94\n10,937,189.89\n21,180,110.57\n26,513,134.21\n23,431,528.27\n22,150,059.32\n21,927,283.31\n22,540,446.16\n20,617,165.44\n21,395,183.23\nShares and Other Equity\n11,639,746.46\n13,617,857.06\n16,354,657.14\n17,229,141.66\n19,127,593.60\n32,025,127.21\n37,321,973.73\n32,311,333.95\n32,915,572.23\n37,957,331.90\n39,010,056.96\n39,952,688.39\n40,420,684.72\nLiabilities to other ressident sectors\n222,678.57\n4,558.25\n13,223.72\n12,000.37\n12,502.97\n51,080.87\n16,114.32\n42,655.67\n112,460.71\n40,857.99\n232,767.00\n52,600.17\n57,571.63\nOther Items(Net)\n-2,130,623.82\n-3,459,251.43\n-5,985,192.76\n-7,051,352.09\n-8,202,906.68\n-10,896,097.52\n-10,824,953.85\n-8,922,461.35\n-10,877,973.62\n-16,070,906.59\n-16,702,377.80\n-19,388,123.12\n-19,083,073.13\nDeposits and Securities Included in Broad Money\n38,624,236.53\n40,649,477.91\n42,534,961.62\n45,651,901.94\n46,339,817.92\n74,584,243.43\n86,966,670.79\n82,773,025.11\n87,203,064.28\n78,063,764.92\n78,166,339.02\n83,165,179.14\n86,688,210.65\nDeposits Included in Broad Money\n38,621,441.08\n \n40,645,105.30\n \n42,530,970.04\n \n45,632,719.17\n \n46,313,212.53\n \n74,560,409.93\n \n86,923,945.26\n \n82,773,025.11\n \n87,203,064.28\n \n76,952,923.01\n \n77,123,326.81\n \n81,906,890.48\n \n85,574,557.18\n \nTransferable Deposits\n35,915,961.93\n \n37,368,646.98\n \n38,710,519.24\n \n41,742,426.77\n \n42,434,906.62\n \n68,693,995.54\n \n79,031,446.06\n \n75,045,621.35\n \n79,013,920.71\n \n70,228,432.67\n \n69,326,092.81\n \n74,633,455.07\n \n76,668,539.82\n \n of which FCAs\n29,421,560.87\n \n29,788,818.17\n \n30,114,642.50\n \n31,415,685.01\n \n31,648,530.18\n \n58,109,730.00\n \n68,608,644.80\n \n64,281,472.90\n \n67,075,955.67\n \n58,527,956.72\n \n57,270,326.39\n \n62,418,688.19\n \n63,622,764.25\n \nOther Deposits (Time Deposits)\n2,705,479.15\n3,276,458.32\n3,820,450.80\n3,890,292.40\n3,878,305.91\n5,866,414.39\n7,892,499.20\n7,727,403.75\n8,189,143.57\n6,724,490.33\n7,797,233.99\n7,273,435.41\n8,906,017.36\n of which FCAs\n2,426,638.27\n2,953,225.13\n3,343,135.17\n3,425,730.40\n3,030,905.19\n4,839,186.89\n6,654,693.18\n5,209,298.79\n5,598,125.36\n5,707,454.07\n6,566,882.32\n6,058,373.46\n7,683,253.11\nMoney Market Instruments\n2,795.45\n \n4,372.61\n \n3,991.57\n \n19,182.77\n \n26,605.39\n \n23,833.50\n \n42,725.53\n \n-\n \n-\n \n1,110,841.91\n \n1,043,012.21\n \n1,258,288.66\n \n1,113,653.48\n \nSource:Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n \n \n14 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther2\nGovernment\nLocal \nPublic \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nTotal\nAssets\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\nApr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nMay\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nJun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nJul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nAug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\nSep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nOct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\nNov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\nDec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n2025\nJan\n69.3\n \n12,746.4\n \n30,180.7\n \n3,532.9\n \n6,021.2\n \n896.7\n13,393.7\n0.0\n0.0\n2,006.3\n342.9\n0.0\n558.4\n6,598.6\n45,645.3\n52,243.9\n4,743.0\n6,786.8\n10,675.6\n18,575.8\n162,773.4\nFeb\n75.0\n \n11,639.8\n \n28,998.1\n \n3,283.1\n \n8,161.6\n \n879.1\n12,742.2\n0.0\n0.0\n2,420.6\n525.2\n0.0\n546.0\n6,009.1\n46,847.7\n52,856.7\n4,830.3\n7,060.8\n8,636.7\n18,506.8\n161,162.0\nMar\n101.3\n \n9,242.7\n \n30,230.5\n \n3,610.1\n \n12,141.7\n \n820.1\n13,149.3\n0.0\n0.0\n2,701.4\n509.0\n0.0\n481.2\n5,364.5\n48,748.3\n54,112.8\n4,536.1\n7,859.2\n8,503.0\n19,297.8\n167,296.2\nApr\n107.4\n \n9,519.9\n \n33,479.3\n \n3,591.2\n \n12,582.7\n \n413.8\n13,219.6\n0.0\n0.0\n2,516.2\n478.0\n0.0\n462.3\n5,605.4\n52,416.4\n58,021.8\n4,214.0\n6,452.9\n11,508.1\n19,362.3\n175,929.4\nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\nOther Institutional Units\nForeign \nCurrency \nDenominated\n ZiG \nDenominated\n \n \n15 \n \n \n \n \n \nEnd of\nTotal Deposits\nof which FCA\n475,755.5\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\n*Aug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\n*Sep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\n*Oct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\n*Nov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\n*Dec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2025\n*Jan\n68,409.5\n1,912.4\n7,835.3\n78,157.2\n1,164.8\n8,148.8\n87,470.8\n64,365.7\n0.0\n12,797.2\n488.2\n969.1\n40.9\n38,608.5\n6,786.8\n15,612.0\n162,773.4\n*Feb\n67,429.9\n1,989.7\n8,910.2\n78,329.8\n759.7\n7,486.5\n86,576.0\n63,840.6\n0.0\n12,512.6\n536.9\n1,154.7\n232.8\n39,664.8\n7,060.8\n13,423.4\n161,162.0\n*Mar\n72,624.4\n2,009.1\n8,581.5\n83,215.0\n248.3\n7,714.7\n91,178.1\n68,486.6\n0.0\n13,321.0\n541.7\n801.1\n52.6\n40,610.2\n7,859.2\n12,932.3\n167,296.2\n*Apr\n74,443.6\n2,224.9\n10,174.2\n86,842.8\n255.1\n10,839.6\n97,937.5\n70,754.4\n0.0\n13,415.3\n544.2\n970.0\n57.6\n41,163.7\n6,452.9\n15,388.2\n175,929.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\n \n \n16 \n \n \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt Public Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\nLoans in ZiG\nLoans in Foreign Currency\nTotal\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n55.47\n \n11,470.10\n \n27,587.58\n \n2,805.14\n \n5,383.93\n \n896.67\n \n12,362.23\n \n-\n \n-\n \n807.94\n \n342.87\n \n-\n \n201.82\n \n6,018.68\n \n38,456.08\n \n44,474.76\n \n4,490.04\n \n6,786.76\n \n7,296.77\n \n14,700.77\n \n139,662.8\n \nFeb\n60.09\n \n10,394.10\n \n26,074.71\n \n2,500.83\n \n7,466.49\n \n879.05\n \n11,985.91\n \n-\n \n-\n \n1,227.40\n \n525.19\n \n-\n \n210.91\n \n5,135.14\n \n39,602.20\n \n44,737.33\n \n4,572.78\n \n7,060.84\n \n6,529.15\n \n14,603.01\n \n138,827.8\n \nMar\n79.63\n \n7,880.54\n \n27,417.58\n \n2,717.51\n \n11,623.76\n \n820.11\n \n12,300.30\n \n-\n \n-\n \n1,342.02\n \n509.01\n \n-\n \n196.72\n \n4,699.08\n \n40,942.54\n \n45,641.63\n \n4,354.50\n \n7,859.25\n \n6,540.97\n \n15,243.80\n \n144,527.3\n \nApr\n87.99\n \n8,108.02\n \n30,664.80\n \n2,649.20\n \n12,068.34\n \n413.80\n \n12,241.98\n \n-\n \n-\n \n1,095.15\n \n478.00\n \n-\n \n177.77\n \n4,854.99\n \n44,593.50\n \n49,448.49\n \n4,042.90\n \n6,452.91\n \n9,497.37\n \n15,304.56\n \n152,731.3\n \nSource: Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nOther Institutional Units\n \n \n17 \n \n \n \nZWG millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n61,330.5\n1,857.1\n5,138.7\n68,326.3\n1,164.8\n7,498.8\n76,990.0\n57,444.7\n0.0\n11,140.1\n488.2\n591.7\n40.9\n31,241.2\n6,786.8\n12,384.1\n139,662.8\nFeb\n60,122.2\n1,926.9\n5,792.8\n67,841.9\n759.7\n6,860.8\n75,462.5\n56,543.4\n0.0\n10,832.8\n536.9\n948.1\n232.8\n32,118.9\n7,060.8\n11,635.0\n138,827.8\nMar\n64,498.3\n1,941.3\n5,810.8\n72,250.4\n248.3\n7,126.4\n79,625.1\n60,576.1\n0.0\n11,822.7\n539.3\n718.1\n52.6\n32,964.9\n7,859.2\n10,945.4\n144,527.3\nApr\n66,264.7\n2,136.9\n7,267.2\n75,668.8\n255.1\n10,251.2\n86,175.2\n62,807.1\n0.0\n11,917.1\n541.8\n870.9\n57.6\n33,473.5\n6,452.9\n13,242.4\n152,731.3\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n18 \n \n \n \n \n \nForeign\nOther \nContigent\nEnd of\nNotes\nClaims\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt Public Enterprises\nOther2\nMortgages\nGovernment\nPublic Enterprise\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nLoans in ZiG\nLoans in Foreign Currency \nTotal\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n13.1\n \n939.4\n2,348.5\n \n616.8\n637.3\n \n-\n \n1,028.5\n \n0.0\n-\n \n1,019.2\n \n1,294.7\n \n-\n \n356.6\n \n317.5\n \n5,353.2\n \n5,670.7\n \n199.4\n \n-\n \n3001.4\n3,282.1\n \n20,407.7\n \nFeb\n13.9\n \n980.7\n2,545.5\n \n628.6\n695.1\n \n-\n \n753.2\n \n0.0\n-\n \n997.8\n \n1,428.4\n \n-\n \n335.1\n \n535.1\n \n5,302.8\n \n5,837.9\n \n199.4\n \n-\n \n1754.4\n3,294.2\n \n19,464.2\n \nMar\n20.4\n \n1031.3\n2,349.0\n \n786.9\n517.9\n \n-\n \n844.9\n \n0.0\n-\n \n1,066.7\n \n1,604.4\n \n-\n \n284.5\n \n358.4\n \n5,601.2\n \n5,959.7\n \n121.0\n \n-\n \n1684.9\n3,466.0\n \n19,737.7\n \nApr\n17.8\n \n1038.4\n2,522.2\n \n766.4\n514.4\n \n-\n \n900.0\n \n0.0\n-\n \n1,084.2\n \n1,815.7\n \n-\n \n284.5\n \n322.9\n \n5,519.7\n \n5,842.6\n \n111.4\n \n-\n \n1736.6\n3,476.9\n \n20,111.3\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nOther Institutional Units\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n19 \n \n \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent \nOther\nTOTAL\nand\nLiabilities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\n- \nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n6114\n44.7\n2,350.2\n8,508.5\n0.0\n649.8\n9,158.3\n6,215.9\n0.0\n1,657.1\n0.0\n377.4\n0.0\n6,162.6\n0.0\n3,052.3\n20,407.7\nFeb\n6227\n51.3\n2,759.3\n9,037.6\n0.0\n625.5\n9,663.1\n6,512.8\n0.0\n1,679.8\n0.0\n206.6\n0.0\n6,294.5\n0.0\n1,620.1\n19,464.2\nMar\n7027\n54.9\n2,402.5\n9,484.9\n0.0\n588.2\n10,073.1\n7,085.6\n0.0\n1,498.3\n0.0\n83.0\n0.0\n6,364.1\n0.0\n1,719.2\n19,737.7\nApr\n7101\n74.1\n2,488.0\n9,663.4\n0.0\n588.3\n10,251.7\n7,186.8\n0.0\n1,498.3\n0.0\n99.1\n0.0\n6,375.2\n0.0\n1,887.1\n20,111.3\n- \nSource: Reserve Bank of Zimbabwe, 2025\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n20 \n \n \n \nEND OF\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\n*Aug\n3,858,128.45\n496,920.13\n197,595.11\n3,160,166.09\n163,179.56\n1,353,221.18\n3,891,826.53\n2,259,346.53\n2,064,398.05\n355,517.61\n7,019,997.29\n1,626.53\n24,821,923.05\n*Sep\n6,672,075.13\n1,240,260.16\n365,299.01\n5,024,076.96\n274,548.64\n2,326,667.49\n6,387,958.08\n4,331,429.08\n3,418,807.30\n640,082.06\n11,884,283.83\n2,603.24\n42,568,090.98\n*Oct\n7,858,559.49\n1,469,928.32\n481,828.82\n5,465,308.96\n320,115.06\n2,603,522.82\n7,340,600.92\n5,249,584.59\n3,667,687.19\n726,009.18\n13,568,052.49\n3,070.10\n48,754,267.95\n*Nov\n7,180,366.66\n1,328,085.57\n428,978.78\n5,025,733.67\n284,239.89\n2,457,448.49\n6,759,835.67\n4,209,879.63\n3,928,182.05\n680,905.22\n13,074,981.78\n2,309.39\n45,360,946.80\n*Dec\n7,297,552.82\n1,289,292.14\n385,874.99\n4,973,856.63\n262,219.72\n2,513,526.60\n6,746,914.01\n4,827,984.53\n3,694,327.88\n706,439.67\n13,280,443.54\n2,262.81\n45,980,695.34\n2025\n*Jan\n7,678,298.65\n1,196,038.23\n409,696.02\n5,047,238.20\n306,809.73\n2,664,917.36\n6,434,242.43\n4,757,437.66\n4,086,970.99\n769,886.02\n13,569,651.19\n1,922.01\n46,923,108.48\n*Feb\n8,299,274.74\n1,201,875.78\n399,492.64\n4,830,538.61\n300,587.07\n2,770,286.66\n6,503,215.41\n4,803,609.78\n4,292,425.79\n746,491.37\n13,140,132.51\n1,960.50\n47,289,890.85\n*Mar\n8,326,930.91\n1,244,718.81\n402,707.95\n5,041,144.58\n317,777.54\n2,491,912.41\n6,543,198.90\n4,375,136.07\n5,262,596.60\n744,227.95\n13,809,533.31\n1,950.08\n48,561,835.10\n*Apr\n8,907,112.83\n1,321,160.24\n510,175.35\n5,587,682.42\n301,612.10\n2,488,206.19\n7,065,026.69\n5,118,059.86\n5,500,479.51\n721,927.40\n14,585,410.50\n2,121.10\n52,108,974.19\nSource: Reserve Bank of Zimbabwe, 2025\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n21 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\n*Oct\n3,485,504.59\n2,567,255.56\n3,535,607.03\n7,474,589.94\n3,299,698.46\n7,968,221.02\n5,044,419.36\n5,097,867.03\n29,458,757.35\n1,018,065.78\n9,462,752.69\n220,427.14\n78,633,165.96\n*Nov\n3,092,857.19\n2,583,575.64\n3,658,337.22\n6,311,484.89\n3,319,494.63\n7,425,250.57\n6,381,558.42\n4,761,639.77\n27,173,979.25\n1,133,673.74\n8,782,149.64\n200,228.74\n74,824,229.70\n*Dec\n3,246,075.75\n3,000,089.39\n3,491,754.69\n6,900,913.48\n3,547,897.26\n7,345,227.12\n6,716,997.93\n4,549,007.97\n27,260,521.53\n1,099,879.74\n10,022,447.18\n355,894.47\n77,536,706.51\n2025\n*Jan\n2,906,778.30\n3,263,210.15\n3,335,010.28\n6,226,024.85\n3,652,381.28\n8,401,231.92\n6,022,841.93\n4,820,773.49\n27,794,296.00\n1,020,418.08\n9,522,377.98\n214,322.39\n77,179,666.65\n*Feb\n3,148,260.00\n2,765,476.21\n2,386,768.37\n6,142,552.78\n3,733,009.01\n8,301,324.64\n5,391,986.88\n4,799,925.63\n27,396,588.33\n1,120,196.78\n10,349,018.64\n257,727.50\n75,792,834.75\n*Mar\n2,931,379.17\n2,536,384.45\n2,998,500.17\n7,205,270.81\n4,098,816.70\n9,412,388.16\n5,090,011.12\n5,298,903.78\n30,409,375.81\n1,367,930.91\n10,495,733.30\n291,454.26\n82,136,148.64\n*Apr\n3,386,026.90\n2,914,075.14\n3,289,407.24\n8,086,383.88\n4,171,684.56\n10,519,094.01\n5,681,605.01\n5,683,058.56\n29,468,736.33\n1,483,286.46\n12,710,551.63\n251,262.54\n87,645,172.24\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n \n22 \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2021\nJan\n32.65\n55.57\n24.77\n24.77\nFeb\n36.67\n52.01\n21.36\n21.36\nMar\n35.83\n55.77\n22.61\n22.61\nApr\n35.22\n57.08\n22.59\n22.59\nMay\n34.84\n56.21\n21.76\n21.76\nJun\n36.25\n57.04\n22.46\n22.46\nJul\n36.56\n57.00\n21.66\n21.66\nAug\n41.06\n57.39\n39.65\n39.65\nSep\n40.61\n58.44\n39.50\n39.50\nOct\n41.86\n58.68\n45.81\n45.81\nNov\n39.13\n58.74\n38.10\n38.10\nDec\n39.34\n58.65\n37.94\n37.94\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\n2025\n*Jan\n41.82\n47.35\n40.13\n46.08\n*Feb\n43.00\n48.60\n40.45\n45.68\n*Mar\n42.33\n47.97\n40.42\n46.11\n*Apr\n42.16\n47.82\n40.43\n46.21\nSource: Reserve Bank of Zimbabwe, 2025\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n23 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n*Mar\n3.81\n4.14\n5.95\n8.87\n*Apr\n3.81\n4.14\n5.95\n8.93\nSource: Reserve Bank of Zimbabwe, 2025\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n24 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.81\n0.46\n*Mar\n0.83\n0.15\n0.00\n-0.13\n0.93\n0.34\n-0.25\n-1.08\n2.43\n-0.53\n-0.22\n0.16\n-0.46\n-0.06\n*Apr\n1.31\n0.88\n1.67\n0.26\n1.17\n0.66\n-0.80\n1.05\n0.87\n2.92\n0.85\n1.11\n-0.25\n0.64\nSource: Zimstat, 2025\n*Statistics are in ZiG\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\n \n \n25 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\n2025\n*Apr\n113.35\n96.45\n65.25\n89.90\n102.12\n82.73\n70.72\n92.09\n22.68\n66.55\n106.90\n77.85\n102.86\n85.68\nSource: Zimstat, 2024\n*Statistics are in ZiG\nRECREATIO\nN & \nCULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH TRANSPORT COMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY\n, GAS & \nOTHER \nFUELS\nFURNITURE \nAND \nEQUIPMENT\n \n \n26 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\n*Mar\n26.6787\n1.4588\n1.9508\n0.1788\n28.5428\n34.4141\n*Apr\n26.8023\n1.4182\n1.9371\n0.1855\n30.0241\n33.8697\nSource: Reserve Bank of Zimbabwe, 2025\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND STERLING\n \n \n27 \n \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\n*Mar\n205.25\n180.43\n229,916,317\n92,886,500\n62,916.75\n*Apr\n191.95\n143.95\n268,269,085\n150,502,500\n58,411.66\nSource: Zimbabwe Stock Exchange, 2025\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n*All Share index was introduced in January, 2018\n \n \n28 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n7252.4\n6858.9\n14579.5\n44760.8\n*Feb\n92208.7\n5961.2\n6364.9\n14208.9\n43833.1\n*Mar\n112646.3\n6785.3\n7339.8\n17156.0\n47320.6\n*Apr\n116945.5\n7294.4\n7046.2\n19678.2\n49770.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n29 \n \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n7381.3\n911.1\n46337.9\n1363.6\n*Feb\n815.5\n6229.8\n838.1\n44460.8\n1346.3\n*Mar\n917.4\n6777.0\n953.3\n53987.0\n1250.1\n*Apr\n872.0\n6052.9\n888.6\n54493.5\n1222.6\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n30 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\n2025\n*Jan\n652.0\n748.8\n1400.8\n-96.8\n*Feb\n512.6\n730.4\n1243.0\n-217.9\n*Mar\n581.9\n809.9\n1391.8\n-228.0\n*Apr\n662.6\n781.3\n1443.9\n-118.7\nSource: ZIMSTAT, 2025\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_April_2025_docx_.pdf"}
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+{"doc_id": "64ffe88b3c5508e969a45cf35e447ed0", "text": "MONTHLY ECONOMIC REVIEW \nMARCH 2014 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nMonetary Developments \n5 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nINSIDE THIS ISSUE \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2014 \nFebruary \n2014 \nMarch \nMonth on \nMonth \nChange \nZ.S.E. Mining Index1 \n39.24 \n29.51 \n-24.80% \nZ.S.E. Industrial Index1 \n189.45 \n176.32 \n-6.93% \nMoney Supply (Total Bank Deposits) (US$)2 \n4.02 billion \n4.09 billion \n1.80% \nMoney Supply (M3) Annual Growth2 \n5.46% \n7.78% \n1.80% \nYearly Inflation3 \n-0.49% \n-0.91% \n-0.22% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nGlobal stock markets recorded positive per-\nformances, despite the rising geopolitical \nrisks from the Ukrainian crisis and weak eco-\nnomic data indicating that growth in the \nworld’s second largest economy, China, \ncould be slowing down. Performance by ma-\njor African stock markets was, however, \nmixed, with the Zimbabwean, Egyptian and \nNigerian Stock Markets registering respec-\ntive declines of 6.93%, 4%, and 2%. The Jo-\nhannesburg and Nairobi stock markets, how-\never, gained marginally by 0.9% and 0.3%, \nrespectively. \n \nThe Zimbabwe Stock Exchange’s (ZSE) in-\ndustrial index reversed the previous month’s \ngains, declining by 6.93% between February \nand March 2014, ending the period under \nreview at 176.32 points, compared to 189.45 \npoints in January. On a year to date basis, the \nindustrial index lost 12.71%. \n \nThe mining index also lost 24.80%, to close \nat 29.51 points, in March 2014, from 39.24 \npoints in February. On a year on year basis, \nthe mining index lost 35.55%. \n \nThe subdued performance across most coun-\nters at the ZSE reflect the general slowdown \nin economic activity, particularly in key sec-\ntors of the economy such as manufacturing \nand mining. The pervasive liquidity shortag-\nes continue to exert a dampening pressure, as \nmost industries struggle to secure medium to \nlong term funding for retooling and refur-\nbishing obsolete machinery and equipment. \n \n \n2 3 \n \n2 4 \nThe volume of shares traded, however, rose \nby 181.15%, from 136.16 million shares in \nFebruary 2014 to 382.80 million shares in \nMarch 2014. Total turnover also increased \nby 205.63%, due to the absence of special \nbargain deals, to close the month under re-\nview at US$25.82 million. \n \nMarket capitalization declined by 7.06% to \nUS$4.56 billion, at the end of March 2014, \nfrom US$4.91 billion at the close of Febru-\nary 2014. \n \nMONETARY DEVELOPMENTS \n Annual growth in broad money supply in-\ncreased to 7.78% in March 2014, a 2.32 per-\ncentage growth, from 5.46% recorded in \nFebruary 2014. The growth in broad money \nsupply is a rebound from successive slow-\ndowns which characterized the period \nAugust 2013 to November 2013. \n \nThe growth in money supply is partially at-\ntributed to tobacco sales. As at 28 March \n2014, cumulative tobacco sales raked in \nUS$121.3 million, representing a significant \nliquidity inflow into the economy as tobacco \nis financed from offshore sources. \nOn a month -on -month basis, broad money \nincreased by US$72.2 million (1.8%), re-\nflecting expansions in savings deposits \n(US$15.8 \nmillion), \ndemand \ndeposits \n(US$52.7 million) and under 30-day deposits\n(US$74.0 million) . Partially offsetting the \nincrease was a contraction in over 30-day \ndeposits, by US$70.4 million. \n \nBroad money continues to be dominated by \ntransitory and short term deposits. As at \n \n3 5 \nMarch 2014, demand, savings and under-30 \nday deposits accounted for over 83% of \nmoney supply. \n \nCredit to the private sector declined by \n0.5%, from US$3 627.0 million in February \n2014 to US$3 610.4 million in March 2014. \nThe slowdown reflects constrained lending \nby banks on the back of liquidity challenges, \nlow deposit base and risk aversion due to \nincreasing non performing loans in the \nbanking sector. \n \nOutstanding loans and advances were in re-\nspect of agriculture (18.6%), distribution \n(18.2%), services (16.1%), manufacturing \n(14.6%), \nmining \n(6.3%), \nconstruction \n(1.6%) and activities. Households accounted \nfor 18.1% of total loans and advances to the \nprivate sector. The high proportion of loans \nextended to households, compared to other \nproductive sectors of the economy, reflects \nbanks’ preferences for lower risk clients, as \nthese loans are salary based and secured by \nstop orders . \n \nMining and construction industries which re-\nquire long term loans, received smaller pro-\nportion of the loans and advances, as the \nbanking sector continues to be crippled by \nliquidity crunch, and extending ony short term \nloans. \n \nCredit to the private sector was mainly uti-\nlized for recurrent expenditures, 44.7%; in-\nventory and stocks build up, 34.0%; consumer \ndurables, 12.5%; and capital expenditures, \n7.8%. \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nThe annual headline inflation declined further \nto -0.91% in March, from -0.49% in February \n2014. The decline was largely attributed to \nfood prices, which fell by -3.71% in March, \nfrom -3.26% 2014, reflecting weak domestic \ndemand and tight liquidity conditions. \nThe slowdown in economic activity, manifest-\ned in widespread downsizing of operations, as \nwell as closure of some companies, has had an \nadverse impact on domestic demand. \n \n4 \n \n6 \nMonth-on-Month Inflation \nMonth-on-month inflation shed 0.27 percent-\nage points to -0.22% in March, from 0.05% \nin February 2014, due to a fall in prices of \nboth food and non-food items. \nMonthly food inflation declined from 0.18% \nin February to -0.14% in March 2014, driven \nby decreases in the prices of fish and sea \nfood; sugar, jam, honey, chocolate and con-\nfectionery; vegetables; and oils and fats; \namong other. \nMonthly non-food inflation stood at -0.26% \nin March, down from -0.01% recorded in \nFebruary, 2014. \nThe declines in water, electricity, gas and \nother fuels; education; as well as furniture \nand equipment, depressed non-food inflation \nin March 2014. \nInflation Outlook \n \nInflation is expected to remain subdued, in \nthe short term, on account of liquidity con-\nstraints and subdued economic activity. \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through \nthe RTGS system increased by 13% to US$3 \n332.79 million in March 2014 , from US$2 \n954.93 million in February 2014; while the \nvolume of transactions also registered an in-\ncrease of 10%, from 175 092 to 192 020 in \nthe same period. \nCard Systems \nThe total value of card based transactions \nincreased by 15.97% to US$336.97 million \nin March 2014, from US$290.17 million in \nFebruary 2014. \n \n7 \nMobile and Internet Based Transactions \n \nThe value of mobile and internet based \ntransactions also increased by 21.91%, from \nUS$281.56 million in February 2014 to \nUS$343.26 million in March 2014. \nCheques \n \nThe value of cheque transactions, however, \ndecreased to US$10.40 million in March \n2014, from US$10.73 million in February \n2014. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nReserve Bank of Zimbabwe \nApril 2014 \n \n \n \n \n \n \n8 \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n36 \n10 \n11 \n12 \n13 \n14 \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8 \n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \nJUNE \n489,730.1 \n37,474.3 \n38,198.7 \n425,521.3 \n7,310.7 \n53,815.0 \n454,368.5 \n110,349.9 \n295,432.3 \n51,453.6 \n385,769.7 \n11,033.4 \n2,360,457.5 \nJULY \n483,103.7 \n40,342.5 \n33,494.3 \n464,921.7 \n6,869.2 \n38,522.6 \n541,025.9 \n116,557.1 \n307,117.5 \n48,218.0 \n426,582.7 \n4,455.3 \n2,511,210.5 \nAUGUST \n521,743.0 \n38,889.1 \n43,894.5 \n425,531.4 \n7,260.6 \n39.087.2 \n451,871.2 \n110,041.8 \n346,006.0 \n40,216.0 \n374,587.1 \n9,914.6 \n2,409,042.5 \nSEPTEMBER \n496,289.3 \n39,446.9 \n38,856.6 \n447,247.2 \n13,953.5 \n43,006.7 \n437,211.9 \n118,873.7 \n330,709.6 \n40,046.6 \n373,596.8 \n9,790.6 \n2,389,029.4 \nOCTOBER \n491,610.6 \n38,871.5 \n39,766.0 \n471,966.2 \n8,023.3 \n40,835.3 \n420,445.3 \n110,778.3 \n417,411.6 \n36,334.1 \n376,463.1 \n9,861.9 \n2,462,367.3 \nNOVEMBER \n487,289.4 \n40,321.7 \n42,332.0 \n488,637.3 \n3,116.5 \n36,852.0 \n417,162.5 \n117,050.8 \n389,727.1 \n39,126.4 \n369,190.3 \n17,960.5 \n2,448,766.4 \nDECEMBER \n533,165.2 \n42,285.1 \n17,617.9 \n435,613.1 \n5,047.0 \n62,165.8 \n389,181.2 \n115,404.6 \n379,809.3 \n37,409.1 \n369,838.8 \n18,252.9 \n2,405,790.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n489,585.3 \n43,743.8 \n18,574.7 \n464,097.6 \n5,467.4 \n48,086.1 \n362,554.0 \n116,635.5 \n412,901.1 \n37,722.2 \n367,126.2 \n16,773.1 \n2,383,267.1 \nFEBRUARY \n519,154.6 \n38,918.1 \n24,765.4 \n460,528.2 \n10,397.3 \n47,488.6 \n385,038.1 \n116,670.5 \n401,619.6 \n32,978.1 \n396,800.8 \n8,542.7 \n2,442,902.1 \nMARCH \n503,868.1 \n42,707.9 \n35,785.1 \n494,663.8 \n5,257.4 \n52,722.0 \n374,809.1 \n116,653.0 \n396,000.6 \n38,089.3 \n406,503.1 \n15,833.1 \n2,482,892.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \nMAY \n67,425.0 \n17,232.4 \n66,358.3 \n21,534.7 \n59,449.7 \n72,998.8 \n89,738.5 \n84,961.5 \n15,028.8 \n189,089.0 \n18,888.7 \n702,705.4 \nJUNE \n68,762.1 \n16,928.9 \n64,967.8 \n11,199.2 \n57,389.1 \n72,983.6 \n94,193.4 \n98,762.3 \n13,866.1 \n176,186.3 \n18,800.0 \n694,038.7 \nJULY \n66,851.1 \n15,061.8 \n64,398.0 \n11,134.2 \n34,750.7 \n77,551.0 \n100,908.8 \n109,118.2 \n14,701.2 \n162,459.7 \n15,995.4 \n672,930.0 \nAUGUST \n67,246.9 \n15,177.5 \n68,887.7 \n11,071.0 \n34,241.2 \n77,411.5 \n122,491.8 \n120,661.7 \n13,212.7 \n137,335.6 \n15,655.4 \n683,393.0 \nSEPTEMBER \n69,700.0 \n15,202.1 \n67,723.0 \n10,981.1 \n34,026.9 \n77,338.7 \n103,272.3 \n106,398.8 \n16,871.0 \n173,866.8 \n15,558.8 \n690,939.6 \nOCTOBER \n72,224.8 \n17,189.6 \n64,266.5 \n11,000.2 \n34,072.5 \n67,425.8 \n95,019.2 \n125,049.4 \n15,931.7 \n172,834.8 \n17,401.5 \n692,416.0 \nNOVEMBER \n68,628.1 \n15,194.8 \n61,488.3 \n11,456.3 \n33,491.0 \n71,854.0 \n101,230.0 \n129,298.4 \n41,690.2 \n133,954.5 \n11,348.1 \n683,329.3 \nDECEMBER \n67,626.4 \n9,691.4 \n50,354.1 \n11,629.3 \n29,200.1 \n70,093.2 \n101,301.5 \n100,507.4 \n15,301.2 \n174,918.3 \n14,748.0 \n645,370.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n24,456.9 \n6,122.0 \n33,734.0 \n9,856.2 \n23,491.2 \n42,349.6 \n55,948.1 \n35,302.4 \n15,083.5 \n153,861.9 \n1.893.8 \n402,099.6 \nFEBRUARY \n28,842.8 \n5,882.2 \n32,873.4 \n9,361.7 \n22,320.3 \n44,904.2 \n55,857.3 \n33,373.4 \n11,068.1 \n182,690.8 \n0.0 \n427,174.2 \nMARCH \n29,771.6 \n4,151.1 \n29,125.9 \n6,053.4 \n14,432.5 \n44,390.0 \n65,187.3 \n67,751.5 \n15,035.0 \n124,621.1 \n2,755.1 \n403,274.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \nJUNE \n5,100.0 \n0.0 \n0.0 \n0.0 \n5,760.0 \n0.0 \n212.0 \n0.0 \n15,210.0 \n0.0 \n26,282.0 \nJULY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,000.0 \n0.0 \n212.0 \n0.0 \n15,110.0 \n0.0 \n27,422.0 \nAUGUST \n5,100.0 \n0.0 \n0.0 \n0.0 \n6,000.0 \n0.0 \n1,065.0 \n0.0 \n0.0 \n0.0 \n12,165.0 \nSEPTEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n5,800.0 \n0.0 \n165.0 \n0.0 \n900.0 \n0.0 \n11,865.0 \nOCTOBER \n0.0 \n0.0 \n0.0 \n0.0 \n5,150.0 \n0.0 \n5,135.0 \n0.0 \n0.0 \n0.0 \n10,285.0 \nNOVEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n0.0 \n2,035.0 \n0.0 \n0.0 \n0.0 \n27,595.6 \nDECEMBER \n4,745.3 \n0.0 \n0.0 \n0.0 \n6,750.6 \n12,304.4 \n1,992.3 \n0.0 \n0.0 \n0.0 \n25,792.6 \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n19,047.7 \n826.0 \n0.0 \n0.0 \n3,000.0 \n12,673.6 \n359,6 \n0.0 \n1,809.9 \n0.0 \n37,357.2 \nFEBRUARY \n5,000.0 \n0.0 \n0.0 \n0.0 \n1,107.5 \n12,573.7 \n373.2 \n0.0 \n3,445.9 \n0.0 \n22,500.3 \nMARCH \n5,000.0 \n8.7 \n0.0 \n0.0 \n2,352.5 \n0.0 \n153.3 \n0.0 \n4,472.0 \n0.0 \n11,986.5 \n \n \n \n \n \n \n \n \n \n \n \n \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \nJUNE \n116,635.2 \n58,578.8 \n147,313.8 \n447,394.5 \n183,146.3 \n352,600.3 \n366,824.2 \n96,685.8 \n701,195.7 \n46,578.5 \n597,373.1 \n104,843.6 \n3,219,169.8 \nJULY \n108,086.6 \n46,449.5 \n120,982.3 \n380,448.8 \n178,341.4 \n677,700.7 \n301,575.9 \n97,583.8 \n710,856.1 \n39,395.9 \n487,954.4 \n102,531.4 \n3,251,906.9 \nAUGUST \n137,107.1 \n48,726.1 \n135,788.5 \n319,106.0 \n174,593.9 \n637,190.7 \n333,255.3 \n99,194.1 \n639,401.6 \n41,996.5 \n417,762.6 \n93,772.1 \n3,077,894.4 \nSEPTEMBER \n100,028.3 \n57,039.8 \n145,652.5 \n380,781.4 \n207,379.2 \n612,131.5 \n408,359.1 \n103,872.8 \n795,047.6 \n46,982.9 \n435,912.4 \n90,265.8 \n3,383,453.4 \nOCTOBER \n94,346.3 \n52,722.4 \n141,401.4 \n338,625.9 \n223,223.8 \n754,145.4 \n339,305.6 \n99,583.3 \n754,116.1 \n41,527.2 \n440,197.9 \n97,771.1 \n3,376,966.4 \nNOVEMBER \n114,178.7 \n47,740.9 \n128,399.3 \n312,639.2 \n241,628.8 \n741,885.4 \n283,426.0 \n80,507.6 \n727,492.5 \n42,901.0 \n458,479.9 \n89,292.5 \n3,268,571.8 \nDECEMBER \n113,914.2 \n51,981.7 \n142,938.1 \n342,785.1 \n213,125.2 \n755,299.4 \n327,658.1 \n83,103.1 \n762,884.4 \n41,827.9 \n432,436.3 \n61,038.7 \n3,328,992.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n130,154.6 \n53,292.9 \n146,876.1 \n353,793.8 \n259,569.6 \n731,703.3 \n304,033.2 \n93,776.7 \n770,435.4 \n40,085.9 \n485,573.1 \n60,897.7 \n3,430,192.5 \nFEBRUARY \n138,812.3 \n55,092.2 \n134,813.9 \n420,181.0 \n262,183.8 \n786,295.6 \n270,062.5 \n131,134.8 \n779,640.3 \n39,169.2 \n508,813.7 \n61,822.3 \n3,588,021.6 \nMARCH \n118,239.1 \n55,167.5 \n135,807.9 \n382,675.5 \n216,025.3 \n791,776.0 \n275,549.1 \n103,298.7 \n806,185.9 \n42,432.8 \n521,381.5 \n72,990.9 \n3,521,530.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \nJUNE \n4,255.3 \n6,236.6 \n10,753.7 \n1,131.2 \n156,052.6 \n105,613.0 \n18,935.8 \n59,790.7 \n184,390.9 \n3,652.3 \n107,354.6 \n30,017.1 \n688,183.8 \nJULY \n6,597.9 \n9,544.9 \n22,034.9 \n17,579.6 \n155,178.3 \n101,057.7 \n5,786.5 \n25,167.1 \n139,688.0 \n2,369.4 \n102,677.4 \n25,029.7 \n612,711.4 \nAUGUST \n1,770.3 \n9,723.1 \n17,643.5 \n1,553.8 \n150,874.9 \n71,592.0 \n19,054.2 \n10,779.0 \n169,881.2 \n2,644.4 \n113,074.5 \n29,546.0 \n598,137.0 \nSEPTEMBER \n40,766.9 \n9,757.2 \n17,595.4 \n10,209.6 \n157,646.1 \n87,504.2 \n20,864.5 \n12,486.3 \n173,696.6 \n1,527.2 \n125,919.4 \n29,482.7 \n687,456.0 \nOCTOBER \n43,179.4 \n7,366.8 \n2,258.4 \n11,060.8 \n118,559.1 \n159,315.4 \n45,674.2 \n11,973.6 \n164,560.7 \n744.6 \n98,580.9 \n29,513.7 \n692,787.6 \nNOVEMBER \n24,169.8 \n8,708.3 \n2,551.4 \n12,523.2 \n165,553.2 \n155,945.5 \n43,847.5 \n13,222.0 \n132,189.4 \n552.7 \n138,372.4 \n29,491.4 \n727,126.8 \nDECEMBER \n8,574.8 \n9,071.2 \n2,371.6 \n8,068.6 \n169,324.2 \n150,460.6 \n39,469.1 \n90,808.8 \n155,859.5 \n944.4 \n104,850.7 \n29,324.4 \n769,127.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,879.0 \n8,509.2 \n1,960.3 \n9,793.9 \n125,257.8 \n76,835.2 \n39,381.2 \n27,399.4 \n62,806.6 \n1,704.9 \n63,106.3 \n3,976.3 \n436,610.0 \nFEBRUARY \n14,501.9 \n7,870.0 \n1,650.8 \n11,407.6 \n119,069.4 \n60,798.1 \n39,576.4 \n31,886.5 \n57,670.9 \n894..0 \n93,028.3 \n3,768.6 \n441,228.5 \n MARCH \n2,196.7 \n147.0 \n4.5 \n4,096.0 \n50,608.6 \n36,216.9 \n19,461.2 \n646.7 \n128,089.0 \n3,104.7 \n284,086.9 \n5,062.7 \n533,720.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n1999 \n2000 \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n2012 \n2013 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,530 \n3,227 \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4,951 \n5,175 \n6,096 \n6,607 \n7,370 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,461 \n2,249 \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4,037 \n4,095 \n4,638 \n4,929 \n5,012 \nBilateral Creditors \n935 \n1,050 \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2,308 \n2,325 \n2,597 \n2,694 \n2,928 \nMultilateral Creditors \n1,235 \n1,199 \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1,729 \n1,770 \n2,041 \n2,235 \n2,084 \nPrivate Creditors \n291 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n0 \n0 \nPublic Enterprises \n543 \n534 \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,092 \n1,198 \n1,356 \nBilateral Creditors \n316 \n301 \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n711 \n703 \n858 \nMultilateral Creditors \n224 \n233 \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n382 \n495 \n498 \nPrivate Creditors \n3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \nMonetary Authorities \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nMultilateral Creditors - IMF \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nPrivate \n162 \n152 \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n366 \n480 \n1,002 \nShort-Term External Debt \n532 \n298 \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1,198 \n1,382 \n1,289 \n890 \n1,564 \nSupplier's Credits \n150 \n42 \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n134 \n30 \n0 \nReserve Bank \n \n \n \n \n \n \n \n \n \n \n642 \n642 \n618 \n614 \n614 \nPrivate \n382 \n256 \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n537 \n246 \n950 \nTotal External Debt \n4,062 \n3,525 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6,289 \n6,695 \n7,385 \n7,497 \n8,934 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n5,990 \n6,107 \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6,133 \n7,433 \n8,865 \n8,865 \n12,973 \nExternal Debt / GDP \n68% \n57.7% 31.4% 52.3% 75.7% 94.7% 136.3% \n63.9% \n110.5% 147.7% 102.5% \n90.1% \n83.3% \n84.6% 68.9% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of \nFinance and Reserve Bank \nof Zimbabwe \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \nJul \n6.00-35.00 \n14.39 \n9.65 \n15.00-28.00 \n17.70 \n16.97 \nAug \n6.00-35.00 \n13.82 \n9.32 \n15.00-23.00 \n18.32 \n16.92 \nSep \n6.00-35.00 \n14.03 \n9.37 \n15.00-22.50 \n18.31 \n16.94 \nOct \n6.00-35.00 \n13.95 \n9.25 \n15.00-23.00 \n18.67 \n17.66 \nNov \n6.00-35.00 \n14.18 \n9.40 \n15.00-23.00 \n18.84 \n17.72 \nDec \n6.00-35.00 \n14.13 \n9.35 \n15.00-23.00 \n18.84 \n17.76 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n6.00-35.00 \n14.09 \n9.30 \n15.00-23.00 \n18.88 \n17.74 \nFeb \n6.00-35.00 \n14.08 \n9.32 \n15.00-23.00 \n18.88 \n17.73 \nMar \n6.00-35.00 \n14.24 \n9.27 \n15.00-23.00 \n18.88 \n17.73 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n3. Lending rates exclude rates on staff loans. \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n \n \n \n \n20122 \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJULY \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nAUGUST \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nOCTOBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nNOVEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nDECEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n2014 \n \n \n \nJANUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nFEBRUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nMARCH \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAUGUST \n-0.42 \n-0.34 \n0.79 \n-0.27 \n0.29 \n0.07 \n-0.14 \n-0.10 \n1.23 \n0.97 \n-0.43 \n0.23 \n-0.90 \n-0.15 \nSEPTEMBER \n0.02 \n0.04 \n0.39 \n0.11 \n-0.22 \n0.15 \n-0.01 \n-0.07 \n0.01 \n0.19 \n0.42 \n0.17 \n-0.18 \n0.05 \nOCTOBER \n1.21 \n0.00 \n-0.01 \n-0.36 \n0.06 \n-0.32 \n-0.07 \n-0.15 \n0.02 \n-0.08 \n-0.20 \n-0.04 \n0.04 \n-0.01 \nNOVEMBER \n0.38 \n-0.19 \n-0.01 \n-0.37 \n0.10 \n-0.13 \n-0.01 \n-0.13 \n5.57 \n1.08 \n-0.27 \n0.43 \n-0.60 \n0.09 \nDECEMBER \n0.14 \n-0.01 \n0.37 \n-0.29 \n0.12 \n0.27 \n0.05 \n-0.22 \n0.00 \n0.00 \n-0.46 \n0.08 \n-0.41 \n-0.08 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n0.20 \n-0.07 \n0.00 \n0.01 \n-0.23 \n0.01 \n0.00 \n-0.07 \n0.02 \n0.16 \n-0.09 \n0.00 \n0.44 \n0.14 \nFEBRUARY \n-0.01 \n-0.09 \n-0.11 \n-0.08 \n0.09 \n0.08 \n0.00 \n-0.04 \n0.23 \n-0.08 \n0.07 \n-0.01 \n0.18 \n0.05 \nMARCH \n-0.05 \n-0.06 \n-0.82 \n-0.12 \n0.02 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n-0.30 \n-0.26 \n-0.14 \n-0.22 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCOHOL-\nIC BEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TOBAC-\nCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVERAG-\nES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJULY \n4.83 \n0.14 \n2.54 \n-0.05 \n2.84 \n4.96 \n-13.47 \n-0.61 \n12.70 \n0.71 \n1.00 \n1.00 \n1.74 \n1.25 \nAUGUST \n4.44 \n0.30 \n3.04 \n-0.39 \n2.79 \n5.04 \n-13.57 \n-0.70 \n8.83 \n1.60 \n0.81 \n1.44 \n0.94 \n1.28 \nSEPTEMBER \n4.36 \n0.61 \n3.70 \n-0.37 \n2.10 \n5.06 \n-13.66 \n-1.01 \n5.74 \n1.23 \n0.93 \n1.45 \n-0.32 \n0.86 \nOCTOBER \n5.23 \n0.25 \n2.96 \n-0.70 \n2.21 \n1.40 \n-13.76 \n-0.73 \n9.05 \n0.83 \n-0.20 \n1.25 \n-0.74 \n0.59 \nNOVEMBER \n5.94 \n-0.07 \n3.51 \n-1.03 \n2.42 \n-7.04 \n-13.83 \n-0.92 \n11.19 \n2.06 \n-0.35 \n1.58 \n-1.51 \n0.54 \nDECEMBER \n4.26 \n0.09 \n3.63 \n-1.08 \n2.11 \n1.61 \n-13.99 \n-1.03 \n11.29 \n2.03 \n-0.87 \n1.61 \n-2.20 \n0.33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n5.03 \n0.03 \n3.63 \n-1.07 \n1.87 \n1.62 \n-14.00 \n-1.12 \n11.30 \n2.18 \n-0.43 \n1.67 \n-2.08 \n0.41 \nFEBRUARY \n2.21 \n-0.43 \n3.09 \n-1.35 \n0.44 \n0.05 \n-13.86 \n-1.08 \n11.47 \n1.32 \n-1.45 \n0.93 \n-3.26 \n-0.49 \nMARCH \n1.67 \n-0.53 \n2.21 \n-1.82 \n0.40 \n-0.44 \n-13.68 \n-1.21 \n11.47 \n2.47 \n-1.82 \n0.51 \n-3.71 \n-0.91 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \nJULY \n9.83 \n8.49 \n98.31 \n1.33 \n1.53 \nAUGUST \n10.33 \n8.75 \n98.18 \n1.32 \n1.55 \nSEPTEMBER \n10.10 \n8.58 \n97.92 \n1.35 \n1.62 \nOCTOBER \n9.95 \n8.50 \n98.28 \n1.37 \n1.60 \nNOVEMBER \n10.19 \n8.64 \n102.33 \n1.36 \n1.64 \nDECEMBER \n10.43 \n8.72 \n105.02 \n1.38 \n1.65 \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11.21 \n9.09 \n102.47 \n1.35 \n1.65 \nFEBRUARY \n10.71 \n8.85 \n101.74 \n1.37 \n1.67 \nMARCH \n10.56 \n8.85 \n102.38 \n1.38 \n1.68 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1,277.6 \n26.1 \n2,715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1,491.7 \n26.3 \n2,595.8 \n341.3 \n207.0 \n382.1 \n5,044.2 \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \nJul \n266.5 \n352.8 \n164.2 \n266.1 \n263.8 \n110.2 \n6.4 \n1,429.9 \n26.5 \n2,701.3 \n337.1 \n229.8 \n387.0 \n5,111.7 \n Aug. \n322.8 \n277.9 \n136.4 \n242.5 \n237.8 \n61.1 \n6.4 \n1,285.0 \n26.2 \n2,813.0 \n367.0 \n218.3 \n385.2 \n5,094.7 \n Sep \n334.1 \n336.0 \n178.0 \n327.8 \n226.3 \n111.5 \n6.0 \n1,519.7 \n26.9 \n2773.3 \n298.8 \n234.7 \n386.4 \n5,239.8 \nOct \n379.4 \n387.5 \n137.1 \n219.7 \n260.9 \n99.4 \n5.0 \n1,489.0 \n17.3 \n2,809.1 \n316.7 \n257.3 \n371.5 \n5,260.9 \nNov \n333.3 \n312.7 \n160.2 \n197.1 \n261.1 \n108.6 \n6.5 \n1,379.5 \n26.6 \n2,789.7 \n291.3 \n235.4 \n369.8 \n5,092.3 \nDec \n 354.8 \n367.8 \n135.5 \n 287.3 \n199.9 \n118.0 \n6.6 \n1,469.9 \n28.4 \n2,799.5 \n490.8 \n259.5 \n347.6 \n5,395.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n356.9 \n395.3 \n134.1 \n253.1 \n153.0 \n119.2 \n5.4 \n1,417.0 \n27.9 \n2,866.4 \n516.1 \n362.2 \n353.9 \n5,543.5 \nFeb \n334.3 \n387.0 \n130.5 \n285.0 \n195.0 \n193.2 \n5.4 \n1,530.0 \n32.8 \n2,718.1 \n534.5 \n502.9 \n351.1 \n5,669.5 \nMar \n304.6 \n354.1 \n147.4 \n280.3 \n165.9 \n255.2 \n5.4 \n1,512.9 \n28.7 \n2,737.9 \n522.7 \n538.8 \n349.7 \n5,690.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n1,046.3 \n379.5 \n3,500.3 \n 247.6 \n0.0 \n37.9 \n667.2 \n341.3 \n249.8 \n5,044.2 \n3,500.3 \nMay \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \nJun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \nJul \n2,054.1 \n916.2 \n245.9 \n3,216.2 \n578.3 \n0.0 \n77.5 \n699.7 \n337.1 \n202.9 \n 5,111.7 \n3,216.2 \nAug \n2,017.4 \n879.5 \n253.2 \n3,150.1 \n608.2 \n0.0 \n63.8 \n694.9 \n367.0 \n210.8 \n5,094.7 \n3,150.1 \nSep \n2,082.1 \n899.3 \n294.5 \n3,275.8 \n674.6 \n0.0 \n 74.0 \n708.8 \n298.8 \n207.7 \n5,239.8 \n3,275.8 \nOct \n2,125.9 \n880.0 \n349.3 \n3,355.2 \n611.4 \n0.0 \n68.5 \n703.0 \n316.7 \n206.0 \n5,260.9 \n3,355.2 \nNov \n1,953.4 \n861.2 \n 371.6 \n3,186.2 \n627.8 \n0.0 \n75.8 \n689.7 \n291.3 \n221.6 \n5,092.3 \n3,186.2 \nDec \n 1,980.4 \n813.6 \n 517.1 \n3,311.1 \n614.0 \n0.0 \n65.0 \n730.9 \n490.8 \n 184.0 \n 5,395.7 \n3,311.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,153.6 \n802.7 \n403.5 \n3,359.8 \n661.3 \n0.0 \n55.9 \n592.9 \n516.1 \n357.5 \n5,543.5 \n3,359.8 \nFeb \n2,111.8 \n878.8 \n494.6 \n3,485.2 \n630.0 \n0.0 \n51.1 \n609.5 \n534.5 \n359.0 \n5,669.5 \n3,485.2 \nMar \n2,156.8 \n919.6 \n454.2 \n3,530.6 \n635.5 \n0.0 \n44.8 \n596.4 \n522.7 \n360.7 \n5,690.7 \n3,530.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nApr \n2.7 \n1.3 \n20.1 \n-1.9 \n1.2 \n0.0 \n23.4 \n0.0 \n254.9 \n34.2 \n51.7 \n27.7 \n392.0 \nMay \n2.4 \n4.1 \n18.6 \n-2.4 \n4.5 \n0.0 \n27.3 \n0.0 \n253.4 \n34.6 \n63.0 \n12.7 \n391.0 \nJun \n2.4 \n3.6 \n7.9 \n1.1 \n9.1 \n0.0 \n24.1 \n0.0 \n260.3 \n34.6 \n51.4 \n35.2 \n405.6 \nJul \n1.9 \n1.3 \n2.8 \n2.2 \n3.4 \n0.0 \n11.6 \n0.0 \n264.0 \n34.8 \n51.7 \n35.5 \n397.6 \nAug \n1.4 \n1.7 \n0.4 \n0.6 \n3.4 \n0.0 \n7.4 \n0.0 \n265.6 \n34.5 \n45.5 \n37.3 \n390.3 \nSep \n1.2 \n0.8 \n0.0 \n0.3 \n3.4 \n0.0 \n5.7 \n0.0 \n233.7 \n35.8 \n46.6 \n38.6 \n360.4 \nOct \n0.9 \n0.5 \n0.4 \n0.6 \n2.5 \n0.0 \n4.8 \n0.0 \n234.8 \n35.6 \n41.3 \n38.7 \n355.2 \nNov \n0.4 \n0.6 \n0.1 \n0.2 \n2.5 \n0.0 \n3.9 \n0.0 \n231.9 \n35.5 \n39.6 \n38.3 \n349.2 \nDec \n1.1 \n0.5 \n0.1 \n0.4 \n2.5 \n0.0 \n4.6 \n0.0 \n232.7 \n35.5 \n29.2 \n40.5 \n342.5 \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n0.1 \n0.5 \n0.0 \n0.2 \n1.8 \n0.0 \n2.6 \n0.0 \n81.3 \n10.0 \n23.5 \n34.7 \n152.1 \nFeb \n0.2 \n0.4 \n0.1 \n0.1 \n1.8 \n0.0 \n2.5 \n0.0 \n77.6 \n9.0 \n24.1 \n34.6 \n147.9 \nMar \n0.1 \n0.1 \n0.1 \n0.1 \n1.6 \n0.0 \n2.0 \n0.0 \n53.2 \n8.7 \n21.8 \n32.5 \n118.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \nFeb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \nMar \n104.3 \n62.3 \n52.8 \n219.5 \n45.8 \n0.0 \n1.2 \n-97.3 \n34.2 \n179.3 \n382.6 \n219.5 \nApr \n107.3 64.6 \n56.3 \n228.3 \n 45.4 \n0.0 \n1.2 -98.1 \n34.2 \n 181.1 \n392.0 \n228.3 \nMay \n112.2 \n67.1 \n54.4 \n233.6 \n46.7 \n0.0 \n1.2 \n-99.4 \n34.6 \n174.3 \n391.0 \n233.6 \nJun \n114.6 \n56.2 \n52.3 \n223.1 \n46.7 \n0.0 \n1.2 \n-91.2 \n34.6 \n191.2 \n405.6 \n223.1 \nJul \n111.3 \n82.7 \n27.0 \n220.9 \n47.1 \n0.0 \n1.2 \n-94.1 \n34.8 \n187.8 \n397.6 \n220.9 \nAug \n109.5 \n80.6 \n 25.2 \n215.2 \n47.5 \n0.0 \n1.2 \n-101.7 \n34.5 \n 193.6 \n390.3 \n 215.2 \nSep \n111.2 \n82.6 \n19.0 \n212.8 \n47.9 \n0.0 \n1.2 \n-114.9 \n35.8 \n177.8 \n360.4 \n212.8 \nOct \n112.5 \n80.4 \n14.9 \n207.8 \n48.3 \n0.0 \n1.2 \n-114.3 \n35.6 \n176.7 \n355.2 \n207.8 \nNov \n122.6 \n59.7 \n20.0 \n202.3 \n48.2 \n0.0 \n1.2 \n-118.2 \n35.5 \n180.2 \n349.2 \n202.3 \nDec \n134.5 \n56.4 \n6.9 \n 197.8 \n48.9 \n0.0 \n1.2 \n-127.6 \n35.5 \n186.7 \n342.5 \n 197.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n36.8 \n57.7 \n5.7 \n100.1 \n11.7 \n0.0 \n0.0 \n0.7 \n10.0 \n29.6 \n152.1 \n100.1 \nFeb \n47.6 \n48.3 \n0.0 \n95.8 \n11.7 \n0.0 \n0.0 \n-10.9 \n9.0 \n42.3 \n147.9 \n95.8 \nMar \n41.0 \n55.8 \n0.0 \n96.9 \n12.0 \n0.0 \n0.0 \n-17.7 \n8.7 \n18.4 \n118.1 \n96.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \nJan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \nFeb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \nMar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \nApr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \nMay \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \nJun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \nJul \n26.1 \n207.4 \n0.0 \n20.0 \n253.5 \n312.4 \n123.1 \n48.6 \n121.6 \n859.2 \nAug \n34.7 \n204.1 \n0.0 \n20.0 \n258.8 \n320.6 \n123.0 \n46.4 \n124.1 \n872.9 \nSep \n36.4 \n204.9 \n0.0 \n20.0 \n261.3 \n353.4 \n122.7 \n52.2 \n124.6 \n914.2 \nOct \n39.3 \n186.8 \n0.0 \n20.0 \n246.1 \n358.4 \n128.2 \n51.8 \n122.4 \n906.9 \nNov \n39.7 \n163.1 \n0.0 \n40.0 \n242.8 \n361.6 \n135.8 \n43.6 \n122.9 \n906.7 \nDec \n34.8 \n158.8 \n0.0 \n40.0 \n233.6 \n381.5 \n127.7 \n55.2 \n123.0 \n920.9 \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \nJan \n30.9 \n147.5 \n0.2 \n40.0 \n218.6 \n384.5 \n136.4 \n64.4 \n125.3 \n929.1 \nFeb \n30.2 \n165.0 \n0.2 \n40.0 \n235.3 \n385.8 \n132.0 \n65.4 \n125.4 \n943.9 \nMar \n47.5 \n166.2 \n0.2 \n40.0 \n253.8 \n390.4 \n132.1 \n68.8 \n125.0 \n970.1 \n \n \n \n \n \n \n \n \n \n \n \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n Jul \n339.1 \n222.8 \n561.9 \n202.0 \n95.3 \n859.2 \n561.9 \n Aug \n298.4 \n270.1 \n568.4 \n206.3 \n98.2 \n872.9 \n568.4 \n Sep \n336.1 \n246.9 \n583.0 \n209.2 \n122.0 \n914.2 \n583.0 \n Oct \n310.9 \n264.9 \n575.8 \n212.0 \n119.4 \n907.2 \n575.8 \n Nov \n328.9 \n244.3 \n573.1 \n214.8 \n118.8 \n906.7 \n573.1 \n Dec \n370.3 \n197.3 \n567.6 \n219.6 \n133.9 \n921.0 \n567.6 \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n313.9 \n253.1 \n567.0 \n225.9 \n136.2 \n929.1 \n567.0 \nFeb \n318.7 \n264.4 \n583.1 \n228.6 \n132.2 \n943.9 \n583.1 \nMar \n374.6 \n234.6 \n609.2 \n231.4 \n129.5 \n970.1 \n609.2 \n \n \n \n \n \n \n \n \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \nJul \n232.87 \n66.77 \n5,9136.78 \nAug \n181.67 \n48.73 \n4,682.27 \nSep \n200.05 \n49.90 \n5,157.20 \nOct \n209.74 \n52.68 \n5,407.42 \nNov \n213.04 \n47.02 \n5,482.03 \nDec \n202.12 \n45.79 \n5,203.13 \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n189.25 \n35.40 \n4,882.11 \nFeb \n189.45 \n39.24 \n4,906.94 \nMar \n176.32 \n29.51 \n4,560.29 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \nJuly \n1,162.1 \n109.7 \n70.8 \n561.9 \n1,904.5 \nAugust \n1,132.7 \n105.8 \n70.4 \n568.4 \n1,877.2 \nSeptember \n1,193.8 \n101.6 \n69.8 \n583.0 \n1,948.2 \nOctober \n1,229.3 \n95.2 \n69.3 \n575.8 \n1,969.7 \nNovember \n1,232.8 \n79.7 \n73.4 \n573.1 \n1,959.0 \nDecember \n1,330.7 \n63.3 \n72.7 \n567.6 \n2,034.3 \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,206.2 \n63.3 \n70.1 \n567.0 \n1,906.7 \nFebruary \n1,373.4 \n48.3 \n71.5 \n583.1 \n2,076.3 \nMarch \n1,373.8 \n55.8 \n75.1 \n609.2 \n2,113.9 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n1,035.2 \n200.3 \n36.2 \n66.0 \n-29.8 \nFebruary \n1,244.9 \n1,025.4 \n219.5 \n26.9 \n67.3 \n-40.4 \nMarch \n1,277.6 \n1,016.2 \n261.4 \n8.9 \n65.8 \n-57.0 \nApril \n1,491.7 \n1,050.1 \n441.6 \n23.4 \n68.5 \n-45.1 \nMay \n1,480.8 \n1,037.7 \n443.1 \n27.3 \n70.1 \n-42.8 \nJune \n1,425.8 \n969.7 \n456.0 \n24.1 \n66.9 \n-42.8 \nJuly \n1,429.9 \n964.9 \n465.1 \n11.6 \n66.3 \n-54.7 \nAugust \n1,285.0 \n945.0 \n340.0 \n7.4 \n64.6 \n-57.2 \nSeptember \n1,519.7 \n982.7 \n536.9 \n5.7 \n63.8 \n-58.1 \nOctober \n1,489.0 \n1,006.6 \n482.5 \n4.8 \n62.3 \n-57.5 \nNovember \n1,379.5 \n955.9 \n423.7 \n3.9 \n60.7 \n-56.8 \nDecember \n1,469.9 \n993.3 \n476.6 \n4.6 \n59.3 \n-54.7 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,417.0 \n1,007.9 \n409.0 \n2.6 \n30.0 \n-27.4 \nFebruary \n1,466.6 \n1,045.6 \n421.0 \n2.5 \n28.7 \n-26.2 \nMarch \n1,512.9 \n1,059.2 \n453.7 \n2.0 \n29.1 \n-27.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from May 2012, the prescribed liquid asset ratio was reviewed to 30% of liabilities to the public. \n35 \nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nValues of Transactions (US$ in millions) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n3,563.84 \n5.24 \n80.72 \n173.71 \n115.53 \n89.67 \nFeb \n2,968.02 \n5.52 \n103.88 \n156.66 \n118.70 \n80.56 \nMar \n3,339.98 \n15.21 \n134.33 \n178.08 \n118.47 \n102.05 \nApr \n3,535.58 \n16.58 \n140.28 \n187.85 \n160.61 \n123.03 \nMay \n3,915.31 \n15.42 \n129.20 \n203.37 \n211.75 \n152.24 \nJun \n3,544.35 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJul \n3,955.45 \n12.31 \n132.61 \n205.37 \n164.08 \n139.13 \nAug \n3,351.13 \n10.45 \n138.05 \n203.41 \n189.48 \n128.68 \nSep \n3,409.17 \n13.34 \n120.41 \n190.44 \n173.13 \n142.32 \nOct \n3,641.98 \n13.75 \n121.55 \n206.51 \n201.51 \n156.26 \nNov \n3,134.35 \n11.40 \n102.19 \n229.52 \n222.18 \n57.34 \nDec \n3,438.08 \n4.04 \n130.15 \n265.80 \n268.94 \n68.58 \n \n \n \n \n \n \n \nAnnual Total \n41,797.24 \n136.91 \n1,450.48 \n2,382.07 \n2,091.02 \n1,361.84 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n3,093.01 \n5.24 \n102.26 \n233.10 \n228.25 \n68.31 \nFeb \n2,954.93 \n10.73 \n96.27 \n193.90 \n217.14 \n64.42 \nMar \n3,332.79 \n10.40 \n103.58 \n232.94 \n255.32 \n87.94 \n \n \n \n \n \n \n \n36 \nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nVolumes of Transactions (in thousands) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n181.68 \n21.18 \n761.09 \n691.18 \n6,950.84 \n47.53 \nFeb \n172.41 \n21.95 \n811.83 \n620.06 \n6,835.89 \n30.75 \nMar \n179.44 \n37.01 \n1,377.65 \n743.82 \n7,042.27 \n33.69 \nApr \n182.87 \n37.31 \n954.80 \n760.46 \n9,908.41 \n34.73 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n185.80 \n34.36 \n968.54 \n731.17 \n9,110.97 \n36.87 \nJul \n205.85 \n35.41 \n1,052.26 \n822.57 \n10,099.72 \n42.74 \nAug \n187.25 \n30.29 \n1,114.86 \n825.75 \n11,551.94 \n41.78 \nSep \n201.22 \n33.17 \n1,003.98 \n799.62 \n8,701.56 \n44.48 \nOct \n212.66 \n35.69 \n1,073.88 \n873.19 \n9,769.81 \n48.59 \nNov \n186.64 \n31.74 \n904.27 \n927.93 \n14,753.35 \n24.04 \nDec \n180.80 \n11.82 \n1,033.73 \n1,042.32 \n12,273.02 \n23.56 \n \n \n \n \n \n \n \nAnnual Total \n2,291.82 \n367.02 \n12,011.07 \n9,631.50 \n119,144.68 \n447.44 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n182.48 \n29.41 \n973.79 \n815.89 \n11,141.19 \n24.19 \nFeb \n175.09 \n32.95 \n991.91 \n799.12 \n10,631.60 \n25.10 \nMar \n192.02 \n32.35 \n1,163.76 \n947.64 \n12,859.50 \n30.82", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/March2014.pdf"}
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+{"doc_id": "6520db3c50c7b524c5ce1378b2302041", "text": "i \n \n \n \nMarch 2024 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 9 \nVictoria Falls Stock Exchange (VFEX) ................................................................................. 10 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 11 \nMobile and Internet Based Transactions .............................................................................. 11 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n OVERVIEW \nAnnual headline inflation rose to 55.3% in \nMarch 2024 from 47.6% in February 2024. \nThis was, partly, attributable to the depreciation \nof the local currency against major currencies \nduring the month and effects of adverse \ninflation expectations in the economy. \n \n \nThe annual growth in broad money increased \nfrom 442.41% registered in March 2023 to \n1751.81% in March 2024. The growth in \nmoney supply largely reflected the depreciation \nof the exchange rate, which increased from \nZW$929.86/USD at the beginning of March \n2023 to ZW$22,055.47/USD at the end of the \nmonth. \n \n \nDuring the month of March 2024, the \nZimbabwe Stock Exchange (ZSE) was bullish. \nThe All Share, Top 10, Top 15, Small and \nMedium Cap indices rose by 66.16%, 68.91%, \n71.48%, 0.86% and 51.84%, respectively. \n \nThe Victoria Falls Stock Exchange (VFEX) \nalso recovered from losses registered in \nFebruary 2024. The All-Share index added by \n2.50% to close at 101.06 points, from 98.59 \npoints registered in February 2024. \n \n \nThe total value of the transactions processed \nthrough the National Payment Systems (NPS) \nincreased by 45% from ZW$79.13 trillion in \nFebruary 2024 to ZW$114.87 trillion in March \n2024. \n \nThe volume of transactions that went through \nthe NPS increased by 10% to 68.31 million in \nthe reporting month from 61.96 million in \nFebruary 2024. \n \nThe country’s merchandise exports declined \n17.1% from US$644 million in February 2024 \nto US$534.7 million in March 2024. The \ndecrease was mainly on account of the declines \nin tobacco exports. Monthly exports for March \n2024 were 3.8% higher compared to US$515.3 \nmillion recorded in the corresponding month in \n2023. \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nInternational commodity prices for gold, \npalladium, copper, nickel, brent crude oil and \nlithium firmed during the month under review. \nThe precious metals were boosted by their \nstrong demand as safe havens and the \nanticipation of interest rate cuts in the United \nStates. Table 1 shows the developments in \ninternational prices for selected commodities, \nduring the month under analysis. \n \nTable 1: International Commodity Prices \nfor February and March 2024 \nCommodity \nFeb-24 \nMar-24 \nMonthly \nchanges (%) \nGold \nUS$/oz \n2,024.21 \n2,156.49 \n6.53 \nPlatinum \nUS$/oz \n894.81 \n911.08 \n1.82 \nPalladium \nUS$/ounce \n938.31 \n1,016.08 \n8.29 \nCopper \nUS$/tonne \n8,410.88 \n8,796.98 \n4.59 \nNickel \nUS$/tonne \n16,582.14 \n17,645.03 \n6.41 \nBrent Crude \noil \nUS$/barrel \n81.5 \n84.62 \n3.83 \nLithium \nUS$/tonne \n13,249.05 \n13,273.80 \n0.19 \nSource: Bloomberg, 2024 \nGold \nGold prices increased by 6.53%, from \nUS$2,024.21 per ounce in February 2024 to \nUS$2,156.49 per ounce in March 2024. \n \n \n \n \n4 \n \nPlatinum \nPlatinum prices increased during the reporting \nmonth reflecting improved market sentiments \nas \nthe \nweaker-than-expected \neconomic \nperformance of the U.S. economy ramped up \nexpectations of monetary easing. As a result, \nplatinum prices gained by 1.82%, from an \naverage of US$894.81 per ounce in the \nprevious month to US$911.08 per ounce in \nMarch 2024. \nPalladium \nPalladium prices increased by 8.29% to \nUS$1,016.08 per ounce during the reporting \nmonth, from US$938.31 per ounce recorded in \nFebruary 2024. This was on the back of \nexpectations of stimulus growth from China, a \nmajor consumer of metals shown in Figure 1. \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): Mar 2021 – Mar 2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nBrent crude oil prices firmed by 3.83%, from \nan average of US$81.5 per barrel in February \n2024 to US$84.62 per barrel in March 2024. \nThe increase in oil prices was largely driven by \nindications of strong demand in China and \nconcerns over Ukrainian drone strikes on some \nRussian oil refineries. Brent crude oil prices for \nthe period from March 2021 to March 2024 are \nshown in Figure 2. \nFigure 2: Brent Crude Oil Prices \n(US$/Barrel) Mar 2021 – Mar 2024 \nSource: Bloomberg, 2024 \n \nCopper \nCopper \nprices \nincreased, \namid \nChinese \neconomic data indicating hopes of recovery in \ndemand and expectations of output cuts. As \nsuch, the red metal’s monthly average price \nrose by 4.59%, from US$8,410.88 per tonne \nrecorded in the prior month to US$8,796.98 per \ntonne during the month under analysis. \nNickel \nNickel prices increased by 6.41%, from a \nmonthly average of US$16,582.14 per tonne \nrecorded \nin \nthe \nprevious \nmonth \nto \nUS$17,645.03 per tonne in March 2024. Figure \n3 shows base metal price developments for the \nperiod from March 2021 to March 2024. \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nUS$/barrel\n \n \n \n5 \n \nFigure 3: Base Metal Prices (US$/tonne): \nMar 2021 – Mar 2024 \nSource: Bloomberg 2024 \n \n \nLithium \nDuring the month of March 2024, lithium \nprices increased by 0.19%, from US$13,249.05 \nper tonne in the prior month to US$13,273.80 \nper tonne. Lithium price developments between \nMarch 2023 and March 2024 are shown in \nFigure 4. \n \nFigure 4: Lithium Prices (US$/tonne) March \n2023 – March 2024 \nSource: London Metal Exchange, 2024 \n \nMerchandise Trade Developments \nDuring the month under review, the country’s \ntotal merchandise trade for March 2024 stood \nat US$1,253.7 million, which was 8.8% lower \ncompared to the US$1,369.4 million recorded \nin the previous month. \nThe decline in total trade was attributed to a \ndecrease in both imports and exports during the \nreporting month. On a yearly basis, total \nmerchandise trade fell by about 0.6%, from \nUS$1,261.7 \nmillion \nrecorded \nin \nthe \ncorresponding month in 2023. \n \nMerchandise Exports \nThe country exported merchandise worth \nUS$534.7 million, a 17.1% decline from \nUS$645 million recorded in the previous \nmonth. The decrease was mainly on account of \nthe decline in tobacco exports. Monthly exports \nfor the period March 2024 were 3.8% higher \nthan the US$515.3 million recorded in the \ncorresponding month in 2023. Figure 5 shows \ndevelopments in the country’s merchandise \nexports for the period from January 2023 to \nMarch 2024. \n \nFigure 5: Merchandise Exports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nMar-23\nJun-23\nSep-23\nDec-23\nMar-24\nUS$/tonne\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\n900.0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2023\n2024\n \n \n \n6 \n \nExports by Commodity \nThe country's primary export commodities, \nincluding gold, PGMs, tobacco, and industrial \ndiamonds, \nwere \nthe \nleading \nexport \ncommodities, contributing 23.6%, 26.6%, \n13.9%, and 10.8% respectively. Table 2 shows \ndevelopments in the country’s exports for the \nmonths of February and March 2024. \n \nTable 2: Major Exports (US$ millions) \n \n \nFeb-24 \n(US$m) \nMar-24 \n(US$m) \n Feb-Mar \nChanges \n(%) \nShare of \nExports \n(%) Mar-24 \nTotal \n645.0 \n534.7 \n-17.1 \n100.0 \nOf Which: \n \n \n \n \nTobacco (incl \ncigarettes) \n221.4 \n74.3 \n-66.4 \n13.9 \nPGMs* \n144.2 \n142.0 \n-1.5 \n26.6 \nGold \n127.9 \n126.4 \n-1.2 \n23.6 \nFerrochromium \n27.3 \n23.8 \n-13.1 \n4.4 \nIndustrial \ndiamonds \n20.5 \n57.7 \n181.5 \n10.8 \nCoke and Semi-\ncoke of coal \n9.1 \n14.4 \n58.2 \n2.7 \nCotton \n5.8 \n2.2 \n-62.1 \n0.6 \nCrocodiles \n0.4 \n7.8 \n1850.0 \n1.5 \nChromium Ores \nand \nConcentrates \n11.8 \n12.0 \n1.69 \n2.2 \nCorrugated \nPaper \n0.7 \n1.8 \n157.1 \n0.3 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nExport Markets \nDuring the month under review, the country’s \nmajor export destinations were South Africa \n(34.6%), United Arab Emirates (34.3%), China \n(10.4%) and other jurisdictions. Figure 6 shows \nthe country’s direction of exports during the \nreporting month. \n \n \n \n \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Imports \nThe country’s import bill for March 2024 \namounted to US$719 million, a 1.5% decrease \nfrom US$729.6 million reported in the previous \nmonth. Similarly, the reporting month’s \nimports were lower than the US$ 746.4 million \nrecorded in the comparable month in 2023, as \nshown in Figure 7. \nFigure 7: Merchandise Imports (US$ \nmillions): 2023 and 2024 \nSource: ZIMSTAT & RBZ Computations, 2023 \n \n \n28.8\n27.5\n22.5\n7.0\n2.7\n1.7\n1.6\n1.2\n0.8\n0.7\n0.0\n10.0\n20.0\n30.0\n40.0\nSouth Africa\nChina\nUnited Arab Emirates\nMozambique\nHong Kong\nZambia\nVietnam\nIndonesia\nIndia\nUnited States\n633.8\n623.5\n746.4\n708.0\n850.3\n727.0\n781.6\n820.1\n771.1\n901.6\n825.9\n817.0\n692.7\n725.4\n719.0\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1000\n2023\n2024\n \n \n \n7 \n \nImports by Commodity \nThe country's imports in March 2024 primarily \nconsisted of diesel, maize, leaded petrol, and \ncrude soya bean oil, which represented 10.5%, \n5.9%, 5.1%, and 2.5% of the total imports, \nrespectively. Table 3 shows imports of major \ncommodities for February and March 2024. \nTable 3: Major Imports (US$ millions) \n \nFeb-24 \n(US$ m) \nMar-24 \n (US$ m) \n Feb - Mar \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nMar 24 \nTotal \n729.6 \n719.0 \n-1.5 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n66.9 \n75.7 \n13.2 \n10.5 \nMaize \n43.7 \n42.4 \n-3.0 \n5.9 \nLeaded petrol \n41.0 \n36.5 \n-11.0 \n5.1 \nMachinery \n27.8 \n27.3 \n-1.79 \n3.8 \nWheat \n11.9 \n8.0 \n-32.7 \n1.1 \nCrude soya \nbean oil \n11.9 \n18.3 \n53.8 \n2.5 \nRice \n11.4 \n9.8 \n14.0 \n1.4 \nElectricity \n13.5 \n16.2 \n20.0 \n2.3 \nButanes, \nliquefied \n6.5 \n8.1 \n24.6 \n1.1 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nSource Markets \nThe country sourced most of its imports from \nSouth Africa, which accounted for about 38.5% \nof total imports, followed by China, 15.1%, \nBahamas, 9.4%, Mozambique, 3.9%, Zambia, \n3.8%, and other jurisdictions. Figure 4 shows \nthe country’s top import sources in March \n2024. \n \n \n \n \n \n \n \n \n \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Trade Balance \nThe country’s trade deficit stood at US$184.3 \nmillion during the month under review, higher \nthan US$84.6 million recorded in the previous \nmonth. The country’s deficit narrowed from \nUS$231.1 million in March 2023 to US$184.3 \nmillion in March 2024. Figure 9 shows the \ncountry’s trade balance for the month of March \n2024. \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \nSource: ZIMSTAT & RBZ Computations, 2024 \n38.5\n15.1\n9.4\n3.9\n3.8\n3.2\n2.4\n1.7\n1.6\n1.4\nSouth Africa\nChina\nBahamas\nMozambique\nZambia\nBahrain\nUAE\nIndia\nMauritius\nSingapore\n644.0\n534.7\n725.4\n719.0\n-81.4\n-184.3\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\nFeb-24\nMar-24\nExports\nImports\nTrade Balance\n \n \n \n8 \n \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZW$59,171.49 \nbillion, \nin \nMarch \n2024 \ncompared to ZW$40,613.04 billion recorded \nthe previous month. \n \nThe money stock comprised foreign currency \ndeposits, 86.80% local currency deposits, \n13.17%, and the local currency in circulation, \n0.03% as shown in Figure 10. \n \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \nOn a month-on-month basis, the broad money \naggregate increased by 45.70% in March 2024, \ncompared to 54.63% in February 2024. \nThe monthly increase in money supply largely \nreflected an expansion of 40.70% in the local \ncurrency component and 46.50% in foreign \ncurrency accounts. \n \nDuring the month under review, credit to the \nprivate sector, increased by ZW$13,938.99 to \nZW$39.450.76 \nbillion, \nlargely \nreflecting \nvaluation changes owing to exchange rate \n \n1 All monetary numbers are valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \ndepreciation. Over the same period, net claims \non the Government increased by ZW$3,676.35 \nbillion, from ZW$12,506.42 billion. \n \nOn an annual basis, Broad Money registered an \nincrease of 1751.81% compared to 442.41% \nregistered in March 2023. The annual growth in \nmoney supply largely reflected exchange rate \ndepreciation, from ZW$929.86/USD in March \n2023 to ZW$22,055.47/USD by the end of \nMarch 2024. \n \nExpansion in foreign currency deposits \naccounted for 1542.53 percentage points of the \n1751.81% annual growth in broad money. The \nlocal currency component of the money supply \ncontributed 209.28%. \n \nOn the asset side, the annual increase in broad \nmoney largely reflected nominal changes in \ncredit to the private sector and net claims on the \nGovernment \nof \nZW$37,708.520 \nbillion \n(2,164.37%) \nand \nZW$15,578.99 \nbillion \n(2,580.267%), respectively. \n \nOutstanding credit to the private sector was \nmainly \nchannelled \nto \nhouseholds, \nmanufacturing, and agriculture which received \n24.89%, 16.20%, and 14.88% of the total \ncredit, \nrespectively. \nThe \nmining \nand \ndistribution sectors received 12.00% and \n10.95% of the total outstanding credit, \nrespectively. \n \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \n \nNCDs, \n0.01%\nLocal Currency \nTime , 1.19%\nFX Time \nDeposits, 6.34%\nLocal Currency \nTransferable , \n11.97%\nFX \nTransferabl\ne Deposits, \n80.46%\nCurrency in \nCirculation, \n0.03%\n \n \n \n9 \n \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 36.66%; inventory \nbuild-up, \n26.59%; \nand \nfixed \ncapital \ninvestments, 12.84%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of March 2024, the \nZimbabwe Stock Exchange (ZSE) recovered \nfrom previous month losses. As such, the All \nShare, Top 10, and Top 15, Small and Medium \nCap indices gained 66.16%, 68.91%, 71.48, \n0.86% and 51.84% to close at 873 263.38 \npoints, 398 030.12 points, 524 826.30 points, \n12 735 217.66 and 3 176 588.02 points, \nrespectively. \n \nThe resource index also added 0.82% to close \nat 218 308.09 points compared to 216 534.42 \npoints, registered in February 2024. \n \nOn an annual basis, the All Share, Top 10, Top \n15, Small and Medium Cap indices gained \n2 164.19%, 1 624.42%, 1 842.89% and 4 \n118.14%, respectively. This compares to 38 \n568.48 points, 23 081.98 points, 27 012.64 \npoints, 697 921.97 points and 75 307.75 points \nrecorded in March 2024, respectively. \n \nThe mining index also added 484.34% from \n37 359.78 points recorded in March 2023. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nThe cumulative values of shares traded \namounted to ZW$123.03 billion, reflecting an \nincrease of 18.89% from ZW$103.47 billion \nrecorded in the previous month while the \ncumulative volume of shares traded declined by \n26.57% to 54.30 million shares. This compares \nto 73.94 million shares traded in the previous \nmonth. \n \nThe proportion of foreign purchases to the \nvalue of shares traded improved to 7.08% from \n5.19% registered in February 2024. \n \nHouseholds\n24.89%\nAgriculture\n14.88%\nMining\n12.00%\nManufactur\ning\n16.20%\nDistribution\n10.95%\nTransport and \nCommunication\n3.00%\nServices\n9.55%\nFinancial Organisations and \nInvestiments\n5.84%\nConstruction\n1.94%\nOther\n0.77%\n5,000\n55,000\n105,000\n155,000\n205,000\n255,000\n15,000\n115,000\n215,000\n315,000\n415,000\n515,000\n615,000\n715,000\n815,000\n915,000\n28-Mar-23\n28-Apr-23\n28-May-23\n28-Jun-23\n28-Jul-23\n28-Aug-23\n28-Sep-23\n28-Oct-23\n28-Nov-23\n28-Dec-23\n28-Jan-24\n28-Feb-24\n28-Mar-24\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n10 \n \nNet foreign position improved from negative \nZW$15.89 recorded in February 2024, to \nnegative ZW$0.25 billion. \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \nOwing to the positive trading developments on \nthe ZSE, market capitalization gained by ZW$2 \n9 146.45 billion, or 70.23% to close at ZW$70 \n645.046 billion. \n \nOn a year-on-year basis, ZSE capitalization \nadded 1 989.20%, from ZW$3 381.46 billion \nrecorded in March 2023. \n \nVictoria Falls Stock Exchange (VFEX) \nDuring the month of March 2024, the Victoria \nFalls Stock Exchange (VFEX) also recovered \nfrom losses incurred in February 2024. \nConsequently, the All-Share index added \n2.50% to close at 101.06 points, compared to \n98.59 points recorded in February 2024. \n \nOn an annual basis, the VFEX All Share index \nincreased by 9.80%, from 92.04 points \nrecorded in March 2023. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nOwing to the positive trading on the VFEX \nmarket capitalization gained by 2.50% to \nUS$1.22 billion, compared to US$1.19 billion \nrecorded in the previous month. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \n \nNATIONAL PAYMENTS SYSTEM \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\n90,000\n100,000\n110,000\n120,000\n130,000\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n60\n65\n70\n75\n80\n85\n90\n95\n100\n105\n110\n115\n120\n28-Mar-23\n28-Apr-23\n28-May-23\n28-Jun-23\n28-Jul-23\n28-Aug-23\n28-Sep-23\n28-Oct-23\n28-Nov-23\n28-Dec-23\n28-Jan-24\n28-Feb-24\n28-Mar-24\n0\n0.2\n0.4\n0.6\n0.8\n1\n1.2\n1.4\n1.6\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nUS$ BILLIONS\n \n \n \n11 \n \n45% from ZW$79.13 trillion in February 2024 \nto close at ZW$114.87 in March 2024. \n \nNPS transactions volumes rose by 10% to close \nat 68.31 million in the reporting month from \n61.96 million in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \nincreased by 58%, from ZW$38.30 trillion in \nthe previous month to close at ZW$60.43 \ntrillion in March 2024. \n \n \nThe volume of RTGS transactions increased by \n6% to close at 941 thousand during the month \nunder review, from 890 thousand in February \n2024. \n \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$46.03 trillion, during the \nmonth under analysis, representing an increase \nof 32.32% from ZW$35.32 trillion recorded in \nMarch 2024. \nINFLATION OUTTURN \nAnnual Inflation \nAnnual headline inflation rose to 55.3% in \nMarch 2024, from 47.6% in February 2024. \nThis was, partly, on account of the depreciation \nof the local currency against major currencies \nand adverse inflation expectations in the \neconomy. \nMonthly Inflation \nMonth-on-month inflation rate, however, \ndecelerated to 4.89% in March 2024, from \n5.38% in February 2024, largely driven by the \ndecline in food and non-alcoholic beverages \ninflation. \n \nAlbeit declining to 8.13% in March 2024, down \nfrom 9.83% in March 2024, food inflation \nremained high, largely due to the effects of El \nNino induced drought on food supplies in the \neconomy. \n \nMonthly non-food inflation slightly rose from \n2.98% in February 2024 to 3.01% in March \n2024. \n \nFigure 17: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2024 \n \n \nMAY 2024 \nRESERVE BANK OF ZIMBABWE \n0\n6\n12\n18\n24\n30\n36\n42\n48\n54\n60\n66\n0\n200\n400\n600\n800\n1,000\n1,200\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nValue in ZW$ Trillions\nVolume in Thousands\nVolume\nValue\n-5.00\n-2.00\n1.00\n4.00\n7.00\n10.00\n13.00\n16.00\n19.00\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nFood and non alcoholic beverages\nNon food\n \n \n12 \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n14 \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n \n22 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n29 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n30 \n \n \n \n \n13 \n \nNational Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n31 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n32 \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n14 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nNet Foreign Assets\n-3,006,324,492.94\n-3,566,322,365.73\n-8,582,225,834.40\n-16,963,911,301.47\n-14,214,106,707.82\n-14,227,506,302.78\n-16,447,478,675.26\n-17,460,266,333.79\n-18,045,044,675.98\n-18,830,050,198.23\n-30,708,633,279.93\n-45,596,903,934.05\n-66,258,169,977.30\nCentral Bank(net)\n-3,750,737,078.21\n-4,364,843,604.61\n-10,488,101,584.18\n-20,831,187,742.72\n-17,851,691,225.27\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\n-54,031,060,405.32\n-77,865,030,279.36\nForeign Assets\n564,973,118.29\n487,113,521.79\n1,242,178,197.33\n4,938,308,098.53\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\nForeign Liabilities\n4,315,710,196.51\n4,851,957,126.40\n11,730,279,781.51\n25,769,495,841.25\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\nOther Depository Corporations(net)\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\nForeign Assets\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\nForeign Liabilities\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\nNet Domestic Assets (NDA)\n6,201,650,160.38\n7,164,925,241.35\n15,821,191,266.69\n31,239,386,362.79\n27,217,558,926.15\n27,639,288,378.08\n32,161,547,467.69\n34,250,554,903.24\n35,673,225,646.05\n37,744,636,990.28\n59,956,750,588.31\n86,209,941,031.87\n125,429,655,454.08\nDomestic Claims\n2,794,025,252.47\n3,101,957,753.62\n6,541,657,510.89\n10,642,561,243.15\n11,094,734,236.77\n11,015,584,365.69\n13,148,134,761.58\n14,099,323,168.68\n14,764,938,049.74\n16,661,349,824.12\n26,555,487,015.34\n39,630,053,424.85\n58,052,804,317.53\nClaims on Central Government(net)\n603,775,191.70\n783,297,842.19\n1,389,082,186.11\n-464,905,858.96\n1,919,403,373.96\n2,035,378,139.93\n2,469,546,156.09\n2,685,249,888.61\n3,426,568,722.64\n4,633,764,250.89\n8,146,919,528.13\n12,506,419,694.13\n16,182,769,560.45\nClaims on Central Government\n1,030,581,569.13\n1,109,723,491.62\n1,853,707,138.97\n3,237,920,191.20\n3,137,951,747.03\n3,471,122,173.32\n3,948,824,640.88\n4,022,430,300.76\n4,506,540,165.69\n5,826,109,037.18\n9,899,880,742.54\n14,706,600,268.21\n22,087,558,829.62\nCentral Bank\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\nODCs\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\nLess Liabilities to Central Government\n426,806,377.42\n326,425,649.43\n464,624,952.86\n3,702,826,050.16\n1,218,548,373.07\n1,435,744,033.39\n1,479,278,484.78\n1,337,180,412.15\n1,079,971,443.04\n1,192,344,786.29\n1,752,961,214.41\n2,200,180,574.08\n5,904,789,269.17\nCentral Bank\n420,617,652.14\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\nODCs\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\nClaims on Other Sectors\n2,190,250,060.77\n2,318,659,911.43\n5,152,575,324.78\n11,107,467,102.11\n9,175,330,862.81\n8,980,206,225.76\n10,678,588,605.49\n11,414,073,280.07\n11,338,369,327.09\n12,027,585,573.22\n18,408,567,487.20\n27,123,633,730.72\n41,870,034,757.08\nOther Financial Corporations\n202,939,856.36\n127,476,071.53\n204,879,115.02\n372,829,596.47\n286,485,380.68\n286,556,911.67\n345,395,684.06\n402,497,102.41\n366,785,937.06\n210,979,095.28\n367,132,374.31\n461,955,002.81\n803,485,078.36\nState and Local Government\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\nPublic Non Financial Corporations\n244,918,005.85\n282,369,808.93\n680,427,260.99\n1,426,648,513.58\n1,144,767,740.03\n942,115,955.79\n1,064,377,138.00\n1,124,773,262.90\n758,994,509.56\n779,253,503.92\n787,050,316.56\n1,149,678,230.61\n1,615,646,416.58\nPrivate Sector\n1,742,242,420.81\n1,908,714,754.59\n4,267,188,606.15\n9,307,905,990.36\n7,744,009,668.94\n7,751,457,555.47\n9,268,723,734.89\n9,886,704,858.20\n10,212,529,111.24\n11,037,279,520.17\n17,254,185,998.48\n25,511,768,494.02\n39,450,759,914.33\nCentral Bank\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\nODCs\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\nOther Items(Net)\n-3,407,624,907.90\n-4,062,967,487.72\n-9,279,533,755.80\n-20,596,825,119.64\n-16,122,824,689.39\n-16,623,704,012.39\n-19,013,412,706.11\n-20,151,231,734.56\n-20,908,287,596.32 -21,083,287,166.17 -33,401,263,572.98\n-46,579,887,607.02 -67,376,851,136.55\nShares and Other Equity\n-3,126,405,163.72\n-3,579,533,655.47\n-9,203,936,084.43\n-19,402,711,215.33\n-14,321,122,638.86\n-14,203,729,090.13\n-16,555,368,520.87\n-17,032,283,456.63\n-17,122,059,892.58\n-17,570,066,671.33\n-29,549,325,579.05\n-43,302,266,345.67\n-60,601,283,933.04\nLiabilities to Other Financial Corporations\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\nRestricted Deposits\n116,383,765.15\n168,057,733.95\n452,445,666.52\n929,649,277.24\n832,146,281.94\n481,313,635.70\n652,311,438.83\n616,319,027.72\n598,451,618.98\n634,635,960.65\n1,122,721,876.21\n2,182,139,254.83\n1,707,978,424.98\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-401,318,137.73\n-657,910,369.64\n-558,626,681.86\n-2,188,085,055.76\n-2,692,104,501.18\n-2,958,040,166.42\n-3,200,388,021.66\n-3,818,709,066.54\n-4,474,676,984.97\n-4,286,579,012.59\n-5,157,386,835.80\n-5,739,488,435.67\n-8,844,607,348.16\nBroad Money-M3\n3,195,325,667.44\n3,598,602,875.61\n7,238,965,432.29\n14,275,475,061.32\n13,003,452,218.33\n13,411,782,075.30\n15,714,068,792.44\n16,790,288,569.45\n17,628,180,970.07\n18,914,586,792.05\n29,248,117,308.38\n40,613,037,097.82\n59,171,485,476.79\nSecurities Other than Shares Included in Broad \nMoney\n16,082,619.50\n1,843,391.22\n4,659,433.86\n4,243,581.90\n2,137,443.55\n3,182,683.74\n2,685,488.92\n3,497,226.23\n4,173,191.32\n42,811,406.21\n7,317,942.35\n9,458,363.45\n6,990,856.69\nBroad Money-M2\n3,179,243,047.93\n3,596,759,484.40\n7,234,305,998.43\n14,271,231,479.42\n13,001,314,774.78\n13,408,599,391.56\n15,711,383,303.52\n16,786,791,343.22\n17,624,007,778.75\n18,871,775,385.85\n29,240,799,366.03\n40,603,578,734.36\n59,164,494,620.10\nOther Deposits (Time Deposits)\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\nof which Foreign Currency Accounts\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\nNarrow Money-M1\n2,846,507,551.90\n3,327,871,127.16\n6,679,000,239.69\n13,204,658,167.27\n12,176,656,804.16\n12,548,397,342.75\n14,765,873,592.55\n15,599,407,297.79\n16,384,919,989.43\n17,584,571,423.18\n27,491,008,901.84\n37,798,013,024.97\n54,708,681,361.76\nTransferable Deposits\n2,840,026,628.31\n3,320,722,893.78\n6,671,063,283.95\n13,196,303,401.12\n12,166,873,421.72\n12,538,725,239.63\n14,755,523,314.82\n15,588,193,442.31\n16,373,116,452.32\n17,572,220,001.14\n27,476,970,003.22\n37,782,959,103.37\n54,692,210,233.09\n Of which Foreign Currency Accounts\n1,869,072,784.19\n2,148,792,572.06\n5,274,426,984.71\n11,635,488,089.25\n10,099,330,132.00\n10,173,498,286.11\n12,310,342,777.52\n12,429,076,347.34\n12,757,305,066.07\n13,397,781,145.35\n22,901,496,643.22\n32,969,005,356.37\n47,611,823,202.81\nCurrency Outside Depository Corporations\n6,480,923.60\n7,148,233.38\n7,936,955.74\n8,354,766.15\n9,783,382.43\n9,672,103.13\n10,350,277.73\n11,213,855.47\n11,803,537.12\n12,351,422.04\n14,038,898.63\n15,053,921.60\n16,471,128.68\nMemorandum Items\nReserve Money\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\nFCAs as a Percentage of Deposits in M3\n58.6%\n59.8%\n72.9%\n87.5%\n77.7%\n75.9%\n78.4%\n74.1%\n72.4%\n70.9%\n78.3%\n81.2%\n80.5%\nEnd Period Exchange Rate\n929.86\n1,047.44\n2,577.06\n5,739.80\n4,516.80\n4,608.11\n5,466.75\n5,698.96\n5,791.08\n6,104.72\n10,152.39\n14,912.83\n22,055.47\nSource: Reserve Bank of Zimbabwe, 2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n15 \n \n \n \nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nNet Foreign Assets\n-3,750,737,078.21\n-4,364,843,604.61\n-10,488,101,584.18\n-20,831,187,742.72\n-17,851,691,225.27\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27 -22,724,299,913.18 -37,204,315,094.00 -54,031,060,405.32\n-77,865,030,279.36\nClaims on Non Residents\n564,973,118.29\n487,113,521.79\n1,242,178,197.33\n4,938,308,098.53\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\nOfficial Reserves Assets\n171,692,411.97\n146,106,760.95\n305,095,927.20\n2,685,528,792.05\n501,097,650.65\n609,700,872.98\n873,028,937.84\n901,998,462.96\n664,790,048.98\n670,897,605.40\n1,283,063,711.48\n1,440,292,080.05\n2,707,777,264.85\nOther Foreign Assets\n393,280,706.32\n341,006,760.85\n937,082,270.13\n2,252,779,306.49\n1,748,114,291.61\n1,747,712,459.75\n1,996,110,902.01\n2,028,489,428.81\n2,057,962,871.96\n2,079,244,671.16\n3,506,907,558.71\n5,725,614,154.20\n9,471,553,407.69\nLess Liabilities to Non Residents\n4,315,710,196.51\n4,851,957,126.40\n11,730,279,781.51\n25,769,495,841.25\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\nShort Term Liabilities\n2,190,571,858.03\n2,461,132,179.69\n454,737,994.24\n740,090,616.66\n489,297,027.10\n431,377,013.98\n412,442,545.53\n498,435,076.07\n417,352,772.09\n253,445,372.66\n330,761,013.21\n347,930,957.96\n890,130,623.01\nOther Foreign Liabilities*\n2,125,138,338.48\n2,390,824,946.71\n11,275,541,787.27\n25,029,405,224.59\n19,611,606,140.43\n19,610,453,033.03\n22,760,609,120.47\n23,547,591,967.77\n24,156,386,043.12 25,220,996,817.07 41,663,525,350.99\n60,849,035,681.60\n89,154,230,328.89\n of which blocked funds\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\n4,846,720,895.68\n3,809,201,616.00\n3,638,215,070.80\n4,306,782,215.73\n4,458,649,260.58\n4,527,891,788.72\n4,848,587,011.60\n8,054,627,951.76\n11,781,589,928.45\n17,401,899,562.68\nNet Domestic Assets (NDA)\n3,983,633,732.83\n4,641,339,683.72\n11,008,713,493.85\n21,896,086,183.73\n18,854,734,980.17\n18,746,509,304.37\n21,616,319,117.89\n22,902,976,448.93\n23,668,494,206.27 24,745,515,209.82 40,273,443,159.16\n58,085,200,468.20\n84,006,511,930.55\nDomestic Claims\n449,443,570.90\n633,073,494.67\n1,307,855,143.64\n-23,847,709.69\n1,885,131,142.46\n1,873,807,183.49\n2,028,957,342.73\n2,411,597,729.92\n2,496,519,062.46\n2,685,240,421.33\n4,316,485,335.80\n6,966,928,713.06\n8,857,704,487.83\nNet Claims on Central Government\n248,905,518.05\n400,852,431.51\n781,968,913.03\n-1,024,203,002.25\n1,050,425,931.27\n1,218,834,667.32\n1,255,530,261.28\n1,548,646,696.96\n2,031,774,224.09\n2,195,411,208.41\n4,014,874,898.09\n6,439,282,586.28\n8,045,520,594.23\nClaims on Central Government\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\nOf which: Securities Other than Shares\n163,408,985.73\n197,483,744.44\n491,408,539.76\n1,282,058,425.55\n1,041,256,825.36\n1,354,647,836.07\n1,738,161,413.25\n1,883,996,199.01\n1,984,147,610.08\n2,219,186,779.04\n4,440,121,511.31\n6,608,105,197.48\n11,307,721,896.70\nLoans\n506,114,184.46\n520,092,134.91\n704,673,598.81\n963,954,456.29\n847,281,667.16\n918,405,362.59\n882,144,726.34\n854,777,605.86\n994,122,689.61\n967,084,343.36\n1,158,085,023.77\n1,690,780,188.64\n2,127,020,952.15\n Loans and Advances\n112,483,069.83\n126,461,020.28\n298,686,901.35\n557,967,758.83\n441,294,969.70\n453,167,575.54\n416,906,939.29\n389,539,818.81\n450,658,841.88\n423,620,495.64\n709,564,039.01\n1,049,930,696.57\n1,560,372,567.07\nAmounts Due from Gvt including SDR Drawdowns\n393,631,114.63\n393,631,114.63\n405,986,697.46\n405,986,697.46\n405,986,697.46\n465,237,787.05\n465,237,787.05\n465,237,787.05\n543,463,847.72\n543,463,847.72\n448,520,984.75\n640,849,492.08\n566,648,385.08\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n420,617,652.14\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\nOf which: Deposits\n420,617,652.14\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n200,538,052.85\n232,221,063.16\n525,886,230.61\n1,000,355,292.57\n834,705,211.19\n654,972,516.17\n773,427,081.45\n862,951,032.96\n464,744,838.37\n489,829,212.93\n301,610,437.71\n527,646,126.78\n812,183,893.60\nOther Financial Corporations\n10,623,469.30\n10,883,730.62\n10,991,470.34\n12,986,635.27\n12,976,151.03\n13,602,645.94\n14,588,403.94\n63,414,783.51\n25,307,666.81\n28,216,636.43\n32,493,405.07\n71,573,929.14\n153,883,742.34\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n171,503,627.58\n200,192,374.04\n491,887,660.82\n963,938,268.05\n778,956,909.14\n579,963,269.97\n679,383,600.01\n707,274,263.92\n341,962,235.89\n359,338,872.72\n125,045,425.40\n244,647,109.88\n332,483,498.63\nPrivate Sector\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\nClaims on Other Depository Corporations\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684600925.61\nOf which: Loans\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684600925.61\nOther Liabilities to ODCs\n642,344,547.18\n750,760,102.33\n1,428,720,516.68\n2,666,026,665.35\n2,901,005,739.21\n3,100,647,536.01\n3,107,865,677.76\n3,216,633,940.85\n3,876,066,859.55\n3,854,578,282.87\n5,812,079,968.88\n8,128,905,484.34\n10984562862.67\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n318,264,602.32\n358,416,719.69\n479,833,629.00\n683,711,355.79\n1,196,912,067.35\n1,309,913,863.13\n1,094,629,530.65\n1,078,752,001.46\n1,460,737,223.38\n1,519,969,710.79\n1,701,520,057.58\n2,432,925,529.23\n3557870717.73\nOther Items(Net)\n-4,130,691,813.85\n-4,712,021,791.09\n-11,012,753,620.73\n-24,318,336,502.72\n-19,609,306,255.01\n-19,734,596,625.30\n-22,488,218,425.97\n-23,478,665,250.56\n-24,801,814,491.19 -25,648,587,780.63 -41,376,660,539.47 -58,744,025,789.94\n-85,448,769,379.78\nShares and Other Equity\n-4,078,823,961.23\n-4,620,636,211.04\n-11,291,316,467.09\n-25,202,259,045.14\n-19,805,080,179.46\n-19,579,648,458.36\n-22,753,122,010.85\n-23,550,146,670.91\n-23,892,801,192.96\n-25,053,448,266.86\n-40,143,169,460.35\n-58,155,147,571.29\n-84,000,619,819.97\nOther Items(Net)\n-175,955,067.06\n-276,252,783.87\n-193,714,335.06\n-63,920,685.55\n-652,745,707.09\n-652,393,199.08\n-396,662,893.13\n-589,895,589.07\n-1,529,336,116.22\n-1,251,036,312.37\n-2,400,043,318.75\n-2,790,865,158.91\n-3,189,753,793.28\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n124,087,214.44\n184,867,203.81\n472,277,181.43\n947,843,227.98\n848,519,631.54\n497,445,032.14\n661,566,478.01\n661,377,009.41\n620,322,818.00\n655,896,798.59\n1,166,552,239.63\n2,201,986,940.26\n1,741,604,233.46\nMonetary Base \n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\nBond Coins\n97,745.29\n90,572.71\n83,649.70\n80,542.92\n79,344.94\n79,163.84\n79,154.38\n79,154.84\n78,794.30\n76,968.83\n66,290.72\n59,094.22\n51,536.90\nBond Notes\n8,414,729.87\n8,902,316.39\n8,960,488.74\n10,258,707.59\n11,193,057.46\n11,885,047.43\n12,736,767.90\n13,560,105.45\n14,430,019.79\n15,672,830.10\n16,920,535.77\n18,138,392.93\n19,250,549.61\nLiabilities to ODCs\n224,283,814.46\n267,402,825.02\n511,467,406.24\n1,054,458,825.51\n961,770,952.77\n1,020,125,611.77\n1,269,591,004.47\n1,743,797,671.58\n1,772,929,799.17\n1,975,463,236.74\n3,052,141,238.66\n4,035,942,575.74\n6,122,179,564.68\n Local Currency Reserve Deposits\n72,736,726.53\n86,910,489.22\n105,795,700.01\n182,612,061.98\n243,159,063.25\n295,859,644.01\n344,623,158.66\n400,041,844.52\n449,770,161.09\n533,568,035.27\n557,373,870.90\n589,096,334.10\n782,882,894.59\n Foreign Currency Reserve Deposits\n151,547,087.93\n180,492,335.81\n405,671,706.23\n871,846,763.53\n718,611,889.52\n724,265,967.76\n924,967,845.81\n1,343,755,827.07\n1,323,159,638.08\n1,441,895,201.47\n2,464,767,002.76\n3,416,845,876.64\n5,293,831,558.25\n Exess reserves \n100,364.99\n100,364.99\n100,364.99\n100,364.99\n30,000,399.73\n30,002,767.04\n30,000,364.99\n30,000,364.99\n30,069,698.74\n30,002,260.98\n30,000,364.99\n30,000,364.99\n45,465,111.84\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2024\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n16 \n \n \n \nTABLE 3: OTHER DEPOSITORY CORPORATIONS SURVEY ($'000)\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nNet Foreign Assets\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\nClaims on Non Residents\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\nOf Which: Foreign Currency\n425,326,479.00\n462,081,408.59\n1,048,116,376.82\n2,249,201,574.76\n1,584,403,308.04\n1,505,916,176.81\n2,015,621,585.66\n2,312,575,134.73\n2,558,589,332.45\n2,868,505,570.48\n5,196,670,641.24\n7,309,076,955.04\n9,785,505,639.81\nDeposits\n573,864,075.80\n652,301,901.26\n1,639,116,293.75\n3,441,353,382.68\n3,502,402,457.26\n3,423,237,567.41\n3,515,981,784.12\n2,903,444,523.75\n3,019,701,118.75\n2,843,740,238.47\n4,283,885,090.87\n5,518,707,074.63\n8,323,896,983.03\nOther\n2,290,917.65\n3,281,237.94\n3,802,932.12\n16,819,067.74\n13,134,469.43\n13,524,856.19\n15,509,855.15\n16,447,186.84\n13,791,770.44\n16,837,172.93\n27,310,662.17\n32,851,118.98\n45,821,476.40\nLess Liabilities to Non Residents\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\nOf Which: Deposits\n121,808,803.93\n153,776,940.69\n378,197,467.04\n820,337,332.33\n764,960,085.21\n772,511,911.80\n827,268,243.95\n655,899,412.79\n782,004,591.95\n776,859,238.67\n1,316,061,176.34\n1,936,356,521.78\n2,837,026,028.04\nLoans\n135,260,083.25\n165,366,368.23\n406,962,385.88\n1,019,760,251.61\n697,395,632.08\n713,256,277.09\n863,411,830.08\n921,294,614.24\n1,004,136,411.41\n1,057,974,028.26\n1,696,123,403.87\n2,490,122,155.61\n3,711,337,769.13\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n2,436,728,709.28\n2,776,123,933.49\n5,305,321,211.88\n10,381,649,903.19\n9,339,710,968.86\n9,929,068,164.23\n11,838,030,324.64\n13,078,743,914.01\n13,788,565,015.66\n14,986,724,817.13\n22,694,566,232.26\n32,143,979,019.53\n47,514,528,237.56\nDomestic Claims\n2,344,581,681.58\n2,468,884,258.96\n5,233,802,367.26\n10,666,408,952.84\n9,209,603,094.31\n9,141,777,182.20\n11,119,177,418.85\n11,687,725,438.76\n12,268,418,987.27\n13,976,109,402.78\n22,239,001,679.53\n32,663,124,711.79\n49,195,099,829.70\nNet Claims on Central Government\n354,869,673.65\n382,445,410.68\n607,113,273.08\n559,297,143.29\n868,977,442.69\n816,543,472.61\n1,214,015,894.82\n1,136,603,191.66\n1,394,794,498.55\n2,438,353,042.48\n4,132,044,630.04\n6,067,137,107.85\n8,137,248,966.22\nClaims on Central Government\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\nSecurities\n360,626,182.29\n391,587,790.26\n653,025,854.60\n981,773,844.67\n1,242,045,163.04\n1,190,599,025.63\n1,318,582,684.20\n1,272,839,666.04\n1,517,348,442.88\n2,627,512,618.11\n4,283,761,798.56\n6,381,641,818.99\n8,605,206,635.58\nLoans\n432,216.64\n559,822.02\n4,599,145.80\n10,133,464.70\n7,368,091.47\n7,469,949.03\n9,935,817.09\n10,816,829.86\n10,921,423.13\n12,325,296.66\n17,912,408.90\n26,073,063.10\n47,609,345.19\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Governmen\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\nOf which: Deposits\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n1,989,712,007.92\n2,086,438,848.27\n4,626,689,094.18\n10,107,111,809.54\n8,340,625,651.62\n8,325,233,709.58\n9,905,161,524.04\n10,551,122,247.10\n10,873,624,488.72\n11,537,756,360.30\n18,106,957,049.49\n26,595,987,603.94\n41,057,850,863.48\nOther Financial Corporations\n192,316,387.05\n116,592,340.90\n193,887,644.68\n359,842,961.20\n273,509,229.65\n272,954,265.73\n330,807,280.13\n339,082,318.90\n341,478,270.25\n182,762,458.86\n334,638,969.24\n390,381,073.67\n649,601,336.03\nState and Local Government\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\nPublic Non Financial Corporations\n73,414,378.27\n82,177,434.89\n188,539,600.17\n462,710,245.53\n365,810,830.89\n362,152,685.81\n384,993,537.99\n417,498,998.98\n417,032,273.67\n419,914,631.20\n662,004,891.16\n905,031,120.73\n1,283,162,917.94\nPrivate Sector\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\nClaims on the Central Bank\n819,662,608.72\n973,967,364.65\n2,050,173,260.89\n4,434,783,343.65\n4,138,866,267.43\n4,653,650,898.99\n5,265,804,171.22\n5,912,703,283.03\n6,326,849,329.56\n5,977,105,227.74\n9,099,022,563.30\n12,598,181,489.84\n16,737,574,909.26\nCurrency\n2,031,551.56\n1,844,655.72\n1,107,182.70\n1,984,484.37\n1,489,019.97\n2,292,108.14\n2,465,644.54\n2,425,404.82\n2,705,276.98\n3,398,376.89\n2,947,927.87\n3,143,565.55\n2,830,957.84\nReserves\n817,631,057.16\n972,122,708.94\n2,049,066,078.19\n4,424,349,970.82\n4,137,377,247.46\n4,651,358,790.85\n5,263,338,526.67\n5,910,277,878.21\n6,324,144,052.58\n5,973,706,850.85\n9,096,074,635.43\n12,595,037,924.29\n16,734,743,951.43\nSecurities\n0.00\n0.00\n0.00\n8,448,888.46\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n9,639,861.61\n13,321,881.07\n78,332,582.02\n39,166,568.11\n87,827,165.17\n84,841,425.78\n82,493,417.82\n84,628,889.30\n92,939,919.06\n55,157,360.84\n114,298,041.18\n105,237,097.37\n95,704,985.13\nOther Items(Net)\n717,875,719.41\n653,405,809.04\n1,900,321,834.26\n4,680,375,825.19\n3,920,931,227.71\n3,781,518,491.17\n4,464,457,847.61\n4,437,055,918.48\n4,713,763,382.12\n4,911,332,452.56\n8,529,159,969.39\n13,012,090,084.74\n18,322,441,516.27\nShares and Other Equity\n952,418,797.50\n1,041,102,555.56\n2,087,380,382.66\n5,799,547,829.81\n5,483,957,540.60\n5,375,919,368.23\n6,197,753,489.98\n6,517,863,214.28\n6,770,741,300.38\n7,483,381,595.52\n10,593,843,881.30\n14,852,881,225.62\n23,399,335,886.93\nLiabilities to other ressident sectors\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\nOther Items(Net)\n-238,257,706.49\n-394,115,549.96\n-217,641,892.37\n-1,183,493,878.83\n-1,621,282,481.61\n-1,651,152,485.52\n-1,823,328,039.96\n-2,164,249,056.68\n-2,146,975,580.51\n-2,710,771,700.07\n-2,247,410,877.57\n-2,120,519,060.37\n-5,437,956,090.32\nDeposits and Securities Included in Broad M\n3,181,141,294.55\n3,574,645,172.37\n7,211,196,961.65\n14,248,926,344.43\n12,977,295,486.31\n13,385,978,575.73\n15,694,463,475.53\n16,734,016,732.29\n17,594,506,233.94\n18,880,974,532.07\n29,190,248,046.34\n40,578,135,490.79\n59,121,388,539.63\nDeposits Included in Broad Money\n3,165,058,675.05\n \n3,572,801,781.15\n \n7,206,537,527.79\n \n14,244,682,762.54\n \n12,975,158,042.76\n \n13,382,795,891.99\n \n15,691,777,986.61\n \n16,730,519,506.06\n \n17,590,333,042.62\n \n18,838,163,125.87\n \n29,182,930,103.98\n \n40,568,677,127.34\n \n59,114,397,682.94\n \nTransferable Deposits\n2,832,323,179.02\n \n3,303,913,423.92\n \n6,651,231,769.05\n \n13,178,109,450.38\n \n12,150,500,072.13\n \n12,522,593,843.18\n \n14,746,268,275.64\n \n15,543,135,460.62\n \n16,351,245,253.30\n \n17,550,959,163.20\n \n27,433,139,639.80\n \n37,763,111,417.94\n \n54,658,584,424.60\n \n of which FCAs\n1,865,387,117.78\n \n2,144,912,895.57\n \n5,273,965,984.48\n \n11,634,530,484.57\n \n10,099,327,960.39\n \n10,172,409,984.27\n \n12,309,119,479.36\n \n12,388,978,422.26\n \n12,751,597,340.40\n \n13,391,882,427.59\n \n22,891,974,397.20\n \n32,954,377,682.43\n \n47,588,241,673.51\n \nOther Deposits (Time Deposits)\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n of which FCAs\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\nMoney Market Instruments\n16,082,619.50\n \n1,843,391.22\n \n4,659,433.86\n \n4,243,581.90\n \n2,137,443.55\n \n3,182,683.74\n \n2,685,488.92\n \n3,497,226.23\n \n4,173,191.32\n \n42,811,406.21\n \n7,317,942.35\n \n9,458,363.45\n \n6,990,856.69\n \nSource:Reserve Bank of Zimbabwe, 2024\n \n \n17 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n18 \n \n \n \nEnd of\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6 12,072,131.8\n107,325,315.0\nSource: Reserve Bank of Zimbabwe, 2024\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\n \n \n19 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\n Institutional Units\n3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nSource: Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n21 \n \n \n \nForeign\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n22 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nSource: Reserve Bank of Zimbabwe, 2024\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWL$ millions\n \n \n23 \n \n \nEND OF\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\nSource: Reserve Bank of Zimbabwe, 2024\n1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n24 \n \n \n \n \n \n25 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2021\nJan\n32.65\n55.57\n24.77\n24.77\nFeb\n36.67\n52.01\n21.36\n21.36\nMar\n35.83\n55.77\n22.61\n22.61\nApr\n35.22\n57.08\n22.59\n22.59\nMay\n34.84\n56.21\n21.76\n21.76\nJun\n36.25\n57.04\n22.46\n22.46\nJul\n36.56\n57.00\n21.66\n21.66\nAug\n41.06\n57.39\n39.65\n39.65\nSep\n40.61\n58.44\n39.50\n39.50\nOct\n41.86\n58.68\n45.81\n45.81\nNov\n39.13\n58.74\n38.10\n38.10\nDec\n39.34\n58.65\n37.94\n37.94\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n26 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\nSource: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n27 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n-3.00\n-2.06\n-0.28\n-2.74\n-1.04\n-0.84\n-1.06\n-4.48\n11.15\n4.75\n-4.37\n-0.58\n0.53\n-0.31\nFeb\n-12.36\n-10.83\n-2.89\n-12.30\n-10.59\n-10.28\n22.91\n-8.51\n14.28\n-12.28\n-6.48\n-5.06\n-7.72\n-5.72\nMar\n9.23\n9.65\n16.27\n2.69\n16.74\n0.11\n17.92\n22.40\n-27.82\n-11.98\n-11.43\n4.92\n-3.80\n2.78\nApr\n11.89\n-6.38\n-7.22\n10.27\n-0.98\n-8.34\n-15.68\n-12.00\n-12.48\n-7.83\n0.34\n-3.49\n10.74\n-0.21\nMay\n-0.71\n-5.16\n9.16\n-0.59\n-8.60\n-3.90\n-4.34\n-3.82\n-7.21\n4.44\n-0.85\n1.57\n0.57\n1.32\nJun\n4.42\n3.69\n8.01\n-2.64\n7.91\n12.94\n19.95\n11.11\n9.88\n-4.54\n0.25\n6.01\n-2.51\n3.85\nJul\n7.34\n4.46\n-0.64\n4.36\n4.41\n5.10\n11.54\n-6.38\n-6.24\n-7.89\n-14.18\n0.79\n11.88\n3.43\nAug\n-4.40\n0.30\n0.59\n0.10\n-0.31\n1.24\n36.61\n-3.95\n2.75\n-0.69\n5.74\n1.56\n-1.86\n0.68\nSep\n0.21\n-0.46\n0.55\n-3.17\n-0.67\n-4.96\n4.69\n0.09\n-1.55\n-2.85\n-3.21\n-0.89\n-0.32\n-0.75\nOct\n-0.88\n-2.63\n4.38\n-3.89\n-0.08\n0.32\n0.85\n0.23\n0.20\n2.44\n0.36\n1.29\n0.48\n1.08\nNov\n1.65\n2.18\n0.83\n-0.14\n1.65\n1.13\n0.02\n0.57\n12.03\n3.79\n0.14\n1.72\n3.63\n2.20\nDec\n1.90\n3.21\n2.81\n1.47\n0.60\n2.51\n-0.25\n0.15\n-1.18\n3.98\n1.26\n2.14\n3.92\n2.60\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nSource: Zimstat, 2024\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\n \n \n28 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJun\n49.10\n-10.07\n29.30\n-16.31\n1.57\n-10.74\n24.86\n25.51\n-53.67\n-27.59\n-13.54\n9.22\n44.68\n15.98\nJul\n51.72\n-10.57\n31.42\n-14.75\n0.95\n-2.95\n46.48\n8.81\n-54.66\n-35.14\n-34.68\n8.73\n54.96\n17.77\nAug\n41.24\n-5.57\n34.15\n-8.90\n11.10\n-6.93\n98.46\n4.21\n-53.15\n-34.91\n-29.70\n10.35\n42.88\n17.03\nSep\n54.50\n5.38\n41.86\n4.35\n14.13\n-7.18\n106.87\n-1.44\n-33.62\n-14.65\n-13.91\n21.81\n65.73\n30.52\nOct\n19.20\n-16.47\n38.22\n-16.86\n1.99\n-16.89\n109.61\n-14.02\n-26.79\n-24.38\n-27.05\n7.83\n18.98\n10.42\nNov\n16.40\n-8.49\n38.98\n-10.94\n5.74\n-10.42\n118.10\n-9.99\n-17.04\n-26.54\n-26.56\n10.98\n18.95\n12.90\nDec\n13.75\n-5.58\n33.93\n-7.91\n6.56\n-6.80\n122.72\n-8.61\n-13.92\n-26.98\n-29.39\n9.88\n14.77\n11.10\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nSource: Zimstat, 2024\nRECREATIO\nN & \nCULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL \nNON FOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL \nITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH TRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLI\nC \nBEVERAGES \n& \nTOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY\n, GAS & \nOTHER \nFUELS\nFURNITURE \nAND \nEQUIPMENT\n \n \n29 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\nSource: Reserve Bank of Zimbabwe, 2024\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND STERLING\n \n \n30 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune**\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\nSource: Zimbabwe Stock Exchange, 2024\n**As at 26 June 2020\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWL$ million \nVolume of Shares\nEND OF\n*All Share index was introduced in January, 2018\n \n \n31 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n5294044.5\n-\n341571.3\n79754.6\n355007.3\n1517972.6\nMay\n6275310.7\n-\n518333.9\n173170.7\n532078.6\n3274968.5\nJun\n17059664.0\n-\n882362.6\n615190.9\n1210486.2\n6640627.1\nJul\n17859586.4\n-\n1033836.9\n541445.6\n1620242.8\n6077538.3\nAug\n17955865.5\n-\n1017990.5\n649827.9\n1440537.4\n6244772.4\nSep\n18690087.0\n-\n1221725.3\n773363.9\n1672654.2\n7746084.3\nOct\n19808639.1\n-\n1264577.2\n826681.2\n5116902.9\n8661662.9\nNov\n23685304.8\n-\n1429269.5\n901515.6\n1999069.4\n9557300.7\nDec\n26396219.4\n-\n1805050.5\n1092682.6\n2604059.2\n10150615.3\n2024\nJan\n28285124.9\n-\n1907120.0\n1843871.0\n4295911.6\n22017137.9\nFeb\n38298901.1\n-\n2856867.0\n2676718.2\n5734025.5\n29563851.5\nMar\n60432584.7\n-\n3937099.7\n4464712.8\n8691084.2\n37343406.1\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n32 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n-\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n-\n7569.3\n728.4\n58151.4\n921.4\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n33 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n0.0\n2024\nJan\n539.9\n686.9\n1226.7\n-147.0\nFeb\n644.0\n725.4\n1369.4\n-81.4\nMar\n534.7\n719.0\n1253.7\n-184.3\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_March_2024_1.pdf"}
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+{"doc_id": "663c3a41a668130467724940a8d63bbd", "text": "i \n \nx \n \nJUNE 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW. ................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 8 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 10 \nMobile and Internet-Based Transactions .............................................................................. 10 \nCash Transactions ................................................................................................................... 10 \nCard-Based Transactions ....................................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \nUS$ Annual Inflation Developments ..................................................................................... 11 \nZiG Annual Inflation Developments ..................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n \nOVERVIEW \nThe month-on-month ZiG inflation decelerated \nfurther to 0.6% in June 2025, from 0.9% in the \nprevious month. The annual ZiG inflation, \nhowever, increased to 92.5% during the same \nperiod. \nBroad money (M3) stock increased by 4.47%, \nin June 2025 to ZiG97,336.53 million from \nZiG93,173.97 million recorded in May 2025. \nIn the capital markets, the Zimbabwe Stock \nExchange (ZSE) exhibited bullish sentiments, \nwhile the Victoria Falls Stock exchange traded \nnegatively during the month under review. \n \nThe aggregate value of digital payment systems \ntransactions rose by 4% to ZiG231.42 billion in \nJune 2025, from ZiG223.44 billion in the \nprevious \nmonth. \nTransactional \nvolumes, \nhowever, decreased by 5% to 66.98 million in \nJune 2025, from 70.39 million recorded in May \n2025. \nThe international average prices for gold, \nplatinum, palladium, copper and brent crude oil \nincreased, while prices for nickel and lithium \ndeclined during the period under review. \nCommodity prices were largely influenced by \nongoing geopolitical tensions in the Middle \nEast. \nDuring the month under review, merchandise \nexports fell by 0.5% to US$723.5 million, from \nUS$727.3 million in May 2025. Merchandise \nimports, however, rose by 0.1% to US$882.0 \nmillion, from US$881.3 million recorded in the \nprevious month. Resultantly, the country’s \ntrade deficit widened to US$158.5 million in \nJune 2025, from US$154.8 million in May \n2025. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nInternational average prices for gold, platinum, \npalladium, copper and Brent crude oil \nincreased during the month of June 2025, while \nprices for nickel and lithium retreated in the \nsame month. The movements in prices of \nselected commodities in June 2025 are shown \nin Table 1. \n \nTable 1: International Commodity Prices \nfor May 2025 and June 2025 \nCommodity \n \nMay-25 \n \n \nJune-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n3,285.70 \n3,349.70 \n1.95 \nPlatinum \nUS$/oz \n1,021.80 \n1,242.84 \n21.63 \nPalladium \nUS$/oz \n975.80 \n1,058.94 \n8.52 \nCopper \nUS$/t \n9,517.02 \n9,721.26 \n2.15 \nNickel \nUS$/t \n15,526.64 \n15,176.71 \n-2.25 \nBrent Crude \noil \nUS$/bbl \n63.89 \n69.36 \n8.56 \nLithium \nUS$/t \n8,784.57 \n8,262.86 \n-5.94 \nSource: Bloomberg, 2025 \n \nGold \nGold prices rose by 1.95% to an average of \nUS$3,349.70 per ounce in June 2025, from \nUS$3,285.70 per ounce in May 2025. The rise \nwas fuelled by escalating geopolitical tensions \nin the Middle East, which heightened demand \nfor gold as a safe-haven asset. \n \nPlatinum \nPlatinum prices significantly increased by \n21.63% to an average of US$1,242.84 per \nounce in June 2025, from an average of \nUS$1,021.80 per ounce recorded during the \nprevious month. Prices rose on account of \nconstrained supply in major markets. \n \n \n \n \n2 \n \n \nPalladium \nPalladium prices averaged US$1,058.94 per \nounce, 8.52% up from US$975.80 per ounce \nrecorded in May 2025. Palladium prices \nincreased as a result of supply uncertainties due \nto escalating tensions in Eastern Europe. \n \nFigure 1 shows the trends in precious metal \nprices for the period June 2022 to June 2025. \n \nFigure 1: Monthly Precious Metal Prices \n(US$ per Ounce): June 2022 – June 2025 \n \nSource: Bloomberg, 2025 \n \nBrent Crude Oil \nBrent crude oil prices, which had been on a \ndownward \ntrend \nsince \nFebruary \n2025, \nincreased by 8.56% to US$69.36 per barrel in \nJune 2025 from US$63.89 per barrel in May \n2025. Crude oil prices benefitted from the \ngeopolitical tensions in oil-producing regions, \nparticularly Middle east and Russia. \n \nThe brent crude oil price developments for the \nperiod from June 2022 to June 2025 are shown \nin Figure 2. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) June 2022 – June 2025 \n \n \nSource: Bloomberg, 2025 \n \nCopper \nCopper prices rose by 2.15% to US$9,721.26 \nper tonne in June 2025, from US$9,517.02 per \ntonne recorded in May 2025. Prices were \nsupported by mixed market sentiments driven \nby persistent uncertainty over conflicts in the \nMiddle East, growing demand from China and \nlimited availability of refined copper in the \nmarket. \n \nNickel \nNickel \nprices \nretreated \nby \n2.25% \nto \nUS$15,176.71 per tonne in June 2025, from \nUS$15,526.64 per tonne recorded in the \nprevious month. The decline in nickel prices \nwas largely due to excess supply in the market, \nresulting from a significant rise in output from \nIndonesia, which accounts for about 63% of \nglobal production. \n \n0\n200\n400\n600\n800\n1,000\n1,200\n1,400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\n3,200\nJun-22\nSep-22\nDec-22\nMar-23\nJun-23\nSep-23\nDec-23\nMar-24\nJun-24\nSep-24\nDec-24\nMar-25\nJun-25\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nJun-22\nSep-22\nDec-22\nMar-23\nJun-23\nSep-23\nDec-23\nMar-24\nJun-24\nSep-24\nDec-24\nMar-25\nJun-25\nUS$/BARREL\n \n \n3 \n \n \nFigure 3 shows base metals price developments \nfor the period from June 2022 to June 2025. \n \nFigure 3: Base Metal Prices (US$/tonne): \nJune 2022 – June 2025 \n \nSource: Bloomberg 2025 \n \nLithium \nLithium prices fell by 5.94% to US$8,262.86 \nper tonne in June 2025, from US$8,784.57 per \ntonne recorded in May 2025. Prices were \nweighed down by concerns over excess supply \nagainst a background of sluggish demand, \nparticularly within the energy storage systems \n(ESS) sector. \n \nFigure 4 shows lithium price trends for the \nperiod June 2023 to June 2025. \n \n \n \n \n \n \n \n \nFigure 4: Lithium Prices (US$/tonne) June \n2023 – June 2025 \n \nSource: London Metal Exchange, 2025 \n \nMerchandise Trade Developments \nTotal merchandise trade reached US$1.61 \nbillion in June 2025, representing a 25.5% \nincrease from the US$1.28 billion recorded in \nthe same month in 2024. \n \nMerchandise Exports \nThe country’s merchandise exports fell by \n0.5% to US$723.5 million in June 2025, from \nUS$727.3 million recorded in May 2025. The \ndecrease was largely on account of reduced \nexport earnings from platinum group metals \n(PGMs). \n \nOn a year-on-year basis, exports in June 2025 \nwere 38.1% higher compared to US$524.0 \nmillion recorded in June 2024. The growth in \nexports was driven by elevated global gold \nprices, as the yellow metal continued to attract \ninvestors seeking a safe-haven asset, amid \npersistent geopolitical and trade uncertainties. \nThe developments in merchandise exports for \nthe period January 2024 to June 2025 are \nshown in Figure 5. \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nUS$/tonne\n \n \n4 \n \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \nExports by Commodity \nDuring the month under review, primary \ncommodities dominated Zimbabwe’s export \nbasket, with gold contributing 50.6%, Platinum \nGroup Metals (PGMs), 21.9%, tobacco, 6.0%, \nand other mineral products, 4.1%. Table 2 \nshows developments in the country’s major \nexports by commodity for the months of May \nand June 2025. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTable 2: Major Exports (US$ millions) \n \nMay-25 \n(US$m) \nJune-25 \n(US$m) \nMay-June \n2025 \nChanges \n(%) \nShare of \nExports (%) \nTotal \n727.3 \n723.5 \n-0.5 \n100.00 \nOf Which: \n \n \n \n \nGold \n368.1 \n393.9 \n7.0 \n50.6 \nPGMs \n159.0 \n103.5 \n-34.9 \n21.9 \nTobacco \n(Including \ncigarettes) \n43.3 \n52.9 \n22.1 \n6.0 \nOther mineral \nsubstances \n29.8 \n30.7 \n3.0 \n4.1 \nFerro chromium \n25.6 \n24.8 \n-3.0 \n3.5 \nCoal \n18.4 \n19.4 \n4.8 \n2.5 \nOther ores and \nconcentrates \n4.9 \n15.4 \n219.0 \n0.7 \nIndustrial \ndiamonds Cane \nSugar \n5.2 \n15.2 \n194.6 \n0.6 \nOther ores and \nconcentrates \n17.6 \n12.8 \n-27.1 \n2.4 \nIron/Steel \n6.3 \n11.5 \n82.6 \n0.9 \nOthers \n49.1 \n43.4 \n-11.7 \n6.8 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nExport Markets \nThe country’s exports were destined for the \nUnited Arab Emirates (54.8%), South Africa \n(23.5%), and China (8.3%), while the \nremaining exports were distributed across \nvarious other global markets, during the month \nunder review. Figure 6 depicts the country’s \nmajor export markets during the month under \nreview. \n \n \n \n \n \n \n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\n900.0\n1000.0\n2024\n2025\n \n \n5 \n \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Imports \nMerchandise imports rose by 0.1% to \nUS$882.0 million in June 2025, from \nUS$881.3 million recorded in the previous \nmonth. On an annual basis, merchandise \nimports increased by 16.8%, from US$755.0 \nmillion recorded in May 2024. \n \nFigure \n7 \nshows \nthe \ndevelopments \nin \nmerchandise imports for the period `January \n2024 to June 2025. \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT & RBZ Computations, 2025 \nImports by Commodity \nDuring the month of June 2025, the country’s \nimports mainly consisted of industrial supplies \n(30.4%), fuels and lubricants (19.5%) and \ncapital goods (18.9%). \n \nTable 3: Major Imports (US$ millions) \n \nMay-25 \n \n(US$m) \nJun- 25 \n(US$m) \nMay-\nJun 25 \nChanges \n(%) \nShare \nof Total \nImports \n(%) \nJun-25 \nTotal \n881.3 \n882.0 \n0.1 \n100.0 \nOf \nWhich: \n \n \n \n \nIndustrial \nSupplies \n282.0 \n268.3 \n-4.9 \n30.4 \nFuels and \nLubricants \n169.4 \n172.3 \n1.7 \n19.5 \nCapital \ngoods \n180.6 \n166.3 \n-7.9 \n18.8 \nFood and \nBeverages \n103.7 \n123.1 \n18.8 \n14.0 \nTransport \nEquipment \nand parts \n88.9 \n85.4 \n-3.9 \n9.7 \nConsumer \nGoods \n47.7 \n57.9 \n21.3 \n6.6 \nOthers \n8.7 \n8.6 \n-1.8 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nDuring the period under review, the country’s \nimports were predominantly sourced from \nSouth Africa (34.5%), followed by China \naccounting for 15.0%, Bahrain (9.8%), the \nBahamas (5.3%), and Mozambique at 4.7%. \nThe remaining imports were sourced from \nother various markets as shown in Figure 8. \n \n \n \n \n \n54.8\n23.5\n8.3\n3.5\n2.0\n1.5\n1.5\n0.8\n0.7\n0.5\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nHong Kong\nZambia\nNetherlands\nBotswana\nViet Nam\nItaly\n694.2\n729.7\n720.5\n719.6\n748.6\n755.0\n828.3\n876.2\n784.2\n835.9\n952.1\n889.3\n755.8\n742.6\n830.0\n804.4\n881.3\n882.0\n0\n200\n400\n600\n800\n1000\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2024\n2025\n \n \n6 \n \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Trade Balance \nThe country’s trade deficit widened to \nUS$158.5 million in June 2025, from \nUS$154.0 million recorded in May 2025. On an \nannual basis, however, the deficit narrowed to \nUS$158.5 million during the reporting month, \nfrom US$231.0 million in June 2024. The \ncountry’s trade balance for the period from \nJanuary 2025 to June 2025 is shown in Figure \n9. \n \n \n \n \n \n \n \n \n \n \n \n1 Monetary data was revised from September 2024 \nfollowing the adoption of new standardized reporting \nformats (SRFs) submitted by banks. The notable revision \nis on broad money stock (M3), which was revised \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2025 \n \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG97,336.53 million in June 2025, an increase \nof \n4.47% \n(ZiG4,162.56 \nmillion) \nfrom \nZiG93,173.97 million recorded in May 2025. \n \nThe increase in broad money largely reflected \na month-on-month increase of ZiG4,302.74 \nmillion (5.67%), in the foreign currency \ndeposits to ZiG80,135.82 million, from \nZiG75,833.08 million in May 2025. Partially \noffsetting this growth was a decline of 0.81% \nin the local currency component of broad \nmoney from ZiG17,273.72 million in May \n2025 to ZiG17,200.721 million. \n \nThe broad money stock comprised foreign \ncurrency deposits, 82.33%; local currency \ndeposits, 16.00%; negotiable certificates of \ndownwards due to removal of Government foreign \ncurrency deposits held by banks from deposits included \nin broad money. Other monetary aggregates also \nchanged following the re-classification exercise. \n34.5\n15.0\n9.8\n5.3\n4.7\n3.3\n3.0\n2.7\n2.1\n1.7\nSouth…\nChina\nBahrain\nBahamas\nMozambi…\nZambia\nIndia\nUnited…\nMauritius\nSingapore\n652.0\n512.6\n583.1\n663.8\n727.3\n723.5\n749.1\n730.4\n818.3\n803.7\n882.1\n882.0\n-97.1\n-217.9\n-235.2\n-139.8\n-154.8\n-158.5\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-25 Feb-25 Mar-25 Apr-25 May-25 Jun-25\nExports\nImports\nTrade Balance\n \n \n7 \n \n \ndeposits, 1.54%; and local currency in \ncirculation, 0.13%. \n \nFigure 10 shows the composition of the money \nsupply. \n \nFigure 10: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nNet claims on Government2 increased by \n48.82% to ZiG22,926.40 million. The growth \nin credit to Government largely reflected the \nCentral Bank’s reclassification of Unrealised \nlosses relating to external loans assumed by the \nTreasury, from other items net (OIN) to an \namount receivable from the Government. \n \nDuring the month under analysis, credit to the \nprivate sector increased by 3.26%, from \nZiG61,823.68 million to ZiG63,840.16 million. \nThe growth in credit to the private sector was \non account of the 3.73% increase in foreign \ncurrency-denominated loans to ZiG54,648.96 \nmillion from ZiG52,686.20 million. \n \n \n2 Claims in Government were adjusted for exchange \nlosses related to SDR drawdowns for the period April \n2024 to January 2025. The adjustment does not indicate \na flow of new money. \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing and distribution, which received \n26.87%, 16.50%, 13.10%, and 12.49% of the \ntotal credit, respectively. The mining sector \nreceived 9.42% of the total outstanding credit. \n \nFigure 11 shows the distribution of credit by \nsector. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 40.27%; inventory \nbuild-up, \n23.63%; \nand \nfixed \ncapital \ninvestments, 13.84%. \n \nThe June 2025 figure includes exchange losses related to \nexternal loans transferred to the Government, which \nwere reclassified from Unrealised Exchange Losses in \nOther Items Net (OIN). \nNCDs, \n1.54%\nLocal Currency \nTime Deposits, \n1.55%\nFX Time \nDeposits, 9.93%\nLocal Currency \nTransferable , \n14.45%\nFX Transferable \nDeposits, 72.40%\nCurrency in \nCirculation, \n0.13%\nHouseholds\n26.87%\nAgriculture\n16.50%\nMining\n9.42%\nManufacturing\n13.10%\nDistribution\n12.49%\nTransport and \nCommunication\n2.70%\nServices\n10.19%\nFinancial \nOrganisations and \nInvestments\n5.33%\nConstruction\n3.40%\nOther\n0.00%\n \n \n8 \n \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of June 2025, the Zimbabwe \nStock Exchange (ZSE) registered marginal \ngains, reflecting the positive impact of the \ncontinued tight monetary policy stance pursued \nby the Authorities. Consequently, the ZSE All \nShare, Top 10 and Top 15 indices added 0.19%, \n2.28% and 1.76% to 197.23 points, 194.14 \npoints and 197.63 points, respectively. \n \nIn line with the developments on the local \nbourse, the ZSE market capitalisation rose by \n1.66%, or ZiG998.42 million worth of \ncapitalisation to ZiG60,971.48 million. This is \ncomparable to ZiG59,973.06 million recorded \nin May 2025. On a year-on-year basis, the ZSE \ncapitalisation increased by 57.51%, from \nZiG38,710.43 million recorded in June 2024. \n \nThe mining index remained unchanged at \n145.40 points in June 2025. Annually, the \nmining index grew by 27.36%, from 114.16 \npoints recorded in the comparable period last \nyear. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nOwing to dampened trading activity on the \nbourse, which was concentrated in some \nselected stocks in the low-tier category, the \ncumulative value of shares traded declined by \n11.40% to ZiG532.26 million. This was against \na 45.68% increase in volume of shares traded, \namounting to 393.33 million. This is in \ncomparison to ZiG600.72 million and 269.99 \nmillion shares in turnover value and volume \nrecorded in May 2025, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined to 0.13% in \nJune 2025, from 43.24% realised in the prior \nmonth. Concomitantly, cumulative net foreign \nposition worsened from a negative position of \nZiG79.85 million to negative ZiG193.18 \nmillion during the month under review. \n \nFigure 13 shows the ZSE monthly volumes and \nvalues traded from the period June 2024 to June \n2025. \n \n \n100\n150\n200\n250\n300\n350\n90\n140\n190\n240\n290\n340\n30-Jun-24\n31-Jul-24\n31-Aug-24\n30-Sep-24\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\nALL SHARE AND TOP 10 INDICES\nZSE All Share Index\nTop 10 Index\nMining Index (Points)\n \n \n9 \n \n \nFigure 13: ZSE Monthly Volume and Value \nTraded- June 2024 to June 2025 \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange All Share \nindex shed 0.03% to close at 107.21 points in \nJune 2025, from 107.24 points recorded in May \n2025, as shown in Figure 14. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI): June 2024-\nJune 2025 \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nMarket capitalisation fell by 0.02%, or \nUS$299.22 million to US$1,250.81 million in \nJune 2025 due to subdued trading activity on \nthe VFEX. This is in comparison to \nUS$1,251.11 million recorded in the prior \nmonth. On an annual basis, the VFEX \ncapitalisation also fell by 0.16%, from \nUS$1,252.80 million recorded in June 2024. \n \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues for June 2025 increased by 4% from \nZiG223.44 billion in May 2025, to ZiG231.42 \nbillion. \nTransactional \nvolumes, \nhowever, \ndecreased by 5% from 70.39 million in May \n2025, to 66.98 million in June 2025, as shown \nin Figure 15. \n \nFigure 15: Payment Systems Monthly \nTransactional Values and Volumes from \nAugust 2024 – June 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \n \n0\n100\n200\n300\n400\n500\n600\n0\n100\n200\n300\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n80\n85\n90\n95\n100\n105\n110\n115\n120\n30-Jun-24\n31-Jul-24\n31-Aug-24\n30-Sep-24\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n0\n10\n20\n30\n40\n50\n60\n70\n80\n0\n50\n100\n150\n200\n250\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n \n \n10 \n \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system in June 2025 increased by 7% to \nZiG138.13 billion from ZiG128.95 billion, \nwhilst volumes decreased by 4% from 0.96 \nmillion to 0.92 million, during the same period. \n \nFigure 16: RTGS System Trend for Values \nand Volumes from July 2024 - June 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nMobile and Internet-Based Transactions \nMobile \nand \ninternet-based \ntransactions \ndecreased by 1.87%, from ZiG76.86 billion in \nMay 2025, to ZiG75.42 billion in June 2025. \n \n \nCash Transactions \nCash-based transactions decreased by 7.4% \nfrom ZiG15.99 billion in May 2025, to \nZiG14.80 billion in June 2025. \n \nCard-Based Transactions \nCard-based transactions rose by 1.34% from \nZiG17.63 billion in May 2025, to ZiG17.87 \nbillion in June 2025. \n \nINFLATION OUTTURN \nMonthly Inflation Developments \nZIG Monthly Inflation \nThe ZIG monthly inflation rate marginally \ndecreased by 0.3 percentage points, from 0.9% \nin May 2025 to 0.6% in June 2025. The decline \nin monthly inflation is mainly attributed to \nexchange rate stability on both the interbank \nand parallel market. \n \nFigure 17 shows developments in monthly ZiG \ninflation from June 2024 to June 2025. \n \nFigure 17: ZiG Month-on-Month Inflation \n(%) \n \nSource: ZIMSTAT, 2025 \n \nFood inflation subsided by 1.8 percentage \npoints, from 1.6% in May 2025 to -0.2% in \nJune 2025, driven by decreases in oil and fats, \nfruits and vegetables categories. The food \n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\n160\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nValues in ZiG Billions\nValues\nVolume\n-5.0\n0.0\n5.0\n10.0\n15.0\n20.0\n25.0\n30.0\n35.0\n40.0\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nM-O-M %\n \n \n11 \n \n \ncomponent contributed 0.07 percentage points \nto the June 2025 inflation rate. \nNon-food inflation also, slowed down from \n0.6% in May 2025, to 0.5% in June 2025 and \ncontributed 0.3 percentage points to the \nmonthly inflation rate. Communication and \nrestaurants and hotels largely contributed to the \nnon-food inflation in June 2025. \n \nUSD Monthly Inflation \nThe USD month-on-month inflation rate rose \nfrom -0.3% in May 2025 to -0.2% in June 2025. \n \nWeighted Monthly Inflation \nIn line with the decline in the ZWG monthly \ninflation rate, the weighted monthly inflation \nrate eased to -0.1% in June 2025 from 0.0% in \nMay 2025. \n \nAnnual Inflation Developments \nZiG Annual Inflation Developments \nThe year-on-year ZiG inflation stood at 92.5% \nin June 2025, up from 92.1% in May 2025. \n \nUS$ Annual Inflation Developments \nThe US$ annual inflation rate, slightly \nincreased from 13.9% in the previous month to \n14.0% in the month under analysis. \n \n \n \n \n \n \n \n \n \n \nFigure \n18: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2025 \n \n \n \n \nJULY 2025 \nRESERVE BANK OF ZIMBABWE \n \n \n \n \n \n \n \n-6\n-4\n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\n \n \n0 \n \n \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWG '000)\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nNet Foreign Assets\n-27,814,239.65\n-27,003,213.00\n-27,816,061.99\n-51,275,161.53\n-54,146,368.88\n-48,383,455.25\n-47,290,393.03\n-50,807,430.00\n-51,172,565.90\n-46,837,658.56\n-45,196,989.71\n-41,019,755.54\n-38,625,914.95\nCentral Bank(net)\n-34,675,535.57\n-34,509,441.34\n-34,520,053.81\n-62,586,924.75\n-66,010,331.85\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\n-60,030,706.89\n-55,922,579.95\n-54,500,643.35\n-52,202,844.60\n-49,684,948.00\nForeign Assets\n10,341,190.76\n10,301,545.49\n10,342,781.57\n17,610,056.98\n24,894,776.54\n22,229,005.79\n23,239,748.84\n23,967,010.24\n23,087,880.76\n28,287,077.32\n26,132,242.58\n27,358,924.80\n29,447,507.19\nForeign Liabilities\n45,016,726.33\n44,810,986.83\n44,862,835.37\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\n83,118,587.65\n84,209,657.27\n80,632,885.93\n79,561,769.39\n79,132,455.19\nOther Depository Corporations(net)\n6,861,295.92\n7,506,228.34\n6,703,991.82\n11,311,763.23\n11,863,962.98\n9,303,347.77\n9,621,512.62\n7,389,855.15\n8,858,140.98\n9,084,921.39\n9,303,653.64\n11,183,089.06\n11,059,033.05\nForeign Assets\n11,679,328.24\n12,352,811.95\n11,598,442.41\n20,019,415.47\n21,861,671.92\n17,752,438.09\n19,141,214.17\n20,280,522.97\n21,464,245.49\n22,405,988.41\n22,719,000.08\n26,321,767.75\n25,204,449.97\nForeign Liabilities\n4,818,032.32\n4,846,583.61\n4,894,450.59\n8,707,652.25\n9,997,708.95\n8,449,090.32\n9,519,701.55\n12,890,667.83\n12,606,104.51\n13,321,067.02\n13,415,346.44\n15,138,678.69\n14,145,416.91\nNet Domestic Assets (NDA)\n70,540,712.34\n72,978,846.45\n74,289,272.26\n126,283,122.13\n141,729,288.02\n131,610,282.91\n134,739,349.70\n129,264,588.97\n129,550,418.66\n130,649,371.99\n132,200,160.49\n134,193,722.84\n135,962,443.42\nDomestic Claims\n56,344,942.28\n60,565,630.05\n61,126,246.18\n104,881,665.21\n120,558,282.99\n105,678,255.12\n108,915,803.35\n105,286,015.26\n108,409,025.61\n111,778,890.15\n112,052,777.07\n113,871,473.13\n138,731,900.53\nClaims on Central Government(net)\n28,221,481.56\n30,417,958.83\n30,051,033.28\n52,245,378.98\n59,872,765.24\n49,971,173.22\n51,692,039.40\n47,595,375.58\n49,726,708.09\n51,733,212.49\n47,997,895.52\n46,958,427.44\n69,884,828.26\nClaims on Central Government\n33,320,571.48\n35,189,934.44\n35,139,275.67\n60,331,256.46\n68,339,604.50\n59,979,049.76\n62,000,027.83\n65,079,234.40\n61,840,403.70\n64,347,800.81\n65,169,776.89\n65,057,663.66\n91,587,155.90\nCentral Bank\n26,985,969.93\n27,458,247.33\n28,058,136.59\n49,156,933.23\n56,008,803.04\n49,413,731.18\n50,322,196.84\n51,342,654.13\n48,573,045.84\n50,689,516.96\n51,472,216.36\n51,174,381.29\n76,067,264.13\nODCs\n6,334,601.55\n7,731,687.11\n7,081,139.08\n11,174,323.23\n12,330,801.46\n10,565,318.57\n11,677,830.99\n13,736,580.28\n13,267,357.86\n13,658,283.85\n13,697,560.53\n13,883,282.37\n15,519,891.78\nLess Liabilities to Central Government\n5,099,089.92\n4,771,975.61\n5,088,242.39\n8,085,877.49\n8,466,839.25\n10,007,876.54\n10,307,988.43\n17,483,858.82\n12,113,695.61\n12,614,588.32\n17,171,881.37\n18,099,236.22\n21,702,327.65\nCentral Bank\n4,509,829.40\n4,333,364.64\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\n6,126,984.70\n7,614,717.50\nOf which foreign Currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n8,231,669.88\n3,875,544.34\n4,410,312.03\n5,787,185.63\n5,549,437.04\n6,666,058.25\nODCs\n589,260.52\n438,610.98\n532,936.72\n583,276.88\n627,466.49\n677,235.40\n716,422.05\n8,148,760.93\n7,556,477.10\n7,764,442.07\n10,994,179.03\n11,972,251.52\n14,087,610.15\nOf which foreign currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n7,621,815.11\n6,689,625.99\n6,183,927.26\n9,392,249.02\n10,536,886.30\n12,630,292.73\nClaims on Other Sectors\n28,123,460.72\n30,147,671.23\n31,075,212.90\n52,636,286.23\n60,685,517.75\n55,707,081.90\n57,223,763.95\n57,690,639.67\n58,682,317.52\n60,045,677.66\n64,054,881.55\n66,913,045.69\n68,847,072.28\nOther Financial Corporations\n514,865.96\n481,655.73\n511,874.54\n867,287.19\n933,149.68\n842,461.28\n842,560.65\n3,517,155.78\n3,631,080.80\n3,864,502.48\n4,731,253.10\n4,292,048.52\n4,221,203.09\nState and Local Government\n1,489.84\n162.58\n189.44\n334.82\n83.40\n98.73\n574.72\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n896,790.27\n876,573.55\n797,477.87\n1,314,159.98\n1,501,886.18\n1,234,048.77\n901,658.84\n569,849.74\n971,292.01\n911,736.73\n898,249.04\n797,315.74\n785,706.00\nPrivate Sector\n26,710,314.65\n28,789,279.36\n29,765,671.04\n50,454,504.24\n58,250,398.50\n53,630,473.13\n55,478,969.74\n53,603,634.16\n54,079,944.72\n55,269,438.44\n58,425,379.41\n61,823,681.42\n63,840,163.18\nCentral Bank\n237,798.15\n234,893.40\n231,229.46\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\n538,877.81\n545,436.23\n577,074.39\n599,756.33\n629,788.10\nODCs\n26,472,516.50\n28,554,385.96\n29,534,441.57\n50,100,401.31\n57,813,152.92\n53,228,047.15\n55,075,629.21\n53,084,192.25\n53,541,066.90\n54,724,002.21\n57,848,305.02\n61,223,925.10\n63,210,375.09\nOf which Foreigm currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n46,086,808.21\n46,197,558.48\n47,961,063.26\n50,400,882.52\n52,686,202.68\n54,648,964.30\nOther Items(Net)\n-14,195,770.07\n-12,413,216.39\n-13,163,026.08\n-21,401,456.92\n-21,171,005.02\n-25,932,027.78\n-25,823,546.35\n-23,978,573.71\n-21,141,393.04\n-18,870,481.85\n-20,147,383.42\n-20,322,249.71\n2,769,457.12\nShares and Other Equity\n-7,881,583.18\n-6,103,689.62\n-3,963,842.23\n-5,871,022.33\n-6,523,128.90\n-9,456,191.46\n-6,806,943.03\n-2,759,355.75\n659,233.46\n2,615,680.90\n7,692,891.79\n9,526,480.25\n36,601,054.20\nLiabilities to Other Financial Corporations\n13,223.72\n12,000.37\n12,502.97\n51,080.87\n16,114.32\n42,655.67\n112,460.71\n75,390.33\n267,299.34\n87,132.51\n63,495.53\n136,378.53\n194,885.66\nRestricted Deposits\n1,719,547.05\n1,550,879.71\n2,087,873.41\n3,658,367.58\n3,837,899.15\n3,788,058.77\n4,320,759.37\n4,381,221.41\n6,468,476.55\n6,947,336.89\n7,610,344.85\n7,729,106.47\n8,006,082.85\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-8,046,957.66\n-7,872,406.86\n-11,299,560.23\n-19,239,883.04\n-18,501,889.60\n-20,306,550.75\n-23,449,823.40\n-25,675,829.70\n-28,536,402.39\n-28,520,632.13\n-35,514,115.58\n-37,714,214.96\n-42,032,565.60\nBroad Money-M3\n42,726,472.69\n45,975,633.45\n46,473,210.27\n75,007,960.60\n87,582,919.14\n83,226,827.66\n87,448,956.66\n78,457,158.97\n78,377,852.75\n83,811,713.44\n87,003,170.78\n93,173,967.30\n97,336,528.47\nSecurities Other than Shares Included in Broad \nMoney\n3,991.57\n19,182.77\n26,605.39\n23,833.50\n42,725.53\n0.00\n0.00\n1,110,841.91\n1,043,012.21\n1,258,288.66\n1,113,653.48\n1,031,340.62\n1,500,399.00\nBroad Money-M2\n42,722,481.12\n45,956,450.68\n46,446,604.88\n74,984,127.10\n87,540,193.61\n83,226,827.66\n87,448,956.66\n77,346,317.06\n77,334,840.54\n82,553,424.78\n85,889,517.30\n92,142,626.68\n95,836,129.47\nOther Deposits (Time Deposits)\n3,820,450.80\n3,890,292.40\n3,878,305.91\n5,866,414.39\n7,892,499.20\n7,727,403.75\n8,189,143.57\n6,724,490.33\n7,797,233.99\n7,273,435.41\n8,906,017.36\n10,202,825.50\n11,180,204.40\nof which Foreign Currency Accounts\n3,343,135.17\n3,425,730.40\n3,030,905.19\n4,839,186.89\n6,654,693.18\n5,209,298.79\n5,598,125.36\n5,707,454.07\n6,566,882.32\n6,058,373.46\n7,683,253.11\n8,760,661.92\n9,667,621.96\nNarrow Money-M1\n38,902,030.31\n42,066,158.28\n42,568,298.97\n69,117,712.70\n79,647,694.41\n75,499,423.91\n79,259,813.10\n70,621,826.72\n69,537,606.55\n75,279,989.37\n76,983,499.94\n81,939,801.18\n84,655,925.07\nTransferable Deposits\n38,850,801.81\n42,007,923.88\n42,499,225.86\n69,037,218.46\n79,550,713.83\n75,399,727.29\n79,160,579.60\n70,501,361.89\n69,416,636.09\n75,177,133.83\n76,875,024.10\n81,872,630.68\n84,533,184.61\n Of which Foreign Currency Accounts\n30,193,905.30\n31,635,023.78\n31,676,246.48\n58,411,486.96\n69,086,187.32\n64,595,580.16\n67,208,792.78\n58,700,729.20\n57,277,639.07\n62,889,885.72\n63,794,805.40\n67,072,419.42\n70,468,196.13\nCurrency Outside Depository Corporations\n51,228.50\n58,234.40\n69,073.11\n80,494.25\n96,980.58\n99,696.61\n99,233.50\n120,464.84\n120,970.46\n102,855.54\n108,475.84\n67,170.50\n122,740.46\nMemorandum Items\nReserve Money\n7,238,618.14\n7,282,113.20\n7,708,040.15\n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\n21,184,516.26\n22,726,335.23\n22,614,609.49\n23,287,436.28\n24,896,149.95\nFCAs as a Percentage of Deposits in M3\n78.6%\n76.4%\n74.8%\n82.7%\n86.6%\n84.0%\n83.4%\n82.2%\n81.6%\n82.4%\n82.3%\n81.4%\n82.4%\nEnd Period Exchange Rate\n13.70\n13.79\n13.85\n24.88\n28.68\n25.45\n25.80\n26.37\n26.56\n26.77\n26.82\n26.91\n26.95\nSource: Reserve Bank of Zimbabwe, 2025\n \n \n1 \n \n \n \nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nNet Foreign Assets\n-34,675,535.57\n-34,509,441.34\n-34,520,053.81\n-62,586,924.75\n-66,010,331.85\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\n-60,030,706.89\n-55,922,579.95\n-54,500,643.35\n-52,202,844.60\n-49,684,948.00\nClaims on Non Residents\n10,341,190.76\n10,301,545.49\n10,342,781.57\n17,610,056.98\n24,894,776.54\n22,229,005.79\n23,239,748.84\n23,967,010.24\n23,087,880.76\n28,287,077.32\n26,132,242.58\n27,358,924.80\n29,447,507.19\nOfficial Reserves Assets\n4,934,345.75\n4,653,584.80\n4,669,127.60\n7,448,226.11\n13,215,724.85\n12,029,876.12\n12,507,847.00\n13,012,028.64\n12,782,102.88\n16,201,301.25\n16,015,188.61\n17,206,671.10\n18,802,984.09\nOther Foreign Assets\n5,406,845.01\n5,647,960.69\n5,673,653.97\n10,161,830.87\n11,679,051.69\n10,199,129.67\n10,731,901.84\n10,954,981.61\n10,305,777.88\n12,085,776.07\n10,117,053.97\n10,152,253.70\n10,644,523.10\nLess Liabilities to Non Residents\n45,016,726.33\n44,810,986.83\n44,862,835.37\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\n83,118,587.65\n84,209,657.27\n80,632,885.93\n79,561,769.39\n79,132,455.19\nShort Term Liabilities\n68,323.27\n67,276.01\n68,945.87\n121,431.23\n139,956.61\n124,234.37\n127,599.01\n130,779.08\n132,089.98\n95,836.21\n92,548.77\n73,656.40\n102,733.49\nOther Foreign Liabilities*\n44,948,403.06\n44,743,710.82\n44,793,889.51\n80,075,550.51\n90,765,151.78\n79,791,574.44\n80,024,055.49\n82,033,516.31\n82,986,497.67\n84,113,821.06\n80,540,337.16\n79,488,112.99\n79,029,721.70\n of which blocked funds\n10,741,167.48\n10,788,191.71\n10,803,573.95\n19,394,800.27\n22,213,360.59\n19,667,091.04\n17,365,023.44\n17,716,697.60\n17,848,335.07\n17,984,719.26\n13,730,603.29\n13,778,643.30\n13,146,162.81\nNet Domestic Assets (NDA)\n41,914,153.72\n41,791,554.54\n42,228,093.95\n76,193,502.44\n86,439,157.59\n77,714,813.55\n77,307,022.31\n79,885,794.78\n81,215,223.15\n78,648,915.18\n77,115,252.84\n75,490,280.88\n74,581,097.95\nDomestic Claims\n22,964,435.47\n23,611,619.32\n23,986,457.18\n42,382,262.65\n49,026,774.12\n40,880,349.44\n41,177,610.35\n42,570,173.06\n45,225,552.88\n47,071,770.46\n46,565,376.94\n46,348,057.82\n69,793,406.43\nNet Claims on Central Government\n22,476,140.52\n23,124,882.69\n23,502,830.93\n41,654,332.62\n48,169,430.28\n40,083,090.05\n40,730,630.45\n42,007,556.24\n44,015,827.34\n45,839,370.71\n45,294,514.02\n45,047,396.59\n68,452,546.63\nClaims on Central Government\n26,985,969.93\n27,458,247.33\n28,058,136.59\n49,156,933.23\n56,008,803.04\n49,413,731.18\n50,322,196.84\n51,342,654.13\n48,573,045.84\n50,689,516.96\n51,472,216.36\n51,174,381.29\n76,067,264.13\n of which: Securities Other than Shares\n7,091,361.49\n7,151,406.10\n7,200,851.85\n12,949,528.58\n15,003,331.18\n13,352,395.70\n13,877,094.68\n14,218,896.68\n14,323,594.21\n14,476,546.84\n14,550,745.09\n14,905,243.71\n14,992,069.15\n of which USD Securities \n7,086,795.02\n7,146,851.75\n7,196,324.20\n12,949,528.58\n15,003,331.18\n13,352,395.70\n13,877,094.68\n14,218,896.68\n14,323,594.21\n14,476,546.84\n14,550,745.09\n14,905,243.71\n14,992,069.15\nLoans\n19,894,608.43\n20,306,841.23\n20,857,284.75\n36,207,404.66\n41,005,471.86\n36,061,335.49\n36,445,102.15\n37,123,757.45\n34,249,451.63\n36,212,970.13\n36,921,471.26\n36,269,137.58\n61,075,194.98\n Loans and Advances\n1,287,212.83\n1,588,971.09\n1,589,532.00\n1,656,113.81\n1,575,286.73\n1,576,279.86\n1,579,038.55\n1,582,383.97\n8,684.84\n8,274.06\n9,367.91\n13,956.65\n24,261,125.28\nAmounts Due from Gvt including SDR Drawdowns\n18,607,395.60\n18,717,870.13\n19,267,752.75\n34,551,290.84\n39,430,185.13\n34,485,055.62\n34,866,063.60\n35,541,373.47\n34,240,766.79\n36,204,696.07\n36,912,103.35\n36,255,180.93\n36,814,069.69\n of which USD Securities revaluations (Exchange rate movements)\n18,308,220.85\n18,563,850.74\n18,972,797.61\n34,256,335.70\n39,103,481.48\n34,071,404.01\n34,373,221.03\n35,256,525.16\n35,520,014.26\n36,233,075.89\n37,260,300.45\n37,039,409.60\n37,599,336.60\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n4,509,829.40\n4,333,364.64\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\n6,126,984.70\n7,614,717.50\nOf which: Deposits\n4,509,829.40\n4,333,364.64\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\n6,126,984.70\n7,614,717.50\nof which Foreign Currency\n3,275,403.93\n3,115,314.66\n3,469,715.70\n6,332,620.41\n7,620,209.73\n9,113,050.30\n9,291,474.24\n8,231,669.88\n3,875,544.34\n4,410,312.03\n5,787,185.63\n5,549,437.04\n6,666,058.25\nLocal Currency Deposits\n1,234,425.47\n1,218,049.98\n1,085,589.96\n1,169,980.20\n219,163.03\n217,590.84\n300,092.14\n1,103,428.01\n681,674.17\n439,834.22\n390,516.71\n577,547.66\n948,659.25\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n488,294.95\n486,736.63\n483,626.25\n727,930.03\n857,343.85\n797,259.39\n446,979.90\n562,616.82\n1,209,725.54\n1,232,399.74\n1,270,862.93\n1,300,661.23\n1,340,859.80\nOther Financial Corporations\n62,779.58\n63,295.04\n64,046.07\n64,253.89\n68,325.03\n80,132.55\n31,350.72\n31,714.65\n245,531.91\n256,427.81\n257,789.54\n259,602.04\n264,039.37\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n187,717.21\n188,548.19\n188,350.72\n309,573.20\n351,773.24\n314,700.86\n12,288.64\n11,460.27\n425,315.82\n430,535.71\n435,999.00\n441,302.85\n447,032.33\nPrivate Sector\n237,798.15\n234,893.40\n231,229.46\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\n538,877.81\n545,436.23\n577,074.39\n599,756.33\n629,788.10\nClaims on Other Depository Corporations\n362,068.58\n322,950.33\n315,110.77\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\n1,097,271.76\n920,733.02\n549,467.04\nOf which: Loans\n362,068.58\n322,950.33\n315,110.77\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\n1,097,271.76\n920,733.02\n549,467.04\nOther Liabilities to ODCs\n5,909,428.26\n5,505,978.19\n5,409,080.16\n4,538,818.97\n6,707,055.64\n8,873,541.61\n8,273,621.31\n7,914,935.58\n8,889,894.56\n9,408,949.80\n11,959,255.26\n12,483,064.17\n11,164,029.56\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,314,576.53\n2,802,338.07\n2,870,625.13\n1,385,743.24\n1,724,801.18\n2,144,377.64\n2,002,013.98\n1,650,524.42\n2,378,356.92\n2,749,153.11\n2,521,500.05\n1,829,696.52\n1,536,477.97\nOther Items(Net)\n-24,497,077.93\n-23,362,963.07\n-23,335,606.17\n-37,803,290.88\n-43,528,194.29\n-44,136,669.51\n-43,495,088.34\n-44,436,008.16\n-43,931,274.21\n-39,926,707.42\n-41,411,859.40\n-40,704,554.21\n-15,402,254.05\nShares and Other Equity\n-24,236,240.32\n-23,332,831.27\n-23,091,435.83\n-37,896,149.54\n-43,845,102.64\n-41,767,525.41\n-39,722,515.26\n-40,716,687.65\n-38,350,823.50\n-37,337,007.50\n-32,727,792.93\n-31,146,083.72\n-5,114,282.92\nOther Items(Net)\n-2,120,667.23\n-1,846,508.62\n-2,396,362.99\n-3,908,731.83\n-4,040,258.56\n-6,511,308.80\n-8,239,991.34\n-8,373,471.14\n-12,139,470.53\n-10,080,715.57\n-16,500,895.60\n-17,843,705.30\n-18,611,204.29\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n1,859,829.62\n1,816,376.82\n2,152,192.65\n4,001,590.49\n4,357,166.91\n4,142,164.71\n4,467,418.26\n4,654,150.62\n6,559,019.82\n7,491,015.65\n7,816,829.13\n8,285,234.81\n8,323,233.16\nMonetary Base \n7,238,618.14\n7,282,113.20\n7,708,040.15\n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\n21,184,516.26\n22,726,335.23\n22,614,609.49\n23,287,436.28\n24,896,149.95\nCurrency Issued\n60,445.44\n65,756.33\n75,469.02\n88,365.90\n153,689.13\n172,287.58\n181,873.44\n189,782.65\n196,003.25\n204,184.02\n215,834.01\n228,539.07\n335,257.00\nZWL Coins\n15.26\n14.33\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n0.00\n0.00\nZWL Notes\n7,641.71\n6,018.48\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n0.00\n0.00\nZig Notes\n16,066.84\n20,175.22\n26,774.05\n33,546.57\n35,318.43\n35,320.20\n35,320.10\n35,322.26\n35,322.72\n35,323.23\n35,324.36\n35,324.93\n35,326.40\nZiG Coins\n36,721.62\n39,548.30\n43,392.05\n49,516.41\n113,067.78\n131,664.45\n141,250.42\n149,157.47\n155,377.61\n163,557.87\n175,206.72\n193,214.14\n299,930.60\nLiabilities to ODCs\n7,178,172.71\n7,216,356.87\n7,632,571.13\n13,518,211.78\n20,275,136.61\n19,855,722.95\n20,213,243.21\n21,498,726.98\n20,988,513.01\n22,522,151.21\n22,398,775.48\n23,058,897.21\n24,560,892.95\nReserve Deposits\n5,674,932.79\n6,001,808.11\n6,198,549.50\n11,991,225.66\n17,272,213.17\n16,096,475.01\n16,691,280.01\n17,918,322.64\n17,853,262.69\n17,411,472.42\n18,965,464.46\n20,093,639.53\n20,129,990.06\n Local Currency Reserve Deposits\n1,019,521.43\n1,293,912.63\n1,392,957.07\n1,999,399.49\n2,851,765.21\n2,965,905.06\n2,935,341.50\n2,981,537.53\n3,152,253.26\n3,222,430.88\n3,688,042.11\n4,107,160.99\n3,976,255.56\n Foreign Currency Reserve Deposits\n4,655,411.36\n4,707,895.48\n4,805,592.43\n9,991,826.17\n14,420,447.97\n13,130,569.95\n13,755,938.51\n14,936,785.11\n14,701,009.42\n14,189,041.54\n15,277,422.35\n15,986,478.54\n16,153,734.50\n Exess reserves \n1,503,239.92\n1,214,548.76\n1,434,021.62\n1,526,986.12\n3,002,923.43\n3,759,247.94\n3,521,963.20\n3,580,404.34\n3,135,250.32\n5,110,678.79\n3,433,311.02\n2,965,257.68\n4,430,902.89\n of which Excess reserves - ZiG\n145,185.75\n87,381.11\n143,711.96\n165,752.71\n338,542.12\n406,286.37\n398,701.95\n275,478.64\n440,419.67\n363,524.21\n412,329.00\n376,007.91\n340,925.35\n Excess reserves - FCA\n1,358,054.17\n1,127,167.65\n1,290,309.66\n1,361,233.41\n2,664,381.31\n3,352,961.57\n3,123,261.25\n3,304,925.70\n2,694,830.66\n4,747,154.58\n3,020,982.02\n2,589,249.77\n4,089,977.54\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Of which Foreign Currency Accounts\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n172,772.48\n7,312.68\n471,197.53\n172,041.15\n555,546.21\n316,599.34\nSource: Reserve Bank of Zimbabwe, 2025\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n2 \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nNet Foreign Assets\n6,861,295.92\n7,506,228.34\n6,703,991.82\n11,311,763.23\n11,863,962.98\n9,303,347.77\n9,621,512.62\n7,389,855.15\n8,858,140.98\n9,084,921.39\n9,303,653.64\n11,183,089.06\n11,059,033.05\nClaims on Non Residents\n11,679,328.24\n12,352,811.95\n11,598,442.41\n20,019,415.47\n21,861,671.92\n17,752,438.09\n19,141,214.17\n20,280,522.97\n21,464,245.49\n22,405,988.41\n22,719,000.08\n26,321,767.75\n25,204,449.97\nOf Which: Foreign Currency\n4,753,113.49\n5,739,936.96\n6,444,888.52\n10,895,905.76\n13,662,079.40\n11,233,737.69\n10,274,553.25\n12,746,359.54\n11,639,759.14\n9,242,682.83\n9,519,904.05\n8,665,771.47\n9,520,980.47\nDeposits\n6,902,261.76\n6,586,859.83\n5,128,037.09\n9,069,019.76\n8,153,531.84\n6,482,287.97\n8,827,755.41\n6,917,904.53\n9,040,658.99\n12,961,797.44\n12,996,492.34\n17,466,405.86\n15,492,780.68\nOther\n23,952.99\n26,015.17\n25,516.80\n54,489.96\n46,060.69\n36,412.43\n38,905.51\n616,258.91\n783,827.36\n201,508.15\n202,603.69\n189,590.43\n190,688.82\nLess Liabilities to Non Residents\n4,818,032.32\n4,846,583.61\n4,894,450.59\n8,707,652.25\n9,997,708.95\n8,449,090.32\n9,519,701.55\n12,890,667.83\n12,606,104.51\n13,321,067.02\n13,415,346.44\n15,138,678.69\n14,145,416.91\nOf Which: Deposits\n2,023,747.02\n1,715,870.69\n1,688,391.39\n2,976,714.87\n3,361,036.04\n2,691,546.72\n3,251,085.67\n2,457,297.24\n2,140,508.07\n1,714,067.13\n2,351,476.19\n3,165,212.42\n1,703,397.72\nLoans\n2,794,285.29\n3,130,712.92\n3,206,059.20\n5,730,937.38\n6,636,672.91\n5,757,543.59\n6,268,615.88\n10,433,370.59\n10,465,596.44\n11,606,999.89\n11,063,870.25\n11,973,466.27\n12,442,019.19\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n35,673,665.70\n38,145,673.59\n39,635,826.10\n63,272,480.21\n75,102,707.82\n73,469,677.34\n77,581,551.65\n70,673,909.77\n69,308,198.04\n74,080,257.75\n77,384,557.01\n81,367,579.41\n85,837,604.65\nDomestic Claims\n33,380,506.81\n36,954,010.73\n37,139,789.00\n62,499,402.56\n71,531,508.87\n65,031,259.53\n67,738,193.00\n62,715,842.20\n63,183,472.74\n64,707,119.69\n65,487,400.13\n67,523,415.31\n68,938,494.10\nNet Claims on Central Government\n5,745,341.04\n7,293,076.13\n6,548,202.35\n10,591,046.35\n11,703,334.97\n10,121,437.02\n10,961,408.94\n5,587,819.34\n5,710,880.75\n5,893,841.78\n2,703,381.51\n1,911,030.85\n1,432,281.63\nClaims on Central Government\n6,334,601.55\n7,731,687.11\n7,081,139.08\n11,174,323.23\n12,330,801.46\n10,798,672.42\n11,677,830.99\n13,736,580.28\n13,267,357.86\n13,658,283.85\n13,697,560.53\n13,883,282.37\n15,519,891.78\nSecurities\n6,309,901.96\n7,706,557.44\n6,955,089.37\n10,929,386.91\n12,091,791.23\n10,509,483.63\n11,621,387.80\n13,393,713.03\n12,742,171.99\n13,149,275.83\n13,219,565.52\n13,413,777.10\n15,011,084.17\n of which foreign currency denominated securities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n11,952,492.94\n11,317,473.10\n11,610,829.00\n12,803,600.95\n11,975,407.19\n12,612,980.12\nLoans\n24,699.60\n25,129.68\n126,049.71\n244,936.32\n239,010.23\n289,188.79\n56,443.19\n342,867.25\n525,185.87\n509,008.02\n477,995.02\n469,505.27\n508,807.61\n of which foreign currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n335,726.69\n515,891.12\n500,077.20\n474,002.53\n460,638.29\n505,053.44\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n589,260.52\n438,610.98\n532,936.72\n583,276.88\n627,466.49\n677,235.40\n716,422.05\n8,148,760.93\n7,556,477.10\n7,764,442.07\n10,994,179.03\n11,972,251.52\n14,087,610.15\nOf which: Deposits\n589,260.52\n438,610.98\n532,936.72\n583,276.88\n627,466.49\n677,235.40\n716,422.05\n8,148,760.28\n7,486,500.33\n7,714,695.67\n10,839,609.34\n11,890,294.17\n13,980,020.34\nof which foreign currency deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n7,621,815.11\n6,689,625.99\n6,183,927.26\n9,392,249.02\n10,536,886.30\n12,630,292.73\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.65\n69976.77\n49746.39\n154569.69\n81957.36\n107589.81\nClaims on Other Sectors\n27,635,165.77\n29,660,934.60\n30,591,586.65\n51,908,356.20\n59,828,173.90\n54,909,822.51\n56,776,784.05\n57,128,022.86\n57,472,591.98\n58,813,277.91\n62,784,018.62\n65,612,384.46\n67,506,212.47\nOther Financial Corporations\n452,086.38\n418,360.70\n447,828.48\n803,033.30\n864,824.64\n762,328.72\n811,209.93\n3,485,441.13\n3,385,548.89\n3,608,074.67\n4,473,463.56\n4,032,446.48\n3,957,163.72\nState and Local Government\n1,489.84\n162.58\n189.44\n334.82\n83.40\n98.73\n574.72\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n709,073.06\n688,025.36\n609,127.16\n1,004,586.77\n1,150,112.93\n919,347.91\n889,370.20\n558,389.47\n545,976.19\n481,201.02\n462,250.04\n356,012.89\n338,673.66\nPrivate Sector\n26,472,516.50\n28,554,385.96\n29,534,441.57\n50,100,401.31\n57,813,152.92\n53,228,047.15\n55,075,629.21\n53,084,192.25\n53,541,066.90\n54,724,002.21\n57,848,305.02\n61,223,925.10\n63,210,375.09\nof which foreign currency denominated loans\n46,086,808.21\n46,197,558.48\n47,961,063.26\n50,400,882.52\n52,686,202.68\n54,648,964.30\nClaims on the Central Bank\n12,775,616.04\n11,481,325.31\n13,543,158.02\n22,444,626.84\n30,514,072.84\n32,279,220.71\n32,226,426.11\n30,373,545.93\n29,202,075.39\n30,532,018.85\n33,836,493.47\n34,730,713.73\n36,281,290.41\nCurrency\n9,216.94\n7,521.93\n6,395.91\n7,871.66\n56,708.55\n72,590.97\n82,639.94\n69,317.82\n75,032.79\n101,328.49\n107,358.17\n161,368.58\n212,516.54\nReserves\n12,746,019.20\n11,453,300.33\n13,516,156.89\n22,399,747.84\n30,414,709.72\n29,835,562.13\n32,109,976.20\n30,142,631.46\n28,957,942.09\n30,153,538.87\n33,294,888.17\n34,245,988.52\n35,723,279.47\nSecurities\n20,379.90\n20,503.05\n20,605.22\n37,007.33\n42,654.56\n2,371,067.62\n33,809.97\n161,596.66\n169,100.51\n277,151.49\n434,247.13\n323,356.63\n345,494.40\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n99,769.05\n99,872.51\n109,931.02\n491,438.62\n429,739.68\n409,274.64\n233,008.13\n488,195.06\n536,903.93\n541,715.35\n544,153.36\n160,119.27\n149,022.93\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(Net)\n10,382,688.10\n10,189,789.94\n10,937,189.89\n21,180,110.57\n26,513,134.21\n23,431,528.27\n22,150,059.32\n21,927,283.31\n22,540,446.16\n20,617,165.44\n21,395,183.23\n20,726,430.36\n19,233,156.94\nShares and Other Equity\n16,354,657.14\n17,229,141.66\n19,127,593.60\n32,025,127.21\n37,321,973.73\n32,311,333.95\n32,915,572.23\n37,957,331.90\n39,010,056.96\n39,952,688.39\n40,420,684.72\n40,672,563.97\n41,715,337.11\nLiabilities to other ressident sectors\n13,223.72\n12,000.37\n12,502.97\n51,080.87\n16,114.32\n42,655.67\n112,460.71\n40,857.99\n232,767.00\n52,600.17\n57,571.63\n129,757.47\n154,528.90\nOther Items(Net)\n-5,985,192.76\n-7,051,352.09\n-8,202,906.68\n-10,896,097.52\n-10,824,953.85\n-8,922,461.35\n-10,877,973.62\n-16,070,906.59\n-16,702,377.80\n-19,388,123.12\n-19,083,073.13\n-20,075,891.07\n-22,636,709.07\nDeposits and Securities Included in Broad Money\n42,534,961.62\n45,651,901.94\n46,339,817.92\n74,584,243.43\n86,966,670.79\n82,773,025.11\n87,203,064.28\n78,063,764.92\n78,166,339.02\n83,165,179.14\n86,688,210.65\n92,550,668.47\n96,896,637.70\nDeposits Included in Broad Money\n42,530,970.04\n \n45,632,719.17\n \n46,313,212.53\n \n74,560,409.93\n \n86,923,945.26\n \n82,773,025.11\n \n87,203,064.28\n \n76,952,923.01\n \n77,123,326.81\n \n81,906,890.48\n \n85,574,557.18\n \n91,519,327.84\n \n95,396,238.70\n \nTransferable Deposits\n38,710,519.24\n \n41,742,426.77\n \n42,434,906.62\n \n68,693,995.54\n \n79,031,446.06\n \n75,045,621.35\n \n79,013,920.71\n \n70,228,432.67\n \n69,326,092.81\n \n74,633,455.07\n \n76,668,539.82\n \n81,316,502.35\n \n84,216,034.31\n \n of which FCAs\n30,114,642.50\n \n31,415,685.01\n \n31,648,530.18\n \n58,109,730.00\n \n68,608,644.80\n \n64,281,472.90\n \n67,075,955.67\n \n58,527,956.72\n \n57,270,326.39\n \n62,418,688.19\n \n63,622,764.25\n \n66,516,873.21\n \n70,151,596.80\n \nOther Deposits (Time Deposits)\n3,820,450.80\n3,890,292.40\n3,878,305.91\n5,866,414.39\n7,892,499.20\n7,727,403.75\n8,189,143.57\n6,724,490.33\n7,797,233.99\n7,273,435.41\n8,906,017.36\n10,202,825.50\n11,180,204.40\n of which FCAs\n3,343,135.17\n3,425,730.40\n3,030,905.19\n4,839,186.89\n6,654,693.18\n5,209,298.79\n5,598,125.36\n5,707,454.07\n6,566,882.32\n6,058,373.46\n7,683,253.11\n8,760,661.92\n9,667,621.96\nMoney Market Instruments\n3,991.57\n \n19,182.77\n \n26,605.39\n \n23,833.50\n \n42,725.53\n \n-\n \n-\n \n1,110,841.91\n \n1,043,012.21\n \n1,258,288.66\n \n1,113,653.48\n \n1,031,340.62\n \n1,500,399.00\n \nSource:Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n \n \n3 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther2\nGovernment\nLocal \nPublic \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nTotal\nAssets\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\nApr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nMay\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nJun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nJul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nAug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\nSep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nOct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\nNov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\nDec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n2025\nJan\n69.3\n \n12,746.4\n \n30,180.7\n \n3,532.9\n \n6,021.2\n \n896.7\n13,393.7\n0.0\n0.0\n2,006.3\n342.9\n0.0\n558.4\n6,598.6\n45,645.3\n52,243.9\n4,743.0\n6,786.8\n10,675.6\n18,575.8\n162,773.4\nFeb\n75.0\n \n11,639.8\n \n28,998.1\n \n3,283.1\n \n8,161.6\n \n879.1\n12,742.2\n0.0\n0.0\n2,420.6\n525.2\n0.0\n546.0\n6,009.1\n46,847.7\n52,856.7\n4,830.3\n7,060.8\n8,636.7\n18,506.8\n161,162.0\nMar\n101.3\n \n9,242.7\n \n30,230.5\n \n3,610.1\n \n12,141.7\n \n820.1\n13,149.3\n0.0\n0.0\n2,701.4\n509.0\n0.0\n481.2\n5,364.5\n48,748.3\n54,112.8\n4,536.1\n7,859.2\n8,503.0\n19,297.8\n167,296.2\nApr\n107.4\n \n9,519.9\n \n33,479.3\n \n3,591.2\n \n12,582.7\n \n413.8\n13,219.6\n0.0\n0.0\n2,516.2\n478.0\n0.0\n462.3\n5,605.4\n52,416.4\n58,021.8\n4,214.0\n6,452.9\n11,508.1\n19,362.3\n175,929.4\nMay\n161.4\n \n8,665.8\n \n34,327.1\n \n3,618.3\n \n17,046.8\n \n419.6\n13,413.8\n0.0\n0.0\n2,354.6\n469.5\n0.0\n356.0\n6,417.7\n54,552.9\n60,970.5\n4,191.2\n7,163.7\n11,589.0\n19,259.1\n184,006.3\nJun\n212.5\n \n9,521.0\n \n35,799.3\n \n6,230.7\n \n15,373.4\n \n119.4\n15,011.1\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,337.6\n62,644.2\n6,770.3\n7,532.5\n10,182.1\n19,289.0\n191,877.5\nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\nOther Institutional Units\nForeign \nCurrency \nDenominated\n ZiG \nDenominated\n \n \n4 \n \n \n \nEnd of\nTotal Deposits\nof which FCA\n475,755.5\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6 12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\n*Aug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\n*Sep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\n*Oct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\n*Nov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\n*Dec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2025\n*Jan\n68,409.5\n1,912.4\n7,835.3\n78,157.2\n1,164.8\n8,148.8\n87,470.8\n64365.68\n0.0\n12,797.2\n488.2\n969.1\n40.9\n38,608.5\n6,786.8\n15,612.0\n162,773.4\n*Feb\n67,429.9\n1,989.7\n8,910.2\n78,329.8\n759.7\n7,486.5\n86,576.0\n63840.63\n0.0\n12,512.6\n536.9\n1,154.7\n232.8\n39,664.8\n7,060.8\n13,423.4\n161,162.0\n*Mar\n72,624.4\n2,009.1\n8,581.5\n83,215.0\n248.3\n7,714.7\n91,178.1\n68486.59\n0.0\n13,321.0\n541.7\n801.1\n52.6\n40,610.2\n7,859.2\n12,932.3\n167,296.2\n*Apr\n74,443.6\n2,224.9\n10,174.2\n86,842.8\n255.1\n10,839.6\n97,937.5\n70754.40\n0.0\n13,415.3\n544.2\n970.0\n57.6\n41,163.7\n6,452.9\n15,388.2\n175,929.4\n*May\n78,625.7\n2,690.8\n11,316.1\n92,632.6\n709.1\n11,890.3\n105,232.0\n75289.91\n0.0\n15,138.7\n160.1\n720.7\n129.8\n41,478.2\n7,163.7\n13,983.1\n184,006.3\n*Jun\n81,706.3\n2,509.7\n12,788.2\n97,004.2\n820.4\n13,980.0\n111,804.6\n79877.48\n0.0\n14,145.4\n149.0\n1,209.8\n154.5\n42,450.7\n7,532.5\n14,430.8\n191,877.5\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\n \n \n5 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt Public Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\nLoans in ZiG\nLoans in Foreign Currency\nTotal\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n55.47\n \n11,470.10\n \n27,587.58\n \n2,805.14\n \n5,383.93\n \n896.67\n \n12,362.23\n \n-\n \n-\n \n807.94\n \n342.87\n \n-\n \n201.82\n \n6,018.68\n \n38,456.08\n \n44,474.76\n \n4,490.04\n \n6,786.76\n \n7,296.77\n \n14,700.77\n \n139,662.8\n \nFeb\n60.09\n \n10,394.10\n \n26,074.71\n \n2,500.83\n \n7,466.49\n \n879.05\n \n11,985.91\n \n-\n \n-\n \n1,227.40\n \n525.19\n \n-\n \n210.91\n \n5,135.14\n \n39,602.20\n \n44,737.33\n \n4,572.78\n \n7,060.84\n \n6,529.15\n \n14,603.01\n \n138,827.8\n \nMar\n79.63\n \n7,880.54\n \n27,417.58\n \n2,717.51\n \n11,623.76\n \n820.11\n \n12,300.30\n \n-\n \n-\n \n1,342.02\n \n509.01\n \n-\n \n196.72\n \n4,699.08\n \n40,942.54\n \n45,641.63\n \n4,354.50\n \n7,859.25\n \n6,540.97\n \n15,243.80\n \n144,527.3\n \nApr\n87.99\n \n8,108.02\n \n30,664.80\n \n2,649.20\n \n12,068.34\n \n413.80\n \n12,241.98\n \n-\n \n-\n \n1,095.15\n \n478.00\n \n-\n \n177.77\n \n4,854.99\n \n44,593.50\n \n49,448.49\n \n4,042.90\n \n6,452.91\n \n9,497.37\n \n15,304.56\n \n152,731.3\n \nMay\n133.33\n \n7,539.98\n \n31,081.99\n \n2,649.42\n \n16,140.56\n \n419.60\n \n12,259.88\n \n-\n \n-\n \n953.79\n \n469.51\n \n-\n \n151.74\n \n5,278.01\n \n46,383.60\n \n51,661.61\n \n3,991.35\n \n7,163.66\n \n9,319.35\n \n15,249.33\n \n159,185.1\n \nJun\n181.74\n \n8,374.10\n \n32,527.57\n \n5,410.98\n \n14,549.70\n \n119.42\n \n13,604.07\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,537.52\n \n52,765.60\n \n6,477.32\n \n7,532.53\n \n8,140.55\n \n15,060.65\n \n166,386.4\n \nSource: Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nOther Institutional Units\n \n \n6 \n \n \n \nZWG millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n61,330.5\n1,857.1\n5,138.7\n68,326.3\n1,164.8\n7,498.8\n76,990.0\n57,444.7\n0.0\n11,140.1\n488.2\n591.7\n40.9\n31,241.2\n6,786.8\n12,384.1\n139,662.8\nFeb\n60,122.2\n1,926.9\n5,792.8\n67,841.9\n759.7\n6,860.8\n75,462.5\n56,543.4\n0.0\n10,832.8\n536.9\n948.1\n232.8\n32,118.9\n7,060.8\n11,635.0\n138,827.8\nMar\n64,498.3\n1,941.3\n5,810.8\n72,250.4\n248.3\n7,126.4\n79,625.1\n60,576.1\n0.0\n11,822.7\n539.3\n718.1\n52.6\n32,964.9\n7,859.2\n10,945.4\n144,527.3\nApr\n66,264.7\n2,136.9\n7,267.2\n75,668.8\n255.1\n10,251.2\n86,175.2\n62,807.1\n0.0\n11,917.1\n541.8\n870.9\n57.6\n33,473.5\n6,452.9\n13,242.4\n152,731.3\nMay\n69,556.9\n2,593.4\n8,067.9\n80,218.2\n709.1\n11,890.0\n92,817.3\n66,697.2\n0.0\n13,030.8\n157.7\n620.4\n129.8\n33,467.9\n7,163.7\n11,797.5\n159,185.1\nJun\n73,254.5\n2,441.0\n8,265.2\n83,960.7\n820.4\n13,331.3\n98,112.3\n70,999.0\n0.0\n12,314.0\n107.9\n1,123.5\n154.5\n34,375.8\n7,532.5\n12,665.7\n166,386.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n7 \n \n \n \nForeign\nOther \nContigent\nEnd of\nNotes\nClaims\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nPublic Enterprise\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nLoans in ZiG\nLoans in Foreign Currency \nTotal\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n13.1\n \n939.4\n2,348.5\n \n616.8\n637.3\n \n-\n \n1,028.5\n \n0.0\n-\n \n1,019.2\n \n1,294.7\n \n-\n \n356.6\n \n317.5\n \n5,353.2\n \n5,670.7\n \n199.4\n \n-\n \n3001.4\n3,282.1\n \n20,407.7\n \nFeb\n13.9\n \n980.7\n2,545.5\n \n628.6\n695.1\n \n-\n \n753.2\n \n0.0\n-\n \n997.8\n \n1,428.4\n \n-\n \n335.1\n \n535.1\n \n5,302.8\n \n5,837.9\n \n199.4\n \n-\n \n1754.4\n3,294.2\n \n19,464.2\n \nMar\n20.4\n \n1031.3\n2,349.0\n \n786.9\n517.9\n \n-\n \n844.9\n \n0.0\n-\n \n1,066.7\n \n1,604.4\n \n-\n \n284.5\n \n358.4\n \n5,601.2\n \n5,959.7\n \n121.0\n \n-\n \n1684.9\n3,466.0\n \n19,737.7\n \nApr\n17.8\n \n1038.4\n2,522.2\n \n766.4\n514.4\n \n-\n \n900.0\n \n0.0\n-\n \n1,084.2\n \n1,815.7\n \n-\n \n284.5\n \n322.9\n \n5,519.7\n \n5,842.6\n \n111.4\n \n-\n \n1736.6\n3,476.9\n \n20,111.3\n \nMay\n26.4\n \n855.4\n2,940.4\n \n801.9\n906.2\n \n-\n \n1,009.6\n \n0.0\n-\n \n1,098.4\n \n1,814.5\n \n-\n \n204.3\n \n695.6\n \n5,865.6\n \n6,561.2\n \n139.8\n \n-\n \n2062.4\n3,495.2\n \n21,915.6\n \nJun\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nOther Institutional Units\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n8 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent \nOther\nTOTAL\nand\nLiabilities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\n- \nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n6114\n44.7\n2,350.2\n8,508.5\n0.0\n649.8\n9,158.3\n6,215.9\n0.0\n1,657.1\n0.0\n377.4\n0.0\n6,162.6\n0.0\n3,052.3\n20,407.7\nFeb\n6227\n51.3\n2,759.3\n9,037.6\n0.0\n625.5\n9,663.1\n6,512.8\n0.0\n1,679.8\n0.0\n206.6\n0.0\n6,294.5\n0.0\n1,620.1\n19,464.2\nMar\n7027\n54.9\n2,402.5\n9,484.9\n0.0\n588.2\n10,073.1\n7,085.6\n0.0\n1,498.3\n0.0\n83.0\n0.0\n6,364.1\n0.0\n1,719.2\n19,737.7\nApr\n7101\n74.1\n2,488.0\n9,663.4\n0.0\n588.3\n10,251.7\n7,186.8\n0.0\n1,498.3\n0.0\n99.1\n0.0\n6,375.2\n0.0\n1,887.1\n20,111.3\nMay\n8052\n83.0\n2,896.7\n11,031.5\n0.0\n0.0\n11,031.5\n7,864.0\n0.0\n2,107.9\n0.0\n100.3\n0.0\n6,789.0\n0.0\n1,886.9\n21,915.6\nJun\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\n- \nSource: Reserve Bank of Zimbabwe, 2025\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n9 \n \n \n \nEND OF\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\n*Aug\n3,858,128.45\n496,920.13\n197,595.11\n3,160,166.09\n163,179.56\n1,353,221.18\n3,891,826.53\n2,259,346.53\n2,064,398.05\n355,517.61\n7,019,997.29\n1,626.53\n24,821,923.05\n*Sep\n6,672,075.13\n1,240,260.16\n365,299.01\n5,024,076.96\n274,548.64\n2,326,667.49\n6,387,958.08\n4,331,429.08\n3,418,807.30\n640,082.06\n11,884,283.83\n2,603.24\n42,568,090.98\n*Oct\n7,858,559.49\n1,469,928.32\n481,828.82\n5,465,308.96\n320,115.06\n2,603,522.82\n7,340,600.92\n5,249,584.59\n3,667,687.19\n726,009.18\n13,568,052.49\n3,070.10\n48,754,267.95\n*Nov\n7,180,366.66\n1,328,085.57\n428,978.78\n5,025,733.67\n284,239.89\n2,457,448.49\n6,759,835.67\n4,209,879.63\n3,928,182.05\n680,905.22\n13,074,981.78\n2,309.39\n45,360,946.80\n*Dec\n7,297,552.82\n1,289,292.14\n385,874.99\n4,973,856.63\n262,219.72\n2,513,526.60\n6,746,914.01\n4,827,984.53\n3,694,327.88\n706,439.67\n13,280,443.54\n2,262.81\n45,980,695.34\n2025\n*Jan\n7,678,298.65\n1,196,038.23\n409,696.02\n5,047,238.20\n306,809.73\n2,664,917.36\n6,434,242.43\n4,757,437.66\n4,086,970.99\n769,886.02\n13,569,651.19\n1,922.01\n46,923,108.48\n*Feb\n8,299,274.74\n1,201,875.78\n399,492.64\n4,830,538.61\n300,587.07\n2,770,286.66\n6,503,215.41\n4,803,609.78\n4,292,425.79\n746,491.37\n13,140,132.51\n1,960.50\n47,289,890.85\n*Mar\n8,326,930.91\n1,244,718.81\n402,707.95\n5,041,144.58\n317,777.54\n2,491,912.41\n6,543,198.90\n4,375,136.07\n5,262,596.60\n744,227.95\n13,809,533.31\n1,950.08\n48,561,835.10\n*Apr\n8,907,112.83\n1,321,160.24\n510,175.35\n5,587,682.42\n301,612.10\n2,488,206.19\n7,065,026.69\n5,118,059.86\n5,500,479.51\n721,927.40\n14,585,410.50\n2,121.10\n52,108,974.19\n*May\n9,447,878.28\n1,662,965.62\n432,262.51\n6,247,342.77\n303,671.59\n2,560,619.89\n7,447,120.21\n5,231,385.19\n5,706,622.10\n757,449.00\n14,848,295.45\n2,090.86\n54,647,703.48\n*Jun\n9,323,262.25\n1,857,036.70\n452,476.01\n6,911,438.62\n316,057.26\n2,597,384.44\n7,363,354.86\n5,189,397.21\n5,586,435.53\n1,025,486.27\n14,948,428.25\n2,340.92\n55,573,098.32\nSource: Reserve Bank of Zimbabwe, 2025\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n10 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\n*Oct\n3,485,504.59\n2,567,255.56\n3,535,607.03\n7,474,589.94\n3,299,698.46\n7,968,221.02\n5,044,419.36\n5,097,867.03\n29,458,757.35\n1,018,065.78\n9,462,752.69\n220,427.14\n78,633,165.96\n*Nov\n3,092,857.19\n2,583,575.64\n3,658,337.22\n6,311,484.89\n3,319,494.63\n7,425,250.57\n6,381,558.42\n4,761,639.77\n27,173,979.25\n1,133,673.74\n8,782,149.64\n200,228.74\n74,824,229.70\n*Dec\n3,246,075.75\n3,000,089.39\n3,491,754.69\n6,900,913.48\n3,547,897.26\n7,345,227.12\n6,716,997.93\n4,549,007.97\n27,260,521.53\n1,099,879.74\n10,022,447.18\n355,894.47\n77,536,706.51\n2025\n*Jan\n2,906,778.30\n3,263,210.15\n3,335,010.28\n6,226,024.85\n3,652,381.28\n8,401,231.92\n6,022,841.93\n4,820,773.49\n27,794,296.00\n1,020,418.08\n9,522,377.98\n214,322.39\n77,179,666.65\n*Feb\n3,148,260.00\n2,765,476.21\n2,386,768.37\n6,142,552.78\n3,733,009.01\n8,301,324.64\n5,391,986.88\n4,799,925.63\n27,396,588.33\n1,120,196.78\n10,349,018.64\n257,727.50\n75,792,834.75\n*Mar\n2,931,379.17\n2,536,384.45\n2,998,500.17\n7,205,270.81\n4,098,816.70\n9,412,388.16\n5,090,011.12\n5,298,903.78\n30,409,375.81\n1,367,930.91\n10,495,733.30\n291,454.26\n82,136,148.64\n*Apr\n3,386,026.90\n2,914,075.14\n3,289,407.24\n8,086,383.88\n4,171,684.56\n10,519,094.01\n5,681,605.01\n5,683,058.56\n29,468,736.33\n1,483,286.46\n12,710,551.63\n251,262.54\n87,645,172.24\n*May\n3,791,778.73\n3,137,191.75\n4,015,525.94\n8,522,205.13\n4,083,039.56\n10,506,322.87\n6,181,631.24\n5,246,061.22\n33,512,835.39\n1,339,582.73\n13,286,284.33\n245,907.53\n93,868,366.41\n*Jun\n4,014,093.60\n3,535,586.92\n4,498,509.41\n8,172,595.07\n4,663,956.29\n11,061,597.23\n7,103,169.60\n7,369,633.91\n33,675,926.44\n1,350,750.73\n14,041,884.59\n249,641.43\n99,737,345.22\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n11 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\n2025\n*Jan\n41.82\n47.35\n40.13\n46.08\n*Feb\n43.00\n48.60\n40.45\n45.68\n*Mar\n42.33\n47.97\n40.42\n46.11\n*Apr\n42.16\n47.82\n40.43\n46.21\n*May\n43.66\n48.93\n40.27\n46.51\n*Jun\n42.34\n48.06\n40.51\n46.77\nSource: Reserve Bank of Zimbabwe, 2025\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMERCIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n12 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n*Mar\n3.81\n4.14\n5.95\n8.87\n*Apr\n3.81\n4.14\n5.95\n8.93\n*May\n3.81\n4.14\n6.09\n9.62\n*Jun\n3.81\n4.14\n5.95\n9.21\nSource: Reserve Bank of Zimbabwe, 2025\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n13 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.81\n0.46\n*Mar\n0.83\n0.15\n0.00\n-0.13\n0.93\n0.34\n-0.25\n-1.08\n2.43\n-0.53\n-0.22\n0.16\n-0.46\n-0.06\n*Apr\n1.31\n0.88\n1.67\n0.26\n1.17\n0.66\n-0.80\n1.05\n0.87\n2.92\n0.85\n1.11\n-0.25\n0.64\n*May\n1.14\n0.88\n0.20\n0.61\n1.58\n0.25\n-0.52\n0.35\n0.82\n0.04\n0.41\n0.58\n1.62\n0.93\n*Jun\n0.09\n0.77\n0.29\n0.70\n0.91\n0.75\n2.66\n0.45\n0.78\n0.19\n0.35\n0.53\n-0.21\n0.28\nSource: Zimstat, 2025\n*Statistics are in ZiG\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n \n \n14 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\n2025\n*Apr\n113.35\n96.45\n65.25\n89.90\n102.12\n82.73\n70.72\n92.09\n22.68\n66.55\n106.90\n77.85\n102.86\n85.68\n*May\n129.68\n100.90\n64.69\n97.15\n107.69\n86.74\n68.74\n97.91\n23.68\n68.14\n113.77\n80.67\n118.27\n92.06\n*Jun\n130.99\n100.81\n65.04\n98.10\n108.68\n86.58\n72.66\n98.85\n24.44\n68.39\n114.06\n81.23\n118.65\n92.52\nSource: Zimstat, 2025\n*Statistics are in ZiG\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY\n, GAS & \nOTHER \nFUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATIO\nN & \nCULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n15 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\n*Mar\n26.6787\n1.4588\n1.9508\n0.1788\n28.5428\n34.4141\n*Apr\n26.8023\n1.4182\n1.9371\n0.1855\n30.0241\n33.8697\n*May\n26.8657\n1.4817\n1.9826\n0.1854\n30.2848\n35.8782\n*Jun\n26.9125\n1.4958\n1.9959\n0.1861\n30.6525\n36.2024\nSource: Reserve Bank of Zimbabwe, 2025\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND STERLING\n \n \n16 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\n*Mar\n205.25\n180.43\n229,916,317\n92,886,500\n62,916.75\n*Apr\n191.95\n143.95\n268,269,085\n150,502,500\n58,411.66\n*May\n196.85\n145.40\n600,720,736\n269,991,681\n59,973.06\n*Jun\n197.23\n145.40\n532,262,807\n393,325,459\n60,971.48\nSource: Zimbabwe Stock Exchange, 2025\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n \n \n17 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n7252.4\n6858.9\n14579.5\n44760.8\n*Feb\n92208.7\n5961.2\n6364.9\n14208.9\n43833.1\n*Mar\n112646.3\n6785.3\n7339.8\n17156.0\n47320.6\n*Apr\n116945.5\n7294.4\n7046.2\n19678.2\n49770.4\n*May\n128946.5\n9194.3\n8439.4\n23187.8\n53674.7\n*Jun\n138127.3\n8384.0\n9486.4\n21162.1\n54257.1\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n18 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n7381.3\n911.1\n46337.9\n1363.6\n*Feb\n815.5\n6229.8\n838.1\n44460.8\n1346.3\n*Mar\n917.4\n6777.0\n953.3\n53987.0\n1250.1\n*Apr\n872.0\n6052.9\n888.6\n54493.5\n1222.6\n*May\n959.3\n7667.0\n1027.7\n59206.5\n1531.9\n*Jun\n922.0\n7179.3\n1119.4\n56595.1\n1165.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n19 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\n2025\n*Jan\n652.0\n748.8\n1400.8\n-96.8\n*Feb\n512.6\n730.4\n1243.0\n-217.9\n*Mar\n581.9\n809.9\n1391.8\n-228.0\n*Apr\n662.6\n781.3\n1443.9\n-118.7\n*May\n727.3\n882.1\n1609.3\n-154.8\n*Jun\n723.5\n882.0\n1605.5\n-158.5\nSource: ZIMSTAT, 2025\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_June_2025.pdf"}
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+{"doc_id": "66ef91e279bc0fc85518383d32e5bb8b", "text": "i \n \n \n \n \n \n \n \nMARCH 2020 \n \n1 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS..................................................................... 4 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nINFLATION OUTTURN ........................................................................................................... 10 \nAnnual Inflation ...................................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \n \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n \n \n \n \n \n \n \n \n2020 \n \nFebruary \n \n2020 \n \nMarch \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0) (ZW$ millions) \n9,380.94 \n \n11,704.94 \n \n24.8 \n \nMoney Supply2 (M3) (ZW$ millions) \n38,336.88 \n48,402.90 \n26.26 \nAnnual Inflation \n540.16 \n676.39 \n136.23a \n \nMonthly Inflation1 (%) \n13.52 \n26.59 \n13.07a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n80.80 \n112.12 \n38.76 \nNominal Lending Rate2 \n(% per annum) \n5.00-65.00 \n5.00-65.00 \n \nZ.S.E All share Index3 \n473.13 \n370.74 \n-21.64 \nZ.S.E. Mining Index3 \n826.73 \n720.47 \n-12.85 \nZ.S.E. Industrial Index3 \n1 564.98 \n1 512.46 \n-3.36 \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Zimbabwe Stock Exchange. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n \nDuring the month of March 2020, the \ninternational prices of gold, platinum, copper, \nnickel and Brent crude oil declined. \n \n \nPrecious Metals \nGold prices marginally declined by 0.3%, from \nUS$1,597.96 per ounce in February 2020 to \nUS$1,592.85 per ounce1, during the month \nunder review. The decline was occasioned by \ngold sell-off pressures, coupled with the \nincrease in the appeal of cash holdings for strong \ncurrencies such as the US dollar. \n \nPlatinum prices retreated by 20.8%, from a \nmonthly average of US$962.00 per ounce in \nFebruary 2020 to US$762.32 per ounce in \nMarch 2020. Prices were weighed down by a \nslump in demand, following coronavirus \ninduced disruptions in platinum global supply \nvalue chains. \n \nFigure 1 shows developments in precious metal \nprices for the period from March 2019 to March \n2020. \n \n \n \n \n \n \n \n \n \n1 1 troy ounce (oz) of gold is equivalent to 31.103 grams \n \nFigure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2020 \n \nBase Metals \n \nCopper and nickel prices declined during the \nmonth of March 2020, largely on account of a \nslump in demand. The COVID 19 pandemic \ninduced lockdowns in China, during the first \ntwo months of the year and the beginning of \nlockdowns in major European economies \ncontributed to the slump in prices of the base \nmetals. In addition, the implementation of \nlockdown restrictions in key global source \nmarkets for copper and nickel, also restricted \nsupplies to the top consumers. \n \nConsequently, the monthly average price of \ncopper fell by 9.1%, from US$5,687.46 per \ntonne in February 2020 to US$5,168.18 per \ntonne, during the month under review. \nSimilarly, the monthly average price of nickel \nfell by 7.0%, from US$12,737.10 per tonne in \nFebruary 2020 to US$13,519 per tonne \nUS$11,848.30 in March 2020. \n \n \n600\n800\n1000\n1200\n1400\n1600\n1800\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nUS$/oz.\nGold\nPlatinum\n \n \n \n4 \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2020 \n \n \n Brent Crude Oil \nBrent crude oil prices slumped by 39.7% during \nthe month under review to US$ 33.49 per barrel2 \nfrom US$ 55.56 per barrel in February 2020. A \ncollapse in global demand weighed prices down \namid \nthe \nintensification \nof \nworldwide \ncoronavirus lockdowns, which resulted in the \ngrounding of flights and a halt in private and \npublic transport. These developments were \nexacerbated by the collapse of a supply pact \nbetween OPEC and non-OPEC members during \nthe month under review. The breakdown saw \nincreased supply of crude oil on the global \nmarket and sharp increase in US inventories. In \naddition, a global price war between Saudi \nArabia and Russia emerged, which weighed \ndown prices further. \nFigure 3 shows developments in Brent crude oil \nprice for the period November 2018 to March \n2020. \n \n2 1 barrel of oil is equivalent to 157.987 litres \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2020 \n \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal Merchandise trade3 for the month of \nMarch 2020 amounted to US$722.6 million, a \n12.0% decline from US$820.9 million recorded \nin the previous month. The slowdown in total \ntrade was on account of the contraction in both \nmerchandise exports and imports, during the \nmonth under review. \nMerchandise Exports \nThe country’s merchandise exports fell by \n25.6%, from US$365.5 million in February \n2020 to US$272.1 million in March 2020. This \nwas largely underpinned by declines in export \nearnings for flue-cured tobacco (-68.5%); nickel \nmattes (-33.5%); and nickel ores & concentrates \n(-23.1%. Gold exports, however, recorded an \n18.6% increase on a month-on-month basis, \nfrom US$56.4 million in February to US$66.9 \n3 Sum of exports and imports \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nMar-19\nMay-19\nJul-19\nSep-19\nNov-19\nJan-20\nMar-20\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n25\n35\n45\n55\n65\n75\n85\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nUS$/barrel\n \n \n \n5 \n \nmillion in March 2020. Figure 4 shows \ndevelopments in merchandise exports for the \nperiod November 2018 to March 2020 \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2020 \n \n \n \n \n \n \n \n \n \n \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nFeb-20 \nMar-20 \nShare \nof Total \n(%) \nFlue-cured tobacco \n106.0 \n33.3 \n29.1 \nNickel mattes \n84.0 \n55.8 \n23.0 \nGold (semi-\nmanufactured gold) \n56.4 \n66.9 \n15.5 \nNickel ores and \nconcentrates \n31.3 \n24.1 \n8.6 \nFerro-chromium \n14.2 \n10.2 \n3.9 \nIndustrial \ndiamonds \n8.9 \n12.9 \n2.4 \nUnwrought \nPlatinum \n8.8 \n6.0 \n2.4 \nCane Sugar \n6.4 \n6.3 \n1.8 \nCoke and semi-coke \nof coal \n3.5 \n3.5 \n1.0 \nTotal \n365.5 \n272.1 \n100.0 \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nDuring the month of March 2020, the country’s \nexports were mainly destined for the United \nArab Emirates, 62.8%; Mozambique, 24.8%; \nBelgium, 11.4%; and South Africa, 7.2%, as \nshown in Figure 5. Notably, exports to South \nAfrica, the country’s major trading partner, \ndeclined significantly as both countries imposed \nrestrictive COVID-19 lockdown arrangements, \nto contain the spread of the virus \n \n \n \n \n \n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n550\nNov-18\nJan-19\nMar-19\nMay-19\nJul-19\nSep-19\nNov-19\nJan-20\nMar-20\n \n \n \n6 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Imports \nMerchandise imports declined by 1.1%, from \nUS$455.3 million recorded in February 2020 to \nUS$450.5 million, during the month under \nanalysis. Figure 6 shows developments in the \ncountry’s merchandise imports for 2019 and \n2020. \n \n \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2019 & 2020 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \nThe decline in imports during the month under \nreview was attributable to a reduction in maize \nand electricity imports. Diesel and petrol \nimports, however, rose by 14.8% and 24.9% to \nUS$68.9 \nmillion \nand \nUS$36.5 \nmillion, \nrespectively. \nTable 2 shows imports by commodity for the \nmonths of February and March 2020. \n \n \n \n \n \n31.3%\n12.4%\n5.7%\n3.6%\n1.7%\n1.0%\n1.0%\n0.1%\n0.1%\nUnited Arab Emirates\nMozambique\nBelgium\nSouth Africa\nZambia\nKenya\nBotswana\nMalawi\nNetherlands\n366.8 \n408.2 \n330.1 \n418.4 \n438.2 \n458.8 \n357.2 \n384.5 \n404.0 \n401.1 \n431.2 \n418.8 \n383.6\n455.3\n450.5\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n2019\n2020\n \n \n \n7 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nFeb 20 \nUS$ m \nMar 20 \nUS$ m \nShare of \nTotal \nImports \n(%) \nMaize (Excluding Seed) \n58.6 \n53.1 \n11.8 \nDiesel \n60.0 \n68.9 \n15.3 \nElectricity \n17.0 \n9.1 \n2.0 \nUnleaded petrol \n29.2 \n36.5 \n8.1 \nCrude soya bean oil \n5.9 \n6.7 \n1.5 \nWheat \n0.0 \n3.4 \n0.8 \nRice \n5.4 \n4.1 \n0.9 \nChemicals (Potassium \nchloride & Urea) \n1.4 \n2.0 \n0.4 \nMedicines \n5.7 \n1.7 \n0.4 \nVaccines \n7.0 \n4.1 \n0.9 \nTotal \n455.3 \n450.5 \n100 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nThe country’s imports were mainly from South \nAfrica (42.7%); Singapore (23.0%); China \n(6.9%); Mauritius (3.8%) and Mexico (3.4%), \nduring the month of March 2020, as shown in \nFigure 7 \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Trade Balance \nThe country’s trade balance significantly \nwidened, from a deficit of -US$89.8 million in \nFebruary 2020 to a deficit of -US$178.5 million \nin March 2020. This was mainly attributed to \nthe marked decline in exports for the month \nunder review. Figure 8 shows the country’s \ntrade balance for the period March 2019 to \nMarch 2020. \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \n42.7%\n23.0%\n6.6%\n3.8%\n3.4%\n2.7%\n2.4%\n1.7%\n1.2%\n1.2%\nSouth Africa\nSingapore\nChina\nMauritius\nMexico\nMozambique\nIndia\nZambia\nUnited Kingdom\nHong Kong\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nExports\nImports\nTrade Balance\n \n \n \n8 \n \nMONETARY DEVELOPMENTS4 \n \nThe total stock of broad money stood at \nZW$48.40 billion as at end-March 2020. Of this \namount, foreign currency accounts (FCA) \ndeposits totalled ZW$20.91 billion (or 43.20% \nof total), while local currency deposits \namounted to ZW$26.45 billion (or 54.64%). \nCurrency in circulation constituted the balance \nof about ZW$1.04 billion (2.16%). \nOver the year to March 2020, FCA deposits \ngrew by 1 374.76%, largely reflecting the \nimpact of exchange rate depreciation, from \nZW$3.01/USD in March 2019 to ZW$25/USD \nin March 2020. Thus, about 51% of the annual \ngrowth in broad money in March 2020 came \nfrom the revaluation adjustment of the foreign \ncurrency component of deposits due to the \nexchange rate movement. \nOn the other hand, the increase of the local \ncurrency component of deposits from ZW$8.7 \nbillion in March 2019 to ZW$26.4 billion in \nMarch 2020 was attributable to normal demand \nfor money to support various economic \nactivities in the economy. The increase also \nreflects the impact of money multiplier effects \nof bank lending in an inflationary environment. \nCurrency in circulation also increased from \nZW$466.8 million in March 2019 to ZW$1.04 \nbillion in March 2020, reflecting rising demand \nfor currency for cash transaction purposes. \n \n \n \n4All monetary numbers valued in ZWL$ since the \nadoption of an interbank market determined exchange rate \nin February 2019. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2020 \nThe annual growth in broad money was largely \nexplained by credit to the private sector, which \nwent up by 341.86%, while net credit to \nGovernment increased by 34.92%, over the year \nto March 2020. On a month-on-month basis, \ncredit to the private sector grew by 19.15%, \nwhile net credit to Government also increased \nby 1.98%, to ZW$12.95 billion in March 2020. \nCredit to the private sector was channelled \ntowards agriculture, \nhouseholds, financial \norganisations, manufacturing, and distribution, \nas shown in the Figure 10. \n \n \n \n \n \nLocal \nCurrency \nTransferable \ndeposits\nForeign \nCurrency \nDeposits\n43.20%\nTime \nDeposits\n4.86%\nCurrency in \nCirculation\nNCDs\n0.98%\n \n \n \n9 \n \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2019 \nThe utilisation of credit to the private sector was \ndistributed as follows: inventory build-up, \n35.88%; other recurrent expenditures, 31.70%; \nfixed capital investment, 18.77%; consumer \ndurables, 11.73%; and pre and post shipment \nfinancing, 1.92%. \n \nSTOCK MARKET DEVELOPMENTS \n \nThe rally on the Zimbabwe Stock Exchange \n(ZSE), which was witnessed in January and \nFebruary of 2020, dissipated in March 2020. In \nconsequence, the ZSE registered losses, which \nsaw the demand for low tier stocks continuing to \ndominate the local bourse. The Top 10, Top 15 \nand All Share indices lost 7.24%; 4.71%; and \n3.58%, to close at 370.74 points; 390.12 points; \nand 456.21 points, respectively. \n \nThe Small Cap and the ZSE Top 15 indices also \ndeclined by 199.48 points and 19.30 points to \nclose at 1 493.28 points and 390.12 points, \nrespectively. \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \n \nOn a month-on-month basis, however, mining \nand industrial indices declined by 12.85% and \n3.36%, to close at 720.47 points and \n1 512.46 points, respectively. \n \nOn an annual basis, the All Share and Top 10 \nindices gained 334.55 points and 256.13 points, \nfrom 121.66 points and 114.61 points, \nrespectively. This was largely underpinned by \nportfolio shifting by investors, away from the \nmoney market to stocks, particularly during the \nbeginning of 2020. \n \nOver the year to March 2020, the industrial and \nmining indices gained 1 106.89 points and \n526.49 points, from 405.57 points and 193.98 \npoints recorded in March 2019, respectively. \n \n \n \n \n \nHouseholds\n13.30%\nAgriculture\n34.49%\nMining\n11.13%\nManufacturing\n9.67%\nDistribution\n8.66%\nConstruction\n0.88%\nTransport & \nCommunica\ntions\n1.53%\nServices\n5.82%\nFinancial Org. \n& Investments\n14.32%\nOther\n0.20%\n0.00\n100.00\n200.00\n300.00\n400.00\n500.00\n600.00\n40.00\n90.00\n140.00\n190.00\n240.00\n290.00\n340.00\n390.00\n440.00\n490.00\n540.00\n590.00\n31-Mar-19\n30-Apr-19\n31-May-19\n30-Jun-19\n31-Jul-19\n31-Aug-19\n30-Sep-19\n31-Oct-19\n30-Nov-19\n31-Dec-19\n31-Jan-20\n29-Feb-20\n31-Mar-20\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n10 \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2019 \n \nDuring the month under review, the volume of \nshares traded on the ZSE increased by 37.64% \nto 237.67 million shares, from 172.68 million \nshares traded in February 2020. The cumulative \nvalue of shares traded also increased by 18.08% \nto 425.24 million in the same period. \n \nFigure 13: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2019 \nAs a consequence of bearish sentiments \nexhibited on the local bourse during the period \nunder review, the ZSE lost ZW$2.38 billion, or \n3.89% of the previous month’s value, to close at \nZW$58.61 billion. On a year-on-year basis, \nhowever, the local bourse capitalization surged \nby ZW$42.53 billion, from ZW$16.08 billion \nrecorded in March 2019. \n \nINFLATION OUTTURN \n \n \nAnnual Inflation \n \nThe annual headline inflation accelerated to \n676.4% in March 2020, up from 540.2% in \nFebruary 2020. This was due to increases in \nboth food and non-food inflation. \n \nAnnual food inflation surged from 710.3% in \nFebruary 2020 to 807.4% in March 2020. Year-\non-year non-food inflation also accelerated from \n462.6% in February 2020 to 616.1% in March \n2020. \n \nMonthly Inflation \n \n \nMonth-on-month inflation rose from 13.5% in \nFebruary 2020 to 26.6% in March 2020, driven \nby both food and non-food inflation. \n \nFood inflation at 17.69% in March 2020, gained \n10.9 percentage points on 6.81% recorded in \nFebruary 2020. Increases were recorded for \nbread, rice, vegetables, and cooking oil. \n \nMonthly non-food inflation increased from \n18.4% in February 2020 to 32.44% in March \n2020. This was largely attributed to increases in \nrentals and the cost of building materials. \n0\n200\n400\n600\n800\n1000\n1200\n0\n200\n400\n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n0\n100\n200\n300\n400\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n11 \n \nFigure 14 shows month-on-month inflation \ndevelopments, for the period from February \n2019 to March 2020. \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2019 \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nDuring the month under analysis, the total value \nof transactions processed through the National \nPayment System (NPS) registered an increase of \n38.8%, to close at ZW$112.12 billion. The total \nvolume of NPS transactions also increased by \n14.12% to 199,226,641 in March 2020, from \n174,581,510 in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system increased by 46% to ZW$60.80 \nbillion in March 2020, from ZW$41.64 billion \nrecorded in February 2020. RTGS transaction \nvolumes stood at 1,068,451 in March 2020, up \nfrom 916,116 in February 2020. \n \n \n \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \nCash Transactions \n \nCash transactions amounted to ZW$1,390.89 \nbillion in March 2020, a 2.1% increase from \nZW$1,361.94 million in the preceding month. \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet-based \ntransactions increased by 31.36% to close at \nZW$42.40 billion, during the month under \nreview. \nCard Based Transactions \n \nThe total value of card-based transactions was \nZW$7.52 billion in March 2020, up from $5.57 \nbillion in February 2020. \nCheque Transactions \n \nThe value of cheque transactions registered a \n12.9% decrease to close at ZW$4.06 million in \nMarch 2020, from ZW$4.66 million in February \n2020. \nAPRIL 2020 \nRESERVE BANK OF ZIMBABWE\n-0.50\n4.50\n9.50\n14.50\n19.50\n24.50\n29.50\n34.50\n39.50\n44.50\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\n -\n 10.0\n 20.0\n 30.0\n 40.0\n 50.0\n 60.0\n 70.0\n0\n200\n400\n600\n800\n1000\n1200\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n12 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n14 \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n22 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n29 \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n13 \n \nZimbabwe Stock Market Statistics \n \n \n \n 31 \n \nNational Payments System Statistics \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \nMerchandise Trade Statistics \n \n \n \n \n 34 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 14 \n \n \nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nNet Foreign Assets\n-5,983,620.49\n-6,229,030.67\n-10,196,485.70\n-12,704,437.39\n-19,915,608.51\n-23,599,341.26\n-33,219,232.58\n-38,974,813.91 -39,899,004.55\n-40,662,175.37\n-41,890,476.47 -41,693,753.23\n-64,413,672.15\nCentral Bank(net)\n-6,110,320.34\n-6,759,543.60\n-11,356,605.80\n-14,602,968.79\n-23,287,056.52\n-27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85\n-50,285,843.15\n-51,596,769.75 -51,659,786.89 -78,356,892.58\nForeign Assets\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\nForeign Liabilities\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\nOther Depository Corporations(net)\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\nForeign Assets\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\nForeign Liabilities\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\nNet Domestic Assets (NDA)\n16,610,996.67\n17,582,396.73\n23,205,523.95\n27,472,328.14\n36,991,644.76\n43,293,406.54\n56,770,962.37\n67,904,876.25\n71,719,556.15\n75,680,355.31\n78,162,546.08\n80,030,632.68 112,816,570.52\nDomestic Claims\n14,348,514.27\n14,306,293.28\n14,375,803.17\n15,645,411.46\n18,228,356.09\n20,234,819.47\n21,168,772.43\n24,743,158.13\n28,575,556.98\n27,819,807.93\n28,569,680.55\n30,260,777.76\n34,054,407.09\nClaims on Central Government(net)\n9,598,024.41\n9,412,261.62\n8,963,975.12\n9,422,173.55\n11,519,440.01\n12,964,643.80\n13,061,889.35\n14,409,797.90\n15,813,415.72\n14,062,737.58\n12,724,160.31\n12,697,777.62\n12,949,759.72\nClaims on Central Government\n10,219,710.43\n10,099,059.06\n9,998,232.41\n10,630,234.88\n13,077,256.67\n14,949,077.76\n16,410,748.86\n16,955,759.46\n17,933,911.03\n15,580,358.19\n16,676,243.01\n16,838,781.22\n17,542,397.05\nCentral Bank\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,591,038.53\n11,538,930.29\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\nODCs\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\nLess Liabilities to Central Government\n621,686.02\n686,797.43\n1,034,257.30\n1,208,061.33\n1,557,816.66\n1,984,433.95\n3,348,859.52\n2,545,961.56\n2,120,495.31\n1,517,620.61\n3,952,082.70\n4,141,003.60\n4,592,637.32\nCentral Bank\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\nODCs\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\nClaims on Other Sectors\n5,021,047.86\n5,195,480.12\n5,875,948.60\n6,994,312.91\n6,708,916.08\n7,270,175.67\n8,106,883.08\n10,333,360.23\n12,762,141.26\n13,757,070.35\n15,845,520.24\n17,563,000.14\n21,104,647.37\nOther Financial Corporations\n159,230.21\n161,501.25\n169,299.57\n180,349.24\n174,910.96\n151,317.02\n152,985.99\n162,263.79\n160,062.11\n186,506.15\n202,429.27\n281,264.28\n307,104.48\nState and Local Government\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\nPublic Non Financial Corporations\n874,075.49\n987,347.41\n1,256,829.39\n1,653,927.27\n957,335.21\n988,381.20\n1,048,058.46\n2,322,563.84\n2,861,071.05\n2,431,172.28\n2,564,682.98\n2,591,284.85\n3,301,602.89\nPrivate Sector\n3,952,664.90\n4,012,055.03\n4,416,515.15\n5,128,717.22\n5,545,476.00\n6,099,787.63\n6,875,497.28\n7,820,402.44\n9,712,660.41\n11,113,071.62\n13,046,099.50\n14,658,746.06\n17,465,318.54\nCentral Bank\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\nODCs\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\nOther Items(Net)\n-2,262,482.40\n-3,276,103.44\n-8,829,720.78\n-11,826,916.67\n-18,934,333.82\n-23,517,846.42\n-35,602,189.94\n-43,161,718.12\n-43,143,999.17\n-47,860,547.38\n-49,592,865.53 -49,769,854.91 -78,762,163.43\nShares and Other Equity\n-1,687,090.85\n-2,151,220.63\n-6,856,982.76\n-9,810,341.46\n-18,099,228.93\n-22,440,397.72\n-32,505,897.24 -39,007,159.14 -41,160,941.61\n-44,544,759.40\n-43,829,432.91 -44,342,348.31 -71,119,022.50\nLiabilities to Other Financial Corporations\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\nRestricted Deposits\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-634,703.31\n-1,200,461.25\n-2,031,448.99\n-2,423,625.98\n-1,985,690.29\n-2,396,341.30\n-4,666,003.77\n-6,061,102.18\n-4,013,944.69\n-4,583,152.93\n-7,249,777.25\n-6,701,730.71\n-9,930,489.25\nBroad Money-M3\n10,627,376.18\n11,353,366.06\n13,009,038.25\n14,767,890.75\n17,076,036.26\n19,694,065.28\n23,551,729.79\n28,930,062.34\n31,820,551.60\n35,018,179.94\n36,272,069.61\n38,336,879.45\n48,402,898.37\nSecurities Other than Shares Included in Broad Money\n74,503.10\n90,813.24\n139,439.93\n171,667.83\n168,169.20\n202,928.98\n219,889.50\n205,671.08\n235,117.26\n243,976.57\n255,563.69\n260,055.92\n476,793.67\nBroad Money-M2\n10,552,873.07\n11,262,552.82\n12,869,598.32\n14,596,222.92\n16,907,867.06\n19,491,136.30\n23,331,840.28\n28,724,391.26\n31,585,434.34\n34,774,203.37\n36,016,505.92\n38,076,823.53\n47,926,104.70\nOther Deposits\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\nNarrow Money-M1\n9,115,819.92\n9,774,915.43\n11,257,782.98\n13,167,336.03\n15,267,020.52\n17,871,360.53\n21,668,884.03\n26,870,097.07\n29,749,703.49\n32,886,278.54\n33,989,906.64\n35,882,510.46\n45,574,113.84\nTransferable Deposits\n8,648,981.05\n9,283,238.74\n10,792,389.36\n12,695,789.56\n14,802,212.01\n17,310,786.11\n20,977,141.17\n26,157,975.38\n28,913,109.34\n31,978,710.26\n33,036,665.86\n34,932,660.39\n44,529,936.02\n Of which Foreign Currency Accounts\n1,417,836.22\n1,753,489.14\n3,031,536.97\n3,887,787.41\n4,049,120.88\n5,737,719.98\n9,859,484.27\n11,155,597.09\n11,472,035.58\n11,938,732.84\n12,458,349.93\n12,476,934.91\n20,909,726.92\nCurrency Outside Depository Corporations\n466,838.87\n491,676.69\n465,393.62\n471,546.47\n464,808.51\n560,574.42\n691,742.86\n712,121.69\n836,594.15\n907,568.29\n953,240.77\n949,850.07\n1,044,177.82\nMemorandum Items\nReserve Money\n3,172,354.75\n3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.37\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\nFCAs as a Percentage of Deposits in M3\n14.0%\n16.1%\n24.2%\n27.2%\n24.4%\n30.0%\n43.1%\n39.5%\n37.0%\n35.0%\n35.3%\n33.4%\n44.2%\nEnd Period Exchange Rate\n3.01\n3.26\n5.26\n6.62\n9.19\n10.71\n15.20\n16.12\n16.26\n16.77\n17.35\n17.95\n25.00\nSource: Reserve Bank of Zimbabwe,2020\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\n \n \n \n15 \n \n \nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nNet Foreign Assets\n-6,110,320.34 -6,759,543.60 -11,356,605.80 -14,602,968.79 -23,287,056.52 -27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85 -50,285,843.15 -51,596,769.75 -51,659,786.89 -78,356,892.58\nClaims on Non Residents\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\nOfficial Reserves Assets\n344,973.29\n230,535.90\n1,223,599.47\n1,399,462.47\n1,401,366.80\n1,964,853.83\n1,511,299.58\n1,937,457.59\n1,915,477.05\n2,537,103.33\n2,888,945.28\n3,104,642.81\n1,759,943.91\nOther Foreign Assets\n651,631.59\n700,758.34\n1,192,757.39\n1,518,302.79\n2,001,286.13\n2,369,317.36\n4,952,947.87\n3,507,400.15\n3,637,474.74\n2,967,836.45\n2,345,086.60\n2,400,193.22\n3,188,983.44\nLess Liabilities to Non Residents\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\nShort Term Liabilities\n5,631,784.52 6,093,840.18\n11,231,907.80\n14,024,443.68\n18,833,457.18\n22,284,382.58\n32,602,281.08\n33,501,054.49\n34,223,789.11\n35,686,123.01\n39,597,730.68\n41,112,190.47\n55,611,921.72\nOther Foreign Liabilities\n1,475,140.70 1,596,997.65\n2,541,054.86\n3,496,290.36\n7,856,252.27\n9,401,852.93\n13,211,926.40\n18,338,963.45\n19,596,911.53\n20,104,659.91\n17,233,070.95\n16,052,432.45\n27,693,898.21\nNet Domestic Assets (NDA)\n9,282,675.10 9,779,079.28\n13,879,314.03\n17,885,100.37\n27,056,377.90\n33,099,689.90\n44,032,675.49\n53,205,910.84\n56,382,701.89\n60,613,660.02\n60,847,793.85\n61,040,731.37\n90,061,836.40\nDomestic Claims\n7,254,587.97 7,190,950.30\n6,924,182.99\n7,344,238.48\n8,736,761.70\n10,057,820.09\n10,567,049.53\n12,972,537.88\n14,525,637.67\n12,259,697.53\n10,746,256.31\n10,973,320.90\n11,480,169.17\nNet Claims on Central Government\n6,646,231.00 6,542,879.87\n6,228,138.93\n6,544,295.30\n7,912,732.78\n9,154,435.10\n9,537,578.10\n10,728,246.52\n11,760,971.47\n9,939,418.32\n8,439,262.68\n8,477,725.92\n8,578,739.93\nClaims on Central Government\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,419,993.38\n11,079,670.93\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\nOf which: Securities Other than Shares\n1,910,408.71 1,835,171.86\n1,793,430.00\n5,922,355.91\n7,222,007.40\n8,308,198.93\n9,491,988.13\n9,617,665.33\n9,771,722.53\n6,828,363.47\n6,784,907.24\n6,729,080.00\n6,635,562.28\n of which USD Securities revaluations (Excha\n0.00\n0.00\n0.00\n0.00\n171,045.15\n620,748.19\n1,795,917.79\n1,930,201.39\n2,084,258.59\n0.00\n0.00\n0.00\n0.00\nLoans\n5,309,582.80\n5,338,648.62\n5,420,102.34\n1,785,477.10\n2,197,985.98\n2,771,472.00\n3,339,977.70\n3,587,943.80\n4,010,661.79\n4,510,169.38\n5,513,803.84\n5,811,437.65\n6,126,824.37\n Loans and Advances\n3,800,851.32 3,803,362.82\n3,805,605.65\n114,667.21\n368,837.75\n568,020.15\n835,231.09\n1,110,375.86\n1,262,301.22\n1,199,032.23\n1,611,254.61\n1,808,444.47\n2,123,588.25\n Legacy Debt\n309,020.71\n309,052.17\n309,088.45\n309,057.44\n405,543.61\n404,773.69\n414,023.05\n381,741.08\n382,025.83\n376,260.18\n371,310.28\n391,427.33\n391,670.28\n Export Incentives\n1,199,710.77\n1,226,233.63\n1,305,408.24\n1,361,752.45\n1,423,604.62\n1,798,678.16\n2,090,723.55\n2,095,826.85\n2,366,334.74\n2,934,876.98\n3,531,238.96\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\nOf which: Deposits\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n608,356.98\n648,070.43\n696,044.06\n799,943.18\n824,028.92\n903,384.99\n1,029,471.42\n2,244,291.36\n2,764,666.21\n2,320,279.21\n2,306,993.64\n2,495,594.98\n2,901,429.23\nOther Financial Corporations\n114,497.79\n117,613.99\n114,408.61\n125,389.20\n109,687.61\n112,349.24\n118,657.17\n122,348.15\n122,367.95\n114,216.39\n123,637.97\n185,777.12\n190,538.80\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n471,903.09\n505,772.56\n556,274.16\n651,399.20\n681,030.34\n665,333.60\n824,033.57\n2,032,044.80\n2,576,877.72\n2,130,151.01\n2,105,286.54\n2,135,637.84\n2,527,892.32\nPrivate Sector\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\nClaims on Other Depository Corporations\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\nOf which: Loans\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\nOther Liabilities to ODCs\n2,400,005.83 2,538,511.34\n3,047,017.11\n2,846,011.57\n2,756,773.68\n3,094,984.02\n4,129,952.46\n4,009,051.66\n5,433,469.12\n7,563,514.16\n8,461,698.70\n9,792,726.83\n9,684,173.41\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,248,370.43\n2,348,400.79\n2,738,904.07\n2,200,323.26\n2,004,097.96\n2,145,531.30\n2,824,669.92\n2,966,155.20\n2,939,654.78\n4,579,216.20\n5,320,924.19\n5,467,251.69\n5,944,214.63\nOther Items(Net)\n-4,088,430.87 -4,793,733.84\n-9,673,334.90 -13,022,965.26 -20,737,108.96 -25,788,352.03\n-37,210,035.04 -43,812,534.88 -46,414,639.90 -54,669,718.18 -57,145,180.31 -58,322,160.20 -86,517,998.56\nShares and Other Equity\n-3,873,725.31\n-4,589,274.75\n-9,310,271.34\n-12,940,837.81\n-21,517,328.05\n-26,390,209.56\n-37,895,629.34\n-44,802,824.15\n-47,413,029.48\n-54,656,738.27\n-55,918,839.02\n-56,770,197.78\n-85,756,440.85\nOther Items(Net)\n-231,341.56\n-251,223.69\n-375,255.92\n-445,539.22\n-342,958.09\n-689,035.65\n-860,829.96\n-891,621.00\n-981,983.21\n-1,160,947.22\n-2,572,613.77\n-2,671,268.75\n-2,708,996.60\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n3,172,354.76 3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.38\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\nBond Coins\n86,775.25\n87,096.23\n87,423.30\n87,606.55\n87,843.40\n87,844.15\n87,847.30\n87,845.55\n93,158.32\n99,010.30\n99,714.26\n99,712.42\n99,712.71\nBond Notes\n442,551.17\n449,762.88\n476,656.02\n510,197.39\n609,392.70\n657,100.48\n728,411.73\n768,566.52\n872,222.06\n978,393.54\n1,036,938.66\n1,117,198.96\n1,208,072.64\nLiabilities to ODCs\n2,556,061.06 2,410,617.85\n1,861,836.07\n2,583,805.05\n2,945,382.52\n4,679,680.86\n3,772,389.39\n5,535,717.81\n6,219,757.79\n8,352,572.72\n7,253,578.67\n7,089,397.08\n8,789,318.37\n Reserve Deposits\n379,777.18\n382,618.00\n406,733.21\n434,435.93\n497,763.67\n586,218.84\n625,173.97\n758,953.25\n861,489.70\n918,034.34\n1,040,852.24\n1,082,852.88\n1,205,004.05\n Exess reserves \n2,176,283.88 2,027,999.85\n1,455,102.86\n2,149,369.12\n2,447,618.85\n4,093,462.02\n3,147,215.41\n4,776,764.57\n5,358,268.10\n7,434,538.38\n6,212,726.43\n6,006,544.20\n7,584,314.32\nPrivate Deposits\n86,967.28\n72,058.73\n96,792.85\n100,522.60\n126,702.75\n323,000.08\n94,067.04\n418,620.75\n929,814.87\n897,840.31\n860,792.52\n1,074,636.02\n1,607,840.10\nSource: Reserve Bank of Zimbabwe,2020\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n16 \n \n \nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nNet Foreign Assets\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\nClaims on Non Residents\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\nOf Which: Foreign Currency\n263,233.15\n363,481.95\n484,193.31\n882,204.61\n968,769.48\n1,150,434.08\n2,108,450.56\n1,905,985.69\n2,243,113.59\n2,526,205.54\n3,176,598.38\n3,136,431.39\n3,607,624.65\nDeposits\n794,324.48\n1,123,646.46\n2,044,144.29\n2,921,840.60\n4,408,575.22\n4,954,935.41\n7,254,079.84\n8,551,844.58\n9,358,131.61\n10,399,832.16\n9,953,357.06\n10,175,380.89\n15,179,403.50\nOther\n3,140.03\n4,311.50\n6,441.45\n10,577.12\n13,140.31\n15,109.74\n20,375.85\n21,027.99\n21,628.98\n22,378.63\n23,051.63\n33,034.42\n40,818.25\nLess Liabilities to Non Residents\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\nOf Which: Deposits\n553,655.47\n584,272.60\n719,211.04\n769,197.36\n857,462.40\n938,762.40\n1,334,410.99\n1,141,821.51\n1,377,452.16\n1,457,271.39\n1,591,189.46\n1,285,842.52\n1,574,950.88\nLoans\n380,342.34\n376,654.37\n655,447.91\n1,146,893.57\n1,161,574.59\n1,428,993.76\n1,917,767.81\n1,916,690.45\n1,876,677.72\n1,867,477.16\n1,855,524.33\n2,092,970.52\n3,309,675.09\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n9,946,870.18\n10,259,117.71\n11,286,731.69\n12,297,290.28\n13,113,076.98\n15,057,767.71\n16,635,192.44\n20,378,973.60\n21,685,398.27\n23,589,103.57\n24,751,743.05\n26,346,359.69\n31,807,660.02\nDomestic Claims\n7,093,926.30\n7,115,342.99\n7,451,620.17\n8,301,172.98\n9,320,549.24\n9,717,740.03\n10,601,722.91\n11,770,620.25\n14,049,919.30\n15,560,110.40\n17,823,424.24\n19,287,456.86\n22,574,237.92\nNet Claims on Central Government\n2,951,793.41\n2,869,381.76\n2,735,836.19\n2,877,878.25\n3,435,662.08\n3,350,949.35\n3,524,311.24\n3,681,551.38\n4,052,444.25\n4,123,319.26\n4,284,897.63\n4,220,051.70\n4,371,019.79\nClaims on Central Government\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\nSecurities\n2,995,446.01\n2,921,262.97\n2,780,774.94\n2,918,508.31\n3,484,041.96\n3,409,103.10\n3,577,410.30\n3,749,000.52\n4,150,152.74\n4,240,495.63\n4,372,420.71\n4,293,116.08\n4,775,618.52\nLoans\n4,272.91\n3,975.61\n3,925.13\n3,893.57\n2,176.18\n1,044.37\n1,372.73\n1,149.81\n1,373.97\n1,329.70\n5,111.21\n5,147.49\n4,391.86\nOther \n - - - - - \n - \n - \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\nOf which: Deposits\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,142,132.88\n4,245,961.23\n4,715,783.99\n5,423,294.73\n5,884,887.16\n6,366,790.67\n7,077,411.66\n8,089,068.87\n9,997,475.05\n11,436,791.14\n13,538,526.61\n15,067,405.16\n18,203,218.14\nOther Financial Corporations\n44,732.42\n43,887.25\n54,890.96\n54,960.04\n65,223.35\n38,967.78\n34,328.82\n39,915.64\n37,694.15\n72,289.76\n78,791.30\n95,487.15\n116,565.68\nState and Local Government\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\nPublic Non Financial Corporations\n131,614.40\n180,126.39\n236,434.67\n231,453.07\n276,304.88\n323,047.60\n224,024.88\n290,519.04\n284,193.32\n301,021.27\n459,396.43\n455,647.01\n773,710.57\nPrivate Sector\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\nClaims on the Central Bank\n4,257,352.21\n4,488,587.04\n4,782,265.42\n5,415,977.11\n5,448,316.23\n8,140,877.50\n9,252,623.62\n11,757,301.08\n11,546,508.94\n14,013,346.66\n13,400,742.47\n14,084,026.73\n16,430,721.57\nCurrency\n62,487.55\n45,182.42\n98,685.70\n126,257.46\n232,427.59\n184,370.21\n124,516.17\n144,290.37\n128,786.22\n169,835.56\n183,412.14\n267,061.31\n263,607.53\nReserves\n4,194,864.67\n4,443,404.62\n4,683,579.73\n5,289,719.65\n5,215,888.64\n7,956,507.29\n9,128,107.45\n11,613,010.71\n11,417,722.72\n13,843,511.10\n13,217,330.33\n13,816,965.42\n16,167,114.04\nSecurities\n - - \n - \n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n - - \n - \n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n165,849.57\n148,327.69\n148,760.15\n150,275.70\n151,973.32\n155,014.53\n155,934.06\n159,104.77\n175,255.53\n179,468.01\n185,829.15\n189,591.37\n258,425.60\nOther Items(Net)\n1,238,558.76\n1,196,484.63\n798,393.76\n1,269,584.10\n1,503,815.17\n2,645,835.28\n3,063,220.03\n2,989,842.96\n3,735,774.45\n5,804,885.48\n6,286,594.51\n6,835,532.53\n6,938,873.87\nShares and Other Equity\n2,186,634.46\n2,438,054.11\n2,453,288.57\n3,130,496.35\n3,418,099.11\n3,949,811.84\n5,389,732.10\n5,795,665.01\n6,252,087.86\n10,111,978.87\n12,089,406.11\n12,427,849.47\n14,637,418.35\nLiabilities to other ressident sectors\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\nOther Items(Net)\n-990,751.46\n-1,270,383.32\n-1,701,413.42\n-1,904,551.24\n-1,941,692.17\n-1,331,975.97\n-2,349,798.88\n-2,830,454.98\n-2,566,827.76\n-4,426,491.02\n-5,942,883.74\n-5,747,234.71\n-8,038,453.91\nDeposits and Securities Included in Broad Mo 10,073,570.03\n10,789,630.64\n12,446,851.79\n14,195,821.68\n16,484,524.99\n18,810,490.79\n22,765,919.89\n27,799,319.90\n30,054,142.57\n33,212,771.35\n34,458,036.32\n36,312,393.36\n45,750,880.45\nDeposits Included in Broad Money\n9,999,066.93\n \n10,698,817.40\n \n12,307,411.86\n \n14,024,153.85\n \n16,316,355.79\n \n18,607,561.81\n \n22,546,030.38\n \n27,593,648.82\n \n29,819,025.32\n \n32,968,794.78\n \n34,202,472.63\n \n36,052,337.44\n \n45,274,086.77\n \nTransferable Deposits\n8,562,013.77\n \n9,211,180.01\n \n10,695,596.51\n \n12,595,266.96\n \n14,675,509.25\n \n16,987,786.03\n \n20,883,074.13\n \n25,739,354.63\n \n27,983,294.46\n \n31,080,869.95\n \n32,175,873.35\n \n33,858,024.37\n \n42,922,095.92\n \n of which FCAs\n1,417,836.22\n \n1,753,489.14\n \n3,031,536.97\n \n3,887,787.41\n \n4,049,120.88\n \n5,737,719.98\n \n9,859,484.27\n \n11,155,597.09\n \n11,472,035.58\n \n11,938,732.84\n \n12,458,349.93\n \n12,476,934.91\n \n20,909,726.92\n \nOther Deposits\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\nMoney Market Instruments\n74,503.10\n \n90,813.24\n \n139,439.93\n \n171,667.83\n \n168,169.20\n \n202,928.98\n \n219,889.50\n \n205,671.08\n \n235,117.26\n \n243,976.57\n \n255,563.69\n \n260,055.92\n \n476,793.67\n \nSource:Reserve Bank of Zimbabwe,2020\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\n \n \n \n17 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n19 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n21 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nSource:Reserve Bank of Zimbabwe,2020\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n23 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n1,430,322.3\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n1,447,865.7\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n7,530,493.2\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n1,566,329.2\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n7,530,493.2\nDec\n3,260,641.3\n140,783.7\n27,127.1\n1,114,871.8\n48,155.6\n1,504,624.8\n1,027,373.9\n821,797.2\n823,237.5\n84,684.8\n1,428,029.4\n7,328.2\n10,288,655.3\n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nMar\n5,400,573.8\n137,553.1\n109,432.3\n1,355,737.8\n60,656.4\n2,181,804.5\n1,514,365.3\n1,743,391.4\n911,568.0\n129,647.8\n2,083,395.0\n30,867.0\n15,658,992.1\nSource:Reserve Bank of Zimbabwe,2020\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n24 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2017\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n17,413,139.2\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,272,162.4\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nDec\n1,877,764.1\n950,348.8\n2,917,087.2\n3,126,494.5\n1,421,969.0\n4,411,638.4\n2,605,023.1\n1,664,547.7\n8,410,964.0\n554,937.3\n2,477,474.0\n116,789.4\n30,535,037.6\n1,000.0\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nFeb\n2,492,591.8\n1,191,731.7\n3,340,863.8\n8,721,475.9\n1,919,428.5\n5,869,104.2\n3,481,495.5\n2,729,162.0\n10,202,203.6\n760,155.3\n3,574,134.5\n82,845.8\n44,365,192.6\nMar\n2,678,262.7\n1,449,645.9\n3,231,059.0\n11,715,273.9\n2,114,093.0\n6,507,000.0\n4,576,971.8\n3,048,053.5\n11,490,205.2\n947,918.2\n4,257,117.7\n72,082.9\n52,087,683.7\nSource: Reserve Bank of Zimbabwe,2020\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n25 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2018\nJan\n4.45-18.00\n9.33 \n6.99 \nFeb\n4.45-18.00\n9.57 \n6.93 \nMar\n4.45-18.00\n9.64 \n6.98 \nApr\n4.00-18.00\n9.32 \n7.08 \nMay\n4.00-18.00\n9.28 \n7.09 \nJun\n4.00-18.00\n9.32 \n7.14 \nJul\n4.00-18.00\n9.75 \n6.97 \nAug\n4.00-18.00\n9.87 \n7.10 \nSep\n4.00-18.00\n9.56 \n7.11 \nOct\n4.00-18.00\n9.47 \n7.38 \nNov\n4.00-18.00\n9.49 \n7.38 \nDec\n4.00-18.00\n9.48 \n7.39 \n2019\nJan\n4.00-18.00\n9.47 \n7.40 \nFeb\n4.00-18.00\n9.23 \n7.30 \nMar\n4.00-18.00\n9.23 \n7.31 \nApr\n4.00-18.00\n9.30 \n7.38 \nMay\n4.00-22.00\n9.31 \n7.33 \nJun\n4.00-22.00\n9.15 \n7.67 \nJul\n4.00-35.00\n9.54 \n8.40 \nAug\n5.00-55.00\n14.37 \n18.43 \nSep\n5.00-65.00\n14.64 \n19.81 \nOct\n5.00-65.00\n15.59 \n19.66 \nNov\n5.00-65.00\n15.06 \n18.00 \nDec\n5.00-65.00\n16.08 \n18.31 \n2020\nJan\n5.00-65.00\n16.56 \n17.20 \nFeb\n5.00-65.00\n16.92 \n16.68 \nMar\n5.00-65.00\n19.65 \n17.21 \nSource:Reserve Bank of Zimbabwe, 2020\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n26 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2020\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n27 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION &\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nSource:Zimstat, 2020\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n28 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n729.57\n703.89\n354.34\n623.95\n885.04\n598.64\n1046.38\n704.12\n362.80\n607.72\n939.15\n562.64\n810.29\n640.16\nMar\n939.40\n965.20\n556.80\n807.10\n1126.50\n707.00\n1091.00\n1118.10\n365.20\n714.00\n1152.10\n745.15\n953.59\n810.40\nSource:Zimstat, 2020\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n29 \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n30 \n \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nSource: Reserve Bank of Zimbabwe, 2020\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \n \n31 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n801.38\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n766.34\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n1 112.27 \n344.9\n304.9\n179,559,446\n43,426.5\nFeb\n473.13\n1 564.98\n826.73\n360.1\n172,678,984\n60,987.5\nMar\n456.21\n1 512.46\n720.47\n425.2\n237,667,043\n58,612.1\nSource:Zimbabwe Stock Exchange, 2020\n*All Share index was introduced in January, 2018\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.31 \n115.2 21,247.93 9,646.84 \nFeb\n 41,637.6 \n4.7\n5,431.81\n \n136.9 22,589.66 9,633.79 \nMar\n 60,804.1 \n4.1\n7,252.88\n \n268.0 27,993.61 14,411.35 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7\n 23,191.6 65.0 206,621.5 \n 1,099.3 \nNov\n 982.1 \n10.3\n 25,737.5 225.2 152,919.9 \n 2,044.1 \nDec\n 1,003.8 \n7.6\n 27,800.5 385.5 146,316.6 \n 1,273.6 \n2020\nJan\n 943.3 \n4.6\n 23,649.0 199.9 139,278.2 \n 671.7 \nFeb\n 916.1 \n8.9\n 21,652.2 196.6 149,671.5 \n 647.8 \nMar\n 1,068.5 \n7.4\n 22,588.1 234.3 173,042.2 \n 661.2 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nSource: ZIMSTAT, 2020\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-March-2020.pdf"}
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+{"doc_id": "67a6925b59694eafa250caa56fe43f12", "text": "i \n \n \n \nNovember 2023 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nPrecious Metals .......................................................................................................................... 3 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nZimbabwe Stock Exchange (ZSE) ......................................................................................... 10 \nVictoria Falls Stock Exchange (VFEX) ................................................................................. 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nINFLATION OUTTURN ........................................................................................................... 12 \nMonthly Inflation .................................................................................................................... 13 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \nOVERVIEW \n \nThe annual headline inflation increased to \n21.6% in November 2023 reflecting a 3.8 \npercentage point gain from the 17.8% recorded \nin October 2023. The increase was attributed to \nboth food and non-food inflation. \n \nOn a month-on-month basis, broad money rose \nby 4.99% in November 2023, compared to \n6.85% in October 2023. The monthly increase \nin money supply is largely attributed to the \nexpansion of 15.80% in the local currency \ncomponent thereby reflecting credit creation by \nthe banking sector. \nThe average international prices for palladium, \nnickel, Brent crude oil and lithium declined, \nwhile gold, platinum, and copper prices \nincreased. Prices were weighed down by a \nstronger U.S. dollar. \nThe country exported merchandise worth \nUS$681.4 million in November 2023, whilst \nmerchandise imports amounted to US$827.3 \nmillion. This culminated in a trade deficit of \nminus US$145.9 million. \nDuring the month of November 2023, the \nZimbabwe Stock Exchange (ZSE) exhibited \nbullish sentiments. As such, All Share, Top 10, \nTop 15, Small Cap and Medium Cap indices \ngained 21.76%, 16.90%, 18.24%, 4.98% and \n32.62% respectively. \nThe Victoria Falls Stock Exchange (VFEX) \ntraded in a positive trajectory during the month \nof November 2023. As such, the All-Share \nindex gained 1.85% to close at 69.07 points, \nfrom 67.81 points recorded in October 2023. \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased to \nZW$37.57 trillion in November 2023, from \nZW$32.53 trillion in the previous month. \nThe volumes of NPS transactions registered an \nincrease of 3% from 62.69 million in the \nprevious month to 64.45 million during the \nmonth under review. \n \nINTERNATIONAL \nCOMMODITY \nPRICE \nDEVELOPMENTS \n \nThe average international prices for palladium, \nnickel, Brent crude oil and lithium decreased, \nwhilst gold, platinum, and copper prices \nincreased. A relatively stronger U.S. dollar \nlargely weighed down commodity prices. \n \nPrecious Metals \n \n Gold \nGold prices increased by 3.71%, from \nUS$1,912.98 per ounce reported in October \n2023 to US$1,983.95 per ounce in November \n2023. The increase in gold prices was primarily \ndriven by the weakening of the U.S. dollar, \nwhich made precious metals more attractive to \ninvestors seeking a secure store of value and \ninvestment options. Investors turned to gold as \na haven and a reliable store of value. \n \n \n \n \n \n \n \n \n4 \n \n \nPlatinum \nPlatinum prices registered a 1.84% increase \nfrom US$891.91 per ounce in October 2023 to \nUS$908.30 per ounce in November 2023. The \nupward movement in prices was primarily \ndriven by market speculation, suggesting that \nthe Federal Reserve was approaching the \nconclusion of its cycle of raising interest rates. \n \nPalladium \nPalladium prices significantly declined due to \nthe initial market shock caused by widespread \nexpectations of an oversupply as electric \nvehicle adoption increases and automakers opt \nfor platinum over palladium for their catalytic \nconverters. \nPrices \nfell \nby \n8.59% \nto \nUS$1,045.73 per ounce during the reporting \nmonth, compared to US$1,144.02 per ounce \nrecorded in October 2023. \n \n \nFigure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2023 \n \n \n \n \n \n \nBase Metals \n \n \nCopper \nDuring the month under analysis, copper prices \ngained by 3.18%, from US$8,017.45 per tonne \nrecorded in the previous month to US$8,272.39 \nper tonne. Strong demand in China, the largest \nmetals consumer and decreased inventories \nsupported the prices of the red metal. \n \nNickel \nNickel \nprices \nfell \nby \n6.96%, \nfrom \nUS$18,492.27 per tonne recorded in the \nprevious month to US$17,204.77 per tonne, \nduring the month under analysis. Prices \nretreated due to waning demand, coupled with \nloss-making conditions from the stainless-steel \nsector, the main consumer of nickel, which led \nto wider production cuts, weighing down \nprices. Figure 2 shows base metals price \ndevelopments \nfrom \nNovember \n2020 \nto \nNovember 2023. \n \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2023 \n \n \n \n \n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1,100\n1,600\n2,100\n2,600\nNov-20\nMar-21\nJul-21\nNov-21\nMar-22\nJul-22\nNov-22\nMar-23\nJul-23\nNov-23\nGold\n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n6,500\n8,500\n10,500\n12,500\nNov-20\nJan-21\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nCopper\n \n \n \n5 \n \nBrent Crude Oil \n \nBrent crude oil prices experienced a decline of \n7.45%, from a monthly average of US$88.67 \nper barrel in October 2023 to US$82.06 per \nbarrel in November 2023. This was, in large \npart, due to increasing oil supply and demand \nconcerns. \nFigure 3 shows Brent crude oil price \ndevelopments for the period from November \n2020 to November 2023 \n \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2023 \n \nLithium \nIn the month of November 2023, average \ninternational prices for lithium experienced a \nsignificant \ndecline \nof \n11.87%, \nfrom \nUS$23,870.45 per tonne in October 2023 to \nUS$21,036.36 per tonne. The decrease was \nprimarily attributed to two factors: a slowdown \nin electric vehicle sales in China and an \nincrease in the overall supply of lithium in the \nmarket. \nFurthermore, the deceleration in lithium prices \nwas also attributed to weak demand for battery \ncells from East Asia and Europe. The price \ndevelopments for lithium for the period from \nMarch 2023 to November 2023 are illustrated \nin Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) March \n– November 2023 \n \nLondon Metal Exchange, 2023 \n \nMERCHANDISE TRADE DEVELOPMENTS \n \nThe country’s total merchandise trade for \nNovember 2023 stood at US$1,508.7 million, \n13.0% lower than the US$1,734.2 million \nrecorded in the previous month. A decline in \nexports and imports underpinned the decrease \nin total trade. On a yearly basis, total \nmerchandise trade rose by 2.2%, from \nUS$1,476.4 \nmillion \nrecorded \nin \nthe \ncorresponding month in 2022. \n \nMerchandise Exports \nThe country exported merchandise worth \nUS$681.4 \nmillion \nin \nNovember \n2023, \ncompared to US$831.9 million recorded in the \nprevious month. The decline was mainly due to \ndecreases in gold and tobacco exports. The \nmonthly exports for November 2023 were 10% \nhigher than the US$674.6 million recorded in \n0\n20\n40\n60\n80\n100\n120\n140\nNov-20\nFeb-21\nMay-21\nAug-21\nNov-21\nFeb-22\nMay-22\nAug-22\nNov-22\nFeb-23\nMay-23\nAug-23\nNov-23\nUS$/barrel\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nUS$/tonne\n \n \n \n6 \n \nthe corresponding month in 2022. Figure 5 \nshows \ndevelopments \nin \nthe \ncountry’s \nmerchandise exports from January 2022 to \nNovember 2023. \n \nFigure 5 shows the developments on the \ncountry's merchandise exports for the period \nfrom January 2022 to November 2023. \n[Figure 5: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2023 \n \nTobacco, PGMs, gold and ferrochromium \nremained the leading export commodities, \naccounting for 33.5%, 17.2%, 17.1%, and 5.4% \nof the export basket, respectively. Table 2 \nshows developments in the country’s exports \nfor the months of October and November 2023. \n \nTable 1 shows developments in the country’s \nexports for September and October 2023. \n \n \n \n \nTable 1: Exports Classified by Category \n \n \nOct-23 \n \n(US$m) \nNov-23 \n \n(US$m) \nOct-\nNov \nChanges \n(%) \nShare of \nExports \n(%) \nNov-23 \nTotal \n831.9 \n681.4 \n-18.1 \n100.0 \nOf Which: \n \n \n \n \nTobacco \n(Incl. \ncigarettes) \n234.9 \n228.1 \n-2.9 \n33.5 \nPGMs* \n99.1 \n117.1 \n18.2 \n17.2 \nGold \n181.8 \n116.3 \n-36.0 \n17.1 \nFerro-\nchromium \n41.0 \n36.9 \n-10.1 \n5.4 \nCoal \n5.0 \n8.3 \n66.7 \n1.2 \nCotton \n7.9 \n8.0 \n0.6 \n1.2 \nIndustrial \ndiamonds \n1.3 \n7.6 \n481.2 \n1.1 \nChromium \nores and \nconcentrate\ns \n9.3 \n6.2 \n-33.3 \n0.9 \nCane sugar \n3.9 \n5.2 \n32.6 \n0.8 \nCrocodiles \n0.2 \n4.3 \n2,259.6 \n0.6 \nSource: ZIMSTAT & RBZ Calculations, 2023 \n *PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nDuring the month under analysis, the country’s \nexports were absorbed mainly by China \n(32.3%), South Africa (22.5%), the United \nArab Emirates (19.6%) and other jurisdictions. \nFigure 6 shows the country’s major export \nmarkets during the reporting month. \n \n \n \n \n \n543.9\n438.0\n557.6\n587.3\n513.1\n541.0\n548.4\n493.6\n552.3\n502.3\n674.6\n427.7\n435.9\n515.3\n555.5\n654.2\n641.5\n603.2\n649.8\n678.1\n831.9\n681.4\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\n900.0\n2022\n2023\n \n \n \n7 \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Imports \n \nThe country’s merchandise imports bill for \nNovember 2023 amounted to US$827.3 \nmillion, reflecting an 8.3% decrease from \nUS$902.3 million recorded in the previous \nmonth, as shown in Figure 7. \nFigure 7: Merchandise Imports classified by \nHS Codes (US$ m) \n \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nThe major import drivers during the month \nunder review were diesel, petrol (leaded), and \nfertilisers, accounting for 11.0%, 5.1%, and \n3.9% of total imports, respectively. Table 2 \nshows imports of major commodities for \nOctober and November 2023. \nTable 2: Imports Classified by Category \n \nOct-23 \n \n(US$m) \nNov-23 \n(US$m) \nOct-Nov \nChanges \n(%) \nShare \nof Total \nImports \n(%) \nNov 23 \nTotal \n902.3 \n827.3 \n-8.3 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n82.5 \n91.0 \n10.4 \n11.0 \nLeaded \npetrol \n34.2 \n42.5 \n24.2 \n5.1 \nFertilisers \n33.7 \n32.1 \n-4.8 \n3.9 \nRice \n5.3 \n20.8 \n295.6 \n2.5 \nMaize \n19.0 \n20.6 \n8.3 \n2.5 \nMedicaments \n8.1 \n19.4 \n137.9 \n2.3 \nCrude soya \nbean oil \n19.0 \n16.0 \n-15.7 \n1.9 \nElectricity \n11.2 \n10.5 \n-6.2 \n1.3 \nWheat \n7.7 \n10.0 \n30.3 \n1.2 \nBase stations \n5.3 \n9.9 \n87.6 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2023 \nThe country’s imports for November 2023 \nwere mainly obtained from South Africa \n(39.3%), China (11.3%), Bahrain (8.4%), \nBahamas (5.1%) and other markets, as shown \nin Figure 8. \n \n \n \n \n \n \n \n32.3\n22.5\n19.6\n4.4\n2.9\n2.4\n2.3\n2.0\n1.8\n1.7\n0.0\n10.0\n20.0\n30.0\n40.0\nChina\nSouth Africa\nUnited Arab Emirates\nBelgium\nMozambique\nZambia\nKorea\nIndia\nHong Kong\nIndonesia\n0\n200\n400\n600\n800\n1000\n2022\n2023\n \n \n \n8 \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Trade Balance \nIn November 2023, the country's net external \ntrade position remained in negative territory, \nwith a trade deficit of US$146.0 million, higher \nthan the previous month's deficit of US$70.5 \nmillion. On a year-on-year basis, the country's \ntrade deficit also widened, increasing from \nUS$127.2 million in November 2022 to \nUS$146.0 million in November 2023. \n \nFigure 9 shows the country’s trade balance for \nthe period from March to November 2023. \n \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 9: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nMONETARY DEVELOPMENTS1 \n \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZW$17,628.18 billion in November 2023, \ncompared to ZW$16,790.29 billion recorded in \nOctober 2023. \nThe money stock was composed of foreign \ncurrency deposits, 77.04% local currency \ndeposits, 22.89% and local currency in \ncirculation, 0.07%. \n \n \n \n \n39.3\n11.3\n8.4\n5.1\n3.8\n3.5\n3.3\n3.2\n2.7\n1.8\nSouth Africa\nChina\nBahrain\nBahamas\nIndia\nUnited Arab Emirates\nMozambique\nMauritius\nZambia\nHong Kong\n-231.1\n-153.0-196.1-85.9-179.7-175.1-98.1 -70.5-146.0\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nMar-23 May-23\nJul-23\nSep-23\nNov-23\nExports\nImports\nTrade Balance\n \n \n \n9 \n \nFigure 10: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nOn a month-on-month basis, the broad money \naggregate increased by 4.99% in November \n2023, compared to 6.85% in October 2023. \nThe monthly increase in money supply largely \nreflected an expansion of 15.80% in the local \ncurrency component largely reflecting credit \ncreation by the banking sector. \nForeign currency component of broad money \nrecorded a monthly increase of 2.15%. \nDuring the month under review, credit to the \nprivate sector, increased by ZW$325.82 billion, \npartly reflecting valuation changes owing to \nexchange rate depreciation. Over the same \nperiod, net claims on Government increased by \nZW$743.81 billion. \nOn an annual basis, broad money registered an \nincrease of 751.06% compared to 792.71% \nregistered in October 2023. The annual growth \nin money supply largely reflected exchange \nrate depreciation, from ZW$654.93/USD in \nNovember 2022 to ZW$5,791.08/USD by end-\nNovember 2023. Expansion in foreign currency \ndeposits, accounted for 591.59 percentage \npoints of the 751.06% annual growth in broad \nmoney. The local currency component of \nmoney supply contributed 159.47 percentage \npoints. \n \nOn the asset side, annual increase in broad \nmoney largely reflected nominal changes in \ncredit to the private sector and net claims on \nGovernment \nof \nZW$9,222.67 \nbillion \n(931.72%) \nand \nZW$3,221.62 \nbillion \n(920.29%), respectively. \n \nOutstanding credit to the private sector was \nmainly \nchannelled \nto \nhouseholds, \nmanufacturing, and agriculture which received \n25.25%, 15.69% and 15.65% of the total credit, \nrespectively. The distribution and mining \nsectors received 11.40% and 11.11% of the \ntotal outstanding credit, respectively. \n \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nNCDs, \n0.02%\nLocal Currency \nTime , 2.36%\nFX Time \nDeposits, 4.67%\nLocal Currency \nTransferable , \n20.51%\nFX \nTransferabl\ne Deposits, \n72.37%\nCurrency in \nCirculation, \n0.07%\nHouseholds\n25.25%\nAgriculture\n15.65%\nMining\n11.11%\nManufactur\ning\n15.69%\nDistribution\n11.40%\nTransport and \nCommunication\n2.77%\nServices\n9.91%\nFinancial Organisations and \nInvestiments\n6.29%\nConstruction\n1.92%\nOther\n0.01%\n \n \n \n10 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 32.44%; inventory \nbuild-up, \n23.02%; \nand \nfixed \ncapital \ninvestments, 16.79% \nSTOCK MARKET DEVELOPMENTS \n \nZimbabwe Stock Exchange (ZSE) \n \nDuring the month of November 2023, the \nZimbabwe Stock Exchange (ZSE) exhibited \nbullish sentiments. As such, All Share, Top 10, \nTop 15, Small Cap and Medium Cap indices \ngained 21.76%, 16.90%, 18.24%, 4.98% and \n32.62% to close at 191 271.68 points, 82 \n144.36 points, 111 457.38 points, 5 316 567.85 \npoints and 826 194.75 points, respectively. \n \nThe mining index added 18.60% to close at 148 \n883.44 points compared to 125 531.67 points, \nrecorded in the previous month. \n \nOn a year-on-year basis, the All Share, Top 10, \nTop 15, Small and Medium Cap indices added \n1 212.11%, 866.89%, 1 080.48%, 1 025.36% \nand 2 412.08%. This compares to 14 577.46 \npoints, 8 495.75 points, 9 441.71 points, 472 \n431.36 points and 32 888.85 points recorded in \nthe comparable period last year, respectively. \n \nThe mining index also added 484.35% from 25 \n478.67 points recorded in November 2022. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2023 \n \nThe cumulative volume and value of shares \ntraded added 154.18% and 72.68% to 162.68 \nmillion shares and ZW$54.86 billion. This \ncompares to 64.00 million shares and \nZW$31.77 billion realized in the prior month \nrespectively. The surge in turnover volumes \nwas largely informed by block trades, \ndominated mostly by OK Zimbabwe Limited \nwhere 61 million shares exchanged hands at an \naverage share price of ZW$180.60/share. \n \nThe proportion of foreign purchases to the \nvalue of shares traded, however, declined to \n2.35% from 2.46% registered in October 2023. \nNet foreign position improved to negative \nZW$673.43 million, from negative ZW$1.40 \nbillion recorded in October 2023. \n \n4,000\n34,000\n64,000\n94,000\n124,000\n154,000\n184,000\n214,000\n5000\n30000\n55000\n80000\n105000\n130000\n155000\n180000\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n31-Oct-23\n30-Nov-23\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n11 \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2023 \nReflecting the positive developments on the \nZSE, market capitalization increased by \nZW$2 734.96 billion to close at ZW$15 311.63 \nbillion, in November 2023. \n \nThe, ZSE capitalization added 850.91% to \n$ZW15 311.63 billion from ZW$1 610.20 \nbillion recorded in November 2022 on year-on-\nyear basis comparison. \n \nVictoria Falls Stock Exchange (VFEX) \n \nThe Victoria Falls Stock Exchange (VFEX) \ntraded in a positive trajectory in November \n2023. As such, the All-Share index gained \n1.85% to close at 69.07 points, from 67.81 \npoints recorded in October 2023. \n \nOn an annual basis, however, the VFEX All \nShare index lost 33.81%, from 104.34 points \nrecorded in November 2022. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2023 \n \nVFEX Market Capitalization \n \nDuring the month of November 2023 VFEX \nmarket capitalization increased by 1.85% to \nUS$1.18 billion, compared to US$1.16 billion \nrecorded in the previous month. \n \n \n \n \n \n \n \n \n \n \n \n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\n90,000\n100,000\n110,000\n0\n100\n200\n300\n400\n500\n600\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n60\n70\n80\n90\n100\n110\n120\n130\n140\n150\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n31-Oct-23\n30-Nov-23\n \n \n \n12 \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2023 \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased to \nZW$37.57 trillion in November 2023, from \nZW$32.53 trillion in the previous month. \nThe volumes of NPS transactions rose to 64.45 \nmillion from 62.69 million during the month \nunder review, registering a 3% increase. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \namounted to ZW$23.69 trillion in November \n2023, reflecting an increase of 19.6% from \nZW$19.81 trillion in October 2023. \nThe volume of RTGS transactions, however, \ndecreased by 2.6%, from 949,138 in October \n2023 to 924,474 in November 2023. \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \nincreased by 8.75% to close at ZW$11.56 \ntrillion during the month under review. \nCash Transactions \nCash based transactions decreased from \nZW$1.93 trillion in October 2023 to ZW$1.70 \ntrillion in November 2023. \nCard Transactions \nCard \nbased \ntransactions \nstood \nat \nZW$2,33 trillion in November 2023, reflecting \na 0.11% increase from ZW$2.09 trillion in \nOctober 2023. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation increased to 21.6% in \nNovember 2023 reflecting a 3.8 percentage \npoint gain from the 17.8% in recorded in \n0.00\n0.20\n0.40\n0.60\n0.80\n1.00\n1.20\n1.40\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nUS$ Billion\n -\n 2,000.0\n 4,000.0\n 6,000.0\n 8,000.0\n 10,000.0\n 12,000.0\n 14,000.0\n 16,000.0\n 18,000.0\n 20,000.0\n 22,000.0\n 24,000.0\n 26,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n \n \n13 \n \nOctober 2023. This was attributed to increases \nin both food and non-food inflation. \n \nMonthly Inflation \nThe monthly inflation, rose to 4.5% in \nNovember 2023 from 2.46% in October 2023. \nReflective of these developments, food \ninflation rose to 4.9% in November 2023, from \n2.4% in October 2023. \nMonthly non-food inflation was higher at 4.4% \nin November 2023 from 2.5% registered in the \nprevious month, in part, driven by energy \nprices. \n \nFigure 17: Month-on-Month Inflation (%) \n \n \nSource: ZIMSTAT, 2023 \n \n \nJANUARY 2024 \nRESERVE BANK OF ZIMBABWE \n \n \n \n \n-5.00\n-2.00\n1.00\n4.00\n7.00\n10.00\n13.00\n16.00\n19.00\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nFood and non alcoholic beverages\nNon food\nAll Items\n \n14 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n16 \n 2. Central Bank Survey \n \n \n \n \n \n \n17 \n \n3. Other Depository Corporations Survey \n \n \n \n \n18 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n19 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n20 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n21 \n 5.2 Liabilities \n \n \n \n \n22 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n23 \n 6.2 Liabilities \n \n \n \n \n \n \n24 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n25 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n26 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n27 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n28 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n29 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n30 \n \n External Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n \n15 \n \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n32 \n \n National Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n33 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n34 \n \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n35 \n \n \n \n \n \n \n \n \n \n \n \n \n \n 16 \n \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nNov-22\nDec-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nNet Foreign Assets\n-2,085,714,926.41\n-2,301,765,618.46\n-2,085,714,926.41\n-2,301,765,618.46 -2,768,770,567.35 -2,973,301,439.14 -3,029,571,037.94 -3,592,508,488.23 -8,614,351,669.20 -17,037,826,284.18 -14,270,652,392.93 -14,337,307,783.85 -16,543,175,351.51 -17,602,887,571.92 -18,190,158,535.84\nCentral Bank(net)\n-2,593,755,912.16\n-2,780,839,763.05\n-2,593,755,912.16\n-2,780,839,763.05 -3,343,568,149.26 -3,725,651,869.12 -3,773,983,623.21 -4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43 -17,908,236,910.38 -17,794,218,195.35 -20,399,608,502.41 -21,258,160,390.19 -21,996,099,754.12\nForeign Assets\n461,596,127.82\n653,511,533.22\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\nForeign Liabilities\n3,055,352,039.98\n3,434,351,296.28\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90 11,790,225,625.10 25,905,673,118.52 20,206,777,545.43 20,151,631,528.08 23,268,748,342.26 24,188,648,281.96\n24,718,852,675.06\nOther Depository Corporations(net)\n508,040,985.75\n479,074,144.60\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\nForeign Assets\n647,684,732.33\n656,889,016.74\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\nForeign Liabilities\n139,643,746.58\n177,814,872.15\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\nNet Domestic Assets (NDA)\n4,157,026,534.98\n4,639,992,601.29\n4,157,026,534.98\n4,639,992,601.29 5,466,131,034.04 5,901,544,727.24 6,224,896,705.38\n7,191,111,363.85 15,853,317,101.49 31,313,301,345.50 27,274,104,611.26 27,749,089,859.15 32,257,244,143.95 34,393,176,141.37 35,818,339,505.91\nDomestic Claims\n1,634,150,767.46\n1,887,872,636.21\n1,634,150,767.46\n1,887,872,636.21 2,178,096,571.94 2,412,375,453.77 2,817,271,797.47 3,128,143,876.12\n6,606,083,920.89 10,786,056,145.65 11,207,654,299.27 11,130,787,030.69 13,243,831,437.83 14,241,944,406.81\n14,910,051,909.59\nClaims on Central Government(net\n350,064,095.72\n474,594,482.66\n350,064,095.72\n474,594,482.66\n468,584,636.74\n482,484,485.80\n627,021,736.70\n809,483,964.69\n1,453,508,596.11\n-321,410,956.46\n2,032,323,436.46\n2,150,580,804.93\n2,606,214,821.09\n2,827,871,126.74\n3,571,682,582.50\nClaims on Central Government\n532,069,052.32\n633,310,020.08\n532,069,052.32\n633,310,020.08\n781,764,304.23\n961,476,154.82\n1,030,581,569.13\n1,109,723,491.62\n1,853,707,138.97\n3,237,920,191.20\n3,137,951,747.03\n3,471,122,173.32\n3,948,824,640.88\n4,022,430,300.76\n4,506,540,165.69\nCentral Bank\n333,135,150.34\n344,351,637.74\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\nODCs\n198,933,901.98\n288,958,382.34\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\nLess Liabilities to Central Governm\n182,004,956.59\n158,715,537.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\n478,991,669.02\n403,559,832.42\n300,239,526.93\n400,198,542.86\n3,559,331,147.66\n1,105,628,310.57\n1,320,541,368.39\n1,342,609,819.78\n1,194,559,174.02\n934,857,583.19\nCentral Bank\n175,273,582.39\n150,848,789.30\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\n1,047,505,869.78\n801,382,215.73\nODCs\n6,731,374.21\n7,866,748.12\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\nClaims on Other Sectors\n1,284,086,671.74\n1,413,278,153.55\n1,284,086,671.74\n1,413,278,153.55\n1,709,511,935.20\n1,929,890,967.97\n2,190,250,060.77\n2,318,659,911.43\n5,152,575,324.78 11,107,467,102.11\n9,175,330,862.81\n8,980,206,225.76 10,637,616,616.74 11,414,073,280.07\n11,338,369,327.09\nOther Financial Corporations\n143,554,205.91\n162,860,664.99\n143,554,205.91\n162,860,664.99\n176,029,053.38\n189,742,321.73\n202,939,856.36\n127,476,071.53\n204,879,115.02\n372,829,596.47\n286,485,380.68\n286,556,911.67\n345,395,684.06\n402,497,102.41\n366,785,937.06\nState and Local Government\n303,552.08\n282,613.13\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\nPublic Non Financial Corporations\n150,370,660.24\n161,725,797.02\n150,370,660.24\n161,725,797.02\n198,192,725.01\n221,082,772.48\n244,918,005.85\n282,369,808.93\n680,427,260.99\n1,426,648,513.58\n1,144,767,740.03\n942,115,955.79\n1,023,405,149.25\n1,124,773,262.90\n758,994,509.56\nPrivate Sector\n989,858,253.51\n1,088,409,078.41\n989,858,253.51\n1,088,409,078.41\n1,335,038,917.19\n1,518,868,431.51\n1,742,242,420.81\n1,908,714,754.59\n4,267,188,606.15\n9,307,905,990.36\n7,744,009,668.94\n7,751,457,555.47\n9,268,723,734.89\n9,886,704,858.20\n10,212,529,111.24\nCentral Bank\n13,419,306.74\n13,440,290.49\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\nODCs\n976,438,946.77\n1,074,968,787.92\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\nOther Items(Net)\n-2,522,875,767.52 -2,752,119,965.08\n-2,522,875,767.52\n-2,752,119,965.08 -3,288,034,462.10 -3,489,169,273.48 -3,407,624,907.90 -4,062,967,487.72 -9,247,233,180.60 -20,527,245,199.85 -16,066,450,311.99 -16,618,302,828.46 -19,013,412,706.11 -20,151,231,734.56 -20,908,287,596.32\nShares and Other Equity\n-2,460,253,452.61\n-2,434,507,949.48\n-2,460,253,452.61\n-2,434,507,949.48 -2,961,726,923.10 -3,217,266,965.75 -3,126,405,163.73 -3,579,533,655.47 -9,203,936,084.43 -19,402,711,215.33 -14,321,122,638.86 -14,203,729,090.13 -16,555,368,520.87 -17,032,283,456.63 -17,122,059,892.58\nLiabilities to Other Financial Corporations\n339,615.56\n752,479.25\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\nRestricted Deposits\n59,785,332.00\n42,455,011.89\n59,785,332.00\n42,455,011.89\n52,836,636.96\n95,262,450.25\n116,383,765.15\n168,057,733.95\n452,445,666.52\n929,649,277.24\n832,146,281.94\n481,313,635.70\n652,311,438.83\n616,319,027.72\n598,451,618.98\nDeposits and Securities Excluded from Base\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-122,747,262.48\n-360,819,506.73\n-122,747,262.48\n-360,819,506.73\n-379,819,710.07\n-370,273,739.26\n-401,318,137.73\n-657,910,369.64\n-526,326,106.66\n-2,118,505,135.97\n-2,635,730,123.79\n-2,952,638,982.49 -3,200,388,021.66\n-3,818,709,066.54\n-4,474,676,984.97\nBroad Money-M3\n2,071,311,608.56\n2,338,226,982.83\n2,071,311,608.56\n2,338,226,982.83 2,697,360,466.69 2,928,243,288.10 3,195,325,667.44 3,598,602,875.61\n7,238,965,432.29 14,275,475,061.32 13,003,452,218.33 13,411,782,075.30 15,714,068,792.44 16,790,288,569.45 17,628,180,970.07\nSecurities Other than Shares Included in \nBroad Money\n13,438,521.87\n14,148,964.76\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\n1,843,391.22\n4,659,433.86\n4,243,581.90\n2,137,443.55\n3,182,683.74\n2,685,488.92\n3,497,226.23\n4,173,191.32\nBroad Money-M2\n2,057,873,086.69\n2,324,078,018.07\n2,057,873,086.69\n2,324,078,018.07 2,682,303,994.66 2,912,531,632.80 3,179,243,047.93 3,596,759,484.40\n7,234,305,998.43 14,271,231,479.42 13,001,314,774.78 13,408,599,391.56 15,711,383,303.52 16,786,791,343.22 17,624,007,778.75\nOther Deposits\n189,198,137.65\n233,411,780.44\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\nof which Foreign Currency Accounts\n115,079,593.63\n121,810,432.21\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\nNarrow Money-M1\n1,868,674,949.05\n2,090,666,237.62\n1,868,674,949.05\n2,090,666,237.62 2,407,265,283.35 2,618,757,381.64 2,846,507,551.90 3,327,871,127.16\n6,679,000,239.69 13,204,658,167.27 12,176,656,804.16 12,548,397,342.75 14,765,873,592.55 15,599,407,297.79 16,384,919,989.43\nTransferable Deposits\n1,864,566,202.51\n2,086,456,095.48\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n2,612,610,043.68\n2,840,026,628.31\n3,320,722,893.78\n6,671,063,283.95 13,196,303,401.12 12,166,873,421.72 12,538,725,239.63 14,755,523,314.82 15,588,193,442.31\n16,373,116,452.32\n Of which Foreign Currency Accounts\n1,211,793,829.42\n1,327,590,772.37\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\n1,754,513,308.92\n1,869,072,784.19\n2,148,792,572.06\n5,274,426,984.71 11,635,488,089.25 10,099,330,132.00 10,173,498,286.11 12,310,342,777.52 12,429,076,347.34\n12,757,305,066.07\nCurrency Outside Depository Corporation\n4,108,746.53\n4,210,142.14\n4,108,746.53\n4,210,142.14\n4,740,785.16\n6,147,337.96\n6,480,923.60\n7,148,233.38\n7,936,955.74\n8,354,766.15\n9,783,382.43\n9,672,103.13\n10,350,277.73\n11,213,855.47\n11,803,537.12\nMemorandum Items\nReserve Money\n98,860,662.38\n104,044,194.67\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\nFCAs as a Percentage of Deposits in M\n58.6%\n56.9%\n58.6%\n56.9%\n60.4%\n60.0%\n58.6%\n59.8%\n72.9%\n87.5%\n77.7%\n75.9%\n78.4%\n74.1%\n72.4%\nEnd Period Exchange Rate\n654.93\n684.33\n654.93\n684.33\n796.52\n889.13\n929.86\n1,047.44\n2,577.06\n5,739.80\n4,516.80\n4,608.11\n5,466.75\n5,698.96\n5,791.08\nSource: Reserve Bank of Zimbabwe, 2023\n \n \n \n17 \n \n \nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nNet Foreign Assets\n-2,593,755,912.16 -2,780,839,763.05 -3,343,568,149.26 -3,725,651,869.12 -3,773,983,623.21 -4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43\n-17,908,236,910.38\n-17,794,218,195.35\n-20,399,608,502.41\n-21,258,160,390.19 -21,996,099,754.12\nClaims on Non Residents\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\nOfficial Reserves Assets\n301,307,551.70\n408,577,461.48\n261,809,981.40\n249,068,733.08\n171,692,411.97\n146,106,760.95\n332,915,935.99\n2,747,791,086.61\n550,426,343.44\n609,700,872.98\n873,028,937.84\n901,998,462.96\n664,790,048.98\nOther Foreign Assets\n160,288,576.12\n244,934,071.75\n325,157,903.30\n366,364,910.31\n393,280,706.32\n341,006,760.85\n937,082,270.13\n2,252,779,306.49\n1,748,114,291.61\n1,747,712,459.75\n1,996,110,902.01\n2,028,489,428.81\n2,057,962,871.96\nLess Liabilities to Non Residents\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\n20,206,777,545.43\n20,151,631,528.08\n23,268,748,342.26\n24,188,648,281.96\n24,718,852,675.06\nShort Term Liabilities\n1,431,029,164.32 1,701,709,036.15 1,909,558,866.94 2,114,914,934.40 2,213,818,403.03 2,487,318,302.19\n6,071,100,761.93 13,223,388,517.77\n10,191,496,163.68\n10,241,615,661.93\n508,139,221.79\n641,056,314.20\n562,466,631.94\nOther Foreign Liabilities*\n1,624,322,875.66 1,732,642,260.13 2,020,977,167.02 2,226,170,578.11 2,125,138,338.48 2,390,824,946.71\n5,719,124,863.17 12,682,284,600.75\n10,015,281,381.75\n9,910,015,866.15\n22,760,609,120.47\n23,547,591,967.77 24,156,386,043.12\n of which blocked funds\n742,874,154.66\n800,314,020.03\n918,840,100.80 1,016,910,134.72\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\n4,846,720,895.68\n3,809,201,616.00\n3,638,215,070.80\n4,306,782,215.73\n4,458,649,260.58\n4,527,891,788.72\nNet Domestic Assets (NDA)\n2,692,616,574.53\n2,884,883,957.73\n3,466,565,811.34\n3,929,688,003.03\n4,006,880,277.83\n4,667,525,806.22\n11,040,839,328.64\n21,970,001,166.44\n18,911,280,665.28\n18,856,310,785.44\n21,712,015,794.14\n23,045,597,687.06\n23,813,608,066.13\nDomestic Claims\n281,625,189.08\n327,159,834.74\n344,411,001.58\n335,732,732.21\n472,690,115.90\n659,259,617.17\n1,372,281,553.64\n119,647,192.81\n1,998,051,204.96\n1,989,009,848.49\n2,124,654,018.98\n2,554,218,968.05\n2,641,632,922.32\nNet Claims on Central Government\n157,861,567.95\n193,502,848.44\n190,370,159.19\n160,578,844.90\n272,152,063.05\n427,038,554.01\n846,395,323.03\n-880,708,099.75\n1,163,345,993.77\n1,334,037,332.32\n1,392,198,926.28\n1,691,267,935.09\n2,176,888,083.95\nClaims on Central Government\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\nOf which: Securities Other than Shares\n58,861,123.74\n93,911,678.51\n115,798,163.17\n141,163,866.74\n163,408,985.73\n197,483,744.44\n491,408,539.76\n1,282,058,425.55\n1,041,256,825.36\n1,354,647,836.07\n1,738,161,413.25\n1,883,996,199.01\n1,984,147,610.08\nLoans\n274,274,026.60\n250,439,959.22\n345,930,338.13\n487,366,456.84\n506,114,184.46\n520,092,134.91\n704,673,598.81\n963,954,456.29\n847,281,667.16\n918,405,362.59\n882,144,726.34\n854,777,605.86\n994,122,689.61\n Loans and Advances\n103,632,177.79\n83,409,676.25\n92,638,154.51\n100,736,810.22\n112,483,069.83\n126,461,020.28\n298,686,901.35\n557,967,758.83\n441,294,969.70\n453,167,575.54\n416,906,939.29\n389,539,818.81\n450,658,841.88\nAmounts Due from Gvt including SDR Draw\n167,030,282.97\n167,030,282.97\n253,292,183.61\n386,629,646.61\n393,631,114.63\n393,631,114.63\n405,986,697.46\n405,986,697.46\n405,986,697.46\n465,237,787.05\n465,237,787.05\n465,237,787.05\n543,463,847.72\n Export Incentives\n3,611,565.85\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\n1,047,505,869.78\n801,382,215.73\nOf which: Deposits\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\n1,047,505,869.78\n801,382,215.73\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n123,763,621.12\n133,656,986.31\n154,040,842.39\n175,153,887.31\n200,538,052.85\n232,221,063.16\n525,886,230.61\n1,000,355,292.57\n834,705,211.19\n654,972,516.17\n732,455,092.70\n862,951,032.96\n464,744,838.37\nOther Financial Corporations\n3,213,198.55\n8,835,802.24\n9,415,510.50\n10,113,325.42\n10,623,469.30\n10,883,730.62\n10,991,470.34\n12,986,635.27\n12,976,151.03\n13,602,645.94\n14,588,403.94\n63,414,783.51\n25,307,666.81\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n107,131,115.83\n111,380,893.58\n130,305,094.55\n149,674,109.51\n171,503,627.58\n200,192,374.04\n491,887,660.82\n963,938,268.05\n778,956,909.14\n579,963,269.97\n638,411,611.26\n707,274,263.92\n341,962,235.89\nPrivate Sector\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\nClaims on Other Depository Corporations\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\nOf which: Loans\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\nOther Liabilities to ODCs\n681,837,090.96\n685,265,981.82\n730,178,263.75\n655,353,298.81\n642,344,547.18\n750,760,102.33\n1,433,201,083.09\n2,673,344,290.58\n2,908,051,423.81\n3,106,048,719.94\n3,107,865,677.76\n3,216,633,940.85\n3,876,066,859.55\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n355,098,840.61\n373,427,746.87\n355,071,440.18\n307,661,257.90\n318,264,602.32\n358,416,719.69\n479,833,629.00\n683,711,355.79\n1,196,912,067.35\n1,309,913,863.13\n1,094,629,530.65\n1,078,752,001.46\n1,460,737,223.38\nOther Items(Net)\n-3,058,656,720.83\n-3,218,570,564.85\n-3,811,099,538.68\n-4,205,812,628.87\n-4,130,691,813.85\n-4,712,021,791.09\n-10,984,933,611.94\n-24,256,074,208.16\n-19,559,977,562.21\n-19,734,596,625.30\n-22,488,218,425.97\n-23,478,665,250.56\n-24,801,814,491.19\nShares and Other Equity\n-3,039,020,578.83\n-3,148,249,301.82\n-3,673,971,825.27\n-4,085,919,716.08\n-4,078,823,961.23\n-4,620,636,211.04\n-11,291,316,467.09\n-25,202,259,045.14\n-19,805,080,179.46\n-19,579,648,458.36\n-22,753,122,010.85\n-23,550,146,670.91\n-23,892,801,192.96\nOther Items(Net)\n-90,829,827.08\n-118,055,939.45\n-221,456,181.24\n-233,402,893.37\n-175,955,067.06\n-276,252,783.87\n-165,894,326.27\n-1,658,390.99\n-603,417,014.29\n-652,393,199.08\n-396,662,893.13\n-589,895,589.07\n-1,529,336,116.22\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n71,193,685.08\n47,734,676.42\n84,328,467.83\n113,509,980.58\n124,087,214.44\n184,867,203.81\n472,277,181.43\n947,843,227.98\n848,519,631.54\n497,445,032.14\n661,566,478.01\n661,377,009.41\n620,322,818.00\nMonetary Base \n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\nBond Coins\n99,645.37\n99,645.38\n99,645.41\n99,645.43\n97,745.29\n90,572.71\n83,649.70\n80,542.92\n79,344.94\n79,163.84\n79,154.38\n79,154.84\n78,794.30\nBond Notes\n7,260,471.73\n7,472,198.27\n7,439,947.85\n7,927,761.49\n8,414,729.87\n8,902,316.39\n8,960,488.74\n10,258,707.59\n11,193,057.46\n11,885,047.43\n12,736,767.90\n13,560,105.45\n14,430,019.79\nLiabilities to ODCs\n91,500,545.27\n96,472,351.03\n115,458,068.82\n196,008,726.99\n224,384,179.46\n267,503,190.02\n511,567,771.23\n1,054,559,190.50\n991,771,352.50\n1,050,128,378.82\n1,299,591,369.47\n1,773,798,036.58\n1,802,999,497.91\n Local Currency Reserve Deposits\n45,031,513.47\n51,076,733.16\n56,112,655.93\n63,026,207.68\n72,736,726.53\n86,910,489.22\n105,795,700.01\n182,612,061.98\n243,159,063.25\n295,859,644.01\n344,623,158.66\n400,041,844.52\n449,770,161.09\n Foreign Currency Reserve Deposits\n46,368,666.81\n45,295,252.88\n59,244,974.53\n132,882,154.31\n151,547,087.93\n180,492,335.81\n405,671,706.23\n871,846,763.53\n718,611,889.52\n724,265,967.76\n924,967,845.81\n1,343,755,827.07\n1,323,159,638.08\n Exess reserves \n100,364.99\n100,364.99\n100,438.36\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n30,000,399.73\n30,002,767.04\n30,000,364.99\n30,000,364.99\n30,069,698.74\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2023\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n18 \n \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nNet Foreign Assets\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\nClaims on Non Residents\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\nOf Which: Foreign Currency\n286,365,213.60\n295,435,074.49\n381,966,212.75\n436,062,788.15\n425,326,479.00\n462,081,408.59\n1,048,116,376.82\n2,249,201,574.76\n1,584,403,308.04\n1,505,916,176.81\n2,015,621,585.66\n2,312,575,134.73\n2,558,589,332.45\nDeposits\n359,879,184.65\n359,872,194.36\n387,899,225.52\n540,045,460.79\n573,864,075.80\n652,301,901.26\n1,639,116,293.75\n3,441,353,382.68\n3,502,402,457.26\n3,423,237,567.41\n3,515,981,784.12\n2,903,444,523.75\n3,019,701,118.75\nOther\n1,440,334.07\n1,581,747.89\n1,836,119.68\n2,016,591.60\n2,290,917.65\n3,281,237.94\n3,802,932.12\n16,819,067.74\n13,134,469.43\n13,524,856.19\n15,509,855.15\n16,447,186.84\n13,791,770.44\nLess Liabilities to Non Residents\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\nOf Which: Deposits\n92,797,127.97\n89,384,232.63\n93,815,500.56\n109,244,589.40\n121,808,803.93\n153,776,940.69\n378,197,467.04\n820,337,332.33\n764,960,085.21\n772,511,911.80\n827,268,243.95\n655,899,412.79\n782,004,591.95\nLoans\n46,846,618.61\n88,430,639.51\n103,088,475.48\n116,529,821.16\n135,260,083.25\n165,366,368.23\n406,962,385.88\n1,019,760,251.61\n697,395,632.08\n713,256,277.09\n863,411,830.08\n921,294,614.24\n1,004,136,411.41\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n1,547,753,523.21\n1,849,663,031.57\n2,086,330,268.75\n2,151,497,989.83\n2,436,728,709.28\n2,776,123,933.49\n5,305,321,211.88\n10,381,649,903.19\n9,339,710,968.86\n9,929,068,164.23\n11,838,030,324.64\n13,078,743,914.01\n13,788,565,015.66\nDomestic Claims\n1,352,525,578.38\n1,560,712,801.46\n1,833,685,570.36\n2,076,642,721.56\n2,344,581,681.58\n2,468,884,258.96\n5,233,802,367.26\n10,666,408,952.84\n9,209,603,094.31\n9,141,777,182.20\n11,119,177,418.85\n11,687,725,438.76\n12,268,418,987.27\nNet Claims on Central Government\n192,202,527.77\n281,091,634.22\n278,214,477.55\n321,905,640.90\n354,869,673.65\n382,445,410.68\n607,113,273.08\n559,297,143.29\n868,977,442.69\n816,543,472.61\n1,214,015,894.82\n1,136,603,191.66\n1,394,794,498.55\nClaims on Central Government\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\nSecurities\n198,814,372.89\n288,843,960.96\n319,807,352.36\n332,626,867.19\n360,626,182.29\n391,587,790.26\n653,025,854.60\n981,773,844.67\n1,242,045,163.04\n1,190,599,025.63\n1,318,582,684.20\n1,272,839,666.04\n1,517,348,442.88\nLoans\n119,529.09\n114,421.39\n228,450.57\n318,964.05\n432,216.64\n559,822.02\n4,599,145.80\n10,133,464.70\n7,368,091.47\n7,469,949.03\n9,935,817.09\n10,816,829.86\n10,921,423.13\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n0.00\nLess Liabilities to Central Government\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\nOf which: Deposits\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n1,160,323,050.62\n1,279,621,167.24\n1,555,471,092.81\n1,754,737,080.66\n1,989,712,007.92\n2,086,438,848.27\n4,626,689,094.18\n10,107,111,809.54\n8,340,625,651.62\n8,325,233,709.58\n9,905,161,524.04\n10,551,122,247.10\n10,873,624,488.72\nOther Financial Corporations\n140,341,007.36\n154,024,862.75\n166,613,542.88\n179,628,996.31\n192,316,387.05\n116,592,340.90\n193,887,644.68\n359,842,961.20\n273,509,229.65\n272,954,265.73\n330,807,280.13\n339,082,318.90\n341,478,270.25\nState and Local Government\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\nPublic Non Financial Corporations\n43,239,544.41\n50,344,903.44\n67,887,630.46\n71,408,662.97\n73,414,378.27\n82,177,434.89\n188,539,600.17\n462,710,245.53\n365,810,830.89\n362,152,685.81\n384,993,537.99\n417,498,998.98\n417,032,273.67\nPrivate Sector\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\nClaims on the Central Bank\n579,137,110.76\n655,646,094.75\n706,967,379.44\n745,768,616.10\n819,662,608.72\n973,967,364.65\n2,050,173,260.89\n4,434,783,343.65\n4,138,866,267.43\n4,653,650,898.99\n5,265,804,171.22\n5,912,703,283.03\n6,326,849,329.56\nCurrency\n3,251,370.57\n3,361,701.51\n2,798,808.10\n1,880,068.97\n2,031,551.56\n1,844,655.72\n1,107,182.70\n1,984,484.37\n1,489,019.97\n2,292,108.14\n2,465,644.54\n2,425,404.82\n2,705,276.98\nReserves\n575,885,740.19\n652,284,393.24\n704,168,571.34\n743,888,547.13\n817,631,057.16\n972,122,708.94\n2,049,066,078.19\n4,424,349,970.82\n4,137,377,247.46\n4,651,358,790.85\n5,263,338,526.67\n5,910,277,878.21\n6,324,144,052.58\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n8,448,888.46\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n19,973,470.74\n10,597,782.72\n4,974,293.62\n8,092,936.71\n9,639,861.61\n13,321,881.07\n78,332,582.02\n39,166,568.11\n87,827,165.17\n84,841,425.78\n82,493,417.82\n84,628,889.30\n92,939,919.06\nOther Items(Net)\n363,935,695.20\n356,098,081.93\n449,348,387.42\n662,820,411.12\n717,875,719.41\n653,405,809.04\n1,900,321,834.26\n4,680,375,825.19\n3,920,931,227.71\n3,781,518,491.17\n4,464,457,847.61\n4,437,055,918.48\n4,713,763,382.12\nShares and Other Equity\n578,767,126.22\n713,741,352.34\n712,244,902.17\n868,652,750.33\n952,418,797.50\n1,041,102,555.56\n2,087,380,382.66\n5,799,547,829.81\n5,483,957,540.60\n5,375,919,368.23\n6,197,753,489.98\n6,517,863,214.28\n6,770,741,300.38\nLiabilities to other ressident sectors\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\nOther Items(Net)\n-215,171,046.59\n-358,395,749.66\n-263,572,048.85\n-208,941,320.50\n-238,257,706.49\n-394,115,549.96\n-217,641,892.37\n-1,183,493,878.83\n-1,621,282,481.61\n-1,651,152,485.52\n-1,823,328,039.96\n-2,164,249,056.68\n-2,146,975,580.51\nDeposits and Securities Included in Broad Money\n2,055,794,508.96\n2,328,737,176.16\n2,661,127,850.66\n2,903,848,419.81\n3,181,141,294.55\n3,574,645,172.37\n7,211,196,961.65\n14,248,926,344.43\n12,977,295,486.31\n13,385,978,575.73\n15,694,463,475.53\n16,734,016,732.29\n17,594,506,233.94\nDeposits Included in Broad Money\n2,042,355,987.09\n \n2,314,588,211.40\n \n2,646,071,378.63\n \n2,888,136,764.51\n \n3,165,058,675.05\n \n3,572,801,781.15\n \n7,206,537,527.79\n \n14,244,682,762.54\n \n12,975,158,042.76\n \n13,382,795,891.99\n \n15,691,777,986.61\n \n16,730,519,506.06\n \n17,590,333,042.62\nTransferable Deposits\n1,853,157,849.44\n \n2,081,176,430.96\n \n2,371,032,667.32\n \n2,594,362,513.35\n \n2,832,323,179.02\n \n3,303,913,423.92\n \n6,651,231,769.05\n \n13,178,109,450.38\n \n12,150,500,072.13\n \n12,522,593,843.18\n \n14,746,268,275.64\n \n15,543,135,460.62\n \n16,351,245,253.30\n of which FCAs\n1,211,583,916.42\n \n1,325,367,130.51\n \n1,623,313,580.02\n \n1,750,982,009.54\n \n1,865,387,117.78\n \n2,144,912,895.57\n \n5,273,965,984.48\n \n11,634,530,484.57\n \n10,099,327,960.39\n \n10,172,409,984.27\n \n12,309,119,479.36\n \n12,388,978,422.26\n \n12,751,597,340.40\nOther Deposits\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n of which FCAs\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\nMoney Market Instruments\n13,438,521.87\n \n14,148,964.76\n \n15,056,472.03\n \n15,711,655.30\n \n16,082,619.50\n \n1,843,391.22\n \n4,659,433.86\n \n4,243,581.90\n \n2,137,443.55\n \n3,182,683.74\n \n2,685,488.92\n \n3,497,226.23\n \n4,173,191.32\nSource:Reserve Bank of Zimbabwe,2023\n \n \n \n \n19 \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0 1,390,786.2 3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8 1,046,257.0 3,659,406.4\n31,798,418.9\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n21 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nSource:Reserve Bank of Zimbabwe,2023\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n23 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n24 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nSource:Reserve Bank of Zimbabwe,2023\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n25 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nSource:Reserve Bank of Zimbabwe,2023\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n26 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nSource: Reserve Bank of Zimbabwe,2023\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n27 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\n2023\nJan\n100.00-240.00\n90.05\n116.03\nFeb\n65.00-230.00\n60.12\n80.88\nMar\n65.00-230.00\n74.35\n81.46\nApr\n70.00-230.00\n74.48\n86.96\nMay\n70.00-230.00\n77.86\n83.61\nJun\n70.00-155.00\n76.33\n92.64\nJul\n64.00-155.00\n77.82\n94.80\nAug\n64.00-155.00\n77.63\n93.18\nSep\n64.00-160.00\n76.49\n92.69\nOct\n64.00-160.00\n71.72\n92.43\nNov\n64.00-160.00\n70.15\n93.15\nSource:Reserve Bank of Zimbabwe, 2023\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n28 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\nDec\n40.00\n80.00-95.00\n2023\nJan\n40.00\n80.00-110.00\nFeb\n30.00\n50.00-110.00\nMar\n30.00\n50.00-110.00\nApr\n30.00\n50.00-110.00\nMay\n30.00\n50.00-110.00\nJun\n30.00\n50.00-110.00\nJul\n30.00\n50.00-110.00\nAug\n30.00\n50.00-110.00\nSep\n30.00\n50.00-110.00\nOct\n30.00\n50.00-110.00\nNov\n30.00\n50.00-110.00\n Source:Reserve Bank of Zimbabwe, 2023\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n29 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n-3.00\n-2.06\n-0.28\n-2.74\n-1.04\n-0.84\n-1.06\n-4.48\n11.15\n4.75\n-4.37\n-0.58\n0.53\n-0.31\nFeb\n-12.36\n-10.83\n-2.89\n-12.30\n-10.59\n-10.28\n22.91\n-8.51\n14.28\n-12.28\n-6.48\n-5.06\n-7.72\n-5.72\nMar\n9.23\n9.65\n16.27\n2.69\n16.74\n0.11\n17.92\n22.40\n-27.82\n-11.98\n-11.43\n4.92\n-3.80\n2.78\nApr\n11.89\n-6.38\n-7.22\n10.27\n-0.98\n-8.34\n-15.68\n-12.00\n-12.48\n-7.83\n0.34\n-3.49\n10.74\n-0.21\nMay\n-0.71\n-5.16\n9.16\n-0.59\n-8.60\n-3.90\n-4.34\n-3.82\n-7.21\n4.44\n-0.85\n1.57\n0.57\n1.32\nJun\n4.42\n3.69\n8.01\n-2.64\n7.91\n12.94\n19.95\n11.11\n9.88\n-4.54\n0.25\n6.01\n-2.51\n3.85\nJul\n7.34\n4.46\n-0.64\n4.36\n4.41\n5.10\n11.54\n-6.38\n-6.24\n-7.89\n-14.18\n0.79\n11.88\n3.43\nAug\n-4.40\n0.30\n0.59\n0.10\n-0.31\n1.24\n36.61\n-3.95\n2.75\n-0.69\n5.74\n1.56\n-1.86\n0.68\nSep\n0.21\n-0.46\n0.55\n-3.17\n-0.67\n-4.96\n4.69\n0.09\n-1.55\n-2.85\n-3.21\n-0.89\n-0.32\n-0.75\nOct\n-0.88\n-2.63\n4.38\n-3.89\n-0.08\n0.32\n0.85\n0.23\n0.20\n2.44\n0.36\n1.29\n0.48\n1.08\nNov\n1.65\n2.18\n0.83\n-0.14\n1.65\n1.13\n0.02\n0.57\n12.03\n3.79\n0.14\n1.72\n3.63\n2.20\nDec\n1.90\n3.21\n2.81\n1.47\n0.60\n2.51\n-0.25\n0.15\n-1.18\n3.98\n1.26\n2.14\n3.92\n2.60\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nSource:Zimstat, 2023\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nTOTAL NON\n \n \n \n30 \n \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJun\n49.10\n-10.07\n29.30\n-16.31\n1.57\n-10.74\n24.86\n25.51\n-53.67\n-27.59\n-13.54\n9.22\n44.68\n15.98\nJul\n51.72\n-10.57\n31.42\n-14.75\n0.95\n-2.95\n46.48\n8.81\n-54.66\n-35.14\n-34.68\n8.73\n54.96\n17.77\nAug\n41.24\n-5.57\n34.15\n-8.90\n11.10\n-6.93\n98.46\n4.21\n-53.15\n-34.91\n-29.70\n10.35\n42.88\n17.03\nSep\n54.50\n5.38\n41.86\n4.35\n14.13\n-7.18\n106.87\n-1.44\n-33.62\n-14.65\n-13.91\n21.81\n65.73\n30.52\nOct\n19.20\n-16.47\n38.22\n-16.86\n1.99\n-16.89\n109.61\n-14.02\n-26.79\n-24.38\n-27.05\n7.83\n18.98\n10.42\nNov\n16.40\n-8.49\n38.98\n-10.94\n5.74\n-10.42\n118.10\n-9.99\n-17.04\n-26.54\n-26.56\n10.98\n18.95\n12.90\nDec\n13.75\n-5.58\n33.93\n-7.91\n6.56\n-6.80\n122.72\n-8.61\n-13.92\n-26.98\n-29.39\n9.88\n14.77\n11.10\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nSource:Zimstat, 2023\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n31 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nSource: Reserve Bank of Zimbabwe, 2023\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n32 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nSource:Zimbabwe Stock Exchange, 2023\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n5294044.5\n-\n341571.3\n79754.6\n355007.3\n1517972.6\nMay\n6275310.7\n-\n518333.9\n173170.7\n532078.6\n3274968.5\nJun\n17059664.0\n-\n882362.6\n615190.9\n1210486.2\n6640627.1\nJul\n17859586.4\n-\n1033836.9\n541445.6\n1620242.8\n6077538.3\nAug\n17955865.5\n-\n1017990.5\n649827.9\n1440537.4\n6244772.4\nSep\n18690087.0\n-\n1221725.3\n773363.9\n1672654.2\n7746084.3\nOct\n19808639.1\n-\n1264577.2\n826681.2\n5116902.9\n8661662.9\nNov\n23685304.8\n-\n1429269.5\n901515.6\n1999069.4\n9557300.7\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n35 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nSource: ZIMSTAT, 2023\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_November_2023.pdf"}
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@@ -0,0 +1 @@
+{"doc_id": "68d3e3bf7505b4318e1606af3441141a", "text": "1 \n \nPUBLIC \nPUBLIC \nBANK OF GHANA \nMONETARY POLICY COMMITTEE (MPC) \nPRESS RELEASE \nMarch 28, 2025 \n \nGood afternoon, ladies and gentlemen of the press. \n1. Thank you for joining us today for this press briefing following the conclusion of \nthe 123rd regular meeting of the Monetary Policy Committee (MPC) held this week \nto assess recent economic developments and risks to the inflation outlook. As part \nof our continued commitment to transparency and accountability, this briefing \nprovides an overview of the key discussions on recent macroeconomic developments \nand the decision taken by the Committee on the monetary policy stance. \n \nA. Global Economic Developments \n2. The global economy was resilient through 2024 supported by strong real income \ngrowth and a less restrictive monetary policy stance relative to 2023. In the first \nfew months of 2025, trade frictions arising from an emerging tariff war, elevated \nglobal interest rates, and geopolitical tensions have heightened uncertainty about the \nglobal growth outlook. These uncertainties have weighed negatively on consumer \nand business confidence, softened investor sentiment, and increased downside risks \nto growth. \n \n3. The disinflation path has stalled in some Advanced Economies, on the back of \npersistence in services inflation, resurgence in goods inflation, and the recent \ntariff actions by the U.S. The imposition of additional tariffs by the U.S. and \nretaliatory responses have pushed up long-term inflation expectations in some \nEmerging Market Economies. In addition, the process of disinflation, which was \nexpected to be supported by a decline in crude oil prices, could be partly offset by \nthe effect of the tariff increases. Against this backdrop, global inflation is expected \nto remain high in the near-term. \n \n4. Global financial conditions remain broadly restrictive. This is driven by high \nmonetary policy rates, rising long-term bond yields, declining capital flows to \nEmerging Market and Developing Economies, and volatile equity markets. The \nFederal Reserve, Bank of Japan, and Bank of England all kept their policy rates \nunchanged in March 2025 on account of rising trade and economic uncertainty, while \nthe European Central Bank cut its policy rate to boost growth in the Euro Area. \n \n2 \n \nPUBLIC \nPUBLIC \nExpectations of higher-for-longer policy rates and rising uncertainty kept long-term \nbond yields high, while equity markets remained cautious due to concerns about the \neffects of tariffs. \n \nB. Domestic Macroeconomic Conditions \n5. On the domestic front, growth continued to rebound, exceeding initial \nexpectations. Provisional data from the Ghana Statistical Service estimated real \nGDP growth at 5.7 percent in 2024, higher than the programmed growth rate of 4.0 \npercent for 2024, and the 3.1 percent recorded in 2023. Non-oil GDP grew at 6.0 \npercent compared with 3.6 percent recorded in 2023. The growth outturn in 2024 \nwas driven by activities in the industry and services sectors. However, growth in the \nagricultural sector was slower, driven by lower crop yield due to adverse weather \nconditions, among other factors. \n \n6. The Bank’s real sector indicators point to a sustained improvement in economic \nactivity, amid significantly improved business and consumer sentiments. The \nupdated Composite Index of Economic Activity (CIEA) rose by 5.7 percent year-\non-year in January 2025, relative to 3.5 percent in the same period of 2024, driven \nby increased consumption, international trade activities, and private sector credit \ngrowth. The confidence surveys conducted in February 2025 also showed significant \nimprovement in both consumer and business sentiments, buoyed by expectations for \nan improved macroeconomic environment. \n \n7. Inflation remained high in 2024 and sticky around 23 percent, significantly \nhigher than expectation. The latest data released by the Ghana Statistical Service \nindicates that headline inflation eased marginally from 23.8 percent in December \n2024 to 23.1 percent in February 2025, due to easing but still high non-food inflation. \nFood inflation has remained elevated on account of unfavourable climatic conditions \nand other constraints. \n \n8. The Bank’s main core measure of inflation eased marginally in the first two \nmonths of 2025. Inflation, excluding energy and utility items from the consumer \nbasket, eased from 23.1 percent in December 2024 to 22.4 percent in February 2025, \nand compared with 24.0 percent in the same period last year. This notwithstanding, \nlatest inflation expectations, as derived from the Bank’s model, the yield curve, and \nsurveys point to softening of expectations, although still above the medium-term \ntarget. \n \n \n3 \n \nPUBLIC \nPUBLIC \n9. Private sector credit is beginning to show signs of recovery. In February 2025, \nprivate sector credit recorded 26.9 percent annual growth, compared with 5.1 percent \nin February 2024. In real terms, credit growth was 3.1 percent, compared with a \ndecline of 14.7 percent in February 2024. \n \n10. The banking sector performance continued to improve. Total bank assets \nrecorded 34.0 percent growth at the end of February 2025 relative to 12.1 percent \ngrowth, in the same period last year. With regulatory reliefs, the banking industry’s \nCapital Adequacy Ratio (CAR) was higher at 14.4 percent compared to 13.6 percent \nin the same period last year. Without reliefs, CAR was 12.1 percent. The industry’s \nNon-Performing Loan (NPL) ratio declined to 22.6 percent in February 2025 from \n24.6 percent in February 2024. Excluding the loans in the loss category, which are \nfully provisioned, the NPL ratio as at end-February 2025 was 8.9 percent. Overall, \nthe Financial Soundness Indicators showed broad improvements in asset growth, \nsolvency, liquidity, efficiency, and profitability. \n \n11. The fiscal policy stance was more expansionary than expected in 2024. The 2024 \nfiscal deficit, on commitment basis, was 7.9 percent of GDP against a target of 3.8 \npercent of GDP, on the back of higher expenditures than target. This \nnotwithstanding, early indications from banking sector data suggest some \nimprovements in fiscal performance in early 2025. This, along with the commitment \nto fiscal consolidation presented in the 2025 budget, should support the fiscal \noutlook. Also, the ratio of public debt declined supported by the debt restructuring. \n \n12. Prices of Ghana’s major export commodities traded mixed on the international \ncommodities market in early 2025. Gold prices crossed the US$3,000 per fine \nounce on March 14, 2025, on account of heightened economic uncertainty triggered \nby the trade and geopolitical tensions, persistent inflation, and weakening US dollar. \nIn February 2025, gold prices averaged US$2,897.3 per fine ounce, indicating a \nyear-on-year growth of 9.7 percent. Similarly, crude oil prices recorded a marginal \nannual growth of 2.4 percent to settle at an average price of US$74.95 per barrel. \nCocoa prices, however, declined by 8.5 percent driven by improving supply outlook \nfor the current 2024/25 season. \n \n13. The strong external sector performance in 2024 continued in early 2025, \nindicating a significant improvement in the accumulation of reserves. In the first \ntwo months of 2025, the trade account recorded a surplus due to higher export \nreceipts relative to imports. Total exports posted 50.0 percent annual growth to reach \n \n4 \n \nPUBLIC \nPUBLIC \nUS$4.3 billion, driven by increased gold and cocoa exports arising from both price \nand volume effects. In contrast, crude oil exports declined as output from the three \noil producing fields fell. Total imports increased by 7.3 percent year-on-year to \nUS$2.7 billion. \n \n14. Consequently, international reserve accumulation met the IMF programme \nexpectation for 2026. The stock of Gross International Reserves, at the end of \nFebruary 2025, was US$9.4 billion, enough to cover 4.2 months of imports of goods \nand services. This compares to the stock of US$8.9 billion at the end of December \n2024, equivalent to 4.0 months of imports of goods and services. The Gross \nInternational Reserves, as defined under the IMF programme to exclude the \nencumbered assets and petroleum funds, increased to US$6.9 billion, equivalent to \n3.0 months of imports of goods and services, in February 2025. \n \n15. The foreign exchange market has continued to witness stability in recent \nmonths, aided by improved liquidity from remittance inflows and the Domestic \nGold Purchase Programme. The stability in the FX market is expected to remain, \nreflecting stronger reserve buffers and positive market sentiments. As of March 26, \n2025, the Ghana cedi depreciated at a slower pace of 5.3 percent against the US \ndollar, compared to 7.6 percent in the same period of last year. \n \nC. Summary and Outlook \n16. In summary, the Committee noted that the global environment has become \nmore challenging, reflecting trade and economic policy uncertainty. The series \nof tariffs announced by the U.S. administration is evolving and may have negative \neffects on the global economy. These developments have already triggered \ndowngrades in GDP growth forecasts in the two largest economies—U.S. and \nChina—and in turn, global growth. In addition, the disinflation process appears to \nhave stalled in some countries, while financial conditions remain broadly restrictive \nas central banks slow the pace of monetary policy easing. The persistence of these \nexternal headwinds may spill over to the domestic economy through the trade and \nfinancial channels, highlighting the need for policy to remain proactive. \n \n17. On the domestic front, early indications point to improved growth prospects. \nThe Bank’s CIEA rebounded, and the Ghana Purchasing Managers’ Index moved \nabove the 50-benchmark in February, implying increases in new orders by \ncompanies. Both business and consumer confidence have improved, and private \n \n5 \n \nPUBLIC \nPUBLIC \nsector credit growth is recovering. These developments suggest a positive outlook \nfor the economy. \n \n18. The external sector outlook remains strong. This is against the backdrop of \nincreases in gold exports driven by sustained implementation of the Gold-for-\nReserve programme, continued growth in remittance inflows, and commitment to \nthe implementation of policies and reforms under the IMF programme. In the \noutlook, the continued buildup of reserve buffers is expected to support the stability \nof the currency. \n \n19. The banking sector has remained broadly stable. Credit risks within the banking \nsector, however, remain elevated, as underscored by increased non-performing loan \nratios. The Bank’s latest macroprudential risk assessment indicates some moderation \nin systemic risks on the back of improved solvency, liquidity, efficiency, and \nprofitability. Going forward, the Bank will continue to closely monitor \nundercapitalised banks to safeguard the stability and soundness of the banking \nsector. \n \n20. The Committee observed that the fiscal stance was expansionary in 2024. This \nhas created significant fiscal impulses, and a liquidity overhang that needs to be \ncarefully managed. The strong liquidity conditions could spill over into other \nsegments of the economy and derail the disinflation path. While the government has \nsignalled a strong commitment to fiscal consolidation, monetary policy restraint is \nrequired. \n \n21. While headline inflation has declined marginally, it remains a concern. Both \nfood and non-food inflation are significantly above expectation, and core inflation \nremains elevated. While food inflation was driven largely by supply side factors, \npreventing second-round effects from such increases will be essential. The persistent \ninflation dynamics over the past year, partly driven by both fiscal and monetary \npolicy missteps, will require a policy reset to re-anchor the disinflation process. To \nrestore price stability going forward will require a tight monetary policy stance, \nstrong liquidity management, and commitment to the 2025 budget which seeks to \nreset the fiscal consolidation process. \n \nD. Monetary Policy Decision \n22. Under the circumstances, the Committee, by a majority decision, decided to raise the \nMonetary Policy Rate by 100 basis points to 28.0 percent to re-anchor the \n \n6 \n \nPUBLIC \nPUBLIC \ndisinflation process. As inflation becomes firmly anchored, the Committee will \nreassess the scope for a gradual easing in the policy stance. \n \nAdditional Operational Measures \n23. In addition to the adjustment in the policy rate, the Bank is implementing \ncomplementary measures to strengthen liquidity management and enhance monetary \npolicy transmission. In this regard, the Bank will: \n• Introduce a 273-day instrument to augment the existing sterilization toolkit. \n• Intensify the monitoring of banks’ Net Open Positions (NOPs) to ensure \ncompliance. \n• Review the current structure of the Cash Reserve Ratio (CRR) to assess its \nbroader impact on liquidity conditions and financial intermediation in the \neconomy. \n \n \nEND.", "source": "BOG", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Press-Statement-March-2025-1.pdf"}
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+{"doc_id": "6d711ae7aef3630b5d3d6eadaeaee29c", "text": "i \n \nx \n \nJULY 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW. ................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nMobile and Internet-Based Transactions .............................................................................. 10 \nCash Transactions ................................................................................................................... 10 \nCard-Based Transactions ....................................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \nUS$ Annual Inflation Developments ..................................................................................... 11 \nZiG Annual Inflation Developments ..................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n \nOVERVIEW \nThe ZiG monthly inflation increased from \n0.3% in June 2025, to 1.6% in July 2025 \nattributed to the increase in rentals following \nthe quarterly housing survey. The annual ZiG \ninflation was recorded at 95.8% during the \nsame period. \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG96,184.73 million, a decline of 1.18% \n(ZiG1,151.80 million) from ZiG97,336.53 \nmillion recorded in June 2025. \nDuring the month under review, the Zimbabwe \nStock Exchange (ZSE) sustained an upward \nmomentum, marking a second consecutive \nmonth of positive performance. Similarly, the \nVictoria Falls Stock Exchange (VFEX) traded \npositively during the same month. \n \nThe total value of digital payment systems \ntransactions, increased by 3% from ZiG231.42 \nbillion in the previous month to ZiG237.47 \nbillion in July 2025. Transactional volumes \nalso increased by 4.36% from 67.02 million to \n69.90 million recorded during the same month. \nOn the commodity arena, international monthly \naverage prices for platinum, palladium, copper, \nand nickel firmed while, prices for gold, brent \ncrude oil and lithium retreated during the month \nunder analysis. Commodity prices were largely \ninfluenced by easing geopolitical tensions in \nthe Middle East. \nDuring the month under review, the country’s \nmerchandise exports totalled US$887.5 million \nagainst an import bill of US$886.2 million. \nResultantly, the country recorded a trade deficit \nof US$8.7 million. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nDuring the month of July 2025, international \naverage prices for platinum, palladium, copper, \nand nickel firmed. On the other hand, prices for \ngold, brent crude oil and lithium retreated \nduring the same month. The developments in \nprices of selected commodities for July 2025 \nare presented in Table 1. \nTable 1: International Commodity Prices \nfor June 2025 and July 2025 \nCommodity \n \nJune-25 \n \n \nJuly-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n3,349.70 \n3,342.45 \n-0.22 \nPlatinum \nUS$/oz \n1,242.84 \n1,390.28 \n11.86 \nPalladium \nUS$/oz \n1,058.94 \n1,208.39 \n14.11 \nCopper \nUS$/t \n9,721.26 \n9,782.46 \n0.63 \nNickel \nUS$/t \n15,176.71 \n15,233.00 \n0.37 \nBrent Crude \noil \nUS$/bbl \n69.36 \n69.01 \n-0.50 \nLithium \nUS$/t \n8,262.86 \n8,085.22 \n-2.15 \nSource: Bloomberg, 2025 \n \nGold \nGold prices declined amid easing geopolitical \ntensions, following the ceasefire announced in \nthe Middle East region. The de-escalation \nreduced the safe-haven demand for gold, which \ntypically rises during periods of geopolitical \nuncertainty. As a result, gold prices decreased \nby 0.22% from US$3,349.70 per ounce in the \nprevious month to US$3,342.45 per ounce, \nduring the month of July 2025. \nPlatinum \nPlatinum prices rose by 11.86%, from an \naverage of US$1,242.84 per ounce in the \nprevious month to US$1,390.28 per ounce, \nduring the reporting month. The increase was \ndriven by a worsening structural supply deficit, \nfuelled by the sharp decline in production, \nparticularly in South Africa, and constrained \n \n \n2 \n \n \nrecycling efforts. In addition, the price increase \nwas also attributed to strong demand amidst \nescalating trade tensions, following the \nannouncement of a 35% tariff on Canadian \nimports by the US administration, effective \nAugust 2025. \nPalladium \nPalladium prices increased by 14.11% to \nUS$1,208.39 per ounce, from the previous \nmonth average of US$1,058.94 per ounce. The \nsurge was largely supported by shortages in the \nsupply chain, due to factory disruptions in top-\nproducing nations like Russia and South \nAfrica, which tightened availability for \ncatalytic converter manufacturers as they face \ngeopolitical uncertainties and limited spare \ncapacity. \n \nFigure 1 shows trends of precious metal prices \nfor the period from July 2022 to July 2025. \n \nFigure 1: Monthly Precious Metal Prices \n(US$ per Ounce): July 2022 – July 2025 \n \nSource: Bloomberg, 2025 \n \n \n \nBrent Crude Oil \nBrent crude oil prices declined by 0.50%, from \nan average of US$69.36 per barrel in June 2025 \nto US$69.01 per barrel in July 2025. This was \ndriven by increasing concerns over weakening \ndemand, especially from major consumers like \nChina \nand \nEurope. \nThe \nsituation \nwas \noccasioned by mixed United States (US) \neconomic data and uncertainties surrounding \ntrade and tariffs, which outweighed supply-side \nfactors. \n \nBrent crude oil price developments for the \nperiod July 2022 to July 2025 are shown in \nFigure 2. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) July 2022 – July 2025 \n \n \nSource: Bloomberg, 2025 \n \nCopper \nCopper prices were on a positive trajectory, \nsupported by persistent global inventory \ndrawdowns, particularly on the London Metal \nExchange and Shanghai Futures Exchange. The \ndrawdowns reflected tightening supply. As a \n0\n200\n400\n600\n800\n1,000\n1,200\n1,400\n1,600\n800\n1,200\n1,600\n2,000\n2,400\n2,800\n3,200\nJul-22\nOct-22\nJan-23\nApr-23\nJul-23\nOct-23\nJan-24\nApr-24\nJul-24\nOct-24\nJan-25\nApr-25\nJul-25\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nJul-22\nOct-22\nJan-23\nApr-23\nJul-23\nOct-23\nJan-24\nApr-24\nJul-24\nOct-24\nJan-25\nApr-25\nJul-25\nUS$/BARREL\n \n \n3 \n \n \nresult, this reinforced market sentiments and \nstructural tightness. Consequently, the prices of \ncopper increased by 0.63%, from US$9,721.26 \nper tonne recorded in the prior month to US$ \n9,782.46 per tonne during the month under \nanalysis \n \nNickel \nNickel prices rose by 0.37%, to US$15,233.00 \nper tonne during the month under review, from \nUS$15,176.71 per tonne recorded in the \npreceding month. The increase was driven by \nsupply concerns after Indonesia, the world’s \ntop nickel producer, cut its multi-year mining \nquotas to one-year permits. The unexpected \nchange created uncertainty about future output, \ntightening the market and pushing the prices \nhigher. \n \nThe base metal price developments for the \nperiod July 2022 to July 2025 are shown in \nFigure 3. \n \nFigure 3: Base Metal Prices (US$/tonne): \nJuly 2022 – July 2025 \n \nSource: Bloomberg 2025 \n \n \nLithium \nLithium prices continued their downward \ntrend, falling by 2.15% to US$8,085.22 per \ntonne in July 2025, from US$8,262.86 per \ntonne recorded in the prior month. The prices \nwere weighed down by concerns of oversupply \nfrom major producers, particularly Chile, Mali, \nArgentina, and Australia, which increased \noutput, contributing to the market glut. \n \nThe developments in lithium prices for the \nperiod July 2023 to July 2025 are shown in \nFigure 4. \n \nFigure 4: Lithium Prices (US$/tonne) July \n2023 – July 2025 \n \nSource: London Metal Exchange, 2025 \n \nMerchandise Trade Developments \nIn July 2025, total merchandise trade rose to \nUS$1.76 billion, a 9.8% increase from US$1.61 \nbillion recorded in the previous month. The \nincrease was attributed to improvements in \nboth exports and imports during the month \nunder review. Compared to the corresponding \nmonth in 2024, total merchandise trade \nincreased by 7.0 %. \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nJul-22\nSept-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSept-23\nNov-23\nJan-24\nMar-24\nMay-24\nJul-24\nSept-24\nNov-24\nJan-25\nMar-25\nMay-25\nJul-25\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nJul-23\nSept-23\nNov-23\nJan-24\nMar-24\nMay-24\nJul-24\nSept-24\nNov-24\nJan-25\nMar-25\nMay-25\nJul-25\nUS$/tonne\n \n \n4 \n \n \nMerchandise Exports \nThe country’s merchandise exports totalled \nUS$887.5 million in July 2025, a 21.3% growth \nfrom the previous month outturn of US$723.5 \nmillion. The improvement was mainly due to \nhigher export earnings from gold, tobacco and \nplatinum group metals (PGMs). \nSimilarly, on a yearly basis, exports were \n60.0% higher compared to US$548.3 million \nrecorded in July 2024. The rise was fuelled by \nhigh international gold prices, amid global \ngeopolitical uncertainties. \nFigure 5 shows the developments in the \ncountry’s merchandise exports for the period \nfrom January 2024 to July 2025. \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \nExports by Commodity \nThe country's export basket in July 2025 was \npredominantly \ncomposed \nof \nprimary \ncommodities, with gold leading at 52.6% of \ntotal exports, followed by tobacco (17.1%), \nPGMs (9.7%), and ferro-chromium at 5.3%. \nThe developments in the country’s exports for \nthe months of June and July 2025 are shown in \nTable 2. \n \nTable 2: Major Exports (US$ millions) \n \nJune-25 \n(US$m) \nJuly-25 \n(US$m) \nJune-July \n2025 \nChanges \n(%) \nShare of \nExports (%) \nTotal \n723.5 \n877.5 \n21.3 \n100.00 \nOf Which: \n \n \n \n \nGold \n393.9 \n457.5 \n16.2 \n52.6 \nPGMs \n103.5 \n149.7 \n44.6 \n17.1 \nTobacco \n(Including \ncigarettes) \n53.5 \n85.2 \n59.2 \n9.7 \nFerrochromium \n24.8 \n46.9 \n89.4 \n5.3 \nOther mineral \nsubstances \n30.7 \n36.2 \n18.2 \n4.1 \nChromium ores \nand concentrates \n12.8 \n20.2 \n57.2 \n2.3 \nCoal \n19.3 \n15.9 \n-17.7 \n1.8 \nIron/steel bars and \nrods \n11.2 \n7.3 \n-35.0 \n0.8 \nOther ores and \nconcentrates \n15.5 \n5.1 \n-66.7 \n0.6 \nOranges \n2.2 \n3.2 \n45.2 \n0.4 \nOthers \n56.1 \n50.2 \n-10.6 \n5.2 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nExport Markets \nThe country’s exports were destined for \nthe United Arab Emirates (51.6%), South \nAfrica (22.8%) China (8.4%) and various other \ndestinations. Figure 6 shows the country’s \nmajor export markets during the month of July \n2025 \n \n \n \n \n \n \n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\n900.0\n1000.0\n2024\n2025\n \n \n5 \n \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Imports \nMerchandise imports stood at US$886.2 \nmillion in July 2025, reflecting a 0.5% increase \nfrom US$882.1 million recorded in the \nprevious \nmonth. \nSimilarly, \nyear-on-year \nimports recorded a growth of 7.0%, from \nUS$828.3 million in 2024. \n \nThe developments in merchandise imports for \nthe period from January 2024 to July 2025 are \nshown in Figure 7. \n \n \n \n \n \n \n \n \n \n \n \n \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT & RBZ Computations, 2025 \n \nImports by Commodity \nThe major import drivers in July 2025 were \nindustrial \nsupplies \n(32.0%), \nfuels \nand \nlubricants (20.2%) and capital goods (20.1%). \nThe developments in the country’s imports by \nBroad Economic Category for the months of \nJune and July 2025 are illustrated in Table 3. \n \nTable 3: Major Imports (US$ millions) \n \nJun-25 \n (US$m) \nJul- 25 \n(US$m) \nJun- Jul \n25 \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nJul-25 \nTotal \n882.1 \n886.2 \n0.5 \n100.0 \nOf Which: \n \n \n \n \nIndustrial \nSupplies \n268.3 \n283.6 \n5.7 \n32.0 \nFuels and \nLubricants \n172.3 \n179.3 \n4.0 \n20.2 \nCapital \ngoods \n166.4 \n178.4 \n7.2 \n20.1 \nFood and \nBeverages \n123.1 \n95.5 \n-22.5 \n10.8 \nTransport \nEquipment \nand parts \n85.5 \n82.5 \n-3.5 \n9.3 \nConsumer \nGoods \n57.9 \n56.0 \n-3.3 \n6.3 \nOthers \n8.6 \n11.0 \n28.1 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \n51.6\n22.8\n8.4\n4.6\n1.7\n1.6\n1.5\n1.2\n0.9\n0.8\nUnited Arab…\nSouth Africa\nChina\nMozambique\nBelgium\nArmenia\nZambia\nIndonesia\nHong Kong\nUnited States\n0\n200\n400\n600\n800\n1000\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2024\n2025\n \n \n6 \n \n \nThe country’s imports were predominantly \nsourced from South Africa (35.0%), followed \nby China (16.2%), Bahrain (9.7%), the \nBahamas (5.8%), and Mozambique at 4.6%. \nThe remaining imports originated from various \nother markets as indicated in Figure 8. \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Trade Balance \nThe merchandise trade developments resulted \nin a trade deficit of US$8.7 million in July \n2025, an improvement from US$158.6 million \nrecorded in the previous month. On an annual \nbasis the trade balance for the month of July \n2025, was a substantial improvement from a \ndeficit of US$280.0 million recorded in July \n2024. The significant improvement was due to \na decline in imports, particularly maize. \n \nFigure 9 shows the country’s trade balance for \nthe period January 2025 to July 2025. \n \n1 Monetary data was revised from September 2024 \nfollowing the adoption of new standardized reporting \nformats (SRFs) submitted by banks. The notable revision \nis on broad money stock (M3), which was revised \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2025 \n \nMONETARY DEVELOPMENTS1 \n \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG96,184.73 million, a decline of 1.18% \n(ZiG1,151.80 million) from ZiG97,336.53 \nmillion recorded in June 2025. \n \nThe month-on-month contraction in broad \nmoney was \nattributed to \ndecreases of \nZiG923.15 million (1.15%) and ZiG228.65 \nmillion (1.33%) in foreign currency deposits \nand \nthe \nlocal \ncurrency \ncomponent \nto \nZiG79,212.67 \nmillion \nand \nZiG16,972.06 \nmillion, respectively. \n \nThe broad money stock comprised of foreign \ncurrency deposits, 82.35%; local currency \ndeposits (including negotiable certificates of \ndownwards due to removal of Government foreign \ncurrency deposits held by banks from deposits included \nin broad money. Other monetary aggregates also \nchanged following the re-classification exercise. \n35.0\n16.2\n9.7\n5.8\n4.6\n3.4\n2.8\n2.6\n2.1\n1.7\nSouth Africa\nChina\nBahrain\nBahamas\nMozambique\nZambia\nSingapore\nMauritius\nUnited…\nHong Kong\n652.0\n512.6\n583.1\n663.8\n727.3\n723.5\n877.5\n749.1\n730.4\n818.3\n803.7\n882.1\n882.0\n886.2\n-97.1\n-217.9 -235.2\n-139.8 -154.8 -158.5\n-8.7\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-25\nMar-25\nMay-25\nJul-25\nExports\nImports\nTrade Balance\n \n \n7 \n \n \ndeposits), 19.11%; and local currency in \ncirculation, 0.13%. \n \nFigure 10 shows the composition of the money \nsupply. \n \nFigure 10: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nNet claims on the Government2 increased by \n3.24% to ZiG72,147.58 million. The growth in \nnet credit to the Government largely reflected a \ndrawdown \nof \nZiG2,930.45 \nmillion \non \nGovernment deposits held by banks. \nDuring the month under review, credit to the \nprivate sector increased by 1.09%, from \nZiG63,840.16 million to ZiG64,535.76 million. \nThe growth in credit to the private sector was \nlargely on the back of an increase of 6.86% in \nlocal \ncurrency \ndenominated \nloans \nto \nZiG9,149.11 \nmillion \nfrom \nZiG8,561.41 \nmillion. \n \nOutstanding credit to the private sector was \nmainly channeled to households, agriculture, \nmanufacturing and distribution, which received \n \n2 Claims in Government was adjusted for exchange \nlosses related to SDR drawdowns for the period April \n2024 to January 2025. The adjustment does not indicate \na flow of new money. The June 2025 figure includes \na combined 70.75% of the total credit. The \nmining sector received 9.78% of the total \noutstanding credit. \n \nFigure 11 shows the distribution of credit by \nsector. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 32.15%; inventory \nbuild-up, \n19.57%; \nand \nfixed \ncapital \ninvestments, 18.03%. \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month under review, the Zimbabwe \nStock Exchange (ZSE) continued on a positive \ntrajectory, underpinned by improved investor \nconfidence. Consequently, the ZSE All Share, \nTop 10 and Top 15 indices added 4.30%, 2.96% \nexchange losses related to external loans transferred to \nGovernment, which were reclassified from Unrealized \nExchange Losses in Other Items Net (OIN). \nNCDs, \n1.59%\nLocal Currency \nTime Deposits, \n1.82%\nFX Time \nDeposits, 9.60%\nLocal Currency \nTransferable , \n14.11%\nFX Transferable \nDeposits, 72.75%\nCurrency in \nCirculation, \n0.13%\nHouseholds\n27.36%\nAgriculture\n17.03%\nMining\n9.78%\nManufacturing\n13.85%\nDistribution\n12.51%\nTransport and \nCommunication\n2.74%\nServices\n8.55%\nFinancial \nOrganisations and \nInvestments\n4.93%\nConstruction\n3.24%\nOther\n0.01%\n \n \n8 \n \n \nand 4.40% to 205.71 points, 199.89 points and \n206.32 points, respectively. \n \nIn line with the developments on the local \nbourse, the ZSE market capitalisation rose by \n5.46%, or ZiG3,331.28 million worth of \ncapitalisation to ZiG64,302.76 million albeit \nthe voluntary delisting of Truworths Limited \nduring the month compared to ZiG60,971.48 \nmillion recorded in the previous month. On a \nyear-on-year basis, the market capitalisation \nincreased by 6.61%, from ZiG60,570.91 \nmillion recorded in the comparable period last \nyear. \n \nThe resource index marginally declined to \n144.85 points, representing a 0.38% decline \nduring the month under review. Annually, the \nmining index fell by 42.86%, from 253.49 \npoints recorded in the same month in 2024. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nOwing to increased trading activity, the \ncumulative value and volume of shares traded \nrose by 43.89% and 9.16% to ZiG765.89 \nmillion shares and 429.35 million shares \nrespectively. This is in comparison to \nZiG532.26 million and 393.33 million shares in \nturnover value and volume recorded in June \n2025, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded increased to 12.35% \nfrom 0.13% in June 2025. Concurrently, the \ncumulative net foreign position improved \nmarkedly, narrowing from a deficit of \nZiG244.16 million to a deficit of ZiG50.98 \nmillion in July 2025. \n \nFigure 13 shows the ZSE monthly volumes and \nvalues traded from June 2024 to July 2025. \nFigure 13: ZSE Monthly Volume and Value \nTraded- July 2024 to July 2025 \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange traded \npositively due to heightened investor appetite. \nAs such, the VFEX All Share index added \n15.16% to close at 123.46 points in July 2025, \ncompared to 107.21 points recorded in June \n2025, as shown in Figure 14. \n100\n150\n200\n250\n300\n350\n90\n140\n190\n240\n290\n340\n31-Jul-24\n31-Aug-24\n30-Sept-24\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\nALL SHARE AND TOP 10 INDICES\nZSE All Share Index\nTop 10 Index\nMining Index (Points)\n0\n100\n200\n300\n400\n500\n600\n700\n800\n0\n100\n200\n300\nJul-24\nAug-24\nSept-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n9 \n \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI): July 2024-\nJuly 2025 \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nFollowing a surge in trading activity on the \nVFEX \nmarket \nin \nJuly \n2025, \nmarket \ncapitalisation gained 15.22%, or US$190.32 \nmillion worth of capitalisation to US$1,441.13 \nmillion in July 2025. This is in comparison to \nUS$1,250.81 million recorded in the previous \nmonth. On an annual basis, the VFEX \ncapitalisation also \nadded 12.50%, from \nUS$1,281.05 million recorded in July 2024. \n \nNATIONAL PAYMENTS SYSTEM \nThe total value of transactions processed \nthrough the National Payment Systems (NPS) \nincreased by 3% from ZiG231.42 billion in \nJune 2025 to ZiG237.47 billion in July 2025. \nTransactional volumes also increased by 4.36% \nfrom 67.02 million to 69.90 million recorded \nduring the same period, as shown in Figure 15. \n \n \n \nFigure 15: Payment Systems Monthly \nTransactional Values and Volumes from \nSeptember 2024 – July 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe combined value of ZiG and US$ \ntransactions processed through the RTGS \nsystem in July 2025 increased marginally by \n0.04% from ZiG138.13 billion recorded in June \n2025 to ZiG138.19 billion in July 2025. \nSimilarly, transactional volumes increased by \n7% from 0.92 million to 0.98 million during the \nperiod under review. \n \n \n \n \n \n \n \n \n \n80\n85\n90\n95\n100\n105\n110\n115\n120\n31-Jul-24\n31-Aug-24\n30-Sept-24\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n0\n10\n20\n30\n40\n50\n60\n70\n80\n0\n50\n100\n150\n200\n250\nSept-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n \n \n10 \n \n \nFigure 16: RTGS System Trend for Values \nand Volumes from August 2024 - July 2025 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nMobile and Internet-Based Transactions \nMobile \nand \ninternet-based \ntransactions \ndecreased by 7.05%, from ZiG75.42 billion in \nJune 2025 to ZiG80.73 billion in July 2025. \n \nCash Transactions \nCash-based transactions increased by 1.72% \nfrom ZiG14.80 billion in June 2025 to \nZiG15.06 billion in July 2025. \n \nCard-Based Transactions \nCard-based transactions rose by 3.79% from \nZiG17.87 billion in June 2025 to ZiG18.55 \nbillion in July 2025. \n \nINFLATION OUTTURN \nMonthly Inflation Developments \nZIG Monthly Inflation \nMonthly ZiG inflation increased by 1.3 \npercentage points, from 0.3% in June 2025 to \n1.6 % in July 2025. \n \nFigure 17 shows developments in monthly ZiG \ninflation from November 2023 to July 2025. \n \nFigure 17: ZiG Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2025 \n \nFood inflation surged by 0.38 percentage \npoints, from -0.2% in June 2025 to 0.2% in July \n2025, driven by increases in prices of \nvegetables, fruits and meat food categories. \nThe \nfood \ncomponent \ncontributed \n0.06 \npercentage points to the July 2025 inflation \nrate. \n \nNon-food inflation, significantly increased \nfrom 0.5% in June 2025, to 2.3% in July 2025 \nand contributed 1.5 percentage points to the \nmonthly inflation rate. \n \nUS$ Monthly Inflation \nMonthly US$ inflation increased from -0.2% in \nJune 2025, to 0.3% in July 2025. The uptick in \nUS$ inflation was as a result of an increase in \nhousing, water, electricity, gas and other fuels \ncategory, particularly rentals. \n \nWeighted Monthly Inflation \nWeighted monthly inflation rose to 0.6% in \nJuly 2025, from -0.1% in June 2025, in line \n-2.0\n-0.5\n1.0\n2.5\n4.0\n5.5\n7.0\n8.5\n10.0\n11.5\n13.0\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSept-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nM-O-M (%)\n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\n160\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n \n \n11 \n \n \nwith the significant increase in both US$ and \nZiG components. \n \nAnnual Inflation Developments \nZiG Annual Inflation Developments \nThe year-on-year ZiG inflation rate rose from \n92.5% in June 2025 to 95.8% in July 2025. \n \nUSD Annual Inflation Developments \nAnnual USD inflation rate increased to 14.40% \nin July 2025 from 14.03%, in June 2025 \npartially attributable to the significant increase \nin rentals subcategory. \n \nFigure \n18: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2025 \n \n \nJULY 2025 \nRESERVE BANK OF ZIMBABWE \n \n \n \n \n \n \n \n-6\n-4\n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSept-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\n \n \n0 \n \n \n \n1 \n \n \n \nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nNet Foreign Assets\n-34,509,441.34\n-34,520,053.81\n-62,586,924.75\n-66,010,331.85\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\n-60,030,706.89\n-55,922,579.95\n-54,500,643.35\n-52,202,844.60\n-49,684,948.00\n-42,774,352.70\nClaims on Non Residents\n10,301,545.49\n10,342,781.57\n17,610,056.98\n24,894,776.54\n22,229,005.79\n23,239,748.84\n23,967,010.24\n23,087,880.76\n28,287,077.32\n26,132,242.58\n27,358,924.80\n29,447,507.19\n29,654,207.86\nOfficial Reserves Assets\n4,653,584.80\n4,669,127.60\n7,448,226.11\n13,215,724.85\n12,029,876.12\n12,507,847.00\n13,012,028.64\n12,782,102.88\n16,201,301.25\n16,015,188.61\n17,206,671.10\n18,802,984.09\n19,107,441.96\nOther Foreign Assets\n5,647,960.69\n5,673,653.97\n10,161,830.87\n11,679,051.69\n10,199,129.67\n10,731,901.84\n10,954,981.61\n10,305,777.88\n12,085,776.07\n10,117,053.97\n10,152,253.70\n10,644,523.10\n10,546,765.91\nLess Liabilities to Non Residents\n44,810,986.83\n44,862,835.37\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\n83,118,587.65\n84,209,657.27\n80,632,885.93\n79,561,769.39\n79,132,455.19\n72,428,560.56\nShort Term Liabilities\n67,276.01\n68,945.87\n121,431.23\n139,956.61\n124,234.37\n127,599.01\n130,779.08\n132,089.98\n95,836.21\n92,548.77\n73,656.40\n102,733.49\n102,123.28\nOther Foreign Liabilities*\n44,743,710.82\n44,793,889.51\n80,075,550.51\n90,765,151.78\n79,791,574.44\n80,024,055.49\n82,033,516.31\n82,986,497.67\n84,113,821.06\n80,540,337.16\n79,488,112.99\n79,029,721.70\n72,326,437.27\n of which blocked funds\n10,788,191.71\n10,803,573.95\n19,394,800.27\n22,213,360.59\n19,667,091.04\n17,365,023.44\n17,716,697.60\n17,848,335.07\n17,984,719.26\n13,730,603.29\n13,778,643.30\n13,146,162.81\n7,417,718.62\nNet Domestic Assets (NDA)\n41,791,554.54\n42,228,093.95\n76,193,502.44\n86,439,157.59\n77,714,813.55\n77,307,022.31\n79,885,794.78\n81,215,223.15\n78,648,915.18\n77,115,252.84\n75,490,280.88\n74,581,097.95\n68,262,824.62\nDomestic Claims\n23,611,619.32\n23,986,457.18\n42,382,262.65\n49,026,774.12\n40,880,349.44\n41,177,610.35\n42,570,173.06\n45,225,552.88\n47,071,770.46\n46,565,376.94\n46,348,057.82\n69,793,406.43\n69,694,287.51\nNet Claims on Central Government\n23,124,882.69\n23,502,830.93\n41,654,332.62\n48,169,430.28\n40,083,090.05\n40,730,630.45\n42,007,556.24\n44,015,827.34\n45,839,370.71\n45,294,514.02\n45,047,396.59\n68,452,546.63\n68,340,590.82\nClaims on Central Government\n27,458,247.33\n28,058,136.59\n49,156,933.23\n56,008,803.04\n49,413,731.18\n50,322,196.84\n51,342,654.13\n48,573,045.84\n50,689,516.96\n51,472,216.36\n51,174,381.29\n76,067,264.13\n74,803,653.37\n of which: Securities Other than Shares\n7,151,406.10\n7,200,851.85\n12,949,528.58\n15,003,331.18\n13,352,395.70\n13,877,094.68\n14,218,896.68\n14,323,594.21\n14,476,546.84\n14,550,745.09\n14,905,243.71\n14,992,069.15\n14,930,178.48\n of which USD Securities \n7,146,851.75\n7,196,324.20\n12,949,528.58\n15,003,331.18\n13,352,395.70\n13,877,094.68\n14,218,896.68\n14,323,594.21\n14,476,546.84\n14,550,745.09\n14,905,243.71\n14,992,069.15\n14,930,178.48\nLoans\n20,306,841.23\n20,857,284.75\n36,207,404.66\n41,005,471.86\n36,061,335.49\n36,445,102.15\n37,123,757.45\n34,249,451.63\n36,212,970.13\n36,921,471.26\n36,269,137.58\n61,075,194.98\n59,873,474.89\n Loans and Advances\n1,588,971.09\n1,589,532.00\n1,656,113.81\n1,575,286.73\n1,576,279.86\n1,579,038.55\n1,582,383.97\n8,684.84\n8,274.06\n9,367.91\n13,956.65\n24,261,125.28\n23,892,080.36\nAmounts Due from Gvt including SDR Drawdowns\n18,717,870.13\n19,267,752.75\n34,551,290.84\n39,430,185.13\n34,485,055.62\n34,866,063.60\n35,541,373.47\n34,240,766.79\n36,204,696.07\n36,912,103.35\n36,255,180.93\n36,814,069.69\n35,981,394.53\n of which USD Securities revaluations (Exchange rate movements)\n18,563,850.74\n18,972,797.61\n34,256,335.70\n39,103,481.48\n34,071,404.01\n34,373,221.03\n35,256,525.16\n35,520,014.26\n36,233,075.89\n37,260,300.45\n37,039,409.60\n37,599,336.60\n37,050,077.78\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n4,333,364.64\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\n6,126,984.70\n7,614,717.50\n6,463,062.55\nOf which: Deposits\n4,333,364.64\n4,555,305.67\n7,502,600.61\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\n4,557,218.50\n4,850,146.25\n6,177,702.34\n6,126,984.70\n7,614,717.50\n6,463,062.55\nof which Foreign Currency\n3,469,715.70\n6,332,620.41\n7,620,209.73\n9,113,050.30\n9,291,474.24\n8,231,669.88\n3,875,544.34\n4,410,312.03\n5,787,185.63\n5,549,437.04\n6,666,058.25\n5,497,465.32\n965,597.22\nLocal Currency Deposits\n1,218,049.98\n1,085,589.96\n1,169,980.20\n219,163.03\n217,590.84\n300,092.14\n1,103,428.01\n681,674.17\n439,834.22\n390,516.71\n577,547.66\n948,659.25\n965,597.22\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n486,736.63\n483,626.25\n727,930.03\n857,343.85\n797,259.39\n446,979.90\n562,616.82\n1,209,725.54\n1,232,399.74\n1,270,862.93\n1,300,661.23\n1,340,859.80\n1,353,696.69\nOther Financial Corporations\n63,295.04\n64,046.07\n64,253.89\n68,325.03\n80,132.55\n31,350.72\n31,714.65\n245,531.91\n256,427.81\n257,789.54\n259,602.04\n264,039.37\n269,319.12\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n188,548.19\n188,350.72\n309,573.20\n351,773.24\n314,700.86\n12,288.64\n11,460.27\n425,315.82\n430,535.71\n435,999.00\n441,302.85\n447,032.33\n444,428.99\nPrivate Sector\n234,893.40\n231,229.46\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\n538,877.81\n545,436.23\n577,074.39\n599,756.33\n629,788.10\n639,948.58\nClaims on Other Depository Corporations\n322,950.33\n315,110.77\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\n1,097,271.76\n920,733.02\n549,467.04\n579,251.57\nOf which: Loans\n322,950.33\n315,110.77\n546,767.88\n591,244.82\n1,571,336.21\n907,944.93\n794,549.14\n948,290.62\n1,059,387.09\n1,097,271.76\n920,733.02\n549,467.04\n579,251.57\nOther Liabilities to ODCs\n5,505,978.19\n5,409,080.16\n4,538,818.97\n6,707,055.64\n8,873,541.61\n8,273,621.31\n7,914,935.58\n8,889,894.56\n9,408,949.80\n11,959,255.26\n12,483,064.17\n11,164,029.56\n10,787,425.07\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,802,338.07\n2,870,625.13\n1,385,743.24\n1,724,801.18\n2,144,377.64\n2,002,013.98\n1,650,524.42\n2,378,356.92\n2,749,153.11\n2,521,500.05\n1,829,696.52\n1,536,477.97\n645,614.20\nOther Items(Net)\n-23,362,963.07\n-23,335,606.17\n-37,803,290.88\n-43,528,194.29\n-44,136,669.51\n-43,495,088.34\n-44,436,008.16\n-43,931,274.21\n-39,926,707.42\n-41,411,859.40\n-40,704,554.21\n-15,402,254.05\n-8,776,710.61\nShares and Other Equity\n-23,332,831.27\n-23,091,435.83\n-37,896,149.54\n-43,845,102.64\n-41,767,525.41\n-39,722,515.26\n-40,716,687.65\n-38,350,823.50\n-37,337,007.50\n-32,727,792.93\n-31,146,083.72\n-5,114,282.92\n197,499.89\nOther Items(Net)\n-1,846,508.62\n-2,396,362.99\n-3,908,731.83\n-4,040,258.56\n-6,511,308.80\n-8,239,991.34\n-8,373,471.14\n-12,139,470.53\n-10,080,715.57\n-16,500,895.60\n-17,843,705.30\n-18,611,204.29\n-18,036,205.55\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n1,816,376.82\n2,152,192.65\n4,001,590.49\n4,357,166.91\n4,142,164.71\n4,467,418.26\n4,654,150.62\n6,559,019.82\n7,491,015.65\n7,816,829.13\n8,285,234.81\n8,323,233.16\n9,061,995.04\nMonetary Base \n7,282,113.20\n7,708,040.15\n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\n21,184,516.26\n22,726,335.23\n22,614,609.49\n23,287,436.28\n24,896,149.95\n25,488,471.92\nCurrency Issued\n65,756.33\n75,469.02\n88,365.90\n153,689.13\n172,287.58\n181,873.44\n189,782.65\n196,003.25\n204,184.02\n215,834.01\n228,539.07\n335,257.00\n341,685.20\nZWL Coins\n14.33\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\n0.00\n0.00\n0.00\nZWL Notes\n6,018.48\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n5,288.65\n0.00\n0.00\n0.00\nZig Notes\n20,175.22\n26,774.05\n33,546.57\n35,318.43\n35,320.20\n35,320.10\n35,322.26\n35,322.72\n35,323.23\n35,324.36\n35,324.93\n35,326.40\n35,326.34\nZiG Coins\n39,548.30\n43,392.05\n49,516.41\n113,067.78\n131,664.45\n141,250.42\n149,157.47\n155,377.61\n163,557.87\n175,206.72\n193,214.14\n299,930.60\n306,358.86\nLiabilities to ODCs\n7,216,356.87\n7,632,571.13\n13,518,211.78\n20,275,136.61\n19,855,722.95\n20,213,243.21\n21,498,726.98\n20,988,513.01\n22,522,151.21\n22,398,775.48\n23,058,897.21\n24,560,892.95\n25,146,786.73\nReserve Deposits\n6,001,808.11\n6,198,549.50\n11,991,225.66\n17,272,213.17\n16,096,475.01\n16,691,280.01\n17,918,322.64\n17,853,262.69\n17,411,472.42\n18,965,464.46\n20,093,639.53\n20,129,990.06\n21,506,901.61\n Local Currency Reserve Deposits\n1,293,912.63\n1,392,957.07\n1,999,399.49\n2,851,765.21\n2,965,905.06\n2,935,341.50\n2,981,537.53\n3,152,253.26\n3,222,430.88\n3,688,042.11\n4,107,160.99\n3,976,255.56\n3,943,554.51\n Foreign Currency Reserve Deposits\n4,707,895.48\n4,805,592.43\n9,991,826.17\n14,420,447.97\n13,130,569.95\n13,755,938.51\n14,936,785.11\n14,701,009.42\n14,189,041.54\n15,277,422.35\n15,986,478.54\n16,153,734.50\n17,563,347.10\n Exess reserves \n1,214,548.76\n1,434,021.62\n1,526,986.12\n3,002,923.43\n3,759,247.94\n3,521,963.20\n3,580,404.34\n3,135,250.32\n5,110,678.79\n3,433,311.02\n2,965,257.68\n4,430,902.89\n3,639,885.11\n of which Excess reserves - ZiG\n87,381.11\n143,711.96\n165,752.71\n338,542.12\n406,286.37\n398,701.95\n275,478.64\n440,419.67\n363,524.21\n412,329.00\n376,007.91\n340,925.35\n278,400.97\n Excess reserves - FCA\n1,127,167.65\n1,290,309.66\n1,361,233.41\n2,664,381.31\n3,352,961.57\n3,123,261.25\n3,304,925.70\n2,694,830.66\n4,747,154.58\n3,020,982.02\n2,589,249.77\n4,089,977.54\n3,361,484.14\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Of which Foreign Currency Accounts\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n172,772.48\n7,312.68\n471,197.53\n172,041.15\n555,546.21\n316,599.34\n220,480.84\nSource: Reserve Bank of Zimbabwe, 2025\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n2 \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nNet Foreign Assets\n7,506,228.34\n6,703,991.82\n10,919,567,730.10\n9,159,228,659.88\n9,765,464,218.20\n9,112,969,315.80\n7,389,855.15\n8,858,140.98\n9,084,921.39\n9,303,653.64\n11,183,089.06\n11,059,033.05\n9,163,346.37\nClaims on Non Residents\n12,352,811.95\n11,598,442.41\n21,452,566,210.05\n22,771,914,533.75\n19,162,644,376.78\n20,113,361,096.83\n20,280,522.97\n21,464,245.49\n22,405,988.41\n22,719,000.08\n26,321,767.75\n25,204,449.97\n24,310,888.10\nOf Which: Foreign Currency\n5,739,936.96\n6,444,888.52\n10,676,634,029.71\n12,451,535,176.94\n11,234,930,189.89\n10,288,521,816.69\n12,746,359.54\n11,639,759.14\n9,242,682.83\n9,519,904.05\n8,665,771.47\n9,520,980.47\n10,812,396.02\nDeposits\n6,586,859.83\n5,128,037.09\n10,433,287,045.35\n9,729,523,709.91\n7,530,468,739.97\n9,296,529,401.34\n6,917,904.53\n9,040,658.99\n12,961,797.44\n12,996,492.34\n17,466,405.86\n15,492,780.68\n13,309,358.39\nOther\n26,015.17\n25,516.80\n342,645,135.00\n590,855,646.91\n397,245,446.91\n528,309,878.80\n616,258.91\n783,827.36\n201,508.15\n202,603.69\n189,590.43\n190,688.82\n189,133.69\nLess Liabilities to Non Residents\n4,846,583.61\n4,894,450.59\n10,532,998,479.95\n13,612,685,873.87\n9,397,180,158.58\n11,000,391,781.03\n12,890,667.83\n12,606,104.51\n13,321,067.02\n13,415,346.44\n15,138,678.69\n14,145,416.91\n15,147,541.73\nOf Which: Deposits\n1,715,870.69\n1,688,391.39\n1,827,699,284.11\n1,178,561,339.41\n953,309,188.29\n1,408,378,264.30\n2,457,297.24\n2,140,508.07\n1,714,067.13\n2,351,476.19\n3,165,212.42\n1,703,397.72\n2,629,704.73\nLoans\n3,130,712.92\n3,206,059.20\n8,705,299,195.84\n12,434,124,534.46\n8,443,870,970.29\n9,592,013,516.73\n10,433,370.59\n10,465,596.44\n11,606,999.89\n11,063,870.25\n11,973,466.27\n12,442,019.19\n12,517,837.00\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n38,145,673.59\n39,635,826.10\n55,926,665.03\n66,321,423.95\n62,564,100.16\n69,536,431.17\n70,673,909.77\n69,308,198.04\n74,080,257.75\n77,384,557.01\n81,367,579.41\n85,837,604.65\n86,676,405.06\nDomestic Claims\n36,954,010.73\n37,139,789.00\n56,948,835.94\n65,850,554.01\n56,082,205.41\n61,112,229.92\n62,715,842.20\n63,183,472.74\n64,707,119.69\n65,487,400.13\n67,523,415.31\n68,938,494.10\n72,237,686.47\nNet Claims on Central Government\n7,293,076.13\n6,548,202.35\n6,656,996.90\n10,356,156.40\n2,579,117.10\n5,475,143.40\n5,587,819.34\n5,710,880.75\n5,893,841.78\n2,703,381.51\n1,911,030.85\n1,432,281.63\n3,806,992.94\nClaims on Central Government\n7,731,687.11\n7,081,139.08\n13,682,200.82\n15,248,506.18\n12,992,029.90\n13,929,030.77\n13,736,580.28\n13,267,357.86\n13,658,283.85\n13,697,560.53\n13,883,282.37\n15,519,891.78\n16,115,810.12\nSecurities\n7,706,557.44\n6,955,089.37\n13,242,054.78\n14,709,506.31\n12,733,075.20\n13,680,091.85\n13,393,713.03\n12,742,171.99\n13,149,275.83\n13,219,565.52\n13,413,777.10\n15,011,084.17\n15,661,679.00\n of which foreign currency denominated securities\n0.00\n0.00\n11,015,270.27\n12,357,095.83\n11,066,913.75\n12,179,890.56\n11,952,492.94\n11,317,473.10\n11,610,829.00\n12,803,600.95\n11,975,407.19\n12,612,980.12\n12,740,284.80\nLoans\n25,129.68\n126,049.71\n440,146.04\n538,999.87\n258,954.70\n248,938.92\n342,867.25\n525,185.87\n509,008.02\n477,995.02\n469,505.27\n508,807.61\n454,131.12\n of which foreign currency\n0.00\n0.00\n392,599.17\n537,483.23\n256,787.94\n248,347.46\n335,726.69\n515,891.12\n500,077.20\n474,002.53\n460,638.29\n505,053.44\n445,277.60\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n438,610.98\n532,936.72\n7,025,203.92\n4,892,349.78\n10,412,912.80\n8,453,887.37\n8,148,760.93\n7,556,477.10\n7,764,442.07\n10,994,179.03\n11,972,251.52\n14,087,610.15\n12,308,817.18\nOf which: Deposits\n438,610.98\n532,936.72\n7,025,196.59\n4,857,065.87\n10,406,489.60\n8,453,879.91\n8,148,760.28\n7,486,500.33\n7,714,695.67\n10,839,609.34\n11,890,294.17\n13,980,020.34\n12,190,984.09\nof which foreign currency deposits\n0.00\n0.00\n6,158,412.48\n4,204,088.49\n9,591,428.80\n7,777,481.41\n7,621,815.11\n6,689,625.99\n6,183,927.26\n9,392,249.02\n10,536,886.30\n12,630,292.73\n10,600,005.58\nOther \n0.00\n0.00\n7.33\n35283.92\n6423.20\n7.46\n0.65\n69976.77\n49746.39\n154569.69\n81957.36\n107589.81\n117833.09\nClaims on Other Sectors\n29,660,934.60\n30,591,586.65\n50,291,839.03\n55,494,397.61\n53,503,088.31\n55,637,086.52\n57,128,022.86\n57,472,591.98\n58,813,277.91\n62,784,018.62\n65,612,384.46\n67,506,212.47\n68,430,693.53\nOther Financial Corporations\n418,360.70\n447,828.48\n2,455,292.40\n3,111,591.45\n2,660,023.26\n3,791,255.19\n3,485,441.13\n3,385,548.89\n3,608,074.67\n4,473,463.56\n4,032,446.48\n3,957,163.72\n4,175,696.87\nState and Local Government\n162.58\n189.44\n0.06\n0.12\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22,037.30\nPublic Non Financial Corporations\n688,025.36\n609,127.16\n929,738.70\n1,018,405.10\n803,287.11\n551,317.31\n558,389.47\n545,976.19\n481,201.02\n462,250.04\n356,012.89\n338,673.66\n337,143.67\nPrivate Sector\n28,554,385.96\n29,534,441.57\n46,906,807.88\n51,364,400.95\n50,039,777.95\n51,294,514.02\n53,084,192.25\n53,541,066.90\n54,724,002.21\n57,848,305.02\n61,223,925.10\n63,210,375.09\n63,895,815.70\nof which foreign currency denominated loans\n0.00\n0.00\n38,002,098.46\n44,129,851.69\n42,518,375.71\n42,937,326.02\n46,086,808.21\n46,197,558.48\n47,961,063.26\n50,400,882.52\n52,686,202.68\n54,648,964.30\n54,746,706.22\nClaims on the Central Bank\n11,481,325.31\n13,543,158.02\n20,100,342.86\n25,221,048.60\n29,978,181.50\n29,908,440.47\n30,373,545.93\n29,202,075.39\n30,532,018.85\n33,836,493.47\n34,730,713.73\n36,281,290.41\n36,593,850.78\nCurrency\n7,521.93\n6,395.91\n8,104.77\n43,221.39\n71,398.47\n68,671.38\n69,317.82\n75,032.79\n101,328.49\n107,358.17\n161,368.58\n212,516.54\n217,741.94\nReserves\n11,453,300.33\n13,516,156.89\n19,682,219.42\n24,716,565.12\n29,665,560.69\n29,561,471.14\n30,142,631.46\n28,957,942.09\n30,153,538.87\n33,294,888.17\n34,245,988.52\n35,723,279.47\n36,068,329.15\nSecurities\n20,503.05\n20,605.22\n410,018.67\n461,262.09\n241,222.34\n278,297.95\n161,596.66\n169,100.51\n277,151.49\n434,247.13\n323,356.63\n345,494.40\n307,779.69\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n99,872.51\n109,931.02\n206,470.39\n429,739.68\n282,260.76\n233,008.13\n488,195.06\n536,903.93\n541,715.35\n544,153.36\n160,119.27\n149,022.93\n194,198.95\nOther Items(Net)\n10,189,789.94\n10,937,189.89\n20,916,043.38\n24,320,438.98\n23,214,025.99\n21,251,231.09\n21,927,283.31\n22,540,446.16\n20,617,165.44\n21,395,183.23\n20,726,430.36\n19,233,156.94\n21,960,933.23\nShares and Other Equity\n17,229,141.66\n19,127,593.60\n33,361,151.70\n37,947,068.42\n37,782,514.44\n38,602,374.77\n37,957,331.90\n39,010,056.96\n39,952,688.39\n40,420,684.72\n40,672,563.97\n41,715,337.11\n43,880,981.58\nLiabilities to other ressident sectors\n12,000.37\n12,502.97\n275,198.47\n496,390.28\n338,836.63\n351,531.15\n40,857.99\n232,767.00\n52,600.17\n57,571.63\n129,757.47\n154,528.90\n160,130.04\nOther Items(Net)\n-7,051,352.09\n-8,202,906.68\n-12,720,306.79\n-14,123,019.72\n-14,907,325.08\n-17,702,674.82\n-16,070,906.59\n-16,702,377.80\n-19,388,123.12\n-19,083,073.13\n-20,075,891.07\n-22,636,709.07\n-22,080,178.39\nDeposits and Securities Included in Broad Money\n45,651,901.94\n46,339,817.92\n66,846,232.76\n75,480,652.61\n72,329,564.38\n78,649,400.48\n78,063,764.92\n78,166,339.02\n83,165,179.14\n86,688,210.65\n92,550,668.47\n96,896,637.70\n95,839,751.43\nDeposits Included in Broad Money\n45,632,719.17\n \n46,313,212.53\n \n65,955,004.65\n \n74,431,400.02\n \n71,557,885.59\n \n77,653,699.15\n \n76,952,923.01\n \n77,123,326.81\n \n81,906,890.48\n \n85,574,557.18\n \n91,519,327.84\n \n95,396,238.70\n \n94,314,196.34\n \nTransferable Deposits\n41,742,426.77\n \n42,434,906.62\n \n61,611,721.37\n \n67,635,335.00\n \n65,726,264.95\n \n71,536,873.82\n \n70,228,432.67\n \n69,326,092.81\n \n74,633,455.07\n \n76,668,539.82\n \n81,316,502.35\n \n84,216,034.31\n \n83,327,483.31\n \n of which FCAs\n31,415,685.01\n \n31,648,530.18\n \n49,660,323.14\n \n56,662,042.07\n \n54,884,341.25\n \n59,157,868.07\n \n58,527,956.72\n \n57,270,326.39\n \n62,418,688.19\n \n63,622,764.25\n \n66,516,873.21\n \n70,151,596.80\n \n69,751,551.92\n \nOther Deposits (Time Deposits)\n3,890,292.40\n3,878,305.91\n4,343,283.28\n6,796,065.02\n5,831,620.65\n6,116,825.33\n6,724,490.33\n7,797,233.99\n7,273,435.41\n8,906,017.36\n10,202,825.50\n11,180,204.40\n10,986,713.03\n of which FCAs\n3,425,730.40\n3,030,905.19\n3,929,196.78\n6,263,284.37\n4,568,463.65\n5,140,664.14\n5,707,454.07\n6,566,882.32\n6,058,373.46\n7,683,253.11\n8,760,661.92\n9,667,621.96\n9,240,633.24\nMoney Market Instruments\n19,182.77\n \n26,605.39\n \n891,228.11\n \n1,049,252.60\n \n771,678.79\n \n995,701.33\n \n1,110,841.91\n \n1,043,012.21\n \n1,258,288.66\n \n1,113,653.48\n \n1,031,340.62\n \n1,500,399.00\n \n1,525,555.09\n \nSource:Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n \n \n3 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther2\nGovernment\nLocal \nPublic \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nTotal\nAssets\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\nApr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nMay\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nJun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nJul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nAug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\nSep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nOct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\nNov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\nDec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n2025\nJan\n69.3\n \n12,746.4\n \n30,180.7\n \n3,532.9\n \n6,021.2\n \n896.7\n13,393.7\n0.0\n0.0\n2,006.3\n342.9\n0.0\n558.4\n6,598.6\n45,645.3\n52,243.9\n4,743.0\n6,786.8\n10,675.6\n18,575.8\n162,773.4\nFeb\n75.0\n \n11,639.8\n \n28,998.1\n \n3,283.1\n \n8,161.6\n \n879.1\n12,742.2\n0.0\n0.0\n2,420.6\n525.2\n0.0\n546.0\n6,009.1\n46,847.7\n52,856.7\n4,830.3\n7,060.8\n8,636.7\n18,506.8\n161,162.0\nMar\n101.3\n \n9,242.7\n \n30,230.5\n \n3,610.1\n \n12,141.7\n \n820.1\n13,149.3\n0.0\n0.0\n2,701.4\n509.0\n0.0\n481.2\n5,364.5\n48,748.3\n54,112.8\n4,536.1\n7,859.2\n8,503.0\n19,297.8\n167,296.2\nApr\n107.4\n \n9,519.9\n \n33,479.3\n \n3,591.2\n \n12,582.7\n \n413.8\n13,219.6\n0.0\n0.0\n2,516.2\n478.0\n0.0\n462.3\n5,605.4\n52,416.4\n58,021.8\n4,214.0\n6,452.9\n11,508.1\n19,362.3\n175,929.4\nMay\n161.4\n \n8,665.8\n \n34,327.1\n \n3,618.3\n \n17,046.8\n \n419.6\n13,413.8\n0.0\n0.0\n2,354.6\n469.5\n0.0\n356.0\n6,417.7\n54,552.9\n60,970.5\n4,191.2\n7,163.7\n11,589.0\n19,259.1\n184,006.3\nJun\n212.5\n \n9,521.0\n \n35,799.3\n \n6,230.7\n \n15,373.4\n \n119.4\n15,011.1\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,337.6\n62,644.2\n6,770.3\n7,532.5\n10,182.1\n19,289.0\n191,877.5\nJul\n213.8\n \n9,541.1\n \n35,802.0\n \n6,242.3\n \n15,357.8\n \n119.4\n15,009.2\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,419.5\n62,726.1\n6,735.6\n7,493.6\n10,258.8\n19,318.5\n192,010.2\nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic \nEnterprises\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\nOther Institutional Units\nForeign \nCurrency \nDenominated\n ZiG \nDenominated\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - ASSETS\nMillions\n \n \n4 \n \n \n \nEnd of\nTotal Deposits\nof which FCA\n475,755.5\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\n*Aug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\n*Sep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\n*Oct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\n*Nov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\n*Dec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2025\n*Jan\n68,409.5\n1,912.4\n7,835.3\n78,157.2\n1,164.8\n8,148.8\n87,470.8\n64365.68\n0.0\n12,797.2\n488.2\n969.1\n40.9\n38,608.5\n6,786.8\n15,612.0\n162,773.4\n*Feb\n67,429.9\n1,989.7\n8,910.2\n78,329.8\n759.7\n7,486.5\n86,576.0\n63840.63\n0.0\n12,512.6\n536.9\n1,154.7\n232.8\n39,664.8\n7,060.8\n13,423.4\n161,162.0\n*Mar\n72,624.4\n2,009.1\n8,581.5\n83,215.0\n248.3\n7,714.7\n91,178.1\n68486.59\n0.0\n13,321.0\n541.7\n801.1\n52.6\n40,610.2\n7,859.2\n12,932.3\n167,296.2\n*Apr\n74,443.6\n2,224.9\n10,174.2\n86,842.8\n255.1\n10,839.6\n97,937.5\n70754.40\n0.0\n13,415.3\n544.2\n970.0\n57.6\n41,163.7\n6,452.9\n15,388.2\n175,929.4\n*May\n78,625.7\n2,690.8\n11,316.1\n92,632.6\n709.1\n11,890.3\n105,232.0\n75289.91\n0.0\n15,138.7\n160.1\n720.7\n129.8\n41,478.2\n7,163.7\n13,983.1\n184,006.3\n*Jun\n81,706.3\n2,509.7\n12,788.2\n97,004.2\n820.4\n13,980.0\n111,804.6\n79877.48\n0.0\n14,145.4\n149.0\n1,209.8\n154.5\n42,450.7\n7,532.5\n14,430.8\n191,877.5\n*Jul\n81,849.8\n2,526.2\n12,815.1\n97,191.1\n820.4\n13,980.0\n111,991.4\n79949.49\n0.0\n14,120.4\n149.0\n1,173.2\n154.5\n42,508.9\n7,493.6\n14,419.0\n192,010.2\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\n \n \n5 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\nLoans in ZiG\nLoans in Foreign Currency\nTotal\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n55.47\n \n11,470.10\n \n27,587.58\n \n2,805.14\n \n5,383.93\n \n896.67\n \n12,362.23\n \n-\n \n-\n \n807.94\n \n342.87\n \n-\n \n201.82\n \n6,018.68\n \n38,456.08\n \n44,474.76\n \n4,490.04\n \n6,786.76\n \n7,296.77\n \n14,700.77\n \n139,662.8\n \nFeb\n60.09\n \n10,394.10\n \n26,074.71\n \n2,500.83\n \n7,466.49\n \n879.05\n \n11,985.91\n \n-\n \n-\n \n1,227.40\n \n525.19\n \n-\n \n210.91\n \n5,135.14\n \n39,602.20\n \n44,737.33\n \n4,572.78\n \n7,060.84\n \n6,529.15\n \n14,603.01\n \n138,827.8\n \nMar\n79.63\n \n7,880.54\n \n27,417.58\n \n2,717.51\n \n11,623.76\n \n820.11\n \n12,300.30\n \n-\n \n-\n \n1,342.02\n \n509.01\n \n-\n \n196.72\n \n4,699.08\n \n40,942.54\n \n45,641.63\n \n4,354.50\n \n7,859.25\n \n6,540.97\n \n15,243.80\n \n144,527.3\n \nApr\n87.99\n \n8,108.02\n \n30,664.80\n \n2,649.20\n \n12,068.34\n \n413.80\n \n12,241.98\n \n-\n \n-\n \n1,095.15\n \n478.00\n \n-\n \n177.77\n \n4,854.99\n \n44,593.50\n \n49,448.49\n \n4,042.90\n \n6,452.91\n \n9,497.37\n \n15,304.56\n \n152,731.3\n \nMay\n133.33\n \n7,539.98\n \n31,081.99\n \n2,649.42\n \n16,140.56\n \n419.60\n \n12,259.88\n \n-\n \n-\n \n953.79\n \n469.51\n \n-\n \n151.74\n \n5,278.01\n \n46,383.60\n \n51,661.61\n \n3,991.35\n \n7,163.66\n \n9,319.35\n \n15,249.33\n \n159,185.1\n \nJun\n181.74\n \n8,374.10\n \n32,527.57\n \n5,410.98\n \n14,549.70\n \n119.42\n \n13,604.07\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,537.52\n \n52,765.60\n \n6,477.32\n \n7,532.53\n \n8,140.55\n \n15,060.65\n \n166,386.4\n \nJul\n183.05\n \n8,394.26\n \n32,530.27\n \n5,422.55\n \n14,534.13\n \n119.42\n \n13,602.14\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,619.44\n \n52,847.52\n \n6,442.57\n \n7,493.64\n \n8,217.25\n \n15,090.15\n \n166,519.1\n \nSource: Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nOther Institutional Units\n \n \n6 \n \n \n \nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n61,330.5\n1,857.1\n5,138.7\n68,326.3\n1,164.8\n7,498.8\n76,990.0\n57,444.7\n0.0\n11,140.1\n488.2\n591.7\n40.9\n31,241.2\n6,786.8\n12,384.1\n139,662.8\nFeb\n60,122.2\n1,926.9\n5,792.8\n67,841.9\n759.7\n6,860.8\n75,462.5\n56,543.4\n0.0\n10,832.8\n536.9\n948.1\n232.8\n32,118.9\n7,060.8\n11,635.0\n138,827.8\nMar\n64,498.3\n1,941.3\n5,810.8\n72,250.4\n248.3\n7,126.4\n79,625.1\n60,576.1\n0.0\n11,822.7\n539.3\n718.1\n52.6\n32,964.9\n7,859.2\n10,945.4\n144,527.3\nApr\n66,264.7\n2,136.9\n7,267.2\n75,668.8\n255.1\n10,251.2\n86,175.2\n62,807.1\n0.0\n11,917.1\n541.8\n870.9\n57.6\n33,473.5\n6,452.9\n13,242.4\n152,731.3\nMay\n69,556.9\n2,593.4\n8,067.9\n80,218.2\n709.1\n11,890.0\n92,817.3\n66,697.2\n0.0\n13,030.8\n157.7\n620.4\n129.8\n33,467.9\n7,163.7\n11,797.5\n159,185.1\nJun\n73,254.5\n2,441.0\n8,265.2\n83,960.7\n820.4\n13,331.3\n98,112.3\n70,999.0\n0.0\n12,314.0\n107.9\n1,123.5\n154.5\n34,375.8\n7,532.5\n12,665.7\n166,386.4\nJul\n73,398.0\n2,457.5\n8,292.0\n84,147.5\n820.4\n13,331.3\n98,299.2\n71,071.0\n0.0\n12,289.1\n107.9\n1,086.9\n154.5\n34,434.0\n7,493.6\n12,653.9\n166,519.1\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\nZWG millions\n \n \n7 \n \n \n \nForeign\nOther \nContigent\nEnd of\nNotes\nClaims\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt Public Enterprises\nOther2\nMortgages\nGovernment\nPublic Enterprise\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nLoans in ZiG\nLoans in Foreign Currency \nTotal\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n13.1\n \n939.4\n2,348.5\n \n616.8\n637.3\n \n-\n \n1,028.5\n \n0.0\n-\n \n1,019.2\n \n1,294.7\n \n-\n \n356.6\n \n317.5\n \n5,353.2\n \n5,670.7\n \n199.4\n \n-\n \n3001.4\n3,282.1\n \n20,407.7\n \nFeb\n13.9\n \n980.7\n2,545.5\n \n628.6\n695.1\n \n-\n \n753.2\n \n0.0\n-\n \n997.8\n \n1,428.4\n \n-\n \n335.1\n \n535.1\n \n5,302.8\n \n5,837.9\n \n199.4\n \n-\n \n1754.4\n3,294.2\n \n19,464.2\n \nMar\n20.4\n \n1031.3\n2,349.0\n \n786.9\n517.9\n \n-\n \n844.9\n \n0.0\n-\n \n1,066.7\n \n1,604.4\n \n-\n \n284.5\n \n358.4\n \n5,601.2\n \n5,959.7\n \n121.0\n \n-\n \n1684.9\n3,466.0\n \n19,737.7\n \nApr\n17.8\n \n1038.4\n2,522.2\n \n766.4\n514.4\n \n-\n \n900.0\n \n0.0\n-\n \n1,084.2\n \n1,815.7\n \n-\n \n284.5\n \n322.9\n \n5,519.7\n \n5,842.6\n \n111.4\n \n-\n \n1736.6\n3,476.9\n \n20,111.3\n \nMay\n26.4\n \n855.4\n2,940.4\n \n801.9\n906.2\n \n-\n \n1,009.6\n \n0.0\n-\n \n1,098.4\n \n1,814.5\n \n-\n \n204.3\n \n695.6\n \n5,865.6\n \n6,561.2\n \n139.8\n \n-\n \n2062.4\n3,495.2\n \n21,915.6\n \nJun\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nJul\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nOther Institutional Units\nTABLE 6.1: BUILDING SOCIETIES SSSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n8 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent \nOther\nTOTAL\nand\nLiabilities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\n-\n \nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n6114\n44.7\n2,350.2\n8,508.5\n0.0\n649.8\n9,158.3\n6,215.9\n0.0\n1,657.1\n0.0\n377.4\n0.0\n6,162.6\n0.0\n3,052.3\n20,407.7\nFeb\n6227\n51.3\n2,759.3\n9,037.6\n0.0\n625.5\n9,663.1\n6,512.8\n0.0\n1,679.8\n0.0\n206.6\n0.0\n6,294.5\n0.0\n1,620.1\n19,464.2\nMar\n7027\n54.9\n2,402.5\n9,484.9\n0.0\n588.2\n10,073.1\n7,085.6\n0.0\n1,498.3\n0.0\n83.0\n0.0\n6,364.1\n0.0\n1,719.2\n19,737.7\nApr\n7101\n74.1\n2,488.0\n9,663.4\n0.0\n588.3\n10,251.7\n7,186.8\n0.0\n1,498.3\n0.0\n99.1\n0.0\n6,375.2\n0.0\n1,887.1\n20,111.3\nMay\n8052\n83.0\n2,896.7\n11,031.5\n0.0\n0.0\n11,031.5\n7,864.0\n0.0\n2,107.9\n0.0\n100.3\n0.0\n6,789.0\n0.0\n1,886.9\n21,915.6\nJun\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nJul\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\n-\n \nSource: Reserve Bank of Zimbabwe, 2025\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n9 \n \n \n \nEND OF\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\n*Aug\n3,858,128.45\n496,920.13\n197,595.11\n3,160,166.09\n163,179.56\n1,353,221.18\n3,891,826.53\n2,259,346.53\n2,064,398.05\n355,517.61\n7,019,997.29\n1,626.53\n24,821,923.05\n*Sep\n6,672,075.13\n1,240,260.16\n365,299.01\n5,024,076.96\n274,548.64\n2,326,667.49\n6,387,958.08\n4,331,429.08\n3,418,807.30\n640,082.06\n11,884,283.83\n2,603.24\n42,568,090.98\n*Oct\n7,858,559.49\n1,469,928.32\n481,828.82\n5,465,308.96\n320,115.06\n2,603,522.82\n7,340,600.92\n5,249,584.59\n3,667,687.19\n726,009.18\n13,568,052.49\n3,070.10\n48,754,267.95\n*Nov\n7,180,366.66\n1,328,085.57\n428,978.78\n5,025,733.67\n284,239.89\n2,457,448.49\n6,759,835.67\n4,209,879.63\n3,928,182.05\n680,905.22\n13,074,981.78\n2,309.39\n45,360,946.80\n*Dec\n7,297,552.82\n1,289,292.14\n385,874.99\n4,973,856.63\n262,219.72\n2,513,526.60\n6,746,914.01\n4,827,984.53\n3,694,327.88\n706,439.67\n13,280,443.54\n2,262.81\n45,980,695.34\n2025\n*Jan\n7,678,298.65\n1,196,038.23\n409,696.02\n5,047,238.20\n306,809.73\n2,664,917.36\n6,434,242.43\n4,757,437.66\n4,086,970.99\n769,886.02\n13,569,651.19\n1,922.01\n46,923,108.48\n*Feb\n8,299,274.74\n1,201,875.78\n399,492.64\n4,830,538.61\n300,587.07\n2,770,286.66\n6,503,215.41\n4,803,609.78\n4,292,425.79\n746,491.37\n13,140,132.51\n1,960.50\n47,289,890.85\n*Mar\n8,326,930.91\n1,244,718.81\n402,707.95\n5,041,144.58\n317,777.54\n2,491,912.41\n6,543,198.90\n4,375,136.07\n5,262,596.60\n744,227.95\n13,809,533.31\n1,950.08\n48,561,835.10\n*Apr\n8,907,112.83\n1,321,160.24\n510,175.35\n5,587,682.42\n301,612.10\n2,488,206.19\n7,065,026.69\n5,118,059.86\n5,500,479.51\n721,927.40\n14,585,410.50\n2,121.10\n52,108,974.19\n*May\n9,447,878.28\n1,662,965.62\n432,262.51\n6,247,342.77\n303,671.59\n2,560,619.89\n7,447,120.21\n5,231,385.19\n5,706,622.10\n757,449.00\n14,848,295.45\n2,090.86\n54,647,703.48\n*Jun\n9,323,262.25\n1,857,036.70\n452,476.01\n6,911,438.62\n316,057.26\n2,597,384.44\n7,363,354.86\n5,189,397.21\n5,586,435.53\n1,025,486.27\n14,948,428.25\n2,340.92\n55,573,098.32\n*Jul\n9,586,121.76\n1,821,068.99\n495,126.38\n7,039,554.33\n178,544.10\n2,593,734.88\n7,795,887.20\n5,506,356.66\n4,812,815.12\n1,047,916.99\n15,398,848.28\n3,074.97\n56,279,049.66\nSource: Reserve Bank of Zimbabwe, 2025\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n10 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\n*Oct\n3,485,504.59\n2,567,255.56\n3,535,607.03\n7,474,589.94\n3,299,698.46\n7,968,221.02\n5,044,419.36\n5,097,867.03\n29,458,757.35\n1,018,065.78\n9,462,752.69\n220,427.14\n78,633,165.96\n*Nov\n3,092,857.19\n2,583,575.64\n3,658,337.22\n6,311,484.89\n3,319,494.63\n7,425,250.57\n6,381,558.42\n4,761,639.77\n27,173,979.25\n1,133,673.74\n8,782,149.64\n200,228.74\n74,824,229.70\n*Dec\n3,246,075.75\n3,000,089.39\n3,491,754.69\n6,900,913.48\n3,547,897.26\n7,345,227.12\n6,716,997.93\n4,549,007.97\n27,260,521.53\n1,099,879.74\n10,022,447.18\n355,894.47\n77,536,706.51\n2025\n*Jan\n2,906,778.30\n3,263,210.15\n3,335,010.28\n6,226,024.85\n3,652,381.28\n8,401,231.92\n6,022,841.93\n4,820,773.49\n27,794,296.00\n1,020,418.08\n9,522,377.98\n214,322.39\n77,179,666.65\n*Feb\n3,148,260.00\n2,765,476.21\n2,386,768.37\n6,142,552.78\n3,733,009.01\n8,301,324.64\n5,391,986.88\n4,799,925.63\n27,396,588.33\n1,120,196.78\n10,349,018.64\n257,727.50\n75,792,834.75\n*Mar\n2,931,379.17\n2,536,384.45\n2,998,500.17\n7,205,270.81\n4,098,816.70\n9,412,388.16\n5,090,011.12\n5,298,903.78\n30,409,375.81\n1,367,930.91\n10,495,733.30\n291,454.26\n82,136,148.64\n*Apr\n3,386,026.90\n2,914,075.14\n3,289,407.24\n8,086,383.88\n4,171,684.56\n10,519,094.01\n5,681,605.01\n5,683,058.56\n29,468,736.33\n1,483,286.46\n12,710,551.63\n251,262.54\n87,645,172.24\n*May\n3,791,778.73\n3,137,191.75\n4,015,525.94\n8,522,205.13\n4,083,039.56\n10,506,322.87\n6,181,631.24\n5,246,061.22\n33,512,835.39\n1,339,582.73\n13,286,284.33\n245,907.53\n93,868,366.41\n*Jun\n4,014,093.60\n3,535,586.92\n4,498,509.41\n8,172,595.07\n4,663,956.29\n11,061,597.23\n7,103,169.60\n7,369,633.91\n33,675,926.44\n1,350,750.73\n14,041,884.59\n249,641.43\n99,737,345.22\n*Jul\n3,720,611.16\n3,264,199.67\n4,187,885.93\n7,663,562.57\n4,338,130.51\n11,059,181.15\n6,952,371.00\n6,841,436.42\n31,002,206.47\n1,401,103.60\n13,912,098.40\n249,684.34\n94,592,471.21\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n11 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\n2025\n*Jan\n41.82\n47.35\n40.13\n46.08\n*Feb\n43.00\n48.60\n40.45\n45.68\n*Mar\n42.33\n47.97\n40.42\n46.11\n*Apr\n42.16\n47.82\n40.43\n46.21\n*May\n43.66\n48.93\n40.27\n46.51\n*Jun\n42.34\n48.06\n40.51\n46.77\n*Jul\n42.50\n48.23\n40.46\n46.43\nSource: Reserve Bank of Zimbabwe, 2025\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMERCIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n12 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n*Mar\n3.81\n4.14\n5.95\n8.87\n*Apr\n3.81\n4.14\n5.95\n8.93\n*May\n3.81\n4.14\n6.09\n9.62\n*Jun\n3.81\n4.14\n5.95\n9.21\n*Jul\n3.67\n3.78\n6.21\n9.37\nSource: Reserve Bank of Zimbabwe, 2025\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n13 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.81\n0.46\n*Mar\n0.83\n0.15\n0.00\n-0.13\n0.93\n0.34\n-0.25\n-1.08\n2.43\n-0.53\n-0.22\n0.16\n-0.46\n-0.06\n*Apr\n1.31\n0.88\n1.67\n0.26\n1.17\n0.66\n-0.80\n1.05\n0.87\n2.92\n0.85\n1.11\n-0.25\n0.64\n*May\n1.14\n0.88\n0.20\n0.61\n1.58\n0.25\n-0.52\n0.35\n0.82\n0.04\n0.41\n0.58\n1.62\n0.93\n*Jun\n0.09\n0.77\n0.29\n0.70\n0.91\n0.75\n2.66\n0.45\n0.78\n0.19\n0.35\n0.53\n-0.21\n0.28\n*Jul\n0.36\n1.21\n5.44\n0.11\n0.68\n1.58\n-0.75\n0.60\n-0.46\n0.40\n-0.46\n2.29\n0.18\n1.57\nSource: Zimstat, 2025\n*Statistics are in ZiG\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n \n \n14 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\n2025\n*Apr\n113.35\n96.45\n65.25\n89.90\n102.12\n82.73\n70.72\n92.09\n22.68\n66.55\n106.90\n77.85\n102.86\n85.68\n*May\n129.68\n100.90\n64.69\n97.15\n107.69\n86.74\n68.74\n97.91\n23.68\n68.14\n113.77\n80.67\n118.27\n92.06\n*Jun\n130.99\n100.81\n65.04\n98.10\n108.68\n86.58\n72.66\n98.85\n24.44\n68.39\n114.06\n81.23\n118.65\n92.52\n*Jul\n130.50\n101.45\n73.37\n98.55\n109.16\n90.38\n75.58\n99.93\n23.42\n68.69\n112.89\n95.79\n120.66\n95.79\nSource: Zimstat, 2025\n*Statistics are in ZiG\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\n \n \n15 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\n*Mar\n26.6787\n1.4588\n1.9508\n0.1788\n28.5428\n34.4141\n*Apr\n26.8023\n1.4182\n1.9371\n0.1855\n30.0241\n33.8697\n*May\n26.8657\n1.4817\n1.9826\n0.1854\n30.2848\n35.8782\n*Jun\n26.9125\n1.4958\n1.9959\n0.1861\n30.6525\n36.2024\n*Jul\n26.8367\n1.5123\n1.9559\n0.1828\n31.3728\n36.2626\nSource: Reserve Bank of Zimbabwe, 2025\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND O F\nUSA DO LLAR\nSO UTH ARFICAN \nRAND\nBO TSWANA PULA\nJAPANESE YEN\nEURO\nPO UND \nSTERLING\n \n \n16 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\n*Mar\n205.25\n180.43\n229,916,317\n92,886,500\n62,916.75\n*Apr\n191.95\n143.95\n268,269,085\n150,502,500\n58,411.66\n*May\n196.85\n145.40\n600,720,736\n269,991,681\n59,973.06\n*Jun\n197.23\n145.40\n532,262,807\n393,325,459\n60,971.48\n*Jul\n205.71\n144.85\n765,887,092\n429,345,471\n64,302.76\nSource: Zimbabwe Stock Exchange, 2025\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n \n \n17 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n7252.4\n6858.9\n14579.5\n44760.8\n*Feb\n92208.7\n5961.2\n6364.9\n14208.9\n43833.1\n*Mar\n112646.3\n6785.3\n7339.8\n17156.0\n47320.6\n*Apr\n116945.5\n7294.4\n7046.2\n19678.2\n49770.4\n*May\n128946.5\n9194.3\n8439.4\n23187.8\n53674.7\n*Jun\n138127.3\n8384.0\n9486.4\n21162.1\n54257.1\n*Jul\n138187.6\n9025.2\n9523.3\n21930.1\n58804.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n18 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n7381.3\n911.1\n46337.9\n1363.6\n*Feb\n815.5\n6229.8\n838.1\n44460.8\n1346.3\n*Mar\n917.4\n6777.0\n953.3\n53987.0\n1250.1\n*Apr\n872.0\n6052.9\n888.6\n54493.5\n1222.6\n*May\n959.3\n7667.0\n1027.7\n59206.5\n1531.9\n*Jun\n922.0\n7179.3\n1119.4\n56595.1\n1165.4\n*Jul\n983.4\n8005.7\n1110.5\n58630.8\n1172.7\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n19 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\n2025\n*Jan\n652.0\n748.8\n1400.8\n-96.8\n*Feb\n512.6\n730.4\n1243.0\n-217.9\n*Mar\n581.9\n809.9\n1391.8\n-228.0\n*Apr\n662.6\n781.3\n1443.9\n-118.7\n*May\n727.3\n882.1\n1609.3\n-154.8\n*Jun\n723.5\n882.0\n1605.5\n-158.5\n*Jul\n877.5\n886.2\n1763.7\n-8.7\nSource: ZIMSTAT, 2025\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_July_2025.pdf"}
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+{"doc_id": "6df19c0bafd89a1ed76b384bd7acecb2", "text": "i \n \nx\nDECEMBER 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW. ................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \nZimbabwe Electronic Transfer Settlement System (ZETSS)................................................ 9 \nMobile and Internet-Based Transactions ................................................................................ 9 \nCash Transactions ..................................................................................................................... 9 \nCard-Based Transactions ....................................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \nUS$ Annual Inflation Developments ..................................................................................... 10 \nZiG Annual Inflation Developments...................................................................................... 10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n \nOVERVIEW \nThe ZiG monthly inflation rate for December \n2025 slightly increased to 0.23% from 0.20% \nrecorded in November 2025. In contrast, the \nyear-on-year ZiG inflation rate decreased to \n15.0% in December 2025 from 19.0% in \nNovember 2025. \nBroad money (M3) stock, which consists of \nboth local and foreign currency deposits, stood \nat ZiG108,088.71 million in December 2025, \nan increase of 2.39%, from ZiG105,562.65 \nmillion recorded in November 2025. \nThe Zimbabwe Stock Exchange (ZSE) and the \nVictoria Falls Stock Exchange exhibited \nbullish sentiments during the month under \nreview. \nThe total digital payment systems transaction \nvalues for December 2025 increased by 23% \nfrom ZiG224.01 billion in November 2025 to \nZiG275.38 billion. Similarly, transactional \nvolumes also increased by 11% from 76.22 \nmillion to 84.23 million recorded during the \nsame period. \nInternational commodity prices for most \nselected \ncommodities \nstrengthened \nin \nDecember 2025. Brent crude oil prices, \nhowever, retreated. \nThe country’s merchandise exports totalled \nUS$ 1,141.7 billion against an import bill of \nUS$901.5 million, resulting in a trade surplus \nof US$240.2 million. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nInternational commodity prices for most \nselected commodities increased in December \n2025. Prices rose as safe-haven and investment \ndemand firmed, underpinned by geopolitical \nrisks, supply constraints, regulatory-driven \nindustrial demand, and expectations of lower \nU.S. interest rates. Brent crude oil prices, \nhowever, declined as supply fears eased, amid \nstrong expectations of a US-led ceasefire \nbetween Russia and Ukraine. \n \nThe \nprice \ndevelopments \nfor \nselected \ncommodities in the month are shown in Table1. \n \nTable 1: Average International Commodity \nPrices for November 2025 and December \n2025 \nCommodity \n \n \n \nNov-25 \nDec-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n4,092.92 \n4,308.96 \n5.28 \nPlatinum \nUS$/oz \n1,572.75 \n1,887.12 \n19.99 \nPalladium \nUS$/oz \n1,413.53 \n1,590.24 \n12.50 \nCopper \nUS$/t \n10,822.53 \n11,762.67 8.69 \nNickel \nUS$/t \n14,869.30 \n15,067.19 1.33 \nBrent \nCrude \noil \nUS$/bl \n63.28 \n61.66 \n-2.55 \nLithium \nUS$/t \n10,118.50 \n10,905.71 7.78 \nSource: Bloomberg, 2025 \n \nGold \nIn the month of December 2025, gold prices \naveraged US$4,308.96 per ounce, an increase \nof 5.28% from US$4,092.92 per ounce \nrecorded in November 2025. The increase in \nprices was fuelled by safe-haven demand for \nthe yellow metal, amid escalating geopolitical \ntensions. \n \nPlatinum \nDuring the month under review, average \nplatinum \nprices \nrose \nby \n19.99% \nto \nUS$1,887.12 per ounce, from US$1,572.75 per \nounce recorded in the previous month. The \nprecious metal has increasingly served as a \n \n \n2 \n \n \ncost-effective substitute for gold among \njewellery consumers, bolstering its price \nresilience, amid rising gold prices. South \nAfrican platinum mines, which account for the \nlargest share of global platinum production, \ncontinued to face operational challenges, \nreducing global output and contributing to the \nprice increase. \n \nPalladium \nAverage monthly palladium prices firmed by \n12.50% to US$1,590.24 per ounce, from \nUS$1,413.53 per ounce recorded the previous \nmonth. Prices increased as global regulatory \npressure to tighten emissions standards boosted \npalladium use in new vehicles, thereby driving \ndemand as automakers installed more catalytic \nconverters. \n \nThe price movement over the period from \nDecember 2024 to December 2025 is illustrated \nin Figure 1. \n \nFigure 1: Monthly Precious Metal Prices \n(US$ per Ounce): December 2024 – \nDecember 2025 \n \nSource: Bloomberg, 2025 \nBrent Crude Oil \nBrent crude oil prices declined by 2.55%, from \nUS$63.28 per barrel in November 2025 to \nUS$61.66 per barrel, during the month under \nreview. This followed the resumption of \nproduction in Iraq’s major oilfields which \neased supply disruption premiums. In addition, \nthe anticipated impact of the U.S.-led \ndiplomatic efforts for a \nRussia-Ukraine \nceasefire boosted investor expectations of \nfuture oil supply increases, exerting downward \npressure on prices. \n \nFigure 2 depicts the Brent Crude Oil price \nmovements from December 2024 to December \n2025. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) December 2024 – December \n2025 \n \nSource: Bloomberg, 2025 \n \nCopper \nCopper \nprices \nfirmed \nby \n8.69% \nto \nUS$11,762.67 per tonne in December 2025, \nfrom US$10,822.53 per tonne recorded in the \nprevious month. Low warehouse inventories \nand withdrawals of physical copper stocks \ncreated tight supply conditions that spurred \n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n800\n1,200\n1,600\n2,000\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nUS$/ounce\nUS$/ounce\nPlatinum\nPalladium\nGold (RHS)\n55\n60\n65\n70\n75\n80\n85\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\n \n \n3 \n \n \ncompetition among buyers for the red metal. \nPersistent supply constraints, coupled with the \ngrowing demand for copper from Artificial \nIntelligence data \ncentres \nand \nadvanced \ntechnologies, further supported the price \nincrease. Global investment in power grids, \ndata centres, electrification projects, and \nconstruction also sustained the elevated \ndemand for copper. \n \nNickel \nNickel prices rose by 1.33% to US$15,067.19 \nper tonne, during the month under review, from \nUS$14,869.30 per tonne recorded in the prior \nmonth. The uptick was driven by seasonal \nproduction cycles in major nickel‑producing \nregions, particularly the Philippines, which \ntemporarily reduced ore supply and tightened \nmarket supply. Announcements and policy \nsignals from Indonesian authorities regarding \nthe 2026 nickel output cuts, to support prices, \nheightened investor expectations of a tighter \nmarket. \n \nFigure 3 shows base metals price movements \nfor the period from December 2024 to \nDecember 2025. \n \nFigure 3: Base Metal Prices (US$/tonne): \nDecember 2024 – December 2025 \n \nSource: Bloomberg 2025 \n \nLithium \nDuring the reporting period, lithium prices \nstrengthened by 7.78% to US$10,905.71 per \ntonne, from US$10,118.50 per tonne recorded \nin the previous month. Prices rose amid China’s \nenergy storage boom and tight supply, boosting \ndemand expectations for lithium. Moreover, \nrobust global electric vehicle production \ngrowth, especially in China, Europe, and the \nU.S., continued to drive demand, pushing \nlithium prices higher. \n \nFigure 4 depicts the changes in lithium prices \nfor the period from December 2024 to \nDecember 2025. \n \nFigure 4: Lithium Prices (US$/tonne) \nDecember 2024 – December 2025 \n \nSource: London Metal Exchange, 2025 \n \nMerchandise Trade Developments \nZimbabwe’s total merchandise trade increased \nby 2.1% to US$2.04 billion in December 2025, \nfrom US$2.00 billion recorded in November \n2025. This was driven by the significant \nincrease in exports during the month under \nanalysis. On a year-on-year basis, total \nmerchandise trade rose by 29.2% to US$1.58 \nbillion in December 2024. \n \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\n12,500\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n7,000\n8,000\n9,000\n10,000\n11,000\n12,000\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\n \n \n4 \n \n \n \nMerchandise Exports \nDuring the month under review, the country’s \nmerchandise exports totalled US$1.14 billion, \nup by 9.1% from US$1.05 billion recorded in \nNovember 2025. Growth was underpinned by \nincreases in exports of gold, Platinum Group \nMetals (PGMs), and other mineral products. \nGold exports rose by 21.7% to US$539.6 \nmillion in December 2025, from US$443.3 \nmillion in November 2025, and accounted for \nabout 47.3% of total exports. Similarly, PGM \nexports rose to US$209.2 million from \nUS$192.2 million in the prior month. \n \nOn an annual basis, exports in December 2025 \nwere 64.9% higher than the US$692.4 million \nrecorded in the corresponding month in 2024. \n \nFigure 5 illustrates the developments in the \ncountry’s merchandise exports for the period \nfrom January 2024 to December 2025. \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \nExports by Commodity \nThe country’s export basket remained highly \nconcentrated in primary commodities, with \ngold accounting for 47.3%, followed by \ntobacco (19.0%) and Platinum Group Metals \n(PGMs) at 18.3%. The country’s exports, \nclassified by the Harmonized Commodity \nDescription and Coding System, for November \nand December 2025 are shown in Table 2. \n \nTable 2: Major Exports (US$ millions) \n \nNov \n- 25 \n(US$\nm) \nDec - \n25 \n(US$\nm) \nNov - Dec \n2025 \nChanges \n(%) \nShare of \nDec \nExports \n(%) \nTotal \n1,04\n6.3 \n1,141\n.7 \n9.1 \n100.0 \nOf Which: \n \n \n \n \nGold \n443.\n3 \n539.6 \n21.7 \n47.3 \nTobacco (Including \ncigarettes) \n258.\n8 \n216.6 \n-16.3 \n19.0 \nPGMs \n192.\n2 \n209.2 \n8.8 \n18.3 \nOther mineral \nsubstances \n31.2 \n38.4 \n23.1 \n3.4 \nFerrochromium \n30.7 \n33.3 \n8.2 \n2.9 \nOther ores and \nconcentrates \n1.6 \n26.7 \n1534.0 \n2.3 \nCoal \n9.7 \n13.3 \n37.6 \n1.2 \nChromium ores and \nconcentrates \n13.4 \n11.1 \n-17.4 \n1.0 \nCrocodiles \n0.5 \n5.4 \n1063.5 \n0.5 \nSteel \n7.7 \n5.3 \n-31.7 \n0.5 \nOthers \n57.1 \n42.9 \n-24.9 \n3.8 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nExport Market \nMost of the country’s exports were directed to \nthe United Arab Emirates (49.9%), South \nAfrica (21.6%), and China (17.3%), with the \nremainder going to other markets. The \ncountry’s major export markets during the \nmonth under review are depicted in Figure 6. \n541\n645\n535\n513\n583\n524\n548\n674\n575\n698\n905\n692\n653\n514\n584\n664\n729\n725\n878\n879\n852\n1,042\n1,046\n1,142\n0\n200\n400\n600\n800\n1000\n1200\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2024\n2025\n \n \n5 \n \n \n \nFigure 6: Top Ten Merchandise Exports \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Imports \nMerchandise imports declined by 5.6% to \nUS$901.5 million in December 2025, from \nUS$955.8 million recorded in November 2025. \nOn an annual basis, however, imports rose by \n1.4%, from US$889.3 million recorded in \nDecember \n2024. \nThe \nmonthly \nimport \ndevelopments for 2024 and 2025 are shown in \nFigure 7. \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT & RBZ Computations, 2025 \n \nImports by Commodity \nIndustrial supplies remained the largest \ncomponent of the country’s import bill, \naccounting for 35.1% of total imports, followed \nby fuel and lubricants at 22.2%. Capital goods \naccounted for 18.4%, while food and beverages \nmade up 11.4% of total imports. Table 3 shows \nthe major import commodities by Broad \nEconomic Category (BEC) for the months of \nNovember and December 2025. \n \nTable 3: Major Imports (US$ millions) \n \nNov – \n25 \n \n(US$m\n) \nDec - \n25 \n(US$m\n) \nNov - \nDec 25 \nChange\ns (%) \nShare of \nTotal \nImports \n(%) \nDec-25 \nTotal \n955.2 \n901.5 \n-5.6 \n100.0 \nOf Which: \n \n \n \n \nIndustrial supplies \n377.7 \n316.5 \n-16.2 \n35.1 \nFuels and \nlubricants \n191.0 \n200.2 \n4.8 \n22.2 \nCapital goods \n163.0 \n166.0 \n1.8 \n18.4 \nFood and \nbeverages \n101.8 \n102.9 \n1.0 \n11.4 \nTransport \nequipment and \nparts \n66.6 \n63.7 \n-4.4 \n7.1 \nConsumer goods \n55.0 \n52.0 \n-5.4 \n5.8 \nOthers \n0.2 \n0.1 \n-24.6 \n0.01 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nImport Markets \nIn the month under review, most of the \ncountry’s imports were sourced from South \nAfrica (38.8%), followed by China (15.5%), \nBahrain (13.5%), Mozambique (4.8%), and \nZambia (3.4%), with the remainder originating \nfrom various other markets, as shown in Figure \n8. \n \n49.9\n21.6\n17.3\n1.4\n0.7\n0.6\n0.4\n0.4\n0.3\n0.3\n0.0 10.0 20.0 30.0 40.0 50.0 60.0\nUnited Arab Emirates\nSouth Africa\nChina\nIndonesia\nUnited States\nBelgium\nGermany\nArmenia\nDemocratic Republic of…\nZambia\n0\n200\n400\n600\n800\n1000\n1200\n2024\n2025\n \n \n6 \n \n \nFigure 8: Top Ten Merchandise Imports \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Trade Balance \n \nThe merchandise trade developments in \nDecember 2025 resulted in a trade surplus of \nUS$240.2 million, up from US$91.1 million \nrecorded in November 2025. Compared with \nDecember 2024, the trade balance realised in \nthe December \n2025 \nwas \na \nsignificant \nimprovement from the deficit of US$196.9 \nmillion. This notable improvement resulted \nfrom stronger export performance relative to \nimports, during the period under review. The \ncountry’s monthly trade balance developments \nin 2025 are shown in Figure 9. \n \n \n1 Monetary data was revised from September 2024 \nfollowing the adoption of new reporting return submitted \nby banks. The notable revision is on broad money stock \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \nSource: ZIMSTAT & RBZ Computations, 2025 \nMONETARY DEVELOPMENTS1 \nBroad money (M3) stock, which consists of \nboth local and foreign currency deposits, stood \nat ZiG108,088.71 million in December 2025, \nan increase of 2.39% (ZiG2 526.05 million) \nfrom ZiG105,562.65 million recorded in \nNovember 2025. \nAnnual growth in M3 continued on a \ndownward trend, declining from 45% in \nNovember 2025 to 37% in December. This was \nreflected in significant declines in both the local \nand foreign currency components of deposits. \nThe M3 stock was largely dominated by foreign \ncurrency deposits, comprising 81.34% of the \ntotal money supply; followed by local currency \ndeposits, at 18.16%; negotiable certificates of \ndeposits, 0.37%; and local currency in \ncirculation, 0.13%. \nFigure 10 shows the composition of the money \nsupply. \n \nFigure 10: Composition of Money Supply \n(M3) which was revised downwards due to \nreclassification of Government foreign currency deposits \nheld by banks from deposits included in broad money. \n38.8\n15.5\n13.5\n4.8\n3.4\n3.4\n2.3\n1.6\n1.6\n1.4\nSouth…\nChina\nBahrain\nMozambi…\nZambia\nBahamas\nMauritius\nUnited…\nHong Kong\nIndia\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\n1200.0\n1400.0\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nExports\nImports\nTrade Balance\n \n \n7 \n \n \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nDuring the month under analysis, the banking \nsector's net credit to the Government2, \nincreased by 0.55% to ZiG73,211.34 million. \nCredit to Government was largely in the form \nof long-term treasury bills held by banks. \nCredit to the private sector marginally \nincreased by 0.34%, from ZiG69,726.38 \nmillion to ZiG69,965.23 million, largely on the \nback of an increase of 0.36% in local currency-\ndenominated loans to ZiG9,600.12 million. \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing \nand \ndistribution, \nwhich \ncollectively received about 26.17%, 16.40%, \n13.42%, and 13.15% of the total credit, \nrespectively. The mining sector received about \n8.54% of the total outstanding credit. \nFigure 11 shows the distribution of credit by \nsector. \n \n \n2 Claims in Government was adjusted to include \nexchange losses related to SDR drawdowns. The \nadjustment, however, does not imply actual lending to \nGovernment, but is merely an accounting treatment. The \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditure (36.74%), inventory \nbuild-up \n(22.15%), \nand \nfixed \ncapital \ninvestments (18.05%). \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of December 2025, the \nZimbabwe Stock Exchange (ZSE) traded on a \npositive trajectory. As such, the ZSE All Share, \nTop 10 and Top 15 indices registered growths \nof 18.25%, 19.57% and 20.30% to 277.86 \npoints, 281.78 points and 285.78 points, \nrespectively. \n \nOwing to the developments on the local bourse \nduring the period under analysis, the ZSE \ngained 16.71%, or ZiG12,494.32 million worth \nof capitalisation to ZiG87 257.33 million \ncompared to ZiG74,763.01 million recorded in \nthe previous month. Similarly, on an annual \nbasis, the ZSE market capitalisation gained \nadjustments from June 2025 also include exchange \nlosses related to external loans transferred to \nGovernment, which were previously classified under \nUnrealized Exchange Losses in Other Items Net (OIN). \nNCDs, \n0.37%\nLocal Currency Time \nDeposits, 2.16%\nFX Time Deposits, \n12.43%\nLocal Currency \nTransferable , \n16.00%\nFX Transferable \nDeposits, 68.91%\nCurrency in \nCirculation, \n0.13%\nHouseholds\n26.17%\nAgriculture\n16.40%\nMining\n8.54%\nManufacturing\n13.42%\nDistribution\n13.15%\nTransport and \nCommunication\n4.17%\nServices\n9.86%\nFinancial Organisations \nand Investments\n4.77%\nConstruction\n3.51%\nOther\n0.01%\n \n \n8 \n \n \n31.73%, from ZiG66,241.20 million recorded \nin the same period in 2024. \nThe resource index closed at 117.69 points, \nrepresenting a 7.88% increase compared to \n109.09 points recorded in the previous month. \nAnnually, the mining index lost 50.00%, from \n235.38 points recorded in December 2024. \n \nDuring the month under review, the cumulative \nvolume of shares traded added 18.68%, \namounting to 15.53 million, compared to 83.16 \nmillion recorded in the previous month. \nCumulative turnover value, however, lost \n4.49% to ZiG358.17 million, compared to \nZiG375.03 million recorded in the previous \nmonth. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nThe proportion of foreign purchases to the \nvalue of shares traded improved to 1.27%, from \n0.17% recorded in November 2025. Similarly, \nthe cumulative net foreign position improved \nfrom a negative position of ZiG267.11 million \nto a negative position of ZiG103.79 million. \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange exhibited \nbullish sentiments for the sixth consecutive \nmonth. Resultantly, the VFEX All Share index \nadded 1.40% to close at 177.12 points in \nDecember 2025, compared to 174.68 points \nrecorded in previous month, as shown in Figure \n13. \n \nFigure 13: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI): November \n2024- November 2025 \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nIn line with the developments on the VFEX \nmarket in December 2025, the market added \n0.57%, or US$11.85 \nmillion worth of \ncapitalisation to US$2,097.16 million. This is \nin \ncomparison to \nUS$2,085.31 \nmillion \nrecorded in the previous month. Annually, the \nVFEX capitalisation gained 63.89%, from \nUS$1,279.62 \nmillion \nrecorded \nin \nthe \ncomparable period last year. \n \n100\n150\n200\n250\n300\n350\n90\n140\n190\n240\n290\n340\n30-Dec-24\n30-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\n31-Oct-25\n30-Nov-25\n31-Dec-25\nALL SHARE AND TOP 10 \nINDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n90\n100\n110\n120\n130\n140\n150\n160\n170\n180\n30-Dec-24\n30-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\n31-Oct-25\n30-Nov-25\n31-Dec-25\n \n \n9 \n \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) \nMarket \nCapitalisation \n(US$ \nbillions) \n \nSource: Zimbabwe Stock Exchange, 2025 \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues for December 2025 increased by 23% \nfrom ZiG224.01 billion in November 2025 to \nZiG275.38 billion. Transactional volumes also \nincreased by 11% from 76.22 million to 84.23 \nmillion recorded during the same period., as \nshown in Figure 15. \n \nFigure 15: Payment Systems Monthly \nTransactional Values and Volumes from \nJanuary 2025 – December 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe combined value of ZiG and US$ \ntransactions processed through the RTGS \nsystem in December 2025 increased by 27.38% \nfrom ZiG129.42 billion recorded in November \n2025 \nto \nZiG164.86 \nbillion. \nSimilarly, \ntransactional volumes also increased by \n23.88% from 0.83 million to 1.03 million \nduring the period under review. \n \nFigure 16: RTGS System Trend for Values \nand Volumes from January 2025 - December \n2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nMobile and Internet-Based Transactions \nMobile \nand \ninternet-based \ntransactions \nincreased by 17.64% from ZiG76.38 billion in \nNovember 2025 to ZiG89.85 billion in \nDecember 2025. \n \nCash Transactions \nCash-based transactions increased by 17.07% \nfrom ZiG15.07 billion in November 2025 to \nZiG17.65 billion in December 2025. \n \n0\n0.5\n1\n1.5\n2\n2.5\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nUS$ BILLIONS\n0\n20\n40\n60\n80\n100\n0\n50\n100\n150\n200\n250\n300\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\n160\n180\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n \n \n10 \n \n \nCard-Based Transactions \nCard-based transactions increased by 13.02% \nfrom ZiG18.29 billion in November 2025 to \nZiG20.68 billion in December 2025. \nINFLATION OUTTURN \nMonthly Inflation Developments \nZiG Monthly Inflation \nMonthly ZiG inflation slightly increased by \n0.03 percentage points, from 0.20% in \nNovember 2025 to 0.23% in December 2025. \n \nThe ZiG monthly food inflation which stood at \n0.57% in December 2025, was driven by an \nincrease in prices of meat, and fruits and \nvegetables. Non-food inflation also rose from -\n0.03% in November 2025 to 0.04% in \nDecember \n2025 \nand \ncontributed \n0.03 \npercentage points to the monthly inflation rate. \n \nFigure 17 shows developments in monthly ZiG \ninflation from June 2024 to December 2025. \n \nFigure 17: ZiG Month-on-Month Inflation \n \n \nSource: ZIMSTAT, 2025 \n \nUS$ Monthly Inflation \nThe monthly US$ inflation rate moderated by \n0.2 percentage points from 0.2% in November \nto 0.0% in December 2025, driven by the \n0.01% decline in food inflation, which is \npartially attributed to decreases in prices of \nbread and cereals; milk, cheese, eggs; and \nfruits. \n \nNon-food inflation also fell to 0.02% in \nDecember 2025, from 0.15% in November \n2025. \n \nAnnual Inflation Developments \nZiG Annual Inflation Developments \nThe year-on-year ZiG inflation rate decreased \nfrom 19.0% in November 2025 to 15.0% in \nDecember 2025. Year-on year inflation was \ndriven by food inflation, which contributed \n11.89 percentage points to overall inflation. \nHousing, water and energy; transport; and \nfurniture and equipment had the largest \ncontributions to the overall inflation. ZiG \nannual \nfood \ninflation \ncontributed \n4.17 \npercentage points to annual ZiG inflation, \ndriven by an increase in prices meat; fruits and \nvegetables. \n \nUS$ Annual Inflation Developments \nAnnual US$ inflation rate decelerated to 12.4% \nin December 2025 from 13.1% in November \n2025. US$ year-on-year inflation was driven by \nnon-food inflation which accounted for 7.50 \npercentage points to the overall inflation. \nHousing, water and energy contributed about \n3.72 percentage points, while categories such \nas miscellaneous goods and services and \nalcoholic beverages and tobacco also had some \nsignificant contributions. \n-10\n0\n10\n20\n30\n40\nJun-24\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nOct-25\nDec-25\nZiG Monthly Inflation\n \n \n11 \n \n \nFigure \n18: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2025 \n \nWeighted Annual Inflation \nWeighted annual inflation at 13.3% in \nDecember \n2025, \nlargely \nfollowed \nthe \ndisinflationary trend exhibited by both the ZiG \nand US$ components. \nFEBRUARY 2026 \nRESERVE BANK OF ZIMBABWE \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n-5\n0\n5\n10\n15\n20\nY-O-Y Inflation Rate (%)\n \n \n12 \n \n \n \n \n13 \n \n \n \n \n \n14 \n \n \n \nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nNet Foreign Assets\n9,765,464.22\n9,112,969.32\n7,389.86\n8,858.14\n9,084.92\n9,303.65\n11,183.09\n11,059.03\n9,163.35\n10,642.45\n12,654.54\n13,917.24\n11,230.10\n9,891.40\nClaims on Non Residents\n19,162,644.38 20,113,361.10\n20,280.52\n21,464.25\n22,405.99\n22,719.00\n26,321.77\n25,204.45\n24,310.89\n25,812.72\n29,009.96\n27,770.37\n27,309.59\n27,538.14\nOf Which: Foreign Currency\n11,234,930.19\n10,288,521.82\n12,746.36\n11,639.76\n9,242.68\n9,519.90\n8,665.77\n9,520.98\n10,812.40\n14,822.22\n15,521.30\n14,189.74\n14,165.53\n15,140.90\nDeposits\n7,530,468.74\n9,296,529.40\n6,917.90\n9,040.66\n12,961.80\n12,996.49\n17,466.41\n15,492.78\n13,309.36\n10,831.44\n13,370.17\n13,463.63\n13,027.90\n12,281.70\nOther\n397,245.45\n528,309.88\n616.26\n783.83\n201.51\n202.60\n189.59\n190.69\n189.13\n159.06\n118.49\n117.00\n116.16\n115.54\nLess Liabilities to Non Residents\n9,397,180.16 11,000,391.78\n12,890.67\n12,606.10\n13,321.07\n13,415.35\n15,138.68\n14,145.42\n15,147.54\n15,170.26\n16,355.43\n13,853.12\n16,079.48\n17,646.74\nOf Which: Deposits\n953,309.19\n1,408,378.26\n2,457.30\n2,140.51\n1,714.07\n2,351.48\n3,165.21\n1,703.40\n2,629.70\n2,685.47\n3,404.41\n1,670.94\n3,097.42\n5,028.24\nLoans\n8,443,870.97\n9,592,013.52\n10,433.37\n10,465.60\n11,607.00\n11,063.87\n11,973.47\n12,442.02\n12,517.84\n12,484.79\n12,951.02\n12,182.18\n12,855.93\n12,498.18\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n126.14\n120.31\nNet Domestic Assets (NDA)\n62,564.10\n69,536.43\n70,673.91\n69,308.20\n74,080.26\n77,384.56\n81,367.58\n85,837.60\n86,676.41\n87,770.24\n86,219.17\n91,077.56\n93,867.17\n97,394.20\nDomestic Claims\n56,082.21\n61,112.23\n62,715.84\n63,183.47\n64,707.12\n65,487.40\n67,523.42\n68,938.49\n72,237.69\n72,658.42\n70,752.97\n74,144.41\n77,164.83\n78,514.51\nNet Claims on Central Government\n2,579.12\n5,475.14\n5,587.82\n5,710.88\n5,893.84\n2,703.38\n1,911.03\n1,432.28\n3,806.99\n3,432.57\n-343.81\n758.29\n2,177.45\n3,605.50\nClaims on Central Government\n12,992.03\n13,929.03\n13,736.58\n13,267.36\n13,658.28\n13,697.56\n13,883.28\n15,519.89\n16,115.81\n15,804.64\n14,956.67\n15,518.58\n15,671.68\n17,041.29\nSecurities\n12,733.08\n13,680.09\n13,393.71\n12,742.17\n13,149.28\n13,219.57\n13,413.78\n15,011.08\n15,661.68\n15,264.20\n14,394.72\n14,979.39\n15,156.37\n16,587.35\n of which foreign currency denominated securities\n11,066.91\n12,179.89\n11,952.49\n11,317.47\n11,610.83\n12,803.60\n11,975.41\n12,612.98\n12,740.28\n12,330.04\n11,616.75\n11,903.45\n12,178.11\n12,782.98\nLoans\n258.95\n248.94\n342.87\n525.19\n509.01\n478.00\n469.51\n508.81\n454.13\n540.44\n561.95\n539.19\n515.30\n453.93\n of which foreign currency\n256.79\n248.35\n335.73\n515.89\n500.08\n474.00\n460.64\n505.05\n445.28\n530.49\n550.56\n533.21\n509.52\n448.58\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n10,412.91\n8,453.89\n8,148.76\n7,556.48\n7,764.44\n10,994.18\n11,972.25\n14,087.61\n12,308.82\n12,372.07\n15,300.48\n14,760.29\n13,494.22\n13,435.79\nOf which: Deposits\n10,406.49\n8,453.88\n8,148.76\n7,486.50\n7,714.70\n10,839.61\n11,890.29\n13,980.02\n12,190.98\n12,265.21\n15,171.44\n14,628.22\n13,299.60\n13,268.09\nof which foreign currency deposits\n9,591.43\n7,777.48\n7,621.82\n6,689.63\n6,183.93\n9,392.25\n10,536.89\n12,630.29\n10,600.01\n10,915.21\n13,550.72\n12,693.10\n12,308.34\n11,917.20\nOther \n6.42\n0.01\n0.00\n69.98\n49.75\n154.57\n81.96\n107.59\n117.83\n106.86\n129.04\n132.07\n194.62\n167.71\nClaims on Other Sectors\n53,503.09\n55,637.09\n57,128.02\n57,472.59\n58,813.28\n62,784.02\n65,612.38\n67,506.21\n68,430.69\n69,225.85\n71,096.78\n73,386.13\n74,987.38\n74,909.01\nOther Financial Corporations\n2,660.02\n3,791.26\n3,485.44\n3,385.55\n3,608.07\n4,473.46\n4,032.45\n3,957.16\n4,175.70\n4,256.35\n5,121.64\n4,895.91\n5,396.25\n4,965.42\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22.04\n21.46\n18.84\n23.48\n23.74\n20.77\nPublic Non Financial Corporations\n803.29\n551.32\n558.39\n545.98\n481.20\n462.25\n356.01\n338.67\n337.14\n243.04\n217.57\n459.14\n524.00\n652.18\nPrivate Sector\n50,039.78\n51,294.51\n53,084.19\n53,541.07\n54,724.00\n57,848.31\n61,223.93\n63,210.38\n63,895.82\n64,705.01\n65,738.73\n68,007.60\n69,043.39\n69,270.63\nof which foreign currency denominated loans\n42,518.38\n42,937.33\n46,086.81\n46,197.56\n47,961.06\n50,400.88\n52,686.20\n54,648.96\n54,746.71\n54,919.36\n56,222.03\n58,272.26\n59,687.69\n59,670.51\nClaims on the Central Bank\n29,978.18\n29,908.44\n30,373.55\n29,202.08\n30,532.02\n33,836.49\n34,730.71\n36,281.29\n36,593.85\n37,610.46\n36,713.15\n37,496.18\n38,667.92\n40,660.31\nCurrency\n71.40\n68.67\n69.32\n75.03\n101.33\n107.36\n161.37\n212.52\n217.74\n226.17\n239.92\n251.32\n326.31\n369.84\nReserves\n29,665.56\n29,561.47\n30,142.63\n28,957.94\n30,153.54\n33,294.89\n34,245.99\n35,723.28\n36,068.33\n36,921.10\n35,998.29\n36,686.58\n37,765.06\n39,802.57\nSecurities\n241.22\n278.30\n161.60\n169.10\n277.15\n434.25\n323.36\n345.49\n307.78\n463.19\n474.94\n558.28\n576.55\n487.89\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n282.26\n233.01\n488.20\n536.90\n541.72\n544.15\n160.12\n149.02\n194.20\n156.52\n143.37\n184.11\n107.06\n62.58\n0.00\n0.00\nOther Items(Net)\n23,214.03\n21,251.23\n21,927.28\n22,540.45\n20,617.17\n21,395.18\n20,726.43\n19,233.16\n21,960.93\n22,342.11\n21,103.59\n20,378.92\n21,858.52\n21,718.04\nShares and Other Equity\n37,782.51\n38,602.37\n37,957.33\n39,010.06\n39,952.69\n40,420.68\n40,672.56\n41,715.34\n43,880.98\n44,654.49\n44,379.40\n45,067.33\n43,901.66\n42,447.79\nLiabilities to other ressident sectors\n338.84\n351.53\n40.86\n232.77\n52.60\n57.57\n129.76\n154.53\n160.13\n219.06\n72.01\n186.56\n291.68\n319.39\nOther Items(Net)\n-14,907.33\n-17,702.67\n-16,070.91\n-16,702.38\n-19,388.12\n-19,083.07\n-20,075.89\n-22,636.71\n-22,080.18\n-22,531.45\n-23,347.82\n-24,874.98\n-22,334.83\n-21,049.14\nDeposits and Securities Included in Broad Money\n72,329.56\n78,649.40\n78,063.76\n78,166.34\n83,165.18\n86,688.21\n92,550.67\n96,896.64\n95,839.75\n98,412.69\n98,873.70\n104,994.81\n105,097.27\n107,285.61\nDeposits Included in Broad Money\n71,557.89\n \n77,653.70\n \n76,952.92\n \n77,123.33\n \n81,906.89\n \n85,574.56\n \n91,519.33\n \n95,396.24\n \n94,314.20\n \n96,697.98\n \n97,310.75\n \n103,323.38\n \n103,564.22\n \n106,881.82\n \nTransferable Deposits\n65,726.26\n \n71,536.87\n \n70,228.43\n \n69,326.09\n \n74,633.46\n \n76,668.54\n \n81,316.50\n \n84,216.03\n \n83,327.48\n \n84,046.56\n \n83,971.86\n \n88,707.29\n \n89,504.29\n \n91,112.50\n \n of which FCAs\n54,884.34\n \n59,157.87\n \n58,527.96\n \n57,270.33\n \n62,418.69\n \n63,622.76\n \n66,516.87\n \n70,151.60\n \n69,751.55\n \n70,659.66\n \n70,517.62\n \n74,233.88\n \n74,105.68\n \n73,823.32\n \nOther Deposits (Time Deposits)\n5,831.62\n6,116.83\n6,724.49\n7,797.23\n7,273.44\n8,906.02\n10,202.83\n11,180.20\n10,986.71\n12,651.43\n13,338.89\n14,616.09\n14,059.93\n15,769.31\n of which FCAs\n4,568.46\n5,140.66\n5,707.45\n6,566.88\n6,058.37\n7,683.25\n8,760.66\n9,667.62\n9,240.63\n10,635.97\n11,472.65\n12,501.15\n11,969.63\n13,434.26\nMoney Market Instruments\n771.68\n \n995.70\n \n1,110.84\n \n1,043.01\n \n1,258.29\n \n1,113.65\n \n1,031.34\n \n1,500.40\n \n1,525.56\n \n1,714.71\n \n1,562.95\n \n1,671.42\n \n1,533.06\n \n403.79\n \nSource:Reserve Bank of Zimbabwe,2025\nNotes\n i. Monetary data was revised from September 2024 following the adoption of new reporting return submitted by banks. \n ii. The notable revision is on broad money stock (M3) which was revised downwards due to reclassification of Government foreign currency deposits held by banks from deposits included in broad money. \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ 'Million)\n \n \n15 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther2\nGovernment\nLocal \nPublic \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nTotal\nAssets\n022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n024\nan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\neb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\nApr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nMay\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\nep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nOct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\nov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\nec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n025\nan\n69.3\n \n12,746.4\n \n30,180.7\n \n3,532.9\n \n6,021.2\n \n896.7\n13,393.7\n0.0\n0.0\n2,006.3\n342.9\n0.0\n558.4\n6,598.6\n45,645.3\n52,243.9\n4,743.0\n6,786.8\n10,675.6\n18,575.8\n162,773.4\neb\n75.0\n \n11,639.8\n \n28,998.1\n \n3,283.1\n \n8,161.6\n \n879.1\n12,742.2\n0.0\n0.0\n2,420.6\n525.2\n0.0\n546.0\n6,009.1\n46,847.7\n52,856.7\n4,830.3\n7,060.8\n8,636.7\n18,506.8\n161,162.0\nMar\n101.3\n \n9,242.7\n \n30,230.5\n \n3,610.1\n \n12,141.7\n \n820.1\n13,149.3\n0.0\n0.0\n2,701.4\n509.0\n0.0\n481.2\n5,364.5\n48,748.3\n54,112.8\n4,536.1\n7,859.2\n8,503.0\n19,297.8\n167,296.2\nApr\n107.4\n \n9,519.9\n \n33,479.3\n \n3,591.2\n \n12,582.7\n \n413.8\n13,219.6\n0.0\n0.0\n2,516.2\n478.0\n0.0\n462.3\n5,605.4\n52,416.4\n58,021.8\n4,214.0\n6,452.9\n11,508.1\n19,362.3\n175,929.4\nMay\n161.4\n \n8,665.8\n \n34,327.1\n \n3,618.3\n \n17,046.8\n \n419.6\n13,413.8\n0.0\n0.0\n2,354.6\n469.5\n0.0\n356.0\n6,417.7\n54,552.9\n60,970.5\n4,191.2\n7,163.7\n11,589.0\n19,259.1\n184,006.3\nun\n212.5\n \n9,521.0\n \n35,799.3\n \n6,230.7\n \n15,373.4\n \n119.4\n15,011.1\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,337.6\n62,644.2\n6,770.3\n7,532.5\n10,182.1\n19,289.0\n191,877.5\nul\n213.8\n \n9,541.1\n \n35,802.0\n \n6,242.3\n \n15,357.8\n \n119.4\n15,009.2\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,419.5\n62,726.1\n6,735.6\n7,493.6\n10,258.8\n19,318.5\n192,010.2\nug\n226.2\n \n14,822.2\n \n36,977.1\n \n5,875.5\n \n10,221.8\n \n609.6\n15,264.2\n0.0\n0.0\n2,284.7\n540.4\n21.5\n243.0\n7,482.0\n56,642.4\n64,124.4\n8,139.8\n8,543.3\n11,926.7\n19,642.7\n199,463.2\nep\n239.9\n \n15,521.3\n \n36,090.8\n \n4,591.7\n \n12,448.2\n \n921.9\n14,394.7\n0.0\n0.0\n2,385.7\n562.0\n18.8\n217.6\n7,300.0\n58,466.7\n65,766.7\n6,252.1\n8,537.4\n12,793.5\n20,013.7\n200,756.0\nOct\n251.3\n \n14,189.7\n \n36,754.9\n \n5,802.9\n \n12,553.0\n \n910.6\n14,979.4\n0.0\n0.0\n2,544.0\n539.2\n23.5\n459.1\n7,479.3\n60,433.5\n67,912.7\n5,513.5\n7,774.8\n12,321.7\n19,927.9\n202,458.5\nov\n326.3\n \n14,165.5\n \n37,874.5\n \n6,578.1\n \n12,199.9\n \n828.0\n15,156.4\n0.0\n0.0\n2,490.1\n515.3\n23.7\n524.0\n7,149.7\n62,122.0\n69,271.7\n6,271.4\n9,054.8\n12,324.8\n19,793.3\n207,398.0\nec\n369.8\n \n15,140.9\n \n39,886.1\n \n4,131.9\n \n11,461.7\n \n820.0\n16,587.4\n0.0\n0.0\n3,130.2\n453.9\n20.8\n652.2\n7,188.3\n61,788.6\n68,976.9\n5,263.1\n8,262.1\n11,058.7\n20,241.9\n206,457.4\nSource:Reserve Bank of Zimbabwe, 2025\nNotes\ni.Government securities includes treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\nii.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic \nEnterprises\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\nOther Institutional Units\nForeign \nCurrency \nDenominated\n ZiG \nDenominated\nTABLE 4.1 : OTHER DEPOSITORY CORPORATIONS - ASSETS\nMillions\n \n \n16 \n \n \n \nEnd of\nTotal Deposits\nof which FCA\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\n*Aug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\n*Sep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\n*Oct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\n*Nov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\n*Dec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2025\n*Jan\n68,409.5\n1,912.4\n7,835.3\n78,157.2\n1,164.8\n8,148.8\n87,470.8\n64365.68\n0.0\n12,797.2\n488.2\n969.1\n40.9\n38,608.5\n6,786.8\n15,612.0\n162,773.4\n*Feb\n67,429.9\n1,989.7\n8,910.2\n78,329.8\n759.7\n7,486.5\n86,576.0\n63840.63\n0.0\n12,512.6\n536.9\n1,154.7\n232.8\n39,664.8\n7,060.8\n13,423.4\n161,162.0\n*Mar\n72,624.4\n2,009.1\n8,581.5\n83,215.0\n248.3\n7,714.7\n91,178.1\n68486.59\n0.0\n13,321.0\n541.7\n801.1\n52.6\n40,610.2\n7,859.2\n12,932.3\n167,296.2\n*Apr\n74,443.6\n2,224.9\n10,174.2\n86,842.8\n255.1\n10,839.6\n97,937.5\n70754.40\n0.0\n13,415.3\n544.2\n970.0\n57.6\n41,163.7\n6,452.9\n15,388.2\n175,929.4\n*May\n78,625.7\n2,690.8\n11,316.1\n92,632.6\n709.1\n11,890.3\n105,232.0\n75289.91\n0.0\n15,138.7\n160.1\n720.7\n129.8\n41,478.2\n7,163.7\n13,983.1\n184,006.3\n*Jun\n81,706.3\n2,509.7\n12,788.2\n97,004.2\n820.4\n13,980.0\n111,804.6\n79877.48\n0.0\n14,145.4\n149.0\n1,209.8\n154.5\n42,450.7\n7,532.5\n14,430.8\n191,877.5\n*Jul\n81,849.8\n2,526.2\n12,815.1\n97,191.1\n820.4\n13,980.0\n111,991.4\n79949.49\n0.0\n14,120.4\n149.0\n1,173.2\n154.5\n42,508.9\n7,493.6\n14,419.0\n192,010.2\n*Aug\n81,741.3\n2,305.2\n14,473.0\n98,519.6\n1,264.7\n12,265.2\n112,049.5\n81435.72\n0.0\n15,170.3\n156.5\n1,358.8\n219.1\n45,558.0\n8,543.3\n16,407.7\n199,463.2\n*Sept\n81,151.4\n2,820.5\n15,030.9\n99,002.7\n1,065.9\n15,171.4\n115,240.0\n82111.54\n0.0\n16,355.4\n143.4\n1,444.0\n72.0\n45,390.8\n8,537.4\n13,573.1\n200,756.0\n*Oct\n85,790.6\n2,916.7\n16,419.6\n105,126.9\n701.9\n14,628.2\n120,457.0\n86902.70\n0.0\n13,853.1\n184.1\n1,666.8\n186.6\n46,041.1\n7,774.8\n12,295.0\n202,458.5\n*Nov\n86,759.2\n2,745.1\n15,787.6\n105,291.9\n502.9\n13,299.6\n119,094.4\n86221.66\n126.1\n15,953.3\n107.1\n1,655.6\n291.7\n44,855.4\n9,054.8\n16,259.5\n207,398.0\n*Dec\n86,907.8\n4,204.8\n16,340.8\n107,453.3\n432.0\n13,268.1\n121,153.4\n87388.85\n120.3\n17,526.4\n62.6\n1,329.8\n319.4\n43,314.2\n8,262.1\n14,369.4\n206,457.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\n \n \n17 \n \n \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt Public Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\nLoans in ZiG\nLoans in Foreign Currency\nTotal\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n55.47\n \n11,470.10\n \n27,587.58\n \n2,805.14\n \n5,383.93\n \n896.67\n \n12,362.23\n \n-\n \n-\n \n807.94\n \n342.87\n \n-\n \n201.82\n \n6,018.68\n \n38,456.08\n \n44,474.76\n \n4,490.04\n \n6,786.76\n \n7,296.77\n \n14,700.77\n \n139,662.8\n \nFeb\n60.09\n \n10,394.10\n \n26,074.71\n \n2,500.83\n \n7,466.49\n \n879.05\n \n11,985.91\n \n-\n \n-\n \n1,227.40\n \n525.19\n \n-\n \n210.91\n \n5,135.14\n \n39,602.20\n \n44,737.33\n \n4,572.78\n \n7,060.84\n \n6,529.15\n \n14,603.01\n \n138,827.8\n \nMar\n79.63\n \n7,880.54\n \n27,417.58\n \n2,717.51\n \n11,623.76\n \n820.11\n \n12,300.30\n \n-\n \n-\n \n1,342.02\n \n509.01\n \n-\n \n196.72\n \n4,699.08\n \n40,942.54\n \n45,641.63\n \n4,354.50\n \n7,859.25\n \n6,540.97\n \n15,243.80\n \n144,527.3\n \nApr\n87.99\n \n8,108.02\n \n30,664.80\n \n2,649.20\n \n12,068.34\n \n413.80\n \n12,241.98\n \n-\n \n-\n \n1,095.15\n \n478.00\n \n-\n \n177.77\n \n4,854.99\n \n44,593.50\n \n49,448.49\n \n4,042.90\n \n6,452.91\n \n9,497.37\n \n15,304.56\n \n152,731.3\n \nMay\n133.33\n \n7,539.98\n \n31,081.99\n \n2,649.42\n \n16,140.56\n \n419.60\n \n12,259.88\n \n-\n \n-\n \n953.79\n \n469.51\n \n-\n \n151.74\n \n5,278.01\n \n46,383.60\n \n51,661.61\n \n3,991.35\n \n7,163.66\n \n9,319.35\n \n15,249.33\n \n159,185.1\n \nJun\n181.74\n \n8,374.10\n \n32,527.57\n \n5,410.98\n \n14,549.70\n \n119.42\n \n13,604.07\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,537.52\n \n52,765.60\n \n6,477.32\n \n7,532.53\n \n8,140.55\n \n15,060.65\n \n166,386.4\n \nJul\n183.05\n \n8,394.26\n \n32,530.27\n \n5,422.55\n \n14,534.13\n \n119.42\n \n13,602.14\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,619.44\n \n52,847.52\n \n6,442.57\n \n7,493.64\n \n8,217.25\n \n15,090.15\n \n166,519.1\n \nAug\n193.19\n \n13,295.37\n \n33,500.18\n \n4,346.93\n \n8,753.41\n \n609.59\n \n14,232.02\n \n-\n \n-\n \n583.16\n \n540.44\n \n21.46\n \n129.27\n \n6,419.77\n \n47,719.81\n \n54,139.58\n \n7,481.64\n \n8,543.31\n \n9,652.13\n \n15,411.88\n \n171,433.6\n \nSep\n201.68\n \n13,950.40\n \n32,362.47\n \n3,553.93\n \n11,188.77\n \n921.94\n \n13,421.60\n \n-\n \n-\n \n757.44\n \n561.95\n \n18.84\n \n110.22\n \n6,020.45\n \n49,450.81\n \n55,471.26\n \n5,730.80\n \n8,537.36\n \n10,340.98\n \n15,804.22\n \n172,933.8\n \nOct\n204.51\n \n12,507.21\n \n32,947.48\n \n4,526.89\n \n11,385.81\n \n910.64\n \n14,013.13\n \n-\n \n-\n \n655.59\n \n539.19\n \n23.48\n \n267.06\n \n6,236.10\n \n51,566.50\n \n57,802.60\n \n4,997.85\n \n7,774.84\n \n9,423.21\n \n16,097.87\n \n174,077.4\n \nNov\n263.56\n \n12,673.29\n \n33,851.53\n \n5,484.35\n \n10,816.26\n \n828.03\n \n14,055.20\n \n-\n \n-\n \n649.51\n \n515.30\n \n23.74\n \n327.36\n \n5,880.27\n \n53,183.11\n \n59,063.39\n \n5,737.74\n \n9,054.80\n \n9,275.53\n \n15,949.32\n \n178,568.9\n \nDec\n309.46\n \n13,291.25\n \n36,167.66\n \n3,188.93\n \n10,104.59\n \n820.00\n \n15,607.97\n \n-\n \n-\n \n1,469.05\n \n453.93\n \n20.77\n \n412.11\n \n5,956.99\n \n53,287.33\n \n59,244.32\n \n4,666.34\n \n8,262.05\n \n8,562.83\n \n17,160.25\n \n179,741.5\n \nSource: Reserve Bank of Zimbabwe, 2025\nNotes\ni.Government securities include treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\niii.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nOther Institutional Units\n \n \n18 \n \n \n \nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n61,330.5\n1,857.1\n5,138.7\n68,326.3\n1,164.8\n7,498.8\n76,990.0\n57444.68\n0.0\n11,140.1\n488.2\n591.7\n40.9\n31,241.2\n6,786.8\n12,384.1\n139,662.8\nFeb\n60,122.2\n1,926.9\n5,792.8\n67,841.9\n759.7\n6,860.8\n75,462.5\n56543.39\n0.0\n10,832.8\n536.9\n948.1\n232.8\n32,118.9\n7,060.8\n11,635.0\n138,827.8\nMar\n64,498.3\n1,941.3\n5,810.8\n72,250.4\n248.3\n7,126.4\n79,625.1\n60576.11\n0.0\n11,822.7\n539.3\n718.1\n52.6\n32,964.9\n7,859.2\n10,945.4\n144,527.3\nApr\n66,264.7\n2,136.9\n7,267.2\n75,668.8\n255.1\n10,251.2\n86,175.2\n62807.07\n0.0\n11,917.1\n541.8\n870.9\n57.6\n33,473.5\n6,452.9\n13,242.4\n152,731.3\nMay\n69,556.9\n2,593.4\n8,067.9\n80,218.2\n709.1\n11,890.0\n92,817.3\n66697.22\n0.0\n13,030.8\n157.7\n620.4\n129.8\n33,467.9\n7,163.7\n11,797.5\n159,185.1\nJun\n73,254.5\n2,441.0\n8,265.2\n83,960.7\n820.4\n13,331.3\n98,112.3\n70999.01\n0.0\n12,314.0\n107.9\n1,123.5\n154.5\n34,375.8\n7,532.5\n12,665.7\n166,386.4\nJul\n73,398.0\n2,457.5\n8,292.0\n84,147.5\n820.4\n13,331.3\n98,299.2\n71071.02\n0.0\n12,289.1\n107.9\n1,086.9\n154.5\n34,434.0\n7,493.6\n12,653.9\n166,519.1\nAug\n72,524.1\n2,227.6\n9,705.6\n84,457.3\n1,264.7\n11,513.5\n97,235.5\n71384.09\n0.0\n13,105.1\n108.5\n1,251.0\n219.1\n36,895.5\n8,543.3\n14,075.6\n171,433.6\nSep\n71,148.7\n2,740.7\n10,453.3\n84,342.7\n1,065.9\n14,970.8\n100,379.3\n71378.38\n0.0\n14,495.5\n101.1\n1,355.9\n72.0\n36,869.5\n8,537.4\n11,123.3\n172,933.8\nOct\n75,414.2\n2,831.2\n11,381.7\n89,627.2\n701.9\n14,396.3\n104,725.3\n76497.14\n0.0\n12,553.1\n101.4\n1,578.5\n186.6\n37,599.3\n7,774.8\n9,558.4\n174,077.4\nNov\n76,316.0\n2,650.2\n10,700.9\n89,667.1\n502.9\n12,992.3\n103,162.3\n75901.72\n0.0\n14,547.7\n48.4\n1,567.1\n291.7\n36,436.9\n9,054.8\n13,460.1\n178,568.9\nDec\n76,295.4\n4,109.6\n12,169.3\n92,574.3\n432.0\n12,915.7\n105,922.0\n76732.01\n0.0\n16,131.9\n48.4\n1,329.8\n319.4\n35,604.1\n8,262.1\n12,123.9\n179,741.5\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\nZWG millions\n \n \n19 \n \n \n \nForeign\nOther \nContigent\nEnd of\nNotes\nClaims\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt Public Enterprises\nOther2\nMortgages\nGovernment\nPublic Enterprise\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nLoans in ZiG\nLoans in Foreign Currency \nTotal\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n13.1\n \n939.4\n2,348.5\n \n616.8\n637.3\n \n-\n \n1,028.5\n \n0.0\n-\n \n1,019.2\n \n1,294.7\n \n-\n \n356.6\n \n317.5\n \n5,353.2\n \n5,670.7\n \n199.4\n \n-\n \n3001.4\n3,282.1\n \n20,407.7\n \nFeb\n13.9\n \n980.7\n2,545.5\n \n628.6\n695.1\n \n-\n \n753.2\n \n0.0\n-\n \n997.8\n \n1,428.4\n \n-\n \n335.1\n \n535.1\n \n5,302.8\n \n5,837.9\n \n199.4\n \n-\n \n1754.4\n3,294.2\n \n19,464.2\n \nMar\n20.4\n \n1031.3\n2,349.0\n \n786.9\n517.9\n \n-\n \n844.9\n \n0.0\n-\n \n1,066.7\n \n1,604.4\n \n-\n \n284.5\n \n358.4\n \n5,601.2\n \n5,959.7\n \n121.0\n \n-\n \n1684.9\n3,466.0\n \n19,737.7\n \nApr\n17.8\n \n1038.4\n2,522.2\n \n766.4\n514.4\n \n-\n \n900.0\n \n0.0\n-\n \n1,084.2\n \n1,815.7\n \n-\n \n284.5\n \n322.9\n \n5,519.7\n \n5,842.6\n \n111.4\n \n-\n \n1736.6\n3,476.9\n \n20,111.3\n \nMay\n26.4\n \n855.4\n2,940.4\n \n801.9\n906.2\n \n-\n \n1,009.6\n \n0.0\n-\n \n1,098.4\n \n1,814.5\n \n-\n \n204.3\n \n695.6\n \n5,865.6\n \n6,561.2\n \n139.8\n \n-\n \n2062.4\n3,495.2\n \n21,915.6\n \nJun\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nJul\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nAug\n32.3\n \n1148.2\n3,101.3\n \n1361.4\n1,468.4\n \n-\n \n892.1\n \n0.0\n-\n \n1,235.6\n \n1,836.0\n \n-\n \n113.8\n \n639.9\n \n6,476.6\n \n7,116.6\n \n593.1\n \n-\n \n2036.4\n3,683.5\n \n24,618.5\n \nSep\n34.4\n \n1218.5\n3,281.0\n \n813.1\n1,259.5\n \n-\n \n830.3\n \n0.0\n-\n \n1,226.4\n \n2,125.7\n \n-\n \n107.4\n \n842.6\n \n6,263.1\n \n7,105.7\n \n451.2\n \n-\n \n2125.9\n3,664.0\n \n24,242.9\n \nOct\n43.3\n \n1267.3\n3,558.0\n \n979.8\n1,167.2\n \n-\n \n825.7\n \n0.0\n-\n \n1,303.7\n \n2,339.1\n \n-\n \n192.1\n \n741.0\n \n5,924.4\n \n6,665.4\n \n439.4\n \n-\n \n2552.1\n3,279.3\n \n24,612.4\n \nNov\n52.6\n \n1073.9\n3,497.0\n \n941.9\n1,383.6\n \n-\n \n934.1\n \n0.0\n-\n \n1,285.1\n \n2,404.5\n \n-\n \n196.6\n \n747.1\n \n5,896.2\n \n6,643.3\n \n445.0\n \n-\n \n2697.9\n3,293.4\n \n24,849.0\n \nDec\n56.6\n \n1353.3\n3,358.3\n \n770.7\n1,357.1\n \n-\n \n813.7\n \n0.0\n-\n \n1,218.2\n \n2,301.7\n \n-\n \n240.1\n \n688.4\n \n5,536.9\n \n6,225.3\n \n499.2\n \n-\n \n2126.3\n2,525.0\n \n22,845.2\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\ni.Government securities include treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\nii.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nOther Institutional Units\nTABLE 6.1: BUILDING SOCIETIES ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent \nOther\nTOTAL\nand\nLiabilities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n6114\n44.7\n2,350.2\n8,508.5\n0.0\n649.8\n9,158.3\n6,215.9\n0.0\n1,657.1\n0.0\n377.4\n0.0\n6,162.6\n0.0\n3,052.3\n20,407.7\nFeb\n6227\n51.3\n2,759.3\n9,037.6\n0.0\n625.5\n9,663.1\n6,512.8\n0.0\n1,679.8\n0.0\n206.6\n0.0\n6,294.5\n0.0\n1,620.1\n19,464.2\nMar\n7027\n54.9\n2,402.5\n9,484.9\n0.0\n588.2\n10,073.1\n7,085.6\n0.0\n1,498.3\n0.0\n83.0\n0.0\n6,364.1\n0.0\n1,719.2\n19,737.7\nApr\n7101\n74.1\n2,488.0\n9,663.4\n0.0\n588.3\n10,251.7\n7,186.8\n0.0\n1,498.3\n0.0\n99.1\n0.0\n6,375.2\n0.0\n1,887.1\n20,111.3\nMay\n8052\n83.0\n2,896.7\n11,031.5\n0.0\n0.0\n11,031.5\n7,864.0\n0.0\n2,107.9\n0.0\n100.3\n0.0\n6,789.0\n0.0\n1,886.9\n21,915.6\nJun\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nJul\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nAug\n7971\n57.3\n4,213.4\n12,241.4\n0.0\n751.2\n12,992.5\n9,046.5\n0.0\n2,065.1\n36.9\n107.8\n0.0\n7,361.5\n0.0\n2,054.6\n24,618.5\nSep\n8740\n54.3\n3,967.0\n12,761.5\n0.0\n200.1\n12,961.6\n9,714.8\n0.0\n1,860.0\n30.3\n88.1\n0.0\n7,193.5\n0.0\n2,109.3\n24,242.9\nOct\n9077\n56.8\n4,294.6\n13,428.1\n0.0\n229.7\n13,657.8\n9,386.0\n0.0\n1,300.0\n30.7\n88.3\n0.0\n7,089.1\n0.0\n2,446.5\n24,612.4\nNov\n9080\n61.7\n4,431.4\n13,573.5\n0.0\n303.8\n13,877.4\n9,286.0\n0.0\n1,405.7\n16.7\n88.5\n0.0\n7,016.5\n0.0\n2,444.2\n24,849.0\nDec\n9321\n58.8\n3,562.5\n12,942.0\n0.0\n348.9\n13,290.9\n9,699.6\n0.0\n1,394.5\n4.6\n0.0\n0.0\n6,336.7\n0.0\n1,818.5\n22,845.2\nSource: Reserve Bank of Zimbabwe, 2025\ncs are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n21 \n \n \n \nEND OF\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\n*Aug\n3,858,128.45\n496,920.13\n197,595.11\n3,160,166.09\n163,179.56\n1,353,221.18\n3,891,826.53\n2,259,346.53\n2,064,398.05\n355,517.61\n7,019,997.29\n1,626.53\n24,821,923.05\n*Sep\n6,672,075.13\n1,240,260.16\n365,299.01\n5,024,076.96\n274,548.64\n2,326,667.49\n6,387,958.08\n4,331,429.08\n3,418,807.30\n640,082.06\n11,884,283.83\n2,603.24\n42,568,090.98\n*Oct\n7,858,559.49\n1,469,928.32\n481,828.82\n5,465,308.96\n320,115.06\n2,603,522.82\n7,340,600.92\n5,249,584.59\n3,667,687.19\n726,009.18\n13,568,052.49\n3,070.10\n48,754,267.95\n*Nov\n7,180,366.66\n1,328,085.57\n428,978.78\n5,025,733.67\n284,239.89\n2,457,448.49\n6,759,835.67\n4,209,879.63\n3,928,182.05\n680,905.22\n13,074,981.78\n2,309.39\n45,360,946.80\n*Dec\n7,297,552.82\n1,289,292.14\n385,874.99\n4,973,856.63\n262,219.72\n2,513,526.60\n6,746,914.01\n4,827,984.53\n3,694,327.88\n706,439.67\n13,280,443.54\n2,262.81\n45,980,695.34\n2025\n*Jan\n7,678,298.65\n1,196,038.23\n409,696.02\n5,047,238.20\n306,809.73\n2,664,917.36\n6,434,242.43\n4,757,437.66\n4,086,970.99\n769,886.02\n13,569,651.19\n1,922.01\n46,923,108.48\n*Feb\n8,299,274.74\n1,201,875.78\n399,492.64\n4,830,538.61\n300,587.07\n2,770,286.66\n6,503,215.41\n4,803,609.78\n4,292,425.79\n746,491.37\n13,140,132.51\n1,960.50\n47,289,890.85\n*Mar\n8,326,930.91\n1,244,718.81\n402,707.95\n5,041,144.58\n317,777.54\n2,491,912.41\n6,543,198.90\n4,375,136.07\n5,262,596.60\n744,227.95\n13,809,533.31\n1,950.08\n48,561,835.10\n*Apr\n8,907,112.83\n1,321,160.24\n510,175.35\n5,587,682.42\n301,612.10\n2,488,206.19\n7,065,026.69\n5,118,059.86\n5,500,479.51\n721,927.40\n14,585,410.50\n2,121.10\n52,108,974.19\n*May\n9,447,878.28\n1,662,965.62\n432,262.51\n6,247,342.77\n303,671.59\n2,560,619.89\n7,447,120.21\n5,231,385.19\n5,706,622.10\n757,449.00\n14,848,295.45\n2,090.86\n54,647,703.48\n*Jun\n9,323,262.25\n1,857,036.70\n452,476.01\n6,911,438.62\n316,057.26\n2,597,384.44\n7,363,354.86\n5,189,397.21\n5,586,435.53\n1,025,486.27\n14,948,428.25\n2,340.92\n55,573,098.32\n*Jul\n9,586,121.76\n1,821,068.99\n495,126.38\n7,039,554.33\n178,544.10\n2,593,734.88\n7,795,887.20\n5,506,356.66\n4,812,815.12\n1,047,916.99\n15,398,848.28\n3,074.97\n56,279,049.66\n*Aug\n9,148,112.87\n1,704,046.91\n442,559.05\n8,621,271.81\n178,023.75\n2,711,257.51\n7,806,713.08\n4,494,735.86\n5,678,257.82\n1,660,555.70\n14,593,469.93\n3,267.57\n57,042,271.87\n*Sep\n9,939,018.22\n1,705,339.14\n447,683.58\n8,018,110.39\n298,207.44\n2,736,927.32\n8,222,972.36\n5,267,250.21\n5,356,204.76\n1,618,665.56\n15,143,546.81\n3,161.64\n58,757,087.43\n*Oct\n10,156,394.52\n1,857,937.44\n894,870.28\n7,960,894.20\n327,830.18\n2,793,906.88\n8,390,997.31\n5,441,104.32\n5,826,908.27\n1,725,282.36\n16,026,574.02\n3,520.96\n61,406,220.75\n*Nov\n10,329,897.54\n2,127,564.82\n789,426.81\n8,168,504.38\n264,314.27\n2,738,893.05\n8,808,301.87\n5,467,229.39\n5,795,538.81\n1,651,606.66\n16,521,676.98\n3,535.22\n62,666,489.80\n*Dec\n9,986,988.75\n2,139,883.88\n812,138.77\n8,008,605.45\n342,519.81\n2,563,547.94\n8,175,566.68\n5,199,008.24\n6,004,733.95\n1,727,062.36\n15,937,838.06\n3,502.96\n60,901,396.85\nSource: Reserve Bank of Zimbabwe, 2025\nNotes\ni.Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n22 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\n*Oct\n3,485,504.59\n2,567,255.56\n3,535,607.03\n7,474,589.94\n3,299,698.46\n7,968,221.02\n5,044,419.36\n5,097,867.03\n29,458,757.35\n1,018,065.78\n9,462,752.69\n220,427.14\n78,633,165.96\n*Nov\n3,092,857.19\n2,583,575.64\n3,658,337.22\n6,311,484.89\n3,319,494.63\n7,425,250.57\n6,381,558.42\n4,761,639.77\n27,173,979.25\n1,133,673.74\n8,782,149.64\n200,228.74\n74,824,229.70\n*Dec\n3,246,075.75\n3,000,089.39\n3,491,754.69\n6,900,913.48\n3,547,897.26\n7,345,227.12\n6,716,997.93\n4,549,007.97\n27,260,521.53\n1,099,879.74\n10,022,447.18\n355,894.47\n77,536,706.51\n2025\n*Jan\n2,906,778.30\n3,263,210.15\n3,335,010.28\n6,226,024.85\n3,652,381.28\n8,401,231.92\n6,022,841.93\n4,820,773.49\n27,794,296.00\n1,020,418.08\n9,522,377.98\n214,322.39\n77,179,666.65\n*Feb\n3,148,260.00\n2,765,476.21\n2,386,768.37\n6,142,552.78\n3,733,009.01\n8,301,324.64\n5,391,986.88\n4,799,925.63\n27,396,588.33\n1,120,196.78\n10,349,018.64\n257,727.50\n75,792,834.75\n*Mar\n2,931,379.17\n2,536,384.45\n2,998,500.17\n7,205,270.81\n4,098,816.70\n9,412,388.16\n5,090,011.12\n5,298,903.78\n30,409,375.81\n1,367,930.91\n10,495,733.30\n291,454.26\n82,136,148.64\n*Apr\n3,386,026.90\n2,914,075.14\n3,289,407.24\n8,086,383.88\n4,171,684.56\n10,519,094.01\n5,681,605.01\n5,683,058.56\n29,468,736.33\n1,483,286.46\n12,710,551.63\n251,262.54\n87,645,172.24\n*May\n3,791,778.73\n3,137,191.75\n4,015,525.94\n8,522,205.13\n4,083,039.56\n10,506,322.87\n6,181,631.24\n5,246,061.22\n33,512,835.39\n1,339,582.73\n13,286,284.33\n245,907.53\n93,868,366.41\n*Jun\n4,014,093.60\n3,535,586.92\n4,498,509.41\n8,172,595.07\n4,663,956.29\n11,061,597.23\n7,103,169.60\n7,369,633.91\n33,675,926.44\n1,350,750.73\n14,041,884.59\n249,641.43\n99,737,345.22\n*Jul\n3,720,611.16\n3,264,199.67\n4,187,885.93\n7,663,562.57\n4,338,130.51\n11,059,181.15\n6,952,371.00\n6,841,436.42\n31,002,206.47\n1,401,103.60\n13,912,098.40\n249,684.34\n94,592,471.21\n*Aug\n4,067,028.19\n3,593,726.17\n4,621,438.31\n7,757,110.09\n4,870,995.71\n10,663,643.86\n7,009,097.60\n6,845,630.99\n33,663,827.18\n1,515,405.31\n13,535,691.17\n392,861.63\n98,536,456.22\n*Sep\n3,578,478.45\n3,656,834.56\n4,589,839.49\n7,619,973.61\n4,876,364.92\n11,278,677.66\n6,905,187.76\n7,218,138.56\n35,474,081.78\n1,766,880.44\n13,855,223.42\n328,883.65\n101,148,564.30\n*Oct\n3,719,594.69\n4,039,445.93\n3,059,923.54\n7,920,315.73\n3,219,088.24\n6,097,592.23\n7,593,611.16\n7,664,249.48\n36,145,416.07\n1,736,355.29\n13,980,066.86\n27,216,071.31\n122,391,730.52\n*Nov\n3,420,665.56\n3,832,735.79\n3,152,068.13\n8,015,114.34\n2,388,782.34\n6,007,260.87\n6,908,304.95\n7,326,359.41\n32,629,297.31\n1,500,594.37\n14,012,001.61\n25,980,428.94\n115,173,613.61\n*Dec\n3,689,171.21\n3,769,507.03\n3,288,425.32\n8,404,247.29\n2,749,942.28\n7,777,801.42\n7,186,265.58\n7,262,212.22\n34,556,263.14\n1,794,763.76\n14,716,166.65\n27,344,296.57\n122,539,062.46\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n23 \n \n \n \n24 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n*Mar\n3.81\n4.14\n5.95\n8.87\n*Apr\n3.81\n4.14\n5.95\n8.93\n*May\n3.81\n4.14\n6.09\n9.62\n*Jun\n3.81\n4.14\n5.95\n9.21\n*Jul\n3.67\n3.78\n6.21\n9.37\n*Aug\n3.75\n3.86\n6.90\n10.48\n*Sep\n3.75\n4.08\n6.90\n10.79\n*Oct\n3.75\n4.08\n6.63\n11.10\n*Nov\n3.75\n4.08\n6.90\n10.79\n*Dec\n3.75\n4.08\n6.90\n10.79\nSource: Reserve Bank of Zimbabwe, 2025\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n25 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.81\n0.46\n*Mar\n0.83\n0.15\n0.00\n-0.13\n0.93\n0.34\n-0.25\n-1.08\n2.43\n-0.53\n-0.22\n0.16\n-0.46\n-0.06\n*Apr\n1.31\n0.88\n1.67\n0.26\n1.17\n0.66\n-0.80\n1.05\n0.87\n2.92\n0.85\n1.11\n-0.25\n0.64\n*May\n1.14\n0.88\n0.20\n0.61\n1.58\n0.25\n-0.52\n0.35\n0.82\n0.04\n0.41\n0.58\n1.62\n0.93\n*Jun\n0.09\n0.77\n0.29\n0.70\n0.91\n0.75\n2.66\n0.45\n0.78\n0.19\n0.35\n0.53\n-0.21\n0.28\n*Jul\n0.36\n1.21\n5.44\n0.11\n0.68\n1.58\n-0.75\n0.60\n-0.46\n0.40\n-0.46\n2.29\n0.18\n1.57\n*Aug\n0.07\n1.17\n-0.01\n0.33\n1.54\n1.47\n3.11\n-0.06\n4.03\n2.78\n-0.07\n0.64\n-0.07\n0.40\n*Sep\n-0.07\n-0.26\n-0.66\n-0.69\n-0.39\n-1.32\n-0.06\n0.47\n0.28\n-0.53\n0.05\n-0.48\n0.21\n-0.25\n*Oct\n-0.51\n-0.67\n-2.51\n-0.17\n-0.24\n0.98\n1.74\n-0.18\n0.00\n0.09\n-0.22\n-0.90\n0.71\n-0.36\n*Nov\n-0.23\n-0.30\n0.08\n0.00\n0.97\n0.45\n-0.03\n-0.59\n-0.72\n-0.65\n-0.36\n-0.03\n0.65\n0.20\n*Dec\n-0.63\n-0.18\n0.20\n0.15\n-0.48\n0.14\n-0.01\n0.13\n-0.04\n0.79\n0.03\n0.04\n0.57\n0.23\nSource: Zimstat, 2025\n*Statistics are in ZiG\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\n \n \n26 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\n2025\n*Apr\n113.35\n96.45\n65.25\n89.90\n102.12\n82.73\n70.72\n92.09\n22.68\n66.55\n106.90\n77.85\n102.86\n85.68\n*May\n129.68\n100.90\n64.69\n97.15\n107.69\n86.74\n68.74\n97.91\n23.68\n68.14\n113.77\n80.67\n118.27\n92.06\n*Jun\n130.99\n100.81\n65.04\n98.10\n108.68\n86.58\n72.66\n98.85\n24.44\n68.39\n114.06\n81.23\n118.65\n92.52\n*Jul\n130.50\n101.45\n73.37\n98.55\n109.16\n90.38\n75.58\n99.93\n23.42\n68.69\n112.89\n95.79\n120.66\n95.79\n*Aug\n125.47\n100.66\n73.00\n95.15\n109.89\n88.08\n81.14\n97.03\n27.76\n71.25\n108.36\n84.22\n115.87\n93.78\n*Sep\n102.80\n93.09\n69.93\n81.62\n101.02\n75.60\n75.97\n86.29\n27.03\n63.08\n94.00\n76.64\n96.40\n82.74\n*Oct\n29.65\n32.33\n41.84\n29.69\n33.20\n27.83\n25.91\n24.67\n22.50\n24.80\n25.68\n32.74\n32.53\n32.67\n*Nov\n11.68\n14.61\n38.76\n12.62\n16.82\n12.82\n17.83\n5.51\n16.20\n12.01\n9.12\n21.00\n15.34\n18.99\n*Dec\n6.64\n7.22\n36.99\n9.30\n12.12\n9.10\n14.07\n3.10\n9.54\n8.97\n5.43\n17.31\n10.94\n15.04\nSource: Zimstat, 2025\n*Statistics are in ZiG\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH TRANSPORT COMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY\n, GAS & \nOTHER \nFUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATIO\nN & \nCULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\n \n \n27 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\n*Mar\n26.6787\n1.4588\n1.9508\n0.1788\n28.5428\n34.4141\n*Apr\n26.8023\n1.4182\n1.9371\n0.1855\n30.0241\n33.8697\n*May\n26.8657\n1.4817\n1.9826\n0.1854\n30.2848\n35.8782\n*Jun\n26.9125\n1.4958\n1.9959\n0.1861\n30.6525\n36.2024\n*Jul\n26.8367\n1.5123\n1.9559\n0.1828\n31.3728\n36.2626\n*Aug\n26.7665\n1.5098\n1.8838\n0.1813\n31.1270\n35.9603\n*Sep\n26.6638\n1.5274\n1.8858\n0.1804\n31.2864\n36.0137\n*Oct\n26.5958\n1.5434\n1.8750\n0.1762\n31.0557\n35.6428\n*Nov\n26.3274\n1.5269\n1.8654\n0.1696\n29.2852\n34.5812\n*Dec\n26.1008\n1.5470\n1.8503\n0.1676\n30.5428\n34.9002\nSource: Reserve Bank of Zimbabwe, 2025\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND STERLING\n \n \n28 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\n*Mar\n205.25\n180.43\n229,916,317\n92,886,500\n62,916.75\n*Apr\n191.95\n143.95\n268,269,085\n150,502,500\n58,411.66\n*May\n196.85\n145.40\n600,720,736\n269,991,681\n59,973.06\n*Jun\n197.23\n145.40\n532,262,807\n393,325,459\n60,971.48\n*Jul\n205.71\n144.85\n765,887,092\n429,345,471\n64,302.76\n*Aug\n208.72\n145.31\n689,801,108\n428,725,700\n65,354.76\n*Sep\n210.63\n123.58\n451,998,794\n95,397,473\n65,675.91\n*Oct\n213.68\n115.11\n390,818,131\n120,365,000\n67,708.46\n*Nov\n234.97\n109.09\n375,030,961\n83,164,380\n74,763.01\n*Dec\n277.86\n117.69\n358,174,079\n98,696,587\n87,257.33\nSource: Zimbabwe Stock Exchange, 2025\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n*All Share index was introduced in January, 2018\n \n \n29 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n7252.4\n6858.9\n14579.5\n44760.8\n*Feb\n92208.7\n5961.2\n6364.9\n14208.9\n43833.1\n*Mar\n112646.3\n6785.3\n7339.8\n17156.0\n47320.6\n*Apr\n116945.5\n7294.4\n7046.2\n19678.2\n49770.4\n*May\n128946.5\n9194.3\n8439.4\n23187.8\n53674.7\n*Jun\n138127.3\n8384.0\n9486.4\n21162.1\n54257.1\n*Jul\n138187.6\n9025.2\n9523.3\n21930.1\n58804.4\n*Aug\n109473.9\n7154.9\n8818.4\n21485.6\n58556.4\n*Sep\n132722.3\n7080.7\n9387.7\n23110.2\n67610.3\n*Oct\n134725.7\n7722.3\n9876.5\n24887.4\n59362.4\n*Nov\n129416.8\n7942.7\n10352.2\n24452.5\n51850.3\n*Dec\n164856.4\n8708.9\n11967.8\n27927.4\n61921.6\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n30 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n7381.3\n911.1\n46337.9\n1363.6\n*Feb\n815.5\n6229.8\n838.1\n44460.8\n1346.3\n*Mar\n917.4\n6777.0\n953.3\n53987.0\n1250.1\n*Apr\n872.0\n6052.9\n888.6\n54493.5\n1222.6\n*May\n959.3\n7667.0\n1027.7\n59206.5\n1531.9\n*Jun\n922.0\n7179.3\n1119.4\n56595.1\n1165.4\n*Jul\n983.4\n8005.7\n1110.5\n58630.8\n1172.7\n*Aug\n818.4\n6941.9\n1038.6\n61492.9\n1127.4\n*Sep\n987.3\n6560.0\n1057.7\n62386.1\n1200.5\n*Oct\n997.6\n7197.8\n1133.6\n67263.2\n1231.1\n*Nov\n827.6\n6598.3\n1093.5\n66386.8\n1311.2\n*Dec\n1025.3\n7520.5\n1300.3\n72925.5\n1457.4\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n31 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\n2025\n*Jan\n652.6\n728.8\n1381.5\n-76.2\n*Feb\n513.7\n713.4\n1227.1\n-199.7\n*Mar\n583.6\n793.5\n1377.1\n-209.9\n*Apr\n663.9\n760.4\n1424.3\n-96.5\n*May\n728.9\n847.6\n1576.5\n-118.7\n*Jun\n725.5\n848.7\n1574.2\n-123.3\n*Jul\n877.8\n853.4\n1731.2\n24.5\n*Aug\n879.2\n837.7\n1716.9\n41.5\n*Sep\n851.9\n857.8\n1709.7\n-5.9\n*Oct\n1041.7\n1013.0\n2054.8\n28.7\n*Nov\n1046.3\n955.8\n2002.1\n90.5\n*Dec\n1141.7\n901.5\n2043.2\n240.2\nSource: ZIMSTAT, 2025\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_December_2025.pdf"}
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+{"doc_id": "6e4f51de3c2a7376162a2935c029638c", "text": "MPC Statement March 28th, 2019 \nPage 1 \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \n28 March 2019 \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nSince the previous meeting of the Monetary Policy Committee, global growth concerns \nhave increased, with particular weakness visible in some of our major trading partners. \nDomestically, electricity constraints, combined with weakness in business and \nconsumer confidence, weigh on the forecast. While inflation continues to show \nnear-term downside surprises, the medium-term outlook is impacted by higher energy \ntariffs and rising food and fuel prices. \nThe year-on-year inflation rate as measured by the consumer price index (CPI) for all \nurban areas was 4.1% in February (up from 4.0% in January). Goods price inflation \nwas 3.0% (up from 2.8% in January), while services price inflation remained at 5.2%. \nThe Bank’s measure of core inflation, which excludes food, fuel and electricity, was \nunchanged in February at 4.4% for the fourth consecutive month. Producer price \ninflation for final manufactured goods increased to 4.7% in February from 4.1% in \nJanuary. \nMPC Statement March 28th, 2019 \nPage 2 \n \nThe inflation forecast generated by the SARB’s Quarterly Projection Model (QPM) is \nbroadly unchanged since the previous MPC. Headline inflation is expected to average \n4.8% in 2019, before increasing to 5.3% in 2020 and moderating to 4.7% in 2021 \n(down from 4.8%). Headline CPI inflation is expected to peak at 5.7%, in the first \nquarter of 2020 and settle at 4.5% by the end of the forecast period. \nPrevious MPC statements have highlighted the risks to the forecast presented by \nvolatile oil prices and food price surprises. In light of recent developments, the \nassumptions for Brent crude oil in the QPM were revised up by US$2 per barrel from \nUS$62 to US$64 for 2019. The assumptions for 2020 and 2021 are unchanged at \nUS$65. Fuel taxes and levies announced in the 2019 Budget have been included in \nthe forecast. The turning point for food price inflation has also been difficult to predict \ndue to lower than expected meat prices and weak demand. Food price inflation is \nexpected to bottom out in the first quarter of 2019 and to peak at 5.9% in the second \nquarter of 2020. \nThe forecast also takes into account the recent electricity tariff increases announced \nby the National Energy Regulator of South Africa. The assumption for electricity price \ninflation, which takes into account municipal price adjustments, has increased from \n12% to 13% for 2019/20 and from 6% to 9% in 2020/21. Higher food, fuel and \nelectricity prices are expected to lift inflation over the medium term. However, this is \nexpected to be offset by lower core inflation as unit labour costs and inflation \nexpectations moderate. \nThe forecast for core inflation is lower at 4.8% in 2019 (down from 5.0%), 4.9% in 2020 \n(down from 5.1%) and 4.5% in 2021 (down from 4.8%). \nMPC Statement March 28th, 2019 \nPage 3 \n \nAverage inflation expectations have been declining since the end of 2017. Inflation \nexpectations as reflected in the survey conducted by the Bureau for Economic \nResearch (BER) in the first quarter of 2019, declined from 5.4% to 4.8% for 2019 and \nfrom 5.4% to 5.2% for 2020. Average five-year expectations also came down from \n5.3% to 5.1%, which is the lowest level since they were first surveyed in 2011. \nThe inflation expectations of market analysts in the March 2019 Reuters Econometer \nsurvey are also lower at 4.7% for 2019 (down from 5.2%) and remained unchanged at \n5.3% and 5.2% for 2020 and 2021 respectively. Expectations implicit in the break-even \ninflation rates (i.e. the yield differential between conventional and inflation-linked \ngovernment bonds) remain sensitive to exchange rate movements. While still higher \nthan the mid-point of the inflation target range, at 4.97%, the five-year break-even \nrates are at their lowest level in four years. \nAlthough global growth conditions remain benign, the pace of growth is slower than \npreviously anticipated. Business confidence has softened amidst increasing concerns \nabout weaker trade and production, on-going trade tensions and tariffs hikes, as well \nas country specific factors. Global GDP is expected to pick up over the medium term, \nbut risks remain tilted to the downside. A further escalation of trade tensions, rising \ngeo-political risks, including the possibility of a no-deal Brexit and renewed tightening \nof financial conditions could further weaken growth in an environment with limited \npolicy space. \nA slower pace of monetary policy normalisation is expected in advanced economies. \nMost of these economies are growing at levels close to or above their potential, while \ninflation remains below targeted levels. Inflation expectations are contained and in \nsome instances lower than targeted inflation. Recent communication by the US Fed \nMPC Statement March 28th, 2019 \nPage 4 \n \nand the European Central Bank has signalled that their monetary policy stance will \nremain largely accommodative for now. \nEmerging market currencies have generally benefitted from indications of continued \naccommodative monetary policy in advanced economies and low market volatility. \nCurrencies of countries with stronger macroeconomic fundamentals are better placed \nto benefit from these developments. The rand has been affected by idiosyncratic \nfactors such as domestic growth prospects, political developments and policy settings. \nSince the January MPC, the rand has depreciated by 6.4% against the US dollar, by \n5.2% against the euro, and by 6.1% on a trade-weighted basis. The implied starting \npoint for the rand is R14.00 against the US dollar, compared with R14.30 at the time \nof the previous meeting. At these levels, the QPM assesses the rand to be less \nundervalued. \nGDP increased by 1.4% in the fourth quarter of 2018, averaging 0.8% for the year. \nFixed capital formation remains weak. This is largely due to declining investment by \npublic corporations and government as well as weaker business confidence, as \nsuggested by the most recent RMB/BER Business Confidence Index. \nThe Absa Purchasing Managers’ Index moderated from 49.9 index points in January \nto 46.2 index points in February, driven by a sharp decrease in business activity and \nnew sales orders. The SARB’s composite leading business cycle indicator has trended \nlower since February 2018 and contracted further by 1.8% in January. \nHousehold consumption expenditure has been stronger than forecast, but remains \nconstrained by low employment growth, electricity price hikes and higher petrol prices. \nMPC Statement March 28th, 2019 \nPage 5 \n \nOver the forecast period, growth in household expenditure is expected to decline to \n1.0% in 2019 and 1.4% in 2020 before increasing to 1.8% in 2021. \nThe SARB now expects GDP growth for 2019 to average 1.3% (down from 1.7% in \nJanuary). The forecast for 2020 is 1.8% (down from 2.0%), rising to 2.0% for 2021 \n(down from 2.2%). This results from the bigger than expected slowdown in the global \neconomy, declines in business confidence, potential supply side disruptions from load \nshedding and growing pressure on household disposable income. \nThe MPC assesses the risks to the growth forecast to continue to be on the downside. \nElectricity supply constraints and weak business confidence will likely limit near term \nproduction and investment prospects. The Committee remains of the view that current \nchallenges facing the economy are primarily structural in nature. Given current \neconomic vulnerabilities, prudent macroeconomic policies combined with structural \nreforms that raise potential growth and lower the cost structure of the economy, have \nbecome even more urgent. \nThe MPC takes note of the recent inflation outcomes and welcomes the moderation in \ninflation expectations. \nThe overall risks to the inflation outlook are assessed to be more or less evenly \nbalanced. Key upside risks are rising administered prices including electricity and \nwater tariffs, rising domestic food prices in the outer years and higher international oil \nprices. Downside risks include lower global inflation and an extended period of \nmonetary accommodation in advanced economies. \nMPC Statement March 28th, 2019 \nPage 6 \n \nAgainst this backdrop, the MPC unanimously decided to keep the repurchase rate \nunchanged at 6.75% per year. The Committee continues to assess the stance of \nmonetary policy to be accommodative. \nMonetary policy actions will continue to focus on anchoring inflation expectations \ncloser to the mid-point of the inflation target, in the interest of balanced and sustainable \ngrowth. The MPC is of the view that there is little evidence of demand side pressures \nin the economy. Over the medium term, cost-push factors could arise from higher \nelectricity, fuel and food prices. The approach of the MPC is to focus on the possible \nsecond-round effects of supply side shocks. Any future policy adjustments will \ncontinue to be data dependent. \nThe implied path of policy rates generated by the Quarterly Projection Model is for one \nhike of 25 basis points, reaching 7.0% by the end of 2019. The endogenous interest \nrate path is built into the growth and inflation forecast. As emphasised previously, the \nimplied path remains a broad policy guide which could change in either direction from \nmeeting to meeting in response to new developments and changing risks. \nLesetja Kganyago \nGOVERNOR \nThe next statement of the Monetary Policy Committee will be released on \n23 May 2019. \n \nContact person: \nZiyanda Mtshali \n012 399 7118 \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/March-MPC-Statement_28-March-2019.pdf"}
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+{"doc_id": "6ee56770696dae7da3a849d64f95d6ad", "text": "i \n \n \n \n \n \n \n \n \nAUGUST 2022 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nCopper ........................................................................................................................................ 4 \nSTOCK MARKET DEVELOPMENTS ................................................................................. 6 \nINFLATION OUTTURN ............................................................................................................. 8 \nAnnual Inflation ........................................................................................................................ 8 \nMonthly Inflation ...................................................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nCash Transactions ..................................................................................................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCard Based Transactions ......................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \n \n2022 \n \nJuly \n2022 \n \nAugust \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n35,521.74 \n37,466.34 \n5.47 \nMoney Supply2 (M3) (ZW$ billions) \n1,207,313.64 \n1,608,913.73 \n33.26 \nAnnual Inflation1 (%) \n256.94 \n285.0 \n28.1a \n \nBlended Annual Inflation1 (%) \n96.07 \n106.3 \n10.2a \nMonthly Inflation1 (%) \n25.56 \n12.4 \n-13.2a \n \nBlended Monthly Inflation1 (%) \n16.09 \n6.6 \n-9.5a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n2,830.97 \n3,551.14 \n25.44 \nNominal Lending Rate2 \n(% per annum) \n80-240.00 \n80-240.00 \n \n \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \n \nInternational monthly average commodity \nprices for gold, platinum, palladium, copper \nand nickel firmed, while crude oil prices \nretreated in August 2022. \n \nPrecious Metals \n \n Gold \nGold prices rose by 1.5%, from US$1,737.61 \nper ounce in July 2022 to US$1,764.14 per \nounce in August 2022. The rise was \nunderpinned by a generally softer US dollar, \ncoupled with rising concerns over the \nslowdown in global economic activities, which \nboosted the appeal of the yellow metal as a \nsafe- haven asset. The hawkish tone from the \nUS Federal Reserve, however, continued to \npose downside risk to the safe- haven demand \nfor gold. \n \nPlatinum \nPlatinum prices rebounded from previous \nmonth levels on account of a weaker US dollar, \nand \nsupply \nconcerns \nemanating \nfrom \noperational constraints at smelting plants in \nSouth Africa, a major source market. Prices \nrose by 4.5% month- on- month, from a \nmonthly average of US$870.69 per ounce in the \nprevious month to close the month under \nanalysis at US$910.09 per ounce. \n \nPalladium \nPalladium prices remained bullish due to low \ninventories, a relatively weaker US dollar and \nprospects of strong demand in China as reports \nindicated that Chinese imports of Russian \npalladium were on the rise. Prices rose by 8.3%, \nfrom a monthly average of US$1,972.45 per \nounce in July 2022 to US$2,135.20 per ounce, \nin the reporting month. Figure 1 shows the \ndevelopments on precious metal prices for the \nperiod from August 2021 to August 2022. \n \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n \n \nBase Metals \n \nCopper \nCopper prices firmed during the month of \nAugust 2022 as the US dollar weakened, \nforcing speculators to scramble to cover their \nshort positions. Sentiment for the red metal was \nalso bolstered by news that China’s refined \ncopper imports grew in the first half of 2022. \nChina is the world’s largest consumer of the \nbase metal. Against this backdrop, monthly \naverage prices of the red metal rose by 5.7%, \nfrom US$7,558.84 per tonne in the previous \nmonth to US$7,989.81per tonne in August \n2022. \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nUS$/oz.\nGold\nPalladium\nPlatinum\n \n \n \n5 \n \nNickel \nNickel prices rose by 2.6%, from a monthly \naverage of US$21,483.81 per tonne recorded in \nJuly 2022 to US$22,036.59 per tonne, during \nthe month under review. Prices rose on account \nof a weaker US dollar and dwindling global \ninventories of the base metal, particularly in \nChina. Figure 2 shows developments in base \nmetal prices for the period from August 2021 to \nAugust 2022. \n \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \n \nBrent Crude Oil \nBrent Crude oil prices declined by a marked \n6.7% to a monthly average of US$97.56 per \nbarrel in August 2022, from US$104.58 per \nbarrel recorded in July 2022. Prices continued \nto be weighed down by lingering concerns that \na global economic slowdown would hurt the \ndemand for the commodity. Figure 3 shows \ndevelopments in oil prices for the period from \nAugust 2021 to August 2022. \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2022 \n \nMONETARY DEVELOPMENTS1 \n \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZW$1 608.91 billion in August 2022, up from \nZW$1 207.31 billion recorded in the previous \nmonth. The money stock was largely composed \nof foreign currency deposits, 61.6%; and local \ncurrency deposits, 38.15%. Currency in \ncirculation constituted 0.25% of total money \nsupply. Figure 4 shows the composition of \nmoney supply. \nFigure 4: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nMonth-on-month, broad money increased by \n33.26% in August 2022, compared to 7.83% \n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nUS$/barrel\nLocal \nCurrency \nTransferabl\ne deposits\nForeign \nCurrency \nDeposits\n61.60%\nTime \nDeposits\n8.34%\nCurrency in \nCirculation\nNCDs\n0.79%\n \n \n \n6 \n \nrecorded in the previous month. The growth \nlargely reflected increases of 43.88% in foreign \ncurrency deposits and 19.33% in local currency \ndeposits, \nfrom \nZW$688.83 \nbillion \nand \nZW$514.39 billion in July 2022 to ZW$991.10 \nbillion and ZW$613.80 billion, respectively. \nDuring the month under review, domestic \nclaims increased by 29.83% (ZW$272.04 \nbillion), to ZW$1 183.99 billion. The growth \nwas largely due to increases of ZW$125.45 \nbillion and ZW$105.66 billion in credit to the \nprivate sector and net claims on Government, \nrespectively. \nOn an annual basis, broad money registered a \n388.75% increase, largely driven by the \nexchange rate revaluations over the year. The \nauction rate moved from ZW$86.06 per US$1 \nin August 2021 to ZW$546.83 per US$1 in \nAugust 2022, resulting in the growth of the \nZimbabwe dollar equivalent of FCA deposits, \nfrom ZW$133.77 billion in August 2021 to \nZW$991.10 billion in August 2022. The local \ncurrency component of broad money also grew \nby 216.16% over the same period. \nThe annual growth in broad money was largely \ndriven by increases of ZW$656.33 billion \n(438.01%); ZW$194.23 billion (506.59%) and \nZW$110.10 billion (796.35%) in credit to the \nprivate sector, net claims on Government, and \ncredit to public non-financial enterprises, \nrespectively. \nCredit to the private sector was mainly \nchanneled to households and agriculture, which \nreceived 23.65% and 18.84% of the total credit, \nrespectively. \nThe \ndistribution \nand \nmanufacturing sectors received 13.44% and \n12.55%, respectively. The shares of credit for \nthe rest of the economic sectors are shown in \nfigure 5. \nFigure 5: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2022 \nCredit to the private sector was largely \nchanneled towards inventory build-up, 35.22%; \nother recurrent expenditures, 29.53%; and \nfixed capital investments, 16.62%. \n \nSTOCK MARKET DEVELOPMENTS \n \nZIMBABWE STOCK EXCHANGE (ZSE) \n \nThe Zimbabwe Stock Exchange (ZSE) was \ncharacterized by bearish sentiments for the \nthird consecutive month. Consequently, the All \nShare, Top 10, Top 15 indices and Medium Cap \ndeclined by 17.41%, 20.03%, 18.65%, and \n12.09% to close the month at 13 705.12 points, \n8 209.35 points, 9 199.73 points and 29 026.80 \npoints, respectively. Similarly, the resources \nindex shed 22.72% to close at 15 473.37 points. \n \n \n \n \nHouseholds\n18.84%\nAgriculture\n23.65%\nMining\n8.35%\nManufacturing\n12.55%\nDistribution\n13.44%\nConstruction\n1.45%\nTransport & \nCommunicati\nons\n1.87%\nServices\n13.97%\nFinancial Org. \n& Investments\n5.84%\nOther\n0.04%\n \n \n \n7 \n \nFigure 6: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2022 \nAs a consequence of dampened trading activity \non the ZSE during the month under analysis, \nthe cumulative volume and value of shares \ntraded declined by 41.97% and 63.36% to \n139.23 million shares and ZW$8.67 billion, \ncompared to 239.94 million shares and \nZW$23.67 billion recorded in the previous \nmonth, respectively. \n \nIn the short to medium term, the bearish \nsentiments on the ZSE are expected to \ncontinue, on the back of the tight monetary and \nfiscal \npolicy \nmeasures, \nwhich \nhave \nsignificantly reduced speculative liquidity in \nthe economy. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined to 9.75%, \ncompared to 40.11% recorded in July 2022. \nNotwithstanding this, net foreign position \nimproved to ZW$0.06 billion, from -ZW$1.51 \nbillion recorded in the previous month. \nFigure 7: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2022 \nDuring the month under review, the local \nbourse lost ZW$382.63 billion, or 18.50% \nworth of capitalization to close at ZW$1 685.59 \nbillion. On a year-on-year basis, the ZSE \ncapitalization \nincreased \nby \nZW$893.30, \nrepresenting a 112.75% growth. \nVICTORIA FALLS STOCK EXCHANGE \n \nThe Victoria Falls Stock Exchange (VFEX) \nwas characterised by positive trading for the \nthird consecutive month, resulting in a 14.20% \nincrease in the VFEX All Share Index (ASI) to \nclose at 138.84 points. \nOn a year-on-year basis, the VFEX All Share \nIndex added 44.39%, from 96.16 points \nrecorded in August 2021. \n \n \n \n \n \n0.00\n4,000.00\n8,000.00\n12,000.00\n16,000.00\n20,000.00\n24,000.00\n28,000.00\n32,000.00\n0\n4000\n8000\n12000\n16000\n20000\n24000\n28000\n29-Sep-21\n29-Oct-21\n29-Nov-21\n29-Dec-21\n29-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\nAll Share Index\nTop 10 Index\nMining Index\n0\n2,000\n4,000\n6,000\n8,000\n10,000\n12,000\n14,000\n16,000\n18,000\n20,000\n22,000\n24,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n8 \n \nFigure 8: Victoria Falls Stock Exchange All \nShare Index \n \nSource: Victoria Falls Stock Exchange (VFEX), 2022 \n \nMarket Capitalization \nReflecting the bullish sentiments exhibited on \nthe VFEX, market capitalization increased by \n14.08% to US$0.33 billion, compared to \nUS$0.29 billion recorded in July 2022. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation stood at 285.0% in \nAugust 2022, up from 256.9% recorded in July \n2022. This was attributable to increases in both \nfood and non-food inflation. \n \nOn an annual basis, food inflation rose from \n308.97% in July 2022 to 353.0% in August \n2022, mainly driven by the bread and cereals, \nvegetables, meat and oils and fats sub-\ncategories. \n \nYear-on-year non-food inflation increased by \n17.21 percentage points to 236.0% in August \n2022. This was largely driven by housing water \nelectricity gas and other fuels; transport; and \nmiscellaneous goods and services categories. \nThe blended annual inflation rate rose to \n106.3% in August 2022, from 96.1% in July \n2022, on account of both food and non-food \ninflation. \n \nMonthly Inflation \n \nMonthly inflation which has been decelerating \nsince June 2022, declined further to 12.4% in \nAugust 2022 from 25.6% in July 2022, on \naccount of both food and non-food inflation. \n \nNon-food inflation declined further from \n22.42% in July 2022 to 10.6% in August 2022, \nlargely on account of declines in housing, \nwater, electricity, gas, and other fuel prices. \nFood inflation stood at 14.2% in August 2022, \ndown from 29.1% in July 2022. Figure 9 shows \nthe month-on-month inflation profile. \n \n \nFigure 9: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2022 \n \nMonth-on-month blended inflation eased to \n6.6% in August 2022, from 16.1% in July 2022 \non account of declines in both food and non-\nfood inflation. \n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\n0.00%\n5.00%\n10.00%\n15.00%\n20.00%\n25.00%\n30.00%\n35.00%\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nFood\nNon-Food\nOverall\n \n \n \n9 \n \nNATIONAL PAYMENTS SYSTEM \n \n \nThe value of NPS transactions increased by \n24% to ZW$3.52 trillion in August 2022, from \nZW$2.83 trillion recorded in July 2022. \nHowever, NPS transaction volumes decreased \nby 13.0% to 93.79 million, from 107.59 million \nrecorded in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the RTGS \nsystem amounted to ZW$2.334.29 billion in \nAugust 2022, up from ZW$1,754.11 billion in \nJuly \n2022. \nRTGS \ntransaction \nvolumes, \nhowever, declined by 8% to close the month \nunder review at 1.03 million. \n \nFigure 10: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \n \nCash Transactions \nThe value of cash-based transactions rose to \nZW$66.68 billion during the month of August \n2022, from ZW$59.01 billion in the previous \nmonth. \n \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions posted \nan increase of 13.39% to ZW$1,004.57 billion \nin August 2022, from ZW$885.96 billion in \nJuly 2022. \n \nCard Based Transactions \n \nCard-based transactions decreased by 3.74% to \nZW$183.76 billion in August 2022, from \nZW$190.89 billion in July 2022. \n \n \n \n \nRESERVE BANK OF ZIMBABWE \n -\n 500.0\n 1,000.0\n 1,500.0\n 2,000.0\n 2,500.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n27 \n \n \n \n \n \n \n11 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 28 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 29 \n \n13.2 Volumes of Transactions \n \n \n \n \n 30 \n \n \n \n \n \n12 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nNet Foreign Assets\n-301,865,260.30\n-305,499,835.09\n-324,477,572.55\n-370,161,253.86\n-361,298,424.39\n-440,559,292.65\n-471,346,132.81\n-543,454,309.01\n-607,806,554.74\n-1,139,041,286.30\n-1,440,376,428.47\n-1,799,900,028.55\n-1,795,279,800.26\nCentral Bank(net)\n-411,964,116.26\n-421,707,589.69\n-470,115,861.82\n-508,301,508.78\n-513,012,570.17\n-569,288,849.11\n-608,788,967.34\n-717,594,313.10\n-794,405,282.55\n-1,478,375,394.21\n-1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\nForeign Assets\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\nForeign Liabilities\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\nOther Depository Corporations(net)\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\nForeign Assets\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\nForeign Liabilities\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\nNet Domestic Assets (NDA)\n631,052,096.29\n670,098,627.13\n742,039,356.10\n808,077,271.24\n836,659,942.26\n910,997,169.52\n977,472,347.72\n1,132,547,895.53 1,279,179,159.36\n2,110,584,970.23\n2,560,072,662.03\n3,007,213,667.92\n3,404,193,526.10\nDomestic Claims\n207,406,481.73\n225,085,581.53\n262,344,428.58\n291,811,266.12\n340,286,879.84\n332,913,297.54\n374,469,353.19\n425,899,133.67\n507,567,798.80\n671,650,524.63\n767,813,894.49\n911,956,758.63\n1,183,994,022.32\nClaims on Central Government(net)\n38,932,426.18\n42,462,267.46\n58,595,877.36\n61,571,905.79\n83,610,072.33\n59,994,722.44\n73,245,394.75\n79,099,806.11\n102,141,792.11\n115,763,515.83\n104,672,040.45\n130,502,205.15\n236,159,688.17\nClaims on Central Government\n55,528,235.16\n59,818,762.06\n75,251,019.59\n80,526,247.04\n98,427,828.73\n98,638,404.95\n108,304,664.41\n112,202,570.05\n128,369,548.84\n154,985,706.21\n180,922,921.25\n192,199,618.57\n350,494,976.12\nCentral Bank\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\nODCs\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\nLess Liabilities to Central Government\n16,595,808.98\n17,356,494.60\n16,655,142.23\n18,954,341.25\n14,817,756.40\n38,643,682.51\n35,059,269.66\n33,102,763.94\n26,227,756.73\n39,222,190.39\n76,250,880.80\n61,697,413.42\n114,335,287.95\nCentral Bank\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\nODCs\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\nClaims on Other Sectors\n168,474,055.55\n182,623,314.07\n203,748,551.22\n230,239,360.33\n256,676,807.51\n272,918,575.10\n301,223,958.44\n346,799,327.56\n405,426,006.70\n555,887,008.81\n663,141,854.04\n781,454,553.48\n947,834,334.15\nOther Financial Corporations\n4,734,034.05\n4,598,468.25\n4,840,748.10\n6,128,229.51\n9,710,262.81\n7,156,496.45\n7,232,833.43\n7,747,219.19\n8,597,004.25\n9,322,673.95\n10,177,451.55\n14,828,545.88\n17,449,153.84\nState and Local Government\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\nPublic Non Financial Corporations\n13,825,015.06\n17,770,427.55\n20,820,033.41\n22,393,447.91\n23,865,846.53\n21,803,605.08\n29,207,585.84\n26,468,620.27\n29,392,849.46\n56,904,036.69\n65,013,584.08\n85,546,713.45\n123,920,817.60\nPrivate Sector\n149,845,640.23\n160,186,851.44\n178,008,080.43\n201,639,254.74\n222,930,132.71\n243,793,080.38\n264,623,905.12\n312,329,173.83\n367,183,531.22\n489,371,296.07\n587,724,531.15\n680,729,618.39\n806,177,221.63\nCentral Bank\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\nODCs\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\nOther Items(Net)\n-423,645,614.57 -445,013,045.60 -479,694,927.52 -516,266,005.13 -496,373,062.42 -578,083,871.97 -603,002,994.53\n-706,648,761.86 -771,611,360.55 -1,438,934,445.60 -1,792,258,767.54 -2,095,256,909.29 -2,220,199,503.78\nShares and Other Equity\n-420,402,750.57\n-426,036,485.00\n-473,248,083.80\n-509,275,252.67\n-502,021,854.19\n-526,564,518.35\n-560,858,506.65\n-647,259,441.19\n-736,032,264.92\n-1,471,834,260.31\n-1,750,654,766.50\n-2,109,505,152.97\n-2,196,010,760.22\nLiabilities to Other Financial Corporations\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\nRestricted Deposits\n2,097,859.91\n3,600,957.03\n6,496,099.45\n4,400,595.12\n6,915,475.67\n2,167,260.87\n2,173,882.06\n2,994,403.00\n4,012,319.51\n15,942,230.19\n17,330,528.77\n31,949,181.65\n37,970,261.21\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-5,819,302.38\n-22,952,935.50\n-13,445,998.89\n-11,738,438.67\n-1,406,451.73\n-53,917,133.32\n-44,545,169.67\n-63,194,358.13\n-40,078,187.62\n16,635,808.50\n-59,279,741.20\n-19,040,030.90\n-62,714,231.31\nBroad Money-M3\n329,186,835.99\n364,598,792.04\n417,561,783.55\n437,916,017.39\n475,361,517.87\n470,437,876.87\n506,126,214.91\n589,093,586.52\n671,372,604.62\n971,543,683.94\n1,119,696,233.56\n1,207,313,639.37\n1,608,913,725.83\nSecurities Other than Shares Included in Broad \nMoney\n1,873,132.76\n3,191,934.31\n3,729,670.68\n4,007,812.73\n3,696,333.82\n3,685,330.94\n4,456,190.77\n4,510,894.76\n4,246,927.92\n6,165,343.44\n7,157,937.12\n8,137,874.02\n12,785,574.75\nBroad Money-M2\n327,313,703.23\n361,406,857.73\n413,832,112.87\n433,908,204.66\n471,665,184.05\n466,752,545.93\n501,670,024.14\n584,582,691.76\n667,125,676.69\n965,378,340.49\n1,112,538,296.45\n1,199,175,765.34\n1,596,128,151.09\nOther Deposits\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\nNarrow Money-M1\n300,262,147.56\n335,026,202.48\n385,927,355.64\n400,698,387.01\n434,262,220.25\n427,464,720.85\n454,155,285.76\n530,433,488.84\n614,481,640.63\n895,379,518.67\n1,031,647,432.84\n1,104,973,664.87\n1,461,955,622.01\nTransferable Deposits\n297,965,557.69\n333,108,841.78\n383,724,566.36\n398,514,604.13\n431,948,432.28\n425,262,736.08\n451,539,424.76\n527,204,673.89\n610,992,302.31\n892,270,006.18\n1,028,183,547.50\n1,100,888,777.34\n1,457,941,576.91\n Of which Foreign Currency Accounts\n133,774,214.78\n151,057,377.09\n179,312,075.75\n181,547,992.63\n210,704,070.51\n197,684,662.27\n225,776,364.73\n275,166,409.09\n302,163,673.09\n559,139,763.68\n657,889,184.94\n688,836,308.19\n991,098,612.31\nCurrency Outside Depository Corporations\n2,296,589.87\n1,917,360.70\n2,202,789.29\n2,183,782.87\n2,313,787.98\n2,201,984.76\n2,615,861.00\n3,228,814.95\n3,489,338.32\n3,109,512.49\n3,463,885.34\n4,084,887.53\n4,014,045.11\nMemorandum Items\nReserve Money\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\nFCAs as a Percentage of Deposits in M3\n40.9%\n41.7%\n43.2%\n41.7%\n44.5%\n42.2%\n44.8%\n47.0%\n45.2%\n57.7%\n58.9%\n57.2%\n61.6%\nEnd Period Exchange Rate\n86.06\n87.67\n97.14\n105.67\n108.67\n115.42\n124.02\n142.42\n159.35\n301.50\n370.96\n443.88\n546.83\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n13 \n \n \nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nNet Foreign Assets\n-411,964,116.26 -421,707,589.69 -470,115,861.82 -508,301,508.78 -513,012,570.17 -569,288,849.11 -608,788,967.34 -717,594,313.10 -794,405,282.55 -1,478,375,394.21 -1,802,992,102.87 -2,132,218,475.50 -2,281,673,543.14\nClaims on Non Residents\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\nOfficial Reserves Assets\n95,273,718.45\n91,410,691.55\n98,733,481.46\n106,788,388.55\n113,865,495.69\n88,142,478.36\n98,842,512.26\n111,766,758.89\n124,451,895.50\n233,057,350.27\n280,735,044.65\n350,631,779.92\n329,592,679.60\nOther Foreign Assets\n10,973,701.35\n12,282,616.24\n13,594,904.67\n14,755,511.24\n20,597,406.74\n21,801,631.11\n23,392,128.91\n29,671,571.60\n34,061,195.07\n62,485,798.57\n97,533,424.84\n110,274,772.35\n134,831,527.99\nLess Liabilities to Non Residents\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\nShort Term Liabilities\n219,582,935.92\n224,780,986.78\n250,088,131.95\n270,427,009.64\n276,458,350.87\n288,043,621.76\n314,055,031.14\n380,818,044.00\n425,900,083.60\n785,737,559.16\n951,983,480.17\n1,127,013,639.61\n1,336,300,564.04\nOther Foreign Liabilities*\n298,628,600.14\n300,619,910.70\n332,356,116.01\n359,418,398.93\n371,017,121.73\n391,189,336.81\n416,968,577.38\n478,214,599.59\n527,018,289.52\n988,180,983.89\n1,229,277,092.19\n1,466,111,388.17\n1,409,797,186.69\n of which blocked funds\n173,053,746.34\n173,544,785.11\n191,359,585.62\n207,901,480.94\n215,193,860.69\n226,575,523.87\n239,652,643.98\n276,151,105.21\n306,560,929.76\n570,884,144.99\n716,116,832.50\n852,249,186.55\n678,512,698.97\nNet Domestic Assets (NDA)\n440,459,231.26\n447,950,487.22\n494,471,680.62\n536,486,587.36\n538,956,830.20\n595,796,383.98\n636,602,481.08\n745,479,564.79\n823,635,174.38\n1,507,595,691.24\n1,836,540,085.80\n2,167,740,219.40\n2,319,139,878.80\nDomestic Claims\n27,281,606.24\n29,006,431.90\n40,400,891.34\n41,254,735.58\n70,963,422.00\n45,764,983.60\n56,431,583.21\n59,280,671.72\n73,729,321.44\n98,948,909.09\n86,265,289.61\n121,100,451.59\n232,699,771.22\nNet Claims on Central Government\n12,099,897.36\n9,757,732.78\n17,950,931.38\n17,031,705.25\n46,157,622.65\n23,759,754.43\n28,391,009.15\n33,843,987.33\n45,816,276.90\n52,202,949.03\n27,947,066.17\n48,255,875.52\n143,751,566.58\nClaims on Central Government\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\nOf which: Securities Other than Shares\n5,778,201.73\n5,767,697.15\n5,748,064.63\n5,737,560.05\n5,725,696.74\n5,709,408.86\n5,698,904.28\n5,628,648.40\n5,618,143.81\n5,618,143.81\n5,618,143.81\n11,099,253.33\n16,894,372.03\nLoans\n17,005,332.91\n17,833,656.45\n25,695,249.98\n27,349,310.60\n51,228,986.78\n52,667,064.29\n53,343,629.64\n55,987,602.77\n58,769,044.66\n78,389,443.38\n88,353,569.12\n89,490,529.87\n233,300,046.10\n Loans and Advances\n12,997,746.30\n13,884,037.90\n15,157,333.07\n16,805,093.22\n17,897,368.08\n19,335,445.61\n19,998,243.11\n22,642,216.24\n25,423,658.13\n45,044,056.85\n55,008,182.59\n56,145,143.34\n62,658,197.28\nAmounts Due from Gvt including SDR Draw\n396,020.77\n338,052.70\n6,926,351.06\n6,932,651.53\n29,720,052.86\n29,720,052.83\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n167,030,282.97\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\nOf which: Deposits\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n15,181,708.88\n19,248,699.12\n22,449,959.96\n24,223,030.33\n24,805,799.35\n22,005,229.17\n28,040,574.06\n25,436,684.39\n27,913,044.54\n46,745,960.06\n58,318,223.45\n72,844,576.07\n88,948,204.64\nOther Financial Corporations\n1,616,633.50\n1,675,284.36\n1,710,457.33\n1,936,149.98\n1,940,319.92\n1,979,866.38\n1,974,819.36\n2,314,886.09\n2,401,359.00\n2,324,560.64\n2,384,730.70\n3,057,198.60\n3,073,237.98\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n11,902,013.06\n15,872,466.74\n18,948,074.45\n20,323,891.94\n20,881,242.71\n17,988,080.01\n23,840,423.94\n20,227,681.72\n22,534,788.28\n40,555,239.89\n50,471,009.86\n62,636,165.37\n77,480,839.35\nPrivate Sector\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\nClaims on Other Depository Corporations\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\nOf which: Loans\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\nOther Liabilities to ODCs\n61,697,091.96\n61,027,807.98\n75,694,008.33\n84,609,743.32\n108,149,998.58\n92,445,342.97\n98,771,358.77\n116,286,172.05\n137,938,275.04\n213,473,187.99\n234,624,636.96\n352,778,125.95\n516,479,509.63\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n40,728,575.10\n41,191,755.29\n51,891,284.90\n53,851,878.52\n72,821,158.38\n55,087,092.35\n61,186,545.74\n73,725,582.36\n89,206,766.33\n136,605,367.17\n87,602,175.66\n162,206,231.00\n198,762,582.78\nOther Items(Net)\n-471,349,472.27 -476,675,721.39 -525,795,635.11 -574,985,503.78 -571,223,436.96 -636,865,583.85 -673,232,217.80 -791,721,093.43 -875,960,866.59 -1,614,961,249.38 -1,974,951,446.35 -2,388,281,414.87 -2,576,477,704.28\nShares and Other Equity\n-491,527,426.67\n-501,914,984.05\n-555,638,121.13\n-604,000,281.44\n-620,887,582.17\n-657,568,133.29\n-700,269,272.95\n-804,754,190.04\n-896,652,942.69\n-1,694,545,332.44\n-2,081,541,626.90\n-2,495,937,680.26\n-2,662,572,351.10\nOther Items(Net)\n17,593,977.36\n20,921,508.79\n23,131,653.99\n23,458,496.35\n41,146,119.65\n18,270,195.89\n24,793,374.40\n8,861,949.04\n14,428,570.19\n62,648,230.22\n89,106,052.63\n71,183,746.71\n43,541,395.78\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n2,583,977.04\n4,317,753.87\n6,710,832.03\n5,556,281.32\n8,518,025.55\n2,432,353.55\n2,243,680.76\n4,171,147.57\n6,263,505.92\n16,935,852.85\n17,484,127.93\n36,472,518.68\n42,553,251.05\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\nBond Coins\n99,710.20\n99,710.12\n99,710.10\n99,710.13\n99,710.16\n99,710.20\n99,710.26\n99,710.34\n99,710.39\n99,710.43\n99,710.48\n99,710.54\n99,710.59\nBond Notes\n4,650,584.97\n4,671,398.41\n4,714,194.39\n4,805,542.45\n5,052,397.24\n4,993,493.48\n5,093,893.85\n5,240,635.11\n6,014,484.37\n6,165,661.88\n6,165,333.25\n6,412,784.04\n6,554,970.13\nLiabilities to ODCs\n23,744,819.84\n21,471,789.00\n19,541,914.31\n23,279,826.00\n20,792,152.63\n21,414,331.20\n22,619,909.63\n22,544,906.25\n23,115,697.08\n22,954,924.72\n27,282,939.21\n29,009,249.32\n30,811,654.95\n Reserve Deposits\n8,219,597.38\n9,255,653.80\n9,541,310.72\n18,709,286.01\n19,781,787.64\n20,405,761.19\n20,827,919.34\n21,544,621.25\n23,011,606.47\n22,855,505.72\n27,182,574.21\n28,909,888.55\n30,691,239.95\n Exess reserves \n15,525,222.46\n12,216,135.19\n10,000,603.59\n4,570,539.99\n1,010,364.99\n1,008,570.00\n1,791,990.29\n1,000,284.99\n104,090.61\n99,419.00\n100,364.99\n99,360.78\n120,414.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n14 \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nNet Foreign Assets\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\nClaims on Non Residents\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\nOf Which: Foreign Currency\n32,270,386.66\n38,500,097.41\n50,074,676.36\n53,424,260.93\n50,030,986.41\n53,378,295.56\n62,064,505.14\n76,544,189.30\n74,716,879.90\n142,118,888.84\n138,347,101.06\n159,024,593.55\n263,637,446.30\nDeposits\n96,773,959.39\n93,731,294.28\n116,746,591.30\n103,820,731.58\n125,043,551.30\n100,442,493.68\n105,505,734.50\n131,168,592.72\n149,819,045.33\n269,570,369.89\n305,551,872.73\n271,679,250.85\n340,293,581.80\nOther\n214,451.29\n260,414.95\n391,933.02\n409,803.27\n346,680.86\n368,318.48\n436,950.21\n490,766.14\n653,930.14\n1,173,939.93\n1,996,318.38\n2,226,702.64\n2,658,965.36\nLess Liabilities to Non Residents\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\nOf Which: Deposits\n6,985,643.39\n4,034,436.70\n7,964,589.56\n7,991,662.41\n11,564,286.23\n12,879,965.61\n16,242,284.31\n18,274,727.25\n20,748,904.55\n40,784,068.98\n50,378,763.77\n58,733,325.78\n65,301,846.77\nLoans\n12,174,298.00\n12,249,615.34\n13,610,321.85\n11,522,878.45\n12,142,786.55\n12,579,585.65\n14,322,071.01\n15,788,816.82\n17,842,223.01\n32,745,021.76\n32,900,853.99\n41,878,774.31\n54,894,403.81\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n216,305,273.04\n245,756,879.91\n269,505,972.41\n296,436,293.39\n319,731,034.22\n339,241,242.96\n365,997,720.68\n410,548,022.91\n479,033,352.08\n628,106,440.87\n753,463,074.66\n866,386,967.85\n1,113,922,948.02\nDomestic Claims\n180,124,875.49\n196,079,149.63\n221,943,537.24\n250,556,530.54\n269,323,457.84\n287,148,313.94\n318,037,769.98\n366,618,461.95\n433,838,477.37\n572,701,615.54\n681,548,604.87\n790,856,307.03\n951,294,251.11\nNet Claims on Central Government\n26,832,528.82\n32,704,534.68\n40,644,945.98\n44,540,200.54\n37,452,449.68\n36,234,968.02\n44,854,385.60\n45,255,818.78\n56,325,515.21\n63,560,566.80\n76,724,974.28\n82,246,329.63\n92,408,121.59\nClaims on Central Government\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\nSecurities\n32,722,213.67\n36,196,334.62\n43,786,500.90\n47,418,135.58\n41,452,052.93\n40,241,600.55\n49,241,790.83\n50,566,914.20\n63,944,817.59\n70,936,834.65\n86,890,010.11\n91,509,184.64\n100,187,059.48\nLoans\n22,486.84\n21,073.85\n21,204.08\n21,240.82\n21,092.28\n20,331.26\n20,339.66\n19,404.68\n37,542.77\n41,284.36\n61,198.20\n100,650.73\n113,498.51\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\nOf which: Deposits\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n153,292,346.67\n163,374,614.95\n181,298,591.25\n206,016,330.00\n231,871,008.16\n250,913,345.93\n273,183,384.38\n321,362,643.17\n377,512,962.15\n509,141,048.74\n604,823,630.59\n708,609,977.40\n858,886,129.52\nOther Financial Corporations\n3,117,400.54\n2,923,183.89\n3,130,290.76\n4,192,079.54\n7,769,942.90\n5,176,630.07\n5,258,014.07\n5,432,333.10\n6,195,645.25\n6,998,113.31\n7,792,720.84\n11,771,347.28\n14,375,915.86\nState and Local Government\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\nPublic Non Financial Corporations\n1,923,001.99\n1,897,960.80\n1,871,958.96\n2,069,555.97\n2,984,603.82\n3,815,525.07\n5,367,161.90\n6,240,938.55\n6,858,061.18\n16,348,796.81\n14,542,574.22\n22,910,548.08\n46,439,978.25\nPrivate Sector\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\nClaims on the Central Bank\n95,651,746.77\n103,849,755.97\n110,620,327.00\n110,503,175.07\n121,289,617.10\n119,546,045.14\n125,057,527.45\n145,073,995.32\n163,091,388.64\n239,321,897.04\n269,492,980.99\n318,260,082.09\n414,080,563.81\nCurrency\n2,453,705.30\n2,853,747.83\n2,611,115.20\n2,721,469.71\n2,838,319.42\n2,891,218.92\n2,577,743.10\n2,111,530.50\n2,624,856.44\n3,155,859.82\n2,801,158.38\n2,427,607.04\n2,640,635.61\nReserves\n93,198,041.47\n100,996,008.14\n108,009,211.79\n107,781,705.36\n118,451,297.69\n116,654,826.22\n122,479,784.35\n142,962,464.82\n160,466,532.20\n236,166,037.22\n266,691,822.61\n315,832,475.04\n411,439,928.20\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n1,023,363.18\n1,453,072.21\n1,095,299.01\n2,726,544.67\n2,808,102.91\n2,688,568.50\n2,120,361.21\n2,137,854.54\n2,173,014.02\n2,383,304.12\n2,898,518.67\n2,814,941.97\n3,230,742.76\nOther Items(Net)\n58,447,986.04\n52,718,953.48\n61,962,592.81\n61,896,867.55\n68,073,937.82\n64,764,547.62\n74,977,215.54\n99,006,579.83\n115,723,499.90\n181,533,767.59\n194,679,992.54\n239,914,479.29\n248,221,124.14\nShares and Other Equity\n71,124,676.10\n75,878,499.05\n82,390,037.34\n94,725,028.77\n118,865,727.97\n131,003,614.94\n139,410,766.30\n157,494,748.85\n160,620,677.78\n222,711,072.13\n330,886,860.40\n386,432,527.29\n466,561,590.88\nLiabilities to other ressident sectors\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\nOther Items(Net)\n-13,155,268.53\n-23,534,963.43\n-20,930,500.24\n-33,175,252.31\n-50,931,558.00\n-66,469,586.15\n-64,660,350.49\n-59,298,803.48\n-45,383,950.36\n-41,499,080.56\n-136,552,079.25\n-147,857,140.93\n-218,895,693.28\nDeposits and Securities Included in Broad Money\n326,404,128.99\n361,964,634.51\n415,144,261.68\n434,576,548.31\n471,445,180.01\n467,970,799.42\n503,440,555.21\n584,688,027.00\n665,632,079.89\n967,440,548.79\n1,116,078,749.06\n1,198,705,414.81\n1,600,316,690.89\nDeposits Included in Broad Money\n324,530,996.23\n \n358,772,700.20\n \n411,414,591.01\n \n430,568,735.58\n \n467,748,846.19\n \n464,285,468.48\n \n498,984,364.44\n \n580,177,132.24\n \n661,385,151.97\n \n961,275,205.35\n \n1,108,920,811.95\n \n1,190,567,540.78\n \n1,587,531,116.15\n \nTransferable Deposits\n297,479,440.56\n \n332,392,044.95\n \n383,509,833.78\n \n397,358,917.93\n \n430,345,882.39\n \n424,997,643.40\n \n451,469,626.06\n \n526,027,929.32\n \n608,741,115.91\n \n891,276,383.52\n \n1,028,029,948.34\n \n1,096,365,440.31\n \n1,453,358,587.07\n \n of which FCAs\n133,760,212.96\n \n151,047,925.52\n \n179,306,272.75\n \n181,546,290.69\n \n210,688,453.17\n \n197,673,919.07\n \n225,769,411.82\n \n275,160,384.59\n \n301,286,745.34\n \n558,605,268.37\n \n657,871,279.96\n \n688,801,163.42\n \n991,050,824.09\n \nOther Deposits\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\nMoney Market Instruments\n1,873,132.76\n \n3,191,934.31\n \n3,729,670.68\n \n4,007,812.73\n \n3,696,333.82\n \n3,685,330.94\n \n4,456,190.77\n \n4,510,894.76\n \n4,246,927.92\n \n6,165,343.44\n \n7,157,937.12\n \n8,137,874.02\n \n12,785,574.75\n \nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n15 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n17 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSource:Reserve Bank of Zimbabwe,2022\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n21 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAugust\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n22 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n23 \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n24 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n25 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n31.68\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n26 \n \n \nFOOD \nINFLATION\nALCOHOLIC \nCLOT HING\nHOUS ING, \nW AT E R,\nFURNIT URE\nMIS C.\nFOOD & \nB E VE RAGE S \n& \nE LE CT RICT Y, \nGAS\nAND\nRE CRE AT ION &\nRE S T AURANT S \n&\nGOODS &\nT OT AL NON\nNON \nALCOHOLIC \nALL\n& T OB ACCO\nFOOT W E AR\n& OT HE R\nE QUIP ME NT\nCULT URE\nHOT E LS\nS E RVICE S\nFOOD\nB E VE RAGE S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P ORT\nCOMMUNICAT ION\nE DUCAT ION\n \n \n \n27 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n28 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJun\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJul\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n29 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJun\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJul\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n192643.1\n23066.9\n194995.6\n806143.2\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n30 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJun\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJul\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n17188.3\n553.2\n94192.7\n1997.4\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_August_2022.pdf"}
\ No newline at end of file
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new file mode 100644
index 0000000000000000000000000000000000000000..dc6970e8924038017e711129c41ccfee3ce8509c
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+{"doc_id": "6fee8d9fd513187993a91edbbed8e266", "text": "[Date] \n \n \n \n \nAPRIL 2016 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 3 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCash Transactions _________________________________________________________________ 5 \nCard Based Transactions ___________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCheque Transactions ______________________________________________________________ 6 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2016 \nMarch \n2016 \nApril \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n19.4 \n20.2 \n4.1% \nZ.S.E. Industrial Index1 \n97.6 \n105.8 \n8.4% \nMoney Supply (US$)2 \n4 916.8 million \n5 004.9 million \n1.8% \nMoney Supply (M3) Annual Growth2 \n12.50% \n12.80% \n \nYearly Inflation3 \n-2.31% \n-1.64% \n \nMonthly Inflation3 \n-0.12% \n-0.21% \n \nNominal Lending Rate \n4.0-22.0% \n4.0-22.0% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \nMajor stock markets in the USA, Asia and \nEurope were largely bullish in April 2016. The \nNasdaq and Hang Seng indices, however, \nrecorded losses during the same month. Trading \nin African stock markets was mixed. Gains were \nrecorded in Morocco, 6.9%; Egypt, 3.3%; and \nSouth Africa, 1.2%; while losses were registered \nin Kenya, -0.3%; Nigeria, -1.0%; and Tunisia, \n-1.2%. \nOn the Zimbabwe Stock Exchange (ZSE), \nindustrial and mining indices registered marginal \ngains during the month under review. The \nindustrial index increased by 8.4%, to close the \nmonth at 105.8 points, while the mining index \nrose by 4.1% to 20.2 points. \n \n \n \n \nThe total volume of shares traded rose by 92.3% \nto 188.3 million in April 2016. Market turnover, \nhowever, declined from US$16.4 million in \nMarch 2016, to US$14.0 million in April 2016. \n \nSource: Zimbabwe Stock Exchange, 2016 \nThe ZSE market capitalisation increased from \nUS$2 645.1 million in March 2016, to \nUS$2 862.6 million in April 2016, on account of \ngains in both the industrial and mining indices. \n \n0\n20\n40\n60\n80\n100\n120\n140\n160\n29-Apr-15\n29-May-15\n29-Jun-15\n29-Jul-15\n29-Aug-15\n29-Sep-15\n29-Oct-15\n29-Nov-15\n29-Dec-15\n29-Jan-16\n29-Feb-16\n31-Mar-16\n30-Apr-16\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.00\n1.00\n2.00\n3.00\n4.00\n5.00\n6.00\n7.00\n8.00\n0.00\n2.00\n4.00\n6.00\n8.00\n10.00\n12.00\n14.00\n16.00\n01-Feb-16\n09-Feb-16\n17-Feb-16\n25-Feb-16\n04-Mar-16\n12-Mar-16\n20-Mar-16\n28-Mar-16\n05-Apr-16\n13-Apr-16\n21-Apr-16\n29-Apr-16\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Daily Volumes and \nFigure 2: ZSE: Daily Volumes and Values Traded\nValues Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nMONETARY DEVELOPMENTS \nThe annual growth in broad money supply stood \nat 12.8% in April 2016, up from 12.5% in March \n2016. Month-on-month, broad money supply \nincreased to US$5 004.9 million in April 2016, \nfrom US$4 916.8 million in March 2016. \n \nSource: Reserve Bank of Zimbabwe, 2016 \nIncreases in savings, 22.6%; demand, 21.3%; and \nlong term deposits, 18.3%, accounted for the \nannual growth in broad money supply. Short \nterm deposits, however, decreased by 24.1% \nduring the period under review. \nThe proportion of deposit classes to total deposits \nwas as follows: demand, 52.9%; over 30-days, \n18.3%; under 30-days, 14.9%; and savings \ndeposits, 13.9%. \n \n \nOn an annual basis, growth in total banking \nsector credit rose from 23.5% in March 2016, to \n23.8% in April 2016. Monthly banking sector \ncredit increased by 1.5% to US$5 623.6 million, \nduring the period under analysis. \nCredit to the private sector recorded an annual \ndecline of 3.4% to US$3 633.9 million in April \n2016, from US$3 762.0 million in April 2015. On \na month-on-month basis, credit to the private \nsector has remained almost the same. \nCredit to the private sector consisted of loans and \nadvances, 85.2%; mortgages, 9.2%; other \ninvestments, 5.2%; bankers acceptances, 0.3%; \nand bills discounted, 0.2%. \n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\nJul-13\nOct-13\nJan-14\nApr-14\nJul-14\nOct-14\nJan-15\nApr-15\nJul-15\nOct-15\nJan-16\nApr-16\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth\nUnder 30 \nDays\n14.9%\nOver 30 \nDays\n18.3%\nDemand\n52.9%\nsavings\n13.9%Figure 4: Bankin\nFigure 4: Banking Sector DepositsApril 2016\nApril 2016\nSource: Reserve Bank of Zimbabwe, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \n \nSource: Reserve Bank of Zimbabwe, 2016 \nThe sectoral distribution of private sector credit \nwas as follows: agriculture (23.2%); households \n(19.0%); \nmanufacturing \n(15.8%); \nservices \n(15.2%); distribution (13.7%); mining (5.1%); \nfinancial organisations and investments, (3.0%); \ntransport and communications (3.0%); and \nconstruction (1.7%). \nThe utilisation of private sector credit in terms of \nproportions was as follows: Inventory build-up, \n33.6%; working capital, 36.2%; consumer \ndurables, 14.9%; fixed capital investment, \n13.5%; and pre and post shipment financing, \n1.7%. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation accelerated to -1.64% \nin April 2016, from -2.31% in March 2016, \nlargely driven by increases in both food and non-\nfood inflation. \n \nSource: ZIMSTAT, 2016 \nThe year-on-year food inflation increased \nmarginally, from -4.1% in March 2016, to -4.0% \nin April 2016. This was, in large part, \nunderpinned by increases in prices of sugar, jam, \nhoney, chocolate and confectionery. \nAnnual non-food inflation rose to -0.51% in \nApril 2016, from -1.43% in March 2016. The rise \nwas attributable to increases in education and \nhealth inflation. Partially offsetting the increase \nin annual non-food inflation were declines in \nhousing, water, electricity, gas and other fuels; \nLoans & Advances\n85.2%\nBills \nDiscounted\n9.2%\nBankers \nacceptances\n0.2%\nOther \ninvestments\n0.3%\nMortgages\n5.2%Figure 5: Credit to Private Sector \nFigure 5: Credit to Private Sector April 2016\nApril 2016\n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nfurniture and household equipment; transport; \nclothing and footwear. \n \nMonthly Inflation \n \n \nThe month-on-month inflation rate stood at \n-0.21% in April 2016, down from -0.12% in \nMarch 2016. This was largely on account of the \ndecline in food inflation. \nMonthly food inflation eased from -0.13% in \nMarch 2016, to -0.51% in April 2016. \nContributing to the decline in food inflation were \ndecreases in meat; bread and cereals; milk, \ncheese and eggs; oils and fats and vegetables. \nNon-food inflation, however, increased by 0.03 \npercentage points to -0.08% in April 2016, from \n-0.11% in March 2016. The increase was driven \nby the rise in prices of alcoholic beverages and \ntobacco; restaurants and hotels; and furniture and \nhousehold equipment. \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment System declined by 1.2% to \nUS$6 158.5 million in April 2016, from \nUS$6 231.7 million in March 2016. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the Real Time \nGross Settlement system increased by 3.0% to \nUS$3 564.3 million in April 2016, from \nUS$3 \n460.2 \nmillion \nin \nMarch \n2016. \nCorrespondingly, the volume of transactions \nincreased by 6%, from 152 465 in March 2016 to \n161 725 in April 2016. \nSource: Reserve Bank of Zimbabwe, 2016 \nCash transactions \n \nCash \ntransactions \ndecreased \nfrom \nUS$800.4 \nmillion \nin \nMarch \n2016, \nto \nUS$703.3 million in April 2016. \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions declined by 11.5%, to close at \nUS$595.6 million in April 2016. This compares \nwith US$673.1 million worth of transactions \nrecorded in March 2016. \n \nCard Based Transactions \n \nThe value of card based transactions stood at \nUS$427.7 million in April 2016, down from \nUS$430.9 million registered in March 2016. \n \n \n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nApr-13\nAug-13\nDec-13\nApr-14\nAug-14\nDec-14\nApr-15\nAug-15\nDec-15\nApr-16\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: Z\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \nMONTHLY ECONOMIC REVIEW \n6 \n \nCheque Transactions \n \nIn value terms, total cheque transactions fell from \nUS$11.3 \nmillion \nin \nMarch \n2016, \nto \nUS$9.7 million in April 2016. \n \nRESERVE BANK OF ZIMBABWE \nJUNE 2016\n \n \n7 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 9 \n \n1.2 Broad Money Survey \n \n \n \n \n \n10 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n11 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n12 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 13 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n14 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n15 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n16 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n17 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n18 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n19 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n20 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n21 \n \n7.2 Liabilities \n \n \n \n \n \n \n22 \n \n \nMONTHLY ECONOMIC REVIEW \n8 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n23 \n \n8.2 Liabilities \n \n \n \n \n \n \n24 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n25 \n \n9.2 Liabilities \n \n \n \n \n \n \n26 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n27 \n \n11. Savings with Financial Institutions \n \n \n \n \n28 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n29 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n30 \n \n13.2 Volumes of Transactions \n \n \n \n \n31 \n \n \n \n \n \n \n \n \n9 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nMarch\nApril\nBond Coins\n1,749.3\n2,316.7\n2,684.1\n2,719.3\n3,016.3\n3,425.5\n4,445.3\n5,789.3\n7,127.0\n7,355.5\n7457.27\n7612.10\n7758.50\nRBZ Demand Deposits\n491.6\n340.2\n4,035.0\n3,889.6\n3,480.3\n3,478.9\n3,485.7\n2,470.9\n726.0\n1832.79\n2086.40\n1423.30\n5061.60\nComm. Banks Dem. Deposits\n1,990,235.2\n2,017,918.3\n2,112,470.2\n2,023,527.6\n2,168,409.0\n2,166,471.3\n2,149,026.8\n2,358,226.5\n2,362,538.7\n2430098.04\n2409398.21\n2510951.12\n2575573.76\nMerchant Banks Dem. Deposits\n63,935.0\n63,899.2\n62,949.9\n62,949.9\n62,949.9\n62,157.8\n61,925.6\n58,750.3\n58,524.4\n58511.73\n58304.47\n58314.95\n58346.21\nM1\n2,056,411.0\n2,084,474.4\n2,182,139.2\n2,093,086.3\n2,237,855.5\n2,235,533.5\n2,218,883.4\n2,425,237.0\n2,428,916.0\n2,497,798.0\n2,477,246.4\n2,578,301.4\n2,646,740.1\nComm. Banks Savings Deposits\n267,921.4\n275,167.8\n248,074.6\n239,113.1\n227,534.6\n230,176.6\n231,465.3\n259,856.4\n266166.63\n280598.53\n291567.7\n290006.1\n299136.9\nBuilding Soc. Savings Deposits\n256,526.3\n280,947.9\n279,625.3\n275,914.5\n277,271.4\n230,176.6\n294,208.3\n308,439.9\n296041.79\n297854.81\n305980.4\n311092.0\n317629.3\nP O S B Savings Deposits\n74,678.1\n71,195.6\n73,397.6\n68,785.7\n71,554.2\n77,161.5\n73,380.5\n76,307.7\n72505.78\n73735.74\n73847.9\n74405.9\n80067.6\nComm. Banks U-30 Day Deposits\n607,334.3\n670,242.5\n707,686.1\n587,421.2\n505,981.9\n613,287.8\n565,136.6\n565,317.5\n650234.31\n597527.61\n588796.4\n506719.1\n574185.2\nMerchant Banks U-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.00\n0.00\n0.0\n0.0\n0.0\nBuilding Soc. U- 30 Day Deposits\n189,428.7\n175,953.7\n188,805.2\n171,250.8\n156,077.5\n190,548.2\n144,911.8\n127,578.2\n165352.52\n131683.21\n123683.2\n108106.2\n171635.9\nM2\n3,452,299.9\n3,557,981.9\n3,679,728.0\n3,435,571.6\n3,476,275.0\n3,576,884.3\n3,527,985.9\n3,762,736.7\n3,879,217.1\n3,879,197.9\n3,861,122.0\n3,868,630.7\n4,089,395.1\nComm. Banks O-30 Day Deposits\n618,804.9\n536,216.7\n509,642.0\n651,895.8\n622,991.6\n611,608.0\n628,213.7\n503,244.7\n420265.08\n424676.94\n449879.1\n573809.8\n519330.5\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.00\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n340,739.4\n364,490.5\n326,111.5\n351,579.9\n340,974.7\n303,177.5\n409,350.0\n444,267.1\n432822.35\n413975.79\n421729.2\n438461.8\n361565.5\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11266.60\n11266.60\n11266.6\n11266.6\n11266.6\nP O S B Time Deposits\n15,733.8\n18,011.8\n17,261.6\n23,646.5\n21,540.3\n24,019.0\n24,010.2\n23,668.6\n21851.26\n25326.55\n24881.2\n24640.9\n23321.3\nM3\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,526,955.4\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n2015\n2016\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \nAPR\nMAY\nJUNE\nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nNET FOREIGN ASSETS \n-636,028.1\n-681,066.5\n-775,512.6\n-723,772.8\n-727,785.7\n-715,689.4\n-822,417.2\n-771,548.0\n-667,684.9\n-688,591.4\n-780,139.7\n-728,823.7\n-803,152.0\n Assets\n755,493.4\n811,200.4\n926,353.7\n843,689.2\n867,447.1\n889,018.6\n784,372.6\n667,350.7\n792,677.3\n758,634.6\n679,001.9\n687,149.8\n637,447.5\n Reserve Bank (RBZ)\n282,900.6\n303,218.6\n453,986.1\n395,771.0\n360,705.6\n360,255.9\n335,321.7\n300,180.5\n433,452.9\n424,269.1\n390,810.3\n334,552.7\n354,608.4\n Deposit Money Banks (DMBs) \n424,368.1\n418,721.9\n390,608.3\n361,517.6\n428,702.8\n448,219.8\n387,305.0\n310,522.6\n300,320.1\n302,773.5\n259,017.9\n318,832.0\n269,044.4\n Other Banking Institutions (OBIs) \n48,224.7\n89,260.0\n81,759.3\n86,400.6\n78,038.7\n80,542.9\n61,745.9\n56,647.6\n58,904.3\n31,592.0\n29,173.7\n33,765.2\n13,794.7\n Liabilities \\2\n-1,391,521.5\n-1,492,266.9\n-1,701,866.3\n-1,567,462.0\n-1,595,232.7\n-1,604,707.9\n-1,606,789.8\n-1,438,898.6\n-1,460,362.2\n-1,447,226.0\n-1,459,141.6\n-1,415,973.5\n-1,440,599.5\n RBZ\n894,207.5\n868,931.4\n1,093,306.3\n1,039,959.7\n1,056,817.9\n1,057,080.8\n1,069,972.4\n1,048,664.8\n1,096,800.8\n1,090,485.7\n1,117,823.6\n1,075,644.5\n1,117,787.5\n DMBs\n448,998.0\n574,792.7\n560,305.8\n478,956.0\n490,791.1\n504,085.0\n494,458.0\n347,787.2\n320,578.9\n313,434.2\n299,029.1\n303,288.3\n285,945.2\n OBIs\n48,315.9\n48,542.8\n48,254.1\n48,546.3\n47,623.8\n43,542.1\n42,359.5\n42,446.6\n42,982.5\n43,306.1\n42,288.9\n37,040.8\n36,866.8\nNET DOMESTIC ASSETS \n5,074,872.7\n5,169,034.0\n5,319,522.4\n5,197,733.1\n5,200,833.8\n5,301,713.1\n5,423,243.6\n5,516,731.6\n5,433,107.3\n5,443,035.2\n5,549,017.8\n5,645,633.4\n5,808,031.0\nDOMESTIC CREDIT\n4,529,777.2\n4,817,875.2\n4,869,072.4\n4,981,511.5\n5,029,107.1\n5,079,842.4\n5,196,662.7\n5,345,272.0\n5,535,396.4\n5,476,442.4\n5,489,962.3\n5,542,678.3\n5,623,621.7\n Claims on Government (net) \n665,258.8\n950,594.0\n1,074,237.6\n1,160,044.8\n1,192,006.7\n1,182,354.0\n1,253,218.7\n1,359,827.4\n1,564,354.7\n1,530,792.2\n1,671,934.4\n1,691,128.7\n1,804,057.3\n RBZ\n98,377.6\n97,847.8\n91,807.5\n243,082.9\n244,517.6\n254,297.8\n271,997.2\n314,096.4\n331,552.1\n355,230.5\n418,006.5\n446,003.9\n456,287.0\n DMBs\n498,836.6\n784,428.5\n904,112.3\n845,865.3\n860,228.9\n838,982.9\n890,154.0\n954,556.6\n1,119,720.1\n1,068,095.4\n1,153,295.1\n1,166,120.4\n1,226,195.8\n OBIs\n68,044.6\n68,317.8\n78,317.8\n71,096.6\n87,260.2\n89,073.3\n91,067.5\n91,174.4\n113,082.5\n107,466.4\n100,632.7\n79,004.4\n121,574.4\n Claims on Public Enterprises \n102,474.3\n104,306.3\n53,148.2\n48,641.8\n56,508.0\n54,523.7\n84,877.1\n83,806.0\n140,910.1\n145,507.6\n120,445.0\n179,370.7\n185,698.9\n RBZ\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n78,226.4\n DMBs\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n OBIs\n994.2\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n951.8\n904.0\n Claims on Private Sector\n3,762,044.1\n3,762,974.9\n3,741,686.6\n3,772,824.9\n3,780,592.5\n3,842,964.7\n3,858,567.0\n3,901,638.6\n3,830,131.6\n3,800,142.6\n3,697,582.8\n3,672,178.9\n3,633,865.5\n RBZ\n31,558.0\n31,155.6\n51,689.8\n66,722.4\n92,768.9\n67,359.3\n75,959.6\n77,442.5\n90,549.5\n93,049.5\n74,614.5\n56,342.7\n58,614.2\n DMBs\n2,948,993.7\n2,960,917.8\n2,900,630.1\n2,910,157.5\n2,875,477.3\n2,956,930.6\n2,950,844.9\n2,981,759.1\n2,874,287.6\n2,860,825.0\n2,773,512.1\n2,774,147.9\n2,736,322.0\n OBIs\n781,492.4\n770,901.6\n789,366.8\n795,945.0\n812,346.3\n818,674.8\n831,762.5\n842,437.0\n865,294.5\n846,268.2\n849,456.3\n841,688.3\n838,929.3\nOTHER ITEMS (NET) \n545,095.4\n351,158.7\n450,450.0\n216,221.6\n171,726.7\n221,870.7\n226,580.9\n171,459.6\n-102,289.2\n-33,407.2\n59,055.5\n102,955.1\n184,409.4\nBROAD MONEY (M3) \n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,586,023.7\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\nSource:Reserve Bank of Zimbabwe, 2016\n1. Building societies and P. O. S. B.\n2. Sign reversal.\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n2015\n2016\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \nAPR\nMAY\nJUNE\nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nNET FOREIGN ASSETS \n-70,068.7\n-45,038.4\n-94,446.1\n51,739.9\n-4,012.9\n12,096.3\n-106,727.8\n50,869.2\n103,863.0\n-20,906.5\n-91,548.3\n51,316.0\n-74,328.3\n Assets\n-60,586.2\n55,707.0\n115,153.3\n-82,664.5\n23,757.8\n21,571.5\n-104,646.0\n-117,021.9\n125,326.6\n-34,042.7\n-79,632.7\n8,148.0\n-49,702.3\n Reserve Bank (RBZ)\n730.6\n20,317.9\n150,767.5\n-58,215.1\n-35,065.4\n-449.7\n-24,934.2\n-35,141.2\n133,272.4\n-9,183.8\n-33,458.8\n-56,257.6\n20,055.8\n Deposit Money Banks (DMBs)\n-45,195.2\n-5,646.2\n-28,113.6\n-29,090.7\n67,185.1\n19,517.0\n-60,914.8\n-76,782.4\n-10,202.5\n2,453.4\n-43,755.6\n59,814.1\n-49,787.5\n Other Banking Institutions (OBIs) \\1\n-16,121.6\n41,035.3\n-7,500.7\n4,641.3\n-8,361.9\n2,504.2\n-18,797.0\n-5,098.3\n2,256.7\n-27,312.3\n-2,418.3\n4,591.5\n-19,970.5\n Liabilities \\2\n-9,482.6\n-100,745.5\n-209,599.4\n134,404.3\n-27,770.7\n-9,475.2\n-2,081.9\n167,891.2\n-21,463.6\n13,136.2\n-11,915.5\n43,168.1\n-24,626.0\n RBZ\n36,112.1\n-25,276.1\n224,375.0\n-53,346.7\n16,858.2\n262.9\n12,891.6\n-21,307.6\n48,136.0\n-6,315.1\n27,337.9\n-42,179.1\n42,143.1\n DMBs\n-24,184.2\n125,794.7\n-14,486.9\n-81,349.8\n11,835.0\n13,293.9\n-9,627.0\n-146,670.7\n-27,208.4\n-7,144.6\n-14,405.1\n4,259.2\n-17,343.1\n OBIs\n-2,445.4\n226.9\n-288.7\n292.2\n-922.5\n-4,081.6\n-1,182.7\n87.1\n535.9\n323.5\n-1,017.2\n-5,248.1\n-174.0\nNET DOMESTIC ASSETS \\3\n138,593.3\n94,161.3\n150,488.4\n-121,789.3\n3,100.7\n100,879.2\n121,530.5\n93,488.0\n-83,624.4\n9,928.0\n105,982.5\n96,615.7\n162,397.6\nDOMESTIC CREDIT\n158,749.6\n288,098.0\n51,197.2\n112,439.1\n47,595.6\n50,735.3\n116,820.4\n148,609.3\n190,124.4\n-58,954.0\n13,519.9\n52,716.0\n80,943.4\n Claims on Government (net) \n127,583.5\n285,335.2\n123,643.6\n85,807.2\n31,961.9\n-9,652.6\n70,864.7\n106,608.7\n204,527.3\n-33,562.5\n141,142.2\n19,194.3\n112,928.5\n RBZ\n120,651.7\n-529.8\n-6,040.3\n151,275.4\n1,434.7\n9,780.2\n17,699.4\n42,099.2\n17,455.7\n23,678.3\n62,776.1\n27,997.4\n10,283.1\n DMBs\n-1,507.9\n285,591.8\n119,683.9\n-58,247.0\n14,363.6\n-21,245.9\n51,171.1\n64,402.6\n165,163.5\n-51,624.8\n85,199.8\n12,825.3\n60,075.4\n OBIs\n8,439.7\n273.1\n10,000.0\n-7,221.2\n16,163.6\n1,813.1\n1,994.2\n106.9\n21,908.1\n-5,616.0\n-6,833.7\n-21,628.3\n42,570.0\n Claims on Public Enterprises \n30,931.2\n1,832.0\n-51,158.1\n-4,506.4\n7,866.2\n-1,984.3\n30,353.4\n-1,071.0\n57,104.1\n4,597.4\n-25,062.5\n58,925.6\n6,328.3\n RBZ\n737.3\n349.8\n102.0\n742.4\n167.2\n325.0\n27,938.9\n12.5\n49,194.3\n-2,836.7\n-22,564.6\n16,188.3\n7,869.9\n DMBs\n30,926.1\n1,693.1\n-51,182.0\n-4,743.6\n6,619.9\n-2,342.5\n2,560.3\n-843.4\n7,698.3\n7,645.6\n-2,520.4\n42,734.4\n-1,493.8\n Agri-PEs\n-1,520.5\n-1,521.5\n-1,522.5\n-1,523.5\n-1,524.5\n-1,525.5\n-1,526.5\n-1,527.5\n-1,528.5\n-9,457.5\n-7,505.4\n-6,965.8\n-6,966.8\n Other\n32,446.6\n3,214.7\n-49,659.5\n-3,220.1\n8,144.4\n-816.9\n4,086.8\n684.1\n9,226.8\n17,103.1\n4,985.0\n49,700.2\n5,473.1\n OBIs\n-732.2\n-211.0\n-78.1\n-505.2\n1,079.1\n33.1\n-145.7\n-240.1\n211.5\n-211.5\n22.5\n3.0\n-47.9\n Claims on Private Sector\n234.9\n930.9\n-21,288.3\n31,138.3\n7,767.5\n62,372.2\n15,602.3\n43,071.6\n-71,507.0\n-29,989.0\n-102,559.8\n-25,403.9\n-38,313.4\n RBZ\n149.0\n-402.4\n20,534.2\n15,032.7\n26,046.5\n-25,409.6\n8,600.4\n1,482.9\n13,107.0\n2,500.0\n-18,435.0\n-18,271.7\n2,271.5\n DMBs\n-11,898.7\n11,924.1\n-60,287.7\n9,527.4\n-34,680.2\n81,453.3\n-6,085.7\n30,914.2\n-107,471.5\n-13,462.6\n-87,312.9\n635.8\n-37,825.9\n OBIs\n11,984.7\n-10,590.8\n18,465.2\n6,578.2\n16,401.3\n6,328.5\n13,087.7\n10,674.5\n22,857.6\n-19,026.4\n3,188.1\n-7,768.0\n-2,759.0\nOTHER ITEMS (NET) \n-20,156.4\n-193,936.7\n99,291.2\n-234,228.4\n-44,494.9\n50,144.0\n4,710.2\n-55,121.3\n-273,748.8\n68,882.0\n92,462.7\n43,899.6\n81,454.2\nBROAD MONEY (M3) \n68,524.5\n49,122.9\n56,042.3\n-70,049.4\n-912.2\n112,975.5\n14,802.7\n144,357.2\n20,238.7\n-10,978.5\n14,434.3\n147,931.7\n88,069.3\n Broad Money (M3) \n1.57%\n1.11%\n1.2%\n-1.54%\n-0.02%\n2.53%\n0.32%\n3.14%\n0.43%\n-0.23%\n0.30%\n3.10%\n1.79%\n Domestic Credit \n3.63%\n6.36%\n1.1%\n2.31%\n0.96%\n1.01%\n2.30%\n2.86%\n3.56%\n-1.07%\n0.25%\n0.96%\n1.46%\n Claims on Private Sector\n0.01%\n0.02%\n-0.6%\n0.83%\n0.21%\n1.65%\n0.41%\n1.12%\n-1.83%\n-0.78%\n-2.70%\n-0.69%\n-1.04%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n2016\n US$ Thousands\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \nAPR\nMAY\nJUNE\nJULY\nAUGUST\nSEPT\nOCT\nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nNET FOREIGN ASSETS \n59,815.5\n-95,449.8\n-180,094.9\n-22,698.6\n-100,052.1\n-179,455.4\n-223,571.1\n-3,723.5\n51,716.5\n25,599.2\n-16,833.2\n-162,864.4\n-167,123.9\n Assets\n-308,111.1\n-379,009.3\n-200,283.4\n-183,460.8\n-212,180.1\n-216,884.3\n-214,670.1\n-160,163.5\n-103,502.5\n-72,324.8\n-58,831.6\n-128,929.8\n-118,045.9\n Reserve Bank (RBZ)\n-76,958.8\n-107,685.7\n79,429.5\n68,475.7\n-50,976.1\n-260,229.1\n-172,834.3\n-34,353.8\n70,271.8\n67,607.2\n109,920.3\n52,382.6\n71,707.8\n Deposit Money Banks (DMBs)\n-204,196.9\n-282,081.0\n-294,731.2\n-262,175.5\n-175,757.2\n33,238.4\n-45,036.0\n-106,467.2\n-162,792.6\n-103,107.2\n-141,455.7\n-150,731.3\n-155,323.7\n Other Banking Institutions (OBIs) \\1\n-26,955.3\n10,757.3\n15,018.3\n10,239.0\n14,553.2\n10,106.4\n3,200.1\n-19,342.5\n-10,981.7\n-36,824.9\n-27,296.3\n-30,581.0\n-34,430.0\n Liabilities \\2\n367,926.6\n283,559.6\n20,188.5\n160,762.2\n112,128.0\n37,428.9\n-8,901.0\n156,440.0\n155,218.9\n97,924.0\n41,998.4\n-33,934.6\n-49,078.0\n RBZ\n-261,255.8\n-283,804.9\n-48,600.0\n-96,131.8\n-60,845.6\n19,340.3\n34,361.2\n18,611.0\n75,864.3\n83,389.7\n108,661.8\n217,549.1\n223,580.0\n DMBs\n-130,095.6\n-23,610.5\n14,958.5\n-83,111.7\n-63,177.9\n-46,073.7\n-13,602.2\n-162,923.9\n-219,844.2\n-170,029.2\n-139,327.3\n-169,893.9\n-163,052.9\n OBIs\n23,424.8\n23,855.8\n13,453.0\n18,481.3\n11,895.4\n-10,695.4\n-11,858.0\n-12,127.1\n-11,239.0\n-11,284.5\n-11,332.9\n-13,720.6\n-11,449.1\nNET DOMESTIC ASSETS \\3\n148,570.5\n257,686.8\n400,538.7\n272,589.1\n251,024.5\n376,976.5\n367,137.9\n333,441.6\n310,287.2\n388,719.3\n447,824.3\n709,354.1\n733,158.4\nDOMESTIC CREDIT\n379,639.8\n679,564.0\n695,004.5\n776,284.9\n794,638.6\n812,660.2\n865,327.7\n992,339.8\n1,156,742.8\n1,244,947.0\n1,240,909.9\n1,171,650.7\n1,093,844.4\n Claims on Government (net) \n188,341.5\n482,132.6\n575,620.5\n736,056.5\n754,533.2\n739,918.1\n782,714.1\n897,401.8\n1,048,718.3\n986,766.1\n1,122,755.2\n1,153,453.4\n1,138,798.4\n RBZ\n99,556.4\n99,026.6\n92,986.5\n289,241.2\n270,492.4\n290,213.2\n286,430.3\n328,127.9\n356,615.8\n367,824.5\n430,914.6\n468,278.0\n357,909.4\n DMBs\n60,904.0\n354,951.8\n444,479.8\n415,882.2\n448,362.7\n412,213.7\n457,069.2\n511,078.6\n631,757.3\n563,398.7\n643,214.9\n665,775.9\n727,359.2\n OBIs\n27,881.1\n28,154.2\n38,154.2\n30,933.0\n35,678.2\n37,491.3\n39,214.6\n58,195.3\n60,345.2\n55,543.0\n48,625.8\n19,399.5\n53,529.8\n Claims on Public Enterprises \n24,181.6\n25,922.7\n-20,025.0\n-28,752.0\n-13,816.8\n-17,867.0\n12,502.1\n17,145.1\n74,160.0\n80,539.8\n51,500.7\n107,827.5\n83,224.6\n RBZ\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n77,489.1\n DMBs\n22,450.1\n24,052.3\n-21,919.3\n-30,883.4\n-17,194.6\n-21,602.9\n-19,027.0\n-14,156.5\n-6,547.4\n2,880.7\n-3,616.3\n38,245.6\n5,825.7\n Agri-PEs\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n Other\n29,348.9\n30,961.2\n-20,403.0\n-29,372.5\n-15,680.0\n-20,087.4\n-17,511.5\n-12,639.9\n-5,029.8\n4,399.2\n-2,096.7\n39,766.1\n7,347.3\n OBIs\n994.2\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n-774.5\n-90.2\n Claims on Private Sector\n167,116.7\n171,508.7\n139,409.0\n68,980.4\n53,922.1\n90,609.0\n70,111.5\n77,793.0\n33,864.5\n177,641.0\n66,654.0\n-89,630.2\n-128,178.6\n RBZ\n-3,187.1\n-3,589.5\n16,964.5\n31,997.2\n58,043.6\n32,634.0\n41,234.4\n42,717.2\n55,824.2\n58,324.2\n39,889.2\n24,933.7\n27,056.2\n DMBs\n-19,566.9\n4,881.3\n-55,223.4\n-103,031.0\n-141,232.5\n-64,459.1\n-65,906.0\n-55,036.1\n-135,814.0\n25,822.4\n-50,903.8\n-186,744.5\n-212,671.7\n OBIs\n189,870.6\n170,216.9\n177,667.9\n140,014.2\n137,110.9\n122,434.1\n94,783.1\n90,111.8\n113,854.3\n93,494.4\n77,668.6\n72,180.6\n57,436.9\nOTHER ITEMS (NET) \n-231,069.3\n-421,877.2\n-294,465.8\n-503,695.8\n-543,614.1\n-435,683.7\n-498,189.8\n-658,898.2\n-846,455.6\n-856,227.7\n-793,085.7\n-462,296.6\n-360,686.0\nBROAD MONEY (M3) \n208,386.1\n162,237.0\n220,443.8\n249,890.4\n150,972.4\n197,521.1\n143,566.8\n329,718.1\n362,003.6\n414,318.5\n430,991.1\n546,489.7\n566,034.5\nGROWTH RATES\n Broad Money (M3) \n4.9%\n3.8%\n5.1%\n5.9%\n3.5%\n4.5%\n3.2%\n7.5%\n8.2%\n9.5%\n9.9%\n12.5%\n12.8%\n Domestic Credit \n9.1%\n16.4%\n16.7%\n18.5%\n18.8%\n19.0%\n20.0%\n22.8%\n26.4%\n29.4%\n29.2%\n26.8%\n24.1%\n Claims on Private Sector\n4.6%\n4.8%\n3.9%\n1.9%\n1.4%\n2.4%\n1.9%\n2.0%\n0.9%\n4.9%\n1.8%\n-2.4%\n-3.4%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\n2015\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n$ Thousands\n2016\n \n \n13 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION COMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\nAug\n580,775.3\n28,148.8\n58,618.6\n460,451.4\n22,509.2\n105,466.9\n411,831.6\n176,732.7\n440,470.4\n41,154.5\n571,926.0\n886.9\n2,898,972.1\nSep\n598,429.9\n28,307.9\n59,213.0\n443,604.1\n22,711.9\n102,015.0\n421,228.0\n174,144.2\n467,804.5\n43,051.0\n569,250.1\n929.5\n2,930,689.0\nOct\n609,537.2\n33,868.4\n53,813.7\n466,727.6\n21,566.0\n104,959.3\n447,136.6\n141,401.6\n484,254.8\n40,156.6\n573,330.4\n907.7\n2,977,660.0\nNov\n650,547.2\n28,696.7\n49,784.9\n440,864.2\n12,868.9\n104,288.1\n428,393.1\n152,136.9\n444,207.8\n40,760.5\n543,920.4\n696.2\n2,897,164.8\nDec\n590,610.6\n30,958.8\n44,706.5\n366,799.2\n13,354.6\n87,897.5\n450,208.5\n163,452.9\n475,424.5\n40,154.3\n518,998.3\n527.5\n2,783,093.0\n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nSource:Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPOR\nT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2015\nJan\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFeb\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMar\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nApr\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMay\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJun\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJul\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\nAug\n168,075.2\n86,038.9\n108,477.7\n472,875.1\n335,158.3\n784,616.6\n401,830.1\n76,647.0\n1,042,260.4\n55,455.9\n657,177.1\n51,922.5\n4,240,535.0\nSep\n197,641.5\n85,842.6\n112,415.3\n462,925.6\n349,564.2\n831,813.0\n379,121.4\n71,090.0\n1,033,106.7\n53,348.1\n676,308.0\n55,759.2\n4,308,935.5\nOct\n219,922.3\n85,382.0\n116,874.4\n447,200.7\n331,543.6\n821,640.8\n378,568.5\n68,298.7\n1,100,719.7\n55,846.7\n648,757.5\n67,353.2\n4,342,108.3\nNov\n212,806.1\n85,815.7\n98,468.4\n465,089.7\n334,835.6\n846,959.0\n363,754.4\n71,866.2\n1,074,141.8\n56,110.3\n665,421.1\n64,630.3\n4,339,898.7\nDec\n196,092.9\n88,273.0\n102,636.9\n518,411.4\n336,909.2\n864,491.7\n307,845.0\n63,337.5\n1,163,771.1\n57,410.5\n639,985.6\n66,435.7\n4,405,600.5\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243546.90\n102238.40\n116471.10\n582943.54\n362058.81\n879340.81\n368689.62\n60514.04\n402900.48\n62839.35\n642779.37\n61037.62\n4556027.12\nApr\n243151.63\n102234.04\n112219.45\n569660.73\n360299.46\n907855.63\n335068.62\n71721.05\n1156122.64\n63858.04\n628901.05\n61087.05\n4612179.38\nSource: Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \n \n \n \n \n \n \nEnd Period\n1999\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n(US$ millions)\nLong-Term External Debt\n3,530\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\nGovernment\n2,461\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n543\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nPrivate\n162\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\nShort-Term External Debt\n532\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\nTotal External Debt\n4,062\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\nSource: Ministry of Finance & Economic Development, 2016 ; Reserve Bank of Zimbabwe, 2016\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n16 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nAug\n4.30-26.00\n11.96 \n8.51 \nSep\n4.30-25.00\n11.81 \n8.47 \nOct\n4.00-18.00\n10.98 \n7.28 \nNov\n4.00-16.25\n12.20 \n7.67 \nDec\n6.00-16.00\n11.99 \n7.57 \n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nMar\n4.00-22.00\n11.44 \n7.16 \nApr\n4.00-22.00\n11.50 \n7.20 \n Source:Reserve Bank of Zimbabwe, 2016\nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates 3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\nAug\n0.30-8.00\n1.00-15.00\nSep\n0.30-8.00\n1.00-16.00\nOct\n0.50-8.00\n1.00-17.00\nNov\n0.75-8.00\n1.00-17.00\nDec\n0.50-8.00\n0.75-17.00\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\n Source:Reserve Bank of Zimbabwe, 2016\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n18 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015 \nJan\n-0.04\n-0.01\n0.08\n0.07\n0.06\n-0.97\n-13.41\n0.02\n-0.08\n-0.48\n0.30\n-0.69\n0.40\n-0.34\nFeb\n0.25\n-0.35\n-0.09\n-0.11\n-0.02\n-0.41\n-0.10\n-0.17\n0.00\n-0.28\n0.10\n-0.13\n0.05\n-0.07\nMar\n0.12\n-0.27\n-0.06\n-0.02\n-0.05\n0.02\n0.00\n0.03\n0.00\n0.12\n0.10\n-0.03\n-0.03\n-0.03\nApr\n-0.63\n-0.01\n-0.71\n-3.35\n-0.46\n-0.05\n-0.15\n-0.13\n-0.07\n0.59\n0.41\n-0.04\n-1.01\n-0.89\nMay\n-0.17\n-0.41\n0.18\n-0.25\n0.10\n-0.25\n-0.02\n-0.11\n0.00\n-0.08\n-0.44\n-0.10\n-0.37\n-0.19\nJun\n0.36\n-0.06\n-0.02\n-0.07\n-0.17\n0.06\n0.01\n-0.09\n0.00\n-0.07\n0.11\n0.01\n-0.45\n-0.14\nJul\n-0.08\n0.05\n-0.56\n-0.82\n0.15\n-0.09\n-0.02\n-0.14\n7.48\n-0.02\n0.03\n0.47\n-0.81\n0.06\nAug\n-0.27\n-0.01\n0.02\n-0.14\n-0.04\n-0.29\n-0.06\n-0.26\n0.00\n-0.14\n-0.09\n-0.10\n-0.75\n-0.36\nSep\n-0.05\n0.00\n-0.62\n-0.52\n0.04\n-0.42\n-0.38\n-0.01\n0.00\n1.28\n-0.30\n-0.31\n-0.47\n-0.36\nOct\n-0.43\n-0.31\n-0.08\n-0.32\n0.61\n-0.47\n0.02\n-0.14\n0.00\n-0.18\n0.12\n-0.17\n-0.53\n-0.29\nNov\n-0.15\n-0.19\n-0.01\n-0.24\n0.00\n-0.08\n-0.23\n-0.02\n2.83\n-0.03\n-0.02\n0.22\n0.04\n0.16\nDec\n-0.41\n-0.15\n0.18\n-0.07\n-0.06\n-0.25\n-0.03\n0.09\n0.00\n-0.07\n-0.30\n-0.06\n-0.21\n-0.11\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nSource:Zimstat, 2016\nNON-FOOD INFLATION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TIO\nN\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N T\nS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015\nJan\n0.47\n0.00\n-0.16\n-1.86\n1.21\n0.19\n-13.69\n-0.44\n4.35\n-2.16\n-1.82\n-0.57\n-2.74\n-1.28\nFeb\n0.73\n-0.25\n-0.14\n-1.88\n1.10\n-0.30\n-13.78\n-0.57\n4.11\n-2.36\n-1.80\n-0.68\n-2.87\n-1.40\nMar\n0.90\n-0.46\n0.62\n-1.78\n1.03\n-0.28\n-13.78\n-0.54\n4.11\n-2.26\n-1.41\n-0.44\n-2.77\n-1.20\nApr\n-2.93\n0.59\n-1.07\n-2.62\n-1.50\n0.81\n-0.76\n-13.88\n-0.95\n-7.02\n-0.84\n-1.41\n-2.51\n-2.65\nMay\n0.31\n-1.37\n-2.39\n-1.45\n0.92\n-1.23\n-13.87\n-0.86\n-7.09\n-0.79\n-1.42\n-2.56\n-3.00\n-2.70\nJun\n0.72\n-1.54\n-2.41\n-1.58\n0.45\n-1.14\n0.00\n-0.87\n-7.09\n-0.75\n-1.38\n-2.57\n-3.32\n-2.81\nJul\n0.74\n-1.61\n-3.24\n-2.37\n0.50\n-1.12\n-13.77\n-0.93\n-1.90\n-1.61\n-0.99\n-2.35\n-3.65\n-2.77\nAug\n0.61\n-1.53\n-3.22\n-2.37\n0.42\n-1.67\n-13.77\n-1.11\n-1.88\n-1.78\n0.13\n-2.38\n-3.59\n-2.77\nSep\n0.47\n-1.67\n-4.25\n-2.62\n0.25\n-2.45\n-14.05\n-0.99\n-1.88\n-0.12\n-0.28\n-2.83\n-3.72\n-3.11\nOct\n-0.12\n-2.04\n-4.33\n-2.80\n0.86\n-2.64\n-13.98\n-1.09\n-1.89\n-0.32\n-0.20\n-2.95\n-4.00\n-3.29\nNov\n-0.45\n-2.35\n-4.32\n-2.94\n0.77\n-2.81\n-14.19\n-1.14\n11.08\n0.28\n-0.27\n-1.80\n-3.85\n-2.46\nDec\n-0.88\n-2.39\n-4.29\n-2.91\n0.57\n-3.24\n-14.22\n-0.89\n11.08\n0.43\n-0.42\n-1.89\n-3.71\n-2.47\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nSource: Zimstat, 2016\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \n20 \n \nMONTHLY ECONOMIC REVIEW \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2015\nJAN\n11.5530\n9.6108\n117.8500\n1.1334\n1.5081\nFEB\n11.5530\n9.6108\n119.1700\n1.1200\n1.5400\nMAR\n12.1600\n9.9600\n120.1900\n1.0790\n1.4771\nAPR\n11.8200\n9.7400\n118.6000\n1.1100\n1.5400\nMAY\n12.1338\n9.7561\n123.8650\n1.0947\n1.5300\nJUNE\n12.2600\n9.9200\n122.3100\n1.1191\n1.5723\nJULY\n12.7100\n10.6700\n124.0300\n1.0941\n1.5601\nAUG\n13.3100\n10.2000\n121.1100\n1.1247\n1.5427\nSEPT\n13.9000\n10.5500\n119.9400\n1.1245\n1.5385\nOCT\n13.8500\n10.4700\n121.1500\n1.0981\n1.5400\nNOV\n14.3958\n10.6952\n122.7250\n1.0589\n1.5315\nDEC\n15.5600\n11.0990\n120.4200\n1.0929\n1.4925\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nAPR\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nSource: Reserve Bank of Zimbabwe, 2016\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US \n2. US Dollar per unit of foreign \n \n \n21 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1581.9\n21.4\n2796.8\n557.7\n360.2\n366.1\n5,684.15\n \n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1524.2\n17.9\n2792.5\n564.8\n325.3\n356.8\n5,581.53\n \n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1543.8\n15.5\n2925.5\n527.3\n352.5\n362.0\n5,726.56\n \n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1528.6\n18.2\n2967.1\n527.1\n364.2\n385.4\n5,790.71\n \n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1779.2\n18.2\n2922.7\n525.7\n434.2\n384.3\n6,064.30\n \n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1962.4\n28.8\n2872.6\n498.4\n351.0\n386.2\n6,099.41\n \n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1900.7\n28.8\n2815.0\n504.1\n361.1\n388.8\n5,998.54\n \n Aug\n1.0\n234.0\n523.7\n104.3\n194.7\n76.1\n786.5\n5.1\n1925.3\n28.8\n2810.1\n535.2\n339.9\n390.5\n6,029.64\n \n Sep\n1.0\n255.2\n551.8\n114.8\n192.9\n63.7\n764.9\n5.1\n1949.4\n28.0\n2844.1\n599.2\n404.6\n392.3\n6,217.68\n \n Oct\n0.9\n215.7\n536.1\n143.7\n171.5\n83.5\n808.3\n5.2\n1964.9\n26.7\n2884.2\n599.3\n350.6\n391.5\n6,217.02\n \n Nov\n1.2\n186.9\n526.1\n135.9\n123.5\n74.3\n871.8\n5.2\n1924.9\n26.6\n2931.5\n603.6\n355.3\n393.6\n6,235.48\n \n Dec\n0.7\n181.6\n542.9\n127.5\n118.6\n79.7\n1031.3\n5.2\n2087.6\n20.8\n2820.5\n582.0\n352.8\n396.7\n6,260.38\n \n2016\n Jan\n1.0\n172.0\n646.9\n119.2\n130.7\n76.6\n981.9\n5.2\n2133.5\n20.6\n2763.7\n582.8\n387.3\n396.6\n6,284.43\n \n Feb\n1.2\n140.7\n682.1\n96.3\n118.1\n21.5\n1125.6\n5.2\n2190.7\n20.1\n2680.9\n477.1\n390.1\n399.3\n6,158.19\n \n Mar\n1.3\n161.9\n714.2\n96.3\n156.8\n19.2\n1140.5\n5.1\n2295.4\n20.3\n2690.6\n430.6\n428.7\n405.1\n6,270.83\n \n Apr\n1.3\n135.5\n757.8\n135.5\n133.3\n18.7\n1198.1\n5.1\n2385.4\n20.4\n2653.4\n413.7\n441.1\n404.7\n6,318.60\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5,684.20\n \n3614.0\nFeb\n2079.6\n876.1\n611.6\n3567.3\n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5,581.53\n \n3567.3\nMar\n2139.3\n940.4\n513.3\n3593.0\n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5,726.56\n \n3593.0\nApr\n2098.7\n943.5\n629.8\n3672.0\n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5,790.71\n \n3672.0\nMay\n2131.8\n1015.3\n615.3\n3762.4\n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6,064.30\n \n3762.4\nJun\n2213.2\n1021.9\n593.5\n3828.7\n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6,099.41\n \n3828.7\nJul\n2166.4\n889.7\n732.5\n3788.6\n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5,998.54\n \n3788.6\nAug\n2266.7\n790.9\n723.1\n3780.7\n490.7\n0.0\n83.4\n825.7\n535.2\n313.9\n6,029.64\n \n3780.7\nSep\n2276.7\n967.6\n648.7\n3892.9\n504.0\n0.0\n72.0\n828.1\n599.2\n321.5\n6,217.68\n \n3892.9\nOct\n2259.9\n909.3\n667.8\n3837.0\n494.3\n0.0\n122.2\n841.2\n599.3\n322.9\n6,217.02\n \n3837.0\nNov\n2475.9\n919.4\n580.1\n3975.4\n347.6\n0.0\n126.0\n845.3\n603.6\n337.5\n6,235.48\n \n3975.4\nDec\n2512.2\n999.0\n543.0\n4054.2\n320.4\n0.0\n140.4\n866.9\n582.0\n296.5\n6,260.38\n \n4054.2\n2016\nJan\n2562.6\n952.2\n558.7\n4073.5\n313.2\n0.0\n135.6\n871.3\n582.8\n308.0\n6,284.43\n \n4073.5\nFeb\n2545.7\n959.3\n572.0\n4077.1\n298.9\n0.0\n126.0\n878.1\n477.1\n301.0\n6,158.19\n \n4077.1\nMar\n2653.7\n893.4\n680.0\n4227.1\n303.1\n0.0\n135.2\n886.6\n430.6\n288.2\n6,270.83\n \n4227.1\nApr\n2675.3\n1008.1\n591.9\n4275.3\n285.7\n0.0\n154.4\n893.9\n413.7\n295.5\n6,318.60\n \n4275.3\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\n Aug\n0.0\n0.1\n1.8\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n60.0\n0.0\n9.3\n28.1\n99.4\n Sep\n0.0\n0.1\n2.2\n0.0\n0.0\n0.2\n0.0\n0.0\n2.5\n0.0\n59.2\n0.0\n9.2\n28.0\n98.9\n Oct\n0.0\n0.1\n2.1\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n59.4\n0.0\n9.1\n27.8\n98.8\n Nov\n0.0\n0.1\n2.0\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n58.5\n0.0\n9.5\n20.6\n91.0\n Dec\n0.0\n0.1\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n1.9\n0.0\n59.8\n0.0\n9.4\n20.5\n91.6\n2016\n Jan\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n60.7\n0.0\n9.3\n20.3\n92.5\n Feb\n0.0\n0.1\n0.9\n1.1\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n61.6\n0.0\n9.2\n20.2\n93.2\n Mar\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n62.0\n0.0\n9.3\n20.1\n93.6\n Apr\n0.0\n0.2\n0.7\n1.1\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n62.3\n0.0\n9.4\n19.9\n93.8\nSource:Reserve Bank of Zimbabwe, 2016\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\n Aug\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-14.9\n0.0\n51.3\n99.4\n62.9\n Sep\n62.2\n0.0\n0.0\n62.2\n0.0\n0.0\n0.0\n-15.3\n0.0\n52.0\n98.9\n62.2\n Oct\n61.9\n0.0\n0.0\n61.9\n0.0\n0.0\n0.0\n-16.4\n0.0\n53.2\n98.8\n61.9\n Nov\n58.8\n0.0\n0.0\n58.8\n0.0\n0.0\n0.0\n-20.2\n0.0\n52.5\n91.0\n58.8\n Dec\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-20.1\n0.0\n53.2\n91.6\n58.5\n2016\n Jan\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-18.8\n0.0\n52.9\n92.5\n58.5\n Feb\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.4\n0.0\n54.3\n93.2\n58.3\n Mar\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-20.1\n0.0\n55.3\n93.6\n58.3\n Apr\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.5\n0.0\n55.0\n93.8\n58.3\nSource:Reserve Bank of Zimbabwe, 2016\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \n \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1,222.64\n \nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1,260.24\n \nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1,255.51\n \nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1,282.04\n \nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1,297.97\n \nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n0.0\n324.8\n0.0\n464.9\n231.9\n139.4\n122.0\n1,283.00\n \nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n0.0\n320.2\n0.0\n461.5\n230.6\n133.9\n121.9\n1,268.20\n \nAug\n0.1\n53.0\n158.9\n0.0\n0.1\n76.2\n0.0\n288.4\n0.0\n482.9\n228.4\n136.0\n122.2\n1,257.94\n \nSep\n0.1\n55.4\n161.7\n0.0\n0.1\n76.0\n0.0\n293.3\n0.0\n480.4\n263.4\n125.8\n122.1\n1,285.02\n \nOct\n0.1\n45.2\n229.1\n0.0\n0.1\n76.0\n0.0\n350.5\n0.0\n494.0\n265.1\n126.0\n122.8\n1,358.35\n \nNov\n0.1\n43.6\n256.8\n0.0\n0.1\n76.1\n0.0\n376.7\n0.0\n292.0\n479.3\n131.8\n121.1\n1,400.90\n \nDec\n0.1\n27.3\n284.0\n0.0\n0.0\n76.6\n0.0\n387.9\n0.0\n317.4\n470.4\n114.7\n118.4\n1,408.85\n \n2016\nJan\n0.1\n17.4\n227.8\n10.0\n0.0\n76.6\n0.0\n331.9\n0.0\n326.9\n415.3\n145.6\n119.7\n1,339.40\n \nFeb\n0.2\n13.9\n253.5\n0.0\n0.0\n65.6\n0.0\n333.2\n0.0\n324.4\n420.2\n148.4\n119.6\n1,345.82\n \nMar\n0.2\n20.8\n266.6\n0.0\n0.0\n48.3\n0.0\n335.9\n0.0\n339.6\n399.4\n142.9\n119.4\n1,337.22\n \nApr\n0.2\n9.5\n213.7\n0.0\n0.0\n90.9\n0.0\n314.2\n0.0\n332.5\n402.2\n143.6\n119.2\n1,311.79\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1,222.64\n \n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1,260.24\n \n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1,255.51\n \n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1,282.04\n \n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1,297.97\n \n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1,283.00\n \n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1,268.20\n \n828.9\nAug\n438.4\n386.1\n824.5\n47.6\n73.2\n282.7\n29.9\n1,257.94\n \n824.5\nSep\n498.9\n334.3\n833.2\n43.5\n84.9\n288.4\n35.0\n1,285.02\n \n833.2\nOct\n465.3\n428.4\n893.7\n42.4\n99.0\n293.6\n29.7\n1,358.35\n \n893.7\nNov\n446.1\n474.4\n920.4\n42.4\n104.3\n297.7\n36.0\n1,400.90\n \n920.4\nDec\n480.5\n463.9\n944.4\n43.0\n99.4\n293.3\n28.8\n1,408.85\n \n944.4\n2016\nJan\n447.7\n443.1\n890.7\n43.3\n74.7\n298.3\n32.3\n1,339.40\n \n890.7\nFeb\n446.8\n441.8\n888.6\n42.3\n81.6\n301.9\n31.5\n1,345.82\n \n888.6\nMar\n433.3\n449.5\n882.8\n37.0\n81.7\n289.7\n46.0\n1,337.22\n \n882.8\nApr\n495.3\n380.6\n875.9\n36.9\n75.1\n290.1\n33.9\n1,311.79\n \n875.9\nSource:Reserve Bank of Zimbabwe, 2016\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \n27 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$)\nVolume of Shares\nUS$ Millions\n2015\nJan\n164.9\n58.13\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.16\n55.38\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.22\n43.92\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.23\n42.93\n29,188,562.0\n563,833,853\n4,066.1\nMay\n152.96\n44.45\n23,280,422.2\n290,320,685\n3,978.1\nJun\n148.40\n44.30\n14,514,679.0\n80,441,278\n3,803.8\nJul\n145.35\n39.36\n20,419,108.0\n157,184,218\n3,812.7\nAug\n135.43\n35.34\n15,344,249.0\n76,187,436\n3,552.0\nSep\n131.93\n24.36\n18,202,232.0\n105,678,504\n3,444.5\nOct\n130.83\n23.57\n12,864,086.0\n63,758,585\n3,416.1\nNov\n117.55\n22.33\n8,947,586.0\n90,417,554\n3,141.7\nDec\n114.85\n23.72\n16,360,451.6\n183,792,940\n3,073.4\n2016\nJan\n103.04\n19.53\n10,399,904.0\n61,882,757\n2,790.4\nFeb\n99.40\n19.14\n15,556,983\n95,020,938\n2,692.3\nMar\n97.17\n19.53\n16,428,571\n97,601,725\n2,645.1\nApr\n105.79\n20.16\n14,026,917\n187,848,946\n2,862.6\nSource:Zimbabwe Stock Exchange (ZSE),2016\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\nAug\n1,514.0\n93.1\n824.5\n2,431.5\nSep\n1,616.2\n101.3\n833.2\n2,550.7\nOct\n1,577.1\n97.5\n893.7\n2,568.3\nNov\n1,499.5\n100.0\n920.4\n2,520.0\nDec\n1,542.0\n94.4\n944.4\n2,580.8\n2016\nJan\n1,511.0\n99.6\n890.7\n2,501.3\nFeb\n1,531.3\n99.2\n888.6\n2,519.2\nMar\n1,573.4\n99.6\n882.8\n2,555.8\nApr\n1,599.9\n103.9\n875.9\n2,579.7\nSource:Reserve Bank of Zimbabwe, 2016\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \n \n \n \n \n \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\nAug\n1,925.3\n1,134.2\n791.0\n2.0\n18.9\n-16.9\nSep\n1,949.4\n1,167.9\n781.6\n2.5\n18.6\n-16.1\nOct\n1,964.9\n1,151.1\n813.8\n2.4\n18.6\n-16.2\nNov\n1,924.9\n1,192.6\n732.2\n2.4\n17.6\n-15.3\nDec\n2,087.6\n1,216.3\n871.3\n1.9\n17.6\n-15.6\n2016\nJan\n2,133.5\n1,222.1\n911.4\n2.2\n17.6\n-15.4\nFeb\n2,190.7\n1,223.1\n967.6\n2.3\n17.5\n-15.2\nMar\n2,295.4\n1,268.1\n1,027.2\n2.3\n17.5\n-15.2\nApr\n2,385.4\n1,282.6\n1,102.8\n2.2\n17.5\n-15.3\nSource:Reserve Bank of Zimbabwe, 2016\n1/With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed to 25% of liabilities to the public, from 20%. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2015\nJan\n3659.00\n11.81\n154.43\n311.94\n352.18\n113.46\nFeb\n3221.13\n13.69\n141.79\n275.8\n334.62\n104.62\nMar\n3801.96\n11.11\n131.97\n298.30\n364.69\n111.70\nApr\n3919.47\n10.81\n133.99\n299.67\n341.22\n112.38\nMay\n3467.10\n13.08\n128.76\n316.66\n389.97\n124.5\nJun\n3014.73\n15.35\n123.53\n333.65\n438.72\n136.62\nJul\n4010.26\n12.64\n154.61\n332.37\n391.04\n128.61\nAug\n3299.06\n11.39\n193.36\n313.18\n391.19\n133.55\nSep\n3762.74\n12.93\n131.89\n318.75\n396.28\n396.28\nOct\n3964.53\n11.84\n149.41\n334.93\n434.71\n151.02\nNov\n3551.4\n12.02\n130.20\n347.68\n416.95\n154.38\nDec\n4167.88\n10.95\n146.60\n411.34\n477.51\n213.28\n2016\nJan\n3385.87\n11.10\n137.39\n331.52\n388.89\n167.68\nFeb\n3448.15\n11.86\n138.75\n312.12\n389.26\n167.93\nMar\n3460.22\n11.26\n142.08\n288.82\n417.13\n255.93\nApr\n3564.32\n9.65\n180.12\n247.60\n427.29\n168.31\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n31 \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.60\nFeb\n172.25\n32.23\n1140.94\n1027.88\n16160.42\n39.94\nMar\n191.64\n30.33\n1183.64\n1110.17\n18211.89\n44.48\nApr\n180.34\n26.98\n1151.25\n1107.52\n17269.69\n43.55\nMay\n179.76\n27.38\n1052.50\n1123.77\n18684.62\n43.22\nJun\n196.41\n31.85\n1121.24\n1038.18\n17478.24\n47.17\nJul\n199.10\n34.00\n1288.23\n1167.43\n18670.44\n49.36\nAug\n153.13\n28.05\n1373.48\n1122.22\n19750.59\n46.52\nSep\n164.31\n31.15\n1196.87\n1103.91\n19133.21\n50.40\nOct\n156.43\n30.78\n1295.03\n1152.83\n22166.45\n54.05\nNov\n143.44\n32.19\n1206.16\n1151.34\n21390.18\n51.34\nDec\n155.04\n27.25\n1359.88\n1183.57\n22904.33\n52.59\nAnnual Total\n2062.62\n361.73\n14543.30\n13413.30\n228723.31\n560.22\n2016\nJan\n132.26\n24.62\n1328.93\n1104.45\n19956.07\n49.89\nFeb\n148.42\n30.26\n1289.46\n1067.13\n19793.73\n54.57\nMar\n152.47\n29.65\n1455.70\n962.91\n21731.49\n61.86\nApr\n161.73\n24.97\n1962.64\n841.34\n21086.57\n59.85\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)\n \n \n32 \n \nMONTHLY ECONOMIC REVIEW", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/April2016.pdf"}
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+{"doc_id": "711a3c8927a0ab510e679f6adbc70bb8", "text": "MPC Statement 27 January 2022 \nPage 1 \n \n \n \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n27 January 2022 \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nOver the past year, rising vaccination rates have sustained confidence and the global \neconomic recovery, despite the rapid spread of the Omicron virus. Looking ahead to \nthis year, global growth will be slower as the rebound from the pandemic fades. Growth \nin emerging market and developing economies will continue to lag that in advanced \neconomies, due to a slower pace of vaccinations and other headwinds. South Africa’s \neconomy rebounded strongly from the pandemic in 2021, but going forward the growth \nrate will, like global growth, slow and remain subject to various risks. \nThe International Monetary Fund’s (IMF) forecast for global gross domestic product \n(GDP) is unchanged at 5.9% in 2021. Global growth is expected to slow to 4.4% in \n2022 (down from 4.9%). The SARB’s forecast for global growth in 2021 sits at 6.2% \n(down from 6.3%), and is unchanged for 2022 and 2023, at 4.4% and 3.3%, \n \nMPC Statement 27 January 2022 \nPage 2 \n \nrespectively.1 GDP growth in our trading partners in 2024 is forecast to be 2.7%. \nGlobal economic conditions are less supportive of emerging and developing \neconomies now than they were for most of this past year. \nAlthough policy settings in advanced economies remain accommodative, higher global \ninflation is likely to accelerate normalisation of interest rates and balance sheet \nreductions by major central banks. It is less certain how far the normalisation process \nwill go and the exact timing, and this uncertainty continues to cause financial market \nturmoil and capital flow volatility. Risk aversion in financial markets has increased. \nEconomies that failed to take advantage of better global conditions or to reduce large \nmacroeconomic imbalances remain vulnerable. \nLast year saw the ongoing recovery of the South African economy from the pandemic, \nbut also the damage caused by the July unrest, cyber attacks and strikes. Those \nfactors led to a downward revision to the growth forecast for the year as a whole, from \nthe 5.2% forecast in November to 4.8%.2 \nThis year and next, economic growth will remain well above a low rate of potential \ngrowth.3 GDP is expected to grow by 1.7% in 2022. The deceleration in growth from \n2021 to 2022 is primarily a result of the fading rebound from the pandemic, alongside \na climbdown from high export prices. GDP growth is forecast to be 1.8% in 2023 and \n2.0% in 2024.4 \n \n1 Global growth in the QPM model is a trade-weighted average of South Africa’s trading partners. \n2 In the third quarter of 2021, economic growth was -5.8%, compared to our previous estimate of -2.5%. For the \nfourth quarter, we expect a GDP outcome of 5.5%, compared to the previous 2.6%. On a not-annualised basis, \nthe quarter-on-quarter growth rate for the third quarter was -1.5%, compared to our estimate of -0.6%. The \nfourth quarter is expected to be 1.4%, compared to 0.6%. \n3 Potential growth for 2022 and 2023 is estimated at 0.8%, rising to 1.1% in 2024. \n4 The growth forecast includes expected changes in the policy rate. \n \nMPC Statement 27 January 2022 \nPage 3 \n \nWith lower export prices the economy’s future demand will depend more on \ninvestment and household spending. Sustained low borrowing costs and faster \neconomic growth have strengthened private sector investment somewhat, despite \nongoing constraints from loadshedding and policy uncertainty. Household spending \nremains supportive, as a result of good growth in disposable income, rising asset \nprices, and more credit demand. \nOverall, and after revisions, the risks to the medium-term domestic growth outlook are \nassessed to be balanced. \nWith the downward revision to GDP growth for 2021, the output gap is more negative \nover the forecast period compared to the November meeting. However, as the \neconomy is forecast to grow faster than potential, the output gap closes steadily \nthrough to 2024. \nWhile important commodity export prices such as for coal, iron ore, platinum, and \nrhodium generally decreased in the latter half of 2021, in recent weeks some prices \nand export values have been more buoyant. As a result, the current account surplus \nof the past year is expected to decline at a slower pace than at the time of the \nNovember meeting.5 The current account deficit in 2023 and 2024 is, at this stage, \nforecast to be smaller than previously expected. \nAlthough fiscal risk has eased, financing conditions remain volatile and the yield curve \nfor rand-denominated bonds remains steep. Ten-year bond yields remain at about \n9.4%. \n \n5 The current account surplus is expected to decline in 2022 to about 0.4% of GDP (from 3.8% of GDP in 2021). \nThe current account is expected to be in deficit of -0.2% in 2023 (from -1.8%) and -0.6% in 2024 (from -2.5%). \n \nMPC Statement 27 January 2022 \nPage 4 \n \nFor much of 2021, strong commodity export prices and generally favourable global \nfinancial and economic conditions strengthened the currency above its long-run \nequilibrium level. In recent months, global and domestic factors contributed to a \nweaker rand exchange rate and the rand now sits somewhat below its equilibrium \nlevel. The implied starting point for the rand forecast is R15.60 to the US dollar, \ncompared with R15.10 at the time of the previous meeting.6 \nOver the past year and into this year, global supply shortages and strong demand \nhave caused a wide range of prices to accelerate, including raw materials, \nintermediate inputs and food.7 Some of these price increases have passed-through \nto consumer prices in major economies. Our estimate for inflation in the G3 was \nrevised higher to 3.1% in 2021 and 2022 (up from 2.9% and 2.4%), and is revised \nslightly lower to 1.7% in 2023.8 For 2024, G3 inflation of 1.6% is forecast, unchanged \nfrom the previous meeting. \nOil prices are revised up for this year, and fuel price inflation is higher at 13.7% (up \nfrom 4.6%).9 Local electricity price inflation for 2021 was 10.2%, while the forecast for \n2022 is revised up to 14.5% (from 14.4%) and remains at 12.4% in 2023. For 2024, \nelectricity price inflation of 10% is expected, unchanged from the previous meeting. \n \n6 The rand has appreciated by about 1.5% to the US dollar since the November meeting. \n7 World food prices continue to rise. The assumption used for the forecast for USD-denominated world food \nprices increased from 13.4% in September to 25.4% for November and to 28% for the January meeting. \n8 The G3 comprises the United States, the Eurozone, and Japan. The latest CPI inflation in the respective \ncomponents sits at 7%, 5% and 0.6%. \n9 For 2023 and 2024, petrol price inflation is expected to be -0.1% and 1.7%, respectively. Our assumptions are \nnow for oil prices to average $78 per barrel in 2022 and $72 per barrel in 2023. An average price of $70 per \nbarrel is expected in 2024. \n \nMPC Statement 27 January 2022 \nPage 5 \n \nHeadline inflation in 2021 came out at 4.5%. The Bank’s forecast of headline inflation \nfor this year is revised higher to 4.9% (from 4.3%). Headline inflation is expected to \nbe 4.5% in 2023 and in 2024. \nCore inflation was 3.1% in 2021, and is forecast to rise to 3.8% in 2022 (up from 3.7%). \nWith the economy expanding faster than potential over the forecast period, core \ninflation is projected to rise to 4.5%, despite a still low rate of services price inflation \nand unit labour costs. Core inflation forecasts for 2023 and 2024 are unchanged at \n4.4% and 4.5%. \nThe risks to the inflation outlook are assessed to the upside. Global producer price \nand food price inflation continued to surprise higher in recent months and could do so \nagain. Oil prices increased strongly through 2021 and are up sharply year to date. \nCurrent oil prices sit well above forecasted levels for this year. Electricity and other \nadministered prices continue to present short- and medium-term risks. Given the \nmoderate medium and long-term inflation projections set out above, higher domestic \nimport tariffs, stronger services inflation, and higher wage demands present additional \nupside risks to the inflation forecast. \nA particular risk arises from the possibility of a faster normalisation of global policy \nrates than is currently built into the forecast, which assumes some rate hikes to begin \naround June of 2022. Added to this is the risk that quantitative tightening will occur \nmore quickly than previously expected, leading to stronger capital flow reversals from \nriskier assets such as emerging market debt. \n \nMPC Statement 27 January 2022 \nPage 6 \n \nAverage surveyed expectations of future inflation have increased to 4.8% for 2022 \n(from 4.4%). Market-based surveyed expectations for inflation have also increased to \n4.8%.10 \nIn the near term, headline inflation has increased well above the mid-point of the \ninflation target band, and returns close to the mid-point in the fourth quarter of 2022. \nSome risks to the inflation outlook, like food and fuel, have been realised, and other \nrisks, such as currency volatility and capital flow reversals, have become more \npronounced. \nAgainst this backdrop, the MPC decided to increase the repurchase rate by 25 basis \npoints to 4% per year, with effect from the 28th of January 2022. Four members of the \nCommittee preferred an increase and one member preferred an unchanged stance. \nThe implied policy rate path of the Quarterly Projection Model (QPM) indicates gradual \nnormalisation in the first quarter of 2022, and into 2023 and 2024, given the inflation \nforecast. As usual, the repo rate projection from the QPM remains a broad policy \nguide, changing from meeting to meeting in response to new data and risks. \nGiven the expected trajectory for headline inflation and upside risks, the Committee \nbelieves a gradual rise in the repo rate will be sufficient to keep inflation expectations \nwell anchored and moderate the future path of interest rates. However, economic and \nfinancial conditions are expected to remain more volatile for the foreseeable future. In \n \n10 The (Q4) Bureau for Economic Research (BER) survey expectations rose above the target midpoint to 4.8% \n(4.4%) for 2022 and 4.7% (4.5%) for 2023. Market analysts (Reuters Econometer) in January expect inflation to \nbe higher at 4.8% (4.5%) in 2022, 4.5% (4.3%) in 2023 and 4.4% in 2024. Market-based rates are calculated \nfrom the break-even inflation rate, which is the yield differential between conventional and inflation-linked \nbonds. These now sit at 4.8% for the 5-year and 5.93% on the 10-year breakeven. 15-year breakeven inflation \nsits at 6.4%. \n \n \nMPC Statement 27 January 2022 \nPage 7 \n \nthis uncertain environment, policy decisions will continue to be data dependent and \nsensitive to the balance of risks to the outlook. The MPC will seek to look through \ntemporary price shocks and focus on potential second round effects. \nCurrent repurchase rate levels reflect an accommodative policy stance through the \nforecast period, keeping financial conditions supportive of credit demand as the \neconomy continues to recover.11 The Bank has ensured adequate liquidity in domestic \nmarkets and will continue to closely monitor funding markets for stress. In addition, \nregulatory relief provided to banks continues to support lending to households and \nfirms. \nBetter anchored expectations of future inflation should keep interest rates lower for \nlonger, and can be realised by achieving a prudent public debt level, increasing the \nsupply of energy, moderating administered price inflation and keeping wage growth in \nline with productivity gains. Such steps will enhance the effectiveness of monetary \npolicy and its transmission to the broader economy. \n \nLesetja Kganyago \nGOVERNOR \nThe next statement of the MPC will be released on 24 March 2022. \nContact person: \nThoraya Pandy \n0824168416 \nmedia@resbank.co.za \n \n11 This implies a rise in the inflation-adjusted repo rate from -1.4% for 2021 to 0.0% for 2022, 1.0% for 2023, \nand 1.8% in 2024. The real repurchase rate calculation here is based on the 1-quarter ahead inflation forecast.", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/Monetary Policy Committee Statement January 2022.pdf"}
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+{"doc_id": "71c468ae4af0064d1cf1da213d5ff888", "text": "i \n \n \n \n \n \n \n \nMAY 2020 \n \n1 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS..................................................................... 4 \nMONETARY DEVELOPMENTS .............................................................................................. 7 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nINFLATION OUTTURN ........................................................................................................... 10 \nAnnual Inflation ...................................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 11 \nCash Transactions ................................................................................................................... 11 \nMobile and Internet Based Transactions .............................................................................. 11 \nCard Based Transactions ....................................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n \n \n \n \n \n \n \n \n2020 \n \nApril \n \n2020 \n \nMay \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0) (ZW$ millions) \n12,459.75 \n \n13,815.36 \n10.88 \n \nMoney Supply2 (M3) (ZW$ millions) \n51,985.14 \n \n59,116.03 \n14.41 \nAnnual Inflation (%) \n765.57 \n785.55 \n19.98a \n \nMonthly Inflation1 (%) \n17.64 \n15.13 \n-2.51a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n82.35 \n112.64 \n36.78 \nNominal Lending Rate2 \n(% per annum) \n5.00-65.00 \n5.00-65.00 \n \nZ.S.E All share Index3 \n488.60 \n1 180.14 \n141.53 \n \nZ.S.E. Mining Index3 \n826.64 \n1 582.86 \n91.48 \n \nZ.S.E. Industrial Index3 \n1 617.24 \n \n3 919.50 \n142.36 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Zimbabwe Stock Exchange. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n \nDuring the month of May 2020, average \ninternational prices of gold, platinum, copper, \nnickel, and Brent crude oil increased. \n \n \nPrecious Metals \nPrices of gold increased by 2.3% month-on-\nmonth, from US$1,680.18 per ounce in April \n2020 to US$1,718.19 per ounce, during the \nmonth under analysis. The increase was largely \nunderpinned by robust safe-haven demand, on \nthe back of uncertainties over the impact of the \ncoronavirus pandemic. \n \nPlatinum prices gained 5.4% on a monthly basis, \nfrom US$755.45 per ounce in April 2020 to \nUS$795.89 per ounce in May 2020. The \nresumption of operations in Europe and the US \nas well as plans by major producers in Asia to \nopen economies boosted demand prospects for \nthe \nprecious \nmetal. \nIn \naddition, \nthe \nimplementation of World Health Organisation \nguidelines, to contain the spreading of COVID-\n19 in top platinum producing countries such as \nSouth Africa, in part, limited mining operations \nleading to constrained global supply. \n \nFigure 1 shows the developments in precious \nmetal prices for the period from May 2019 to \nMay 2020. \n \n \n \n \n \n \n \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2020 \n \nBase Metals \n \nThe average prices of copper rose by 4.0% to \nclose at US$5,234.42 per tonne, during the \nmonth under review. Optimism about higher \ndemand supported the rebound in copper prices, \nfollowing the slump registered in April 2020. \n \nSimilarly, nickel prices registered a monthly \nincrease of 3.5%, from US$11,741.13 per tonne \nin April 2020, to close at US$12,151.00 per \ntonne in May 2020. Prices were boosted by \nhigher demand prospects. In addition, the \nPhilippines and Indonesia, the key producers of \nthe base metal, also announced plans to open-up \ntheir economies, during the month under review. \n \n \n \n \n \n \n \n \n600\n800\n1000\n1200\n1400\n1600\n1800\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nUS$/oz.\nGold\nPlatinum\n \n \n \n4 \n \nFigure 2 shows the evolution of base metal \nprices for the period from May 2019 to May \n2020. \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2020 \n \n \n Brent Crude Oil \nBrent crude oil prices increased by 21.1%, from \nUS$26.54 per barrel in the previous month to \nUS$32.12 per barrel, during the month, under \nanalysis. Prices increased on account of higher \ndemand, following the easing of lockdown \nrestrictions in a number of countries. Supply, \nhowever, remained constrained due to OPEC \noutput cuts. \nFigure 3 shows developments in Brent crude oil \nprices for the period from May 2019 to May \n2020. \n \n \n \n1 Sum of merchandise exports and merchandise imports \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2020 \n \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade1 for the month of May \n2020 amounted to US$659.8 million, an \nincrease of 55.1%, from US$425.5 million \nrecorded in the previous month. This was \nmainly on account of increases in both \nmerchandise exports and imports. The rise in \nmerchandise trade was on the back of the easing \nof trade restrictive lockdowns by most \neconomies \nincluding \nSouth \nAfrica, \nthe \ncountry’s biggest trading partner. \n \nMerchandise Exports \nMerchandise exports rose by 49.0%, from \nUS$200.5 million in April 2020 to US$298.7 \nmillion in May 2020. The improvement in the \ncountry’s exports was largely on account of \neasing of lockdown measures, particularly in \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nMay-19\nJul-19\nSep-19\nNov-19\nJan-20\nMar-20\nMay-20\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nUS$/barrel\n \n \n \n5 \n \nSouth Africa and China, the country’s major \nexport markets for minerals and tobacco. \nFigure 4: Merchandise Exports (US$ m) \nSource: ZIMSTAT, 2020 \n \nDuring the period under analysis, the country’s \nmerchandise exports were dominated by gold, \nnickel, tobacco and platinum, which collectively \ncontributed about 80.8% of total exports, as \nshown in Table 1. \n \n \n \n \n \n \n \n \n2 Nickel ores and concentrates, nickel matters and \nunwrought platinum are components of the platinum of \nmetals (PGMs). \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nApr-20 \nMay-20 \nShare \nof \nTotal \n(%) \nTotal \n200.48 \n298.73 \n100.0 \nOf which: \n \n \n \nGold \n62.04 \n110.65 \n37.0 \nNickel \nores \nand \nconcentrates2 \n0.00 \n60.81 \n20.4 \nNickel mattes \n78.57 \n41.14 \n13.8 \nFlue-cured tobacco \n6.22 \n14.43 \n4.8 \nUnwrought Platinum \n0.00 \n14.42 \n4.8 \nFerro-chromium \n10.49 \n10.41 \n3.5 \nCoal (Coke and semi-\ncoke) \n3.11 \n5.06 \n1.7 \nCane sugar \n2.92 \n4.04 \n1.4 \nChromium ores and \nconcentrates \n4.31 \n4.01 \n1.3 \nOranges \n(fresh \nor \ndried) \n0.01 \n3.54 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nThe country’s top five export destinations \nincluded South Africa, 35.1%; United Arab \nEmirates, 34.3%; Mozambique, 9.1%; Hong \nKong, 2.2%; and Zambia, 1.3%, as shown in \nFigure 5. \n \n \n \n \n292.6\n349.5\n295.9\n277.0\n343.2\n397.7\n365.5\n272.1\n200.5\n298.7\n0.0\n100.0\n200.0\n300.0\n400.0\nJan\nFeb\nMar\nApr\nMay\n2019\n2020\n \n \n \n6 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Imports \nTotal merchandise imports for the month of \nMay 2020 amounted to US$361.1 million, a \n60.5% \nincrease \nfrom \nUS$225.0 \nmillion \nrecorded in April 2020. The rebound in imports \nwas attributed to relaxation of lockdowns in \nmost economies, a development that resulted in \nimproved activity in regional and global supply \nchains. Figure 6 shows merchandise imports for \n2019 and 2020. \n \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2019 & 2020 (US$ m) \nSource: ZIMSTAT & RBZ Computations, 2020 \nThe rise in imports during the month under \nreview followed increases in imports of \nunleaded petrol (38.8%); diesel (38.6%); and \nmaize (25.2%). Table 2 shows the country’s \nmerchandise import developments for the \nmonths of April and May 2020. \nTable 2: Imports Classified by Harmonised \nCommodity \nApr 19 \nUS$ m \nMay 20 \nUS$ m \nShare \nof \nTotal \nImports \n(%) \nTotal \n225.0 \n361.1 \n100.0 \nOf which: \n \n \n \nMaize \n(Excluding \nSeed) \n32.9 \n41.2 \n11.4 \nDiesel \n26.4 \n36.6 \n10.1 \nUnleaded petrol \n11.6 \n16.1 \n4.4 \nCrude soya bean oil \n8.3 \n14.6 \n4.0 \nElectrical energy \n12.3 \n11.1 \n3.1 \nRice \n4.9 \n9.8 \n2.7 \nWheat \n6.6 \n7.4 \n2.1 \nFertilisers (Urea) \n2.5 \n5.7 \n1.6 \nMedicines \nand \nmedical supplies \n (Including \nDiagnostic reagents) \n1.4 \n3.9 \n1.1 \nSource: ZIMSTAT & RBZ Calculations, 2020 \n35.14%\n34.25%\n9.05%\n2.15%\n1.25%\n0.63%\n0.58%\n0.12%\n0.07%\n0.01%\nSouth Africa\nUnited Arab Emirates\nMozambique\nHong Kong\nZambia\nKenya\nBotswana\nMalawi\nNetherlands\nUnited Kingdom\n366.8 \n408.2 \n330.1 \n418.4 \n438.2 \n458.8 \n357.2 \n384.5 \n404.0 \n401.1 \n431.2 \n418.8 \n383.5\n455.3\n450.5\n224.7\n361.1\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\nJan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec\n2019\n2020\n \n \n \n7 \n \nThe country’s imports for the month of May \n2020, were mainly sourced from South Africa, \n47.5%, Singapore, 14.1%; China, 12.2%; and \nMauritius, 3.2%, as shown in Figure 7. \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Trade Balance \nThe country’s trade deficit widened to \n-US$62.4 million in May 2020, from -US$24.5 \nmillion recorded in the previous month. Figure \n8 shows the country’s trade balance for the \nperiod from May 2019 to May 2020. \n \n \n \n \n \n \n \n \n \n \n3All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \nFigure 8: Merchandise Trade Balance \n \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \nMONETARY DEVELOPMENTS3 \n \nBroad money amounted to ZW$59.48 billion as \nat end of May 2020. The broad money stock \nwas largely made up of local currency deposits, \nZW$33.16 billion (56.10%), and foreign \ncurrency deposits ZW$24.98 billion (42.01%). \nCurrency in circulation stood at ZW$1.13 \nbillion, accounting for about 1.89% of broad \nmoney. \n \nOver the year to May 2020, foreign currency \ndeposits grew by 724.15%, partly attributable to \nrevaluation adjustments due to exchange rate \nmovements, from ZW$5.26 per US$1 in May \n2019 to ZW$25 per US$1 in May 2020. The \nforeign currency deposits in the banking system \n47.5%\n14.1%\n12.2%\n3.2%\n2.7%\n1.9%\n1.8%\n1.1%\n1.0%\n0.9%\nSouth Africa\nSingapore\nChina\nMauritius\nIndia\nThailand\nMozambique\nPoland\nUnited Kingdom\nZambia\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nExports\nImports\nTrade Balance\n \n \n \n8 \n \nalso increased due to inflows from the tobacco \nselling season, as well as the harnessing of \nforeign \ncurrency \ninto \nformal \nchannels, \nfollowing the policy to allow use of free funds \nto settle domestic transactions. \nOn the other hand, the local currency component \nof deposits recorded a year -on- year growth of \n250.76%, owing to normal money multiplier \neffects in the economy. Currency in circulation \nincreased by 141.96% to ZW$1.13 billion, over \nthe year to May 2020. Figure 9 shows broad \nmoney components as at end of May 2020. \nFigure 9: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2020 \nOn a year-on-year basis, growth in broad money \nwas largely driven by increases of 388.57% in \ncredit to the private sector and 59.25% in net \ncredit to Government. The increase in net credit \nto government largely reflected holdings of \nTreasury bills by the banking system. \nMonth-on-month, credit to the private sector \ngrew by 17.00% to ZW$21.58 billion, while net \ncredit to Government increased by 38.52%, to \nZW$14.28 billion. \nCredit to the private sector was mainly \nchannelled \ntowards \nagriculture, \n34.67%; \nhouseholds, 13.59%; financial organisations, \n11.67%; \nmanufacturing, \n11.06%, \nmining, \n10.36% and distribution, 8.67% as shown in \nFigure 10. \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2020 \nCredit to the private sector was largely utilised \nfor inventory build-up, 36.62%; other recurrent \nexpenditures, \n29.76%; \nand \nfixed \ncapital \ninvestment, 21.98%, among other purposes. \n \nSTOCK MARKET DEVELOPMENTS \n \nThe Zimbabwe Stock Exchange (ZSE) was \nbullish during the month of May 2020, as \nreflected by the increase in major indices. \nThe All share index increased by 141.53% to \n1 180.14 points, from 488.60 points recorded in \nApril 2020. The Top 10 index gained 964.07 \npoints to close at 397.18 points, during the same \nmonth. The Small Cap, Med Cap and Top 15 \nindices \ngained \n142.51%, \n139.32% \nand \nLocal \nCurrency \nTransferable \ndeposits\n50.71%\nForeign \nCurrency \nDeposits\n42.01%\nTime \nDeposits\n4.78%\nCurrency in \nCirculation\n1.89%\nNCDs\n0.60%\nHouseholds\n13.59%\nAgriculture\n34.67%\nMining\n10.36%\nManufacturing\n11.06%\nDistribution\n8.67%\nConstruction\n0.78%\nTransport & \nCommunicati\nons\n1.74%\nServices\n6.86%\nFinancial Org. \n& Investments\n11.99%\nOther\n0.29%\n \n \n \n9 \n \n146.84%, to close the month under review at \n3831.64 points, 1 693.35 points and 1 014.41 \npoints, respectively. \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2020 \n \nOn an annual basis, the All Share and Top 10 \nindices increased to 1,180.14 points and 964.07 \npoints in May 2020, from 188.06 points and \n182.99 points in May 2019, respectively. \nOver the year to May 2020, industrial and \nmining indices also gained 3,291.09 points and \n1,357.05 points, from 225.81 points and 628.41 \npoints recorded in May 2019, respectively. \nOn a month-on-month basis, mining and \nindustrial indices rose by 91.48% and 142.36% \nto 1 582.86 points and 3 919.50 points, \nrespectively. \n \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2020 \nDuring the month under analysis, the volume of \nshares traded on the ZSE increased by 103.93% \nto 218.83 million shares, from 107.31 million \nshares traded in April 2020. In tandem, the \ncumulative value of shares traded increased \nfrom to ZW$299.30 million in April 2020, to \nclose at ZW$568.96 million in May 2020. \nFigure 13: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2020 \n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n31-May-19\n30-Jun-19\n31-Jul-19\n31-Aug-19\n30-Sep-19\n31-Oct-19\n30-Nov-19\n31-Dec-19\n31-Jan-20\n29-Feb-20\n31-Mar-20\n30-Apr-20\n31-May-20\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n0\n200\n400\n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n0\n500\n1000\n1500\n2000\n2500\n3000\n3500\n4000\n31-May-19\n31-Jul-19\n30-Sep-19\n30-Nov-19\n31-Jan-20\n31-Mar-20\n31-May-20\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n0\n100\n200\n300\n400\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n10 \n \nZSE market capitalization gained ZW$89.33 \nbillion, or 140.93% of the previous month’s \nvalue, to close at ZW$152.72 billion. On an \nannual basis, local bourse capitalization also \nsurged by ZW$127.80 billion, from ZW$24.92 \nbillion recorded in May 2019. \n \nINFLATION OUTTURN \n \n \nAnnual Inflation \n \nAnnual headline inflation accelerated further to \n785.55% in May 2020, from 765.6% recorded in \nApril 2020. This was underpinned by increases \nin both food and non-food inflation. \nAnnual food inflation decelerated marginally, \nfrom a peak of 980.03% in April 2020 to \n953.34% in May 2020. \nNon-food inflation, however, accelerated to \n700.38% in May 2020, from 663.66% recorded \nin April 2020. \nThe benchmarking of prices on the parallel \nmarket exchange rate, in large part, explained \nthe increase in prices of both imported and \nlocally produced food and non-food items. \n \nMonthly Inflation \n \n \nMonthly inflation decelerated further to 15.13% \nin May 2020, from 17.6% in April 2020, mainly \ndue to a decline in food inflation. \nMonthly food inflation fell to 14.72% in May \n2020, from 28.4% in April 2020, on account of \ndeclines in all sub-categories, except fruits and \nvegetables, which registered slight increases \nover the month. The declines are attributed to \nwaning demand, occasioned by a fall in real \nincomes. \n \nMonthly \nnon-food \ninflation, \nhowever, \naccelerated to 15.41% in May 2020, from 11.4% \nin April 2020. This was due to increases in \ntransport; \nhotels \nand \nrestaurants; \nand \nmiscellaneous goods and services, among \nothers. Declines in health; furniture, household \nequipment and maintenance; and education \npartially offset the increases. \n \nFigure 14 shows month-on-month inflation \ndevelopments, for the period from May 2019 to \nMay 2020. \n \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2020 \n \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNPS increased by 36.8%, from ZW$82.35 \nbillion recorded in April 2020 to ZW$112.64 \nbillion in May 2020. NPS transaction volumes \nalso registered an increase of 15.8% to close at \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nFood\nNon-Food\nOverall\n \n \n \n11 \n \n167.6 million transactions, during the same \nmonth. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system increased by 24.7% to ZW$59.27 \nbillion in May 2020, from ZW$47.53 billion \nrecorded in April 2020. RTGS transaction \nvolumes registered an increase of 30.9%, to \nclose at 674,105 transactions, from 515,065 \ntransactions recorded in the previous month. \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCash Transactions \n \nThe total value of cash transactions increased by \n41.3% to close at ZW$1,142.78 billion in May \n2020, from ZW$808.74 billion in April 2020. \n \nMobile and Internet Based Transactions \n \nThe value of mobile and internet-based \ntransactions was 44.44% higher at ZW$43.01 \nbillion, compared to ZW$29.78 billion in the \nprevious month. \n \nCard Based Transactions \n \nCard-based transactions stood at ZW$7.78 \nbillion in May 2020, an 83.69% increase from \nZW$4.32 billion recorded in the previous \nmonth. \n \n \nJULY 2020 \nRESERVE BANK OF ZIMBABWE \n \n -\n 10.0\n 20.0\n 30.0\n 40.0\n 50.0\n 60.0\n 70.0\n0\n200\n400\n600\n800\n1000\n1200\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n12 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n14 \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n22 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n29 \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n13 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 31 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 34 \n \n \n \n \n \n \n \n 14 \n \n \nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nNet Foreign Assets\n-10,196,485.70\n-12,704,437.39\n-19,915,608.51\n-23,599,341.26\n-33,219,232.58\n-38,974,813.91 -39,899,004.55\n-40,662,175.37\n-41,890,476.47 -41,693,753.23 -64,413,672.15\n-89,046,879.04\n-97,000,590.99\nCentral Bank(net)\n-11,356,605.80\n-14,602,968.79\n-23,287,056.52\n-27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85\n-50,285,843.15\n-51,596,769.75 -51,659,786.89 -78,356,892.58 -104,544,431.97 -114,377,001.26\nForeign Assets\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\nForeign Liabilities\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\nOther Depository Corporations(net)\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\nForeign Assets\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\nForeign Liabilities\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\nNet Domestic Assets (NDA)\n23,205,523.95\n27,472,328.14\n36,991,644.76\n43,293,406.54\n56,770,962.37\n67,904,876.25\n71,719,556.15\n75,680,355.31\n78,162,546.08\n80,030,632.68 112,816,570.52\n141,032,021.98\n156,475,813.43\nDomestic Claims\n14,375,803.17\n15,645,411.46\n18,228,356.09\n20,234,819.47\n21,168,772.43\n24,743,158.13\n28,575,556.98\n27,819,807.93\n28,569,680.55\n30,260,777.76\n34,054,407.09\n32,574,364.29\n39,060,455.03\nClaims on Central Government(net)\n8,963,975.12\n9,422,173.55\n11,519,440.01\n12,964,643.80\n13,061,889.35\n14,409,797.90\n15,813,415.72\n14,062,737.58\n12,724,160.31\n12,697,777.62\n12,949,759.72\n10,305,498.64\n14,275,106.48\nClaims on Central Government\n9,998,232.41\n10,630,234.88\n13,077,256.67\n14,949,077.76\n16,410,748.86\n16,955,759.46\n17,933,911.03\n15,580,358.19\n16,676,243.01\n16,838,781.22\n17,542,397.05\n17,458,577.62\n18,056,334.55\nCentral Bank\n7,213,532.34\n7,707,833.00\n9,591,038.53\n11,538,930.29\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,472,711.66\nODCs\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\nLess Liabilities to Central Government\n1,034,257.30\n1,208,061.33\n1,557,816.66\n1,984,433.95\n3,348,859.52\n2,545,961.56\n2,120,495.31\n1,517,620.61\n3,952,082.70\n4,141,003.60\n4,592,637.32\n7,153,078.98\n3,781,228.06\nCentral Bank\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\nODCs\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\nClaims on Other Sectors\n5,875,948.60\n6,994,312.91\n6,708,916.08\n7,270,175.67\n8,106,883.08\n10,333,360.23\n12,762,141.26\n13,757,070.35\n15,845,520.24\n17,563,000.14\n21,104,647.37\n22,268,865.65\n24,785,348.54\nOther Financial Corporations\n169,299.57\n180,349.24\n174,910.96\n151,317.02\n152,985.99\n162,263.79\n160,062.11\n186,506.15\n202,429.27\n281,264.28\n307,104.48\n290,091.57\n356,669.90\nState and Local Government\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\nPublic Non Financial Corporations\n1,256,829.39\n1,653,927.27\n957,335.21\n988,381.20\n1,048,058.46\n2,322,563.84\n2,861,071.05\n2,431,172.28\n2,564,682.98\n2,591,284.85\n3,301,602.89\n3,508,675.95\n2,824,122.73\nPrivate Sector\n4,416,515.15\n5,128,717.22\n5,545,476.00\n6,099,787.63\n6,875,497.28\n7,820,402.44\n9,712,660.41\n11,113,071.62\n13,046,099.50\n14,658,746.06\n17,465,318.54\n18,442,253.62\n21,577,980.23\nCentral Bank\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\nODCs\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\nOther Items(Net)\n-8,829,720.78\n-11,826,916.67\n-18,934,333.82\n-23,517,846.42\n-35,602,189.94\n-43,161,718.12\n-43,143,999.17\n-47,860,547.38\n-49,592,865.53 -49,769,854.91 -78,762,163.43\n-108,457,657.69\n-117,415,358.40\nShares and Other Equity\n-6,856,982.76\n-9,810,341.46\n-18,099,228.93\n-22,440,397.72\n-32,505,897.24 -39,007,159.14 -41,160,941.61\n-44,544,759.40\n-43,829,432.91 -44,342,348.31 -71,119,022.50\n-98,326,925.77 -108,187,301.34\nLiabilities to Other Financial Corporations\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\nRestricted Deposits\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-2,031,448.99\n-2,423,625.98\n-1,985,690.29\n-2,396,341.30\n-4,666,003.77\n-6,061,102.18\n-4,013,944.69\n-4,583,152.93\n-7,249,777.25\n-6,701,730.71\n-9,930,489.25\n-11,865,486.12\n-10,439,187.46\nBroad Money-M3\n13,009,038.25\n14,767,890.75\n17,076,036.26\n19,694,065.28\n23,551,729.79\n28,930,062.34\n31,820,551.60\n35,018,179.94\n36,272,069.61 38,336,879.45\n48,402,898.37\n51,985,142.94\n59,475,222.44\nSecurities Other than Shares Included in Broad Money\n139,439.93\n171,667.83\n168,169.20\n202,928.98\n219,889.50\n205,671.08\n235,117.26\n243,976.57\n255,563.69\n260,055.92\n476,793.67\n337,556.97\n359,194.93\nBroad Money-M2\n12,869,598.32\n14,596,222.92\n16,907,867.06\n19,491,136.30\n23,331,840.28\n28,724,391.26\n31,585,434.34\n34,774,203.37\n36,016,505.92\n38,076,823.53\n47,926,104.70\n51,647,585.97\n59,116,027.50\nOther Deposits\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\nNarrow Money-M1\n11,257,782.98\n13,167,336.03\n15,267,020.52\n17,871,360.53\n21,668,884.03\n26,870,097.07\n29,749,703.49\n32,886,278.54\n33,989,906.64\n35,882,510.46\n45,574,113.84\n49,124,730.79\n56,273,245.28\nTransferable Deposits\n10,792,389.36\n12,695,789.56\n14,802,212.01\n17,310,786.11\n20,977,141.17\n26,157,975.38\n28,913,109.34\n31,978,710.26\n33,036,665.86\n34,932,660.39\n44,529,936.02\n48,082,573.35\n55,147,175.33\n Of which Foreign Currency Accounts\n3,031,536.97\n3,887,787.41\n4,049,120.88\n5,737,719.98\n9,859,484.27\n11,155,597.09\n11,472,035.58\n11,938,732.84\n12,458,349.93\n12,476,934.91\n20,909,726.92\n19,463,088.16\n24,984,322.48\nCurrency Outside Depository Corporations\n465,393.62\n471,546.47\n464,808.51\n560,574.42\n691,742.86\n712,121.69\n836,594.15\n907,568.29\n953,240.77\n949,850.07\n1,044,177.82\n1,042,157.43\n1,126,069.95\nMemorandum Items\nReserve Money\n2,522,708.23\n3,282,131.58\n3,769,321.37\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\nFCAs as a Percentage of Deposits in M3\n24.2%\n27.2%\n24.4%\n30.0%\n43.1%\n39.5%\n37.0%\n35.0%\n35.3%\n33.4%\n44.2%\n38.2%\n42.8%\nEnd Period Exchange Rate\n5.26\n6.62\n9.19\n10.71\n15.20\n16.12\n16.26\n16.77\n17.35\n17.95\n25.00\n25.00\n25.00\nSource: Reserve Bank of Zimbabwe,2020\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\n \n \n \n15 \n \n \nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nNet Foreign Assets\n-11,356,605.80 -14,602,968.79 -23,287,056.52 -27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85 -50,285,843.15 -51,596,769.75 -51,659,786.89 -78,356,892.58 -104,544,431.97 -114,377,001.26\nClaims on Non Residents\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\nOfficial Reserves Assets\n1,223,599.47\n1,399,462.47\n1,401,366.80\n1,964,853.83\n1,511,299.58\n1,937,457.59\n1,915,477.05\n2,537,103.33\n2,888,945.28\n3,104,642.81\n1,759,943.91\n1,340,523.61\n1,452,620.38\nOther Foreign Assets\n1,192,757.39\n1,518,302.79\n2,001,286.13\n2,369,317.36\n4,952,947.87\n3,507,400.15\n3,637,474.74\n2,967,836.45\n2,345,086.60\n2,400,193.22\n3,188,983.44\n3,176,152.22\n3,601,500.00\nLess Liabilities to Non Residents\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\nShort Term Liabilities\n11,231,907.80\n14,024,443.68\n18,833,457.18\n22,284,382.58\n32,602,281.08\n33,501,054.49\n34,223,789.11\n35,686,123.01\n39,597,730.68\n41,112,190.47\n55,611,921.72\n54,593,528.76\n54,707,783.64\nOther Foreign Liabilities\n2,541,054.86\n3,496,290.36\n7,856,252.27\n9,401,852.93\n13,211,926.40\n18,338,963.45\n19,596,911.53\n20,104,659.91\n17,233,070.95\n16,052,432.45\n27,693,898.21\n54,467,579.05\n64,723,338.01\nNet Domestic Assets (NDA)\n13,879,314.03\n17,885,100.37\n27,056,377.90\n33,099,689.90\n44,032,675.49\n53,205,910.84\n56,382,701.89\n60,613,660.02\n60,847,793.85\n61,040,731.37\n90,061,836.40 117,004,178.58\n128,192,366.11\nDomestic Claims\n6,924,182.99\n7,344,238.48\n8,736,761.70\n10,057,820.09\n10,567,049.53\n12,972,537.88\n14,525,637.67\n12,259,697.53\n10,746,256.31\n10,973,320.90\n11,480,169.17\n9,144,133.05\n12,736,347.09\nNet Claims on Central Government\n6,228,138.93\n6,544,295.30\n7,912,732.78\n9,154,435.10\n9,537,578.10\n10,728,246.52\n11,760,971.47\n9,939,418.32\n8,439,262.68\n8,477,725.92\n8,578,739.93\n6,100,515.00\n10,322,164.33\nClaims on Central Government\n7,213,532.34\n7,707,833.00\n9,419,993.38\n11,079,670.93\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,472,711.66\nOf which: Securities Other than Shares\n1,793,430.00\n5,922,355.91\n7,222,007.40\n8,308,198.93\n9,491,988.13\n9,617,665.33\n9,771,722.53\n6,828,363.47\n6,784,907.24\n6,729,080.00\n6,635,562.28\n6,568,167.46\n6,515,431.76\n of which USD Securities revaluations (Excha\n0.00\n0.00\n171,045.15\n620,748.19\n1,795,917.79\n1,930,201.39\n2,084,258.59\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLoans\n5,420,102.34\n1,785,477.10\n2,197,985.98\n2,771,472.00\n3,339,977.70\n3,587,943.80\n4,010,661.79\n4,510,169.38\n5,513,803.84\n5,811,437.65\n6,126,824.37\n6,169,083.96\n6,957,279.90\n Loans and Advances\n3,805,605.65\n114,667.21\n368,837.75\n568,020.15\n835,231.09\n1,110,375.86\n1,262,301.22\n1,199,032.23\n1,611,254.61\n1,808,444.47\n2,123,588.25\n2,165,988.51\n2,954,184.45\n Legacy Debt\n309,088.45\n309,057.44\n405,543.61\n404,773.69\n414,023.05\n381,741.08\n382,025.83\n376,260.18\n371,310.28\n391,427.33\n391,670.28\n391,529.61\n391,529.61\n Export Incentives\n1,305,408.24\n1,361,752.45\n1,423,604.62\n1,798,678.16\n2,090,723.55\n2,095,826.85\n2,366,334.74\n2,934,876.98\n3,531,238.96\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\nOf which: Deposits\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n696,044.06\n799,943.18\n824,028.92\n903,384.99\n1,029,471.42\n2,244,291.36\n2,764,666.21\n2,320,279.21\n2,306,993.64\n2,495,594.98\n2,901,429.23\n3,043,618.05\n2,414,182.75\nOther Financial Corporations\n114,408.61\n125,389.20\n109,687.61\n112,349.24\n118,657.17\n122,348.15\n122,367.95\n114,216.39\n123,637.97\n185,777.12\n190,538.80\n197,799.53\n198,980.02\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n556,274.16\n651,399.20\n681,030.34\n665,333.60\n824,033.57\n2,032,044.80\n2,576,877.72\n2,130,151.01\n2,105,286.54\n2,135,637.84\n2,527,892.32\n2,663,591.64\n2,032,346.15\nPrivate Sector\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\nClaims on Other Depository Corporations\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\nOf which: Loans\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\nOther Liabilities to ODCs\n3,047,017.11\n2,846,011.57\n2,756,773.68\n3,094,984.02\n4,129,952.46\n4,009,051.66\n5,433,469.12\n7,563,514.16\n8,461,698.70\n9,792,726.83\n9,684,173.41\n9,131,313.79\n12,393,411.08\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,738,904.07\n2,200,323.26\n2,004,097.96\n2,145,531.30\n2,824,669.92\n2,966,155.20\n2,939,654.78\n4,579,216.20\n5,320,924.19\n5,467,251.69\n5,944,214.63\n6,089,528.73\n6,941,755.11\nOther Items(Net)\n-9,673,334.90 -13,022,965.26 -20,737,108.96 -25,788,352.03\n-37,210,035.04 -43,812,534.88 -46,414,639.90 -54,669,718.18 -57,145,180.31 -58,322,160.20 -86,517,998.56 -114,986,959.06 -125,486,021.53\nShares and Other Equity\n-9,310,271.34\n-12,940,837.81\n-21,517,328.05\n-26,390,209.56\n-37,895,629.34\n-44,802,824.15\n-47,413,029.48\n-54,656,738.27\n-55,918,839.02\n-56,770,197.78\n-85,756,440.85\n-113,862,068.88\n-124,140,506.17\nOther Items(Net)\n-375,255.92\n-445,539.22\n-342,958.09\n-689,035.65\n-860,829.96\n-891,621.00\n-981,983.21\n-1,160,947.22\n-2,572,613.77\n-2,671,268.75\n-2,708,996.60\n-2,626,463.31\n-2,191,290.73\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n2,522,708.23\n3,282,131.58\n3,769,321.38\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\nBond Coins\n87,423.30\n87,606.55\n87,843.40\n87,844.15\n87,847.30\n87,845.55\n93,158.32\n99,010.30\n99,714.26\n99,712.42\n99,712.71\n99,710.76\n99,712.72\nBond Notes\n476,656.02\n510,197.39\n609,392.70\n657,100.48\n728,411.73\n768,566.52\n872,222.06\n978,393.54\n1,036,938.66\n1,117,198.96\n1,208,072.64\n1,240,929.09\n1,356,393.24\nLiabilities to ODCs\n1,861,836.07\n2,583,805.05\n2,945,382.52\n4,679,680.86\n3,772,389.39\n5,535,717.81\n6,219,757.79\n8,352,572.72\n7,253,578.67\n7,089,397.08\n8,789,318.37\n10,198,688.17\n12,082,367.03\n Reserve Deposits\n406,733.21\n434,435.93\n497,763.67\n586,218.84\n625,173.97\n758,953.25\n861,489.70\n918,034.34\n1,040,852.24\n1,082,852.88\n1,205,004.05\n1,213,756.71\n1,386,675.05\n Exess reserves \n1,455,102.86\n2,149,369.12\n2,447,618.85\n4,093,462.02\n3,147,215.41\n4,776,764.57\n5,358,268.10\n7,434,538.38\n6,212,726.43\n6,006,544.20\n7,584,314.32\n8,984,931.47\n10,695,691.98\nPrivate Deposits\n96,792.85\n100,522.60\n126,702.75\n323,000.08\n94,067.04\n418,620.75\n929,814.87\n897,840.31\n860,792.52\n1,074,636.02\n1,607,840.10\n920,418.59\n276,891.86\nSource: Reserve Bank of Zimbabwe,2020\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n16 \n \n \n \n \n \nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nNet Foreign Assets\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\nClaims on Non Residents\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\nOf Which: Foreign Currency\n484,193.31\n882,204.61\n968,769.48\n1,150,434.08\n2,108,450.56\n1,905,985.69\n2,243,113.59\n2,526,205.54\n3,176,598.38\n3,136,431.39\n3,607,624.65\n3,642,933.80\n3,581,769.90\nDeposits\n2,044,144.29\n2,921,840.60\n4,408,575.22\n4,954,935.41\n7,254,079.84\n8,551,844.58\n9,358,131.61\n10,399,832.16\n9,953,357.06\n10,175,380.89\n15,179,403.50\n16,753,404.99\n18,887,749.91\nOther\n6,441.45\n10,577.12\n13,140.31\n15,109.74\n20,375.85\n21,027.99\n21,628.98\n22,378.63\n23,051.63\n33,034.42\n40,818.25\n41,246.08\n41,430.97\nLess Liabilities to Non Residents\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\nOf Which: Deposits\n719,211.04\n769,197.36\n857,462.40\n938,762.40\n1,334,410.99\n1,141,821.51\n1,377,452.16\n1,457,271.39\n1,591,189.46\n1,285,842.52\n1,574,950.88\n1,667,098.42\n1,860,609.63\nLoans\n655,447.91\n1,146,893.57\n1,161,574.59\n1,428,993.76\n1,917,767.81\n1,916,690.45\n1,876,677.72\n1,867,477.16\n1,855,524.33\n2,092,970.52\n3,309,675.09\n3,272,933.52\n3,273,930.87\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n11,286,731.69\n12,297,290.28\n13,113,076.98\n15,057,767.71\n16,635,192.44\n20,378,973.60\n21,685,398.27\n23,589,103.57\n24,751,743.05\n26,346,359.69\n31,807,660.02\n34,525,013.99\n40,695,850.36\nDomestic Claims\n7,451,620.17\n8,301,172.98\n9,320,549.24\n9,717,740.03\n10,601,722.91\n11,770,620.25\n14,049,919.30\n15,560,110.40\n17,823,424.24\n19,287,456.86\n22,574,237.92\n23,430,231.24\n26,324,107.94\nNet Claims on Central Government\n2,735,836.19\n2,877,878.25\n3,435,662.08\n3,350,949.35\n3,524,311.24\n3,681,551.38\n4,052,444.25\n4,123,319.26\n4,284,897.63\n4,220,051.70\n4,371,019.79\n4,204,983.64\n3,952,942.15\nClaims on Central Government\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\nSecurities\n2,780,774.94\n2,918,508.31\n3,484,041.96\n3,409,103.10\n3,577,410.30\n3,749,000.52\n4,150,152.74\n4,240,495.63\n4,372,420.71\n4,293,116.08\n4,775,618.52\n4,716,858.96\n4,579,097.46\nLoans\n3,925.13\n3,893.57\n2,176.18\n1,044.37\n1,372.73\n1,149.81\n1,373.97\n1,329.70\n5,111.21\n5,147.49\n4,391.86\n4,467.24\n4,525.43\nOther \n - - - - \n - \n - \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\nOf which: Deposits\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,715,783.99\n5,423,294.73\n5,884,887.16\n6,366,790.67\n7,077,411.66\n8,089,068.87\n9,997,475.05\n11,436,791.14\n13,538,526.61\n15,067,405.16\n18,203,218.14\n19,225,247.60\n22,371,165.79\nOther Financial Corporations\n54,890.96\n54,960.04\n65,223.35\n38,967.78\n34,328.82\n39,915.64\n37,694.15\n72,289.76\n78,791.30\n95,487.15\n116,565.68\n92,292.05\n157,689.88\nState and Local Government\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\nPublic Non Financial Corporations\n236,434.67\n231,453.07\n276,304.88\n323,047.60\n224,024.88\n290,519.04\n284,193.32\n301,021.27\n459,396.43\n455,647.01\n773,710.57\n845,084.31\n791,776.58\nPrivate Sector\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\nClaims on the Central Bank\n4,782,265.42\n5,415,977.11\n5,448,316.23\n8,140,877.50\n9,252,623.62\n11,757,301.08\n11,546,508.94\n14,013,346.66\n13,400,742.47\n14,084,026.73\n16,430,721.57\n18,224,911.62\n21,706,416.06\nCurrency\n98,685.70\n126,257.46\n232,427.59\n184,370.21\n124,516.17\n144,290.37\n128,786.22\n169,835.56\n183,412.14\n267,061.31\n263,607.53\n298,482.41\n330,036.01\nReserves\n4,683,579.73\n5,289,719.65\n5,215,888.64\n7,956,507.29\n9,128,107.45\n11,613,010.71\n11,417,722.72\n13,843,511.10\n13,217,330.33\n13,816,965.42\n16,167,114.04\n17,926,429.21\n21,376,380.05\nSecurities\n - \n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n - \n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n148,760.15\n150,275.70\n151,973.32\n155,014.53\n155,934.06\n159,104.77\n175,255.53\n179,468.01\n185,829.15\n189,591.37\n258,425.60\n346,363.87\n536,691.85\nOther Items(Net)\n798,393.76\n1,269,584.10\n1,503,815.17\n2,645,835.28\n3,063,220.03\n2,989,842.96\n3,735,774.45\n5,804,885.48\n6,286,594.51\n6,835,532.53\n6,938,873.87\n6,783,765.00\n6,797,981.79\nShares and Other Equity\n2,453,288.57\n3,130,496.35\n3,418,099.11\n3,949,811.84\n5,389,732.10\n5,795,665.01\n6,252,087.86\n10,111,978.87\n12,089,406.11\n12,427,849.47\n14,637,418.35\n15,535,143.11\n15,953,204.84\nLiabilities to other ressident sectors\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\nOther Items(Net)\n-1,701,413.42\n-1,904,551.24\n-1,941,692.17\n-1,331,975.97\n-2,349,798.88\n-2,830,454.98\n-2,566,827.76\n-4,426,491.02\n-5,942,883.74\n-5,747,234.71\n-8,038,453.91\n-8,984,559.18\n-9,520,578.07\nDeposits and Securities Included in Broad Money\n12,446,851.79\n14,195,821.68\n16,484,524.99\n18,810,490.79\n22,765,919.89\n27,799,319.90\n30,054,142.57\n33,212,771.35\n34,458,036.32\n36,312,393.36\n45,750,880.45\n50,022,566.92\n58,072,260.63\nDeposits Included in Broad Money\n12,307,411.86\n \n14,024,153.85\n \n16,316,355.79\n \n18,607,561.81\n \n22,546,030.38\n \n27,593,648.82\n \n29,819,025.32\n \n32,968,794.78\n \n34,202,472.63\n \n36,052,337.44\n \n45,274,086.77\n \n49,685,009.94\n \n57,713,065.69\n \nTransferable Deposits\n10,695,596.51\n \n12,595,266.96\n \n14,675,509.25\n \n16,987,786.03\n \n20,883,074.13\n \n25,739,354.63\n \n27,983,294.46\n \n31,080,869.95\n \n32,175,873.35\n \n33,858,024.37\n \n42,922,095.92\n \n47,162,154.77\n \n54,870,283.47\n \n of which FCAs\n3,031,536.97\n \n3,887,787.41\n \n4,049,120.88\n \n5,737,719.98\n \n9,859,484.27\n \n11,155,597.09\n \n11,472,035.58\n \n11,938,732.84\n \n12,458,349.93\n \n12,476,934.91\n \n20,909,726.92\n \n19,463,088.16\n \n24,984,322.48\n \nOther Deposits\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\nMoney Market Instruments\n139,439.93\n \n171,667.83\n \n168,169.20\n \n202,928.98\n \n219,889.50\n \n205,671.08\n \n235,117.26\n \n243,976.57\n \n255,563.69\n \n260,055.92\n \n476,793.67\n \n337,556.97\n \n359,194.93\n \nSource:Reserve Bank of Zimbabwe,2020\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\n \n \n \n17 \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \n \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n19 \n \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n21 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nSource:Reserve Bank of Zimbabwe,2020\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n23 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n1,430,322.3\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n1,447,865.7\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n7,530,493.2\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n1,566,329.2\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n7,530,493.2\nDec\n3,260,641.3\n140,783.7\n27,127.1\n1,114,871.8\n48,155.6\n1,504,624.8\n1,027,373.9\n821,797.2\n823,237.5\n84,684.8\n1,428,029.4\n7,328.2\n10,288,655.3\n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nMar\n5,400,573.8\n137,553.1\n109,432.3\n1,355,737.8\n60,656.4\n2,181,804.5\n1,514,365.3\n1,743,391.4\n911,568.0\n129,647.8\n2,083,395.0\n30,867.0\n15,658,992.1\nApr\n5,497,243.2\n144,302.2\n94,782.2\n1,298,701.4\n50,563.1\n2,200,545.8\n1,762,996.4\n1,756,962.2\n1,057,031.7\n149,805.9\n2,211,133.9\n33,524.9\n16,257,593.1\nMay\n6,753,987.6\n152,161.1\n176,776.3\n1,688,453.5\n61,403.0\n2,272,323.3\n2,155,232.1\n2,018,291.5\n1,335,664.7\n161,892.6\n2,646,269.6\n56,873.3\n19,479,328.7\nSource:Reserve Bank of Zimbabwe,2020\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n24 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2017\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n17,413,139.2\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,272,162.4\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nDec\n1,877,764.1\n950,348.8\n2,917,087.2\n3,126,494.5\n1,421,969.0\n4,411,638.4\n2,605,023.1\n1,664,547.7\n8,410,964.0\n554,937.3\n2,477,474.0\n116,789.4\n30,535,037.6\n1,000.0\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nFeb\n2,492,591.8\n1,191,731.7\n3,340,863.8\n8,721,475.9\n1,919,428.5\n5,869,104.2\n3,481,495.5\n2,729,162.0\n10,202,203.6\n760,155.3\n3,574,134.5\n82,845.8\n44,365,192.6\nMar\n2,678,262.7\n1,449,645.9\n3,231,059.0\n11,715,273.9\n2,114,093.0\n6,507,000.0\n4,576,971.8\n3,048,053.5\n11,490,205.2\n947,918.2\n4,257,117.7\n72,082.9\n52,087,683.7\nApr\n2,854,374.8\n1,118,295.5\n3,492,330.5\n5,271,473.4\n1,999,901.1\n6,191,170.7\n4,276,817.2\n3,727,579.4\n14,060,717.8\n713,407.0\n4,444,924.9\n83,109.3\n48,234,101.6\nMay\n3,866,781.1\n1,163,944.9\n4,713,727.6\n7,932,403.4\n1,991,042.6\n7,151,451.5\n5,858,495.1\n5,031,912.5\n13,907,794.8\n944,318.1\n5,060,401.3\n88,613.6\n57,710,886.5\nSource: Reserve Bank of Zimbabwe,2020\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n25 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2018\nJan\n4.45-18.00\n9.33 \n6.99 \nFeb\n4.45-18.00\n9.57 \n6.93 \nMar\n4.45-18.00\n9.64 \n6.98 \nApr\n4.00-18.00\n9.32 \n7.08 \nMay\n4.00-18.00\n9.28 \n7.09 \nJun\n4.00-18.00\n9.32 \n7.14 \nJul\n4.00-18.00\n9.75 \n6.97 \nAug\n4.00-18.00\n9.87 \n7.10 \nSep\n4.00-18.00\n9.56 \n7.11 \nOct\n4.00-18.00\n9.47 \n7.38 \nNov\n4.00-18.00\n9.49 \n7.38 \nDec\n4.00-18.00\n9.48 \n7.39 \n2019\nJan\n4.00-18.00\n9.47 \n7.40 \nFeb\n4.00-18.00\n9.23 \n7.30 \nMar\n4.00-18.00\n9.23 \n7.31 \nApr\n4.00-18.00\n9.30 \n7.38 \nMay\n4.00-22.00\n9.31 \n7.33 \nJun\n4.00-22.00\n9.15 \n7.67 \nJul\n4.00-35.00\n9.54 \n8.40 \nAug\n5.00-55.00\n14.37 \n18.43 \nSep\n5.00-65.00\n14.64 \n19.81 \nOct\n5.00-65.00\n15.59 \n19.66 \nNov\n5.00-65.00\n15.06 \n18.00 \nDec\n5.00-65.00\n16.08 \n18.31 \n2020\nJan\n5.00-65.00\n16.56 \n17.20 \nFeb\n5.00-65.00\n16.92 \n16.68 \nMar\n5.00-65.00\n19.65 \n17.21 \nApr\n5.00-65.00\n18.57 \n18.69 \nMay\n5.00-65.00\n18.06 \n18.07 \nSource:Reserve Bank of Zimbabwe, 2020\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n26 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2020\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n27 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION &\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nSource:Zimstat, 2020\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n28 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n729.57\n703.89\n354.34\n623.95\n885.04\n598.64\n1046.38\n704.12\n362.80\n607.72\n939.15\n562.64\n810.29\n640.16\nMar\n939.40\n965.20\n556.80\n807.10\n1126.50\n707.00\n1091.00\n1118.10\n365.20\n714.00\n1152.10\n745.15\n953.59\n810.40\nApr\n1185.60\n1095.11\n573.76\n1001.29\n1408.89\n769.69\n1124.31\n1223.42\n369.34\n864.53\n1326.32\n829.98\n1224.13\n953.36\nMay\n1528.24\n1303.07\n593.39\n1215.16\n1666.70\n946.47\n1171.81\n1346.24\n369.42\n1121.22\n1635.50\n957.90\n1404.34\n1097.65\nSource:Zimstat, 2020\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n29 \n \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n30 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nSource: Reserve Bank of Zimbabwe, 2020\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n801.38\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n766.34\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n1 112.27 \n344.9\n304.9\n179,559,446\n43,426.5\nFeb\n473.13\n1 564.98\n826.73\n360.1\n172,678,984\n60,987.5\nMar\n456.21\n1 512.46\n720.47\n425.2\n237,667,043\n58,612.1\nApr\n488.6\n1 617.24\n826.64\n269.7\n107,308,931\n63,387.9\nMay\n1 180.14\n3 919.50\n1582.86\n569.0\n218,832,930\n15,272.0\nSource:Zimbabwe Stock Exchange, 2020\n*All Share index was introduced in January, 2018\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.31 \n115.2 21,247.93 9,646.84 \nFeb\n 41,637.6 \n4.7\n5,431.81\n \n136.9 22,589.66 9,633.79 \nMar\n 60,804.1 \n4.1\n7,252.88\n \n268.0 27,993.61 14,411.35 \nApr\n 47,525.5 \n0.0\n4,150.63\n \n82.6 18,299.23 11,481.82 \nMay\n 59,271.1 \n0.0\n7,426.04\n \n349.8 24,851.46 19,593.20 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7\n 23,191.6 65.0 206,621.5 1,099.3 \nNov\n 982.1 \n10.3\n 25,737.5 225.2 152,919.9 2,044.1 \nDec\n 1,003.8 \n7.6\n 27,800.5 385.5 146,316.6 1,273.6 \n2020\nJan\n 943.3 \n4.6\n 23,649.0 199.9 139,278.2 \n 671.7 \nFeb\n 916.1 \n8.9\n 21,652.2 196.6 149,671.5 \n 647.8 \nMar\n 1,068.5 \n7.4\n 22,588.1 234.3 173,042.2 \n 661.2 \nApr\n 515.1 \n0.0\n 11,036.4 36.4 131,190.0 \n 998.0 \nMay\n 674.1 \n0.0\n 14,711.6 231.2 150,936.1 \n 705.3 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nSource: ZIMSTAT, 2020\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-May-2020.pdf"}
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+{"doc_id": "75dbce3f30d21bdf233833fcb95ab75e", "text": "1 \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n23 September 2015 \n \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \n \nSince the previous meeting of the Monetary Policy Committee, risks to the global \neconomic outlook have increased against the backdrop of a slowing Chinese \neconomy. These risks, in conjunction with continued capital outflows from emerging \nmarkets, have resulted in heightened global financial market volatility and \ncontributed to the decision by the US Fed to maintain its current monetary policy \nstance. This delay has added uncertainty to an already volatile global setting. \n \nThe domestic economic outlook has deteriorated following the surprise contraction in \nthe second quarter of the year. At the same time, the rand experienced a further \nsignificant depreciation in response to domestic and global developments, \nintensifying the upside risks to the inflation outlook. The combination of sharply \nslowing growth and rising inflation compounds the dilemma facing monetary policy. \n \nThe year-on-year inflation rate as measured by the consumer price index (CPI) for all \nurban areas measured 5,0 per cent and 4,6 per cent in July and August respectively. \n2 \n \nThe decrease in the inflation in August was mainly the result of changes in the \nhousing and utilities and transport indices. Having reached a recent high of 5,8 per \ncent in January and February, the Bank’s measure of core inflation, which excludes \nfood, fuel and electricity, measured 5,3 per cent, down from 5,4 per cent in July. \n \nProducer price inflation for final manufactured goods increased from 3,3 per cent in \nJuly to 3,4 per cent in August, down from 3,7 per cent in June. The upward trend is \nexpected to continue in the coming months as the impact of higher agricultural crop \nand food prices becomes more apparent. \nThe inflation forecast of the Bank has changed marginally, with a near term \nimprovement and a slight medium term deterioration. Inflation is now expected to \naverage 4,7 per cent in 2015, from 5,0 per cent previously, and then to breach the \nupper end of the target range in the first quarter of 2016, with a peak of 6,7 per cent \n(previously 6,9 per cent). Inflation is then expected to be around the top end of the \ntarget range with a further temporary breach of 6,2 per cent in the final quarter. This \nbreach is mainly due to base effects from the lower starting point for the petrol price \nin the fourth quarter of this year. The forecast for 2017 follows a slow downward \ntrend, with inflation measuring 5,7 per cent in the final quarter. The changes in this \ntrajectory are mainly due to the more depreciated starting point for the real effective \nexchange rate, which is offset to some extent by a lower international oil price \nassumption. \nThe forecast for core inflation is marginally higher in the later quarters, but with an \nunchanged expected average of 5,4 per cent in 2016, and slightly higher at 5,3 per \ncent in 2017, up from 5,2 per cent. \n3 \n \nInflation expectations as measured by the survey conducted in the third quarter by \nthe Bureau for Economic Research are more or less unchanged and remain at the \nupper end of the target range. Average inflation expectations for 2016 are \nunchanged at 6,1 per cent, and reverted to 5,9 per cent for 2017, following the \ndecline to 5,8 per cent in the previous quarter. As before, there were marked \ndifferences between the different categories of respondents, with the 2017 \nexpectations averaging 5,4 per cent for financial analysts, 6,5 per cent for business \npeople and 5,9 per cent for trade unionists. Average 5-year inflation expectations \ndeclined from 6,0 per cent to 5,9 per cent, but those of business people reverted \nback to their 2014 level of 6,5 per cent, from 6,3 per cent previously. \nMedian annual inflation expectations of market analysts as reflected in the Reuters \nEconometer survey are almost identical to those of the Bank’s forecast and more or \nless unchanged since the previous survey. The breakeven inflation rates derived \nfrom the inflation-linked bonds have increased moderately since the previous \nmeeting, and have remained above the upper end of the target range across all \nmaturities. \nThe global economic outlook has become more uncertain since the previous meeting \nof the MPC driven in part by the strong financial market reactions to the deteriorating \noutlook for the Chinese economy. Although the growth prospects in the US remain \npositive, they have been clouded by the growing concerns about possible spillbacks \nfrom a slowdown in emerging markets, particularly in China, as well as from the \nimpact of the strong dollar. Euro area growth moderated in the second quarter and \nremains relatively subdued, while real output in Japan declined. \n4 \n \nGrowing concerns of the risk of an abrupt slowdown in the Chinese economy have \nbeen fuelled by excess capacity in the real estate market and in the industrial sectors \nof the economy. The recent equity market correction, the surprise devaluation of the \nrenminbi, and the uncertain policy responses have added to these concerns. While \nto date the actual slowdown has been relatively moderate, a hard landing could have \na severe impact on global markets, and on commodity prices in particular. \nThese developments have had an adverse effect on the outlook for commodity \nproducers, particularly emerging market economies, but Asian economies with close \ntrade links with China have also been affected. The deteriorating terms of trade have \ncompounded the impact of continued capital flows from emerging markets in \nanticipation of US monetary policy normalisation. Consensus growth forecasts for \nmost Latin American and Asian economies have accordingly been revised \ndownwards. \nLower commodity prices have contributed to a more benign global inflation \nenvironment, although some emerging markets are experiencing inflationary \npressures through depreciating currencies. In the United States, concerns about the \npossible restraining effect of the appreciating dollar on domestic economic activity \nand inflation, coupled with global financial market volatility and the risks of a sharp \nslowdown in emerging markets were key factors in the decision to delay the \ncommencement of monetary policy normalisation. The ECB has indicated that \nfurther monetary easing is being contemplated while developments in Japan suggest \nthat monetary policies will remain highly accommodative for some time. \nDomestic financial markets, including bond and equity markets, have not been \nimmune to the turmoil in global markets. Although the rand has been one of the more \n5 \n \nvolatile currencies, having fluctuated in a range of between around R12,60 and just \nover R14,00 against the US dollar since the previous MPC meeting, its trend \ndepreciation over the year has not been significantly different to those of other \ncommodity currencies and a number of other peer emerging economies. Since the \nprevious meeting of the MPC, the rand has depreciated by about 9 per cent against \nthe US dollar, by about 10 per cent against the euro and by about 8 per cent on a \ntrade-weighted basis. \nThe rand was negatively impacted by developments in China, continued speculation \nregarding the timing of US policy “take-off”, and the weaker-than-expected GDP \ngrowth outcome. The rand reacted positively to the US decision to maintain its policy \nstance, as well as to the narrowing deficit on the current account of the balance of \npayments. \nThe rand exchange rate remains an upside risk to the inflation outlook. As noted in \nprevious statements, a key uncertainty for the MPC is the extent to which the US \npolicy normalisation is already priced into the currency. The fact that the rand \nappreciated in response to the Fed decision suggests that some depreciation is likely \nwhen US rates are increased. However, the extent is uncertain, with the possibility of \na temporary overshoot in a highly volatile environment. \nA further uncertainty relates to the sustainability of the contraction in the current \naccount of the balance of payments in the second quarter when a deficit of 3,1 per \ncent of GDP was recorded. While this narrowing is attributed in part to temporary \nfactors, there appears to be some evidence that both export and import volumes are \nresponding to the depreciation of the rand and the weaker economy. However, the \nBank expects this process of adjustment to remain slow, with the export response \n6 \n \ninhibited by a number of factors including headwinds from the slowing global \neconomy, electricity supply constraints and declining tourism receipts. \nThe domestic economic growth outlook deteriorated compared with the previous \nforecast. This follows the surprise annualised contraction of 1,3 per cent in the \nsecond quarter of this year. While the MPC is of the view that a further contraction is \nunlikely in the third quarter, the outlook remains relatively weak amid declining \nbusiness and consumer confidence. The Bank’s forecast for growth has been \nrevised down by half a percentage point in each year of the forecast period, to 1,5 \nper cent in 2015, and to 1,6 per cent and 2,1 per cent in the subsequent two years. \nThe Bank’s estimate of potential output for 2015 has also been revised down to 1,8 \nper cent. The risks to the growth outlook are now seen to be more or less balanced. \nThis weak outlook is consistent with the Bank’s leading indicator of economic activity \nwhich has exhibited a more pronounced downward trend in recent months. \nThe growth disappointment was particularly evident in the goods-producing sectors \nof the economy, with contractions in agriculture, mining and manufacturing, although \ngrowth in the services sectors also moderated. The agricultural sector remains \nconstrained by the continuing drought, and although mining output increased in July, \nprospects are being negatively affected by weak commodity prices, lower global \ndemand and the risk of industrial action in parts of the sector. Manufacturing output \nalso increased marginally in July but the decline in the Barclays PMI to below the \nneutral 50 level in August, and a further decline in capacity utilisation suggest a \nchallenging outlook. \nGrowth in gross fixed capital formation moderated to 1,0 per cent in the second \nquarter, with general government providing the only notable increase. The weak \n7 \n \ncontribution from the private sector is reflected in the further sharp decline in the \nRMB/BER Business Confidence Index to its lowest level since 2011. The only area \nwhere private sector investment increased markedly was with respect to energy-\ngeneration projects. This disappointing scenario does not bode well for employment \ngrowth, despite the decline in the official unemployment rate to 25,0 per cent in the \nsecond quarter, mainly due to growth in informal sector employment. \nGrowth in consumption expenditure by households also reflects the subdued \ndemand conditions in the economy, with a moderation in growth to 1,2 per cent in \nthe second quarter, with some resilience only evident in semi-durable goods \nconsumption. Retail sales grew only marginally in July, amid a sharp decline in the \nbusiness confidence of retailers. The weakness in durable goods sales is evident in \nthe lower new vehicles sales in August, particularly commercial vehicles. \nConsumers are expected to remain constrained against the backdrop of slow \nemployment growth, declining disposable income growth, and rising inflation. \nFurthermore, the pace of credit extension to households, which remains negative in \nreal terms, is expected to be impacted further by the tighter affordability criteria \nfollowing the implementation of amendments to the National Credit Regulations. At \nthe same time, household deleveraging has continued with the debt to disposable \nincome ratio moderating further to 77,8 per cent in the second quarter of 2015, its \nlowest level since 2006. Credit extension to the corporate sector, by contrast has \nbeen buoyant, particularly with respect to general loans and mortgage advances. \nNo new data concerning wage and unit labour cost developments have become \navailable since the previous meeting of the MPC, but trends are expected to be \n8 \n \nrelatively unchanged, with average nominal wage growth in excess of inflation \ncontributing to the persistence of inflation at higher levels. \nAlthough food price developments have been relatively benign, they remain a \nconcern to the MPC with the expectation of an acceleration in the coming months as \nthe impact of the drought feeds through to consumer prices. This is despite the \nfavourable impact of falling prices at the global level. Domestic food price inflation at \nthe consumer level appears to have reached a low point of 4,3 per cent in June, \nincreasing marginally to 4,4 per cent in July and August. The pressures are expected \nto come from the drought-induced increases in agricultural price inflation for cereals \nand crops which increased at a year-on-year rate of 38,7 per cent in July. \nThe recent decline in international oil prices has provided some respite to inflation \npressures, with the price of Brent crude oil currently trading at around US$10 per \nbarrel lower than at the time of the previous MPC meeting. The current global \noversupply of crude oil coupled with the slowdown in China is expected to keep oil \nprices contained in the short to medium term. The MPC revised down its oil price \nassumption by between US$3 and US$4 per barrel in each of the coming years. \nHowever, the Committee assesses the risk to the oil price assumption to be on the \ndownside, particularly in the short term. The domestic petrol price declined by a \ncumulative R1,20 per litre in August and September, and current trends suggest that \nno significant change is likely in October, with the weaker rand offsetting the impact \nof the falling dollar price of oil. \nThe inflation outlook remains a concern for the Monetary Policy Committee, with the \nrisks to the forecast assessed to be on the upside. Although two breaches of the \ntarget are now expected - in the first and fourth quarters of next year - they are \n9 \n \nexpected to be temporary and primarily the result of base effects from lower petrol \nprices four quarters previously. \nNevertheless, the Monetary Policy Committee is concerned that the longer-term \ninflation trajectory remains uncomfortably close to the upper end of the target range, \nand given the upside risks to inflation, the probability of a more extended breach \nthan currently forecast is relatively high. A sustained breach of the target range has \nthe danger that it could impact negatively on inflation expectations which are \ncurrently sticky at the upper end of the target range. \nThe MPC is also concerned about domestic growth prospects, with the economy \ncontracting in the second quarter. Growth is expected to remain constrained by \nglobal developments and associated uncertainty and volatility, low business and \nconsumer confidence and electricity supply shortages. Domestic inflation is not \ndriven by demand factors, and the outlook for household consumption expenditure \nhas deteriorated. However, we have to be mindful of the second-round effects of \nsupply-side shocks on inflation. \nThere are a number of upside risks to the inflation outlook, the primary one being the \nexchange rate which has already depreciated significantly against the advanced \neconomy currencies in response to global developments, and is still likely to react \nfurther to the commencement of US monetary policy tightening. A further risk \nemanates from possible higher multi-year increases in electricity tariffs from the \nmiddle of next year. \nDownside risks to the inflation outlook include international oil prices should they be \nsustained at current levels. In addition, weak domestic demand may continue to \n10 \n \nconstrain pricing power in the economy. The Committee nevertheless assesses the \noverall risks to the inflation outlook to be on the upside. \nAs noted in previous statements, the MPC has to achieve a fine balance between \nrealising its core mandate and not undermining short term growth unduly. The MPC \nhas unanimously decided to keep the repurchase rate unchanged for now at 6,0 per \ncent per annum. \nThe MPC remains on a gradual policy normalisation path. The Committee will \ncontinue to monitor developments closely, and will not hesitate to act appropriately \nshould the risks to the inflation outlook deteriorate materially. As before, any future \nmoves remain highly data dependent. \n \nLesetja Kganyago \n \nGOVERNOR \n \nContact person: \nCandice Jeffreys \n+27 12 313 4209 \nCandice.Jeffreys@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Statement-23-September-2015-.pdf"}
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+{"doc_id": "76201ccf6b945e08795a96764166a890", "text": "1 \n \nPUBLIC \n \nBANK OF GHANA \nMONETARY POLICY COMMITTEE (MPC) \nPRESS RELEASE \nJuly 30, 2025 \n \nGood afternoon, ladies and gentlemen of the press. \n \nThank you for attending this press briefing, which follows the conclusion of the MPC’s \n125th regular meetings, held from Monday, 28 July 2025, to evaluate recent economic \ndevelopments and risks to the inflation outlook. This briefing summarises the key \ndiscussions and the Committee's decision on the monetary policy stance. \n \nSince the last MPC meeting in May, the global economic outlook has become more \nchallenging with increased economic and trade policy uncertainties. The prolonged \nbilateral tariff actions and retaliatory actions, amid rising geopolitical tensions, are \nprojected to constrain global growth. According to the IMF, global growth is likely to \nslow to 3.0 percent in 2025 from 3.3 percent in 2024. Alongside the slower growth \nprospects, the pace of disinflation has moderated, and in response, financial \nconditions remain restrictive with potential spillover to emerging markets and \ndeveloping economies. However, the improved domestic macroeconomic conditions \nare expected to moderate the risks from the global economy. \n \nOn the domestic front, the economy was buoyant in the first quarter of 2025, with an \nannual GDP growth of 5.3 percent, compared to 4.9 percent in the same quarter of \n2024, driven by increased activity in the agriculture and services sectors. Excluding \noil, the economy grew by 6.8 percent compared to 4.3 percent over the same \ncomparative period. Beyond the first quarter, the Bank’s high frequency real sector \nindicators pointed to sustained pickup in economic activity. The Composite Index of \nEconomic Activity (CIEA) grew by 4.4 percent year-on-year, in May 2025 compared to \n3.4 percent in the same period of 2024. International trade activities, consumption, \nconstruction and tourist arrivals contributed to the improvement in economic activity \nduring the period. The latest business and consumer confidence surveys reflected \nimproved sentiments on the back of easing inflationary pressures and strong optimism \nabout economic conditions. \n \nSince the last MPC meeting, headline inflation has declined further to 13.7 percent in \nJune 2025 from 18.4 percent in May, the lowest reading since December 2021. The \ndeceleration was underpinned by the tight monetary policy stance, fiscal consolidation, \neasing food supply constraints, as well as the strong recovery of the cedi. In line with \nthe easing underlying inflation pressures, the Bank’s main core inflation measure, \nwhich excludes energy and utility items, has declined markedly. Similarly, inflation \nexpectations by banks, consumers, and businesses are broadly anchored. \n \n \n2 \n \nPUBLIC \nGrowth in monetary aggregates remained subdued during the first half of the year, \nprimarily due to the tight monetary policy stance, strong liquidity management, and \nreduced government borrowing. In line with the disinflation process and easing \ninflation expectations, interest rates at the short end of the money market have \ndeclined sharply, and in turn, reduced the cost of government borrowing. \n \nData on budget execution indicated a strong commitment to fiscal consolidation as \nexpenditures adjusted within set targets to accommodate the revenue shortfalls during \nthe first half of 2025. As a result, the overall fiscal deficit on commitment basis was 0.7 \npercent of GDP, outperforming the budget target of 1.8 percent of GDP. The deficit \nwas largely financed from domestic sources. At end-June 2025, the total public debt \nhad declined to 43.8 percent of GDP from 61.8 percent of GDP at end-December \n2024, due to the appreciation of the cedi, lower domestic borrowing, and the external \ndebt restructuring. \n \nIn the banking sector, the Financial Soundness Indicators reflected continued asset \ngrowth, improved solvency, liquidity, profitability and efficiency in the first half of the \nyear. The non-performing loan ratio eased in June 2025 on account of lower growth \nof non-performing loan stock relative to credit. Continued improvement in the \neconomic conditions, ongoing recapitalisation efforts from capital injections and \nprofits, coupled with the implementation of strict credit underwriting standards should \nenhance resilience in the banking sector. \n \nThe external sector has improved markedly, with a record current account surplus of \nUS$3.4 billion in the first half of 2025, supported mainly by higher prices and increased \nproduction volumes of gold and cocoa. The current account surplus, together with the \noutturns in the capital and financial accounts, culminated in an overall balance of \npayment surplus of US$2.2 billion, significantly higher than the US$588.5 million \nrecorded in June 2024. On this score, Gross International Reserves stood at US$11.1 \nbillion at end-June 2025, equivalent to 4.8 months of import of goods and services, \ncompared to US$8.9 billion (4.0 months of import cover) as at end-December 2024. \nThe external sector outlook is positive, anchored on favourable commodity prices and \nimproved remittance inflows, despite the resumption of external debt service. \n \nOn the back of the strong external sector performance and increased reserve \naccumulation, the cedi has further strengthened against the major trading currencies. \nIn the year to 25th July, 2025, the cedi appreciated by 40.7 percent against the US \ndollar, 31.2 percent against the British pound, and 24.2 percent against the euro. \n \nOverall, the Committee noted that macroeconomic conditions have significantly \nimproved, inflation expectations are broadly anchored, external buffers have \nstrengthened, and confidence in the economy is returning. The July forecast also \nshows that headline inflation is expected to decline further in the third quarter of 2025 \nand trend within the medium-term target of 8±2 percent by the end of 2025, earlier \nthan initial projections. However, there are upside risks to the inflation outlook, which \ninclude potential supply chain challenges emanating from the global trade tensions, \nand upward adjustment in utility tariffs. This notwithstanding, the impact of these risks \n \n3 \n \nPUBLIC \non inflation are expected to be offset by appropriately tight monetary policy stance and \ncontinued fiscal consolidation. \nGiven these considerations, the Committee, by a majority decision, voted to lower the \nMonetary Policy Rate by 300 basis points to 25.0 percent. Looking ahead, the \nCommittee will continue to assess incoming data and likely reduce the policy rate \nfurther, should the disinflation trend continue. The Committee remains committed to \nthe price stability mandate, while creating conditions for inclusive and sustainable \ngrowth. \nEND. \n \nInformational Note \nThe next Monetary Policy Committee (MPC) meeting is scheduled for September 15, \n2025. The meeting will conclude on September 17, 2025, with the announcement of \nthe policy decision.", "source": "BOG", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Press-Release-July-2025.pdf"}
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+{"doc_id": "78e2504e002edf930a8e9b2d03f30c91", "text": "MONTHLY ECONOMIC REVIEW \nMAY 2014 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n5 \nINSIDE THIS ISSUE \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2014 \nApril \n2014 \nMay \nMonth on \nMonth \nChange \nZ.S.E. Mining Index1 \n29.64 \n35.45 \n19.60% \nZ.S.E. Industrial Index1 \n172.91 \n174.89 \n1.15% \nMoney Supply (Total Bank Deposits) (US$)2 \n4.23 billion \n4.33 billion \n2.25% \nMoney Supply (M3) Annual Growth2 \n6.65% \n7.66% \n2.25% \nYearly Inflation3 \n-0.26% \n-0.19% \n-0.13% \nNominal Commercial Lending Rate (%) \n6.00-35.00 \n6.00-35.00 \n \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nIn May 2014, the Zimbabwe Stock Exchange \nreversed some of the losses registered during \nfirst four months of the year, in line with re-\ncovery in other global stock markets. \n \nMarginal improvements in United States \nhousing and manufacturing production pro-\npelled global stock markets in May 2014. \nThere was, however, mixed performance by \nthe major African stock markets, with Nige-\nria and South Africa registering gains whilst \nEgypt and Kenya registered losses. \n \nMixed performance in Africa’s bourses, \nhowever, occurred despite its improved rank-\ning as the second most attractive investment \ndestination by Ernest and Young’s 2014 Af-\nrica Attractiveness Survey. \n \nThe Zimbabwe Stock Exchange (ZSE), was \namong the African stock markets that regis-\ntered gains during the month under review. \nThe industrial index increased by 1.15% to \nclose at 174.89 points during the period un-\nder review. The recovery was largely under-\npinned by concentrated trading in heavily \ncapitalized counters. Notwithstanding this \nrecovery, the industrial index lost 13.42% on \na year to date basis. \n \nSimilarly, the mining index gained 19.60%, \nto close at 35.45 points in May 2014, from \n29.64 points in April. The rebound was \nlargely driven by renewed investor interest \nin Bindura Nickel Mine as a result of strong \n \n2 3 \n \n2 4 \ncash flows which will underpin financing of \nfuture developments. On a year to date ba-\nsis, however, the mining index lost 22.58%. \n \nThe volume of shares traded declined by \n44.29%, from 423.25 million shares in April \n2014 to 235.80 million shares in May 2014. \nTotal turnover concomitantly declined by \n29.85%, weighed down by thin trading vol-\numes, to close the month under review at \nUS$36.02 million. \n \nMarket capitalization increased by 0.26% to \nUS$4.49 billion, at the end of May 2014, \nfrom US$4.47 billion at the close of April \n2014. On a year to date basis, however, the \nZSE’s \nmarket \ncapitalization \nfell \nby \nUS$714.71 million (13.74%). \n \nMONETARY DEVELOPMENTS \n \nAnnual growth in broad money supply in-\ncreased to 7.66% in May 2014, from 6.65% \nin April. In absolute terms, broad money \nrose from US$4 018.14 million in May 2013 \nto US$4 325.73 million in May 2014. Broad \nmoney registered a monthly increase of \n2.25% between April and May 2014. \n \nExpansions were registered in all deposit \nclasses with savings deposits recording the \nhighest annual growth of 12.5%. The growth \nin money supply continued to be driven by \ntobacco sales. As at end of May 2014, cumu-\nlative tobacco sales amounted to over \nUS$558.22 million, which represents signifi-\ncant inflows into the economy. \nDeposits held by banks largely emanated \nfrom utilities and local authorities, 25.78%; \nhouseholds (individuals), 14.60%; financial \norganizations, 20.08%; and distribution, \n8.93%. \nClaims on the private sector, declined mar-\nginally, from US$3 595.2 million in May \n2013 to US$3 591.5 million in May 2014. \nOn a month-on-month basis, credit to the pri-\nvate sector also fell by 0.1% in May 2014, \nfrom US$3 594.93 million recorded in April \n2014. \nThe slowdown reflects constrained lending \nby banks on the back of attendant liquidity \nchallenges, as well as risk aversion occa-\nsioned by increasing non performing loans. \n \n3 5 \nOutstanding loans and advances were largely \nin respect of agriculture (19.90%), house-\nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nOn the back of declining food prices, annual \ninflation remained in the negative territory. \nYear on year food inflation fell from -3.73% \nin April to -3.75% in May 2014, reflecting \nweak domestic demand. Food inflation is ex-\npected to continue depressed in the outlook \nperiod as a result of the favourable 2014 har-\nvest. \nholds (18.66%), distribution (17.77%), ser-\nvices (16.46%), manufacturing (14.44%), \nmining (6.72%) and construction (1.51%). \nCredit to private sector continues to be short \nterm in nature and mainly utilized for recur-\nrent expenditures, 43.92%; inventory and \nstocks build up, 34.42%; consumer durables, \n12.06%; and capital expenditures, 6.15%. \n \n4 \n \n6 \nThe decrease in annual food inflation was \nlargely driven by vegetables; meat, sugar, \njam, honey, chocolate and confectionery; fish \nand sea food; and the bread and cereals sub-\ncategories. \nAnnual non-food inflation, however, rose \nfrom 1.50% in April 2014 to 1.62% in May \n2014, largely driven by education; housing, \nwater, electricity, gas and other fuels; alco-\nholic beverages and tobacco; and transport \nservices sub-categories. \nThe increase in education inflation was at-\ntributed to increases in pre-primary and pri-\nmary education, 21.6% and secondary educa-\ntion, 17.1%. \nThe rise in non food inflation was, however, \noffset by the decline in food prices, culminat-\ning in an annual headline inflation of –0.19% \nin May 2014. Although inflation remained in \nthe negative, the May inflation of –0.19% \nrepresents a marginal increase from –0.26% \nrealized in April 2014. \nMonth-on-Month Inflation \nMonth-on-month \ninflation \nshed \n0.71 \npercentage points, from 0.58% in April 2014 \nto -0.13% in May 2014, following decline in \nnon-food inflation. \nMonthly food inflation gained 0.16 percent-\nage points, from -0.46% in April to -0.30% \nin May 2014, mainly driven by increases in \nthe prices of vegetables. \nMonthly non-food inflation stood at -0.05 in \nMay 2014, shedding 1.14 percentage points, \nfrom the April 2014 rate of 1.09%. The \nmonthly non-food inflation was driven by \neducation; transport; and alcoholic beverages \nand tobacco. This was more than offset by \ndecreases in prices of clothing and footwear; \nfurniture, household equipment and mainte-\nnance; and recreation and culture subcatego-\nries. \n7 \nInflation Outlook \nThe price formation mechanism in Zimba-\nbwe remains intricately bound to movements \nin international prices, particularly for oil and \nSouth African goods as well as utility prices \nand aggregate demand levels. \n \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through \nthe RTGS system in May 2014 decreased by \n7% to US$3.2 billion, from US$3.4 billion in \nApril 2014 while the volume of transactions \nregistered an increase of 9%, from 183 626 \nto 200 146 in the same period. \nCard Systems \nThe total value of card based transactions \nincreased by 5.2% to US$399.11 million in \nMay 2014, from US$379.42 million in \nApril 2014. \nMobile and Internet Based Transactions \nThe value of mobile and internet based \ntransactions also increased by 19%, from \nUS$360.67 million in April 2014 to \nUS$429.27 million in May 2014. \nCheques \nThe value of cheque transactions rose to \nUS$10.94 million in May 2014, from \nUS$9.66 million in April 2014. \n \n \n \n \n \nReserve Bank of Zimbabwe \nJune 2014 \n \n8 \nNOTES \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n36 \n10 \n11 \n12 \n13 \n14 \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8\n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \nJUNE \n489,730.1 \n37,474.3 \n38,198.7 \n425,521.3 \n7,310.7 \n53,815.0 \n454,368.5 \n110,349.9 \n295,432.3 \n51,453.6 \n385,769.7 \n11,033.4 \n2,360,457.5 \nJULY \n483,103.7 \n40,342.5 \n33,494.3 \n464,921.7 \n6,869.2 \n38,522.6 \n541,025.9 \n116,557.1 \n307,117.5 \n48,218.0 \n426,582.7 \n4,455.3 \n2,511,210.5 \nAUGUST \n521,743.0 \n38,889.1 \n43,894.5 \n425,531.4 \n7,260.6 \n39.087.2 \n451,871.2 \n110,041.8 \n346,006.0 \n40,216.0 \n374,587.1 \n9,914.6 \n2,409,042.5 \nSEPTEMBER \n496,289.3 \n39,446.9 \n38,856.6 \n447,247.2 \n13,953.5 \n43,006.7 \n437,211.9 \n118,873.7 \n330,709.6 \n40,046.6 \n373,596.8 \n9,790.6 \n2,389,029.4 \nOCTOBER \n491,610.6 \n38,871.5 \n39,766.0 \n471,966.2 \n8,023.3 \n40,835.3 \n420,445.3 \n110,778.3 \n417,411.6 \n36,334.1 \n376,463.1 \n9,861.9 \n2,462,367.3 \nNOVEMBER \n487,289.4 \n40,321.7 \n42,332.0 \n488,637.3 \n3,116.5 \n36,852.0 \n417,162.5 \n117,050.8 \n389,727.1 \n39,126.4 \n369,190.3 \n17,960.5 \n2,448,766.4 \nDECEMBER \n533,165.2 \n42,285.1 \n17,617.9 \n435,613.1 \n5,047.0 \n62,165.8 \n389,181.2 \n115,404.6 \n379,809.3 \n37,409.1 \n369,838.8 \n18,252.9 \n2,405,790.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n489,585.3 \n43,743.8 \n18,574.7 \n464,097.6 \n5,467.4 \n48,086.1 \n362,554.0 \n116,635.5 \n412,901.1 \n37,722.2 \n367,126.2 \n16,773.1 \n2,383,267.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n519,154.6 \n38,918.1 \n24,765.4 \n460,528.2 \n10,397.3 \n47,488.6 \n385,038.1 \n116,670.5 \n401,619.6 \n32,978.1 \n396,800.8 \n8,542.7 \n2,442,902.1 \nMARCH \n503,868.1 \n42,707.9 \n35,785.1 \n494,663.8 \n5,257.4 \n52,722.0 \n374,809.1 \n116,653.0 \n396,000.6 \n38,089.3 \n406,503.1 \n15,833.1 \n2,482,892.7 \nAPRIL \n540,156.2 \n40,707.1 \n18,138.9 \n502,514.1 \n9,898.6 \n18,817.9 \n407,595.0 \n175,048.3 \n447,549.2 \n49,619.1 \n511,048.2 \n15,136.7 \n2,736,229.2 \nMAY \n546,733.9 \n41,594.2 \n21,547.9 \n488,389.7 \n10,073.8 \n23,049.1 \n396,846.0 \n184,730.9 \n452.373.8 \n51,891.8 \n512,864.5 \n17,718.8 \n2,747,814.6 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \nMAY \n67,425.0 \n17,232.4 \n66,358.3 \n21,534.7 \n59,449.7 \n72,998.8 \n89,738.5 \n84,961.5 \n15,028.8 \n189,089.0 \n18,888.7 \n702,705.4 \nJUNE \n68,762.1 \n16,928.9 \n64,967.8 \n11,199.2 \n57,389.1 \n72,983.6 \n94,193.4 \n98,762.3 \n13,866.1 \n176,186.3 \n18,800.0 \n694,038.7 \nJULY \n66,851.1 \n15,061.8 \n64,398.0 \n11,134.2 \n34,750.7 \n77,551.0 \n100,908.8 \n109,118.2 \n14,701.2 \n162,459.7 \n15,995.4 \n672,930.0 \nAUGUST \n67,246.9 \n15,177.5 \n68,887.7 \n11,071.0 \n34,241.2 \n77,411.5 \n122,491.8 \n120,661.7 \n13,212.7 \n137,335.6 \n15,655.4 \n683,393.0 \nSEPTEMBER \n69,700.0 \n15,202.1 \n67,723.0 \n10,981.1 \n34,026.9 \n77,338.7 \n103,272.3 \n106,398.8 \n16,871.0 \n173,866.8 \n15,558.8 \n690,939.6 \nOCTOBER \n72,224.8 \n17,189.6 \n64,266.5 \n11,000.2 \n34,072.5 \n67,425.8 \n95,019.2 \n125,049.4 \n15,931.7 \n172,834.8 \n17,401.5 \n692,416.0 \nNOVEMBER \n68,628.1 \n15,194.8 \n61,488.3 \n11,456.3 \n33,491.0 \n71,854.0 \n101,230.0 \n129,298.4 \n41,690.2 \n133,954.5 \n11,348.1 \n683,329.3 \nDECEMBER \n67,626.4 \n9,691.4 \n50,354.1 \n11,629.3 \n29,200.1 \n70,093.2 \n101,301.5 \n100,507.4 \n15,301.2 \n174,918.3 \n14,748.0 \n645,370.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n24,456.9 \n6,122.0 \n33,734.0 \n9,856.2 \n23,491.2 \n42,349.6 \n55,948.1 \n35,302.4 \n15,083.5 \n153,861.9 \n1.893.8 \n402,099.6 \nFEBRUARY \n28,842.8 \n5,882.2 \n32,873.4 \n9,361.7 \n22,320.3 \n44,904.2 \n55,857.3 \n33,373.4 \n11,068.1 \n182,690.8 \n0.0 \n427,174.2 \nMARCH \n29,771.6 \n4,151.1 \n29,125.9 \n6,053.4 \n14,432.5 \n44,390.0 \n65,187.3 \n67,751.5 \n15,035.0 \n124,621.1 \n2,755.1 \n403,274.5 \nAPRIL \n2,263.5 \n4,439.5 \n16,779.5 \n9,040.6 \n21,554.7 \n4,641.1 \n11,484.2 \n2,329.6 \n136.4 \n1,944.8 \n0.0 \n76,229.1 \nMAY \n2,299.4 \n4,640.4 \n17,050.1 \n9,182.5 \n21,892.8 \n4,570.4 \n11,663.7 \n2,338.4 \n7.4 \n1,979.9 \n0.0 \n77,222.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \nJUNE \n5,100.0 \n0.0 \n0.0 \n0.0 \n5,760.0 \n0.0 \n212.0 \n0.0 \n15,210.0 \n0.0 \n26,282.0 \nJULY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,000.0 \n0.0 \n212.0 \n0.0 \n15,110.0 \n0.0 \n27,422.0 \nAUGUST \n5,100.0 \n0.0 \n0.0 \n0.0 \n6,000.0 \n0.0 \n1,065.0 \n0.0 \n0.0 \n0.0 \n12,165.0 \nSEPTEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n5,800.0 \n0.0 \n165.0 \n0.0 \n900.0 \n0.0 \n11,865.0 \nOCTOBER \n0.0 \n0.0 \n0.0 \n0.0 \n5,150.0 \n0.0 \n5,135.0 \n0.0 \n0.0 \n0.0 \n10,285.0 \nNOVEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n0.0 \n2,035.0 \n0.0 \n0.0 \n0.0 \n27,595.6 \nDECEMBER \n4,745.3 \n0.0 \n0.0 \n0.0 \n6,750.6 \n12,304.4 \n1,992.3 \n0.0 \n0.0 \n0.0 \n25,792.6 \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n19,047.7 \n826.0 \n0.0 \n0.0 \n3,000.0 \n12,673.6 \n359,6 \n0.0 \n1,809.9 \n0.0 \n37,357.2 \nFEBRUARY \n5,000.0 \n0.0 \n0.0 \n0.0 \n1,107.5 \n12,573.7 \n373.2 \n0.0 \n3,445.9 \n0.0 \n22,500.3 \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n5,000.0 \n8.7 \n0.0 \n0.0 \n2,352.5 \n0.0 \n153.3 \n0.0 \n4,472.0 \n0.0 \n11,986.5 \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \nJUNE \n116,635.2 \n58,578.8 \n147,313.8 \n447,394.5 \n183,146.3 \n352,600.3 \n366,824.2 \n96,685.8 \n701,195.7 \n46,578.5 \n597,373.1 \n104,843.6 \n3,219,169.8 \nJULY \n108,086.6 \n46,449.5 \n120,982.3 \n380,448.8 \n178,341.4 \n677,700.7 \n301,575.9 \n97,583.8 \n710,856.1 \n39,395.9 \n487,954.4 \n102,531.4 \n3,251,906.9 \nAUGUST \n137,107.1 \n48,726.1 \n135,788.5 \n319,106.0 \n174,593.9 \n637,190.7 \n333,255.3 \n99,194.1 \n639,401.6 \n41,996.5 \n417,762.6 \n93,772.1 \n3,077,894.4 \nSEPTEMBER \n100,028.3 \n57,039.8 \n145,652.5 \n380,781.4 \n207,379.2 \n612,131.5 \n408,359.1 \n103,872.8 \n795,047.6 \n46,982.9 \n435,912.4 \n90,265.8 \n3,383,453.4 \nOCTOBER \n94,346.3 \n52,722.4 \n141,401.4 \n338,625.9 \n223,223.8 \n754,145.4 \n339,305.6 \n99,583.3 \n754,116.1 \n41,527.2 \n440,197.9 \n97,771.1 \n3,376,966.4 \nNOVEMBER \n114,178.7 \n47,740.9 \n128,399.3 \n312,639.2 \n241,628.8 \n741,885.4 \n283,426.0 \n80,507.6 \n727,492.5 \n42,901.0 \n458,479.9 \n89,292.5 \n3,268,571.8 \nDECEMBER \n113,914.2 \n51,981.7 \n142,938.1 \n342,785.1 \n213,125.2 \n755,299.4 \n327,658.1 \n83,103.1 \n762,884.4 \n41,827.9 \n432,436.3 \n61,038.7 \n3,328,992.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n130,154.6 \n53,292.9 \n146,876.1 \n353,793.8 \n259,569.6 \n731,703.3 \n304,033.2 \n93,776.7 \n770,435.4 \n40,085.9 \n485,573.1 \n60,897.7 \n3,430,192.5 \nFEBRUARY \n138,812.3 \n55,092.2 \n134,813.9 \n420,181.0 \n262,183.8 \n786,295.6 \n270,062.5 \n131,134.8 \n779,640.3 \n39,169.2 \n508,813.7 \n61,822.3 \n3,588,021.6 \nMARCH \n118,239.1 \n55,167.5 \n135,807.9 \n382,675.5 \n216,025.3 \n791,776.0 \n275,549.1 \n103,298.7 \n806,185.9 \n42,432.8 \n521,381.5 \n72,990.9 \n3,521,530.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n164,347.5 \n59,289.3 \n102,323.7 \n408,823.5 \n325,559.7 \n780,207.0 \n325,659.8 \n135,187.4 \n888,876.2 \n43,746.5 \n582,848.8 \n82,009.8 \n3,898,879.1 \nMAY \n149,474.1 \n60,669.4 \n108,977.6 \n355,802.3 \n332,850.8 \n800,256.8 \n303,599.4 \n132,132.8 \n1,027,552.7 \n38,921.0 \n581,930.2 \n93,334.9 \n3,985,501.8 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \nJUNE \n4,255.3 \n6,236.6 \n10,753.7 \n1,131.2 \n156,052.6 \n105,613.0 \n18,935.8 \n59,790.7 \n184,390.9 \n3,652.3 \n107,354.6 \n30,017.1 \n688,183.8 \nJULY \n6,597.9 \n9,544.9 \n22,034.9 \n17,579.6 \n155,178.3 \n101,057.7 \n5,786.5 \n25,167.1 \n139,688.0 \n2,369.4 \n102,677.4 \n25,029.7 \n612,711.4 \nAUGUST \n1,770.3 \n9,723.1 \n17,643.5 \n1,553.8 \n150,874.9 \n71,592.0 \n19,054.2 \n10,779.0 \n169,881.2 \n2,644.4 \n113,074.5 \n29,546.0 \n598,137.0 \nSEPTEMBER \n40,766.9 \n9,757.2 \n17,595.4 \n10,209.6 \n157,646.1 \n87,504.2 \n20,864.5 \n12,486.3 \n173,696.6 \n1,527.2 \n125,919.4 \n29,482.7 \n687,456.0 \nOCTOBER \n43,179.4 \n7,366.8 \n2,258.4 \n11,060.8 \n118,559.1 \n159,315.4 \n45,674.2 \n11,973.6 \n164,560.7 \n744.6 \n98,580.9 \n29,513.7 \n692,787.6 \nNOVEMBER \n24,169.8 \n8,708.3 \n2,551.4 \n12,523.2 \n165,553.2 \n155,945.5 \n43,847.5 \n13,222.0 \n132,189.4 \n552.7 \n138,372.4 \n29,491.4 \n727,126.8 \nDECEMBER \n8,574.8 \n9,071.2 \n2,371.6 \n8,068.6 \n169,324.2 \n150,460.6 \n39,469.1 \n90,808.8 \n155,859.5 \n944.4 \n104,850.7 \n29,324.4 \n769,127.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,879.0 \n8,509.2 \n1,960.3 \n9,793.9 \n125,257.8 \n76,835.2 \n39,381.2 \n27,399.4 \n62,806.6 \n1,704.9 \n63,106.3 \n3,976.3 \n436,610.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n14,501.9 \n7,870.0 \n1,650.8 \n11,407.6 \n119,069.4 \n60,798.1 \n39,576.4 \n31,886.5 \n57,670.9 \n894..0 \n93,028.3 \n3,768.6 \n441,228.5 \n MARCH \n2,196.7 \n147.0 \n4.5 \n4,096.0 \n50,608.6 \n36,216.9 \n19,461.2 \n646.7 \n128,089.0 \n3,104.7 \n284,086.9 \n5,062.7 \n533,720.9 \nAPRIL \n4.1 \n0.0 \n0.0 \n0.0 \n40,152.1 \n6.2 \n12,546.2 \n2.8 \n38,392.5 \n0.0 \n14,594.4 \n5,101.6 \n110,799.9 \nMAY \n4.1 \n0.0 \n0.0 \n0.0 \n39,314.7 \n6.2 \n12,000.6 \n2.8 \n37,019.9 \n0.0 \n14,000.5 \n4,933.9 \n107,282.7 \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL \nARREARS) (WITH RBZ) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n1999 \n2000 \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n2012 \n2013 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,530 \n3,227 \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4,951 \n5,175 \n6,096 \n6,607 \n7,370 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,461 \n2,249 \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4,037 \n4,095 \n4,638 \n4,929 \n5,012 \nBilateral Creditors \n935 \n1,050 \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2,308 \n2,325 \n2,597 \n2,694 \n2,928 \nMultilateral Creditors \n1,235 \n1,199 \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1,729 \n1,770 \n2,041 \n2,235 \n2,084 \nPrivate Creditors \n291 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n0 \n0 \nPublic Enterprises \n543 \n534 \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,092 \n1,198 \n1,356 \nBilateral Creditors \n316 \n301 \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n711 \n703 \n858 \nMultilateral Creditors \n224 \n233 \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n382 \n495 \n498 \nPrivate Creditors \n3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \nMonetary Authorities \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nMultilateral Creditors - IMF \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nPrivate \n162 \n152 \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n366 \n480 \n1,002 \nShort-Term External Debt \n532 \n298 \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1,198 \n1,382 \n1,289 \n890 \n1,564 \nSupplier's Credits \n150 \n42 \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n134 \n30 \n0 \nReserve Bank \n \n \n \n \n \n \n \n \n \n \n642 \n642 \n618 \n614 \n614 \nPrivate \n382 \n256 \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n537 \n246 \n950 \nTotal External Debt \n4,062 \n3,525 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6,289 \n6,695 \n7,385 \n7,497 \n8,934 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n5,990 \n6,107 \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6,133 \n7,433 \n8,865 \n8,865 \n12,973 \nExternal Debt / GDP \n68% \n57.7% 31.4% 52.3% 75.7% 94.7% 136.3% \n63.9% \n110.5% 147.7% 102.5% \n90.1% \n83.3% \n84.6% 68.9% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of \nFinance and Reserve Bank \nof Zimbabwe \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \nJul \n6.00-35.00 \n14.39 \n9.65 \n15.00-28.00 \n17.70 \n16.97 \nAug \n6.00-35.00 \n13.82 \n9.32 \n15.00-23.00 \n18.32 \n16.92 \nSep \n6.00-35.00 \n14.03 \n9.37 \n15.00-22.50 \n18.31 \n16.94 \nOct \n6.00-35.00 \n13.95 \n9.25 \n15.00-23.00 \n18.67 \n17.66 \nNov \n6.00-35.00 \n14.18 \n9.40 \n15.00-23.00 \n18.84 \n17.72 \nDec \n6.00-35.00 \n14.13 \n9.35 \n15.00-23.00 \n18.84 \n17.76 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n6.00-35.00 \n14.09 \n9.30 \n15.00-23.00 \n18.88 \n17.74 \nFeb \n6.00-35.00 \n14.08 \n9.32 \n15.00-23.00 \n18.88 \n17.73 \nMar \n6.00-35.00 \n14.24 \n9.27 \n15.00-23.00 \n18.88 \n17.73 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n3. Lending rates exclude rates on staff loans. \n \n \nApr \n6.00-35.00 \n14.22 \n9.12 \n15.00-23.00 \n18.88 \n17.73 \nMay \n6.00-35.00 \n14.39 \n9.25 \n15.00-23.00 \n18.87 \n17.74 \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJULY \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nAUGUST \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nOCTOBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nNOVEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nDECEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n2014 \n \n \n \nJANUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nFEBRUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nMARCH \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nAPRIL \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nMAY \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n2013 \n\n\n\n\n\n\n\n\n\n\n\n\n\n\nAUGUST \n-0.42 \n-0.34 \n0.79 \n-0.27 \n0.29 \n0.07 \n-0.14 \n-0.10 \n1.23 \n0.97 \n-0.43 \n0.23 \n-0.90 \n-0.15 \nSEPTEMBER \n0.02 \n0.04 \n0.39 \n0.11 \n-0.22 \n0.15 \n-0.01 \n-0.07 \n0.01 \n0.19 \n0.42 \n0.17 \n-0.18 \n0.05 \nOCTOBER \n1.21 \n0.00 \n-0.01 \n-0.36 \n0.06 \n-0.32 \n-0.07 \n-0.15 \n0.02 \n-0.08 \n-0.20 \n-0.04 \n0.04 \n-0.01 \nNOVEMBER \n0.38 \n-0.19 \n-0.01 \n-0.37 \n0.10 \n-0.13 \n-0.01 \n-0.13 \n5.57 \n1.08 \n-0.27 \n0.43 \n-0.60 \n0.09 \nDECEMBER \n0.14 \n-0.01 \n0.37 \n-0.29 \n0.12 \n0.27 \n0.05 \n-0.22 \n0.00 \n0.00 \n-0.46 \n0.08 \n-0.41 \n-0.08 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n0.20 \n-0.07 \n0.00 \n0.01 \n-0.23 \n0.01 \n0.00 \n-0.07 \n0.02 \n0.16 \n-0.09 \n0.00 \n0.44 \n0.14 \nFEBRUARY \n-0.01 \n-0.09 \n-0.11 \n-0.08 \n0.09 \n0.08 \n0.00 \n-0.04 \n0.23 \n-0.08 \n0.07 \n-0.01 \n0.18 \n0.05 \nMARCH \n-0.05 \n-0.06 \n-0.82 \n-0.12 \n0.02 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n-0.30 \n-0.26 \n-0.14 \n-0.22 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n0.30 \n-0.10 \n-0.13 \n-0.75 \n0.16 \n0.33 \n-0.02 \n0.34 \n12.64 \n-1.02 \n-0.03 \n1.09 \n-0.46 \n0.58 \nMAY \n0.11 \n-0.11 \n-0.06 \n-0.29 \n0.00 \n0.23 \n-0.03 \n-0.20 \n0.07 \n-0.13 \n-0.43 \n-0.05 \n-0.30 \n-0.13 \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCOHOL-\nIC BEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TOBAC-\nCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVERAG-\nES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n2013 \n\n\n\n\n\n\n\n\n\n\n\n\n\n\nJULY \n4.83 \n0.14 \n2.54 \n-0.05 \n2.84 \n4.96 \n-13.47 \n-0.61 \n12.70 \n0.71 \n1.00 \n1.00 \n1.74 \n1.25 \nAUGUST \n4.44 \n0.30 \n3.04 \n-0.39 \n2.79 \n5.04 \n-13.57 \n-0.70 \n8.83 \n1.60 \n0.81 \n1.44 \n0.94 \n1.28 \nSEPTEMBER \n4.36 \n0.61 \n3.70 \n-0.37 \n2.10 \n5.06 \n-13.66 \n-1.01 \n5.74 \n1.23 \n0.93 \n1.45 \n-0.32 \n0.86 \nOCTOBER \n5.23 \n0.25 \n2.96 \n-0.70 \n2.21 \n1.40 \n-13.76 \n-0.73 \n9.05 \n0.83 \n-0.20 \n1.25 \n-0.74 \n0.59 \nNOVEMBER \n5.94 \n-0.07 \n3.51 \n-1.03 \n2.42 \n-7.04 \n-13.83 \n-0.92 \n11.19 \n2.06 \n-0.35 \n1.58 \n-1.51 \n0.54 \nDECEMBER \n4.26 \n0.09 \n3.63 \n-1.08 \n2.11 \n1.61 \n-13.99 \n-1.03 \n11.29 \n2.03 \n-0.87 \n1.61 \n-2.20 \n0.33 \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n5.03 \n0.03 \n3.63 \n-1.07 \n1.87 \n1.62 \n-14.00 \n-1.12 \n11.30 \n2.18 \n-0.43 \n1.67 \n-2.08 \n0.41 \nFEBRUARY \n2.21 \n-0.43 \n3.09 \n-1.35 \n0.44 \n0.05 \n-13.86 \n-1.08 \n11.47 \n1.32 \n-1.45 \n0.93 \n-3.26 \n-0.49 \nMARCH \n1.67 \n-0.53 \n2.21 \n-1.82 \n0.40 \n-0.44 \n-13.68 \n-1.21 \n11.47 \n2.47 \n-1.82 \n0.51 \n-3.71 \n-0.91 \nAPRIL \n1.78 \n-0.55 \n0.46 \n-2.60 \n0.22 \n-0.11 \n-0.62 \n-0.93 \n20.71 \n1.13 \n-1.56 \n1.50 \n-3.73 \n-0.26 \nMAY \n1.91 \n-0.83 \n0.39 \n-2.62 \n0.29 \n0.86 \n-0.60 \n-0.64 \n20.79 \n0.95 \n-1.69 \n1.62 \n-3.75 \n-0.19 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \nJULY \n9.83 \n8.49 \n98.31 \n1.33 \n1.53 \nAUGUST \n10.33 \n8.75 \n98.18 \n1.32 \n1.55 \nSEPTEMBER \n10.10 \n8.58 \n97.92 \n1.35 \n1.62 \nOCTOBER \n9.95 \n8.50 \n98.28 \n1.37 \n1.60 \nNOVEMBER \n10.19 \n8.64 \n102.33 \n1.36 \n1.64 \nDECEMBER \n10.43 \n8.72 \n105.02 \n1.38 \n1.65 \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11.21 \n9.09 \n102.47 \n1.35 \n1.65 \nFEBRUARY \n10.71 \n8.85 \n101.74 \n1.37 \n1.67 \nMARCH \n10.56 \n8.85 \n102.38 \n1.38 \n1.68 \nAPRIL \n10.57 \n8.85 \n102.38 \n1.38 \n1.68 \nMAY \n10.44 \n8.73 \n101.61 \n1.36 \n1.67 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1,277.6 \n26.1 \n2,715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1,491.7 \n26.3 \n2,595.8 \n341.3 \n207.0 \n382.1 \n5,044.2 \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \nJul \n266.5 \n352.8 \n164.2 \n266.1 \n263.8 \n110.2 \n6.4 \n1,429.9 \n26.5 \n2,701.3 \n337.1 \n229.8 \n387.0 \n5,111.7 \n Aug. \n322.8 \n277.9 \n136.4 \n242.5 \n237.8 \n61.1 \n6.4 \n1,285.0 \n26.2 \n2,813.0 \n367.0 \n218.3 \n385.2 \n5,094.7 \n Sep \n334.1 \n336.0 \n178.0 \n327.8 \n226.3 \n111.5 \n6.0 \n1,519.7 \n26.9 \n2773.3 \n298.8 \n234.7 \n386.4 \n5,239.8 \nOct \n379.4 \n387.5 \n137.1 \n219.7 \n260.9 \n99.4 \n5.0 \n1,489.0 \n17.3 \n2,809.1 \n316.7 \n257.3 \n371.5 \n5,260.9 \nNov \n333.3 \n312.7 \n160.2 \n197.1 \n261.1 \n108.6 \n6.5 \n1,379.5 \n26.6 \n2,789.7 \n291.3 \n235.4 \n369.8 \n5,092.3 \nDec \n 354.8 \n367.8 \n135.5 \n 287.3 \n199.9 \n118.0 \n6.6 \n1,469.9 \n28.4 \n2,799.5 \n490.8 \n259.5 \n347.6 \n5,395.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n356.9 \n395.3 \n134.1 \n253.1 \n153.0 \n119.2 \n5.4 \n1,417.0 \n27.9 \n2,866.4 \n516.1 \n362.2 \n353.9 \n5,543.5 \nFeb \n334.3 \n387.0 \n130.5 \n285.0 \n195.0 \n193.2 \n5.4 \n1,530.0 \n32.8 \n2,718.1 \n534.5 \n502.9 \n351.1 \n5,669.5 \nMar \n304.6 \n354.1 \n147.4 \n280.3 \n165.9 \n255.2 \n5.4 \n1,512.9 \n28.7 \n2,737.9 \n522.7 \n538.8 \n349.7 \n5,690.7 \n Apr \n353.3 \n367.8 \n154.4 \n274.9 \n205.7 \n247.0 \n5.4 \n1,608.4 \n32.5 \n2,844.6 \n534.1 \n345.3 \n348.6 \n5,713.6 \n May \n327.8 \n421.1 \n120.5 \n372.8 \n211.5 \n241.7 \n5.4 \n1,700.6 \n27.5 \n2,836.8 \n591.4 \n366.2 \n347.1 \n5,869.6 \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n1,046.3 \n379.5 \n3,500.3 \n 247.6 \n0.0 \n37.9 \n667.2 \n341.3 \n249.8 \n5,044.2 \n3,500.3 \nMay \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \nJun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \nJul \n2,054.1 \n916.2 \n245.9 \n3,216.2 \n578.3 \n0.0 \n77.5 \n699.7 \n337.1 \n202.9 \n 5,111.7 \n3,216.2 \nAug \n2,017.4 \n879.5 \n253.2 \n3,150.1 \n608.2 \n0.0 \n63.8 \n694.9 \n367.0 \n210.8 \n5,094.7 \n3,150.1 \nSep \n2,082.1 \n899.3 \n294.5 \n3,275.8 \n674.6 \n0.0 \n 74.0 \n708.8 \n298.8 \n207.7 \n5,239.8 \n3,275.8 \nOct \n2,125.9 \n880.0 \n349.3 \n3,355.2 \n611.4 \n0.0 \n68.5 \n703.0 \n316.7 \n206.0 \n5,260.9 \n3,355.2 \nNov \n1,953.4 \n861.2 \n 371.6 \n3,186.2 \n627.8 \n0.0 \n75.8 \n689.7 \n291.3 \n221.6 \n5,092.3 \n3,186.2 \nDec \n 1,980.4 \n813.6 \n 517.1 \n3,311.1 \n614.0 \n0.0 \n65.0 \n730.9 \n490.8 \n 184.0 \n 5,395.7 \n3,311.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,153.6 \n802.7 \n403.5 \n3,359.8 \n661.3 \n0.0 \n55.9 \n592.9 \n516.1 \n357.5 \n5,543.5 \n3,359.8 \nFeb \n2,111.8 \n878.8 \n494.6 \n3,485.2 \n630.0 \n0.0 \n51.1 \n609.5 \n534.5 \n359.0 \n5,669.5 \n3,485.2 \nMar \n2,156.8 \n919.6 \n454.2 \n3,530.6 \n635.5 \n0.0 \n44.8 \n596.4 \n522.7 \n360.7 \n5,690.7 \n3,530.6 \n Apr \n2,267.5 \n958.3 \n435.7 \n3,661.5 \n553.5 \n0.0 \n17.0 \n595.0 \n534.1 \n352.4 \n5,713.6 \n3,661.5 \n May \n2,294.9 \n975.8 \n451.7 \n3,722.4 \n585.0 \n0.0 \n13.7 \n591.1 \n591.4 \n366.1 \n5,869.6 \n3,722.4 \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nMay \n2.4 \n4.1 \n18.6 \n-2.4 \n4.5 \n0.0 \n27.3 \n0.0 \n253.4 \n34.6 \n63.0 \n12.7 \n391.0 \nJun \n2.4 \n3.6 \n7.9 \n1.1 \n9.1 \n0.0 \n24.1 \n0.0 \n260.3 \n34.6 \n51.4 \n35.2 \n405.6 \nJul \n1.9 \n1.3 \n2.8 \n2.2 \n3.4 \n0.0 \n11.6 \n0.0 \n264.0 \n34.8 \n51.7 \n35.5 \n397.6 \nAug \n1.4 \n1.7 \n0.4 \n0.6 \n3.4 \n0.0 \n7.4 \n0.0 \n265.6 \n34.5 \n45.5 \n37.3 \n390.3 \nSep \n1.2 \n0.8 \n0.0 \n0.3 \n3.4 \n0.0 \n5.7 \n0.0 \n233.7 \n35.8 \n46.6 \n38.6 \n360.4 \nOct \n0.9 \n0.5 \n0.4 \n0.6 \n2.5 \n0.0 \n4.8 \n0.0 \n234.8 \n35.6 \n41.3 \n38.7 \n355.2 \nNov \n0.4 \n0.6 \n0.1 \n0.2 \n2.5 \n0.0 \n3.9 \n0.0 \n231.9 \n35.5 \n39.6 \n38.3 \n349.2 \nDec \n1.1 \n0.5 \n0.1 \n0.4 \n2.5 \n0.0 \n4.6 \n0.0 \n232.7 \n35.5 \n29.2 \n40.5 \n342.5 \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n0.1 \n0.5 \n0.0 \n0.2 \n1.8 \n0.0 \n2.6 \n0.0 \n81.3 \n10.0 \n23.5 \n34.7 \n152.1 \nFeb \n0.2 \n0.4 \n0.1 \n0.1 \n1.8 \n0.0 \n2.5 \n0.0 \n77.6 \n9.0 \n24.1 \n34.6 \n147.9 \nMar \n0.1 \n0.1 \n0.1 \n0.1 \n1.6 \n0.0 \n2.0 \n0.0 \n53.2 \n8.7 \n21.8 \n32.5 \n118.1 \nApr \n0.1 \n0.4 \n0.2 \n0.3 \n1.6 \n0.0 \n2.6 \n0.0 \n75.2 \n8.5 \n22.2 \n32.4 \n140.9 \nMay \n0.2 \n0.4 \n0.0 \n0.1 \n0.3 \n0.0 \n0.9 \n0.0 \n68.7 \n0.1 \n14.6 \n30.3 \n114.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nMay \n112.2\n67.1\n54.4\n233.6\n46.7\n0.0\n1.2\nͲ99.4\n34.6\n174.3\n391.0\n233.6\nJun \n114.6 \n56.2 \n52.3 \n223.1 \n46.7 \n0.0 \n1.2 \n-91.2 \n34.6 \n191.2 \n405.6 \n223.1 \nJul \n111.3 \n82.7 \n27.0 \n220.9 \n47.1 \n0.0 \n1.2 \n-94.1 \n34.8 \n187.8 \n397.6 \n220.9 \nAug \n109.5 \n80.6 \n 25.2 \n215.2 \n47.5 \n0.0 \n1.2 \n-101.7 \n34.5 \n 193.6 \n390.3 \n 215.2 \nSep \n111.2 \n82.6 \n19.0 \n212.8 \n47.9 \n0.0 \n1.2 \n-114.9 \n35.8 \n177.8 \n360.4 \n212.8 \nOct \n112.5 \n80.4 \n14.9 \n207.8 \n48.3 \n0.0 \n1.2 \n-114.3 \n35.6 \n176.7 \n355.2 \n207.8 \nNov \n122.6 \n59.7 \n20.0 \n202.3 \n48.2 \n0.0 \n1.2 \n-118.2 \n35.5 \n180.2 \n349.2 \n202.3 \nDec \n134.5 \n56.4 \n6.9 \n 197.8 \n48.9 \n0.0 \n1.2 \n-127.6 \n35.5 \n186.7 \n342.5 \n 197.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n36.8 \n57.7 \n5.7 \n100.1 \n11.7 \n0.0 \n0.0 \n0.7 \n10.0 \n29.6 \n152.1 \n100.1 \nFeb \n47.6 \n48.3 \n0.0 \n95.8 \n11.7 \n0.0 \n0.0 \n-10.9 \n9.0 \n42.3 \n147.9 \n95.8 \nMar \n41.0 \n55.8 \n0.0 \n96.9 \n12.0 \n0.0 \n0.0 \n-17.7 \n8.7 \n18.4 \n118.1 \n96.9 \nApr \n57.4 \n40.3 \n0.0 \n97.7 \n12.2 \n0.0 \n0.0 \n-19.8 \n8.5 \n42.4 \n140.9 \n97.7 \nMay \n42.8 \n34.6 \n0.0 \n77.4 \n0.0 \n0.0 \n0.0 \n4.7 \n0.1 \n32.5 \n114.6 \n77.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \nJan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \nFeb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \nMar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \nApr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \nMay \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \nJun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \nJul \n26.1 \n207.4 \n0.0 \n20.0 \n253.5 \n312.4 \n123.1 \n48.6 \n121.6 \n859.2 \nAug \n34.7 \n204.1 \n0.0 \n20.0 \n258.8 \n320.6 \n123.0 \n46.4 \n124.1 \n872.9 \nSep \n36.4 \n204.9 \n0.0 \n20.0 \n261.3 \n353.4 \n122.7 \n52.2 \n124.6 \n914.2 \nOct \n39.3 \n186.8 \n0.0 \n20.0 \n246.1 \n358.4 \n128.2 \n51.8 \n122.4 \n906.9 \nNov \n39.7 \n163.1 \n0.0 \n40.0 \n242.8 \n361.6 \n135.8 \n43.6 \n122.9 \n906.7 \nDec \n34.8 \n158.8 \n0.0 \n40.0 \n233.6 \n381.5 \n127.7 \n55.2 \n123.0 \n920.9 \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \nJan \n30.9 \n147.5 \n0.2 \n40.0 \n218.6 \n384.5 \n136.4 \n64.4 \n125.3 \n929.1 \nFeb \n30.2 \n165.0 \n0.2 \n40.0 \n235.3 \n385.8 \n132.0 \n65.4 \n125.4 \n943.9 \nMar \n47.5 \n166.2 \n0.2 \n40.0 \n253.8 \n390.4 \n132.1 \n68.8 \n125.0 \n970.1 \nApr \n45.2 \n161.0 \n0.2 \n40.0 \n246.5 \n401.8 \n132.4 \n76.6 \n124.7 \n981.9 \nMay \n47.7 \n190.7 \n0.2 \n40.0 \n278.6 \n394.0 \n147.0 \n82.7 \n124.3 \n1,026.7 \n \n \n \n \n \n \n \n \n \n \n \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n Jul \n339.1 \n222.8 \n561.9 \n202.0 \n95.3 \n859.2 \n561.9 \n Aug \n298.4 \n270.1 \n568.4 \n206.3 \n98.2 \n872.9 \n568.4 \n Sep \n336.1 \n246.9 \n583.0 \n209.2 \n122.0 \n914.2 \n583.0 \n Oct \n310.9 \n264.9 \n575.8 \n212.0 \n119.4 \n907.2 \n575.8 \n Nov \n328.9 \n244.3 \n573.1 \n214.8 \n118.8 \n906.7 \n573.1 \n Dec \n370.3 \n197.3 \n567.6 \n219.6 \n133.9 \n921.0 \n567.6 \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n313.9 \n253.1 \n567.0 \n225.9 \n136.2 \n929.1 \n567.0 \nFeb \n318.7 \n264.4 \n583.1 \n228.6 \n132.2 \n943.9 \n583.1 \nMar \n374.6 \n234.6 \n609.2 \n231.4 \n129.5 \n970.1 \n609.2 \nApr \n358.4 \n262.7 \n621.1 \n234.0 \n126.8 \n981.9 \n621.1 \nMay \n436.2 \n233.2 \n669.4 \n238.0 \n119.1 \n1,026.7 \n669.4 \n \n \n \n \n \n \n \n \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \nJul \n232.87 \n66.77 \n5,9136.78 \nAug \n181.67 \n48.73 \n4,682.27 \nSep \n200.05 \n49.90 \n5,157.20 \nOct \n209.74 \n52.68 \n5,407.42 \nNov \n213.04 \n47.02 \n5,482.03 \nDec \n202.12 \n45.79 \n5,203.13 \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n189.25 \n35.40 \n4,882.11 \nFeb \n189.45 \n39.24 \n4,906.94 \nMar \n176.32 \n29.51 \n4,560.29 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \nApr \n172.91 \n29.64 \n4,473.51 \nMay \n174.89 \n35.45 \n4,485.11 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \nJuly \n1,162.1 \n109.7 \n70.8 \n561.9 \n1,904.5 \nAugust \n1,132.7 \n105.8 \n70.4 \n568.4 \n1,877.2 \nSeptember \n1,193.8 \n101.6 \n69.8 \n583.0 \n1,948.2 \nOctober \n1,229.3 \n95.2 \n69.3 \n575.8 \n1,969.7 \nNovember \n1,232.8 \n79.7 \n73.4 \n573.1 \n1,959.0 \nDecember \n1,330.7 \n63.3 \n72.7 \n567.6 \n2,034.3 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,206.2 \n63.3 \n70.1 \n567.0 \n1,906.7 \nFebruary \n1,373.4 \n48.3 \n71.5 \n583.1 \n2,076.3 \nMarch \n1,373.8 \n55.8 \n75.1 \n609.2 \n2,113.9 \nApril \n1,394.0 \n40.3 \n81.0 \n621.1 \n2,136.4 \nMay \n1,427.5 \n34.6 \n77.5 \n669.4 \n2,209.0 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n1,035.2 \n200.3 \n36.2 \n66.0 \n-29.8 \nFebruary \n1,244.9 \n1,025.4 \n219.5 \n26.9 \n67.3 \n-40.4 \nMarch \n1,277.6 \n1,016.2 \n261.4 \n8.9 \n65.8 \n-57.0 \nApril \n1,491.7 \n1,050.1 \n441.6 \n23.4 \n68.5 \n-45.1 \nMay \n1,480.8 \n1,037.7 \n443.1 \n27.3 \n70.1 \n-42.8 \nJune \n1,425.8 \n969.7 \n456.0 \n24.1 \n66.9 \n-42.8 \nJuly \n1,429.9 \n964.9 \n465.1 \n11.6 \n66.3 \n-54.7 \nAugust \n1,285.0 \n945.0 \n340.0 \n7.4 \n64.6 \n-57.2 \nSeptember \n1,519.7 \n982.7 \n536.9 \n5.7 \n63.8 \n-58.1 \nOctober \n1,489.0 \n1,006.6 \n482.5 \n4.8 \n62.3 \n-57.5 \nNovember \n1,379.5 \n955.9 \n423.7 \n3.9 \n60.7 \n-56.8 \nDecember \n1,469.9 \n993.3 \n476.6 \n4.6 \n59.3 \n-54.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from May 2012, the prescribed liquid asset ratio was reviewed to 30% of liabilities to the public. \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,417.0 \n1,007.9 \n409.0 \n2.6 \n30.0 \n-27.4 \nFebruary \n1,466.6 \n1,045.6 \n421.0 \n2.5 \n28.7 \n-26.2 \nMarch \n1,512.9 \n1,059.2 \n453.7 \n2.0 \n29.1 \n-27.1 \nApril \n1,608.4 \n1,098.5 \n509.9 \n2.6 \n29.3 \n-26.7 \nMay \n1,700.6 \n1,116.7 \n583.9 \n0.9 \n23.2 \n-22.3 \n35 \nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nValues of Transactions (US$ in millions) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n3,563.84 \n5.24 \n80.72 \n173.71 \n115.53 \n89.67 \nFeb \n2,968.02 \n5.52 \n103.88 \n156.66 \n118.70 \n80.56 \nMar \n3,339.98 \n15.21 \n134.33 \n178.08 \n118.47 \n102.05 \nApr \n3,535.58 \n16.58 \n140.28 \n187.85 \n160.61 \n123.03 \nMay \n3,915.31 \n15.42 \n129.20 \n203.37 \n211.75 \n152.24 \nJun \n3,544.35 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJul \n3,955.45 \n12.31 \n132.61 \n205.37 \n164.08 \n139.13 \nAug \n3,351.13 \n10.45 \n138.05 \n203.41 \n189.48 \n128.68 \nSep \n3,409.17 \n13.34 \n120.41 \n190.44 \n173.13 \n142.32 \nOct \n3,641.98 \n13.75 \n121.55 \n206.51 \n201.51 \n156.26 \nNov \n3,134.35 \n11.40 \n102.19 \n229.52 \n222.18 \n57.34 \nDec \n3,438.08 \n4.04 \n130.15 \n265.80 \n268.94 \n68.58 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAnnual Total \n41,797.24 \n136.91 \n1,450.48 \n2,382.07 \n2,091.02 \n1,361.84 \n \n \n \n \n \n \n \nJan \n3,093.01 \n5.24 \n102.26 \n233.10 \n228.25 \n68.31 \n2014 \n \n \n \n \n \n \nFeb \n2,954.93 \n10.73 \n96.27 \n193.90 \n217.14 \n64.42 \nMar \n3,332.79 \n10.40 \n103.58 \n232.94 \n255.32 \n87.94 \nApr \n3,439.33 \n9.66 \n126.26 \n253.16 \n264.38 \n96.29 \nMay \n3,915.31 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \n36 \nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nVolumes of Transactions (in thousands) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n181.68 \n21.18 \n761.09 \n691.18 \n6,950.84 \n47.53 \nFeb \n172.41 \n21.95 \n811.83 \n620.06 \n6,835.89 \n30.75 \nMar \n179.44 \n37.01 \n1,377.65 \n743.82 \n7,042.27 \n33.69 \nApr \n182.87 \n37.31 \n954.80 \n760.46 \n9,908.41 \n34.73 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n185.80 \n34.36 \n968.54 \n731.17 \n9,110.97 \n36.87 \nJul \n205.85 \n35.41 \n1,052.26 \n822.57 \n10,099.72 \n42.74 \nAug \n187.25 \n30.29 \n1,114.86 \n825.75 \n11,551.94 \n41.78 \nSep \n201.22 \n33.17 \n1,003.98 \n799.62 \n8,701.56 \n44.48 \nOct \n212.66 \n35.69 \n1,073.88 \n873.19 \n9,769.81 \n48.59 \nNov \n186.64 \n31.74 \n904.27 \n927.93 \n14,753.35 \n24.04 \nDec \n180.80 \n11.82 \n1,033.73 \n1,042.32 \n12,273.02 \n23.56 \n \n \n \n \n \n \n \nAnnual Total \n2,291.82 \n367.02 \n12,011.07 \n9,631.50 \n119,144.68 \n447.44 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n182.48 \n29.41 \n973.79 \n815.89 \n11,141.19 \n24.19 \nFeb \n175.09 \n32.95 \n991.91 \n799.12 \n10,631.60 \n25.10 \nMar \n192.02 \n32.35 \n1,163.76 \n947.64 \n12,859.50 \n30.82 \nApr \n183.63 \n28.12 \n1,184.85 \n974.37 \n13,298.04 \n29.23 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/May2014.pdf"}
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+{"doc_id": "7deecbb97e44398fbd04a5c5ec4de7f0", "text": "i \n \n \n \n \n \n \n \nJANUARY 2021 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nMerchandise Exports ................................................................................................................ 5 \nMerchandise Imports ................................................................................................................ 7 \nMerchandise Trade Balance ..................................................................................................... 8 \nMONETARY DEVELOPMENTS .............................................................................................. 9 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 12 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 13 \nMobile and Internet Based Transactions .............................................................................. 13 \nCard Based Transactions ....................................................................................................... 13 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n2020 \n \nDecember \n \n2021 \n \nJanuary \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0) (ZW$ millions) \n18,762.40 \n \n21,824.783 \n \n7.30 \n \nMoney Supply2 (M3) (ZW$ millions) \n204,924.86 \n \n220,484.563 \n \n16.32 \n \nAnnual Inflation1 (%) \n348.59 \n362.63 \n-53.07a \n \nBlended Annual Inflation1 (%) \n188.91 \n191.52 \n2.61a \nMonthly Inflation1 (%) \n4.22 \n5.43 \n1.21a \n \nBlended Monthly Inflation1 (%) \n2.75 \n2.76 \n0.01a \nNational Payment System Transactions2 \n(ZW$ billions) \n454.10 \n381.51 \n16.00 \nNominal Lending Rate2 \n(% per annum) \n6.00-65.00 \n6.00-85.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Provisional until audit is completed. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring the month of January 2021, international \nmonthly average prices for precious metals, \nselected base metals and Brent crude oil, firmed. \nInvestor expectations of global economic \nrecovery, amid optimism on vaccine roll-outs \nand robust growth in China, buoyed global \ncommodity markets, during the month under \nreview. \n \nPrecious Metals \n \n Gold \nGold \nprices \nrose \nby \n0.6%, \nfrom \nUS$1,856.89 per ounce recorded in December \n2020 to US$1,868.33 per ounce, during the \nmonth under review. The marginal rebound was \nsupported by a weaker US dollar, the threat of a \nsecond wave of Covid-19 infections, and \nemergence of new variants of the coronavirus. \nInvestor optimism about global vaccine roll-\nouts, however, capped the recovery in gold \nprices. \n \nPlatinum \nPlatinum prices rose by 6.0%, from a monthly \naverage of US$1,027.95 per ounce in December \n2020 to US$1,089.75 per ounce in January \n2021. The rally in platinum prices was bolstered \nby elevated stimulus packages and investor \nexpectations that the current vaccine roll-out \nwould support economic activity, particularly in \nthe automobile sector where the metal is a major \nraw material. Furthermore, a projected deficit in \nthe platinum market for 2021 continued to \nsupport prices from the supply side. \nFigure 1 shows the developments in precious \nmetal prices for the period from January 2020 to \nJanuary 2021. \n \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2020 \n \nBase Metals \n \nCopper \nCopper prices remained firm during the month \nunder analysis, as expectations of a substantial \nUS stimulus package coupled with a weaker US \ndollar supported prices from the demand-side. \nPrices rose by 2.8% to a monthly average of \nUS$7,970.50 per tonne, from US$7,756.95 per \ntonne recorded in December 2020. The outlook \nfor the base metal remains positive on account \nof strong economic recovery in China, the \nworld’s largest consumer of the base metal. \n \nNickel \nNickel prices further strengthened, rising by \n9.8%, from a monthly average of US$16,814.00 \nper tonne in December 2020 to US$17,847.45 \nper tonne, during the month under review. \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nPrices were bolstered by the renewed stimulus \npackage in the US and expectations of strong \ndemand for the metal, particularly from China. \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2020 \n \nBrent Crude Oil \nBrent crude oil prices remained bullish as signs \nof tightening supply offset concerns that a \nresurgence of the Covid-19 outbreak in some \ncountries and a slow roll-out of vaccinations \nwould dampen demand. Saudi Arabia, one of \nthe world’s major oil producers, announced \nplans to limit supply and pledged to cut \nproduction by 1 million barrels per day. Against \nthis backdrop, the international price of Brent \ncrude oil went up by 9.8% to US$55.33 per \nbarrel, from a monthly average of US$50.41 per \nbarrel in the previous month. \nFigure 3 shows developments in Brent crude oil \nprices for the period from January 2020 to \nJanuary 2021. \n \n \n \n \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2020 \n \nMERCHANDISE \nTRADE \nDEVELOPMENTS \n \nTotal merchandise trade for the month of \nJanuary 2021 stood at US$743.2 million, \nrepresenting \na \n26.8% \ndecline \nfrom \nUS$1,015.5 million recorded in December \n2020. The month-on-month decline in total \nmerchandise trade was largely driven by a \ndecrease in merchandise exports. Compared to \nthe corresponding month in the previous year, \nthe January 2021 outturn was 4.9% lower than \nthe US$781.4 million recorded in 2020. \nMerchandise Exports \n \nThe country’s merchandise exports declined by \n42.1%, from US$488.3 million in December \n2021 to US$282.9 million in January 2021. This \nwas largely on account of huge declines in \nexports of PGMs, particularly nickel mattes, \nduring the month under review. \nOn a year-on-year basis, merchandise exports \nfor January 2021 were 28.9% lower than the \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\nJan-20\nMar-20\nMay-20\nJul-20\nSep-20\nNov-20\nJan-21\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nUS$/barrel\n \n \n \n6 \n \nUS$397.7 million recorded in the corresponding \nmonth in 2020. Figure 4 shows developments in \nthe country’s merchandise exports for the period \nfrom January 2020 to January 2021. \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2020 \n \nDuring the month under review, gold exports \ndeclined by 47.1%, from US$105.3 million \nrealised in December 2020. The decline was \nlargely attributed to low production levels due \nto incessant rains that affected mining activities. \nIn addition, gold prices somewhat tapered off on \nthe international markets, on the back of \ninvestor optimism about global economic \nrecovery, due to mass Covid-19 vaccination roll \nouts. Export earnings from tobacco and \nindustrial diamonds also recorded monthly \ndeclines of 47.4% and 43.7%, respectively. \n \n1 PGMs include nickel mattes, nickel ores & concentrates \nand platinum \nTable 1 shows developments in the country’s \nexports for the months of December 2020 and \nJanuary 2021. \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \n \nDec-20 \nJan-21 \nShare of \nTotal (%) \nTotal Exports \n488.3 \n282.9 \n100.0 \nOf Which: \n \n \n \nPlatinum Group of \nMetals (PGMs1) \n227.0 \n124.7 \n44.1 \nGold \n105.3 \n55.7 \n19.7 \nTobacco \n(Inc. cigarettes) \n78.0 \n41.1 \n14.5 \nIndustrial diamonds \n26.8 \n15.1 \n5.3 \nFerro-chromium \n4.4 \n13.2 \n4.7 \nGinned cotton \n2.6 \n5.0 \n1.8 \nCoal \n2.4 \n4.3 \n1.5 \nChromium ores and \nconcentrates \n3.2 \n3.6 \n1.3 \nFerro-silicon \n0.5 \n1.4 \n0.5 \nBlack tea (fermented/ \npartly fermented) \n0.8 \n1.4 \n0.5 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nThe country’s exports were largely absorbed by \nSouth Africa (39.8%), followed by U.A.E \n(25.2%) and Mozambique (14.1%), during the \nmonth under review. Figure 5 shows the \ncountry’s major export markets in January 2021. \n \n \n \n \n \n \n0\n100\n200\n300\n400\n500\n600\n2020\n2021\n \n \n \n7 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nMerchandise Imports \n \nMerchandise imports eased by 12.7%, from \nUS$527.2 million in December 2020 to \nUS$460.3 million in January 2021. The imports \nfor the month under review were, however, \nhigher than in the corresponding month in 2020, \nas shown in Figure 6. \n \n \n \n \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2020 & 2021 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \nThe monthly decline in merchandise imports for \nthe month of January 2021 was mainly on \naccount of reduced imports of diesel, fertilisers, \ncrude soya bean oil and electricity. Improved \ndomestic hydro- electricity generation helped to \nreduce the country’s electricity import bill. \nMeanwhile, imports of maize and mealie meal \nincreased, as the government scaled up efforts to \ncushion the vulnerable and food insecure \nhouseholds, during the hunger-peak season, \nwhich traditionally spans from January to \nMarch. \nThe surge in imports of medicaments reflected \nthe increased importation of Covid-19 related \nmaterials that included test kits and personal \nprotective equipment (PPEs). Table 3 shows \nimports of major commodities for the months of \nDecember 2020 and January 2021, respectively. \n39.78%\n25.21%\n14.11%\n1.53%\n0.98%\n0.54%\n0.39%\n0.16%\n0.12%\n0.10%\nSouth Africa\nUnited Arab Emirates\nMozambique\nSwitzerland\nZambia\nUnited Republic of\nTanzania\nBotswana\nItaly\nNetherlands\nUganda\n0\n100\n200\n300\n400\n500\n600\n2020\n2021\n \n \n \n8 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \n Dec 20 \nUS$ m \nJan 21 \nUS$ m \nShare in \nJan 2021 \nImports \n(%) \nTotal Imports \n527.4 \n460.3 \n100.0 \nOf Which: \n \n \n \nMaize \n(Excluding Seed) \n13.5 \n26.2 \n5.7 \nDiesel \n22.7 \n19.6 \n4.3 \nMedicaments \n2.6 \n13.7 \n3.0 \nFertilisers \n(Ammonium \nnitrate & Urea) \n17.3 \n13.2 \n2.9 \nCrude soya bean \noil \n13.1 \n9.4 \n2.0 \nElectrical energy \n13.7 \n9.3 \n2.0 \nRice \n7.6 \n8.1 \n1.8 \nMaize meal \n2.4 \n7.1 \n1.5 \nUnleaded petrol \n7.1 \n6.0 \n1.3 \nHerbicides \n2.4 \n5.6 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nThe country’s imports for the month of January \n2021 were mainly sourced from South Africa \n(45.7%), China (17.2%), Singapore (6.5%), \nZambia (3.9%), Mauritius (3.6%), United \nKingdom (2.6%), Denmark (2.2%), India \n(2.1%), and other markets, as shown in Figure \n7. \n \n \n \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nMerchandise Trade Balance \n \nThe \naforementioned \ntrade \ndevelopments \nculminated in a significant widening of the \ncountry’s trade balance, from a deficit of \nUS$39.0 million in December 2020, to a deficit \nof US$177.4 million in January 2021. Figure 8 \nshows the country’s trade balance for the period \nfrom January 2020 to January 2021. \n \n \n \n \n \n45.7%\n17.2%\n6.5%\n3.9%\n3.6%\n2.6%\n2.2%\n2.1%\n1.7%\n1.5%\nSouth Africa\nChina\nSingapore\nZambia\nMauritius\nUnited Kingdom\nDenmark\nIndia\nMozambique\nUnited Arab Emirates\n \n \n \n9 \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \n \nMONETARY DEVELOPMENTS2 \n \nBroad money stood at ZW$220.71 billion in \nJanuary 2021, an increase of 7.60% from \nZW$204.92 billion3 recorded in December \n2020. The money stock (M3) comprised of \nforeign currency deposits, ZW$108.59 billion \n(49.25% of total money), while local currency \ntransferrable deposits amounted to ZW$97.90 \nbillion (44.40%); time deposits, ZW$11.35 \nbillion (5.15%); negotiable certificates of \ndeposits, \nZW$1.42 billion \n(0.65%); and \ncurrency in circulation, ZW$1.22 billion \n(0.55%). \n \n \n2All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \nThe foreign currency component of the deposits \nincluded in broad money increased from an \nequivalent of ZW$12.46 billion in January 2020 \nto ZW$108.59 billion in January 2021. The \ngrowth partly reflected valuation changes owing \nto movements in the exchange rate over the year \nto January 2021. The Zimbabwe dollar \ndepreciated from ZW$17.35 per US$1 in \nJanuary 2020 to ZW$82.68 per US$1 by \nJanuary 2021. \nLocal currency deposits also registered an \nannual growth of 384.11% in January 2021, \nwhile currency in circulation increased by \n28.00% over the same period. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \n \nThe annual growth in broad money was largely \non account of an expansion in credit to the \nprivate sector, by 543.18%, while net credit to \nGovernment rose by 23.37%. \n3 Provisional until the December 2020 RBZ audit exercise \nis completed. \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferable \ndeposits\n44.40%\nForeign \nCurrency \nDeposits\n49.25%\nTime \nDeposits\n5.15%\nCurrency in \nCirculation\n0.55%\nNCDs\n0.65%\n \n \n \n10 \n \nOn a month-on-month basis, credit to the private \nsector increased by 12.39% to ZW$83.91 \nbillion. Net credit to Government, however, \ndeclined by 32.56% to ZW$15.70 billion. \nCredit to the private sector was mainly extended \ntowards \nagriculture, \n31.47%; \nhouseholds, \n13.25%; \ndistribution, \n13.12%; \nfinancial \norganizations, 12.97%; manufacturing, 10.03%; \nand mining, 9.42%; as shown in figure Figure \n10. \n \nFigure 10: Distribution of Private Sector Credit \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCredit to the private sector was largely \nchanneled towards inventory build-up, 39.32%; \nother recurrent expenditures, 27.69%; and fixed \ncapital investment, 17.95%. \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of January 2021, the \nZimbabwe Stock Exchange (ZSE) exhibited \nbullish sentiments for the third consecutive \nmonth, with all the major indices registering \ngains. \n \nThe All Share, Top 10, Top 15 and mining \nindices increased by 36.58%, 33.91%, 5.39% \nand 30.89% to close at 3 600.82 points, 2 238.20 \npoints, 2 587.61 points and 4 356.74 points, \nrespectively. \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2020 \nOn an annual basis, the All Share, Top 10 and \nmining indices gained 981.65%, 614.35% and 1 \n163.121%, up from 332.90 points, 313.32 points \nand 344.92 points recorded in January 2020, \nrespectively. \n \nAs a result of positive trading during the month \nunder review, the cumulative value and volume \nof shares traded increased by 28.49% and \n682.09% to ZW$3.51 billion and 2.48 billion \nshares, respectively. \n \nDespite the bullish sentiments that characterized \nthe ZSE during the period under analysis, the \nHouseholds\n13.25%\nAgriculture\n31.47%\nMining\n9.42%\nManufacturing\n10.03%\nDistribution\n13.12%\nConstruction\n0.80%\nTransport & \nCommunicat\nions\n2.56%\nServices\n6.31%\nFinancial Org. \n& Investments\n12.97%\nOther\n0.07%\n0.00\n500.00\n1000.00\n1500.00\n2000.00\n2500.00\n0.00\n500.00\n1000.00\n1500.00\n2000.00\n2500.00\n3000.00\n3500.00\n4000.00\n28-Jan-20\n28-Feb-20\n28-Mar-20\n28-Apr-20\n28-May-20\n28-Jun-20\n28-Jul-20\n28-Aug-20\n28-Sep-20\n28-Oct-20\n28-Nov-20\n28-Dec-20\n28-Jan-21\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n11 \n \nproportion of foreign purchases, to the value of \nshares traded, fell to 2.22%, compared to 5.85% \nrecorded in the month of December 2020. \nConcomitantly, \nthe \nnet \nforeign \nposition \nworsened from a net outflow of ZW$356.09 \nmillion to a net outflow of ZW$509.28 million, \nduring the month of January 2021. \n \n Figure 12: ZSE Monthly Volumes and \nValues Traded \n \nSource: Zimbabwe Stock Exchange, 2020 \nAs a consequence of bullish trading activity on \nthe local bourse, the market gained ZW$116.98 \nmillion, or 36.80% worth of capitalization, to \nZW$434.86 billion as at end of January 2021. \nOn a year-on-year basis, the local bourse \ncapitalization increased by 901.36%, from \nZW$43.43 billion recorded in January 2020. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nHeadline inflation which had been on the \ndecline since July 2020, rose from 348.59% in \n \n4The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nDecember 2020 to 362.63% in January 2021. \nThe increase was partially attributable to the \nnew fiscal tax measures which took effect in \nJanuary 2021. \n \nAnnual food inflation increased from 346.40% \nin December 2020 to 369.43% in January 2021 \ninflation. The rise in annual food inflation was \npartially due to Covid-19 lockdown induced \nshortages. Shortages of grain, maize and wheat, \nalso affected bread and cereals prices. \n \nFood and non-alcoholic beverages, bread and \ncereals; vegetables; and meat, contributed \n139.27; 38.61; 38.48 and 23.8 percentage points \nto the January 2021 inflation rate, respectively. \n \nAnnual non-food inflation rose by 7.52 \npercentage points, from 350.17% in December \n2020 to 357.69% in January 2021. Non-food \ninflation contributed about 207.05 percentage \npoints \nto \nthe \nJanuary \n2021 \ninflation. \nMiscellaneous goods and services; housing, \nwater, electricity, gas and other fuels; transport; \nand alcoholic beverages and tobacco remained \nthe largest contributors to non-food inflation. \n \nAnnual Blended CPI inflation4 accelerated from \n188.91% in December 2020 to 191.52% in \nJanuary 2021. Blended non-food inflation \ncontributed 131.08 percentage points to annual \nblended inflation. The food and non-alcoholic \nbeverages category accounted for the remaining \n60.42 percentage points. \n \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the US$. \n0\n500\n1,000\n1,500\n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n12 \n \nMonthly Inflation \n \nThe month-on-month ZW$ inflation further \naccelerated from 4.22% in December 2020, to \n5.43% in January 2021, on account of increases \nin both food and non-food inflation. \n \nThe increase in monthly food inflation was \nmainly attributed to rises in prices of vegetables; \nbread and cereals; and meat. The tightening of \nCovid-19 lockdown restrictions also contributed \nto price rises during the month under review. \n \nMonthly non-food inflation also accelerated \nfrom 2.63% in December 2020 to 3.70% in \nJanuary 2021. The increase was ascribed to rises \nin \nhousing \nand \nmunicipality \ncharges; \nmiscellaneous \ngoods \nand \nservices; \nand \ntransport, among others. \n \nBlended monthly inflation stood at 2.76% in \nJanuary 2021, a marginal increase from the \nDecember 2020 rate of 2.75%. The marginal \nrise in monthly blended inflation was attributed \nto increases in all CPI categories. \n \nFigure 13 shows month-on-month inflation \ndevelopments for the period from January 2020 \nto January 2021. \n \n \n \n \n \n \n \n \n \nFigure 13: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2020 \n \nNATIONAL PAYMENTS SYSTEM \n \nDuring the month of January 2020, transactions \nprocessed through the National Payments \nSystem (NPS) declined by 16.0%, to close at \nZW$381.51 billion, from ZW$454.10 billion in \nDecember \n2020. \nThe \nvolume \nof \nNPS \ntransactions at 106.69 million, were 22.5% \nlower compared to 137.63 million recorded in \nthe previous month. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nReal \nGross \nSettlement \nSystem \n(RTGS) \ntransactions increased from ZW$302.66 billion \nin December 2020 to close at ZW$255.55 \nbillion in January 2021. RTGS transaction \nvolumes fell by 34.5% to close at 720 032 \nmillion, during the same month. \n \n \n \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFood\nNon-Food\nOverall\n \n \n \n13 \n \nFigure 14: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCash Transactions \n \nDuring the month under review, cash based \ntransactions declined to ZW$4.16 billion, from \nZW$7.13 billion in December 2020. \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions declined \nby 10.70% to close at ZW$100.30 billion in \nJanuary 2021. \nCard Based Transactions \n \nCard-based transactions declined to ZW$21.50 \nbillion, during the month under review, from \nZW$32.00 billion in December 2020. \n \nRESERVE BANK OF ZIMBABWE \n -\n 50.0\n 100.0\n 150.0\n 200.0\n 250.0\n 300.0\n 350.0\n0\n200\n400\n600\n800\n1000\n1200\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n14 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n16 \n 2. Central Bank Survey \n \n \n \n \n \n \n17 \n \n3. Other Depository Corporations Survey \n \n \n \n \n18 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n19 \n 4.2 Liabilities \n \n \n \n \n \n \n \n20 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n21 \n 5.2 Liabilities \n \n \n \n22 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n23 \n 6.2 Liabilities \n \n \n \n \n \n24 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n25 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n26 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n27 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n28 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n29 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n30 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n31 \n 11. Exchange Rates \n \n \n \n \n \n \n \n32 \n \n \n \n \n \n \n15 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 33 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 34 \n \n13.2 Volumes of Transactions \n \n \n \n \n 35 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 36 \n \n \n \n \n \n \n \n \n \n \n \n16 \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nNet Foreign Assets\n-41,890,476.47\n-41,693,753.23\n-64,413,672.15\n-89,046,879.04\n-97,000,590.99\n-234,278,568.81\n-309,340,585.00\n-323,918,937.77\n-317,370,813.35\n-327,434,598.03\n-322,916,992.61\n-316,766,634.64\n-328,526,094.64\nCentral Bank(net)\n-51,596,769.75\n-51,659,786.89\n-78,356,892.58\n-104,544,431.97\n-114,377,001.26\n-275,623,563.54\n-366,357,650.73\n-391,303,802.50\n-386,104,783.47\n-398,503,742.75\n-398,165,536.09\n-392,036,907.50\n-406,631,588.87\nForeign Assets\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\nForeign Liabilities\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\nOther Depository Corporations(net)\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\nForeign Assets\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\nForeign Liabilities\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\nNet Domestic Assets (NDA)\n78,162,546.08\n80,030,632.68\n112,816,570.52\n141,032,021.98\n156,475,813.43\n334,099,369.96\n441,599,870.68\n470,066,520.53\n471,206,354.87\n497,207,430.71\n507,265,762.28\n521,691,490.51\n549,010,656.62\nDomestic Claims\n28,569,680.55\n30,260,777.76\n34,054,407.09\n32,574,364.29\n39,063,809.71\n50,113,139.15\n59,894,402.15\n62,852,286.66\n63,493,587.42\n80,786,149.78\n88,712,115.98\n101,159,726.29\n108,399,214.96\nClaims on Central Government(net)\n12,724,160.31\n12,697,777.62\n12,949,759.72\n10,305,498.64\n14,278,461.16\n11,286,874.74\n14,475,978.36\n11,939,163.62\n9,165,660.28\n16,233,346.76\n18,766,373.80\n23,276,846.68\n15,698,011.65\nClaims on Central Government\n16,676,243.01\n16,838,781.22\n17,542,397.05\n17,458,577.62\n18,059,689.23\n22,643,966.48\n25,495,963.30\n25,856,421.22\n24,510,261.70\n26,940,376.62\n28,442,906.62\n37,789,748.86\n34,941,802.63\nCentral Bank\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,476,066.34\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\nODCs\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\nLess Liabilities to Central Government\n3,952,082.70\n4,141,003.60\n4,592,637.32\n7,153,078.98\n3,781,228.06\n11,357,091.74\n11,019,984.94\n13,917,257.60\n15,344,601.42\n10,707,029.86\n9,676,532.82\n14,512,902.18\n19,243,790.98\nCentral Bank\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\nODCs\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\nClaims on Other Sectors\n15,845,520.24\n17,563,000.14\n21,104,647.37\n22,268,865.65\n24,785,348.54\n38,826,264.41\n45,418,423.79\n50,913,123.04\n54,327,927.14\n64,552,803.02\n69,945,742.18\n77,882,879.61\n92,701,203.31\nOther Financial Corporations\n202,429.27\n281,264.28\n307,104.48\n290,091.57\n356,669.90\n753,439.03\n1,010,123.42\n298,579.49\n338,002.03\n1,398,438.67\n1,450,895.49\n606,276.57\n396,273.97\nState and Local Government\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\nPublic Non Financial Corporations\n2,564,682.98\n2,591,284.85\n3,301,602.89\n3,508,675.95\n2,824,122.73\n5,863,041.63\n5,154,947.39\n3,941,697.68\n4,796,976.15\n6,006,655.50\n5,000,659.17\n2,578,274.18\n8,366,572.13\nPrivate Sector\n13,046,099.50\n14,658,746.06\n17,465,318.54\n18,442,253.62\n21,577,980.23\n32,186,558.49\n39,227,391.60\n46,644,986.05\n49,157,774.70\n57,113,246.08\n63,465,738.17\n74,660,404.58\n83,910,160.40\nCentral Bank\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\nODCs\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\nOther Items(Net)\n-49,592,865.53 -49,769,854.91 -78,762,163.43 -108,457,657.69 -117,412,003.72 -283,986,230.81 -381,705,468.53 -407,214,233.87 -407,712,767.45 -416,421,280.93 -418,553,646.30 -420,531,764.21 -440,611,441.66\nShares and Other Equity\n-43,829,432.91\n-44,342,348.31\n-71,119,022.50\n-98,326,925.77\n-108,187,301.34\n-265,536,483.62\n-359,843,502.38\n-393,275,806.44\n-386,761,250.11\n-392,085,071.73\n-397,700,402.79\n-390,151,578.46\n-408,061,464.88\nLiabilities to Other Financial Corporations\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\nRestricted Deposits\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n4,057,817.74\n1,036,012.77\n1,208,834.37\n2,648,204.14\n835,126.11\n718,690.98\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-7,249,777.25\n-6,701,730.71\n-9,930,489.25\n-11,865,486.12\n-10,435,832.78\n-22,215,725.96\n-23,936,937.79\n-18,418,731.56\n-22,359,693.99\n-25,986,791.29\n-23,925,064.43\n-31,507,330.50\n-33,645,336.61\nBroad Money-M3\n36,272,069.61\n38,336,879.45\n48,402,898.37\n51,985,142.94\n59,475,222.44\n99,820,801.15\n132,259,285.68\n146,147,582.76\n153,835,541.52\n169,772,832.69\n184,348,769.67\n204,924,855.86\n220,484,561.98\nSecurities Other than Shares Included in Broad Money\n255,563.69\n260,055.92\n476,793.67\n337,556.97\n359,194.93\n863,206.40\n1,024,311.11\n1,111,664.44\n1,083,907.10\n1,231,944.90\n1,237,340.99\n1,436,202.84\n1,422,437.87\nBroad Money-M2\n36,016,505.92\n38,076,823.53\n47,926,104.70\n51,647,585.97\n59,116,027.50\n98,957,594.75\n131,234,974.57\n145,035,918.32\n152,751,634.42\n168,540,887.79\n183,111,428.68\n203,488,653.02\n219,062,124.11\nOther Deposits\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\nNarrow Money-M1\n33,989,906.64\n35,882,510.46\n45,574,113.84\n49,124,730.79\n56,273,245.28\n94,939,899.37\n125,187,820.69\n139,604,307.06\n145,816,200.84\n160,143,748.68\n174,113,615.18\n193,581,808.32\n207,710,646.74\nTransferable Deposits\n33,036,665.86\n34,932,660.39\n44,529,936.02\n48,082,573.35\n55,147,175.33\n93,730,970.73\n123,981,130.10\n138,523,712.90\n144,756,556.77\n159,085,591.39\n173,047,801.52\n192,383,729.76\n206,490,526.41\n Of which Foreign Currency Accounts\n12,458,349.93\n12,476,934.91\n20,909,726.92\n19,463,088.16\n24,984,322.48\n57,701,775.14\n79,076,606.18\n86,014,194.25\n92,191,134.58\n97,621,848.10\n102,185,943.24\n103,728,205.33\n108,593,568.84\nCurrency Outside Depository Corporations\n953,240.77\n949,850.07\n1,044,177.82\n1,042,157.43\n1,126,069.95\n1,208,928.64\n1,206,690.59\n1,080,594.16\n1,059,644.06\n1,058,157.28\n1,065,813.65\n1,198,078.56\n1,220,120.33\nMemorandum Items\nReserve Money\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\nFCAs as a Percentage of Deposits in M3\n35.3%\n33.4%\n44.2%\n38.2%\n42.8%\n58.5%\n60.3%\n59.3%\n60.3%\n57.9%\n55.8%\n50.9%\n49.5%\nEnd Period Exchange Rate\n17.35\n17.95\n25.00\n25.00\n25.00\n57.36\n76.76\n83.40\n81.44\n81.35\n81.82\n81.79\n82.68\nSource: Reserve Bank of Zimbabwe, 2021\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n17 \n \n \nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nNet Foreign Assets\n-51,596,769.75 -51,659,786.89 -78,356,892.58 -104,544,431.97 -114,377,001.26 -275,623,563.54 -366,357,650.73 -391,303,802.50 -386,104,783.47 -398,503,742.75 -398,165,536.09 -392,036,907.50 -406,631,588.87\nClaims on Non Residents\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\nOfficial Reserves Assets\n2,888,945.28\n3,104,642.81\n1,759,943.91\n1,340,523.61\n1,452,620.38\n9,522,205.82\n12,511,281.83\n15,651,918.68\n12,374,572.35\n12,357,598.03\n11,668,298.64\n2,786,278.07\n6,677,598.06\nOther Foreign Assets\n2,345,086.60\n2,400,193.22\n3,188,983.44\n3,176,152.22\n3,601,500.00\n8,323,540.15\n11,118,819.74\n11,993,657.14\n11,669,281.34\n11,660,124.13\n11,767,888.40\n11,838,216.95\n12,009,507.37\nLess Liabilities to Non Residents\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\nShort Term Liabilities\n39,597,730.68\n41,112,190.47\n55,611,921.72\n54,593,528.76\n54,707,783.64\n134,067,700.58\n179,874,148.53\n193,114,218.14\n190,611,160.64\n190,817,851.33\n189,287,948.45\n187,885,613.69\n192,806,142.21\nOther Foreign Liabilities*\n17,233,070.95\n16,052,432.45\n27,693,898.21\n54,467,579.05\n64,723,338.01\n159,401,608.92\n210,113,603.77\n225,835,160.18\n219,537,476.52\n231,703,613.58\n232,313,774.68\n218,775,788.84\n232,512,552.09\n of which blocked funds\n8,883,831.36\n7,456,288.96\n15,724,574.19\n42,561,402.55\n52,790,869.15\n131,743,040.88\n171,686,088.39\n184,824,435.01\n179,488,881.37\n191,557,287.91\n191,564,844.22\n177,624,192.87\n190,969,111.27\nNet Domestic Assets (NDA)\n60,847,793.85\n61,040,731.37\n90,061,836.40\n117,004,178.58\n128,192,366.11\n288,275,130.35\n382,503,085.26\n403,686,857.45\n398,837,103.00\n414,025,868.46\n416,589,882.06\n410,799,302.62\n428,456,369.46\nDomestic Claims\n10,746,256.31\n10,973,320.90\n11,480,169.17\n9,144,133.05\n12,736,347.09\n10,707,313.49\n13,930,835.24\n9,173,375.62\n8,137,864.08\n16,330,004.87\n15,975,321.34\n17,721,762.12\n18,864,046.83\nNet Claims on Central Government\n8,439,262.68\n8,477,725.92\n8,578,739.93\n6,100,515.00\n10,322,164.33\n6,497,233.96\n9,443,480.36\n5,892,417.23\n4,011,357.97\n9,947,354.13\n11,354,832.62\n15,520,804.20\n10,812,290.33\nClaims on Central Government\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,472,711.66\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\nOf which: Securities Other than Shares\n6,784,907.24\n6,729,080.00\n6,635,562.28\n6,568,167.46\n6,515,431.76\n6,441,291.52\n6,348,432.53\n6,274,326.46\n6,194,697.32\n6,101,509.11\n6,051,655.92\n6,035,224.38\n6,165,262.55\n of which USD Securities revaluations (Ex\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLoans\n5,513,803.84\n5,811,437.65\n6,126,824.37\n6,169,083.96\n6,957,279.90\n9,933,663.19\n12,383,150.07\n12,684,520.32\n11,629,732.03\n12,753,129.37\n13,409,761.69\n19,658,455.39\n18,437,148.85\n Loans and Advances\n1,611,254.61\n1,808,444.47\n2,123,588.25\n2,165,988.51\n2,954,184.45\n5,927,212.09\n8,377,024.21\n8,672,446.67\n7,617,711.22\n8,740,654.93\n9,388,431.71\n15,645,165.82\n14,425,116.65\n Legacy Debt\n371,310.28\n391,427.33\n391,670.28\n391,529.61\n391,529.61\n394,885.26\n394,560.01\n400,507.80\n400,454.97\n400,908.59\n409,764.14\n401,723.73\n400,466.35\n Export Incentives\n3,531,238.96\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\nOf which: Deposits\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n2,306,993.64\n2,495,594.98\n2,901,429.23\n3,043,618.05\n2,414,182.75\n4,210,079.53\n4,487,354.87\n3,280,958.40\n4,126,506.11\n6,382,650.74\n4,620,488.72\n2,200,957.92\n8,051,756.50\nOther Financial Corporations\n123,637.97\n185,777.12\n190,538.80\n197,799.53\n198,980.02\n198,722.36\n199,979.99\n200,871.01\n194,092.65\n191,304.06\n192,148.23\n188,349.05\n204,933.06\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n2,105,286.54\n2,135,637.84\n2,527,892.32\n2,663,591.64\n2,032,346.15\n3,825,379.33\n4,103,280.79\n2,895,408.28\n3,746,599.01\n4,967,594.21\n3,730,697.26\n1,309,265.53\n7,102,293.92\nPrivate Sector\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\nClaims on Other Depository Corporations\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\nOf which: Loans\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\nOther Liabilities to ODCs\n8,461,698.70\n9,792,726.83\n9,684,173.41\n9,131,313.79\n12,393,411.08\n20,777,523.67\n31,484,074.13\n36,504,621.50\n37,868,889.89\n35,078,524.21\n43,158,130.62\n53,880,036.70\n52,386,928.65\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n5,320,924.19\n5,467,251.69\n5,944,214.63\n6,089,528.73\n6,941,755.11\n11,137,597.35\n13,291,243.49\n14,580,745.12\n13,851,775.48\n9,084,137.29\n11,687,723.67\n22,262,484.07\n29,594,641.97\nOther Items(Net)\n-57,145,180.31 -58,322,160.20 -86,517,998.56 -114,986,959.06 -125,482,666.85 -295,508,852.17 -397,084,920.55 -427,953,446.54 -425,725,999.11 -429,887,129.29 -440,784,407.01 -443,273,555.40 -459,415,237.58\nShares and Other Equity\n-55,918,839.02\n-56,770,197.78\n-85,756,440.85\n-113,862,068.88\n-124,140,506.17\n-296,849,225.12\n-396,135,173.94\n-433,060,072.45\n-427,106,363.79\n-433,463,716.88\n-441,933,638.10\n-442,191,359.79\n-459,147,547.11\nOther Items(Net)\n-2,572,613.77\n-2,671,268.75\n-2,708,996.60\n-2,626,463.31\n-2,187,936.05\n-2,077,424.75\n-2,675,989.93\n-2,358,189.93\n-3,416,387.63\n-3,309,230.72\n-3,537,819.62\n-3,242,652.80\n-1,473,280.48\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n7,464,815.83\n4,796,752.30\n6,885,818.31\n4,687,050.70\n2,160,457.19\n1,205,590.01\n0.17\n0.12\n0.13\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\nBond Coins\n99,714.26\n99,712.42\n99,712.71\n99,710.76\n99,712.72\n99,710.08\n99,709.22\n99,709.27\n99,709.34\n99,709.54\n99,709.66\n2,375,925.99\n99,709.66\nBond Notes\n1,036,938.66\n1,117,198.96\n1,208,072.64\n1,240,929.09\n1,356,393.24\n1,570,979.64\n1,797,797.97\n1,955,979.19\n2,044,143.53\n2,022,625.16\n2,029,709.06\n99,709.69\n2,603,693.97\nLiabilities to ODCs\n7,253,578.67\n7,089,397.08\n8,789,318.37\n10,198,688.17\n12,082,367.03\n10,419,558.83\n11,457,457.43\n10,063,539.06\n10,250,353.16\n13,378,590.41\n15,910,190.58\n16,386,469.12\n19,121,376.95\n Reserve Deposits\n1,040,852.24\n1,082,852.88\n1,205,004.05\n1,213,756.71\n1,386,675.05\n890,125.59\n1,049,647.55\n1,237,283.94\n1,401,898.97\n1,678,661.09\n2,008,569.51\n2,199,092.20\n2,444,129.79\n Exess reserves \n6,212,726.43\n6,006,544.20\n7,584,314.32\n8,984,931.47\n10,695,691.98\n9,529,433.25\n10,407,809.87\n8,826,255.12\n8,848,454.19\n11,699,929.32\n13,901,621.07\n14,187,376.93\n16,677,247.16\nPrivate Deposits\n860,792.52\n1,074,636.02\n1,607,840.10\n920,418.59\n276,891.86\n561,318.26\n2,790,469.91\n263,827.44\n338,113.50\n21,200.60\n384,736.66\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2021\n Provisional until audit is completed\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n18 \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nNet Foreign Assets\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\nClaims on Non Residents\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\nOf Which: Foreign Currency\n3,176,598.38\n3,136,431.39\n3,607,624.65\n3,642,933.80\n3,581,769.90\n9,729,549.76\n18,357,028.29\n28,776,016.24\n30,217,561.04\n32,235,029.76\n34,673,918.84\n39,886,775.04\n42,733,946.30\nDeposits\n9,953,357.06\n10,175,380.89\n15,179,403.50\n16,753,404.99\n18,887,749.91\n43,314,001.39\n53,559,656.10\n55,319,393.27\n53,657,586.61\n53,623,468.12\n55,308,353.64\n49,426,810.30\n50,993,755.75\nOther\n23,051.63\n33,034.42\n40,818.25\n41,246.08\n41,430.97\n86,679.92\n106,177.81\n114,882.47\n111,830.36\n111,520.80\n99,718.57\n145,114.78\n154,683.94\nLess Liabilities to Non Residents\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\nOf Which: Deposits\n1,591,189.46\n1,285,842.52\n1,574,950.88\n1,667,098.42\n1,860,609.63\n3,767,028.56\n5,065,144.06\n5,996,405.81\n4,800,281.08\n4,449,027.74\n4,387,729.22\n3,826,796.90\n4,683,800.54\nLoans\n1,855,524.33\n2,092,970.52\n3,309,675.09\n3,272,933.52\n3,273,930.87\n8,018,207.80\n9,940,652.40\n10,829,021.44\n10,452,726.81\n10,451,846.22\n10,445,718.35\n10,361,630.37\n11,093,091.22\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n24,751,743.05\n26,346,359.69\n31,807,660.02\n34,525,013.99\n40,695,850.36\n56,705,559.53\n71,245,059.44\n74,011,298.35\n79,943,074.31\n91,947,346.14\n105,610,829.31\n127,131,173.37\n140,672,048.38\nDomestic Claims\n17,823,424.24\n19,287,456.86\n22,574,237.92\n23,430,231.24\n26,324,107.94\n39,405,825.66\n45,963,566.91\n53,678,911.04\n55,355,723.35\n64,456,144.91\n72,736,794.64\n83,427,964.18\n89,535,168.13\nNet Claims on Central Government\n4,284,897.63\n4,220,051.70\n4,371,019.79\n4,204,983.64\n3,952,942.15\n4,789,640.77\n5,032,498.00\n6,046,746.39\n5,154,302.32\n6,285,992.63\n7,411,541.18\n7,756,042.48\n4,885,721.32\nClaims on Central Government\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\nSecurities\n4,372,420.71\n4,293,116.08\n4,775,618.52\n4,716,858.96\n4,579,097.46\n6,264,725.96\n6,760,053.73\n6,883,528.44\n6,676,225.73\n8,068,172.39\n8,961,484.35\n12,072,773.09\n10,322,702.11\nLoans\n5,111.21\n5,147.49\n4,391.86\n4,467.24\n4,525.43\n4,285.81\n4,326.98\n14,046.00\n9,606.62\n17,565.74\n20,004.65\n23,296.00\n16,689.12\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\nOf which: Deposits\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n13,538,526.61\n15,067,405.16\n18,203,218.14\n19,225,247.60\n22,371,165.79\n34,616,184.88\n40,931,068.91\n47,632,164.65\n50,201,421.03\n58,170,152.28\n65,325,253.46\n75,671,921.69\n84,649,446.81\nOther Financial Corporations\n78,791.30\n95,487.15\n116,565.68\n92,292.05\n157,689.88\n554,716.67\n810,143.43\n97,708.48\n143,909.38\n1,207,134.60\n1,258,747.26\n407,927.51\n191,340.91\nState and Local Government\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\nPublic Non Financial Corporations\n459,396.43\n455,647.01\n773,710.57\n845,084.31\n791,776.58\n2,037,662.29\n1,051,666.60\n1,046,289.40\n1,050,377.14\n1,039,061.29\n1,269,961.90\n1,269,008.65\n1,264,278.21\nPrivate Sector\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\nClaims on the Central Bank\n13,400,742.47\n14,084,026.73\n16,430,721.57\n18,224,911.62\n21,706,416.06\n29,919,616.89\n54,830,533.49\n55,843,634.83\n57,763,783.89\n68,012,702.35\n74,300,828.81\n77,254,382.86\n79,477,691.43\nCurrency\n183,412.14\n267,061.31\n263,607.53\n298,482.41\n330,036.01\n461,761.08\n690,816.60\n975,094.30\n1,084,208.81\n1,064,177.41\n1,063,605.07\n1,177,847.43\n1,483,283.31\nReserves\n13,217,330.33\n13,816,965.42\n16,167,114.04\n17,926,429.21\n21,376,380.05\n29,457,855.81\n54,139,716.89\n54,868,540.52\n56,679,575.08\n66,948,524.94\n73,237,223.74\n76,076,535.42\n77,994,408.12\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n185,829.15\n189,591.37\n258,425.60\n346,363.87\n536,691.85\n887,577.50\n1,387,934.10\n1,837,109.59\n1,863,123.11\n1,812,655.13\n1,489,512.69\n1,318,615.34\n391,146.93\nOther Items(Net)\n6,286,594.51\n6,835,532.53\n6,938,873.87\n6,783,765.00\n6,797,981.79\n11,732,305.51\n28,161,106.86\n33,674,137.93\n31,313,309.81\n38,708,845.99\n39,937,281.45\n32,232,558.32\n27,949,664.25\nShares and Other Equity\n12,089,406.11\n12,427,849.47\n14,637,418.35\n15,535,143.11\n15,953,204.84\n31,312,741.50\n36,291,671.56\n39,784,266.01\n40,345,113.68\n41,378,645.15\n44,233,235.31\n52,039,781.33\n51,086,082.23\nLiabilities to other ressident sectors\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\nOther Items(Net)\n-5,942,883.74\n-5,747,234.71\n-8,038,453.91\n-8,984,559.18\n-9,520,578.07\n-19,928,617.05\n-8,479,293.02\n-6,532,614.47\n-9,403,967.74\n-3,111,546.88\n-4,719,570.65\n-20,099,241.64\n-23,513,086.84\nDeposits and Securities Included in Broad Money\n34,458,036.32\n36,312,393.36\n45,750,880.45\n50,022,566.92\n58,072,260.63\n98,050,554.25\n128,262,125.18\n141,396,163.08\n148,677,044.43\n163,016,490.87\n180,859,372.79\n202,401,446.22\n218,777,542.62\nDeposits Included in Broad Money\n34,202,472.63\n \n36,052,337.44\n \n45,274,086.77\n \n49,685,009.94\n \n57,713,065.69\n \n97,187,347.86\n \n127,237,814.07\n \n140,284,498.63\n \n147,593,137.33\n \n161,784,545.97\n \n179,622,031.80\n \n200,965,243.38\n \n217,355,104.75\n \nTransferable Deposits\n32,175,873.35\n \n33,858,024.37\n \n42,922,095.92\n \n47,162,154.77\n \n54,870,283.47\n \n93,169,652.47\n \n121,190,660.19\n \n134,852,887.37\n \n140,657,703.75\n \n153,387,406.86\n \n170,624,218.30\n \n191,058,398.68\n \n206,003,627.38\n \n of which FCAs\n12,458,349.93\n \n12,476,934.91\n \n20,909,726.92\n \n19,463,088.16\n \n24,984,322.48\n \n57,701,775.14\n \n79,076,606.18\n \n82,607,196.16\n \n88,430,395.05\n \n91,944,864.16\n \n100,147,096.67\n \n102,824,762.68\n \n108,386,216.00\n \nOther Deposits\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\nMoney Market Instruments\n255,563.69\n \n260,055.92\n \n476,793.67\n \n337,556.97\n \n359,194.93\n \n863,206.40\n \n1,024,311.11\n \n1,111,664.44\n \n1,083,907.10\n \n1,231,944.90\n \n1,237,340.99\n \n1,436,202.84\n \n1,422,437.87\n \nSource:Reserve Bank of Zimbabwe,2021\n \n \n \n \n19 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n21 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n23 \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n24 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nSource:Reserve Bank of Zimbabwe,2021\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n25 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n1,430,322.3\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n1,447,865.7\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n7,530,493.2\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n1,566,329.2\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n7,530,493.2\nDec\n3,260,641.3\n140,783.7\n27,127.1\n1,114,871.8\n48,155.6\n1,504,624.8\n1,027,373.9\n821,797.2\n823,237.5\n84,684.8\n1,428,029.4\n7,328.2\n10,288,655.3\n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nMar\n5,400,573.8\n137,553.1\n109,432.3\n1,355,737.8\n60,656.4\n2,181,804.5\n1,514,365.3\n1,743,391.4\n911,568.0\n129,647.8\n2,083,395.0\n30,867.0\n15,658,992.1\nApr\n5,497,243.2\n144,302.2\n94,782.2\n1,298,701.4\n50,563.1\n2,200,545.8\n1,762,996.4\n1,756,962.2\n1,057,031.7\n149,805.9\n2,211,133.9\n33,524.9\n16,257,593.1\nMay\n6,753,987.6\n152,161.1\n176,776.3\n1,688,453.5\n61,403.0\n2,272,323.3\n2,155,232.1\n2,018,291.5\n1,335,664.7\n161,892.6\n2,646,269.6\n56,873.3\n19,479,328.7\nJun\n8,233,748.4\n178,010.1\n127,961.9\n3,248,219.4\n64,989.9\n5,469,986.1\n3,799,659.7\n4,379,017.7\n1,983,339.3\n277,602.3\n3,665,408.8\n46,385.0\n31,474,328.4\nJul\n8,927,920.7\n256,440.3\n209,123.9\n4,249,101.8\n34,055.9\n7,106,442.2\n5,125,740.6\n5,385,837.1\n2,413,677.9\n418,160.1\n4,321,918.7\n46,630.6\n38,495,050.0\nAug\n9,773,178.5\n269,675.4\n194,537.6\n5,470,092.5\n33,043.1\n7,946,261.7\n6,723,930.2\n5,651,838.1\n3,103,883.1\n446,084.4\n5,291,100.2\n48,922.4\n44,952,547.2\nSep\n10,508,860.2\n202,929.0\n203,610.8\n4,810,727.3\n29,975.8\n1,041,079.2\n7,136,261.7\n4,099,760.8\n3,255,496.9\n517,871.7\n6,526,576.1\n48,754.1\n38,381,903.5\nOct\n12,296,430.5\n302,589.5\n251,238.7\n9,053,118.1\n28,434.2\n8,136,185.8\n6,305,609.4\n6,351,785.6\n3,855,757.6\n649,444.5\n7,243,035.0\n49,339.0\n54,522,967.8\nNov\n14,705,718.3\n553,426.7\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.6\n62,620,251.7\nDec\n19,070,900.2\n557,071.8\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.9\n70,794,542.0\n2021\nJan\n23,978,167.4\n610,696.1\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.6\n76,182,105.9\nSource:Reserve Bank of Zimbabwe,2021\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n26 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n1,000.0\n \n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n17,413,139.2\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,272,162.4\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nDec\n1,877,764.1\n950,348.8\n2,917,087.2\n3,126,494.5\n1,421,969.0\n4,411,638.4\n2,605,023.1\n1,664,547.7\n8,410,964.0\n554,937.3\n2,477,474.0\n116,789.4\n30,535,037.6\n1,000.0\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nFeb\n2,492,591.8\n1,191,731.7\n3,340,863.8\n8,721,475.9\n1,919,428.5\n5,869,104.2\n3,481,495.5\n2,729,162.0\n10,202,203.6\n760,155.3\n3,574,134.5\n82,845.8\n44,365,192.6\nMar\n2,678,262.7\n1,449,645.9\n3,231,059.0\n11,715,273.9\n2,114,093.0\n6,507,000.0\n4,576,971.8\n3,048,053.5\n11,490,205.2\n947,918.2\n4,257,117.7\n72,082.9\n52,087,683.7\nApr\n2,854,374.8\n1,118,295.5\n3,492,330.5\n5,271,473.4\n1,999,901.1\n6,191,170.7\n4,276,817.2\n3,727,579.4\n14,060,717.8\n713,407.0\n4,444,924.9\n83,109.3\n48,234,101.6\nMay\n3,866,781.1\n1,163,944.9\n4,713,727.6\n7,932,403.4\n1,991,042.6\n7,151,451.5\n5,858,495.1\n5,031,912.5\n13,907,794.8\n944,318.1\n5,060,401.3\n88,613.6\n57,710,886.5\nJun\n7,228,784.4\n1,963,030.9\n5,393,404.5\n14,526,855.6\n3,997,135.7\n12,452,202.5\n11,386,156.5\n9,507,719.1\n22,807,615.5\n1,630,544.9\n9,798,261.2\n121,561.2\n100,813,272.0\nJul\n9,091,726.8\n2,629,847.1\n6,043,419.0\n19,096,889.5\n4,988,887.7\n15,446,649.7\n15,274,687.4\n7,918,819.5\n31,916,392.6\n2,035,354.7\n15,762,315.2\n147,866.0\n130,352,855.1\nAug\n9,462,082.7\n2,865,950.9\n6,582,519.6\n19,234,704.0\n5,333,846.9\n16,821,248.6\n17,017,042.1\n7,304,595.8\n35,312,317.7\n2,217,425.5\n16,548,990.5\n134,271.1\n138,834,995.4\nSep\n9,832,514.4\n3,139,646.1\n7,166,350.4\n20,531,087.6\n5,145,328.3\n9,505,277.1\n17,311,149.2\n10,234,597.7\n39,731,086.5\n2,011,372.4\n16,155,747.9\n148,612.6\n140,912,770.1\nOct\n9,923,335.1\n3,346,982.4\n9,919,999.1\n22,567,492.9\n6,180,403.3\n21,021,376.9\n20,667,754.2\n10,950,177.8\n41,131,626.2\n2,597,408.1\n18,072,164.5\n176,961.0\n166,555,681.4\nNov\n10,683,513.8\n3,732,868.9\n9,809,491.4\n28,228,981.0\n6,029,490.4\n17,343,347.5\n23,027,366.0\n14,471,556.3\n47,870,360.4\n2,986,050.6\n19,045,412.0\n209,168.8\n183,437,607.2\nDec\n10,252,495.9\n4,965,472.8\n12,171,250.7\n30,987,168.5\n5,959,867.3\n19,653,397.0\n25,666,591.1\n13,188,851.0\n55,454,341.2\n3,901,504.3\n22,313,591.0\n519,773.4\n205,034,304.3\n2020\nJan\n12,195,945.1\n4,725,946.7\n13,067,828.6\n32,314,625.6\n6,804,952.5\n19,638,789.0\n27,577,248.2\n13,566,042.8\n60,234,250.6\n3,993,814.3\n22,146,327.5\n314,523.4\n216,580,294.3\nSource: Reserve Bank of Zimbabwe,2021\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n27 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2018\nJan\n4.45-18.00\n9.33\n6.99\nFeb\n4.45-18.00\n9.57\n6.93\nMar\n4.45-18.00\n9.64\n6.98\nApr\n4.00-18.00\n9.32\n7.08\nMay\n4.00-18.00\n9.28\n7.09\nJun\n4.00-18.00\n9.32\n7.14\nJul\n4.00-18.00\n9.75\n6.97\nAug\n4.00-18.00\n9.87\n7.10\nSep\n4.00-18.00\n9.56\n7.11\nOct\n4.00-18.00\n9.47\n7.38\nNov\n4.00-18.00\n9.49\n7.38\nDec\n4.00-18.00\n9.48\n7.39\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nSource:Reserve Bank of Zimbabwe, 2021\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n28 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\n0.22-12.00\n2.00-21.50\n Source:Reserve Bank of Zimbabwe, 2021\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n29 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nSource:Zimstat, 2021\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n30 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nSource:Zimstat, 2021\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n31 \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development & Reserve Bank of Zimbabwe, 2021\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n32 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2020\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nSource: Reserve Bank of Zimbabwe, 2021\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n33 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3513.6\n2,477,166,688\n434,856.23\nSource:Zimbabwe Stock Exchange, 2021\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.3 115.2 21,247.9 9,646.8 \nFeb\n 41,637.6 \n4.7 5,431.8 136.9 22,589.7 9,633.8 \nMar\n 60,804.1 \n4.1 7,252.9 268.0 27,993.6 14,411.4 \nApr\n 47,525.5 \n - 4,150.6 82.6 18,299.2 11,481.8 \nMay\n 59,271.1 \n - 7,426.0 349.8 24,851.5 19,593.2 \nJun\n 91,311.3 \n - 9,752.7 516.6 26,042.5 25,842.3 \nJul\n 127,743.2 \n - 14,741.1 1,028.7 26,033.3 35,199.7 \nAug\n 143,042.1 \n - 14,953.6 1,547.5 27,217.6 34,505.0 \nSep\n 203,172.0 \n - 18,252.3 1,963.0 26,441.0 41,958.4 \nOct\n 198,863.56 \n - 22,482.28 2,163.27 42,767.66 46,270.42 \nNov\n 236,231.56 \n - 23,936.70 2,151.61 36,475.66 54,797.79 \nDec\n 302,661.15 \n - 30,061.03 1,935.29 45,278.12 67,038.24 \n2021\nJan\n 255,551.32 \n - 21,042.23 4,532.12 35,306.27 64,996.35 \nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n35 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\nINTERNET\n2018\nJan\n 548.1 \n22.7 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n 401.5 \n12.2 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7 23,191.6 65.0 206,621.5 \n 1,099.3 \nNov\n 982.1 \n10.3 25,737.5 225.2 152,919.9 \n 2,044.1 \nDec\n 1,003.8 \n7.6 27,800.5 385.5 146,316.6 \n 1,273.6 \n2020\nJan\n 943.3 4.6 23,649.0 199.9 139,278.2 671.7 \nFeb\n 916.1 8.9 21,652.2 196.6 149,671.5 647.8 \nMar\n 1,068.5 7.4 22,588.1 234.3 173,042.2 661.2 \nApr\n 515.1 \n - 11,036.4 36.4 131,190.0 998.0 \nMay\n 674.1 \n - 14,711.6 231.2 150,936.1 705.3 \nJun\n 907.8 \n - 14,420.9 286.1 135,524.3 1,390.4 \nJul\n 918.4 \n - 15,786.5 251.4 121,072.4 791.9 \nAug\n 789.4 \n - 13,536.2 248.2 127,308.6 702.1 \nSep\n 911.9 0.002 15,524.1 309.8 125,059.2 783.2 \nOct\n 990.2 \n - 19,138.6 398.8 191,148.8 735.8 \nNov\n 971.3 \n - 17,584.9 430.0 101,305.8 755.6 \nDec\n 1,100.0 \n - 19,404.0 453.0 115,290.2 820.1 \n2021\nJan\n 720.0 \n - 9,849.3 229.0 94,691.4 872.2 \nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n36 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nJul\n286.4\n345.8\n632.20\n59.31\nAug\n389.3\n404.9\n794.25\n-15.62\nSep\n398.8\n441.4\n840.21\n-42.57\nOct\n439.4\n490.2\n929.60\n-50.80\nNov\n528.9\n509.7\n1038.60\n19.20\nDec\n488.3\n527.2\n1015.50\n-38.90\n4,395.70\n5,001.70\n9,397.40\n-487.37\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nSource: ZIMSTAT, 2021\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-January-2021.pdf"}
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+{"doc_id": "803e0ceb038c5d6c1fc6c12fb07cbcc9", "text": "MONETARY POLICY\nREVIEW\nApril 2026\n \n \n \n \nMONETARY POLICY \nREVIEW \nAPRIL 2026 \n \n \n \nAPRIL 2026 \nMONETARY POLICY REVIEW \n \n \n \n© South African Reserve Bank \nAll rights reserved. No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form o\nr by any means, electronic, mechanical, \nphotocopying, recording or otherwise, without fully acknowledging the \nMonetary Policy Review of the South African Reserve Bank as the source. The contents \nof this publication are intended for general information purposes only and are not intended to serve as financial or other ad\nvice. While every precaution is taken \nto ensure the accuracy of information, the South African Reserve Bank shall not be liable to any person for inaccurate inform\nation or opinions contained in this \npublication. \n \nEnquiries relating to this Monetary Policy Review should be addressed to:\n \n \nHead: Economic Research Department\n \n \nSouth African Reserve Bank\n \n \nP O  Box 427 \n \nPretoria 0001 \n \nTel. +27 12 313 4416\n \nwww.resbank.co.za \nISSN: 1609 -3194 \n \nPrinted by the South African Reserve Bank \n \nAPRIL 2026 \nMONETARY POLICY REVIEW \nPreface \nThe primary mandate of the South African Reserve Bank (SARB), as set out in section 224 of the Constitution, \nis to achieve and maintain price stability in the interest of balanced and sustainable economic growth. In addition, \nthe SARB has a complementary m\nandate to oversee and maintain financial stability. \n \nPrice stability helps to protect the purchasing power and living standards of all South Africans. It provides a \nfavourable environment for investment and job creation, and supports international \ncompetitiveness. The goal of \nprice stability is quantified through an inflation target, which is set in consultation with government. The target is \n3%, with a tolerance band of plus or minus 1 percentage point . The 3% point target was adopted in 2025 and \nreplaced the 3–6% target band set in 2000. \n \nMonetary policy decisions are made by the SARB’s Monetary Policy Committee (MPC), which is chaired by the \nGovernor and includes the deputy governors and other senior officials of the SARB.\n \n \nThe inflation -targeting framework is flexible, meaning that policymakers will seek to look through temporary \nshocks, thereby avoiding excessive volatility in interest rates and economic output. The MPC takes a forward\n-\nlooking approach to account for the time lags between policy\n adjustments and economic effects. MPC decisions \nare communicated at a press conference at the end of each meeting, accompanied by a comprehensive \nstatement. \n \nThe Monetary Policy Review (MPR)\n is published twice a year and is aimed at broadening the public’\ns \nunderstanding of the objectives and conduct of monetary policy. The \nMPR covers domestic and international \ndevelopments that affect the monetary policy stance. \n \n \nThe MPR is presented by senior officials of the SARB at Monetary Policy Forum meetings held at major centres \nacross South Africa in an effort to develop a better understanding of monetary policy through direct interactions \nwith stakeholders. \n \nQuestions about the publication may be directed to Marlene Hugo at Marlene.Hugo@resbank.co.za. \n \n \nAPRIL 2026 \nMONETARY POLICY REVIEW \nContents \n \nAnchoring \nin a storm \nExecutive summary and overview of the policy sta\nnce………………………………………………………..\n.. 1 \nGlobal economy: Uncertain prospects ………………………………………………………………………….\n. 10 \nGlobal financial markets : War drums, market nerves …………………………………………………………...\n 12 \nReal economy : A fragile recovery……………………………………………………………………\n……………\n 16 \nPrice developments : Tested by shocks ………………………………………………………………………….\n. 22 \nConclusion ………………………………………………………………………………………………………….\n 30 \n \nBoxes \nBox 1 Middle East conflict scenarios …………………………………………………………………………….\n 6 \nBox 2 Desirable attention ………………………………………………………………………………………….\n 8 \nBox 3 Towards a self -stabilising inflation regime ………………………………………………………………\n… 9 \nBox 4 From the repo rate to the SARB policy rate ………………………………………………………………\n 15 \nBox 5 Under the hood of South Africa’s potential growth\n………………………………………………………\n. 20 \nBox 6 Offsetting component surprises kept 2025 growth forecast errors modest\n…………………………..\n.. 21 \nBox 7 Rand strength mostly explains 2025 inflation forecast errors\n……………………………………………\n 28 \nBox 8 ‘Unhealthy’ insurance inflation ……………………………………………………………………………..\n. 29 \n \nGlossary ……………………………………………………………………………………………………………\n. 31 \nAbbreviations ……………………………………………………………………………………………………\n… 33 \n \n1 \n \nAPRIL 2026 \nMONETARY POLICY REVIEW \nAnchoring in \na storm \n \nExecutive summary and \noverview of the policy stance\n \nThe e scalating conflict in the Middle East \nand rising oil prices \nhave renewed upward pressure on global inflation, raising \nexpectations of disinflation reversal . Most m ajor central banks \nhave paused policy easing at recent meetings amid heightened \nuncertainty and are expected to remain cautious, guided by \nincoming data and the balance of risks. Domestically, inflation \nremained contained during the review period (October 2025 \n– \nMarch 2026 ) and eased to 3% (target) in February 2026. The \nMonetary Policy Committee (MPC) reduced the policy rate by \n25 basis points to 6.75% in November\n 2025 and has since held \nrates unchanged\n. Headline inflation is projected to rise \ntemporarily in the near term as the oil shock feeds through, \nbefore returning to target from late 2027. \nTurning to economic \nactivity, real output is forecast to expand by 1.4% this year, from \n1.1% in 2025, \nrising to about 2% over the medium term\n. \nHowever, the recent oil shock has raised the peril of stagflation. \n \nGlobal economic developments \nA brewing storm \nThe escalating conflict in the Middle East has pushed energy \nprices sharply higher \nand intensified supply -chain pressure. \nBrent crude o il prices have risen by about 70% and European \nnatural gas prices by \nabout 75% since the war broke out . Oil \nfutures prices are also up significantly\n, refl ecting uncertainty \naround supply adequacy over the coming \n months. The shock \nhas since broadened beyond energy, with f\nertiliser and \naluminium prices also ris ing marked ly amid constrained supply. \nHeightened uncertainty also triggered large-scale sell -offs in \nfinancial markets and drove volatility higher, ending the pre\n-\nconflict calm. Bond yields \nrose and equities declined in \nboth \nadvanced and emerging economies , more sharply in the latter , \nas investors moved into safer assets\n. The United States (US ) \ndollar has benefited from safe\n-haven demand and higher oil \nprices. South African assets also sold\n-off, partially reversing \ngains of the past six months.\n \n \nThe current outlook contrasts sharply with \nthe past year, where \nglobal inflation declined to an average of 4.2% , from 5.8% in 2024. \nHowever, disinflation was uneven across countries and regions\n \nand largely stalled \nduring the review period\n. Inflation remained \nabove target in most major advanced economies \ndue to sticky \nservices prices and, in the US, \ntariff-induced rises in consumer \nprices. Meanwhile, it moderated notably in emerging economies , \nsupported by softer increases in energy and food prices and a \nweaker US dollar ; however, this trend weakened into 2026 . \n0\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10\n2015\n2017\n2019\n2021\n2023\n2025\n2027\nGlobal Inflation*\nSource: IMF\nPercentage change \n* Dashed line indicates forecast\n40\n50\n60\n70\n80\n90\n100\n110\n120\nJan\nFeb\nMar\nApr\nBrent crude oil futures\n6-month\n3-month\nSource: Bloomberg\nUS$ per barrel\n2026\n0\n1\n2\n3\n4\n5\n6\n7\n8\n2019\n2021\n2023\n2025\n2027\nHeadline inflation forecast*\nActual\nMar 2026\nSources: Stats SA and SARB\nPercentage change\nover four quarters\n* Dashed line indicates forecast\nInflation target\n \n2 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nAgainst this backdrop, t\nhe ongoing conflict in the Middle East \nhas deteriorated the near-term inflation outlook and markedly \nincreased inflation risk\n. T he conflict, t ogether with ongoing \ntrade tensions , may accelerate \nthe establishment of parallel \nsupply chains , potentially raising inflation further as countries \ntrade off efficiency for resilience .1\nAmid shifting uncertainty, major central banks remained \ncautious , generally keeping rates unchanged \nat recent \nmeetings. Earlier in the review period, the Federal Reserve (Fed) \ncut rates by 50 basis points and the Bank of England (BoE) by \n25 basis points ; the European Central Bank (ECB) \nkept rates \nsteady as inflation remained at target, while the Bank of Japan \n(BoJ) normalised rates further, hiking by 25 basis points to a 30-\nyear high of 0.75 %. The modest pace of rate adjustments may \nalso reflect uncertainty about the level of the neutral interest \nrate, which is estimated to have risen since the COVID\n-19 \npandemic. 2 \nC entral banks are generally anticipated to pause rate cuts this \nyear, reflecting still high uncertainty and the upward shift in \nshort-term inflation expectations. \nMarkets are now pricing in \nrate increases in many jurisdictions – a marked reversal from \ntheir expectations as of January \nthis year. Whether the present \nshock proves temporary will depend on\n the duration of the \nconflict, the scale of damage to energy infrastructures\n and the \nextent of second\n-round effects . Reports already indicate \nsignificant infrastructure damage, implying a delayed return to \nfull production when the conflict ends. 3 \nThe global economy was resilient \nthis past year , absorbing the \nUS tariff shock and broader geopolitical tensions with limited \nloss of momentum. \nGrowth is estimated at 3.\n4% in 2025, \nunchanged from 2024.\n4 This resilience reflected supportive \nfiscal policies, less restrictive monetary conditions\n and strong \ninvestment in technology , mostly artificial intelligence (AI). \nHowever, risks to global growth and inflation have risen \nsignificantly. S harply higher energy -related commodity prices \nand supply\n-chain disruptions \nhave heightened\n near- to \nmedium-term stagflation concerns . \n \n1 See C Criscuolo and J Timmis, ‘The relationship between global value chains \nand productivity’, International Productivity Monitor 32, 2017, pp 61 –83. See \nalso Organisation for Economic Co\n-operation and Development (OECD), \nOECD Supply Chain Resilience Review\n, 2025 . \n \n2 See I Schnabel, ‘No longer convenient? Safe asset abundance and r*’, \nSpeech by Isabel Schnabel, Member of the Executive Board of the ECB, at the \nBank of England’s 2025 BEAR Conference, London, 25\n February 2025. See \nalso G Benigno, B Hofmann, G N Barrau and D S andri, ‘Quo vadis, r*? The \nnatural rate of interest after the pandemic’, BIS Quarterly Review , March 2024. \n \n3 See Goldman Sachs Investment Research, Top of mind Iran conflict: How \nlong and how bad?, 2026.\n \n \n4 International Monetary Fund (IMF), World Economic Outlook , April 2026 . \n \n-1\n0\n1\n2\n3\n4\n5\n6\n2019\n2021\n2023\n2025\nUK\nUS\nEurozone\nJapan\nSources: Central\nbanks\nPer cent\nPolicy rates in selected advanced economies\n-1\n0\n1\n2\n3\n4\n5\n6\n7\n8\n2021\n2022\n2023\n2024\n2025\n2026\n2027\n2028\nTrading -partner growth*\nRest of the countries (26.3)\nSub-Saharan Africa (22.5)\nChina (13.7)\nJapan (5.8)\nEurozone (22.5)\nUS (9.4)\nSouth Africa's trading partners, Sep 2025\nSouth Africa's trading partners, Mar 2026\nSource: SARB\nPer cent\n*Weights in brackets \n-2.5\n-2.0\n-1.5\n-1.0\n-0.5\n0.0\n0.5\n1.0\n1.5\nEurozone\nJapan\nUK\nUS\nIndia\nSouth Africa\nPoland\nChina\nBrazil\nAdvanced economies\nEmerging markets\nMarket-implied policy rate expectations*\nJan 2026\nCurrent\n* One-year ahead\nSource: Bloomberg\nCumulative change, percentage points\n \n3 \n \nAPRIL 2026 \nMONETARY POLICY REVIEW \nThe South African Reserve Bank (SARB)\n anticipates trading-\npartner growth of 2.9% this year, rising to 3.2% in \n2027 and \n2028. \n \nDomestic economic outlook \nDomestic headline inflation slowed to 3% in February 2026, \nwith broad -based moderation across core and non\n-core \ncomponents. Headline inflation averaged 3.2% in 2025 – a 2 1-\nyear low , from 4.4% in 2024, extending the disinflation\n trend \nsince the 2022 peak. Repeated undershooting of forecasts \nover the past two years points to easing underlying inflation \npressures (see Box 7). However, conflict-induced headwinds \nare expected to push \ndomestic inflation temporarily above \ntarget in the near term. \nCore inflation, which also averaged 3.2% \nlast year, and over the \nreview period, \nbenefited from subdued core goods price \nincreases, reflecting rand strength and muted global goods \ninflation. Softer core goods inflation \nhelped offset upward \nmomentum in services inflation due to \nelevated health \ninsurance and \nrising rental\n \nprice increases.\n \nInflation \nexpectations eased markedly following the adoption of the 3% \ninflation target, declining to 3.6% in the first quarter of this year\n \n– a record low (Box 2) – while unit labour costs (ULC) remained \ncontained. \nThe near -term inflation outlook has deteriorated \nsignificantly, \nwhile uncertainty regarding the duration of the Middle\n East \nconflict, the extent of infrastructure damage and the magnitude \nof second -round effects skews risks to the upside. Alternative \noil-price paths imply materially different inflation trajectories, \nwith non -linear pass -through likely. 5 For example, sustained \nBrent crude oil prices above US$100 per barrel could raise \ninflation sharply to an average of \n4.6% this year, remaining \nabove target until the fourth quarter of 2028 (Box 1). However, \nthe temporary fuel levy relief of R3 per litre should moderate the \ninflationary impact somewhat. \nIn the SARB’s baseline forecast\n, which assumes \na less \nprotracted conflict , headline inflation peaks at 4% in the second \nquarter of this year and average\ns 3.7% for the year ; before \neasing to target by late 2027. This near -term path is materially \nhigher than that projected in the January 2026 forecast. Core \ninflation is also projected higher but remains within the tolerance \nband. With energy -price uncertainty high and the rand slightly \ndepreciated , markets are now anticipating policy rate increases \nthis year, compared with two cuts expected \nbefore the start of \nthe conflict. \nEasing inflation and declining interest rates supported \nconsumer spending and thus \ndomestic economic activity \nlast \nyear. Gross domestic product (GDP)\n expanded by 1.1%, more \n \n5 Non-linear effects are present when an unusually large shock (here fuel price \nincrease) causes price- and wage -setting behaviours to deviate from normal or \nexpected patterns. \n-20\n-15\n-10\n-5\n0\n5\n10\n15\n20\n2023\n2024\n2025\n2026\n2027\n2028\nFuel forecast evolution*\nActual\nNov 2025\nJan 2026\nMar 2026\nSources: Stats\nSA and SARB\nPercentage change over four quarters\n* Dashed lines indicate forecasts\n0\n1\n2\n3\n4\n5\n6\n7\n2018\n2020\n2022\n2024\n2026\nTwo -years -ahead inflation expectations \n-\nall groups \nSources: BER and SARB\nPer cent\nInflation target\n0\n1\n2\n3\n4\n5\n6\n7\n8\n2023\n2024\n2025\n2026\n2027\n2028\nHeadline inflation forecast evolution*\nActual\nNov 2025\nJan 2026\nMar 2026\nSources: Stats SA and SARB\nPercentage change\nover four quarters\n* Dashed lines indicate forecasts\n \n4 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nthan double the growth rate\n in 2024 . Spending was also \nbuoyed by equity -related wealth gains and two -pot retirement \nwithdrawals. Meanwhile, investment detracted from growth in \n2025 , despite positive growth in the third and fourth quarters. \nOn a quarter-on-quarter basis, output expanded by 0.3% in the \nthird quarter of 2025 and by 0.4% in the fourth quarter.\n This \nmomentum is expected to continue into the first quarter of 2026 \nand to gradually strengthen over the medium term. \nOn an annual basis, r eal output is forecast to expand by 1.4% \nthis year, rising to around 2% by 2028, broadly in line with \nthe \npace of potential GDP.6 Household consumption is expected to \nunderpin growth , support ed by investment as domestic \ndemand firms and structural \nbottlenecks ease . Credible \ncommitments to lower inflation and stabilise public debt have \nreduced macroeconomic risk and lowered \nlong-term borrowing \ncosts , lifting sentiment. \nHowever, r isks to growth are skewed to the downside. A \nsustained rise in fuel prices could significantly \nerode household \nreal disposable income, while fuel shortages could disrupt \nproduction and weaken activity. \n \nOverview of the monetary policy \nstance \nThe MPC reduced the policy rate by 25 basis points to 6.75% \nat the November 2025 meeting, but kept it unchanged at the \nJanuary and March\n 2026 meetings. Since September\n 2024, \nthe policy rate has been lowered by a cumulative 150 basis \npoints; the policy stance remai ns moderately restrictive. \nWith the real neutral interest rate\n broadly unchanged, the \nQuarterly Projection Model (QPM) -implied real policy -rate gap \nhas narrowed sharply in the near\n term as inflation is projected \nmarkedly higher (albeit temporarily) in three to four quarters. The \nreal policy rate is projected to converge to its neutral level by \n2028 as inflation returns to target and the output gap closes\n – \nrendering the policy stance neither restrictive nor expansionary . \nThe unchanged policy rate at the January\n 2026 meeting mostly \nreflected caution amid rising geopolitical tensions as well as \nuncertainty about the outlook for inflation and inflation \nexpectations. The QPM had suggested a cut in the first quarter \n(which includes \nthe March meeting). The MPC’s risk \nassessment and judgement around the QPM\n baseline forecast \nenable more robust policy decisions than reliance on the model \nalone would allow. \nBy March ’s MPC meeting, the near-term inflation outlook had \ndeteriorated markedly. Uncertainty was heightened , particularly \naround oil and commodity price spikes\n, the duration of the \nconflict and extent of supply -chain disruptions, along with the \n \n6 Potential growth is estimated to rise from 1.4% in 2026 to 1.7% and 1.8% in \n2027 and 2028 respectively . \n-2\n-1\n0\n1\n2\n3\n4\n5\n6\n2024\n2025\n2026\n2027\n2028\nPercentage change over four quarters\nSources: Stats SA\nand SARB\nReal GDP growth*\n* The bands around the central projection show confidence intervals \nof 10%, 30%, 50% and 70%.\nThis chart shows\nseasonally -adjusted data, as used in the QPM\n.\n0\n2\n4\n6\n8\n10\n12\n14\n2009\n2012\n2015\n2018\n2021\n2024\nNominal policy rate \nSource: SARB\nPer cent\n0\n1\n2\n3\n4\n5\n6\n7\n8\n9\n2020\n2022\n2024\n2026\n2028\nNominal policy rate with forecasts*\nNominal policy rate\nNov 2025\nJan 2026\nMar 2026\nSource: SARB\nPer cent\n* Dashed lines indicate forecasts\n \n5 \n \nAPRIL 2026 \nMONETARY POLICY REVIEW \nscale of second -round effects . Weighing these dynamics\n, the \nMPC kept the policy rate unchanged while monitoring the \nincreasingly adverse environment. \n \nConclusion \nGlobal disinflation, which had largely stalled prior to the start of \nthe conflict, is now at risk of reversing. The sharp rise in \nenergy \nprices and supply -chain pressures presents policy challenges \nsimilar to those of 2021 –22, although currently restrictive policy \nsettings should help. Markets are now pricing in rate increases \nthis year for economies where inflation risk is deemed \nsignificant. Major central banks have \ngenerally paused easing \ncycles as they wait for more information. \nThe near -term domestic inflation outlook has shifted higher\n, \nalthough inflation is forecast to return to target by late 2027 . \nThe SARB remains committed to achieving the \n3% inflation \ntarget over the medium term and will continually evaluate policy \nsettings as new data is received . \nThe global environment has become\n increasingly less \nsupportive, suggesting a stronger role for domestic \nfactors in \ndriving resilience and growth\n. Credible policy commitments, \nincluding the adoption of the 3% inflation target and ongoing \nfiscal consolidation, have \ndriven long-term borrowing costs \ndown and strengthened the rand. More benefits would accrue \nfrom additional reforms, such as \naligning admin istered price \nincrease s with headline inflation , expediting electricity and \nlogistics reforms as well as stabilising public debt. \n \n1\n2\n3\n4\n5\n6\n7\n8\n2023\n2024\n2025\n2026\n2027\n2028\nPercentage change over four quarters\nTargeted inflation\nforecast*\n* The bands around the central projection show confidence \nintervals of 10%, 30%, 50% and 70%.\nSources: Stats SA and SARB\nInflation target\n \n6 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \n \nBox 1 Middle East conflict scenarios \nThe conflict in the Middle East has disrupted global energy markets and \nraised energy-commodity prices , particularly oil. As South Africa is a net \nimporter, higher fuel costs pose upside risk to inflation. The evolution of the \nconflict remains highly uncertain, implying several possible price paths for \nenergy commodities . This box outlines two scenarios considered by the \nMonetary Policy Committee (MPC) at the March 2026 meeting, which differ \nin the severity and duratio n of the energy shock . \nThe intermediate scenario assumes a short conflict of about two months, \nafter which the Strait of Hormuz reopens, oil flows gradually \nnormalise and \nprices ease. The risk premium is assumed to rise by 10% at its peak and \nthe rand to depreciate by about 5% at its peak, relative\n to the first quarter \nof 2026 . \nThe severe s\ncenario assumes a conflict lasting more than a year, \nsignificant damage to energy infrastructure across Gulf states as well as \na \nprolonged closure of the Strait of Hormu z and continued disruption in the \nRed Sea corridor. Accordingly, energy\n-commodity prices are \nmaterially \nhigher and more persistent. The risk premium is assumed to increase by \n20% at its peak and the rand to depreciate by around 10%\n at its peak, \nrelative to the first quarter of 2026 . \nIn the intermediate scenario , price pressures will rise relative to the baseline \nbut will be less persistent , with inflation converg ing to target by 2028\n, \nconsistent with the S outh African Reserve Bank’s convergence horizon \nwhen the 3% target\n was announced . The Quarterly Projection Model \n(QPM)-implied rate path indicates modest tightening . \n \nIn the severe scenario , inflation is expected to be sharply higher and\n the \ntarget will not be achieved within the forecast horizon\n, reflecting a larger \nand longer -lasting shock. 1 S econd -round effects are stronger and the risk \nof de -anchored inflation expectations is higher, requiring a \nmore forceful \npolicy response to prevent inflation from becoming entrenched. \nMonetary policy response to supply shocks\n \n \nMonetary policy cannot prevent the direct impacts of higher energy prices \nas these reflect in surveyed inflation immediately. Its role is to prevent \nbroader and persistent inflation pressures through second -round dynamics \nin wages and inflation expectations. These risks \nincrease when shocks are \nlarge or prolonged , as price - and wage -setting behaviours may deviate \nmaterially from expected patterns. In the severe scenario, the QPM -implied \nfront-loading of rate increases \ndoes not indicate a direct response of \nmonetary policy to the supply shock. Instead,\n front-loaded rate increases \nreflect the long and variable lags of monetary policy; action must be taken \nearly to limit second -round effects, as it will be too late once they appear in \ninflation data. \nDespite uncertainty around the conflict’s duration and the energy price \npath, South Africa is in a stronger position than during \nthe 2022 energy \nprice shock . De-risking measures, including the 3% inflation target and \nongoing f iscal consolidation , have contributed to lower risk premiums and \na more resilient exchange rate , exerting some disinflationary impetus . \n \nInflation is at target as of February 2026 and inflation expectations are at \nhistorical lows. A lower target and better\n-anchored inflation expectations \nprovide a buffer, allowing monetary policy to accommodate typical \ncost -push shoc ks with less risk of secondary inflationary pressures (Box 2). \n \n1 Inflation is anticipated to return to target only in the fourth quarter of 2028. \n12\n14\n16\n18\n20\n2021 2022 2023 2024 2025 2026 2027 2028\nNominal US$ exchange rate*\nBaseline\nIntermediate scenario\nSevere scenario\nSource: SARB\nRand/US$\n* Dashed lines indicate forecasts\n0\n2\n4\n6\n8\n10\n2021 2022 2023 2024 2025 2026 2027 2028\nHeadline inflation* \nBaseline\nIntermediate scenario\nSevere scenario\nSource: SARB\nPer cent\n*Dashed lines indicate forecast \n2\n3\n4\n5\n6\n2021 2022 2023 2024 2025 2026 2027 2028\nInflation expectations* \nBaseline\nIntermediate scenario\nSevere scenario\nSource: SARB\nPer cent\n*Dashed lines indicate forecast \n \n7 \n \nAPRIL 2026 \nMONETARY POLICY REVIEW \n \nScenario results \n \n \n \n \nVariable \n \n2026 \n2027 \n2028 \n \nBaseline \n78.00 \n68.00 \n65.00 \nBrent crude oil* (US$) \nIntermediate scenario \n85.00 \n72.00 \n67.00 \nSevere scenario \n97.00 \n118.00 \n103.33 \n \n \n \n \n \nHeadline inflation (%) \nBaseline \n3.70 \n3.33 \n3.02 \nIntermediate scenario \n4.05 \n3.58 \n3.01 \nSevere scenario \n4.56 \n5.53 \n3.45 \n \n \n \n \n \nNominal policy rate ( %, end of \nperiod) \nBaseline \n6.47 \n6.05 \n5.93 \nIntermediate scenario \n6.67 \n6.12 \n5.93 \nSevere scenario \n8.17 \n7.13 \n6.19 \n \n \n \n \n \n* Scenario assumption \nSource: SARB \n \n8 \n \nAPRIL 2026 \nMONETARY POLICY REVIEW \nBox 2 Desirable attention \nThe management and anchoring of inflation expectations around the target \nis a key intermediate objective in achieving the South African Reserve \nBank’s (SARB) price stability mandate. Greater attentiveness by agents to \nmacroeconomic conditions would acceler\nate the adjustment of inflation \nexpectations (and inflation) towards the 3%\n target, thereby reducing the \nreal economic costs associated with the transition.\n1, 2 \n \nA key question is the extent to which South African price setters (firms) are \nattentive to inflation and monetary policy communications. Recent \nepisodes of elevated inflation, \nconcerted SARB communication and the \npublic discourse that preceded the reduction of the inflation target to 3% \nare likely to have increased firms’ attentiveness.\n To assess this more \nsystematically, the SARB and the Bureau for Economic Research (BER) \nsurveyed price setters on their knowledge of the SARB’s preferred inflation \ntarget as of the fourth quarter of 2025. 3 \n \nNearly half of surveyed firms (48%; Group\n 1) correctly identified the \npreferred inflation target as 3%, while a further 38% (Group\n 2) reported a \nvalue between 3% and 4.5%, with a cluster at 3.5%.\n4 Firms in Group 1 \nprimarily cited the Minister of Finance’s official announcement during the \nNovember 2025 \nMedium-Term Budget Policy Statement\n, whereas \nGroup 2 respondents referred to broader macroeconomic conditions.\n5 \n \nTaken together, these results indicate that the majority of surveyed firms \nbelieve (correctly) that the SARB’s preferred inflation rate has declined.\n6 \nConsistent with this perception, the distributions of firms\n’ inflation \nexpectations have progressively shifted towards 3%.\n \n \nAmong the firms reporting a preferred target below 4.5%\n, those surveyed \nin all four quarters of 2025 revised their inflation expectations downwards \nin each successive round, with larger average revisions among firms \ncorrectly identifying the 3%\n target. This indicates that firms are not only \ninformed but are als o adjust ing their beliefs and, likely their behaviours. \n \n1 See C Loewald, R Steinbach and J Rakgalakane, ‘Less risk and more \nreward: Revising South Africa’s inflation target’, SARB Working Paper Series\n \nNo. WP/25/05, May 2025 . \n \n2 O Pfauti, ‘The inflation attention threshold and inflation surges’, American \nEconomic Review , forthcoming. \n \n3 The SARB included a one\n-off question in the BER survey of firm inflation \nexpectations for the fourth quarter of 2025. Respondents were asked the \nfollowing: “In your opinion, at what level of inflation (percentage change) does \nthe South African Reserve Ban k prefer to keep inflation?” They were also \nasked to provide a reason for their answer. \n \n4 The bunching at 3.5% is somewhat surprising but may reflect attentiveness \nby firms to headline inflation, which was around this level at the time of the \nsurvey. \n \n5 Respondents cited weak economic growth, unemployment and elevated \ndebt, among other factors. \n \n6 Until July 2025 , the SARB’s preferred inflation target was 4.5%, with a target \nrange of 3 –6%. \n0\n1\n2\n3\n4\n5\n6\nQ1\nQ2\nQ3\nQ4\nMean two -years ahead inflation expectations \nfor group 1 and 2*\nGroup 1\nGroup 2\nSources: BER and SARB\nPer cent\n2025\n*Dotted lines indicate i nflation target\n0\n10\n20\n30\n40\n50\n60\n70\n<3.0\n3.0\n3.1–4.4\n4.5\n4.6–6.0\nFirms' view of SARB's preferred target\nSources: BER and SARB\nCount\nInflation rate (per cent)\n0\n10\n20\n30\n40\n50\n60\n≤3.0\n3.1–4.0\n4.1–5.0\n5.1–6.0\n6.1–7.0\n≥7.1\nInflation rate (per cent) \n2025Q1\n2025Q2\n2025Q3\n2025Q4\nSources: BER and SARB\nPercentage of respondents\nDistribution of two -years -ahead business \ninflation expectations \n \n \n9 \n \nAPRIL 2026 \nMONETARY POLICY REVIEW \n \nBox 3 Towards a self -stabili sing inflation regime \nHigh- and low -inflation regimes have distinct characteristics.\n1 This box \ndistinguishes South Africa’s inflation regimes and evaluates their \npersistence and policy implications. \n \nOver the past quarter century of inflation targeting in South Africa, inflation \nhas alternated between high - and low -inflation regimes , spending broadly \nequal time in each. 2 On average, the regimes have exhibited a high degree \nof persistence, requiring large shocks for inflation to transition from one to \nthe other. For instance, inflation shifted into high\n-inflation regimes in the \naftermath of the 2008 global financial crisis, the 2011 –14 oil shock and the \npost-COVID -19 global inflation surge. In each case, large policy rate \nincreases were required to bring inflation out of the ‘high’ regime. \n \nRegime persistence implies that both high and low inflation tend to be self\n \nreinforcing. South African evidence indicates that the low -inflation regime is \nmore stable, as exit probabilities are lowest for this regime. When the \neconomy is in a low -inflation regime, the probability of remaining in this state \nis 0.88 and that of exiting and transitioning to high\n inflation is 0.12. \nHowever, when starting in a high\n-inflation regime, the probability of \nremaining is 0.79 and that of transitioning to low inflation is 0.21,\n nearly \ndouble that of the low -inflation regime.3 \n \nIn a low -inflation regime, measured inflation mostly reflects relative price \nmovements and these tend to be weakly correlated across sectors and; \nwages and prices are also loosely correlated.\n4 This implies a muted \ninflationary impetus in the economy. Intuitively, in a low\n-inflation regime, \ntypical inflation shocks are less likely to persist and thus push inflation out \nof this state . Only large or positively correlated shocks could destabilise \ninflation.5 The implication is that monetary policy can look through most \ntypical shocks when in a low -inflation regime. \n \nThe self -stabilising properties of low\n-inflation regimes are particularly \nimportant in a shock\n-prone environment, as they provide greater policy \nflexibility. Accordingly, central banks should seek to avoid shifts into high\n-\ninflation regimes and should resp ond decisively when such risks increase.\n6 \nFor South Africa, achieving the 3% target should reduce macroeconomic \nvolatility, better anchor inflation expectations and subdue the common \ncomponent of inflation across sec tors.7, 8\n \n1 C Borio, ‘The two -regime view of inflation’, Bank for International Settlements \n(BIS) Working Papers No. 133, March 2023. See also C Borio and M Chavaz, \n‘Moving targets? Inflation targeting frameworks 1990 –2025’, BIS Quarterly \nReview , March 2025. \n \n2 High-inflation regimes are realised when headline inflation exceeds a model \nestimated, time-varying threshold value , with periods of headline inflation below \nthe thresholds classified as low -inflation regimes. See A Foresto, M Reid and \nJ Rakgalakane, ‘State dependence of the Phillips curve: \nWhat does this mean \nfor monetary policy?’, SARB Working Paper \nSeries No. WP/25/06, June 2025. \n \n3 Foresto et al. (2025). Ibid . \n \n4 C. Borio , op cit. \n \n5 Typical inflation shocks are defined as one standard deviation shocks. \nSee \nBox 1 in the October 2025 \nMPR . Ibid. \n \n6 C. Borio, ibid. \n \n7 See C Loewald, R Steinbach and J Rakgalakane, ‘Less risk and more \nreward: revising South Africa’s inflation target’, SARB Working Paper Series\n \nNo. WP/25/05, May 2025. \n \n8 See L Kganyago, ‘From fragility to strength: The role of price stability’, \nSpeech \nat the National School of Government , Pretoria, August 2025. \n0\n2\n4\n6\n8\n10\n12\n14\n2001\n2004\n2007\n2010\n2013\n2016\n2019\n2022\n2025\nHigh - and low -inflation regimes in South Africa\nRegime\nTargeted\nInflation\nSource: Foresto,\nReid and Rakgalakane (2025)\nPer cent\n \n10 \nAPRIL 2026\n \nMONETARY POLICY REVIEW \nGlobal economy: \nUncertain \nprospects\nGeopolitical developments are \ntesting global resilience. While \nthe global economy recorded modest disinflation and steady \ngrowth over the review period, the conflict has introduced \nsevere risks. Higher energy prices and supply -chain disruptions \nhave raised stagflation concerns . Together with trade policy \nuncertainty and broader geopolitical tensions, these \ndevelopments may accelerate supply\n-chain fragmentation, \nconstraining trade and growth , and increase production costs. \nMajor central banks have largely pa\nused policy normalisation \npending further information to reduce uncertainty and support \nrisk assessment. \nGlobal disinflation continued in 2025 with \naverage inflation \ndeclining by 1.6 percentage points to 4.2%. However, \nrising \nenergy costs and supply -chain disruptions have lifted the near-\nterm inflation outlook, with risks skewed to the upside . There is \nalso a risk that the energy -price shock \nmay trigger second -\nround effects , whereby higher fuel costs feed into wages and \nbroader price -setting behaviour, generating more persistent \nunderlying inflation pressures . \nInflation projections have since been revised higher across most \nmajor economies . In the US, core \npersonal consumption \nexpenditure (PCE ) inflation is now projected to reach 2.7% this \nyear, up from 2.4%\n.7 Even before the war, US inflation was \nforecast to return to 2% only by 2028. While the invalidation of \nthe International Emergency Economic Powers Act\n tariffs and a \nnormalising labour market may ease price pressures, a \nprolonged conflict could keep energy \nand food \ninflation \nelevated, further delaying a return to target. \nEurozone inflation, which returned to target last year, faces \nrenewed upside \npressure from energy prices, with headline \ninflation now seen averaging 2.6% this year, from 1.9% \npreviously. 8 In the U nited Kingdom (UK ), in addition to energy, \nhigher administrative costs and sticky services inflation will likely \nkeep inflation elevated. And, in Japan, inflation is forecast close \nto target in 2026 , having remained above target since the \nmiddle of 2022 . \nDisinflation was more pronounced in emerging markets last \nyear, mainly because of higher weights for food and energy as \nwell as currency appreciation. \nLower Chinese export prices, \ndriven by overcapacity and weak domestic demand, supported \neasing global goods inflation. However, China’s (and Asia\n’s) \nheavy reliance on Middle Eastern energy commodity supplies \nmakes it vulnerable to price\n shocks and \npotential supply \nshortages, with \nthe risk of spillovers to \ndomestic producer \nprices and ultimately export prices . \n \n7 US Federal Reserve Board, ‘Summary of economic projections’, March 2026.\n \n \n8 European Central Bank , Staff projections, March 2026. \n0\n1\n2\n3\n4\n2025\n2026\n2027\n2025\n2026\n2027\n2025\n2026\n2027\n2025\n2026\n2027\nUK\nUS\nJapan\nEurozone\nHeadline inflation projections for \nadvanced economies*\nOct 2025 forecasts\nSource: IMF\nPercentage change\n* Shaded bars indicate recent forecasts\n0\n10\n20\n30\n40\n50\n60\nRussia\nVietnam\nIndonesia\nThailand\nChile\nPhilippines\nColombia\nBrazil\nJapan\nSouth Africa\nMalaysia\nMexico\nArgentina\nIndia\nUS\nUK\nPoland\nItaly\nSpain\nHungary\nGermany\nFrance\nChina import share\nSources: IM F and Our World in Data\nPer cent of total merchandise imports\n0\n1\n2\n3\n4\n5\n6\n7\n8\n9\n10\n2019\n2020\n2021\n2022\n2023\n2024\n2025\n2026\nAdvanced economies\nEmerging markets excluding China\nSources: Haver\nand SARB\nPercentage change over 12 months\nHeadline inflation in advanced economies \nand emerging markets\n \n \n11 \n \nAPRIL 2026 \nMONETARY POLICY REVIEW \nGlobal resilience facing new \nchallenges9 \nPre-war forecasts of global econom\nic activity had growth \nsteady at 3.\n4% this year, supported by robust consumer \nspending, AI\n-related investment and lower interest rates. \nHowever, the conflict in the Middle East \nhas d egraded the \noutlook and could weaken it further if prolonged. \nAmong advanced economies, the US is \nprojected to grow by \n2.3% this year , supported by \nconsumer spending\n and AI -\nrelated investment. Meanwhile, growth is projected to slow \nin \nmost major economies , weighed down by higher energy costs \nand uncertainty. Manufacturing competitiveness is expected to \nweaken further in the eurozone, while fiscal con solidation adds \nto drag in the UK. Growth is also projected to slow in Japan , \ndespite fiscal support\n.10 However, s ignificant uncertainty \nis \nattached to these projections. \nEmerging economies have also seen their growth\n outlook \ndowngraded relative to the January \n2026 \nprojections. \nNevertheless, emerging Asia and sub -Saharan Africa (SSA ) will \ncontinue to unde\nrpin growth. China’s GDP is expected to \nexpand by 4. 4%, while growth in India is forecast to remain \nabove 6%. At 4.3%, SSA is projected to outpac e its 4.1% pre -\npandemic average, supported by strong growth in Nigeria and \na modest expansion in South Africa. \nHowever, downside risks \nto the emerging markets growth\n outlook have risen. While \nhigher energy prices should boost GDP for oil exporters, it may \nworsen growth and inflation for oil\n importers such as South \nAfrica. \nLoose fiscal stances\n, which supported near-term growth, have \nheightened debt-sustainability concerns given elevated interest \nrates. Geopolitical tensions in the Middle East and \nsharply \nhigher oil prices could prompt countries to increase spending \non defence and energy support, \nfurther deteriorating the fiscal \noutlook. Additional fiscal expansion\ns could add to price \npressures and raise the risk of fiscal dominance.\n \nMonetary policy: More caution \nMajor central banks cut policy rates \nmoderately during the \nreview period as inflation eased or labour markets \nsoftened \nand, until recently, were expected to deliver modest further cuts \nthis year. However, given new risks, they have largely pause d \nrate normalisation to assess incoming data. Prospective cuts in \nmajor emerging markets have mostly been priced out . Markets \nhave begun pricing in \nrate hikes this year for several central \nbanks, including the ECB, BoE and SARB. Overall, interest \nrates are likely to remain elevated for longer. \n \n9 The growth figures reported in this section are from the IMF World Economic \nOutlook, April 2026. \n \n10 Eurozone growth is projected at 1.1% this year, from 1.4% in 2025\n; UK at \n0.8% (from 1.3% ); and Japan at 0.7% (from 1.2%). \n-0.5\n0.0\n0.5\n1.0\n1.5\n2.0\n2.5\n3.0\n2024\n2025\n2026\n2027\n2024\n2025\n2026\n2027\n2024\n2025\n2026\n2027\n2024\n2025\n2026\n2027\nUS\nUK\nEurozone\nJapan\nReal GDP growth projections for \nadvanced economies*\n2010-19 average\nSource: IMF\nPercentage change\n* Shaded bars indicate forecasts\n0\n2\n4\n6\n8\n10\n12\n14\n16\n2023\n2024\n2025\n2026\nEasing\nTightening\n* Sample includes 30 central banks\nSource: Central banks \nNumber\nGlobal central bank nominal rate changes*\n-8\n-7\n-6\n-5\n-4\n-3\n-2\n-1\n0\nBrazil\nPoland\nUS*\nHungary\nItaly\nColombia\nIndia*\nUK\nSouth Africa\nFrance\nMexico\nSpain\nRussia\nCanada\nGermany*\nFiscal balance\n* 2024 balances\nSources: Central banks and statistical ofiices\nPercentage of GDP\n \n12 \nAPRIL 2026\n \nMONETARY POLICY REVIEW \nGlobal fi nancial market s : War \ndrums, market nerves \n \nFinancial market volatility spiked in March 2026 following the \noutbreak of the conflict in the Middle East , upending the relative \ncalm that had prevailed since late\n 2025. Prior to the war,\n \nmarkets were shaped \nmainly by geopolitical uncertainties, \nshifting expectations around the global monetary policy cycle \nand fiscal concerns in major economies. Emerging market \nassets broadly performed\n well, supported by global risk\n-on \nsentiment, a weaker US dollar and\n domestic fundamentals. \nHowever, the outlook has changed \nabruptly, with risk -off and \nvolatility returning. \nSouth African\n bonds and the rand \noutperformed, buoyed by improving fundamentals. \nNonetheless, r ecent adverse geopolitical events have reversed \nsome of the gains and may drive inflation higher. Financial \nmarket predictions of the SARB policy rate\n, implied from \nforward rate agreements\n, now indicate a \nmarked departure \nfrom earlier forecasts that projected rate cuts this year. \nGlobal financial markets were\n calm for much of the review \nperiod. The Fed’s pivot toward rate cuts in the second half of \n2025 and a more stable tariff environment supported a decline \nin market volatility into year\n-end. However, m arket stability \nended abruptly after the US and Israel attacked Iran, which \ntriggered a sharp rise in oil prices in March\n 2026 , reigniting \ninflation concerns and prompting a repricing of expected policy \nrate paths. \nBond markets have borne the brunt of this adjustment, with the \nimpact most pronounced at the front end of the curve. The rise \nin short-term yields in the UK and eurozone reflects heightened \nsensitivity to energy-driven inflation and its implications for near-\nterm policy. However, even before the recent shock, longer \ndated advanced economy bond yields had been rising. In \nGermany, the lift mostly reflected \nexpectations of increased \nsovereign borrowing following a loosening of fiscal constraints. \nIn Japan, hi\ngher yields reflect expected fiscal stimulus (of \naround 3% of GDP) as well as the \nBoJ ’s continued policy \nnormalisation, allowing long er-term yields to better align with \nthose of peers. \nEmerging market bond yields have \nalso risen, reversing some \nof the earlier compression as global inflation risks resurfaced \nand rates repriced. For much of the review period, \nmacroeconomic factors such as lower inflation, resilient growth \nand improved policy credibility, along with a weaker US\n dollar, \nunderpinned demand . Stronger fundamentals partly explain the \nless pronounced sell -off compared with advanced economies.\n \nThe volatility seen in bond markets was also reflected in \nequity \nindices , which saw marked corrections in \nMarch. Apart from \nrisk-off motivation, equity sell-offs may also reflect pre-existing \nvulnerabilities due to \nconcentration of gains and\n elevated \nvaluations in parts of the market\n, which left them at risk from \nadverse shocks. For much of the review period, US\n equities \nwere supported by solid corporate earnings and \nstrong \n0\n40\n80\n120\n160\n200\nOct\nJan\nApr\nJul\nOct\nJan\nApr\nBasis points\n5-year versus 30 -year bond yields\nUK\nUS\nGermany\nSources: Bloomberg and SARB\n2024\n2025\n2026\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\nJan\nApr\nJul\nOct\nJan\nApr\nJul\nOct\nJan\nApr\n10-year government bond yields\nBrazil\nIndonesia\nIndia\nSouth Africa\nPoland\nMexico\nSource: Bloomberg\nPer cent \n2025 \n2024 \n2026\n40\n60\n80\n100\n120\n140\n160\n180\n200\n10\n20\n30\n40\n50\n60\n70\n2022\n2023\n2024\n2025\n2026\nIndex (both scales)\nVIX\nMOVE (right-hand scale)\nSource: Bloomberg\nVolatility measures\n \n \n13 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \ninvestment in technology and other productivity\n-enhancing \nsectors. Similarly, n on-US markets also performed well over \nthis period, with the MSCI World\n excluding -US Index and \nemerging market benchmarks delivering solid returns in dollar \nterms, as they benefited from increased risk appetite . \nThe shift from risk -on to risk -off has benefited the US dollar, \nwhich has recovered some losses after reaching a multi\n-year \nlow in January 2026. The dollar profited from safe-haven flows \nand expectations of higher\n-for-longer US interest rates. \nFor \nmuch of the review period, a weaker dollar\n, reflecting portfolio \nreallocation away from dollar\n-denominated assets \nand a \nresilient global environment\n supported emerging market \ncurrencies , dampen ing inflation. \nIn commodity markets, \nthe gold price has retreated from the \nrecord high \nof US$5 400 per troy ounce \nreached in \nlate \nJanuary, weighed by profit\n-taking and higher advanced\n-\neconomy bond yields. \nThe gold price had surged on stronger \ncentral bank demand and increased investor hedging against \ninflation and financial market volatility. \nDespite the recent \nretreat, gold has gained about 15% over the past six months.\n \n \nSouth African financial market \ndevelopments \nDomestic markets also experienced significant volatility during \nthe review period , with large sell -offs since March. Prior to the \nconflict, domestic markets outperformed, benefiting from a \ngenerally supportive global environment since the previous \nMonetary Policy Review (MPR) , reinforced by favourable \ndomestic developments. The country’s removal from the \nFinancial Action Task Force greylist in October\n 2025 , the \nadoption of a lower inflation target and a credible fiscal \nconsolidation path marked meaningful de-risking milestone s. \nThese achievements resulted in Standard & Poor’s (S&P ) Global \nupgrading South Africa’s \ncredit rating – marking the first \nupgrade from a major agency in nearly two decades.\n \nImproved macroeconomic fundamentals\n supported demand \nfor domestic bonds , resulting in a flattening and downward shift \nof the yield curve . Policy credibility has helped anchor inflation \nexpectations, reinforcing investor confidence in the fixed\n-\nincome outlook. Real yields above 4% also provided a \ncompelling backdrop for both domestic and foreign investors. \nThat said, the recent escalation in the Middle\n East conflict has \nweighed on risk sentiment, resulting in some bond flow \nreversals by non\n-resident investor s. The South African \nGovernment Bond yield curve has shifted higher but so far \nremains well below its March 2025 level. \nThe JSE All Share Index\n, which reached a record high in \nFebruary 2026 , has since reversed its gains for the year\n. The \nindex was dragged down by a sharp correction in mining\n \nrelated stocks , reflecting the marked declines in gold and other \n6\n7\n8\n9\n10\n11\n12\n2\n4\n5\n6\n7\n9 10 11 12 13 14 15 16 18 22 27\nYears to maturity\nSouth African bond yield curve\nMar 2025\nJan 2026\nCurrent\nSources: Bloomberg and SARB\nPer cent\n 800\n1 000\n1 200\n1 400\n1 600\n1 800\n1 500\n1 900\n2 300\n2 700\n3 100\n3 500\n2022\n2023\n2024\n2025\n2026\nIndex (both scales)\nGlobal equity performance\nMSCI World excluding US\nMSCI EM Index (right-hand scale)\nSource: Bloomberg\n 900\n1 900\n2 900\n3 900\n4 900\n5 900\n85\n90\n95\n100\n105\n110\n115\n2017\n2019\n2021\n2023\n2025\nUS$ per troy ounce\nIndex\nGold price and dollar index\nDXY\nGold (right-hand scale)\nSource: Bloomberg\n \n14 \nAPRIL 2026\n \nMONETARY POLICY REVIEW \nprecious metals prices\n. Resource -linked counters , along with \nbanking, had supported the rally, while domestically oriented \ncounters lagged , mirroring the still modest ec onomic activity . \nThe rand also had a dichotomous \nperformance, depreciating \nsharply in recent weeks after being one of the top -performing \nemerging market currencies in 2025\n. In the past year , the rand \ngained over 13% against the US dollar and strengthen\ned to \nbelow R16.00 per dollar in late January 2026. Notably, rand \nstrength was broad\n-based as the currency \nalso appreciated \nagainst other major currencies. However, these gains have \nsince partially unwound\n amid deteriorating terms of trade\n, \nleaving the currency around 4% stron ger relative to its October \n2025 levels. Recent moves illustrate that large swings in global \nrisk sentiment continue to influence short\n-term exchange rate \ndynamics , but also that \nimproved domestic fundamentals\n \nmediate these influences. \nAmid heightened risks to inflation, market\n-implied interest rate \nexpectations now suggest scope for about \ntwo 25 basis point \ninterest rate hikes this year. This contrasts with two cuts in 2026 \nthat were anticipa ted just before the conflict began. \n \n \n-20\n-10\n0\n10\n20\n30\n40\n50\nOct\nNov\nDec\nJan\nFeb\nMar\nApr\nCumulative per cent returns \nJSE indices\nMining\nBanking\nIndustrial\nRetail\nAll Share\nSource: Bloomberg\n2025\n2026\n-8\n-4\n0\n4\n8\n12\nJPY\nGBP\nEUR\nCAD\nCHF\nTRY\nINR\nKRW\nPLN\nARS\nCNY\nZAR\nMXN\nHUF\nBRL\nSix months to date\nYear to date\nSource: Bloomberg\nSelected FX performance versus US dollar \nPercentage change \n \n \n15 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \n \n \nBox 4 From the repo rate to the SARB policy rate\n \nThe South African Reserve Bank (SARB) has renamed its main monetary \npolicy tool, dropping the term repurchase ‘repo’ rate and replacing it with \n‘policy’ rate (or the ‘SARB policy ’ rate). The change follows the 2022 reform \nof the monetary policy implementation framework (MPIF). The policy rate\n, \nset by the Monetary Policy Committee (MPC)\n, remains the primary \ninstrument used to achieve the inflation target. This change in terminology \ndoes not affect the level\n of the rate, its determination or entail any new \noperational arrangements. \n \nThe term ‘repo ’ rate originated in the SARB’s previous framework for \nmonetary policy implementation. This was a classical cash reserve or \nshortage system, where the policy rate was attached to a lending facility \n(specifically, a weekly auction offering liquidity through ‘repo’ transactions, \nwhere banks gave the SARB collateral as security for loans).\n \n \nSince the introduction of the new MPIF in 2022\n, repo operations have \ndeclined sharply. Weekly repo uptake fell from about R30 billion in \n2021 −2022 to an average of just over R2\n billion in 2022 −23 and this has \nfallen further recently: there has been zero borrowing f rom this facility since \nlate October 2025. Continued use of the t\nerm ‘repo ’ rate would therefore \noveremphasise an operational mechanism that is no longer a significant \ncomponent of monetary policy implementation. Instead, under the new \nframework, policy transmits mainly through a deposit facility, which sees \nlarge volumes every n ight (around R200 billion recently) . \n \nThe revised terminology also distinguishes the SARB policy rate from \nmarket-determined repo rates, which vary with liquidity conditions, \ncollateral dynamics and other market factors. By contrast, the policy r\nate is \nan administered rate set by the MPC to achieve the inflation target.\n \n \nIn short, the change aligns the name of the policy instrument with its \npurpose and the current operating framework. \n \n \n \n \n-100 000\n-50 000\n 0\n50 000\n100 000\n150 000\n200 000\n2018\n2020\n2022\n2024\n2026\nR million\nRepo take -up and liquidity position\nRepo take-up\nLiquidity position\nNew \nMPIF\nSource: SARB\n \n16 \nAPRIL 2026\n \nMONETARY POLICY REVIEW \nReal economy: A fragile \nrecovery \nDomestic output expanded by 1.1% in 2025, from 0.5% in the \nprevious year . Household consumption \nunderpinned output \ngrowth, as consumers benefited from a favourable \ninflation \nenvironment and declining borrowing costs. By \ncontrast, fixed \ninvestment detracted for a second successive year\n, although it \ncontributed positively to growth in the third and fourth quarters . \nThe growth momentum seen in recent quarters is expected to \ncarry to the first quarter of \n2026 . Looking ahead,\n growth is \nexpected to average 1.4% this year, rising to 1.9% \nin 2027 and \n2028 . The se growth projections are conditional on continued \nimplementation of structural reforms and a quick resolution of \nthe conflict in the Middle East . \n \nRecent economic developments \nThe domestic economy expanded by \n1.1% in 2025 , a notable \nimprovement from the 0.5% outturn in the previous year.11 GDP \nhas now recorded five consecutive quarters of expansion\n, the \nlongest such streak since \n2018 , indicating strengthening \nmomentum. Nonetheless, growth remained modest and well \nbelow long -term averages , underscoring the \nenduring drag \nfrom supply -side bottlenecks.\n12 \nFrom the production side, output expansion was driven by the \ntertiary sector, particularly trade and finance , where activity was \nbuoyed by low inflation and reduced borrowing costs\n.13 The \nprimary sector recorded stronger activity in the second half of \n2025, on an annual basis, although quarterly performance was \nvolatile. Agricultural output benefited from favourable weather \nconditions , while mining was supported by higher commodity \nprices and improvements in freight rail performance . By \ncontrast, the secondary sector \nagain detracted from growth, \nreflecting persistent weakness in manufacturing. \nWith activity levels improving, employment also expanded, \nalbeit modestly, driven by gains in the formal segment.\n14 \nHowever, broader labour\n-market conditions continue to be\n \nsubdued . Since the COVID\n-19 pandemic , the labour\n-\nabsorption rate has \nstayed \nbelow 42%, \nwhile the \nunemployment rate remains \nhigh at 31.4% despite some \nmoderation.15 This reflects persistent challenges such as skills \n \n11 On a quarter -on-quarter basis, the economy increased by 0.3% in the third \nquarter and by 0.4% in the fourth quarter. \n \n12 See A Khoza, K Morema, M Mofokeng and M Tshenkeng, ‘Will GDP firmly lift \nfrom supply -side’, SARB Economic Note No. EN/2024/22 , December 2024. \n \n13 For detailed sectoral performance see SARB, \nQuarterly Bulletin, March 2026 . \n \n14 See Statistics South Africa, ‘Quarterly Labour Force Survey , Quarter 4: \n2025 ’,17 February 2026 . \n \n15 The average labour absorption rate for G20 emerging\n markets is \napproximately 60%. See ‘OECD Economic Surveys: South Africa 2025’, \nVolume 2025/14 , June 2025. \n \n2.1\n0.8\n0.5\n1.1\n-2.0\n-1.5\n-1.0\n-0.5\n0.0\n0.5\n1.0\n1.5\n2.0\n2.5\n2022\n2023\n2024\n2025\nReal GDP growth\nAnnual growth\nPercentage change over\none quarter \nSource: Stats SA\n20\n25\n30\n35\n40\n45\n50\n55\n60\n65\n70\n2017 2018 2019 2020 2021 2022 2023 2024 2025\nLabour market indicators\nParticipation rate\nAbsorption rate\nUnemployment rate\nSource: Stats SA\nQuarterly Labour Force Survey\nPer cent\n-1.0\n-0.5\n0.0\n0.5\n1.0\n1.5\n2.0\n2.5\n1H23\n2H23\n1H24\n2H24\n1H25\n2H25\nContributions to real GDP \nPrimary sector\nSecondary sector\nTertiary sector\nTaxes less subsidies\nGDP*\nSource: Stats SA\nPercentage points\n*Percentage change over one year\n \n \n17 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nmismatches and elevated job search costs and culminates in \nsharply higher structural unemployment. 16 Meanwhile, real \ncompensation of employees expanded at a muted rate of just \n0.4% over the past year , well below its long -term average . \nDespite persistent labour-market challenges , the demand side \nof the economy was \nbuoyant, underpinned by robust \nhousehold consumption\n. Household spending increased\n by \n3.9% in the final six months of 2025\n, compared with the same \nperiod a year earlier. The strong growth was supported by low \ninflation and declining borrowing costs that reduced debt \nservice costs and boosted real disposable income. \nSpending \nwas also bolstered by gains in asset prices\n and the two -pot \nretirement withdrawals. \nBy contrast, investment detracted from growth in 2025, \nalthough the contraction was less pronounced compared with \nthe year before. However\n, investment has gained some \nmomentum on a quarter -on-quarter basis , having expanded in \nboth the third and fourth quarters of 2025. Looking under the \nhood reveals that investment was mainly directed to information \ntechnology assets rather than physical assets, indicating that \nfirms and the public sector have \nprioritised efficiency \nimprovements over capacity expansions . \nHigh frequency data suggests GDP growth \nmomentum will be \nsustain ed in the near term. The SARB projects growth of 0.3% \nin the first quarter of this year , in line with the Reuters median \nforecast. \n \nGrowth outlook \nThe domestic economy is projected to continue to expand over \nthe forecast period, growing by 1.4% this year and rising to \nabout 2% by 2028, underpinned by household consumption. \nGovernment spending and net exports are also expected to\n \nsupport growth, albeit modestly. The productive capacity of the \neconomy is projected to increase at roughly the same pace as \nreal GDP, resulting in an output gap that is practically closed . \nHowever, n ear-term growth risks are skewed to the \ndownside \namid sharply higher energy costs . \nHousehold consumption is projected to remain resilient\n under \nthe SARB’s baseline \nforecast, which assumes a short\n-lived \nconflict. While inflation is forecast to average higher at 3.7% this \nyear, compared with 3.3% in the January \n2026 forecast, it is \nanticipated to decline to target from \nend-2027, implying \nminimal real income erosion. The QPM -implied policy rate path \nindicates a decline in borrowing costs over the medium term , \nwhich should further ease debt -servicing costs \nas well as\n \nsupport credit access an\nd affordability. Consumption should \n \n16 See C Loewald, K Makrelov and A Wörgötter, ‘Addressing low labour \nutilisation in South Africa’, SARB Working Paper \nSeries No. WP/21/09 , \nJune 2021. \n-10\n-8\n-6\n-4\n-2\n0\n2\n4\n6\n2018\n2020\n2022\n2024\n2026\n2028\nContributions to real GDP growth\nNet exports\nResidual\nChange in inventories\nGross fixed capital formation\nGovernment consumption\nHousehold consumption\nGDP*\nSources: Stats SA and SARB\nPercentage points\n* Percentage change\nForecast\n-6\n-4\n-2\n0\n2\n4\n6\n2022\n2023\n2024\n2025\nGross fixed capital formation by sector\nGeneral government\nPublic corporations\nPrivate sector\nTotal*\nSource: Stats\nSA \nPercentage points\n* Percentage change\nover one quarter\n-8\n-6\n-4\n-2\n0\n2\n4\n6\n8\n2018\n2020\n2022\n2024\n2026\n2028\nReal household spending* \nSources: Stats SA and SARB\nPercentage change\n* Dashed line indicates forecast\n \n18 \nAPRIL 2026\n \nMONETARY POLICY REVIEW \nalso benefit from expected employment growth and increase in \nhousehold net wealth . \nFollowing two successive years of negative growth, investment \nspending is projected to rebound, increasing by \n2.2% this year \nand broadly maintaining this pace through to \n2028. Investment \nwill be supported by private sector capital spending as reforms \nin the energy and logistic s sectors , along with the improved \nmacroeconomic \nfundamentals , \nreduce \nbottlenecks and \ninefficiencies.17,18 Government’s announced R1.07 trillion in \ninfrastructure spending over the medium\n-term expenditure \nframework (MTEF) should add further impetus\n; however, \nchronic capital under-spending remains a risk .19 \nThe growth outlook is subject to \nsignificant risks. A further \nescalation or prolongation of the Middle East conflict could raise \ndomestic inflation sharply and squeeze household incomes , \nwhile high fuel costs or shortages could \ndisrupt production. \n \nMacro balances \nThe current account and its drivers \nImproved terms of trade helped narrow the current account \ndeficit in 2025 compared with the projection in the previous \nMPR as well as the \n2024 outturn.20 This improvement was \nunderpinned by a strong trade surplus and a modest reduction \nin the services, income and transfer deficit. Export growth was \nsupported by higher net gold exports and elevated precious \ncommodity export prices more generally; while lower\n oil prices \nreduced imports. Looking ahead, the current account deficit is \nforecast to remain broadly unchanged this year, widening to \n1.7% by 2028, reflecting increased domestic demand (imports). \nHowever, renewed uncertainty\n, the decline in precious \ncommodity export prices and higher oil prices stemming from \nthe Middle East conflict present downside risks.\n \n \nFiscal balances \nSouth Africa’s fiscal position improve\nd further in the 2025/26 \nfiscal year, with yet another primary surplus expected ; while the \ndebt-to-GDP ratio is anticipated to have peak ed this past fiscal \n \n17 New regulatory reforms should speed up embedded -generation project \ndelivery. See Department of Minerals , Resources and Energy, ‘Grid capacity \nallocation rules’, General Notice 6982 of 2025, \nGovernment Gazette No. \n53914 , 24 December 2025. \n \n18 See Traxtion, ‘Traxtion confirms R3.4bn rolling stock investment to unlock rail \ncapacity and jobs’ , Media release, 4 December 2025. \n \n19 See National Treasury, 2026 Budget Review: Public\n-S ector Infrastructure \nand Public-Private Partnerships Update, 2026. \n \n20 The current account deficit averaged 0.5% of GDP in 2025. The October \n2025 MPR projected a 1% deficit , while the 2024 outcome was 0.7%.\n \n \n0\n10\n20\n30\nTotal\nIn progress\nConnected\nTotal\nIn progress\nIssued\nConnection phase\nBudget quotation\nphase\nPipeline of private sector energy projects \nApr 2023\nApr 2024\nNov 2025\nSource: National Transmission Company South Africa\nGigawatts\n0\n1\n1\n2\n2\n3\n3\n4\n4\n-6\n-4\n-2\n0\n2\n4\n6\n2024\n2025\n2026\n2027\n2028\nCurrent account balance\n Services, income and transfers balance\n Trade balance\n Current account balance\nSource: SARB\nPercentage of GDP\nForecast\n \n \n19 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nyear.21 These positive developments have\n lifted confidence, as \ndiscussed in the global financial markets chapter . \nThe fiscal trajectory is projected to improve further over the \nMTEF, despite the withdrawal of the proposed R20\n billion in tax \nmeasures. The associated revenue shortfall is expected to be \noffset by improvements in several tax bases and \nlower non -\ninterest expenditure. Consequently, the primary surplus is \nprojected to increase from 0.9% of GDP in the \n2025/26 \nfinancial year to 1.9% by 2027/28\n, while the debt ratio \nmoderates to 77% by 2027/28 . \nHowever, t he fiscal outlook faces material upside risks. The \ntemporary fuel levy relief of R3 per litre , weaker-than-expected \ngrowth and potential \nstate-owned enterprise support may \nreduce revenu e and increase expenditure . \n \nConclusion \nDomestic growth is expected to \ngradually strengthen, rising to \n1.9% by 2028 . However, it remains below its steady -state level \nof 2.5% \nand well below the 4% average for emerging \neconomies, highlighting persistent structural challenges . Risks \nto growth are skewed to the do wnside given the conflict in the \nMiddle East and sharply higher fuel prices .\n \n21 The debt ratio is expected to have peaked at 78.9%, compared with the \nprojected 77.9% in the 2025 Medium-Term Budget Policy Statement and \n77.4% in the 2025 Budget. \n-1.2\n-0.7\n-0.2\n0.3\n0.8\n1.3\n1.8\n2.3\n2021/22\n2023/24\n2025/26\n2027/28\nPrimary balance*\nActual\n2025 Budget\n2026 Budget\nSource: National Treasury\nPercentage of GDP\n*Dashed lines indicate forecasts\n \n20 \nAPRIL 2026\n \nMONETARY POLICY REVIEW \nBox 5 Under the hood of South Africa’s potential growth \n \n \nThe South African Reserve Bank (SARB) \nuses a semi‑structural multivariate \nfilter to estimate potential growth – the maximum sustainable output above \nwhich further expansions become inflationary .1 To explain the dynamics of \npotential growth and the sources of shifts in this component , a Cobb -\nDouglas produ ction function is estimated .2 The two \nmodels produce \nbroadly similar profiles. \n \nSouth Africa’s potential growth\n has been on a declining trend\n since the \nglobal financial crisis. A decomposition into its constituent components, \nnamely capital, labour and total factor productivity\n, indicates that capital \nand labour supported growth in the pre-pandemic period, but their impact \ngradually diminished over time . Total factor productivity, which measures \nthe efficiency with which firms combine labour and capital in production, \ngenerally detracted from potential growth. \n \nLabour’s con tribution to potential growth has \nsince normalised to pre -\npandemic levels , after pandemic -related volatility. Its longer -term decline \naligns with a sustained rise in\n structural unemployment since the \nglobal \nfinancial crisis , underscoring a binding constraint on potential growth\n. \n \nC apital stock , once a strong driver of potential growth, has contributed only \nmodest ly since the pandemic\n, mirroring weak investment growth.\n3, 4 \nInvestment has fallen to around 13% of gross domestic product \nin 2025 , \nfrom nearly 20% in 2008. This sustained decline reflects policy uncertainty, \nunderperformance in critical \ninfrastructure and elevated long-term \nborrowing costs. 5 \n \nTotal factor productivity has also been volatile but has dragged on growth \noverall. This persistent weakness points to \nstructural frictions, particularly \nexcessive regulatory burden and infrastructure inadequacies driven by the \nerosion of state capacity\n, that constrain firms’ ability to optimise \nproduction.6 While productivity improved over the past year, likely reflecting \neased electricity and logistics constraints, a sustained rebound will require \ndecisive progress on these structural impediments\n. \n \nIn short, pote ntial growth was mostly dragged by total factor productivity , \nsuggesting constraints\n that impede \nboth allocative and productive \nefficiency. These constraints likely also explain the l\now labour absorption \nrate and subdued capital formation . Reforms that strengthen market \nfunctioning and reduce uncertainty as well as the cost of doing business \nwould raise potential output. Operation Vulindlela reforms and measures \nthat bolster macroeconomic stability should therefore remain top priorities.\n \n1 The methodology adjusts for temporary supply\n‑side shocks, such as strikes or \ndroughts, to reduce the risk of m isclassifying these as demand\n‑driven fluctuations in \noutput. See B Botha, F Ruch and R Steinbach, ‘Short ‑lived supply shocks to \npotential growth’, SARB Working Paper \nSeries No. WP/18/02 , 2018 . \n \n2 See A Khoza, T Mofokeng, K Morema, M Tshenkeng and D Lekgeu,\n ‘South Africa’s \npotential GDP growth: Trends and drivers, \nSARB Economic Note\n, forthcoming. \n \n3 Capital stock represents the accumulation of all existing fixed assets in the \neconomy . See P Alexander et. al., ‘Assessing global potential output growth’, \nBank \nof Canada Staff Analytical Note , 2017. \n \n4 See Krutham. 2025. \nSA’s investment malaise: ‘A structural erosion of capital \nformation?’, 2025. \n \n5 See T Janse van Rensburg, A van Niekerk and R Ehlers, ‘What is holding back \ninvestment in South Africa?’, SARB Economic Note\n No. EN/2025/13, 2025.\n \n \n6 See R Hausmann et. al., ‘Growth through inclusion in South Africa’, \nCID Faculty \nWorking Pape r No.434, November 2023. \n-5\n-3\n-1\n1\n3\n5\n7\n2009\n2013\n2017\n2021\n2025\nPotential growth estimates \nSARB\nProduction function\nSource: SARB\nPercentage change \n-8\n-6\n-4\n-2\n0\n2\n4\n6\n2009\n2012\n2015\n2018\n2021\n2024\nPotential GDP\nLabour\nCapital\nTotal factor productivity\nPotential*\nSources: Stats SA and\nSARB\nPercentage points \n*Percentage change \n \n \n21 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \n \nBox 6 Offsetting component surprises kept 2025 growth forecast errors modest\n \n \nThe South African Reserve Bank (SARB) regularly evaluates its forecast performance to ensure models are performing and expert\n judgement adds \nvalue to the forecasting process. \n \nThe SARB’s growth forecast errors for 2025 were modest, with the absolute mean error of just 0.25\n percentage points across all Monetary Policy \nCommittee (MPC) forecast vintages, compared with 0.44\n percentage points for the Reuters median .1 \n \nAlthough the overall forecast errors were small, they masked large but offsetting component\n-level surprises. Household consumption was stronger \nthan projected, supported by faster -than-expected disinflation, the introduction of the two -pot retirement withdrawals in late 2024 and easier financial \nconditions. Inventory accumulation was also underestimated, reflecting firmer\n-than-anticipated demand. \n \nMeanwhile, net exports and private investment were overestimated. Net exports underperformed, likely reflectin\ng rand strength and slower -than-\nexpected improvements in competitiveness, particularly in logistics. Private investment also fell short, as reforms\n, especially in electricity and logistics \nhad not yet translated into higher \ncapital spending . While unexpected, this outcome is consistent with the view that reforms affect investment and \ngrowth with long and variable lags, as project pipelines, regulatory processes and confidence effects adjust gradually rather than immediately\n. \n \nThe finding of modest headline growth forecast errors alongside large and offsetting component\n-level errors highlights the need to assess forecast \nperformance beyond aggregate outcomes.\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 The 2025 gross domestic product growth root mean square error (RMSE) for the SARB was 0.32 and \n0.50 for the Reuters median. This is relatively small \ncompared to the SARB’s 2023 and 2024 RMSEs of 0.78 and 1.14 respectively. \n \n \n-3\n-2\n-1\n0\n1\n2\n3\nJan\nMar May\nJul\nSep\nNov\nJan\nMar May\nJul\nSep\nNov\nJan\nMar May\nJul\nSep\nNov\nJan\nMPC dates\nContributions to the 2025 GDP forecast errors (forecast minus actual)\nNet exports of goods and services\nChange in inventories and residual\nPrivate business enterprises GFCF\nGeneral government and Public corporations GFCF\nFinal consumption expenditure by general government\nFinal consumption expenditure by households\nGDP (SARB)\nGDP (Reuters median)\nOverestimated\nUnderestimated\nSources: Reuters, Stats SA and SARB\nPercentage points\n2023\n2024\n2025\n2026\n \n22 \nAPRIL 2026\n \nMONETARY POLICY REVIEW \nPrice developments: \nTested by \nshocks \nHeadline inflation eased to 3% in February\n 2026, aligning with \nthe new inflation target. Inflation remained contained over the \npast year , as it benefited from fuel deflation and modest core \nprice increases\n. A stronger rand, \nmoderating inflation \nexpectations and muted wage growth\n kept core pressures \nsubdued . However, the near-term inflation outlook has since \nshifted higher, reflecting sharp increases in fuel prices and rand \ndepreciation . The SARB \nprojects headline inflation to average \n3.7% this year , from 3.2% in 2025, returning to target from late \n2027 . Risks are skewed to the upside. \n \nOil prices and fuel inflation \nOil supply has tightened acutely since \nthe onset of the Middle \nEast conflict on 28 February 2026 . Uncertainty and disruption \nto oil trade flows have push ed the oil price past US$100 per \nbarrel. Compared to recent shocks , the latest oil price rises are \nsignificant. The diesel (petrol) price increased by R7. 37 (R3.06 ) \nper litre in April 2026, the largest on e-off increase for diesel \nsince 2000 . The increases would have been significantly higher \nwere it not for the temporary fuel levy reduction of R3 per litre. \nThe Brent crude oil price was mostly stable\n around US$65 per \nbarrel in the first five months of the review period. \nModest oil \nprices , plus rand strength , resulted in subdued domestic fuel \nprice pressures over the period. \nDespite \nelevated \nuncertainty, m\nedium-term oil market \nfundamentals still point to a return to market oversupply, which \nwould put downward pressure on prices in the outer years of \nthe forecast\n \nhorizon.22 \nHowever, damage to energy \ninfrastructure in the Gulf region and disruptions to shipping will \nlikely constrain near - to medium -term supply. The SARB \nhas \naccordingly raised its Brent crude oil price \nassumption to \nUS$78 per barrel in 2026, \nup from US$ 70 per barrel in the \nOctober 2025 \nMPR , declining to US$65\n per barrel by 2028\n. \nC onsiderable uncertainty surrounds this outlook (Box 1). \n \nAdministered price inflation \nAdministered price inflation eased to 3.2% this past year, from \n5.2% in 2024 , mainly reflecting fuel deflation. However, t his is \nexpected to reverse in the near term as \nthe basic fuel price \nincreases due to higher Brent crude oil prices and widening \ninternationally determined refinery margins (especially for \ndiesel). Upside pressure also emanates from rising freight and \ninsurance costs a s well as a weaker rand. Refinery margins are \ngenerally persistent , presenting the risk that they remain \nelevated even when Brent crude oil prices normalise. \n \n22 See US Energy Information Administration, \nShort -Term Energy Outlook , \nApril 2026. \n0\n1\n2\n3\n4\n5\nJan\nApr\nJul\nOct\nJan\nApr\nHeadline and core inflation\nHeadline inflation\nCore inflation\nSource: Stats SA\nPercentage change over 12 months\n2025\n2026\nInflation target\n60\n70\n80\n90\n100\n110\n120\n2021\n2023\n2025\n2027\nOil price forecast evolution*\nActual\nJul 2025\nSep 2025\nNov 2025\nJan 2026\nMar 2026\nSource: SARB\nUS$ per barrel\n* Dashed lines indicate forecasts\n-20\n-15\n-10\n-5\n0\n5\n10\n15\n20\n25\n2020\n2021\n2022\n2023\n2024\n2025\n2026\nContributions to administered price inflation\nAssessment rates\nWater\nElectricity\nEducation\nPetrol\nDiesel\nOther\nAdministered prices*\nSources: Stats SA and SARB\nPercentage points\n* Percentage change over 12 months\n \n \n23 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nAdministered price inflation is projected (as at the March 2026 \nMPC) to increase to\n 6.9% this year , although the one-off \nreduction in the fuel levy should \nadd some downside \nrisk \nrelative to this baseline . \nFuel inflation distorts the measurement of \n‘true’ administered \nprice inflation as fuel prices reflect the internationally determined \n(unregulated) \nbasic fuel price \nas well\n \nas \nregulated \ncomponents. 23 Excluding the basic fuel price\n component , \nadministered price inflation was 5.9% in 2025 and is projected \nto remain around these levels over the medium term\n. \nElectricity and water prices\n, which rose by 10.9% and 9.9% \nrespectively , \nexerted \nsignificant \nupside pressure to \nadministered inflation in 2025. \nSince 2009, \nprices for these \ncomponents have risen by six\n-fold and five -fold respectively, \nwhile economy -wide prices have about doubled. \nBecause \nelectricity and water are key inputs into production, persistent \nlarge price escalations raise the cost structure of the economy\n \nand erode competitiveness. With inflation broadly on a \ndownward trajectory, the widening real tariff increase heightens \nthe urgency of reforms to align administered price growth with \nbroader price trends. \nPrice increases for other administered components, such as \neducation and property rates, have been moderate, suggesting \npartial indexation to headline inflation.\n24 The shift to the 3% \ninflation target should further temper administered price \nincreases. \n \nFood and non-alcoholic beverages \ninflation \nRepeated and overlapping \nshocks rendered food and non\n-\nalcoholic beverages (NAB) inflation unstable in 2025. After \naveraging 2.6% in the first quarter of 2025, food and NAB \ninflation roughly doubled to 5.1% in the third quarter before \nreceding to 4.2% in the final quarter of the year.\n \nWhile weather -related vegetable supply disruptions \nunwound \nquickly, meat has exerted significant \nand persistent \nupside \npressure to food and NAB as the ongoing foot\n-and-mouth \ndisease outbreak has constrained supply. Although vaccination\n \nis underway, herds may take time to rebuild and return to \nproductivity.25 \n \n23 The regulated component comprises of domestic fuel taxes (including the \nRoad Accident Fund levy) as well as wholesale and retail margins . \n \n24 C Loewald, K Makrelov and E Pirozhkova, ‘The short -term costs of reducing \ntrend inflation in South Africa’, SARB Working Paper Series \nNo. WP/22/08, \nAugust 2022. \n \n25 While beef carcass prices have eased in recent weeks, weaner calf prices \nhave continued to trend upwards, suggesting market tightness for cattle \nheaded to feedlots. \n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n20\nJan\nApr\nJul\nOct\nJan\nApr\nInternational fuel refinery margin proxies*\nPetrol\nDiesel\nSources: Haver\nand SARB\nRand per litre\n2025\n2026\n* The difference between the daily basic fuel \nprice and rand -denominated Brent crude oil \nprice. Reflects refining, shipping and other \nrelated costs.\n0\n1\n2\n3\n4\n5\n6\n7\n8\n9\n2012\n2014\n2016\n2018\n2020\n2022\n2024\nAdministered price inflation and indexation\nAdministered prices excluding the\nbasic fuel price and electricity\nHeadline inflation (annual per cent\naverage; lagged by one year)\nSources: Stats\nSA and SARB\nPercentage change over four quarters\n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n20\n2020\n2021\n2022\n2023\n2024\n2025\n2026\nContributions to food and NAB inflation\nOther food\nNAB\nSugar, confectionary and desserts\nVegetables\nMilk, other dairy products and eggs\nMeat\nCereal products\nFood and NAB*\nSources: Stats SA and SARB\nPercentage points\n* Percentage change\nover 12 months\n \n24 \nAPRIL 2026\n \nMONETARY POLICY REVIEW \n \nThe rest of the food basket has seen more modest inflation \namid favourable domestic weather conditions, ample grain \nstocks and subdued global price pressures. Food and NAB \ninflation is expected to average 3.6% this year and to remain at \nthis level next year , before declining to target. Risks include \nfailure to contain the spread and impacts of animal diseases \nand prolongation of the conflict in the Middle East that could \nseriously affect fertiliser supply and keep diesel prices elevated\n \nas well as expected\n El Niño weather conditions later in the \nyear.26 \n \n \n \n \nCore inflation \nCore inflation remained close to 3% in 2025, reflecting muted \ncore goods inflation\n and relatively contained services \nprice \nincreases .27 Core inflation has benefited from a stronger rand, \neasing inflation expectations and subdued ULC growth\n. A \nmoderately restrictive policy stance has also helped mute price \npressures. Modest core inflation is mirrored \nin the other \nmeasures of underlying inflation, namely trimmed mean, \nsupercore inflation and the persistent and common component \nof inflation that have remained broadly stable in the 3 −4% range \nover the review period . \n \n \n26 A total of 45% of global sulphur exports and 35% of global urea exports \npass through the Strait of Hormuz. Both components are crucial fertiliser \ninputs. \n \n27 Core inflation averaged 3.2% in 2025, from 4.\n3% in the previous yea r. \nConsumer food price inflation (March 2026 forecasts)\n \nPercentage change over four quarters, September 2025 forecasts in brackets\n \n \nActual \nForecast \nWeight \n2015 ─25 \n2025Q3 \n2025Q4 \n2025* \n2026Q1 \n2026Q2 \n2026Q3 \n2026Q4 \n2026* \nFood and non -alcoholic beverages ………………\n \n18.23 \n6.2 \n5.1 \n4.2 \n4.2 \n4.0 \n2.9 \n3.1 \n4.1 \n3.6 \n(5.1) \n(5.0) \n(4.3) \n(4.9) \n(3.5) \n \n \n \nCereal products………………………\n…………\n. \n4.14 \n6.2 \n1.7 \n1.9 \n2.9 \n-0.1 \n-0.1 \n1.2 \n2.7 \n0.9 \n(1.6) \n(2.0) \n(2.9) \n(1.2) \n(0.5) \n \n \n \nMeat……………………………………………\n \n5.10 \n6.3 \n11.2 \n12.0 \n6.9 \n12.7 \n9.9 \n5.4 \n5.8 \n8.3 \n(11.0) \n(11.5) \n(6.8) \n(11.2) \n(7.9) \n \n \n \nBeef………………………………………\n. \n1.15 \n7.4 \n29.6 \n29.0 \n17.7 \n27.3 \n13.5 \n1.8 \n3.6 \n11.6 \n(29.5) \n(28.7) \n(17.6) \n(26.2) \n(11.8) \n \n \n \nPoultry……………………………………\n. \n1.90 \n6.4 \n2.5 \n3.7 \n1.7 \n4.7 \n6.4 \n5.9 \n6.0 \n5.7 \n(2.4) \n(3.4) \n(1.6) \n(4.6) \n(6.2) \n \n \n \nMilk, other dairy products \nand eggs ………………………..\n…….............\n \n1.83 \n5.7 \n-1.2 \n-1.3 \n-0.3 \n-0.4 \n0.6 \n1.9 \n3.0 \n1.3 \n \n \n \n(-0.9) \n(-0.5) \n(0.0) \n(1.2) \n(2.1) \n \n \n \n* Annual average percentage change\n \n \nSources: Stats SA and SARB\n \n 0\n 100\n 200\n 300\n 400\n 500\n 600\n 700\n 800\n 900\n1 000\n2020\n2021\n2022\n2023\n2024\n2025\n2026\nUrea prices\nSource: World Bank\nUS$ per metric ton\n0\n1\n2\n3\n4\n5\n6\n7\n2020\n2021\n2022\n2023\n2024\n2025\n2026\nUnderlying inflation*\nCore inflation\nSources: Stats SA and SARB\nPercentage change over 12 months\nInflation target\n* Shaded region includes the range of supercore inflation, \ncore inflation, trimmed mean inflation as well as the \npersistent and common component of inflation.\n \n \n25 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nCore goods inflation\n exerted down ward pressure on core \ninflation and repeatedly surprised to the downside as the large\n-\nweight and exchange\n-rate-sensitive components benefited \nfrom a stronger rand a s well as the growing share of cheaper \nimported vehicles. Core goods inflation reached a five -year low \nof 1.1% in November last year, before edging slightly higher to \n1.3% in February 2026 . Despite risks from recent geopolitical \nshocks, rand strength through the end of 2025\n and a more \ncompetitive domestic goods ma rket should continue to temper \nprice growth .28 The SARB forecasts core goods inflation to \naverage 2% this year and to stabilise at target over the medium \nterm. \nS ervices inflation remained around 4% over the review period\n, \nbefore dropping 0.4 percentage points to 3.8% in February \nthis \nyear. The decline was due mainly to a marked easing in medical \ninsurance inflation in that month. 29 Medical insurance will likely \nbe surveyed again in April \n2026 as some schemes have \ndelayed premium increases , which is expected to accelerate \ninflation for this \ncomponen t. Health insurance inflation has \npersistently outpaced headline inflation (Box\n 8). Upward \npressure to services inflation also stemmed from rising housing \nprice increases .30 \nS pillover effects from sharply higher fuel prices pose a risk to \nthe services \ninflation outlook. The SARB forecasts services \ninflation to average 3.9% this year and to converge \nto target by \n2028. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n28 SARB engagements with businesses show that internal selling price inflation \n(includes price promotions, loyalty card usage and substitution purchases by \nconsumers) has generally been lower than headline inflation. Outcomes lower \nthan overall inflation can suggest increased promotional activity, downtrading \nby consumers, margin compression or a combination of the three.\n \n \n29 Medical insurance dropped 4 percentage points to 6.5% in February 2026 . \n \n30 Housing inflation rose from 2.5% at the start of 2025 to 3.6% by the end of \nthe year, but this partly reflected base effects . \n0\n1\n2\n3\n4\n5\n6\n7\n2020\n2022\n2024\n2026\n2028\nComponents of core inflation*\nCore goods\nServices\nSources: Stats SA and SARB\nPercentage change over four quarters\n* Dashed lines indicate forecasts at the March 2026 MPC. \nDotted lines indicate forecasts at the September 2025 MPC.\nInflation target\n \n26 \nAPRIL 2026\n \nMONETARY POLICY REVIEW \n \nMedium-term inflation outlook \nIn the QPM, the medium\n-term trajectory of core inflation and \nconsequently overall inflation, is explained by inflation \nexpectations, ULCs, the output gap and the exchange rate \ngap. \nSurveyed inflation expectations capture the subjective beliefs of \neconomic agents about the future trajectory of inflation and \ngenerally influence behaviour. 31 The BE R’s two -years-ahead \ninflation expectations eased to an all\n-time low of 3.6% in the \nfirst quarter of this year, partly reflecting modest historical \ninflation outcomes given the backward\n-looking nature of \nsurveyed expectations. However, expectations fell short of the \n3.4% projected in the January MPC \nforecast. In the QPM , \ninflation expectations are a weighted average of surveyed and \nmodel-consistent (forward -looking) expectations. The SARB \nprojects inflation expectations to continue to moderate\n − albeit \nat a slower pace − and to stabilise at target by 2028. Easing \ninflation expectations also indicate that agents are attentive to \nthe shift to a lower inflation target and to monetary policy overall \n(Box 2). \nMedium-term price pressure s also reflect labour market \ndynamics. In the QPM , wage inflation is driven by the real ULC \ngap and nominal ULC growth.\n32 Real wage growth was muted \n \n31 See O Coibion, Y Gorodnichenko and T Ropele, ‘Inflation \nexpectations and \nfirm decisions: New causal evidence’, December 2018.\n \n \n32 The real ULC gap measures the deviation of real wages per worker from \nproductivity-aligned levels , while nominal ULC growth determines whether \nHeadline inflation (March 2026 forecasts)\n \nPercentage change over four quarters, September 2025 forecasts in brackets\n \n \nActual \nForecast \nWeight \n2015 ─25 \n2025Q3 \n2025Q4 \n2025* \n2026Q1 \n2026Q2 \n2026Q3 \n2026Q4 \n2026* \nHeadline inflation………………………\n \n100.00 \n4.8 \n3.4 \n3.6 \n3.2 \n3.2 \n4.0 \n3.7 \n3.9 \n3.7 \n(3.6) \n(4.0) \n(3.4) \n(3.9) \n(3.9) \n \n \n \nCore inflation**..……………………….\n \n74.53 \n4.3 \n3.1 \n3.2 \n3.2 \n3.2 \n3.3 \n3.4 \n3.4 \n3.3 \n(3.2) \n(3.5) \n(3.3) \n(3.5) \n(3.5) \n \n \n \nRentals***.…………………….……\n. \n15.53 \n3.3 \n2.8 \n3.2 \n2.8 \n3.6 \n3.8 \n3.8 \n3.6 \n3.7 \n(2.6) \n(2.6) \n(2.6) \n(2.7) \n(2.9) \n \n \n \nInsurance .………………………….\n \n8.41 \n6.9 \n7.6 \n7.5 \n7.8 \n5.6 \n5.0 \n5.0 \n5.0 \n5.1 \n \n(7.7) \n(7.6) \n(7.9) \n(6.4) \n(6.0) \n \n \n \nEducation.…………….……………\n. \n2.41 \n6.0 \n4.5 \n4.5 \n4.8 \n4.9 \n5.8 \n5.8 \n5.8 \n5.6 \n(4.5) \n(4.5) \n(4.8) \n(4.9) \n(5.8) \n \n \n \nVehicles…………………………….\n. \n5.61 \n4.8 \n1.5 \n1.0 \n1.7 \n0.7 \n1.0 \n1.1 \n1.3 \n1.0 \n(1.7) \n(2.3) \n(2.1) \n(2.7) \n(3.6) \n \n \n \nFuel…………………………………….\n. \n3.89 \n5.0 \n-4.5 \n1.3 \n-5.8 \n-7.5 \n18.3 \n9.8 \n9.4 \n7.4 \n(-4.1) \n(1.9) \n(-5.5) \n(0.0) \n(6.6) \n \n \n \nElectricity…………………………….…\n \n3.44 \n9.5 \n10.5 \n10.4 \n10.9 \n10.4 \n10.4 \n7.9 \n7.9 \n9.1 \n \n \n \n(10.5) \n(10.4) \n(10.9) \n(10.4) \n(10.4) \n \n \n \n* Annual average percentage change\n \n** CPI excluding food, non -alcoholic beverages, fuel and electricity \n*** Combines actual rentals and owners' equivalent rent \nSources: Stats SA and SARB\n \n0\n1\n2\n3\n4\n5\n6\n7\n8\n2020\n2022\n2024\n2026\n2028\nTwo -years -ahead inflation expectations \n- all \ngroups*\nActual\nSep 2025\nMar 2026\nSources: BER and SARB\nPer cent\nInflation target\n* Shaded region indicates interquartile range of \nsurvey respondents; dashed lines indicate forecasts\n \n \n27 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nover the review period and is projected to remain disinflationary \nover the forecast \nperiod. Meanwhile, salary increases are \nrevised up, pushing \nULC growth \nhigher to 4.1% this year, \nbefore declining to 2.7% in 2028.\n33 Risks to this outlook are \nskewed to the upside\n, considering the historically strong \ncorrelation between fuel prices, food inflation and wage growth. \nThe output gap remained small and negative over the review \nperiod, exerting modest disinflationary pressure\n. The gap is \nprojected to close from next year, \nrendering its contribution to \ninflation broadly neutral. The trajectory of the output gap is \nlargely similar to that in the October 2025 MPR .34 \nThe exchange rate directly affects firms’ real marginal cost as \nwell as import costs. The rand appreciated over the review \nperiod, strengthening from R17.21 to the US dollar at the \nNovember MPC meeting to R16.33 at the March meeting\n. The \nreal exchange rate also appreciated, with the exchange rate \ngap shifting from undervaluation to overvaluation, easing \ninflationary pressures. However, the rand recently lost some \nground amid \nrenewed dollar strength. \nA worsening of\n \ngeopolitical tensions pose s risks to the ex change rate (and by \nimplication, inflation) outlook. \n \nConclusion \nHeadline inflation was contained over the review period, \nreaching 3% in February 2026, precisely in line with\n the new \ntarget. It will be higher in the near term amid severe disruptions \nto global energy markets. The rand has also weakened\n \nsomewhat , while fertiliser prices have risen, posing upside risks \nto food inflation. Together, these factors present a \nthreat to \ninflation expectations. Nevertheless, the SARB’s baseline \nforecast projects inflation to remain within the tolerance band \nthis year and to stabil\nise at target from late next year. \nThe \nconflict in the Middle East presents material upside risks to this \ntrajectory. \n \n \nwage increase s or productivity decreases contributed towards inflationary \npressures. \n \n33 ULC growth was projected at 3.\n7% this year and 3% in 2027 in the October\n \n2025 MPR . \n \n34 The output gap is expected to be \n-0.3%, -0.1% and 0% of potential GDP in \n2026, 2027 and 2028 respectively. \n-9\n-8\n-7\n-6\n-5\n-4\n-3\n-2\n-1\n0\n1\n2020\n2022\n2024\n2026\n2028\nOutput gap\nSep 2025\nMar 2026\nSource: SARB\nPercentage of potential GDP\n13\n14\n15\n16\n17\n18\n19\n20\n2020\n2022\n2024\n2026\n2028\nExchange rate - rand to US dollar*\nActual\nMar 2025\nSep 2025\nMar 2026\nSource: SARB\nRand per US$\n* Dashed lines indicate forecasts\n28 \n \nMONETARY POLICY REVIEW \nAPRIL 2026\n \nBox 7 Rand strength mostly explains 2025 inflation forecast errors\n \n \n \nThe South African Reserve Bank (SARB) overestimated the 2025 headline inflation rate in most Monetary Policy Committee (MPC) \nforecasts. 1 However, \nerrors narrowed markedly from the March\n 2025 MPC forecast as it became evident that inflationary pressures were subdued and \nas the forecast \nhorizon shortened. Other forecasters experienced broadly similar performance, suggesting common challenges in medium\n-term inflation forecasting.2 \n \nEarly forecasts of headline inflation aligned with the SARB’s preferred 4.5% target at the time, consistent with the medium\n-term convergence properties \nof the Quarterly Projection Model (QPM). 3 However, headline inflation came out lower and averaged just 3.2% in 2025.\n \n \nOverestimations were primarily due to core inflation, \nas both core goods and services\n were mostly overstated. The overprediction of core goods \ninflation was driven by a stronger -than-forecasted rand, while that of services was due to benign rental inflation, muted unit labour cost growth and \nlower-than-projected inflation expectations. 4 Forecast errors in non -core inflation were less pronounced, but mainly due to fuel inflation benefiting from \nthe stronger rand and stable global oil prices, while food and electricity inflation forecasts were relatively accurate.\n \n \nThe evolution of the 2025 inflation forecast errors underscores the challenges of \nlong-horizon forecasting amid elevated uncertainty. It also highlights \nthe role of successive MPC meeting forecasts in adjusting assumptions and risk assessments as new information emerges.\n \n \n \n \n \n \n \n \n \n \n \n \n \n1 The forecast evaluation begins in November 2022 \n– the first meeting in which 2025 was included in the forecast horizon.\n \n \n2 The SARB’s root mean square errors ( RMSEs ) are comparable to those of private sector analysts, at 0.3, 1.2 and 1.3 percentage points for the current\n-year, \none-year-ahead and two -years-ahead horizons respectively, compared with analysts’ RMSEs of 0.5, 1.2 and 1.4 percentage points\n respectively. \n \n3 Prior to the announcement of the new 3% inflation target in July 2025 the operational target in the QPM was 4.5%. \n \n4 The rand appreciated more than was expected owing to better\n-than-expected domestic fundamentals and a weaker US dollar.\n \n \n-0.4\n-0.2\n0.0\n0.2\n0.4\n0.6\n0.8\n1.0\n1.2\n1.4\n1.6\nNov Jan\nMar May Jul\nSep Nov Jan\nMar May Jul\nSep Nov Jan\nMar May Jul\nSep Nov\n2022\n2023\n2024\n2025\nPercentage points\nSources: Reuters and SARB\nContributions to the 2025 inflation forecast errors\nServices\nCore goods\nFuel\nElectricity\nFood\nHeadline - SARB\nHeadline - Reuters\nMPC dates\n \n \n29 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nBox 8 ‘Unhealthy ’ insurance inflation \n \nWith the exception of the COVID -19 period, South Africa’s health insurance \ninflation (medical scheme premium inflation) has \nconsistently outpaced \nheadline inflation.1 Understanding the drivers of this pressure is critical for \nassessing the overall inflation outlook. \n \nInflation for medicines and medical products and services has broadly \ntracked headline inflation\n. However, medical scheme premiums have \nescalated at a rate well above it. An important driver is overutilisation: high \nadmission rates and rising care intensity are pushing up expenditure\n. \nBetween 2014 and 2024, \nintensive care unit admissions increased by\n \n32.5% and \nhigh care \nadmissions by 27.8%, while medical scheme \nbeneficiaries grew by only 4%\n.2 Utilisation, as measured by hospital \nadmission rates and length\ns of stay, exceeds that of comparable \nOrganisation for Economic Co\n-operation and Development (OECD) \ncountries. 3 \n \nHealthcare spending in South Africa is amplified by demographics and \ndesign failures. Medical schemes have an older risk pool , while the absence \nof risk equalisation weakens cross\n-subsidisation and reinforces adverse \nselection.4 Market inefficiencies then compound costs, \ndiluting cost \ncontainment and enable fraud and abuse. Meanwhile, inadequate oversight \nof prescribed minimum benefits and practitioner\ns, together with inefficient \nprice-setting, limits value-based purchasing.\n5 Additionally, the third -party \npayer model entrenches moral hazard and erodes cost discipline. 6 \n \nHealth insurance p rice pressures may also reflect weak competition. Both \nfunder markets (medical schemes and administrators) and the hospital \nmarket are highly concentrated. The three largest hospital groups account \nfor about 90% of admissions and the three largest administrato\nrs cover \nnearly 80% of all beneficiaries.\n7 \n \nSharp increases in health insurance premiums shift the adjustment burden \nto the wider economy and entrench inefficiency. Premium increases are \nexpected to moderate as headline inflation declines and stabilises at target. \nReforms to curb unnecessary utilisation and fraud\n, and to strengthen \ncompetition, should reduce the relative price of health insurance and further \nsupport overall inflation control.\n \n1 Health insurance inflation has a weight of 12% in services inflation and 6.17% \nin headline inflation. \n \n2 See Council for Medical Schemes Industry Report, 2024 and \nCMS Annual \nReport , 2014. \n \n3 See Competition Commission, \nHealth Market Inquiry: Final Findings and \nRecommendations Report, 2019. \n \n4 See Council for Medical Schemes, \nCMS Industry Report , 2024. See also \nCompetition Commission (2019). Ibid. \n \n5 Historically, tariffs were determined through collective bargaining between the \nfunder association (Represe ntative Association of Medical Schemes) and \npractitioner and hospital association (Hospital Association of South Africa). The \nCompetition Commission prohibited this practice in 2003. Practitioners either \ncharge what the patient can afford or they accept th\ne scheme rates. The \ndefault payment mechanism is based on a fee\n-for-service approach , which \nencourages overutilisation and gaming. \n \n6 See Competition Commission,\n 2019 . Ibid. \n \n7 The Competition Commission Health Market Inquiry found that in 2016, \nNetcare, Mediclinic and Life had market shares based on beds of 83% and on \nadmissions of 90%. \n0\n2\n4\n6\n8\n10\n12\n2018\n2020\n2022\n2024\nHealth insurance inflation versus headline \ninflation\nHealth insurance inflation\nMedical services inflation\nMedical goods inflation\nHeadline inflation\nSource: Stats SA\nPercentage change over four quarters\n0\n1\n2\n3\n4\n5\n6\n7\n8\n0.0\n0.2\n0.4\n0.6\n0.8\n1.0\nUnder 4\n5-9\n10-14\n15-19\n20-24\n25-29\n30-34\n35-39\n40-44\n45-49\n50-54\n55-59\n60-64\n65-69\n70-74\n75+\n2014\n2024\n2024 Total population (right hand scale)\nMillion (both scales)\nSources: Council\nfor Medical Schemes and Stats SA\nPopulation and medical scheme beneficiaries\nAge\n \n \n \n \n30 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nConclusion\n \nThe conflict in the Middle East \nhas interrupted \nglobal \ndisinflation and shifted the inflation outlook higher . Prices \nfor oil, gas, fertilisers and aluminium\n have risen sharply \namid emerging supply shortages. \nMeanwhile, u ncertainty \nremains high regarding the conflict’s duration and intensity ; \nwhile i\nnfrastructure destruction \nmay \ndelay \nsupply \nnormalisation even after hostilities end. Inflation pressures \nmay also arise from countries replicat ing supply chains to \nstrengthen resilience. \n \nMajor c entral banks have paused rate cuts \nat recent \nmeetings and are expected to remain cautious as they wait \nfor new information . This posture is hel\nped by p\nolicy \nsettings that are generally moderately restrictive , affording \nauthorities more room to look through first -round energy \neffects. Markets increasingly expect \nmost major central \nbanks to raise rates this year. \n \nWith uncertainty elevated, global financial markets are likely \nto remain volatile. South African assets have \nalso sold off \namid risk aversion but have so\n far been relatively resilient, \nsupported by improved macroeconomic fundamentals.\n \n \nSpillovers from the shock are expected to affect but not \nderail South Africa’s transition to the 3% target. Inflation \nwas at 3% in February 2026\n, aligning with the SARB\n’s \ntarget. Headline inflation is projected to rise this year\n but \nremain within the \nplus or minus 1\n percentage point \ntolerance band and return to target by late 2027.\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUncertainty remains high and the \nscale of second -round \neffects is difficult to quantify. Alternative oil\n-price paths \nsuggest materially different inflation trajectories, with \npotentially large non-linear pass -through effects. While the \nQPM -implied policy rate path suggests rate cuts will be \ndelayed to the fourth quarter , scenario s show that it may \nbe necessary to raise rates (Box 1). \n \nDomestic growth strengthened\n to 1.1% \nlast year , w ith \nmomentum expected to \ncontinue pushing it close to 2% \nby 2028 . However, risks to household consumption\n are \nskewed to the downside \namid higher fuel prices and \npotential squeeze on household real income and wealth. \n \nIn a less supportive global environment, growth and \nresilience will depend more on domestic factors. Recent \nde-risking gains can be reinforced through \nspeedier \nimplementation of \nstructural reforms, improved pricing \nefficiency for administered goods and services \nas well as \nachievement of a prude nt public debt level. \n \n \n31 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nGlossary \nAdvanced economies:\n \nAdvanced economies are \ncountries with high gross domestic product (GDP) per \ncapita, diversified exports and close integration into the \nglobal financial system. \nBalance of payments: \nThis is a record of transactions \nbetween the home country and the rest of the world over \na specific period of time. It includes the current and \nfinancial accounts. See also ‘Current account’ below.\n \nBrent crude : Brent crude is a light and sweet blend of oil \nfrom five different fields in the North Sea. The price of Brent \ncrude is one of the benchmark oil prices in international \nmarkets. \nBudget deficit:\n A budget deficit indicates the extent to \nwhich government expenditure exceeds government \nrevenue. \nBusiness and consumer confidence: \nThese are \neconomic indicators that measure the level of optimism \nabout the economy and its prospects among business \nmanagers and consumers.\n \nCommodities : \nCommodities can refer to energy, \nagriculture, metals and minerals. Major South African\n-\nproduced commodities include platinum and gold.\n \nConsumer price index (CPI)\n: The CPI provides an \nindication of aggregate price changes in the domestic \neconomy. The index is calculated using a number of \ncategories forming a representative set of goods and \nservices bought by consumers.\n \nCore inflation : Core inflation generally refers to underlying \ninflation, excluding the volatile elements (e.g. food and \nenergy prices). The SARB’s forecasts and discussions refer \nto headline CPI excluding food, non\n-alcoholic beverages \n(NAB), fuel and electricity prices. \nCrude oil price\n: This is the United States (US) dollar price \nper barrel of unrefined oil. See also ‘Brent crude’ above.\n \nCurrent account\n: The current account of the balance of \npayments consists of net exports (exports less imports) in \nthe trade account as well as the services, income and \ncurrent transfers. \nEmerging markets\n: Emerging markets are countries \nwith low to middle income per capita. They are \nadvancing rapidly and are integrating with global \n(product and capital) markets.\n \n \n \nExchange rate depreciation (appreciation\n): Exchange \nrate depreciation (appreciation) refers to a decrease \n \n(increase) in the value of a currency relative to another \ncurrency. \nExchange rate pass\n-through : This is the effect of \nexchange rate changes on domestic inflation (i.e. the \npercentage change in domestic CPI due to a change in the \nexchange rate). Changes in the exchange rate affect import \nprices, which in turn affect domestic consumer prices and \ninflation. \nForecast horizon\n: This is the future period over which the \nSARB generates its forecasts, typically between two and \nthree years. \nGross domestic product (GDP)\n: GDP is the total market \nvalue of all the goods and services produced in a country. \nIt includes total consumption expenditure, capital \nformation, government consumption expenditure and the \nvalue of exports less the value of imports.\n \nGross fixed capital formation (investment)\n: The value of \nacquisitions of capital goods (e.g. machinery, equipment \nand buildings) by firms, adjusted for disposals, constitutes \ngross fixed capital formation. \nHeadline consumer price index (CPI)\n: Headline CPI \nrefers to CPI for all urban areas, as measured on a monthly \nbasis by Statistics South Africa (Stats SA). Headline CPI is \na measure of price levels in all urban areas. The 12\n-month \npercentage change in headline CPI is referred to as \n‘headline CPI inflation’ and reflects changes in the cost of \nliving. This is the official inflation measure for South Africa.\n \nHousehold consumption\n: This is the amount of money \nspent by households on consumer goods and services.\n \nInflation (growth) outlook\n: This outlook refers to the \nevolution of future inflation (growth) over the forecast \nhorizon. \nInflation targeting : This is a monetary policy framework \nused by central banks to steer actual inflation towards an \ninflation target level or range. \nMonetary policy normalisation\n: This refers to the \nunwinding of an unusually accommodative monetary \npolicy. It could also mean adjusting the economy’s policy \nrate towards its real neutral policy rate. \nNeutral real interest rate (NRIR)\n: The NRIR is the level at \nwhich the real interest rate will settle once the output gap \nis closed and inflation is stable. \n \n \n \n \n32 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nNominal effective exchange rate (NEER)\n: The NEER is \nan index that expresses the value of a country’s currency \nrelative to a basket of other (trading\n-partner) currencies. \nAn increase (decrease) in the NEER indicates a \nstrengthening (weakening) of the domestic currency with \nrespect to the selecte\nd basket of currencies. The \nweighted average exchange rate of the rand is calculated \nagainst 20 currencies. The weights of the five major \ncurrencies are as follows: the euro (30.68%), the Chinese \nyuan (24.53%), the US\n dollar (10.56%), the Japanese yen \n(4.95%) and the Indian \nrupee (4.85%). Index: \n2015  = 100. See also ‘Real effective exchange rate’ \nbelow. \nOutput gap/potential growth\n: Potential growth is the rate \nof GDP growth that could theoretically be achieved if all the \nproductive assets in the economy were employed in a \nstable inflation environment. The output gap is the \ndifference between actual growth and potential growth, \nwhich accumulates over time. If this is negative, then the \neconomy is viewed to be underperforming and demand \npressures on inflation are low. If the output gap is positive, \nthe economy is viewed to be overheating\n, and demand \npressures are inflationary. \nPolicy rate: A policy rate is the interest rate used by a \ncentral bank to implement monetary policy. \nProductivity: Productivity indicates the amount of goods \nand services produced in relation to the resources utilised \nin the form of labour and capital. \nReal effective exchange rate (REER):\n The REER is the \nNEER adjusted for inflation differentials between South \nAfrica and its main trading partners. See also ‘Nominal \neffective exchange rate’ above. \n \n \n \n \n \n \n \n \n \n \nRepurchase (repo) rate: This used to be the policy rate set \nby the SARB’s Monetary Policy Committee (MPC)\n under \nthe classical cash reserve \nmonetary policy implementation \nframework. It was the rate that commercial banks pa\nid to \nborrow money from the SARB. \n \nTerms of trade: This refers to the ratio of export prices to \nimport prices. \nUnit labour cost (ULC):\n A ULC is the labour cost to \nproduce one ‘unit’ of output. This is calculated as the total \nwages and salaries in the non -agricultural sector divided by \nthe real value added at basic prices in the non\n-agricultural \nsector of the economy. \n \n \n \n \n33 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nAbbreviations\n \nAI \nartificial intelligence \nARS \nArgentine peso \nBER \nBureau for Economic Research\n \nBIS \nBank for International Settlements \nBoE \nBank of England \nBoJ \nBank of Japan \nBRL \nBrazilian real \nCAD \nCanadian dollar \nCHF \nSwiss franc \nCNY \nChinese yuan \nCPI \nconsumer price index \nDXY \nUS dollar index \nECB \nEuropean Central Bank \nEUR \neuro \nFed \nFederal Reserve (United States) \nFRA \nforward rate agreement \nGBP \nBritish pound sterling \nGDP \ngross domestic product \nGFCF \ngross fixed capital formation \nGVA \ngross value added \nHUF \nHungarian forit \nIMF \nInternational Monetary Fund \nINR \nIndian rupee \nJPY \nJapanese yen \nJSE \nJSE Limited \nKRW \nSouth Korean won \nMOVE \nMerrill Lynch Option Volatility Estimate \nMPC \nMonetary Policy Committee (South African Reserve Bank)\n \nMPIF \nmonetary policy implementation framework \nMPR \nMonetary Policy Review \nMTBPS \nMedium Term Budget Policy Statement\n \nMTEF \nmedium-term expenditure framework \nMXN \nMexican peso \nNAB \nnon-alcoholic beverages \nNBER \nNational Bureau of Economic Research\n \nOECD \nOrgani sation for Economic Co -operation and Development \nOBEN \nOccasional Bulletin of Economic Notes\n \n \n \n \n \n34 \n \nMONETARY POLICY REVIEW \nAPRIL 2026 \nOPEC \nOrgani sation of the Petroleum Exporting Countries \nPCCI \npersistent and common component of inflation\n \nPCE \npersonal consumption expenditure \nPGM \nplatinum group metal \nPLN \nPolish zloty \nPPI \nproducer price index \nQLFS \nQuarterly Labour Force Survey\n \nQPM \nQuarterly Projection Model \nrepo (rate) \nrepurchase (rate) \nRMSE \nroot mean square error \nS&P \nStandard & Poor’s \nSA \nSouth Africa \nSARB \nSouth African Reserve Bank\n \nSSA \nsub-Saharan Africa \nStats SA \nStatistics South Africa \nTRY \nTurkish lira \nUK \nUnited Kingdom \nULC \nunit labour cost \nUS \nUnited States \nVIX \nVolatility Index \nWEO \nWorld Economic Outlook \nZAR \nSouth African rand \n \n \nwww.resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/april.pdf"}
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+{"doc_id": "8225e6755f5f70e2dfd1aec3e8bbf794", "text": "i \n \n \n \n \n \n \n \nMARCH 2018 \n \n1 \n \nTABLE OF CONTENTS \n \nSelected Economic Indicators ...................................................................................................... 2 \nInternational Commodity Prices ................................................................................................. 3 \nMerchandise Trade Developments .............................................................................................. 4 \nMonetary Developments ............................................................................................................... 6 \nStock Market Developments ........................................................................................................ 7 \nInflation Outturn .......................................................................................................................... 8 \nNational Payments System Developments .................................................................................. 9 \n \n \n \n \n \n \n \n2 \n \n \n \n \n2018 \n \nFebruary \n2018 \n \nMarch \nMonth-on- \nMonth \nChange (%) \nZ.S.E. Mining Index1 \n124.91 \n125.09 \n0.14 \nZ.S.E. Industrial Index1 \n294.55 \n291.00 \n1.21 \nNational Payment System Transactions \n(US$ millions) \n8 962.11 \n11 413.99 \n27.4 \nMoney Supply (US$ millions)2 \n7 825.33 \n7 987.53 \n2.07 \nMoney Supply (M3) Annual Growth2 (%) \n35.58 \n35.84 \n \nYearly Inflation3 (%) \n2.98 \n2.68 \n \nMonthly Inflation3 (%) \n0.08 \n-0.25 \n \nNominal Lending Rate2 (% per annum) \n4.45-18.00 \n4.45-18.00 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nThe international commodity prices of precious \nand base metals retreated during the month of \nMarch 2018. Crude oil prices, however, \nincreased during the same month. \n \n Precious Metals \n \nPrecious metals eased during the month under \nreview, due to a stronger US dollar, which \ndampened the safe haven demand for the metals. \nIn addition, speculation over the possibility of \nanother U.S. interest rate hike in 2018, also \nexerted downward pressure on the precious \nmetal prices. \n Consequently, gold prices declined by 0.5%, \nfrom US$1,333.04/oz in February 2018 to \nUS$1,326.01/oz in March 2018. Likewise, \nplatinum \nprices \ndecreased \nby \n4.3% \nto \nUS$953.93/oz, \nduring \nthe \nsame \nmonth. \nPlatinum prices were further weighed down by \nslowing global demand for the metal. \nFigure 1: Precious metal prices \nSource: Bloomberg, 2018 \n \n \n \n \nBase Metals \nCopper prices declined by 5.8%, from \nUS$7,266.78/tonne \nin February 2018 to \nUS$6,845.81/tonne in March 2018. Nickel \nprices closed the month of March 2018 at an \naverage of US$ 13,247.48/tonne, 1.3% down \nfrom the US$13,608.75/tonne recorded in \nFebruary 2018. \nBase metal prices eased on account of a stronger \nUS dollar, following announcements by the Fed \nof the possibility of gradual interest rate hikes in \n2018. The tension between the US and China \nalso partly contributed to the decline in base \nmetal prices. \nFigure 2:Base metal prices \nSource: Bloomberg, 2018 \n Brent Crude Oil \nCrude oil prices rose by 1.5%, \nfrom \nUS$65.60/barrel \nin \nFebruary \n2018 \nto \nUS$66.59/barrel in March 2018. This was on \nthe back of signs of success in curbing the global \nglut by OPEC and its partners. The prices were \nalso supported by heightened political tensions \nbetween the U.S. and Iran, a development which \nincreased the risk premium for oil. \n0\n450\n900\n1350\n1800\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nFeb-18\nMar-18\nGold\nPlatinum\n0\n2000\n4000\n6000\n8000\n10000\n12000\n14000\n0\n1500\n3000\n4500\n6000\n7500\nMar-17\nMay-17\nJul-17\nSep-17\nNov-17\nJan-18\nMar-18\nNICKEL US/TON\nCOPPER US$/TON\nCopper\nNickel\n \n \n \n4 \n \nFigure 3: International crude oil prices \nSource: Bloomberg, 2018 \nMERCHANDISE TRADE \nDEVELOPMENTS \nTotal merchandise trade stood at US$894.3 \nmillion in March 2018, representing a 3.0% \ndecline from the US$922.0 million recorded in \nFebruary 2018. This was underpinned by a \ndecline in merchandise exports during the \nmonth under review. \nMerchandise Export Developments \nMerchandise exports declined by 16.9%, from \nUS$347.2 million realised in February 2018 to \nUS$288.6 million in March 2018. Declines in \nexport receipts for gold and flue-cured tobacco, \nlargely accounted for the fall in exports. \n \n \n \n \n \n \nFigure 4: Merchandise Exports (US$ m) \n \n \nSource: Zimstat, 2018 \n \nTable 1: Exports Classified by HS Code \n Product \nFeb-18 \nUS$m \nMar-18 \nUS$m \nShare of \ntotal \nExports \n(%) \n Semi-\nmanufactured \ngold \n100.6 \n85.4 \n29.6 \n Nickel mattes \n46.1 \n47.5 \n16.5 \n Nickel ores \nand \nconcentrates \n36.9 \n35.9 \n12.4 \n Ferro-\nchrome \n18.9 \n28.4 \n9.8 \n Flue-cured \ntobacco \n75.8 \n16.4 \n5.7 \n Chromium \nores and \nconcentrates \n7.2 \n9.5 \n3.3 \n Unwrought \nPlatinum \n3.9 \n4.9 \n1.7 \n Black tea \n3.5 \n2.9 \n1.0 \n Black \nGranite \n2.2 \n2.6 \n0.9 \n Other \n 52.2 \n 55.0 \n19 \n Total \n347.2 \n288.6 \n100.0 \nSource: Zimstat, 2018 & RBZ Calculations, 2018 \nThe country’s exports for the month of \nMarch 2018 were mainly destined for South \nAfrica, 41.9%; United Arab Emirates (UAE), \n20.6%; Mozambique, 13.4%; Zambia, 2.5%; \nBotswana, 1.0%; Malawi, 0.6%; Netherlands, \n0.4%; Namibia, 0.2%; Germany, 0.2% and \n0.00\n10.00\n20.00\n30.00\n40.00\n50.00\n60.00\n70.00\n80.00\nMar-16\nMay-16\nJul-16\nSep-16\nNov-16\nJan-17\nMar-17\nMay-17\nJul-17\nSep-17\nNov-17\nJan-18\nMar-18\n0\n50\n100\n150\n200\n250\n300\n350\n400\nFeb\nMar\n \n \n \n5 \n \nHong Kong, 0.2%. Figure 5 shows the country’s \nmajor export markets during the month under \nanalysis. \nFigure \n5: \nMajor \nMerchandise Export \nDestination \n \nSource: Zimstat, 2018 & RBZ Calculations, 2018 \nMerchandise Import Developments \nTotal merchandise imports registered a 5.4% \nincrease, from US$574.8 million in February \n2018 to US$605.8 million in March 2018. The \nimport bill was largely driven by energy imports \n(diesel, petrol, aviation spirit and electricity); \nfood; medicine and fertilizer imports. \n \n \n \n \n \n \nTable 2:Imports Classified by HS Code \n \nFeb-18 \nUS$m \nMar-18 \nUS$m \nShare of \nTotal \nImports(%) \n Diesel \n69.9 \n84.5 \n13.9 \n Unleaded \npetrol \n35.7 \n47.4 \n7.8 \n Electrical \nenergy \n14.7 \n14.7 \n2.4 \n Crude soya \nbean oil \n9.9 \n10.8 \n1.8 \n Aviation \nSpirit \n0.1 \n9.9 \n1.6 \n Wheat \n11.5 \n9.4 \n1.6 \n Medicines \n0.3 \n8.9 \n1.5 \n Rice \n12.6 \n8.6 \n1.4 \n Fertilisers \n(Urea) \n13.7 \n8.2 \n1.3 \n Insecticides \n7.2 \n7.1 \n1.2 \n Other \n399.2 \n396.4 \n65.4 \n Total \n574.8 \n605.8 \n100.0 \nSource: Zimstat, 2018 & RBZ Calculations, 2018 \nThe country sourced imports mainly from South \nAfrica (44.8%); Singapore (22.7%); China \n(4.7%); Japan (4.6%); India, (2.1%); Mauritius \n(2.0%); Zambia (1.9%); U.A.E (1.6%) and \nUnited Kingdom (1.3%), during the month of \nMarch 2018. \n \n \n \n \n \n \n \nSouth \nAfrica\n41.9%\nMozambique\n13.4%\nUAE\n20.6%\nZambia\n2.5%\nNamibia\n0.2%\nBotswana\n1.0%\nMalawi\n0.6%\nGermany\n0.2%\nHongkong\n0.2%\nOther\n19.4%\nFigure 5:Major Merchandise \nExport Destinations\n \n \n \n6 \n \nFigure 6: Major Merchandise Import \nSources (% Share) \n \nSource: Zimstat, 2018 & RBZ Calculations, 2018 \nMerchandise Trade Balance \nThe country’s monthly trade balance worsened \nby 39.4%, from a deficit of US$227.6 million in \nFebruary 2018 to US$317.2 million in March \n2018. \nFigure 7: Merchandise Exports, Imports and \nTrade Balance (US$m) \n \nSource: Zimstat, 2018 & RBZ Computations, 2018 \n \n1 Provisional figures \n2 Beginning January 2017, broad money is redefined using \nIMF’s Monetary and Financial Statistics Manual of 2000. \nMONETARY DEVELOPMENTS1 \n \nBroad money2 registered an annual growth of \n35.85%, from US$5 879.93 million in March \n2017, to US$7 987.53 million in March 2018. \nThis followed increases in transferable deposits, \n46.55% and negotiable certificates of deposits3, \n28.51%. Time deposits, continued on a \ndownward trend, registering a 2.54% decrease \nduring the month under analysis. Bond notes \nand coins in circulation stood at US$340.60 \nmillion in March 2018, up from US$142.17 \nmillion in March 2017. \n \nOn a monthly basis, broad money increased \nfrom US$7 825.33 in February 2018, to \nUS$7 987.53 million in March 2018. \nFigure 8: Money Supply \n \n \nSource: Reserve Bank of Zimbabwe, 2018 \nBroad money was made up of transferable or \ntransitory deposits, 76.10%; time deposits, \n18.67%; currency in circulation, 4.26%; and \nThe major change is the exclusion of Government deposits \nheld by banks from broad money. \n3 NCDs are also referred to as securities included in broad \nmoney. \nSouth Africa\nSingapore\nChina\nIndia\nMauritius\nJapan\nZambia\nUAE\nUK\nother\n0%\n10%\n20%\n30%\n40%\n50%\n-400\n-200\n0\n200\n400\n600\n800\nFeb-18\nMar-18\nImports\nExports\nTrade Balance\n-10\n0\n10\n20\n30\n40\n50\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n 8.0\n%\nUS$ BILLIONS\nM3\nM3 Annual Growth rate\n \n \n \n7 \n \nnegotiable certificates of deposits, 0.97%, \nduring the month under review. \nFigure 9: Composition of Money Supply \n(February 2018) \nSource: Reserve Bank of Zimbabwe, 2018 \nOn a year–to-year basis, growth in credit to the \nprivate sector was 5.89% in March 2018, down \nfrom 6.17% in February 2018. Monthly growth \nof credit to the private sector, however, \nincreased \nby \n3.06%, \nfrom \nUS$3 587.17 million in February 2018 to \nU$3 696.77 million in March 2018. \nOn a sectoral basis, households absorbed \n23.99% of the total domestic credit, followed by \nagriculture, \n18.16%; \nservices, \n13.62%; \ndistribution, 12.91%; manufacturing, 11.38%; \nfinancial \norganisations \nand \ninvestments, \n10.84%; mining, 4.29%; construction, 2.43%; \ntransport; and communications, 1.64%. \n \n \n \n \n \n \nFigure 10: Sectoral Distribution of Credit \n(March 2018) \nSource: Reserve Bank of Zimbabwe, 2018 \nCredit to the private sector was mainly utilised \nfor inventory build-up, 27.56%; consumer \ndurables, 17.91%; fixed capital investment, \n12.86%; and pre and post shipment financing, \n1.11%. Other recurrent expenditures accounted \nfor 40.56% of the total outstanding loans and \nadvances, during the month under review. \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of March 2018, bearish \nsentiment persisted on the local bourse, for the \nfifth consecutive month. Consequently, the All \nShare Index (ASI) declined by 1.19% to close \nthe month at 86.98 points. The Top 10 Index, \nwhich tracks share price developments of \nheavily capitalized counters, also shed 1.56%, \nfrom 87.07 points in February 2018 to 85.71 \npoints, during the month under review. \n \n \nTransferable Deposits\n76.10%\nOther Deposits \n(Time)\n18.67%\nNCDs\n0.97%\nBond \nNotes and \nCoins\n4.26%\nHouseholds\n23.99%\nAgriculture, \n18.16%\nManufacturing, 11.38%\nServices, \n13.62%\nDistribution, 12.91%\nFinancial \nOrganisations\n, 10.84%\nMining, \n4.29%\nTransport and \nCommunication, \n1.64%\nConstruction, 2.43%\nOther, 0.74%\n \n \n \n8 \n \nFigure 11: Zimbabwe Stock Exchange All \nshare and top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2018 \n \nThe industrial and mining indices closed the \nmonth under review at 291.0 points and \n125.09 points, down from 294.55 points and \n124.91 points recorded in February 2018, \nrespectively. \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2018 \nDuring the month under review, the volume of \nshares traded stood at 109.0 million shares, \ndown from 138.14 million shares in February \n2018. The value of shares traded also declined \nby 36.73%, to US$40.33 million in March 2018 \nfrom US$63.74 million in February 2018. \n \nForeign investors contributed 64.19% of the \ntotal value of shares traded, compared to \n32.14% registered in the previous month. This \nin large part, could be attributed to the review of \nthe \nIndigenization \nand \nEconomic \nEmpowerment \nRegulations \n(IEER) \nand \nrenewed economic growth prospects under the \nNew Dispensation. \n \nFigure 13: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2018 \nThe ZSE market capitalisation registered a \n1.14% decrease, from US$8.39 billion in \nFebruary 2018, to close the month under \nanalysis at US$8.29 billion. \n \n \n75.00\n80.00\n85.00\n90.00\n95.00\n100.00\n2-Jan-18\n7-Jan-18\n12-Jan-18\n17-Jan-18\n22-Jan-18\n27-Jan-18\n1-Feb-18\n6-Feb-18\n11-Feb-18\n16-Feb-18\n21-Feb-18\n26-Feb-18\n3-Mar-18\n8-Mar-18\n13-Mar-18\n18-Mar-18\n23-Mar-18\n28-Mar-18\nFigure 1: ZSEAll Share and Top \n10 Indices\nAll Share Index\nTop 10 Index\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n550\n27-Feb-17\n27-Mar-17\n27-Apr-17\n27-May-17\n27-Jun-17\n27-Jul-17\n27-Aug-17\n27-Sep-17\n27-Oct-17\n27-Nov-17\n27-Dec-17\n27-Jan-18\n27-Feb-18\n27-Mar-18\nIndustrial\nMining\n0\n30\n60\n90\n120\n150\n180\n210\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nFeb-18\nMar-18\nValues Traded (US$ Millions)\nVolumes Traded (Millions)\nVolume\nTurnover\n \n \n \n9 \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation decelerated to 2.68% \nin March 2018, from 2.98% in February 2018. \nThis was on the back of the slowdown in non-\nfood inflation. \nAnnual non-food inflation decelerated to 1.81% \nin March 2018, from 2.33% in February 2018. \nFood inflation, however, accelerated from \n4.35% in February 2018, to close the month \nunder review at 4.54%. \nFigure 9 shows annual inflation developments \nfrom January 2016 to March 2018. \n \nFigure 14:Annual Inflation (%) \n \nSource: ZIMSTAT, 2018 \nMonthly Inflation \n \nMonthly inflation declined from 0.08% in \nFebruary 2018, to -0.25% in March 2018, \nfollowing decreases in both food and non-food \ninflation. \n \n \n \nFigure 15: Month On Month Inflation \n \n \nSource: ZIMSTAT, 2018 \nMonth-on-month food inflation remained in the \nnegative at -0.03% in the month under analysis, \nan \nincrease \nfrom \n-0.18% \nregistered \nin \nFebruary 2018. This followed increases in \nprices of fruit and vegetables. \nMonthly non-food inflation fell to -0.36% in \nMarch 2018, from 0.21% in February 2018. \nDeclines in transport; communication, clothing \nand footwear, and housing, water and energy \nservices, weighed down non-food inflation. \n \nNATIONAL PAYMENTS SYSTEM \n \nDuring the month of March 2018, the total value \nof transactions processed through the National \nPayment \nSystem \n(NPS) \nstood \nat \nUS$11.41 billion, up from US$8.96 billion in \nFebruary 2018. The volume of NPS transactions \nalso increased by 26.9%, from 111.37 million \nin February 2018 to 141.3 million in March \n2018. \n-4.5\n-3\n-1.5\n0\n1.5\n3\n4.5\n6\nMar-16\nJun-16\nSep-16\nDec-16\nMar-17\nJun-17\nSep-17\nDec-17\nMar-18\nHeadline Inflation\nFood\nNon Food\n-0.5\n-0.3\n-0.1\n0.2\n0.4\n0.6\n0.8\n1.0\n1.2\n1.4\n1.6\nMar-16\nJun-16\nSep-16\nDec-16\nMar-17\nJun-17\nSep-17\nDec-17\nMar-18\n \n \n \n10 \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system increased from US$4.71 billion in \nFebruary 2018, to US$6.30 billion in March \n2018. Similarly, RTGS volumes also registered \na 19.2% increase, from 457 188 transactions \nrecorded in the previous month to 545 179 \ntransactions during the month under review. \n \nFigure 16: ZETTS Volumes and Values \nSource: Reserve Bank of Zimbabwe, 2018 \n \nCash transactions \nCash based transactions increased by 9.3%, \nfrom US$204.78 million in February 2018 to \nUS$223.78 million in March 2018. \nMobile and Internet Based Transactions \nMobile and internet based transactions stood at \nUS$3.52 billion during the month under review, \nup from US$2.85 billion recorded in the \nprevious month. \n \nCard Based Transactions \nThe total value of card based transactions \nregistered \na \n9.67% \nincrease, \nfrom \nUS$607.93 million in February 2018 to \nUS$666.73 million in March 2018. \nCheque Transactions \nThe value of cheque transactions closed the \nmonth under review largely unchanged from the \nprevious month level of US$4.47 million. \n \nJUNE 2018 \nRESERVE BANK OF ZIMBABWE \n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n -\n 100\n 200\n 300\n 400\n 500\n 600\n 700\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nVolume\nValue\n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n11 \n 2. Central Bank Survey \n \n \n \n \n \n \n12 \n \n3. Other Depository Corporations Survey \n \n \n \n \n13 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n14 \n 4.2 Liabilities \n \n \n \n \n \n \n \n15 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n16 \n 5.2 Liabilities \n \n \n \n17 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n18 \n 6.2 Liabilities \n \n \n \n \n \n19 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n20 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n21 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n22 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n23 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n24 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n25 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n26 \n 11. Exchange Rates \n \n \n \n \n \n \n \n27 \n \n \n \n \n \n12 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 28 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 29 \n \n13.2 Volumes of Transactions \n \n \n \n \n 30 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 13 \n \n \nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nFeb-18\nMar-18\nNet Foreign Assets\n-558,721.32\n-513,306.49\n-568,383.24\n-574,712.07\n-626,166.71\n-581,024.98\n-549,943.15\n-600,146.55\n-718,745.96\n-963,774.49 -1,004,950.72\n-1,058,322.46\n-1,273,053.37\nCentral Bank(net)\n-584,124.96\n-598,046.16\n-624,627.79\n-572,190.43\n-673,117.34\n-634,409.89\n-644,166.06\n-736,057.71\n-869,239.58 -1,126,260.86 -1,184,176.73\n-1,238,013.30\n-1,469,367.91\nForeign Assets\n420,146.58\n406,925.81\n381,126.20\n415,139.98\n380,195.83\n432,967.36\n442,659.91\n330,188.17\n316,883.48\n426,145.71\n296,246.77\n293,630.88\n253,622.18\nForeign Liabilities\n1,004,271.54\n1,004,971.97\n1,005,753.98\n987,330.41\n1,053,313.17\n1,067,377.25\n1,086,825.97\n1,066,245.88\n1,186,123.05\n1,552,406.57\n1,480,423.50\n1,531,644.18\n1,722,990.09\nOther Depository Corporations(net)\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\n46,950.63\n53,384.91\n94,222.92\n135,911.17\n150,493.62\n162,486.37\n179,226.01\n179,690.85\n196,314.54\nForeign Assets\n275,104.70\n338,839.86\n302,736.47\n260,090.51\n212,254.02\n214,135.93\n249,362.59\n293,931.99\n304,880.23\n338,932.13\n334,406.75\n324,307.90\n363,137.60\nForeign Liabilities\n249,701.07\n254,100.19\n246,491.92\n262,612.14\n165,303.39\n160,751.02\n155,139.67\n158,020.82\n154,386.61\n176,445.76\n155,180.74\n144,617.06\n166,823.06\nNet Domestic Assets (NDA)\n6,438,654.97 6,630,089.13 6,768,665.58 7,066,383.69\n7,190,192.60 7,656,567.78\n8,010,141.46 8,287,169.55\n8,738,773.53\n9,071,999.06\n8,842,518.51\n8,883,651.73\n9,260,584.40\nDomestic Claims\n7,693,211.88 7,850,810.40\n8,109,966.41\n8,430,156.54 8,563,257.71\n9,041,471.69 9,445,954.95 9,806,932.03 10,290,523.51 10,699,362.07 10,501,106.36\n10,523,404.79\n11,009,435.17\nClaims on Central Government(net)\n3,839,525.33 4,019,529.99\n4,168,269.21\n4,429,130.33\n4,583,719.81\n4,963,451.34 5,262,365.52 5,558,940.68\n5,980,149.89\n6,277,467.58\n6,217,222.75\n6,217,344.80\n6,614,169.62\nClaims on Central Government\n3,952,135.70\n4,118,041.33\n4,265,615.80\n4,543,365.26\n4,702,324.42\n5,092,414.12\n5,358,107.60\n5,642,566.58\n6,055,451.35\n6,412,445.92\n6,365,720.36\n6,411,631.80\n6,770,958.92\nCentral Bank\n2,337,736.86\n2,444,902.51\n2,578,541.50\n2,781,509.63\n2,976,316.75\n3,253,867.88\n3,386,569.83\n3,558,186.58\n3,826,415.91\n3,985,873.65\n4,002,809.96\n4,073,776.80\n4,316,965.46\nODCs\n1,614,398.84\n1,673,138.81\n1,687,074.29\n1,761,855.63\n1,726,007.68\n1,838,546.24\n1,971,537.77\n2,084,380.00\n2,229,035.44\n2,426,572.26\n2,362,910.40\n2,337,855.00\n2,453,993.46\nLess Liabilities to Central Government\n112,610.37\n98,511.34\n97,346.59\n114,234.93\n118,604.61\n128,962.78\n95,742.09\n83,625.90\n75,301.46\n134,978.34\n148,497.61\n194,286.99\n156,789.30\nCentral Bank\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,373.09\n41,168.00\n93,049.24\n42,096.19\nODCs\n86,901.10\n76,234.01\n75,103.98\n73,714.80\n78,059.42\n88,330.97\n55,196.23\n43,095.62\n34,748.45\n94,605.25\n107,329.61\n101,237.76\n114,693.11\nClaims on Other Sectors\n3,853,686.55\n3,831,280.41\n3,941,697.20\n4,001,026.21\n3,979,537.89\n4,078,020.35\n4,183,589.43\n4,247,991.35\n4,310,373.62\n4,421,894.49\n4,283,883.60\n4,306,059.99\n4,395,265.55\nOther Financial Corporations\n47,369.15\n49,453.09\n52,463.93\n105,548.86\n54,242.21\n48,020.09\n49,739.69\n49,554.83\n52,045.37\n64,990.53\n61,245.16\n71,411.06\n78,722.96\nState and Local Government\n34,312.18\n34,732.93\n36,595.52\n35,573.02\n34,059.17\n34,223.63\n31,707.35\n33,198.40\n38,416.75\n46,177.22\n55,046.17\n54,613.41\n48,750.40\nPublic Non Financial Corporations\n280,721.01\n314,505.79\n346,370.34\n349,686.88\n412,068.05\n412,045.72\n465,886.74\n474,544.48\n526,356.79\n591,300.63\n590,546.93\n592,869.46\n571,018.58\nPrivate Sector\n3,491,284.21\n3,432,588.60\n3,506,267.42\n3,510,217.45\n3,479,168.47\n3,583,730.91\n3,636,255.65\n3,690,693.65\n3,693,554.71\n3,719,426.11\n3,577,045.34\n3,587,166.06\n3,696,773.61\nCentral Bank\n21,760.49\n18,704.05\n19,992.79\n20,634.27\n21,723.98\n30,090.82\n24,112.13\n29,027.93\n30,167.18\n25,776.78\n14,203.44\n14,223.70\n15,959.49\nODCs\n3,469,523.72\n3,413,884.55\n3,486,274.63\n3,489,583.19\n3,457,444.48\n3,553,640.10\n3,612,143.52\n3,661,665.72\n3,663,387.53\n3,693,649.33\n3,562,841.90\n3,572,942.36\n3,680,814.12\nOther Items(Net)\n1,254,556.91\n1,220,721.27\n1,341,300.82 1,363,772.85\n1,373,065.10 1,384,903.90\n1,435,813.49\n1,519,762.48\n1,551,749.98\n1,627,363.01\n1,658,587.85\n1,639,753.06\n1,748,850.76\nShares and Other Equity\n1,505,125.73\n1,501,542.78\n1,530,318.81\n1,547,498.75\n1,546,591.54\n1,561,407.08\n1,584,816.35\n1,635,896.82\n1,657,131.70\n1,862,915.59\n1,838,103.60\n1,868,350.08\n1,896,090.63\nLiabilities to Other Financial Corporations\n15,735.14\n15,467.80\n15,506.06\n17,953.19\n18,647.30\n17,870.07\n27,738.15\n24,759.56\n24,615.34\n6,152.75\n2,600.12\n2,920.26\n6,906.82\nRestricted Deposits\n67,789.29\n68,133.12\n84,939.87\n84,617.96\n84,477.31\n32,685.62\n115,800.59\n161,010.60\n88,854.55\n65,604.73\n83,202.55\n63,087.75\n58,609.87\nDeposits and Securities Excluded from Base Mone\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-334,093.24\n-364,422.43\n-289,463.92\n-286,297.05\n-276,651.05\n-227,058.87\n-292,541.60\n-301,904.50\n-218,851.62\n-307,310.05\n-265,318.43\n-294,605.04\n-212,756.55\nBroad Money-M3\n5,879,933.65\n6,116,782.64 6,200,282.35\n6,491,671.62 6,564,025.89 7,075,542.80\n7,460,198.31\n7,687,023.01\n8,020,027.58\n8,108,224.57\n7,837,567.78\n7,825,329.27\n7,987,531.03\nSecurities Other than Shares Included in Broad M\n60,161.15\n63,292.20\n61,392.93\n65,667.46\n66,282.58\n71,054.38\n55,830.26\n62,975.36\n66,482.78\n68,638.47\n65,056.19\n75,354.27\n77,311.81\nBroad Money-M2\n5,819,772.50 6,053,490.44 6,138,889.42 6,426,004.16 6,497,743.31 7,004,488.42 7,404,368.06 7,624,047.65\n7,953,544.80\n8,039,586.10\n7,772,511.59\n7,749,975.00\n7,910,219.22\nOther Deposits\n1,529,856.98\n1,530,705.58\n1,558,418.08\n1,538,865.52\n1,600,104.76\n1,604,901.44\n1,571,434.68\n1,460,819.34\n1,450,191.32\n1,401,725.04\n1,453,958.89\n1,458,797.16\n1,490,952.43\nNarrow Money-M1\n4,289,915.52 4,522,784.87 4,580,471.34 4,887,138.64 4,897,638.55 5,399,586.98 5,832,933.38\n6,163,228.31\n6,503,353.48\n6,637,861.06\n6,318,552.70\n6,291,177.84\n6,419,266.79\nTransferable Deposits\n4,147,742.43\n4,369,406.07\n4,404,701.40\n4,690,977.34\n4,696,301.61\n5,199,733.27\n5,589,485.14\n5,875,303.92\n6,184,269.27\n6,305,923.18\n5,987,477.45\n5,959,338.10\n6,078,664.17\nCurrency Outside Depository Corporations\n142,173.09\n153,378.80\n175,769.94\n196,161.30\n201,336.94\n199,853.71\n243,448.24\n287,924.39\n319,084.21\n331,937.88\n331,075.25\n331,839.74\n340,602.61\nSource: Reserve Bank of Zimbabwe,2018\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Ban\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n14 \n \n \nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nFeb-18\nMar-18\nNet Foreign Assets\n-584,124.96\n-598,046.16\n-624,627.79\n-572,190.43\n-673,117.34\n-634,409.89\n-644,166.06\n-736,057.71\n-869,239.58 -1,126,260.86 -1,184,176.73\n-1,238,013.30\n-1,469,367.91\nClaims on Non Residents\n420,146.58\n406,925.81\n381,126.20\n415,139.98\n380,195.83\n432,967.36\n442,659.91\n330,188.17\n316,883.48\n426,145.71\n296,246.77\n293,630.88\n253,622.18\nOfficial Reserves Assets\n320,724.81\n306,786.71\n281,496.90\n311,951.49\n217,201.99\n270,004.32\n281,012.34\n227,656.94\n205,053.80\n292,621.94\n158,151.02\n155,811.96\n151,870.93\nOther Foreign Assets\n99,421.78\n100,139.10\n99,629.30\n103,188.49\n162,993.84\n162,963.05\n161,647.57\n102,531.22\n111,829.68\n133,523.77\n138,095.75\n137,818.91\n101,751.25\nLess Liabilities to Non Residents\n1,004,271.54\n1,004,971.97\n1,005,753.98\n987,330.41\n1,053,313.17\n1,067,377.25\n1,086,825.97\n1,066,245.88\n1,186,123.05\n1,552,406.57\n1,480,423.50\n1,531,644.18\n1,722,990.09\nShort Term Liabilities\n528,171.18\n523,978.67\n523,548.11\n502,610.47\n563,024.67\n574,360.75\n593,884.47\n573,462.17\n693,209.75\n1,054,937.74\n983,052.84\n1,033,413.81\n1,224,423.97\nOther Foreign Liabilities\n476,100.37\n480,993.30\n482,205.88\n484,719.93\n490,288.49\n493,016.51\n492,941.50\n492,783.71\n492,913.31\n497,468.83\n497,370.66\n498,230.37\n498,566.12\nNet Domestic Assets (NDA)\n2,188,550.14\n2,257,792.42\n2,349,975.84\n2,521,069.54\n2,737,322.28\n2,999,347.85\n3,105,441.82\n3,256,650.47\n3,578,707.96\n3,794,421.55\n3,659,970.31\n3,543,535.61\n3,791,063.48\nDomestic Claims\n2,546,698.82\n2,684,539.56\n2,853,418.83\n3,030,356.62\n3,245,039.24\n3,502,380.95\n3,713,000.64\n3,917,674.05\n4,231,837.20\n4,413,271.32\n4,407,396.99\n4,440,150.98\n4,733,231.32\nNet Claims on Central Government\n2,312,027.60\n2,422,625.19\n2,556,298.89\n2,740,989.49\n2,935,771.55\n3,213,236.07\n3,346,023.97\n3,517,656.29\n3,785,862.91\n3,945,500.57\n3,961,641.96\n3,980,727.56\n4,274,869.27\nClaims on Central Government\n2,337,736.86\n2,444,902.51\n2,578,541.50\n2,781,509.63\n2,976,316.75\n3,253,867.88\n3,386,569.83\n3,558,186.58\n3,826,415.91\n3,985,873.65\n4,002,809.96\n4,073,776.80\n4,316,965.46\nOf which: Securities Other than Shares\n551,741.20\n533,407.34\n537,150.63\n620,541.15\n640,269.72\n677,443.83\n641,160.04\n1,105,837.44\n1,153,434.17\n1,478,745.94\n1,481,110.28\n1,479,552.84\n1,546,995.94\nLoans\n1,785,995.66\n1,911,495.17\n2,041,390.87\n2,160,968.48\n2,336,047.02\n2,576,424.05\n2,745,409.80\n2,452,349.14\n2,672,981.75\n2,507,127.72\n2,521,699.68\n2,594,223.95\n2,769,969.52\n Loans and Advances\n1,464,915.87\n1,590,415.34\n1,720,310.96\n1,839,861.18\n2,014,968.77\n2,255,345.80\n2,426,555.62\n2,133,497.10\n2,354,104.05\n2,232,210.60\n2,246,782.40\n2,319,307.01\n2,495,052.07\n Legacy Debt\n321,079.79\n321,079.84\n321,079.91\n321,107.30\n321,078.25\n321,078.25\n318,854.18\n318,852.04\n318,877.70\n274,917.12\n274,917.28\n274,916.94\n274,917.46\nLess Liabilities to Central Government\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,373.09\n41,168.00\n93,049.24\n42,096.19\nOf which: Deposits\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,373.09\n41,168.00\n93,049.24\n42,096.19\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n234,671.229\n261,914.370\n297,119.940\n289,367.124\n309,267.684\n289,144.884\n366,976.666\n400,017.757\n445,974.296\n467,770.756\n445,755.028\n459,423.417\n458,362.048\nOther Financial Corporations\n18,570.34\n18,972.27\n19,413.25\n17,924.43\n18,367.00\n18,768.05\n19,232.50\n20,476.27\n20,253.71\n19,611.12\n19,721.47\n21,217.48\n22,351.28\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n194,340.40\n224,238.05\n257,713.90\n250,808.43\n269,176.70\n240,286.01\n323,632.04\n350,513.55\n395,553.41\n422,382.85\n411,830.12\n423,982.23\n420,051.27\nPrivate Sector\n21,760.49\n18,704.05\n19,992.79\n20,634.27\n21,723.98\n30,090.82\n24,112.13\n29,027.93\n30,167.18\n25,776.78\n14,203.44\n14,223.70\n15,959.49\nClaims on Other Depository Corporations\n104,865.33\n85,479.27\n50,810.90\n52,540.42\n43,316.48\n30,413.03\n40,885.26\n73,618.97\n166,428.64\n205,755.37\n204,516.36\n207,966.83\n215,726.13\nOf which: Loans\n104,865.33\n85,479.27\n50,810.90\n52,540.42\n43,316.48\n30,413.03\n40,885.26\n73,618.97\n166,428.64\n205,755.37\n204,516.36\n207,966.83\n215,726.13\nOther Liabilities to ODCs\n261,130.29\n305,203.40\n328,027.29\n322,885.34\n319,687.89\n362,778.93\n386,988.59\n423,416.48\n567,034.15\n619,142.24\n725,157.20\n894,833.23\n957,558.02\nOf which: Aftrades Balances\n240,485.80\n290,485.80\n300,443.03\n300,442.83\n300,443.03\n339,943.03\n339,943.03\n339,943.03\n399,943.03\n399,964.34\n434,271.39\n392,081.59\n392,086.59\n Securities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n6,000.00\n65,130.00\n142,380.00\n165,174.80\n239,009.68\n433,102.50\n492,624.92\nOther Items(Net)\n201,883.73\n207,023.01\n226,226.60\n238,942.17\n231,345.55\n170,667.19\n261,455.48\n311,226.08\n252,523.73\n205,462.90\n226,785.84\n209,748.97\n200,335.95\nShares and Other Equity\n203,258.37\n206,519.28\n220,031.93\n222,222.74\n215,716.92\n219,271.55\n228,502.18\n237,010.51\n234,173.10\n332,517.62\n331,769.05\n339,808.29\n340,070.83\nOther Items(Net)\n-84,747.72\n-83,213.17\n-94,328.99\n-83,482.31\n-84,432.46\n-96,873.76\n-99,019.71\n-102,378.81\n-86,087.70\n-192,659.44\n-188,185.76\n-193,147.08\n-198,344.74\nLiabilities to Other Resident Sectors\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n16,172.43\n15,583.78\n15,583.78\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base M\n67,789.29\n68,133.12\n84,939.87\n84,617.96\n84,477.31\n32,685.62\n115,800.59\n161,010.60\n88,854.55\n65,604.73\n83,202.55\n63,087.75\n58,609.87\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n1,604,425.179 1,659,746.254 1,725,348.049 1,948,879.104 2,064,204.942 2,364,937.964 2,461,275.759 2,520,592.752 2,709,468.388 2,668,160.697 2,475,793.573\n2,305,522.304\n2,321,695.569\nBond Coins\n20,385.149\n23,268.864\n25,819.605\n27,667.474\n28,763.070\n30,289.792\n35,089.724\n37,235.523\n42,063.416\n54,687.288\n63,474.085\n62,494.374\n68,055.238\nBond Notes\n134,347.604\n140,801.342\n163,388.941\n175,855.752\n179,722.240\n181,874.281\n220,358.199\n259,385.565\n286,809.559\n289,827.726\n291,016.987\n289,314.982\n289,183.086\nLiabilities to ODCs\n1,446,635.592\n1,492,786.162\n1,520,837.740\n1,728,301.189\n1,838,460.100\n2,135,122.534\n2,166,837.091\n2,181,116.178\n2,331,782.192\n2,286,227.877\n2,071,823.239\n1,908,121.603\n1,920,236.389\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n1,446,635.592 1,492,786.162 1,520,837.740 1,728,301.189 1,838,460.100 2,135,122.534 2,166,837.091 2,181,116.178 2,331,782.192 2,286,227.877 2,071,823.239\n1,908,121.603\n1,920,236.389\nPrivate Deposits\n3,056.833\n2,889.886\n15,301.762\n17,054.689\n17,259.532\n17,651.358\n38,990.746\n42,855.486\n48,813.221\n37,417.806\n49,479.262\n45,591.345\n44,220.855\nSource: Reserve Bank of Zimbabwe,2018\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n15 \n \n \nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nFeb-18\nMar-18\nNet Foreign Assets\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\n46,950.63\n53,384.91\n94,222.92\n135,911.17\n150,493.62\n162,486.37\n179,226.01\n179,690.85\n196,314.54\nClaims on Non Residents\n275,104.70\n338,839.86\n302,736.47\n260,090.51\n212,254.02\n214,135.93\n249,362.59\n293,931.99\n304,880.23\n338,932.13\n334,406.75\n324,307.90\n363,137.60\nOf Which: Foreign Currency\n66,426.17\n67,822.05\n56,944.26\n57,084.55\n45,185.40\n40,576.65\n38,057.17\n41,812.82\n46,089.81\n58,127.85\n66,893.60\n46,795.21\n57,869.75\nDeposits\n208,412.27\n270,746.20\n245,512.83\n202,703.19\n166,729.03\n173,240.95\n210,988.32\n251,805.84\n258,471.13\n279,933.74\n266,629.02\n276,633.68\n304,461.94\nOther\n266.26\n271.61\n279.38\n302.77\n339.60\n318.33\n317.10\n313.33\n319.29\n870.54\n884.13\n879.01\n805.91\nLess Liabilities to Non Residents\n249,701.07\n254,100.19\n246,491.92\n262,612.14\n165,303.39\n160,751.02\n155,139.67\n158,020.82\n154,386.61\n176,445.76\n155,180.74\n144,617.06\n166,823.06\nOf Which: Deposits\n117,026.45\n126,179.95\n120,578.30\n119,073.63\n54,731.95\n51,835.14\n54,067.71\n58,472.24\n56,101.99\n67,977.29\n61,969.26\n55,256.42\n85,081.69\nLoans\n132,674.61\n127,920.24\n125,913.62\n143,538.51\n110,571.44\n108,915.89\n101,071.96\n99,548.59\n98,284.62\n108,468.47\n93,211.48\n89,360.63\n81,741.37\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n5,709,300.08\n \n5,875,774.29\n \n5,952,966.10\n \n6,280,977.27\n \n6,298,478.80\n \n6,804,652.82\n \n7,083,536.41\n \n7,220,331.96\n \n7,501,636.53\n \n7,576,382.51\n \n7,277,787.26\n \n7,268,207.34\n \n7,406,393.02\n \nDomestic Claims\n5,146,513.06\n \n5,166,270.84\n \n5,256,547.58\n \n5,399,799.92\n \n5,318,218.47\n \n5,539,090.73\n \n5,732,954.31\n \n5,889,257.98\n \n6,058,686.31\n \n6,286,090.74\n \n6,093,709.37\n \n6,083,253.81\n \n6,276,203.84\n \nNet Claims on Central Government\n1,527,497.74\n \n1,596,904.80\n \n1,611,970.31\n \n1,688,140.84\n \n1,647,948.26\n \n1,750,215.27\n \n1,916,341.54\n \n2,041,284.38\n \n2,194,286.98\n \n2,331,967.01\n \n2,255,580.79\n \n2,236,617.24\n \n2,339,300.34\n \nClaims on Central Government\n1,614,398.84\n \n1,673,138.81\n \n1,687,074.29\n \n1,761,855.63\n \n1,726,007.68\n \n1,838,546.24\n \n1,971,537.77\n \n2,084,380.00\n \n2,229,035.44\n \n2,426,572.26\n \n2,362,910.40\n \n2,337,855.00\n \n2,453,993.46\n \nSecurities\n1,598,695.64\n \n1,657,317.09\n \n1,670,327.43\n \n1,713,932.99\n \n1,680,825.17\n \n1,797,227.42\n \n1,930,046.62\n \n2,049,535.06\n \n2,196,782.06\n \n2,397,156.98\n \n2,336,591.08\n \n2,313,568.98\n \n2,434,830.12\n \nLoans\n15,703.20\n \n15,821.72\n \n16,746.86\n \n47,922.65\n \n45,182.51\n \n41,318.82\n \n41,491.15\n \n34,844.95\n \n32,253.38\n \n29,415.28\n \n26,319.33\n \n24,286.02\n \n19,163.34\n \nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n86,901.10\n \n76,234.01\n \n75,103.98\n \n73,714.80\n \n78,059.42\n \n88,330.97\n \n55,196.23\n \n43,095.62\n \n34,748.45\n \n94,605.25\n \n107,329.61\n \n101,237.76\n \n114,693.11\n \nOf which: Deposits\n86,901.10\n \n76,234.01\n \n75,103.98\n \n73,714.80\n \n78,059.42\n \n88,330.97\n \n55,196.23\n \n43,095.62\n \n34,748.45\n \n94,605.25\n \n107,329.61\n \n101,237.76\n \n114,693.11\n \nOther \n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nClaims on Other Sectors\n3,619,015.32\n \n3,569,366.04\n \n3,644,577.26\n \n3,711,659.09\n \n3,670,270.21\n \n3,788,875.46\n \n3,816,612.76\n \n3,847,973.60\n \n3,864,399.32\n \n3,954,123.73\n \n3,838,128.58\n \n3,846,636.57\n \n3,936,903.50\n \nOther Financial Corporations\n28,798.81\n \n30,480.82\n \n33,050.68\n \n87,624.43\n \n35,875.21\n \n29,252.04\n \n30,507.19\n \n29,078.55\n \n31,791.66\n \n45,379.41\n \n41,523.69\n \n50,193.58\n \n56,371.67\n \nState and Local Government\n34,312.18\n \n34,732.93\n \n36,595.52\n \n35,573.02\n \n34,059.17\n \n34,223.63\n \n31,707.35\n \n33,198.40\n \n38,416.75\n \n46,177.22\n \n55,046.17\n \n54,613.41\n \n48,750.40\n \nPublic Non Financial Corporations\n86,380.62\n \n90,267.74\n \n88,656.44\n \n98,878.45\n \n142,891.35\n \n171,759.70\n \n142,254.70\n \n124,030.93\n \n130,803.39\n \n168,917.77\n \n178,716.82\n \n168,887.22\n \n150,967.31\n \nPrivate Sector\n3,469,523.72\n \n3,413,884.55\n \n3,486,274.63\n \n3,489,583.19\n \n3,457,444.48\n \n3,553,640.10\n \n3,612,143.52\n \n3,661,665.72\n \n3,663,387.53\n \n3,693,649.33\n \n3,562,841.90\n \n3,572,942.36\n \n3,680,814.12\n \nClaims on the Central Bank\n1,734,347.30\n \n1,843,336.43\n \n1,856,234.16\n \n2,034,646.02\n \n2,168,966.56\n \n2,440,107.43\n \n2,495,688.75\n \n2,525,633.85\n \n2,671,576.69\n \n2,604,575.55\n \n2,552,269.94\n \n2,536,746.52\n \n2,474,283.08\n \nCurrency\n12,559.660\n \n10,691.409\n \n13,438.609\n \n7,361.926\n \n7,148.374\n \n12,310.361\n \n11,999.682\n \n8,696.697\n \n9,788.767\n \n12,577.130\n \n23,415.822\n \n19,969.614\n \n16,635.710\n \nOther Claims including Reserves\n1,721,787.64\n \n1,832,645.02\n \n1,842,795.55\n \n2,027,284.09\n \n2,161,818.18\n \n2,427,797.07\n \n2,483,689.07\n \n2,516,937.16\n \n2,661,787.92\n \n2,591,998.42\n \n2,528,854.12\n \n2,516,776.90\n \n2,457,647.37\n \nLiabilities to the Central Bank\n43,486.92\n \n42,006.71\n \n42,321.73\n \n44,233.20\n \n32,516.41\n \n20,544.52\n \n20,550.87\n \n32,863.80\n \n51,156.39\n \n113,727.10\n \n115,100.80\n \n111,232.81\n \n140,468.21\n \nOther Items(Net)\n1,128,073.36\n \n1,091,826.28\n \n1,117,493.91\n \n1,109,235.47\n \n1,156,189.82\n \n1,154,000.82\n \n1,124,555.78\n \n1,161,696.08\n \n1,177,470.09\n \n1,200,556.69\n \n1,253,091.25\n \n1,240,560.18\n \n1,203,625.70\n \nShares and Other Equity\n1,301,867.36\n \n1,295,023.50\n \n1,310,286.87\n \n1,325,276.01\n \n1,330,874.62\n \n1,342,135.53\n \n1,356,314.17\n \n1,398,886.31\n \n1,422,958.60\n \n1,530,397.97\n \n1,506,334.56\n \n1,528,541.79\n \n1,556,019.80\n \nLiabilities to other ressident sectors\n151.35\n \n(115.98)\n \n(77.72)\n \n2,369.41\n \n3,063.52\n \n2,286.29\n \n11,565.72\n \n9,175.78\n \n9,031.56\n \n6,152.75\n \n2,600.12\n \n2,920.26\n \n6,906.82\n \nOther Items(Net)\n(173,945.36)\n \n(203,081.24)\n \n(192,715.24)\n \n(218,409.95)\n \n(177,748.32)\n \n(190,420.99)\n \n(243,324.12)\n \n(246,366.01)\n \n(254,520.08)\n \n(335,994.03)\n \n(255,843.43)\n \n(290,901.87)\n \n(359,300.93)\n \nDeposits and Securities Included in Broad Mon\n5,734,703.72\n \n5,960,513.96\n \n6,009,210.65\n \n6,278,455.63\n \n6,345,429.42\n \n6,858,037.73\n \n7,177,759.33\n \n7,356,243.13\n \n7,652,130.15\n \n7,738,868.88\n \n7,457,013.27\n \n7,447,898.18\n \n7,602,707.56\n \nDeposits Included in Broad Money\n5,674,542.57\n \n5,897,221.76\n \n5,947,817.72\n \n6,212,788.17\n \n6,279,146.84\n \n6,786,983.35\n \n7,121,929.07\n \n7,293,267.77\n \n7,585,647.37\n \n7,670,230.41\n \n7,391,957.08\n \n7,372,543.91\n \n7,525,395.75\n \nTransferable Deposits\n4,144,685.59\n4,366,516.18\n4,389,399.64\n4,673,922.65\n4,679,042.08\n5,182,081.91\n5,550,494.39\n5,832,448.43\n6,135,456.05\n6,268,505.37\n5,937,998.19\n5,913,746.75\n6,034,443.32\nMoney Market Instruments\n60,161.15\n \n63,292.20\n \n61,392.93\n \n65,667.46\n \n66,282.58\n \n71,054.38\n \n55,830.26\n \n62,975.36\n \n66,482.78\n \n68,638.47\n \n65,056.19\n \n75,354.27\n \n77,311.81\n \nSource:Reserve Bank of Zimbabwe,2018\nTABLE 2 : OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n16 \n \n \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nLocal \nPublic \nOther Institutional Units3\nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nAssets\n2017\nJan\n20.21\n \n110.98\n1,454.99\n239.82\n132.7\n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.30\n \n96.84\n1,488.48\n251.83\n145.1\n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.56\n \n66.43\n1,485.92\n260.51\n154.9\n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.69\n \n67.82\n1,495.25\n249.41\n219.3\n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nMay\n13.44\n \n56.94\n1,492.38\n272.47\n170.2\n75.3\n1,968.9\n20.3\n15.7\n33.6\n16.7\n16.3\n72.9\n3,447.8\n82.4\n486.1\n421.7\n644.4\n9,307.6\nJun\n7.36\n \n57.08\n1,674.91\n350.26\n92.1\n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.15\n \n45.19\n1,807.42\n302.34\n63.1\n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.31\n \n40.58\n2,061.85\n276.55\n165.3\n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.00\n \n38.06\n2,110.44\n226.79\n179.7\n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.70\n \n41.81\n2,139.31\n254.07\n190.8\n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.79\n \n46.09\n2,315.51\n289.76\n184.2\n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.58\n \n58.13\n2,592.00\n276.01\n213.4\n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.42\n \n66.89\n2,528.85\n216.11\n186.9\n79.7\n2,336.6\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,462.6\n76.8\n501.0\n457.8\n699.5\n10,962.1\nFeb\n19.97\n \n46.80\n2,516.78\n272.61\n189.2\n87.4\n2,313.6\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,526.9\n31.0\n507.8\n434.3\n697.8\n10,958.1\nMar\n16.64\n \n57.87\n2,457.65\n238.03\n214.2\n90.2\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n33.5\n504.1\n487.5\n710.3\n11,168.2\nSource:Reserve Bank of Zimbabwe,2018\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.02\n \n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.81\n \n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.00\n \n May\n3,593.7\n798.7\n1,558.4\n5,950.8\n454.6\n75.1\n6,480.5\n61.4\n243.5\n0.0\n95.2\n42.2\n1,448.6\n486.1\n450.1\n9,307.64\n \n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.82\n \n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.29\n \n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.48\n \n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.53\n \n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.89\n \n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.47\n \n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.70\n \n2018\nJan\n4,932.8\n1,008.1\n1,454.0\n7,394.8\n406.5\n107.3\n7,908.7\n65.1\n152.3\n115.1\n49.1\n2.6\n1,645.2\n501.0\n523.2\n10,962.14\n \nFeb\n4,927.4\n989.2\n1,458.8\n7,375.4\n418.7\n101.2\n7,895.4\n75.4\n141.7\n111.2\n92.8\n2.9\n1,619.9\n507.8\n511.0\n10,958.12\n \nMar\n5,027.1\n1,007.5\n1,491.0\n7,525.5\n365.0\n114.7\n8,005.2\n77.3\n166.7\n140.5\n89.2\n6.9\n1,654.8\n504.1\n523.4\n11,168.24\n \nSource:Reserve Bank of Zimbabwe,2018\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$ millions\n \n \n \n18 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJan\n17.72\n \n103.75\n1,322.38\n81.89\n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nFeb\n16.29\n \n89.44\n1,396.07\n96.11\n137.3\n48.6\n1,502.5\n0.0\n15.5\n3.2\n15.0\n14.9\n68.2\n2,238.9\n239.7\n398.5\n266.0\n480.1\n7,026.4\nMar\n10.74\n \n63.27\n1,421.43\n83.18\n150.7\n53.5\n1,578.7\n0.0\n15.7\n3.8\n15.7\n15.7\n69.9\n2,554.3\n23.7\n422.4\n314.5\n484.0\n7,281.0\nApr\n9.82\n \n64.14\n1,383.44\n75.92\n209.0\n51.4\n1,744.4\n0.0\n15.8\n3.6\n15.8\n16.9\n74.0\n2,493.3\n26.4\n489.1\n263.7\n492.6\n7,429.3\nMay\n12.36\n \n52.63\n1,376.30\n119.89\n159.1\n75.3\n1,739.8\n0.0\n15.7\n33.6\n16.7\n16.3\n72.4\n2,528.3\n28.4\n486.1\n290.7\n492.0\n7,515.6\nJun\n7.01\n \n53.33\n1,578.51\n141.42\n82.2\n110.6\n1,786.8\n0.0\n16.0\n35.0\n47.9\n16.5\n82.2\n2,583.5\n23.9\n533.5\n273.6\n497.3\n7,869.2\nJul\n6.71\n \n40.92\n1,684.48\n137.62\n53.7\n103.6\n1,752.4\n0.0\n26.1\n34.4\n45.2\n16.9\n116.3\n2,495.4\n24.2\n513.6\n295.5\n482.1\n7,829.0\nAug\n11.80\n \n37.09\n1,882.39\n124.33\n161.2\n7.9\n1,856.2\n0.0\n26.3\n64.6\n41.3\n18.0\n145.0\n2,538.1\n23.8\n531.8\n272.6\n485.7\n8,228.1\nSep\n11.43\n \n35.83\n1,961.76\n109.59\n172.7\n31.3\n1,998.0\n0.0\n23.5\n65.0\n41.5\n15.6\n118.2\n2,585.7\n28.3\n472.8\n281.3\n487.7\n8,440.0\nOct\n8.10\n \n40.49\n1,961.82\n143.68\n175.7\n61.0\n2,106.6\n0.0\n24.4\n65.1\n34.8\n17.8\n99.1\n2,607.0\n29.4\n432.4\n287.8\n508.9\n8,604.1\nNov\n9.04\n \n45.09\n2,126.74\n161.14\n174.7\n74.3\n2,230.4\n0.0\n23.5\n65.4\n32.3\n19.6\n106.9\n2,618.1\n26.4\n417.7\n324.2\n511.4\n8,966.9\nDec\n11.43\n \n55.32\n2,373.95\n141.47\n203.5\n66.6\n2,128.7\n0.0\n23.5\n66.3\n29.4\n19.4\n145.0\n2,579.8\n40.0\n508.3\n324.5\n536.4\n9,253.6\n2018\nJan\n22.40\n \n64.10\n2,294.49\n117.08\n178.4\n79.7\n2,143.2\n0.0\n23.5\n65.9\n26.3\n20.6\n154.8\n2,451.1\n30.9\n501.0\n294.2\n538.9\n9,006.6\nFeb\n18.34\n \n43.97\n2,296.76\n148.72\n183.3\n87.4\n2,109.3\n0.0\n23.5\n66.1\n24.3\n21.1\n145.0\n2,461.5\n37.4\n507.8\n290.6\n536.3\n9,001.5\nMar\n14.81\n \n53.62\n2,238.77\n165.67\n199.5\n90.2\n2,164.0\n0.0\n23.5\n66.7\n19.2\n15.9\n127.1\n2,535.8\n39.7\n504.1\n325.8\n552.3\n9,136.6\nSource:Reserve Bank of Zimbabwe,2018\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2017\n Jan\n3,205.0\n317.1\n981.8\n4503.86\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6,933.07\n \n Feb\n3,267.0\n318.3\n977.1\n4562.41\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7,026.43\n \n Mar\n3,370.3\n313.3\n965.3\n4648.90\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7,281.03\n \n Apr\n3,496.9\n328.5\n960.8\n4786.12\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7,429.28\n \n May\n3,534.8\n331.2\n979.7\n4845.74\n384.0\n53.4\n5,283.1\n50.8\n220.4\n0.0\n29.0\n41.9\n1,092.7\n486.1\n311.6\n7,515.61\n \n Jun\n3,792.5\n332.7\n949.8\n5075.08\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.22\n \n Jul\n3,786.1\n326.0\n1,021.7\n5133.85\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.03\n \n Aug\n4,198.3\n342.7\n1,010.3\n5551.37\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.06\n \n Sep\n4,561.7\n355.5\n1,003.7\n5920.98\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.05\n \n Oct\n4,771.6\n340.7\n927.8\n6040.15\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.14\n \n Nov\n5,036.5\n380.1\n918.9\n6335.46\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.85\n \n Dec\n5,143.9\n409.2\n850.3\n6403.38\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.57\n \n2018\nJan\n4,932.7\n369.3\n903.3\n6205.22\n301.3\n85.0\n6,591.5\n53.6\n126.2\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.62\n \nFeb\n4,927.4\n375.8\n920.2\n6223.43\n298.5\n78.6\n6,600.5\n58.1\n115.4\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.50\n \nMar\n5,027.1\n368.8\n930.7\n6326.59\n244.7\n92.4\n6,663.7\n61.1\n125.3\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.62\n \nSource:Reserve Bank of Zimbabwe,2018\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJan\n2.35\n \n7.02\n109.63\n157.70\n4.3\n0.0\n123.7\n20.8\n0.0\n0.0\n389.1\n0.0\n406.1\n106.3\n124.4\n1,451.4\nFeb\n1.19\n \n7.29\n69.26\n155.60\n7.4\n0.0\n162.0\n20.1\n0.0\n0.0\n394.4\n0.0\n410.1\n109.0\n124.2\n1,460.4\nMar\n1.65\n \n3.07\n35.53\n177.16\n4.0\n0.0\n164.2\n18.7\n0.0\n0.0\n404.4\n0.0\n413.0\n102.8\n124.2\n1,448.6\nApr\n0.74\n \n3.56\n73.43\n173.28\n9.8\n0.0\n158.6\n17.8\n0.0\n0.0\n392.5\n0.0\n432.3\n109.7\n125.1\n1,496.8\nMay\n0.92\n \n3.94\n81.47\n152.32\n10.8\n0.0\n168.2\n20.3\n0.0\n0.0\n394.4\n0.0\n451.1\n105.9\n126.1\n1,515.4\nJun\n0.34\n \n3.66\n65.90\n208.75\n9.8\n0.0\n165.3\n19.0\n0.0\n0.0\n387.6\n0.0\n452.9\n109.6\n126.0\n1,548.8\nJul\n0.39\n \n3.93\n105.83\n164.58\n9.2\n0.0\n168.4\n17.2\n0.0\n0.0\n391.9\n0.0\n451.9\n110.9\n127.3\n1,551.5\nAug\n0.44\n \n3.09\n142.75\n152.03\n3.9\n0.0\n186.7\n16.3\n0.0\n0.0\n409.3\n0.0\n465.5\n104.7\n127.2\n1,611.9\nSep\n0.56\n \n1.82\n108.41\n116.96\n6.7\n0.0\n193.0\n16.1\n0.0\n0.0\n412.7\n0.0\n475.2\n113.4\n130.1\n1,574.8\nOct\n0.57\n \n1.15\n145.68\n110.02\n14.8\n0.0\n193.9\n15.4\n0.0\n0.0\n420.7\n0.0\n493.6\n149.9\n130.4\n1,676.0\nNov\n0.75\n \n0.90\n138.84\n128.42\n8.7\n0.0\n193.6\n18.8\n0.0\n0.0\n420.9\n0.0\n489.0\n160.4\n133.0\n1,693.3\nDec\n1.05\n \n2.59\n170.60\n134.30\n9.1\n0.0\n195.1\n26.8\n0.0\n0.0\n402.3\n0.0\n516.8\n163.2\n135.5\n1,757.3\n2018\nJan\n0.90\n \n2.25\n197.37\n98.73\n7.8\n0.0\n129.8\n34.5\n0.0\n0.0\n413.2\n0.0\n508.7\n144.9\n136.1\n1,674.3\nFeb\n1.52\n \n1.78\n172.37\n123.48\n5.5\n0.0\n141.3\n33.5\n0.0\n0.0\n414.8\n0.0\n507.9\n125.7\n135.7\n1,663.6\nMar\n1.42\n \n3.40\n175.85\n72.10\n14.1\n0.0\n212.6\n32.8\n0.0\n0.0\n411.4\n0.0\n539.4\n142.8\n132.3\n1,738.2\nSource:Reserve Bank of Zimbabwe,2018\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jan\n326.2\n522.1\n848.23\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1,451.40\n \n Feb\n326.1\n534.4\n860.48\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1,460.43\n \n Mar\n319.7\n523.2\n842.91\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1,448.62\n \n Apr\n399.6\n527.1\n926.64\n70.6\n16.0\n1,013.2\n21.8\n22.8\n0.0\n54.0\n0.2\n322.5\n62.3\n1,496.83\n \n May\n378.0\n536.0\n914.03\n70.7\n16.1\n1,000.8\n21.8\n23.0\n0.0\n66.2\n0.4\n325.8\n77.4\n1,515.45\n \n Jun\n401.8\n544.4\n946.24\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.79\n \n Jul\n430.3\n531.5\n961.78\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.54\n \n Aug\n495.3\n546.5\n1041.77\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.94\n \n Sep\n488.5\n517.9\n1006.46\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.82\n \n Oct\n583.1\n475.2\n1058.27\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,675.97\n \n Nov\n570.3\n473.5\n1043.76\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.33\n \n Dec\n608.2\n496.6\n1104.85\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.28\n \n2018\nJan\n544.7\n497.1\n1041.72\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.26\n \nFeb\n512.0\n480.5\n992.48\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.63\n \nMar\n535.1\n507.8\n1042.93\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.21\n \nSource:Reserve Bank of Zimbabwe,2018\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n22 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nApr\n426,696.6\n43,836.6\n18,145.2\n340,025.3\n12,219.1\n271,824.0\n360,945.8\n134,101.0\n350,475.1\n42,208.4\n571,000.5\n12,492.9\n2,583,970.5\nMay\n428,874.0\n43,427.0\n16,689.0\n322,695.4\n12,252.6\n269,976.3\n360,929.9\n117,479.9\n354,102.7\n41,337.5\n569,798.9\n11,923.7\n2,549,487.0\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nSource:Reserve Bank of Zimbabwe,2018\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ ('000)\n \n \n \n23 \n \nEND OF\nAGRICULTURE CONSTRUCTION COMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.2\nMay\n301,531.2\n113,685.5\n220,541.8\n679,781.4\n320,878.2\n1,019,941.1\n417,418.5\n175,383.4\n1,454,718.3\n108,366.5\n667,019.7\n71,770.2\n5,551,035.8\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nSource: Reserve Bank of Zimbabwe,2018\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ ('000)\n \n24 \n \n \n \nEnd Period\nNominal Lending \nRates 1\nIndividuals \nCorporate\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nAug\n4.00-18.00\n8.88\n6.95\nSep\n4.45-18.00\n8.86\n7.01\nOct\n4.45-18.00\n9.66\n7.06\nNov\n4.45-18.00\n9.66\n7.03\nDec\n4.45-18.00\n9.39\n7.00\n2018\nJan\n4.45-18.00\n9.33\n6.99\nFeb\n4.45-18.00\n9.57\n6.93\nMar\n4.45-18.00\n9.64\n6.98\nSource:Reserve Bank of Zimbabwe, 2018\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nRates\n \n \n \n25 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\n Source:Reserve Bank of Zimbabwe, 2018\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n 26 \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.25\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.14\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.03\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.25\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.20\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.26\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.16\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.25\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.21\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n-0.36\n-0.03\n-0.25\nSource:Zimstat, 2018\nNON-FOOD INFLATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n( December 2012 = 100)\n \n \n \n27 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.08\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.21\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.37\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.67\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.60\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n-0.01\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.25\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.74\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.00\n6.60\n3.46\n2018\nJan\n1.68\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.29\n6.17\n3.52\nFeb\n2.00\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.33\n4.35\n2.98\nMar\n2.00\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n1.81\n4.54\n2.68\nSource:Zimstat, 2018\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(December 2012 = 100)\n \n \n \n28 \n \n \n \n \n(US$ millions)\nEnd Period\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\nLong-Term External Debt\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\n8,656\n8,977\nGovernment\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\n5,365\n5,638\nBilateral Creditors\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\n3,479\n3,654\nMultilateral Creditors\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n1,984\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,419\nBilateral Creditors\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\n779\n837\nMultilateral Creditors\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\n591\n582\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\n0\nMultilateral Creditors - IMF\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\n0\nPrivate\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,960\nShort-Term External Debt\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\n2,304\n2,271\nSupplier's Credits\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\n573\n490\nPrivate\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,781\nTotal External Debt\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\n10,960\n11,299\nSource: Ministry of Finance & Economic Development, 2017; & Reserve Bank of Zimbabwe, 2017\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n29 \n \n \n \n \n \n \n \n \n \n \nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO/2\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nSTERLING/2\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nApr\n13.3461\n10.4384\n111.1600\n1.0862\n1.2908\nMay\n13.1162\n10.2987\n110.9650\n1.1168\n1.2801\nJun\n13.0150\n10.2249\n111.9450\n1.1439\n1.3013\nJul\n12.9986\n10.2093\n110.5150\n1.1734\n1.3127\nAug\n13.0153\n10.1368\n110.5500\n1.1873\n1.2920\nSep\n13.5463\n10.3252\n112.6750\n1.1777\n1.3416\nOct\n14.0603\n10.5319\n113.1150\n1.1630\n1.3209\nNov\n13.6625\n10.3199\n112.1250\n1.1867\n1.3470\nDec\n12.4000\n9.9602\n112.7500\n1.1945\n1.3500\n2018\nJan\n12.2727\n9.7871\n111.2348\n1.2105\n1.3734\nFeb\n11.8296\n9.5527\n107.8824\n1.2364\n1.3985\nMar\n11.8379\n9.5578\n106.0110\n1.2340\n1.3966\nSource: Reserve Bank of Zimbabwe, 2018\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n2. US dollars per unit of foreign currency.\n \n \n \n30 \n \n \n \n \n \n \n \nMarket Capitalisation\nEND OF\nUS$ millions\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nSource:Zimbabwe Stock Exchange ,2018\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\nIndices\n \n \n \n31 \n \n \n \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n 495.55 \n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n 472.30 \n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n 671.60 \n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n 792.50 \n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n 939.90 \n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n 1,095.55 \n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n 1,601.38 \n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n 1,776.44 \n583.3\nSep\n 6,031.4 \n5.2\n651.1\n16.1\n 2,159.26 \n731.9\nOct\n 5,991.3 \n5.4\n681.9\n19.4\n 2,401.62 \n779.2\nNov\n 6,259.7 \n4.9\n666.5\n15.9\n 2,561.84 \n798.3\nDec\n 5,877.2 \n3.6\n778.4\n16.3\n 3,052.72 \n1043.3\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n 4,706.6 \n4.5\n594.0\n13.9\n2015.1\n831.0\nMar\n 6,300.4 \n4.5\n654.2\n12.5\n2657.1\n864.8\nSource:Reserve Bank of Zimbabwe, 2018\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 \n191.0\nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 \n207.0\nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 \n244.1\nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 \n231.0\nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 \n323.3\nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 \n342.1\nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 \n382.6\nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 \n419.1\nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 \n432.0\nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 \n478.9\nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 \n473.0\nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 \n524.8\nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 4,248.84 \n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n501.8\nFeb\n 457.2 \n22.5\n 18,869.0 292.2 895,843.2 \n463.8\nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n510.5\nSource:Reserve Bank of Zimbabwe, 2018\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n33 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2832.27\n5211.41\n8043.69\n(2379.14)\n2017\nJan\n291.97\n384.96\n676.93\n(92.99)\nFeb\n290.34\n424.36\n714.71\n(134.02)\nMar\n265.67\n461.71\n727.37\n(196.04)\nApr\n225.58\n405.52\n631.09\n(179.94)\nMay\n268.65\n466.11\n734.77\n(197.46)\nJun\n264.67\n495.14\n759.82\n(230.47)\nJul\n262.65\n482.09\n744.74\n(219.43)\nAug\n356.46\n448.08\n804.54\n(91.62)\nSep\n326.48\n439.58\n766.05\n(113.10)\nOct\n352.96\n459.89\n812.85\n(106.94)\nNov\n577.59\n492.67\n1070.30\n84.91\nSource: Zimstat, 2017\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/March2018.pdf"}
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+{"doc_id": "824f71a7221688b7b2819a4732b48a6d", "text": "PUBLIC \n \n \nPUBLIC \nPUBLIC \n \n \nMonetary Policy Committee Press Statement \nPress Statement No 121 \nCommunique No 2024/6 \nNovember 29, 2024 \n \nThe Monetary Policy Committee met this week to consider developments in the global \neconomy, domestic economic conditions, and deliberate on the appropriate monetary policy \nstance. The Committee decided to maintain the Monetary Policy Rate (MPR) at 27.0 percent. \nKey considerations on the decision are as follows: \n \nA. Global Developments \n \n1. \nGlobal growth has remained robust, supported by the recovery of real incomes \namid an ongoing process of disinflation. The policy easing cycle initiated by major central \nbanks in Advanced Economies (AEs), in response to declining inflation rates, has generally \nsupported growth. High frequency data indicates strong performance in the services sector, \nwhile the manufacturing sector has experienced weaker growth due to frontloading of import \norders in the first half of the year, driven by rising geopolitical concerns. While global growth \nis expected to remain steady at 3.2 percent for 2024 and 2025, potential challenges such as \nthe lagged effects of past policy tightening, persistent geopolitical tensions and a resurgence \nof trade protectionist policies present downside risks to the outlook. \n \n2. \nGlobal inflation continues to moderate, primarily driven by lower energy inflation, \neasing labour cost pressures and the lagged effects of past monetary policy tightening. \nThe moderation in global inflation has been aided by a decline in oil prices, stemming from \nconcerns about a potential economic slowdown in China and increased crude oil supply from \nnon-OPEC+ countries. Long term inflation expectations for AE’s remain anchored at 2.0 \npercent, while wage growth has cooled in recent months. In the outlook, inflation is expected \nto return to target levels, supported by easing services inflation as labour cost pressures \ndiminish. \n3. \nGlobal financial conditions remain restrictive despite recent policy rate cuts. In \nNovember, the Federal Reserve, the European Central Bank, and Bank of England each \nreduced their respective key policy rates by 25 basis points, based on their assessment of the \ninflation outlook. These central banks have signaled that their monetary policy stance will \nremain restrictive for as long as necessary to ensure that the disinflation process is not \ndisrupted. Following the rate cuts, long-term nominal bond yields in advanced economies \ndeclined but spiked after the U.S elections due to concerns that some policy proposals from \nthe incoming administration may be inflationary. \n \nB. Domestic Macroeconomic Conditions \n \n4. \nOn the domestic economy, high frequency indicators point to continued \nimprovement in economic activity. In the third quarter, the Bank’s high frequency real sector \nindicators pointed to a sustained pick-up in economic activity. The updated real Composite \n \n \n \nPUBLIC \n2 \n \n \nPUBLIC \nPUBLIC \nIndex of Economic Activity (CIEA) recorded an annual growth of 2.2 percent in September \n2024, compared to a contraction of 0.4 percent in the corresponding period of 2023. Major \ndrivers of the improvement in economic activity include increased port activity, households and \nfirms consumption of goods and services , construction activities, credit to the private sector, \nand higher tourist arrivals. \n \n5. \nThe Bank’s latest confidence surveys conducted in October 2024 reflected \nsustained recovery in sentiments. While consumer confidence was broadly unchanged, \nbusiness confidence improved as firms met their short-term targets and expressed optimism \nabout company and industry prospects. The survey findings were broadly consistent with \ntrends observed in Ghana’s Purchasing Managers’ Index (PMI), which also signaled an \nimprovement in business conditions. The PMI increased to 50.6 in October 2024, up from 49.1 \nin September. \n6. \nRecent price developments show some sluggishness in the pace of disinflation. \nSince the last MPC meeting, headline inflation readings for September and October point to \nupticks driven by food price increases. Overall, headline inflation which stood at 20.4 percent in \nAugust, rose to 21.5 percent in September and then further to 22.1 percent in October 2024. \nThe rise in inflation has largely been driven by food price pressures and some exchange rate \npass-through effects from previous depreciation of the currency. On a year-on-year basis, \nhowever, the inflation rate of 22.1 percent for October 2024 reflects an ease in inflationary \nconditions from the rate of 35.1 percent recorded in October 2023. \n \n7. \nCore inflation has eased considerably over the year. This measure of inflation, which \nisolates the price changes of energy and utility items from the consumer basket also shows a \ndecline in the rate of inflation by 14.0 percentage points, from 36.2 percent in October 2023 to \n21.4 percent in October 2024. Inflation expectations, gauged from the one-year ahead \nexpectations of the financial sector continue to ease over the next year based on the strength \nof current policies. \n8. \nInterest rates continue to decline at the short-end of the market. The 91-day and \n182-day Treasury bill rates decreased to 25.80 percent and 27.01 percent respectively, in \nOctober 2024, from 29.40 percent and 31.37 percent respectively for the corresponding period \nof 2023. Similarly, the rate on the 364-day instrument declined to 28.70 percent in October \n2024 from 33.16 percent in October 2023. The Interbank Weighted Average Rate decreased \nto 27.69 percent in October 2024 from 28.49 percent in October 2023, reflecting the \ntransmission of the reduction in monetary policy rate to the interbank market. Similarly, the \naverage lending rates of banks declined marginally to 30.45 percent in October 2024 from \n32.69 percent, recorded in the corresponding period of 2023. \n \n9. \nPerformance of stocks on the Ghana Stock Exchange has been strong. With \nlimitations in alternative investment options in the money market resulting from the Domestic \nDebt Exchange, investor appetite for stocks traded on the GSE has increased considerably. \nActivities on the exchange has also benefited from improved macroeconomic conditions. From \nthe beginning of the year to end-October 2024, market capitalization has increased significantly \nto GH¢100.1 billion, compared with GH¢73.9 billion recorded in October 2023. The increase in \nmarket capitalization was driven by appreciation in share prices, underpinned by renewed \ninvestor confidence particularly in the mining, IT, and finance sectors, and issuance of new \nshares by banks as part of the capital restoration efforts. \n \n10. \nNotwithstanding an elevated non-performing loans (NPL) profile, the banking \nsector remains sound, well capitalized and liquid. The banking sector continued to record \nimprovements in performance with total assets growing by 42.4 percent to GH¢367.2 billion at \nPUBLIC \n3 \n \n \nPUBLIC \nPUBLIC \nend-October 2024, compared to 3.2 percent at end-October 2023. Solvency indicators also \nimproved, with the capital adequacy ratio (with reliefs) increasing to 11.1 percent (14.2 %) from \n7.3 percent (13.4%) in October 2023. Credit risk, however, remained elevated, with the NPL \nratio rising to 22.7 percent from 18.3 percent over the review period. In the outlook, \nperformance will be contingent on a rebound in profits, continuous adherence to recapitalisation \nplans and enforcement of strict credit underwriting standards. Growth in private sector credit \nincreased to 28.8 percent in October 2024 from negative 7.5 percent recorded in the \ncorresponding period of 2023. In real terms, credit to the private sector increased by 5.5 percent \nrelative to a 31.6 percent contraction, recorded over the same comparative period. \n11. \nThe external sector position has improved remarkably in the year, supported by \na higher current account surplus and reduction in net financial outflows, leading to a \nstrong external reserves build-up. The current account surplus increased to US$2.2 billion \nin the first nine months of the year, compared with a surplus of US$912 million over the \ncorresponding period in 2023. The strong current account surplus was supported by increased \ngold and crude oil exports as well as robust remittance inflows. This development, together \nwith a lower net outflow of US$414 million in the capital and financial account (relative to a net \noutflow of US$1.4 billion in 2023) contributed to an improved balance of payments position in \nthe first three quarters of the year. As a result, from the beginning of the year to end-September \n2024, a reserve build-up of over US$1.91 billion was accumulated, pushing Reserves up to \nUS$7.83 billion (equivalent to 3.5 months of import cover). Gross reserves have increased \nfurther to US$7.92 billion as at November 22, 2024. \n \n12. \nThe strong external sector performance is boosting confidence in the foreign \nexchange market, with the Ghana cedi recording appreciable gains. Since end-October \nto November 2024, the Ghana cedi has recorded respective appreciations of 6.0 percent, 7.6 \npercent and 9.1 percent against the US dollar, the British pound and the euro, bringing the \nyear-to-date depreciation of the Ghana cedi against the US dollar, the British pound and the \neuro to 22.7 percent, 22.4 percent, and 19.1 percent, respectively. \nC. Summary and Outlook for the Economy \n \n13. \nMonitoring global conditions will be needed in the coming months. In the view of \nthe Committee, while global economic conditions remain favourable, the strength of the US \neconomy coupled with a strong United States dollar and the possibility of a resurgence in global \nenergy and food prices arising from trade protectionism, geopolitical conflicts, and extreme \nweather conditions will have to be monitored closely for policy responses to ensure stability in \nthe economy. \n \n14. \nDomestic macroeconomic conditions remain stable and the IMF-ECF Programme \nimplementation remains on track. Data observed through October 2024 indicated broad \nstability in the macroeconomic indicators. Growth outturn so far has been strong, and leading \nindicators of economic activity is projecting stronger growth in the second half of the year, \nbusiness and consumer confidence is slowly turning around, core inflation remains broadly \nstable, the financial sector inflation expectations remain broadly anchored, reserve build-up \nhas been sufficient to provide confidence, and the currency is recording some appreciation. \nThe third review assessment of the IMF on the economy and on programme implementation \nalso reflected a positive assessment and led to a Staff level Agreement. Indications are that \nthe IMF Board will meet in December to assess programme implementation thus far and assess \nforward-looking prospects of the economy. Successful completion of the assessment will likely \ntrigger the release of additional US$360 million in December 2024. This should provide more \nimpetus to stability. \nPUBLIC \n4 \n \n \nPUBLIC \nPUBLIC \n15. \nThe cedi’s rebound observed recently should continue with the dissipation of \nelection-related uncertainties and the improved foreign exchange buffers accumulated \nby the central bank. A combination of economic uncertainty brought about by the upcoming \nelections and the high demand for foreign exchange has led to an exchange rate path that is \nslightly deviated from the fundamentals. With strong macroeconomic policy implementation \nand improved foreign exchange availability, the economy should observe a realignment of the \ntrajectory of the exchange rate with the fundamentals. \n16. \nCommercial banks have accumulated enough capital buffers to withstand the \neffects of the external debt restructuring. The latest macro-prudential risk assessment \nshowed that the impact from the Eurobond restructuring would be minimal, given the pre- \nemptive provisioning made by banks to account for potential impairments. Banks are therefore \nexpected to continue to remain stable and support economic growth going forward. \n \n17. \nInflation projections show a slightly elevated profile driven by high and unstable \nfood prices, pass-through of previous exchange rate pressures, fuel prices and utility \ntariff adjustments. The price increases in food items have been steep in the course of the \nyear and together with a fast-paced depreciating currency earlier on in the year have altered \nthe inflation trajectory and stalled the disinflation process. At the time of the last MPC meeting, \naverage inflation forecast a year ahead which stood at 19.0 percent has increased slightly to \n20.1 percent at this forecast round. The horizon for inflation to get back within the target band \nof 6-10 percent has slightly shifted forward to Q42025 from the original forecast period of Q32025. In \nthe near-term, strengthening of the currency will augur well for future price developments. Under the \ncircumstances, the Monetary Policy Committee decided to keep the policy rate unchanged at 27 \npercent. \n \n \nD. Informational Note \n \nThe next Monetary Policy Committee (MPC) meeting is scheduled for January 21-24, 2025. \nThe meeting will conclude on Monday, January 27th, 2025, with the announcement of the policy \ndecision.", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Press-Statement-November-2024-291124.pdf"}
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+{"doc_id": "8379e7761ee42527ffa584c5a67b081d", "text": "i \n \n \n \n \n \n \n \nOCTOBER 2021 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nMONETARY DEVELOPMENTS .............................................................................................. 9 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nCard Based Transactions ....................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2021 \n \nSeptember \n \n2021 \n \nOctober \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n26,242.90 \n24,355.82 \n-7.19 \nMoney Supply2 (M3) (ZW$ millions) \n364,598.79 \n417,561.78 \n14.53 \nAnnual Inflation1 (%) \n51.55 \n54.49 \n2.94a \n \nBlended Annual Inflation1 (%) \n24.44 \n25.90 \n1.46a \nMonthly Inflation1 (%) \n4.73 \n6.40 \n1.67a \n \nBlended Monthly Inflation1 (%) \n1.94 \n2.62 \n0.68a \nNational Payment System Transactions2 \n(ZW$ billions) \n779.71 \n801.49 \n2.79 \nNominal Lending Rate2 \n(% per annum) \n6.00-85.00 \n6.00-85.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring the month of October 2021, monthly \naverage international commodity prices for \nplatinum, copper, nickel, and crude oil firmed. \nThe monthly average price of gold, however, \ndeclined. \nDevelopments \nin \ninternational \ncommodity markets were largely influenced by \na global energy crisis that affected the supply \nof commodities. \nPrecious Metals \n \n Gold \nGold prices marginally eased by 0.2%, from a \nmonthly average of US$1,779.10 per ounce in \nthe previous month to US$1,775.68 per ounce \nin October 2021. The price of the yellow metal \nretreated, as investors continued to shift to a \nstronger US dollar and higher US Treasury \nyields. The US dollar was, bolstered by \ninvestor expectations of an earlier-than-\nexpected interest rates hike. Higher interest \nrates increased the opportunity cost of holding \nnon-interest-bearing bullion and hence made it \nless appealing to investors. The decline was, \nhowever capped by growing concerns over \nrising inflation, a development that is expected \nto boost the demand of the yellow metal as a \nsafe-haven asset and inflation hedge. \n \nPlatinum \nPlatinum prices rose by 4.1%, from a monthly \naverage of US$977.82 per ounce in September \nto US$1,017.66 per ounce in October 2021. \nThe rally in platinum prices was supported by \nthe global increase in car production, a \ndevelopment that has increased demand for \ncatalytic converters. Figure 1 shows the \nevolution in precious metal prices for the period \nfrom October 2020 through to October 2021. \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2021 \n \nBase Metals \n \nCopper \nCopper prices rebounded by 4.9%, from a \nmonthly average of US$9,324.07 per tonne in \nSeptember to US$9,778.50 per tonne, during \nthe month under analysis. The price of the base \nmetal was mainly boosted by the global energy \ncrisis that affected supply at a time when \ninventories were low. \n \nNickel \nNickel prices rose by 0.1%, to a monthly \naverage of US$19,420.24 per tonne in October \n2021, from US$19,398.41 per tonne recorded \nin the previous month. Prices remained \nbuoyant, mainly as a result of a global energy \ncrisis and supply constraints, at a time when \ndemand from the global stainless-steel industry \nis \ngrowing. \nPrices \nalso \nincreased \non \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nexpectations that output from the Philippines, \nthe second-largest producer of the base metal \nwould be lower than the annual average, due to \nflooding. \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2021 \n \n \nBrent Crude Oil \nBrent crude oil prices remained upbeat, largely \nboosted by investor expectations of a supply \ndeficit, as the opening up of the global economy \nand easing of coronavirus-related travel \nrestrictions spur the demand for oil. Further \nsupport to oil prices emanated from tight global \nsupplies, due to coal and gas shortages, \nparticularly in China, India, and Europe. The \nshortages resulted in some industries switching \nfrom gas to petrol and diesel for their \noperations. Against this backdrop, prices rose \nsharply by 11.6% to US$83.59 per barrel, from \na monthly average of US$74.90 per barrel in \nthe \nprevious \nmonth. \nFigure \n3 \nshows \ndevelopments in Brent crude oil prices for the \nperiod from October 2020 to October 2021. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2021 \n \n \nMERCHANDISE \nTRADE \nDEVELOPMENTS \n \nTotal merchandise trade fell by 3.8%, from \nUS$1,225.9 million in August to US$1,179.4 \nmillion in September 2021, driven by a sharp \ndecline in the country’s exports. On a year- on- \nyear basis, however, total merchandise trade \nrose by 40.3%, from US$840.6 million \nrecorded in the comparable month in 2020. In \n2020, global trade was adversely affected by \ndisruptions induced by Covid-19 restrictive \nmeasures imposed in most countries. \n \n \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n21,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nOct-20\nDec-20\nFeb-21\nApr-21\nJun-21\nAug-21\nOct-21\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nUS$/barrel\n \n \n \n6 \n \nMerchandise Exports \nDuring the month of September 2021, the \ncountry’s merchandise exports amounted to \nUS$514.3 \nmillion, \n13.9% \ndown \nfrom \nUS$597.2 million realised in the prior month. \nIn comparison to the corresponding month in \n2020, merchandise exports for the current \nmonth were 28.9% higher. Figure 4 shows \ndevelopments in the country’s monthly \nmerchandise exports for 2020 and 2021. \n \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2021 \nThe country’s exports continued to be \ndominated by mineral commodities, on the \nbackdrop \nof \nfavourable \nglobal \nprices, \nstemming from supply shortfalls and growing \nglobal demand. The major drivers of the \ncountry’s export earnings were gold, US$168.6 \nmillion; platinum group metals (PGMs), \nUS$164.9 million; tobacco, US$72.7 million; \nand ferro-chrome, US$34.5 million. Table 1 \nshows developments in the country’s exports \nby commodity for the months of August and \nSeptember 2021. \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code \nSystem (US$ m) \n \nAug-\n21 \nSept -\n21 \nChange\n(%) \nShare \nof \nExports \n(%) \nTotal \nExports \n597.2 \n514.3 \n-13.9 \n100.0 \nOf Which: \n \n \n \n \nGold \n145.0 \n168.6 \n16.3 \n32.8 \nPGMs* \n266.8 \n164.9 \n-38.2 \n32.1 \nTobacco \n(Inc. \ncigarettes) \n65.3 \n72.7 \n11.4 \n14.1 \nFerro-\nchromium \n28.4 \n34.5 \n21.4 \n6.7 \nGinned \ncotton \n11.4 \n16.6 \n45.7 \n3.2 \nCoal \n9.0 \n10.5 \n15.8 \n2.0 \nChromium \nores \n& \nconcentrates \n3.8 \n3.5 \n-5.9 \n0.7 \nIndustrial \ndiamonds \n25.5 \n2.1 \n-91.8 \n0.4 \nMacadamia \nnuts \n1.6 \n1.9 \n17.2 \n0.4 \nGranite \n1.9 \n1.8 \n-7.2 \n0.3 \nSource: ZIMSTAT & RBZ Calculations, 2021 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \nDuring the month under review, the country’s \nexports were mainly destined for South Africa \n(39.1%), \nfollowed \nby \nU.A.E \n(34.0%), \nMozambique (8.3%); and China (4.8%). \nFigure 5 shows the country’s major export \nmarkets, during the month of September 2021. \n \n397.7\n365.5\n272.1\n200.5\n298.7\n329.6\n286.5\n389.3\n398.9\n439.4\n528.4\n488.3\n282.9\n340.8\n461.8\n444.7\n487.0\n502.5\n628.5\n597.2\n514.3\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2020\n2021\n \n \n \n7 \n \nFigure 5: Major Export Markets (%) \n \nSource: Zimstat \n \nMerchandise Imports \nThe country’s merchandise imports rose by \n5.8%, from US$628.7 million in August to \nUS$665.1 \nmillion \nin \nSeptember \n2021. \nCompared to the same month in the previous \nyear, the imports were 50.6% higher, as shown \nin Figure 6. \n \n \n \n \n \nFigure 6: Merchandise Imports (US$ million) \n \nSource: Zimstat \nDuring the month under analysis, the share of \nimports by commodity to total imports was as \nfollows: diesel, 7.7%; petrol, 4.2%; Covid-19 \nvaccines, 3.9%; and crude soya bean oil, 3.3%. \nThe growth in the country’s fuel import bill was \nlargely attributable to the global rise in oil \nprices, owing to supply deficits as well as a \nresurgence in mobility as national lockdowns \nare gradually eased. Table 2 shows imports of \nmajor commodities for the months of August \nand September 2021. \n \n \n \n \n \n \n \n39.1\n34.0\n8.3\n4.8\n1.3\n1.2\n1.1\n0.9\n0.5\n0.4\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nSouth Africa\nUAE\nMozambique\nChina\nBelgium\nZambia\nBotswana\nUkraine\nSudan\nViet Nam\n383.7\n455.4\n449.8\n225.0\n361.1\n407.5\n359.3\n405.1\n441.7\n458.8\n510.2\n527.4\n528.4\n529.1\n605.3\n566.6\n591.5\n622.2\n667.6\n628.7\n665.1\n0\n100\n200\n300\n400\n500\n600\n700\n800\nJan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec\n2020\n2021\n \n \n \n8 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem (US$ m) \n \n \nAug-\n21 \nSept-\n21 \nChange \n(%) \nShare \nof Total \nImports \n(%) \nTotal Imports \n628.7 665.1 \n5.8 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n57.1 \n51.1 \n-10.6 \n7.7 \nPetrol \n23.6 \n27.8 \n18.0 \n4.2 \nCovid-19 \nVaccines \n32.3 \n26.1 \n-19.0 \n3.9 \nCrude \nsoya \nbean oil \n16.8 \n21.6 \n28.8 \n3.3 \nMedicaments \n5.7 \n12.3 \n114.6 \n1.9 \nElectricity \n17.3 \n10.1 \n-41.5 \n1.5 \nRice \n7.1 \n9.0 \n26.3 \n1.3 \nMachinery \n1.5 \n13.4 \n784.2 \n2.0 \nAeroplanes and \nother aircraft \n2.9 \n6.7 \n130.6 \n1.0 \nWheat \n6.9 \n6.1 \n-12.4 \n0.9 \nSource: ZIMSTAT & RBZ Calculations, 2021 \nThe country’s imports for the month of \nSeptember 2021 were mainly sourced from \nSouth \nAfrica \n(42.2%), \nChina \n(13.0%), \nSingapore (11.1%); and Hong Kong (4.1%); \nand other markets, as shown in Figure 7 . \nFigure 7: Import Sources (%) \n \nSource: Zimstat \n \nMerchandise Trade Balance \nThe country’s trade balance significantly \nwidened from a deficit of US$31.4 million in \nAugust to a deficit of US$150.7 million in \nSeptember 2021. This was on account of the \nincrease in imports relative to exports. Figure \n8 shows the country’s trade balance for the \nperiod from January to September 2021. \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2021 \nOn a year- on- year basis, the country’s trade \nposition also worsened from a deficit of \nUS$42.9 million in the corresponding month in \n2020 to US$150.7 million, during the month \nunder review. \n42.2\n13.0\n11.1\n4.1\n3.5\n2.8\n2.6\n2.6\n2.4\n1.8\nSouth Africa\nChina\nSingapore\nHong Kong\nUAE\nZambia\nIndia\nMozambi…\nMauritius\nUnited…\n (400.0)\n (200.0)\n -\n 200.0\n 400.0\n 600.0\n 800.0\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nExports\nImports\nTrade Balance\n \n \n \n9 \n \nMONETARY DEVELOPMENTS1 \n \nBroad money stood at ZW$417.56 billion in \nOctober 2021, an increase of 145.95% \ncompared to the money stock in October 2020. \nThe composition of broad money was as \nfollows: local currency deposits, 56.53%; \nforeign currency deposits, 42.94%; and \ncurrency in circulation, 0.53%, Figure 9 shows \nthe composition of money supply. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nOn a month-on-month basis, broad money \nincreased by ZW$52.96 billion or 14.53%, \nfrom \nZW$364.60 \nbillion \nrecorded \nin \nSeptember 2021. This was largely reflected in \nincreases of ZW$28.25 billion and ZW$22.36 \nbillion in foreign currency deposits and local \ncurrency transferable deposits, respectively. \n \nDomestic credit increased by 16.38%, to \nZW$262.34 billion, during the month under \nreview. The growth was, largely driven by \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nincreases in banking system net claims on \ngovernment, 36.93%; public nonfinancial \ncorporations, 17.16%; and credit to the private \nsector, 11.13%. Credit to Government was \nlargely composed of Treasury bill holdings. \nOn an annual basis, local currency deposits \nincluded in broad money registered a growth of \n230.21%, while currency in \ncirculation \nincreased by 108.17%. Foreign currency \ndeposits in broad money grew by 83.68%, from \nZW$97.62 billion in October 2020 to \nZW$179.31 billion in October 2021. This was \nlargely due to an increase in the value of FCAs \nfrom US$ 1.20 billion in October 2020 to \nUS$1.85 billion in October 2021. \nThe annual growth in broad money, largely \nreflected increases of 179.32%, 246.62% and \n211.68% in net claims on Government, public \nnon-financial corporations and credit to the \nprivate sector, respectively. \nCredit to the private sector was mainly \nextended \ntowards \nagriculture, \n29.87%; \nhouseholds, 21.95%; distribution, 12.36%; \nmanufacturing, \n11.03%; \nfinancial \norganizations, 10.46%; and mining, 6.25%; as \nshown in Figure 10. \nLocal \nCurrency \nTransferabl\ne deposits\n48.95%\nForeign \nCurrency \nDeposits\n42.94%\nTime \nDeposits\n6.68%\nCurrency in \nCirculation\n0.53%\nNCDs\n0.90%\n \n \n \n10 \n \nFigure 10: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCredit to the private sector was largely \nchanneled towards inventory build-up, 32.40%; \nother recurrent expenditures, 29.80%; and \nfixed capital investment, 17.13%. \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of October 2021, the \nZimbabwe Stock Exchange (ZSE) was, \ncharacterized by positive trading, resulting in \nall major indices registering gains. \n \nThe All Share, Top 10 and Small Cap indices \ngained 32.04%, 46.28% and 29.81% to close at \n11 329.48 points, 7 104.99 points and \n330 018.90 points, respectively. \n \nThe resources index gained by 10.60% to close \nat 6 652.04 points, during the month under \nreview. \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2021 \nTrading activity on the local bourse was \nconcentrated in some selected high value \nstocks. Resultantly, the cumulative value of \nshares traded increased by 19.69% to ZW$5.66 \nbillion. The volume of shares traded, however, \ndeclined by 96.26% to 108.84 million. \nThe proportion of foreign purchases to the \nvalue of shares traded rose to 4.43%, compared \nto 0.31% recorded in September 2021. \nHowever, the net foreign position worsened to \n-ZW$869.81 \nmillion \nfrom \n-ZW$382.94 \nmillion, recorded in the previous month. \n \n \n \n \n \n \n \nHouseholds\n21.95%\nAgriculture\n29.87%\nMining\n6.25%\nManufacturing\n11.03%\nDistribution\n12.36%\nConstruction\n1.01%\nTransport & \nCommunicati\nons\n1.78%\nServices\n5.26%\nFinancial Org. \n& Investments\n10.46%\nOther\n0.03%\n0.00\n2,000.00\n4,000.00\n6,000.00\n8,000.00\n10,000.00\n12,000.00\n200\n2200\n4200\n6200\n8200\n10200\n12200\n31-Oct-20\n30-Nov-20\n31-Dec-20\n31-Jan-21\n28-Feb-21\n31-Mar-21\n30-Apr-21\n31-May-21\n30-Jun-21\n31-Jul-21\n31-Aug-21\n30-Sep-21\n31-Oct-21\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n11 \n \nFigure 12: ZSE Monthly Volumes and \nValues Traded \n \nSource: Zimbabwe Stock Exchange, 2021 \n \nAs a result of positive trading, the ZSE gained \nZW$345.75 billion, or 33.49% worth of \ncapitalization, from the September 2021 \nposition, to close at ZW$1 378.23 billion in \nOctober 2021. \n \nINFLATION OUTTURN \nAnnual Inflation \n \nAnnual inflation accelerated to 54.49% in \nOctober 2021, from 51.55% recorded in \nSeptember 2021. This was due to increases in \nboth food and non- food inflation. Food \ninflation increased from 54.42% in September \n2021 to 61.35% in October 2021. The increase \nin producer prices for grain as well as the global \nrise in food prices, in large part, contributed to \nthe rise in food inflation. Non-food inflation \nincreased to 49.81% in October 2021, from \n49.48% in September 2021. \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nBlended annual inflation2 stood at 25.9% in \nOctober 2021, up from 24.4% in September \n2021. \n \n \nMonthly Inflation \n \nThe ZW$ monthly inflation increased to 6.4% \nin October 2021, from 4.73% in September \n2021, driven by rises in both food and non-food \ninflation. \n \nMonthly food inflation surged from 4.82% in \nSeptember 2021 to 7.56% in October 2021, \nfollowing increases in prices of all food sub-\ncategories, led by bread and cereals, vegetables \nand meat. \n \nNon-food inflation also increased from 4.67% \nin October to 5.56% in October 2021, spurred \nby rises in costs of transport and miscellaneous \ngoods and services. \n \nThe rise in foreign exchange premiums on the \nparallel market has partly accounted for the \nrising monthly inflation since July 2021. \n \n \n \n \n \n \n \n \n \n \nin price of goods and services sold in the two main currencies \nin circulation, namely the ZW$ and the US$. \n0\n500\n1,000\n1,500\n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n5,500\n6,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n12 \n \nFigure 13: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2021 \n \nMonth-on-month blended inflation increased \nfrom 1.94% in September 2021, to 2.62% in \nOctober 2021, largely reflecting increases in \nfood inflation. \n \n \nNATIONAL PAYMENTS SYSTEM \n \nThe month under review saw transactions \nprocessed through the National Payments \nSystem (NPS) increase by 2.79% to close at \n$801.49 billion, from $779.71 billion recorded \nin the previous month. Similarly, NPS \ntransaction volumes rose by 3.52% to close at \n$129.39 billion, during the month of October \n2021. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nReal Time Gross Settlement System (RTGS) \ntransactions values increased from ZW$481.18 \nbillion in the previous month to close at \nZW$477.93 billion in October 2021. RTGS \ntransaction volumes declined by 6.72% to close \nat 1.11 million in October 2021. \nFigure 14: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCash Transactions \nCash based transactions increased from \nZW$14.86 billion in September 2021 to close \nat ZW$16.60 billion in October 2021. \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions stood at \nZW$263.30 billion, during the month under \nanalysis, a 7.32% increase from ZW$245.33 \nbillion in the previous month. \nCard Based Transactions \n \nDuring the month of October 2021, card-based \ntransactions registered a marginal increase of \n1.00% to close at ZW$57.01, from ZW$56.44 \nbillion in September 2021. \n \nRESERVE BANK OF ZIMBABWE \n0.00%\n5.00%\n10.00%\n15.00%\n20.00%\n25.00%\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nFood\nNon-Food\nOverall\n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\n 600.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n13 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n27 \n 11. Exchange Rates \n \n \n \n \n \n \n \n28 \n \n \n \n \n \n \n14 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 29 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 30 \n \n13.2 Volumes of Transactions \n \n \n \n \n 31 \n \n \n \n \n \n \n \n \n \n \n \n \n15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNet Foreign Assets\n-327,434,598.03\n-322,916,992.61\n-316,766,634.64\n-328,526,094.64\n-340,106,496.40\n-327,297,184.10\n-319,268,915.42\n-328,642,322.20\n-303,317,411.71\n-290,181,081.59\n-301,865,260.30\n-305,499,835.09\n-324,477,572.55\nCentral Bank(net)\n-398,503,742.75\n-398,165,536.09\n-392,036,907.50\n-406,631,588.87\n-411,000,792.44\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\n-408,677,935.81\n-412,168,208.49\n-411,964,116.26\n-421,707,589.69\n-470,115,861.82\nForeign Assets\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\nForeign Liabilities\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\nOther Depository Corporations(net)\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n83,041,283.51\n89,891,499.41\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\nForeign Assets\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n98,837,092.48\n106,013,344.18\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\nForeign Liabilities\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,795,808.97\n16,121,844.77\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\nNet Domestic Assets (NDA)\n497,207,430.71\n507,265,762.28\n521,691,490.51\n549,010,656.62\n566,288,275.77\n561,575,884.82\n581,351,630.28\n610,249,806.36\n606,251,821.19\n620,837,934.22\n631,052,096.29\n670,098,627.13\n742,039,356.10\nDomestic Claims\n80,786,149.78\n88,712,115.98\n101,159,726.29\n108,399,214.96\n127,374,579.36\n124,267,139.59\n149,907,978.82\n158,719,727.00\n170,177,222.61\n186,187,386.15\n207,406,481.73\n225,085,581.53\n262,344,428.58\nClaims on Central Government(net)\n16,233,346.76\n18,766,373.80\n23,276,846.68\n15,698,011.65\n25,682,635.40\n19,242,767.82\n28,124,843.48\n29,989,668.04\n23,670,319.48\n31,250,109.35\n38,932,426.18\n42,462,267.46\n58,595,877.36\nClaims on Central Government\n26,940,376.62\n28,442,906.62\n37,789,748.86\n34,941,802.63\n43,864,745.10\n43,295,379.13\n47,281,011.39\n47,535,251.17\n42,113,825.79\n45,934,145.83\n55,528,235.16\n59,818,762.06\n75,251,019.59\nCentral Bank\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\nODCs\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n19,404,164.04\n19,218,864.33\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\nLess Liabilities to Central Government\n10,707,029.86\n9,676,532.82\n14,512,902.18\n19,243,790.98\n18,182,109.70\n24,052,611.30\n19,156,167.92\n17,545,583.13\n18,443,506.31\n14,684,036.48\n16,595,808.98\n17,356,494.60\n16,655,142.23\nCentral Bank\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\nODCs\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n5,382,544.78\n6,832,569.42\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\nClaims on Other Sectors\n64,552,803.02\n69,945,742.18\n77,882,879.61\n92,701,203.31\n101,691,943.96\n105,024,371.77\n121,783,135.35\n128,730,058.96\n146,506,903.14\n154,937,276.80\n168,474,055.55\n182,623,314.07\n203,748,551.22\nOther Financial Corporations\n1,398,438.67\n1,450,895.49\n606,276.57\n396,273.97\n881,815.56\n2,676,383.43\n4,857,921.34\n2,161,647.81\n4,230,396.18\n4,434,113.69\n4,734,034.05\n4,598,468.25\n4,840,748.10\nState and Local Government\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n20,366.90\n23,547.12\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\nPublic Non Financial Corporations\n6,006,655.50\n5,000,659.17\n2,578,274.18\n8,366,572.13\n8,849,870.48\n7,837,908.59\n9,126,830.60\n9,187,412.56\n12,075,547.93\n10,556,580.34\n13,825,015.06\n17,770,427.55\n20,820,033.41\nPrivate Sector\n57,113,246.08\n63,465,738.17\n74,660,404.58\n83,910,160.40\n91,928,403.19\n94,480,029.44\n107,778,016.50\n117,357,451.47\n130,116,707.10\n139,872,825.71\n149,845,640.23\n160,186,851.44\n178,008,080.43\nCentral Bank\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\nODCs\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n106,596,711.09\n116,093,273.55\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\nOther Items(Net)\n-416,421,280.93 -418,553,646.30 -420,531,764.21 -440,611,441.66 -438,913,696.40 -437,308,745.22 -431,443,651.46 -451,530,079.36 -436,074,598.58 -434,650,548.07 -423,645,614.57 -445,013,045.60 -479,694,927.52\nShares and Other Equity\n-392,085,071.73\n-397,700,402.79\n-390,151,578.46\n-408,061,464.88\n-410,347,885.65\n-411,006,941.09\n-396,650,639.28\n-415,482,334.99\n-421,159,006.94\n-420,923,101.54\n-420,402,750.57\n-426,036,485.00\n-473,248,083.80\nLiabilities to Other Financial Corporations\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n409,882.68\n429,002.92\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\nRestricted Deposits\n1,208,834.37\n2,648,204.14\n835,126.11\n718,690.98\n252,287.94\n71,982.41\n72,859.61\n67,378.71\n73,532.53\n85,289.04\n2,097,859.91\n3,600,957.03\n6,496,099.45\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-25,986,791.29\n-23,925,064.43\n-31,507,330.50\n-33,645,336.61\n-29,427,969.01\n-26,782,637.00\n-35,275,754.48\n-36,544,126.00\n-15,451,722.36\n-14,365,553.48\n-5,819,302.38\n-22,952,935.50\n-13,445,998.89\nBroad Money-M3\n169,772,832.69\n184,348,769.67\n204,924,855.86\n220,484,561.98\n226,181,779.37\n234,278,700.72\n262,082,714.87\n281,607,484.16\n302,934,409.48\n330,656,852.64\n329,186,835.99\n364,598,792.04\n417,561,783.55\nSecurities Other than Shares Included in Broad Money\n1,231,944.90\n1,237,340.99\n1,436,202.84\n1,422,437.87\n1,457,355.54\n1,641,213.33\n1,503,791.55\n1,525,849.38\n1,559,661.34\n1,523,179.12\n1,873,132.76\n3,191,934.31\n3,729,670.68\nBroad Money-M2\n168,540,887.79\n183,111,428.68\n203,488,653.02\n219,062,124.11\n224,724,423.83\n232,637,487.38\n260,578,923.31\n280,081,634.78\n301,374,748.14\n329,133,673.52\n327,313,703.23\n361,406,857.73\n413,832,112.87\nOther Deposits\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n13,701,776.00\n18,359,658.93\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\nNarrow Money-M1\n160,143,748.68\n174,113,615.18\n193,581,808.32\n207,710,646.74\n210,777,710.55\n218,469,433.68\n246,877,147.31\n261,721,975.85\n279,979,150.10\n306,098,411.06\n300,262,147.56\n335,026,202.48\n385,927,355.64\nTransferable Deposits\n159,085,591.39\n173,047,801.52\n192,383,729.76\n206,490,526.41\n209,569,292.32\n216,776,481.85\n245,066,101.47\n259,978,003.99\n277,785,152.96\n303,724,801.01\n297,965,557.69\n333,108,841.78\n383,724,566.36\n Of which Foreign Currency Accounts\n97,621,848.10\n102,185,943.24\n103,728,205.33\n108,593,568.84\n109,661,714.64\n115,035,082.24\n117,770,638.10\n127,553,941.47\n133,630,862.77\n141,174,811.64\n133,774,214.78\n151,057,377.09\n179,312,075.75\nCurrency Outside Depository Corporations\n1,058,157.28\n1,065,813.65\n1,198,078.56\n1,220,120.33\n1,208,418.23\n1,692,951.82\n1,811,045.84\n1,743,971.86\n2,193,997.15\n2,373,610.05\n2,296,589.87\n1,917,360.70\n2,202,789.29\nMemorandum Items\nReserve Money\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\nFCAs as a Percentage of Deposits in M3\n57.9%\n55.8%\n50.9%\n49.5%\n48.7%\n49.5%\n45.2%\n45.6%\n44.4%\n43.0%\n40.9%\n41.7%\n43.2%\nEnd Period Exchange Rate\n81.35\n81.82\n81.79\n82.68\n83.89\n84.40\n84.50\n84.73\n85.42\n85.64\n86.06\n87.67\n97.14\nSource: Reserve Bank of Zimbabwe, 2021\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNet Foreign Assets\n-398,503,742.75 -398,165,536.09 -392,036,907.50 -406,631,588.87 -411,000,792.44 -404,663,451.67 -402,310,198.93 -418,533,821.61 -408,677,935.81 -412,168,208.49 -411,964,116.26 -421,707,589.69 -470,115,861.82\nClaims on Non Residents\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\nOfficial Reserves Assets\n12,357,598.03\n11,668,298.64\n2,786,278.07\n6,677,598.06\n5,651,394.24\n11,051,852.30\n7,205,335.48\n9,390,079.67\n22,273,252.21\n11,141,648.17\n95,273,718.45\n91,410,691.55\n98,733,481.46\nOther Foreign Assets\n11,660,124.13\n11,767,888.40\n11,838,216.95\n12,009,507.37\n12,215,668.41\n12,188,252.26\n10,909,678.93\n10,944,097.54\n10,865,931.01\n10,684,792.88\n10,973,701.35\n12,282,616.24\n13,594,904.67\nLess Liabilities to Non Residents\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\nShort Term Liabilities\n190,817,851.33\n189,287,948.45\n187,885,613.69\n192,806,142.21\n194,818,587.99\n195,017,951.26\n196,412,895.15\n215,118,073.59\n219,691,932.32\n215,528,229.57\n219,582,935.92\n224,780,986.78\n250,088,131.95\nOther Foreign Liabilities*\n231,703,613.58\n232,313,774.68\n218,775,788.84\n232,512,552.09\n234,049,267.11\n232,885,604.97\n224,012,318.18\n223,749,925.24\n222,125,186.70\n218,466,419.97\n298,628,600.14\n300,619,910.70\n332,356,116.01\n of which blocked funds\n191,557,287.91\n191,564,844.22\n177,624,192.87\n190,969,111.27\n191,664,044.89\n191,174,087.59\n181,636,605.52\n181,088,588.70\n179,118,601.53\n175,855,465.58\n173,053,746.34\n173,544,785.11\n191,359,585.62\nNet Domestic Assets (NDA)\n414,025,868.46\n416,589,882.06\n410,799,302.62\n428,456,369.46\n433,378,426.70\n423,911,503.19\n424,930,288.99\n444,749,080.57\n433,522,736.46\n437,112,930.85\n440,459,231.26\n447,950,487.22\n494,471,680.62\nDomestic Claims\n16,330,004.87\n15,975,321.34\n17,721,762.12\n18,864,046.83\n20,211,944.02\n14,624,071.75\n24,589,033.83\n28,240,574.97\n25,962,204.03\n25,193,941.68\n27,281,606.24\n29,006,431.90\n40,400,891.34\nNet Claims on Central Government\n9,947,354.13\n11,354,832.62\n15,520,804.20\n10,812,290.33\n11,396,835.82\n6,500,724.62\n14,103,224.21\n17,603,373.13\n12,336,905.40\n13,122,877.88\n12,099,897.36\n9,757,732.78\n17,950,931.38\nClaims on Central Government\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\nOf which: Securities Other than Shares\n6,101,509.11\n6,051,655.92\n6,035,224.38\n6,165,262.55\n6,095,109.16\n5,962,815.29\n5,871,229.64\n5,850,605.06\n5,809,922.68\n5,803,706.31\n5,778,201.73\n5,767,697.15\n5,748,064.63\nLoans\n12,753,129.37\n13,409,761.69\n19,658,455.39\n18,437,148.85\n18,695,624.21\n19,714,713.82\n22,005,617.72\n22,465,781.78\n18,675,222.67\n16,952,495.34\n17,005,332.91\n17,833,656.45\n25,695,249.98\n Loans and Advances\n8,740,654.93\n9,388,431.71\n15,645,165.82\n14,425,116.65\n14,682,354.29\n15,701,443.90\n17,997,932.14\n18,458,096.20\n14,666,539.96\n12,945,598.08\n12,997,746.30\n13,884,037.90\n15,157,333.07\n Legacy Debt\n400,908.59\n409,764.14\n401,723.73\n400,466.35\n401,704.08\n401,704.08\n396,119.73\n396,119.74\n397,116.86\n395,331.42\n396,020.77\n338,052.70\n6,926,351.06\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\nOf which: Deposits\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n6,382,650.74\n4,620,488.72\n2,200,957.92\n8,051,756.50\n8,815,108.19\n8,123,347.12\n10,485,809.62\n10,637,201.84\n13,625,298.64\n12,071,063.80\n15,181,708.88\n19,248,699.12\n22,449,959.96\nOther Financial Corporations\n191,304.06\n192,148.23\n188,349.05\n204,933.06\n703,425.29\n703,645.95\n1,533,608.33\n1,602,101.94\n1,591,946.54\n1,600,109.77\n1,616,633.50\n1,675,284.36\n1,710,457.33\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n4,967,594.21\n3,730,697.26\n1,309,265.53\n7,102,293.92\n7,356,206.59\n6,508,948.22\n7,770,895.87\n7,770,921.98\n10,544,228.28\n8,914,695.01\n11,902,013.06\n15,872,466.74\n18,948,074.45\nPrivate Sector\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\nClaims on Other Depository Corporations\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\nOf which: Loans\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\nOther Liabilities to ODCs\n35,078,524.21\n43,158,130.62\n53,880,036.70\n52,386,928.65\n59,780,016.83\n67,223,250.63\n68,479,829.04\n74,078,427.51\n91,366,745.03\n90,755,541.83\n61,697,091.96\n61,027,807.98\n75,694,008.33\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n9,084,137.29\n11,687,723.67\n22,262,484.07\n29,594,641.97\n31,870,831.11\n32,826,932.93\n33,556,990.26\n41,514,984.85\n45,976,776.82\n46,605,622.19\n40,728,575.10\n41,191,755.29\n51,891,284.90\nOther Items(Net)\n-429,887,129.29 -440,784,407.01 -443,273,555.40 -459,415,237.58 -470,268,174.72 -474,455,170.78 -466,387,761.43 -487,568,110.43 -495,500,366.27 -499,196,071.64 -471,349,472.27 -476,675,721.39 -525,795,635.11\nShares and Other Equity\n-433,463,716.88\n-441,933,638.10\n-442,191,359.79\n-459,147,547.11\n-467,159,156.05\n-471,095,071.67\n-458,343,431.18\n-477,762,942.16\n-486,305,203.47\n-488,981,304.19\n-491,527,426.67\n-501,914,984.05\n-555,638,121.13\nOther Items(Net)\n-3,309,230.72\n-3,537,819.62\n-3,242,652.80\n-1,473,280.48\n-4,426,426.77\n-4,965,601.97\n-9,430,994.41\n-10,971,526.97\n-9,911,933.75\n-10,996,966.63\n17,593,977.36\n20,921,508.79\n23,131,653.99\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n6,885,818.31\n4,687,050.70\n2,160,457.19\n1,205,590.01\n1,317,408.10\n1,605,502.86\n1,386,664.16\n1,166,358.70\n716,770.95\n782,199.17\n2,583,977.04\n4,317,753.87\n6,710,832.03\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\nBond Coins\n99,709.54\n99,709.66\n2,375,925.99\n99,709.66\n99,709.73\n99,709.87\n99,709.99\n99,710.09\n99,710.14\n99,710.17\n99,710.20\n99,710.12\n99,710.10\nBond Notes\n2,022,625.16\n2,029,709.06\n99,709.69\n2,603,693.97\n2,847,426.23\n3,050,378.36\n3,152,287.93\n3,550,401.56\n3,797,075.30\n4,413,772.03\n4,650,584.97\n4,671,398.41\n4,714,194.39\nLiabilities to ODCs\n13,378,590.41\n15,910,190.58\n16,386,469.12\n19,121,376.95\n19,430,498.30\n16,097,963.29\n19,368,092.13\n22,565,147.30\n20,948,015.21\n20,431,240.16\n23,744,819.84\n21,471,789.00\n19,541,914.31\n Reserve Deposits\n1,678,661.09\n2,008,569.51\n2,199,092.20\n2,444,129.79\n4,799,500.58\n5,160,139.38\n5,730,094.93\n6,659,921.67\n7,269,076.19\n7,862,360.46\n8,219,597.38\n9,255,653.80\n9,541,310.72\n Exess reserves \n11,699,929.32\n13,901,621.07\n14,187,376.93\n16,677,247.16\n14,630,997.72\n10,937,823.91\n13,637,997.20\n15,905,225.63\n13,678,939.03\n12,568,879.69\n15,525,222.46\n12,216,135.19\n10,000,603.59\nPrivate Deposits\n21,200.60\n384,736.66\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2021\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNet Foreign Assets\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n77,366,267.57\n77,366,267.57\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\nClaims on Non Residents\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n92,405,865.60\n92,405,865.60\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\nOf Which: Foreign Currency\n30,217,561.04\n32,235,029.76\n34,673,918.84\n39,886,775.04\n42,733,946.30\n41,025,473.91\n40,953,342.99\n40,953,342.99\n40,953,342.99\n30,255,551.49\n30,509,126.94\n32,270,386.66\n38,500,097.41\n50,074,676.36\nDeposits\n53,657,586.61\n53,623,468.12\n55,308,353.64\n49,426,810.30\n50,993,755.75\n45,711,660.09\n51,250,447.13\n51,250,447.13\n51,250,447.13\n90,381,891.07\n107,347,245.84\n96,773,959.39\n93,731,294.28\n116,746,591.30\nOther\n111,830.36\n111,520.80\n99,718.57\n145,114.78\n154,683.94\n183,144.98\n202,075.48\n202,075.48\n202,075.48\n210,984.25\n214,079.24\n214,451.29\n260,414.95\n391,933.02\nLess Liabilities to Non Residents\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,039,598.02\n15,039,598.02\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\nOf Which: Deposits\n4,800,281.08\n4,449,027.74\n4,387,729.22\n3,826,796.90\n4,683,800.54\n4,962,383.04\n4,425,775.68\n4,425,775.68\n4,425,775.68\n4,258,022.10\n3,965,803.90\n6,985,643.39\n4,034,436.70\n7,964,589.56\nLoans\n10,452,726.81\n10,451,846.22\n10,445,718.35\n10,361,630.37\n11,093,091.22\n11,063,599.89\n10,613,822.34\n10,613,822.34\n10,613,822.34\n11,229,880.61\n12,117,521.21\n12,174,298.00\n12,249,615.34\n13,610,321.85\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n79,943,074.31\n91,947,346.14\n105,610,829.31\n127,131,173.37\n140,672,048.38\n153,013,944.93\n153,685,960.87\n153,685,960.87\n153,685,960.87\n194,736,649.82\n205,599,205.54\n216,305,273.04\n245,756,879.91\n269,505,972.41\nDomestic Claims\n55,355,723.35\n64,456,144.91\n72,736,794.64\n83,427,964.18\n89,535,168.13\n107,162,635.34\n109,643,067.84\n109,643,067.84\n109,643,067.84\n144,215,018.58\n160,993,444.47\n180,124,875.49\n196,079,149.63\n221,943,537.24\nNet Claims on Central Government\n5,154,302.32\n6,285,992.63\n7,411,541.18\n7,756,042.48\n4,885,721.32\n14,285,799.58\n12,742,043.20\n12,742,043.20\n12,742,043.20\n11,333,414.08\n18,127,231.47\n26,832,528.82\n32,704,534.68\n40,644,945.98\nClaims on Central Government\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n17,617,850.02\n17,617,850.02\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\nSecurities\n6,676,225.73\n8,068,172.39\n8,961,484.35\n12,072,773.09\n10,322,702.11\n19,049,865.62\n17,602,682.71\n17,602,682.71\n17,602,682.71\n17,610,769.74\n23,160,619.26\n32,722,213.67\n36,196,334.62\n43,786,500.90\nLoans\n9,606.62\n17,565.74\n20,004.65\n23,296.00\n16,689.12\n24,146.11\n15,167.30\n15,167.30\n15,167.30\n17,910.70\n17,324.92\n22,486.84\n21,073.85\n21,204.08\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\nOf which: Deposits\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n50,201,421.03\n58,170,152.28\n65,325,253.46\n75,671,921.69\n84,649,446.81\n92,876,835.77\n96,901,024.65\n96,901,024.65\n96,901,024.65\n132,881,604.50\n142,866,213.00\n153,292,346.67\n163,374,614.95\n181,298,591.25\nOther Financial Corporations\n143,909.38\n1,207,134.60\n1,258,747.26\n407,927.51\n191,340.91\n178,390.27\n1,972,737.48\n1,972,737.48\n1,972,737.48\n2,638,449.64\n2,834,003.91\n3,117,400.54\n2,923,183.89\n3,130,290.76\nState and Local Government\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n30,050.30\n30,050.30\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\nPublic Non Financial Corporations\n1,050,377.14\n1,039,061.29\n1,269,961.90\n1,269,008.65\n1,264,278.21\n1,493,663.89\n1,328,960.37\n1,328,960.37\n1,328,960.37\n1,531,319.65\n1,641,885.33\n1,923,001.99\n1,897,960.80\n1,871,958.96\nPrivate Sector\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n93,569,276.49\n93,569,276.49\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\nClaims on the Central Bank\n57,763,783.89\n68,012,702.35\n74,300,828.81\n77,254,382.86\n79,477,691.43\n74,589,859.15\n84,489,214.72\n84,489,214.72\n84,489,214.72\n77,498,004.69\n107,123,354.33\n95,651,746.77\n103,849,755.97\n110,620,327.00\nCurrency\n1,084,208.81\n1,064,177.41\n1,063,605.07\n1,177,847.43\n1,483,283.31\n1,738,717.73\n1,457,136.40\n1,457,136.40\n1,457,136.40\n1,702,788.29\n2,139,872.15\n2,453,705.30\n2,853,747.83\n2,611,115.20\nReserves\n56,679,575.08\n66,948,524.94\n73,237,223.74\n76,076,535.42\n77,994,408.12\n72,851,141.43\n83,032,078.32\n83,032,078.32\n83,032,078.32\n75,795,216.40\n104,983,482.18\n93,198,041.47\n100,996,008.14\n108,009,211.79\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n1,863,123.11\n1,812,655.13\n1,489,512.69\n1,318,615.34\n391,146.93\n409,213.89\n75,373.50\n75,373.50\n75,373.50\n662,275.52\n706,879.99\n1,023,363.18\n1,453,072.21\n1,095,299.01\nOther Items(Net)\n31,313,309.81\n38,708,845.99\n39,937,281.45\n32,232,558.32\n27,949,664.25\n28,329,335.68\n40,370,948.20\n40,370,948.20\n40,370,948.20\n26,314,097.93\n61,810,713.27\n58,447,986.04\n52,718,953.48\n61,962,592.81\nShares and Other Equity\n40,345,113.68\n41,378,645.15\n44,233,235.31\n52,039,781.33\n51,086,082.23\n56,811,270.41\n60,088,130.57\n60,088,130.57\n60,088,130.57\n65,146,196.53\n68,058,202.65\n71,124,676.10\n75,878,499.05\n82,390,037.34\nLiabilities to other ressident sectors\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n408,850.46\n408,850.46\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\nOther Items(Net)\n-9,403,967.74\n-3,111,546.88\n-4,719,570.65\n-20,099,241.64\n-23,513,086.84\n-29,091,805.04\n-20,126,032.83\n-20,126,032.83\n-20,126,032.83\n-39,294,696.79\n-6,800,307.28\n-13,155,268.53\n-23,534,963.43\n-20,930,500.24\nDeposits and Securities Included in Broad Money\n148,677,044.43\n163,016,490.87\n180,859,372.79\n202,401,446.22\n218,777,542.62\n223,908,240.98\n231,052,228.44\n231,052,228.44\n231,052,228.44\n300,097,173.91\n327,586,332.45\n326,404,128.99\n361,964,634.51\n415,144,261.68\nDeposits Included in Broad Money\n147,593,137.33\n \n161,784,545.97\n \n179,622,031.80\n \n200,965,243.38\n \n217,355,104.75\n \n222,450,885.44\n \n229,411,015.11\n \n229,411,015.11\n \n229,411,015.11\n \n298,537,512.57\n \n326,063,153.33\n \n324,530,996.23\n \n358,772,700.20\n \n411,414,591.01\n \nTransferable Deposits\n140,657,703.75\n \n153,387,406.86\n \n170,624,218.30\n \n191,058,398.68\n \n206,003,627.38\n \n208,504,172.16\n \n215,242,961.41\n \n215,242,961.41\n \n215,242,961.41\n \n277,141,914.54\n \n303,027,890.88\n \n297,479,440.56\n \n332,392,044.95\n \n383,509,833.78\n \n of which FCAs\n88,430,395.05\n \n91,944,864.16\n \n100,147,096.67\n \n102,824,762.68\n \n108,386,216.00\n \n109,466,728.50\n \n114,435,612.97\n \n114,435,612.97\n \n114,435,612.97\n \n133,608,092.81\n \n141,156,359.97\n \n133,760,212.96\n \n151,047,925.52\n \n179,306,272.75\n \nOther Deposits\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n14,168,053.71\n14,168,053.71\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\nMoney Market Instruments\n1,083,907.10\n \n1,231,944.90\n \n1,237,340.99\n \n1,436,202.84\n \n1,422,437.87\n \n1,457,355.54\n \n1,641,213.33\n \n1,641,213.33\n \n1,641,213.33\n \n1,559,661.34\n \n1,523,179.12\n \n1,873,132.76\n \n3,191,934.31\n \n3,729,670.68\n \nSource:Reserve Bank of Zimbabwe,2021\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nSource:Reserve Bank of Zimbabwe,2021\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nSource:Reserve Bank of Zimbabwe,2021\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nSource: Reserve Bank of Zimbabwe,2021\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nSource:Reserve Bank of Zimbabwe, 2021\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\n Source:Reserve Bank of Zimbabwe, 2021\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nSource:Zimstat, 2021\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n29 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nSource:Zimstat, 2021\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n30 \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2020; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n31 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nSource: Reserve Bank of Zimbabwe, 2021\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n32 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nSource:Zimbabwe Stock Exchange, 2021\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n5548.1\n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n4706.6\n4.5\n594.0\n13.9\n2015.1\n831.0\nMar\n6300.4\n4.5\n654.2\n12.5\n2657.1\n864.8\nApr\n5786.8\n3.3\n640.9\n11.5\n3002.6\n822.6\nMay\n7298.4\n4.2\n819.7\n10.5\n3550.1\n968.6\nJun\n7997.3\n4.7\n779.4\n8.3\n3724.3\n1135.5\nJul\n8290.0\n4.0\n790.0\n9.4\n4446.7\n1262.5\nAug\n7762.9\n2.9\n811.2\n14.0\n4558.5\n1255.0\nSep\n7155.0\n4.0\n842.5\n17.0\n4462.4\n1393.1\nOct\n8230.5\n4.2\n821.3\n17.9\n4607.4\n1428.2\nNov\n7922.5\n3.7\n657.5\n19.9\n3964.8\n1026.7\nDec\n8355.2\n2.8\n917.2\n14.6\n4833.8\n1102.9\n2019\nJan\n6903.0\n2.9\n1294.0\n16.9\n3608.8\n1056.2\nFeb\n8337.0\n4.0\n1330.6\n17.2\n3594.5\n1093.6\nMar\n9881.5\n3.9\n1399.5\n18.3\n4080.7\n1250.6\nApr\n10321.4\n3.1\n1590.1\n14.0\n4949.3\n1408.5\nMay\n14670.3\n4.2\n1397.5\n11.8\n6692.5\n1897.8\nJun\n17881.2\n3.7\n1464.7\n30.1\n7130.0\n2539.8\nJul\n23309.9\n3.7\n1806.5\n36.6\n9137.4\n3295.8\nAug\n23596.6\n2.4\n2181.6\n38.5\n11077.6\n3493.6\nSep\n30328.1\n3.8\n3029.9\n51.9\n15112.0\n5337.7\nOct\n39413.7\n3.9\n3621.6\n67.1\n16588.3\n6237.0\nNov\n40871.8\n3.5\n4199.3\n67.4\n13537.8\n7200.3\nDec\n49579.8\n2.8\n5695.4\n97.2\n19356.7\n8724.0\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n20981.2\n449.6\n100593.9\n501.8\nFeb\n 457.2 \n22.5\n18869.0\n292.2\n89584.3\n463.8\nMar\n 545.2 \n23.7\n21996.8\n268.4\n116120.0\n510.5\nApr\n 505.5 \n17.4\n21170.0\n253.6\n117616.8\n457.0\nMay\n 611.1 \n21.2\n23278.2\n213.2\n137423.0\n496.6\nJun\n 553.6 \n22.5\n23790.0\n175.2\n156609.8\n502.2\nJul\n 560.2 \n20.1\n25075.5\n223.1\n169416.8\n559.6\nAug\n 553.0 \n15.1\n25249.9\n317.4\n164918.0\n518.7\nSep\n 543.0 \n19.4\n24918.0\n300.8\n161289.5\n511.3\nOct\n 571.6 \n20.4\n21025.4\n345.5\n161427.4\n496.0\nNov\n 477.4 \n16.7\n17845.4\n334.9\n133862.1\n430.6\nDec\n 478.6 \n13.0\n27419.1\n236.2\n161540.7\n409.1\n2019\nJan\n401.5\n12.2\n40613.8\n232.6\n135481.1\n413.4\nFeb\n456.5\n16.4\n27811.2\n226.8\n119081.1\n463.6\nMar\n525.9\n15.4\n30417.6\n248.9\n142597.8\n441.0\nApr\n535.0\n13.7\n32092.5\n168.8\n157348.3\n390.1\nMay\n642.6\n14.7\n15542.6\n121.4\n166491.6\n494.3\nJun\n706.0\n13.3\n18012.1\n79.6\n160873.0\n486.8\nJul\n983.5\n13.6\n20465.4\n99.6\n170823.3\n638.2\nAug\n872.9\n9.0\n21919.8\n85.2\n179281.2\n542.3\nSep\n1010.7\n11.9\n22749.6\n62.4\n200441.9\n679.4\nOct\n1079.4\n12.7\n23191.6\n65.0\n206621.5\n1099.3\nNov\n982.1\n10.3\n25737.5\n225.2\n152919.9\n2044.1\nDec\n1003.8\n7.6\n27800.5\n385.5\n146316.6\n1273.6\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-October-2021.pdf"}
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+{"doc_id": "8419cf38ac7b14abe7c21ff76cf5c626", "text": "[Date] \n \n \n \n \nMarch 2015 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 2 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCard Based Transactions ___________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 6 \nCheque Transactions ______________________________________________________________ 6 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2015 \nFebruary \n2015 \nMarch \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n55.38 \n43.92 \n-20.69% \nZ.S.E. Industrial Index1 \n167.16 \n158.22 \n-5.35% \n*Money Supply (US$)2 \n4 337.89 million 4 370.32 million \n32.43 million \n*Money Supply (M3) Annual Growth2 \n7.86% \n6.75% \n-0.05% \nYearly Inflation3 \n-1.40% \n-1.20% \n-0.03% \nNominal Lending Rate \n4.30-33.50% \n4.30-33.50% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency \n(ZIMSTAT) \n* Provisional figures \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \nMajor international stock markets recorded mixed \ntrading in March 2015. US stock markets recorded \nlosses, whilst European stocks registered gains. The \ngains \nin \nEuropean \nstocks \nfollowed \nthe \nimplementation of Quantitative Easing by the \nEuropean Central Bank, which further suppressed \ninterest rates, thereby, boosting stock prices. \nThe major African stock markets registered losses, \nwith the exception of Nigeria which gained 5.5%. In \nline with most other African stock markets, the \nZimbabwe stock market was also in decline, during \nthe period under review. The industrial index fell \nfrom 167.16 points in February 2015 to 58.22 points \nin March 2015. Over the same period, the mining \nindex \nalso \ndeclined \nfrom \n55.38 \npoints \nto \n43.93 points. \n \n \nThe decline in the industrial index was largely due to \nthe bearish sentiments that were prevailing in the \nmarket. These sentiments resulted in losses, mainly in \nthe heavyweight counters. The decline in the mining \nindex was largely driven by losses in Bindura and \nRiozim. \n \nTrading volumes rose by 240.15% to 405.89 million \nshares in March 2015, from 119.32 million shares in \nFebruary. Developments in the volume of shares \ntraded were largely influenced by special bargain \ntrades in Dawn, as well as notable trades in Zimplow, \nEconet, CBZ and Innscor. Over the same period, \nhowever, \nmarket \nturnover \ndeclined \nfrom \nUS$34.78 million to US$18.90 million. \n \nSource: Zimbabwe Stock Exchange \nReflecting losses that were incurred by heavily \ncapitalized counters, market capitalization fell from \nUS$4 353.38 million in February 2015, to \nUS$4 117.08 million in March 2015. \n \n \n0\n50\n100\n150\n200\n250\n30-Jun-12\n30-Sep-12\n31-Dec-12\n31-Mar-13\n30-Jun-13\n30-Sep-13\n31-Dec-13\n31-Mar-14\n30-Jun-14\n30-Sep-14\n31-Dec-14\n31-Mar-15\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.0\n0.5\n1.0\n1.5\n2.0\n2.5\n3.0\n3.5\n4.0\n4.5\n5.0\n0.0\n50.0\n100.0\n150.0\n200.0\n250.0\n300.0\n350.0\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Daily Volumes and \nFigure 2: ZSE: Daily Volumes and Values Traded\nValues Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nMONETARY DEVELOPMENTS \n \nBroad money supply was US$4 370.32 million in \nMarch 2015, up from US$4 337.89 million in \nFebruary 2015. The annual growth of broad money, \nhowever, decelerated from 7.86% in February 2015 \nto 6.75% in March 2015. \n \nSource: Reserve Bank of Zimbabwe \nContributing to the annual growth in broad money \nwere increases in long term deposits, of 29.29%; \nsavings deposits, 9.97%; and demand deposits, \n2.19%. Short term deposits, however, registered a \ndecline of 2.58% over the same period. The structure \nof deposits remained largely the same with demand \ndeposits accounting for 48.51%; long term, 20.32%; \nshort term, 18.53%; and savings deposits, 12.61%. \n \n \nThe annual growth in bank credit to the domestic \neconomy recorded an increase of 4.57%, to \nUS$4 371.03 million in March 2015, from \nUS$4 180.11 million in March 2014. \nGrowth in credit to the private sector registered an \nannual increase to 4.20% in March 2015, from 0.11% \nin February 2015. On a month-on-month basis, credit \nto the private sector grew from US$3 630.93 million \nin February 2015, to US$3 761.81 million in March \n2015. \nDuring the month under review, loans and advances \nconstituted 81.86% of the total credit to the private \nsector, followed by mortgage advanced by building \nsocieties, 13.50%; other investments, 2.35%; bills \ndiscounted, 1.38%; and bankers’ acceptances, 0.84%. \n-5\n0\n5\n10\n15\n20\n25\n30\n 3.2\n 3.4\n 3.6\n 3.8\n 4.0\n 4.2\n 4.4\n 4.6\nSep\nNov\nJan\nMar\nMay\nJul\nSep\nNov\nJan\nMar\nMay\nJul\nSep\nNov\nJan\nMar\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth\nShort \nTerm\n19%\nLong Term \n20%\nDemand\n48%\nSavings\n13%Figure 4: Banking Sector Deposits\nFigure 4: Banking Sector DepositsMarch 2015\nMarch 2015\nSource: Reserve Bank of Zimbabwe \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \n \nSource: Reserve Bank of Zimbabwe \nSectorally, credit was mainly channelled to services \n(21.66%); agriculture (18.22%); manufacturing \n(15.77%); distribution (14.87%); mining (6.75%); \ntransport \nand \ncommunications \n(3.08%); \nand \nconstruction (1.39%). Consumptive borrowing by \nhouseholds accounted for 18.26% of total credit to the \nprivate sector. \nCredit to the private sector was mainly utilized for \nasset purchases, 47.65%; inventory build-up, 32.57%; \nconsumer durables, 11.38%; and vehicles, 2.90%. \nLoans and advances utilized for capital investment \nremained low, with the procurement of plant and \nequipment accounting for 3.59%, land development, \n1.06%; and office equipment, 0.07% of total loans \nand advances. \n \nINFLATION OUTTURN \n \nAnnual Inflation \nAnnual headline inflation remained in negative \nterritory for the sixth consecutive month since \nOctober 2014. It, however, gained 0.2 percentage \npoints to -1.2% in March 2015, from -1.4% in \nFebruary 2015. \n \nSource: Zimbabwe Statistics Agency \nAnnual food inflation also remained in negative \nterritory at -2.74% in March 2015, from -2.87% in \nFebruary 2015. The decline in annual food prices \nreflected decreases in prices of almost all items in the \nfood basket. \nThe price of bread declined in response to depressed \ndemand as reflected by the fall in daily bread sales \nfrom a million loaves in 2014 to 800 000 loaves in \n2015. In addition, the introduction of bond coins in \nDecember 2014 also provided small change, which \nalso led to the general reduction in prices. \n \nLoans & Advances\n81.86%\nBills \nDiscounted\n1.38%\nBankers \nacceptances\n0.84%\nOther \ninvestments\n2.35%\nMortgages\n13.57%Figure 5: Credit to Private Sector\nFigure 5: Credit to Private SectorMarch 2015\nMarch 2015\n-4\n-3\n-2\n-1\n0\n1\n2\n3\n4\n5\n6\nApr-13\nMay-13\nJun-13\nJul-13\nAug-13\nSep-13\nOct-13\nNov-13\nDec-13\nJan-14\nFeb-14\nMar-14\nApr-14\nMay-14\nJun-14\nJul-14\nAug-14\nSep-14\nOct-14\nNov-14\nDec-14\nJan-15\nFeb-15\nMar-15\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nAnnual non-food inflation also declined to -0.44% in \nMarch, from -0.68% in February 2015. The decline \nwas \nlargely \non \nthe back \nof \ndecreases in \ncommunication, furniture and equipment, transport, \nrecreation and culture, restaurants and hotels, among \nothers. Partially offsetting the decrease in annual non-\nfood inflation were increases alcoholic beverages and \ntobacco, rentals for housing, as well as education. \nThe rationalization of voice call prices by operators \nin response to POTRAZ’s call for realignment of \ntariffs with regional levels partly contributed to the \ndecline in communication prices. \nAgainst the background of constrained consumer \nspending, items such as furniture and equipment, \nrecreation and cultural services, are relegated to \nperiphery of consumer needs. As a result, prices fell \nin response to a decline in effective demand. \n \nMonthly Inflation \nMonth-on-month inflation stood at -0.03% in March \n2015, from -0.07% in February 2015. There were no \nsignificant changes in both food and non-food \ninflation. Declines were registered in the prices of \nclothing and footwear, as well as housing, water, \nelectricity gas, and other fuels categories. \nOn a month to month basis prices for menswear and \nbabycare products recorded the largest declines. The \nprices of household fuels, such as gas and charcoal \nalso recorded declines from the February 2015 levels. \nPartially offsetting the declines, were increases in the \nprices of bread and cereals category; milk, cheese and \neggs; and confectionary items, among others. The \nfalling maize stock levels in the country resulted in \nthe increase in the price of mealie meal and other \nstarch sources, which also had a significant impact on \nthe bread and cereals subcategory. \n \n \n \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through the \nRTGS system increased by 18% to US$3.8 billion in \nMarch 2015, from US$3.2 billion in February 2015. \nThe volume of transactions registered an increase of \n11%, from 172 247 to 191 637 during the same \nperiod. \nSource: Reserve Bank of Zimbabwe \n \nCard Based Transactions \nThe total value of card based transactions was \nUS$430.27 million in March 2015, up from \nUS$417.59 million in February 2015. \n \n \n \n \n \n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nMar-12\nJul-12\nNov-12\nMar-13\nJul-13\nNov-13\nMar-14\nJul-14\nNov-14\nMar-15\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: Z\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \nMONTHLY ECONOMIC REVIEW \n6 \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions also increased to US$476.38 million in \nMarch 2015, from US$439.24 million in February \n2015. \n \nCheque Transactions \n \nThe value of cheque transactions stood at \nUS$11.11 million in March 2015, down from \nUS$13.69 million in February 2015. \n \n \n \nRESERVE BANK OF ZIMBABWE \nMAY 2015\n \n \n7 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 9 \n \n1.2 Broad Money Survey \n \n \n \n \n \n 10 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n11 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n12 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 13 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n14 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n15 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n16 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n17 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n18 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n19 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n20 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n21 \n \n7.2 Liabilities \n \n \n \n \n \n \n22 \n \n \nMONTHLY ECONOMIC REVIEW \n8 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n23 \n \n8.2 Liabilities \n \n \n \n \n \n \n24 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n25 \n \n9.2 Liabilities \n \n \n \n \n \n \n26 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n27 \n \n11. Savings with Financial Institutions \n \n \n \n \n28 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n29 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n30 \n \n13.2 Volumes of Transactions \n \n \n \n \n31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n9 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \n \n \n \nMarch\nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nMarch\nBond Coins\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n298.6\n567.1\n1,096.7\n1,294.0\nRBZ Demand Deposits\n71.5\n71.5\n71.9\n96.6\n95.9\n95.8\n93.7\n94.4\n94.0\n144.5\n714.7\n898.5\n545.0\nComm. Banks Dem. Deposits\n2,033,715.1\n2,130,063.2\n2,173,283.2\n2,120,102.4\n2,011,296.3\n2,084,005.9\n2,089,784.7\n2,162,566.6\n2,124,944.0\n2,121,401.6\n1,967,789.9\n1,978,595.1\n2,051,081.7\nMerchant Banks Dem. Deposits\n41,037.1\n57,346.1\n42,779.8\n42,779.8\n42,560.1\n36,379.5\n40,922.6\n39,909.5\n39,446.4\n36,942.7\n39,049.7\n38,382.5\n68,611.1\nM1\n2,074,823.7\n2,187,480.8\n2,216,134.9\n2,162,978.8\n2,053,952.3\n2,120,481.2\n2,130,801.0\n2,202,570.5\n2,164,484.4\n2,158,787.4\n2,008,121.3\n2,018,972.8\n2,121,531.8\nComm. Banks Savings Deposits\n237,243.6\n233,539.2\n223,445.3\n253,857.5\n236,942.8\n256,908.6\n272,392.1\n252,758.2\n250,745.7\n267,179.5\n282,832.4\n240,444.7\n230,198.0\nBuilding Soc. Savings Deposits\n202,936.6\n228,310.8\n241,398.4\n234,278.6\n228,203.4\n232,305.6\n230,155.7\n236,100.8\n253,699.7\n236,423.8\n233,498.2\n238,848.9\n244,746.0\nP O S B Savings Deposits\n60,801.9\n66,479.0\n64,831.6\n68,218.1\n68,388.5\n68,651.3\n68,147.5\n65,414.5\n70,142.9\n69,601.1\n70,144.8\n72,839.1\n75,993.4\nComm. Banks U-30 Day Deposits\n626,443.7\n661,815.1\n685,132.2\n669,439.9\n596,373.1\n629,496.8\n651,068.5\n686,998.0\n630,856.1\n654,559.9\n638,395.6\n574,946.1\n645,401.5\nMerchant Banks U-30 Day Deposits\n48,387.9\n40,336.6\n34,572.1\n33,202.1\n33,787.2\n40,442.4\n33,929.0\n33,679.6\n33,288.9\n31,176.0\n40,928.2\n40,362.2\n12,132.4\nBuilding Soc. U- 30 Day Deposits\n156,466.8\n115,037.7\n164,622.3\n175,432.1\n113,937.3\n126,458.5\n149,478.7\n116,270.3\n113,090.1\n144,211.5\n127,399.4\n149,834.6\n152,280.6\nM2\n3,407,104.1\n3,532,999.2\n3,630,137.0\n3,597,407.0\n3,331,584.7\n3,474,744.4\n3,535,972.5\n3,593,792.1\n3,516,307.8\n3,561,939.1\n3,401,319.9\n3,336,248.4\n3,482,283.7\nComm. Banks O-30 Day Deposits\n426,625.1\n408,961.7\n438,431.5\n489,568.8\n577,592.3\n516,231.3\n540,278.5\n492,200.3\n508,747.2\n449,703.8\n544,421.5\n597,685.2\n503,769.1\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n234,625.6\n262,711.8\n233,243.8\n212,224.9\n287,853.4\n304,479.1\n280,499.3\n337,930.1\n359,491.3\n365,334.8\n366,978.6\n375,166.9\n355,362.1\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n14,317.8\n14,519.3\n12,651.5\n13,098.6\n15,773.0\n15,354.3\n20,485.8\n22,070.6\n19,652.7\n15,174.4\n16,138.8\n17,519.8\n174,638.5\nM3\n4,093,939.2\n4,230,458.6\n4,325,730.4\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.7\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,886.9\n4,527,320.0\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n2014\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nNET FOREIGN ASSETS \n-816,838.4\n-695,843.6\n-585,616.7\n-595,417.7\n-701,074.2\n-627,733.6\n-536,234.0\n-598,846.1\n-767,824.4\n-719,401.4\n-714,190.6\n-763,306.5\n-565,959.3\n Assets\n1,021,388.4\n1,063,604.4\n1,190,209.8\n1,126,637.1\n1,027,150.0\n1,079,627.1\n1,105,902.8\n999,042.7\n827,514.2\n896,179.7\n830,959.4\n737,833.5\n816,079.6\n Reserve Bank (RBZ)\n357,157.3\n359,859.4\n410,904.2\n374,556.5\n327,295.3\n411,681.6\n620,484.9\n508,155.9\n334,534.3\n363,181.1\n356,661.9\n280,889.9\n282,170.1\n Deposit Money Banks (DMBs) \n585,124.3\n628,565.0\n700,802.8\n685,339.5\n623,693.1\n604,460.0\n414,981.4\n432,341.0\n416,989.8\n463,112.7\n405,880.7\n400,473.5\n469,563.3\n Other Banking Institutions (OBIs) \\1\n79,106.9\n75,180.0\n78,502.7\n66,741.0\n76,161.6\n63,485.5\n70,436.5\n58,545.8\n75,990.2\n69,886.0\n68,416.9\n56,470.0\n64,346.2\n Liabilities \\2\n-1,838,226.8\n-1,759,448.0\n-1,775,826.5\n-1,722,054.8\n-1,728,224.2\n-1,707,360.7\n-1,642,136.8\n-1,597,888.8\n-1,595,338.6\n-1,615,581.1\n-1,545,150.0\n-1,501,140.0\n-1,382,038.9\n RBZ\n1,152,604.9\n1,155,463.3\n1,152,736.3\n1,141,906.4\n1,136,091.5\n1,117,663.4\n1,037,740.5\n1,035,611.2\n1,030,053.8\n1,020,936.5\n1,007,096.0\n1,009,161.8\n858,095.4\n DMBs\n660,898.1\n579,093.6\n598,403.2\n545,347.3\n562,067.8\n553,968.9\n550,158.8\n508,060.2\n510,711.1\n540,423.0\n483,463.5\n438,356.5\n473,182.2\n OBIs\n24,723.8\n24,891.2\n24,687.0\n34,801.1\n30,065.0\n35,728.4\n54,237.5\n54,217.5\n54,573.7\n54,221.6\n54,590.6\n53,621.8\n50,761.3\nNET DOMESTIC ASSETS \n4,910,777.6\n4,926,302.1\n4,911,347.2\n4,918,983.6\n4,925,144.1\n4,949,809.4\n4,924,736.6\n5,056,105.8\n5,183,290.0\n5,122,820.1\n5,054,316.0\n5,101,193.5\n4,936,279.4\nDOMESTIC CREDIT\n4,180,109.0\n4,150,137.4\n4,138,311.2\n4,174,067.9\n4,205,226.6\n4,234,468.5\n4,267,182.2\n4,331,335.1\n4,352,932.2\n4,378,653.6\n4,231,495.4\n4,249,052.3\n4,371,027.6\n Claims on Government (net) \n490,233.2\n476,917.3\n468,461.4\n498,617.0\n423,988.3\n437,473.4\n442,435.9\n470,504.6\n462,425.7\n515,636.4\n544,026.1\n549,179.2\n537,675.3\n RBZ\n-1,179.6\n-1,178.8\n-1,178.9\n-1,179.1\n-46,158.3\n-25,974.8\n-35,915.4\n-14,433.2\n-14,031.5\n-25,063.7\n-12,594.0\n-12,908.0\n-22,274.1\n DMBs\n451,249.2\n437,932.6\n429,476.7\n459,632.5\n429,983.1\n411,866.1\n426,769.3\n433,084.8\n443,478.0\n487,962.9\n504,696.7\n510,080.3\n500,344.5\n OBIs\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n51,582.0\n51,582.0\n51,852.9\n32,979.1\n52,737.2\n51,923.4\n52,007.0\n59,604.9\n Claims on Public Enterprises \n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n71,543.2\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n Claims on Private Sector\n3,610,347.9\n3,594,927.4\n3,591,466.2\n3,602,277.7\n3,703,844.6\n3,726,670.4\n3,752,355.7\n3,788,455.5\n3,823,845.6\n3,796,267.1\n3,622,501.6\n3,630,928.8\n3,761,809.1\n RBZ\n34,745.1\n34,745.1\n34,745.1\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n31,409.0\n DMBs\n2,993,988.2\n2,968,560.6\n2,956,036.4\n2,955,853.5\n3,013,188.5\n3,016,709.8\n3,021,389.7\n3,016,750.9\n3,036,795.2\n3,010,101.6\n2,835,002.6\n2,824,415.9\n2,960,892.4\n OBIs\n581,614.6\n591,621.7\n600,684.7\n611,698.9\n655,930.8\n675,235.3\n696,240.7\n736,979.3\n752,325.1\n751,440.3\n752,773.8\n771,787.7\n769,507.7\nOTHER ITEMS (NET) \n730,668.6\n776,164.7\n773,035.9\n744,915.7\n719,917.4\n715,340.8\n657,554.4\n724,770.7\n830,357.8\n744,166.4\n822,820.5\n852,141.2\n565,251.8\nBROAD MONEY (M3) \n4,093,939.2\n4,230,458.5\n4,325,730.5\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.6\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,887.0\n4,370,320.1\n1. Building societies and P. O. S. B.\n2. Sign reversal.\n2015\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \n \n \n \n \n \nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nNET FOREIGN ASSETS \n-17,404.7\n120,994.8\n110,226.8\n-9,801.0\n-105,656.4\n73,340.6\n91,499.6\n-62,612.2\n-168,978.3\n48,423.1\n5,210.8\n-49,115.9\n197,347.2\n Assets\n-11,130.5\n42,216.0\n126,605.3\n-63,572.7\n-99,487.0\n52,477.1\n26,275.7\n-106,860.1\n-171,528.5\n68,665.5\n-65,220.3\n-93,125.9\n78,246.1\n Reserve Bank (RBZ)\n-7,918.6\n2,702.2\n51,044.8\n-36,347.7\n-47,261.2\n84,386.3\n208,803.3\n-112,329.0\n-173,621.7\n28,646.8\n-6,519.2\n-75,771.9\n1,280.1\n Deposit Money Banks (DMBs)\n-34,443.4\n43,440.8\n72,237.8\n-15,463.3\n-61,646.4\n-19,233.1\n-189,478.6\n17,359.6\n-15,351.2\n46,122.9\n-57,232.0\n-5,407.1\n69,089.7\n Other Banking Institutions (OBIs) \\1\n31,231.5\n-3,926.9\n3,322.7\n-11,761.7\n9,420.6\n-12,676.1\n6,951.0\n-11,890.7\n17,444.4\n-6,104.2\n-1,469.1\n-11,946.9\n7,876.2\n Liabilities \\2\n-6,274.3\n78,778.8\n-16,378.5\n53,771.7\n-6,169.4\n20,863.4\n65,223.9\n44,248.0\n2,550.2\n-20,242.5\n70,431.1\n44,010.0\n119,101.1\n RBZ\n1,304.4\n2,858.4\n-2,727.0\n-10,829.9\n-5,814.9\n-18,428.0\n-79,922.9\n-2,129.4\n-5,557.4\n-9,117.3\n-13,840.5\n2,065.8\n-151,066.4\n DMBs\n5,360.4\n-81,804.5\n19,309.6\n-53,055.9\n16,720.4\n-8,098.8\n-3,810.2\n-42,098.6\n2,651.0\n29,711.9\n-56,959.6\n-45,107.0\n34,825.7\n OBIs\n-390.5\n167.4\n-204.2\n10,114.1\n-4,736.2\n5,663.4\n18,509.2\n-20.0\n356.2\n-352.1\n369.0\n-968.8\n-2,860.4\nNET DOMESTIC ASSETS \\3\n89,564.4\n15,524.5\n-14,954.9\n7,636.5\n6,160.4\n24,665.3\n-25,072.8\n131,369.2\n127,184.2\n-60,469.9\n-68,504.1\n46,877.5\n-164,914.1\nDOMESTIC CREDIT\n65,923.0\n-29,971.6\n-11,826.2\n35,756.7\n31,158.7\n29,241.9\n32,713.7\n64,152.8\n21,597.2\n25,721.4\n-147,158.2\n17,556.9\n121,975.3\n Claims on Government (net) \n63,725.7\n-13,315.9\n-8,455.9\n30,155.7\n-74,628.7\n13,485.1\n4,962.5\n28,068.6\n-8,078.9\n53,210.7\n28,389.7\n5,153.1\n-11,503.9\n RBZ\n2.2\n0.8\n0.0\n-0.2\n-44,979.3\n20,183.6\n-9,940.6\n21,482.2\n401.6\n-11,032.2\n12,469.7\n-314.0\n-9,366.0\n DMBs\n63,723.5\n-13,316.6\n-8,455.9\n30,155.8\n-29,649.5\n-18,117.0\n14,903.2\n6,315.6\n10,393.2\n44,484.8\n16,733.8\n5,383.6\n-9,735.8\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n11,418.5\n0.0\n270.8\n-18,873.7\n19,758.1\n-813.8\n83.5\n7,597.9\n Claims on Public Enterprises \n18,838.6\n-1,235.2\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n2,598.9\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n18,838.6\n-1,235.2\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n872.5\n Agri-PEs\n-7,246.8\n-6,896.5\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n Other\n26,085.4\n5,661.3\n6,989.7\n1,698.5\n5,736.8\n-5,558.0\n3,580.4\n1,499.9\n-4,198.5\n1,605.7\n-264.9\n5,495.1\n2,392.0\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n Claims on Private Sector\n-16,641.3\n-15,420.5\n-3,461.1\n10,811.4\n101,566.9\n22,825.8\n25,685.3\n36,099.8\n35,390.1\n-27,578.5\n-173,765.5\n8,427.2\n130,880.3\n RBZ\n-371.0\n0.0\n0.0\n-19.8\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n-3,316.3\n DMBs\n-22,596.8\n-25,427.6\n-12,524.1\n-182.9\n57,335.0\n3,521.2\n4,680.0\n-4,638.8\n20,044.3\n-26,693.6\n-175,099.0\n-10,586.7\n136,476.5\n OBIs\n6,326.4\n10,007.1\n9,063.0\n11,014.2\n44,231.9\n19,304.6\n21,005.3\n40,738.6\n15,345.8\n-884.9\n1,333.5\n19,013.9\n-2,280.0\nOTHER ITEMS (NET) \n23,641.4\n45,496.1\n-3,128.7\n-28,120.2\n-24,998.3\n-4,576.6\n-57,786.4\n67,216.3\n105,587.1\n-86,191.4\n78,654.1\n29,320.6\n-286,889.4\nBROAD MONEY (M3) \n72,159.7\n136,519.3\n95,271.9\n-2,164.5\n-99,496.0\n98,005.9\n66,426.9\n68,757.0\n-41,794.1\n-12,046.9\n-63,293.4\n-2,238.4\n32,433.1\n Broad Money (M3) \n1.8%\n3.3%\n2.3%\n-0.1%\n-2.3%\n2.3%\n1.5%\n1.6%\n-0.9%\n-0.3%\n-1.4%\n-0.1%\n0.7%\n Domestic Credit \n1.6%\n-0.7%\n-0.3%\n0.9%\n0.7%\n0.7%\n0.8%\n1.5%\n0.5%\n0.6%\n-3.4%\n0.4%\n2.9%\n Claims on Private Sector\n-0.5%\n-0.4%\n-0.1%\n0.3%\n2.8%\n0.6%\n0.7%\n1.0%\n0.9%\n-0.7%\n-4.6%\n0.2%\n3.6%\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2014\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \n \nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nNET FOREIGN ASSETS \n-189,743.9\n-218,632.9\n-97,000.4\n174,984.2\n121,341.3\n256,709.5\n278,254.4\n251,490.3\n233,974.4\n90,771.0\n132,431.5\n36,127.1\n250,879.1\n Assets\n153,988.8\n80,414.9\n124,519.6\n132,134.9\n59,355.9\n147,638.2\n30,394.8\n4,716.6\n-29,140.7\n-145,986.2\n-178,961.3\n-294,685.4\n-205,308.8\n Reserve Bank (RBZ)\n-9,935.5\n-52,295.6\n-60,760.6\n-87,240.5\n-35,011.5\n124,065.4\n275,699.8\n185,705.6\n69,707.4\n24,693.2\n1,841.7\n-84,185.9\n-74,987.2\n Deposit Money Banks (DMBs)\n115,289.4\n91,118.6\n153,245.8\n197,101.5\n87,011.4\n37,263.5\n-248,474.2\n-168,281.7\n-114,069.3\n-180,447.4\n-204,438.1\n-219,094.2\n-115,561.0\n Other Banking Institutions (OBIs) \\1\n48,635.0\n41,591.9\n32,034.3\n22,274.0\n7,356.1\n-13,690.7\n3,169.2\n-12,707.3\n15,221.1\n9,767.9\n23,635.1\n8,594.7\n-14,760.6\n Liabilities \\2\n-343,732.7\n-299,047.9\n-221,520.0\n42,849.2\n61,985.4\n109,071.4\n247,859.6\n246,773.7\n263,115.2\n236,757.2\n311,392.8\n330,812.5\n456,187.9\n RBZ\n17,531.5\n14,941.5\n18,630.8\n3,844.4\n-7,035.3\n-22,202.4\n-108,893.9\n-114,916.2\n-117,925.2\n-129,214.3\n-141,597.9\n-142,138.7\n-294,509.5\n DMBs\n323,807.0\n285,699.2\n204,827.4\n-54,779.1\n-63,362.3\n-101,759.1\n-172,362.2\n-165,096.0\n-178,769.8\n-131,012.2\n-198,281.1\n-217,181.2\n-187,715.9\n OBIs\n2,394.3\n-1,592.9\n-1,938.2\n8,085.5\n8,412.1\n14,890.2\n33,396.5\n33,238.5\n33,579.8\n23,469.3\n28,486.1\n28,507.4\n26,037.5\nNET DOMESTIC ASSETS \\3\n485,159.0\n482,349.0\n404,589.2\n310,374.5\n247,806.9\n269,129.6\n199,588.8\n254,086.5\n374,380.8\n380,322.6\n319,048.5\n279,980.3\n25,501.8\nDOMESTIC CREDIT\n334,998.9\n341,752.2\n267,298.2\n238,021.8\n238,960.1\n245,653.9\n260,891.3\n252,119.7\n261,621.9\n309,956.1\n245,588.9\n134,866.3\n190,918.6\n Claims on Government (net) \n319,595.1\n296,909.4\n256,239.5\n292,427.5\n191,715.5\n203,355.4\n213,821.1\n170,818.5\n130,627.9\n157,639.0\n185,227.8\n122,671.7\n47,442.1\n RBZ\n0.0\n2.0\n0.8\n649.4\n-42,670.8\n-24,732.7\n-34,718.8\n-12,964.3\n-12,843.3\n-23,881.4\n-11,412.3\n-11,726.2\n-21,094.5\n DMBs\n299,706.3\n277,394.1\n236,596.5\n271,848.2\n214,456.4\n196,739.8\n217,191.5\n152,163.6\n150,725.7\n168,946.7\n184,880.3\n122,554.5\n49,095.3\n OBIs\n19,888.8\n19,513.3\n19,642.1\n19,929.9\n19,929.9\n31,348.4\n31,348.4\n31,619.3\n-7,254.5\n12,573.7\n11,759.9\n11,843.4\n19,441.3\n Claims on Public Enterprises \n25,436.5\n19,319.1\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-7,984.8\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n25,436.5\n19,319.1\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-9,711.2\n Agri-PEs\n0.0\n0.0\n-5,259.3\n-5,260.3\n-5,261.3\n-5,262.3\n-5,263.3\n-5,003.2\n-5,004.2\n-5,005.2\n-7,246.8\n-7,246.8\n-6,896.5\n Other\n25,436.5\n19,319.1\n20,038.0\n14,804.8\n20,480.8\n15,224.1\n17,844.1\n17,954.0\n10,820.4\n11,110.4\n11,661.5\n15,501.8\n-2,814.7\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n Claims on Private Sector\n-10,032.7\n25,523.6\n-3,720.0\n-63,950.1\n32,025.1\n32,336.7\n34,489.5\n68,350.4\n125,177.8\n146,211.9\n55,946.4\n3,939.6\n151,461.2\n RBZ\n-6,269.0\n-6,269.0\n-5,383.7\n-5,403.6\n-1,420.9\n-1,421.9\n-1,387.4\n-394.8\n-390.8\n-390.8\n-390.8\n-390.8\n-3,336.1\n DMBs\n-117,960.6\n-90,130.3\n-107,645.2\n-169,498.5\n-120,335.1\n-142,682.7\n-121,001.5\n-124,890.6\n-69,400.6\n-43,543.7\n-120,031.2\n-192,169.1\n-33,095.8\n OBIs\n114,196.9\n121,923.0\n109,308.9\n110,951.9\n153,781.1\n176,441.3\n156,878.5\n193,635.8\n194,969.2\n190,146.4\n176,368.4\n196,499.5\n187,893.1\nOTHER ITEMS (NET) \n150,160.1\n140,596.8\n137,290.9\n72,352.6\n8,846.8\n23,475.6\n-61,302.5\n1,966.8\n112,758.9\n70,366.5\n73,459.6\n145,114.0\n-165,416.8\nBROAD MONEY (M3) \n295,415.1\n263,716.0\n307,589.0\n485,358.6\n369,148.2\n525,839.1\n477,843.2\n505,576.8\n608,355.2\n471,093.6\n451,480.0\n316,107.4\n276,380.8\nGROWTH RATES\n Broad Money (M3) \n7.8%\n6.6%\n7.7%\n12.6%\n9.6%\n13.9%\n12.2%\n12.8%\n16.0%\n12.0%\n11.6%\n7.9%\n6.8%\n Domestic Credit \n8.7%\n9.0%\n6.9%\n6.0%\n6.0%\n6.2%\n6.5%\n6.2%\n6.4%\n7.6%\n6.2%\n3.3%\n4.6%\n Claims on Private Sector\n-0.3%\n0.7%\n-0.1%\n-1.7%\n0.9%\n0.9%\n0.9%\n1.8%\n3.4%\n4.0%\n1.6%\n0.1%\n4.2%\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n$ Thousands\n2014\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2013 \nJan\n450,170.0\n31,073.4\n38,762.3\n426,050.9\n11,967.9\n31,547.4\n417,961.3\n144,645.1\n237,323.7\n33,906.5\n300,841.1\n9,373.1\n2,133,622.7\nFeb \n494,536.6\n33,786.9\n28,372.0\n439,556.7\n14,811.4\n33,948.5\n409,692.7\n128,242.7\n303,269.9\n38,235.9\n298,171.5\n3,685.5\n2,226,310.2\nMar\n467,874.0\n41,532.7\n68,987.2\n433,337.1\n16,118.8\n34,704.7\n471,204.9\n159,925.7\n307,134.7\n44,413.6\n370,123.5\n4,491.7\n2,419,848.6\nApr\n455,178.9\n43,628.2\n23,433.4\n428,381.7\n14,997.8\n35,589.1\n444,798.7\n135,046.2\n288,857.6\n45,643.6\n377,037.0\n7,693.7\n2,300,585.8\nMay\n484,635.0\n38,637.2\n27,795.2\n455,737.9\n14,699.1\n35,106.1\n465,890.2\n115,457.8\n301,547.9\n52,075.2\n382,172.8\n5,034.0\n2,378,788.7\nJun\n489,730.1\n37,474.3\n38,198.7\n425,521.3\n7,310.7\n53,815.0\n454,368.5\n110,349.9\n295,432.3\n51,453.6\n385,769.7\n11,033.4\n2,360,457.5\nJul\n483,103.7\n40,342.5\n33,494.3\n464,921.7\n6,869.2\n38,522.6\n541,025.9\n116,557.1\n307,117.5\n48,218.0\n426,582.7\n4,455.3\n2,511,210.5\nAug\n521,743.0\n38,889.1\n43,894.5\n425,531.4\n7,260.6\n39.087.2\n451,871.2\n110,041.8\n346,006.0\n40,216.0\n374,587.1\n9,914.6\n2,409,042.5\nSep\n496,289.3\n39,446.9\n38,856.6\n447,247.2\n13,953.5\n43,006.7\n437,211.9\n118,873.7\n330,709.6\n40,046.6\n373,596.8\n9,790.6\n2,389,029.4\nOct\n491,610.6\n38,871.5\n39,766.0\n471,966.2\n8,023.3\n40,835.3\n420,445.3\n110,778.3\n417,411.6\n36,334.1\n376,463.1\n9,861.9\n2,462,367.3\nNov\n487,289.4\n40,321.7\n42,332.0\n488,637.3\n3,116.5\n36,852.0\n417,162.5\n117,050.8\n389,727.1\n39,126.4\n369,190.3\n17,960.5\n2,448,766.4\nDec\n533,165.2\n42,285.1\n17,617.9\n435,613.1\n5,047.0\n62,165.8\n389,181.2\n115,404.6\n379,809.3\n37,409.1\n369,838.8\n18,252.9\n2,405,790.0\n2014 \nJan\n489,585.3\n43,743.8\n18,574.7\n464,097.6\n5,467.4\n48,086.1\n362,554.0\n116,635.5\n412,901.1\n37,722.2\n367,126.2\n16,773.1\n2,383,267.1\nFeb \n519,154.6\n38,918.1\n24,765.4\n460,528.2\n10,397.3\n47,488.6\n385,038.1\n116,670.5\n401,619.6\n32,978.1\n396,800.8\n8,542.7\n2,442,902.1\nMar\n503,868.1\n42,707.9\n35,785.1\n494,663.8\n5,257.4\n52,722.0\n374,809.1\n116,653.0\n396,000.6\n38,089.3\n406,503.1\n15,833.1\n2,482,892.7\nApr\n540,156.2\n40,707.1\n18,138.9\n502,514.1\n9,898.6\n18,817.9\n407,595.0\n175,048.3\n447,549.2\n49,619.1\n511,048.2\n15,136.7\n2,736,229.2\nMay\n546,733.9\n41,594.2\n21,547.9\n488,389.7\n10,073.8\n23,049.1\n396,846.0\n184,730.9\n452.373.8\n51,891.8\n512,864.5\n17,718.8\n2,747,814.6\nJun\n536,188.9\n46,085.8\n28,201.0\n500,266.1\n10,656.3\n25,616.2\n417,002.7\n197,441.1\n432,692.4\n46,751.6\n499,191.5\n17,173.9\n2,757,267.4\nJul\n575,645.3\n43,055.0\n28,090.8\n480,483.6\n6,359.2\n27,284.9\n428,611.4\n206,052.3\n479,384.6\n49,260.4\n507,930.0\n46,148.1\n2,878,305.8\nAug\n548,866.7\n56,886.1\n38,891.3\n498,696.8\n54,387.2\n110,618.5\n422,942.5\n221,099.2\n430,156.3\n48,167.0\n474,060.2\n37,230.9\n2,942,002.7\nSep\n539,818.8\n51,349.1\n29,191.8\n493,610.7\n51,999.0\n109,975.0\n428,697.3\n201,791.6\n451,117.2\n45,100.0\n539,108.1\n36,708.6\n2,978,467.1\nOct\n530,544.7\n62,891.8\n55,922.5\n507,936.4\n50,701.1\n101,818.5\n436,519.1\n196,491.0\n413,443.5\n39,088.3\n520,437.0\n5,799.4\n2,921,593.2\nNov\n574,859.5\n58,780.5\n46,419.5\n460,989.3\n50,008.6\n120,510.4\n453,924.5\n208,418.3\n413,410.7\n45,289.6\n540,638.4\n5,976.9\n2,979,226.2\nDec\n565,840.1\n46,298.5\n42,604.8\n437,975.3\n47,805.8\n88,485.5\n478,895.5\n220,501.3\n481,497.5\n43,449.8\n543,038.5\n5,957.7\n3,002,529.6\n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2013\nJANUARY\n91,648.8\n48,329.1\n128,426.0\n351,566.7\n212,401.7\n494,823.6\n252,389.7\n93,470.0\n658,260.1\n44,091.4\n512,289.8\n32,145.9\n2,919,842.6\nFEBRUARY\n96,796.5\n48,491.5\n147,571.5\n360,757.9\n147,995.9\n578,306.4\n284,603.8\n64,530.5\n679,554.8\n41,983.6\n516,431.2\n25,275.3\n2,991.999.1\nMARCH\n96,752.8\n44,883.3\n139,327.8\n354,627.8\n155,915.2\n610,758.4\n290,072.8\n87,143.0\n594,397.7\n38,345.5\n523,913.8\n141,404.6\n3,077,542.7\nAPRIL\n98,671.0\n49,093.8\n152,390.8\n350,269.2\n166,578.5\n545,118.2\n311,310.8\n105,766.9\n638,341.8\n39,837.1\n533,691.3\n99,053.9\n3,090,123.4\nMAY\n114,053.3\n55,427.4\n142,023.3\n389,384.7\n255,352.1\n484,429.7\n318,129.4\n92,777.2\n700,668.7\n46,593.8\n578,509.2\n32,297.7\n3,209,646.5\nJUNE\n116,635.2\n58,578.8\n147,313.8\n447,394.5\n183,146.3\n352,600.3\n366,824.2\n96,685.8\n701,195.7\n46,578.5\n597,373.1\n104,843.6\n3,219,169.8\nJULY\n108,086.6\n46,449.5\n120,982.3\n380,448.8\n178,341.4\n677,700.7\n301,575.9\n97,583.8\n710,856.1\n39,395.9\n487,954.4\n102,531.4\n3,251,906.9\nAUGUST\n137,107.1\n48,726.1\n135,788.5\n319,106.0\n174,593.9\n637,190.7\n333,255.3\n99,194.1\n639,401.6\n41,996.5\n417,762.6\n93,772.1\n3,077,894.4\nSEPTEMBER\n100,028.3\n57,039.8\n145,652.5\n380,781.4\n207,379.2\n612,131.5\n408,359.1\n103,872.8\n795,047.6\n46,982.9\n435,912.4\n90,265.8\n3,383,453.4\nOCTOBER\n94,346.3\n52,722.4\n141,401.4\n338,625.9\n223,223.8\n754,145.4\n339,305.6\n99,583.3\n754,116.1\n41,527.2\n440,197.9\n97,771.1\n3,376,966.4\nNOVEMBER\n114,178.7\n47,740.9\n128,399.3\n312,639.2\n241,628.8\n741,885.4\n283,426.0\n80,507.6\n727,492.5\n42,901.0\n458,479.9\n89,292.5\n3,268,571.8\nDECEMBER\n113,914.2\n51,981.7\n142,938.1\n342,785.1\n213,125.2\n755,299.4\n327,658.1\n83,103.1\n762,884.4\n41,827.9\n432,436.3\n61,038.7\n3,328,992.1\n2014\nJANUARY\n130,154.6\n53,292.9\n146,876.1\n353,793.8\n259,569.6\n731,703.3\n304,033.2\n93,776.7\n770,435.4\n40,085.9\n485,573.1\n60,897.7\n3,430,192.5\nFEBRUARY\n138,812.3\n55,092.2\n134,813.9\n420,181.0\n262,183.8\n786,295.6\n270,062.5\n131,134.8\n779,640.3\n39,169.2\n508,813.7\n61,822.3\n3,588,021.6\nMARCH\n118,239.1\n55,167.5\n135,807.9\n382,675.5\n216,025.3\n791,776.0\n275,549.1\n103,298.7\n806,185.9\n42,432.8\n521,381.5\n72,990.9\n3,521,530.3\nAPRIL\n164,347.5\n59,289.3\n102,323.7\n408,823.5\n325,559.7\n780,207.0\n325,659.8\n135,187.4\n888,876.2\n43,746.5\n582,848.8\n82,009.8\n3,898,879.1\nMAY\n149,474.1\n60,669.4\n108,977.6\n355,802.3\n332,850.8\n800,256.8\n303,599.4\n132,132.8\n1,027,552.7\n38,921.0\n581,930.2\n93,334.9\n3,985,501.8\nJUNE\n194,685.1\n64,188.9\n95,595.6\n470,267.7\n291,594.6\n812,999.7\n348,303.5\n130,453.4\n895,698.0\n44,735.5\n575,149.1\n91,392.4\n4,015,063.5\nJULY\n163,335.6\n56,812.0\n87,587.5\n370,121.7\n303,367.3\n830,988.6\n334,436.8\n112,985.0\n880,761.1\n44,675.4\n587,756.7\n94,841.5\n3,867,669.2\nAUGUST\n128,794.1\n38,934.1\n90,012.5\n271,204.3\n270,009.9\n755,141.6\n236,267.5\n130,548.6\n865,566.6\n31,180.4\n467,724.2\n89,582.4\n3,374,966.2\nSEPTEMBER\n177,932.5\n56,444.5\n82,756.7\n315,956.8\n309,508.3\n951,593.4\n278,461.5\n174,497.9\n978,044.0\n47,792.7\n571,629.9\n103,464.8\n4,048,083.1\nOCTOBER\n158,421.7\n57,091.4\n83,973.9\n407,934.0\n308,028.8\n917,450.3\n266,690.9\n178,771.0\n936,336.2\n44,950.2\n613,425.1\n91,764.1\n4,064,837.5\nNOVEMBER\n140,908.6\n61,494.3\n93,114.0\n350,153.8\n313,668.7\n881,007.4\n271,049.9\n137,867.8\n955,760.6\n48,177.7\n641,405.3\n90,462.2\n3,985,070.2\nDECEMBER\n147,242.4\n60,358.1\n118,725.7\n328,729.5\n325,746.6\n950,304.9\n290,329.3\n118,977.8\n964,815.0\n47,574.3\n638,061.1\n92,040.8\n4,082,906.3\n2015\nJANUARY\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFEBRUARY\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMARCH\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\n/1 Including the only merchant bank still in operation.\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \n \n \n \n \n \n \n \nEnd Pe rio d\n19 9 9\n2 0 0 0\n2 0 0 1\n2 0 0 2\n2 0 0 3\n2 0 0 4\n2 0 0 5\n2 0 0 6\n2 0 0 7\n2 0 0 8\n2 0 0 9\n2 0 10\n2 0 11\n2 0 12\n2 0 13\n2 0 14\n( U S $ millio ns )\nLo ng - Te rm Ext e rnal D e b t\n3 ,53 0\n3 ,2 2 7\n3 ,2 55\n3 ,3 2 7\n3 ,6 4 4\n3 ,9 2 7\n3 ,8 0 5\n3 ,9 6 5\n4 ,0 3 2\n4 ,4 6 4\n4 ,9 51\n5,175\n6 ,0 9 6\n6 ,6 0 7\n7,3 70\n8 ,4 4 4\nGo ve rnme nt\n2 ,4 6 1\n2 ,2 4 9\n2 ,3 2 8\n2 ,3 76\n2 ,6 17\n2 ,8 4 4\n2 ,8 9 5\n3 ,0 2 4\n3 ,0 54\n3 ,4 6 4\n4 ,0 3 7\n4 ,0 9 5\n4 ,6 3 8\n4 ,9 2 9\n5,0 12\n4 ,52 2\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\nPub lic Ent e rp ris e s\n54 3\n53 4\n56 8\n6 16\n6 9 8\n714\n70 9\n76 6\n79 0\n8 2 5\n8 57\n9 3 8\n1,0 9 2\n1,19 8\n1,3 56\n1,6 6 1\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nM o ne t ary A ut ho rit ie s\n3 6 4\n2 9 2\n2 9 2\n2 79\n2 8 8\n2 9 1\n14 4\n13 0\n13 7\n14 0\n14 0\n13 8\n12 7\n12 5\n12 5\n12 0\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\nPrivat e\n16 2\n152\n6 7\n56\n4 1\n78\n57\n4 5\n51\n3 5\n57\n14 2\n3 6 6\n4 8 0\n1,0 0 2\n2 ,2 6 1\nS ho rt - Te rm Ext e rnal D e b t\n53 2\n2 9 8\n16 7\n18 3\n16 9\n14 4\n173\n2 8 1\n3 8 7\n2 2 6\n1,19 8\n1,3 8 2\n1,2 8 9\n8 9 0\n1,56 4\n2 ,3 9 4\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\nTo t al Ext e rnal D e b t\n4 ,0 6 2\n3 ,52 5\n3 ,4 2 2\n3 ,510\n3 ,8 12\n4 ,0 71\n3 ,9 78\n4 ,2 4 6\n4 ,4 19\n4 ,6 9 0\n6 ,14 9\n6 ,557\n7,3 8 5\n7,4 9 7\n8 ,9 3 4\n10 ,8 3 8\nGro s s D o me s t ic Pro d uc t\n5,990\n6,107\n10,887\n6,715\n5,037\n4,299\n2,918\n6,645\n4,000\n3,175\n8,157\n9,457\n10,956\n12,472\n13,490\n14,068\nExt e rnal D e b t / GD P\n6 8 %\n57.7%\n3 1.4 %\n52 .3 %\n75.7%\n9 4 .7%\n13 6 .3 %\n6 3 .9 %\n110 .5%\n14 7.7%\n75.4 %\n6 9 .3 %\n6 7.4 %\n6 0 .1%\n6 6 .2 %\n77.0 %\nSOURCE: M inistry of Finance and Reserve Bank of Zimbabwe\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2014 \nJan\n6.00-35.00\n14.09 \n9.30 \nFeb \n6.00-35.00\n14.08 \n9.32 \nMar\n6.00-35.00\n14.24 \n9.27 \nApr\n6.00-35.00\n14.22 \n9.12 \nMay\n6.00-35.00\n14.39 \n9.25 \nJun\n6.00-35.00\n14.44 \n9.33 \nJul\n6.00-35.00\n14.33 \n9.45 \nAug\n6.00-35.00\n14.28 \n9.45 \nSep\n6.00-35.00\n14.45 \n9.57 \nOct\n6.00-35.00\n14.36 \n9.90 \nNov\n6.00-35.00\n14.26 \n9.97 \nDec\n6.00-35.00\n14.19 \n9.68 \n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates 3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2014 \nJan\n0.15-8.00\n3.00-20.00\nFeb \n0.15-8.00\n3.00-20.00\nMar\n0.15-8.00\n3.00-20.00\nApr\n0.15-8.00\n3.00-20.00\nMay\n0.15-8.00\n3.00-20.00\nJun\n0.15-8.00\n3.00-20.00\nJul\n0.15-8.00\n3.00-20.00\nAug\n0.15-8.00\n4.00-20.00\nSep\n0.15-8.00\n4.00-20.00\nOct\n0.15-8.00\n4.00-20.00\nNov\n0.15-8.00\n4.00-20.00\nDec\n0.15-8.00\n3.00-20.00\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \n \n \n \n \nFOOD IN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, WA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TION\nR EC R EA TION &\nED U C A TION\nR ES TA U R A N TS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON A LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2013\nOC TOB ER\n1.2 1\n0 .0 0\n- 0 .0 1\n- 0 .3 6\n0 .0 6\n- 0 .3 2\n- 0 .0 7\n- 0 .15\n0 .0 2\n- 0 .0 8\n- 0 .2 0\n- 0 .0 4\n0 .0 4\n- 0 .0 1\nN OV EM B ER\n0 .3 8\n- 0 .19\n- 0 .0 1\n- 0 .3 7\n0 .10\n- 0 .13\n- 0 .0 1\n- 0 .13\n5.57\n1.0 8\n- 0 .2 7\n0 .4 3\n- 0 .6 0\n0 .0 9\nD EC EM B ER\n0 .14\n- 0 .0 1\n0 .3 7\n- 0 .2 9\n0 .12\n0 .2 7\n0 .0 5\n- 0 .2 2\n0 .0 0\n0 .0 0\n- 0 .4 6\n0 .0 8\n- 0 .4 1\n- 0 .0 8\n2014\nJA N U A R Y\n0 .2 0\n- 0 .0 7\n0 .0 0\n0 .0 1\n- 0 .2 3\n0 .0 1\n0 .0 0\n- 0 .0 7\n0 .0 2\n0 .16\n- 0 .0 9\n0 .0 0\n0 .4 4\n0 .14\nFEB R U A R Y\n- 0 .0 1\n- 0 .0 9\n- 0 .11\n- 0 .0 8\n0 .0 9\n0 .0 8\n0 .0 0\n- 0 .0 4\n0 .2 3\n- 0 .0 8\n0 .0 7\n- 0 .0 1\n0 .18\n0 .0 5\nM A R C H\n- 0 .0 5\n- 0 .0 6\n- 0 .8 2\n- 0 .12\n0 .0 2\n0 .0 0\n0 .0 1\n0 .0 0\n0 .0 0\n0 .0 1\n- 0 .3 0\n- 0 .2 6\n- 0 .14\n- 0 .2 2\nA PR IL\n0 .3 0\n- 0 .10\n- 0 .13\n- 0 .75\n0 .16\n0 .3 3\n- 0 .0 2\n0 .3 4\n12 .6 4\n- 1.0 2\n- 0 .0 3\n1.0 9\n- 0 .4 6\n0 .58\nM A Y\n0 .11\n- 0 .11\n- 0 .0 6\n- 0 .2 9\n0 .0 0\n0 .2 3\n- 0 .0 3\n- 0 .2 0\n0 .0 7\n- 0 .13\n- 0 .4 3\n- 0 .0 5\n- 0 .3 0\n- 0 .13\nJU N E\n- 0 .0 5\n0 .12\n0 .0 0\n0 .0 6\n0 .3 0\n- 0 .0 3\n0 .0 0\n- 0 .0 9\n0 .0 0\n- 0 .11\n0 .15\n0 .0 2\n- 0 .12\n- 0 .0 3\nJU LY\n- 0 .4 7\n- 0 .2 1\n0 .12\n0 .3 0\n- 0 .0 1\n0 .11\n- 0 .12\n- 0 .13\n- 0 .0 8\n1.79\n0 .8 5\n- 0 .3 7\n0 .2 5\n0 .0 1\nA U GU S T\n- 0 .8 1\n- 0 .0 5\n- 0 .0 9\n0 .0 0\n- 0 .14\n0 .0 4\n0 .2 8\n- 0 .0 6\n- 0 .0 8\n- 0 .0 2\n0 .0 2\n- 1.2 1\n- 0 .0 7\n- 0 .3 1\nS EPTEM B ER\n0 .10\n0 .14\n0 .4 5\n- 0 .2 7\n0 .2 1\n0 .3 8\n- 0 .0 6\n- 0 .14\n0 .0 0\n- 0 .4 0\n0 .11\n0 .15\n- 0 .3 4\n- 0 .0 1\nOC TOB ER\n0 .16\n0 .0 7\n0 .0 0\n- 0 .14\n- 0 .0 1\n- 0 .2 7\n- 0 .0 6\n- 0 .0 4\n0 .0 1\n0 .0 2\n0 .0 3\n- 0 .0 4\n- 0 .2 4\n- 0 .11\nN OV EM B ER\n0 .19\n0 .12\n- 0 .0 3\n- 0 .0 9\n0 .0 9\n0 .10\n0 .0 2\n0 .0 2\n- 9 .18\n- 0 .6 2\n0 .0 6\n- 0 .9 6\n- 0 .11\n- 0 .6 9\nD EC EM B ER\n0 .0 1\n- 0 .10\n0 .16\n- 0 .10\n0 .13\n0 .19\n0 .0 0\n- 0 .16\n0 .0 0\n- 0 .2 3\n- 0 .15\n0 .0 4\n- 0 .3 6\n- 0 .0 9\n2015\nJA N U A R Y\n- 0 .0 4\n- 0 .0 1\n0 .0 8\n0 .0 7\n0 .0 6\n- 0 .9 7\n- 13 .4 1\n0 .0 2\n- 0 .0 8\n- 0 .4 8\n0 .3 0\n- 0 .6 9\n0 .4 0\n- 0 .3 4\nFEB R U A R Y\n0 .2 5\n- 0 .3 5\n- 0 .0 9\n- 0 .11\n- 0 .0 2\n- 0 .4 1\n- 0 .10\n- 0 .17\n0 .0 0\n- 0 .2 8\n0 .10\n- 0 .13\n0 .0 5\n- 0 .0 7\nM A R C H\n0 .12\n- 0 .2 7\n- 0 .0 6\n- 0 .0 2\n- 0 .0 5\n0 .0 2\n0 .0 0\n0 .0 3\n0 .0 0\n0 .12\n0 .10\n- 0 .0 3\n- 0 .0 3\n- 0 .0 3\nN ON - FOOD IN FLA TION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A\nTION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N\nTS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2 0 13\nS EPTEM B ER\n4 .3 6\n0 .6 1\n3 .7\n- 0 .3 7\n2 .1\n5.0 6\n- 13 .6 6\n- 1.0 1\n5.74\n1.2 3\n0 .9 3\n1.4 5\n- 0 .3 2\n0 .8 6\nOC TOB ER\n5.2 3\n0 .2 5\n2 .9 6\n- 0 .7\n2 .2 1\n1.4\n- 13 .76\n- 0 .73\n9 .0 5\n0 .8 3\n- 0 .2\n1.2 5\n- 0 .74\n0 .59\nN OV EM B ER\n5.9 4\n- 0 .0 7\n3 .51\n- 1.0 3\n2 .4 2\n- 7.0 4\n- 13 .8 3\n- 0 .9 2\n11.19\n2 .0 6\n- 0 .3 5\n1.58\n- 1.51\n0 .54\nD EC EM B ER\n4 .2 6\n0 .0 9\n3 .6 3\n- 1.0 8\n2 .11\n1.6 1\n- 13 .9 9\n- 1.0 3\n11.2 9\n2 .0 3\n- 0 .8 7\n1.6 1\n- 2 .2\n0 .3 3\n2 0 14\nJA N U A R Y\n5.0 3\n0 .0 3\n3 .6 3\n- 1.0 7\n1.8 7\n1.6 2\n- 14\n- 1.12\n11.3\n2 .18\n- 0 .4 3\n1.6 7\n- 2 .0 8\n0 .4 1\nFEB R U A R Y\n2 .2 1\n- 0 .4 3\n3 .0 9\n- 1.3 5\n0 .4 4\n0 .0 5\n- 13 .8 6\n- 1.0 8\n11.4 7\n1.3 2\n- 1.4 5\n0 .9 3\n- 3 .2 6\n- 0 .4 9\nM A R C H\n1.6 7\n- 0 .53\n2 .2 1\n- 1.8 2\n0 .4\n- 0 .4 4\n- 13 .6 8\n- 1.2 1\n11.4 7\n2 .4 7\n- 1.8 2\n0 .51\n- 3 .71\n- 0 .9 1\nA PR IL\n1.78\n- 0 .55\n0 .4 6\n- 2 .6\n0 .2 2\n- 0 .11\n- 0 .6 2\n- 0 .9 3\n2 0 .71\n1.13\n- 1.56\n1.5\n- 3 .73\n- 0 .2 6\nM A Y\n1.9 1\n- 0 .8 3\n0 .3 9\n- 2 .6 2\n0 .2 9\n0 .8 6\n- 0 .6\n- 0 .6 4\n2 0 .79\n0 .9 5\n- 1.6 9\n1.6 2\n- 3 .75\n- 0 .19\nJU N E\n1.6 8\n- 0 .8 1\n0 .4\n- 2 .54\n0 .6 4\n0 .9 7\n- 0 .2 7\n- 0 .8 4\n2 0 .79\n0 .9 9\n- 1.6 7\n1.6 7\n- 3 .54\n- 0 .0 8\nJU LY\n- 2 .8 8\n1.6 4\n- 0 .6 8\n0 .7\n- 2 .4\n0 .8\n0 .5\n- 0 .4\n- 0 .8\n2 3\n1.8\n- 2\n1.9\n0 .3\nA U GU S T\n- 2 .79\n2 .0 2\n- 0 .4 4\n- 0 .1\n- 2 .5\n0 .6\n0 .7\n- 0 .3\n- 0 .8\n2 1.4\n0 .9\n- 2 .8\n1.6\n0 .2\nS EPTEM B ER\n2 .10\n- 0 .3 4\n- 0 .0 3\n- 2 .6 0\n0 .9 8\n0 .9 9\n- 0 .3 2\n- 0 .8 5\n2 1.4 2\n0 .2 8\n- 3 .0 6\n1.59\n- 2 .9 5\n0 .0 9\nOC TOB ER\n1.0 4\n- 0 .2 7\n- 0 .0 1\n- 2 .3 8\n0 .9 1\n1.0 4\n- 0 .3 1\n- 0 .75\n2 1.4 1\n0 .3 8\n- 2 .8 3\n1.59\n- 3 .2 3\n0 .0 0\nN OV EM B ER\n0 .8 4\n0 .0 4\n- 0 .0 3\n- 2 .11\n0 .9 1\n1.2 6\n- 0 .2 8\n- 0 .59\n4 .4 4\n- 1.3 1\n- 2 .50\n0 .17\n- 2 .75\n- 0 .78\nD EC EM B ER\n0 .71\n- 0 .0 5\n- 0 .2 4\n- 1.9 2\n0 .9 2\n1.18\n- 0 .3 3\n- 0 .53\n4 .4 5\n- 1.54\n- 2 .2 1\n0 .13\n- 2 .7\n- 0 .8\n2 0 15\nJA N U A R Y\n0 .4 7\n0 .0 0\n- 0 .16\n- 1.8 6\n1.2 1\n0 .19\n- 13 .6 9\n- 0 .4 4\n4 .3 5\n- 2 .16\n- 1.8 2\n- 0 .57\n- 2 .74\n- 1.2 8\nFEB R U A R Y\n0 .73\n- 0 .2 5\n- 0 .14\n- 1.8 8\n1.10\n- 0 .3 0\n- 13 .78\n- 0 .57\n4 .11\n- 2 .3 6\n- 1.8 0\n- 0 .6 8\n- 2 .8 7\n- 1.4 0\nM A R C H\n0 .9 0\n- 0 .4 6\n0 .6 2\n- 1.78\n1.0 3\n- 0 .2 8\n- 13 .78\n- 0 .54\n4 .11\n- 2 .2 6\n- 1.4 1\n- 0 .4 4\n- 2 .77\n- 1.2 0\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n20 \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2014\nJANUARY\n11.21\n9.09\n102.47\n1.35\n1.65\nFEBRUARY\n10.71\n8.85\n101.74\n1.37\n1.67\nMARCH\n10.56\n8.85\n102.38\n1.38\n1.68\nAPRIL\n10.57\n8.85\n102.38\n1.38\n1.68\nMAY\n10.44\n8.73\n101.61\n1.36\n1.67\nJUNE\n10.58\n8.67\n101.3\n1.36\n1.7\nJULY\n10.68\n8.85\n102.76\n1.36\n1.69\nAUGUST\n10.98\n9.07\n107.35\n1.29\n1.63\nSEPTEMBER\n11.26\n9.26\n109.39\n1.27\n1.63\nOCTOBER\n10.90\n9.11\n110.87\n1.26\n1.59\nNOVEMBER\n11.02\n9.22\n118.21\n1.38\n1.57\nDECEMBER\n11.56\n9.51\n119.65\n1.22\n1.56\n2015\nJANUARY\n11.55\n9.61\n117.85\n1.13\n1.51\nFEBRUARY\n11.55\n9.61\n119.17\n1.12\n1.54\nMARCH\n12.16\n9.96\n120.19\n1.08\n1.48\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Fo reign currency per US Do llar.\n2. US Do llar per unit o f fo reign currency.\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \n \n \nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\n2013\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n Jan\n323.4\n378.5\n103.4\n182.3\n247.8\n0.0\n0.0\n1235.5\n52.2\n2694.9\n386.1\n205.7\n386.7\n4961.1\n Feb\n292.2\n357.7\n120.5\n234.6\n239.9\n0.0\n0.0\n1244.9\n27.7\n2689.3\n328.8\n208.0\n388.3\n4887.0\n Mar\n271.6\n345.7\n196.1\n198.9\n265.3\n0.0\n0.0\n1277.6\n26.1\n2715.8\n367.2\n228.8\n388.0\n5003.5\n Apr\n263.8\n383.6\n201.1\n272.9\n289.9\n75.3\n5.2\n1491.7\n26.3\n2595.8\n341.3\n207.0\n382.1\n5044.2\n May\n250.9\n400.9\n198.2\n296.7\n253.5\n75.4\n5.3\n1480.8\n25.8\n2673.2\n389.8\n208.0\n382.9\n5160.4\n Jun\n227.2\n416.4\n171.9\n257.5\n271.8\n75.5\n5.3\n1425.8\n26.0\n2698.3\n364.1\n217.8\n384.6\n5116.5\n Jul\n266.5\n352.8\n164.2\n266.1\n263.8\n110.2\n6.4\n1429.9\n26.5\n2701.3\n337.1\n229.8\n387.0\n5111.7\n Aug.\n322.8\n277.9\n136.4\n242.5\n237.8\n61.1\n6.4\n1285.0\n26.2\n2813.0\n367.0\n218.3\n385.2\n5094.7\n Sep\n334.1\n336.0\n178.0\n327.8\n226.3\n111.5\n6.0\n1519.7\n26.9\n2773.3\n298.8\n234.7\n386.4\n5239.8\n Oct\n379.4\n387.5\n137.1\n219.7\n260.9\n99.4\n5.0\n1489.0\n17.3\n2809.1\n316.7\n257.3\n371.5\n5260.9\n Nov\n333.3\n312.7\n160.2\n197.1\n261.1\n108.6\n6.5\n1379.5\n26.6\n2789.7\n291.3\n235.4\n369.8\n5092.3\n Dec\n354.8\n367.8\n135.5\n287.3\n199.9\n118.0\n6.6\n1469.9\n28.4\n2799.5\n490.8\n259.5\n347.6\n5395.7\n2014\n Jan\n356.9\n395.3\n134.1\n253.1\n153.0\n119.2\n5.4\n1417.0\n27.9\n2866.4\n516.1\n362.2\n353.9\n5543.5\n Feb\n334.3\n387.0\n130.5\n285.0\n131.2\n193.2\n5.4\n1466.6\n32.8\n2718.1\n534.5\n502.9\n351.1\n5606.0\n Mar\n304.6\n354.1\n147.4\n280.3\n165.9\n255.2\n5.4\n1512.9\n28.7\n2737.9\n522.7\n538.8\n349.7\n5690.7\n Apr\n353.3\n367.8\n154.4\n274.9\n205.7\n247.0\n5.4\n1608.4\n32.5\n2844.6\n534.1\n345.3\n348.6\n5713.6\n May\n327.8\n421.1\n120.5\n372.8\n211.5\n241.7\n5.4\n1700.6\n27.5\n2836.8\n591.4\n366.2\n347.1\n5869.6\n Jun\n347.1\n404.7\n166.4\n338.1\n198.0\n261.9\n0.0\n1716.1\n16.2\n2863.2\n607.8\n362.9\n346.4\n5912.6\n Jul\n347.1\n321.3\n176.7\n276.3\n186.0\n246.2\n0.0\n1553.7\n15.4\n2940.4\n597.5\n347.4\n345.6\n5800.0\n Aug\n360.7\n424.5\n178.5\n243.5\n173.9\n237.5\n0.0\n1618.6\n15.5\n2949.1\n609.5\n353.9\n346.4\n5892.9\n Sep\n255.6\n636.8\n183.0\n158.8\n176.0\n253.9\n0.0\n1664.2\n4.1\n2949.4\n624.6\n371.5\n341.5\n5955.3\n Oct\n226.1\n597.7\n175.0\n205.5\n180.3\n260.1\n0.0\n1644.7\n15.6\n2938.4\n594.4\n369.0\n341.8\n5903.8\n Nov\n258.9\n556.7\n169.1\n157.5\n178.5\n281.6\n0.0\n1602.2\n4.2\n2951.6\n597.5\n369.4\n341.1\n5865.9\n Dec\n310.2\n466.1\n168.0\n152.4\n188.8\n285.4\n0.0\n1571.0\n7.3\n2961.2\n633.2\n377.7\n389.2\n5939.5\n2015\n Jan\n0.6\n527.9\n159.0\n182.6\n163.6\n301.9\n0.0\n1335.6\n21.4\n2796.8\n557.7\n606.5\n366.1\n5684.2\n Feb\n0.4\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1307.5\n17.9\n2792.5\n564.8\n542.1\n356.8\n5581.5\n Mar\n0.6\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1296.9\n15.5\n2925.5\n527.3\n599.4\n362.0\n5726.6\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2013\n Jan\n2032.2\n866.1\n552.4\n3450.7\n266.1\n0.0\n27.8\n623.9\n386.1\n206.5\n4961.1\n3450.7\n Feb\n1987.8\n933.3\n491.5\n3412.5\n258.1\n0.0\n32.4\n631.9\n328.8\n223.3\n4887.0\n3417.9\n Mar\n1960.0\n976.3\n451.0\n3387.3\n290.9\n0.0\n32.8\n687.7\n367.2\n237.6\n5003.5\n3387.3\n Apr\n2074.5\n1046.3\n379.5\n3500.3\n247.6\n0.0\n37.9\n667.2\n341.3\n249.8\n5044.2\n3500.3\n May\n2066.0\n913.0\n479.9\n3459.0\n346.5\n0.0\n81.8\n674.4\n389.8\n209.0\n5160.4\n3459.0\n Jun\n2014.0\n919.6\n298.9\n3232.4\n553.0\n0.0\n74.1\n702.3\n364.1\n190.6\n5116.5\n3232.4\n Jul\n2054.1\n916.2\n245.9\n3216.2\n578.3\n0.0\n77.5\n699.7\n337.1\n202.9\n5111.7\n3216.2\n Aug.\n2017.4\n879.5\n253.2\n3150.1\n608.2\n0.0\n63.8\n694.9\n367.0\n210.8\n5094.7\n3150.1\n Sep\n2082.1\n899.3\n294.5\n3275.8\n674.6\n0.0\n74.0\n708.8\n298.8\n207.7\n5239.8\n3275.8\n Oct\n2125.9\n880.0\n349.3\n3355.2\n611.4\n0.0\n68.5\n703.0\n316.7\n206.0\n5260.9\n3355.2\n Nov\n1953.4\n861.2\n371.6\n3186.2\n627.8\n0.0\n75.8\n689.7\n291.3\n221.6\n5092.3\n3186.2\n Dec\n1980.4\n813.6\n517.1\n3311.1\n614.0\n0.0\n65.0\n730.9\n490.8\n184.0\n5395.7\n3311.1\n2014\n Jan\n2153.6\n802.7\n403.5\n3359.8\n661.3\n0.0\n55.9\n592.9\n516.1\n357.5\n5543.5\n3359.8\n Feb\n2111.8\n878.8\n494.6\n3485.2\n630.0\n0.0\n51.1\n609.5\n534.5\n359.0\n5669.5\n3485.2\n Mar\n2156.8\n919.6\n454.2\n3530.6\n635.5\n0.0\n44.8\n596.4\n522.7\n360.7\n5690.7\n3530.6\n Apr\n2267.5\n958.3\n435.7\n3661.5\n553.5\n0.0\n17.0\n595.0\n534.1\n352.4\n5713.6\n3661.5\n May\n2294.9\n975.8\n451.7\n3722.4\n585.0\n0.0\n13.7\n591.1\n591.4\n366.1\n5869.6\n3722.4\n Jun\n2248.9\n989.8\n506.1\n3744.8\n543.8\n0.0\n48.3\n591.2\n607.8\n376.7\n5912.6\n3744.8\n Jul\n2130.4\n892.9\n606.6\n3629.9\n560.8\n0.0\n39.5\n571.5\n597.5\n400.6\n5800.0\n3629.9\n Aug\n2202.3\n963.1\n539.9\n3705.3\n552.7\n0.0\n43.5\n580.7\n609.5\n401.2\n5892.9\n3705.3\n Sep\n2191.0\n1011.1\n562.6\n3764.8\n548.9\n0.0\n59.5\n544.8\n624.6\n412.7\n5955.3\n3764.8\n Oct\n2260.8\n1015.1\n509.9\n3785.8\n506.8\n0.0\n47.4\n543.3\n594.4\n426.0\n5903.8\n3785.8\n Nov\n2231.8\n943.4\n526.5\n3701.6\n509.4\n0.0\n90.6\n541.8\n597.5\n425.0\n5865.9\n3701.6\nDec\n2219.8\n1015.2\n457.9\n3692.9\n537.6\n0.0\n85.1\n560.7\n633.2\n430.0\n5939.5\n3692.9\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5684.2\n3614.0\nFeb\n2079.6\n876.1\n611.6\n3567.3\n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5581.5\n3567.3\nMar\n2139.3\n940.4\n513.3\n3593.0\n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5726.6\n3593.0\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2013\n Jan\n1.5\n2.7\n28.6\n0.0\n3.4\n0.0\n0.0\n36.2\n0.0\n236.7\n34.8\n60.2\n29.1\n397.0\n Feb\n4.7\n1.5\n18.4\n0.0\n4.5\n0.0\n0.0\n26.9\n0.0\n245.7\n34.8\n63.9\n28.9\n398.2\n Mar\n2.5\n1.1\n7.3\n-3.1\n1.2\n0.0\n0.0\n8.9\n0.0\n260.3\n34.2\n50.4\n28.8\n382.6\n Apr\n2.7\n1.3\n20.1\n-1.9\n1.2\n0.0\n0.0\n23.4\n0.0\n254.9\n34.2\n51.7\n27.7\n392.0\n May\n2.4\n4.1\n18.6\n-2.4\n4.5\n0.0\n0.0\n27.3\n0.0\n253.4\n34.6\n63.0\n12.7\n391.0\n Jun\n2.4\n3.6\n7.9\n1.1\n9.1\n0.0\n0.0\n24.1\n0.0\n260.3\n34.6\n51.4\n35.2\n405.6\n Jul\n1.9\n1.3\n2.8\n2.2\n3.4\n0.0\n0.0\n11.6\n0.0\n264.0\n34.8\n51.7\n35.5\n397.6\n Aug\n1.4\n1.7\n0.4\n0.6\n3.4\n0.0\n0.0\n7.4\n0.0\n265.6\n34.5\n45.5\n37.3\n390.3\n Sep\n1.2\n0.8\n0.0\n0.3\n3.4\n0.0\n0.0\n5.7\n0.0\n233.7\n35.8\n46.6\n38.6\n360.4\n Oct\n0.9\n0.5\n0.4\n0.6\n2.5\n0.0\n0.0\n4.8\n0.0\n234.8\n35.6\n41.3\n38.7\n355.2\n Nov\n0.4\n0.6\n0.1\n0.2\n2.5\n0.0\n0.0\n3.9\n0.0\n231.9\n35.5\n39.6\n38.3\n349.2\n Dec\n1.1\n0.5\n0.1\n0.4\n2.5\n0.0\n0.0\n4.6\n0.0\n232.7\n35.5\n29.2\n40.5\n342.5\n2014\n Jan\n0.1\n0.5\n0.0\n0.2\n1.8\n0.0\n0.0\n2.6\n0.0\n81.3\n10.0\n23.5\n34.7\n152.1\n Feb\n0.2\n0.4\n0.1\n0.1\n1.8\n0.0\n0.0\n2.5\n0.0\n77.6\n9.0\n24.1\n34.6\n147.9\n Mar\n0.1\n0.1\n0.1\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n53.2\n8.7\n21.8\n32.5\n118.1\n Apr\n0.1\n0.4\n0.2\n0.3\n1.6\n0.0\n2.6\n5.2\n75.2\n8.5\n22.2\n32.4\n140.9\n284.4\n May\n0.2\n0.4\n0.0\n0.1\n0.3\n0.0\n0.9\n1.9\n68.7\n0.1\n14.6\n30.3\n114.6\n230.2\n Jun\n0.2\n0.2\n0.1\n0.0\n0.6\n0.0\n0.0\n1.2\n0.0\n66.8\n0.1\n14.7\n29.6\n112.4\n Jul\n0.2\n0.3\n0.0\n0.1\n0.3\n0.0\n0.0\n0.9\n0.0\n66.9\n0.1\n12.9\n28.7\n109.6\n Aug\n0.2\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.3\n0.0\n64.4\n0.0\n19.4\n23.9\n109.0\n Sep\n0.4\n0.2\n0.0\n0.1\n0.3\n0.0\n0.0\n1.1\n0.0\n65.9\n0.1\n18.9\n19.7\n105.8\n Oct\n0.7\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n68.3\n0.1\n10.8\n25.9\n106.9\n Nov\n0.6\n0.1\n0.0\n0.1\n0.3\n0.0\n0.0\n1.0\n0.0\n67.1\n0.1\n12.4\n25.8\n106.3\nDec\n0.9\n0.4\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n63.6\n0.1\n10.0\n24.6\n100.0\n2015\n Jan\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2013\n Jan\n106.9\n91.7\n21.3\n220.0\n44.8\n0.0\n2.7\n-72.4\n34.8\n167.2\n397.0\n220.0\n Feb\n102.8\n66.0\n55.7\n224.5\n45.3\n0.0\n2.7\n-77.8\n34.8\n168.7\n398.2\n224.5\n Mar\n104.3\n62.3\n52.8\n219.5\n45.8\n0.0\n1.2\n-97.3\n34.2\n179.3\n382.6\n219.5\n Apr\n107.3\n64.6\n56.3\n228.3\n45.4\n0.0\n1.2\n-98.1\n34.2\n181.1\n392.0\n228.3\n May\n112.2\n67.1\n54.4\n233.6\n46.7\n0.0\n1.2\n-99.4\n34.6\n174.3\n391.0\n233.6\n Jun\n114.6\n56.2\n52.3\n223.1\n46.7\n0.0\n1.2\n-91.2\n34.6\n191.2\n405.6\n223.1\n Jul\n111.3\n82.7\n27.0\n220.9\n47.1\n0.0\n1.2\n-94.1\n34.8\n187.8\n397.6\n220.9\n Aug\n109.5\n80.6\n25.2\n215.2\n47.5\n0.0\n1.2\n-101.7\n34.5\n193.6\n390.3\n215.2\n Sep\n111.2\n82.6\n19.0\n212.8\n47.9\n0.0\n1.2\n-114.9\n35.8\n177.8\n360.4\n212.8\n Oct\n112.5\n80.4\n14.9\n207.8\n48.2\n0.0\n1.2\n-114.3\n35.6\n176.7\n355.2\n207.8\n Nov\n122.6\n59.7\n20.0\n202.3\n48.2\n0.0\n1.2\n-118.2\n35.5\n180.2\n349.2\n202.3\n Dec\n134.5\n56.4\n6.9\n197.8\n48.9\n0.0\n1.2\n-127.6\n35.5\n186.7\n342.5\n197.8\n2014\n Jan\n36.8\n57.7\n5.7\n100.1\n11.7\n0.0\n0.0\n0.7\n10.0\n29.5\n152.1\n100.1\n Feb\n47.6\n48.3\n0.0\n95.8\n11.7\n0.0\n0.0\n-10.9\n9.0\n42.3\n147.9\n95.8\n Mar\n41.0\n55.8\n0.0\n96.9\n12.0\n0.0\n0.0\n-17.7\n8.7\n18.4\n118.1\n96.9\n Apr\n57.4\n40.3\n0.0\n97.7\n12.2\n0.0\n0.0\n-19.8\n8.5\n42.4\n140.9\n97.7\n May\n42.8\n34.6\n0.0\n77.4\n0.0\n0.0\n0.0\n4.7\n0.1\n32.5\n114.6\n77.4\n Jun\n42.8\n33.2\n0.0\n76.0\n0.0\n0.0\n0.0\n2.3\n0.1\n33.7\n112.1\n76.0\n Jul\n42.6\n33.8\n0.0\n76.3\n0.0\n0.0\n0.0\n-8.7\n0.1\n41.8\n109.6\n76.3\n Aug\n36.4\n40.4\n0.0\n76.8\n0.0\n0.0\n0.0\n-7.8\n0.0\n40.0\n109.0\n76.8\n Sep\n40.9\n33.9\n0.0\n74.9\n0.0\n0.0\n0.0\n-7.6\n0.1\n38.4\n105.8\n74.9\n Oct\n39.9\n33.7\n0.0\n73.6\n0.0\n0.0\n0.0\n-9.6\n0.1\n42.8\n106.9\n73.6\n Nov\n39.4\n33.3\n0.0\n72.7\n0.0\n0.0\n0.0\n-10.9\n0.1\n44.4\n106.3\n72.7\nDec\n36.9\n31.2\n0.0\n68.1\n0.0\n0.0\n0.0\n-17.9\n0.1\n49.7\n100.0\n68.1\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nat Banks\nBanks\nBills\n2013\nJan\n20.4\n125.5\n0.0\n0.2\n0.0\n0.0\n146.1\n0.0\n283.2\n118.5\n36.1\n121.4\n705.3\nFeb\n20.2\n64.3\n0.0\n0.0\n0.0\n0.0\n84.5\n0.0\n291.8\n117.9\n35.3\n121.4\n734.2\nMar\n18.8\n129.1\n0.0\n0.2\n20.0\n0.0\n168.1\n0.0\n291.4\n116.9\n39.5\n121.4\n737.3\nApr\n16.9\n159.8\n0.0\n0.2\n20.2\n0.0\n197.2\n0.0\n294.8\n115.5\n39.5\n122.1\n769.1\nMay\n30.2\n179.6\n0.0\n0.0\n20.3\n0.0\n230.0\n0.0\n307.3\n120.3\n40.4\n121.9\n819.9\nJun\n28.6\n178.8\n0.0\n0.0\n20.0\n0.0\n227.3\n0.0\n314.2\n122.4\n44.6\n121.8\n830.3\nJul\n26.1\n207.4\n0.0\n0.0\n20.0\n0.0\n253.5\n0.0\n312.4\n123.1\n48.3\n121.6\n858.9\nAug\n34.7\n204.1\n0.0\n0.0\n20.0\n0.0\n258.8\n0.0\n320.6\n123.0\n46.4\n124.1\n872.9\nSep\n36.4\n204.9\n0.0\n0.0\n20.0\n0.0\n261.3\n0.0\n353.4\n122.7\n51.9\n124.6\n913.9\nOct\n39.3\n186.8\n0.0\n0.0\n20.0\n0.0\n246.1\n0.0\n358.4\n128.2\n51.8\n122.4\n906.9\nNov\n39.7\n163.1\n0.0\n0.0\n40.0\n0.0\n242.8\n0.0\n361.6\n135.8\n43.6\n122.6\n906.4\nDec\n34.8\n158.8\n0.0\n0.0\n40.0\n0.0\n233.6\n0.0\n381.5\n127.7\n55.2\n123.0\n920.9\n2014\nJan\n30.9\n147.5\n0.2\n40.0\n0.0\n218.6\n0.0\n384.5\n136.4\n64.4\n125.3\n929.1\nFeb\n30.2\n165.0\n0.0\n0.2\n40.0\n0.0\n235.3\n0.0\n385.8\n132.0\n65.4\n125.4\n943.9\nMar\n47.5\n166.2\n0.0\n0.2\n40.0\n0.0\n253.8\n0.0\n390.4\n132.1\n68.8\n125.0\n970.1\nApr\n45.2\n161.0\n0.0\n0.2\n40.0\n0.0\n246.5\n0.0\n401.8\n132.4\n76.6\n124.7\n981.9\nMay\n47.7\n190.7\n0.0\n0.2\n40.0\n0.0\n278.6\n0.0\n394.0\n147.0\n82.7\n124.3\n1026.7\nJun\n39.5\n187.9\n0.0\n0.0\n40.0\n0.0\n267.4\n0.0\n400.0\n150.4\n84.0\n124.4\n1026.1\nJul\n40.6\n180.9\n0.0\n0.0\n40.0\n0.0\n261.5\n0.0\n431.8\n159.4\n84.1\n124.4\n1061.2\nAug\n17.8\n219.8\n0.0\n0.0\n51.4\n0.0\n289.1\n0.0\n442.4\n166.5\n86.4\n124.2\n1108.6\nSep\n51.2\n183.1\n0.0\n0.0\n51.4\n0.0\n285.7\n0.0\n452.1\n173.8\n95.6\n123.8\n1131.0\nOct\n37.1\n199.8\n0.0\n0.0\n51.7\n0.0\n288.6\n0.0\n483.1\n179.7\n102.2\n124.0\n1177.6\nNov\n53.2\n217.5\n0.0\n0.0\n32.8\n0.0\n303.5\n0.0\n512.4\n169.3\n109.0\n123.5\n1217.6\n Dec\n47.1\n211.2\n0.0\n0.0\n52.6\n0.0\n310.9\n0.0\n512.9\n169.0\n102.9\n125.3\n1221.0\n2015\nJan\n0.1\n196.0\n21.7\n0.1\n51.8\n0.0\n269.8\n0.0\n511.6\n172.1\n143.2\n126.1\n1222.6\nFeb\n0.1\n244.4\n0.0\n0.1\n51.9\n0.0\n296.5\n0.0\n522.9\n176.2\n138.9\n125.8\n1260.2\nMar\n0.1\n214.4\n0.0\n0.1\n52.0\n0.0\n266.6\n0.0\n508.7\n180.0\n174.8\n125.5\n1255.5\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2013\nJan\n230.0\n192.8\n422.8\n0.0\n0.0\n180.3\n102.3\n705.4\n422.8\nFeb\n255.7\n194.2\n449.9\n0.0\n0.0\n183.7\n100.6\n734.2\n449.9\nMar\n250.6\n203.9\n454.5\n0.0\n0.0\n187.2\n95.7\n737.3\n454.5\nApr\n252.9\n226.6\n479.5\n26.5\n50.4\n190.6\n22.3\n769.3\n479.5\nMay\n315.3\n212.0\n527.4\n26.6\n49.4\n193.3\n23.6\n820.2\n527.4\nJun\n309.0\n222.6\n531.6\n0.0\n0.0\n198.3\n100.4\n830.3\n531.6\nJul\n339.1\n222.8\n561.9\n21.7\n50.2\n202.0\n23.5\n859.2\n561.9\nAug\n298.4\n270.1\n568.4\n0.0\n0.0\n206.3\n95.8\n873.1\n568.4\nSep\n336.1\n246.9\n583.0\n20.8\n77.8\n209.2\n23.4\n914.1\n583.0\nOct\n310.9\n264.9\n575.8\n21.0\n74.4\n212.0\n24.0\n907.2\n575.8\nNov\n328.9\n244.3\n573.1\n21.0\n72.3\n214.8\n25.4\n906.7\n573.1\nDec\n370.3\n197.3\n567.6\n30.8\n75.8\n219.5\n27.3\n921.0\n567.6\n2014\nJan\n313.9\n253.1\n567.0\n26.1\n80.6\n225.9\n29.5\n929.1\n567.0\nFeb\n318.7\n264.4\n583.1\n25.1\n81.3\n228.6\n25.8\n943.9\n583.1\nMar\n374.6\n234.6\n609.2\n24.7\n79.6\n231.4\n25.2\n970.1\n609.2\nApr\n358.4\n262.7\n621.1\n24.9\n76.5\n234.0\n25.4\n981.9\n621.1\nMay\n436.2\n233.2\n669.4\n24.7\n77.3\n238.0\n17.1\n1026.7\n669.4\nJun\n440.1\n212.2\n652.3\n34.8\n78.9\n243.1\n17.3\n1026.3\n652.3\nJul\n362.4\n302.9\n665.3\n30.1\n104.3\n244.2\n17.5\n1061.3\n665.3\nAug\n358.8\n336.8\n695.5\n35.7\n105.7\n250.6\n21.2\n1108.7\n695.5\nSep\n394.8\n297.6\n692.4\n54.2\n106.9\n253.5\n23.9\n1131.0\n692.4\nOct\n364.5\n368.0\n732.5\n54.2\n105.3\n258.5\n27.3\n1177.7\n732.5\nNov\n376.9\n392.0\n768.9\n54.6\n104.4\n262.9\n27.2\n1217.8\n768.9\nDec\n400.9\n387.5\n788.4\n54.2\n102.0\n262.7\n27.6\n1234.9\n788.4\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1222.6\n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1260.2\n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1255.5\n794.4\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n27 \n \n \n \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$) Volume of Shares\nUS$ Millions\n2014\nJan\n189.25\n35.4\n63,972,387.0\n170,104,078\n4,882.1\nFeb\n189.45\n39.24\n25,811,746.9\n135,455,029\n4,906.9\nMar\n176.32\n29.51\n28,884,400.2\n381,649,234\n4,560.3\nApr\n172.91\n29.64\n51,346,054.5\n429,085,166\n4,473.5\nMay\n174.89\n35.45\n35,903,574.8\n235,704,129\n4,485.1\nJun\n186.57\n61.32\n28,544,304.7\n178,469,676\n4,873.4\nJuly\n188.07\n95.00\n25,224,550.4\n322,407,141\n4,959.2\nAug\n196.43\n104.8\n66,399,632.9\n328,161,452\n5,186.6\nSep\n195.25\n92.75\n34,056,010.7\n210,942,393\n5,140.2\nOct\n177.88\n70.38\n28,256,642.5\n156,444,539\n4,664.8\nNov\n171.45\n64.39\n34,765,242.8\n155,854,066\n4,517.9\nDec\n162.79\n71.71\n29,701,204.8\n475,024,051\n4,327.0\n2015\nJan\n164.9\n58.13\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.16\n55.38\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.22\n43.92\n18,903,881.0\n405,884,918\n4,117.1\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2014\nJan\n1,206.2\n70.1\n567.0\n1,906.7\nFeb\n1,373.4\n71.5\n583.1\n2,076.3\nMar\n1,373.8\n75.1\n609.2\n2,113.9\nApr\n1,394.0\n81.0\n621.1\n2,136.4\nMay\n1,427.5\n77.5\n669.4\n2,209.0\nJun\n1,495.8\n81.3\n652.3\n2,262.6\nJul\n1,499.5\n84.2\n665.3\n2,282.7\nAug\n1,502.9\n84.0\n695.5\n2,322.9\nSep\n1,573.8\n88.6\n692.4\n2,388.8\nOct\n1,525.0\n87.5\n732.5\n2,378.7\nNov\n1,469.9\n89.8\n768.9\n2,361.8\nDec\n1,473.1\n84.8\n788.4\n2,377.5\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2014\nJan\n1,417.0\n1,007.9\n409.0\n2.6\n30.0\n-27.4\nFeb\n1,466.6\n1,045.6\n421.0\n2.5\n28.7\n-26.2\nMar\n1,512.9\n1,059.2\n453.7\n2.0\n29.1\n-27.1\nApr\n1,608.4\n1,098.5\n510.0\n5.2\n29.3\n-24.1\nMay\n1,700.6\n1,116.7\n583.9\n1.9\n23.2\n-21.3\nJun\n1,716.1\n1,123.4\n592.7\n1.2\n22.8\n-21.6\nJul\n1,553.7\n1,089.0\n464.7\n0.9\n22.9\n-22.0\nAug\n1,618.6\n1,111.6\n507.0\n1.3\n23.0\n-21.7\nSep\n1,664.2\n1,129.4\n534.7\n1.1\n22.5\n-21.3\nOct\n1,644.7\n1,135.7\n508.9\n1.7\n22.1\n-20.3\nNov\n1,602.2\n1,110.5\n491.7\n1.0\n21.8\n-20.8\nDec\n1,571.0\n1,107.9\n463.1\n1.7\n20.4\n-18.7\n2015\nJan\n1,335.6\n1,084.2\n251.4\n2.0\n24.0\n-22.0\nFeb\n1,307.5\n1,070.2\n237.3\n2.5\n23.6\n-21.2\nMar\n1,296.9\n1,077.9\n219.0\n2.1\n24.2\n-22.1\n1/ With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed to 25% of liabilities to the public, from 20%. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2013\nJul\n3955.45\n12.31\n132.61\n205.37\n164.08\n139.13\nAug\n3351.13\n10.45\n138.05\n203.41\n189.48\n128.68\nSep\n3409.17\n13.34\n120.41\n190.44\n173.13\n142.32\nOct\n3641.98\n13.75\n121.55\n206.51\n201.51\n156.26\nNov\n3134.35\n11.4\n102.19\n229.52\n222.18\n57.34\nDec\n3438.08\n4.04\n130.15\n265.8\n268.94\n68.58\nAnnual Total\n41797.24\n136.91\n1450.48\n2382.07\n2091.02\n1361.84\n2014\nJan\n3093.01\n5.24\n102.26\n233.1\n228.25\n68.31\nFeb\n2954.93\n10.73\n96.27\n193.9\n217.14\n64.42\nMar\n3332.79\n10.4\n103.58\n232.94\n255.32\n87.94\nApr\n3439.33\n9.66\n126.26\n253.16\n264.38\n96.29\nMay\n3915.31\n13.65\n117.11\n181.35\n146.64\n121.98\nJun\n3657.44\n12.42\n110.38\n250.87\n284.18\n104.28\nJul\n3955.45\n11.72\n125.81\n267\n312.35\n101.75\nAug\n3467.34\n9.36\n135.9\n273.39\n320.36\n103.26\nSep\n4037.98\n11.16\n138.09\n280.8\n341.23\n115.94\nOct\n3843.84\n13.58\n150.09\n291.68\n362.30\n117.40\nNov\n4104.33\n9.33\n160.40\n299.94\n358.76\n103.76\nDec\n4615.04\n11.53\n148.5\n336.65\n395.93\n124.33\nAnnual Total\n44416.79\n128.78\n1514.646\n3094.779\n3486.839\n1209.657\n2015\nJan\n3659.00\n11.81\n154.43\n311.94\n352.18\n113.46\nFeb\n3221.13\n13.69\n141.79\n275.8\n334.62\n104.62\nMar\n3801.958\n11.11\n131.97\n298.298\n364.687\n111.697\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n31 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2013\nJul\n205.85\n35.41\n1052.26\n822.57\n10099.72\n42.74\nAug\n187.25\n30.29\n1114.86\n825.75\n11551.94\n41.78\nSep\n201.22\n33.17\n1003.98\n799.62\n8701.56\n44.48\nOct\n212.66\n35.69\n1073.88\n873.19\n9769.81\n48.59\nNov\n186.64\n31.74\n904.27\n927.93\n14753.35\n24.04\nDec\n180.8\n11.82\n1033.73\n1042.32\n12273.02\n23.56\nAnnual Total\n2291.82\n367.02\n12011.07\n9631.5\n119144.68\n447.44\n2014\nJan\n182.48\n29.41\n973.79\n815.89\n11141.19\n24.19\nFeb\n175.09\n32.95\n991.91\n799.12\n10631.6\n25.1\nMar\n192.02\n32.35\n1163.76\n947.64\n12859.5\n30.82\nApr\n183.63\n28.12\n1184.85\n974.37\n13298.04\n29.23\nMay\n215.2\n37.09\n954.18\n793.43\n12146.9\n38.68\nJun\n193.58\n32.98\n1164.73\n966.45\n14163.56\n34.25\nJul\n199.59\n34.34\n1272.91\n1038.44\n15370.63\n37.68\nAug\n170.86\n27.25\n1300.35\n1122.41\n16268.07\n33.84\nSep\n197.88\n30.39\n1158.84\n1057.48\n15991.79\n39.35\nOct\n200.32\n34.58\n1193.38\n1086.16\n17527.40\n40.96\nNov\n171.45\n27.66\n1143.69\n1077.30\n17876.31\n42.01\nDec\n189.83\n27.49\n1161.59\n1162.71\n19347.91\n40.49\nAnnual Total\n2271.926\n374.61\n13663.98\n11841.396\n176622.897\n416.599\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.60\nFeb\n172.25\n32.23\n1140.94\n1027.88\n16160.42\n39.94\nMar\n191.64\n30.33\n1183.64\n1110.17\n18211.89\n44.48\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/March2015.pdf"}
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+{"doc_id": "8750dd6255d74a9c7c092bfd6665fc66", "text": "[Date] \n \n \n \n \nFebruary 2015 \n \n \ni\nMONTHLY ECONOMIC REVIEW\nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS _______________________________________________ 2 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 4 \nNATIONAL PAYMENTS SYSTEM _____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCard Based Transactions ___________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCheque Transactions ______________________________________________________________ 5 \n \n \n \n \n \n \n1\n \nMONTHLY ECONOMIC REVIEW\n \n \n \n2015 \nJanuary \n2015 \nFebruary \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n58.13 \n55.38 \n-4.73% \nZ.S.E. Industrial Index1 \n164.90 \n167.16 \n1.37% \n*Money Supply (US$)2 \n4 340.13 million 4 337.89 million \n2.24 million \n*Money Supply (M3) Annual Growth2 \n11.61% \n7.86% \n-0.05% \nYearly Inflation3 \n-1.28% \n-1.40% \n-0.07% \nNominal Lending Rate \n6.00-35.00% \n4.30-33.50% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency \n(ZIMSTAT) \n* Provisional figures \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2\n \nSTOCK MARKET DEVELOPMENTS \n \nIn February 2015, the major international stock \nmarkets recorded gains despite worries over global \neconomic growth. Despite the Greek debt crisis, \nEurope’s major stock markets also registered gains. \nDevelopments in the African equity markets \ncontinued to be mixed, with South Africa, Kenya and \nNigeria recording gains whilst Egypt fell by 5.2%. \nThe postponement of Nigeria’s presidential elections \nto March 2015, did not impact on trading, as the \nbourse recorded gains. \nTrading on the Zimbabwe Stock Exchange (ZSE) \ncontinued to be mixed. The industrial index gained \n1.37% to 167.16 points in February 2015 from 164.90 \npoints in January 2015, largely buoy by gains in \nheavyweight counters. \nOver the same period, the mining index fell by 4.73%, \nfrom 58.13 points in February 2015 to 55.38 points in \nJanuary. This was largely due to losses recorded by \nRiozim, 33.33%; and Falgold, 16.67%. \n \n \nTrading volumes recovered to 119.32 million shares \nin February, from 55.36 million shares in January, \nlargely driven by special bargain deals in Delta, \nEconet and Mashonaland Holdings shares. During the \nsame period, the value of shares traded rose to \nUS$34.78 million from US$16.26 million in January. \nThe value of shares traded was higher in February \n2015 because trading was largely concentrated in \nheavily capitalized counters. \n \nSource: Zimbabwe Stock Exchange \nDuring the month under review, market capitalization \nclosed at US$4 353.38 million, 0.27% lower than the \nUS$4 365.14 million in January 2015. \nMONETARY DEVELOPMENTS \n \nBroad money declined marginally from US$4 340.17 \nmillion in January 2015 to US$4 337.89 million in the \nmonth of February 2015. On a year-on-year basis, \nbroad money registered a 7.86% increase from \nUS$4 021.78 million in February 2014. The growth \nwas, however, a slowdown of 3.75 percentage points \nfrom 11.61% recorded in January. \n0\n50\n100\n150\n200\n250\n30-May-12\n30-Aug-12\n30-Nov-12\n28-Feb-13\n31-May-13\n31-Aug-13\n30-Nov-13\n28-Feb-14\n31-May-14\n31-Aug-14\n30-Nov-14\n28-Feb-15\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.0\n1.0\n2.0\n3.0\n4.0\n5.0\n6.0\n7.0\n8.0\n9.0\n10.0\n0.0\n5.0\n10.0\n15.0\n20.0\n25.0\n02-Feb-15\n04-Feb-15\n06-Feb-15\n08-Feb-15\n10-Feb-15\n12-Feb-15\n14-Feb-15\n16-Feb-15\n18-Feb-15\n20-Feb-15\n22-Feb-15\n24-Feb-15\n26-Feb-15\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Daily Volumes and \nValues Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange \n \n \nMONTHLY ECONOMIC REVIEW \n3\n \n \nSource: Reserve Bank of Zimbabwe \nLargely contributing to the annual growth in broad \nmoney were increases in long term deposits, of \n32.28%; and savings, 13.80%. Demand deposits, \nhowever, registered a decline of 0.21% over the same \nperiod. Despite this decline, demand deposits \nremained the dominant deposit category, 46% of total \ndeposits. \n \nDuring the month under review, annual growth in \ncredit to the domestic economy recorded an increase \nof 3.28%, from US$4 114.19 million in February \n2014 to US$4 249.1 million. The growth partially \nreflects an increase of 28.76% in net claims on \nGovernment. \nThe increase in net claims on Government, was \ndriven by Treasury bills worth US$200 million issued \nin 2014, as part of assumption of RBZ debt by \nGovernment. On a monthly basis, net credit to \nGovernment increased by 0.95%, from US$544.03 \nmillion in January to US$549.18 million in February \n2015. \nAnnual growth in credit to the private sector stood at \n0.11% in February 2015, compared to 1.57% in \nJanuary 2015. On a month on month basis, credit to \nthe private sector registered a marginal growth of \n0.23%, from US$3 622.50 million in January to US$3 \n630.93 million in February 2015. Growth in credit to \nthe private has remained low, owing to a slowdown \nin lending by banks which are grappling with high \nnon-performing loans. \nDuring the month under review, loans and advances \nconstituted 81.44% of the total credit to the private \nsector, followed by mortgages advanced by building \nsocieties, 14.40%; other investments, 1.75%; bills \ndiscounted, 1.49%; and bankers’ acceptances, 0.92%. \n \nSource: Reserve Bank of Zimbabwe \n-5\n0\n5\n10\n15\n20\n25\n30\n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nAug\nOct\nDec\nFeb\nApr\nJun\nAug\nOct\nDec\nFeb\nApr\nJun\nAug\nOct\nDec\nFeb\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nM3\nM3 Annual Growth\nShort \nTerm\n18%\nLong Term \n23%\nDemand\n46%\nSavings\n13%\nFigure 4: Banking Sector Deposits\nFebruary 2015\nLoans&Advances\n81.44%\nBills \nDiscounted\n1.49%\nBankers \nacceptances\n0.92%\nOther \ninvestments\n1.75%\nMortgages\n14.40%\nFigure 5: Credit to Private Sector\nFebruary 2015\nSource: Reserve Bank of Zimbabwe \n \n \nMONTHLY ECONOMIC REVIEW \n4\n \nSectorally, credit was mainly channeled to agriculture \n(18.48%); \nmanufacturing \n(15.64%); \nservices \n(15.73%); distribution (15.15%); mining (7.27%); \nfinancial (4.73%); transport and communications \n(3.25%); and construction (1.43%). Households \naccounted for 18.48% of total credit to the private \nsector. \nCredit to the private sector was mainly utilised for \nasset purchases, 46.95%; and inventory build-up, \n33.13%. Loans and advances utilised for capital \ninvestment remained low, with the procurement of \nplant and equipment accounting for 3.64% and pre \nand post shipment financing at 0.66% of total loans \nand advances. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation, which has been in the \nnegative territory since October 2014, continued on a \ndownward \ntrend, \nregistering \na \nrate \nof \n-1.40% in February 2015, from -1.28% in January \n2015. The downward trend in prices largely reflects \nthe slowdown in economic activity. \n \nSource: Zimbabwe Statistics Agency \nAnnual food inflation remained in the negative \nterritory, at -2.87% in February 2015, down from \n-2.74% in January 2015. The deceleration in annual \nfood inflation is largely attributed to the decline in the \nprices of vegetables; bread and cereals; oils and fats; \ncoffee, tea and cocoa; sugar, jam, honey and \nchocolate; and meat, among others. \nSpaghetti, macaroni, loose biscuits and breakfast \ncereals were the main drivers in the bread and cereals \nsub-category, while cabbages, onions, potatoes and \ntomatoes weighed down annual food inflation in \nFebruary 2015. \nThe decline in food inflation in the domestic economy \nis consistent with movements in world food prices, as \nmeasured by the FAO Food Price Index, which fell by \n14% from 208.6 points in 2014 to 179.4 points in \nFebruary 2015. \nThe FAO Cereal Price Index, which captures bread \nand cereal commodities, among others, also declined \nfrom 198.6 points in February 2014 to 171.7 points in \nFebruary 2015. \nAnnual non-food inflation also declined to -0.68% in \nFebruary, from -0.57% in January 2015. This was \nmainly driven by decreases in communication; \nhousing, electricity, water, gas and other fuels; \ntransport; \nfurniture \nand \nequipment; \nalcoholic \nbeverages and tobacco; and recreation and culture, \namong others. \nThe rationalization of voice call prices by operators \nwas in response to the POTRAZ’s call for \nrealignment with regional tariffs. The decline in the \nprices  of furniture and equipment, recreation and \ncultural services can be attributed to the fall in \neffective demand due to low disposable incomes. \n \nMonthly Inflation \n \nMonth-on-month inflation stood at -0.07% in \nFebruary 2015, gaining 0.27 percentage points from \n-0.34% in January 2015. \nMonthly food inflation decelerated to 0.05% in \nFebruary 2015, from 0.40% in January 2015, on the \n-4\n-3\n-2\n-1\n0\n1\n2\n3\n4\n5\n6\nFeb-13\nMar-13\nApr-13\nMay-13\nJun-13\nJul-13\nAug-13\nSep-13\nOct-13\nNov-13\nDec-13\nJan-14\nFeb-14\nMar-14\nApr-14\nMay-14\nJun-14\nJul-14\nAug-14\nSep-14\nOct-14\nNov-14\nDec-14\nJan-15\nFeb-15\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5\n \nback of declines in the prices of meat, oils and fats as \nwell as mineral waters, soft drinks, fruit and vegetable \njuices. The decline in the prices of food is partly \nattributed to the effect of competition from cheaper \nimports. \nMonthly non-food inflation, whilst remaining in the \nnegative territory, increased from -0.69% in January \n2015 to -0.13% in February 2015, mainly driven by \nincreases in alcoholic beverages and tobacco, largely \non account of tobacco excise duty increases \nannounced in the 2015 National Budget. \nPartially offsetting the declines, were increases in the \nprices of bread and cereals category; milk, cheese and \neggs; and confectionary items, among others. The \nfalling maize stock levels in the country resulted in \nthe increase in the price of mealie meal and other \nstarch sources, which also had a large impact on the \nbread and cereals subcategory. \nInflation developments in the domestic economy will \ncontinue to be influenced by international oil prices, \nUS$/rand exchange rate, world food prices, \nperformance of the agriculture sector as well as the \nlevel of aggregate demand in the economy. \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system in February 2015 decreased by 12% to \nUS$3.2 billion from US$3.7 billion recorded in \nJanuary 2015. The volume of transactions, however, \nregistered an increase of 1% from 170 774 to 172 247 \nin the same period. \nSource: Reserve Bank of Zimbabwe \n \nCard Based Transactions \n \nThe total value of card based transactions declined to \nUS$417.59 million in February 2015, compared to \nUS$466.37 million in January 2015. \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions were also lower at US$439.24 million in \nFebruary 2015, from US$465.64 million in January \n2015. \nCheque Transactions \n \nThe value of cheque transactions stood at \nUS$13.69 million in February 2015, up from \nUS$11.69 million in January 2015. \nRESERVE BANK OF ZIMBABWE \nAPRIL 2015\n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nFeb-12\nJun-12\nOct-12\nFeb-13\nJun-13\nOct-13\nFeb-14\nJun-14\nOct-14\nFeb-15\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: ZETSS Volumes and \nValues\nVolume\nValue\n \n \n6\n \nMONTHLY ECONOMIC REVIEW\nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 8 \n \n1.2 Broad Money Survey \n \n \n \n \n \n 9 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n10 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n11 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 12 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n13 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n14 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n15 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n16 \n   \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n17 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n18 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n19 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n20 \n \n7.2 Liabilities \n \n \n \n \n \n \n21 \n \n \nMONTHLY ECONOMIC REVIEW \n7\n \n \n 8. Building Societies \n \n8.1 Assets \n \n \n \n \n \n \n \n22 \n \n8.2 Liabilities \n \n \n \n \n \n \n23 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n24 \n \n11. Savings with Financial Institutions \n \n \n \n \n25 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n26 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n27 \n \n13.2 Volumes of Transactions \n \n \n \n \n28 \n  \n \n \n \n \n \n \n \n \n \n \n \n \n \n8 \nMONTHLY ECONOMIC REVIEW\n \n \n \n \n \n \n \n \nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nBond Coins\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n298.6\n567.1\n1,096.7\nRBZ Demand Deposits\n69.7\n71.1\n71.5\n71.5\n71.9\n96.6\n95.9\n95.8\n93.7\n94.4\n94.0\n144.5\n714.7\n898.5\nComm. Banks Dem. Deposits\n2,039,955.9\n1,974,493.8\n2,033,715.1\n2,130,063.2\n2,173,283.2\n2,120,102.4\n2,011,296.3\n2,084,005.9\n2,089,784.7\n2,162,566.6\n2,124,944.0\n2,121,401.6\n1,967,789.9\n1,978,595.1\nMerchant Banks Dem. Deposits\n36,792.2\n47,555.9\n41,037.1\n57,346.1\n42,779.8\n42,779.8\n42,560.1\n36,379.5\n40,922.6\n39,909.5\n39,446.4\n36,942.7\n39,049.7\n38,382.5\nM1\n2,076,817.8\n2,022,120.8\n2,074,823.7\n2,187,480.8\n2,216,134.9\n2,162,978.8\n2,053,952.3\n2,120,481.2\n2,130,801.0\n2,202,570.5\n2,164,484.4\n2,158,787.4\n2,008,121.3\n2,018,972.8\nComm. Banks Savings Deposits\n215,665.0\n230,541.1\n237,243.6\n233,539.2\n223,445.3\n253,857.5\n236,942.8\n256,908.6\n272,392.1\n252,758.2\n250,745.7\n267,179.5\n282,832.4\n240,444.7\nBuilding Soc. Savings Deposits\n196,806.6\n195,707.7\n202,936.6\n228,310.8\n241,398.4\n234,278.6\n228,203.4\n232,305.6\n230,155.7\n236,100.8\n253,699.7\n236,423.8\n233,498.2\n238,848.9\nP O S B Savings Deposits\n58,314.5\n58,920.4\n60,801.9\n66,479.0\n64,831.6\n68,218.1\n68,388.5\n68,651.3\n68,147.5\n65,414.5\n70,142.9\n69,601.1\n70,144.8\n72,839.1\nComm. Banks U-30 Day Deposits\n552,134.9\n596,106.0\n626,443.7\n661,815.1\n685,132.2\n669,439.9\n596,373.1\n629,496.8\n651,068.5\n686,998.0\n630,856.1\n654,559.9\n638,395.6\n574,946.1\nMerchant Banks U-30 Day Deposits\n47,277.8\n48,250.7\n48,387.9\n40,336.6\n34,572.1\n33,202.1\n33,787.2\n40,442.4\n33,929.0\n33,679.6\n33,288.9\n31,176.0\n40,928.2\n40,362.2\nBuilding Soc. U- 30 Day Deposits\n107,130.3\n112,927.5\n156,466.8\n115,037.7\n164,622.3\n175,432.1\n113,937.3\n126,458.5\n149,478.7\n116,270.3\n113,090.1\n144,211.5\n127,399.4\n149,834.6\nM2\n3,254,146.9\n3,264,574.2\n3,407,104.1\n3,532,999.2\n3,630,137.0\n3,597,407.0\n3,331,584.7\n3,474,744.4\n3,535,972.5\n3,593,792.1\n3,516,307.8\n3,561,939.1\n3,401,319.9\n3,336,248.4\nComm. Banks O-30 Day Deposits\n352,689.2\n468,960.6\n426,625.1\n408,961.7\n438,431.5\n489,568.8\n577,592.3\n516,231.3\n540,278.5\n492,200.3\n508,747.2\n449,703.8\n544,421.5\n597,685.2\nMerchant Banks O-30 Day Deposits\n5,665.1\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n253,060.8\n264,395.8\n234,625.6\n262,711.8\n233,243.8\n212,224.9\n287,853.4\n304,479.1\n280,499.3\n337,930.1\n359,491.3\n365,334.8\n366,978.6\n375,166.9\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n11,816.7\n12,582.4\n14,317.8\n14,519.3\n12,651.5\n13,098.6\n15,773.0\n15,354.3\n20,485.8\n22,070.6\n19,652.7\n15,174.4\n16,138.8\n17,519.8\nM3\n3,888,645.3\n4,021,779.6\n4,093,939.2\n4,230,458.6\n4,325,730.4\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.7\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,886.9\n2014\n2015\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n9 \n \n \nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nNET FOREIGN ASSETS \n-846,622.1\n-799,433.7\n-816,838.4\n-695,843.6\n-585,616.7\n-595,417.7\n-701,074.2\n-627,733.6\n-536,234.0\n-598,846.1\n-767,824.4\n-719,401.4\n-714,190.6\n-763,306.5\n Assets\n1,009,920.7\n1,032,518.9\n1,021,388.4\n1,063,604.4\n1,190,209.8\n1,126,637.1\n1,027,150.0\n1,079,627.1\n1,105,902.8\n999,042.7\n827,514.2\n896,179.7\n830,959.4\n737,833.5\n Reserve Bank (RBZ)\n354,820.2\n365,075.8\n357,157.3\n359,859.4\n410,904.2\n374,556.5\n327,295.3\n411,681.6\n620,484.9\n508,155.9\n334,534.3\n363,181.1\n356,661.9\n280,889.9\n Deposit Money Banks (DMBs) \n610,318.8\n619,567.7\n585,124.3\n628,565.0\n700,802.8\n685,339.5\n623,693.1\n604,460.0\n414,981.4\n432,341.0\n416,989.8\n463,112.7\n405,880.7\n400,473.5\n Other Banking Institutions (OBIs) \\1\n44,781.8\n47,875.4\n79,106.9\n75,180.0\n78,502.7\n66,741.0\n76,161.6\n63,485.5\n70,436.5\n58,545.8\n75,990.2\n69,886.0\n68,416.9\n56,470.0\n Liabilities \\2\n-1,856,542.9\n-1,831,952.5\n-1,838,226.8\n-1,759,448.0\n-1,775,826.5\n-1,722,054.8\n-1,728,224.2\n-1,707,360.7\n-1,642,136.8\n-1,597,888.8\n-1,595,338.6\n-1,615,581.1\n-1,545,150.0\n-1,501,140.0\n RBZ\n1,148,693.8\n1,151,300.5\n1,152,604.9\n1,155,463.3\n1,152,736.3\n1,141,906.4\n1,136,091.5\n1,117,663.4\n1,037,740.5\n1,035,611.2\n1,030,053.8\n1,020,936.5\n1,007,096.0\n1,009,161.8\n DMBs\n681,744.6\n655,537.7\n660,898.1\n579,093.6\n598,403.2\n545,347.3\n562,067.8\n553,968.9\n550,158.8\n508,060.2\n510,711.1\n540,423.0\n483,463.5\n438,356.5\n OBIs\n26,104.5\n25,114.4\n24,723.8\n24,891.2\n24,687.0\n34,801.1\n30,065.0\n35,728.4\n54,237.5\n54,217.5\n54,573.7\n54,221.6\n54,590.6\n53,621.8\nNET DOMESTIC ASSETS \n4,735,267.5\n4,821,213.2\n4,910,777.6\n4,926,302.1\n4,911,347.2\n4,918,983.6\n4,925,144.1\n4,949,809.4\n4,924,736.6\n5,056,105.8\n5,183,290.0\n5,122,820.1\n5,054,316.0\n5,101,193.5\nDOMESTIC CREDIT\n3,985,906.5\n4,114,186.0\n4,180,109.0\n4,150,137.4\n4,138,311.2\n4,174,067.9\n4,205,226.6\n4,234,468.5\n4,267,182.2\n4,331,335.1\n4,352,932.2\n4,378,653.6\n4,231,495.4\n4,249,052.3\n Claims on Government (net) \n358,798.3\n426,507.5\n490,233.2\n476,917.3\n468,461.4\n498,617.0\n423,988.3\n437,473.4\n442,435.9\n470,504.6\n462,425.7\n515,636.4\n544,026.1\n549,179.2\n RBZ\n-1,181.7\n-1,181.8\n-1,179.6\n-1,178.8\n-1,178.9\n-1,179.1\n-46,158.3\n-25,974.8\n-35,915.4\n-14,433.2\n-14,031.5\n-25,063.7\n-12,594.0\n-12,908.0\n DMBs\n319,816.4\n387,525.7\n451,249.2\n437,932.6\n429,476.7\n459,632.5\n429,983.1\n411,866.1\n426,769.3\n433,084.8\n443,478.0\n487,962.9\n504,696.7\n510,080.3\n OBIs\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n51,582.0\n51,582.0\n51,852.9\n32,979.1\n52,737.2\n51,923.4\n52,007.0\n Claims on Public Enterprises \n60,553.0\n60,689.3\n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n60,553.0\n60,689.3\n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n60,553.0\n60,689.3\n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n3,566,555.3\n3,626,989.2\n3,610,347.9\n3,594,927.4\n3,591,466.2\n3,602,277.7\n3,703,844.6\n3,726,670.4\n3,752,355.7\n3,788,455.5\n3,823,845.6\n3,796,267.1\n3,622,501.6\n3,630,928.8\n RBZ\n35,116.1\n35,116.1\n34,745.1\n34,745.1\n34,745.1\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n DMBs\n2,955,033.9\n3,016,585.0\n2,993,988.2\n2,968,560.6\n2,956,036.4\n2,955,853.5\n3,013,188.5\n3,016,709.8\n3,021,389.7\n3,016,750.9\n3,036,795.2\n3,010,101.6\n2,835,002.6\n2,824,415.9\n OBIs\n576,405.3\n575,288.2\n581,614.6\n591,621.7\n600,684.7\n611,698.9\n655,930.8\n675,235.3\n696,240.7\n736,979.3\n752,325.1\n751,440.3\n752,773.8\n771,787.7\nOTHER ITEMS (NET) \n749,360.9\n707,027.2\n730,668.6\n776,164.7\n773,035.9\n744,915.7\n719,917.4\n715,340.8\n657,554.4\n724,770.7\n830,357.8\n744,166.4\n822,820.5\n852,141.2\nBROAD MONEY (M3) \n3,888,645.3\n4,021,779.6\n4,093,939.2\n4,230,458.5\n4,325,730.5\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.6\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,887.0\n1. Building societies and P. O. S. B.\n2015\n2014\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \n \n \n \n \n \nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nNET FOREIGN ASSETS \n-36,449.8\n47,188.5\n-17,404.7\n120,994.8\n110,226.8\n-9,801.0\n-105,656.4\n73,340.6\n91,499.6\n-62,612.2\n-168,978.3\n48,423.1\n5,210.8\n-49,115.9\n Assets\n-32,245.2\n22,598.1\n-11,130.5\n42,216.0\n126,605.3\n-63,572.7\n-99,487.0\n52,477.1\n26,275.7\n-106,860.1\n-171,528.5\n68,665.5\n-65,220.3\n-93,125.9\n Reserve Bank (RBZ)\n16,332.4\n10,255.6\n-7,918.6\n2,702.2\n51,044.8\n-36,347.7\n-47,261.2\n84,386.3\n208,803.3\n-112,329.0\n-173,621.7\n28,646.8\n-6,519.2\n-75,771.9\n Deposit Money Banks (DMBs)\n-33,241.3\n9,248.9\n-34,443.4\n43,440.8\n72,237.8\n-15,463.3\n-61,646.4\n-19,233.1\n-189,478.6\n17,359.6\n-15,351.2\n46,122.9\n-57,232.0\n-5,407.1\n Other Banking Institutions (OBIs) \\1\n-15,336.3\n3,093.6\n31,231.5\n-3,926.9\n3,322.7\n-11,761.7\n9,420.6\n-12,676.1\n6,951.0\n-11,890.7\n17,444.4\n-6,104.2\n-1,469.1\n-11,946.9\n Liabilities \\2\n-4,204.6\n24,590.3\n-6,274.3\n78,778.8\n-16,378.5\n53,771.7\n-6,169.4\n20,863.4\n65,223.9\n44,248.0\n2,550.2\n-20,242.5\n70,431.1\n44,010.0\n RBZ\n-1,457.0\n2,606.7\n1,304.4\n2,858.4\n-2,727.0\n-10,829.9\n-5,814.9\n-18,428.0\n-79,922.9\n-2,129.4\n-5,557.4\n-9,117.3\n-13,840.5\n2,065.8\n DMBs\n10,309.4\n-26,206.9\n5,360.4\n-81,804.5\n19,309.6\n-53,055.9\n16,720.4\n-8,098.8\n-3,810.2\n-42,098.6\n2,651.0\n29,711.9\n-56,959.6\n-45,107.0\n OBIs\n-4,647.8\n-990.1\n-390.5\n167.4\n-204.2\n10,114.1\n-4,736.2\n5,663.4\n18,509.2\n-20.0\n356.2\n-352.1\n369.0\n-968.8\nNET DOMESTIC ASSETS \\3\n-7,230.0\n85,945.8\n89,564.4\n15,524.5\n-14,954.9\n7,636.5\n6,160.4\n24,665.3\n-25,072.8\n131,369.2\n127,184.2\n-60,469.9\n-68,504.1\n46,877.5\nDOMESTIC CREDIT\n-82,791.0\n128,279.5\n65,923.0\n-29,971.6\n-11,826.2\n35,756.7\n31,158.7\n29,241.9\n32,713.7\n64,152.8\n21,597.2\n25,721.4\n-147,158.2\n17,556.9\n Claims on Government (net) \n800.9\n67,709.2\n63,725.7\n-13,315.9\n-8,455.9\n30,155.7\n-74,628.7\n13,485.1\n4,962.5\n28,068.6\n-8,078.9\n53,210.7\n28,389.7\n5,153.1\n RBZ\n0.7\n-0.1\n2.2\n0.8\n0.0\n-0.2\n-44,979.3\n20,183.6\n-9,940.6\n21,482.2\n401.6\n-11,032.2\n12,469.7\n-314.0\n DMBs\n800.2\n67,709.4\n63,723.5\n-13,316.6\n-8,455.9\n30,155.8\n-29,649.5\n-18,117.0\n14,903.2\n6,315.6\n10,393.2\n44,484.8\n16,733.8\n5,383.6\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n11,418.5\n0.0\n270.8\n-18,873.7\n19,758.1\n-813.8\n83.5\n Claims on Public Enterprises \n-91.9\n136.3\n18,838.6\n-1,235.2\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n-91.9\n136.3\n18,838.6\n-1,235.2\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n Agri-PEs\n-5,005.2\n-7,246.8\n-7,246.8\n-6,896.5\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n Other\n4,913.3\n7,383.1\n26,085.4\n5,661.3\n6,989.7\n1,698.5\n5,736.8\n-5,558.0\n3,580.4\n1,499.9\n-4,198.5\n1,605.7\n-264.9\n5,495.1\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n-83,500.0\n60,434.0\n-16,641.3\n-15,420.5\n-3,461.1\n10,811.4\n101,566.9\n22,825.8\n25,685.3\n36,099.8\n35,390.1\n-27,578.5\n-173,765.5\n8,427.2\n RBZ\n0.0\n0.0\n-371.0\n0.0\n0.0\n-19.8\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n-98,611.4\n61,551.1\n-22,596.8\n-25,427.6\n-12,524.1\n-182.9\n57,335.0\n3,521.2\n4,680.0\n-4,638.8\n20,044.3\n-26,693.6\n-175,099.0\n-10,586.7\n OBIs\n15,111.4\n-1,117.1\n6,326.4\n10,007.1\n9,063.0\n11,014.2\n44,231.9\n19,304.6\n21,005.3\n40,738.6\n15,345.8\n-884.9\n1,333.5\n19,013.9\nOTHER ITEMS (NET) \n75,561.0\n-42,333.7\n23,641.4\n45,496.1\n-3,128.7\n-28,120.2\n-24,998.3\n-4,576.6\n-57,786.4\n67,216.3\n105,587.1\n-86,191.4\n78,654.1\n29,320.6\nBROAD MONEY (M3) \n-43,679.7\n133,134.2\n72,159.7\n136,519.3\n95,271.9\n-2,164.5\n-99,496.0\n98,005.9\n66,426.9\n68,757.0\n-41,794.1\n-12,046.9\n-63,293.4\n-2,238.4\n Broad Money (M3) \n-1.1%\n3.4%\n1.8%\n3.3%\n2.3%\n-0.1%\n-2.3%\n2.3%\n1.5%\n1.6%\n-0.9%\n-0.3%\n-1.4%\n-0.1%\n Domestic Credit \n-2.0%\n3.2%\n1.6%\n-0.7%\n-0.3%\n0.9%\n0.7%\n0.7%\n0.8%\n1.5%\n0.5%\n0.6%\n-3.4%\n0.4%\n Claims on Private Sector\n-2.3%\n1.7%\n-0.5%\n-0.4%\n-0.1%\n0.3%\n2.8%\n0.6%\n0.7%\n1.0%\n0.9%\n-0.7%\n-4.6%\n0.2%\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2015\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nNET FOREIGN ASSETS \n-360,978.8\n-320,764.6\n-189,743.9\n-218,632.9\n-97,000.4\n174,984.2\n121,341.3\n256,709.5\n278,254.4\n251,490.3\n233,974.4\n90,771.0\n132,431.5\n36,127.1\n Assets\n15,108.1\n43,943.2\n153,988.8\n80,414.9\n124,519.6\n132,134.9\n59,355.9\n147,638.2\n30,394.8\n4,716.6\n-29,140.7\n-145,986.2\n-178,961.3\n-294,685.4\n Reserve Bank (RBZ)\n-99,525.9\n-56,803.4\n-9,935.5\n-52,295.6\n-60,760.6\n-87,240.5\n-35,011.5\n124,065.4\n275,699.8\n185,705.6\n69,707.4\n24,693.2\n1,841.7\n-84,185.9\n Deposit Money Banks (DMBs)\n103,167.4\n90,271.2\n115,289.4\n91,118.6\n153,245.8\n197,101.5\n87,011.4\n37,263.5\n-248,474.2\n-168,281.7\n-114,069.3\n-180,447.4\n-204,438.1\n-219,094.2\n Other Banking Institutions (OBIs) \\1\n11,466.5\n10,475.5\n48,635.0\n41,591.9\n32,034.3\n22,274.0\n7,356.1\n-13,690.7\n3,169.2\n-12,707.3\n15,221.1\n9,767.9\n23,635.1\n8,594.7\n Liabilities \\2\n-376,086.8\n-364,707.8\n-343,732.7\n-299,047.9\n-221,520.0\n42,849.2\n61,985.4\n109,071.4\n247,859.6\n246,773.7\n263,115.2\n236,757.2\n311,392.8\n330,812.5\n RBZ\n-329.7\n9,677.0\n17,531.5\n14,941.5\n18,630.8\n3,844.4\n-7,035.3\n-22,202.4\n-108,893.9\n-114,916.2\n-117,925.2\n-129,214.3\n-141,597.9\n-142,138.7\n DMBs\n370,530.4\n352,061.6\n323,807.0\n285,699.2\n204,827.4\n-54,779.1\n-63,362.3\n-101,759.1\n-172,362.2\n-165,096.0\n-178,769.8\n-131,012.2\n-198,281.1\n-217,181.2\n OBIs\n5,886.1\n2,969.2\n2,394.3\n-1,592.9\n-1,938.2\n8,085.5\n8,412.1\n14,890.2\n33,396.5\n33,238.5\n33,579.8\n23,469.3\n28,486.1\n28,507.4\nNET DOMESTIC ASSETS \\3\n441,228.7\n528,927.2\n485,159.0\n482,349.0\n404,589.2\n310,374.5\n247,806.9\n269,129.6\n199,588.8\n254,086.5\n374,380.8\n380,322.6\n319,048.5\n279,980.3\nDOMESTIC CREDIT\n207,938.6\n332,429.5\n334,998.9\n341,752.2\n267,298.2\n238,021.8\n238,960.1\n245,653.9\n260,891.3\n252,119.7\n261,621.9\n309,956.1\n245,588.9\n134,866.3\n Claims on Government (net) \n191,956.0\n273,343.5\n319,595.1\n296,909.4\n256,239.5\n292,427.5\n191,715.5\n203,355.4\n213,821.1\n170,818.5\n130,627.9\n157,639.0\n185,227.8\n122,671.7\n RBZ\n44.1\n10.6\n0.0\n2.0\n0.8\n649.4\n-42,670.8\n-24,732.7\n-34,718.8\n-12,964.3\n-12,843.3\n-23,881.4\n-11,412.3\n-11,726.2\n DMBs\n151,981.9\n233,403.0\n299,706.3\n277,394.1\n236,596.5\n271,848.2\n214,456.4\n196,739.8\n217,191.5\n152,163.6\n150,725.7\n168,946.7\n184,880.3\n122,554.5\n OBIs\n39,929.9\n39,929.9\n19,888.8\n19,513.3\n19,642.1\n19,929.9\n19,929.9\n31,348.4\n31,348.4\n31,619.3\n-7,254.5\n12,573.7\n11,759.9\n11,843.4\n Claims on Public Enterprises \n8,291.9\n6,980.8\n25,436.5\n19,319.1\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n8,291.9\n6,980.8\n25,436.5\n19,319.1\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n-5,259.3\n-5,260.3\n-5,261.3\n-5,262.3\n-5,263.3\n-5,003.2\n-5,004.2\n-5,005.2\n-7,246.8\n-7,246.8\n Other\n8,291.9\n6,980.8\n25,436.5\n19,319.1\n20,038.0\n14,804.8\n20,480.8\n15,224.1\n17,844.1\n17,954.0\n10,820.4\n11,110.4\n11,661.5\n15,501.8\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n7,690.8\n52,105.1\n-10,032.7\n25,523.6\n-3,720.0\n-63,950.1\n32,025.1\n32,336.7\n34,489.5\n68,350.4\n125,177.8\n146,211.9\n55,946.4\n3,939.6\n RBZ\n-5,898.0\n-5,899.0\n-6,269.0\n-6,269.0\n-5,383.7\n-5,403.6\n-1,420.9\n-1,421.9\n-1,387.4\n-394.8\n-390.8\n-390.8\n-390.8\n-390.8\n DMBs\n-102,287.3\n-48,548.7\n-117,960.6\n-90,130.3\n-107,645.2\n-169,498.5\n-120,335.1\n-142,682.7\n-121,001.5\n-124,890.6\n-69,400.6\n-43,543.7\n-120,031.2\n-192,169.1\n OBIs\n115,876.1\n106,552.9\n114,196.9\n121,923.0\n109,308.9\n110,951.9\n153,781.1\n176,441.3\n156,878.5\n193,635.8\n194,969.2\n190,146.4\n176,368.4\n196,499.5\nOTHER ITEMS (NET) \n233,290.1\n196,497.7\n150,160.1\n140,596.8\n137,290.9\n72,352.6\n8,846.8\n23,475.6\n-61,302.5\n1,966.8\n112,758.9\n70,366.5\n73,459.6\n145,114.0\nBROAD MONEY (M3) \n80,250.0\n208,162.6\n295,415.1\n263,716.0\n307,589.0\n485,358.6\n369,148.2\n525,839.1\n477,843.2\n505,576.8\n608,355.2\n471,093.6\n451,480.0\n316,107.4\nGROWTH RATES\n Broad Money (M3) \n2.1%\n5.5%\n7.8%\n6.6%\n7.7%\n12.6%\n9.6%\n13.9%\n12.2%\n12.8%\n16.0%\n12.0%\n11.6%\n7.9%\n Domestic Credit \n5.5%\n8.8%\n8.7%\n9.0%\n6.9%\n6.0%\n6.0%\n6.2%\n6.5%\n6.2%\n6.4%\n7.6%\n6.2%\n3.3%\n Claims on Private Sector\n0.2%\n1.5%\n-0.3%\n0.7%\n-0.1%\n-1.7%\n0.9%\n0.9%\n0.9%\n1.8%\n3.4%\n4.0%\n1.6%\n0.1%\n2015\n2014\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2013 \nJan\n450,170.0\n31,073.4\n38,762.3\n426,050.9\n11,967.9\n31,547.4\n417,961.3\n144,645.1\n237,323.7\n33,906.5\n300,841.1\n9,373.1\n2,133,622.7\nFeb \n494,536.6\n33,786.9\n28,372.0\n439,556.7\n14,811.4\n33,948.5\n409,692.7\n128,242.7\n303,269.9\n38,235.9\n298,171.5\n3,685.5\n2,226,310.2\nMar\n467,874.0\n41,532.7\n68,987.2\n433,337.1\n16,118.8\n34,704.7\n471,204.9\n159,925.7\n307,134.7\n44,413.6\n370,123.5\n4,491.7\n2,419,848.6\nApr\n455,178.9\n43,628.2\n23,433.4\n428,381.7\n14,997.8\n35,589.1\n444,798.7\n135,046.2\n288,857.6\n45,643.6\n377,037.0\n7,693.7\n2,300,585.8\nMay\n484,635.0\n38,637.2\n27,795.2\n455,737.9\n14,699.1\n35,106.1\n465,890.2\n115,457.8\n301,547.9\n52,075.2\n382,172.8\n5,034.0\n2,378,788.7\nJun\n489,730.1\n37,474.3\n38,198.7\n425,521.3\n7,310.7\n53,815.0\n454,368.5\n110,349.9\n295,432.3\n51,453.6\n385,769.7\n11,033.4\n2,360,457.5\nJul\n483,103.7\n40,342.5\n33,494.3\n464,921.7\n6,869.2\n38,522.6\n541,025.9\n116,557.1\n307,117.5\n48,218.0\n426,582.7\n4,455.3\n2,511,210.5\nAug\n521,743.0\n38,889.1\n43,894.5\n425,531.4\n7,260.6\n39.087.2\n451,871.2\n110,041.8\n346,006.0\n40,216.0\n374,587.1\n9,914.6\n2,409,042.5\nSep\n496,289.3\n39,446.9\n38,856.6\n447,247.2\n13,953.5\n43,006.7\n437,211.9\n118,873.7\n330,709.6\n40,046.6\n373,596.8\n9,790.6\n2,389,029.4\nOct\n491,610.6\n38,871.5\n39,766.0\n471,966.2\n8,023.3\n40,835.3\n420,445.3\n110,778.3\n417,411.6\n36,334.1\n376,463.1\n9,861.9\n2,462,367.3\nNov\n487,289.4\n40,321.7\n42,332.0\n488,637.3\n3,116.5\n36,852.0\n417,162.5\n117,050.8\n389,727.1\n39,126.4\n369,190.3\n17,960.5\n2,448,766.4\nDec\n533,165.2\n42,285.1\n17,617.9\n435,613.1\n5,047.0\n62,165.8\n389,181.2\n115,404.6\n379,809.3\n37,409.1\n369,838.8\n18,252.9\n2,405,790.0\n2014 \nJan\n489,585.3\n43,743.8\n18,574.7\n464,097.6\n5,467.4\n48,086.1\n362,554.0\n116,635.5\n412,901.1\n37,722.2\n367,126.2\n16,773.1\n2,383,267.1\nFeb \n519,154.6\n38,918.1\n24,765.4\n460,528.2\n10,397.3\n47,488.6\n385,038.1\n116,670.5\n401,619.6\n32,978.1\n396,800.8\n8,542.7\n2,442,902.1\nMar\n503,868.1\n42,707.9\n35,785.1\n494,663.8\n5,257.4\n52,722.0\n374,809.1\n116,653.0\n396,000.6\n38,089.3\n406,503.1\n15,833.1\n2,482,892.7\nApr\n540,156.2\n40,707.1\n18,138.9\n502,514.1\n9,898.6\n18,817.9\n407,595.0\n175,048.3\n447,549.2\n49,619.1\n511,048.2\n15,136.7\n2,736,229.2\nMay\n546,733.9\n41,594.2\n21,547.9\n488,389.7\n10,073.8\n23,049.1\n396,846.0\n184,730.9\n452.373.8\n51,891.8\n512,864.5\n17,718.8\n2,747,814.6\nJun\n536,188.9\n46,085.8\n28,201.0\n500,266.1\n10,656.3\n25,616.2\n417,002.7\n197,441.1\n432,692.4\n46,751.6\n499,191.5\n17,173.9\n2,757,267.4\nJul\n575,645.3\n43,055.0\n28,090.8\n480,483.6\n6,359.2\n27,284.9\n428,611.4\n206,052.3\n479,384.6\n49,260.4\n507,930.0\n46,148.1\n2,878,305.8\nAug\n548,866.7\n56,886.1\n38,891.3\n498,696.8\n54,387.2\n110,618.5\n422,942.5\n221,099.2\n430,156.3\n48,167.0\n474,060.2\n37,230.9\n2,942,002.7\nSep\n539,818.8\n51,349.1\n29,191.8\n493,610.7\n51,999.0\n109,975.0\n428,697.3\n201,791.6\n451,117.2\n45,100.0\n539,108.1\n36,708.6\n2,978,467.1\nOct\n530,544.7\n62,891.8\n55,922.5\n507,936.4\n50,701.1\n101,818.5\n436,519.1\n196,491.0\n413,443.5\n39,088.3\n520,437.0\n5,799.4\n2,921,593.2\nNov\n574,859.5\n58,780.5\n46,419.5\n460,989.3\n50,008.6\n120,510.4\n453,924.5\n208,418.3\n413,410.7\n45,289.6\n540,638.4\n5,976.9\n2,979,226.2\nDec\n565,840.1\n46,298.5\n42,604.8\n437,975.3\n47,805.8\n88,485.5\n478,895.5\n220,501.3\n481,497.5\n43,449.8\n543,038.5\n5,957.7\n3,002,529.6\n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2013\nJANUARY\n91,648.8\n48,329.1\n128,426.0\n351,566.7\n212,401.7\n494,823.6\n252,389.7\n93,470.0\n658,260.1\n44,091.4\n512,289.8\n32,145.9\n2,919,842.6\nFEBRUARY\n96,796.5\n48,491.5\n147,571.5\n360,757.9\n147,995.9\n578,306.4\n284,603.8\n64,530.5\n679,554.8\n41,983.6\n516,431.2\n25,275.3\n2,991.999.1\nMARCH\n96,752.8\n44,883.3\n139,327.8\n354,627.8\n155,915.2\n610,758.4\n290,072.8\n87,143.0\n594,397.7\n38,345.5\n523,913.8\n141,404.6\n3,077,542.7\nAPRIL\n98,671.0\n49,093.8\n152,390.8\n350,269.2\n166,578.5\n545,118.2\n311,310.8\n105,766.9\n638,341.8\n39,837.1\n533,691.3\n99,053.9\n3,090,123.4\nMAY\n114,053.3\n55,427.4\n142,023.3\n389,384.7\n255,352.1\n484,429.7\n318,129.4\n92,777.2\n700,668.7\n46,593.8\n578,509.2\n32,297.7\n3,209,646.5\nJUNE\n116,635.2\n58,578.8\n147,313.8\n447,394.5\n183,146.3\n352,600.3\n366,824.2\n96,685.8\n701,195.7\n46,578.5\n597,373.1\n104,843.6\n3,219,169.8\nJULY\n108,086.6\n46,449.5\n120,982.3\n380,448.8\n178,341.4\n677,700.7\n301,575.9\n97,583.8\n710,856.1\n39,395.9\n487,954.4\n102,531.4\n3,251,906.9\nAUGUST\n137,107.1\n48,726.1\n135,788.5\n319,106.0\n174,593.9\n637,190.7\n333,255.3\n99,194.1\n639,401.6\n41,996.5\n417,762.6\n93,772.1\n3,077,894.4\nSEPTEMBER\n100,028.3\n57,039.8\n145,652.5\n380,781.4\n207,379.2\n612,131.5\n408,359.1\n103,872.8\n795,047.6\n46,982.9\n435,912.4\n90,265.8\n3,383,453.4\nOCTOBER\n94,346.3\n52,722.4\n141,401.4\n338,625.9\n223,223.8\n754,145.4\n339,305.6\n99,583.3\n754,116.1\n41,527.2\n440,197.9\n97,771.1\n3,376,966.4\nNOVEMBER\n114,178.7\n47,740.9\n128,399.3\n312,639.2\n241,628.8\n741,885.4\n283,426.0\n80,507.6\n727,492.5\n42,901.0\n458,479.9\n89,292.5\n3,268,571.8\nDECEMBER\n113,914.2\n51,981.7\n142,938.1\n342,785.1\n213,125.2\n755,299.4\n327,658.1\n83,103.1\n762,884.4\n41,827.9\n432,436.3\n61,038.7\n3,328,992.1\n2014\nJANUARY\n130,154.6\n53,292.9\n146,876.1\n353,793.8\n259,569.6\n731,703.3\n304,033.2\n93,776.7\n770,435.4\n40,085.9\n485,573.1\n60,897.7\n3,430,192.5\nFEBRUARY\n138,812.3\n55,092.2\n134,813.9\n420,181.0\n262,183.8\n786,295.6\n270,062.5\n131,134.8\n779,640.3\n39,169.2\n508,813.7\n61,822.3\n3,588,021.6\nMARCH\n118,239.1\n55,167.5\n135,807.9\n382,675.5\n216,025.3\n791,776.0\n275,549.1\n103,298.7\n806,185.9\n42,432.8\n521,381.5\n72,990.9\n3,521,530.3\nAPRIL\n164,347.5\n59,289.3\n102,323.7\n408,823.5\n325,559.7\n780,207.0\n325,659.8\n135,187.4\n888,876.2\n43,746.5\n582,848.8\n82,009.8\n3,898,879.1\nMAY\n149,474.1\n60,669.4\n108,977.6\n355,802.3\n332,850.8\n800,256.8\n303,599.4\n132,132.8\n1,027,552.7\n38,921.0\n581,930.2\n93,334.9\n3,985,501.8\nJUNE\n194,685.1\n64,188.9\n95,595.6\n470,267.7\n291,594.6\n812,999.7\n348,303.5\n130,453.4\n895,698.0\n44,735.5\n575,149.1\n91,392.4\n4,015,063.5\nJULY\n163,335.6\n56,812.0\n87,587.5\n370,121.7\n303,367.3\n830,988.6\n334,436.8\n112,985.0\n880,761.1\n44,675.4\n587,756.7\n94,841.5\n3,867,669.2\nAUGUST\n128,794.1\n38,934.1\n90,012.5\n271,204.3\n270,009.9\n755,141.6\n236,267.5\n130,548.6\n865,566.6\n31,180.4\n467,724.2\n89,582.4\n3,374,966.2\nSEPTEMBER\n177,932.5\n56,444.5\n82,756.7\n315,956.8\n309,508.3\n951,593.4\n278,461.5\n174,497.9\n978,044.0\n47,792.7\n571,629.9\n103,464.8\n4,048,083.1\nOCTOBER\n158,421.7\n57,091.4\n83,973.9\n407,934.0\n308,028.8\n917,450.3\n266,690.9\n178,771.0\n936,336.2\n44,950.2\n613,425.1\n91,764.1\n4,064,837.5\nNOVEMBER\n140,908.6\n61,494.3\n93,114.0\n350,153.8\n313,668.7\n881,007.4\n271,049.9\n137,867.8\n955,760.6\n48,177.7\n641,405.3\n90,462.2\n3,985,070.2\nDECEMBER\n147,242.4\n60,358.1\n118,725.7\n328,729.5\n325,746.6\n950,304.9\n290,329.3\n118,977.8\n964,815.0\n47,574.3\n638,061.1\n92,040.8\n4,082,906.3\n2015\nJANUARY\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFEBRUARY\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \n \n \nEnd Pe rio d\n19 9 9\n2 0 0 0\n2 0 0 1\n2 0 0 2\n2 0 0 3\n2 0 0 4\n2 0 0 5\n2 0 0 6\n2 0 0 7\n2 0 0 8\n2 0 0 9\n2 0 10\n2 0 11\n2 0 12\n2 0 13\n2 0 14\n( US $ millio ns )\nLo ng - Te rm Ext e rnal D e b t\n3 ,53 0\n3 ,2 2 7\n3 ,2 55\n3 ,3 2 7\n3 ,6 4 4\n3 ,9 2 7\n3 ,8 0 5\n3 ,9 6 5\n4 ,0 3 2\n4 ,4 6 4\n4 ,9 51\n5,175\n6 ,0 9 6\n6 ,6 0 7\n7,3 70\n8 ,4 4 4\nGo ve rnme nt\n2 ,4 6 1\n2 ,2 4 9\n2 ,3 2 8\n2 ,3 76\n2 ,6 17\n2 ,8 4 4\n2 ,8 9 5\n3 ,0 2 4\n3 ,0 54\n3 ,4 6 4\n4 ,0 3 7\n4 ,0 9 5\n4 ,6 3 8\n4 ,9 2 9\n5,0 12\n4 ,52 2\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\nPub lic Ent e rp ris e s\n54 3\n53 4\n56 8\n6 16\n6 9 8\n714\n70 9\n76 6\n79 0\n8 2 5\n8 57\n9 3 8\n1,0 9 2\n1,19 8\n1,3 56\n1,6 6 1\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nM o ne t ary A ut ho rit ie s\n3 6 4\n2 9 2\n2 9 2\n2 79\n2 8 8\n2 9 1\n14 4\n13 0\n13 7\n14 0\n14 0\n13 8\n12 7\n12 5\n12 5\n12 0\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\nPrivat e\n16 2\n152\n6 7\n56\n4 1\n78\n57\n4 5\n51\n3 5\n57\n14 2\n3 6 6\n4 8 0\n1,0 0 2\n2 ,2 6 1\nS ho rt - Te rm Ext e rnal D e b t\n53 2\n2 9 8\n16 7\n18 3\n16 9\n14 4\n173\n2 8 1\n3 8 7\n2 2 6\n1,19 8\n1,3 8 2\n1,2 8 9\n8 9 0\n1,56 4\n2 ,3 9 4\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\nTo t al Ext e rnal D e b t\n4 ,0 6 2\n3 ,52 5\n3 ,4 2 2\n3 ,510\n3 ,8 12\n4 ,0 71\n3 ,9 78\n4 ,2 4 6\n4 ,4 19\n4 ,6 9 0\n6 ,14 9\n6 ,557\n7,3 8 5\n7,4 9 7\n8 ,9 3 4\n10 ,8 3 8\nGro s s D o me s t ic Pro d uc t\n5,990\n6,107\n10,887\n6,715\n5,037\n4,299\n2,918\n6,645\n4,000\n3,175\n8,157\n9,457\n10,956\n12,472\n13,490\n14,068\nExt e rnal D e b t / GD P\n6 8 %\n57.7%\n3 1.4 %\n52 .3 %\n75.7%\n9 4 .7%\n13 6 .3 %\n6 3 .9 %\n110 .5%\n14 7.7%\n75.4 %\n6 9 .3 %\n6 7.4 %\n6 0 .1%\n6 6 .2 %\n77.0 %\nSOURCE: M inistry of Finance and Reserve Bank of Zimbabwe\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \nEnd Period\nNominal Lending Rates\n2\nIndividuals \nCorporate\n2014 \nJan\n6.00-35.00\n14.09 \n9.30 \nFeb \n6.00-35.00\n14.08 \n9.32 \nMar\n6.00-35.00\n14.24 \n9.27 \nApr\n6.00-35.00\n14.22 \n9.12 \nMay\n6.00-35.00\n14.39 \n9.25 \nJun\n6.00-35.00\n14.44 \n9.33 \nJul\n6.00-35.00\n14.33 \n9.45 \nAug\n6.00-35.00\n14.28 \n9.45 \nSep\n6.00-35.00\n14.45 \n9.57 \nOct\n6.00-35.00\n14.36 \n9.90 \nNov\n6.00-35.00\n14.26 \n9.97 \nDec\n6.00-35.00\n14.19 \n9.68 \n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)\n1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates\n3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2014 \nJan\n0.15-8.00\n3.00-20.00\nFeb \n0.15-8.00\n3.00-20.00\nMar\n0.15-8.00\n3.00-20.00\nApr\n0.15-8.00\n3.00-20.00\nMay\n0.15-8.00\n3.00-20.00\nJun\n0.15-8.00\n3.00-20.00\nJul\n0.15-8.00\n3.00-20.00\nAug\n0.15-8.00\n4.00-20.00\nSep\n0.15-8.00\n4.00-20.00\nOct\n0.15-8.00\n4.00-20.00\nNov\n0.15-8.00\n4.00-20.00\nDec\n0.15-8.00\n3.00-20.00\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \n \n \n \nFOOD INFLATION\nALL\nA LCOHOLIC \nB EVER A GES \nC LOTHIN G\nHS IN G, WATER,\nFU RN ITUR E\nHEA LTH\nTR AN S POR T\nCOM M U NIC A TION\nR EC R EATION &\nED U CA TION\nR ES TA UR A NTS &\nM IS C .\nTOTAL N ON\nFOOD & \nITEM S\n& TOB A CC O\nFOOTWEA R\nELECTR ICTY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON A LC OHOLIC \nB EV ER A GES\n& OTHER\nEQUIPM EN T\nS ER VIC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2013\nOCTOB ER\n1.2 1\n0 .0 0\n- 0 .0 1\n- 0 .3 6\n0 .0 6\n- 0 .3 2\n- 0 .0 7\n- 0 .15\n0 .0 2\n- 0 .0 8\n- 0 .2 0\n- 0 .0 4\n0 .0 4\n- 0 .0 1\nN OV EM B ER\n0 .3 8\n- 0 .19\n- 0 .0 1\n- 0 .3 7\n0 .10\n- 0 .13\n- 0 .0 1\n- 0 .13\n5.57\n1.0 8\n- 0 .2 7\n0 .4 3\n- 0 .6 0\n0 .0 9\nD EC EM B ER\n0 .14\n- 0 .0 1\n0 .3 7\n- 0 .2 9\n0 .12\n0 .2 7\n0 .0 5\n- 0 .2 2\n0 .0 0\n0 .0 0\n- 0 .4 6\n0 .0 8\n- 0 .4 1\n- 0 .0 8\n2014\nJAN U AR Y\n0 .2 0\n- 0 .0 7\n0 .0 0\n0 .0 1\n- 0 .2 3\n0 .0 1\n0 .0 0\n- 0 .0 7\n0 .0 2\n0 .16\n- 0 .0 9\n0 .0 0\n0 .4 4\n0 .14\nFEB R UA R Y\n- 0 .0 1\n- 0 .0 9\n- 0 .11\n- 0 .0 8\n0 .0 9\n0 .0 8\n0 .0 0\n- 0 .0 4\n0 .2 3\n- 0 .0 8\n0 .0 7\n- 0 .0 1\n0 .18\n0 .0 5\nM A R C H\n- 0 .0 5\n- 0 .0 6\n- 0 .8 2\n- 0 .12\n0 .0 2\n0 .0 0\n0 .0 1\n0 .0 0\n0 .0 0\n0 .0 1\n- 0 .3 0\n- 0 .2 6\n- 0 .14\n- 0 .2 2\nA PR IL\n0 .3 0\n- 0 .10\n- 0 .13\n- 0 .75\n0 .16\n0 .3 3\n- 0 .0 2\n0 .3 4\n12 .6 4\n- 1.0 2\n- 0 .0 3\n1.0 9\n- 0 .4 6\n0 .58\nM A Y\n0 .11\n- 0 .11\n- 0 .0 6\n- 0 .2 9\n0 .0 0\n0 .2 3\n- 0 .0 3\n- 0 .2 0\n0 .0 7\n- 0 .13\n- 0 .4 3\n- 0 .0 5\n- 0 .3 0\n- 0 .13\nJUN E\n- 0 .0 5\n0 .12\n0 .0 0\n0 .0 6\n0 .3 0\n- 0 .0 3\n0 .0 0\n- 0 .0 9\n0 .0 0\n- 0 .11\n0 .15\n0 .0 2\n- 0 .12\n- 0 .0 3\nJULY\n- 0 .4 7\n- 0 .2 1\n0 .12\n0 .3 0\n- 0 .0 1\n0 .11\n- 0 .12\n- 0 .13\n- 0 .0 8\n1.79\n0 .8 5\n- 0 .3 7\n0 .2 5\n0 .0 1\nA UGU S T\n- 0 .8 1\n- 0 .0 5\n- 0 .0 9\n0 .0 0\n- 0 .14\n0 .0 4\n0 .2 8\n- 0 .0 6\n- 0 .0 8\n- 0 .0 2\n0 .0 2\n- 1.2 1\n- 0 .0 7\n- 0 .3 1\nS EPTEM B ER\n0 .10\n0 .14\n0 .4 5\n- 0 .2 7\n0 .2 1\n0 .3 8\n- 0 .0 6\n- 0 .14\n0 .0 0\n- 0 .4 0\n0 .11\n0 .15\n- 0 .3 4\n- 0 .0 1\nOCTOB ER\n0 .16\n0 .0 7\n0 .0 0\n- 0 .14\n- 0 .0 1\n- 0 .2 7\n- 0 .0 6\n- 0 .0 4\n0 .0 1\n0 .0 2\n0 .0 3\n- 0 .0 4\n- 0 .2 4\n- 0 .11\nN OV EM B ER\n0 .19\n0 .12\n- 0 .0 3\n- 0 .0 9\n0 .0 9\n0 .10\n0 .0 2\n0 .0 2\n- 9 .18\n- 0 .6 2\n0 .0 6\n- 0 .9 6\n- 0 .11\n- 0 .6 9\nD EC EM B ER\n0 .0 1\n- 0 .10\n0 .16\n- 0 .10\n0 .13\n0 .19\n0 .0 0\n- 0 .16\n0 .0 0\n- 0 .2 3\n- 0 .15\n0 .0 4\n- 0 .3 6\n- 0 .0 9\n2015\nJAN U AR Y\n- 0 .0 4\n- 0 .0 1\n0 .0 8\n0 .0 7\n0 .0 6\n- 0 .9 7\n- 13 .4 1\n0 .0 2\n- 0 .0 8\n- 0 .4 8\n0 .3 0\n- 0 .6 9\n0 .4 0\n- 0 .3 4\nFEB R UA R Y\n0 .2 5\n- 0 .3 5\n- 0 .0 9\n- 0 .11\n- 0 .0 2\n- 0 .4 1\n- 0 .10\n- 0 .17\n0 .0 0\n- 0 .2 8\n0 .10\n- 0 .13\n0 .0 5\n- 0 .0 7\nN ON - FOOD IN FLATION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \nFOOD \nINFLA TION\nALL\nA LC OHOLIC \nB EVER AGES \nC LOTHIN G\nHS IN G, \nWA TER,\nFU RN ITUR E\nHEALTH\nTRAN S POR T\nC OM M UNIC A\nTION\nR EC REATION \n&\nEDUC ATION\nR ES TA UR AN\nTS &\nM IS C.\nTOTAL N ON\nFOOD & \nITEM S\n& TOB A CCO\nFOOTWEA R\nELEC TR ICTY , \nGAS\nA ND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nA LC OHOLIC \nB EV ER AGES\n& OTHER\nEQUIPM EN T\nS ERV ICES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2 0 13\nS EPTEM B ER\n4 .3 6\n0 .6 1\n3 .7\n- 0 .3 7\n2 .1\n5.0 6\n- 13 .6 6\n- 1.0 1\n5.74\n1.2 3\n0 .9 3\n1.4 5\n- 0 .3 2\n0 .8 6\nOC TOB ER\n5.2 3\n0 .2 5\n2 .9 6\n- 0 .7\n2 .2 1\n1.4\n- 13 .76\n- 0 .73\n9 .0 5\n0 .8 3\n- 0 .2\n1.2 5\n- 0 .74\n0 .59\nNOVEM B ER\n5.9 4\n- 0 .0 7\n3 .51\n- 1.0 3\n2 .4 2\n- 7.0 4\n- 13 .8 3\n- 0 .9 2\n11.19\n2 .0 6\n- 0 .3 5\n1.58\n- 1.51\n0 .54\nDECEM B ER\n4 .2 6\n0 .0 9\n3 .6 3\n- 1.0 8\n2 .11\n1.6 1\n- 13 .9 9\n- 1.0 3\n11.2 9\n2 .0 3\n- 0 .8 7\n1.6 1\n- 2 .2\n0 .3 3\n2 0 14\nJA NU ARY\n5.0 3\n0 .0 3\n3 .6 3\n- 1.0 7\n1.8 7\n1.6 2\n- 14\n- 1.12\n11.3\n2 .18\n- 0 .4 3\n1.6 7\n- 2 .0 8\n0 .4 1\nFEB R UAR Y\n2 .2 1\n- 0 .4 3\n3 .0 9\n- 1.3 5\n0 .4 4\n0 .0 5\n- 13 .8 6\n- 1.0 8\n11.4 7\n1.3 2\n- 1.4 5\n0 .9 3\n- 3 .2 6\n- 0 .4 9\nM AR CH\n1.6 7\n- 0 .53\n2 .2 1\n- 1.8 2\n0 .4\n- 0 .4 4\n- 13 .6 8\n- 1.2 1\n11.4 7\n2 .4 7\n- 1.8 2\n0 .51\n- 3 .71\n- 0 .9 1\nAPRIL\n1.78\n- 0 .55\n0 .4 6\n- 2 .6\n0 .2 2\n- 0 .11\n- 0 .6 2\n- 0 .9 3\n2 0 .71\n1.13\n- 1.56\n1.5\n- 3 .73\n- 0 .2 6\nM AY\n1.9 1\n- 0 .8 3\n0 .3 9\n- 2 .6 2\n0 .2 9\n0 .8 6\n- 0 .6\n- 0 .6 4\n2 0 .79\n0 .9 5\n- 1.6 9\n1.6 2\n- 3 .75\n- 0 .19\nJU NE\n1.6 8\n- 0 .8 1\n0 .4\n- 2 .54\n0 .6 4\n0 .9 7\n- 0 .2 7\n- 0 .8 4\n2 0 .79\n0 .9 9\n- 1.6 7\n1.6 7\n- 3 .54\n- 0 .0 8\nJU LY\n- 2 .8 8\n1.6 4\n- 0 .6 8\n0 .7\n- 2 .4\n0 .8\n0 .5\n- 0 .4\n- 0 .8\n2 3\n1.8\n- 2\n1.9\n0 .3\nAU GUS T\n- 2 .79\n2 .0 2\n- 0 .4 4\n- 0 .1\n- 2 .5\n0 .6\n0 .7\n- 0 .3\n- 0 .8\n2 1.4\n0 .9\n- 2 .8\n1.6\n0 .2\nS EPTEM B ER\n2 .10\n- 0 .3 4\n- 0 .0 3\n- 2 .6 0\n0 .9 8\n0 .9 9\n- 0 .3 2\n- 0 .8 5\n2 1.4 2\n0 .2 8\n- 3 .0 6\n1.59\n- 2 .9 5\n0 .0 9\nOC TOB ER\n1.0 4\n- 0 .2 7\n- 0 .0 1\n- 2 .3 8\n0 .9 1\n1.0 4\n- 0 .3 1\n- 0 .75\n2 1.4 1\n0 .3 8\n- 2 .8 3\n1.59\n- 3 .2 3\n0 .0 0\nNOVEM B ER\n0 .8 4\n0 .0 4\n- 0 .0 3\n- 2 .11\n0 .9 1\n1.2 6\n- 0 .2 8\n- 0 .59\n4 .4 4\n- 1.3 1\n- 2 .50\n0 .17\n- 2 .75\n- 0 .78\nDECEM B ER\n0 .71\n- 0 .0 5\n- 0 .2 4\n- 1.9 2\n0 .9 2\n1.18\n- 0 .3 3\n- 0 .53\n4 .4 5\n- 1.54\n- 2 .2 1\n0 .13\n- 2 .7\n- 0 .8\n2 0 15\nJA NU ARY\n0 .4 7\n0 .0 0\n- 0 .16\n- 1.8 6\n1.2 1\n0 .19\n- 13 .6 9\n- 0 .4 4\n4 .3 5\n- 2 .16\n- 1.8 2\n- 0 .57\n- 2 .74\n- 1.2 8\nFEB R UAR Y\n0 .73\n- 0 .2 5\n- 0 .14\n- 1.8 8\n1.10\n- 0 .3 0\n- 13 .78\n- 0 .57\n4 .11\n- 2 .3 6\n- 1.8 0\n- 0 .6 8\n- 2 .8 7\n- 1.4 0\nNON- FOOD IN FLATION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2014\nJANUARY\n11.21\n9.09\n102.47\n1.35\n1.65\nFEBRUARY\n10.71\n8.85\n101.74\n1.37\n1.67\nMARCH\n10.56\n8.85\n102.38\n1.38\n1.68\nAPRIL\n10.57\n8.85\n102.38\n1.38\n1.68\nMAY\n10.44\n8.73\n101.61\n1.36\n1.67\nJUNE\n10.58\n8.67\n101.3\n1.36\n1.7\nJULY\n10.68\n8.85\n102.76\n1.36\n1.69\nAUGUST\n10.98\n9.07\n107.35\n1.29\n1.63\nSEPTEMBER\n11.26\n9.26\n109.39\n1.27\n1.63\nOCTOBER\n10.90\n9.11\n110.87\n1.26\n1.59\nNOVEMBER\n11.02\n9.22\n118.21\n1.38\n1.57\nDECEMBER\n11.56\n9.51\n119.65\n1.22\n1.56\n2015\nJANUARY\n11.55\n9.61\n117.85\n1.13\n1.51\nFEBRUARY\n11.55\n9.61\n119.17\n1.12\n1.54\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Fo reign currency per US Do llar.\n2. US Do llar per unit o f fo reign currency.\n \n \nMONTHLY ECONOMIC REVIEW \n20 \n \n \n \nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\n2013\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n Jan\n323.4\n378.5\n103.4\n182.3\n247.8\n0.0\n0.0\n1235.5\n52.2\n2694.9\n386.1\n205.7\n386.7\n4961.1\n Feb\n292.2\n357.7\n120.5\n234.6\n239.9\n0.0\n0.0\n1244.9\n27.7\n2689.3\n328.8\n208.0\n388.3\n4887.0\n Mar\n271.6\n345.7\n196.1\n198.9\n265.3\n0.0\n0.0\n1277.6\n26.1\n2715.8\n367.2\n228.8\n388.0\n5003.5\n Apr\n263.8\n383.6\n201.1\n272.9\n289.9\n75.3\n5.2\n1491.7\n26.3\n2595.8\n341.3\n207.0\n382.1\n5044.2\n May\n250.9\n400.9\n198.2\n296.7\n253.5\n75.4\n5.3\n1480.8\n25.8\n2673.2\n389.8\n208.0\n382.9\n5160.4\n Jun\n227.2\n416.4\n171.9\n257.5\n271.8\n75.5\n5.3\n1425.8\n26.0\n2698.3\n364.1\n217.8\n384.6\n5116.5\n Jul\n266.5\n352.8\n164.2\n266.1\n263.8\n110.2\n6.4\n1429.9\n26.5\n2701.3\n337.1\n229.8\n387.0\n5111.7\n Aug.\n322.8\n277.9\n136.4\n242.5\n237.8\n61.1\n6.4\n1285.0\n26.2\n2813.0\n367.0\n218.3\n385.2\n5094.7\n Sep\n334.1\n336.0\n178.0\n327.8\n226.3\n111.5\n6.0\n1519.7\n26.9\n2773.3\n298.8\n234.7\n386.4\n5239.8\n Oct\n379.4\n387.5\n137.1\n219.7\n260.9\n99.4\n5.0\n1489.0\n17.3\n2809.1\n316.7\n257.3\n371.5\n5260.9\n Nov\n333.3\n312.7\n160.2\n197.1\n261.1\n108.6\n6.5\n1379.5\n26.6\n2789.7\n291.3\n235.4\n369.8\n5092.3\n Dec\n354.8\n367.8\n135.5\n287.3\n199.9\n118.0\n6.6\n1469.9\n28.4\n2799.5\n490.8\n259.5\n347.6\n5395.7\n2014\n Jan\n356.9\n395.3\n134.1\n253.1\n153.0\n119.2\n5.4\n1417.0\n27.9\n2866.4\n516.1\n362.2\n353.9\n5543.5\n Feb\n334.3\n387.0\n130.5\n285.0\n131.2\n193.2\n5.4\n1466.6\n32.8\n2718.1\n534.5\n502.9\n351.1\n5606.0\n Mar\n304.6\n354.1\n147.4\n280.3\n165.9\n255.2\n5.4\n1512.9\n28.7\n2737.9\n522.7\n538.8\n349.7\n5690.7\n Apr\n353.3\n367.8\n154.4\n274.9\n205.7\n247.0\n5.4\n1608.4\n32.5\n2844.6\n534.1\n345.3\n348.6\n5713.6\n May\n327.8\n421.1\n120.5\n372.8\n211.5\n241.7\n5.4\n1700.6\n27.5\n2836.8\n591.4\n366.2\n347.1\n5869.6\n Jun\n347.1\n404.7\n166.4\n338.1\n198.0\n261.9\n0.0\n1716.1\n16.2\n2863.2\n607.8\n362.9\n346.4\n5912.6\n Jul\n347.1\n321.3\n176.7\n276.3\n186.0\n246.2\n0.0\n1553.7\n15.4\n2940.4\n597.5\n347.4\n345.6\n5800.0\n Aug\n360.7\n424.5\n178.5\n243.5\n173.9\n237.5\n0.0\n1618.6\n15.5\n2949.1\n609.5\n353.9\n346.4\n5892.9\n Sep\n255.6\n636.8\n183.0\n158.8\n176.0\n253.9\n0.0\n1664.2\n4.1\n2949.4\n624.6\n371.5\n341.5\n5955.3\n Oct\n226.1\n597.7\n175.0\n205.5\n180.3\n260.1\n0.0\n1644.7\n15.6\n2938.4\n594.4\n369.0\n341.8\n5903.8\n Nov\n258.9\n556.7\n169.1\n157.5\n178.5\n281.6\n0.0\n1602.2\n4.2\n2951.6\n597.5\n369.4\n341.1\n5865.9\n Dec\n310.2\n466.1\n168.0\n152.4\n188.8\n285.4\n0.0\n1571.0\n7.3\n2961.2\n633.2\n377.7\n389.2\n5939.5\n2015\n Jan\n0.6\n527.9\n159.0\n182.6\n163.6\n301.9\n0.0\n1335.6\n21.4\n2796.8\n557.7\n606.5\n366.1\n5684.2\n Feb\n0.4\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1307.5\n17.9\n2792.5\n564.8\n542.1\n356.8\n5581.5\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2013\n Jan\n2032.2\n866.1\n552.4\n3450.7\n266.1\n0.0\n27.8\n623.9\n386.1\n206.5\n4961.1\n3450.7\n Feb\n1987.8\n933.3\n491.5\n3412.5\n258.1\n0.0\n32.4\n631.9\n328.8\n223.3\n4887.0\n3417.9\n Mar\n1960.0\n976.3\n451.0\n3387.3\n290.9\n0.0\n32.8\n687.7\n367.2\n237.6\n5003.5\n3387.3\n Apr\n2074.5\n1046.3\n379.5\n3500.3\n247.6\n0.0\n37.9\n667.2\n341.3\n249.8\n5044.2\n3500.3\n May\n2066.0\n913.0\n479.9\n3459.0\n346.5\n0.0\n81.8\n674.4\n389.8\n209.0\n5160.4\n3459.0\n Jun\n2014.0\n919.6\n298.9\n3232.4\n553.0\n0.0\n74.1\n702.3\n364.1\n190.6\n5116.5\n3232.4\n Jul\n2054.1\n916.2\n245.9\n3216.2\n578.3\n0.0\n77.5\n699.7\n337.1\n202.9\n5111.7\n3216.2\n Aug.\n2017.4\n879.5\n253.2\n3150.1\n608.2\n0.0\n63.8\n694.9\n367.0\n210.8\n5094.7\n3150.1\n Sep\n2082.1\n899.3\n294.5\n3275.8\n674.6\n0.0\n74.0\n708.8\n298.8\n207.7\n5239.8\n3275.8\n Oct\n2125.9\n880.0\n349.3\n3355.2\n611.4\n0.0\n68.5\n703.0\n316.7\n206.0\n5260.9\n3355.2\n Nov\n1953.4\n861.2\n371.6\n3186.2\n627.8\n0.0\n75.8\n689.7\n291.3\n221.6\n5092.3\n3186.2\n Dec\n1980.4\n813.6\n517.1\n3311.1\n614.0\n0.0\n65.0\n730.9\n490.8\n184.0\n5395.7\n3311.1\n2014\n Jan\n2153.6\n802.7\n403.5\n3359.8\n661.3\n0.0\n55.9\n592.9\n516.1\n357.5\n5543.5\n3359.8\n Feb\n2111.8\n878.8\n494.6\n3485.2\n630.0\n0.0\n51.1\n609.5\n534.5\n359.0\n5669.5\n3485.2\n Mar\n2156.8\n919.6\n454.2\n3530.6\n635.5\n0.0\n44.8\n596.4\n522.7\n360.7\n5690.7\n3530.6\n Apr\n2267.5\n958.3\n435.7\n3661.5\n553.5\n0.0\n17.0\n595.0\n534.1\n352.4\n5713.6\n3661.5\n May\n2294.9\n975.8\n451.7\n3722.4\n585.0\n0.0\n13.7\n591.1\n591.4\n366.1\n5869.6\n3722.4\n Jun\n2248.9\n989.8\n506.1\n3744.8\n543.8\n0.0\n48.3\n591.2\n607.8\n376.7\n5912.6\n3744.8\n Jul\n2130.4\n892.9\n606.6\n3629.9\n560.8\n0.0\n39.5\n571.5\n597.5\n400.6\n5800.0\n3629.9\n Aug\n2202.3\n963.1\n539.9\n3705.3\n552.7\n0.0\n43.5\n580.7\n609.5\n401.2\n5892.9\n3705.3\n Sep\n2191.0\n1011.1\n562.6\n3764.8\n548.9\n0.0\n59.5\n544.8\n624.6\n412.7\n5955.3\n3764.8\n Oct\n2260.8\n1015.1\n509.9\n3785.8\n506.8\n0.0\n47.4\n543.3\n594.4\n426.0\n5903.8\n3785.8\n Nov\n2231.8\n943.4\n526.5\n3701.6\n509.4\n0.0\n90.6\n541.8\n597.5\n425.0\n5865.9\n3701.6\nDec\n2219.8\n1015.2\n457.9\n3692.9\n537.6\n0.0\n85.1\n560.7\n633.2\n430.0\n5939.5\n3692.9\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5684.2\n3614.0\nFeb\n2079.6\n876.1\n611.6\n3567.3\n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5581.5\n3567.3\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nat Banks\nBanks\nBills\n2013\nJan\n20.4\n125.5\n0.0\n0.2\n0.0\n0.0\n146.1\n0.0\n283.2\n118.5\n36.1\n121.4\n705.3\nFeb\n20.2\n64.3\n0.0\n0.0\n0.0\n0.0\n84.5\n0.0\n291.8\n117.9\n35.3\n121.4\n734.2\nMar\n18.8\n129.1\n0.0\n0.2\n20.0\n0.0\n168.1\n0.0\n291.4\n116.9\n39.5\n121.4\n737.3\nApr\n16.9\n159.8\n0.0\n0.2\n20.2\n0.0\n197.2\n0.0\n294.8\n115.5\n39.5\n122.1\n769.1\nMay\n30.2\n179.6\n0.0\n0.0\n20.3\n0.0\n230.0\n0.0\n307.3\n120.3\n40.4\n121.9\n819.9\nJun\n28.6\n178.8\n0.0\n0.0\n20.0\n0.0\n227.3\n0.0\n314.2\n122.4\n44.6\n121.8\n830.3\nJul\n26.1\n207.4\n0.0\n0.0\n20.0\n0.0\n253.5\n0.0\n312.4\n123.1\n48.3\n121.6\n858.9\nAug\n34.7\n204.1\n0.0\n0.0\n20.0\n0.0\n258.8\n0.0\n320.6\n123.0\n46.4\n124.1\n872.9\nSep\n36.4\n204.9\n0.0\n0.0\n20.0\n0.0\n261.3\n0.0\n353.4\n122.7\n51.9\n124.6\n913.9\nOct\n39.3\n186.8\n0.0\n0.0\n20.0\n0.0\n246.1\n0.0\n358.4\n128.2\n51.8\n122.4\n906.9\nNov\n39.7\n163.1\n0.0\n0.0\n40.0\n0.0\n242.8\n0.0\n361.6\n135.8\n43.6\n122.6\n906.4\nDec\n34.8\n158.8\n0.0\n0.0\n40.0\n0.0\n233.6\n0.0\n381.5\n127.7\n55.2\n123.0\n920.9\n2014\nJan\n30.9\n147.5\n0.2\n40.0\n0.0\n218.6\n0.0\n384.5\n136.4\n64.4\n125.3\n929.1\nFeb\n30.2\n165.0\n0.0\n0.2\n40.0\n0.0\n235.3\n0.0\n385.8\n132.0\n65.4\n125.4\n943.9\nMar\n47.5\n166.2\n0.0\n0.2\n40.0\n0.0\n253.8\n0.0\n390.4\n132.1\n68.8\n125.0\n970.1\nApr\n45.2\n161.0\n0.0\n0.2\n40.0\n0.0\n246.5\n0.0\n401.8\n132.4\n76.6\n124.7\n981.9\nMay\n47.7\n190.7\n0.0\n0.2\n40.0\n0.0\n278.6\n0.0\n394.0\n147.0\n82.7\n124.3\n1026.7\nJun\n39.5\n187.9\n0.0\n0.0\n40.0\n0.0\n267.4\n0.0\n400.0\n150.4\n84.0\n124.4\n1026.1\nJul\n40.6\n180.9\n0.0\n0.0\n40.0\n0.0\n261.5\n0.0\n431.8\n159.4\n84.1\n124.4\n1061.2\nAug\n17.8\n219.8\n0.0\n0.0\n51.4\n0.0\n289.1\n0.0\n442.4\n166.5\n86.4\n124.2\n1108.6\nSep\n51.2\n183.1\n0.0\n0.0\n51.4\n0.0\n285.7\n0.0\n452.1\n173.8\n95.6\n123.8\n1131.0\nOct\n37.1\n199.8\n0.0\n0.0\n51.7\n0.0\n288.6\n0.0\n483.1\n179.7\n102.2\n124.0\n1177.6\nNov\n53.2\n217.5\n0.0\n0.0\n32.8\n0.0\n303.5\n0.0\n512.4\n169.3\n109.0\n123.5\n1217.6\n Dec\n47.1\n211.2\n0.0\n0.0\n52.6\n0.0\n310.9\n0.0\n512.9\n169.0\n102.9\n125.3\n1221.0\n2015\nJan\n0.1\n196.0\n21.7\n0.1\n51.8\n0.0\n269.8\n0.0\n511.6\n172.1\n143.2\n126.1\n1222.6\nFeb\n0.1\n244.4\n0.0\n0.1\n51.9\n0.0\n296.5\n0.0\n522.9\n176.2\n138.9\n125.8\n1260.2\nLiquid Assets\nSecurities\nTABLE 8.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2013\nJan\n230.0\n192.8\n422.8\n0.0\n0.0\n180.3\n102.3\n705.4\n422.8\nFeb\n255.7\n194.2\n449.9\n0.0\n0.0\n183.7\n100.6\n734.2\n449.9\nMar\n250.6\n203.9\n454.5\n0.0\n0.0\n187.2\n95.7\n737.3\n454.5\nApr\n252.9\n226.6\n479.5\n26.5\n50.4\n190.6\n22.3\n769.3\n479.5\nMay\n315.3\n212.0\n527.4\n26.6\n49.4\n193.3\n23.6\n820.2\n527.4\nJun\n309.0\n222.6\n531.6\n0.0\n0.0\n198.3\n100.4\n830.3\n531.6\nJul\n339.1\n222.8\n561.9\n21.7\n50.2\n202.0\n23.5\n859.2\n561.9\nAug\n298.4\n270.1\n568.4\n0.0\n0.0\n206.3\n95.8\n873.1\n568.4\nSep\n336.1\n246.9\n583.0\n20.8\n77.8\n209.2\n23.4\n914.1\n583.0\nOct\n310.9\n264.9\n575.8\n21.0\n74.4\n212.0\n24.0\n907.2\n575.8\nNov\n328.9\n244.3\n573.1\n21.0\n72.3\n214.8\n25.4\n906.7\n573.1\nDec\n370.3\n197.3\n567.6\n30.8\n75.8\n219.5\n27.3\n921.0\n567.6\n2014\nJan\n313.9\n253.1\n567.0\n26.1\n80.6\n225.9\n29.5\n929.1\n567.0\nFeb\n318.7\n264.4\n583.1\n25.1\n81.3\n228.6\n25.8\n943.9\n583.1\nMar\n374.6\n234.6\n609.2\n24.7\n79.6\n231.4\n25.2\n970.1\n609.2\nApr\n358.4\n262.7\n621.1\n24.9\n76.5\n234.0\n25.4\n981.9\n621.1\nMay\n436.2\n233.2\n669.4\n24.7\n77.3\n238.0\n17.1\n1026.7\n669.4\nJun\n440.1\n212.2\n652.3\n34.8\n78.9\n243.1\n17.3\n1026.3\n652.3\nJul\n362.4\n302.9\n665.3\n30.1\n104.3\n244.2\n17.5\n1061.3\n665.3\nAug\n358.8\n336.8\n695.5\n35.7\n105.7\n250.6\n21.2\n1108.7\n695.5\nSep\n394.8\n297.6\n692.4\n54.2\n106.9\n253.5\n23.9\n1131.0\n692.4\nOct\n364.5\n368.0\n732.5\n54.2\n105.3\n258.5\n27.3\n1177.7\n732.5\nNov\n376.9\n392.0\n768.9\n54.6\n104.4\n262.9\n27.2\n1217.8\n768.9\nDec\n400.9\n387.5\n788.4\n54.2\n102.0\n262.7\n27.6\n1234.9\n788.4\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1222.6\n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1260.2\n806.2\nDeposits\nTABLE 8.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$) Volume of Shares\nUS$ Millions\n2014\nJan\n189.25\n35.4\n63,972,387.0\n170,104,078\n4,882.1\nFeb\n189.45\n39.24\n25,811,746.9\n135,455,029\n4,906.9\nMar\n176.32\n29.51\n28,884,400.2\n381,649,234\n4,560.3\nApr\n172.91\n29.64\n51,346,054.5\n429,085,166\n4,473.5\nMay\n174.89\n35.45\n35,903,574.8\n235,704,129\n4,485.1\nJun\n186.57\n61.32\n28,544,304.7\n178,469,676\n4,873.4\nJuly\n188.07\n95.00\n25,224,550.4\n322,407,141\n4,959.2\nAug\n196.43\n104.8\n66,399,632.9\n328,161,452\n5,186.6\nSep\n195.25\n92.75\n34,056,010.7\n210,942,393\n5,140.2\nOct\n177.88\n70.38\n28,256,642.5\n156,444,539\n4,664.8\nNov\n171.45\n64.39\n34,765,242.8\n155,854,066\n4,517.9\nDec\n162.79\n71.71\n29,701,204.8\n475,024,051\n4,327.0\n2015\nJan\n164.9\n58.13\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.16\n55.38\n34,775,616.2\n119,324,114\n4,353.4\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2014\nJan\n1,206.2\n70.1\n567.0\n1,906.7\nFeb\n1,373.4\n71.5\n583.1\n2,076.3\nMar\n1,373.8\n75.1\n609.2\n2,113.9\nApr\n1,394.0\n81.0\n621.1\n2,136.4\nMay\n1,427.5\n77.5\n669.4\n2,209.0\nJun\n1,495.8\n81.3\n652.3\n2,262.6\nJul\n1,499.5\n84.2\n665.3\n2,282.7\nAug\n1,502.9\n84.0\n695.5\n2,322.9\nSep\n1,573.8\n88.6\n692.4\n2,388.8\nOct\n1,525.0\n87.5\n732.5\n2,378.7\nNov\n1,469.9\n89.8\n768.9\n2,361.8\nDec\n1,473.1\n84.8\n788.4\n2,377.5\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nEnd of\nheld\nassets/1\nassets\n2014\nJan\n1,417.0\n1,007.9\n409.0\nFeb\n1,466.6\n1,045.6\n421.0\nMar\n1,512.9\n1,059.2\n453.7\nApr\n1,608.4\n1,098.5\n510.0\nMay\n1,700.6\n1,116.7\n583.9\nJun\n1,716.1\n1,123.4\n592.7\nJul\n1,553.7\n1,089.0\n464.7\nAug\n1,618.6\n1,111.6\n507.0\nSep\n1,664.2\n1,129.4\n534.7\nOct\n1,644.7\n1,135.7\n508.9\nNov\n1,602.2\n1,110.5\n491.7\nDec\n1,571.0\n1,107.9\n463.1\n2015\nJan\n1,335.6\n1,084.2\n251.4\nFeb\n1,307.5\n1,070.2\n237.3\nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n \n \nMONTHLY ECONOMIC REVIEW \n27 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2013\nJul\n3955.45\n12.31\n132.61\n205.37\n164.08\n139.13\nAug\n3351.13\n10.45\n138.05\n203.41\n189.48\n128.68\nSep\n3409.17\n13.34\n120.41\n190.44\n173.13\n142.32\nOct\n3641.98\n13.75\n121.55\n206.51\n201.51\n156.26\nNov\n3134.35\n11.4\n102.19\n229.52\n222.18\n57.34\nDec\n3438.08\n4.04\n130.15\n265.8\n268.94\n68.58\nAnnual Total\n41797.24\n136.91\n1450.48\n2382.07\n2091.02\n1361.84\n2014\nJan\n3093.01\n5.24\n102.26\n233.1\n228.25\n68.31\nFeb\n2954.93\n10.73\n96.27\n193.9\n217.14\n64.42\nMar\n3332.79\n10.4\n103.58\n232.94\n255.32\n87.94\nApr\n3439.33\n9.66\n126.26\n253.16\n264.38\n96.29\nMay\n3915.31\n13.65\n117.11\n181.35\n146.64\n121.98\nJun\n3657.44\n12.42\n110.38\n250.87\n284.18\n104.28\nJul\n3955.45\n11.72\n125.81\n267\n312.35\n101.75\nAug\n3467.34\n9.36\n135.9\n273.39\n320.36\n103.26\nSep\n4037.98\n11.16\n138.09\n280.8\n341.23\n115.94\nOct\n3843.84\n13.58\n150.09\n291.68\n362.30\n117.40\nNov\n4104.33\n9.33\n160.40\n299.94\n358.76\n103.76\nDec\n4615.04\n11.53\n148.5\n336.65\n395.93\n124.33\nAnnual Total\n44416.79\n128.78\n1514.646\n3094.779\n3486.839\n1209.657\n2015\nJan\n3659.00\n11.81\n154.43\n311.94\n352.18\n113.46\nFeb\n3221.13\n13.69\n141.79\n275.8\n334.62\n104.62\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2013\nJul\n205.85\n35.41\n1052.26\n822.57\n10099.72\n42.74\nAug\n187.25\n30.29\n1114.86\n825.75\n11551.94\n41.78\nSep\n201.22\n33.17\n1003.98\n799.62\n8701.56\n44.48\nOct\n212.66\n35.69\n1073.88\n873.19\n9769.81\n48.59\nNov\n186.64\n31.74\n904.27\n927.93\n14753.35\n24.04\nDec\n180.8\n11.82\n1033.73\n1042.32\n12273.02\n23.56\nAnnual Total\n2291.82\n367.02\n12011.07\n9631.5\n119144.68\n447.44\n2014\nJan\n182.48\n29.41\n973.79\n815.89\n11141.19\n24.19\nFeb\n175.09\n32.95\n991.91\n799.12\n10631.6\n25.1\nMar\n192.02\n32.35\n1163.76\n947.64\n12859.5\n30.82\nApr\n183.63\n28.12\n1184.85\n974.37\n13298.04\n29.23\nMay\n215.2\n37.09\n954.18\n793.43\n12146.9\n38.68\nJun\n193.58\n32.98\n1164.73\n966.45\n14163.56\n34.25\nJul\n199.59\n34.34\n1272.91\n1038.44\n15370.63\n37.68\nAug\n170.86\n27.25\n1300.35\n1122.41\n16268.07\n33.84\nSep\n197.88\n30.39\n1158.84\n1057.48\n15991.79\n39.35\nOct\n200.32\n34.58\n1193.38\n1086.16\n17527.40\n40.96\nNov\n171.45\n27.66\n1143.69\n1077.30\n17876.31\n42.01\nDec\n189.83\n27.49\n1161.59\n1162.71\n19347.91\n40.49\nAnnual Total\n2271.926\n374.61\n13663.98\n11841.396\n176622.897\n416.599\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.60\nFeb\n172.25\n32.23\n1140.94\n1027.88\n16160.42\n39.94\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)\n \n \n29\n \nMONTHLY ECONOMIC REVIEW", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/February2015.pdf"}
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+{"doc_id": "87bc4a9526c551ed831c0fdbfdaf24b8", "text": "i \n \n \n \n \n \n \n \nFEBRUARY 2022 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nINFLATION OUTTURN ........................................................................................................... 10 \nAnnual Inflation ...................................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 11 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 11 \nCash Transactions ................................................................................................................... 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nCard Based Transactions ....................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \n \n2022 \n \nJanuary \n \n2022 \n \nFebruary \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n26,507.53 \n27,813.15 \n4.93 \nMoney Supply2 (M3) (ZW$ millions) \n470,437.88 \n \n506,126.21 \n \n7.59 \nAnnual Inflation1 (%) \n60.61 \n66.11 \n5.5a \n \nBlended Annual Inflation1 (%) \n24.88 \n27.83 \n2.95a \nMonthly Inflation1 (%) \n5.34 \n6.99 \n1.65a \n \nBlended Monthly Inflation1 (%) \n2.73 \n3.09 \n0.36a \nNational Payment System Transactions2 \n(ZW$ billions) \n1,143.54 \n1,043.63 \n-8.74 \nNominal Lending Rate2 \n(% per annum) \n6.00-85.00 \n6.00-85.00 \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational monthly average commodity \nprices for precious metals, selected base metals \nand Brent crude oil firmed, during the month of \nFebruary 2022. Commodity markets were \nlargely buoyed by growing concerns over the \npotential \nadverse \nimpact \nof \nescalating \ngeopolitical tensions on the global supply of \ncommodities, following the invasion of \nUkraine by Russia. \n \nPrecious Metals \n \n Gold \nGold prices rose by 2.2%, from a monthly \naverage of US$1,816.92 per ounce in January \n2022 to US$1,856.94 per ounce, during the \nmonth under review. Prices largely firmed on \nfears of a global economic slowdown, \nfollowing the imposition of sanctions on \nRussia. In addition, rising US inflation \ncontinued to support the precious metal’s \nappeal as a safe haven asset. \nPlatinum \nPlatinum prices rose by 5.6% to average \nUS$1,049.40 per ounce in February 2022, from \nUS$993.50 per ounce in the previous month. \nThe increase was mainly on account of \nescalating geopolitical tensions between Russia \nand the West, over Ukraine, which heightened \nconcerns about supply disruptions. Russia is \none of the world’s largest platinum producers. \nFigure 1 shows the evolution of precious metal \nprices for the period from February 2021 to \nFebruary 2022. \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n \nBase Metals \n \nCopper \nCopper prices remained upbeat during the \nmonth under review, supported by falling \nglobal inventories, at a time when demand for \nthe red metal is increasing. Prices rose by 1.4%, \nto close the month of February 2022 at an \naverage of US$9,926.09 per tonne, from \nUS$9,785.67 per tonne in January 2022. \n \nNickel \nNickel prices rose by 7.8%, from an average of \nUS$22,193.62 per tonne in January 2022 to \nUS$23,924.30 per tonne, during the month \nunder review. The rally in nickel prices was \nunderpinned by strong demand from the \nstainless-steel industry and electric vehicle \nbattery manufacturers. In addition, prices \nincreased after the West imposed sanctions on \nRussia, the world’s major producer of nickel, \nfurther tightening the global supply of the base \nmetal. Figure 2 shows developments in base \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nmetal prices for the period from February 2021 \nto February 2022. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \n \nBrent Crude Oil \nBrent crude oil prices rallied on account of \nmounting fears over global energy supplies, \namid plans by the US to impose sanctions on \nRussian oil. Furthermore, an unexpected drop \nin US crude oil inventories also supported \nprices, during the month under review. Prices \nrose by 9.6%, to a monthly average of \nUS$93.81 per barrel from US$85.56 per barrel, \nrecorded in the previous month. Figure 3 shows \nthe movement in Brent crude oil prices for the \nperiod from February 2021 to February 2022. \n \n \n \n \nFigure 3: International Crude Oil Prices \n(US$/barrel) \n \nSource: Bloomberg, 2022 \n \n \n \n \nMERCHANDISE \nTRADE \nDEVELOPMENTS \n \nDuring the month of January 2022, the \ncountry’s total merchandise trade amounted to \nUS$1.175.9 million, representing a 13.7% \ndecline from the US$1,362.4 million recorded \nin December 2021. The month-on-month \ndecline in total merchandise trade was on \naccount of slowdowns in both exports and \nimports. Compared to the corresponding month \nin 2021, however, the outturn for the month \nunder review was 44.9% higher. \n \nMerchandise Exports \nTotal merchandise exports eased by 8.0%, from \nUS$591.2 million in December 2021, to \nUS$543.9 million in January 2022. Year-on \nyear, merchandise exports grew by 92.3%, \nfrom US$282.9 million in January 2021, as \nshown in Figure 4. \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n21,000\n23,000\n25,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nFeb-21\nApr-21\nJun-21\nAug-21\nOct-21\nDec-21\nFeb-22\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\n100\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nUS$/barrel\n \n \n \n6 \n \nFigure 4: Monthly Merchandise Exports \n(US$ m) \n \nSource: ZIMSTAT, 2022 \nAccording to data from the Zimbabwe National \nStatistics Agency (ZimStat), the country’s \nexports for January 2022 were largely \ndominated by gold at 34.6%; Platinum Group \nof Metals (PGMs), 27.0%; and tobacco, 22.9% \nof total export earnings. \nThe developments in the country’s exports for \nthe months of December 2021 and January \n2022 are as shown in Table 1. \n \n \n \n \n \n \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code \nSystem (US$ m) \n \nDec \n2021 \nUS$ m \nJan \n 2022 \nUS$ m \nChange \n(%) \nShare \nof \nExports \n(%) \nTotal Exports 591.2 \n543.9 \n-8.0 \n100.0 \nOf Which: \n \n \n \n \nGold \n248.1 \n188.3 \n-24.1 \n34.6 \nPGMs* \n205.4 \n146.8 \n-28.5 \n27.0 \nTobacco (Inc. \ncigarettes) \n63.1 \n124.5 \n97.3 \n22.9 \nFerro-\nchromium \n19.7 \n28.4 \n44.4 \n5.2 \nCoal \n6.7 \n9.0 \n33.9 \n1.6 \nGinned \ncotton \n5.1 \n8.2 \n61.1 \n1.5 \nChromium \nores \nand \nconcentrates \n2.3 \n2.3 \n0.6 \n0.4 \nGranite \n2.7 \n1.3 \n-50.0 \n0.2 \nBlack tea \n0.5 \n1.3 \n143.7 \n0.2 \nCrocodile \nskins \n9.8 \n1.3 \n-87.3 \n0.2 \nSource: ZIMSTAT & RBZ Calculations, 2022 \n*PGMs Include Nickel mattes, nickel ores & concentrates and \nplatinum \nThe bulk of the country’s exports were \nabsorbed by the United Arab Emirates (36.4%), \nfollowed by South Africa (30.5%), China \n(12.9%), \nand \nMozambique \n(8.5%. \nThe \ncountry’s major export markets, during the \nmonth under review, are as depicted in Figure \n5. \n \n282.9\n341.0\n461.8\n444.7\n487.1\n502.7\n629.9\n597.3\n514.4\n535.5\n647.6\n591.2\n543.9\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n2021\n2022\n \n \n \n7 \n \nFigure 5: Major Export Markets (%) \nSource: Zimstat, 2022 \n \nMerchandise Imports \nTotal merchandise imports stood at US$632.0 \nmillion, during the month under review, down \nby 18.0% from US$771.2 million in \nDecember \n2021. \nThe \nJanuary \n2022 \nmerchandise imports were, however, higher \nthan in the corresponding month in 2021, as \nshown in Figure 6. \nFigure 6: Monthly Merchandise Imports \n(US$m) \n \nSource: Zimstat, 2022 \n \nIn terms of proportions, fertilizer chemicals \naccounted for 10.2% of the country’s total \nimports, during the month under review, \nfollowed by diesel, 6.4%; Covid-19 vaccines, \n5.7% and crude soya bean oil, 3.1%. Table 2 \nshows imports of major commodities for the \nmonths of December 2021 and January 2022. \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem (US$ m) \n \n \nDec-21 \n(US$ m) \n \nJan-21 \n(US$ m) \n \nChange \n(%) \nShare \nof total \nimports \n(%) \nTotal Imports \n771.2 \n632.0 \n-18.0 \n100.0 \nOf Which: \n \n \n \n \nFertilizer \nChemicals \n37.2 \n64.3 \n73.1 \n10.2 \nDiesel \n73.1 \n40.5 \n-44.6 \n6.4 \nCovid-19 \nVaccines \n19.8 \n35.8 \n81.2 \n5.7 \nPetrol \n37.7 \n29.9 \n-20.8 \n4.7 \nCrude \nsoya \nbean oil \n25.8 \n19.5 \n-24.6 \n3.1 \nMedicaments \n21.1 \n12.7 \n-39.9 \n2 \nRice \n16.9 \n11.7 \n-30.8 \n1.9 \nElectricity \n8.6 \n9.5 \n10.3 \n1.5 \nIron Steel \n2 \n7.7 \n286 \n1.2 \nRoad tractors \n6.8 \n5.9 \n-13.4 \n0.9 \nSource: ZIMSTAT & RBZ Calculations, 2022 \nThe country sourced imports mainly from \nSouth \nAfrica \n(39.0%), \nChina \n(15.9%), \nSingapore (10.7%), Mozambique (4.5%) and \nother markets as shown in Figure 7. \n36.4\n30.5\n12.9\n8.5\n2.3\n1.0\n0.6\n0.6\n0.6\n0.5\n0.0\n10.0\n20.0\n30.0\n40.0\nUAE\nSouth Africa\nChina\nMozambique\nBelgium\nIndonesia\nZambia\nSudan\nBotswana\nViet Nam\n528.4\n529.0\n606.1\n566.7\n591.5\n622.3\n667.6\n630.2\n666.7\n713.6\n684.3\n771.2\n632.0\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n20212\n2022\n \n \n \n8 \n \nFigure 7: Import Sources (%) \n \nSource: Zimstat, 2022 \nMerchandise Trade Balance \nThe country’s trade balance significantly \nnarrowed, from a deficit of US$179.9 million \nin December 2021 to a deficit of US$88.1 \nmillion in January 2022. This was on account \nof the sharp decline in imports. Figure 8 shows \nthe trend in the country’s trade balance for the \nperiod from January 2021 to January 2022. \nFigure 8: Monthly Merchandise Trade \nBalance (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2022 \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nOn a year-on-year basis, the country’s trade \nbalance also narrowed from a deficit of \nUS$245.5 million in the corresponding month \nin 2021 to US$88.1 million, during the month \nunder review. \n \nMONETARY DEVELOPMENTS1 \n \nBroad money amounted to ZW$506.13 billion \nin February 2022, compared to ZW$470.44 \nbillion recorded in January 2022. The money \nstock was largely composed of local currency \ndeposits, 54.87%; and foreign currency \ndeposits, 44.61%. Currency in circulation \nconstituted 0.52% of total money supply. \nFigure 9 shows the composition of money \nsupply. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nMonth-on-month, broad money increased by \n7.59%, \nlargely \nreflecting \nincreases \nof \nZW$28.09 billion and ZW$8.23 billion in \n39.0\n15.9\n10.7\n4.5\n3.9\n3.6\n3.3\n2.6\n2.1\n1.7\nSouth Africa\nChina\nSingapore\nMozambique\nHong Kong\nMauritius\nUnited Arab Emirates\nIndia\nZambia\nUnited Kingdom\n (400.0)\n (200.0)\n -\n 200.0\n 400.0\n 600.0\n 800.0\n 1,000.0\nJan-21\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferable \ndeposits\n44.61%\nForeign \nCurrency \nDeposits\n44.61%\nTime \nDeposits\n9.38%\nCurrency in \nCirculation\n0.52%\nNCDs\n0.88%\n \n \n \n9 \n \nforeign \ncurrency \nand \ntime \ndeposits, \nrespectively. Partially offsetting the increases, \nwas a decline of ZW$1.82 billion in local \ncurrency transferable deposits. \nDuring the month under review, net domestic \nclaims increased by 12.48%, to ZW374.47 \nbillion. The growth was largely due to increases \nof ZW$20.83 billion and ZW$13.25 billion in \ncredit to the private sector and net claims on \nGovernment, respectively. \nOn an annual basis, broad money registered a \ngrowth of 123.77%, down from 489.98% in \nFebruary 2021. The local currency component \nof broad money grew by 140.60%; while \nforeign \ncurrency \ndeposits \nincreased \nby \n116.47%. \nThe growth in foreign currency deposits, from \nZW$109.66 billion in February 2021 to \nZW$225.78 billion in February 2022, was \nlargely due to an increase in the value of foreign \ncurrency accounts (FCA) deposits, from \nUS$1.31 billion in February 2021 to US$1.82 \nbillion in February 2022. Revaluation due to \nexchange rate movements also contributed to \nthe increase in the local currency equivalent of \nthe FCA deposits. \nThe annual growth in broad money was largely \ndue to increases of 187.86% and 185.19% in \ncredit to the private sector and net claims on \nGovernment, respectively. Banking sector \ncredit to Government was mainly in the form of \nTreasury bill holdings by banks. \nCredit to the private sector mainly benefited the \nagriculture and household sectors, which \nreceived 27.46% and 23.68% of the total credit, \nrespectively. \nThe \ndistribution \nand \nmanufacturing sectors also received 12.89% \nand 12.38%, respectively, while credit shares \nfor the rest of the economic sectors are shown \nin Figure 5. \nFigure 10: Distribution of Private Sector \nCredit \n \n \nSource: Reserve Bank of Zimbabwe, 2022 \nCredit to the private sector was largely \nchanneled towards inventory build-up, 34.02%; \nother recurrent expenditures, 25.66%; and \nfixed capital investments, 17.51%. \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of February 2022, the \nZimbabwe \nStock \nExchange \n(ZSE) \nwas \ncharacterized by positive trading across major \ncounters. As a result, all major indices \nregistered gains. \n \nThe Top 10, Top 15, All Share and Medium \nCap indices went up by 27.32%, 27.29%, \n24.10% and 15.70% to close at 9 953.27 points, \n10 949.51 points, 14 990.42 points and \n24 567.08 points, respectively. The resources \nindex also gained 13.46% to close at 9 300.03 \npoints. \nHouseholds\n23.68%\nAgriculture\n27.46%\nMining\n6.01%\nManufacturing\n12.38%\nDistribution\n12.89%\nConstruction\n1.12%\nTransport & \nCommunicati\nons\n2.01%\nServices\n9.21%\nFinancial Org. \n& Investments\n5.23%\nOther\n0.01%\n \n \n \n10 \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2022 \nThe cumulative value of shares and volume \ntraded on the ZSE increased by 421.78% and \n4.90% to ZW$7.98 billion and 156.33 million \nshares, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded increased to 8.25%, \ncompared to 1.42% recorded in January 2022. \nConcurrently, \nthe \nnet \nforeign \nposition \nimproved to -ZW$162.50 million, from \n-ZW$203.49 million recorded in the previous \nmonth. \n \n \n \n \n \n \n \n \n \nFigure 12: ZSE Monthly Volumes and \nValues Traded \n \nSource: Zimbabwe Stock Exchange, 2022 \nIn line with the above developments, the ZSE \ngained ZW$387.81 billion, or 26.29% worth of \ncapitalization to close at ZW$1.86 trillion in \nFebruary 2022. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation accelerated to \n66.11% in February 2022, from 60.61% in \nJanuary 2022. This followed increases in both \nfood and non-food inflation. The increase in \ninflation was, in large part, attributable to the \nresurgence of inflationary pressures, due to \nrising parallel market premiums and imported \ninflation. \n \nYear-on-year food inflation surged from \n63.31% in January 2022 to 69.29% in February \n2022. The annual food prices rose, partially in \nline with the FAO world food price index \nwhich hit an all-time-high of 19.5% in January \n0.00\n2,000.00\n4,000.00\n6,000.00\n8,000.00\n10,000.00\n12,000.00\n14,000.00\n200\n2200\n4200\n6200\n8200\n10200\n12200\n14200\n28-Feb-21\n31-Mar-21\n30-Apr-21\n31-May-21\n30-Jun-21\n31-Jul-21\n31-Aug-21\n30-Sep-21\n31-Oct-21\n30-Nov-21\n31-Dec-21\n31-Jan-22\n28-Feb-22\nAll Share Index\nTop 10 Index\nMining Index\n0\n2,000\n4,000\n6,000\n8,000\n10,000\n12,000\n14,000\n16,000\n18,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n11 \n \n2022. Non-food inflation also rose from \n58.59% in January 2022 to 63.69% in February \n2022. \n \nAnnual blended inflation2 increased from \n24.88% in January 2022 to 27.83% in February \n2022. Both food and non-food components \nincreased during the month under analysis. \n \n \nMonthly Inflation \n \nMonth- on- month inflation rose to 6.99% in \nFebruary 2022, from 5.34% in January 2022, \ndriven by both food and non-food inflation. \n \nFood inflation stood at 8.25% in February \n2022, up from 6.79% recorded in January 2022. \nMonthly non-food inflation also accelerated to \n6.03%, picking up 1.65 percentage points from \nthe January 2022 rate of 4.25%. Housing, \nwater, electricity, gas and other fuels; transport; \nand miscellaneous goods and services had the \ngreatest contribution to monthly non-food \ninflation. Figure 8 shows the month-on-month \ninflation profile. \n \n \n \n \n \n \n \n \n \n \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nFigure 13: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2022 \n \nMonthly blended inflation rose from 2.73% in \nJanuary 2022 to 3.09% in February 2022, with \nincreases in both food and non-food inflation. \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payments System (NPS) amounted to \nZW$1.04 trillion in February 2022, reflecting a \n8.74% decline from ZW$1.14 trillion recorded \nin January 2022. NPS transaction volumes \ndeclined by 6.64% to 97.42 million, during the \nmonth under analysis. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement System (RTGS) \ndeclined from ZW$802.68 billion in the \nprevious month to ZW$672.72 billion in \nFebruary 2022. However, RTGS transaction \nin price of goods and services sold in the two main currencies \nin circulation, namely the ZW$ and the US$. \n0.00%\n2.00%\n4.00%\n6.00%\n8.00%\n10.00%\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nFood\nNon-Food\nOverall\n \n \n \n12 \n \nvolumes increased by 2.41% to 0.98 million, \nduring the same month. \nFigure 14: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nCash Transactions \nCash based transactions increased from \nZW$16.04 billion in January 2022 to close at \nZW$23.60 billion, during the month under \nanalysis. \n \nMobile and Internet Based Transactions \n \nThe value of mobile and internet-based \ntransactions increased by 9.26% to ZW$305.00 \nbillion in February 2022. \n \nCard Based Transactions \n \nCard-based transactions at ZW$65.19 billion in \nFebruary 2022 were 6.80% higher, compared to \nZW$65.14 billion recorded in the preceeding \nmonth. \n \nRESERVE BANK OF ZIMBABWE \n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\n 600.0\n 700.0\n 800.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n13 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n14 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 31 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \nMerchandise Trade \n 14. Merchandise Trade Statistics \n \n \n \n \n 34 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nNet Foreign Assets\n-340,106,496.40\n-327,297,184.10\n-319,268,915.42\n-328,642,322.20\n-303,317,411.71\n-290,181,081.59\n-301,865,260.30\n-305,499,835.09\n-324,477,572.55\n-370,161,253.86\n-361,298,424.39\n-440,559,292.65\n-471,346,132.81\nCentral Bank(net)\n-411,000,792.44\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\n-408,677,935.81\n-412,168,208.49\n-411,964,116.26\n-421,707,589.69\n-470,115,861.82\n-508,301,508.78\n-513,012,570.17\n-569,288,849.11\n-608,788,967.34\nForeign Assets\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\nForeign Liabilities\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\nOther Depository Corporations(net)\n70,894,296.04\n77,366,267.57\n83,041,283.51\n89,891,499.41\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\nForeign Assets\n86,920,278.98\n92,405,865.60\n98,837,092.48\n106,013,344.18\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\nForeign Liabilities\n16,025,982.94\n15,039,598.02\n15,795,808.97\n16,121,844.77\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\nNet Domestic Assets (NDA)\n566,288,275.77\n561,575,884.82\n581,351,630.28\n610,249,806.36\n606,251,821.19\n620,837,934.22\n631,052,096.29\n670,098,627.13\n742,039,356.10\n808,077,271.24\n836,659,942.26\n910,997,169.52\n977,472,347.72\nDomestic Claims\n127,374,579.36\n124,267,139.59\n149,907,978.82\n158,719,727.00\n170,177,222.61\n186,187,386.15\n207,406,481.73\n225,085,581.53\n262,344,428.58\n291,811,266.12\n340,286,879.84\n332,913,297.54\n374,469,353.19\nClaims on Central Government(net)\n25,682,635.40\n19,242,767.82\n28,124,843.48\n29,989,668.04\n23,670,319.48\n31,250,109.35\n38,932,426.18\n42,462,267.46\n58,595,877.36\n61,571,905.79\n83,610,072.33\n59,994,722.44\n73,245,394.75\nClaims on Central Government\n43,864,745.10\n43,295,379.13\n47,281,011.39\n47,535,251.17\n42,113,825.79\n45,934,145.83\n55,528,235.16\n59,818,762.06\n75,251,019.59\n80,526,247.04\n98,427,828.73\n98,638,404.95\n108,304,664.41\nCentral Bank\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\nODCs\n19,074,011.73\n17,617,850.02\n19,404,164.04\n19,218,864.33\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\nLess Liabilities to Central Government\n18,182,109.70\n24,052,611.30\n19,156,167.92\n17,545,583.13\n18,443,506.31\n14,684,036.48\n16,595,808.98\n17,356,494.60\n16,655,142.23\n18,954,341.25\n14,817,756.40\n38,643,682.51\n35,059,269.66\nCentral Bank\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\nODCs\n4,788,212.16\n4,875,806.82\n5,382,544.78\n6,832,569.42\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\nClaims on Other Sectors\n101,691,943.96\n105,024,371.77\n121,783,135.35\n128,730,058.96\n146,506,903.14\n154,937,276.80\n168,474,055.55\n182,623,314.07\n203,748,551.22\n230,239,360.33\n256,676,807.51\n272,918,575.10\n301,223,958.44\nOther Financial Corporations\n881,815.56\n2,676,383.43\n4,857,921.34\n2,161,647.81\n4,230,396.18\n4,434,113.69\n4,734,034.05\n4,598,468.25\n4,840,748.10\n6,128,229.51\n9,710,262.81\n7,156,496.45\n7,232,833.43\nState and Local Government\n31,854.73\n30,050.30\n20,366.90\n23,547.12\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\nPublic Non Financial Corporations\n8,849,870.48\n7,837,908.59\n9,126,830.60\n9,187,412.56\n12,075,547.93\n10,556,580.34\n13,825,015.06\n17,770,427.55\n20,820,033.41\n22,393,447.91\n23,865,846.53\n21,803,605.08\n29,207,585.84\nPrivate Sector\n91,928,403.19\n94,480,029.44\n107,778,016.50\n117,357,451.47\n130,116,707.10\n139,872,825.71\n149,845,640.23\n160,186,851.44\n178,008,080.43\n201,639,254.74\n222,930,132.71\n243,793,080.38\n264,623,905.12\nCentral Bank\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\nODCs\n91,172,926.88\n93,569,276.49\n106,596,711.09\n116,093,273.55\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\nOther Items(Net)\n-438,913,696.40 -437,308,745.22 -431,443,651.46 -451,530,079.36 -436,074,598.58 -434,650,548.07 -423,645,614.57 -445,013,045.60 -479,694,927.52 -516,266,005.13 -496,373,062.42 -578,083,871.97 -603,002,994.53\nShares and Other Equity\n-410,347,885.65\n-411,006,941.09\n-396,650,639.28\n-415,482,334.99\n-421,159,006.94\n-420,923,101.54\n-420,402,750.57\n-426,036,485.00\n-473,248,083.80\n-509,275,252.67\n-502,021,854.19\n-526,564,518.35\n-560,858,506.65\nLiabilities to Other Financial Corporations\n609,870.31\n408,850.46\n409,882.68\n429,002.92\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\nRestricted Deposits\n252,287.94\n71,982.41\n72,859.61\n67,378.71\n73,532.53\n85,289.04\n2,097,859.91\n3,600,957.03\n6,496,099.45\n4,400,595.12\n6,915,475.67\n2,167,260.87\n2,173,882.06\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-29,427,969.01\n-26,782,637.00\n-35,275,754.48\n-36,544,126.00\n-15,451,722.36\n-14,365,553.48\n-5,819,302.38\n-22,952,935.50\n-13,445,998.89\n-11,738,438.67\n-1,406,451.73\n-53,917,133.32\n-44,545,169.67\nBroad Money-M3\n226,181,779.37\n234,278,700.72\n262,082,714.87\n281,607,484.16\n302,934,409.48\n330,656,852.64\n329,186,835.99\n364,598,792.04\n417,561,783.55\n437,916,017.39\n475,361,517.87\n470,437,876.87\n506,126,214.91\nSecurities Other than Shares Included in Broad Money\n1,457,355.54\n1,641,213.33\n1,503,791.55\n1,525,849.38\n1,559,661.34\n1,523,179.12\n1,873,132.76\n3,191,934.31\n3,729,670.68\n4,007,812.73\n3,696,333.82\n3,685,330.94\n4,456,190.77\nBroad Money-M2\n224,724,423.83\n232,637,487.38\n260,578,923.31\n280,081,634.78\n301,374,748.14\n329,133,673.52\n327,313,703.23\n361,406,857.73\n413,832,112.87\n433,908,204.66\n471,665,184.05\n466,752,545.93\n501,670,024.14\nOther Deposits\n13,946,713.28\n14,168,053.71\n13,701,776.00\n18,359,658.93\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\nNarrow Money-M1\n210,777,710.55\n218,469,433.68\n246,877,147.31\n261,721,975.85\n279,979,150.10\n306,098,411.06\n300,262,147.56\n335,026,202.48\n385,927,355.64\n400,698,387.01\n434,262,220.25\n427,464,720.85\n454,155,285.76\nTransferable Deposits\n209,569,292.32\n216,776,481.85\n245,066,101.47\n259,978,003.99\n277,785,152.96\n303,724,801.01\n297,965,557.69\n333,108,841.78\n383,724,566.36\n398,514,604.13\n431,948,432.28\n425,262,736.08\n451,539,424.76\n Of which Foreign Currency Accounts\n109,661,714.64\n115,035,082.24\n117,770,638.10\n127,553,941.47\n133,630,862.77\n141,174,811.64\n133,774,214.78\n151,057,377.09\n179,312,075.75\n181,547,992.63\n210,704,070.51\n197,684,662.27\n225,776,364.73\nCurrency Outside Depository Corporations\n1,208,418.23\n1,692,951.82\n1,811,045.84\n1,743,971.86\n2,193,997.15\n2,373,610.05\n2,296,589.87\n1,917,360.70\n2,202,789.29\n2,183,782.87\n2,313,787.98\n2,201,984.76\n2,615,861.00\nMemorandum Items\nReserve Money\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\nFCAs as a Percentage of Deposits in M3\n48.7%\n49.5%\n45.2%\n45.6%\n44.4%\n43.0%\n40.9%\n41.7%\n43.2%\n41.7%\n44.5%\n42.2%\n44.8%\nEnd Period Exchange Rate\n83.89\n84.40\n84.50\n84.73\n85.42\n85.64\n86.06\n87.67\n97.14\n105.67\n108.67\n115.42\n124.02\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nNet Foreign Assets\n-411,000,792.44 -404,663,451.67 -402,310,198.93 -418,533,821.61 -408,677,935.81 -412,168,208.49 -411,964,116.26 -421,707,589.69 -470,115,861.82 -508,301,508.78 -513,012,570.17 -569,288,849.11 -608,788,967.34\nClaims on Non Residents\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\nOfficial Reserves Assets\n5,651,394.24\n11,051,852.30\n7,205,335.48\n9,390,079.67\n22,273,252.21\n11,141,648.17\n95,273,718.45\n91,410,691.55\n98,733,481.46\n106,788,388.55\n113,865,495.69\n88,142,478.36\n98,842,512.26\nOther Foreign Assets\n12,215,668.41\n12,188,252.26\n10,909,678.93\n10,944,097.54\n10,865,931.01\n10,684,792.88\n10,973,701.35\n12,282,616.24\n13,594,904.67\n14,755,511.24\n20,597,406.74\n21,801,631.11\n23,392,128.91\nLess Liabilities to Non Residents\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\nShort Term Liabilities\n194,818,587.99\n195,017,951.26\n196,412,895.15\n215,118,073.59\n219,691,932.32\n215,528,229.57\n219,582,935.92\n224,780,986.78\n250,088,131.95\n270,427,009.64\n276,458,350.87\n288,043,621.76\n314,055,031.14\nOther Foreign Liabilities*\n234,049,267.11\n232,885,604.97\n224,012,318.18\n223,749,925.24\n222,125,186.70\n218,466,419.97\n298,628,600.14\n300,619,910.70\n332,356,116.01\n359,418,398.93\n371,017,121.73\n391,189,336.81\n416,968,577.38\n of which blocked funds\n191,664,044.89\n191,174,087.59\n181,636,605.52\n181,088,588.70\n179,118,601.53\n175,855,465.58\n173,053,746.34\n173,544,785.11\n191,359,585.62\n207,901,480.94\n215,193,860.69\n226,575,523.87\n239,652,643.98\nNet Domestic Assets (NDA)\n433,378,426.70\n423,911,503.19\n424,930,288.99\n444,749,080.57\n433,522,736.46\n437,112,930.85\n440,459,231.26\n447,950,487.22\n494,471,680.62\n536,486,587.36\n538,956,830.20\n595,796,383.98\n636,602,481.08\nDomestic Claims\n20,211,944.02\n14,624,071.75\n24,589,033.83\n28,240,574.97\n25,962,204.03\n25,193,941.68\n27,281,606.24\n29,006,431.90\n40,400,891.34\n41,254,735.58\n70,963,422.00\n45,764,983.60\n56,431,583.21\nNet Claims on Central Government\n11,396,835.82\n6,500,724.62\n14,103,224.21\n17,603,373.13\n12,336,905.40\n13,122,877.88\n12,099,897.36\n9,757,732.78\n17,950,931.38\n17,031,705.25\n46,157,622.65\n23,759,754.43\n28,391,009.15\nClaims on Central Government\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\nOf which: Securities Other than Shares\n6,095,109.16\n5,962,815.29\n5,871,229.64\n5,850,605.06\n5,809,922.68\n5,803,706.31\n5,778,201.73\n5,767,697.15\n5,748,064.63\n5,737,560.05\n5,725,696.74\n5,709,408.86\n5,698,904.28\nLoans\n18,695,624.21\n19,714,713.82\n22,005,617.72\n22,465,781.78\n18,675,222.67\n16,952,495.34\n17,005,332.91\n17,833,656.45\n25,695,249.98\n27,349,310.60\n51,228,986.78\n52,667,064.29\n53,343,629.64\n Loans and Advances\n14,682,354.29\n15,701,443.90\n17,997,932.14\n18,458,096.20\n14,666,539.96\n12,945,598.08\n12,997,746.30\n13,884,037.90\n15,157,333.07\n16,805,093.22\n17,897,368.08\n19,335,445.61\n19,998,243.11\n Legacy Debt\n401,704.08\n401,704.08\n396,119.73\n396,119.74\n397,116.86\n395,331.42\n396,020.77\n338,052.70\n6,926,351.06\n6,932,651.53\n29,720,052.86\n29,720,052.83\n29,733,820.69\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\nOf which: Deposits\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n8,815,108.19\n8,123,347.12\n10,485,809.62\n10,637,201.84\n13,625,298.64\n12,071,063.80\n15,181,708.88\n19,248,699.12\n22,449,959.96\n24,223,030.33\n24,805,799.35\n22,005,229.17\n28,040,574.06\nOther Financial Corporations\n703,425.29\n703,645.95\n1,533,608.33\n1,602,101.94\n1,591,946.54\n1,600,109.77\n1,616,633.50\n1,675,284.36\n1,710,457.33\n1,936,149.98\n1,940,319.92\n1,979,866.38\n1,974,819.36\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n7,356,206.59\n6,508,948.22\n7,770,895.87\n7,770,921.98\n10,544,228.28\n8,914,695.01\n11,902,013.06\n15,872,466.74\n18,948,074.45\n20,323,891.94\n20,881,242.71\n17,988,080.01\n23,840,423.94\nPrivate Sector\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\nClaims on Other Depository Corporations\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\nOf which: Loans\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\nOther Liabilities to ODCs\n59,780,016.83\n67,223,250.63\n68,479,829.04\n74,078,427.51\n91,366,745.03\n90,755,541.83\n61,697,091.96\n61,027,807.98\n75,694,008.33\n84,609,743.32\n108,149,998.58\n92,445,342.97\n98,771,358.77\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n31,870,831.11\n32,826,932.93\n33,556,990.26\n41,514,984.85\n45,976,776.82\n46,605,622.19\n40,728,575.10\n41,191,755.29\n51,891,284.90\n53,851,878.52\n72,821,158.38\n55,087,092.35\n61,186,545.74\nOther Items(Net)\n-470,268,174.72 -474,455,170.78 -466,387,761.43 -487,568,110.43 -495,500,366.27 -499,196,071.64 -471,349,472.27 -476,675,721.39 -525,795,635.11 -574,985,503.78 -571,223,436.96 -636,865,583.85 -673,232,217.80\nShares and Other Equity\n-467,159,156.05\n-471,095,071.67\n-458,343,431.18\n-477,762,942.16\n-486,305,203.47\n-488,981,304.19\n-491,527,426.67\n-501,914,984.05\n-555,638,121.13\n-604,000,281.44\n-620,887,582.17\n-657,568,133.29\n-700,269,272.95\nOther Items(Net)\n-4,426,426.77\n-4,965,601.97\n-9,430,994.41\n-10,971,526.97\n-9,911,933.75\n-10,996,966.63\n17,593,977.36\n20,921,508.79\n23,131,653.99\n23,458,496.35\n41,146,119.65\n18,270,195.89\n24,793,374.40\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n1,317,408.10\n1,605,502.86\n1,386,664.16\n1,166,358.70\n716,770.95\n782,199.17\n2,583,977.04\n4,317,753.87\n6,710,832.03\n5,556,281.32\n8,518,025.55\n2,432,353.55\n2,243,680.76\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\nBond Coins\n99,709.73\n99,709.87\n99,709.99\n99,710.09\n99,710.14\n99,710.17\n99,710.20\n99,710.12\n99,710.10\n99,710.13\n99,710.16\n99,710.20\n99,710.26\nBond Notes\n2,847,426.23\n3,050,378.36\n3,152,287.93\n3,550,401.56\n3,797,075.30\n4,413,772.03\n4,650,584.97\n4,671,398.41\n4,714,194.39\n4,805,542.45\n5,052,397.24\n4,993,493.48\n5,093,893.85\nLiabilities to ODCs\n19,430,498.30\n16,097,963.29\n19,368,092.13\n22,565,147.30\n20,948,015.21\n20,431,240.16\n23,744,819.84\n21,471,789.00\n19,541,914.31\n23,279,826.00\n20,792,152.63\n21,414,331.20\n22,619,909.63\n Reserve Deposits\n4,799,500.58\n5,160,139.38\n5,730,094.93\n6,659,921.67\n7,269,076.19\n7,862,360.46\n8,219,597.38\n9,255,653.80\n9,541,310.72\n18,709,286.01\n19,781,787.64\n20,405,761.19\n20,827,919.34\n Exess reserves \n14,630,997.72\n10,937,823.91\n13,637,997.20\n15,905,225.63\n13,678,939.03\n12,568,879.69\n15,525,222.46\n12,216,135.19\n10,000,603.59\n4,570,539.99\n1,010,364.99\n1,008,570.00\n1,791,990.29\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nNet Foreign Assets\n78,105,494.23\n70,894,296.04\n77,366,267.57\n77,366,267.57\n77,366,267.57\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\nClaims on Non Residents\n93,882,385.99\n86,920,278.98\n92,405,865.60\n92,405,865.60\n92,405,865.60\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\nOf Which: Foreign Currency\n42,733,946.30\n41,025,473.91\n40,953,342.99\n40,953,342.99\n40,953,342.99\n30,255,551.49\n30,509,126.94\n32,270,386.66\n38,500,097.41\n50,074,676.36\n53,424,260.93\n50,030,986.41\n53,378,295.56\n62,064,505.14\nDeposits\n50,993,755.75\n45,711,660.09\n51,250,447.13\n51,250,447.13\n51,250,447.13\n90,381,891.07\n107,347,245.84\n96,773,959.39\n93,731,294.28\n116,746,591.30\n103,820,731.58\n125,043,551.30\n100,442,493.68\n105,505,734.50\nOther\n154,683.94\n183,144.98\n202,075.48\n202,075.48\n202,075.48\n210,984.25\n214,079.24\n214,451.29\n260,414.95\n391,933.02\n409,803.27\n346,680.86\n368,318.48\n436,950.21\nLess Liabilities to Non Residents\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,039,598.02\n15,039,598.02\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\nOf Which: Deposits\n4,683,800.54\n4,962,383.04\n4,425,775.68\n4,425,775.68\n4,425,775.68\n4,258,022.10\n3,965,803.90\n6,985,643.39\n4,034,436.70\n7,964,589.56\n7,991,662.41\n11,564,286.23\n12,879,965.61\n16,242,284.31\nLoans\n11,093,091.22\n11,063,599.89\n10,613,822.34\n10,613,822.34\n10,613,822.34\n11,229,880.61\n12,117,521.21\n12,174,298.00\n12,249,615.34\n13,610,321.85\n11,522,878.45\n12,142,786.55\n12,579,585.65\n14,322,071.01\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n140,672,048.38\n153,013,944.93\n153,685,960.87\n153,685,960.87\n153,685,960.87\n194,736,649.82\n205,599,205.54\n216,305,273.04\n245,756,879.91\n269,505,972.41\n296,436,293.39\n319,731,034.22\n339,241,242.96\n365,997,720.68\nDomestic Claims\n89,535,168.13\n107,162,635.34\n109,643,067.84\n109,643,067.84\n109,643,067.84\n144,215,018.58\n160,993,444.47\n180,124,875.49\n196,079,149.63\n221,943,537.24\n250,556,530.54\n269,323,457.84\n287,148,313.94\n318,037,769.98\nNet Claims on Central Government\n4,885,721.32\n14,285,799.58\n12,742,043.20\n12,742,043.20\n12,742,043.20\n11,333,414.08\n18,127,231.47\n26,832,528.82\n32,704,534.68\n40,644,945.98\n44,540,200.54\n37,452,449.68\n36,234,968.02\n44,854,385.60\nClaims on Central Government\n10,339,391.23\n19,074,011.73\n17,617,850.02\n17,617,850.02\n17,617,850.02\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\nSecurities\n10,322,702.11\n19,049,865.62\n17,602,682.71\n17,602,682.71\n17,602,682.71\n17,610,769.74\n23,160,619.26\n32,722,213.67\n36,196,334.62\n43,786,500.90\n47,418,135.58\n41,452,052.93\n40,241,600.55\n49,241,790.83\nLoans\n16,689.12\n24,146.11\n15,167.30\n15,167.30\n15,167.30\n17,910.70\n17,324.92\n22,486.84\n21,073.85\n21,204.08\n21,240.82\n21,092.28\n20,331.26\n20,339.66\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\nOf which: Deposits\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n84,649,446.81\n92,876,835.77\n96,901,024.65\n96,901,024.65\n96,901,024.65\n132,881,604.50\n142,866,213.00\n153,292,346.67\n163,374,614.95\n181,298,591.25\n206,016,330.00\n231,871,008.16\n250,913,345.93\n273,183,384.38\nOther Financial Corporations\n191,340.91\n178,390.27\n1,972,737.48\n1,972,737.48\n1,972,737.48\n2,638,449.64\n2,834,003.91\n3,117,400.54\n2,923,183.89\n3,130,290.76\n4,192,079.54\n7,769,942.90\n5,176,630.07\n5,258,014.07\nState and Local Government\n28,196.82\n31,854.73\n30,050.30\n30,050.30\n30,050.30\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\nPublic Non Financial Corporations\n1,264,278.21\n1,493,663.89\n1,328,960.37\n1,328,960.37\n1,328,960.37\n1,531,319.65\n1,641,885.33\n1,923,001.99\n1,897,960.80\n1,871,958.96\n2,069,555.97\n2,984,603.82\n3,815,525.07\n5,367,161.90\nPrivate Sector\n83,165,630.87\n91,172,926.88\n93,569,276.49\n93,569,276.49\n93,569,276.49\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\nClaims on the Central Bank\n79,477,691.43\n74,589,859.15\n84,489,214.72\n84,489,214.72\n84,489,214.72\n77,498,004.69\n107,123,354.33\n95,651,746.77\n103,849,755.97\n110,620,327.00\n110,503,175.07\n121,289,617.10\n119,546,045.14\n125,057,527.45\nCurrency\n1,483,283.31\n1,738,717.73\n1,457,136.40\n1,457,136.40\n1,457,136.40\n1,702,788.29\n2,139,872.15\n2,453,705.30\n2,853,747.83\n2,611,115.20\n2,721,469.71\n2,838,319.42\n2,891,218.92\n2,577,743.10\nReserves\n77,994,408.12\n72,851,141.43\n83,032,078.32\n83,032,078.32\n83,032,078.32\n75,795,216.40\n104,983,482.18\n93,198,041.47\n100,996,008.14\n108,009,211.79\n107,781,705.36\n118,451,297.69\n116,654,826.22\n122,479,784.35\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n391,146.93\n409,213.89\n75,373.50\n75,373.50\n75,373.50\n662,275.52\n706,879.99\n1,023,363.18\n1,453,072.21\n1,095,299.01\n2,726,544.67\n2,808,102.91\n2,688,568.50\n2,120,361.21\nOther Items(Net)\n27,949,664.25\n28,329,335.68\n40,370,948.20\n40,370,948.20\n40,370,948.20\n26,314,097.93\n61,810,713.27\n58,447,986.04\n52,718,953.48\n61,962,592.81\n61,896,867.55\n68,073,937.82\n64,764,547.62\n74,977,215.54\nShares and Other Equity\n51,086,082.23\n56,811,270.41\n60,088,130.57\n60,088,130.57\n60,088,130.57\n65,146,196.53\n68,058,202.65\n71,124,676.10\n75,878,499.05\n82,390,037.34\n94,725,028.77\n118,865,727.97\n131,003,614.94\n139,410,766.30\nLiabilities to other ressident sectors\n376,668.85\n609,870.31\n408,850.46\n408,850.46\n408,850.46\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\nOther Items(Net)\n-23,513,086.84\n-29,091,805.04\n-20,126,032.83\n-20,126,032.83\n-20,126,032.83\n-39,294,696.79\n-6,800,307.28\n-13,155,268.53\n-23,534,963.43\n-20,930,500.24\n-33,175,252.31\n-50,931,558.00\n-66,469,586.15\n-64,660,350.49\nDeposits and Securities Included in Broad Money\n218,777,542.62\n223,908,240.98\n231,052,228.44\n231,052,228.44\n231,052,228.44\n300,097,173.91\n327,586,332.45\n326,404,128.99\n361,964,634.51\n415,144,261.68\n434,576,548.31\n471,445,180.01\n467,970,799.42\n503,440,555.21\nDeposits Included in Broad Money\n217,355,104.75\n \n222,450,885.44\n \n229,411,015.11\n \n229,411,015.11\n \n229,411,015.11\n \n298,537,512.57\n \n326,063,153.33\n \n324,530,996.23\n \n358,772,700.20\n \n411,414,591.01\n \n430,568,735.58\n \n467,748,846.19\n \n464,285,468.48\n \n498,984,364.44\n \nTransferable Deposits\n206,003,627.38\n \n208,504,172.16\n \n215,242,961.41\n \n215,242,961.41\n \n215,242,961.41\n \n277,141,914.54\n \n303,027,890.88\n \n297,479,440.56\n \n332,392,044.95\n \n383,509,833.78\n \n397,358,917.93\n \n430,345,882.39\n \n424,997,643.40\n \n451,469,626.06\n \n of which FCAs\n108,386,216.00\n \n109,466,728.50\n \n114,435,612.97\n \n114,435,612.97\n \n114,435,612.97\n \n133,608,092.81\n \n141,156,359.97\n \n133,760,212.96\n \n151,047,925.52\n \n179,306,272.75\n \n181,546,290.69\n \n210,688,453.17\n \n197,673,919.07\n \n225,769,411.82\n \nOther Deposits\n11,351,477.37\n13,946,713.28\n14,168,053.71\n14,168,053.71\n14,168,053.71\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\nMoney Market Instruments\n1,422,437.87\n \n1,457,355.54\n \n1,641,213.33\n \n1,641,213.33\n \n1,641,213.33\n \n1,559,661.34\n \n1,523,179.12\n \n1,873,132.76\n \n3,191,934.31\n \n3,729,670.68\n \n4,007,812.73\n \n3,696,333.82\n \n3,685,330.94\n \n4,456,190.77\n \nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-8500\n39.32\n39.62\nFeb\n15.00-8500\n40.55\n64.02\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n29 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nF URNIT URE\nMIS C.\nF O O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nF O O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nF O O D\nB E VE RAG E S\nIT E MS\nF UE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n30 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2020\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n115.4223\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n5548.1\n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n4706.6\n4.5\n594.0\n13.9\n2015.1\n831.0\nMar\n6300.4\n4.5\n654.2\n12.5\n2657.1\n864.8\nApr\n5786.8\n3.3\n640.9\n11.5\n3002.6\n822.6\nMay\n7298.4\n4.2\n819.7\n10.5\n3550.1\n968.6\nJun\n7997.3\n4.7\n779.4\n8.3\n3724.3\n1135.5\nJul\n8290.0\n4.0\n790.0\n9.4\n4446.7\n1262.5\nAug\n7762.9\n2.9\n811.2\n14.0\n4558.5\n1255.0\nSep\n7155.0\n4.0\n842.5\n17.0\n4462.4\n1393.1\nOct\n8230.5\n4.2\n821.3\n17.9\n4607.4\n1428.2\nNov\n7922.5\n3.7\n657.5\n19.9\n3964.8\n1026.7\nDec\n8355.2\n2.8\n917.2\n14.6\n4833.8\n1102.9\n2019\nJan\n6903.0\n2.9\n1294.0\n16.9\n3608.8\n1056.2\nFeb\n8337.0\n4.0\n1330.6\n17.2\n3594.5\n1093.6\nMar\n9881.5\n3.9\n1399.5\n18.3\n4080.7\n1250.6\nApr\n10321.4\n3.1\n1590.1\n14.0\n4949.3\n1408.5\nMay\n14670.3\n4.2\n1397.5\n11.8\n6692.5\n1897.8\nJun\n17881.2\n3.7\n1464.7\n30.1\n7130.0\n2539.8\nJul\n23309.9\n3.7\n1806.5\n36.6\n9137.4\n3295.8\nAug\n23596.6\n2.4\n2181.6\n38.5\n11077.6\n3493.6\nSep\n30328.1\n3.8\n3029.9\n51.9\n15112.0\n5337.7\nOct\n39413.7\n3.9\n3621.6\n67.1\n16588.3\n6237.0\nNov\n40871.8\n3.5\n4199.3\n67.4\n13537.8\n7200.3\nDec\n49579.8\n2.8\n5695.4\n97.2\n19356.7\n8724.0\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n20981.2\n449.6\n100593.9\n501.8\nFeb\n 457.2 \n22.5\n18869.0\n292.2\n89584.3\n463.8\nMar\n 545.2 \n23.7\n21996.8\n268.4\n116120.0\n510.5\nApr\n 505.5 \n17.4\n21170.0\n253.6\n117616.8\n457.0\nMay\n 611.1 \n21.2\n23278.2\n213.2\n137423.0\n496.6\nJun\n 553.6 \n22.5\n23790.0\n175.2\n156609.8\n502.2\nJul\n 560.2 \n20.1\n25075.5\n223.1\n169416.8\n559.6\nAug\n 553.0 \n15.1\n25249.9\n317.4\n164918.0\n518.7\nSep\n 543.0 \n19.4\n24918.0\n300.8\n161289.5\n511.3\nOct\n 571.6 \n20.4\n21025.4\n345.5\n161427.4\n496.0\nNov\n 477.4 \n16.7\n17845.4\n334.9\n133862.1\n430.6\nDec\n 478.6 \n13.0\n27419.1\n236.2\n161540.7\n409.1\n2019\nJan\n401.5\n12.2\n40613.8\n232.6\n135481.1\n413.4\nFeb\n456.5\n16.4\n27811.2\n226.8\n119081.1\n463.6\nMar\n525.9\n15.4\n30417.6\n248.9\n142597.8\n441.0\nApr\n535.0\n13.7\n32092.5\n168.8\n157348.3\n390.1\nMay\n642.6\n14.7\n15542.6\n121.4\n166491.6\n494.3\nJun\n706.0\n13.3\n18012.1\n79.6\n160873.0\n486.8\nJul\n983.5\n13.6\n20465.4\n99.6\n170823.3\n638.2\nAug\n872.9\n9.0\n21919.8\n85.2\n179281.2\n542.3\nSep\n1010.7\n11.9\n22749.6\n62.4\n200441.9\n679.4\nOct\n1079.4\n12.7\n23191.6\n65.0\n206621.5\n1099.3\nNov\n982.1\n10.3\n25737.5\n225.2\n152919.9\n2044.1\nDec\n1003.8\n7.6\n27800.5\n385.5\n146316.6\n1273.6\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nJul\n286.4\n345.8\n632.20\n59.31\nAug\n389.3\n404.9\n794.25\n-15.62\nSep\n398.8\n441.4\n840.21\n-42.57\nOct\n439.4\n490.2\n929.60\n-50.80\nNov\n528.9\n509.7\n1038.60\n19.20\nDec\n488.3\n527.2\n1015.50\n-38.90\n4,395.70\n5,001.70\n9,397.40\n-487.37\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\nJan\n543.9\n632.0\n-88.1\n-88.1\nSource: ZIMSTAT, 2022\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-February-2022.pdf"}
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+{"doc_id": "88608ea6996e8a61f4034ab6a28aff76", "text": "i \n \n \n \nFEBRUARY 2024 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 9 \nVictoria Falls Stock Exchange (VFEX) ................................................................................. 10 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 11 \nMobile and Internet Based Transactions .............................................................................. 11 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n OVERVIEW \nAnnual headline inflation rose to 47.6% in \nFebruary 2024 from 34.8% in January 2024. \nThis was, partly, attributable to the depreciation \nof the local currency against major currencies \nand the second-round effects on new tax \nmeasures. \n \n \nOn a monthly basis, broad money increased by \n38.86% in February 2024, compared to 54.63% \nin the previous month. The increase in broad \nmoney was largely attributable to valuation \nchanges arising from exchange rate movements \ncoupled with expansion in the quantum of \nforeign currency deposits. \n \n \nThe Zimbabwe Stock Exchange (ZSE) was \nbearish during the month of February 2024. \nThe All Share, Top 10 and Top 15 indices lost \n3.16%, 4.29% and 7.7%, respectively. \n \nThe Victoria Falls Stock Exchange (VFEX) \ncontinued to trade in a negative trajectory in \nFebruary 2024. The All-Share index decreased \nby 3.83% to close at 98.59 points, from 102.52 \npoints registered in February 2024. \n \n \nIn value terms, transactions processed through \nthe National Payment Systems (NPS) increased \nby 36% from ZW$58.35 trillion in January \n2024 to ZW$79.13 trillion in February 2024. \n \nNPS transaction volumes decreased by 5% to \n61.95 million in the reporting month from \n64.97 million in February 2024. \n \nOn the external front, export earnings for \nFebruary 2024 stood at US$644.0 million, up \n47.8% from US$435.9 million in February \n2023, driven by increases in gold, PGM and \ntobacco exports. The country’s import bill for \nFebruary 2024 amounted to US$725.4 million, \nup from US$623.5 million recorded in \nFebruary 2023. \n \nRegarding global prices, the average prices of \nplatinum, palladium, copper, gold, and lithium \ndeclined, while nickel and crude oil prices \nregistered increases in February 2024. \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nInternational \nprices \nfor \ngold, \nplatinum, \npalladium, copper, and lithium retreated, while \nthose for nickel and Brent crude oil firmed \nduring the month of February 2024. Prices for \nmost of the commodities were subdued as the \nU.S. dollar strengthened. Table 1 shows the \ndevelopments in international prices for \nselected commodities, during the month under \nanalysis. \n \nTable 1: International Commodity Prices \nfor January and February 2024 \nCommodity \nJan-24 \nFeb-24 \nMonthly \nchanges (%) \nGold \nUS$/oz \n2,034.61 \n2,024.21 \n-0.51 \nPlatinum \nUS$/oz \n925.93 \n894.81 \n-3.36 \nPalladium \nUS$/ounce \n979.52 \n938.31 \n-4.21 \nCopper \nUS$/tonne \n8,458.66 \n8,410.88 \n-0.56 \nNickel \nUS$/tonne \n16,352.41 \n16,582.14 \n1.40 \nBrent Crude \noil \nUS$/barrel \n79.05 \n81.5 \n3.11 \nLithium \nUS$/tonne \n14,650.45 \n13,249.05 \n-9.57 \nSource: Bloomberg, 2024 \nGold \nGold prices \ndeclined by 0.51%, from \nUS$2,034.61 per ounce in January 2024 to \nUS$2,024.21 per ounce in February 2024. The \ndecline was due to the higher-than-expected \n \n \n \n4 \n \nU.S. inflation data, which prompted investors \nto lower bets for early Federal Reserve interest \nrate cuts. \nPlatinum \nPlatinum prices remained on a negative \ntrajectory during the reporting month, amid a \nslowdown in industrial activities and growing \nconcerns about weak demand for the metal, \nespecially in China. As such, prices declined by \n3.36%, from an average of US$925.93 per \nounce in the previous month to US$894.81 per \nounce in February 2024. \nPalladium \nPalladium prices fell by 4.21% to US$938.31 \nper ounce during the reporting month, from \nUS$972.52 per ounce recorded in January \n2024. This was on account of the depressed \nlong-term demand outlook, coupled with the \nimpact of expectations for a steady supply. The \nprice trends of precious metals for the period \nfrom February 2021 to February 2024 are \nshown in Figure 1. \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): Feb 2021 – Feb 2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nBrent crude oil prices firmed by 3.11%, from \nan average of US$79.05 per barrel in January \n2024 to US$81.50 per barrel in February 2024. \nPrices increased as simmering tensions in the \nMiddle East overshadowed persistent inflation \nin the U.S. The price developments of brent \ncrude oil for the period from February 2021 to \nFebruary 2024 are shown in Figure 2. \n \nFigure 2: Brent Crude Oil Prices \n(US$/Barrel) Feb 2021 – Feb 2024 \nSource: Bloomberg, 2024 \n \nCopper \nCopper prices remained subdued, primarily due \nto \napprehensions \nsurrounding \ndemand \nprospects in China, the primary consumer of \nthe metal. Against this backdrop, the monthly \naverage price of the red metal, declined by \n0.56%, from US$8,458.66 per tonne in the \npreceding month to US$8,410.88 per tonne \nduring the month under analysis. \n \nNickel \nNickel prices increased by 1.40%, from a \nmonthly average of US$16,352.41 per tonne \nrecorded \nin \nthe \nprevious \nmonth \nto \nUS$16,582.14 per tonne in February 2024. \n0\n200\n400\n600\n800\n1000\n1200\n1400\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nFeb-21\nApr-21\nJun-21\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nFeb-21\nApr-21\nJun-21\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nUS$/barrel\n \n \n \n5 \n \nFigure 3 shows base metal price developments \nfor the period from February 2021 to February \n2024. \nFigure 3: Base Metal Prices (US$/tonne): \nFeb 2021 – Feb 2024 \nSource: Bloomberg 2024 \n \n \nLithium \nDuring the month of February 2024, lithium \nprices declined by 9.57%, from US$14,650.45 \nper tonne in the prior month to US$13,249.05 \nper tonne. This was primarily driven by the \ndeceleration in China's demand for electric \nvehicles. The price developments for lithium \nfor the period from February 2023 to February \n2024 are shown in Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) \nFebruary 2023 – February 2024 \nSource: London Metal Exchange, 2024 \n \nMerchandise Trade Developments \nThe country’s total merchandise trade for \nFebruary 2024 stood at US$1,369.4 million, \n11.6% higher compared to US$1,226.7 million \nrecorded in the previous month. The increase in \ntotal trade was attributable to increases in both \nimports and exports during the reporting \nmonth. On a year-on-year basis, total \nmerchandise trade rose by about 29.3%, from \nUS$1,059.3 \nmillion \nrecorded \nin \nthe \ncorresponding month in 2023. \n \nMerchandise Exports \nDuring the month of February 2024, the \ncountry exported merchandise worth US$644.0 \nmillion, representing an increase of 19.3% from \nUS$539.9 million recorded in January 2024. \nThe increase was supported by a rise in tobacco \nand PGMs exports. Similarly, the monthly \nexports for February 2024 were 47.8% higher \nthan the US$435.9 million recorded in the \ncorresponding month in 2023. Figure 5 shows \ndevelopments in the country’s merchandise \nexports for the period from January 2023 to \nFebruary 2024. \n \nFigure 5: Merchandise Exports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nFeb-21\nApr-21\nJun-21\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nFeb-23\nMay-23\nAug-23\nNov-23\nFeb-24\nUS$/tonne\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nMerchandise Exports (US$m)\n2023\n2024\n \n \n \n6 \n \nExports by Commodity \nThe country’s exports continued to be \ndominated by primary commodities, including \ntobacco, gold, PGMs, and ferrochromium. In \nterms of proportions to total exports, the \ntobacco constituted 34.4%; gold, 19.9%; \nPGMs, 24.9%; and Ferrochromium, 4.2% of \nthe export basket. Table 2 shows developments \nin the country’s exports for the months of \nJanuary and February 2024. \n \nTable 2: Major Exports (US$ millions) \n \nJan-24 \n(US$m) \nFeb-24 \n(US$m) \n Jan-Feb \nChanges \n(%) \nShare of \nExports \n(%) Feb-24 \nTotal \n539.9 \n644.0 \n19.3 \n100.0 \nOf Which: \n \n \n \n \nTobacco (incl \ncigarettes) \n139.1 \n221.4 \n59.2 \n34.4 \nPGMs* \n126.6 \n168.2 \n32.8 \n26.1 \nGold \n130.9 \n127.9 \n-2.3 \n19.9 \nFerrochromium \n24.3 \n27.3 \n12.5 \n4.2 \nIndustrial \ndiamonds \n17.2 \n20.5 \n18.8 \n3.2 \nCoal \n9.2 \n10.3 \n11.4 \n1.6 \nCotton \n3.2 \n5.5 \n74.3 \n0.9 \nGranite \n1.1 \n3.9 \n264.3 \n0.6 \nElectricity \n1.3 \n1.8 \n39.2 \n0.3 \nBlack tea \n1.62 \n1.61 \n-0.4 \n0.2 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nExport Markets \nDuring the month under analysis, the country’s \nexports were destined for South Africa \n(28.8%), China (27.5%), United Arab Emirates \n(22.5%) and other jurisdictions. Figure 6 shows \nthe country’s major export markets, during the \nreporting month. \n \n \n \n \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Imports \nThe country’s import bill for February 2024 \namounted to US$725.4 million, reflective of a \n5.6% increase from US$686.9 million reported \nin the previous month. Similarly, the reporting \nmonth’s imports were higher than the \nUS$623.5 million recorded in the comparable \nmonth in 2023, as shown in Figure 7. \n \n \nFigure 7: Merchandise Imports (US$ \nmillions): 2023 and 2024 \nSource: ZIMSTAT & RBZ Computations, 2023 \n \n \n28.8\n27.5\n22.5\n7.0\n2.7\n1.7\n1.6\n1.2\n0.8\n0.7\n0.0\n10.0\n20.0\n30.0\n40.0\nSouth Africa\nChina\nUnited Arab Emirates\nMozambique\nHong Kong\nZambia\nVietnam\nIndonesia\nIndia\nUnited States\n633.8\n623.5\n746.4\n708.0\n850.3\n727.0\n781.6\n820.1\n771.1\n901.6\n825.9\n817.0\n686.9\n725.4\n0\n200\n400\n600\n800\n1000\n2023\n2024\n \n \n \n7 \n \nImports by Commodity \nDuring the month of February 2024, the \ncountry's major imports consisted of diesel, \nmaize, leaded petrol, and machinery, which \naccounted for 9.2%, 6.0%, 5.7%, and 5.5% of \ntotal imports, respectively. Table 3 shows \nimports of major commodities for January and \nFebruary 2024. \n \nTable 3: Major Imports (US$ millions) \n \nJan-24 \n(US$ \nm) \nFeb-24 \n (US$ \nm) \n Jan - Feb \nChanges \n(%) \nShare of \nTotal \nImports (%) \nFeb 24 \nTotal \n686.9 \n725.4 \n5.6 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n69.0 \n66.9 \n-3.0 \n9.2 \nMaize \n42.7 \n43.7 \n2.3 \n6.0 \nLeaded petrol \n36.2 \n41.4 \n14.3 \n5.7 \nMachinery \n32.0 \n40.2 \n25.7 \n5.5 \nFertilizers \n33.8 \n25.5 \n-24.4 \n3.5 \nWheat \n5.0 \n11.9 \n139.9 \n1.6 \nCrude soya \nbean oil \n12.4 \n11.9 \n-4.1 \n1.6 \nRice \n9.7 \n11.4 \n17.6 \n1.6 \nElectricity \n11.0 \n9.3 \n-15.2 \n1.3 \nButanes, \nliquefied \n7.9 \n6.5 \n-18.3 \n0.9 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nSource Markets \nDuring the month of February 2024, the \ncountry sourced most of its imports from South \nAfrica which accounted for about 39.2% of \ntotal imports, followed by China, the Bahamas, \nUnited Arab Emirates, Mozambique, and \nZambia at 15.1%, 8.2%, 3.9%, 3.3% and 3.1%, \nrespectively. Figure 8 shows the country’s top \nimport sources in February 2024. \n \n \n \n \n \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Trade Balance \nThe country's trade deficit amounted to \nUS$81.4 million in February 2024, compared \nto US$147.0 million recorded in January 2024. \nSimilarly, the trade deficit for the reporting \nmonth was lower, compared to the US$187.6 \nmillion recorded for the corresponding month \nin 2023, as shown in Figure 9. \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \nSource: ZIMSTAT & RBZ Computations, 2024 \n \n39.2\n15.1\n8.2\n3.9\n3.3\n3.1\n3.0\n2.4\n2.2\n2.2\nSouth Africa\nChina\nBahamas\nUnited Arab Emirates\nMozambique\nZambia\nMauritius\nBahrain\nSingapore\nRussian Federation\n539.9\n644.0\n686.9\n725.4\n-147.0\n-81.4\n-200.0\n-100.0\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\nJan-24\nFeb-24\nExports\nImports\nTrade Balance\n \n \n \n8 \n \nMONETARY DEVELOPMENTS1 \nTotal broad money (M3) amounted to \nZW$40.61 trillion in February 2024, compared \nto ZW$29.25 trillion recorded in the previous \nmonth. \n \nBroad money supply was composed of foreign \ncurrency deposits, 86.32%; local currency \ndeposits, 13.64%; and local currency in \ncirculation, 0.04%. \n \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \nOn a monthly basis, broad money increased by \n38.86% in February 2024, compared to 54.63% \nin January 2024. \n \nThe monthly increase in money supply \nreflected an expansion of 44.39% in the local \ncurrency component and 11.80% in the foreign \ncurrency component. \n \nCredit to the private sector, increased by \nZW$8,257.58 billion to ZW$25,522.77 billion, \nlargely reflecting valuation changes owing to \nexchange rate depreciation. Over the same \n \n1 All monetary numbers are valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nperiod, net claims on Government increased by \nZW$4,359.50 billion, from ZW$8,146.92 \nbillion, also reflecting the impact of exchange \nrate depreciation on the legacy amounts paid on \nbehalf of Government. \n \nOn a yearly basis, broad money increased by \n1,286.94% compared to 478.56% in February \n2023. The annual growth in money supply \nlargely reflected exchange rate depreciation, \nwhich moved from ZW$889.13/US$ in \nFebruary 2023 to ZW$14,912.83/US$ by end-\nFebruary 2024. Expansion in foreign currency \ndeposits accounted for 1,130.73 percentage \npoints of the 1,286.94% annual growth in broad \nmoney. The local currency component of the \nmoney supply contributed 156.21 percentage \npoints of the total annual growth. \n \nOn the asset side, the annual increase in broad \nmoney largely reflected nominal changes in \ncredit to the private sector and net claims on the \nGovernment of 1,579.66% and 2,617.27%, \nrespectively. \n \nOutstanding credit to the private sector was \nmainly \nchannelled \nto \nhouseholds, \nmanufacturing, and agriculture which received \n24.63%, 16.29%, and 15.41% of the total \ncredit, \nrespectively. \nThe \nmining \nand \ndistribution sectors received 12.76% and \n10.69% of the total outstanding credit, \nrespectively. \n \nPrivate sector credit shares by economic sectors \nare shown in Figure 11. \n \nNCDs, 0.02%\nLocal Currency Time \n, 1.76%\nFX Time Deposits, \n5.15%\nLocal Currency \nTransferable , \n11.85%\nFX \nTransferable \nDeposits, \n81.18%\nCurrency in \nCirculation, \n0.04%\n \n \n \n9 \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 31.44%; inventory \nbuild-up, \n22.84%; \nand \nfixed \ncapital \ninvestments, 19.44%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of February 2024, the \nZimbabwe Stock Exchange (ZSE) registered \nlosses. As such, the All Share, Top 10, and Top \n15 indices lost 3.16%, 4.29%, and 7.7%, to \nclose at 525 570.56 points, 235 643.91 points \nand 306 056.17 points, respectively. \n \nThe mining index, however, gained 32.25% to \nclose at 216 534.42 points compared to 163 \n733.73 points, registered in January 2024. \n \nOn an annual basis, the All Share, Top 10, Top \n15, Small and Medium Cap indices gained \n1 741.01%, 1 455.85%, 1 900.37% and 3 \n222.27%. This compares to 28 548.02 points, \n16 983.33 points, 19 671.29 points, 631 204.30 \npoints, and 62 970.45 points recorded in the \ncomparable period in 2024, respectively. \n \nThe mining index also added 641.36% from \n29 207.92 points recorded in February 2023. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nThe cumulative volumes and values of shares \ntraded amounted to 73.94 million shares and \nZW$103.47 billion, a decline of 7.30% and \n8.05%, respectively. This is in comparison to \n79.77 million shares and ZW$112.53 billion \nrecorded in the previous month. \n \nThe proportion of foreign purchases to the \nvalue of shares traded improved to 5.19% from \n2.02% registered in January 2024. \n \nNet foreign position further worsened to \nnegative ZW$15.89 billion, from negative \nZW$5.37 billion recorded in January 2024. \n \n \n \n \nHouseholds\n24.63%\nAgriculture\n15.41%\nMining\n12.76%\nManufacturing\n16.29%\nDistribution\n10.69%\nTransport and \nCommunication\n2.70%\nServices\n9.17%\nFinancial Organisations \nand Investiments\n5.67%\nConstruction\n1.91%\nOther\n0.77%\n4,000\n34,000\n64,000\n94,000\n124,000\n154,000\n184,000\n214,000\n244,000\n274,000\n10,000\n80,000\n150,000\n220,000\n290,000\n360,000\n430,000\n500,000\n570,000\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n31-Oct-23\n30-Nov-23\n31-Dec-23\n31-Jan-24\n29-Feb-24\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n10 \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \nOwing to the negative trading developments on \nthe ZSE, market capitalization declined by \nZW$1 960.13 billion, or 4.51% to close at \nZW$41 499.02. \n \nOn a year-on-year basis, ZSE capitalization \nadded 1 510.78%, from ZW$2 576.32 billion \nrecorded in February 2023. \n \nVictoria Falls Stock Exchange (VFEX) \nDuring the month of February 2024, the \nVictoria Falls Stock Exchange (VFEX) \nexhibited bearish sentiments. As such, the All-\nShare index lost 3.83% to close at 98.59 points, \ncompared to 102.52 points recorded in January \n2024. \n \nOn an annual basis, the VFEX All Share index \ndeclined by 8.07%, from 107.27 points \nrecorded in February 2023. \n \n \n \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nOwing to the negative trading on the VFEX \nmarket capitalization declined by 3.83% to \nUS$1.19 billion, compared to US$1.24 billion \nrecorded in the previous month. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \n \nNATIONAL PAYMENTS SYSTEM \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\n90,000\n100,000\n110,000\n120,000\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n60\n65\n70\n75\n80\n85\n90\n95\n100\n105\n110\n115\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n31-Oct-23\n30-Nov-23\n31-Dec-23\n31-Jan-24\n29-Feb-24\n0\n0.2\n0.4\n0.6\n0.8\n1\n1.2\n1.4\n1.6\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nUS$ BILLIONS\n \n \n \n11 \n \n36% from ZW$58.35 trillion in January 2024 \nto close at ZW$79.13 in February 2024. \n \nNPS transactions volumes decreased by 5% to \nclose at 61.95 million in the reporting month \nfrom 64.97 million in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \nincreased by 35%, from ZW$28.29 trillion in \nthe previous month to close at ZW$38.30 \ntrillion in February 2024. \n \n \nThe volume of RTGS transactions decreased by \n3% to close at 890 thousand during the month \nunder review, from 915 thousand in January \n2024. \n \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$35.29 trillion, during the \nmonth under analysis, representing an increase \nof 34.08% from ZW$26.32 trillion recorded in \nJanuary 2024. \nCash Transactions \nCash based transactions amounted to ZW$4 \ntrillion during the month of February 2024. \n \nCard Transactions \nCard based transactions remained unchanged at \nZW$375 trillion during the month under \nanalysis. \n \nINFLATION OUTTURN \nAnnual Inflation \nAnnual headline inflation rose to 47.6% in \nFebruary 2024, from 34.8% in January 2024. \nThis was, partly, on account of the depreciation \nof the local currency against major currencies \nand the effects of tax measures announced in \nthe 2024 National Budget. \n \nMonthly Inflation \nMonth-on-month inflation rate, however, \ndecelerated to 5.39% in February 2024, from \n6.58% in January 2024, largely driven by the \ndecline in food and non-alcoholic beverages \ninflation. \n \nAlbeit declining to 9.83% in February 2024, \ndown from 15.01% in January 2024, food \ninflation remained high, largely due to the \nimposition of VAT and import duties on some \nbasic food products. \n \nMonthly non-food inflation slightly rose from \n2.50% in January 2024 to 2.98% in February \n2024. \n \n \n \n0\n4\n8\n12\n16\n20\n24\n28\n32\n36\n40\n44\n0\n200\n400\n600\n800\n1,000\n1,200\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nValue in ZW$ Trillions\nVolume in Thousands\nVolume\nValue\n \n \n \n12 \n \nFigure 17: Month-on-Month Inflation (%) \nSource: ZIMSTAT, 2024 \n \n \nAPRIL 2024 \n \nRESERVE BANK OF ZIMBABWE \n-5.00\n-2.00\n1.00\n4.00\n7.00\n10.00\n13.00\n16.00\n19.00\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nFood and non alcoholic beverages\nNon food\nAll Items\n \n \n13 \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n30 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n31 \n \n \n \n \n14 \n \nNational Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n32 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n33 \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n34 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n15 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nNet Foreign Assets\n-2,951,073,126.64\n-3,006,324,492.94\n-3,566,322,365.73\n-8,582,225,834.40\n-16,963,911,301.47\n-14,214,106,707.82\n-14,227,506,302.78\n-16,447,478,675.26\n-17,460,266,333.79\n-18,045,044,675.98 -18,830,050,198.23 -30,708,633,279.93\n-45,596,903,934.05\nCentral Bank(net)\n-3,703,423,556.62\n-3,750,737,078.21\n-4,364,843,604.61\n-10,488,101,584.18\n-20,831,187,742.72\n-17,851,691,225.27\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\n-54,031,060,405.32\nForeign Assets\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,242,178,197.33\n4,938,308,098.53\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\nForeign Liabilities\n4,318,857,200.01\n4,315,710,196.51\n4,851,957,126.40\n11,730,279,781.51\n25,769,495,841.25\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21 25,474,442,189.73 41,994,286,364.20\n61,196,966,639.56\nOther Depository Corporations(net)\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\nForeign Assets\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\nForeign Liabilities\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\nNet Domestic Assets (NDA)\n5,879,316,414.74\n6,201,650,160.38\n7,164,925,241.35\n15,821,191,266.69\n31,239,386,362.79\n27,217,558,926.15\n27,639,288,378.08\n32,161,547,467.69\n34,250,554,903.24\n35,673,225,646.05 37,744,636,990.28 59,956,750,588.31\n86,209,941,031.87\nDomestic Claims\n2,390,147,141.27\n2,794,025,252.47\n3,101,957,753.62\n6,541,657,510.89\n10,642,561,243.15\n11,094,734,236.77\n11,015,584,365.69\n13,148,134,761.58\n14,099,323,168.68\n14,764,938,049.74\n16,661,349,824.12 26,555,487,015.34\n39,630,053,424.85\nClaims on Central Government(net)\n460,256,173.30\n603,775,191.70\n783,297,842.19\n1,389,082,186.11\n-464,905,858.96\n1,919,403,373.96\n2,035,378,139.93\n2,469,546,156.09\n2,685,249,888.61\n3,426,568,722.64\n4,633,764,250.89\n8,146,919,528.13\n12,506,419,694.13\nClaims on Central Government\n961,476,154.82\n1,030,581,569.13\n1,109,723,491.62\n1,853,707,138.97\n3,237,920,191.20\n3,137,951,747.03\n3,471,122,173.32\n3,948,824,640.88\n4,022,430,300.76\n4,506,540,165.69\n5,826,109,037.18\n9,899,880,742.54\n14,706,600,268.21\nCentral Bank\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\nODCs\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\nLess Liabilities to Central Government\n501,219,981.52\n426,806,377.42\n326,425,649.43\n464,624,952.86\n3,702,826,050.16\n1,218,548,373.07\n1,435,744,033.39\n1,479,278,484.78\n1,337,180,412.15\n1,079,971,443.04\n1,192,344,786.29\n1,752,961,214.41\n2,200,180,574.08\nCentral Bank\n490,179,791.18\n420,617,652.14\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\nODCs\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\nClaims on Other Sectors\n1,929,890,967.97\n2,190,250,060.77\n2,318,659,911.43\n5,152,575,324.78\n11,107,467,102.11\n9,175,330,862.81\n8,980,206,225.76\n10,678,588,605.49\n11,414,073,280.07\n11,338,369,327.09\n12,027,585,573.22\n18,408,567,487.20\n27,123,633,730.72\nOther Financial Corporations\n189,742,321.73\n202,939,856.36\n127,476,071.53\n204,879,115.02\n372,829,596.47\n286,485,380.68\n286,556,911.67\n345,395,684.06\n402,497,102.41\n366,785,937.06\n210,979,095.28\n367,132,374.31\n461,955,002.81\nState and Local Government\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\nPublic Non Financial Corporations\n221,082,772.48\n244,918,005.85\n282,369,808.93\n680,427,260.99\n1,426,648,513.58\n1,144,767,740.03\n942,115,955.79\n1,064,377,138.00\n1,124,773,262.90\n758,994,509.56\n779,253,503.92\n787,050,316.56\n1,149,678,230.61\nPrivate Sector\n1,518,868,431.51\n1,742,242,420.81\n1,908,714,754.59\n4,267,188,606.15\n9,307,905,990.36\n7,744,009,668.94\n7,751,457,555.47\n9,268,723,734.89\n9,886,704,858.20\n10,212,529,111.24\n11,037,279,520.17\n17,254,185,998.48\n25,511,768,494.02\nCentral Bank\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\nODCs\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57 10,935,005,816.39 17,110,114,391.24\n25,300,343,406.26\nOther Items(Net)\n-3,489,169,273.48\n-3,407,624,907.90\n-4,062,967,487.72\n-9,279,533,755.80\n-20,596,825,119.64\n-16,122,824,689.39\n-16,623,704,012.39\n-19,013,412,706.11\n-20,151,231,734.56\n-20,908,287,596.32 -21,083,287,166.17 -33,401,263,572.98\n-46,579,887,607.02\n Shares and Other Equity\n-3,217,266,965.75\n-3,126,405,163.72\n-3,579,533,655.47\n-9,203,936,084.43\n-19,402,711,215.33\n-14,321,122,638.86\n-14,203,729,090.13\n-16,555,368,520.87\n-17,032,283,456.63\n-17,122,059,892.58\n-17,570,066,671.33\n-29,549,325,579.05\n-43,302,266,345.67\n Liabilities to Other Financial Corporations\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n Restricted Deposits\n95,262,450.25\n116,383,765.15\n168,057,733.95\n452,445,666.52\n929,649,277.24\n832,146,281.94\n481,313,635.70\n652,311,438.83\n616,319,027.72\n598,451,618.98\n634,635,960.65\n1,122,721,876.21\n2,182,139,254.83\n Deposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Other Items(net)\n-370,273,739.26\n-401,318,137.73\n-657,910,369.64\n-558,626,681.86\n-2,188,085,055.76\n-2,692,104,501.18\n-2,958,040,166.42\n-3,200,388,021.66\n-3,818,709,066.54\n-4,474,676,984.97\n-4,286,579,012.59\n-5,157,386,835.80\n-5,739,488,435.67\n0.86\nBroad Money-M3\n2,928,243,288.10\n3,195,325,667.44\n3,598,602,875.61\n7,238,965,432.29\n14,275,475,061.32\n13,003,452,218.33\n13,411,782,075.30\n15,714,068,792.44\n16,790,288,569.45\n17,628,180,970.07 18,914,586,792.05 29,248,117,308.38\n40,613,037,097.82\nSecurities Other than Shares Included in Broad Money\n15,711,655.30\n16,082,619.50\n1,843,391.22\n4,659,433.86\n4,243,581.90\n2,137,443.55\n3,182,683.74\n2,685,488.92\n3,497,226.23\n4,173,191.32\n42,811,406.21\n7,317,942.35\n9,458,363.45\nBroad Money-M2\n2,912,531,632.80\n3,179,243,047.93\n3,596,759,484.40\n7,234,305,998.43\n14,271,231,479.42\n13,001,314,774.78\n13,408,599,391.56\n15,711,383,303.52\n16,786,791,343.22\n17,624,007,778.75 18,871,775,385.85 29,240,799,366.03\n40,603,578,734.36\nOther Deposits (Time Deposits)\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\nof which Foreign Currency Accounts\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\nNarrow Money-M1\n2,618,757,381.64\n2,846,507,551.90\n3,327,871,127.16\n6,679,000,239.69\n13,204,658,167.27\n12,176,656,804.16\n12,548,397,342.75\n14,765,873,592.55\n15,599,407,297.79\n16,384,919,989.43 17,584,571,423.18 27,491,008,901.84\n37,798,013,024.97\nTransferable Deposits\n2,612,610,043.68\n2,840,026,628.31\n3,320,722,893.78\n6,671,063,283.95\n13,196,303,401.12\n12,166,873,421.72\n12,538,725,239.63\n14,755,523,314.82\n15,588,193,442.31\n16,373,116,452.32\n17,572,220,001.14\n27,476,970,003.22\n37,782,959,103.37\n Of which Foreign Currency Accounts\n1,754,513,308.92\n1,869,072,784.19\n2,148,792,572.06\n5,274,426,984.71\n11,635,488,089.25\n10,099,330,132.00\n10,173,498,286.11\n12,310,342,777.52\n12,429,076,347.34\n12,757,305,066.07 13,397,781,145.35 22,901,496,643.22\n32,969,005,356.37\nCurrency Outside Depository Corporations\n6,147,337.96\n6,480,923.60\n7,148,233.38\n7,936,955.74\n8,354,766.15\n9,783,382.43\n9,672,103.13\n10,350,277.73\n11,213,855.47\n11,803,537.12\n12,351,422.04\n14,038,898.63\n15,053,921.60\nMemorandum Items\nReserve Money\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\nFCAs as a Percentage of Deposits in M3\n60.0%\n58.6%\n59.8%\n72.9%\n87.5%\n77.7%\n75.9%\n78.4%\n74.1%\n72.4%\n70.9%\n78.3%\n81.2%\nEnd Period Exchange Rate\n889.13\n929.86\n1,047.44\n2,577.06\n5,739.80\n4,516.80\n4,608.11\n5,466.75\n5,698.96\n5,791.08\n6,104.72\n10,152.39\n14,912.83\nSource: Reserve Bank of Zimbabwe,2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in $ since the introduction of the interbank foreign exchange market in February 2019\n \n \n16 \n \n \n \n \n \nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nNet Foreign Assets\n-3,703,423,556.62\n-3,750,737,078.21\n-4,364,843,604.61 -10,488,101,584.18\n-20,831,187,742.72 -17,851,691,225.27 -17,684,416,714.28\n-20,303,911,826.15 -21,115,539,152.06\n-21,850,985,894.27 -22,724,299,913.18 -37,204,315,094.00\n-54,031,060,405.32\nClaims on Non Residents\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,242,178,197.33\n4,938,308,098.53\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\nOfficial Reserves Assets\n249,068,733.08\n171,692,411.97\n146,106,760.95\n305,095,927.20\n2,685,528,792.05\n501,097,650.65\n609,700,872.98\n873,028,937.84\n901,998,462.96\n664,790,048.98\n670,897,605.40\n1,283,063,711.48\n1,440,292,080.05\nOther Foreign Assets\n366,364,910.31\n393,280,706.32\n341,006,760.85\n937,082,270.13\n2,252,779,306.49\n1,748,114,291.61\n1,747,712,459.75\n1,996,110,902.01\n2,028,489,428.81\n2,057,962,871.96\n2,079,244,671.16\n3,506,907,558.71\n5,725,614,154.20\nLess Liabilities to Non Residents\n4,318,857,200.01\n4,315,710,196.51\n4,851,957,126.40\n11,730,279,781.51\n25,769,495,841.25\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\nShort Term Liabilities\n2,092,686,621.90\n2,190,571,858.03\n2,461,132,179.69\n454,737,994.24\n740,090,616.66\n489,297,027.10\n431,377,013.98\n412,442,545.53\n498,435,076.07\n417,352,772.09\n253,445,372.66\n330,761,013.21\n347,930,957.96\nOther Foreign Liabilities*\n2,226,170,578.11\n2,125,138,338.48\n2,390,824,946.71 11,275,541,787.27\n25,029,405,224.59 19,611,606,140.43\n19,610,453,033.03\n22,760,609,120.47\n23,547,591,967.77\n24,156,386,043.12 25,220,996,817.07 41,663,525,350.99\n60,849,035,681.60\n of which blocked funds\n1,016,910,134.72\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\n4,846,720,895.68\n3,809,201,616.00\n3,638,215,070.80\n4,306,782,215.73\n4,458,649,260.58\n4,527,891,788.72\n4,848,587,011.60\n8,054,627,951.76\n11,781,589,928.45\nNet Domestic Assets (NDA)\n3,907,459,690.53\n3,983,633,732.83\n4,641,339,683.72 11,008,713,493.85\n21,896,086,183.73 18,854,734,980.17\n18,746,509,304.37\n21,616,319,117.89\n22,902,976,448.93\n23,668,494,206.27 24,745,515,209.82 40,273,443,159.16\n58,085,200,468.20\nDomestic Claims\n313,504,419.70\n449,443,570.90\n633,073,494.67\n1,307,855,143.64\n-23,847,709.69\n1,885,131,142.46\n1,873,807,183.49\n2,028,957,342.73\n2,411,597,729.92\n2,496,519,062.46\n2,685,240,421.33\n4,316,485,335.80\n6,966,928,713.06\nNet Claims on Central Government\n138,350,532.40\n248,905,518.05\n400,852,431.51\n781,968,913.03\n-1,024,203,002.25\n1,050,425,931.27\n1,218,834,667.32\n1,255,530,261.28\n1,548,646,696.96\n2,031,774,224.09\n2,195,411,208.41\n4,014,874,898.09\n6,439,282,586.28\nClaims on Central Government\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\nOf which: Securities Other than Shares\n141,163,866.74\n163,408,985.73\n197,483,744.44\n491,408,539.76\n1,282,058,425.55\n1,041,256,825.36\n1,354,647,836.07\n1,738,161,413.25\n1,883,996,199.01\n1,984,147,610.08\n2,219,186,779.04\n4,440,121,511.31\n6,608,105,197.48\nf\n(\ng\nLoans\n487,366,456.84\n506,114,184.46\n520,092,134.91\n704,673,598.81\n963,954,456.29\n847,281,667.16\n918,405,362.59\n882,144,726.34\n854,777,605.86\n994,122,689.61\n967,084,343.36\n1,158,085,023.77\n1,690,780,188.64\n Loans and Advances\n100,736,810.22\n112,483,069.83\n126,461,020.28\n298,686,901.35\n557,967,758.83\n441,294,969.70\n453,167,575.54\n416,906,939.29\n389,539,818.81\n450,658,841.88\n423,620,495.64\n709,564,039.01\n1,049,930,696.57\nAmounts Due from Gvt including SDR Drawdowns\n386,629,646.61\n393,631,114.63\n393,631,114.63\n405,986,697.46\n405,986,697.46\n405,986,697.46\n465,237,787.05\n465,237,787.05\n465,237,787.05\n543,463,847.72\n543,463,847.72\n448,520,984.75\n640,849,492.08\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n490,179,791.18\n420,617,652.14\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\nOf which: Deposits\n490,179,791.18\n420,617,652.14\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n175,153,887.31\n200,538,052.85\n232,221,063.16\n525,886,230.61\n1,000,355,292.57\n834,705,211.19\n654,972,516.17\n773,427,081.45\n862,951,032.96\n464,744,838.37\n489,829,212.93\n301,610,437.71\n527,646,126.78\nOther Financial Corporations\n10,113,325.42\n10,623,469.30\n10,883,730.62\n10,991,470.34\n12,986,635.27\n12,976,151.03\n13,602,645.94\n14,588,403.94\n63,414,783.51\n25,307,666.81\n28,216,636.43\n32,493,405.07\n71,573,929.14\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n149,674,109.51\n171,503,627.58\n200,192,374.04\n491,887,660.82\n963,938,268.05\n778,956,909.14\n579,963,269.97\n679,383,600.01\n707,274,263.92\n341,962,235.89\n359,338,872.72\n125,045,425.40\n244,647,109.88\nPrivate Sector\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\nClaims on Other Depository Corporations\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\nOf which: Loans\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\nOther Liabilities to ODCs\n655,353,298.81\n642,344,547.18\n750,760,102.33\n1,428,720,516.68\n2,666,026,665.35\n2,901,005,739.21\n3,100,647,536.01\n3,107,865,677.76\n3,216,633,940.85\n3,876,066,859.55\n3,854,578,282.87\n5,812,079,968.88\n8,128,905,484.34\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n307,661,257.90\n318,264,602.32\n358,416,719.69\n479,833,629.00\n683,711,355.79\n1,196,912,067.35\n1,309,913,863.13\n1,094,629,530.65\n1,078,752,001.46\n1,460,737,223.38\n1,519,969,710.79\n1,701,520,057.58\n2,432,925,529.23\nOther Items(Net)\n-4,205,812,628.87\n-4,130,691,813.85\n-4,712,021,791.09 -11,012,753,620.73\n-24,318,336,502.72 -19,609,306,255.01 -19,734,596,625.30\n-22,488,218,425.97 -23,478,665,250.56\n-24,801,814,491.19 -25,648,587,780.63 -41,376,660,539.47\n-58,744,025,789.94\nShares and Other Equity\n-4,085,919,716.08\n-4,078,823,961.23\n-4,620,636,211.04\n-11,291,316,467.09\n-25,202,259,045.14\n-19,805,080,179.46\n-19,579,648,458.36\n-22,753,122,010.85\n-23,550,146,670.91\n-23,892,801,192.96\n-25,053,448,266.86\n-40,143,169,460.35\n-58,155,147,571.29\nOther Items(Net)\n-233,402,893.37\n-175,955,067.06\n-276,252,783.87\n-193,714,335.06\n-63,920,685.55\n-652,745,707.09\n-652,393,199.08\n-396,662,893.13\n-589,895,589.07\n-1,529,336,116.22\n-1,251,036,312.37\n-2,400,043,318.75\n-2,790,865,158.91\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n113,509,980.58\n124,087,214.44\n184,867,203.81\n472,277,181.43\n947,843,227.98\n848,519,631.54\n497,445,032.14\n661,566,478.01\n661,377,009.41\n620,322,818.00\n655,896,798.59\n1,166,552,239.63\n2,201,986,940.26\nMonetary Base \n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\nBond Coins\n99,645.43\n97,745.29\n90,572.71\n83,649.70\n80,542.92\n79,344.94\n79,163.84\n79,154.38\n79,154.84\n78,794.30\n76,968.83\n66,290.72\n59,094.22\nBond Notes\n7,927,761.49\n8,414,729.87\n8,902,316.39\n8,960,488.74\n10,258,707.59\n11,193,057.46\n11,885,047.43\n12,736,767.90\n13,560,105.45\n14,430,019.79\n15,672,830.10\n16,920,535.77\n18,138,392.93\nLiabilities to ODCs\n195,908,361.99\n224,283,814.46\n267,402,825.02\n511,467,406.24\n1,054,458,825.51\n961,770,952.77\n1,020,125,611.77\n1,269,591,004.47\n1,743,797,671.58\n1,772,929,799.17\n1,975,463,236.74\n3,052,141,238.66\n4,035,942,575.74\n Local Currency Reserve Deposits\n63,026,207.68\n72,736,726.53\n86,910,489.22\n105,795,700.01\n182,612,061.98\n243,159,063.25\n295,859,644.01\n344,623,158.66\n400,041,844.52\n449,770,161.09\n533,568,035.27\n557,373,870.90\n589,096,334.10\n Foreign Currency Reserve Deposits\n132,882,154.31\n151,547,087.93\n180,492,335.81\n405,671,706.23\n871,846,763.53\n718,611,889.52\n724,265,967.76\n924,967,845.81\n1,343,755,827.07\n1,323,159,638.08\n1,441,895,201.47\n2,464,767,002.76\n3,416,845,876.64\n Exess reserves \n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n30,000,399.73\n30,002,767.04\n30,000,364.99\n30,000,364.99\n30,069,698.74\n30,002,260.98\n30,000,364.99\n30,000,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2024\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n17 \n \n \n \n \n \n \n \n \nTABLE 3: OTHER DEPOSITORY CORPORATIONS SURVEY ($ '000)\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nNet Foreign Assets\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\nClaims on Non Residents\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\nOf Which: Foreign Currency\n436,062,788.15\n425,326,479.00\n462,081,408.59\n1,048,116,376.82\n2,249,201,574.76\n1,584,403,308.04\n1,505,916,176.81\n2,015,621,585.66\n2,312,575,134.73\n2,558,589,332.45\n2,868,505,570.48\n5,196,670,641.24\n7,309,076,955.04\nDeposits\n540,045,460.79\n573,864,075.80\n652,301,901.26\n1,639,116,293.75\n3,441,353,382.68\n3,502,402,457.26\n3,423,237,567.41\n3,515,981,784.12\n2,903,444,523.75\n3,019,701,118.75\n2,843,740,238.47\n4,283,885,090.87\n5,518,707,074.63\nOther\n2,016,591.60\n2,290,917.65\n3,281,237.94\n3,802,932.12\n16,819,067.74\n13,134,469.43\n13,524,856.19\n15,509,855.15\n16,447,186.84\n13,791,770.44\n16,837,172.93\n27,310,662.17\n32,851,118.98\nLess Liabilities to Non Residents\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\nOf Which: Deposits\n109,244,589.40\n121,808,803.93\n153,776,940.69\n378,197,467.04\n820,337,332.33\n764,960,085.21\n772,511,911.80\n827,268,243.95\n655,899,412.79\n782,004,591.95\n776,859,238.67\n1,316,061,176.34\n1,936,356,521.78\nLoans\n116,529,821.16\n135,260,083.25\n165,366,368.23\n406,962,385.88\n1,019,760,251.61\n697,395,632.08\n713,256,277.09\n863,411,830.08\n921,294,614.24\n1,004,136,411.41\n1,057,974,028.26\n1,696,123,403.87\n2,490,122,155.61\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n2,151,497,989.83\n2,436,728,709.28\n2,776,123,933.49\n5,305,321,211.88\n10,381,649,903.19\n9,339,710,968.86\n9,929,068,164.23\n11,838,030,324.64\n13,078,743,914.01\n13,788,565,015.66\n14,986,724,817.13\n22,694,566,232.26\n32,143,979,019.53\nDomestic Claims\n2,076,642,721.56\n2,344,581,681.58\n2,468,884,258.96\n5,233,802,367.26\n10,666,408,952.84\n9,209,603,094.31\n9,141,777,182.20\n11,119,177,418.85\n11,687,725,438.76\n12,268,418,987.27\n13,976,109,402.78\n22,239,001,679.53\n32,663,124,711.79\nNet Claims on Central Government\n321,905,640.90\n354,869,673.65\n382,445,410.68\n607,113,273.08\n559,297,143.29\n868,977,442.69\n816,543,472.61\n1,214,015,894.82\n1,136,603,191.66\n1,394,794,498.55\n2,438,353,042.48\n4,132,044,630.04\n6,067,137,107.85\nClaims on Central Government\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\nSecurities\n332,626,867.19\n360,626,182.29\n391,587,790.26\n653,025,854.60\n981,773,844.67\n1,242,045,163.04\n1,190,599,025.63\n1,318,582,684.20\n1,272,839,666.04\n1,517,348,442.88\n2,627,512,618.11\n4,283,761,798.56\n6,381,641,818.99\nLoans\n318,964.05\n432,216.64\n559,822.02\n4,599,145.80\n10,133,464.70\n7,368,091.47\n7,469,949.03\n9,935,817.09\n10,816,829.86\n10,921,423.13\n12,325,296.66\n17,912,408.90\n26,073,063.10\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\nOf which: Deposits\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n1,754,737,080.66\n1,989,712,007.92\n2,086,438,848.27\n4,626,689,094.18\n10,107,111,809.54\n8,340,625,651.62\n8,325,233,709.58\n9,905,161,524.04\n10,551,122,247.10\n10,873,624,488.72\n11,537,756,360.30\n18,106,957,049.49\n26,595,987,603.94\nOther Financial Corporations\n179,628,996.31\n192,316,387.05\n116,592,340.90\n193,887,644.68\n359,842,961.20\n273,509,229.65\n272,954,265.73\n330,807,280.13\n339,082,318.90\n341,478,270.25\n182,762,458.86\n334,638,969.24\n390,381,073.67\nState and Local Government\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\nPublic Non Financial Corporations\n71,408,662.97\n73,414,378.27\n82,177,434.89\n188,539,600.17\n462,710,245.53\n365,810,830.89\n362,152,685.81\n384,993,537.99\n417,498,998.98\n417,032,273.67\n419,914,631.20\n662,004,891.16\n905,031,120.73\nPrivate Sector\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\nClaims on the Central Bank\n745,768,616.10\n819,662,608.72\n973,967,364.65\n2,050,173,260.89\n4,434,783,343.65\n4,138,866,267.43\n4,653,650,898.99\n5,265,804,171.22\n5,912,703,283.03\n6,326,849,329.56\n5,977,105,227.74\n9,099,022,563.30\n12,598,181,489.84\nCurrency\n1,880,068.97\n2,031,551.56\n1,844,655.72\n1,107,182.70\n1,984,484.37\n1,489,019.97\n2,292,108.14\n2,465,644.54\n2,425,404.82\n2,705,276.98\n3,398,376.89\n2,947,927.87\n3,143,565.55\nReserves\n743,888,547.13\n817,631,057.16\n972,122,708.94\n2,049,066,078.19\n4,424,349,970.82\n4,137,377,247.46\n4,651,358,790.85\n5,263,338,526.67\n5,910,277,878.21\n6,324,144,052.58\n5,973,706,850.85\n9,096,074,635.43\n12,595,037,924.29\nSecurities\n0.00\n0.00\n0.00\n0.00\n8,448,888.46\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n8,092,936.71\n9,639,861.61\n13,321,881.07\n78,332,582.02\n39,166,568.11\n87,827,165.17\n84,841,425.78\n82,493,417.82\n84,628,889.30\n92,939,919.06\n55,157,360.84\n114,298,041.18\n105,237,097.37\nOther Items(Net)\n662,820,411.12\n717,875,719.41\n653,405,809.04\n1,900,321,834.26\n4,680,375,825.19\n3,920,931,227.71\n3,781,518,491.17\n4,464,457,847.61\n4,437,055,918.48\n4,713,763,382.12\n4,911,332,452.56\n8,529,159,969.39\n13,012,090,084.74\nShares and Other Equity\n868,652,750.33\n952,418,797.50\n1,041,102,555.56\n2,087,380,382.66\n5,799,547,829.81\n5,483,957,540.60\n5,375,919,368.23\n6,197,753,489.98\n6,517,863,214.28\n6,770,741,300.38\n7,483,381,595.52\n10,593,843,881.30\n14,852,881,225.62\nLiabilities to other ressident sectors\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\nOther Items(Net)\n-208,941,320.50\n-238,257,706.49\n-394,115,549.96\n-217,641,892.37\n-1,183,493,878.83\n-1,621,282,481.61\n-1,651,152,485.52\n-1,823,328,039.96\n-2,164,249,056.68\n-2,146,975,580.51\n-2,710,771,700.07\n-2,247,410,877.57\n-2,120,519,060.37\nDeposits and Securities Included in Broad Mo\n2,903,848,419.81\n3,181,141,294.55\n3,574,645,172.37\n7,211,196,961.65\n14,248,926,344.43\n12,977,295,486.31\n13,385,978,575.73\n15,694,463,475.53\n16,734,016,732.29\n17,594,506,233.94\n18,880,974,532.07\n29,190,248,046.34\n40,578,135,490.79\nDeposits Included in Broad Money\n2,888,136,764.51\n \n3,165,058,675.05\n \n3,572,801,781.15\n \n7,206,537,527.79\n \n14,244,682,762.54\n \n12,975,158,042.76\n \n13,382,795,891.99\n \n15,691,777,986.61\n \n16,730,519,506.06\n \n17,590,333,042.62\n \n18,838,163,125.87\n \n29,182,930,103.98\n \n40,568,677,127.34\n \nTransferable Deposits\n2,594,362,513.35\n \n2,832,323,179.02\n \n3,303,913,423.92\n \n6,651,231,769.05\n \n13,178,109,450.38\n \n12,150,500,072.13\n \n12,522,593,843.18\n \n14,746,268,275.64\n \n15,543,135,460.62\n \n16,351,245,253.30\n \n17,550,959,163.20\n \n27,433,139,639.80\n \n37,763,111,417.94\n \n of which FCAs\n1,750,982,009.54\n \n1,865,387,117.78\n \n2,144,912,895.57\n \n5,273,965,984.48\n \n11,634,530,484.57\n \n10,099,327,960.39\n \n10,172,409,984.27\n \n12,309,119,479.36\n \n12,388,978,422.26\n \n12,751,597,340.40\n \n13,391,882,427.59\n \n22,891,974,397.20\n \n32,954,377,682.43\n \nOther Deposits (Time Deposits)\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n of which FCAs\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\nMoney Market Instruments\n15,711,655.30\n \n16,082,619.50\n \n1,843,391.22\n \n4,659,433.86\n \n4,243,581.90\n \n2,137,443.55\n \n3,182,683.74\n \n2,685,488.92\n \n3,497,226.23\n \n4,173,191.32\n \n42,811,406.21\n \n7,317,942.35\n \n9,458,363.45\n \nSource:Reserve Bank of Zimbabwe, 2024\n \n \n18 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nLocal Governemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nPublic Enterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n19 \n \n \n \n \nEnd of\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\n \n \n20 \n \n \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nSource: Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n21 \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n22 \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3,504.3\n \n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4,021.5\n \n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4,413.6\n \n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3,054.1\n \n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8,326.7\n \n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8,464.3\n \n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9,914.6\n \n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14,422.1\n \n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14,998.2\n \n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14,768.7\n \n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22,456.9\n \n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23,012.7\n \n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nSource:Reserve Bank of Zimbabwe,2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n23 \n \n \n \n \nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nSource:Reserve Bank of Zimbabwe,2024\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\nAmounts Owing to\n \n \n24 \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2021\nJan\n23,978,167.4\n610,696.1\n267,400.2\n9,997,383.0\n66,046.9\n9,811,097.6\n7,641,910.4\n7,176,323.0\n4,807,054.2\n1,685,871.1\n10,092,630.5\n47,525.6\n76,182,105.9\nFeb\n24,581,772.2\n653,205.5\n285,830.7\n10,330,772.0\n65,231.4\n10,024,935.1\n7,949,013.1\n6,754,180.2\n5,018,015.8\n1,766,077.9\n10,905,948.4\n47,678.1\n78,382,660.3\nMar\n28,741,816.7\n737,140.5\n320,102.5\n10,604,119.6\n76,828.9\n10,517,753.1\n9,428,559.8\n8,179,722.0\n5,701,289.5\n1,822,020.0\n12,528,176.5\n33,915.5\n88,691,444.6\nApr\n31,859,146.3\n675,080.9\n347,881.0\n12,101,683.3\n205,760.2\n12,046,268.5\n10,788,214.4\n8,802,924.2\n6,559,969.1\n1,831,534.4\n14,724,055.2\n36,984.3\n99,979,502.0\nMay\n34,645,328.6\n713,518.5\n292,339.8\n13,012,546.0\n70,347.7\n10,160,360.7\n11,287,317.4\n8,318,871.5\n7,438,997.6\n1,831,015.1\n17,169,532.7\n10,879.2\n104,951,054.8\nJune\n36,527,537.2\n993,308.6\n357,200.7\n14,622,859.3\n69,173.2\n12,832,747.3\n12,635,012.9\n7,938,660.3\n9,226,503.3\n1,903,845.8\n19,986,300.5\n40,765.7\n117,133,914.9\nJul\n39,160,305.6\n1,280,558.7\n411,253.9\n16,562,010.5\n62,624.8\n13,792,648.8\n12,583,048.9\n8,567,557.8\n10,717,151.0\n1,820,088.9\n22,581,130.3\n13,756.8\n127,552,136.1\nAug\n41,218,056.3\n1,372,177.0\n431,669.1\n15,667,033.1\n66,504.4\n14,701,546.3\n13,446,660.9\n8,828,791.2\n11,500,069.8\n1,942,139.4\n27,299,685.3\n15,470.3\n136,489,803.2\nSep\n41,133,553.7\n1,649,182.2\n433,781.1\n16,702,896.3\n321,991.2\n15,183,417.2\n15,271,161.9\n9,065,558.1\n11,973,442.3\n2,145,369.5\n30,851,901.8\n19,863.2\n144,752,118.4\nOct\n48,491,758.7\n1,644,045.1\n477,340.8\n20,072,721.7\n337,273.5\n16,644,705.0\n17,906,042.4\n10,150,149.7\n8,544,940.3\n2,418,354.8\n35,641,091.1\n17,894.6\n162,346,317.7\nNov\n48,945,526.6\n1,598,923.1\n394,575.8\n20,998,777.0\n434,931.6\n16,621,266.4\n19,372,274.1\n10,802,887.6\n8,904,904.9\n2,882,220.1\n40,009,482.2\n18,275.2\n170,984,044.5\nDec\n54,028,791.8\n1,778,880.5\n556,046.6\n24,450,917.2\n570,685.1\n10,955,470.2\n22,025,406.6\n10,538,491.2\n14,437,886.1\n2,996,425.0\n43,047,088.4\n29,601.2\n185,415,689.9\n2022\nJan\n58,163,723.8\n2,180,551.5\n576,438.1\n26,576,317.7\n366,231.4\n8,887,534.5\n23,074,734.8\n11,840,524.9\n15,743,736.5\n3,516,259.7\n47,325,078.3\n29,564.7\n198,280,695.9\nFeb\n59,500,669.7\n2,289,260.8\n618,640.1\n27,925,301.7\n641,435.0\n9,370,886.7\n27,976,121.6\n13,027,815.1\n20,505,827.5\n3,747,288.3\n51,007,737.3\n19,692.3\n216,630,676.1\nMar\n66,551,117.8\n2,538,377.1\n656,335.5\n29,688,979.7\n660,584.5\n10,903,917.1\n32,629,411.6\n15,688,496.1\n38,075,386.7\n4,471,441.5\n58,500,950.7\n802,168.3\n261,167,166.6\nApr\n74,441,781.1\n4,219,500.3\n1,441,218.1\n33,136,441.4\n673,885.9\n13,157,284.3\n34,426,878.3\n18,261,710.3\n39,043,359.8\n5,001,307.2\n63,176,517.9\n40,089.6\n287,019,974.2\nMay\n101,753,100.1\n5,120,524.8\n3,358,419.2\n50,514,059.3\n760,401.2\n12,433,390.5\n42,057,624.5\n28,724,818.4\n48,088,662.7\n6,286,840.2\n76,655,600.2\n34,456.8\n375,787,897.7\nJune\n118,753,589.0\n6,209,658.5\n2,293,665.5\n64,942,950.0\n869,273.2\n23,897,585.0\n58,442,367.2\n37,195,284.1\n62,467,707.8\n9,414,912.5\n96,536,183.0\n43,204.2\n481,066,380.0\nJuly\n133,779,414.0\n7,610,614.1\n3,684,426.1\n77,836,080.2\n938,368.0\n30,537,998.0\n69,408,788.7\n46,181,587.4\n72,642,938.5\n10,449,582.5\n111,094,524.5\n46,145.7\n564,210,467.8\nAug\n165,210,571.4\n10,163,176.7\n2,624,492.9\n93,899,073.6\n1,266,729.8\n39,544,245.3\n87,691,102.8\n58,330,938.2\n97,552,420.8\n10,450,507.1\n131,625,765.3\n154,457.6\n698,513,481.5\nSept\n201,167,878.5\n11,330,918.8\n5,038,300.4\n110,956,484.0\n1,297,748.5\n44,492,682.7\n101,816,518.3\n92,708,096.4\n88,483,494.4\n11,685,667.9\n152,934,863.3\n276,752.3\n822,189,405.6\nOct\n223,506,677.7\n12,026,669.5\n4,229,873.3\n113,451,159.2\n1,302,041.3\n46,399,745.2\n110,333,025.8\n79,715,558.1\n89,501,330.5\n9,611,322.3\n175,816,703.6\n178,607.8\n866,072,714.2\nNov\n232,953,535.1\n16,431,625.9\n11,131,139.8\n118,284,970.8\n1,687,527.0\n42,192,397.3\n124,017,335.4\n75,874,234.7\n94,636,395.6\n12,440,947.3\n207,085,835.5\n197,473.3\n936,933,417.8\nDec\n253,185,165.2\n19,199,455.9\n10,466,455.0\n135,037,685.1\n1,551,994.2\n70,805,600.3\n136,576,579.6\n94,115,141.7\n123,404,532.1\n12,079,018.7\n235,371,108.1\n173,717.1\n1,091,966,452.8\n2023\nJan\n299,237,745.1\n22,096,826.9\n11,001,194.9\n154,399,125.0\n2,073,794.8\n72,677,263.1\n165,905,496.5\n124,259,994.3\n140,303,195.4\n16,560,714.3\n290,446,774.7\n286,968.1\n1,299,249,093.1\nFeb\n333,081,520.8\n26,349,752.5\n12,607,980.8\n168,969,321.4\n3,232,834.7\n79,874,665.8\n198,087,465.1\n146,996,948.4\n150,078,778.0\n18,960,512.9\n335,439,856.5\n415,659.5\n1,474,095,296.5\nMar\n411,138,419.1\n28,795,432.6\n14,081,946.7\n184,250,094.2\n3,256,927.2\n101,507,881.5\n232,125,042.8\n168,374,643.7\n159,301,093.2\n20,786,447.1\n364,183,808.4\n229,595.5\n1,688,031,331.8\nApr\n411,638,425.6\n28,865,765.5\n14,081,964.7\n184,833,219.7\n3,256,927.2\n101,507,881.5\n235,076,590.9\n168,374,757.6\n159,310,920.5\n20,785,827.2\n365,366,760.5\n229,595.5\n1,693,328,636.3\nMay\n726,348,772.4\n78,828,771.5\n44,800,380.0\n409,618,602.9\n6,584,930.1\n226,467,642.5\n583,387,051.3\n480,909,418.5\n381,628,891.5\n62,593,512.5\n757,858,742.6\n267,815.4\n3,759,294,531.0\nJun\n1,385,380,571.7\n173,918,051.5\n114,682,839.7\n1,119,448,698.2\n23,922,347.4\n571,712,604.7\n1,309,324,347.9\n1,111,326,640.1\n808,734,970.2\n129,722,475.7\n1,754,989,459.0\n444,788.0\n8,503,607,794.2\nJul\n1,088,372,491.6\n132,529,236.3\n101,023,084.2\n843,805,813.7\n21,291,030.4\n370,922,779.8\n1,037,949,287.4\n824,419,062.0\n646,244,001.7\n87,491,103.6\n1,451,125,105.6\n356,098.9\n6,605,529,095.1\nAug\n1,104,126,310.1\n133,512,317.7\n105,426,999.2\n683,402,044.9\n21,345,225.8\n393,145,008.1\n1,077,529,295.3\n824,970,068.6\n716,638,286.7\n85,309,683.4\n1,543,461,599.3\n382,505.3\n6,689,249,344.4\nSep\n1,336,413,273.4\n158,136,405.6\n121,080,865.9\n752,199,791.2\n28,592,532.7\n465,470,715.5\n1,334,020,478.9\n1,012,670,250.7\n799,826,458.0\n102,238,002.6\n1,857,297,850.0\n586,991.0\n7,968,533,615.5\nOct\n1,461,090,986.5\n163,948,853.9\n120,153,516.7\n935,064,277.1\n24,681,683.2\n520,361,009.0\n1,381,206,351.2\n1,092,469,043.7\n859,550,943.1\n118,799,556.9\n2,126,512,435.0\n627,911.8\n8,804,466,568.2\nNov\n1,397,804,072.5\n171,337,302.5\n117,526,650.4\n1,017,731,862.9\n26,161,720.1\n535,490,381.0\n1,401,587,612.9\n992,371,783.2\n885,248,702.8\n129,500,343.7\n2,255,158,373.7\n621,795.6\n8,930,540,600.9\nDec\n1,360,816,417.4\n179,675,138.5\n121,167,248.1\n1,077,783,652.1\n46,946,926.9\n551,786,675.3\n1,483,619,833.9\n1,207,471,368.5\n863,309,236.7\n136,388,007.8\n2,458,239,172.8\n644,093.7\n9,487,847,771.7\n2024\nJan\n2,212,746,050.3\n265,031,131.4\n214,923,355.9\n1,663,240,228.2\n110,086,710.6\n875,780,504.1\n2,505,473,968.4\n1,910,394,449.6\n1,256,413,922.9\n237,647,459.8\n3,945,256,597.2\n1,037,343.5\n15,198,031,722.0\nFeb\n3,435,102,730.5\n426,536,836.7\n249,129,096.2\n2,383,796,904.4\n171,219,221.6\n1,264,658,167.3\n3,631,856,467.6\n2,844,642,895.8\n2,043,483,472.0\n352,320,643.5\n5,491,307,643.3\n1,518,795.1\n22,295,572,874.1\nSource:Reserve Bank of Zimbabwe,2024\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n25 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12,195,945.1\n4,725,946.7\n13,067,828.6\n32,314,625.6\n6,804,952.5\n19,638,789.0\n27,577,248.2\n13,566,042.8\n60,234,250.6\n3,993,814.3\n22,146,327.5\n314,523.4\n216,580,294.3\nFeb\n12,215,925.4\n4,335,293.2\n13,268,343.2\n31,820,079.5\n6,327,338.7\n19,480,197.8\n27,088,789.9\n11,873,767.2\n62,647,881.9\n3,583,509.9\n23,594,651.5\n323,276.8\n216,559,054.9\nMar\n12,086,596.9\n5,009,117.9\n15,457,881.6\n33,668,114.2\n7,879,623.6\n17,019,379.3\n29,927,193.1\n12,664,366.4\n68,761,992.2\n4,513,060.2\n25,352,486.1\n371,874.6\n232,711,686.2\nApr\n14,293,712.8\n6,264,137.3\n17,624,611.6\n35,860,252.5\n7,955,587.7\n18,411,151.8\n32,890,743.1\n11,445,151.9\n81,410,668.9\n4,248,558.7\n27,176,673.5\n411,001.0\n257,992,250.8\nMay\n14,731,869.5\n5,542,211.6\n19,231,383.7\n37,283,237.7\n7,903,622.6\n19,756,317.3\n33,027,214.9\n22,796,168.0\n84,596,653.5\n4,504,355.7\n28,445,264.8\n378,185.1\n278,196,484.5\nJun\n15,628,935.5\n6,154,316.5\n20,722,752.3\n39,604,431.5\n7,861,552.7\n21,455,061.8\n36,502,664.4\n23,449,074.9\n92,196,178.9\n4,756,434.9\n29,731,644.5\n415,508.6\n298,478,556.4\nJul\n14,899,561.1\n6,742,913.7\n25,082,739.8\n39,720,936.0\n9,580,503.8\n24,570,676.0\n38,875,306.1\n31,312,003.2\n94,151,108.5\n5,021,547.7\n32,324,374.5\n568,402.6\n322,850,073.2\nAug\n14,056,945.2\n6,611,127.0\n26,897,316.6\n39,624,666.3\n9,778,338.9\n27,046,621.0\n40,693,944.2\n26,504,554.0\n84,766,848.1\n4,915,399.2\n33,960,935.1\n645,902.4\n315,502,598.2\nSep\n14,777,285.5\n6,264,492.1\n27,413,062.1\n45,375,795.4\n10,337,697.2\n25,786,388.3\n43,113,093.0\n30,700,846.4\n95,985,614.8\n5,605,871.7\n37,606,703.5\n687,817.2\n343,654,667.4\nOct\n14,923,669.7\n8,437,829.5\n26,583,413.6\n47,841,912.8\n11,477,927.2\n29,796,762.9\n51,676,553.8\n49,115,499.0\n111,611,484.2\n5,940,819.2\n35,043,857.0\n618,831.0\n393,068,560.0\nNov\n14,147,912.2\n7,546,852.9\n27,174,334.3\n44,238,573.4\n11,949,923.7\n27,199,271.6\n52,401,389.3\n49,817,772.3\n115,576,831.0\n5,911,967.6\n37,770,843.3\n751,068.7\n394,486,740.3\nDec\n16,522,401.6\n9,204,283.5\n26,835,545.0\n47,381,404.7\n15,303,976.8\n43,092,763.3\n57,822,911.0\n61,555,101.2\n122,091,550.6\n6,093,367.4\n40,046,246.7\n1,319,573.7\n447,269,125.4\n2022\nJan\n17,399,268.4\n9,928,816.1\n28,146,847.2\n46,285,881.1\n15,060,177.5\n34,087,881.4\n60,888,346.7\n38,232,883.7\n135,579,116.5\n6,454,492.6\n32,504,960.5\n745,336.0\n425,314,007.6\nFeb\n20,260,983.5\n9,641,974.7\n32,159,803.2\n50,825,844.5\n15,235,028.5\n35,068,548.5\n49,157,612.2\n43,769,515.0\n146,423,512.2\n7,768,846.5\n36,257,364.0\n724,522.4\n447,293,555.2\nMar\n22,638,817.9\n11,683,937.4\n34,271,841.3\n61,002,811.6\n20,352,647.3\n34,501,628.6\n57,839,997.3\n60,678,395.3\n173,444,002.6\n9,467,563.9\n43,160,654.7\n970,393.8\n530,012,691.6\nApr\n26,926,844.7\n12,304,918.4\n34,924,202.5\n67,201,357.8\n21,444,798.1\n38,606,872.2\n61,303,321.1\n64,980,792.3\n216,612,532.7\n10,455,473.9\n45,951,692.0\n939,217.9\n601,652,023.6\nMay\n39,564,579.0\n21,954,770.2\n42,666,739.4\n108,620,498.7\n28,757,840.8\n54,108,110.4\n88,717,845.2\n107,568,244.7\n291,739,801.6\n14,310,137.6\n65,853,453.1\n1,190,747.9\n865,052,768.6\nJun\n45,956,287.6\n26,686,177.1\n47,155,850.8\n128,881,143.6\n23,783,755.2\n60,238,450.0\n105,247,922.5\n120,389,796.0\n326,034,986.6\n17,068,663.5\n108,828,797.1\n1,325,268.7\n1,011,597,098.7\nJul\n40,699,352.1\n28,329,526.0\n45,417,841.1\n128,847,329.1\n21,958,796.0\n62,326,844.4\n103,536,398.9\n112,642,685.5\n401,574,353.3\n17,902,000.2\n112,555,899.5\n1,117,408.2\n1,076,908,434.3\nAug\n68,438,409.6\n39,107,020.5\n53,616,955.7\n171,501,037.8\n25,370,674.6\n68,913,237.2\n162,326,617.3\n137,243,494.6\n538,409,018.4\n23,523,309.1\n146,121,882.2\n1,197,164.4\n1,435,768,821.4\nSep\n81,174,128.7\n51,501,554.8\n58,104,791.5\n204,056,688.7\n63,246,197.1\n174,562,749.5\n172,521,502.9\n138,936,277.9\n626,755,883.0\n25,607,188.8\n182,077,675.0\n11,177,650.8\n1,789,722,288.7\nOct\n83,201,043.6\n63,984,990.3\n67,031,137.9\n207,367,773.6\n40,617,325.3\n155,873,800.6\n179,051,392.6\n157,121,308.5\n575,293,016.5\n27,092,268.9\n201,852,712.9\n3,193,614.1\n1,761,680,384.8\nNov\n88,153,064.5\n61,978,896.6\n78,744,676.9\n236,152,455.1\n39,915,042.9\n100,872,718.3\n214,281,243.0\n200,240,592.5\n606,580,960.9\n32,903,876.7\n233,604,874.7\n119,223.2\n1,893,547,625.3\nDec\n106,799,918.4\n60,886,327.3\n73,518,960.3\n260,923,049.6\n48,959,835.1\n122,528,998.7\n242,741,914.1\n171,982,170.0\n747,151,447.2\n37,453,518.8\n270,164,633.7\n10,753,958.6\n2,153,864,731.9\n2023\nJan\n114,820,700.8\n79,460,381.9\n82,589,902.3\n305,204,829.9\n45,118,619.6\n135,072,311.1\n263,222,364.1\n223,632,204.7\n896,980,184.3\n37,534,722.0\n288,326,194.2\n7,916,696.9\n2,479,879,111.8\nFeb\n118,375,609.7\n85,995,682.6\n93,761,236.2\n312,626,341.5\n56,688,432.6\n147,245,179.4\n266,610,300.9\n273,709,371.2\n938,437,753.7\n39,909,193.6\n292,841,727.2\n6,842,518.8\n2,633,043,347.3\nMar\n119,963,933.2\n85,731,698.4\n100,697,025.6\n322,453,843.0\n45,619,349.1\n148,455,496.2\n286,712,763.6\n273,572,570.9\n1,064,798,433.6\n44,685,590.6\n330,031,150.7\n14,190,575.5\n2,836,912,430.3\nApr\n131,146,380.3\n89,322,733.6\n99,723,066.8\n324,249,300.1\n45,619,349.1\n149,245,957.9\n289,670,780.4\n273,578,020.7\n1,072,456,655.2\n44,926,335.6\n331,068,417.4\n14,190,575.5\n2,865,197,572.7\nMay\n269,460,363.1\n210,867,012.3\n216,906,304.0\n631,589,937.9\n113,357,505.7\n362,294,051.4\n581,761,350.4\n545,536,680.6\n2,504,454,969.8\n102,648,366.2\n702,960,786.4\n28,985,518.4\n6,270,822,846.4\nJun\n581,642,309.8\n428,772,683.4\n410,699,487.7\n1,366,510,052.6\n227,784,986.6\n700,617,673.8\n1,094,382,949.6\n1,185,026,806.7\n5,283,380,622.2\n199,474,750.2\n1,564,762,675.1\n40,673,167.4\n13,083,728,165.1\nJul\n535,377,934.4\n436,808,429.5\n413,150,824.0\n1,394,747,348.2\n206,866,966.8\n711,462,740.8\n1,157,802,106.8\n982,808,623.8\n4,533,520,705.6\n184,470,180.5\n1,464,856,207.2\n37,277,944.9\n12,059,150,012.5\nAug\n537,439,303.1\n422,479,784.1\n413,226,172.3\n1,343,458,227.8\n285,743,813.6\n662,607,567.9\n1,197,898,912.2\n1,004,826,660.3\n4,639,684,933.9\n209,521,849.6\n1,553,047,811.0\n38,718,344.9\n12,308,653,380.6\nSep\n632,283,427.7\n491,562,911.4\n426,060,663.5\n1,510,241,869.9\n296,604,785.0\n789,587,698.1\n1,300,914,518.5\n1,250,791,974.4\n5,214,851,978.1\n217,382,274.5\n1,781,106,637.9\n43,583,660.4\n13,954,972,399.2\nOct\n721,203,425.9\n541,011,315.6\n554,440,420.1\n1,657,817,920.3\n309,251,239.3\n841,367,968.7\n1,438,592,170.7\n1,187,082,973.9\n5,659,995,585.3\n260,248,908.5\n1,906,411,104.9\n49,647,602.0\n15,127,070,635.2\nNov\n703,080,882.8\n566,993,243.1\n532,803,998.3\n1,698,467,822.7\n346,291,934.3\n269,835,136.3\n1,554,832,195.3\n1,195,274,632.9\n6,063,945,343.0\n293,942,495.1\n2,031,657,547.5\n46,866,707.1\n15,885,967,935.9\nDec\n605,605,541.7\n423,493,370.4\n730,799,100.8\n1,549,938,533.1\n553,801,063.2\n767,650,016.2\n1,254,233,648.4\n1,348,969,145.1\n6,689,372,974.4\n247,647,472.3\n2,091,666,965.1\n53,713,528.9\n16,882,080,093.7\n2024\nJan\n833,932,128.8\n694,796,940.8\n1,029,474,123.2\n2,082,328,111.9\n884,819,488.9\n2,004,818,592.2\n1,699,026,894.5\n1,837,959,924.5\n12,124,252,579.3\n323,794,777.4\n3,044,604,553.8\n71,184,543.7\n26,630,992,659.0\nFeb\n1,156,065,718.2\n1,037,783,187.5\n1,369,731,749.1\n3,170,746,459.4\n114,038,016.4\n3,174,169,477.5\n2,227,190,946.8\n2,855,301,054.3\n15,834,462,125.0\n552,622,448.4\n4,294,792,965.3\n89,063,348.6\n36,904,967,496.7\nSource: Reserve Bank of Zimbabwe,2024\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n26 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2021\nJan\n32.65\n55.57\n24.77\n61.12\nFeb\n36.67\n52.01\n21.36\n58.43\nMar\n35.83\n55.77\n22.61\n59.03\nApr\n35.22\n57.08\n22.59\n59.75\nMay\n34.84\n56.21\n21.76\n59.67\nJun\n36.25\n57.04\n22.46\n59.66\nJul\n36.56\n57.00\n21.66\n59.81\nAug\n41.06\n57.39\n39.65\n65.06\nSep\n40.61\n58.44\n39.50\n63.66\nOct\n41.86\n58.68\n45.81\n58.54\nNov\n39.13\n58.74\n38.10\n64.38\nDec\n39.34\n58.65\n37.94\n64.00\n2022\nJan\n39.32\n57.26\n39.62\n64.14\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n63.78\nApr\n38.15\n59.59\n45.56\n63.89\nMay\n38.01\n59.70\n47.25\n63.82\nJun\n38.45\n60.09\n48.25\n64.31\nJul\n82.75\n123.71\n165.45\n218.51\nAug\n88.46\n123.46\n155.96\n218.02\nSep\n98.07\n123.64\n158.46\n221.58\nOct\n99.37\n127.72\n115.26\n222.80\nNov\n99.03\n127.58\n110.97\n223.48\nDec\n99.02\n125.64\n110.83\n242.53\n2023\nJan\n90.05\n125.64\n116.03\n242.53\nFeb\n60.12\n125.64\n80.88\n242.53\nMar\n74.35\n110.30\n81.46\n166.96\nApr\n74.48\n105.75\n86.96\n167.31\nMay\n77.86\n107.41\n83.61\n168.27\nJun\n76.33\n103.85\n92.64\n167.80\nJul\n77.82\n103.56\n94.80\n166.24\nAug\n77.63\n102.79\n93.18\n166.18\nSep\n76.49\n100.20\n92.69\n166.00\nOct\n71.72\n102.10\n92.43\n167.77\nNov\n70.15\n101.53\n93.15\n166.18\nDec\n69.02\n101.71\n93.77\n164.47\n2024\nJan\n70.18\n100.81\n95.24\n164.86\nFeb\n76.06\n99..2\n93.76\n166.71\n Source: Reserve Bank of Zimbabwe, 2024\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n27 \n \n \n \n2021\nJan\n1.57\n4.47\n6.26\n11.15\nFeb\n1.57\n4.24\n6.08\n11.43\nMar\n1.57\n4.04\n6.79\n11.80\nApr\n1.57\n4.04\n6.82\n11.78\nMay\n1.57\n4.04\n6.89\n11.72\nJun\n1.57\n4.24\n6.89\n11.72\nJul\n2.22\n4.61\n7.32\n12.67\nAug\n5.28\n7.29\n9.05\n14.29\nSep\n5.38\n8.25\n9.18\n13.71\nOct\n2.79\n5.29\n9.26\n14.03\nNov\n2.96\n5.33\n10.71\n15.05\nDec\n3.04\n4.97\n11.26\n15.05\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\n Source: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n28 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n-3.00\n-2.06\n-0.28\n-2.74\n-1.04\n-0.84\n-1.06\n-4.48\n11.15\n4.75\n-4.37\n-0.58\n0.53\n-0.31\nFeb\n-12.36\n-10.83\n-2.89\n-12.30\n-10.59\n-10.28\n22.91\n-8.51\n14.28\n-12.28\n-6.48\n-5.06\n-7.72\n-5.72\nMar\n9.23\n9.65\n16.27\n2.69\n16.74\n0.11\n17.92\n22.40\n-27.82\n-11.98\n-11.43\n4.92\n-3.80\n2.78\nApr\n11.89\n-6.38\n-7.22\n10.27\n-0.98\n-8.34\n-15.68\n-12.00\n-12.48\n-7.83\n0.34\n-3.49\n10.74\n-0.21\nMay\n-0.71\n-5.16\n9.16\n-0.59\n-8.60\n-3.90\n-4.34\n-3.82\n-7.21\n4.44\n-0.85\n1.57\n0.57\n1.32\nJun\n4.42\n3.69\n8.01\n-2.64\n7.91\n12.94\n19.95\n11.11\n9.88\n-4.54\n0.25\n6.01\n-2.51\n3.85\nJul\n7.34\n4.46\n-0.64\n4.36\n4.41\n5.10\n11.54\n-6.38\n-6.24\n-7.89\n-14.18\n0.79\n11.88\n3.43\nAug\n-4.40\n0.30\n0.59\n0.10\n-0.31\n1.24\n36.61\n-3.95\n2.75\n-0.69\n5.74\n1.56\n-1.86\n0.68\nSep\n0.21\n-0.46\n0.55\n-3.17\n-0.67\n-4.96\n4.69\n0.09\n-1.55\n-2.85\n-3.21\n-0.89\n-0.32\n-0.75\nOct\n-0.88\n-2.63\n4.38\n-3.89\n-0.08\n0.32\n0.85\n0.23\n0.20\n2.44\n0.36\n1.29\n0.48\n1.08\nNov\n1.65\n2.18\n0.83\n-0.14\n1.65\n1.13\n0.02\n0.57\n12.03\n3.79\n0.14\n1.72\n3.63\n2.20\nDec\n1.90\n3.21\n2.81\n1.47\n0.60\n2.51\n-0.25\n0.15\n-1.18\n3.98\n1.26\n2.14\n3.92\n2.60\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nSource: Zimstat, 2024\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n \n \n29 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJun\n49.10\n-10.07\n29.30\n-16.31\n1.57\n-10.74\n24.86\n25.51\n-53.67\n-27.59\n-13.54\n9.22\n44.68\n15.98\nJul\n51.72\n-10.57\n31.42\n-14.75\n0.95\n-2.95\n46.48\n8.81\n-54.66\n-35.14\n-34.68\n8.73\n54.96\n17.77\nAug\n41.24\n-5.57\n34.15\n-8.90\n11.10\n-6.93\n98.46\n4.21\n-53.15\n-34.91\n-29.70\n10.35\n42.88\n17.03\nSep\n54.50\n5.38\n41.86\n4.35\n14.13\n-7.18\n106.87\n-1.44\n-33.62\n-14.65\n-13.91\n21.81\n65.73\n30.52\nOct\n19.20\n-16.47\n38.22\n-16.86\n1.99\n-16.89\n109.61\n-14.02\n-26.79\n-24.38\n-27.05\n7.83\n18.98\n10.42\nNov\n16.40\n-8.49\n38.98\n-10.94\n5.74\n-10.42\n118.10\n-9.99\n-17.04\n-26.54\n-26.56\n10.98\n18.95\n12.90\nDec\n13.75\n-5.58\n33.93\n-7.91\n6.56\n-6.80\n122.72\n-8.61\n-13.92\n-26.98\n-29.39\n9.88\n14.77\n11.10\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nSource: Zimstat, 2024\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& \nTOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL \nNON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n30 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nSource: Reserve Bank of Zimbabwe, 2024\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND \nSTERLING\n \n \n31 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune**\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nSource: Zimbabwe Stock Exchange, 2024\n**As at 26 June 2020\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWL$ million \nVolume of Shares\nEND OF\n \n \n32 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n5294044.5\n-\n341571.3\n79754.6\n355007.3\n1517972.6\nMay\n6275310.7\n-\n518333.9\n173170.7\n532078.6\n3274968.5\nJun\n17059664.0\n-\n882362.6\n615190.9\n1210486.2\n6640627.1\nJul\n17859586.4\n-\n1033836.9\n541445.6\n1620242.8\n6077538.3\nAug\n17955865.5\n-\n1017990.5\n649827.9\n1440537.4\n6244772.4\nSep\n18690087.0\n-\n1221725.3\n773363.9\n1672654.2\n7746084.3\nOct\n19808639.1\n-\n1264577.2\n826681.2\n5116902.9\n8661662.9\nNov\n23685304.8\n-\n1429269.5\n901515.6\n1999069.4\n9557300.7\nDec\n26396219.4\n-\n1805050.5\n1092682.6\n2604059.2\n10150615.3\n2024\nJan\n28285124.9\n-\n1907120.0\n1843871.0\n4295911.6\n22017137.9\nFeb\n38298901.1\n-\n2856867.0\n2676718.2\n5734025.5\n29563851.5\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n33 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n-\n7868.7\n737.5\n51545.9\n904.2\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n34 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n0.0\n2024\nJan\n539.9\n686.9\n1226.7\n-147.0\nFeb\n644.0\n725.4\n1369.4\n-81.4\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_February_2024.pdf"}
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+{"doc_id": "8b273a5ab13e54257ea9a5e8ea650e20", "text": "i \n \n \n \n \n \n \n \nDECEMBER 2017 \n \n1 \n \nTABLE OF CONTENTS \n \nSelected Economic Indicators ...................................................................................................... 2 \nInternational Commodity Prices ................................................................................................. 3 \nMerchandise Trade Developments .............................................................................................. 4 \nMonetary Developments ............................................................................................................... 6 \nStock Market Developments ........................................................................................................ 7 \nInflation Outturn .......................................................................................................................... 8 \nNational Payments System Developments .................................................................................. 9 \n \n \n \n \n \n \n \n2 \n \n \n \n \n2017 \n \nNovember \n2017 \n \nDecember \nMonth-on- \nMonth \nChange (%) \nZ.S.E. Mining Index1 \n126.86 \n142.40 \n12.25 \nZ.S.E. Industrial Index1 \n376.69 \n333.02 \n11.59 \nNational Payment System Transactions \n(US$ millions) \n11 162.41 \n11 596.93 \n3.90 \nMoney Supply (US$ millions)2 \n8 020.03 \n8 106.22 \n1.07 \nMoney Supply (M3) Annual Growth2 (%) \n47.97 \n43.77 \n \nYearly Inflation3 (%) \n2.94 \n3.46 \n \nMonthly Inflation3 (%) \n0.74 \n0.53 \n \nNominal Lending Rate2 (% per annum) \n4.45-18.00 \n4.45-18.00 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring \nthe \nmonth \nof \nDecember \n2017, \ninternational commodity prices of precious and \nbase metals were generally subdued, owing to \nweak investment demand. Crude oil prices, \nhowever, firmed following global supply \ndisruptions due to geopolitical tensions in the \nMiddle East. \n \n Precious Metals \n \nPrecious metal prices were weighed down by a \nstronger U.S dollar, as investors shifted their \nfocus to interest bearing assets, amid progress \non U.S tax overhauls. This followed interest rate \nhikes by the Federal Reserve effected in \nDecember 2017. Gold prices retreated by \n1.45%, from US$1,282.89/oz recorded in the \nprevious month to US$1,264.26/oz, during the \nmonth under review. Similarly, platinum prices \ndecreased by 2.67%, to US$909.08/oz in \nDecember \n2017 \nfrom \nUS$934.02/oz \nin \nNovember 2017. \n Figure 1: Precious metal prices \nSource: Bloomberg, 2017 \n \n \nBase Metals \nBase metal prices were generally depressed \nduring the month of December 2017, as the US \ninterest rate hike dampened their demand \nprospects. Rising global stockpiles and slowing \ndemand from China, the world’s largest \nconsumer of base metals, also exerted \ndownward pressure on the prices. Consequently, \ncopper and nickel monthly average prices \nslumped \nby \n0.51% \nand \n5.39% \nto \nUS$6,828.97/tonne and US$11,436.94/tonne, \nrespectively. \nFigure 2: Base metal prices \nSource: Bloomberg, 2017 \n Brent Crude Oil \nCrude oil prices maintained a positive \ntrajectory, registering a 1.67% increase to \nUS$63.85/barrel, during the month under \nreview. This was underpinned by fears of supply \ndisruptions, following news of a pipeline \nexplosion in Libya, which reduced oil \nproduction by 100 000 barrels a day. \n \n \n0\n450\n900\n1350\n1800\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nGold\nPlatinum\n0\n4000\n8000\n12000\n0\n2000\n4000\n6000\nDec-16\nFeb-17\nApr-17\nJun-17\nAug-17\nOct-17\nDec-17\nNICKEL US/TON\nCOPPER US$/TON\nCopper\nNickel\n \n \n \n4 \n \n Figure 3: International crude oil prices \nSource: Bloomberg, 2017 \nMONETARY DEVELOPMENTS1 \n \nBroad money supply2 stood at US$8 106.22 \nmillion in December 2017, registering an annual \ngrowth of 43.77%, from $5 638.28 million in \nDecember 2016. The growth was due to \nincreases in transferable deposits, 56.29%; and \nnegotiable certificates of deposits3, 9.13%. Time \ndeposits, however, declined by 4.75%. Bond \nnotes and coins in circulation increased from \n$70.17 million in December 2016, to $331.94 \nmillion in December 2017. \n \nOn a monthly basis, broad money increased by \n1.07%, from US$8 020.03 million in November \n2017 to US$8 106.22 in December 2017. \n \n \n1 Provisional figures \n2 Beginning January 2017, broad money is redefined using \nIMF’s Monetary and Financial Statistics Manual of 2000. The \n \nSource: Reserve Bank of Zimbabwe, 2017 \nBroad money comprised of transferable or \ntransitory deposits, 77.77%; time deposits, \n17.29%; currency in circulation, 4.09%; and \nnegotiable certificates of deposits, 0.85%, \nduring the month under review. \nmajor change is the exclusion of Government deposits held by \nbanks from broad money. \n3 NCDs are also referred to as securities included in broad \nmoney. \n40\n45\n50\n55\n60\n65\n70\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\n-10\n0\n10\n20\n30\n40\n50\n60\n -\n 2.0\n 4.0\n 6.0\n 8.0\n 10.0\n%\nUS$ BILLIONS\nFigure 8: Money Supply\nM3\nM3 Annual Growth rate\n \n \n \n5 \n \nSource: Reserve Bank of Zimbabwe, 2017 \nBank lending to local economic agents recorded \na 43.07% increase, from $7 481.42 million in \nDecember 2016 to $10 703.45 million in \nDecember 2017. The growth was largely driven \nby a 73.91% expansion in net credit to \nGovernment. On a month-on-month basis, \ndomestic \ncredit \ngrew \nby \n2.32%, \nfrom \n$10 290.52 million in November 2017 to \n$10 703.45 in December 2017. \nCredit to the private sector increased by 5.83%, \nfrom $3 513.53 million in December 2016 to $3 \n718.33 million in December 2017. On a month-\non-month basis, credit to the private sector \nrecorded a modest growth of 0.67%, from $3 \n693.55 million in November 2017 to $3 718.33 \nin December 2017. \nSource: Reserve Bank of Zimbabwe, 2017 \nDuring the month under analysis, outstanding \ncredit to the private sector was distributed as \nfollows: \nhouseholds, 23.40%; \nagriculture, \n18.44%; \nservices, \n14.13%; \ndistribution, \n12.58%; manufacturing, 11.57%; financial \norganisations and investments, 10.97%; mining, \n4.77%; construction, 2.04%; transport; and \ncommunications, 1.57%. \nPrivate sector credit was utilised for inventory \nbuild-up, 28.1%; consumer durables, 19.1%; \nfixed capital investment, 9.7%; and pre and post \nshipment financing, 1.1%. Amounts channelled \ntowards other recurrent expenditures constituted \n39.1% of the total outstanding loans and \nadvances, during the month under review. \nSTOCK MARKET DEVELOPMENTS \nThe Zimbabwe Stock Exchange (ZSE) was \ncharacterized by bearish sentiments during the \nmonth of December 2017. Trading on the local \nbourse was dominated by low activity in some \nselected heavyweight counters, largely due to \ninvestor profit-taking and portfolio rebalancing, \nTransferable \nDeposits\n77.77%\nOther \nDeposits \n(Time)\n17.29%\nNCDs\n0.85%\nBond \nNotes and \nCoins\n4.09%\nFigure 9: Composition of \nMoney Supply November\n2017\nHouseholds\n23.4%\nAgriculture, \n18.4%\nManufacturing, \n11.6%\nServices, \n14.1%\nDistribution, \n12.6%\nFinancial \nOrganisati\nons, \n11.0%\nMining, \n4.8%\nTransport and \nCommunication, \n1.6%\nConstruction, \n2.0%\nOther, 0.5%\nFigure 10 : Sectoral Distribution of \nCredit\n \n \n \n6 \n \nahead of the impending new trading year. \nResultantly, the mainstream index declined by \n11.59%, to close the month under review at \n333.02 points. The resources index, however, \nregistered a 12.25% increase to close the year at \n142.40 points. \nSource: Zimbabwe Stock Exchange, 2017 \nShare trading volumes increased by 329.64% to \n844.2 million in December 2017, compared to \n196.5 million registered in November 2017. \nThis was largely due to notable block trades in \nNicoz Diamond, First Mutual Properties, OK \nZimbabwe and Meikles shares. The block share \ntrades were as follows; Nicoz Diamond \n(354.4 million); First Mutual Properties (111.1 \nmillion); OK Zimbabwe (40.2 million); and \nMeikles (2.25 million), which exchanged hands \nat 3.97 cents; 5.70 cents; 20 cents; and 28.01 \ncents, respectively. \nTurnover value, however, declined by 63.73%, \nfrom US$207.52 million realized in the previous \nmonth to US$75.27 million in December 2017. \nForeign portfolio investment improved in \nDecember 2017, with net inflows at US$4.93 \nmillion, compared to net outflows of US$19.76 \nmillion in November 2017. \nSource: Zimbabwe Stock Exchange, 2017 \nDevelopments on the local bourse, during the \nmonth under review, resulted in a US$1.20 \nbillion loss in capitalisation, to close at US$9.58 \nbillion. On a year-on year basis, however, the \nZSE capitalization increased by 139.04%. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nThe annual headline inflation remained in the \nprojected levels, increasing by 0.49% to 3.46% \nin December 2017. This was occasioned by \nincreases in both food and non food items. \nAnnual food inflation increased from 5.65% in \nNovemebr 2017, to 6.60% in December 2017. \nNon-food inflation also rose, from 1.74% in \nNovember 2017 to 2.00% in December 2017. \n \n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n550\n31-Dec-16\n31-Jan-17\n28-Feb-17\n31-Mar-17\n30-Apr-17\n31-May-17\n30-Jun-17\n31-Jul-17\n31-Aug-17\n30-Sep-17\n31-Oct-17\n30-Nov-17\n31-Dec-17\nFigure 11: ZSE Indices\nIndustrial\nMining\n0.00\n30.00\n60.00\n90.00\n120.00\n150.00\n180.00\n210.00\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nValues Traded (US$ Millions)\nVolumes Traded (Millions)\nFigure 2: ZSE Monthly Volumes \nand Values Traded\nVolume\nTurnover\n \n \n \n7 \n \nFigure 12 shows annual inflation developments. \n \nSource: ZIMSTAT, 2017 \nMonthly Inflation \n \nMonth-on-month inflation stood at 0.53% in \nDecember 2017, down from 0.7% in November \n2017. This was on the back of a slowdown in \nprices of both food and non-food categories. \n \n \nSource: ZIMSTAT, 2017 \nMonthly food inflation declined from 1.74% in \nNovember 2017 to 1.29% in December 2017. \nDeclines in prices of bread and cereals, \nvegetables, sugar, jam, and honey weighed \ndown food inflation. \nMonth-on-month \nnon-food \ninflation \nalso \ndeclined, from 0.26% in November 2017 to \n0.16% in December 2017. This was largely \ndriven by declines in housing, water, \nelectricity, gas and other fuels. \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment System (NPS) stood at \nUS$11.6 billion in December 2017, compared to \nUS$11.2 billion in November 2017. In volume \nterms, total NPS transactions registered an \nincrease of 19%, from 123.8 million in \nNovember 2017 to 148.1 million in December \n2017. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system decreased by 6.1%, from \nUS$6.26 billion in November 2017 to US$5.88 \nbillion in December 2017. RTGS transaction \nvolumes, also registered a 9% decline to close \nthe month under review at 524 204 transactions. \nSource: Reserve Bank of Zimbabwe, 2017 \n \n-4.5\n-2.5\n-0.5\n1.5\n3.5\n5.5\nFigure 12: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n-0.5\n-0.3\n-0.1\n0.2\n0.4\n0.6\n0.8\n1.0\n1.2\n1.4\n1.6\nFigure 13: M-O-M Inflation\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n -\n 100\n 200\n 300\n 400\n 500\n 600\n 700\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 14: ZETSS Volumes and \nValues\nVolume\nValue\n \n \n \n8 \n \nCash transactions \nThe total value of cash transactions was higher \nat US$245.92 million in December 2017, \ncompared to US$209.07 million in November \n2017. \nMobile and Internet Based Transactions \nMobile and internet based transactions also \nincreased to US$ 4.1 billion in December 2017, \nfrom US$3.36 billion in November 2017. \n \n \nCard Based Transactions \nThe total value of card based transactions stood \nat US$ 794.74 million during the month under \nreview, up from US$690.13 million recorded in \nNovember 2017. \nCheque Transactions \nDuring the month of December 2017, the value \nof cheque transactions decreased to US$3.6 \nmillion, from US$4.88 million in November \n2017. \n \nFEBRUARY 2018 \nRESERVE BANK OF ZIMBABWE \n \n9 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n27 \n 11. Exchange Rates \n \n \n \n \n \n \n \n28 \n \n \n \n \n \n10 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 29 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 30 \n \n13.2 Volumes of Transactions \n \n \n \n \n 31 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 32 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 11 \n \n \nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nNet Foreign Assets\n-556,149.85\n-584,587.94\n-574,226.80\n-558,721.32\n-513,306.49\n-568,383.24\n-574,712.07\n-626,166.71\n-581,024.98\n-549,943.15\n-600,146.55\n-718,745.96\n-835,691.57\nCentral Bank(net)\n-574,251.01\n-583,790.45\n-588,653.44\n-584,124.96\n-598,046.16\n-624,627.79\n-572,190.43\n-673,117.34\n-634,409.89\n-644,166.06\n-736,057.71\n-869,239.58\n-998,177.94\nForeign Assets\n411,734.17\n450,139.03\n446,101.75\n420,146.58\n406,925.81\n381,126.20\n415,139.98\n380,195.83\n432,967.36\n442,659.91\n330,188.17\n316,883.48\n399,298.64\nForeign Liabilities\n985,985.18\n1,033,929.49\n1,034,755.19\n1,004,271.54\n1,004,971.97\n1,005,753.98\n987,330.41\n1,053,313.17\n1,067,377.25\n1,086,825.97\n1,066,245.88\n1,186,123.05\n1,397,476.58\nOther Depository Corporations(net)\n18,101.16\n-797.49\n14,426.64\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\n46,950.63\n53,384.91\n94,222.92\n135,911.17\n150,493.62\n162,486.37\nForeign Assets\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n338,839.86\n302,736.47\n260,090.51\n212,254.02\n214,135.93\n249,362.59\n293,931.99\n304,880.23\n338,932.13\nForeign Liabilities\n279,735.63\n271,732.80\n276,337.02\n249,701.07\n254,100.19\n246,491.92\n262,612.14\n165,303.39\n160,751.02\n155,139.67\n158,020.82\n154,386.61\n176,445.76\nNet Domestic Assets (NDA)\n6,194,430.87\n6,248,024.45\n6,345,868.68 6,438,654.97\n6,630,089.13 6,768,665.58 7,066,383.69\n7,190,192.60 7,656,567.78\n8,010,141.46\n8,287,169.55\n8,738,773.53\n8,941,916.14\nDomestic Claims\n7,481,417.88\n7,456,396.51\n7,606,214.41\n7,693,211.88\n7,850,810.40\n8,109,966.41\n8,430,156.54\n8,563,257.71\n9,041,471.69 9,445,954.95 9,806,932.03 10,290,523.51 10,703,450.61\nClaims on Central Government(net)\n3,597,963.54\n3,711,453.49\n3,859,591.32 3,839,525.33\n4,019,529.99\n4,168,269.21\n4,429,130.33\n4,583,719.81\n4,963,451.34 5,262,365.52 5,558,940.68\n5,980,149.89\n6,257,101.12\nClaims on Central Government\n3,758,737.40\n3,790,240.06\n3,939,990.88\n3,952,135.70\n4,118,041.33\n4,265,615.80\n4,543,365.26\n4,702,324.42\n5,092,414.12\n5,358,107.60\n5,642,566.58\n6,055,451.35\n6,392,274.17\nCentral Bank\n2,337,546.70\n2,270,648.80\n2,355,433.40\n2,337,736.86\n2,444,902.51\n2,578,541.50\n2,781,509.63\n2,976,316.75\n3,253,867.88\n3,386,569.83\n3,558,186.58\n3,826,415.91\n3,965,701.91\nODCs\n1,421,190.70\n1,519,591.25\n1,584,557.48\n1,614,398.84\n1,673,138.81\n1,687,074.29\n1,761,855.63\n1,726,007.68\n1,838,546.24\n1,971,537.77\n2,084,380.00\n2,229,035.44\n2,426,572.26\nLess Liabilities to Central Government\n160,773.86\n78,786.57\n80,399.57\n112,610.37\n98,511.34\n97,346.59\n114,234.93\n118,604.61\n128,962.78\n95,742.09\n83,625.90\n75,301.46\n135,173.05\nCentral Bank\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,567.80\nODCs\n42,165.41\n53,063.72\n55,259.64\n86,901.10\n76,234.01\n75,103.98\n73,714.80\n78,059.42\n88,330.97\n55,196.23\n43,095.62\n34,748.45\n94,605.25\nClaims on Other Sectors\n3,883,454.35\n3,744,943.02\n3,746,623.09\n3,853,686.55\n3,831,280.41\n3,941,697.20\n4,001,026.21\n3,979,537.89\n4,078,020.35\n4,183,589.43\n4,247,991.35\n4,310,373.62\n4,446,349.49\nOther Financial Corporations\n82,282.79\n80,004.96\n46,341.75\n47,369.15\n49,453.09\n52,463.93\n105,548.86\n54,242.21\n48,020.09\n49,739.69\n49,554.83\n52,045.37\n65,264.09\nState and Local Government\n34,237.41\n35,909.11\n35,006.53\n34,312.18\n34,732.93\n36,595.52\n35,573.02\n34,059.17\n34,223.63\n31,707.35\n33,198.40\n38,416.75\n46,177.22\nPublic Non Financial Corporations\n253,405.61\n257,713.21\n286,508.91\n280,721.01\n314,505.79\n346,370.34\n349,686.88\n412,068.05\n412,045.72\n465,886.74\n474,544.48\n526,356.79\n616,578.26\nPrivate Sector\n3,513,528.54\n3,371,315.74\n3,378,765.90\n3,491,284.21\n3,432,588.60\n3,506,267.42\n3,510,217.45\n3,479,168.47\n3,583,730.91\n3,636,255.65\n3,690,693.65\n3,693,554.71\n3,718,329.92\nCentral Bank\n16,422.01\n15,931.59\n21,712.67\n21,760.49\n18,704.05\n19,992.79\n20,634.27\n21,723.98\n30,090.82\n24,112.13\n29,027.93\n30,167.18\n24,680.59\nODCs\n3,497,106.53\n3,355,384.15\n3,357,053.23\n3,469,523.72\n3,413,884.55\n3,486,274.63\n3,489,583.19\n3,457,444.48\n3,553,640.10\n3,612,143.52\n3,661,665.72\n3,663,387.53\n3,693,649.33\nOther Items(Net)\n1,286,987.02\n1,208,372.06\n1,260,345.73\n1,254,556.91\n1,220,721.27\n1,341,300.82\n1,363,772.85\n1,373,065.10\n1,384,903.90\n1,435,813.49\n1,519,762.48\n1,551,749.98\n1,761,534.47\nShares and Other Equity\n1,470,571.17\n1,471,378.22\n1,481,806.96\n1,505,125.73\n1,501,542.78\n1,530,318.81\n1,547,498.75\n1,546,591.54\n1,561,407.08\n1,584,816.35\n1,635,896.82\n1,657,131.70\n1,770,317.74\nLiabilities to Other Financial Corporations\n45,135.69\n19,748.85\n19,754.13\n15,735.14\n15,467.80\n15,506.06\n17,953.19\n18,647.30\n17,870.07\n27,738.15\n24,759.56\n24,615.34\n6,152.75\nRestricted Deposits\n60,499.79\n66,478.53\n66,737.97\n67,789.29\n68,133.12\n84,939.87\n84,617.96\n84,477.31\n32,685.62\n115,800.59\n161,010.60\n88,854.55\n165,099.98\nDeposits and Securities Excluded from Base Mo\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-289,219.64\n-349,233.54\n-307,953.33\n-334,093.24\n-364,422.43\n-289,463.92\n-286,297.05\n-276,651.05\n-227,058.87\n-292,541.60\n-301,904.50\n-218,851.62\n-180,036.00\nBroad Money-M3\n5,638,281.02\n5,663,436.51\n5,771,641.88 5,879,933.65\n6,116,782.64 6,200,282.35\n6,491,671.62 6,564,025.89 7,075,542.80\n7,460,198.31\n7,687,023.01\n8,020,027.58\n8,106,224.57\nSecurities Other than Shares Included in Broa\n62,894.35\n50,562.02\n59,329.24\n60,161.15\n63,292.20\n61,392.93\n65,667.46\n66,282.58\n71,054.38\n55,830.26\n62,975.36\n66,482.78\n68,638.47\nBroad Money-M2\n5,575,386.66\n5,612,874.49\n5,712,312.64\n5,819,772.50 6,053,490.44\n6,138,889.42\n6,426,004.16\n6,497,743.31 7,004,488.42 7,404,368.06 7,624,047.65\n7,953,544.80\n8,037,586.10\nOther Deposits\n1,471,657.19\n1,544,945.66\n1,552,644.56\n1,529,856.98\n1,530,705.58\n1,558,418.08\n1,538,865.52\n1,600,104.76\n1,604,901.44\n1,571,434.68\n1,460,819.34\n1,450,191.32\n1,401,725.04\nNarrow Money-M1\n4,103,729.48\n4,067,928.83\n4,159,668.08\n4,289,915.52 4,522,784.87\n4,580,471.34\n4,887,138.64 4,897,638.55 5,399,586.98 5,832,933.38\n6,163,228.31\n6,503,353.48\n6,635,861.06\nTransferable Deposits\n4,033,558.66\n3,985,443.09\n4,046,287.46\n4,147,742.43\n4,369,406.07\n4,404,701.40\n4,690,977.34\n4,696,301.61\n5,199,733.27\n5,589,485.14\n5,875,303.92\n6,184,269.27\n6,303,923.18\nCurrency Outside Depository Corporations\n70,170.81\n82,485.74\n113,380.62\n142,173.09\n153,378.80\n175,769.94\n196,161.30\n201,336.94\n199,853.71\n243,448.24\n287,924.39\n319,084.21\n331,937.88\nSource: Reserve Bank of Zimbawe\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Ban\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n12 \n \n \nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nNet Foreign Assets\n-574,251.01\n-583,790.45\n-588,653.44\n-584,124.96\n-598,046.16\n-624,627.79\n-572,190.43\n-673,117.34\n-634,409.89\n-644,166.06\n-736,057.71\n-869,239.58\n-998,177.94\nClaims on Non Residents\n411,734.17\n450,139.03\n446,101.75\n420,146.58\n406,925.81\n381,126.20\n415,139.98\n380,195.83\n432,967.36\n442,659.91\n330,188.17\n316,883.48\n399,298.64\nOfficial Reserves Assets\n310,238.19\n351,354.77\n347,232.74\n320,724.81\n306,786.71\n281,496.90\n311,951.49\n217,201.99\n270,004.32\n281,012.34\n227,656.94\n205,053.80\n292,286.01\nOther Foreign Assets\n101,495.99\n98,784.27\n98,869.01\n99,421.78\n100,139.10\n99,629.30\n103,188.49\n162,993.84\n162,963.05\n161,647.57\n102,531.22\n111,829.68\n107,012.63\nLess Liabilities to Non Residents\n985,985.18\n1,033,929.49\n1,034,755.19\n1,004,271.54\n1,004,971.97\n1,005,753.98\n987,330.41\n1,053,313.17\n1,067,377.25\n1,086,825.97\n1,066,245.88\n1,186,123.05\n1,397,476.58\nShort Term Liabilities\n515,365.90\n558,302.10\n560,678.78\n528,171.18\n523,978.67\n523,548.11\n502,610.47\n563,024.67\n574,360.75\n593,884.47\n573,462.17\n693,209.75\n903,645.68\nOther Foreign Liabilities\n470,619.28\n475,627.38\n474,076.41\n476,100.37\n480,993.30\n482,205.88\n484,719.93\n490,288.49\n493,016.51\n492,941.50\n492,783.71\n492,913.31\n493,830.91\nNet Domestic Assets (NDA)\n2,046,986.18\n2,083,563.46\n2,193,240.85\n2,188,550.14\n2,257,792.42\n2,349,975.84\n2,521,069.54\n2,737,322.28\n2,999,347.85\n3,105,441.82\n3,256,650.47\n3,578,707.96\n3,663,611.93\nDomestic Claims\n2,418,650.38\n2,450,795.71\n2,572,531.94\n2,546,698.82\n2,684,539.56\n2,853,418.83\n3,030,356.62\n3,245,039.24\n3,502,380.95\n3,713,000.64\n3,917,674.05\n4,231,837.20\n4,417,359.87\nNet Claims on Central Government\n2,218,938.25\n2,244,925.96\n2,330,293.48\n2,312,027.60\n2,422,625.19\n2,556,298.89\n2,740,989.49\n2,935,771.55\n3,213,236.07\n3,346,023.97\n3,517,656.29\n3,785,862.91\n3,925,134.11\nClaims on Central Government\n2,337,546.70\n2,270,648.80\n2,355,433.40\n2,337,736.86\n2,444,902.51\n2,578,541.50\n2,781,509.63\n2,976,316.75\n3,253,867.88\n3,386,569.83\n3,558,186.58\n3,826,415.91\n3,965,701.91\nOf which: Securities Other than Shares\n566,328.08\n577,431.69\n562,535.65\n551,741.20\n533,407.34\n537,150.63\n620,541.15\n640,269.72\n677,443.83\n641,160.04\n1,105,837.44\n1,153,434.17\n1,478,745.94\nLoans\n1,771,218.62\n1,693,217.11\n1,792,897.75\n1,785,995.66\n1,911,495.17\n2,041,390.87\n2,160,968.48\n2,336,047.02\n2,576,424.05\n2,745,409.80\n2,452,349.14\n2,672,981.75\n2,486,955.97\n Loans and Advances\n1,413,619.41\n1,335,617.86\n1,435,423.48\n1,464,915.87\n1,590,415.34\n1,720,310.96\n1,839,861.18\n2,014,968.77\n2,255,345.80\n2,426,555.62\n2,133,497.10\n2,354,104.05\n2,210,823.06\n Legacy Debt\n357,599.21\n357,599.25\n357,474.27\n321,079.79\n321,079.84\n321,079.91\n321,107.30\n321,078.25\n321,078.25\n318,854.18\n318,852.04\n318,877.70\n276,132.91\nLess Liabilities to Central Government\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,567.80\nOf which: Deposits\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,567.80\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n199,712.128\n205,869.751\n242,238.465\n234,671.229\n261,914.370\n297,119.940\n289,367.124\n309,267.684\n289,144.884\n366,976.666\n400,017.757\n445,974.296\n492,225.757\nOther Financial Corporations\n16,515.86\n16,900.44\n18,434.72\n18,570.34\n18,972.27\n19,413.25\n17,924.43\n18,367.00\n18,768.05\n19,232.50\n20,476.27\n20,253.71\n19,884.68\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n166,774.26\n173,037.73\n202,091.08\n194,340.40\n224,238.05\n257,713.90\n250,808.43\n269,176.70\n240,286.01\n323,632.04\n350,513.55\n395,553.41\n447,660.48\nPrivate Sector\n16,422.01\n15,931.59\n21,712.67\n21,760.49\n18,704.05\n19,992.79\n20,634.27\n21,723.98\n30,090.82\n24,112.13\n29,027.93\n30,167.18\n24,680.59\nClaims on Other Depository Corporations\n138,331.70\n110,720.51\n93,514.18\n104,865.33\n85,479.27\n50,810.90\n52,540.42\n43,316.48\n30,413.03\n40,885.26\n73,618.97\n166,428.64\n180,890.40\nOf which: Loans\n138,331.70\n110,720.51\n93,514.18\n104,865.33\n85,479.27\n50,810.90\n52,540.42\n43,316.48\n30,413.03\n40,885.26\n73,618.97\n166,428.64\n180,890.40\nOther Liabilities to ODCs\n296,865.05\n276,464.59\n264,018.11\n261,130.29\n305,203.40\n328,027.29\n322,885.34\n319,687.89\n362,778.93\n386,988.59\n423,416.48\n567,034.15\n618,954.75\nOf which: Aftrades Balances\n209,265.62\n209,265.62\n214,543.03\n240,485.80\n290,485.80\n300,443.03\n300,442.83\n300,443.03\n339,943.03\n339,943.03\n339,943.03\n399,943.03\n399,987.70\n Securities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n6,000.00\n65,130.00\n142,380.00\n165,174.80\nOther Items(Net)\n213,130.85\n201,488.18\n208,787.15\n201,883.73\n207,023.01\n226,226.60\n238,942.17\n231,345.55\n170,667.19\n261,455.48\n311,226.08\n252,523.73\n315,683.58\nShares and Other Equity\n198,745.12\n198,391.01\n202,521.27\n203,258.37\n206,519.28\n220,031.93\n222,222.74\n215,716.92\n219,271.55\n228,502.18\n237,010.51\n234,173.10\n239,919.77\nOther Items(Net)\n-89,331.41\n-81,217.98\n-78,308.70\n-84,747.72\n-83,213.17\n-94,328.99\n-83,482.31\n-84,432.46\n-96,873.76\n-99,019.71\n-102,378.81\n-86,087.70\n-89,336.17\nLiabilities to Other Resident Sectors\n43,217.35\n17,836.62\n17,836.62\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n16,172.43\n15,583.78\n15,583.78\n0.00\nDeposits and Securities Excluded from Base \n60,499.79\n66,478.53\n66,737.97\n67,789.29\n68,133.12\n84,939.87\n84,617.96\n84,477.31\n32,685.62\n115,800.59\n161,010.60\n88,854.55\n165,099.98\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n1,472,735.173 1,499,773.004 1,604,587.411 1,604,425.179 1,659,746.254 1,725,348.049 1,948,879.104 2,064,204.942 2,364,937.964 2,461,275.759 2,520,592.752 2,709,468.388 2,665,433.989\nBond Coins\n13,783.332\n13,852.694\n13,845.125\n20,385.149\n23,268.864\n25,819.605\n27,667.474\n28,763.070\n30,289.792\n35,089.724\n37,235.523\n42,063.416\n54,687.288\nBond Notes\n72,950.552\n88,839.102\n118,836.703\n134,347.604\n140,801.342\n163,388.941\n175,855.752\n179,722.240\n181,874.281\n220,358.199\n259,385.565\n286,809.559\n289,827.726\nLiabilities to ODCs\n1,385,011.220\n1,395,502.072\n1,467,941.594\n1,446,635.592\n1,492,786.162\n1,520,837.740\n1,728,301.189\n1,838,460.100\n2,135,122.534\n2,166,837.091\n2,181,116.178\n2,331,782.192\n2,285,501.169\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n1,385,011.220 1,395,502.072 1,467,941.594 1,446,635.592 1,492,786.162 1,520,837.740 1,728,301.189 1,838,460.100 2,135,122.534 2,166,837.091 2,181,116.178 2,331,782.192 2,285,501.169\nPrivate Deposits\n990.069\n1,579.135\n3,963.989\n3,056.833\n2,889.886\n15,301.762\n17,054.689\n17,259.532\n17,651.358\n38,990.746\n42,855.486\n48,813.221\n35,417.806\nSource: Reserve Bank of Zimbawe\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n13 \n \n \nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nNet Foreign Assets\n18,101.16\n-797.49\n14,426.64\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\n46,950.63\n53,384.91\n94,222.92\n135,911.17\n150,493.62\n162,486.37\nClaims on Non Residents\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n338,839.86\n302,736.47\n260,090.51\n212,254.02\n214,135.93\n249,362.59\n293,931.99\n304,880.23\n338,932.13\nOf Which: Foreign Currency\n107,687.14\n110,979.79\n96,836.03\n66,426.17\n67,822.05\n56,944.26\n57,084.55\n45,185.40\n40,576.65\n38,057.17\n41,812.82\n46,089.81\n58,127.85\nDeposits\n189,886.91\n159,688.03\n193,663.57\n208,412.27\n270,746.20\n245,512.83\n202,703.19\n166,729.03\n173,240.95\n210,988.32\n251,805.84\n258,471.13\n279,933.74\nOther\n262.74\n267.49\n264.07\n266.26\n271.61\n279.38\n302.77\n339.60\n318.33\n317.10\n313.33\n319.29\n870.54\nLess Liabilities to Non Residents\n279,735.63\n271,732.80\n276,337.02\n249,701.07\n254,100.19\n246,491.92\n262,612.14\n165,303.39\n160,751.02\n155,139.67\n158,020.82\n154,386.61\n176,445.76\nOf Which: Deposits\n142,073.73\n137,945.79\n135,779.65\n117,026.45\n126,179.95\n120,578.30\n119,073.63\n54,731.95\n51,835.14\n54,067.71\n58,472.24\n56,101.99\n67,977.29\nLoans\n137,661.90\n133,787.01\n140,557.37\n132,674.61\n127,920.24\n125,913.62\n143,538.51\n110,571.44\n108,915.89\n101,071.96\n99,548.59\n98,284.62\n108,468.47\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n5,549,018.98\n \n5,580,169.12\n \n5,639,870.63\n \n5,709,300.08\n \n5,875,774.29\n \n5,952,966.10\n \n6,280,977.27\n \n6,298,478.80\n \n6,804,652.82\n \n7,083,536.41\n \n7,220,331.96\n \n7,501,636.53\n \n7,576,382.51\n \nDomestic Claims\n5,062,767.51\n \n5,005,600.80\n \n5,033,682.47\n \n5,146,513.06\n \n5,166,270.84\n \n5,256,547.58\n \n5,399,799.92\n \n5,318,218.47\n \n5,539,090.73\n \n5,732,954.31\n \n5,889,257.98\n \n6,058,686.31\n \n6,286,090.74\n \nNet Claims on Central Government\n1,379,025.29\n \n1,466,527.53\n \n1,529,297.84\n \n1,527,497.74\n \n1,596,904.80\n \n1,611,970.31\n \n1,688,140.84\n \n1,647,948.26\n \n1,750,215.27\n \n1,916,341.54\n \n2,041,284.38\n \n2,194,286.98\n \n2,331,967.01\n \nClaims on Central Government\n1,421,190.70\n \n1,519,591.25\n \n1,584,557.48\n \n1,614,398.84\n \n1,673,138.81\n \n1,687,074.29\n \n1,761,855.63\n \n1,726,007.68\n \n1,838,546.24\n \n1,971,537.77\n \n2,084,380.00\n \n2,229,035.44\n \n2,426,572.26\n \nSecurities\n1,403,396.87\n \n1,503,705.38\n \n1,569,588.93\n \n1,598,695.64\n \n1,657,317.09\n \n1,670,327.43\n \n1,713,932.99\n \n1,680,825.17\n \n1,797,227.42\n \n1,930,046.62\n \n2,049,535.06\n \n2,196,782.06\n \n2,397,156.98\n \nLoans\n17,793.82\n \n15,885.88\n \n14,968.55\n \n15,703.20\n \n15,821.72\n \n16,746.86\n \n47,922.65\n \n45,182.51\n \n41,318.82\n \n41,491.15\n \n34,844.95\n \n32,253.38\n \n29,415.28\n \nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n42,165.41\n \n53,063.72\n \n55,259.64\n \n86,901.10\n \n76,234.01\n \n75,103.98\n \n73,714.80\n \n78,059.42\n \n88,330.97\n \n55,196.23\n \n43,095.62\n \n34,748.45\n \n94,605.25\n \nOf which: Deposits\n42,165.41\n \n53,063.72\n \n55,259.64\n \n86,901.10\n \n76,234.01\n \n75,103.98\n \n73,714.80\n \n78,059.42\n \n88,330.97\n \n55,196.23\n \n43,095.62\n \n34,748.45\n \n94,605.25\n \nOther \n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nClaims on Other Sectors\n3,683,742.22\n \n3,539,073.27\n \n3,504,384.63\n \n3,619,015.32\n \n3,569,366.04\n \n3,644,577.26\n \n3,711,659.09\n \n3,670,270.21\n \n3,788,875.46\n \n3,816,612.76\n \n3,847,973.60\n \n3,864,399.32\n \n3,954,123.73\n \nOther Financial Corporations\n65,766.93\n \n63,104.52\n \n27,907.03\n \n28,798.81\n \n30,480.82\n \n33,050.68\n \n87,624.43\n \n35,875.21\n \n29,252.04\n \n30,507.19\n \n29,078.55\n \n31,791.66\n \n45,379.41\n \nState and Local Government\n34,237.41\n \n35,909.11\n \n35,006.53\n \n34,312.18\n \n34,732.93\n \n36,595.52\n \n35,573.02\n \n34,059.17\n \n34,223.63\n \n31,707.35\n \n33,198.40\n \n38,416.75\n \n46,177.22\n \nPublic Non Financial Corporations\n86,631.35\n \n84,675.48\n \n84,417.84\n \n86,380.62\n \n90,267.74\n \n88,656.44\n \n98,878.45\n \n142,891.35\n \n171,759.70\n \n142,254.70\n \n124,030.93\n \n130,803.39\n \n168,917.77\n \nPrivate Sector\n3,497,106.53\n \n3,355,384.15\n \n3,357,053.23\n \n3,469,523.72\n \n3,413,884.55\n \n3,486,274.63\n \n3,489,583.19\n \n3,457,444.48\n \n3,553,640.10\n \n3,612,143.52\n \n3,661,665.72\n \n3,663,387.53\n \n3,693,649.33\n \nClaims on the Central Bank\n1,643,116.38\n \n1,684,125.02\n \n1,692,364.62\n \n1,734,347.30\n \n1,843,336.43\n \n1,856,234.16\n \n2,034,646.02\n \n2,168,966.56\n \n2,440,107.43\n \n2,495,688.75\n \n2,525,633.85\n \n2,671,576.69\n \n2,604,575.55\n \nCurrency\n16,563.071\n \n20,206.055\n \n19,301.209\n \n12,559.660\n \n10,691.409\n \n13,438.609\n \n7,361.926\n \n7,148.374\n \n12,310.361\n \n11,999.682\n \n8,696.697\n \n9,788.767\n \n12,577.130\n \nOther Claims including Reserves\n1,626,553.31\n \n1,663,918.96\n \n1,673,063.41\n \n1,721,787.64\n \n1,832,645.02\n \n1,842,795.55\n \n2,027,284.09\n \n2,161,818.18\n \n2,427,797.07\n \n2,483,689.07\n \n2,516,937.16\n \n2,661,787.92\n \n2,591,998.42\n \nLiabilities to the Central Bank\n68,634.82\n \n39,193.97\n \n41,437.92\n \n43,486.92\n \n42,006.71\n \n42,321.73\n \n44,233.20\n \n32,516.41\n \n20,544.52\n \n20,550.87\n \n32,863.80\n \n51,156.39\n \n113,727.10\n \nOther Items(Net)\n1,088,230.09\n \n1,070,362.72\n \n1,044,738.54\n \n1,128,073.36\n \n1,091,826.28\n \n1,117,493.91\n \n1,109,235.47\n \n1,156,189.82\n \n1,154,000.82\n \n1,124,555.78\n \n1,161,696.08\n \n1,177,470.09\n \n1,200,556.69\n \nShares and Other Equity\n1,271,826.05\n \n1,272,987.21\n \n1,279,285.69\n \n1,301,867.36\n \n1,295,023.50\n \n1,310,286.87\n \n1,325,276.01\n \n1,330,874.62\n \n1,342,135.53\n \n1,356,314.17\n \n1,398,886.31\n \n1,422,958.60\n \n1,530,397.97\n \nLiabilities to other ressident sectors\n1,918.34\n \n1,912.23\n \n1,917.51\n \n151.35\n \n(115.98)\n \n(77.72)\n \n2,369.41\n \n3,063.52\n \n2,286.29\n \n11,565.72\n \n9,175.78\n \n9,031.56\n \n6,152.75\n \nOther Items(Net)\n(185,514.31)\n \n(204,536.72)\n \n(236,464.66)\n \n(173,945.36)\n \n(203,081.24)\n \n(192,715.24)\n \n(218,409.95)\n \n(177,748.32)\n \n(190,420.99)\n \n(243,324.12)\n \n(246,366.01)\n \n(254,520.08)\n \n(335,994.03)\n \nDeposits and Securities Included in Broad Mon\n5,567,120.14\n \n5,579,371.63\n \n5,654,297.27\n \n5,734,703.72\n \n5,960,513.96\n \n6,009,210.65\n \n6,278,455.63\n \n6,345,429.42\n \n6,858,037.73\n \n7,177,759.33\n \n7,356,243.13\n \n7,652,130.15\n \n7,738,868.88\n \nDeposits Included in Broad Money\n5,504,225.78\n \n5,528,809.61\n \n5,594,968.03\n \n5,674,542.57\n \n5,897,221.76\n \n5,947,817.72\n \n6,212,788.17\n \n6,279,146.84\n \n6,786,983.35\n \n7,121,929.07\n \n7,293,267.77\n \n7,585,647.37\n \n7,670,230.41\n \nTransferable Deposits\n4,032,568.59\n3,983,863.96\n4,042,323.47\n4,144,685.59\n4,366,516.18\n4,389,399.64\n4,673,922.65\n4,679,042.08\n5,182,081.91\n5,550,494.39\n5,832,448.43\n6,135,456.05\n6,268,505.37\nMoney Market Instruments\n62,894.35\n \n50,562.02\n \n59,329.24\n \n60,161.15\n \n63,292.20\n \n61,392.93\n \n65,667.46\n \n66,282.58\n \n71,054.38\n \n55,830.26\n \n62,975.36\n \n66,482.78\n \n68,638.47\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 2 : OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n14 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nLocal \nPublic \nOther Institutional Units\n3\nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nAssets\n2016\nJan\n1.22\n \n193.28\n734.58\n294.53\n116.1\n25.0\n1,147.0\n28.8\n5.2\n19.1\n28.5\n15.6\n63.6\n3,547.4\n110.2\n582.8\n412.8\n545.1\n7,870.8\nFeb\n1.44\n \n160.35\n763.47\n287.06\n102.8\n25.0\n1,228.9\n29.2\n5.2\n19.0\n25.0\n15.8\n61.1\n3,472.0\n100.5\n477.1\n427.3\n547.6\n7,748.9\nMar\n1.53\n \n179.00\n809.22\n286.42\n148.6\n25.0\n1,225.0\n28.5\n5.1\n16.4\n22.6\n14.2\n103.9\n3,510.6\n59.3\n471.0\n428.0\n552.9\n7,887.2\nApr\n1.55\n \n146.02\n818.74\n323.00\n111.8\n25.0\n1,322.7\n27.6\n5.1\n15.8\n25.1\n15.0\n102.4\n3,453.7\n66.7\n413.7\n445.5\n552.2\n7,871.5\nMay\n1.53\n \n100.12\n973.06\n281.55\n91.0\n25.0\n1,354.1\n26.8\n5.0\n16.6\n12.3\n14.7\n101.1\n3,433.4\n61.0\n397.0\n440.2\n564.1\n7,898.5\nJun\n1.61\n \n124.61\n1,015.85\n287.98\n128.5\n25.0\n1,412.9\n25.9\n0.0\n16.4\n28.1\n14.6\n98.9\n3,414.9\n66.9\n407.7\n431.5\n578.8\n8,080.1\nJul\n1.62\n \n111.03\n1,053.72\n242.57\n147.4\n25.0\n1,450.1\n33.4\n0.0\n16.2\n26.6\n15.4\n100.7\n3,320.9\n74.2\n393.1\n416.7\n592.4\n8,021.1\nAug\n1.58\n \n148.46\n1,177.10\n235.02\n136.0\n25.0\n1,420.2\n32.3\n0.0\n11.3\n22.9\n15.4\n100.5\n3,326.8\n67.8\n390.2\n445.0\n598.3\n8,153.9\nSep\n1.63\n \n96.32\n1,208.28\n310.75\n173.6\n25.0\n1,463.4\n29.0\n5.4\n3.2\n27.3\n14.5\n88.4\n3,349.0\n86.1\n382.3\n448.6\n606.6\n8,319.5\nOct\n1.42\n \n88.60\n1,155.19\n322.05\n162.3\n27.0\n1,517.5\n26.3\n15.4\n3.9\n28.7\n15.5\n88.1\n3,389.7\n68.2\n397.2\n427.7\n609.0\n8,343.8\nNov\n4.57\n \n76.25\n1,318.56\n318.52\n140.9\n27.0\n1,500.7\n22.3\n15.5\n4.6\n17.6\n15.4\n86.1\n3,469.5\n71.9\n350.5\n419.0\n618.2\n8,477.2\nDec\n16.56\n \n107.69\n1,418.99\n378.23\n162.9\n27.0\n1,553.2\n21.0\n15.3\n4.9\n17.8\n13.2\n71.3\n3,265.0\n330.1\n376.7\n408.8\n626.0\n8,814.8\n2017\nJan\n20.21\n \n110.98\n1,454.99\n239.82\n132.7\n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.30\n \n96.84\n1,488.48\n251.83\n145.1\n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.56\n \n66.43\n1,485.92\n260.51\n154.9\n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.69\n \n67.82\n1,495.25\n249.41\n219.3\n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nMay\n13.44\n \n56.94\n1,492.38\n272.47\n170.2\n75.3\n1,968.9\n20.3\n15.7\n33.6\n16.7\n16.3\n72.9\n3,447.8\n82.4\n486.1\n421.7\n644.4\n9,307.6\nJun\n7.36\n \n57.08\n1,674.91\n350.26\n92.1\n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.15\n \n45.19\n1,807.42\n302.34\n63.1\n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.31\n \n40.58\n2,061.85\n276.55\n165.3\n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.00\n \n38.06\n2,110.44\n226.79\n179.7\n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.70\n \n41.81\n2,139.31\n254.07\n190.8\n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.79\n \n46.09\n2,315.51\n289.76\n184.2\n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.58\n \n58.13\n2,592.00\n276.01\n213.4\n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n15 \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n2,487.3\n650.3\n1,536.5\n4,674.2\n388.1\n26.4\n5,088.7\n44.9\n356.5\n0.0\n125.0\n86.0\n1,189.0\n582.8\n397.8\n7,870.76\n \n Feb\n2,466.2\n669.7\n1,552.9\n4,688.8\n375.0\n20.4\n5,084.1\n50.3\n341.1\n0.0\n171.7\n36.4\n1,196.7\n477.1\n391.3\n7,748.89\n \n Mar\n2,566.3\n676.8\n1,592.4\n4,835.5\n371.0\n16.9\n5,223.5\n55.6\n340.1\n0.0\n181.1\n37.3\n1,185.3\n471.0\n393.5\n7,887.24\n \n Apr\n2,629.9\n695.1\n1,568.6\n4,893.7\n332.4\n18.5\n5,244.6\n80.1\n322.6\n0.0\n194.0\n36.9\n1,188.4\n413.7\n391.2\n7,871.55\n \n May\n2,698.3\n690.6\n1,559.5\n4,948.4\n309.8\n19.5\n5,277.7\n71.6\n336.1\n0.0\n143.5\n36.8\n1,238.7\n397.0\n397.2\n7,898.54\n \n Jun\n2,792.4\n660.9\n1,569.2\n5,022.5\n401.4\n25.6\n5,449.5\n81.0\n307.7\n0.0\n159.4\n47.4\n1,243.5\n407.7\n384.0\n8,080.12\n \n Jul\n2,734.8\n722.9\n1,517.7\n4,975.5\n435.1\n50.9\n5,461.5\n71.8\n296.6\n0.0\n129.6\n46.2\n1,256.6\n393.1\n365.6\n8,021.06\n \n Aug\n2,894.5\n639.2\n1,553.3\n5,087.1\n412.3\n46.9\n5,546.3\n80.8\n290.6\n0.0\n127.6\n41.2\n1,271.0\n390.2\n406.1\n8,153.92\n \n Sep\n2,974.8\n679.9\n1,534.9\n5,189.6\n479.7\n43.7\n5,713.0\n74.1\n276.8\n0.0\n151.7\n36.2\n1,276.8\n382.3\n408.4\n8,319.46\n \n Oct\n3,115.2\n605.1\n1,508.9\n5,229.3\n433.8\n43.1\n5,706.1\n73.4\n297.0\n0.0\n162.4\n28.3\n1,293.5\n397.2\n385.9\n8,343.79\n \n Nov\n3,245.5\n640.8\n1,467.6\n5,353.9\n471.9\n46.2\n5,872.0\n43.9\n289.7\n0.0\n142.2\n28.8\n1,313.4\n350.5\n436.9\n8,477.19\n \n Dec\n3,329.8\n702.9\n1,471.7\n5,504.4\n510.9\n42.2\n6,057.4\n62.9\n279.6\n1.8\n191.5\n48.8\n1,384.1\n376.7\n412.1\n8,814.81\n \n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.02\n \n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.81\n \n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.00\n \n May\n3,593.7\n798.7\n1,558.4\n5,950.8\n454.6\n75.1\n6,480.5\n61.4\n243.5\n0.0\n95.2\n42.2\n1,448.6\n486.1\n450.1\n9,307.64\n \n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.82\n \n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.29\n \n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.48\n \n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.53\n \n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.89\n \n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.47\n \n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.70\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$ millions\n \n \n \n16 \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n1.05\n \n171.98\n667.53\n119.20\n105.6\n25.0\n1,039.4\n0.0\n5.2\n19.1\n28.5\n15.6\n62.6\n2,703.9\n61.5\n582.8\n278.8\n396.6\n6,284.4\nFeb\n1.21\n \n140.75\n702.19\n96.28\n93.1\n25.0\n1,128.1\n0.0\n5.2\n19.0\n25.0\n15.8\n60.1\n2,615.0\n62.1\n477.1\n292.8\n399.3\n6,158.2\nMar\n1.31\n \n161.90\n734.53\n96.34\n131.7\n25.0\n1,143.3\n0.0\n5.1\n16.4\n22.6\n14.2\n102.9\n2,618.9\n62.6\n471.0\n298.0\n405.1\n6,311.1\nApr\n1.35\n \n135.51\n778.19\n135.47\n108.3\n25.0\n1,200.9\n0.0\n5.1\n15.8\n25.1\n15.0\n101.5\n2,573.6\n69.6\n413.7\n309.7\n404.7\n6,318.6\nMay\n1.38\n \n89.57\n891.44\n130.52\n85.3\n25.0\n1,229.5\n0.0\n5.0\n16.6\n12.3\n14.7\n100.1\n2,534.2\n64.0\n397.0\n302.2\n413.8\n6,312.8\nJun\n1.42\n \n108.53\n934.42\n84.65\n123.2\n25.0\n1,279.0\n0.0\n0.0\n16.4\n28.1\n14.6\n97.9\n2,523.7\n64.1\n407.7\n299.0\n431.6\n6,439.3\nJul\n1.45\n \n101.74\n977.63\n79.50\n141.3\n25.0\n1,316.9\n0.0\n0.0\n16.2\n26.6\n15.4\n99.7\n2,414.7\n65.7\n393.1\n284.0\n440.7\n6,399.6\nAug\n1.36\n \n140.23\n1,074.47\n97.53\n131.9\n25.0\n1,297.4\n0.0\n0.0\n11.3\n22.9\n15.4\n99.5\n2,414.8\n67.3\n390.2\n313.6\n447.3\n6,550.2\nSep\n1.40\n \n91.63\n1,122.67\n143.91\n169.6\n25.0\n1,331.9\n0.0\n5.4\n3.2\n27.3\n14.5\n87.3\n2,451.9\n71.4\n382.3\n317.3\n455.9\n6,702.6\nOct\n1.27\n \n81.03\n1,090.44\n130.20\n155.1\n27.0\n1,376.2\n0.0\n15.4\n3.9\n28.7\n15.5\n87.1\n2,472.1\n66.0\n397.2\n293.2\n458.2\n6,698.6\nNov\n4.24\n \n69.45\n1,242.12\n103.17\n136.3\n27.0\n1,349.8\n0.0\n15.5\n4.6\n17.6\n15.4\n85.2\n2,511.0\n68.5\n350.5\n285.6\n466.2\n6,752.2\nDec\n14.07\n \n98.95\n1,306.91\n134.35\n156.7\n27.0\n1,416.0\n0.0\n15.3\n4.9\n17.8\n13.2\n70.4\n2,380.1\n273.8\n376.7\n274.2\n473.4\n7,053.8\n2017\nJan\n17.72\n \n103.75\n1,322.38\n81.89\n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nFeb\n16.29\n \n89.44\n1,396.07\n96.11\n137.3\n48.6\n1,502.5\n0.0\n15.5\n3.2\n15.0\n14.9\n68.2\n2,238.9\n239.7\n398.5\n266.0\n480.1\n7,026.4\nMar\n10.74\n \n63.27\n1,421.43\n83.18\n150.7\n53.5\n1,578.7\n0.0\n15.7\n3.8\n15.7\n15.7\n69.9\n2,554.3\n23.7\n422.4\n314.5\n484.0\n7,281.0\nApr\n9.82\n \n64.14\n1,383.44\n75.92\n209.0\n51.4\n1,744.4\n0.0\n15.8\n3.6\n15.8\n16.9\n74.0\n2,493.3\n26.4\n489.1\n263.7\n492.6\n7,429.3\nMay\n12.36\n \n52.63\n1,376.30\n119.89\n159.1\n75.3\n1,739.8\n0.0\n15.7\n33.6\n16.7\n16.3\n72.4\n2,528.3\n28.4\n486.1\n290.7\n492.0\n7,515.6\nJun\n7.01\n \n53.33\n1,578.51\n141.42\n82.2\n110.6\n1,786.8\n0.0\n16.0\n35.0\n47.9\n16.5\n82.2\n2,583.5\n23.9\n533.5\n273.6\n497.3\n7,869.2\nJul\n6.71\n \n40.92\n1,684.48\n137.62\n53.7\n103.6\n1,752.4\n0.0\n26.1\n34.4\n45.2\n16.9\n116.3\n2,495.4\n24.2\n513.6\n295.5\n482.1\n7,829.0\nAug\n11.80\n \n37.09\n1,882.39\n124.33\n161.2\n7.9\n1,856.2\n0.0\n26.3\n64.6\n41.3\n18.0\n145.0\n2,538.1\n23.8\n531.8\n272.6\n485.7\n8,228.1\nSep\n11.43\n \n35.83\n1,961.76\n109.59\n172.7\n31.3\n1,998.0\n0.0\n23.5\n65.0\n41.5\n15.6\n118.2\n2,585.7\n28.3\n472.8\n281.3\n487.7\n8,440.0\nOct\n8.10\n \n40.49\n1,961.82\n143.68\n175.7\n61.0\n2,106.6\n0.0\n24.4\n65.1\n34.8\n17.8\n99.1\n2,607.0\n29.4\n432.4\n287.8\n508.9\n8,604.1\nNov\n9.04\n \n45.09\n2,126.74\n161.14\n174.7\n74.3\n2,230.4\n0.0\n23.5\n65.4\n32.3\n19.6\n106.9\n2,618.1\n26.4\n417.7\n324.2\n511.4\n8,966.9\nDec\n11.43\n \n55.32\n2,373.95\n141.47\n203.5\n66.6\n2,128.7\n0.0\n23.5\n66.3\n29.4\n19.4\n145.0\n2,579.8\n40.0\n508.3\n324.5\n536.4\n9,253.6\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2016\n Jan\n2,428.8\n278.8\n967.1\n3674.77\n340.4\n24.7\n4,039.9\n33.6\n313.2\n0.0\n50.3\n85.3\n871.3\n582.8\n308.0\n6,284.43\n \n Feb\n2,407.9\n290.0\n984.9\n3682.68\n337.3\n18.8\n4,038.7\n38.4\n298.9\n0.0\n91.0\n35.0\n878.1\n477.1\n301.0\n6,158.19\n \n Mar\n2,508.0\n288.3\n1,026.9\n3823.12\n345.4\n15.4\n4,183.9\n43.2\n303.1\n0.0\n100.2\n36.1\n886.6\n471.0\n287.1\n6,311.15\n \n Apr\n2,571.6\n297.5\n1,014.8\n3883.80\n306.8\n16.9\n4,207.6\n67.7\n285.7\n0.0\n119.4\n36.1\n893.9\n413.7\n294.4\n6,318.60\n \n May\n2,639.9\n280.6\n1,042.8\n3963.37\n275.1\n17.9\n4,256.4\n57.9\n300.0\n0.0\n66.3\n36.1\n908.9\n397.0\n290.1\n6,312.76\n \n Jun\n2,734.1\n268.2\n1,019.8\n4022.09\n331.6\n24.0\n4,377.6\n67.9\n272.3\n0.0\n77.8\n44.3\n915.7\n407.7\n276.0\n6,439.33\n \n Jul\n2,676.5\n334.1\n987.4\n3997.93\n361.0\n33.8\n4,392.8\n58.2\n261.0\n0.0\n56.9\n45.8\n922.1\n393.1\n269.8\n6,399.63\n \n Aug\n2,836.2\n285.6\n1,009.5\n4131.35\n341.3\n29.3\n4,501.9\n67.0\n257.0\n0.0\n51.1\n40.9\n932.3\n390.2\n309.8\n6,550.23\n \n Sep\n2,915.9\n334.9\n987.8\n4238.62\n393.9\n25.8\n4,658.3\n62.9\n246.3\n0.0\n69.3\n35.9\n944.5\n382.3\n303.2\n6,702.64\n \n Oct\n3,056.4\n267.0\n940.9\n4264.34\n344.5\n25.0\n4,633.9\n60.0\n267.7\n0.0\n74.5\n27.9\n954.5\n397.2\n283.0\n6,698.61\n \n Nov\n3,186.7\n254.5\n896.9\n4338.05\n382.5\n28.0\n4,748.6\n29.3\n260.0\n0.0\n51.4\n28.2\n966.9\n350.5\n317.3\n6,752.22\n \n Dec\n3,271.3\n285.7\n896.0\n4452.99\n418.3\n19.6\n4,890.9\n47.1\n250.7\n1.8\n111.6\n48.2\n1,032.7\n376.7\n294.0\n7,053.81\n \n2017\n Jan\n3,205.0\n317.1\n981.8\n4503.86\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6,933.07\n \n Feb\n3,267.0\n318.3\n977.1\n4562.41\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7,026.43\n \n Mar\n3,370.3\n313.3\n965.3\n4648.90\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7,281.03\n \n Apr\n3,496.9\n328.5\n960.8\n4786.12\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7,429.28\n \n May\n3,534.8\n331.2\n979.7\n4845.74\n384.0\n53.4\n5,283.1\n50.8\n220.4\n0.0\n29.0\n41.9\n1,092.7\n486.1\n311.6\n7,515.61\n \n Jun\n3,792.5\n332.7\n949.8\n5075.08\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.22\n \n Jul\n3,786.1\n326.0\n1,021.7\n5133.85\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.03\n \n Aug\n4,198.3\n342.7\n1,010.3\n5551.37\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.06\n \n Sep\n4,561.7\n355.5\n1,003.7\n5920.98\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.05\n \n Oct\n4,771.6\n340.7\n927.8\n6040.15\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.14\n \n Nov\n5,036.5\n380.1\n918.9\n6335.46\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.85\n \n Dec\n5,143.9\n409.2\n850.3\n6403.38\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.57\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n18 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n0.13\n \n17.39\n52.89\n174.89\n10.0\n0.0\n76.6\n28.8\n0.0\n0.0\n332.8\n0.0\n424.2\n107.9\n119.7\n1,345.3\nFeb\n0.20\n \n18.23\n51.29\n188.70\n9.2\n0.0\n65.6\n29.2\n0.0\n0.0\n330.2\n0.0\n428.9\n110.4\n119.6\n1,351.6\nMar\n0.19\n \n15.08\n63.72\n189.76\n16.6\n0.0\n50.8\n28.5\n0.0\n0.0\n345.4\n0.0\n407.7\n105.9\n119.4\n1,343.1\nApr\n0.19\n \n9.46\n24.44\n186.02\n3.4\n0.0\n90.9\n27.6\n0.0\n0.0\n332.5\n0.0\n406.6\n111.4\n119.2\n1,311.8\nMay\n0.14\n \n7.35\n65.79\n148.67\n5.5\n0.0\n93.3\n26.8\n0.0\n0.0\n339.8\n0.0\n421.5\n114.2\n122.3\n1,345.3\nJun\n0.18\n \n12.92\n66.94\n200.92\n5.2\n0.0\n103.7\n25.9\n0.0\n0.0\n353.3\n0.0\n402.0\n107.4\n119.3\n1,397.7\nJul\n0.16\n \n8.30\n63.25\n162.33\n5.7\n0.0\n101.6\n33.4\n0.0\n0.0\n346.8\n0.0\n426.1\n107.3\n123.8\n1,378.9\nAug\n0.20\n \n7.54\n84.78\n136.50\n4.1\n0.0\n95.1\n32.3\n0.0\n0.0\n353.4\n0.0\n416.6\n105.8\n123.4\n1,359.7\nSep\n0.21\n \n4.16\n67.01\n165.80\n3.8\n0.0\n95.5\n29.0\n0.0\n0.0\n354.4\n0.0\n417.1\n105.4\n123.3\n1,365.6\nOct\n0.12\n \n7.23\n52.19\n191.21\n6.8\n0.0\n100.9\n26.3\n0.0\n0.0\n356.9\n0.0\n427.0\n108.8\n123.4\n1,400.9\nNov\n0.14\n \n6.44\n54.76\n214.60\n3.9\n0.0\n114.9\n22.3\n0.0\n0.0\n381.2\n0.0\n444.9\n108.8\n124.7\n1,476.7\nDec\n1.72\n \n8.05\n89.65\n243.77\n5.1\n0.0\n91.3\n21.0\n0.0\n0.0\n379.8\n0.0\n430.2\n110.0\n124.4\n1,505.1\n2017\nJan\n2.35\n \n7.02\n109.63\n157.70\n4.3\n0.0\n123.7\n20.8\n0.0\n0.0\n389.1\n0.0\n406.1\n106.3\n124.4\n1,451.4\nFeb\n1.19\n \n7.29\n69.26\n155.60\n7.4\n0.0\n162.0\n20.1\n0.0\n0.0\n394.4\n0.0\n410.1\n109.0\n124.2\n1,460.4\nMar\n1.65\n \n3.07\n35.53\n177.16\n4.0\n0.0\n164.2\n18.7\n0.0\n0.0\n404.4\n0.0\n413.0\n102.8\n124.2\n1,448.6\nApr\n0.74\n \n3.56\n73.43\n173.28\n9.8\n0.0\n158.6\n17.8\n0.0\n0.0\n392.5\n0.0\n432.3\n109.7\n125.1\n1,496.8\nMay\n0.92\n \n3.94\n81.47\n152.32\n10.8\n0.0\n168.2\n20.3\n0.0\n0.0\n394.4\n0.0\n451.1\n105.9\n126.1\n1,515.4\nJun\n0.34\n \n3.66\n65.90\n208.75\n9.8\n0.0\n165.3\n19.0\n0.0\n0.0\n387.6\n0.0\n452.9\n109.6\n126.0\n1,548.8\nJul\n0.39\n \n3.93\n105.83\n164.58\n9.2\n0.0\n168.4\n17.2\n0.0\n0.0\n391.9\n0.0\n451.9\n110.9\n127.3\n1,551.5\nAug\n0.44\n \n3.09\n142.75\n152.03\n3.9\n0.0\n186.7\n16.3\n0.0\n0.0\n409.3\n0.0\n465.5\n104.7\n127.2\n1,611.9\nSep\n0.56\n \n1.82\n108.41\n116.96\n6.7\n0.0\n193.0\n16.1\n0.0\n0.0\n412.7\n0.0\n475.2\n113.4\n130.1\n1,574.8\nOct\n0.57\n \n1.15\n145.68\n110.02\n14.8\n0.0\n193.9\n15.4\n0.0\n0.0\n420.7\n0.0\n493.6\n149.9\n130.4\n1,676.0\nNov\n0.75\n \n0.90\n138.84\n128.42\n8.7\n0.0\n193.6\n18.8\n0.0\n0.0\n420.9\n0.0\n489.0\n160.4\n133.0\n1,693.3\nDec\n1.05\n \n2.59\n170.60\n134.30\n9.1\n0.0\n195.1\n26.8\n0.0\n0.0\n402.3\n0.0\n516.8\n163.2\n135.5\n1,757.3\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n297.8\n534.3\n832.14\n47.2\n0.1\n879.4\n22.6\n43.3\n0.0\n74.7\n0.0\n292.9\n32.3\n1,345.27\n \n Feb\n305.9\n533.4\n839.34\n37.2\n0.1\n876.6\n23.2\n42.3\n0.0\n80.7\n0.9\n296.3\n31.5\n1,351.56\n \n Mar\n314.1\n531.2\n845.28\n25.1\n0.0\n870.4\n23.6\n37.0\n0.0\n80.9\n0.8\n284.3\n46.0\n1,343.06\n \n Apr\n317.6\n520.8\n838.41\n25.1\n0.0\n863.5\n23.7\n36.9\n0.0\n74.6\n0.5\n278.8\n33.9\n1,311.79\n \n May\n330.8\n480.5\n811.31\n34.1\n0.0\n845.5\n25.0\n36.2\n0.0\n77.2\n0.5\n315.5\n45.5\n1,345.27\n \n Jun\n313.1\n511.6\n824.71\n69.2\n0.0\n893.9\n24.4\n35.4\n0.0\n81.5\n3.1\n313.1\n46.3\n1,397.68\n \n Jul\n313.4\n490.8\n804.18\n74.0\n15.5\n893.7\n24.8\n35.7\n0.0\n72.7\n0.4\n318.2\n33.4\n1,378.87\n \n Aug\n278.7\n503.6\n782.31\n71.0\n16.1\n869.4\n25.1\n33.6\n0.0\n76.5\n0.4\n321.5\n33.3\n1,359.67\n \n Sep\n270.8\n507.3\n778.11\n85.7\n16.4\n880.2\n22.5\n30.5\n0.0\n82.4\n0.3\n314.1\n35.5\n1,365.62\n \n Oct\n267.3\n525.9\n793.19\n89.2\n16.4\n898.9\n24.6\n29.4\n0.0\n87.8\n0.4\n319.7\n40.1\n1,400.87\n \n Nov\n311.8\n529.0\n840.82\n89.4\n16.5\n946.7\n25.8\n29.6\n0.0\n90.8\n0.6\n326.4\n56.8\n1,476.66\n \n Dec\n339.5\n532.9\n872.41\n92.6\n16.6\n981.6\n27.0\n28.8\n0.0\n79.9\n0.5\n330.3\n56.9\n1,505.10\n \n2017\n Jan\n326.2\n522.1\n848.23\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1,451.40\n \n Feb\n326.1\n534.4\n860.48\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1,460.43\n \n Mar\n319.7\n523.2\n842.91\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1,448.62\n \n Apr\n399.6\n527.1\n926.64\n70.6\n16.0\n1,013.2\n21.8\n22.8\n0.0\n54.0\n0.2\n322.5\n62.3\n1,496.83\n \n May\n378.0\n536.0\n914.03\n70.7\n16.1\n1,000.8\n21.8\n23.0\n0.0\n66.2\n0.4\n325.8\n77.4\n1,515.45\n \n Jun\n401.8\n544.4\n946.24\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.79\n \n Jul\n430.3\n531.5\n961.78\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.54\n \n Aug\n495.3\n546.5\n1041.77\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.94\n \n Sep\n488.5\n517.9\n1006.46\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.82\n \n Oct\n583.1\n475.2\n1058.27\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,675.97\n \n Nov\n570.3\n473.5\n1043.76\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.33\n \n Dec\n608.2\n496.6\n1104.85\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.28\n \nSource:Reserve Bank of Zimbabwe,2017\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n20 \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJun\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJul\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nAug\n498,489.6\n43,265.5\n26,005.4\n295,108.0\n11,957.4\n69,959.8\n423,824.7\n139,556.7\n458,763.3\n44,237.3\n636,726.8\n10,497.1\n2,658,391.5\nSep\n487,504.2\n42,900.7\n20,644.2\n338,165.8\n11,960.4\n154,582.0\n409,891.0\n142,259.6\n400,059.8\n40,609.7\n636,000.8\n11,273.3\n2,695,851.5\nOct\n513,303.7\n44,348.8\n23,814.1\n333,709.5\n11,968.6\n70,984.3\n418,465.3\n152,571.6\n456,867.4\n45,511.4\n637,546.1\n11,122.2\n2,720,213.0\nNov\n526,709.8\n42,580.2\n22,481.4\n338,556.1\n11,358.7\n72,491.9\n413,849.2\n152,092.3\n464,279.4\n42,762.1\n641,080.5\n10,545.5\n2,738,787.0\nDec\n436,452.3\n41,297.5\n19,541.4\n311,503.1\n11,668.9\n327,576.0\n377,945.5\n134,516.0\n415,801.6\n36,867.2\n613,022.6\n10,287.7\n2,736,479.6\n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nApr\n426,696.6\n43,836.6\n18,145.2\n340,025.3\n12,219.1\n271,824.0\n360,945.8\n134,101.0\n350,475.1\n42,208.4\n571,000.5\n12,492.9\n2,583,970.5\nMay\n428,874.0\n43,427.0\n16,689.0\n322,695.4\n12,252.6\n269,976.3\n360,929.9\n117,479.9\n354,102.7\n41,337.5\n569,798.9\n11,923.7\n2,549,487.0\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\nSource:Reserve Bank of Zimbabwe,2017\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ ('000)\n \n \n \n21 \n \n \n \nEND OF\nAGRICULTURE CONSTRUCTION COMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n465,089.7\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,424,846.1\nFeb\n226,568.3\n105,747.9\n97,684.4\n518,411.4\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,379,176.4\nMar\n243,546.9\n102,238.4\n116,471.1\n517,089.2\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n1,073,567.6\n62,839.4\n642,779.4\n61,037.6\n4,490,172.8\nApr\n243,151.6\n102,234.0\n112,219.5\n525,070.9\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,567,589.5\nMay\n236,180.5\n97,008.6\n120,726.3\n582,943.5\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,628,072.5\nJun\n218,386.8\n103,914.2\n134,181.8\n569,660.7\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,601,623.8\nJul\n207,280.2\n99,727.9\n138,781.2\n593,284.9\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,729,187.8\nAug\n233,004.5\n97,248.8\n153,590.8\n596,904.8\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,853,543.2\nSep\n236,724.3\n101,117.1\n155,483.5\n616,359.8\n346,375.9\n1,046,195.2\n366,312.8\n57,885.0\n1,365,673.5\n73,805.9\n595,219.8\n70,669.7\n5,031,822.4\nOct\n239,373.9\n107,235.7\n160,641.2\n578,487.3\n344,681.9\n988,274.7\n363,815.8\n63,998.0\n1,384,083.2\n76,834.0\n593,827.7\n73,608.8\n4,974,862.2\nNov\n318,652.7\n107,089.5\n189,581.3\n597,290.0\n329,147.3\n992,135.7\n411,467.8\n150,691.6\n1,337,295.6\n79,405.2\n591,639.0\n71,016.3\n5,175,412.0\nDec\n258,814.9\n110,009.2\n202,260.4\n593,362.2\n348,457.0\n1,020,795.0\n382,615.8\n81,542.7\n1,466,867.2\n82,186.5\n592,932.5\n76,874.9\n5,216,718.4\n \n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.2\nMay\n301,531.2\n113,685.5\n220,541.8\n679,781.4\n320,878.2\n1,019,941.1\n417,418.5\n175,383.4\n1,454,718.3\n108,366.5\n667,019.7\n71,770.2\n5,551,035.8\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\nSource: Reserve Bank of Zimbabwe,2017\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ ('000)\n \n22 \n \n \nEnd Period\nNominal Lending \nRates 1\nIndividuals \nCorporate\n2016 \nJan\n6.00-22.00\n12.08\n7.38\nFeb\n4.00-22.00\n11.48\n7.29\nMar\n4.00-22.00\n11.44\n7.16\nApr\n4.00-22.00\n11.50\n7.20\nMay\n4.00-18.00\n11.43\n7.35\nJun\n4.00-18.00\n11.40\n7.48\nJul\n4.00-18.00\n10.69\n6.79\nAug\n4.00-18.00\n10.67\n6.84\nSep\n4.00-18.00\n10.66\n6.95\nOct\n4.00-18.00\n10.70\n6.93\nNov\n4.00-18.00\n10.69\n6.99\nDec\n4.00-18.00\n10.59\n6.87\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nAug\n4.00-18.00\n8.88\n6.95\nSep\n4.45-18.00\n8.86\n7.01\nOct\n4.45-18.00\n9.66\n7.06\nNov\n4.45-18.00\n9.66\n7.03\nDec\n4.45-18.00\n9.39\n7.00\nSource:Reserve Bank of Zimbabwe, 2017\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nRates\n \n \n \n23 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\nSep\n0.50-6.00\n1.00-17.00\nOct\n0.50-6.00\n1.00-17.00\nNov\n0.50-6.00\n1.00-17.00\nDec\n0.50-6.00\n1.00-17.00\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n Source:Reserve Bank of Zimbabwe, 2017\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n 24 \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSep\n0.10\n-0.03\n-1.11\n-0.27\n-0.03\n-0.08\n-0.09\n-0.26\n0.00\n0.01\n0.10\n-0.34\n-0.06\n-0.26\nOct\n-0.05\n-0.24\n-0.13\n0.06\n-0.03\n-0.06\n0.00\n-0.01\n0.00\n-0.06\n0.17\n-0.05\n0.40\n0.09\nNov\n0.06\n-0.09\n0.00\n0.10\n-0.07\n0.33\n0.00\n0.18\n-2.46\n-0.01\n0.14\n-0.22\n0.54\n0.02\nDec\n-0.06\n0.09\n-0.59\n0.46\n0.09\n-0.27\n0.00\n0.29\n0.00\n0.16\n0.34\n-0.09\n0.38\n0.06\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.25\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.14\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.03\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.25\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.20\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.26\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.16\n1.29\n0.53\nSource:Zimstat, 2017\nNON-FOOD INFLATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n( December 2012 = 100)\n \n \n \n25 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSep\n-1.36\n-1.79\n-1.50\n-2.48\n-0.14\n-2.17\n-2.10\n-0.78\n9.09\n-0.84\n-1.82\n-0.58\n-2.94\n-1.33\nOct\n-0.97\n-1.73\n-1.54\n-2.10\n-0.76\n-1.77\n-2.13\n-0.65\n9.09\n-0.72\n-1.77\n-0.45\n-2.03\n-0.95\nNov\n-0.77\n-1.63\n-1.53\n-1.77\n-0.83\n-1.37\n-1.91\n-0.45\n3.48\n-0.70\n-1.62\n-0.89\n-1.54\n-1.09\nDec\n-0.42\n-1.39\n-2.29\n-1.25\n-0.67\n-1.39\n-1.87\n-0.24\n3.49\n-0.47\n-0.99\n-0.92\n-0.95\n-0.93\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.08\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.21\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.37\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.67\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.60\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n-0.01\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.25\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.74\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.00\n6.60\n3.46\nSource: Zimstat, 2017\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(December 2012 = 100)\n \n \n \n26 \n \n \n \n \n(US$ millions)\nEnd Period\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\nLong-Term External Debt\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\n8,656\n8,977\nGovernment\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\n5,365\n5,638\nBilateral Creditors\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\n3,479\n3,654\nMultilateral Creditors\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n1,984\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,419\nBilateral Creditors\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\n779\n837\nMultilateral Creditors\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\n591\n582\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\n0\nMultilateral Creditors - IMF\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\n0\nPrivate\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,960\nShort-Term External Debt\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\n2,304\n2,271\nSupplier's Credits\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\n573\n490\nPrivate\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,781\nTotal External Debt\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\n10,960\n11,299\nSource: Ministry of Finance & Economic Development, 2017; & Reserve Bank of Zimbabwe, 2017\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n27 \n \n \n \nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO/2\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nSTERLING/2\n2016\nJan\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nfeb\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMar\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nApr\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMay\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJun\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJul\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAug\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSep\n13.9200\n10.5800\n101.6000\n1.1200\n1.3200\nOct\n13.9400\n10.6500\n103.7600\n1.0989\n1.2346\nNov\n13.9402\n10.6875\n107.9934\n1.0811\n1.2430\nDec\n13.8416\n10.7247\n115.7895\n1.0556\n1.2509\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nApr\n13.3461\n10.4384\n111.1600\n1.0862\n1.2908\nMay\n13.1162\n10.2987\n110.9650\n1.1168\n1.2801\nJun\n13.0150\n10.2249\n111.9450\n1.1439\n1.3013\nJul\n12.9986\n10.2093\n110.5150\n1.1734\n1.3127\nAug\n13.0153\n10.1368\n110.5500\n1.1873\n1.2920\nSep\n13.5463\n10.3252\n112.6750\n1.1777\n1.3416\nOct\n14.0603\n10.5319\n113.1150\n1.1630\n1.3209\nNov\n13.6625\n10.3199\n112.1250\n1.1867\n1.3470\nDec\n12.4000\n9.9602\n112.7500\n1.1945\n1.3500\nSource: Reserve Bank of Zimbabwe, 2017\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n2. US dollars per unit of foreign currency.\n \n \n \n28 \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nEND OF\nUS$ millions\n2016\nJan\n103.0\n19.5\n10.4\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15.6\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16.4\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13.9\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18.1\n88,525,472\n2,780.9\nJul\n98.8\n25.7\n11.8\n57,222,624\n2,772.0\nAug\n99.5\n26.3\n7.1\n41,264,438\n2,734.3\nSep\n98.9\n26.6\n13.0\n68,329,516\n2,725.1\nOct\n120.8\n33.8\n22.6\n177,384,684\n3,328.3\nNov\n137.1\n57.4\n23.5\n233,749,377\n3,804.6\nDec\n144.5\n58.5\n26.0\n292,538,969\n4,008.0\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\nSource:Zimbabwe Stock Exchange ,2017\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\n \n \n \n29 \n \n \n \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSep\n 4,382.9 \n10.5\n237.3\n167.7\n533.9\n215.9\nOct\n 4,127.6 \n8.0\n322.8\n112.5\n524.5\n216.0\nNov\n 4,624.7 \n6.9\n363.4\n84.5\n537.2\n229.9\nDec\n 4,882.6 \n5.6\n479.9\n71.9\n626.1\n265.1\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n495.6\n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n472.3\n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n671.6\n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n792.5\n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n939.9\n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n1095.5\n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n1601.4\n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n1776.4\n583.3\nSep\n 6,031.4 \n5.2\n651.1\n16.1\n2159.3\n731.9\nOct\n 5,991.3 \n5.4\n681.9\n19.4\n2401.6\n779.2\nNov\n 6,259.7 \n4.9\n666.5\n15.9\n2561.8\n798.3\nDec\n 5,877.2 \n3.6\n778.4\n16.3\n3052.7\n1043.3\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n30 \n \n \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJun\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJul\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nAug\n253.9\n27.8\n4038.1\n1156.4\n 26,009.6 \n109.5\nSep\n288.5\n32.5\n4421.9\n1188.5\n 27,300.0 \n100.0\nOct\n296.0\n29.2\n6247.4\n1106.4\n 29,801.7 \n117.9\nNov\n353.0\n30.6\n8691.2\n1086,9\n 28,542.1 \n128.8\nDec\n405.4\n24.4\n13042.1\n1348.0\n 33,211.8 \n155.9\nAnnual Total\n 2,901.5 \n347.7\n 52,407.5 11,245.7 298,586.2 \n1112.1\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 \n191.0\nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 \n207.0\nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 \n244.1\nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 \n231.0\nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 \n323.3\nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 \n342.1\nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 \n382.6\nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 \n419.1\nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 \n432.0\nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 \n478.9\nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 \n473.0\nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 \n524.8\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n31 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2832.27\n5211.41\n8043.69\n(2379.14)\n2017\nJan\n291.97\n384.96\n676.93\n(92.99)\nFeb\n290.34\n424.36\n714.71\n(134.02)\nMar\n265.67\n461.71\n727.37\n(196.04)\nApr\n225.58\n405.52\n631.09\n(179.94)\nMay\n268.65\n466.11\n734.77\n(197.46)\nJun\n264.67\n495.14\n759.82\n(230.47)\nJul\n262.65\n482.09\n744.74\n(219.43)\nAug\n356.46\n448.08\n804.54\n(91.62)\nSep\n326.48\n439.58\n766.05\n(113.10)\nOct\n352.96\n459.89\n812.85\n(106.94)\nNov\n577.59\n492.67\n1070.30\n84.91\nSource: Zimstat, 2017\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/December2017.pdf"}
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+{"doc_id": "8b8e598681de340cdd3e32c36c7bf1fe", "text": "[Date] \n \n \n \n \nFEBRUARY 2016 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 3 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCard Based Transactions ___________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCheque Transactions ______________________________________________________________ 6 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2016 \nJanuary \n2016 \nFebruary \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n19.5 \n19.1 \n-2.0% \nZ.S.E. Industrial Index1 \n103.0 \n99.5 \n-3.4% \nMoney Supply (US$)2 \n4 754.4 million \n4 768.9 million \n0.3% \nMoney Supply (M3) Annual Growth2 \n9.55% \n9.94% \n \nYearly Inflation3 \n-2.19% \n-2.22% \n \nMonthly Inflation3 \n-0.05% \n-0.10% \n \nNominal Lending Rate \n6.0-22.0% \n4.0-22.0% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \nThe slowdown in economic growth in China, \nEuropean financial sector challenges, weak global \ndemand and low international commodity prices \nresulted in mixed trading in major global stock \nmarkets in February 2016. Japanese and European \nmarkets registered losses, while US markets traded \nlargely unchanged. \nDuring the same period, major African stock markets \nrecovered from the previous month’s losses. Stock \nmarket gains were recorded in Egypt, 2.6%; Kenya, \n2.9%; Nigeria, 1.3%; and South Africa, 0.6%. \nOn the Zimbabwe Stock Exchange (ZSE), however, \nthe industrial and mining indices continued on a \ndownward trend during the period under review. The \nindustrial index fell by 3.4% to 99.5 points, in \nFebruary 2016, on account of losses in highly \ncapitalised counters. Similarly, the mining index also \ndeclined by 2% to 19.14 points, during the same \nperiod. \n \n \nTrading volumes increased to 91.2 million shares in \nFebruary 2016, from 61.9 million shares in January \n2016. In tandem, market turnover increased from \nUS$10.4 \nmillion \nin \nJanuary \n2016, \nto \nUS$57.1 million in February 2016. \n \nSource: Zimbabwe Stock Exchange, 2016 \nThe \nZSE \nmarket \ncapitalisation \nstood \nat \nUS$2 694.9 million in February 2016, down from \nUS$2 790.4 million in January 2016. This was on \naccount of losses in blue chip counters. \n \n0\n50\n100\n150\n200\n250\n28-Feb-13\n30-Apr-13\n30-Jun-13\n31-Aug-13\n31-Oct-13\n31-Dec-13\n28-Feb-14\n30-Apr-14\n30-Jun-14\n31-Aug-14\n31-Oct-14\n31-Dec-14\n28-Feb-15\n30-Apr-15\n30-Jun-15\n31-Aug-15\n31-Oct-15\n31-Dec-15\n29-Feb-16\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.00\n1.00\n2.00\n3.00\n4.00\n5.00\n6.00\n7.00\n8.00\n0.00\n2.00\n4.00\n6.00\n8.00\n10.00\n12.00\n14.00\n16.00\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Daily Volumes and \nFigure 2: ZSE: Daily Volumes and Values Traded\nValues Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nMONETARY DEVELOPMENTS \nThe annual broad money supply growth rate \nincreased to 9.94% in February 2016, from 9.55% in \nJanuary 2016. On a month-on-month basis, broad \nmoney \nsupply \nincreased \nby \n0.3% \nto \nUS$4 768.9 million in February 2016, from \nUS$4 754.4 million recorded in January 2016. \n \n \nSource: Reserve Bank of Zimbabwe, 2016 \nThe growth in annual broad money was largely on \naccount of a 22.4% and 21.6% increase in demand \nand savings deposits, respectively. Long and short \nterm deposits, however, declined by 9.4% and 6.9%, \nrespectively. \nIn terms of proportions, demand deposits accounted \nfor 51.9% of total deposits; long term, 19.1%; short \nterm, 15%; and savings deposits, 14.1%. \n \n \n \n \n \n \n \n \nThe annual growth in total banking sector credit \ndeclined from 28.7% in January 2016, to 26.2% in \nFebruary 2016. On a monthly basis, total banking \nsector credit increased by 0.2% to US$5 490 million, \nin February 2016, from US$5 476.4 million in \nJanuary 2016. \nThe year-on-year growth in credit to the private sector \neased to 1.8% in February 2016, from 4.9% in \nJanuary 2016. Month-on- month, credit to the private \nsector fell by 0.27%, to US$3 697.6 million in \nFebruary 2016. \nThe sectoral distribution of credit to the private sector \nwas as follows: agriculture (20.1%); households \n(19.8%); manufacturing (17.7%); services (15.5%); \nmining \n(5.8%); \nfinancial \norganisations \nand \ninvestments, (2.9%); transport and communications \n(2.8%); and construction (1.3%). \n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\nJun-13\nAug-13\nOct-13\nDec-13\nFeb-14\nApr-14\nJun-14\nAug-14\nOct-14\nDec-14\nFeb-15\nApr-15\nJun-15\nAug-15\nOct-15\nDec-15\nFeb-16\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth\nShort Term\n15.0%\nLong Term \n19.1%\nDemand\n51.9%\nsavings\n14.1%Figure 4: Bank\nFigure 4: Banking Sector DepositsFebruary 201\nFebruary 2016\nSource: Reserve Bank of Zimbabwe, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \nDuring the period under review, private sector credit \ncomprised of private sector loans and advances, \n86.7%; mortgages, 8.8%; bills discounted, 1%; \nbankers’ acceptances, 0.3%; and other investments, \n3.2%; \n \n \nSource: Reserve Bank of Zimbabwe, 2016 \nIn terms of proportions the utilisation of private sector \ncredit was as follows: asset purchases, 40.9%; \ninventory build-up, 34.5%; consumer durables, \n14.8%; capital investment, 4.9% and vehicle \npurchases, 3.5%. \n \n \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nThe annual headline inflation, which had shown some \nrising trend in the last quarter of 2015, decelerated to \n-2.2% in February 2016. This was due to declines of \n4.04% and 1.4 % in food and non-food inflation, \nrespectively. \nNegative inflation in the economy continued to be \nunderpinned by the depreciation of the South African \nrand; decline in international oil price; waning \ndomestic demand; as well as continued downward \ncorrection in both food and non-food prices, among \nother factors. \n \n \nSource: ZIMSTAT, 2016 \nYear-on-year, food inflation declined to -4.04% in \nFebruary 2016, from -3.96% in January 2016. Food \ninflation was largely weighed down by declines in the \nprices of bread and cereals; milk, cheese and eggs; \noils and fats; and vegetables. \nLoans & Advances\n86.7%\nBills Discounted\n1.0%\nBankers \nacceptances\n0.3%\nOther \ninvestments\n3.2%\nMortgages\n8.8%Figure 5: Credit to Private Sector\nFigure 5: Credit to Private SectorFebruary 2016\nFebruary 2016\n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nDec-13\nFeb-14\nApr-14\nJun-14\nAug-14\nOct-14\nDec-14\nFeb-15\nApr-15\nJun-15\nAug-15\nOct-15\nDec-15\nFeb-16\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nCompetition from cheap imported food products, \nespecially from South Africa, coupled with waning \neffective demand, continued to depress local prices. \nAnnual non-food inflation decelerated from -1.3% in \nJanuary 2016, to -1.4% in February 2016. This was \nattributable to declines in housing, water, electricity, \ngas and other fuels; furniture, household equipment \nand maintenance; transport; and clothing and \nfootwear. \n \nMonthly Inflation \nThe month-on-month inflation rate stood at -0.1% in \nFebruary 2016, up from -0.05% in January 2016. This \nwas underpinned by a significant reduction in the \nprices of non-food items such as liquid fuels, gas and \nlubricants for personal transport equipment. \n \nOutlook \nNotwithstanding the anticipated increase in electricity \ntariffs and the drought induced increases in food \nprices, the country’s inflation is expected to largely \nremain subdued. \nThe domestic factors that may sustain the downward \npressure on prices include the general downward \ncorrection of prices in the economy and constrained \neffective demand. On the other hand, the sustained \ndepreciation of the South African rand against the US \ndollar, as well as low international crude oil prices, \nare likely to continue exerting downward pressure on \ndomestic prices. \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the Real \nTime Gross Settlement System (RTGS) increased by \n1.8% to US$3.45 billion in February 2016, from \nUS$3.39 \nbillion \nrecorded \nin \nJanuary \n2016. \nConcomitantly, the volume of RTGS transactions \nregistered an increase of 12%, from 132 260 to \n148 416 in the same period. \n \nSource: Reserve Bank of Zimbabwe, 2016 \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions increased to US$557.19 million in \nFebruary 2016, from US$556.6 million in January \n2016. \n \nCard Based Transactions \n \nCard \nbased \ntransactions \ndecreased \nfrom \nUS$468.9 \nmillion \nin \nJanuary \n2016, \nto \nUS$450.9 million in February 2016. \n \n \n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nFeb-13\nJun-13\nOct-13\nFeb-14\nJun-14\nOct-14\nFeb-15\nJun-15\nOct-15\nFeb-16\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: Z\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \nMONTHLY ECONOMIC REVIEW \n6 \n \nCheque Transactions \n \nThe value of cheque transactions rose by 7% to \nUS$11.9 \nmillion \nin \nFebruary \n2016, \nfrom \nUS$11.1 million in January 2016. \n \nRESERVE BANK OF ZIMBABWE \nMAY 2016\n \n \n7 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 9 \n \n1.2 Broad Money Survey \n \n \n \n \n \n10 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n11 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n12 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 13 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n14 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n15 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n16 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n17 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n18 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n19 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n20 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n21 \n \n7.2 Liabilities \n \n \n \n \n \n \n22 \n \n \n \nMONTHLY ECONOMIC REVIEW \n8 \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n23 \n \n8.2 Liabilities \n \n \n \n \n \n \n24 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n25 \n \n9.2 Liabilities \n \n \n \n \n \n \n26 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n27 \n \n11. Savings with Financial Institutions \n \n \n \n \n28 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n29 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n30 \n \n13.2 Volumes of Transactions \n \n \n \n \n31 \n \n \n \n \n \n \n \n \n9 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \nFebruary\nMarch\nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nBond Coins\n1,096.7\n1,294.0\n1,749.3\n2,316.7\n2,684.1\n2,719.3\n3,016.3\n3,425.5\n4,445.3\n5,789.3\n7,127.0\n7,355.5\n7457.27\nRBZ Demand Deposits\n898.5\n545.0\n491.6\n340.2\n4,035.0\n3,889.6\n3,480.3\n3,478.9\n3,485.7\n2,470.9\n726.0\n1832.79\n2086.40\nComm. Banks Dem. Deposits\n1,978,595.1\n2,051,081.7\n1,990,235.2\n2,017,918.3\n2,112,470.2\n2,023,527.6\n2,168,409.0\n2,166,471.3\n2,149,026.8\n2,358,226.5\n2,362,538.7\n2430098.04\n2409398.2\nMerchant Banks Dem. Deposits\n38,382.5\n68,611.1\n63,935.0\n63,899.2\n62,949.9\n62,949.9\n62,949.9\n62,157.8\n61,925.6\n58,750.3\n58,524.4\n58511.73\n58304.5\nM1\n2,018,972.8\n2,121,531.8\n2,056,411.0\n2,084,474.4\n2,182,139.2\n2,093,086.3\n2,237,855.5\n2,235,533.5\n2,218,883.4\n2,425,237.0\n2,428,916.0\n2,497,798.0\n2,477,246.4\nComm. Banks Savings Deposits\n240,444.7\n230,198.0\n267,921.4\n275,167.8\n248,074.6\n239,113.1\n227,534.6\n230,176.6\n231,465.3\n259,856.4\n266166.63\n280598.53\n291567.7\nBuilding Soc. Savings Deposits\n238,848.9\n244,746.0\n256,526.3\n280,947.9\n279,625.3\n275,914.5\n277,271.4\n230,176.6\n294,208.3\n308,439.9\n296041.79\n297854.81\n305980.4\nP O S B Savings Deposits\n72,839.1\n75,993.4\n74,678.1\n71,195.6\n73,397.6\n68,785.7\n71,554.2\n77,161.5\n73,380.5\n76,307.7\n72505.78\n73735.74\n73847.9\nComm. Banks U-30 Day Deposits\n574,946.1\n645,401.5\n607,334.3\n670,242.5\n707,686.1\n587,421.2\n505,981.9\n613,287.8\n565,136.6\n565,317.5\n650234.31\n597527.61\n588796.4\nMerchant Banks U-30 Day Deposits\n40,362.2\n12,132.4\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.00\n0.00\n0.0\nBuilding Soc. U- 30 Day Deposits\n149,834.6\n152,280.6\n189,428.7\n175,953.7\n188,805.2\n171,250.8\n156,077.5\n190,548.2\n144,911.8\n127,578.2\n165352.52\n131683.21\n123683.2\nM2\n3,336,248.4\n3,482,283.7\n3,452,299.9\n3,557,981.9\n3,679,728.0\n3,435,571.6\n3,476,275.0\n3,576,884.3\n3,527,985.9\n3,762,736.7\n3,879,217.1\n3,879,197.9\n3,861,122.0\nComm. Banks O-30 Day Deposits\n597,685.2\n503,769.1\n618,804.9\n536,216.7\n509,642.0\n651,895.8\n622,991.6\n611,608.0\n628,213.7\n503,244.7\n420265.08\n424676.94\n449879.1\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.00\n0.0\nBuilding Soc. O- 30 Day Deposits\n375,166.9\n355,362.1\n340,739.4\n364,490.5\n326,111.5\n351,579.9\n340,974.7\n303,177.5\n409,350.0\n444,267.1\n432822.35\n413975.79\n421729.2\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11266.60\n11266.60\n11266.6\nP O S B Time Deposits\n17,519.8\n17,638.5\n15,733.8\n18,011.8\n17,261.6\n23,646.5\n21,540.3\n24,019.0\n24,010.2\n23,668.6\n21851.26\n25326.55\n24881.2\nM3\n4,337,886.9\n4,370,320.0\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,526,955.4\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n2016\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \n \n \nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nNET FOREIGN ASSETS \n-763,306.5\n-565,959.3\n-636,028.1\n-681,066.5\n-775,512.6\n-723,772.8\n-727,785.7\n-715,689.4\n-822,417.2\n-771,548.0\n-667,684.9\n-688,591.4\n-780,139.7\n Assets\n737,833.5\n816,079.6\n755,493.4\n811,200.4\n926,353.7\n843,689.2\n867,447.1\n889,018.6\n784,372.6\n667,350.7\n792,677.3\n758,634.6\n679,001.9\n Reserve Bank (RBZ)\n280,889.9\n282,170.1\n282,900.6\n303,218.6\n453,986.1\n395,771.0\n360,705.6\n360,255.9\n335,321.7\n300,180.5\n433,452.9\n424,269.1\n390,810.3\n Deposit Money Banks (DMBs) \n400,473.5\n469,563.3\n424,368.1\n418,721.9\n390,608.3\n361,517.6\n428,702.8\n448,219.8\n387,305.0\n310,522.6\n300,320.1\n302,773.5\n259,017.9\n Other Banking Institutions (OBIs) \\1\n56,470.0\n64,346.2\n48,224.7\n89,260.0\n81,759.3\n86,400.6\n78,038.7\n80,542.9\n61,745.9\n56,647.6\n58,904.3\n31,592.0\n29,173.7\n Liabilities \\2\n-1,501,140.0\n-1,382,038.9\n-1,391,521.5\n-1,492,266.9\n-1,701,866.3\n-1,567,462.0\n-1,595,232.7\n-1,604,707.9\n-1,606,789.8\n-1,438,898.6\n-1,460,362.2\n-1,447,226.0\n-1,459,141.6\n RBZ\n1,009,161.8\n858,095.4\n894,207.5\n868,931.4\n1,093,306.3\n1,039,959.7\n1,056,817.9\n1,057,080.8\n1,069,972.4\n1,048,664.8\n1,096,800.8\n1,090,485.7\n1,117,823.6\n DMBs\n438,356.5\n473,182.2\n448,998.0\n574,792.7\n560,305.8\n478,956.0\n490,791.1\n504,085.0\n494,458.0\n347,787.2\n320,578.9\n313,434.2\n299,029.1\n OBIs\n53,621.8\n50,761.3\n48,315.9\n48,542.8\n48,254.1\n48,546.3\n47,623.8\n43,542.1\n42,359.5\n42,446.6\n42,982.5\n43,306.1\n42,288.9\nNET DOMESTIC ASSETS \n5,101,193.5\n4,936,279.4\n5,074,872.7\n5,169,034.0\n5,319,522.4\n5,197,733.1\n5,200,833.8\n5,301,713.1\n5,423,243.6\n5,516,731.6\n5,433,107.3\n5,443,035.2\n5,549,017.8\nDOMESTIC CREDIT\n4,249,052.3\n4,371,027.6\n4,529,777.2\n4,817,875.2\n4,869,072.4\n4,981,511.5\n5,029,107.1\n5,079,842.4\n5,196,662.7\n5,345,272.0\n5,535,396.4\n5,476,442.4\n5,489,962.3\n Claims on Government (net) \n549,179.2\n537,675.3\n665,258.8\n950,594.0\n1,074,237.6\n1,160,044.8\n1,192,006.7\n1,182,354.0\n1,253,218.7\n1,359,827.4\n1,564,354.7\n1,530,792.2\n1,671,934.4\n RBZ\n-12,908.0\n-22,274.1\n98,377.6\n97,847.8\n91,807.5\n243,082.9\n244,517.6\n254,297.8\n271,997.2\n314,096.4\n331,552.1\n355,230.5\n418,006.5\n DMBs\n510,080.3\n500,344.5\n498,836.6\n784,428.5\n904,112.3\n845,865.3\n860,228.9\n838,982.9\n890,154.0\n954,556.6\n1,119,720.1\n1,068,095.4\n1,153,295.1\n OBIs\n52,007.0\n59,604.9\n68,044.6\n68,317.8\n78,317.8\n71,096.6\n87,260.2\n89,073.3\n91,067.5\n91,174.4\n113,082.5\n107,466.4\n100,632.7\n Claims on Public Enterprises \n68,944.3\n71,543.2\n102,474.3\n104,306.3\n53,148.2\n48,641.8\n56,508.0\n54,523.7\n84,877.1\n83,806.0\n140,910.1\n145,507.6\n120,445.0\n RBZ\n0.0\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n DMBs\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n65,328.0\n OBIs\n0.0\n1,726.4\n994.2\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n Claims on Private Sector\n3,630,928.8\n3,761,809.1\n3,762,044.1\n3,762,974.9\n3,741,686.6\n3,772,824.9\n3,780,592.5\n3,842,964.7\n3,858,567.0\n3,901,638.6\n3,830,131.6\n3,800,142.6\n3,697,582.8\n RBZ\n34,725.3\n31,409.0\n31,558.0\n31,155.6\n51,689.8\n66,722.4\n92,768.9\n67,359.3\n75,959.6\n77,442.5\n90,549.5\n93,049.5\n74,614.5\n DMBs\n2,824,415.9\n2,960,892.4\n2,948,993.7\n2,960,917.8\n2,900,630.1\n2,910,157.5\n2,875,477.3\n2,956,930.6\n2,950,844.9\n2,981,759.1\n2,874,287.6\n2,860,825.0\n2,773,512.1\n OBIs\n771,787.7\n769,507.7\n781,492.4\n770,901.6\n789,366.8\n795,945.0\n812,346.3\n818,674.8\n831,762.5\n842,437.0\n865,294.5\n846,268.2\n849,456.3\nOTHER ITEMS (NET) \n852,141.2\n565,251.8\n545,095.4\n351,158.7\n450,450.0\n216,221.6\n171,726.7\n221,870.7\n226,580.9\n171,459.6\n-102,289.2\n-33,407.2\n59,055.5\nBROAD MONEY (M3) \n4,337,887.0\n4,370,320.1\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,586,023.7\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n4,768,878.1\n2015\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n2016\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \n \n \n \n \n \n \nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nNET FOREIGN ASSETS \n5,210.8\n-49,115.9\n197,347.2\n-70,068.7\n-45,038.4\n-94,446.1\n51,739.9\n-4,012.9\n12,096.3\n-106,727.8\n50,869.2\n103,863.0\n-20,906.5\n-91,548.3\n Assets\n-65,220.3\n-93,125.9\n78,246.1\n-60,586.2\n55,707.0\n115,153.3\n-82,664.5\n23,757.8\n21,571.5\n-104,646.0\n-117,021.9\n125,326.6\n-34,042.7\n-79,632.7\n Reserve Bank (RBZ)\n-6,519.2\n-75,771.9\n1,280.1\n730.6\n20,317.9\n150,767.5\n-58,215.1\n-35,065.4\n-449.7\n-24,934.2\n-35,141.2\n133,272.4\n-9,183.8\n-33,458.8\n Deposit Money Banks (DMBs)\n-57,232.0\n-5,407.1\n69,089.7\n-45,195.2\n-5,646.2\n-28,113.6\n-29,090.7\n67,185.1\n19,517.0\n-60,914.8\n-76,782.4\n-10,202.5\n2,453.4\n-43,755.6\n Other Banking Institutions (OBIs) \\1\n-1,469.1\n-11,946.9\n7,876.2\n-16,121.6\n41,035.3\n-7,500.7\n4,641.3\n-8,361.9\n2,504.2\n-18,797.0\n-5,098.3\n2,256.7\n-27,312.3\n-2,418.3\n Liabilities \\2\n70,431.1\n44,010.0\n119,101.1\n-9,482.6\n-100,745.5\n-209,599.4\n134,404.3\n-27,770.7\n-9,475.2\n-2,081.9\n167,891.2\n-21,463.6\n13,136.2\n-11,915.5\n RBZ\n-13,840.5\n2,065.8\n-151,066.4\n36,112.1\n-25,276.1\n224,375.0\n-53,346.7\n16,858.2\n262.9\n12,891.6\n-21,307.6\n48,136.0\n-6,315.1\n27,337.9\n DMBs\n-56,959.6\n-45,107.0\n34,825.7\n-24,184.2\n125,794.7\n-14,486.9\n-81,349.8\n11,835.0\n13,293.9\n-9,627.0\n-146,670.7\n-27,208.4\n-7,144.6\n-14,405.1\n OBIs\n369.0\n-968.8\n-2,860.4\n-2,445.4\n226.9\n-288.7\n292.2\n-922.5\n-4,081.6\n-1,182.7\n87.1\n535.9\n323.5\n-1,017.2\nNET DOMESTIC ASSETS \\3\n-68,504.1\n46,877.5\n-164,914.1\n138,593.3\n94,161.3\n150,488.4\n-121,789.3\n3,100.7\n100,879.2\n121,530.5\n93,488.0\n-83,624.4\n9,928.0\n105,982.5\nDOMESTIC CREDIT\n-147,158.2\n17,556.9\n121,975.3\n158,749.6\n288,098.0\n51,197.2\n112,439.1\n47,595.6\n50,735.3\n116,820.4\n148,609.3\n190,124.4\n-58,954.0\n13,519.9\n Claims on Government (net) \n28,389.7\n5,153.1\n-11,503.9\n127,583.5\n285,335.2\n123,643.6\n85,807.2\n31,961.9\n-9,652.6\n70,864.7\n106,608.7\n204,527.3\n-33,562.5\n141,142.2\n RBZ\n12,469.7\n-314.0\n-9,366.0\n120,651.7\n-529.8\n-6,040.3\n151,275.4\n1,434.7\n9,780.2\n17,699.4\n42,099.2\n17,455.7\n23,678.3\n62,776.1\n DMBs\n16,733.8\n5,383.6\n-9,735.8\n-1,507.9\n285,591.8\n119,683.9\n-58,247.0\n14,363.6\n-21,245.9\n51,171.1\n64,402.6\n165,163.5\n-51,624.8\n85,199.8\n OBIs\n-813.8\n83.5\n7,597.9\n8,439.7\n273.1\n10,000.0\n-7,221.2\n16,163.6\n1,813.1\n1,994.2\n106.9\n21,908.1\n-5,616.0\n-6,833.7\n Claims on Public Enterprises \n-1,782.4\n3,976.6\n2,598.9\n30,931.2\n1,832.0\n-51,158.1\n-4,506.4\n7,866.2\n-1,984.3\n30,353.4\n-1,071.0\n57,104.1\n4,597.4\n-25,062.5\n RBZ\n0.0\n0.0\n0.0\n737.3\n349.8\n102.0\n742.4\n167.2\n325.0\n27,938.9\n12.5\n49,194.3\n-2,836.7\n-22,564.6\n DMBs\n-1,782.4\n3,976.6\n872.5\n30,926.1\n1,693.1\n-51,182.0\n-4,743.6\n6,619.9\n-2,342.5\n2,560.3\n-843.4\n7,698.3\n7,645.6\n-2,520.4\n Agri-PEs\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n-1,522.5\n-1,523.5\n-1,524.5\n-1,525.5\n-1,526.5\n-1,527.5\n-1,528.5\n-9,457.5\n-7,505.4\n Other\n-264.9\n5,495.1\n2,392.0\n32,446.6\n3,214.7\n-49,659.5\n-3,220.1\n8,144.4\n-816.9\n4,086.8\n684.1\n9,226.8\n17,103.1\n4,985.0\n OBIs\n0.0\n0.0\n1,726.4\n-732.2\n-211.0\n-78.1\n-505.2\n1,079.1\n33.1\n-145.7\n-240.1\n211.5\n-211.5\n22.5\n Claims on Private Sector\n-173,765.5\n8,427.2\n130,880.3\n234.9\n930.9\n-21,288.3\n31,138.3\n7,767.5\n62,372.2\n15,602.3\n43,071.6\n-71,507.0\n-29,989.0\n-102,559.8\n RBZ\n0.0\n0.0\n-3,316.3\n149.0\n-402.4\n20,534.2\n15,032.7\n26,046.5\n-25,409.6\n8,600.4\n1,482.9\n13,107.0\n2,500.0\n-18,435.0\n DMBs\n-175,099.0\n-10,586.7\n136,476.5\n-11,898.7\n11,924.1\n-60,287.7\n9,527.4\n-34,680.2\n81,453.3\n-6,085.7\n30,914.2\n-107,471.5\n-13,462.6\n-87,312.9\n OBIs\n1,333.5\n19,013.9\n-2,280.0\n11,984.7\n-10,590.8\n18,465.2\n6,578.2\n16,401.3\n6,328.5\n13,087.7\n10,674.5\n22,857.6\n-19,026.4\n3,188.1\nOTHER ITEMS (NET) \n78,654.1\n29,320.6\n-286,889.4\n-20,156.4\n-193,936.7\n99,291.2\n-234,228.4\n-44,494.9\n50,144.0\n4,710.2\n-55,121.3\n-273,748.8\n68,882.0\n92,462.7\nBROAD MONEY (M3) \n-63,293.4\n-2,238.4\n32,433.1\n68,524.5\n49,122.9\n56,042.3\n-70,049.4\n-912.2\n112,975.5\n14,802.7\n144,357.2\n20,238.7\n-10,978.5\n14,434.3\n Broad Money (M3) \n-1.4%\n-0.1%\n0.7%\n1.57%\n1.11%\n1.2%\n-1.54%\n-0.02%\n2.53%\n0.32%\n3.14%\n0.43%\n-0.23%\n0.30%\n Domestic Credit \n-3.4%\n0.4%\n2.9%\n3.63%\n6.36%\n1.1%\n2.31%\n0.96%\n1.01%\n2.30%\n2.86%\n3.56%\n-1.07%\n0.25%\n Claims on Private Sector\n-4.6%\n0.2%\n3.6%\n0.01%\n0.02%\n-0.6%\n0.83%\n0.21%\n1.65%\n0.41%\n1.12%\n-1.83%\n-0.78%\n-2.70%\n2015\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2016\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \n \n \n \n \n \nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nNET FOREIGN ASSETS \n251,490.3\n233,974.4\n90,771.0\n132,431.5\n36,127.1\n250,879.1\n59,815.5\n-95,449.8\n-180,094.9\n-22,698.6\n-100,052.1\n-179,455.4\n-223,571.1\n-3,723.5\n51,716.5\n25,599.2\n-16,833.2\n Assets\n4,716.6\n-29,140.7\n-145,986.2\n-178,961.3\n-294,685.4\n-205,308.8\n-308,111.1\n-379,009.3\n-200,283.4\n-183,460.8\n-212,180.1\n-216,884.3\n-214,670.1\n-160,163.5\n-103,502.5\n-72,324.8\n-58,831.6\n Reserve Bank (RBZ)\n185,705.6\n69,707.4\n24,693.2\n1,841.7\n-84,185.9\n-74,987.2\n-76,958.8\n-107,685.7\n79,429.5\n68,475.7\n-50,976.1\n-260,229.1\n-172,834.3\n-34,353.8\n70,271.8\n67,607.2\n109,920.3\n Deposit Money Banks (DMBs)\n-168,281.7\n-114,069.3\n-180,447.4\n-204,438.1\n-219,094.2\n-115,561.0\n-204,196.9\n-282,081.0\n-294,731.2\n-262,175.5\n-175,757.2\n33,238.4\n-45,036.0\n-106,467.2\n-162,792.6\n-103,107.2\n-141,455.7\n Other Banking Institutions (OBIs) \\1\n-12,707.3\n15,221.1\n9,767.9\n23,635.1\n8,594.7\n-14,760.6\n-26,955.3\n10,757.3\n15,018.3\n10,239.0\n14,553.2\n10,106.4\n3,200.1\n-19,342.5\n-10,981.7\n-36,824.9\n-27,296.3\n Liabilities \\2\n246,773.7\n263,115.2\n236,757.2\n311,392.8\n330,812.5\n456,187.9\n367,926.6\n283,559.6\n20,188.5\n160,762.2\n112,128.0\n37,428.9\n-8,901.0\n156,440.0\n155,218.9\n97,924.0\n41,998.4\n RBZ\n-114,916.2\n-117,925.2\n-129,214.3\n-141,597.9\n-142,138.7\n-294,509.5\n-261,255.8\n-283,804.9\n-48,600.0\n-96,131.8\n-60,845.6\n19,340.3\n34,361.2\n18,611.0\n75,864.3\n83,389.7\n108,661.8\n DMBs\n-165,096.0\n-178,769.8\n-131,012.2\n-198,281.1\n-217,181.2\n-187,715.9\n-130,095.6\n-23,610.5\n14,958.5\n-83,111.7\n-63,177.9\n-46,073.7\n-13,602.2\n-162,923.9\n-219,844.2\n-170,029.2\n-139,327.3\n OBIs\n33,238.5\n33,579.8\n23,469.3\n28,486.1\n28,507.4\n26,037.5\n23,424.8\n23,855.8\n13,453.0\n18,481.3\n11,895.4\n-10,695.4\n-11,858.0\n-12,127.1\n-11,239.0\n-11,284.5\n-11,332.9\nNET DOMESTIC ASSETS \\3\n254,086.5\n374,380.8\n380,322.6\n319,048.5\n279,980.3\n25,501.8\n148,570.5\n257,686.8\n400,538.7\n272,589.1\n251,024.5\n376,976.5\n367,137.9\n333,441.6\n310,287.2\n388,719.3\n447,824.3\nDOMESTIC CREDIT\n252,119.7\n261,621.9\n309,956.1\n245,588.9\n134,866.3\n190,918.6\n379,639.8\n679,564.0\n695,004.5\n776,284.9\n794,638.6\n812,660.2\n865,327.7\n992,339.8\n1,156,742.8\n1,244,947.0\n1,240,909.9\n Claims on Government (net) \n170,818.5\n130,627.9\n157,639.0\n185,227.8\n122,671.7\n47,442.1\n188,341.5\n482,132.6\n575,620.5\n736,056.5\n754,533.2\n739,918.1\n782,714.1\n897,401.8\n1,048,718.3\n986,766.1\n1,122,755.2\n RBZ\n-12,964.3\n-12,843.3\n-23,881.4\n-11,412.3\n-11,726.2\n-21,094.5\n99,556.4\n99,026.6\n92,986.5\n289,241.2\n270,492.4\n290,213.2\n286,430.3\n328,127.9\n356,615.8\n367,824.5\n430,914.6\n DMBs\n152,163.6\n150,725.7\n168,946.7\n184,880.3\n122,554.5\n49,095.3\n60,904.0\n354,951.8\n444,479.8\n415,882.2\n448,362.7\n412,213.7\n457,069.2\n511,078.6\n631,757.3\n563,398.7\n643,214.9\n OBIs\n31,619.3\n-7,254.5\n12,573.7\n11,759.9\n11,843.4\n19,441.3\n27,881.1\n28,154.2\n38,154.2\n30,933.0\n35,678.2\n37,491.3\n39,214.6\n58,195.3\n60,345.2\n55,543.0\n48,625.8\n Claims on Public Enterprises \n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-7,984.8\n24,181.6\n25,922.7\n-20,025.0\n-28,752.0\n-13,816.8\n-17,867.0\n12,502.1\n17,145.1\n74,160.0\n80,539.8\n51,500.7\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n DMBs\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-9,711.2\n22,450.1\n24,052.3\n-21,919.3\n-30,883.4\n-17,194.6\n-21,602.9\n-19,027.0\n-14,156.5\n-6,547.4\n2,880.7\n-3,616.3\n Agri-PEs\n-5,003.2\n-5,004.2\n-5,005.2\n-7,246.8\n-7,246.8\n-6,896.5\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n Other\n17,954.0\n10,820.4\n11,110.4\n11,661.5\n15,501.8\n-2,814.7\n29,348.9\n30,961.2\n-20,403.0\n-29,372.5\n-15,680.0\n-20,087.4\n-17,511.5\n-12,639.9\n-5,029.8\n4,399.2\n-2,096.7\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n994.2\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n948.9\n Claims on Private Sector\n68,350.4\n125,177.8\n146,211.9\n55,946.4\n3,939.6\n151,461.2\n167,116.7\n171,508.7\n139,409.0\n68,980.4\n53,922.1\n90,609.0\n70,111.5\n77,793.0\n33,864.5\n177,641.0\n66,654.0\n RBZ\n-394.8\n-390.8\n-390.8\n-390.8\n-390.8\n-3,336.1\n-3,187.1\n-3,589.5\n16,964.5\n31,997.2\n58,043.6\n32,634.0\n41,234.4\n42,717.2\n55,824.2\n58,324.2\n39,889.2\n DMBs\n-124,890.6\n-69,400.6\n-43,543.7\n-120,031.2\n-192,169.1\n-33,095.8\n-19,566.9\n4,881.3\n-55,223.4\n-103,031.0\n-141,232.5\n-64,459.1\n-65,906.0\n-55,036.1\n-135,814.0\n25,822.4\n-50,903.8\n OBIs\n193,635.8\n194,969.2\n190,146.4\n176,368.4\n196,499.5\n187,893.1\n189,870.6\n170,216.9\n177,667.9\n140,014.2\n137,110.9\n122,434.1\n94,783.1\n90,111.8\n113,854.3\n93,494.4\n77,668.6\nOTHER ITEMS (NET) \n1,966.8\n112,758.9\n70,366.5\n73,459.6\n145,114.0\n-165,416.8\n-231,069.3\n-421,877.2\n-294,465.8\n-503,695.8\n-543,614.1\n-435,683.7\n-498,189.8\n-658,898.2\n-846,455.6\n-856,227.7\n-793,085.7\nBROAD MONEY (M3) \n505,576.8\n608,355.2\n471,093.6\n451,480.0\n316,107.4\n276,380.8\n208,386.1\n162,237.0\n220,443.8\n249,890.4\n150,972.4\n197,521.1\n143,566.8\n329,718.1\n362,003.6\n414,318.5\n430,991.1\nGROWTH RATES\n Broad Money (M3) \n12.8%\n16.0%\n12.0%\n11.6%\n7.9%\n6.8%\n4.9%\n3.8%\n5.1%\n5.9%\n3.5%\n4.5%\n3.2%\n7.5%\n8.2%\n9.5%\n9.9%\n Domestic Credit \n6.2%\n6.4%\n7.6%\n6.2%\n3.3%\n4.6%\n9.1%\n16.4%\n16.7%\n18.5%\n18.8%\n19.0%\n20.0%\n22.8%\n26.4%\n29.4%\n29.2%\n Claims on Private Sector\n1.8%\n3.4%\n4.0%\n1.6%\n0.1%\n4.2%\n4.6%\n4.8%\n3.9%\n1.9%\n1.4%\n2.4%\n1.9%\n2.0%\n0.9%\n4.9%\n1.8%\n2016\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n$ Thousands\n2015\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\nAug\n580,775.3\n28,148.8\n58,618.6\n460,451.4\n22,509.2\n105,466.9\n411,831.6\n176,732.7\n440,470.4\n41,154.5\n571,926.0\n886.9\n2,898,972.1\nSep\n598,429.9\n28,307.9\n59,213.0\n443,604.1\n22,711.9\n102,015.0\n421,228.0\n174,144.2\n467,804.5\n43,051.0\n569,250.1\n929.5\n2,930,689.0\nOct\n609,537.2\n33,868.4\n53,813.7\n466,727.6\n21,566.0\n104,959.3\n447,136.6\n141,401.6\n484,254.8\n40,156.6\n573,330.4\n907.7\n2,977,660.0\nNov\n650,547.2\n28,696.7\n49,784.9\n440,864.2\n12,868.9\n104,288.1\n428,393.1\n152,136.9\n444,207.8\n40,760.5\n543,920.4\n696.2\n2,897,164.8\nDec\n590,610.6\n30,958.8\n44,706.5\n366,799.2\n13,354.6\n87,897.5\n450,208.5\n163,452.9\n475,424.5\n40,154.3\n518,998.3\n527.5\n2,783,093.0\n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \n \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2015\nJANUARY\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFEBRUARY\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMARCH\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nAPRIL\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMAY\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJUNE\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJULY\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\nAUGUST\n168,075.2\n86,038.9\n108,477.7\n472,875.1\n335,158.3\n784,616.6\n401,830.1\n76,647.0\n1,042,260.4\n55,455.9\n657,177.1\n51,922.5\n4,240,535.0\nSEPTEMBER\n197,641.5\n85,842.6\n112,415.3\n462,925.6\n349,564.2\n831,813.0\n379,121.4\n71,090.0\n1,033,106.7\n53,348.1\n676,308.0\n55,759.2\n4,308,935.5\nOCTOBER\n219,922.3\n85,382.0\n116,874.4\n447,200.7\n331,543.6\n821,640.8\n378,568.5\n68,298.7\n1,100,719.7\n55,846.7\n648,757.5\n67,353.2\n4,342,108.3\nNOVEMBER\n212,806.1\n85,815.7\n98,468.4\n465,089.7\n334,835.6\n846,959.0\n363,754.4\n71,866.2\n1,074,141.8\n56,110.3\n665,421.1\n64,630.3\n4,339,898.7\nDECEMBER\n196,092.9\n88,273.0\n102,636.9\n518,411.4\n336,909.2\n864,491.7\n307,845.0\n63,337.5\n1,163,771.1\n57,410.5\n639,985.6\n66,435.7\n4,405,600.5\n2016\nJANUARY\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period\n1999\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n(US$ millions)\nLong-Term External Debt\n3,530\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\nGovernment\n2,461\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n543\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nPrivate\n162\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\nShort-Term External Debt\n532\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\nTotal External Debt\n4,062\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \n \n \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nAug\n4.30-26.00\n11.96 \n8.51 \nSep\n4.30-25.00\n11.81 \n8.47 \nOct\n4.00-18.00\n10.98 \n7.28 \nNov\n4.00-16.25\n12.20 \n7.67 \nDec\n6.00-16.00\n11.99 \n7.57 \n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nTABLE 4.1 LENDING RATES (percent per annum)1\nCommercial Banks\nWeighted Average Lending Rates 3 \n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\nAug\n0.30-8.00\n1.00-15.00\nSep\n0.30-8.00\n1.00-16.00\nOct\n0.50-8.00\n1.00-17.00\nNov\n0.75-8.00\n1.00-17.00\nDec\n0.50-8.00\n0.75-17.00\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \n \n \n \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015\nJANUARY\n-0.04\n-0.01\n0.08\n0.07\n0.06\n-0.97\n-13.41\n0.02\n-0.08\n-0.48\n0.30\n-0.69\n0.40\n-0.34\nFEBRUARY\n0.25\n-0.35\n-0.09\n-0.11\n-0.02\n-0.41\n-0.10\n-0.17\n0.00\n-0.28\n0.10\n-0.13\n0.05\n-0.07\nMARCH\n0.12\n-0.27\n-0.06\n-0.02\n-0.05\n0.02\n0.00\n0.03\n0.00\n0.12\n0.10\n-0.03\n-0.03\n-0.03\nAPRIL\n-0.63\n-0.01\n-0.71\n-3.35\n-0.46\n-0.05\n-0.15\n-0.13\n-0.07\n0.59\n0.41\n-0.04\n-1.01\n-0.89\nMAY\n-0.17\n-0.41\n0.18\n-0.25\n0.10\n-0.25\n-0.02\n-0.11\n0.00\n-0.08\n-0.44\n-0.10\n-0.37\n-0.19\nJUNE\n0.36\n-0.06\n-0.02\n-0.07\n-0.17\n0.06\n0.01\n-0.09\n0.00\n-0.07\n0.11\n0.01\n-0.45\n-0.14\nJULY\n-0.08\n0.05\n-0.56\n-0.82\n0.15\n-0.09\n-0.02\n-0.14\n7.48\n-0.02\n0.03\n0.47\n-0.81\n0.06\nAUGUST\n-0.27\n-0.01\n0.02\n-0.14\n-0.04\n-0.29\n-0.06\n-0.26\n0.00\n-0.14\n-0.09\n-0.10\n-0.75\n-0.36\nSEPTEMBER\n-0.05\n0.00\n-0.62\n-0.52\n0.04\n-0.42\n-0.38\n-0.01\n0.00\n1.28\n-0.30\n-0.31\n-0.47\n-0.36\nOCTOBER\n-0.43\n-0.31\n-0.08\n-0.32\n0.61\n-0.47\n0.02\n-0.14\n0.00\n-0.18\n0.12\n-0.17\n-0.53\n-0.29\nNOVEMBER\n-0.15\n-0.19\n-0.01\n-0.24\n0.00\n-0.08\n-0.23\n-0.02\n2.83\n-0.03\n-0.02\n0.22\n0.04\n0.16\nDECEMBER\n-0.41\n-0.15\n0.18\n-0.07\n-0.06\n-0.25\n-0.03\n0.09\n0.00\n-0.07\n-0.30\n-0.06\n-0.21\n-0.11\n2016\nJANUARY\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFEBRUARY\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nNON-FOOD INFLATION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \n \n \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TIO\nN\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N T\nS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015\nJANUARY\n0.47\n0.00\n-0.16\n-1.86\n1.21\n0.19\n-13.69\n-0.44\n4.35\n-2.16\n-1.82\n-0.57\n-2.74\n-1.28\nFEBRUARY\n0.73\n-0.25\n-0.14\n-1.88\n1.10\n-0.30\n-13.78\n-0.57\n4.11\n-2.36\n-1.80\n-0.68\n-2.87\n-1.40\nMARCH\n0.90\n-0.46\n0.62\n-1.78\n1.03\n-0.28\n-13.78\n-0.54\n4.11\n-2.26\n-1.41\n-0.44\n-2.77\n-1.20\nAPRIL\n-2.93\n0.59\n-1.07\n-2.62\n-1.50\n0.81\n-0.76\n-13.88\n-0.95\n-7.02\n-0.84\n-1.41\n-2.51\n-2.65\nMAY\n0.31\n-1.37\n-2.39\n-1.45\n0.92\n-1.23\n-13.87\n-0.86\n-7.09\n-0.79\n-1.42\n-2.56\n-3.00\n-2.70\nJUNE\n0.72\n-1.54\n-2.41\n-1.58\n0.45\n-1.14\n0.00\n-0.87\n-7.09\n-0.75\n-1.38\n-2.57\n-3.32\n-2.81\nJULY\n0.74\n-1.61\n-3.24\n-2.37\n0.50\n-1.12\n-13.77\n-0.93\n-1.90\n-1.61\n-0.99\n-2.35\n-3.65\n-2.77\nAUGUST\n0.61\n-1.53\n-3.22\n-2.37\n0.42\n-1.67\n-13.77\n-1.11\n-1.88\n-1.78\n0.13\n-2.38\n-3.59\n-2.77\nSEPTEMBER\n0.47\n-1.67\n-4.25\n-2.62\n0.25\n-2.45\n-14.05\n-0.99\n-1.88\n-0.12\n-0.28\n-2.83\n-3.72\n-3.11\nOCTOBER\n-0.12\n-2.04\n-4.33\n-2.80\n0.86\n-2.64\n-13.98\n-1.09\n-1.89\n-0.32\n-0.20\n-2.95\n-4.00\n-3.29\nNOVEMBER\n-0.45\n-2.35\n-4.32\n-2.94\n0.77\n-2.81\n-14.19\n-1.14\n11.08\n0.28\n-0.27\n-1.80\n-3.85\n-2.46\nDECEMBER\n-0.88\n-2.39\n-4.29\n-2.91\n0.57\n-3.24\n-14.22\n-0.89\n11.08\n0.43\n-0.42\n-1.89\n-3.71\n-2.47\n2015\nJANUARY\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFEBRUARY\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n20 \n \n \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2015\nJANUARY\n11.55\n9.61\n117.85\n1.13\n1.51\nFEBRUARY\n11.55\n9.61\n119.17\n1.12\n1.54\nMARCH\n12.16\n9.96\n120.19\n1.08\n1.48\nAPRIL\n11.82\n9.74\n118.60\n1.11\n1.54\nMAY\n12.13\n9.76\n123.87\n1.09\n1.53\nJUNE\n12.26\n9.92\n122.31\n1.12\n1.57\nJULY\n12.71\n10.67\n124.03\n1.09\n1.56\nAUGUST\n13.31\n10.20\n121.11\n1.12\n1.54\nSEPTEMBER\n13.90\n10.55\n119.94\n1.12\n1.54\nOCTOBER\n13.85\n10.47\n121.15\n1.10\n1.54\nNOVEMBER\n14.40\n10.70\n122.73\n1.06\n1.53\nDECEMBER\n15.56\n11.10\n120.42\n1.09\n1.49\n2016\nJANUARY\n16.09\n11.43\n120.55\n1.09\n1.45\nFEBRUARY\n16.11\n11.27\n113.03\n1.10\n1.39\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \n \n \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1581.9\n21.4\n2796.8\n557.7\n360.2\n366.1\n5684.2\n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1524.2\n17.9\n2792.5\n564.8\n325.3\n356.8\n5581.5\n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1543.8\n15.5\n2925.5\n527.3\n352.5\n362.0\n5726.6\n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1528.6\n18.2\n2967.1\n527.1\n364.2\n385.4\n5790.7\n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1779.2\n18.2\n2922.7\n525.7\n434.2\n384.3\n6064.3\n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1962.4\n28.8\n2872.6\n498.4\n351.0\n386.2\n6099.4\n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1900.7\n28.8\n2815.0\n504.1\n361.1\n388.8\n5998.5\n Aug\n1.0\n234.0\n523.7\n104.3\n194.7\n76.1\n786.5\n5.1\n1925.3\n28.8\n2810.1\n535.2\n339.9\n390.5\n6029.6\n Sep\n1.0\n255.2\n551.8\n114.8\n192.9\n63.7\n764.9\n5.1\n1949.4\n28.0\n2844.1\n599.2\n404.6\n392.3\n6217.7\n Oct\n0.9\n215.7\n536.1\n143.7\n171.5\n83.5\n808.3\n5.2\n1964.9\n26.7\n2884.2\n599.3\n350.6\n391.5\n6217.0\n Nov\n1.2\n186.9\n526.1\n135.9\n123.5\n74.3\n871.8\n5.2\n1924.9\n26.6\n2931.5\n603.6\n355.3\n393.6\n6235.5\n Dec\n0.7\n181.6\n542.9\n127.5\n118.6\n79.7\n1031.3\n5.2\n2087.6\n20.8\n2820.5\n582.0\n352.8\n396.7\n6260.4\n2016\n Jan\n1.0\n172.0\n646.9\n119.2\n130.7\n76.6\n981.9\n5.2\n2133.5\n20.6\n2763.7\n582.8\n387.3\n396.6\n6284.4\n Feb\n1.2\n140.7\n682.1\n96.3\n118.1\n21.5\n1125.6\n5.2\n2190.7\n20.1\n2680.9\n477.1\n390.1\n399.3\n6158.2\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5684.2\n3614.0\nFeb\n2079.6\n876.1\n611.6\n3567.3\n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5581.5\n3567.3\nMar\n2139.3\n940.4\n513.3\n3593.0\n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5726.6\n3593.0\nApr\n2098.7\n943.5\n629.8\n3672.0\n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5790.7\n3672.0\nMay\n2131.8\n1015.3\n615.3\n3762.4\n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6064.3\n3762.4\nJun\n2213.2\n1021.9\n593.5\n3828.7\n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6099.4\n3828.7\nJul\n2166.4\n889.7\n732.5\n3788.6\n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5998.5\n3788.6\nAug\n2266.7\n790.9\n723.1\n3780.7\n490.7\n0.0\n83.4\n825.7\n535.2\n313.9\n6029.6\n3780.7\nSep\n2276.7\n967.6\n648.7\n3892.9\n504.0\n0.0\n72.0\n828.1\n599.2\n321.5\n6217.7\n3892.9\nOct\n2259.9\n909.3\n667.8\n3837.0\n494.3\n0.0\n122.2\n841.2\n599.3\n322.9\n6217.0\n3837.0\nNov\n2475.9\n919.4\n580.1\n3975.4\n347.6\n0.0\n126.0\n845.3\n603.6\n337.5\n6235.5\n3975.4\nDec\n2512.2\n999.0\n543.0\n4054.2\n320.4\n0.0\n140.4\n866.9\n582.0\n296.5\n6260.4\n4054.2\n2016\nJan\n2562.6\n952.2\n558.7\n4073.5\n313.2\n0.0\n135.6\n871.3\n582.8\n308.0\n6284.4\n4073.5\nFeb\n2545.7\n959.3\n572.0\n4077.1\n298.9\n0.0\n126.0\n878.1\n477.1\n301.0\n6158.2\n4077.1\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \n \n \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\n Aug\n0.0\n0.1\n1.8\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n60.0\n0.0\n9.3\n28.1\n99.4\n Sep\n0.0\n0.1\n2.2\n0.0\n0.0\n0.2\n0.0\n0.0\n2.5\n0.0\n59.2\n0.0\n9.2\n28.0\n98.9\n Oct\n0.0\n0.1\n2.1\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n59.4\n0.0\n9.1\n27.8\n98.8\n Nov\n0.0\n0.1\n2.0\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n58.5\n0.0\n9.5\n20.6\n91.0\n Dec\n0.0\n0.1\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n1.9\n0.0\n59.8\n0.0\n9.4\n20.5\n91.6\n2016\n Jan\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n60.7\n0.0\n9.3\n20.3\n92.5\n Feb\n0.0\n0.1\n0.9\n1.1\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n61.6\n0.0\n9.2\n20.2\n93.2\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \n \n \n \n \n \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\n Aug\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-14.9\n0.0\n51.3\n99.4\n62.9\n Sep\n62.2\n0.0\n0.0\n62.2\n0.0\n0.0\n0.0\n-15.3\n0.0\n52.0\n98.9\n62.2\n Oct\n61.9\n0.0\n0.0\n61.9\n0.0\n0.0\n0.0\n-16.4\n0.0\n53.2\n98.8\n61.9\n Nov\n58.8\n0.0\n0.0\n58.8\n0.0\n0.0\n0.0\n-20.2\n0.0\n52.5\n91.0\n58.8\n Dec\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-20.1\n0.0\n53.2\n91.6\n58.5\n2016\n Jan\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-18.8\n0.0\n52.9\n92.5\n58.5\n Feb\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.4\n0.0\n54.3\n93.2\n58.3\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \n \n \n \n \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1222.6\nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1260.2\nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1255.5\nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1282.0\nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1298.0\nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n0.0\n324.8\n0.0\n464.9\n231.9\n139.4\n122.0\n1283.0\nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n0.0\n320.2\n0.0\n461.5\n230.6\n133.9\n121.9\n1268.2\nAug\n0.1\n53.0\n158.9\n0.0\n0.1\n76.2\n0.0\n288.4\n0.0\n482.9\n228.4\n136.0\n122.2\n1257.9\nSep\n0.1\n55.4\n161.7\n0.0\n0.1\n76.0\n0.0\n293.3\n0.0\n480.4\n263.4\n125.8\n122.1\n1285.0\nOct\n0.1\n45.2\n229.1\n0.0\n0.1\n76.0\n0.0\n350.5\n0.0\n494.0\n265.1\n126.0\n122.8\n1358.4\nNov\n0.1\n43.6\n256.8\n0.0\n0.1\n76.1\n0.0\n376.7\n0.0\n292.0\n479.3\n131.8\n121.1\n1400.9\nDec\n0.1\n27.3\n284.0\n0.0\n0.0\n76.6\n0.0\n387.9\n0.0\n317.4\n470.4\n114.7\n118.4\n1408.8\n2016\nJan\n0.1\n17.4\n227.8\n10.0\n0.0\n76.6\n0.0\n331.9\n0.0\n326.9\n415.3\n145.6\n119.7\n1339.4\nFeb\n0.2\n13.9\n253.5\n0.0\n0.0\n65.6\n0.0\n333.2\n0.0\n324.4\n420.2\n148.4\n119.6\n1345.8\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \n \n \n \n \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1222.6\n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1260.2\n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1255.5\n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1282.0\n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1298.0\n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1283.0\n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1268.2\n828.9\nAug\n438.4\n386.1\n824.5\n47.6\n73.2\n282.7\n29.9\n1257.9\n824.5\nSep\n498.9\n334.3\n833.2\n43.5\n84.9\n288.4\n35.0\n1285.0\n833.2\nOct\n465.3\n428.4\n893.7\n42.4\n99.0\n293.6\n29.7\n1358.4\n893.7\nNov\n446.1\n474.4\n920.4\n42.4\n104.3\n297.7\n36.0\n1400.9\n920.4\nDec\n480.5\n463.9\n944.4\n43.0\n99.4\n293.3\n28.8\n1408.8\n944.4\n2016\nJan\n447.7\n443.1\n890.7\n43.3\n74.7\n298.3\n32.3\n1339.4\n890.7\nFeb\n446.8\n441.8\n888.6\n42.3\n81.6\n301.9\n31.5\n1345.8\n888.6\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n27 \n \n \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$)\nVolume of Shares\nUS$ Millions\n2015\nJan\n164.9\n58.13\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.16\n55.38\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.22\n43.92\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.23\n42.93\n29,188,562.0\n563,833,853\n4,066.1\nMay\n152.96\n44.45\n23,280,422.2\n290,320,685\n3,978.1\nJun\n148.40\n44.30\n14,514,679.0\n80,441,278\n3,803.8\nJul\n145.35\n39.36\n20,419,108.0\n157,184,218\n3,812.7\nAug\n135.43\n35.34\n15,344,249.0\n76,187,436\n3,552.0\nSep\n131.93\n24.36\n18,202,232.0\n105,678,504\n3,444.5\nOct\n130.83\n23.57\n12,864,086.0\n63,758,585\n3,416.1\nNov\n117.55\n22.33\n8,947,586.0\n90,417,554\n3,141.7\nDec\n114.85\n23.72\n16,360,451.6\n183,792,940\n3,073.4\n2016\nJan\n103.04\n19.53\n10,399,904.0\n61,882,757\n2,790.4\nFeb\n99.4\n19.14\n15,556,983.0\n95,020,938\n2692.30\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\nAug\n1,514.0\n93.1\n824.5\n2,431.5\nSep\n1,616.2\n101.3\n833.2\n2,550.7\nOct\n1,577.1\n97.5\n893.7\n2,568.3\nNov\n1,499.5\n100.0\n920.4\n2,520.0\nDec\n1,542.0\n94.4\n944.4\n2,580.8\n2016\nJan\n1,511.0\n99.6\n890.7\n2,501.3\nFeb\n1,531.3\n99.2\n888.6\n2,519.2\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\nAug\n1,925.3\n1,134.2\n791.0\n2.0\n18.9\n-16.9\nSep\n1,949.4\n1,167.9\n781.6\n2.5\n18.6\n-16.1\nOct\n1,964.9\n1,151.1\n813.8\n2.4\n18.6\n-16.2\nNov\n1,924.9\n1,192.6\n732.2\n2.4\n17.6\n-15.3\nDec\n2,087.6\n1,216.3\n871.3\n1.9\n17.6\n-15.6\n2016\nJan\n2,133.5\n1,222.1\n911.4\n2.2\n17.6\n-15.4\nFeb\n2,190.7\n1,223.1\n967.6\n2.3\n17.5\n-15.2\nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\nAnnual Total\n44416.79\n128.78\n1514.65\n3094.78\n3486.84\n1209.66\n2015\nJan\n3659.00\n11.81\n154.43\n311.94\n352.18\n113.46\nFeb\n3221.13\n13.69\n141.79\n275.8\n334.62\n104.62\nMar\n3801.96\n11.11\n131.97\n298.30\n364.69\n111.70\nApr\n3919.47\n10.81\n133.99\n299.67\n341.22\n112.38\nMay\n3467.10\n13.08\n128.76\n316.66\n389.97\n124.5\nJun\n3014.73\n15.35\n123.53\n333.65\n438.72\n136.62\nJul\n4010.26\n12.64\n154.61\n332.37\n391.04\n128.61\nAug\n3299.06\n11.39\n193.36\n313.18\n391.19\n133.55\nSep\n3762.74\n12.93\n131.89\n318.75\n396.28\n396.28\nOct\n3964.53\n11.84\n149.41\n334.93\n434.71\n151.02\nNov\n3551.4\n12.02\n130.20\n347.68\n416.95\n154.38\nDec\n4167.88\n10.95\n146.60\n411.34\n477.51\n213.28\nAnnual Total\n43839.25\n147.62\n1720.54\n3894.27\n4729.07\n1880.40\n2016\nJan\n3385.87\n11.10\n137.39\n331.52\n388.89\n167.68\nFeb\n3448.15\n11.86\n138.75\n312.12\n389.26\n167.93\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n31 \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.60\nFeb\n172.25\n32.23\n1140.94\n1027.88\n16160.42\n39.94\nMar\n191.64\n30.33\n1183.64\n1110.17\n18211.89\n44.48\nApr\n180.34\n26.98\n1151.25\n1107.52\n17269.69\n43.55\nMay\n179.76\n27.38\n1052.50\n1123.77\n18684.62\n43.22\nJun\n196.41\n31.85\n1121.24\n1038.18\n17478.24\n47.17\nJul\n199.10\n34.00\n1288.23\n1167.43\n18670.44\n49.36\nAug\n153.13\n28.05\n1373.48\n1122.22\n19750.59\n46.52\nSep\n164.31\n31.15\n1196.87\n1103.91\n19133.21\n50.40\nOct\n156.43\n30.78\n1295.03\n1152.83\n22166.45\n54.05\nNov\n143.44\n32.19\n1206.16\n1151.34\n21390.18\n51.34\nDec\n155.04\n27.25\n1359.88\n1183.57\n22904.33\n52.59\nAnnual Total\n2062.62\n361.73\n14543.30\n13413.30\n228723.31\n560.22\n2016\nJan\n132.26\n24.62\n1328.93\n1104.45\n19956.07\n49.89\nFeb\n148.42\n30.26\n1289.46\n1067.13\n19793.73\n54.57\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/February2016.pdf"}
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+{"doc_id": "8c0e0983577b48938508056bcbd4510e", "text": "i \n \n \n \n \n \n \n \nDECEMBER 2016 \n \n \n1 \n \nTable of Contents \n \nSELECTED ECONOMIC INDICATORS ............................................................................................... 2 \n INTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................................ 3 \nMERCHANDISE TRADE DEVELOPMENTS ....................................................................................... 4 \nSTOCK MARKET DEVELOPMENTS ................................................................................................... 6 \nMONETARY DEVELOPMENTS ............................................................................................................ 7 \nINFLATION OUTTURN ........................................................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ...................................................................................................... 10 \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n2016 \n \nNovember \n2016 \n \nDecember \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n57.4 \n58.5 \n1.92% \nZ.S.E. Industrial Index1 \n137.1 \n144.5 \n5.40% \nNational Payment System Transactions \n(US$ millions) \n6 900.0 \n7 326.0 \n6.17% \nMoney Supply (US$ millions)2 \n5 466.2 \n5 680.5 \n3.92% \nMoney Supply (M3) Annual Growth2 (%) \n15.2 \n19.2 \n \nYearly Inflation3 (%) \n-1.09% \n-0.93% \n \nMonthly Inflation3 (%) \n0.02% \n0.06% \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring \nthe \nmonth \nof \nDecember \n2016, \ninternational commodity prices of precious \nmetals were generally subdued, owing to weak \ninvestment demand. Prices of base metals, \nhowever, firmed during the same period. \nOil prices closed firmer in December 2016, \nfollowing a production cut deal reached by the \nOil \nand \nPetroleum \nExporting \nCountries \n(OPEC), in a bid to shore up prices. \n \nPrecious Metals \nGold and platinum prices retreated by 6.9% and \n3.5% to close the month of December 2016, at \nUS$1,152.35/oz \nand \nUS$919.47/oz, \nrespectively. This was on the back of a \nstrengthening US dollar which depressed safe \nhaven buying and investment demand for the \nprecious metals. In addition, investors shifted to \ninterest bearing assets, following an interest rate \nhike by the US Federal Reserve on the 14th of \nDecember, 2016. \n \nSource: Bloomberg, 2016 \nBrent Crude Oil \nDuring the month under review, crude oil prices \nsurged. This followed a decision by OPEC to \ncurb oil production, in order to rebalance the \nglut on the world market. Consequently, prices \nfirmed by 14.7% to a monthly average of \nUS$55.48/barrel in December 2016, from \nUS$48.39/barrel recorded in the previous \nmonth. \n \nSource: Bloomberg, 2016 \nThe World Bank projects oil prices to average \n$55/barrel \nin \n2017, \nlargely \nreflecting \ncompliance to the recent agreement between \nOPEC and non-OPEC producers, to reduce \noutput during the first half of 2017. \n \nBase Metals \nMonthly average prices for copper and nickel \nincreased by 5.8% and 0.1% to US$5,693.16/ton \nand \nUS$11,082.63/tonne, \nrespectively, \nin \nDecember 2016. The base metal prices were \nbuoyed by signs of a stabilizing Chinese \neconomy, which is the world’s largest base \nmetal consumer. This was coupled with \nexpectations of increased global demand, \n 800\n 900\n 1,000\n 1,100\n 1,200\n 1,300\n 1,400\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nUS$\\OUNCE\nFigure 1: Precious Minerals Prices \nFigure 1: Precious Minerals Prices \nGold\nPlatinum\n 30\n 35\n 40\n 45\n 50\n 55\n 60\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nUS$\\Barrel\nFigure 2:Brent crude oil prices \n \n \n \n4 \n \nparticularly \nin \nthe \nUSA, \nfollowing \nannouncements of stimulus plans by the \ncountry. \n \n \n Source: Bloomberg, 2016 \nOther commodities \n \nThe average monthly non-energy commodity \nprice index rose in December 2016, for the third \nconsecutive month. This was largely due to \nstrong growth in the prices of industrial metals. \nOn the other hand, the average food commodity \nindex softened slightly, after two months of \ngrowth. \n \nThe price of wheat remained close to its ten-year \nlow of US$142.0 per metric tonne, though its \noutlook is on a positive trajectory. A similar \npattern can be observed for prices of corn and \nrice. The price of sugar closed the month under \nreview at US0.64 cents per kilogram, up from \nUS0.63 cents per kilogram in November 2016. \nOver the outlook period, the price of sugar is \nexpected to decrease albeit at a more moderate \npace. \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade for the month of \nDecember 2016 amounted to US$781.2 million, \na 16.5% decline from the US$936.1 million \nrecorded in the previous month. This, however, \nrepresented an 11.1% increase from the \nUS$703.1 million recorded over the comparable \nperiod in 2015. \n \nMerchandise export developments \nMerchandise exports for December 2016 stood \nat US$291.9 million, representing a 36.7% \ndecline from the US$460.7 million realised in \nNovember 2016. \n \nSource: Zimstat, 2016 \nThe significant decline in merchandise exports \nduring the period under review, was mainly \nattributed to a 51.9% slump in flue-cured \ntobacco exports in December 2016. Gold, flue-\ncured \ntobacco, \nnickel \nand \nferro-chrome \ndominated the country’s exports, contributing \n 8,000\n 8,500\n 9,000\n 9,500\n 10,000\n 10,500\n 11,000\n 11,500\n 4,000\n 4,200\n 4,400\n 4,600\n 4,800\n 5,000\n 5,200\n 5,400\n 5,600\n 5,800\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nFigure 3: Base Metals Prices \nFigure 3: Base Metals Prices US$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\nNov-16\nDec-16Figure 4: Merchand\nFigure 4: Merchandise Exports (US$m)\n(US$m)\n \n \n \n5 \n \nabout 82% of total export earnings for the month \nof December 2016. \nTable 1: Exports Classified by HS Code: \nProduct \nNovember \n2016 \n(US$m) \nDecember \n2016 \n(US$m) \nDecember \n2016 Share \nof Total (%) \n Flue-cured \n248.2 \n119.3 \n40.9 \n Gold \n108.8 \n67.8 \n23.2 \n Nickel ores & \nconcentrates \n26.3 \n29.9 \n10.2 \n Ferro-chrome \n16.7 \n22.5 \n7.7 \n Chromium ores & \nconcentrates \n4.7 \n5.9 \n2.0 \nUnwrought & \nplatinum \n5.5 \n4.9 \n1.7 \n Cane sugar \n6.5 \n2.7 \n0.9 \n Industrial \ndiamonds \n7.7 \n0.1 \n0.1 \n Other \n36.4 \n38.6 \n13.2 \n Total \n460.7 \n291.9 \n100.0 \n Source: Zimstat, 2016 & RBZ Calculations, 2016 \nMajor Merchandise Export Destinations \nThe country’s major merchandise export \nmarkets \nconsisted \nof \nSouth \nAfrica, \nMozambique, the United Arab Emirates, \nFrance, Zambia, Belgium and Kenya. These \ncountries together absorbed about 98% of the \ncountry’s \ntotal \nmerchandise \nexports \nin \nDecember 2016. \n \nNotably, Zimbabwe’s merchandise exports to \nSouth Africa were 81.6% of the country’s total \nmerchandise exports during the month under \nreview. \nThe \nproportion \nof \nexports \nto \nMozambique, United Arabs Emirates, France, \nZambia and Belgium were 7.0%, 3.4%, 2.3%, \n1.6% and 1.6%, respectively. \n \nSource: Zimstat, 2016 & RBZ Calculations, 2016 \nMerchandise exports to other destinations in the \nworld constituted 1.6% of the total merchandise \nexports during the month under analysis. \n \nMerchandise Import Developments \nThe country’s total merchandise imports for \nDecember 2016 stood at US$489.4 million, \n3.0% higher than the US$475.3 million recorded \nin November 2016. This was mainly driven by \nan upsurge in the importation of unleaded petrol \nand diesel. \n \nEnergy demand continued to exert pressure on \nimports with diesel, unleaded petrol and \nelectricity accounting for about 37.0% of the \ntotal import bill in December 2016. The \ncountry’s other major imports during the month \nunder review comprised of cereals (maize, rice, \nand wheat), soya beans and medicines. \nSouth \nAfrica\n81.6%\nMozambique\n7.0%\nUnited \nArab \nEmirates\n3.4%\nFrance\n2.3%\nZambia\n1.6%\nBelgium\n1.6%\nKenya\n0.9%\nOther\n1.6%Figure 5: Major\nFigure 5: Major Merchandise Export destinati\nExport destinations\n \n \n \n6 \n \nMajor Import Sources \nDuring the month under analysis, the country \nsourced its imports mainly from South Africa \n(42.3%); Singapore (20.5%); China (8.0%); \nMozambique (3.6%) and Zambia (3.2%). \n \nSource: Zimstat, 2016 & RBZ Calculations, 2016 \n \nThe country’s merchandise imports from South \nAfrica \nmainly \ncomprised \nof \ncapital, \nintermediate and consumer goods, while \nimports from Singapore were dominated by \nliquid fuel (diesel and petrol). \n \nMerchandise Trade Balance \nThe developments in merchandise trade resulted \nin the worsening of the country’s trade balance. \nThe trade balance declined from a deficit of \nUS$14.6 million in November 2016, to a deficit \nof US$197.5 million in December 2016. \n \nSource: Zimstat, 2016 & RBZ Computations, 2016 \nThe trade deficit reflected the country’s \ncontinued absorption of imports of finished \ngoods, on the back of domestic supply-side \nconstraints. In addition, the country’s export \nvolumes and revenues were subdued due to low \ndomestic production, lack of competitiveness \nand the general downturn in international \ncommodity prices. \n \nSTOCK MARKET DEVELOPMENTS \n \nTrading on the Zimbabwe Stock Exchange \n(ZSE) continued to be characterised by a bullish \ntrend, owing to improved demand for mid-cap \nand heavy weight counters. Resultantly, the \nmainstream index increased by 7.45 points to \nclose the month of December 2016 at 144.53 \npoints. The resources index also increased by \n1.13 points, to close at 58.51 points. \nThe growth in the mainstream index was \nunderpinned by investor flight from cash and \ncash equivalent assets into equities. \nSouth Africa\nSingapore\nChina\nZambia\nIndia\nMozambique\nJapan\nUnited Kingdom\nMauritius\nUnited States\nUnited Arab Emirates\n0%\n10%\n20%\n30%\n40%\nFigure 6: Major Mechandise Import \nsources (% Share)\n-250\n-150\n-50\n50\n150\n250\n350\n450\n550\nNov-16\nDec-16Figure 7: Mercha\nFigure 7: Merchandise Trade Balance(US$m)\nBalance(US$m)\nExports\nImports\nTrade Balance\n \n \n \n7 \n \n \nShare trading volumes increased by 25.15% to \n292.5 million in December 2016, compared to \n233.7 million registered in November 2016. \nThis was largely due to notable block trades in \nBarclays bank and CBZ holdings shares. The \nblock trades were as follows; Barclays bank, 14 \n978 250 shares traded at 2.55 cents and CBZ \nHoldings, 4 502 968 shares traded at 10.5 cents. \n \nOver the same period, market turnover \nincreased by 10.81% to US$26 million, owing \nto improved activity. \n \nSource: Zimbabwe Stock Exchange, 2016 \nReflecting the bullish conditions that prevailed \nduring the month of December 2016, market \ncapitalisation closed at US$4.01 billion, up from \nUS$3.80 billion in November 2016. \n \nMONETARY DEVELOPMENTS \n \nAnnual broad money growth increased by 4 \npercentage points from 15.20% in November \n2016 to 19.20% in December 2016. This \nreflected annual growth in demand deposits, \n36.83%; savings, 14.55%; and over 30-day \ndeposits, 3.53%. Partially offsetting these \nincreases, was a decline of 20.04% in under 30-\nday deposits. \n0\n20\n40\n60\n80\n100\n120\n140\n160\n30-Dec-15\n30-Jan-16\n29-Feb-16\n31-Mar-16\n30-Apr-16\n31-May-16\n30-Jun-16\n31-Jul-16\n31-Aug-16\n30-Sep-16\n31-Oct-16\n30-Nov-16\n31-Dec-16\nFigure 8: ZSE Indices\nIndustrial\nMining\n0.00\n5.00\n10.00\n15.00\n20.00\n25.00\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n300.00\nDec-15\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 9: ZSE: Monthly Volumes \nFigure 9: ZSE: Monthly Volumes and Values Tr\nand Values Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2016 \n \n \n \n8 \n \n \nSource: Reserve Bank of Zimbabwe, 2016 \nOn a monthly basis, money supply stood at \nUS$5 680.5 million in December 2016, \nrepresenting \na \n3.92% \nincrease, \nfrom \nUS$5 466.2 million in November 2016. Over \nthe year to December 2016, broad money was \ndominated by transitory deposits, a reflection of \neconomic agents’ preference to hold highly \nliquid financial assets. \n \nSource: Reserve Bank of Zimbabwe, 2016 \nDuring the month under review, deposits were \ndistributed as follows: demand deposits, \n59.06%; over 30-days deposits, 16.35%; \nsavings deposits, 12.96%; and under 30-days \ndeposits, 11.62%. \n \nDomestic credit registered an increase of \n15.30%, on an annual basis, from US$5 535.4 \nmillion in December 2015 to US$6 382.3 \nmillion \nin \nDecember \n2016. \n \nOn \na \nmonth-on-month basis, domestic credit rose by \n2.77%, from US$6 210.3 million in November \n2016. \n \nCredit to the productive sectors of the economy \nincreased from US3 622.7 million in November \n2016, to US$3 648.2 million in December 2016. \nOn an annual basis, however, credit to the \nprivate sector recorded a 4.75% decline from \nUS$3 830.1 million in December 2015. \nThe month under analysis saw loans and \nadvances constitute 79.66% of the total credit to \nthe private sector, followed by mortgages, \n10.28%; other investments, 9.92%; bills \ndiscounted, 0.12%; and bankers’ acceptances, \n0.01%. \n-5\n0\n5\n10\n15\n20\n25\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\nMar-14\nJun-14\nSep-14\nDec-14\nMar-15\nJun-15\nSep-15\nDec-15\nMar-16\nJun-16\nSep-16\nDec-16\n%\nUS$ BILLIONS\nFigure 10: Money Supply\nFigure 10: Money Supply\nM3\nM3 Annual Growth rate\nUnder 30 \nDays\n11.62%\nover 30 days\n16.35%\nDemand\n59.06%\nSavings\n12.96%Figure 11: Banking Sector Deposits \nFigure 11: Banking Sector Deposits December 2016\nDecember 2016\n \n \n \n9 \n \n \nSource: Reserve Bank of Zimbabwe, 2016 \nPrivate sector credit was channelled to \nhouseholds, 22.40%; agriculture, 15.95%; \nservices, 15.19%; manufacturing, 13.81%; \ndistribution, 11.38%; financial organisations \nand investments, 11.97%; mining, 4.92%; \ntransport and communications, 2.06%; and \nconstruction, 1.51%. \n \nThe credit advanced to the private sector was \nmainly utilized for inventory build-up, 26.19%; \nconsumer durables, 15.39%; fixed capital \ninvestment, 13.16%; and pre and post shipment \nfinancing, 1.48%. The amount channelled \ntowards other recurrent expenditures constituted \n43.78% of the total outstanding loans and \nadvances. \n \n \n \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nThe annual headline inflation increased to \n-0.93% in December 2016, from -1.09% in \nNovember 2016. This was largely driven by \nincreases in both food and non-food inflation. \n \n \nSource: ZIMSTAT, 2016 \nThe year-on -year food inflation stood at -0.95% \nin December 2016, shedding 0.59 percentage \npoints from -1.54% in November 2016. The \nacceleration in annual food inflation was \nattributed to increases in prices of bread and \ncereals, fish and sea food as well as oils and fats. \nPartially offsetting the increases were declines \nin prices of meat, vegetables, fruits, milk, cheese \nand eggs. \n \nAnnual non-food inflation decelerated to \n-0.92% in December 2016, from -0.89% in \nNovember 2016. This was largely driven by \ndeclines in clothing and footwear, housing, \nwater, electricity, gas and other fuels, furniture \nLoans \n&Advances\n79.66%\nMortgages\n10.28%\nBills \nDiscounted\n0.12%\nBankers \nAcceptance\ns\n0.01%\nother \ninvestments\n9.92%Figure 12: Composition of Private \nFigure 12: Composition of Private Sector Credit\nSector Credit\n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 13: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \n \n10 \n \nand equipment as well as communication \nservices. \n \nMonthly Inflation \n \n \nThe month-on-month inflation rate increased \nfrom 0.02% in November 2016, to 0.06% in \nDecember 2016. This was underpinned by an \nincrease in non-food inflation. \n \nSource: ZIMSTAT, 2016 \nMonthly non-food inflation increased from \n -0.22% in November 2016, to -0.09% in \nDecember 2016, driven by increases in furniture \nand \nequipment, \nrecreation \nand \nculture, \nrestaurants and hotels as well as clothing and \nfootwear. \n \nMonth-on-month food inflation decelerated to \n0.38%, from 0.54% recorded in the previous \nmonth. This followed declines in meat and \nfruits. Partially offsetting the declines were \nincreases in the prices of bread and cereals, oils \nand fats, vegetables, milk, cheese and eggs. \n \nNATIONAL PAYMENTS SYSTEM \n \nThe total value of transactions processed \nthrough the National Payment System increased \nby 6% to US$7 326.00 million in December \n2016, from US$6 900.03 million in November \n2016. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system stood at US$4 882.61 million, in \nDecember 2016, up from US$4 624.66 million \nin November 2016. In volume terms, total \ntransactions registered an increase of 15% to \nclose the period under analysis at 405 380 \ntransactions. \n \nSource: Reserve Bank of Zimbabwe, 2016 \n \n \n \nCash transactions \nCash transactions were 8% higher at US$397.50 \nmillion during the month under analysis, \ncompared to US$ 369.43 million recorded in \nNovember 2016. \n \n-1.0\n-0.8\n-0.6\n-0.4\n-0.2\n0.0\n0.2\n0.4\n0.6Figure 14: M\nFigure 14: M-\n-O\nO-\n-M Inflation\nM Inflation\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n -\n 50\n 100\n 150\n 200\n 250\n 300\n 350\n 400\n 450\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 15: \nFigure 15: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n \n11 \n \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions \nalso \nincreased \nto \nUS$891.20 million in December 2016, from \nUS$767.07 million in November 2016. \n \nCard Based Transactions \n \nThe total value of card based transactions \nstood at US$ 551.78 million in December 2016, \nup from US$ 447.88 million in November 2016. \n \nCheque Transactions \nIn value terms, cheque transactions decreased \nby 19%, from US$ 6.92 million in November \n2016 to US$5.62 million in December 2016. \n \n \nRESERVE BANK OF ZIMBABWE \nFEBRUARY 2017\n \n \n12 \n \nStatistical Tables \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n14 \n \n1.2 Broad Money Survey \n \n \n \n \n \n15 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n16 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n17 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 18 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n19 \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n \n \n \n13 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n36 \n \n 14. Merchandise Trade Statistics \n \n \n \n \n \n37 \n \n \n \n \n \n \n \n \n \n 14 \n \n \nDecember\nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nNovember\nDecember\nBond Notes and Coins\n7,127.0\n7,355.5\n7,457.3\n7,612.1\n7,758.5\n8,005.8\n8,106.8\n18,849.1\n70,170.8\nRBZ Demand Deposits\n726.0\n1,832.8\n2,086.4\n1,423.3\n5,061.6\n3,602.5\n3,701.2\n3,655.5\n1,075.3\nComm. Banks Dem. Deposits\n2,362,538.7\n2,430,098.0\n2,409,398.2\n2,510,951.1\n2,575,573.8\n2,644,003.9\n2,743,164.8\n3,178,979.8\n3,254,070.3\nMerchant Banks Dem. Deposits\n58,524.4\n58,511.7\n58,304.5\n58,315.0\n58,346.2\n58,364.1\n58,364.1\n58,880.3\n58,524.4\nM1\n2,428,916.0\n2,497,798.0\n2,477,246.4\n2,578,301.4\n2,646,740.1\n2,713,976.2\n2,813,336.8\n3,260,364.8\n3,383,840.9\nComm. Banks Savings Deposits\n266,166.6\n280,598.5\n291,567.7\n290,006.1\n299,136.9\n282,597.7\n270,213.2\n277,242.3\n309,859.7\nBuilding Soc. Savings Deposits\n296,041.8\n297,854.8\n305,980.4\n311,092.0\n317,629.3\n332,211.2\n313,154.7\n311,842.1\n339,468.4\nP O S B Savings Deposits\n72,505.8\n73,735.7\n73,847.9\n74,405.9\n80,067.6\n79,203.4\n79,502.7\n74,466.9\n77,733.1\nComm. Banks U-30 Day Deposits\n650,234.3\n597,527.6\n588,796.4\n506,719.1\n574,185.2\n674,068.8\n546,356.7\n534,813.3\n494,529.0\nMerchant Banks U-30 Day Deposit\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. U- 30 Day Deposits\n165,352.5\n131,683.2\n123,683.2\n108,106.2\n171,635.9\n118,100.1\n134,140.9\n111,766.1\n157,617.0\nM2\n3,879,217.1\n3,879,197.9\n3,861,122.0\n3,868,630.7\n4,089,395.1\n4,200,157.3\n4,156,705.0\n4,570,495.4\n4,763,048.0\nComm. Banks O-30 Day Deposits\n420,265.1\n424,676.9\n449,879.1\n573,809.8\n519,330.5\n438,306.5\n554,032.6\n404,186.0\n461,153.8\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n432,822.3\n413,975.8\n421,729.2\n438,461.8\n361,565.5\n374,720.6\n390,530.0\n448,272.7\n407,641.8\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n21,851.3\n25,326.6\n24,881.2\n24,640.9\n23,321.3\n26,430.9\n28,174.9\n32,027.8\n37,421.5\nM3\n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\n5,050,881.9\n5,140,709.1\n5,466,248.6\n5,680,531.7\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 1.1 : MONETARY AGGREGATES\n US$ thousands\n2016\n2015\n \n \n \n15 \n \n \n \nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUN\nJUL\nAUG\nSEP\nOCT\nNOV\nDEC\nNET FOREIGN ASSETS \n-667,684.9\n-688,591.4\n-780,139.7\n-728,823.7\n-803,152.0\n-897,595.5\n-682,718.0\n-569,021.5\n-572,883.4\n-572,132.0\n-712,362.1\n-758,350.3\n-705,120.3\n Assets\n792,677.3\n758,634.6\n679,001.9\n687,149.8\n637,447.5\n623,538.1\n667,173.2\n663,489.3\n661,991.9\n636,418.9\n691,301.0\n607,523.5\n703,975.6\n Reserve Bank (RBZ)\n433,452.9\n424,269.1\n390,810.3\n334,552.7\n354,608.4\n407,381.8\n389,004.0\n380,890.0\n352,410.1\n341,528.2\n413,365.2\n363,344.5\n406,401.6\n Deposit Money Banks (DMBs) \n300,320.1\n302,773.5\n259,017.9\n318,832.0\n269,044.4\n200,060.3\n256,915.8\n267,266.8\n297,214.3\n286,317.1\n263,221.2\n232,802.1\n282,776.2\n Other Banking Institutions (OBIs) \\1\n58,904.3\n31,592.0\n29,173.7\n33,765.2\n13,794.7\n16,096.0\n21,253.4\n15,332.5\n12,367.6\n8,573.7\n14,714.6\n11,376.9\n14,797.8\n Liabilities \\2\n-1,460,362.2\n-1,447,226.0\n-1,459,141.6\n-1,415,973.5\n-1,440,599.5\n-1,521,133.6\n-1,349,891.2\n-1,232,510.8\n-1,234,875.3\n-1,208,550.9\n-1,403,663.1\n-1,365,873.9\n-1,409,095.9\n RBZ\n1,096,800.8\n1,090,485.7\n1,117,823.6\n1,075,644.5\n1,117,787.5\n1,184,783.0\n1,042,014.2\n935,954.6\n944,035.4\n931,544.6\n1,106,477.2\n1,076,069.2\n1,129,360.3\n DMBs\n320,578.9\n313,434.2\n299,029.1\n303,288.3\n285,945.2\n300,200.0\n272,477.2\n260,900.2\n257,249.7\n246,495.2\n267,813.3\n260,189.7\n250,891.6\n OBIs\n42,982.5\n43,306.1\n42,288.9\n37,040.8\n36,866.8\n36,150.7\n35,399.8\n35,656.0\n33,590.3\n30,511.2\n29,372.7\n29,615.0\n28,844.0\nNET DOMESTIC ASSETS \n5,433,107.3\n5,443,035.2\n5,549,017.8\n5,645,633.4\n5,808,031.0\n5,948,477.4\n5,823,427.1\n5,707,063.0\n5,800,719.3\n5,893,044.0\n6,068,398.0\n6,224,599.0\n6,385,652.0\nDOMESTIC CREDIT\n5,535,396.4\n5,476,442.4\n5,489,962.3\n5,542,678.3\n5,623,621.7\n5,627,841.4\n5,719,589.2\n5,759,394.1\n5,753,421.7\n5,829,096.5\n5,978,450.5\n6,210,252.4\n6,382,277.2\n Claims on Government (net) \n1,564,354.7\n1,530,792.2\n1,671,934.4\n1,691,128.7\n1,804,057.3\n1,834,775.4\n1,948,003.0\n2,028,573.1\n2,026,952.7\n2,092,955.9\n2,200,966.6\n2,363,357.0\n2,531,939.5\n RBZ\n331,552.1\n355,230.5\n418,006.5\n446,003.9\n456,287.0\n468,433.1\n508,837.0\n552,972.5\n583,837.7\n602,271.5\n654,694.8\n845,057.9\n960,906.6\n DMBs\n1,119,720.1\n1,068,095.4\n1,153,295.1\n1,166,120.4\n1,226,195.8\n1,241,961.8\n1,305,509.6\n1,342,573.5\n1,320,529.8\n1,359,348.4\n1,405,130.2\n1,367,641.0\n1,433,975.0\n OBIs\n113,082.5\n107,466.4\n100,632.7\n79,004.4\n121,574.4\n124,380.4\n133,656.4\n133,027.1\n122,585.2\n131,336.0\n141,141.6\n150,658.2\n137,058.0\n Claims on Public Enterprises \n140,910.1\n145,507.6\n120,445.0\n179,370.7\n185,698.9\n197,207.6\n199,989.6\n242,550.6\n238,843.8\n215,863.7\n229,963.6\n224,285.9\n202,160.2\n RBZ\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n78,226.4\n91,056.2\n99,304.3\n138,657.6\n138,175.0\n121,890.6\n126,318.5\n122,526.4\n115,383.8\n DMBs\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n105,088.3\n99,643.7\n102,872.2\n99,545.6\n92,700.0\n102,534.1\n100,660.1\n85,710.3\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n60,202.8\n67,848.4\n65,328.0\n108,062.4\n106,568.6\n105,088.3\n99,643.7\n102,872.2\n99,545.6\n92,700.0\n102,534.1\n100,660.1\n85,710.3\n OBIs\n1,137.9\n926.4\n948.9\n951.8\n904.0\n1,063.1\n1,041.6\n1,020.8\n1,123.2\n1,273.1\n1,111.0\n1,099.4\n1,066.0\n Claims on Private Sector\n3,830,131.6\n3,800,142.6\n3,697,582.8\n3,672,178.9\n3,633,865.5\n3,595,858.4\n3,571,596.6\n3,488,270.3\n3,487,625.2\n3,520,276.9\n3,547,520.2\n3,622,609.5\n3,648,177.5\n RBZ\n90,549.5\n93,049.5\n74,614.5\n56,342.7\n58,614.2\n58,864.7\n49,967.1\n50,177.0\n52,542.1\n53,467.1\n59,163.7\n56,254.8\n57,136.1\n DMBs\n2,874,287.6\n2,860,825.0\n2,773,512.1\n2,774,147.9\n2,736,322.0\n2,691,318.7\n2,681,469.9\n2,571,743.7\n2,572,338.2\n2,605,032.7\n2,621,994.2\n2,663,407.4\n2,703,683.9\n OBIs\n865,294.5\n846,268.2\n849,456.3\n841,688.3\n838,929.3\n845,675.0\n840,159.6\n866,349.6\n862,744.9\n861,777.1\n866,362.3\n902,947.3\n887,357.6\nOTHER ITEMS (NET) \n-102,289.2\n-33,407.2\n59,055.5\n102,955.1\n184,409.4\n320,636.1\n103,837.9\n-52,331.0\n47,297.6\n63,947.5\n89,947.6\n14,346.5\n3,374.8\nBROAD MONEY (M3) \n4,765,422.3\n4,754,443.8\n4,768,878.1\n4,916,809.8\n5,004,879.1\n5,050,881.9\n5,140,709.1\n5,138,041.5\n5,227,835.9\n5,320,912.0\n5,356,035.9\n5,466,248.6\n5,680,531.7\nSource:Reserve Bank of Zimbabwe, 2016\n1. Building societies and P. O. S. B.\n2. Sign reversal.\n2015\n2016\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ thousands\n \n \n \n16 \n \n \nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUN\nJUL\nAUG\nSEP\nOCT\nNOV\nDEC\nNET FOREIGN ASSETS \n103,863.0\n-20,906.5\n-91,548.3\n51,316.0\n-74,328.3\n-94,443.6\n214,877.6\n113,696.5\n-3,862.0\n751.4\n-140,230.1\n-45,988.2\n53,230.0\n Assets\n125,326.6\n-34,042.7\n-79,632.7\n8,148.0\n-49,702.3\n-13,909.4\n43,635.1\n-3,683.9\n-1,497.4\n-25,573.0\n54,882.1\n-83,777.5\n96,452.1\n Reserve Bank (RBZ)\n133,272.4\n-9,183.8\n-33,458.8\n-56,257.6\n20,055.8\n52,773.4\n-18,377.7\n-8,114.0\n-28,479.9\n-10,881.9\n71,837.1\n-50,020.7\n43,057.1\n Deposit Money Banks (DMBs)\n-10,202.5\n2,453.4\n-43,755.6\n59,814.1\n-49,787.5\n-68,984.1\n56,855.5\n10,351.0\n29,947.5\n-10,897.2\n-23,095.9\n-30,419.1\n49,974.1\n Other Banking Institutions (OBIs) \\1\n2,256.7\n-27,312.3\n-2,418.3\n4,591.5\n-19,970.5\n2,301.3\n5,157.4\n-5,920.9\n-2,964.9\n-3,793.9\n6,140.8\n-3,337.6\n3,420.9\n Liabilities \\2\n-21,463.6\n13,136.2\n-11,915.5\n43,168.1\n-24,626.0\n-80,534.1\n171,242.4\n117,380.4\n-2,364.5\n26,324.4\n-195,112.2\n37,789.3\n-43,222.1\n RBZ\n48,136.0\n-6,315.1\n27,337.9\n-42,179.1\n42,143.1\n66,995.5\n-142,768.8\n-106,059.7\n8,080.8\n-12,490.8\n174,932.6\n-30,408.0\n53,291.1\n DMBs\n-27,208.4\n-7,144.6\n-14,405.1\n4,259.2\n-17,343.1\n14,254.8\n-27,722.8\n-11,577.0\n-3,650.5\n-10,754.5\n21,318.1\n-7,623.6\n-9,298.1\n OBIs\n535.9\n323.5\n-1,017.2\n-5,248.1\n-174.0\n-716.1\n-750.9\n256.2\n-2,065.7\n-3,079.1\n-1,138.5\n242.3\n-770.9\nNET DOMESTIC ASSETS \\3\n-83,624.4\n9,928.0\n105,982.5\n96,615.7\n162,397.6\n140,446.4\n-125,050.3\n-116,364.1\n93,656.3\n92,324.7\n175,354.1\n156,200.9\n161,053.0\nDOMESTIC CREDIT\n190,124.4\n-58,954.0\n13,519.9\n52,716.0\n80,943.4\n4,219.7\n91,747.9\n39,804.8\n-5,972.4\n75,674.8\n149,354.0\n231,802.0\n172,024.7\n Claims on Government (net) \n204,527.3\n-33,562.5\n141,142.2\n19,194.3\n112,928.5\n30,718.1\n113,227.7\n80,570.1\n-1,620.4\n66,003.2\n108,010.7\n162,390.4\n168,582.4\n RBZ\n17,455.7\n23,678.3\n62,776.1\n27,997.4\n10,283.1\n12,146.1\n40,403.9\n44,135.6\n30,865.2\n18,433.8\n52,423.3\n190,363.1\n115,848.6\n DMBs\n165,163.5\n-51,624.8\n85,199.8\n12,825.3\n60,075.4\n15,766.0\n63,547.8\n37,063.9\n-22,043.8\n38,818.7\n45,781.8\n-37,489.2\n66,334.0\n OBIs\n21,908.1\n-5,616.0\n-6,833.7\n-21,628.3\n42,570.0\n2,806.0\n9,276.0\n-629.3\n-10,441.9\n8,750.8\n9,805.7\n9,516.5\n-13,600.2\n Claims on Public Enterprises \n57,104.1\n4,597.4\n-25,062.5\n58,925.6\n6,328.3\n11,508.7\n2,782.0\n42,561.0\n-3,706.9\n-22,980.1\n14,100.0\n-5,677.7\n-22,125.8\n RBZ\n49,194.3\n-2,836.7\n-22,564.6\n16,188.3\n7,869.9\n12,829.8\n8,248.1\n39,353.3\n-482.6\n-16,284.4\n4,427.9\n-3,792.1\n-7,142.6\n DMBs\n7,698.3\n7,645.6\n-2,520.4\n42,734.4\n-1,493.8\n-1,480.3\n-5,444.6\n3,228.5\n-3,326.6\n-6,845.6\n9,834.1\n-1,874.0\n-14,949.7\n Agri-PEs\n-1,528.5\n-9,457.5\n-7,505.4\n-6,965.8\n-6,966.8\n-6,967.8\n-6,968.8\n-6,969.8\n-6,970.8\n-6,971.8\n-6,972.8\n-6,973.8\n-6,974.8\n Other\n9,226.8\n17,103.1\n4,985.0\n49,700.2\n5,473.1\n5,487.6\n1,524.3\n10,198.3\n3,644.2\n126.2\n16,807.0\n5,099.8\n-7,974.9\n OBIs\n211.5\n-211.5\n22.5\n3.0\n-47.9\n159.1\n-21.5\n-20.8\n102.4\n149.9\n-162.0\n-11.6\n-33.4\n Claims on Private Sector\n-71,507.0\n-29,989.0\n-102,559.8\n-25,403.9\n-38,313.4\n-38,007.1\n-24,261.7\n-83,326.3\n-645.1\n32,651.7\n27,243.3\n75,089.3\n25,568.1\n RBZ\n13,107.0\n2,500.0\n-18,435.0\n-18,271.7\n2,271.5\n250.4\n-8,897.6\n210.0\n2,365.0\n925.0\n5,696.6\n-2,908.9\n881.3\n DMBs\n-107,471.5\n-13,462.6\n-87,312.9\n635.8\n-37,825.9\n-45,003.2\n-9,848.8\n-109,726.3\n594.5\n32,694.5\n16,961.5\n41,413.1\n40,276.5\n OBIs\n22,857.6\n-19,026.4\n3,188.1\n-7,768.0\n-2,759.0\n6,745.7\n-5,515.3\n26,190.0\n-3,604.7\n-967.8\n4,585.2\n36,585.0\n-15,589.8\nOTHER ITEMS (NET) \n-273,748.8\n68,882.0\n92,462.7\n43,899.6\n81,454.2\n136,226.7\n-216,798.2\n-156,168.9\n99,628.7\n16,649.8\n26,000.1\n-75,601.1\n-10,971.7\nBROAD MONEY (M3) \n20,238.7\n-10,978.5\n14,434.3\n147,931.7\n88,069.3\n46,002.9\n89,827.2\n-2,667.6\n89,794.3\n93,076.1\n35,123.9\n110,212.7\n214,283.0\n Broad Money (M3) \n0.43%\n-0.23%\n0.30%\n3.10%\n1.79%\n0.92%\n1.78%\n-0.05%\n1.75%\n1.78%\n0.66%\n2.06%\n3.92%\n Domestic Credit \n3.56%\n-1.07%\n0.25%\n0.96%\n1.46%\n0.08%\n1.63%\n0.70%\n-0.10%\n1.32%\n2.56%\n3.88%\n2.77%\n Claims on Private Sector\n-1.83%\n-0.78%\n-2.70%\n-0.69%\n-1.04%\n-1.05%\n-0.67%\n-2.33%\n-0.02%\n0.94%\n0.77%\n2.12%\n0.71%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\n2015\n2016\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ thousands\n \n \n \n17 \n \n \nNOV\nDEC\nJAN\nFEB\nMAR\nAPR\nMAY\nJUN\nJUL\nAUG\nSEP\nOCT\nNOV\nDEC\nNET FOREIGN ASSETS \n-3,723.5\n51,716.5\n25,599.2\n-16,833.2\n-162,864.4\n-167,123.9\n-216,529.0\n92,794.6\n154,751.3\n154,902.2\n143,557.4\n110,055.1\n13,197.6\n-37,435.4\n Assets\n-160,163.5\n-103,502.5\n-72,324.8\n-58,831.6\n-128,929.8\n-118,045.9\n-187,662.4\n-259,180.5\n-180,199.9\n-205,455.2\n-252,599.6\n-93,071.6\n-59,827.1\n-88,701.7\n Reserve Bank (RBZ)\n-34,353.8\n70,271.8\n67,607.2\n109,920.3\n52,382.6\n71,707.8\n104,163.2\n-64,982.0\n-14,881.0\n-8,295.5\n-18,727.7\n78,043.6\n63,164.0\n-27,051.3\n Deposit Money Banks (DMBs)\n-106,467.2\n-162,792.6\n-103,107.2\n-141,455.7\n-150,731.3\n-155,323.7\n-218,661.6\n-133,692.5\n-94,250.8\n-131,488.5\n-161,902.7\n-124,083.8\n-77,720.5\n-17,543.8\n Other Banking Institutions (OBIs) \\1\n-19,342.5\n-10,981.7\n-36,824.9\n-27,296.3\n-30,581.0\n-34,430.0\n-73,164.0\n-60,506.0\n-71,068.1\n-65,671.1\n-71,969.2\n-47,031.4\n-45,270.7\n-44,106.5\n Liabilities \\2\n156,440.0\n155,218.9\n97,924.0\n41,998.4\n-33,934.6\n-49,078.0\n-28,866.7\n351,975.1\n334,951.2\n360,357.4\n396,157.0\n203,126.7\n73,024.8\n51,266.2\n RBZ\n18,611.0\n75,864.3\n83,389.7\n108,661.8\n217,549.1\n223,580.0\n315,851.6\n-51,292.1\n-104,005.1\n-112,782.5\n-125,536.2\n36,504.8\n27,404.4\n32,559.5\n DMBs\n-162,923.9\n-219,844.2\n-170,029.2\n-139,327.3\n-169,893.9\n-163,052.9\n-274,592.8\n-287,828.7\n-218,055.8\n-233,541.4\n-257,589.8\n-226,644.7\n-87,597.5\n-69,687.3\n OBIs\n-12,127.1\n-11,239.0\n-11,284.5\n-11,332.9\n-13,720.6\n-11,449.1\n-12,392.1\n-12,854.3\n-12,890.3\n-14,033.5\n-13,031.0\n-12,986.8\n-12,831.6\n-14,138.5\nNET DOMESTIC ASSETS \\3\n333,441.6\n310,287.2\n388,719.3\n447,824.3\n709,354.1\n733,158.4\n779,443.5\n503,904.7\n509,329.9\n599,885.4\n591,330.9\n645,154.4\n707,867.3\n952,544.7\nDOMESTIC CREDIT\n992,339.8\n1,156,742.8\n1,244,947.0\n1,240,909.9\n1,171,650.7\n1,093,844.4\n809,966.1\n850,516.8\n777,882.6\n724,314.5\n749,254.1\n781,787.7\n864,980.4\n846,880.8\n Claims on Government (net) \n897,401.8\n1,048,718.3\n986,766.1\n1,122,755.2\n1,153,453.4\n1,138,798.4\n884,181.4\n873,765.5\n868,528.4\n834,946.0\n910,601.9\n947,747.9\n1,003,529.6\n967,584.8\n RBZ\n328,127.9\n356,615.8\n367,824.5\n430,914.6\n468,278.0\n357,909.4\n370,585.4\n417,029.5\n309,889.6\n339,320.1\n347,973.7\n382,697.6\n530,961.5\n629,354.4\n DMBs\n511,078.6\n631,757.3\n563,398.7\n643,214.9\n665,775.9\n727,359.2\n457,533.3\n401,397.3\n496,708.2\n460,300.9\n520,365.5\n514,976.2\n413,084.4\n314,254.8\n OBIs\n58,195.3\n60,345.2\n55,543.0\n48,625.8\n19,399.5\n53,529.8\n56,062.7\n55,338.7\n61,930.5\n35,325.0\n42,262.7\n50,074.1\n59,483.8\n23,975.5\n Claims on Public Enterprises \n17,145.1\n74,160.0\n80,539.8\n51,500.7\n107,827.5\n83,224.6\n92,901.3\n146,841.4\n193,908.8\n182,335.8\n161,340.0\n145,086.6\n140,479.9\n61,250.0\n RBZ\n30,375.1\n79,569.5\n76,732.8\n54,168.2\n70,356.5\n77,489.1\n89,969.1\n98,115.2\n136,726.1\n136,076.3\n119,466.9\n95,955.9\n92,151.3\n35,814.3\n DMBs\n-14,156.5\n-6,547.4\n2,880.7\n-3,616.3\n38,245.6\n5,825.7\n2,652.3\n48,389.8\n56,361.9\n46,415.4\n41,912.3\n49,186.1\n48,155.6\n25,507.5\n Agri-PEs\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n-1,522.5\n-1,523.5\n-1,524.5\n-1,525.5\n-1,526.5\n-1,527.5\n-1,528.5\n-9,457.5\n Other\n-12,639.9\n-5,029.8\n4,399.2\n-2,096.7\n39,766.1\n7,347.3\n4,174.9\n49,913.3\n57,886.4\n47,940.9\n43,438.8\n50,713.7\n49,684.1\n34,965.0\n OBIs\n926.4\n1,137.9\n926.4\n948.9\n-774.5\n-90.2\n279.9\n336.4\n820.8\n-155.9\n-39.1\n-55.4\n173.0\n-71.8\n Claims on Private Sector\n77,793.0\n33,864.5\n177,641.0\n66,654.0\n-89,630.2\n-128,178.6\n-167,116.6\n-170,090.0\n-284,554.6\n-292,967.3\n-322,687.8\n-311,046.8\n-279,029.1\n-181,954.1\n RBZ\n42,717.2\n55,824.2\n58,324.2\n39,889.2\n24,933.7\n27,056.2\n27,709.1\n-1,722.7\n-16,545.4\n-40,226.8\n-13,892.2\n-16,795.9\n-21,187.7\n-33,413.3\n DMBs\n-55,036.1\n-135,814.0\n25,822.4\n-50,903.8\n-186,744.5\n-212,671.7\n-269,599.0\n-219,160.2\n-338,413.9\n-303,139.1\n-351,897.9\n-328,850.7\n-318,351.7\n-170,603.8\n OBIs\n90,111.8\n113,854.3\n93,494.4\n77,668.6\n72,180.6\n57,436.9\n74,773.4\n50,792.9\n70,404.6\n50,398.7\n43,102.3\n34,599.8\n60,510.3\n22,063.0\nOTHER ITEMS (NET) \n-658,898.2\n-846,455.6\n-856,227.7\n-793,085.7\n-462,296.6\n-360,686.0\n-30,522.6\n-346,612.1\n-268,552.7\n-124,429.1\n-157,923.2\n-136,633.3\n-157,113.1\n105,664.0\nBROAD MONEY (M3) \n329,718.1\n362,003.6\n414,318.5\n430,991.1\n546,489.7\n566,034.5\n562,914.4\n596,699.4\n664,081.2\n754,787.7\n734,888.3\n755,209.5\n721,064.9\n915,109.3\nGROWTH RATES\n Broad Money (M3) \n7.5%\n8.2%\n9.5%\n9.9%\n12.5%\n12.8%\n12.5%\n13.1%\n14.8%\n16.9%\n16.0%\n16.4%\n15.2%\n19.2%\n Domestic Credit \n22.8%\n26.4%\n29.4%\n29.2%\n26.8%\n24.1%\n16.8%\n17.5%\n15.6%\n14.4%\n14.7%\n15.0%\n16.2%\n15.3%\n Claims on Private Sector\n2.0%\n0.9%\n4.9%\n1.8%\n-2.4%\n-3.4%\n-4.4%\n-4.5%\n-7.5%\n-7.7%\n-8.4%\n-8.1%\n-7.2%\n-4.8%\nSource:Reserve Bank of Zimbabwe, 2016\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\nUS$ thousands\n2015\n2016\n \n \n \n18 \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS CONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\nAug\n580,775.3\n28,148.8\n58,618.6\n460,451.4\n22,509.2\n105,466.9\n411,831.6\n176,732.7\n440,470.4\n41,154.5\n571,926.0\n886.9\n2,898,972.1\nSep\n598,429.9\n28,307.9\n59,213.0\n443,604.1\n22,711.9\n102,015.0\n421,228.0\n174,144.2\n467,804.5\n43,051.0\n569,250.1\n929.5\n2,930,689.0\nOct\n609,537.2\n33,868.4\n53,813.7\n466,727.6\n21,566.0\n104,959.3\n447,136.6\n141,401.6\n484,254.8\n40,156.6\n573,330.4\n907.7\n2,977,660.0\nNov\n650,547.2\n28,696.7\n49,784.9\n440,864.2\n12,868.9\n104,288.1\n428,393.1\n152,136.9\n444,207.8\n40,760.5\n543,920.4\n696.2\n2,897,164.8\nDec\n590,610.6\n30,958.8\n44,706.5\n366,799.2\n13,354.6\n87,897.5\n450,208.5\n163,452.9\n475,424.5\n40,154.3\n518,998.3\n527.5\n2,783,093.0\n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJun\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJul\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nAug\n498,489.6\n43,265.5\n26,005.4\n295,108.0\n11,957.4\n69,959.8\n423,824.7\n139,556.7\n458,763.3\n44,237.3\n636,726.8\n10,497.1\n2,658,391.5\nSep\n487,504.2\n42,900.7\n20,644.2\n338,165.8\n11,960.4\n154,582.0\n409,891.0\n142,259.6\n400,059.8\n40,609.7\n636,000.8\n11,273.3\n2,695,851.5\nOct\n513,303.7\n44,348.8\n23,814.1\n333,709.5\n11,968.6\n70,984.3\n418,465.3\n152,571.6\n456,867.4\n45,511.4\n637,546.1\n11,122.2\n2,720,213.0\nNov\n526,709.8\n42,580.2\n22,481.4\n338,556.1\n11,358.7\n72,491.9\n413,849.2\n152,092.3\n464,279.4\n42,762.1\n641,080.5\n10,545.5\n2,738,787.0\nDec\n436,452.3\n41,297.5\n19,541.4\n311,503.1\n11,668.9\n327,576.0\n377,945.5\n134,516.0\n415,801.6\n36,867.2\n613,022.6\n10,287.7\n2,736,479.6\nSource:Reserve Bank of Zimbabwe,2016\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ thousands\n \n \n \n19 \n \n \n \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2015\nJan\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFeb\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMar\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nApr\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMay\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJun\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJul\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\nAug\n168,075.2\n86,038.9\n108,477.7\n472,875.1\n335,158.3\n784,616.6\n401,830.1\n76,647.0\n1,042,260.4\n55,455.9\n657,177.1\n51,922.5\n4,240,535.0\nSep\n197,641.5\n85,842.6\n112,415.3\n462,925.6\n349,564.2\n831,813.0\n379,121.4\n71,090.0\n1,033,106.7\n53,348.1\n676,308.0\n55,759.2\n4,308,935.5\nOct\n219,922.3\n85,382.0\n116,874.4\n447,200.7\n331,543.6\n821,640.8\n378,568.5\n68,298.7\n1,100,719.7\n55,846.7\n648,757.5\n67,353.2\n4,342,108.3\nNov\n212,806.1\n85,815.7\n98,468.4\n465,089.7\n334,835.6\n846,959.0\n363,754.4\n71,866.2\n1,074,141.8\n56,110.3\n665,421.1\n64,630.3\n4,339,898.7\nDec\n196,092.9\n88,273.0\n102,636.9\n518,411.4\n336,909.2\n864,491.7\n307,845.0\n63,337.5\n1,163,771.1\n57,410.5\n639,985.6\n66,435.7\n4,405,600.5\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n402,900.5\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJun\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nJul\n207,280.2\n99,727.9\n138,781.2\n616,359.8\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,752,262.6\nAug\n233,004.5\n97,248.8\n153,590.8\n578,487.3\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,835,125.8\nSep\n236,724.3\n101,117.1\n155,483.5\n597,290.0\n346,375.9\n1,046,195.2\n366,312.8\n57,885.0\n1,365,673.5\n73,805.9\n595,219.8\n70,669.7\n5,012,752.7\nOct\n239,373.9\n107,235.7\n160,641.2\n593,362.2\n344,681.9\n988,274.7\n363,815.8\n63,998.0\n1,384,083.2\n76,834.0\n593,827.7\n73,608.8\n4,989,737.2\nNov\n318,652.7\n107,089.5\n189,581.3\n501,506.5\n329,147.3\n992,135.7\n411,467.8\n150,691.6\n1,337,295.6\n79,405.2\n591,639.0\n71,016.3\n5,079,628.6\nDec\n258,814.9\n110,009.2\n202,260.4\n590,595.6\n348,457.0\n1,020,795.0\n382,615.8\n81,542.7\n1,466,867.2\n82,186.5\n592,932.5\n76,874.9\n5,213,951.8\nSource: Reserve Bank of Zimbabwe,2016\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ thousands\n \n \n \n20 \n \n \n(US$ millions)\nEnd Period\n1999\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\nLong-Term External Debt\n3,530\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\nGovernment\n2,461\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n543\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nPrivate\n162\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\nShort-Term External Debt\n532\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\nTotal External Debt\n4,062\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\nSource: Ministry of Finance & Economic Development, 2016; & Reserve Bank of Zimbabwe, 2016\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n21 \n \n \n \n \nEnd Period\nNominal Lending Rates 1\nIndividuals \nCorporate\n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nAug\n4.30-26.00\n11.96 \n8.51 \nSep\n4.30-25.00\n11.81 \n8.47 \nOct\n4.00-18.00\n10.98 \n7.28 \nNov\n4.00-16.25\n12.20 \n7.67 \nDec\n6.00-16.00\n11.99 \n7.57 \n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nMar\n4.00-22.00\n11.44 \n7.16 \nApr\n4.00-22.00\n11.50 \n7.20 \nMay\n4.00-18.00\n11.43 \n7.35 \nJun\n4.00-18.00\n11.40 \n7.48 \nJul\n4.00-18.00\n10.69 \n6.79 \nAug\n4.00-18.00\n10.67 \n6.84 \nSep\n4.00-18.00\n10.66 \n6.95 \nOct\n4.00-18.00\n10.70 \n6.93 \nNov\n4.00-18.00\n10.69 \n6.99 \nDec\n4.00-18.00\n10.59 \n6.87 \nSource:Reserve Bank of Zimbabwe, 2016\nNotes\nTABLE 4.1 LENDING RATES (percent per annum)\n1. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates\n \n \n \n22 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\nAug\n0.30-8.00\n1.00-15.00\nSep\n0.30-8.00\n1.00-16.00\nOct\n0.50-8.00\n1.00-17.00\nNov\n0.75-8.00\n1.00-17.00\nDec\n0.50-8.00\n0.75-17.00\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\nSep\n0.50-6.00\n1.00-17.00\nOct\n0.50-6.00\n1.00-17.00\nNov\n0.50-6.00\n1.00-17.00\nDec\n0.50-6.00\n1.00-17.00\n Source:Reserve Bank of Zimbabwe, 2016\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n 23 \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2015 \nJan\n-0.04\n-0.01\n0.08\n0.07\n0.06\n-0.97\n-13.41\n0.02\n-0.08\n-0.48\n0.30\n-0.69\n0.40\n-0.34\nFeb\n0.25\n-0.35\n-0.09\n-0.11\n-0.02\n-0.41\n-0.10\n-0.17\n0.00\n-0.28\n0.10\n-0.13\n0.05\n-0.07\nMar\n0.12\n-0.27\n-0.06\n-0.02\n-0.05\n0.02\n0.00\n0.03\n0.00\n0.12\n0.10\n-0.03\n-0.03\n-0.03\nApr\n-0.63\n-0.01\n-0.71\n-3.35\n-0.46\n-0.05\n-0.15\n-0.13\n-0.07\n0.59\n0.41\n-0.04\n-1.01\n-0.89\nMay\n-0.17\n-0.41\n0.18\n-0.25\n0.10\n-0.25\n-0.02\n-0.11\n0.00\n-0.08\n-0.44\n-0.10\n-0.37\n-0.19\nJun\n0.36\n-0.06\n-0.02\n-0.07\n-0.17\n0.06\n0.01\n-0.09\n0.00\n-0.07\n0.11\n0.01\n-0.45\n-0.14\nJul\n-0.08\n0.05\n-0.56\n-0.82\n0.15\n-0.09\n-0.02\n-0.14\n7.48\n-0.02\n0.03\n0.47\n-0.81\n0.06\nAug\n-0.27\n-0.01\n0.02\n-0.14\n-0.04\n-0.29\n-0.06\n-0.26\n0.00\n-0.14\n-0.09\n-0.10\n-0.75\n-0.36\nSep\n-0.05\n0.00\n-0.62\n-0.52\n0.04\n-0.42\n-0.38\n-0.01\n0.00\n1.28\n-0.30\n-0.31\n-0.47\n-0.36\nOct\n-0.43\n-0.31\n-0.08\n-0.32\n0.61\n-0.47\n0.02\n-0.14\n0.00\n-0.18\n0.12\n-0.17\n-0.53\n-0.29\nNov\n-0.15\n-0.19\n-0.01\n-0.24\n0.00\n-0.08\n-0.23\n-0.02\n2.83\n-0.03\n-0.02\n0.22\n0.04\n0.16\nDec\n-0.41\n-0.15\n0.18\n-0.07\n-0.06\n-0.25\n-0.03\n0.09\n0.00\n-0.07\n-0.30\n-0.06\n-0.21\n-0.11\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSep\n0.10\n-0.03\n-1.11\n-0.27\n-0.03\n-0.08\n-0.09\n-0.26\n0.00\n0.01\n0.10\n-0.34\n-0.06\n-0.26\nOct\n-0.05\n-0.24\n-0.13\n0.06\n-0.03\n-0.06\n0.00\n-0.01\n0.00\n-0.06\n0.17\n-0.05\n0.40\n0.09\nNov\n-0.06\n-0.09\n0.00\n0.10\n-0.07\n0.33\n0.00\n0.18\n-2.46\n-0.01\n0.14\n-0.22\n0.54\n0.02\nDec\n-0.06\n0.09\n-0.59\n0.46\n0.09\n-0.27\n0.00\n0.29\n0.00\n0.16\n0.34\n-0.09\n0.38\n0.06\nSource:Zimstat, 2016\nNON-FOOD INFLATION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \n \n24 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2015\nJan\n0.47\n0.00\n-0.16\n-1.86\n1.21\n0.19\n-13.69\n-0.44\n4.35\n-2.16\n-1.82\n-0.57\n-2.74\n-1.28\nFeb\n0.73\n-0.25\n-0.14\n-1.88\n1.10\n-0.30\n-13.78\n-0.57\n4.11\n-2.36\n-1.80\n-0.68\n-2.87\n-1.40\nMar\n0.90\n-0.46\n0.62\n-1.78\n1.03\n-0.28\n-13.78\n-0.54\n4.11\n-2.26\n-1.41\n-0.44\n-2.77\n-1.20\nApr\n-2.93\n0.59\n-1.07\n-2.62\n-1.50\n0.81\n-0.76\n-13.88\n-0.95\n-7.02\n-0.84\n-1.41\n-2.51\n-2.65\nMay\n0.31\n-1.37\n-2.39\n-1.45\n0.92\n-1.23\n-13.87\n-0.86\n-7.09\n-0.79\n-1.42\n-2.56\n-3.00\n-2.70\nJun\n0.72\n-1.54\n-2.41\n-1.58\n0.45\n-1.14\n0.00\n-0.87\n-7.09\n-0.75\n-1.38\n-2.57\n-3.32\n-2.81\nJul\n0.74\n-1.61\n-3.24\n-2.37\n0.50\n-1.12\n-13.77\n-0.93\n-1.90\n-1.61\n-0.99\n-2.35\n-3.65\n-2.77\nAug\n0.61\n-1.53\n-3.22\n-2.37\n0.42\n-1.67\n-13.77\n-1.11\n-1.88\n-1.78\n0.13\n-2.38\n-3.59\n-2.77\nSep\n0.47\n-1.67\n-4.25\n-2.62\n0.25\n-2.45\n-14.05\n-0.99\n-1.88\n-0.12\n-0.28\n-2.83\n-3.72\n-3.11\nOct\n-0.12\n-2.04\n-4.33\n-2.80\n0.86\n-2.64\n-13.98\n-1.09\n-1.89\n-0.32\n-0.20\n-2.95\n-4.00\n-3.29\nNov\n-0.45\n-2.35\n-4.32\n-2.94\n0.77\n-2.81\n-14.19\n-1.14\n11.08\n0.28\n-0.27\n-1.80\n-3.85\n-2.46\nDec\n-0.88\n-2.39\n-4.29\n-2.91\n0.57\n-3.24\n-14.22\n-0.89\n11.08\n0.43\n-0.42\n-1.89\n-3.71\n-2.47\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSep\n-1.36\n-1.79\n-1.50\n-2.48\n-0.14\n-2.17\n-2.10\n-0.78\n9.09\n-0.84\n-1.82\n-0.58\n-2.94\n-1.33\nOct\n-0.97\n-1.73\n-1.54\n-2.10\n-0.76\n-1.77\n-2.13\n-0.65\n9.09\n-0.72\n-1.77\n-0.45\n-2.03\n-0.95\nNov\n-0.77\n-1.63\n-1.53\n-1.77\n-0.83\n-1.37\n-1.91\n-0.45\n3.48\n-0.70\n-1.62\n-0.89\n-1.54\n-1.09\nDec\n-0.42\n-1.39\n-2.29\n-1.25\n-0.67\n-1.39\n-1.87\n-0.24\n3.49\n-0.47\n-0.99\n-0.92\n-0.95\n-0.93\nSource: Zimstat, 2016\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \n(DECEMBER 2012 = 100)\n \n \n25 \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2015\nJAN\n11.5530\n9.6108\n117.8500\n1.1334\n1.5081\nFEB\n11.5530\n9.6108\n119.1700\n1.1200\n1.5400\nMAR\n12.1600\n9.9600\n120.1900\n1.0790\n1.4771\nAPR\n11.8200\n9.7400\n118.6000\n1.1100\n1.5400\nMAY\n12.1338\n9.7561\n123.8650\n1.0947\n1.5300\nJUNE\n12.2600\n9.9200\n122.3100\n1.1191\n1.5723\nJULY\n12.7100\n10.6700\n124.0300\n1.0941\n1.5601\nAUG\n13.3100\n10.2000\n121.1100\n1.1247\n1.5427\nSEPT\n13.9000\n10.5500\n119.9400\n1.1245\n1.5385\nOCT\n13.8500\n10.4700\n121.1500\n1.0981\n1.5400\nNOV\n14.3958\n10.6952\n122.7250\n1.0589\n1.5315\nDEC\n15.5600\n11.0990\n120.4200\n1.0929\n1.4925\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nAPR\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMAY\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJUN\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJUL\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAUG\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSEP\n13.9200\n10.5800\n101.6000\n1.1200\n1.3200\nOCT\n13.9400\n10.6500\n103.7600\n1.0989\n1.2346\nNOV\n13.9402\n10.6875\n107.9934\n1.0811\n1.2430\nDEC\n13.8416\n10.7247\n115.7895\n1.0556\n1.2509\nSource: Reserve Bank of Zimbabwe, 2016\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n2. US dollars per unit of foreign currency.\n \n \n 26 \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nwith RBZ\n Notes &\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1,581.9\n \n21.4\n2,796.76\n \n557.7\n360.2\n366.1\n5,684.2\n \n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1,524.2\n \n17.9\n2,792.50\n \n564.8\n325.3\n356.8\n5,581.5\n \n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1,543.8\n \n15.5\n2,925.46\n \n527.3\n352.5\n362.0\n5,726.6\n \n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1,528.6\n \n18.2\n2,967.13\n \n527.1\n364.2\n385.4\n5,790.7\n \n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1,779.2\n \n18.2\n2,922.70\n \n525.7\n434.2\n384.3\n6,064.3\n \n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1,962.4\n \n28.8\n2,872.55\n \n498.4\n351.0\n386.2\n6,099.4\n \n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1,900.7\n \n28.8\n2,815.04\n \n504.1\n361.1\n388.8\n5,998.5\n \n Aug\n1.0\n234.0\n523.7\n104.3\n194.7\n76.1\n786.5\n5.1\n1,925.3\n \n28.8\n2,810.06\n \n535.2\n339.9\n390.5\n6,029.6\n \n Sep\n1.0\n255.2\n551.8\n114.8\n192.9\n63.7\n764.9\n5.1\n1,949.4\n \n28.0\n2,844.13\n \n599.2\n404.6\n392.3\n6,217.7\n \n Oct\n0.9\n215.7\n536.1\n143.7\n171.5\n83.5\n808.3\n5.2\n1,964.9\n \n26.7\n2,884.16\n \n599.3\n350.6\n391.5\n6,217.0\n \n Nov\n1.2\n186.9\n526.1\n135.9\n123.5\n74.3\n871.8\n5.2\n1,924.9\n \n26.6\n2,931.49\n \n603.6\n355.3\n393.6\n6,235.5\n \n Dec\n0.7\n181.6\n542.9\n127.5\n118.6\n79.7\n1031.3\n5.2\n2,087.6\n \n20.8\n2,820.54\n \n582.0\n352.8\n396.7\n6,260.4\n \n2016\n Jan\n1.0\n172.0\n646.9\n119.2\n130.7\n76.6\n981.9\n5.2\n2,133.5\n \n20.6\n2,763.7\n \n582.8\n387.3\n396.6\n6,284.4\n \n Feb\n1.2\n140.7\n682.1\n96.3\n118.1\n21.5\n1125.6\n5.2\n2,190.7\n \n20.1\n2,680.9\n \n477.1\n390.1\n399.3\n6,158.2\n \n Mar\n1.3\n161.9\n714.2\n96.3\n156.8\n19.2\n1140.5\n5.1\n2,295.4\n \n20.3\n2,690.6\n \n430.6\n428.7\n405.1\n6,270.8\n \n Apr\n1.3\n135.5\n757.8\n135.5\n133.3\n18.7\n1198.1\n5.1\n2,385.4\n \n20.4\n2,653.4\n \n413.7\n441.1\n404.7\n6,318.6\n \n May\n1.4\n89.6\n871.6\n130.5\n110.4\n19.3\n1215.9\n5.0\n2,443.6\n \n19.8\n2,681.8\n \n397.0\n358.0\n412.6\n6,312.8\n \n Jun\n1.4\n108.5\n914.7\n84.6\n148.3\n19.2\n1274.4\n1.8\n2,553.0\n \n19.7\n2,669.3\n \n407.7\n358.0\n431.6\n6,439.3\n \n Jul\n1.4\n101.2\n972.6\n82.5\n166.0\n16.5\n1313.2\n0.0\n2,653.5\n \n20.5\n2,567.9\n \n393.2\n342.6\n440.3\n6,418.1\n \n Aug\n1.4\n140.2\n1054.0\n97.5\n156.9\n14.9\n1293.8\n0.0\n2,758.7\n \n20.5\n2,565.9\n \n390.2\n367.5\n447.3\n6,550.2\n \n Sep\n1.4\n91.6\n1104.1\n143.9\n194.6\n6.0\n1329.1\n5.4\n2,876.2\n \n18.5\n2,547.7\n \n382.3\n422.0\n455.9\n6,702.6\n \n Oct\n1.3\n81.0\n1069.6\n130.2\n182.1\n6.5\n1373.5\n5.4\n2,849.7\n \n20.8\n2,614.8\n \n397.2\n357.9\n458.2\n6,698.6\n \n Nov\n4.2\n69.4\n1221.3\n103.2\n163.4\n7.6\n1346.8\n5.3\n2,921.3\n \n20.8\n2,644.9\n \n350.5\n348.5\n466.2\n6,752.2\n \n Dec\n14.1\n99.0\n1286.1\n134.4\n183.7\n4.9\n1416.0\n5.1\n3,143.2\n \n20.9\n2,645.8\n \n376.7\n365.7\n473.4\n7,025.6\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ millions\n \n \n \n27 \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2015\nJan\n2,056.2\n \n996.2\n561.7\n3,614.0\n \n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5,684.2\n \n3,614.0\n \nFeb\n2,079.6\n \n876.1\n611.6\n3,567.3\n \n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5,581.5\n \n3,567.3\n \nMar\n2,139.3\n \n940.4\n513.3\n3,593.0\n \n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5,726.6\n \n3,593.0\n \nApr\n2,098.7\n \n943.5\n629.8\n3,672.0\n \n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5,790.7\n \n3,672.0\n \nMay\n2,131.8\n \n1015.3\n615.3\n3,762.4\n \n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6,064.3\n \n3,762.4\n \nJun\n2,213.2\n \n1021.9\n593.5\n3,828.7\n \n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6,099.4\n \n3,828.7\n \nJul\n2,166.4\n \n889.7\n732.5\n3,788.6\n \n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5,998.5\n \n3,788.6\n \nAug\n2,266.7\n \n790.9\n723.1\n3,780.7\n \n490.7\n0.0\n83.4\n825.7\n535.2\n313.9\n6,029.6\n \n3,780.7\n \nSep\n2,276.7\n \n967.6\n648.7\n3,892.9\n \n504.0\n0.0\n72.0\n828.1\n599.2\n321.5\n6,217.7\n \n3,892.9\n \nOct\n2,259.9\n \n909.3\n667.8\n3,837.0\n \n494.3\n0.0\n122.2\n841.2\n599.3\n322.9\n6,217.0\n \n3,837.0\n \nNov\n2,475.9\n \n919.4\n580.1\n3,975.4\n \n347.6\n0.0\n126.0\n845.3\n603.6\n337.5\n6,235.5\n \n3,975.4\n \nDec\n2,512.2\n \n999.0\n543.0\n4,054.2\n \n320.4\n0.0\n140.4\n866.9\n582.0\n296.5\n6,260.4\n \n4,054.2\n \n2016\nJan\n2,562.6\n \n952.2\n558.7\n4,073.5\n \n313.2\n0.0\n135.6\n871.3\n582.8\n308.0\n6,284.4\n \n4,073.5\n \nFeb\n2,545.7\n \n959.3\n572.0\n4,077.1\n \n298.9\n0.0\n126.0\n878.1\n477.1\n301.0\n6,158.2\n \n4,077.1\n \nMar\n2,653.7\n \n893.4\n680.0\n4,227.1\n \n303.1\n0.0\n135.2\n886.6\n430.6\n288.2\n6,270.8\n \n4,227.1\n \nApr\n2,675.3\n \n1008.1\n591.9\n4,275.3\n \n285.7\n0.0\n154.4\n893.9\n413.7\n295.5\n6,318.6\n \n4,275.3\n \nMay\n2,764.6\n \n1100.0\n449.7\n4,314.3\n \n300.0\n0.0\n101.3\n908.9\n397.0\n291.2\n6,312.8\n \n4,314.3\n \nJun\n2,865.3\n \n907.1\n673.1\n4,445.5\n \n272.3\n0.0\n118.6\n915.7\n407.7\n279.5\n6,439.3\n \n4,445.5\n \nJul\n2,826.1\n \n993.3\n654.3\n4,473.7\n \n260.7\n0.0\n93.8\n922.3\n393.2\n274.4\n6,418.1\n \n4,473.7\n \nAug\n2,979.0\n \n1002.4\n587.6\n4,569.0\n \n257.0\n0.0\n87.1\n932.3\n390.2\n314.7\n6,550.2\n \n4,569.0\n \nSep\n3,093.4\n \n965.0\n662.8\n4,721.2\n \n246.3\n0.0\n100.2\n944.5\n382.3\n308.1\n6,702.6\n \n4,721.2\n \nOct\n3,207.8\n \n917.4\n568.7\n4,693.9\n \n267.7\n0.0\n97.5\n954.5\n397.2\n287.9\n6,698.6\n \n4,693.9\n \nNov\n3,377.7\n \n929.4\n470.9\n4,777.9\n \n260.0\n0.0\n79.6\n966.9\n350.5\n317.3\n6,752.2\n \n4,777.9\n \nDec\n3,493.1\n \n937.3\n507.6\n4,938.0\n \n250.7\n0.0\n137.0\n1004.5\n376.7\n318.6\n7,025.6\n \n4,938.0\n \nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ millions\nAmounts Owing to\n \n \n \n28 \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\n Aug\n0.0\n0.1\n1.8\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n60.0\n0.0\n9.3\n28.1\n99.4\n Sep\n0.0\n0.1\n2.2\n0.0\n0.0\n0.2\n0.0\n0.0\n2.5\n0.0\n59.2\n0.0\n9.2\n28.0\n98.9\n Oct\n0.0\n0.1\n2.1\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n59.4\n0.0\n9.1\n27.8\n98.8\n Nov\n0.0\n0.1\n2.0\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n58.5\n0.0\n9.5\n20.6\n91.0\n Dec\n0.0\n0.1\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n1.9\n0.0\n59.8\n0.0\n9.4\n20.5\n91.6\n2016\n Jan\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n60.7\n0.0\n9.3\n20.3\n92.5\n Feb\n0.0\n0.1\n0.9\n1.1\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n61.6\n0.0\n9.2\n20.2\n93.2\n Mar\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.3\n0.0\n62.0\n0.0\n9.3\n20.1\n93.6\n Apr\n0.0\n0.2\n0.7\n1.1\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n62.3\n0.0\n9.4\n19.9\n93.8\n May\n0.0\n0.1\n0.9\n1.2\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n62.7\n0.0\n9.3\n19.8\n94.2\n Jun\n0.0\n0.1\n0.9\n1.2\n0.0\n0.4\n0.0\n0.0\n2.6\n0.0\n62.7\n0.0\n9.3\n19.8\n94.4\n Jul\n0.0\n0.1\n1.8\n0.6\n0.0\n0.2\n0.0\n0.0\n2.7\n0.0\n63.4\n0.0\n9.2\n19.8\n95.1\n Aug\n0.0\n0.1\n1.7\n0.6\n0.0\n0.2\n0.0\n0.0\n2.6\n0.0\n63.6\n0.0\n9.3\n19.7\n95.2\n Sep\n0.0\n0.1\n1.7\n0.6\n0.0\n0.2\n0.0\n0.0\n2.6\n0.0\n63.9\n0.0\n9.4\n19.6\n95.5\n Oct\n0.0\n0.1\n1.1\n0.6\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n64.5\n0.0\n9.4\n19.6\n95.5\n Nov\n0.0\n0.0\n1.7\n0.7\n0.0\n0.2\n0.0\n0.0\n2.6\n0.0\n63.9\n0.0\n9.5\n19.6\n95.6\n Dec\n0.0\n0.1\n1.6\n0.0\n0.0\n0.0\n0.0\n0.0\n1.9\n0.0\n59.8\n0.0\n9.4\n20.5\n91.6\nSource:Reserve Bank of Zimbabwe, 2016\nUS$ millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \n \n29 \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\n Aug\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-14.9\n0.0\n51.3\n99.4\n62.9\n Sep\n62.2\n0.0\n0.0\n62.2\n0.0\n0.0\n0.0\n-15.3\n0.0\n52.0\n98.9\n62.2\n Oct\n61.9\n0.0\n0.0\n61.9\n0.0\n0.0\n0.0\n-16.4\n0.0\n53.2\n98.8\n61.9\n Nov\n58.8\n0.0\n0.0\n58.8\n0.0\n0.0\n0.0\n-20.2\n0.0\n52.5\n91.0\n58.8\n Dec\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-20.1\n0.0\n53.2\n91.6\n58.5\n2016\n Jan\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-18.8\n0.0\n52.9\n92.5\n58.5\n Feb\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.4\n0.0\n54.3\n93.2\n58.3\n Mar\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-20.1\n0.0\n55.3\n93.6\n58.3\n Apr\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.5\n0.0\n55.0\n93.8\n58.3\n May\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-20.2\n0.0\n56.0\n94.2\n58.4\n Jun\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-20.2\n0.0\n56.0\n94.2\n58.4\n Jul\n58.4\n0.0\n0.0\n58.4\n0.0\n0.0\n0.0\n-19.3\n0.0\n56.1\n95.1\n58.4\n Aug\n58.3\n0.0\n0.0\n58.3\n0.0\n0.0\n0.0\n-19.3\n0.0\n56.1\n95.2\n58.3\n Sep\n58.9\n0.0\n0.0\n58.9\n0.0\n0.0\n0.0\n-19.3\n0.0\n55.9\n95.5\n58.9\n Oct\n58.9\n0.0\n0.0\n58.9\n0.0\n0.0\n0.0\n-19.3\n0.0\n55.9\n95.5\n58.9\n Nov\n58.9\n0.0\n0.0\n58.9\n0.0\n0.0\n0.0\n-19.2\n0.0\n55.9\n95.6\n58.9\n Dec\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-20.1\n0.0\n53.2\n91.6\n58.5\nSource:Reserve Bank of Zimbabwe, 2016\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ millions\n \n \n \n30 \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nCoins\nat Banks\nBanks\nBills\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n307.1\n511.6\n172.1\n105.8\n126.1\n1,222.6\n \nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n328.6\n522.9\n176.2\n106.8\n125.8\n1,260.2\n \nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n319.0\n508.7\n180.0\n122.5\n125.5\n1,255.5\n \nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n336.3\n520.2\n182.5\n118.3\n124.8\n1,282.0\n \nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n351.5\n448.7\n235.1\n137.5\n125.2\n1,298.0\n \nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n324.8\n464.9\n231.9\n139.4\n122.0\n1,283.0\n \nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n320.2\n461.5\n230.6\n133.9\n121.9\n1,268.2\n \nAug\n0.1\n53.0\n158.9\n0.0\n0.1\n76.2\n288.4\n482.9\n228.4\n136.0\n122.2\n1,257.9\n \nSep\n0.1\n55.4\n161.7\n0.0\n0.1\n76.0\n293.3\n480.4\n263.4\n125.8\n122.1\n1,285.0\n \nOct\n0.1\n45.2\n229.1\n0.0\n0.1\n76.0\n350.5\n494.0\n265.1\n126.0\n122.8\n1,358.4\n \nNov\n0.1\n43.6\n256.8\n0.0\n0.1\n76.1\n376.7\n292.0\n479.3\n131.8\n121.1\n1,400.9\n \nDec\n0.1\n27.3\n284.0\n0.0\n0.0\n76.6\n387.9\n317.4\n470.4\n114.7\n118.4\n1,408.8\n \n2016\nJan\n0.1\n17.4\n227.8\n10.0\n0.0\n76.6\n331.9\n326.9\n415.3\n145.6\n119.7\n1,339.4\n \nFeb\n0.2\n13.9\n240.0\n13.5\n0.0\n65.6\n333.2\n324.4\n420.2\n148.4\n119.6\n1,345.8\n \nMar\n0.2\n20.8\n255.7\n10.9\n0.0\n48.3\n335.9\n339.6\n399.4\n142.9\n119.4\n1,337.2\n \nApr\n0.2\n9.5\n210.3\n3.4\n0.0\n90.9\n314.2\n332.5\n402.2\n143.6\n119.2\n1,311.8\n \nMay\n0.1\n7.1\n214.5\n5.8\n0.0\n93.3\n320.8\n404.6\n341.0\n149.9\n122.9\n1,339.2\n \nJun\n0.2\n7.9\n267.9\n10.2\n0.0\n103.7\n389.8\n347.9\n389.4\n145.9\n119.3\n1,392.3\n \nJul\n0.2\n8.2\n225.6\n5.9\n0.0\n101.6\n341.4\n341.5\n412.1\n154.8\n123.8\n1,373.5\n \nAug\n0.1\n7.4\n221.3\n4.3\n0.0\n95.1\n328.2\n348.0\n402.7\n152.0\n123.4\n1,354.3\n \nSep\n0.2\n4.1\n232.8\n3.9\n0.0\n95.5\n336.5\n349.1\n406.2\n145.3\n123.3\n1,360.4\n \nOct\n0.1\n8.4\n243.4\n5.7\n0.0\n100.9\n358.5\n351.7\n416.2\n145.8\n123.4\n1,395.6\n \nNov\n0.1\n6.4\n269.4\n4.0\n0.0\n114.9\n394.8\n375.8\n432.0\n143.9\n124.7\n1,471.3\n \nDec\n1.7\n8.0\n333.4\n5.1\n0.0\n91.3\n439.7\n374.9\n419.4\n141.9\n124.4\n1,500.2\n \nSource:Reserve Bank of Zimbabwe, 2016\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ millions\n \n \n \n31 \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1,222.6\n \n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1,260.2\n \n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1,255.5\n \n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1,282.0\n \n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1,298.0\n \n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1,283.0\n \n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1,268.2\n \n828.9\nAug\n438.4\n386.1\n824.5\n47.6\n73.2\n282.7\n29.9\n1,257.9\n \n824.5\nSep\n498.9\n334.3\n833.2\n43.5\n84.9\n288.4\n35.0\n1,285.0\n \n833.2\nOct\n465.3\n428.4\n893.7\n42.4\n99.0\n293.6\n29.7\n1,358.4\n \n893.7\nNov\n446.1\n474.4\n920.4\n42.4\n104.3\n297.7\n36.0\n1,400.9\n \n920.4\nDec\n480.5\n463.9\n944.4\n43.0\n99.4\n293.3\n28.8\n1,408.8\n \n944.4\n2016\nJan\n447.7\n443.1\n890.7\n43.3\n74.7\n298.3\n32.3\n1,339.4\n \n890.7\nFeb\n446.8\n441.8\n888.6\n42.3\n81.6\n301.9\n31.5\n1,345.8\n \n888.6\nMar\n433.3\n449.5\n882.8\n37.0\n81.7\n289.7\n46.0\n1,337.2\n \n882.8\nApr\n495.3\n380.6\n875.9\n36.9\n75.1\n290.1\n33.9\n1,311.8\n \n875.9\nMay\n455.3\n403.8\n859.2\n36.2\n77.7\n320.7\n45.5\n1,339.2\n \n859.2\nMay\n455.3\n403.8\n859.2\n36.2\n77.7\n320.7\n45.5\n1,339.2\n \n859.2\nJun\n463.4\n443.7\n907.0\n35.4\n84.6\n319.0\n46.3\n1,392.3\n \n907.0\nJul\n420.3\n486.9\n907.3\n35.7\n73.1\n324.1\n33.4\n1,373.5\n \n907.3\nAug\n359.8\n523.3\n883.2\n33.6\n76.9\n327.4\n33.3\n1,354.3\n \n883.2\nSep\n414.2\n477.3\n891.5\n30.5\n82.7\n320.2\n35.5\n1,360.4\n \n891.5\nOct\n471.1\n441.1\n912.2\n29.4\n88.2\n325.7\n40.1\n1,395.6\n \n912.2\nNov\n474.4\n486.9\n961.3\n29.6\n91.4\n332.2\n56.8\n1,471.3\n \n961.3\nDec\n536.8\n460.6\n997.4\n28.8\n80.4\n336.7\n56.9\n1,500.2\n \n997.4\nSource:Reserve Bank of Zimbabwe, 2016\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ millions \nAmounts Owing to\n \n \n32 \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nUS$ millions\n2015\nJan\n164.9\n58.1\n16.1\n57,390,451\n4,365.1\nFeb\n167.2\n55.4\n34.8\n119,324,114\n4,353.4\nMar\n158.2\n43.9\n18.9\n405,884,918\n4,117.1\nApr\n156.2\n42.9\n29.2\n563,833,853\n4,066.1\nMay\n153.0\n44.5\n23.3\n290,320,685\n3,978.1\nJun\n148.4\n44.3\n14.5\n80,441,278\n3,803.8\nJul\n145.4\n39.4\n20.4\n157,184,218\n3,812.7\nAug\n135.4\n35.3\n15.3\n76,187,436\n3,552.0\nSep\n131.9\n24.4\n18.2\n105,678,504\n3,444.5\nOct\n130.8\n23.6\n12.9\n63,758,585\n3,416.1\nNov\n117.6\n22.3\n8.9\n90,417,554\n3,141.7\nDec\n114.9\n23.7\n16.4\n183,792,940\n3,073.4\n2016\nJan\n103.0\n19.5\n10.4\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15.6\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16.4\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13.9\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18.1\n88,525,472\n2,780.9\nJul\n98.8\n25.7\n11.8\n57,222,624\n2,772.0\nAug\n99.5\n26.3\n7.1\n41,264,438\n2,734.3\nSep\n98.9\n26.6\n13.0\n68,329,516\n2,725.1\nOct\n120.8\n33.8\n22.6\n177,384,684\n3,328.3\nNov\n137.1\n57.4\n23.5\n233,749,377\n3,804.6\nDec\n144.5\n58.5\n26.0\n292,538,969\n4,008.0\nSource:Zimbabwe Stock Exchange (ZSE),2016\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\n \n \n \n33 \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\nAug\n1,514.0\n93.1\n824.5\n2,431.5\nSep\n1,616.2\n101.3\n833.2\n2,550.7\nOct\n1,577.1\n97.5\n893.7\n2,568.3\nNov\n1,499.5\n100.0\n920.4\n2,520.0\nDec\n1,542.0\n94.4\n944.4\n2,580.8\n2016\nJan\n1,511.0\n99.6\n890.7\n2,501.3\nFeb\n1,531.3\n99.2\n888.6\n2,519.2\nMar\n1,573.4\n99.6\n882.8\n2,555.8\nApr\n1,599.9\n103.9\n875.9\n2,579.7\nMay\n1,549.8\n106.1\n859.2\n2,515.1\nJun\n1,580.2\n108.3\n859.2\n2,547.7\nJul\n1,647.7\n105.4\n907.0\n2,660.0\nAug\n1,590.0\n105.4\n907.3\n2,602.7\nSep\n1,627.7\n104.4\n883.2\n2,615.3\nOct\n1,486.1\n267.7\n97.5\n1,052.0\nNov\n1,400.2\n260.0\n79.6\n1,046.5\nDec\n1,444.9\n250.7\n137.0\n1,141.5\nSource:Reserve Bank of Zimbabwe, 2016\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ millions\n \n \n \n34 \n \n \n \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\nAug\n1,925.3\n1,134.2\n791.0\n2.0\n18.9\n-16.9\nSep\n1,949.4\n1,167.9\n781.6\n2.5\n18.6\n-16.1\nOct\n1,964.9\n1,151.1\n813.8\n2.4\n18.6\n-16.2\nNov\n1,924.9\n1,192.6\n732.2\n2.4\n17.6\n-15.3\nDec\n2,087.6\n1,216.3\n871.3\n1.9\n17.6\n-15.6\n2016\nJan\n2,133.5\n1,222.1\n911.4\n2.2\n17.6\n-15.4\nFeb\n2,190.7\n1,223.1\n967.6\n2.3\n17.5\n-15.2\nMar\n2,295.4\n1,268.1\n1,027.2\n2.3\n17.5\n-15.2\nApr\n2,385.4\n1,282.6\n1,102.8\n2.2\n17.5\n-15.3\nMay\n2,443.6\n1,294.3\n1,149.3\n2.4\n17.5\n-15.1\nJun\n2,553.0\n1,333.6\n1,219.4\n2.6\n17.5\n-14.9\nJul\n2,653.5\n1,342.1\n1,311.3\n2.7\n17.5\n-14.8\nAug\n2,758.7\n1,370.7\n1,388.0\n2.6\n17.5\n-14.9\nSep\n2,876.2\n1,416.4\n1,459.9\n2.6\n17.7\n-15.1\nOct\n2,849.7\n1,408.2\n1,441.6\n2.0\n17.7\n-15.7\nNov\n2,921.3\n1,433.4\n1,487.9\n2.6\n17.7\n-15.1\nDec\n3,143.2\n1,481.4\n1,661.8\n1.9\n17.6\n-15.7\nSource:Reserve Bank of Zimbabwe, 2016\n1/With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed from 20% to 25% of liabilities to the public. \nUS$ millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF COMMERCIAL BANKS & ACCEPTING HOUSES \nCommercial Banks\n Accepting Houses\n \n \n \n35 \n \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2015\nJan\n 3,659.0 \n11.8\n154.4\n311.9\n352.2\n113.5\nFeb\n 3,221.1 \n13.7\n141.8\n275.8\n334.6\n104.6\nMar\n 3,802.0 \n11.1\n132.0\n298.3\n364.7\n111.7\nApr\n 3,919.5 \n10.8\n134.0\n299.7\n341.2\n112.4\nMay\n 3,467.1 \n13.1\n128.8\n316.7\n390.0\n124.5\nJun\n 3,014.7 \n15.4\n123.5\n333.7\n438.7\n136.6\nJul\n 4,010.3 \n12.6\n154.6\n332.4\n391.0\n128.6\nAug\n 3,299.1 \n11.4\n193.4\n313.2\n391.2\n133.6\nSep\n3,762.7\n \n12.9\n131.9\n318.8\n396.3\n396.3\nOct\n 3,964.5 \n11.8\n149.4\n334.9\n434.7\n151.0\nNov\n 3,551.4 \n12.0\n130.2\n347.7\n417.0\n154.4\nDec\n 4,167.9 \n11.0\n146.6\n411.3\n477.5\n213.3\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSep\n 4,382.9 \n10.5\n237.3\n167.7\n533.9\n215.9\nOct\n 4,127.6 \n8.0\n322.8\n112.5\n524.5\n216.0\nNov\n 4,624.7 \n6.9\n363.4\n84.5\n537.2\n229.9\nDec\n 4,882.6 \n5.6\n479.9\n71.9\n626.1\n265.1\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n36 \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2015\nJan\n170.8\n29.6\n 1,174.1 1,124.5 16,903.3 \n37.6\nFeb\n172.3\n32.2\n 1,140.9 1,027.9 16,160.4 \n39.9\nMar\n191.6\n30.3\n 1,183.6 1,110.2 18,211.9 \n44.5\nApr\n180.3\n27.0\n 1,151.3 1,107.5 17,269.7 \n43.6\nMay\n179.8\n27.4\n 1,052.5 1,123.8 18,684.6 \n43.2\nJun\n196.4\n31.9\n 1,121.2 1,038.2 17,478.2 \n47.2\nJul\n199.1\n34.0\n 1,288.2 1,167.4 18,670.4 \n49.4\nAug\n153.1\n28.1\n 1,373.5 1,122.2 19,750.6 \n46.5\nSep\n164.3\n31.1\n 1,196.9 1,103.9 19,133.2 \n50.4\nOct\n156.4\n30.8\n 1,295.0 1,152.8 22,166.4 \n54.0\nNov\n143.4\n32.2\n 1,206.2 1,151.3 21,390.2 \n51.3\nDec\n155.0\n27.2\n 1,359.9 1,183.6 22,904.3 \n52.6\nAnnual Total\n 2,062.6 \n361.7\n 14,543.3 13,413.3 228,723.3 \n560.2\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJun\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJul\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nAug\n253.9\n27.8\n4038.1\n1156.4\n 26,009.6 \n109.5\nSep\n288.5\n32.5\n4421.9\n1188.5\n 27,300.0 \n100.0\nOct\n296.0\n29.2\n6247.4\n1106.4\n 29,801.7 \n117.9\nNov\n353.0\n30.6\n8691.2\n1086,9\n 28,542.1 \n128.8\nDec\n405.4\n24.2\n13042.1\n1348.0\n 33,211.8 \n155.9\nAnnual Total\n 2,901.5 \n347.5\n 52,407.5 11,245.7 298,586.2 \n1112.1\nSource:Reserve Bank of Zimbabwe, 2016\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n37 \n \n \n \n \n \nMonth\nExports\nImports\nTotal Trade\nTrade Balance\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2832.27\n5211.41\n8043.69\n(2379.14)\nSource: Zimstat, 2016\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/December2016.pdf"}
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+{"doc_id": "93f1c2de265541702bd5561997232a92", "text": "MPC Statement 19 March 2020 \nPage 1 \n \n \n \nSouth African Reserve Bank \nPRESS STATEMENT \nEMBARGO DELIVERY \n19 March 2020 \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nSince the January meeting of the Monetary Policy Committee (MPC), the Bank’s \nforecast for inflation has continued to moderate, in line with monthly inflation data and \nrecent lower oil prices. Globally, a once-healthy economic growth outlook has been \nrevised down sharply due to the outbreak and spread of Covid-19. This coronavirus \nwill negatively affect global and domestic economic growth through the first half of \n2020, and potentially longer depending on steps taken to limit its spread. \nThe Covid-19 outbreak will have a major health and social impact, and forecasting \nglobal and domestic activity presents significant uncertainty. The Chinese economy, \nwhere the virus originated, is expected to contract by 1% in the first half of 2020. \nEconomic activity is likely to also contract in the United States and Europe as \ngovernments there take actions to contain the spread of the virus. \nMPC Statement 19 March 2020 \nPage 2 \n \nIn financial markets, the sustained global bull market in equities and corporate bonds \nalso ended dramatically last week, with extensive and deep repricing. Prices for \nemerging market sovereign debt and other risky assets also fell sharply. This will have \nrepercussions for household wealth and income, impacting further on global economic \ngrowth. \nIn response to all these developments, the US Federal Reserve, alongside other \ncentral banks, took various steps to provide further monetary accommodation. \nAdditional steps have also been taken to provide liquidity and ensure the smooth \nfunctioning of markets. Some governments have taken fiscal measures to mitigate the \neconomic effects of the virus. \nIn light of these considerations, we have marked down global growth for 2020 to 1.1%, \nbefore rising to around 2.8% in 2021. While a deeper or longer global and domestic \ncontraction is not in our baseline, the Committee did consider a scenario featuring that \npossibility. \nPrices for some commodities have fallen as a result of weaker demand globally, with \ncopper and oil being particularly hard hit. The spot price for Brent crude oil is currently \naround $30 per barrel, but is expected to bounce back to higher levels. For our \nforecast, the Brent crude oil price is expected to average $40.4 per barrel in 2020 and \n$44.5 per barrel in 2021, well below previous assumptions. \nThe domestic economic outlook remains fragile. At this point, Covid-19 is likely to \nresult in weaker demand for exports and domestic goods and services, but its impact \non the economy could be partly offset by lower oil prices. We also expect disruptions \nto supply chains and to normal business operations. The Bank now expects the \nMPC Statement 19 March 2020 \nPage 3 \n \neconomy to contract by 0.2% in 2020. GDP growth is expected to rise to 1.0% in 2021 \nand to 1.6% in 2022. \nApart from the Covid-19 global pandemic, electricity supply constraints and other \nsources of uncertainty are expected to keep economic activity muted. Public sector \ninvestment has declined and job creation has slowed. Business and household \nconfidence have weakened further. Government and household consumption, and \nprivate investment, however, continue to grow, albeit modestly. While export growth \nis expected to decelerate further in the near term, prices remain high for some export \ncommodities, and could be supported by an early resumption in China’s economic \nactivity. \nThe technical recession of the latter half of 2019 contributed to a lower economic \ngrowth forecast. In addition, Covid-19 and existing constraints such as loadshedding, \nimply significant downside risk to the forecast.1 \nWith persistently low inflation, and the coronavirus now hitting economic activity, \nmonetary policy in major advanced economies and China will likely remain \naccommodative over the medium term. Easy global financing conditions have \npreviously supported the value of the local currency, but financial volatility and a sharp \nrise in perceived risk has caused the rand to depreciate by 17.2% against the USD \nsince January. The implied starting point for the rand forecast is R15.30 to the US \ndollar, compared with R14.90 at the time of the previous meeting. The forecast shows \nthe currency strengthening over time, recovering towards its longer-run equilibrium \nlevel. \n \n1 The forecast deducts 0.5 percentage points from 2020 GDP for loadshedding, at stage 2. \nMPC Statement 19 March 2020 \nPage 4 \n \nThe Bank’ s headline consumer price inflation forecast averages 3.8% for 2020, 4.6% \nfor 2021, and 4. 4% in 2022. The forecast for core inflation is lower at 3.9% in 2020, \n4.3% in 2021, and 4.4% in 2022. \nWith the downward revision to the forecast, the overall risks to the inflation outlook at \nthis time appear to be balanced. Electricity pricing remains an immediate concern, \nand there is likely to be higher volatility in prices of other goods and services as a \nresult of sharp changes in demand and supply. Risks to inflation from recent currency \ndepreciation are expected to be muted as pass-through is slow and could be offset by \na wider output gap. Food price inflation is expected to remain low, in part due to better \nweather conditions. \nExpectations of future inflation have moderated further, on the back of lower services \nprices, modest food price inflation, and slower-growing nominal wages. Across the \ndifferent surveys we look at, inflation expectations currently average 4.4% for 2020, \n4.6% for 2021 and 4.7% in 2025.2 Market-based expectations have also moderated, \nwith five-year break-even rates currently at about 3.90%.3 \nHeightened risk sentiment in global markets has amplified domestic and fiscal risks. \nThis has pushed South Africa’s sovereign bond yields sharply higher and weakened \nthe domestic currency, increasing risks to monetary policy. The steep drop in global \nreal interest rates implemented by advanced economies in recent days has partly \noffset those risks.4 \n \n2 The latest Bureau for Economic Research (BER) survey has expectations for 2020 down by 0.4ppts to 4.4% and to .4.6% (from 5.0%) for \n2021. Five-year-ahead inflation expectations also eased to 4.7% (from 4.9%). Market analysts (Reuters Econometer) expect inflation to be, \n4.2% (from 4.4%) for 2020, 4.6% (from 4.7%) in 2021 and 4.5% (from 4.6%) for 2022. \n3 Calculated from the break-even inflation rate, which is the yield differential between conventional and inflation-linked bonds. \n4 The risk premium starting point increased from 3.2% to 3.8% since January, driving up the neutral real rate by 20 basis points and \ncurrency contribution to the neutral by 10 basis points. The weighted global neutral real rate estimated in the QPM fell by 50 basis points, \nresulting in an overall decline in the neutral by 20 basis points. \nMPC Statement 19 March 2020 \nPage 5 \n \nDespite the general rise in risk, the significantly lower forecast for headline inflation \nhas created space for monetary policy to respond to the rapid deterioration in \neconomic conditions. Barring severe and persistent currency and oil shocks, inflation \nis expected to be well contained, remaining below the midpoint of the target in 2020 \nand close to the midpoint in 2021. \nAgainst this backdrop, the MPC decided to cut the repo rate by 100 basis points. This \ntakes the repo rate to 5.25% per annum, with effect from 20 March 2020. The decision \nwas unanimous. \nThe implied path of policy rates over the forecast period generated by the Quarterly \nProjection Model indicated three repo rate cuts of 25 basis points each in the second \nand fourth quarter of 2020, as well as in the third quarter of 2021. \nMonetary policy can ease financial conditions and improve the resilience of \nhouseholds and firms to the short-term economic implications of Covid-19. Our \ndecision and its magnitude seeks to do this in the near term. \nMonetary policy however cannot on its own improve the potential growth rate of the \neconomy or reduce fiscal risks. Current economic conditions underscore the \nimportance of implementing prudent macroeconomic policies and structural reforms \nthat lower costs generally, and increase investment opportunities, potential growth and \njob creation. \nGlobal economic and financial conditions are expected to remain highly volatile for the \nforeseeable future. The Committee will continue to assess risks to inflation, including \nfrom weaker economic growth and those arising from wage, price pressures and \ncurrency depreciation. As usual, the repo rate projection from the QPM remains a \nMPC Statement 19 March 2020 \nPage 6 \n \nbroad policy guide which can change from meeting to meeting in response to changing \ndata and risks. \nLesetja Kganyago \nGOVERNOR \nThe next statement of the Monetary Policy Committee will be released on 21 May \n2020. \nContact person: \nZiyanda Mtshali \n012 399 7966 \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/March-2020-MPC-statement.pdf"}
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+{"doc_id": "941e32d67979faf4197b352843b99f1c", "text": "i \n \n \n \n \n \n \n \nNOVEMBER 2021 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nINFLATION OUTTURN ........................................................................................................... 10 \nAnnual Inflation ...................................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 11 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 11 \nCash Transactions ................................................................................................................... 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nCard Based Transactions ....................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2021 \n \nOctober \n \n2021 \n \nNovember \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n24,355.82 \n28,185.08 \n15.72 \nMoney Supply2 (M3) (ZW$ millions) \n417,561.78 \n437,916.02 \n4.87 \nAnnual Inflation1 (%) \n54.49 \n58.40 \n3.91a \n \nBlended Annual Inflation1 (%) \n25.90 \n25.76 \n-0.14a \nMonthly Inflation1 (%) \n6.40 \n5.76 \n-0.64a \n \nBlended Monthly Inflation1 (%) \n2.62 \n2.13 \n-0.49a \nNational Payment System Transactions2 \n(ZW$ billions) \n801.49 \n998.22 \n24.55 \nNominal Lending Rate2 \n(% per annum) \n6.00-85.00 \n6.00-85.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring the month of November 2021, average \nmonthly international commodity prices for \ngold, platinum and nickel firmed. Copper and \ncrude oil prices, however, retreated. Global \nmarket conditions for commodities were \nlargely influenced by an unexpected surge in \nthe new Covid-19 omicron variant cases and a \nweaker US dollar. \n \nPrecious Metals \n \n Gold \nGold prices rebounded, increasing by 2.5%, \nfrom a monthly average of US$1,775.68 per \nounce in October, to US$1,820.26 per ounce \nduring the month under review. Prices \nincreased following a surge in Covid-19 \nomicron variant cases, boosting the yellow \nmetal’s safe-haven appeal to investors. A \nweaker US dollar also sustained prices, amid \nconcerns over rising US inflation and the \ndecision by the US Federal Reserve to keep \ninterest rates unchanged. \n \nPlatinum \nPlatinum prices continued on a positive \ntrajectory, supported by strong demand from \nthe automotive industry and rising demand for \nplatinum jewelry, as the festive season \napproached. Prices rose by 1.7%, from \nUS$1,017.66 per ounce in the previous month, \nto a monthly average of US$1,034.95 per \nounce, during the month under review. Figure \n1 shows the evolution of precious metal prices \nfor the period from November 2020 to \nNovember 2021. \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2021 \n \nBase Metals \n \nCopper \nCopper prices declined by 0.1%, from a \nmonthly average of US$9,778.50 per tonne in \nOctober 2021 to US$9,765.48 per tonne, during \nthe month under analysis. Prices were weighed \ndown \nby \nslowing \ndemand \nand \nrising \ninventories of the red metal in China, the \nworld’s top consumer of base metals. \n \nNickel \nNickel prices remained upbeat on account of a \nweaker US dollar and strong demand, \nparticularly from the stainless-steel industry, at \na time when inventories were low. Prices rose \nby 2.8%, from a monthly average of \nUS$19,420.24 per tonne in October 2021 to \nUS$19,964.48 per tonne in November 2021. \nFigure 2 shows developments in base metal \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nprices for the period from November 2020 to \nNovember 2021. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2021 \n \n \nBrent Crude Oil \nBrent crude oil prices retreated by 3.1%, from \na monthly average of US$83.59 per barrel in \nOctober to US$80.99 per barrel in November \n2021. The decline was on account of hopes that \ntalks over Iran’s nuclear program would result \nin the removal of U.S sanctions on Iranian oil \nexports, and lead to a surge in global oil \nsupplies. \nIn addition, prices fell after a build-up in US \ncrude inventories raised concerns over supply \nconditions, at a time major oil consumers were, \nexpected to release reserves to curb the increase \nin energy prices. Figure 3 shows developments \nin Brent crude oil prices for the period from \nJanuary 2020 to November 2021. \n \nFigure 3: International Crude Oil Prices \n(US$/barrel) \n \nSource: Bloomberg, 2021 \n \n \nMERCHANDISE \nTRADE \nDEVELOPMENTS \n \nTotal merchandise trade for the month of \nNovember 2021 stood at US$1,330.4 million, a \n6.6% increase from US$1,248.3 million \nrealized \nin \nthe \nprevious \nmonth. \nThe \nimprovement in total merchandise trade was \nunderpinned by a marked increase in exports, \nduring the month under review. Relative to the \nprevious year, total merchandise trade rose by \n28.1%, from US$1,038.6 million recorded in \nthe comparable month in 2020. \n \n \n \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n21,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nNov-20\nJan-21\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nUS$/barrel\n \n \n \n6 \n \nMerchandise Exports \nThe country recorded exports valued at \nUS$647.2 million in November 2021, a 20.9% \nincrease over the October 2021 outturn of \nUS$535.4 \nmillion. \nCompared \nto \nthe \ncorresponding month in 2020, merchandise \nexports for the reporting month were 22.5% \nhigher. Figure 4 shows developments in the \ncountry’s monthly merchandise exports for \n2020 and 2021. \nFigure 4: Monthly Merchandise Exports \n(US$ m) \n \nSource: ZIMSTAT, 2021 \nDuring the month of November, tobacco was \nthe major driver of export earnings for the \ncountry at US$214.6 million, followed by \nplatinum group metals (PGMs), US$192.7 \nmillion; and gold, US$139.1 million. \nTobacco exports were markedly higher in \nNovember \n2021, \non \naccount \nof \nthe \ncommodity’s \ncyclical \nnature, \nwhere \nit \ninvariably reaches the peak of its export cycle \ntowards the end of the year. Table 2 shows \nexports classified by harmonized commodity \ndescription and code system. \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code \nSystem (US$ m) \n \nOct \n2021 \nUS$ m \nNov \n 2021 \nUS$ m \nChange\n(%) \nShare of \nExports \n(%) \nTotal \nExports \n535.4 \n647.2 \n20.9 \n100.0 \nOf Which: \n \n \n \n \nTobacco (Inc. \ncigarettes) \n100.2 \n214.6 \n114.2 \n33.2 \nPGMs* \n138.8 \n192.7 \n38.9 \n29.8 \nGold \n197.0 \n139.1 \n-29.4 \n21.5 \nFerro-chrome \n22.0 \n30.9 \n40.6 \n4.8 \nGinned \ncotton \n17.8 \n16.2 \n-9.0 \n2.5 \nCoal \n7.9 \n8.3 \n4.7 \n1.3 \nCrocodile \nSkins \n3.4 \n5.0 \n46.1 \n0.8 \nIndustrial \ndiamonds \n11.0 \n4.4 \n-60.1 \n0.7 \nGranite \n2.7 \n2.6 \n-5.1 \n0.4 \nChromium \nores \nand \nconcentrates \n3.2 \n1.9 \n-39.7 \n0.3 \nSource: ZIMSTAT & RBZ Calculations, 2021 \n*PGMs Include Nickel mattes, nickel ores & concentrates and \nplatinum \nDuring the month under review, about 34.9% \nof the country’s exports were destined for \nSouth Africa, followed by U.A.E, 22.4%; \nMozambique, 8.2%; and Belgium, 2.5%. \nFigure 5 shows the country’s major export \nmarkets, during the month under review. \n \n397.7\n365.5\n272.1\n200.5\n298.7\n329.6\n286.5\n389.3\n398.9\n439.4\n528.4\n488.3\n282.9\n340.8\n461.8\n444.7\n487.0\n502.5\n628.5\n597.2\n514.3\n535.4\n647.2\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n2020\n2021\n \n \n \n7 \n \nFigure 5: Major Export Markets (%) \nSource: Zimstat \n \nMerchandise Imports \nDuring the month under review, merchandise \nimports declined by 4.2%, from US$712.9 \nmillion in October 2021 to US$683.1 million. \nImports in the reporting month were 33.9% \nhigher than those recorded in the corresponding \nmonth in 2020, as shown in Figure 6. \nFigure 6: Monthly Merchandise Imports \n(US$m) \n \nSource: Zimstat \n \nThe country’s top imports were diesel \n(US$69.7 \nmillion), \nfertilisers \n(US$50.7 \nmillion) and petrol (US$30.0 million). Notably, \nthe global rise in oil prices, owing to supply \ndeficits, largely drove the country’s import bill. \nTable 2 shows imports of major commodities \nfor the months of October and November 2021, \nrespectively. \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem (US$ m) \n \n \nOct-21 \n(US$ m) \n \nNov-21 \n(US$ \nm) \n \nChange \n(%) \nShare \nof total \nimports \n(%) \nTotal Imports \n712.9 \n683.1 \n-4.2 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n77.4 \n69.7 \n-9.9 \n10.2 \nFertilizer \nChemicals \n31.1 \n50.7 \n63.2 \n7.4 \nPetrol \n33.7 \n30.0 \n-11.0 \n4.4 \nCrude soya bean \noil \n25.1 \n19.2 \n-23.5 \n2.8 \nRice \n9.1 \n9.5 \n4.8 \n1.4 \nElectricity \n10.6 \n9.0 \n-15.4 \n1.3 \nMachinery \n5.5 \n7.3 \n33.8 \n1.1 \nMedical \nDiagnostic kits \n10.1 \n7.0 \n-31.2 \n1.0 \nMedicaments \n3.7 \n6.7 \n79.7 \n1.0 \nHerbicides \n7.9 \n6.6 \n-16.8 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2021 \nThe country’s imports for the month of \nNovember 2021 were mainly sourced from \nSouth Africa (43.7%); Singapore (14.0%); \nChina (11.3%); and other smaller markets as \nshown in Figure 7. \n34.9\n22.4\n8.2\n2.5\n0.9\n0.4\n0.2\n0.0\n0.0\n0.0\n0.0\n10.0\n20.0\n30.0\n40.0\nSouth Africa\nUnited Arab Emirates\nMozambique\nBelgium\nZambia\nBotswana\nGermany\nMalawi\nNamibia\nItaly\n383.7\n455.4\n449.8\n225.0\n361.1\n407.5\n359.3\n405.1\n441.7\n458.8\n510.2\n527.4\n528.4\n529.1\n605.3\n566.6\n591.5\n622.2\n667.6\n628.7\n665.2\n712.9\n683.1\n0\n100\n200\n300\n400\n500\n600\n700\n800\n2020\n2021\n \n \n \n8 \n \nFigure 7: Import Sources (%) \n \nSource: Zimstat \nMerchandise Trade Balance \nThe country’s trade balance narrowed from a \ndeficit of US$177.5 million in October 2021 to \na deficit of US$35.9 million in November \n2021.This was on account of an increase in \nexports, against a decline in imports. Figure 8 \nshows the country’s trade balance for the period \nfrom January to November 2021. \nFigure 8: Monthly Merchandise Trade \nBalance (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2021 \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nOn a year- on- year basis, the country’s trade \nbalance worsened from a surplus of US$18.2 \nmillion in the corresponding month in 2020 to \na deficit of US$35.9 million, during the month \nunder analysis. \n \nMONETARY DEVELOPMENTS1 \n \nBroad money stood at ZW$437.92 billion in \nNovember 2021, compared to ZW$184.35 \nbillion in November 2020. The money stock \nwas composed of local currency transferrable \ndeposits, 49.55%; foreign currency deposits, \n41.46%, time deposits, 7.58%; negotiable \ncertificates of deposits, 0.91%; and currency in \ncirculation, 0.50%. Figure 9 shows the \ncomposition of money supply. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nOn a month-on-month basis broad money \nincreased by ZW$20.36 billion (4.87%) to \nZW$437.92 billion, from ZW$417.56 billion \nrecorded in October 2021. This was largely \n43.7\n14.0\n11.3\n3.9\n3.6\n3.2\n3.1\n2.0\n1.1\n1.0\nSouth…\nSingapore\nChina\nMauritius\nMozambi…\nZambia\nUnited…\nIndia\nUnited…\nArgentina\n (400.0)\n (200.0)\n -\n 200.0\n 400.0\n 600.0\n 800.0\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferabl\ne deposits\n49.55%\nForeign \nCurrency \nDeposits\n41.46%\nTime \nDeposits\n7.58%\nCurrency in \nCirculation\n0.50%\nNCDs\n0.91%\n \n \n \n9 \n \nreflected in increases of ZW$12.55 billion, \nZW$5.31 billion and ZW$2.24 billion in local \ncurrency transferable deposits, time deposits \nand foreign currency deposits, respectively. \nDomestic claims increased by 11.23% on a \nmonthly basis, to ZW$291.81 billion during the \nmonth under review. The growth was largely \ndriven by increases of 26.60% and 13.28% in \ncredit to other financial corporations and the \nprivate sector, respectively. \nForeign currency deposits in broad money \nregistered an annual growth of 77.66%, from \nZW$102.19 billion in November 2020 to \nZW$181.55 billion in November 2021, largely \ndue to an increase in the value of FCAs from an \nequivalent of US$1.25 billion in November \n2020 to US$1.72 billion in November 2021. \nOn an annual basis, broad money grew by \n137.55% in November 2021, largely reflecting \nincreases of 347.81% in claims on public non-\nfinancial corporations; 322.38% in credit to \nother financial corporations; and 217.71% in \ncredit to private sector. Banking sector net \nclaims on Government rose by 228.24% over \nthe year, largely reflecting holdings of treasury \nbills by banks. \nLocal currency deposits in broad money \nregistered a growth of 212.02% over the year, \nwhile currency in circulation increased by \n104.89%. \nCredit to the private sector was mainly \nextended \ntowards \nagriculture, \n28.62%; \nhouseholds, 23.39%; distribution, 12.28%; \nmanufacturing, \n11.33%; \nfinancial \norganizations, 9.98%; and mining, 6.32%; as \nshown in Figure 10. \nFigure 10: Distribution of Private Sector \nCredit \n \n \nSource: Reserve Bank of Zimbabwe, 2021 \nCredit to the private sector was largely \nchanneled towards inventory build-up, 30.70%; \nother recurrent expenditures, 28.57%; and \nfixed capital investment, 17.70%. \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of November 2021, the \nZimbabwe Stock Exchange (ZSE) traded in \nnegative trajectory, resulting in all major \nindices registering losses. The decline in \ntrading was consistent with reduced economic \nactivity normally witnessed during the end of \nthe year. \n \nThe All Share, Top 10 and Medium Cap indices \nshed 5.60%, 5.50% and 7.17% to close at \n10 695.57 points, 6 714.23 points and \n20 367.80 points, respectively. \nHouseholds\n23.39%\nAgriculture\n28.62%\nMining\n6.32%\nManufacturing\n11.33%\nDistribution\n12.28%\nConstruction\n0.94%\nTransport & \nCommunicati\nons\n1.92%\nServices\n5.21%\nFinancial Org. \n& Investments\n9.98%\nOther\n0.03%\n \n \n \n10 \n \nThe resources index, however, gained by \n8.13% to close at 7 193.11 points. \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2021 \n \nThe cumulative volume and value of shares \ntraded on the ZSE increased by 627.34% and \n74.56% to 791.65 million shares and ZW$9.88 \nbillion, respectively. The increase in market \nturnover was largely driven by block trades of \n526 million shares and 122 million shares at the \nRainbow Tourism Group Limited and Meikles \nLimited, which exchanged hands at ZW$5.60 \nand ZW$94.00 each, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined by 4.06% in \nNovember 2021, compared to 4.43% recorded \nin October 2021. The month under review saw \nthe net foreign position worsen from -\nZW$869.81 million in the previous month to -\nZW$3.77 billion. \n \nFigure 12: ZSE Monthly Volumes and \nValues Traded \n \nSource: Zimbabwe Stock Exchange, 2021 \n \nIn line with developments on the local bourse \nduring the month under analysis, the ZSE lost \nZW$88.16 billion, or 6.40% worth of \ncapitalization to close at ZW$1.29 trillion. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual inflation increased by 3.9 percentage \npoints to 58.4% in November 2021, from \n54.5% in October 2021. \n \nSpeculative pricing, in line with the sustained \ndepreciation of the local currency on the \nparallel market for foreign exchange, continued \nto stoke inflationary pressures. \n \nAnnual food inflation surged to 65.39% in \nNovember 2021, from 61.35% in October \n2021. Bread and cereals, vegetables and meat \nwere major drivers of annual food inflation in \n0.00\n2,000.00\n4,000.00\n6,000.00\n8,000.00\n10,000.00\n12,000.00\n200\n2200\n4200\n6200\n8200\n10200\n12200\n30-Nov-20\n31-Dec-20\n31-Jan-21\n28-Feb-21\n31-Mar-21\n30-Apr-21\n31-May-21\n30-Jun-21\n31-Jul-21\n31-Aug-21\n30-Sep-21\n31-Oct-21\n30-Nov-21\nAll Share Index\nTop 10 Index\nMining Index\n0\n1,000\n2,000\n3,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\n12,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n11 \n \nNovember 2021. Price increases in the bread \nand cereals category were partially attributed to \nhigher producer prices for grains. \n \nAnnual non-food inflation also increased to \n59.81% in November 2021, from 49.81% in \nOctober 2021. Miscellaneous goods and \nservices; housing, water, electricity, gas and \nother fuels; and transport were the major \ndrivers of annual non-food inflation, among \nothers. \n \nBlended annual inflation2 decelerated to 25.8% \nin November 2021, from 25.9% in October \n2021. \n \n \nMonthly Inflation \n \nThe ZW$ monthly inflation decelerated to \n5.8% in November 2021, from 6.4% recorded \nin October 2021, mainly driven by a slowdown \nin both food and non-food inflation. \n \nMonthly food inflation eased from 7.56% in \nOctober 2021 to 6.51% in November 2021, due \nto declines in most food sub-categories led by \nmilk, cheese, eggs, and meat. \n \nNon-food inflation also slowed from 5.56% in \nOctober to 5.21% in November 2021, spurred \nby declines in transport, furniture, household \nequipment and maintenance. Figure 13 shows \nthe month-on-month inflation profile. \n \n \n \n \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nFigure 13: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2021 \n \nMonthly blended inflation declined to 2.13% in \nNovember 2021, from 2.62% in October 2021. \nThis was due to decreases in both food and non-\nfood inflation. \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payments System (NPS) increased \nfrom ZW$801.49 billion in October 2021, to \nZW$998.22 billion in November 2021. NPS \ntransaction volumes declined by 7.44% to \n119.67 million, during the same month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nReal Time Gross Settlement System (RTGS) \ntransactions amounted to $621.90 billion, \nduring the month of analysis, up from \nZW$481.18 billion in October 2021. RTGS \ntransaction volumes rose by 2.76% to 1.14 \nmillion, during the month under review. \nin price of goods and services sold in the two main currencies \nin circulation, namely the ZW$ and the US$. \n0.00%\n2.00%\n4.00%\n6.00%\n8.00%\n10.00%\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nFood\nNon-Food\nOverall\n \n \n \n12 \n \nFigure 14: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCash Transactions \nCash based transactions rose by 6.87% to \nZW$17.74 billion, during the month of \nNovember 2021. \n \nMobile and Internet Based Transactions \n \nThe value of Mobile and internet-based \ntransactions \nincreased \nby \n19.80% \nto \nZW$315.43 billion, during the month under \nreview. \n \nCard Based Transactions \n \nCard-based \ntransactions \nincreased \nfrom \nZW$57.01 billion in the previous month, to \nZW$60.90 billion in November 2021. \n \nRESERVE BANK OF ZIMBABWE \n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\n 600.0\n 700.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n13 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n14 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 31 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \nMerchandise Trade \n 14. Merchandise Trade Statistics \n \n \n \n \n 34 \n \n \n \n \n \n \n \n \n \n \n \n \n \n15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nNet Foreign Assets\n-322,916,992.61\n-316,766,634.64\n-328,526,094.64\n-340,106,496.40\n-327,297,184.10\n-319,268,915.42\n-328,642,322.20\n-303,317,411.71\n-290,181,081.59\n-301,865,260.30\n-305,499,835.09\n-324,477,572.55\n-370,161,253.86\nCentral Bank(net)\n-398,165,536.09\n-392,036,907.50\n-406,631,588.87\n-411,000,792.44\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\n-408,677,935.81\n-412,168,208.49\n-411,964,116.26\n-421,707,589.69\n-470,115,861.82\n-508,301,508.78\nForeign Assets\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\nForeign Liabilities\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\nOther Depository Corporations(net)\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n83,041,283.51\n89,891,499.41\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\nForeign Assets\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n98,837,092.48\n106,013,344.18\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\nForeign Liabilities\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,795,808.97\n16,121,844.77\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\nNet Domestic Assets (NDA)\n507,265,762.28\n521,691,490.51\n549,010,656.62\n566,288,275.77\n561,575,884.82\n581,351,630.28\n610,249,806.36\n606,251,821.19\n620,837,934.22\n631,052,096.29\n670,098,627.13\n742,039,356.10\n808,077,271.24\nDomestic Claims\n88,712,115.98\n101,159,726.29\n108,399,214.96\n127,374,579.36\n124,267,139.59\n149,907,978.82\n158,719,727.00\n170,177,222.61\n186,187,386.15\n207,406,481.73\n225,085,581.53\n262,344,428.58\n291,811,266.12\nClaims on Central Government(net)\n18,766,373.80\n23,276,846.68\n15,698,011.65\n25,682,635.40\n19,242,767.82\n28,124,843.48\n29,989,668.04\n23,670,319.48\n31,250,109.35\n38,932,426.18\n42,462,267.46\n58,595,877.36\n61,571,905.79\nClaims on Central Government\n28,442,906.62\n37,789,748.86\n34,941,802.63\n43,864,745.10\n43,295,379.13\n47,281,011.39\n47,535,251.17\n42,113,825.79\n45,934,145.83\n55,528,235.16\n59,818,762.06\n75,251,019.59\n80,526,247.04\nCentral Bank\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\nODCs\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n19,404,164.04\n19,218,864.33\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\nLess Liabilities to Central Government\n9,676,532.82\n14,512,902.18\n19,243,790.98\n18,182,109.70\n24,052,611.30\n19,156,167.92\n17,545,583.13\n18,443,506.31\n14,684,036.48\n16,595,808.98\n17,356,494.60\n16,655,142.23\n18,954,341.25\nCentral Bank\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\nODCs\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n5,382,544.78\n6,832,569.42\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\nClaims on Other Sectors\n69,945,742.18\n77,882,879.61\n92,701,203.31\n101,691,943.96\n105,024,371.77\n121,783,135.35\n128,730,058.96\n146,506,903.14\n154,937,276.80\n168,474,055.55\n182,623,314.07\n203,748,551.22\n230,239,360.33\nOther Financial Corporations\n1,450,895.49\n606,276.57\n396,273.97\n881,815.56\n2,676,383.43\n4,857,921.34\n2,161,647.81\n4,230,396.18\n4,434,113.69\n4,734,034.05\n4,598,468.25\n4,840,748.10\n6,128,229.51\nState and Local Government\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n20,366.90\n23,547.12\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\nPublic Non Financial Corporations\n5,000,659.17\n2,578,274.18\n8,366,572.13\n8,849,870.48\n7,837,908.59\n9,126,830.60\n9,187,412.56\n12,075,547.93\n10,556,580.34\n13,825,015.06\n17,770,427.55\n20,820,033.41\n22,393,447.91\nPrivate Sector\n63,465,738.17\n74,660,404.58\n83,910,160.40\n91,928,403.19\n94,480,029.44\n107,778,016.50\n117,357,451.47\n130,116,707.10\n139,872,825.71\n149,845,640.23\n160,186,851.44\n178,008,080.43\n201,639,254.74\nCentral Bank\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\nODCs\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n106,596,711.09\n116,093,273.55\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\nOther Items(Net)\n-418,553,646.30 -420,531,764.21 -440,611,441.66 -438,913,696.40 -437,308,745.22 -431,443,651.46 -451,530,079.36 -436,074,598.58 -434,650,548.07 -423,645,614.57 -445,013,045.60 -479,694,927.52 -516,266,005.13\nShares and Other Equity\n-397,700,402.79\n-390,151,578.46\n-408,061,464.88\n-410,347,885.65\n-411,006,941.09\n-396,650,639.28\n-415,482,334.99\n-421,159,006.94\n-420,923,101.54\n-420,402,750.57\n-426,036,485.00\n-473,248,083.80\n-509,275,252.67\nLiabilities to Other Financial Corporations\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n409,882.68\n429,002.92\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\nRestricted Deposits\n2,648,204.14\n835,126.11\n718,690.98\n252,287.94\n71,982.41\n72,859.61\n67,378.71\n73,532.53\n85,289.04\n2,097,859.91\n3,600,957.03\n6,496,099.45\n4,400,595.12\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-23,925,064.43\n-31,507,330.50\n-33,645,336.61\n-29,427,969.01\n-26,782,637.00\n-35,275,754.48\n-36,544,126.00\n-15,451,722.36\n-14,365,553.48\n-5,819,302.38\n-22,952,935.50\n-13,445,998.89\n-11,738,438.67\nBroad Money-M3\n184,348,769.67\n204,924,855.86\n220,484,561.98\n226,181,779.37\n234,278,700.72\n262,082,714.87\n281,607,484.16\n302,934,409.48\n330,656,852.64\n329,186,835.99\n364,598,792.04\n417,561,783.55\n437,916,017.39\nSecurities Other than Shares Included in Broad Money\n1,237,340.99\n1,436,202.84\n1,422,437.87\n1,457,355.54\n1,641,213.33\n1,503,791.55\n1,525,849.38\n1,559,661.34\n1,523,179.12\n1,873,132.76\n3,191,934.31\n3,729,670.68\n4,007,812.73\nBroad Money-M2\n183,111,428.68\n203,488,653.02\n219,062,124.11\n224,724,423.83\n232,637,487.38\n260,578,923.31\n280,081,634.78\n301,374,748.14\n329,133,673.52\n327,313,703.23\n361,406,857.73\n413,832,112.87\n433,908,204.66\nOther Deposits\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n13,701,776.00\n18,359,658.93\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\nNarrow Money-M1\n174,113,615.18\n193,581,808.32\n207,710,646.74\n210,777,710.55\n218,469,433.68\n246,877,147.31\n261,721,975.85\n279,979,150.10\n306,098,411.06\n300,262,147.56\n335,026,202.48\n385,927,355.64\n400,698,387.01\nTransferable Deposits\n173,047,801.52\n192,383,729.76\n206,490,526.41\n209,569,292.32\n216,776,481.85\n245,066,101.47\n259,978,003.99\n277,785,152.96\n303,724,801.01\n297,965,557.69\n333,108,841.78\n383,724,566.36\n398,514,604.13\n Of which Foreign Currency Accounts\n102,185,943.24\n103,728,205.33\n108,593,568.84\n109,661,714.64\n115,035,082.24\n117,770,638.10\n127,553,941.47\n133,630,862.77\n141,174,811.64\n133,774,214.78\n151,057,377.09\n179,312,075.75\n181,547,992.63\nCurrency Outside Depository Corporations\n1,065,813.65\n1,198,078.56\n1,220,120.33\n1,208,418.23\n1,692,951.82\n1,811,045.84\n1,743,971.86\n2,193,997.15\n2,373,610.05\n2,296,589.87\n1,917,360.70\n2,202,789.29\n2,183,782.87\nMemorandum Items\nReserve Money\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\nFCAs as a Percentage of Deposits in M3\n55.8%\n50.9%\n49.5%\n48.7%\n49.5%\n45.2%\n45.6%\n44.4%\n43.0%\n40.9%\n41.7%\n43.2%\n41.7%\nEnd Period Exchange Rate\n81.82\n81.79\n82.68\n83.89\n84.40\n84.50\n84.73\n85.42\n85.64\n86.06\n87.67\n97.14\n105.67\nSource: Reserve Bank of Zimbabwe, 2021\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nNet Foreign Assets\n-398,165,536.09 -392,036,907.50 -406,631,588.87 -411,000,792.44 -404,663,451.67 -402,310,198.93 -418,533,821.61 -408,677,935.81 -412,168,208.49 -411,964,116.26 -421,707,589.69 -470,115,861.82 -508,301,508.78\nClaims on Non Residents\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\nOfficial Reserves Assets\n11,668,298.64\n2,786,278.07\n6,677,598.06\n5,651,394.24\n11,051,852.30\n7,205,335.48\n9,390,079.67\n22,273,252.21\n11,141,648.17\n95,273,718.45\n91,410,691.55\n98,733,481.46\n106,788,388.55\nOther Foreign Assets\n11,767,888.40\n11,838,216.95\n12,009,507.37\n12,215,668.41\n12,188,252.26\n10,909,678.93\n10,944,097.54\n10,865,931.01\n10,684,792.88\n10,973,701.35\n12,282,616.24\n13,594,904.67\n14,755,511.24\nLess Liabilities to Non Residents\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\nShort Term Liabilities\n189,287,948.45\n187,885,613.69\n192,806,142.21\n194,818,587.99\n195,017,951.26\n196,412,895.15\n215,118,073.59\n219,691,932.32\n215,528,229.57\n219,582,935.92\n224,780,986.78\n250,088,131.95\n270,427,009.64\nOther Foreign Liabilities*\n232,313,774.68\n218,775,788.84\n232,512,552.09\n234,049,267.11\n232,885,604.97\n224,012,318.18\n223,749,925.24\n222,125,186.70\n218,466,419.97\n298,628,600.14\n300,619,910.70\n332,356,116.01\n359,418,398.93\n of which blocked funds\n191,564,844.22\n177,624,192.87\n190,969,111.27\n191,664,044.89\n191,174,087.59\n181,636,605.52\n181,088,588.70\n179,118,601.53\n175,855,465.58\n173,053,746.34\n173,544,785.11\n191,359,585.62\n207,901,480.94\nNet Domestic Assets (NDA)\n416,589,882.06\n410,799,302.62\n428,456,369.46\n433,378,426.70\n423,911,503.19\n424,930,288.99\n444,749,080.57\n433,522,736.46\n437,112,930.85\n440,459,231.26\n447,950,487.22\n494,471,680.62\n536,486,587.36\nDomestic Claims\n15,975,321.34\n17,721,762.12\n18,864,046.83\n20,211,944.02\n14,624,071.75\n24,589,033.83\n28,240,574.97\n25,962,204.03\n25,193,941.68\n27,281,606.24\n29,006,431.90\n40,400,891.34\n41,254,735.58\nNet Claims on Central Government\n11,354,832.62\n15,520,804.20\n10,812,290.33\n11,396,835.82\n6,500,724.62\n14,103,224.21\n17,603,373.13\n12,336,905.40\n13,122,877.88\n12,099,897.36\n9,757,732.78\n17,950,931.38\n17,031,705.25\nClaims on Central Government\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\nOf which: Securities Other than Shares\n6,051,655.92\n6,035,224.38\n6,165,262.55\n6,095,109.16\n5,962,815.29\n5,871,229.64\n5,850,605.06\n5,809,922.68\n5,803,706.31\n5,778,201.73\n5,767,697.15\n5,748,064.63\n5,737,560.05\nLoans\n13,409,761.69\n19,658,455.39\n18,437,148.85\n18,695,624.21\n19,714,713.82\n22,005,617.72\n22,465,781.78\n18,675,222.67\n16,952,495.34\n17,005,332.91\n17,833,656.45\n25,695,249.98\n27,349,310.60\n Loans and Advances\n9,388,431.71\n15,645,165.82\n14,425,116.65\n14,682,354.29\n15,701,443.90\n17,997,932.14\n18,458,096.20\n14,666,539.96\n12,945,598.08\n12,997,746.30\n13,884,037.90\n15,157,333.07\n16,805,093.22\n Legacy Debt\n409,764.14\n401,723.73\n400,466.35\n401,704.08\n401,704.08\n396,119.73\n396,119.74\n397,116.86\n395,331.42\n396,020.77\n338,052.70\n6,926,351.06\n6,932,651.53\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\nOf which: Deposits\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,620,488.72\n2,200,957.92\n8,051,756.50\n8,815,108.19\n8,123,347.12\n10,485,809.62\n10,637,201.84\n13,625,298.64\n12,071,063.80\n15,181,708.88\n19,248,699.12\n22,449,959.96\n24,223,030.33\nOther Financial Corporations\n192,148.23\n188,349.05\n204,933.06\n703,425.29\n703,645.95\n1,533,608.33\n1,602,101.94\n1,591,946.54\n1,600,109.77\n1,616,633.50\n1,675,284.36\n1,710,457.33\n1,936,149.98\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n3,730,697.26\n1,309,265.53\n7,102,293.92\n7,356,206.59\n6,508,948.22\n7,770,895.87\n7,770,921.98\n10,544,228.28\n8,914,695.01\n11,902,013.06\n15,872,466.74\n18,948,074.45\n20,323,891.94\nPrivate Sector\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\nClaims on Other Depository Corporations\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\nOf which: Loans\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\nOther Liabilities to ODCs\n43,158,130.62\n53,880,036.70\n52,386,928.65\n59,780,016.83\n67,223,250.63\n68,479,829.04\n74,078,427.51\n91,366,745.03\n90,755,541.83\n61,697,091.96\n61,027,807.98\n75,694,008.33\n84,609,743.32\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n11,687,723.67\n22,262,484.07\n29,594,641.97\n31,870,831.11\n32,826,932.93\n33,556,990.26\n41,514,984.85\n45,976,776.82\n46,605,622.19\n40,728,575.10\n41,191,755.29\n51,891,284.90\n53,851,878.52\nOther Items(Net)\n-440,784,407.01 -443,273,555.40 -459,415,237.58 -470,268,174.72 -474,455,170.78 -466,387,761.43 -487,568,110.43 -495,500,366.27 -499,196,071.64 -471,349,472.27 -476,675,721.39 -525,795,635.11 -574,985,503.78\nShares and Other Equity\n-441,933,638.10\n-442,191,359.79\n-459,147,547.11\n-467,159,156.05\n-471,095,071.67\n-458,343,431.18\n-477,762,942.16\n-486,305,203.47\n-488,981,304.19\n-491,527,426.67\n-501,914,984.05\n-555,638,121.13\n-604,000,281.44\nOther Items(Net)\n-3,537,819.62\n-3,242,652.80\n-1,473,280.48\n-4,426,426.77\n-4,965,601.97\n-9,430,994.41\n-10,971,526.97\n-9,911,933.75\n-10,996,966.63\n17,593,977.36\n20,921,508.79\n23,131,653.99\n23,458,496.35\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n4,687,050.70\n2,160,457.19\n1,205,590.01\n1,317,408.10\n1,605,502.86\n1,386,664.16\n1,166,358.70\n716,770.95\n782,199.17\n2,583,977.04\n4,317,753.87\n6,710,832.03\n5,556,281.32\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\nBond Coins\n99,709.66\n2,375,925.99\n99,709.66\n99,709.73\n99,709.87\n99,709.99\n99,710.09\n99,710.14\n99,710.17\n99,710.20\n99,710.12\n99,710.10\n99,710.13\nBond Notes\n2,029,709.06\n99,709.69\n2,603,693.97\n2,847,426.23\n3,050,378.36\n3,152,287.93\n3,550,401.56\n3,797,075.30\n4,413,772.03\n4,650,584.97\n4,671,398.41\n4,714,194.39\n4,805,542.45\nLiabilities to ODCs\n15,910,190.58\n16,386,469.12\n19,121,376.95\n19,430,498.30\n16,097,963.29\n19,368,092.13\n22,565,147.30\n20,948,015.21\n20,431,240.16\n23,744,819.84\n21,471,789.00\n19,541,914.31\n23,279,826.00\n Reserve Deposits\n2,008,569.51\n2,199,092.20\n2,444,129.79\n4,799,500.58\n5,160,139.38\n5,730,094.93\n6,659,921.67\n7,269,076.19\n7,862,360.46\n8,219,597.38\n9,255,653.80\n9,541,310.72\n18,709,286.01\n Exess reserves \n13,901,621.07\n14,187,376.93\n16,677,247.16\n14,630,997.72\n10,937,823.91\n13,637,997.20\n15,905,225.63\n13,678,939.03\n12,568,879.69\n15,525,222.46\n12,216,135.19\n10,000,603.59\n4,570,539.99\nPrivate Deposits\n384,736.66\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2021\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nNet Foreign Assets\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n77,366,267.57\n77,366,267.57\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\nClaims on Non Residents\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n92,405,865.60\n92,405,865.60\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\nOf Which: Foreign Currency\n34,673,918.84\n39,886,775.04\n42,733,946.30\n41,025,473.91\n40,953,342.99\n40,953,342.99\n40,953,342.99\n30,255,551.49\n30,509,126.94\n32,270,386.66\n38,500,097.41\n50,074,676.36\n53,424,260.93\nDeposits\n55,308,353.64\n49,426,810.30\n50,993,755.75\n45,711,660.09\n51,250,447.13\n51,250,447.13\n51,250,447.13\n90,381,891.07\n107,347,245.84\n96,773,959.39\n93,731,294.28\n116,746,591.30\n103,820,731.58\nOther\n99,718.57\n145,114.78\n154,683.94\n183,144.98\n202,075.48\n202,075.48\n202,075.48\n210,984.25\n214,079.24\n214,451.29\n260,414.95\n391,933.02\n409,803.27\nLess Liabilities to Non Residents\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,039,598.02\n15,039,598.02\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\nOf Which: Deposits\n4,387,729.22\n3,826,796.90\n4,683,800.54\n4,962,383.04\n4,425,775.68\n4,425,775.68\n4,425,775.68\n4,258,022.10\n3,965,803.90\n6,985,643.39\n4,034,436.70\n7,964,589.56\n7,991,662.41\nLoans\n10,445,718.35\n10,361,630.37\n11,093,091.22\n11,063,599.89\n10,613,822.34\n10,613,822.34\n10,613,822.34\n11,229,880.61\n12,117,521.21\n12,174,298.00\n12,249,615.34\n13,610,321.85\n11,522,878.45\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n105,610,829.31\n127,131,173.37\n140,672,048.38\n153,013,944.93\n153,685,960.87\n153,685,960.87\n153,685,960.87\n194,736,649.82\n205,599,205.54\n216,305,273.04\n245,756,879.91\n269,505,972.41\n296,436,293.39\nDomestic Claims\n72,736,794.64\n83,427,964.18\n89,535,168.13\n107,162,635.34\n109,643,067.84\n109,643,067.84\n109,643,067.84\n144,215,018.58\n160,993,444.47\n180,124,875.49\n196,079,149.63\n221,943,537.24\n250,556,530.54\nNet Claims on Central Government\n7,411,541.18\n7,756,042.48\n4,885,721.32\n14,285,799.58\n12,742,043.20\n12,742,043.20\n12,742,043.20\n11,333,414.08\n18,127,231.47\n26,832,528.82\n32,704,534.68\n40,644,945.98\n44,540,200.54\nClaims on Central Government\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n17,617,850.02\n17,617,850.02\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\nSecurities\n8,961,484.35\n12,072,773.09\n10,322,702.11\n19,049,865.62\n17,602,682.71\n17,602,682.71\n17,602,682.71\n17,610,769.74\n23,160,619.26\n32,722,213.67\n36,196,334.62\n43,786,500.90\n47,418,135.58\nLoans\n20,004.65\n23,296.00\n16,689.12\n24,146.11\n15,167.30\n15,167.30\n15,167.30\n17,910.70\n17,324.92\n22,486.84\n21,073.85\n21,204.08\n21,240.82\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\nOf which: Deposits\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n65,325,253.46\n75,671,921.69\n84,649,446.81\n92,876,835.77\n96,901,024.65\n96,901,024.65\n96,901,024.65\n132,881,604.50\n142,866,213.00\n153,292,346.67\n163,374,614.95\n181,298,591.25\n206,016,330.00\nOther Financial Corporations\n1,258,747.26\n407,927.51\n191,340.91\n178,390.27\n1,972,737.48\n1,972,737.48\n1,972,737.48\n2,638,449.64\n2,834,003.91\n3,117,400.54\n2,923,183.89\n3,130,290.76\n4,192,079.54\nState and Local Government\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n30,050.30\n30,050.30\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\nPublic Non Financial Corporations\n1,269,961.90\n1,269,008.65\n1,264,278.21\n1,493,663.89\n1,328,960.37\n1,328,960.37\n1,328,960.37\n1,531,319.65\n1,641,885.33\n1,923,001.99\n1,897,960.80\n1,871,958.96\n2,069,555.97\nPrivate Sector\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n93,569,276.49\n93,569,276.49\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\nClaims on the Central Bank\n74,300,828.81\n77,254,382.86\n79,477,691.43\n74,589,859.15\n84,489,214.72\n84,489,214.72\n84,489,214.72\n77,498,004.69\n107,123,354.33\n95,651,746.77\n103,849,755.97\n110,620,327.00\n110,503,175.07\nCurrency\n1,063,605.07\n1,177,847.43\n1,483,283.31\n1,738,717.73\n1,457,136.40\n1,457,136.40\n1,457,136.40\n1,702,788.29\n2,139,872.15\n2,453,705.30\n2,853,747.83\n2,611,115.20\n2,721,469.71\nReserves\n73,237,223.74\n76,076,535.42\n77,994,408.12\n72,851,141.43\n83,032,078.32\n83,032,078.32\n83,032,078.32\n75,795,216.40\n104,983,482.18\n93,198,041.47\n100,996,008.14\n108,009,211.79\n107,781,705.36\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n1,489,512.69\n1,318,615.34\n391,146.93\n409,213.89\n75,373.50\n75,373.50\n75,373.50\n662,275.52\n706,879.99\n1,023,363.18\n1,453,072.21\n1,095,299.01\n2,726,544.67\nOther Items(Net)\n39,937,281.45\n32,232,558.32\n27,949,664.25\n28,329,335.68\n40,370,948.20\n40,370,948.20\n40,370,948.20\n26,314,097.93\n61,810,713.27\n58,447,986.04\n52,718,953.48\n61,962,592.81\n61,896,867.55\nShares and Other Equity\n44,233,235.31\n52,039,781.33\n51,086,082.23\n56,811,270.41\n60,088,130.57\n60,088,130.57\n60,088,130.57\n65,146,196.53\n68,058,202.65\n71,124,676.10\n75,878,499.05\n82,390,037.34\n94,725,028.77\nLiabilities to other ressident sectors\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n408,850.46\n408,850.46\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\nOther Items(Net)\n-4,719,570.65\n-20,099,241.64\n-23,513,086.84\n-29,091,805.04\n-20,126,032.83\n-20,126,032.83\n-20,126,032.83\n-39,294,696.79\n-6,800,307.28\n-13,155,268.53\n-23,534,963.43\n-20,930,500.24\n-33,175,252.31\nDeposits and Securities Included in Broad Money\n180,859,372.79\n202,401,446.22\n218,777,542.62\n223,908,240.98\n231,052,228.44\n231,052,228.44\n231,052,228.44\n300,097,173.91\n327,586,332.45\n326,404,128.99\n361,964,634.51\n415,144,261.68\n434,576,548.31\nDeposits Included in Broad Money\n179,622,031.80\n \n200,965,243.38\n \n217,355,104.75\n \n222,450,885.44\n \n229,411,015.11\n \n229,411,015.11\n \n229,411,015.11\n \n298,537,512.57\n \n326,063,153.33\n \n324,530,996.23\n \n358,772,700.20\n \n411,414,591.01\n \n430,568,735.58\n \nTransferable Deposits\n170,624,218.30\n \n191,058,398.68\n \n206,003,627.38\n \n208,504,172.16\n \n215,242,961.41\n \n215,242,961.41\n \n215,242,961.41\n \n277,141,914.54\n \n303,027,890.88\n \n297,479,440.56\n \n332,392,044.95\n \n383,509,833.78\n \n397,358,917.93\n \n of which FCAs\n100,147,096.67\n \n102,824,762.68\n \n108,386,216.00\n \n109,466,728.50\n \n114,435,612.97\n \n114,435,612.97\n \n114,435,612.97\n \n133,608,092.81\n \n141,156,359.97\n \n133,760,212.96\n \n151,047,925.52\n \n179,306,272.75\n \n181,546,290.69\n \nOther Deposits\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n14,168,053.71\n14,168,053.71\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\nMoney Market Instruments\n1,237,340.99\n \n1,436,202.84\n \n1,422,437.87\n \n1,457,355.54\n \n1,641,213.33\n \n1,641,213.33\n \n1,641,213.33\n \n1,559,661.34\n \n1,523,179.12\n \n1,873,132.76\n \n3,191,934.31\n \n3,729,670.68\n \n4,007,812.73\n \nSource:Reserve Bank of Zimbabwe,2021\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\nLocal \nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nSource:Reserve Bank of Zimbabwe,2021\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nSource:Reserve Bank of Zimbabwe,2021\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nSource: Reserve Bank of Zimbabwe,2021\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nSource:Reserve Bank of Zimbabwe, 2021\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\n Source:Reserve Bank of Zimbabwe, 2021\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nSource:Zimstat, 2021\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n29 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nSource:Zimstat, 2021\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n30 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nSource: Reserve Bank of Zimbabwe, 2021\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10,695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nSource:Zimbabwe Stock Exchange, 2021\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n5548.1\n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n4706.6\n4.5\n594.0\n13.9\n2015.1\n831.0\nMar\n6300.4\n4.5\n654.2\n12.5\n2657.1\n864.8\nApr\n5786.8\n3.3\n640.9\n11.5\n3002.6\n822.6\nMay\n7298.4\n4.2\n819.7\n10.5\n3550.1\n968.6\nJun\n7997.3\n4.7\n779.4\n8.3\n3724.3\n1135.5\nJul\n8290.0\n4.0\n790.0\n9.4\n4446.7\n1262.5\nAug\n7762.9\n2.9\n811.2\n14.0\n4558.5\n1255.0\nSep\n7155.0\n4.0\n842.5\n17.0\n4462.4\n1393.1\nOct\n8230.5\n4.2\n821.3\n17.9\n4607.4\n1428.2\nNov\n7922.5\n3.7\n657.5\n19.9\n3964.8\n1026.7\nDec\n8355.2\n2.8\n917.2\n14.6\n4833.8\n1102.9\n2019\nJan\n6903.0\n2.9\n1294.0\n16.9\n3608.8\n1056.2\nFeb\n8337.0\n4.0\n1330.6\n17.2\n3594.5\n1093.6\nMar\n9881.5\n3.9\n1399.5\n18.3\n4080.7\n1250.6\nApr\n10321.4\n3.1\n1590.1\n14.0\n4949.3\n1408.5\nMay\n14670.3\n4.2\n1397.5\n11.8\n6692.5\n1897.8\nJun\n17881.2\n3.7\n1464.7\n30.1\n7130.0\n2539.8\nJul\n23309.9\n3.7\n1806.5\n36.6\n9137.4\n3295.8\nAug\n23596.6\n2.4\n2181.6\n38.5\n11077.6\n3493.6\nSep\n30328.1\n3.8\n3029.9\n51.9\n15112.0\n5337.7\nOct\n39413.7\n3.9\n3621.6\n67.1\n16588.3\n6237.0\nNov\n40871.8\n3.5\n4199.3\n67.4\n13537.8\n7200.3\nDec\n49579.8\n2.8\n5695.4\n97.2\n19356.7\n8724.0\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n20981.2\n449.6\n100593.9\n501.8\nFeb\n 457.2 \n22.5\n18869.0\n292.2\n89584.3\n463.8\nMar\n 545.2 \n23.7\n21996.8\n268.4\n116120.0\n510.5\nApr\n 505.5 \n17.4\n21170.0\n253.6\n117616.8\n457.0\nMay\n 611.1 \n21.2\n23278.2\n213.2\n137423.0\n496.6\nJun\n 553.6 \n22.5\n23790.0\n175.2\n156609.8\n502.2\nJul\n 560.2 \n20.1\n25075.5\n223.1\n169416.8\n559.6\nAug\n 553.0 \n15.1\n25249.9\n317.4\n164918.0\n518.7\nSep\n 543.0 \n19.4\n24918.0\n300.8\n161289.5\n511.3\nOct\n 571.6 \n20.4\n21025.4\n345.5\n161427.4\n496.0\nNov\n 477.4 \n16.7\n17845.4\n334.9\n133862.1\n430.6\nDec\n 478.6 \n13.0\n27419.1\n236.2\n161540.7\n409.1\n2019\nJan\n401.5\n12.2\n40613.8\n232.6\n135481.1\n413.4\nFeb\n456.5\n16.4\n27811.2\n226.8\n119081.1\n463.6\nMar\n525.9\n15.4\n30417.6\n248.9\n142597.8\n441.0\nApr\n535.0\n13.7\n32092.5\n168.8\n157348.3\n390.1\nMay\n642.6\n14.7\n15542.6\n121.4\n166491.6\n494.3\nJun\n706.0\n13.3\n18012.1\n79.6\n160873.0\n486.8\nJul\n983.5\n13.6\n20465.4\n99.6\n170823.3\n638.2\nAug\n872.9\n9.0\n21919.8\n85.2\n179281.2\n542.3\nSep\n1010.7\n11.9\n22749.6\n62.4\n200441.9\n679.4\nOct\n1079.4\n12.7\n23191.6\n65.0\n206621.5\n1099.3\nNov\n982.1\n10.3\n25737.5\n225.2\n152919.9\n2044.1\nDec\n1003.8\n7.6\n27800.5\n385.5\n146316.6\n1273.6\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nJul\n286.4\n345.8\n632.20\n59.31\nAug\n389.3\n404.9\n794.25\n-15.62\nSep\n398.8\n441.4\n840.21\n-42.57\nOct\n439.4\n490.2\n929.60\n-50.80\nNov\n528.9\n509.7\n1038.60\n19.20\nDec\n488.3\n527.2\n1015.50\n-38.90\n4,395.70\n5,001.70\n9,397.40\n-487.37\n2021\nJan\n282.9\n528.4\n811.30\n-245.5\nFeb\n340.8\n529.1\n869.90\n-188.3\nMar\n461.8\n605.3\n1067.10\n-143.5\nApr\n444.7\n566.6\n1011.30\n-121.9\nMay\n487.0\n591.5\n1078.50\n-104.5\nJun\n502.5\n622.2\n1124.70\n-119.7\nJul\n628.5\n667.6\n1296.10\n-39.1\nAug\n597.2\n628.7\n1225.90\n-31.5\nSep\n514.3\n665.1\n1179.40\n-150.8\nOct\n535.4\n712.9\n1248.30\n-177.5\nNov\n647.2\n683.1\n1330.30\n-35.9\nSource: ZIMSTAT, 2021\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-Nov-2021.pdf"}
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+{"doc_id": "956811fde6978e3361f88c5a83f5db40", "text": "i \n \n \n \nDecember 2023 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nPrecious Metals .......................................................................................................................... 3 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nZimbabwe Stock Exchange (ZSE) ......................................................................................... 10 \nVictoria Falls Stock Exchange (VFEX) ................................................................................. 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nINFLATION OUTTURN ........................................................................................................... 12 \nMonthly Inflation .................................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \nOVERVIEW \n \nThe annual headline inflation increased to \n26.5% in December 2023, reflecting a 4.9 \npercentage point increase from the 21.6% \nrecorded in November 2023. The increase in \nannual inflation was, partly, attributed to \nincreases in food and non-food inflation. \n \nOn a month-on-month basis, the broad money \naggregate increased by 7.3% in December \n2023, compared to an increase of 4.99% in \nNovember 2023. The monthly increase in \nmoney supply largely reflected an expansion of \n14.6% in the local currency component and \n5.1% in foreign currency accounts. \n \nThe average international prices for gold, \nplatinum and copper increased, while those for \npalladium, nickel, Brent crude oil and lithium \nretreated. Prices were mainly influenced by \ndemand pressures on the international market. \nThe country’s total merchandise trade for \nDecember 2023 stood at US$1,370.0 million, \n9.3% lower than the US$1,508 million \nrecorded in the previous month. This was \nattributed to a decline in exports during the \nreporting period. \nDuring the month of December 2023, the \nZimbabwe Stock Exchange (ZSE) maintained \na bullish trend, with the major indices \nregistering significant gains. The All Share, \nTop 10, Top 15, Small Cap and Medium Cap \nindices added 10.23%, 9.67%, 9.38%, 3.14% \nand 11.42%, respectively. \nThe Victoria Falls Stock Exchange (VFEX) \ntraded in a positive territory. As such, the All-\nShare index increased by 2.28% to close at \n70.64 points, from 69.07 points recorded in \nNovember 2023. \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased to \nZW$42.05 trillion in December 2023, from \nZW$37.57 trillion in the previous month. \nThe volumes of NPS transactions registered an \nincrease of 10% from 64.45 million in the \nprevious month to 71.02 million during the \nmonth under review. \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nAverage monthly international prices for gold, \nplatinum, and copper firmed, while those for \npalladium, nickel, Brent crude oil and lithium \nretreated in December 2023. \n \nPrecious Metals \n \n Gold \nGold \nprices \ngained \nby \n2.12%, \nfrom \nUS$1,983.95 per ounce in the previous month \nto US$2,026.06 per ounce, during the month \nunder review. The release of encouraging \nmacroeconomic statistics in the US, generated \nexpectations of the US Federal Reserve \nbeginning to soften its monetary policy stance \nin early 2024 creating positive market \nsentiment in the gold industry. This increased \nthe relative attractiveness of gold as an \nalternative \ninvestment \nasset \nto \nUS$ \ndenominated instruments, thereby, pushing up \nthe global price of gold. \n \n \n \n \n4 \n \n Platinum \nPlatinum prices remained firm during the \nreporting month, on the back of strong \nindustrial demand. Prices rose by 3.46%, from \nan average of US$908.30 per ounce in the \nprevious month to US$939.74 per ounce in \nDecember 2023. \n \nPalladium \nThe average price of palladium fell in \nDecember 2023, following low metal uptake as \nautomakers continued their preference for \nplatinum for use in catalytic converters. In \naddition, the demand for palladium has been on \na downward trajectory since more heavy-duty \nvehicles are relying more on platinum. \nConsequently, prices fell by 4.04% to \nUS$1,003.49 \nper \nounce, \ncompared \nto \nUS$1,045.73 per ounce recorded in November \n2023. \n \n \nFigure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2023 \n \nBase Metals \n \n \nCopper \nCopper \nprices \nrose \nby \n2.32%, \nfrom \nUS$8,272.39 per tonne recorded in the prior \nmonth to US$8,464.18 per tonne, during the \nmonth under analysis. The rise in prices \nunderpinned by better-than-expected data from \nthe top consumer, China, tighter supply, and a \ndecline in exchange inventories. In addition, \nthe announcement of forecasted interest rate \ncuts in 2024 by the Federal Reserve, also \nboosted the prices of copper. \n \nNickel \nNickel prices declined on the back of subdued \ndemand due to the global economic slowdown. \nPrices dropped by 3.08%, from US$17,204.77 \nper tonne recorded in the previous month to \nUS$16,674.25 per tonne, during the month \nunder review. Figure 2 shows base metals price \ndevelopments \nfrom \nDecember \n2020 \nto \nDecember 2023. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2023 \n \nBrent Crude Oil \n \nDuring the month of December 2023, Brent \ncrude oil prices declined by 5.33% to US$77.69 \nper barrel, from a monthly average of \nUS$82.06 per barrel in November 2023. The \ndecrease in oil prices was amid concerns about \nincreasing global crude oil supplies and \n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1,100\n1,600\n2,100\n2,600\nDec-20\nApr-21\nAug-21\nDec-21\nApr-22\nAug-22\nDec-22\nApr-23\nAug-23\nDec-23\nGold\n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n6,500\n8,500\n10,500\n12,500\nDec-20\nFeb-21\nApr-21\nJun-21\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nCopper\n \n \n \n5 \n \nheightened economic slowdown in large \neconomies. \nThe developments in prices of Brent crude oil \nfor the period from December 2020 to \nDecember 2023 are depicted in Figure 3. \n \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2023 \n \nLithium \nDuring the month of December 2023, lithium \nprices declined amid low demand in the \nautomotive industry. The metal price fell \nsignificantly by 18.24%, from US$21,036.36 \nper tonne in the prior month to US$17,200.12 \nper tonne, during the reporting month. \nThe developments in lithium prices for the \nperiod from April 2023 to December 2023 are \nshown in Figure 4. \n \n \n \n \n \n \n \n \n \nFigure 4: Lithium Prices (US$/tonne) April– \nDecember 2023 \n \nLondon Metal Exchange, 2023 \n \nMERCHANDISE TRADE DEVELOPMENTS \n \nThe country’s total merchandise trade for \nDecember 2023 stood at US$1,370 million, \n9.3% lower than the US$1,508 million \nrecorded in November 2023. On a year-on-year \nbasis, total merchandise trade fell by 2.5%, \nfrom US$1,476.4 million recorded in the \ncorresponding month in 2022. The decline in \ntotal trade was attributable to a decrease in \nexports, during the reporting period. \n \nMerchandise Exports \nDuring the last month of the year 2023, the \ncountry exported merchandise worth US$550.6 \nmillion, representing a decline of 19.2% from \nUS$681.4 million recorded in the previous \nmonth. The decline was mainly due to a slump \nin tobacco exports. Similarly, monthly exports \nfor December 2023 were US$13.1% lower \ncompared to US$633.5 million recorded in the \ncomparable period in 2022. \n \n0\n20\n40\n60\n80\n100\n120\n140\nDec-20\nMar-21\nJun-21\nSep-21\nDec-21\nMar-22\nJun-22\nSep-22\nDec-22\nMar-23\nJun-23\nSep-23\nDec-23\nUS$/barrel\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nUS$/tonne\n \n \n \n6 \n \nFigure 5 shows developments in the country’s \nmerchandise exports for the period January \n2022 to December 2023. \n[Figure 5: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2023 \n \nPrimary \ncommodities, \nspecifically \ngold \n(28.8%), tobacco (20.2%), PGMs (23.6%) and \nferrochromium (5.5%), remained the leading \nexport commodities in the country. \n \nTable 1 shows developments in the country’s \nexports for November and December 2023. \n \n \n \n \n \n \n \n \n \nTable 1: Exports Classified by Category \n \n \nNov-23 \n \n(US$m) \nDec-23 \n \n(US$m) \nNov-\nDec \nChanges \n(%) \nShare of \nExports \n(%) \nDec-23 \nTotal \n681.3 \n550.6 \n-19.2 \n100.0 \nOf Which: \n \n \n \n \nGold \n116.30 \n158.3 \n36.11 \n28.8 \nTobacco \n229.3 \n111.1 \n-51.55 \n20.2 \nPGMs \n117.1 \n129.7 \n10.76 \n23.6 \nFerrochro\nme \n36.9 \n30.5 \n-17.34 \n5.5 \nIndustrial \nDiamonds \n7.6 \n27.3 \n259.21 \n5.0 \nCrocodiles \n4.3 \n10.5 \n144.19 \n1.9 \nChrome \nOres and \nConcentrat\nes \n \n6.2 \n \n9.7 \n \n \n56.45 \n \n \n1.8 \nCoke \n8.3 \n9.4 \n13.25 \n1.7 \nCane sugar \n5.2 \n5.5 \n5.77 \n1.0 \nCopper \n5.2 \n5.3 \n1.92 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2023 \n *PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nDuring the month under review, the country’s \nexports were absorbed mainly by the United \nArab Emirates (33%), South Africa (30%), \nChina (15%), Mozambique (6%) and other \njurisdictions. Figure 6 shows the country’s \nmajor export markets during the reporting \nmonth. \n \n \n \n \n \n \n \n \n \n543.9\n438.0\n557.6\n587.3\n513.1\n541.0\n548.4\n493.6\n552.3\n502.3\n674.6\n633.5\n427.7\n435.9\n515.3\n555.5\n654.2\n641.5\n603.2\n649.8\n678.1\n831.9\n681.4\n550.6\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\n900.0\n2022\n2023\n \n \n \n7 \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Imports \n \nThe country’s import bill for December 2023 \namounted to US$819.4 million, reflecting a \n1.1% \ndecrease \nfrom \nUS$828.4 \nmillion \nrecorded in November 2023. However, total \nimports in the reporting month were 6.2% \nhigher than in the comparable month in 2022, \nas shown in Figure 7. \nFigure 7: Merchandise Imports Classified \nby HS Codes (US$ m) \n \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nThe main drivers of imports during the month \nof December 2023 were diesel (11.2%), maize \n(6.1%), petrol (leaded) (5.6%), crude soya bean \noil (2.3%) and rice (1.8%). Table 2 shows \nimports of significant import commodities for \nthe period November to December 2023. \nTable 2: Imports Classified by Category \n \nNov-23 \n \n(US$m) \nDec-23 \n(US$m) \nNov-Dec \nChanges \n(%) \nShare \nof Total \nImports \n(%) \nNov 23 \nTotal \n828.4 \n819.4 \n-1.1 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n91 \n91.4 \n0.4 \n11.2 \nLeaded \npetrol \n42.5 \n49.7 \n16.9 \n6.1 \nFertilisers \n32.1 \n45.5 \n41.7 \n5.6 \nRice \n20.8 \n18.5 \n11.1 \n2.3 \nMaize \n20.6 \n14.9 \n27.7 \n1.8 \nMedicaments \n19.4 \n11.8 \n39.2 \n1.4 \nCrude soya \nbean oil \n16 \n13.6 \n15.0 \n1.7 \nElectricity \n10.5 \n16.2 \n54.3 \n2.0 \nWheat \n10 \n8.8 \n12.0 \n1.1 \nBase stations \n9.9 \n8.4 \n15.2 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2023 \nThe country’s imports for December 2023 were \nmainly sourced from South Africa (40.1%), \nChina (11.4%), Bahrain (7.6%), Bahamas \n(5.4%), UAE (3.8%), Mozambique (3.8%) and \nother markets, as shown in Figure 8. \n \n \n \n \n \n \n \n \n33.0\n30.0\n15.1\n6.1\n3.2\n2.6\n1.6\n1.0\n1.0\n0.8\n0.0\n10.0\n20.0\n30.0\n40.0\nChina\nSouth Africa\nUnited Arab Emirates\nBelgium\nMozambique\nZambia\nKorea\nIndia\nHong Kong\nIndonesia\n0\n200\n400\n600\n800\n1000\n2022\n2023\n \n \n \n8 \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Trade Balance \nIn December 2023, the country’s trade deficit \nwidened by 84% to US$268.8 million, from \nUS$146.0 million recorded in the previous \nmonth. Relative to the comparative month of \n2022, the country’s deficit widened by 94%, \nfrom US$138.4 million in December 2022 to \nUS$268.8 million in December 2023. \n \nFigure 9 shows the country’s trade balance for \nthe period from April to December 2023. \n \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 9: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock amounted to ZW$18, \n914.59 billion in December 2023, compared to \nZW$17,628.18 billion recorded the previous \nmonth. \nThe money stock was composed of foreign \ncurrency deposits, 75.48%; local currency \ndeposits, 24.23%; and local currency in \ncirculation, 0.07%. \n \n \n \n40.1\n11.4\n7.6\n5.4\n3.8\n3.8\n3.4\n3.2\n2.7\n2.6\nSouth Africa\nChina\nBahrain\nBahamas\nIndia\nUnited Arab Emirates\nMozambique\nMauritius\nZambia\nHong Kong\n-153.0-196.1-85.9-179.7-175.1-98.1 -70.5-146.0\n-268.8\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nExports\nImports\nTrade Balance\n \n \n \n9 \n \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2023 \n \nOn a monthly basis, the broad money increased \nby 7.30% in December 2023, compared to \n4.99% in the previous month. \nThe monthly increase in money supply largely \nreflected an expansion of 14.60% in the local \ncurrency component and 5.12% in foreign \ncurrency accounts. \nDuring the month under review, credit to the \nprivate sector increased by ZW$824.75 billion, \npartly reflecting valuation changes owing to \nexchange rate depreciation. Over the same \nperiod, net claims on Government increased by \nZW$1,215.30 billion. \nOn an annual basis, broad money rose by \n708.93%, compared to 751.06% in November \n2023. The annual growth in money supply \nlargely reflected exchange rate depreciation, \nfrom ZW$684.33 per US$1 in December 2022 \nto ZW$6,104.72 per US$1 by the end of \nDecember 2023. \n \nExpansion in foreign currency deposits \naccounted for 548.57 percentage points of the \n708.93% annual growth in broad money. The \nlocal currency component of money supply \ncontributed 158.78 percentage points. \nOn the asset side, annual increase in broad \nmoney largely reflected nominal changes in \ncredit to the private sector and net claims on \nGovernment \nof \nZW$9,948.87 \nbillion \n(914.07%) \nand \nZW$4,312.39 \nbillion \n(908.65%), respectively. \nOutstanding credit to the private sector was \nmainly \nchannelled \nto \nhouseholds, \nmanufacturing, and agriculture which received \n25.91%, 15.64% and 14.34% of the total credit, \nrespectively. The mining and distribution \nsectors received 12.73% and 11.36% of the \ntotal outstanding credit, respectively. \n \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 38.91%; inventory \nNCDs, \n0.23%\nLocal Currency \nTime , 2.16%\nFX Time \nDeposits, 4.64%\nLocal Currency \nTransferable , \n22.07%\nFX \nTransferable \nDeposits, \n70.83%\nCurrency in \nCirculation, \n0.07%\nHouseholds\n25.91%\nAgriculture\n14.34%\nMining\n12.73%\nManufactur\ning\n15.64%\nDistribution\n11.36%\nTransport and \nCommunication\n2.71%\nServices\n9.10%\nFinancial Organisations and \nInvestiments\n5.82%\nConstruction\n1.89%\nOther\n0.50%\n \n \n \n10 \n \nbuild-up, \n24.12%; \nand \nfixed \ncapital \ninvestments, 13.58%. \nSTOCK MARKET DEVELOPMENTS \n \nZimbabwe Stock Exchange (ZSE) \n \nDuring the month of November 2024, the \nZimbabwe Stock Exchange (ZSE) exhibited \nbullish sentiments for the second consecutive \nmonth. The All Share, Top 10, Top 15, Small \nCap and Medium Cap indices rose by 10.23%, \n9.67%, 9.38%, 3.14% and 11.42% to close at \n210 883.92 points, 90 085.91 points, 121 \n916.39 points, 5 483 703.77 points, and 920 \n516.25 points, respectively. \n \nThe mining index, however, declined by 2.24% \nto close at 145 542.27 points, from 148 883.44 \npoints recorded in the previous month. \n \nOn an annual basis, the All Share, Top 10, Top \n15, Small and Medium Cap indices increased \nby 981.54%, 631.74%, 807.37%, 1 113.06% \nand 2 412.16%, respectively. This compares to \n19 493.85 points, 8 495.75 points, 12 311.13 \npoints, 13 436.28 points, 452 056.95 points and \n36 642.44 points, respectively, registered in the \ncorresponding period in the previous year. \n \nThe mining index also registered an annual \nincrease of 471.03%, from 25 478.67 points \nrecorded in December 2022. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2023 \n \nDuring the month of December 2023, trading \nactivity was concentrated on some selected \nwealth preserving counters as investors sought \nto recoup losses, and as such, the cumulative \nvalues \nof \nshares \ntraded \namounted \nto \nZW$109.73 billion, an increase of 295.36%, \ncompared to ZW$54.87 billion recorded in the \nprevious month. Market turnover volumes \ndeclined by 46.08% to 254.99 million shares, \ncompared to 162.68 million shares traded in the \npreceding month. \n \nThe proportion of foreign purchases to the \nvalue of shares traded, however, declined to \n0.17%, from 2.35% registered in November \n2023. \n \n \n4,000\n34,000\n64,000\n94,000\n124,000\n154,000\n184,000\n214,000\n5000\n30000\n55000\n80000\n105000\n130000\n155000\n180000\n205000\n230000\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n31-Oct-23\n30-Nov-23\n31-Dec-23\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n11 \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2023 \nOwing to the positive developments on the \nZSE, market capitalization increased by \nZW$1,501.29 billion, or 9.80% worth of \ncapitalization to close at ZW$16,812.91 billion. \n \nOn a year-on-year basis, ZSE capitalization \nwas 722.20% higher, from ZW$2,044.87 \nbillion recorded in December 2022. \n \nVictoria Falls Stock Exchange (VFEX) \n \nDuring the month of December 2023, the \nVictoria Falls Stock Exchange (VFEX) traded \nin a positive trajectory. The All-Share index \nincreased by 2.28% to close at 70.64 points, \nfrom 69.07 points registered in November \n2023. \n \nOn an annual basis, however, the VFEX All \nShare index declined by 25.5%, from 94.83 \npoints recorded in December 2022. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2023 \n \nVFEX Market Capitalization \n \nReflecting an increase in demand for stocks on \nthe USD denominated bourse, the market \ngained 2.28% to US$1.21 billion, compared to \nUS$1.18 billion recorded in the previous \nmonth. \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2023 \n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\n90,000\n100,000\n110,000\n120,000\n130,000\n0\n100\n200\n300\n400\n500\n600\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n60\n70\n80\n90\n100\n110\n120\n130\n140\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n31-Oct-23\n30-Nov-23\n31-Dec-23\n0.00\n0.20\n0.40\n0.60\n0.80\n1.00\n1.20\n1.40\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nUS$ Billion\n \n \n \n12 \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) stood at \nZW$42.05 trillion in December 2023, up from \nZW$37.57 trillion in the previous month. \nNPS transactions volumes increased by 10% to \n71.02 million in the reporting month from \n64.45 million in November 2023. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \nincreased by 11.45%, from ZW$23.69 trillion \nin the previous month to close at ZW$26.40 \ntrillion in December 2023. \nThe volume of RTGS transactions were lower \nby 0.05% to close at 924 thousand during the \nmonth under review, from 924.47 thousand in \nNovember 2023. \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$12.75 trillion, during the \nmonth under analysis, representing an increase \nof 10.29% from ZW$11.56 trillion recorded in \nNovember 2023. \nCash Transactions \nCash based transactions amounted to ZW$1.81 \ntrillion in December 2023, from ZW$1.70 \ntrillion in November 2023. \nCard Transactions \nCard based transactions were 24.32% higher to \nclose at ZW$2.90 trillion during the month \nunder review, compared to ZW$2.33 trillion \nrecorded in the previous month. \nINFLATION OUTTURN \n \nAnnual Inflation \nAnnual headline inflation rose to 26.5% in \nDecember 2023 from 21.6% recorded in \nNovember 2023. This was partially attributable \nto higher consumer spending during the festive \nseason and high exchange rate premiums. \nMonthly Inflation \nThe month-on-month inflation rate, increased \nto 4.7% in December 2023, from 4.5% in \nNovember 2023. Food inflation rose to 8.6% in \nDecember 2023, from 4.9% in November 2023. \nMonthly non-food inflation was lower at 2.9% \nin December 2023, from 4.4% registered in the \nprevious month. \n \n \n -\n 2,000.0\n 4,000.0\n 6,000.0\n 8,000.0\n 10,000.0\n 12,000.0\n 14,000.0\n 16,000.0\n 18,000.0\n 20,000.0\n 22,000.0\n 24,000.0\n 26,000.0\n 28,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n \n \n13 \n \n \n \nFigure 17: Month-on-Month Inflation (%) \n \n \nSource: ZIMSTAT, 2023 \n \n \nFEBRUARY 2024 \nRESERVE BANK OF ZIMBABWE \n \n \n \n \n-5.00\n-2.00\n1.00\n4.00\n7.00\n10.00\n13.00\n16.00\n19.00\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFood and non alcoholic beverages\nNon food\nAll Items\n \n14 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n16 \n 2. Central Bank Survey \n \n \n \n \n \n \n17 \n \n3. Other Depository Corporations Survey \n \n \n \n \n18 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n19 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n20 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n21 \n 5.2 Liabilities \n \n \n \n \n22 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n23 \n 6.2 Liabilities \n \n \n \n \n \n \n24 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n25 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n26 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n27 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n28 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n29 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n30 \n \n External Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n \n15 \n \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n32 \n \n National Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n33 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n34 \n \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n35 \n \n \n \n \n \n \n \n \n \n 16 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nDec-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nNet Foreign Assets\n-2,301,765,618.46\n-2,085,714,926.41\n-2,301,765,618.46 -2,768,770,567.35 -2,973,301,439.14 -3,029,571,037.94 -3,592,508,488.23 -8,614,351,669.20 -17,037,826,284.18 -14,270,652,392.93 -14,337,307,783.85 -16,543,175,351.51 -17,602,887,571.92 -18,190,158,535.84\n-18,983,266,821.33\nCentral Bank(net)\n-2,780,839,763.05\n-2,593,755,912.16\n-2,780,839,763.05 -3,343,568,149.26 -3,725,651,869.12 -3,773,983,623.21 -4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43 -17,908,236,910.38 -17,794,218,195.35 -20,399,608,502.41 -21,258,160,390.19 -21,996,099,754.12\n-22,877,516,536.28\nForeign Assets\n653,511,533.22\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\nForeign Liabilities\n3,434,351,296.28\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90 11,790,225,625.10 25,905,673,118.52 20,206,777,545.43 20,151,631,528.08 23,268,748,342.26 24,188,648,281.96\n24,718,852,675.06 25,627,658,812.83\nOther Depository Corporations(net)\n479,074,144.60\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\nForeign Assets\n656,889,016.74\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\nForeign Liabilities\n177,814,872.15\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\nNet Domestic Assets (NDA)\n4,639,992,601.29\n4,157,026,534.98\n4,639,992,601.29 5,466,131,034.04 5,901,544,727.24 6,224,896,705.38\n7,191,111,363.85 15,853,317,101.49 31,313,301,345.50 27,274,104,611.26 27,749,089,859.15 32,257,244,143.95 34,393,176,141.37 35,818,339,505.91\n37,897,853,613.38\nDomestic Claims\n1,887,872,636.21\n1,634,150,767.46\n1,887,872,636.21 2,178,096,571.94 2,412,375,453.77 2,817,271,797.47 3,128,143,876.12\n6,606,083,920.89 10,786,056,145.65 11,207,654,299.27 11,130,787,030.69 13,243,831,437.83 14,241,944,406.81 14,910,051,909.59\n16,814,566,483.22\nClaims on Central Government(net\n474,594,482.66\n350,064,095.72\n474,594,482.66\n468,584,636.74\n482,484,485.80\n627,021,736.70\n809,483,964.69\n1,453,508,596.11\n-321,410,956.46\n2,032,323,436.46\n2,150,580,804.93\n2,606,214,821.09\n2,827,871,126.74\n3,571,682,582.50\n4,786,980,909.99\nClaims on Central Government\n633,310,020.08\n532,069,052.32\n633,310,020.08\n781,764,304.23\n961,476,154.82\n1,030,581,569.13\n1,109,723,491.62\n1,853,707,138.97\n3,237,920,191.20\n3,137,951,747.03\n3,471,122,173.32\n3,948,824,640.88\n4,022,430,300.76\n4,506,540,165.69\n5,826,109,037.18\nCentral Bank\n344,351,637.74\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\nODCs\n288,958,382.34\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\nLess Liabilities to Central Governm\n158,715,537.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\n478,991,669.02\n403,559,832.42\n300,239,526.93\n400,198,542.86\n3,559,331,147.66\n1,105,628,310.57\n1,320,541,368.39\n1,342,609,819.78\n1,194,559,174.02\n934,857,583.19\n1,039,128,127.19\nCentral Bank\n150,848,789.30\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\n1,047,505,869.78\n801,382,215.73\n837,643,254.89\nODCs\n7,866,748.12\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\nClaims on Other Sectors\n1,413,278,153.55\n1,284,086,671.74\n1,413,278,153.55\n1,709,511,935.20\n1,929,890,967.97\n2,190,250,060.77\n2,318,659,911.43\n5,152,575,324.78 11,107,467,102.11\n9,175,330,862.81\n8,980,206,225.76 10,637,616,616.74 11,414,073,280.07\n11,338,369,327.09\n12,027,585,573.22\nOther Financial Corporations\n162,860,664.99\n143,554,205.91\n162,860,664.99\n176,029,053.38\n189,742,321.73\n202,939,856.36\n127,476,071.53\n204,879,115.02\n372,829,596.47\n286,485,380.68\n286,556,911.67\n345,395,684.06\n402,497,102.41\n366,785,937.06\n210,979,095.28\nState and Local Government\n282,613.13\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\nPublic Non Financial Corporations\n161,725,797.02\n150,370,660.24\n161,725,797.02\n198,192,725.01\n221,082,772.48\n244,918,005.85\n282,369,808.93\n680,427,260.99\n1,426,648,513.58\n1,144,767,740.03\n942,115,955.79\n1,023,405,149.25\n1,124,773,262.90\n758,994,509.56\n779,253,503.92\nPrivate Sector\n1,088,409,078.41\n989,858,253.51\n1,088,409,078.41\n1,335,038,917.19\n1,518,868,431.51\n1,742,242,420.81\n1,908,714,754.59\n4,267,188,606.15\n9,307,905,990.36\n7,744,009,668.94\n7,751,457,555.47\n9,268,723,734.89\n9,886,704,858.20\n10,212,529,111.24\n11,037,279,520.17\nCentral Bank\n13,440,290.49\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\nODCs\n1,074,968,787.92\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57 10,935,005,816.39\nOther Items(Net)\n-2,752,119,965.08\n-2,522,875,767.52\n-2,752,119,965.08 -3,288,034,462.10 -3,489,169,273.48 -3,407,624,907.90 -4,062,967,487.72 -9,247,233,180.60 -20,527,245,199.85 -16,066,450,311.99 -16,618,302,828.46 -19,013,412,706.11 -20,151,231,734.56 -20,908,287,596.32 -21,083,287,130.17\nShares and Other Equity\n-2,434,507,949.48\n-2,460,253,452.61\n-2,434,507,949.48 -2,961,726,923.10 -3,217,266,965.75 -3,126,405,163.73 -3,579,533,655.47 -9,203,936,084.43 -19,402,711,215.33 -14,321,122,638.86 -14,203,729,090.13 -16,555,368,520.87 -17,032,283,456.63 -17,122,059,892.58\n-17,570,066,635.33\nLiabilities to Other Financial Corporations\n752,479.25\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\nRestricted Deposits\n42,455,011.89\n59,785,332.00\n42,455,011.89\n52,836,636.96\n95,262,450.25\n116,383,765.15\n168,057,733.95\n452,445,666.52\n929,649,277.24\n832,146,281.94\n481,313,635.70\n652,311,438.83\n616,319,027.72\n598,451,618.98\n634,635,960.65\nDeposits and Securities Excluded from Base\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-360,819,506.73\n-122,747,262.48\n-360,819,506.73\n-379,819,710.07\n-370,273,739.26\n-401,318,137.73\n-657,910,369.64\n-526,326,106.66\n-2,118,505,135.97\n-2,635,730,123.79\n-2,952,638,982.49 -3,200,388,021.66\n-3,818,709,066.54\n-4,474,676,984.97\n-4,286,579,012.59\nBroad Money-M3\n2,338,226,982.83\n2,071,311,608.56\n2,338,226,982.83 2,697,360,466.69 2,928,243,288.10 3,195,325,667.44 3,598,602,875.61\n7,238,965,432.29 14,275,475,061.32 13,003,452,218.33 13,411,782,075.30 15,714,068,792.44 16,790,288,569.45 17,628,180,970.07 18,914,586,792.05\nSecurities Other than Shares Included in \nBroad Money\n14,148,964.76\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\n1,843,391.22\n4,659,433.86\n4,243,581.90\n2,137,443.55\n3,182,683.74\n2,685,488.92\n3,497,226.23\n4,173,191.32\n42,811,406.21\nBroad Money-M2\n2,324,078,018.07\n2,057,873,086.69\n2,324,078,018.07 2,682,303,994.66 2,912,531,632.80 3,179,243,047.93 3,596,759,484.40\n7,234,305,998.43 14,271,231,479.42 13,001,314,774.78 13,408,599,391.56 15,711,383,303.52 16,786,791,343.22 17,624,007,778.75 18,871,775,385.85\nOther Deposits\n233,411,780.44\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\nof which Foreign Currency Accounts\n121,810,432.21\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\nNarrow Money-M1\n2,090,666,237.62\n1,868,674,949.05\n2,090,666,237.62 2,407,265,283.35 2,618,757,381.64 2,846,507,551.90 3,327,871,127.16\n6,679,000,239.69 13,204,658,167.27 12,176,656,804.16 12,548,397,342.75 14,765,873,592.55 15,599,407,297.79 16,384,919,989.43 17,584,571,423.18\nTransferable Deposits\n2,086,456,095.48\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n2,612,610,043.68\n2,840,026,628.31\n3,320,722,893.78\n6,671,063,283.95 13,196,303,401.12 12,166,873,421.72 12,538,725,239.63 14,755,523,314.82 15,588,193,442.31\n16,373,116,452.32\n17,572,220,001.14\n Of which Foreign Currency Accounts\n1,327,590,772.37\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\n1,754,513,308.92\n1,869,072,784.19\n2,148,792,572.06\n5,274,426,984.71 11,635,488,089.25 10,099,330,132.00 10,173,498,286.11 12,310,342,777.52 12,429,076,347.34\n12,757,305,066.07 13,397,781,145.35\nCurrency Outside Depository Corporation\n4,210,142.14\n4,108,746.53\n4,210,142.14\n4,740,785.16\n6,147,337.96\n6,480,923.60\n7,148,233.38\n7,936,955.74\n8,354,766.15\n9,783,382.43\n9,672,103.13\n10,350,277.73\n11,213,855.47\n11,803,537.12\n12,351,422.04\nMemorandum Items\nReserve Money\n104,044,194.67\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\nFCAs as a Percentage of Deposits in M\n56.9%\n58.6%\n56.9%\n60.4%\n60.0%\n58.6%\n59.8%\n72.9%\n87.5%\n77.7%\n75.9%\n78.4%\n74.1%\n72.4%\n70.9%\nEnd Period Exchange Rate\n684.33\n654.93\n684.33\n796.52\n889.13\n929.86\n1,047.44\n2,577.06\n5,739.80\n4,516.80\n4,608.11\n5,466.75\n5,698.96\n5,791.08\n6,104.72\nSource: Reserve Bank of Zimbabwe, 2023\n \n \n \n17 \n \n \nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nNet Foreign Assets\n-2,780,839,763.05 -3,343,568,149.26 -3,725,651,869.12 -3,773,983,623.21 -4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43\n-17,908,236,910.38\n-17,794,218,195.35\n-20,399,608,502.41\n-21,258,160,390.19 -21,996,099,754.12 -22,877,516,536.28\nClaims on Non Residents\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\nOfficial Reserves Assets\n408,577,461.48\n261,809,981.40\n249,068,733.08\n171,692,411.97\n146,106,760.95\n332,915,935.99\n2,747,791,086.61\n550,426,343.44\n609,700,872.98\n873,028,937.84\n901,998,462.96\n664,790,048.98\n670,897,605.40\nOther Foreign Assets\n244,934,071.75\n325,157,903.30\n366,364,910.31\n393,280,706.32\n341,006,760.85\n937,082,270.13\n2,252,779,306.49\n1,748,114,291.61\n1,747,712,459.75\n1,996,110,902.01\n2,028,489,428.81\n2,057,962,871.96\n2,079,244,671.16\nLess Liabilities to Non Residents\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\n20,206,777,545.43\n20,151,631,528.08\n23,268,748,342.26\n24,188,648,281.96\n24,718,852,675.06\n25,627,658,812.83\nShort Term Liabilities\n1,701,709,036.15 1,909,558,866.94 2,114,914,934.40 2,213,818,403.03 2,487,318,302.19\n6,071,100,761.93 13,223,388,517.77\n10,191,496,163.68\n10,241,615,661.93\n508,139,221.79\n641,056,314.20\n562,466,631.94\n406,661,995.76\nOther Foreign Liabilities*\n1,732,642,260.13 2,020,977,167.02 2,226,170,578.11 2,125,138,338.48 2,390,824,946.71\n5,719,124,863.17 12,682,284,600.75\n10,015,281,381.75\n9,910,015,866.15\n22,760,609,120.47\n23,547,591,967.77 24,156,386,043.12 25,220,996,817.07\n of which blocked funds\n800,314,020.03\n918,840,100.80 1,016,910,134.72\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\n4,846,720,895.68\n3,809,201,616.00\n3,638,215,070.80\n4,306,782,215.73\n4,458,649,260.58\n4,527,891,788.72\n4,848,587,011.60\nNet Domestic Assets (NDA)\n2,884,883,957.73\n3,466,565,811.34\n3,929,688,003.03\n4,006,880,277.83\n4,667,525,806.22\n11,040,839,328.64\n21,970,001,166.44\n18,911,280,665.28\n18,856,310,785.44\n21,712,015,794.14\n23,045,597,687.06\n23,813,608,066.13\n24,898,731,832.92\nDomestic Claims\n327,159,834.74\n344,411,001.58\n335,732,732.21\n472,690,115.90\n659,259,617.17\n1,372,281,553.64\n119,647,192.81\n1,998,051,204.96\n1,989,009,848.49\n2,124,654,018.98\n2,554,218,968.05\n2,641,632,922.32\n2,838,457,080.43\nNet Claims on Central Government\n193,502,848.44\n190,370,159.19\n160,578,844.90\n272,152,063.05\n427,038,554.01\n846,395,323.03\n-880,708,099.75\n1,163,345,993.77\n1,334,037,332.32\n1,392,198,926.28\n1,691,267,935.09\n2,176,888,083.95\n2,348,627,867.51\nClaims on Central Government\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\nOf which: Securities Other than Shares\n93,911,678.51\n115,798,163.17\n141,163,866.74\n163,408,985.73\n197,483,744.44\n491,408,539.76\n1,282,058,425.55\n1,041,256,825.36\n1,354,647,836.07\n1,738,161,413.25\n1,883,996,199.01\n1,984,147,610.08\n2,219,186,779.04\nLoans\n250,439,959.22\n345,930,338.13\n487,366,456.84\n506,114,184.46\n520,092,134.91\n704,673,598.81\n963,954,456.29\n847,281,667.16\n918,405,362.59\n882,144,726.34\n854,777,605.86\n994,122,689.61\n967,084,343.36\n Loans and Advances\n83,409,676.25\n92,638,154.51\n100,736,810.22\n112,483,069.83\n126,461,020.28\n298,686,901.35\n557,967,758.83\n441,294,969.70\n453,167,575.54\n416,906,939.29\n389,539,818.81\n450,658,841.88\n423,620,495.64\nAmounts Due from Gvt including SDR Draw\n167,030,282.97\n253,292,183.61\n386,629,646.61\n393,631,114.63\n393,631,114.63\n405,986,697.46\n405,986,697.46\n405,986,697.46\n465,237,787.05\n465,237,787.05\n465,237,787.05\n543,463,847.72\n543,463,847.72\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\n1,047,505,869.78\n801,382,215.73\n837,643,254.89\nOf which: Deposits\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\n1,047,505,869.78\n801,382,215.73\n837,643,254.89\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n133,656,986.31\n154,040,842.39\n175,153,887.31\n200,538,052.85\n232,221,063.16\n525,886,230.61\n1,000,355,292.57\n834,705,211.19\n654,972,516.17\n732,455,092.70\n862,951,032.96\n464,744,838.37\n489,829,212.93\nOther Financial Corporations\n8,835,802.24\n9,415,510.50\n10,113,325.42\n10,623,469.30\n10,883,730.62\n10,991,470.34\n12,986,635.27\n12,976,151.03\n13,602,645.94\n14,588,403.94\n63,414,783.51\n25,307,666.81\n28,216,636.43\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n111,380,893.58\n130,305,094.55\n149,674,109.51\n171,503,627.58\n200,192,374.04\n491,887,660.82\n963,938,268.05\n778,956,909.14\n579,963,269.97\n638,411,611.26\n707,274,263.92\n341,962,235.89\n359,338,872.72\nPrivate Sector\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\nClaims on Other Depository Corporations\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\nOf which: Loans\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\nOther Liabilities to ODCs\n685,265,981.82\n730,178,263.75\n655,353,298.81\n642,344,547.18\n750,760,102.33\n1,433,201,083.09\n2,673,344,290.58\n2,908,051,423.81\n3,106,048,719.94\n3,107,865,677.76\n3,216,633,940.85\n3,876,066,859.55\n3,854,578,282.87\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n373,427,746.87\n355,071,440.18\n307,661,257.90\n318,264,602.32\n358,416,719.69\n479,833,629.00\n683,711,355.79\n1,196,912,067.35\n1,309,913,863.13\n1,094,629,530.65\n1,078,752,001.46\n1,460,737,223.38\n1,519,969,710.79\nOther Items(Net)\n-3,218,570,564.85\n-3,811,099,538.68\n-4,205,812,628.87\n-4,130,691,813.85\n-4,712,021,791.09\n-10,984,933,611.94\n-24,256,074,208.16\n-19,559,977,562.21\n-19,734,596,625.30\n-22,488,218,425.97\n-23,478,665,250.56\n-24,801,814,491.19\n-25,648,587,744.63\nShares and Other Equity\n-3,148,249,301.82\n-3,673,971,825.27\n-4,085,919,716.08\n-4,078,823,961.23\n-4,620,636,211.04\n-11,291,316,467.09\n-25,202,259,045.14\n-19,805,080,179.46\n-19,579,648,458.36\n-22,753,122,010.85\n-23,550,146,670.91\n-23,892,801,192.96\n-25,053,448,230.86\nOther Items(Net)\n-118,055,939.45\n-221,456,181.24\n-233,402,893.37\n-175,955,067.06\n-276,252,783.87\n-165,894,326.27\n-1,658,390.99\n-603,417,014.29\n-652,393,199.08\n-396,662,893.13\n-589,895,589.07\n-1,529,336,116.22\n-1,251,036,312.37\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n47,734,676.42\n84,328,467.83\n113,509,980.58\n124,087,214.44\n184,867,203.81\n472,277,181.43\n947,843,227.98\n848,519,631.54\n497,445,032.14\n661,566,478.01\n661,377,009.41\n620,322,818.00\n655,896,798.59\nMonetary Base \n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\nBond Coins\n99,645.38\n99,645.41\n99,645.43\n97,745.29\n90,572.71\n83,649.70\n80,542.92\n79,344.94\n79,163.84\n79,154.38\n79,154.84\n78,794.30\n76,968.83\nBond Notes\n7,472,198.27\n7,439,947.85\n7,927,761.49\n8,414,729.87\n8,902,316.39\n8,960,488.74\n10,258,707.59\n11,193,057.46\n11,885,047.43\n12,736,767.90\n13,560,105.45\n14,430,019.79\n15,672,830.10\nLiabilities to ODCs\n96,472,351.03\n115,458,068.82\n196,008,726.99\n224,384,179.46\n267,503,190.02\n511,567,771.23\n1,054,559,190.50\n991,771,352.50\n1,050,128,378.82\n1,299,591,369.47\n1,773,798,036.58\n1,802,999,497.91\n2,005,465,497.72\n Local Currency Reserve Deposits\n51,076,733.16\n56,112,655.93\n63,026,207.68\n72,736,726.53\n86,910,489.22\n105,795,700.01\n182,612,061.98\n243,159,063.25\n295,859,644.01\n344,623,158.66\n400,041,844.52\n449,770,161.09\n533,568,035.27\n Foreign Currency Reserve Deposits\n45,295,252.88\n59,244,974.53\n132,882,154.31\n151,547,087.93\n180,492,335.81\n405,671,706.23\n871,846,763.53\n718,611,889.52\n724,265,967.76\n924,967,845.81\n1,343,755,827.07\n1,323,159,638.08\n1,441,895,201.47\n Exess reserves \n100,364.99\n100,438.36\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n30,000,399.73\n30,002,767.04\n30,000,364.99\n30,000,364.99\n30,069,698.74\n30,002,260.98\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2023\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n18 \n \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nNet Foreign Assets\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\nClaims on Non Residents\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\nOf Which: Foreign Currency\n295,435,074.49\n381,966,212.75\n436,062,788.15\n425,326,479.00\n462,081,408.59\n1,048,116,376.82\n2,249,201,574.76\n1,584,403,308.04\n1,505,916,176.81\n2,015,621,585.66\n2,312,575,134.73\n2,558,589,332.45\n2,868,505,570.48\nDeposits\n359,872,194.36\n387,899,225.52\n540,045,460.79\n573,864,075.80\n652,301,901.26\n1,639,116,293.75\n3,441,353,382.68\n3,502,402,457.26\n3,423,237,567.41\n3,515,981,784.12\n2,903,444,523.75\n3,019,701,118.75\n2,843,740,238.47\nOther\n1,581,747.89\n1,836,119.68\n2,016,591.60\n2,290,917.65\n3,281,237.94\n3,802,932.12\n16,819,067.74\n13,134,469.43\n13,524,856.19\n15,509,855.15\n16,447,186.84\n13,791,770.44\n16,837,172.93\nLess Liabilities to Non Residents\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\nOf Which: Deposits\n89,384,232.63\n93,815,500.56\n109,244,589.40\n121,808,803.93\n153,776,940.69\n378,197,467.04\n820,337,332.33\n764,960,085.21\n772,511,911.80\n827,268,243.95\n655,899,412.79\n782,004,591.95\n776,859,238.67\nLoans\n88,430,639.51\n103,088,475.48\n116,529,821.16\n135,260,083.25\n165,366,368.23\n406,962,385.88\n1,019,760,251.61\n697,395,632.08\n713,256,277.09\n863,411,830.08\n921,294,614.24\n1,004,136,411.41\n1,057,974,028.26\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n1,849,663,031.57\n2,086,330,268.75\n2,151,497,989.83\n2,436,728,709.28\n2,776,123,933.49\n5,305,321,211.88\n10,381,649,903.19\n9,339,710,968.86\n9,929,068,164.23\n11,838,030,324.64\n13,078,743,914.01\n13,788,565,015.66\n14,986,724,817.13\nDomestic Claims\n1,560,712,801.46\n1,833,685,570.36\n2,076,642,721.56\n2,344,581,681.58\n2,468,884,258.96\n5,233,802,367.26\n10,666,408,952.84\n9,209,603,094.31\n9,141,777,182.20\n11,119,177,418.85\n11,687,725,438.76\n12,268,418,987.27\n13,976,109,402.78\nNet Claims on Central Government\n281,091,634.22\n278,214,477.55\n321,905,640.90\n354,869,673.65\n382,445,410.68\n607,113,273.08\n559,297,143.29\n868,977,442.69\n816,543,472.61\n1,214,015,894.82\n1,136,603,191.66\n1,394,794,498.55\n2,438,353,042.48\nClaims on Central Government\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\nSecurities\n288,843,960.96\n319,807,352.36\n332,626,867.19\n360,626,182.29\n391,587,790.26\n653,025,854.60\n981,773,844.67\n1,242,045,163.04\n1,190,599,025.63\n1,318,582,684.20\n1,272,839,666.04\n1,517,348,442.88\n2,627,512,618.11\nLoans\n114,421.39\n228,450.57\n318,964.05\n432,216.64\n559,822.02\n4,599,145.80\n10,133,464.70\n7,368,091.47\n7,469,949.03\n9,935,817.09\n10,816,829.86\n10,921,423.13\n12,325,296.66\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n0.00\n-\n \nLess Liabilities to Central Government\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\nOf which: Deposits\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n1,279,621,167.24\n1,555,471,092.81\n1,754,737,080.66\n1,989,712,007.92\n2,086,438,848.27\n4,626,689,094.18\n10,107,111,809.54\n8,340,625,651.62\n8,325,233,709.58\n9,905,161,524.04\n10,551,122,247.10\n10,873,624,488.72\n11,537,756,360.30\nOther Financial Corporations\n154,024,862.75\n166,613,542.88\n179,628,996.31\n192,316,387.05\n116,592,340.90\n193,887,644.68\n359,842,961.20\n273,509,229.65\n272,954,265.73\n330,807,280.13\n339,082,318.90\n341,478,270.25\n182,762,458.86\nState and Local Government\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\nPublic Non Financial Corporations\n50,344,903.44\n67,887,630.46\n71,408,662.97\n73,414,378.27\n82,177,434.89\n188,539,600.17\n462,710,245.53\n365,810,830.89\n362,152,685.81\n384,993,537.99\n417,498,998.98\n417,032,273.67\n419,914,631.20\nPrivate Sector\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\nClaims on the Central Bank\n655,646,094.75\n706,967,379.44\n745,768,616.10\n819,662,608.72\n973,967,364.65\n2,050,173,260.89\n4,434,783,343.65\n4,138,866,267.43\n4,653,650,898.99\n5,265,804,171.22\n5,912,703,283.03\n6,326,849,329.56\n5,977,105,227.74\nCurrency\n3,361,701.51\n2,798,808.10\n1,880,068.97\n2,031,551.56\n1,844,655.72\n1,107,182.70\n1,984,484.37\n1,489,019.97\n2,292,108.14\n2,465,644.54\n2,425,404.82\n2,705,276.98\n3,398,376.89\nReserves\n652,284,393.24\n704,168,571.34\n743,888,547.13\n817,631,057.16\n972,122,708.94\n2,049,066,078.19\n4,424,349,970.82\n4,137,377,247.46\n4,651,358,790.85\n5,263,338,526.67\n5,910,277,878.21\n6,324,144,052.58\n5,973,706,850.85\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n8,448,888.46\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n10,597,782.72\n4,974,293.62\n8,092,936.71\n9,639,861.61\n13,321,881.07\n78,332,582.02\n39,166,568.11\n87,827,165.17\n84,841,425.78\n82,493,417.82\n84,628,889.30\n92,939,919.06\n55,157,360.84\nOther Items(Net)\n356,098,081.93\n449,348,387.42\n662,820,411.12\n717,875,719.41\n653,405,809.04\n1,900,321,834.26\n4,680,375,825.19\n3,920,931,227.71\n3,781,518,491.17\n4,464,457,847.61\n4,437,055,918.48\n4,713,763,382.12\n4,911,332,452.56\nShares and Other Equity\n713,741,352.34\n712,244,902.17\n868,652,750.33\n952,418,797.50\n1,041,102,555.56\n2,087,380,382.66\n5,799,547,829.81\n5,483,957,540.60\n5,375,919,368.23\n6,197,753,489.98\n6,517,863,214.28\n6,770,741,300.38\n7,483,381,595.52\nLiabilities to other ressident sectors\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\nOther Items(Net)\n-358,395,749.66\n-263,572,048.85\n-208,941,320.50\n-238,257,706.49\n-394,115,549.96\n-217,641,892.37\n-1,183,493,878.83\n-1,621,282,481.61\n-1,651,152,485.52\n-1,823,328,039.96\n-2,164,249,056.68\n-2,146,975,580.51\n-2,710,771,700.07\nDeposits and Securities Included in Broad Money\n2,328,737,176.16\n2,661,127,850.66\n2,903,848,419.81\n3,181,141,294.55\n3,574,645,172.37\n7,211,196,961.65\n14,248,926,344.43\n12,977,295,486.31\n13,385,978,575.73\n15,694,463,475.53\n16,734,016,732.29\n17,594,506,233.94\n18,880,974,532.07\nDeposits Included in Broad Money\n2,314,588,211.40\n \n2,646,071,378.63\n \n2,888,136,764.51\n \n3,165,058,675.05\n \n3,572,801,781.15\n \n7,206,537,527.79\n \n14,244,682,762.54\n \n12,975,158,042.76\n \n13,382,795,891.99\n \n15,691,777,986.61\n \n16,730,519,506.06\n \n17,590,333,042.62\n18,838,163,125.87\n \nTransferable Deposits\n2,081,176,430.96\n \n2,371,032,667.32\n \n2,594,362,513.35\n \n2,832,323,179.02\n \n3,303,913,423.92\n \n6,651,231,769.05\n \n13,178,109,450.38\n \n12,150,500,072.13\n \n12,522,593,843.18\n \n14,746,268,275.64\n \n15,543,135,460.62\n \n16,351,245,253.30\n17,550,959,163.20\n \n of which FCAs\n1,325,367,130.51\n \n1,623,313,580.02\n \n1,750,982,009.54\n \n1,865,387,117.78\n \n2,144,912,895.57\n \n5,273,965,984.48\n \n11,634,530,484.57\n \n10,099,327,960.39\n \n10,172,409,984.27\n \n12,309,119,479.36\n \n12,388,978,422.26\n \n12,751,597,340.40\n13,391,882,427.59\n \nOther Deposits\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n of which FCAs\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\nMoney Market Instruments\n14,148,964.76\n \n15,056,472.03\n \n15,711,655.30\n \n16,082,619.50\n \n1,843,391.22\n \n4,659,433.86\n \n4,243,581.90\n \n2,137,443.55\n \n3,182,683.74\n \n2,685,488.92\n \n3,497,226.23\n \n4,173,191.32\n42,811,406.21\n \nSource:Reserve Bank of Zimbabwe,2023\n \n \n \n \n19 \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0 1,390,786.2 3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8 1,046,257.0 3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7 1,184,706.9 4,116,277.7\n34,404,887.7\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n21 \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \nSource:Reserve Bank of Zimbabwe,2023\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n23 \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n24 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\nSource:Reserve Bank of Zimbabwe,2023\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n25 \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\nSource:Reserve Bank of Zimbabwe,2023\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n26 \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\nSource: Reserve Bank of Zimbabwe,2023\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n27 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\n2023\nJan\n100.00-240.00\n90.05\n116.03\nFeb\n65.00-230.00\n60.12\n80.88\nMar\n65.00-230.00\n74.35\n81.46\nApr\n70.00-230.00\n74.48\n86.96\nMay\n70.00-230.00\n77.86\n83.61\nJun\n70.00-155.00\n76.33\n92.64\nJul\n64.00-155.00\n77.82\n94.80\nAug\n64.00-155.00\n77.63\n93.18\nSep\n64.00-160.00\n76.49\n92.69\nOct\n64.00-160.00\n71.72\n92.43\nNov\n64.00-160.00\n70.15\n93.15\nDec\n64.00-155.00\n69.02\n93.77\nSource:Reserve Bank of Zimbabwe, 2023\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n28 \n \n \n \n \n29 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n-3.00\n-2.06\n-0.28\n-2.74\n-1.04\n-0.84\n-1.06\n-4.48\n11.15\n4.75\n-4.37\n-0.58\n0.53\n-0.31\nFeb\n-12.36\n-10.83\n-2.89\n-12.30\n-10.59\n-10.28\n22.91\n-8.51\n14.28\n-12.28\n-6.48\n-5.06\n-7.72\n-5.72\nMar\n9.23\n9.65\n16.27\n2.69\n16.74\n0.11\n17.92\n22.40\n-27.82\n-11.98\n-11.43\n4.92\n-3.80\n2.78\nApr\n11.89\n-6.38\n-7.22\n10.27\n-0.98\n-8.34\n-15.68\n-12.00\n-12.48\n-7.83\n0.34\n-3.49\n10.74\n-0.21\nMay\n-0.71\n-5.16\n9.16\n-0.59\n-8.60\n-3.90\n-4.34\n-3.82\n-7.21\n4.44\n-0.85\n1.57\n0.57\n1.32\nJun\n4.42\n3.69\n8.01\n-2.64\n7.91\n12.94\n19.95\n11.11\n9.88\n-4.54\n0.25\n6.01\n-2.51\n3.85\nJul\n7.34\n4.46\n-0.64\n4.36\n4.41\n5.10\n11.54\n-6.38\n-6.24\n-7.89\n-14.18\n0.79\n11.88\n3.43\nAug\n-4.40\n0.30\n0.59\n0.10\n-0.31\n1.24\n36.61\n-3.95\n2.75\n-0.69\n5.74\n1.56\n-1.86\n0.68\nSep\n0.21\n-0.46\n0.55\n-3.17\n-0.67\n-4.96\n4.69\n0.09\n-1.55\n-2.85\n-3.21\n-0.89\n-0.32\n-0.75\nOct\n-0.88\n-2.63\n4.38\n-3.89\n-0.08\n0.32\n0.85\n0.23\n0.20\n2.44\n0.36\n1.29\n0.48\n1.08\nNov\n1.65\n2.18\n0.83\n-0.14\n1.65\n1.13\n0.02\n0.57\n12.03\n3.79\n0.14\n1.72\n3.63\n2.20\nDec\n1.90\n3.21\n2.81\n1.47\n0.60\n2.51\n-0.25\n0.15\n-1.18\n3.98\n1.26\n2.14\n3.92\n2.60\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\nSource:Zimstat, 2023\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nTOTAL NON\n \n \n \n30 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJun\n49.10\n-10.07\n29.30\n-16.31\n1.57\n-10.74\n24.86\n25.51\n-53.67\n-27.59\n-13.54\n9.22\n44.68\n15.98\nJul\n51.72\n-10.57\n31.42\n-14.75\n0.95\n-2.95\n46.48\n8.81\n-54.66\n-35.14\n-34.68\n8.73\n54.96\n17.77\nAug\n41.24\n-5.57\n34.15\n-8.90\n11.10\n-6.93\n98.46\n4.21\n-53.15\n-34.91\n-29.70\n10.35\n42.88\n17.03\nSep\n54.50\n5.38\n41.86\n4.35\n14.13\n-7.18\n106.87\n-1.44\n-33.62\n-14.65\n-13.91\n21.81\n65.73\n30.52\nOct\n19.20\n-16.47\n38.22\n-16.86\n1.99\n-16.89\n109.61\n-14.02\n-26.79\n-24.38\n-27.05\n7.83\n18.98\n10.42\nNov\n16.40\n-8.49\n38.98\n-10.94\n5.74\n-10.42\n118.10\n-9.99\n-17.04\n-26.54\n-26.56\n10.98\n18.95\n12.90\nDec\n13.75\n-5.58\n33.93\n-7.91\n6.56\n-6.80\n122.72\n-8.61\n-13.92\n-26.98\n-29.39\n9.88\n14.77\n11.10\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\nSource:Zimstat, 2023\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n31 \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\nSource: Reserve Bank of Zimbabwe, 2023\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \n \n32 \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\nSource:Zimbabwe Stock Exchange, 2023\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n33 \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n5294044.5\n-\n341571.3\n79754.6\n355007.3\n1517972.6\nMay\n6275310.7\n-\n518333.9\n173170.7\n532078.6\n3274968.5\nJun\n17059664.0\n-\n882362.6\n615190.9\n1210486.2\n6640627.1\nJul\n17859586.4\n-\n1033836.9\n541445.6\n1620242.8\n6077538.3\nAug\n17955865.5\n-\n1017990.5\n649827.9\n1440537.4\n6244772.4\nSep\n18690087.0\n-\n1221725.3\n773363.9\n1672654.2\n7746084.3\nOct\n19808639.1\n-\n1264577.2\n826681.2\n5116902.9\n8661662.9\nNov\n23685304.8\n-\n1429269.5\n901515.6\n1999069.4\n9557300.7\nDec\n26396219.4\n-\n1805050.5\n1092682.6\n2604059.2\n10150615.3\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n35 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\nSource: ZIMSTAT, 2023\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_December_2023.pdf"}
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diff --git a/clean/cb_requests/95caa71db2f0b7d8bb7edb1dd20a8aa4.json b/clean/cb_requests/95caa71db2f0b7d8bb7edb1dd20a8aa4.json
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index 0000000000000000000000000000000000000000..aa3f15c71a22c10711c48f71f5ac721efab0cd78
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@@ -0,0 +1 @@
+{"doc_id": "95caa71db2f0b7d8bb7edb1dd20a8aa4", "text": "1 \n \nPUBLIC \nPUBLIC \n \nBANK OF GHANA \nMONETARY POLICY COMMITTEE \nPRESS RELEASE \n18 March 2026 \n \n \nThe Monetary Policy Committee (MPC) held its 129th regular meetings from 16-18 \nMarch 2026 to review recent economic developments and assess risks to the outlook \nfor inflation and growth. This statement summarises the key discussions and the \nCommittee's decision on the Monetary Policy Rate. \n \nAt the previous meeting in January, global growth was resilient, supported by \naccommodative monetary policy stance in advanced economies, stronger consumer \nand business confidence, and increased investment spending, especially by \ntechnology firms. However, the global environment has since changed drastically, \nlargely due to the Middle East conflict. \n \nThe conflict has disrupted global supply chains, increased crude oil market volatility, \nraised financial stability concerns, and heightened global uncertainty. Although global \nheadline inflation has been on a downward trajectory, the recent surge in oil prices \nhas renewed inflation concerns and may compel some central banks to reassess their \nmonetary policy stance. Consequently, global financing conditions, which remain \nbroadly accommodative, could tighten in the near term. Depending on the intensity \nand duration of the conflict, these developments could weigh on the global economic \noutlook. \n \nOn the domestic front, provisional data released by the Ghana Statistical Service \nindicated that real GDP grew by 6.0 per cent in 2025, compared with 5.8 per cent in \n2024. Non-oil GDP growth accelerated to 7.6 per cent from 6.1 per cent over the same \nperiod, largely driven by the services and agriculture sectors. \n \nThe Bank’s high frequency real sector indicators pointed to a sustained pickup in \neconomic activity. The real Composite Index of Economic Activity recorded an annual \ngrowth of 8.4 per cent in January 2026 compared to 6.0 per cent for the corresponding \nperiod of 2025. Increased credit to the private sector by banks, industrial production, \ninternational trade activities, and consumption of goods and services by households \nand firms contributed to the improvement in economic activity. \n \nThe Bank’s confidence surveys conducted in February 2026, reflected positive \nconsumer and business sentiments. Consumer confidence improved on account of \neasing inflationary pressures and optimism about future economic conditions. \nSimilarly, business confidence strengthened on the back of realisation of operational \ntargets and optimism about industry prospects amid improving macroeconomic \nconditions. \n \n2 \n \nPUBLIC \nPUBLIC \n \nHeadline inflation declined further to 3.3 per cent in February 2026, from 5.4 per cent \nin December 2025, driven by both food and non-food inflation. Core inflation, which \nexcludes energy and utility items, also declined, indicating muted underlying price \npressures. Additionally, inflation expectations among consumers, businesses and the \nfinancial sector remained broadly anchored. The strong disinflation during the past 14 \nmonths has been supported by the relatively tight monetary policy stance, cedi \nappreciation, and improved food supply conditions. \n \nGrowth in monetary aggregates continued to slow in February 2026, reflecting the \nrelatively tight monetary policy stance. Reserve money contracted by 0.5 per cent \nyear-on-year in February, compared to 68.8 per cent growth a year earlier. Also, broad \nmoney supply growth eased to 16.0 per cent, from 33.1 per cent over the same period. \n \nInterest rates on short-term bills declined sharply in the first two months of 2026 on \nthe back of easing inflation expectations and fiscal restraint. Yield on the benchmark \ninstrument, the 91-day Treasury bill, declined sharply in February. Also, average bank \nlending rates declined to 19.2 per cent in February 2026, from 30.1 per cent same \nmonth last year, leading to a gradual increase in private sector credit. \n \nProvisional data showed that fiscal outturn for the period January to December 2025 \nwas marked by constrained government spending due to commitment control \nmeasures amid shortfalls in revenue. In the review period, the overall fiscal deficit on \ncommitment basis was 1.0 per cent of GDP, below the budget target deficit of 2.8 per \ncent. On commitment basis, the primary balance recorded a surplus of 2.6 per cent of \nGDP, exceeding the target of 1.5 per cent. At the end-December 2025, the provisional \npublic debt stock was equivalent to 45.3 per cent of GDP, down from 61.8 per cent at \nthe end-December 2024. \n \nThe banking sector performance improved in February 2026. Total assets increased \nsupported by domestic deposits, domestic borrowings, and shareholders’ funds. The \nasset growth was mainly driven by investments, which rose by 57.5 per cent, \ncompared to 8.6 per cent growth in February 2025. The financial soundness indicators \nin terms of profitability, liquidity, solvency, asset quality, and efficiency, all improved \nover the period. The Non-Performing Loan (NPL) ratio declined to 18.7 per cent in \nFebruary 2026 from 22.6 per cent a year earlier, driven by a pickup in bank credit and \na contraction in the NPL stock. Despite improvement in asset quality, the NPL ratio \nremains a key risk to the banking sector. Going forward, the Bank has put in place \nmeasures for the full implementation of the regulatory guidelines aimed at reducing \nNPLs in the banking industry. \n \nThe external sector remained strong at the start of the year. The trade surplus \nimproved to US$3.7 billion in the first two months, compared with US$2.1 billion during \nthe same period in 2025, driven by higher gold export earnings and modest import \ngrowth. Gross International Reserves increased to US$14.5 billion (equivalent to 5.8 \nmonths of import cover) as at end-February 2026, up from US$13.8 billion (5.7 months \nof import cover) at end-December 2025. Reflecting the strong external sector, the cedi \nhas remained relatively stable. Looking ahead, reserve accumulation is expected to \nstrengthen further under the Ghana Accelerated National Reserve Accumulation \nProgramme, which aims to increase the import cover to 15 months by 2028. \n \n3 \n \nPUBLIC \nPUBLIC \nIn taking the policy decision, the Committee noted continued improvements in \ndomestic macroeconomic conditions during the first two months of the year. However, \nrising geopolitical tensions in the Middle East have deepened uncertainty in the \nexternal sector. \n \nThe Bank’s latest forecast suggested that headline inflation will remain within the \nmedium-term target. Upside risks to the inflation outlook include the likely pass-\nthrough of higher crude oil prices and escalating geopolitical tensions. In the view of \nthe Committee, despite these upside risks to the inflation profile, the favourable \ndomestic macroeconomic conditions and high prevailing real interest rates provide \nscope to ease the policy rate further. \n \nConsequently, the Committee decided to reduce the monetary policy rate by 150 basis \npoint to 14.0 per cent. \n \nThe Committee will continue to closely monitor developments in the Middle East and \nits potential implications on the inflation outlook. The Committee stands ready to take \nappropriate policy actions as needed to safeguard price stability. \n \n \n \n \n \n \n \n \nInformational Note \nThe next Monetary Policy Committee (MPC) meeting is scheduled for 18-20 May \n2026. The meeting will conclude on 20 May 2026, with the announcement of the policy \ndecision.", "source": "BOG", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Press-Release-March-2026-1-2.pdf"}
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diff --git a/clean/cb_requests/95ea69514946c7d7c5e3ab752a0dea94.json b/clean/cb_requests/95ea69514946c7d7c5e3ab752a0dea94.json
new file mode 100644
index 0000000000000000000000000000000000000000..7853192f24b705367a9ddbd7079ddb50c11c5cc4
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@@ -0,0 +1 @@
+{"doc_id": "95ea69514946c7d7c5e3ab752a0dea94", "text": "i \n \n \n \n \n \n \n \nJUNE 2021 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nMerchandise Exports ................................................................................................................ 5 \nMerchandise Imports ................................................................................................................ 7 \nMerchandise Trade Balance ..................................................................................................... 8 \nMONETARY DEVELOPMENTS .............................................................................................. 9 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \n \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nCard Based Transactions ....................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n2021 \n \nMay \n \n2021 \n \nJune \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n26,215.26 \n \n24,844.80 \n \n-5.23 \nMoney Supply2 (M3) (ZW$ millions) \n281,607.48 \n \n302,934.41 \n \n7.57 \nAnnual Inflation1 (%) \n161.91 \n106.64 \n-55.27a \n \nBlended Annual Inflation1 (%) \n74.57 \n40.91 \n-33.26a \nMonthly Inflation1 (%) \n2.54 \n3.88 \n1.34a \n \nBlended Monthly Inflation1 (%) \n1.80 \n4.49 \n2.69a \nNational Payment System Transactions2 \n(ZW$ billions) \n540.60 \n597.08 \n10.45 \nNominal Lending Rate2 \n(% per annum) \n6.00-85.00 \n6.00-85.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring the month of June 2021, international \nmonthly average prices for gold, nickel and \nBrent crude oil firmed. However, copper and \nplatinum prices retreated. \n \n Precious Metals \n \n Gold \nGold prices were relatively steady, rising by a \nmarginal 0.02%, from a monthly average of \nUS$1,845.96 per ounce in the previous month, \nto US$1,846.27 per ounce, during the month \nunder review. The slight rise in bullion prices \nwas largely on account of prospects of strong \nsafe haven demand for the yellow metal, amid \ngrowing concerns about a spike in Covid-19 \ninfections. \n \nPlatinum \nPlatinum prices eased by 6.9%, from an average \nof US$1,215.85 per ounce in May 2021, to \nU$1,131.82 per ounce in June 2021. This was \nlargely due to slackening industrial demand, \nparticularly in China. The Asian giant’s \neconomy announced plans to cut demand for \ncommodities in order to contain raw material \ncosts, amid inflation fears. Figure 1 shows the \nevolution of precious metal prices for the period \nfrom June 2020 through to June 2021. \n \n \n \n \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2021 \n \nBase Metals \n \nCopper \nCopper prices retreated by 5.0% to a monthly \naverage of US$9,667.28 per tonne, from \nUS$10,172.20 per tonne recorded in the \nprevious month. Prices declined following the \nstrengthening of the US dollar and signs of \nwaning demand in China, the metal’s top \nconsumer. \n \nNickel \nNickel prices further strengthened on investor \noptimism about global economic recovery, \nthough volumes traded remained low because of \ninvestor concerns about sluggish demand in \nChina. In addition, proposed Russian taxes on \nnickel exports and strong demand in the spot \nmarket by alloy makers strengthened prices. The \nprice of the base metal increased by 1.6%, to \nclose the month under review at an average of \nUS$17,883.38 per tonne, from an average of \nUS$17,599.30 per tonne in the previous month. \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2021 \n \nBrent Crude Oil \nBrent crude oil prices remained buoyant during \nthe month under analysis, supported by bullish \nsignals from the Organisation of Petroleum \nExporting Countries (OPEC), following the \ngroup’s \ndecision \nto \ncontinue \ncurtailing \nproduction in order to shore up prices. In \naddition, falling crude oil inventories in the US, \nthe world’s largest economy, also supported \nprices. As a result, prices rose by 7.4%, from a \nmonthly average of US$68.16 per barrel \nrecorded in May 2021, to an average of \nUS$73.20 per barrel in June 2021. \n \n \n \n \n \n \n \n \n \n \nFigure 3 shows developments in Brent crude oil \nprices for the period from June 2020 to June \n2021. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2021 \n \n \nMERCHANDISE \nTRADE \nDEVELOPMENTS \n \nTotal merchandise trade rose by 6.7%, from \nUS$994.3 million in May to US$1,060.6 million \nin June 2021. Increases in both merchandise \nexports and imports underpinned the rise in total \nmerchandise trade, during the month under \nreview. On a year- on- year basis, total \nmerchandise trade rose by a marked 43.9%, \nfrom US$737.1 million recorded in the \ncorresponding month in 2020. \n \nMerchandise Exports \n \nThe country’s merchandise exports increased by \n3.2%, from US$487.0 million in May to \nUS$502.5 million in June 2021. Compared to \nthe corresponding month in 2020, merchandise \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n21,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nJun-20\nAug-20\nOct-20\nDec-20\nFeb-21\nApr-21\nJun-21\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nUS$/barrel\n \n \n \n6 \n \nexports for the reporting month were 52.5% \nhigher. Figure 4 shows developments in the \ncountry’s merchandise exports for the month \nunder review. \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2021 \n \n \nThe country’s export earnings were driven by \nthe platinum group metals at US$238.6 million; \ngold, US$141.5 million; ferro-chrome, US$28.2 \nmillion; and tobacco, US$23.1 million, during \nthe month under review. Firming global \ncommodity prices also boosted the country’s \nexports. Table 1 shows developments in the \ncountry’s exports for the months of May and \nJune 2021, respectively. \n \n \n \n1 PGMs include nickel mattes, nickel ores & concentrates \nand platinum \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \n \nMay-21 \nJune-21 \nShare in \nJune 2021 \nExports (%) \nTotal Exports \n487.0 \n502.5 \n100.0 \nOf Which: \n \n \n \nPlatinum \nGroup \nof \nMetals (PGMs1) \n212.3 \n238.6 \n47.5 \nGold \n78.5 \n141.5 \n28.2 \nFerro-chromium \n7.2 \n28.2 \n5.6 \nTobacco (Inc. \ncigarettes) \n113.1 \n23.1 \n4.6 \nIndustrial diamonds \n22.8 \n16.2 \n3.2 \nCoal \n6.9 \n7.1 \n1.4 \nMacadamia nuts \n1.1 \n3.9 \n0.8 \nChromium ores and \nconcentrates \n6.0 \n3.6 \n0.7 \nCan Sugar \n1.5 \n2.6 \n0.5 \nGranite \n2.1 \n2.5 \n0.5 \nSource: ZIMSTAT & RBZ Calculations, 2021 \n \nDuring the month of June 2021, the country’s \nexports were mainly destined for South Africa \n(30.8%), followed by U.A.E (29.7%) and \nMozambique (9.8%). Figure 5 shows the \ncountry’s major export markets, during the \nmonth under review. \n \n \n \n \n \n \n0\n100\n200\n300\n400\n500\n600\n2020\n2021\n \n \n \n7 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% share) \n \nSource: ZIMSTAT & RBZ Calculations, 2021 \n \nMerchandise Imports \n \nMerchandise imports increased by 10.0%, from \nUS$507.3 million in May 2021 to US$558.1 \nmillion in June 2021. Similarly, imports for the \nreporting month were 37.0% higher than in the \ncorresponding month in 2020, as shown in \nFigure 6. \n \n \n \n \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2020 & 2021 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2021 \n \nDuring the month under review, the country’s \nimports were dominated by imports of fertilisers \n(8.5%), diesel (4.9%) and crude soybean oil \n(4.2%). The procurement of Covid-19 vaccines \nalso contributed to the growth of the country’s \nimport bill. However, import growth was \nsomewhat moderated, as domestic electricity \ngeneration improved and food self- sufficiency \nwas achieved. Table 2 shows imports of major \ncommodities for the months of May and June \n2021. \n \n \n30.80%\n29.70%\n9.80%\n1.80%\n1.10%\n0.60%\n0.20%\n0.10%\n0.06%\n0.05%\nSouth Africa\nUnited Arab Emirates\nMozambique\nBelgium\nZambia\nBotswana\nNetherlands\nMalawi\nSingapore\nUnited Kingdom\n0\n100\n200\n300\n400\n500\n600\n2020\n2021\n \n \n \n8 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \n May 21 \nUS$ m \nJune 21 \nUS$ m \nShare in \nJune \n2021 \nImports \n(%) \nTotal Exports \n507.3 \n558.1 \n100.0 \nOf Which: \n \n \n \nFertilizer \nChemicals \n11.7 \n47.5 \n8.5 \nDiesel \n29.6 \n27.5 \n4.9 \nCrude soya bean \noil \n17.2 \n23.3 \n4.2 \nElectricity \n9.8 \n13.5 \n2.4 \nWheat \n2.8 \n11.4 \n2.0 \nRice \n16.1 \n11.0 \n2.0 \nMachinery \n3.1 \n10.2 \n1.8 \nCovid-19 \nVaccines \n1.5 \n7.9 \n1.4 \nMedicaments \n9.3 \n6.7 \n1.2 \nUnleaded petrol \n6.8 \n6.6 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2021 \nThe country’s imports for the month of June \n2021, were mainly sourced from South Africa \n(48.9%), China (10.1%), Singapore (6.0%), \nMozambique (3.3%) and other markets, as \nshown in Figure 7. \n \n \n \n \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% share) \n \nSource: ZIMSTAT & RBZ Calculations, 2021 \n \nMerchandise Trade Balance \n \nThe \ncountry’s \nmonthly \ntrade \nbalance \nsignificantly widened, from a deficit of US$20.3 \nmillion in May to a deficit of US$55.5 million \nin June 2021. This was on account increases in \nimports relative to exports. Figure 8 shows the \ncountry’s trade balance for the period from \nJanuary 2020 to June 2021. \n \n \n \n \n \n \n48.9%\n10.1%\n6.0%\n3.3%\n2.8%\n2.7%\n2.4%\n2.2%\n2.0%\n1.7%\nSouth Africa\nChina\nSingapore\nMozambique\nZambia\nMauritius\nUnited Kingdom\nIndia\nRussian Federation\nHong Kong\n \n \n \n9 \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \n \nOn a year- on- year basis, the country’s trade \nbalance narrowed from a deficit of US$76.0 \nmillion in the corresponding month in 2020 to \nUS$55.5 million, during the month under \nreview. \n \nMONETARY DEVELOPMENTS2 \n \nDuring the month of June 2021, broad money \n(M3) increased by 7.57% to ZW$302.93 billion, \nfrom ZW$281.61 billion recorded in May 2021. \nThe money stock was composed of local \ncurrency transferrable deposits, 47.59%; foreign \ncurrency deposits, 44.11%, time deposits, \n \n2All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \n7.06%; currency in circulation, 0.72%; and \nnegotiable certificates of deposits, 0.52%. \n \nYear –on- year, the foreign currency component \nof broad money grew by 131.59%, from \nZW$57.70 billion in June 2020 to ZW$133.63 \nbillion in June 2021. The increase partly \nreflected \nrevaluation \nchanges, \nowing \nto \nmovement of the exchange rate from ZW$57.36 \nper US$1 in June 2020 to ZW$85.42 per US$1 \nin June 2021. \nLocal currency deposits in broad money also \nregistered a growth of 301.96% on an annual \nbasis, while currency in circulation increased by \n81.48%. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nBroad money grew year on year, by 203.48% in \nJune 2021, largely reflecting increases in credit \nto private sector, 304.26%; and net claims on \nGovernment, 109.72%. The 203.48% annual \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferable \ndeposits\n47.59%\nForeign \nCurrency \nDeposits\n44.11%\nTime \nDeposits\n7.06%\nCurrency in \nCirculation\n0.72%\nNCDs\n0.52%\n \n \n \n10 \n \ngrowth in broad money in June 2021 compares \nwith 575% in June 2020. \nOn a month-on-month basis, domestic credit \nincreased by 7.22% to ZW$170.18 billion. The \ngrowth was largely driven by an increase of \n10.87% in credit to the private sector. Partially \noffsetting the increase was a decline of 21.07% \nin net claims to Government. \nCredit to the private sector was mainly extended \ntowards \nagriculture, \n31.18%; \nhouseholds, \n17.06%; distribution, 12.48%; manufacturing, \n10.79%; financial organisations, 11.02%; and \nservices, 7.88%; as shown in Figure 10. \n \nFigure 10: Distribution of Private Sector Credit \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCredit to the private sector was largely \nchanneled towards inventory build-up, 36.33%; \nother recurrent expenditures, 29.57%; and fixed \ncapital investment, 18.10%. \n \n \nSTOCK MARKET DEVELOPMENTS \n \nThe Zimbabwe Stock Exchange (ZSE) was \ncharacterized by bullish sentiments during the \nmonth of June 2021, thereby extending the \npositive streak for the eighth consecutive month. \nThis resulted in all major indices registering \ngains. \n \nThe All Share, Top 10, Top 15 and Medium Cap \nindices gained 14.12%, 4.97%, 7.98% and \n24.54% to close at 6 194.88 points, 3 154.44 \npoints, 3 658.89 points and 17 272.09 points, \nrespectively. The resource index, however, shed \n8.93% to close at 6 211.49 points. \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2021 \n \nOn an annual basis, the All Share, Top 10 and \nmining indices gained 246.32%, 155.88% and \n55.46%, up from 1 788.75 points, 1 232.79 \npoints and 3 995.48 points recorded in June \n2020, respectively. \nHouseholds\n17.06%\nAgriculture\n31.18%\nMining\n6.78%\nManufacturing\n10.79%\nDistribution\n12.48%\nConstruction\n0.85%\nTransport & \nCommunicati\nons\n1.93%\nServices\n7.88%\nFinancial Org. \n& Investments\n11.02%\nOther\n0.03%\n0.00\n2,100.00\n4,200.00\n6,300.00\n8,400.00\n10,500.00\n12,600.00\n14,700.00\n200\n1200\n2200\n3200\n4200\n5200\n6200\n30-Jun-20\n31-Jul-20\n31-Aug-20\n30-Sep-20\n31-Oct-20\n30-Nov-20\n31-Dec-20\n31-Jan-21\n28-Feb-21\n31-Mar-21\n30-Apr-21\n31-May-21\n30-Jun-21\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n11 \n \n As a result of positive trading during the period \nunder analysis, the cumulative volume and \nvalue of shares traded increased to 228.38 \nmillion \nshares \nand \nZW$4.46 \nbillion, \nrespectively. \n \nThe proportion of foreign purchases, to the \nvalue of shares traded declined to 3.36%, \ncompared to 8.49% recorded in the previous \nmonth. Concomitantly, the net foreign position \nwas an outflow of ZW$1.81 billion, compared \nto a net outflow of ZW$483.80 million recorded \nduring the month of May 2021. \n \nFigure 12: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2021 \nDuring the month of June 2021, ZSE market \ncapitalization increased by ZW$111.16 billion \nor 17.53% to ZW$745.18 billion. On a year-on-\nyear basis, market capitalization increased by \n226.01%, from ZW$228.58 billion recorded in \nJune 2020. \n \n3The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual inflation fell to 106.64% in June 2021, \nfrom 161.91% in May 2021. The slow- down in \nannual inflation was attributable to declines in \nboth food and non-food inflation. \nAnnual food inflation fell from 161.91% in May \n2021 to 108.64% in June 2021. This followed \nthe improvement in food supply, due to the good \n20/21 agricultural season. \nYear-on-year \nnon-food \ninflation \nalso \ndecelerated to 105.12% in June 2021, from \n150.75% in May 2021. \nAnnual blended CPI inflation3 slowed down to \n40.91% in June 2021, from 94.70% in April \n2021 and 74.57% in May 2021. \n \nMonthly Inflation \n \nThe ZW$ monthly inflation stood at 3.88% in \nJune 2021, up from 2.54% in May 2021. The \nacceleration in month- on- month inflation, \nfollowed increases in both food and non-food \ninflation. \nMonthly food inflation increased from 0.95% in \nMay 2021 to 3.21% in June 2021. Month-on- \nmonth non-food inflation also rose from 3.75% \nin May 2021 to 4.38% in June 2021. The trend \nin month-on-month inflation is shown in Figure \n13. \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the US$. \n0\n500\n1,000\n1,500\n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n12 \n \n \n \nFigure 13: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2021 \n \nOn a month-on-month basis, the blended \ninflation rate accelerated from 1.79% in May \n2021 to 4.45% in June 2021. \n \n \nNATIONAL PAYMENTS SYSTEM \n \nThe \nNational \nPayments \nSystem \n(NPS) \nprocessed \ntransactions \nworth \nZW$597.08 \nbillion in June 2021, up from ZW$540.60 \nbillion in May 2021. NPS transaction volumes \nwere 4.43% higher and closed the month under \nanalysis at 117.46 million. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nDuring the month of June 2021, Real Time \nGross Settlement System (RTGS) transactions \nstood \nat \nZW$388.76 \nmillion, \nup \nfrom \nZW$361.43 billion in May 2021. \n \n \nFigure 14: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCash Transactions \nCash based transactions amounted to ZW$15.12 \nbillion in June 2021, up from ZW$13.46 billion \nin May 2021. \nMobile and Internet Based Transactions \n \nDuring the month under analysis, mobile and \ninternet-based transactions stood at ZW$166.58 \nbillion, a 19.66% increase from ZW$139.22 \nbillion recorded in May 2021. \nCard Based Transactions \n \nCard-based transactions rose by 4.46% to \nZW$41.47 \nbillion \nin \nJune \n2021, \nfrom \nZW$39.96 billion in the preceding month. \n \nRESERVE BANK OF ZIMBABWE \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nFood\nNon-Food\nOverall\n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\n0\n200\n400\n600\n800\n1000\n1200\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n13 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n30 \n 11. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n14 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 32 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 33 \n \n13.2 Volumes of Transactions \n \n \n \n \n 34 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 35 \n \n \n \n \n \n \n \n \n \n \n \n15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nNet Foreign Assets\n-234,278,568.81\n-309,340,585.00\n-323,918,937.77\n-317,370,813.35\n-327,434,598.03\n-322,916,992.61\n-316,766,634.64\n-328,526,094.64\n-340,106,496.40\n-327,297,184.10\n-319,268,915.42\n-328,642,322.20\n-303,317,411.71\nCentral Bank(net)\n-275,623,563.54\n-366,357,650.73\n-391,303,802.50\n-386,104,783.47\n-398,503,742.75\n-398,165,536.09\n-392,036,907.50\n-406,631,588.87\n-411,000,792.44\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\n-408,677,935.81\nForeign Assets\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\nForeign Liabilities\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\nOther Depository Corporations(net)\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n83,041,283.51\n89,891,499.41\n105,360,524.10\nForeign Assets\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n98,837,092.48\n106,013,344.18\n120,848,426.81\nForeign Liabilities\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,795,808.97\n16,121,844.77\n15,487,902.71\nNet Domestic Assets (NDA)\n334,099,369.96\n441,599,870.68\n470,066,520.53\n471,206,354.87\n497,207,430.71\n507,265,762.28\n521,691,490.51\n549,010,656.62\n566,288,275.77\n561,575,884.82\n581,351,630.28\n610,249,806.36\n606,251,821.19\nDomestic Claims\n50,113,139.15\n59,894,402.15\n62,852,286.66\n63,493,587.42\n80,786,149.78\n88,712,115.98\n101,159,726.29\n108,399,214.96\n127,374,579.36\n124,267,139.59\n149,907,978.82\n158,719,727.00\n170,177,222.61\nClaims on Central Government(net)\n11,286,874.74\n14,475,978.36\n11,939,163.62\n9,165,660.28\n16,233,346.76\n18,766,373.80\n23,276,846.68\n15,698,011.65\n25,682,635.40\n19,242,767.82\n28,124,843.48\n29,989,668.04\n23,670,319.48\nClaims on Central Government\n22,643,966.48\n25,495,963.30\n25,856,421.22\n24,510,261.70\n26,940,376.62\n28,442,906.62\n37,789,748.86\n34,941,802.63\n43,864,745.10\n43,295,379.13\n47,281,011.39\n47,535,251.17\n42,113,825.79\nCentral Bank\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\nODCs\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n19,404,164.04\n19,218,864.33\n17,628,680.44\nLess Liabilities to Central Government\n11,357,091.74\n11,019,984.94\n13,917,257.60\n15,344,601.42\n10,707,029.86\n9,676,532.82\n14,512,902.18\n19,243,790.98\n18,182,109.70\n24,052,611.30\n19,156,167.92\n17,545,583.13\n18,443,506.31\nCentral Bank\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\nODCs\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n5,382,544.78\n6,832,569.42\n6,295,266.36\nClaims on Other Sectors\n38,826,264.41\n45,418,423.79\n50,913,123.04\n54,327,927.14\n64,552,803.02\n69,945,742.18\n77,882,879.61\n92,701,203.31\n101,691,943.96\n105,024,371.77\n121,783,135.35\n128,730,058.96\n146,506,903.14\nOther Financial Corporations\n753,439.03\n1,010,123.42\n298,579.49\n338,002.03\n1,398,438.67\n1,450,895.49\n606,276.57\n396,273.97\n881,815.56\n2,676,383.43\n4,857,921.34\n2,161,647.81\n4,230,396.18\nState and Local Government\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n20,366.90\n23,547.12\n84,251.94\nPublic Non Financial Corporations\n5,863,041.63\n5,154,947.39\n3,941,697.68\n4,796,976.15\n6,006,655.50\n5,000,659.17\n2,578,274.18\n8,366,572.13\n8,849,870.48\n7,837,908.59\n9,126,830.60\n9,187,412.56\n12,075,547.93\nPrivate Sector\n32,186,558.49\n39,227,391.60\n46,644,986.05\n49,157,774.70\n57,113,246.08\n63,465,738.17\n74,660,404.58\n83,910,160.40\n91,928,403.19\n94,480,029.44\n107,778,016.50\n117,357,451.47\n130,116,707.10\nCentral Bank\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\nODCs\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n106,596,711.09\n116,093,273.55\n128,627,583.28\nOther Items(Net)\n-283,986,230.81 -381,705,468.53 -407,214,233.87 -407,712,767.45 -416,421,280.93 -418,553,646.30 -420,531,764.21 -440,611,441.66 -438,913,696.40 -437,308,745.22 -431,443,651.46 -451,530,079.36 -436,074,598.58\nShares and Other Equity\n-265,536,483.62\n-359,843,502.38\n-393,275,806.44\n-386,761,250.11\n-392,085,071.73\n-397,700,402.79\n-390,151,578.46\n-408,061,464.88\n-410,347,885.65\n-411,006,941.09\n-396,650,639.28\n-415,482,334.99\n-421,159,006.94\nLiabilities to Other Financial Corporations\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n409,882.68\n429,002.92\n462,598.19\nRestricted Deposits\n3,417,797.70\n1,726,243.32\n4,057,817.74\n1,036,012.77\n1,208,834.37\n2,648,204.14\n835,126.11\n718,690.98\n252,287.94\n71,982.41\n72,859.61\n67,378.71\n73,532.53\nDeposits and Securities Excluded from Broad Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-22,215,725.96\n-23,936,937.79\n-18,418,731.56\n-22,359,693.99\n-25,986,791.29\n-23,925,064.43\n-31,507,330.50\n-33,645,336.61\n-29,427,969.01\n-26,782,637.00\n-35,275,754.48\n-36,544,126.00\n-15,451,722.36\nBroad Money-M3\n99,820,801.15\n132,259,285.68\n146,147,582.76\n153,835,541.52\n169,772,832.69\n184,348,769.67\n204,924,855.86\n220,484,561.98\n226,181,779.37\n234,278,700.72\n262,082,714.87\n281,607,484.16\n302,934,409.48\nSecurities Other than Shares Included in Broad Money\n863,206.40\n1,024,311.11\n1,111,664.44\n1,083,907.10\n1,231,944.90\n1,237,340.99\n1,436,202.84\n1,422,437.87\n1,457,355.54\n1,641,213.33\n1,503,791.55\n1,525,849.38\n1,559,661.34\nBroad Money-M2\n98,957,594.75\n131,234,974.57\n145,035,918.32\n152,751,634.42\n168,540,887.79\n183,111,428.68\n203,488,653.02\n219,062,124.11\n224,724,423.83\n232,637,487.38\n260,578,923.31\n280,081,634.78\n301,374,748.14\nOther Deposits\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n13,701,776.00\n18,359,658.93\n21,395,598.04\nNarrow Money-M1\n94,939,899.37\n125,187,820.69\n139,604,307.06\n145,816,200.84\n160,143,748.68\n174,113,615.18\n193,581,808.32\n207,710,646.74\n210,777,710.55\n218,469,433.68\n246,877,147.31\n261,721,975.85\n279,979,150.10\nTransferable Deposits\n93,730,970.73\n123,981,130.10\n138,523,712.90\n144,756,556.77\n159,085,591.39\n173,047,801.52\n192,383,729.76\n206,490,526.41\n209,569,292.32\n216,776,481.85\n245,066,101.47\n259,978,003.99\n277,785,152.96\n Of which Foreign Currency Accounts\n57,701,775.14\n79,076,606.18\n86,014,194.25\n92,191,134.58\n97,621,848.10\n102,185,943.24\n103,728,205.33\n108,593,568.84\n109,661,714.64\n115,035,082.24\n117,770,638.10\n127,553,941.47\n133,630,862.77\nCurrency Outside Depository Corporations\n1,208,928.64\n1,206,690.59\n1,080,594.16\n1,059,644.06\n1,058,157.28\n1,065,813.65\n1,198,078.56\n1,220,120.33\n1,208,418.23\n1,692,951.82\n1,811,045.84\n1,743,971.86\n2,193,997.15\nMemorandum Items\nReserve Money\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\nFCAs as a Percentage of Deposits in M3\n58.5%\n60.3%\n59.3%\n60.3%\n57.9%\n55.8%\n50.9%\n49.5%\n48.7%\n49.5%\n45.2%\n45.6%\n44.4%\nEnd Period Exchange Rate\n57.36\n76.76\n83.40\n81.44\n81.35\n81.82\n81.79\n82.68\n83.89\n84.40\n84.50\n84.73\n85.42\nSource: Reserve Bank of Zimbabwe, 2021\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nNet Foreign Assets\n-275,623,563.54\n-366,357,650.73\n-391,303,802.50\n-386,104,783.47\n-398,503,742.75\n-398,165,536.09\n-392,036,907.50\n-406,631,588.87\n-411,000,792.44\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\n-408,677,935.81\nClaims on Non Residents\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\nOfficial Reserves Assets\n9,522,205.82\n12,511,281.83\n15,651,918.68\n12,374,572.35\n12,357,598.03\n11,668,298.64\n2,786,278.07\n6,677,598.06\n5,651,394.24\n11,051,852.30\n7,205,335.48\n9,390,079.67\n22,273,252.21\nOther Foreign Assets\n8,323,540.15\n11,118,819.74\n11,993,657.14\n11,669,281.34\n11,660,124.13\n11,767,888.40\n11,838,216.95\n12,009,507.37\n12,215,668.41\n12,188,252.26\n10,909,678.93\n10,944,097.54\n10,865,931.01\nLess Liabilities to Non Residents\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\nShort Term Liabilities\n134,067,700.58\n179,874,148.53\n193,114,218.14\n190,611,160.64\n190,817,851.33\n189,287,948.45\n187,885,613.69\n192,806,142.21\n194,818,587.99\n195,017,951.26\n196,412,895.15\n215,118,073.59\n219,691,932.32\nOther Foreign Liabilities*\n159,401,608.92\n210,113,603.77\n225,835,160.18\n219,537,476.52\n231,703,613.58\n232,313,774.68\n218,775,788.84\n232,512,552.09\n234,049,267.11\n232,885,604.97\n224,012,318.18\n223,749,925.24\n222,125,186.70\n of which blocked funds\n131,743,040.88\n171,686,088.39\n184,824,435.01\n179,488,881.37\n191,557,287.91\n191,564,844.22\n177,624,192.87\n190,969,111.27\n191,664,044.89\n191,174,087.59\n181,636,605.52\n181,088,588.70\n179,118,601.53\nNet Domestic Assets (NDA)\n288,275,130.35\n382,503,085.26\n403,686,857.45\n398,837,103.00\n414,025,868.46\n416,589,882.06\n410,799,302.62\n428,456,369.46\n433,378,426.70\n423,911,503.19\n424,930,288.99\n444,749,080.57\n433,522,736.46\nDomestic Claims\n10,707,313.49\n13,930,835.24\n9,173,375.62\n8,137,864.08\n16,330,004.87\n15,975,321.34\n17,721,762.12\n18,864,046.83\n20,211,944.02\n14,624,071.75\n24,589,033.83\n28,240,574.97\n25,962,204.03\nNet Claims on Central Government\n6,497,233.96\n9,443,480.36\n5,892,417.23\n4,011,357.97\n9,947,354.13\n11,354,832.62\n15,520,804.20\n10,812,290.33\n11,396,835.82\n6,500,724.62\n14,103,224.21\n17,603,373.13\n12,336,905.40\nClaims on Central Government\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\nOf which: Securities Other than Shares\n6,441,291.52\n6,348,432.53\n6,274,326.46\n6,194,697.32\n6,101,509.11\n6,051,655.92\n6,035,224.38\n6,165,262.55\n6,095,109.16\n5,962,815.29\n5,871,229.64\n5,850,605.06\n5,809,922.68\nLoans\n9,933,663.19\n12,383,150.07\n12,684,520.32\n11,629,732.03\n12,753,129.37\n13,409,761.69\n19,658,455.39\n18,437,148.85\n18,695,624.21\n19,714,713.82\n22,005,617.72\n22,465,781.78\n18,675,222.67\n Loans and Advances\n5,927,212.09\n8,377,024.21\n8,672,446.67\n7,617,711.22\n8,740,654.93\n9,388,431.71\n15,645,165.82\n14,425,116.65\n14,682,354.29\n15,701,443.90\n17,997,932.14\n18,458,096.20\n14,666,539.96\n Legacy Debt\n394,885.26\n394,560.01\n400,507.80\n400,454.97\n400,908.59\n409,764.14\n401,723.73\n400,466.35\n401,704.08\n401,704.08\n396,119.73\n396,119.74\n397,116.86\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\nOf which: Deposits\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,210,079.53\n4,487,354.87\n3,280,958.40\n4,126,506.11\n6,382,650.74\n4,620,488.72\n2,200,957.92\n8,051,756.50\n8,815,108.19\n8,123,347.12\n10,485,809.62\n10,637,201.84\n13,625,298.64\nOther Financial Corporations\n198,722.36\n199,979.99\n200,871.01\n194,092.65\n191,304.06\n192,148.23\n188,349.05\n204,933.06\n703,425.29\n703,645.95\n1,533,608.33\n1,602,101.94\n1,591,946.54\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n3,825,379.33\n4,103,280.79\n2,895,408.28\n3,746,599.01\n4,967,594.21\n3,730,697.26\n1,309,265.53\n7,102,293.92\n7,356,206.59\n6,508,948.22\n7,770,895.87\n7,770,921.98\n10,544,228.28\nPrivate Sector\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\nClaims on Other Depository Corporations\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\nOf which: Loans\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\nOther Liabilities to ODCs\n20,777,523.67\n31,484,074.13\n36,504,621.50\n37,868,889.89\n35,078,524.21\n43,158,130.62\n53,880,036.70\n52,386,928.65\n59,780,016.83\n67,223,250.63\n68,479,829.04\n74,078,427.51\n91,366,745.03\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n11,137,597.35\n13,291,243.49\n14,580,745.12\n13,851,775.48\n9,084,137.29\n11,687,723.67\n22,262,484.07\n29,594,641.97\n31,870,831.11\n32,826,932.93\n33,556,990.26\n41,514,984.85\n45,976,776.82\nOther Items(Net)\n-295,508,852.17\n-397,084,920.55\n-427,953,446.54\n-425,725,999.11\n-429,887,129.29\n-440,784,407.01\n-443,273,555.40\n-459,415,237.58\n-470,268,174.72\n-474,455,170.78\n-466,387,761.43\n-487,568,110.43\n-495,500,366.27\nShares and Other Equity\n-296,849,225.12\n-396,135,173.94\n-433,060,072.45\n-427,106,363.79\n-433,463,716.88\n-441,933,638.10\n-442,191,359.79\n-459,147,547.11\n-467,159,156.05\n-471,095,071.67\n-458,343,431.18\n-477,762,942.16\n-486,305,203.47\nOther Items(Net)\n-2,077,424.75\n-2,675,989.93\n-2,358,189.93\n-3,416,387.63\n-3,309,230.72\n-3,537,819.62\n-3,242,652.80\n-1,473,280.48\n-4,426,426.77\n-4,965,601.97\n-9,430,994.41\n-10,971,526.97\n-9,911,933.75\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n3,417,797.70\n1,726,243.32\n7,464,815.83\n4,796,752.30\n6,885,818.31\n4,687,050.70\n2,160,457.19\n1,205,590.01\n1,317,408.10\n1,605,502.86\n1,386,664.16\n1,166,358.70\n716,770.95\n0.17\nMonetary Base \n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\nBond Coins\n99,710.08\n99,709.22\n99,709.27\n99,709.34\n99,709.54\n99,709.66\n2,375,925.99\n99,709.66\n99,709.73\n99,709.87\n99,709.99\n99,710.09\n99,710.14\nBond Notes\n1,570,979.64\n1,797,797.97\n1,955,979.19\n2,044,143.53\n2,022,625.16\n2,029,709.06\n99,709.69\n2,603,693.97\n2,847,426.23\n3,050,378.36\n3,152,287.93\n3,550,401.56\n3,797,075.30\nLiabilities to ODCs\n10,419,558.83\n11,457,457.43\n10,063,539.06\n10,250,353.16\n13,378,590.41\n15,910,190.58\n16,386,469.12\n19,121,376.95\n19,430,498.30\n16,097,963.29\n19,368,092.13\n22,565,147.30\n20,948,015.21\n Reserve Deposits\n890,125.59\n1,049,647.55\n1,237,283.94\n1,401,898.97\n1,678,661.09\n2,008,569.51\n2,199,092.20\n2,444,129.79\n4,799,500.58\n5,160,139.38\n5,730,094.93\n6,659,921.67\n7,269,076.19\n Exess reserves \n9,529,433.25\n10,407,809.87\n8,826,255.12\n8,848,454.19\n11,699,929.32\n13,901,621.07\n14,187,376.93\n16,677,247.16\n14,630,997.72\n10,937,823.91\n13,637,997.20\n15,905,225.63\n13,678,939.03\nPrivate Deposits\n561,318.26\n2,790,469.91\n263,827.44\n338,113.50\n21,200.60\n384,736.66\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2021\n Provisional until audit is completed\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nNet Foreign Assets\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n77,366,267.57\n77,366,267.57\n105,360,524.10\nClaims on Non Residents\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n92,405,865.60\n92,405,865.60\n120,848,426.81\nOf Which: Foreign Currency\n9,729,549.76\n18,357,028.29\n28,776,016.24\n30,217,561.04\n32,235,029.76\n34,673,918.84\n39,886,775.04\n42,733,946.30\n41,025,473.91\n40,953,342.99\n40,953,342.99\n40,953,342.99\n30,255,551.49\nDeposits\n43,314,001.39\n53,559,656.10\n55,319,393.27\n53,657,586.61\n53,623,468.12\n55,308,353.64\n49,426,810.30\n50,993,755.75\n45,711,660.09\n51,250,447.13\n51,250,447.13\n51,250,447.13\n90,381,891.07\nOther\n86,679.92\n106,177.81\n114,882.47\n111,830.36\n111,520.80\n99,718.57\n145,114.78\n154,683.94\n183,144.98\n202,075.48\n202,075.48\n202,075.48\n210,984.25\nLess Liabilities to Non Residents\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,039,598.02\n15,039,598.02\n15,487,902.71\nOf Which: Deposits\n3,767,028.56\n5,065,144.06\n5,996,405.81\n4,800,281.08\n4,449,027.74\n4,387,729.22\n3,826,796.90\n4,683,800.54\n4,962,383.04\n4,425,775.68\n4,425,775.68\n4,425,775.68\n4,258,022.10\nLoans\n8,018,207.80\n9,940,652.40\n10,829,021.44\n10,452,726.81\n10,451,846.22\n10,445,718.35\n10,361,630.37\n11,093,091.22\n11,063,599.89\n10,613,822.34\n10,613,822.34\n10,613,822.34\n11,229,880.61\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n56,705,559.53\n71,245,059.44\n74,011,298.35\n79,943,074.31\n91,947,346.14\n105,610,829.31\n127,131,173.37\n140,672,048.38\n153,013,944.93\n153,685,960.87\n153,685,960.87\n153,685,960.87\n194,736,649.82\nDomestic Claims\n39,405,825.66\n45,963,566.91\n53,678,911.04\n55,355,723.35\n64,456,144.91\n72,736,794.64\n83,427,964.18\n89,535,168.13\n107,162,635.34\n109,643,067.84\n109,643,067.84\n109,643,067.84\n144,215,018.58\nNet Claims on Central Government\n4,789,640.77\n5,032,498.00\n6,046,746.39\n5,154,302.32\n6,285,992.63\n7,411,541.18\n7,756,042.48\n4,885,721.32\n14,285,799.58\n12,742,043.20\n12,742,043.20\n12,742,043.20\n11,333,414.08\nClaims on Central Government\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n17,617,850.02\n17,617,850.02\n17,628,680.44\nSecurities\n6,264,725.96\n6,760,053.73\n6,883,528.44\n6,676,225.73\n8,068,172.39\n8,961,484.35\n12,072,773.09\n10,322,702.11\n19,049,865.62\n17,602,682.71\n17,602,682.71\n17,602,682.71\n17,610,769.74\nLoans\n4,285.81\n4,326.98\n14,046.00\n9,606.62\n17,565.74\n20,004.65\n23,296.00\n16,689.12\n24,146.11\n15,167.30\n15,167.30\n15,167.30\n17,910.70\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\nOf which: Deposits\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n34,616,184.88\n40,931,068.91\n47,632,164.65\n50,201,421.03\n58,170,152.28\n65,325,253.46\n75,671,921.69\n84,649,446.81\n92,876,835.77\n96,901,024.65\n96,901,024.65\n96,901,024.65\n132,881,604.50\nOther Financial Corporations\n554,716.67\n810,143.43\n97,708.48\n143,909.38\n1,207,134.60\n1,258,747.26\n407,927.51\n191,340.91\n178,390.27\n1,972,737.48\n1,972,737.48\n1,972,737.48\n2,638,449.64\nState and Local Government\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n30,050.30\n30,050.30\n84,251.94\nPublic Non Financial Corporations\n2,037,662.29\n1,051,666.60\n1,046,289.40\n1,050,377.14\n1,039,061.29\n1,269,961.90\n1,269,008.65\n1,264,278.21\n1,493,663.89\n1,328,960.37\n1,328,960.37\n1,328,960.37\n1,531,319.65\nPrivate Sector\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n93,569,276.49\n93,569,276.49\n128,627,583.28\nClaims on the Central Bank\n29,919,616.89\n54,830,533.49\n55,843,634.83\n57,763,783.89\n68,012,702.35\n74,300,828.81\n77,254,382.86\n79,477,691.43\n74,589,859.15\n84,489,214.72\n84,489,214.72\n84,489,214.72\n77,498,004.69\nCurrency\n461,761.08\n690,816.60\n975,094.30\n1,084,208.81\n1,064,177.41\n1,063,605.07\n1,177,847.43\n1,483,283.31\n1,738,717.73\n1,457,136.40\n1,457,136.40\n1,457,136.40\n1,702,788.29\nReserves\n29,457,855.81\n54,139,716.89\n54,868,540.52\n56,679,575.08\n66,948,524.94\n73,237,223.74\n76,076,535.42\n77,994,408.12\n72,851,141.43\n83,032,078.32\n83,032,078.32\n83,032,078.32\n75,795,216.40\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n887,577.50\n1,387,934.10\n1,837,109.59\n1,863,123.11\n1,812,655.13\n1,489,512.69\n1,318,615.34\n391,146.93\n409,213.89\n75,373.50\n75,373.50\n75,373.50\n662,275.52\nOther Items(Net)\n11,732,305.51\n28,161,106.86\n33,674,137.93\n31,313,309.81\n38,708,845.99\n39,937,281.45\n32,232,558.32\n27,949,664.25\n28,329,335.68\n40,370,948.20\n40,370,948.20\n40,370,948.20\n26,314,097.93\nShares and Other Equity\n31,312,741.50\n36,291,671.56\n39,784,266.01\n40,345,113.68\n41,378,645.15\n44,233,235.31\n52,039,781.33\n51,086,082.23\n56,811,270.41\n60,088,130.57\n60,088,130.57\n60,088,130.57\n65,146,196.53\nLiabilities to other ressident sectors\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n408,850.46\n408,850.46\n462,598.19\nOther Items(Net)\n-19,928,617.05\n-8,479,293.02\n-6,532,614.47\n-9,403,967.74\n-3,111,546.88\n-4,719,570.65\n-20,099,241.64\n-23,513,086.84\n-29,091,805.04\n-20,126,032.83\n-20,126,032.83\n-20,126,032.83\n-39,294,696.79\nDeposits and Securities Included in Broad Money\n98,050,554.25\n128,262,125.18\n141,396,163.08\n148,677,044.43\n163,016,490.87\n180,859,372.79\n202,401,446.22\n218,777,542.62\n223,908,240.98\n231,052,228.44\n231,052,228.44\n231,052,228.44\n300,097,173.91\nDeposits Included in Broad Money\n97,187,347.86\n \n127,237,814.07\n \n140,284,498.63\n \n147,593,137.33\n \n161,784,545.97\n \n179,622,031.80\n \n200,965,243.38\n \n217,355,104.75\n \n222,450,885.44\n \n229,411,015.11\n \n229,411,015.11\n \n229,411,015.11\n \n298,537,512.57\n \nTransferable Deposits\n93,169,652.47\n \n121,190,660.19\n \n134,852,887.37\n \n140,657,703.75\n \n153,387,406.86\n \n170,624,218.30\n \n191,058,398.68\n \n206,003,627.38\n \n208,504,172.16\n \n215,242,961.41\n \n215,242,961.41\n \n215,242,961.41\n \n277,141,914.54\n \n of which FCAs\n57,701,775.14\n \n79,076,606.18\n \n82,607,196.16\n \n88,430,395.05\n \n91,944,864.16\n \n100,147,096.67\n \n102,824,762.68\n \n108,386,216.00\n \n109,466,728.50\n \n114,435,612.97\n \n114,435,612.97\n \n114,435,612.97\n \n133,608,092.81\n \nOther Deposits\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n14,168,053.71\n14,168,053.71\n21,395,598.04\nMoney Market Instruments\n863,206.40\n \n1,024,311.11\n \n1,111,664.44\n \n1,083,907.10\n \n1,231,944.90\n \n1,237,340.99\n \n1,436,202.84\n \n1,422,437.87\n \n1,457,355.54\n \n1,641,213.33\n \n1,641,213.33\n \n1,641,213.33\n \n1,559,661.34\n \nSource:Reserve Bank of Zimbabwe,2021\n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nSource:Reserve Bank of Zimbabwe,2021\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJun\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nSource:Reserve Bank of Zimbabwe,2021\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nSource: Reserve Bank of Zimbabwe,2021\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nSource:Reserve Bank of Zimbabwe, 2021\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\n Source:Reserve Bank of Zimbabwe, 2021\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nSource:Zimstat, 2021\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n29 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJune\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nSource:Zimstat, 2021\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n30 \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2020; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n31 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nSource: Reserve Bank of Zimbabwe, 2021\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n32 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJune\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nSource:Zimbabwe Stock Exchange, 2021\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n5548.1\n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n4706.6\n4.5\n594.0\n13.9\n2015.1\n831.0\nMar\n6300.4\n4.5\n654.2\n12.5\n2657.1\n864.8\nApr\n5786.8\n3.3\n640.9\n11.5\n3002.6\n822.6\nMay\n7298.4\n4.2\n819.7\n10.5\n3550.1\n968.6\nJun\n7997.3\n4.7\n779.4\n8.3\n3724.3\n1135.5\nJul\n8290.0\n4.0\n790.0\n9.4\n4446.7\n1262.5\nAug\n7762.9\n2.9\n811.2\n14.0\n4558.5\n1255.0\nSep\n7155.0\n4.0\n842.5\n17.0\n4462.4\n1393.1\nOct\n8230.5\n4.2\n821.3\n17.9\n4607.4\n1428.2\nNov\n7922.5\n3.7\n657.5\n19.9\n3964.8\n1026.7\nDec\n8355.2\n2.8\n917.2\n14.6\n4833.8\n1102.9\n2019\nJan\n6903.0\n2.9\n1294.0\n16.9\n3608.8\n1056.2\nFeb\n8337.0\n4.0\n1330.6\n17.2\n3594.5\n1093.6\nMar\n9881.5\n3.9\n1399.5\n18.3\n4080.7\n1250.6\nApr\n10321.4\n3.1\n1590.1\n14.0\n4949.3\n1408.5\nMay\n14670.3\n4.2\n1397.5\n11.8\n6692.5\n1897.8\nJun\n17881.2\n3.7\n1464.7\n30.1\n7130.0\n2539.8\nJul\n23309.9\n3.7\n1806.5\n36.6\n9137.4\n3295.8\nAug\n23596.6\n2.4\n2181.6\n38.5\n11077.6\n3493.6\nSep\n30328.1\n3.8\n3029.9\n51.9\n15112.0\n5337.7\nOct\n39413.7\n3.9\n3621.6\n67.1\n16588.3\n6237.0\nNov\n40871.8\n3.5\n4199.3\n67.4\n13537.8\n7200.3\nDec\n49579.8\n2.8\n5695.4\n97.2\n19356.7\n8724.0\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n4532.1\n35306.3\n64996.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36383.0\n61941.7\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\nINTERNET\n2018\nJan\n 548.1 \n22.7\n20981.2\n449.6\n100593.9\n501.8\nFeb\n 457.2 \n22.5\n18869.0\n292.2\n89584.3\n463.8\nMar\n 545.2 \n23.7\n21996.8\n268.4\n116120.0\n510.5\nApr\n 505.5 \n17.4\n21170.0\n253.6\n117616.8\n457.0\nMay\n 611.1 \n21.2\n23278.2\n213.2\n137423.0\n496.6\nJun\n 553.6 \n22.5\n23790.0\n175.2\n156609.8\n502.2\nJul\n 560.2 \n20.1\n25075.5\n223.1\n169416.8\n559.6\nAug\n 553.0 \n15.1\n25249.9\n317.4\n164918.0\n518.7\nSep\n 543.0 \n19.4\n24918.0\n300.8\n161289.5\n511.3\nOct\n 571.6 \n20.4\n21025.4\n345.5\n161427.4\n496.0\nNov\n 477.4 \n16.7\n17845.4\n334.9\n133862.1\n430.6\nDec\n 478.6 \n13.0\n27419.1\n236.2\n161540.7\n409.1\nAnnual Total\n 6,404.4 \n234.6 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n401.5\n12.2\n40613.8\n232.6\n135481.1\n413.4\nFeb\n456.5\n16.4\n27811.2\n226.8\n119081.1\n463.6\nMar\n525.9\n15.4\n30417.6\n248.9\n142597.8\n441.0\nApr\n535.0\n13.7\n32092.5\n168.8\n157348.3\n390.1\nMay\n642.6\n14.7\n15542.6\n121.4\n166491.6\n494.3\nJun\n706.0\n13.3\n18012.1\n79.6\n160873.0\n486.8\nJul\n983.5\n13.6\n20465.4\n99.6\n170823.3\n638.2\nAug\n872.9\n9.0\n21919.8\n85.2\n179281.2\n542.3\nSep\n1010.7\n11.9\n22749.6\n62.4\n200441.9\n679.4\nOct\n1079.4\n12.7\n23191.6\n65.0\n206621.5\n1099.3\nNov\n982.1\n10.3\n25737.5\n225.2\n152919.9\n2044.1\nDec\n1003.8\n7.6\n27800.5\n385.5\n146316.6\n1273.6\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n35 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nJul\n286.4\n345.8\n632.20\n59.31\nAug\n389.3\n404.9\n794.25\n-15.62\nSep\n398.8\n441.4\n840.21\n-42.57\nOct\n439.4\n490.2\n929.60\n-50.80\nNov\n528.9\n509.7\n1038.60\n19.20\nDec\n488.3\n527.2\n1015.50\n-38.90\n4,395.70\n5,001.70\n9,397.40\n-487.37\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n558.1\n1060.60\n-55.6\nSource: ZIMSTAT, 2021\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-June-2021-.pdf"}
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+{"doc_id": "9647e2a2755bd562e65a17eb058007ae", "text": "i \n \n \n \nAUGUST 2023 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nPrecious Metals .......................................................................................................................... 3 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nZIMBABWE STOCK EXCHANGE (ZSE) ............................................................................. 10 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nMobile and Internet Based Transactions .............................................................................. 13 \nINFLATION OUTTURN ........................................................................................................... 13 \nMonthly Inflation .................................................................................................................... 13 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \nOVERVIEW \n \nAnnual headline inflation declined from \n101.3% in July 2023 to 77.2% in August 2023, \nwhile monthly inflation accelerated from \n-15.3% to -6.5% during the same period. \n \nBroad money supply increased by 3.1% in \nAugust 2023, compared to a decline of 8.9% \nrecorded in July 2023. The increase in money \nsupply largely reflected an expansion of 15.9% \nin the local currency component, indicating the \nimpact of credit creation by banks. \n \nThe international prices for gold, platinum, \npalladium, copper, nickel, and lithium declined \nin August 2023, while prices of Brent crude oil \nincreased during the same month. \n \nThe \ncountry’s \ntotal \nmerchandise \ntrade \namounted to US$1,469.7 million in August \n2023, representing a 6.0% increase from \nUS$1,386.3 million recorded in the previous \nmonth. The increase was on account of \nincreases in both exports and imports. \n \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \nexhibited bullish sentiments. The All Share, \nTop 10, Top 15, Medium and Small Cap \nindices added 9.1%, 13.1%, 12.2%, 2.5% and \n0.8%, respectively, during the reporting month. \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n0.7% to close the month under review at \nZWL$27.31 trillion. In volume terms, NPS \ntransactions also increased by 1.3% to close at \n55.28 million in August 2023. \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational monthly average prices for gold, \nplatinum, palladium, copper, nickel, and \nlithium retreated, while Brent crude prices oil \nincreased in August 2023. \n \nPrecious Metals \n \n Gold \nGold prices declined by 1.46%, from a monthly \naverage of US$1,949.21 per ounce in July 2023 \nto US$1,920.68 per ounce in August 2023. The \ndecline was underpinned by a stronger U.S. \ndollar and a strengthening of bond yields ahead \nof the publication of the U.S. Federal Reserve \nmeeting minutes. \n \n Platinum \nPlatinum prices were largely bearish, falling by \n2.47% from a monthly average of US$947.48 \nper ounce in the previous month to close the \nmonth under analysis at US$924.05 per ounce. \nPrices were weighed down by a stronger US \ndollar and weak industrial demand from critical \nsectors, particularly the automotive industry, \nwhich extensively utilises platinum in catalytic \nconverters. \n \n \n \n \n4 \n \n \n \nPalladium \nPalladium prices declined by 1.18% to \nUS$1,246.32 per ounce during the reporting \nmonth, from US$1,261.16 per ounce in July \n2023. The fall in prices was largely on account \nof receding demand for catalytic converters due \nto the growing market for electric vehicles. \nFigure 1 shows the precious metal price \ndevelopments for the period from August 2020 \nto August 2023. \n \nFigure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2023 \n \nBase Metals \n \n \nCopper \nCopper \nprices \nfell \nby \n1.20%, \nfrom \nUS$8,499.90 per tonne reported in the previous \nmonth to US$8,398.16 per tonne in August \n2023. \nThe \ndecline \nemanated \nfrom \ndisappointing economic data from China, the \nworld’s leading consumer of industrial metals \nand fears of further U.S. rate hikes. \n \n \n \nNickel \nDuring the month under review, nickel prices \nretreated by 2.79%, from an average of \nUS$21,313.10 per tonne recorded in the \nprevious month to US$20,718.61 per tonne. \nThe decrease was primarily due to weak \ndemand in China. Figure 2 shows the base \nmetals price developments for the period from \nAugust 2020 to August 2023. \n \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2023 \n \nBrent Crude Oil \nBrent Crude oil prices rose by 6.32% from an \naverage of US$80.00 per barrel in July 2023 to \nUS$85.05 per barrel, during the month under \nreview. Oil prices increased due to declining \nglobal oil inventories and reduced production \nfrom OPEC+ member countries. \nFigure 3 shows developments in crude oil \nprices for the period August 2022 to August \n2023. \n \n0,00\n200,00\n400,00\n600,00\n800,00\n1000,00\n1200,00\n1400,00\n1 200\n1 400\n1 600\n1 800\n2 000\n2 200\n2 400\n2 600\n2 800\nAug-20\nDec-20\nApr-21\nAug-21\nDec-21\nApr-22\nAug-22\nDec-22\nApr-23\nAug-23\nGold\nPalladium\nPlatinum (RHS)\n8 000\n13 000\n18 000\n23 000\n28 000\n33 000\n38 000\n4 500\n5 500\n6 500\n7 500\n8 500\n9 500\n10 500\n11 500\nAug-20\nOct-20\nDec-20\nFeb-21\nApr-21\nJun-21\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nCopper\nNickel (RHS)\n \n \n \n5 \n \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2023 \n \nLithium \n \nLithium prices retreated by 18.39%, from \nUS$43,724.76 per tonne in the previous month \nto US$35,683.04 per tonne in August 2023, \nowing to downward pressure from the \nsoftening Chinese market and weak demand \nfrom East Asia and Europe. Figure 4 shows \nprice developments for the metal for the period \nfrom February 2023 to August 2023. \n \n \n \n \n \n \n \n \n \n \n \n \n \nFigure 4: Lithium Prices (US$/tonne) \nFebruary – August 2023 \nLondon Metal Exchange, 2023 \n \nMERCHANDISE TRADE DEVELOPMENTS \n \nTotal \nmerchandise \ntrade \namounted \nto \nUS$1,469.7 million in August 2023, up by \n6.0% from US$1,368.9 million recorded in the \nprevious month. The increase was on account \nof increases in both exports and imports during \nthe month under analysis. On a year-on-year \nbasis, total merchandise trade rose by about \n17.3%, from US$1,252.6 million recorded in \nthe corresponding month in 2022. \n \nMerchandise Exports \n \nThe country exported merchandise worth \nUS$649.8 million in August 2023, an increase \nof 7.7% over the previous month outturn of \nUS$603.2 million. Increased export earnings \nfrom PGMs and tobacco underpinned the \ngrowth in exports. The merchandise exports for \nthe current month were also 31.7% higher \ncompared to US$493.6 million recorded during \nthe corresponding month in 2022. \n0\n20\n40\n60\n80\n100\n120\n140\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nUS$/barrel\n0\n10 000\n20 000\n30 000\n40 000\n50 000\n60 000\n70 000\n80 000\n \n \n \n6 \n \nFigure 5 shows developments in the country’s \nmerchandise exports for the period from \nJanuary 2022 to August 2023. \n \nFigure 5: Merchandise Trade (US$ m) \n \nSource: ZIMSTAT, 2023 \n \nThe country’s export basket continued to be \ndominated \nby \nprimary \ncommodities, \nparticularly PGMs, gold, tobacco, and ferro-\nchromium, which contributed 25.0%, 21.6%, \n14.8% and 3.7%, respectively. However, \nexport earnings from gold were 12.8% lower \nthan in the previous month. PGM export \nearnings improved during the month under \nanalysis, underpinned by increased demand \nfrom China, the world’s top consumer of \nindustrial metals. \n \nTable 1 shows developments on the country’s \nexport earnings for the months of July and \nAugust 2023. \n \n \n \n \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \n \n \nJuly-23 \n (US$m) \nAug-23 \n(US$m) \nJuly-\nAug \nChange\ns (%) \nShare of \nExports \n(%) \nAug-23 \nTotal \n603.2 \n649.8 \n7.7 \n100.0 \nOf Which: \n \n \n \n \nPGMs* \n103.4 \n162.3 \n56.9 \n25.0 \nGold \n161.3 \n140.6 \n-12.8 \n21.6 \nTobacco \n(Inc. \ncigarettes) \n56.6 \n96.3 \n70.0 \n14.8 \nFerro-\nchromium \n28.4 \n24.0 \n-15.3 \n3.7 \nIndustrial \ndiamonds \n115.9 \n15.0 \n-87.1 \n2.3 \nCoal \n15.7 \n11.4 \n-27.8 \n1.8 \nCane sugar \n8.3 \n7.9 \n-4.8 \n1.2 \nChromium \nores and \nconcentrat\nes \n4.4 \n4.6 \n4.4 \n0.7 \nCrocodiles \n0.8 \n3.0 \n267.0 \n0.5 \nGranite \n3.3 \n2.9 \n-13.5 \n0.4 \nSource: ZIMSTAT & RBZ Calculations, 2023 \n8*PGMs Include Nickel mattes, nickel ores & concentrates \nand platinum \n \nDuring the month of August 2023, the \ncountry’s exports were mainly destined for \nSouth Africa (30.3%), followed by the U.A.E \n(22.2%) and China (18.3%). Figure 6 shows the \ncountry’s major export markets during the \nmonth under review. \n \n \n \n \n \n0,0\n100,0\n200,0\n300,0\n400,0\n500,0\n600,0\n700,0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\n2022\n2023\n \n \n \n7 \n \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Imports \n \nThe value of merchandise imported by the \ncountry amounted to US$819.9 million in \nAugust 2023, 4.7% up from US$783.1 million \nrecorded in July 2023. Similarly, imports in \nAugust 2023were 8.0% higher than the \nUS$759.1 million recorded in the comparable \nmonth in 2022, as shown in Figure 7. \n \n \n \n \n \n \n \n \n \n \n \n \n \nFigure 7: Merchandise Imports classified by \nHS Codes (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nThe major import drivers during the month \nunder review were diesel, machinery, leaded \npetrol and medicaments, accounting for 10.5%, \n5.2%, 5.0% and 4.2% of total imports, \nrespectively. Table 2 shows imports of major \ncommodities for the months of July and August \n2023. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n30,3\n22,2\n18,3\n9,3\n3,9\n3,6\n2,3\n0,9\n0,7\n0,6\n0,0\n10,0\n20,0\n30,0\n40,0\nSouth Africa\nUnited Arab Emirates\nChina\nHong Kong\nMozambique\nBelgium\nZambia\nViet Nam\nGreece\nItaly\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nJan\nFeb\nMar Apr May\nJun\nJul\nAug\n2022\n2023\n \n \n \n8 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \n \nJuly-23 \n(US$m) \nAug-23 \n(US$m) \nJuly-\nAug \nChanges \n(%) \nShare \nof Total \nImports \n(%) \nAug-23 \nTotal \n783.1 \n819.9 \n4.7 \n100.0 \nOf Which \n \n \n \n \nDiesel \n76.3 \n85.7 \n12.3 \n10.5 \nMachinery \n22.1 \n42.3 \n91.7 \n5.2 \nLeaded petrol \n39.0 \n41.1 \n5.4 \n5.0 \nMedicaments \n3.6 \n34.8 \n865.7 \n4.2 \nRice \n18.6 \n16.4 \n-12.2 \n2.0 \nCrude soya \nbean oil \n18.9 \n14.6 \n-22.6 \n1.8 \nWheat \n7.6 \n12.2 \n61.1 \n1.5 \nElectrical \nenergy \n10.4 \n10.3 \n-1.3 \n1.3 \nAmmonium \ndihydrogen \northophosphate \n2.8 \n10.1 \n255.6 \n1.2 \nBase stations \n0.4 \n9.7 \n2166.8 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2023 \nThe country’s imports for August 2023 were \nmainly sourced from South Africa (32.7%), \nChina (14.0%), Bahamas (8.1%), Egypt (6.1%) \nand other markets. Figure 8 shows the \ncountry’s top import sources in August 2023. \n \n \n \n \n \n \n \n \n \n \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Trade Balance \nThe developments on merchandise trade during \nthe month of August 2023 resulted in a trade \ndeficit of US$170.1 million, down from a \ndeficit of US$179.8 million recorded in the \nprevious month. On a year-on-year basis, the \ncountry’s trade balance narrowed from a deficit \nof US$265.5 million in the comparable month \nin 2022 to US$170.1 million in August 2023. \nFigure 9 shows the country’s trade balance for \nthe period from January to August 2023. \n \nFigure 9 shows merchandise trade balance for \nthe period from April 2023 to August 2023. \n \n \n \n \n \n \n \n \n32,7\n14,0\n8,1\n6,1\n4,5\n4,2\n3,4\n3,1\n2,8\n2,7\nSouth Africa\nChina\nBahamas\nEgypt\nBahrain\nHong Kong\nUnited Arab Emirates\nZambia\nMauritius\nMozambique\n \n \n \n9 \n \nFigure 9: Merchandise Trade Balance (US$ \nm) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nMONETARY DEVELOPMENTS1 \n \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZW$13,411.78 \nbillion \nin \nAugust \n2023, \ncompared to ZW$13,003.45 billion recorded in \nthe previous month. \nThe money stock was largely composed of \nforeign currency deposits, 80.22%; local \ncurrency deposits, 19.70% and currency in \ncirculation, 0.07%. Figure 10 shows the money \nsupply composition. \n \n \n \n \n \n \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2023 \n \nOn a month-on-month basis, the broad money \naggregate increased by 3.14% in August 2023, \ncompared to a decline of 8.91% recorded in \nJuly 2023. The increase in money supply \nlargely reflected an expansion of 15.93% in the \nlocal currency component, indicating the \nimpact of credit creation by banks. Foreign \ncurrency accounts recorded an increase of \n0.41%. \n \nDuring the month under review, credit to the \nprivate sector, increased by ZW$7,447.90 \nbillion, partly reflecting valuation changes \nowing to exchange rate depreciation. Over the \nsame period, net claims on Government by the \nbanking sector increased by ZW$118.26 \nbillion. \n \nOn an annual basis, broad money registered an \nincrease of 733.59% compared to 977.06%, in \nJuly 2023. The annual growth in money supply \nlargely reflected exchange rate depreciation, \n555,5\n654,2\n641,5\n603,2\n649,8\n708,6\n850,3\n727,4 783,1\n819,9\n-153,0\n-196,1\n-85,9\n-179,8\n-170,1\n-400,0\n-200,0\n0,0\n200,0\n400,0\n600,0\n800,0\n1000,0\nApr-23\nJun-23\nAug-23\nExports\nImports\nTrade Balance\nNCDs; \n0,02%\nLocal \nCurrency \nTime , 2,04%\nFX Time \nDeposits; 4,37%\nLocal Currency \nTransferable ; \n17,64%\nFX Transferable \nDeposits; 75,85%\nCurrency in \nCirculation; \n0,07%\n \n \n \n10 \n \nfrom ZW$546.83/US$ in August 2022 to \nZW$4,608/US$ by end-August 2023. Foreign \ncurrency deposits grew by 602.24% whilst the \nlocal currency component of money supply \nalso increased by 390.25%. \n \nThe annual increase in broad money largely \nreflected nominal changes in credit to the \nprivate \nsector \nof \nZW$6,975.28 \nbillion \n(861.51%). \n \nOutstanding credit to the private sector was \nmainly \nchanneled \nto \nhouseholds \nand \nagriculture, which received 23.07% and \n16.51% of the total credit, respectively. The \nmanufacturing and distribution sectors received \n16.11% and 10.22% of the credit, respectively. \nPrivate sector credit shares for the sectors are \nshown in Figure 11. \nFigure 11: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2023 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 40.54%; inventory \nbuild-up, \n24.82%; \nand \nfixed \ncapital \ninvestments, 13.13%. \n \nSTOCK MARKET DEVELOPMENTS \nZIMBABWE STOCK EXCHANGE (ZSE) \n \nDuring the month of August 2023, the \nZimbabwe Stock Exchange (ZSE) recovered \nfrom losses of the previous month. As such, the \nAll Share, Top 10, Top 15, Medium and Small \nCap indices added 9.05%, 13.08%, 12.24%, \n2.45% and 0.82% to close at 125 134.79 points, \n58 625.14 points, 81 140.54 points, 449 716.78 \npoints and 2 320 368.91 points, respectively. \nThe resource index also gained 21.95% to close \nat 109 159.36 points, compared to 89 512.59 \npoints registered in the previous month. \n \nOn a yearly basis, the All Share, Top 10, Top \n15, Medium and Small Cap indices increased \nby 813.05%, 614.13%, 781.99%, 1,449.32% \nand 364.77%, from 13 705.12 points, 8 209.35 \npoints, 9 199.73 points, 29 026.80 points and \n499 251.50 points recorded in the comparable \nperiod last year, respectively. \n \nThe mining index increased by 605.47% from \n15 473.37 points registered in August 2022. \n \nHouseholds\n23,07%\nAgriculture\n16,51%\nMining\n12,33%\nManufacturing\n16,11%\nDistribution\n10,22%\nConstruction\n2,00%\nTransport \n& \nCommunica\ntions\n2,85%\nServices\n10,71%\nFinancial Org. \n& Investments\n5,88%\nOther\n0,32%\n \n \n \n11 \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \nSource: Zimbabwe Stock Exchange, 2023 \nThe cumulative volume and value of shares \ntraded declined by 41.17% and 4.00% to \n103.85 million shares and ZW$39.21 billion, \nrespectively. \n \nHowever, the proportion of foreign purchases \nto the value of shares traded increased from \n2.77% in July 2023 to 10.02%, during the \nmonth under review. \n \nThen net foreign position worsened to -\nZW$3.44 billion in August 2023, from \nZW$1.07 billion recorded in the previous \nmonth. \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2023 \nReflecting improved trading activity on the \nZSE, market capitalization added 6.02%, or \nZW$552.23 million to close at ZW$9,723.58 \nbillion. \n \nOn a year-on-year basis, ZSE capitalization \nadded 476.86%, from ZW$1,685.59 billion \nrecorded in August 2022. \n \nVICTORIA FALLS STOCK EXCHANGE \n(VFEX) \n \nThe Victoria Falls Stock Exchange (VFEX) \nalso recovered from losses of the month. As a \nresult, the VFEX All Share index rose by \n5.18% to close at 71.85 points, from 68.31 \npoints recorded in July 2023. \n \nOn an annual basis, however, the VFEX All \nShare Index lost 48.25%, from 138.84 points \nrecorded in August 2022. \n \n15 000\n21 000\n27 000\n33 000\n39 000\n45 000\n51 000\n57 000\n63 000\n69 000\n75 000\n81 000\n87 000\n5000\n25000\n45000\n65000\n85000\n105000\n125000\n145000\n165000\n185000\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\nAll Share Index\nTop 10 Index\nMining Index\n0\n10 000\n20 000\n30 000\n40 000\n50 000\n60 000\n70 000\n80 000\n90 000\n0\n100\n200\n300\n400\n500\n600\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n12 \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2023 \n \nVFEX Market Capitalization \nReflecting increased investor appetite in \nAugust 2023, VFEX market capitalization \nadded 5.18% to US$1.23 billion, compared to \nUS$1.17 billion recorded in the previous \nmonth. \n \n \n \n \n \n \n \n \n \n \n \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ b) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2023 \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n0.65% to ZW$27.31 trillion from ZW$27.13 \ntrillion, \nrecorded \nin \nJuly \n2023. \nNPS \ntransactions volumes also increased by 1.27% \nfrom 54.59 million in July 2023 to 55.28 \nmillion in August 2023. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \nincreased by 0.54% to ZW$17.96 trillion, from \nZW$17.86 trillion in July 2023. The volume of \nRTGS transactions decreased by 5.8%, from \n0.94 million in July 2023 to 0.89 million in \nAugust 2023. \n60\n70\n80\n90\n100\n110\n120\n130\n140\n150\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n0,00\n0,20\n0,40\n0,60\n0,80\n1,00\n1,20\n1,40\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nUS$ Billion\n \n \n \n13 \n \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions stood at \nZW$7.69 trillion in August 2023, down from \nZW$7.70 trillion recorded in the preceding \nmonth. \nINFLATION OUTTURN \nAnnual Inflation \nHeadline inflation declined to 77.2% in August \n2023, from 101.3% in July 2023. This followed \ndeclines in both food and no-food inflation. \nAnnual food inflation declined to 70.8% in \nAugust 2023, from 103.1% in July 2023. Year-\non-year non-food inflation also decelerated to \n82.4% in August 2023., \nMonthly Inflation \n \nThe month-on-month inflation rate stood at \n-6.2% in August 2023, up from -15.3% in July \n2023, largely driven by the increase in food \ninflation. \n \nThe increase in monthly inflation was on \naccount of food inflation which increased to \n-7.12% in August 2023, from -30.67% in July \n2023. Monthly non-food inflation, however, \nfell from 2.42% to -5.41% over the same \nperiod. \n \n \nFigure 17: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2023 \n \n \n \nOCTOBER 2023 \nRESERVE BANK OF ZIMBABWE \n \n -\n 2 000,0\n 4 000,0\n 6 000,0\n 8 000,0\n 10 000,0\n 12 000,0\n 14 000,0\n 16 000,0\n 18 000,0\n 20 000,0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n-35,00\n-15,00\n5,00\n25,00\n45,00\n65,00\n85,00\n105,00\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nFood and non alcoholic beverages\nNon food\nAll Items\n \n14 \n \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n16 \n 2. Central Bank Survey \n \n \n \n \n \n \n17 \n \n3. Other Depository Corporations Survey \n \n \n \n \n18 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n19 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n20 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n21 \n 5.2 Liabilities \n \n \n \n \n22 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n23 \n 6.2 Liabilities \n \n \n \n \n \n \n24 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n25 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n26 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n27 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n28 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n29 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n30 \n \n External Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n15 \n \n \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n32 \n \n National Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n33 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n34 \n \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n35 \n \n \n \n \n \n \n \n \n \n 16 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nNet Foreign Assets\n-1,795,279,800.26\n-1,954,300,330.22\n-2,033,984,124.20\n-2,085,714,926.41\n-2,301,765,618.46\n-2,768,770,567.35\n-2,973,301,439.14\n-3,029,571,037.94\n-3,592,508,488.23\n-8,614,351,669.20 -17,037,826,284.18 -14,270,652,392.93 -14,337,307,783.85\nCentral Bank(net)\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,780,839,763.05\n-3,343,568,149.26\n-3,725,651,869.12\n-3,773,983,623.21\n-4,391,029,727.11\n-10,520,227,418.97 -20,905,102,725.43 -17,908,236,910.38 -17,794,218,195.35\nForeign Assets\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\n2,357,413,332.73\nForeign Liabilities\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\n20,206,777,545.43\n20,151,631,528.08\nOther Depository Corporations(net)\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\nForeign Assets\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\nForeign Liabilities\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\nNet Domestic Assets (NDA)\n3,404,193,526.10\n3,871,453,855.67\n3,914,796,933.13\n4,157,026,534.98\n4,639,992,601.29\n5,466,131,034.04\n5,901,544,727.24\n6,224,896,705.38\n7,191,111,363.85\n15,853,317,101.49\n31,313,301,345.50\n27,274,104,611.26\n27,749,089,859.15\nDomestic Claims\n1,183,994,022.32\n1,371,017,098.26\n1,420,546,462.01\n1,634,150,767.46\n1,887,872,636.21\n2,178,096,571.94\n2,412,375,453.77\n2,817,271,797.47\n3,128,143,876.12\n6,606,083,920.89\n10,786,056,145.65\n11,207,654,299.27\n11,130,787,030.69\nClaims on Central Government(net)\n236,159,688.17\n270,091,555.64\n263,657,275.07\n350,064,095.72\n474,594,482.66\n468,584,636.74\n482,484,485.80\n627,021,736.70\n809,483,964.69\n1,453,508,596.11\n-321,410,956.46\n2,032,323,436.46\n2,150,580,804.93\nClaims on Central Government\n350,494,976.12\n408,193,113.30\n426,472,842.49\n532,069,052.32\n633,310,020.08\n781,764,304.23\n961,476,154.82\n1,030,581,569.13\n1,109,723,491.62\n1,853,707,138.97\n3,237,920,191.20\n3,137,951,747.03\n3,471,122,173.32\nCentral Bank\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\nODCs\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\nLess Liabilities to Central Government\n114,335,287.95\n138,101,557.65\n162,815,567.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\n478,991,669.02\n403,559,832.42\n300,239,526.93\n400,198,542.86\n3,559,331,147.66\n1,105,628,310.57\n1,320,541,368.39\nCentral Bank\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\nODCs\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\nClaims on Other Sectors\n947,834,334.15\n1,100,925,542.62\n1,156,889,186.94\n1,284,086,671.74\n1,413,278,153.55\n1,709,511,935.20\n1,929,890,967.97\n2,190,250,060.77\n2,318,659,911.43\n5,152,575,324.78\n11,107,467,102.11\n9,175,330,862.81\n8,980,206,225.76\nOther Financial Corporations\n17,449,153.84\n18,825,212.19\n143,782,090.97\n143,554,205.91\n162,860,664.99\n176,029,053.38\n189,742,321.73\n202,939,856.36\n127,476,071.53\n204,879,115.02\n372,829,596.47\n286,485,380.68\n286,556,911.67\nState and Local Government\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\nPublic Non Financial Corporations\n123,920,817.60\n133,928,821.97\n145,038,366.23\n150,370,660.24\n161,725,797.02\n198,192,725.01\n221,082,772.48\n244,918,005.85\n282,369,808.93\n680,427,260.99\n1,426,648,513.58\n1,144,767,740.03\n942,115,955.79\nPrivate Sector\n806,177,221.63\n947,865,180.05\n867,726,767.22\n989,858,253.51\n1,088,409,078.41\n1,335,038,917.19\n1,518,868,431.51\n1,742,242,420.81\n1,908,714,754.59\n4,267,188,606.15\n9,307,905,990.36\n7,744,009,668.94\n7,751,457,555.47\nCentral Bank\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\nODCs\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\nOther Items(Net)\n-2,220,199,503.78\n-2,500,436,757.40\n-2,494,250,471.13\n-2,522,875,767.52\n-2,752,119,965.08\n-3,288,034,462.10\n-3,489,169,273.48\n-3,407,624,907.90\n-4,062,967,487.72\n-9,247,233,180.60 -20,527,245,199.85 -16,066,450,311.99 -16,618,302,828.46\nShares and Other Equity\n-2,196,010,760.22\n-2,353,032,948.01\n-2,415,295,348.56\n-2,460,253,452.61\n-2,434,507,949.48\n-2,961,726,923.10\n-3,217,266,965.75\n-3,126,405,163.73\n-3,579,533,655.47\n-9,203,936,084.43 -19,402,711,215.33 -14,321,122,638.86 -14,203,729,090.13\nLiabilities to Other Financial Corporations\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\nRestricted Deposits\n37,970,261.21\n33,027,186.30\n47,084,275.28\n59,785,332.00\n42,455,011.89\n52,836,636.96\n95,262,450.25\n116,383,765.15\n168,057,733.95\n452,445,666.52\n929,649,277.24\n832,146,281.94\n481,313,635.70\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-62,714,231.31\n-181,018,174.35\n-126,801,860.37\n-122,747,262.48\n-360,819,506.73\n-379,819,710.07\n-370,273,739.26\n-401,318,137.73\n-657,910,369.64\n-526,326,106.66\n-2,118,505,135.97\n-2,635,730,123.79\n-2,952,638,982.49\nBroad Money-M3\n1,608,913,725.83\n1,917,153,525.45\n1,880,812,808.93\n2,071,311,608.56\n2,338,226,982.83\n2,697,360,466.69\n2,928,243,288.10\n3,195,325,667.44\n3,598,602,875.61\n7,238,965,432.29\n14,275,475,061.32\n13,003,452,218.33\n13,411,782,075.30\nSecurities Other than Shares Included in Broad \nMoney\n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\n1,843,391.22\n4,659,433.86\n4,243,581.90\n2,137,443.55\n3,182,683.74\nBroad Money-M2\n1,596,128,151.09\n1,903,106,030.11\n1,865,253,945.05\n2,057,873,086.69\n2,324,078,018.07\n2,682,303,994.66\n2,912,531,632.80\n3,179,243,047.93\n3,596,759,484.40\n7,234,305,998.43\n14,271,231,479.42\n13,001,314,774.78\n13,408,599,391.56\nOther Deposits\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\nof which Foreign Currency Accounts\n79,027,794.71\n77,583,912.71\n97,520,415.67\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\nNarrow Money-M1\n1,461,955,622.01\n1,746,038,037.35\n1,698,802,699.18\n1,868,674,949.05\n2,090,666,237.62\n2,407,265,283.35\n2,618,757,381.64\n2,846,507,551.90\n3,327,871,127.16\n6,679,000,239.69\n13,204,658,167.27\n12,176,656,804.16\n12,548,397,342.75\nTransferable Deposits\n1,457,941,576.91\n1,742,120,578.98\n1,694,712,870.55\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n2,612,610,043.68\n2,840,026,628.31\n3,320,722,893.78\n6,671,063,283.95\n13,196,303,401.12\n12,166,873,421.72\n12,538,725,239.63\n Of which Foreign Currency Accounts\n991,098,612.31\n1,196,206,879.78\n1,131,298,129.20\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\n1,754,513,308.92\n1,869,072,784.19\n2,148,792,572.06\n5,274,426,984.71\n11,635,488,089.25\n10,099,330,132.00\n10,173,498,286.11\nCurrency Outside Depository Corporations\n4,014,045.11\n3,917,458.37\n4,089,828.63\n4,108,746.53\n4,210,142.14\n4,740,785.16\n6,147,337.96\n6,480,923.60\n7,148,233.38\n7,936,955.74\n8,354,766.15\n9,783,382.43\n9,672,103.13\nMemorandum Items\nReserve Money\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\nFCAs as a Percentage of Deposits in M3\n61.8%\n62.5%\n60.3%\n58.6%\n56.9%\n60.4%\n60.0%\n58.6%\n59.8%\n72.9%\n87.5%\n77.7%\n75.9%\nEnd Period Exchange Rate\n546.83\n621.89\n632.77\n654.93\n684.33\n796.52\n889.13\n929.86\n1,047.44\n2,577.06\n5,739.80\n4,516.80\n4,608.11\nSource: Reserve Bank of Zimbabwe, 2023\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n17 \n \n \nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nNet Foreign Assets\n-2,281,673,543.14 -2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,780,839,763.05\n-3,343,568,149.26\n-3,725,651,869.12\n-3,773,983,623.21\n-4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43 -17,908,236,910.38 -17,794,218,195.35\nClaims on Non Residents\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\n2,357,413,332.73\nOfficial Reserves Assets\n329,592,679.60\n270,927,656.44\n265,887,215.65\n301,307,551.70\n408,577,461.48\n261,809,981.40\n249,068,733.08\n171,692,411.97\n146,106,760.95\n332,915,935.99\n2,747,791,086.61\n550,426,343.44\n609,700,872.98\nOther Foreign Assets\n134,831,527.99\n152,414,486.62\n154,726,420.61\n160,288,576.12\n244,934,071.75\n325,157,903.30\n366,364,910.31\n393,280,706.32\n341,006,760.85\n937,082,270.13\n2,252,779,306.49\n1,748,114,291.61\n1,747,712,459.75\nLess Liabilities to Non Residents\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\n20,206,777,545.43\n20,151,631,528.08\nShort Term Liabilities\n1,336,300,564.04\n1,387,742,749.22\n1,398,159,992.55\n1,431,029,164.32\n1,701,709,036.15\n1,909,558,866.94\n2,114,914,934.40\n2,213,818,403.03\n2,487,318,302.19\n6,071,100,761.93\n13,223,388,517.77\n10,191,496,163.68\n10,241,615,661.93\nOther Foreign Liabilities*\n1,409,797,186.69\n1,576,134,607.76\n1,616,907,488.02\n1,624,322,875.66\n1,732,642,260.13\n2,020,977,167.02\n2,226,170,578.11\n2,125,138,338.48\n2,390,824,946.71\n5,719,124,863.17\n12,682,284,600.75\n10,015,281,381.75\n9,910,015,866.15\n of which blocked funds\n678,512,698.97\n762,984,490.22\n783,864,733.61\n742,874,154.66\n800,314,020.03\n918,840,100.80\n1,016,910,134.72\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\n4,846,720,895.68\n3,809,201,616.00\n3,638,215,070.80\nNet Domestic Assets (NDA)\n2,319,139,878.80\n2,627,633,649.47\n2,686,722,006.25\n2,692,616,574.53\n2,884,883,957.73\n3,466,565,811.34\n3,929,688,003.03\n4,006,880,277.83\n4,667,525,806.22\n11,040,839,328.64\n21,970,001,166.44\n18,911,280,665.28 18,856,310,785.44\nDomestic Claims\n232,699,771.22\n241,166,538.97\n235,988,125.06\n281,625,189.08\n327,159,834.74\n344,411,001.58\n335,732,732.21\n472,690,115.90\n659,259,617.17\n1,372,281,553.64\n119,647,192.81\n1,998,051,204.96\n1,989,009,848.49\nNet Claims on Central Government\n143,751,566.58\n135,218,762.79\n118,456,743.03\n157,861,567.95\n193,502,848.44\n190,370,159.19\n160,578,844.90\n272,152,063.05\n427,038,554.01\n846,395,323.03\n-880,708,099.75\n1,163,345,993.77\n1,334,037,332.32\nClaims on Central Government\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\nOf which: Securities Other than Shares\n16,894,372.03\n24,148,817.33\n32,085,268.08\n58,861,123.74\n93,911,678.51\n115,798,163.17\n141,163,866.74\n163,408,985.73\n197,483,744.44\n491,408,539.76\n1,282,058,425.55\n1,041,256,825.36\n1,354,647,836.07\nLoans\n233,300,046.10\n240,464,254.47\n242,513,386.24\n274,274,026.60\n250,439,959.22\n345,930,338.13\n487,366,456.84\n506,114,184.46\n520,092,134.91\n704,673,598.81\n963,954,456.29\n847,281,667.16\n918,405,362.59\n Loans and Advances\n62,658,197.28\n69,822,405.65\n71,871,537.43\n103,632,177.79\n83,409,676.25\n92,638,154.51\n100,736,810.22\n112,483,069.83\n126,461,020.28\n298,686,901.35\n557,967,758.83\n441,294,969.70\n453,167,575.54\nAmounts Due from Gvt including SDR Draw\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n253,292,183.61\n386,629,646.61\n393,631,114.63\n393,631,114.63\n405,986,697.46\n405,986,697.46\n405,986,697.46\n465,237,787.05\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\nOf which: Deposits\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n88,948,204.64\n105,947,776.18\n117,531,382.02\n123,763,621.12\n133,656,986.31\n154,040,842.39\n175,153,887.31\n200,538,052.85\n232,221,063.16\n525,886,230.61\n1,000,355,292.57\n834,705,211.19\n654,972,516.17\nOther Financial Corporations\n3,073,237.98\n3,202,283.90\n3,211,903.39\n3,213,198.55\n8,835,802.24\n9,415,510.50\n10,113,325.42\n10,623,469.30\n10,883,730.62\n10,991,470.34\n12,986,635.27\n12,976,151.03\n13,602,645.94\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n77,480,839.35\n92,396,112.07\n101,596,682.38\n107,131,115.83\n111,380,893.58\n130,305,094.55\n149,674,109.51\n171,503,627.58\n200,192,374.04\n491,887,660.82\n963,938,268.05\n778,956,909.14\n579,963,269.97\nPrivate Sector\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\nClaims on Other Depository Corporations\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\nOf which: Loans\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\nOther Liabilities to ODCs\n516,479,509.63\n514,761,587.21\n554,976,245.35\n681,837,090.96\n685,265,981.82\n730,178,263.75\n655,353,298.81\n642,344,547.18\n750,760,102.33\n1,433,201,083.09\n2,673,344,290.58\n2,908,051,423.81\n3,106,048,719.94\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n198,762,582.78\n247,261,242.79\n280,589,071.79\n355,098,840.61\n373,427,746.87\n355,071,440.18\n307,661,257.90\n318,264,602.32\n358,416,719.69\n479,833,629.00\n683,711,355.79\n1,196,912,067.35\n1,309,913,863.13\nOther Items(Net)\n-2,576,477,704.28 -2,860,511,797.67\n-2,963,504,823.70\n-3,058,656,720.83\n-3,218,570,564.85\n-3,811,099,538.68\n-4,205,812,628.87\n-4,130,691,813.85\n-4,712,021,791.09 -10,984,933,611.94 -24,256,074,208.16 -19,559,977,562.21 -19,734,596,625.30\nShares and Other Equity\n-2,662,572,351.10 -2,881,231,066.44\n-2,968,624,968.16\n-3,039,020,578.83\n-3,148,249,301.82\n-3,673,971,825.27\n-4,085,919,716.08\n-4,078,823,961.23\n-4,620,636,211.04 -11,291,316,467.09 -25,202,259,045.14 -19,805,080,179.46 -19,579,648,458.36\nOther Items(Net)\n43,541,395.78\n-13,728,304.53\n-44,526,215.42\n-90,829,827.08\n-118,055,939.45\n-221,456,181.24\n-233,402,893.37\n-175,955,067.06\n-276,252,783.87\n-165,894,326.27\n-1,658,390.99\n-603,417,014.29\n-652,393,199.08\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n42,553,251.05\n34,447,573.30\n49,646,359.89\n71,193,685.08\n47,734,676.42\n84,328,467.83\n113,509,980.58\n124,087,214.44\n184,867,203.81\n472,277,181.43\n947,843,227.98\n848,519,631.54\n497,445,032.14\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\nBond Coins\n99,710.59\n99,710.63\n99,711.37\n99,645.37\n99,645.38\n99,645.41\n99,645.43\n97,745.29\n90,572.71\n83,649.70\n80,542.92\n79,344.94\n79,163.84\nBond Notes\n6,554,970.13\n6,740,568.25\n7,012,718.25\n7,260,471.73\n7,472,198.27\n7,439,947.85\n7,927,761.49\n8,414,729.87\n8,902,316.39\n8,960,488.74\n10,258,707.59\n11,193,057.46\n11,885,047.43\nLiabilities to ODCs\n30,811,654.95\n80,258,156.68\n85,155,732.33\n91,500,545.27\n96,472,351.03\n115,458,068.82\n196,008,726.99\n224,384,179.46\n267,503,190.02\n511,567,771.23\n1,054,559,190.50\n991,771,352.50\n1,050,128,378.82\n Local Currency Reserve Deposits\n30,691,239.95\n36,208,286.92\n39,251,684.88\n45,031,513.47\n51,076,733.16\n56,112,655.93\n63,026,207.68\n72,736,726.53\n86,910,489.22\n105,795,700.01\n182,612,061.98\n243,159,063.25\n295,859,644.01\n Foreign Currency Reserve Deposits\n0.00\n43,949,504.76\n45,803,682.45\n46,368,666.81\n45,295,252.88\n59,244,974.53\n132,882,154.31\n151,547,087.93\n180,492,335.81\n405,671,706.23\n871,846,763.53\n718,611,889.52\n724,265,967.76\n Exess reserves \n120,414.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,438.36\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n30,000,399.73\n30,002,767.04\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2023\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n18 \n \n \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nNet Foreign Assets\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\nClaims on Non Residents\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\nOf Which: Foreign Currency\n263,637,446.30\n292,402,245.17\n300,240,300.44\n286,365,213.60\n295,435,074.49\n381,966,212.75\n436,062,788.15\n425,326,479.00\n462,081,408.59\n1,048,116,376.82\n2,249,201,574.76\n1,584,403,308.04\n1,505,916,176.81\nDeposits\n340,293,581.80\n435,192,058.43\n412,875,019.01\n359,879,184.65\n359,872,194.36\n387,899,225.52\n540,045,460.79\n573,864,075.80\n652,301,901.26\n1,639,116,293.75\n3,441,353,382.68\n3,502,402,457.26\n3,423,237,567.41\nOther\n2,658,965.36\n2,925,585.55\n1,438,608.89\n1,440,334.07\n1,581,747.89\n1,836,119.68\n2,016,591.60\n2,290,917.65\n3,281,237.94\n3,802,932.12\n16,819,067.74\n13,134,469.43\n13,524,856.19\nLess Liabilities to Non Residents\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\nOf Which: Deposits\n65,301,846.77\n82,156,742.51\n90,971,607.55\n92,797,127.97\n89,384,232.63\n93,815,500.56\n109,244,589.40\n121,808,803.93\n153,776,940.69\n378,197,467.04\n820,337,332.33\n764,960,085.21\n772,511,911.80\nLoans\n54,894,403.81\n62,128,262.94\n63,112,600.68\n46,846,618.61\n88,430,639.51\n103,088,475.48\n116,529,821.16\n135,260,083.25\n165,366,368.23\n406,962,385.88\n1,019,760,251.61\n697,395,632.08\n713,256,277.09\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n1,113,922,948.02\n1,325,580,796.37\n1,313,691,175.57\n1,547,753,523.21\n1,849,663,031.57\n2,086,330,268.75\n2,151,497,989.83\n2,436,728,709.28\n2,776,123,933.49\n5,305,321,211.88\n10,381,649,903.19\n9,339,710,968.86\n9,929,068,164.23\nDomestic Claims\n951,294,251.11\n1,129,850,559.29\n1,184,558,336.95\n1,352,525,578.38\n1,560,712,801.46\n1,833,685,570.36\n2,076,642,721.56\n2,344,581,681.58\n2,468,884,258.96\n5,233,802,367.26\n10,666,408,952.84\n9,209,603,094.31\n9,141,777,182.20\nNet Claims on Central Government\n92,408,121.59\n134,872,792.86\n145,200,532.03\n192,202,527.77\n281,091,634.22\n278,214,477.55\n321,905,640.90\n354,869,673.65\n382,445,410.68\n607,113,273.08\n559,297,143.29\n868,977,442.69\n816,543,472.61\nClaims on Central Government\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\nSecurities\n100,187,059.48\n143,464,932.04\n151,757,709.91\n198,814,372.89\n288,843,960.96\n319,807,352.36\n332,626,867.19\n360,626,182.29\n391,587,790.26\n653,025,854.60\n981,773,844.67\n1,242,045,163.04\n1,190,599,025.63\nLoans\n113,498.51\n115,109.46\n116,478.26\n119,529.09\n114,421.39\n228,450.57\n318,964.05\n432,216.64\n559,822.02\n4,599,145.80\n10,133,464.70\n7,368,091.47\n7,469,949.03\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\nOf which: Deposits\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n858,886,129.52\n994,977,766.44\n1,039,357,804.92\n1,160,323,050.62\n1,279,621,167.24\n1,555,471,092.81\n1,754,737,080.66\n1,989,712,007.92\n2,086,438,848.27\n4,626,689,094.18\n10,107,111,809.54\n8,340,625,651.62\n8,325,233,709.58\nOther Financial Corporations\n14,375,915.86\n15,622,928.29\n140,570,187.59\n140,341,007.36\n154,024,862.75\n166,613,542.88\n179,628,996.31\n192,316,387.05\n116,592,340.90\n193,887,644.68\n359,842,961.20\n273,509,229.65\n272,954,265.73\nState and Local Government\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\nPublic Non Financial Corporations\n46,439,978.25\n41,532,709.91\n43,441,683.85\n43,239,544.41\n50,344,903.44\n67,887,630.46\n71,408,662.97\n73,414,378.27\n82,177,434.89\n188,539,600.17\n462,710,245.53\n365,810,830.89\n362,152,685.81\nPrivate Sector\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\nClaims on the Central Bank\n414,080,563.81\n503,930,421.77\n528,892,917.07\n579,137,110.76\n655,646,094.75\n706,967,379.44\n745,768,616.10\n819,662,608.72\n973,967,364.65\n2,050,173,260.89\n4,434,783,343.65\n4,138,866,267.43\n4,653,650,898.99\nCurrency\n2,640,635.61\n2,922,820.51\n3,022,600.98\n3,251,370.57\n3,361,701.51\n2,798,808.10\n1,880,068.97\n2,031,551.56\n1,844,655.72\n1,107,182.70\n1,984,484.37\n1,489,019.97\n2,292,108.14\nReserves\n411,439,928.20\n501,007,601.27\n525,870,316.09\n575,885,740.19\n652,284,393.24\n704,168,571.34\n743,888,547.13\n817,631,057.16\n972,122,708.94\n2,049,066,078.19\n4,424,349,970.82\n4,137,377,247.46\n4,651,358,790.85\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n8,448,888.46\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n3,230,742.76\n3,720,151.81\n28,072,180.28\n19,973,470.74\n10,597,782.72\n4,974,293.62\n8,092,936.71\n9,639,861.61\n13,321,881.07\n78,332,582.02\n39,166,568.11\n87,827,165.17\n84,841,425.78\nOther Items(Net)\n248,221,124.14\n304,480,032.88\n371,687,898.16\n363,935,695.20\n356,098,081.93\n449,348,387.42\n662,820,411.12\n717,875,719.41\n653,405,809.04\n1,900,321,834.26\n4,680,375,825.19\n3,920,931,227.71\n3,781,518,491.17\nShares and Other Equity\n466,561,590.88\n528,198,118.44\n553,329,619.60\n578,767,126.22\n713,741,352.34\n712,244,902.17\n868,652,750.33\n952,418,797.50\n1,041,102,555.56\n2,087,380,382.66\n5,799,547,829.81\n5,483,957,540.60\n5,375,919,368.23\nLiabilities to other ressident sectors\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\nOther Items(Net)\n-218,895,693.28\n-224,305,264.21\n-182,404,183.97\n-215,171,046.59\n-358,395,749.66\n-263,572,048.85\n-208,941,320.50\n-238,257,706.49\n-394,115,549.96\n-217,641,892.37\n-1,183,493,878.83\n-1,621,282,481.61\n-1,651,152,485.52\nDeposits and Securities Included in Broad Money\n1,600,316,690.89\n1,911,815,680.07\n1,874,160,895.68\n2,055,794,508.96\n2,328,737,176.16\n2,661,127,850.66\n2,903,848,419.81\n3,181,141,294.55\n3,574,645,172.37\n7,211,196,961.65\n14,248,926,344.43\n12,977,295,486.31\n13,385,978,575.73\nDeposits Included in Broad Money\n1,587,531,116.15\n \n1,897,768,184.73\n \n1,858,602,031.80\n \n2,042,355,987.09\n \n2,314,588,211.40\n \n2,646,071,378.63\n \n2,888,136,764.51\n \n3,165,058,675.05\n \n3,572,801,781.15\n \n7,206,537,527.79\n \n14,244,682,762.54\n \n12,975,158,042.76\n \n13,382,795,891.99\n \nTransferable Deposits\n1,453,358,587.07\n \n1,740,700,191.97\n \n1,692,150,785.93\n \n1,853,157,849.44\n \n2,081,176,430.96\n \n2,371,032,667.32\n \n2,594,362,513.35\n \n2,832,323,179.02\n \n3,303,913,423.92\n \n6,651,231,769.05\n \n13,178,109,450.38\n \n12,150,500,072.13\n \n12,522,593,843.18\n \n of which FCAs\n991,050,824.09\n \n1,196,071,655.58\n \n1,131,156,966.82\n \n1,211,583,916.42\n \n1,325,367,130.51\n \n1,623,313,580.02\n \n1,750,982,009.54\n \n1,865,387,117.78\n \n2,144,912,895.57\n \n5,273,965,984.48\n \n11,634,530,484.57\n \n10,099,327,960.39\n \n10,172,409,984.27\n \nOther Deposits\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n of which FCAs\n79,027,794.71\n77,583,912.71\n97,520,415.67\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\nMoney Market Instruments\n12,785,574.75\n \n14,047,495.34\n \n15,558,863.88\n \n13,438,521.87\n \n14,148,964.76\n \n15,056,472.03\n \n15,711,655.30\n \n16,082,619.50\n \n1,843,391.22\n \n4,659,433.86\n \n4,243,581.90\n \n2,137,443.55\n \n3,182,683.74\n \nSource:Reserve Bank of Zimbabwe,2023\n \n \n \n \n19 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0 1,390,786.2 3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n21 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSource:Reserve Bank of Zimbabwe,2023\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n23 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n24 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSource:Reserve Bank of Zimbabwe,2023\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n25 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSource:Reserve Bank of Zimbabwe,2023\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n26 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSource: Reserve Bank of Zimbabwe,2023\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n27 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\n2023\nJan\n100.00-240.00\n90.05\n116.03\nFeb\n65.00-230.00\n60.12\n80.88\nMar\n65.00-230.00\n74.35\n81.46\nApr\n70.00-230.00\n74.48\n86.96\nMay\n70.00-230.00\n77.86\n83.61\nJun\n70.00-155.00\n76.33\n92.64\nJul\n64.00-155.00\n77.82\n94.80\nAug\n64.00-155.00\n77.63\n93.18\nSource:Reserve Bank of Zimbabwe, 2023\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n28 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\nDec\n40.00\n80.00-95.00\n2023\nJan\n40.00\n80.00-110.00\nFeb\n30.00\n50.00-110.00\nMar\n30.00\n50.00-110.00\nApr\n30.00\n50.00-110.00\nMay\n30.00\n50.00-110.00\nJun\n30.00\n50.00-110.00\nJul\n30.00\n50.00-110.00\nAug\n30.00\n50.00-110.00\n Source:Reserve Bank of Zimbabwe, 2023\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n29 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n25.66\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSep\n3.96\n4.87\n12.08\n1.02\n3.47\n2.16\n8.64\n4.45\n30.04\n2.62\n1.70\n5.15\n1.75\n3.47\nOct\n1.82\n2.58\n4.21\n2.06\n2.05\n2.09\n6.83\n4.45\n2.15\n3.29\n4.27\n3.24\n3.06\n3.15\nNov\n1.47\n1.98\n1.15\n1.73\n1.45\n1.95\n7.54\n2.94\n5.24\n6.76\n4.42\n2.62\n0.92\n1.80\nDec\n2.69\n2.82\n0.75\n2.33\n2.13\n3.04\n4.59\n2.47\n0.37\n1.85\n2.89\n2.36\n2.50\n2.42\n2023*\nJan\n0.42\n-0.56\n1.86\n0.34\n0.45\n0.67\n-1.80\n0.50\n0.17\n-0.38\n0.48\n1.01\n0.37\n0.73\nFeb\n-2.19\n-1.46\n-1.14\n-1.26\n-0.65\n-2.76\n-1.47\n-1.91\n0.22\n-2.95\n-5.08\n-1.63\n-1.58\n-1.61\nMar\n0.19\n-0.37\n0.04\n-0.71\n0.63\n0.15\n0.39\n-0.17\n0.64\n-0.01\n-0.66\n0.00\n0.29\n0.13\nApr\n4.00\n0.36\n7.86\n-0.16\n4.03\n2.28\n1.20\n1.34\n2.19\n1.93\n3.19\n5.09\n-1.19\n2.36\nMay\n12.65\n1.55\n8.75\n0.00\n14.76\n10.24\n10.29\n4.21\n5.86\n5.55\n11.97\n8.41\n25.88\n15.74\nJun\n72.72\n12.66\n58.09\n-0.23\n82.27\n43.82\n57.22\n22.87\n22.56\n29.75\n47.65\n49.52\n104.16\n74.46\nJul\n10.82\n0.60\n1.12\n0.55\n-2.63\n5.99\n1.63\n-0.33\n2.35\n8.02\n4.19\n2.42\n-30.67\n-15.25\nAug\n-6.15\n-0.70\n-6.48\n-0.29\n-0.24\n-2.99\n-1.48\n-2.23\n-3.71\n-3.90\n-9.40\n-5.41\n-7.12\n-6.15\nSource:Zimstat, 2023\n*July 2020=100\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n30 \n \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSep\n232.79\n232.09\n296.36\n212.89\n290.70\n289.18\n83.20\n158.77\n160.94\n261.32\n243.60\n237.59\n339.73\n280.40\nOct\n221.77\n224.88\n305.85\n201.70\n273.06\n263.38\n81.35\n156.66\n159.83\n243.66\n239.43\n230.17\n321.32\n268.79\nNov\n212.20\n219.12\n293.08\n195.20\n258.64\n250.91\n78.32\n155.88\n170.00\n230.89\n235.31\n222.02\n299.20\n254.96\nDec\n199.74\n210.82\n282.31\n188.01\n247.74\n238.60\n85.92\n152.06\n169.46\n217.25\n218.34\n212.68\n285.19\n243.76\n2023*\nJan\n54.50\n35.04\n114.69\n30.03\n53.43\n44.30\n43.93\n24.75\n62.86\n55.30\n48.80\n74.21\n153.31\n101.51\nFeb\n47.63\n28.63\n107.65\n26.14\n50.84\n38.22\n40.89\n21.20\n61.84\n48.31\n38.03\n68.11\n136.85\n92.34\nMar\n43.64\n25.26\n105.73\n23.73\n49.59\n30.14\n37.82\n19.95\n62.26\n46.46\n35.94\n65.13\n127.92\n87.60\nApr\n42.30\n23.45\n92.18\n16.99\n51.08\n29.34\n37.19\n19.19\n59.13\n38.98\n36.38\n59.97\n101.65\n75.17\nMay\n51.65\n14.96\n102.58\n15.58\n65.37\n35.27\n47.74\n21.22\n66.05\n40.54\n42.98\n66.88\n116.96\n86.54\nJun\n134.74\n19.44\n169.11\n4.02\n156.97\n76.76\n119.49\n38.55\n93.76\n70.26\n87.14\n119.29\n255.60\n175.75\nJul\n140.85\n17.47\n126.93\n-1.22\n130.31\n77.04\n119.77\n33.71\n77.97\n77.39\n84.24\n99.93\n103.10\n101.30\nAug\n111.47\n13.26\n104.18\n-2.93\n119.24\n66.92\n111.41\n28.47\n69.17\n65.74\n58.12\n82.42\n70.76\n77.18\nSource:Zimstat, 2023\n*July 2020=100\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n31 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSource: Reserve Bank of Zimbabwe, 2023\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n32 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSource:Zimbabwe Stock Exchange, 2023\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n5294044.5\n-\n341571.3\n79754.6\n355007.3\n1517972.6\nMay\n6275310.7\n-\n518333.9\n173170.7\n532078.6\n3274968.5\nJun\n17059664.0\n-\n882362.6\n615190.9\n1210486.2\n6640627.1\nJul\n17859586.4\n-\n1033836.9\n541445.6\n1620242.8\n6077538.3\nAug\n17955865.5\n-\n1017990.5\n649827.9\n1440537.4\n6244772.4\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n35 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n783.1\n1386.3\n-179.8\nAug\n649.8\n819.9\n1469.7\n-170.1\nSource: ZIMSTAT, 2023\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_August_2023.pdf"}
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+{"doc_id": "9c958c284d30c71369d0fcd1525bf979", "text": "i \n \n \n \n \n \n \n \nJUNE 2019 \n \n1 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS ...................................................................... 4 \nMONETARY DEVELOPMENTS .............................................................................................. 7 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nINFLATION OUTTURN ............................................................................................................. 9 \nAnnual Inflation ........................................................................................................................ 9 \nMonthly Inflation ...................................................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency \n2. Reserve Bank of Zimbabwe \n3. Zimbabwe Stock Exchange \n \n2019 \n \nMay \n2019 \n \nJune \nMonth-on- \nMonth Change \n(%) \nYearly Inflation1 (%) \n97.85 \n175.66 \n- \nMonthly Inflation1 (%) \n12.54 \n39.26 \n- \nNational Payment System \nTransactions2 (US$ billions) \n25.80 \n30.16 \n16.9 \nMoney Supply2 (US$ millions) \n13,009.04 \n14,767.89 \n13.52 \nMoney Supply (M3) Annual \nGrowth2 (%) \n45.14 \n66.99 \n- \nNominal Lending Rate2 (% per \nannum) \n4.00-18.00 \n4.00-22.00 \n- \nZ.S.E All share Index3 \n188.06 \n204.75 \n8.87 \nZ.S.E. Mining Index3 \n225.81 \n255.26 \n13.04 \nZ.S.E. Industrial Index3 \n628.41 \n683.51 \n40.74 \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring the month of June 2019, the international \ncommodity prices for platinum, copper, nickel \nand brent crude oil retreated. The price of gold, \nhowever, increased. \n \n \n Precious Metals \nGold prices rose by 5.8%, from a monthly \naverage price of US$1,287.04/oz in May 2019 \nto US$1,358.75/oz in June 2019. The rebound in \nprices was buoyed by prospects of a positive \ninvestment demand outlook, as economic data \npointed to easing inflationary pressures in the \nUS. In addition, the uncertainties posed by \ngeopolitical tensions between the US and Iran \nbolstered safe haven demand for the yellow \nmetal. \n \nPlatinum prices declined by 3.1%, from a \nmonthly average of US$886.85/oz in May 2019 \nto US$807.9/oz in June 2019. This was largely \non account of slowing global demand, \nparticularly from automotive industries. \n \n \n \nFigure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2019 \n \nBase Metals \nBase metals prices were largely depressed \nduring the month under review. This was, in \npart, on account of weak manufacturing and \ninvestment data from China, which reinforced \nexpectations of subdued economic growth in the \neconomy of the Asian giant. Furthermore, the \nescalation of the trade war between the world’s \ntwo biggest economies continued to supress the \ndemand for base metals. Resultantly, copper and \nnickel prices retreated by 1.7% and 13.4%, to \nmonthly averages of US$5,885.72/tonne and \nUS$11,954.79/tonne, respectively. \n \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2019 \n \n \nBrent Crude Oil \nBrent crude oil prices continued on a negative \ntrajectory, underpinned by unexpected increases \nin US oil reserves. In addition, lingering \nconcerns about the gloomy global economic \noutlook, amid the escalation of trade disputes \nbetween the US and China, also exterted \ndownward \npressure \non \nprices. \nAs \na \nconsequence, crude oil prices slumped by \n10.2%, \nfrom \na \nmonthly \naverage \nof \nUS$70.28/barrel \nin \nMay \n2019 \nto \n600\n700\n800\n900\n1000\n1100\n1200\n1300\n1400\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nUS$/oz.\nGold\nPlatinum\n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nJun-18\nAug-18\nOct-18\nDec-18\nFeb-19\nApr-19\nJun-19\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n \n \n \n4 \n \nUS$63.13/barrel in June 2019, as shown in \nFigure 3. \nFigure 3: International crude oil prices \n(US$/barrel) \n \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nThe country’s total merchandise trade for June \n2019 \namounted \nto \nUS$697.0 \nmillion, \nrepresenting a 10.6% decline from US$780.0 \nmillion recorded in the previous month. The \nslowdown in monthly total trade was driven by \na huge slump in monthly exports. \n \nMerchandise Exports \nMonthly merchandise exports fell by -32.6%, \nfrom US$458.6 million in May 2019 to \nUS$309.2 million in June 2019. The decline was \nunderpinned by a fall in export earnings of gold, \nferrochrome and industrial diamonds. Gold \nexports declined by 31.3%; industrial diamonds, \n45.9%; and ferro-chrome, 19%. \n \n \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2019 \n \nThe country’s export basket was dominated by \nexports of nickel ores & concentrates (23.4%); \ngold (20.1%); flue-cured tobacco (5.7%); and \nferro-chrome (5.2%). \n \nTable 1 shows the major export commodities for \nthe months of May 2019 and June 2019. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nUS$/barrel\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\nFeb-18\nApr-18\nJun-18\nAug-18\nOct-18\nDec-18\nFeb-19\nApr-19\nJun-19\n \n \n \n5 \n \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \nMay-18 \nJun-19 \nShare of \nUS$m \nUS$m \nTotal \n \n \nExports \n \n \n(%) \n Flue-cured tobacco \n16 \n17.5 \n5.7 \n Semi-manufactured \ngold \n90.6 \n62.2 \n20.1 \n Nickel mattes \n79 \n1.4 \n0.5 \n Nickel ores and \nconcentrates \n51.3 \n72.4 \n23.4 \n Industrial diamonds \n15.5 \n8.4 \n2.7 \n Ferro-chromium \n19.9 \n16.1 \n5.2 \n Chromium ores and \nconcentrates \n4 \n3.9 \n1.3 \n Cane sugar \n3.4 \n5 \n1.6 \nUnwrought Platinum1 \n134.1 \n78.9 \n25.5 \nMacadamia nuts (in \nshells) \n2.7 \n2 \n0.6 \nGranite (crude or \nroughly trimmed) \n2.1 \n1.9 \n0.6 \n Other \n40 \n39.5 \n12.8 \n Total \n458.6 \n309.2 \n100 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nThe country’s exports were mainly destined for \nSouth Africa, which accounted for about 48.5% \nof total exports, followed by the United Arab \nEmirates \n(13.9%); \nMozambique \n(9.6%); \nBelgium (2.1%); and Zambia (2.3%). \n \n \n \n \n \n \n1 Platinum Group of Metals (PGMs) include nickel \nmattes, nickel ores and concentrates, and unwrought \nplatinum. \n \nFigure 5: Top Five Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \n \nMerchandise Imports \nMerchandise imports amounted to US$457.2 \nmillion in June 2019, a 4.7% rise from \nUS$436.8 million in the prior month. This was \nlargely attributable to the increase in imports of \ndiesel and petrol of 38.3% and 19.6%, \nrespectively. Table 2 shows the country’s major \nimport commodities for May 2019 and June \n2019. \n \n \n \n \n48.5%\n13.9%\n9.6%\n3.1%\n2.3%\n22.6%\n South Africa\n United Arab Emirates\nMozambique\nBelgium\nZambia\nOther\n \n \n \n6 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \nMay \nUS$m \nJune \nUS$m \nShare \nof \nTotal \nExports \n(%) \nDiesel \n81.3 \n112.4 \n24.6 \nUnleaded petrol \n38.8 \n46.4 \n10.1 \nMedicines (Including \nmedicines for \nchronic illnesses) \n14.3 \n17.3 \n3.8 \nCrude soya bean oil \n4.7 \n12.6 \n2.8 \nFertilisers \n(Ammonium nitrate) \n3.6 \n6.7 \n1.5 \nElectrical energy \n4.9 \n6.2 \n1.4 \nChemicals \n(Ammomium \ndihydrogen \northophosphate) \n3.1 \n4.5 \n1.0 \nOther insecticides \n3.5 \n3.5 \n0.7 \nRice \n3 \n2.7 \n0.6 \nOther \n282 \n245 \n53.6 \n Total \n436.8 \n457.2 \n100 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nThe country’s major import sources were as \nfollows: South Africa (34.7%); Singapore \n(34.4%); China (6.2%); Mauritius (2.8%) and \nIndia (2.2%), as shown in Figure 6. \nFigure 6: Top Five Merchandise Import \nSources (% Share). \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \n \nMerchandise Trade Balance \nThe developments on merchandise trade \nresulted in the widening of the trade deficit, \nfrom -US$93.6 million in May 2019 to \n-US$217.4 million in June 2019. \nFigure 7: Merchandise Trade Balance \n(US$m) \nSource: ZIMSTAT, 2019 & RBZ Computations, 2019 \n \n34.7%\n34.4%\n6.2%\n2.8%\n2.2%\n South Africa\n Singapore\nChina\nIndia\nMauritious\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nExports\nImports\nTrade Balance\n \n \n \n7 \n \nMONETARY DEVELOPMENTS2 \n \nBroad money3 stood at $ 14.78 billion in June \n2019, compared to $8.84 billion recorded in \nJune 2018. This represented a year-on-year \ngrowth of 66.99% . \n \nThe annual growth in money supply reflected \nincreases in transferable deposits of 82.98%; \ncurrency in circulation, 24.35%; and negotiable \ncertificates of deposits (NCDs), 156.82%. \n \n Month -on-month, broad money increased by \n13.52%. The monthly growth, was partially \nattributed to a 72.89% expansion in foreign \ncurrency deposits, which largely emanated \nfrom exchange rate depreciation. \n \nFigure 8: Broad Money in Levels and \nGrowth Rates \nSource: Reserve Bank of Zimbabwe, 2019 \n \n2 All monetary numbers valued in RTGS$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \n3 From November 2017, broad money adjusted by a \nreclassification of lines of credit that were incorrectly \n \nTransferable deposits accounted for 59.64% of \ntotal money supply, followed by foreign \ncurrency accounts deposits, 26.33%; time \ndeposits, 9.68%; currency in circulation, 3.19%; \nand negotiable certificates of deposits, 1.16%, \nas shown in Figure 9. \n \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2019 \nCredit to the private sector registered a 16.13% \nincrease, from $4.42 billion in May 2019 to \n$5.13 billion in June 2019. On an annual basis, \ncredit to the private sector recorded a growth of \n31.13%. \n \nclassified as deposits included in broad money. This \nreduced the stock of money and at the same time \nreducing the net foreign assets of other depository \ncorporations. \n0\n10\n20\n30\n40\n50\n60\n70\n80\n -\n 2\n 4\n 6\n 8\n 10\n 12\n 14\n 16\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\n%\n$ Billions\nM3\nM3 Annual Growth rate\nDemand \ndeposits\n59.64%\nFCA \ndeposits\n26.33%\nTime \nDeposits\n9.68%\nCurrency in \nCirculation\n3.19%\nNegotiable \nCertificates \nof Deposits\n1.16%\n \n \n \n8 \n \nThe distribution of credit to the private sector \nwas \nas \nfollows: \nhouseholds, \n19.68%; \nagriculture, 20.59%; distribution, 12.40%; \nservices, \n8.87%; \nmanufacturing, \n7.77%; \nfinancial \norganisations \nand \ninvestments, \n19.20%; \nmining, \n7.25%; \ntransport \nand \ncommunications, 1.75%; and construction, \n0.67%. \n \nFigure 10: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2019 \nPrivate sector credit was channelled towards \ninventory build-up, 22.84%; consumer durables, \n17.19%; fixed capital investment, 14.84%; and \npre and post shipment financing, 1.71%. Other \nrecurrent expenditures accounted for 43.42% of \nthe total outstanding loans and advances, during \nthe month under review. \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of June 2019, trading activity \non the Zimbabwe Stock Exchange (ZSE) \nremained largely bullish. Consequently, the All \nShare and Top 10 indices increased by 8.87% \nand 7.77%, to close the month under review at \n204.75 points and 197.21 points, respectively. \n \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \nThe industrial and mining indices registered \ngains of 8.77% and 13.04%, to close at 683.51 \npoints and 255.26 points, respectively. \n \nOn a year-on-year basis, the industrial and \nmining indices grew by 99.40% and 58.27%, \nfrom 342.79 points and 161.28 points recorded \nin June 2018, respectively. \n \n \n \n \n \n \n \n \n \n \n \n \nConstruction, \n2.70%\nTransport and \nCommunication, \nMining, \n6.85%\nFin \nOrgan & \nInvest, \n9.14%\nDistrubution, \n12.75%\nServices, \n12.07%\nManufacturing, \n10.07%\nAgriculture, \n19.47%\nHouseholds, \n24.62%\nOther, \n0.38%\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n40.00\n90.00\n140.00\n190.00\n240.00\n30-Jun-18\n31-Jul-18\n31-Aug-18\n30-Sep-18\n31-Oct-18\n30-Nov-18\n31-Dec-18\n31-Jan-19\n28-Feb-19\n31-Mar-19\n30-Apr-19\n31-May-19\n30-Jun-19\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n9 \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2019 \nThe volume of shares traded on the ZSE \nincreased by 23.51%, to close the month under \nreview at 293.14 million shares. Similary, the \nvalue of shares rose by 21.69% to $235.49 \nmillion, during the same month. \n \nFigure 13: ZSE Monthly Volumes and \nValues Traded \nSource: Zimbabwe Stock Exchange, 2019 \nZSE market capitalisation increased by $2.10 \nbillion, or 8.42% to $27.02 billion. On an annual \nbasis, ZSE market capitalisation registered an \nincrease of 175.91%, from 9.79 billion recorded \nin 2018. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation increased by 77.8 \npercentage points from 97.9% in May 2019 to \n175.7% in June 2019, driven by increases in \nboth food and non-food prices. \nFood inflation accelerated to 251.9% in June \n2019, from 126.43% recorded in May 2019. \nNon-food inflation increased from 85.94% in \nMay 2019 to 142.8% in June 2019. Figure 14 \nshows the annual inflation profile. \n \nFigure 14: Annual Inflation (%) \n \nSource: ZIMSTAT, 2019 \n \n \nMonthly Inflation \n \nMonth-on-month inflation stood at 39.3% in \nJune 2019 from 12.54% in May 2019, also \ndriven by both food and non-food prices. \n \nFood inflation rose from 17.63% in May 2019, \nto 55.1% in June 2019, underpinned by \nincreases in bread and cereals, meat and \nvegetables, among others. \n0\n50\n100\n150\n200\n250\n300\n350\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\n1,100\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nValues Traded ($ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n0%\n50%\n100%\n150%\n200%\n250%\n300%\n0%\n20%\n40%\n60%\n80%\n100%\n120%\n140%\n160%\n180%\n200%\nFood\nNon-Food\nOverall\n \n \n \n10 \n \nNon-food inflation increased from 10.12% in \nMay 2019 to 31.2% in June 2019. This was \nlargely on account of increases in housing, water \nand energy; transport and furniture and \nhousehold goods, among others. \n \nFigure 15: Month-on-Month Inflation (%)\nSource: ZIMSTAT, 2019 \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nTransactions processed through the National \nPayment System registered an increase of \n16.9% to $30.16 billion in June 2019, from \n$25.80 billion in May 2019. The volume of NPS \ntransactions processed, however, declined by \n1.7% to 181.9 million, from 185.1 million \nduring the same period. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system amounted to $17.88 billion, a \n59.29% increase from $14.67 billion recorded in \nMay 2019. Transaction volumes increased by \n0.39%, to close at 705,958 in June 2019 from \n642,585 in May 2019. \n \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \nCash transactions \n \nCash based transaction values increased by \n17.8%, from $615.5 million in May 2019 to \n$724.76 million in June 2019. \n \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions \nincreased \nby \n12.6%, \nfrom \n$8.6 billion in May 2019 to $9.67 billion in June \n2019. \nCard Based Transactions \nCard based transactions stood at $1.49 billion in \nJune 2019, reflecting a 6.1% increase from $1.4 \nbillion in May 2019. \nCheque Transactions \nCheque transactions declined by 10.8% to $3.73 \nmillion in June 2019, from $4.19 million in May \n2019. \nJULY 2019 \nRESERVE BANK OF ZIMBABWE \n-2.0\n0.0\n2.0\n4.0\n6.0\n8.0\n10.0\n12.0\n14.0\n16.0\n18.0\nMay-18\nJul-18\nSep-18\nNov-18\nJan-19\nMar-19\nMay-19\n -\n 2.0\n 4.0\n 6.0\n 8.0\n 10.0\n 12.0\n 14.0\n 16.0\n 18.0\n 20.0\n0\n100\n200\n300\n400\n500\n600\n700\n800\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nValue in $ Billions\nVolume in Thousands\nVolume\nValue\n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n13 \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n16 \n 4.2 Liabilities \n \n \n \n \n \n \n \n17 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n18 \n 5.2 Liabilities \n \n \n \n19 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n20 \n 6.2 Liabilities \n \n \n \n \n \n21 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n22 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n23 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n24 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n25 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n26 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n27 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n28 \n 11. Exchange Rates \n \n \n \n \n \n \n \n29 \n \n \n \n \n \n12 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 30 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 31 \n \n13.2 Volumes of Transactions \n \n \n \n \n 32 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 13 \n \n \nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nNet Foreign Assets\n-1,508,217.61\n-1,499,686.15\n-1,804,600.44\n-1,815,294.15\n-1,728,377.38\n-1,725,207.58\n-1,877,294.72\n-1,874,425.56\n-4,424,467.92\n-5,983,620.49\n-6,226,059.55\n-10,192,415.69\n-12,704,437.39\nCentral Bank(net)\n-1,217,451.12\n-1,275,444.50\n-1,513,864.28\n-1,555,285.99\n-1,455,053.24\n-1,541,066.06\n-1,758,219.23\n-1,766,538.71\n-4,676,973.98\n-6,110,320.34\n-6,756,572.48\n-11,352,535.79\n-14,602,968.79\nForeign Assets\n510,355.35\n528,307.45\n290,596.25\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n303,248.18\n853,285.31\n996,604.88\n932,666.79\n2,417,729.41\n2,917,765.26\nForeign Liabilities\n1,727,806.48\n1,803,751.95\n1,804,460.53\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,689,239.28\n13,770,265.20\n17,520,734.04\nOther Depository Corporations(net)\n-290,766.49\n-224,241.66\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\nForeign Assets\n263,405.79\n320,981.77\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\nForeign Liabilities\n554,172.27\n545,223.42\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\nNet Domestic Assets (NDA)\n10,351,577.44\n10,883,377.40\n11,301,536.89\n11,637,230.97\n11,491,870.79\n11,515,658.20\n11,887,199.99\n11,731,452.83\n14,813,771.42\n16,610,996.67\n17,579,425.62\n23,201,453.94\n27,472,328.14\nDomestic Claims\n12,410,120.00\n13,195,525.47\n13,840,196.20\n14,162,804.05\n14,361,247.61\n14,642,956.80\n14,982,344.65\n15,268,955.01\n14,831,314.29\n14,652,405.60\n14,594,432.73\n14,958,514.70\n16,416,486.46\nClaims on Central Government(net)\n7,703,126.14\n8,707,427.93\n9,245,237.20\n9,367,999.90\n9,453,371.60\n9,709,749.15\n9,992,336.76\n10,397,721.31\n9,848,404.77\n9,631,357.74\n9,398,952.61\n9,082,566.10\n9,422,173.55\nClaims on Central Government\n7,834,035.83\n8,782,266.41\n9,319,418.72\n9,454,322.45\n9,547,216.70\n9,799,794.74\n10,074,924.82\n10,481,274.02\n9,996,649.93\n9,810,201.11\n9,615,349.44\n9,377,820.25\n10,630,234.88\nCentral Bank\n4,961,290.78\n5,486,379.33\n5,949,540.54\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,438,578.19\n6,914,447.06\n6,777,148.85\n6,690,110.86\n6,461,220.18\n7,707,833.00\nODCs\n2,872,745.05\n3,295,887.08\n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\n3,082,202.87\n3,033,052.26\n2,925,238.58\n2,916,600.07\n2,922,401.88\nLess Liabilities to Central Government\n130,909.69\n74,838.48\n74,181.52\n86,322.55\n93,845.11\n90,045.59\n82,588.06\n83,552.71\n148,245.17\n178,843.37\n216,396.83\n295,254.14\n1,208,061.33\nCentral Bank\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\n130,917.86\n160,540.01\n246,390.26\n1,163,537.70\nODCs\n89,210.62\n33,130.77\n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\nClaims on Other Sectors\n4,706,993.86\n4,488,097.54\n4,594,959.00\n4,794,804.16\n4,907,876.01\n4,933,207.65\n4,990,007.89\n4,871,233.70\n4,982,909.52\n5,021,047.86\n5,195,480.12\n5,875,948.60\n6,994,312.91\nOther Financial Corporations\n67,789.70\n133,851.47\n141,976.37\n145,256.31\n149,474.39\n146,924.77\n156,610.64\n163,570.22\n171,891.86\n159,230.21\n161,501.25\n169,299.57\n180,349.24\nState and Local Government\n49,509.94\n54,356.85\n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\nPublic Non Financial Corporations\n678,604.79\n653,645.57\n675,218.20\n707,808.19\n714,396.35\n759,288.09\n737,586.90\n760,026.12\n717,834.55\n874,075.49\n987,347.41\n1,256,829.39\n1,653,927.27\nPrivate Sector\n3,911,089.43\n3,646,243.64\n3,724,967.47\n3,890,142.17\n4,004,414.16\n3,989,955.06\n4,058,650.69\n3,912,302.09\n4,058,929.20\n3,952,664.90\n4,012,055.03\n4,416,515.15\n5,128,717.22\nCentral Bank\n19,822.36\n20,351.40\n22,784.69\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\nODCs\n3,891,267.06\n3,625,892.25\n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\nOther Items(Net)\n2,058,542.55\n2,312,148.07\n2,538,659.31\n2,525,573.08\n2,869,376.82\n3,127,298.60\n3,095,144.66\n3,537,502.18\n17,542.87\n-1,958,591.07\n-2,984,992.88\n-8,242,939.24\n-11,055,841.67\nShares and Other Equity\n1,993,144.37\n2,192,599.84\n2,239,731.19\n2,135,709.67\n2,187,396.87\n2,221,755.34\n2,281,378.82\n2,281,748.45\n-544,566.17\n-1,687,090.85\n-2,151,220.63\n-6,856,982.76\n-9,810,341.46\nLiabilities to Other Financial Corporations\n21,559.36\n32,602.91\n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n30,412.39\n49,216.06\n43,639.00\nRestricted Deposits\n65,963.28\n41,991.83\n46,269.35\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-22,124.46\n44,953.48\n219,317.70\n297,075.34\n571,900.47\n846,089.55\n753,702.76\n1,199,451.00\n510,870.83\n-330,811.98\n-910,949.25\n-1,447,364.90\n-1,652,550.98\nBroad Money-M3\n8,843,359.83\n9,383,691.25\n9,496,936.45\n9,821,936.82\n9,763,493.41\n9,790,450.62\n10,009,905.27\n9,857,027.27\n10,389,303.50\n10,627,376.18\n11,353,366.06\n13,009,038.25\n14,767,890.75\nSecurities Other than Shares Included in Broad Money\n66,844.08\n89,499.33\n66,484.46\n52,419.97\n61,703.77\n50,864.73\n58,584.04\n59,302.10\n71,792.12\n74,503.10\n90,813.24\n139,439.93\n171,667.83\nBroad Money-M2\n8,776,515.75\n9,294,191.92\n9,430,452.00\n9,769,516.85\n9,701,789.65\n9,739,585.90\n9,951,321.23\n9,797,725.16\n10,317,511.39\n10,552,873.07\n11,262,552.82\n12,869,598.32\n14,596,222.92\nOther Deposits\n1,459,140.37\n1,501,520.77\n1,524,244.03\n1,488,981.24\n1,427,834.38\n1,430,427.17\n1,508,902.47\n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\nNarrow Money-M1\n7,317,375.38\n7,792,671.15\n7,906,207.97\n8,280,535.61\n8,273,955.26\n8,309,158.73\n8,442,418.76\n8,330,927.65\n8,844,286.96\n9,115,819.92\n9,774,915.43\n11,257,782.98\n13,167,336.03\nTransferable Deposits\n6,938,172.87\n7,365,729.27\n7,444,516.45\n7,789,665.52\n7,792,430.08\n7,817,001.46\n7,940,376.20\n7,857,164.47\n8,380,317.93\n8,648,981.05\n9,283,238.74\n10,792,389.36\n12,695,789.56\n Of which Foreign Currency Accounts\n0.00\n0.00\n0.00\n0.00\n149,041.84\n139,613.34\n343,305.00\n418,087.02\n1,190,521.05\n1,417,836.22\n1,753,489.14\n3,031,536.97\n3,887,787.41\nCurrency Outside Depository Corporations\n379,202.52\n426,941.88\n461,691.52\n490,870.09\n481,525.19\n492,157.27\n502,042.57\n473,763.18\n463,969.03\n466,838.87\n491,676.69\n465,393.62\n471,546.47\nMemorandum Items\nReserve Money\n2,513,332.55\n2,789,945.53\n2,967,852.44\n2,891,742.55\n2,860,575.65\n3,135,918.22\n3,258,220.86\n3,029,004.88\n3,201,051.95\n3,172,354.75\n3,019,535.69\n2,522,708.23\n3,575,573.83\nFCAs as a Percentage of Deposits in M3\n0.0%\n0.0%\n0.0%\n0.0%\n1.6%\n1.5%\n3.6%\n4.5%\n12.0%\n14.0%\n16.1%\n24.2%\n27.2%\nEnd Period Exchange Rate\n1.00\n1.00\n1.00\n1.00\n1.00\n1.00\n1.00\n1.00\n2.50\n3.01\n3.26\n5.26\n6.62\nSource: Reserve Bank of Zimbabwe,2019\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWL$ '000)\n \n \n \n14 \n \n \nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nNet Foreign Assets\n-1,217,451.12\n-1,275,444.50 -1,513,864.28 -1,555,285.99 -1,455,053.24 -1,541,066.06 -1,758,219.23 -1,766,538.71 -4,676,973.98 -6,110,320.34 -6,756,572.48 -11,352,535.79 -14,602,968.79\nClaims on Non Residents\n510,355.35\n528,307.45\n290,596.25\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n303,248.18\n853,285.31\n996,604.88\n932,666.79\n2,417,729.41\n2,917,765.26\nOfficial Reserves Assets\n163,434.94\n180,936.77\n189,263.65\n136,268.14\n153,107.92\n137,602.74\n86,950.64\n80,847.73\n311,203.67\n344,973.29\n230,535.90\n1,223,599.47\n1,399,462.47\nOther Foreign Assets\n346,920.41\n347,370.68\n101,332.60\n101,582.56\n102,375.02\n110,077.40\n209,015.01\n222,400.44\n542,081.63\n651,631.59\n702,130.89\n1,194,129.94\n1,518,302.79\nLess Liabilities to Non Residents\n1,727,806.48\n1,803,751.95\n1,804,460.53\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,689,239.28\n13,770,265.20\n17,520,734.04\nShort Term Liabilities\n1,229,630.31\n1,303,458.23 1,303,461.16 1,291,247.23 1,207,367.88 1,300,370.95 1,563,599.81 1,574,674.14 4,300,887.88 5,631,784.52 6,092,241.62\n11,229,210.34\n14,024,443.68\nOther Foreign Liabilities\n498,176.16\n500,293.72\n500,999.37\n501,889.46\n503,168.29\n488,375.25\n490,585.08\n495,112.75 1,229,371.41 1,475,140.70 1,596,997.65\n2,541,054.86\n3,496,290.36\nNet Domestic Assets (NDA)\n3,730,783.67\n4,065,390.03 4,481,716.72 4,447,028.54 4,315,628.88 4,676,984.28 5,016,440.09 4,795,543.60 7,878,025.93 9,282,675.10 9,776,108.17\n13,875,244.02\n18,178,542.62\nDomestic Claims\n5,420,856.73\n6,026,539.60 6,509,710.94 6,826,230.06 6,991,768.06 7,189,089.87 7,598,696.62 7,999,682.43 7,398,364.83 7,254,587.97 7,189,577.74\n6,912,529.53\n7,344,238.48\nNet Claims on Central Government\n4,919,591.70\n5,444,671.63 5,907,750.89 6,261,510.96 6,394,998.92 6,578,607.86 6,983,331.70 7,397,211.76 6,810,687.92 6,646,231.00 6,529,570.85\n6,214,829.92\n6,544,295.30\nClaims on Central Government\n4,961,290.78\n5,486,379.33\n5,949,540.54\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,438,578.19\n6,914,447.06\n6,777,148.85\n6,690,110.86\n6,461,220.18\n7,707,833.00\nOf which: Securities Other than Shares\n1,655,951.61\n1,767,970.98 2,124,232.15 2,107,570.78 2,109,129.00 2,073,611.90 2,062,178.19 2,377,373.84 1,962,432.38 1,910,408.71 1,835,171.86\n1,793,430.00\n5,922,355.91\nLoans\n3,305,339.17\n3,718,408.35\n3,825,308.38\n4,195,635.11\n4,327,555.56\n4,546,326.96\n4,962,474.58\n5,061,204.35\n4,952,014.68\n4,866,740.14\n4,854,939.01\n4,667,790.18\n1,785,477.10\n Loans and Advances\n3,032,637.59\n3,445,708.69 3,552,608.66 3,925,152.95 3,092,815.50 3,259,847.32 3,618,214.10 3,632,085.91 3,480,989.65 3,358,008.67 3,319,653.21\n3,053,293.48\n114,667.21\n Legacy Debt\n272,701.58\n272,699.66\n272,699.72\n270,482.16\n270,483.94\n270,476.30\n271,144.05\n291,998.61\n308,519.87\n309,020.71\n309,052.17\n309,088.45\n309,057.44\n Export Incentives\n657,961.30\n685,670.05\n760,667.33\n878,452.43\n964,256.12\n1,016,003.35\n1,073,116.43\n1,137,119.83\n1,162,505.16\n1,199,710.77\n1,226,233.63\n1,305,408.24\n1,361,752.45\nLess Liabilities to Central Government\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\n130,917.86\n160,540.01\n246,390.26\n1,163,537.70\nOf which: Deposits\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\n130,917.86\n160,540.01\n246,390.26\n1,163,537.70\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n501,265.03\n581,867.98\n601,960.04\n564,719.10\n596,769.14\n610,482.01\n615,364.93\n602,470.67\n587,676.91\n608,356.98\n660,006.89\n697,699.62\n799,943.18\nOther Financial Corporations\n25,383.43\n89,858.36\n90,693.36\n93,173.28\n95,076.36\n92,865.03\n104,283.41\n109,152.02\n121,634.35\n114,497.79\n117,613.99\n114,408.61\n125,389.20\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n456,059.23\n471,658.22\n488,482.00\n450,432.88\n480,359.88\n496,226.90\n489,746.16\n476,287.89\n449,006.47\n471,903.09\n517,709.02\n557,929.72\n651,399.20\nPrivate Sector\n19,822.36\n20,351.40\n22,784.69\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\nClaims on Other Depository Corporations\n289,295.02\n301,846.44\n306,132.79\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n330,900.10\n339,662.09\n332,906.49\n339,094.15\n363,908.20\nOf which: Loans\n289,295.02\n301,846.44\n306,132.79\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n330,900.10\n339,662.09\n332,906.49\n339,094.15\n363,908.20\nOther Liabilities to ODCs\n1,762,290.93\n1,996,438.50 2,054,141.40 2,395,312.12 2,682,243.65 2,626,664.31 2,739,770.63 3,367,888.49 2,509,676.59 2,400,005.83 2,538,511.34\n3,047,017.11\n2,552,569.32\nOf which: Aftrades Balances\n445,143.93\n463,755.70\n489,416.24\n483,497.99\n388,000.00\n388,000.00\n388,000.00\n388,000.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n1,181,913.83\n1,425,661.22\n1,486,721.94\n1,823,973.56\n2,083,075.39\n1,964,016.64\n2,135,541.16\n2,726,599.60\n2,314,291.29\n2,248,370.43\n2,348,400.79\n2,738,904.07\n2,200,323.26\nOther Items(Net)\n217,077.15\n266,557.51\n279,985.61\n290,045.02\n310,072.68\n264,615.13\n236,221.85\n254,583.08\n-2,658,437.58\n-4,088,430.87\n-4,792,135.28\n-9,670,637.45\n-13,022,965.26\nShares and Other Equity\n360,766.36\n433,728.61\n444,671.00\n454,134.87\n466,363.60\n467,391.73\n475,653.19\n464,456.24\n-2,402,232.48\n-3,873,725.31\n-4,589,274.75\n-9,310,271.34\n-12,940,837.81\nOther Items(Net)\n-209,652.49\n-209,162.93\n-210,954.74\n-210,281.05\n-224,343.90\n-219,916.07\n-260,446.06\n-226,959.59\n-264,872.60\n-231,341.56\n-251,223.69\n-375,255.92\n-445,539.22\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n1,598.56\n2,697.45\n0.00\nDeposits and Securities Excluded from Base Money\n65,963.28\n41,991.83\n46,269.35\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n2,513,332.55\n2,789,945.53 2,967,852.44 2,891,742.55 2,860,575.65 3,135,918.22 3,258,220.86 3,029,004.88 3,201,051.95 3,172,354.75 3,019,535.69\n2,522,708.23\n3,575,573.83\nBond Coins\n80,593.64\n80,812.71\n84,872.46\n86,177.94\n86,521.28\n86,507.82\n86,558.34\n86,671.08\n86,794.17\n86,775.25\n87,096.23\n87,423.30\n87,606.55\nBond Notes\n307,595.14\n366,738.89\n399,951.59\n422,933.66\n434,935.71\n436,225.70\n435,985.12\n436,131.63\n436,825.58\n442,551.17\n449,762.88\n476,656.02\n510,197.39\nLiabilities to ODCs\n2,112,051.33\n2,294,108.09 2,406,600.92 2,296,266.80 2,282,181.13 2,545,140.17 2,718,472.21 2,431,429.69 2,620,801.43 2,556,061.06 2,410,617.85\n1,861,836.07\n2,877,247.31\nReserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n399,643.22\n393,439.26\n395,649.57\n387,117.92\n379,777.18\n382,618.00\n406,733.21\n434,435.93\nOther\n2,112,051.33\n2,294,108.09 2,406,600.92 2,296,266.80 2,282,181.13 2,145,496.95 2,325,032.95 2,035,780.12 2,233,683.51 2,176,283.88 2,027,999.85\n1,455,102.86\n2,442,811.38\nPrivate Deposits\n13,092.44\n48,285.84\n76,427.47\n86,364.15\n56,937.52\n68,044.53\n17,205.18\n74,772.49\n56,630.77\n86,967.28\n72,058.73\n96,792.85\n100,522.59\nSource: Reserve Bank of Zimbabwe,2019\nTABLE 2: CENTRAL BANK SURVEY (ZWL$'000)\n \n \n \n15 \n \n \n \nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nNet Foreign Assets\n-290,766.49\n-224,241.66\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\nClaims on Non Residents\n263,405.79\n320,981.77\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\nOf Which: Foreign Currency\n58,497.99\n61,888.30\n72,330.74\n61,523.80\n70,410.81\n84,619.66\n94,485.74\n113,427.55\n256,754.30\n263,233.15\n363,481.95\n484,193.31\n882,204.61\nDeposits\n204,103.25\n206,979.87\n171,610.30\n237,075.06\n236,895.75\n273,677.73\n310,319.40\n307,770.08\n776,043.16\n794,324.48\n1,123,646.46\n2,044,144.29\n2,921,840.60\nOther\n804.54\n52,113.60\n896.50\n910.05\n900.29\n901.68\n1,043.27\n1,605.91\n1,924.14\n3,140.03\n4,311.50\n6,441.45\n10,577.12\nLess Liabilities to Non Residents\n554,172.27\n545,223.42\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\nOf Which: Deposits\n76,977.43\n71,906.41\n61,764.73\n91,213.72\n115,149.81\n86,609.01\n81,573.41\n81,808.20\n172,568.31\n242,800.88\n584,272.60\n719,211.04\n769,197.36\nLoans\n477,194.84\n473,317.01\n473,808.97\n468,303.36\n466,381.17\n456,731.58\n443,350.50\n448,882.19\n609,647.22\n691,196.93\n376,654.37\n655,447.91\n1,146,893.57\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n8,741,831.36\n \n9,132,705.19\n \n9,249,553.63\n9,504,710.75\n9,498,354.86\n9,414,390.34\n9,609,733.01\n9,416,378.45\n9,616,197.64\n9,946,870.18\n10,259,117.71\n11,286,731.69\n12,297,290.28\nDomestic Claims\n6,989,263.27\n \n7,168,985.87\n \n7,330,485.27\n7,336,573.99\n7,369,479.55\n7,453,866.93\n7,383,648.03\n7,269,272.57\n7,432,949.46\n7,397,817.63\n7,404,854.99\n8,045,985.17\n9,072,247.98\nNet Claims on Central Government\n2,783,534.43\n \n3,262,756.31\n \n3,337,486.31\n3,106,488.93\n3,058,372.68\n3,131,141.29\n3,009,005.06\n3,000,509.55\n3,037,716.85\n2,985,126.74\n2,869,381.76\n2,867,736.19\n2,877,878.25\nClaims on Central Government\n2,872,745.05\n \n3,295,887.08\n \n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\n3,082,202.87\n3,033,052.26\n2,925,238.58\n2,916,600.07\n2,922,401.88\nSecurities\n2,865,309.79\n \n3,291,375.03\n \n3,362,827.03\n3,145,693.06\n3,105,944.58\n3,172,866.99\n3,044,069.03\n3,038,282.27\n3,076,367.83\n3,028,779.35\n2,921,262.97\n2,912,674.94\n2,918,508.31\nLoans\n7,435.26\n \n4,512.05\n \n7,051.15\n5,423.50\n4,587.57\n6,988.90\n6,203.03\n4,413.55\n5,835.04\n4,272.91\n3,975.61\n3,925.13\n3,893.57\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n89,210.62\n \n33,130.77\n \n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\nOf which: Deposits\n89,210.62\n \n33,130.77\n \n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,205,728.83\n \n3,906,229.56\n \n3,992,998.96\n4,230,085.05\n4,311,106.88\n4,322,725.64\n4,374,642.97\n4,268,763.02\n4,395,232.61\n4,412,690.88\n4,535,473.23\n5,178,248.99\n6,194,369.73\nOther Financial Corporations\n42,406.27\n \n43,993.11\n \n51,283.01\n52,083.02\n54,398.03\n54,059.74\n52,327.23\n54,418.20\n50,257.50\n44,732.42\n43,887.25\n54,890.96\n54,960.04\nState and Local Government\n49,509.94\n \n54,356.85\n \n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\nPublic Non Financial Corporations\n222,545.56\n \n181,987.35\n \n186,736.20\n257,375.31\n234,036.46\n263,061.19\n247,840.74\n283,738.23\n268,828.08\n402,172.40\n469,638.39\n698,899.67\n1,002,528.07\nPrivate Sector\n3,891,267.06\n \n3,625,892.25\n \n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\nClaims on the Central Bank\n3,089,939.84\n \n3,471,170.30\n \n3,498,784.50\n3,799,833.82\n3,811,216.96\n3,726,890.73\n3,969,951.54\n3,950,061.19\n3,824,458.20\n3,953,460.88\n4,199,075.04\n4,187,900.42\n4,644,902.11\nCurrency\n8,986.260\n \n20,609.732\n \n23,132.54\n18,241.51\n39,931.81\n30,576.25\n20,500.90\n49,039.52\n59,650.72\n62,487.55\n45,182.42\n98,685.70\n126,257.46\nOther Claims including Reserves\n3,080,953.58\n \n3,450,560.57\n \n3,475,651.96\n3,781,592.32\n3,771,285.15\n3,696,314.48\n3,949,450.64\n3,901,021.67\n3,764,807.48\n3,890,973.33\n4,153,892.62\n4,089,214.73\n4,518,644.65\nLiabilities to the Central Bank\n119,810.71\n \n118,944.97\n \n136,950.59\n142,244.29\n147,588.60\n213,749.43\n229,588.29\n239,529.91\n158,887.13\n165,849.57\n148,327.69\n148,760.15\n150,275.70\nOther Items(Net)\n1,217,561.04\n \n1,388,506.01\n \n1,442,765.55\n1,489,452.77\n1,534,753.06\n1,552,617.90\n1,514,278.27\n1,563,425.41\n1,482,322.89\n1,238,558.76\n1,196,484.63\n798,393.76\n1,269,584.10\nShares and Other Equity\n1,632,378.01\n \n1,758,871.23\n \n1,795,060.19\n1,681,574.79\n1,721,033.27\n1,754,363.61\n1,805,725.63\n1,817,292.21\n1,857,666.31\n2,186,634.46\n2,438,054.11\n2,453,288.57\n3,130,496.35\nLiabilities to other ressident sectors\n21,559.36\n \n32,602.91\n \n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\nOther Items(Net)\n(436,376.33)\n \n(402,968.13)\n \n-385,635.72\n-238,718.90\n-228,306.72\n-244,059.95\n-330,495.73\n-293,083.09\n-417,914.13\n-990,751.46\n-1,270,383.32\n-1,701,413.42\n-1,904,551.24\nDeposits and Securities Included in Broad Mone\n8,451,064.87\n \n8,908,463.53\n \n8,958,817.46\n9,244,702.58\n9,225,030.71\n9,230,248.82\n9,490,657.52\n9,308,491.60\n9,868,703.71\n10,073,570.03\n10,789,630.64\n12,446,851.79\n14,195,821.68\nDeposits Included in Broad Money\n8,384,220.79\n \n8,818,964.20\n \n8,892,333.01\n \n9,192,282.61\n \n9,163,326.94\n \n9,179,384.09\n \n9,432,073.48\n \n9,249,189.49\n \n9,796,911.59\n \n9,999,066.93\n \n10,698,817.40\n \n12,307,411.86\n \n14,024,153.85\n \nTransferable Deposits\n6,925,080.42\n7,317,443.43\n7,368,088.98\n7,703,301.37\n7,735,492.56\n7,748,956.93\n7,923,171.01\n \n7,782,391.98\n \n8,323,687.16\n \n8,562,013.77\n \n9,211,180.01\n \n10,695,596.51\n \n12,595,266.96\n \n of which FCAs\n149,041.84\n139,613.34\n343,305.00\n \n418,087.02\n \n1,190,521.05\n \n1,417,836.22\n \n1,753,489.14\n \n3,031,536.97\n \n3,887,787.41\n \nOther Deposits\n1,459,140.37\n \n1,501,520.77\n \n1,524,244.03\n \n1,488,981.24\n \n1,427,834.38\n \n1,430,427.17\n1,508,902.47\n \n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\nMoney Market Instruments\n66,844.08\n \n89,499.33\n \n66,484.46\n \n52,419.97\n \n61,703.77\n \n50,864.73\n \n58,584.04\n \n59,302.10\n \n71,792.12\n \n74,503.10\n \n90,813.24\n \n139,439.93\n \n171,667.83\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWL$ '000)\n \n \n \n16 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment\n1 Governemt\nOther\n2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2017\nJun\n7.4\n \n57.1\n \n1,674.9\n \n350.3\n \n92.1\n \n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.1\n \n45.2\n \n1,807.4\n \n302.3\n \n63.1\n \n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.3\n \n40.6\n \n2,061.9\n \n276.6\n \n165.3\n \n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.0\n \n38.1\n \n2,110.4\n \n226.8\n \n179.7\n \n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.7\n \n41.8\n \n2,139.3\n \n254.1\n \n190.8\n \n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.8\n \n46.1\n \n2,315.5\n \n289.8\n \n184.2\n \n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.6\n \n58.1\n \n2,592.0\n \n276.0\n \n213.4\n \n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.8\n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.3\n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.5\n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.5\n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.9\n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.5\n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.7\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\n \n \n \n18 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\n Institutional Units\n3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n7.0\n \n53.3\n \n1,578.5\n \n141.4\n \n82.2\n \n110.6\n \n1,786.8\n \n-\n \n16.0\n \n35.0\n \n47.9\n \n16.5\n \n82.2\n \n2,583.5\n \n23.9\n \n533.5\n \n273.6\n \n497.3\n \n7,869.2\n \nJul\n6.7\n \n40.9\n \n1,684.5\n \n137.6\n \n53.7\n \n103.6\n \n1,752.4\n \n-\n \n26.1\n \n34.4\n \n45.2\n \n16.9\n \n116.3\n \n2,495.4\n \n24.2\n \n513.6\n \n295.5\n \n482.1\n \n7,829.0\n \nAug\n11.8\n \n37.1\n \n1,882.4\n \n124.3\n \n161.2\n \n7.9\n \n1,856.2\n \n-\n \n26.3\n \n64.6\n \n41.3\n \n18.0\n \n145.0\n \n2,538.1\n \n23.8\n \n531.8\n \n272.6\n \n485.7\n \n8,228.1\n \nSep\n11.4\n \n35.8\n \n1,961.8\n \n109.6\n \n172.7\n \n31.3\n \n1,998.0\n \n-\n \n23.5\n \n65.0\n \n41.5\n \n15.6\n \n118.2\n \n2,585.7\n \n28.3\n \n472.8\n \n281.3\n \n487.7\n \n8,440.0\n \nOct\n8.1\n \n40.5\n \n1,961.8\n \n143.7\n \n175.7\n \n61.0\n \n2,106.6\n \n-\n \n24.4\n \n65.1\n \n34.8\n \n17.8\n \n99.1\n \n2,607.0\n \n29.4\n \n432.4\n \n287.8\n \n508.9\n \n8,604.1\n \nNov\n9.0\n \n45.1\n \n2,126.7\n \n161.1\n \n174.7\n \n74.3\n \n2,230.4\n \n-\n \n23.5\n \n65.4\n \n32.3\n \n19.6\n \n106.9\n \n2,618.1\n \n26.4\n \n417.7\n \n324.2\n \n511.4\n \n8,966.9\n \nDec\n11.4\n \n55.3\n \n2,373.9\n \n141.5\n \n203.5\n \n66.6\n \n2,128.7\n \n-\n \n23.5\n \n66.3\n \n29.4\n \n19.4\n \n145.0\n \n2,579.8\n \n40.0\n \n508.3\n \n324.5\n \n536.4\n \n9,253.6\n \n2018\nJan\n22.4\n \n64.1\n \n2,294.5\n \n192.1\n \n103.4\n \n81.9\n \n2,143.2\n \n-\n \n23.5\n \n65.9\n \n26.3\n \n20.6\n \n154.8\n \n2,451.1\n \n28.7\n \n501.0\n \n294.2\n \n538.9\n \n9,006.6\n \nFeb\n18.3\n \n44.0\n \n2,296.8\n \n223.7\n \n108.3\n \n96.2\n \n2,109.3\n \n-\n \n23.5\n \n66.1\n \n24.3\n \n21.1\n \n145.0\n \n2,461.5\n \n28.7\n \n507.8\n \n290.6\n \n536.3\n \n9,001.5\n \nMar\n14.8\n \n53.6\n \n2,238.8\n \n240.7\n \n124.5\n \n99.5\n \n2,164.0\n \n-\n \n23.5\n \n66.7\n \n19.2\n \n15.9\n \n127.1\n \n2,535.8\n \n30.4\n \n504.1\n \n325.8\n \n552.3\n \n9,136.6\n \nApr\n13.5\n \n56.7\n \n2,207.9\n \n275.0\n \n116.7\n \n78.5\n \n2,314.9\n \n-\n \n24.7\n \n67.0\n \n13.4\n \n20.9\n \n120.8\n \n2,519.8\n \n28.3\n \n532.0\n \n299.0\n \n554.9\n \n9,244.0\n \nMay\n12.9\n \n62.8\n \n2,309.0\n \n339.5\n \n130.1\n \n85.7\n \n2,562.4\n \n-\n \n25.0\n \n66.9\n \n8.4\n \n20.9\n \n134.0\n \n2,556.2\n \n23.9\n \n458.9\n \n307.9\n \n555.3\n \n9,659.8\n \nJune\n7.5\n \n52.6\n \n2,848.5\n \n331.8\n \n117.3\n \n84.1\n \n2,538.3\n \n-\n \n26.2\n \n66.5\n \n7.4\n \n19.4\n \n196.0\n \n2,662.2\n \n25.5\n \n551.4\n \n302.9\n \n563.4\n \n10,401.0\n \nJuly\n17.9\n \n54.3\n \n3,189.6\n \n281.1\n \n109.3\n \n95.4\n \n2,949.2\n \n-\n \n-\n \n67.5\n \n4.5\n \n21.0\n \n182.0\n \n2,414.6\n \n26.0\n \n611.4\n \n322.5\n \n565.1\n \n10,911.4\n \nAug\n21.0\n \n67.8\n \n3,196.7\n \n232.3\n \n102.5\n \n66.3\n \n3,014.9\n \n-\n \n-\n \n67.3\n \n7.1\n \n20.6\n \n186.7\n \n2,491.0\n \n29.8\n \n647.7\n \n329.4\n \n566.3\n \n11,047.4\n \nSep\n16.3\n \n58.2\n \n3,487.9\n \n305.3\n \n137.8\n \n78.0\n \n2,789.8\n \n-\n \n45.2\n \n68.1\n \n5.4\n \n20.4\n \n212.2\n \n2,577.1\n \n36.7\n \n637.4\n \n357.4\n \n571.8\n \n11,405.0\n \nOct\n33.1\n \n68.0\n \n3,505.8\n \n272.1\n \n173.1\n \n51.4\n \n2,728.8\n \n-\n \n45.2\n \n68.4\n \n4.6\n \n9.4\n \n188.8\n \n2,697.4\n \n38.7\n \n647.5\n \n353.2\n \n569.2\n \n11,454.9\n \nNov\n25.8\n \n81.4\n \n3,384.4\n \n264.6\n \n198.2\n \n63.9\n \n2,793.9\n \n-\n \n45.2\n \n68.7\n \n7.0\n \n8.1\n \n217.7\n \n2,672.3\n \n46.1\n \n633.2\n \n406.6\n \n569.8\n \n11,486.9\n \nDec\n18.2\n \n89.9\n \n3,737.0\n \n317.3\n \n224.4\n \n74.8\n \n2,633.7\n \n-\n \n43.4\n \n69.2\n \n6.2\n \n9.2\n \n204.3\n \n2,707.6\n \n53.7\n \n573.8\n \n406.2\n \n633.9\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2017\n Jun\n3,792.5\n332.7\n949.8\n5,075.1\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.2\n Jul\n3,786.1\n326.0\n1,021.7\n5,133.8\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.0\n Aug\n4,198.3\n342.7\n1,010.3\n5,551.4\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.1\n Sep\n4,561.7\n355.5\n1,003.7\n5,921.0\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.0\n Oct\n4,771.6\n340.7\n927.8\n6,040.2\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.1\n Nov\n5,036.5\n380.1\n918.9\n6,335.5\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.9\n Dec\n5,143.9\n409.2\n850.3\n6,403.4\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.6\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n-\n \n343.8\n \n27.3\n33.6\n \n-\n \n438.0\n \n-\n \n649.3\n \n136.7\n151.2\n \n1,973.3\n \nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nSource:Reserve Bank of Zimbabwe,2019\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWL$ millions\n \n \n \n22 \n \n \n \nAGRICULTURE\nCONSTRUCTION COMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,566,768.2\nSource:Reserve Bank of Zimbabwe,2019\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nZWL$ ('000)\n \n \n \n23 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION COMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2017\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nSource: Reserve Bank of Zimbabwe,2019\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWL$ ('000)\n \n24 \n \n \nEnd of\nNominal Lending \nRates 1\nIndividuals \nCorporate\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nAug\n4.00-18.00\n8.88\n6.95\nSep\n4.45-18.00\n8.86\n7.01\nOct\n4.45-18.00\n9.66\n7.06\nNov\n4.45-18.00\n9.66\n7.03\nDec\n4.45-18.00\n9.39\n7.00\n2018\nJan\n4.45-18.00\n9.33\n6.99\nFeb\n4.45-18.00\n9.57\n6.93\nMar\n4.45-18.00\n9.64\n6.98\nApr\n4.00-18.00\n9.32\n7.08\nMay\n4.00-18.00\n9.28\n7.09\nJun\n4.00-18.00\n9.32\n7.14\nJul\n4.00-18.00\n9.75\n6.97\nAug\n4.00-18.00\n9.87\n7.10\nSep\n4.00-18.00\n9.56\n7.11\nOct\n4.00-18.00\n9.47\n7.38\nNov\n4.00-18.00\n9.49\n7.38\nDec\n4.00-18.00\n9.48\n7.39\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\n Source:Reserve Bank of Zimbabwe, 2019\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n25 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2019\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n 26 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION RECREATION \n&\nEDUCATION RESTAURANTS \n&\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJan\n-0.14\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n0.01\n0.80\n0.23\nFeb\n0.05\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.23\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.13\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.22\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n27 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\nSource:Zimstat, 2019\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n28 \n \nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\nLong-Term External Debt\n4,339\n5,010\n6,223\n6,732\n7,495\n8,564\n8,537\n8,656\n9,006\n2,095\nGovernment\n4,282\n4,868\n5,857\n6,252\n6,493\n6,303\n6,623\n6,735\n7,057\n6,306\nBilateral Creditors\n2,213\n2,353\n3,307\n3,397\n3,786\n3,599\n4,071\n4,258\n4,491\n4,261\nMultilateral Creditors\n2,059\n2,505\n2,550\n2,855\n2,707\n2,704\n2,553\n2,477\n2,566\n2,045\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,419\n1,426\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n837\n898\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n582\n528\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,292\n2,374\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n490\n441\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,802\n1,933\nTotal External Debt\n5,687\n7,050\n7,509\n7,623\n9,059\n10,958\n10,794\n10,960\n11,299\n13,134\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n29 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO/2\nPOUND\nEND OF\nDollar\nRAND/1\nPULA/1\nYEN/1\nSTERLING/2\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nSource: Reserve Bank of Zimbabwe, 2019\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per ZWL$ dollar.\n \n \n \n30 \n \n \n \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJan\n-\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n-\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n-\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n-\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n-\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nSource:Zimbabwe Stock Exchange ,2019\n*All Share index was introduced in January 2018\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n31 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n 495.55 \n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n 472.30 \n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n 671.60 \n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n 792.50 \n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n 939.90 \n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n 1,095.55 \n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n 1,601.38 \n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n 1,776.44 \n583.3\nSep\n 6,031.4 \n5.2\n651.1\n16.1\n 2,159.26 \n731.9\nOct\n 5,991.3 \n5.4\n681.9\n19.4\n 2,401.62 \n779.2\nNov\n 6,259.7 \n4.9\n666.5\n15.9\n 2,561.84 \n798.3\nDec\n 5,877.2 \n3.6\n778.4\n16.3\n 3,052.72 \n1043.3\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3\n 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9\n 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5\n 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5\n 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5\n 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3\n 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4\n 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0\n 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0\n 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9\n 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9\n 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6\n 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9\n 1,294.05 \n16.9\n 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0\n 1,330.58 \n17.2\n 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9\n 1,399.50 \n18.3\n 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1\n 1,590.10 \n14.0\n 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2\n 1,397.48 \n11.8\n 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7\n 1,464.66 \n30.1\n 7,130.02 2,539.84 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 191.0 \nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 207.0 \nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 244.1 \nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 231.0 \nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 323.3 \nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 342.1 \nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 382.6 \nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 419.1 \nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 432.0 \nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 478.9 \nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 473.0 \nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 524.8 \nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 4,248.84 \n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 486.8 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n33 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2017\nJan\n292.0\n385.0\n677.0\n-93.0\nFeb\n290.3\n424.4\n714.7\n-134.1\nMar\n265.7\n461.8\n727.5\n-196.1\nApr\n225.6\n405.5\n631.1\n-179.9\nMay\n268.6\n465.6\n734.2\n-197.0\nJun\n264.5\n495.1\n759.6\n-230.6\nJul\n261.9\n481.9\n743.8\n-220.0\nAug\n356.4\n448.2\n804.6\n-91.8\nSep\n324.8\n440.0\n764.8\n-115.2\nOct\n352.8\n460.8\n813.6\n-108.0\nNov\n577.7\n493.7\n1071.4\n84.0\nDec\n299.8\n556.3\n856.1\n-256.5\nTotal\n3780.2\n5518.3\n9298.5\n-1738.1\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4295.6\n6790.8\n11086.5\n-2495.2\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n457.2\n697.0\n-217.4\nSource: Zimstat, 2019\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-June-.pdf"}
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+{"doc_id": "9cb26bf9a96fc199e1edda7bd6f83e63", "text": "i \n \n \n \n \n \n \n \nJULY 2019 \n \n1 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS ...................................................................... 4 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nINFLATION OUTTURN ............................................................................................................. 9 \nMonthly Inflation ...................................................................................................................... 9 \n \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Zimbabwe Stock Exchange. \n \n2019 \n \nJune \n2019 \n \nJuly \nMonth-on- \nMonth Change \n(%) \nMonthly Inflation1 (%) \n39.26 \n21.04 \n- \nNational \nPayment \nSystem \nTransactions2 (US$ billions) \n30.16 \n38.40 \n16.9 \nMoney Supply2 (US$ millions) \n13,009.04 \n14,767.89 \n13.52 \nMoney \nSupply \n(M3) \nAnnual \nGrowth2 (%) \n57.51 \n66.99 \n- \nNominal Lending Rate2 (% per \nannum) \n4.00-22.00 \n4.00-22.00 \n- \nZ.S.E All share Index3 \n204.75 \n187.12 \n8.87 \nZ.S.E. Mining Index3 \n255.26 \n244.58 \n13.04 \nZ.S.E. Industrial Index3 \n683.51 \n624.41 \n40.74 \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational commodity prices for precious \nmetals, base metals and crude oil increased, \nduring the month of July 2019. \n \n \n Precious Metals \nGold prices rose by 5.8%, from a monthly \naverage of US$1,287.04/oz in June 2019, to \nUS$1,358.75/oz in July 2019. The rebound in \nprices followed prospects of a positive \ninvestment demand outlook, as economic data \npointed to easing inflationary pressures in the \nUS. In addition, the uncertainties posed by \ngeopolitical tensions between the US and Iran, \nbolstered safe haven demand for the yellow \nmetal. \n \nPlatinum prices, however, declined by 3.1%, \nfrom a monthly average of US$886.85/oz in \nJune 2019 to US$807.9/oz in July 2019. The \ndecline was largely due to slowing global \ndemand, \nparticularly \nfrom \nautomotive \nindustries. \n \n \n \nFigure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2019 \n \nBase Metals \nCopper prices rebounded during the month \nunder review, as robust output and investment \ndata from China helped to boost positive \nsentiment in industrial metals markets. In the \noutlook period, however, the demand for copper \nwill continue to be dampened by the on-going \ntrade tensions between the US and China. \nAgainst this backdrop, copper prices rose by \n0.9%, from US$5,885.7 per tonne in June 2019, \nto US$5,939.3 per tonne in July 2019. \n \nSimilarly, nickel prices increased by 13.2%, to \nUS$13,533.4 per tonne in July 2019, from \nUS$11,954.8 per tonne in June 2019. Prices \nwere further supported by speculative buying, as \ninvestors anticipated that growth in electric \nvehicles would boost demand for the metal for \nthe manufacture of car batteries. \n \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2019 \n \n \n \n \n \n600\n700\n800\n900\n1000\n1100\n1200\n1300\n1400\n1500\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nUS$/oz.\nGold\nPlatinum\n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nJul-18\nSep-18\nNov-18\nJan-19\nMar-19\nMay-19\nJul-19\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n \n \n \n4 \n \n \nBrent Crude Oil \nDuring the month of July 2019, international oil \nprices firmed, due to signs of tight supply \nconditions, as major producers cut nearly a third \nof offshore production in the Gulf of Mexico, \ndue to the tropical storm. The increase in oil \nprices was, somewhat moderated, by concerns \nof slackening global demand, occasioned by the \nescalating trade disputes between the US and \nChina. Crude oil prices increased by 2.0%, from \nUS$63.1 per barrel in June 2019 to US$64.4 per \nbarrel, during the month under analysis. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2019 \n \nMERCHANDISE \n \n \nTRADE \nDEVELOPMENTS \n \nThe country’s total merchandise trade declined \nby 6.0%, to close at US$656.4 million in July \n2019, from US$698.4 million recorded in the \nprevious month. This was, largely underpinned, \nby the significant slowdown in merchandise \nimports. \n \n Merchandise Exports \nMonthly merchandise exports rose by 24.9%, \nfrom US$239.8 million in June, to US$299.5 \nmillion in July 2019. The increase was \nattributable to a rise in export earnings from \ngold (40.8%); nickel ore & concentrates \n(27.8%); and ferrochrome (28.1%). \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2019 \n \n \nThe country’s export basket remained largely \nconcentrated in a few primary and semi-\nprocessed commodities, which included; PGMs; \ngold; \nferrochrome; \nflue-cured \ntobacco; \ndiamonds; and cane sugar. These commodities \ncontributed about 80.2% of the country’s export \nearnings for the month of July 2019. \n \nTable 1 shows the major export commodities for \nthe months of June 2019 and July 2019. \n \n40\n45\n50\n55\n60\n65\n70\n75\n80\n85\nJan-18\nFeb-18\nMar-18\nApr-18\nMay-18\nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nUS$/barrel\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\n \n \n \n5 \n \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nJune-19 \nJuly-19 \nJuly \nShare of \nTotal \n(%) \n*Nickel \nores \n& \nconcentrates1 \n72.4 \n92.5 \n30.9 \nSemi-\nmanufactured gold \n62.2 \n87.6 \n29.2 \nFerro-chromium \n16.1 \n20.7 \n6.9 \nFlue-cured tobacco \n17.5 \n18.6 \n6.2 \nIndustrial \ndiamonds \n8.4 \n8.8 \n2.9 \nCane Sugar \n5.0 \n6.3 \n2.1 \n*Unwrought \nPlatinum1 \n5.2 \n5.8 \n1.9 \nMacadamia nuts \n2.0 \n3.3 \n1.1 \nChromium ores and \nconcentrates \n3.9 \n3.0 \n1.0 \nCoke and semi-coke \n(coal) \n1.7 \n2.9 \n1.0 \n*Nickel Mattes1 \n1.4 \n0.5 \n0.2 \nOther \n44.1 \n49.52 \n12.3 \nTotal \n239.8 \n299.5 \n100.0 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nThe country’s major export destinations \nincluded South Africa, which absorbed 32.8% \nof total exports, followed by Singapore, \n(28.9%); China, (9.7%); India (2.7%); and UK \n(2.6%). \n \n \n \n \n \n \n1 Nickel ores and concentrates, nickel mattes and \nunwrought platinum are components of the platinum \ngroup of metals (PGMs). \nFigure 5: Top Five Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \n \nMerchandise Imports \nMerchandise imports registered a decline of \n22.2%, from US$458.6 million in June to \nUS$357.0 million in July 2019. The decline was \nlargely underpinned by lower imports of fuel, \nnotably diesel and petrol, as shown in Table 2. \n \n \n \n \n \n34.0%\n28.9%\n9.7%\n2.7%\n2.6%\n1.9%\n1.8%\n18.3%\nS.A\nSingapore\nChina\nIndia\nU.K.\nU.A.E\nJapan\nOther\n \n \n \n6 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nJune \nUS$ m \nJuly \nUS$ m \nShare of \nTotal \nImports \n(%) \nDiesel \n112.4 \n78.3 \n21.9 \nUnleaded petrol \n46.4 \n24.2 \n6.8 \nWheat \n2.2 \n9.7 \n2.7 \nElectricity \n6.2 \n5.8 \n1.6 \nMedicines \n10.6 \n4.8 \n1.3 \nCrude soybeans \n12.6 \n4.5 \n1.3 \nAmmonium \nNitrate \n6.7 \n4.1 \n1.1 \nRoad \nConstruction \nMachinery \n2.7 \n3.9 \n1.1 \nVehicles (Goods) \n2.6 \n3.5 \n1.0 \nPackaging \nMaterial \n0.9 \n2.9 \n0.8 \nOther \n255.2 \n215.3 \n60.3 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nThe country’s major import sources were as \nfollows: South Africa (40.6%); Singapore \n(26.1%); China (8.0%); Zambia (4.0%) and \nIndia (2.7%), as shown in Figure 6. \nFigure 6: Top Five Merchandise Import \nSources (% Share). \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nMerchandise Trade Balance \nThe increase in exports, on the back of a slump \nin imports, culminated in a significant \nimprovement in the country’s trade balance, \nfrom a deficit of -US$218.8 million in June \n2019, to a deficit of -US$57.5 million in July \n2019. \nFigure 7: Merchandise Trade Balance \n(US$ m) \nSource: ZIMSTAT, 2019 & RBZ Computations, 2019 \n40.6%\n26.1%\n8.0%\n4.0%\n2.7%\n South Africa\n Singapore\nChina\nZambia\nIndia\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nExports\nImports\nTrade Balance\n \n \n \n7 \n \nMONETARY DEVELOPMENTS2 \nBroad money3 grew by 81.98% to $17.08 \nbillion in July 2019, from $9.38 billion in July \n2018. The growth was partly attributed to \nexpansion in foreign currency accounts included \nin transferable deposits, owing to exchange rate \ndepreciation. \n \nThe annual growth in money supply was \nreflective of increases in transferable deposits, \n100.96%; negotiable certificates of deposits \n(NCDs), 87.90%; time deposits, 9.28%; and \ncurrency in circulation, 8.87%. \n \nFigure 8: Broad Money in Levels and Growth \nRates \nSource: Reserve Bank of Zimbabwe, 2019 \n \nOn a month -on-month basis, broad money rose \nby 15.63%. The growth largely reflected the \n16.59% expansion in transferable deposits. \n \n2 All monetary numbers valued in RTGS$ since the \nadoption of an interbank market determined exchange rate \nin February 2019. \n3 From November 2017, broad money adjusted by a \nreclassification of lines of credit that were incorrectly \nTransferable deposits in domestic currency \naccounted for 62.97% of total money supply, \nfollowed by foreign currency accounts deposits, \n23.72%; time deposits, 9.61%; currency in \ncirculation, 2.72%; and negotiable certificates \nof deposits, 0.98%, as shown in Figure 9. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2019 \nFollowing the increase in money supply, credit \nto the private sector increased from $3.35 billion \nin July 2018 to $5.55 billion in July 2019. This \ntranslated to an annual increase of 52.09% in \nJuly 2019, compared to 16.13% recorded in \nJune 2019. \nclassified as deposits included in broad money. This \nreduced the stock of money and at the same time reducing \nthe net foreign assets of other depository corporations. \n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\n -\n 2\n 4\n 6\n 8\n 10\n 12\n 14\n 16\n 18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\n%\n$ Billions\nM3\nM3 Annual Growth rate\nDemand \ndeposits\n62.71%\nFCA \ndeposits\n23.72%\nTime \nDeposits\n9.61%\nCurrency in \nCirculation\n2.72%\nNegotiable \nCertificates \nof Deposits\n0.98%\n \n \n \n8 \n \nOn a month-on-month basis, credit to the private \nsector recorded a growth of 8.13%, between \nJune and July 2019. \n \nAgriculture at 22.49%, took up the largest share \nof credit to the private sector, followed by \nhouseholds, 20.81%; distribution, 13.97%; and \nservices, 12.55%. \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2019 \nOutstanding private sector credit in July 2019 \nwas channelled towards inventory build-up, \n23.33%; other recurrent expenditures, 34.48%; \nconsumer durables, 21.14%; fixed capital \ninvestment, 16.41%; and pre and post shipment \nfinancing, 4.64%. \nSTOCK MARKET DEVELOPMENTS \n \nTrading on the Zimbabwe Stock Exchange \n(ZSE) was bearish, during the month of July \n2019. Accordingly, the All Share and Top 10 \nindices declined by 8.61% and 10.77%, to close \nat 187.12 points and 175.98 points, respectively. \n \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \n \nIndustrial and mining indices stood at 624.41 \npoints and 244.58 points in July 2019, reflecting \ndeclines of 8.65% and 4.18%, respectively. \n \nOn an annual basis, both the industrial and \nmining indices grew by 62.50% and 49.14%, \nfrom 384.25 points and 163.99 points recorded \nin June 2018, respectively. \n \n \n \n \n \n \n \nConstruction, \n2.21%\nTransport and \nCommunication, \nMining, \n6.74%\nFin \nOrgan & \nInvest, \n9.99%\nDistrubution, \n13.97%\nServices, \n12.55%\nManufacturing, \n9.27%\nAgriculture, \n22.49%\nHouseholds, \n20.81%\nOther, \n0.16%\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n40.00\n90.00\n140.00\n190.00\n240.00\n31-Jul-18\n31-Aug-18\n30-Sep-18\n31-Oct-18\n30-Nov-18\n31-Dec-18\n31-Jan-19\n28-Feb-19\n31-Mar-19\n30-Apr-19\n31-May-19\n30-Jun-19\n31-Jul-19\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n9 \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2019 \n \nThe value of shares traded on the ZSE declined \nby 18.87%, to close at $191.05 million in July \n2019. In tandem, the volume of shares traded \nalso declined by 44.49% to 162.74 million \nshares, during the same month. \n \nFigure 13: ZSE Monthly Volumes and Values \nTraded \nSource: Zimbabwe Stock Exchange, 2019 \n \nThe ZSE lost $2.38 billion, or 8.81% worth of \ncapitalization to $24.64 billion, during the \nmonth under review. On a year-on-year basis, \nhowever, capitalization on the local bourse \nincreased by 124.58% to $13.67 billion, from \n$10.97 billion recorded in the previous month. \nINFLATION OUTTURN \n \n \nMonthly Inflation \n \nMonth-on-month inflation decelerated from \n39.3% in June 2019, to 21.04% in July 2019. \nThe decline was reflected in both monthly food \nand non-food inflation. \n \nMonthly food inflation fell from 55.1% in June \n2019 to 19.90% in July 2019, driven by bread \nand cereals; meat; vegetables; and oils and fats. \nSimilarly, month-on-month non-food inflation \ndeclined by 9.5 percentage points, from 31.23% \nin June 2019 to 21.72% in July 2019, largely \ndriven by furniture and household goods; \nclothing and footwear; alcoholic beverages and \ntobacco; and transport. \n \n \nFigure 14: Month-on-Month Inflation (%)\nSource: ZIMSTAT, 2019 \n \n \n \n0\n50\n100\n150\n200\n250\n300\n350\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\n1,100\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nValues Traded ($ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n-5.0\n0.0\n5.0\n10.0\n15.0\n20.0\n25.0\n30.0\n35.0\n40.0\n45.0\nJul-18\nSep-18\nNov-18\nJan-19\nMar-19\nMay-19\nJul-19\n \n \n \n10 \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nTransactions processed through the National \nPayment System (NPS) increased by 16.9%, to \nclose at $38.40 billion in July 2019. In volume \nterms, transactions increased by 7.4%, from \n181.9 million in June 2019 to 195.3 million in \nJuly 2019. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system registered a 30.4% increase to \nclose at $23.31 billion in July 2019, from $17.88 \nbillion in June 2019. RTGS transaction volumes \nalso increased to 983,532 in July 2019, from \n705,958 in June 2019. \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \nCash transactions \n \nCash based transaction values amounted to \n$889.6 million in July 2019, a 22.7% increase \nfrom $724.76 million registered in June 2019. \n \n \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions increased by 28.56%, from $9.67 \nbillion in June 2019 to $12.43 billion in July \n2019. \nCard Based Transactions \nCard based transactions amounted to $1.84 \nbillion in July 2019, up from $1.49 billion in \nJune 2019. \nCheque Transactions \nCheque transactions declined by 0.8%, from \n$3.70 million in July 2019 to $3.73 million in \nJune 2019. \n \nSEPTEMBER 2019 \nRESERVE BANK OF ZIMBABWE \n -\n 5.0\n 10.0\n 15.0\n 20.0\n 25.0\n0\n200\n400\n600\n800\n1000\n1200\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nValue in $ Billions\nVolume in Thousands\nVolume\nValue\n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n13 \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n16 \n 4.2 Liabilities \n \n \n \n \n \n \n \n17 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n18 \n 5.2 Liabilities \n \n \n \n19 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n20 \n 6.2 Liabilities \n \n \n \n \n \n21 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n22 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n23 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n24 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n25 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n26 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n27 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n28 \n 11. Exchange Rates \n \n \n \n \n \n \n \n29 \n \n \n \n \n \n12 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 30 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 31 \n \n13.2 Volumes of Transactions \n \n \n \n \n 32 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 13 \n \n \nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nNet Foreign Assets\n-1,508,217.61\n-1,499,686.15\n-1,804,600.44\n-1,815,294.15\n-1,728,377.38\n-1,725,207.58\n-1,877,294.72\n-1,874,425.56\n-4,424,467.92\n-5,983,620.49\n-6,226,059.55\n-10,192,415.69\n-12,704,437.39\n-19,915,608.51\nCentral Bank(net)\n-1,217,451.12\n-1,275,444.50\n-1,513,864.28\n-1,555,285.99\n-1,455,053.24\n-1,541,066.06\n-1,758,219.23\n-1,766,538.71\n-4,676,973.98\n-6,110,320.34\n-6,756,572.48\n-11,352,535.79\n-14,602,968.79\n-23,287,056.52\nForeign Assets\n510,355.35\n528,307.45\n290,596.25\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n303,248.18\n853,285.31\n996,604.88\n932,666.79\n2,417,729.41\n2,917,765.26\n3,402,652.93\nForeign Liabilities\n1,727,806.48\n1,803,751.95\n1,804,460.53\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,689,239.28\n13,770,265.20\n17,520,734.04\n26,689,709.45\nOther Depository Corporations(net)\n-290,766.49\n-224,241.66\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\nForeign Assets\n263,405.79\n320,981.77\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\nForeign Liabilities\n554,172.27\n545,223.42\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\nNet Domestic Assets (NDA)\n10,351,577.44\n10,883,377.40\n11,301,536.89\n11,637,230.97\n11,491,870.79\n11,515,658.20\n11,887,199.99\n11,731,452.83\n14,813,771.42\n16,610,996.67\n17,579,425.62\n23,201,453.94\n27,472,328.14\n36,991,644.76\nDomestic Claims\n12,410,120.00\n13,195,525.47\n13,840,196.20\n14,162,804.05\n14,361,247.61\n14,642,956.80\n14,982,344.65\n15,268,955.01\n14,831,314.29\n14,652,405.60\n14,594,432.73\n14,958,514.70\n16,416,486.46\n18,057,310.94\nClaims on Central Government(net)\n7,703,126.14\n8,707,427.93\n9,245,237.20\n9,367,999.90\n9,453,371.60\n9,709,749.15\n9,992,336.76\n10,397,721.31\n9,848,404.77\n9,631,357.74\n9,398,952.61\n9,082,566.10\n9,422,173.55\n11,348,394.86\nClaims on Central Government\n7,834,035.83\n8,782,266.41\n9,319,418.72\n9,454,322.45\n9,547,216.70\n9,799,794.74\n10,074,924.82\n10,481,274.02\n9,996,649.93\n9,810,201.11\n9,615,349.44\n9,377,820.25\n10,630,234.88\n12,906,211.52\nCentral Bank\n4,961,290.78\n5,486,379.33\n5,949,540.54\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,438,578.19\n6,914,447.06\n6,777,148.85\n6,690,110.86\n6,461,220.18\n7,707,833.00\n9,419,993.38\nODCs\n2,872,745.05\n3,295,887.08\n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\n3,082,202.87\n3,033,052.26\n2,925,238.58\n2,916,600.07\n2,922,401.88\n3,486,218.14\nLess Liabilities to Central Government\n130,909.69\n74,838.48\n74,181.52\n86,322.55\n93,845.11\n90,045.59\n82,588.06\n83,552.71\n148,245.17\n178,843.37\n216,396.83\n295,254.14\n1,208,061.33\n1,557,816.66\nCentral Bank\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\n130,917.86\n160,540.01\n246,390.26\n1,163,537.70\n1,507,260.60\nODCs\n89,210.62\n33,130.77\n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\nClaims on Other Sectors\n4,706,993.86\n4,488,097.54\n4,594,959.00\n4,794,804.16\n4,907,876.01\n4,933,207.65\n4,990,007.89\n4,871,233.70\n4,982,909.52\n5,021,047.86\n5,195,480.12\n5,875,948.60\n6,994,312.91\n6,708,916.08\nOther Financial Corporations\n67,789.70\n133,851.47\n141,976.37\n145,256.31\n149,474.39\n146,924.77\n156,610.64\n163,570.22\n171,891.86\n159,230.21\n161,501.25\n169,299.57\n180,349.24\n174,910.96\nState and Local Government\n49,509.94\n54,356.85\n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\nPublic Non Financial Corporations\n678,604.79\n653,645.57\n675,218.20\n707,808.19\n714,396.35\n759,288.09\n737,586.90\n760,026.12\n717,834.55\n874,075.49\n987,347.41\n1,256,829.39\n1,653,927.27\n957,335.21\nPrivate Sector\n3,911,089.43\n3,646,243.64\n3,724,967.47\n3,890,142.17\n4,004,414.16\n3,989,955.06\n4,058,650.69\n3,912,302.09\n4,058,929.20\n3,952,664.90\n4,012,055.03\n4,416,515.15\n5,128,717.22\n5,545,476.00\nCentral Bank\n19,822.36\n20,351.40\n22,784.69\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\nODCs\n3,891,267.06\n3,625,892.25\n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\nOther Items(Net)\n2,058,542.55\n2,312,148.07\n2,538,659.31\n2,525,573.08\n2,869,376.82\n3,127,298.60\n3,095,144.66\n3,537,502.18\n17,542.87\n-1,958,591.07\n-2,984,992.88\n-8,242,939.24\n-11,055,841.67\n-18,934,333.82\nShares and Other Equity\n1,993,144.37\n2,192,599.84\n2,239,731.19\n2,135,709.67\n2,187,396.87\n2,221,755.34\n2,281,378.82\n2,281,748.45\n-544,566.17\n-1,687,090.85\n-2,151,220.63\n-6,856,982.76\n-9,810,341.46\n-18,099,228.93\nLiabilities to Other Financial Corporations\n21,559.36\n32,602.91\n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n30,412.39\n49,216.06\n43,639.00\n27,408.22\nRestricted Deposits\n65,963.28\n41,991.83\n46,269.35\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-22,124.46\n44,953.48\n219,317.70\n297,075.34\n571,900.47\n846,089.55\n753,702.76\n1,199,451.00\n510,870.83\n-330,811.98\n-910,949.25\n-1,447,364.90\n-1,652,550.98\n-1,985,690.29\nBroad Money-M3\n8,843,359.83\n9,383,691.25\n9,496,936.45\n9,821,936.82\n9,763,493.41\n9,790,450.62\n10,009,905.27\n9,857,027.27\n10,389,303.50\n10,627,376.18\n11,353,366.06\n13,009,038.25\n14,767,890.75\n17,076,036.26\nSecurities Other than Shares Included in Broad Money\n66,844.08\n89,499.33\n66,484.46\n52,419.97\n61,703.77\n50,864.73\n58,584.04\n59,302.10\n71,792.12\n74,503.10\n90,813.24\n139,439.93\n171,667.83\n168,169.20\nBroad Money-M2\n8,776,515.75\n9,294,191.92\n9,430,452.00\n9,769,516.85\n9,701,789.65\n9,739,585.90\n9,951,321.23\n9,797,725.16\n10,317,511.39\n10,552,873.07\n11,262,552.82\n12,869,598.32\n14,596,222.92\n16,907,867.06\nOther Deposits\n1,459,140.37\n1,501,520.77\n1,524,244.03\n1,488,981.24\n1,427,834.38\n1,430,427.17\n1,508,902.47\n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\nNarrow Money-M1\n7,317,375.38\n7,792,671.15\n7,906,207.97\n8,280,535.61\n8,273,955.26\n8,309,158.73\n8,442,418.76\n8,330,927.65\n8,844,286.96\n9,115,819.92\n9,774,915.43\n11,257,782.98\n13,167,336.03\n15,267,020.52\nTransferable Deposits\n6,938,172.87\n7,365,729.27\n7,444,516.45\n7,789,665.52\n7,792,430.08\n7,817,001.46\n7,940,376.20\n7,857,164.47\n8,380,317.93\n8,648,981.05\n9,283,238.74\n10,792,389.36\n12,695,789.56\n14,802,212.01\n Of which Foreign Currency Accounts\n0.00\n0.00\n0.00\n0.00\n149,041.84\n139,613.34\n343,305.00\n418,087.02\n1,190,521.05\n1,417,836.22\n1,753,489.14\n3,031,536.97\n3,887,787.41\n4,049,120.88\nCurrency Outside Depository Corporations\n379,202.52\n426,941.88\n461,691.52\n490,870.09\n481,525.19\n492,157.27\n502,042.57\n473,763.18\n463,969.03\n466,838.87\n491,676.69\n465,393.62\n471,546.47\n464,808.51\nMemorandum Items\nReserve Money\n2,513,332.55\n2,789,945.53\n2,967,852.44\n2,891,742.55\n2,860,575.65\n3,135,918.22\n3,258,220.86\n3,029,004.88\n3,201,051.95\n3,172,354.75\n3,019,535.69\n2,522,708.23\n3,575,573.83\n4,057,364.05\nFCAs as a Percentage of Deposits in M3\n0.0%\n0.0%\n0.0%\n0.0%\n1.6%\n1.5%\n3.6%\n4.5%\n12.0%\n14.0%\n16.1%\n24.2%\n27.2%\n24.4%\nEnd Period Exchange Rate\n1.00\n1.00\n1.00\n1.00\n1.00\n1.00\n1.00\n1.00\n2.50\n3.01\n3.26\n5.26\n6.62\n9.19\nSource: Reserve Bank of Zimbabwe,2019\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZWL$ '000)\n \n \n \n14 \n \n \n \nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nNet Foreign Assets\n-1,217,451.12\n-1,275,444.50 -1,513,864.28 -1,555,285.99 -1,455,053.24 -1,541,066.06 -1,758,219.23 -1,766,538.71 -4,676,973.98 -6,110,320.34 -6,756,572.48 -11,352,535.79 -14,602,968.79 -23,287,056.52\nClaims on Non Residents\n510,355.35\n528,307.45\n290,596.25\n237,850.70\n255,482.93\n247,680.14\n295,965.66\n303,248.18\n853,285.31\n996,604.88\n932,666.79\n2,417,729.41\n2,917,765.26\n3,402,652.93\nOfficial Reserves Assets\n163,434.94\n180,936.77\n189,263.65\n136,268.14\n153,107.92\n137,602.74\n86,950.64\n80,847.73\n311,203.67\n344,973.29\n230,535.90\n1,223,599.47\n1,399,462.47\n1,401,366.80\nOther Foreign Assets\n346,920.41\n347,370.68\n101,332.60\n101,582.56\n102,375.02\n110,077.40\n209,015.01\n222,400.44\n542,081.63\n651,631.59\n702,130.89\n1,194,129.94\n1,518,302.79\n2,001,286.13\nLess Liabilities to Non Residents\n1,727,806.48\n1,803,751.95\n1,804,460.53\n1,793,136.69\n1,710,536.17\n1,788,746.20\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,689,239.28\n13,770,265.20\n17,520,734.04\n26,689,709.45\nShort Term Liabilities\n1,229,630.31\n1,303,458.23 1,303,461.16 1,291,247.23 1,207,367.88 1,300,370.95 1,563,599.81 1,574,674.14 4,300,887.88 5,631,784.52 6,092,241.62\n11,229,210.34\n14,024,443.68\n18,833,457.18\nOther Foreign Liabilities\n498,176.16\n500,293.72\n500,999.37\n501,889.46\n503,168.29\n488,375.25\n490,585.08\n495,112.75 1,229,371.41 1,475,140.70 1,596,997.65\n2,541,054.86\n3,496,290.36\n7,856,252.27\nNet Domestic Assets (NDA)\n3,730,783.67\n4,065,390.03 4,481,716.72 4,447,028.54 4,315,628.88 4,676,984.28 5,016,440.09 4,795,543.60 7,878,025.93 9,282,675.10 9,776,108.17\n13,875,244.02\n18,178,542.62\n27,344,420.57\nDomestic Claims\n5,420,856.73\n6,026,539.60 6,509,710.94 6,826,230.06 6,991,768.06 7,189,089.87 7,598,696.62 7,999,682.43 7,398,364.83 7,254,587.97 7,189,577.74\n6,912,529.53\n7,344,238.48\n8,736,761.70\nNet Claims on Central Government\n4,919,591.70\n5,444,671.63 5,907,750.89 6,261,510.96 6,394,998.92 6,578,607.86 6,983,331.70 7,397,211.76 6,810,687.92 6,646,231.00 6,529,570.85\n6,214,829.92\n6,544,295.30\n7,912,732.78\nClaims on Central Government\n4,961,290.78\n5,486,379.33\n5,949,540.54\n6,303,205.89\n6,436,684.56\n6,619,938.86\n7,024,652.77\n7,438,578.19\n6,914,447.06\n6,777,148.85\n6,690,110.86\n6,461,220.18\n7,707,833.00\n9,419,993.38\nOf which: Securities Other than Shares\n1,655,951.61\n1,767,970.98 2,124,232.15 2,107,570.78 2,109,129.00 2,073,611.90 2,062,178.19 2,377,373.84 1,962,432.38 1,910,408.71 1,835,171.86\n1,793,430.00\n5,922,355.91\n7,222,007.40\nLoans\n3,305,339.17\n3,718,408.35\n3,825,308.38\n4,195,635.11\n4,327,555.56\n4,546,326.96\n4,962,474.58\n5,061,204.35\n4,952,014.68\n4,866,740.14\n4,854,939.01\n4,667,790.18\n1,785,477.10\n2,197,985.98\n Loans and Advances\n3,032,637.59\n3,445,708.69 3,552,608.66 3,925,152.95 3,092,815.50 3,259,847.32 3,618,214.10 3,632,085.91 3,480,989.65 3,358,008.67 3,319,653.21\n3,053,293.48\n114,667.21\n368,837.75\n Legacy Debt\n272,701.58\n272,699.66\n272,699.72\n270,482.16\n270,483.94\n270,476.30\n271,144.05\n291,998.61\n308,519.87\n309,020.71\n309,052.17\n309,088.45\n309,057.44\n405,543.61\n Export Incentives\n657,961.30\n685,670.05\n760,667.33\n878,452.43\n964,256.12\n1,016,003.35\n1,073,116.43\n1,137,119.83\n1,162,505.16\n1,199,710.77\n1,226,233.63\n1,305,408.24\n1,361,752.45\n1,423,604.62\nLess Liabilities to Central Government\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\n130,917.86\n160,540.01\n246,390.26\n1,163,537.70\n1,507,260.60\nOf which: Deposits\n41,699.08\n41,707.71\n41,789.64\n41,694.93\n41,685.64\n41,331.00\n41,321.07\n41,366.44\n103,759.15\n130,917.86\n160,540.01\n246,390.26\n1,163,537.70\n1,507,260.60\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n501,265.03\n581,867.98\n601,960.04\n564,719.10\n596,769.14\n610,482.01\n615,364.93\n602,470.67\n587,676.91\n608,356.98\n660,006.89\n697,699.62\n799,943.18\n824,028.92\nOther Financial Corporations\n25,383.43\n89,858.36\n90,693.36\n93,173.28\n95,076.36\n92,865.03\n104,283.41\n109,152.02\n121,634.35\n114,497.79\n117,613.99\n114,408.61\n125,389.20\n109,687.61\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n456,059.23\n471,658.22\n488,482.00\n450,432.88\n480,359.88\n496,226.90\n489,746.16\n476,287.89\n449,006.47\n471,903.09\n517,709.02\n557,929.72\n651,399.20\n681,030.34\nPrivate Sector\n19,822.36\n20,351.40\n22,784.69\n21,112.94\n21,332.89\n21,390.08\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\nClaims on Other Depository Corporations\n289,295.02\n301,846.44\n306,132.79\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n330,900.10\n339,662.09\n332,906.49\n339,094.15\n363,908.20\n339,280.92\nOf which: Loans\n289,295.02\n301,846.44\n306,132.79\n306,155.60\n316,177.15\n379,173.85\n393,735.95\n418,332.74\n330,900.10\n339,662.09\n332,906.49\n339,094.15\n363,908.20\n339,280.92\nOther Liabilities to ODCs\n1,762,290.93\n1,996,438.50 2,054,141.40 2,395,312.12 2,682,243.65 2,626,664.31 2,739,770.63 3,367,888.49 2,509,676.59 2,400,005.83 2,538,511.34\n3,047,017.11\n2,552,569.32\n2,468,731.01\nOf which: Aftrades Balances\n445,143.93\n463,755.70\n489,416.24\n483,497.99\n388,000.00\n388,000.00\n388,000.00\n388,000.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n1,181,913.83\n1,425,661.22\n1,486,721.94\n1,823,973.56\n2,083,075.39\n1,964,016.64\n2,135,541.16\n2,726,599.60\n2,314,291.29\n2,248,370.43\n2,348,400.79\n2,738,904.07\n2,200,323.26\n2,004,097.96\nOther Items(Net)\n217,077.15\n266,557.51\n279,985.61\n290,045.02\n310,072.68\n264,615.13\n236,221.85\n254,583.08\n-2,658,437.58\n-4,088,430.87\n-4,792,135.28\n-9,670,637.45\n-13,022,965.26\n-20,737,108.96\nShares and Other Equity\n360,766.36\n433,728.61\n444,671.00\n454,134.87\n466,363.60\n467,391.73\n475,653.19\n464,456.24\n-2,402,232.48\n-3,873,725.31\n-4,589,274.75\n-9,310,271.34\n-12,940,837.81\n-21,517,328.05\nOther Items(Net)\n-209,652.49\n-209,162.93\n-210,954.74\n-210,281.05\n-224,343.90\n-219,916.07\n-260,446.06\n-226,959.59\n-264,872.60\n-231,341.56\n-251,223.69\n-375,255.92\n-445,539.22\n-342,958.09\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n1,598.56\n2,697.45\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n65,963.28\n41,991.83\n46,269.35\n46,191.19\n68,052.98\n17,139.46\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n2,513,332.55\n2,789,945.53 2,967,852.44 2,891,742.55 2,860,575.65 3,135,918.22 3,258,220.86 3,029,004.88 3,201,051.95 3,172,354.75 3,019,535.69\n2,522,708.23\n3,575,573.83\n4,057,364.05\nBond Coins\n80,593.64\n80,812.71\n84,872.46\n86,177.94\n86,521.28\n86,507.82\n86,558.34\n86,671.08\n86,794.17\n86,775.25\n87,096.23\n87,423.30\n87,606.55\n87,843.40\nBond Notes\n307,595.14\n366,738.89\n399,951.59\n422,933.66\n434,935.71\n436,225.70\n435,985.12\n436,131.63\n436,825.58\n442,551.17\n449,762.88\n476,656.02\n510,197.39\n609,392.70\nLiabilities to ODCs\n2,112,051.33\n2,294,108.09 2,406,600.92 2,296,266.80 2,282,181.13 2,545,140.17 2,718,472.21 2,431,429.69 2,620,801.43 2,556,061.06 2,410,617.85\n1,861,836.07\n2,877,247.31\n3,233,425.19\nReserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n399,643.22\n393,439.26\n395,649.57\n387,117.92\n379,777.18\n382,618.00\n406,733.21\n434,435.93\n497,763.67\nOther\n2,112,051.33\n2,294,108.09 2,406,600.92 2,296,266.80 2,282,181.13 2,145,496.95 2,325,032.95 2,035,780.12 2,233,683.51 2,176,283.88 2,027,999.85\n1,455,102.86\n2,442,811.38\n2,735,661.52\nPrivate Deposits\n13,092.44\n48,285.84\n76,427.47\n86,364.15\n56,937.52\n68,044.53\n17,205.18\n74,772.49\n56,630.77\n86,967.28\n72,058.73\n96,792.85\n100,522.59\n126,702.75\nSource: Reserve Bank of Zimbabwe,2019\nTABLE 2: CENTRAL BANK SURVEY (ZWL$'000)\n \n \n \n15 \n \n \n \n \nJun-18\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nNet Foreign Assets\n-290,766.49\n-224,241.66\n-290,736.16\n-260,008.17\n-273,324.14\n-184,141.52\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\nClaims on Non Residents\n263,405.79\n320,981.77\n244,837.54\n299,508.91\n308,206.84\n359,199.07\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\nOf Which: Foreign Currency\n58,497.99\n61,888.30\n72,330.74\n61,523.80\n70,410.81\n84,619.66\n94,485.74\n113,427.55\n256,754.30\n263,233.15\n363,481.95\n484,193.31\n882,204.61\n968,769.48\nDeposits\n204,103.25\n206,979.87\n171,610.30\n237,075.06\n236,895.75\n273,677.73\n310,319.40\n307,770.08\n776,043.16\n794,324.48\n1,123,646.46\n2,044,144.29\n2,921,840.60\n4,408,575.22\nOther\n804.54\n52,113.60\n896.50\n910.05\n900.29\n901.68\n1,043.27\n1,605.91\n1,924.14\n3,140.03\n4,311.50\n6,441.45\n10,577.12\n13,140.31\nLess Liabilities to Non Residents\n554,172.27\n545,223.42\n535,573.70\n559,517.07\n581,530.99\n543,340.59\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\nOf Which: Deposits\n76,977.43\n71,906.41\n61,764.73\n91,213.72\n115,149.81\n86,609.01\n81,573.41\n81,808.20\n172,568.31\n242,800.88\n584,272.60\n719,211.04\n769,197.36\n857,462.40\nLoans\n477,194.84\n473,317.01\n473,808.97\n468,303.36\n466,381.17\n456,731.58\n443,350.50\n448,882.19\n609,647.22\n691,196.93\n376,654.37\n655,447.91\n1,146,893.57\n1,161,574.59\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n8,741,831.36\n \n9,132,705.19\n \n9,249,553.63\n9,504,710.75\n9,498,354.86\n9,414,390.34\n9,609,733.01\n9,416,378.45\n9,616,197.64\n9,946,870.18\n10,259,117.71\n11,286,731.69\n12,297,290.28\n13,113,076.98\nDomestic Claims\n6,989,263.27\n \n7,168,985.87\n \n7,330,485.27\n7,336,573.99\n7,369,479.55\n7,453,866.93\n7,383,648.03\n7,269,272.57\n7,432,949.46\n7,397,817.63\n7,404,854.99\n8,045,985.17\n9,072,247.98\n9,320,549.24\nNet Claims on Central Government\n2,783,534.43\n \n3,262,756.31\n \n3,337,486.31\n3,106,488.93\n3,058,372.68\n3,131,141.29\n3,009,005.06\n3,000,509.55\n3,037,716.85\n2,985,126.74\n2,869,381.76\n2,867,736.19\n2,877,878.25\n3,435,662.08\nClaims on Central Government\n2,872,745.05\n \n3,295,887.08\n \n3,369,878.18\n3,151,116.56\n3,110,532.15\n3,179,855.88\n3,050,272.06\n3,042,695.82\n3,082,202.87\n3,033,052.26\n2,925,238.58\n2,916,600.07\n2,922,401.88\n3,486,218.14\nSecurities\n2,865,309.79\n \n3,291,375.03\n \n3,362,827.03\n3,145,693.06\n3,105,944.58\n3,172,866.99\n3,044,069.03\n3,038,282.27\n3,076,367.83\n3,028,779.35\n2,921,262.97\n2,912,674.94\n2,918,508.31\n3,484,041.96\nLoans\n7,435.26\n \n4,512.05\n \n7,051.15\n5,423.50\n4,587.57\n6,988.90\n6,203.03\n4,413.55\n5,835.04\n4,272.91\n3,975.61\n3,925.13\n3,893.57\n2,176.18\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n89,210.62\n \n33,130.77\n \n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\nOf which: Deposits\n89,210.62\n \n33,130.77\n \n32,391.88\n44,627.63\n52,159.47\n48,714.59\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,205,728.83\n \n3,906,229.56\n \n3,992,998.96\n4,230,085.05\n4,311,106.88\n4,322,725.64\n4,374,642.97\n4,268,763.02\n4,395,232.61\n4,412,690.88\n4,535,473.23\n5,178,248.99\n6,194,369.73\n5,884,887.16\nOther Financial Corporations\n42,406.27\n \n43,993.11\n \n51,283.01\n52,083.02\n54,398.03\n54,059.74\n52,327.23\n54,418.20\n50,257.50\n44,732.42\n43,887.25\n54,890.96\n54,960.04\n65,223.35\nState and Local Government\n49,509.94\n \n54,356.85\n \n52,796.97\n51,597.49\n39,591.11\n37,039.73\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\nPublic Non Financial Corporations\n222,545.56\n \n181,987.35\n \n186,736.20\n257,375.31\n234,036.46\n263,061.19\n247,840.74\n283,738.23\n268,828.08\n402,172.40\n469,638.39\n698,899.67\n1,002,528.07\n276,304.88\nPrivate Sector\n3,891,267.06\n \n3,625,892.25\n \n3,702,182.78\n3,869,029.24\n3,983,081.27\n3,968,564.98\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\nClaims on the Central Bank\n3,089,939.84\n \n3,471,170.30\n \n3,498,784.50\n3,799,833.82\n3,811,216.96\n3,726,890.73\n3,969,951.54\n3,950,061.19\n3,824,458.20\n3,953,460.88\n4,199,075.04\n4,187,900.42\n4,644,902.11\n5,448,316.23\nCurrency\n8,986.260\n \n20,609.732\n \n23,132.54\n18,241.51\n39,931.81\n30,576.25\n20,500.90\n49,039.52\n59,650.72\n62,487.55\n45,182.42\n98,685.70\n126,257.46\n232,427.59\nReserves\n3,080,953.58\n \n3,450,560.57\n \n3,475,651.96\n3,781,592.32\n3,771,285.15\n3,696,314.48\n3,949,450.64\n3,901,021.67\n3,764,807.48\n3,890,973.33\n4,153,892.62\n4,089,214.73\n4,518,644.65\n5,215,888.64\nSecurities\n0.00\nOther Claims\n0.00\nLiabilities to the Central Bank\n119,810.71\n \n118,944.97\n \n136,950.59\n142,244.29\n147,588.60\n213,749.43\n229,588.29\n239,529.91\n158,887.13\n165,849.57\n148,327.69\n148,760.15\n150,275.70\n151,973.32\nOther Items(Net)\n1,217,561.04\n \n1,388,506.01\n \n1,442,765.55\n1,489,452.77\n1,534,753.06\n1,552,617.90\n1,514,278.27\n1,563,425.41\n1,482,322.89\n1,238,558.76\n1,196,484.63\n798,393.76\n1,269,584.10\n1,503,815.17\nShares and Other Equity\n1,632,378.01\n \n1,758,871.23\n \n1,795,060.19\n1,681,574.79\n1,721,033.27\n1,754,363.61\n1,805,725.63\n1,817,292.21\n1,857,666.31\n2,186,634.46\n2,438,054.11\n2,453,288.57\n3,130,496.35\n3,418,099.11\nLiabilities to other ressident sectors\n21,559.36\n \n32,602.91\n \n33,341.07\n46,596.88\n42,026.50\n42,314.24\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\nOther Items(Net)\n(436,376.33)\n \n(402,968.13)\n \n-385,635.72\n-238,718.90\n-228,306.72\n-244,059.95\n-330,495.73\n-293,083.09\n-417,914.13\n-990,751.46\n-1,270,383.32\n-1,701,413.42\n-1,904,551.24\n-1,941,692.17\nDeposits and Securities Included in Broad Mone\n8,451,064.87\n \n8,908,463.53\n \n8,958,817.46\n9,244,702.58\n9,225,030.71\n9,230,248.82\n9,490,657.52\n9,308,491.60\n9,868,703.71\n10,073,570.03\n10,789,630.64\n12,446,851.79\n14,195,821.68\n16,484,524.99\nDeposits Included in Broad Money\n8,384,220.79\n \n8,818,964.20\n \n8,892,333.01\n \n9,192,282.61\n \n9,163,326.94\n \n9,179,384.09\n \n9,432,073.48\n \n9,249,189.49\n \n9,796,911.59\n \n9,999,066.93\n \n10,698,817.40\n \n12,307,411.86\n \n14,024,153.85\n \n16,316,355.79\n \nTransferable Deposits\n6,925,080.42\n7,317,443.43\n7,368,088.98\n7,703,301.37\n7,735,492.56\n7,748,956.93\n7,923,171.01\n \n7,782,391.98\n \n8,323,687.16\n \n8,562,013.77\n \n9,211,180.01\n \n10,695,596.51\n \n12,595,266.96\n \n14,675,509.25\n \n of which FCAs\n149,041.84\n139,613.34\n343,305.00\n \n418,087.02\n \n1,190,521.05\n \n1,417,836.22\n \n1,753,489.14\n \n3,031,536.97\n \n3,887,787.41\n \n4,049,120.88\n \nOther Deposits\n1,459,140.37\n \n1,501,520.77\n \n1,524,244.03\n \n1,488,981.24\n \n1,427,834.38\n \n1,430,427.17\n1,508,902.47\n \n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\nMoney Market Instruments\n66,844.08\n \n89,499.33\n \n66,484.46\n \n52,419.97\n \n61,703.77\n \n50,864.73\n \n58,584.04\n \n59,302.10\n \n71,792.12\n \n74,503.10\n \n90,813.24\n \n139,439.93\n \n171,667.83\n \n168,169.20\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWL$ '000)\n \n \n \n16 \n \n \n \n \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2017\nJun\n7.4\n \n57.1\n \n1,674.9\n \n350.3\n \n92.1\n \n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.1\n \n45.2\n \n1,807.4\n \n302.3\n \n63.1\n \n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.3\n \n40.6\n \n2,061.9\n \n276.6\n \n165.3\n \n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.0\n \n38.1\n \n2,110.4\n \n226.8\n \n179.7\n \n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.7\n \n41.8\n \n2,139.3\n \n254.1\n \n190.8\n \n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.8\n \n46.1\n \n2,315.5\n \n289.8\n \n184.2\n \n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.6\n \n58.1\n \n2,592.0\n \n276.0\n \n213.4\n \n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \n \n \n \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.8\n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.3\n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.5\n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.5\n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.9\n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.5\n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.7\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\n \n \n \n18 \n \n \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n7.0\n \n53.3\n \n1,578.5\n \n141.4\n \n82.2\n \n110.6\n \n1,786.8\n \n-\n \n16.0\n \n35.0\n \n47.9\n \n16.5\n \n82.2\n \n2,583.5\n \n23.9\n \n533.5\n \n273.6\n \n497.3\n \n7,869.2\n \nJul\n6.7\n \n40.9\n \n1,684.5\n \n137.6\n \n53.7\n \n103.6\n \n1,752.4\n \n-\n \n26.1\n \n34.4\n \n45.2\n \n16.9\n \n116.3\n \n2,495.4\n \n24.2\n \n513.6\n \n295.5\n \n482.1\n \n7,829.0\n \nAug\n11.8\n \n37.1\n \n1,882.4\n \n124.3\n \n161.2\n \n7.9\n \n1,856.2\n \n-\n \n26.3\n \n64.6\n \n41.3\n \n18.0\n \n145.0\n \n2,538.1\n \n23.8\n \n531.8\n \n272.6\n \n485.7\n \n8,228.1\n \nSep\n11.4\n \n35.8\n \n1,961.8\n \n109.6\n \n172.7\n \n31.3\n \n1,998.0\n \n-\n \n23.5\n \n65.0\n \n41.5\n \n15.6\n \n118.2\n \n2,585.7\n \n28.3\n \n472.8\n \n281.3\n \n487.7\n \n8,440.0\n \nOct\n8.1\n \n40.5\n \n1,961.8\n \n143.7\n \n175.7\n \n61.0\n \n2,106.6\n \n-\n \n24.4\n \n65.1\n \n34.8\n \n17.8\n \n99.1\n \n2,607.0\n \n29.4\n \n432.4\n \n287.8\n \n508.9\n \n8,604.1\n \nNov\n9.0\n \n45.1\n \n2,126.7\n \n161.1\n \n174.7\n \n74.3\n \n2,230.4\n \n-\n \n23.5\n \n65.4\n \n32.3\n \n19.6\n \n106.9\n \n2,618.1\n \n26.4\n \n417.7\n \n324.2\n \n511.4\n \n8,966.9\n \nDec\n11.4\n \n55.3\n \n2,373.9\n \n141.5\n \n203.5\n \n66.6\n \n2,128.7\n \n-\n \n23.5\n \n66.3\n \n29.4\n \n19.4\n \n145.0\n \n2,579.8\n \n40.0\n \n508.3\n \n324.5\n \n536.4\n \n9,253.6\n \n2018\nJan\n22.4\n \n64.1\n \n2,294.5\n \n192.1\n \n103.4\n \n81.9\n \n2,143.2\n \n-\n \n23.5\n \n65.9\n \n26.3\n \n20.6\n \n154.8\n \n2,451.1\n \n28.7\n \n501.0\n \n294.2\n \n538.9\n \n9,006.6\n \nFeb\n18.3\n \n44.0\n \n2,296.8\n \n223.7\n \n108.3\n \n96.2\n \n2,109.3\n \n-\n \n23.5\n \n66.1\n \n24.3\n \n21.1\n \n145.0\n \n2,461.5\n \n28.7\n \n507.8\n \n290.6\n \n536.3\n \n9,001.5\n \nMar\n14.8\n \n53.6\n \n2,238.8\n \n240.7\n \n124.5\n \n99.5\n \n2,164.0\n \n-\n \n23.5\n \n66.7\n \n19.2\n \n15.9\n \n127.1\n \n2,535.8\n \n30.4\n \n504.1\n \n325.8\n \n552.3\n \n9,136.6\n \nApr\n13.5\n \n56.7\n \n2,207.9\n \n275.0\n \n116.7\n \n78.5\n \n2,314.9\n \n-\n \n24.7\n \n67.0\n \n13.4\n \n20.9\n \n120.8\n \n2,519.8\n \n28.3\n \n532.0\n \n299.0\n \n554.9\n \n9,244.0\n \nMay\n12.9\n \n62.8\n \n2,309.0\n \n339.5\n \n130.1\n \n85.7\n \n2,562.4\n \n-\n \n25.0\n \n66.9\n \n8.4\n \n20.9\n \n134.0\n \n2,556.2\n \n23.9\n \n458.9\n \n307.9\n \n555.3\n \n9,659.8\n \nJune\n7.5\n \n52.6\n \n2,848.5\n \n331.8\n \n117.3\n \n84.1\n \n2,538.3\n \n-\n \n26.2\n \n66.5\n \n7.4\n \n19.4\n \n196.0\n \n2,662.2\n \n25.5\n \n551.4\n \n302.9\n \n563.4\n \n10,401.0\n \nJuly\n17.9\n \n54.3\n \n3,189.6\n \n281.1\n \n109.3\n \n95.4\n \n2,949.2\n \n-\n \n-\n \n67.5\n \n4.5\n \n21.0\n \n182.0\n \n2,414.6\n \n26.0\n \n611.4\n \n322.5\n \n565.1\n \n10,911.4\n \nAug\n21.0\n \n67.8\n \n3,196.7\n \n232.3\n \n102.5\n \n66.3\n \n3,014.9\n \n-\n \n-\n \n67.3\n \n7.1\n \n20.6\n \n186.7\n \n2,491.0\n \n29.8\n \n647.7\n \n329.4\n \n566.3\n \n11,047.4\n \nSep\n16.3\n \n58.2\n \n3,487.9\n \n305.3\n \n137.8\n \n78.0\n \n2,789.8\n \n-\n \n45.2\n \n68.1\n \n5.4\n \n20.4\n \n212.2\n \n2,577.1\n \n36.7\n \n637.4\n \n357.4\n \n571.8\n \n11,405.0\n \nOct\n33.1\n \n68.0\n \n3,505.8\n \n272.1\n \n173.1\n \n51.4\n \n2,728.8\n \n-\n \n45.2\n \n68.4\n \n4.6\n \n9.4\n \n188.8\n \n2,697.4\n \n38.7\n \n647.5\n \n353.2\n \n569.2\n \n11,454.9\n \nNov\n25.8\n \n81.4\n \n3,384.4\n \n264.6\n \n198.2\n \n63.9\n \n2,793.9\n \n-\n \n45.2\n \n68.7\n \n7.0\n \n8.1\n \n217.7\n \n2,672.3\n \n46.1\n \n633.2\n \n406.6\n \n569.8\n \n11,486.9\n \nDec\n18.2\n \n89.9\n \n3,737.0\n \n317.3\n \n224.4\n \n74.8\n \n2,633.7\n \n-\n \n43.4\n \n69.2\n \n6.2\n \n9.2\n \n204.3\n \n2,707.6\n \n53.7\n \n573.8\n \n406.2\n \n633.9\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \n \n \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2017\n Jun\n3,792.5\n332.7\n949.8\n5,075.1\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.2\n Jul\n3,786.1\n326.0\n1,021.7\n5,133.8\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.0\n Aug\n4,198.3\n342.7\n1,010.3\n5,551.4\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.1\n Sep\n4,561.7\n355.5\n1,003.7\n5,921.0\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.0\n Oct\n4,771.6\n340.7\n927.8\n6,040.2\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.1\n Nov\n5,036.5\n380.1\n918.9\n6,335.5\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.9\n Dec\n5,143.9\n409.2\n850.3\n6,403.4\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.6\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \n \n \n \n \n21 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n-\n \n343.8\n \n27.3\n33.6\n \n-\n \n438.0\n \n-\n \n649.3\n \n136.7\n151.2\n \n1,973.3\n \nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nSource:Reserve Bank of Zimbabwe,2019\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWL$ millions\n \n \n \n23 \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,566,768.2\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nSource:Reserve Bank of Zimbabwe,2019\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nZWL$ ('000)\n \n \n \n24 \n \n \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2017\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nSource: Reserve Bank of Zimbabwe,2019\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWL$ ('000)\n \n \n \n25 \n \n \n \n \n \n \n26 \n \n \nEnd of\nNominal Lending \nRates 1\nIndividuals \nCorporate\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nAug\n4.00-18.00\n8.88\n6.95\nSep\n4.45-18.00\n8.86\n7.01\nOct\n4.45-18.00\n9.66\n7.06\nNov\n4.45-18.00\n9.66\n7.03\nDec\n4.45-18.00\n9.39\n7.00\n2018\nJan\n4.45-18.00\n9.33\n6.99\nFeb\n4.45-18.00\n9.57\n6.93\nMar\n4.45-18.00\n9.64\n6.98\nApr\n4.00-18.00\n9.32\n7.08\nMay\n4.00-18.00\n9.28\n7.09\nJun\n4.00-18.00\n9.32\n7.14\nJul\n4.00-18.00\n9.75\n6.97\nAug\n4.00-18.00\n9.87\n7.10\nSep\n4.00-18.00\n9.56\n7.11\nOct\n4.00-18.00\n9.47\n7.38\nNov\n4.00-18.00\n9.49\n7.38\nDec\n4.00-18.00\n9.48\n7.39\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nSource:Reserve Bank of Zimbabwe, 2019\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n27 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2019\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n 28 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION RECREATION \n&\nEDUCATION RESTAURANTS \n&\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJan\n-0.14\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n0.01\n0.80\n0.23\nFeb\n0.05\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.23\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.13\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.22\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nSource:Zimstat, 2019\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n29 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\nSource:Zimstat, 2019\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n30 \n \nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\nLong-Term External Debt\n4,339\n5,010\n6,223\n6,732\n7,495\n8,564\n8,537\n8,656\n9,006\n2,095\nGovernment\n4,282\n4,868\n5,857\n6,252\n6,493\n6,303\n6,623\n6,735\n7,057\n6,306\nBilateral Creditors\n2,213\n2,353\n3,307\n3,397\n3,786\n3,599\n4,071\n4,258\n4,491\n4,261\nMultilateral Creditors\n2,059\n2,505\n2,550\n2,855\n2,707\n2,704\n2,553\n2,477\n2,566\n2,045\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,419\n1,426\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n837\n898\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n582\n528\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,292\n2,374\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n490\n441\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,802\n1,933\nTotal External Debt\n5,687\n7,050\n7,509\n7,623\n9,059\n10,958\n10,794\n10,960\n11,299\n13,134\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO/2\nPOUND\nEND OF\nDollar\nRAND/1\nPULA/1\nYEN/1\nSTERLING/2\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nSource: Reserve Bank of Zimbabwe, 2019\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per ZWL$ dollar.\n \n \n \n32 \n \n \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJan\n-\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n-\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n-\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n-\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n-\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nSource:Zimbabwe Stock Exchange ,2019\n*All Share index was introduced in January 2018\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n33 \n \n \n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n 495.55 \n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n 472.30 \n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n 671.60 \n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n 792.50 \n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n 939.90 \n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n 1,095.55 \n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n 1,601.38 \n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n 1,776.44 \n583.3\nSep\n 6,031.4 \n5.2\n651.1\n16.1\n 2,159.26 \n731.9\nOct\n 5,991.3 \n5.4\n681.9\n19.4\n 2,401.62 \n779.2\nNov\n 6,259.7 \n4.9\n666.5\n15.9\n 2,561.84 \n798.3\nDec\n 5,877.2 \n3.6\n778.4\n16.3\n 3,052.72 \n1043.3\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3\n 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9\n 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5\n 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5\n 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5\n 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3\n 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4\n 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0\n 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0\n 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9\n 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9\n 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6\n 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9\n 1,294.05 \n16.9\n 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0\n 1,330.58 \n17.2\n 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9\n 1,399.50 \n18.3\n 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1\n 1,590.10 \n14.0\n 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2\n 1,397.48 \n11.8\n 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7\n 1,464.66 \n30.1\n 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7\n 1,806.45 \n36.6\n 9,137.36 3,295.81 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n35 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 191.0 \nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 207.0 \nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 244.1 \nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 231.0 \nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 323.3 \nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 342.1 \nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 382.6 \nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 419.1 \nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 432.0 \nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 478.9 \nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 473.0 \nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 524.8 \nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 4,248.84 \n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 638.2 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n36 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2017\nJan\n292.0\n385.0\n677.0\n-93.0\nFeb\n290.3\n424.4\n714.7\n-134.1\nMar\n265.7\n461.8\n727.5\n-196.1\nApr\n225.6\n405.5\n631.1\n-179.9\nMay\n268.6\n465.6\n734.2\n-197.0\nJun\n264.5\n495.1\n759.6\n-230.6\nJul\n261.9\n481.9\n743.8\n-220.0\nAug\n356.4\n448.2\n804.6\n-91.8\nSep\n324.8\n440.0\n764.8\n-115.2\nOct\n352.8\n460.8\n813.6\n-108.0\nNov\n577.7\n493.7\n1071.4\n84.0\nDec\n299.8\n556.3\n856.1\n-256.5\nTotal\n3780.2\n5518.3\n9298.5\n-1738.1\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4295.6\n6790.8\n11086.5\n-2495.2\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nSource: Zimstat, 2019\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-July-2019-.pdf"}
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+{"doc_id": "9d1161ac6cfea0c31a2e961a2e4f717d", "text": "i \n \n \n \nAPRIL 2023 \n \n2 \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nOVERVIEW .................................................................................................................................. 4 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 5 \nCopper ........................................................................................................................................ 5 \nBrent Crude Oil............................................................................................................................. 5 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 6 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nZimbabwe Stock Exchange ........................................................................................................ 10 \nVictoria Falls Stock Exchange ................................................................................................... 11 \nVFEX Market Capitalization..................................................................................................... 12 \nINFLATION OUTTURN ........................................................................................................... 12 \nMonthly Inflation .................................................................................................................... 12 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 13 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 13 \nCash Transactions ................................................................................................................... 13 \nMobile and Internet Based Transactions .............................................................................. 13 \nCard Based Transactions ....................................................................................................... 13 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2023 \n \nMarch \n2023 \n \nApril \n \nMonth-on- Month \nChange (%) \n \nReserve Money2 (M0) (ZW$ millions) \n232,896.65 \n276,496.08 \n18.72 \nMoney Supply2 (M3) (ZW$ millions) \n3,195,325.67 \n3,598,602.88 \n12.62 \nAnnual Inflation1 (%) \n \n87.6 \n75.2 \n-12.4a \nMonthly Inflation1 (%) \n0.1 \n2.4 \n2.3a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n \n6,042.79 \n6,276.21 \n3.86 \nNominal Lending Rate2 \n(% per annum) \n65.00-230.00 \n70.00-230.00 \n \nSources: \n1. Zimbabwe National Statistics Agency (ZIMSTAT) \n2. Reserve Bank of Zimbabwe (RBZ) \na- Percentage point. \n SELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nOVERVIEW \n \nThe month under analysis saw a decline in \nannual headline inflation from 87.60% in \nMarch 2023 to 75.17% in April 2023. Month-\non-month inflation, however, rose to 2.36% in \nthe reporting month, from 0.13% in the \npreceding month. \nOn a month-on-month basis, broad money \nincreased by 12.62% in April 2023, compared \nto 9.12% recorded in March 2023. The growth \nlargely reflected increases of ZW$279.72 \nbillion and ZW$122.91 billion in foreign \ncurrency accounts and local currency deposits, \nrespectively. \nDuring the month under analysis, international \ncommodity \nprices \nfor \ngold, \nplatinum, \npalladium, nickel, and Brent crude oil firmed, \nwhile copper prices retreated, in part, on \naccount of a weaker dollar. \nThe country’s total merchandise trade for the \nmonth under review stood at US$1,253.1 \nmillion, from US$1,259.8 million recorded in \nthe previous month. This was on account of a \ndecline in imports which was more than offset \nby the increase in exports. The country’s \nmonthly net external trade position narrowed \nfrom a deficit of US$229.2 million in March \n2023, to a deficit of US$143.8 million in April \n2023. \nThe Zimbabwe Stock Exchange (ZSE) was \nbullish for the fourth consecutive month. As a \nresult, the All Share, Top 10, Top 15, Medium \nCap and Small Cap indices registered gains. \nThe mining index however, lost 2.59% to close \nat 37 359.78 points. \nThe value of transactions processed through the \nNational Payment Systems (NPS) rose by 4.0% \nto ZW$6.28 trillion during the reporting month, \nfrom ZW$6.04 trillion recorded in March 2023. \nNPS transaction volumes registered a 2.85% \ndecrease to close at 64.96 million in April 2023. \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nIn the month of April 2023, the monthly \naverage prices for gold, platinum, palladium, \nnickel, and Brent crude oil firmed on the global \nmarket. Copper prices, however, retreated, \nduring the same month. The rise in prices was \nunderpinned by a weaker U.S dollar, which \nmade greenback denominated commodities \ncheaper to holders of other currencies. \n \nPrecious Metals \n \n Gold \nGold prices increased by 4.66%, from \nUS$1,910.66 per ounce in the previous month \nto US$1,999.73 per ounce in the reporting \nmonth. The prices rose as the U.S dollar and \nTreasury yields retreated, thereby prompting \ninvestors to shift to the precious metal as an \nalternative investment asset. \n \nPlatinum \nPlatinum prices also extended gains, rising by \n8.40%, from a monthly average of US$969.89 \nper ounce in March 2023 to US$1,051.36 per \nounce, during the month under analysis. Prices \nrose amid tight global supply, particularly in \n \n \n \n5 \n \nSouth Africa, and on rising demand in China, \nthe largest consumer of platinum. \nPalladium \nPalladium prices rebounded by 6.08%, from a \nmonthly average of US$1,425.59 per ounce \nrecorded \nin \nthe \npreceding \nmonth \nto \nUS$1,512.19 per ounce recorded in April 2023. \nThe price increase was underpinned by growth \nprospects in the tech sector which relies heavily \non \npalladium \nfor \nthe \nmanufacture \nof \nelectronics. In addition, a weaker U.S dollar as \nwell as falling global inventories also spurred \nprices. Figure 1 shows the precious metal price \ndevelopments for the period from April 2022 to \nApril 2023. \n \nFigure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2023 \n \nBase Metals \n \nCopper \n \nCopper prices remained bearish, sliding by a \nmarginal 0.38%, from US$8,860.50 per tonne \nin the previous month to US$8,826.94 per \ntonne in April 2023. Prices were weighed down \nby rising global supplies on account of the \nramping up of production in newly opened \nmines in Peru, one of the world’s largest \nproducers of the red metal. \n \nNickel \nMeanwhile, nickel prices rose by 1.98%, from \na monthly average of US$23,507.13 per tonne \nrecorded in March 2023 to US$23,973.61 per \ntonne, during the month under review. The \nincrease was attributed to tight global supply \nand the improvement in demand in China, the \nworld’s top metal’s consumer. Figure 2 shows \ndevelopments in base metal prices for the \nperiod from April 2022 to April 2023. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2023 \n \nBrent Crude Oil \n \nBrent crude oil prices rose as cooling U.S. \ninflation spurred hopes that the US Federal \nReserve was getting closer to ending the cycle \nof interest-rate hikes. Furthermore, oil prices \nsurged following a surprise announcement by \nthe Organisation of Petroleum Exporting \nCountries group to cut oil production by two \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nUS$/oz.\nGold\nPalladium\nPlatinum\n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n \n \n \n6 \n \nmillion barrels a day, during the month under \nreview. Accordingly, Brent crude oil prices \nincreased from a monthly average of US$79.23 \nper barrel in March 2023, to US$83.31 per \nbarrel during the month of April 2023, \nreflective of a 5.15% change. \nFigure 3 shows developments in crude oil \nprices for the period April 2022 to April 2023. \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2023 \n \nMERCHANDISE TRADE DEVELOPMENTS \n \nIn the month under review, total merchandise \ntrade declined to US$1,253.1 million, from the \nprevious month’s out-turn of US$1,259.8 \nmillion. The slight dip was on account of the \ndecline in imports which was more than offset \nby the increase in exports. Total merchandise \ntrade in April 2023 was higher than the \nUS$1,223.4 \nmillion \nrecorded \nin \nthe \ncorresponding period in 2022. Figure 4 shows \nmonthly developments in the country’s \nmerchandise trade for 2022 and 2023. \n \n \n \n \n \n \nFigure 4: Merchandise Trade (US$ m) \n \nSource: ZIMSTAT, 2023 \n \nMerchandise Exports \n \nThe improvement in exports was driven by \nincreases in exports of gold and tobacco, during \nthe month under analysis. In the month under \nreview, exports were, however, 5.6% lower \nthan in the corresponding month in 2022. \nNotably, export earnings from PGMs were \nsubdued, owing to tapering commodity prices \non the global markets. \n \nTable 1 shows development in the country’s \nexports for the months of March 2023 and April \n2023. \n \n \n \n \n \n \n \n0\n20\n40\n60\n80\n100\n120\n140\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nUS$/barrel\n543.9\n438.0\n557.6\n587.3\n513.1\n541.0\n548.4\n493.6\n552.3\n502.3\n674.6\n633.3\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\nMerchandise Exports (US$m)\n2022\n2023\n \n \n \n7 \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \n \nMar-23 \n(US$m) \nApr-23 \n(US$m) \nMar-Apr \nChanges \n(%) \nShare \nof \nExports \n(%) \nApr 23 \nTotal \n515.3 \n554.6 \n7.6 \n100.0 \nOf Which \n \n \n \n \nGold \n140.5 \n150 \n6.8 \n27.0 \nPGMS \n213.2 \n133.3 \n-37.5 \n24.0 \nTobacco \n(Inc. \ncigarettes) \n 57.9 \n110.9 \n91.5 \n20.0 \nFerrochro\nmium \n38.5 \n33.6 \n-12.8 \n6.1 \nCoal \n21.1 \n20.3 \n-3.7 \n3.7 \nIndustrial \ndiamonds \n4.9 \n13.4 \n174.3 \n2.4 \nChromium \nores and \nconcentrat\nes \n4.8 \n8.7 \n80.3 \n1.6 \nCrocodiles \n3 \n7.9 \n163.4 \n1.4 \nCane \nSugar \n2 \n3.5 \n75.4 \n0.6 \nGranite \n3.5 \n2.9 \n-16.9 \n0.5 \nSource: ZIMSTAT & RBZ Calculations, 2023 \n*PGMs Include Nickel mattes, nickel ores & concentrates and \nplatinum \n \nThe country’s exports during the month under \nreview were mainly destined for South Africa \n(34.0%), the United Arab Emirates (27.8%), \nChina (21.2%) and other smaller markets as \nshown in Figure 5. The merchandise exports to \nSouth Africa were mainly minerals and \ntobacco, while those to the United Arab \nEmirates were precious metals. \n \n \n \n \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Imports \nIn \nthe \nperiod \nunder \nanalysis, \nimports \nconsiderably fell to US$698.5 million, a 6.2% \ndecline from US$744.5 million in the \npreceding month. Meanwhile, the current \nmonth’s imports were 9.8% higher than in the \ncomparable month in 2022, as shown in Figure \n6. \n \nFigure 6: Merchandise Imports classified by \nHS Codes (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n34.0\n27.8\n21.2\n8.5\n2.0\n1.2\n1.0\n0.7\n0.7\n0.6\n0.0\n10.0\n20.0\n30.0\n40.0\nSouth Africa\nUnited Arab Emirates\nChina\nMozambique\nNetherlands\nZambia\nCanada\nBelgium\nItaly\nNamibia\n633.5\n624.7\n718.3\n651.9\n713.8\n751.0\n734.5\n759.0\n764.8\n769.1\n801.5\n730.6\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n2022\n2023\n \n \n \n8 \n \nDuring the review period, the country mainly \nimported diesel, unleaded petrol, crude soya \nbean oil and electricity, which accounted for \n7.2%, 3.3%, 2.9% and 2.5% of total imports, \nrespectively. Table 2 shows imports of major \ncommodities for the months of March and \nApril 2023. \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \n \nMar-23 \n(US$m) \nApr-23 \n(US$m) \nMar-\nApr \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nApr’23 \nTotal \n744.5 \n698.5 \n-6.2 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n83.8 \n50.1 \n-40.2 \n7.2 \nUnleaded \npetrol \n41.6 \n22.8 \n-45.2 \n3.3 \nCrude soya \nbean oil \n21.5 \n20.1 \n-6.4 \n2.9 \nElectricity \n18.3 \n17.3 \n-5.8 \n2.5 \nMaize \n(Excluding \nSeed) \n10.7 \n14.9 \n39.6 \n2.1 \nWheat \n16.3 \n12.0 \n-26.0 \n1.7 \nIron & Steel \n5.0 \n11.7 \n135.0 \n1.7 \nRice \n14.4 \n8.8 \n-38.8 \n1.3 \nLP Gas \n8.9 \n8.3 \n-6.2 \n1.2 \nUrea \n2.6 \n7.0 \n170.3 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2023 \nThe bulk of the country imports were from South \nAfrica which accounted for about 36.7% of total \nimports, followed by China and Mauritius at \n22.0% and 5.7%, respectively. Figure 7 shows the \ncountry’s top import sources in April 2023. \n \n \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Trade Balance \nThe country’s trade account narrowed from a \ndeficit of US$229.2 million in March 2023 to a \ndeficit of US$143.8 million in April 2023. On \na year-on-year basis, the country’s trade \nposition also improved from a deficit of \nUS$148.9 million in the corresponding month \nin 2022 to US$143.8 million, during the \nreporting month. Figure 8 shows merchandise \ntrade balance from January 2023 to April 2023. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n36.7\n22.0\n5.7\n3.7\n3.2\n3.0\n2.8\n2.4\n2.4\n2.1\nSouth Africa\nChina\nSingapore\nIndia\nZambia\nMozambique\nMauritius\nUnited Arab Emirates\nEgypt\nArgentina\n \n \n \n9 \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock amounted to \nZW$3,598.60 billion, in April 2023, compared \nto ZW$3,195.33 billion recorded in March \n2023. \nThe money stock was comprised of foreign \ncurrency deposits, 59.71%; local currency \ndeposits, 40.09% and currency in circulation, \n0.20%. Figure 9 shows the composition of \nmoney supply. \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 9: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2023 \n \nOn a month-on-month basis, broad money \nincreased by 12.62% in April 2023, compared \nto 9.12% recorded in March 2023. The growth \nlargely reflected increases of ZW$279.72 \nbillion and ZW$122.91 billion in foreign \ncurrency accounts (FCAs) and local currency \ndeposits, respectively. \nDuring the month under review, domestic \nclaims increased by 11.03%, compared to \n18.10% recorded in the previous month. The \ngrowth in domestic claims was largely driven \nby increases of ZW$182.46 billion and \nZW$166.47 \nbillion \nin \nnet \nclaims \non \nGovernment and credit to the private sector, \nrespectively. \nOn an annual basis, broad money registered an \nincrease of 436.01%. This was a slowdown \nfrom 442.41% recorded in March 2023. The \nforeign currency component of broad money, \nwhich explains the bulk of the increase, rose by \n427.6\n435.7\n515.3\n554.6\n634.9\n621.4\n744.5\n698.5\n-207.3\n-185.7\n-229.2\n-143.9\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\nJan-23\nFeb-23\nMar-23\nApr-23\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferabl\ne deposits\n32.57%\nForeign \nCurrency \nDeposits\n59.71%\nTime \nDeposits\n7.47%\nCurrency in \nCirculation\n0.20%\nNCDs\n0.05%\n \n \n \n10 \n \n611.14%, while the local currency component \nincreased by 292.69%. \nThe growth in foreign currency deposits from \nZW$302.16 \nbillion \nin \nApril \n2022 \nto \nZW$2,148.79 billion in April 2023, was largely \nattributable to valuation changes related to the \nmovement in the exchange rate. Over the year \nto April 2023, the inter-bank market exchange \nrate depreciated from ZW$159.35 per US$ to \nZW$1,047.44 per US$. \n \nAnnual increase in broad money largely \nreflected changes in net claims on Government \nand credit to the private sector of ZW$707.34 \nbillion (692.51%) and ZW$1,541.53 billion \n(419.83%), respectively. \n \nCredit to the private sector was mainly \nchannelled to agriculture and households, \nwhich received 24.31% and 21.58% of the total \ncredit, respectively. The manufacturing and \ndistribution sectors received 13.88% and \n10.92% of the credit, respectively. Private \nsector credit shares for the rest of the economic \nsectors are shown in Figure 10. \nFigure 10: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2023 \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 31.51%; inventory \nbuild-up, \n29.68%; \nand \nfixed \ncapital \ninvestments, 16.79%. \n \nSTOCK MARKET DEVELOPMENTS \n \nZimbabwe Stock Exchange \n \nDuring the month of April 2023, the Zimbabwe \nStock Exchange (ZSE) exhibited bullish \nsentiments for the fourth consecutive month. \nThis resulted in all the major indices registering \ngains. \n \nThe All Share, Top 10, Top 15, Medium Cap \nand Small Cap indices added 7.32%, 2.95%, \n4.77%, 21.30%, and 5.89% to close at 41 \n391.62 points, 23 764.03 points, 28 301.73 \npoints, 91 349.20 points and 739 049.37 points, \nrespectively. \n \nThe mining index, however, lost 2.59% to close \nthe month at 36 393.55 points, compared to 37 \n359.78 points recorded in the previous month. \n \nOn a year-on-year basis, the ZSE All Share, \nTop 10, Top 15, Medium Cap and Small Cap \nindices added 45.79%, 26.50%, 35.25%, \n97.47% and 25.86% to close at 41 391.62 \npoints, 23 764.03 points, 28 301.73 points, 91 \n349.20 points \nand 739 049.37 points, \nrespectively. The mining index also gained \n19.22%, from 20 926.14 points recorded in the \ncomparable period last year to 36 393.55 points \nduring the month under analysis. \n \nHouseholds\n21.58%\nAgriculture\n24.31%\nMining\n9.94%\nManufacturing\n13.88%\nDistribution\n10.92%\nConstruction\n1.70%\nTransport & \nCommunicat\nions\n2.06%\nServices\n9.41%\nFinancial Org. \n& Investments\n6.19%\nOther\n0.01%\n \n \n \n11 \n \nFigure 11: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2023 \n \nDuring the month under review, trading \nactivity was concentrated on some selected \nwealth \npreserving \ncounters. \nResultantly, \nturnover values amounted to ZW$16.76 billion, \nwhich represents an increase of 17.49% from \nZW$14.26 billion recorded in the prior month. \nCumulative volumes, however, declined by \n23.91% to 74.51 million shares compared to \n97.92 million shares recorded in the previous \nmonth. \n \nThe proportion of foreign purchases to the \nvalue of shares traded, declined to 7.03%, from \n8.43% in March 2023. \n \nDuring the month under review, the net foreign \nposition at the ZSE worsened from a negative \nZW$0.89 billion, to a negative ZW$6 billion. \nFigure 12: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2023 \n \nOwing to the heightened investor participation \non the ZSE in April 2023, the market added \nZW$100.95 billion, or 2.99% worth of \ncapitalization to close at ZW$3 482.41 billion. \nOn a year-on-year basis, however, ZSE \ncapitalization declined by 1.83% from ZW$3 \n547.35 billion recorded in April 2022. \n \nVictoria Falls Stock Exchange \n \nDuring the month of April 2023, the Victoria \nFalls Stock Exchange (VFEX) continued on a \nnegative trajectory. Resultantly, the VFEX All \nShare index declined by 5.89% to close at 86.62 \npoints, from 92.04 points recorded in the prior \nmonth. \n \nOn an annual basis, the VFEX All Share Index \nlost 18.80%, from 106.68 points recorded in \nApril 2022. \n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n40,000\n45,000\n5000\n10000\n15000\n20000\n25000\n30000\n35000\n40000\n45000\n50000\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\nAll Share Index\nTop 10 Index\nMining Index\n0\n2,400\n4,800\n7,200\n9,600\n12,000\n14,400\n16,800\n19,200\n21,600\n24,000\n26,400\n28,800\n0\n200\n400\n600\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n12 \n \nFigure 13: Victoria Falls Stock Exchange All \nShare Index \n \nSource: Victoria Falls Stock Exchange (VFEX), 2023 \n \nVFEX Market Capitalization \n \nDespite \nthe \nbearish \nsentiment \nthat \ncharacterized the VFEX during the month \nunder review, market capitalization added \n6.62% to US$1.06 billion, compared to \nUS$0.99 billion recorded in March 2023. \n \nThe increase in VFEX capitalization reflects \nthe listing of Africa Sun Limited, which added \nthe number of outstanding shares onto the \nmarket. The number of trading counters also \nincreased to ten, compared to nine in the prior \nmonth. \n \nINFLATION OUTTURN \nAnnual Inflation \n \nHeadline inflation slowed down from 87.60% \nin March 2023 to 75.2% in April 2023. This \nwas attributable to the tight monetary and fiscal \npolicy stance that is aimed at stabilising the \neconomy and contain inflation pressures. \nHowever, increases in parallel market foreign \nexchange premiums due to increased demand \nfor store of value purposes and speculative \nprices continue to drive inflation. \n \nAnnual food inflation fell by 26.27 percentage \npoints to 101.65% in April 2023, from 127.92% \nin March 2023. Year-on-year, non-food \ninflation also decelerated from 65.13% in \nMarch 2023 to 59.97% in April 2023. \n \nMonthly Inflation \n \nMonthly inflation increased from 0.1% in \nMarch 2023 to 2.4% in April 2023, on account \nof increases in non-food inflation. \n \nMonth-on-month food inflation declined from \n0.3% in March 2023 to -1.2% in April 2023. \nMonthly non-food inflation stood at 5.1% in \nApril 2023, up from 0.005% recorded in the \npreceding month. Monthly non-food inflation \nwas largely driven by housing and energy \nprices, alcoholic beverages and tobacco, \ntransport and miscellaneous goods and services \namong other subcategories. \n \nFigure \n14 \nshows \nmonthly \ninflation \ndevelopments for the period from January 2022 \nto April 2023. \n \n \n \n \n \n \n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\n 150.00\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n \n \n \n13 \n \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2023 \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n3.9% to close at ZW$6.28 trillion, during the \nmonth of April 2023. NPS transactions \nvolumes were 2.8% lower to close at 64.96 \nmillion during the same month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nDuring the month of April 2023, the value of \ntransactions processed through the RTGS \nsystem increased by 4.7% to ZW$3.98 trillion \nin April 2023, from ZW$3.80 trillion reported \nin the previous month. The volume of RTGS \ntransactions registered a decrease of 16.93%, \nfrom 1.09 million in March 2023 to 0.91 \nmillion in April 2023. \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nCash Transactions \n \nCash \nbased \ntransactions \nincreased \nto \nZW$288.19 billion, during the month under \nreview, from ZW$260.25 billion in March \n2023. \n \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions stood at \nZW$1.87 trillion in April 2023, up from \nZW$1.85 trillion recorded in the preceding \nmonth. \n \nCard Based Transactions \n \nCard-based \ntransactions \nincreased \nfrom \nZW$393.95 billion recorded in March 2023 to \nZW$421.33 billion in April 2023. \n \n \nJUNE 2023 \nRESERVE BANK OF ZIMBABWE\n-2.00\n3.00\n8.00\n13.00\n18.00\n23.00\n28.00\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nFood and non alcoholic beverages\nNon food\nAll Items\n -\n 500.0\n 1,000.0\n 1,500.0\n 2,000.0\n 2,500.0\n 3,000.0\n 3,500.0\n 4,000.0\n 4,500.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n14 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n16 \n 2. Central Bank Survey \n \n \n \n \n \n \n17 \n \n3. Other Depository Corporations Survey \n \n \n \n \n18 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n19 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n20 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n21 \n 5.2 Liabilities \n \n \n \n \n22 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n23 \n 6.2 Liabilities \n \n \n \n \n \n \n24 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n25 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n26 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n27 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n28 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n29 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n30 \n \n External Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n \n \n15 \n \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n32 \n \n National Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n33 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n34 \n \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n32 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nNet Foreign Assets\n-607,806,554.74\n-1,139,041,286.30\n-1,440,376,428.47\n-1,799,900,028.55\n-1,795,279,800.26\n-1,954,300,330.22\n-2,033,984,124.20\n-2,085,714,926.41\n-2,349,872,967.37\n-2,877,479,313.00\n-2,950,794,577.06\n-3,135,195,355.19\n-3,592,489,939.73\nCentral Bank(net)\n-794,405,282.55\n-1,478,375,394.21\n-1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,828,947,111.97\n-3,452,276,894.90\n-3,703,145,007.04\n-3,879,607,940.46\n-4,391,011,178.61\nForeign Assets\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n575,414,250.75\n457,046,789.46\n616,728,155.87\n459,348,801.05\n487,113,521.79\nForeign Liabilities\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98 3,015,067,480.57 3,055,352,039.98 3,404,361,362.72 3,909,323,684.36 4,319,873,162.91 4,338,956,741.51 4,878,124,700.40\nOther Depository Corporations(net)\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\nForeign Assets\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54 1,001,481,472.45 1,117,664,547.79\nForeign Liabilities\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\nNet Domestic Assets (NDA)\n1,279,179,159.36\n2,110,584,970.23\n2,560,072,662.03\n3,007,213,667.92\n3,404,193,526.10\n3,871,453,855.67\n3,914,796,933.13\n4,157,026,534.98\n4,688,099,950.20\n5,574,839,779.69\n5,879,037,865.16\n6,330,521,022.62\n7,191,111,363.85\nDomestic Claims\n507,567,798.80\n671,650,524.63\n767,813,894.49\n911,956,758.63\n1,183,994,022.32\n1,371,017,098.26\n1,420,546,462.01\n1,634,150,767.46\n1,861,880,517.07\n2,150,668,598.95\n2,385,577,850.38\n2,817,251,898.52\n3,128,143,876.12\nClaims on Central Government(net)\n102,141,792.11\n115,763,515.83\n104,672,040.45\n130,502,205.15\n236,159,688.17\n270,091,555.64\n263,657,275.07\n350,064,095.72\n454,800,752.22\n447,342,287.14\n461,242,136.20\n627,001,837.75\n809,483,964.69\nClaims on Central Government\n128,369,548.84\n154,985,706.21\n180,922,921.25\n192,199,618.57\n350,494,976.12\n408,193,113.30\n426,472,842.49\n532,069,052.32\n613,516,289.65\n760,521,954.63\n940,233,805.22\n1,030,581,559.13\n1,109,723,491.62\nCentral Bank\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n324,557,907.30\n440,486,151.70\n607,287,973.98\n669,523,160.19\n717,575,879.35\nODCs\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\nLess Liabilities to Central Government\n26,227,756.73\n39,222,190.39\n76,250,880.80\n61,697,413.42\n114,335,287.95\n138,101,557.65\n162,815,567.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\n478,991,669.02\n403,579,721.38\n300,239,526.93\nCentral Bank\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,390,996.10\n290,537,325.34\nODCs\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\nClaims on Other Sectors\n405,426,006.70\n555,887,008.81\n663,141,854.04\n781,454,553.48\n947,834,334.15\n1,100,925,542.62\n1,156,889,186.94\n1,284,086,671.74\n1,407,079,764.84\n1,703,326,311.81\n1,924,335,714.18\n2,190,250,060.77\n2,318,659,911.43\nOther Financial Corporations\n8,597,004.25\n9,322,673.95\n10,177,451.55\n14,828,545.88\n17,449,153.84\n18,825,212.19\n143,782,090.97\n143,554,205.91\n157,280,627.89\n170,561,799.59\n184,287,067.94\n202,939,856.36\n127,476,071.53\nState and Local Government\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\nPublic Non Financial Corporations\n29,392,849.46\n56,904,036.69\n65,013,584.08\n85,546,713.45\n123,920,817.60\n133,928,821.97\n145,038,366.23\n150,370,660.24\n161,107,427.42\n197,474,355.41\n220,982,772.48\n244,918,005.85\n282,369,808.93\nPrivate Sector\n367,183,531.22\n489,371,296.07\n587,724,531.15\n680,729,618.39\n806,177,221.63\n947,865,180.05\n867,726,767.22\n989,858,253.51\n1,088,409,096.41\n1,335,038,917.19\n1,518,868,431.51\n1,742,242,420.81\n1,908,714,754.59\nCentral Bank\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,308.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\nODCs\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\nOther Items(Net)\n-771,611,360.55 -1,438,934,445.60\n-1,792,258,767.54\n-2,095,256,909.29\n-2,220,199,503.78\n-2,500,436,757.40\n-2,494,250,471.13\n-2,522,875,767.52\n-2,826,219,433.14\n-3,424,171,180.73\n-3,493,460,014.79\n-3,513,269,124.11\n-4,062,967,487.72\nShares and Other Equity\n-736,032,264.92\n-1,471,834,260.31\n-1,750,654,766.50\n-2,109,505,152.97\n-2,196,010,760.22\n-2,353,032,948.01\n-2,415,295,348.56\n-2,460,253,452.61\n-2,498,410,570.61\n-2,986,715,368.94\n-3,242,302,470.17\n-3,120,696,262.03\n-3,579,533,655.47\nLiabilities to Other Financial Corporations\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\nRestricted Deposits\n4,012,319.51\n15,942,230.19\n17,330,528.77\n31,949,181.65\n37,970,261.21\n33,027,186.30\n47,084,275.28\n59,785,332.00\n34,134,982.33\n42,852,548.97\n83,828,598.03\n111,093,197.78\n168,057,733.95\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-40,078,187.62\n16,635,808.50\n-59,279,741.20\n-19,040,030.90\n-62,714,231.31\n-181,018,174.35\n-126,801,860.37\n-122,747,262.48\n-362,696,324.10\n-480,983,894.87\n-338,095,123.94\n-507,380,688.25\n-657,910,369.64\nBroad Money-M3\n671,372,604.62\n971,543,683.94\n1,119,696,233.56\n1,207,313,639.37\n1,608,913,725.83\n1,917,153,525.45\n1,880,812,808.93\n2,071,311,608.56\n2,338,226,982.83\n2,697,360,466.69\n2,928,243,288.10\n3,195,325,667.44\n3,598,621,424.11\nSecurities Other than Shares Included in Broad \nMoney\n4,246,927.92\n6,165,343.44\n7,157,937.12\n8,137,874.02\n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\n1,843,391.22\nBroad Money-M2\n667,125,676.69\n965,378,340.49\n1,112,538,296.45\n1,199,175,765.34\n1,596,128,151.09\n1,903,106,030.11\n1,865,253,945.05\n2,057,873,086.69\n2,324,078,018.07\n2,682,303,994.66\n2,912,531,632.80\n3,179,243,047.93\n3,596,778,032.90\nOther Deposits\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\nNarrow Money-M1\n614,481,640.63\n895,379,518.67\n1,031,647,432.84\n1,104,973,664.87\n1,461,955,622.01\n1,746,038,037.35\n1,698,802,699.18\n1,868,674,949.05\n2,090,666,237.62\n2,407,265,283.35\n2,618,757,381.64\n2,846,507,551.90\n3,327,889,675.66\nTransferable Deposits\n610,992,302.31\n892,270,006.18\n1,028,183,547.50\n1,100,888,777.34\n1,457,941,576.91\n1,742,120,578.98\n1,694,712,870.55\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n2,612,610,043.68\n2,840,026,628.31\n3,320,741,442.28\n Of which Foreign Currency Accounts\n302,163,673.09\n559,139,763.68\n657,889,184.94\n688,836,308.19\n991,098,612.31\n1,196,206,879.78\n1,131,298,129.20\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\n1,754,513,308.92\n1,869,072,784.19\n2,148,792,572.06\nCurrency Outside Depository Corporations\n3,489,338.32\n3,109,512.49\n3,463,885.34\n4,084,887.53\n4,014,045.11\n3,917,458.37\n4,089,828.63\n4,108,746.53\n4,210,142.14\n4,740,785.16\n6,147,337.96\n6,480,923.60\n7,148,233.38\nMemorandum Items\nReserve Money\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,043,818.23\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,514,627.61\nFCAs as a Percentage of Deposits in M3\n45.2%\n57.7%\n58.9%\n57.2%\n61.8%\n62.5%\n60.3%\n58.6%\n56.9%\n60.4%\n60.0%\n58.6%\n59.8%\nEnd Period Exchange Rate\n159.35\n301.50\n370.96\n443.88\n546.83\n621.89\n632.77\n654.93\n684.33\n796.52\n889.13\n929.86\n1,047.44\nSource: Reserve Bank of Zimbabwe, 2023\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n17 \n \n \n \n \n \nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nNet Foreign Assets\n-794,405,282.55 -1,478,375,394.21 -1,802,992,102.87 -2,132,218,475.50\n-2,281,673,543.14 -2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,828,947,111.97 -3,452,276,894.90 -3,703,145,007.04 -3,879,607,940.46 -4,391,029,727.11\nClaims on Non Residents\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n575,414,250.75\n457,046,789.46\n616,728,155.87\n459,348,801.05\n487,113,521.79\nOfficial Reserves Assets\n124,451,895.50\n233,057,350.27\n280,735,044.65\n350,631,779.92\n329,592,679.60\n270,927,656.44\n265,887,215.65\n301,307,551.70\n404,381,641.59\n255,951,265.50\n384,420,498.17\n166,421,733.56\n146,106,760.95\nOther Foreign Assets\n34,061,195.07\n62,485,798.57\n97,533,424.84\n110,274,772.35\n134,831,527.99\n152,414,486.62\n154,726,420.61\n160,288,576.12\n171,032,609.16\n201,095,523.96\n232,307,657.70\n292,927,067.49\n341,006,760.85\nLess Liabilities to Non Residents\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,404,361,362.72\n3,909,323,684.36\n4,319,873,162.91\n4,338,956,741.51\n4,878,143,248.90\nShort Term Liabilities\n425,900,083.60\n785,737,559.16\n951,983,480.17\n1,127,013,639.61\n1,336,300,564.04\n1,387,742,749.22\n1,398,159,992.55\n1,431,029,164.32\n1,673,917,354.18\n1,888,346,517.34\n2,093,702,584.80\n2,213,818,403.03\n2,487,318,302.19\nOther Foreign Liabilities*\n527,018,289.52\n988,180,983.89\n1,229,277,092.19\n1,466,111,388.17\n1,409,797,186.69\n1,576,134,607.76\n1,616,907,488.02\n1,624,322,875.66\n1,730,444,008.54\n2,020,977,167.02\n2,226,170,578.11\n2,125,138,338.48\n2,390,824,946.71\n of which blocked funds\n306,560,929.76\n570,884,144.99\n716,116,832.50\n852,249,186.55\n678,512,698.97\n762,984,490.22\n783,864,733.61\n742,874,154.66\n798,115,768.44\n918,840,100.80\n1,016,910,134.72\n844,460,244.12\n946,785,361.64\nNet Domestic Assets (NDA)\n823,635,174.38\n1,507,595,691.24\n1,836,540,085.80\n2,167,740,219.40\n2,319,139,878.80\n2,627,633,649.47\n2,686,722,006.25\n2,692,616,574.53\n2,932,990,930.20\n3,575,274,556.98\n3,907,181,140.95\n4,112,504,595.08\n4,667,525,806.22\nDomestic Claims\n73,729,321.44\n98,948,909.09\n86,265,289.61\n121,100,451.59\n232,699,771.22\n241,166,538.97\n235,988,125.06\n281,625,189.08\n301,167,715.61\n316,983,028.59\n308,935,128.82\n472,670,216.94\n659,259,617.17\nNet Claims on Central Government\n45,816,276.90\n52,202,949.03\n27,947,066.17\n48,255,875.52\n143,751,566.58\n135,218,762.79\n118,456,743.03\n157,861,567.95\n173,709,118.00\n169,127,809.59\n139,336,495.30\n272,132,164.09\n427,038,554.01\nClaims on Central Government\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n324,557,907.30\n440,486,151.70\n607,287,973.98\n669,523,160.19\n717,575,879.35\nOf which: Securities Other than Shares\n5,618,143.81\n5,618,143.81\n5,618,143.81\n11,099,253.33\n16,894,372.03\n24,148,817.33\n32,085,268.08\n58,861,123.74\n95,209,423.88\n115,768,163.17\n141,133,866.74\n163,408,985.73\n197,483,744.44\nLoans\n58,769,044.66\n78,389,443.38\n88,353,569.12\n89,490,529.87\n233,300,046.10\n240,464,254.47\n242,513,386.24\n274,274,026.60\n229,348,483.42\n324,717,988.53\n466,154,107.24\n506,114,174.46\n520,092,134.91\n Loans and Advances\n25,423,658.13\n45,044,056.85\n55,008,182.59\n56,145,143.34\n62,658,197.28\n69,822,405.65\n71,871,537.43\n103,632,177.79\n62,318,200.45\n71,425,804.92\n79,524,460.62\n112,483,059.83\n126,461,020.28\nAmounts Due from Gvt including SDR Draw\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n253,292,183.61\n386,629,646.61\n393,631,114.63\n393,631,114.63\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,390,996.10\n290,537,325.34\nOf which: Deposits\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,390,996.10\n290,537,325.34\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n27,913,044.54\n46,745,960.06\n58,318,223.45\n72,844,576.07\n88,948,204.64\n105,947,776.18\n117,531,382.02\n123,763,621.12\n127,458,597.61\n147,855,219.00\n169,598,633.52\n200,538,052.85\n232,221,063.16\nOther Financial Corporations\n2,401,359.00\n2,324,560.64\n2,384,730.70\n3,057,198.60\n3,073,237.98\n3,202,283.90\n3,211,903.39\n3,213,198.55\n3,255,765.14\n3,948,256.71\n4,658,071.63\n10,623,469.30\n10,883,730.62\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n22,534,788.28\n40,555,239.89\n50,471,009.86\n62,636,165.37\n77,480,839.35\n92,396,112.07\n101,596,682.38\n107,131,115.83\n110,762,523.98\n129,586,724.95\n149,574,109.51\n171,503,627.58\n200,192,374.04\nPrivate Sector\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,308.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\nClaims on Other Depository Corporations\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n25,067,909.55\n41,863,876.44\n43,495,912.78\n45,842,895.27\n47,004,500.30\nOf which: Loans\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n25,067,909.55\n41,863,876.44\n43,495,912.78\n45,842,895.27\n47,004,500.30\nOther Liabilities to ODCs\n137,938,275.04\n213,473,187.99\n234,624,636.96\n352,778,125.95\n516,479,509.63\n514,761,587.21\n554,976,245.35\n681,837,090.96\n691,773,493.01\n730,178,997.29\n655,353,298.81\n642,344,547.18\n750,760,102.33\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n89,206,766.33\n136,605,367.17\n87,602,175.66\n162,206,231.00\n198,762,582.78\n247,261,242.79\n280,589,071.79\n355,098,840.61\n373,445,723.64\n355,071,440.18\n307,661,257.90\n318,264,602.32\n358,416,719.69\nOther Items(Net)\n-875,960,866.59 -1,614,961,249.38 -1,974,951,446.35 -2,388,281,414.87\n-2,576,477,704.28 -2,860,511,797.67\n-2,963,504,823.70\n-3,058,656,720.83\n-3,298,528,798.05 -3,946,606,649.23 -4,210,103,398.17 -4,236,336,030.06 -4,712,021,791.09\nShares and Other Equity\n-896,652,942.69\n-1,694,545,332.44\n-2,081,541,626.90\n-2,495,937,680.26\n-2,662,572,351.10 -2,881,231,066.44\n-2,968,624,968.16\n-3,039,020,578.83\n-3,212,151,922.95\n-3,698,960,271.11\n-4,110,955,220.50\n-4,073,115,059.54\n-4,620,636,211.04\nOther Items(Net)\n14,428,570.19\n62,648,230.22\n89,106,052.63\n71,183,746.71\n43,541,395.78\n-13,728,304.53\n-44,526,215.42\n-90,829,827.08\n-125,791,521.97\n-321,990,757.97\n-201,224,306.03\n-282,017,617.58\n-276,252,783.87\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n6,263,505.92\n16,935,852.85\n17,484,127.93\n36,472,518.68\n42,553,251.05\n34,447,573.30\n49,646,359.89\n71,193,685.08\n39,414,646.86\n74,344,379.84\n102,076,128.36\n118,796,647.06\n184,867,203.81\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,043,818.23\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\nBond Coins\n99,710.39\n99,710.43\n99,710.48\n99,710.54\n99,710.59\n99,710.63\n99,711.37\n99,645.37\n99,645.38\n99,645.41\n99,645.43\n97,745.29\n90,572.71\nBond Notes\n6,014,484.37\n6,165,661.88\n6,165,333.25\n6,412,784.04\n6,554,970.13\n6,740,568.25\n7,012,718.25\n7,260,471.73\n7,472,198.27\n7,439,947.85\n7,927,761.49\n8,414,729.87\n8,902,316.39\nLiabilities to ODCs\n23,115,697.08\n22,954,924.72\n27,282,939.21\n29,009,249.32\n30,811,654.95\n80,258,156.68\n85,155,732.33\n91,500,545.27\n96,471,974.58\n115,458,068.82\n196,008,726.99\n224,384,179.46\n267,503,190.02\n Local Currency Reserve Deposits\n23,011,606.47\n22,855,505.72\n27,182,574.21\n28,909,888.55\n30,691,239.95\n36,208,286.92\n39,251,684.88\n45,031,513.47\n51,076,733.16\n56,112,655.93\n63,026,207.68\n72,736,726.53\n86,910,489.22\n Foreign Currency Reserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n43,949,504.76\n45,803,682.45\n46,368,666.81\n45,294,876.43\n59,244,974.53\n132,882,154.31\n151,547,087.93\n180,492,335.81\n Exess reserves \n104,090.61\n99,419.00\n100,364.99\n99,360.78\n120,414.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,438.36\n100,364.99\n100,364.99\n100,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2023\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n18 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nNet Foreign Assets\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\nClaims on Non Residents\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\nOf Which: Foreign Currency\n74,716,879.90\n142,118,888.84\n138,347,101.06\n159,024,593.55\n263,637,446.30\n292,402,245.17\n300,240,300.44\n286,365,213.60\n295,435,074.49\n381,966,212.75\n436,062,788.15\n425,326,479.00\n462,081,408.59\nDeposits\n149,819,045.33\n269,570,369.89\n305,551,872.73\n271,679,250.85\n340,293,581.80\n435,192,058.43\n412,875,019.01\n359,879,184.65\n359,872,194.36\n387,899,225.52\n540,045,460.79\n573,864,075.80\n652,301,901.26\nOther\n653,930.14\n1,173,939.93\n1,996,318.38\n2,226,702.64\n2,658,965.36\n2,925,585.55\n1,438,608.89\n1,440,334.07\n1,581,747.89\n1,836,119.68\n2,016,591.60\n2,290,917.65\n3,281,237.94\nLess Liabilities to Non Residents\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\nOf Which: Deposits\n20,748,904.55\n40,784,068.98\n50,378,763.77\n58,733,325.78\n65,301,846.77\n82,156,742.51\n90,971,607.55\n92,797,127.97\n89,384,232.63\n93,815,500.56\n109,244,589.40\n121,808,803.93\n153,776,940.69\nLoans\n17,842,223.01\n32,745,021.76\n32,900,853.99\n41,878,774.31\n54,894,403.81\n62,128,262.94\n63,112,600.68\n46,846,618.61\n88,430,639.51\n103,088,475.48\n116,529,821.16\n135,260,083.25\n165,366,368.23\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n479,033,352.08\n628,106,440.87\n753,463,074.66\n866,386,967.85\n1,113,922,948.02 1,325,580,796.37\n1,313,691,175.57 1,547,753,523.21 1,849,663,031.57 2,086,330,268.75 2,151,497,989.83\n2,436,728,709.28\n2,776,123,933.49\nDomestic Claims\n433,838,477.37\n572,701,615.54\n681,548,604.87\n790,856,307.03\n951,294,251.11 1,129,850,559.29 1,184,558,336.95 1,352,525,578.38 1,560,712,801.46 1,833,685,570.36 2,076,642,721.56\n2,344,581,681.58\n2,468,884,258.96\nNet Claims on Central Government\n56,325,515.21\n63,560,566.80\n76,724,974.28\n82,246,329.63\n92,408,121.59\n134,872,792.86\n145,200,532.03\n192,202,527.77\n281,091,634.22\n278,214,477.55\n321,905,640.90\n354,869,673.65\n382,445,410.68\nClaims on Central Government\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\nSecurities\n63,944,817.59\n70,936,834.65\n86,890,010.11\n91,509,184.64\n100,187,059.48\n143,464,932.04\n151,757,709.91\n198,814,372.89\n288,843,960.96\n319,807,352.36\n332,626,867.19\n360,626,182.29\n391,587,790.26\nLoans\n37,542.77\n41,284.36\n61,198.20\n100,650.73\n113,498.51\n115,109.46\n116,478.26\n119,529.09\n114,421.39\n228,450.57\n318,964.05\n432,216.64\n559,822.02\nOther \n-\n \n-\n \n-\n \n-\n \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\nOf which: Deposits\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n377,512,962.15\n509,141,048.74\n604,823,630.59\n708,609,977.40\n858,886,129.52\n994,977,766.44 1,039,357,804.92 1,160,323,050.62 1,279,621,167.24 1,555,471,092.81 1,754,737,080.66\n1,989,712,007.92\n2,086,438,848.27\nOther Financial Corporations\n6,195,645.25\n6,998,113.31\n7,792,720.84\n11,771,347.28\n14,375,915.86\n15,622,928.29\n140,570,187.59\n140,341,007.36\n154,024,862.75\n166,613,542.88\n179,628,996.31\n192,316,387.05\n116,592,340.90\nState and Local Government\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\nPublic Non Financial Corporations\n6,858,061.18\n16,348,796.81\n14,542,574.22\n22,910,548.08\n46,439,978.25\n41,532,709.91\n43,441,683.85\n43,239,544.41\n50,344,903.44\n67,887,630.46\n71,408,662.97\n73,414,378.27\n82,177,434.89\nPrivate Sector\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\nClaims on the Central Bank\n163,091,388.64\n239,321,897.04\n269,492,980.99\n318,260,082.09\n414,080,563.81\n503,930,421.77\n528,892,917.07\n579,137,110.76\n655,646,094.75\n706,967,379.44\n745,768,616.10\n819,662,608.72\n973,967,364.65\nCurrency\n2,624,856.44\n3,155,859.82\n2,801,158.38\n2,427,607.04\n2,640,635.61\n2,922,820.51\n3,022,600.98\n3,251,370.57\n3,361,701.51\n2,798,808.10\n1,880,068.97\n2,031,551.56\n1,844,655.72\nReserves\n160,466,532.20\n236,166,037.22\n266,691,822.61\n315,832,475.04\n411,439,928.20\n501,007,601.27\n525,870,316.09\n575,885,740.19\n652,284,393.24\n704,168,571.34\n743,888,547.13\n817,631,057.16\n972,122,708.94\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n2,173,014.02\n2,383,304.12\n2,898,518.67\n2,814,941.97\n3,230,742.76\n3,720,151.81\n28,072,180.28\n19,973,470.74\n10,597,782.72\n4,974,293.62\n8,092,936.71\n9,639,861.61\n13,321,881.07\nOther Items(Net)\n115,723,499.90\n181,533,767.59\n194,679,992.54\n239,914,479.29\n248,221,124.14\n304,480,032.88\n371,687,898.16\n363,935,695.20\n356,098,081.93\n449,348,387.42\n662,820,411.12\n717,875,719.41\n653,405,809.04\nShares and Other Equity\n160,620,677.78\n222,711,072.13\n330,886,860.40\n386,432,527.29\n466,561,590.88\n528,198,118.44\n553,329,619.60\n578,767,126.22\n713,741,352.34\n712,244,902.17\n868,652,750.33\n952,418,797.50\n1,041,102,555.56\nLiabilities to other ressident sectors\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\nOther Items(Net)\n-45,383,950.36\n-41,499,080.56\n-136,552,079.25\n-147,857,140.93\n-218,895,693.28\n-224,305,264.21\n-182,404,183.97\n-215,171,046.59\n-358,395,749.66\n-263,572,048.85\n-208,941,320.50\n-238,257,706.49\n-394,115,549.96\nDeposits and Securities Included in Broad Money\n665,632,079.89\n967,440,548.79\n1,116,078,749.06\n1,198,705,414.81\n1,600,316,690.89\n1,911,815,680.07 1,874,160,895.68 2,055,794,508.96 2,328,737,176.16 2,661,127,850.66 2,903,848,419.81\n3,181,141,294.55\n3,574,645,172.37\nDeposits Included in Broad Money\n661,385,151.97\n \n961,275,205.35\n \n1,108,920,811.95\n \n1,190,567,540.78\n \n1,587,531,116.15 1,897,768,184.73\n1,858,602,031.80\n2,042,355,987.09\n2,314,588,211.40\n2,646,071,378.63\n2,888,136,764.51\n3,165,058,675.05\n3,572,801,781.15\nTransferable Deposits\n608,741,115.91\n \n891,276,383.52\n \n1,028,029,948.34\n \n1,096,365,440.31\n \n1,453,358,587.07\n1,740,700,191.97\n1,692,150,785.93\n1,853,157,849.44\n2,081,176,430.96\n2,371,032,667.32\n2,594,362,513.35\n2,832,323,179.02\n3,303,913,423.92\n of which FCAs\n301,286,745.34\n \n558,605,268.37\n \n657,871,279.96\n \n688,801,163.42\n \n991,050,824.09\n1,196,071,655.58\n1,131,156,966.82\n1,211,583,916.42\n1,325,367,130.51\n1,623,313,580.02\n1,750,982,009.54\n1,865,387,117.78\n2,144,912,895.57\nOther Deposits\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\nMoney Market Instruments\n4,246,927.92\n \n6,165,343.44\n \n7,157,937.12\n \n8,137,874.02\n \n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\n1,843,391.22\nSource:Reserve Bank of Zimbabwe,2023\n \n \n \n \n19 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n21 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nSource:Reserve Bank of Zimbabwe,2023\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n23 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n24 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nSource:Reserve Bank of Zimbabwe,2023\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n25 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nSource:Reserve Bank of Zimbabwe,2023\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n26 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nSource: Reserve Bank of Zimbabwe,2023\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n27 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\n2023\nJan\n100.00-240.00\n90.05\n116.03\nFeb\n65.00-230.00\n60.12\n80.88\nMar\n65.00-230.00\n74.35\n81.46\nApr\n70.00-230.00\n74.48\n86.96\nSource:Reserve Bank of Zimbabwe, 2023\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n28 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\nDec\n40.00\n80.00-95.00\n2023\nJan\n40.00\n80.00-110.00\nFeb\n30.00\n50.00-110.00\nMar\n30.00\n50.00-110.00\nApr\n30.00\n50.00-110.00\n Source:Reserve Bank of Zimbabwe, 2023\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n29 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n25.66\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSep\n3.96\n4.87\n12.08\n1.02\n3.47\n2.16\n8.64\n4.45\n30.04\n2.62\n1.70\n5.15\n1.75\n3.47\nOct\n1.82\n2.58\n4.21\n2.06\n2.05\n2.09\n6.83\n4.45\n2.15\n3.29\n4.27\n3.24\n3.06\n3.15\nNov\n1.47\n1.98\n1.15\n1.73\n1.45\n1.95\n7.54\n2.94\n5.24\n6.76\n4.42\n2.62\n0.92\n1.80\nDec\n2.69\n2.82\n0.75\n2.33\n2.13\n3.04\n4.59\n2.47\n0.37\n1.85\n2.89\n2.36\n2.50\n2.42\n2023*\nJan\n0.42\n-0.56\n1.86\n0.34\n0.45\n0.67\n-1.80\n0.50\n0.17\n-0.38\n0.48\n1.01\n0.37\n0.73\nFeb\n-2.19\n-1.46\n-1.14\n-1.26\n-0.65\n-2.76\n-1.47\n-1.91\n0.22\n-2.95\n-5.08\n-1.63\n-1.58\n-1.61\nMar\n0.19\n-0.37\n0.04\n-0.71\n0.63\n0.15\n0.39\n-0.17\n0.64\n-0.01\n-0.66\n0.00\n0.29\n0.13\nApr\n4.00\n0.36\n7.86\n-0.16\n4.03\n2.28\n1.20\n1.34\n2.19\n1.93\n3.19\n5.09\n-1.19\n2.36\nSource:Zimstat, 2023\n*July 2020=100\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n30 \n \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSep\n232.79\n232.09\n296.36\n212.89\n290.70\n289.18\n83.20\n158.77\n160.94\n261.32\n243.60\n237.59\n339.73\n280.40\nOct\n221.77\n224.88\n305.85\n201.70\n273.06\n263.38\n81.35\n156.66\n159.83\n243.66\n239.43\n230.17\n321.32\n268.79\nNov\n212.20\n219.12\n293.08\n195.20\n258.64\n250.91\n78.32\n155.88\n170.00\n230.89\n235.31\n222.02\n299.20\n254.96\nDec\n199.74\n210.82\n282.31\n188.01\n247.74\n238.60\n85.92\n152.06\n169.46\n217.25\n218.34\n212.68\n285.19\n243.76\n2023*\nJan\n54.50\n35.04\n114.69\n30.03\n53.43\n44.30\n43.93\n24.75\n62.86\n55.30\n48.80\n74.21\n153.31\n101.51\nFeb\n47.63\n28.63\n107.65\n26.14\n50.84\n38.22\n40.89\n21.20\n61.84\n48.31\n38.03\n68.11\n136.85\n92.34\nMar\n43.64\n25.26\n105.73\n23.73\n49.59\n30.14\n37.82\n19.95\n62.26\n46.46\n35.94\n65.13\n127.92\n87.60\nApr\n42.30\n23.45\n92.18\n16.99\n51.08\n29.34\n37.19\n19.19\n59.13\n38.98\n36.38\n59.97\n101.65\n75.17\nSource:Zimstat, 2023\n*July 2020=100\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n31 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nSource: Reserve Bank of Zimbabwe, 2023\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n32 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n90,707,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,031,700\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3.482,408.54\nSource:Zimbabwe Stock Exchange, 2023\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n2347582.7\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n2115839.9\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n3802044.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n3981903.9\n-\n341571.3\n79754.6\n355007.3\n151797.3\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n35 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.2\n-177.4\nFeb\n340.8\n451.9\n792.7\n-111.1\nMar\n461.8\n527.2\n989.0\n-65.4\nApr\n444.7\n489.9\n934.6\n-45.2\nMay\n486.8\n503.1\n989.9\n-16.2\nJun\n502.5\n622.2\n1124.7\n-119.7\nJul\n629.9\n667.6\n1297.5\n-37.7\nAug\n597.3\n630.2\n1227.5\n-32.9\nSep\n514.4\n666.7\n1181.1\n-152.3\nOct\n535.5\n713.6\n1249.1\n-178.1\nNov\n647.6\n684.3\n1331.9\n-36.7\nDec\n591.2\n771.2\n1362.4\n-180.0\n6,035.45\n7,188.17\n13,223.61\n-1,152.72\n2022\nJan\n543.9\n633.5\n1177.4\n-89.6\nFeb\n438.0\n624.7\n1062.7\n-186.7\nMar\n557.6\n718.3\n1275.9\n-160.7\nApr\n587.3\n651.9\n1239.2\n-64.6\nMay\n513.1\n713.8\n1226.9\n-200.7\nJun\n541.0\n751.0\n1291.9\n-210.0\nJul\n548.4\n734.5\n1282.9\n-186.1\nAug\n493.6\n759.0\n1252.6\n-265.4\nSep\n552.3\n764.8\n1317.1\n-212.5\nOct\n502.3\n769.1\n1271.4\n-266.8\nNov\n674.6\n801.5\n1476.1\n-126.9\nDec\n633.3\n730.6\n1363.9\n-97.3\n6,041.40\n8,019.19\n14,060.59\n-1,977.78\n2023\nJan\n427.6\n634.9\n1062.5\n-207.3\nFeb\n435.9\n621.4\n1057.3\n-185.5\nMar\n515.3\n744.5\n1259.8\n-229.2\nApr\n554.6\n698.5\n1253.1\n-143.9\nSource: ZIMSTAT, 2023\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_April_2023.pdf"}
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+{"doc_id": "9f15510441beccb661bfc649d21380e6", "text": "MONTHLY ECONOMIC REVIEW \nFEBRUARY 2013 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n4 \nINSIDE THIS ISSUE: \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2013 \nJanuary \n2013 \nFebruary \nZ.S.E. Mining Index1 \n84.07 \n72.01 \nZ.S.E. Industrial Index1 \n179.34 \n182.64 \nMoney Supply (Total Bank Deposits) (US$)2 \n3.81 billion \n3.81 billion \nMoney Supply (M3) Annual Growth2 \n21.09% \n12.91% \nYearly Inflation3 \n2.51% \n2.98% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nThe rally witnessed on the Zimbabwe Stock \nExchange (ZSE), in January 2013 faltered \nduring the month of February. This was \npartly due to some investors cashing in the \ngains already made in the first month of the \nyear. \n \nTrading volumes in February 2013 increased \nmarginally by 0.4%, from 166.4 million \nshares in the previous month to 165.8 million \nshares. Over the same period last year, trad-\ning volumes were recorded at 255.2 million \nshares, representing a 26.4% decline on a \nyear-on-year basis. \n \nDespite the marginal decline in trading vol-\numes, market turnover for February 2013 \nrose to US$46 million, from US$36.8 mil-\nlion in January. On an annual basis, market \nturnover registered a growth of 48.5%, from \nUS$31 million in February 2012. \n \nPartly reflecting profit taking, net foreign \npurchases registered a monthly decline of \n27.1% from US$16.6 million in January to \nUS$12.1 million February 2013. However, \nboth foreign purchases and sales were higher \nin February, at US$29.7 million and \nUS$17.6 million, as compared to January’s \nUS$24.9 million and US$8.9 million. \n \nThe above developments resulted in the in-\ndustrial index gaining 1.8% to end the month \nat 182.3 points, largely sustained by high \ndemand on blue chip counters. On a year-to-\ndate basis, the industrial index gained an im-\npressive 20.7%. \n \nFollowing challenges at some of the mining \nhouses, the mining index lost 14.3%, from \n84.07 points in January to 72.01 points in \nFebruary 2013. On a year-to-date basis, \nhowever, the mining index gained 8.6%. \n \nThe above developments maintained the to-\ntal market capitalization for the ZSE at \nUS$4.7 billion. The outlook for the ZSE will \n \n2 3 \n0\n1\n2\n3\n4\n5\n6\n7\n0\n5\n10\n15\n20\n25\nValues Traded (US$ Millions)\nVolumes Traded (Millions)\nZSE: Daily Volumes and Values Traded\nVolumes \nTurnover\n \n2 4 \ncontinue to be affected by liquidity con-\nstraints in the economy, as reflected by the \nlow trading volumes. \n \nMONETARY DEVELOPMENTS \n \nThe slowdown in the annual growth in \nmoney supply continued in February 2013. \nThe development, partially reflects economic \nactivity which has plateaued. On an annual \nbasis, broad money grew by 12.84% in Feb-\nruary 2013, a decline of 8.25 percentage \npoints from 21.09% recorded in January \n2013. \n \nThe growth was on the back of surges in over \n30-days deposits, 91.40%; savings deposits, \n22.24%; \nand \nunder \n30-days \ndeposits, \n17.08%. Demand deposits, the dominant \ncomponent of money supply, however, re-\ncorded an annual decline of 1.71%. \n \nOn a month on month basis, broad money \ngrew by 0.14%, from US$3 808.4 million in \nJanuary to US$3 813.6 million in February \n2013. The growth came after a decline of \n2%, from US$3 886.7 million in December \n2012 to US$3 808.4 million in January \n2013. \n \nThe month on month growth, was driven by \nexpansions of 8.51% in under 30-day depos-\nits and 2.36% in savings deposits. Partially \noffsetting these growths were declines in \nover 30-day deposits, 3.08%; and demand \ndeposits, 2.62%. \n \n \n \n \n0.0\n0.5\n1.0\n1.5\n2.0\n2.5\n3.0\n3.5\n4.0\n4.5\n10 \n20 \n30 \n40 \n50 \n60 \n70 \nFeb\nApr\nJun\nAug\nOct\nDec\nFeb\nApr\nJun\nAug\nOct\nDec\nFeb\nUS$ Billions\n%\nMoney Supply\nM3 \nM3 Growth\n50\n70\n90\n110\n130\n150\n170\n190\nZSE Indices\nIndustrial\nMining\n \n3 5 \nCredit to the private sector, however, con-\ntinued to be short term in nature and largely \nchanneled towards recurrent expenditures, \npartly owing to high credit and liquidity \nrisks in the economy. The absence of a well \nfunctioning money market also continues to \nconstrain the banks’ lending activities. \n \n \nDemand\n51.9%\nUnder 30-\nday\n22.3%\nSavings\n10.9%\nLong \nterm\n14.8%\nBanking Sector Deposits\nFebruary 2013\nLoans and \nAdvances\n84.2%\nBills \nDiscounted\n3.4%\nBankers \nAcceptance\ns\n1.1%\nMortgages\n8.2%\nOther \nInvestments\n3.1%\nCredit to Private Sector\nTotal credit to the private sector as at the end of \nFebruary 2013 was US$3 574.9million.\nDomestic credit recorded an annual growth \nof 34.09% in February 2013, a decline of \n1.27 percentage points, from 35.36% re-\ncorded in January. The growth was under-\npinned by a 28.8% increase in credit to the \nprivate sector, from US$2 776.2 million in \nFebruary 2012 to US$3 574.9 million in \nFebruary 2013. \n \n \nAs at February 2013, loans and advances ac-\ncessed at banks by economic agents were util-\nised in paying for recurrent expenditures, \n78.2%; capital expenditures, 11.2%; and pur-\nchase of durable household goods, 10.6%. \n \nFinancing by banks mainly benefited the agri-\ncultural sector, 19.1%; distribution, 17.1%; \nmanufacturing, \n16.8%; \nand \nhouseholds, \n14.8%. Mining and construction industries, \nwhich require long term financing, accessed \nonly 7.5% and 1.9% of the cumulative credit \nto the private sector. \n \n4 \n \n6 \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \nThe downward trend in headline inflation \nwas reversed in February 2013, where annual \nheadline inflation surged from 2.51% in \nJanuary 2013 to 2.98% in February 2013. \nAnnual food inflation increased from 3.72% \nin January 2013 to 4.67% in February 2013, \nmainly driven by the rise in the price of cere-\nals. Non-food inflation also rose from 1.91% \n0\n1\n2\n3\n4\n5\n6\n7\n8\nDec-10\nFeb-11\nApr-11\nJun-11\nAug-11\nOct-11\nDec-11\nFeb-12\nApr-12\nJun-12\nAug-12\nOct-12\nDec-12\nFeb-13\nAnnual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\nin January 2013 to 2.19% in February 2013, \n.reflecting the impact of administered prices \nsuch as rates for water, refuse and sewerage \ncollection. \n \n Month-on-Month Inflation \n \nMonth on month inflation increased signifi-\ncantly, on the back of increases in food, \nfuel, rates and clothing prices. Month on \nmonth inflation increased from 0.07% in \nJanuary 2013 to 0.95% in February 2013. \nMonthly food inflation surged from 0.32% \nin January 2013, to 1.4% in February 2013. \nThe elevated monthly food inflation for \nFebruary 2013, reflected increases in the \nprices of bread and cereals, as well as fish. \nMonthly non-food inflation also increased \nfrom -0.06% in January 2013 to 0.72% in \nFebruary 2013, mainly driven by transport \ninflation due to increases in fuel prices. \nThe increase in fuel prices, which were ef-\nfected on the 11th February 2013, were \ndriven by increases in international prices as \nwell as challenges in logistics in transport-\ning fuel into the country. Pump prices, how-\never, had declined by the end of February \n2013. \nThe review of excise duty by 5 percentage \npoints, from 20% to 25% and 25% to 30% \n7 \n \nfor diesel and petrol, respectively, however, \nincreased pump prices by an average of 3 \ncents to 5 cents, effective 8th March 2013. \nTaking the CPI weight for fuel of 1.6%, the \nimpact of the upward review in excise duty is \nlikely to be minimal, with the first round and \ndirect impact on inflation estimated at \n0.05%. The second round effect which is \ntransmitted through the distribution and pro-\nduction costs, will be felt in the next 2 to 3 \nmonths. \nInflation Outlook \nBarring \nsignificant \nexternal \nexogenous \nshocks to the economy, particularly emanat-\ning from international oil prices, world food \nprices and the US$/rand exchange rate, the \ndomestic inflation is expected to remain sta-\nble in the medium to long term. \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nDuring the month of February 2013, there \nwas a significant decrease in the RTGS trans-\nactions in value terms. Other payment plat-\nforms registered mixed developments. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through \nthe RTGS system decreased from US$3 \n563.8 million in January 2013 to US$2 968.0 \nmillion in February 2013, representing a de-\ncline of 16.7%. Over the same period, the vol-\nume of transactions processed through the \nRTGS system also declined by 1%. \nCard Systems \n \n \nThe total value of card based transactions \nrose by 2.4%, from US$254.4 million in Janu-\nary to US$260.5 million in February 2013. \nMobile and Internet Based Transactions \n \n \nThe total value of mobile and internet based \ntransactions decreased by 2.9% to US$199.3 \n-\n0.5 \n1.0 \n1.5 \n2.0 \n2.5 \n3.0 \n3.5 \n4.0 \n-\n50 \n100 \n150 \n200 \n250 \nJul-11\nSep-11\nNov-11\nJan-12\nMar-12\nMay-12\nJul-12\nSep-12\nNov-12\nJan-13\nValue in US$ Billions\nVolume in Thounsands\nZETSS Volumes and Values\nVolume\nValue\n8 \nmillion in February 2013, from US$205.2 mil-\nlion recorded in January 2013. \nCheques \n \nThe total value of cheque transactions increased \nby 5.8%, from US$5.2 million in January 2013 \nto US$5.5 million in February 2013. \n \n \n \nReserve Bank of Zimbabwe \nApril 2013 \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n35 \n \n10 \n11 \nTABLE 1.1 : MONETARY AGGREGATES \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \nFebruary \nMarch \nApril \nMay \nJune \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \nFebruary \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nRBZ Demand Deposits \n84.4 \n83.1 \n82.9 \n78.6 \n79.7 \n80.1 \n80.9 \n82.1 \n80.7 \n79.6 \n80.8 \n78.6 \n78.3 \nComm. Banks Dem. \nDeposits \n1,892,187.10 \n1,855,658.60 \n1,833,486.40 \n1,804,232.70 \n1,815,912.30 \n1,875,149.30 \n1,826,752.40 \n1,869,138.70 \n1,894,495.70 \n1,804,260.40 \n1,981,218.70 \n1,924,517.40 \n1,875,465.40 \nMerchant Banks Dem. \nDeposits \n120,552.40 \n70,044.40 \n89,097.40 \n84,715.00 \n136,052.50 \n110,779.00 \n106,955.10 \n102,471.00 \n112,805.60 \n105,260.20 \n108,094.70 \n106,935.20 \n102,797.70 \nTotal Demand \n2,012,823.80 \n1,925,786.00 \n1,922,666.70 \n1,889,026.30 \n1,952,044.50 \n1,986,008.40 \n1,933,788.40 \n1,971,691.80 \n2,017,382.00 \n1,909,600.20 \n2,089,394.20 \n2,031,531.20 \n1,978,341.39 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks Savings \nDeposits \n163,972.90 \n154,142.30 \n167,459.30 \n161,039.20 \n160,170.30 \n162,953.00 \n171,279.30 \n189,287.90 \n182,029.00 \n288,914.00 \n253,471.90 \n193,007.60 \n192,683.50 \nBuilding Soc. Savings \nDeposits \n128,590.70 \n131,003.70 \n133,025.20 \n156,772.00 \n171,972.60 \n168,562.60 \n171,825.00 \n176,983.10 \n164,699.00 \n163,276.10 \n180,152.60 \n159,093.70 \n168,605.40 \nP O S B Savings \nDeposits \n49,031.30 \n48,916.50 \n46,057.10 \n49,423.70 \n50,001.80 \n51,631.20 \n51,322.20 \n51,747.00 \n50,457.00 \n55,822.70 \n54,893.70 \n55,832.50 \n56,274.20 \nComm. Banks U-30 Day \nDeposits \n568,582.50 \n471,171.90 \n522,894.70 \n622,619.00 \n706,497.80 \n668,743.80 \n716,241.30 \n648,981.90 \n781,995.10 \n593,873.60 \n613,008.00 \n632,215.70 \n708,500.60 \nMerchant Banks U-30 \nDay Deposits \n77,452.00 \n126,730.80 \n116,172.00 \n100,355.40 \n91,241.50 \n36,431.80 \n39,907.30 \n60,358.50 \n35,887.60 \n69,265.10 \n67,930.50 \n91,671.20 \n65,975.90 \nBuilding Soc. U- 30 Day \nDeposits \n81,322.60 \n51,100.00 \n72,310.00 \n77,364.40 \n70,088.70 \n53,684.50 \n59,216 \n70,300.40 \n98,536.70 \n73,514.30 \n65,572.40 \n60,885.90 \n77,091.90 \nTotal Savings and Short \nterm \n1,068,952.10 \n983,065.10 \n1,057,917.30 \n1,167,573.80 \n1,249,972.70 \n1,142,006.90 \n1,209,791 \n1,197,658.80 \n1,313,605.10 \n1,244,665,.8 \n1,235,029.10 \n1,192,706.60 \n1,269,131.48 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks O-30 Day \nDeposits \n126,660.50 \n314,416.20 \n289,006.70 \n347,816.00 \n228,931.50 \n327,819.80 \n192,982.40 \n311,167.70 \n235,566.90 \n424,351.90 \n314,380.70 \n351,356.60 \n297,613.90 \nMerchant Banks O-30 \nDay Deposits \n35,722.40 \n47,602.10 \n41,942.50 \n66,248.40 \n31,257.60 \n65,758.00 \n64,463.70 \n56,445.30 \n60,561...8 \n46,439.30 \n44,191.40 \n21,339.00 \n55,714.00 \nBuilding Soc. O- 30 Day \nDeposits \n115,296.20 \n152,203.50 \n125,863.20 \n93,384.40 \n109,663.70 \n156,055.20 \n170,113.20 \n172,761.30 \n165,382.50 \n179,493.10 \n184,561.20 \n192,823.30 \n194,226.70 \nBuilding Soc. Class C \nDeposits \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \nBuilding Soc. Other \nShare Deposits \n10,141.60 \n10,141.60 \n10,141.60 \n10,141.60 \n10,141.60 \n10,141.60 \n10,141.60 \n10,141.60 \n10,141.60 \n10,141.60 \n10,141.60 \n10,141.60 \n10,141.60 \nP O S B Time Deposits \n7,971.20 \n5,404.10 \n6,217.40 \n5,995.00 \n8,259.10 \n9,770.50 \n8,018 \n8,316.80 \n11,324.00 \n9,964.90 \n8,973.90 \n8,497.20 \n8,447.90 \nTotal Long term \n295,791.80 \n529,767.50 \n473,171.30 \n523.585.4 \n388,253.50 \n569,545.10 \n445,718.90 \n558,832.70 \n482,976.80 \n670,390.80 \n562,248.80 \n584,157.70 \n566,144.07 \nGrand Total \n3,377,567.7 \n3,438,618.50 \n3,453,755.30 \n3,580,185.40 \n3,590,270.70 \n3,697,560.40 \n3,589,298.30 \n3,728,183.40 \n3,813,963.80 \n3,824,656.80 \n3,886,672.10 \n3,808,395.50 \n3,813,616.90 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \nTABLE 1.2 : BROAD MONEY SURVEY \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-69,906.60 \n-358613.1 \n-330,975.30 \n-372,096.90 \n-375,252.50 \n-366,349.80 \n-459,138.70 \n-447,672.70 \n-417,840.40 \n-340,899.70 \n-435,528.80 \n-485,643.40 \n-478,669.10 \n \n Assets \n1,310,340.30 \n1,016,963.80 \n1,049,371.80 \n1,014,946.00 \n1,008,028.90 \n1,010,995.60 \n918,272.00 \n952,305.80 \n964,367.00 \n1,063,411.00 \n1,089,808.50 \n994,812.70 \n988,575.61 \n \n Reserve Bank (RBZ) \n550,967.20 \n487,204.70 \n510,111.80 \n456,394.50 \n439,248.40 \n443,530.60 \n392,913.30 \n431,019.90 \n402,814.90 \n385,911.70 \n447,988.80 \n454,346.10 \n421,879.25 \n \n Deposit Money Banks (DMBs) \n736,966.60 \n508,239.40 \n514,286.00 \n531,555.60 \n547,519.30 \n543,103.30 \n497,720.10 \n490,916.00 \n527,291.20 \n635,377.30 \n599,274.60 \n507,151.40 \n529,296.47 \n \n Other Banking Institutions \n(OBIs) \\1 \n22,406.50 \n21,519.70 \n24,974.00 \n26,996.00 \n21,261.20 \n24,361.70 \n27,638.60 \n30,369.90 \n34,260.90 \n42,122.10 \n42,545.10 \n33,315.20 \n37,399.89 \n \n Liabilities \\2 \n-1,380,246.90 \n-1,375,576.80 \n-1,380,347.10 \n-1,387,042.90 \n-1,383,281.50 \n-1,377,345.40 \n-1,377,410.80 \n-1,399,978.50 \n-1,382,207.30 \n-1,404,310.70 \n-1,525,337.30 \n-1,480,456.00 \n-1,467,244.71 \n \n RBZ \n1,161,635.70 \n1,158,462.90 \n1,157,868.10 \n1,144,411.30 \n1,145,150.60 \n1,142,322.10 \n1,144,176.70 \n1,149,650.90 \n1,147,233.00 \n1,147,319.70 \n1,149,161.20 \n1,149,023.60 \n1,141,623.47 \n \n DMBs \n197,813.20 \n196,138.80 \n200,681.00 \n220,947.20 \n216,314.50 \n217,204.30 \n216,220.20 \n233,273.50 \n211,042.10 \n233,317.40 \n352,118.40 \n311,214.10 \n303,476.08 \n \n OBIs \n20,798.10 \n20,975.10 \n21,798.00 \n21,684.40 \n21,816.30 \n17,818.90 \n17,013.80 \n17,054.10 \n23,932.20 \n23,673.70 \n24,057.80 \n20,218.40 \n22,145.17 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \n3,447,474.30 \n3,797,231.60 \n3,784,730.50 \n3,952,282.30 \n3,965,523.20 \n4,063,910.10 \n4,048,437.10 \n4,175,856.10 \n4,231,804.20 \n4,165,556.50 \n4,322,201.00 \n4,294,038.70 \n4,292,286.03 \n \nDOMESTIC CREDIT \n2,818,438.60 \n3,002,168.00 \n3,022,182.40 \n3,139,957.20 \n3,227,332.40 \n3,362,641.70 \n3,396,416.20 \n3,469,968.40 \n3,502,649.80 \n3,620,952.20 \n3,788,468.50 \n3,777,967.90 \n3,781,756.54 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n-1,756.00 \n89,582.80 \n88,583.80 \n78,536.20 \n82,193.20 \n79,337.50 \n73,155.70 \n73,214.80 \n80,219.70 \n80,710.40 \n176,058.40 \n166,842.30 \n153,163.97 \n \n RBZ \n-1,755.00 \n-1,761.70 \n-1,718.70 \n-1,733.00 \n-2,106.20 \n-1,522.60 \n-1,502.40 \n-1,514.60 \n-11,344.70 \n-11,034.80 \n-11,097.80 \n-1,225.80 \n-1,192.38 \n \n DMBs \n0 \n91,344.50 \n90,099.00 \n80,045.40 \n84,095.80 \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,122.73 \n \n OBIs \n0 \n0 \n203.6 \n223.8 \n203.6 \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.63 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Public Enterprises \n44,043.50 \n29,969.40 \n31,445.00 \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n DMBs \n44,043.50 \n29,969.40 \n31,445.00 \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n \n Agri-PEs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n Other \n-659.7 \n29,969.40 \n31,445.00 \n31,792.50 \n49,311.30 \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Private Sector \n2,776,151.10 \n2,882,615.80 \n2,902,153.60 \n3,029,628.50 \n3,095,827.90 \n3,233,688.50 \n3,273,970.70 \n3,350,693.00 \n3,372,788.70 \n3,488,777.20 \n3,560,693.20 \n3,558,864.50 \n3,574,884.08 \n \n RBZ \n48,403.20 \n47,708.00 \n44,103.00 \n47,176.70 \n43,759.20 \n38,792.30 \n41,323.60 \n42,548.20 \n42,122.00 \n41,521.50 \n40,636.30 \n41,014.10 \n41,015.10 \n \n DMBs \n2,377,837.40 \n2,484,151.40 \n2,513,158.60 \n2,622,165.20 \n2,663,738.30 \n2,797,404.90 \n2,823,945.60 \n2,897,885.30 \n2,890,646.50 \n2,996,259.40 \n3,065,153.80 \n3,057,321.20 \n3,065,133.69 \n \n OBIs \n349,910.50 \n350,756.40 \n344,891.90 \n360,286.50 \n388,330.30 \n397,491.40 \n408,701.50 \n410,259.50 \n440,020.20 \n450,996.30 \n454,903.20 \n460,529.20 \n468,735.29 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n629,035.70 \n795,063.60 \n762,548.20 \n812,325.10 \n738,190.80 \n701,268.40 \n652,020.90 \n705,887.60 \n729,154.40 \n544,604.30 \n533,732.40 \n516,070.80 \n510,529.50 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n3,377,567.70 \n3,438,618.50 \n3,453,755.20 \n3,580,185.40 \n3,590,270.70 \n3,697,560.40 \n3,589,298.30 \n3,728,183.40 \n3,813,963.80 \n3,824,656.80 \n3,886,672.10 \n3,808,395.40 \n3,813,616.93 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n13 \nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3) \n US$ Thousands \n1. Finance houses, building societies and P. O. S. B. \n2. Sign reversal. \n3. Net Domestic Assets consist of domestic credit and other items net. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN \n204,719.00 \n-288,706.50 \n27,637.80 \n-41,121.60 \n-3,155.70 \n8,902.80 \n-92,789.00 \n11,466.10 \n29,832.30 \n76,940.70 \n-94,629.10 \n-50,114.50 \n6,974.25 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Assets \n215,883.30 \n-293,376.60 \n32,408.00 \n-34,425.80 \n-6,917.10 \n2,966.70 \n-92,723.60 \n34,033.80 \n12,061.10 \n99,044.00 \n26,397.50 \n-94,995.80 \n-6,237.07 \n Reserve Bank \n120,183.20 \n-63,762.50 \n22,907.10 \n-53,717.30 \n-17,146.10 \n4,282.20 \n-50,617.30 \n38,106.70 \n-28,205.00 \n-16,903.20 \n62,077.10 \n6,357.30 \n-32,466.80 \n Deposit \nMoney Banks \n(DMBs) \n95,318.30 \n-228,727.20 \n6,046.70 \n17,269.50 \n15,963.80 \n-4,416.00 \n-45,383.20 \n-6,804.10 \n36,375.10 \n108,086.10 \n-36,102.60 \n-92,123.20 \n22,145.09 \n Other \nBanking Institutions \n(OBIs) \\1 \n381.8 \n-886.8 \n3,454.30 \n2,022.00 \n-5,734.70 \n3,100.50 \n3,276.90 \n2,731.30 \n3,891.00 \n7,861.20 \n423 \n-9,229.80 \n4,084.65 \n Liabilities \\2 \n-11,164.30 \n4,670.10 \n-4,770.30 \n-6,695.80 \n3,761.40 \n5,936.10 \n-65.4 \n-22,567.70 \n17,771.10 \n-22,103.40 \n-121,026.60 \n44,881.30 \n13,211.32 \n RBZ \n3,456.60 \n-3,172.80 \n-594.8 \n-13,456.80 \n739.3 \n-2,828.50 \n1,854.60 \n5,474.20 \n-2,417.90 \n86.7 \n1,841.50 \n-137.6 \n-7,400.09 \n DMBs \n8,577.10 \n-1,674.40 \n4,542.10 \n20,266.20 \n-4,632.70 \n889.8 \n-984.1 \n17,053.30 \n-22,231.40 \n22,275.20 \n118,801.00 \n-40,904.20 \n-7,738.03 \n OBIs \n-869.4 \n177 \n823 \n-113.7 \n131.9 \n-3,997.50 \n-805.1 \n40.3 \n6,878.20 \n-258.6 \n384.1 \n-3,839.40 \n1,926.80 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC \n27,824.30 \n349,757.30 \n-12,501.00 \n167,551.70 \n13,240.90 \n98,386.90 \n-15,473.10 \n127,419.00 \n55,948.10 \n-66,247.70 \n156,644.50 \n-28,162.20 \n-1,752.72 \nDOMESTIC \n27,460.10 \n183,729.40 \n20,014.40 \n117,774.80 \n87,375.20 \n135,309.30 \n33,774.50 \n73,552.20 \n32,681.40 \n118,302.40 \n167,516.40 \n-10,500.60 \n3,788.59 \n Claims on \n122.6 \n91,338.80 \n-999 \n-10,047.60 \n3,657.00 \n-2,855.70 \n-6,181.90 \n59.1 \n7,004.90 \n490.8 \n95,348.00 \n-9,216.10 \n-13,678.34 \n RBZ \n123.6 \n-6.7 \n43 \n-14.3 \n-373.2 \n583.5 \n20.3 \n-12.2 \n-9,830.10 \n309.9 \n-63 \n9,872.00 \n33.43 \n DMBs \n0 \n91,345.50 \n-1,245.50 \n-10,053.60 \n4,050.40 \n-3,235.60 \n-6,202.10 \n71.3 \n15,601.40 \n180.9 \n95,410.90 \n-18,088.00 \n-13,711.77 \n OBIs \n0 \n0 \n203.6 \n20.2 \n-20.2 \n-203.6 \n0 \n0 \n1,233.60 \n0 \n0 \n-1,000.00 \n0 \n Claims on Public \n-659.7 \n-14,074.10 \n1,475.60 \n347.5 \n17,518.80 \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n1,823.10 \n252.4 \n544.3 \n1,447.33 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n DMBs \n-659.7 \n-14,074.10 \n1,475.60 \n347.5 \n17,518.80 \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n18231 \n252.4 \n544.3 \n1,447.33 \n Agri-PEs \n0 \n-1 \n-1 \n0 \n0 \n0 \n-4,771.80 \n-4,772.80 \n-4,773.80 \n-4,774.80 \n0 \n0 \n0 \n Other \n-659.7 \n-14,073.10 \n1,476.60 \n347.5 \n17,518.80 \n304.3 \n4,446.00 \n1,543.70 \n8,354.50 \n6,597.90 \n252.4 \n544.3 \n1,447.33 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n Claims on \n27,997.20 \n106,464.70 \n19,537.70 \n127,474.90 \n66,199.40 \n137,860.60 \n40,282.20 \n76,722.30 \n22,095.70 \n115,988.50 \n71,916.00 \n-1,828.70 \n16,019.59 \n RBZ \n1,600.30 \n-695.2 \n-3,605.00 \n3,073.70 \n-3,417.50 \n-4,967.00 \n2,531.30 \n1,224.60 \n-426.2 \n-600.5 \n-885.3 \n377.8 \n1 \n DMBs \n12,334.30 \n106,314.00 \n29,007.30 \n109,006.50 \n41,573.10 \n133,666.60 \n26,540.70 \n73,939.70 \n-7,238.70 \n105,612.90 \n68,894.30 \n-7,832.60 \n7,812.52 \n OBIs \n14,062.60 \n845.9 \n-5,864.50 \n15,394.60 \n28,043.80 \n9,161.00 \n11,210.10 \n1,558.00 \n29,760.70 \n10,976.10 \n3,906.90 \n5,626.00 \n8,206.07 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS \n364.2 \n166,027.90 \n-32,515.40 \n49,777.00 \n-74,134.30 \n-36,922.40 \n-49,247.60 \n53,866.80 \n23,266.70 \n-184,550.10 \n-10,871.90 \n-17,661.60 \n-5,541.30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY \n232,543.30 \n61,050.80 \n15,136.70 \n126,430.10 \n10,085.30 \n107,289.70 \n-108,262.00 \n138,885.10 \n85,780.40 \n10,692.90 \n62,015.40 \n-78,276.70 \n5,221.54 \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money \n7.40% \n1.80% \n0.40% \n3.70% \n0.30% \n3.00% \n-2.90% \n3.90% \n2.30% \n0.30% \n1.60% \n-2.00% \n0.14% \n Domestic Credit \n1.00% \n6.50% \n0.70% \n3.90% \n2.80% \n4.20% \n1.00% \n2.20% \n0.90% \n3.40% \n4.60% \n-0.30% \n0.10% \n Claims on \n1.00% \n3.80% \n0.70% \n4.40% \n2.20% \n4.50% \n1.20% \n2.30% \n0.70% \n3.40% \n2.10% \n-0.10% \n0.45% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3) \n \n \n \n \n$ Thousands \n \n \n \n \n14 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n150,031.80 \n-107,880.30 \n-27,421.40 \n-103,677.30 \n-202,674.90 \n-89,936.30 \n-190,761.00 \n-131,411.50 \n-100,210.80 \n-19,830.80 \n-139,041.90 \n-211,017.80 \n-408,762.52 \n Assets \n231,987.30 \n-32,780.10 \n63,059.10 \n4,008.90 \n-129,754.20 \n-42,038.00 \n-142,367.40 \n-71,725.60 \n-81,928.20 \n36,818.40 \n33,821.10 \n-99,644.30 \n-321,764.74 \n Reserve Bank (RBZ) \n74,172.50 \n42,857.60 \n83,610.00 \n20,800.00 \n-95,804.20 \n-5,809.40 \n-77,953.30 \n-5,234.10 \n-34,371.40 \n-34,330.10 \n33,849.90 \n23,562.10 \n-129,087.95 \n Deposit Money Banks (DMBs) \n145,135.60 \n-86,779.10 \n-38,349.10 \n-41,001.10 \n-41,235.80 \n10,917.80 \n-76,767.00 \n-84,133.70 \n-68,113.20 \n53,083.10 \n-22,552.60 \n-134,496.90 \n-207,670.13 \n Other Banking Institutions (OBIs) \n\\1 \n12,679.20 \n11,141.50 \n17,798.20 \n24,210.00 \n7,285.80 \n10,917.80 \n12,352.80 \n17,642.10 \n20,556.40 \n18,065.40 \n22,523.80 \n11,290.50 \n14,993.34 \n Liabilities \\2 \n-81,955.40 \n-75,100.20 \n-90,480.50 \n-107,686.20 \n-72,920.70 \n-47,898.30 \n-48,393.50 \n-59,685.90 \n-18,282.60 \n-56,649.10 \n-172,863.00 \n-111,373.40 \n-86,997.79 \n RBZ \n-2,136.70 \n-10,095.40 \n-14,778.20 \n-22,208.00 \n-23,594.10 \n-28,246.40 \n-27,498.90 \n-21,730.40 \n-33,783.90 \n-20,811.30 \n-2,908.60 \n-9,155.50 \n-20,012.20 \n DMBs \n63,294.00 \n64,220.60 \n83,460.60 \n108,209.80 \n74,698.50 \n78,373.30 \n79,089.80 \n89,568.80 \n53,504.60 \n79,315.30 \n177,406.00 \n121,978.00 \n105,662.89 \n OBIs \n20,798.10 \n20,975.10 \n21,798.00 \n21,684.40 \n21,816.30 \n-2,228.60 \n-3,197.30 \n-8,152.60 \n-1,438.00 \n-1,854.90 \n-1,634.40 \n-1,449.10 \n1,347.09 \nNET DOMESTIC ASSETS \\3 \n769,411.20 \n968,318.40 \n879,760.10 \n950,213.50 \n893,222.20 \n880,494.10 \n827,621.50 \n830,303.80 \n860,964.80 \n755,911.50 \n925,312.70 \n874,388.80 \n844,811.73 \nDOMESTIC CREDIT \n908,726.40 \n985,554.80 \n901,624.20 \n892,017.10 \n842,025.30 \n864,860.40 \n822,357.30 \n802,510.00 \n795,755.70 \n873,159.50 \n990,341.70 \n986,989.40 \n963,317.91 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n482.6 \n91,868.60 \n91,058.50 \n80,446.20 \n84,027.80 \n81,808.40 \n75,191.50 \n74,845.90 \n82,122.60 \n82,338.10 \n177,893.20 \n168,720.90 \n154,919.99 \n DMBs \n-295.3 \n91,139.30 \n90,099.00 \n80,045.40 \n84,095.80 \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,123.73 \n OBIs \n0 \n0 \n203.6 \n223.8 \n203.6 \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.625 \n Claims on Public Enterprises \n20,429.30 \n4,194.40 \n5,024.70 \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n DMBs \n20,429.30 \n4,194.40 \n5,024.70 \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n Agri-PEs \n-2,338.30 \n-2,339.30 \n-252.3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n Other \n22,767.60 \n6,533.70 \n5,277.00 \n2,323.80 \n9,520.40 \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,793.40 \n7,557.90 \n9,665.95 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n Claims on Private Sector \n887,814.40 \n889,491.80 \n805,541.00 \n809,247.00 \n748,477.10 \n777,751.70 \n739,886.00 \n730,843.70 \n713,583.30 \n781,394.30 \n805,656.00 \n810,710.60 \n798,732.97 \n RBZ \n12,750.00 \n10,669.40 \n7,991.30 \n10,864.80 \n3,313.70 \n665 \n1,765.10 \n-9,455.10 \n-9,387.20 \n-3,975.50 \n-3,903.10 \n-5,788.80 \n-7,388.11 \n DMBs \n678,407.60 \n704,828.20 \n648,551.40 \n654,211.80 \n584,559.50 \n616,003.90 \n597,497.20 \n617,287.40 \n574,157.10 \n654,515.10 \n687,696.60 \n691,818.10 \n687,296.33 \n OBIs \n196,656.80 \n173,994.20 \n148,998.40 \n144,170.40 \n160,603.90 \n161,082.90 \n140,623.70 \n123,011.40 \n148,813.50 \n130,854.70 \n121,862.50 \n124,681.30 \n118,824.75 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n-139,315.20 \n-17,236.40 \n-21,864.10 \n58,196.40 \n51,196.90 \n15,633.70 \n5,264.20 \n27,793.80 \n65,209.10 \n-117,248.00 \n-65,029.00 \n-112,600.70 \n-118,506.18 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n919,443.00 \n860,438.10 \n852,338.70 \n846,536.20 \n690,547.40 \n790,557.90 \n636,860.50 \n698,892.30 \n760,753.90 \n736,080.70 \n786,270.80 \n663,371.00 \n436,049.20 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n37.40% \n33.40% \n32.80% \n31.00% \n23.80% \n27.20% \n21.60% \n23.10% \n24.90% \n23.80% \n25.40% \n21.10% \n12.91% \n Domestic Credit \n47.60% \n48.90% \n42.50% \n39.70% \n35.30% \n34.60% \n31.90% \n30.10% \n29.40% \n31.80% \n35.40% \n35.40% \n34.18% \n Claims on Private Sector \n47.00% \n44.60% \n38.40% \n36.40% \n31.90% \n31.70% \n29.20% \n27.90% \n26.80% \n28.90% \n29.20% \n29.50% \n28.77% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n363,990.9 \n39,589.6 \n27,332.8 \n322,510.1 \n8,749.9 \n74,636.2 \n336,196.7 \n77,655.7 \n198,437.3 \n52,515.7 \n171,956.3 \n1,013.2 \n1,674,584.5 \nFEBRUARY \n352,190.20 \n36,718.69 \n26,551.03 \n284,567.87 \n9,291.08 \n85,886.99 \n336,261.49 \n88,738.25 \n202,845.20 \n53,191.93 \n172,424.01 \n1,567.65 \n1,650,234.17 \nMARCH \n354,440.8 \n37,811.0 \n31,484.9 \n328,381.1 \n8,193.5 \n92,178.6 \n324,375.5 \n108,000.1 \n205,453.7 \n32,088.9 \n174,479.6 \n1,583.8 \n1,698,471.4 \nAPRIL \n341,893.5 \n30,462.0 \n33,633.8 \n358,038.0 \n5,558.5 \n78,498.4 \n334,699.5 \n110,765.7 \n220,956.5 \n26,181.8 \n179,845.8 \n1,355.3 \n1,721,888.8 \nMAY \n375,541.0 \n30,286.7 \n31,158.4 \n350,097.9 \n7,623.4 \n97,695.7 \n327,187.7 \n113,796.7 \n207,041.1 \n28,432.9 \n202,146.6 \n1,738.3 \n1,772,746.5 \nJUNE \n402,314.1 \n30,399.7 \n37,466.6 \n356,842.2 \n7,580.8 \n28,025.9 \n337,059.2 \n130,973.8 \n201,898.0 \n40,295.4 \n219,606.7 \n1,649.8 \n1,794,112.2 \nJULY \n416,536.2 \n26,795.9 \n36,424.2 \n369,410.8 \n8,174.0 \n26,119.1 \n348,484.2 \n136,934.2 \n203,314.6 \n36,869.5 \n249,542.8 \n3,382.6 \n1,861,988.0 \nAUGUST \n422,545.8 \n30,950.3 \n43,395.1 \n390,558.4 \n8,333.0 \n29,323.9 \n348,252.0 \n146,338.5 \n173,945.4 \n55,950.3 \n254,919.8 \n3,523.5 \n1,907,991.4 \nSEPTEMBER \n431,501.7 \n36,637.9 \n38,487.8 \n384,840.8 \n6,828.2 \n37,420.1 \n396,813.5 \n145,657.9 \n219,452.1 \n29,378.2 \n254,248.3 \n5,036.1 \n1,986,302.5 \nOCTOBER \n444,653.7 \n33,583.2 \n34,764.4 \n411,489.2 \n9,551.4 \n29,439.4 \n401,206.1 \n144,223.4 \n230,809.2 \n35,103.6 \n271,795.8 \n6,715.9 \n2,053,335.2 \nNOVEMBER \n444,527.3 \n33,548.0 \n37,207.3 \n428,008.3 \n10,704.6 \n32,236.2 \n417,838.2 \n142,715.0 \n228,088.4 \n36,568.0 \n267,282.0 \n8,055.2 \n2,087,778.7 \nDECEMBER \n444,341.0 \n32,622.8 \n37,353.2 \n428,782.2 \n8,513.2 \n31,513.9 \n414,044.9 \n148,927.9 \n233,864.4 \n33,116.1 \n288,628.5 \n9,370.9 \n2,111,078.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n35,376.1 \n10,738.7 \n47,937.8 \n17,312.5 \n50,388.0 \n66,466.5 \n39,965.4 \n84,903.2 \n26,657.0 \n71,065.7 \n2,342.2 \n453,153.1 \nFEBRUARY \n34,059.98 \n13,041.24 \n52,903.21 \n13,996.58 \n16,604.58 \n63,567.90 \n54,375.98 \n102,197.29 \n38,026,78 \n79,721.89 \n4,643.07 \n473,138.50 \nMARCH \n39,424.8 \n9 774.0 \n61,447.5 \n17,975.5 \n16,996.3 \n58,655.1 \n41,242.3 \n105,237.4 \n24,714.2 \n78,820.4 \n12,938.4 \n467,225.9 \nAPRIL \n43,485.3 \n10,392.5 \n61,081.2 \n19,067.3 \n19,238.3 \n57,209.2 \n43,704.5 \n106,196.8 \n36,968.1 \n84,346.1 \n4,839.5 \n486,528.7 \nMAY \n78,656.9 \n13,181.3 \n27,476.1 \n12,928.2 \n22,947.0 \n62,231.5 \n79,196.3 \n74,699.3 \n47,191.6 \n115,625.4 \n8,319.3 \n542,453.4 \nJUNE \n99,949.6 \n12,989.0 \n55,552.6 \n15,544.8 \n22,884.4 \n64,832.4 \n58,599.9 \n91,171.3 \n33,744.2 \n125,204.9 \n7,515.8 \n587,988.8 \nJULY \n57,212.2 \n15,008.9 \n28,053.9 \n25,999.1 \n48,343.1 \n66,151.0 \n76,442.2 \n92,251.0 \n46,904.3 \n111,009.8 \n4,461.3 \n571,836.8 \nAUGUST \n49,200.5 \n14,198.6 \n38,216.6 \n26,733.6 \n27,.22.2 \n54,208.9 \n65,862.8 \n65,893.7 \n44,173.3 \n114,603.8 \n7,371.6 \n507,485.6 \nSEPTEMBER \n57,953.8 \n14,365.5 \n37,230.9 \n27,211.1 \n27,365.5 \n54,699.3 \n67,007.8 \n69,196.8 \n43,515.1 \n119,899.9 \n7,225.4 \n525,670.8 \nOCTOBER \n62,501.8 \n15,369.1 \n50,322.8 \n13,991.3 \n43,176.3 \n76,085.7 \n 84,137.4 \n74,481.1 \n36,442.3 \n 159,860.1 \n7,139.6 \n 623,507.5 \nNOVEMBER \n79,498.6 \n17,399.0 \n51,214.2 \n37,028.4 \n41,525.2 \n68,737.1 \n65,831.1 \n81,757.5 \n41,273.6 \n165,811.3 \n8,614.2 \n658,690.2 \nDECEMBER \n69,626.60 \n17,100.57 \n61,871.18 \n35,218.31 \n38,605.14 \n76,364.84 \n79,801.05 \n85,485.21 \n45,026.61 \n166,500.19 \n8,482.65 \n684,082.35 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.72 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,494.8 \n1,897.5 \n0.0 \n479,6 \n31,053.3 \n31,756.6 \n20,082.4 \n0.0 \n1,516.1 \n3,623.5 \n105,903.9 \n FEBRUARY \n 16,359.6 \n483.9 \n0.0 \n734.6 \n32,663.4 \n15,907.7 \n5,112.6 \n0.0 \n301.8 \n0.0 \n71,563.6 \nMARCH \n15,328.4 \n4,816.6 \n0.0 \n734.6 \n33,053.5 \n22,330.2 \n3,206.4 \n0.0 \n301.8 \n0.0 \n75,436.7 \nAPRIL \n7,793.4 \n831.6 \n0.0 \n180.6 \n19,825.5 \n23,032.0 \n12,462.5 \n102.0 \n189.3 \n0.0 \n69,482.2 \nMAY \n0.0 \n0.0 \n0.0 \n2,055.8 \n14,431.9 \n15,786.1 \n17,666.6 \n589.7 \n2,850.8 \n836.1 \n54,217..1 \nJUNE \n1,031.1 \n1,011.3 \n0.0 \n1,875.2 \n13,904.0 \n21,823.7 \n16,562.2 \n0.0 \n189.3 \n836.1 \n57,233.0 \nJULY \n125.6 \n0.0 \n0.0 \n0.0 \n7,054.0 \n19,331.9 \n14,121.2 \n1,533.9 \n0.0 \n0.0 \n42,166.6 \nAUGUST \n0.0 \n913.3 \n0.0 \n0.0 \n13,898.0 \n13,694.7 \n18,347.2 \n0.0 \n0.0 \n0.0 \n46,853.3 \nSEPTEMBER \n0.0 \n11,242.5 \n0.0 \n0.0 \n12,193.0 \n15,228.3 \n3,969.9 \n0.0 \n0.0 \n0.0 \n42,633.7 \nOCTOBER \n0.0 \n1,135.0 \n0.0 \n0.0 \n2,134.9 \n28,261.6 \n204.0 \n0.0 \n0.0 \n0.0 \n31,735.5 \nNOVEMBER \n8,373.2 \n3,045.0 \n11,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n0.0 \n34,497.7 \nDECEMBER \n6,559.3 \n1,430.0 \n14,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n70.0 \n34,138.7 \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \n \n \n \n \n \n \n \n \n \n \n \n \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS BUT EXCLUDING PENALTIES) \n \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n1999 \n2000 \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,530 \n3,227 \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4,339 \n5,010 \n \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,461 \n2,249 \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n3,317 \n3,493 \nBilateral Creditors \n935 \n1,050 \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n1,716 \n1,855 \nMultilateral Creditors \n1,235 \n1,199 \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1,591 \n1,627 \nPrivate Creditors \n291 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n10 \n10 \n \n \n \n \n \n \n \n \n \n \n \n \n \nPublic Enterprises \n543 \n534 \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n825 \n825 \nBilateral Creditors \n316 \n301 \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n497 \n497 \nMultilateral Creditors \n224 \n233 \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n327 \n327 \nPrivate Creditors \n3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \n \nMonetary Authorities \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n550 \nMultilateral Creditors - IMF \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n550 \n \n \n \n \n \n \n \n \n \n \n \n \n \nPrivate \n162 \n152 \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n \n \n \n \n \n \n \n \n \n \n \n \n \nShort-Term External Debt \n532 \n298 \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1,348 \n2,040 \nSupplier's Credits \n150 \n42 \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \nReserve Bank \n \n \n \n \n \n \n \n \n \n \n998 \n1,300 \nPrivate \n382 \n256 \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n156 \n454 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTotal External Debt/1 \n4,062 \n3,525 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n5,687 \n7,050 \n \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n5,990 \n6,107 \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n5,836 \n7,495 \nExternal Debt / GDP \n68% \n57.7% \n31.4% \n52.3% \n75.7% \n94.7% \n136.3% \n63.9% \n110.5% \n147.7% \n97.4% \n94.1% \n/1 Total external debt excludes penalties \n \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of Finance and Reserve Bank of Zimbabwe \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \n \n \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \nMar \n8.00-30.00 \n16.04 \n12.53 \n14.00-35.00 \n18.17 \n13.26 \n \n \nApr \n8.00-30.00 \n15.00 \n13.06 \n13.00-25.00 \n18.37 \n16.36 \n \n \nMay \n6.00-30.00 \n14.98 \n11.86 \n15.00-30.00 \n15.78 \n14.47 \n \n \nJun \n6.00-35.00 \n13.81 \n11.58 \n15.00-30.00 \n17.86 \n14.05 \n \n \nJul \n6.00-35.00 \n14.32 \n10.88 \n15.00-30.00 \n17.92 \n13.93 \n \n \nAug \n6.00-35.00 \n15.65 \n10.74 \n15.00-30.00 \n17.94 \n13.95 \n \n \nSep \n6.00-35.00 \n13.25 \n11.14 \n15.00-30.00 \n17.98 \n13.92 \n \n \nOct \n6.00-35.00 \n13.35 \n11.03 \n13.00-30.00 \n17.98 \n13.95 \n \n \nNov \n6.00-35.00 \n15.25 \n10.88 \n13.00-25.00 \n17.91 \n14.42 \n \n \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n \n \n \n \n3. Lending rates exclude rates on staff loans. \nDec \n10.00-35.00 \n15.08 \n10.40 \n15.00-25.00 \n17.93 \n14.43 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \nJANUARY \n0.05-2.00 \n0.50-18.00 \n10.00-17.00 \nFEBRUARY \n0.05-2.00 \n0.50-18.00 \n10.00-17.00 \nMARCH \n0.05-2.00 \n0.50-16.00 \n10.00-17.00 \nAPRIL \n0.35-6.00 \n0.15-17.00 \n10.00-17.00 \nMAY \n0.30-5.00 \n0.15-17.00 \n10.00-17.00 \nJUNE \n0.15-5.00 \n0.15-17.00 \n10.00-17.00 \nJULY \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nAUGUST \n0.15-5.00 \n0.10-17.00 \n11.00-17.00 \nSEPTEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nOCTOBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nNOVEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nDECEMBER \n0.15-5.00 \n0.10-18.00 \n10.00-17.00 \n \n \n \n \n20122 \n \n \n \n \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n2013 \n \n \n \n \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( 2012 = 100) \n1. Source: ZIMSTATS \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE FURNISH, HSE HEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \nEQUIP AND \nROUTINE \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \nMAINTE-\nNANCE \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n1.89 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n-0.54 \n0.00 \n0.00 \n0.00 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n0.00 \n0.01 \n-0.52 \n-0.06 \n0.32 \n0.07 \nFEBRUARY \n 2.75 \n.37 \n0.41 \n0.20 \n0.00 \n1.51 \n1.65 \n-0.17 \n-0.08 \n0.08 \n0.77 \n1.11 \n0.72 \n1.40 \n0.95 \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(2012 = 100) \n1. Source: ZIMSTATS \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nFURNISH, \nHSE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \nEQUIP AND \nROUTINE \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \nMAINTE-\nNANCE \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n1.89 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n3.83 \n-0.74 \n10.70 \n0.65 \n0.10 \n1.94 \n6.42 \n-0.36 \n1.92 \n12.96 \n1.92 \n1.32 \n1.91 \n3.72 \n2.51 \nFEBRUARY \n5.77 \n-0.74 \n7.11 \n0.64 \n 0.0- \n3.23 \n8.31 \n-0.01 \n-0.19 \n13.05 \n 3.01 \n 1.95 \n2.91 \n4.67 \n2.98 \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n7.82 \n7.32 \n76.20 \n1.32 \n1.60 \nFEBRUARY \n7.47 \n7.13 \n80.28 \n1.35 \n1.60 \nMARCH \n7.59 \n7.29 \n81.92 \n1.33 \n1.59 \nAPRIL \n7.82 \n7.41 \n80.78 \n1.32 \n1.61 \nMAY \n8.14 \n7.63 \n79.80 \n1.28 \n1.59 \nJUNE \n8.38 \n7.77 \n79.42 \n1.25 \n1.56 \nJULY \n8.18 \n7.74 \n78.23 \n1.23 \n1.57 \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n255.1 \n258.7 \n91.1 \n382.3 \n109.8 \n0.0 \n0.0 \n1,097.0 \n120.3 \n1,988.3 \n262.6 \n135.2 \n316.4 \n3,919.8 \nFeb \n242.8 \n335.2 \n90.0 \n489.4 \n121.3 \n0.0 \n0.0 \n1,278.7 \n102.7 \n1,978.3 \n265.7 \n138.9 \n329.6 \n4,093.8 \n Mar \n285.0 \n444.6 \n103.2 \n217.6 \n140.4 \n0.0 \n0.0 \n1,191.3 \n34.7 \n2,040.5 \n337.0 \n152.8 \n339.6 \n4,095.9 \n Apr \n306.5 \n459.1 \n128.5 \n197.4 \n217.0 \n0.0 \n0.0 \n1,308.5 \n32.8 \n2,068.4 \n348.9 \n180.2 \n342.0 \n4,280.7 \n May \n316.3 \n441.8 \n113.2 \n210.5 \n225.8 \n0.0 \n0.0 \n1,307.6 \n32.2 \n2,156.2 \n388.5 \n182.5 \n384.1 \n4,451.3 \nJun \n297.2 \n413.2 \n98.2 \n245.8 \n232.6 \n0.0 \n0.0 \n1,287.1 \n32.4 \n2,140.6 \n369.7 \n228.5 \n386.3 \n4,444.7 \n Jul \n329.9 \n403.3 \n108.9 \n211.0 \n205.1 \n0.0 \n0.0 \n1,258.2 \n25.0 \n2,359.7 \n370.0 \n242.7 \n393.3 \n4,648.8 \n Aug 331.2 \n363.1 \n97.7 \n165.3 \n211.6 \n0.0 \n0.0 \n1,168.8 \n24.9 \n2,404.0 \n385.9 \n221.3 \n390.1 \n4,594.9 \n Sep \n299.3 \n381.7 \n109.8 \n185.2 \n175.2 \n0.0 \n0.0 \n1,151.3 \n25.1 \n2,498.0 \n390.6 \n240.1 \n390.4 \n4,695.4 \nOct \n331.5 \n368.4 \n127.1 \n191.5 \n174.2 \n7.4 \n0.0 \n1,200.1 \n25.0 \n2,530.01 \n372.3 \n246.6 \n389.6 \n4,763.6 \nNov \n306.6 \n358.3 \n119.3 \n325.9 \n188.1 \n7.5 \n0.0 \n1306.0 \n25.5 \n2,591.9 \n348.3 \n234.4 \n394.1 \n4,900.0 \nDec \n375.9 \n374.7 \n131.1 \n219.7 \n190.8 \n8.2 \n0.0 \n1,300.4 \n27.7 \n2,631.6 \n375.3 \n255.7 \n389.0 \n4,980.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1,830.5 \n740.1 \n170.2 \n2,740.8 \n143.6 \n0.0 \n47.3 \n426.6 \n262.6 \n298.9 \n3,919.8 \n2,740.8 \nFeb \n1,980.9 \n745.4 \n197.8 \n2,924.1 \n163.3 \n0.0 \n23.5 \n437.8 \n265.7 \n281.4 \n4,095.8 \n2,924.1 \n Mar \n1,944.7 \n699.6 \n322.7 \n2,967.0 \n149.2 \n0.0 \n25.4 \n437.5 \n337.0 \n262.4 \n4,178.6 \n2,967.0 \n Apr \n1,932,8 \n722.1 \n350.4 \n3,005.3 \n155.1 \n0.0 \n23.8 \n440.3 \n348.9 \n307.3 \n4,280.7 \n3,005.3 \n May \n1,886.1 \n802.5 \n462.2 \n3,150.9 \n175.3 \n0.0 \n23.2 \n483.6 \n388.5 \n229.7 \n4,451.3 \n3,150.9 \nJun \n1,889.3 \n899.4 \n391.7 \n3,180.4 \n170.9 \n0.0 \n21.5 \n503.9 \n369.7 \n198.2 \n4,444.7 \n3,180.4 \nJul \n1,957.8 \n873.6 \n500.6 \n3,331.9 \n172.8 \n0.0 \n22.7 \n539.0 \n370.0 \n212.4 \n4,648.8 \n3,331.9 \nAug \n1,919.2 \n930.2 \n374.3 \n3,223.6 \n172.2 \n0.0 \n22.1 \n562.5 \n385.9 \n228.5 \n4,594.9 \n3,223.6 \n Sep \n1,962.6 \n883.0 \n490.0 \n3,335.6 \n183.9 \n0.0 \n20.5 \n552.6 \n390.6 \n205.8 \n4,689.0 \n3,335.6 \n Oct \n1,997.7 \n1,011.7 \n413.6 \n3,422.9 \n168.1 \n0.0 \n20.5 \n562.9 \n372.3 \n216.7 \n4,763.6 \n3,422.9 \n Nov \n1,895.8 \n966.6 \n679.6 \n3,542.0 \n192.9 \n0.0 \n38.2 \n562.2 \n348.3 \n216.4 \n4,900.0 \n3,542.0 \n Dec \n2,090.5 \n922.3 \n507.5 \n3,520.4 \n212.5 \n0.0 \n30.8 \n618.5 \n375.3 \n222.5 \n4,980.0 \n3,520.4 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2.3 \n4.4 \n10.7 \n2.0 \n55.7 \n0.0 \n75.1 \n5.0 \n210.7 \n66.3 \n58.5 \n28.2 \n443.8 \nFeb \n2.6 \n15.6 \n0.9 \n2.1 \n23.5 \n0.0 \n44.8 \n5.0 \n247.6 \n73.4 \n75.6 \n28.5 \n474.9 \n Mar \n2.6 \n12.3 \n13.1 \n2.9 \n64.1 \n0.0 \n95.1 \n0.0 \n218.6 \n64.9 \n70.8 \n30.1 \n479.4 \nApr \n6.5 \n9.0 \n15.2 \n3.9 \n37.7 \n0.0 \n72.3 \n0.0 \n241.6 \n56.3 \n74.3 \n31.8 \n476.2 \n May \n3.0 \n7.6 \n18.5 \n1.8 \n20.0 \n0.0 \n51.0 \n0.0 \n259.5 \n54.9 \n77.4 \n31.4 \n474.3 \nJune \n3.6 \n6.6 \n23.9 \n1.0 \n9.9 \n0.0 \n44.9 \n0.0 \n277.8 \n49.6 \n84.2 \n22.7 \n479.3 \nJul \n1.4 \n2.2 \n25.2 \n0.9 \n8.2 \n0.0 \n37.9 \n0.0 \n237.5 \n37.5 \n75.7 \n14.8 \n403.5 \nAug \n0.8 \n0.6 \n31.8 \n0.4 \n5.5 \n0.0 \n39.2 \n0.0 \n223.3 \n36.7 \n59.5 \n22.7 \n381.4 \nSep \n0.9 \n3.7 \n27.8 \n5.5 \n3.1 \n0.0 \n40.9 \n0.0 \n228.0 \n36.8 \n56.1 \n22.1 \n383.9 \nOct \n2.8 \n0.4 \n28.4 \n1.6 \n3.3 \n0.4 \n36.9 \n0.0 \n208.9 \n37.1 \n53.5 \n22.4 \n358.7 \nNov \n1.7 \n0.5 \n30.2 \n1.2 \n3.3 \n0.4 \n37.3 \n0.0 \n235.9 \n37.1 \n53.6 \n22.4 \n386.3 \nDec \n2.2 \n1.0 \n26.1 \n1.4 \n3.3 \n0.4 \n34.4 \n0.0 \n239.2 \n37.2 \n69.1 \n22.3 \n402.3 \nFeb \n4.7 \n1.5 \n18.4 \n0 \n4.5 \n0.0 \n26.9 \n0.0 \n245.7 \n34.8 \n63.9 \n28.9 \n398.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1.5 \n2.7 \n28.6 \n0.0 \n3.4 \n0.0 \n36.2 \n0.0 \n236.7 \n34.8 \n60.2 \n29.1 \n397.0 \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n137.8 \n73.5 \n37.4 \n248.7 \n44.5 \n0.0 \n0.0 \n18.1 \n66.3 \n66.2 \n443.8 \n248.7 \n Feb \n134.2 \n78.8 \n44.4 \n257.4 \n34.4 \n0.0 \n0.0 \n50.8 \n73.4 \n58.9 \n474.9 \n257.4 \n Mar \n70.9 \n129.8 \n48.5 \n249.1 \n46.1 \n0.0 \n0.0 \n55.7 \n64.9 \n63.6 \n479.4 \n249.1 \n Apr \n89.9 \n117.5 \n42.8 \n250.3 \n44.8 \n0.0 \n0.0 \n55.6 \n56.3 \n69.4 \n476.2 \n250.3 \n May \n85.5 \n100.9 \n68.1 \n254.6 \n44.8 \n0.0 \n0.0 \n-48.7 \n54.9 \n168.7 \n474.3 \n254.6 \n Jun \n136.9 \n91.2 \n33.7 \n261.8 \n44.6 \n0.0 \n1.7 \n-22.4 \n49.6 \n144.0 \n479.3 \n261.8 \n Jul \n110.8 \n36.4 \n69.2 \n216.4 \n43.6 \n0.0 \n1.0 \n-33.1 \n37.5 \n138.1 \n403.5 \n216.4 \n Aug \n107.0 \n42.6 \n64.5 \n214.1 \n43.1 \n0.0 \n1.0 \n-96.8 \n36.7 \n183.3 \n381.4 \n214.1 \n Sep \n102.5 \n60.4 \n56.4 \n219.3 \n42.8 \n0.0 \n2.7 \n-47.9 \n36.8 \n130.2 \n383.9 \n219.3 \n Oct \n122.8 \n35.9 \n60.6 \n219.3 \n39.8 \n0.0 \n2.7 \n-51..1 \n37.1 \n110.9 \n358.7 \n219.3 \n Nov \n105.3 \n69.3 \n46.4 \n221.0 \n39.9 \n0.0 \n2.7 \n-69.7 \n37.1 \n155.2 \n386.3 \n221.0 \n Dec \n108.1 \n67.9 \n44.2 \n220.2 \n44.5 \n0.0 \n2.7 \n-60.9 \n37.2 \n158.5 \n402.3 \n220.2 \n Feb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.1 \n80.8 \n0.0 \n0.0 \n100.9 \n207.2 \n80.6 \n17.6 \n112.2 \n518.5 \n Feb \n13.3 \n99.2 \n0.0 \n0.0 \n112.6 \n226.5 \n81.0 \n19.3 \n112.5 \n551.8 \n Mar \n15.8 \n109.0 \n0.0 \n0.0 \n124.7 \n221.5 \n83.1 \n19.7 \n112.7 \n561.6 \n Apr \n18.2 \n99.7 \n0.2 \n0.0 \n118.0 \n215.5 \n85.5 \n23.7 \n111.3 \n554.0 \n May \n19.6 \n93.7 \n0.2 \n0.0 \n113.4 \n219.7 \n93.3 \n24.5 \n113.0 \n564.0 \n Jun \n15.7 \n102.2 \n0.2 \n0.0 \n118.1 \n239.5 \n96.5 \n25.6 \n114.6 \n594.3 \n Jul \n19.6 \n108.6 \n0.0 \n0.0 \n128.2 \n242.3 \n101.3 \n26.2 \n116.2 \n614.3 \n Aug \n18.7 \n113.1 \n0.0 \n0.0 \n131.8 \n248.8 \n104.7 \n27.5 \n118.2 \n630.9 \n Sep \n18.6 \n131.9 \n0.0 \n0.0 \n150.5 \n248.8 \n105.6 \n29.2 \n118.9 \n653.0 \n Oct \n20.1 \n123.0 \n0.0 \n1.0 \n144.0 \n266.6 \n116.7 \n28.9 \n118.9 \n675.1 \n Nov \n22.5 \n125.0 \n0.0 \n1.0 \n148.6 \n277.2 \n117.8 \n33.4 \n117.4 \n694.3 \n Dec \n29.2 \n133.2 \n0.0 \n1.0 \n163.4 \n278.1 \n118.3 \n30.2 \n126.9 \n716.9 \n Feb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n Jan \n72.6 \n70.1 \n142.8 \n105.8 \n34.6 \n283.1 \n142.8 \n Feb \n78.8 \n76.2 \n155.0 \n107.6 \n36.1 \n298.7 \n155.0 \n Mar \n87.0 \n83.0 \n170.1 \n108.6 \n11.8 \n318.7 \n170.1 \n Apr \n90.1 \n85.0 \n175.1 \n110.6 \n16.4 \n332.1 \n175.1 \n May \n95.5 \n102.5 \n197.9 \n112.7 \n21.6 \n364.9 \n197.9 \n Jun \n124.6 \n77.4 \n202.0 \n116.7 \n50.6 \n369.4 \n202.0 \n Jul \n146.7 \n68.1 \n214.8 \n119.0 \n70.0 \n403.9 \n214.8 \n Aug \n149.9 \n80.6 \n230.6 \n122.0 \n67.7 \n420.3 \n230.6 \n Sep \n149.4 \n93.2 \n242.6 \n123.1 \n77.5 \n443.3 \n242.6 \n Oct \n154.3 \n93.0 \n247.3 \n125.8 \n13.7 \n453.8 \n247.3 \n Nov \n158.3 \n123.9 \n282.4 \n129.0 \n89.2 \n500.6 \n282.4 \n Dec \n186.4 \n100.7 \n287.0 \n121.3 \n96.7 \n505.1 \n287.0 \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n \n \n \n \n \n \n \n \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2011 \n \n \n \n \n \n \n \nMay \n163.37 \n197.37 \n4,191.00 \nJun \n167.18 \n171.32 \n4,267.14 \nJul \n163.69 \n160.17 \n4,172.70 \nAug \n160.53 \n164.52 \n4,145.36 \nSep \n155.82 \n152.42 \n3,984.47 \nOct \n143.58 \n131.75 \n3,656.60 \nNov \n144.98 \n115.47 \n3,677.60 \nDec \n145.86 \n100.70 \n3,689.70 \n \n \n \n \n2012 \n \n \n \n \n \n \n \nJan \n138.52 \n79.09 \n3,422.20 \nFeb \n146.03 \n95.39 \n3,696.60 \nMar \n136.76 \n85.01 \n3,458.10 \nApr \n129.55 \n97.15 \n3,303.40 \nMay \n132.03 \n83.73 \n3,351.20 \nJun \n131.96 \n75.70 \n3,341.46 \nJul \n132.92 \n112.12 \n3,445.93 \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \nFeb \n182.3 \n72.01 \n4,748.24 \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \nMay \n854.5 \n165.3 \n45.1 \n197.9 \n1,262.8 \nJune \n922.7 \n120.0 \n45.4 \n202.0 \n1,290.1 \nJuly \n933.5 \n97.5 \n42.5 \n214.8 \n1,288.3 \nAugust \n830.2 \n109.9 \n54.0 \n230.6 \n1,224.6 \nSeptember \n903.4 \n116.8 \n53.7 \n242.6 \n1,316.4 \nOctober \n946.2 \n239.5 \n54.2 \n247.3 \n1,487.3 \nNovember \n1,048.1 \n233.5 \n53.2 \n282.4 \n1,617.2 \nDecember \n887.3 \n294.8 \n52.1 \n287.0 \n1,521.2 \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n910.3 \n110.9 \n52.3 \n295.5 \n1,369.0 \nFebruary \n943.2 \n123.2 \n57.0 \n325.2 \n1,448.6 \nMarch \n1,022.3 \n178.3 \n56.0 \n334.3 \n1,590.9 \nApril \n1,072.5 \n160.3 \n54.2 \n331.5 \n1,618.5 \nMay \n1,264.8 \n169.0 \n55.4 \n335.5 \n1,824.7 \nJune \n1,291.1 \n124.9 \n58.3 \n369.7 \n1,844.0 \nJuly \n1,374.2 \n105.6 \n61.4 \n389.3 \n1,930.5 \nAugust \n1,304.5 \n107.1 \n59.3 \n401.2 \n1,872.1 \nSeptember \n1,373.0 \n116.8 \n60.1 \n420.0 \n1,969.9 \nOctober \n1,425.3 \n96.4 \n61.8 \n428.6 \n2,012.1 \nNovember \n1,646.2 \n115.7 \n67.2 \n426.3 \n2,255.4 \nDecember \n1,429.8 \n112.1 \n63.9 \n440.3 \n2,046.1 \n \n \n \n \n \n \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n961.5 \n417.2 \n544.3 \n111.4 \n50.4 \n61.0 \nFebruary \n994.1 \n436.3 \n557.8 \n68.9 \n49.8 \n19.1 \nMarch \n1,053.0 \n455.5 \n597.5 \n70.1 \n53.1 \n16.9 \nApril \n954.9 \n453.4 \n501.5 \n61.9 \n52.7 \n9.2 \nMay \n999.8 \n477.6 \n522.2 \n44.4 \n51.0 \n-6.7 \nJune \n1,145.9 \n505.5 \n640.4 \n41.6 \n53.6 \n-11.9 \nJuly \n1,018.3 \n506.7 \n511.6 \n64.5 \n50.3 \n14.2 \nAugust \n1,046.9 \n647.0 \n399.9 \n55.1 \n62.8 \n-7.7 \nSeptember \n1,031.8 \n656.8 \n375.0 \n65.8 \n65.9 \n-0.1 \nOctober \n1,014.8 \n665.6 \n349.2 \n134.7 \n105.7 \n28.9 \nNovember \n1,041.1 \n663.8 \n377.3 \n135.3 \n107.2 \n28.1 \nDecember \n1,075.7 \n671.9 \n403.8 \n196.1 \n115.7 \n80.4 \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,097.0 \n685.2 \n411.8 \n75.1 \n62.2 \n12.9 \nFebruary \n1,278.7 \n731.5 \n548.2 \n44.8 \n64.4 \n-19.6 \nMarch \n1,273.6 \n741.8 \n531.8 \n95.1 \n62.3 \n32.8 \nApril \n1,308.5 \n751.3 \n557.2 \n72.3 \n62.6 \n9.8 \nMay \n1,307.6 \n787.7 \n519.9 \n51.0 \n63.6 \n-12.6 \nJune \n1,287.5 \n795.1 \n492.4 \n44.9 \n65.4 \n-20.5 \nJuly \n1,258.2 \n833.0 \n425.2 \n37.9 \n54.1 \n-16.2 \nAug \n1,168.8 \n805.9 \n362.9 \n39.2 \n53.5 \n-14.4 \nSeptember \n1,151.3 \n833.9 \n317.4 \n40.9 \n54.8 \n-13.9 \nFebruary \n1,244.9 \n8,544.7 \n854.5 \n26.9 \n56.1 \n-29.2 \n \n \n \n \n \n \n \n1/ With effect from 1 August 2010, the prescribed liquid asset ratio was reviewed from 10% to 20% of liabilities to the public. \nOctober \n1,200.1 \n855.7 \n344.4 \n36.9 \n54.8 \n-17.9 \nNovember \n1,306.0 \n885.5 \n420.5 \n37.3 \n55.2 \n-18.0 \nDecember \n1,300.4 \n880.1 \n420.3 \n34.4 \n55.1 \n-20.6 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n862.7 \n372.8 \n36.2 \n55.0 \n-18.8 \n35 \nTABLE 13 : ZETSS, CHEQUES AND CARDS ACTIVITY. \nUS$ Millions \nMONTH \nZETSS VALUES \nCHEQUE VALUES \nCARD VALUES \nMOBILE & INTERNET \n \n \n \n \n \n2012 \n \n \n \n \nJan \n2,439.7 \n5.3 \n137.2 \n60.8 \nFeb \n2,920.1 \n6.1 \n137.1 \n77.2 \nMar \n3,242.8 \n6.8 \n156.4 \n104.1 \nApr \n2,948.5 \n5.5 \n160.5 \n68.6 \nMay \n3,237.4 \n5.0 \n189.6 \n82.0 \nJun \n3,407.3 \n6.5 \n177.7 \n93.5 \nJul \n3,321.0 \n6.7 \n169.1 \n135.6 \nAug \n3,417.3 \n6.1 \n218.4 \n98.3 \nSep \n3,043.2 \n5.6 \n235.5 \n149.2 \nOct \n3,630.7 \n6.6 \n232.9 \n196.9 \nNov \n3,526.0 \n5.9 \n240.8 \n197.3 \nDec \n3,584.7 \n5.0 \n308.9 \n220.3 \nAnnual Total \n38,718.7 \n71.1 \n2,364.1 \n1,483.8 \nFeb \n2,968.0 \n5.5 \n260.5 \n199.3 \n \n \n \n \n \n2013 \n \n \n \n \nJan \n3,563.8 \n5.2 \n254.4 \n205.2", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/February2013.pdf"}
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+{"doc_id": "9f18a74927285f3ef5054330165544fd", "text": "MPC Statement 21 May 2020 \nPage 1 \n \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n21 May 2020 \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nSince the April meeting of the Monetary Policy Committee (MPC), the Covid-19 \npandemic continues to spread globally, with wide-ranging and deep social and \neconomic effects. Current forecasts from the IMF show global gross domestic product \n(GDP) decreasing by about 3.0% this year.1 Economic contractions are expected to \nbe deepest in the second quarter of 2020, with gradual recoveries in the third and \nfourth quarters of the year. The strength of the global economic recovery will depend \n \n1 Global growth in the QPM model is a trade-weighted average. For 2020 this is now at -3.4% and 4.3% for \n2021. \nMPC Statement 21 May 2020 \nPage 2 \n \nin part on how quickly countries are able to open up for economic activity safely, and \nin particular how effectively societies comply with social distancing rules. The World \nHealth Organisation advises that further complications from the virus are being \nidentified and the pandemic is unlikely to end quickly, with the virus coming in waves \nover time. \nThe crisis has caused extreme volatility in financial asset prices with sharp and deep \nmarket sell-offs followed recently by a partial recovery. Investor interest in higher-\nyielding assets has improved somewhat in recent days, but the general environment \nreflects pronounced levels of risk aversion, in particular for emerging market \ncurrencies, equities and bonds. Uncertainty about future global economic prospects, \ntrade relationships and supply chains has increased again. \nPolicy responses to the crisis have generally been robust, with the magnitudes \ndependent on the degree of policy space available to countries. The US Federal \nReserve has taken further steps to expand its balance sheet and the European Central \nBank (ECB) has made similar commitments. Emerging and developing economies \ngenerally have less policy space available and credit is more expensive. The \nInternational Financial Institutions (IFIs) have made available extraordinary levels of \nemergency financial support to respond to Covid-19.2 \nThe Covid-19 outbreak has major health, social and economic impacts, presenting \nchallenges in forecasting domestic economic activity. The compilation of accurate \neconomic statistics will also remain severely challenged. The Bank currently expects \nGDP in 2020 to contract by 7.0%, compared to the 6.1% contraction forecast in April. \nEven as the lockdown is relaxed in coming months, for the year as a whole, \n \n2 About 57 countries have been granted funds from the IMF’s Rapid Financing Instrument and the Rapid Credit Facility. \nMPC Statement 21 May 2020 \nPage 3 \n \ninvestment, exports and imports are expected to decline sharply. Job losses are also \nexpected to be widespread. \nEasing of the lockdown will support growth in the near term and some high frequency \nactivity indicators show a pickup in spending from extremely low levels. However, \ngetting back to pre-pandemic activity levels will take time. GDP is expected to grow by \n3.8% in 2021 and by 2.9% in 2022. \nSouth Africa’s terms of trade remain robust. Commodity export prices have eased in \nrecent weeks, but are still at healthy levels. Oil prices remain generally low. The spot \nprice for Brent crude oil is currently around $34 per barrel, and is expected to remain \naround these levels in coming months, contributing to reduced petrol price inflation. \nFor our forecast, the Brent crude oil price is expected to average $37 per barrel in \n2020 and $45 per barrel in 2021. \nExceptionally accommodative policies and the relaxation of lockdowns in many \nadvanced economies have supported a partial recovery in global financial markets, \nbut financing conditions for emerging markets remain uncertain. Domestically, credit \nrisk associated with public borrowing needs remains very high, contributing to non-\nresident investors’ sales of about R149 billion of local-currency denominated assets. \nThe rand has depreciated by 22.9% against the USD since January and by 0.7% since \nthe April meeting of the MPC. The implied starting point for the rand forecast is R18.40 \nto the US dollar, compared with R17.80 at the time of the previous meeting. Resident \ninvestors have increased purchases of long-term bonds, helping to ease yields in \nrecent days, but the yield curve remains exceptionally steep.3 \n \n3 Measured by the spread between the R2036 and R2048 to the R186 bonds. \nMPC Statement 21 May 2020 \nPage 4 \n \nThe Bank’s headline consumer price inflation forecast averages 3.4% for 2020 and \n4.4% in 2021 and 2022. The forecast for core inflation is lower at 3.5% in 2020, 3.8% \nin 2021, and 4.1% in 2022. \nThe overall risks to the inflation outlook at this time appear to be to the downside, but \nless clearly so compared to conditions in March and April. Global producer price and \nfood inflation appear to have bottomed out. Oil prices remain low but have recovered \nsomewhat. Local food price inflation is also expected to remain contained. Risks to \ninflation from currency depreciation are expected to stay muted while pass-through \nremains slow. However, electricity and other administered prices remain a concern. \nUpside risks to inflation could also emerge from heightened fiscal risks and sharp \nreductions in the supply of goods and services. \nExpectations of future inflation continued to soften but broadly remain around the mid-\npoint of the band. Market-based expectations for short and medium-term inflation have \nfallen, while long-term inflation expectations remain higher.4 \nDespite sustained higher levels of country financing risk, the Committee notes that the \neconomic contraction and slow recovery will keep inflation well below the midpoint of \nthe target range for this year. Barring inflation risks outlined earlier, inflation is \nexpected to be well contained over the medium-term, remaining close to the midpoint \nin 2021 and 2022. \n \n4 The latest Bureau for Economic Research (BER) survey has expectations for 2020 down by 0.4ppts to 4.4% and to 4.6% (from 5.0%) for 2021. \nFive-year-ahead inflation expectations also eased to 4.7% (from 4.9%). Market analysts (Reuters Econometer) expect inflation to be 3.5% \n(from 4.2%) for 2020, 4.1% (from 4.6%) in 2021 and to remain unchanged at 4.5% for 2022. Market-based rates are calculated from the \nbreak-even inflation rate, which is the yield differential between conventional and inflation-linked bonds. These sit at 2.5% for the 5-year and \n5% on the 10-year breakeven. 15-year breakeven inflation sits at 6.4%. \nMPC Statement 21 May 2020 \nPage 5 \n \nAgainst this backdrop, the MPC decided to cut the repo rate by 50 basis points, taking \nit to 3.75% per annum, with effect from 22 May 2020. Three members preferred a cut \nof 50 basis points and two preferred a cut of 25 basis points. \nThe implied path of policy rates over the forecast period generated by the Quarterly \nProjection Model indicates two repo rate cuts of 25 basis points in the next two quarters \nof 2020. \nMonetary policy can ease financial conditions and improve the resilience of \nhouseholds and firms to the economic implications of Covid-19. In addition to \ncontinued easing of interest rates, the Bank has eased regulatory requirements on \nbanks and has taken important steps to ensure adequate liquidity in domestic markets. \nThese actions are intended to free up more capital for lending by financial institutions \nto households and firms. \nMonetary policy however cannot on its own improve the potential growth rate of the \neconomy or reduce fiscal risks. These should be addressed by implementing prudent \nmacroeconomic policies and structural reforms that lower costs generally, and \nincrease investment opportunities, potential growth and job creation. Such steps will \nfurther reduce existing constraints on monetary policy and its transmission to the \nbroader economy. \nGlobal economic and financial conditions are expected to remain volatile for the \nforeseeable future. In this highly uncertain environment, future decisions will continue \nto be data dependent and sensitive to the balance of risks to the outlook. \nMPC Statement 21 May 2020 \nPage 6 \n \nThe MPC will seek to look through temporary price shocks and focus on second round \neffects. As usual, the repo rate projection from the QPM remains a broad policy guide, \nchanging from meeting to meeting in response to new data and risks. \n \nLesetja Kganyago \nGOVERNOR \n \nThe next statement of the Monetary Policy Committee will be released on 23 July \n2020. \n \nContact: \nThoraya Pandy \n0824168416 \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/Monetary-Policy-Statement-21-May-2020.pdf"}
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+{"doc_id": "9fc7a174a3c142c563ae51fec760b552", "text": "i \n \n \n \nSEPTEMBER 2023 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nPrecious Metals .......................................................................................................................... 3 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nZimbabwe Stock Exchange (ZSE) ......................................................................................... 10 \nVictoria Falls Stock Exchange (VFEX) ................................................................................. 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nINFLATION OUTTURN ........................................................................................................... 13 \nMonthly Inflation .................................................................................................................... 13 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \nOVERVIEW \n \nThe month of September 2023 saw marginal \nincreases in both annual and monthly inflation. \nAnnual headline inflation increased from \n17.7% in August 2023 to 18.4% in September \n2023. Month-on-month inflation also increased \nfrom -1.3% in August 2023 to 1.0% in \nSeptember 2023. \nBroad money supply increased by 17.17% in \nSeptember 2023, compared to 3.14% recorded \nin August 2023. The increase in money supply \nlargely reflected an expansion of 21% in the \nforeign currency component, indicating the \nimpact of valuation changes owing to exchange \nrate depreciation. \n \nInternational \nprices \nfor \ngold, \nplatinum, \npalladium, \ncopper, \nnickel, \nand \nlithium \nregistered declines during the month of \nSeptember 2023, while prices of Brent crude oil \nincreased in the same month. \n \nThe country’s total merchandise trade for \nSeptember 2023 stood at US$1,450.2 million, \ndown by 1.3% from US$1,469.9 million \nrecorded in the previous month. The decline in \ntotal trade was underpinned by a decrease in \nimports during the reporting period. \n \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \nexhibited mixed sentiments. The All Share, \nTop 10, Top 15, Medium and Small Cap \nindices added 11.2%, 3.52%, 5.49%, 10.75% \nand 27.38%, respectively, during the reporting \nmonth. \nThe Victoria Falls Stock Exchange (VFEX) \nmaintained a bullish trend for the second \nconsecutive month. As a result, the VFEX All \nShare index rose by 3.70% to close at 74.50 \npoints, from 71.85 points recorded in August \n2023. \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n10.2% to close the month under review at \nZWL$30.10 trillion. In volume terms, NPS \ntransactions also increased by 4.0% to close at \n57.54 million in September 2023. \n \nINTERNATIONAL \nCOMMODITY \nPRICE \nDEVELOPMENTS \n \nDuring the month under review, gold, \nplatinum, palladium, copper, nickel, and \nlithium prices declined, while Brent crude oil \nprices increased. \n \nPrecious Metals \n \n Gold \nA robust U.S. dollar and rising Treasury yields, \ndriven by the anticipation of a persistently tight \nmonetary policy by the U.S. Federal Reserve, \ndampened safe-haven demand for gold, \nexerting downward pressure on global prices of \nthe yellow metal. Resultantly, prices decreased \nby 0.16%, from US$1,920.68 per ounce in the \nprevious month to US$1,917.70 per ounce in \nSeptember 2023. \n \n \n \n \n \n4 \n \n \nPlatinum \nDuring the month under analysis, platinum \nprices continued on a downward trajectory, \ndecreasing by 0.19%, from US$924.05 per \nounce in August 2023 to US$922.29 per ounce. \nThe decline was, in large part, attributable to \nsubdued industrial demand and the weaker-\nthan-expected economic growth in China. \n \nPalladium \nAverage monthly prices of palladium declined \nby 0.63% to US$1,238.45 per ounce during the \nreporting month, from US$1,246.32 per ounce \nreported in August 2023. This followed the \nslowdown in activity in the automotive \nindustry, which dampened the demand for the \nprecious metal. Figure 1 shows the trends in \nprices of selected precious metals, including \npalladium, for the period from September 2020 \nto September 2023. \n \nFigure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2023 \n \n \n \nBase Metals \n \n \nCopper \nThe average monthly price of the red metal \ndeclined by 0.97%, from US$8,398.16 per \ntonne in August 2023 to US$8,316.33 per \ntonne, during the reporting month. The decline \nwas attributable to elevated stock inventories \nand \ndiminished \ninvestor \nrisk \nappetite, \nfollowing indications that the U.S. Federal \nReserve intended to maintain a restrictive \nmonetary policy for an extended period. \nNickel \nDuring the month under analysis, nickel prices \ndeclined by 4.35%, from a monthly average of \nUS$20,718.61 per tonne in August 2023 to \nUS$19,817.76 per tonne. The decrease was due \nto the subdued demand outlook, primarily \ndriven by China, the world's largest consumer \nof metals. Figure 2 provides an overview of the \nprice developments for base metals for the \nperiod from September 2020 to September \n2023. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2023 \n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\nSep-20\nJan-21\nMay-21\nSep-21\nJan-22\nMay-22\nSep-22\nJan-23\nMay-23\nSep-23\nGold\nPalladium\nPlatinum (RHS)\n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nSep-20\nNov-20\nJan-21\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nCopper\nNickel (RHS)\n \n \n \n5 \n \nBrent Crude Oil \n \nBrent crude oil prices rose by a significant \n8.58%, from a monthly average of US$85.05 \nper barrel in August 2023 to US$92.36 per \nbarrel in September 2023. This was driven by a \npositive demand outlook and efforts by OPEC+ \nmembers to restrict supply. In addition, the \nUnited States reported a significant decline in \ninventories, while Saudi Arabia extended its \nproduction cuts that are expected to last until \nthe year end, further bolstering oil prices. \nFigure 3 presents the price trends for Brent \ncrude oil for the period from September 2020 \nto September 2023. \n \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2023 \n \nLithium \n \nLithium prices retreated by 20.50%, from \nUS$35,683.04 per tonne in the prior month to \nUS$28,366.67 per tonne in September 2023. \nThis was largely due to weakened demand for \nbattery electrolytes and battery cells. Figure 4 \nshows price developments for lithium for the \nperiod from February 2023 to September 2023. \nFigure 4: Lithium Prices (US$/tonne) \nFebruary – August 2023 \n \nLondon Metal Exchange, 2023 \n \nMERCHANDISE TRADE DEVELOPMENTS \n \nThe country’s total merchandise trade for \nSeptember 2023 stood at US$1,450.2 million, \ndown by 1.3% from US$1,469.9 million \nrecorded in the previous month. The decline in \ntotal trade was underpinned by a decrease in \nimports. However, on a yearly basis, total \nmerchandise trade rose by about 10.1%, from \nUS$1,317.2 \nmillion \nrecorded \nin \nthe \ncorresponding month in 2022. \n \nMerchandise Exports \n \nIn September 2023, the country's merchandise \nexports amounted to US$678.0 million, \nreflecting a 4.3% increase compared to \nUS$649.8 million realised in the previous \nmonth. The growth was primarily on account of \nthe significant rise in gold exports. \n0\n20\n40\n60\n80\n100\n120\n140\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nUS$/barrel\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nMar-23\nMay-23\nJul-23\nSep-23\n \n \n \n6 \n \nFigure 5 shows the developments on the \ncountry's merchandise exports for the period \nfrom January 2022 to September 2023. \n \nFigure 5: Merchandise Trade (US$ m) \n \nSource: ZIMSTAT, 2023 \nThe country’s major export commodities \nduring the month of September 2023 consisted \nof gold at 29.6% of total exports, PGMs \n(Platinum Group Metals), 20.4%, tobacco, \n17.7%, and ferrochromium, 4.8%. However, \nexport earnings from PGMs declined by 14.9%, \ncompared to the previous month, largely due \nthe decline in prices. \n \nTable 1 provides an overview of the \ndevelopments in the country's exports during \nmonths of August and September 2023. \n \n \n \n \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \n \n \nAug-23 \n(US$m) \nSep-23 \n(US$m) \nAug - Sep \nChanges \n(%) \nShare of \nExports \n(%) \nSep-23 \nTotal \n649.8 \n678.0 \n4.3 \n100.0 \nOf Which: \n \n \n \n \nPGMs* \n140.6 \n200.5 \n42.6 \n29.6 \nGold \n162.3 \n138.1 \n-14.9 \n20.4 \nTobacco \n(Inc. \ncigarettes) \n96.3 \n119.9 \n24.5 \n17.7 \nFerro-\nchromium \n24.0 \n32.6 \n35.9 \n4.8 \nChromium \nores & \nconcentrat\nes \n4.6 \n10.9 \n135.7 \n1.6 \nCane sugar \n7.9 \n6.2 \n-22.2 \n0.9 \nIndustrial \ndiamonds \n15.0 \n5.9 \n-60.4 \n0.9 \nCoal \n11.4 \n7.1 \n-38.2 \n1.0 \nCotton \n3.5 \n4.9 \n39.0 \n0.7 \nGranite \n2.9 \n2.4 \n-15.8 \n0.4 \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \n *PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nThe primary recipients of the country's exports \nduring the month under review were the United \nArab Emirates (30.0%), China (26.7%), South \nAfrica (23.3%), and Belgium (4.8%). An \nanalysis of export destinations by region \nreveals that Asia accounted for the largest share \n(57.5%), followed by Africa (38.7%), Europe \n(5.5%), and the Americas (1.6%). Figure 6 \ndepicts the top ten export destination markets \nfor the country during the reporting period. \n \n \n \n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\nJan Feb Mar Apr May Jun\nJul\nAug Sep\n2022\n2023\n \n \n \n7 \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Imports \n \nIn September 2023, the country's import bill \ntotalled US$772.2 million, representing a 5.8% \ndecline compared to US$820.1 million, \nrecorded in the previous month. However, \nmerchandise imports for the reporting month \nwere slightly higher than those recorded in the \nsame month in 2022, as shown in Figure 7. \n \nFigure 7: Merchandise Imports classified by \nHS Codes (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nThe country's major imports comprised of \ndiesel, petrol, machinery, and fertilisers, which \naccounted for 11.4%, 5.5%, 4.8%, and 3.1% of \nthe total imports, respectively, as shown in \nTable 2. \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \n \nAug-23 \n(US$m) \nSep-23 \n(US$m) \nAug-\nSep \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nSep-23 \nTotal \n820.1 \n772.2 \n-5.8 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n85.7 \n88.4 \n3.2 \n11.4 \nLeaded \npetrol \n41.1 \n42.5 \n3.6 \n5.5 \nMachinery \n42.3 \n37.0 \n-12.7 \n4.8 \nFertilisers \n18.2 \n24.1 \n32.5 \n3.1 \nCrude soya \nbean oil \n14.6 \n16.1 \n10.3 \n2.1 \nStructures & \nparts of \nstructures \n7.1 \n13.3 \n88.0 \n1.7 \nWheat \n12.2 \n12.2 \n0.0 \n1.6 \nElectricity \n10.3 \n11.3 \n9.3 \n1.5 \nMedicaments \n34.8 \n11.1 \n-70.8 \n1.4 \nMaize \n1.6 \n10.1 \n528.1 \n1.3 \nSource: ZIMSTAT & RBZ Calculations, 2023 \nThe country sourced imports mainly from \nSouth Africa at 42.8% of total imports, China \n(11.6%), Bahrain (7.1%), and the Bahamas \n(7.1%), Mozambique, 3.6% and Mauritius, \n3.0%, as shown in Figure 8 \n \n \n \n \n \n30.0\n26.7\n23.3\n4.8\n2.3\n2.3\n1.6\n0.8\n0.8\n0.7\n0.0\n10.0\n20.0\n30.0\n40.0\nUnited Arab Emirates\nChina\nSouth Africa\nBelgium\nMozambique\nZambia\nViet Nam\nIndia\nKenya\nNetherlands\n0\n200\n400\n600\n800\n1000\nJan Feb Mar Apr May Jun Jul Aug Sep\n2022\n2023\n \n \n \n8 \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Trade Balance \nThe country’s trade deficit stood at US$94.2 \nmillion, down from US$170.3 million recorded \nin the previous month. \n \nFigure 9 shows the country’s trade balance for \nthe period from January to September 2023. \n \n \n \n \n \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 9: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZW$15 714.07 billion in September 2023, \ncompared to ZW$13 411.78 billion recorded \nthe previous month. \nThe money stock was composed of foreign \ncurrency deposits, 82.89%; local currency \ndeposits, 17.04%; and currency in circulation, \n0.07%. \n \n \n \n \n42.8\n11.6\n7.1\n7.1\n3.6\n3.0\n2.6\n2.4\n1.4\n1.4\nSouth Africa\nChina\nBahrain\nBahamas\nMozambique\nMauritius\nUnited Arab Emirates\nZambia\nHong Kong\nIndia\n654.2\n641.5\n603.2\n649.8\n678.0\n850.3\n727.4\n783.1\n819.9\n772.2\n-196.1\n-85.9\n-179.8\n-170.1\n-94.2\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nMay-23\nJul-23\nSep-23\nExports\nImports\nTrade Balance\n \n \n \n9 \n \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2023 \n \nOn a month-on-month basis, broad money \nincreased by 17.17% in September 2023 \ncompared to 3.14% in August 2023. The \nincrease in money supply largely reflected an \nexpansion of 21.00% in the foreign currency \ncomponent, indicating the impact of valuation \nchanges owing to exchange rate depreciation. \nIn addition, the US dollar equivalent value of \nforeign currency deposits recorded a month-on-\nmonth growth of 2.05%. \nCredit to the private sector recorded a monthly \nincrease of ZW$1 517.27 billion, largely \nreflecting valuation changes owing to exchange \nrate depreciation. Over the same period, net \nclaims on Government by the banking sector \nincreased by ZW$455.63 billion. \nOn an annual basis, broad money registered an \nincrease of 719.66%, compared to 733.59% in \nAugust 2023. The expansion in foreign \ncurrency deposits accounted for 612.98 \npercentage points of the 719.66% annual \ngrowth in broad money. The local currency \ncomponent of money supply accounted for \n106.68%. \nThe annual increase in broad money largely \nreflected a nominal change in credit to the \nprivate sector of ZW$8 320.59 billion \n(877.85%). \n \nOutstanding credit to the private sector was \nmainly \nchannelled \nto \nhouseholds \nand \nagriculture, which received 23.31% and \n16.77% of the total credit, respectively. The \nmanufacturing and distribution sectors received \n16.74% and 9.44% of the credit, respectively. \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \n \nFigure 11: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2023 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 38.56%; inventory \nbuild-up, \n25.66%; \nand \nfixed \ncapital \ninvestments, 13.48%. \n \n \n \n \n \nNCDs, \n0.02%\nLocal Currency Time , \n1.47%\nFX Time \nDeposits, 4.55%\nLocal Currency \nTransferable , 15.56%\nFX \nTransferable \nDeposits, \n78.33%\nCurrency in \nCirculation, \n0.07%\nHouseholds\n23.31%\nAgriculture\n16.77%\nMining\n12.71%\nManufacturing\n16.74%\nDistribution\n9.44%\nConstruction\n1.98%\nTransport \n& \nCommunica\ntions\n2.80%\nServices\n10.04%\nFinancial Org. & \nInvestments\n6.20%\nOther\n0.01%\n \n \n \n10 \n \nSTOCK MARKET DEVELOPMENTS \n \nZimbabwe Stock Exchange (ZSE) \n \nDuring the month of September 2023, the \nZimbabwe Stock Exchange (ZSE) exhibited \nmixed sentiments. As a result, the All Share, \nMedium Cap and Small Cap indices rose by \n1.20%, 10.75% and 27.38% to close at 642.42 \npoints, 498 045.42 points and 2 955 646.81 \npoints, respectively. The Top 10 and Top 15 \nindices, however, shed 3.52% and 5.49% to \nclose at 56 560.21 points and 76 687.01, \nrespectively. \n \nZSE mining index gained 15.00% to close at \n125 531.67 points, compared to 109 159.36 \npoints recorded in the previous month. \n \nOn a yearly basis, the All Share, Top 10, Top \n15, Medium and Small Cap indices increased \nby 757.33%, 518.14%, 662.94%, 1 614.34% \nand 511.16%, to close at 126 642.42 points, 56 \n560.21 points, 76 687.01 points and 498 045.42 \npoints, respectively. This compares to 14 \n771.65 points, 9 140.55 points, 10 051.47 \npoints, 29 051.67 points and 483 615.64 points \nrecorded in the comparable period last year, \nrespectively. \n \nVEFX mining index rose by 563.14%, from 18 \n929.75 points registered in September 2022. \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \nSource: Zimbabwe Stock Exchange, 2023 \nThe cumulative volume and value of shares \ntraded on the ZSE increased by 231.57% and \n132.85% to 344.36 million shares and \nZW$91.31 billion, respectively. The increase in \nmarket turnover was largely due to a negotiated \ndeal in which 227 million First Mutual \nHoldings Limited shares exchanged hands at \nZW$196 per share. \n \nThe proportion of foreign purchases to the \nvalue of shares traded, however, declined to \n0.07%, from 10.02% recorded in August 2023. \n \nConcomitantly, the net foreign position \nworsened to -ZW$5.67 billion in September \n2023, from -ZW$3.44 billion recorded in \nAugust 2023. \n \n5,000\n25,000\n45,000\n65,000\n85,000\n105,000\n125,000\n145,000\n5000\n30000\n55000\n80000\n105000\n130000\n155000\n180000\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n11 \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2023 \nDuring the week under analysis, ZSE market \ncapitalization increased by ZW$149.92 billion, \nor 1.54% worth of capitalization to close at \nZW$9 873.49 billion. \n \n \nOn a year-on-year basis, ZSE capitalization \nrose by 442.75%, from ZW$1 819.16 billion \nrecorded in August 2022. \n \nVictoria Falls Stock Exchange (VFEX) \n \nThe Victoria Falls Stock Exchange (VFEX) \nmaintained a bullish trend for the second \nconsecutive month. As a result, the VFEX All \nShare index rose by 3.70% to close at 74.50 \npoints, from 71.85 points recorded in August \n2023. \n \nHowever, on an annual basis, the VFEX All \nShare index lost 47.96%, from 143.16 points \nrecorded in September 2022. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2023 \n \nVFEX Market Capitalization \nOwing to improved trading activity on the \nVFEX market during the month under review, \nthe United States dollar denominated bourse \ngained 3.70% to US$1.27 billion, compared to \nUS$1.23 billion recorded in the previous \nmonth. \n \n \n \n \n \n \n \n \n \n \n \n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\n90,000\n100,000\n110,000\n0\n100\n200\n300\n400\n500\n600\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n60\n70\n80\n90\n100\n110\n120\n130\n140\n150\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n \n \n \n12 \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ b) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2023 \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n10.2% to ZW$30.10 trillion, from ZW$27.31 \ntrillion recorded in August 2023. NPS \ntransactions volumes also increased by 4.0%, \nfrom 55.28 million in August 2023 to 57.54 \nmillion in September 2023. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \nincreased by 4.1% to ZW$18.96 trillion, from \nZW$17.96 trillion in August 2023. The volume \nof RTGS transactions also increased by 8.6%, \nfrom 0.89 million in August 2023 to 0.96 \nmillion in September 2023. \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions stood at \nZW$7.69 trillion in August 2023, down from \nZW$9.42 trillion recorded in the preceding \nmonth. \nCash Transactions \nCash transactions amounted to ZW$1.70 \ntrillion in September 2023, from ZW$1.27 \ntrillion in August 2023. \nCard Transactions \nCard based transactions increased from \nZW$1.70 trillion in August 2023 to close at \nZW$2.00 trillion, during the month under \nanalysis. \n \n \n \n0.00\n0.20\n0.40\n0.60\n0.80\n1.00\n1.20\n1.40\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nUS$ Billion\n -\n 2,000.0\n 4,000.0\n 6,000.0\n 8,000.0\n 10,000.0\n 12,000.0\n 14,000.0\n 16,000.0\n 18,000.0\n 20,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n \n \n13 \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation increased by 0.7 \npercentage points from 17.7% in August 2023, \nto 18.4% in September 2023. This followed an \nincrease in food annual inflation, from 17.9% \nin August 2023 to 23.1% in September 20232. \n \nMonthly Inflation \n \nThe month-on-month inflation rate rose to \n1.0% in September 2023, from -1.3% in August \n2023, driven by increases in both food and non-\nfood inflation. \n \nFood inflation increased from -1.8% in August \n2023 to 1.1% in September 2023. Monthly \nnon-food inflation also rose from -1.1% to \n0.91% over the same period. \n \n \n \n \n \n \n \nFigure 17: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2023 \n \nNOVEMBER 2023 \nRESERVE BANK OF ZIMBABWE \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2 The Zimbabwe Statistical Agency, (ZIMSTAT), \nrevised their methodology for calculating inflation, \nwhich resulted in the release of a new CPI series with \nAugust 2023 as the base period. \n \n-5.00\n0.00\n5.00\n10.00\n15.00\n20.00\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nFood and non alcoholic beverages\nNon food\nAll Items\n \n14 \n \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n16 \n 2. Central Bank Survey \n \n \n \n \n \n \n17 \n \n3. Other Depository Corporations Survey \n \n \n \n \n18 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n19 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n20 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n21 \n 5.2 Liabilities \n \n \n \n \n22 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n23 \n 6.2 Liabilities \n \n \n \n \n \n \n24 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n25 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n26 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n27 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n28 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n29 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n30 \n \n External Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n15 \n \n \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n33 \n \n National Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n34 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n35 \n \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n36 \n \n \n \n \n \n \n \n \n \n \n 16 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nNet Foreign Assets\n-1,954,300,330.22 -2,033,984,124.20 -2,085,714,926.41 -2,301,765,618.46 -2,768,770,567.35 -2,973,301,439.14 -3,029,571,037.94 -3,592,508,488.23\n-8,614,351,669.20 -17,037,826,284.18 -14,270,652,392.93 -14,337,307,783.85 -16,543,175,351.51\nCentral Bank(net)\n-2,540,535,213.92 -2,594,453,844.31 -2,593,755,912.16 -2,780,839,763.05 -3,343,568,149.26 -3,725,651,869.12 -3,773,983,623.21 -4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43 -17,908,236,910.38 -17,794,218,195.35 -20,399,608,502.41\nForeign Assets\n423,342,143.07\n420,613,636.26\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\n2,357,413,332.73\n2,869,139,839.85\nForeign Liabilities\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\n20,206,777,545.43\n20,151,631,528.08\n23,268,748,342.26\nOther Depository Corporations(net)\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\nForeign Assets\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\nForeign Liabilities\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\nNet Domestic Assets (NDA)\n3,871,453,855.67\n3,914,796,933.13\n4,157,026,534.98\n4,639,992,601.29\n5,466,131,034.04\n5,901,544,727.24\n6,224,896,705.38\n7,191,111,363.85\n15,853,317,101.49\n31,313,301,345.50\n27,274,104,611.26\n27,749,089,859.15 32,257,244,143.95\nDomestic Claims\n1,371,017,098.26\n1,420,546,462.01\n1,634,150,767.46\n1,887,872,636.21\n2,178,096,571.94\n2,412,375,453.77\n2,817,271,797.47\n3,128,143,876.12\n6,606,083,920.89\n10,786,056,145.65\n11,207,654,299.27\n11,130,787,030.69 13,243,831,437.83\nClaims on Central Government(net)\n270,091,555.64\n263,657,275.07\n350,064,095.72\n474,594,482.66\n468,584,636.74\n482,484,485.80\n627,021,736.70\n809,483,964.69\n1,453,508,596.11\n-321,410,956.46\n2,032,323,436.46\n2,150,580,804.93\n2,606,214,821.09\nClaims on Central Government\n408,193,113.30\n426,472,842.49\n532,069,052.32\n633,310,020.08\n781,764,304.23\n961,476,154.82\n1,030,581,569.13\n1,109,723,491.62\n1,853,707,138.97\n3,237,920,191.20\n3,137,951,747.03\n3,471,122,173.32\n3,948,824,640.88\nCentral Bank\n264,613,071.80\n274,598,654.32\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\nODCs\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\nLess Liabilities to Central Government\n138,101,557.65\n162,815,567.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\n478,991,669.02\n403,559,832.42\n300,239,526.93\n400,198,542.86\n3,559,331,147.66\n1,105,628,310.57\n1,320,541,368.39\n1,342,609,819.78\nCentral Bank\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\nODCs\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\nClaims on Other Sectors\n1,100,925,542.62\n1,156,889,186.94\n1,284,086,671.74\n1,413,278,153.55\n1,709,511,935.20\n1,929,890,967.97\n2,190,250,060.77\n2,318,659,911.43\n5,152,575,324.78\n11,107,467,102.11\n9,175,330,862.81\n8,980,206,225.76\n10,637,616,616.74\nOther Financial Corporations\n18,825,212.19\n143,782,090.97\n143,554,205.91\n162,860,664.99\n176,029,053.38\n189,742,321.73\n202,939,856.36\n127,476,071.53\n204,879,115.02\n372,829,596.47\n286,485,380.68\n286,556,911.67\n345,395,684.06\nState and Local Government\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\nPublic Non Financial Corporations\n133,928,821.97\n145,038,366.23\n150,370,660.24\n161,725,797.02\n198,192,725.01\n221,082,772.48\n244,918,005.85\n282,369,808.93\n680,427,260.99\n1,426,648,513.58\n1,144,767,740.03\n942,115,955.79\n1,023,405,149.25\nPrivate Sector\n947,865,180.05\n867,726,767.22\n989,858,253.51\n1,088,409,078.41\n1,335,038,917.19\n1,518,868,431.51\n1,742,242,420.81\n1,908,714,754.59\n4,267,188,606.15\n9,307,905,990.36\n7,744,009,668.94\n7,751,457,555.47\n9,268,723,734.89\nCentral Bank\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\nODCs\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\nOther Items(Net)\n-2,500,436,757.40 -2,494,250,471.13 -2,522,875,767.52 -2,752,119,965.08 -3,288,034,462.10 -3,489,169,273.48 -3,407,624,907.90 -4,062,967,487.72\n-9,247,233,180.60 -20,527,245,199.85 -16,066,450,311.99 -16,618,302,828.46 -19,013,412,706.11\nShares and Other Equity\n-2,353,032,948.01 -2,415,295,348.56 -2,460,253,452.61 -2,434,507,949.48 -2,961,726,923.10 -3,217,266,965.75 -3,126,405,163.73 -3,579,533,655.47\n-9,203,936,084.43 -19,402,711,215.33 -14,321,122,638.86 -14,203,729,090.13 -16,555,368,520.87\nLiabilities to Other Financial Corporations\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\nRestricted Deposits\n33,027,186.30\n47,084,275.28\n59,785,332.00\n42,455,011.89\n52,836,636.96\n95,262,450.25\n116,383,765.15\n168,057,733.95\n452,445,666.52\n929,649,277.24\n832,146,281.94\n481,313,635.70\n652,311,438.83\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-181,018,174.35\n-126,801,860.37\n-122,747,262.48\n-360,819,506.73\n-379,819,710.07\n-370,273,739.26\n-401,318,137.73\n-657,910,369.64\n-526,326,106.66\n-2,118,505,135.97\n-2,635,730,123.79\n-2,952,638,982.49\n-3,200,388,021.66\nBroad Money-M3\n1,917,153,525.45\n1,880,812,808.93\n2,071,311,608.56 2,338,226,982.83\n2,697,360,466.69\n2,928,243,288.10\n3,195,325,667.44\n3,598,602,875.61\n7,238,965,432.29\n14,275,475,061.32\n13,003,452,218.33\n13,411,782,075.30 15,714,068,792.44\nSecurities Other than Shares Included in Broad \nMoney\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\n1,843,391.22\n4,659,433.86\n4,243,581.90\n2,137,443.55\n3,182,683.74\n2,685,488.92\nBroad Money-M2\n1,903,106,030.11\n1,865,253,945.05\n2,057,873,086.69\n2,324,078,018.07\n2,682,303,994.66\n2,912,531,632.80\n3,179,243,047.93\n3,596,759,484.40\n7,234,305,998.43\n14,271,231,479.42\n13,001,314,774.78\n13,408,599,391.56\n15,711,383,303.52\nOther Deposits\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\nof which Foreign Currency Accounts\n77,583,912.71\n97,520,415.67\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\nNarrow Money-M1\n1,746,038,037.35\n1,698,802,699.18\n1,868,674,949.05 2,090,666,237.62\n2,407,265,283.35\n2,618,757,381.64\n2,846,507,551.90\n3,327,871,127.16\n6,679,000,239.69\n13,204,658,167.27\n12,176,656,804.16\n12,548,397,342.75 14,765,873,592.55\nTransferable Deposits\n1,742,120,578.98\n1,694,712,870.55\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n2,612,610,043.68\n2,840,026,628.31\n3,320,722,893.78\n6,671,063,283.95\n13,196,303,401.12\n12,166,873,421.72\n12,538,725,239.63\n14,755,523,314.82\n Of which Foreign Currency Accounts\n1,196,206,879.78\n1,131,298,129.20\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\n1,754,513,308.92\n1,869,072,784.19\n2,148,792,572.06\n5,274,426,984.71\n11,635,488,089.25\n10,099,330,132.00\n10,173,498,286.11\n12,310,342,777.52\nCurrency Outside Depository Corporations\n3,917,458.37\n4,089,828.63\n4,108,746.53\n4,210,142.14\n4,740,785.16\n6,147,337.96\n6,480,923.60\n7,148,233.38\n7,936,955.74\n8,354,766.15\n9,783,382.43\n9,672,103.13\n10,350,277.73\nMemorandum Items\nReserve Money\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\nFCAs as a Percentage of Deposits in M3\n62.5%\n60.3%\n58.6%\n56.9%\n60.4%\n60.0%\n58.6%\n59.8%\n72.9%\n87.5%\n77.7%\n75.9%\n78.4%\nEnd Period Exchange Rate\n621.89\n632.77\n654.93\n684.33\n796.52\n889.13\n929.86\n1,047.44\n2,577.06\n5,739.80\n4,516.80\n4,608.11\n5,466.75\nSource: Reserve Bank of Zimbabwe, 2023\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n17 \n \n \nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nNet Foreign Assets\n-2,540,535,213.92 -2,594,453,844.31 -2,593,755,912.16 -2,780,839,763.05 -3,343,568,149.26 -3,725,651,869.12 -3,773,983,623.21 -4,391,029,727.11 -10,520,227,418.97 -20,905,102,725.43 -17,908,236,910.38 -17,794,218,195.35 -20,399,608,502.41\nClaims on Non Residents\n423,342,143.07\n420,613,636.26\n461,596,127.82\n653,511,533.22\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\n5,000,570,393.09\n2,298,540,635.06\n2,357,413,332.73\n2,869,139,839.85\nOfficial Reserves Assets\n270,927,656.44\n265,887,215.65\n301,307,551.70\n408,577,461.48\n261,809,981.40\n249,068,733.08\n171,692,411.97\n146,106,760.95\n332,915,935.99\n2,747,791,086.61\n550,426,343.44\n609,700,872.98\n873,028,937.84\nOther Foreign Assets\n152,414,486.62\n154,726,420.61\n160,288,576.12\n244,934,071.75\n325,157,903.30\n366,364,910.31\n393,280,706.32\n341,006,760.85\n937,082,270.13\n2,252,779,306.49\n1,748,114,291.61\n1,747,712,459.75\n1,996,110,902.01\nLess Liabilities to Non Residents\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,434,351,296.28\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\n25,905,673,118.52\n20,206,777,545.43\n20,151,631,528.08\n23,268,748,342.26\nShort Term Liabilities\n1,387,742,749.22\n1,398,159,992.55\n1,431,029,164.32\n1,701,709,036.15\n1,909,558,866.94\n2,114,914,934.40\n2,213,818,403.03\n2,487,318,302.19\n6,071,100,761.93\n13,223,388,517.77\n10,191,496,163.68\n10,241,615,661.93\n508,139,221.79\nOther Foreign Liabilities*\n1,576,134,607.76\n1,616,907,488.02\n1,624,322,875.66\n1,732,642,260.13\n2,020,977,167.02\n2,226,170,578.11\n2,125,138,338.48\n2,390,824,946.71\n5,719,124,863.17\n12,682,284,600.75\n10,015,281,381.75\n9,910,015,866.15\n22,760,609,120.47\n of which blocked funds\n762,984,490.22\n783,864,733.61\n742,874,154.66\n800,314,020.03\n918,840,100.80\n1,016,910,134.72\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\n4,846,720,895.68\n3,809,201,616.00\n3,638,215,070.80\n4,306,782,215.73\nNet Domestic Assets (NDA)\n2,627,633,649.47\n2,686,722,006.25\n2,692,616,574.53\n2,884,883,957.73\n3,466,565,811.34 3,929,688,003.03 4,006,880,277.83 4,667,525,806.22\n11,040,839,328.64\n21,970,001,166.44\n18,911,280,665.28\n18,856,310,785.44\n21,712,015,794.14\nDomestic Claims\n241,166,538.97\n235,988,125.06\n281,625,189.08\n327,159,834.74\n344,411,001.58\n335,732,732.21\n472,690,115.90\n659,259,617.17\n1,372,281,553.64\n119,647,192.81\n1,998,051,204.96\n1,989,009,848.49\n2,124,654,018.98\nNet Claims on Central Government\n135,218,762.79\n118,456,743.03\n157,861,567.95\n193,502,848.44\n190,370,159.19\n160,578,844.90\n272,152,063.05\n427,038,554.01\n846,395,323.03\n-880,708,099.75\n1,163,345,993.77\n1,334,037,332.32\n1,392,198,926.28\nClaims on Central Government\n264,613,071.80\n274,598,654.32\n333,135,150.34\n344,351,637.74\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\nOf which: Securities Other than Shares\n24,148,817.33\n32,085,268.08\n58,861,123.74\n93,911,678.51\n115,798,163.17\n141,163,866.74\n163,408,985.73\n197,483,744.44\n491,408,539.76\n1,282,058,425.55\n1,041,256,825.36\n1,354,647,836.07\n1,738,161,413.25\nLoans\n240,464,254.47\n242,513,386.24\n274,274,026.60\n250,439,959.22\n345,930,338.13\n487,366,456.84\n506,114,184.46\n520,092,134.91\n704,673,598.81\n963,954,456.29\n847,281,667.16\n918,405,362.59\n882,144,726.34\n Loans and Advances\n69,822,405.65\n71,871,537.43\n103,632,177.79\n83,409,676.25\n92,638,154.51\n100,736,810.22\n112,483,069.83\n126,461,020.28\n298,686,901.35\n557,967,758.83\n441,294,969.70\n453,167,575.54\n416,906,939.29\nAmounts Due from Gvt including SDR Draw\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n253,292,183.61\n386,629,646.61\n393,631,114.63\n393,631,114.63\n405,986,697.46\n405,986,697.46\n405,986,697.46\n465,237,787.05\n465,237,787.05\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\nOf which: Deposits\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\n3,126,720,981.59\n725,192,498.74\n939,015,866.34\n1,228,107,213.32\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n105,947,776.18\n117,531,382.02\n123,763,621.12\n133,656,986.31\n154,040,842.39\n175,153,887.31\n200,538,052.85\n232,221,063.16\n525,886,230.61\n1,000,355,292.57\n834,705,211.19\n654,972,516.17\n732,455,092.70\nOther Financial Corporations\n3,202,283.90\n3,211,903.39\n3,213,198.55\n8,835,802.24\n9,415,510.50\n10,113,325.42\n10,623,469.30\n10,883,730.62\n10,991,470.34\n12,986,635.27\n12,976,151.03\n13,602,645.94\n14,588,403.94\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n92,396,112.07\n101,596,682.38\n107,131,115.83\n111,380,893.58\n130,305,094.55\n149,674,109.51\n171,503,627.58\n200,192,374.04\n491,887,660.82\n963,938,268.05\n778,956,909.14\n579,963,269.97\n638,411,611.26\nPrivate Sector\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,290.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\nClaims on Other Depository Corporations\n40,716,900.04\n42,205,302.85\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\nOf which: Loans\n40,716,900.04\n42,205,302.85\n34,171,755.59\n24,419,539.95\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\nOther Liabilities to ODCs\n514,761,587.21\n554,976,245.35\n681,837,090.96\n685,265,981.82\n730,178,263.75\n655,353,298.81\n642,344,547.18\n750,760,102.33\n1,433,201,083.09\n2,673,344,290.58\n2,908,051,423.81\n3,106,048,719.94\n3,107,865,677.76\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n247,261,242.79\n280,589,071.79\n355,098,840.61\n373,427,746.87\n355,071,440.18\n307,661,257.90\n318,264,602.32\n358,416,719.69\n479,833,629.00\n683,711,355.79\n1,196,912,067.35\n1,309,913,863.13\n1,094,629,530.65\nOther Items(Net)\n-2,860,511,797.67 -2,963,504,823.70 -3,058,656,720.83 -3,218,570,564.85 -3,811,099,538.68 -4,205,812,628.87 -4,130,691,813.85 -4,712,021,791.09 -10,984,933,611.94 -24,256,074,208.16 -19,559,977,562.21 -19,734,596,625.30 -22,488,218,425.97\nShares and Other Equity\n-2,881,231,066.44 -2,968,624,968.16 -3,039,020,578.83 -3,148,249,301.82 -3,673,971,825.27 -4,085,919,716.08 -4,078,823,961.23 -4,620,636,211.04 -11,291,316,467.09 -25,202,259,045.14 -19,805,080,179.46 -19,579,648,458.36 -22,753,122,010.85\nOther Items(Net)\n-13,728,304.53\n-44,526,215.42\n-90,829,827.08\n-118,055,939.45\n-221,456,181.24\n-233,402,893.37\n-175,955,067.06\n-276,252,783.87\n-165,894,326.27\n-1,658,390.99\n-603,417,014.29\n-652,393,199.08\n-396,662,893.13\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n34,447,573.30\n49,646,359.89\n71,193,685.08\n47,734,676.42\n84,328,467.83\n113,509,980.58\n124,087,214.44\n184,867,203.81\n472,277,181.43\n947,843,227.98\n848,519,631.54\n497,445,032.14\n661,566,478.01\nMonetary Base \n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,044,194.67\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67 1,064,898,441.01 1,003,043,754.90 1,062,092,590.09 1,312,407,291.74\nBond Coins\n99,710.63\n99,711.37\n99,645.37\n99,645.38\n99,645.41\n99,645.43\n97,745.29\n90,572.71\n83,649.70\n80,542.92\n79,344.94\n79,163.84\n79,154.38\nBond Notes\n6,740,568.25\n7,012,718.25\n7,260,471.73\n7,472,198.27\n7,439,947.85\n7,927,761.49\n8,414,729.87\n8,902,316.39\n8,960,488.74\n10,258,707.59\n11,193,057.46\n11,885,047.43\n12,736,767.90\nLiabilities to ODCs\n80,258,156.68\n85,155,732.33\n91,500,545.27\n96,472,351.03\n115,458,068.82\n196,008,726.99\n224,384,179.46\n267,503,190.02\n511,567,771.23 1,054,559,190.50\n991,771,352.50 1,050,128,378.82 1,299,591,369.47\n Local Currency Reserve Deposits\n36,208,286.92\n39,251,684.88\n45,031,513.47\n51,076,733.16\n56,112,655.93\n63,026,207.68\n72,736,726.53\n86,910,489.22\n105,795,700.01\n182,612,061.98\n243,159,063.25\n295,859,644.01\n344,623,158.66\n Foreign Currency Reserve Deposits\n43,949,504.76\n45,803,682.45\n46,368,666.81\n45,295,252.88\n59,244,974.53\n132,882,154.31\n151,547,087.93\n180,492,335.81\n405,671,706.23\n871,846,763.53\n718,611,889.52\n724,265,967.76\n924,967,845.81\n Exess reserves \n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,438.36\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n30,000,399.73\n30,002,767.04\n30,000,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2023\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n18 \n \n \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nNet Foreign Assets\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\nClaims on Non Residents\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\nOf Which: Foreign Currency\n292,402,245.17\n300,240,300.44\n286,365,213.60\n295,435,074.49\n381,966,212.75\n436,062,788.15\n425,326,479.00\n462,081,408.59\n1,048,116,376.82\n2,249,201,574.76\n1,584,403,308.04\n1,505,916,176.81\n2,015,621,585.66\nDeposits\n435,192,058.43\n412,875,019.01\n359,879,184.65\n359,872,194.36\n387,899,225.52\n540,045,460.79\n573,864,075.80\n652,301,901.26\n1,639,116,293.75\n3,441,353,382.68\n3,502,402,457.26\n3,423,237,567.41\n3,515,981,784.12\nOther\n2,925,585.55\n1,438,608.89\n1,440,334.07\n1,581,747.89\n1,836,119.68\n2,016,591.60\n2,290,917.65\n3,281,237.94\n3,802,932.12\n16,819,067.74\n13,134,469.43\n13,524,856.19\n15,509,855.15\nLess Liabilities to Non Residents\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\nOf Which: Deposits\n82,156,742.51\n90,971,607.55\n92,797,127.97\n89,384,232.63\n93,815,500.56\n109,244,589.40\n121,808,803.93\n153,776,940.69\n378,197,467.04\n820,337,332.33\n764,960,085.21\n772,511,911.80\n827,268,243.95\nLoans\n62,128,262.94\n63,112,600.68\n46,846,618.61\n88,430,639.51\n103,088,475.48\n116,529,821.16\n135,260,083.25\n165,366,368.23\n406,962,385.88\n1,019,760,251.61\n697,395,632.08\n713,256,277.09\n863,411,830.08\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n1,325,580,796.37\n1,313,691,175.57\n1,547,753,523.21\n1,849,663,031.57\n2,086,330,268.75\n2,151,497,989.83\n2,436,728,709.28\n2,776,123,933.49\n5,305,321,211.88\n10,381,649,903.19\n9,339,710,968.86\n9,929,068,164.23 11,838,030,324.64\nDomestic Claims\n1,129,850,559.29\n1,184,558,336.95\n1,352,525,578.38\n1,560,712,801.46\n1,833,685,570.36\n2,076,642,721.56\n2,344,581,681.58\n2,468,884,258.96\n5,233,802,367.26\n10,666,408,952.84\n9,209,603,094.31\n9,141,777,182.20\n11,119,177,418.85\nNet Claims on Central Government\n134,872,792.86\n145,200,532.03\n192,202,527.77\n281,091,634.22\n278,214,477.55\n321,905,640.90\n354,869,673.65\n382,445,410.68\n607,113,273.08\n559,297,143.29\n868,977,442.69\n816,543,472.61\n1,214,015,894.82\nClaims on Central Government\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\nSecurities\n143,464,932.04\n151,757,709.91\n198,814,372.89\n288,843,960.96\n319,807,352.36\n332,626,867.19\n360,626,182.29\n391,587,790.26\n653,025,854.60\n981,773,844.67\n1,242,045,163.04\n1,190,599,025.63\n1,318,582,684.20\nLoans\n115,109.46\n116,478.26\n119,529.09\n114,421.39\n228,450.57\n318,964.05\n432,216.64\n559,822.02\n4,599,145.80\n10,133,464.70\n7,368,091.47\n7,469,949.03\n9,935,817.09\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n0.00\nLess Liabilities to Central Government\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\nOf which: Deposits\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n994,977,766.44\n1,039,357,804.92\n1,160,323,050.62\n1,279,621,167.24\n1,555,471,092.81\n1,754,737,080.66\n1,989,712,007.92\n2,086,438,848.27\n4,626,689,094.18\n10,107,111,809.54\n8,340,625,651.62\n8,325,233,709.58\n9,905,161,524.04\nOther Financial Corporations\n15,622,928.29\n140,570,187.59\n140,341,007.36\n154,024,862.75\n166,613,542.88\n179,628,996.31\n192,316,387.05\n116,592,340.90\n193,887,644.68\n359,842,961.20\n273,509,229.65\n272,954,265.73\n330,807,280.13\nState and Local Government\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\nPublic Non Financial Corporations\n41,532,709.91\n43,441,683.85\n43,239,544.41\n50,344,903.44\n67,887,630.46\n71,408,662.97\n73,414,378.27\n82,177,434.89\n188,539,600.17\n462,710,245.53\n365,810,830.89\n362,152,685.81\n384,993,537.99\nPrivate Sector\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\nClaims on the Central Bank\n503,930,421.77\n528,892,917.07\n579,137,110.76\n655,646,094.75\n706,967,379.44\n745,768,616.10\n819,662,608.72\n973,967,364.65\n2,050,173,260.89\n4,434,783,343.65\n4,138,866,267.43\n4,653,650,898.99\n5,265,804,171.22\nCurrency\n2,922,820.51\n3,022,600.98\n3,251,370.57\n3,361,701.51\n2,798,808.10\n1,880,068.97\n2,031,551.56\n1,844,655.72\n1,107,182.70\n1,984,484.37\n1,489,019.97\n2,292,108.14\n2,465,644.54\nReserves\n501,007,601.27\n525,870,316.09\n575,885,740.19\n652,284,393.24\n704,168,571.34\n743,888,547.13\n817,631,057.16\n972,122,708.94\n2,049,066,078.19\n4,424,349,970.82\n4,137,377,247.46\n4,651,358,790.85\n5,263,338,526.67\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n8,448,888.46\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n3,720,151.81\n28,072,180.28\n19,973,470.74\n10,597,782.72\n4,974,293.62\n8,092,936.71\n9,639,861.61\n13,321,881.07\n78,332,582.02\n39,166,568.11\n87,827,165.17\n84,841,425.78\n82,493,417.82\nOther Items(Net)\n304,480,032.88\n371,687,898.16\n363,935,695.20\n356,098,081.93\n449,348,387.42\n662,820,411.12\n717,875,719.41\n653,405,809.04\n1,900,321,834.26\n4,680,375,825.19\n3,920,931,227.71\n3,781,518,491.17\n4,464,457,847.61\nShares and Other Equity\n528,198,118.44\n553,329,619.60\n578,767,126.22\n713,741,352.34\n712,244,902.17\n868,652,750.33\n952,418,797.50\n1,041,102,555.56\n2,087,380,382.66\n5,799,547,829.81\n5,483,957,540.60\n5,375,919,368.23\n6,197,753,489.98\nLiabilities to other ressident sectors\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\nOther Items(Net)\n-224,305,264.21\n-182,404,183.97\n-215,171,046.59\n-358,395,749.66\n-263,572,048.85\n-208,941,320.50\n-238,257,706.49\n-394,115,549.96\n-217,641,892.37\n-1,183,493,878.83\n-1,621,282,481.61\n-1,651,152,485.52\n-1,823,328,039.96\nDeposits and Securities Included in Broad Money\n1,911,815,680.07\n1,874,160,895.68\n2,055,794,508.96\n2,328,737,176.16\n2,661,127,850.66\n2,903,848,419.81\n3,181,141,294.55\n3,574,645,172.37\n7,211,196,961.65\n14,248,926,344.43\n12,977,295,486.31\n13,385,978,575.73 15,694,463,475.53\nDeposits Included in Broad Money\n1,897,768,184.73\n \n1,858,602,031.80\n \n2,042,355,987.09\n \n2,314,588,211.40\n \n2,646,071,378.63\n \n2,888,136,764.51\n \n3,165,058,675.05\n \n3,572,801,781.15\n \n7,206,537,527.79\n \n14,244,682,762.54\n \n12,975,158,042.76\n \n13,382,795,891.99\n \n15,691,777,986.61\nTransferable Deposits\n1,740,700,191.97\n \n1,692,150,785.93\n \n1,853,157,849.44\n \n2,081,176,430.96\n \n2,371,032,667.32\n \n2,594,362,513.35\n \n2,832,323,179.02\n \n3,303,913,423.92\n \n6,651,231,769.05\n \n13,178,109,450.38\n \n12,150,500,072.13\n \n12,522,593,843.18\n \n14,746,268,275.64\n of which FCAs\n1,196,071,655.58\n \n1,131,156,966.82\n \n1,211,583,916.42\n \n1,325,367,130.51\n \n1,623,313,580.02\n \n1,750,982,009.54\n \n1,865,387,117.78\n \n2,144,912,895.57\n \n5,273,965,984.48\n \n11,634,530,484.57\n \n10,099,327,960.39\n \n10,172,409,984.27\n \n12,309,119,479.36\nOther Deposits\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n of which FCAs\n77,583,912.71\n97,520,415.67\n115,079,593.63\n121,810,432.21\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\nMoney Market Instruments\n14,047,495.34\n \n15,558,863.88\n \n13,438,521.87\n \n14,148,964.76\n \n15,056,472.03\n \n15,711,655.30\n \n16,082,619.50\n \n1,843,391.22\n \n4,659,433.86\n \n4,243,581.90\n \n2,137,443.55\n \n3,182,683.74\n \n2,685,488.92\nSource:Reserve Bank of Zimbabwe,2023\n \n \n \n \n19 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2 3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\n \n \n \n21 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nSource:Reserve Bank of Zimbabwe, 2023\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n23 \n \n \n \n \n \n24 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\nSource:Reserve Bank of Zimbabwe,2023\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n25 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nMar\n5,400,573.8\n137,553.1\n109,432.3\n1,355,737.8\n60,656.4\n2,181,804.5\n1,514,365.3\n1,743,391.4\n911,568.0\n129,647.8\n2,083,395.0\n30,867.0\n15,658,992.1\nApr\n5,497,243.2\n144,302.2\n94,782.2\n1,298,701.4\n50,563.1\n2,200,545.8\n1,762,996.4\n1,756,962.2\n1,057,031.7\n149,805.9\n2,211,133.9\n33,524.9\n16,257,593.1\nMay\n6,753,987.6\n152,161.1\n176,776.3\n1,688,453.5\n61,403.0\n2,272,323.3\n2,155,232.1\n2,018,291.5\n1,335,664.7\n161,892.6\n2,646,269.6\n56,873.3\n19,479,328.7\nJun\n8,233,748.4\n178,010.1\n127,961.9\n3,248,219.4\n64,989.9\n5,469,986.1\n3,799,659.7\n4,379,017.7\n1,983,339.3\n277,602.3\n3,665,408.8\n46,385.0\n31,474,328.4\nJul\n8,927,920.7\n256,440.3\n209,123.9\n4,249,101.8\n34,055.9\n7,106,442.2\n5,125,740.6\n5,385,837.1\n2,413,677.9\n418,160.1\n4,321,918.7\n46,630.6\n38,495,050.0\nAug\n9,773,178.5\n269,675.4\n194,537.6\n5,470,092.5\n33,043.1\n7,946,261.7\n6,723,930.2\n5,651,838.1\n3,103,883.1\n446,084.4\n5,291,100.2\n48,922.4\n44,952,547.2\nSep\n10,508,860.2\n202,929.0\n203,610.8\n4,810,727.3\n29,975.8\n1,041,079.2\n7,136,261.7\n4,099,760.8\n3,255,496.9\n517,871.7\n6,526,576.1\n48,754.1\n38,381,903.5\nOct\n12,296,430.5\n302,589.5\n251,238.7\n9,053,118.1\n28,434.2\n8,136,185.8\n6,305,609.4\n6,351,785.6\n3,855,757.6\n649,444.5\n7,243,035.0\n49,339.0\n54,522,967.8\nNov\n14,705,718.3\n553,426.7\n299,226.2\n10,178,453.7\n26,676.8\n9,457,279.2\n7,442,871.4\n6,834,160.3\n4,193,059.8\n959,134.4\n7,919,442.4\n50,802.6\n62,620,251.7\nDec\n19,070,900.2\n557,071.8\n265,529.1\n10,043,351.2\n24,925.7\n9,451,197.4\n8,214,424.4\n7,599,398.9\n4,750,996.8\n1,556,410.9\n9,213,845.7\n46,489.9\n70,794,542.0\n2021\nJan\n23,978,167.4\n610,696.1\n267,400.2\n9,997,383.0\n66,046.9\n9,811,097.6\n7,641,910.4\n7,176,323.0\n4,807,054.2\n1,685,871.1\n10,092,630.5\n47,525.6\n76,182,105.9\nFeb\n24,581,772.2\n653,205.5\n285,830.7\n10,330,772.0\n65,231.4\n10,024,935.1\n7,949,013.1\n6,754,180.2\n5,018,015.8\n1,766,077.9\n10,905,948.4\n47,678.1\n78,382,660.3\nMar\n28,741,816.7\n737,140.5\n320,102.5\n10,604,119.6\n76,828.9\n10,517,753.1\n9,428,559.8\n8,179,722.0\n5,701,289.5\n1,822,020.0\n12,528,176.5\n33,915.5\n88,691,444.6\nApr\n31,859,146.3\n675,080.9\n347,881.0\n12,101,683.3\n205,760.2\n12,046,268.5\n10,788,214.4\n8,802,924.2\n6,559,969.1\n1,831,534.4\n14,724,055.2\n36,984.3\n99,979,502.0\nMay\n34,645,328.6\n713,518.5\n292,339.8\n13,012,546.0\n70,347.7\n10,160,360.7\n11,287,317.4\n8,318,871.5\n7,438,997.6\n1,831,015.1\n17,169,532.7\n10,879.2\n104,951,054.8\nJune\n36,527,537.2\n993,308.6\n357,200.7\n14,622,859.3\n69,173.2\n12,832,747.3\n12,635,012.9\n7,938,660.3\n9,226,503.3\n1,903,845.8\n19,986,300.5\n40,765.7\n117,133,914.9\nJul\n39,160,305.6\n1,280,558.7\n411,253.9\n16,562,010.5\n62,624.8\n13,792,648.8\n12,583,048.9\n8,567,557.8\n10,717,151.0\n1,820,088.9\n22,581,130.3\n13,756.8\n127,552,136.1\nAug\n41,218,056.3\n1,372,177.0\n431,669.1\n15,667,033.1\n66,504.4\n14,701,546.3\n13,446,660.9\n8,828,791.2\n11,500,069.8\n1,942,139.4\n27,299,685.3\n15,470.3\n136,489,803.2\nSep\n41,133,553.7\n1,649,182.2\n433,781.1\n16,702,896.3\n321,991.2\n15,183,417.2\n15,271,161.9\n9,065,558.1\n11,973,442.3\n2,145,369.5\n30,851,901.8\n19,863.2\n144,752,118.4\nOct\n48,491,758.7\n1,644,045.1\n477,340.8\n20,072,721.7\n337,273.5\n16,644,705.0\n17,906,042.4\n10,150,149.7\n8,544,940.3\n2,418,354.8\n35,641,091.1\n17,894.6\n162,346,317.7\nNov\n48,945,526.6\n1,598,923.1\n394,575.8\n20,998,777.0\n434,931.6\n16,621,266.4\n19,372,274.1\n10,802,887.6\n8,904,904.9\n2,882,220.1\n40,009,482.2\n18,275.2\n170,984,044.5\nDec\n54,028,791.8\n1,778,880.5\n556,046.6\n24,450,917.2\n570,685.1\n10,955,470.2\n22,025,406.6\n10,538,491.2\n14,437,886.1\n2,996,425.0\n43,047,088.4\n29,601.2\n185,415,689.9\n2022\nJan\n58,163,723.8\n2,180,551.5\n576,438.1\n26,576,317.7\n366,231.4\n8,887,534.5\n23,074,734.8\n11,840,524.9\n15,743,736.5\n3,516,259.7\n47,325,078.3\n29,564.7\n198,280,695.9\nFeb\n59,500,669.7\n2,289,260.8\n618,640.1\n27,925,301.7\n641,435.0\n9,370,886.7\n27,976,121.6\n13,027,815.1\n20,505,827.5\n3,747,288.3\n51,007,737.3\n19,692.3\n216,630,676.1\nMar\n66,551,117.8\n2,538,377.1\n656,335.5\n29,688,979.7\n660,584.5\n10,903,917.1\n32,629,411.6\n15,688,496.1\n38,075,386.7\n4,471,441.5\n58,500,950.7\n802,168.3\n261,167,166.6\nApr\n74,441,781.1\n4,219,500.3\n1,441,218.1\n33,136,441.4\n673,885.9\n13,157,284.3\n34,426,878.3\n18,261,710.3\n39,043,359.8\n5,001,307.2\n63,176,517.9\n40,089.6\n287,019,974.2\nMay\n101,753,100.1\n5,120,524.8\n3,358,419.2\n50,514,059.3\n760,401.2\n12,433,390.5\n42,057,624.5\n28,724,818.4\n48,088,662.7\n6,286,840.2\n76,655,600.2\n34,456.8\n375,787,897.7\nJune\n118,753,589.0\n6,209,658.5\n2,293,665.5\n64,942,950.0\n869,273.2\n23,897,585.0\n58,442,367.2\n37,195,284.1\n62,467,707.8\n9,414,912.5\n96,536,183.0\n43,204.2\n481,066,380.0\nJuly\n133,779,414.0\n7,610,614.1\n3,684,426.1\n77,836,080.2\n938,368.0\n30,537,998.0\n69,408,788.7\n46,181,587.4\n72,642,938.5\n10,449,582.5\n111,094,524.5\n46,145.7\n564,210,467.8\nAug\n165,210,571.4\n10,163,176.7\n2,624,492.9\n93,899,073.6\n1,266,729.8\n39,544,245.3\n87,691,102.8\n58,330,938.2\n97,552,420.8\n10,450,507.1\n131,625,765.3\n154,457.6\n698,513,481.5\nSept\n201,167,878.5\n11,330,918.8\n5,038,300.4\n110,956,484.0\n1,297,748.5\n44,492,682.7\n101,816,518.3\n92,708,096.4\n88,483,494.4\n11,685,667.9\n152,934,863.3\n276,752.3\n822,189,405.6\nOct\n223,506,677.7\n12,026,669.5\n4,229,873.3\n113,451,159.2\n1,302,041.3\n46,399,745.2\n110,333,025.8\n79,715,558.1\n89,501,330.5\n9,611,322.3\n175,816,703.6\n178,607.8\n866,072,714.2\nNov\n232,953,535.1\n16,431,625.9\n11,131,139.8\n118,284,970.8\n1,687,527.0\n42,192,397.3\n124,017,335.4\n75,874,234.7\n94,636,395.6\n12,440,947.3\n207,085,835.5\n197,473.3\n936,933,417.8\nDec\n253,185,165.2\n19,199,455.9\n10,466,455.0\n135,037,685.1\n1,551,994.2\n70,805,600.3\n136,576,579.6\n94,115,141.7\n123,404,532.1\n12,079,018.7\n235,371,108.1\n173,717.1\n1,091,966,452.8\n2023\nJan\n299,237,745.1\n22,096,826.9\n11,001,194.9\n154,399,125.0\n2,073,794.8\n72,677,263.1\n165,905,496.5\n124,259,994.3\n140,303,195.4\n16,560,714.3\n290,446,774.7\n286,968.1\n1,299,249,093.1\nFeb\n333,081,520.8\n26,349,752.5\n12,607,980.8\n168,969,321.4\n3,232,834.7\n79,874,665.8\n198,087,465.1\n146,996,948.4\n150,078,778.0\n18,960,512.9\n335,439,856.5\n415,659.5\n1,474,095,296.5\nMar\n411,138,419.1\n28,795,432.6\n14,081,946.7\n184,250,094.2\n3,256,927.2\n101,507,881.5\n232,125,042.8\n168,374,643.7\n159,301,093.2\n20,786,447.1\n364,183,808.4\n229,595.5\n1,688,031,331.8\nApr\n411,638,425.6\n28,865,765.5\n14,081,964.7\n184,833,219.7\n3,256,927.2\n101,507,881.5\n235,076,590.9\n168,374,757.6\n159,310,920.5\n20,785,827.2\n365,366,760.5\n229,595.5\n1,693,328,636.3\nMay\n726,348,772.4\n78,828,771.5\n44,800,380.0\n409,618,602.9\n6,584,930.1\n226,467,642.5\n583,387,051.3\n480,909,418.5\n381,628,891.5\n62,593,512.5\n757,858,742.6\n267,815.4\n3,759,294,531.0\nJun\n1,385,380,571.7\n173,918,051.5\n114,682,839.7\n1,119,448,698.2\n23,922,347.4\n571,712,604.7\n1,309,324,347.9\n1,111,326,640.1\n808,734,970.2\n129,722,475.7\n1,754,989,459.0\n444,788.0\n8,503,607,794.2\nJul\n1,088,372,491.6\n132,529,236.3\n101,023,084.2\n843,805,813.7\n21,291,030.4\n370,922,779.8\n1,037,949,287.4\n824,419,062.0\n646,244,001.7\n87,491,103.6\n1,451,125,105.6\n356,098.9\n6,605,529,095.1\nAug\n1,104,126,310.1\n133,512,317.7\n105,426,999.2\n683,402,044.9\n21,345,225.8\n393,145,008.1\n1,077,529,295.3\n824,970,068.6\n716,638,286.7\n85,309,683.4\n1,543,461,599.3\n382,505.3\n6,689,249,344.4\nSep\n1,336,413,273.4\n158,136,405.6\n121,080,865.9\n752,199,791.2\n28,592,532.7\n465,470,715.5\n1,334,020,478.9\n1,012,670,250.7\n799,826,458.0\n102,238,002.6\n1,857,297,850.0\n586,991.0\n7,968,533,615.5\nSource:Reserve Bank of Zimbabwe,2023\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n26 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nFeb\n2,492,591.8\n1,191,731.7\n3,340,863.8\n8,721,475.9\n1,919,428.5\n5,869,104.2\n3,481,495.5\n2,729,162.0\n10,202,203.6\n760,155.3\n3,574,134.5\n82,845.8\n44,365,192.6\nMar\n2,678,262.7\n1,449,645.9\n3,231,059.0\n11,715,273.9\n2,114,093.0\n6,507,000.0\n4,576,971.8\n3,048,053.5\n11,490,205.2\n947,918.2\n4,257,117.7\n72,082.9\n52,087,683.7\nApr\n2,854,374.8\n1,118,295.5\n3,492,330.5\n5,271,473.4\n1,999,901.1\n6,191,170.7\n4,276,817.2\n3,727,579.4\n14,060,717.8\n713,407.0\n4,444,924.9\n83,109.3\n48,234,101.6\nMay\n3,866,781.1\n1,163,944.9\n4,713,727.6\n7,932,403.4\n1,991,042.6\n7,151,451.5\n5,858,495.1\n5,031,912.5\n13,907,794.8\n944,318.1\n5,060,401.3\n88,613.6\n57,710,886.5\nJun\n7,228,784.4\n1,963,030.9\n5,393,404.5\n14,526,855.6\n3,997,135.7\n12,452,202.5\n11,386,156.5\n9,507,719.1\n22,807,615.5\n1,630,544.9\n9,798,261.2\n121,561.2\n100,813,272.0\nJul\n9,091,726.8\n2,629,847.1\n6,043,419.0\n19,096,889.5\n4,988,887.7\n15,446,649.7\n15,274,687.4\n7,918,819.5\n31,916,392.6\n2,035,354.7\n15,762,315.2\n147,866.0\n130,352,855.1\nAug\n9,462,082.7\n2,865,950.9\n6,582,519.6\n19,234,704.0\n5,333,846.9\n16,821,248.6\n17,017,042.1\n7,304,595.8\n35,312,317.7\n2,217,425.5\n16,548,990.5\n134,271.1\n138,834,995.4\nSep\n9,832,514.4\n3,139,646.1\n7,166,350.4\n20,531,087.6\n5,145,328.3\n9,505,277.1\n17,311,149.2\n10,234,597.7\n39,731,086.5\n2,011,372.4\n16,155,747.9\n148,612.6\n140,912,770.1\nOct\n9,923,335.1\n3,346,982.4\n9,919,999.1\n22,567,492.9\n6,180,403.3\n21,021,376.9\n20,667,754.2\n10,950,177.8\n41,131,626.2\n2,597,408.1\n18,072,164.5\n176,961.0\n166,555,681.4\nNov\n10,683,513.8\n3,732,868.9\n9,809,491.4\n28,228,981.0\n6,029,490.4\n17,343,347.5\n23,027,366.0\n14,471,556.3\n47,870,360.4\n2,986,050.6\n19,045,412.0\n209,168.8\n183,437,607.2\nDec\n10,252,495.9\n4,965,472.8\n12,171,250.7\n30,987,168.5\n5,959,867.3\n19,653,397.0\n25,666,591.1\n13,188,851.0\n55,454,341.2\n3,901,504.3\n22,313,591.0\n519,773.4\n205,034,304.3\n2021\nJan\n12,195,945.1\n4,725,946.7\n13,067,828.6\n32,314,625.6\n6,804,952.5\n19,638,789.0\n27,577,248.2\n13,566,042.8\n60,234,250.6\n3,993,814.3\n22,146,327.5\n314,523.4\n216,580,294.3\nFeb\n12,215,925.4\n4,335,293.2\n13,268,343.2\n31,820,079.5\n6,327,338.7\n19,480,197.8\n27,088,789.9\n11,873,767.2\n62,647,881.9\n3,583,509.9\n23,594,651.5\n323,276.8\n216,559,054.9\nMar\n12,086,596.9\n5,009,117.9\n15,457,881.6\n33,668,114.2\n7,879,623.6\n17,019,379.3\n29,927,193.1\n12,664,366.4\n68,761,992.2\n4,513,060.2\n25,352,486.1\n371,874.6\n232,711,686.2\nApr\n14,293,712.8\n6,264,137.3\n17,624,611.6\n35,860,252.5\n7,955,587.7\n18,411,151.8\n32,890,743.1\n11,445,151.9\n81,410,668.9\n4,248,558.7\n27,176,673.5\n411,001.0\n257,992,250.8\nMay\n14,731,869.5\n5,542,211.6\n19,231,383.7\n37,283,237.7\n7,903,622.6\n19,756,317.3\n33,027,214.9\n22,796,168.0\n84,596,653.5\n4,504,355.7\n28,445,264.8\n378,185.1\n278,196,484.5\nJun\n15,628,935.5\n6,154,316.5\n20,722,752.3\n39,604,431.5\n7,861,552.7\n21,455,061.8\n36,502,664.4\n23,449,074.9\n92,196,178.9\n4,756,434.9\n29,731,644.5\n415,508.6\n298,478,556.4\nJul\n14,899,561.1\n6,742,913.7\n25,082,739.8\n39,720,936.0\n9,580,503.8\n24,570,676.0\n38,875,306.1\n31,312,003.2\n94,151,108.5\n5,021,547.7\n32,324,374.5\n568,402.6\n322,850,073.2\nAug\n14,056,945.2\n6,611,127.0\n26,897,316.6\n39,624,666.3\n9,778,338.9\n27,046,621.0\n40,693,944.2\n26,504,554.0\n84,766,848.1\n4,915,399.2\n33,960,935.1\n645,902.4\n315,502,598.2\nSep\n14,777,285.5\n6,264,492.1\n27,413,062.1\n45,375,795.4\n10,337,697.2\n25,786,388.3\n43,113,093.0\n30,700,846.4\n95,985,614.8\n5,605,871.7\n37,606,703.5\n687,817.2\n343,654,667.4\nOct\n14,923,669.7\n8,437,829.5\n26,583,413.6\n47,841,912.8\n11,477,927.2\n29,796,762.9\n51,676,553.8\n49,115,499.0\n111,611,484.2\n5,940,819.2\n35,043,857.0\n618,831.0\n393,068,560.0\nNov\n14,147,912.2\n7,546,852.9\n27,174,334.3\n44,238,573.4\n11,949,923.7\n27,199,271.6\n52,401,389.3\n49,817,772.3\n115,576,831.0\n5,911,967.6\n37,770,843.3\n751,068.7\n394,486,740.3\nDec\n16,522,401.6\n9,204,283.5\n26,835,545.0\n47,381,404.7\n15,303,976.8\n43,092,763.3\n57,822,911.0\n61,555,101.2\n122,091,550.6\n6,093,367.4\n40,046,246.7\n1,319,573.7\n447,269,125.4\n2022\nJan\n17,399,268.4\n9,928,816.1\n28,146,847.2\n46,285,881.1\n15,060,177.5\n34,087,881.4\n60,888,346.7\n38,232,883.7\n135,579,116.5\n6,454,492.6\n32,504,960.5\n745,336.0\n425,314,007.6\nFeb\n20,260,983.5\n9,641,974.7\n32,159,803.2\n50,825,844.5\n15,235,028.5\n35,068,548.5\n49,157,612.2\n43,769,515.0\n146,423,512.2\n7,768,846.5\n36,257,364.0\n724,522.4\n447,293,555.2\nMar\n22,638,817.9\n11,683,937.4\n34,271,841.3\n61,002,811.6\n20,352,647.3\n34,501,628.6\n57,839,997.3\n60,678,395.3\n173,444,002.6\n9,467,563.9\n43,160,654.7\n970,393.8\n530,012,691.6\nApr\n26,926,844.7\n12,304,918.4\n34,924,202.5\n67,201,357.8\n21,444,798.1\n38,606,872.2\n61,303,321.1\n64,980,792.3\n216,612,532.7\n10,455,473.9\n45,951,692.0\n939,217.9\n601,652,023.6\nMay\n39,564,579.0\n21,954,770.2\n42,666,739.4\n108,620,498.7\n28,757,840.8\n54,108,110.4\n88,717,845.2\n107,568,244.7\n291,739,801.6\n14,310,137.6\n65,853,453.1\n1,190,747.9\n865,052,768.6\nJun\n45,956,287.6\n26,686,177.1\n47,155,850.8\n128,881,143.6\n23,783,755.2\n60,238,450.0\n105,247,922.5\n120,389,796.0\n326,034,986.6\n17,068,663.5\n108,828,797.1\n1,325,268.7\n1,011,597,098.7\nJul\n40,699,352.1\n28,329,526.0\n45,417,841.1\n128,847,329.1\n21,958,796.0\n62,326,844.4\n103,536,398.9\n112,642,685.5\n401,574,353.3\n17,902,000.2\n112,555,899.5\n1,117,408.2\n1,076,908,434.3\nAug\n68,438,409.6\n39,107,020.5\n53,616,955.7\n171,501,037.8\n25,370,674.6\n68,913,237.2\n162,326,617.3\n137,243,494.6\n538,409,018.4\n23,523,309.1\n146,121,882.2\n1,197,164.4\n1,435,768,821.4\nSep\n81,174,128.7\n51,501,554.8\n58,104,791.5\n204,056,688.7\n63,246,197.1\n174,562,749.5\n172,521,502.9\n138,936,277.9\n626,755,883.0\n25,607,188.8\n182,077,675.0\n11,177,650.8\n1,789,722,288.7\nOct\n83,201,043.6\n63,984,990.3\n67,031,137.9\n207,367,773.6\n40,617,325.3\n155,873,800.6\n179,051,392.6\n157,121,308.5\n575,293,016.5\n27,092,268.9\n201,852,712.9\n3,193,614.1\n1,761,680,384.8\nNov\n88,153,064.5\n61,978,896.6\n78,744,676.9\n236,152,455.1\n39,915,042.9\n100,872,718.3\n214,281,243.0\n200,240,592.5\n606,580,960.9\n32,903,876.7\n233,604,874.7\n119,223.2\n1,893,547,625.3\nDec\n106,799,918.4\n60,886,327.3\n73,518,960.3\n260,923,049.6\n48,959,835.1\n122,528,998.7\n242,741,914.1\n171,982,170.0\n747,151,447.2\n37,453,518.8\n270,164,633.7\n10,753,958.6\n2,153,864,731.9\n2023\nJan\n114,820,700.8\n79,460,381.9\n82,589,902.3\n305,204,829.9\n45,118,619.6\n135,072,311.1\n263,222,364.1\n223,632,204.7\n896,980,184.3\n37,534,722.0\n288,326,194.2\n7,916,696.9\n2,479,879,111.8\nFeb\n118,375,609.7\n85,995,682.6\n93,761,236.2\n312,626,341.5\n56,688,432.6\n147,245,179.4\n266,610,300.9\n273,709,371.2\n938,437,753.7\n39,909,193.6\n292,841,727.2\n6,842,518.8\n2,633,043,347.3\nMar\n119,963,933.2\n85,731,698.4\n100,697,025.6\n322,453,843.0\n45,619,349.1\n148,455,496.2\n286,712,763.6\n273,572,570.9\n1,064,798,433.6\n44,685,590.6\n330,031,150.7\n14,190,575.5\n2,836,912,430.3\nApr\n131,146,380.3\n89,322,733.6\n99,723,066.8\n324,249,300.1\n45,619,349.1\n149,245,957.9\n289,670,780.4\n273,578,020.7\n1,072,456,655.2\n44,926,335.6\n331,068,417.4\n14,190,575.5\n2,865,197,572.7\nMay\n269,460,363.1\n210,867,012.3\n216,906,304.0\n631,589,937.9\n113,357,505.7\n362,294,051.4\n581,761,350.4\n545,536,680.6\n2,504,454,969.8\n102,648,366.2\n702,960,786.4\n28,985,518.4\n6,270,822,846.4\nJun\n581,642,309.8\n428,772,683.4\n410,699,487.7\n1,366,510,052.6\n227,784,986.6\n700,617,673.8\n1,094,382,949.6\n1,185,026,806.7\n5,283,380,622.2\n199,474,750.2\n1,564,762,675.1\n40,673,167.4\n13,083,728,165.1\nJul\n535,377,934.4\n436,808,429.5\n413,150,824.0\n1,394,747,348.2\n206,866,966.8\n711,462,740.8\n1,157,802,106.8\n982,808,623.8\n4,533,520,705.6\n184,470,180.5\n1,464,856,207.2\n37,277,944.9\n12,059,150,012.5\nAug\n537,439,303.1\n422,479,784.1\n413,226,172.3\n1,343,458,227.8\n285,743,813.6\n662,607,567.9\n1,197,898,912.2\n1,004,826,660.3\n4,639,684,933.9\n209,521,849.6\n1,553,047,811.0\n38,718,344.9\n12,308,653,380.6\nSep\n632,283,427.7\n491,562,911.4\n426,060,663.5\n1,510,241,869.9\n296,604,785.0\n789,587,698.1\n1,300,914,518.5\n1,250,791,974.4\n5,214,851,978.1\n217,382,274.5\n1,781,106,637.9\n43,583,660.4\n13,954,972,399.2\nSource: Reserve Bank of Zimbabwe,2023\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n27 \n \n \nEnd of\nNominal Lending \nRates 1\nIndividuals \nCorporate\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\n2023\nJan\n100.00-240.00\n90.05\n116.03\nFeb\n65.00-230.00\n60.12\n80.88\nMar\n65.00-230.00\n74.35\n81.46\nApr\n70.00-230.00\n74.48\n86.96\nMay\n70.00-230.00\n77.86\n83.61\nJun\n70.00-155.00\n76.33\n92.64\nJul\n64.00-155.00\n77.82\n94.80\nAug\n64.00-155.00\n77.63\n93.18\nSep\n64.00-160.00\n76.49\n92.69\nSource:Reserve Bank of Zimbabwe, 2023\nNotes\nWeighted Lending Rates\n1. Nominal lending rates depict the range of rates quoted by banks.\nTABLE 8.1: LENDING RATES (percent per annum)\nCommercial Banks\n \n \n \n28 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\nDec\n40.00\n80.00-95.00\n2023\nJan\n40.00\n80.00-110.00\nFeb\n30.00\n50.00-110.00\nMar\n30.00\n50.00-110.00\nApr\n30.00\n50.00-110.00\nMay\n30.00\n50.00-110.00\nJun\n30.00\n50.00-110.00\nJul\n30.00\n50.00-110.00\nAug\n30.00\n50.00-110.00\nSep\n30.00\n50.00-110.00\n Source:Reserve Bank of Zimbabwe, 2023\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n29 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n-3.00\n-2.06\n-0.28\n-2.74\n-1.04\n-0.84\n-1.06\n-4.48\n11.15\n4.75\n-4.37\n-0.58\n0.53\n-0.31\nFeb\n-12.36\n-10.83\n-2.89\n-12.30\n-10.59\n-10.28\n22.91\n-8.51\n14.28\n-12.28\n-6.48\n-5.06\n-7.72\n-5.72\nMar\n9.23\n9.65\n16.27\n2.69\n16.74\n0.11\n17.92\n22.40\n-27.82\n-11.98\n-11.43\n4.92\n-3.80\n2.78\nApr\n11.89\n-6.38\n-7.22\n10.27\n-0.98\n-8.34\n-15.68\n-12.00\n-12.48\n-7.83\n0.34\n-3.49\n10.74\n-0.21\nMay\n-0.71\n-5.16\n9.16\n-0.59\n-8.60\n-3.90\n-4.34\n-3.82\n-7.21\n4.44\n-0.85\n1.57\n0.57\n1.32\nJun\n4.42\n3.69\n8.01\n-2.64\n7.91\n12.94\n19.95\n11.11\n9.88\n-4.54\n0.25\n6.01\n-2.51\n3.85\nJul\n7.34\n4.46\n-0.64\n4.36\n4.41\n5.10\n11.54\n-6.38\n-6.24\n-7.89\n-14.18\n0.79\n11.88\n3.43\nAug\n-4.40\n0.30\n0.59\n0.10\n-0.31\n1.24\n36.61\n-3.95\n2.75\n-0.69\n5.74\n1.56\n-1.86\n0.68\nSep\n0.21\n-0.46\n0.55\n-3.17\n-0.67\n-4.96\n4.69\n0.09\n-1.55\n-2.85\n-3.21\n-0.89\n-0.32\n-0.75\nOct\n-0.88\n-2.63\n4.38\n-3.89\n-0.08\n0.32\n0.85\n0.23\n0.20\n2.44\n0.36\n1.29\n0.48\n1.08\nNov\n1.65\n2.18\n0.83\n-0.14\n1.65\n1.13\n0.02\n0.57\n12.03\n3.79\n0.14\n1.72\n3.63\n2.20\nDec\n1.90\n3.21\n2.81\n1.47\n0.60\n2.51\n-0.25\n0.15\n-1.18\n3.98\n1.26\n2.14\n3.92\n2.60\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023*\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nSource:Zimstat, 2023\n*July 2020=100\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n30 \n \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJun\n49.10\n-10.07\n29.30\n-16.31\n1.57\n-10.74\n24.86\n25.51\n-53.67\n-27.59\n-13.54\n9.22\n44.68\n15.98\nJul\n51.72\n-10.57\n31.42\n-14.75\n0.95\n-2.95\n46.48\n8.81\n-54.66\n-35.14\n-34.68\n8.73\n54.96\n17.77\nAug\n41.24\n-5.57\n34.15\n-8.90\n11.10\n-6.93\n98.46\n4.21\n-53.15\n-34.91\n-29.70\n10.35\n42.88\n17.03\nSep\n54.50\n5.38\n41.86\n4.35\n14.13\n-7.18\n106.87\n-1.44\n-33.62\n-14.65\n-13.91\n21.81\n65.73\n30.52\nOct\n19.20\n-16.47\n38.22\n-16.86\n1.99\n-16.89\n109.61\n-14.02\n-26.79\n-24.38\n-27.05\n7.83\n18.98\n10.42\nNov\n16.40\n-8.49\n38.98\n-10.94\n5.74\n-10.42\n118.10\n-9.99\n-17.04\n-26.54\n-26.56\n10.98\n18.95\n12.90\nDec\n13.75\n-5.58\n33.93\n-7.91\n6.56\n-6.80\n122.72\n-8.61\n-13.92\n-26.98\n-29.39\n9.88\n14.77\n11.10\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023*\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n17.18\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n10.55\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n8.65\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n6.95\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n6.56\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n5.03\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n3.36\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n5.27\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nSource:Zimstat, 2023\n*July 2020=100\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n31 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nSource: Reserve Bank of Zimbabwe, 2023\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n32 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.37\n344,355,119\n9,873,493.87\nSource:Zimbabwe Stock Exchange, 2023\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n5294044.5\n-\n341571.3\n79754.6\n355007.3\n1517972.6\nMay\n6275310.7\n-\n518333.9\n173170.7\n532078.6\n3274968.5\nJun\n17059664.0\n-\n882362.6\n615190.9\n1210486.2\n6640627.1\nJul\n17859586.4\n-\n1033836.9\n541445.6\n1620242.8\n6077538.3\nAug\n17955865.5\n-\n1017990.5\n649827.9\n1440537.4\n6244772.4\nSep\n18690087.0\n-\n1221725.3\n773363.9\n1672654.2\n7746084.3\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n35 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n783.1\n1386.3\n-179.8\nAug\n649.8\n819.9\n1469.7\n-170.1\nSep\n678.0\n772.2\n1450.2\n-94.2\nSource: ZIMSTAT, 2023\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_September_2023_3.pdf"}
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@@ -0,0 +1 @@
+{"doc_id": "a0b7375b12508cce42a1900b02dc11ee", "text": "1 \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n17 March 2016 \n \n \n \nStatement of the Monetary Policy Committee \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nSince the previous meeting of the Monetary Policy Committee, headline inflation has \nexceeded the upper end of the target range as pressures from higher food prices in \nparticular have intensified. Although the longer-term inflation outlook has improved \nsomewhat, inflation is still expected to remain outside the target range for an \nextended period, and upside risks remain. The domestic economic growth prospects \nremain fragile following a fairly broad-based weakening in the final quarter of last \nyear, while global economic prospects remain uncertain. \n The year-on-year inflation rate as measured by the consumer price index (CPI) for \nall urban areas increased markedly in January to 6,2 per cent, up from 5,2 per cent \nin December. Food price pressures intensified, with food and non-alcoholic \nbeverages inflation accelerating to 6,9 per cent, up from 5,9 per cent previously. \nGoods price inflation increased from 4,6 per cent to 6,5 per cent, mainly due to \nhigher food prices and base effects of petrol prices, while services price inflation \nincreased from 5,7 per cent to 6,0 per cent. The Bank’s measure of core inflation, \nwhich excludes food, fuel and electricity, which had been relatively stable for some \n2 \n \ntime, increased from 5,2 per cent in December to 5,6 per cent in January. Part of this \nmay reflect some evidence of higher exchange rate pass-through. \nProducer price inflation for final manufactured goods was also indicative of increased \ncost pressures, having increased from 4,8 per cent in December 2015 to 7,6 per cent \nin January. The main contributor to this acceleration was the category of food, \nbeverages and tobacco products which contributed 2,8 percentage points to the \nJanuary outcome. \nThe latest inflation forecast of the Bank has improved somewhat but nevertheless \nthe protracted, albeit lower, breach remains a serious concern. Inflation is now \nexpected to average 6,6 per cent and 6,4 per cent in 2016 and 2017, compared with \n6,8 per cent and 7,0 per cent previously. The forecast period has been extended to \nthe end of 2018, and the forecast average for that year is 5,5 per cent. Inflation is \nexpected to peak at 7,3 per cent in the fourth quarter of 2016, down from 7,8 per \ncent previously, and to return to within the target range, to 5,5 per cent, during the \nfourth quarter of 2017. Inflation is then expected to remain within the target range for \nthe rest of the forecast period. These changes are due in part to the higher interest \nrate assumption following the increase in the repo rate at the previous meeting, a \nslightly less depreciated exchange rate assumption, and downward revisions to the \ninternational oil price and electricity tariff assumptions. The latter follows the Nersa \ndecision to grant a lower-than-expected tariff adjustment of 9,4 per cent to Eskom. \nThese pressures are counteracted to some extent by a higher food price forecast. \nThe forecast for core inflation reflects a marginal near-term deterioration, reflecting \nexpected exchange rate and wage cost pressures, but is slightly improved for 2017. \nCore inflation is expected to breach the upper end of the target range in the second \n3 \n \nquarter of 2016 for four consecutive quarters, with a peak at 6,5 per cent in the third \nand fourth quarters of 2016. This measure is expected to average 6,2 per cent in \n2016, and 5,7 per cent and 5,2 per cent in the subsequent two years. \nThe survey of inflation expectations conducted by the Bureau for Economic \nResearch in the first quarter of 2016 presents a mixed picture. Although average \nexpectations remain unchanged at 6,2 per cent for 2016 and 2017, those of analysts \nincreased significantly, while expectations of business people and trade unions \nmoderated for both years. Inflation is expected to average 6,0 per cent in 2018, with \nboth analysts and trade unionists expecting inflation to be within the target range. \nThe 5-year average inflation expectations remained unchanged at 6,1 per cent, and \nhave been stable within a range of between 5,8 per cent and 6,2 per cent since the \nfirst quarter of 2012. \nThe near-term expectations of economic analysts as reflected in the Reuters \nEconometer survey also increased following the depreciation of the rand in \nDecember. In the survey conducted in March, the median expectation for 2016 and \n2017 was 6,4 per cent and 6,3 per cent, but inflation is expected to return to within \nthe target range in 2018, at a 5,6 per cent average. Bond market expectations \nimplicit in the break-even inflation rates are more or less unchanged since the \nprevious meeting and remain at fairly elevated levels. \nThe international economic outlook remains challenging following a marked decline \nin global growth in the fourth quarter of 2015, as well as a continued moderation in \nindustrial production in the advanced economies. This included a slowdown in the \nUS, amid contractions in business fixed investment and exports, and a weakening in \nconsumer spending. Some improvement is expected in the first quarter, although \n4 \n \ngrowth is expected to remain below potential in the coming months. Subdued \ngrowth is expected in the Japanese economy following a contraction in the fourth \nquarter, with only a slightly more favourable outlook for the euro area and the UK. \nThe outlook for many emerging market economies remains weak, with continuing \nrecessions in Brazil and Russia. The slowdown in China appears to be broad-based, \nwith a declining PMI, moderating consumer demand, and lower imports and exports. \nThe uncertain prospects for China remain a source of intense speculation and \nuncertainty for the rest of the global economy. \nThere are few signs of global inflation pressures, with inflation below target in most \nadvanced economies, particularly in Japan and the euro area. These trends, \ncombined with slowing growth, have prompted looser monetary policies in a number \nof advanced economies, and accommodative policies are likely to persist. Contrary \nto this trend, the US Fed is expected to continue on its normalisation path, but at a \ngradual pace. By contrast, exchange-rate-induced inflation pressures persist in a \nnumber of emerging economies, particularly in Latin America, where more sustained \ntightening can be expected. \nThe rand exchange rate has recovered somewhat from the lows experienced in \nDecember and January, but nevertheless remains highly volatile, and vulnerable to \ndomestic and external developments. Since the previous meeting of the MPC, the \nrand traded in a wide range of between around R16,40 and R15,07 against the US \ndollar, and has appreciated by 4,5 per cent against the US dollar, by 0,9 per cent \nagainst the euro, and by 2,0 per cent on a trade-weighted basis. \nA number of factors contributed to the appreciation of the rand during this period. \nThese included the reaction to further monetary policy easing in the advanced \n5 \n \neconomies, and the moderation of the US normalisation path; policy stimulus \nmeasures in China which overshadowed disappointing Chinese economic data; and \nthe reaction to domestic monetary tightening. Offsetting factors include the weak \ndomestic growth outcome and higher inflation outlook; the increased risk of a \nsovereign ratings downgrade; and domestic political developments which have had a \nsignificant impact on the rand in the past few days in particular. \nThe exchange rate was also negatively impacted by the wider-than-expected current \naccount deficit, and its slow pace of adjustment to a depreciated exchange rate. The \nadjustment is expected to remain slow, particularly in the context of declining global \ntrade. While the current account was adequately financed in the fourth quarter, the \nlack of portfolio capital flows remains a concern, despite expectations of some \nimprovement of flows to emerging markets in 2016. According to JSE data, since the \nbeginning of the year, non-residents have been net purchasers of bonds to the value \nof around R6 billion, but net sellers of South African equities to the value of around \nR20 billion. \nThe domestic economic growth outlook has deteriorated further. Annual economic \ngrowth of 1,3 per cent in 2015 was in line with the Bank’s expectations, but the \nforecasts for 2016 and 2017 have been revised down from 0,9 per cent and 1,6 per \ncent, to 0,8 per cent and 1,4 per cent. Growth of 1,8 per cent is forecast for 2018. \nThe potential output growth estimate remains unchanged at 1,5 per cent, rising to \n1,8 per cent by 2018. The weak growth trend remains consistent with the Bank’s \nleading business cycle indicator which declined further in December. Although the \nRMB/BER business confidence index was unchanged in the first quarter, it remained \nat its 5-year low, and masked a collapse in the manufacturing confidence index. \n6 \n \nThe GDP slowdown was fairly broad-based, with contractions in the agriculture, \nmanufacturing and transport and communications sectors. The outlook for the first \nquarter for mining and manufacturing is constrained, following sharply negative \ngrowth rates in both sectors in January, particularly in mining. Although the Barclays \nPMI increased marginally in February, it remained below the neutral 50-level for the \nseventh consecutive month, and capacity utilisation in the sector also remains \nrelatively low. The continuing drought also points to an unfavourable outlook for the \nagricultural sector. \nWhile growth in expenditure on gross fixed capital formation improved in the final \nquarter of 2015, it remains low at an annual growth rate of 1,4 per cent. Although \ncapital expenditure by the private sector turned positive in the fourth quarter, it was \nconcentrated in the renewable energy sector, while in most other sectors, real capital \ninvestment contracted. These growth and investment trends create an unfavourable \nclimate for making inroads into the unemployment rate which increased marginally to \n24,5 per cent in the fourth quarter of 2015 from 24,3 per cent a year earlier. \nGrowth in consumption expenditure by households increased in the final quarter of \n2015, but at 1,6 per cent was still at relatively low levels. While retail sales growth on \na year-on-year basis was fairly resilient, the consecutive month-to-month \ncontractions in real retail trade sales growth in December and January could signal \nfurther pressures on consumption expenditure, consistent with the low levels of \nconsumer confidence. Total new vehicle sales continue to decline, although more \npositively, there was strong vehicle export growth in February. \nA number of factors are expected to constrain consumption expenditure despite the \npersistence of wage and salary increases in excess of inflation. These factors \n7 \n \ninclude rising inflation and higher interest rates; high levels of household debt; and \nnegative wealth effects from low or negative asset price growth. Furthermore, credit \nextension to households by the banking sector remains subdued, in contrast to the \nmore vibrant growth in credit extension to the corporate sector, particularly with \nrespect to mortgage advances on commercial properties and renewable energy \ninvestments. \nThe recent budget tabled in parliament provides for a fiscal consolidation path which \nsees the consolidated government budget deficit declining from an estimated 3,2 per \ncent of GDP in 2016/17 to 2,4 per cent in 2018/19. This is expected to be achieved \nthrough a combination of a lower expenditure ceiling and increased tax revenues. \nThis path, if realised, can be expected to moderate inflation somewhat while \nimproving South Africa’s credit metrics and confidence in general. \nFood price pressures, driven by the drought and the depreciated exchange rate, \nhave intensified by more than previously forecast and remain a significant upside risk \nto inflation. Manufactured food price inflation measured 7,8 per cent in the PPI, \nwhile agricultural prices increased by 25,9 per cent, with cereals and other crops \nincreasing by 79,2 per cent. These increases are expected to impact with a lag on \nconsumer prices. Annual CPI food price inflation is now expected to peak at 11,6 per \ncent in the final quarter of 2016, compared with 11,3 per cent previously. \nInternational oil prices have recovered somewhat from their lows of below US$30 per \nbarrel seen in January, as the global oversupply appears to have subsided in the \nwake of production cut-backs in a number of countries. Although the Bank has \nreduced its oil price assumption for the forecast period, it still assumes an upward \ntrajectory as in the previous forecast. However, there is some upside risk to this \n8 \n \nforecast, should some agreement on an output freeze be reached by some of the \nlarger producers. The domestic petrol price was reduced by about 69 cents per litre \nearlier this month, to its lowest level since March 2015. However, the current under-\nrecovery, driven mainly by higher international product prices, suggests that this \ndecline could be substantially reversed in April. This increase will be in addition to \nthe 30 cent per litre increase in the fuel levy announced in the budget. \nAlthough the inflation forecast has improved moderately since the previous meeting \nof the Monetary Policy Committee, the committee remains concerned about the \nprotracted nature of the breach of the target. Furthermore, the committee assesses \nthe risks to the forecast to be on the upside. The main risk factors relate to the \nexchange rate and food prices. The exchange rate of the rand continues to be highly \nvolatile and vulnerable to changes in both domestic and external developments. \nWhile the pass-through from the exchange to inflation is still relatively low, there are \nsigns that this may be increasing. \nFood prices have been accelerating faster than previously expected, due to the \nweaker exchange rate and the intensification of the drought, resulting in an upward \nrevision to the food price forecast. The Committee views the risks to this forecast to \nbe on the upside, particularly for 2017 when fairly strong favourable base effects are \nexpected. A more protracted drought, combined with a weaker exchange rate and \nrestocking of herds, may keep food price inflation elevated for a longer period than \ncurrently forecast. The Committee also assesses the risks to the international oil \nprice assumption to be on the upside. \nThe MPC is cognisant of the fact that demand pressures on inflation remain \nsubdued, and indications are that household consumption expenditure is likely to \n9 \n \nremain constrained. Nevertheless the recent increase in core inflation and its \nexpected upward trend is indicative of broader inflation pressures and possible \nsecond-round effects from supply side shocks. While the evolution of inflation \nexpectations is critical in this regard, at this stage there is no clear evidence of a \ndeterioration in longer-term inflation expectations, but they remain at an elevated \nlevel. \nThe Committee remains concerned about the weak growth outlook amid negative \nbusiness and consumer confidence. The growth challenges facing the economy are \ncompounded by the deteriorating outlook for global growth. The committee assesses \nthe risk to the growth outlook to be on the downside. \nGiven the upside risks to the inflation forecast and the protracted period of the \nexpected breach, the MPC decided that further tightening was required to \ncomplement the previous moves. Accordingly, the MPC decided to increase the \nrepurchase rate by 25 basis points to 7,00 per cent per annum, effective from 18 \nMarch 2016. Three members favoured a 25 basis point increase while three \nmembers preferred no change. Ultimately the committee decided on an increase. \nThe Committee faced the continuing dilemma of a deteriorating inflation environment \nand a worsening growth outlook. The MPC remains sensitive to the possible \nnegative effects of policy tightening on cyclical growth, but will remain focused on its \nmandate of maintaining price stability. \nLesetja Kganyago \n \nGOVERNOR \n \nContact person: \nCandice Jeffreys \n+27 12 313 4209 \n10 \n \nCandice.Jeffreys@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Statement-17-March-2016-.pdf"}
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diff --git a/clean/cb_requests/a2f92f1e4d574a32b99f365bc6c180da.json b/clean/cb_requests/a2f92f1e4d574a32b99f365bc6c180da.json
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index 0000000000000000000000000000000000000000..aafe5ab6bb0bd7a9f7c109741d358a3c0a53fe6a
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+{"doc_id": "a2f92f1e4d574a32b99f365bc6c180da", "text": "i \n \n \n \nMAY 2023 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nZIMBABWE STOCK EXCHANGE (ZSE) ............................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 11 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 11 \nMobile and Internet Based Transactions .............................................................................. 12 \nINFLATION OUTTURN ........................................................................................................... 12 \nMonthly Inflation .................................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \nOVERVIEW \n \nThe annual headline inflation rate increased \nfrom 75.2% in April 2023 to 86.5% in May \n2023, with the month-on-month inflation \nincreasing from 2.36% to 15.74% between the \nsame months. The rise in the month-on-month \ninflation mainly reflects transitory depreciation \nin the exchange rate to increased demand for \nstore of value purposes. \n \nOn a monthly basis, broad money increased by \n101.16% in May 2023, compared to an increase \nof 12.62% in April 2023. The growth in money \nsupply `reflected increases of ZW$3,125.63 \nbillion and ZW$514.73 billion in foreign \ncurrency accounts (FCAs) and local currency \ndeposits, respectively. \n \nThe international commodity prices for gold, \npalladium, copper, nickel, and Brent crude oil \ndeclined during the month of May 2023, while \nthe price of platinum increased during the same \nmonth as the US dollar strengthened. \n \nThe \ncountry’s \ntotal \nmerchandise \ntrade \nincreased to US$1,505.5 million in May 2023, \nfrom the previous month’s out-turn of \nUS$1,263.7 million, occasioned by increases in \nboth exports and imports. \n \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \nmaintained a bullish trend, with all the major \nindices registering significant gains. The Top \n10, All Share and Medium Cap gained during \nthe month while the mining index went up by \n45% to close the month at 52 765.85 points. \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n42% to close at ZWL$10.77 trillion, during the \nmonth of May 2023. NPS transactions volumes \nincreased by 1% to close the month at 65.9 \nmillion in May 2023. \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nThe monthly \naverage prices \nfor gold, \npalladium, copper, nickel, and Brent crude oil \ndeclined on the global market during the month \nunder review. However, prices for platinum \nincreased, during the same month. The general \ndecline in prices for most commodities were \nunderpinned by a stronger US dollar. \n \nPrecious Metals \n \n Gold \nGold prices \ndeclined by 0.42%, from \nUS$1,999.73 per ounce in April 2023 to \nUS$1,991.36 per ounce in May 2023. This was \non account of a stronger US dollar, which was \nboosted by optimism about US debt-ceiling \ntalks and hawkish comments from Federal \nReserve \nofficials. \nThese \ndevelopments \ndampened the demand for precious metals, \nespecially gold, as an alternative investment \nasset. \n \n Platinum \nPlatinum prices continued on a positive \ntrajectory, rising by 0.74% from a monthly \naverage of US$1,051.36 per ounce in the \npreceding month to US$1,059.18 per ounce, \n \n \n \n4 \n \nduring the reporting month. Prices were buoyed \nby fears of supply shortages due to sustained \nerratic power-induced disruptions in South \nAfrica, the world’s largest producer of the \nprecious metal. \n \nPalladium \nPalladium prices declined by 2.14%, from a \nmonthly average of US$1,512.19 per ounce \nrecorded in the prior month to US$1,479.77 per \nounce, during the month under review. The \ndecrease was on account of low industrial \ndemand for the metal from the automotive \nindustry, amid a slowdown in global economic \ngrowth, as well as the shift towards alternative \ntechnologies that do not rely on the metal. \nFigure 1 shows the precious metal price \ndevelopments for the period from May 2020 to \nMay 2023. \n \nFigure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2023 \n \n \n \n \nBase Metals \n \n \nCopper \nCopper prices declined by 6.42%, from \nUS$8,826.94 per tonne in the previous month \nto US$8,260.09 per tonne, during the month \nunder review. The decrease was on account of \nthe lacklustre recovery in demand from China, \ncoupled with expectations of more interest-rate \nhikes in the United States. \nNickel \nNickel prices decreased by 7.27%, from a \nmonthly average of US$23,973.61 per tonne \nrecorded in April 2023 to US$22,122.27 per \ntonne, during the month under analysis. This \nwas attributable to robust nickel supplies, \nparticularly in Indonesia, against a background \nof slackening demand in China, the largest \nconsumer of base metals. \n \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2023 \n \n \n \n \n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\nMay-20\nSep-20\nJan-21\nMay-21\nSep-21\nJan-22\nMay-22\nSep-22\nJan-23\nMay-23\nGold\nPalladium\nPlatinum (RHS)\n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nMay-20\nJul-20\nSep-20\nNov-20\nJan-21\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nCopper\nNickel (RHS)\n \n \n \n5 \n \nBrent Crude Oil \n \nDuring the month under analysis, Brent crude \noil prices fell by 9.15%, from a monthly \naverage of US$83.31 per barrel in April 2023 \nto US$75.69 per barrel. The weaker-than-\nexpected demand from China outweighed \nstronger US consumer data and the more \nbullish supply outlook from the International \nEnergy Agency (IEA). China is the world’s \nlargest oil consumer. \n \nFigure 3 shows developments in crude oil \nprices for the period May 2020 to May 2023. \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2023 \n \nMERCHANDISE TRADE DEVELOPMENTS \n \nIn the month under review, total merchandise \ntrade increased to US$1,505.5 million, from the \nprevious month’s out-turn of US$1,263.7 \nmillion. This was occasioned by increases in \nboth exports and imports, during the reporting \nmonth. \n \nTotal merchandise trade for the reporting \nmonth was also higher than US$1,227.2 million \nrecorded in the corresponding month in 2022. \n \n \nFigure 4: Merchandise Trade (US$ m) \nSource: ZIMSTAT, 2023 \n \nMerchandise Exports \n \nThe improvement in exports was driven by \nincreases in exports of platinum group of \nmetals, gold and tobacco, during the month \nunder analysis. In the month under review, the \ncountry exported merchandise worth US$654.2 \nmillion, an increase of 17.8%, from US$555.5 \nmillion recorded in the previous month. In \ncomparison to the corresponding month in \n2022, merchandise exports in the current month \nwere 27.5% higher. \n \nFigure 4 shows developments in the country’s \nmerchandise exports for the period from \nJanuary 2022 to May 2023. \n \n0\n20\n40\n60\n80\n100\n120\n140\nMay-20\nAug-20\nNov-20\nFeb-21\nMay-21\nAug-21\nNov-21\nFeb-22\nMay-22\nAug-22\nNov-22\nFeb-23\n543.9\n438.0\n557.6\n587.3\n513.1\n427.8\n435.9\n515.3\n555.5\n654.2\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\nJan\nFeb\nMar\nApr\nMay\nMerchandise Exports (US$m)\n2022\n2023\n \n \n \n6 \n \nTable 1 shows development in the country’s \nexports for the months of April 2023 and May \n2023. \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n*PGMs Include Nickel mattes, nickel ores & concentrates and \nplatinum \n \nThe country’s exports during the month under \nreview were mainly destined for South Africa \n(37.3%), the United Arab Emirates (24.0%), \nChina (11.2%) and other smaller markets as \nshown in Figure 5. \n \n \n \n \n \n \n \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Imports \n \nIn \nthe \nperiod \nunder \nanalysis, \nimports \nconsiderably increased to US$851.0 million, a \n20.2% rise from US$708.1 million in the \npreceding month. Meanwhile, the current \nmonth’s imports were 19.2% higher than in the \ncomparable month in 2022. \n \nFigure 6: Merchandise Imports classified by \nHS Codes (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nDuring the review period, the country mainly \nimported diesel, unleaded petrol, crude soya \nbean oil and rice and wheat 1.6%, which \n37.3\n24.0\n11.2\n5.9\n2.8\n1.5\n1.3\n1.2\n1.1\n1.1\n0.0\n10.0\n20.0\n30.0\n40.0\nSouth Africa\nUnited Arab Emirates\nChina\nMozambique\nZambia\nBelgium\nNetherlands\nIndonesia\nKenya\nItaly\n629.5\n624.7\n710.4\n636.2\n714.0\n634.9\n623.4\n746.3\n708.1\n851.0\n0\n200\n400\n600\n800\n1000\nJan\nFeb\nMar\nApr\nMay\n2022\n2023\n \nApr-\n23 \n(US$\nm) \nMay-23 \n(US$m\n) \nApr-\nMay \nChange\ns (%) \nShare \nof \nExport\ns (%)-\nMay-\n23 \nTotal \n555.5 \n654.2 \n17.8 \n100.0 \nOf Which \n \n \n \n \nPGMs \n133.3 \n186.2 \n39.7 \n28.5 \nGold \n150.0 \n157.1 \n4.7 \n24.0 \nTobacco (Inc. \ncigarettes) \n109.3 \n90.6 \n-17.1 \n13.8 \nIndustrial diamonds \n13.4 \n66.4 \n394.8 \n10.1 \nFerro-chromium \n33.6 \n41.8 \n24.4 \n6.4 \nCoal \n20.3 \n20.4 \n0.3 \n3.1 \nChromium ores and \nconcentrates \n8.7 \n13.3 \n53.6 \n2.0 \nCane sugar \n3.5 \n9.6 \n174.5 \n1.5 \nCrocodiles \n7.9 \n4.8 \n-39.1 \n0.7 \nGranite \n2.9 \n2.9 \n-1.5 \n0.4 \n \n \n \n7 \n \naccounted for 13.8%, 5.7%, 2.4% and 2.5% of \ntotal imports, respectively. Table 2 shows \nimports of major commodities for the months \nof March and April 2023. \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \n \n \nApr-23 \n(US$m) \nMay-23 \n(US$m) \nApr-\nMay \nChanges \n(%) \nShare \nof Total \nImports \n(%)-\nMay-23 \nTotal \n708.1 \n851.0 \n20.2 \n100.0 \nOf Which \n \n \n \n \nDiesel \n51.2 \n117.4 \n129.1 \n13.8 \nUnleaded \npetrol \n22.7 \n48.7 \n114.0 \n5.7 \nCrude soya \nbean oil \n20.2 \n20.0 \n-1.0 \n2.4 \nRice \n8.8 \n14.0 \n58.3 \n1.6 \nWheat \n12.0 \n13.2 \n9.9 \n1.6 \nBase \nstations \n2.1 \n10.8 \n424.7 \n1.3 \nCrushing \nor grinding \nmachines \n3.6 \n9.5 \n168.0 \n1.1 \nMaize \n14.9 \n9.2 \n-38.5 \n1.1 \nElectricity \n26.5 \n9.1 \n-65.5 \n1.1 \nLP Gas \n8.8 \n7.5 \n-14.8 \n0.9 \nSource: ZIMSTAT & RBZ Calculations, 2023 \nThe bulk of the country imports were from \nSouth Africa which accounted for about 37.7% \nof total imports, followed by China 15.4%, \nSingapore (7.3%), Bahamas (6.3%), United \nKingdom (4.1%), India (3.2%), and other markets. \nFigure 7 shows the country’s top import \nsources in May 2023. \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2023 \n \nMerchandise Trade Balance \nThe country’s trade account widened from a \ndeficit US$152.6 million in April 2023 to a \ndeficit of US$196.8 million in May 2023. On a \nyear-on-year basis, the country’s trade position \nimproved from a deficit of US$200.9 million in \nthe corresponding month in 2022 to US$196.8 \nmillion, during the reporting month. \n \nFigure 8 shows merchandise trade balance from \nJanuary 2023 to May 2023. \n \n \n \n \n \n \n \n \n \n \n \n \n37.7\n15.4\n7.3\n6.3\n4.1\n3.2\n2.3\n2.1\n2.1\n2.0\nSouth…\nChina\nSingapore\nBahamas\nUnited…\nIndia\nBahrain\nMozambi…\nMauritius\nUnited…\n \n \n \n8 \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock amounted to \nZW$7,238.97 billion in May 2023, compared \nto ZW$3,598.62 billion recorded in April 2023. \n \nThe money stock comprised of foreign \ncurrency deposits, 72.86%; local currency \ndeposits, 27.03%; and currency in circulation, \n0.11%. \n \nFigure 9 shows the composition of money \nsupply. \n \n \n \n \n \n \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nOn a month-on-month basis, broad money \nincreased by 101.16% in May 2023, compared \nto 12.62% recorded in April 2023. The growth \nlargely reflected increases of ZW$3,125.63 \nbillion and ZW$514.73 billion in foreign \ncurrency accounts (FCAs) and local currency \ndeposits, respectively. \n \nDuring the month under review, domestic \nclaims increased by 111.18%, compared to \n11.03% recorded in the previous month. The \ngrowth in domestic claims was largely driven \nby increases of ZW$644.02 billion and \nZW$2,358.47 billion in net claims on \nGovernment and credit to the private sector, \nrespectively. \n \nOn an annual basis, broad money registered an \nincrease of 645.10%, compared to 436.01 % in \nApril 2023. The foreign currency component of \nbroad money increased by 843.31%, while the \nlocal currency component increased by \n379.98%. \n427.8\n435.9\n515.3\n555.5\n654.2\n634.9\n623.4\n746.3\n708.1\n851.0\n-207.1\n-187.5\n-231.0\n-152.6\n-196.8\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-23\nMar-23\nMay-23\nExports\nImports\nTrade Balance\nLocal \nCurrency \ntransferable \ndeposits\n19.29%\nForeign \nCurrency \nDeposits\n72.86%\nTime \nDeposits\n7.67%\nCurrency in \nCirculation\n0.11%\nNCDs\n0.06%\n \n \n \n9 \n \nThe growth in foreign currency deposits, from \nZW$559.14 \nbillion \nin \nMay \n2022 \nto \nZW$5,274.43 billion in May 2023, was largely \nattributable to valuation changes related to \nofficial exchange rate depreciation. Over the \nyear to May 2023, the official exchange rate \ndepreciated from ZW$301.50 per US$1 to \nZW$2,577.06 per US$1. \n \nAnnual increase in broad money largely \nreflected changes in net claims on Government \nand credit to the private sector of ZW$1,337.75 \nbillion (1155.58%) and ZW$3,777.82 billion \n(771.97%), respectively. \n \nCredit to the private sector was mainly \nchannelled to households and agriculture, \nwhich received 20.16% and 19.32% of the total \ncredit, respectively. The manufacturing and \ndistribution sectors received 15.52% and \n10.90% of the credit, respectively. Private \nsector credit shares for the rest of the economic \nsectors are shown in Figure 10. \nFigure 10: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2023 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 32.94%; inventory \nbuild-up, \n29.16%; \nand \nfixed \ncapital \ninvestments, 15.67%. \n \nSTOCK MARKET DEVELOPMENTS \nZIMBABWE STOCK EXCHANGE (ZSE) \n \nDuring the month of May 2023, the Zimbabwe \nStock \nExchange \n(ZSE) \nexhibited \nand \nmaintained a bullish trend. \n \nAs a result, all the major indices registered \nsignificant gains with the Top 10, All Share and \nMedium Cap indices gaining 177.28%, \n161.39%, 119.98% to close at 65 893.90 points, \n108 195.29 points, and 200 948.99 points, \nrespectively. \n \nIn the same vein, the mining index went up by \n45% to close at 52 765.85 points, compared to \n36 393.55 points recorded in April 2023. \n \nOn a year-on-year basis, the ZSE Medium Cap, \nAll Share, and Top 10 indices gained 433.94%, \n368.94%, and 329.64%, respectively. The \nmining index also increased by 151.01%, from \n21 021.24 points recorded in the comparable \nperiod last year. \n \nHouseholds\n20.16%\nAgriculture\n19.32%\nMining\n12.79%\nManufacturing\n15.52%\nDistribution\n10.90%\nConstruction\n2.10%\nTransport & \nCommunicati\nons\n2.86%\nServices\n10.15%\nFinancial Org. \n& Investments\n6.20%\nOther\n0.01%\n \n \n \n10 \n \nFigure 11: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2023 \n \nDuring the month under review, cumulative \nvolume and value of shares traded increased by \n177.29% and 108.08% to 206.59 million shares \nand ZW$34.87 billion, respectively. This is in \ncomparison to 74.51 million shares and \nZW$16.76 billion recorded in the previous \nmonth, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined to 2.28%, from \n7.03% in April 2023. \n \nNet foreign position improved from a negative \nZW$7.18 billion, to a negative ZW$3.19 \nbillion. \n \nFigure 12: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2023 \nOwing to heightened investor appetite on the \nZSE, \nthe \nmarket \ngained \n156.69%, \nor \nZW$5 456.65 billion worth of capitalization to \nclose at ZW$8 939.06 billion. \n \nThe increased activity on the stock market can \npartly be attributed to continued depreciation of \nthe local currency, hence the stock market \nbecomes the safe haven for investors’ funds. \n \nOn a year-on-year basis, ZSE capitalization \nrose by 208.99% from ZW$2 893.01 billion \nrecorded in May 2022. \n \nVICTORIA FALLS STOCK EXCHANGE \n(VFEX) \n \nThe Victoria Falls Stock Exchange (VFEX) \ntraded in the negative trajectory in the month of \n15,000\n21,000\n27,000\n33,000\n39,000\n45,000\n51,000\n57,000\n63,000\n69,000\n75,000\n5000\n17000\n29000\n41000\n53000\n65000\n77000\n89000\n101000\n113000\n125000\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\nAll Share Index\nTop 10 Index\nMining Index\n0\n4,800\n9,600\n14,400\n19,200\n24,000\n28,800\n33,600\n38,400\n0\n100\n200\n300\n400\n500\n600\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n11 \n \nMay 2023. As a consequence, the VFEX All \nShare index lost 4.62% to close at 82.62 points, \nfrom 86.92 points recorded in the prior month. \n \nOn an annual basis, the VFEX All Share Index \ndeclined by 17.93%, from 100.67 points \nrecorded in May 2022. \n \n \nFigure 13: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2023 \n \nVFEX Market Capitalization \nDespite \nthe \nbearish \nsentiments \nthat \ncharacterized the VFEX during the month of \nMay 2023, market capitalization rose by \n30.59% to US$1.38 billion, compared to \nUS$1.06 billion recorded in April 2023. \n \nThe increase in VFEX capitalization was \nlargely \nattributed \nto \nthe \nlisting \nand \ncommencement of trading in West Properties \nLimited and First Capital Bank Limited \ncounters during the month under analysis. \n \n Figure 14: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ b) \n \n \nSource: Victoria Falls Stock Exchange (VFEX), 2023 \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n42% to close at ZWL$10.77 trillion, during the \nmonth of May 2023. NPS transactions volumes \nincreased by 1% to close at 65.9 million during \nthe same month. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nDuring the month of May 2023, the value of \ntransactions processed through the RTGS \nsystem increased by 58% to ZW$6.28 trillion \nin May 2023. The volume of RTGS \ntransactions registered an increase of 23%, \n80\n90\n100\n110\n120\n130\n140\n150\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n0.00\n0.20\n0.40\n0.60\n0.80\n1.00\n1.20\n1.40\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nBillions\n \n \n \n12 \n \nfrom 1.12 million in March 2023 to 0.91 \nmillion in April 2023. \nFigure 9: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2023 \n \nMobile and Internet Based Transactions \n \nMobile money subscribers increased from 7.56 \nmillion in April 2023 to 7.76 million in May \nand 2023. In addition, internet-banking \nsubscribers increased from 542,315 in April \n2023 to 546,185 in May 2023, reflecting an \nincrease on the use of digital platforms. \nINFLATION OUTTURN \nAnnual Inflation \nHeadline inflation rose to 86.5% in May 2023 \nfrom 75.2% in April 2023, indicating a general \nincrease in prices during this period. \nThe continued depreciation of the exchange \nrate is an epitome of high demand for foreign \ncurrency which could be linked to speculative \npricing of goods and services in the economy. \nAnnual food inflation surged to 116.96% in \nMay 2023, from 101.65% in April 2023. Year-\non-year, annual non-food inflation also rose to \n66.88% in May 2023, contributing 40.6 \npercentage points to the May 2023 inflation rate \nof 86.5%. \n \nMonthly Inflation \n \nThe month-on-month inflation rate accelerated \nto 15.74% in May 2023 from 2.36%, in April \n2023, largely driven by food inflation. \n \nFood inflation rose from -1.19% in April 2023 \nto 25.88% in May 2023. This reflects a marked \nincrease in the prices of basic commodities \nsuch as mealie meal, sugar and cereals. \n \nMonthly non-food inflation also rose from \n5.09% to 8.41% over the same period. \n \nFigure \n14 \nshows \nmonthly \ninflation \ndevelopments for the period from January 2022 \nto May 2023. \nFigure 10: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2023 \n \nJULY 2023 \nRESERVE BANK OF ZIMBABWE \n \n -\n 200.00\n 400.00\n 600.00\n 800.00\n 1,000.0\n 1,200.0\n 1,400.0\n0.00\n1,000.00\n2,000.00\n3,000.00\n4,000.00\n5,000.00\n6,000.00\n7,000.00\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nValues in ZW$Billios\nVolume\nValue\n-2.00\n3.00\n8.00\n13.00\n18.00\n23.00\n28.00\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nFood and non alcoholic beverages\nNon food\nAll Items\n \n13 \n \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n \n External Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n14 \n \n \n \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n31 \n \n National Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n32 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n33 \n \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n34 \n \n \n \n \n \n \n \n \n \n 15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nNet Foreign Assets\n-1,139,041,286.30\n-1,440,376,428.47\n-1,799,900,028.55 -1,795,279,800.26\n-1,954,300,330.22\n-2,033,984,124.20\n-2,085,714,926.41\n-2,349,872,967.37\n-2,768,770,567.35\n-2,973,301,439.14\n-3,029,571,037.94\n-3,592,508,488.23\n-8,614,351,669.20\nCentral Bank(net)\n-1,478,375,394.21\n-1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,828,947,111.97\n-3,343,568,149.26\n-3,725,651,869.12\n-3,773,983,623.21\n-4,391,029,727.11\n-10,520,227,418.97\nForeign Assets\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n575,414,250.75\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\nForeign Liabilities\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,404,361,362.72\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\nOther Depository Corporations(net)\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\nForeign Assets\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\nForeign Liabilities\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\nNet Domestic Assets (NDA)\n2,110,584,970.23\n2,560,072,662.03\n3,007,213,667.92\n3,404,193,526.10\n3,871,453,855.67\n3,914,796,933.13\n4,157,026,534.98\n4,688,099,950.20\n5,466,131,034.04\n5,901,544,727.24\n6,224,896,705.38\n7,191,111,363.85\n15,853,317,101.49\nDomestic Claims\n671,650,524.63\n767,813,894.49\n911,956,758.63\n1,183,994,022.32\n1,371,017,098.26\n1,420,546,462.01\n1,634,150,767.46\n1,861,880,517.07\n2,178,096,571.94\n2,412,375,453.77\n2,817,271,797.47\n3,128,143,876.12\n6,606,083,920.89\nClaims on Central Government(net)\n115,763,515.83\n104,672,040.45\n130,502,205.15\n236,159,688.17\n270,091,555.64\n263,657,275.07\n350,064,095.72\n454,800,752.22\n468,584,636.74\n482,484,485.80\n627,021,736.70\n809,483,964.69\n1,453,508,596.11\nClaims on Central Government\n154,985,706.21\n180,922,921.25\n192,199,618.57\n350,494,976.12\n408,193,113.30\n426,472,842.49\n532,069,052.32\n613,516,289.65\n781,764,304.23\n961,476,154.82\n1,030,581,569.13\n1,109,723,491.62\n1,853,707,138.97\nCentral Bank\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n324,557,907.30\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\nODCs\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\nLess Liabilities to Central Government\n39,222,190.39\n76,250,880.80\n61,697,413.42\n114,335,287.95\n138,101,557.65\n162,815,567.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\n478,991,669.02\n403,559,832.42\n300,239,526.93\n400,198,542.86\nCentral Bank\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\nODCs\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\nClaims on Other Sectors\n555,887,008.81\n663,141,854.04\n781,454,553.48\n947,834,334.15\n1,100,925,542.62\n1,156,889,186.94\n1,284,086,671.74\n1,407,079,764.84\n1,709,511,935.20\n1,929,890,967.97\n2,190,250,060.77\n2,318,659,911.43\n5,152,575,324.78\nOther Financial Corporations\n9,322,673.95\n10,177,451.55\n14,828,545.88\n17,449,153.84\n18,825,212.19\n143,782,090.97\n143,554,205.91\n157,280,627.89\n176,029,053.38\n189,742,321.73\n202,939,856.36\n127,476,071.53\n204,879,115.02\nState and Local Government\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\nPublic Non Financial Corporations\n56,904,036.69\n65,013,584.08\n85,546,713.45\n123,920,817.60\n133,928,821.97\n145,038,366.23\n150,370,660.24\n161,107,427.42\n198,192,725.01\n221,082,772.48\n244,918,005.85\n282,369,808.93\n680,427,260.99\nPrivate Sector\n489,371,296.07\n587,724,531.15\n680,729,618.39\n806,177,221.63\n947,865,180.05\n867,726,767.22\n989,858,253.51\n1,088,409,096.41\n1,335,038,917.19\n1,518,868,431.51\n1,742,242,420.81\n1,908,714,754.59\n4,267,188,606.15\nCentral Bank\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,308.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\nODCs\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\nOther Items(Net)\n-1,438,934,445.60\n-1,792,258,767.54\n-2,095,256,909.29 -2,220,199,503.78\n-2,500,436,757.40\n-2,494,250,471.13\n-2,522,875,767.52\n-2,826,219,433.14\n-3,288,034,462.10\n-3,489,169,273.48\n-3,407,624,907.90\n-4,062,967,487.72\n-9,247,233,180.60\nShares and Other Equity\n-1,471,834,260.31\n-1,750,654,766.50\n-2,109,505,152.97\n-2,196,010,760.22\n-2,353,032,948.01\n-2,415,295,348.56\n-2,460,253,452.61\n-2,498,410,570.61\n-2,961,726,923.10\n-3,217,266,965.75\n-3,126,405,163.73\n-3,579,533,655.47\n-9,203,936,084.43\nLiabilities to Other Financial Corporations\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\nRestricted Deposits\n15,942,230.19\n17,330,528.77\n31,949,181.65\n37,970,261.21\n33,027,186.30\n47,084,275.28\n59,785,332.00\n34,134,982.33\n52,836,636.96\n95,262,450.25\n116,383,765.15\n168,057,733.95\n452,445,666.52\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n16,635,808.50\n-59,279,741.20\n-19,040,030.90\n-62,714,231.31\n-181,018,174.35\n-126,801,860.37\n-122,747,262.48\n-362,696,324.10\n-379,819,710.07\n-370,273,739.26\n-401,318,137.73\n-657,910,369.64\n-526,326,106.66\nBroad Money-M3\n971,543,683.94\n1,119,696,233.56\n1,207,313,639.37\n1,608,913,725.83\n1,917,153,525.45\n1,880,812,808.93\n2,071,311,608.56\n2,338,226,982.83\n2,697,360,466.69\n2,928,243,288.10\n3,195,325,667.44\n3,598,602,875.61\n7,238,965,432.29\nSecurities Other than Shares Included in Broad \nMoney\n6,165,343.44\n7,157,937.12\n8,137,874.02\n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\n15,711,655.30\n16,082,619.50\n1,843,391.22\n4,659,433.86\nBroad Money-M2\n965,378,340.49\n1,112,538,296.45\n1,199,175,765.34\n1,596,128,151.09\n1,903,106,030.11\n1,865,253,945.05\n2,057,873,086.69\n2,324,078,018.07\n2,682,303,994.66\n2,912,531,632.80\n3,179,243,047.93\n3,596,759,484.40\n7,234,305,998.43\nOther Deposits\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\nNarrow Money-M1\n895,379,518.67\n1,031,647,432.84\n1,104,973,664.87\n1,461,955,622.01\n1,746,038,037.35\n1,698,802,699.18\n1,868,674,949.05\n2,090,666,237.62\n2,407,265,283.35\n2,618,757,381.64\n2,846,507,551.90\n3,327,871,127.16\n6,679,000,239.69\nTransferable Deposits\n892,270,006.18\n1,028,183,547.50\n1,100,888,777.34\n1,457,941,576.91\n1,742,120,578.98\n1,694,712,870.55\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n2,612,610,043.68\n2,840,026,628.31\n3,320,722,893.78\n6,671,063,283.95\n Of which Foreign Currency Accounts\n559,139,763.68\n657,889,184.94\n688,836,308.19\n991,098,612.31\n1,196,206,879.78\n1,131,298,129.20\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\n1,754,513,308.92\n1,869,072,784.19\n2,148,792,572.06\n5,274,426,984.71\nCurrency Outside Depository Corporations\n3,109,512.49\n3,463,885.34\n4,084,887.53\n4,014,045.11\n3,917,458.37\n4,089,828.63\n4,108,746.53\n4,210,142.14\n4,740,785.16\n6,147,337.96\n6,480,923.60\n7,148,233.38\n7,936,955.74\nMemorandum Items\nReserve Money\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,043,818.23\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\nFCAs as a Percentage of Deposits in M3\n57.7%\n58.9%\n57.2%\n61.8%\n62.5%\n60.3%\n58.6%\n56.9%\n60.4%\n60.0%\n58.6%\n59.8%\n72.9%\nEnd Period Exchange Rate\n301.50\n370.96\n443.88\n546.83\n621.89\n632.77\n654.93\n684.33\n796.52\n889.13\n929.86\n1,047.44\n2,577.06\nSource: Reserve Bank of Zimbabwe, 2023\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nNet Foreign Assets\n-1,478,375,394.21 -1,802,992,102.87 -2,132,218,475.50\n-2,281,673,543.14 -2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,828,947,111.97\n-3,343,568,149.26\n-3,725,651,869.12\n-3,773,983,623.21\n-4,391,029,727.11 -10,520,227,418.97\nClaims on Non Residents\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n575,414,250.75\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,269,998,206.12\nOfficial Reserves Assets\n233,057,350.27\n280,735,044.65\n350,631,779.92\n329,592,679.60\n270,927,656.44\n265,887,215.65\n301,307,551.70\n404,381,641.59\n261,809,981.40\n249,068,733.08\n171,692,411.97\n146,106,760.95\n332,915,935.99\nOther Foreign Assets\n62,485,798.57\n97,533,424.84\n110,274,772.35\n134,831,527.99\n152,414,486.62\n154,726,420.61\n160,288,576.12\n171,032,609.16\n325,157,903.30\n366,364,910.31\n393,280,706.32\n341,006,760.85\n937,082,270.13\nLess Liabilities to Non Residents\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,404,361,362.72\n3,930,536,033.96\n4,341,085,512.51\n4,338,956,741.51\n4,878,143,248.90\n11,790,225,625.10\nShort Term Liabilities\n785,737,559.16\n951,983,480.17\n1,127,013,639.61\n1,336,300,564.04\n1,387,742,749.22\n1,398,159,992.55\n1,431,029,164.32\n1,673,917,354.18\n1,909,558,866.94\n2,114,914,934.40\n2,213,818,403.03\n2,487,318,302.19\n6,071,100,761.93\nOther Foreign Liabilities*\n988,180,983.89\n1,229,277,092.19\n1,466,111,388.17\n1,409,797,186.69\n1,576,134,607.76\n1,616,907,488.02\n1,624,322,875.66\n1,730,444,008.54\n2,020,977,167.02\n2,226,170,578.11\n2,125,138,338.48\n2,390,824,946.71\n5,719,124,863.17\n of which blocked funds\n570,884,144.99\n716,116,832.50\n852,249,186.55\n678,512,698.97\n762,984,490.22\n783,864,733.61\n742,874,154.66\n798,115,768.44\n918,840,100.80\n1,016,910,134.72\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\nNet Domestic Assets (NDA)\n1,507,595,691.24\n1,836,540,085.80\n2,167,740,219.40\n2,319,139,878.80\n2,627,633,649.47\n2,686,722,006.25\n2,692,616,574.53\n2,932,990,930.20\n3,466,565,811.34\n3,929,688,003.03\n4,006,880,277.83\n4,667,525,806.22\n11,040,839,328.64\nDomestic Claims\n98,948,909.09\n86,265,289.61\n121,100,451.59\n232,699,771.22\n241,166,538.97\n235,988,125.06\n281,625,189.08\n301,167,715.61\n344,411,001.58\n335,732,732.21\n472,690,115.90\n659,259,617.17\n1,372,281,553.64\nNet Claims on Central Government\n52,202,949.03\n27,947,066.17\n48,255,875.52\n143,751,566.58\n135,218,762.79\n118,456,743.03\n157,861,567.95\n173,709,118.00\n190,370,159.19\n160,578,844.90\n272,152,063.05\n427,038,554.01\n846,395,323.03\nClaims on Central Government\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n324,557,907.30\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\nOf which: Securities Other than Shares\n5,618,143.81\n5,618,143.81\n11,099,253.33\n16,894,372.03\n24,148,817.33\n32,085,268.08\n58,861,123.74\n95,209,423.88\n115,798,163.17\n141,163,866.74\n163,408,985.73\n197,483,744.44\n491,408,539.76\nLoans\n78,389,443.38\n88,353,569.12\n89,490,529.87\n233,300,046.10\n240,464,254.47\n242,513,386.24\n274,274,026.60\n229,348,483.42\n345,930,338.13\n487,366,456.84\n506,114,184.46\n520,092,134.91\n704,673,598.81\n Loans and Advances\n45,044,056.85\n55,008,182.59\n56,145,143.34\n62,658,197.28\n69,822,405.65\n71,871,537.43\n103,632,177.79\n62,318,200.45\n92,638,154.51\n100,736,810.22\n112,483,069.83\n126,461,020.28\n298,686,901.35\nAmounts Due from Gvt including SDR Draw\n29,733,820.69\n29,733,820.69\n29,733,820.69\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n253,292,183.61\n386,629,646.61\n393,631,114.63\n393,631,114.63\n405,986,697.46\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\nOf which: Deposits\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\n467,951,478.68\n397,371,107.14\n290,537,325.34\n349,686,815.54\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n46,745,960.06\n58,318,223.45\n72,844,576.07\n88,948,204.64\n105,947,776.18\n117,531,382.02\n123,763,621.12\n127,458,597.61\n154,040,842.39\n175,153,887.31\n200,538,052.85\n232,221,063.16\n525,886,230.61\nOther Financial Corporations\n2,324,560.64\n2,384,730.70\n3,057,198.60\n3,073,237.98\n3,202,283.90\n3,211,903.39\n3,213,198.55\n3,255,765.14\n9,415,510.50\n10,113,325.42\n10,623,469.30\n10,883,730.62\n10,991,470.34\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n40,555,239.89\n50,471,009.86\n62,636,165.37\n77,480,839.35\n92,396,112.07\n101,596,682.38\n107,131,115.83\n110,762,523.98\n130,305,094.55\n149,674,109.51\n171,503,627.58\n200,192,374.04\n491,887,660.82\nPrivate Sector\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,308.49\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\nClaims on Other Depository Corporations\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n25,067,909.55\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\nOf which: Loans\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n25,067,909.55\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\nOther Liabilities to ODCs\n213,473,187.99\n234,624,636.96\n352,778,125.95\n516,479,509.63\n514,761,587.21\n554,976,245.35\n681,837,090.96\n691,773,493.01\n730,178,263.75\n655,353,298.81\n642,344,547.18\n750,760,102.33\n1,433,201,083.09\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n136,605,367.17\n87,602,175.66\n162,206,231.00\n198,762,582.78\n247,261,242.79\n280,589,071.79\n355,098,840.61\n373,445,723.64\n355,071,440.18\n307,661,257.90\n318,264,602.32\n358,416,719.69\n479,833,629.00\nOther Items(Net)\n-1,614,961,249.38 -1,974,951,446.35 -2,388,281,414.87\n-2,576,477,704.28 -2,860,511,797.67\n-2,963,504,823.70\n-3,058,656,720.83\n-3,298,528,798.05\n-3,811,099,538.68\n-4,205,812,628.87\n-4,130,691,813.85\n-4,712,021,791.09 -10,984,933,611.94\nShares and Other Equity\n-1,694,545,332.44\n-2,081,541,626.90\n-2,495,937,680.26\n-2,662,572,351.10 -2,881,231,066.44\n-2,968,624,968.16\n-3,039,020,578.83\n-3,212,151,922.95\n-3,673,971,825.27\n-4,085,919,716.08\n-4,078,823,961.23\n-4,620,636,211.04 -11,291,316,467.09\nOther Items(Net)\n62,648,230.22\n89,106,052.63\n71,183,746.71\n43,541,395.78\n-13,728,304.53\n-44,526,215.42\n-90,829,827.08\n-125,791,521.97\n-221,456,181.24\n-233,402,893.37\n-175,955,067.06\n-276,252,783.87\n-165,894,326.27\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n16,935,852.85\n17,484,127.93\n36,472,518.68\n42,553,251.05\n34,447,573.30\n49,646,359.89\n71,193,685.08\n39,414,646.86\n84,328,467.83\n113,509,980.58\n124,087,214.44\n184,867,203.81\n472,277,181.43\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,043,818.23\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\nBond Coins\n99,710.43\n99,710.48\n99,710.54\n99,710.59\n99,710.63\n99,711.37\n99,645.37\n99,645.38\n99,645.41\n99,645.43\n97,745.29\n90,572.71\n83,649.70\nBond Notes\n6,165,661.88\n6,165,333.25\n6,412,784.04\n6,554,970.13\n6,740,568.25\n7,012,718.25\n7,260,471.73\n7,472,198.27\n7,439,947.85\n7,927,761.49\n8,414,729.87\n8,902,316.39\n8,960,488.74\nLiabilities to ODCs\n22,954,924.72\n27,282,939.21\n29,009,249.32\n30,811,654.95\n80,258,156.68\n85,155,732.33\n91,500,545.27\n96,471,974.58\n115,458,068.82\n196,008,726.99\n224,384,179.46\n267,503,190.02\n511,567,771.23\n Local Currency Reserve Deposits\n22,855,505.72\n27,182,574.21\n28,909,888.55\n30,691,239.95\n36,208,286.92\n39,251,684.88\n45,031,513.47\n51,076,733.16\n56,112,655.93\n63,026,207.68\n72,736,726.53\n86,910,489.22\n105,795,700.01\n Foreign Currency Reserve Deposits\n0.00\n0.00\n0.00\n0.00\n43,949,504.76\n45,803,682.45\n46,368,666.81\n45,294,876.43\n59,244,974.53\n132,882,154.31\n151,547,087.93\n180,492,335.81\n405,671,706.23\n Exess reserves \n99,419.00\n100,364.99\n99,360.78\n120,414.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,438.36\n100,364.99\n100,364.99\n100,364.99\n100,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2023\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nNet Foreign Assets\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\nClaims on Non Residents\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\nOf Which: Foreign Currency\n142,118,888.84\n138,347,101.06\n159,024,593.55\n263,637,446.30\n292,402,245.17\n300,240,300.44\n286,365,213.60\n295,435,074.49\n381,966,212.75\n436,062,788.15\n425,326,479.00\n462,081,408.59\n1,048,116,376.82\nDeposits\n269,570,369.89\n305,551,872.73\n271,679,250.85\n340,293,581.80\n435,192,058.43\n412,875,019.01\n359,879,184.65\n359,872,194.36\n387,899,225.52\n540,045,460.79\n573,864,075.80\n652,301,901.26\n1,639,116,293.75\nOther\n1,173,939.93\n1,996,318.38\n2,226,702.64\n2,658,965.36\n2,925,585.55\n1,438,608.89\n1,440,334.07\n1,581,747.89\n1,836,119.68\n2,016,591.60\n2,290,917.65\n3,281,237.94\n3,802,932.12\nLess Liabilities to Non Residents\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\nOf Which: Deposits\n40,784,068.98\n50,378,763.77\n58,733,325.78\n65,301,846.77\n82,156,742.51\n90,971,607.55\n92,797,127.97\n89,384,232.63\n93,815,500.56\n109,244,589.40\n121,808,803.93\n153,776,940.69\n378,197,467.04\nLoans\n32,745,021.76\n32,900,853.99\n41,878,774.31\n54,894,403.81\n62,128,262.94\n63,112,600.68\n46,846,618.61\n88,430,639.51\n103,088,475.48\n116,529,821.16\n135,260,083.25\n165,366,368.23\n406,962,385.88\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n628,106,440.87\n753,463,074.66\n866,386,967.85\n1,113,922,948.02\n1,325,580,796.37\n1,313,691,175.57\n1,547,753,523.21\n1,849,663,031.57\n2,086,330,268.75\n2,151,497,989.83\n2,436,728,709.28\n2,776,123,933.49\n5,305,321,211.88\nDomestic Claims\n572,701,615.54\n681,548,604.87\n790,856,307.03\n951,294,251.11\n1,129,850,559.29\n1,184,558,336.95\n1,352,525,578.38\n1,560,712,801.46\n1,833,685,570.36\n2,076,642,721.56\n2,344,581,681.58\n2,468,884,258.96\n5,233,802,367.26\nNet Claims on Central Government\n63,560,566.80\n76,724,974.28\n82,246,329.63\n92,408,121.59\n134,872,792.86\n145,200,532.03\n192,202,527.77\n281,091,634.22\n278,214,477.55\n321,905,640.90\n354,869,673.65\n382,445,410.68\n607,113,273.08\nClaims on Central Government\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\nSecurities\n70,936,834.65\n86,890,010.11\n91,509,184.64\n100,187,059.48\n143,464,932.04\n151,757,709.91\n198,814,372.89\n288,843,960.96\n319,807,352.36\n332,626,867.19\n360,626,182.29\n391,587,790.26\n653,025,854.60\nLoans\n41,284.36\n61,198.20\n100,650.73\n113,498.51\n115,109.46\n116,478.26\n119,529.09\n114,421.39\n228,450.57\n318,964.05\n432,216.64\n559,822.02\n4,599,145.80\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\nOf which: Deposits\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n509,141,048.74\n604,823,630.59\n708,609,977.40\n858,886,129.52\n994,977,766.44\n1,039,357,804.92\n1,160,323,050.62\n1,279,621,167.24\n1,555,471,092.81\n1,754,737,080.66\n1,989,712,007.92\n2,086,438,848.27\n4,626,689,094.18\nOther Financial Corporations\n6,998,113.31\n7,792,720.84\n11,771,347.28\n14,375,915.86\n15,622,928.29\n140,570,187.59\n140,341,007.36\n154,024,862.75\n166,613,542.88\n179,628,996.31\n192,316,387.05\n116,592,340.90\n193,887,644.68\nState and Local Government\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\nPublic Non Financial Corporations\n16,348,796.81\n14,542,574.22\n22,910,548.08\n46,439,978.25\n41,532,709.91\n43,441,683.85\n43,239,544.41\n50,344,903.44\n67,887,630.46\n71,408,662.97\n73,414,378.27\n82,177,434.89\n188,539,600.17\nPrivate Sector\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\nClaims on the Central Bank\n239,321,897.04\n269,492,980.99\n318,260,082.09\n414,080,563.81\n503,930,421.77\n528,892,917.07\n579,137,110.76\n655,646,094.75\n706,967,379.44\n745,768,616.10\n819,662,608.72\n973,967,364.65\n2,050,173,260.89\nCurrency\n3,155,859.82\n2,801,158.38\n2,427,607.04\n2,640,635.61\n2,922,820.51\n3,022,600.98\n3,251,370.57\n3,361,701.51\n2,798,808.10\n1,880,068.97\n2,031,551.56\n1,844,655.72\n1,107,182.70\nReserves\n236,166,037.22\n266,691,822.61\n315,832,475.04\n411,439,928.20\n501,007,601.27\n525,870,316.09\n575,885,740.19\n652,284,393.24\n704,168,571.34\n743,888,547.13\n817,631,057.16\n972,122,708.94\n2,049,066,078.19\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n2,383,304.12\n2,898,518.67\n2,814,941.97\n3,230,742.76\n3,720,151.81\n28,072,180.28\n19,973,470.74\n10,597,782.72\n4,974,293.62\n8,092,936.71\n9,639,861.61\n13,321,881.07\n78,332,582.02\nOther Items(Net)\n181,533,767.59\n194,679,992.54\n239,914,479.29\n248,221,124.14\n304,480,032.88\n371,687,898.16\n363,935,695.20\n356,098,081.93\n449,348,387.42\n662,820,411.12\n717,875,719.41\n653,405,809.04\n1,900,321,834.26\nShares and Other Equity\n222,711,072.13\n330,886,860.40\n386,432,527.29\n466,561,590.88\n528,198,118.44\n553,329,619.60\n578,767,126.22\n713,741,352.34\n712,244,902.17\n868,652,750.33\n952,418,797.50\n1,041,102,555.56\n2,087,380,382.66\nLiabilities to other ressident sectors\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\nOther Items(Net)\n-41,499,080.56\n-136,552,079.25\n-147,857,140.93\n-218,895,693.28\n-224,305,264.21\n-182,404,183.97\n-215,171,046.59\n-358,395,749.66\n-263,572,048.85\n-208,941,320.50\n-238,257,706.49\n-394,115,549.96\n-217,641,892.37\nDeposits and Securities Included in Broad Money\n967,440,548.79\n1,116,078,749.06\n1,198,705,414.81\n1,600,316,690.89\n1,911,815,680.07\n1,874,160,895.68\n2,055,794,508.96\n2,328,737,176.16\n2,661,127,850.66\n2,903,848,419.81\n3,181,141,294.55\n3,574,645,172.37\n7,211,196,961.65\nDeposits Included in Broad Money\n961,275,205.35\n \n1,108,920,811.95\n \n1,190,567,540.78\n \n1,587,531,116.15\n \n1,897,768,184.73\n \n1,858,602,031.80\n \n2,042,355,987.09\n \n2,314,588,211.40\n \n2,646,071,378.63\n \n2,888,136,764.51\n \n3,165,058,675.05\n \n3,572,801,781.15\n \n7,206,537,527.79\n \nTransferable Deposits\n891,276,383.52\n \n1,028,029,948.34\n \n1,096,365,440.31\n \n1,453,358,587.07\n \n1,740,700,191.97\n \n1,692,150,785.93\n \n1,853,157,849.44\n \n2,081,176,430.96\n \n2,371,032,667.32\n \n2,594,362,513.35\n \n2,832,323,179.02\n \n3,303,913,423.92\n \n6,651,231,769.05\n \n of which FCAs\n558,605,268.37\n \n657,871,279.96\n \n688,801,163.42\n \n991,050,824.09\n \n1,196,071,655.58\n \n1,131,156,966.82\n \n1,211,583,916.42\n \n1,325,367,130.51\n \n1,623,313,580.02\n \n1,750,982,009.54\n \n1,865,387,117.78\n \n2,144,912,895.57\n \n5,273,965,984.48\n \nOther Deposits\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\nMoney Market Instruments\n6,165,343.44\n \n7,157,937.12\n \n8,137,874.02\n \n12,785,574.75\n \n14,047,495.34\n \n15,558,863.88\n \n13,438,521.87\n \n14,148,964.76\n \n15,056,472.03\n \n15,711,655.30\n \n16,082,619.50\n \n1,843,391.22\n \n4,659,433.86\n \nSource:Reserve Bank of Zimbabwe,2023\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nSource:Reserve Bank of Zimbabwe,2023\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nSource:Reserve Bank of Zimbabwe,2023\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nSource:Reserve Bank of Zimbabwe,2023\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nSource:Reserve Bank of Zimbabwe,2023\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nSource:Reserve Bank of Zimbabwe,2023\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nSource: Reserve Bank of Zimbabwe,2023\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\n2023\nJan\n100.00-240.00\n90.05\n116.03\nFeb\n65.00-230.00\n60.12\n80.88\nMar\n65.00-230.00\n74.35\n81.46\nApr\n70.00-230.00\n74.48\n86.96\nMay\n70.00-230.00\n77.86\n83.61\nSource:Reserve Bank of Zimbabwe, 2023\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\nDec\n40.00\n80.00-95.00\n2023\nJan\n40.00\n80.00-110.00\nFeb\n30.00\n50.00-110.00\nMar\n30.00\n50.00-110.00\nApr\n30.00\n50.00-110.00\nMay\n30.00\n50.00-110.00\n Source:Reserve Bank of Zimbabwe, 2023\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n25.66\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSep\n3.96\n4.87\n12.08\n1.02\n3.47\n2.16\n8.64\n4.45\n30.04\n2.62\n1.70\n5.15\n1.75\n3.47\nOct\n1.82\n2.58\n4.21\n2.06\n2.05\n2.09\n6.83\n4.45\n2.15\n3.29\n4.27\n3.24\n3.06\n3.15\nNov\n1.47\n1.98\n1.15\n1.73\n1.45\n1.95\n7.54\n2.94\n5.24\n6.76\n4.42\n2.62\n0.92\n1.80\nDec\n2.69\n2.82\n0.75\n2.33\n2.13\n3.04\n4.59\n2.47\n0.37\n1.85\n2.89\n2.36\n2.50\n2.42\n2023*\nJan\n0.42\n-0.56\n1.86\n0.34\n0.45\n0.67\n-1.80\n0.50\n0.17\n-0.38\n0.48\n1.01\n0.37\n0.73\nFeb\n-2.19\n-1.46\n-1.14\n-1.26\n-0.65\n-2.76\n-1.47\n-1.91\n0.22\n-2.95\n-5.08\n-1.63\n-1.58\n-1.61\nMar\n0.19\n-0.37\n0.04\n-0.71\n0.63\n0.15\n0.39\n-0.17\n0.64\n-0.01\n-0.66\n0.00\n0.29\n0.13\nApr\n4.00\n0.36\n7.86\n-0.16\n4.03\n2.28\n1.20\n1.34\n2.19\n1.93\n3.19\n5.09\n-1.19\n2.36\nMay\n12.65\n1.55\n8.75\n0.00\n14.76\n10.24\n10.29\n4.21\n5.86\n5.55\n11.97\n8.41\n25.88\n15.74\nSource:Zimstat, 2023\n*July 2020=100\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n29 \n \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSep\n232.79\n232.09\n296.36\n212.89\n290.70\n289.18\n83.20\n158.77\n160.94\n261.32\n243.60\n237.59\n339.73\n280.40\nOct\n221.77\n224.88\n305.85\n201.70\n273.06\n263.38\n81.35\n156.66\n159.83\n243.66\n239.43\n230.17\n321.32\n268.79\nNov\n212.20\n219.12\n293.08\n195.20\n258.64\n250.91\n78.32\n155.88\n170.00\n230.89\n235.31\n222.02\n299.20\n254.96\nDec\n199.74\n210.82\n282.31\n188.01\n247.74\n238.60\n85.92\n152.06\n169.46\n217.25\n218.34\n212.68\n285.19\n243.76\n2023*\nJan\n54.50\n35.04\n114.69\n30.03\n53.43\n44.30\n43.93\n24.75\n62.86\n55.30\n48.80\n74.21\n153.31\n101.51\nFeb\n47.63\n28.63\n107.65\n26.14\n50.84\n38.22\n40.89\n21.20\n61.84\n48.31\n38.03\n68.11\n136.85\n92.34\nMar\n43.64\n25.26\n105.73\n23.73\n49.59\n30.14\n37.82\n19.95\n62.26\n46.46\n35.94\n65.13\n127.92\n87.60\nApr\n42.30\n23.45\n92.18\n16.99\n51.08\n29.34\n37.19\n19.19\n59.13\n38.98\n36.38\n59.97\n101.65\n75.17\nMay\n51.65\n14.96\n102.58\n15.58\n65.37\n35.27\n47.74\n21.22\n66.05\n40.54\n42.98\n66.88\n116.96\n86.54\nSource:Zimstat, 2023\n*July 2020=100\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n30 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nSource: Reserve Bank of Zimbabwe, 2023\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n90,707,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,031,700\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nSource:Zimbabwe Stock Exchange, 2023\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n5294044.5\n-\n341571.3\n79754.6\n355007.3\n1517972.6\nMay\n6275310.7\n-\n518333.9\n173170.7\n532078.6\n3274968.5\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nSource:Reserve Bank of Zimbabwe, 2023\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n634.9\n1062.7\n-207.1\nFeb\n435.9\n623.4\n1059.3\n-187.5\nMar\n515.3\n746.3\n1261.6\n-231.0\nApr\n555.5\n708.1\n1263.7\n-152.6\nMay\n654.2\n851.0\n1505.2\n-196.8\nSource: ZIMSTAT, 2023\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_May_2023.pdf"}
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+{"doc_id": "a2fc8db430f539a0c1521bac09b69a59", "text": "MONTHLY ECONOMIC REVIEW \nAUGUST 2013 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n5 \nINSIDE THIS ISSUE: \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2013 \nJuly \n2013 \nAugust \nZ.S.E. Mining Index1 \n66.77 \n48.73 \nZ.S.E. Industrial Index1 \n232.87 \n181.67 \nMoney Supply (Total Bank Deposits) (US$)2 \n3.85 billion \n3.80 billion \nMoney Supply (M3) Annual Growth2 \n4.26% \n5.77% \nYearly Inflation3 \n1.25% \n1.28% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \nMonth on \nMonth \nChange \n-27.02% \n-21.99% \n-1.52% \n-1.52% \n-0.15% \n \nSTOCK MARKET DEVELOPMENTS \n \nIn August 2013, the Zimbabwe Stock \nExchange (ZSE) succumbed to selling \npressure \nas \ninvestors \nunwound \ntheir \npre-elections positions. The largest losses \nwere recorded in Delta, African Sun, Zimre \nProperty Investments, and Mashonaland \nHoldings. \nAs a consequence of the high selling \npressure, the volume of shares traded for \nAugust was 409 million shares, 37.29% \nhigher than the 297.91 million shares traded \nin July 2013. Over the same period, the value \nof shares traded also rose by 24.46% to \nUS$54.18 million. \nBetween July and August 2013, the \nindustrial index declined by 21.99% to close \nthe period under review at 181.67 points. On \na year-to-date basis, the industrial index \ngained 20.07%. \n \nThe mining index also fell by 27.02%, from \n66.77 points in July to 48.73 points in \nAugust 2013. On a year-to-date basis, the \nmining index lost 26.49%. \n \nTrading on the local bourse continued to be \ndominated by foreign investors. Purchases \nby foreign investors were recorded at \nUS$33.31 million in August 2013, against \nUS$18.44 million in July. Over the same \nperiod, sales by foreign investors rose to \nUS$29.18 million from US$15.30 million. \n \n2 3 \n \n2 4 \nMarket capitalization declined by 23.13%, \nfrom US$6 billion at the end of July to \nUS$4.62 billion at the close of August 2013, \nlargely driven by losses in industrial blue \nchip counters. \n \n \nMONETARY DEVELOPMENTS \n \nAfter declining for the past 3 months, annual \nbroad money growth increased to 5.77% in \nAugust 2013, from 4.26% in July. The \nmarginal recovery in annual broad money \nlargely reflected deposit maturities being \nrolled over. \n \nOn a month on month basis, however, broad \nmoney declined by 1.5% to US$3 796.24 \nmillion in August 2013, from US$3 854.92 \nmillion in July 2013. The month on month \ndecrease in broad money was on the back of \nwithdrawals on most deposit classes. Major \ndeclines in deposits occurred at commercial \nbanks, which registered net outflows across \nall deposit classes amounting to US$56.08 \nmillion, during the month of August 2013. \nAnnual growth in credit to the private sector \nfurther declined by 0.71 percentage points, \nfrom 13.55% in July to 12.84% in August \n2013. On a month on month basis, credit to \nthe private sector registered a marginal \ngrowth of 0.61% in August 2013, from US$3 \n671.82 million in July 2013 to US$3 694.33 \nmillion. \n3.1 \n3.2 \n3.3 \n3.4 \n3.5 \n3.6 \n3.7 \n3.8 \n3.9 \n4.0 \n4.1 \n0\n5\n10\n15\n20\n25\n30\n35\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nUS$ Billions\n%\nMoney Supply\nM3\nM3 Annual Growth\n2012 2013 \n \n3 5 \nThe loan to deposit ratio rose to 97.32% in \nAugust 2013, compared to 95.25% in July \n2013, reflecting that credit to the private \nsector continued to be driven by loans and \nadvances, \ndue \nto \nlimited \nfinancial \n8.68%; bills discounted, 3.04%; bankers’ \nacceptances, 1.04%; and other investments, \n1.56%. \n \nLoans and advances were largely channeled \nto \nagriculture \n(19.05%), \nmanufacturing \n(17.12%) and distribution (15.99%) activities. \nHouseholds accounted for 16.55% of total \nloans and advances to the private sector. \n \nCredit to the private sector was mainly \nutilized for asset purchases (41.23%) as well \nas inventory build-up (34.74%). Loans and \nadvances utilized for fixed investment activity \nhave remained low, with the procurement of \nplant and equipment accounting for 2.95% \nand pre and post shipment financing at 2.21%, \nof total loans and advances. \n \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nInflationary \npressures \nin \nthe \ndomestic \neconomy remain low against a background of \ntight liquidity conditions, weak domestic de-\nmand, depressed economic activity and weak-\nening of the South African rand against the \nUnited States dollar. \n \nAnnual headline inflation increased somewhat \nfor the first time in 6 months, having \ndecelerated for the previous consecutive \nmonths to July 2013. Annual inflation rose \nfrom 1.25% in July 2013 to 1.28% in August \ninstruments in the Zimbabwean money \nmarket. Domestic credit was also partly \nsustained by offshore lines of credit, as the \nlocal economy continued to face liquidity \nconstraints. The contribution of offshore \nlines of credit in total credit to the private \nsector, increased marginally, from 12.36% \nin July 2013 to 12.40% in August 2013. \n \nAdvances to the private sector were made \nup of loans and advances, 85.68%; \nmortgages advanced by building societies, \n4 \n \n6 \n2013, on account of increases in non-food \ninflation. Non-food inflation surged from 1% \nin July 2013 to 1.44% in August 2013. \nAnnual non-food inflation accelerated from \n1% in July 2013 to 1.44% in August 2013, \nfollowing increases in the price of alcoholic \nbeverages and tobacco, transport, restaurants \nand hotels and housing, water, electricity, gas \nand other fuels. \n \nPartly \noffsetting \nthese \nincreases \nwere \ndecreases in the price of communication on \nthe back of stiff competition in the sector, \nwhich led to massive sales promotions to the \nbenefit of the consumers. \n \nMonth-on-Month Inflation \n \n \nMonth-on-month inflation increased from \n-0.38% in July 2013 to, -0.15% in August \n2013, following increases in the prices of \nboth food and non food categories. \n \nMonthly food prices gained 0.24 percentage \npoints to -0.9% in August 2013, from -1.14% \nin July 2013, despite the decline in prices of \nall other food and non-alcoholic beverages \nsub-groups. \n \nMonthly \nfood \ninflation \nsoared, \nnotwithstanding declines in categories such \nas vegetables, -2.58%; fruit, -1.72%; sugar, \njam, honey, chocolate and confectionery, \n-0.91%; oils and fats, -0.85%; and milk, \ncheese and eggs, -0.80%. \n \nAnnual food inflation declined to 0.94% in \nAugust, down from 1.74% in July 2013, \nlargely due to falling prices of vegetables, \nmilk, cheese and eggs; sugar, jam, chocolate \nand confectionery; and mineral waters, soft \ndrinks, fruit and vegetable juices, as a result \nof improved supply of these items on the mar-\nket. \n \n7 \nMonthly non-food prices surged to 0.23% in \nAugust 2013, from -0.004% in July 2013, \nlargely due to increases in the prices of \nelectricity, gas and other fuels, 0.79%; \nrecreational and cultural services, 0.08%; and \ntransport, 0.07%. \n \nInflation Outlook \n \nInflation developments in the domestic \neconomy, in the short to medium term, will \ncontinue to be influenced by movements \ninternational oil prices, price developments \nin South Africa, world food prices, as well as \nthe level of domestic demand. \n \nInternational food prices have, however, \nbeen on the decline since the beginning of \n2013. According to Food and Agriculture \nOrganisation (FAO), international cereals \nprice index decreased by 10,1% during the \nperiod September 2012 to June 2013. \n \nDomestically, the decline in international \nfood prices has resulted in falling inflation, \nas prices of imported rice and wheat \ndeclined. \nThe low agriculture output experienced in \n2013 is, however, likely to result in an in-\ncrease in the price of mealie meal, from the \nlast quarter of 2013 through to the end of first \nquarter 2014. \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through \nthe RTGS system in August 2013 decreased \nby 15% to US$3.35 billion from US$3.96 \nbillion in July 2013. The volume of transac-\ntions also registered a decrease of 9%, from \n205 854 to 187 747 over the same period. \n \nCard Systems \n \nThe total value of card based transactions \nrose by 2.23%, from US$334 million in July \nto US$341.5 million in August 2013. \nMobile and Internet Based Transactions \n \nThe value of mobile and internet based \ntransactions also increased by 4.93%, from \n8 \nUS$303.20 million in July to US$318.16 \nmillion in August 2013. \n \nCheques \nIn \nvalue \nterms, \ncheque \ntransactions \ndecreased from US$12.30 million in July \n2013 to US$10.45 million in August 2013. \n \n \n \n \n \n \n \n \n \n \n \nReserve Bank of Zimbabwe \nOctober 2013 \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n36 \n10 \n11 \nTABLE 1.1 : MONETARY AGGREGATES \n US$ Thousands \n \n2012 \n2013 \n \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \nFebruary \nMarch \nApril \nMay \nJune \nJuly \nAugust \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nRBZ Demand Deposits \n80.9 \n82.1 \n80.7 \n79.6 \n80.8 \n78.6 \n78.3 \n77.3 \n 78.6 \n74.5 \n73.0 \n73.5 \n71.9 \nComm. Banks Dem. Deposits \n1,826,752.4 \n1,869,138.7 \n1,894,495.7 \n1,804,260.4 \n1,981,218.7 \n1,924,517.4 \n1,875,465.4 \n1,860,664.0 \n1,979,220.0 \n 1,932,968.10 \n 1,874,568.0 \n 1,926,968.5 \n1,901,793.3 \nMerchant Banks Dem. Deposits \n106,955.1 \n102,471.0 \n112,805.6 \n105,260.2 \n108,094.7 \n106,935.2 \n102,797.7 \n104,281.4 \n107,324.1 \n \n112,173.40 \n 114,560.5 \n 111,261.06 \n109,449.6 \nM1 \n1,933,788.4 \n1,971,691.8 \n2,017,382.0 \n1,909,600.2 \n2,089,394.2 \n2,031,531.2 \n1,978,341.4 \n1,965,022.7 \n2,086,622.6 \n2,045,215.9 \n 1,989,201.5 \n 2,038,302.96 \n2,011,314.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks Savings Deposits \n171,279.3 \n189,287.9 \n182,029.0 \n288,914.0 \n253,471.9 \n193,007.6 \n192,683.5 \n201,459.2 \n194,873.4 \n \n221,622.3 \n 229,386.7 \n 201,667.79 \n187,394.4 \nBuilding Soc. Savings Deposits \n171,825.0 \n176,983.1 \n164,699.0 \n163,276.1 \n180,152.6 \n159,093.7 \n168,605.4 \n168,484.1 \n170,975.7 \n \n192,634.8 \n 189,753.8 \n 195,606.6 \n189,953.1 \nP O S B Savings Deposits \n51,322.2 \n51,747.0 \n50,457.0 \n55,822.7 \n54,893.7 \n55,832.5 \n56,274.2 \n57,860.7 \n55,236.9 \n \n56,544.5 \n 60,117.8 \n 60,162.5 \n51,322.2 \nComm. Banks U-30 Day Deposits \n716,241.3 \n648,981.9 \n781,995.1 \n593,873.6 \n613,008.0 \n632,215.7 \n708,500.6 \n734,849.5 \n786,076.0 \n \n637,041.1 \n 629,544.6 \n 663,617.3 \n643,559.0 \nMerchant Banks U-30 Day Deposits \n39,907.3 \n60,358.5 \n35,887.6 \n69,265.1 \n67,930.5 \n91,671.2 \n65,975.9 \n62,324.3 \n64,604.1 \n \n67,104.2 \n 56,223.1 \n 82,650.4 \n80,569.1 \nBuilding Soc. U- 30 Day Deposits \n59,216.0 \n70,300.4 \n98,536.7 \n73,514.3 \n65,572.4 \n60,885.9 \n77,091.9 \n82,098.1 \n81,944.39 \n \n122,672.1 \n 119,217.4 \n 121,325.5 \n99,842.7 \nM2 \n3,143,579.4 \n3,169,350.6 \n3,320,987.1 \n3,154,266.0 \n3,324,423.3 \n3,224,237.8 \n3,247,472.9 \n3,272,098.6 \n3,440,333.1 \n3,342,834.9 \n 3,273,444.8 \n 3,363,333.0 \n3,263,955.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks O-30 Day Deposits \n192,982.4 \n311,167.7 \n235,566.9 \n424,351.9 \n314,380.7 \n351,356.6 \n297,613.9 \n249,558.5 \n223,799.1 \n \n387,930.6 \n 268,082.1 \n 219,826.9 \n223,258.1 \nMerchant Banks O-30 Day Deposits \n64,463.7 \n56,445.3 \n60,561...8 \n46,439.3 \n44,191.4 \n21,339.0 \n55,714.0 \n52,841.7 \n56,349.4 \n \n54,361.5 \n 52,329.5 \n 27,019.2 \n25,199.0 \nBuilding Soc. O- 30 Day Deposits \n170,113.2 \n172,761.3 \n165,382.5 \n179,493.1 \n184,561.2 \n192,823.3 \n194,226.7 \n203,912.9 \n226,550.8 \n \n212,044.5 \n 222,591.8 \n 222,795.8 \n264,539.8 \nBuilding Soc. Class C Deposits \n0.0 \n \n \n \n \n \n \n0.0 \n0.0 \n0.0 \n \n \n \nBuilding Soc. Other Share Deposits \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n11,266.6 \n11,266.6 \n \n11,266.5 \n 11,266.6 \n 11,266.6 \n11,266.6 \nP O S B Time Deposits \n8,018.0 \n8,316.8 \n11,324.0 \n9,964.9 \n8,973.9 \n8,497.2 \n8,447.9 \n8,845.8 \n8,443.5 \n \n9,703.5 \n 10,492.4 \n 10,680.2 \n8,018.0 \nM3 \n3,589,298.3 \n3,728,183.4 \n3,813,963.8 \n3,824,656.8 \n3,886,672.1 \n3,808,395.5 \n3,813,616.9 \n3,798,524.1 \n3,966,742.5 \n \n4,018,141.5 \n 3,838,207.3 \n 3,854,921.7 \n3,796,236.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \nTABLE 1.2 : BROAD MONEY SURVEY \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-459,138.70 \n-447,672.70 \n-417,840.40 \n-340,899.70 \n-435,528.80 \n-485,643.40 \n-478,669.10 \n-627,094.50 \n-477,210.6 \n-488,616.3 \n-770,401.9 \n-822,415.5 \n-884,443.1 \n \n Assets \n918,272.00 \n952,305.80 \n964,367.00 \n1,063,411.00 \n1,089,808.50 \n994,812.70 \n988,575.61 \n867,399.60 \n983,189.5 \n1,065,690.2 \n994,502.1 \n967,794.1 \n931,989.0 \n \n Reserve Bank (RBZ) \n392,913.30 \n431,019.90 \n402,814.90 \n385,911.70 \n447,988.80 \n454,346.10 \n421,879.25 \n367,092.80 \n412,155.0 \n471,664.8 \n461,797.0 \n362,306.8 \n287,616.2 \n \n Deposit Money Banks (DMBs) \n497,720.10 \n490,916.00 \n527,291.20 \n635,377.30 \n599,274.60 \n507,151.40 \n529,296.47 \n469,834.90 \n537,446.4 \n547,557.0 \n488,238.1 \n536,681.8 \n567,196.5 \n \n Other Banking Institutions \n(OBIs) \\1 \n27,638.60 \n30,369.90 \n34,260.90 \n42,122.10 \n42,545.10 \n33,315.20 \n37,399.89 \n30,471.90 \n33,588.1 \n46,468.4 \n44,467.0 \n68,805.5 \n77,176.2 \n \n Liabilities \\2 \n-1,377,410.80 \n-1,399,978.50 \n-1,382,207.30 \n-1,404,310.70 \n-1,525,337.30 \n-1,480,456.00 \n-1,467,244.71 \n-1,494,494.10 \n-1,460,400.2 \n-1,554,306.5 \n-1,764,904.0 \n-1,790,209.6 \n-1,816,432.1 \n \n RBZ \n1,144,176.70 \n1,149,650.90 \n1,147,233.00 \n1,147,319.70 \n1,149,161.20 \n1,149,023.60 \n1,141,623.47 \n1,135,073.40 \n1,140,521.7 \n1,134,105.5 \n1,138,062.0 \n1,143,126.7 \n1,139,865.9 \n \n DMBs \n216,220.20 \n233,273.50 \n211,042.10 \n233,317.40 \n352,118.40 \n311,214.10 \n303,476.08 \n337,091.10 \n293,394.4 \n393,575.8 \n600,126.4 \n625,430.1 \n655,728.1 \n \n OBIs \n17,013.80 \n17,054.10 \n23,932.20 \n23,673.70 \n24,057.80 \n20,218.40 \n22,145.17 \n22,329.60 \n26,484.0 \n26,625.2 \n26,715.6 \n21,652.8 \n20,838.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \n4,048,437.10 \n4,175,856.10 \n4,231,804.20 \n4,165,556.50 \n4,322,201.00 \n4,294,038.70 \n4,292,286.03 \n4,425,618.60 \n4,443,953.2 \n4,506,758.0 \n4,608,609.2 \n4,677,337.2 \n4,680,679.8 \n \nDOMESTIC CREDIT \n3,396,416.20 \n3,469,968.40 \n3,502,649.80 \n3,620,952.20 \n3,788,468.50 \n3,777,967.90 \n3,781,756.54 \n3,845,110.10 \n3,808,385.3 \n3,871,013.0 \n3,936,046.1 \n3,966,266.5 \n3,988,814.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n73,155.70 \n73,214.80 \n80,219.70 \n80,710.40 \n176,058.40 \n166,842.30 \n153,163.97 \n170,638.10 \n180,007.9 \n212,221.9 \n206,189.6 \n232,272.7 \n234,118.0 \n \n RBZ \n-1,502.40 \n-1,514.60 \n-11,344.70 \n-11,034.80 \n-11,097.80 \n-1,225.80 \n-1,192.38 \n-1,179.60 \n-1,180.8 \n-1,179.7 \n-1,828.4 \n-3,487.6 \n-1,242.0 \n \n DMBs \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,122.73 \n151,543.00 \n160,538.4 \n192,880.2 \n187,784.4 \n215,526.7 \n215,126.4 \n \n OBIs \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.63 \n20,274.70 \n20,650.2 \n20,521.4 \n20,233.6 \n20,233.6 \n20,233.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Public Enterprises \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n58,973.6 \n63,604.9 \n63,628.7 \n62,174.3 \n60,363.0 \n \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n DMBs \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n58,973.6 \n63,604.9 \n63,628.7 \n62,174.3 \n60,363.0 \n \n Agri-PEs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n Other \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n3,620,380.60 \n58,973.6 \n63,604.9 \n63,628.7 \n62,174.3 \n60,363.0 \n \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Private Sector \n3,273,970.70 \n3,350,693.00 \n3,372,788.70 \n3,488,777.20 \n3,560,693.20 \n3,558,864.50 \n3,574,884.08 \n3,620,380.60 \n3,569,403.8 \n3,595,186.2 \n3,666,227.8 \n3,671,819.5 \n3,694,333.6 \n \n RBZ \n41,323.60 \n42,548.20 \n42,122.00 \n41,521.50 \n40,636.30 \n41,014.10 \n41,015.10 \n41,041.10 \n41,014.1 \n40,128.8 \n40,128.8 \n36,146.1 \n36,147.1 \n \n DMBs \n2,823,945.60 \n2,897,885.30 \n2,890,646.50 \n2,996,259.40 \n3,065,153.80 \n3,057,321.20 \n3,065,133.69 \n3,111,948.80 \n3,058,690.9 \n3,063,681.6 \n3,125,352.0 \n3,133,523.7 \n3,159,392.5 \n \n OBIs \n408,701.50 \n410,259.50 \n440,020.20 \n450,996.30 \n454,903.20 \n460,529.20 \n468,735.29 \n467,417.70 \n469,698.7 \n491,375.8 \n500,747.0 \n502,149.7 \n498,794.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n652,020.90 \n705,887.60 \n729,154.40 \n544,604.30 \n533,732.40 \n516,070.80 \n510,529.50 \n580,508.50 \n635,567.9 \n635,745.0 \n672,563.1 \n711,070.7 \n691,865.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n3,589,298.30 \n3,728,183.40 \n3,813,963.80 \n3,824,656.80 \n3,886,672.10 \n3,808,395.40 \n3,813,616.93 \n3,798,524.10 \n3,966,742.5 \n4,018,141.5 \n3,838,207.3 \n3,854,921.7 \n3,796,236.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n13 \nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3) \n US$ Thousands \n1. Finance houses, building societies and P. O. S. B. \n2. Sign reversal. \n3. Net Domestic Assets consist of domestic credit and other items net. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-92,789.00 \n11,466.10 \n29,832.30 \n76,940.70 \n-94,629.10 \n-50,114.50 \n6,974.25 \n-148,425.4 \n149,883.9 \n-11,405.7 \n-281,785.6 \n-52,013.6 \n-62,027.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Assets \n-92,723.60 \n34,033.80 \n12,061.10 \n99,044.00 \n26,397.50 \n-94,995.80 \n-6,237.07 \n-121,176.0 \n115,789.9 \n82,500.7 \n-71,188.1 \n-26,708.0 \n-35,805.2 \n Reserve Bank (RBZ) \n-50,617.30 \n38,106.70 \n-28,205.00 \n-16,903.20 \n62,077.10 \n6,357.30 \n-32,466.80 \n-54,786.5 \n45,062.2 \n59,509.8 \n-9,867.8 \n-99,490.2 \n-74,690.6 \n Deposit Money Banks (DMBs) \n-45,383.20 \n-6,804.10 \n36,375.10 \n108,086.10 \n-36,102.60 \n-92,123.20 \n22,145.09 \n-59,461.6 \n67,611.5 \n10,110.6 \n-59,318.9 \n48,443.7 \n30,514.8 \n Other Banking Institutions (OBIs) \\1 \n3,276.90 \n2,731.30 \n3,891.00 \n7,861.20 \n423 \n-9,229.80 \n4,084.65 \n-6,928.0 \n3,116.2 \n12,880.3 \n-2,001.4 \n24,338.5 \n8,370.6 \n Liabilities \\2 \n-65.4 \n-22,567.70 \n17,771.10 \n-22,103.40 \n-121,026.60 \n44,881.30 \n13,211.32 \n-27,249.4 \n34,093.9 \n-93,906.3 \n-210,597.5 \n-25,305.6 \n-26,222.5 \n RBZ \n1,854.60 \n5,474.20 \n-2,417.90 \n86.7 \n1,841.50 \n-137.6 \n-7,400.09 \n-6,550.1 \n5,448.4 \n-6,416.2 \n3,956.5 \n5,064.8 \n-3,260.9 \n DMBs \n-984.1 \n17,053.30 \n-22,231.40 \n22,275.20 \n118,801.00 \n-40,904.20 \n-7,738.03 \n33,615.1 \n-43,696.7 \n100,181.4 \n206,550.6 \n25,303.6 \n30,298.0 \n OBIs \n-805.1 \n40.3 \n6,878.20 \n-258.6 \n384.1 \n-3,839.40 \n1,926.80 \n184.4 \n4,154.5 \n141.2 \n90.4 \n-5,062.8 \n-814.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \\3 \n-15,473.10 \n127,419.00 \n55,948.10 \n-66,247.70 \n156,644.50 \n-28,162.20 \n-1,752.72 \n133,332.6 \n18,334.6 \n62,804.8 \n101,851.2 \n68,728.0 \n3,342.6 \nDOMESTIC CREDIT \n33,774.50 \n73,552.20 \n32,681.40 \n118,302.40 \n167,516.40 \n-10,500.60 \n3,788.59 \n63,353.6 \n-36,724.9 \n62,627.7 \n65,033.1 \n30,220.4 \n22,548.1 \n Claims on Government (net) \n-6,181.90 \n59.1 \n7,004.90 \n490.8 \n95,348.00 \n-9,216.10 \n-13,678.34 \n17,474.1 \n9,369.8 \n32,214.0 \n-6,032.3 \n26,083.2 \n1,845.2 \n RBZ \n20.3 \n-12.2 \n-9,830.10 \n309.9 \n-63 \n9,872.00 \n33.43 \n12.8 \n-1.2 \n1.1 \n-648.7 \n-1,659.1 \n2,245.5 \n DMBs \n-6,202.10 \n71.3 \n15,601.40 \n180.9 \n95,410.90 \n-18,088.00 \n-13,711.77 \n-2,579.8 \n8,995.5 \n32,341.8 \n-5,095.8 \n27,742.3 \n-400.3 \n OBIs \n0 \n0 \n1,233.60 \n0 \n0 \n-1,000.00 \n0.0 \n20,041.1 \n375.5 \n-128.8 \n-287.8 \n0.0 \n0.0 \n Claims on Public Enterpris \n-325.8 \n-3,229.10 \n3,580.70 \n1,823.10 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n23.8 \n-1,454.4 \n-1,811.3 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n-325.8 \n-3,229.10 \n3,580.70 \n18231 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n23.8 \n-1,454.4 \n-1,811.3 \n Agri-PEs \n-4,771.80 \n-4,772.80 \n-4,773.80 \n-4,774.80 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n-5,259.3 \n-5,260.3 \n-5,261.3 \n Other \n4,446.00 \n1,543.70 \n8,354.50 \n6,597.90 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n5,283.1 \n3,805.9 \n3,450.0 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n40,282.20 \n76,722.30 \n22,095.70 \n115,988.50 \n71,916.00 \n-1,828.70 \n16,019.59 \n45,496.5 \n-50,976.8 \n25,782.4 \n71,041.6 \n5,591.7 \n22,514.2 \n RBZ \n2,531.30 \n1,224.60 \n-426.2 \n-600.5 \n-885.3 \n377.8 \n1.0 \n-1.0 \n0.0 \n-885.3 \n0.0 \n-3,982.7 \n1.0 \n DMBs \n26,540.70 \n73,939.70 \n-7,238.70 \n105,612.90 \n68,894.30 \n-7,832.60 \n7,812.52 \n46,815.1 \n-53,257.8 \n4,990.7 \n61,670.4 \n8,171.7 \n25,868.8 \n OBIs \n11,210.10 \n1,558.00 \n29,760.70 \n10,976.10 \n3,906.90 \n5,626.00 \n8,206.07 \n-1,317.5 \n2,281.0 \n21,677.1 \n9,371.2 \n1,402.7 \n-3,355.6 \nOTHER ITEMS (NET) \n-49,247.60 \n53,866.80 \n23,266.70 \n-184,550.10 \n-10,871.90 \n-17,661.60 \n-5,541.30 \n69,979.0 \n55,059.4 \n177.1 \n36,818.1 \n38,507.5 \n-19,205.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n-108,262.00 \n138,885.10 \n85,780.40 \n10,692.90 \n62,015.40 \n-78,276.70 \n5,221.54 \n-15,092.8 \n168,218.4 \n51,399.0 \n-179,934.2 \n16,714.4 \n-58,685.0 \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n-2.90% \n3.90% \n2.30% \n0.30% \n1.60% \n-2.00% \n0.14% \n-0.4% \n4.4% \n1.3% \n-4.5% \n0.4% \n-1.5% \n Domestic Credit \n1.00% \n2.20% \n0.90% \n3.40% \n4.60% \n-0.30% \n0.10% \n1.7% \n-1.0% \n1.6% \n1.7% \n0.8% \n0.6% \n Claims on Private Sector \n1.20% \n2.30% \n0.70% \n3.40% \n2.10% \n-0.10% \n0.45% \n1.3% \n-1.4% \n0.7% \n2.0% \n0.2% \n0.6% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-89,936.30 \n-190,761.00 \n-131,411.50 \n-100,210.80 \n-19,830.80 \n-139,041.90 \n-211,017.80 \n-408,762.52 \n-268,481.4 \n-146,235.3 \n-116,519.4 \n-395,149.4 \n-456,065.7 \n Assets \n-42,038.00 \n-142,367.40 \n-71,725.60 \n-81,928.20 \n36,818.40 \n33,821.10 \n-99,644.30 \n-321,764.74 \n-149,564.2 \n-66,182.3 \n50,744.2 \n-13,526.8 \n-43,201.5 \n Reserve Bank (RBZ) \n-5,809.40 \n-77,953.30 \n-5,234.10 \n-34,371.40 \n-34,330.10 \n33,849.90 \n23,562.10 \n-129,087.95 \n-120,111.9 \n-97,956.8 \n15,270.3 \n22,548.6 \n-81,223.8 \n Deposit Money Banks (DMBs) \n10,917.80 \n-76,767.00 \n-84,133.70 \n-68,113.20 \n53,083.10 \n-22,552.60 \n-134,496.90 \n-207,670.13 \n-38,404.5 \n23,160.4 \n16,001.4 \n-59,281.2 \n-6,421.5 \n Other Banking Institutions (OBIs) \n\\1 \n10,917.80 \n12,352.80 \n17,642.10 \n20,556.40 \n18,065.40 \n22,523.80 \n11,290.50 \n14,993.34 \n8,952.2 \n8,614.1 \n19,472.4 \n23,205.8 \n44,443.8 \n Liabilities \\2 \n-47,898.30 \n-48,393.50 \n-59,685.90 \n-18,282.60 \n-56,649.10 \n-172,863.00 \n-111,373.40 \n-86,997.79 \n-118,917.3 \n-80,053.1 \n-167,263.6 \n-381,622.6 \n-412,864.3 \n RBZ \n-28,246.40 \n-27,498.90 \n-21,730.40 \n-33,783.90 \n-20,811.30 \n-2,908.60 \n-9,155.50 \n-20,012.20 \n-23,389.5 \n-17,346.3 \n-10,305.8 \n-7,088.6 \n804.6 \n DMBs \n78,373.30 \n79,089.80 \n89,568.80 \n53,504.60 \n79,315.30 \n177,406.00 \n121,978.00 \n105,662.89 \n140,952.3 \n92,713.4 \n172,628.6 \n383,811.9 \n408,225.7 \n OBIs \n-2,228.60 \n-3,197.30 \n-8,152.60 \n-1,438.00 \n-1,854.90 \n-1,634.40 \n-1,449.10 \n1,347.09 \n1,354.5 \n4,686.0 \n4,940.8 \n4,899.3 \n3,834.0 \nNET DOMESTIC ASSETS \\3 \n880,494.10 \n827,621.50 \n830,303.80 \n860,964.80 \n755,911.50 \n925,312.70 \n874,388.80 \n844,811.73 \n628,387.0 \n659,222.6 \n554,475.7 \n643,086.0 \n613,427.0 \nDOMESTIC CREDIT \n864,860.40 \n822,357.30 \n802,510.00 \n795,755.70 \n873,159.50 \n990,341.70 \n986,989.40 \n963,317.91 \n842,942.1 \n786,202.9 \n731,055.8 \n708,713.7 \n603,624.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n81,808.40 \n75,191.50 \n74,845.90 \n82,122.60 \n82,338.10 \n177,893.20 \n168,720.90 \n154,919.99 \n81,055.3 \n91,424.1 \n133,685.7 \n123,996.4 \n152,935.2 \n DMBs \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,123.73 \n60,198.4 \n70,439.5 \n112,834.8 \n103,688.6 \n134,666.5 \n OBIs \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.625 \n20,274.7 \n20,446.7 \n20,297.6 \n20,030.1 \n20,233.6 \n Claims on Public Enterprises \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n24,274.7 \n27,528.6 \n31,812.4 \n14,317.4 \n12,558.6 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n24,122.0 \n27,528.6 \n31,812.4 \n14,317.4 \n12,558.6 \n Agri-PEs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n-1.0 \n0.0 \n0.0 \n-1.0 \n-4,771.8 \n Other \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,793.40 \n7,557.90 \n9,665.95 \n24,123.0 \n27,528.6 \n31,812.4 \n14,318.4 \n17,330.4 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n777,751.70 \n739,886.00 \n730,843.70 \n713,583.30 \n781,394.30 \n805,656.00 \n810,710.60 \n798,732.97 \n737,764.8 \n667,250.2 \n565,557.7 \n570,399.9 \n438,131.0 \n RBZ \n665 \n1,765.10 \n-9,455.10 \n-9,387.20 \n-3,975.50 \n-3,903.10 \n-5,788.80 \n-7,388.11 \n-6,693.9 \n-3,088.9 \n-7,047.9 \n-3,630.4 \n-2,646.2 \n DMBs \n616,003.90 \n597,497.20 \n617,287.40 \n574,157.10 \n654,515.10 \n687,696.60 \n691,818.10 \n687,296.33 \n627,797.4 \n545,532.3 \n441,516.4 \n461,613.7 \n336,118.8 \n OBIs \n161,082.90 \n140,623.70 \n123,011.40 \n148,813.50 \n130,854.70 \n121,862.50 \n124,681.30 \n118,824.75 \n116,661.3 \n124,806.8 \n131,089.3 \n112,416.6 \n104,658.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n15,633.70 \n5,264.20 \n27,793.80 \n65,209.10 \n-117,248.00 \n-65,029.00 \n-112,600.70 \n-118,506.18 \n-214,555.1 \n-126,980.3 \n-176,580.1 \n-65,627.7 \n9,802.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n790,557.90 \n636,860.50 \n698,892.30 \n760,753.90 \n736,080.70 \n786,270.80 \n663,371.00 \n436,049.20 \n359,905.6 \n512,987.3 \n437,956.1 \n247,936.6 \n157,361.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n27.20% \n21.60% \n23.10% \n24.90% \n23.80% \n25.40% \n21.10% \n12.91% \n10.5% \n14.9% \n12.2% \n6.9% \n4.3% \n Domestic Credit \n34.60% \n31.90% \n30.10% \n29.40% \n31.80% \n35.40% \n35.40% \n34.18% \n28.1% \n26.0% \n23.3% \n22.0% \n18.0% \n Claims on Private Sector \n31.70% \n29.20% \n27.90% \n26.80% \n28.90% \n29.20% \n29.50% \n28.77% \n25.6% \n23.0% \n18.7% \n18.4% \n13.5% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAUGUST \n \n \n-425,304.4 \n13,716.9 \n-105,297.0 \n69,476.4 \n49,537.5 \n-439,021.3 \n-4,310.9 \n439,507.9 \n3,824.3 \n632,242.7 \n592,398.4 \n \n160,962.3 \n140,468.3 \n20,233.6 \n11,073.2 \n0.0 \n11,073.2 \n-4,772.8 \n15,846.0 \n0.0 \n420,363.0 \n-5,176.5 \n335,446.9 \n90,092.6 \n \n39,844.3 \n \n206,938.3 \n \n \n5.8% \n17.4% \n12.8% \n \n \nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3) \n \n \n \n \n$ Thousands \n \n \n \n \n14 \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n363,990.9 \n39,589.6 \n27,332.8 \n322,510.1 \n8,749.9 \n74,636.2 \n336,196.7 \n77,655.7 \n198,437.3 \n52,515.7 \n171,956.3 \n1,013.2 \n1,674,584.5 \nFEBRUARY \n352,190.20 \n36,718.69 \n26,551.03 \n284,567.87 \n9,291.08 \n85,886.99 \n336,261.49 \n88,738.25 \n202,845.20 \n53,191.93 \n172,424.01 \n1,567.65 \n1,650,234.17 \nMARCH \n354,440.8 \n37,811.0 \n31,484.9 \n328,381.1 \n8,193.5 \n92,178.6 \n324,375.5 \n108,000.1 \n205,453.7 \n32,088.9 \n174,479.6 \n1,583.8 \n1,698,471.4 \nAPRIL \n341,893.5 \n30,462.0 \n33,633.8 \n358,038.0 \n5,558.5 \n78,498.4 \n334,699.5 \n110,765.7 \n220,956.5 \n26,181.8 \n179,845.8 \n1,355.3 \n1,721,888.8 \nMAY \n375,541.0 \n30,286.7 \n31,158.4 \n350,097.9 \n7,623.4 \n97,695.7 \n327,187.7 \n113,796.7 \n207,041.1 \n28,432.9 \n202,146.6 \n1,738.3 \n1,772,746.5 \nJUNE \n402,314.1 \n30,399.7 \n37,466.6 \n356,842.2 \n7,580.8 \n28,025.9 \n337,059.2 \n130,973.8 \n201,898.0 \n40,295.4 \n219,606.7 \n1,649.8 \n1,794,112.2 \nJULY \n416,536.2 \n26,795.9 \n36,424.2 \n369,410.8 \n8,174.0 \n26,119.1 \n348,484.2 \n136,934.2 \n203,314.6 \n36,869.5 \n249,542.8 \n3,382.6 \n1,861,988.0 \nAUGUST \n422,545.8 \n30,950.3 \n43,395.1 \n390,558.4 \n8,333.0 \n29,323.9 \n348,252.0 \n146,338.5 \n173,945.4 \n55,950.3 \n254,919.8 \n3,523.5 \n1,907,991.4 \nSEPTEMBER \n431,501.7 \n36,637.9 \n38,487.8 \n384,840.8 \n6,828.2 \n37,420.1 \n396,813.5 \n145,657.9 \n219,452.1 \n29,378.2 \n254,248.3 \n5,036.1 \n1,986,302.5 \nOCTOBER \n444,653.7 \n33,583.2 \n34,764.4 \n411,489.2 \n9,551.4 \n29,439.4 \n401,206.1 \n144,223.4 \n230,809.2 \n35,103.6 \n271,795.8 \n6,715.9 \n2,053,335.2 \nNOVEMBER \n444,527.3 \n33,548.0 \n37,207.3 \n428,008.3 \n10,704.6 \n32,236.2 \n417,838.2 \n142,715.0 \n228,088.4 \n36,568.0 \n267,282.0 \n8,055.2 \n2,087,778.7 \nDECEMBER \n444,341.0 \n32,622.8 \n37,353.2 \n428,782.2 \n8,513.2 \n31,513.9 \n414,044.9 \n148,927.9 \n233,864.4 \n33,116.1 \n288,628.5 \n9,370.9 \n2,111,078.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8 \n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \nJUNE \n489,730.1 \n37,474.3 \n38,198.7 \n425,521.3 \n7,310.7 \n53,815.0 \n454,368.5 \n110,349.9 \n295,432.3 \n51,453.6 \n385,769.7 \n11,033.4 \n2,360,457.5 \nJULY \n483,103.7 \n40,342.5 \n33,494.3 \n464,921.7 \n6,869.2 \n38,522.6 \n541,025.9 \n116,557.1 \n307,117.5 \n48,218.0 \n426,582.7 \n4,455.3 \n2,511,210.5 \nAUGUST \n521,743.0 \n38,889.1 \n43,894.5 \n425,531.4 \n7,260.6 \n39.087.2 \n451,871.2 \n110,041.8 \n346,006.0 \n40,216.0 \n374,587.1 \n9,914.6 \n2,409,042.5 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJUNE \n99,949.6 \n12,989.0 \n55,552.6 \n15,544.8 \n22,884.4 \n64,832.4 \n58,599.9 \n91,171.3 \n33,744.2 \n125,204.9 \n7,515.8 \n587,988.8 \nJULY \n57,212.2 \n15,008.9 \n28,053.9 \n25,999.1 \n48,343.1 \n66,151.0 \n76,442.2 \n92,251.0 \n46,904.3 \n111,009.8 \n4,461.3 \n571,836.8 \nAUGUST \n49,200.5 \n14,198.6 \n38,216.6 \n26,733.6 \n27,.22.2 \n54,208.9 \n65,862.8 \n65,893.7 \n44,173.3 \n114,603.8 \n7,371.6 \n507,485.6 \nSEPTEMBER \n57,953.8 \n14,365.5 \n37,230.9 \n27,211.1 \n27,365.5 \n54,699.3 \n67,007.8 \n69,196.8 \n43,515.1 \n119,899.9 \n7,225.4 \n525,670.8 \nOCTOBER \n62,501.8 \n15,369.1 \n50,322.8 \n13,991.3 \n43,176.3 \n76,085.7 \n 84,137.4 \n74,481.1 \n36,442.3 \n 159,860.1 \n7,139.6 \n 623,507.5 \nNOVEMBER \n79,498.6 \n17,399.0 \n51,214.2 \n37,028.4 \n41,525.2 \n68,737.1 \n65,831.1 \n81,757.5 \n41,273.6 \n165,811.3 \n8,614.2 \n658,690.2 \nDECEMBER \n69,626.60 \n17,100.57 \n61,871.18 \n35,218.31 \n38,605.14 \n76,364.84 \n79,801.05 \n85,485.21 \n45,026.61 \n166,500.19 \n8,482.65 \n684,082.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \nMAY \n67,425.0 \n17,232.4 \n66,358.3 \n21,534.7 \n59,449.7 \n72,998.8 \n89,738.5 \n84,961.5 \n15,028.8 \n189,089.0 \n18,888.7 \n702,705.4 \nJUNE \n68,762.1 \n16,928.9 \n64,967.8 \n11,199.2 \n57,389.1 \n72,983.6 \n94,193.4 \n98,762.3 \n13,866.1 \n176,186.3 \n18,800.0 \n694,038.7 \nJULY \n66,851.1 \n15,061.8 \n64,398.0 \n11,134.2 \n34,750.7 \n77,551.0 \n100,908.8 \n109,118.2 \n14,701.2 \n162,459.7 \n15,995.4 \n672,930.0 \nAUGUST \n67,246.9 \n15,177.5 \n68,887.7 \n11,071.0 \n34,241.2 \n77,411.5 \n122,491.8 \n120,661.7 \n13,212.7 \n137,335.6 \n15,655.4 \n683,393.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,494.8 \n1,897.5 \n0.0 \n479,6 \n31,053.3 \n31,756.6 \n20,082.4 \n0.0 \n1,516.1 \n3,623.5 \n105,903.9 \n FEBRUARY \n 16,359.6 \n483.9 \n0.0 \n734.6 \n32,663.4 \n15,907.7 \n5,112.6 \n0.0 \n301.8 \n0.0 \n71,563.6 \nMARCH \n15,328.4 \n4,816.6 \n0.0 \n734.6 \n33,053.5 \n22,330.2 \n3,206.4 \n0.0 \n301.8 \n0.0 \n75,436.7 \nAPRIL \n7,793.4 \n831.6 \n0.0 \n180.6 \n19,825.5 \n23,032.0 \n12,462.5 \n102.0 \n189.3 \n0.0 \n69,482.2 \nMAY \n0.0 \n0.0 \n0.0 \n2,055.8 \n14,431.9 \n15,786.1 \n17,666.6 \n589.7 \n2,850.8 \n836.1 \n54,217..1 \nJUNE \n1,031.1 \n1,011.3 \n0.0 \n1,875.2 \n13,904.0 \n21,823.7 \n16,562.2 \n0.0 \n189.3 \n836.1 \n57,233.0 \nJULY \n125.6 \n0.0 \n0.0 \n0.0 \n7,054.0 \n19,331.9 \n14,121.2 \n1,533.9 \n0.0 \n0.0 \n42,166.6 \nAUGUST \n0.0 \n913.3 \n0.0 \n0.0 \n13,898.0 \n13,694.7 \n18,347.2 \n0.0 \n0.0 \n0.0 \n46,853.3 \nSEPTEMBER \n0.0 \n11,242.5 \n0.0 \n0.0 \n12,193.0 \n15,228.3 \n3,969.9 \n0.0 \n0.0 \n0.0 \n42,633.7 \nOCTOBER \n0.0 \n1,135.0 \n0.0 \n0.0 \n2,134.9 \n28,261.6 \n204.0 \n0.0 \n0.0 \n0.0 \n31,735.5 \nNOVEMBER \n8,373.2 \n3,045.0 \n11,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n0.0 \n34,497.7 \nDECEMBER \n6,559.3 \n1,430.0 \n14,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n70.0 \n34,138.7 \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \nJUNE \n5,100.0 \n0.0 \n0.0 \n0.0 \n5,760.0 \n0.0 \n212.0 \n0.0 \n15,210.0 \n0.0 \n26,282.0 \nJULY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,000.0 \n0.0 \n212.0 \n0.0 \n15,110.0 \n0.0 \n27,422.0 \nAUGUST \n5,100.0 \n0.0 \n0.0 \n0.0 \n6,000.0 \n0.0 \n1,065.0 \n0.0 \n0.0 \n0.0 \n12,165.0 \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \nJUNE \n116,635.2 \n58,578.8 \n147,313.8 \n447,394.5 \n183,146.3 \n352,600.3 \n366,824.2 \n96,685.8 \n701,195.7 \n46,578.5 \n597,373.1 \n104,843.6 \n3,219,169.8 \nJULY \n108,086.6 \n46,449.5 \n120,982.3 \n380,448.8 \n178,341.4 \n677,700.7 \n301,575.9 \n97,583.8 \n710,856.1 \n39,395.9 \n487,954.4 \n102,531.4 \n3,251,906.9 \nAUGUST \n137,107.1 \n48,726.1 \n135,788.5 \n319,106.0 \n174,593.9 \n637,190.7 \n333,255.3 \n99,194.1 \n639,401.6 \n41,996.5 \n417,762.6 \n93,772.1 \n3,077,894.4 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \nJUNE \n4,255.3 \n6,236.6 \n10,753.7 \n1,131.2 \n156,052.6 \n105,613.0 \n18,935.8 \n59,790.7 \n184,390.9 \n3,652.3 \n107,354.6 \n30,017.1 \n688,183.8 \nJULY \n6,597.9 \n9,544.9 \n22,034.9 \n17,579.6 \n155,178.3 \n101,057.7 \n5,786.5 \n25,167.1 \n139,688.0 \n2,369.4 \n102,677.4 \n25,029.7 \n612,711.4 \nAUGUST \n1,770.3 \n9,723.1 \n17,643.5 \n1,553.8 \n150,874.9 \n71,592.0 \n19,054.2 \n10,779.0 \n169,881.2 \n2,644.4 \n113,074.5 \n29,546.0 \n598,137.0 \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS BUT EXCLUDING PENALTIES) \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4951 \n5175 \n6,101 \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4037 \n4095 \n4,315 \nBilateral Creditors \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2308 \n2325 \n2,481 \nMultilateral Creditors \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1729 \n1770 \n1,834 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nPublic Enterprises \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,139 \nBilateral Creditors \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n672 \nMultilateral Creditors \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n467 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nMonetary Authorities \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \nMultilateral Creditors - IMF \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n \n \n \n \n \n \n \n \n \n \n \n \nPrivate \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n647 \n \n \n \n \n \n \n \n \n \n \n \n \nShort-Term External Debt \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1198 \n1382 \n932 \nSupplier's Credits \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n34 \nReserve Bank \n \n \n \n \n \n \n \n \n642 \n642 \n642 \nPrivate \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n256 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTotal External Debt/1 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6289 \n6695 \n7,160 \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6133 \n7433 \n8,865 \nExternal Debt / GDP \n31.4% \n52.3% \n75.7% \n94.7% \n136.3% \n63.9% \n110.5% \n147.7% \n102.5% \n90.1% \n80.8% \n/1 Total external debt excludes penalties \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of Finance and \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \n \n \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \nJun \n6.00-35.00 \n13.81 \n11.58 \n15.00-30.00 \n17.86 \n14.05 \n \n \nJul \n6.00-35.00 \n14.32 \n10.88 \n15.00-30.00 \n17.92 \n13.93 \n \n \nAug \n6.00-35.00 \n15.65 \n10.74 \n15.00-30.00 \n17.94 \n13.95 \n \n \nSep \n6.00-35.00 \n13.25 \n11.14 \n15.00-30.00 \n17.98 \n13.92 \n \n \nOct \n6.00-35.00 \n13.35 \n11.03 \n13.00-30.00 \n17.98 \n13.95 \n \n \nNov \n6.00-35.00 \n15.25 \n10.88 \n13.00-25.00 \n17.91 \n14.42 \n \n \nDec \n10.00-35.00 \n15.08 \n10.40 \n15.00-25.00 \n17.93 \n14.43 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \n \n \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \n \n \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \n \n \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \n \n \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \n \n \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \n \n \nJul \n6.00-35.00 \n14.39 \n9.65 \n15.00-28.00 \n17.70 \n16.97 \n \n \nAug \n6.00-35.00 \n13.82 \n9.32 \n15.00-23.00 \n18.32 \n16.92 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n3. Lending rates exclude rates on staff loans. \n \n \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n 2011 \n \n \n \nAPRIL \n0.35-6.00 \n0.15-17.00 \n10.00-17.00 \nMAY \n0.30-5.00 \n0.15-17.00 \n10.00-17.00 \nJUNE \n0.15-5.00 \n0.15-17.00 \n10.00-17.00 \nJULY \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nAUGUST \n0.15-5.00 \n0.10-17.00 \n11.00-17.00 \nSEPTEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nOCTOBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nNOVEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nDECEMBER \n0.15-5.00 \n0.10-18.00 \n10.00-17.00 \n \n \n \n \n20122 \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nJULY \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nAUGUST \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n-0.54 \n0.00 \n0.00 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n0.00 \n0.01 \n-0.52 \n-0.06 \n0.32 \n0.07 \nFEBRUARY \n 2.75 \n0.37 \n0.41 \n0.20 \n1.51 \n1.65 \n-0.17 \n-0.08 \n0.08 \n0.77 \n1.11 \n0.72 \n1.40 \n0.95 \nMARCH \n0.47 \n0.04 \n0.03 \n0.36 \n0.06 \n0.49 \n-0.20 \n0.13 \n0.00 \n-1.11 \n0.08 \n0.15 \n0.32 \n0.21 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n0.19 \n-0.10 \n1.68 \n0.00 \n0.27 \n0.00 \n-13.15 \n0.00 \n4.01 \n0.20 \n-0.30 \n0.11 \n-0.49 \n-0.03 \nMAY \n-0.01 \n0.17 \n0.02 \n-0.28 \n-0.08 \n-0.73 \n-0.06 \n-0.49 \n0.00 \n0.05 \n-0.30 \n-0.17 \n-0.28 \n-0.21 \nJUNE \n0.17 \n-0.03 \n-0.01 \n-0.02 \n-0.05 \n-0.14 \n-0.33 \n0.12 \n0.00 \n-0.15 \n0.06 \n-0.03 \n-0.33 \n-0.13 \nJULY \n-0.16 \n0.11 \n-0.01 \n-0.20 \n-0.04 \n0.31 \n-0.04 \n-0.11 \n0.00 \n0.02 \n-0.04 \n0.00 \n-1.14 \n-0.38 \nAUGUST \n-0.42 \n-0.34 \n0.79 \n-0.27 \n0.29 \n0.07 \n-0.14 \n-0.10 \n1.23 \n0.97 \n-0.43 \n0.23 \n-0.90 \n-0.15 \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n3.83 \n-0.74 \n10.70 \n0.65 \n1.94 \n6.42 \n-0.36 \n1.92 \n12.96 \n1.92 \n1.32 \n1.91 \n3.72 \n2.51 \nFEBRUARY \n5.77 \n-0.74 \n7.11 \n0.64 \n3.23 \n8.31 \n-0.01 \n-0.19 \n13.05 \n 3.01 \n 1.95 \n2.91 \n4.67 \n2.98 \nMARCH \n6.24 \n-0.80 \n5.48 \n0.70 \n3.28 \n8.73 \n-0.05 \n-0.19 \n8.37 \n1.71 \n1.64 \n2.04 \n4.18 \n2.76 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n3.57 \n5.86 \n-0.40 \n4.40 \n0.90 \n3.77 \n7.70 \n-13.33 \n-1.28 \n12.54 \n1.63 \n1.21 \n1.94 \n2.53 \nMAY \n5.88 \n-0.38 \n3.95 \n0.66 \n3.60 \n6.85 \n-13.13 \n-0.83 \n12.56 \n1.44 \n1.04 \n1.54 \n3.54 \n2.20 \nJUNE \n5.40 \n-0.50 \n2.65 \n0.16 \n3.03 \n6.85 \n-13.40 \n-0.33 \n7.75 \n1.35 \n1.22 \n1.35 \n2.90 \n1.87 \nJULY \n4.83 \n0.14 \n2.54 \n-0.05 \n2.84 \n4.96 \n-13.47 \n-0.61 \n12.70 \n0.71 \n1.00 \n1.00 \n1.74 \n1.25 \nAUGUST \n4.44 \n0.30 \n3.04 \n-0.39 \n2.79 \n5.04 \n-13.57 \n-0.70 \n8.83 \n1.60 \n0.81 \n1.44 \n0.94 \n1.28 \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n7.82 \n7.32 \n76.20 \n1.32 \n1.60 \nFEBRUARY \n7.47 \n7.13 \n80.28 \n1.35 \n1.60 \nMARCH \n7.59 \n7.29 \n81.92 \n1.33 \n1.59 \nAPRIL \n7.82 \n7.41 \n80.78 \n1.32 \n1.61 \nMAY \n8.14 \n7.63 \n79.80 \n1.28 \n1.59 \nJUNE \n8.38 \n7.77 \n79.42 \n1.25 \n1.56 \nJULY \n8.18 \n7.74 \n78.23 \n1.23 \n1.57 \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \n \n \n \n \n \n \nJULY \n9.83 \n8.49 \n98.31 \n1.33 \n1.53 \nAUGUST \n10.33 \n8.75 \n98.18 \n1.32 \n1.55 \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n255.1 \n258.7 \n91.1 \n382.3 \n109.8 \n0.0 \n0.0 \n1,097.0 \n120.3 \n1,988.3 \n262.6 \n135.2 \n316.4 \n3,919.8 \nFeb \n242.8 \n335.2 \n90.0 \n489.4 \n121.3 \n0.0 \n0.0 \n1,278.7 \n102.7 \n1,978.3 \n265.7 \n138.9 \n329.6 \n4,093.8 \n Mar \n285.0 \n444.6 \n103.2 \n217.6 \n140.4 \n0.0 \n0.0 \n1,191.3 \n34.7 \n2,040.5 \n337.0 \n152.8 \n339.6 \n4,095.9 \n Apr \n306.5 \n459.1 \n128.5 \n197.4 \n217.0 \n0.0 \n0.0 \n1,308.5 \n32.8 \n2,068.4 \n348.9 \n180.2 \n342.0 \n4,280.7 \n May \n316.3 \n441.8 \n113.2 \n210.5 \n225.8 \n0.0 \n0.0 \n1,307.6 \n32.2 \n2,156.2 \n388.5 \n182.5 \n384.1 \n4,451.3 \nJun \n297.2 \n413.2 \n98.2 \n245.8 \n232.6 \n0.0 \n0.0 \n1,287.1 \n32.4 \n2,140.6 \n369.7 \n228.5 \n386.3 \n4,444.7 \n Jul \n329.9 \n403.3 \n108.9 \n211.0 \n205.1 \n0.0 \n0.0 \n1,258.2 \n25.0 \n2,359.7 \n370.0 \n242.7 \n393.3 \n4,648.8 \n Aug 331.2 \n363.1 \n97.7 \n165.3 \n211.6 \n0.0 \n0.0 \n1,168.8 \n24.9 \n2,404.0 \n385.9 \n221.3 \n390.1 \n4,594.9 \n Sep \n299.3 \n381.7 \n109.8 \n185.2 \n175.2 \n0.0 \n0.0 \n1,151.3 \n25.1 \n2,498.0 \n390.6 \n240.1 \n390.4 \n4,695.4 \nOct \n331.5 \n368.4 \n127.1 \n191.5 \n174.2 \n7.4 \n0.0 \n1,200.1 \n25.0 \n2,530.01 \n372.3 \n246.6 \n389.6 \n4,763.6 \nNov \n306.6 \n358.3 \n119.3 \n325.9 \n188.1 \n7.5 \n0.0 \n1306.0 \n25.5 \n2,591.9 \n348.3 \n234.4 \n394.1 \n4,900.0 \nDec \n375.9 \n374.7 \n131.1 \n219.7 \n190.8 \n8.2 \n0.0 \n1,300.4 \n27.7 \n2,631.6 \n375.3 \n255.7 \n389.0 \n4,980.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1,277.6 \n26.1 \n2,715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1,491.7 \n26.3 \n2,595.8 \n341.3 \n207.0 \n382.1 \n5,044.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \nJul \n266.5 \n352.8 \n164.2 \n266.1 \n263.8 \n110.2 \n6.4 \n1429.9 \n26.5 \n2701.3 \n337.1 \n229.8 \n387.0 \n5,111.7 \n Aug. \n322.8 \n277.9 \n136.4 \n242.5 \n237.8 \n61.1 \n6.4 \n1285.0 \n26.2 \n2813.0 \n367.0 \n218.3 \n385.2 \n5094.7 \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n Apr \n1,932,8 \n722.1 \n350.4 \n3,005.3 \n155.1 \n0.0 \n23.8 \n440.3 \n348.9 \n307.3 \n4,280.7 \n3,005.3 \n May \n1,886.1 \n802.5 \n462.2 \n3,150.9 \n175.3 \n0.0 \n23.2 \n483.6 \n388.5 \n229.7 \n4,451.3 \n3,150.9 \nJun \n1,889.3 \n899.4 \n391.7 \n3,180.4 \n170.9 \n0.0 \n21.5 \n503.9 \n369.7 \n198.2 \n4,444.7 \n3,180.4 \nJul \n1,957.8 \n873.6 \n500.6 \n3,331.9 \n172.8 \n0.0 \n22.7 \n539.0 \n370.0 \n212.4 \n4,648.8 \n3,331.9 \nAug \n1,919.2 \n930.2 \n374.3 \n3,223.6 \n172.2 \n0.0 \n22.1 \n562.5 \n385.9 \n228.5 \n4,594.9 \n3,223.6 \n Sep \n1,962.6 \n883.0 \n490.0 \n3,335.6 \n183.9 \n0.0 \n20.5 \n552.6 \n390.6 \n205.8 \n4,689.0 \n3,335.6 \n Oct \n1,997.7 \n1,011.7 \n413.6 \n3,422.9 \n168.1 \n0.0 \n20.5 \n562.9 \n372.3 \n216.7 \n4,763.6 \n3,422.9 \n Nov \n1,895.8 \n966.6 \n679.6 \n3,542.0 \n192.9 \n0.0 \n38.2 \n562.2 \n348.3 \n216.4 \n4,900.0 \n3,542.0 \n Dec \n2,090.5 \n922.3 \n507.5 \n3,520.4 \n212.5 \n0.0 \n30.8 \n618.5 \n375.3 \n222.5 \n4,980.0 \n3,520.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n1,046.3 \n379.5 \n3,500.3 \n 247.6 \n0.0 \n37.9 \n667.2 \n341.3 \n249.8 \n5,044.2 \n3,500.3 \n May \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \n Jun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \n Jul \n2,054.1 \n916.2 \n245.9 \n3,216.2 \n578.3 \n0.0 \n77.5 \n699.7 \n337.1 \n202.9 \n 5,111.7 \n3,216.2 \nAug \n2,017.4 \n879.5 \n253.2 \n3,150.1 \n608.2 \n0.0 \n63.8 \n694.9 \n367.0 \n210.8 \n5,094.7 \n3,150.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nOct \n2.8 \n0.4 \n28.4 \n1.6 \n3.3 \n0.4 \n36.9 \n0.0 \n208.9 \n37.1 \n53.5 \n22.4 \n358.7 \nNov \n1.7 \n0.5 \n30.2 \n1.2 \n3.3 \n0.4 \n37.3 \n0.0 \n235.9 \n37.1 \n53.6 \n22.4 \n386.3 \nDec \n2.2 \n1.0 \n26.1 \n1.4 \n3.3 \n0.4 \n34.4 \n0.0 \n239.2 \n37.2 \n69.1 \n22.3 \n402.3 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1.5 \n2.7 \n28.6 \n0.0 \n3.4 \n0.0 \n36.2 \n0.0 \n236.7 \n34.8 \n60.2 \n29.1 \n397.0 \nFeb \n4.7 \n1.5 \n18.4 \n0.0 \n4.5 \n0.0 \n26.9 \n0.0 \n245.7 \n34.8 \n63.9 \n28.9 \n398.2 \nMar \n2.5 \n1.1 \n7.3 \n-3.1 \n1.2 \n0.0 \n8.9 \n0.0 \n260.3 \n34.2 \n50.4 \n28.8 \n382.6 \nApr \n2.7 \n1.3 \n20.1 \n-1.9 \n1.2 \n0.0 \n23.4 \n0.0 \n254.9 \n34.2 \n51.7 \n27.7 \n392.0 \nMay \n2.4 \n4.1 \n18.6 \n-2.4 \n4.5 \n0.0 \n27.3 \n0.0 \n253.4 \n34.6 \n63.0 \n12.7 \n391.0 \nJun \n2.4 \n3.6 \n7.9 \n1.1 \n9.1 \n0.0 \n24.1 \n0.0 \n260.3 \n34.6 \n51.4 \n35.2 \n405.6 \nJul \n1.9 \n1.3 \n2.8 \n2.2 \n3.4 \n0.0 \n11.6 \n0.0 \n264.0 \n34.8 \n51.7 \n35.5 \n397.6 \nAug \n1.4 \n1.7 \n0.4 \n0.6 \n3.4 \n0.0 \n7.4 \n0.0 \n265.6 \n34.5 \n45.5 \n37.3 \n390.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n Jun \n136.9 \n91.2 \n33.7 \n261.8 \n44.6 \n0.0 \n1.7 \n-22.4 \n49.6 \n144.0 \n479.3 \n261.8 \n Jul \n110.8 \n36.4 \n69.2 \n216.4 \n43.6 \n0.0 \n1.0 \n-33.1 \n37.5 \n138.1 \n403.5 \n216.4 \n Aug \n107.0 \n42.6 \n64.5 \n214.1 \n43.1 \n0.0 \n1.0 \n-96.8 \n36.7 \n183.3 \n381.4 \n214.1 \n Sep \n102.5 \n60.4 \n56.4 \n219.3 \n42.8 \n0.0 \n2.7 \n-47.9 \n36.8 \n130.2 \n383.9 \n219.3 \n Oct \n122.8 \n35.9 \n60.6 \n219.3 \n39.8 \n0.0 \n2.7 \n-51..1 \n37.1 \n110.9 \n358.7 \n219.3 \n Nov \n105.3 \n69.3 \n46.4 \n221.0 \n39.9 \n0.0 \n2.7 \n-69.7 \n37.1 \n155.2 \n386.3 \n221.0 \n Dec \n108.1 \n67.9 \n44.2 \n220.2 \n44.5 \n0.0 \n2.7 \n-60.9 \n37.2 \n158.5 \n402.3 \n220.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \n Feb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \n Mar \n104.3 \n62.3 \n52.8 \n219.5 \n45.8 \n0.0 \n1.2 \n-97.3 \n34.2 \n179.3 \n382.6 \n219.5 \n Apr \n107.3 64.6 \n56.3 \n228.3 \n 45.4 \n0.0 \n1.2 -98.1 \n34.2 \n 181.1 \n392.0 \n228.3 \n May \n112.2 \n67.1 \n54.4 \n233.6 \n46.7 \n0.0 \n1.2 \n-99.4 \n34.6 \n174.3 \n391.0 \n233.6 \n Jun \n114.6 \n56.2 \n52.3 \n223.1 \n46.7 \n0.0 \n1.2 \n-91.2 \n34.6 \n191.2 \n405.6 \n223.1 \n Jul \n111.3 \n82.7 \n27.0 \n220.9 \n47.1 \n0.0 \n1.2 \n-94.1 \n34.8 \n187.8 \n397.6 \n220.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n Aug \n109.5 \n80.6 \n 25.2 \n 215.2 \n47.5 \n0.0 \n1.2 \n-101.7 \n34.5 \n 193.6 \n390.3 \n 215.2 \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.1 \n80.8 \n0.0 \n0.0 \n100.9 \n207.2 \n80.6 \n17.6 \n112.2 \n518.5 \n Feb \n13.3 \n99.2 \n0.0 \n0.0 \n112.6 \n226.5 \n81.0 \n19.3 \n112.5 \n551.8 \n Mar \n15.8 \n109.0 \n0.0 \n0.0 \n124.7 \n221.5 \n83.1 \n19.7 \n112.7 \n561.6 \n Apr \n18.2 \n99.7 \n0.2 \n0.0 \n118.0 \n215.5 \n85.5 \n23.7 \n111.3 \n554.0 \n May \n19.6 \n93.7 \n0.2 \n0.0 \n113.4 \n219.7 \n93.3 \n24.5 \n113.0 \n564.0 \n Jun \n15.7 \n102.2 \n0.2 \n0.0 \n118.1 \n239.5 \n96.5 \n25.6 \n114.6 \n594.3 \n Jul \n19.6 \n108.6 \n0.0 \n0.0 \n128.2 \n242.3 \n101.3 \n26.2 \n116.2 \n614.3 \n Aug \n18.7 \n113.1 \n0.0 \n0.0 \n131.8 \n248.8 \n104.7 \n27.5 \n118.2 \n630.9 \n Sep \n18.6 \n131.9 \n0.0 \n0.0 \n150.5 \n248.8 \n105.6 \n29.2 \n118.9 \n653.0 \n Oct \n20.1 \n123.0 \n0.0 \n1.0 \n144.0 \n266.6 \n116.7 \n28.9 \n118.9 \n675.1 \n Nov \n22.5 \n125.0 \n0.0 \n1.0 \n148.6 \n277.2 \n117.8 \n33.4 \n117.4 \n694.3 \n Dec \n29.2 \n133.2 \n0.0 \n1.0 \n163.4 \n278.1 \n118.3 \n30.2 \n126.9 \n716.9 \n Feb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \n Mar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \n \n \n \n \n \n \n \n \n \n \n \n Apr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \n May \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \n Jun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \n Jul \n26.1 \n207.4 \n0.0 \n20.0 \n253.5 \n312.4 \n123.1 \n48.6 \n121.6 \n859.2 \n Aug \n34.7 \n204.1 \n0.0 \n20.0 \n258.8 \n320.6 \n123.0 \n46.4 \n124.1 \n872.9 \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n Jan \n72.6 \n70.1 \n142.8 \n105.8 \n34.6 \n283.1 \n142.8 \n Feb \n78.8 \n76.2 \n155.0 \n107.6 \n36.1 \n298.7 \n155.0 \n Mar \n87.0 \n83.0 \n170.1 \n108.6 \n11.8 \n318.7 \n170.1 \n Apr \n90.1 \n85.0 \n175.1 \n110.6 \n16.4 \n332.1 \n175.1 \n May \n95.5 \n102.5 \n197.9 \n112.7 \n21.6 \n364.9 \n197.9 \n Jun \n124.6 \n77.4 \n202.0 \n116.7 \n50.6 \n369.4 \n202.0 \n Jul \n146.7 \n68.1 \n214.8 \n119.0 \n70.0 \n403.9 \n214.8 \n Aug \n149.9 \n80.6 \n230.6 \n122.0 \n67.7 \n420.3 \n230.6 \n Sep \n149.4 \n93.2 \n242.6 \n123.1 \n77.5 \n443.3 \n242.6 \n Oct \n154.3 \n93.0 \n247.3 \n125.8 \n13.7 \n453.8 \n247.3 \n Nov \n158.3 \n123.9 \n282.4 \n129.0 \n89.2 \n500.6 \n282.4 \n Dec \n186.4 \n100.7 \n287.0 \n121.3 \n96.7 \n505.1 \n287.0 \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n \n \n \n \n \n \n \n \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n Jul \n339.1 \n222.8 \n561.9 \n202.0 \n95.3 \n859.2 \n561.9 \n Aug \n298.4 \n270.1 \n568.4 \n206.3 \n98.2 \n872.9 \n568.4 \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nJan \n138.52 \n79.09 \n3,422.20 \nFeb \n146.03 \n95.39 \n3,696.60 \nMar \n136.76 \n85.01 \n3,458.10 \nApr \n129.55 \n97.15 \n3,303.40 \nMay \n132.03 \n83.73 \n3,351.20 \nJun \n131.96 \n75.70 \n3,341.46 \nJul \n132.92 \n112.12 \n3,445.93 \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \nJul \n232.87 \n66.77 \n5,9136.78 \nAug \n181.67 \n48.73 \n4,682.27 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n910.3 \n110.9 \n52.3 \n295.5 \n1,369.0 \nFebruary \n943.2 \n123.2 \n57.0 \n325.2 \n1,448.6 \nMarch \n1,022.3 \n178.3 \n56.0 \n334.3 \n1,590.9 \nApril \n1,072.5 \n160.3 \n54.2 \n331.5 \n1,618.5 \nMay \n1,264.8 \n169.0 \n55.4 \n335.5 \n1,824.7 \nJune \n1,291.1 \n124.9 \n58.3 \n369.7 \n1,844.0 \nJuly \n1,374.2 \n105.6 \n61.4 \n389.3 \n1,930.5 \nAugust \n1,304.5 \n107.1 \n59.3 \n401.2 \n1,872.1 \nSeptember \n1,373.0 \n116.8 \n60.1 \n420.0 \n1,969.9 \nOctober \n1,425.3 \n96.4 \n61.8 \n428.6 \n2,012.1 \nNovember \n1,646.2 \n115.7 \n67.2 \n426.3 \n2,255.4 \nDecember \n1,429.8 \n112.1 \n63.9 \n440.3 \n2,046.1 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \nJuly \n1,162.1 \n109.7 \n70.8 \n561.9 \n1,904.5 \nAugust \n1,132.7 \n105.8 \n70.4 \n568.4 \n1,877.2 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,097.0 \n685.2 \n411.8 \n75.1 \n62.2 \n12.9 \nFebruary \n1,278.7 \n731.5 \n548.2 \n44.8 \n64.4 \n-19.6 \nMarch \n1,273.6 \n741.8 \n531.8 \n95.1 \n62.3 \n32.8 \nApril \n1,308.5 \n751.3 \n557.2 \n72.3 \n62.6 \n9.8 \nMay \n1,307.6 \n787.7 \n519.9 \n51.0 \n63.6 \n-12.6 \nJune \n1,287.5 \n795.1 \n492.4 \n44.9 \n65.4 \n-20.5 \nJuly \n1,258.2 \n833.0 \n425.2 \n37.9 \n54.1 \n-16.2 \nAugust \n1,168.8 \n805.9 \n362.9 \n39.2 \n53.5 \n-14.4 \nSeptember \n1,151.3 \n833.9 \n317.4 \n40.9 \n54.8 \n-13.9 \nOctober \n1,200.1 \n855.7 \n344.4 \n36.9 \n54.8 \n-17.9 \nNovember \n1,306.0 \n885.5 \n420.5 \n37.3 \n55.2 \n-18.0 \nDecember \n1,300.4 \n880.1 \n420.3 \n34.4 \n55.1 \n-20.6 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n862.7 \n372.8 \n36.2 \n55.0 \n-18.8 \nFebruary \n1,244.9 \n854.5 \n390.4 \n26.9 \n56.1 \n-29.2 \nMarch \n1,277.6 \n846.8 \n430.8 \n8.9 \n54.9 \n-46.0 \nApril \n1,491.7 \n875.1 \n616.6 \n23.4 \n57.1 \n-33.6 \nMay \n1,480.8 \n864.7 \n616.1 \n27.3 \n58.4 \n-31.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from 1 August 2010, the prescribed liquid asset ratio was reviewed from 10% to 20% of liabilities to the public. \nJune \n1,425.8 \n808.1 \n617.7 \n24.1 \n55.8 \n-31.7 \nJuly \n1,429.9 \n804.1 \n625.9 \n11.6 \n55.2 \n-43.6 \nAugust \n1,285.0 \n787.5 \n497.5 \n7.4 \n53.8 \n-46.4 \n35 \nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nValues of Transactions (US$ in millions) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \nJan \n2,439.71 \n5.27 \n37.47 \n99.72 \n3.27 \n57.36 \nFeb \n2,920.07 \n6.13 \n41.98 \n95.11 \n3.71 \n73.50 \nMar \n3,242.81 \n6.83 \n45.69 \n110.75 \n7.17 \n96.94 \nApr \n2,948.49 \n5.46 \n47.06 \n113.48 \n7.08 \n61.51 \nMay \n3,237.44 \n6.35 \n59.70 \n129.95 \n8.80 \n73.26 \nJun \n3,407.25 \n6.49 \n56.80 \n121.32 \n10.00 \n83.55 \nJul \n3,320.96 \n6.72 \n39.51 \n129.57 \n10.27 \n125.31 \nAug \n3,417.34 \n6.10 \n80.52 \n137.94 \n13.22 \n85.13 \nSep \n3,043.22 \n5.55 \n72.38 \n164.07 \n52.00 \n97.20 \nOct \n3,630.66 \n6.61 \n79.26 \n153.94 \n73.81 \n123.06 \nNov \n3,526.05 \n5.88 \n82.58 \n158.16 \n83.36 \n113.90 \nDec \n3,584.70 \n5.04 \n98.85 \n210.00 \n108.91 \n111.39 \nAnnual Total \n38,718.70 \n72.44 \n741.81 \n1,624.00 \n381.61 \n1,102.11 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n3,563.84 \n5.24 \n80.72 \n173.71 \n115.53 \n89.67 \nFeb \n2,968.02 \n5.52 \n103.88 \n156.66 \n118.70 \n80.56 \nMar \n3,339.98 \n15.21 \n134.33 \n178.08 \n118.47 \n102.05 \nApr \n3,535.58 \n16.58 \n140.28 \n187.85 \n160.61 \n123.03 \nMay \n3,915.31 \n15.42 \n129.20 \n203.37 \n211.75 \n152.24 \nJun \n3,544.35 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJul \n3,955.45 \n12.31 \n132.61 \n205.37 \n164.08 \n139.13 \nAug \n3,351.13 \n10.45 \n138.05 \n203.41 \n189.48 \n128.68 \n \n \n \n \n \n \n \n36 \nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nVolumes of Transactions (in thousands) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \nJan \n159.07 \n22.04 \n536.51 \n452.54 \n379.21 \n18.71 \nFeb \n170.21 \n24.46 \n556.17 \n409.03 \n296.82 \n21.25 \nMar \n188.38 \n26.97 \n621.41 \n484.79 \n478.12 \n28.29 \nApr \n160.48 \n21.13 \n609.84 \n489.77 \n489.73 \n21.87 \nMay \n192.86 \n24.89 \n715.24 \n526.72 \n504.92 \n24.18 \nJun \n182.34 \n28.37 \n675.01 \n510.47 \n537.69 \n26.92 \nJul \n190.15 \n27.33 \n656.08 \n540.43 \n637.87 \n27.51 \nAug \n187.75 \n24.21 \n787.37 \n576.36 \n739.77 \n25.19 \nSep \n182.13 \n21.74 \n789.88 \n678.20 \n1,893.91 \n29.90 \nOct \n203.20 \n25.55 \n866.40 \n631.18 \n2,871.84 \n33.51 \nNov \n191.57 \n22.94 \n867.71 \n623.52 \n4,477.66 \n35.06 \nDec \n171.28 \n20.38 \n1,027.38 \n859.50 \n6,649.93 \n33.13 \nAnnual Total \n2,179.41 \n289.99 \n8,709.00 \n6,782.51 \n19,957.47 \n325.51 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n181.68 \n21.18 \n761.09 \n691.18 \n6,950.84 \n47.53 \nFeb \n172.41 \n21.95 \n811.83 \n620.06 \n6,835.89 \n30.75 \nMar \n179.44 \n37.01 \n1,377.65 \n743.82 \n7,042.27 \n33.69 \nApr \n182.87 \n37.31 \n954.80 \n760.46 \n9,908.41 \n34.73 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n185.80 \n34.36 \n968.54 \n731.17 \n9,110.97 \n36.87 \nJul \n205.85 \n35.41 \n1,052.26 \n822.57 \n10,099.72 \n42.74 \nAug \n187.25 \n30.29 \n1,114.86 \n825.75 \n11,551.94 \n41.78", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/August2013.pdf"}
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+{"doc_id": "a4155116cb40b942a8e4320c7938076c", "text": "MPC Statement 24 March 2022 \nPage 1 \n \n \n \n \nPRESS STATEMENT \n24 March 2022 \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nSince January, the Omicron wave of the covid-19 virus has transmitted globally with \ndiverse social and economic outcomes. Despite the high infection rate, many \neconomies remained open and, with some exceptions, the economic costs of the virus \ncontinue to fall. Even as the economic impact of the pandemic fades, the outbreak of \nwar in February between Russia and Ukraine is expected to reduce global economic \ngrowth and contribute to higher inflation. The war will likely impair production of a wide \nrange of energy, food and other commodities and further disrupt global trade. \nThe SARB’s forecast for global growth in 2022 is revised down to 3.7% (down from \n4.4%), and for 2023 is lowered to 2.8% (from 3.3%), as a result of the war and the \nongoing spread of the virus in Asia and elsewhere.1 For 2024, global growth is \nunchanged at 2.7%.2 Dramatically higher oil, commodity and food prices, additional \n \n1 The International Monetary Fund’s (IMF) January forecast for global growth in 2022 was 4.4%. The April \nforecast for 2022 will be released in a few weeks. \n2 Global growth in the QPM model is a trade-weighted average of South Africa’s trading partners. \n \nMPC Statement 24 March 2022 \nPage 2 \n \nconstraints to trade and finance, and rising debt costs, create more adverse economic \nconditions for most emerging and developing economies. \nAlthough policy settings in advanced economies remain broadly accommodative, the \nonset of policy normalization by major central banks and higher inflation has tightened \nglobal financial conditions. Investor appetite for riskier assets is lower. Economies \nthat failed to take advantage of better global conditions or to reduce large \nmacroeconomic imbalances remain vulnerable. \nLast year saw the ongoing recovery of the South African economy from the pandemic, \nexpanding by 4.9% for 2021 as a whole, marginally higher than the 4.8% we had \nforecast in January. \nThe South African economy is expected to grow by 2.0% in 2022, revised up from \n1.7% at the time of the January meeting. This is due to a combination of factors, \nincluding stronger growth in 2021 and higher commodity export prices. Growth in \noutput in the first quarter of this year is likely to be significantly stronger than expected \nat the time of the January meeting.3 \nGDP growth is forecast to be 1.9% in both 2023 and in 2024.4 Economic growth at \nthese rates remains well above a low rate of potential growth still constrained by \nloadshedding and policy uncertainty.5 Investment by the government sector has \nweakened significantly in recent years and that of public corporations is forecast to be \nvery modest. Household spending remains supportive, as a result of good growth in \n \n3 The January forecast for first quarter growth was 2.1%, seasonally adjusted and annualised. This has been \nrevised up to 3.2%. \n4 The growth forecast includes expected changes in the policy rate. \n5 Potential growth for 2022 and 2023 is estimated at 0.8%, rising to 1.1% in 2024. \n \nMPC Statement 24 March 2022 \nPage 3 \n \ndisposable income, rising asset prices, and low interest rates, while private investment \nhas also proved to be more resilient than previously expected. \nOverall, and after revisions, the risks to the medium-term domestic growth outlook are \nassessed to be balanced. \nWith the low rate of potential growth at present and the upward revision to GDP growth \nfor 2022 and 2023, the output gap closes faster over the forecast period compared to \nthe January meeting. The output gap is expected to turn positive after the third quarter \nof 2023. \nWhile important commodity export prices such as for coal, iron ore, platinum, and \nrhodium generally decreased in the latter half of 2021, they increased again late in \nJanuary and have surged further with the outbreak of hostilities in Europe. Oil prices \nspiked to around US$130 per barrel in the early days of the conflict before easing \nsomewhat. We expect oil prices to average US$103 per barrel for 2022, US$80 per \nbarrel in 2023 and US$75 per barrel in 2024.6 South Africa’s commodity price basket \nis forecast to rise by 8% for the year as a whole, keeping the terms of trade elevated, \nbefore falling sharply in 2023. As a result of these export and import price \ndevelopments, the current account surplus is expected to increase to about 3% of \nGDP this year, before easing to 1.6% in 2023 and 0.8% in 2024.7 \nAlthough fiscal risk has eased, financing conditions remain tight and the yield curve \nfor rand-denominated bonds is steep. Ten-year bond yields increased to about 10.3% \nin late February, before easing back to around 9.7% at present. \n \n6 The Brent crude oil assumptions in January were US$78, US$72, and US$70, respectively. \n7 In January, the current account surplus was expected to decline in 2022 to about 0.4% of GDP and to be in a \ndeficit of -0.2% in 2023 (from -1.8%) and -0.6% in 2024 (from -2.5%). \n \nMPC Statement 24 March 2022 \nPage 4 \n \nThe first two months of this year featured a weaker rand exchange rate, resting \nsomewhat below its equilibrium level. Since then, and despite less favourable global \nconditions, stronger commodity export prices have appreciated the currency, and \nhelped to dampen price pressures. The implied starting point for the rand forecast is \nR15.41 to the US dollar, compared with R15.60 at the time of the previous meeting.8 \nAs the global economy rebounded from the pandemic, aggressive policy easing and \nsupply shortages have increased prices of many goods and commodities.9 These \nprice increases have passed-through to services prices, wages, and consumer prices \nin major economies. Our estimate for inflation in the G3 is revised higher throughout \nthe forecast period, to 5.6% in 2022 and to 3.0% in 2023 (up from 3.1% and 1.7%), \nbefore moderating to 2.3% in 2024 (from 1.6%).10 \nOil prices are revised up further for this year, and fuel price inflation is higher at 26.1% \n(up from 13.7%). Local electricity price inflation is revised down to 11.0% for 2022 \n(from 14.5%) and to 9.2% in 2023 (from 12.4%). For 2024, electricity price inflation of \n10% is expected, unchanged from the previous meeting. \nAs a result of higher global food prices, local food price inflation is also revised up and \nis now expected to be 6.1% in 2022 (up from 4.8%), and 5.1% in 2023 (up from 4.6%). \nFood price inflation is forecast to ease to 4.4% in 2024 (down from 4.6%). \nThe Bank’s forecast of headline inflation for this year is revised higher to 5.8% (from \n4.9%), primarily due to the higher food and fuel prices. While food prices will stay \n \n8 The rand has appreciated by about 3.4% to the US dollar since the January meeting. \n9 World food prices continue to rise. The assumption used for the forecast for USD-denominated world food \nprices in 2022 is revised higher from -2.3% to 6.8%. \n10 The G3 comprises the United States, the Eurozone, and Japan. The latest CPI inflation in the respective \ncomponents sits at 7.9%, 5.3% and 0.9%. \n \nMPC Statement 24 March 2022 \nPage 5 \n \nhigh, fuel price inflation should ease in 2023, helping headline inflation to fall to 4.6%, \ndespite rising core inflation. \nCore inflation is forecast to increase to 4.2% in 2022 (up from 3.8%), to 5.0% in 2023 \n(from 4.4%), before easing somewhat to 4.7% in 2024 (from 4.5%). Core goods and \nservices price inflation is forecast higher throughout the horizon, and services price \ninflation exceeds the mid-point of the target by the fourth quarter of this year. \nThe risks to the inflation outlook are assessed to the upside. Global producer price \nand food price inflation continued to surprise higher in recent months and could do so \nagain, particularly if the war in the Ukraine persists into the growing season. Oil prices \nincreased strongly through 2021 and are up again sharply year to date, propelled \nhigher also by the war and economic sanctions. Electricity and other administered \nprices continue to present short- and medium-term risks. Higher diesel and coal prices \nmay result in upward revisions to our electricity price forecast for 2023. Given below-\ninflation assumptions for public sector wage growth and higher petrol and food price \ninflation, considerable risk attaches to a still moderate nominal wage forecast. \nGlobal financial conditions are more volatile at present and with higher than expected \ninflation, has pushed major central banks to start the normalisation of global policy \nrates. On balance, and with some exceptions, capital flow volatility is expected to \nremain high for riskier assets such as emerging market debt and currencies. \nAverage surveyed expectations of future inflation have increased to 5.1% for 2022 \n(from 4.8%). Market-based surveyed expectations for inflation have also increased to \n \nMPC Statement 24 March 2022 \nPage 6 \n \n5.5%.11 Long-term inflation expectations derived from the break-even rates in the \nbond market have also increased.12 \nIn the near-term, headline inflation has increased well above the mid-point of the \ninflation target band, and is forecast to breach the target range in the second quarter. \nHeadline inflation then returns close to the mid-point in the second quarter of 2023, \ntaking into account the policy rate trajectory indicated by the Bank’s Quarterly \nProjection Model (QPM). Some risks to the inflation outlook, like food and fuel, have \nbeen realised, and other risks, such as currency volatility and capital flow reversals, \nhave become more pronounced. \nAgainst this backdrop, the MPC decided to increase the repurchase rate by 25 basis \npoints to 4.25% per year, with effect from the 25th of March 2022. Three members of \nthe Committee preferred the announced increase and two members preferred a 50 \nbasis point rise in the repo rate. \nThe implied policy rate path of the QPM, given the inflation forecast, indicates gradual \nnormalisation through to 2024. As usual, the repo rate projection from the QPM \nremains a broad policy guide, changing from meeting to meeting in response to new \ndata and risks. \nEconomic and financial conditions are expected to remain more volatile for the \nforeseeable future. In this uncertain environment, policy decisions will continue to be \ndata dependent and sensitive to the balance of risks to the outlook. The MPC will seek \n \n11 The (Q4) Bureau for Economic Research (BER) survey expectations rose above the target midpoint to 5.1% \n(4.8%) for 2022 and 5.0% (4.7%) for 2023. Market analysts (Reuters Econometer) in March expect inflation to \nbe higher at 5.5% (5.0%) in 2022 unchanged at 4.4% in 2023 and lower at 4.4% (4.5%) in 2024. \n12 Market-based rates are calculated from the break-even inflation rate, which is the yield differential between \nconventional and inflation-linked bonds. These now sit at 6.0% for the 5-year and 6.5% on the 10-year \nbreakeven. 15-year break-even inflation sits at 6.7%. \n \nMPC Statement 24 March 2022 \nPage 7 \n \nto look through temporary price shocks and focus on potential second round effects \nand the risks of de-anchoring inflation expectations. \nCurrent repurchase rate levels reflect an accommodative policy stance through the \nforecast period, keeping financial conditions supportive of credit demand as the \neconomy continues to recover.13 The Bank has ensured adequate liquidity in domestic \nmarkets and will continue to closely monitor funding markets for stress. \nBetter anchored expectations of future inflation could support lower interest rates, and \ncan be realised by achieving a prudent public debt level, increasing the supply of \nenergy, moderating administered price inflation and keeping wage growth in line with \nproductivity gains. Such steps will enhance the effectiveness of monetary policy and \nits transmission to the broader economy. \n \nLesetja Kganyago \nGOVERNOR \nThe next statement of the Monetary Policy Committee will be released on 19 May \n2022. \n \nContact person: \nThoraya Pandy \n0824168416 \nmedia@resbank.co.za \n \n13 The forecasted trajectory for the repurchase rate implies a rise in the inflation-adjusted repo rate from -1.5% \nfor 2021 to -0.9% for 2022, 1.3% for 2023, and 2.0% in 2024. The real repurchase rate calculation here is based \non the 1-quarter ahead inflation forecast and are annual average rates.", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/Monetary Policy Committee Statement March 2022 .pdf"}
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+{"doc_id": "a77d9610a7deff31356a2fbcf8e9c13b", "text": "MPC Statement November 19th, 2015 \nPage 1 \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n19 November 2015 \n \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \n \nSince the previous meeting of the Monetary Policy Committee (MPC), the inflation \nforecast has remained relatively unchanged but the risks to the forecast have \nincreased. The key risks are a marked depreciation of the rand; worsening drought \nconditions and their likely impact on food prices; and the possibility of additional \nelectricity tariff adjustments. At the same time the economy remains weak despite an \nimproved performance in the manufacturing sector, but both the mining and \nagricultural sectors appear to have contracted further in the third quarter. \nAlthough global financial markets have stabilised somewhat since the previous \nmeeting, the outlook for emerging markets in particular remains challenging. The US \nFed is likely to raise its policy rate in December, and further volatility in financial \nmarkets can be expected in the lead-up to this. \n \nThe year-on-year inflation rate as measured by the consumer price index (CPI) for all \nurban areas measured 4,7 per cent in October, following two consecutive months at \n4,6 per cent. Food and non-alcoholic beverages inflation surprised again on the \nMPC Statement November 19th, 2015 \nPage 2 \n \ndownside at 4,8 per cent, with a contribution of 0,7 percentage points to the overall \nCPI outcome. Services price inflation remained unchanged at 5,6 per cent, while \ngoods price inflation increased to 3,7 per cent from 3,6 per cent previously. The \nBank’s measure of core inflation, which excludes food, fuel and electricity, measured \n5,2 per cent, down from 5,3 per cent in the previous two months. \n \nProducer price inflation for final manufactured goods increased from 3,4 per cent in \nAugust to 3,6 per cent in September. The main pressure came from the category of \nfood, beverages and tobacco products which contributed 2,0 percentage points to \nthe outcome. Food and agricultural crop price developments are expected to sustain \nthe upward trend in PPI in the coming months. \nThe latest inflation forecast of the Bank shows a slight near-term improvement, while \nthe medium-term forecast is marginally higher. Inflation is now expected to average \n4,6 per cent in 2015, and 6,0 per cent and 5,8 per cent in the next two years. The \nanticipated breach of the upper end of the target range in the first quarter of 2016 is \nnow expected to average 6,4 per cent, compared with 6,7 per cent previously. The \ntrajectory for the rest of the year is also slightly lower than previously forecast, with \nthe temporary breach in the fourth quarter of 6,1 per cent. The forecast for 2017 \nfollows a slow downward trend, with inflation still expected to measure 5,7 per cent in \nthe final quarter. The changes in the forecast are due to a lower starting point for the \nforecast, lower international oil price assumptions, and an adjustment to fees for \nhigher education which are more or less offset by a more depreciated starting point \nfor the real effective exchange rate. \nMPC Statement November 19th, 2015 \nPage 3 \n \nThe forecast for core inflation is marginally higher, with an expected average of 5,5 \nper cent in 2016, and 5,4 per cent in 2017, mainly due to the more depreciated \nexchange rate assumption. \nThe BER inflation expectations survey is only due for release in December. The \nmedian inflation forecast of analysts polled in the latest Reuters Econometer survey \nis similar to that of the Bank, and also declined marginally since the previous survey. \nThe breakeven inflation rates, while having improved since the previous meeting, \nremain above the upper end of the target range. \nDivergent global developments continue to create a challenging environment for \nmonetary policy. Although the US recovery appears to be sustained with further \nimprovements in the labour market, the strong dollar poses downside risks to both \ngrowth and inflation. The UK economy also remains on its recovery path. By \ncontrast, the recovery in the euro area is much weaker, although the outlook is more \nfavourable than it was earlier in the year. The Japanese economy has contracted for \ntwo consecutive quarters, with positive, but slow growth expected in the coming \nquarters. \nThe Chinese economy shows signs of stabilising, aided by policy stimulus, but the \nmedium-term outlook remains a concern. There is still some uncertainty regarding \nthe extent to which services output and consumption has compensated for the \ndecline in industrial output and investment. A tail-risk of a hard landing remains, \nwhich would have a significant impact on countries with direct trade linkages, \nparticularly those in Asia, as well as on commodity prices. \nRussia and Brazil remain in recession, while the strong performance of the Indian \neconomy has been sustained following a number of structural reforms. The outlook \nMPC Statement November 19th, 2015 \nPage 4 \n \nfor sub-Saharan Africa, while still positive, has deteriorated in the wake of lower \ncommodity prices, and further weakening could create greater headwinds for South \nAfrican manufactured exports to this region. \nGlobal inflation trends are also benign, with concerns about deflation abating in most \nadvanced economies. Despite significant currency depreciations in commodity-\nproducing economies in particular, inflation pressures have generally been \nsurprisingly contained, with a few exceptions. Emerging markets have had differing \nexperiences: a number of countries in Latin America, particularly commodity \nproducers, have tightened policy in recent months in response to incipient \ninflationary pressures, while others with low inflation, particularly in Asia, have \nloosened policy further. \nIn the advanced economies, monetary policy divergence is expected to continue. \nMonetary policy is set to remain accommodative in the euro area and Japan, with \npossible further quantitative easing, against a backdrop of slow growth and benign \ninflation pressures. In the US, inflation and labour market dynamics, as well as Fed \ncommunication, suggest that in the absence of any major surprises or shocks, an \nincrease in the policy rate can be expected in December. Market expectations are for \nmonetary policy tightening in the UK to commence sometime in the second half of \n2016, later than previously expected. \nAlthough volatility in global asset markets has moderated amid improving risk \nsentiment, emerging market foreign exchange markets have been relatively volatile \nand vulnerable to capital outflows. In the past three months South Africa has also \nseen net portfolio outflows: since the end of August, according to the JSE data, non-\nMPC Statement November 19th, 2015 \nPage 5 \n \nresident sales of equities amounted to R25,9 billion, while net bond sales amounted \nto R5,9 billion. \nThe rand exchange rate has been particularly volatile, even compared to its peers, \nas domestic factors also impacted on the currency. Since the previous meeting of \nthe MPC, the rand has appreciated by about 1,0 per cent against the euro but has \ndepreciated by around 3,0 per cent against the dollar, and by 1,5 per cent on a \ntrade-weighted basis. As before, the extent to which Fed tightening has been priced \ninto the exchange rate remains uncertain. Nevertheless, a high degree of volatility \nand overshooting of the exchange rate may be expected in the lead-up to, and in the \nimmediate aftermath of the start of the US interest rate cycle. Fed communication of \nfuture moves will be key. To date, the indications are that a moderate policy hiking \ncycle will be pursued. \nThe domestic economic growth prospects remain subdued amid weak business \nconfidence, but a further contraction in the third quarter is not expected. The Bank’s \nforecast for GDP growth has been revised down marginally for 2015 and 2016 to 1,4 \nper cent and 1,5 per cent, but remains unchanged at 2,1 per cent for 2017. The \nestimate of short-term potential output remains unchanged at 1,8 per cent for this \nyear, rising to 2,1 per cent in 2017. The Bank’s composite leading business cycle \nindicator declined further in August, consistent with the fragile outlook. \nThe manufacturing sector recovered somewhat in the third quarter, mainly due to a \nsurprisingly strong performance in September, and is expected to have contributed \npositively to GDP growth. However, the Barclays PMI declined further in October, \nand has been below the neutral level of 50 for three consecutive months, suggesting \na constrained outlook for the sector. The mining sector is expected to subtract from \nMPC Statement November 19th, 2015 \nPage 6 \n \nGDP growth following a further contraction in the third quarter, while the continuing \ndrought points to a third successive quarterly contraction for the agricultural sector. \nThe outlook for the construction sector is constrained following significant declines in \nnew building plans passed, and reflected in a 9 point drop in the FNB/BER Building \nConfidence Index. \nAgainst this backdrop, formal sector employment trends remain disappointing. \nAccording to the Quarterly Employment Statistics survey of Statistics South Africa, \nemployment in the formal non-agricultural sector declined in the second quarter of \n2015, as the private sector continued to shed jobs. Although the Quarterly Labour \nForce Survey indicates an increase in the number of persons employed in the third \nquarter, the number of unemployed persons rose sharply in the quarter as the \nnumber of new entrants increased. Consequently, the official unemployment rate \nincreased to 25,5 per cent in the third quarter. \nThere are minimal demand side pressures in the economy, with consumption \nexpenditure by households continuing to be inhibited inter alia by low consumer \nconfidence, declining disposable income growth and slow employment growth. The \nlatest retail trade sales data suggest that household expenditure may have lost \nfurther momentum in the third quarter. Durable goods sales remain under pressure, \nas indicated in the intensification of the downward trend in motor vehicle sales in \nrecent months. \nConsumption expenditure is also constrained by the continued slow growth in credit \nextension to households by banks. Unsecured lending remains subdued, and is \nlikely to be impacted further by the recently announced caps on interest rates by the \nDTI, while the decline in growth in instalment sale credit and leasing finance is \nMPC Statement November 19th, 2015 \nPage 7 \n \nindicative of the softer motor vehicle sales. Credit extension to corporates remains \nrobust, particularly commercial mortgage finance, which reflects in part a switch \naway from funding in the bond market by property funds. \nThe recent Medium-Term Budget Policy Statement signalled a continued \ncommitment to fiscal consolidation by government, although at a slower pace. Most \nof the expanded deficit is attributable to lower expected tax revenues in response to \nthe weaker growth outlook. \nTrends in wage growth remain a concern, and contribute to the persistence of \ninflation at elevated levels. Year-on-year growth in salaries and wages per worker \naccelerated to 8,7 per cent in second quarter of 2015, and after adjusting for labour \nproductivity increases, total unit labour costs increased from 4,3 per cent to 5,1 per \ncent. By contrast, the average wage settlement rate in collective bargaining \nagreements recorded by Andrew Levy Employment Publications recorded a \nmoderation to 7,7 per cent in the first three quarters of the year, compared with 8,1 \nper cent in 2014. \nApart from the exchange rate, the main upside risks to inflation come from possible \nelectricity tariff and food price increases. Eskom’s Regulatory Clearing Account \n(RCA) application to Nersa to claw back excess expenditure of R22,8 billion is likely \nto lead to a further tariff increase, although the quantum and timing is uncertain. This \nis in addition to the 12,2 per cent tariff increase already built into the inflation forecast \nfor next year. No provision is made for the RCA application in the forecast at this \nstage, but it is regarded as an upside risk. \nA higher food price trajectory has been incorporated in the forecast for some time, \nbut food price inflation has surprised on the downside in recent months, despite \nMPC Statement November 19th, 2015 \nPage 8 \n \nsharp increases in maize and cereals prices earlier in the year. However, the \nincreased intensity of the drought which has led to downward revisions of the \ndomestic maize crop estimate, as well as incipient pressures evident in both the PPI \nand CPI, suggest that an acceleration in food price inflation is likely, adding to the \nupside risk to the inflation outlook. \nBy contrast, international oil price developments are expected to remain benign with \ncurrent spot prices below US$45 per barrel, somewhat lower than those assumed \nover the forecast period. Although petrol prices have contributed to a succession of \ndownside inflation surprises in recent months, the beneficial impact of lower \ninternational oil prices on domestic petrol prices has been offset to some extent by \nthe depreciation of the rand. The latest data suggest that, should current trends \ncontinue, a small drop in the petrol price can be expected next month despite the \nfurther depreciation of the rand. \nAlthough the inflation forecast is relatively unchanged since the previous meeting, \nthe upside risks to the inflation outlook are more pronounced. As noted, these risks \nrelate to the persistent exchange rate depreciation, electricity tariffs and food prices, \nand are assessed to outweigh possible downside risks from lower international oil \nprices and subdued exchange rate pass-through. While these factors cannot be \ndealt with directly through monetary policy, the concern of the Committee is that \nfailure to act could cause inflation expectations to become unanchored and generate \nsecond-round effects and more generalised inflation. Although core inflation has \nremained steady and inflation expectations to date have been relatively anchored, \nthey remain at uncomfortably elevated levels. \nMPC Statement November 19th, 2015 \nPage 9 \n \nThe general approach of the MPC is to attempt to see through exogenous shocks \nand react to second-round effects. However, shocks of a persistent nature, for \nexample extended periods of currency depreciation or drought, or multi-year \nincreases in electricity prices make it more difficult to disentangle these first and \nsecond round effects. \nIn the absence of demand pressures, the MPC had to decide whether to act now or \nlater. On the one hand, given the relative stability in the underlying of core inflation, \ndelaying the adjustment could give the MPC room to re-assess these unfolding \ndevelopments at the next meeting, and avoid possible additional headwinds to the \nweak growth outlook. On the other hand, delaying the adjustment further could lead \nto second-round effects and require an even stronger monetary policy response in \nthe future, with more severe consequences for short-term growth. \nComplicating the decision was the deteriorating economic growth outlook. Although \nthe change to the growth forecast was marginal, the risks to the outlook, which were \nmore or less balanced at the previous meeting, are now assessed to be on the \ndownside. \nAgainst this difficult backdrop, the MPC decided to increase the repurchase rate by \n25 basis points to 6,25 per cent per annum effective from 20 November 2015. Four \nmembers preferred an increase, while two members favoured an unchanged stance. \nDespite the increase, the MPC still views the monetary policy stance to be \naccommodative. The continuing challenge is for monetary policy to achieve a fine \nbalance between achieving our core mandate of price stability and not undermining \nshort-term growth unduly. Monetary policy actions will continue to focus on \nanchoring inflation within the target range while remaining sensitive, to the extent \nMPC Statement November 19th, 2015 \nPage 10 \n \npossible, to the fragile state of the economy. As before, any future moves will \ntherefore be highly data dependent. \n \n \nLesetja Kganyago \n \nGOVERNOR \n \nContact person: \nCandice Jeffreys \n+27 12 313 4209 \nCandice.Jeffreys@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Statement-19-November-2015.pdf"}
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+{"doc_id": "acb62e2058750249f571b496a201ee1d", "text": "i \n \n \n \n \n \n \n \n \nDECEMBER 2022 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nCopper ........................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nZimbabwe Stock Exchange .......................................................................................................... 9 \nVictoria Falls Stock Exchange ................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 11 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nCard Based Transactions ....................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency (ZIMSTAT) \n2. Reserve Bank of Zimbabwe (RBZ) \na- Percentage point. \n \n2022 \n \nNovember \n2022 \n \nDecember \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n98,860.66 \n104,043.82 \n5.24 \nMoney Supply2 (M3) (ZW$ millions) \n2,071,311.61 \n2,338,226.98 \n12.89 \nAnnual Inflation1 (%) \n254.96 \n243.80 \n-11.16a \n \nBlended Annual Inflation1 (%) \n107.13 \n105.50 \n-1.63a \nMonthly Inflation1 (%) \n1.80 \n2.42 \n0.62a \n \nBlended Monthly Inflation1 (%) \n1.37 \n1.30 \n-0.07a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n4,582.65 \n4,990.33 \n8.90 \nNominal Lending Rate2 \n(% per annum) \n100.00-290.00 \n100.00-290.00 \n \n \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \n \nDuring the month of December 2022, \ninternational commodity prices for gold, \nplatinum, copper and nickel firmed. Palladium \nand Brent crude oil prices, however, declined. \nGlobal market conditions for commodities \nwere largely influenced by a weaker U.S dollar. \n \nPrecious Metals \n \n Gold \nGold prices rose by 3.9%, from US$1,730.52 \nper ounce in November 2022 to US$1,795.97 \nper ounce, in December 2022. Prices rose \nmainly on account of a softer US dollar. \n \nPlatinum \nPlatinum prices remained firm in December \n2022, partially supported by the depreciation of \nthe greenback against major international \ncurrencies. The price of the precious metal rose \nby 1.9%, from US$993.02 per ounce in the \nprevious month to US$1,011.50 per ounce, \nduring the month under review. \n \nPalladium \nPalladium prices retreated by 5.6%, from \nUS$1,928.52 per ounce in November 2022 to \nUS$1,820.88 per ounce, during the reporting \nmonth. The auto industry continued cutting \ndown on production, amid sluggish global \neconomic activity, which undermined the \ndemand for the precious metal. \n \nFigure 1 shows the developments in precious \nmetal prices for the period from January 2022 \nto December 2022. \n \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n \n \nBase Metals \n \nCopper \n \nCopper prices increased by 4.4%, from \nUS$8,073.74 per tonne in the previous month \nto US$8,425.20 per tonne in December 2022. \nThis was mainly on account of the relaxation of \nChina's Zero-Covid-19 policy. \n \nNickel \nDuring the month of December 2022, nickel \nprices increased by 11.0%, from US$25,830.52 \nper tonne in November 2022 to US$28,681.85 \nper tonne. The surge in base metal prices was \nmainly due to declining output in China and \nglobal supply chain bottlenecks. These factors \nconstrained supply against a background of \nstrong demand for stainless steel and batteries \nfor electric vehicle manufacturing. Figure 2 \nshows the developments in base metal prices \nfor the period from January 2022 to December \n2022. \n \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nUS$/oz.\nGold\nPalladium\nPlatinum\n \n \n \n5 \n \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \n \nBrent Crude Oil \nBrent crude oil prices declined by 10.1%, from \nUS$90.74 per barrel in November 2022 to \nUS$81.54 per barrel, during the month under \nreview. The decline was underpinned by \nstringent Covid-19 containment measures in \nChina, which contributed to lower global \ndemand. \n \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2022 \n \n \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade amounted to US$1.36 \nbillion in December 2022, down by 7.6% from \nUS$1.48 billion in the previous month. The \ndecline was on account of slowdowns in both \nmonthly exports and imports. On a year-on-\nyear basis, however, total merchandise trade \nrose by about 6.9%, from US$1.28 billion \nrecorded in the corresponding month in 2021. \nMerchandise Exports \nThe country exported merchandise worth \nUS$633.3 million in December 2022, which \nwas 6.1% lower than the previous month’s \noutturn of US$674.6 million. The decline in \nmonth-on-month \nexports \nwas \nlargely \nunderpinned by lower export earnings for gold \nand \nPGMs, \nowing \nto \ntapering \nglobal \ncommodity \nprices. \n \nCompared \nto \nthe \ncorresponding month in 2021, merchandise \nexports for the reporting month were 7.1% \nhigher. Figure 4 shows monthly developments \nin the country’s merchandise trade for 2021 and \n2022. \n \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2022 \n \n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nUS$/barrel\n282.9\n341.0\n461.8\n444.7\n487.1\n502.7\n629.9\n597.3\n514.4\n535.5\n647.6\n591.2\n543.9\n438.0\n557.6\n587.3\n513.1\n541.0\n548.4\n493.6\n552.3\n502.3\n674.6\n633.3\n0.0\n200.0\n400.0\n600.0\n800.0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\nMerchandise Exports (US$m)\n2021\n2022\n \n \n \n6 \n \nThe country’s export basket continued to be \ndominated by primary commodities and in \nparticular tobacco, PGMs, gold and industrial \ndiamonds, which contributed more than three \nquarters of export earnings in the reporting \nmonth. Notably, tobacco exports reached a \npeak during the month under review, due to the \ncyclical nature of its export cycle, which peaks \nin the last quarter of each year. \n \nTable 1 shows developments in the country’s \nexports for the months of November and \nDecember 2022. \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \n \nNov-22 \n(US$m) \nDec-22 \n(US$m) \nNov-Dec \nChanges \n(%) \nShare of \nExports (%) \nTotal Exports \n674.6 \n633.3 \n-6.1 \n100.0 \nOf Which: \n \n \n \n \nTobacco \n(Inc. \ncigarettes) \n178.0 \n196.7 \n10.5 \n31.1 \nPGMs* \n213.7 \n176.5 \n-17.4 \n27.9 \nGold \n183.8 \n143.3 \n-22.0 \n22.6 \nIndustrial \ndiamonds \n7.9 \n25.9 \n228.5 \n4.1 \nCoal \n16.2 \n15.7 \n-2.7 \n2.5 \nFerrochromium \n21.0 \n12.4 \n-41.0 \n2.0 \nCrocodile skins \n3.2 \n5.6 \n76.1 \n0.9 \nChromium ores \nand \nconcentrates \n4.9 \n3.9 \n-20.4 \n0.6 \nGinned cotton \n6.9 \n2.2 \n-67.7 \n0.4 \nGranite \n4.0 \n2.2 \n-44.2 \n0.3 \nSource: ZIMSTAT & RBZ Calculations, 2022 \n*PGMs Include Nickel mattes, nickel ores & concentrates and \nplatinum \n \nDuring the month under review, the country’s \nexports were mainly destined for South Africa \n(46.1%), U.A.E (26.8%), China (9.1%) and \nBelgium (5.9%). Figure 5 below shows the \ncountry’s major export markets during the \nmonth under review. \n \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2022 \n \nMerchandise Imports \nThe country imported merchandise valued at \nUS$730.6 million in December, representing \nan 8.8% decline from US$801.5 million \nrecorded in the prior month. However, the \nreporting month’s imports were 6.8% higher \nthan those recorded in the comparable month in \n2021, as shown in Figure 6. \n \nFigure 6: Merchandise Imports classified by \nHS Codes (US$ m) \nSource: ZIMSTAT & RBZ Computations, 2022 \n \n46.1\n26.8\n9.1\n5.9\n2.3\n1.9\n1.5\n1.0\n0.5\n0.5\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nSouth Africa\nUnited Arab Emirates\nChina\nBelgium\nMozambique\nZambia\nSudan\nCanada\nGermany\nBotswana\n528.4\n529.0\n606.1\n566.7\n591.5\n622.3\n667.6\n630.2\n666.7\n713.6\n684.3\n771.2\n629.5\n624.6\n710.3\n636.1\n713.7\n751.0\n727.7\n759.0\n764.4\n769.1\n801.5\n730.6\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n2021\n2022\n \n \n \n7 \n \nThe major import drivers during the month \nunder review were diesel, unleaded petrol and \ncrude soya bean oil, which accounted for \n10.8%, 6.6% and 3.5% of total imports, \nrespectively. Table 2 shows imports of major \ncommodities for the months of November and \nDecember 2022. \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \n \nNov-22 \n(US$m) \nDec-22 \n(US$m) \nNov-Dec \nChanges (%) \nShare of Total \nImports (%) \nTotal Imports \n801.5 \n730.6 \n-8.8 \n100.0 \n \n \n \n \n \nDiesel \n64.5 \n78.7 \n22.1 \n10.8 \nUnleaded petrol \n26.3 \n48.2 \n83.3 \n6.6 \nCrude \nsoya \nbean oil \n23.3 \n25.7 \n10.3 \n3.5 \nElectricity \n19.1 \n20.2 \n6.0 \n2.8 \nRice \n15.3 \n11.2 \n-26.5 \n1.5 \nLP Gas \n5.7 \n8.2 \n44.0 \n1.1 \nJet A1 \n7.0 \n8.1 \n16.6 \n1.1 \nFertilizers \nChemicals \n11.7 \n31.1 \n166.1 \n4.3 \nWheat \n13.7 \n7.3 \n-47.1 \n1.0 \nMachinery \n3.4 \n6.1 \n77.0 \n0.8 \nSource: ZIMSTAT & RBZ Calculations, 2022 \nThe country’s imports for the month of \nDecember 2022 were mainly obtained from \nSouth Africa (36.9%), Singapore (16.5%), \nChina (14.5%), Zambia (3.8%) and other \nmarkets as shown in Figure 7. \n \n \n \n \n \n \n \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2022 \n \nMerchandise Trade Balance \nThe country’s net external trade position was a \ndeficit of US$97.3 million in December 2022. \nThis compares with the deficit of US$126.8 \nmillion recorded in the previous month. Figure \n8 shows the country’s trade balance for the \nperiod from January 2022 to December 2022. \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2022 \n \n \n \n36.9\n16.5\n14.5\n4.2\n3.8\n3.5\n2.5\n1.8\n1.4\n1.3\nSouth Africa\nSingapore\nChina\nMozambiq…\nZambia\nMauritius\nIndia\nUnspecified\nUnited…\nDenmark\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nExports\nImports\nTrade Balance\n \n \n \n8 \n \nOn a year-on-year basis, the country’s trade \nposition, marginally worsened from a deficit of \nUS$93.1 million in the corresponding month in \n2021 to US$97.3 million, during the month \nunder review. \n \nMONETARY DEVELOPMENTS1 \n \n \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZW$2,338.22 billion in December 2022, \ncompared to ZW$2,071.31 billion recorded in \nNovember 2022. \n \nThe money stock was composed of foreign \ncurrency deposits, 56.78%; local currency \ndeposits, 43.04%; and currency in circulation, \n0.18%. Figure 9 shows the composition of \nmoney supply. \n \nFigure 9: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2022 \n \n \nMonth-on-month, broad money grew by \n12.89% in December 2022, compared to \n10.13% recorded in November 2022. The \ngrowth \nlargely \nreflected \nincreases \nof \nZW$115.80 billion and ZW$106.09 billion in \nforeign currency accounts (FCAs) and local \ncurrency transferable deposits, respectively. \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \n \nDuring the month under review, domestic \nclaims increased by 13.94%, compared to \n15.04% recorded in the previous month. The \ngrowth in domestic claims was due to increases \nof ZW$104.74 billion and ZW$98.55 billion in \nnet claims on Government and credit to the \nprivate sector, respectively. \n \nOn an annual basis, broad money registered an \nincrease of 391.88%, largely driven by the \nvaluation changes of the foreign currency \ncomponent of deposits, owing to exchange rate \nmovements. Of the 391.88% annual increase in \nbroad money, the foreign currency component \ncontributed 234.96 percentage points, while \nlocal currency deposits contributed 156.93 \npercentage points. \n \nOver the period December 2021 to December \n2022, the official exchange rate moved from \nZW$108.67 per US$1 to ZW$684.33 per \nUS$1, thus contributing to the growth of the \nZimbabwe dollar equivalent of FCA deposits in \nmoney \nsupply. \nThe \n530% \ncumulative \ndepreciation in the exchange rate over the year, \nsaw FCA deposits increasing from ZW$210.70 \nbillion in December 2021 to ZW$1,327.59 \nbillion in December 2022. \n \nThe annual growth in broad money was mainly \ndriven by increases of ZW$865.48 billion \n(388.23%) and ZW$371.59 billion (446.49%) \nin credit to the private sector and net claims on \nGovernment, respectively. Of the ZW$371.59 \nbillion increase in net claims on Government, \nZW$137.31 billion was due to the accounting \ntreatment of the utilization of Special Drawing \nLocal \nCurrency \nTransferabl\ne deposits\n32.45%\nForeign \nCurrency \nDeposits\n56.78%\nTime \nDeposits\n9.98%\nCurrency in \nCirculation\n0.18%\nNCDs\n0.61%\n \n \n \n9 \n \nRights (SDRs), which does not reflect actual \nlending to Government. \nCredit to the private sector was mainly \nchanneled to agriculture and households, which \nreceived 23.48% and 21.57% of the total credit, \nrespectively. \nThe \nmanufacturing \nand \ndistribution sectors received 12.64% and \n12.37% of the credit, respectively. Private \nsector credit shares for the rest of the economic \nsectors are shown in Figure 10. \nFigure 10: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2022 \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 31.08%; inventory \nbuild-up, \n32.73%; \nand \nfixed \ncapital \ninvestments, 16.25%. \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange \n \nDuring the month of December 2022, the \nZimbabwe Stock Exchange (ZSE) recovered \nfrom previous month losses. As such, the All \nShare, Top 10, Top15 and Medium Cap Indices \nadded 33.73%, 44.91%, 42.31% and 11.41% to \nclose the month at 19,493.85 points, 12,311.13 \npoints, 13,436.28 points, and 36,642.44 points, \nrespectively. \n \nThe mining index also added 0.04% to close the \nmonth at 25,487.77 points, compared to \n25,478.67 points recorded in November 2022. \n \nFigure 11: ZSE All Share, Top 10 and \nMining Indices \nSource: Zimbabwe Stock Exchange, 2022 \n \nThe cumulative volume and value of shares \ntraded on the ZSE added 423.66% and 261.34% \nto 472.93 million shares and ZW$27.75 billion, \nrespectively. This compares to 90.31 million \nshares and ZW$7.68 billion, respectively, \nrecorded in the prior month. \n \nThe proportion of foreign purchases to the \nvalue of shares traded, however, declined to \n0.76%, compared to 2.71% recorded in \nNovember 2022. \n \nHouseholds\n21.57%\nAgriculture\n23.46%\nMining\n8.67%\nManufacturing\n12.64%\nDistribution\n12.37%\nConstruction\n1.77%\nTransport & \nCommunicat\nions\n2.03%\nServices\n10.92%\nFinancial Org. \n& Investments\n6.52%\nOther\n0.05%\n4,800\n7,800\n10,800\n13,800\n16,800\n19,800\n22,800\n25,800\n28,800\n31,800\n5100\n8100\n11100\n14100\n17100\n20100\n23100\n26100\n29100\n32100\n31-Dec-21\n31-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n10 \n \nDuring the month under review, net foreign \nposition worsened, from ZW$1.07 billion to \nZW$21.62 billion. \n \nFigure 12: ZSE Monthly Volumes and \nValues Traded \nSource: Zimbabwe Stock Exchange, 2022 \n \nThe reporting month saw the local bourse gain \nZW$434.67 billion or 26.99% worth of \ncapitalization to close at ZW$2 044.87 billion, \nreflecting positive trading on ZSE. On a year-\non-year basis, ZSE capitalization added \nZW$727.66 billion, or 55.24%, from ZW$1 \n317.21 billion recorded in December 2021. \n \nVictoria Falls Stock Exchange \n \nThe Victoria Falls Stock Exchange (VFEX) \nexhibited bearish sentiments for the third \nconsecutive month. Resultantly, the VFEX All \nShare Index lost 9.12% to close at 94.83 points, \nfrom 104.34 points recorded in the prior month. \n \nOn an annual basis, the VFEX All Share Index \nlost 13.55%, from 109.69 points recorded in the \ncomparable period last year. \nFigure 13: Victoria Falls Stock Exchange All \nShare Index \n \nSource: Victoria Falls Stock Exchange (VFEX), 2022 \n \nVFEX Market Capitalization \n \nDespite the negative trading on the VFEX \nduring the month under review, market \ncapitalization \nby \nUS$0.19 \nincreased \nto \nUS$0.44 billion. This reflected an increase of \nUS$0.19 billion or 76.70%, compared to \nUS$0.25 billion recorded in November 2022. \n \nThe increase in VFEX capitalization emanated \nfrom new listings in the form of Simbisa \nBrands Limited, Nedbank Group Zimbabwe \nLimited and National foods Limited, that \nincreased the number of outstanding shares on \nthe market. \n \n \n \n \n \n \n \n \n \n \n \n0\n2,400\n4,800\n7,200\n9,600\n12,000\n14,400\n16,800\n19,200\n21,600\n24,000\n26,400\n28,800\n0\n200\n400\n600\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\n 150.00\n \n \n \n11 \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation continued to slow \ndown, as depicted by the decline from 254.96% \nin November 2022 to 243.76% in December \n2022. This followed declines in both annual \nfood and non-food inflation. \n \nAnnual food inflation stood at 285.19% in \nDecember 2022, down from 299.20% in \nNovember 2022. Meat; bread and cereals drove \nfood inflation, during the month under review. \n \nYear- on- year, non-food inflation retreated by \n9.34 percentage points to 212.68% in \nDecember 2022, from 222.02% in November \n2022. Housing, water, electricity and gas; \nfurniture and equipment; hospital services; and \ntransport categories largely accounted for \nannual non-food inflation, during the reporting \nmonth. \n \nAnnual blended inflation receded by 1.63 \npercentage points to 105.50% in December \n2022, from 107.13% recorded in November \n2022. This followed the decline in both blended \nfood and non-food inflation. \n \nAnnual blended food inflation declined by 3.6 \npercentage points to 162.7% in the month under \nanalysis. \nYear-on-year \nblended \nnon-food \ninflation also decreased from 77.2% in \nNovember 2022 to 76.0%, during the month \nunder review. \n \nMonthly Inflation \n \nMonthly inflation stood at 2.42% in December \n2022, compared to 1.80% reported in \nNovember 2022. This reflected the pass-\nthrough effects of the sharp depreciation of the \ninformal exchange rate, which occurred during \nthe month of December 2022. \n \nMonth-on-month, food inflation rose from \n0.92% in November 2022 to 2.50% in \nDecember 2022. Notable increases were \nrecorded for bread and cereals, meat; as well as \ncoffee, tea and cocoa. \n \nMonthly non-food inflation fell from 2.62% in \nNovember 2022 to 2.36% in December 2022. \nNotable drivers of monthly non-food inflation \nwere clothing and footwear; furniture and \nequipment. However, the increases were more \nthan offset by declines in communication, \nhousing, water and electricity. \n \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2022 \n \nMonthly \nblended \ninflation \nshed \n0.07 \npercentage points to 1.30% in December 2022, \nfrom 1.37% in November 2022. \n \n \n \n \n0.00%\n5.00%\n10.00%\n15.00%\n20.00%\n25.00%\n30.00%\n35.00%\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nFood\nNon-Food\nOverall\n \n \n \n12 \n \nNATIONAL PAYMENTS SYSTEM \n \n \nThe total value of NPS transactions processed \nthrough the National Payment Systems (NPS) \nstood at ZW$4.99 trillion in December 2022, \nup by 8.90% from ZW$4.58 trillion recorded in \nthe preceding month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of RTGS transactions declined by \n1.78%, from ZW$3.38 trillion in the previous \nmonth to close at ZW$3.31 trillion in \nDecember 2022. \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \n \nCash Transactions \n \nCash-based \ntransactions \nincreased \nfrom \nZW$170.08 billion in November 2022 to \nZW$182.41 billion in December 2022. \n \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$1.36 trillion, during the \nmonth under analysis, representing an increase \nof 13.91% from ZW$0.95 trillion recorded in \nNovember 2022. \nCard Based Transactions \n \nCard-based transactions increased by 22.61% \nto ZW$323.66 billion in December 2022, from \nZW$263.97 billion recorded in the previous \nmonth. \n \n \n \n \n \n \nRESERVE BANK OF ZIMBABWE\n -\n 500.0\n 1,000.0\n 1,500.0\n 2,000.0\n 2,500.0\n 3,000.0\n 3,500.0\n 4,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n13 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n14 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 31 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nNet Foreign Assets\n-440,559,292.65\n-471,346,132.81\n-543,454,309.01\n-607,806,554.74\n-1,139,041,286.30\n-1,440,376,428.47\n-1,799,900,028.55 -1,795,279,800.26\n-1,954,300,330.22\n-2,033,984,124.20\n-2,085,714,926.41 -2,349,872,967.37\nCentral Bank(net)\n-569,288,849.11\n-608,788,967.34\n-717,594,313.10\n-794,405,282.55\n-1,478,375,394.21\n-1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,828,947,111.97\nForeign Assets\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n575,414,250.75\nForeign Liabilities\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,404,361,362.72\nOther Depository Corporations(net)\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\nForeign Assets\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\nForeign Liabilities\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\nNet Domestic Assets (NDA)\n910,997,169.52\n977,472,347.72\n1,132,547,895.53 1,279,179,159.36\n2,110,584,970.23\n2,560,072,662.03\n3,007,213,667.92\n3,404,193,526.10\n3,871,453,855.67\n3,914,796,933.13\n4,157,026,534.98\n4,688,099,950.20\nDomestic Claims\n332,913,297.54\n374,469,353.19\n425,899,133.67\n507,567,798.80\n671,650,524.63\n767,813,894.49\n911,956,758.63\n1,183,994,022.32\n1,371,017,098.26\n1,420,546,462.01\n1,634,150,767.46\n1,861,880,517.07\nClaims on Central Government(net)\n59,994,722.44\n73,245,394.75\n79,099,806.11\n102,141,792.11\n115,763,515.83\n104,672,040.45\n130,502,205.15\n236,159,688.17\n270,091,555.64\n263,657,275.07\n350,064,095.72\n454,800,752.22\nClaims on Central Government\n98,638,404.95\n108,304,664.41\n112,202,570.05\n128,369,548.84\n154,985,706.21\n180,922,921.25\n192,199,618.57\n350,494,976.12\n408,193,113.30\n426,472,842.49\n532,069,052.32\n613,516,289.65\nCentral Bank\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n324,557,907.30\nODCs\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\nLess Liabilities to Central Government\n38,643,682.51\n35,059,269.66\n33,102,763.94\n26,227,756.73\n39,222,190.39\n76,250,880.80\n61,697,413.42\n114,335,287.95\n138,101,557.65\n162,815,567.42\n182,004,956.59\n158,715,537.42\nCentral Bank\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\nODCs\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\nClaims on Other Sectors\n272,918,575.10\n301,223,958.44\n346,799,327.56\n405,426,006.70\n555,887,008.81\n663,141,854.04\n781,454,553.48\n947,834,334.15\n1,100,925,542.62\n1,156,889,186.94\n1,284,086,671.74\n1,407,079,764.84\nOther Financial Corporations\n7,156,496.45\n7,232,833.43\n7,747,219.19\n8,597,004.25\n9,322,673.95\n10,177,451.55\n14,828,545.88\n17,449,153.84\n18,825,212.19\n143,782,090.97\n143,554,205.91\n157,280,627.89\nState and Local Government\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\nPublic Non Financial Corporations\n21,803,605.08\n29,207,585.84\n26,468,620.27\n29,392,849.46\n56,904,036.69\n65,013,584.08\n85,546,713.45\n123,920,817.60\n133,928,821.97\n145,038,366.23\n150,370,660.24\n161,107,427.42\nPrivate Sector\n243,793,080.38\n264,623,905.12\n312,329,173.83\n367,183,531.22\n489,371,296.07\n587,724,531.15\n680,729,618.39\n806,177,221.63\n947,865,180.05\n867,726,767.22\n989,858,253.51\n1,088,409,096.41\nCentral Bank\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,308.49\nODCs\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\nOther Items(Net)\n-578,083,871.97 -603,002,994.53\n-706,648,761.86 -771,611,360.55 -1,438,934,445.60\n-1,792,258,767.54\n-2,095,256,909.29\n-2,220,199,503.78\n-2,500,436,757.40\n-2,494,250,471.13\n-2,522,875,767.52\n-2,826,219,433.14\nShares and Other Equity\n-526,564,518.35\n-560,858,506.65\n-647,259,441.19\n-736,032,264.92\n-1,471,834,260.31\n-1,750,654,766.50\n-2,109,505,152.97\n-2,196,010,760.22\n-2,353,032,948.01\n-2,415,295,348.56\n-2,460,253,452.61\n-2,498,410,570.61\nLiabilities to Other Financial Corporations\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\nRestricted Deposits\n2,167,260.87\n2,173,882.06\n2,994,403.00\n4,012,319.51\n15,942,230.19\n17,330,528.77\n31,949,181.65\n37,970,261.21\n33,027,186.30\n47,084,275.28\n59,785,332.00\n34,134,982.33\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-53,917,133.32\n-44,545,169.67\n-63,194,358.13\n-40,078,187.62\n16,635,808.50\n-59,279,741.20\n-19,040,030.90\n-62,714,231.31\n-181,018,174.35\n-126,801,860.37\n-122,747,262.48\n-362,696,324.10\nBroad Money-M3\n470,437,876.87\n506,126,214.91\n589,093,586.52\n671,372,604.62\n971,543,683.94\n1,119,696,233.56\n1,207,313,639.37\n1,608,913,725.83\n1,917,153,525.45\n1,880,812,808.93\n2,071,311,608.56\n2,338,226,982.83\nSecurities Other than Shares Included in Broad \nMoney\n3,685,330.94\n4,456,190.77\n4,510,894.76\n4,246,927.92\n6,165,343.44\n7,157,937.12\n8,137,874.02\n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\nBroad Money-M2\n466,752,545.93\n501,670,024.14\n584,582,691.76\n667,125,676.69\n965,378,340.49\n1,112,538,296.45\n1,199,175,765.34\n1,596,128,151.09\n1,903,106,030.11\n1,865,253,945.05\n2,057,873,086.69\n2,324,078,018.07\nOther Deposits\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\nNarrow Money-M1\n427,464,720.85\n454,155,285.76\n530,433,488.84\n614,481,640.63\n895,379,518.67\n1,031,647,432.84\n1,104,973,664.87\n1,461,955,622.01\n1,746,038,037.35\n1,698,802,699.18\n1,868,674,949.05\n2,090,666,237.62\nTransferable Deposits\n425,262,736.08\n451,539,424.76\n527,204,673.89\n610,992,302.31\n892,270,006.18\n1,028,183,547.50\n1,100,888,777.34\n1,457,941,576.91\n1,742,120,578.98\n1,694,712,870.55\n1,864,566,202.51\n2,086,456,095.48\n Of which Foreign Currency Accounts\n197,684,662.27\n225,776,364.73\n275,166,409.09\n302,163,673.09\n559,139,763.68\n657,889,184.94\n688,836,308.19\n991,098,612.31\n1,196,206,879.78\n1,131,298,129.20\n1,211,793,829.42\n1,327,590,772.37\nCurrency Outside Depository Corporations\n2,201,984.76\n2,615,861.00\n3,228,814.95\n3,489,338.32\n3,109,512.49\n3,463,885.34\n4,084,887.53\n4,014,045.11\n3,917,458.37\n4,089,828.63\n4,108,746.53\n4,210,142.14\nMemorandum Items\nReserve Money\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,043,818.23\nFCAs as a Percentage of Deposits in M3\n42.2%\n44.8%\n47.0%\n45.2%\n57.7%\n58.9%\n57.2%\n61.8%\n62.5%\n60.3%\n58.6%\n56.9%\nEnd Period Exchange Rate\n115.42\n124.02\n142.42\n159.35\n301.50\n370.96\n443.88\n546.83\n621.89\n632.77\n654.93\n684.33\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nNet Foreign Assets\n-569,288,849.11 -608,788,967.34 -717,594,313.10 -794,405,282.55 -1,478,375,394.21 -1,802,992,102.87 -2,132,218,475.50\n-2,281,673,543.14 -2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,828,947,111.97\nClaims on Non Residents\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n575,414,250.75\nOfficial Reserves Assets\n88,142,478.36\n98,842,512.26\n111,766,758.89\n124,451,895.50\n233,057,350.27\n280,735,044.65\n350,631,779.92\n329,592,679.60\n270,927,656.44\n265,887,215.65\n301,307,551.70\n404,381,641.59\nOther Foreign Assets\n21,801,631.11\n23,392,128.91\n29,671,571.60\n34,061,195.07\n62,485,798.57\n97,533,424.84\n110,274,772.35\n134,831,527.99\n152,414,486.62\n154,726,420.61\n160,288,576.12\n171,032,609.16\nLess Liabilities to Non Residents\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,404,361,362.72\nShort Term Liabilities\n288,043,621.76\n314,055,031.14\n380,818,044.00\n425,900,083.60\n785,737,559.16\n951,983,480.17\n1,127,013,639.61\n1,336,300,564.04\n1,387,742,749.22\n1,398,159,992.55\n1,431,029,164.32\n1,673,917,354.18\nOther Foreign Liabilities*\n391,189,336.81\n416,968,577.38\n478,214,599.59\n527,018,289.52\n988,180,983.89\n1,229,277,092.19\n1,466,111,388.17\n1,409,797,186.69\n1,576,134,607.76\n1,616,907,488.02\n1,624,322,875.66\n1,730,444,008.54\n of which blocked funds\n226,575,523.87\n239,652,643.98\n276,151,105.21\n306,560,929.76\n570,884,144.99\n716,116,832.50\n852,249,186.55\n678,512,698.97\n762,984,490.22\n783,864,733.61\n742,874,154.66\n798,115,768.44\nNet Domestic Assets (NDA)\n595,796,383.98\n636,602,481.08\n745,479,564.79\n823,635,174.38\n1,507,595,691.24\n1,836,540,085.80\n2,167,740,219.40\n2,319,139,878.80\n2,627,633,649.47\n2,686,722,006.25\n2,692,616,574.53\n2,932,990,930.20\nDomestic Claims\n45,764,983.60\n56,431,583.21\n59,280,671.72\n73,729,321.44\n98,948,909.09\n86,265,289.61\n121,100,451.59\n232,699,771.22\n241,166,538.97\n235,988,125.06\n281,625,189.08\n301,167,715.61\nNet Claims on Central Government\n23,759,754.43\n28,391,009.15\n33,843,987.33\n45,816,276.90\n52,202,949.03\n27,947,066.17\n48,255,875.52\n143,751,566.58\n135,218,762.79\n118,456,743.03\n157,861,567.95\n173,709,118.00\nClaims on Central Government\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n324,557,907.30\nOf which: Securities Other than Shares\n5,709,408.86\n5,698,904.28\n5,628,648.40\n5,618,143.81\n5,618,143.81\n5,618,143.81\n11,099,253.33\n16,894,372.03\n24,148,817.33\n32,085,268.08\n58,861,123.74\n95,209,423.88\nLoans\n52,667,064.29\n53,343,629.64\n55,987,602.77\n58,769,044.66\n78,389,443.38\n88,353,569.12\n89,490,529.87\n233,300,046.10\n240,464,254.47\n242,513,386.24\n274,274,026.60\n229,348,483.42\n Loans and Advances\n19,335,445.61\n19,998,243.11\n22,642,216.24\n25,423,658.13\n45,044,056.85\n55,008,182.59\n56,145,143.34\n62,658,197.28\n69,822,405.65\n71,871,537.43\n103,632,177.79\n62,318,200.45\nAmounts Due from Gvt including SDR Draw\n29,720,052.83\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n0.00\nLess Liabilities to Central Government\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\nOf which: Deposits\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n22,005,229.17\n28,040,574.06\n25,436,684.39\n27,913,044.54\n46,745,960.06\n58,318,223.45\n72,844,576.07\n88,948,204.64\n105,947,776.18\n117,531,382.02\n123,763,621.12\n127,458,597.61\nOther Financial Corporations\n1,979,866.38\n1,974,819.36\n2,314,886.09\n2,401,359.00\n2,324,560.64\n2,384,730.70\n3,057,198.60\n3,073,237.98\n3,202,283.90\n3,211,903.39\n3,213,198.55\n3,255,765.14\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n17,988,080.01\n23,840,423.94\n20,227,681.72\n22,534,788.28\n40,555,239.89\n50,471,009.86\n62,636,165.37\n77,480,839.35\n92,396,112.07\n101,596,682.38\n107,131,115.83\n110,762,523.98\nPrivate Sector\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,308.49\nClaims on Other Depository Corporations\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n25,067,909.55\nOf which: Loans\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n25,067,909.55\nOther Liabilities to ODCs\n92,445,342.97\n98,771,358.77\n116,286,172.05\n137,938,275.04\n213,473,187.99\n234,624,636.96\n352,778,125.95\n516,479,509.63\n514,761,587.21\n554,976,245.35\n681,837,090.96\n691,773,493.01\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n55,087,092.35\n61,186,545.74\n73,725,582.36\n89,206,766.33\n136,605,367.17\n87,602,175.66\n162,206,231.00\n198,762,582.78\n247,261,242.79\n280,589,071.79\n355,098,840.61\n373,445,723.64\nOther Items(Net)\n-636,865,583.85 -673,232,217.80 -791,721,093.43 -875,960,866.59 -1,614,961,249.38 -1,974,951,446.35 -2,388,281,414.87\n-2,576,477,704.28 -2,860,511,797.67\n-2,963,504,823.70\n-3,058,656,720.83 -3,298,528,798.05\nShares and Other Equity\n-657,568,133.29\n-700,269,272.95\n-804,754,190.04\n-896,652,942.69\n-1,694,545,332.44\n-2,081,541,626.90\n-2,495,937,680.26\n-2,662,572,351.10 -2,881,231,066.44\n-2,968,624,968.16\n-3,039,020,578.83\n-3,212,151,922.95\nOther Items(Net)\n18,270,195.89\n24,793,374.40\n8,861,949.04\n14,428,570.19\n62,648,230.22\n89,106,052.63\n71,183,746.71\n43,541,395.78\n-13,728,304.53\n-44,526,215.42\n-90,829,827.08\n-125,791,521.97\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n2,432,353.55\n2,243,680.76\n4,171,147.57\n6,263,505.92\n16,935,852.85\n17,484,127.93\n36,472,518.68\n42,553,251.05\n34,447,573.30\n49,646,359.89\n71,193,685.08\n39,414,646.86\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,043,818.23\nBond Coins\n99,710.20\n99,710.26\n99,710.34\n99,710.39\n99,710.43\n99,710.48\n99,710.54\n99,710.59\n99,710.63\n99,711.37\n99,645.37\n99,645.38\nBond Notes\n4,993,493.48\n5,093,893.85\n5,240,635.11\n6,014,484.37\n6,165,661.88\n6,165,333.25\n6,412,784.04\n6,554,970.13\n6,740,568.25\n7,012,718.25\n7,260,471.73\n7,472,198.27\nLiabilities to ODCs\n21,414,331.20\n22,619,909.63\n22,544,906.25\n23,115,697.08\n22,954,924.72\n27,282,939.21\n29,009,249.32\n30,811,654.95\n80,258,156.68\n85,155,732.33\n91,500,545.27\n96,471,974.58\n Local Currency Reserve Deposits\n20,405,761.19\n20,827,919.34\n21,544,621.25\n23,011,606.47\n22,855,505.72\n27,182,574.21\n28,909,888.55\n30,691,239.95\n36,208,286.92\n39,251,684.88\n45,031,513.47\n51,076,733.16\n Foreign Currency Reserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n43,949,504.76\n45,803,682.45\n46,368,666.81\n45,294,876.43\n Exess reserves \n1,008,570.00\n1,791,990.29\n1,000,284.99\n104,090.61\n99,419.00\n100,364.99\n99,360.78\n120,414.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nNet Foreign Assets\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\nClaims on Non Residents\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\nOf Which: Foreign Currency\n53,378,295.56\n62,064,505.14\n76,544,189.30\n74,716,879.90\n142,118,888.84\n138,347,101.06\n159,024,593.55\n263,637,446.30\n292,402,245.17\n300,240,300.44\n286,365,213.60\n295,435,074.49\nDeposits\n100,442,493.68\n105,505,734.50\n131,168,592.72\n149,819,045.33\n269,570,369.89\n305,551,872.73\n271,679,250.85\n340,293,581.80\n435,192,058.43\n412,875,019.01\n359,879,184.65\n359,872,194.36\nOther\n368,318.48\n436,950.21\n490,766.14\n653,930.14\n1,173,939.93\n1,996,318.38\n2,226,702.64\n2,658,965.36\n2,925,585.55\n1,438,608.89\n1,440,334.07\n1,581,747.89\nLess Liabilities to Non Residents\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\nOf Which: Deposits\n12,879,965.61\n16,242,284.31\n18,274,727.25\n20,748,904.55\n40,784,068.98\n50,378,763.77\n58,733,325.78\n65,301,846.77\n82,156,742.51\n90,971,607.55\n92,797,127.97\n89,384,232.63\nLoans\n12,579,585.65\n14,322,071.01\n15,788,816.82\n17,842,223.01\n32,745,021.76\n32,900,853.99\n41,878,774.31\n54,894,403.81\n62,128,262.94\n63,112,600.68\n46,846,618.61\n88,430,639.51\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n339,241,242.96\n365,997,720.68\n410,548,022.91\n479,033,352.08\n628,106,440.87\n753,463,074.66\n866,386,967.85\n1,113,922,948.02 1,325,580,796.37 1,313,691,175.57 1,547,753,523.21\n1,849,663,031.57\nDomestic Claims\n287,148,313.94\n318,037,769.98\n366,618,461.95\n433,838,477.37\n572,701,615.54\n681,548,604.87\n790,856,307.03\n951,294,251.11 1,129,850,559.29 1,184,558,336.95 1,352,525,578.38\n1,560,712,801.46\nNet Claims on Central Government\n36,234,968.02\n44,854,385.60\n45,255,818.78\n56,325,515.21\n63,560,566.80\n76,724,974.28\n82,246,329.63\n92,408,121.59\n134,872,792.86\n145,200,532.03\n192,202,527.77\n281,091,634.22\nClaims on Central Government\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\nSecurities\n40,241,600.55\n49,241,790.83\n50,566,914.20\n63,944,817.59\n70,936,834.65\n86,890,010.11\n91,509,184.64\n100,187,059.48\n143,464,932.04\n151,757,709.91\n198,814,372.89\n288,843,960.96\nLoans\n20,331.26\n20,339.66\n19,404.68\n37,542.77\n41,284.36\n61,198.20\n100,650.73\n113,498.51\n115,109.46\n116,478.26\n119,529.09\n114,421.39\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\nOf which: Deposits\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n250,913,345.93\n273,183,384.38\n321,362,643.17\n377,512,962.15\n509,141,048.74\n604,823,630.59\n708,609,977.40\n858,886,129.52\n994,977,766.44 1,039,357,804.92 1,160,323,050.62\n1,279,621,167.24\nOther Financial Corporations\n5,176,630.07\n5,258,014.07\n5,432,333.10\n6,195,645.25\n6,998,113.31\n7,792,720.84\n11,771,347.28\n14,375,915.86\n15,622,928.29\n140,570,187.59\n140,341,007.36\n154,024,862.75\nState and Local Government\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\nPublic Non Financial Corporations\n3,815,525.07\n5,367,161.90\n6,240,938.55\n6,858,061.18\n16,348,796.81\n14,542,574.22\n22,910,548.08\n46,439,978.25\n41,532,709.91\n43,441,683.85\n43,239,544.41\n50,344,903.44\nPrivate Sector\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\nClaims on the Central Bank\n119,546,045.14\n125,057,527.45\n145,073,995.32\n163,091,388.64\n239,321,897.04\n269,492,980.99\n318,260,082.09\n414,080,563.81\n503,930,421.77\n528,892,917.07\n579,137,110.76\n655,646,094.75\nCurrency\n2,891,218.92\n2,577,743.10\n2,111,530.50\n2,624,856.44\n3,155,859.82\n2,801,158.38\n2,427,607.04\n2,640,635.61\n2,922,820.51\n3,022,600.98\n3,251,370.57\n3,361,701.51\nReserves\n116,654,826.22\n122,479,784.35\n142,962,464.82\n160,466,532.20\n236,166,037.22\n266,691,822.61\n315,832,475.04\n411,439,928.20\n501,007,601.27\n525,870,316.09\n575,885,740.19\n652,284,393.24\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n2,688,568.50\n2,120,361.21\n2,137,854.54\n2,173,014.02\n2,383,304.12\n2,898,518.67\n2,814,941.97\n3,230,742.76\n3,720,151.81\n28,072,180.28\n19,973,470.74\n10,597,782.72\nOther Items(Net)\n64,764,547.62\n74,977,215.54\n99,006,579.83\n115,723,499.90\n181,533,767.59\n194,679,992.54\n239,914,479.29\n248,221,124.14\n304,480,032.88\n371,687,898.16\n363,935,695.20\n356,098,081.93\nShares and Other Equity\n131,003,614.94\n139,410,766.30\n157,494,748.85\n160,620,677.78\n222,711,072.13\n330,886,860.40\n386,432,527.29\n466,561,590.88\n528,198,118.44\n553,329,619.60\n578,767,126.22\n713,741,352.34\nLiabilities to other ressident sectors\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\nOther Items(Net)\n-66,469,586.15\n-64,660,350.49\n-59,298,803.48\n-45,383,950.36\n-41,499,080.56\n-136,552,079.25\n-147,857,140.93\n-218,895,693.28\n-224,305,264.21\n-182,404,183.97\n-215,171,046.59\n-358,395,749.66\nDeposits and Securities Included in Broad Money\n467,970,799.42\n503,440,555.21\n584,688,027.00\n665,632,079.89\n967,440,548.79\n1,116,078,749.06\n1,198,705,414.81\n1,600,316,690.89 1,911,815,680.07 1,874,160,895.68 2,055,794,508.96\n2,328,737,176.16\nDeposits Included in Broad Money\n464,285,468.48\n \n498,984,364.44\n \n580,177,132.24\n \n661,385,151.97\n \n961,275,205.35\n \n1,108,920,811.95\n \n1,190,567,540.78\n \n1,587,531,116.15 1,897,768,184.73 1,858,602,031.80 2,042,355,987.09\n2,314,588,211.40\nTransferable Deposits\n424,997,643.40\n \n451,469,626.06\n \n526,027,929.32\n \n608,741,115.91\n \n891,276,383.52\n \n1,028,029,948.34\n \n1,096,365,440.31\n \n1,453,358,587.07 1,740,700,191.97 1,692,150,785.93 1,853,157,849.44\n2,081,176,430.96\n of which FCAs\n197,673,919.07\n \n225,769,411.82\n \n275,160,384.59\n \n301,286,745.34\n \n558,605,268.37\n \n657,871,279.96\n \n688,801,163.42\n \n991,050,824.09 1,196,071,655.58 1,131,156,966.82 1,211,583,916.42\n1,325,367,130.51\nOther Deposits\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\nMoney Market Instruments\n3,685,330.94\n \n4,456,190.77\n \n4,510,894.76\n \n4,246,927.92\n \n6,165,343.44\n \n7,157,937.12\n \n8,137,874.02\n \n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther\n2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \nSource:Reserve Bank of Zimbabwe,2022\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\nDec\n40.00\n80.00-95.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n25.66\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSep\n3.96\n4.87\n12.08\n1.02\n3.47\n2.16\n8.64\n4.45\n30.04\n2.62\n1.70\n5.15\n1.75\n3.47\nOct\n1.82\n2.58\n4.21\n2.06\n2.05\n2.09\n6.83\n4.45\n2.15\n3.29\n4.27\n3.24\n3.06\n3.15\nNov\n1.47\n1.98\n1.15\n1.73\n1.45\n1.95\n7.54\n2.94\n5.24\n6.76\n4.42\n2.62\n0.92\n1.80\nDec\n2.69\n2.82\n0.75\n2.33\n2.13\n3.04\n4.59\n2.47\n0.37\n1.85\n2.89\n2.36\n2.50\n2.42\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n29 \n \n \nFOOD \nINFLATION\nALCOHOLIC \nCLOT HING\nHOUS ING, \nW AT E R,\nFURNIT URE\nMIS C.\nFOOD & \nB E VE RAGE S \n& \nE LE CT RICT Y, \nGAS\nAND\nRE CRE AT ION &\nRE S T AURANT S \n&\nGOODS &\nT OT AL NON\nNON \nALCOHOLIC \nALL\n& T OB ACCO\nFOOT W E AR\n& OT HE R\nE QUIP ME NT\nCULT URE\nHOT E LS\nS E RVICE S\nFOOD\nB E VE RAGE S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSep\n232.79\n232.09\n296.36\n212.89\n290.70\n289.18\n83.20\n158.77\n160.94\n261.32\n243.60\n237.59\n339.73\n280.40\nOct\n221.77\n224.88\n305.85\n201.70\n273.06\n263.38\n81.35\n156.66\n159.83\n243.66\n239.43\n230.17\n321.32\n268.79\nNov\n212.20\n219.12\n293.08\n195.20\n258.64\n250.91\n78.32\n155.88\n170.00\n230.89\n235.31\n222.02\n299.20\n254.96\nDec\n199.74\n210.82\n282.31\n188.01\n247.74\n238.60\n85.92\n152.06\n169.46\n217.25\n218.34\n212.68\n285.19\n243.76\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P ORT\nCOMMUNICAT ION\nE DUCAT ION\n \n \n \n30 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,922,400\n2,044,869.14\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_December_2022.pdf"}
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+{"doc_id": "ad738d88ab6d6d9cf32f044e683c880b", "text": "i \n \n \n \n \n \n \n \nFEBRUARY 2021 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nMerchandise Exports ................................................................................................................ 6 \nMerchandise Imports ................................................................................................................ 7 \nMerchandise Trade Balance ..................................................................................................... 8 \nMONETARY DEVELOPMENTS .............................................................................................. 9 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nCard Based Transactions ....................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n2020 \n \nJanuary \n \n2021 \n \nFebruary \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0) (ZW$ millions) \n21,824.78 \n \n22,377.633 \n \n2.53 \n \nMoney Supply2 (M3) (ZW$ millions) \n220,484.56 \n \n226,181.783 \n \n2.58 \n \nAnnual Inflation1 (%) \n362.63 \n362.59 \n-0.04a \n \nBlended Annual Inflation1 (%) \n191.52 \n162.95 \n-28.57a \nMonthly Inflation1 (%) \n5.43 \n3.45 \n-1.98a \n \nBlended Monthly Inflation1 (%) \n2.76 \n0.71 \n-2.05a \nNational Payment System Transactions2 \n(ZW$ billions) \n381.51 \n355.38 \n-6.85 \nNominal Lending Rate2 \n(% per annum) \n6.00-85.00 \n6.00-85.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Provisional until audit is completed. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring \nthe \nmonth \nof \nFebruary \n2021, \ninternational monthly average prices for \nplatinum, copper, nickel and Brent crude oil \nfirmed. Gold prices were, however, subdued \nlargely due to a stronger US dollar, which \ndampened the metal’s investment demand \nprospects. Other metal prices were elevated by \nrobust demand in China, amid rapid recovery in \nthe economy of the Asian giant. \n \nPrecious Metals \n \n Gold \nThe gains recorded in gold prices in the previous \nmonth were reversed, as its appeal was dented \nby a strong US dollar, amid signs of recovery in \nthe US labour market. Furthermore, rising US \ntreasury yields prompted investors to shift to \nriskier assets, as higher yields raised the \nopportunity cost of holding gold. Against this \nbackdrop, the yellow metal’s monthly average \nprice eased by 3.0%, from US$1,868.33 per \nounce in the previous month to US$1,811.58 per \nounce in February 2021. \n \nPlatinum \nPlatinum prices sustained a bullish run and rose \nby 10.7%, from a monthly average of \nUS$1,089.75 per ounce in January 2021 to \nUS$1,206.10 per ounce during the month under \nreview. The rally in the price of the precious \nmetal was underpinned by investor expectation \nthat the pace of vaccine roll-outs would support \nglobal economic recovery, particularly in the \nautomobile sub-sector, where platinum is a \nmajor raw material. In addition, investor \nexpectations of a wider supply deficit in 2021, \nalso boosted the metal’s demand outlook. \n \nFigure 1 shows the movements in precious \nmetal prices for the period from February 2020 \nthrough to February 2021. \n \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2021 \n \nBase Metals \n \nCopper \nCopper prices remained upbeat during the \nmonth of February 2021, supported by falling \ninventories and tight supplies from Peru, the \nworld’s second largest copper producer. The \nglobal tight supply conditions were exacerbated \nby a plunge in copper production during the year \n2020, on account of coronavirus related \nrestrictions. \n \nPrices of the the red metal were also boosted by \nbuoyant demand in China and prospects of \nglobal economic recovery, owing to declining \ncoronavirus cases and optimism emanating from \nglobal vaccine roll-outs. Resultantly, they rose \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nby 6.0% to a monthly average of US$8,445.23 \nper tonne, up from US$7,970.50 per tonne \nrecorded in the previous month. \n \nNickel \nNickel prices rose by 4.0% to US$18,568.08 per \ntonne in February 2021, from US$17,847.45 per \ntonne recorded in January 2021. The increase \nwas largely on account of robust demand from \nChina’s stainless steel industry, following the \nrapid recovery in the economy of the Asian \ngiant. There were indications that Chinese \nstainless steel production had risen during the \nfourth quarter of 2020. \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2021 \n \nBrent Crude Oil \nBrent crude oil prices remained buoyant and \ncontinued on a recovery path, due to tightening \nglobal supplies, amid production cuts by major \nproducers. In addition, hopes of recovery in \nglobal demand due to vaccine roll-outs and a \nsharp drop in crude oil production in the US, \nbolstered prices, during the month under review. \nThese developments led to a 12.9% increase in \ncrude oil prices, to a monthly average of \nUS$62.46 per barrel, from US$55.33 per barrel \nin the previous month. \n \nFigure 3 shows developments in Brent crude oil \nprices for the period from February 2020 to \nFebruary 2021. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2021 \n \n \nMERCHANDISE \nTRADE \nDEVELOPMENTS \n \nTotal merchandise trade for the month of \nFebruary 2021 stood at US$792.8 million, 6.7% \nup from US$743.3 million realized in the \npreceding month. The improvement in the \ncountry’s total merchandise trade was driven by \na marked increase in merchandise exports, \nwhich offset the decline in imports. On an \nannual basis, the February 2021 outturn was, \nhowever, 3.4% lower than the US$820.9 million \nrecorded in the corresponding month in 2020. \n \n \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n21,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\nFeb-20\nApr-20\nJun-20\nAug-20\nOct-20\nDec-20\nFeb-21\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nUS$/barrel\n \n \n \n6 \n \nMerchandise Exports \n \nDuring the month of February 2021, the \ncountry’s merchandise exports amounted to \nUS$340.8 million, a 20.5% increase from \nUS$282.9 million recorded in the prior month. \nCompared to the corresponding month in 2020, \nthe February 2021 outturn was 6.8% lower. \nDevelopments in the country’s merchandise \nexports for the period from February 2020 to \nFebruary 2021 are shown in Figure 4. \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2021 \n \nThe marked increase in monthly exports was \nunderpinned by improvements in mineral export \nearnings. Notably, the Platinum Group Metals \n(PGMs), gold and ferro-chromium recorded \nmonthly increases of 26.2%, 40.1% and 75%, \nrespectively. Investor optimism about global \n \n1 PGMs include nickel mattes, nickel ores & concentrates \nand platinum \neconomic recovery due to mass vaccination roll- \nouts, helped shore up commodity prices on the \nglobal markets. Table 1 shows developments in \nthe country’s exports for the months of January \nand February 2021. \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \n \nJan-21 \nFeb-21 \nShare of \nTotal (%) \nTotal Exports \n282.9 \n340.8 \n100.0 \nOf Which: \n \n \n \nPlatinum Group of \nMetals (PGMs1) \n124.7 \n157.3 \n46.2 \nGold \n55.7 \n78.1 \n22.9 \nTobacco \n(Inc. cigarettes) \n40.6 \n29.2 \n8.6 \nFerro-chromium \n13.2 \n23.2 \n6.8 \nIndustrial diamonds \n15.1 \n17.4 \n5.1 \nCoal \n4.3 \n3.9 \n1.1 \nChromium ores and \nconcentrates \n3.6 \n3.6 \n1.0 \nGranite \n0.6 \n2.8 \n0.8 \nGinned Cotton \n4.3 \n2.3 \n0.7 \nBlack tea (fermented/ \npartly fermented) \n1.4 \n1.9 \n0.5 \nSource: ZIMSTAT & RBZ Calculations, 2021 \nDuring the month of February 2021, the country \nexported the bulk of its products to South Africa \n(33.7%), followed by the United Arab Emirates \n(24.9%) and Mozambique (12.0%). Figure 5 \nshows the country’s major export markets, \nduring the month under review. \n \n \n \n \n0\n100\n200\n300\n400\n500\n600\n2020\n2021\n \n \n \n7 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2021 \n \nMerchandise Imports \n \nMerchandise imports declined by 1.8%, from \nUS$460.4 million in January to US$451.9 \nmillion during the month under review. The \ncountry’s imports for February 2021 were also \nslightly lower than in the comparable month in \n2020, as shown in Figure 6. \n \n \n \n \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2020 & 2021 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2021 \nThe slowdown in monthly merchandise imports \nfor the month of February 2021 was \nunderpinned by declines in imports of diesel, \n(11.6%) and medicines, (25.4%). \nMaize imports increased during the month under \nanalysis, as the country continued to cushion \nvulnerable and food insecure households during \nthe hunger peak season, before farmers start to \nharvest this season’s crop. Table 2 shows \nimports of major commodities for the months of \nJanuary and February 2021. \n \n \n33.67%\n24.87%\n12.04%\n3.14%\n1.11%\n0.82%\n0.37%\n0.18%\n0.09%\n0.06%\nSouth Africa\nUnited Arab Emirates\nMozambique\nBelgium\nZambia\nBotswana\nSwitzerland\nUnited Republic of\nTanzania\nMalawi\nNetherlands\n0\n100\n200\n300\n400\n500\n600\n2020\n2021\n \n \n \n8 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \n Jan 21 \nUS$ m \nFeb 21 \nUS$ m \nShare in \nJan 2021 \nImports \n(%) \nTotal Exports \n460.4 \n451.9 \n100.0 \nOf Which: \n \n \n \nMaize \n(Excluding Seed) \n26.2 \n32.1 \n7.1 \nDiesel \n19.6 \n17.3 \n3.8 \nCrude soya bean \noil \n9.4 \n16.3 \n3.6 \nFertiliser \nChemicals \n20.8 \n51.3 \n11.4 \nMedicines \n17.1 \n12.8 \n2.8 \nElectricity \n9.3 \n9.9 \n2.2 \nRoad tractors (for \nsemi-trailers) \n5.3 \n9.2 \n2.0 \nUnleaded petrol \n6.0 \n7.9 \n1.7 \nWheat \n4.9 \n6.4 \n1.4 \nMaize meal \n7.1 \n5.3 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2021 \nThe country’s imports for the month of February \n2021 were mainly sourced from South Africa, \n(54.2%), China, (6.9%), Singapore (6.1%), \nMauritius (3.8%) and other markets, as shown \nin Figure 7. \n \n \n \n \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2021 \n \nMerchandise Trade Balance \n \nMerchandise trade developments during the \nmonth of February 2021 resulted in the \nnarrowing of the country’s trade balance, from \na deficit of US$177.5 million in January 2021 to \nUS$111.1 million. Figure 8 shows the country’s \ntrade balance for the period from January 2020 \nto February 2021. \n \n \n \n \n \n54.2%\n6.9%\n6.1%\n3.8%\n3.6%\n3.4%\n3.3%\n2.8%\n1.9%\n1.6%\nSouth Africa\nChina\nSingapore\nMauritius\nUnited Arab Emirates\nRussian Federation\nZambia\nMozambique\nUnited Kingdom\nIndia\n \n \n \n9 \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \n \nMONETARY DEVELOPMENTS2 \n \nBroad money stood at ZW$226.18 billion3 in \nFebruary 2021, an increase of 2.58% from \nZW$220.71 billion in January 2021. The money \nstock (M3) consisted of foreign currency \ndeposits, ZW$109.66 billion (48.48% of total \nmoney), while local currency transferrable \ndeposits \namounted to \nZW$99.91 billion \n(44.18%); time deposits, ZW$13.95 billion \n(6.17%); negotiable certificates of deposits, \nZW$1.46 billion (0.64%); and currency in \ncirculation, ZW$1.21 billion (0.53%). \n \n \n \n2All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \nForeign currency deposits recorded an annual \ngrowth of 778.92%, from ZW$12.48 billion in \nFebruary 2020 to ZW$109.66 billion in \nFebruary 2021. The increase partly reflected \nvaluation changes, owing to movement of the \nexchange rate, from ZW$17.95 per US$1 in \nFebruary 2020 to ZW$83.89 per US$1 in \nFebruary 2021. \nOn an annual basis, local currency deposits \nregistered a growth of 362.91%, while currency \nin circulation increased by 27.22%. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nThe annual growth in broad money largely \nreflected increases in credit to the private sector, \n527.12%; net credit to Government, 102.26%; \nand financial corporations, 213.52%. \nOn a month-on-month basis, credit to the private \nsector increased by 9.56% to ZW$91.93 billion \n3 January and February 2021 figures are provisional \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferable \ndeposits\n44.18%\nForeign \nCurrency \nDeposits\n48.48%\nTime \nDeposits\n6.17%\nCurrency in \nCirculation\n0.53%\nNCDs\n0.64%\n \n \n \n10 \n \nand net credit to Government, increased by \n63.60% to ZW$25.68 billion. \nCredit to the private sector was mainly extended \ntowards \nagriculture, \n31.36%; \nhouseholds, \n13.91%; \ndistribution, \n13.18%; \nfinancial \norganisations, 12.87%; manufacturing, 10.14%; \nand mining, 8.62%; as shown in figure 10. \n \nFigure 10: Distribution of Private Sector Credit \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCredit to the private sector was largely \nchanneled towards inventory build-up, 38.28%; \nother recurrent expenditures, 28.51%; and fixed \ncapital investment, 17.66%. \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nThe month of February 2021 saw the equities \nmarket performing strongly for the fourth \nconsecutive month, resulting in all major indices \nregistering gains. \n \nThe All Share, Top 10, Top 15 and mining \nindices registered increases of 15.37%, 10.33%, \n10.03% and 53.40% to close at 4 154.37 points, \n2 469.42 points, 2 847.26 and 6 683.44 points, \nrespectively. \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2021 \n \nOn an annual basis, the All Share, Top 10 and \nwere higher by 778.06%, 517.83% and \n708.42%, from 473.13 points, 399.69 points and \n826.73 points recorded in February 2020, \nrespectively. \n \nNotwithstanding \nthe \nbullish \nsentiments \nexhibited on the ZSE during the period under \nreview, the cumulative value and volume of \nshares traded declined by 56.48% and 93.98% \nto ZW$1.53 billion and 149.03 million shares, \nrespectively. \n \n \n \n \nHouseholds\n13.91%\nAgriculture\n31.36%\nMining\n8.62%\nManufacturing\n10.14%\nDistribution\n13.18%\nConstruction\n0.83%\nTransport & \nCommunicat\nions\n2.62%\nServices\n6.40%\nFinancial Org. \n& Investments\n12.87%\nOther\n0.07%\n0.00\n500.00\n1000.00\n1500.00\n2000.00\n2500.00\n0.00\n500.00\n1000.00\n1500.00\n2000.00\n2500.00\n3000.00\n3500.00\n4000.00\n28-Feb-20\n28-Mar-20\n28-Apr-20\n28-May-20\n28-Jun-20\n28-Jul-20\n28-Aug-20\n28-Sep-20\n28-Oct-20\n28-Nov-20\n28-Dec-20\n28-Jan-21\n28-Feb-21\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n11 \n \n Figure 12: ZSE Monthly Volumes and \nValues Traded \n \nSource: Zimbabwe Stock Exchange, 2020 \nIn line with the developments on the local \nbourse, the market gained $66.33 billion, or \n15.25% worth of capitalization, to ZW$501.18 \nbillion during the month of February 2021. On a \nyear-on-year \nbasis, \nthe \nlocal \nbourse \ncapitalization rose by 721.78%, from ZW$60.99 \nbillion recorded the preceeding month. \n \nINFLATION OUTTURN \n \nAnnual Inflation \nAnnual headline inflation stood at 321.59% in \nFebruary 2021, down from 362.63% in January \n2021. The decline in both food and non-food \ninflation saw the inflation rate declining to its \nlowest level since August 2019. \n \nAnnual food inflation slowed down from \n369.43% in January 2021 to 358.96% in \nFebruary 2021. Similarly, year-on-year non-\nfood inflation decelerated from 357.69% in the \n \n4The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nprevious month to 297.07%, during the month \nunder review. \n \nBread and cereals; vegetables and meat, \ncontinued to drive annual food inflation in \nFebruary 2021. This followed the rise in prices \nof grain, maize and wheat on the international \nmarket, which exerted upward pressure on food \nprices. \n \nIn the non-food category, miscellaneous goods \nand services; housing, water, electricity, gas and \nother fuels; transport; and alcoholic beverages \nand tobacco remained the largest contributors to \nnon-food inflation. \n \nAnnual Blended CPI inflation4 decelerated from \n191.52% in January 2021 to 162.95% in \nFebruary 2021. \nMonthly Inflation \n \nReversing the trend in December 2020 and \nJanuary \n2021, \nmonthly \nZW$ \ninflation \ndecelerated to 3.45% in February 2021, with \nboth food and non-food inflation recording \ndeclines. \nMonthly food inflation fell from 7.84% in \nJanuary 2021 to 4.42% in February 2021, due to \ndeclines in all food categories. \nMonth-on-month non-food inflation slowed \ndown from 3.70% in January 2021 to 2.73% in \nFebruary 2021. The decline was, in large part, \ndue to the fall in housing, water, electricity, gas \n& other fuel prices. \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the US$. \n0\n500\n1,000\n1,500\n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n12 \n \nMonthly blended inflation decelerated sharply, \nfrom 2.76% in January 2021 to 0.71% in \nFebruary 2021, with almost all CPI categories \nregistering declines. \nFigure 13 shows month-on-month inflation \ndevelopments for the period from February \n2020 to February 2021. \n \nFigure 13: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2020 \n \nNATIONAL PAYMENTS SYSTEM \n \nTransactions processed through the National \nPayments System (NPS) declined by 7.8% to \nclose at ZW$355.38 billion, during the month of \nFebruary 2021, from ZW$381.51 billion in the \nprevious month. NPS transaction volumes \ndeclined by 4.4% to close at 104.88 million, \nduring the same month. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe month under review saw the value of Real \nGross Settlement System (RTGS) transactions \ndecline by 11.4% to close at ZW$226.34 billion, \nfrom ZW$255.55 billion in January 2021. \nRTGS transaction volumes increased from \n720 032 transactions in January 2021 to 805 988 \ntransactions in February 2021. \nFigure 14: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCash Transactions \n \nCash based transactions amounted to ZW$5.55 \nbillion in February 2021, a 16.9% increase from \nZW$4.16 billion in the previous month. \nMobile and Internet Based Transactions \n \nDuring the month under analysis, mobile and \ninternet-based transactions fell by 3.58% to \nclose at ZW$98.324 billion. \nCard Based Transactions \n \nCard-based transactions registered an increase \nof 7.84%, from $21.50 billion in the preceeding \nmonth to close at ZW$25.17 billion in February \n2021. \n \nRESERVE BANK OF ZIMBABWE \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nFood\nNon-Food\nOverall\n -\n 50.0\n 100.0\n 150.0\n 200.0\n 250.0\n 300.0\n 350.0\n0\n200\n400\n600\n800\n1000\n1200\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n13 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n30 \n 11. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n14 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 32 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 33 \n \n13.2 Volumes of Transactions \n \n \n \n \n 34 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 35 \n \n \n \n \n \n \n \n \n \n \n \n15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nNet Foreign Assets\n-41,693,753.23\n-64,413,672.15\n-89,046,879.04\n-97,000,590.99\n-234,278,568.81\n-309,340,585.00\n-323,918,937.77\n-317,370,813.35\n-327,434,598.03\n-322,916,992.61\n-316,766,634.64\n-328,526,094.64\n-340,106,496.40\nCentral Bank(net)\n-51,659,786.89\n-78,356,892.58\n-104,544,431.97\n-114,377,001.26\n-275,623,563.54\n-366,357,650.73\n-391,303,802.50\n-386,104,783.47\n-398,503,742.75\n-398,165,536.09\n-392,036,907.50\n-406,631,588.87\n-411,000,792.44\nForeign Assets\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\nForeign Liabilities\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\nOther Depository Corporations(net)\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\nForeign Assets\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\nForeign Liabilities\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\nNet Domestic Assets (NDA)\n80,030,632.68\n112,816,570.52\n141,032,021.98\n156,475,813.43\n334,099,369.96\n441,599,870.68\n470,066,520.53\n471,206,354.87\n497,207,430.71\n507,265,762.28\n521,691,490.51\n549,010,656.62\n566,288,275.77\nDomestic Claims\n30,260,777.76\n34,054,407.09\n32,574,364.29\n39,063,809.71\n50,113,139.15\n59,894,402.15\n62,852,286.66\n63,493,587.42\n80,786,149.78\n88,712,115.98\n101,159,726.29\n108,399,214.96\n127,374,579.36\nClaims on Central Government(net)\n12,697,777.62\n12,949,759.72\n10,305,498.64\n14,278,461.16\n11,286,874.74\n14,475,978.36\n11,939,163.62\n9,165,660.28\n16,233,346.76\n18,766,373.80\n23,276,846.68\n15,698,011.65\n25,682,635.40\nClaims on Central Government\n16,838,781.22\n17,542,397.05\n17,458,577.62\n18,059,689.23\n22,643,966.48\n25,495,963.30\n25,856,421.22\n24,510,261.70\n26,940,376.62\n28,442,906.62\n37,789,748.86\n34,941,802.63\n43,864,745.10\nCentral Bank\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,476,066.34\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\nODCs\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\nLess Liabilities to Central Government\n4,141,003.60\n4,592,637.32\n7,153,078.98\n3,781,228.06\n11,357,091.74\n11,019,984.94\n13,917,257.60\n15,344,601.42\n10,707,029.86\n9,676,532.82\n14,512,902.18\n19,243,790.98\n18,182,109.70\nCentral Bank\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\nODCs\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\nClaims on Other Sectors\n17,563,000.14\n21,104,647.37\n22,268,865.65\n24,785,348.54\n38,826,264.41\n45,418,423.79\n50,913,123.04\n54,327,927.14\n64,552,803.02\n69,945,742.18\n77,882,879.61\n92,701,203.31\n101,691,943.96\nOther Financial Corporations\n281,264.28\n307,104.48\n290,091.57\n356,669.90\n753,439.03\n1,010,123.42\n298,579.49\n338,002.03\n1,398,438.67\n1,450,895.49\n606,276.57\n396,273.97\n881,815.56\nState and Local Government\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\nPublic Non Financial Corporations\n2,591,284.85\n3,301,602.89\n3,508,675.95\n2,824,122.73\n5,863,041.63\n5,154,947.39\n3,941,697.68\n4,796,976.15\n6,006,655.50\n5,000,659.17\n2,578,274.18\n8,366,572.13\n8,849,870.48\nPrivate Sector\n14,658,746.06\n17,465,318.54\n18,442,253.62\n21,577,980.23\n32,186,558.49\n39,227,391.60\n46,644,986.05\n49,157,774.70\n57,113,246.08\n63,465,738.17\n74,660,404.58\n83,910,160.40\n91,928,403.19\nCentral Bank\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\nODCs\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\nOther Items(Net)\n-49,769,854.91 -78,762,163.43 -108,457,657.69 -117,412,003.72 -283,986,230.81 -381,705,468.53 -407,214,233.87 -407,712,767.45 -416,421,280.93 -418,553,646.30 -420,531,764.21 -440,611,441.66 -438,913,696.40\nShares and Other Equity\n-44,342,348.31\n-71,119,022.50\n-98,326,925.77\n-108,187,301.34\n-265,536,483.62\n-359,843,502.38\n-393,275,806.44\n-386,761,250.11\n-392,085,071.73\n-397,700,402.79\n-390,151,578.46\n-408,061,464.88\n-410,347,885.65\nLiabilities to Other Financial Corporations\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\nRestricted Deposits\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n4,057,817.74\n1,036,012.77\n1,208,834.37\n2,648,204.14\n835,126.11\n718,690.98\n252,287.94\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-6,701,730.71\n-9,930,489.25\n-11,865,486.12\n-10,435,832.78\n-22,215,725.96\n-23,936,937.79\n-18,418,731.56\n-22,359,693.99\n-25,986,791.29\n-23,925,064.43\n-31,507,330.50\n-33,645,336.61\n-29,427,969.01\nBroad Money-M3\n38,336,879.45\n48,402,898.37\n51,985,142.94\n59,475,222.44\n99,820,801.15\n132,259,285.68\n146,147,582.76\n153,835,541.52\n169,772,832.69\n184,348,769.67\n204,924,855.86\n220,484,561.98\n226,181,779.37\nSecurities Other than Shares Included in Broad Money\n260,055.92\n476,793.67\n337,556.97\n359,194.93\n863,206.40\n1,024,311.11\n1,111,664.44\n1,083,907.10\n1,231,944.90\n1,237,340.99\n1,436,202.84\n1,422,437.87\n1,457,355.54\nBroad Money-M2\n38,076,823.53\n47,926,104.70\n51,647,585.97\n59,116,027.50\n98,957,594.75\n131,234,974.57\n145,035,918.32\n152,751,634.42\n168,540,887.79\n183,111,428.68\n203,488,653.02\n219,062,124.11\n224,724,423.83\nOther Deposits\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\nNarrow Money-M1\n35,882,510.46\n45,574,113.84\n49,124,730.79\n56,273,245.28\n94,939,899.37\n125,187,820.69\n139,604,307.06\n145,816,200.84\n160,143,748.68\n174,113,615.18\n193,581,808.32\n207,710,646.74\n210,777,710.55\nTransferable Deposits\n34,932,660.39\n44,529,936.02\n48,082,573.35\n55,147,175.33\n93,730,970.73\n123,981,130.10\n138,523,712.90\n144,756,556.77\n159,085,591.39\n173,047,801.52\n192,383,729.76\n206,490,526.41\n209,569,292.32\n Of which Foreign Currency Accounts\n12,476,934.91\n20,909,726.92\n19,463,088.16\n24,984,322.48\n57,701,775.14\n79,076,606.18\n86,014,194.25\n92,191,134.58\n97,621,848.10\n102,185,943.24\n103,728,205.33\n108,593,568.84\n109,661,714.64\nCurrency Outside Depository Corporations\n949,850.07\n1,044,177.82\n1,042,157.43\n1,126,069.95\n1,208,928.64\n1,206,690.59\n1,080,594.16\n1,059,644.06\n1,058,157.28\n1,065,813.65\n1,198,078.56\n1,220,120.33\n1,208,418.23\nMemorandum Items\nReserve Money\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\nFCAs as a Percentage of Deposits in M3\n33.4%\n44.2%\n38.2%\n42.8%\n58.5%\n60.3%\n59.3%\n60.3%\n57.9%\n55.8%\n50.9%\n49.5%\n48.7%\nEnd Period Exchange Rate\n17.95\n25.00\n25.00\n25.00\n57.36\n76.76\n83.40\n81.44\n81.35\n81.82\n81.79\n82.68\n83.89\nSource: Reserve Bank of Zimbabwe, 2021\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nNet Foreign Assets\n-51,596,769.75 -51,659,786.89 -78,356,892.58 -104,544,431.97 -114,377,001.26 -275,623,563.54 -366,357,650.73 -391,303,802.50 -386,104,783.47 -398,503,742.75 -398,165,536.09 -392,036,907.50 -406,631,588.87 -411,000,792.44\nClaims on Non Residents\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\nOfficial Reserves Assets\n2,888,945.28\n3,104,642.81\n1,759,943.91\n1,340,523.61\n1,452,620.38\n9,522,205.82\n12,511,281.83\n15,651,918.68\n12,374,572.35\n12,357,598.03\n11,668,298.64\n2,786,278.07\n6,677,598.06\n5,651,394.24\nOther Foreign Assets\n2,345,086.60\n2,400,193.22\n3,188,983.44\n3,176,152.22\n3,601,500.00\n8,323,540.15\n11,118,819.74\n11,993,657.14\n11,669,281.34\n11,660,124.13\n11,767,888.40\n11,838,216.95\n12,009,507.37\n12,215,668.41\nLess Liabilities to Non Residents\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\nShort Term Liabilities\n39,597,730.68\n41,112,190.47\n55,611,921.72\n54,593,528.76\n54,707,783.64\n134,067,700.58\n179,874,148.53\n193,114,218.14\n190,611,160.64\n190,817,851.33\n189,287,948.45\n187,885,613.69\n192,806,142.21\n194,818,587.99\nOther Foreign Liabilities*\n17,233,070.95\n16,052,432.45\n27,693,898.21\n54,467,579.05\n64,723,338.01\n159,401,608.92\n210,113,603.77\n225,835,160.18\n219,537,476.52\n231,703,613.58\n232,313,774.68\n218,775,788.84\n232,512,552.09\n234,049,267.11\n of which blocked funds\n8,883,831.36\n7,456,288.96\n15,724,574.19\n42,561,402.55\n52,790,869.15\n131,743,040.88\n171,686,088.39\n184,824,435.01\n179,488,881.37\n191,557,287.91\n191,564,844.22\n177,624,192.87\n190,969,111.27\n191,664,044.89\nNet Domestic Assets (NDA)\n60,847,793.85\n61,040,731.37\n90,061,836.40\n117,004,178.58\n128,192,366.11\n288,275,130.35\n382,503,085.26\n403,686,857.45\n398,837,103.00\n414,025,868.46\n416,589,882.06\n410,799,302.62\n428,456,369.46\n433,378,426.70\nDomestic Claims\n10,746,256.31\n10,973,320.90\n11,480,169.17\n9,144,133.05\n12,736,347.09\n10,707,313.49\n13,930,835.24\n9,173,375.62\n8,137,864.08\n16,330,004.87\n15,975,321.34\n17,721,762.12\n18,864,046.83\n20,211,944.02\nNet Claims on Central Government\n8,439,262.68\n8,477,725.92\n8,578,739.93\n6,100,515.00\n10,322,164.33\n6,497,233.96\n9,443,480.36\n5,892,417.23\n4,011,357.97\n9,947,354.13\n11,354,832.62\n15,520,804.20\n10,812,290.33\n11,396,835.82\nClaims on Central Government\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,472,711.66\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\nOf which: Securities Other than Shares\n6,784,907.24\n6,729,080.00\n6,635,562.28\n6,568,167.46\n6,515,431.76\n6,441,291.52\n6,348,432.53\n6,274,326.46\n6,194,697.32\n6,101,509.11\n6,051,655.92\n6,035,224.38\n6,165,262.55\n6,095,109.16\nLoans\n5,513,803.84\n5,811,437.65\n6,126,824.37\n6,169,083.96\n6,957,279.90\n9,933,663.19\n12,383,150.07\n12,684,520.32\n11,629,732.03\n12,753,129.37\n13,409,761.69\n19,658,455.39\n18,437,148.85\n18,695,624.21\n Loans and Advances\n1,611,254.61\n1,808,444.47\n2,123,588.25\n2,165,988.51\n2,954,184.45\n5,927,212.09\n8,377,024.21\n8,672,446.67\n7,617,711.22\n8,740,654.93\n9,388,431.71\n15,645,165.82\n14,425,116.65\n14,682,354.29\n Legacy Debt\n371,310.28\n391,427.33\n391,670.28\n391,529.61\n391,529.61\n394,885.26\n394,560.01\n400,507.80\n400,454.97\n400,908.59\n409,764.14\n401,723.73\n400,466.35\n401,704.08\n Export Incentives\n3,531,238.96\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\nOf which: Deposits\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n2,306,993.64\n2,495,594.98\n2,901,429.23\n3,043,618.05\n2,414,182.75\n4,210,079.53\n4,487,354.87\n3,280,958.40\n4,126,506.11\n6,382,650.74\n4,620,488.72\n2,200,957.92\n8,051,756.50\n8,815,108.19\nOther Financial Corporations\n123,637.97\n185,777.12\n190,538.80\n197,799.53\n198,980.02\n198,722.36\n199,979.99\n200,871.01\n194,092.65\n191,304.06\n192,148.23\n188,349.05\n204,933.06\n703,425.29\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n2,105,286.54\n2,135,637.84\n2,527,892.32\n2,663,591.64\n2,032,346.15\n3,825,379.33\n4,103,280.79\n2,895,408.28\n3,746,599.01\n4,967,594.21\n3,730,697.26\n1,309,265.53\n7,102,293.92\n7,356,206.59\nPrivate Sector\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\nClaims on Other Depository Corporations\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\nOf which: Loans\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\nOther Liabilities to ODCs\n8,461,698.70\n9,792,726.83\n9,684,173.41\n9,131,313.79\n12,393,411.08\n20,777,523.67\n31,484,074.13\n36,504,621.50\n37,868,889.89\n35,078,524.21\n43,158,130.62\n53,880,036.70\n52,386,928.65\n59,780,016.83\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n5,320,924.19\n5,467,251.69\n5,944,214.63\n6,089,528.73\n6,941,755.11\n11,137,597.35\n13,291,243.49\n14,580,745.12\n13,851,775.48\n9,084,137.29\n11,687,723.67\n22,262,484.07\n29,594,641.97\n31,870,831.11\nOther Items(Net)\n-57,145,180.31 -58,322,160.20 -86,517,998.56 -114,986,959.06 -125,482,666.85 -295,508,852.17 -397,084,920.55 -427,953,446.54 -425,725,999.11 -429,887,129.29 -440,784,407.01 -443,273,555.40 -459,415,237.58 -470,268,174.72\nShares and Other Equity\n-55,918,839.02\n-56,770,197.78\n-85,756,440.85\n-113,862,068.88\n-124,140,506.17\n-296,849,225.12\n-396,135,173.94\n-433,060,072.45\n-427,106,363.79\n-433,463,716.88\n-441,933,638.10\n-442,191,359.79\n-459,147,547.11\n-467,159,156.05\nOther Items(Net)\n-2,572,613.77\n-2,671,268.75\n-2,708,996.60\n-2,626,463.31\n-2,187,936.05\n-2,077,424.75\n-2,675,989.93\n-2,358,189.93\n-3,416,387.63\n-3,309,230.72\n-3,537,819.62\n-3,242,652.80\n-1,473,280.48\n-4,426,426.77\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n7,464,815.83\n4,796,752.30\n6,885,818.31\n4,687,050.70\n2,160,457.19\n1,205,590.01\n1,317,408.10\n0.17\n0.12\n0.13\n0.13\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\nBond Coins\n99,714.26\n99,712.42\n99,712.71\n99,710.76\n99,712.72\n99,710.08\n99,709.22\n99,709.27\n99,709.34\n99,709.54\n99,709.66\n2,375,925.99\n99,709.66\n99,709.73\nBond Notes\n1,036,938.66\n1,117,198.96\n1,208,072.64\n1,240,929.09\n1,356,393.24\n1,570,979.64\n1,797,797.97\n1,955,979.19\n2,044,143.53\n2,022,625.16\n2,029,709.06\n99,709.69\n2,603,693.97\n2,847,426.23\nLiabilities to ODCs\n7,253,578.67\n7,089,397.08\n8,789,318.37\n10,198,688.17\n12,082,367.03\n10,419,558.83\n11,457,457.43\n10,063,539.06\n10,250,353.16\n13,378,590.41\n15,910,190.58\n16,386,469.12\n19,121,376.95\n19,430,498.30\n Reserve Deposits\n1,040,852.24\n1,082,852.88\n1,205,004.05\n1,213,756.71\n1,386,675.05\n890,125.59\n1,049,647.55\n1,237,283.94\n1,401,898.97\n1,678,661.09\n2,008,569.51\n2,199,092.20\n2,444,129.79\n4,799,500.58\n Exess reserves \n6,212,726.43\n6,006,544.20\n7,584,314.32\n8,984,931.47\n10,695,691.98\n9,529,433.25\n10,407,809.87\n8,826,255.12\n8,848,454.19\n11,699,929.32\n13,901,621.07\n14,187,376.93\n16,677,247.16\n14,630,997.72\nPrivate Deposits\n860,792.52\n1,074,636.02\n1,607,840.10\n920,418.59\n276,891.86\n561,318.26\n2,790,469.91\n263,827.44\n338,113.50\n21,200.60\n384,736.66\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2021\n Provisional until audit is completed\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nNet Foreign Assets\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\nClaims on Non Residents\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\nOf Which: Foreign Currency\n3,176,598.38\n3,136,431.39\n3,607,624.65\n3,642,933.80\n3,581,769.90\n9,729,549.76\n18,357,028.29\n28,776,016.24\n30,217,561.04\n32,235,029.76\n34,673,918.84\n39,886,775.04\n42,733,946.30\n41,025,473.91\nDeposits\n9,953,357.06\n10,175,380.89\n15,179,403.50\n16,753,404.99\n18,887,749.91\n43,314,001.39\n53,559,656.10\n55,319,393.27\n53,657,586.61\n53,623,468.12\n55,308,353.64\n49,426,810.30\n50,993,755.75\n45,711,660.09\nOther\n23,051.63\n33,034.42\n40,818.25\n41,246.08\n41,430.97\n86,679.92\n106,177.81\n114,882.47\n111,830.36\n111,520.80\n99,718.57\n145,114.78\n154,683.94\n183,144.98\nLess Liabilities to Non Residents\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\nOf Which: Deposits\n1,591,189.46\n1,285,842.52\n1,574,950.88\n1,667,098.42\n1,860,609.63\n3,767,028.56\n5,065,144.06\n5,996,405.81\n4,800,281.08\n4,449,027.74\n4,387,729.22\n3,826,796.90\n4,683,800.54\n4,962,383.04\nLoans\n1,855,524.33\n2,092,970.52\n3,309,675.09\n3,272,933.52\n3,273,930.87\n8,018,207.80\n9,940,652.40\n10,829,021.44\n10,452,726.81\n10,451,846.22\n10,445,718.35\n10,361,630.37\n11,093,091.22\n11,063,599.89\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n24,751,743.05\n26,346,359.69\n31,807,660.02\n34,525,013.99\n40,695,850.36\n56,705,559.53\n71,245,059.44\n74,011,298.35\n79,943,074.31\n91,947,346.14\n105,610,829.31\n127,131,173.37\n140,672,048.38\n153,013,944.93\nDomestic Claims\n17,823,424.24\n19,287,456.86\n22,574,237.92\n23,430,231.24\n26,324,107.94\n39,405,825.66\n45,963,566.91\n53,678,911.04\n55,355,723.35\n64,456,144.91\n72,736,794.64\n83,427,964.18\n89,535,168.13\n107,162,635.34\nNet Claims on Central Government\n4,284,897.63\n4,220,051.70\n4,371,019.79\n4,204,983.64\n3,952,942.15\n4,789,640.77\n5,032,498.00\n6,046,746.39\n5,154,302.32\n6,285,992.63\n7,411,541.18\n7,756,042.48\n4,885,721.32\n14,285,799.58\nClaims on Central Government\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\nSecurities\n4,372,420.71\n4,293,116.08\n4,775,618.52\n4,716,858.96\n4,579,097.46\n6,264,725.96\n6,760,053.73\n6,883,528.44\n6,676,225.73\n8,068,172.39\n8,961,484.35\n12,072,773.09\n10,322,702.11\n19,049,865.62\nLoans\n5,111.21\n5,147.49\n4,391.86\n4,467.24\n4,525.43\n4,285.81\n4,326.98\n14,046.00\n9,606.62\n17,565.74\n20,004.65\n23,296.00\n16,689.12\n24,146.11\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\nOf which: Deposits\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n13,538,526.61\n15,067,405.16\n18,203,218.14\n19,225,247.60\n22,371,165.79\n34,616,184.88\n40,931,068.91\n47,632,164.65\n50,201,421.03\n58,170,152.28\n65,325,253.46\n75,671,921.69\n84,649,446.81\n92,876,835.77\nOther Financial Corporations\n78,791.30\n95,487.15\n116,565.68\n92,292.05\n157,689.88\n554,716.67\n810,143.43\n97,708.48\n143,909.38\n1,207,134.60\n1,258,747.26\n407,927.51\n191,340.91\n178,390.27\nState and Local Government\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\nPublic Non Financial Corporations\n459,396.43\n455,647.01\n773,710.57\n845,084.31\n791,776.58\n2,037,662.29\n1,051,666.60\n1,046,289.40\n1,050,377.14\n1,039,061.29\n1,269,961.90\n1,269,008.65\n1,264,278.21\n1,493,663.89\nPrivate Sector\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\nClaims on the Central Bank\n13,400,742.47\n14,084,026.73\n16,430,721.57\n18,224,911.62\n21,706,416.06\n29,919,616.89\n54,830,533.49\n55,843,634.83\n57,763,783.89\n68,012,702.35\n74,300,828.81\n77,254,382.86\n79,477,691.43\n74,589,859.15\nCurrency\n183,412.14\n267,061.31\n263,607.53\n298,482.41\n330,036.01\n461,761.08\n690,816.60\n975,094.30\n1,084,208.81\n1,064,177.41\n1,063,605.07\n1,177,847.43\n1,483,283.31\n1,738,717.73\nReserves\n13,217,330.33\n13,816,965.42\n16,167,114.04\n17,926,429.21\n21,376,380.05\n29,457,855.81\n54,139,716.89\n54,868,540.52\n56,679,575.08\n66,948,524.94\n73,237,223.74\n76,076,535.42\n77,994,408.12\n72,851,141.43\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n185,829.15\n189,591.37\n258,425.60\n346,363.87\n536,691.85\n887,577.50\n1,387,934.10\n1,837,109.59\n1,863,123.11\n1,812,655.13\n1,489,512.69\n1,318,615.34\n391,146.93\n409,213.89\nOther Items(Net)\n6,286,594.51\n6,835,532.53\n6,938,873.87\n6,783,765.00\n6,797,981.79\n11,732,305.51\n28,161,106.86\n33,674,137.93\n31,313,309.81\n38,708,845.99\n39,937,281.45\n32,232,558.32\n27,949,664.25\n28,329,335.68\nShares and Other Equity\n12,089,406.11\n12,427,849.47\n14,637,418.35\n15,535,143.11\n15,953,204.84\n31,312,741.50\n36,291,671.56\n39,784,266.01\n40,345,113.68\n41,378,645.15\n44,233,235.31\n52,039,781.33\n51,086,082.23\n56,811,270.41\nLiabilities to other ressident sectors\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\nOther Items(Net)\n-5,942,883.74\n-5,747,234.71\n-8,038,453.91\n-8,984,559.18\n-9,520,578.07\n-19,928,617.05\n-8,479,293.02\n-6,532,614.47\n-9,403,967.74\n-3,111,546.88\n-4,719,570.65\n-20,099,241.64\n-23,513,086.84\n-29,091,805.04\nDeposits and Securities Included in Broad Money\n34,458,036.32\n36,312,393.36\n45,750,880.45\n50,022,566.92\n58,072,260.63\n98,050,554.25\n128,262,125.18\n141,396,163.08\n148,677,044.43\n163,016,490.87\n180,859,372.79\n202,401,446.22\n218,777,542.62\n223,908,240.98\nDeposits Included in Broad Money\n34,202,472.63\n \n36,052,337.44\n \n45,274,086.77\n \n49,685,009.94\n \n57,713,065.69\n \n97,187,347.86\n \n127,237,814.07\n \n140,284,498.63\n \n147,593,137.33\n \n161,784,545.97\n \n179,622,031.80\n \n200,965,243.38\n \n217,355,104.75\n \n222,450,885.44\n \nTransferable Deposits\n32,175,873.35\n \n33,858,024.37\n \n42,922,095.92\n \n47,162,154.77\n \n54,870,283.47\n \n93,169,652.47\n \n121,190,660.19\n \n134,852,887.37\n \n140,657,703.75\n \n153,387,406.86\n \n170,624,218.30\n \n191,058,398.68\n \n206,003,627.38\n \n208,504,172.16\n \n of which FCAs\n12,458,349.93\n \n12,476,934.91\n \n20,909,726.92\n \n19,463,088.16\n \n24,984,322.48\n \n57,701,775.14\n \n79,076,606.18\n \n82,607,196.16\n \n88,430,395.05\n \n91,944,864.16\n \n100,147,096.67\n \n102,824,762.68\n \n108,386,216.00\n \n109,466,728.50\n \nOther Deposits\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\nMoney Market Instruments\n255,563.69\n \n260,055.92\n \n476,793.67\n \n337,556.97\n \n359,194.93\n \n863,206.40\n \n1,024,311.11\n \n1,111,664.44\n \n1,083,907.10\n \n1,231,944.90\n \n1,237,340.99\n \n1,436,202.84\n \n1,422,437.87\n \n1,457,355.54\n \nSource:Reserve Bank of Zimbabwe,2021\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nSource:Reserve Bank of Zimbabwe,2021\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nSource:Reserve Bank of Zimbabwe,2021\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nSource: Reserve Bank of Zimbabwe,2021\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nSource:Reserve Bank of Zimbabwe, 2021\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\n Source:Reserve Bank of Zimbabwe, 2021\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n28 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nSource:Zimstat, 2021\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n29 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nSource:Zimstat, 2021\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n30 \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2020; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n31 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nSource: Reserve Bank of Zimbabwe, 2021\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n32 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nSource:Zimbabwe Stock Exchange, 2021\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.3 115.2 21,247.9 9,646.8 \nFeb\n 41,637.6 \n4.7 5,431.8 136.9 22,589.7 9,633.8 \nMar\n 60,804.1 \n4.1 7,252.9 268.0 27,993.6 14,411.4 \nApr\n 47,525.5 \n - 4,150.6 82.6 18,299.2 11,481.8 \nMay\n 59,271.1 \n - 7,426.0 349.8 24,851.5 19,593.2 \nJun\n 91,311.3 \n - 9,752.7 516.6 26,042.5 25,842.3 \nJul\n 127,743.2 \n - 14,741.1 1,028.7 26,033.3 35,199.7 \nAug\n 143,042.1 \n - 14,953.6 1,547.5 27,217.6 34,505.0 \nSep\n 203,172.0 \n - 18,252.3 1,963.0 26,441.0 41,958.4 \nOct\n 198,863.56 \n - 22,482.28 2,163.27 42,767.66 46,270.42 \nNov\n 236,231.56 \n - 23,936.70 2,151.61 36,475.66 54,797.79 \nDec\n 302,661.15 \n - 30,061.03 1,935.29 45,278.12 67,038.24 \n2021\nJan\n 255,551.32 \n - 21,042.23 4,532.12 35,306.27 64,996.35 \nFeb\n 226,335.83 \n - 22,882.64 2,288.90 36,383.01 61,941.70 \nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\nINTERNET\n2018\nJan\n 548.1 \n22.7 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n 401.5 \n12.2 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7 23,191.6 65.0 206,621.5 \n 1,099.3 \nNov\n 982.1 \n10.3 25,737.5 225.2 152,919.9 \n 2,044.1 \nDec\n 1,003.8 \n7.6 27,800.5 385.5 146,316.6 \n 1,273.6 \n2020\nJan\n 943.3 4.6 23,649.0 199.9 139,278.2 671.7 \nFeb\n 916.1 8.9 21,652.2 196.6 149,671.5 647.8 \nMar\n 1,068.5 7.4 22,588.1 234.3 173,042.2 661.2 \nApr\n 515.1 \n - 11,036.4 36.4 131,190.0 998.0 \nMay\n 674.1 \n - 14,711.6 231.2 150,936.1 705.3 \nJun\n 907.8 \n - 14,420.9 286.1 135,524.3 1,390.4 \nJul\n 918.4 \n - 15,786.5 251.4 121,072.4 791.9 \nAug\n 789.4 \n - 13,536.2 248.2 127,308.6 702.1 \nSep\n 911.9 0.002 15,524.1 309.8 125,059.2 783.2 \nOct\n 990.2 \n - 19,138.6 398.8 191,148.8 735.8 \nNov\n 971.3 \n - 17,584.9 430.0 101,305.8 755.6 \nDec\n 1,100.0 \n - 19,404.0 453.0 115,290.2 820.1 \n2021\nJan\n 720.0 \n - 9,849.3 229.0 94,691.4 872.2 \nFeb\n 806.0 \n - 12,309.3 527.8 90,078.0 754.9 \nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n35 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nJul\n286.4\n345.8\n632.20\n59.31\nAug\n389.3\n404.9\n794.25\n-15.62\nSep\n398.8\n441.4\n840.21\n-42.57\nOct\n439.4\n490.2\n929.60\n-50.80\nNov\n528.9\n509.7\n1038.60\n19.20\nDec\n488.3\n527.2\n1015.50\n-38.90\n4,395.70\n5,001.70\n9,397.40\n-487.37\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nSource: ZIMSTAT, 2021\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-February-2021.pdf"}
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+{"doc_id": "adf273aa1177a02719f97bab97745eef", "text": "i \n \n \n \n \n \n \n \n \nOCTOBER 2022 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nCopper ........................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nZimbabwe Stock Exchange .......................................................................................................... 9 \nVictoria Falls Stock Exchange ................................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nCard Based Transactions ....................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency (ZIMSTAT) \n2. Reserve Bank of Zimbabwe (RBZ) \na- Percentage point. \n \n2022 \n \nSeptember \n2022 \n \nOctober \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n87,098.44 \n92,268.16 \n5.94 \nMoney Supply2 (M3) (ZW$ millions) \n1,917,153.53 \n \n1,880,812.81 \n-1.90 \nAnnual Inflation1 (%) \n280.40 \n268.79 \n-11.61a \n \nBlended Annual Inflation1 (%) \n107.5 \n108.69 \n1.19a \nMonthly Inflation1 (%) \n3.47 \n3.15 \n-0.32a \n \nBlended Monthly Inflation1 (%) \n2.5 \n3.20 \n0.70a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n4,081.08 \n3,797.58 \n6.95 \nNominal Lending Rate2 \n(% per annum) \n100-230.00 \n \n \n \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \n \nPrices for gold, palladium, copper and nickel \nretreated, during the month of October 2022. \nHowever, prices of platinum and crude oil \nfirmed during the same month. The commodity \nmarket developments were influenced by a \nstrengthening US dollar, weak industrial \ndemand and concerns about global economic \nslowdown. \nPrecious Metals \n \n Gold \nGold prices declined by 1.0%, from an average \nof US$1,682.24 per ounce in September 2022 \nto US$1,665.10 per ounce in October 2022. \nPrices were adversely affected by the increase \nin interest rates and the appreciation of the US \ndollar. Collectively, these factors outweighed \nthe positive impact of safe-haven demand for \nthe precious metal, which emanated from the \nRussia-Ukraine \ncrisis \nand \nrising \nglobal \ninflation. \n \nPlatinum \nPlatinum prices rebounded from the losses \nrecorded in September 2022, on account of \ninvestor fears of supply disruptions resulting \nfrom intermittent power outages in South \nAfrica, the world’s largest producer of the \nmetal. Resultantly, prices surged by 3.6%, from \nan average of US$881.25 per ounce in the \npreceding month to US$913.14 per ounce, \nduring the reporting month. \n \nPalladium \nPalladium prices remained bearish as global \ncomputer chip shortages continued to hurt the \ndemand for the metal. The auto industry took a \nhit as the global shortage of computer chips led \nto a slowdown in manufacturing activities, \nwhich in turn weakened demand for the metal. \nPrices retreated by 2.2%, from an average of \nUS$2,129.52 per ounce in September 2022 to \nUS$2,082.95 per ounce in October 2022. \nFigure 1 shows the developments in precious \nmetal prices for the period from October 2021 \nto October 2022. \n \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n \n \nBase Metals \n \nCopper \nCopper prices declined by 2.0%, from an \naverage of US$7,747.38 per tonne in the \nprevious month to US$7,591.26 per tonne in \nOctober 2022. The decline primarily reflected \na stronger US dollar, the slowdown in global \neconomic activity as well as concerns about a \npossible global recession. \nNickel \nNickel prices declined by 2.9% to average of \nUS$22,123.67 per tonne in October 2022. This \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nUS$/oz.\nGold\nPalladium\nPlatinum\n \n \n \n5 \n \nreflected weak demand from the stainless-steel \nindustry, coupled with the increase in \nproduction in Indonesia, one of the world’s \nmajor producers of the metal. Figure 2 shows \ndevelopments in base metal prices for the \nperiod from October 2021 to October 2022. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \n \nBrent Crude Oil \nDuring the month under review, crude oil \nprices rebounded following the announcement \nby OPEC that its members would reduce their \nproduction target by 2 million barrels per day. \nAgainst this backdrop, prices slightly firmed, \nfrom an average of US$90.73 per barrel in \nSeptember 2022 to US$93.23 per barrel, during \nthe month under review. \n \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2022 \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nThe \ncountry’s \ntotal \nmerchandise \ntrade \namounted to US$1,316.7 million in September \n2022, representing a 5.1% increase from \nUS$1,252.6 million recorded in the previous \nmonth. Total merchandise trade rose by 11.5%, \non a year-on-year basis, from US$1,181.1 \nmillion in the corresponding month in 2021 to \nUS$1,316.7 million in the reporting month. \n \nMerchandise Exports \nDuring the month of September 2022, the \ncountry exported goods worth US$552.3 \nmillion, 11.9% up from US$493.6 million \nrealised in the preceding month. Compared to \nthe corresponding month in 2021, merchandise \nexports in the reporting month were 7.4% \nhigher. Figure 4 shows developments in the \ncountry’s merchandise exports for the period \nfrom January 2021 to September 2022. \n \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2022 \n \n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar…\nApr-22\nMay…\nJun-22\nJul-22\nAug…\nSep-22\nOct-22\nUS$/barrel\n282.9\n341.0\n461.8\n444.7\n487.1\n502.7\n629.9\n597.3\n514.4\n535.5\n647.6\n591.2\n543.9\n438.0\n557.6\n587.3\n513.1\n541.0\n548.4\n493.6\n552.3\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\nJan\nFeb\nMar\nApr\nMay\nJune\nJuly\nAug\nSep\nOct\nNov\nDec\nMerchandise Exports (US$m)\n2021\n2022\n \n \n \n6 \n \nThe major drivers for exports during the month \nunder review were gold, PGMs and tobacco \nwhich contributed 34.3%, 30.7% and 14.8% to \ntotal exports, respectively. Export earnings \nfrom PGMs were, however, 7.2% lower than in \nthe previous month. The decline was largely \nattributable to sluggish demand in China, the \nworlds’ top consumer of industrial metals. \nTable 1 shows developments in the country’s \nexports for the months of August and \nSeptember 2022. \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \nAug-22 \n(US$m) \nSept-22 \n(US$m) \nAug-\nSept \nChanges \n(%) \nShare \nof \nExports \n(%)-\nAug’22 \nTotal Exports \n493.6 \n552.3 \n11.9 \n100.0 \nof which: \n \n \n \n \nGold \n149.1 \n189.4 \n27.0 \n34.3 \nPGMs* \n182.5 \n169.4 \n-7.2 \n30.7 \nTobacco \n(Inc \ncigarettes) \n52.1 \n81.5 \n56.4 \n14.8 \nFerrochromium \n35.8 \n32.1 \n-10.5 \n5.8 \nCoal \n12.7 \n15.6 \n22.9 \n2.8 \nOther mineral \nsubstances \n6.0 \n12.2 \n102.5 \n2.2 \nIndustrial \ndiamonds \n7.0 \n5.3 \n-24.9 \n1.0 \nGinned Cotton \n2.3 \n5.2 \n129.6 \n0.9 \nGranite \n4.7 \n3.6 \n-23.7 \n0.6 \nCrocodile skins \n0.3 \n2.6 \n820.9 \n0.5 \nSource: ZIMSTAT & RBZ Calculations, 2022 \n*PGMs include nickel mattes, nickel ores & concentrates \nand platinum \nDuring the month under review, the country’s \nshare of exports to South Africa was 38.8% of \ntotal exports, compared to 44.5% in August \n2022. Exports to China accounted for 13.8% of \ntotal exports; Singapore, 11.8%; United Arab \nEmirates, 5.4%; and Zambia, 4.1%, as shown \nin Figure 5. \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2022 \n \nMerchandise Imports \nThe country’s import bill stood at US$764.4 \nmillion in September 2022, marginally up from \nUS$759.0 million recorded in the previous \nmonth. Compared to the corresponding month \nin 2021, the reporting month’s outturn was \n14.7% higher. Figure 6 depicts monthly \nmerchandise imports for 2021 and 2022. \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2021 & 2022 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2022 \n \n38.8\n13.3\n11.8\n5.4\n4.1\n3.8\n3.3\n2.7\n1.8\n1.2\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nSouth Africa\nChina\nSingapore\nUnited Arab Emirates\nZambia\nMozambique\nMauritius\nIndia\nBelarus\nArgentina\n0\n200\n400\n600\n800\n1000\n2021\n2022\n \n \n \n7 \n \nThe country’s imports were mainly composed \nof diesel, crude soya bean oil, petrol and \nfertilisers, whose shares to total imports were \n8.3%; 4.3%; 3.7%; and 24%, respectively. \nOther imports during the month included \nelectricity and food imports, as shown in Table \n2. \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \n \nAug-22 \n(US$m) \nSep-22 \n(US$m) \nAug-Sep \nChanges \n(%) \nShare \nof \nImports \n(%) \nTotal \nImports \n759.0 \n764.4 \n0.7 \n100.0 \nOf Which: \nDiesel \n83.2 \n63.7 \n-23.4 \n8.3 \nCrude \nsoya bean \noil \n19.4 \n33.1 \n70.5 \n4.3 \nUnleaded \npetrol \n38.8 \n28.5 \n-26.5 \n3.7 \nFertilizers \n20.4 \n18.4 \n-9.9 \n2.4 \nElectricity \n22.1 \n18.4 \n-17.0 \n2.4 \nRice \n15.7 \n14.6 \n-7.0 \n1.9 \nMedicines \n10.7 \n14.4 \n34.5 \n1.9 \nHerbicides \n3.7 \n13.4 \n266.1 \n1.8 \nWheat \n12.6 \n10.8 \n-14.6 \n1.4 \nMachinery \n2.4 \n8.6 \n256.3 \n1.1 \n \nSource: ZIMSTAT & RBZ Calculations, 2022 \nThe country’s imports for the month of \nSeptember 2022 were mainly sourced from \nSouth \nAfrica \n(38.3%), \nChina \n(16.2%), \nSingapore (12.0%), U.A.E (4.5%) and other \nmarkets as shown in Figure 7. \n \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2022 \n \nMerchandise Trade Balance \nThe country’s trade balance improved on \naccount of the significant increase in exports, \nculminating in the narrowing of the trade deficit \nfrom US$265.4 million in August to US$212.0 \nmillion in September 2022. However, on a year \n-on year basis, the country’s trade deficit \nsubstantially widened, from US$151.2 million \nin the comparable month in 2021 to US$212.0 \nmillion in September 2022. Figure 8 shows the \ncountry’s trade balance for the period from \nJanuary 2021 through to September 2022. \n \n \n \n \n \n \n \n \n \n38.3\n16.2\n12.0\n4.5\n3.8\n3.2\n2.9\n2.6\n1.7\n1.4\nSouth…\nChina\nSingapore\nUnited…\nZambia\nMozambi…\nMauritius\nIndia\nBelarus\nArgentina\n \n \n \n8 \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2022 \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock amounted to \nZW$1 880.81 billion in October 2022, \ncompared to ZW$1 917.15 billion recorded in \nSeptember 2022. The general increase in \nmoney supply in the economy is largely due to \nthe inflows of foreign exchange from export \nproceeds and remittances, which amounted to \nUS$8.84 billion over the ten months to October \n2022. Part of the foreign currency was \nconverted into local currency at the official \nexchange rate, resulting in liquidity injections \ninto the market. \nThe money stock as at October 2022 was \ncomposed of foreign currency deposits, \n60.15%; local currency deposits, 39.63%; and \ncurrency in circulation, 0.22%. \nFigure 9 shows the composition of money \nsupply. \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nMonth-on-month, broad money declined by \n1.90% in October 2022, compared to an \nincrease of 19.16% recorded the previous \nmonth. The negative growth largely reflected a \ndecline of ZW$64.90 billion (5.43%) in foreign \ncurrency accounts (FCA) deposits, from ZW$1 \n196.21 billion in September 2022 to ZW$1 \n131.30 billion. The decline could be attributed \nto the running down of FCA deposits by \nindividuals and companies, to pay for imports \nand to meet other domestic obligations, amid \nsignificant local currency shortages on the \nmarket. The decline in FCA deposits was partly \noffset by an increase of ZW$28.57 billion \n(3.96%) in the local currency component of \nbroad money. \nDuring the month under review, domestic \nclaims increased by 3.61%, compared to \n15.80% recorded the previous month. Credit to \nthe private sector, however, declined by \nZW$80.14 billion, largely reflecting the impact \nof high costs of borrowing. Following the \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-21\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferabl\ne deposits\n29.96%\nForeign \nCurrency \nDeposits\n60.15%\nTime \nDeposits\n8.85%\nCurrency in \nCirculation\n0.22%\nNCDs\n0.82%\n \n \n \n9 \n \ntightening of monetary policy, the Bank Policy \nRate was raised to 200%, effective 24 June \n2022. \nNet \nbanking \nsector \nclaims \non \nGovernment also declined by ZW$6.34 billion. \nOn an annual basis, broad money registered an \nincrease of 350.43%, largely driven by the \nexchange rate revaluation on the foreign \ncurrency component of deposits, over the year. \nOf the 350.43% annual increase in broad \nmoney, foreign currency deposits contributed \n210.78 percentage points while local currency \ndeposits contributed 139.65 percentage points \nOver the same period, the official exchange rate \nmoved from ZW$97.14 per US$1 in October \n2021 to ZW$632.77 per US$1 in October 2022, \nresulting in growth of the Zimbabwe dollar \nequivalent of FCA deposits, from ZW$179.31 \nbillion in October 2021 to ZW$1 131.30 billion \nin \nOctober \n2022. \nThe \nlocal \ncurrency \ncomponent of broad money also grew by \n214.59% over the same period, largely due to \ncredit creation by banks. \nThe annual growth in broad money was largely \ndriven by increases of ZW$689.72 billion \n(387.46%) and ZW$205.06 billion (349.96%) \nin credit to the private sector and net claims on \nGovernment, respectively. \n \nCredit to the private sector was mainly \nchanneled to agriculture and households, which \nreceived 25.81% and 20.30% of the total credit, \nrespectively. \nThe \ndistribution \nand \nmanufacturing sectors received 13.10% and \n12.74%, respectively. Private sector credit \nshares for the rest of the economic sectors are \nshown in Figure 10. \nFigure 10: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2022 \nCredit to the private sector was largely \nchanneled towards inventory build-up, 34.83%; \nother recurrent expenditures, 31.17%; and \nfixed capital investments, 16.28%. \n \nSTOCK MARKET DEVELOPMENTS \n \nZimbabwe Stock Exchange \n \nThe Zimbabwe Stock Exchange (ZSE) was \ncharacterized by mixed trading during the \nmonth of October 2022, as reflected by gains \nand losses in the major indices. The mixed \ntrading sentiments were reflected in selling \npressures of counters in the top indices and \nincreased demand on lower value counters. \n \nConsequently, the Top 10 and Top 15 Indices, \nshed 2.87% and 1.19% during the month to \nclose at 8 878.08 points and 9 931.66 points, \ncompared to 9 140.55 points and 10 051.47 \npoints recorded in September 2022. \nHouseholds\n20.30%\nAgriculture\n25.81%\nMining\n9.20%\nManufacturing\n12.74%\nDistribution\n13.10%\nConstruction\n1.39%\nTransport & \nCommunicati\nons\n1.60%\nServices\n10.33%\nFinancial Org. \n& Investments\n5.51%\nOther\n0.02%\n \n \n \n10 \n \nThe Medium Cap, Small Cap and the All-Share \nindices, however, gained 14.47%, 9.91% and \n2.03% to close the month at 33 256.19 points, \n531 535.21 points and 15 072.14 points, \nrespectively \n \nThe mining index also added 24.99% to close \nthe month at 23 659.53 points, from 18 929.75 \npoints recorded in the prior month. \n \nFigure 11: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2022 \n \nThe cumulative volume and value of shares \ntraded on the ZSE increased by 47.03% and \n68.82% to 201.57 million shares and ZW$8.66 \nbillion, respectively. This compares to 137.09 \nmillion shares and ZW$5.13 billion recorded in \nthe previous month, respectively. \nThe proportion of foreign purchases to the \nvalue of shares traded increased to 1.74%, \ncompared to 1.39% recorded in September \n2022. \nDuring the month under review, the net foreign \nposition was -ZW$2.07 billion, compared to \nZW$0.31 billion recorded in the previous \nmonth. \n \nFigure 12: ZSE Monthly Volumes and \nValues Traded \n \nSource: Zimbabwe Stock Exchange, 2022 \nThe local bourse gained ZW$6.94 billion, or \n0.38% worth of capitalization to close at ZW$1 \n826.10 billion in October 2022. On a year-on-\nyear \nbasis, \nZSE \ncapitalization \nadded \nZW$447.87 billion, or 32.50%, from ZW$1 \n378.23 billion recorded in October 2021. \n \n \nVictoria Falls Stock Exchange \n \n \nThe Victoria Falls Stock Exchange (VFEX) \nwas characterized by negative trading during \nthe month of October 2022. Resultantly, the \nVFEX All Share Index declined by 21.33% to \nclose at 112.64 points, from 143.16 points \nrecorded in the prior month. \n \n4,800.00\n7,800.00\n10,800.00\n13,800.00\n16,800.00\n19,800.00\n22,800.00\n25,800.00\n28,800.00\n31,800.00\n2100\n5100\n8100\n11100\n14100\n17100\n20100\n23100\n26100\n29100\n32100\n31-Oct-21\n30-Nov-21\n31-Dec-21\n31-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\nAll Share Index\nTop 10 Index\nMining Index\n0\n2,400\n4,800\n7,200\n9,600\n12,000\n14,400\n16,800\n19,200\n21,600\n24,000\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n11 \n \nOn an annual basis, the VFEX All Share Index \nlost 0.34%, from 113.02 points recorded in \nOctober 2021. \n \nFigure 13: Victoria Falls Stock Exchange All \nShare Index \n \nSource: Victoria Falls Stock Exchange (VFEX), 2022 \n \nMarket Capitalization \nOwing to the bearish sentiments exhibited on \nthe VFEX during the month under review, \nmarket capitalization declined by US$0.07 \nbillion to US$0.27 billion, from US$0.34 \nbillion recorded in September 2022. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation slowed down to \n268.79% in October 2022, from 280.40% in \nSeptember 2022. This followed declines in \nboth annual food and non-food inflation. \n \nAnnual food inflation stood at 268.79% in \nOctober 2022, down from 280.40% in \nSeptember 2022. Bread and cereals; vegetables \nand meat continued to drive food inflation, \nduring the month under review. \nAnnual non-food inflation declined by 7.39 \npercentage points to 230.20% in October 2022, \nfrom 237.59% in September 2022. Housing, \nwater, electricity, gas, and other fuels; \nmiscellaneous \ngoods \nand \nservices; \nand \ntransport categories, in large part, accounted for \nannual non-food inflation, during the month of \nOctober 2022. \n \nAnnual blended inflation rose by 1.18 \npercentage points to 108.69% in October 2022, \nfrom 107.51% recorded in September 2022, \nlargely driven by blended non-food inflation. \nThe increase in blended non-food inflation was, \nhowever, partially offset by the decline in \nblended food inflation. \n \nAnnual blended food inflation declined from \n181% in September 2022 to 176%, during the \nmonth under review. \n \nMonthly Inflation \n \nMonthly inflation declined to 3.15% in October \n2022, from 3.47% recorded in September 2022. \nThis was underpinned by the decline in non-\nfood inflation, which more than offset the \nincrease in food inflation. \n \nMonthly food inflation increased from 1.75% \nSeptember 2022 to 3.10% in October 2022. \nNotable \nincreases \nwere \nregistered \nfor \nvegetables; 6.5%, fruits, 3.9; meat, 3.1% and \nfish, 2%. \n \nMonthly non-food inflation, however, fell from \n5.15% in September 2022 to 3.20% in October \n2022, largely on account of declines in \ncommunication and miscellaneous goods and \nservices. \n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\n 150.00\n31-Oct-21\n30-Nov-21\n31-Dec-21\n31-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n \n \n \n12 \n \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2022 \n \nMonthly \nblended \ninflation \ngained \n0.7 \npercentage points to 3.20% in October 2022, \nfrom 2.5% in September 2022. \nNATIONAL PAYMENTS SYSTEM \n \n \nDuring the month of October 2022, the total \nvalue of NPS transactions registered a decline \nof 6.95% to close at ZW$3.80 trillion, from \nZW$4.08 trillion in the preceding month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of RTGS transactions fell by 2.30%, \nfrom ZW$2,793.06 billion in the previous \nmonth to close at ZW$2,728.73 billion in \nOctober 2022. \n \n \n \n \n \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \n \nCash Transactions \nCash-based \ntransactions \nincreased \nfrom \nZW$132.48 billion in September 2022 to \nZW$146.27 billion in October 2022. \n \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$832.17 billion, during the \nmonth under analysis, representing a 22.6% \ndecline from ZW$1,075.18 billion recorded in \nSeptember 2022. \n \nCard Based Transactions \n \nCard-based transactions increased by 11.20% \nto ZW$236.68 billion in October 2022, from \nZW$212.85 billion in the previous month. \n \n \nRESERVE BANK OF ZIMBABWE\n0.00%\n5.00%\n10.00%\n15.00%\n20.00%\n25.00%\n30.00%\n35.00%\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nFood\nNon-Food\nOverall\n -\n 500.0\n 1,000.0\n 1,500.0\n 2,000.0\n 2,500.0\n 3,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n13 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n14 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 31 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNet Foreign Assets\n-324,477,572.55\n-370,161,253.86\n-361,298,424.39\n-440,559,292.65\n-471,346,132.81\n-543,454,309.01\n-607,806,554.74\n-1,139,041,286.30\n-1,440,376,428.47\n-1,799,900,028.55\n-1,795,279,800.26\n-1,954,300,330.22\n-2,033,984,124.20\nCentral Bank(net)\n-470,115,861.82\n-508,301,508.78\n-513,012,570.17\n-569,288,849.11\n-608,788,967.34\n-717,594,313.10\n-794,405,282.55\n-1,478,375,394.21\n-1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\nForeign Assets\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\nForeign Liabilities\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\nOther Depository Corporations(net)\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\nForeign Assets\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\nForeign Liabilities\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\nNet Domestic Assets (NDA)\n742,039,356.10\n808,077,271.24\n836,659,942.26\n910,997,169.52\n977,472,347.72\n1,132,547,895.53 1,279,179,159.36\n2,110,584,970.23\n2,560,072,662.03\n3,007,213,667.92\n3,404,193,526.10\n3,871,453,855.67\n3,914,796,933.13\nDomestic Claims\n262,344,428.58\n291,811,266.12\n340,286,879.84\n332,913,297.54\n374,469,353.19\n425,899,133.67\n507,567,798.80\n671,650,524.63\n767,813,894.49\n911,956,758.63\n1,183,994,022.32\n1,371,017,098.26\n1,420,546,462.01\nClaims on Central Government(net)\n58,595,877.36\n61,571,905.79\n83,610,072.33\n59,994,722.44\n73,245,394.75\n79,099,806.11\n102,141,792.11\n115,763,515.83\n104,672,040.45\n130,502,205.15\n236,159,688.17\n270,091,555.64\n263,657,275.07\nClaims on Central Government\n75,251,019.59\n80,526,247.04\n98,427,828.73\n98,638,404.95\n108,304,664.41\n112,202,570.05\n128,369,548.84\n154,985,706.21\n180,922,921.25\n192,199,618.57\n350,494,976.12\n408,193,113.30\n426,472,842.49\nCentral Bank\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\nODCs\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\nLess Liabilities to Central Government\n16,655,142.23\n18,954,341.25\n14,817,756.40\n38,643,682.51\n35,059,269.66\n33,102,763.94\n26,227,756.73\n39,222,190.39\n76,250,880.80\n61,697,413.42\n114,335,287.95\n138,101,557.65\n162,815,567.42\nCentral Bank\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\nODCs\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\nClaims on Other Sectors\n203,748,551.22\n230,239,360.33\n256,676,807.51\n272,918,575.10\n301,223,958.44\n346,799,327.56\n405,426,006.70\n555,887,008.81\n663,141,854.04\n781,454,553.48\n947,834,334.15\n1,100,925,542.62\n1,156,889,186.94\nOther Financial Corporations\n4,840,748.10\n6,128,229.51\n9,710,262.81\n7,156,496.45\n7,232,833.43\n7,747,219.19\n8,597,004.25\n9,322,673.95\n10,177,451.55\n14,828,545.88\n17,449,153.84\n18,825,212.19\n143,782,090.97\nState and Local Government\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\nPublic Non Financial Corporations\n20,820,033.41\n22,393,447.91\n23,865,846.53\n21,803,605.08\n29,207,585.84\n26,468,620.27\n29,392,849.46\n56,904,036.69\n65,013,584.08\n85,546,713.45\n123,920,817.60\n133,928,821.97\n145,038,366.23\nPrivate Sector\n178,008,080.43\n201,639,254.74\n222,930,132.71\n243,793,080.38\n264,623,905.12\n312,329,173.83\n367,183,531.22\n489,371,296.07\n587,724,531.15\n680,729,618.39\n806,177,221.63\n947,865,180.05\n867,726,767.22\nCentral Bank\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\nODCs\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\nOther Items(Net)\n-479,694,927.52 -516,266,005.13 -496,373,062.42 -578,083,871.97 -603,002,994.53 -706,648,761.86 -771,611,360.55 -1,438,934,445.60\n-1,792,258,767.54\n-2,095,256,909.29\n-2,220,199,503.78\n-2,500,436,757.40\n-2,494,250,471.13\nShares and Other Equity\n-473,248,083.80\n-509,275,252.67\n-502,021,854.19\n-526,564,518.35\n-560,858,506.65\n-647,259,441.19\n-736,032,264.92\n-1,471,834,260.31\n-1,750,654,766.50\n-2,109,505,152.97\n-2,196,010,760.22\n-2,353,032,948.01\n-2,415,295,348.56\nLiabilities to Other Financial Corporations\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\nRestricted Deposits\n6,496,099.45\n4,400,595.12\n6,915,475.67\n2,167,260.87\n2,173,882.06\n2,994,403.00\n4,012,319.51\n15,942,230.19\n17,330,528.77\n31,949,181.65\n37,970,261.21\n33,027,186.30\n47,084,275.28\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-13,445,998.89\n-11,738,438.67\n-1,406,451.73\n-53,917,133.32\n-44,545,169.67\n-63,194,358.13\n-40,078,187.62\n16,635,808.50\n-59,279,741.20\n-19,040,030.90\n-62,714,231.31\n-181,018,174.35\n-126,801,860.37\nBroad Money-M3\n417,561,783.55\n437,916,017.39\n475,361,517.87\n470,437,876.87\n506,126,214.91\n589,093,586.52\n671,372,604.62\n971,543,683.94\n1,119,696,233.56\n1,207,313,639.37\n1,608,913,725.83\n1,917,153,525.45\n1,880,812,808.93\nSecurities Other than Shares Included in Broad \nMoney\n3,729,670.68\n4,007,812.73\n3,696,333.82\n3,685,330.94\n4,456,190.77\n4,510,894.76\n4,246,927.92\n6,165,343.44\n7,157,937.12\n8,137,874.02\n12,785,574.75\n14,047,495.34\n15,558,863.88\nBroad Money-M2\n413,832,112.87\n433,908,204.66\n471,665,184.05\n466,752,545.93\n501,670,024.14\n584,582,691.76\n667,125,676.69\n965,378,340.49\n1,112,538,296.45\n1,199,175,765.34\n1,596,128,151.09\n1,903,106,030.11\n1,865,253,945.05\nOther Deposits\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\nNarrow Money-M1\n385,927,355.64\n400,698,387.01\n434,262,220.25\n427,464,720.85\n454,155,285.76\n530,433,488.84\n614,481,640.63\n895,379,518.67\n1,031,647,432.84\n1,104,973,664.87\n1,461,955,622.01\n1,746,038,037.35\n1,698,802,699.18\nTransferable Deposits\n383,724,566.36\n398,514,604.13\n431,948,432.28\n425,262,736.08\n451,539,424.76\n527,204,673.89\n610,992,302.31\n892,270,006.18\n1,028,183,547.50\n1,100,888,777.34\n1,457,941,576.91\n1,742,120,578.98\n1,694,712,870.55\n Of which Foreign Currency Accounts\n179,312,075.75\n181,547,992.63\n210,704,070.51\n197,684,662.27\n225,776,364.73\n275,166,409.09\n302,163,673.09\n559,139,763.68\n657,889,184.94\n688,836,308.19\n991,098,612.31\n1,196,206,879.78\n1,131,298,129.20\nCurrency Outside Depository Corporations\n2,202,789.29\n2,183,782.87\n2,313,787.98\n2,201,984.76\n2,615,861.00\n3,228,814.95\n3,489,338.32\n3,109,512.49\n3,463,885.34\n4,084,887.53\n4,014,045.11\n3,917,458.37\n4,089,828.63\nMemorandum Items\nReserve Money\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\nFCAs as a Percentage of Deposits in M3\n43.2%\n41.7%\n44.5%\n42.2%\n44.8%\n47.0%\n45.2%\n57.7%\n58.9%\n57.2%\n61.8%\n62.5%\n60.3%\nEnd Period Exchange Rate\n97.14\n105.67\n108.67\n115.42\n124.02\n142.42\n159.35\n301.50\n370.96\n443.88\n546.83\n621.89\n632.77\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \n \n \nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNet Foreign Assets\n-470,115,861.82 -508,301,508.78 -513,012,570.17 -569,288,849.11 -608,788,967.34 -717,594,313.10 -794,405,282.55 -1,478,375,394.21 -1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\nClaims on Non Residents\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\nOfficial Reserves Assets\n98,733,481.46\n106,788,388.55\n113,865,495.69\n88,142,478.36\n98,842,512.26\n111,766,758.89\n124,451,895.50\n233,057,350.27\n280,735,044.65\n350,631,779.92\n329,592,679.60\n270,927,656.44\n265,887,215.65\nOther Foreign Assets\n13,594,904.67\n14,755,511.24\n20,597,406.74\n21,801,631.11\n23,392,128.91\n29,671,571.60\n34,061,195.07\n62,485,798.57\n97,533,424.84\n110,274,772.35\n134,831,527.99\n152,414,486.62\n154,726,420.61\nLess Liabilities to Non Residents\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\nShort Term Liabilities\n250,088,131.95\n270,427,009.64\n276,458,350.87\n288,043,621.76\n314,055,031.14\n380,818,044.00\n425,900,083.60\n785,737,559.16\n951,983,480.17\n1,127,013,639.61\n1,336,300,564.04\n1,387,742,749.22\n1,398,159,992.55\nOther Foreign Liabilities*\n332,356,116.01\n359,418,398.93\n371,017,121.73\n391,189,336.81\n416,968,577.38\n478,214,599.59\n527,018,289.52\n988,180,983.89\n1,229,277,092.19\n1,466,111,388.17\n1,409,797,186.69\n1,576,134,607.76\n1,616,907,488.02\n of which blocked funds\n191,359,585.62\n207,901,480.94\n215,193,860.69\n226,575,523.87\n239,652,643.98\n276,151,105.21\n306,560,929.76\n570,884,144.99\n716,116,832.50\n852,249,186.55\n678,512,698.97\n762,984,490.22\n783,864,733.61\nNet Domestic Assets (NDA)\n494,471,680.62\n536,486,587.36\n538,956,830.20\n595,796,383.98\n636,602,481.08\n745,479,564.79\n823,635,174.38\n1,507,595,691.24\n1,836,540,085.80\n2,167,740,219.40\n2,319,139,878.80\n2,627,633,649.47\n2,686,722,006.25\nDomestic Claims\n40,400,891.34\n41,254,735.58\n70,963,422.00\n45,764,983.60\n56,431,583.21\n59,280,671.72\n73,729,321.44\n98,948,909.09\n86,265,289.61\n121,100,451.59\n232,699,771.22\n241,166,538.97\n235,988,125.06\nNet Claims on Central Government\n17,950,931.38\n17,031,705.25\n46,157,622.65\n23,759,754.43\n28,391,009.15\n33,843,987.33\n45,816,276.90\n52,202,949.03\n27,947,066.17\n48,255,875.52\n143,751,566.58\n135,218,762.79\n118,456,743.03\nClaims on Central Government\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\nOf which: Securities Other than Shares\n5,748,064.63\n5,737,560.05\n5,725,696.74\n5,709,408.86\n5,698,904.28\n5,628,648.40\n5,618,143.81\n5,618,143.81\n5,618,143.81\n11,099,253.33\n16,894,372.03\n24,148,817.33\n32,085,268.08\nLoans\n25,695,249.98\n27,349,310.60\n51,228,986.78\n52,667,064.29\n53,343,629.64\n55,987,602.77\n58,769,044.66\n78,389,443.38\n88,353,569.12\n89,490,529.87\n233,300,046.10\n240,464,254.47\n242,513,386.24\n Loans and Advances\n15,157,333.07\n16,805,093.22\n17,897,368.08\n19,335,445.61\n19,998,243.11\n22,642,216.24\n25,423,658.13\n45,044,056.85\n55,008,182.59\n56,145,143.34\n62,658,197.28\n69,822,405.65\n71,871,537.43\nAmounts Due from Gvt including SDR Draw\n6,926,351.06\n6,932,651.53\n29,720,052.86\n29,720,052.83\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n167,030,282.97\n167,030,282.97\n167,030,282.97\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\nOf which: Deposits\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n22,449,959.96\n24,223,030.33\n24,805,799.35\n22,005,229.17\n28,040,574.06\n25,436,684.39\n27,913,044.54\n46,745,960.06\n58,318,223.45\n72,844,576.07\n88,948,204.64\n105,947,776.18\n117,531,382.02\nOther Financial Corporations\n1,710,457.33\n1,936,149.98\n1,940,319.92\n1,979,866.38\n1,974,819.36\n2,314,886.09\n2,401,359.00\n2,324,560.64\n2,384,730.70\n3,057,198.60\n3,073,237.98\n3,202,283.90\n3,211,903.39\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n18,948,074.45\n20,323,891.94\n20,881,242.71\n17,988,080.01\n23,840,423.94\n20,227,681.72\n22,534,788.28\n40,555,239.89\n50,471,009.86\n62,636,165.37\n77,480,839.35\n92,396,112.07\n101,596,682.38\nPrivate Sector\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\nClaims on Other Depository Corporations\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\nOf which: Loans\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\nOther Liabilities to ODCs\n75,694,008.33\n84,609,743.32\n108,149,998.58\n92,445,342.97\n98,771,358.77\n116,286,172.05\n137,938,275.04\n213,473,187.99\n234,624,636.96\n352,778,125.95\n516,479,509.63\n514,761,587.21\n554,976,245.35\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n51,891,284.90\n53,851,878.52\n72,821,158.38\n55,087,092.35\n61,186,545.74\n73,725,582.36\n89,206,766.33\n136,605,367.17\n87,602,175.66\n162,206,231.00\n198,762,582.78\n247,261,242.79\n280,589,071.79\nOther Items(Net)\n-525,795,635.11 -574,985,503.78 -571,223,436.96 -636,865,583.85 -673,232,217.80 -791,721,093.43 -875,960,866.59 -1,614,961,249.38 -1,974,951,446.35\n-2,388,281,414.87\n-2,576,477,704.28\n-2,860,511,797.67\n-2,963,504,823.70\nShares and Other Equity\n-555,638,121.13\n-604,000,281.44\n-620,887,582.17\n-657,568,133.29\n-700,269,272.95\n-804,754,190.04\n-896,652,942.69\n-1,694,545,332.44\n-2,081,541,626.90\n-2,495,937,680.26\n-2,662,572,351.10\n-2,881,231,066.44\n-2,968,624,968.16\nOther Items(Net)\n23,131,653.99\n23,458,496.35\n41,146,119.65\n18,270,195.89\n24,793,374.40\n8,861,949.04\n14,428,570.19\n62,648,230.22\n89,106,052.63\n71,183,746.71\n43,541,395.78\n-13,728,304.53\n-44,526,215.42\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n6,710,832.03\n5,556,281.32\n8,518,025.55\n2,432,353.55\n2,243,680.76\n4,171,147.57\n6,263,505.92\n16,935,852.85\n17,484,127.93\n36,472,518.68\n42,553,251.05\n34,447,573.30\n49,646,359.89\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\nBond Coins\n99,710.10\n99,710.13\n99,710.16\n99,710.20\n99,710.26\n99,710.34\n99,710.39\n99,710.43\n99,710.48\n99,710.54\n99,710.59\n99,710.63\n99,711.37\nBond Notes\n4,714,194.39\n4,805,542.45\n5,052,397.24\n4,993,493.48\n5,093,893.85\n5,240,635.11\n6,014,484.37\n6,165,661.88\n6,165,333.25\n6,412,784.04\n6,554,970.13\n6,740,568.25\n7,012,718.25\nLiabilities to ODCs\n19,541,914.31\n23,279,826.00\n20,792,152.63\n21,414,331.20\n22,619,909.63\n22,544,906.25\n23,115,697.08\n22,954,924.72\n27,282,939.21\n29,009,249.32\n30,811,654.95\n80,258,156.68\n85,155,732.33\n Local Currency Reserve Deposits\n9,541,310.72\n18,709,286.01\n19,781,787.64\n20,405,761.19\n20,827,919.34\n21,544,621.25\n23,011,606.47\n22,855,505.72\n27,182,574.21\n28,909,888.55\n30,691,239.95\n36,208,286.92\n39,251,684.88\n Foreign Currency Reserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n43,949,504.76\n45,803,682.45\n Exess reserves \n10,000,603.59\n4,570,539.99\n1,010,364.99\n1,008,570.00\n1,791,990.29\n1,000,284.99\n104,090.61\n99,419.00\n100,364.99\n99,360.78\n120,414.99\n100,364.99\n100,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNet Foreign Assets\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\nClaims on Non Residents\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\nOf Which: Foreign Currency\n50,074,676.36\n53,424,260.93\n50,030,986.41\n53,378,295.56\n62,064,505.14\n76,544,189.30\n74,716,879.90\n142,118,888.84\n138,347,101.06\n159,024,593.55\n263,637,446.30\n292,402,245.17\n300,240,300.44\nDeposits\n116,746,591.30\n103,820,731.58\n125,043,551.30\n100,442,493.68\n105,505,734.50\n131,168,592.72\n149,819,045.33\n269,570,369.89\n305,551,872.73\n271,679,250.85\n340,293,581.80\n435,192,058.43\n412,875,019.01\nOther\n391,933.02\n409,803.27\n346,680.86\n368,318.48\n436,950.21\n490,766.14\n653,930.14\n1,173,939.93\n1,996,318.38\n2,226,702.64\n2,658,965.36\n2,925,585.55\n1,438,608.89\nLess Liabilities to Non Residents\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\nOf Which: Deposits\n7,964,589.56\n7,991,662.41\n11,564,286.23\n12,879,965.61\n16,242,284.31\n18,274,727.25\n20,748,904.55\n40,784,068.98\n50,378,763.77\n58,733,325.78\n65,301,846.77\n82,156,742.51\n90,971,607.55\nLoans\n13,610,321.85\n11,522,878.45\n12,142,786.55\n12,579,585.65\n14,322,071.01\n15,788,816.82\n17,842,223.01\n32,745,021.76\n32,900,853.99\n41,878,774.31\n54,894,403.81\n62,128,262.94\n63,112,600.68\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n269,505,972.41\n296,436,293.39\n319,731,034.22\n339,241,242.96\n365,997,720.68\n410,548,022.91\n479,033,352.08\n628,106,440.87\n753,463,074.66\n866,386,967.85\n1,113,922,948.02 1,325,580,796.37\n1,313,691,175.57\nDomestic Claims\n221,943,537.24\n250,556,530.54\n269,323,457.84\n287,148,313.94\n318,037,769.98\n366,618,461.95\n433,838,477.37\n572,701,615.54\n681,548,604.87\n790,856,307.03\n951,294,251.11 1,129,850,559.29\n1,184,558,336.95\nNet Claims on Central Government\n40,644,945.98\n44,540,200.54\n37,452,449.68\n36,234,968.02\n44,854,385.60\n45,255,818.78\n56,325,515.21\n63,560,566.80\n76,724,974.28\n82,246,329.63\n92,408,121.59\n134,872,792.86\n145,200,532.03\nClaims on Central Government\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\nSecurities\n43,786,500.90\n47,418,135.58\n41,452,052.93\n40,241,600.55\n49,241,790.83\n50,566,914.20\n63,944,817.59\n70,936,834.65\n86,890,010.11\n91,509,184.64\n100,187,059.48\n143,464,932.04\n151,757,709.91\nLoans\n21,204.08\n21,240.82\n21,092.28\n20,331.26\n20,339.66\n19,404.68\n37,542.77\n41,284.36\n61,198.20\n100,650.73\n113,498.51\n115,109.46\n116,478.26\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\nOf which: Deposits\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n181,298,591.25\n206,016,330.00\n231,871,008.16\n250,913,345.93\n273,183,384.38\n321,362,643.17\n377,512,962.15\n509,141,048.74\n604,823,630.59\n708,609,977.40\n858,886,129.52\n994,977,766.44\n1,039,357,804.92\nOther Financial Corporations\n3,130,290.76\n4,192,079.54\n7,769,942.90\n5,176,630.07\n5,258,014.07\n5,432,333.10\n6,195,645.25\n6,998,113.31\n7,792,720.84\n11,771,347.28\n14,375,915.86\n15,622,928.29\n140,570,187.59\nState and Local Government\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\nPublic Non Financial Corporations\n1,871,958.96\n2,069,555.97\n2,984,603.82\n3,815,525.07\n5,367,161.90\n6,240,938.55\n6,858,061.18\n16,348,796.81\n14,542,574.22\n22,910,548.08\n46,439,978.25\n41,532,709.91\n43,441,683.85\nPrivate Sector\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\nClaims on the Central Bank\n110,620,327.00\n110,503,175.07\n121,289,617.10\n119,546,045.14\n125,057,527.45\n145,073,995.32\n163,091,388.64\n239,321,897.04\n269,492,980.99\n318,260,082.09\n414,080,563.81\n503,930,421.77\n528,892,917.07\nCurrency\n2,611,115.20\n2,721,469.71\n2,838,319.42\n2,891,218.92\n2,577,743.10\n2,111,530.50\n2,624,856.44\n3,155,859.82\n2,801,158.38\n2,427,607.04\n2,640,635.61\n2,922,820.51\n3,022,600.98\nReserves\n108,009,211.79\n107,781,705.36\n118,451,297.69\n116,654,826.22\n122,479,784.35\n142,962,464.82\n160,466,532.20\n236,166,037.22\n266,691,822.61\n315,832,475.04\n411,439,928.20\n501,007,601.27\n525,870,316.09\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n1,095,299.01\n2,726,544.67\n2,808,102.91\n2,688,568.50\n2,120,361.21\n2,137,854.54\n2,173,014.02\n2,383,304.12\n2,898,518.67\n2,814,941.97\n3,230,742.76\n3,720,151.81\n28,072,180.28\nOther Items(Net)\n61,962,592.81\n61,896,867.55\n68,073,937.82\n64,764,547.62\n74,977,215.54\n99,006,579.83\n115,723,499.90\n181,533,767.59\n194,679,992.54\n239,914,479.29\n248,221,124.14\n304,480,032.88\n371,687,898.16\nShares and Other Equity\n82,390,037.34\n94,725,028.77\n118,865,727.97\n131,003,614.94\n139,410,766.30\n157,494,748.85\n160,620,677.78\n222,711,072.13\n330,886,860.40\n386,432,527.29\n466,561,590.88\n528,198,118.44\n553,329,619.60\nLiabilities to other ressident sectors\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\nOther Items(Net)\n-20,930,500.24\n-33,175,252.31\n-50,931,558.00\n-66,469,586.15\n-64,660,350.49\n-59,298,803.48\n-45,383,950.36\n-41,499,080.56\n-136,552,079.25\n-147,857,140.93\n-218,895,693.28\n-224,305,264.21\n-182,404,183.97\nDeposits and Securities Included in Broad Money\n415,144,261.68\n434,576,548.31\n471,445,180.01\n467,970,799.42\n503,440,555.21\n584,688,027.00\n665,632,079.89\n967,440,548.79\n1,116,078,749.06\n1,198,705,414.81\n1,600,316,690.89\n1,911,815,680.07\n1,874,160,895.68\nDeposits Included in Broad Money\n411,414,591.01\n \n430,568,735.58\n \n467,748,846.19\n \n464,285,468.48\n \n498,984,364.44\n \n580,177,132.24\n \n661,385,151.97\n \n961,275,205.35\n \n1,108,920,811.95\n \n1,190,567,540.78\n \n1,587,531,116.15 1,897,768,184.73\n1,858,602,031.80\nTransferable Deposits\n383,509,833.78\n \n397,358,917.93\n \n430,345,882.39\n \n424,997,643.40\n \n451,469,626.06\n \n526,027,929.32\n \n608,741,115.91\n \n891,276,383.52\n \n1,028,029,948.34\n \n1,096,365,440.31\n \n1,453,358,587.07\n1,740,700,191.97\n1,692,150,785.93\n of which FCAs\n179,306,272.75\n \n181,546,290.69\n \n210,688,453.17\n \n197,673,919.07\n \n225,769,411.82\n \n275,160,384.59\n \n301,286,745.34\n \n558,605,268.37\n \n657,871,279.96\n \n688,801,163.42\n \n991,050,824.09\n1,196,071,655.58\n1,131,156,966.82\nOther Deposits\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\nMoney Market Instruments\n3,729,670.68\n \n4,007,812.73\n \n3,696,333.82\n \n3,685,330.94\n \n4,456,190.77\n \n4,510,894.76\n \n4,246,927.92\n \n6,165,343.44\n \n7,157,937.12\n \n8,137,874.02\n \n12,785,574.75\n14,047,495.34\n15,558,863.88\nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\nLocal \nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nSource:Reserve Bank of Zimbabwe,2022\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\nTABLE 4.1 LENDING RATES (percent per annum)1\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n25.66\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSep\n3.96\n4.87\n12.08\n1.02\n3.47\n2.16\n8.64\n4.45\n30.04\n2.62\n1.70\n5.15\n1.75\n3.47\nOct\n1.82\n2.58\n4.21\n2.06\n2.05\n2.09\n6.83\n4.45\n2.15\n3.29\n4.27\n3.24\n3.06\n3.15\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n29 \n \nFOOD \nINFLATION\nALCOHOLIC \nCLOT HING\nHOUS ING, \nW AT E R,\nFURNIT URE\nMIS C.\nFOOD & \nB E VE RAGE S \n& \nE LE CT RICT Y, \nGAS\nAND\nRE CRE AT ION &\nRE S T AURANT S \n&\nGOODS &\nT OT AL NON\nNON \nALCOHOLIC \nALL\n& T OB ACCO\nFOOT W E AR\n& OT HE R\nE QUIP ME NT\nCULT URE\nHOT E LS\nS E RVICE S\nFOOD\nB E VE RAGE S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSep\n232.79\n232.09\n296.36\n212.89\n290.70\n289.18\n83.20\n158.77\n160.94\n261.32\n243.60\n237.59\n339.73\n280.40\nOct\n221.77\n224.88\n305.85\n201.70\n273.06\n263.38\n81.35\n156.66\n159.83\n243.66\n239.43\n230.17\n321.32\n268.79\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P ORT\nCOMMUNICAT ION\nE DUCAT ION\n \n \n \n30 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n1622166.29\n201,566,548\n1,826,101.68\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n32 \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13818.4\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_October_2022.pdf"}
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+{"doc_id": "b04d88ff11b98385cbeeb2bbe874545c", "text": "[Date] \n \n \n \n \nDECEMBER 2014 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS _________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS ___________________________________________ 2 \nMONETARY DEVELOPMENTS ________________________________________________ 2 \nINFLATION OUTTURN ______________________________________________________ 4 \nNATIONAL PAYMENTS SYSTEM ______________________________________________ 5 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2014 \nNovember \n2014 \nDecember \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n64.39 \n71.71 \n11.34% \nZ.S.E. Industrial Index1 \n171.45 \n162.79 \n-5.05% \n*Money Supply (US$)2 \n4.42 billion \n4.40 billion \n-0.28% \n*Money Supply (M3) Annual Growth2 \n15.98% \n11.97% \n \nYearly Inflation3 \n-0.78% \n-0.80% \n-0.09% \nNominal Lending Rate \n6.00-35.00% \n6.00-35.00% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \n* Provisional figures \n \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n2 \n \nMONTHLY ECONOMIC REVIEW \nSTOCK MARKET DEVELOPMENTS \n \nThe continued decline in oil prices, coupled with \nescalating political tensions in Greece increased risk \nsensitivity of investors in the global stock markets. \nThis resulted in most major international stock \nmarkets trending downwards during the month of \nDecember 2014. \nIn line with most European and US markets, major \nAfrican stock markets registered losses in December \n2014. Declines were recorded in Kenya, Egypt, and \nSouth Africa, whilst Nigeria recorded a marginal gain \nof 0.3%, during the month under review. \nOn the domestic front, bearish sentiments continued \nto characterize trading on the Zimbabwe Stock \nExchange (ZSE). The mining index registered an \n11.37% gain, to close the month under review at \n71.71 points. The industrial index, however, declined \nby 5.05%, between November and December 2014. \nOn a year to date basis, the mining index registered \nan increase of 56.61%, whilst the industrial index \ndeclined by 19.41%. \n \n \n \nTrading volumes rose by 210.3%, from 149.1 million \nshares in November 2014, to 462.6 million shares in \nDecember 2014. This was largely due to a special \nbargain deal of 248.3 million in Dawn property \nshares. Over the same period, however, the value of \nshares traded declined by 15.41% to US$29.11 \nmillion. \nMarket turnover decreased by 5.3%, from US$34.41 \nmillion in November 2014 to US$29.11 million in \nDecember 2014. On a year-on-year basis, market \nturnover also declined by 40.9%. \n \nSource: Zimbabwe Stock Exchange \nReflecting the bearish conditions prevailing during \nthe month under review, market capitalization closed \nthe month of December 2014 at US$4 327.1 million, \ndown from US$4 517.9 million in November 2014. \nMONETARY DEVELOPMENTS \n \nAnnual broad money growth slowed down to 11.97% \nin December 2014, from 15.98% in November 2014. \nIn absolute terms, broad money rose from \n0\n50\n100\n150\n200\n250\n03-Mar-12\n03-Jun-12\n03-Sep-12\n03-Dec-12\n03-Mar-13\n03-Jun-13\n03-Sep-13\n03-Dec-13\n03-Mar-14\n03-Jun-14\n03-Sep-14\n03-Dec-14\nZSE Indices\nIndustrial\nMining\n0\n1\n2\n3\n4\n5\n6\n7\n8\n0\n50\n100\n150\n200\n250\n300\n350\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nZSE: Daily Volumes and Values \nZSE: Daily Volumes and Values Traded\nTraded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nUS$3 932.33 million in December 2013 to US$4 \n403.12 million in December 2014. \n \n \nSource: Reserve Bank of Zimbabwe \nThe growth in broad money was underpinned by \nincreases across all deposit classes. Short term \ndeposits registered the largest annual growth of \n18.26% in December 2014. Long term, demand, and \nsavings deposits recorded increases of 16.47%, \n10.13%, and 4.59%, respectively. \nDuring the month under review, demand deposits \ncontinued to dominate total deposits, accounting for \n49%; followed by short and long term deposits at 19% \neach, while savings deposits were at 13%. \n \n \nOver the same period, on the assets side, growth in \nM3 was driven by increases of both net foreign assets \n(NFA) and net domestic assets of 10.23% and 8.18%, \nrespectively. \nThe annual increase in domestic credit was mainly \nunderpinned by a 44.03% increase in net credit to \nGovernment. Credit to the private sector registered a \ngrowth of 4.01%. \nNet credit to Government continued to be driven by \nTreasury bill issuances, which registered a 141.81% \nannual growth during the period under review. The \nincrease in Treasury bill issuances, partly reflected \nthe slowdown in Government revenue collections as \na result of the economic downturn. \nGrowth in credit to the productive sectors of the \neconomy continued on an upward trend, reaching \n4,01% in December, the highest annual growth in \n2014. On a monthly basis, however, credit to the \nprivate sector declined by 0.72%, from US$3 823.8 \nmillion in November to US$3 796.3 million in \nDecember 2014. \n \nSource: Reserve Bank of Zimbabwe \nLoans and advances constituted 81.81% of total credit \nto the private sector, followed by mortgages, 13.51%; \n-5\n0\n5\n10\n15\n20\n25\n30\n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nJun\nAug\nOct\nDec\nFeb\nApr\nJun\nAug\nOct\nDec\nFeb\nApr\nJun\nAug\nOct\nDec\n%\nUS$ BILLIONS\nMoney Supply\nMoney Supply\nM3\nM3 Annual Growth\nShort \nTerm\n19%\nLong Term \n19%\nDemand\n49%\nSavings\n13%Banking Sector Deposits\nBanking Sector DepositsDecember 2014\nDecember 2014\nLoans&Advances\n81.81%\nBills \nDiscounted\n1.69%\nBankers \nacceptances\n1.29%\nOther \ninvestments\n1.70%\nMortgages\n13.51%Credit to Private Sector\nCredit to Private SectorDecember 2014\nDecember 2014\nSource: Reserve Bank of Zimbabwe \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \nother investments, 1.70%; bills discounted, 1.69%; \nand bankers’ acceptances, 1.29%. \nSectorally, credit was mainly channeled to agriculture \n(18.85%); \nservices \n(16.04%); \nmanufacturing \n(15.95%); distribution (14.59%); mining (7.34%); \nfinancial (4.54%); transport and communications \n(2.87%); and construction (1.54%). Households \naccounted for 18.09% of total credit to the private \nsector. \nThe credit advanced to the private sector was mainly \nutilized for working capital requirements (74.85%), \nprocurement of consumer durables (11.17%) and \nother purchases (9.98%). Loans and advances utilized \nfor fixed investment activity remained low, with the \nprocurement of plant and equipment accounting for \nonly 4% of total loans and advances. \nINFLATION OUTTURN \n \nAnnual Inflation \nAnnual headline inflation remained in the negative \nterritory, decelerating further from -0.78% in \nNovember 2014 to -0.8% in December 2014, largely \ndriven by declines in both food and non-food \ninflation. Reflecting the dampening of inflationary \npressures in the economy, annual average inflation \nfell from 1.6% in 2013 to -0.2% in 2014. The \ndeflation environment reflected the impact of \ndepressed international oil and food prices, weaker \nSouth African rand and subdued aggregate domestic \ndemand. \nAnnual food inflation increased marginally from \n-2.75% in November 2014 to -2.71% in December \n2014. The negative annual food inflation is attributed \nto the declines in prices across all the food categories \nincluding bread and cereal; meat; sugar, jam, honey \nand chocolate; oils and fats; fruit; vegetables and milk \ncheese and eggs. \nReflecting entrenched deflationary pressures, annual \nnon-food inflation which fell from 1.59% in October \n2014 to 0.17% in November 2014, declined further to \n0.13% in December 2014. Major contributors to the \ndownward spiral in non-food inflation included \ndecreases in communication; housing, electricity, \nwater, gas and other fuels; recreation and culture; \nfurniture and equipment; restaurants and hotels; and \nclothing and footwear. \nDespite the downward trend in prices, alcoholic \nbeverages and tobacco; education; transport; and \nhealth services recorded positive annual inflation in \nDecember 2014. \n \nSource: Zimbabwe Statistics Agency \nMonthly Inflation \nMonth-on-month inflation stood at -0.09% in \nDecember 2014, up from -0.69% in November 2014, \non the back of a slowdown in monthly non-food \ninflation. \nMonthly food inflation declined from -0.11% in \nNovember 2014 to -0.36% in December 2014. This \nfollowed declines in bread and cereals; milk, cheese \nand eggs; fruits; vegetables; fish and sea food and oils \nand fats. \nMonthly non-food inflation rose from -0.96% in \nNovember 2014 to 0.04% in December 2014, driven \nby increases in alcoholic, beverages and tobacco; \n-4\n-3\n-2\n-1\n0\n1\n2\n3\n4\n5\n6\nAnnual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nhousing, water, electricity, gas and other fuels; health; \nand transport. \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement System \n(ZETSS) \nIn December 2014, the value of transactions \nprocessed through the RTGS system stood at \nUS$4.6 billion, compared to US$4.1 billion in \nNovember 2014. In volume terms, total transactions \nregistered an increase of 10.7% from 171 446 to \n189 831, during the same period. \nSource: Reserve Bank of Zimbabwe \n \nCard Based Transactions \nThe total value of card based transactions were higher \nat US$485.15 million in December 2014, compared \nto US$460.34 million in November 2014. \n \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions also increased to US$520.26 million in \nDecember 2014, from US$462.52 million in \nNovember 2014. \n Cheque Transactions \nDuring the period under analysis, the value of cheque \ntransactions rose to US$11.53 million in December \n2014, from US$9.33 million in November 2014. \n \nRESERVE BANK OF ZIMBABWE \nJANUARY 2015\n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nDec-11\nApr-12\nAug-12\nDec-12\nApr-13\nAug-13\nDec-13\nApr-14\nAug-14\nDec-14\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nZETSS Volumes and Values\nZETSS Volumes and Values\nVolume\nValue\n \n \n6 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables\n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n10 \n \n1.2 Broad Money Survey \n \n \n \n \n \n11 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n12 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n13 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 14 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n15 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n16 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n17 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n18 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n19 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n20 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n21 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n22 \n \n7.2 Liabilities \n \n \n \n \n \n \n23 \n \n \n \nMONTHLY ECONOMIC REVIEW \n7 \n \n8. Accepting Houses \n \n8.1 Assets \n \n \n \n \n \n \n \n24 \n \n8.2 Liabilities \n \n \n \n \n \n \n25 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n26 \n \n9.2 Liabilities \n \n \n \n \n \n \n27 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n28 \n \n11. Savings with Financial Institutions \n \n \n \n \n29 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n30 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n31 \n \n13.2 Volumes of Transactions \n \n \n \n \n32 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n8 \n \nMONTHLY ECONOMIC REVIEW \n \nN.B: December Monetary statistics are provisional. \n \n \n \n \n \n \n \n \n \nDecember\nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nRBZ Demand Deposits\n71.9\n69.7\n71.1\n71.5\n71.5\n71.9\n96.6\n95.9\n95.8\n93.7\n94.4\n94.0\n144.5\nComm. Banks Dem. Deposits\n1,825,413.5\n2,039,955.9\n1,974,493.8\n2,033,715.1\n2,130,063.2\n2,173,283.2\n2,120,102.4\n2,011,296.3\n2,084,005.9\n2,089,784.7\n2,162,566.6\n2,124,944.0\n2,121,401.6\nMerchant Banks Dem. Deposits\n134,494.8\n36,792.2\n47,555.9\n41,037.1\n57,346.1\n42,779.8\n42,779.8\n42,560.1\n36,379.5\n40,922.6\n39,909.5\n39,446.4\n36,942.7\nM1\n1,959,980.2\n2,076,817.8\n2,022,120.8\n2,074,823.7\n2,187,480.8\n2,216,134.9\n2,162,978.8\n2,053,952.3\n2,120,481.2\n2,130,801.0\n2,202,570.5\n2,164,484.4\n2,158,488.8\nComm. Banks Savings Deposits\n281,785.8\n215,665.0\n230,541.1\n237,243.6\n233,539.2\n223,445.3\n253,857.5\n236,942.8\n256,908.6\n272,392.1\n252,758.2\n250,745.7\n267,179.5\nBuilding Soc. Savings Deposits\n204,200.7\n196,806.6\n195,707.7\n202,936.6\n228,310.8\n241,398.4\n234,278.6\n228,203.4\n232,305.6\n230,155.7\n236,100.8\n253,699.7\n236,423.8\nP O S B Savings Deposits\n62,044.0\n58,314.5\n58,920.4\n60,801.9\n66,479.0\n64,831.6\n68,218.1\n68,388.5\n68,651.3\n68,147.5\n65,414.5\n70,142.9\n69,601.1\nComm. Banks U-30 Day Deposits\n489,493.1\n552,134.9\n596,106.0\n626,443.7\n661,815.1\n685,132.2\n669,439.9\n596,373.1\n629,496.8\n651,068.5\n686,998.0\n630,856.1\n654,559.9\nMerchant Banks U-30 Day Deposits\n56,379.8\n47,277.8\n48,250.7\n48,387.9\n40,336.6\n34,572.1\n33,202.1\n33,787.2\n40,442.4\n33,929.0\n33,679.6\n33,288.9\n31,176.0\nBuilding Soc. U- 30 Day Deposits\n155,932.2\n107,130.3\n112,927.5\n156,466.8\n115,037.7\n164,622.3\n175,432.1\n113,937.3\n126,458.5\n149,478.7\n116,270.3\n113,090.1\n144,211.5\nM2\n3,209,815.8\n3,254,146.9\n3,264,574.2\n3,407,104.1\n3,532,999.2\n3,630,137.0\n3,597,407.0\n3,331,584.7\n3,474,744.4\n3,535,972.5\n3,593,792.1\n3,516,307.8\n3,561,640.5\nComm. Banks O-30 Day Deposits\n496,391.7\n352,689.2\n468,960.6\n426,625.1\n408,961.7\n438,431.5\n489,568.8\n577,592.3\n516,231.3\n540,278.5\n492,200.3\n508,747.2\n449,703.8\nMerchant Banks O-30 Day Deposits\n6,900.3\n5,665.1\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n197,343.9\n253,060.8\n264,395.8\n234,625.6\n262,711.8\n233,243.8\n212,224.9\n287,853.4\n304,479.1\n280,499.3\n337,930.1\n359,491.3\n365,334.8\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n10,606.9\n11,816.7\n12,582.4\n14,317.8\n14,519.3\n12,651.5\n13,098.6\n15,773.0\n15,354.3\n20,485.8\n22,070.6\n19,652.7\n15,174.4\nM3\n3,932,325.1\n3,888,645.3\n4,021,779.6\n4,093,939.2\n4,230,458.6\n4,325,730.4\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.7\n4,457,259.7\n4,415,465.6\n4,403,120.1\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n2013\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n9 \n \n \nN.B: December Monetary statistics are provisional. \nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nNET FOREIGN ASSETS \n-810,172.3\n-846,622.1\n-799,433.7\n-816,838.4\n-695,843.6\n-585,616.7\n-595,417.7\n-701,074.2\n-627,733.6\n-536,234.0\n-598,846.1\n-767,824.4\n-1,750,112.7\n Assets\n1,042,166.0\n1,009,920.7\n1,032,518.9\n1,021,388.4\n1,063,604.4\n1,190,209.8\n1,126,637.1\n1,027,150.0\n1,079,627.1\n1,105,902.8\n999,042.7\n827,514.2\n-132,686.9\n Reserve Bank (RBZ)\n338,487.8\n354,820.2\n365,075.8\n357,157.3\n359,859.4\n410,904.2\n374,556.5\n327,295.3\n411,681.6\n620,484.9\n508,155.9\n334,534.3\n-666,167.5\n Deposit Money Banks (DMBs) \n643,560.1\n610,318.8\n619,567.7\n585,124.3\n628,565.0\n700,802.8\n685,339.5\n623,693.1\n604,460.0\n414,981.4\n432,341.0\n416,989.8\n463,492.7\n Other Banking Institutions (OBI\n60,118.1\n44,781.8\n47,875.4\n79,106.9\n75,180.0\n78,502.7\n66,741.0\n76,161.6\n63,485.5\n70,436.5\n58,545.8\n75,990.2\n69,987.9\n Liabilities \\2\n-1,852,338.3\n-1,856,542.9\n-1,831,952.5\n-1,838,226.8\n-1,759,448.0\n-1,775,826.5\n-1,722,054.8\n-1,728,224.2\n-1,707,360.7\n-1,642,136.8\n-1,597,888.8\n-1,595,338.6\n-1,617,425.8\n RBZ\n1,150,150.8\n1,148,693.8\n1,151,300.5\n1,152,604.9\n1,155,463.3\n1,152,736.3\n1,141,906.4\n1,136,091.5\n1,117,663.4\n1,037,740.5\n1,035,611.2\n1,030,053.8\n1,022,781.2\n DMBs\n671,435.2\n681,744.6\n655,537.7\n660,898.1\n579,093.6\n598,403.2\n545,347.3\n562,067.8\n553,968.9\n550,158.8\n508,060.2\n510,711.1\n540,423.0\n OBIs\n30,752.3\n26,104.5\n25,114.4\n24,723.8\n24,891.2\n24,687.0\n34,801.1\n30,065.0\n35,728.4\n54,237.5\n54,217.5\n54,573.7\n54,221.6\nNET DOMESTIC ASSETS \n4,742,497.4\n4,735,267.5\n4,821,213.2\n4,910,777.6\n4,926,302.1\n4,911,347.2\n4,918,983.6\n4,925,144.1\n4,949,809.4\n4,924,736.6\n5,056,105.8\n5,183,290.0\n5,130,451.6\nDOMESTIC CREDIT\n4,068,697.5\n3,954,914.2\n4,102,727.4\n4,180,109.0\n4,150,137.4\n4,138,311.2\n4,174,067.9\n4,205,226.6\n4,234,468.5\n4,267,183.2\n4,331,337.1\n4,352,932.2\n4,378,654.6\n Claims on Government (net) \n357,997.4\n327,805.9\n415,048.8\n490,233.2\n476,917.3\n468,461.4\n498,617.0\n423,988.3\n437,473.4\n442,435.9\n470,504.6\n462,425.7\n515,636.4\n RBZ\n-1,182.3\n-1,181.7\n-1,181.8\n-1,179.6\n-1,178.8\n-1,178.9\n-1,179.1\n-46,158.3\n-25,974.8\n-35,915.4\n-14,433.2\n-14,031.5\n-25,063.7\n DMBs\n319,016.2\n288,824.0\n376,067.1\n451,249.2\n437,932.6\n429,476.7\n459,632.5\n429,983.1\n411,866.1\n426,769.3\n433,084.8\n443,478.0\n487,962.9\n OBIs\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n51,582.0\n51,582.0\n51,852.9\n32,979.1\n52,737.2\n Claims on Public Enterprises \n60,645.0\n60,553.0\n60,689.3\n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n60,645.0\n60,553.0\n60,689.3\n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n60,645.0\n60,553.0\n60,689.3\n79,528.0\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n3,650,055.2\n3,566,555.3\n3,626,989.2\n3,610,347.9\n3,594,927.4\n3,591,466.2\n3,602,277.7\n3,703,844.6\n3,726,670.4\n3,752,356.7\n3,788,457.5\n3,823,845.6\n3,796,268.1\n RBZ\n35,116.1\n35,116.1\n35,116.1\n34,745.1\n34,745.1\n34,745.1\n34,725.3\n34,725.3\n34,725.3\n34,726.3\n34,727.3\n34,725.3\n34,726.3\n DMBs\n3,053,645.3\n2,955,033.9\n3,016,585.0\n2,993,988.2\n2,968,560.6\n2,956,036.4\n2,955,853.5\n3,013,188.5\n3,016,709.8\n3,021,389.7\n3,016,750.9\n3,036,795.2\n3,010,101.6\n OBIs\n561,293.9\n576,405.3\n575,288.2\n581,614.6\n591,621.7\n600,684.7\n611,698.9\n655,930.8\n675,235.3\n696,240.7\n736,979.3\n752,325.1\n751,440.3\nOTHER ITEMS (NET) \n673,799.9\n780,353.3\n718,485.9\n730,668.6\n776,164.7\n773,035.9\n744,915.7\n719,917.4\n715,340.8\n657,553.4\n724,768.7\n830,357.8\n751,796.9\nBROAD MONEY (M3) \n3,932,325.1\n3,888,645.3\n4,021,779.6\n4,093,939.2\n4,230,458.5\n4,325,730.5\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.6\n4,457,259.7\n4,415,465.6\n4,403,120.1\nUS$ Thousands\nTABLE 1.2 : BROAD MONEY SURVEY\n2013\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \n \nN.B: December Monetary statistics are provisional. \nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nNET FOREIGN ASSETS \n-151,462.4\n191,626.5\n-36,449.8\n47,188.5\n-17,404.7\n120,994.8\n110,226.8\n-9,801.0\n-105,656.4\n73,340.6\n91,499.6\n-62,612.2\n-168,978.3\n40,492.9\n Assets\n-137,671.2\n185,511.0\n-32,245.2\n22,598.1\n-11,130.5\n42,216.0\n126,605.3\n-63,572.7\n-99,487.0\n52,477.1\n26,275.7\n-106,860.1\n-171,528.5\n62,580.1\n Reserve Bank (RBZ)\n-57,623.5\n73,661.0\n16,332.4\n10,255.6\n-7,918.6\n2,702.2\n51,044.8\n-36,347.7\n-47,261.2\n84,386.3\n208,803.3\n-112,329.0\n-173,621.7\n22,079.4\n Deposit Money Banks (DMBs)\n-69,563.6\n112,501.1\n-33,241.3\n9,248.9\n-34,443.4\n43,440.8\n72,237.8\n-15,463.3\n-61,646.4\n-19,233.1\n-189,478.6\n17,359.6\n-15,351.2\n46,502.9\n Other Banking Institutions (OBIs) \\1\n-10,484.1\n-651.0\n-15,336.3\n3,093.6\n31,231.5\n-3,926.9\n3,322.7\n-11,761.7\n9,420.6\n-12,676.1\n6,951.0\n-11,890.7\n17,444.4\n-6,002.2\n Liabilities \\2\n-13,791.2\n6,115.5\n-4,204.6\n24,590.3\n-6,274.3\n78,778.8\n-16,378.5\n53,771.7\n-6,169.4\n20,863.4\n65,223.9\n44,248.0\n2,550.2\n-22,087.1\n RBZ\n-2,548.3\n2,171.8\n-1,457.0\n2,606.7\n1,304.4\n2,858.4\n-2,727.0\n-10,829.9\n-5,814.9\n-18,428.0\n-79,922.9\n-2,129.4\n-5,557.4\n-7,272.6\n DMBs\n16,324.7\n-18,045.7\n10,309.4\n-26,206.9\n5,360.4\n-81,804.5\n19,309.6\n-53,055.9\n16,720.4\n-8,098.8\n-3,810.2\n-42,098.6\n2,651.0\n29,711.9\n OBIs\n14.9\n9,758.4\n-4,647.8\n-990.1\n-390.5\n167.4\n-204.2\n10,114.1\n-4,736.2\n5,663.4\n18,509.2\n-20.0\n356.2\n-352.1\nNET DOMESTIC ASSETS \\3\n6,889.9\n-66,411.8\n-7,230.0\n85,945.8\n89,564.4\n15,524.5\n-14,954.9\n7,636.5\n6,160.4\n24,665.3\n-25,072.8\n131,369.2\n127,184.2\n-52,838.5\nDOMESTIC CREDIT\n12,095.0\n-22,612.8\n-113,783.4\n147,813.2\n77,381.6\n-29,971.6\n-11,826.2\n35,756.7\n31,158.7\n29,241.9\n32,714.7\n64,153.8\n21,595.2\n25,722.4\n Claims on Government (net) \n32,111.8\n26,199.6\n-30,191.5\n87,242.9\n75,184.3\n-13,315.9\n-8,455.9\n30,155.7\n-74,628.7\n13,485.1\n4,962.5\n28,068.6\n-8,078.9\n53,210.7\n RBZ\n280.7\n5.8\n0.7\n-0.1\n2.2\n0.8\n0.0\n-0.2\n-44,979.3\n20,183.6\n-9,940.6\n21,482.2\n401.6\n-11,032.2\n DMBs\n11,831.0\n26,263.8\n-30,192.1\n87,243.1\n75,182.1\n-13,316.6\n-8,455.9\n30,155.8\n-29,649.5\n-18,117.0\n14,903.2\n6,315.6\n10,393.2\n44,484.8\n OBIs\n20,000.0\n-70.1\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n11,418.5\n0.0\n270.8\n-18,873.7\n19,758.1\n Claims on Public Enterprises \n1,420.6\n-199.9\n-91.9\n136.3\n18,838.6\n-1,235.2\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n1,420.6\n-199.9\n-91.9\n136.3\n18,838.6\n-1,235.2\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n Agri-PEs\n-5,003.2\n-5,004.2\n-5,005.2\n-5,006.2\n-5,007.2\n-5,008.2\n-6,898.8\n-6,908.9\n-6,909.9\n-6,910.9\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n Other\n6,423.8\n4,804.3\n4,913.3\n5,142.5\n23,845.8\n3,773.0\n6,989.7\n1,698.5\n11,130.5\n-158.1\n3,580.4\n1,499.9\n-4,198.5\n1,605.7\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n-21,437.3\n-48,612.5\n-83,500.0\n60,434.0\n-16,641.3\n-15,420.5\n-3,461.1\n10,811.4\n101,566.9\n22,825.8\n25,686.3\n36,100.8\n35,388.1\n-27,577.5\n RBZ\n-4.0\n0.0\n0.0\n0.0\n-371.0\n0.0\n0.0\n-19.8\n0.0\n0.0\n1.0\n1.0\n-2.0\n1.0\n DMBs\n-35,445.7\n-52,550.5\n-98,611.4\n61,551.1\n-22,596.8\n-25,427.6\n-12,524.1\n-182.9\n57,335.0\n3,521.2\n4,680.0\n-4,638.8\n20,044.3\n-26,693.6\n OBIs\n14,012.4\n3,938.0\n15,111.4\n-1,117.1\n6,326.4\n10,007.1\n9,063.0\n11,014.2\n44,231.9\n19,304.6\n21,005.3\n40,738.6\n15,345.8\n-884.9\nOTHER ITEMS (NET) \n-5,205.1\n-43,799.0\n106,553.4\n-61,867.4\n12,182.7\n45,496.1\n-3,128.7\n-28,120.2\n-24,998.3\n-4,576.6\n-57,787.4\n67,215.3\n105,589.1\n-78,560.9\nBROAD MONEY (M3) \n-144,572.5\n125,214.7\n-43,679.7\n133,134.2\n72,159.7\n136,519.3\n95,271.9\n-2,164.5\n-99,496.0\n98,005.9\n66,426.9\n68,757.0\n-41,794.1\n-12,345.5\n Broad Money (M3) \n-3.7%\n3.3%\n-1.1%\n3.4%\n1.8%\n3.3%\n2.3%\n-0.1%\n-2.3%\n2.3%\n1.5%\n1.6%\n-0.9%\n-0.3%\n Domestic Credit \n0.3%\n-0.6%\n-2.8%\n3.7%\n1.9%\n-0.7%\n-0.3%\n0.9%\n0.7%\n0.7%\n0.8%\n1.5%\n0.5%\n0.6%\n Claims on Private Sector\n-0.6%\n-1.3%\n-2.3%\n1.7%\n-0.5%\n-0.4%\n-0.1%\n0.3%\n2.8%\n0.6%\n0.7%\n1.0%\n0.9%\n-0.7%\n US$ Thousands\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n2013\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \nN.B: December Monetary statistics are provisional. \nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nNET FOREIGN ASSETS \n-374,643.5\n-360,978.8\n-320,764.6\n-189,743.9\n-218,632.9\n-97,000.4\n174,984.2\n121,341.3\n256,709.5\n278,254.4\n251,490.3\n233,974.4\n82,840.8\n Assets\n-47,642.5\n15,108.1\n43,943.2\n153,988.8\n80,414.9\n124,519.6\n132,134.9\n59,355.9\n147,638.2\n30,394.8\n4,716.6\n-29,140.7\n-152,071.7\n Reserve Bank (RBZ)\n-109,501.0\n-99,525.9\n-56,803.4\n-9,935.5\n-52,295.6\n-60,760.6\n-87,240.5\n-35,011.5\n124,065.4\n275,699.8\n185,705.6\n69,707.4\n18,125.8\n Deposit Money Banks (DMBs)\n44,285.5\n103,167.4\n90,271.2\n115,289.4\n91,118.6\n153,245.8\n197,101.5\n87,011.4\n37,263.5\n-248,474.2\n-168,281.7\n-114,069.3\n-180,067.4\n Other Banking Institutions (OBIs) \\1\n17,573.0\n11,466.5\n10,475.5\n48,635.0\n41,591.9\n32,034.3\n22,274.0\n7,356.1\n-13,690.7\n3,169.2\n-12,707.3\n15,221.1\n9,869.9\n Liabilities \\2\n-327,001.0\n-376,086.8\n-364,707.8\n-343,732.7\n-299,047.9\n-221,520.0\n42,849.2\n61,985.4\n109,071.4\n247,859.6\n246,773.7\n263,115.2\n234,912.5\n RBZ\n989.6\n-329.7\n9,677.0\n17,531.5\n14,941.5\n18,630.8\n3,844.4\n-7,035.3\n-22,202.4\n-108,893.9\n-114,916.2\n-117,925.2\n-127,369.6\n DMBs\n319,316.8\n370,530.4\n352,061.6\n323,807.0\n285,699.2\n204,827.4\n-54,779.1\n-63,362.3\n-101,759.1\n-172,362.2\n-165,096.0\n-178,769.8\n-131,012.2\n OBIs\n6,694.5\n5,886.1\n2,969.2\n2,394.3\n-1,592.9\n-1,938.2\n8,085.5\n8,412.1\n14,890.2\n33,396.5\n33,238.5\n33,579.8\n23,469.3\nNET DOMESTIC ASSETS \\3\n420,296.5\n441,228.7\n528,927.2\n485,159.0\n482,349.0\n404,589.2\n310,374.5\n247,806.9\n269,129.6\n199,588.8\n254,086.5\n374,380.8\n387,954.1\nDOMESTIC CREDIT\n280,229.0\n176,946.2\n320,970.8\n334,998.9\n341,752.2\n267,298.2\n238,021.8\n238,960.1\n245,653.9\n260,892.3\n252,121.7\n261,621.9\n309,957.1\n Claims on Government (net) \n181,938.9\n160,963.6\n261,884.9\n319,595.1\n296,909.4\n256,239.5\n292,427.5\n191,715.5\n203,355.4\n213,821.1\n170,818.5\n130,627.9\n157,639.0\n RBZ\n9,915.4\n44.1\n10.6\n0.0\n2.0\n0.8\n649.4\n-42,670.8\n-24,732.7\n-34,718.8\n-12,964.3\n-12,843.3\n-23,881.4\n DMBs\n133,093.6\n120,989.5\n221,944.4\n299,706.3\n277,394.1\n236,596.5\n271,848.2\n214,456.4\n196,739.8\n217,191.5\n152,163.6\n150,725.7\n168,946.7\n OBIs\n38,929.9\n39,929.9\n39,929.9\n19,888.8\n19,513.3\n19,642.1\n19,929.9\n19,929.9\n31,348.4\n31,348.4\n31,619.3\n-7,254.5\n12,573.7\n Claims on Public Enterprises \n8,928.1\n8,291.9\n6,980.8\n25,436.5\n19,319.1\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n DMBs\n8,928.1\n8,291.9\n6,980.8\n25,436.5\n19,319.1\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n-5,259.3\n-5,260.3\n-5,261.3\n-5,262.3\n-5,263.3\n-5,003.2\n-5,004.2\n-5,005.2\n Other\n8,928.1\n8,291.9\n6,980.8\n25,436.5\n19,319.1\n20,038.0\n14,804.8\n20,480.8\n15,224.1\n17,844.1\n17,954.0\n10,820.4\n11,110.4\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Claims on Private Sector\n89,362.0\n7,690.8\n52,105.1\n-10,032.7\n25,523.6\n-3,720.0\n-63,950.1\n32,025.1\n32,336.7\n34,490.5\n68,352.4\n125,177.8\n146,212.9\n RBZ\n-5,520.2\n-5,898.0\n-5,899.0\n-6,269.0\n-6,269.0\n-5,383.7\n-5,403.6\n-1,420.9\n-1,421.9\n-1,386.4\n-392.8\n-390.8\n-389.8\n DMBs\n-11,508.5\n-102,287.3\n-48,548.7\n-117,960.6\n-90,130.3\n-107,645.2\n-169,498.5\n-120,335.1\n-142,682.7\n-121,001.5\n-124,890.6\n-69,400.6\n-43,543.7\n OBIs\n106,390.7\n115,876.1\n106,552.9\n114,196.9\n121,923.0\n109,308.9\n110,951.9\n153,781.1\n176,441.3\n156,878.5\n193,635.8\n194,969.2\n190,146.4\nOTHER ITEMS (NET) \n140,067.4\n264,282.5\n207,956.4\n150,160.1\n140,596.8\n137,290.9\n72,352.6\n8,846.8\n23,475.6\n-61,303.5\n1,964.8\n112,758.9\n77,997.0\nBROAD MONEY (M3) \n45,653.0\n80,250.0\n208,162.6\n295,415.1\n263,716.0\n307,589.0\n485,358.6\n369,148.2\n525,839.1\n477,843.2\n505,576.8\n608,355.2\n470,795.0\nGROWTH RATES\n Broad Money (M3) \n1.2%\n2.1%\n5.5%\n7.8%\n6.6%\n7.7%\n12.6%\n9.6%\n13.9%\n12.2%\n12.8%\n16.0%\n12.0%\n Domestic Credit \n7.4%\n4.7%\n8.5%\n8.7%\n9.0%\n6.9%\n6.0%\n6.0%\n6.2%\n6.5%\n6.2%\n6.4%\n7.6%\n Claims on Private Sector\n2.5%\n0.2%\n1.5%\n-0.3%\n0.7%\n-0.1%\n-1.7%\n0.9%\n0.9%\n0.9%\n1.8%\n3.4%\n4.0%\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n$ Thousands\n2013\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2013 \nJan\n450,170.0\n31,073.4\n38,762.3\n426,050.9\n11,967.9\n31,547.4\n417,961.3\n144,645.1\n237,323.7\n33,906.5\n300,841.1\n9,373.1\n2,133,622.7\nFeb \n494,536.6\n33,786.9\n28,372.0\n439,556.7\n14,811.4\n33,948.5\n409,692.7\n128,242.7\n303,269.9\n38,235.9\n298,171.5\n3,685.5\n2,226,310.2\nMar\n467,874.0\n41,532.7\n68,987.2\n433,337.1\n16,118.8\n34,704.7\n471,204.9\n159,925.7\n307,134.7\n44,413.6\n370,123.5\n4,491.7\n2,419,848.6\nApr\n455,178.9\n43,628.2\n23,433.4\n428,381.7\n14,997.8\n35,589.1\n444,798.7\n135,046.2\n288,857.6\n45,643.6\n377,037.0\n7,693.7\n2,300,585.8\nMay\n484,635.0\n38,637.2\n27,795.2\n455,737.9\n14,699.1\n35,106.1\n465,890.2\n115,457.8\n301,547.9\n52,075.2\n382,172.8\n5,034.0\n2,378,788.7\nJun\n489,730.1\n37,474.3\n38,198.7\n425,521.3\n7,310.7\n53,815.0\n454,368.5\n110,349.9\n295,432.3\n51,453.6\n385,769.7\n11,033.4\n2,360,457.5\nJul\n483,103.7\n40,342.5\n33,494.3\n464,921.7\n6,869.2\n38,522.6\n541,025.9\n116,557.1\n307,117.5\n48,218.0\n426,582.7\n4,455.3\n2,511,210.5\nAug\n521,743.0\n38,889.1\n43,894.5\n425,531.4\n7,260.6\n39.087.2\n451,871.2\n110,041.8\n346,006.0\n40,216.0\n374,587.1\n9,914.6\n2,409,042.5\nSep\n496,289.3\n39,446.9\n38,856.6\n447,247.2\n13,953.5\n43,006.7\n437,211.9\n118,873.7\n330,709.6\n40,046.6\n373,596.8\n9,790.6\n2,389,029.4\nOct\n491,610.6\n38,871.5\n39,766.0\n471,966.2\n8,023.3\n40,835.3\n420,445.3\n110,778.3\n417,411.6\n36,334.1\n376,463.1\n9,861.9\n2,462,367.3\nNov\n487,289.4\n40,321.7\n42,332.0\n488,637.3\n3,116.5\n36,852.0\n417,162.5\n117,050.8\n389,727.1\n39,126.4\n369,190.3\n17,960.5\n2,448,766.4\nDec\n533,165.2\n42,285.1\n17,617.9\n435,613.1\n5,047.0\n62,165.8\n389,181.2\n115,404.6\n379,809.3\n37,409.1\n369,838.8\n18,252.9\n2,405,790.0\n2014 \nJan\n489,585.3\n43,743.8\n18,574.7\n464,097.6\n5,467.4\n48,086.1\n362,554.0\n116,635.5\n412,901.1\n37,722.2\n367,126.2\n16,773.1\n2,383,267.1\nFeb \n519,154.6\n38,918.1\n24,765.4\n460,528.2\n10,397.3\n47,488.6\n385,038.1\n116,670.5\n401,619.6\n32,978.1\n396,800.8\n8,542.7\n2,442,902.1\nMar\n503,868.1\n42,707.9\n35,785.1\n494,663.8\n5,257.4\n52,722.0\n374,809.1\n116,653.0\n396,000.6\n38,089.3\n406,503.1\n15,833.1\n2,482,892.7\nApr\n540,156.2\n40,707.1\n18,138.9\n502,514.1\n9,898.6\n18,817.9\n407,595.0\n175,048.3\n447,549.2\n49,619.1\n511,048.2\n15,136.7\n2,736,229.2\nMay\n546,733.9\n41,594.2\n21,547.9\n488,389.7\n10,073.8\n23,049.1\n396,846.0\n184,730.9\n452.373.8\n51,891.8\n512,864.5\n17,718.8\n2,747,814.6\nJun\n536,188.9\n46,085.8\n28,201.0\n500,266.1\n10,656.3\n25,616.2\n417,002.7\n197,441.1\n432,692.4\n46,751.6\n499,191.5\n17,173.9\n2,757,267.4\nJul\n575,645.3\n43,055.0\n28,090.8\n480,483.6\n6,359.2\n27,284.9\n428,611.4\n206,052.3\n479,384.6\n49,260.4\n507,930.0\n46,148.1\n2,878,305.8\nAug\n548,866.7\n56,886.1\n38,891.3\n498,696.8\n54,387.2\n110,618.5\n422,942.5\n221,099.2\n430,156.3\n48,167.0\n474,060.2\n37,230.9\n2,942,002.7\nSep\n539,818.8\n51,349.1\n29,191.8\n493,610.7\n51,999.0\n109,975.0\n428,697.3\n201,791.6\n451,117.2\n45,100.0\n539,108.1\n36,708.6\n2,978,467.1\nOct\n530,544.7\n62,891.8\n55,922.5\n507,936.4\n50,701.1\n101,818.5\n436,519.1\n196,491.0\n413,443.5\n39,088.3\n520,437.0\n5,799.4\n2,921,593.2\nNov\n574,859.5\n58,780.5\n46,419.5\n460,989.3\n50,008.6\n120,510.4\n453,924.5\n208,418.3\n413,410.7\n45,289.6\n540,638.4\n5,976.9\n2,979,226.2\nDec\n565,840.1\n46,298.5\n42,604.8\n437,975.3\n47,805.8\n88,485.5\n478,895.5\n220,501.3\n481,497.5\n43,449.8\n543,038.5\n5,957.7\n3,002,529.6\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2013\nJANUARY\n91,648.8\n48,329.1\n128,426.0\n351,566.7\n212,401.7\n494,823.6\n252,389.7\n93,470.0\n658,260.1\n44,091.4\n512,289.8\n32,145.9\n2,919,842.6\nFEBRUARY\n96,796.5\n48,491.5\n147,571.5\n360,757.9\n147,995.9\n578,306.4\n284,603.8\n64,530.5\n679,554.8\n41,983.6\n516,431.2\n25,275.3\n2,991.999.1\nMARCH\n96,752.8\n44,883.3\n139,327.8\n354,627.8\n155,915.2\n610,758.4\n290,072.8\n87,143.0\n594,397.7\n38,345.5\n523,913.8\n141,404.6\n3,077,542.7\nAPRIL\n98,671.0\n49,093.8\n152,390.8\n350,269.2\n166,578.5\n545,118.2\n311,310.8\n105,766.9\n638,341.8\n39,837.1\n533,691.3\n99,053.9\n3,090,123.4\nMAY\n114,053.3\n55,427.4\n142,023.3\n389,384.7\n255,352.1\n484,429.7\n318,129.4\n92,777.2\n700,668.7\n46,593.8\n578,509.2\n32,297.7\n3,209,646.5\nJUNE\n116,635.2\n58,578.8\n147,313.8\n447,394.5\n183,146.3\n352,600.3\n366,824.2\n96,685.8\n701,195.7\n46,578.5\n597,373.1\n104,843.6\n3,219,169.8\nJULY\n108,086.6\n46,449.5\n120,982.3\n380,448.8\n178,341.4\n677,700.7\n301,575.9\n97,583.8\n710,856.1\n39,395.9\n487,954.4\n102,531.4\n3,251,906.9\nAUGUST\n137,107.1\n48,726.1\n135,788.5\n319,106.0\n174,593.9\n637,190.7\n333,255.3\n99,194.1\n639,401.6\n41,996.5\n417,762.6\n93,772.1\n3,077,894.4\nSEPTEMBER\n100,028.3\n57,039.8\n145,652.5\n380,781.4\n207,379.2\n612,131.5\n408,359.1\n103,872.8\n795,047.6\n46,982.9\n435,912.4\n90,265.8\n3,383,453.4\nOCTOBER\n94,346.3\n52,722.4\n141,401.4\n338,625.9\n223,223.8\n754,145.4\n339,305.6\n99,583.3\n754,116.1\n41,527.2\n440,197.9\n97,771.1\n3,376,966.4\nNOVEMBER\n114,178.7\n47,740.9\n128,399.3\n312,639.2\n241,628.8\n741,885.4\n283,426.0\n80,507.6\n727,492.5\n42,901.0\n458,479.9\n89,292.5\n3,268,571.8\nDECEMBER\n113,914.2\n51,981.7\n142,938.1\n342,785.1\n213,125.2\n755,299.4\n327,658.1\n83,103.1\n762,884.4\n41,827.9\n432,436.3\n61,038.7\n3,328,992.1\n2014\nJANUARY\n130,154.6\n53,292.9\n146,876.1\n353,793.8\n259,569.6\n731,703.3\n304,033.2\n93,776.7\n770,435.4\n40,085.9\n485,573.1\n60,897.7\n3,430,192.5\nFEBRUARY\n138,812.3\n55,092.2\n134,813.9\n420,181.0\n262,183.8\n786,295.6\n270,062.5\n131,134.8\n779,640.3\n39,169.2\n508,813.7\n61,822.3\n3,588,021.6\nMARCH\n118,239.1\n55,167.5\n135,807.9\n382,675.5\n216,025.3\n791,776.0\n275,549.1\n103,298.7\n806,185.9\n42,432.8\n521,381.5\n72,990.9\n3,521,530.3\nAPRIL\n164,347.5\n59,289.3\n102,323.7\n408,823.5\n325,559.7\n780,207.0\n325,659.8\n135,187.4\n888,876.2\n43,746.5\n582,848.8\n82,009.8\n3,898,879.1\nMAY\n149,474.1\n60,669.4\n108,977.6\n355,802.3\n332,850.8\n800,256.8\n303,599.4\n132,132.8\n1,027,552.7\n38,921.0\n581,930.2\n93,334.9\n3,985,501.8\nJUNE\n194,685.1\n64,188.9\n95,595.6\n470,267.7\n291,594.6\n812,999.7\n348,303.5\n130,453.4\n895,698.0\n44,735.5\n575,149.1\n91,392.4\n4,015,063.5\nJULY\n163,335.6\n56,812.0\n87,587.5\n370,121.7\n303,367.3\n830,988.6\n334,436.8\n112,985.0\n880,761.1\n44,675.4\n587,756.7\n94,841.5\n3,867,669.2\nAUGUST\n128,794.1\n38,934.1\n90,012.5\n271,204.3\n270,009.9\n755,141.6\n236,267.5\n130,548.6\n865,566.6\n31,180.4\n467,724.2\n89,582.4\n3,374,966.2\nSEPTEMBER\n177,932.5\n56,444.5\n82,756.7\n315,956.8\n309,508.3\n951,593.4\n278,461.5\n174,497.9\n978,044.0\n47,792.7\n571,629.9\n103,464.8\n4,048,083.1\nOCTOBER\n158,421.7\n57,091.4\n83,973.9\n407,934.0\n308,028.8\n917,450.3\n266,690.9\n178,771.0\n936,336.2\n44,950.2\n613,425.1\n91,764.1\n4,064,837.5\nNOVEMBER\n140,908.6\n61,494.3\n93,114.0\n350,153.8\n313,668.7\n881,007.4\n271,049.9\n137,867.8\n955,760.6\n48,177.7\n641,405.3\n90,462.2\n3,985,070.2\nDECEMBER\n118,725.7\n328,729.5\n325,746.6\n950,304.9\n290,329.3\n118,977.8\n964,815.0\n47,574.3\n638,061.1\n92,040.8\n4,082,906.3\n/1 Including the only merchant bank still in operation.\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \n \n \nEnd Pe rio d\nJun- 0 5\nJun- 0 5\n2 0 0 1\n2 0 0 2\n2 0 0 3\n2 0 0 4\n2 0 0 5\n2 0 0 6\n2 0 0 7\n2 0 0 8\n2 0 0 9\n2 0 10\n2 0 11\n2 0 12\n2 0 13\n( U S $ millio ns )\nLo ng - Te rm Ext e rnal D e b t\n3 ,53 0\n3 ,2 2 7\n3 ,2 55\n3 ,3 2 7\n3 ,6 4 4\n3 ,9 2 7\n3 ,8 0 5\n3 ,9 6 5\n4 ,0 3 2\n4 ,4 6 4\n4 ,9 51\n5,175\n6 ,0 9 6\n6 ,6 0 7\n7,3 70\nGo ve rnme nt\n2 ,4 6 1\n2 ,2 4 9\n2 ,3 2 8\n2 ,3 76\n2 ,6 17\n2 ,8 4 4\n2 ,8 9 5\n3 ,0 2 4\n3 ,0 54\n3 ,4 6 4\n4 ,0 3 7\n4 ,0 9 5\n4 ,6 3 8\n4 ,9 2 9\n5,0 12\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\nPub lic Ent e rp ris e s\n54 3\n53 4\n56 8\n6 16\n6 9 8\n714\n70 9\n76 6\n79 0\n8 2 5\n8 57\n9 3 8\n1,0 9 2\n1,19 8\n1,3 56\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nM o ne t ary A ut ho rit ie s\n3 6 4\n2 9 2\n2 9 2\n2 79\n2 8 8\n2 9 1\n14 4\n13 0\n13 7\n14 0\n14 0\n13 8\n12 7\n12 5\n12 5\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\nPrivat e\n16 2\n152\n6 7\n56\n4 1\n78\n57\n4 5\n51\n3 5\n57\n14 2\n3 6 6\n4 8 0\n1,0 0 2\nS ho rt - Te rm Ext e rnal D e b t\n53 2\n2 9 8\n16 7\n18 3\n16 9\n14 4\n173\n2 8 1\n3 8 7\n2 2 6\n1,19 8\n1,3 8 2\n1,2 8 9\n8 9 0\n1,56 4\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\nReserve Bank\n642\n642\n618\n614\n614\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\nTo t al Ext e rnal D e b t\n4 ,0 6 2\n3 ,52 5\n3 ,4 2 2\n3 ,510\n3 ,8 12\n4 ,0 71\n3 ,9 78\n4 ,2 4 6\n4 ,4 19\n4 ,6 9 0\n6 ,14 9\n6 ,557\n7,3 8 5\n7,4 9 7\n8 ,9 3 4\nGro s s D o me s t ic Pro d uc t\n5,990\n6,107\n10,887\n6,715\n5,037\n4,299\n2,918\n6,645\n4,000\n3,175\n6,133\n7,433\n8,865\n8,865\n12,973\nExt e rnal D e b t / GD P\n6 8 %\n57.7%\n3 1.4 %\n52 .3 %\n75.7%\n9 4 .7%\n13 6 .3 %\n6 3 .9 %\n110 .5%\n14 7.7%\n10 0 .3 %\n8 8 .2 %\n8 3 .3 %\n8 4 .6 %\n6 8 .9 %\nSOURCE: M inistry of Finance and Reserve Bank of Zimbabwe\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS) (WITH RBZ)\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\nNominal Lending \nRates2\nIndividuals \nCorporate\n2013 \nJan\n10.00-35.00\n15.58 \n10.81 \n13.00-25.00\n17.96 \n14.42 \nFeb \n10.00-35.00\n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \nMar\n6.00-35.00\n14.32 \n10.19 \n14.00-25.00\n17.80 \n14.35 \nApr\n3.00-35.00\n14.58 \n9.66 \n14.00-25.00\n17.77 \n14.35 \nMay\n9.00-35.00\n14.25 \n9.89 \n13.00-23.00\n17.66 \n17.02 \nJun\n9.00-35.00\n14.29 \n9.46 \n15.00-22.50\n17.78 \n16.89 \nJul\n6.00-35.00\n14.39 \n9.65 \n15.00-28.00\n17.70 \n16.97 \nAug\n6.00-35.00\n13.82 \n9.32 \n15.00-23.00\n18.32 \n16.92 \nSep\n6.00-35.00\n14.03 \n9.37 \n15.00-22.50\n18.31 \n16.94 \nOct\n6.00-35.00\n13.95 \n9.25 \n15.00-23.00\n18.67 \n17.66 \nNov\n6.00-35.00\n14.18 \n9.40 \n15.00-23.00\n18.84 \n17.72 \nDec\n6.00-35.00\n14.13 \n9.35 \n15.00-23.00\n18.84 \n17.76 \n2014 \nJan\n6.00-35.00\n14.09 \n9.30 \n15.00-23.00\n18.88 \n17.74 \nFeb \n6.00-35.00\n14.08 \n9.32 \n15.00-23.00\n18.88 \n17.73 \nMar\n6.00-35.00\n14.24 \n9.27 \n15.00-23.00\n18.88 \n17.73 \nApr\n6.00-35.00\n14.22 \n9.12 \n15.00-23.00\n18.88 \n17.73 \nMay\n6.00-35.00\n14.39 \n9.25 \n15.00-23.00\n18.87 \n17.74 \nJun\n6.00-35.00\n14.44 \n9.33 \n15.00-23.00\n19.00 \n18.00 \nJul\n6.00-35.00\n14.33 \n9.45 \n15.00-23.00\n19.00 \n18.00 \nAug\n6.00-35.00\n14.28 \n9.45 \n15.00-23.00\n19.00 \n18.00 \nSep\n6.00-35.00\n14.45 \n9.57 \n15.00-23.00\n19.00 \n18.00 \nOct\n6.00-35.00\n14.36 \n9.90 \n15.00-23.00\n19.00 \n18.00 \nNov\n6.00-35.00\n14.26 \n9.97 \n15.00-23.00\n19.00 \n18.00 \nDec\n6.00-35.00\n14.19 \n9.68 \n15.00-23.00\n19.00 \n18.00 \nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nMerchant Banks\nWeighted Average Lending Rates3 \nNominal Lending Rates3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \n \n \n ACCEPTING HOUSES\nEND OF\nSAVINGS\n3 MONTHS\n3 MONTHS\n2013 \nJan\n0.15-8.00\n4.00-20.00\n6.00-17.00\nFeb \n0.15-8.00\n4.00-20.00\n6.00-17.00\nMar\n0.15-8.00\n4.00-20.00\n8.00-12.00\nApr\n0.15-8.00\n4.00-20.00\n8.00-12.00\nMay\n0.15-8.00\n4.00-20.00\n6.00-17.00\nJun\n0.15-8.00\n4.00-20.00\n6.00-17.00\nJul\n0.15-8.00\n3.00-20.00\n6.00-17.00\nAug\n0.15-8.00\n3.00-20.00\n6.00-17.00\nSep\n0.15-8.00\n3.00-20.00\n11.00-12.00\nOct\n0.15-8.00\n3.00-20.00\n11.00-12.00\nNov\n0.15-8.00\n3.00-20.00\n11.00-12.00\nDec\n0.15-8.00\n3.00-20.00\n11.00-12.00\n2014 \nJan\n0.15-8.00\n3.00-20.00\n11.00-12.00\nFeb \n0.15-8.00\n3.00-20.00\n11.00-12.00\nMar\n0.15-8.00\n3.00-20.00\n11.00-12.00\nApr\n0.15-8.00\n3.00-20.00\n11.00-12.00\nMay\n0.15-8.00\n3.00-20.00\n11.00-12.00\nJun\n0.15-8.00\n3.00-20.00\n11.00-12.00\nJul\n0.15-8.00\n3.00-20.00\n11.00-12.00\nAug\n0.15-8.00\n4.00-20.00\n11.00-12.00\nSep\n0.15-8.00\n4.00-20.00\n11.00-12.00\nOct\n0.15-8.00\n4.00-20.00\n11.00-12.00\nNov\n0.15-8.00\n4.00-20.00\n11.00-12.00\nDec\n0.15-8.00\n3.00-20.00\n12.00 \n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \n \n \n \n \n \n \n \nFOOD IN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, WA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TION\nR EC R EA TION &\nED U C A TION\nR ES TA U R A N TS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON A LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2013\nOC TOB ER\n1.2 1\n0 .0 0\n- 0 .0 1\n- 0 .3 6\n0 .0 6\n- 0 .3 2\n- 0 .0 7\n- 0 .15\n0 .0 2\n- 0 .0 8\n- 0 .2 0\n- 0 .0 4\n0 .0 4\n- 0 .0 1\nN OV EM B ER\n0 .3 8\n- 0 .19\n- 0 .0 1\n- 0 .3 7\n0 .10\n- 0 .13\n- 0 .0 1\n- 0 .13\n5.57\n1.0 8\n- 0 .2 7\n0 .4 3\n- 0 .6 0\n0 .0 9\nD EC EM B ER\n0 .14\n- 0 .0 1\n0 .3 7\n- 0 .2 9\n0 .12\n0 .2 7\n0 .0 5\n- 0 .2 2\n0 .0 0\n0 .0 0\n- 0 .4 6\n0 .0 8\n- 0 .4 1\n- 0 .0 8\n2014\nJA N U A R Y\n0 .2 0\n- 0 .0 7\n0 .0 0\n0 .0 1\n- 0 .2 3\n0 .0 1\n0 .0 0\n- 0 .0 7\n0 .0 2\n0 .16\n- 0 .0 9\n0 .0 0\n0 .4 4\n0 .14\nFEB R U A R Y\n- 0 .0 1\n- 0 .0 9\n- 0 .11\n- 0 .0 8\n0 .0 9\n0 .0 8\n0 .0 0\n- 0 .0 4\n0 .2 3\n- 0 .0 8\n0 .0 7\n- 0 .0 1\n0 .18\n0 .0 5\nM A R C H\n- 0 .0 5\n- 0 .0 6\n- 0 .8 2\n- 0 .12\n0 .0 2\n0 .0 0\n0 .0 1\n0 .0 0\n0 .0 0\n0 .0 1\n- 0 .3 0\n- 0 .2 6\n- 0 .14\n- 0 .2 2\nA PR IL\n0 .3 0\n- 0 .10\n- 0 .13\n- 0 .75\n0 .16\n0 .3 3\n- 0 .0 2\n0 .3 4\n12 .6 4\n- 1.0 2\n- 0 .0 3\n1.0 9\n- 0 .4 6\n0 .58\nM A Y\n0 .11\n- 0 .11\n- 0 .0 6\n- 0 .2 9\n0 .0 0\n0 .2 3\n- 0 .0 3\n- 0 .2 0\n0 .0 7\n- 0 .13\n- 0 .4 3\n- 0 .0 5\n- 0 .3 0\n- 0 .13\nJU N E\n- 0 .0 5\n0 .12\n0 .0 0\n0 .0 6\n0 .3 0\n- 0 .0 3\n0 .0 0\n- 0 .0 9\n0 .0 0\n- 0 .11\n0 .15\n0 .0 2\n- 0 .12\n- 0 .0 3\nJU LY\n- 0 .4 7\n- 0 .2 1\n0 .12\n0 .3 0\n- 0 .0 1\n0 .11\n- 0 .12\n- 0 .13\n- 0 .0 8\n1.79\n0 .8 5\n- 0 .3 7\n0 .2 5\n0 .0 1\nA U GU S T\n- 0 .8 1\n- 0 .0 5\n- 0 .0 9\n0 .0 0\n- 0 .14\n0 .0 4\n0 .2 8\n- 0 .0 6\n- 0 .0 8\n- 0 .0 2\n0 .0 2\n- 1.2 1\n- 0 .0 7\n- 0 .3 1\nS EPTEM B ER\n0 .10\n0 .14\n0 .4 5\n- 0 .2 7\n0 .2 1\n0 .3 8\n- 0 .0 6\n- 0 .14\n0 .0 0\n- 0 .4 0\n0 .11\n0 .15\n- 0 .3 4\n- 0 .0 1\nOC TOB ER\n0 .16\n0 .0 7\n0 .0 0\n- 0 .14\n- 0 .0 1\n- 0 .2 7\n- 0 .0 6\n- 0 .0 4\n0 .0 1\n0 .0 2\n0 .0 3\n- 0 .0 4\n- 0 .2 4\n- 0 .11\nN OV EM B ER\n0 .19\n0 .12\n- 0 .0 3\n- 0 .0 9\n0 .0 9\n0 .10\n0 .0 2\n0 .0 2\n- 9 .18\n- 0 .6 2\n0 .0 6\n- 0 .9 6\n- 0 .11\n- 0 .6 9\nD EC EM B ER\n0 .0 1\n- 0 .1\n0 .16\n- 0 .1\n0 .13\n0 .19\n0 .0 0\n- 0 .16\n0 .0 0\n- 0 .2 3\n- 0 .15\n0 .0 4\n- 0 .3 6\n- 0 .0 9\nN ON - FOOD IN FLA TION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \n \n \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A\nTION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N\nTS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2 0 13\nS EPTEM B ER\n4 .3 6\n0 .6 1\n3 .7\n- 0 .3 7\n2 .1\n5.0 6\n- 13 .6 6\n- 1.0 1\n5.74\n1.2 3\n0 .9 3\n1.4 5\n- 0 .3 2\n0 .8 6\nOC TOB ER\n5.2 3\n0 .2 5\n2 .9 6\n- 0 .7\n2 .2 1\n1.4\n- 13 .76\n- 0 .73\n9 .0 5\n0 .8 3\n- 0 .2\n1.2 5\n- 0 .74\n0 .59\nN OV EM B ER\n5.9 4\n- 0 .0 7\n3 .51\n- 1.0 3\n2 .4 2\n- 7.0 4\n- 13 .8 3\n- 0 .9 2\n11.19\n2 .0 6\n- 0 .3 5\n1.58\n- 1.51\n0 .54\nD EC EM B ER\n4 .2 6\n0 .0 9\n3 .6 3\n- 1.0 8\n2 .11\n1.6 1\n- 13 .9 9\n- 1.0 3\n11.2 9\n2 .0 3\n- 0 .8 7\n1.6 1\n- 2 .2\n0 .3 3\n2 0 14\nJA N U A R Y\n5.0 3\n0 .0 3\n3 .6 3\n- 1.0 7\n1.8 7\n1.6 2\n- 14\n- 1.12\n11.3\n2 .18\n- 0 .4 3\n1.6 7\n- 2 .0 8\n0 .4 1\nFEB R U A R Y\n2 .2 1\n- 0 .4 3\n3 .0 9\n- 1.3 5\n0 .4 4\n0 .0 5\n- 13 .8 6\n- 1.0 8\n11.4 7\n1.3 2\n- 1.4 5\n0 .9 3\n- 3 .2 6\n- 0 .4 9\nM A R C H\n1.6 7\n- 0 .53\n2 .2 1\n- 1.8 2\n0 .4\n- 0 .4 4\n- 13 .6 8\n- 1.2 1\n11.4 7\n2 .4 7\n- 1.8 2\n0 .51\n- 3 .71\n- 0 .9 1\nA PR IL\n1.78\n- 0 .55\n0 .4 6\n- 2 .6\n0 .2 2\n- 0 .11\n- 0 .6 2\n- 0 .9 3\n2 0 .71\n1.13\n- 1.56\n1.5\n- 3 .73\n- 0 .2 6\nM A Y\n1.9 1\n- 0 .8 3\n0 .3 9\n- 2 .6 2\n0 .2 9\n0 .8 6\n- 0 .6\n- 0 .6 4\n2 0 .79\n0 .9 5\n- 1.6 9\n1.6 2\n- 3 .75\n- 0 .19\nJU N E\n1.6 8\n- 0 .8 1\n0 .4\n- 2 .54\n0 .6 4\n0 .9 7\n- 0 .2 7\n- 0 .8 4\n2 0 .79\n0 .9 9\n- 1.6 7\n1.6 7\n- 3 .54\n- 0 .0 8\nJU LY\n- 2 .8 8\n1.6 4\n- 0 .6 8\n0 .7\n- 2 .4\n0 .8\n0 .5\n- 0 .4\n- 0 .8\n2 3\n1.8\n- 2\n1.9\n0 .3\nA U GU S T\n- 2 .79\n2 .0 2\n- 0 .4 4\n- 0 .1\n- 2 .5\n0 .6\n0 .7\n- 0 .3\n- 0 .8\n2 1.4\n0 .9\n- 2 .8\n1.6\n0 .2\nS EPTEM B ER\n2 .10\n- 0 .3 4\n- 0 .0 3\n- 2 .6 0\n0 .9 8\n0 .9 9\n- 0 .3 2\n- 0 .8 5\n2 1.4 2\n0 .2 8\n- 3 .0 6\n1.59\n- 2 .9 5\n0 .0 9\nOC TOB ER\n1.0 4\n- 0 .2 7\n- 0 .0 1\n- 2 .3 8\n0 .9 1\n1.0 4\n- 0 .3 1\n- 0 .75\n2 1.4 1\n0 .3 8\n- 2 .8 3\n1.59\n- 3 .2 3\n0 .0 0\nN OV EM B ER\n0 .8 4\n0 .0 4\n- 0 .0 3\n- 2 .11\n0 .9 1\n1.2 6\n- 0 .2 8\n- 0 .59\n4 .4 4\n- 1.3 1\n- 2 .50\n0 .17\n- 2 .75\n- 0 .78\nD EC EM B ER\n0 .71\n- 0 .0 5\n- 0 .2 4\n- 1.9 2\n0 .9 2\n1.18\n- 0 .3 3\n- 0 .53\n4 .4 5\n- 1.54\n- 2 .2 1\n0 .13\n- 2 .7\n- 0 .8\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2013\nJANUARY\n9.03\n8.05\n90.9\n1.36\n1.58\nFEBRUARY\n8.84\n8.04\n92.36\n1.31\n1.52\nMARCH\n9.26\n8.3\n94.13\n1.28\n1.51\nAPRIL\n8.98\n8.1\n97.76\n1.31\n1.55\nMAY\n10.08\n8.65\n100.85\n1.3\n1.52\nJUNE\n9.94\n8.6\n98.74\n1.31\n1.53\nJULY\n9.83\n8.49\n98.31\n1.33\n1.53\nAUGUST\n10.33\n8.75\n98.18\n1.32\n1.55\nSEPTEMBER\n10.1\n8.58\n97.92\n1.35\n1.62\nOCTOBER\n9.95\n8.5\n98.28\n1.37\n1.6\nNOVEMBER\n10.19\n8.64\n102.33\n1.36\n1.64\nDECEMBER\n10.43\n8.72\n105.02\n1.38\n1.65\n2014\nJANUARY\n11.21\n9.09\n102.47\n1.35\n1.65\nFEBRUARY\n10.71\n8.85\n101.74\n1.37\n1.67\nMARCH\n10.56\n8.85\n102.38\n1.38\n1.68\nAPRIL\n10.57\n8.85\n102.38\n1.38\n1.68\nMAY\n10.44\n8.73\n101.61\n1.36\n1.67\nJUNE\n10.58\n8.67\n101.3\n1.36\n1.7\nJULY\n10.68\n8.85\n102.76\n1.36\n1.69\nAUGUST\n10.98\n9.07\n107.35\n1.29\n1.63\nSEPTEMBER\n11.26\n9.26\n109.39\n1.27\n1.63\nOCTOBER\n10.90\n9.11\n110.87\n1.26\n1.59\nNOVEMBER\n11.02\n9.22\n118.21\n1.38\n1.57\nDECEMBER\n11.56\n9.51\n119.65\n0.82\n1.56\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Fo reign currency per US Do llar.\n2. US Do llar per unit o f fo reign currency.\n \n \nMONTHLY ECONOMIC REVIEW \n20 \n \n \n \n \n \n \n \nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\n2013\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n Jan\n323.4\n378.5\n103.4\n182.3\n247.8\n0.0\n0.0\n1235.5\n52.2\n2694.9\n386.1\n205.7\n386.7\n4961.1\n Feb\n292.2\n357.7\n120.5\n234.6\n239.9\n0.0\n0.0\n1244.9\n27.7\n2689.3\n328.8\n208.0\n388.3\n4887.0\n Mar\n271.6\n345.7\n196.1\n198.9\n265.3\n0.0\n0.0\n1277.6\n26.1\n2715.8\n367.2\n228.8\n388.0\n5003.5\n Apr\n263.8\n383.6\n201.1\n272.9\n289.9\n75.3\n5.2\n1491.7\n26.3\n2595.8\n341.3\n207.0\n382.1\n5044.2\n May\n250.9\n400.9\n198.2\n296.7\n253.5\n75.4\n5.3\n1480.8\n25.8\n2673.2\n389.8\n208.0\n382.9\n5160.4\n Jun\n227.2\n416.4\n171.9\n257.5\n271.8\n75.5\n5.3\n1425.8\n26.0\n2698.3\n364.1\n217.8\n384.6\n5116.5\n Jul\n266.5\n352.8\n164.2\n266.1\n263.8\n110.2\n6.4\n1429.9\n26.5\n2701.3\n337.1\n229.8\n387.0\n5111.7\n Aug.\n322.8\n277.9\n136.4\n242.5\n237.8\n61.1\n6.4\n1285.0\n26.2\n2813.0\n367.0\n218.3\n385.2\n5094.7\n Sep\n334.1\n336.0\n178.0\n327.8\n226.3\n111.5\n6.0\n1519.7\n26.9\n2773.3\n298.8\n234.7\n386.4\n5239.8\n Oct\n379.4\n387.5\n137.1\n219.7\n260.9\n99.4\n5.0\n1489.0\n17.3\n2809.1\n316.7\n257.3\n371.5\n5260.9\n Nov\n333.3\n312.7\n160.2\n197.1\n261.1\n108.6\n6.5\n1379.5\n26.6\n2789.7\n291.3\n235.4\n369.8\n5092.3\n Dec\n354.8\n367.8\n135.5\n287.3\n199.9\n118.0\n6.6\n1469.9\n28.4\n2799.5\n490.8\n259.5\n347.6\n5395.7\n2014\n Jan\n356.9\n395.3\n134.1\n253.1\n153.0\n119.2\n5.4\n1417.0\n27.9\n2866.4\n516.1\n362.2\n353.9\n5543.5\n Feb\n334.3\n387.0\n130.5\n285.0\n131.2\n193.2\n5.4\n1466.6\n32.8\n2718.1\n534.5\n502.9\n351.1\n5606.0\n Mar\n304.6\n354.1\n147.4\n280.3\n165.9\n255.2\n5.4\n1512.9\n28.7\n2737.9\n522.7\n538.8\n349.7\n5690.7\n Apr\n353.3\n367.8\n154.4\n274.9\n205.7\n247.0\n5.4\n1608.4\n32.5\n2844.6\n534.1\n345.3\n348.6\n5713.6\n May\n327.8\n421.1\n120.5\n372.8\n211.5\n241.7\n5.4\n1700.6\n27.5\n2836.8\n591.4\n366.2\n347.1\n5869.6\n Jun\n347.1\n404.7\n166.4\n338.1\n198.0\n261.9\n0.0\n1716.1\n16.2\n2863.2\n607.8\n362.9\n346.4\n5912.6\n Jul\n347.1\n321.3\n176.7\n276.3\n186.0\n246.2\n0.0\n1553.7\n15.4\n2940.4\n597.5\n347.4\n345.6\n5800.0\n Aug\n360.7\n424.5\n178.5\n243.5\n173.9\n237.5\n0.0\n1618.6\n15.5\n2949.1\n609.5\n353.9\n346.4\n5892.9\n Sep\n255.6\n636.8\n183.0\n158.8\n176.0\n253.9\n0.0\n1664.2\n4.1\n2949.4\n624.6\n371.5\n341.5\n5955.3\n Oct\n226.1\n597.7\n175.0\n205.5\n180.3\n260.1\n0.0\n1644.7\n15.6\n2938.4\n594.4\n369.0\n341.8\n5903.8\n Nov\n258.9\n556.7\n169.1\n157.5\n178.5\n281.6\n0.0\n1602.2\n4.2\n2951.6\n597.5\n369.4\n341.1\n5865.9\n Dec\n310.2\n466.1\n168.0\n152.4\n188.8\n285.4\n0.0\n1571.0\n7.3\n2961.2\n633.2\n377.7\n389.2\n5939.5\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \n \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2013\n Jan\n2032.2\n866.1\n552.4\n3450.7\n266.1\n0.0\n27.8\n623.9\n386.1\n206.5\n4961.1\n3450.7\n Feb\n1987.8\n933.3\n491.5\n3412.5\n258.1\n0.0\n32.4\n631.9\n328.8\n223.3\n4887.0\n3417.9\n Mar\n1960.0\n976.3\n451.0\n3387.3\n290.9\n0.0\n32.8\n687.7\n367.2\n237.6\n5003.5\n3387.3\n Apr\n2074.5\n1046.3\n379.5\n3500.3\n247.6\n0.0\n37.9\n667.2\n341.3\n249.8\n5044.2\n3500.3\n May\n2066.0\n913.0\n479.9\n3459.0\n346.5\n0.0\n81.8\n674.4\n389.8\n209.0\n5160.4\n3459.0\n Jun\n2014.0\n919.6\n298.9\n3232.4\n553.0\n0.0\n74.1\n702.3\n364.1\n190.6\n5116.5\n3232.4\n Jul\n2054.1\n916.2\n245.9\n3216.2\n578.3\n0.0\n77.5\n699.7\n337.1\n202.9\n5111.7\n3216.2\n Aug.\n2017.4\n879.5\n253.2\n3150.1\n608.2\n0.0\n63.8\n694.9\n367.0\n210.8\n5094.7\n3150.1\n Sep\n2082.1\n899.3\n294.5\n3275.8\n674.6\n0.0\n74.0\n708.8\n298.8\n207.7\n5239.8\n3275.8\n Oct\n2125.9\n880.0\n349.3\n3355.2\n611.4\n0.0\n68.5\n703.0\n316.7\n206.0\n5260.9\n3355.2\n Nov\n1953.4\n861.2\n371.6\n3186.2\n627.8\n0.0\n75.8\n689.7\n291.3\n221.6\n5092.3\n3186.2\n Dec\n1980.4\n813.6\n517.1\n3311.1\n614.0\n0.0\n65.0\n730.9\n490.8\n184.0\n5395.7\n3311.1\n2014\n Jan\n2153.6\n802.7\n403.5\n3359.8\n661.3\n0.0\n55.9\n592.9\n516.1\n357.5\n5543.5\n3359.8\n Feb\n2111.8\n878.8\n494.6\n3485.2\n630.0\n0.0\n51.1\n609.5\n534.5\n359.0\n5669.5\n3485.2\n Mar\n2156.8\n919.6\n454.2\n3530.6\n635.5\n0.0\n44.8\n596.4\n522.7\n360.7\n5690.7\n3530.6\n Apr\n2267.5\n958.3\n435.7\n3661.5\n553.5\n0.0\n17.0\n595.0\n534.1\n352.4\n5713.6\n3661.5\n May\n2294.9\n975.8\n451.7\n3722.4\n585.0\n0.0\n13.7\n591.1\n591.4\n366.1\n5869.6\n3722.4\n Jun\n2248.9\n989.8\n506.1\n3744.8\n543.8\n0.0\n48.3\n591.2\n607.8\n376.7\n5912.6\n3744.8\n Jul\n2130.4\n892.9\n606.6\n3629.9\n560.8\n0.0\n39.5\n571.5\n597.5\n400.6\n5800.0\n3629.9\n Aug\n2202.3\n963.1\n539.9\n3705.3\n552.7\n0.0\n43.5\n580.7\n609.5\n401.2\n5892.9\n3705.3\n Sep\n2191.0\n1011.1\n562.6\n3764.8\n548.9\n0.0\n59.5\n544.8\n624.6\n412.7\n5955.3\n3764.8\n Oct\n2260.8\n1015.1\n509.9\n3785.8\n506.8\n0.0\n47.4\n543.3\n594.4\n426.0\n5903.8\n3785.8\n Nov\n2231.8\n943.4\n526.5\n3701.6\n509.4\n0.0\n90.6\n541.8\n597.5\n425.0\n5865.9\n3701.6\n Dec\n2219.8\n1015.2\n457.9\n3692.9\n537.6\n0.0\n85.1\n560.7\n633.2\n430.0\n5939.5\n3692.9\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2013\n Jan\n1.5\n2.7\n28.6\n0.0\n3.4\n0.0\n0.0\n36.2\n0.0\n236.7\n34.8\n60.2\n29.1\n397.0\n Feb\n4.7\n1.5\n18.4\n0.0\n4.5\n0.0\n0.0\n26.9\n0.0\n245.7\n34.8\n63.9\n28.9\n398.2\n Mar\n2.5\n1.1\n7.3\n-3.1\n1.2\n0.0\n0.0\n8.9\n0.0\n260.3\n34.2\n50.4\n28.8\n382.6\n Apr\n2.7\n1.3\n20.1\n-1.9\n1.2\n0.0\n0.0\n23.4\n0.0\n254.9\n34.2\n51.7\n27.7\n392.0\n May\n2.4\n4.1\n18.6\n-2.4\n4.5\n0.0\n0.0\n27.3\n0.0\n253.4\n34.6\n63.0\n12.7\n391.0\n Jun\n2.4\n3.6\n7.9\n1.1\n9.1\n0.0\n0.0\n24.1\n0.0\n260.3\n34.6\n51.4\n35.2\n405.6\n Jul\n1.9\n1.3\n2.8\n2.2\n3.4\n0.0\n0.0\n11.6\n0.0\n264.0\n34.8\n51.7\n35.5\n397.6\n Aug\n1.4\n1.7\n0.4\n0.6\n3.4\n0.0\n0.0\n7.4\n0.0\n265.6\n34.5\n45.5\n37.3\n390.3\n Sep\n1.2\n0.8\n0.0\n0.3\n3.4\n0.0\n0.0\n5.7\n0.0\n233.7\n35.8\n46.6\n38.6\n360.4\n Oct\n0.9\n0.5\n0.4\n0.6\n2.5\n0.0\n0.0\n4.8\n0.0\n234.8\n35.6\n41.3\n38.7\n355.2\n Nov\n0.4\n0.6\n0.1\n0.2\n2.5\n0.0\n0.0\n3.9\n0.0\n231.9\n35.5\n39.6\n38.3\n349.2\n Dec\n1.1\n0.5\n0.1\n0.4\n2.5\n0.0\n0.0\n4.6\n0.0\n232.7\n35.5\n29.2\n40.5\n342.5\n2014\n Jan\n0.1\n0.5\n0.0\n0.2\n1.8\n0.0\n0.0\n2.6\n0.0\n81.3\n10.0\n23.5\n34.7\n152.1\n Feb\n0.2\n0.4\n0.1\n0.1\n1.8\n0.0\n0.0\n2.5\n0.0\n77.6\n9.0\n24.1\n34.6\n147.9\n Mar\n0.1\n0.1\n0.1\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n53.2\n8.7\n21.8\n32.5\n118.1\n Apr\n0.1\n0.4\n0.2\n0.3\n1.6\n0.0\n2.6\n5.2\n75.2\n8.5\n22.2\n32.4\n140.9\n284.4\n May\n0.2\n0.4\n0.0\n0.1\n0.3\n0.0\n0.9\n1.9\n68.7\n0.1\n14.6\n30.3\n114.6\n230.2\n Jun\n0.2\n0.2\n0.1\n0.0\n0.6\n0.0\n0.0\n1.2\n0.0\n66.8\n0.1\n14.7\n29.6\n112.4\n Jul\n0.2\n0.3\n0.0\n0.1\n0.3\n0.0\n0.0\n0.9\n0.0\n66.9\n0.1\n12.9\n28.7\n109.6\n Aug\n0.2\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.3\n0.0\n64.4\n0.0\n19.4\n23.9\n109.0\n Sep\n0.4\n0.2\n0.0\n0.1\n0.3\n0.0\n0.0\n1.1\n0.0\n65.9\n0.1\n18.9\n19.7\n105.8\n Oct\n0.7\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n68.3\n0.1\n10.8\n25.9\n106.9\n Nov\n0.6\n0.1\n0.0\n0.1\n0.3\n0.0\n0.0\n1.0\n0.0\n67.1\n0.1\n12.4\n25.8\n106.3\n Dec\n0.9\n0.4\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n63.6\n0.1\n10.0\n24.6\n100.0\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \n \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2013\n Jan\n106.9\n91.7\n21.3\n220.0\n44.8\n0.0\n2.7\n-72.4\n34.8\n167.2\n397.0\n220.0\n Feb\n102.8\n66.0\n55.7\n224.5\n45.3\n0.0\n2.7\n-77.8\n34.8\n168.7\n398.2\n224.5\n Mar\n104.3\n62.3\n52.8\n219.5\n45.8\n0.0\n1.2\n-97.3\n34.2\n179.3\n382.6\n219.5\n Apr\n107.3\n64.6\n56.3\n228.3\n45.4\n0.0\n1.2\n-98.1\n34.2\n181.1\n392.0\n228.3\n May\n112.2\n67.1\n54.4\n233.6\n46.7\n0.0\n1.2\n-99.4\n34.6\n174.3\n391.0\n233.6\n Jun\n114.6\n56.2\n52.3\n223.1\n46.7\n0.0\n1.2\n-91.2\n34.6\n191.2\n405.6\n223.1\n Jul\n111.3\n82.7\n27.0\n220.9\n47.1\n0.0\n1.2\n-94.1\n34.8\n187.8\n397.6\n220.9\n Aug\n109.5\n80.6\n25.2\n215.2\n47.5\n0.0\n1.2\n-101.7\n34.5\n193.6\n390.3\n215.2\n Sep\n111.2\n82.6\n19.0\n212.8\n47.9\n0.0\n1.2\n-114.9\n35.8\n177.8\n360.4\n212.8\n Oct\n112.5\n80.4\n14.9\n207.8\n48.2\n0.0\n1.2\n-114.3\n35.6\n176.7\n355.2\n207.8\n Nov\n122.6\n59.7\n20.0\n202.3\n48.2\n0.0\n1.2\n-118.2\n35.5\n180.2\n349.2\n202.3\n Dec\n134.5\n56.4\n6.9\n197.8\n48.9\n0.0\n1.2\n-127.6\n35.5\n186.7\n342.5\n197.8\n2014\n Jan\n36.8\n57.7\n5.7\n100.1\n11.7\n0.0\n0.0\n0.7\n10.0\n29.5\n152.1\n100.1\n Feb\n47.6\n48.3\n0.0\n95.8\n11.7\n0.0\n0.0\n-10.9\n9.0\n42.3\n147.9\n95.8\n Mar\n41.0\n55.8\n0.0\n96.9\n12.0\n0.0\n0.0\n-17.7\n8.7\n18.4\n118.1\n96.9\n Apr\n57.4\n40.3\n0.0\n97.7\n12.2\n0.0\n0.0\n-19.8\n8.5\n42.4\n140.9\n97.7\n May\n42.8\n34.6\n0.0\n77.4\n0.0\n0.0\n0.0\n4.7\n0.1\n32.5\n114.6\n77.4\n Jun\n42.8\n33.2\n0.0\n76.0\n0.0\n0.0\n0.0\n2.3\n0.1\n33.7\n112.1\n76.0\n Jul\n42.6\n33.8\n0.0\n76.3\n0.0\n0.0\n0.0\n-8.7\n0.1\n41.8\n109.6\n76.3\n Aug\n36.4\n40.4\n0.0\n76.8\n0.0\n0.0\n0.0\n-7.8\n0.0\n40.0\n109.0\n76.8\n Sep\n40.9\n33.9\n0.0\n74.9\n0.0\n0.0\n0.0\n-7.6\n0.1\n38.4\n105.8\n74.9\n Oct\n39.9\n33.7\n0.0\n73.6\n0.0\n0.0\n0.0\n-9.6\n0.1\n42.8\n106.9\n73.6\n Nov\n39.4\n33.3\n0.0\n72.7\n0.0\n0.0\n0.0\n-10.9\n0.1\n44.4\n106.3\n72.7\n Dec\n36.9\n31.2\n0.0\n68.1\n0.0\n0.0\n0.0\n-17.9\n0.1\n49.7\n100.0\n68.1\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \n \n \nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nat Banks\nBanks\nBills\n2013\nJan\n20.4\n125.5\n0.0\n0.2\n0.0\n0.0\n146.1\n0.0\n283.2\n118.5\n36.1\n121.4\n705.3\nFeb\n20.2\n64.3\n0.0\n0.0\n0.0\n0.0\n84.5\n0.0\n291.8\n117.9\n35.3\n121.4\n734.2\nMar\n18.8\n129.1\n0.0\n0.2\n20.0\n0.0\n168.1\n0.0\n291.4\n116.9\n39.5\n121.4\n737.3\nApr\n16.9\n159.8\n0.0\n0.2\n20.2\n0.0\n197.2\n0.0\n294.8\n115.5\n39.5\n122.1\n769.1\nMay\n30.2\n179.6\n0.0\n0.0\n20.3\n0.0\n230.0\n0.0\n307.3\n120.3\n40.4\n121.9\n819.9\nJun\n28.6\n178.8\n0.0\n0.0\n20.0\n0.0\n227.3\n0.0\n314.2\n122.4\n44.6\n121.8\n830.3\nJul\n26.1\n207.4\n0.0\n0.0\n20.0\n0.0\n253.5\n0.0\n312.4\n123.1\n48.3\n121.6\n858.9\nAug\n34.7\n204.1\n0.0\n0.0\n20.0\n0.0\n258.8\n0.0\n320.6\n123.0\n46.4\n124.1\n872.9\nSep\n36.4\n204.9\n0.0\n0.0\n20.0\n0.0\n261.3\n0.0\n353.4\n122.7\n51.9\n124.6\n913.9\nOct\n39.3\n186.8\n0.0\n0.0\n20.0\n0.0\n246.1\n0.0\n358.4\n128.2\n51.8\n122.4\n906.9\nNov\n39.7\n163.1\n0.0\n0.0\n40.0\n0.0\n242.8\n0.0\n361.6\n135.8\n43.6\n122.6\n906.4\nDec\n34.8\n158.8\n0.0\n0.0\n40.0\n0.0\n233.6\n0.0\n381.5\n127.7\n55.2\n123.0\n920.9\n2014\nJan\n30.9\n147.5\n0.2\n40.0\n0.0\n218.6\n0.0\n384.5\n136.4\n64.4\n125.3\n929.1\nFeb\n30.2\n165.0\n0.0\n0.2\n40.0\n0.0\n235.3\n0.0\n385.8\n132.0\n65.4\n125.4\n943.9\nMar\n47.5\n166.2\n0.0\n0.2\n40.0\n0.0\n253.8\n0.0\n390.4\n132.1\n68.8\n125.0\n970.1\nApr\n45.2\n161.0\n0.0\n0.2\n40.0\n0.0\n246.5\n0.0\n401.8\n132.4\n76.6\n124.7\n981.9\nMay\n47.7\n190.7\n0.0\n0.2\n40.0\n0.0\n278.6\n0.0\n394.0\n147.0\n82.7\n124.3\n1026.7\nJun\n39.5\n187.9\n0.0\n0.0\n40.0\n0.0\n267.4\n0.0\n400.0\n150.4\n84.0\n124.4\n1026.1\nJul\n40.6\n180.9\n0.0\n0.0\n40.0\n0.0\n261.5\n0.0\n431.8\n159.4\n84.1\n124.4\n1061.2\nAug\n17.8\n219.8\n0.0\n0.0\n51.4\n0.0\n289.1\n0.0\n442.4\n166.5\n86.4\n124.2\n1108.6\nSep\n51.2\n183.1\n0.0\n0.0\n51.4\n0.0\n285.7\n0.0\n452.1\n173.8\n95.6\n123.8\n1131.0\nOct\n37.1\n199.8\n0.0\n0.0\n51.7\n0.0\n288.6\n0.0\n483.1\n179.7\n102.2\n124.0\n1177.6\nNov\n53.2\n217.5\n0.0\n0.0\n32.8\n0.0\n303.5\n0.0\n512.4\n169.3\n109.0\n123.5\n1217.6\n Dec\n47.1\n211.2\n0.0\n0.0\n52.6\n0.0\n310.9\n0.0\n512.9\n169.0\n102.9\n125.3\n1,220.9\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2013\nJan\n230.0\n192.8\n422.8\n0.0\n0.0\n180.3\n102.3\n705.4\n422.8\nFeb\n255.7\n194.2\n449.9\n0.0\n0.0\n183.7\n100.6\n734.2\n449.9\nMar\n250.6\n203.9\n454.5\n0.0\n0.0\n187.2\n95.7\n737.3\n454.5\nApr\n252.9\n226.6\n479.5\n26.5\n50.4\n190.6\n22.3\n769.3\n479.5\nMay\n315.3\n212.0\n527.4\n26.6\n49.4\n193.3\n23.6\n820.2\n527.4\nJun\n309.0\n222.6\n531.6\n0.0\n0.0\n198.3\n100.4\n830.3\n531.6\nJul\n339.1\n222.8\n561.9\n21.7\n50.2\n202.0\n23.5\n859.2\n561.9\nAug\n298.4\n270.1\n568.4\n0.0\n0.0\n206.3\n95.8\n873.1\n568.4\nSep\n336.1\n246.9\n583.0\n20.8\n77.8\n209.2\n23.4\n914.1\n583.0\nOct\n310.9\n264.9\n575.8\n21.0\n74.4\n212.0\n24.0\n907.2\n575.8\nNov\n328.9\n244.3\n573.1\n21.0\n72.3\n214.8\n25.4\n906.7\n573.1\nDec\n370.3\n197.3\n567.6\n30.8\n75.8\n219.5\n27.3\n921.0\n567.6\n2014\nJan\n313.9\n253.1\n567.0\n26.1\n80.6\n225.9\n29.5\n929.1\n567.0\nFeb\n318.7\n264.4\n583.1\n25.1\n81.3\n228.6\n25.8\n943.9\n583.1\nMar\n374.6\n234.6\n609.2\n24.7\n79.6\n231.4\n25.2\n970.1\n609.2\nApr\n358.4\n262.7\n621.1\n24.9\n76.5\n234.0\n25.4\n981.9\n621.1\nMay\n436.2\n233.2\n669.4\n24.7\n77.3\n238.0\n17.1\n1026.7\n669.4\nJun\n440.1\n212.2\n652.3\n34.8\n78.9\n243.1\n17.3\n1026.3\n652.3\nJul\n362.4\n302.9\n665.3\n30.1\n104.3\n244.2\n17.5\n1061.3\n665.3\nAug\n358.8\n336.8\n695.5\n35.7\n105.7\n250.6\n21.2\n1108.7\n695.5\nSep\n394.8\n297.6\n692.4\n54.2\n106.9\n253.5\n23.9\n1131.0\n692.4\nOct\n364.5\n368.0\n732.5\n54.2\n105.3\n258.5\n27.3\n1177.7\n732.5\nNov\n376.9\n392.0\n768.9\n54.6\n104.4\n262.9\n27.2\n1217.8\n768.9\nDec\n400.9\n387.5\n788.4\n54.2\n102.0\n262.7\n27.6\n1234.9\n788.4\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \nMarket Capitalisation\nIndustrial\nMining\nUS$ Millions\n2013\nJan\n179.34\n84.07\n4700.33\nFeb\n182.3\n72.01\n4748.24\nMar\n183.9\n66.2\n4726.34\nApr\n189.66\n71.98\n4894.68\nMay\n212.72\n73.99\n5471.22\nJun\n211.19\n73.29\n5436.57\nJul\n232.87\n66.77\n5936.78\nAug\n181.67\n48.73\n4682.27\nSep\n200.05\n49.9\n5157.2\nOct\n209.74\n52.68\n5407.42\nNov\n213.04\n47.02\n5482.03\nDec\n202.12\n45.79\n5203.13\n2014\nJan\n189.25\n35.4\n4882.11\nFeb\n189.45\n39.24\n4906.94\nMar\n176.32\n29.51\n4560.29\nApr\n172.91\n29.64\n4473.51\nMay\n174.89\n35.45\n4485.11\nJun\n186.57\n61.32\n4873.4\nJuly\n188.07\n95.00\n4959.21\nAug\n196.43\n104.8\n5186.63\nSep\n195.25\n92.75\n5140.20\nOct\n177.88\n70.38\n4664.80\nNov\n171.45\n64.39\n4517.93\nDec\n162.57\n72.61\n4323.17\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n27 \n \n \nCommercial\nAccepting\nBuilding \nEnd of\nBanks\nHouses\nP.O.S.B.\nSocieties\nTOTAL\n2013\nJan\n1,418.5\n113.0\n64.3\n422.8\n2,018.6\nFeb\n1,424.8\n121.7\n64.7\n449.9\n2,061.1\nMar\n1,427.3\n115.2\n66.7\n454.5\n2,063.6\nApr\n1,425.8\n121.0\n63.9\n479.5\n2,090.1\nMay\n1,393.0\n121.5\n66.2\n527.4\n2,108.0\nJun\n1,218.4\n108.6\n70.6\n531.6\n1,929.2\nJul\n1,162.1\n109.7\n70.8\n561.9\n1,904.5\nAug\n1,132.7\n105.8\n70.4\n568.4\n1,877.2\nSep\n1,193.8\n101.6\n69.8\n583.0\n1,948.1\nOct\n1,229.3\n95.2\n69.3\n575.8\n1,969.7\nNov\n1,232.8\n79.7\n73.4\n573.1\n1,959.0\nDec\n1,330.7\n63.3\n72.7\n567.6\n2,034.3\n2014\nJan\n1,206.2\n63.3\n70.1\n567.0\n1,906.7\nFeb\n1,373.4\n48.3\n71.5\n583.1\n2,076.3\nMar\n1,373.8\n55.8\n75.1\n609.2\n2,113.9\nApr\n1,394.0\n40.3\n81.0\n621.1\n2,136.4\nMay\n1,427.5\n34.6\n77.5\n669.4\n2,209.0\nJun\n1,495.8\n33.2\n81.3\n652.3\n2,262.6\nJul\n1,499.5\n33.8\n84.2\n665.3\n2,282.7\nAug\n1,502.9\n40.4\n84.0\n695.5\n2,322.9\nSep\n1,573.8\n33.9\n88.6\n692.4\n2,388.8\nOct\n1,525.0\n33.7\n87.5\n732.5\n2,378.7\nNov\n1,469.9\n33.3\n89.8\n768.9\n2,361.8\nDec\n1,473.1\n31.2\n84.8\n788.4\n2,377.5\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \n \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2013\nJan\n1,235.5\n1,035.2\n200.3\n36.2\n66.0\n-29.8\nFeb\n1,244.9\n1,025.4\n219.5\n26.9\n67.3\n-40.4\nMar\n1,277.6\n1,016.2\n261.4\n8.9\n65.8\n-57.0\nApr\n1,491.7\n1,050.1\n441.6\n23.4\n68.5\n-45.1\nMay\n1,480.8\n1,037.7\n443.1\n27.3\n70.1\n-42.8\nJun\n1,425.8\n969.7\n456.0\n24.1\n66.9\n-42.8\nJul\n1,429.9\n964.9\n465.1\n11.6\n66.3\n-54.7\nAug\n1,285.0\n945.0\n340.0\n7.4\n64.6\n-57.2\nSep\n1,519.7\n982.7\n536.9\n5.7\n63.8\n-58.1\nOct\n1,489.0\n1,006.6\n482.5\n4.8\n62.3\n-57.5\nNov\n1,379.5\n955.9\n423.7\n3.9\n60.7\n-56.8\nDec\n1,469.9\n993.3\n476.6\n4.6\n59.3\n-54.7\n2014\nJan\n1,417.0\n1,007.9\n409.0\n2.6\n30.0\n-27.4\nFeb\n1,466.6\n1,045.6\n421.0\n2.5\n28.7\n-26.2\nMar\n1,512.9\n1,059.2\n453.7\n2.0\n29.1\n-27.1\nApr\n1,608.4\n1,098.5\n510.0\n5.2\n29.3\n-24.1\nMay\n1,700.6\n1,116.7\n583.9\n1.9\n23.2\n-21.3\nJun\n1,716.1\n1,123.4\n592.7\n1.2\n22.8\n-21.6\nJul\n1,553.7\n1,089.0\n464.7\n0.9\n22.9\n-22.0\nAug\n1,618.6\n1,111.6\n507.0\n1.3\n23.0\n-21.7\nSep\n1,664.2\n1,129.4\n534.7\n1.1\n22.5\n-21.3\nOct\n1,644.7\n1,135.7\n508.9\n1.7\n22.1\n-20.3\nNov\n1,602.2\n1,110.5\n491.7\n1.0\n21.8\n-20.8\nDec\n1,571.0\n1,107.9\n463.1\n1.7\n20.4\n-18.7\n1/ With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed to 25% of liabilities to the public, from 20%. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2013\nJan\n3563.84\n5.24\n80.72\n173.71\n115.53\n89.67\nFeb\n2968.02\n5.52\n103.88\n156.66\n118.7\n80.56\nMar\n3339.98\n15.21\n134.33\n178.08\n118.47\n102.05\nApr\n3535.58\n16.58\n140.28\n187.85\n160.61\n123.03\nMay\n3915.31\n15.42\n129.2\n203.37\n211.75\n152.24\nJun\n3544.35\n13.65\n117.11\n181.35\n146.64\n121.98\nJul\n3955.45\n12.31\n132.61\n205.37\n164.08\n139.13\nAug\n3351.13\n10.45\n138.05\n203.41\n189.48\n128.68\nSep\n3409.17\n13.34\n120.41\n190.44\n173.13\n142.32\nOct\n3641.98\n13.75\n121.55\n206.51\n201.51\n156.26\nNov\n3134.35\n11.4\n102.19\n229.52\n222.18\n57.34\nDec\n3438.08\n4.04\n130.15\n265.8\n268.94\n68.58\nAnnual Total\n41797.24\n136.91\n1450.48\n2382.07\n2091.02\n1361.84\n2014\nJan\n3093.01\n5.24\n102.26\n233.1\n228.25\n68.31\nFeb\n2954.93\n10.73\n96.27\n193.9\n217.14\n64.42\nMar\n3332.79\n10.4\n103.58\n232.94\n255.32\n87.94\nApr\n3439.33\n9.66\n126.26\n253.16\n264.38\n96.29\nMay\n3915.31\n13.65\n117.11\n181.35\n146.64\n121.98\nJun\n3657.44\n12.42\n110.38\n250.87\n284.18\n104.28\nJul\n3955.45\n11.72\n125.81\n267\n312.35\n101.75\nAug\n3467.34\n9.36\n135.9\n273.39\n320.36\n103.26\nSep\n4037.98\n11.16\n138.09\n280.8\n341.23\n115.94\nOct\n3843.84\n13.58\n150.09\n291.68\n362.30\n117.40\nNov\n4104.33\n9.33\n160.40\n299.94\n358.76\n103.76\nDec\n4615.04\n11.53\n148.5\n336.65\n395.93\n124.33\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ in millions)\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2013\nJan\n181.68\n21.18\n761.09\n691.18\n6950.84\n47.53\nFeb\n172.41\n21.95\n811.83\n620.06\n6835.89\n30.75\nMar\n179.44\n37.01\n1377.65\n743.82\n7042.27\n33.69\nApr\n182.87\n37.31\n954.8\n760.46\n9908.41\n34.73\nMay\n215.2\n37.09\n954.18\n793.43\n12146.9\n38.68\nJun\n185.8\n34.36\n968.54\n731.17\n9110.97\n36.87\nJul\n205.85\n35.41\n1052.26\n822.57\n10099.72\n42.74\nAug\n187.25\n30.29\n1114.86\n825.75\n11551.94\n41.78\nSep\n201.22\n33.17\n1003.98\n799.62\n8701.56\n44.48\nOct\n212.66\n35.69\n1073.88\n873.19\n9769.81\n48.59\nNov\n186.64\n31.74\n904.27\n927.93\n14753.35\n24.04\nDec\n180.8\n11.82\n1033.73\n1042.32\n12273.02\n23.56\nAnnual Total\n2291.82\n367.02\n12011.07\n9631.5\n119144.68\n447.44\n2014\nJan\n182.48\n29.41\n973.79\n815.89\n11141.19\n24.19\nFeb\n175.09\n32.95\n991.91\n799.12\n10631.6\n25.1\nMar\n192.02\n32.35\n1163.76\n947.64\n12859.5\n30.82\nApr\n183.63\n28.12\n1184.85\n974.37\n13298.04\n29.23\nMay\n215.2\n37.09\n954.18\n793.43\n12146.9\n38.68\nJun\n193.58\n32.98\n1164.73\n966.45\n14163.56\n34.25\nJul\n199.59\n34.34\n1272.91\n1038.44\n15370.63\n37.68\nAug\n170.86\n27.25\n1300.35\n1122.41\n16268.07\n33.84\nSep\n197.88\n30.39\n1158.84\n1057.48\n15991.79\n39.35\nOct\n200.32\n34.58\n1193.38\n1086.16\n17527.40\n40.96\nNov\n171.45\n27.66\n1143.69\n1077.30\n17876.31\n42.01\nDec\n189.83\n27.49\n1161.59\n1162.71\n19347.91\n40.49\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)\n \n \n31 \n \nMONTHLY ECONOMIC REVIEW", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/December2014.pdf"}
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+{"doc_id": "b0b77fa32748171c7f7f4187c5507a2f", "text": "i \n \n \n \n \n \n \n \n \nSEPTEMBER 2022 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nCopper ........................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nSTOCK MARKET DEVELOPMENTS……………………………………………………..…10 \nZIMBABWE STOCK EXCHANGE (ZSE) ............................................................................. 10 \nVICTORIA FALLS STOCK EXCHANGE ............................................................................. 11 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nCard Based Transactions ....................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \n \n2022 \n \nAugust \n2022 \n \nSeptember \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n37,466.34 \n87,098.44 \n132.47 \nMoney Supply2 (M3) (ZW$ millions) \n1,608,913.73 \n1,917,153.53 \n \n19.16 \nAnnual Inflation1 (%) \n285.0 \n280.40 \n-4.6a \n \nBlended Annual Inflation1 (%) \n106.3 \n107.5 \n1.2a \nMonthly Inflation1 (%) \n12.4 \n3.47 \n-8.9a \n \nBlended Monthly Inflation1 (%) \n6.6 \n2.5 \n-4.1a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n3,522.62 \n4,081.08 \n15.85 \nNominal Lending Rate2 \n(% per annum) \n80-230.00 \n100-230.00 \n \n \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \n \nPrices for gold, platinum, palladium, copper, \nand Brent crude oil were generally subdued on \nthe global markets, during the month of \nSeptember 2022. Nickel prices, however, \nregistered some gains during the same month. \nThe commodity prices were largely weighed \ndown by a stronger US dollar. \n \nPrecious Metals \n \n Gold \nGold prices declined by 4.6% to US$1,682.24 \nper ounce in September 2022, from an average \nof US$1,764.14 per ounce in August 2022. \nPrices were adversely affected by a stronger US \ndollar, amid prospects of aggressive interest \nrate hikes by the US Federal Reserve Bank. The \nincrease in interest rates boosted Treasury \nyields, thereby increasing the opportunity cost \nof holding the non-interest yielding yellow \nmetal. \n \nPlatinum \nGains on platinum prices recorded in August \n2022 were reversed, as the strengthening US \ndollar dampened the investment demand \noutlook for the precious metal. In addition, \nweak industrial demand from the automotive \nsector also exerted downward pressure on \nprices. Consequently, prices retreated by 3.2%, \nfrom a monthly average of US$910.09 per \nounce in the previous month to US$881.25 per \nounce in September 2022. \n \n \n \nPalladium \n \nPalladium prices marginally declined by 0.3% \nto US$2,129.52 per ounce in September 2022, \nfrom US$2,135.20 per ounce in August 2022. \nThis was also due to a stronger US dollar as \nwell as investor concerns over slackening \ndemand in China, the world’s largest consumer \nof the metal. Figure 1 shows the developments \nin precious metal prices for the period from \nSeptember 2021 to September 2022. \n \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n \n \nBase Metals \n \nCopper \n \nCopper \nprices \ndeclined \nby \n3.0% \nto \nUS$7,747.38 per tonne in September 2022, \nfrom US$7,989.81 per tonne in the previous \nmonth. This was on account of a stronger US \ndollar as well as pessimism surrounding \ndemand from China, amid weak industrial data \nfrom the world’s top base metal consumer. \n \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nUS$/oz.\nGold\nPalladium\nPlatinum\n \n \n \n5 \n \nNickel \nNickel prices rose by 3.3%, from a monthly \naverage of US$22,036.59 per tonne recorded in \nAugust 2022 to US$22,773.61 per tonne, \nduring the month under review. The increase \nwas a result of dwindling inventories in China, \nat a time the demand from electric battery \nmanufacturers was growing. Figure 3 shows \ndevelopments in base metal prices for the \nperiod from September 2021 to September \n2022. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \n \nBrent Crude Oil \nBrent crude oil prices declined from a monthly \naverage of US$97.56 per barrel in August 2022 \nto US$90.73 per barrel in September 2022. The \nmarked decline was due to sluggish global \ndemand, rising stockpiles, as well as interest \nrate hikes by major central banks to abate \ninflation. These developments also dented the \ndemand outlook for the commodity. \n \n \n \n \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2022 \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nDuring the month of August 2022, the \ncountry’s total merchandise trade stood at \nUS$1,195.4 million, a decline of 6.4% from \nUS$1,277.5 million recorded in the previous \nmonth. Similarly, total merchandise trade \ndeclined by 2.6%, on a year-on-year basis, from \nUS$1,227.4 in the corresponding month in \n2021 to US$1,195.4 million in the reporting \nmonth. \n \nMerchandise Exports \n \nTotal merchandise exports amounted to \nUS$493.6 million in August 2022, representing \na 10.2% decline from US$549.7 million \nrealized in the preceding month. Year on year, \nmerchandise exports at US$493.6 million in \nAugust 2022. were 17.4% lower than the \noutturn of US$597.3 million in the same month \nin 2021. Figure 4 shows developments in the \ncountry’s merchandise trade, during the month \nunder review. \n \n \n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nUS$/barrel\n \n \n \n6 \n \nFigure 4: Merchandise Exports (US$ m) \n \n \nSource: ZIMSTAT, 2022 \nThe country’s exports for the reporting month \nwere dominated by PGMs (37.0%), gold \n(30.2%) and tobacco (10.3). Compared to the \nprior month, both gold and PGMs exports were \nlower by 23.8% and 2.8%, respectively. Table \n2 shows developments in the country’s exports \nfor the months of July and August 2022. \n \n \n \n \n \n \n \n \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \nJuly-22 \n(US$m) \nAug-22 \n(US$m) \nJuly-\nAug \nChanges \n(%) \nShare of \nExports \n(%)-\nAug’22 \nTotal Exports \n549.7 \n493.6 \n-10.2 \n100.0 \nof which: \n \n \n \n \nPGMs \n187.8 \n182.5 \n-2.8 \n37.0 \nGold \n195.7 \n149.1 \n-23.8 \n30.2 \nTobacco \n(Inc. \nCigarettes) \n46.0 \n50.9 \n10.6 \n10.3 \nFerrochromium \n40.6 \n35.8 \n-11.9 \n7.3 \nCoal \n10.3 \n12.7 \n23.5 \n2.6 \nIndustrial \ndiamonds \n6.1 \n7.0 \n15.5 \n1.4 \nOther mineral \nsubstances \n12.7 \n6.0 \n-52.5 \n1.2 \nCane sugar \n7.0 \n5.1 \n-26.7 \n1.0 \nGranite \n2.9 \n4.7 \n60.2 \n1.0 \nOranges \n2.6 \n2.4 \n-10.7 \n0.5 \nSource: ZIMSTAT & RBZ Calculations, 2022 \n*PGMs include nickel mattes, nickel ores & concentrates and \nplatinum \n \nDuring the month under review, South Africa \nremained Zimbabwe’s major trading partner, \naccounting for the bulk of the country’s exports \nat 44.5%, followed by the United Arab \nEmirates, 30.6%; China, 6.4%, Belgium, 4.8%, \nand other markets. Figure 5 shows the top 10 \nexport destinations for the country in August \n2022. \n \n \n \n \n \n \n \n \n \n \n \n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\nJan\nFeb\nMar\nApr\nMay\nJune\nJuly\nAug\nSep\nOct\nNov\nDec\nMerchandise Exports (US$m)\n2021\n2022\n \n \n \n7 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2022 \n \nMerchandise Imports \nThe country’s total merchandise imports stood \nat US$701.8 million, during the month under \nreview, down by 3.6% from US$727.7 million \nrecorded in the preceding month. The August \n2022 merchandise imports were 11.4% higher \nthan the corresponding month in 2021, as \nshown in Figure 6. \nFigure 6: Merchandise Imports classified by \nHS Codes (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2022 \n \nThe country’s major imports during the month \nwere diesel, unleaded petrol, electricity and \ncrude soya bean oil which accounted for 11.9%, \n5.5%, 3.2% and 2.8% of total imports, \nrespectively. Other imports during the month \nincluded fertilizer chemicals and cereals as \nshown in Table 2. \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \n \nJuly-22 \n(US$m) \nAug-22 \n(US$m) \nJuly-\nAug \nChanges \n(%) \nShare of \nImports \n(%)-\nAug’22 \nTotal Imports \n727.7 \n701.8 \n-3.6 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n72.5 \n83.3 \n14.9 \n11.9 \nUnleaded \npetrol \n32.4 \n38.8 \n19.8 \n5.5 \nElectricity \n14.0 \n22.1 \n57.9 \n3.2 \nCrude \nsoya \nbean oil \n22.6 \n19.4 \n-14.3 \n2.8 \nFertilizer \nChemicals \n2.6 \n20.2 \n669.3 \n2.9 \nRice \n9.8 \n15.7 \n59.6 \n2.2 \nWheat \n4.3 \n12.8 \n197.0 \n1.8 \nMedicaments \n2.0 \n10.7 \n445.8 \n1.5 \nInsecticides \n7.0 \n6.9 \n-1.8 \n1.0 \nTrucks (Goods \nVehicles) \n6.7 \n6.3 \n-6.7 \n0.9 \nSource: ZIMSTAT & RBZ Calculations, 2022 \n \nThe country sourced imports mainly from \nSouth Africa (38.3%), Singapore (16.2%), \nChina (12.0%), Mozambique (4.5%), Zambia \n(3.8%), India (3.2%) and other markets as \nshown in Figure 7. \n \n \n \n \n \n \n \n \n \n \n \n44.5\n30.6\n6.4\n4.8\n2.7\n2.6\n2.0\n0.7\n0.6\n0.5\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nSouth Africa\nUnited Arab Emirates\nChina\nBelgium\nMozambique\nZambia\nSwitzerland\nItaly\nBotswana\nNetherlands\n0\n200\n400\n600\n800\n1000\n2021\n2022\n \n \n \n8 \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2022 \n \nMerchandise Trade Balance \nThe country’s trade balance deteriorated from a \ndeficit of US$178.0 million in July 2022 to a \ndeficit of US$208.2 million in August 2022. \nThis was, in large part, due to the marked \nslowdown in exports. \nOn a yearly basis, the country’s trade balance \nalso widened from a deficit of US$32.9 million \nin the comparable month in 2021 to US$208.2 \nmillion during the month under analysis. Figure \n8 shows the country’s trade balance for the \nperiod January 2021 through to August 2022. \n \n \n \n \n \n \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2022 \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock amounted to \nZW$1,917.15 billion in September 2022, \ncompared to ZW$1,608.91 billion recorded in \nthe previous month. The money stock was \ncomposed of foreign currency deposits, which \nconstituted 62.50% of total money supply; and \nlocal \ncurrency \ndeposits, \naccounting \nfor \n37.40%; while the remaining 0.20% was in \nrespect of currency in circulation. Figure 9 \nshows the composition of money supply. \n38.3\n16.2\n12.0\n4.5\n3.8\n3.2\n2.9\n2.6\n1.7\n1.4\nSouth…\nSingapore\nChina\nMozambi…\nZambia\nIndia\nMauritius\nUnited…\nPoland\nArgentina\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-21\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nExports\nImports\nTrade Balance\n \n \n \n9 \n \nFigure 9: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2022 \n \nMonth-on-month, broad money increased by \n19.16% in September 2022, compared to \n33.26% recorded in the previous month. The \ngrowth largely reflected increases of 20.70% in \nforeign currency deposits and 16.69% in local \ncurrency deposits, from ZW$991.10 billion and \nZW$613.80 billion in August to ZW$1 196.21 \nbillion and ZW$717.03 billion in September \n2022, respectively. The increase in foreign \ncurrency deposits partly reflected movements \nin the exchange rate over the month. \nDuring the month under review, domestic \nclaims increased by 15.80% to ZW$1 371.02 \nbillion. The growth was largely due to \nrespective increases of ZW$141.69 billion and \nZW$33.93 billion in credit to the private sector \nand net claims on Government. \nOn an annual basis, broad money registered a \n425.83% increase, largely driven by the impact \nof exchange rate revaluation on the foreign \ncurrency component of deposits, over the year. \nThe auction rate moved from ZW$87.67 per \nUS$1 in September 2021 to ZW$621.89 per \nUS$1 in September 2022, resulting in the \ngrowth of the Zimbabwe dollar equivalent of \nFCA deposits, from ZW$151.06 billion in \nSeptember 2021 to ZW$1 196.21 billion in \nSeptember \n2022. \nThe \nlocal \ncurrency \ncomponent of broad money also grew by \n216.16% over the same period, largely due to \ncredit creation by banks. \nThe annual growth in broad money was largely \ndriven by increases of ZW$787.68 billion \n(491.72%) and ZW$227.30 billion (531.25%) \nin credit to the private sector and net claims on \nGovernment, respectively. \nCredit to the private sector was mainly \nchanneled to agriculture and households, which \nreceived 24.47% and 18.60% of the total credit, \nrespectively. \nThe \ndistribution \nand \nmanufacturing sectors received 13.50% and \n12.38%, respectively. Private sector credit \nshares for the rest of the economic sectors are \nshown in figure 10. \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2022 \nLocal \nCurrency \nTransferabl\ne deposits\n28.48%\nForeign \nCurrency \nDeposits\n62.39%\nTime \nDeposits\n8.19%\nCurrency in \nCirculation\n0.20%\nNCDs\n0.73%\nHouseholds\n18.60%\nAgriculture\n24.47%\nMining\n11.28%\nManufacturing…\nDistribution\n13.50%\nConstruction\n1.38%\nTransport & \nCommunicatio\nns…\nServices\n10.76%\nFinancial Org. \n& …\nOther\n0.04%\n \n \n \n10 \n \nCredit to the private sector was largely \nchanneled towards inventory build-up, 35.49%; \nother recurrent expenditures, 31.16%; and \nfixed capital investments, 15.83%. \nSTOCK MARKET DEVELOPMENTS \n \nZimbabwe Stock Exchange \n \nDuring the month of September 2022, the \nZimbabwe Stock Exchange (ZSE) recovered \nfrom the losses in the previous month. \nResultantly, the All Share, Top 10, Top 15 and \nMedium Cap indices added 7.78%, 11.34%, \n9.26% and 0.09% to close the month at 14 \n771.65 points, 9 140.55 points, 10 051.47 \npoints and 29 051.67 points, respectively. \n \nThe mining index also gained by 22.34% to \nclose the reporting month at 18.929.75 points. \n \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2022 \nThe cumulative volume and value of shares \ntraded on the ZSE declined by 1.53% and \n40.88% to 137.09 million shares and ZW$5.13 \nbillion, compared to 139.23 million shares and \nZW$8.67 billion recorded in the previous \nmonth, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined to 1.39% in the \nreporting month, compared to 9.75% recorded \nin August 2022. \n \nThe net foreign position, worsened to ZW$0.31 \nbillion in September 2022, from ZW$0.06 \nbillion recorded in the previous month. \nFigure 12: ZSE Monthly Volumes and \nValues Traded \n \nSource: Zimbabwe Stock Exchange, 2022 \nIn line with the recoveries recorded on the stock \nmarket, \nmonthly \nmarket \ncapitalization \nincreased by ZW$133.56 billion, or 7.92% to \nclose at ZW$1,819.16 billion in September \n2022. \nOn \na \nyear-on-year \nbasis, \nZSE \ncapitalization rose by ZW$786.68 billion, or \n76.19%. \n0.00\n4,000.00\n8,000.00\n12,000.00\n16,000.00\n20,000.00\n24,000.00\n28,000.00\n32,000.00\n0\n4000\n8000\n12000\n16000\n20000\n24000\n28000\n29-Sep-21\n29-Oct-21\n29-Nov-21\n29-Dec-21\n29-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\nAll Share Index\nTop 10 Index\nMining Index\n0\n2,000\n4,000\n6,000\n8,000\n10,000\n12,000\n14,000\n16,000\n18,000\n20,000\n22,000\n24,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n11 \n \nVictoria Falls Stock Exchange \n \n \nThe Victoria Falls Stock Exchange (VFEX) \nexhibited bullish sentiments for the fifth \nconsecutive month in September 2022. This \nresulted in a 3.11% increase in the VFEX All \nShare Index (ASI) to close at 143.16 points, \nfrom 138.84 recorded in the prior month. \n \nOn an annual basis, the VFEX All Share Index \ngained 13.94%, from 125.64 points recorded in \nSeptember 2021. \n \nFigure 13: Victoria Falls Stock Exchange All \nShare Index \n \nSource: Victoria Falls Stock Exchange (VFEX), 2022 \n \nMarket Capitalization \nReflecting the bullish sentiments exhibited on \nthe VFEX during the month under review, \nmarket capitalization rose to US$0.34 billion, \nfrom US$0.33 billion recorded in August 2022. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation further slowed down \nfrom 285.0% in August 2022 to 280.4% in \nSeptember 2022. This was due to the decline in \nfood inflation which more than offset the \nmarginal increase in non-food inflation. \n \nAnnual food inflation eased to 339.73% in \nSeptember 2022, from 353.0% in August 2022. \nBread and cereals; vegetables; and meat, \nlargely accounted for food inflation, during the \nmonth under analysis. \n \nAnnual non-food inflation, marginally rose by \n1.59 percentage points to 237.59% in \nSeptember 2022, from 236.0% in August 2022. \nThis was largely driven by housing water \nelectricity gas and other fuels; miscellaneous \ngoods and services; and transport categories. \n \nBlended annual inflation increased from \n106.3% in August 2022 to 107.51% in \nSeptember 2022. This followed the rise in \nblended non-food inflation, which more than \noffset the marginal decline in blended food \ninflation. \n \nMonthly Inflation \n \nMonthly inflation declined to 3.47% in \nSeptember 2022, from 12.4% in August 2022. \nThis was on account of decreases in both food \nand non-food inflation. \n \nMonth-on-month food inflation fell by 12.5 \npercentage points to 1.75% in September 2022, \nfrom 14.20% in the prior month. All food sub-\ncategories registered declines during the month \nunder review. \n \nMonthly non-food inflation declined from \n10.62% in August 2022, to 5.15% in September \n2022. Housing, water, electricity gas, and other \n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\n 150.00\n30-Oct-21\n30-Nov-21\n31-Dec-21\n31-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n \n \n \n12 \n \nfuels category, had the largest contribution to \nthe decline in monthly non-food inflation. \n \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2022 \n \nMonthly blended inflation slowed down to \n2.53% in September 2022, from 6.6% in \nAugust 2022. The fall was largely attributed to \na 10.61 percentage point decline in blended \nfood inflation. \nNATIONAL PAYMENTS SYSTEM (NPS) \n \n \nThe value of NPS transactions increased by \n16% to ZW$4.08 trillion in September 2022, \nfrom ZW$3.52 trillion reported in August \n2022. NPS transaction volumes, however, \ndecreased by 5.0% to 88.95 million, from 93.79 \nmillion in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the RTGS \nsystem amounted to ZW$2.793.06 billion in \nSeptember 2022, up from ZW$2.334.29 billion \nin August 2022. RTGS transaction volumes, \nincreased by 4.85% to close the month under \nreview at 1.08 million. \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \n \nCash Transactions \nThe value of cash-based transactions rose to \nZW$132.48 billion during the month of \nSeptember 2022, from ZW$92.40 billion in the \nprevious month. \n \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions posted \nan increase of 7.03% to ZW$1,075.18 billion in \nSeptember 2022, from ZW$1,004.57 billion in \nAugust 2022. \n \nCard Based Transactions \n \nCard-based transactions increased by 15.82% \nto ZW$212.85 billion in September 2022, from \nZW$83.76 billion in August 2022. \n \nRESERVE BANK OF ZIMBABWE \n0.00%\n5.00%\n10.00%\n15.00%\n20.00%\n25.00%\n30.00%\n35.00%\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nFood\nNon-Food\nOverall\n -\n 500.0\n 1,000.0\n 1,500.0\n 2,000.0\n 2,500.0\n 3,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n13 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n14 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 31 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nNet Foreign Assets\n-305,499,835.09\n-324,477,572.55\n-370,161,253.86\n-361,298,424.39\n-440,559,292.65\n-471,346,132.81\n-543,454,309.01\n-607,806,554.74\n-1,139,041,286.30\n-1,440,376,428.47\n-1,799,900,028.55\n-1,795,279,800.26\n-1,954,300,330.22\nCentral Bank(net)\n-421,707,589.69\n-470,115,861.82\n-508,301,508.78\n-513,012,570.17\n-569,288,849.11\n-608,788,967.34\n-717,594,313.10\n-794,405,282.55\n-1,478,375,394.21\n-1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\nForeign Assets\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\nForeign Liabilities\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\nOther Depository Corporations(net)\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\nForeign Assets\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\nForeign Liabilities\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\nNet Domestic Assets (NDA)\n670,098,627.13\n742,039,356.10\n808,077,271.24\n836,659,942.26\n910,997,169.52\n977,472,347.72\n1,132,547,895.53 1,279,179,159.36\n2,110,584,970.23\n2,560,072,662.03\n3,007,213,667.92\n3,404,193,526.10\n3,871,453,855.67\nDomestic Claims\n225,085,581.53\n262,344,428.58\n291,811,266.12\n340,286,879.84\n332,913,297.54\n374,469,353.19\n425,899,133.67\n507,567,798.80\n671,650,524.63\n767,813,894.49\n911,956,758.63\n1,183,994,022.32\n1,371,017,098.26\nClaims on Central Government(net)\n42,462,267.46\n58,595,877.36\n61,571,905.79\n83,610,072.33\n59,994,722.44\n73,245,394.75\n79,099,806.11\n102,141,792.11\n115,763,515.83\n104,672,040.45\n130,502,205.15\n236,159,688.17\n270,091,555.64\nClaims on Central Government\n59,818,762.06\n75,251,019.59\n80,526,247.04\n98,427,828.73\n98,638,404.95\n108,304,664.41\n112,202,570.05\n128,369,548.84\n154,985,706.21\n180,922,921.25\n192,199,618.57\n350,494,976.12\n408,193,113.30\nCentral Bank\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\nODCs\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\nLess Liabilities to Central Government\n17,356,494.60\n16,655,142.23\n18,954,341.25\n14,817,756.40\n38,643,682.51\n35,059,269.66\n33,102,763.94\n26,227,756.73\n39,222,190.39\n76,250,880.80\n61,697,413.42\n114,335,287.95\n138,101,557.65\nCentral Bank\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\nODCs\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\nClaims on Other Sectors\n182,623,314.07\n203,748,551.22\n230,239,360.33\n256,676,807.51\n272,918,575.10\n301,223,958.44\n346,799,327.56\n405,426,006.70\n555,887,008.81\n663,141,854.04\n781,454,553.48\n947,834,334.15\n1,100,925,542.62\nOther Financial Corporations\n4,598,468.25\n4,840,748.10\n6,128,229.51\n9,710,262.81\n7,156,496.45\n7,232,833.43\n7,747,219.19\n8,597,004.25\n9,322,673.95\n10,177,451.55\n14,828,545.88\n17,449,153.84\n18,825,212.19\nState and Local Government\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\nPublic Non Financial Corporations\n17,770,427.55\n20,820,033.41\n22,393,447.91\n23,865,846.53\n21,803,605.08\n29,207,585.84\n26,468,620.27\n29,392,849.46\n56,904,036.69\n65,013,584.08\n85,546,713.45\n123,920,817.60\n133,928,821.97\nPrivate Sector\n160,186,851.44\n178,008,080.43\n201,639,254.74\n222,930,132.71\n243,793,080.38\n264,623,905.12\n312,329,173.83\n367,183,531.22\n489,371,296.07\n587,724,531.15\n680,729,618.39\n806,177,221.63\n947,865,180.05\nCentral Bank\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\nODCs\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\nOther Items(Net)\n-445,013,045.60 -479,694,927.52 -516,266,005.13 -496,373,062.42 -578,083,871.97 -603,002,994.53\n-706,648,761.86 -771,611,360.55 -1,438,934,445.60\n-1,792,258,767.54\n-2,095,256,909.29\n-2,220,199,503.78\n-2,500,436,757.40\nShares and Other Equity\n-426,036,485.00\n-473,248,083.80\n-509,275,252.67\n-502,021,854.19\n-526,564,518.35\n-560,858,506.65\n-647,259,441.19\n-736,032,264.92\n-1,471,834,260.31\n-1,750,654,766.50\n-2,109,505,152.97\n-2,196,010,760.22\n-2,353,032,948.01\nLiabilities to Other Financial Corporations\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\nRestricted Deposits\n3,600,957.03\n6,496,099.45\n4,400,595.12\n6,915,475.67\n2,167,260.87\n2,173,882.06\n2,994,403.00\n4,012,319.51\n15,942,230.19\n17,330,528.77\n31,949,181.65\n37,970,261.21\n33,027,186.30\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-22,952,935.50\n-13,445,998.89\n-11,738,438.67\n-1,406,451.73\n-53,917,133.32\n-44,545,169.67\n-63,194,358.13\n-40,078,187.62\n16,635,808.50\n-59,279,741.20\n-19,040,030.90\n-62,714,231.31\n-181,018,174.35\nBroad Money-M3\n364,598,792.04\n417,561,783.55\n437,916,017.39\n475,361,517.87\n470,437,876.87\n506,126,214.91\n589,093,586.52\n671,372,604.62\n971,543,683.94\n1,119,696,233.56\n1,207,313,639.37\n1,608,913,725.83\n1,917,153,525.45\nSecurities Other than Shares Included in Broad \nMoney\n3,191,934.31\n3,729,670.68\n4,007,812.73\n3,696,333.82\n3,685,330.94\n4,456,190.77\n4,510,894.76\n4,246,927.92\n6,165,343.44\n7,157,937.12\n8,137,874.02\n12,785,574.75\n14,047,495.34\nBroad Money-M2\n361,406,857.73\n413,832,112.87\n433,908,204.66\n471,665,184.05\n466,752,545.93\n501,670,024.14\n584,582,691.76\n667,125,676.69\n965,378,340.49\n1,112,538,296.45\n1,199,175,765.34\n1,596,128,151.09\n1,903,106,030.11\nOther Deposits\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\nNarrow Money-M1\n335,026,202.48\n385,927,355.64\n400,698,387.01\n434,262,220.25\n427,464,720.85\n454,155,285.76\n530,433,488.84\n614,481,640.63\n895,379,518.67\n1,031,647,432.84\n1,104,973,664.87\n1,461,955,622.01\n1,746,038,037.35\nTransferable Deposits\n333,108,841.78\n383,724,566.36\n398,514,604.13\n431,948,432.28\n425,262,736.08\n451,539,424.76\n527,204,673.89\n610,992,302.31\n892,270,006.18\n1,028,183,547.50\n1,100,888,777.34\n1,457,941,576.91\n1,742,120,578.98\n Of which Foreign Currency Accounts\n151,057,377.09\n179,312,075.75\n181,547,992.63\n210,704,070.51\n197,684,662.27\n225,776,364.73\n275,166,409.09\n302,163,673.09\n559,139,763.68\n657,889,184.94\n688,836,308.19\n991,098,612.31\n1,196,206,879.78\nCurrency Outside Depository Corporations\n1,917,360.70\n2,202,789.29\n2,183,782.87\n2,313,787.98\n2,201,984.76\n2,615,861.00\n3,228,814.95\n3,489,338.32\n3,109,512.49\n3,463,885.34\n4,084,887.53\n4,014,045.11\n3,917,458.37\nMemorandum Items\nReserve Money\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\nFCAs as a Percentage of Deposits in M3\n41.7%\n43.2%\n41.7%\n44.5%\n42.2%\n44.8%\n47.0%\n45.2%\n57.7%\n58.9%\n57.2%\n61.8%\n62.5%\nEnd Period Exchange Rate\n87.67\n97.14\n105.67\n108.67\n115.42\n124.02\n142.42\n159.35\n301.50\n370.96\n443.88\n546.83\n621.89\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \n \nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nNet Foreign Assets\n-421,707,589.69 -470,115,861.82 -508,301,508.78 -513,012,570.17 -569,288,849.11 -608,788,967.34 -717,594,313.10 -794,405,282.55 -1,478,375,394.21 -1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\nClaims on Non Residents\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\nOfficial Reserves Assets\n91,410,691.55\n98,733,481.46\n106,788,388.55\n113,865,495.69\n88,142,478.36\n98,842,512.26\n111,766,758.89\n124,451,895.50\n233,057,350.27\n280,735,044.65\n350,631,779.92\n329,592,679.60\n270,927,656.44\nOther Foreign Assets\n12,282,616.24\n13,594,904.67\n14,755,511.24\n20,597,406.74\n21,801,631.11\n23,392,128.91\n29,671,571.60\n34,061,195.07\n62,485,798.57\n97,533,424.84\n110,274,772.35\n134,831,527.99\n152,414,486.62\nLess Liabilities to Non Residents\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\nShort Term Liabilities\n224,780,986.78\n250,088,131.95\n270,427,009.64\n276,458,350.87\n288,043,621.76\n314,055,031.14\n380,818,044.00\n425,900,083.60\n785,737,559.16\n951,983,480.17\n1,127,013,639.61\n1,336,300,564.04\n1,387,742,749.22\nOther Foreign Liabilities*\n300,619,910.70\n332,356,116.01\n359,418,398.93\n371,017,121.73\n391,189,336.81\n416,968,577.38\n478,214,599.59\n527,018,289.52\n988,180,983.89\n1,229,277,092.19\n1,466,111,388.17\n1,409,797,186.69\n1,576,134,607.76\n of which blocked funds\n173,544,785.11\n191,359,585.62\n207,901,480.94\n215,193,860.69\n226,575,523.87\n239,652,643.98\n276,151,105.21\n306,560,929.76\n570,884,144.99\n716,116,832.50\n852,249,186.55\n678,512,698.97\n762,984,490.22\nNet Domestic Assets (NDA)\n447,950,487.22\n494,471,680.62\n536,486,587.36\n538,956,830.20\n595,796,383.98\n636,602,481.08\n745,479,564.79\n823,635,174.38\n1,507,595,691.24\n1,836,540,085.80\n2,167,740,219.40\n2,319,139,878.80\n2,627,633,649.47\nDomestic Claims\n29,006,431.90\n40,400,891.34\n41,254,735.58\n70,963,422.00\n45,764,983.60\n56,431,583.21\n59,280,671.72\n73,729,321.44\n98,948,909.09\n86,265,289.61\n121,100,451.59\n232,699,771.22\n241,166,538.97\nNet Claims on Central Government\n9,757,732.78\n17,950,931.38\n17,031,705.25\n46,157,622.65\n23,759,754.43\n28,391,009.15\n33,843,987.33\n45,816,276.90\n52,202,949.03\n27,947,066.17\n48,255,875.52\n143,751,566.58\n135,218,762.79\nClaims on Central Government\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\nOf which: Securities Other than Shares\n5,767,697.15\n5,748,064.63\n5,737,560.05\n5,725,696.74\n5,709,408.86\n5,698,904.28\n5,628,648.40\n5,618,143.81\n5,618,143.81\n5,618,143.81\n11,099,253.33\n16,894,372.03\n24,148,817.33\nLoans\n17,833,656.45\n25,695,249.98\n27,349,310.60\n51,228,986.78\n52,667,064.29\n53,343,629.64\n55,987,602.77\n58,769,044.66\n78,389,443.38\n88,353,569.12\n89,490,529.87\n233,300,046.10\n240,464,254.47\n Loans and Advances\n13,884,037.90\n15,157,333.07\n16,805,093.22\n17,897,368.08\n19,335,445.61\n19,998,243.11\n22,642,216.24\n25,423,658.13\n45,044,056.85\n55,008,182.59\n56,145,143.34\n62,658,197.28\n69,822,405.65\nAmounts Due from Gvt including SDR Draw\n338,052.70\n6,926,351.06\n6,932,651.53\n29,720,052.86\n29,720,052.83\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n167,030,282.97\n167,030,282.97\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\nOf which: Deposits\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n19,248,699.12\n22,449,959.96\n24,223,030.33\n24,805,799.35\n22,005,229.17\n28,040,574.06\n25,436,684.39\n27,913,044.54\n46,745,960.06\n58,318,223.45\n72,844,576.07\n88,948,204.64\n105,947,776.18\nOther Financial Corporations\n1,675,284.36\n1,710,457.33\n1,936,149.98\n1,940,319.92\n1,979,866.38\n1,974,819.36\n2,314,886.09\n2,401,359.00\n2,324,560.64\n2,384,730.70\n3,057,198.60\n3,073,237.98\n3,202,283.90\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n15,872,466.74\n18,948,074.45\n20,323,891.94\n20,881,242.71\n17,988,080.01\n23,840,423.94\n20,227,681.72\n22,534,788.28\n40,555,239.89\n50,471,009.86\n62,636,165.37\n77,480,839.35\n92,396,112.07\nPrivate Sector\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\nClaims on Other Depository Corporations\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\nOf which: Loans\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\nOther Liabilities to ODCs\n61,027,807.98\n75,694,008.33\n84,609,743.32\n108,149,998.58\n92,445,342.97\n98,771,358.77\n116,286,172.05\n137,938,275.04\n213,473,187.99\n234,624,636.96\n352,778,125.95\n516,479,509.63\n514,761,587.21\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n41,191,755.29\n51,891,284.90\n53,851,878.52\n72,821,158.38\n55,087,092.35\n61,186,545.74\n73,725,582.36\n89,206,766.33\n136,605,367.17\n87,602,175.66\n162,206,231.00\n198,762,582.78\n247,261,242.79\nOther Items(Net)\n-476,675,721.39 -525,795,635.11 -574,985,503.78 -571,223,436.96 -636,865,583.85 -673,232,217.80 -791,721,093.43 -875,960,866.59 -1,614,961,249.38 -1,974,951,446.35\n-2,388,281,414.87\n-2,576,477,704.28\n-2,860,511,797.67\nShares and Other Equity\n-501,914,984.05\n-555,638,121.13\n-604,000,281.44\n-620,887,582.17\n-657,568,133.29\n-700,269,272.95\n-804,754,190.04\n-896,652,942.69\n-1,694,545,332.44\n-2,081,541,626.90\n-2,495,937,680.26\n-2,662,572,351.10\n-2,881,231,066.44\nOther Items(Net)\n20,921,508.79\n23,131,653.99\n23,458,496.35\n41,146,119.65\n18,270,195.89\n24,793,374.40\n8,861,949.04\n14,428,570.19\n62,648,230.22\n89,106,052.63\n71,183,746.71\n43,541,395.78\n-13,728,304.53\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n4,317,753.87\n6,710,832.03\n5,556,281.32\n8,518,025.55\n2,432,353.55\n2,243,680.76\n4,171,147.57\n6,263,505.92\n16,935,852.85\n17,484,127.93\n36,472,518.68\n42,553,251.05\n34,447,573.30\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\nBond Coins\n99,710.12\n99,710.10\n99,710.13\n99,710.16\n99,710.20\n99,710.26\n99,710.34\n99,710.39\n99,710.43\n99,710.48\n99,710.54\n99,710.59\n99,710.63\nBond Notes\n4,671,398.41\n4,714,194.39\n4,805,542.45\n5,052,397.24\n4,993,493.48\n5,093,893.85\n5,240,635.11\n6,014,484.37\n6,165,661.88\n6,165,333.25\n6,412,784.04\n6,554,970.13\n6,740,568.25\nLiabilities to ODCs\n21,471,789.00\n19,541,914.31\n23,279,826.00\n20,792,152.63\n21,414,331.20\n22,619,909.63\n22,544,906.25\n23,115,697.08\n22,954,924.72\n27,282,939.21\n29,009,249.32\n30,811,654.95\n80,258,156.68\n Local Currency Reserve Deposits\n9,255,653.80\n9,541,310.72\n18,709,286.01\n19,781,787.64\n20,405,761.19\n20,827,919.34\n21,544,621.25\n23,011,606.47\n22,855,505.72\n27,182,574.21\n28,909,888.55\n30,691,239.95\n36,208,286.92\n Foreign Currency Reserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n43,949,504.76\n Exess reserves \n12,216,135.19\n10,000,603.59\n4,570,539.99\n1,010,364.99\n1,008,570.00\n1,791,990.29\n1,000,284.99\n104,090.61\n99,419.00\n100,364.99\n99,360.78\n120,414.99\n100,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nNet Foreign Assets\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\nClaims on Non Residents\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\nOf Which: Foreign Currency\n38,500,097.41\n50,074,676.36\n53,424,260.93\n50,030,986.41\n53,378,295.56\n62,064,505.14\n76,544,189.30\n74,716,879.90\n142,118,888.84\n138,347,101.06\n159,024,593.55\n263,637,446.30\n292,402,245.17\nDeposits\n93,731,294.28\n116,746,591.30\n103,820,731.58\n125,043,551.30\n100,442,493.68\n105,505,734.50\n131,168,592.72\n149,819,045.33\n269,570,369.89\n305,551,872.73\n271,679,250.85\n340,293,581.80\n435,192,058.43\nOther\n260,414.95\n391,933.02\n409,803.27\n346,680.86\n368,318.48\n436,950.21\n490,766.14\n653,930.14\n1,173,939.93\n1,996,318.38\n2,226,702.64\n2,658,965.36\n2,925,585.55\nLess Liabilities to Non Residents\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\nOf Which: Deposits\n4,034,436.70\n7,964,589.56\n7,991,662.41\n11,564,286.23\n12,879,965.61\n16,242,284.31\n18,274,727.25\n20,748,904.55\n40,784,068.98\n50,378,763.77\n58,733,325.78\n65,301,846.77\n82,156,742.51\nLoans\n12,249,615.34\n13,610,321.85\n11,522,878.45\n12,142,786.55\n12,579,585.65\n14,322,071.01\n15,788,816.82\n17,842,223.01\n32,745,021.76\n32,900,853.99\n41,878,774.31\n54,894,403.81\n62,128,262.94\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n245,756,879.91\n269,505,972.41\n296,436,293.39\n319,731,034.22\n339,241,242.96\n365,997,720.68\n410,548,022.91\n479,033,352.08\n628,106,440.87\n753,463,074.66\n866,386,967.85\n1,113,922,948.02 1,325,580,796.37\nDomestic Claims\n196,079,149.63\n221,943,537.24\n250,556,530.54\n269,323,457.84\n287,148,313.94\n318,037,769.98\n366,618,461.95\n433,838,477.37\n572,701,615.54\n681,548,604.87\n790,856,307.03\n951,294,251.11 1,129,850,559.29\nNet Claims on Central Government\n32,704,534.68\n40,644,945.98\n44,540,200.54\n37,452,449.68\n36,234,968.02\n44,854,385.60\n45,255,818.78\n56,325,515.21\n63,560,566.80\n76,724,974.28\n82,246,329.63\n92,408,121.59\n134,872,792.86\nClaims on Central Government\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\nSecurities\n36,196,334.62\n43,786,500.90\n47,418,135.58\n41,452,052.93\n40,241,600.55\n49,241,790.83\n50,566,914.20\n63,944,817.59\n70,936,834.65\n86,890,010.11\n91,509,184.64\n100,187,059.48\n143,464,932.04\nLoans\n21,073.85\n21,204.08\n21,240.82\n21,092.28\n20,331.26\n20,339.66\n19,404.68\n37,542.77\n41,284.36\n61,198.20\n100,650.73\n113,498.51\n115,109.46\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n0.00\n0.00\nLess Liabilities to Central Government\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\nOf which: Deposits\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n163,374,614.95\n181,298,591.25\n206,016,330.00\n231,871,008.16\n250,913,345.93\n273,183,384.38\n321,362,643.17\n377,512,962.15\n509,141,048.74\n604,823,630.59\n708,609,977.40\n858,886,129.52\n994,977,766.44\nOther Financial Corporations\n2,923,183.89\n3,130,290.76\n4,192,079.54\n7,769,942.90\n5,176,630.07\n5,258,014.07\n5,432,333.10\n6,195,645.25\n6,998,113.31\n7,792,720.84\n11,771,347.28\n14,375,915.86\n15,622,928.29\nState and Local Government\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\nPublic Non Financial Corporations\n1,897,960.80\n1,871,958.96\n2,069,555.97\n2,984,603.82\n3,815,525.07\n5,367,161.90\n6,240,938.55\n6,858,061.18\n16,348,796.81\n14,542,574.22\n22,910,548.08\n46,439,978.25\n41,532,709.91\nPrivate Sector\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\nClaims on the Central Bank\n103,849,755.97\n110,620,327.00\n110,503,175.07\n121,289,617.10\n119,546,045.14\n125,057,527.45\n145,073,995.32\n163,091,388.64\n239,321,897.04\n269,492,980.99\n318,260,082.09\n414,080,563.81\n503,930,421.77\nCurrency\n2,853,747.83\n2,611,115.20\n2,721,469.71\n2,838,319.42\n2,891,218.92\n2,577,743.10\n2,111,530.50\n2,624,856.44\n3,155,859.82\n2,801,158.38\n2,427,607.04\n2,640,635.61\n2,922,820.51\nReserves\n100,996,008.14\n108,009,211.79\n107,781,705.36\n118,451,297.69\n116,654,826.22\n122,479,784.35\n142,962,464.82\n160,466,532.20\n236,166,037.22\n266,691,822.61\n315,832,475.04\n411,439,928.20\n501,007,601.27\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n1,453,072.21\n1,095,299.01\n2,726,544.67\n2,808,102.91\n2,688,568.50\n2,120,361.21\n2,137,854.54\n2,173,014.02\n2,383,304.12\n2,898,518.67\n2,814,941.97\n3,230,742.76\n3,720,151.81\nOther Items(Net)\n52,718,953.48\n61,962,592.81\n61,896,867.55\n68,073,937.82\n64,764,547.62\n74,977,215.54\n99,006,579.83\n115,723,499.90\n181,533,767.59\n194,679,992.54\n239,914,479.29\n248,221,124.14\n304,480,032.88\nShares and Other Equity\n75,878,499.05\n82,390,037.34\n94,725,028.77\n118,865,727.97\n131,003,614.94\n139,410,766.30\n157,494,748.85\n160,620,677.78\n222,711,072.13\n330,886,860.40\n386,432,527.29\n466,561,590.88\n528,198,118.44\nLiabilities to other ressident sectors\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\nOther Items(Net)\n-23,534,963.43\n-20,930,500.24\n-33,175,252.31\n-50,931,558.00\n-66,469,586.15\n-64,660,350.49\n-59,298,803.48\n-45,383,950.36\n-41,499,080.56\n-136,552,079.25\n-147,857,140.93\n-218,895,693.28\n-224,305,264.21\nDeposits and Securities Included in Broad Money\n361,964,634.51\n415,144,261.68\n434,576,548.31\n471,445,180.01\n467,970,799.42\n503,440,555.21\n584,688,027.00\n665,632,079.89\n967,440,548.79\n1,116,078,749.06\n1,198,705,414.81\n1,600,316,690.89 1,911,815,680.07\nDeposits Included in Broad Money\n358,772,700.20\n \n411,414,591.01\n \n430,568,735.58\n \n467,748,846.19\n \n464,285,468.48\n \n498,984,364.44\n \n580,177,132.24\n \n661,385,151.97\n \n961,275,205.35\n \n1,108,920,811.95\n \n1,190,567,540.78\n \n1,587,531,116.15 1,897,768,184.73\nTransferable Deposits\n332,392,044.95\n \n383,509,833.78\n \n397,358,917.93\n \n430,345,882.39\n \n424,997,643.40\n \n451,469,626.06\n \n526,027,929.32\n \n608,741,115.91\n \n891,276,383.52\n \n1,028,029,948.34\n \n1,096,365,440.31\n \n1,453,358,587.07 1,740,700,191.97\n of which FCAs\n151,047,925.52\n \n179,306,272.75\n \n181,546,290.69\n \n210,688,453.17\n \n197,673,919.07\n \n225,769,411.82\n \n275,160,384.59\n \n301,286,745.34\n \n558,605,268.37\n \n657,871,279.96\n \n688,801,163.42\n \n991,050,824.09 1,196,071,655.58\nOther Deposits\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\nMoney Market Instruments\n3,191,934.31\n \n3,729,670.68\n \n4,007,812.73\n \n3,696,333.82\n \n3,685,330.94\n \n4,456,190.77\n \n4,510,894.76\n \n4,246,927.92\n \n6,165,343.44\n \n7,157,937.12\n \n8,137,874.02\n \n12,785,574.75\n14,047,495.34\nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nSource:Reserve Bank of Zimbabwe,2022\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAugust\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSeptember\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\nTABLE 4.1 LENDING RATES (percent per annum)1\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n25.66\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSep\n3.96\n4.87\n12.08\n1.02\n3.47\n2.16\n8.64\n4.45\n30.04\n2.62\n1.70\n5.15\n1.75\n3.47\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n29 \n \n \nFOOD \nINFLATION\nALCOHOLIC \nCLOT HING\nHOUS ING, \nW AT E R,\nFURNIT URE\nMIS C.\nFOOD & \nB E VE RAGE S \n& \nE LE CT RICT Y, \nGAS\nAND\nRE CRE AT ION &\nRE S T AURANT S \n&\nGOODS &\nT OT AL NON\nNON \nALCOHOLIC \nALL\n& T OB ACCO\nFOOT W E AR\n& OT HE R\nE QUIP ME NT\nCULT URE\nHOT E LS\nS E RVICE S\nFOOD\nB E VE RAGE S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSep\n232.79\n232.09\n296.36\n212.89\n290.70\n289.18\n83.20\n158.77\n160.94\n261.32\n243.60\n237.59\n339.73\n280.40\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P ORT\nCOMMUNICAT ION\nE DUCAT ION\n \n \n \n30 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAugust\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSeptember\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAugust\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSeptember\n1084.6\n-\n13818.4\n455.5\n71362.1\n2225.2\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_September_2022.pdf"}
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+{"doc_id": "b3fd479a045541163729145d03fb746c", "text": "MONTHLY ECONOMIC REVIEW \nAPRIL 2014 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n5 \nINSIDE THIS ISSUE \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2014 \nMarch \n2014 \nApril \nZ.S.E. Mining Index1 \n29.51 \n29.64 \nZ.S.E. Industrial Index1 \n176.32 \n172.91 \nMoney Supply (Total Bank Deposits) (US$)2 \n4.09 billion \n4.23 billion \nMoney Supply (M3) Annual Growth2 \n7.78% \n6.65% \nYearly Inflation3 \n-0.91% \n-0.26% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \nMonth on \nMonth \nChange \n0.44% \n-1.93% \n1.80% \n1.80% \n0.58% \n \nSTOCK MARKET DEVELOPMENTS \n \nThe geopolitical concerns over the situation \nin Ukraine and the Federal Reserve’s \nslowdown \nof \nits \nquantitative \neasing \nprogramme, weighed down global stock \nmarkets. The favourable first quarter \nearnings, \ncoupled \nwith \nsome \nmerger \nactivities in the pharmaceutical companies, \nhowever, partly reversed the losses. \n \nAmid subdued performance across the board, \nsome African stock markets, however, \nregistered reasonable gains, partly due to the \nWorld Bank’s recently released 2014 GDP \ngrowth forecast of 5.4% for Sub-Saharan \nAfrica, as compared to 4.7% in 2013. \n \nThe Zimbabwe Stock Exchange (ZSE), \nhowever, was among the African stock \nmarkets that registered a loss during the \nmonth under review. \n \nThe industrial index further declined during \nthe month under review, by 1.93%, to close \nat 172.91 points, compared to 176.32 points \nin March. On a year to date basis, the \nindustrial index lost 14.40%. \n \nThe mining index, however, recovered \nmarginally, gaining 0.44%, to close at 29.64 \npoints in April 2014, from 29.51 points in \nMarch. On a year on year basis, the mining \nindex lost 35.27%. \n \nThe volume of shares traded, however, rose \nby 10.57%, from 382.80 million shares in \nMarch 2014 to 423.25 million shares in \n \n2 3 \n \n2 4 \nApril 2014. Total turnover, declined by \n34.92%, weighed down by trading on small \ncap counters, to close the month under \nreview at US$51.35 million. \n \nMarket capitalization declined by 1.90% to \nUS$4.47 billion, at the end of April 2014, \nfrom US$4.56 billion at the close of March \n2014. \n \nMONETARY DEVELOPMENTS \n \nAnnual broad money growth slowed down \nby 1.13 percentage points from 7.78% in \nMarch 2014 to 6.65% in April. The growth \nrepresents a marginal recovery from an \naverage of 1.44% recorded in the last quarter \nof 2013. \nOn a month - on -month basis, broad money \nincreased by US$136.5 million (3.33%) in \nApril, compared to US$72.2 million (1.8%) \nin March. Largely contributing to the \ngrowth in money supply, were expansions \nof US$171.0 million in over 30-day \ndeposits; US$107.2 million in under 30-day \ndeposits; US$100.9 million in demand \ndeposits; and US$92.7 million in savings \ndeposits. Partially offsetting these increases \nwas a decline of US$115.4 million in under \n30-day deposits. \n \nThe growth in money supply continued to be \npartly driven by tobacco sales. As at end of \nApril \n2014, \ncumulative \ntobacco \nsales \namounted to over US$330 million, which \nrepresents \nsignificant \ninflows \ninto \nthe \neconomy. \n \n3 5 \nClaims on the private sector, increased mar-\nginally, from US$3 569.4 million in April \n2013 to US$3 594.0 million in April 2014. \nOn a month-on-month basis, credit to the \nprivate sector, however, declined by 0.43% \nin April 2014, from US$3 610.3 million rec-\norded in March 2014. \nThe slowdown reflects constrained lending \nby banks on the back of liquidity challenges, \nas well as risk aversion in the wake of in-\ncreasing non performing loans. \nOutstanding loans and advances were large-\nly in respect of agriculture (19.3%), distri-\nbution (18.5%), Households (18.2%), ser-\nvices (16.0%), manufacturing (14.7%), min-\ning (6.6%) and construction (1.6%). \nCredit by private sector continues to be short \nterm in nature and mainly utilized for recur-\nrent expenditures, 44.9%; inventory and \nstocks build up, 34.5%; consumer durables, \n13.1%; and capital expenditures, 7.5%. \n \n \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nThe annual headline inflation, which had been \non a downward trend since February 2014, \nincreased to -0.26% in April from -0.91% in \nMarch 2014. This followed the increase in \nnon –food inflation. \nAnnual food inflation remains subdued, de-\nclining from -3.71% in March to -3.73% in \nApril 2014, reflecting weak domestic demand. \nFood prices are expected to remain depressed \nin the outlook period, as a result of a good \nharvest in 2014. \nThe decrease in annual food inflation was \nlargely driven by bread and cereal; vegeta-\nbles; meat, sugar, jam, honey, chocolate and \nconfectionery; and the fish and sea food sub-\ncategories. \nAnnual non-food inflation rose from 0.51% in \nMarch to 1.50% in April 2014, driven mainly \nby education; housing, water, electricity, gas \nand other fuels; alcoholic beverages and \ntobacco; and health services sub-categories. \n4 \n \n6 \nThe increase in education costs was attributed \nto increases in pre-primary and primary ed-\nucation, 21.6%; as well as secondary edu-\ncation by 17.1% in April 2014. \n \n \nMonth-on-Month Inflation \nMonth-on-month inflation gained 0.86 per-\ncentage points to 0.58% in April, from \n-0.22% in March 2014, owing to an increase \nin monthly non-food inflation. \nMonthly non-food inflation stood at 1.09% in \nApril 2014, up from -0.26% in March 2014. \nThe non-food monthly inflation was driven \nby increases in education; transport; alcohol-\nic beverages and tobacco; and recreation and \nculture. \nMonthly food inflation, however, shed 0.32 \npercentage points from -0.14% in March \n2014, to -0.46% in April 2014, driven by \ndecreases in the prices of bread and cereals; \nmeat; sugar, jam, honey, chocolate and \nconfectionery; and fish and sea food. \nIncreases in vegetables; fruits; and milk, \ncheese and eggs sub-categories partially \noffset the decreases in monthly food \ninflation. \n \n \nInflation Outlook \nInflation is expected to remain subdued in \nthe short term, on account of the anticipated \ndecline in food prices during the harvesting \nperiod. \n \n \n7 \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through \nthe RTGS system in April 2014 increased by \n3% to US$3.4 billion from US$3.3 billion in \nMarch 2014 while the volume of transactions \nregistered a decrease of 4%, from 192 020 to \n183 626 over the same period. \n \nCard Systems \nThe total value of card based transactions \nincreased by 12.75% to US$379.42 million \nin April 2014, from US$336.52 million in \nMarch 2014. \n \nMobile and Internet Based Transactions \nThe value of mobile and internet based \ntransactions also increased by 5.07%, from \nUS$343.26 million in March 2014 to \nUS$360.67 million in April 2014. \n \n \n \nCheques \nThe value of cheque transactions, however, \ndecreased to US$9.65 million in April 2014, \nfrom US$10.40 million in March 2014. \n \nReserve Bank of Zimbabwe \nApril 2014 \n \n8 \n \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n36 \n10 \n11 \n12 \n13 \n14 \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8 \n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \nJUNE \n489,730.1 \n37,474.3 \n38,198.7 \n425,521.3 \n7,310.7 \n53,815.0 \n454,368.5 \n110,349.9 \n295,432.3 \n51,453.6 \n385,769.7 \n11,033.4 \n2,360,457.5 \nJULY \n483,103.7 \n40,342.5 \n33,494.3 \n464,921.7 \n6,869.2 \n38,522.6 \n541,025.9 \n116,557.1 \n307,117.5 \n48,218.0 \n426,582.7 \n4,455.3 \n2,511,210.5 \nAUGUST \n521,743.0 \n38,889.1 \n43,894.5 \n425,531.4 \n7,260.6 \n39.087.2 \n451,871.2 \n110,041.8 \n346,006.0 \n40,216.0 \n374,587.1 \n9,914.6 \n2,409,042.5 \nSEPTEMBER \n496,289.3 \n39,446.9 \n38,856.6 \n447,247.2 \n13,953.5 \n43,006.7 \n437,211.9 \n118,873.7 \n330,709.6 \n40,046.6 \n373,596.8 \n9,790.6 \n2,389,029.4 \nOCTOBER \n491,610.6 \n38,871.5 \n39,766.0 \n471,966.2 \n8,023.3 \n40,835.3 \n420,445.3 \n110,778.3 \n417,411.6 \n36,334.1 \n376,463.1 \n9,861.9 \n2,462,367.3 \nNOVEMBER \n487,289.4 \n40,321.7 \n42,332.0 \n488,637.3 \n3,116.5 \n36,852.0 \n417,162.5 \n117,050.8 \n389,727.1 \n39,126.4 \n369,190.3 \n17,960.5 \n2,448,766.4 \nDECEMBER \n533,165.2 \n42,285.1 \n17,617.9 \n435,613.1 \n5,047.0 \n62,165.8 \n389,181.2 \n115,404.6 \n379,809.3 \n37,409.1 \n369,838.8 \n18,252.9 \n2,405,790.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n489,585.3 \n43,743.8 \n18,574.7 \n464,097.6 \n5,467.4 \n48,086.1 \n362,554.0 \n116,635.5 \n412,901.1 \n37,722.2 \n367,126.2 \n16,773.1 \n2,383,267.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n519,154.6 \n38,918.1 \n24,765.4 \n460,528.2 \n10,397.3 \n47,488.6 \n385,038.1 \n116,670.5 \n401,619.6 \n32,978.1 \n396,800.8 \n8,542.7 \n2,442,902.1 \nMARCH \n503,868.1 \n42,707.9 \n35,785.1 \n494,663.8 \n5,257.4 \n52,722.0 \n374,809.1 \n116,653.0 \n396,000.6 \n38,089.3 \n406,503.1 \n15,833.1 \n2,482,892.7 \nAPRIL \n540,156.2 \n40,707.1 \n18,138.9 \n502,514.1 \n9,898.6 \n18,817.9 \n407,595.0 \n175,048.3 \n447,549.2 \n49,619.1 \n511,048.2 \n15,136.7 \n2,736,229.2 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \nMAY \n67,425.0 \n17,232.4 \n66,358.3 \n21,534.7 \n59,449.7 \n72,998.8 \n89,738.5 \n84,961.5 \n15,028.8 \n189,089.0 \n18,888.7 \n702,705.4 \nJUNE \n68,762.1 \n16,928.9 \n64,967.8 \n11,199.2 \n57,389.1 \n72,983.6 \n94,193.4 \n98,762.3 \n13,866.1 \n176,186.3 \n18,800.0 \n694,038.7 \nJULY \n66,851.1 \n15,061.8 \n64,398.0 \n11,134.2 \n34,750.7 \n77,551.0 \n100,908.8 \n109,118.2 \n14,701.2 \n162,459.7 \n15,995.4 \n672,930.0 \nAUGUST \n67,246.9 \n15,177.5 \n68,887.7 \n11,071.0 \n34,241.2 \n77,411.5 \n122,491.8 \n120,661.7 \n13,212.7 \n137,335.6 \n15,655.4 \n683,393.0 \nSEPTEMBER \n69,700.0 \n15,202.1 \n67,723.0 \n10,981.1 \n34,026.9 \n77,338.7 \n103,272.3 \n106,398.8 \n16,871.0 \n173,866.8 \n15,558.8 \n690,939.6 \nOCTOBER \n72,224.8 \n17,189.6 \n64,266.5 \n11,000.2 \n34,072.5 \n67,425.8 \n95,019.2 \n125,049.4 \n15,931.7 \n172,834.8 \n17,401.5 \n692,416.0 \nNOVEMBER \n68,628.1 \n15,194.8 \n61,488.3 \n11,456.3 \n33,491.0 \n71,854.0 \n101,230.0 \n129,298.4 \n41,690.2 \n133,954.5 \n11,348.1 \n683,329.3 \nDECEMBER \n67,626.4 \n9,691.4 \n50,354.1 \n11,629.3 \n29,200.1 \n70,093.2 \n101,301.5 \n100,507.4 \n15,301.2 \n174,918.3 \n14,748.0 \n645,370.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n24,456.9 \n6,122.0 \n33,734.0 \n9,856.2 \n23,491.2 \n42,349.6 \n55,948.1 \n35,302.4 \n15,083.5 \n153,861.9 \n1.893.8 \n402,099.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n28,842.8 \n5,882.2 \n32,873.4 \n9,361.7 \n22,320.3 \n44,904.2 \n55,857.3 \n33,373.4 \n11,068.1 \n182,690.8 \n0.0 \n427,174.2 \nMARCH \n29,771.6 \n4,151.1 \n29,125.9 \n6,053.4 \n14,432.5 \n44,390.0 \n65,187.3 \n67,751.5 \n15,035.0 \n124,621.1 \n2,755.1 \n403,274.5 \nAPRIL \n2,263.5 \n4,439.5 \n16,779.5 \n9,040.6 \n21,554.7 \n4,641.1 \n11,484.2 \n2,329.6 \n136.4 \n1,944.8 \n0.0 \n76,229.1 \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \nJUNE \n5,100.0 \n0.0 \n0.0 \n0.0 \n5,760.0 \n0.0 \n212.0 \n0.0 \n15,210.0 \n0.0 \n26,282.0 \nJULY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,000.0 \n0.0 \n212.0 \n0.0 \n15,110.0 \n0.0 \n27,422.0 \nAUGUST \n5,100.0 \n0.0 \n0.0 \n0.0 \n6,000.0 \n0.0 \n1,065.0 \n0.0 \n0.0 \n0.0 \n12,165.0 \nSEPTEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n5,800.0 \n0.0 \n165.0 \n0.0 \n900.0 \n0.0 \n11,865.0 \nOCTOBER \n0.0 \n0.0 \n0.0 \n0.0 \n5,150.0 \n0.0 \n5,135.0 \n0.0 \n0.0 \n0.0 \n10,285.0 \nNOVEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n0.0 \n2,035.0 \n0.0 \n0.0 \n0.0 \n27,595.6 \nDECEMBER \n4,745.3 \n0.0 \n0.0 \n0.0 \n6,750.6 \n12,304.4 \n1,992.3 \n0.0 \n0.0 \n0.0 \n25,792.6 \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n19,047.7 \n826.0 \n0.0 \n0.0 \n3,000.0 \n12,673.6 \n359,6 \n0.0 \n1,809.9 \n0.0 \n37,357.2 \nFEBRUARY \n5,000.0 \n0.0 \n0.0 \n0.0 \n1,107.5 \n12,573.7 \n373.2 \n0.0 \n3,445.9 \n0.0 \n22,500.3 \nMARCH \n5,000.0 \n8.7 \n0.0 \n0.0 \n2,352.5 \n0.0 \n153.3 \n0.0 \n4,472.0 \n0.0 \n11,986.5 \n \n \n \n \n \n \n \n \n \n \n \n \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \nJUNE \n116,635.2 \n58,578.8 \n147,313.8 \n447,394.5 \n183,146.3 \n352,600.3 \n366,824.2 \n96,685.8 \n701,195.7 \n46,578.5 \n597,373.1 \n104,843.6 \n3,219,169.8 \nJULY \n108,086.6 \n46,449.5 \n120,982.3 \n380,448.8 \n178,341.4 \n677,700.7 \n301,575.9 \n97,583.8 \n710,856.1 \n39,395.9 \n487,954.4 \n102,531.4 \n3,251,906.9 \nAUGUST \n137,107.1 \n48,726.1 \n135,788.5 \n319,106.0 \n174,593.9 \n637,190.7 \n333,255.3 \n99,194.1 \n639,401.6 \n41,996.5 \n417,762.6 \n93,772.1 \n3,077,894.4 \nSEPTEMBER \n100,028.3 \n57,039.8 \n145,652.5 \n380,781.4 \n207,379.2 \n612,131.5 \n408,359.1 \n103,872.8 \n795,047.6 \n46,982.9 \n435,912.4 \n90,265.8 \n3,383,453.4 \nOCTOBER \n94,346.3 \n52,722.4 \n141,401.4 \n338,625.9 \n223,223.8 \n754,145.4 \n339,305.6 \n99,583.3 \n754,116.1 \n41,527.2 \n440,197.9 \n97,771.1 \n3,376,966.4 \nNOVEMBER \n114,178.7 \n47,740.9 \n128,399.3 \n312,639.2 \n241,628.8 \n741,885.4 \n283,426.0 \n80,507.6 \n727,492.5 \n42,901.0 \n458,479.9 \n89,292.5 \n3,268,571.8 \nDECEMBER \n113,914.2 \n51,981.7 \n142,938.1 \n342,785.1 \n213,125.2 \n755,299.4 \n327,658.1 \n83,103.1 \n762,884.4 \n41,827.9 \n432,436.3 \n61,038.7 \n3,328,992.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n130,154.6 \n53,292.9 \n146,876.1 \n353,793.8 \n259,569.6 \n731,703.3 \n304,033.2 \n93,776.7 \n770,435.4 \n40,085.9 \n485,573.1 \n60,897.7 \n3,430,192.5 \nFEBRUARY \n138,812.3 \n55,092.2 \n134,813.9 \n420,181.0 \n262,183.8 \n786,295.6 \n270,062.5 \n131,134.8 \n779,640.3 \n39,169.2 \n508,813.7 \n61,822.3 \n3,588,021.6 \nMARCH \n118,239.1 \n55,167.5 \n135,807.9 \n382,675.5 \n216,025.3 \n791,776.0 \n275,549.1 \n103,298.7 \n806,185.9 \n42,432.8 \n521,381.5 \n72,990.9 \n3,521,530.3 \nAPRIL \n164,347.5 \n59,289.3 \n102,323.7 \n408,823.5 \n325,559.7 \n780,207.0 \n325,659.8 \n135,187.4 \n888,876.2 \n43,746.5 \n582,848.8 \n82,009.8 \n3,898,879.1 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \nJUNE \n4,255.3 \n6,236.6 \n10,753.7 \n1,131.2 \n156,052.6 \n105,613.0 \n18,935.8 \n59,790.7 \n184,390.9 \n3,652.3 \n107,354.6 \n30,017.1 \n688,183.8 \nJULY \n6,597.9 \n9,544.9 \n22,034.9 \n17,579.6 \n155,178.3 \n101,057.7 \n5,786.5 \n25,167.1 \n139,688.0 \n2,369.4 \n102,677.4 \n25,029.7 \n612,711.4 \nAUGUST \n1,770.3 \n9,723.1 \n17,643.5 \n1,553.8 \n150,874.9 \n71,592.0 \n19,054.2 \n10,779.0 \n169,881.2 \n2,644.4 \n113,074.5 \n29,546.0 \n598,137.0 \nSEPTEMBER \n40,766.9 \n9,757.2 \n17,595.4 \n10,209.6 \n157,646.1 \n87,504.2 \n20,864.5 \n12,486.3 \n173,696.6 \n1,527.2 \n125,919.4 \n29,482.7 \n687,456.0 \nOCTOBER \n43,179.4 \n7,366.8 \n2,258.4 \n11,060.8 \n118,559.1 \n159,315.4 \n45,674.2 \n11,973.6 \n164,560.7 \n744.6 \n98,580.9 \n29,513.7 \n692,787.6 \nNOVEMBER \n24,169.8 \n8,708.3 \n2,551.4 \n12,523.2 \n165,553.2 \n155,945.5 \n43,847.5 \n13,222.0 \n132,189.4 \n552.7 \n138,372.4 \n29,491.4 \n727,126.8 \nDECEMBER \n8,574.8 \n9,071.2 \n2,371.6 \n8,068.6 \n169,324.2 \n150,460.6 \n39,469.1 \n90,808.8 \n155,859.5 \n944.4 \n104,850.7 \n29,324.4 \n769,127.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,879.0 \n8,509.2 \n1,960.3 \n9,793.9 \n125,257.8 \n76,835.2 \n39,381.2 \n27,399.4 \n62,806.6 \n1,704.9 \n63,106.3 \n3,976.3 \n436,610.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n14,501.9 \n7,870.0 \n1,650.8 \n11,407.6 \n119,069.4 \n60,798.1 \n39,576.4 \n31,886.5 \n57,670.9 \n894..0 \n93,028.3 \n3,768.6 \n441,228.5 \n MARCH \n2,196.7 \n147.0 \n4.5 \n4,096.0 \n50,608.6 \n36,216.9 \n19,461.2 \n646.7 \n128,089.0 \n3,104.7 \n284,086.9 \n5,062.7 \n533,720.9 \nAPRIL \n4.1 \n0.0 \n0.0 \n0.0 \n40,152.1 \n6.2 \n12,546.2 \n2.8 \n38,392.5 \n0.0 \n14,594.4 \n5,101.6 \n110,799.9 \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL \nARREARS) (WITH RBZ) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n1999 \n2000 \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n2012 \n2013 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,530 \n3,227 \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4,951 \n5,175 \n6,096 \n6,607 \n7,370 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,461 \n2,249 \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4,037 \n4,095 \n4,638 \n4,929 \n5,012 \nBilateral Creditors \n935 \n1,050 \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2,308 \n2,325 \n2,597 \n2,694 \n2,928 \nMultilateral Creditors \n1,235 \n1,199 \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1,729 \n1,770 \n2,041 \n2,235 \n2,084 \nPrivate Creditors \n291 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n0 \n0 \nPublic Enterprises \n543 \n534 \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,092 \n1,198 \n1,356 \nBilateral Creditors \n316 \n301 \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n711 \n703 \n858 \nMultilateral Creditors \n224 \n233 \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n382 \n495 \n498 \nPrivate Creditors \n3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \nMonetary Authorities \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nMultilateral Creditors - IMF \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n125 \n125 \nPrivate \n162 \n152 \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n366 \n480 \n1,002 \nShort-Term External Debt \n532 \n298 \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1,198 \n1,382 \n1,289 \n890 \n1,564 \nSupplier's Credits \n150 \n42 \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n134 \n30 \n0 \nReserve Bank \n \n \n \n \n \n \n \n \n \n \n642 \n642 \n618 \n614 \n614 \nPrivate \n382 \n256 \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n537 \n246 \n950 \nTotal External Debt \n4,062 \n3,525 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6,289 \n6,695 \n7,385 \n7,497 \n8,934 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n5,990 \n6,107 \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6,133 \n7,433 \n8,865 \n8,865 \n12,973 \nExternal Debt / GDP \n68% \n57.7% 31.4% 52.3% 75.7% 94.7% 136.3% \n63.9% \n110.5% 147.7% 102.5% \n90.1% \n83.3% \n84.6% 68.9% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of \nFinance and Reserve Bank \nof Zimbabwe \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \nJul \n6.00-35.00 \n14.39 \n9.65 \n15.00-28.00 \n17.70 \n16.97 \nAug \n6.00-35.00 \n13.82 \n9.32 \n15.00-23.00 \n18.32 \n16.92 \nSep \n6.00-35.00 \n14.03 \n9.37 \n15.00-22.50 \n18.31 \n16.94 \nOct \n6.00-35.00 \n13.95 \n9.25 \n15.00-23.00 \n18.67 \n17.66 \nNov \n6.00-35.00 \n14.18 \n9.40 \n15.00-23.00 \n18.84 \n17.72 \nDec \n6.00-35.00 \n14.13 \n9.35 \n15.00-23.00 \n18.84 \n17.76 \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n6.00-35.00 \n14.09 \n9.30 \n15.00-23.00 \n18.88 \n17.74 \nFeb \n6.00-35.00 \n14.08 \n9.32 \n15.00-23.00 \n18.88 \n17.73 \nMar \n6.00-35.00 \n14.24 \n9.27 \n15.00-23.00 \n18.88 \n17.73 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n3. Lending rates exclude rates on staff loans. \n \n \nApr \n6.00-35.00 \n14.22 \n9.12 \n15.00-23.00 \n18.88 \n17.73 \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJULY \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nAUGUST \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nOCTOBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nNOVEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nDECEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n2014 \n \n \n \nJANUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nFEBRUARY \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nMARCH \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nAPRIL \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n2013 \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \nAUGUST \n-0.42 \n-0.34 \n0.79 \n-0.27 \n0.29 \n0.07 \n-0.14 \n-0.10 \n1.23 \n0.97 \n-0.43 \n0.23 \n-0.90 \n-0.15 \nSEPTEMBER \n0.02 \n0.04 \n0.39 \n0.11 \n-0.22 \n0.15 \n-0.01 \n-0.07 \n0.01 \n0.19 \n0.42 \n0.17 \n-0.18 \n0.05 \nOCTOBER \n1.21 \n0.00 \n-0.01 \n-0.36 \n0.06 \n-0.32 \n-0.07 \n-0.15 \n0.02 \n-0.08 \n-0.20 \n-0.04 \n0.04 \n-0.01 \nNOVEMBER \n0.38 \n-0.19 \n-0.01 \n-0.37 \n0.10 \n-0.13 \n-0.01 \n-0.13 \n5.57 \n1.08 \n-0.27 \n0.43 \n-0.60 \n0.09 \nDECEMBER \n0.14 \n-0.01 \n0.37 \n-0.29 \n0.12 \n0.27 \n0.05 \n-0.22 \n0.00 \n0.00 \n-0.46 \n0.08 \n-0.41 \n-0.08 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n0.20 \n-0.07 \n0.00 \n0.01 \n-0.23 \n0.01 \n0.00 \n-0.07 \n0.02 \n0.16 \n-0.09 \n0.00 \n0.44 \n0.14 \nFEBRUARY \n-0.01 \n-0.09 \n-0.11 \n-0.08 \n0.09 \n0.08 \n0.00 \n-0.04 \n0.23 \n-0.08 \n0.07 \n-0.01 \n0.18 \n0.05 \nMARCH \n-0.05 \n-0.06 \n-0.82 \n-0.12 \n0.02 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n-0.30 \n-0.26 \n-0.14 \n-0.22 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n0.30 \n-0.10 \n-0.13 \n-0.75 \n0.16 \n0.33 \n-0.02 \n0.34 \n12.64 \n-1.02 \n-0.03 \n1.09 \n-0.46 \n0.58 \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCOHOL-\nIC BEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TOBAC-\nCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVERAG-\nES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n2013 \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \n  \nJULY \n4.83 \n0.14 \n2.54 \n-0.05 \n2.84 \n4.96 \n-13.47 \n-0.61 \n12.70 \n0.71 \n1.00 \n1.00 \n1.74 \n1.25 \nAUGUST \n4.44 \n0.30 \n3.04 \n-0.39 \n2.79 \n5.04 \n-13.57 \n-0.70 \n8.83 \n1.60 \n0.81 \n1.44 \n0.94 \n1.28 \nSEPTEMBER \n4.36 \n0.61 \n3.70 \n-0.37 \n2.10 \n5.06 \n-13.66 \n-1.01 \n5.74 \n1.23 \n0.93 \n1.45 \n-0.32 \n0.86 \nOCTOBER \n5.23 \n0.25 \n2.96 \n-0.70 \n2.21 \n1.40 \n-13.76 \n-0.73 \n9.05 \n0.83 \n-0.20 \n1.25 \n-0.74 \n0.59 \nNOVEMBER \n5.94 \n-0.07 \n3.51 \n-1.03 \n2.42 \n-7.04 \n-13.83 \n-0.92 \n11.19 \n2.06 \n-0.35 \n1.58 \n-1.51 \n0.54 \nDECEMBER \n4.26 \n0.09 \n3.63 \n-1.08 \n2.11 \n1.61 \n-13.99 \n-1.03 \n11.29 \n2.03 \n-0.87 \n1.61 \n-2.20 \n0.33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n5.03 \n0.03 \n3.63 \n-1.07 \n1.87 \n1.62 \n-14.00 \n-1.12 \n11.30 \n2.18 \n-0.43 \n1.67 \n-2.08 \n0.41 \nFEBRUARY \n2.21 \n-0.43 \n3.09 \n-1.35 \n0.44 \n0.05 \n-13.86 \n-1.08 \n11.47 \n1.32 \n-1.45 \n0.93 \n-3.26 \n-0.49 \nMARCH \n1.67 \n-0.53 \n2.21 \n-1.82 \n0.40 \n-0.44 \n-13.68 \n-1.21 \n11.47 \n2.47 \n-1.82 \n0.51 \n-3.71 \n-0.91 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n1.78 \n-0.55 \n0.46 \n-2.60 \n0.22 \n-0.11 \n-0.62 \n-0.93 \n20.71 \n1.13 \n-1.56 \n1.50 \n-3.73 \n-0.26 \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \nJULY \n9.83 \n8.49 \n98.31 \n1.33 \n1.53 \nAUGUST \n10.33 \n8.75 \n98.18 \n1.32 \n1.55 \nSEPTEMBER \n10.10 \n8.58 \n97.92 \n1.35 \n1.62 \nOCTOBER \n9.95 \n8.50 \n98.28 \n1.37 \n1.60 \nNOVEMBER \n10.19 \n8.64 \n102.33 \n1.36 \n1.64 \nDECEMBER \n10.43 \n8.72 \n105.02 \n1.38 \n1.65 \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11.21 \n9.09 \n102.47 \n1.35 \n1.65 \nFEBRUARY \n10.71 \n8.85 \n101.74 \n1.37 \n1.67 \nMARCH \n10.59 \n8.80 \n102.86 \n1.38 \n1.66 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \nAPRIL \n10.57 \n8.85 \n102.38 \n1.38 \n1.68 \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1,277.6 \n26.1 \n2,715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1,491.7 \n26.3 \n2,595.8 \n341.3 \n207.0 \n382.1 \n5,044.2 \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \nJul \n266.5 \n352.8 \n164.2 \n266.1 \n263.8 \n110.2 \n6.4 \n1,429.9 \n26.5 \n2,701.3 \n337.1 \n229.8 \n387.0 \n5,111.7 \n Aug. \n322.8 \n277.9 \n136.4 \n242.5 \n237.8 \n61.1 \n6.4 \n1,285.0 \n26.2 \n2,813.0 \n367.0 \n218.3 \n385.2 \n5,094.7 \n Sep \n334.1 \n336.0 \n178.0 \n327.8 \n226.3 \n111.5 \n6.0 \n1,519.7 \n26.9 \n2773.3 \n298.8 \n234.7 \n386.4 \n5,239.8 \nOct \n379.4 \n387.5 \n137.1 \n219.7 \n260.9 \n99.4 \n5.0 \n1,489.0 \n17.3 \n2,809.1 \n316.7 \n257.3 \n371.5 \n5,260.9 \nNov \n333.3 \n312.7 \n160.2 \n197.1 \n261.1 \n108.6 \n6.5 \n1,379.5 \n26.6 \n2,789.7 \n291.3 \n235.4 \n369.8 \n5,092.3 \nDec \n 354.8 \n367.8 \n135.5 \n 287.3 \n199.9 \n118.0 \n6.6 \n1,469.9 \n28.4 \n2,799.5 \n490.8 \n259.5 \n347.6 \n5,395.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n356.9 \n395.3 \n134.1 \n253.1 \n153.0 \n119.2 \n5.4 \n1,417.0 \n27.9 \n2,866.4 \n516.1 \n362.2 \n353.9 \n5,543.5 \nFeb \n334.3 \n387.0 \n130.5 \n285.0 \n195.0 \n193.2 \n5.4 \n1,530.0 \n32.8 \n2,718.1 \n534.5 \n502.9 \n351.1 \n5,669.5 \nMar \n304.6 \n354.1 \n147.4 \n280.3 \n165.9 \n255.2 \n5.4 \n1,512.9 \n28.7 \n2,737.9 \n522.7 \n538.8 \n349.7 \n5,690.7 \nApr \n353.3 \n367.8 \n154.4 \n274.9 \n205.7 \n247.0 \n5.4 \n1,608.4 \n32.5 \n2,844.6 \n534.1 \n345.3 \n348.6 \n5,713.6 \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n1,046.3 \n379.5 \n3,500.3 \n 247.6 \n0.0 \n37.9 \n667.2 \n341.3 \n249.8 \n5,044.2 \n3,500.3 \nMay \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \nJun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \nJul \n2,054.1 \n916.2 \n245.9 \n3,216.2 \n578.3 \n0.0 \n77.5 \n699.7 \n337.1 \n202.9 \n 5,111.7 \n3,216.2 \nAug \n2,017.4 \n879.5 \n253.2 \n3,150.1 \n608.2 \n0.0 \n63.8 \n694.9 \n367.0 \n210.8 \n5,094.7 \n3,150.1 \nSep \n2,082.1 \n899.3 \n294.5 \n3,275.8 \n674.6 \n0.0 \n 74.0 \n708.8 \n298.8 \n207.7 \n5,239.8 \n3,275.8 \nOct \n2,125.9 \n880.0 \n349.3 \n3,355.2 \n611.4 \n0.0 \n68.5 \n703.0 \n316.7 \n206.0 \n5,260.9 \n3,355.2 \nNov \n1,953.4 \n861.2 \n 371.6 \n3,186.2 \n627.8 \n0.0 \n75.8 \n689.7 \n291.3 \n221.6 \n5,092.3 \n3,186.2 \nDec \n 1,980.4 \n813.6 \n 517.1 \n3,311.1 \n614.0 \n0.0 \n65.0 \n730.9 \n490.8 \n 184.0 \n 5,395.7 \n3,311.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,153.6 \n802.7 \n403.5 \n3,359.8 \n661.3 \n0.0 \n55.9 \n592.9 \n516.1 \n357.5 \n5,543.5 \n3,359.8 \nFeb \n2,111.8 \n878.8 \n494.6 \n3,485.2 \n630.0 \n0.0 \n51.1 \n609.5 \n534.5 \n359.0 \n5,669.5 \n3,485.2 \nMar \n2,156.8 \n919.6 \n454.2 \n3,530.6 \n635.5 \n0.0 \n44.8 \n596.4 \n522.7 \n360.7 \n5,690.7 \n3,530.6 \n Apr \n2,267.5 \n958.3 \n435.7 \n3,661.5 \n553.5 \n0.0 \n17.0 \n595.0 \n534.1 \n352.4 \n5,713.6 \n3,661.5 \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nApr \n2.7 \n1.3 \n20.1 \n-1.9 \n1.2 \n0.0 \n23.4 \n0.0 \n254.9 \n34.2 \n51.7 \n27.7 \n392.0 \nMay \n2.4 \n4.1 \n18.6 \n-2.4 \n4.5 \n0.0 \n27.3 \n0.0 \n253.4 \n34.6 \n63.0 \n12.7 \n391.0 \nJun \n2.4 \n3.6 \n7.9 \n1.1 \n9.1 \n0.0 \n24.1 \n0.0 \n260.3 \n34.6 \n51.4 \n35.2 \n405.6 \nJul \n1.9 \n1.3 \n2.8 \n2.2 \n3.4 \n0.0 \n11.6 \n0.0 \n264.0 \n34.8 \n51.7 \n35.5 \n397.6 \nAug \n1.4 \n1.7 \n0.4 \n0.6 \n3.4 \n0.0 \n7.4 \n0.0 \n265.6 \n34.5 \n45.5 \n37.3 \n390.3 \nSep \n1.2 \n0.8 \n0.0 \n0.3 \n3.4 \n0.0 \n5.7 \n0.0 \n233.7 \n35.8 \n46.6 \n38.6 \n360.4 \nOct \n0.9 \n0.5 \n0.4 \n0.6 \n2.5 \n0.0 \n4.8 \n0.0 \n234.8 \n35.6 \n41.3 \n38.7 \n355.2 \nNov \n0.4 \n0.6 \n0.1 \n0.2 \n2.5 \n0.0 \n3.9 \n0.0 \n231.9 \n35.5 \n39.6 \n38.3 \n349.2 \nDec \n1.1 \n0.5 \n0.1 \n0.4 \n2.5 \n0.0 \n4.6 \n0.0 \n232.7 \n35.5 \n29.2 \n40.5 \n342.5 \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n0.1 \n0.5 \n0.0 \n0.2 \n1.8 \n0.0 \n2.6 \n0.0 \n81.3 \n10.0 \n23.5 \n34.7 \n152.1 \nFeb \n0.2 \n0.4 \n0.1 \n0.1 \n1.8 \n0.0 \n2.5 \n0.0 \n77.6 \n9.0 \n24.1 \n34.6 \n147.9 \nMar \n0.1 \n0.1 \n0.1 \n0.1 \n1.6 \n0.0 \n2.0 \n0.0 \n53.2 \n8.7 \n21.8 \n32.5 \n118.1 \nApr \n0.1 \n0.4 \n0.2 \n0.3 \n1.6 \n0.0 \n2.6 \n0.0 \n75.2 \n8.5 \n22.2 \n32.4 \n140.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term Long-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \nFeb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \nMar \n104.3 \n62.3 \n52.8 \n219.5 \n45.8 \n0.0 \n1.2 \n-97.3 \n34.2 \n179.3 \n382.6 \n219.5 \nApr \n107.3 64.6 \n56.3 \n228.3 \n 45.4 \n0.0 \n1.2 \n -98.1 \n34.2 \n 181.1 \n392.0 \n228.3 \nMay \n112.2 \n67.1 \n54.4 \n233.6 \n46.7 \n0.0 \n1.2 \n‐99.4 \n34.6 \n174.3 \n391.0 \n233.6 \nJun \n114.6 \n56.2 \n52.3 \n223.1 \n46.7 \n0.0 \n1.2 \n-91.2 \n34.6 \n191.2 \n405.6 \n223.1 \nJul \n111.3 \n82.7 \n27.0 \n220.9 \n47.1 \n0.0 \n1.2 \n-94.1 \n34.8 \n187.8 \n397.6 \n220.9 \nAug \n109.5 \n80.6 \n 25.2 \n215.2 \n47.5 \n0.0 \n1.2 \n-101.7 \n34.5 \n 193.6 \n390.3 \n 215.2 \nSep \n111.2 \n82.6 \n19.0 \n212.8 \n47.9 \n0.0 \n1.2 \n-114.9 \n35.8 \n177.8 \n360.4 \n212.8 \nOct \n112.5 \n80.4 \n14.9 \n207.8 \n48.3 \n0.0 \n1.2 \n-114.3 \n35.6 \n176.7 \n355.2 \n207.8 \nNov \n122.6 \n59.7 \n20.0 \n202.3 \n48.2 \n0.0 \n1.2 \n-118.2 \n35.5 \n180.2 \n349.2 \n202.3 \nDec \n134.5 \n56.4 \n6.9 \n 197.8 \n48.9 \n0.0 \n1.2 \n-127.6 \n35.5 \n186.7 \n342.5 \n 197.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n36.8 \n57.7 \n5.7 \n100.1 \n11.7 \n0.0 \n0.0 \n0.7 \n10.0 \n29.6 \n152.1 \n100.1 \nFeb \n47.6 \n48.3 \n0.0 \n95.8 \n11.7 \n0.0 \n0.0 \n-10.9 \n9.0 \n42.3 \n147.9 \n95.8 \nMar \n41.0 \n55.8 \n0.0 \n96.9 \n12.0 \n0.0 \n0.0 \n-17.7 \n8.7 \n18.4 \n118.1 \n96.9 \nApr \n57.35 \n40.34 \n0.0 \n97.7 \n12.2 \n0.0 \n0.0 \n-19.8 \n 8.5 \n42.4 \n140.9 \n97.7 \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \nJan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \nFeb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \nMar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \nApr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \nMay \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \nJun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \nJul \n26.1 \n207.4 \n0.0 \n20.0 \n253.5 \n312.4 \n123.1 \n48.6 \n121.6 \n859.2 \nAug \n34.7 \n204.1 \n0.0 \n20.0 \n258.8 \n320.6 \n123.0 \n46.4 \n124.1 \n872.9 \nSep \n36.4 \n204.9 \n0.0 \n20.0 \n261.3 \n353.4 \n122.7 \n52.2 \n124.6 \n914.2 \nOct \n39.3 \n186.8 \n0.0 \n20.0 \n246.1 \n358.4 \n128.2 \n51.8 \n122.4 \n906.9 \nNov \n39.7 \n163.1 \n0.0 \n40.0 \n242.8 \n361.6 \n135.8 \n43.6 \n122.9 \n906.7 \nDec \n34.8 \n158.8 \n0.0 \n40.0 \n233.6 \n381.5 \n127.7 \n55.2 \n123.0 \n920.9 \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \nJan \n30.9 \n147.5 \n0.2 \n40.0 \n218.6 \n384.5 \n136.4 \n64.4 \n125.3 \n929.1 \nFeb \n30.2 \n165.0 \n0.2 \n40.0 \n235.3 \n385.8 \n132.0 \n65.4 \n125.4 \n943.9 \nMar \n47.5 \n166.2 \n0.2 \n40.0 \n253.8 \n390.4 \n132.1 \n68.8 \n125.0 \n970.1 \nApr \n45.2 \n161.0 \n0.2 \n40.0 \n246.5 \n401.8 \n132.4 \n76.6 \n124.7 \n981.9 \n \n \n \n \n \n \n \n \n \n \n \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n Jul \n339.1 \n222.8 \n561.9 \n202.0 \n95.3 \n859.2 \n561.9 \n Aug \n298.4 \n270.1 \n568.4 \n206.3 \n98.2 \n872.9 \n568.4 \n Sep \n336.1 \n246.9 \n583.0 \n209.2 \n122.0 \n914.2 \n583.0 \n Oct \n310.9 \n264.9 \n575.8 \n212.0 \n119.4 \n907.2 \n575.8 \n Nov \n328.9 \n244.3 \n573.1 \n214.8 \n118.8 \n906.7 \n573.1 \n Dec \n370.3 \n197.3 \n567.6 \n219.6 \n133.9 \n921.0 \n567.6 \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n313.9 \n253.1 \n567.0 \n225.9 \n136.2 \n929.1 \n567.0 \nFeb \n318.7 \n264.4 \n583.1 \n228.6 \n132.2 \n943.9 \n583.1 \nMar \n374.6 \n234.6 \n609.2 \n231.4 \n129.5 \n970.1 \n609.2 \nApr \n358.4 \n262.7 \n621.1 \n234.0 \n126.8 \n981.9 \n621.1 \n \n \n \n \n \n \n \n \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \nJul \n232.87 \n66.77 \n5,9136.78 \nAug \n181.67 \n48.73 \n4,682.27 \nSep \n200.05 \n49.90 \n5,157.20 \nOct \n209.74 \n52.68 \n5,407.42 \nNov \n213.04 \n47.02 \n5,482.03 \nDec \n202.12 \n45.79 \n5,203.13 \n \n \n \n \n2014 \n \n \n \n \n \n \n \nJan \n189.25 \n35.40 \n4,882.11 \nFeb \n189.45 \n39.24 \n4,906.94 \nMar \n176.32 \n29.51 \n4,560.29 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \nApr \n172.91 \n29.64 \n4,473.51 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \nJuly \n1,162.1 \n109.7 \n70.8 \n561.9 \n1,904.5 \nAugust \n1,132.7 \n105.8 \n70.4 \n568.4 \n1,877.2 \nSeptember \n1,193.8 \n101.6 \n69.8 \n583.0 \n1,948.2 \nOctober \n1,229.3 \n95.2 \n69.3 \n575.8 \n1,969.7 \nNovember \n1,232.8 \n79.7 \n73.4 \n573.1 \n1,959.0 \nDecember \n1,330.7 \n63.3 \n72.7 \n567.6 \n2,034.3 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,206.2 \n63.3 \n70.1 \n567.0 \n1,906.7 \nFebruary \n1,373.4 \n48.3 \n71.5 \n583.1 \n2,076.3 \nMarch \n1,373.8 \n55.8 \n75.1 \n609.2 \n2,113.9 \nApril \n1,394.0 \n40.3 \n81.0 \n621.1 \n2,136.4 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n1,035.2 \n200.3 \n36.2 \n66.0 \n-29.8 \nFebruary \n1,244.9 \n1,025.4 \n219.5 \n26.9 \n67.3 \n-40.4 \nMarch \n1,277.6 \n1,016.2 \n261.4 \n8.9 \n65.8 \n-57.0 \nApril \n1,491.7 \n1,050.1 \n441.6 \n23.4 \n68.5 \n-45.1 \nMay \n1,480.8 \n1,037.7 \n443.1 \n27.3 \n70.1 \n-42.8 \nJune \n1,425.8 \n969.7 \n456.0 \n24.1 \n66.9 \n-42.8 \nJuly \n1,429.9 \n964.9 \n465.1 \n11.6 \n66.3 \n-54.7 \nAugust \n1,285.0 \n945.0 \n340.0 \n7.4 \n64.6 \n-57.2 \nSeptember \n1,519.7 \n982.7 \n536.9 \n5.7 \n63.8 \n-58.1 \nOctober \n1,489.0 \n1,006.6 \n482.5 \n4.8 \n62.3 \n-57.5 \nNovember \n1,379.5 \n955.9 \n423.7 \n3.9 \n60.7 \n-56.8 \nDecember \n1,469.9 \n993.3 \n476.6 \n4.6 \n59.3 \n-54.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from May 2012, the prescribed liquid asset ratio was reviewed to 30% of liabilities to the public. \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,417.0 \n1,007.9 \n409.0 \n2.6 \n30.0 \n-27.4 \nFebruary \n1,466.6 \n1,045.6 \n421.0 \n2.5 \n28.7 \n-26.2 \nMarch \n1,512.9 \n1,059.2 \n453.7 \n2.0 \n29.1 \n-27.1 \nApril \n1,608.4 \n1,098.5 \n509.9 \n2.6 \n29.3 \n-26.7 \n35 \nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nValues of Transactions (US$ in millions) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n3,563.84 \n5.24 \n80.72 \n173.71 \n115.53 \n89.67 \nFeb \n2,968.02 \n5.52 \n103.88 \n156.66 \n118.70 \n80.56 \nMar \n3,339.98 \n15.21 \n134.33 \n178.08 \n118.47 \n102.05 \nApr \n3,535.58 \n16.58 \n140.28 \n187.85 \n160.61 \n123.03 \nMay \n3,915.31 \n15.42 \n129.20 \n203.37 \n211.75 \n152.24 \nJun \n3,544.35 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJul \n3,955.45 \n12.31 \n132.61 \n205.37 \n164.08 \n139.13 \nAug \n3,351.13 \n10.45 \n138.05 \n203.41 \n189.48 \n128.68 \nSep \n3,409.17 \n13.34 \n120.41 \n190.44 \n173.13 \n142.32 \nOct \n3,641.98 \n13.75 \n121.55 \n206.51 \n201.51 \n156.26 \nNov \n3,134.35 \n11.40 \n102.19 \n229.52 \n222.18 \n57.34 \nDec \n3,438.08 \n4.04 \n130.15 \n265.80 \n268.94 \n68.58 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAnnual Total \n41,797.24 \n136.91 \n1,450.48 \n2,382.07 \n2,091.02 \n1,361.84 \n \n \n \n \n \n \n \nJan \n3,093.01 \n5.24 \n102.26 \n233.10 \n228.25 \n68.31 \n2014 \n \n \n \n \n \n \nFeb \n2,954.93 \n10.73 \n96.27 \n193.90 \n217.14 \n64.42 \nMar \n3,332.79 \n10.40 \n103.58 \n232.94 \n255.32 \n87.94 \nApr \n3,439.33 \n9.66 \n126.26 \n253.16 \n264.38 \n96.29 \n36 \nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nVolumes of Transactions (in thousands) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n181.68 \n21.18 \n761.09 \n691.18 \n6,950.84 \n47.53 \nFeb \n172.41 \n21.95 \n811.83 \n620.06 \n6,835.89 \n30.75 \nMar \n179.44 \n37.01 \n1,377.65 \n743.82 \n7,042.27 \n33.69 \nApr \n182.87 \n37.31 \n954.80 \n760.46 \n9,908.41 \n34.73 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n185.80 \n34.36 \n968.54 \n731.17 \n9,110.97 \n36.87 \nJul \n205.85 \n35.41 \n1,052.26 \n822.57 \n10,099.72 \n42.74 \nAug \n187.25 \n30.29 \n1,114.86 \n825.75 \n11,551.94 \n41.78 \nSep \n201.22 \n33.17 \n1,003.98 \n799.62 \n8,701.56 \n44.48 \nOct \n212.66 \n35.69 \n1,073.88 \n873.19 \n9,769.81 \n48.59 \nNov \n186.64 \n31.74 \n904.27 \n927.93 \n14,753.35 \n24.04 \nDec \n180.80 \n11.82 \n1,033.73 \n1,042.32 \n12,273.02 \n23.56 \n \n \n \n \n \n \n \nAnnual Total \n2,291.82 \n367.02 \n12,011.07 \n9,631.50 \n119,144.68 \n447.44 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2014 \n \n \n \n \n \n \nJan \n182.48 \n29.41 \n973.79 \n815.89 \n11,141.19 \n24.19 \nFeb \n175.09 \n32.95 \n991.91 \n799.12 \n10,631.60 \n25.10 \nMar \n192.02 \n32.35 \n1,163.76 \n947.64 \n12,859.50 \n30.82 \nApr \n183.63 \n28.12 \n1,184.85 \n974.37 \n13,298.04 \n29.23", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/April2014.pdf"}
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+{"doc_id": "b556eda873a9f0a696d6cbc86c9d88d7", "text": "i \n \nx \n \nNOVEMBER 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW. ................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 7 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 8 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 10 \nMobile and Internet-Based Transactions .............................................................................. 10 \nCash Transactions ................................................................................................................... 10 \nCard-Based Transactions ....................................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \nUS$ Annual Inflation Developments ..................................................................................... 11 \nZiG Annual Inflation Developments ..................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n \nOVERVIEW \nThe ZWG monthly inflation rate for November \n2025 rose to 0.2%, from -0.4% recorded in \nOctober 2025. The year-on-year ZWG inflation \nrate eased to 19.0% in November 2025 from \n32.7% in October 2025. \nBroad money (M3) stock, which consists of \nboth local and foreign currency deposits, stood \nat ZiG105,562.65 million in November 2025, \nan increase of 0.10% (ZiG108.82 million), \nfrom ZiG105,253.84 million recorded in \nOctober 2025. \nThe Zimbabwe Stock Exchange (ZSE) and the \nVictoria Falls Stock Exchange continued a \npositive trajectory during the month under \nreview. \nThe total digital payment systems transaction \nvalues for November 2025 decreased by 5% \nfrom ZiG236.57 billion in October 2025 to \nZiG224.01 billion. Transactional volumes also \ndecreased by 2% from 77.82 million to 76.22 \nmillion recorded during the same period. \nIn the month of November 2025, international \nmonthly average prices for gold, copper and \nlithium \nincreased, \nwhilst \nfor \nplatinum, \npalladium, nickel and Brent crude oil declined. \nIn the month of November 2025, Zimbabwe’s \ntotal merchandise trade decreased by 2.6% to \nUS$2.0 billion, from US$2.05 billion recorded \nin October 2025. The decline was underpinned \nby the significant reduction in imports during \nthe month under analysis. On an annual basis, \nhowever, total merchandise trade increased by \n7.8%, from US$1.86 billion recorded in \nOctober 2024. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nIn the month of November 2025, international \nmonthly average prices for gold, copper and \nlithium increased, supported by shifting \nmonetary \npolicy \nexpectations, \npersistent \nsupply-side \nconstraints \nand \ngrowing \nconsumption linked to electrification and \nclean-energy technologies. Prices for platinum, \npalladium, nickel and Brent crude oil, however, \ndeclined reflecting improved geopolitical \nconditions and easing supply risks across key \ncommodity markets. \n \nTable 1 shows the developments in prices of \nselected \ncommodities \nfor \nthe \nmonth, \nhighlighting divergent dynamics in metals \nversus energy markets. \n \nTable 1: International Commodity Prices \nfor October 2025 and November 2025 \nCommodity \n \nOct-25 \n \n \nNov-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n4,067.78 \n4,092.92 \n0.62 \nPlatinum \nUS$/oz \n1,617.09 \n1,572.75 \n-2.74 \nPalladium \nUS$/oz \n1,427.78 \n1,413.53 \n-1.00 \nCopper \nUS$/t \n10,746.78 \n10,822.53 \n0.70 \nNickel \nUS$/t \n15,288.35 \n14,869.30 \n-2.74 \nBrent Crude oil \nUS$/bl \n63.97 \n63.28 \n-1.08 \nLithium \nUS$/t \n9,608.70 \n10,118.50 \n5.31 \nSource: Bloomberg, 2025 \n \nGold \nGold prices rose by 0.62% to US$4,092.92 per \nounce in November 2025, from an average of \nUS$4,067.78 per ounce recorded in October \n2025. Prices firmed as expectations grew for a \nU.S. Federal Reserve rate cut in December \n2025. Moreover, the ending of the U.S. Federal \ngovernment shutdown resulted in delayed or \nunavailable \neconomic \ndata, \nheightening \nuncertainty over the Fed’s policy outlook and \n \n \n2 \n \n \nboosting safe-haven demand for gold. At the \nsame time, sustained gold purchases by central \nbanks throughout 2025 continued to underpin \nstructural demand, helping to provide solid \nprices for gold. \n \nPlatinum \nIn the month under review, platinum prices \naveraged US$1,572.75 per ounce, a decrease of \n2.74% from US$1,617.09 per ounce recorded \nin the preceding month. The decline largely \nreflected easing economic and geopolitical \ntensions, which reduced safe-haven demand for \nprecious metals. As global financial markets \nshifted toward a more risk-positive sentiment, \ndriven by improving macroeconomic indicators \nand progress in diplomatic negotiations \nbetween Russia and Ukraine, investors moved \ncapital from defensive assets such as platinum \ninto higher-yielding investments. This shift in \nmarket positioning exerted downward pressure \non prices. \nPalladium \nPalladium prices declined by 1.0% to \nUS$1,413.53 per ounce in the month under \nreview, from US$1,427.78 per ounce recorded \nin the previous month. Prices retreated due to \ngrowing uncertainty surrounding the global \ndemand. \nFactors \ncontributing \nto \nthis \nuncertainty include concerns about economic \nslowdowns in key industries, particularly the \nautomotive sector, which is a major consumer \nof palladium for catalytic converters. \n \nFigure 1 depicts the price movement over the \nperiod from November 2024 to November \n2025. \n \n \n \nFigure 1: Monthly Precious Metal Prices \n(US$ per Ounce): November 2024 – \nNovember 2025 \n \nSource: Bloomberg, 2025 \n \nBrent Crude Oil \nIn November 2025, Brent crude oil price \naveraged US$63.28 per barrel, a decline of \n1.08%, from US$63.97 per barrel recorded in \nOctober 2025. The decrease in prices was \nlargely underpinned by growing optimism \naround a peace deal between Ukraine and \nRussia, which raised expectations that Western \nsanctions on Russian crude oil might be eased, \nthat could result in an increase in supply of \nRussian oil to global markets. \n \nIn addition, the Organization of the Petroleum \nExporting Countries (OPEC) released a report \nindicating that global oil supply would match \ndemand in 2026, a shift from earlier forecasts \nof a supply deficit, further supporting a price \ndecrease. The movements in Brent crude oil \nprices for the period of November 2024 to \nNovember 2025 are illustrated in Figure 2. \n \n0\n200\n400\n600\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n800\n1,200\n1,600\n2,000\n2,400\n2,800\n3,200\n3,600\n4,000\n4,400\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n \n \n3 \n \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) November 2024 – November \n2025 \n \nSource: Bloomberg, 2025 \n \nCopper \nIn the month under review, copper prices \nfirmed by 0.70% to US$10,822.53 per tonne, \nfrom US$10,746.78 per tonne recorded in the \nprior month. Production constraints caused by \noperational challenges in Indonesia, sluggish \noutput rebound in Chile, and ongoing protest-\nrelated disruptions in Peru, highlighted deep-\nseated supply limitations that are expected to \npersist into 2026, pushing copper prices higher. \nAdditionally, increased electrification and \nsigns of easing US-China trade tensions further \nsupported the uptick in copper prices. \n \nNickel \nNickel \nprices \ndropped \nby \n2.74% \nto \nUS$14,869.30 per tonne in November 2025, \nfrom US$15,288.35 per tonne recorded in the \nprevious month. Nickel prices declined on \naccount of rising global supplies following \nIndonesia's extensive refinery expansion. A \nsignificant increase in London Metal Exchange \n(LME) inventories, which soared by 90,000 \ntonnes in 2025, further dampened the prices. \nThe stainless‐steel sector, a major consumer of \nnickel, continued to show anaemic shipment or \nreduced demand trends, particularly in Europe \nand the U.S. This reflected muted activity in \ndownstream \nindustries, \npushing \nprices \ndownwards. \n \nFigure 3 shows base metals price movements \nfor the period from November 2024 to \nNovember 2025. \n \nFigure 3: Base Metal Prices (US$/tonne): \nNovember 2024 – November 2025 \n \nSource: Bloomberg 2025 \n \nLithium \nLithium prices rose by 5.31% to US$10,118.50 \nper tonne during the month under review, from \nUS$9,608.70 per tonne recorded in October \n2025. Prices increased as supply constraints \nintensified in China, where some producers \nreportedly \nscaled \nback \noutput \ndue \nto \nenvironmental inspections and higher input \ncosts. At the same time, demand continued to \nstrengthen, driven by accelerating electric \nvehicle production and expanding investment \nin energy storage systems, particularly as \nmanufacturers sought to secure raw materials \nahead of expected year-end consumption \n0\n20\n40\n60\n80\n100\n120\n140\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n \n \n4 \n \n \ncycles. This combination of tightening supply \nand firm demand provided upward momentum \nto lithium prices. \n \nThe changes in lithium prices for the period \nfrom November 2024 to November 2025 are \nshown in Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) \nNovember 2024 – November 2025 \n \nSource: London Metal Exchange, 2025 \n \nMerchandise Trade Developments \n \nIn the month of November 2025, Zimbabwe’s \ntotal merchandise trade decreased by 2.6% to \nUS$2.0 billion, from US$2.05 billion recorded \nin October 2025. The decline was underpinned \nby the significant reduction in imports during \nthe month under analysis. On an annual basis, \nhowever, total merchandise trade increased by \n7.8%, from US$1.86 billion recorded in \nOctober 2024. \n \nMerchandise Exports \nThe country’s merchandise exports rose by \n0.4%, from US$1.04 billion recorded in the \nprevious month to US$1.05 billion in the month \nunder review. This was supported by the \nsignificant increase in exports of tobacco and \nPlatinum Group of Metals (PGMs). Tobacco \nexports rose by 59.4% to US$258.8 million in \nNovember 2025, from US$162.3 million in \nOctober 2025. Similarly, PGMs exports \nincreased by 34.9%, from US$142.5 million \nrecorded in the prior month to US$192.2 \nmillion in the reporting month. \n \nOn a year-on-year basis, exports were 15.6% \nhigher in the month under review, compared to \nUS$905.2 \nmillion \nrecorded \nin \nthe \ncorresponding month in 2024. \n \nThe \ndevelopments \nin \nthe \ncountry’s \nmerchandise exports for the period from \nJanuary 2024 to November 2025 are shown in \nFigure 5. \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \nExports by Commodity \nThe \ncountry’s \nexports \nwere \nheavily \nconcentrated in primary commodities, led by \ngold which contributed 42.4%, followed by \n1,000\n3,000\n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\n541\n645\n535\n513\n583\n524\n548\n674\n575\n698\n905\n692\n653\n514\n584\n664\n729\n725\n878\n879\n852\n1,042\n1,046\n0\n200\n400\n600\n800\n1000\n1200\nJan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec\n2024\n2025\n \n \n5 \n \n \ntobacco at 24.7% and Platinum Group Metals \n(PGMs) at 18.4%. \n \nTable 2 illustrates the country’s exports \nclassified \nby \nHarmonized \nCommodity \nDescription and Code System for the months of \nOctober and November 2025 \n \nTable 2: Major Exports (US$ millions) \n \nOct \n- 25 \n(US\n$m) \nNov \n- 25 \n(US\n$m) \nOct - \nNov \n2025 \nChanges \n(%) \nShare \nof Nov \nExport\ns (%) \nTotal \n1,04\n1.7 \n1,04\n6.3 \n0.4 \n100.0 \nOf Which: \n \n \n \n \nGold \n479.\n5 \n443.\n3 \n-7.6 \n42.4 \nTobacco \n(Including \ncigarettes) \n162.\n3 \n258.\n8 \n59.4 \n24.7 \nPGMs \n142.\n5 \n192.\n2 \n34.9 \n18.4 \nOther mineral \nsubstances \n53.2 \n31.2 \n-41.4 \n3.0 \nFerrochromium \n37.6 \n30.7 \n-18.2 \n2.9 \nChromium ores \nand concentrates \n17.5 \n13.4 \n-23.0 \n1.3 \nCoal \n14.0 \n9.7 \n-31.0 \n0.8 \nSteel \n16.0 \n14.1 \n-11.7 \n1.4 \nIndustrial \ndiamonds \n43.4 \n3.7 \n-91.4 \n0.4 \nMaize \n3.1 \n3.5 \n13.6 \n0.3 \nOthers \n72.6 \n45.5 \n-37.2 \n4.4 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nExport Market \n \nThe bulk of the country’s exports were destined for \nthe United Arab Emirates (44.4%), South Africa \n(21.8%), and China (21.2%), with the balance \nexported to other destinations. Figure 6 shows the \ncountry’s major export markets during the month \nunder review. \n \nFigure 6: Top Ten Merchandise Exports \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Imports \n \nMerchandise imports declined by 5.6% to \nUS$955.8 million in November 2025, from \nUS$1.03 billion recorded in October 2025. On a \nyear on year basis, imports increased by 0.4% from \nUS$952.1 million recorded in the comparable \nmonth in 2024. Figure 7 depicts monthly import \ndevelopments for 2024 and 2025. \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT & RBZ Computations, 2025 \n \n \n \n \n44.4\n21.8\n21.2\n1.9\n1.4\n0.9\n0.4\n0.4\n0.4\n0.3\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nUnited Arab Emirates\nSouth Africa\nChina\nUnited States\nBelgium\nIndonesia\nViet Nam\nArmenia\nZambia\nGreece\n694.2\n729.7\n720.5\n719.6\n748.6\n755\n828.3\n876.2\n784.2\n835.9\n952.1\n889.3\n728.8\n713.4\n793.5\n760.4\n847.6\n848.7\n853.4\n837.7\n857.8\n1013.0\n955.8\n0\n200\n400\n600\n800\n1000\n1200\nJan Feb Mar Apr May Jun\nJul Aug Sep Oct Nov Dec\n2024\n2025\n \n \n6 \n \n \nImports by Commodity \n \nIndustrial supplies continued to be the main \ncontributor to the country’s import bill, making up \n39.5% of total imports, followed by fuel and \nlubricants at 19.2%. Capital goods accounted for \n17.1%, while food and beverages comprised 10.7% \nof total imports. \n \nThe imports of major commodities by Broad \nEconomic Category (BEC) for the months of \nOctober and November 2025 are shown in Table 3. \n \nTable 3: Major Imports (US$ millions) \n \nOct - \n25 \n(US$m) \nNov – \n25 \n(US$m) \nOct - \nNov 25 \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nNov-25 \nTotal \n1,013.0 \n955.8 \n-5.6 \n100.0 \nOf Which: \n \n \n \n \nIndustrial supplies \n365.7 \n377.7 \n3.3 \n39.5 \nFuels and \nlubricants \n196.6 \n183.3 \n-6.7 \n19.2 \nCapital goods \n193.5 \n163.0 \n-15.8 \n17.1 \nFood and \nbeverages \n113.4 \n101.8 \n-10.2 \n10.7 \nTransport \nequipment and \nparts \n60.9 \n66.6 \n9.3 \n7.0 \nConsumer goods \n64.8 \n55.0 \n-15.3 \n5.7 \nOthers \n18.1 \n8.4 \n-53.5 \n0.8 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nImport Markets \n \nIn the month under review, most of the country’s \nimports were sourced from South Africa (39.2%), \nfollowed by China (15.8%), the Bahamas (7.2%), \nBahrain (6.8%), and Mozambique (5.0%). The \nremaining imports came from various other markets \nas illustrated in Figure 8 \n \nFigure 8: Top Ten Merchandise Imports \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Trade Balance \n \nThe country recorded a trade surplus of US$90.5 \nmillion in November 2025, compared to a surplus \nof US$28.7 million recorded in October 2025. \nCompared to October 2024, the trade balance \nimproved from a deficit of US$46.9 million to a \nsurplus of US$90.5 million in the reporting month. \nThe significant improvement was a result of better \nperformance in exports relative to imports. \n \nFigure 9 indicates the country’s trade balance for \nthe period from January 2025 to November 2025. \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \nSource: ZIMSTAT & RBZ Computations, 2025 \n39.2\n15.8\n7.2\n6.8\n5.0\n3.2\n3.1\n1.8\n1.7\n1.3\nSouth…\nChina\nBahamas\nBahrain\nMozambi…\nZambia\nUnited…\nMauritius\nIndia\nHong Kong\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\n1200.0\nJan-25\nMar-25\nMay-25\nJul-25\nSep-25\nNov-25\nExports\nImports\nTrade Balance\n \n \n7 \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock, which consists of \nboth local and foreign currency deposits, stood \nat ZiG105,562.65 million in November 2025, \nan increase of 0.10% (ZiG108.82 million), \nfrom ZiG105,253.84 million recorded in \nOctober 2025. \nThe increase in broad money largely reflected \na month-on-month rise of ZiG764.28 million \n(4.16%), in the local currency component, from \nZiG18,388.55 million in October 2025 to \nZiG19,152.83 million. Over the same period, \nthe foreign currency component registered a \nmarginal decrease of ZiG655.47 million \n(0.75%), from ZiG87,065.29 million recorded \nin the previous month to ZiG86,409.82 million. \nThe M3 stock was largely dominated by foreign \ncurrency deposits, comprising 81.86% of the \ntotal money supply; followed by local currency \ndeposits, at 16.57%; negotiable certificates of \ndeposits, 1.45%; and local currency in \ncirculation, 0.12%. \nFigure 10 shows the composition of the money \nsupply. \n \n \n \n \n \n \n1 Monetary data was revised from September 2024 \nfollowing the adoption of new reporting return submitted \nby banks. The notable revision is on broad money stock \n(M3) \nwhich \nwas \nrevised \ndownwards \ndue \nto \nreclassification of Government foreign currency deposits \nheld by banks from deposits included in broad money. \n2 Claims on Government was adjusted to include \nexchange losses related to SDR draw-downs. The \nFigure 10: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nDuring the month under analysis, the banking \nsector's net credit to the Government2 \ndecreased by 0.16% to ZiG72,812.05 million. \nCredit to the Government is largely in the form \nof long-term treasury bills held by banks. \nCredit to the private sector increased by 1.49%, \nfrom ZiG68,700.81 million to ZiG69,726.38 \nmillion, largely on the back of an increase of \n2.43% in foreign currency-denominated loans \nto ZiG59,687.69 million. \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing \nand \ndistribution, \nwhich \ncollectively received about 26.36%, 16.48%, \n14.06%, and 13.03% of the total credit, \nadjustment, however, does not imply actual lending to \nGovernment, but is merely an accounting treatment. The \nadjustments from June 2025 also include exchange \nlosses related to external loans transferred to \nGovernment, which were previously classified under \nUnrealized Exchange Losses in Other Items Net (OIN). \nNCDs; 1.45%\nLocal Currency Time \nDeposits; 1.98%\nFX Time Deposits; \n11.34%\nLocal Currency \nTransferable ; 14.59%\nFX Transferable \nDeposits; 70.52%\nCurrency in \nCirculation; \n0.12%\n \n \n8 \n \n \nrespectively. The mining sector received about \n8.72% of the total outstanding credit. \nFigure 11 shows the distribution of credit by \nsector. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditure (37.04%), inventory \nbuild-up \n(21.59%), \nand \nfixed \ncapital \ninvestments (19.00%). \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of November 2025, the \nZimbabwe Stock Exchange (ZSE) traded on a \npositive trajectory. As such, the ZSE All Share, \nTop 10 and Top 15 indices registered growths \nof 9.96%, 11.51% and 9.62% to 234.97 points, \n235.67 points and 237.56 points, respectively. \n \nOwing to the developments on the local bourse \nduring the period under analysis, the ZSE \ngained 10.42%, or ZiG7,054.55 million worth \nof capitalisation to ZiG74,763.01 million \ncompared to ZiG67,708.46 million as at the \nprevious \nmonth. \nOn \nan \nannual \nbasis, however, the ZSE market capitalisation \nlost 9.03%, from ZiG82,184.61 million as at \nthe same month in 2024. \nThe resource index closed at 109.09 points, \nrepresenting a 5.23% decline, compared to \n115.11 points recorded in the previous month. \nAnnually, the mining index lost 53.65%, from \n235.38 points recorded in November 2024. \n \nDespite the positive trading activity on the \nZSE, the cumulative value and volume of \nshares traded amounted to ZiG375.03 million \nand 83.16 million shares, registering decreases \nof 4.04% and 30.91%, respectively. This is \ncompared to ZiG390.82 million and 120.37 \nmillion shares in the cumulative value and \nvolume of shares recorded in the previous \nmonth, respectively \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nThe proportion of foreign purchases to the \nvalue of shares traded worsened to 0.17%, from \n2.96% recorded in October 2025. Similarly, the \nHouseholds\n26.36%\nAgriculture\n16.48%\nMining\n8.72%\nManufacturing\n14.06%\nDistribution\n13.03%\nTransport and \nCommunication\n3.90%\nServices\n9.25%\nFinancial Organisations \nand Investments\n4.79%\nConstruction\n3.40%\nOther\n0.01%\n100\n150\n200\n250\n300\n350\n90\n140\n190\n240\n290\n340\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\n31-Oct-25\n30-Nov-25\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n \n \n9 \n \n \ncumulative net foreign position, further \nworsened from a negative position of \nZiG162.47 million to a negative position of \nZiG267.11 million. \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange traded \npositively for the fifth consecutive month. \nResultantly, the VFEX All Share index added \n9.24% to close at 174.68 points in October \n2025, compared to 159.91 points as in previous \nmonth, as shown in Figure 13 below. \n \nFigure 13: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI): November \n2024- November 2025 \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nIn line with the developments on the VFEX \nmarket \nin \nNovember \n2025, \nmarket \ncapitalisation added 9.37%, or US$178.60 \nmillion worth of capitalisation to US$2,085.31 \nmillion in November 2025. This is in \ncomparison to US$1,906.71 million as of the \nprevious \nmonth. \nAnnually, \nthe \nVFEX \ncapitalisation \ngained \n59.21%, \nfrom \nUS$1,309.79 million in the comparable period \nof 2024. \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) \nMarket \nCapitalisation \n(USD \nbillions) \n \nSource: Zimbabwe Stock Exchange, 2025 \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues for November 2025 decreased by 5% \nfrom ZiG236.57 billion in October 2025 to \nZiG224.01 billion. Transactional volumes also \ndecreased by 2% from 77.82 million to 76.22 \nmillion recorded during the same period, as \nshown in Figure 15. \n \nFigure 15: Payment Systems Monthly \nTransactional Values and Volumes from \nJanuary 2025 – November 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n90\n100\n110\n120\n130\n140\n150\n160\n170\n180\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\n31-Oct-25\n30-Nov-25\n0\n0.5\n1\n1.5\n2\n2.5\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nUS$ BILLIONS\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\n0\n50\n100\n150\n200\n250\n300\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n \n \n10 \n \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe combined value of ZiG and USD \ntransactions processed through the RTGS \nsystem in November 2025 decreased by 3.94% \nfrom ZiG134.73 billion recorded in October \n2025 \nto \nZiG129.42 \nbillion. \nSimilarly, \ntransactional volumes also decreased by \n17.03% from 1 million to 0.83 million during \nthe same period under review. \n \nFigure 16: RTGS System Trend for Values \nand \nVolumes \nfrom \nJanuary \n2025 \n- \nNovember 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nMobile and Internet-Based Transactions \nMobile \nand \ninternet-based \ntransactions \ndeclined by 9.44% from ZiG84.25 billion in \nOctober 2025 to ZiG76.30 billion in November \n2025. \n \nCash Transactions \nCash-based transactions decreased by 5.7% \nfrom ZiG14.50 billion in October 2025 to \nZiG13.68 billion in November 2025. \n \nCard-Based Transactions \nCard-based transactions increased by 4.0% \nfrom ZiG17.60 billion in October 2025 \nZiG18.29 billion in November 2025. \n \nINFLATION OUTTURN \nMonthly Inflation Developments \nZiG Monthly Inflation \nMonthly ZWG inflation increased by 0.56 \npercentage points, from -0.36% in October \n2025 to 0.20% in November 2025, partially \nattributed to food inflation. \n \nFigure 17 shows developments in monthly ZiG \ninflation from May 2024 to November 2025. \n \nFigure 17: ZiG Month-on-Month Inflation \n \n \nSource: ZIMSTAT, 2025 \n \nThe ZWG monthly food inflation which stood \nat 0.65% in November 2025, driven by meat, \nand fruits and vegetables. Non-food inflation \n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\n160\nJan-25\nMar-25\nMay-25\nJul-25\nSep-25\nNov-25\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n-5\n0\n5\n10\n15\n20\n25\n30\n35\n40\nMay-24\nJul-24\nSep-24\nNov-24\nJan-25\nMar-25\nMay-25\nJul-25\nSep-25\nNov-25\nZWG Monthly Inflation\n \n \n11 \n \n \nalso increased from -0.90% in October 2025 to \n-0.03% in November 2025 and contributed -\n0.02 percentage points to the monthly inflation \nrate \n \nUS$ Monthly Inflation \nThe monthly USD inflation rate subsided by \n0.1 percentage points from 0.3% in October to \n0.2% in November 2025, driven by the 0.15% \ndecline in non-food inflation, which is partially \nattributed \nto \ndecreases \nin \ntransport, \ncommunication; and recreation and culture \ncategories. \n \nHowever, food inflation slightly increased to \n0.18% in November 2025, from 0.17% in \nOctober 2025 attributed to fruit and meat, \namong others \n \nAnnual Inflation Developments \nZiG Annual Inflation Developments \nThe year-on-year ZWG inflation rate fell from \n32.7% in October 2025 to 19.0% in November \n2025. Year-on-year inflation was driven by \nnon-food inflation, which contributed 14.42 \npercentage points to overall inflation. Housing, \nwater and energy; transport; and furniture and \nequipment had the largest contributions to \noverall inflation. Housing was under pressure \nfrom increased rentals. ZWG annual food \ninflation contributed 5.43 percentage points to \nannual ZWG inflation, driven by meat, \nvegetables, and bread and cereals. \n \nUS Annual Inflation Developments \nAnnual USD inflation rate rose to 13.1% in \nNovember 2025 from 13.0% in October 2025. \nUSD year-on-year inflation was driven by non-\nfood inflation which accounted for 7.56 \npercentage points to the overall inflation. \nHousing, water and energy contributed about \n3.72 percentage points while categories such as \nmiscellaneous goods and services and alcoholic \nbeverages and tobacco also had some \nsignificant contributions. \n \nFigure \n18: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \n \nSource: ZIMSTAT, 2025 \n \n \nWeighted Annual Inflation \nWeighted annual inflation at 14.5% in November \n2025, largely followed the disinflationary trend \nexhibited by both the ZWG and USD components. \n \n \n \nJANUARY 2026 \nRESERVE BANK OF ZIMBABWE \n \n-4\n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\nMar-24\nMay-24\nJul-24\nSep-24\nNov-24\nJan-25\nMar-25\nMay-25\nJul-25\nSep-25\nNov-25\nY-O-Y Inflation Rate (%)\n \n \n12 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ 'Million)\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nNet Foreign Assets\n-47,921.34\n-47,798.94\n-50,807.43\n-51,172.57\n-46,837.66\n-45,196.99\n-41,019.76\n-38,625.91\n-33,611.01\n-30,064.40\n-22,049.75\n-18,406.06\n-17,586.58\nCentral Bank(net)\n-57,686.80\n-56,911.91\n-58,197.29\n-60,030.71\n-55,922.58\n-54,500.64\n-52,202.84\n-49,684.95\n-42,774.35\n-40,706.85\n-34,704.28\n-32,323.30\n-28,816.68\nForeign Assets\n22,229.01\n23,239.75\n23,967.01\n23,087.88\n28,287.08\n26,132.24\n27,358.92\n29,447.51\n29,654.21\n31,965.94\n33,301.02\n34,640.02\n37,553.95\nForeign Liabilities\n79,915.81\n80,151.65\n82,164.30\n83,118.59\n84,209.66\n80,632.89\n79,561.77\n79,132.46\n72,428.56\n72,672.79\n68,005.30\n66,963.32\n66,370.63\nOther Depository Corporations(net)\n9,765.46\n9,112.97\n7,389.86\n8,858.14\n9,084.92\n9,303.65\n11,183.09\n11,059.03\n9,163.35\n10,642.45\n12,654.54\n13,917.24\n11,230.10\nForeign Assets\n19,162.64\n20,113.36\n20,280.52\n21,464.25\n22,405.99\n22,719.00\n26,321.77\n25,204.45\n24,310.89\n25,812.72\n29,009.96\n27,770.37\n27,309.59\nForeign Liabilities\n9,397.18\n11,000.39\n12,890.67\n12,606.10\n13,321.07\n13,415.35\n15,138.68\n14,145.42\n15,147.54\n15,170.26\n16,355.43\n13,853.12\n16,079.48\nNet Domestic Assets (NDA)\n120,705.90\n126,708.20\n129,264.59\n129,550.42\n130,649.37\n132,200.16\n134,193.72\n135,962.44\n129,795.73\n129,266.66\n121,573.48\n123,859.89\n123,149.23\nDomestic Claims\n96,962.55\n102,289.84\n105,286.02\n108,409.03\n111,778.89\n112,052.78\n113,871.47\n138,731.90\n141,931.97\n142,929.76\n141,471.80\n147,793.66\n149,262.14\nClaims on Central Government(net)\n42,662.21\n46,205.77\n47,595.38\n49,726.71\n51,733.21\n47,997.90\n46,958.43\n69,884.83\n72,147.58\n72,348.97\n68,978.08\n72,926.01\n72,812.05\nClaims on Central Government\n62,405.76\n64,251.23\n65,079.23\n61,840.40\n64,347.80\n65,169.78\n65,057.66\n91,587.16\n90,919.46\n91,187.71\n91,019.04\n90,224.26\n90,273.39\nCentral Bank*\n49,413.73\n50,322.20\n51,342.65\n48,573.05\n50,689.52\n51,472.22\n51,174.38\n76,067.26\n74,803.65\n75,383.07\n76,062.37\n74,705.69\n74,601.71\nODCs\n12,992.03\n13,929.03\n13,736.58\n13,267.36\n13,658.28\n13,697.56\n13,883.28\n15,519.89\n16,115.81\n15,804.64\n14,956.67\n15,518.58\n15,671.68\nLess Liabilities to Central Government\n19,743.55\n18,045.45\n17,483.86\n12,113.70\n12,614.59\n17,171.88\n18,099.24\n21,702.33\n18,771.88\n18,838.73\n22,040.97\n17,298.25\n17,461.34\nCentral Bank\n9,330.64\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\n7,614.72\n6,463.06\n6,466.66\n6,740.49\n2,537.97\n3,967.12\nOf which foreign Currency\n9,113.05\n9,291.47\n8,231.67\n3,875.54\n4,410.31\n5,787.19\n5,549.44\n6,666.06\n5,497.47\n6,010.56\n5,667.77\n1,932.08\n2,952.36\nODCs\n10,412.91\n8,453.89\n8,148.76\n7,556.48\n7,764.44\n10,994.18\n11,972.25\n14,087.61\n12,308.82\n12,372.07\n15,300.48\n14,760.29\n13,494.22\nOf which foreign currency\n9,591.43\n7,777.48\n7,621.82\n6,689.63\n6,183.93\n9,392.25\n10,536.89\n12,630.29\n10,600.01\n10,915.21\n13,550.72\n12,693.10\n12,308.34\nClaims on Other Sectors\n54,300.35\n56,084.07\n57,690.64\n58,682.32\n60,045.68\n64,054.88\n66,913.05\n68,847.07\n69,784.39\n70,580.79\n72,493.73\n74,867.65\n76,450.10\nOther Financial Corporations\n2,740.16\n3,822.61\n3,517.16\n3,631.08\n3,864.50\n4,731.25\n4,292.05\n4,221.20\n4,445.02\n4,526.08\n5,392.29\n5,193.56\n5,688.93\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22.04\n21.46\n18.84\n23.48\n23.74\nPublic Non Financial Corporations\n1,117.99\n563.61\n569.85\n971.29\n911.74\n898.25\n797.32\n785.71\n781.57\n686.95\n659.67\n949.80\n1,011.05\nPrivate Sector\n50,442.20\n51,697.85\n53,603.63\n54,079.94\n55,269.44\n58,425.38\n61,823.68\n63,840.16\n64,535.76\n65,346.30\n66,422.93\n68,700.81\n69,726.38\nCentral Bank\n402.43\n403.34\n519.44\n538.88\n545.44\n577.07\n599.76\n629.79\n639.95\n641.30\n684.19\n693.21\n682.98\nODCs\n50,039.78\n51,294.51\n53,084.19\n53,541.07\n54,724.00\n57,848.31\n61,223.93\n63,210.38\n63,895.82\n64,705.01\n65,738.73\n68,007.60\n69,043.39\nOf which Foreigm currency\n42,518.38\n42,937.33\n46,086.81\n46,197.56\n47,961.06\n50,400.88\n52,686.20\n54,648.96\n54,746.71\n54,919.36\n56,222.03\n58,272.26\n59,687.69\nOther Items(Net)\n-23,743.34\n-24,418.36\n-23,978.57\n-21,141.39\n-18,870.48\n-20,147.38\n-20,322.25\n2,769.46\n12,136.24\n13,663.10\n19,898.32\n23,933.76\n26,112.91\nShares and Other Equity\n-3,985.01\n-1,120.14\n-2,759.36\n659.23\n2,615.68\n7,692.89\n9,526.48\n36,601.05\n44,078.48\n45,051.26\n49,520.79\n52,157.88\n51,997.94\nLiabilities to Other Financial Corporations\n382.41\n386.06\n75.39\n267.30\n87.13\n63.50\n136.38\n194.89\n205.30\n261.51\n72.01\n202.85\n313.89\nRestricted Deposits\n3,788.06\n4,320.76\n4,381.22\n6,468.48\n6,947.34\n7,610.34\n7,729.11\n8,006.08\n8,840.96\n9,172.63\n9,184.86\n4,200.25\n4,202.91\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-23,928.80\n-28,005.04\n-25,675.83\n-28,536.40\n-28,520.63\n-35,514.12\n-37,714.21\n-42,032.57\n-40,988.50\n-40,822.30\n-38,879.35\n-32,627.21\n-30,401.83\nBroad Money-M3\n72,784.56\n78,909.26\n78,457.16\n78,377.85\n83,811.71\n87,003.17\n93,173.97\n97,336.53\n96,184.73\n99,202.27\n99,523.73\n105,453.84\n105,562.65\nSecurities Other than Shares Included in Broad Money\n771.68\n995.70\n1,110.84\n1,043.01\n1,258.29\n1,113.65\n1,031.34\n1,500.40\n1,525.56\n1,714.71\n1,562.95\n1,671.42\n1,533.06\nBroad Money-M2\n72,012.88\n77,913.56\n77,346.32\n77,334.84\n82,553.42\n85,889.52\n92,142.63\n95,836.13\n94,659.17\n97,487.56\n97,960.78\n103,782.42\n104,029.60\nOther Deposits (Time Deposits)\n5,831.62\n6,116.83\n6,724.49\n7,797.23\n7,273.44\n8,906.02\n10,202.83\n11,180.20\n10,986.71\n12,651.43\n13,338.89\n14,616.09\n14,059.93\nof which Foreign Currency Accounts\n4,568.46\n5,140.66\n5,707.45\n6,566.88\n6,058.37\n7,683.25\n8,760.66\n9,667.62\n9,240.63\n10,635.97\n11,472.65\n12,501.15\n11,969.63\nNarrow Money-M1\n66,181.26\n71,796.73\n70,621.83\n69,537.61\n75,279.99\n76,983.50\n81,939.80\n84,655.93\n83,672.46\n84,836.14\n84,621.89\n89,166.33\n89,969.67\nTransferable Deposits\n66,080.37\n71,683.53\n70,501.36\n69,416.64\n75,177.13\n76,875.02\n81,872.63\n84,533.18\n83,548.51\n84,714.95\n84,498.45\n89,038.34\n89,839.29\n Of which Foreign Currency Accounts\n55,198.45\n59,290.71\n58,700.73\n57,277.64\n62,889.89\n63,794.81\n67,072.42\n70,468.20\n69,972.03\n71,327.50\n71,043.42\n74,564.14\n74,440.20\nCurrency Outside Depository Corporations\n100.89\n113.20\n120.46\n120.97\n102.86\n108.48\n67.17\n122.74\n123.94\n121.19\n123.44\n127.98\n130.38\nMemorandum Items\nReserve Money\n20,028.01\n20,395.12\n21,688.51\n21,184.52\n22,726.34\n22,614.61\n23,287.44\n24,896.15\n25,488.47\n26,525.61\n26,223.52\n26,850.36\n27,935.96\nFCAs as a Percentage of Deposits in M3\n84.0%\n83.4%\n82.2%\n81.6%\n82.4%\n82.3%\n81.4%\n82.4%\n82.5%\n82.7%\n83.0%\n82.7%\n82.0%\nEnd Period Exchange Rate\n25.45130\n25.79850\n26.36560\n26.56150\n26.76540\n26.81580\n26.91020\n26.94570\n26.78630\n26.75480\n26.64390\n26.38650\n26.19010\nSource: Reserve Bank of Zimbabwe,2025\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n(xiii). Monetary data was revised from September 2024 following the adoption of new reporting return submitted by banks. The notable revision is on broad money stock (M3) which was revised downwards due to reclassification of Government foreign currency deposits held by banks from deposits included in broad money. \n (xiv) From April 2024, amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\n(xv). The June 2025 figure includes exchange losses related to external loans transferred to the Government, which were reclassified from Unrealised Exchange Losses in Other Items Net (OIN). The adjustment does not indicate a flow of new money.\n(xvi). Loans and Advances to Gvt were revised from April 2024 to incorporate exchange losses relating to IMF SDR Drawdowns\n(xvii). Loans and Advances to Gvt were further adjusted in June 2025 to include exchange rate related revaluations on external loans transferred to Gvt.\n \n \n13 \n \n \n \nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nNet Foreign Assets\n-57,686.80\n-56,911.91\n-58,197.29\n-60,030.71\n-55,922.58\n-54,500.64\n-52,202.84\n-49,684.95\n-42,774.35\n-40,706.85\n-34,704.28\n-32,323.30\n-28,816.68\nClaims on Non Residents\n22,229.01\n23,239.75\n23,967.01\n23,087.88\n28,287.08\n26,132.24\n27,358.92\n29,447.51\n29,654.21\n31,965.94\n33,301.02\n34,640.02\n37,553.95\nOfficial Reserves Assets\n12,029.88\n12,507.85\n13,012.03\n12,782.10\n16,201.30\n16,015.19\n17,206.67\n18,802.98\n19,107.44\n21,433.04\n22,811.66\n24,262.46\n27,255.32\nOther Foreign Assets\n10,199.13\n10,731.90\n10,954.98\n10,305.78\n12,085.78\n10,117.05\n10,152.25\n10,644.52\n10,546.77\n10,532.90\n10,489.35\n10,377.56\n10,298.62\nLess Liabilities to Non Residents\n79,915.81\n80,151.65\n82,164.30\n83,118.59\n84,209.66\n80,632.89\n79,561.77\n79,132.46\n72,428.56\n72,672.79\n68,005.30\n66,963.32\n66,370.63\nShort Term Liabilities\n124.23\n127.60\n130.78\n132.09\n95.84\n92.55\n73.66\n102.73\n102.12\n82.89\n82.55\n209.80\n52.98\nOther Foreign Liabilities*\n79,791.57\n80,024.06\n82,033.52\n82,986.50\n84,113.82\n80,540.34\n79,488.11\n79,029.72\n72,326.44\n72,589.90\n67,922.75\n66,753.51\n66,317.65\n of which blocked funds\n19,667.09\n17,365.02\n17,716.70\n17,848.34\n17,984.72\n13,730.60\n13,778.64\n13,146.16\n7,417.72\n7,368.19\n3,423.51\n3,390.43\n3,096.72\nNet Domestic Assets (NDA)\n77,714.81\n77,307.02\n79,885.79\n81,215.22\n78,648.92\n77,115.25\n75,490.28\n74,581.10\n68,262.82\n67,232.46\n60,927.80\n59,173.66\n56,752.64\nDomestic Claims\n40,880.35\n41,177.61\n42,570.17\n45,225.55\n47,071.77\n46,565.38\n46,348.06\n69,793.41\n69,694.29\n70,271.35\n70,718.83\n73,649.24\n72,097.31\nNet Claims on Central Government\n40,083.09\n40,730.63\n42,007.56\n44,015.83\n45,839.37\n45,294.51\n45,047.40\n68,452.55\n68,340.59\n68,916.41\n69,321.88\n72,167.72\n70,634.59\nClaims on Central Government\n49,413.73\n50,322.20\n51,342.65\n48,573.05\n50,689.52\n51,472.22\n51,174.38\n76,067.26\n74,803.65\n75,383.07\n76,062.37\n74,705.69\n74,601.71\nOf which: Securities Other than Shares\n13,352.40\n13,877.09\n14,218.90\n14,323.59\n14,476.55\n14,550.75\n14,905.24\n14,992.07\n14,930.18\n14,939.39\n15,626.91\n16,071.97\n15,994.24\n of which USD Securities \n13,352.40\n13,877.09\n14,218.90\n14,323.59\n14,476.55\n14,550.75\n14,905.24\n14,992.07\n14,930.18\n14,939.39\n15,626.91\n16,071.97\n15,994.24\nof which Interest on Foreign Currency TBs\n14.39\n8.68\n8.27\n9.38\n12.71\n14.31\n19.20\n15.78\n693.80\n563.03\n574.54\nLoans and Advances\n36,061.34\n36,445.10\n37,109.37\n34,240.77\n36,204.70\n36,912.38\n36,257.02\n61,091.85\n59,854.28\n60,427.91\n59,741.67\n58,633.72\n58,607.47\nOf which Loans (inc interest capitalisation on Loans transfared to Gvt)\n1,576.28\n1,579.04\n1,567.99\n0.00\n0.00\n-0.01\n1.24\n1.15\n245.32\n449.29\n19.12\n363.20\n555.36\nRevaluations on External Loans Transfared to Government\n24,245.67\n23,627.56\n23,542.15\n23,441.00\n22,874.01\n22,703.75\nAmounts Due from Gvt including SDR Drawdowns\n34,485.06\n34,866.06\n35,541.37\n34,240.77\n36,204.70\n36,912.10\n36,255.18\n36,814.07\n35,981.39\n36,436.47\n36,281.54\n35,396.51\n35,348.36\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n9,330.64\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\n7,614.72\n6,463.06\n6,466.66\n6,740.49\n2,537.97\n3,967.12\nOf which: Deposits\n9,330.64\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\n7,614.72\n6,463.06\n6,466.66\n6,740.49\n2,537.97\n3,967.12\nof which Foreign Currency\n9,113.05\n9,291.47\n8,231.67\n3,875.54\n4,410.31\n5,787.19\n5,549.44\n6,666.06\n5,497.47\n6,010.56\n5,667.77\n1,932.08\n2,952.36\nLocal Currency Deposits\n217.59\n300.09\n1,103.43\n681.67\n439.83\n390.52\n577.55\n948.66\n965.60\n456.10\n1,072.72\n605.89\n1,014.76\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n797.26\n446.98\n562.62\n1,209.73\n1,232.40\n1,270.86\n1,300.66\n1,340.86\n1,353.70\n1,354.94\n1,396.95\n1,481.52\n1,462.72\nOther Financial Corporations\n80.13\n31.35\n31.71\n245.53\n256.43\n257.79\n259.60\n264.04\n269.32\n269.73\n270.65\n297.65\n292.68\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n314.70\n12.29\n11.46\n425.32\n430.54\n436.00\n441.30\n447.03\n444.43\n443.91\n442.10\n490.66\n487.06\nPrivate Sector\n402.43\n403.34\n519.44\n538.88\n545.44\n577.07\n599.76\n629.79\n639.95\n641.30\n684.19\n693.21\n682.98\nClaims on Other Depository Corporations\n1,571.34\n907.94\n794.55\n948.29\n1,059.39\n1,097.27\n920.73\n549.47\n579.25\n568.39\n561.73\n563.62\n384.82\nOf which: Loans\n1,571.34\n907.94\n794.55\n948.29\n1,059.39\n1,097.27\n920.73\n549.47\n579.25\n568.39\n561.73\n563.62\n384.82\nOther Liabilities to ODCs\n8,873.54\n8,273.62\n7,914.94\n8,889.89\n9,408.95\n11,959.26\n12,483.06\n11,164.03\n10,787.43\n11,792.51\n11,460.56\n9,270.40\n8,867.15\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,144.38\n2,002.01\n1,650.52\n2,378.36\n2,749.15\n2,521.50\n1,829.70\n1,536.48\n645.61\n1,609.78\n1,282.72\n2,023.43\n1,863.27\nOther Items(Net)\n-44,136.67\n-43,495.09\n-44,436.01\n-43,931.27\n-39,926.71\n-41,411.86\n-40,704.55\n-15,402.25\n-8,776.71\n-8,185.24\n-1,107.81\n5,768.80\n6,862.34\nShares and Other Equity\n-41,767.53\n-39,722.52\n-40,716.69\n-38,350.82\n-37,337.01\n-32,727.79\n-31,146.08\n-5,114.28\n197.50\n396.76\n5,141.39\n7,090.55\n8,096.28\nOther Items(Net)\n-6,511.31\n-8,239.99\n-8,373.47\n-12,139.47\n-10,080.72\n-16,500.90\n-17,843.71\n-18,611.20\n-18,036.21\n-18,423.02\n-15,960.65\n-5,853.04\n-5,771.85\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n4,142.16\n4,467.42\n4,654.15\n6,559.02\n7,491.02\n7,816.83\n8,285.23\n8,323.23\n9,062.00\n9,841.02\n9,711.45\n4,531.30\n4,537.91\nMonetary Base \n20,028.01\n20,395.12\n21,688.51\n21,184.52\n22,726.34\n22,614.61\n23,287.44\n24,896.15\n25,488.47\n26,525.61\n26,223.52\n26,850.36\n27,935.96\nCurrency Issued\n172.29\n181.87\n189.78\n196.00\n204.18\n215.83\n228.54\n335.26\n341.69\n347.36\n363.37\n379.30\n456.69\nZWL Coins\n0.01\n0.01\n0.01\n0.01\n0.01\n0.01\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nZWL Notes\n5.29\n5.29\n5.29\n5.29\n5.29\n5.29\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nZiG Coins\n35.32\n35.32\n35.32\n35.32\n35.32\n35.32\n35.32\n35.33\n35.33\n35.31\n35.31\n35.31\n35.31\nZiG Notes\n131.66\n141.25\n149.16\n155.38\n163.56\n175.21\n193.21\n299.93\n306.36\n312.05\n328.05\n343.99\n421.38\nLiabilities to ODCs\n19,855.72\n20,213.24\n21,498.73\n20,988.51\n22,522.15\n22,398.78\n23,058.90\n24,560.89\n25,146.79\n26,178.25\n25,860.15\n26,471.06\n27,479.27\nReserve Deposits\n16,096.48\n16,691.28\n17,918.32\n17,853.26\n17,411.47\n18,965.46\n20,093.64\n20,129.99\n21,506.90\n21,523.59\n21,678.40\n22,706.68\n23,497.70\n Local Currency Reserve Deposits\n2,965.91\n2,935.34\n2,981.54\n3,152.25\n3,222.43\n3,688.04\n4,107.16\n3,976.26\n3,943.55\n3,810.48\n3,899.00\n4,176.14\n4,404.77\n Foreign Currency Reserve Deposits\n13,130.57\n13,755.94\n14,936.79\n14,701.01\n14,189.04\n15,277.42\n15,986.48\n16,153.73\n17,563.35\n17,713.10\n17,779.39\n18,530.54\n19,092.93\n Exess reserves \n3,759.25\n3,521.96\n3,580.40\n3,135.25\n5,110.68\n3,433.31\n2,965.26\n4,430.90\n3,639.89\n4,654.66\n4,181.76\n3,764.38\n3,981.57\n of which Excess reserves - ZiG\n406.29\n398.70\n275.48\n440.42\n363.52\n412.33\n376.01\n340.93\n278.40\n432.24\n437.86\n375.58\n357.00\n Excess reserves - FCA\n3,352.96\n3,123.26\n3,304.93\n2,694.83\n4,747.15\n3,020.98\n2,589.25\n4,089.98\n3,361.48\n4,222.42\n3,743.89\n3,388.80\n3,624.57\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2025\nNotes\ni. Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nii. From April 2024, claims on Government amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\niii. The June 2025 figure includes exchange losses related to external loans transferred to the Government, which were reclassified from Unrealised Exchange Losses in Other Items Net (OIN). The adjustment does not indicate a flow of new money.\niv. Loans and Advances to Gvt were revised from April 2024 to incorporate exchange losses relating to IMF SDR Drawdowns\nvi. Loans and Advances to Gvt were further adjusted in June 2025 to include exchange rate related revaluations on external loans transferred to Gvt.\nTABLE 2: CENTRAL BANK SURVEY ($'Million)\n \n \n14 \n \n \n \nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nNet Foreign Assets\n9,765,464.22\n9,112,969.32\n7,389.86\n8,858.14\n9,084.92\n9,303.65\n11,183.09\n11,059.03\n9,163.35\n10,642.45\n12,654.54\n13,917.24\n11,230.10\nClaims on Non Residents\n19,162,644.38\n20,113,361.10\n20,280.52\n21,464.25\n22,405.99\n22,719.00\n26,321.77\n25,204.45\n24,310.89\n25,812.72\n29,009.96\n27,770.37\n27,309.59\nOf Which: Foreign Currency\n11,234,930.19\n10,288,521.82\n12,746.36\n11,639.76\n9,242.68\n9,519.90\n8,665.77\n9,520.98\n10,812.40\n14,822.22\n15,521.30\n14,189.74\n14,165.53\nDeposits\n7,530,468.74\n9,296,529.40\n6,917.90\n9,040.66\n12,961.80\n12,996.49\n17,466.41\n15,492.78\n13,309.36\n10,831.44\n13,370.17\n13,463.63\n13,027.90\nOther\n397,245.45\n528,309.88\n616.26\n783.83\n201.51\n202.60\n189.59\n190.69\n189.13\n159.06\n118.49\n117.00\n116.16\nLess Liabilities to Non Residents\n9,397,180.16\n11,000,391.78\n12,890.67\n12,606.10\n13,321.07\n13,415.35\n15,138.68\n14,145.42\n15,147.54\n15,170.26\n16,355.43\n13,853.12\n16,079.48\nOf Which: Deposits\n953,309.19\n1,408,378.26\n2,457.30\n2,140.51\n1,714.07\n2,351.48\n3,165.21\n1,703.40\n2,629.70\n2,685.47\n3,404.41\n1,670.94\n3,097.42\nLoans\n8,443,870.97\n9,592,013.52\n10,433.37\n10,465.60\n11,607.00\n11,063.87\n11,973.47\n12,442.02\n12,517.84\n12,484.79\n12,951.02\n12,182.18\n12,855.93\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n126.14\nNet Domestic Assets (NDA)\n62,564.10\n69,536.43\n70,673.91\n69,308.20\n74,080.26\n77,384.56\n81,367.58\n85,837.60\n86,676.41\n87,770.24\n86,219.17\n91,077.56\n93,867.17\nDomestic Claims\n56,082.21\n61,112.23\n62,715.84\n63,183.47\n64,707.12\n65,487.40\n67,523.42\n68,938.49\n72,237.69\n72,658.42\n70,752.97\n74,144.41\n77,164.83\nNet Claims on Central Government\n2,579.12\n5,475.14\n5,587.82\n5,710.88\n5,893.84\n2,703.38\n1,911.03\n1,432.28\n3,806.99\n3,432.57\n-343.81\n758.29\n2,177.45\nClaims on Central Government\n12,992.03\n13,929.03\n13,736.58\n13,267.36\n13,658.28\n13,697.56\n13,883.28\n15,519.89\n16,115.81\n15,804.64\n14,956.67\n15,518.58\n15,671.68\nSecurities\n12,733.08\n13,680.09\n13,393.71\n12,742.17\n13,149.28\n13,219.57\n13,413.78\n15,011.08\n15,661.68\n15,264.20\n14,394.72\n14,979.39\n15,156.37\n of which foreign currency denominated securities\n11,066.91\n12,179.89\n11,952.49\n11,317.47\n11,610.83\n12,803.60\n11,975.41\n12,612.98\n12,740.28\n12,330.04\n11,616.75\n11,903.45\n12,178.11\nLoans\n258.95\n248.94\n342.87\n525.19\n509.01\n478.00\n469.51\n508.81\n454.13\n540.44\n561.95\n539.19\n515.30\n of which foreign currency\n256.79\n248.35\n335.73\n515.89\n500.08\n474.00\n460.64\n505.05\n445.28\n530.49\n550.56\n533.21\n509.52\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n10,412.91\n8,453.89\n8,148.76\n7,556.48\n7,764.44\n10,994.18\n11,972.25\n14,087.61\n12,308.82\n12,372.07\n15,300.48\n14,760.29\n13,494.22\nOf which: Deposits\n10,406.49\n8,453.88\n8,148.76\n7,486.50\n7,714.70\n10,839.61\n11,890.29\n13,980.02\n12,190.98\n12,265.21\n15,171.44\n14,628.22\n13,299.60\nof which foreign currency deposits\n9,591.43\n7,777.48\n7,621.82\n6,689.63\n6,183.93\n9,392.25\n10,536.89\n12,630.29\n10,600.01\n10,915.21\n13,550.72\n12,693.10\n12,308.34\nOther \n6.42\n0.01\n0.00\n69.98\n49.75\n154.57\n81.96\n107.59\n117.83\n106.86\n129.04\n132.07\n194.62\nClaims on Other Sectors\n53,503.09\n55,637.09\n57,128.02\n57,472.59\n58,813.28\n62,784.02\n65,612.38\n67,506.21\n68,430.69\n69,225.85\n71,096.78\n73,386.13\n74,987.38\nOther Financial Corporations\n2,660.02\n3,791.26\n3,485.44\n3,385.55\n3,608.07\n4,473.46\n4,032.45\n3,957.16\n4,175.70\n4,256.35\n5,121.64\n4,895.91\n5,396.25\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n22.04\n21.46\n18.84\n23.48\n23.74\nPublic Non Financial Corporations\n803.29\n551.32\n558.39\n545.98\n481.20\n462.25\n356.01\n338.67\n337.14\n243.04\n217.57\n459.14\n524.00\nPrivate Sector\n50,039.78\n51,294.51\n53,084.19\n53,541.07\n54,724.00\n57,848.31\n61,223.93\n63,210.38\n63,895.82\n64,705.01\n65,738.73\n68,007.60\n69,043.39\nof which foreign currency denominated loans\n42,518.38\n42,937.33\n46,086.81\n46,197.56\n47,961.06\n50,400.88\n52,686.20\n54,648.96\n54,746.71\n54,919.36\n56,222.03\n58,272.26\n59,687.69\nClaims on the Central Bank\n29,978.18\n29,908.44\n30,373.55\n29,202.08\n30,532.02\n33,836.49\n34,730.71\n36,281.29\n36,593.85\n37,610.46\n36,713.15\n37,496.18\n38,667.92\nCurrency\n71.40\n68.67\n69.32\n75.03\n101.33\n107.36\n161.37\n212.52\n217.74\n226.17\n239.92\n251.32\n326.31\nReserves\n29,665.56\n29,561.47\n30,142.63\n28,957.94\n30,153.54\n33,294.89\n34,245.99\n35,723.28\n36,068.33\n36,921.10\n35,998.29\n36,686.58\n37,765.06\nSecurities\n241.22\n278.30\n161.60\n169.10\n277.15\n434.25\n323.36\n345.49\n307.78\n463.19\n474.94\n558.28\n576.55\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n282.26\n233.01\n488.20\n536.90\n541.72\n544.15\n160.12\n149.02\n194.20\n156.52\n143.37\n184.11\n107.06\n0.00\n0.00\nOther Items(Net)\n23,214.03\n21,251.23\n21,927.28\n22,540.45\n20,617.17\n21,395.18\n20,726.43\n19,233.16\n21,960.93\n22,342.11\n21,103.59\n20,378.92\n21,858.52\nShares and Other Equity\n37,782.51\n38,602.37\n37,957.33\n39,010.06\n39,952.69\n40,420.68\n40,672.56\n41,715.34\n43,880.98\n44,654.49\n44,379.40\n45,067.33\n43,901.66\nLiabilities to other ressident sectors\n338.84\n351.53\n40.86\n232.77\n52.60\n57.57\n129.76\n154.53\n160.13\n219.06\n72.01\n186.56\n291.68\nOther Items(Net)\n-14,907.33\n-17,702.67\n-16,070.91\n-16,702.38\n-19,388.12\n-19,083.07\n-20,075.89\n-22,636.71\n-22,080.18\n-22,531.45\n-23,347.82\n-24,874.98\n-22,334.83\nDeposits and Securities Included in Broad Money\n72,329.56\n78,649.40\n78,063.76\n78,166.34\n83,165.18\n86,688.21\n92,550.67\n96,896.64\n95,839.75\n98,412.69\n98,873.70\n104,994.81\n105,097.27\nDeposits Included in Broad Money\n71,557.89\n \n77,653.70\n \n76,952.92\n \n77,123.33\n \n81,906.89\n \n85,574.56\n \n91,519.33\n \n95,396.24\n \n94,314.20\n \n96,697.98\n \n97,310.75\n \n103,323.38\n \n103,564.22\n \nTransferable Deposits\n65,726.26\n \n71,536.87\n \n70,228.43\n \n69,326.09\n \n74,633.46\n \n76,668.54\n \n81,316.50\n \n84,216.03\n \n83,327.48\n \n84,046.56\n \n83,971.86\n \n88,707.29\n \n89,504.29\n \n of which FCAs\n54,884.34\n \n59,157.87\n \n58,527.96\n \n57,270.33\n \n62,418.69\n \n63,622.76\n \n66,516.87\n \n70,151.60\n \n69,751.55\n \n70,659.66\n \n70,517.62\n \n74,233.88\n \n74,105.68\n \nOther Deposits (Time Deposits)\n5,831.62\n6,116.83\n6,724.49\n7,797.23\n7,273.44\n8,906.02\n10,202.83\n11,180.20\n10,986.71\n12,651.43\n13,338.89\n14,616.09\n14,059.93\n of which FCAs\n4,568.46\n5,140.66\n5,707.45\n6,566.88\n6,058.37\n7,683.25\n8,760.66\n9,667.62\n9,240.63\n10,635.97\n11,472.65\n12,501.15\n11,969.63\nMoney Market Instruments\n771.68\n \n995.70\n \n1,110.84\n \n1,043.01\n \n1,258.29\n \n1,113.65\n \n1,031.34\n \n1,500.40\n \n1,525.56\n \n1,714.71\n \n1,562.95\n \n1,671.42\n \n1,533.06\n \nSource:Reserve Bank of Zimbabwe,2025\nNotes\n i. Monetary data was revised from September 2024 following the adoption of new reporting return submitted by banks. \n ii. The notable revision is on broad money stock (M3) which was revised downwards due to reclassification of Government foreign currency deposits held by banks from deposits included in broad money. \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ 'Million)\n \n \n15 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\n Notes &\n&\nwith\nOther Depository \nwith\non\nLocal Governemt\nOther2\nGovernment\nLocal \nPublic \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nTotal\nAssets\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\nApr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nMay\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\nJun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\nJul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\nAug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\nSep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\nOct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\nNov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\nDec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n2025\nJan\n69.3\n \n12,746.4\n \n30,180.7\n \n3,532.9\n \n6,021.2\n \n896.7\n13,393.7\n0.0\n0.0\n2,006.3\n342.9\n0.0\n558.4\n6,598.6\n45,645.3\n52,243.9\n4,743.0\n6,786.8\n10,675.6\n18,575.8\n162,773.4\nFeb\n75.0\n \n11,639.8\n \n28,998.1\n \n3,283.1\n \n8,161.6\n \n879.1\n12,742.2\n0.0\n0.0\n2,420.6\n525.2\n0.0\n546.0\n6,009.1\n46,847.7\n52,856.7\n4,830.3\n7,060.8\n8,636.7\n18,506.8\n161,162.0\nMar\n101.3\n \n9,242.7\n \n30,230.5\n \n3,610.1\n \n12,141.7\n \n820.1\n13,149.3\n0.0\n0.0\n2,701.4\n509.0\n0.0\n481.2\n5,364.5\n48,748.3\n54,112.8\n4,536.1\n7,859.2\n8,503.0\n19,297.8\n167,296.2\nApr\n107.4\n \n9,519.9\n \n33,479.3\n \n3,591.2\n \n12,582.7\n \n413.8\n13,219.6\n0.0\n0.0\n2,516.2\n478.0\n0.0\n462.3\n5,605.4\n52,416.4\n58,021.8\n4,214.0\n6,452.9\n11,508.1\n19,362.3\n175,929.4\nMay\n161.4\n \n8,665.8\n \n34,327.1\n \n3,618.3\n \n17,046.8\n \n419.6\n13,413.8\n0.0\n0.0\n2,354.6\n469.5\n0.0\n356.0\n6,417.7\n54,552.9\n60,970.5\n4,191.2\n7,163.7\n11,589.0\n19,259.1\n184,006.3\nJun\n212.5\n \n9,521.0\n \n35,799.3\n \n6,230.7\n \n15,373.4\n \n119.4\n15,011.1\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,337.6\n62,644.2\n6,770.3\n7,532.5\n10,182.1\n19,289.0\n191,877.5\nJul\n213.8\n \n9,541.1\n \n35,802.0\n \n6,242.3\n \n15,357.8\n \n119.4\n15,009.2\n0.0\n0.0\n2,344.4\n508.8\n0.0\n338.7\n6,306.6\n56,419.5\n62,726.1\n6,735.6\n7,493.6\n10,258.8\n19,318.5\n192,010.2\nAug\n226.2\n \n14,822.2\n \n36,977.1\n \n5,875.5\n \n10,221.8\n \n609.6\n15,264.2\n0.0\n0.0\n2,284.7\n540.4\n21.5\n243.0\n7,482.0\n56,642.4\n64,124.4\n8,139.8\n8,543.3\n11,926.7\n19,642.7\n199,463.2\nSep\n239.9\n \n15,521.3\n \n36,090.8\n \n4,591.7\n \n12,448.2\n \n921.9\n14,394.7\n0.0\n0.0\n2,385.7\n562.0\n18.8\n217.6\n7,300.0\n58,466.7\n65,766.7\n6,252.1\n8,537.4\n12,793.5\n20,013.7\n200,756.0\nOct\n251.3\n \n14,189.7\n \n36,754.9\n \n5,802.9\n \n12,553.0\n \n910.6\n14,979.4\n0.0\n0.0\n2,544.0\n539.2\n23.5\n459.1\n7,479.3\n60,433.5\n67,912.7\n5,513.5\n7,774.8\n12,321.7\n19,927.9\n202,458.5\nNov\n326.3\n \n14,165.5\n \n37,874.5\n \n6,578.1\n \n12,199.9\n \n828.0\n15,156.4\n0.0\n0.0\n2,490.1\n515.3\n23.7\n524.0\n7,149.7\n62,122.0\n69,271.7\n6,271.4\n9,054.8\n12,324.8\n19,793.3\n207,398.0\nSource:Reserve Bank of Zimbabwe, 2025\nNotes\ni.Government securities includes treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\nii.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic Enterprises\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\nOther Institutional Units\nForeign \nCurrency \nDenominated\n ZiG \nDenominated\nTABLE 4.1 : OTHER DEPOSITORY CORPORATIONS - ASSETS\nMillions\n \n \n16 \n \n \n \nEnd of\nTotal Deposits\nof which FCA\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\n*Aug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\n*Sep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\n*Oct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\n*Nov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\n*Dec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2025\n*Jan\n68,409.5\n1,912.4\n7,835.3\n78,157.2\n1,164.8\n8,148.8\n87,470.8\n64365.68\n0.0\n12,797.2\n488.2\n969.1\n40.9\n38,608.5\n6,786.8\n15,612.0\n162,773.4\n*Feb\n67,429.9\n1,989.7\n8,910.2\n78,329.8\n759.7\n7,486.5\n86,576.0\n63840.63\n0.0\n12,512.6\n536.9\n1,154.7\n232.8\n39,664.8\n7,060.8\n13,423.4\n161,162.0\n*Mar\n72,624.4\n2,009.1\n8,581.5\n83,215.0\n248.3\n7,714.7\n91,178.1\n68486.59\n0.0\n13,321.0\n541.7\n801.1\n52.6\n40,610.2\n7,859.2\n12,932.3\n167,296.2\n*Apr\n74,443.6\n2,224.9\n10,174.2\n86,842.8\n255.1\n10,839.6\n97,937.5\n70754.40\n0.0\n13,415.3\n544.2\n970.0\n57.6\n41,163.7\n6,452.9\n15,388.2\n175,929.4\n*May\n78,625.7\n2,690.8\n11,316.1\n92,632.6\n709.1\n11,890.3\n105,232.0\n75289.91\n0.0\n15,138.7\n160.1\n720.7\n129.8\n41,478.2\n7,163.7\n13,983.1\n184,006.3\n*Jun\n81,706.3\n2,509.7\n12,788.2\n97,004.2\n820.4\n13,980.0\n111,804.6\n79877.48\n0.0\n14,145.4\n149.0\n1,209.8\n154.5\n42,450.7\n7,532.5\n14,430.8\n191,877.5\n*Jul\n81,849.8\n2,526.2\n12,815.1\n97,191.1\n820.4\n13,980.0\n111,991.4\n79949.49\n0.0\n14,120.4\n149.0\n1,173.2\n154.5\n42,508.9\n7,493.6\n14,419.0\n192,010.2\n*Aug\n81,741.3\n2,305.2\n14,473.0\n98,519.6\n1,264.7\n12,265.2\n112,049.5\n81435.72\n0.0\n15,170.3\n156.5\n1,358.8\n219.1\n45,558.0\n8,543.3\n16,407.7\n199,463.2\n*Sept\n81,151.4\n2,820.5\n15,030.9\n99,002.7\n1,065.9\n15,171.4\n115,240.0\n82111.54\n0.0\n16,355.4\n143.4\n1,444.0\n72.0\n45,390.8\n8,537.4\n13,573.1\n200,756.0\n*Oct\n85,790.6\n2,916.7\n16,419.6\n105,126.9\n701.9\n14,628.2\n120,457.0\n86902.70\n0.0\n13,853.1\n184.1\n1,666.8\n186.6\n46,041.1\n7,774.8\n12,295.0\n202,458.5\n*Nov\n86,759.2\n2,745.1\n15,787.6\n105,291.9\n502.9\n13,299.6\n119,094.4\n86221.66\n126.1\n15,953.3\n107.1\n1,655.6\n291.7\n44,855.4\n9,054.8\n16,259.5\n207,398.0\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\n \n \n17 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\nLoans in ZiG\nLoans in Foreign Currency\nTotal\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n55.47\n \n11,470.10\n \n27,587.58\n \n2,805.14\n \n5,383.93\n \n896.67\n \n12,362.23\n \n-\n \n-\n \n807.94\n \n342.87\n \n-\n \n201.82\n \n6,018.68\n \n38,456.08\n \n44,474.76\n \n4,490.04\n \n6,786.76\n \n7,296.77\n \n14,700.77\n \n139,662.8\n \nFeb\n60.09\n \n10,394.10\n \n26,074.71\n \n2,500.83\n \n7,466.49\n \n879.05\n \n11,985.91\n \n-\n \n-\n \n1,227.40\n \n525.19\n \n-\n \n210.91\n \n5,135.14\n \n39,602.20\n \n44,737.33\n \n4,572.78\n \n7,060.84\n \n6,529.15\n \n14,603.01\n \n138,827.8\n \nMar\n79.63\n \n7,880.54\n \n27,417.58\n \n2,717.51\n \n11,623.76\n \n820.11\n \n12,300.30\n \n-\n \n-\n \n1,342.02\n \n509.01\n \n-\n \n196.72\n \n4,699.08\n \n40,942.54\n \n45,641.63\n \n4,354.50\n \n7,859.25\n \n6,540.97\n \n15,243.80\n \n144,527.3\n \nApr\n87.99\n \n8,108.02\n \n30,664.80\n \n2,649.20\n \n12,068.34\n \n413.80\n \n12,241.98\n \n-\n \n-\n \n1,095.15\n \n478.00\n \n-\n \n177.77\n \n4,854.99\n \n44,593.50\n \n49,448.49\n \n4,042.90\n \n6,452.91\n \n9,497.37\n \n15,304.56\n \n152,731.3\n \nMay\n133.33\n \n7,539.98\n \n31,081.99\n \n2,649.42\n \n16,140.56\n \n419.60\n \n12,259.88\n \n-\n \n-\n \n953.79\n \n469.51\n \n-\n \n151.74\n \n5,278.01\n \n46,383.60\n \n51,661.61\n \n3,991.35\n \n7,163.66\n \n9,319.35\n \n15,249.33\n \n159,185.1\n \nJun\n181.74\n \n8,374.10\n \n32,527.57\n \n5,410.98\n \n14,549.70\n \n119.42\n \n13,604.07\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,537.52\n \n52,765.60\n \n6,477.32\n \n7,532.53\n \n8,140.55\n \n15,060.65\n \n166,386.4\n \nJul\n183.05\n \n8,394.26\n \n32,530.27\n \n5,422.55\n \n14,534.13\n \n119.42\n \n13,602.14\n \n-\n \n-\n \n992.17\n \n508.81\n \n-\n \n141.15\n \n5,228.09\n \n47,619.44\n \n52,847.52\n \n6,442.57\n \n7,493.64\n \n8,217.25\n \n15,090.15\n \n166,519.1\n \nAug\n193.19\n \n13,295.37\n \n33,500.18\n \n4,346.93\n \n8,753.41\n \n609.59\n \n14,232.02\n \n-\n \n-\n \n583.16\n \n540.44\n \n21.46\n \n129.27\n \n6,419.77\n \n47,719.81\n \n54,139.58\n \n7,481.64\n \n8,543.31\n \n9,652.13\n \n15,411.88\n \n171,433.6\n \nSep\n201.68\n \n13,950.40\n \n32,362.47\n \n3,553.93\n \n11,188.77\n \n921.94\n \n13,421.60\n \n-\n \n-\n \n757.44\n \n561.95\n \n18.84\n \n110.22\n \n6,020.45\n \n49,450.81\n \n55,471.26\n \n5,730.80\n \n8,537.36\n \n10,340.98\n \n15,804.22\n \n172,933.8\n \nOct\n204.51\n \n12,507.21\n \n32,947.48\n \n4,526.89\n \n11,385.81\n \n910.64\n \n14,013.13\n \n-\n \n-\n \n655.59\n \n539.19\n \n23.48\n \n267.06\n \n6,236.10\n \n51,566.50\n \n57,802.60\n \n4,997.85\n \n7,774.84\n \n9,423.21\n \n16,097.87\n \n174,077.4\n \nNov\n263.56\n \n12,673.29\n \n33,851.53\n \n5,484.35\n \n10,816.26\n \n828.03\n \n14,055.20\n \n-\n \n-\n \n649.51\n \n515.30\n \n23.74\n \n327.36\n \n5,880.27\n \n53,183.11\n \n59,063.39\n \n5,737.74\n \n9,054.80\n \n9,275.53\n \n15,949.32\n \n178,568.9\n \nSource: Reserve Bank of Zimbabwe, 2025\nNotes\ni.Government securities include treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\niii.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nOther Institutional Units\n \n \n18 \n \n \n \nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n61,330.5\n1,857.1\n5,138.7\n68,326.3\n1,164.8\n7,498.8\n76,990.0\n57,444.7\n0.0\n11,140.1\n488.2\n591.7\n40.9\n31,241.2\n6,786.8\n12,384.1\n139,662.8\nFeb\n60,122.2\n1,926.9\n5,792.8\n67,841.9\n759.7\n6,860.8\n75,462.5\n56,543.4\n0.0\n10,832.8\n536.9\n948.1\n232.8\n32,118.9\n7,060.8\n11,635.0\n138,827.8\nMar\n64,498.3\n1,941.3\n5,810.8\n72,250.4\n248.3\n7,126.4\n79,625.1\n60,576.1\n0.0\n11,822.7\n539.3\n718.1\n52.6\n32,964.9\n7,859.2\n10,945.4\n144,527.3\nApr\n66,264.7\n2,136.9\n7,267.2\n75,668.8\n255.1\n10,251.2\n86,175.2\n62,807.1\n0.0\n11,917.1\n541.8\n870.9\n57.6\n33,473.5\n6,452.9\n13,242.4\n152,731.3\nMay\n69,556.9\n2,593.4\n8,067.9\n80,218.2\n709.1\n11,890.0\n92,817.3\n66,697.2\n0.0\n13,030.8\n157.7\n620.4\n129.8\n33,467.9\n7,163.7\n11,797.5\n159,185.1\nJun\n73,254.5\n2,441.0\n8,265.2\n83,960.7\n820.4\n13,331.3\n98,112.3\n70,999.0\n0.0\n12,314.0\n107.9\n1,123.5\n154.5\n34,375.8\n7,532.5\n12,665.7\n166,386.4\nJul\n73,398.0\n2,457.5\n8,292.0\n84,147.5\n820.4\n13,331.3\n98,299.2\n71,071.0\n0.0\n12,289.1\n107.9\n1,086.9\n154.5\n34,434.0\n7,493.6\n12,653.9\n166,519.1\nAug\n72,524.1\n2,227.6\n9,705.6\n84,457.3\n1,264.7\n11,513.5\n97,235.5\n71,384.1\n0.0\n13,105.1\n108.5\n1,251.0\n219.1\n36,895.5\n8,543.3\n14,075.6\n171,433.6\nSep\n71,148.7\n2,740.7\n10,453.3\n84,342.7\n1,065.9\n14,970.8\n100,379.3\n71,378.4\n0.0\n14,495.5\n101.1\n1,355.9\n72.0\n36,869.5\n8,537.4\n11,123.3\n172,933.8\nOct\n75,414.2\n2,831.2\n11,381.7\n89,627.2\n701.9\n14,396.3\n104,725.3\n76,497.1\n0.0\n12,553.1\n101.4\n1,578.5\n186.6\n37,599.3\n7,774.8\n9,558.4\n174,077.4\nNov\n76,316.0\n2,650.2\n10,700.9\n89,667.1\n502.9\n12,992.3\n103,162.3\n75,901.7\n0.0\n14,547.7\n48.4\n1,567.1\n291.7\n36,436.9\n9,054.8\n13,460.1\n178,568.9\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\nZWG millions\n \n \n19 \n \n \n \nForeign\nOther \nContigent\nEnd of\nNotes\nClaims\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nPublic Enterprise\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nLoans in ZiG\nLoans in Foreign Currency \nTotal\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n13.1\n \n939.4\n2,348.5\n \n616.8\n637.3\n \n-\n \n1,028.5\n \n0.0\n-\n \n1,019.2\n \n1,294.7\n \n-\n \n356.6\n \n317.5\n \n5,353.2\n \n5,670.7\n \n199.4\n \n-\n \n3001.4\n3,282.1\n \n20,407.7\n \nFeb\n13.9\n \n980.7\n2,545.5\n \n628.6\n695.1\n \n-\n \n753.2\n \n0.0\n-\n \n997.8\n \n1,428.4\n \n-\n \n335.1\n \n535.1\n \n5,302.8\n \n5,837.9\n \n199.4\n \n-\n \n1754.4\n3,294.2\n \n19,464.2\n \nMar\n20.4\n \n1031.3\n2,349.0\n \n786.9\n517.9\n \n-\n \n844.9\n \n0.0\n-\n \n1,066.7\n \n1,604.4\n \n-\n \n284.5\n \n358.4\n \n5,601.2\n \n5,959.7\n \n121.0\n \n-\n \n1684.9\n3,466.0\n \n19,737.7\n \nApr\n17.8\n \n1038.4\n2,522.2\n \n766.4\n514.4\n \n-\n \n900.0\n \n0.0\n-\n \n1,084.2\n \n1,815.7\n \n-\n \n284.5\n \n322.9\n \n5,519.7\n \n5,842.6\n \n111.4\n \n-\n \n1736.6\n3,476.9\n \n20,111.3\n \nMay\n26.4\n \n855.4\n2,940.4\n \n801.9\n906.2\n \n-\n \n1,009.6\n \n0.0\n-\n \n1,098.4\n \n1,814.5\n \n-\n \n204.3\n \n695.6\n \n5,865.6\n \n6,561.2\n \n139.8\n \n-\n \n2062.4\n3,495.2\n \n21,915.6\n \nJun\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nJul\n29.0\n \n803.0\n2,966.8\n \n631.1\n823.7\n \n-\n \n1,262.5\n \n0.0\n-\n \n1,046.3\n \n1,892.2\n \n-\n \n197.5\n \n635.7\n \n6,405.1\n \n7,040.8\n \n232.2\n \n-\n \n1786.7\n3,716.9\n \n22,428.7\n \nAug\n32.3\n \n1148.2\n3,101.3\n \n1361.4\n1,468.4\n \n-\n \n892.1\n \n0.0\n-\n \n1,235.6\n \n1,836.0\n \n-\n \n113.8\n \n639.9\n \n6,476.6\n \n7,116.6\n \n593.1\n \n-\n \n2036.4\n3,683.5\n \n24,618.5\n \nSep\n34.4\n \n1218.5\n3,281.0\n \n813.1\n1,259.5\n \n-\n \n830.3\n \n0.0\n-\n \n1,226.4\n \n2,125.7\n \n-\n \n107.4\n \n842.6\n \n6,263.1\n \n7,105.7\n \n451.2\n \n-\n \n2125.9\n3,664.0\n \n24,242.9\n \nOct\n43.3\n \n1267.3\n3,558.0\n \n979.8\n1,167.2\n \n-\n \n825.7\n \n0.0\n-\n \n1,303.7\n \n2,339.1\n \n-\n \n192.1\n \n741.0\n \n5,924.4\n \n6,665.4\n \n439.4\n \n-\n \n2552.1\n3,279.3\n \n24,612.4\n \nNov\n52.6\n \n1073.9\n3,497.0\n \n941.9\n1,383.6\n \n-\n \n934.1\n \n0.0\n-\n \n1,285.1\n \n2,404.5\n \n-\n \n196.6\n \n747.1\n \n5,896.2\n \n6,643.3\n \n445.0\n \n-\n \n2697.9\n3,293.4\n \n24,849.0\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\ni.Government securities include treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\nii.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nOther Institutional Units\nTABLE 6.1: BUILDING SOCIETIES ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent \nOther\nTOTAL\nand\nLiabilities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\n-\n \nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n6114\n44.7\n2,350.2\n8,508.5\n0.0\n649.8\n9,158.3\n6,215.9\n0.0\n1,657.1\n0.0\n377.4\n0.0\n6,162.6\n0.0\n3,052.3\n20,407.7\nFeb\n6227\n51.3\n2,759.3\n9,037.6\n0.0\n625.5\n9,663.1\n6,512.8\n0.0\n1,679.8\n0.0\n206.6\n0.0\n6,294.5\n0.0\n1,620.1\n19,464.2\nMar\n7027\n54.9\n2,402.5\n9,484.9\n0.0\n588.2\n10,073.1\n7,085.6\n0.0\n1,498.3\n0.0\n83.0\n0.0\n6,364.1\n0.0\n1,719.2\n19,737.7\nApr\n7101\n74.1\n2,488.0\n9,663.4\n0.0\n588.3\n10,251.7\n7,186.8\n0.0\n1,498.3\n0.0\n99.1\n0.0\n6,375.2\n0.0\n1,887.1\n20,111.3\nMay\n8052\n83.0\n2,896.7\n11,031.5\n0.0\n0.0\n11,031.5\n7,864.0\n0.0\n2,107.9\n0.0\n100.3\n0.0\n6,789.0\n0.0\n1,886.9\n21,915.6\nJun\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nJul\n7361\n52.4\n4,101.0\n11,513.9\n0.0\n648.2\n12,162.1\n8,109.7\n0.0\n1,831.4\n33.8\n86.3\n0.0\n6,827.3\n0.0\n1,487.8\n22,428.7\nAug\n7971\n57.3\n4,213.4\n12,241.4\n0.0\n751.2\n12,992.5\n9,046.5\n0.0\n2,065.1\n36.9\n107.8\n0.0\n7,361.5\n0.0\n2,054.6\n24,618.5\nSep\n8740\n54.3\n3,967.0\n12,761.5\n0.0\n200.1\n12,961.6\n9,714.8\n0.0\n1,860.0\n30.3\n88.1\n0.0\n7,193.5\n0.0\n2,109.3\n24,242.9\nOct\n9077\n56.8\n4,294.6\n13,428.1\n0.0\n229.7\n13,657.8\n9,386.0\n0.0\n1,300.0\n30.7\n88.3\n0.0\n7,089.1\n0.0\n2,446.5\n24,612.4\nNov\n9080\n61.7\n4,431.4\n13,573.5\n0.0\n303.8\n13,877.4\n9,286.0\n0.0\n1,405.7\n16.7\n88.5\n0.0\n7,016.5\n0.0\n2,444.2\n24,849.0\nSource: Reserve Bank of Zimbabwe, 2025\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n21 \n \n \n \nEND OF\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\n*Aug\n3,858,128.45\n496,920.13\n197,595.11\n3,160,166.09\n163,179.56\n1,353,221.18\n3,891,826.53\n2,259,346.53\n2,064,398.05\n355,517.61\n7,019,997.29\n1,626.53\n24,821,923.05\n*Sep\n6,672,075.13\n1,240,260.16\n365,299.01\n5,024,076.96\n274,548.64\n2,326,667.49\n6,387,958.08\n4,331,429.08\n3,418,807.30\n640,082.06\n11,884,283.83\n2,603.24\n42,568,090.98\n*Oct\n7,858,559.49\n1,469,928.32\n481,828.82\n5,465,308.96\n320,115.06\n2,603,522.82\n7,340,600.92\n5,249,584.59\n3,667,687.19\n726,009.18\n13,568,052.49\n3,070.10\n48,754,267.95\n*Nov\n7,180,366.66\n1,328,085.57\n428,978.78\n5,025,733.67\n284,239.89\n2,457,448.49\n6,759,835.67\n4,209,879.63\n3,928,182.05\n680,905.22\n13,074,981.78\n2,309.39\n45,360,946.80\n*Dec\n7,297,552.82\n1,289,292.14\n385,874.99\n4,973,856.63\n262,219.72\n2,513,526.60\n6,746,914.01\n4,827,984.53\n3,694,327.88\n706,439.67\n13,280,443.54\n2,262.81\n45,980,695.34\n2025\n*Jan\n7,678,298.65\n1,196,038.23\n409,696.02\n5,047,238.20\n306,809.73\n2,664,917.36\n6,434,242.43\n4,757,437.66\n4,086,970.99\n769,886.02\n13,569,651.19\n1,922.01\n46,923,108.48\n*Feb\n8,299,274.74\n1,201,875.78\n399,492.64\n4,830,538.61\n300,587.07\n2,770,286.66\n6,503,215.41\n4,803,609.78\n4,292,425.79\n746,491.37\n13,140,132.51\n1,960.50\n47,289,890.85\n*Mar\n8,326,930.91\n1,244,718.81\n402,707.95\n5,041,144.58\n317,777.54\n2,491,912.41\n6,543,198.90\n4,375,136.07\n5,262,596.60\n744,227.95\n13,809,533.31\n1,950.08\n48,561,835.10\n*Apr\n8,907,112.83\n1,321,160.24\n510,175.35\n5,587,682.42\n301,612.10\n2,488,206.19\n7,065,026.69\n5,118,059.86\n5,500,479.51\n721,927.40\n14,585,410.50\n2,121.10\n52,108,974.19\n*May\n9,447,878.28\n1,662,965.62\n432,262.51\n6,247,342.77\n303,671.59\n2,560,619.89\n7,447,120.21\n5,231,385.19\n5,706,622.10\n757,449.00\n14,848,295.45\n2,090.86\n54,647,703.48\n*Jun\n9,323,262.25\n1,857,036.70\n452,476.01\n6,911,438.62\n316,057.26\n2,597,384.44\n7,363,354.86\n5,189,397.21\n5,586,435.53\n1,025,486.27\n14,948,428.25\n2,340.92\n55,573,098.32\n*Jul\n9,586,121.76\n1,821,068.99\n495,126.38\n7,039,554.33\n178,544.10\n2,593,734.88\n7,795,887.20\n5,506,356.66\n4,812,815.12\n1,047,916.99\n15,398,848.28\n3,074.97\n56,279,049.66\n*Aug\n9,148,112.87\n1,704,046.91\n442,559.05\n8,621,271.81\n178,023.75\n2,711,257.51\n7,806,713.08\n4,494,735.86\n5,678,257.82\n1,660,555.70\n14,593,469.93\n3,267.57\n57,042,271.87\n*Sep\n9,939,018.22\n1,705,339.14\n447,683.58\n8,018,110.39\n298,207.44\n2,736,927.32\n8,222,972.36\n5,267,250.21\n5,356,204.76\n1,618,665.56\n15,143,546.81\n3,161.64\n58,757,087.43\n*Oct\n10,156,394.52\n1,857,937.44\n894,870.28\n7,960,894.20\n327,830.18\n2,793,906.88\n8,390,997.31\n5,441,104.32\n5,826,908.27\n1,725,282.36\n16,026,574.02\n3,520.96\n61,406,220.75\n*Nov\n10,329,897.54\n2,127,564.82\n789,426.81\n8,168,504.38\n264,314.27\n2,738,893.05\n8,808,301.87\n5,467,229.39\n5,795,538.81\n1,651,606.66\n16,521,676.98\n3,535.22\n62,666,489.80\nSource: Reserve Bank of Zimbabwe, 2025\nNotes\ni.Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n22 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\n*Oct\n3,485,504.59\n2,567,255.56\n3,535,607.03\n7,474,589.94\n3,299,698.46\n7,968,221.02\n5,044,419.36\n5,097,867.03\n29,458,757.35\n1,018,065.78\n9,462,752.69\n220,427.14\n78,633,165.96\n*Nov\n3,092,857.19\n2,583,575.64\n3,658,337.22\n6,311,484.89\n3,319,494.63\n7,425,250.57\n6,381,558.42\n4,761,639.77\n27,173,979.25\n1,133,673.74\n8,782,149.64\n200,228.74\n74,824,229.70\n*Dec\n3,246,075.75\n3,000,089.39\n3,491,754.69\n6,900,913.48\n3,547,897.26\n7,345,227.12\n6,716,997.93\n4,549,007.97\n27,260,521.53\n1,099,879.74\n10,022,447.18\n355,894.47\n77,536,706.51\n2025\n*Jan\n2,906,778.30\n3,263,210.15\n3,335,010.28\n6,226,024.85\n3,652,381.28\n8,401,231.92\n6,022,841.93\n4,820,773.49\n27,794,296.00\n1,020,418.08\n9,522,377.98\n214,322.39\n77,179,666.65\n*Feb\n3,148,260.00\n2,765,476.21\n2,386,768.37\n6,142,552.78\n3,733,009.01\n8,301,324.64\n5,391,986.88\n4,799,925.63\n27,396,588.33\n1,120,196.78\n10,349,018.64\n257,727.50\n75,792,834.75\n*Mar\n2,931,379.17\n2,536,384.45\n2,998,500.17\n7,205,270.81\n4,098,816.70\n9,412,388.16\n5,090,011.12\n5,298,903.78\n30,409,375.81\n1,367,930.91\n10,495,733.30\n291,454.26\n82,136,148.64\n*Apr\n3,386,026.90\n2,914,075.14\n3,289,407.24\n8,086,383.88\n4,171,684.56\n10,519,094.01\n5,681,605.01\n5,683,058.56\n29,468,736.33\n1,483,286.46\n12,710,551.63\n251,262.54\n87,645,172.24\n*May\n3,791,778.73\n3,137,191.75\n4,015,525.94\n8,522,205.13\n4,083,039.56\n10,506,322.87\n6,181,631.24\n5,246,061.22\n33,512,835.39\n1,339,582.73\n13,286,284.33\n245,907.53\n93,868,366.41\n*Jun\n4,014,093.60\n3,535,586.92\n4,498,509.41\n8,172,595.07\n4,663,956.29\n11,061,597.23\n7,103,169.60\n7,369,633.91\n33,675,926.44\n1,350,750.73\n14,041,884.59\n249,641.43\n99,737,345.22\n*Jul\n3,720,611.16\n3,264,199.67\n4,187,885.93\n7,663,562.57\n4,338,130.51\n11,059,181.15\n6,952,371.00\n6,841,436.42\n31,002,206.47\n1,401,103.60\n13,912,098.40\n249,684.34\n94,592,471.21\n*Aug\n4,067,028.19\n3,593,726.17\n4,621,438.31\n7,757,110.09\n4,870,995.71\n10,663,643.86\n7,009,097.60\n6,845,630.99\n33,663,827.18\n1,515,405.31\n13,535,691.17\n392,861.63\n98,536,456.22\n*Sep\n3,578,478.45\n3,656,834.56\n4,589,839.49\n7,619,973.61\n4,876,364.92\n11,278,677.66\n6,905,187.76\n7,218,138.56\n35,474,081.78\n1,766,880.44\n13,855,223.42\n328,883.65\n101,148,564.30\n*Oct\n3,719,594.69\n4,039,445.93\n3,059,923.54\n7,920,315.73\n3,219,088.24\n6,097,592.23\n7,593,611.16\n7,664,249.48\n36,145,416.07\n1,736,355.29\n13,980,066.86\n27,216,071.31\n122,391,730.52\n*Nov\n3,420,665.56\n3,832,735.79\n3,152,068.13\n8,015,114.34\n2,388,782.34\n6,007,260.87\n6,908,304.95\n7,326,359.41\n32,629,297.31\n1,500,594.37\n14,012,001.61\n25,980,428.94\n115,173,613.61\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n23 \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\n2025\n*Jan\n41.82\n47.35\n40.13\n46.08\n*Feb\n43.00\n48.60\n40.45\n45.68\n*Mar\n42.33\n47.97\n40.42\n46.11\n*Apr\n42.16\n47.82\n40.43\n46.21\n*May\n43.66\n48.93\n40.27\n46.51\n*Jun\n42.34\n48.06\n40.51\n46.77\n*Jul\n42.50\n48.23\n40.46\n46.43\n*Aug\n43.33\n48.96\n40.39\n46.34\n*Sep\n43.45\n49.06\n40.45\n46.22\n*Oct\n43.54\n49.18\n40.46\n46.40\n*Nov\n43.62\n49.30\n40.49\n46.75\nSource: Reserve Bank of Zimbabwe, 2025\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMERCIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n24 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n*Mar\n3.81\n4.14\n5.95\n8.87\n*Apr\n3.81\n4.14\n5.95\n8.93\n*May\n3.81\n4.14\n6.09\n9.62\n*Jun\n3.81\n4.14\n5.95\n9.21\n*Jul\n3.67\n3.78\n6.21\n9.37\n*Aug\n3.75\n3.86\n6.90\n10.48\n*Sep\n3.75\n4.08\n6.90\n10.79\n*Oct\n3.75\n4.08\n6.63\n11.10\n*Nov\n3.75\n4.08\n6.90\n10.79\nSource: Reserve Bank of Zimbabwe, 2025\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n25 \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.81\n0.46\n*Mar\n0.83\n0.15\n0.00\n-0.13\n0.93\n0.34\n-0.25\n-1.08\n2.43\n-0.53\n-0.22\n0.16\n-0.46\n-0.06\n*Apr\n1.31\n0.88\n1.67\n0.26\n1.17\n0.66\n-0.80\n1.05\n0.87\n2.92\n0.85\n1.11\n-0.25\n0.64\n*May\n1.14\n0.88\n0.20\n0.61\n1.58\n0.25\n-0.52\n0.35\n0.82\n0.04\n0.41\n0.58\n1.62\n0.93\n*Jun\n0.09\n0.77\n0.29\n0.70\n0.91\n0.75\n2.66\n0.45\n0.78\n0.19\n0.35\n0.53\n-0.21\n0.28\n*Jul\n0.36\n1.21\n5.44\n0.11\n0.68\n1.58\n-0.75\n0.60\n-0.46\n0.40\n-0.46\n2.29\n0.18\n1.57\n*Aug\n0.07\n1.17\n-0.01\n0.33\n1.54\n1.47\n3.11\n-0.06\n4.03\n2.78\n-0.07\n0.64\n-0.07\n0.40\n*Sep\n-0.07\n-0.26\n-0.66\n-0.69\n-0.39\n-1.32\n-0.06\n0.47\n0.28\n-0.53\n0.05\n-0.48\n0.21\n-0.25\n*Oct\n-0.51\n-0.67\n-2.51\n-0.17\n-0.24\n0.98\n1.74\n-0.18\n0.00\n0.09\n-0.22\n-0.90\n0.71\n-0.36\n*Nov\n-0.23\n-0.30\n0.08\n0.00\n0.97\n0.45\n-0.03\n-0.59\n-0.72\n-0.65\n-0.36\n-0.03\n0.65\n0.20\nSource: Zimstat, 2025\n*Statistics are in ZiG\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\n \n \n26 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\n2025\n*Apr\n113.35\n96.45\n65.25\n89.90\n102.12\n82.73\n70.72\n92.09\n22.68\n66.55\n106.90\n77.85\n102.86\n85.68\n*May\n129.68\n100.90\n64.69\n97.15\n107.69\n86.74\n68.74\n97.91\n23.68\n68.14\n113.77\n80.67\n118.27\n92.06\n*Jun\n130.99\n100.81\n65.04\n98.10\n108.68\n86.58\n72.66\n98.85\n24.44\n68.39\n114.06\n81.23\n118.65\n92.52\n*Jul\n130.50\n101.45\n73.37\n98.55\n109.16\n90.38\n75.58\n99.93\n23.42\n68.69\n112.89\n95.79\n120.66\n95.79\n*Aug\n125.47\n100.66\n73.00\n95.15\n109.89\n88.08\n81.14\n97.03\n27.76\n71.25\n108.36\n84.22\n115.87\n93.78\n*Sep\n102.80\n93.09\n69.93\n81.62\n101.02\n75.60\n75.97\n86.29\n27.03\n63.08\n94.00\n76.64\n96.40\n82.74\n*Oct\n29.65\n32.33\n41.84\n29.69\n33.20\n27.83\n25.91\n24.67\n22.50\n24.80\n25.68\n32.74\n32.53\n32.67\n*Nov\n11.68\n14.61\n38.76\n12.62\n16.82\n12.82\n17.83\n5.51\n16.20\n12.01\n9.12\n21.00\n15.34\n18.99\nSource: Zimstat, 2025\n*Statistics are in ZiG\nALL ITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \n \n \n27 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\n*Mar\n26.6787\n1.4588\n1.9508\n0.1788\n28.5428\n34.4141\n*Apr\n26.8023\n1.4182\n1.9371\n0.1855\n30.0241\n33.8697\n*May\n26.8657\n1.4817\n1.9826\n0.1854\n30.2848\n35.8782\n*Jun\n26.9125\n1.4958\n1.9959\n0.1861\n30.6525\n36.2024\n*Jul\n26.8367\n1.5123\n1.9559\n0.1828\n31.3728\n36.2626\n*Aug\n26.7665\n1.5098\n1.8838\n0.1813\n31.1270\n35.9603\n*Sep\n26.6638\n1.5274\n1.8858\n0.1804\n31.2864\n36.0137\n*Oct\n26.5958\n1.5434\n1.8750\n0.1762\n31.0557\n35.6428\n*Nov\n26.3274\n1.5269\n1.8654\n0.1696\n29.2852\n34.5812\nSource: Reserve Bank of Zimbabwe, 2025\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND \nSTERLING\n \n \n28 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\n*Mar\n205.25\n180.43\n229,916,317\n92,886,500\n62,916.75\n*Apr\n191.95\n143.95\n268,269,085\n150,502,500\n58,411.66\n*May\n196.85\n145.40\n600,720,736\n269,991,681\n59,973.06\n*Jun\n197.23\n145.40\n532,262,807\n393,325,459\n60,971.48\n*Jul\n205.71\n144.85\n765,887,092\n429,345,471\n64,302.76\n*Aug\n208.72\n145.31\n689,801,108\n428,725,700\n65,354.76\n*Sep\n210.63\n123.58\n451,998,794\n95,397,473\n65,675.91\n*Oct\n213.68\n115.11\n390,818,131\n120,365,000\n67,708.46\n*Nov\n234.97\n109.09\n375,030,961\n83,164,380\n74,763.01\nSource: Zimbabwe Stock Exchange, 2025\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n \n \n29 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n7252.4\n6858.9\n14579.5\n44760.8\n*Feb\n92208.7\n5961.2\n6364.9\n14208.9\n43833.1\n*Mar\n112646.3\n6785.3\n7339.8\n17156.0\n47320.6\n*Apr\n116945.5\n7294.4\n7046.2\n19678.2\n49770.4\n*May\n128946.5\n9194.3\n8439.4\n23187.8\n53674.7\n*Jun\n138127.3\n8384.0\n9486.4\n21162.1\n54257.1\n*Jul\n138187.6\n9025.2\n9523.3\n21930.1\n58804.4\n*Aug\n109473.9\n7154.9\n8818.4\n21485.6\n58556.4\n*Sep\n132722.3\n7080.7\n9387.7\n23110.2\n67610.3\n*Oct\n134725.7\n7722.3\n9876.5\n24887.4\n59362.4\n*Nov\n129416.8\n7942.7\n10352.2\n24452.5\n51850.3\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n30 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n7381.3\n911.1\n46337.9\n1363.6\n*Feb\n815.5\n6229.8\n838.1\n44460.8\n1346.3\n*Mar\n917.4\n6777.0\n953.3\n53987.0\n1250.1\n*Apr\n872.0\n6052.9\n888.6\n54493.5\n1222.6\n*May\n959.3\n7667.0\n1027.7\n59206.5\n1531.9\n*Jun\n922.0\n7179.3\n1119.4\n56595.1\n1165.4\n*Jul\n983.4\n8005.7\n1110.5\n58630.8\n1172.7\n*Aug\n818.4\n6941.9\n1038.6\n61492.9\n1127.4\n*Sep\n987.3\n6560.0\n1057.7\n62386.1\n1200.5\n*Oct\n997.6\n7197.8\n1133.6\n67263.2\n1231.1\n*Nov\n827.6\n6598.3\n1093.5\n66386.8\n1311.2\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n31 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\n2025\n*Jan\n652.6\n728.8\n1381.5\n-76.2\n*Feb\n513.7\n713.4\n1227.1\n-199.7\n*Mar\n583.6\n793.5\n1377.1\n-209.9\n*Apr\n663.9\n760.4\n1424.3\n-96.5\n*May\n728.9\n847.6\n1576.5\n-118.7\n*Jun\n725.5\n848.7\n1574.2\n-123.3\n*Jul\n877.8\n853.4\n1731.2\n24.5\n*Aug\n879.2\n837.7\n1716.9\n41.5\n*Sep\n851.9\n857.8\n1709.7\n-5.9\n*Oct\n1041.7\n1013.0\n2054.8\n28.7\n*Nov\n1046.3\n955.8\n2002.1\n90.5\nSource: ZIMSTAT, 2025\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_November_2025.pdf"}
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+{"doc_id": "b63119bf13016f0e7c51453aa698df6a", "text": "i \n \n \n \n \n \n \n \nMARCH 2022 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMONETARY DEVELOPMENTS .............................................................................................. 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nINFLATION OUTTURN ............................................................................................................. 8 \nAnnual Inflation ........................................................................................................................ 8 \nMonthly Inflation ...................................................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nCash Transactions ..................................................................................................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCard Based Transactions ......................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \n \n2022 \n \nFebruary \n \n2022 \n \nMarch \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n27,813.15 \n27,885.25 \n \n0.26 \nMoney Supply2 (M3) (ZW$ millions) \n506,126.21 \n \n589,093.60 \n16.39 \nAnnual ZW$ Inflation1 (%) \n66.11 \n72.70 \n6.59a \n \nBlended Annual Inflation1 (%) \n27.83 \n29.82 \n1.99a \nMonthly ZW$ Inflation1 (%) \n6.99 \n6.31 \n-0.68a \n \nBlended Monthly Inflation1 (%) \n3.09 \n2.66 \n-0.43a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n1,043.63 \n1,469.44 \n40.80 \nNominal Lending Rate2 \n(% per annum) \n15.00-85.00 \n15.00-85.00 \n \n \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational monthly average prices for gold, \ncopper, nickel, and Brent crude oil firmed, in \nMarch 2022. Platinum prices, however, \ndeclined during the same month. Commodity \nmarkets were largely influenced by the \nheightened conflict between the West and \nRussia, over the latter’s invasion of Ukraine. \n \nPrecious Metals \n \n Gold \nGold prices remained upbeat during the month \nunder analysis, with the monthly average rising \nby 4.9% to US$1,947.60 per ounce, from \nUS$1,856.94 per ounce, recorded in the prior \nmonth. This was on the back of the ongoing \nconflict in Eastern Europe, which helped \nsupport the yellow metal’s appeal as a safe-\nhaven asset. In addition, growing concerns over \nhigh global inflation also prompted investors to \nshift from riskier assets to precious metals, such \nas gold. \nPlatinum \nPlatinum prices marginally retreated, as fears \nover supply disruptions were outweighed by a \nfirming US dollar. Furthermore, prices were \nweighed down by waning demand from the \nautomotive industry, particularly in Europe and \nChina. Prices eased by 0.5%, from a monthly \naverage of US$1,049.40 per ounce in February \n2022 to US$1,044.65 per ounce, in the month \nunder review. The precious metal price \ndevelopments for the period from January 2021 \nthrough March 2022, are as shown in Figure 1. \n \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n \nBase Metals \n \nCopper \nCopper prices rose by 2.9%, from a monthly \naverage of US$9,926.09 per tonne in February \n2022 to US$10,218.64 per tonne, during the \nmonth under review. Prices were mainly \nsupported by investor concerns over supply \ndisruptions due to the war in Ukraine, record \nlow global stockpiles, and increasing energy \ncosts. \n \nNickel \nNickel prices surged, as firms such as China’s \nTsingshan \nHolding \nGroup, \nmade \nlarge \npurchases to cover their short positions. The \nprice of the base metal has also been rising in \nrecent weeks, due to concerns over supply \ndisruptions, stemming from the Russia-Ukraine \nwar. Furthermore, robust demand from electric \nvehicle battery manufacturers, amid rising \ndemand for batteries, also supported nickel \nprices. Prices rose by 54.7%, to a monthly \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \naverage of US$37,002.57 per tonne, from \nUS$23,924.30 per tonne recorded in the \nprevious month. Figure 2 shows developments \nin base metal prices for the period from March \n2021 to March 2022. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \n \nBrent Crude Oil \nBrent crude oil prices rose by 20.6%, from a \nmonthly average of US$93.81 per barrel in \nFebruary 2022 to US$113.18 per barrel, during \nthe month under review. The sharp increase in \nprices followed the imposition of sanctions on \nRussian oil exports by the United States, which \nexacerbated the already tight oil supply \nsituation. \nIn addition, a fall in US crude oil inventories, at \na time when global demand was improving, \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nfollowing the slump caused by the Covid-19 \npandemic, also supported oil prices. Figure 3 \nshows the movement in Brent crude oil prices \nfor the period from March 2021 to March 2022. \nFigure 3: International Crude Oil Prices \n(US$/barrel) \n \nSource: Bloomberg, 2022 \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad money amounted to ZW$589.09 billion \nin March 2022, compared to ZW$506.13 \nbillion in February 2022. The money stock was \nlargely composed of local currency deposits, \n52.74%; and foreign currency deposits, \n42.78%. Currency in circulation constituted \n0.55% of total money supply. Figure 4 shows \nthe composition of money supply. \n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n20\n40\n60\n80\n100\n120\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nUS$/barrel\n \n \n \n6 \n \nFigure 4: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nMonth-on-month, broad money increased by \n16.39%, \nlargely \nreflecting \nincreases \nof \nZW$49.39 billion and ZW$26.28 billion in \nforeign \ncurrency \nand \nlocal \ncurrency \ntransferable \ndeposits, \nrespectively. \nThe \nincrease in foreign currency deposits partly \nreflected the impact of exchange rate \ndepreciation. \n \nDuring the month of March 2022, net domestic \nclaims increased by 13.73%, to ZW$425.90 \nbillion. The growth was largely due to increases \nof ZW$47.71 billion and ZW$5.85 billion in \ncredit to the private sector and net claims on \nGovernment, respectively. \n \nOn an annual basis, broad money registered a \ngrowth of 151.45%, down from 384.02% in \nMarch 2021. The local currency component of \nbroad money grew by 163.27%; while foreign \ncurrency deposits increased by 139.20%. \n \nThe growth in foreign currency deposits, from \nZW$115.04 billion in March 2021 to \nZW$275.17 billion in March 2022, was partly \ndue to exchange rate depreciation. \n \nThe annual growth in broad money was largely \ndue to increases of 311.06% and 230.58% in \nnet claims on Government and credit to the \nprivate sector, respectively. Banking sector \ncredit to Government was mainly in the form of \nTreasury bill holdings by banks. \n \nCredit to the private sector mainly benefited the \nagriculture and household sectors, which \nreceived 25.48% and 22.40% of the total credit, \nrespectively. \nThe \nmanufacturing \nand \ndistribution sectors also received 12.49% and \n11.37%, respectively, while the shares of credit \nfor the rest of the economic sectors are as \nshown in Figure 5. \n \nFigure 5: Distribution of Private Sector \nCredit \n \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nCredit to the private sector was largely \nchanneled towards inventory build-up, 32.64%; \nLocal \nCurrency \nTransferable \ndeposits\n42.78%\nForeign \nCurrency \nDeposits\n46.71%\nTime \nDeposits\n9.19%\nCurrency in \nCirculation\n0.55%\nNCDs\n0.77%\nHouseholds\n22.40%\nAgriculture\n25.48%\nMining\n6.01%\nManufacturing\n12.49%\nDistribution\n11.37%\nConstruction\n0.97%\nTransport & \nCommunicati\nons\n1.96%\nServices\n14.58%\nFinancial Org. \n& Investments\n4.43%\nOther\n0.31%\n \n \n \n7 \n \nother recurrent expenditures, 30.38%; and \nfixed capital investments, 16.15%. \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month under review, the Zimbabwe \nStock Exchange (ZSE) was characterised by \nbullish sentiment. Consequently, all the major \nindices registered gains. \n \nThe All Share, Top 10, Top 15 and Medium \nCap indices increased by 5.79%, 5.26%, 5.32% \nand 6.58% to close at 15 658.92 points, 10 \n476.38 points, 11 532.19 points and 26 183.01 \npoints, respectively. \n \nThe resources index also rose by 21.39%, to \nclose at 11 289.34 points in March 2022, from \n9 300.03 points recorded in February 2022. \n \nFigure 6: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2022 \nThe cumulative volumes of shares traded on the \nZSE declined by 24.64% to 117.82 million \nshares, compared to 203.63 million shares \ntraded in February 2022. Despite the decline in \nthe volume of shares traded, the value of the \nshares rose by 2.59% to ZW$8.19 billion. \n \nThe proportion of foreign purchases to the \nvalue of shares traded increased to 9.55%, \nduring the month under analysis, compared to \n8.25% recorded in February 2022. The net \nforeign position improved to a surplus of \nZW$40.92 million in March 2022, from a \ndeficit of ZW$162.50 million recorded in the \nprevious month. \n \nFigure 7: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2022 \n \nThe ZSE gained ZW$101.71 billion, or 5.46% \nworth of capitalization to close at ZW$1.96 \ntrillion, during the month under review, \nfollowing the aforementioned developments. \n \n \n \n \n0.00\n2,000.00\n4,000.00\n6,000.00\n8,000.00\n10,000.00\n12,000.00\n14,000.00\n200\n2200\n4200\n6200\n8200\n10200\n12200\n14200\n31-Mar-21\n30-Apr-21\n31-May-21\n30-Jun-21\n31-Jul-21\n31-Aug-21\n30-Sep-21\n31-Oct-21\n30-Nov-21\n31-Dec-21\n31-Jan-22\n28-Feb-22\n31-Mar-22\nAll Share Index\nTop 10 Index\nMining Index\n0\n2,000\n4,000\n6,000\n8,000\n10,000\n12,000\n14,000\n16,000\n18,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n8 \n \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual inflation stood at 72.70% in March \n2022, up from 66.11% in February 2022. This \nwas, in large part, attributable to the increase in \nimport prices of raw materials, food, and liquid \nfuels and the depreciation of the local unit, \nagainst major international currencies. Both \nannual food and non-food inflation increased, \nduring the month under review. \n \nAnnual food inflation rose to 75.09% in March \n2022, from 69.29% in the previous month. \nNon-food inflation also accelerated from \n63.69% in February 2022 to 70.87% in March \n2022. \n \nThe annual blended inflation2 rate increased \nfrom 27.83% in February 2022 to 29.82% in \nMarch 2022, largely on account of the rise in \nblended food inflation. \n \n \n \nMonthly Inflation \n \nMonth-on-month ZW$ inflation eased from \n6.99% in February 2022 to 6.31% in March \n2022, largely due to the decline in food \ninflation. \n \nMonthly food inflation fell from 8.25% in \nFebruary to 6.03% in March 2022, largely \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \ndriven by bread and cereals, vegetables, and \nmeat sub-categories. \n \nMonthly \nnon-food \ninflation, \nhowever, \nregistered a marginal increase to close at 6.54% \nin March 2022, from 6.03% in February 2022. \nTransport and miscellaneous goods and \nservices \ndominated \nmonthly \nnon-food \ninflation, during the month under review. \nFigure 8 shows the month-on-month inflation \nprofile. \n \n \nFigure 8: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2022 \n \nThe monthly blended inflation rate decelerated \nfrom 3.09% in February 2022 to 2.66% in \nMarch 2022. \n \nNATIONAL PAYMENTS SYSTEM \n \nDuring the month under review, the total value \nof transactions processed through the National \nPayments System (NPS) stood at ZW$1.47 \ntrillion, up from ZW$1.04 trillion recorded in \nin price of goods and services sold in the two main currencies \nin circulation, namely the ZW$ and the US$. \n0.00%\n2.00%\n4.00%\n6.00%\n8.00%\n10.00%\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nFood\nNon-Food\nOverall\n \n \n \n9 \n \nthe previous month. NPS transaction volumes \nincreased by 11% to close at 108.36 million, \nduring the month under analysis. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the Real Time \nGross Settlement System (RTGS) system \nregistered an increase, from ZW$672.72 billion \nin February 2022 to ZW$961.45 billion in \nMarch 2022. The volume of RTGS transactions \nincreased by 27%, from 0.98 million in \nFebruary 2022 to 1.24 million, during the \nmonth under review. \nFigure 9: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nCash Transactions \n \nCash based transactions stood at ZW$24.07 \nbillion in March 2022, up from ZW$16.99 \nbillion in the previous month. \n \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \nregistered a significant increase of 59.5% to \nZW$425.06 billion in March 2022, from \nZW$266.54 billion in the preceding month. \n \nCard Based Transactions \n \nCard-based transactions closed the month \nunder review at ZW$82.93 billion, up from \nZW$65.19 billion recorded in February 2022. \n \nRESERVE BANK OF ZIMBABWE \n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\n 600.0\n 700.0\n 800.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n27 \n \n \n \n \n \n \n11 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 28 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 29 \n \n13.2 Volumes of Transactions \n \n \n \n \n 30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nNet Foreign Assets\n-327,297,184.10\n-319,268,915.42\n-328,642,322.20\n-303,317,411.71\n-290,181,081.59\n-301,865,260.30\n-305,499,835.09\n-324,477,572.55\n-370,161,253.86\n-361,298,424.39\n-440,559,292.65\n-471,346,132.81\n-543,454,309.01\nCentral Bank(net)\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\n-408,677,935.81\n-412,168,208.49\n-411,964,116.26\n-421,707,589.69\n-470,115,861.82\n-508,301,508.78\n-513,012,570.17\n-569,288,849.11\n-608,788,967.34\n-717,594,313.10\nForeign Assets\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\nForeign Liabilities\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\nOther Depository Corporations(net)\n77,366,267.57\n83,041,283.51\n89,891,499.41\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\nForeign Assets\n92,405,865.60\n98,837,092.48\n106,013,344.18\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\nForeign Liabilities\n15,039,598.02\n15,795,808.97\n16,121,844.77\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\nNet Domestic Assets (NDA)\n561,575,884.82\n581,351,630.28\n610,249,806.36\n606,251,821.19\n620,837,934.22\n631,052,096.29\n670,098,627.13\n742,039,356.10\n808,077,271.24\n836,659,942.26\n910,997,169.52\n977,472,347.72 1,132,547,895.53\nDomestic Claims\n124,267,139.59\n149,907,978.82\n158,719,727.00\n170,177,222.61\n186,187,386.15\n207,406,481.73\n225,085,581.53\n262,344,428.58\n291,811,266.12\n340,286,879.84\n332,913,297.54\n374,469,353.19\n425,899,133.67\nClaims on Central Government(net)\n19,242,767.82\n28,124,843.48\n29,989,668.04\n23,670,319.48\n31,250,109.35\n38,932,426.18\n42,462,267.46\n58,595,877.36\n61,571,905.79\n83,610,072.33\n59,994,722.44\n73,245,394.75\n79,099,806.11\nClaims on Central Government\n43,295,379.13\n47,281,011.39\n47,535,251.17\n42,113,825.79\n45,934,145.83\n55,528,235.16\n59,818,762.06\n75,251,019.59\n80,526,247.04\n98,427,828.73\n98,638,404.95\n108,304,664.41\n112,202,570.05\nCentral Bank\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\nODCs\n17,617,850.02\n19,404,164.04\n19,218,864.33\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\nLess Liabilities to Central Government\n24,052,611.30\n19,156,167.92\n17,545,583.13\n18,443,506.31\n14,684,036.48\n16,595,808.98\n17,356,494.60\n16,655,142.23\n18,954,341.25\n14,817,756.40\n38,643,682.51\n35,059,269.66\n33,102,763.94\nCentral Bank\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\nODCs\n4,875,806.82\n5,382,544.78\n6,832,569.42\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\nClaims on Other Sectors\n105,024,371.77\n121,783,135.35\n128,730,058.96\n146,506,903.14\n154,937,276.80\n168,474,055.55\n182,623,314.07\n203,748,551.22\n230,239,360.33\n256,676,807.51\n272,918,575.10\n301,223,958.44\n346,799,327.56\nOther Financial Corporations\n2,676,383.43\n4,857,921.34\n2,161,647.81\n4,230,396.18\n4,434,113.69\n4,734,034.05\n4,598,468.25\n4,840,748.10\n6,128,229.51\n9,710,262.81\n7,156,496.45\n7,232,833.43\n7,747,219.19\nState and Local Government\n30,050.30\n20,366.90\n23,547.12\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\nPublic Non Financial Corporations\n7,837,908.59\n9,126,830.60\n9,187,412.56\n12,075,547.93\n10,556,580.34\n13,825,015.06\n17,770,427.55\n20,820,033.41\n22,393,447.91\n23,865,846.53\n21,803,605.08\n29,207,585.84\n26,468,620.27\nPrivate Sector\n94,480,029.44\n107,778,016.50\n117,357,451.47\n130,116,707.10\n139,872,825.71\n149,845,640.23\n160,186,851.44\n178,008,080.43\n201,639,254.74\n222,930,132.71\n243,793,080.38\n264,623,905.12\n312,329,173.83\nCentral Bank\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\nODCs\n93,569,276.49\n106,596,711.09\n116,093,273.55\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\nOther Items(Net)\n-437,308,745.22 -431,443,651.46 -451,530,079.36 -436,074,598.58 -434,650,548.07 -423,645,614.57 -445,013,045.60 -479,694,927.52 -516,266,005.13 -496,373,062.42 -578,083,871.97 -603,002,994.53 -706,648,761.86\nShares and Other Equity\n-411,006,941.09\n-396,650,639.28\n-415,482,334.99\n-421,159,006.94\n-420,923,101.54\n-420,402,750.57\n-426,036,485.00\n-473,248,083.80\n-509,275,252.67\n-502,021,854.19\n-526,564,518.35\n-560,858,506.65\n-647,259,441.19\nLiabilities to Other Financial Corporations\n408,850.46\n409,882.68\n429,002.92\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\nRestricted Deposits\n71,982.41\n72,859.61\n67,378.71\n73,532.53\n85,289.04\n2,097,859.91\n3,600,957.03\n6,496,099.45\n4,400,595.12\n6,915,475.67\n2,167,260.87\n2,173,882.06\n2,994,403.00\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-26,782,637.00\n-35,275,754.48\n-36,544,126.00\n-15,451,722.36\n-14,365,553.48\n-5,819,302.38\n-22,952,935.50\n-13,445,998.89\n-11,738,438.67\n-1,406,451.73\n-53,917,133.32\n-44,545,169.67\n-63,194,358.13\nBroad Money-M3\n234,278,700.72\n262,082,714.87\n281,607,484.16\n302,934,409.48\n330,656,852.64\n329,186,835.99\n364,598,792.04\n417,561,783.55\n437,916,017.39\n475,361,517.87\n470,437,876.87\n506,126,214.91\n589,093,586.52\nSecurities Other than Shares Included in Broad Money\n1,641,213.33\n1,503,791.55\n1,525,849.38\n1,559,661.34\n1,523,179.12\n1,873,132.76\n3,191,934.31\n3,729,670.68\n4,007,812.73\n3,696,333.82\n3,685,330.94\n4,456,190.77\n4,510,894.76\nBroad Money-M2\n232,637,487.38\n260,578,923.31\n280,081,634.78\n301,374,748.14\n329,133,673.52\n327,313,703.23\n361,406,857.73\n413,832,112.87\n433,908,204.66\n471,665,184.05\n466,752,545.93\n501,670,024.14\n584,582,691.76\nOther Deposits\n14,168,053.71\n13,701,776.00\n18,359,658.93\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\nNarrow Money-M1\n218,469,433.68\n246,877,147.31\n261,721,975.85\n279,979,150.10\n306,098,411.06\n300,262,147.56\n335,026,202.48\n385,927,355.64\n400,698,387.01\n434,262,220.25\n427,464,720.85\n454,155,285.76\n530,433,488.84\nTransferable Deposits\n216,776,481.85\n245,066,101.47\n259,978,003.99\n277,785,152.96\n303,724,801.01\n297,965,557.69\n333,108,841.78\n383,724,566.36\n398,514,604.13\n431,948,432.28\n425,262,736.08\n451,539,424.76\n527,204,673.89\n Of which Foreign Currency Accounts\n115,035,082.24\n117,770,638.10\n127,553,941.47\n133,630,862.77\n141,174,811.64\n133,774,214.78\n151,057,377.09\n179,312,075.75\n181,547,992.63\n210,704,070.51\n197,684,662.27\n225,776,364.73\n275,166,409.09\nCurrency Outside Depository Corporations\n1,692,951.82\n1,811,045.84\n1,743,971.86\n2,193,997.15\n2,373,610.05\n2,296,589.87\n1,917,360.70\n2,202,789.29\n2,183,782.87\n2,313,787.98\n2,201,984.76\n2,615,861.00\n3,228,814.95\nMemorandum Items\nReserve Money\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\nFCAs as a Percentage of Deposits in M3\n49.5%\n45.2%\n45.6%\n44.4%\n43.0%\n40.9%\n41.7%\n43.2%\n41.7%\n44.5%\n42.2%\n44.8%\n47.0%\nEnd Period Exchange Rate\n84.40\n84.50\n84.73\n85.42\n85.64\n86.06\n87.67\n97.14\n105.67\n108.67\n115.42\n124.02\n142.42\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n13 \n \n \nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nNet Foreign Assets\n-404,663,451.67 -402,310,198.93 -418,533,821.61 -408,677,935.81 -412,168,208.49 -411,964,116.26 -421,707,589.69 -470,115,861.82 -508,301,508.78 -513,012,570.17 -569,288,849.11 -608,788,967.34 -717,594,313.10\nClaims on Non Residents\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\nOfficial Reserves Assets\n11,051,852.30\n7,205,335.48\n9,390,079.67\n22,273,252.21\n11,141,648.17\n95,273,718.45\n91,410,691.55\n98,733,481.46\n106,788,388.55\n113,865,495.69\n88,142,478.36\n98,842,512.26\n111,766,758.89\nOther Foreign Assets\n12,188,252.26\n10,909,678.93\n10,944,097.54\n10,865,931.01\n10,684,792.88\n10,973,701.35\n12,282,616.24\n13,594,904.67\n14,755,511.24\n20,597,406.74\n21,801,631.11\n23,392,128.91\n29,671,571.60\nLess Liabilities to Non Residents\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\nShort Term Liabilities\n195,017,951.26\n196,412,895.15\n215,118,073.59\n219,691,932.32\n215,528,229.57\n219,582,935.92\n224,780,986.78\n250,088,131.95\n270,427,009.64\n276,458,350.87\n288,043,621.76\n314,055,031.14\n380,818,044.00\nOther Foreign Liabilities*\n232,885,604.97\n224,012,318.18\n223,749,925.24\n222,125,186.70\n218,466,419.97\n298,628,600.14\n300,619,910.70\n332,356,116.01\n359,418,398.93\n371,017,121.73\n391,189,336.81\n416,968,577.38\n478,214,599.59\n of which blocked funds\n191,174,087.59\n181,636,605.52\n181,088,588.70\n179,118,601.53\n175,855,465.58\n173,053,746.34\n173,544,785.11\n191,359,585.62\n207,901,480.94\n215,193,860.69\n226,575,523.87\n239,652,643.98\n276,151,105.21\nNet Domestic Assets (NDA)\n423,911,503.19\n424,930,288.99\n444,749,080.57\n433,522,736.46\n437,112,930.85\n440,459,231.26\n447,950,487.22\n494,471,680.62\n536,486,587.36\n538,956,830.20\n595,796,383.98\n636,602,481.08\n745,479,564.79\nDomestic Claims\n14,624,071.75\n24,589,033.83\n28,240,574.97\n25,962,204.03\n25,193,941.68\n27,281,606.24\n29,006,431.90\n40,400,891.34\n41,254,735.58\n70,963,422.00\n45,764,983.60\n56,431,583.21\n59,280,671.72\nNet Claims on Central Government\n6,500,724.62\n14,103,224.21\n17,603,373.13\n12,336,905.40\n13,122,877.88\n12,099,897.36\n9,757,732.78\n17,950,931.38\n17,031,705.25\n46,157,622.65\n23,759,754.43\n28,391,009.15\n33,843,987.33\nClaims on Central Government\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\nOf which: Securities Other than Shares\n5,962,815.29\n5,871,229.64\n5,850,605.06\n5,809,922.68\n5,803,706.31\n5,778,201.73\n5,767,697.15\n5,748,064.63\n5,737,560.05\n5,725,696.74\n5,709,408.86\n5,698,904.28\n5,628,648.40\nLoans\n19,714,713.82\n22,005,617.72\n22,465,781.78\n18,675,222.67\n16,952,495.34\n17,005,332.91\n17,833,656.45\n25,695,249.98\n27,349,310.60\n51,228,986.78\n52,667,064.29\n53,343,629.64\n55,987,602.77\n Loans and Advances\n15,701,443.90\n17,997,932.14\n18,458,096.20\n14,666,539.96\n12,945,598.08\n12,997,746.30\n13,884,037.90\n15,157,333.07\n16,805,093.22\n17,897,368.08\n19,335,445.61\n19,998,243.11\n22,642,216.24\n Legacy Debt\n401,704.08\n396,119.73\n396,119.74\n397,116.86\n395,331.42\n396,020.77\n338,052.70\n6,926,351.06\n6,932,651.53\n29,720,052.86\n29,720,052.83\n29,733,820.69\n29,733,820.69\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\nOf which: Deposits\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n8,123,347.12\n10,485,809.62\n10,637,201.84\n13,625,298.64\n12,071,063.80\n15,181,708.88\n19,248,699.12\n22,449,959.96\n24,223,030.33\n24,805,799.35\n22,005,229.17\n28,040,574.06\n25,436,684.39\nOther Financial Corporations\n703,645.95\n1,533,608.33\n1,602,101.94\n1,591,946.54\n1,600,109.77\n1,616,633.50\n1,675,284.36\n1,710,457.33\n1,936,149.98\n1,940,319.92\n1,979,866.38\n1,974,819.36\n2,314,886.09\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n6,508,948.22\n7,770,895.87\n7,770,921.98\n10,544,228.28\n8,914,695.01\n11,902,013.06\n15,872,466.74\n18,948,074.45\n20,323,891.94\n20,881,242.71\n17,988,080.01\n23,840,423.94\n20,227,681.72\nPrivate Sector\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\nClaims on Other Depository Corporations\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\nOf which: Loans\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\nOther Liabilities to ODCs\n67,223,250.63\n68,479,829.04\n74,078,427.51\n91,366,745.03\n90,755,541.83\n61,697,091.96\n61,027,807.98\n75,694,008.33\n84,609,743.32\n108,149,998.58\n92,445,342.97\n98,771,358.77\n116,286,172.05\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n32,826,932.93\n33,556,990.26\n41,514,984.85\n45,976,776.82\n46,605,622.19\n40,728,575.10\n41,191,755.29\n51,891,284.90\n53,851,878.52\n72,821,158.38\n55,087,092.35\n61,186,545.74\n73,725,582.36\nOther Items(Net)\n-474,455,170.78 -466,387,761.43 -487,568,110.43 -495,500,366.27 -499,196,071.64 -471,349,472.27 -476,675,721.39 -525,795,635.11 -574,985,503.78 -571,223,436.96 -636,865,583.85 -673,232,217.80 -791,721,093.43\nShares and Other Equity\n-471,095,071.67\n-458,343,431.18\n-477,762,942.16\n-486,305,203.47\n-488,981,304.19\n-491,527,426.67\n-501,914,984.05\n-555,638,121.13\n-604,000,281.44\n-620,887,582.17\n-657,568,133.29\n-700,269,272.95\n-804,754,190.04\nOther Items(Net)\n-4,965,601.97\n-9,430,994.41\n-10,971,526.97\n-9,911,933.75\n-10,996,966.63\n17,593,977.36\n20,921,508.79\n23,131,653.99\n23,458,496.35\n41,146,119.65\n18,270,195.89\n24,793,374.40\n8,861,949.04\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n1,605,502.86\n1,386,664.16\n1,166,358.70\n716,770.95\n782,199.17\n2,583,977.04\n4,317,753.87\n6,710,832.03\n5,556,281.32\n8,518,025.55\n2,432,353.55\n2,243,680.76\n4,171,147.57\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\nBond Coins\n99,709.87\n99,709.99\n99,710.09\n99,710.14\n99,710.17\n99,710.20\n99,710.12\n99,710.10\n99,710.13\n99,710.16\n99,710.20\n99,710.26\n99,710.34\nBond Notes\n3,050,378.36\n3,152,287.93\n3,550,401.56\n3,797,075.30\n4,413,772.03\n4,650,584.97\n4,671,398.41\n4,714,194.39\n4,805,542.45\n5,052,397.24\n4,993,493.48\n5,093,893.85\n5,240,635.11\nLiabilities to ODCs\n16,097,963.29\n19,368,092.13\n22,565,147.30\n20,948,015.21\n20,431,240.16\n23,744,819.84\n21,471,789.00\n19,541,914.31\n23,279,826.00\n20,792,152.63\n21,414,331.20\n22,619,909.63\n22,544,906.25\n Reserve Deposits\n5,160,139.38\n5,730,094.93\n6,659,921.67\n7,269,076.19\n7,862,360.46\n8,219,597.38\n9,255,653.80\n9,541,310.72\n18,709,286.01\n19,781,787.64\n20,405,761.19\n20,827,919.34\n21,544,621.25\n Exess reserves \n10,937,823.91\n13,637,997.20\n15,905,225.63\n13,678,939.03\n12,568,879.69\n15,525,222.46\n12,216,135.19\n10,000,603.59\n4,570,539.99\n1,010,364.99\n1,008,570.00\n1,791,990.29\n1,000,284.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n14 \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nNet Foreign Assets\n77,366,267.57\n77,366,267.57\n77,366,267.57\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\nClaims on Non Residents\n92,405,865.60\n92,405,865.60\n92,405,865.60\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\nOf Which: Foreign Currency\n40,953,342.99\n40,953,342.99\n40,953,342.99\n30,255,551.49\n30,509,126.94\n32,270,386.66\n38,500,097.41\n50,074,676.36\n53,424,260.93\n50,030,986.41\n53,378,295.56\n62,064,505.14\n76,544,189.30\nDeposits\n51,250,447.13\n51,250,447.13\n51,250,447.13\n90,381,891.07\n107,347,245.84\n96,773,959.39\n93,731,294.28\n116,746,591.30\n103,820,731.58\n125,043,551.30\n100,442,493.68\n105,505,734.50\n131,168,592.72\nOther\n202,075.48\n202,075.48\n202,075.48\n210,984.25\n214,079.24\n214,451.29\n260,414.95\n391,933.02\n409,803.27\n346,680.86\n368,318.48\n436,950.21\n490,766.14\nLess Liabilities to Non Residents\n15,039,598.02\n15,039,598.02\n15,039,598.02\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\nOf Which: Deposits\n4,425,775.68\n4,425,775.68\n4,425,775.68\n4,258,022.10\n3,965,803.90\n6,985,643.39\n4,034,436.70\n7,964,589.56\n7,991,662.41\n11,564,286.23\n12,879,965.61\n16,242,284.31\n18,274,727.25\nLoans\n10,613,822.34\n10,613,822.34\n10,613,822.34\n11,229,880.61\n12,117,521.21\n12,174,298.00\n12,249,615.34\n13,610,321.85\n11,522,878.45\n12,142,786.55\n12,579,585.65\n14,322,071.01\n15,788,816.82\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n153,685,960.87\n153,685,960.87\n153,685,960.87\n194,736,649.82\n205,599,205.54\n216,305,273.04\n245,756,879.91\n269,505,972.41\n296,436,293.39\n319,731,034.22\n339,241,242.96\n365,997,720.68\n410,548,022.91\nDomestic Claims\n109,643,067.84\n109,643,067.84\n109,643,067.84\n144,215,018.58\n160,993,444.47\n180,124,875.49\n196,079,149.63\n221,943,537.24\n250,556,530.54\n269,323,457.84\n287,148,313.94\n318,037,769.98\n366,618,461.95\nNet Claims on Central Government\n12,742,043.20\n12,742,043.20\n12,742,043.20\n11,333,414.08\n18,127,231.47\n26,832,528.82\n32,704,534.68\n40,644,945.98\n44,540,200.54\n37,452,449.68\n36,234,968.02\n44,854,385.60\n45,255,818.78\nClaims on Central Government\n17,617,850.02\n17,617,850.02\n17,617,850.02\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\nSecurities\n17,602,682.71\n17,602,682.71\n17,602,682.71\n17,610,769.74\n23,160,619.26\n32,722,213.67\n36,196,334.62\n43,786,500.90\n47,418,135.58\n41,452,052.93\n40,241,600.55\n49,241,790.83\n50,566,914.20\nLoans\n15,167.30\n15,167.30\n15,167.30\n17,910.70\n17,324.92\n22,486.84\n21,073.85\n21,204.08\n21,240.82\n21,092.28\n20,331.26\n20,339.66\n19,404.68\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\nOf which: Deposits\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n96,901,024.65\n96,901,024.65\n96,901,024.65\n132,881,604.50\n142,866,213.00\n153,292,346.67\n163,374,614.95\n181,298,591.25\n206,016,330.00\n231,871,008.16\n250,913,345.93\n273,183,384.38\n321,362,643.17\nOther Financial Corporations\n1,972,737.48\n1,972,737.48\n1,972,737.48\n2,638,449.64\n2,834,003.91\n3,117,400.54\n2,923,183.89\n3,130,290.76\n4,192,079.54\n7,769,942.90\n5,176,630.07\n5,258,014.07\n5,432,333.10\nState and Local Government\n30,050.30\n30,050.30\n30,050.30\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\nPublic Non Financial Corporations\n1,328,960.37\n1,328,960.37\n1,328,960.37\n1,531,319.65\n1,641,885.33\n1,923,001.99\n1,897,960.80\n1,871,958.96\n2,069,555.97\n2,984,603.82\n3,815,525.07\n5,367,161.90\n6,240,938.55\nPrivate Sector\n93,569,276.49\n93,569,276.49\n93,569,276.49\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\nClaims on the Central Bank\n84,489,214.72\n84,489,214.72\n84,489,214.72\n77,498,004.69\n107,123,354.33\n95,651,746.77\n103,849,755.97\n110,620,327.00\n110,503,175.07\n121,289,617.10\n119,546,045.14\n125,057,527.45\n145,073,995.32\nCurrency\n1,457,136.40\n1,457,136.40\n1,457,136.40\n1,702,788.29\n2,139,872.15\n2,453,705.30\n2,853,747.83\n2,611,115.20\n2,721,469.71\n2,838,319.42\n2,891,218.92\n2,577,743.10\n2,111,530.50\nReserves\n83,032,078.32\n83,032,078.32\n83,032,078.32\n75,795,216.40\n104,983,482.18\n93,198,041.47\n100,996,008.14\n108,009,211.79\n107,781,705.36\n118,451,297.69\n116,654,826.22\n122,479,784.35\n142,962,464.82\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n75,373.50\n75,373.50\n75,373.50\n662,275.52\n706,879.99\n1,023,363.18\n1,453,072.21\n1,095,299.01\n2,726,544.67\n2,808,102.91\n2,688,568.50\n2,120,361.21\n2,137,854.54\nOther Items(Net)\n40,370,948.20\n40,370,948.20\n40,370,948.20\n26,314,097.93\n61,810,713.27\n58,447,986.04\n52,718,953.48\n61,962,592.81\n61,896,867.55\n68,073,937.82\n64,764,547.62\n74,977,215.54\n99,006,579.83\nShares and Other Equity\n60,088,130.57\n60,088,130.57\n60,088,130.57\n65,146,196.53\n68,058,202.65\n71,124,676.10\n75,878,499.05\n82,390,037.34\n94,725,028.77\n118,865,727.97\n131,003,614.94\n139,410,766.30\n157,494,748.85\nLiabilities to other ressident sectors\n408,850.46\n408,850.46\n408,850.46\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\nOther Items(Net)\n-20,126,032.83\n-20,126,032.83\n-20,126,032.83\n-39,294,696.79\n-6,800,307.28\n-13,155,268.53\n-23,534,963.43\n-20,930,500.24\n-33,175,252.31\n-50,931,558.00\n-66,469,586.15\n-64,660,350.49\n-59,298,803.48\nDeposits and Securities Included in Broad Money\n231,052,228.44\n231,052,228.44\n231,052,228.44\n300,097,173.91\n327,586,332.45\n326,404,128.99\n361,964,634.51\n415,144,261.68\n434,576,548.31\n471,445,180.01\n467,970,799.42\n503,440,555.21\n584,688,027.00\nDeposits Included in Broad Money\n229,411,015.11\n \n229,411,015.11\n \n229,411,015.11\n \n298,537,512.57\n \n326,063,153.33\n \n324,530,996.23\n \n358,772,700.20\n \n411,414,591.01\n \n430,568,735.58\n \n467,748,846.19\n \n464,285,468.48\n \n498,984,364.44\n \n580,177,132.24\n \nTransferable Deposits\n215,242,961.41\n \n215,242,961.41\n \n215,242,961.41\n \n277,141,914.54\n \n303,027,890.88\n \n297,479,440.56\n \n332,392,044.95\n \n383,509,833.78\n \n397,358,917.93\n \n430,345,882.39\n \n424,997,643.40\n \n451,469,626.06\n \n526,027,929.32\n \n of which FCAs\n114,435,612.97\n \n114,435,612.97\n \n114,435,612.97\n \n133,608,092.81\n \n141,156,359.97\n \n133,760,212.96\n \n151,047,925.52\n \n179,306,272.75\n \n181,546,290.69\n \n210,688,453.17\n \n197,673,919.07\n \n225,769,411.82\n \n275,160,384.59\n \nOther Deposits\n14,168,053.71\n14,168,053.71\n14,168,053.71\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\nMoney Market Instruments\n1,641,213.33\n \n1,641,213.33\n \n1,641,213.33\n \n1,559,661.34\n \n1,523,179.12\n \n1,873,132.76\n \n3,191,934.31\n \n3,729,670.68\n \n4,007,812.73\n \n3,696,333.82\n \n3,685,330.94\n \n4,456,190.77\n \n4,510,894.76\n \nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n15 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n17 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n21 \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n22 \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n23 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-8500\n39.32\n39.62\nFeb\n15.00-8500\n40.55\n64.02\nMar\n15.00-8500\n40.74\n43.88\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n24 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n25 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n26 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nF URNIT URE\nMIS C.\nF O O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nF O O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nF O O D\nB E VE RAG E S\nIT E MS\nF UE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n27 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2020\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n115.4223\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n28 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n29 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n5548.1\n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n4706.6\n4.5\n594.0\n13.9\n2015.1\n831.0\nMar\n6300.4\n4.5\n654.2\n12.5\n2657.1\n864.8\nApr\n5786.8\n3.3\n640.9\n11.5\n3002.6\n822.6\nMay\n7298.4\n4.2\n819.7\n10.5\n3550.1\n968.6\nJun\n7997.3\n4.7\n779.4\n8.3\n3724.3\n1135.5\nJul\n8290.0\n4.0\n790.0\n9.4\n4446.7\n1262.5\nAug\n7762.9\n2.9\n811.2\n14.0\n4558.5\n1255.0\nSep\n7155.0\n4.0\n842.5\n17.0\n4462.4\n1393.1\nOct\n8230.5\n4.2\n821.3\n17.9\n4607.4\n1428.2\nNov\n7922.5\n3.7\n657.5\n19.9\n3964.8\n1026.7\nDec\n8355.2\n2.8\n917.2\n14.6\n4833.8\n1102.9\n2019\nJan\n6903.0\n2.9\n1294.0\n16.9\n3608.8\n1056.2\nFeb\n8337.0\n4.0\n1330.6\n17.2\n3594.5\n1093.6\nMar\n9881.5\n3.9\n1399.5\n18.3\n4080.7\n1250.6\nApr\n10321.4\n3.1\n1590.1\n14.0\n4949.3\n1408.5\nMay\n14670.3\n4.2\n1397.5\n11.8\n6692.5\n1897.8\nJun\n17881.2\n3.7\n1464.7\n30.1\n7130.0\n2539.8\nJul\n23309.9\n3.7\n1806.5\n36.6\n9137.4\n3295.8\nAug\n23596.6\n2.4\n2181.6\n38.5\n11077.6\n3493.6\nSep\n30328.1\n3.8\n3029.9\n51.9\n15112.0\n5337.7\nOct\n39413.7\n3.9\n3621.6\n67.1\n16588.3\n6237.0\nNov\n40871.8\n3.5\n4199.3\n67.4\n13537.8\n7200.3\nDec\n49579.8\n2.8\n5695.4\n97.2\n19356.7\n8724.0\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n30 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n20981.2\n449.6\n100593.9\n501.8\nFeb\n 457.2 \n22.5\n18869.0\n292.2\n89584.3\n463.8\nMar\n 545.2 \n23.7\n21996.8\n268.4\n116120.0\n510.5\nApr\n 505.5 \n17.4\n21170.0\n253.6\n117616.8\n457.0\nMay\n 611.1 \n21.2\n23278.2\n213.2\n137423.0\n496.6\nJun\n 553.6 \n22.5\n23790.0\n175.2\n156609.8\n502.2\nJul\n 560.2 \n20.1\n25075.5\n223.1\n169416.8\n559.6\nAug\n 553.0 \n15.1\n25249.9\n317.4\n164918.0\n518.7\nSep\n 543.0 \n19.4\n24918.0\n300.8\n161289.5\n511.3\nOct\n 571.6 \n20.4\n21025.4\n345.5\n161427.4\n496.0\nNov\n 477.4 \n16.7\n17845.4\n334.9\n133862.1\n430.6\nDec\n 478.6 \n13.0\n27419.1\n236.2\n161540.7\n409.1\n2019\nJan\n401.5\n12.2\n40613.8\n232.6\n135481.1\n413.4\nFeb\n456.5\n16.4\n27811.2\n226.8\n119081.1\n463.6\nMar\n525.9\n15.4\n30417.6\n248.9\n142597.8\n441.0\nApr\n535.0\n13.7\n32092.5\n168.8\n157348.3\n390.1\nMay\n642.6\n14.7\n15542.6\n121.4\n166491.6\n494.3\nJun\n706.0\n13.3\n18012.1\n79.6\n160873.0\n486.8\nJul\n983.5\n13.6\n20465.4\n99.6\n170823.3\n638.2\nAug\n872.9\n9.0\n21919.8\n85.2\n179281.2\n542.3\nSep\n1010.7\n11.9\n22749.6\n62.4\n200441.9\n679.4\nOct\n1079.4\n12.7\n23191.6\n65.0\n206621.5\n1099.3\nNov\n982.1\n10.3\n25737.5\n225.2\n152919.9\n2044.1\nDec\n1003.8\n7.6\n27800.5\n385.5\n146316.6\n1273.6\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-March-2022.pdf"}
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+{"doc_id": "b682605a970c998d3cd1b59c17464765", "text": "i \n \nx \n \nFEBRUARY 2026 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nMobile and Internet-Based Transactions .............................................................................. 10 \nCash Transactions ................................................................................................................... 10 \nCard-Based Transactions ....................................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 10 \nMonthly Inflation Developments ............................................................................................... 10 \nZiG Monthly Inflation ............................................................................................................ 10 \nUS$ Monthly Inflation ............................................................................................................ 10 \nAnnual Inflation Developments ............................................................................................. 10 \nZiG Annual Inflation Developments ..................................................................................... 10 \nUS$ Annual Inflation Developments ..................................................................................... 11 \nWeighted Annual Inflation ..................................................................................................... 11 \n \n \n \n \n \n \n \n \n \n1 \n \n \nOVERVIEW \nThe ZWG monthly inflation increased to 0.1% \nwhereas \nthe \nyear-on-year \ninflation \nrate \ndeclined to 3.8%, reflecting continued price \nstability. \nBroad money (M3) stock, which consists of \nboth local and foreign currency components, \nstood at ZiG112,264.22 million in February \n2026, because of an increase of 3.07% \n(ZiG3,349.10 million) from ZiG108,915.12 \nmillion recorded in January 2026. \nCapital markets continued a positive trajectory, \nbolstered by improved investor sentiments \npartly due to a stable macroeconomic \nenvironment. \nThe National payment systems transaction \nvalues for February 2026 decreased by 14% \nfrom ZiG206.98 billion in January 2026 to \nZiG178.68 billion. Transactional volumes also \ndecreased by 3% from 75.78 million to 73.78 \nmillion recorded during the same period. \nWhile average prices for most selected \ncommodities declined in February 2026, gold \nand Brent crude oil rose due to stronger \ninvestment demand, heightened geopolitical \ntensions, and supply constraints. \nDuring the month of February 2026, total \nmerchandise trade increased by 7.9% to \nUS$1,972.7 million, from US$1,829.1 million \nrecorded in the previous month, owing to \nhigher exports and imports. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nInternational average prices for some of the \nselected commodities declined in February \n2026, except for gold and Brent crude oil, \nwhich increased amid stronger investment \ndemand, heightened geopolitical tensions, and \nsupply constraints. \nThe developments in prices of selected \ncommodities for the month under review are \nshown in Table 1. \n \nTable 1: Average International Commodity \nPrices for January 2026 and Feb 2026 \nCommodity \n \nJan-26 \n \n \nFeb-26 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n4,763.07 \n5,045.82 \n5.94 \nPlatinum \nUS$/oz \n2,421.00 \n2,146.08 \n-11.36 \nPalladium \nUS$/oz \n1,844.33 \n1,736.45 \n-5.85 \nCopper \nUS$/t \n13,061.29 \n13,033.45 \n-0.21 \nNickel \nUS$/t \n18,019.10 \n17,375.90 \n-3.57 \nBrent Crude \noil \nUS$/bl \n64.04 \n69.42 \n8.40 \nLithium \nUS$/t \n17,641.90 17,362.00 -1.59 \nSource: Bloomberg, 2026 \n \nGold \nGold prices averaged US$5,045.82 per ounce \nin February 2026, an uptick of 5.94% from \nUS$4,763.07 per ounce recorded in the \nprevious month. The escalation of conflict in \nthe Middle East, particularly tensions involving \nthe U.S./Israel and Iran, heightened uncertainty \nacross global markets. Growing fears of \nbroader regional instability increased the \ndemand for safe-haven assets like gold, thereby \nlifting prices higher. \n \nPlatinum \nPlatinum prices fell by 11.36%, from \nUS$2,421.00 per ounce recorded in January \n2026 to US$2,146.08 per ounce in February \n2026. Concerns about slower industrial activity \n \n \n2 \n \n \nand subdued manufacturing activity signalled \nreduced short-term demand, contributing to \nprice declines. Additionally, ample stocks and \nsteady recycling eased supply tightness, while \nslow vehicle production and the shift to electric \nvehicles (EVs) reduced the demand for the \nmetal. \n \nPalladium \nIn February 2026, palladium prices declined by \n5.85% to US$1,736.45 per ounce, from \nUS$1,844.33 per ounce recorded in the prior \nmonth. Prices were adversely affected by \nprospects of a strengthening U.S. dollar and \ntighter monetary conditions, which dampened \ninvestor appetite for the metal and increased the \nopportunity cost of holding it. Markets also \nreassessed demand prospects, particularly from \nthe automotive sector, where palladium is \nmainly \nused \nin \ncatalytic \nconverters. \nExpectations for lower industrial consumption \nreduced demand and weighed on prices. \n \nThe price movements for selected precious \nmetals for the period from February 2025 to \nFebruary 2026 are shown in Figure 1. \n \nFigure 1: Monthly Precious Metal Prices \n(US$ per Ounce): February 2025 – February \n2026 \n \nSource: Bloomberg, 2026 \n \nBrent Crude Oil \nBrent crude oil prices rose by 8.40%, to an \naverage of US$69.42 per barrel in February \n2026, from US$64.04 per barrel recorded in the \npreceding month. The increase was driven by \nmounting concerns over potential U.S. military \naction against Iran, which heightened fears of \nsupply disruptions in the Middle East and \nadded a geopolitical risk premium to oil prices. \nFurthermore, signs of resilient global economic \nactivity and expectations of steady fuel \ndemand, particularly from major consuming \neconomies, supported optimism about oil \nconsumption, driving prices higher \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) February 2025 –February \n2026 \n \nSource: Bloomberg, 2026 \n \nCopper \nCopper prices averaged US$13,033.45 per \ntonne in February 2026, a 0.21% decrease from \nthe US$13,061.29 per tonne recorded in \nJanuary 2026. Prices were weighed down by a \nweak demand outlook in China, the world’s top \nmetal consumer, amid uncertainty over \nindustrial activity and property sector recovery. \n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n5,500\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nFeb-26\nUS$/ounce\nUS$/ounce\nPlatinum\nPalladium\nGold (RHS)\n55\n60\n65\n70\n75\n80\n85\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nFeb-26\n \n \n3 \n \n \nNickel \nDuring the month under review, nickel prices \nretreated by 3.57%, from US$18,019.10 per \ntonne recorded in the prior month to \nUS$17,362.00 per tonne. Concerns that \nIndonesia, the world’s largest nickel producer, \nmight not tighten or clearly define its 2026 \noutput quotas increased expectations of \ncontinued strong supply, which encouraged \nselling pressure and lowered prices. Figure 3 \nshows the base metal price movements for the \nperiod from February 2025 to February 2026. \n \nThe base metal price movements from \nFebruary 2025 to February 2026 are shown in \nFigure 3. \n \nFigure 2: Base Metal Prices (US$/tonne): \nJanuary 2025 to February 2026 \n \nSource: Bloomberg 2026 \n \nLithium \nLithium \nprices \nfell \nby \n1.59%, \nfrom \nUS$17,641.90 per tonne recorded in January \n2026 to US$17,362.00 per tonne in February \n2026. The decrease stemmed from cautious \nmarket expectations surrounding the growth in \ndemand for electric vehicles and batteries, \nincluding early year consumption slowdowns \nand reduced buyer interest. Rapid capacity \nexpansion by lithium producers and battery \nmanufacturers contributed to a supply–demand \nimbalance, \nwhile \nlarge \ninventories \nand \nincreased competition among suppliers exerted \ndownward pressure on prices. The changes in \nlithium prices for the period from February \n2025 to February 2026 are depicted in Figure 4. \n \nFigure 3: Lithium Prices (US$/tonne) \nFebruary 2025 to February 2026 \n \nSource: London Metal Exchange, 2026 \n \nMerchandise Trade Developments \nDuring the month of February 2026, total \nmerchandise trade increased by 7.9% to \nUS$1,972.7 million, from US$1,829.1 million \nrecorded in the previous month, owing to \nhigher exports and imports. On a year-on-year \nbasis, total merchandise trade significantly rose \nby 60.8%, from US$1,227.1 million recorded \nin February 2025. \n \nMerchandise Exports \nThe country’s merchandise exports stood at \nUS$1,009.6 million in February 2026, a 4.1% \nincrease from US$969.5 million recorded in \nJanuary 2026. The month-on-month growth \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\n12,500\n13,500\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nFeb-26\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n7,000\n8,500\n10,000\n11,500\n13,000\n14,500\n16,000\n17,500\n19,000\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nFeb-26\n \n \n4 \n \n \nwas largely driven by higher earnings from \ntobacco and other minerals. In contrast, PGMs \nand gold exports declined by 32.7% and 6.4%, \nrespectively. On an annual basis, exports \nincreased by 96.5%, from US$513.7 million \nrecorded in the corresponding month of 2025. \nFigure 5 \nillustrates \ndevelopments \nin \nmerchandise exports for the period 2025–2026. \n \nFigure 4: Monthly Merchandise Exports \n(US$ millions): 2025 and 2026 \n \nSource: ZIMSTAT, 2026 \n \nExports by Commodity \nThe \ncountry’s \nexport \nbasket \nremained \ndominated by primary commodities, with gold \ncontributing 45.7%, followed by tobacco at \n28.4%, other minerals at 9.0%, and PGMs at \n7.0%. Table 2 provides export developments \nfor January and February 2026. \n \n \n \n \n \n \n \n \n \n \n \n \nTable 2: Major Exports (US$ millions) \n \nJan -25 \n(US$m) \nFeb -26 \n(US$m) \nJan 25 - Feb 26 \nChanges (%) \nShare \nof Feb \nExports \n(%) \nTotal \n969.5 \n 1,009.6 \n4.1 \n100.0 \nOf Which: \n \n \n \n \nGold \n493.0 \n461.4 \n-6.4 \n45.7 \nTobacco \n(Including \ncigarettes) \n245.1 \n291.4 \n18.9 \n28.4 \nPGMs \n104.4 \n70.2 \n-32.7 \n7.0 \nOther mineral \nsubstances \n26.9 \n90.7 \n236.8 \n9.0 \nCoal \n18.5 \n17.2 \n-6.8 \n1.7 \nSteel \n14.3 \n15.7 \n9.8 \n1.5 \nFerrochromium \n13.3 \n21.3 \n60.9 \n2.1 \nOther ores and \nconcentrates \n13.9 \n15.5 \n12.1 \n1.5 \nChromium ores \nand \nconcentrates \n7.0 \n6.2 \n-11.8 \n0.6 \nElectrical \nenergy \n2.6 \n2.4 \n-6.6 \n0.2 \nOthers \n30.6 \n17.4 \n-23.5 \n2.3 \nSource: ZIMSTAT & RBZ Calculations, 2026 \n \nExport Market \nIn February 2026, exports were primarily \ndestined for the United Arab Emirates (46.4%), \nChina (34.3%), and South Africa (9.7%), with \nthe remaining share distributed across other \ninternational markets. Figure 6 shows the \ncountry’s major export destinations for the \nmonth under review. \n0\n200\n400\n600\n800\n1000\n1200\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2025\n2026\n \n \n5 \n \n \nFigure 5: Top Ten Merchandise Exports \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2026 \n \nMerchandise Imports \nMerchandise imports increased by 12.0% to \nUS$963.1 million in February 2026, from \nUS$859.6 million recorded in January 2026. \nOn an annual basis, imports increased by \n35.0%, from US$713.4 million recorded in \nFebruary 2025. Monthly import developments \nfor 2025 and 2026 are as shown in Figure 7. \n \nFigure \n7 \nshows \nthe \nmonthly \nimport \ndevelopments for 2025 and 2026. \n \nFigure 6: Monthly Merchandise Imports \n(US$ millions): 2025 and 2026 \n \nSource: ZIMSTAT & RBZ Computations, 2026 \n \nImports by Commodity \nIndustrial supplies continued to dominate the \ncountry’s import bill, accounting for 35.6% of \ntotal imports. This was followed by capital \ngoods at 23.9%, and fuel and lubricants at \n18.3%. Table 3 presents import developments \nby Broad Economic Category (BEC) for \nJanuary and February 2026. \n \nThe imports of major commodities by Broad \nEconomic Category (BEC) for January and \nFebruary 2026 are shown in Table 3. \n \nTable 3: Major Imports (US$ millions) \n \nJan –25 \n (US$m) \nFeb - \n26 \n(US$\nm) \nJan 25 – \nJan 26 \nChanges \n(%) \nShare of \nTotal \nImports (%) \nFeb-26 \nTotal \n859.6 \n963.1 \n12.0 \n100.0 \nOf Which: \n \n \n \n \nIndustrial \nsupplies \n295.3 \n342.9 \n16.1 \n35.6 \nFuels and \nlubricants \n198.5 \n230.7 \n16.2 \n23.9 \nCapital \ngoods \n188.5 \n176.2 \n-6.5 \n18.3 \nFood and \nbeverages \n55.3 \n82.2 \n48.8 \n8.5 \nTransport \nequipment \nand parts \n74.5 \n80.8 \n8.5 \n8.4 \nConsumer \ngoods \n47.4 \n50.3 \n6.1 \n5.3 \nOthers \n0.1 \n0.0 \n-92.1 \n0.0 \nSource: ZIMSTAT & RBZ Calculations, 2026 \n \nImport Markets \nDuring the month under analysis, the country’s \nimports were mainly sourced from South \nAfrica (35.2%), China (22.4%), Bahrain \n(8.7%), and the Bahamas (3.8%), with the \n46.4\n34.3\n9.7\n1.7\n1.4\n1.0\n0.7\n0.5\n0.3\n0.3\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nUnited Arab Emirates\nChina\nSouth Africa\nIndonesia\nZambia\nMozambique\nBelgium\nBotswana\nIndia\nVietnam\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\n1200.0\n2025\n2026\n \n \n6 \n \n \nremainder originating from diverse global \nmarkets, as shown in Figure 8. \n \nFigure 7: Top Ten Merchandise Imports \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2026 \n \nMerchandise Trade Balance \nDuring the month under review, the country’s \ntrade surplus narrowed to US$46.4 million, \nfrom US$109.9 million recorded in January \n2026. The merchandise trade balance improved \nmarkedly on an annual basis, moving from a \ndeficit of US$199.7 million in February 2025 \nto a surplus of US$46.4 million in February \n2026. \nFigure 9 \nillustrates \nthe \ntrade \nbalance \ndevelopments for the period from December \n2025 to February 2026. \n \n1 Monetary data was revised from September 2024 \nfollowing the adoption of new reporting return submitted \nby banks. The notable revision is on broad money stock \nFigure 8: Merchandise Trade Balance (US$ \nmillions) \n \nSource: ZIMSTAT & RBZ Computations, 2026 \nMONETARY DEVELOPMENTS1 \nBroad money (M3) stock, which consists of \nboth local and foreign currency components, \nstood at ZiG112,264.22 million in February \n2026, an increase of 3.07% (ZiG3,349.10 \nmillion) from ZiG108,915.12 million recorded \nin January 2026. \nThe increase in broad money largely reflected \na month-on-month growth of ZiG2,438.46 \nmillion (2.74%) in the foreign currency \ncomponent \nfrom \nZiG89,060.04 \nmillion \nrecorded in December 2025 to ZiG91,498.50 \nmillion. Over the same period, the local \ncurrency \ncomponent \nalso \nincreased \nby \nZiG910.65 \nmillion \n(4.59%), \nfrom \nZiG19,855.08 million to ZiG20,765.72 million. \nThe M3 stock was largely dominated by foreign \ncurrency deposits, which accounted for 81.50% \nof the total money supply, followed by local \n(M3) \nwhich \nwas \nrevised \ndownwards \ndue \nto \nreclassification of Government foreign currency deposits \nheld by banks from deposits included in broad money. \n35.2\n22.4\n8.7\n3.8\n3.5\n3.4\n3.0\n2.9\n2.2\n1.9\nSouth Africa\nChina\nBahrain\nBahamas\nHong Kong\nUnited…\nMozambique\nZambia\nUnited States\nMauritius\n1,141.73 \n969.47 \n1,009.57 \n901.50 \n859.60 \n963.13 \n240.2\n109.9\n46.4\n0\n200\n400\n600\n800\n1,000\n1,200\nDec-25\nJan-26\nFeb-26\nExports\nImports\nTrade Balance\n \n \n7 \n \n \ncurrency deposits, at 17.56%, and local \ncurrency in circulation, 0.13%. \nFigure 10 shows the composition of the money \nsupply. \nFigure 9: Composition of Money Supply\nSource: Reserve Bank of Zimbabwe, 2026 \nDuring the month under analysis, the banking \nsector's net credit to the Government decreased \nby 3.36% to ZiG64,620.63 million. Credit to \nthe Government is largely in the form of long-\nterm treasury bills held by banks. Credit to the \nprivate sector increased from ZiG68,321.79 \nmillion to ZiG70,294.59 million. \nOutstanding credit to the private sector was \nmainly channeled to households, agriculture, \nmanufacturing \nand \ndistribution, \nwhich \ncollectively received about 26.91%, 17.34%, \n13.68%, and 12.52% of the total credit, \nrespectively. The mining sector received about \n7.04% of the total outstanding credit. \n \nFigure 11 shows the distribution of credit by \nsector. \n \n \n \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2026 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditure (35.55%), inventory \nbuild-up \n(20.94%), \nand \nfixed \ncapital \ninvestments (18.39%). \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of February 2026, trading \ncontinued a positive trajectory, bolstered by \nimproved investor sentiments, partly due to a \nstable macroeconomic environment. As a \nresult, the Zimbabwe Stock Exchange (ZSE) \nAll Share, Top 10, Top 15 and Medium Cap \nindices registered growths of 0.86%, 0.15%, \n0.54% and 7.59% to close February 2026 at \n359.11 points, 367.23 points, 381.71 points and \n350.51 points respectively. The Small Cap \nindex, however, remained unchanged at \nJanuary 2026 level. \n \nIn line with the developments on the local \nbourse during the period under analysis, the \nmarket gained 1.13%, or ZiG1 248.86 million \nworth of capitalisation to ZiG111 894.24 \nNCDs; \n0.81%\nLocal Currency Time \nDeposits; 1.96%\nFX Time Deposits; \n12.64%\nLocal Currency \nTransferable ; \n15.60%\nFX Transferable \nDeposits; 68.86%\nCurrency in \nCirculation; \n0.13%\nHouseholds\n26.91%\nAgriculture\n17.34%\nMining\n7.04%\nManufacturing\n13.68%\nDistribution\n12.52%\nTransport and \nCommunication\n4.09%\nServices\n10.41%\nFinancial Organisations \nand Investments\n4.83%\nConstruction\n3.17%\nOther\n0.01%\n \n \n8 \n \n \nmillion compared to ZiG110 645.38 million \nrecorded in the previous month. Similarly, on \nan annual basis, market capitalisation gained \n80.30%, compared to ZiG62 060.95 million \nrecorded in the same month in 2025. \n \nThe resource index remained gained 4.11% to \nclose at 122.53 points. Annually, however, the \nmining index lost 36.70%, from 193.56 points \nrecorded in the comparable period last year. \n \nFigure 11: ZSE All Share, Top 10 and \nMining Indices \n \n Source: Zimbabwe Stock Exchange, 2026 \n \nDuring the month under analysis, trading \nactivity was concentrated on some wealth-\npreserving counters albeit on lower volumes. \nConsequently, the cumulative value of shares \nincreased by 111.36% to ZiG1 932.17 million \nwhile the volume of shares traded declined by \n81.14% to 185.28 million shares. This is \ncompared to ZiG914.18 million and 982.36 \nmillion shares recorded in the previous month, \nrespectively. \n \nIn addition, the increase in turnover value of \nshares traded was largely informed by notable \ntrade deals where combined total of 113.57 \nmillion shares in Econet Wireless Zimbabwe \nLimited exchanged hands at average price of \nZiG906.15 cents per share and an additional \ntrade \ndeal \nwhere \n10.95 \nmillion \nDelta \nCorporation Limited shares exchanged hands at \nZiG2 949.95 cents per share. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined significantly in \nFebruary \n2026, \nwith \nforeign \npurchases \naccounting for none of the total value of shares \ntraded. On the other hand, the cumulative net \nforeign position, remained unchanged in \nFebruary 2026. \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange (VFEX) \ntraded positively for the second consecutive \nmonth, adding 6.01% to close at 224.06 points. \nThis is compared to 211.36 points recorded in \nprevious month, as shown in Figure 13. \n \nFigure 12: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI): February \n2025- February 2026 \n \nSource: Victoria Falls Stock Exchange, 2026 \n \n \n100\n150\n200\n250\n300\n350\n90\n140\n190\n240\n290\n340\n390\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\n31-Oct-25\n30-Nov-25\n31-Dec-25\n31-Jan-26\n28-Feb-26\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n90\n110\n130\n150\n170\n190\n210\n230\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\n30-Jun-25\n31-Jul-25\n31-Aug-25\n30-Sep-25\n31-Oct-25\n30-Nov-25\n31-Dec-25\n31-Jan-26\n28-Feb-26\n \n \n9 \n \n \nVFEX Market Capitalization \nOwing to the positive developments on the \nVFEX market in February 2026, the market \ngained 6.61%, or US$164.78 million worth of \ncapitalisation to close at US$2 657.12 million. \nThis is in comparison to US$2 492.34 million \nrecorded in the previous month. Annually, the \nVFEX capitalisation gained 123.21%, from \nUS$1 \n190.43 \nmillion \nrecorded \nin \nthe \ncomparable period in 2025. \n \nFigure 13: Victoria Falls Stock Exchange \n(VFEX) \nMarket \nCapitalisation \n(US$ \nbillions) \nSource: Zimbabwe Stock Exchange, 2026 \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues for February 2026 decreased by 14% \nfrom ZiG206.98 billion in January 2026 to \nZiG178.68 billion. Transactional volumes also \ndecreased by 3% from 75.78 million to 73.78 \nmillion recorded during the same period, \nas shown in Figure 15. \n \n \n \n \n \nFigure 14: Payment Systems Monthly \nTransactional Values and Volumes from \nMarch 2025 – February2026 \n \nSource: Reserve Bank of Zimbabwe, 2026 \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe combined value of ZiG and USD \ntransactions processed through the RTGS \nsystem in February 2026 decreased by 18% \nfrom ZiG140.13 billion recorded in January \n2025 \nto \nZiG114.52 \nbillion. \nHowever, \ntransactional volumes increased by 4% from \n0.81 million to 0.85 million during the same \nperiod under review. \n \nFigure 15: RTGS System Trend for Values \nand Volumes from March 2025 – February \n2026 \n \nSource: Reserve Bank of Zimbabwe, 2026 \n0\n0.5\n1\n1.5\n2\n2.5\n3\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nFeb-26\nUS$ BILLIONS\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\n0\n50\n100\n150\n200\n250\n300\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nFeb-26\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\n160\n180\nMar-\n25\nApr-\n25\nMay-\n25\nJun-\n25\nJul-\n25\nAug-\n25\nSep-\n25\nOct-\n25\nNov-\n25\nDec-\n25\nJan-\n26\nFeb-\n26\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n \n \n10 \n \n \nMobile and Internet-Based Transactions \nMobile \nand \ninternet-based \ntransactions \ndecreased by 0.2% from ZiG50.36 billion in \nJanuary 2026 to ZiG50.26 billion in February \n2026. \n \nCash Transactions \nCash-based transactions decreased by 11.8% \nfrom ZiG14.74 billion in January 2026 to \nZiG13 billion in February 2026. \n \nCard-Based Transactions \nCard-based transactions decreased by 14.84% \nfrom ZiG16.33 billion in January 2026 to \nZiG13.90 billion in February 2026. \nINFLATION OUTTURN \nMonthly Inflation Developments \nZiG Monthly Inflation \nThe ZWG monthly inflation rate for February \n2026 increased to 0.1% from 0.0% recorded in \nJanuary 2026. Food inflation contributed -0.04 \npercentage points to the February 2026 \ninflation rate, while the non-food component \naccounted for 0.18 percentage points. The year-\non-year ZWG inflation rate decreased to 3.8% \nin February 2026 shedding 0.3 percentage \npoints from 4.1% in January 2026. \n \nFigure 17 shows developments in monthly ZiG \ninflation from August 2024 to February 2026. \n \nFigure 16: ZiG Month-on-Month Inflation \n \nSource: ZIMSTAT, 2026 \n \nUS$ Monthly Inflation \nThe monthly USD inflation rate slowed down \nby 0.13 percentage points from 0.24% in \nJanuary 2026 to 0.11% in February 2026, \ndriven by both food and non-food inflation. \nFood inflation declined to -0.04%, contributing \n-0.01 percentage points, largely driven by \nfruits, sugar, bread and cereals categories. \nNon-food inflation also eased to 0.18% from \n0.22% in January 2026, contributing 0.12%, \npartially attributable to declines in beer, \nequipment sport and clothing materials \n \nAnnual Inflation Developments \nZiG Annual Inflation Developments \nThe year-on-year ZWG inflation rate decreased \nfrom 4.11% in January 2026 to 3.78% in \nFebruary 2026. The decline in annual inflation \nwas driven by food inflation which contributed \n1.08 percentage points to the February 2026 \ninflation rate. Housing, water and energy; \ntransport; and education had the largest \ncontributions to the overall inflation. ZWG \nannual non-food inflation accounted for 2.89 \npercentage points to annual ZWG inflation, \n-5\n0\n5\n10\n15\n20\n25\n30\n35\n40\nAug-24\nOct-24\nDec-24\nFeb-25\nApr-25\nJun-25\nAug-25\nOct-25\nDec-25\nFeb-26\n \n \n11 \n \n \ndriven by university fees, water supply, \ngarments and beer \n \nUS$ Annual Inflation Developments \nThe annual USD inflation rate moderated to \n0.90% in February 2026 from 1.04% in January \n2026. USD year-on-year inflation was driven \nby food inflation, which stood at -1.10% from -\n0.82% in January 2026 and accounted for -0.36 \npercentage points to the monthly inflation rate. \nNon-food inflation also declined to 1.89% in \nFebruary 2026 from 1.96% in the previous \nmonth, partially driven by housing, water and \nenergy; education and alcoholic beverages \ncategories contributing 1.02 percentage points. \n \nFigure \n17: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2026 \n \nWeighted Annual Inflation \nThe weighted annual inflation rate decreased \nfrom 1.8% in January 2026, to 1.6% in \nFebruary 2026, driven by the disinflationary \ntrend exhibited by both the ZWG and USD \ncomponents \n \nAPRIL 2026 \n \nRESERVE BANK OF ZIMBABWE \n-4\n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n \n \n12 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ 'Million)\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nFeb-26\nNet Foreign Assets\n-47 798,94\n-50 807,43\n-51 172,57\n-46 837,66\n-45 196,99\n-41 019,76\n-38 625,91\n-33 611,01\n-30 064,40\n-22 049,75\n-18 406,06\n-17 586,58\n-14 548,26\n-6 933,82\n-3 374,22\nCentral Bank(net)\n-56 911,91\n-58 197,29\n-60 030,71\n-55 922,58\n-54 500,64\n-52 202,84\n-49 684,95\n-42 774,35\n-40 706,85\n-34 704,28\n-32 323,30\n-28 816,68\n-24 439,67\n-22 133,69\n-19 208,50\nForeign Assets\n23 239,75\n23 967,01\n23 087,88\n28 287,08\n26 132,24\n27 358,92\n29 447,51\n29 654,21\n31 965,94\n33 301,02\n34 640,02\n37 553,95\n40 898,97\n42 141,52\n45 567,91\nForeign Liabilities\n80 151,65\n82 164,30\n83 118,59\n84 209,66\n80 632,89\n79 561,77\n79 132,46\n72 428,56\n72 672,79\n68 005,30\n66 963,32\n66 370,63\n65 338,63\n64 275,20\n64 776,41\nOther Depository Corporations(net)\n9 112,97\n7 389,86\n8 858,14\n9 084,92\n9 303,65\n11 183,09\n11 059,03\n9 163,35\n10 642,45\n12 654,54\n13 917,24\n11 230,10\n9 891,40\n15 199,87\n15 834,28\nForeign Assets\n20 113,36\n20 280,52\n21 464,25\n22 405,99\n22 719,00\n26 321,77\n25 204,45\n24 310,89\n25 812,72\n29 009,96\n27 770,37\n27 309,59\n27 538,14\n31 883,45\n30 487,17\nForeign Liabilities\n11 000,39\n12 890,67\n12 606,10\n13 321,07\n13 415,35\n15 138,68\n14 145,42\n15 147,54\n15 170,26\n16 355,43\n13 853,12\n16 079,48\n17 646,74\n16 683,59\n14 652,89\nNet Domestic Assets (NDA)\n126 708,20\n129 264,59\n129 550,42\n130 649,37\n132 200,16\n134 193,72\n135 962,44\n129 795,73\n129 266,66\n121 573,48\n123 859,89\n123 149,23\n122 636,97\n115 848,94\n115 638,44\nDomestic Claims\n102 289,84\n105 286,02\n108 409,03\n111 778,89\n112 052,78\n113 871,47\n138 731,90\n141 931,97\n142 929,76\n141 471,80\n147 793,66\n149 262,14\n149 563,05 142 628,23 142 982,50\nClaims on Central Government(net)\n46 205,77\n47 595,38\n49 726,71\n51 733,21\n47 997,90\n46 958,43\n69 884,83\n72 147,58\n72 348,97\n68 978,08\n72 926,01\n72 812,05\n73 211,34\n66 867,66\n64 620,63\nClaims on Central Government\n64 251,23\n65 079,23\n61 840,40\n64 347,80\n65 169,78\n65 057,66\n91 587,16\n90 919,46\n91 187,71\n91 019,04\n90 224,26\n90 273,39\n90 173,72\n90 744,08\n90 349,68\nCentral Bank*\n50 322,20\n51 342,65\n48 573,05\n50 689,52\n51 472,22\n51 174,38\n76 067,26\n74 803,65\n75 383,07\n76 062,37\n74 705,69\n74 601,71\n73 132,44\n74 184,82\n74 334,25\nODCs\n13 929,03\n13 736,58\n13 267,36\n13 658,28\n13 697,56\n13 883,28\n15 519,89\n16 115,81\n15 804,64\n14 956,67\n15 518,58\n15 671,68\n17 041,29\n16 559,26\n16 015,43\nLess Liabilities to Central Government\n18 045,45\n17 483,86\n12 113,70\n12 614,59\n17 171,88\n18 099,24\n21 702,33\n18 771,88\n18 838,73\n22 040,97\n17 298,25\n17 461,34\n16 962,39\n23 876,42\n25 729,05\nCentral Bank\n9 591,57\n9 335,10\n4 557,22\n4 850,15\n6 177,70\n6 126,98\n7 614,72\n6 463,06\n6 466,66\n6 740,49\n2 537,97\n3 967,12\n3 526,59\n9 671,83\n11 372,02\nOf which foreign Currency\n9 291,47\n8 231,67\n3 875,54\n4 410,31\n5 787,19\n5 549,44\n6 666,06\n5 497,47\n6 010,56\n5 667,77\n1 932,08\n2 952,36\n2 416,03\n7 773,12\n8 568,67\nODCs\n8 453,89\n8 148,76\n7 556,48\n7 764,44\n10 994,18\n11 972,25\n14 087,61\n12 308,82\n12 372,07\n15 300,48\n14 760,29\n13 494,22\n13 435,79\n14 204,59\n14 357,03\nOf which foreign currency\n7 777,48\n7 621,82\n6 689,63\n6 183,93\n9 392,25\n10 536,89\n12 630,29\n10 600,01\n10 915,21\n13 550,72\n12 693,10\n12 308,34\n11 917,20\n12 439,53\n13 229,38\nClaims on Other Sectors\n56 084,07\n57 690,64\n58 682,32\n60 045,68\n64 054,88\n66 913,05\n68 847,07\n69 784,39\n70 580,79\n72 493,73\n74 867,65\n76 450,10\n76 351,72\n75 760,57\n78 361,88\nOther Financial Corporations\n3 822,61\n3 517,16\n3 631,08\n3 864,50\n4 731,25\n4 292,05\n4 221,20\n4 445,02\n4 526,08\n5 392,29\n5 193,56\n5 688,93\n5 259,08\n5 393,96\n5 903,52\nState and Local Government\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n22,04\n21,46\n18,84\n23,48\n23,74\n20,77\n23,29\n23,76\nPublic Non Financial Corporations\n563,61\n569,85\n971,29\n911,74\n898,25\n797,32\n785,71\n781,57\n686,95\n659,67\n949,80\n1 011,05\n1 106,64\n2 021,53\n2 140,01\nPrivate Sector\n51 697,85\n53 603,63\n54 079,94\n55 269,44\n58 425,38\n61 823,68\n63 840,16\n64 535,76\n65 346,30\n66 422,93\n68 700,81\n69 726,38\n69 965,23\n68 321,79\n70 294,59\nCentral Bank\n403,34\n519,44\n538,88\n545,44\n577,07\n599,76\n629,79\n639,95\n641,30\n684,19\n693,21\n682,98\n694,60\n704,02\n705,15\nODCs\n51 294,51\n53 084,19\n53 541,07\n54 724,00\n57 848,31\n61 223,93\n63 210,38\n63 895,82\n64 705,01\n65 738,73\n68 007,60\n69 043,39\n69 270,63\n67 617,77\n69 589,44\nOf which Foreigm currency\n42 937,33\n46 086,81\n46 197,56\n47 961,06\n50 400,88\n52 686,20\n54 648,96\n54 746,71\n54 919,36\n56 222,03\n58 272,26\n59 687,69\n59 670,51\n58 499,01\n60 315,26\nOther Items(Net)\n-24 418,36\n-23 978,57\n-21 141,39\n-18 870,48\n-20 147,38\n-20 322,25\n2 769,46\n12 136,24\n13 663,10\n19 898,32\n23 933,76\n26 112,91\n26 926,09\n26 779,28\n27 344,06\nShares and Other Equity\n-1 120,14\n-2 759,36\n659,23\n2 615,68\n7 692,89\n9 526,48\n36 601,05\n44 078,48\n45 051,26\n49 520,79\n52 157,88\n51 997,94\n55 092,57\n54 056,45\n56 083,22\nLiabilities to Other Financial Corporations\n386,06\n75,39\n267,30\n87,13\n63,50\n136,38\n194,89\n205,30\n261,51\n72,01\n202,85\n313,89\n340,43\n350,42\n388,67\nRestricted Deposits\n4 320,76\n4 381,22\n6 468,48\n6 947,34\n7 610,34\n7 729,11\n8 006,08\n8 840,96\n9 172,63\n9 184,86\n4 200,25\n4 202,91\n2 207,01\n2 151,26\n2 165,17\nDeposits and Securities Excluded from Base Money\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nOther Items(net)\n-28 005,04\n-25 675,83\n-28 536,40\n-28 520,63\n-35 514,12\n-37 714,21\n-42 032,57\n-40 988,50\n-40 822,30\n-38 879,35\n-32 627,21\n-30 401,83\n-30 713,92\n-29 778,84\n-31 292,99\nBroad Money-M3\n78 909,26\n78 457,16\n78 377,85\n83 811,71\n87 003,17\n93 173,97\n97 336,53\n96 184,73\n99 202,27\n99 523,73\n105 453,84\n105 562,65\n108 088,71 108 915,12 112 264,22\nSecurities Other than Shares Included in Broad Money\n995,70\n1 110,84\n1 043,01\n1 258,29\n1 113,65\n1 031,34\n1 500,40\n1 525,56\n1 714,71\n1 562,95\n1 671,42\n1 533,06\n403,79\n1 075,41\n905,50\nBroad Money-M2\n77 913,56\n77 346,32\n77 334,84\n82 553,42\n85 889,52\n92 142,63\n95 836,13\n94 659,17\n97 487,56\n97 960,78\n103 782,42\n104 029,60\n107 684,91 107 839,71 111 358,72\nOther Deposits (Time Deposits)\n6 116,83\n6 724,49\n7 797,23\n7 273,44\n8 906,02\n10 202,83\n11 180,20\n10 986,71\n12 651,43\n13 338,89\n14 616,09\n14 059,93\n15 769,31\n15 992,22\n16 398,26\nof which Foreign Currency Accounts\n5 140,66\n5 707,45\n6 566,88\n6 058,37\n7 683,25\n8 760,66\n9 667,62\n9 240,63\n10 635,97\n11 472,65\n12 501,15\n11 969,63\n13 434,26\n13 594,66\n14 194,09\nNarrow Money-M1\n71 796,73\n70 621,83\n69 537,61\n75 279,99\n76 983,50\n81 939,80\n84 655,93\n83 672,46\n84 836,14\n84 621,89\n89 166,33\n89 969,67\n91 915,60\n91 847,49\n94 960,46\nTransferable Deposits\n71 683,53\n70 501,36\n69 416,64\n75 177,13\n76 875,02\n81 872,63\n84 533,18\n83 548,51\n84 714,95\n84 498,45\n89 038,34\n89 839,29\n91 776,66\n91 706,09\n94 816,21\n Of which Foreign Currency Accounts\n59 290,71\n58 700,73\n57 277,64\n62 889,89\n63 794,81\n67 072,42\n70 468,20\n69 972,03\n71 327,50\n71 043,42\n74 564,14\n74 440,20\n74 487,00\n75 465,39\n77 304,41\nCurrency Outside Depository Corporations\n113,20\n120,46\n120,97\n102,86\n108,48\n67,17\n122,74\n123,94\n121,19\n123,44\n127,98\n130,38\n138,94\n141,41\n144,26\nMemorandum Items\nReserve Money\n20 395,12\n21 688,51\n21 184,52\n22 726,34\n22 614,61\n23 287,44\n24 896,15\n25 488,47\n26 525,61\n26 223,52\n26 850,36\n27 935,96\n29 418,57\n27 339,59\n29 807,18\nFCAs as a Percentage of Deposits in M3\n83,4%\n82,2%\n81,6%\n82,4%\n82,3%\n81,4%\n82,4%\n82,5%\n82,7%\n83,0%\n82,7%\n82,0%\n81,4%\n81,9%\n81,6%\nEnd Period Exchange Rate\n25,79850\n26,36560\n26,56150\n26,76540\n26,81580\n26,91020\n26,94570\n26,78630\n26,75480\n26,64390\n26,38650\n26,19010\n25,98070\n25,58060\n25,77330\nSource: Reserve Bank of Zimbabwe,2026\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n(xiii). Monetary data was revised from September 2024 following the adoption of new reporting return submitted by banks. The notable revision is on broad money stock (M3) which was revised downwards due to reclassification of Government foreign currency deposits held by banks from deposits include\n (xiv) From April 2024, amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\n(xv). The June 2025 figure includes exchange losses related to external loans transferred to the Government, which were reclassified from Unrealised Exchange Losses in Other Items Net (OIN). The adjustment does not indicate a flow of new money.\n(xvi). Loans and Advances to Gvt were revised from April 2024 to incorporate exchange losses relating to IMF SDR Drawdowns\n \n \n13 \n \n \n \nDec-18\nDec-19\nDec-20\nDec-21\nDec-22\nDec-23\nJul-24\nDec-24\nDec-25\nJan-26\nNet Foreign Assets\n-1 758 219,23\n-50 285,84\n-392 036,91\n-513 012,57\n-2 780 839,76\n-22 724 299,91\n-34 509,44\n-56 911,91\n-24 439,67\n-22 133,69\nClaims on Non Residents\n295 965,66\n5 504,94\n14 624,50\n134 462,90\n653 511,53\n2 750 142,28\n10 301,55\n23 239,75\n40 898,97\n42 141,52\nOfficial Reserves Assets\n86 950,64\n2 537,10\n2 786,28\n113 865,50\n408 577,46\n670 897,61\n4 653,58\n12 507,85\n30 679,48\n32 095,26\nOther Foreign Assets\n209 015,01\n2 967,84\n11 838,22\n20 597,41\n244 934,07\n2 079 244,67\n5 647,96\n10 731,90\n10 219,49\n10 046,26\nLess Liabilities to Non Residents\n2 054 184,89\n55 790,78\n406 661,40\n647 475,47\n3 434 351,30\n25 474 442,19\n44 810,99\n80 151,65\n65 338,63\n64 275,20\nShort Term Liabilities\n1 563 599,81\n35 686,12\n187 885,61\n276 458,35\n1 701 709,04\n253 445,37\n67,28\n127,60\n52,55\n51,75\nOther Foreign Liabilities*\n490 585,08\n20 104,66\n218 775,79\n371 017,12\n1 732 642,26\n25 220 996,82\n44 743,71\n80 024,06\n65 286,08\n64 223,46\n of which blocked funds\n11 993,44\n177 624,19\n215 193,86\n800 314,02\n4 848 587,01\n10 788,19\n17 365,02\n3 045,55\n2 998,65\nNet Domestic Assets (NDA)\n5 016 440,09\n60 613,66\n410 799,30\n538 956,83\n2 884 883,96\n24 745 515,21\n41 791,55\n77 307,02\n53 858,23\n49 473,28\nDomestic Claims\n7 598 696,62\n12 259,70\n17 721,76\n70 963,42\n327 159,83\n2 685 240,42\n23 611,62\n41 177,61\n68 072,79\n66 022,59\nNet Claims on Central Government\n6 983 331,70\n9 939,42\n15 520,80\n46 157,62\n193 502,85\n2 195 411,21\n23 124,88\n40 730,63\n66 630,08\n64 513,00\nClaims on Central Government\n7 024 820,99\n11 338,53\n25 693,68\n56 954,68\n344 351,64\n3 186 271,12\n27 458,25\n50 322,20\n73 132,44\n74 184,82\nOf which: Securities Other than Shares\n2 062 178,19\n6 828,36\n6 035,22\n5 725,70\n93 911,68\n2 219 186,78\n7 151,41\n13 877,09\n15 417,46\n15 240,42\n of which USD Securities \n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n7 146,85\n13 877,09\n15 417,46\n15 240,42\nof which Interest on Foreign Currency TBs\n574,54\n599,69\nLoans and Advances\n4 962 642,81\n4 510,17\n19 658,46\n51 228,99\n250 439,96\n967 084,34\n20 306,84\n36 445,10\n57 714,98\n58 944,40\nOf which Loans (inc interest capitalisation on Loans transfared to Gvt)\n3 618 382,32\n1 199,03\n15 645,17\n17 897,37\n83 409,68\n423 620,50\n1 588,97\n1 579,04\n164,74\n150,00\nRevaluations on External Loans Transfared to Government\n22 170,46\n21 829,04\nAmounts Due from Gvt including SDR Drawdowns\n271 144,05\n376,26\n401,72\n29 720,05\n167 030,28\n543 463,85\n18 717,87\n34 866,06\n35 379,78\n34 867,75\n Export Incentives\n1 073 116,43\n2 934,88\n3 611,57\n3 611,57\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nLess Liabilities to Central Government\n41 489,30\n1 399,11\n10 172,88\n10 797,06\n150 848,79\n990 859,91\n4 333,36\n9 591,57\n6 502,36\n9 671,83\nOf which: Deposits\n41 489,30\n1 399,11\n10 172,88\n10 797,06\n150 848,79\n990 859,91\n4 333,36\n9 591,57\n6 502,36\n9 671,83\nof which Foreign Currency\n3 115,31\n9 291,47\n5 391,79\n7 773,12\nLocal Currency Deposits\n1 218,05\n300,09\n1 110,57\n1 898,70\nOther \n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nClaims on Other Sectors\n615 364,93\n2 320,28\n2 200,96\n24 805,80\n133 656,99\n489 829,21\n486,74\n446,98\n1 442,71\n1 509,59\nOther Financial Corporations\n104 283,41\n114,22\n188,35\n1 940,32\n8 835,80\n28 216,64\n63,30\n31,35\n293,65\n294,52\nState and Local Government\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nPublic Non Financial Corporations\n489 746,16\n2 130,15\n1 309,27\n20 881,24\n111 380,89\n359 338,87\n188,55\n12,29\n454,46\n511,05\nPrivate Sector\n21 335,35\n75,91\n703,34\n1 984,24\n13 440,29\n102 273,70\n234,89\n403,34\n694,60\n704,02\nClaims on Other Depository Corporations\n393 735,95\n1 247,76\n3 684,02\n4 919,97\n24 419,54\n266 265,29\n322,95\n907,94\n331,31\n303,64\nOf which: Loans\n393 735,95\n1 247,76\n3 684,02\n4 919,97\n24 419,54\n266 265,29\n322,95\n907,94\n331,31\n303,64\nOther Liabilities to ODCs\n2 739 770,63\n7 563,51\n53 880,04\n108 150,00\n685 265,98\n3 854 578,28\n5 505,98\n8 273,62\n7 826,23\n6 748,45\nOf which: Aftrades Balances\n388 000,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n Securities\n2 135 541,16\n4 579,22\n22 262,48\n72 821,16\n373 427,75\n1 519 969,71\n2 802,34\n2 002,01\n3 525,69\n2 928,73\nOther Items(Net)\n236 221,85\n-54 669,72\n-443 273,56\n-571 223,44\n-3 218 570,56\n-25 648 587,78\n-23 362,96\n-43 495,09\n6 719,64\n10 104,50\nShares and Other Equity\n475 653,19\n-54 656,74\n-442 191,36\n-620 887,58\n-3 148 249,30\n-25 053 448,27\n-23 332,83\n-39 722,52\n9 669,02\n12 364,88\nOther Items(Net)\n-260 446,06\n-1 160,95\n-3 242,65\n41 146,12\n-118 055,94\n-1 251 036,31\n-1 846,51\n-8 239,99\n-5 820,55\n-4 956,92\nLiabilities to Other Resident Sectors\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nDeposits and Securities Excluded from Base Money\n21 014,72\n1 147,97\n2 160,46\n8 518,03\n47 734,68\n655 896,80\n1 816,38\n4 467,42\n2 871,16\n2 696,54\nMonetary Base \n3 258 220,86\n10 327 816,88\n18 762,40\n25 944,26\n104 044,19\n2 021 215,30\n7 282,11\n20 395,12\n29 418,57\n27 339,59\nCurrency Issued\n65,76\n181,87\n508,78\n521,59\nZWL Coins\n86 558,34\n99 010,30\n2 375,93\n99,71\n99,65\n76,97\n0,01\n0,01\n0,00\n0,00\nZWL Notes\n435 985,12\n978 393,54\n99,71\n5 052,40\n7 472,20\n15 672,83\n6,02\n5,29\n0,00\n0,00\nZiG Coins\n0,00\n0,00\n0,00\n0,00\n20,18\n35,32\n35,31\n35,32\nZiG Notes\n0,00\n0,00\n0,00\n0,00\n39,55\n141,25\n473,47\n486,27\nLiabilities to ODCs\n2 718 472,21\n8 352 572,72\n16 386,47\n20 792,15\n96 472,35\n1 975 463,24\n7 216,36\n20 213,24\n28 909,78\n26 818,01\nReserve Deposits\n393 439,26\n918 034,34\n2 199,09\n19 781,79\n51 076,73\n533 568,04\n6 001,81\n16 691,28\n23 480,57\n23 178,94\n Local Currency Reserve Deposits\n0,00\n0,00\n45 295,25\n1 441 895,20\n1 293,91\n2 935,34\n4 499,77\n4 362,02\n Foreign Currency Reserve Deposits\n2 325 032,95\n7 434 538,38\n14 187,38\n1 010,36\n100,36\n30 002,26\n4 707,90\n13 755,94\n18 980,80\n18 816,92\n Exess reserves \n1 214,55\n3 521,96\n5 429,21\n3 639,07\n of which Excess reserves - ZiG\n87,38\n398,70\n298,74\n466,37\n Excess reserves - FCA\n1 127,17\n3 123,26\n5 130,47\n3 172,70\nPrivate Deposits\n17 205,18\n897 840,31\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nSource: Reserve Bank of Zimbabwe,2026\nNotes\ni. Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nii. From April 2024, claims on Government amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\niii. The June 2025 figure includes exchange losses related to external loans transferred to the Government, which were reclassified from Unrealised Exchange Losses in Other Items Net (OIN). The adjustment does not indicate a flow of new money.\niv. Loans and Advances to Gvt were revised from April 2024 to incorporate exchange losses relating to IMF SDR Drawdowns\nvi. Loans and Advances to Gvt were further adjusted in June 2025 to include exchange rate related revaluations on external loans transferred to Gvt.\nTABLE 2: CENTRAL BANK SURVEY ($'Million)\n \n \n14 \n \n \n \nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nJun-25\nJul-25\nAug-25\nSep-25\nOct-25\nNov-25\nDec-25\nJan-26\nFeb-26\nNet Foreign Assets\n9 765 464,22\n9 112 969,32\n7 389,86\n8 858,14\n9 084,92\n9 303,65\n11 183,09\n11 059,03\n9 163,35\n10 642,45\n12 654,54\n13 917,24\n11 230,10\n9 891,40\n15 199,87\n15 834,28\nClaims on Non Residents\n19 162 644,38\n20 113 361,10\n20 280,52\n21 464,25\n22 405,99\n22 719,00\n26 321,77\n25 204,45\n24 310,89\n25 812,72\n29 009,96\n27 770,37\n27 309,59\n27 538,14\n31 883,45\n30 487,17\nOf Which: Foreign Currency\n11 234 930,19\n10 288 521,82\n12 746,36\n11 639,76\n9 242,68\n9 519,90\n8 665,77\n9 520,98\n10 812,40\n14 822,22\n15 521,30\n14 189,74\n14 165,53\n15 140,90\n20 317,62\n18 311,84\nDeposits\n7 530 468,74\n9 296 529,40\n6 917,90\n9 040,66\n12 961,80\n12 996,49\n17 466,41\n15 492,78\n13 309,36\n10 831,44\n13 370,17\n13 463,63\n13 027,90\n12 281,70\n11 431,38\n12 041,32\nOther\n397 245,45\n528 309,88\n616,26\n783,83\n201,51\n202,60\n189,59\n190,69\n189,13\n159,06\n118,49\n117,00\n116,16\n115,54\n134,45\n134,01\nLess Liabilities to Non Residents\n9 397 180,16\n11 000 391,78\n12 890,67\n12 606,10\n13 321,07\n13 415,35\n15 138,68\n14 145,42\n15 147,54\n15 170,26\n16 355,43\n13 853,12\n16 079,48\n17 646,74\n16 683,59\n14 652,89\nOf Which: Deposits\n953 309,19\n1 408 378,26\n2 457,30\n2 140,51\n1 714,07\n2 351,48\n3 165,21\n1 703,40\n2 629,70\n2 685,47\n3 404,41\n1 670,94\n3 097,42\n5 028,24\n5 623,35\n4 835,87\nLoans\n8 443 870,97\n9 592 013,52\n10 433,37\n10 465,60\n11 607,00\n11 063,87\n11 973,47\n12 442,02\n12 517,84\n12 484,79\n12 951,02\n12 182,18\n12 855,93\n12 498,18\n10 941,68\n9 707,38\nOther\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n126,14\n120,31\n118,55\n109,64\nNet Domestic Assets (NDA)\n62 564,10\n69 536,43\n70 673,91\n69 308,20\n74 080,26\n77 384,56\n81 367,58\n85 837,60\n86 676,41\n87 770,24\n86 219,17\n91 077,56\n93 867,17\n97 394,20\n93 028,57\n96 237,06\nDomestic Claims\n56 082,21\n61 112,23\n62 715,84\n63 183,47\n64 707,12\n65 487,40\n67 523,42\n68 938,49\n72 237,69\n72 658,42\n70 752,97\n74 144,41\n77 164,83\n78 514,51\n76 605,64\n78 479,30\nNet Claims on Central Government\n2 579,12\n5 475,14\n5 587,82\n5 710,88\n5 893,84\n2 703,38\n1 911,03\n1 432,28\n3 806,99\n3 432,57\n-343,81\n758,29\n2 177,45\n3 605,50\n2 354,67\n1 658,39\nClaims on Central Government\n12 992,03\n13 929,03\n13 736,58\n13 267,36\n13 658,28\n13 697,56\n13 883,28\n15 519,89\n16 115,81\n15 804,64\n14 956,67\n15 518,58\n15 671,68\n17 041,29\n16 559,26\n16 015,43\nSecurities\n12 733,08\n13 680,09\n13 393,71\n12 742,17\n13 149,28\n13 219,57\n13 413,78\n15 011,08\n15 661,68\n15 264,20\n14 394,72\n14 979,39\n15 156,37\n16 587,35\n16 129,47\n16 002,76\n of which foreign currency denominated securities\n11 066,91\n12 179,89\n11 952,49\n11 317,47\n11 610,83\n12 803,60\n11 975,41\n12 612,98\n12 740,28\n12 330,04\n11 616,75\n11 903,45\n12 178,11\n12 782,98\n12 510,80\n12 469,87\nLoans\n258,95\n248,94\n342,87\n525,19\n509,01\n478,00\n469,51\n508,81\n454,13\n540,44\n561,95\n539,19\n515,30\n453,93\n429,79\n12,67\n of which foreign currency\n256,79\n248,35\n335,73\n515,89\n500,08\n474,00\n460,64\n505,05\n445,28\n530,49\n550,56\n533,21\n509,52\n448,58\n424,57\n12,54\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n10 412,91\n8 453,89\n8 148,76\n7 556,48\n7 764,44\n10 994,18\n11 972,25\n14 087,61\n12 308,82\n12 372,07\n15 300,48\n14 760,29\n13 494,22\n13 435,79\n14 204,59\n14 357,03\nOf which: Deposits\n10 406,49\n8 453,88\n8 148,76\n7 486,50\n7 714,70\n10 839,61\n11 890,29\n13 980,02\n12 190,98\n12 265,21\n15 171,44\n14 628,22\n13 299,60\n13 268,09\n13 998,64\n14 068,75\nof which foreign currency deposits\n9 591,43\n7 777,48\n7 621,82\n6 689,63\n6 183,93\n9 392,25\n10 536,89\n12 630,29\n10 600,01\n10 915,21\n13 550,72\n12 693,10\n12 308,34\n11 917,20\n12 439,53\n13 229,38\nOther \n6,42\n0,01\n0,00\n69,98\n49,75\n154,57\n81,96\n107,59\n117,83\n106,86\n129,04\n132,07\n194,62\n167,71\n205,95\n288,28\nClaims on Other Sectors\n53 503,09\n55 637,09\n57 128,02\n57 472,59\n58 813,28\n62 784,02\n65 612,38\n67 506,21\n68 430,69\n69 225,85\n71 096,78\n73 386,13\n74 987,38\n74 909,01\n74 250,98\n76 820,91\nOther Financial Corporations\n2 660,02\n3 791,26\n3 485,44\n3 385,55\n3 608,07\n4 473,46\n4 032,45\n3 957,16\n4 175,70\n4 256,35\n5 121,64\n4 895,91\n5 396,25\n4 965,42\n5 099,44\n5 643,81\nState and Local Government\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n22,04\n21,46\n18,84\n23,48\n23,74\n20,77\n23,29\n23,76\nPublic Non Financial Corporations\n803,29\n551,32\n558,39\n545,98\n481,20\n462,25\n356,01\n338,67\n337,14\n243,04\n217,57\n459,14\n524,00\n652,18\n1 510,48\n1 563,90\nPrivate Sector\n50 039,78\n51 294,51\n53 084,19\n53 541,07\n54 724,00\n57 848,31\n61 223,93\n63 210,38\n63 895,82\n64 705,01\n65 738,73\n68 007,60\n69 043,39\n69 270,63\n67 617,77\n69 589,44\nof which foreign currency denominated loans\n42 518,38\n42 937,33\n46 086,81\n46 197,56\n47 961,06\n50 400,88\n52 686,20\n54 648,96\n54 746,71\n54 919,36\n56 222,03\n58 272,26\n59 687,69\n59 670,51\n58 499,01\n60 315,26\nClaims on the Central Bank\n29 978,18\n29 908,44\n30 373,55\n29 202,08\n30 532,02\n33 836,49\n34 730,71\n36 281,29\n36 593,85\n37 610,46\n36 713,15\n37 496,18\n38 667,92\n40 660,31\n37 292,73\n39 322,17\nCurrency\n71,40\n68,67\n69,32\n75,03\n101,33\n107,36\n161,37\n212,52\n217,74\n226,17\n239,92\n251,32\n326,31\n369,84\n380,18\n380,27\nReserves\n29 665,56\n29 561,47\n30 142,63\n28 957,94\n30 153,54\n33 294,89\n34 245,99\n35 723,28\n36 068,33\n36 921,10\n35 998,29\n36 686,58\n37 765,06\n39 802,57\n36 391,29\n38 323,45\nSecurities\n241,22\n278,30\n161,60\n169,10\n277,15\n434,25\n323,36\n345,49\n307,78\n463,19\n474,94\n558,28\n576,55\n487,89\n521,26\n618,45\nOther Claims\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\n0,00\nLiabilities to the Central Bank\n282,26\n233,01\n488,20\n536,90\n541,72\n544,15\n160,12\n149,02\n194,20\n156,52\n143,37\n184,11\n107,06\n62,58\n60,40\n31,43\n0,00\n0,00\nOther Items(Net)\n23 214,03\n21 251,23\n21 927,28\n22 540,45\n20 617,17\n21 395,18\n20 726,43\n19 233,16\n21 960,93\n22 342,11\n21 103,59\n20 378,92\n21 858,52\n21 718,04\n20 809,40\n21 532,98\nShares and Other Equity\n37 782,51\n38 602,37\n37 957,33\n39 010,06\n39 952,69\n40 420,68\n40 672,56\n41 715,34\n43 880,98\n44 654,49\n44 379,40\n45 067,33\n43 901,66\n42 447,79\n41 691,57\n43 427,50\nLiabilities to other ressident sectors\n338,84\n351,53\n40,86\n232,77\n52,60\n57,57\n129,76\n154,53\n160,13\n219,06\n72,01\n186,56\n291,68\n319,39\n332,40\n321,53\nOther Items(Net)\n-14 907,33\n-17 702,67\n-16 070,91\n-16 702,38\n-19 388,12\n-19 083,07\n-20 075,89\n-22 636,71\n-22 080,18\n-22 531,45\n-23 347,82\n-24 874,98\n-22 334,83\n-21 049,14\n-21 214,57\n-22 216,06\nDeposits and Securities Included in Broad Money\n72 329,56\n78 649,40\n78 063,76\n78 166,34\n83 165,18\n86 688,21\n92 550,67\n96 896,64\n95 839,75\n98 412,69\n98 873,70\n104 994,81\n105 097,27\n107 285,61\n108 228,44\n112 976,85\nDeposits Included in Broad Money\n71 557,89\n \n77 653,70\n \n76 952,92\n \n77 123,33\n \n81 906,89\n \n85 574,56\n \n91 519,33\n \n95 396,24\n \n94 314,20\n \n96 697,98\n \n97 310,75\n \n103 323,38\n \n103 564,22\n \n106 881,82\n \n107 153,03\n \n112 071,35\n \nTransferable Deposits\n65 726,26\n \n71 536,87\n \n70 228,43\n \n69 326,09\n \n74 633,46\n \n76 668,54\n \n81 316,50\n \n84 216,03\n \n83 327,48\n \n84 046,56\n \n83 971,86\n \n88 707,29\n \n89 504,29\n \n91 112,50\n \n91 160,81\n \n94 767,58\n \n of which FCAs\n54 884,34\n \n59 157,87\n \n58 527,96\n \n57 270,33\n \n62 418,69\n \n63 622,76\n \n66 516,87\n \n70 151,60\n \n69 751,55\n \n70 659,66\n \n70 517,62\n \n74 233,88\n \n74 105,68\n \n73 823,32\n \n75 465,39\n \n77 304,41\n \nOther Deposits (Time Deposits)\n5 831,62\n6 116,83\n6 724,49\n7 797,23\n7 273,44\n8 906,02\n10 202,83\n11 180,20\n10 986,71\n12 651,43\n13 338,89\n14 616,09\n14 059,93\n15 769,31\n15 992,22\n16 398,26\n \n of which FCAs\n4 568,46\n5 140,66\n5 707,45\n6 566,88\n6 058,37\n7 683,25\n8 760,66\n9 667,62\n9 240,63\n10 635,97\n11 472,65\n12 501,15\n11 969,63\n13 434,26\n13 594,66\n14 194,09\nMoney Market Instruments\n771,68\n \n995,70\n \n1 110,84\n \n1 043,01\n \n1 258,29\n \n1 113,65\n \n1 031,34\n \n1 500,40\n \n1 525,56\n \n1 714,71\n \n1 562,95\n \n1 671,42\n \n1 533,06\n \n403,79\n \n1 075,41\n \n905,50\nSource:Reserve Bank of Zimbabwe,2026\nNotes\n i. Monetary data was revised from September 2024 following the adoption of new reporting return submitted by banks. \n ii. The notable revision is on broad money stock (M3) which was revised downwards due to reclassification of Government foreign currency deposits held by banks from deposits included in broad money. \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ 'Million)\n \n \n15 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\n Notes &\n&\nwith\nOther Depository \nwith\non\nLocal Governemt\nOther2\nGovernment\nLocal \nPublic \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nTotal\nAssets\n2022\nJan\n2 891,2\n \n53 378,3\n \n116 654,8\n \n13 232,3\n \n69 668,2\n \n30 774,3\n40 241,6\n2,4\n186,8\n2 906,7\n20,3\n163,0\n4 023,2\n228 616,6\n16 284,0\n53 627,8\n55 303,6\n85 737,0\n773 712,0\nFeb\n2 577,7\n \n62 064,5\n \n122 479,8\n \n17 480,5\n \n76 802,2\n \n28 703,5\n49 241,8\n1,6\n0,0\n3 242,5\n20,3\n158,1\n5 761,9\n249 205,9\n16 681,8\n55 099,6\n59 171,4\n86 732,0\n835 425,0\nMar\n2 111,5\n \n76 544,2\n \n142 962,5\n \n19 239,6\n \n87 884,5\n \n43 284,1\n50 566,9\n0,9\n0,0\n2 970,2\n19,4\n253,4\n6 635,8\n296 282,4\n16 435,1\n65 660,6\n69 287,0\n94 293,1\n974 431,2\nApr\n2 624,9\n \n74 716,9\n \n160 466,5\n \n28 352,1\n \n123 190,3\n \n26 628,8\n63 944,8\n0,2\n0,0\n2 583,9\n37,5\n252,4\n7 258,1\n338 207,2\n30 154,8\n53 372,3\n73 993,0\n90 352,8\n1 076 136,5\nMay\n3 155,9\n \n142 118,9\n \n236 166,0\n \n35 928,9\n \n207 812,8\n \n61 757,6\n70 936,8\n0,0\n155,0\n3 762,8\n41,3\n289,0\n16 588,0\n455 287,9\n36 125,5\n134 993,5\n111 577,7\n130 617,1\n1 647 314,7\nJun\n2 801,2\n \n138 347,1\n \n266 691,8\n \n45 952,0\n \n241 920,1\n \n63 631,8\n86 890,0\n0,0\n654,0\n5 297,4\n61,2\n226,3\n14 282,6\n549 799,2\n38 578,3\n169 511,8\n130 604,3\n205 601,3\n1 960 850,3\nJul\n2 427,6\n \n159 024,6\n \n315 832,5\n \n39 388,2\n \n230 432,5\n \n41 246,8\n91 509,2\n0,0\n394,3\n4 940,5\n100,7\n349,7\n22 911,0\n638 556,7\n45 361,4\n144 090,2\n143 606,3\n242 024,6\n2 122 196,7\nAug\n2 640,6\n \n263 637,4\n \n411 439,9\n \n69 203,5\n \n311 107,0\n \n29 186,6\n100 187,1\n0,0\n330,1\n6 912,2\n113,5\n287,1\n46 504,1\n764 466,3\n46 788,2\n167 029,4\n251 442,9\n244 934,2\n2 716 210,1\nSep\n3 030,7\n \n289 230,8\n \n504 071,1\n \n75 446,7\n \n417 007,1\n \n18 185,0\n143 464,9\n0,0\n267,4\n8 265,9\n115,1\n306,3\n41 560,9\n902 078,3\n51 664,5\n146 133,1\n231 760,0\n285 781,8\n3 118 369,8\nOct\n3 022,6\n \n300 240,3\n \n525 870,3\n \n104 483,2\n \n389 979,7\n \n22 895,3\n151 757,7\n0,0\n204,7\n4 590,6\n116,5\n342,0\n43 335,5\n936 397,1\n58 632,8\n165 306,9\n267 183,8\n298 996,3\n3 273 355,4\nNov\n3 251,4\n \n286 365,2\n \n575 885,7\n \n111 716,1\n \n342 790,1\n \n17 089,0\n198 814,4\n0,0\n142,0\n6 078,2\n119,5\n303,6\n43 195,4\n1 042 144,5\n73 069,8\n170 944,8\n232 107,1\n302 373,7\n3 406 390,5\nDec\n3 361,7\n \n295 435,1\n \n652 284,4\n \n119 932,8\n \n351 906,8\n \n7 965,4\n288 844,0\n0,0\n20 072,7\n8 831,7\n114,4\n282,6\n30 272,3\n1 143 910,8\n84 048,5\n159 126,2\n234 748,7\n418 944,7\n3 820 082,5\n2023\nJan\n4 923,3\n \n379 841,7\n \n704 168,6\n \n151 980,1\n \n389 342,8\n \n-1 443,6\n319 807,4\n0,0\n23 774,5\n8 624,7\n228,5\n251,2\n44 113,2\n1 348 919,7\n137 477,6\n227 545,4\n251 246,0\n451 149,8\n4 441 950,8\nFeb\n1 880,1\n \n436 062,8\n \n743 888,5\n \n81 067,5\n \n518 081,0\n \n21 964,4\n332 626,9\n0,0\n26 717,2\n6 974,7\n319,0\n197,4\n44 691,5\n1 538 078,6\n142 383,8\n226 933,0\n281 339,4\n490 831,3\n4 894 037,1\nMar\n2 031,6\n \n425 326,5\n \n817 631,1\n \n112 374,3\n \n531 935,4\n \n41 928,7\n360 626,2\n0,0\n24 689,0\n10 382,7\n432,2\n149,8\n48 725,4\n1 745 783,1\n166 893,5\n554 840,9\n315 882,3\n532 130,1\n5 691 762,4\nApr\n1 844,7\n \n462 081,4\n \n972 122,7\n \n161 740,7\n \n620 095,0\n \n32 207,0\n391 587,8\n0,0\n28 119,0\n19 573,0\n559,8\n99,3\n54 058,4\n1 822 350,9\n178 895,0\n214 270,9\n411 870,0\n572 012,3\n5 943 487,7\nMay\n1 107,2\n \n1 048 116,4\n \n2 049 066,1\n \n309 234,1\n \n1 554 969,0\n \n84 147,3\n653 025,9\n0,0\n76 351,5\n16 564,4\n4 599,1\n80,3\n112 188,1\n4 068 894,1\n366 505,1\n607 438,1\n788 546,8\n884 349,9\n12 625 183,4\nJun\n1 984,5\n \n2 249 201,6\n \n4 424 350,0\n \n471 360,3\n \n3 050 984,1\n \n390 369,2\n981 773,8\n0,0\n212 126,8\n8 070,8\n18 582,4\n83,0\n260 946,3\n8 977 244,2\n669 100,1\n1 390 786,2\n1 582 985,5\n2 782 639,3\n27 472 588,1\nJul\n1 489,0\n \n1 584 403,3\n \n4 137 377,2\n \n380 493,0\n \n3 132 849,9\n \n369 552,6\n1 242 045,2\n0,0\n165 764,7\n17 713,9\n7 368,1\n68,1\n208 253,7\n7 144 225,5\n821 517,0\n829 382,3\n1 411 037,1\n3 124 457,4\n24 577 997,9\nAug\n2 292,1\n \n1 505 916,2\n \n4 651 358,8\n \n448 025,8\n \n3 179 274,3\n \n245 546,0\n1 190 599,0\n0,0\n165 103,2\n7 939,8\n7 469,9\n75,8\n205 341,5\n7 142 066,9\n817 682,7\n701 626,2\n1 348 230,8\n3 086 091,3\n24 704 640,2\nSep\n2 465,6\n \n2 015 621,6\n \n5 263 338,5\n \n560 033,8\n \n3 210 332,7\n \n305 649,1\n1 318 582,7\n0,0\n175 013,5\n10 773,5\n9 935,8\n92,0\n219 878,9\n8 628 418,0\n892 737,1\n776 997,6\n1 646 406,8\n3 310 710,4\n28 346 987,7\nOct\n2 425,4\n \n2 312 575,1\n \n5 910 277,9\n \n751 077,6\n \n2 663 186,5\n \n240 258,0\n1 272 839,7\n0,0\n190 359,3\n21 408,8\n10 816,8\n98,1\n237 525,7\n9 281 352,1\n844 462,4\n958 746,4\n1 741 207,9\n3 433 150,2\n29 871 767,9\nNov\n2 705,3\n \n2 558 589,3\n \n6 324 144,1\n \n730 377,0\n \n2 788 783,6\n \n230 917,5\n1 517 348,4\n0,0\n188 949,4\n34 470,7\n10 921,4\n59,8\n238 702,3\n9 523 818,5\n907 759,0\n1 046 257,0\n2 150 227,0\n3 544 388,6\n31 798 418,9\nDec\n3 398,4\n \n2 868 505,6\n \n5 973 706,9\n \n918 524,5\n \n2 631 445,7\n \n212 294,5\n2 627 512,6\n0,0\n182 480,9\n38 249,3\n12 325,3\n73,5\n248 699,8\n10 110 961,4\n984 502,1\n1 184 706,9\n2 319 603,9\n4 087 896,6\n34 404 887,7\n2024\nJan\n2 947,9\n \n5 196 670,6\n \n9 096 074,6\n \n1 414 527,9\n \n3 957 664,6\n \n326 220,5\n4 283 761,8\n0,0\n306 771,2\n57 595,6\n17 912,4\n198,8\n374 088,3\n16 298 021,8\n1 109 251,7\n1 949 662,4\n3 467 246,2\n5 133 753,8\n52 992 370,2\nFeb\n3 143,6\n \n7 309 077,0\n \n12 595 037,9\n \n2 395 225,7\n \n5 340 576,7\n \n178 130,4\n6 381 641,8\n0,0\n437 989,9\n78 292,7\n26 073,1\n232,0\n488 602,8\n24 095 690,3\n1 538 423,6\n2 608 075,1\n4 122 833,9\n6 863 317,4\n74 462 363,7\nMar\n2 831,0\n \n9 785 505,6\n \n16 734 744,0\n \n3 185 636,7\n \n7 548 560,1\n \n775 336,9\n8 605 206,6\n0,0\n585 769,6\n126 026,3\n47 609,3\n143,3\n729 484,9\n37 149 745,6\n2 535 252,5\n2 860 196,6\n5 844 376,9\n10 808 889,0\n107 325 315,0\nApr\n7,5\n \n4 794,8\n \n11 004,0\n \n2 108,7\n \n5 798,1\n \n354,3\n5 583,2\n0,0\n348,4\n37,2\n330,0\n1,8\n440,5\n22 799,4\n1 336,2\n2 510,2\n6 102,7\n5 490,3\n69 047,3\nMay\n15,0\n \n4 337,6\n \n12 420,7\n \n2 281,4\n \n6 437,2\n \n492,4\n5 867,7\n0,0\n339,6\n23,7\n49,4\n1,4\n433,4\n23 728,2\n1 520,6\n2 114,7\n7 240,8\n5 731,5\n73 035,2\nJun\n9,2\n \n4 753,1\n \n12 746,0\n \n2 349,5\n \n6 493,3\n \n409,0\n6 309,9\n0,0\n282,9\n32,6\n45,1\n1,5\n446,4\n25 292,4\n1 628,6\n2 541,3\n7 612,6\n6 871,1\n77 824,6\nJul\n7,5\n \n5 739,9\n \n11 453,3\n \n1 987,0\n \n6 135,6\n \n451,2\n7 706,6\n0,0\n276,2\n128,4\n45,6\n0,2\n432,4\n26 513,1\n2 454,9\n2 342,9\n8 065,1\n7 708,4\n81 448,2\nAug\n6,4\n \n6 444,9\n \n13 516,2\n \n2 310,5\n \n4 922,1\n \n205,9\n6 955,1\n0,0\n246,2\n100,5\n146,7\n0,2\n388,0\n27 463,6\n2 511,4\n2 767,9\n9 021,7\n8 363,7\n85 371,0\nSep\n7,9\n \n10 895,9\n \n22 399,7\n \n3 870,6\n \n8 728,6\n \n340,5\n10 929,4\n0,0\n431,0\n34,5\n281,9\n0,3\n610,8\n46 961,9\n3 924,3\n4 853,4\n13 635,1\n12 318,0\n140 223,9\nOct\n56,7\n \n13 662,1\n \n30 414,7\n \n5 068,5\n \n8 024,4\n \n129,1\n12 091,8\n0,0\n502,2\n53,5\n281,7\n0,1\n689,5\n54 229,9\n4 447,2\n6 380,1\n13 935,9\n13 802,2\n163 769,6\nNov\n72,6\n \n11 233,7\n \n29 835,6\n \n4 498,6\n \n6 365,0\n \n117,3\n10 509,5\n0,0\n367,6\n185,0\n2 660,3\n0,1\n582,5\n49 728,9\n4 261,8\n6 685,9\n14 193,4\n13 503,2\n154 800,9\nDec\n82,6\n \n10 274,6\n \n32 110,0\n \n5 538,7\n \n8 540,2\n \n287,6\n11 621,4\n0,0\n361,0\n79,0\n90,3\n0,6\n559,5\n51 561,9\n4 324,4\n6 555,3\n16 212,6\n14 183,7\n162 383,2\n2025\nJan\n69,3\n \n12 746,4\n \n30 180,7\n \n3 532,9\n \n6 021,2\n \n896,7\n13 393,7\n0,0\n0,0\n2 006,3\n342,9\n0,0\n558,4\n6 598,6\n45 645,3\n52 243,9\n4 743,0\n6 786,8\n10 675,6\n18 575,8\n162 773,4\nFeb\n75,0\n \n11 639,8\n \n28 998,1\n \n3 283,1\n \n8 161,6\n \n879,1\n12 742,2\n0,0\n0,0\n2 420,6\n525,2\n0,0\n546,0\n6 009,1\n46 847,7\n52 856,7\n4 830,3\n7 060,8\n8 636,7\n18 506,8\n161 162,0\nMar\n101,3\n \n9 242,7\n \n30 230,5\n \n3 610,1\n \n12 141,7\n \n820,1\n13 149,3\n0,0\n0,0\n2 701,4\n509,0\n0,0\n481,2\n5 364,5\n48 748,3\n54 112,8\n4 536,1\n7 859,2\n8 503,0\n19 297,8\n167 296,2\nApr\n107,4\n \n9 519,9\n \n33 479,3\n \n3 591,2\n \n12 582,7\n \n413,8\n13 219,6\n0,0\n0,0\n2 516,2\n478,0\n0,0\n462,3\n5 605,4\n52 416,4\n58 021,8\n4 214,0\n6 452,9\n11 508,1\n19 362,3\n175 929,4\nMay\n161,4\n \n8 665,8\n \n34 327,1\n \n3 618,3\n \n17 046,8\n \n419,6\n13 413,8\n0,0\n0,0\n2 354,6\n469,5\n0,0\n356,0\n6 417,7\n54 552,9\n60 970,5\n4 191,2\n7 163,7\n11 589,0\n19 259,1\n184 006,3\nJun\n212,5\n \n9 521,0\n \n35 799,3\n \n6 230,7\n \n15 373,4\n \n119,4\n15 011,1\n0,0\n0,0\n2 344,4\n508,8\n0,0\n338,7\n6 306,6\n56 337,6\n62 644,2\n6 770,3\n7 532,5\n10 182,1\n19 289,0\n191 877,5\nJul\n213,8\n \n9 541,1\n \n35 802,0\n \n6 242,3\n \n15 357,8\n \n119,4\n15 009,2\n0,0\n0,0\n2 344,4\n508,8\n0,0\n338,7\n6 306,6\n56 419,5\n62 726,1\n6 735,6\n7 493,6\n10 258,8\n19 318,5\n192 010,2\nAug\n226,2\n \n14 822,2\n \n36 977,1\n \n5 875,5\n \n10 221,8\n \n609,6\n15 264,2\n0,0\n0,0\n2 284,7\n540,4\n21,5\n243,0\n7 482,0\n56 642,4\n64 124,4\n8 139,8\n8 543,3\n11 926,7\n19 642,7\n199 463,2\nSep\n239,9\n \n15 521,3\n \n36 090,8\n \n4 591,7\n \n12 448,2\n \n921,9\n14 394,7\n0,0\n0,0\n2 385,7\n562,0\n18,8\n217,6\n7 300,0\n58 466,7\n65 766,7\n6 252,1\n8 537,4\n12 793,5\n20 013,7\n200 756,0\nOct\n251,3\n \n14 189,7\n \n36 754,9\n \n5 802,9\n \n12 553,0\n \n910,6\n14 979,4\n0,0\n0,0\n2 544,0\n539,2\n23,5\n459,1\n7 479,3\n60 433,5\n67 912,7\n5 513,5\n7 774,8\n12 321,7\n19 927,9\n202 458,5\nNov\n326,3\n \n14 165,5\n \n37 874,5\n \n6 578,1\n \n12 199,9\n \n828,0\n15 156,4\n0,0\n0,0\n2 490,1\n515,3\n23,7\n524,0\n7 149,7\n62 122,0\n69 271,7\n6 271,4\n9 054,8\n12 324,8\n19 793,3\n207 398,0\nDec\n369,8\n \n15 140,9\n \n39 886,1\n \n4 131,9\n \n11 461,7\n \n820,0\n16 587,4\n0,0\n0,0\n3 130,2\n453,9\n20,8\n652,2\n7 188,3\n61 788,6\n68 976,9\n5 263,1\n8 262,1\n11 058,7\n20 241,9\n206 457,4\n2026\nJan\n380,2\n \n20 317,6\n \n36 537,8\n \n5 100,6\n \n10 727,9\n \n703,5\n16 129,5\n0,0\n0,0\n3 048,8\n429,8\n23,3\n1 510,5\n6 790,3\n60 731,1\n67 521,4\n5 351,0\n8 573,5\n11 450,3\n20 022,9\n207 828,5\nFeb\n380,3\n \n18 311,8\n \n38 550,6\n \n5 693,1\n \n11 255,4\n \n785,9\n16 002,8\n0,0\n0,0\n2 582,2\n12,7\n23,8\n1 993,6\n6 871,4\n62 522,7\n69 394,1\n4 997,7\n8 179,6\n11 851,8\n20 551,6\n210 566,8\nSource:Reserve Bank of Zimbabwe, 2026\nNotes\ni.Government securities includes treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\nii.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic Enterprises\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\nOther Institutional Units\nForeign \nCurrency \nDenominated\n ZiG \nDenominated\nTABLE 4.1 : OTHER DEPOSITORY CORPORATIONS - ASSETS\nMillions\n \n \n16 \n \n \n \nEnd of\nTotal Deposits\nof which FCA\n2022\nJan\n392 702,2\n32 298,0\n39 346,3\n464 346,5\n2 962,5\n4 027,0\n471 336,0\n3 685,3\n25 398,5\n2 688,6\n1 416,9\n230,5\n144 852,4\n53 627,8\n70 476,0\n773 712,0\nFeb\n413 978,3\n37 494,3\n47 592,5\n499 065,1\n3 229,3\n4 407,7\n506 702,1\n4 456,2\n30 483,6\n2 120,4\n1 769,7\n226,8\n153 788,5\n55 099,6\n80 778,2\n835 425,0\nMar\n488 137,1\n37 893,9\n54 213,9\n580 244,9\n3 062,2\n5 330,5\n588 637,7\n4 510,9\n33 995,7\n2 137,9\n3 281,0\n810,6\n175 156,3\n65 660,6\n100 240,6\n974 431,2\nApr\n562 613,7\n46 129,7\n52 760,1\n661 503,5\n6 377,5\n7 656,8\n675 537,9\n4 246,9\n38 472,7\n2 173,0\n3 877,2\n486,8\n178 614,3\n53 372,3\n119 355,4\n1 076 136,5\nMay\n830 166,0\n61 112,6\n70 113,9\n961 392,5\n7 310,9\n7 417,6\n976 120,9\n6 165,3\n73 411,8\n2 383,3\n3 241,0\n321,8\n243 544,4\n134 993,5\n207 132,5\n1 647 314,7\nJun\n961 316,9\n66 716,9\n81 118,5\n1 109 152,4\n5 627,3\n10 226,2\n1 125 005,9\n7 157,9\n83 048,1\n2 898,5\n4 589,8\n345,2\n355 060,9\n169 511,8\n213 232,2\n1 960 850,3\nJul\n1 016 820,2\n79 550,5\n94 495,2\n1 190 865,8\n1 789,6\n9 363,5\n1 202 018,9\n8 137,9\n100 313,8\n2 814,9\n5 020,5\n1 339,1\n419 883,3\n144 090,2\n238 578,1\n2 122 196,7\nAug\n1 367 431,3\n85 931,5\n134 512,9\n1 587 875,7\n2 415,4\n7 892,4\n1 598 183,5\n12 785,6\n119 851,6\n3 230,7\n5 771,2\n555,2\n491 336,5\n167 029,4\n317 466,4\n2 716 210,1\nSep\n1 648 027,7\n92 678,5\n157 504,6\n1 898 210,8\n1 482,9\n8 707,2\n1 908 401,0\n14 047,5\n143 842,3\n3 720,2\n9 246,7\n587,2\n553 942,2\n146 133,1\n338 449,6\n3 118 369,8\nOct\n1 615 381,5\n76 774,2\n166 880,7\n1 859 036,4\n2 028,0\n6 673,7\n1 867 738,0\n15 558,9\n153 649,9\n28 072,2\n8 610,3\n762,5\n581 740,3\n165 306,9\n451 916,4\n3 273 355,4\nNov\n1 771 644,8\n81 518,1\n189 465,9\n2 042 628,9\n1 547,6\n6 731,4\n2 050 907,9\n13 438,5\n139 370,8\n19 973,5\n10 489,1\n339,6\n612 977,2\n170 944,8\n387 949,1\n3 406 390,5\nDec\n1 990 867,6\n90 317,0\n234 004,4\n2 315 189,0\n2 754,1\n7 866,7\n2 325 809,8\n14 149,0\n177 214,1\n10 597,8\n15 234,4\n752,5\n750 161,5\n159 126,2\n367 037,4\n3 820 082,5\n2023\nJan\n2 270 946,6\n100 094,1\n275 805,1\n2 646 845,8\n1 676,5\n41 821,3\n2 690 343,7\n15 056,5\n196 129,5\n4 974,3\n12 291,7\n675,5\n881 874,7\n227 545,4\n413 059,5\n4 441 950,8\nFeb\n2 496 192,1\n98 177,2\n294 332,5\n2 888 701,8\n1 956,9\n11 040,2\n2 901 698,9\n15 711,7\n225 209,4\n8 092,9\n20 822,5\n3 109,0\n951 831,6\n226 933,0\n540 628,1\n4 894 037,1\nMar\n2 710 394,6\n121 937,7\n333 589,3\n3 165 921,6\n1 430,8\n6 188,7\n3 173 541,1\n16 082,6\n256 206,0\n9 639,9\n22 996,8\n3 714,6\n1 036 325,4\n554 840,9\n618 415,2\n5 691 762,4\nApr\n3 144 048,4\n159 872,5\n269 932,0\n3 573 852,9\n573,4\n9 702,2\n3 584 128,5\n1 843,4\n318 092,2\n13 321,9\n29 787,9\n6 418,8\n1 137 637,3\n214 270,9\n637 986,8\n5 943 487,7\nMay\n6 481 742,5\n169 496,7\n556 927,2\n7 208 166,4\n1 068,6\n50 511,7\n7 259 746,7\n4 659,4\n783 531,0\n78 332,6\n74 083,0\n30 583,3\n2 224 856,6\n607 438,1\n1 561 952,6\n12 625 183,4\nJun\n12 937 869,2\n240 252,2\n1 073 317,8\n14 251 439,2\n4 578,8\n432 610,2\n14 688 628,1\n4 243,6\n1 833 341,2\n39 166,6\n112 338,9\n64 321,9\n6 245 056,0\n1 390 786,2\n3 094 705,7\n27 472 588,1\nJul\n11 864 787,9\n285 723,5\n828 095,7\n12 978 607,1\n30 380,7\n380 435,8\n13 389 423,7\n2 137,4\n1 458 906,6\n87 827,2\n160 696,4\n58 256,2\n5 865 068,7\n829 382,3\n2 726 299,5\n24 577 997,9\nAug\n12 168 928,8\n353 674,2\n862 852,8\n13 385 455,8\n23 457,8\n381 525,5\n13 790 439,1\n3 182,7\n1 483 108,2\n84 841,4\n154 160,3\n56 751,6\n5 646 934,2\n701 626,2\n2 783 596,5\n24 704 640,2\nSep\n14 342 241,3\n404 040,4\n947 184,1\n15 693 465,8\n11 309,1\n114 502,6\n15 819 277,6\n2 685,5\n1 688 992,2\n82 493,4\n168 880,8\n90 032,4\n6 410 594,6\n776 997,6\n3 307 033,6\n28 346 987,7\nOct\n15 103 817,1\n439 336,7\n1 190 702,7\n16 733 856,4\n8 575,8\n147 053,3\n16 889 485,5\n3 497,2\n1 573 857,1\n84 628,9\n176 455,5\n83 441,8\n6 756 087,7\n958 746,4\n3 345 567,7\n29 871 767,9\nNov\n15 816 643,6\n534 621,6\n1 241 055,7\n17 592 320,9\n92 509,4\n133 475,4\n17 818 305,6\n4 173,2\n1 784 153,1\n92 939,9\n244 115,1\n89 997,7\n7 059 070,8\n1 046 257,0\n3 659 406,4\n31 798 418,9\nDec\n16 937 697,1\n613 283,2\n1 290 630,5\n18 841 610,7\n94 004,9\n201 484,9\n19 137 100,5\n42 811,4\n1 831 385,7\n55 157,4\n162 437,9\n138 722,6\n7 736 287,7\n1 184 706,9\n4 116 277,7\n34 404 887,7\n2024\nJan\n26 686 959,6\n746 212,0\n1 754 255,7\n29 187 427,3\n113 265,9\n169 629,6\n29 470 322,8\n7 317,9\n3 007 687,4\n114 298,0\n290 202,8\n182 727,0\n11 623 761,9\n1 949 662,4\n6 346 389,9\n52 992 370,2\nFeb\n36 944 811,1\n818 341,2\n2 810 669,8\n40 573 822,1\n177 789,1\n340 577,8\n41 092 189,0\n9 458,4\n4 421 333,7\n105 237,1\n454 842,1\n279 727,9\n16 146 119,3\n2 608 075,1\n9 345 381,2\n74 462 363,7\nMar\n53 801 105,7\n857 520,8\n4 468 346,0\n59 126 972,5\n275 444,0\n515 567,0\n59 917 983,5\n6 990,9\n6 535 789,0\n95 705,0\n506 746,6\n361 061,7\n24 968 710,0\n2 860 196,6\n12 072 131,8\n107 325 315,0\n*Apr\n35 042,5\n873,5\n2 711,3\n38 627,3\n161,4\n242,9\n39 031,6\n2,8\n4 126,0\n67,4\n358,1\n222,7\n12 859,8\n2 510,2\n9 868,8\n69 047,3\n*May\n36 571,3\n797,4\n3 283,3\n40 652,0\n82,8\n350,0\n41 084,8\n4,4\n4 422,7\n50,9\n436,0\n4,6\n15 110,7\n2 114,7\n9 806,4\n73 035,2\n*Jun\n37 665,2\n1 045,3\n3 824,5\n42 535,1\n2,1\n589,3\n43 126,4\n4,0\n4 813,9\n99,8\n450,6\n13,2\n17 940,3\n2 541,3\n8 835,0\n77 824,6\n*Jul\n40 332,2\n1 410,3\n3 894,3\n45 636,8\n68,7\n438,6\n46 144,1\n19,2\n4 842,5\n99,9\n483,0\n12,0\n18 795,9\n2 342,9\n8 708,8\n81 448,2\n*Aug\n40 849,7\n1 585,3\n3 882,8\n46 317,8\n65,6\n532,9\n46 916,3\n26,6\n4 889,9\n109,9\n602,1\n12,5\n20 035,9\n2 767,9\n10 009,9\n85 371,0\n*Sep\n66 835,5\n1 858,6\n5 872,5\n74 566,6\n99,2\n583,3\n75 249,0\n23,8\n8 701,5\n491,4\n860,8\n51,1\n34 201,4\n4 853,4\n15 791,4\n140 223,9\n*Oct\n76 868,7\n2 162,8\n7 903,0\n86 934,5\n257,1\n627,5\n87 819,1\n42,7\n9 987,1\n429,7\n1 310,2\n16,1\n39 650,6\n6 380,1\n18 134,0\n163 769,6\n*Nov\n72 575,6\n2 470,1\n7 734,9\n82 780,6\n202,6\n677,2\n83 660,4\n0,0\n8 441,5\n409,3\n568,8\n42,7\n38 968,8\n6 685,9\n16 023,6\n154 800,9\n*Dec\n76 723,8\n2 290,2\n8 197,9\n87 211,9\n205,6\n716,4\n88 133,9\n0,0\n9 510,9\n233,0\n856,2\n112,5\n39 782,4\n6 555,3\n17 199,0\n162 383,2\n2025\n*Jan\n68 409,5\n1 912,4\n7 835,3\n78 157,2\n1 164,8\n8 148,8\n87 470,8\n64 365,7\n0,0\n12 797,2\n488,2\n969,1\n40,9\n38 608,5\n6 786,8\n15 612,0\n162 773,4\n*Feb\n67 429,9\n1 989,7\n8 910,2\n78 329,8\n759,7\n7 486,5\n86 576,0\n63 840,6\n0,0\n12 512,6\n536,9\n1 154,7\n232,8\n39 664,8\n7 060,8\n13 423,4\n161 162,0\n*Mar\n72 624,4\n2 009,1\n8 581,5\n83 215,0\n248,3\n7 714,7\n91 178,1\n68 486,6\n0,0\n13 321,0\n541,7\n801,1\n52,6\n40 610,2\n7 859,2\n12 932,3\n167 296,2\n*Apr\n74 443,6\n2 224,9\n10 174,2\n86 842,8\n255,1\n10 839,6\n97 937,5\n70 754,4\n0,0\n13 415,3\n544,2\n970,0\n57,6\n41 163,7\n6 452,9\n15 388,2\n175 929,4\n*May\n78 625,7\n2 690,8\n11 316,1\n92 632,6\n709,1\n11 890,3\n105 232,0\n75 289,9\n0,0\n15 138,7\n160,1\n720,7\n129,8\n41 478,2\n7 163,7\n13 983,1\n184 006,3\n*Jun\n81 706,3\n2 509,7\n12 788,2\n97 004,2\n820,4\n13 980,0\n111 804,6\n79 877,5\n0,0\n14 145,4\n149,0\n1 209,8\n154,5\n42 450,7\n7 532,5\n14 430,8\n191 877,5\n*Jul\n81 849,8\n2 526,2\n12 815,1\n97 191,1\n820,4\n13 980,0\n111 991,4\n79 949,5\n0,0\n14 120,4\n149,0\n1 173,2\n154,5\n42 508,9\n7 493,6\n14 419,0\n192 010,2\n*Aug\n81 741,3\n2 305,2\n14 473,0\n98 519,6\n1 264,7\n12 265,2\n112 049,5\n81 435,7\n0,0\n15 170,3\n156,5\n1 358,8\n219,1\n45 558,0\n8 543,3\n16 407,7\n199 463,2\n*Sept\n81 151,4\n2 820,5\n15 030,9\n99 002,7\n1 065,9\n15 171,4\n115 240,0\n82 111,5\n0,0\n16 355,4\n143,4\n1 444,0\n72,0\n45 390,8\n8 537,4\n13 573,1\n200 756,0\n*Oct\n85 790,6\n2 916,7\n16 419,6\n105 126,9\n701,9\n14 628,2\n120 457,0\n86 902,7\n0,0\n13 853,1\n184,1\n1 666,8\n186,6\n46 041,1\n7 774,8\n12 295,0\n202 458,5\n*Nov\n86 759,2\n2 745,1\n15 787,6\n105 291,9\n502,9\n13 299,6\n119 094,4\n86 221,7\n126,1\n15 953,3\n107,1\n1 655,6\n291,7\n44 855,4\n9 054,8\n16 259,5\n207 398,0\n*Dec\n86 907,8\n4 204,8\n16 340,8\n107 453,3\n432,0\n13 268,1\n121 153,4\n87 388,9\n120,3\n17 526,4\n62,6\n1 329,8\n319,4\n43 314,2\n8 262,1\n14 369,4\n206 457,4\n2026\n*Jan\n86 844,3\n4 316,5\n17 273,6\n108 434,4\n434,9\n13 998,6\n122 867,9\n89 192,4\n118,6\n16 565,0\n60,4\n1 099,3\n332,4\n42 559,9\n8 573,5\n15 651,6\n207 828,5\n*Feb\n91 043,6\n3 724,0\n17 592,0\n112 359,6\n456,0\n14 068,8\n126 884,4\n91 587,5\n109,6\n14 543,3\n31,4\n1 674,6\n321,5\n44 196,3\n8 179,6\n14 626,2\n210 566,8\nSource: Reserve Bank of Zimbabwe, 2026\n*Statistics are denominated in ZiG\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\n \n \n17 \n \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\nLoans in ZiG\nLoans in Foreign Currency\nTotal\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2 359,27\n \n49 206,02\n \n108 119,97\n \n10 419,90\n \n66 808,45\n \n30 774,31\n \n38 636,84\n \n-\n \n186,80\n \n801,50\n \n20,33\n \n163,02\n \n3 628,73\n \n199 495,34\n \n2 997,94\n \n53 627,76\n \n47 405,91\n \n69 989,80\n \n684 641,9\n \nFeb\n1 971,78\n \n57 553,54\n \n112 522,99\n \n14 300,66\n \n70 750,63\n \n28 703,53\n \n44 705,21\n \n-\n \n-\n \n976,55\n \n20,34\n \n158,06\n \n5 367,16\n \n215 520,37\n \n3 055,50\n \n55 099,61\n \n53 459,12\n \n70 832,47\n \n734 997,5\n \nMar\n1 541,49\n \n70 856,33\n \n130 423,48\n \n15 503,46\n \n82 662,70\n \n43 284,13\n \n44 874,23\n \n-\n \n-\n \n1 380,20\n \n19,40\n \n253,42\n \n6 240,94\n \n258 715,05\n \n3 092,69\n \n65 660,61\n \n58 874,69\n \n76 938,87\n \n860 321,7\n \nApr\n1 939,64\n \n70 204,43\n \n144 168,02\n \n23 452,88\n \n117 033,42\n \n26 628,79\n \n57 772,47\n \n-\n \n-\n \n722,54\n \n37,54\n \n252,44\n \n6 858,06\n \n305 476,79\n \n4 348,46\n \n53 372,28\n \n62 788,55\n \n71 414,75\n \n946 471,1\n \nMay\n2 397,94\n \n131 996,38\n \n211 837,59\n \n31 586,61\n \n190 366,81\n \n61 757,62\n \n64 373,91\n \n-\n \n154,99\n \n1 559,14\n \n41,28\n \n289,00\n \n16 193,81\n \n398 048,90\n \n4 712,74\n \n134 993,54\n \n94 851,60\n \n111 543,84\n \n1 456 705,7\n \nJun\n2 263,18\n \n127 839,16\n \n234 109,43\n \n40 937,28\n \n219 607,39\n \n63 631,76\n \n83 690,44\n \n-\n \n653,97\n \n2 159,12\n \n61,20\n \n226,29\n \n13 888,60\n \n478 163,38\n \n8 954,46\n \n169 511,81\n \n110 528,09\n \n168 440,54\n \n1 724 666,1\n \nJul\n1 578,47\n \n147 217,74\n \n284 912,89\n \n34 334,13\n \n202 815,28\n \n41 246,78\n \n86 971,63\n \n-\n \n394,34\n \n1 852,14\n \n100,65\n \n349,68\n \n22 516,21\n \n556 692,12\n \n9 737,92\n \n144 090,18\n \n129 869,55\n \n192 524,32\n \n1 857 204,0\n \nAug\n1 630,70\n \n247 190,46\n \n377 078,80\n \n64 650,96\n \n273 181,97\n \n29 186,59\n \n95 346,12\n \n-\n \n330,12\n \n3 556,96\n \n113,50\n \n287,14\n \n26 564,57\n \n681 253,30\n \n11 493,92\n \n167 029,36\n \n238 442,98\n \n194 745,11\n \n2 412 082,6\n \nSep\n1 791,71\n \n270 594,59\n \n465 301,31\n \n68 020,95\n \n370 323,69\n \n18 184,96\n \n134 414,53\n \n-\n \n267,40\n \n4 916,56\n \n115,11\n \n306,33\n \n21 773,50\n \n806 774,24\n \n12 680,89\n \n146 133,14\n \n215 417,68\n \n219 933,24\n \n2 756 949,8\n \nOct\n1 704,79\n \n281 204,64\n \n480 106,49\n \n94 573,08\n \n343 440,15\n \n22 895,35\n \n136 939,74\n \n-\n \n204,69\n \n2 201,55\n \n116,48\n \n341,96\n \n22 935,50\n \n852 069,39\n \n15 525,65\n \n165 306,91\n \n232 188,99\n \n245 924,22\n \n2 897 679,6\n \nNov\n1 644,95\n \n259 109,18\n \n533 438,97\n \n101 870,32\n \n299 715,01\n \n17 089,04\n \n180 534,44\n \n-\n \n141,97\n \n2 292,28\n \n119,53\n \n303,55\n \n22 178,73\n \n960 814,77\n \n15 450,39\n \n170 944,78\n \n196 338,19\n \n250 551,19\n \n3 012 537,3\n \nDec\n1 778,71\n \n263 863,65\n \n603 136,26\n \n110 935,77\n \n299 087,30\n \n7 965,37\n \n266 725,41\n \n-\n \n79,26\n \n3 887,78\n \n114,42\n \n282,61\n \n30 272,25\n \n1 066 654,12\n \n16 130,63\n \n159 126,16\n \n189 560,01\n \n344 235,10\n \n3 363 834,8\n \n2023\nJan\n2 391,61\n \n340 953,56\n \n654 740,29\n \n143 455,70\n \n335 380,17\n \n(1 443,59)\n \n301 026,07\n \n-\n \n105,97\n \n4 873,87\n \n228,45\n \n251,24\n \n44 113,17\n \n1 307 512,98\n \n17 767,70\n \n227 545,42\n \n204 830,78\n \n374 080,77\n \n3 957 814,2\n \nFeb\n1 470,56\n \n366 544,71\n \n691 937,49\n \n71 097,36\n \n452 795,43\n \n21 074,53\n \n306 913,92\n \n-\n \n50,02\n \n1 524,98\n \n318,96\n \n197,44\n \n44 691,50\n \n1 481 851,05\n \n18 037,18\n \n226 932,96\n \n224 983,29\n \n411 002,80\n \n4 321 424,2\n \nMar\n1 771,98\n \n344 570,46\n \n755 463,34\n \n103 284,07\n \n478 333,21\n \n41 928,66\n \n330 669,68\n \n-\n \n-\n \n3 884,11\n \n432,22\n \n149,78\n \n48 725,38\n \n1 679 284,89\n \n28 439,56\n \n554 840,85\n \n254 605,57\n \n438 790,17\n \n5 065 173,9\n \nApr\n1 631,24\n \n388 822,83\n \n903 029,49\n \n144 252,31\n \n555 886,92\n \n32 206,95\n \n361 846,09\n \n-\n \n-\n \n8 716,45\n \n559,82\n \n99,28\n \n54 058,39\n \n1 722 384,40\n \n28 899,91\n \n214 270,92\n \n321 765,39\n \n476 263,19\n \n5 214 693,6\n \nMay\n1 010,26\n \n907 818,70\n \n1 932 225,57\n \n281 052,93\n \n1 351 116,97\n \n84 147,32\n \n570 367,60\n \n-\n \n-\n \n8 974,78\n \n4 599,15\n \n80,34\n \n112 188,06\n \n3 844 133,80\n \n65 696,39\n \n607 438,10\n \n669 908,72\n \n758 154,17\n \n11 198 912,9\n \nJun\n1 762,11\n \n1 979 000,71\n \n4 218 755,04\n \n444 538,09\n \n2 584 596,63\n \n350 042,51\n \n865 465,55\n \n-\n \n-\n \n221,09\n \n10 133,46\n \n8 052,34\n \n260 946,26\n \n8 487 837,63\n \n92 224,26\n \n1 390 786,24\n \n1 304 228,92\n \n2 222 499,38\n \n24 221 090,2\n \nJul\n1 305,13\n \n1 428 604,02\n \n3 898 282,53\n \n359 151,15\n \n2 646 743,26\n \n337 541,82\n \n1 133 463,14\n \n-\n \n-\n \n153,30\n \n7 368,09\n \n68,07\n \n208 253,70\n \n6 917 007,30\n \n129 308,58\n \n829 382,28\n \n1 155 945,57\n \n2 438 538,20\n \n21 491 116,1\n \nAug\n1 664,09\n \n1 370 651,81\n \n4 309 693,74\n \n391 792,23\n \n2 693 989,06\n \n208 098,88\n \n1 084 784,90\n \n-\n \n-\n \n138,30\n \n7 469,95\n \n75,80\n \n205 341,47\n \n6 863 348,14\n \n127 816,16\n \n701 626,16\n \n1 081 800,09\n \n2 446 465,02\n \n21 494 755,8\n \nSep\n1 503,56\n \n1 763 364,33\n \n4 914 305,55\n \n517 813,92\n \n2 760 807,78\n \n247 094,60\n \n1 204 684,14\n \n-\n \n-\n \n9,75\n \n9 935,82\n \n92,05\n \n219 878,94\n \n8 245 053,80\n \n151 685,43\n \n776 997,57\n \n1 312 147,78\n \n2 668 520,81\n \n24 793 895,8\n \nOct\n1 977,18\n \n2 059 471,85\n \n5 625 069,70\n \n562 790,91\n \n2 202 475,21\n \n175 235,94\n \n1 172 130,22\n \n-\n \n-\n \n0,03\n \n10 816,83\n \n98,06\n \n237 525,73\n \n8 864 363,09\n \n153 534,70\n \n958 746,42\n \n1 351 846,54\n \n2 767 099,33\n \n26 143 181,7\n \nNov\n2 295,18\n \n2 278 921,91\n \n5 913 094,15\n \n568 556,41\n \n2 451 981,00\n \n180 229,25\n \n1 337 040,40\n \n-\n \n-\n \n0,03\n \n10 921,42\n \n59,77\n \n238 702,30\n \n9 040 518,08\n \n158 702,11\n \n1 046 256,98\n \n1 702 370,26\n \n2 868 031,98\n \n27 797 681,2\n \nDec\n2 947,49\n \n2 536 437,97\n \n5 489 443,24\n \n657 432,63\n \n2 268 702,96\n \n155 742,88\n \n2 420 663,39\n \n-\n \n-\n \n0,03\n \n12 324,59\n \n73,45\n \n248 699,79\n \n9 507 281,46\n \n255 007,08\n \n1 184 706,91\n \n1 748 495,98\n \n3 349 062,31\n \n29 837 022,2\n \n2024\nJan\n2 536,36\n \n4 749 173,95\n \n8 535 153,83\n \n940 210,80\n \n3 564 879,01\n \n285 807,60\n \n3 972 600,87\n \n-\n \n-\n \n0,03\n \n17 912,41\n \n198,80\n \n374 088,29\n \n14 957 169,30\n \n312 516,30\n \n1 949 662,45\n \n2 737 500,88\n \n4 289 981,53\n \n46 689 392,4\n \nFeb\n2 519,25\n \n6 564 463,71\n \n11 709 703,62\n \n1 772 649,65\n \n4 708 270,62\n \n153 450,01\n \n5 911 393,45\n \n-\n \n-\n \n0,03\n \n26 073,06\n \n232,00\n \n488 602,76\n \n22 234 523,09\n \n378 975,16\n \n2 608 075,14\n \n3 125 793,33\n \n5 812 047,28\n \n65 496 772,2\n \nMar\n2 435,72\n \n8 601 285,46\n \n15 501 059,95\n \n2 213 233,27\n \n6 701 169,42\n \n775 336,87\n \n8 098 495,31\n \n-\n \n-\n \n0,03\n \n47 609,35\n \n143,35\n \n729 484,92\n \n34 077 197,02\n \n597 886,20\n \n2 860 196,61\n \n4 317 386,46\n \n8 974 860,63\n \n93 497 780,6\n \nApr\n5,89\n \n4 141,51\n \n9 980,68\n \n1 414,28\n \n5 461,70\n \n287,09\n \n5 206,08\n \n-\n \n-\n \n0,00\n \n31,18\n \n88,00\n \n440,49\n \n20 170,86\n \n246,21\n \n2 510,15\n \n5 472,97\n \n4 360,99\n \n59 818,1\n \nMay\n10,60\n \n3 583,02\n \n11 575,45\n \n1 506,01\n \n6 092,37\n \n382,87\n \n5 420,56\n \n-\n \n-\n \n0,00\n \n29,63\n \n1,37\n \n433,36\n \n21 315,87\n \n348,50\n \n2 114,73\n \n6 339,55\n \n4 613,87\n \n63 767,8\n \nJun\n8,01\n \n4 111,49\n \n11 498,97\n \n1 627,32\n \n5 775,34\n \n298,05\n \n6 080,69\n \n-\n \n-\n \n7,23\n \n24,70\n \n1,49\n \n446,45\n \n22 801,09\n \n345,72\n \n2 541,32\n \n6 558,03\n \n5 419,46\n \n67 545,3\n \nJul\n5,05\n \n4 943,82\n \n10 426,18\n \n1 342,47\n \n5 743,94\n \n351,44\n \n6 988,99\n \n-\n \n0,00\n \n5,21\n \n25,13\n \n0,16\n \n432,35\n \n24 895,03\n \n348,09\n \n2 342,85\n \n6 539,59\n \n6 244,23\n \n70 634,5\n \nAug\n5,26\n \n5 703,86\n \n12 540,81\n \n1 453,04\n \n4 411,38\n \n205,93\n \n6 149,38\n \n-\n \n-\n \n2,43\n \n126,05\n \n0,19\n \n378,05\n \n25 591,15\n \n542,15\n \n2 767,89\n \n7 004,36\n \n6 832,60\n \n73 714,5\n \nSep\n6,82\n \n9 465,31\n \n20 161,22\n \n2 742,22\n \n7 903,81\n \n340,45\n \n10 295,58\n \n-\n \n-\n \n0,00\n \n244,94\n \n0,33\n \n600,93\n \n43 094,11\n \n979,13\n \n4 853,44\n \n11 326,85\n \n9 785,35\n \n121 800,5\n \nOct\n39,65\n \n12 315,40\n \n27 597,64\n \n3 670,13\n \n7 120,62\n \n129,14\n \n11 256,45\n \n-\n \n-\n \n0,00\n \n239,01\n \n0,08\n \n679,62\n \n49 545,16\n \n1 042,81\n \n6 380,10\n \n11 454,83\n \n11 116,57\n \n142 587,2\n \nNov\n58,26\n \n10 111,62\n \n27 498,54\n \n3 102,17\n \n5 626,08\n \n117,33\n \n9 757,48\n \n-\n \n0,00\n \n0,00\n \n287,55\n \n2 326,36\n \n572,57\n \n45 782,99\n \n1 064,73\n \n6 685,94\n \n11 362,33\n \n10 783,91\n \n135 137,8\n \nDec\n64,89\n \n8 774,50\n \n29 312,78\n \n3 217,87\n \n7 673,17\n \n287,57\n \n10 942,77\n \n-\n \n0,00\n \n8,29\n \n54,88\n \n0,57\n \n549,66\n \n46 926,14\n \n1 073,63\n \n6 555,30\n \n13 399,70\n \n11 326,46\n \n140 168,2\n \n2025\nJan\n55,47\n \n11 470,10\n \n27 587,58\n \n2 805,14\n \n5 383,93\n \n896,67\n \n12 362,23\n \n-\n \n-\n \n807,94\n \n342,87\n \n-\n \n201,82\n \n6 018,68\n \n38 456,08\n \n44 474,76\n \n4 490,04\n \n6 786,76\n \n7 296,77\n \n14 700,77\n \n139 662,8\n \nFeb\n60,09\n \n10 394,10\n \n26 074,71\n \n2 500,83\n \n7 466,49\n \n879,05\n \n11 985,91\n \n-\n \n-\n \n1 227,40\n \n525,19\n \n-\n \n210,91\n \n5 135,14\n \n39 602,20\n \n44 737,33\n \n4 572,78\n \n7 060,84\n \n6 529,15\n \n14 603,01\n \n138 827,8\n \nMar\n79,63\n \n7 880,54\n \n27 417,58\n \n2 717,51\n \n11 623,76\n \n820,11\n \n12 300,30\n \n-\n \n-\n \n1 342,02\n \n509,01\n \n-\n \n196,72\n \n4 699,08\n \n40 942,54\n \n45 641,63\n \n4 354,50\n \n7 859,25\n \n6 540,97\n \n15 243,80\n \n144 527,3\n \nApr\n87,99\n \n8 108,02\n \n30 664,80\n \n2 649,20\n \n12 068,34\n \n413,80\n \n12 241,98\n \n-\n \n-\n \n1 095,15\n \n478,00\n \n-\n \n177,77\n \n4 854,99\n \n44 593,50\n \n49 448,49\n \n4 042,90\n \n6 452,91\n \n9 497,37\n \n15 304,56\n \n152 731,3\n \nMay\n133,33\n \n7 539,98\n \n31 081,99\n \n2 649,42\n \n16 140,56\n \n419,60\n \n12 259,88\n \n-\n \n-\n \n953,79\n \n469,51\n \n-\n \n151,74\n \n5 278,01\n \n46 383,60\n \n51 661,61\n \n3 991,35\n \n7 163,66\n \n9 319,35\n \n15 249,33\n \n159 185,1\n \nJun\n181,74\n \n8 374,10\n \n32 527,57\n \n5 410,98\n \n14 549,70\n \n119,42\n \n13 604,07\n \n-\n \n-\n \n992,17\n \n508,81\n \n-\n \n141,15\n \n5 228,09\n \n47 537,52\n \n52 765,60\n \n6 477,32\n \n7 532,53\n \n8 140,55\n \n15 060,65\n \n166 386,4\n \nJul\n183,05\n \n8 394,26\n \n32 530,27\n \n5 422,55\n \n14 534,13\n \n119,42\n \n13 602,14\n \n-\n \n-\n \n992,17\n \n508,81\n \n-\n \n141,15\n \n5 228,09\n \n47 619,44\n \n52 847,52\n \n6 442,57\n \n7 493,64\n \n8 217,25\n \n15 090,15\n \n166 519,1\n \nAug\n193,19\n \n13 295,37\n \n33 500,18\n \n4 346,93\n \n8 753,41\n \n609,59\n \n14 232,02\n \n-\n \n-\n \n583,16\n \n540,44\n \n21,46\n \n129,27\n \n6 419,77\n \n47 719,81\n \n54 139,58\n \n7 481,64\n \n8 543,31\n \n9 652,13\n \n15 411,88\n \n171 433,6\n \nSep\n201,68\n \n13 950,40\n \n32 362,47\n \n3 553,93\n \n11 188,77\n \n921,94\n \n13 421,60\n \n-\n \n-\n \n757,44\n \n561,95\n \n18,84\n \n110,22\n \n6 020,45\n \n49 450,81\n \n55 471,26\n \n5 730,80\n \n8 537,36\n \n10 340,98\n \n15 804,22\n \n172 933,8\n \nOct\n204,51\n \n12 507,21\n \n32 947,48\n \n4 526,89\n \n11 385,81\n \n910,64\n \n14 013,13\n \n-\n \n-\n \n655,59\n \n539,19\n \n23,48\n \n267,06\n \n6 236,10\n \n51 566,50\n \n57 802,60\n \n4 997,85\n \n7 774,84\n \n9 423,21\n \n16 097,87\n \n174 077,4\n \nNov\n263,56\n \n12 673,29\n \n33 851,53\n \n5 484,35\n \n10 816,26\n \n828,03\n \n14 055,20\n \n-\n \n-\n \n649,51\n \n515,30\n \n23,74\n \n327,36\n \n5 880,27\n \n53 183,11\n \n59 063,39\n \n5 737,74\n \n9 054,80\n \n9 275,53\n \n15 949,32\n \n178 568,9\n \nDec\n309,46\n \n13 291,25\n \n36 167,66\n \n3 188,93\n \n10 104,59\n \n820,00\n \n15 607,97\n \n-\n \n-\n \n1 469,05\n \n453,93\n \n20,77\n \n412,11\n \n5 956,99\n \n53 287,33\n \n59 244,32\n \n4 666,34\n \n8 262,05\n \n8 562,83\n \n17 160,25\n \n179 741,5\n \n2026\nJan\n311,75\n \n18 070,79\n \n33 083,61\n \n4 251,68\n \n9 737,03\n \n703,48\n \n15 231,53\n \n-\n \n-\n \n1 542,21\n \n429,79\n \n23,29\n \n428,07\n \n5 548,70\n \n53 453,83\n \n59 002,53\n \n4 727,54\n \n8 573,50\n \n9 234,32\n \n17 001,46\n \n182 352,6\n \nFeb\n317,74\n \n16 635,45\n \n34 876,58\n \n4 744,68\n \n10 065,84\n \n785,88\n \n15 098,19\n \n-\n \n-\n \n907,93\n \n12,67\n \n23,76\n \n901,37\n \n5 626,16\n \n54 912,59\n \n60 538,75\n \n4 371,98\n \n8 179,56\n \n9 180,95\n \n17 530,07\n \n184 171,4\n \nSource: Reserve Bank of Zimbabwe, 2026\nNotes\ni.Government securities include treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\niii.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nOther Institutional Units\n \n \n18 \n \n \n \nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346 619,5\n43 438,8\n31 158,1\n421 216,4\n2 962,5\n3 864,8\n428 043,7\n2 995,6\n14 406,9\n2 688,6\n1 043,2\n230,5\n122 752,1\n53 627,8\n58 853,6\n684 641,9\nFeb\n358 979,4\n51 510,7\n38 313,7\n448 803,8\n3 229,3\n4 248,7\n456 281,8\n3 834,1\n16 267,7\n2 120,4\n1 338,1\n226,8\n130 981,3\n55 099,6\n68 847,8\n734 997,5\nMar\n422 934,6\n58 283,5\n42 258,5\n523 476,6\n3 062,2\n5 171,3\n531 710,2\n3 850,2\n18 374,8\n2 137,9\n2 779,1\n810,6\n149 781,8\n65 660,6\n85 216,5\n860 321,7\nApr\n479 558,7\n74 880,3\n40 491,0\n594 930,0\n6 377,5\n7 486,7\n608 794,2\n3 792,3\n21 445,6\n2 173,0\n3 173,0\n486,8\n149 610,1\n53 372,3\n103 623,7\n946 471,1\nMay\n666 937,8\n137 419,9\n55 389,8\n859 747,5\n7 310,9\n7 249,8\n874 308,3\n5 769,3\n39 105,1\n2 383,3\n2 207,5\n321,8\n214 978,6\n134 993,5\n182 638,3\n1 456 705,7\nJun\n773 692,7\n154 956,9\n63 511,7\n992 161,3\n4 597,1\n10 018,0\n1 006 776,4\n6 743,2\n42 701,8\n2 898,5\n3 389,3\n345,2\n307 341,8\n169 511,8\n184 958,1\n1 724 666,1\nJul\n810 906,6\n173 134,0\n74 324,5\n1 058 365,1\n717,0\n9 153,8\n1 068 235,9\n7 994,5\n54 168,7\n2 814,9\n2 948,9\n1 339,1\n355 597,9\n144 090,2\n220 013,9\n1 857 204,0\nAug\n1 100 922,1\n219 798,6\n110 595,1\n1 431 315,7\n790,2\n7 675,2\n1 439 781,1\n12 484,6\n64 160,3\n3 230,7\n2 791,8\n555,2\n421 880,4\n167 029,4\n300 169,0\n2 412 082,6\nSep\n1 328 584,6\n256 980,2\n127 051,1\n1 712 616,0\n1 482,9\n8 473,0\n1 722 571,9\n13 789,2\n81 182,4\n3 720,2\n5 632,9\n587,2\n465 063,9\n146 133,1\n318 269,0\n2 756 949,8\nOct\n1 365 908,5\n205 688,8\n128 186,9\n1 699 784,2\n813,8\n6 314,3\n1 706 912,3\n14 933,2\n83 998,0\n28 072,2\n4 282,4\n762,5\n486 396,6\n165 306,9\n407 015,5\n2 897 679,6\nNov\n1 481 503,5\n243 239,9\n146 530,0\n1 871 273,4\n291,3\n6 366,6\n1 877 931,3\n12 665,1\n67 318,9\n19 973,5\n5 349,1\n339,6\n514 200,0\n170 944,8\n343 815,1\n3 012 537,3\nDec\n1 697 008,7\n235 271,2\n181 090,6\n2 113 370,5\n1 514,4\n7 399,5\n2 122 284,4\n13 296,8\n106 071,5\n10 597,8\n9 610,4\n752,5\n621 113,3\n159 126,2\n320 981,8\n3 363 834,8\n2023\nJan\n2 139 458,0\n78 197,7\n215 537,0\n2 433 192,7\n214,3\n41 333,8\n2 474 740,8\n12 923,7\n123 605,0\n4 974,3\n5 669,1\n675,5\n723 452,2\n227 545,4\n384 228,1\n3 957 814,2\nFeb\n1 997 073,4\n398 595,8\n230 549,9\n2 626 219,1\n303,5\n10 655,7\n2 637 178,4\n14 443,3\n140 484,9\n8 092,9\n13 273,6\n3 109,0\n780 290,7\n226 933,0\n497 618,5\n4 321 424,2\nMar\n2 218 678,7\n384 245,5\n262 119,8\n2 865 044,1\n1 272,8\n5 953,0\n2 872 269,9\n15 181,9\n166 322,5\n9 639,9\n15 494,1\n3 714,6\n846 479,9\n554 840,9\n581 230,2\n5 065 173,9\nApr\n2 646 522,9\n382 678,9\n197 662,2\n3 226 864,0\n173,4\n9 463,7\n3 236 501,1\n1 115,5\n201 674,1\n13 321,9\n21 331,0\n6 418,8\n935 402,2\n214 270,9\n584 658,1\n5 214 693,6\nMay\n5 196 712,7\n969 812,4\n435 965,9\n6 602 490,9\n514,9\n50 270,4\n6 653 276,3\n1 287,6\n493 894,8\n78 332,6\n65 967,5\n30 583,3\n1 815 309,9\n607 438,1\n1 452 822,8\n11 198 912,9\nJun\n10 038 744,6\n2 287 818,9\n789 112,9\n13 115 676,4\n1 468,6\n432 367,0\n13 549 512,0\n1 177,5\n1 201 797,0\n39 166,6\n101 465,7\n64 321,9\n5 042 026,4\n1 390 786,2\n2 830 837,1\n24 221 090,2\nJul\n9 592 825,0\n1 787 488,9\n592 115,4\n11 972 429,2\n9 138,5\n380 190,7\n12 361 758,4\n512,4\n847 658,7\n87 827,2\n146 299,0\n58 256,2\n4 649 856,9\n829 382,3\n2 509 565,1\n21 491 116,1\nAug\n9 698 801,3\n1 920 804,2\n622 360,9\n12 241 966,5\n1 479,8\n381 277,2\n12 624 723,5\n863,9\n865 945,4\n84 841,4\n141 305,4\n56 751,6\n4 465 099,7\n701 626,2\n2 553 598,8\n21 494 755,8\nSep\n13 388 822,1\n319 686,0\n695 555,0\n14 404 063,1\n4 754,8\n114 251,5\n14 523 069,4\n504,3\n1 036 635,6\n82 493,4\n152 779,3\n90 032,4\n5 159 376,7\n776 997,6\n2 972 007,2\n24 793 895,8\nOct\n14 087 303,5\n312 655,9\n827 902,5\n15 227 861,9\n1 692,7\n146 801,2\n15 376 355,8\n522,9\n1 106 440,5\n84 628,9\n159 670,3\n83 441,8\n5 427 255,6\n958 746,4\n2 946 119,7\n26 143 181,7\nNov\n14 816 672,7\n306 014,4\n882 972,1\n16 005 659,2\n5 789,4\n133 219,7\n16 144 668,4\n432,3\n1 259 039,0\n92 939,9\n227 935,0\n89 997,7\n5 701 702,0\n1 046 257,0\n3 234 709,9\n27 797 681,2\nDec\n15 726 758,6\n369 405,4\n808 422,2\n16 904 586,1\n6 923,3\n201 225,8\n17 112 735,3\n36 808,0\n1 314 667,6\n55 157,4\n153 701,6\n138 722,6\n6 264 918,7\n1 184 706,9\n3 575 604,1\n29 837 022,2\n2024\nJan\n24 824 665,8\n662 989,2\n1 191 915,8\n26 679 570,7\n25 881,9\n169 368,5\n26 874 821,1\n168,2\n2 102 990,2\n114 298,0\n279 174,1\n182 727,0\n9 532 603,9\n1 949 662,4\n5 652 947,5\n46 689 392,4\nFeb\n34 081 030,9\n911 544,4\n1 983 870,0\n36 976 445,3\n7 146,9\n340 314,0\n37 323 906,2\n151,1\n3 106 432,1\n105 237,1\n449 118,3\n279 727,9\n13 237 287,6\n2 608 075,1\n8 386 836,6\n65 496 772,2\nMar\n48 600 783,9\n1 434 256,6\n3 333 658,9\n53 368 699,4\n104 688,2\n515 299,7\n53 988 687,3\n0,0\n4 654 985,7\n95 705,0\n500 611,7\n361 061,7\n20 221 996,6\n2 860 196,6\n10 814 535,9\n93 497 780,6\nApr\n31 998,9\n843,3\n1 944,9\n34 787,2\n92,9\n242,8\n35 122,9\n0,0\n2 867,4\n67,4\n358,1\n222,7\n10 281,8\n2 510,2\n8 387,7\n59 818,1\nMay\n33 721,9\n910,6\n2 242,3\n36 874,7\n79,3\n349,9\n37 303,9\n0,0\n3 056,1\n50,9\n436,0\n4,6\n12 101,9\n2 114,7\n8 699,7\n63 767,8\nJun\n34 597,9\n958,5\n2 874,9\n38 431,3\n2,1\n589,2\n39 022,6\n0,0\n3 399,1\n99,8\n442,6\n13,2\n14 415,1\n2 541,3\n7 611,6\n67 545,3\nJul\n36 817,5\n1 137,8\n2 766,8\n40 722,1\n68,7\n438,6\n41 229,4\n0,0\n3 923,2\n99,9\n469,8\n12,0\n15 126,4\n2 342,9\n7 430,9\n70 634,5\nAug\n37 597,8\n872,1\n2 514,1\n40 984,0\n65,6\n532,9\n41 582,4\n0,0\n4 039,1\n109,9\n586,0\n12,5\n16 106,1\n2 767,9\n8 510,5\n73 714,5\nSep\n59 919,0\n2 378,4\n3 920,7\n66 218,0\n76,5\n579,2\n66 873,8\n0,0\n7 142,2\n491,4\n844,5\n51,1\n27 911,3\n4 853,4\n13 632,7\n121 800,5\nOct\n70 016,8\n1 657,3\n5 193,9\n76 867,9\n170,2\n621,4\n77 659,6\n0,0\n8 524,2\n429,7\n1 248,8\n16,1\n32 737,1\n6 380,1\n15 591,5\n142 587,2\nNov\n66 321,7\n1 869,1\n5 320,9\n73 511,7\n156,7\n677,1\n74 345,6\n0,0\n7 213,9\n409,3\n558,7\n42,7\n32 040,3\n6 685,9\n13 841,4\n135 137,8\nDec\n69 146,0\n1 993,7\n5 095,0\n76 234,8\n134,4\n716,3\n77 085,5\n0,0\n8 204,4\n233,0\n588,3\n112,5\n32 891,4\n6 555,3\n14 497,8\n140 168,2\n2025\nJan\n61 330,5\n1 857,1\n5 138,7\n68 326,3\n1 164,8\n7 498,8\n76 990,0\n57 444,7\n0,0\n11 140,1\n488,2\n591,7\n40,9\n31 241,2\n6 786,8\n12 384,1\n139 662,8\nFeb\n60 122,2\n1 926,9\n5 792,8\n67 841,9\n759,7\n6 860,8\n75 462,5\n56 543,4\n0,0\n10 832,8\n536,9\n948,1\n232,8\n32 118,9\n7 060,8\n11 635,0\n138 827,8\nMar\n64 498,3\n1 941,3\n5 810,8\n72 250,4\n248,3\n7 126,4\n79 625,1\n60 576,1\n0,0\n11 822,7\n539,3\n718,1\n52,6\n32 964,9\n7 859,2\n10 945,4\n144 527,3\nApr\n66 264,7\n2 136,9\n7 267,2\n75 668,8\n255,1\n10 251,2\n86 175,2\n62 807,1\n0,0\n11 917,1\n541,8\n870,9\n57,6\n33 473,5\n6 452,9\n13 242,4\n152 731,3\nMay\n69 556,9\n2 593,4\n8 067,9\n80 218,2\n709,1\n11 890,0\n92 817,3\n66 697,2\n0,0\n13 030,8\n157,7\n620,4\n129,8\n33 467,9\n7 163,7\n11 797,5\n159 185,1\nJun\n73 254,5\n2 441,0\n8 265,2\n83 960,7\n820,4\n13 331,3\n98 112,3\n70 999,0\n0,0\n12 314,0\n107,9\n1 123,5\n154,5\n34 375,8\n7 532,5\n12 665,7\n166 386,4\nJul\n73 398,0\n2 457,5\n8 292,0\n84 147,5\n820,4\n13 331,3\n98 299,2\n71 071,0\n0,0\n12 289,1\n107,9\n1 086,9\n154,5\n34 434,0\n7 493,6\n12 653,9\n166 519,1\nAug\n72 524,1\n2 227,6\n9 705,6\n84 457,3\n1 264,7\n11 513,5\n97 235,5\n71 384,1\n0,0\n13 105,1\n108,5\n1 251,0\n219,1\n36 895,5\n8 543,3\n14 075,6\n171 433,6\nSep\n71 148,7\n2 740,7\n10 453,3\n84 342,7\n1 065,9\n14 970,8\n100 379,3\n71 378,4\n0,0\n14 495,5\n101,1\n1 355,9\n72,0\n36 869,5\n8 537,4\n11 123,3\n172 933,8\nOct\n75 414,2\n2 831,2\n11 381,7\n89 627,2\n701,9\n14 396,3\n104 725,3\n76 497,1\n0,0\n12 553,1\n101,4\n1 578,5\n186,6\n37 599,3\n7 774,8\n9 558,4\n174 077,4\nNov\n76 316,0\n2 650,2\n10 700,9\n89 667,1\n502,9\n12 992,3\n103 162,3\n75 901,7\n0,0\n14 547,7\n48,4\n1 567,1\n291,7\n36 436,9\n9 054,8\n13 460,1\n178 568,9\nDec\n76 295,4\n4 109,6\n12 169,3\n92 574,3\n432,0\n12 915,7\n105 922,0\n76 732,0\n0,0\n16 131,9\n48,4\n1 329,8\n319,4\n35 604,1\n8 262,1\n12 123,9\n179 741,5\n2026\nJan\n76 268,1\n4 217,1\n12 985,5\n93 470,6\n434,9\n13 715,9\n107 621,4\n78 516,3\n0,0\n15 817,4\n48,4\n1 099,3\n332,4\n35 106,5\n8 573,5\n13 753,8\n182 352,6\nFeb\n80 405,9\n3 625,7\n13 091,1\n97 122,7\n456,0\n13 785,2\n111 363,8\n80 856,8\n0,0\n13 428,3\n19,5\n1 674,6\n321,5\n36 590,0\n8 179,6\n12 594,1\n184 171,4\nSource: Reserve Bank of Zimbabwe, 2026\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\nZWG millions\n \n \n19 \n \n \n \nForeign\nOther \nContigent\nEnd of\nNotes\nClaims\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nPublic Enterprise\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nLoans in ZiG\nLoans in Foreign Currency \nTotal\n2022\nJan\n324,6\n \n3504,3\n8 506,5\n \n2680,3\n2 631,0\n \n-\n \n1 110,8\n \n2,4\n-\n \n1 487,3\n \n2 967,6\n \n-\n \n35 913,5\n \n6693,8\n14 008,7\n \n79 830,9\n \nFeb\n411,5\n \n4021,5\n9 763,6\n \n3069,7\n5 678,0\n \n-\n \n4 048,9\n \n1,6\n-\n \n1 465,4\n \n3 241,1\n \n-\n \n39 977,5\n \n4511,5\n13 964,4\n \n90 154,6\n \nMar\n354,3\n \n4413,6\n11 882,6\n \n3691,3\n4 932,3\n \n-\n \n5 235,0\n \n0,9\n-\n \n1 590,0\n \n3 888,3\n \n-\n \n42 741,3\n \n9086,6\n15 421,2\n \n103 237,4\n \nApr\n546,4\n \n3054,1\n15 585,8\n \n4857,7\n5 768,6\n \n-\n \n5 714,4\n \n0,2\n-\n \n1 861,4\n \n4 143,7\n \n-\n \n48 582,4\n \n9654,2\n16 999,2\n \n116 768,1\n \nMay\n639,5\n \n8326,7\n23 817,6\n \n4251,9\n16 001,6\n \n-\n \n6 150,9\n \n0,0\n-\n \n1 486,3\n \n8 474,8\n \n-\n \n74 864,0\n \n14793,9\n17 091,2\n \n175 898,5\n \nJun\n418,5\n \n8464,3\n32 497,6\n \n3807,5\n21 184,8\n \n-\n \n2 639,3\n \n0,0\n-\n \n1 340,0\n \n10 851,1\n \n-\n \n85 145,9\n \n18155,8\n35 128,1\n \n219 633,0\n \nJul\n700,4\n \n9914,6\n30 660,3\n \n4983,4\n24 902,9\n \n-\n \n4 077,6\n \n0,0\n-\n \n1 411,5\n \n13 722,1\n \n-\n \n98 066,0\n \n9998,6\n45 127,9\n \n243 565,1\n \nAug\n863,8\n \n14422,1\n33 703,2\n \n4483,0\n34 971,8\n \n-\n \n4 379,8\n \n0,0\n-\n \n2 106,6\n \n16 515,4\n \n-\n \n115 491,9\n \n8745,3\n45 694,0\n \n281 377,1\n \nSep\n1 086,8\n \n14998,2\n37 911,3\n \n7470,1\n45 094,8\n \n-\n \n8 440,8\n \n0,0\n-\n \n1 302,8\n \n17 996,8\n \n-\n \n129 242,7\n \n11630,7\n60 830,4\n \n336 005,2\n \nOct\n1 158,3\n \n14768,7\n44 296,5\n \n10013,7\n44 664,1\n \n-\n \n14 109,9\n \n0,0\n-\n \n1 142,4\n \n16 817,7\n \n-\n \n123 793,8\n \n30036,4\n47 678,2\n \n348 479,7\n \nNov\n1 449,3\n \n22456,9\n41 398,0\n \n9771,8\n41 317,6\n \n-\n \n17 572,6\n \n0,0\n-\n \n2 085,3\n \n16 785,8\n \n-\n \n136 029,9\n \n30694,0\n46 275,8\n \n365 836,9\n \nDec\n1 470,7\n \n23012,7\n48 533,8\n \n8913,7\n50 229,0\n \n-\n \n21 411,1\n \n0,0\n19 993,4\n \n2 176,2\n \n17 693,7\n \n-\n \n119 322,3\n \n39279,1\n69 102,5\n \n421 138,1\n \n2023\nJan\n2 402,7\n \n32405,1\n47 062,6\n \n8410,8\n50 364,6\n \n-\n \n17 976,2\n \n0,0\n23 668,5\n \n2 406,3\n \n18 311,0\n \n-\n \n132 757,4\n \n41367,4\n69 570,1\n \n446 702,8\n \nFeb\n234,9\n \n59685,4\n50 103,0\n \n9568,6\n62 701,4\n \n889,9\n \n24 809,7\n \n0,0\n26 667,1\n \n4 451,9\n \n21 629,1\n \n-\n \n146 798,4\n \n50093,6\n70 987,9\n \n528 620,9\n \nMar\n214,6\n \n72311,9\n57 399,6\n \n9196,8\n51 300,9\n \n-\n \n28 841,5\n \n0,0\n24 689,0\n \n5 503,9\n \n19 118,6\n \n-\n \n170 376,6\n \n54524,7\n84 489,1\n \n577 967,3\n \nApr\n184,1\n \n61341,6\n63 129,5\n \n16343,2\n61 444,0\n \n-\n \n28 727,0\n \n0,0\n28 119,0\n \n5 989,2\n \n27 619,9\n \n-\n \n205 412,2\n \n81442,9\n86 571,2\n \n666 323,9\n \nMay\n78,1\n \n125685,1\n100 808,7\n \n22707,0\n195 646,6\n \n-\n \n81 344,3\n \n0,0\n69 908,9\n \n6 246,8\n \n53 180,7\n \n-\n \n440 462,4\n \n103176,1\n116 103,7\n \n1 315 348,2\n \nJun\n176,6\n \n227001,8\n172 666,5\n \n25998,2\n452 772,6\n \n40 326,7\n \n115 193,3\n \n0,0\n196 310,3\n \n4 209,5\n \n121 677,5\n \n-\n \n870 075,1\n \n230604,4\n544 587,8\n \n3 001 600,3\n \nJul\n162,7\n \n132017,2\n220 995,0\n \n20797,2\n459 668,2\n \n32 010,8\n \n105 308,6\n \n0,0\n154 472,7\n \n13 777,8\n \n153 638,5\n \n-\n \n697 177,8\n \n209734,6\n612 937,8\n \n2 812 698,9\n \nAug\n611,0\n \n105296,6\n309 821,7\n \n55744,7\n475 838,3\n \n37 447,1\n \n102 495,2\n \n0,0\n153 578,2\n \n6 767,5\n \n135 193,3\n \n-\n \n758 439,2\n \n223114,4\n564 622,1\n \n2 928 969,2\n \nSep\n949,3\n \n193065,6\n339 269,2\n \n41680,1\n437 996,0\n \n58 554,5\n \n110 351,3\n \n0,0\n161 346,6\n \n4 522,1\n \n153 113,7\n \n-\n \n880 148,8\n \n290026,7\n565 616,4\n \n3 236 640,3\n \nOct\n403,8\n \n204713,4\n254 684,1\n \n187632,1\n440 150,3\n \n65 022,1\n \n97 046,1\n \n0,0\n176 111,9\n \n13 771,8\n \n173 523,5\n \n-\n \n829 479,5\n \n345029,3\n586 015,6\n \n3 373 583,5\n \nNov\n370,5\n \n222344,7\n387 213,2\n \n160896,0\n326 510,1\n \n50 688,3\n \n159 225,4\n \n0,0\n173 990,9\n \n28 127,2\n \n187 363,3\n \n-\n \n926 663,7\n \n395549,5\n595 811,6\n \n3 614 754,5\n \nDec\n403,7\n \n251968,8\n457 034,9\n \n261067,9\n345 348,0\n \n56 551,7\n \n185 131,1\n \n0,0\n166 902,0\n \n27 875,9\n \n222 503,1\n \n0,7\n \n973 788,6\n \n507890,9\n658 045,7\n \n4 114 512,9\n \n2024\nJan\n367,9\n \n368046,7\n524 020,9\n \n471915,0\n363 325,6\n \n40 412,9\n \n280 803,2\n \n0,0\n280 441,0\n \n45 935,9\n \n339 610,7\n \n-\n \n1 563 405,5\n \n649087,4\n742 734,0\n \n5 670 106,8\n \nFeb\n578,8\n \n637645,2\n797 581,2\n \n618074,6\n613 309,7\n \n24 680,4\n \n425 783,2\n \n0,0\n399 313,5\n \n67 900,2\n \n519 513,4\n \n-\n \n2 188 186,8\n \n904519,6\n937 957,6\n \n8 135 044,1\n \nMar\n356,6\n \n1026840,5\n1 171 941,4\n \n888362,3\n829 470,4\n \n-\n \n440 943,8\n \n0,0\n528 820,5\n \n103 276,3\n \n787 872,2\n \n-\n \n3 761 909,8\n \n1403556,4\n1 697 667,5\n \n12 641 017,5\n \nApr\n1,0\n \n564,4\n864,1\n \n693,0\n326,5\n \n67,2\n \n337,2\n \n0,0\n313,5\n \n-\n \n593,2\n \n212,7\n \n2 856,8\n \n420,1\n824,2\n \n8 074,0\n \nMay\n4,0\n \n639,2\n783,2\n \n772,6\n296,2\n \n109,6\n \n407,6\n \n0,0\n303,7\n \n-\n \n309,2\n \n19,8\n \n2 946,5\n \n712,1\n903,7\n \n8 207,5\n \nJun\n1,1\n \n520,3\n1 122,4\n \n718,7\n678,1\n \n110,9\n \n188,6\n \n0,0\n282,9\n \n-\n \n424,7\n \n20,4\n \n2 998,6\n \n858,8\n1 229,8\n \n9 155,3\n \nJul\n2,4\n \n681,0\n918,2\n \n640,3\n336,2\n \n99,8\n \n676,7\n \n0,0\n276,2\n \n5,0\n \n333,9\n \n20,5\n \n3 022,2\n \n1332,3\n1 250,3\n \n9 595,1\n \nAug\n1,1\n \n642,2\n853,3\n \n852,1\n428,1\n \n-\n \n764,6\n \n0,0\n246,2\n \n5,1\n \n373,1\n \n20,6\n \n3 042,5\n \n1811,8\n1 318,9\n \n10 359,6\n \nSep\n1,0\n \n1230,9\n1 985,1\n \n1121,2\n705,4\n \n-\n \n555,5\n \n0,0\n431,0\n \n34,5\n \n1 130,0\n \n37,0\n \n4 878,1\n \n2054,8\n2 298,6\n \n16 463,3\n \nOct\n13,1\n \n1166,2\n2 512,0\n \n1391,6\n769,7\n \n-\n \n745,1\n \n0,0\n502,2\n \n5,3\n \n1 380,9\n \n42,7\n \n5 751,9\n \n2214,8\n2 435,0\n \n18 930,4\n \nNov\n14,0\n \n918,9\n2 141,3\n \n1383,8\n649,7\n \n-\n \n602,6\n \n0,0\n367,6\n \n5,4\n \n1 293,8\n \n39,5\n \n4 997,5\n \n2566,9\n2 458,3\n \n17 439,1\n \nDec\n17,1\n \n1089,4\n2 633,9\n \n2306,6\n754,5\n \n-\n \n675,7\n \n0,0\n361,0\n \n-\n \n1 424,9\n \n35,4\n \n5 500,8\n \n2343,9\n2 593,3\n \n19 736,5\n \n2025\nJan\n13,1\n \n939,4\n2 348,5\n \n616,8\n637,3\n \n-\n \n1 028,5\n \n0,0\n-\n \n1 019,2\n \n1 294,7\n \n-\n \n356,6\n \n317,5\n \n5 353,2\n \n5 670,7\n \n199,4\n \n-\n \n3001,4\n3 282,1\n \n20 407,7\n \nFeb\n13,9\n \n980,7\n2 545,5\n \n628,6\n695,1\n \n-\n \n753,2\n \n0,0\n-\n \n997,8\n \n1 428,4\n \n-\n \n335,1\n \n535,1\n \n5 302,8\n \n5 837,9\n \n199,4\n \n-\n \n1754,4\n3 294,2\n \n19 464,2\n \nMar\n20,4\n \n1031,3\n2 349,0\n \n786,9\n517,9\n \n-\n \n844,9\n \n0,0\n-\n \n1 066,7\n \n1 604,4\n \n-\n \n284,5\n \n358,4\n \n5 601,2\n \n5 959,7\n \n121,0\n \n-\n \n1684,9\n3 466,0\n \n19 737,7\n \nApr\n17,8\n \n1038,4\n2 522,2\n \n766,4\n514,4\n \n-\n \n900,0\n \n0,0\n-\n \n1 084,2\n \n1 815,7\n \n-\n \n284,5\n \n322,9\n \n5 519,7\n \n5 842,6\n \n111,4\n \n-\n \n1736,6\n3 476,9\n \n20 111,3\n \nMay\n26,4\n \n855,4\n2 940,4\n \n801,9\n906,2\n \n-\n \n1 009,6\n \n0,0\n-\n \n1 098,4\n \n1 814,5\n \n-\n \n204,3\n \n695,6\n \n5 865,6\n \n6 561,2\n \n139,8\n \n-\n \n2062,4\n3 495,2\n \n21 915,6\n \nJun\n29,0\n \n803,0\n2 966,8\n \n631,1\n823,7\n \n-\n \n1 262,5\n \n0,0\n-\n \n1 046,3\n \n1 892,2\n \n-\n \n197,5\n \n635,7\n \n6 405,1\n \n7 040,8\n \n232,2\n \n-\n \n1786,7\n3 716,9\n \n22 428,7\n \nJul\n29,0\n \n803,0\n2 966,8\n \n631,1\n823,7\n \n-\n \n1 262,5\n \n0,0\n-\n \n1 046,3\n \n1 892,2\n \n-\n \n197,5\n \n635,7\n \n6 405,1\n \n7 040,8\n \n232,2\n \n-\n \n1786,7\n3 716,9\n \n22 428,7\n \nAug\n32,3\n \n1148,2\n3 101,3\n \n1361,4\n1 468,4\n \n-\n \n892,1\n \n0,0\n-\n \n1 235,6\n \n1 836,0\n \n-\n \n113,8\n \n639,9\n \n6 476,6\n \n7 116,6\n \n593,1\n \n-\n \n2036,4\n3 683,5\n \n24 618,5\n \nSep\n34,4\n \n1218,5\n3 281,0\n \n813,1\n1 259,5\n \n-\n \n830,3\n \n0,0\n-\n \n1 226,4\n \n2 125,7\n \n-\n \n107,4\n \n842,6\n \n6 263,1\n \n7 105,7\n \n451,2\n \n-\n \n2125,9\n3 664,0\n \n24 242,9\n \nOct\n43,3\n \n1267,3\n3 558,0\n \n979,8\n1 167,2\n \n-\n \n825,7\n \n0,0\n-\n \n1 303,7\n \n2 339,1\n \n-\n \n192,1\n \n741,0\n \n5 924,4\n \n6 665,4\n \n439,4\n \n-\n \n2552,1\n3 279,3\n \n24 612,4\n \nNov\n52,6\n \n1073,9\n3 497,0\n \n941,9\n1 383,6\n \n-\n \n934,1\n \n0,0\n-\n \n1 285,1\n \n2 404,5\n \n-\n \n196,6\n \n747,1\n \n5 896,2\n \n6 643,3\n \n445,0\n \n-\n \n2697,9\n3 293,4\n \n24 849,0\n \nDec\n56,6\n \n1353,3\n3 358,3\n \n770,7\n1 357,1\n \n-\n \n813,7\n \n0,0\n-\n \n1 218,2\n \n2 301,7\n \n-\n \n240,1\n \n688,4\n \n5 536,9\n \n6 225,3\n \n499,2\n \n-\n \n2126,3\n2 525,0\n \n22 845,2\n \n2026\nJan\n57,5\n \n1497,5\n3 278,9\n \n620,0\n990,9\n \n-\n \n734,8\n \n0,0\n-\n \n1 079,0\n \n2 294,1\n \n-\n \n1 082,4\n \n689,9\n \n4 363,9\n \n5 053,8\n \n499,5\n \n-\n \n1861,4\n2 511,3\n \n21 561,0\n \nFeb\n56,4\n \n1102,7\n3 290,8\n \n680,1\n1 189,6\n \n-\n \n740,2\n \n0,0\n-\n \n1 256,6\n \n2 314,0\n \n-\n \n1 092,2\n \n688,3\n \n4 655,2\n \n5 343,6\n \n495,5\n \n-\n \n2314,5\n2 514,8\n \n22 391,0\n \nSource:Reserve Bank of Zimbabwe, 2026\nNotes\ni.Government securities include treasuary bills and bonds\nii.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\nii.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nOther Institutional Units\nTABLE 6.1: BUILDING SOCIETIES ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent \nOther\nTOTAL\nand\nLiabilities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31 695,1\n5 983,6\n37 678,7\n0,0\n15,0\n37 693,7\n1 771,4\n10 991,6\n0,0\n373,7\n0,0\n18 063,5\n10 937,0\n79 830,9\nFeb\n37 132,1\n7 089,1\n44 221,1\n0,0\n15,0\n44 236,1\n1 703,8\n14 215,9\n0,0\n431,6\n0,0\n18 241,5\n11 325,7\n90 154,6\nMar\n44 187,4\n6 190,7\n50 378,1\n0,0\n15,0\n50 393,1\n1 742,3\n15 620,9\n0,0\n501,9\n0,0\n20 548,8\n14 430,4\n103 237,4\nApr\n52 979,2\n6 553,0\n59 532,2\n0,0\n15,0\n59 547,2\n1 536,3\n17 027,1\n0,0\n704,1\n0,0\n23 099,0\n14 854,4\n116 768,1\nMay\n86 411,7\n6 683,0\n93 094,7\n0,0\n15,0\n93 109,8\n1 477,7\n34 306,7\n0,0\n1 033,4\n0,0\n22 645,2\n23 325,7\n175 898,5\nJun\n98 008,7\n8 427,1\n106 435,9\n1 030,1\n15,0\n107 481,1\n1 496,4\n40 346,3\n0,0\n1 200,6\n0,0\n42 213,2\n26 895,5\n219 633,0\nJul\n111 583,1\n9 489,2\n121 072,3\n1 072,6\n15,0\n122 159,9\n1 225,0\n46 145,1\n0,0\n2 071,5\n0,0\n55 131,6\n16 832,0\n243 565,1\nAug\n133 071,2\n11 398,3\n144 469,5\n1 625,2\n15,0\n146 109,7\n1 382,6\n55 691,4\n0,0\n2 979,3\n0,0\n60 157,4\n15 056,7\n281 377,1\nSep\n143 338,6\n28 284,7\n171 623,3\n0,0\n15,0\n171 638,3\n1 339,9\n62 659,9\n0,0\n3 613,8\n0,0\n79 343,1\n17 410,1\n336 005,2\nOct\n122 775,3\n20 897,6\n143 672,9\n1 214,2\n15,0\n144 902,1\n1 707,3\n69 651,9\n0,0\n4 327,9\n0,0\n86 799,2\n41 091,4\n348 479,7\nNov\n130 892,9\n23 401,5\n154 294,3\n1 256,4\n13,0\n155 563,7\n1 855,1\n72 052,0\n0,0\n5 140,0\n0,0\n89 895,0\n41 331,2\n365 836,9\nDec\n149 207,3\n30 517,1\n179 724,4\n1 239,7\n103,8\n181 068,0\n1 933,7\n71 142,6\n0,0\n5 623,9\n0,0\n118 486,1\n42 883,8\n421 138,1\n2023\nJan\n161 506,8\n31 099,4\n192 606,2\n1 462,2\n121,0\n194 189,4\n3 214,4\n72 524,5\n0,0\n6 622,6\n0,0\n144 335,3\n25 816,5\n446 702,8\nFeb\n210 739,4\n27 500,2\n238 239,5\n1 153,4\n15,0\n239 407,9\n2 349,9\n84 724,5\n0,0\n7 548,9\n0,0\n155 007,6\n39 582,0\n528 620,9\nMar\n234 480,2\n38 088,7\n272 568,9\n158,0\n14,4\n272 741,2\n1 982,4\n89 883,4\n0,0\n7 502,7\n0,0\n172 499,0\n33 358,6\n577 967,3\nApr\n272 738,9\n35 889,2\n308 628,0\n400,0\n15,0\n309 043,1\n1 809,5\n116 418,1\n0,0\n8 456,9\n0,0\n183 262,3\n47 334,0\n666 323,9\nMay\n502 897,5\n36 680,3\n539 577,9\n553,7\n15,0\n540 146,6\n4 453,5\n289 636,2\n0,0\n8 115,4\n0,0\n372 206,8\n100 789,6\n1 315 348,2\nJun\n927 980,2\n66 404,1\n994 384,3\n0,0\n15,0\n994 399,3\n4 147,7\n631 544,2\n0,0\n10 873,2\n0,0\n1 117 122,1\n243 513,7\n3 001 600,3\nJul\n804 547,2\n73 047,1\n877 594,3\n15 753,2\n15,0\n893 362,6\n2 706,7\n611 248,0\n0,0\n14 397,5\n0,0\n1 093 858,2\n197 126,1\n2 812 698,9\nAug\n920 687,4\n90 856,7\n1 011 544,1\n15 752,3\n15,0\n1 027 311,4\n3 400,5\n617 162,9\n0,0\n12 854,9\n0,0\n1 064 286,3\n203 953,2\n2 928 969,2\nSep\n1 062 730,1\n75 413,9\n1 138 143,9\n0,0\n15,1\n1 138 159,0\n3 262,9\n652 356,6\n0,0\n16 101,5\n0,0\n1 117 548,2\n309 212,1\n3 236 640,3\nOct\n1 261 965,8\n64 282,0\n1 326 247,8\n0,0\n15,1\n1 326 262,9\n4 056,0\n467 416,6\n0,0\n16 785,2\n0,0\n1 188 499,5\n370 563,3\n3 373 583,5\nNov\n1 301 463,8\n82 076,9\n1 383 540,7\n79 497,1\n15,1\n1 463 052,8\n4 822,5\n525 114,1\n0,0\n16 180,1\n0,0\n1 209 652,3\n395 932,7\n3 614 754,5\nDec\n1 541 238,9\n142 705,5\n1 683 944,4\n79 497,1\n15,8\n1 763 457,2\n7 085,0\n516 718,0\n0,0\n8 736,3\n0,0\n1 308 419,6\n510 096,7\n4 114 512,9\n2024\nJan\n2 094 039,4\n96 896,2\n2 190 935,6\n79 481,7\n15,1\n2 270 432,3\n8 231,4\n904 697,2\n0,0\n11 028,7\n0,0\n1 826 995,6\n648 721,6\n5 670 106,8\nFeb\n2 991 430,0\n192 203,3\n3 183 633,2\n162 422,1\n15,1\n3 346 070,4\n10 388,9\n1 314 901,6\n0,0\n5 723,7\n0,0\n2 630 626,9\n827 332,6\n8 135 044,1\nMar\n4 958 662,0\n186 068,5\n5 144 730,5\n162 239,8\n15,7\n5 306 986,0\n8 072,5\n1 880 803,3\n0,0\n6 134,8\n0,0\n4 286 906,8\n1 152 114,2\n12 641 017,5\nApr\n3 369,4\n36,3\n3 405,6\n65,0\n0,0\n3 470,7\n3,2\n1 258,6\n0,0\n0,0\n0,0\n1 955,9\n1 385,6\n8 074,0\nMay\n3 228,4\n75,2\n3 303,7\n0,0\n0,0\n3 303,7\n4,8\n1 366,6\n0,0\n0,0\n0,0\n2 496,7\n1 035,8\n8 207,5\nJun\n3 502,4\n97,1\n3 599,5\n0,0\n0,0\n3 599,5\n4,4\n1 414,8\n0,0\n8,0\n0,0\n2 990,2\n1 138,3\n9 155,3\nJul\n4 199,9\n128,4\n4 328,3\n0,0\n0,0\n4 328,3\n19,6\n919,3\n0,0\n13,2\n0,0\n3 111,6\n1 203,0\n9 595,1\nAug\n4 433,7\n172,4\n4 606,1\n0,0\n0,0\n4 606,1\n103,0\n850,7\n0,0\n16,1\n0,0\n3 370,3\n1 413,3\n10 359,6\nSep\n6 773,8\n475,3\n7 249,1\n22,6\n0,0\n7 271,7\n103,8\n1 559,3\n0,0\n16,3\n0,0\n5 486,0\n2 026,3\n16 463,3\nOct\n8 011,9\n795,7\n8 807,6\n86,9\n0,0\n8 894,5\n122,7\n1 462,9\n0,0\n61,4\n0,0\n6 003,1\n2 385,9\n18 930,4\nNov\n7 145,7\n872,8\n8 018,6\n45,8\n0,0\n8 064,4\n79,9\n1 227,6\n0,0\n10,0\n0,0\n6 043,8\n2 013,3\n17 439,1\nDec\n8 227,9\n1 293,1\n9 521,0\n71,2\n0,0\n9 592,2\n79,9\n1 306,5\n0,0\n267,8\n0,0\n5 923,9\n2 566,2\n19 736,5\n2025\nJan\n6114\n44,7\n2 350,2\n8 508,5\n0,0\n649,8\n9 158,3\n6 215,9\n0,0\n1 657,1\n0,0\n377,4\n0,0\n6 162,6\n0,0\n3 052,3\n20 407,7\nFeb\n6227\n51,3\n2 759,3\n9 037,6\n0,0\n625,5\n9 663,1\n6 512,8\n0,0\n1 679,8\n0,0\n206,6\n0,0\n6 294,5\n0,0\n1 620,1\n19 464,2\nMar\n7027\n54,9\n2 402,5\n9 484,9\n0,0\n588,2\n10 073,1\n7 085,6\n0,0\n1 498,3\n0,0\n83,0\n0,0\n6 364,1\n0,0\n1 719,2\n19 737,7\nApr\n7101\n74,1\n2 488,0\n9 663,4\n0,0\n588,3\n10 251,7\n7 186,8\n0,0\n1 498,3\n0,0\n99,1\n0,0\n6 375,2\n0,0\n1 887,1\n20 111,3\nMay\n8052\n83,0\n2 896,7\n11 031,5\n0,0\n0,0\n11 031,5\n7 864,0\n0,0\n2 107,9\n0,0\n100,3\n0,0\n6 789,0\n0,0\n1 886,9\n21 915,6\nJun\n7361\n52,4\n4 101,0\n11 513,9\n0,0\n648,2\n12 162,1\n8 109,7\n0,0\n1 831,4\n33,8\n86,3\n0,0\n6 827,3\n0,0\n1 487,8\n22 428,7\nJul\n7361\n52,4\n4 101,0\n11 513,9\n0,0\n648,2\n12 162,1\n8 109,7\n0,0\n1 831,4\n33,8\n86,3\n0,0\n6 827,3\n0,0\n1 487,8\n22 428,7\nAug\n7971\n57,3\n4 213,4\n12 241,4\n0,0\n751,2\n12 992,5\n9 046,5\n0,0\n2 065,1\n36,9\n107,8\n0,0\n7 361,5\n0,0\n2 054,6\n24 618,5\nSep\n8740\n54,3\n3 967,0\n12 761,5\n0,0\n200,1\n12 961,6\n9 714,8\n0,0\n1 860,0\n30,3\n88,1\n0,0\n7 193,5\n0,0\n2 109,3\n24 242,9\nOct\n9077\n56,8\n4 294,6\n13 428,1\n0,0\n229,7\n13 657,8\n9 386,0\n0,0\n1 300,0\n30,7\n88,3\n0,0\n7 089,1\n0,0\n2 446,5\n24 612,4\nNov\n9080\n61,7\n4 431,4\n13 573,5\n0,0\n303,8\n13 877,4\n9 286,0\n0,0\n1 405,7\n16,7\n88,5\n0,0\n7 016,5\n0,0\n2 444,2\n24 849,0\nDec\n9321\n58,8\n3 562,5\n12 942,0\n0,0\n348,9\n13 290,9\n9 699,6\n0,0\n1 394,5\n4,6\n0,0\n0,0\n6 336,7\n0,0\n1 818,5\n22 845,2\n2026\nJan\n9334\n60,1\n3 509,6\n12 903,4\n0,0\n279,1\n13 182,5\n9 687,0\n0,0\n747,7\n0,0\n0,0\n0,0\n6 110,4\n0,0\n1 520,5\n21 561,0\nFeb\n9329\n53,1\n3 766,6\n13 148,6\n0,0\n279,9\n13 428,5\n9 790,7\n0,0\n1 115,0\n0,0\n0,0\n0,0\n6 225,8\n0,0\n1 621,8\n22 391,0\nSource: Reserve Bank of Zimbabwe, 2026\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n21 \n \n \nEND OF\n2022\nJan\n58 163 723,79\n2 180 551,47\n576 438,12\n26 576 317,70\n366 231,45\n8 887 534,55\n23 074 734,84\n11 840 524,88\n15 743 736,46\n3 516 259,69\n47 325 078,28\n29 564,68\n198 280 695,90\nFeb\n59 500 669,71\n2 289 260,81\n618 640,14\n27 925 301,74\n641 435,03\n9 370 886,67\n27 976 121,59\n13 027 815,12\n20 505 827,49\n3 747 288,27\n51 007 737,28\n19 692,27\n216 630 676,11\nMar\n66 551 117,83\n2 538 377,08\n656 335,46\n29 688 979,74\n660 584,49\n10 903 917,10\n32 629 411,62\n15 688 496,07\n38 075 386,72\n4 471 441,45\n58 500 950,68\n802 168,34\n261 167 166,58\nApr\n74 441 781,12\n4 219 500,30\n1 441 218,07\n33 136 441,44\n673 885,92\n13 157 284,33\n34 426 878,27\n18 261 710,29\n39 043 359,76\n5 001 307,17\n63 176 517,86\n40 089,64\n287 019 974,16\nMay\n101 753 100,08\n5 120 524,84\n3 358 419,20\n50 514 059,33\n760 401,23\n12 433 390,50\n42 057 624,50\n28 724 818,35\n48 088 662,73\n6 286 840,17\n76 655 600,16\n34 456,76\n375 787 897,73\nJune\n118 753 588,99\n6 209 658,53\n2 293 665,50\n64 942 949,99\n869 273,19\n23 897 585,00\n58 442 367,18\n37 195 284,13\n62 467 707,84\n9 414 912,48\n96 536 183,00\n43 204,15\n481 066 380,00\nJuly\n133 779 414,05\n7 610 614,14\n3 684 426,07\n77 836 080,20\n938 367,98\n30 537 997,95\n69 408 788,72\n46 181 587,44\n72 642 938,51\n10 449 582,51\n111 094 524,49\n46 145,73\n564 210 467,80\nAug\n165 210 571,41\n10 163 176,69\n2 624 492,88\n93 899 073,61\n1 266 729,80\n39 544 245,28\n87 691 102,84\n58 330 938,20\n97 552 420,83\n10 450 507,09\n131 625 765,29\n154 457,59\n698 513 481,52\nSept\n201 167 878,53\n11 330 918,80\n5 038 300,39\n110 956 484,03\n1 297 748,50\n44 492 682,69\n101 816 518,33\n92 708 096,37\n88 483 494,42\n11 685 667,87\n152 934 863,30\n276 752,34\n822 189 405,58\nOct\n223 506 677,74\n12 026 669,50\n4 229 873,27\n113 451 159,15\n1 302 041,27\n46 399 745,17\n110 333 025,84\n79 715 558,05\n89 501 330,53\n9 611 322,30\n175 816 703,56\n178 607,79\n866 072 714,17\nNov\n232 953 535,08\n16 431 625,92\n11 131 139,79\n118 284 970,84\n1 687 527,03\n42 192 397,26\n124 017 335,43\n75 874 234,73\n94 636 395,62\n12 440 947,33\n207 085 835,54\n197 473,26\n936 933 417,83\nDec\n253 185 165,18\n19 199 455,89\n10 466 455,02\n135 037 685,07\n1 551 994,21\n70 805 600,30\n136 576 579,60\n94 115 141,69\n123 404 532,09\n12 079 018,68\n235 371 108,06\n173 717,07\n1 091 966 452,83\n2023\nJan\n299 237 745,06\n22 096 826,86\n11 001 194,94\n154 399 125,00\n2 073 794,79\n72 677 263,10\n165 905 496,48\n124 259 994,28\n140 303 195,37\n16 560 714,33\n290 446 774,71\n286 968,13\n1 299 249 093,07\nFeb\n333 081 520,85\n26 349 752,54\n12 607 980,80\n168 969 321,35\n3 232 834,66\n79 874 665,83\n198 087 465,13\n146 996 948,44\n150 078 778,01\n18 960 512,94\n335 439 856,49\n415 659,47\n1 474 095 296,50\nMar\n411 138 419,07\n28 795 432,59\n14 081 946,71\n184 250 094,21\n3 256 927,22\n101 507 881,47\n232 125 042,77\n168 374 643,67\n159 301 093,17\n20 786 447,06\n364 183 808,40\n229 595,47\n1 688 031 331,80\nApr\n411 638 425,58\n28 865 765,48\n14 081 964,65\n184 833 219,66\n3 256 927,22\n101 507 881,47\n235 076 590,94\n168 374 757,64\n159 310 920,52\n20 785 827,18\n365 366 760,50\n229 595,47\n1 693 328 636,32\nMay\n726 348 772,35\n78 828 771,47\n44 800 380,00\n409 618 602,87\n6 584 930,07\n226 467 642,46\n583 387 051,30\n480 909 418,46\n381 628 891,53\n62 593 512,49\n757 858 742,61\n267 815,39\n3 759 294 531,01\nJun\n1 385 380 571,66\n173 918 051,54\n114 682 839,69\n1 119 448 698,19\n23 922 347,39\n571 712 604,71\n1 309 324 347,94\n1 111 326 640,14\n808 734 970,18\n129 722 475,73\n1 754 989 459,01\n444 788,00\n8 503 607 794,19\nJul\n1 088 372 491,59\n132 529 236,30\n101 023 084,21\n843 805 813,72\n21 291 030,44\n370 922 779,80\n1 037 949 287,43\n824 419 061,99\n646 244 001,65\n87 491 103,55\n1 451 125 105,58\n356 098,86\n6 605 529 095,13\nAug\n1 104 126 310,09\n133 512 317,72\n105 426 999,17\n683 402 044,93\n21 345 225,83\n393 145 008,06\n1 077 529 295,35\n824 970 068,56\n716 638 286,73\n85 309 683,35\n1 543 461 599,29\n382 505,35\n6 689 249 344,42\nSep\n1 336 413 273,40\n158 136 405,58\n121 080 865,90\n752 199 791,20\n28 592 532,70\n465 470 715,50\n1 334 020 478,90\n1 012 670 250,70\n799 826 458,00\n102 238 002,60\n1 857 297 850,00\n586 991,00\n7 968 533 615,50\nOct\n1 461 090 986,48\n163 948 853,90\n120 153 516,74\n935 064 277,07\n24 681 683,18\n520 361 008,99\n1 381 206 351,23\n1 092 469 043,71\n859 550 943,15\n118 799 556,91\n2 126 512 435,00\n627 911,82\n8 804 466 568,16\nNov\n1 397 804 072,50\n171 337 302,47\n117 526 650,42\n1 017 731 862,93\n26 161 720,05\n535 490 380,99\n1 401 587 612,93\n992 371 783,17\n885 248 702,84\n129 500 343,70\n2 255 158 373,70\n621 795,60\n8 930 540 600,93\nDec\n1 360 816 417,35\n179 675 138,50\n121 167 248,12\n1 077 783 652,10\n46 946 926,90\n551 786 675,29\n1 483 619 833,87\n1 207 471 368,52\n863 309 236,72\n136 388 007,82\n2 458 239 172,85\n644 093,68\n9 487 847 771,72\n2024\nJan\n2 212 746 050,25\n265 031 131,44\n214 923 355,91\n1 663 240 228,23\n110 086 710,61\n875 780 504,12\n2 505 473 968,40\n1 910 394 449,61\n1 256 413 922,88\n237 647 459,79\n3 945 256 597,25\n1 037 343,55\n15 198 031 722,04\nFeb\n3 435 102 730,48\n426 536 836,74\n249 129 096,22\n2 383 796 904,38\n171 219 221,62\n1 264 658 167,28\n3 631 856 467,58\n2 844 642 895,76\n2 043 483 472,01\n352 320 643,54\n5 491 307 643,33\n1 518 795,13\n22 295 572 874,08\nMar\n4 949 814 064,70\n642 860 845,90\n452 924 544,60\n3 642 287 181,90\n251 866 635,20\n1 943 457 910,80\n5 387 453 048,30\n3 991 233 867,50\n3 178 219 935,60\n543 942 248,60\n8 278 044 179,10\n2 267 159,00\n33 264 371 621,30\n*Apr\n2 882 347,04\n371 595,02\n188 567,12\n3 081 028,88\n188 277,01\n1 174 215,26\n3 077 908,79\n2 281 799,96\n1 782 566,59\n399 652,20\n4 922 516,84\n1 655,37\n20 352 130,08\n*May\n3 549 471,22\n448 072,03\n196 408,62\n3 013 508,26\n181 989,39\n1 239 894,94\n3 619 936,03\n2 302 326,81\n1 793 582,31\n494 669,10\n5 661 322,35\n5 002,25\n22 513 367,89\n*Jun\n3 286 172,53\n496 282,55\n213 057,33\n3 210 670,42\n230 521,55\n1 418 401,02\n3 457 122,91\n1 954 111,98\n1 946 800,04\n567 017,72\n6 019 426,96\n1 771,40\n22 801 356,42\n*Jul\n3 487 382,60\n511 490,74\n202 186,14\n3 350 580,05\n163 104,44\n1 304 409,07\n3 570 513,33\n2 117 767,16\n2 347 954,24\n568 049,13\n6 348 713,28\n2 029,48\n23 985 090,63\n*Aug\n3 858 128,45\n496 920,13\n197 595,11\n3 160 166,09\n163 179,56\n1 353 221,18\n3 891 826,53\n2 259 346,53\n2 064 398,05\n355 517,61\n7 019 997,29\n1 626,53\n24 821 923,05\n*Sep\n6 672 075,13\n1 240 260,16\n365 299,01\n5 024 076,96\n274 548,64\n2 326 667,49\n6 387 958,08\n4 331 429,08\n3 418 807,30\n640 082,06\n11 884 283,83\n2 603,24\n42 568 090,98\n*Oct\n7 858 559,49\n1 469 928,32\n481 828,82\n5 465 308,96\n320 115,06\n2 603 522,82\n7 340 600,92\n5 249 584,59\n3 667 687,19\n726 009,18\n13 568 052,49\n3 070,10\n48 754 267,95\n*Nov\n7 180 366,66\n1 328 085,57\n428 978,78\n5 025 733,67\n284 239,89\n2 457 448,49\n6 759 835,67\n4 209 879,63\n3 928 182,05\n680 905,22\n13 074 981,78\n2 309,39\n45 360 946,80\n*Dec\n7 297 552,82\n1 289 292,14\n385 874,99\n4 973 856,63\n262 219,72\n2 513 526,60\n6 746 914,01\n4 827 984,53\n3 694 327,88\n706 439,67\n13 280 443,54\n2 262,81\n45 980 695,34\n2025\n*Jan\n7 678 298,65\n1 196 038,23\n409 696,02\n5 047 238,20\n306 809,73\n2 664 917,36\n6 434 242,43\n4 757 437,66\n4 086 970,99\n769 886,02\n13 569 651,19\n1 922,01\n46 923 108,48\n*Feb\n8 299 274,74\n1 201 875,78\n399 492,64\n4 830 538,61\n300 587,07\n2 770 286,66\n6 503 215,41\n4 803 609,78\n4 292 425,79\n746 491,37\n13 140 132,51\n1 960,50\n47 289 890,85\n*Mar\n8 326 930,91\n1 244 718,81\n402 707,95\n5 041 144,58\n317 777,54\n2 491 912,41\n6 543 198,90\n4 375 136,07\n5 262 596,60\n744 227,95\n13 809 533,31\n1 950,08\n48 561 835,10\n*Apr\n8 907 112,83\n1 321 160,24\n510 175,35\n5 587 682,42\n301 612,10\n2 488 206,19\n7 065 026,69\n5 118 059,86\n5 500 479,51\n721 927,40\n14 585 410,50\n2 121,10\n52 108 974,19\n*May\n9 447 878,28\n1 662 965,62\n432 262,51\n6 247 342,77\n303 671,59\n2 560 619,89\n7 447 120,21\n5 231 385,19\n5 706 622,10\n757 449,00\n14 848 295,45\n2 090,86\n54 647 703,48\n*Jun\n9 323 262,25\n1 857 036,70\n452 476,01\n6 911 438,62\n316 057,26\n2 597 384,44\n7 363 354,86\n5 189 397,21\n5 586 435,53\n1 025 486,27\n14 948 428,25\n2 340,92\n55 573 098,32\n*Jul\n9 586 121,76\n1 821 068,99\n495 126,38\n7 039 554,33\n178 544,10\n2 593 734,88\n7 795 887,20\n5 506 356,66\n4 812 815,12\n1 047 916,99\n15 398 848,28\n3 074,97\n56 279 049,66\n*Aug\n9 148 112,87\n1 704 046,91\n442 559,05\n8 621 271,81\n178 023,75\n2 711 257,51\n7 806 713,08\n4 494 735,86\n5 678 257,82\n1 660 555,70\n14 593 469,93\n3 267,57\n57 042 271,87\n*Sep\n9 939 018,22\n1 705 339,14\n447 683,58\n8 018 110,39\n298 207,44\n2 736 927,32\n8 222 972,36\n5 267 250,21\n5 356 204,76\n1 618 665,56\n15 143 546,81\n3 161,64\n58 757 087,43\n*Oct\n10 156 394,52\n1 857 937,44\n894 870,28\n7 960 894,20\n327 830,18\n2 793 906,88\n8 390 997,31\n5 441 104,32\n5 826 908,27\n1 725 282,36\n16 026 574,02\n3 520,96\n61 406 220,75\n*Nov\n10 329 897,54\n2 127 564,82\n789 426,81\n8 168 504,38\n264 314,27\n2 738 893,05\n8 808 301,87\n5 467 229,39\n5 795 538,81\n1 651 606,66\n16 521 676,98\n3 535,22\n62 666 489,80\n*Dec\n9 986 988,75\n2 139 883,88\n812 138,77\n8 008 605,45\n342 519,81\n2 563 547,94\n8 175 566,68\n5 199 008,24\n6 004 733,95\n1 727 062,36\n15 937 838,06\n3 502,96\n60 901 396,85\n2026\n*Jan\n10 746 125,01\n1 977 346,44\n878 347,57\n7 795 142,24\n281 548,39\n2 727 070,62\n8 442 329,32\n4 376 788,36\n6 482 662,97\n1 668 089,81\n16 642 946,70\n3 411,68\n62 021 809,10\nFeb\n10 792 514,86\n1 975 992,93\n878 347,57\n7 794 841,28\n281 548,39\n2 727 230,51\n8 514 000,75\n4 383 403,09\n6 483 541,44\n1 668 089,81\n16 749 749,17\n3 755,44\n62 253 015,24\nSource: Reserve Bank of Zimbabwe, 2026\nNotes\n0,10\ni.Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n22 \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12 195 945,09\n4 725 946,72\n13 067 828,56\n32 314 625,60\n6 804 952,50\n19 638 789,03\n27 577 248,19\n13 566 042,79\n60 234 250,60\n3 993 814,34\n22 146 327,53\n314 523,37\n216 580 294,30\nFeb\n12 215 925,38\n4 335 293,23\n13 268 343,18\n31 820 079,48\n6 327 338,72\n19 480 197,75\n27 088 789,92\n11 873 767,24\n62 647 881,89\n3 583 509,91\n23 594 651,47\n323 276,77\n216 559 054,94\nMar\n12 086 596,94\n5 009 117,91\n15 457 881,64\n33 668 114,17\n7 879 623,60\n17 019 379,33\n29 927 193,06\n12 664 366,44\n68 761 992,24\n4 513 060,17\n25 352 486,13\n371 874,60\n232 711 686,23\nApr\n14 293 712,79\n6 264 137,34\n17 624 611,65\n35 860 252,53\n7 955 587,69\n18 411 151,82\n32 890 743,11\n11 445 151,89\n81 410 668,87\n4 248 558,67\n27 176 673,47\n411 001,01\n257 992 250,84\nMay\n14 731 869,47\n5 542 211,64\n19 231 383,69\n37 283 237,74\n7 903 622,65\n19 756 317,30\n33 027 214,88\n22 796 168,05\n84 596 653,48\n4 504 355,67\n28 445 264,85\n378 185,06\n278 196 484,46\nJun\n15 628 935,51\n6 154 316,52\n20 722 752,27\n39 604 431,48\n7 861 552,67\n21 455 061,82\n36 502 664,43\n23 449 074,86\n92 196 178,85\n4 756 434,86\n29 731 644,54\n415 508,64\n298 478 556,45\nJul\n14 899 561,10\n6 742 913,66\n25 082 739,85\n39 720 936,02\n9 580 503,84\n24 570 675,98\n38 875 306,10\n31 312 003,24\n94 151 108,53\n5 021 547,73\n32 324 374,53\n568 402,62\n322 850 073,17\nAug\n14 056 945,25\n6 611 127,05\n26 897 316,63\n39 624 666,33\n9 778 338,93\n27 046 620,96\n40 693 944,15\n26 504 554,01\n84 766 848,12\n4 915 399,24\n33 960 935,12\n645 902,41\n315 502 598,18\nSep\n14 777 285,47\n6 264 492,08\n27 413 062,10\n45 375 795,43\n10 337 697,22\n25 786 388,31\n43 113 093,01\n30 700 846,40\n95 985 614,84\n5 605 871,74\n37 606 703,52\n687 817,24\n343 654 667,37\nOct\n14 923 669,66\n8 437 829,51\n26 583 413,65\n47 841 912,79\n11 477 927,22\n29 796 762,93\n51 676 553,79\n49 115 499,00\n111 611 484,23\n5 940 819,15\n35 043 857,03\n618 831,05\n393 068 559,99\nNov\n14 147 912,21\n7 546 852,86\n27 174 334,28\n44 238 573,41\n11 949 923,74\n27 199 271,57\n52 401 389,32\n49 817 772,34\n115 576 831,01\n5 911 967,57\n37 770 843,26\n751 068,72\n394 486 740,29\nDec\n16 522 401,63\n9 204 283,51\n26 835 545,00\n47 381 404,66\n15 303 976,78\n43 092 763,28\n57 822 911,04\n61 555 101,22\n122 091 550,61\n6 093 367,35\n40 046 246,70\n1 319 573,65\n447 269 125,42\n2022\nJan\n17 399 268,45\n9 928 816,10\n28 146 847,17\n46 285 881,10\n15 060 177,49\n34 087 881,41\n60 888 346,70\n38 232 883,69\n135 579 116,46\n6 454 492,58\n32 504 960,47\n745 336,00\n425 314 007,61\nFeb\n20 260 983,50\n9 641 974,72\n32 159 803,23\n50 825 844,50\n15 235 028,54\n35 068 548,54\n49 157 612,17\n43 769 514,96\n146 423 512,16\n7 768 846,48\n36 257 363,98\n724 522,36\n447 293 555,15\nMar\n22 638 817,86\n11 683 937,35\n34 271 841,32\n61 002 811,60\n20 352 647,27\n34 501 628,57\n57 839 997,29\n60 678 395,30\n173 444 002,60\n9 467 563,85\n43 160 654,72\n970 393,82\n530 012 691,56\nApr\n26 926 844,72\n12 304 918,39\n34 924 202,54\n67 201 357,79\n21 444 798,07\n38 606 872,21\n61 303 321,13\n64 980 792,31\n216 612 532,66\n10 455 473,89\n45 951 692,03\n939 217,87\n601 652 023,61\nMay\n39 564 579,03\n21 954 770,23\n42 666 739,38\n108 620 498,72\n28 757 840,78\n54 108 110,44\n88 717 845,18\n107 568 244,73\n291 739 801,56\n14 310 137,61\n65 853 453,06\n1 190 747,91\n865 052 768,60\nJun\n45 956 287,64\n26 686 177,09\n47 155 850,80\n128 881 143,56\n23 783 755,16\n60 238 449,95\n105 247 922,50\n120 389 795,99\n326 034 986,61\n17 068 663,50\n108 828 797,15\n1 325 268,69\n1 011 597 098,65\nJul\n40 699 352,12\n28 329 526,03\n45 417 841,09\n128 847 329,07\n21 958 796,02\n62 326 844,37\n103 536 398,88\n112 642 685,48\n401 574 353,33\n17 902 000,20\n112 555 899,49\n1 117 408,25\n1 076 908 434,33\nAug\n68 438 409,63\n39 107 020,53\n53 616 955,67\n171 501 037,83\n25 370 674,58\n68 913 237,19\n162 326 617,25\n137 243 494,58\n538 409 018,36\n23 523 309,06\n146 121 882,24\n1 197 164,45\n1 435 768 821,37\nSep\n81 174 128,75\n51 501 554,76\n58 104 791,47\n204 056 688,73\n63 246 197,07\n174 562 749,46\n172 521 502,90\n138 936 277,91\n626 755 883,05\n25 607 188,82\n182 077 675,02\n11 177 650,78\n1 789 722 288,71\nOct\n83 201 043,64\n63 984 990,31\n67 031 137,91\n207 367 773,63\n40 617 325,27\n155 873 800,58\n179 051 392,63\n157 121 308,46\n575 293 016,53\n27 092 268,91\n201 852 712,89\n3 193 614,07\n1 761 680 384,82\nNov\n88 153 064,47\n61 978 896,61\n78 744 676,95\n236 152 455,10\n39 915 042,93\n100 872 718,26\n214 281 243,03\n200 240 592,45\n606 580 960,90\n32 903 876,70\n233 604 874,73\n119 223,24\n1 893 547 625,35\nDec\n106 799 918,36\n60 886 327,29\n73 518 960,29\n260 923 049,61\n48 959 835,11\n122 528 998,69\n242 741 914,11\n171 982 170,05\n747 151 447,16\n37 453 518,81\n270 164 633,75\n10 753 958,63\n2 153 864 731,86\n2023\nJan\n114 820 700,76\n79 460 381,87\n82 589 902,30\n305 204 829,91\n45 118 619,63\n135 072 311,14\n263 222 364,10\n223 632 204,71\n896 980 184,31\n37 534 721,96\n288 326 194,21\n7 916 696,92\n2 479 879 111,81\nFeb\n118 375 609,69\n85 995 682,64\n93 761 236,16\n312 626 341,50\n56 688 432,58\n147 245 179,36\n266 610 300,93\n273 709 371,16\n938 437 753,70\n39 909 193,60\n292 841 727,23\n6 842 518,78\n2 633 043 347,35\nMar\n119 963 933,20\n85 731 698,36\n100 697 025,58\n322 453 842,97\n45 619 349,07\n148 455 496,20\n286 712 763,58\n273 572 570,94\n1 064 798 433,60\n44 685 590,57\n330 031 150,72\n14 190 575,51\n2 836 912 430,30\nApr\n131 146 380,30\n89 322 733,64\n99 723 066,84\n324 249 300,08\n45 619 349,07\n149 245 957,86\n289 670 780,41\n273 578 020,75\n1 072 456 655,25\n44 926 335,64\n331 068 417,40\n14 190 575,51\n2 865 197 572,73\nMay\n269 460 363,15\n210 867 012,29\n216 906 304,04\n631 589 937,93\n113 357 505,65\n362 294 051,43\n581 761 350,37\n545 536 680,63\n2 504 454 969,80\n102 648 366,24\n702 960 786,40\n28 985 518,44\n6 270 822 846,38\nJun\n581 642 309,76\n428 772 683,41\n410 699 487,74\n1 366 510 052,55\n227 784 986,62\n700 617 673,80\n1 094 382 949,63\n1 185 026 806,70\n5 283 380 622,25\n199 474 750,17\n1 564 762 675,09\n40 673 167,41\n13 083 728 165,12\nJul\n535 377 934,43\n436 808 429,52\n413 150 823,99\n1 394 747 348,19\n206 866 966,84\n711 462 740,79\n1 157 802 106,76\n982 808 623,76\n4 533 520 705,60\n184 470 180,50\n1 464 856 207,23\n37 277 944,87\n12 059 150 012,48\nAug\n537 439 303,14\n422 479 784,07\n413 226 172,28\n1 343 458 227,81\n285 743 813,63\n662 607 567,90\n1 197 898 912,17\n1 004 826 660,33\n4 639 684 933,86\n209 521 849,57\n1 553 047 811,00\n38 718 344,86\n12 308 653 380,62\nSep\n632 283 427,70\n491 562 911,40\n426 060 663,50\n1 510 241 869,90\n296 604 785,00\n789 587 698,10\n1 300 914 518,50\n1 250 791 974,40\n5 214 851 978,10\n217 382 274,50\n1 781 106 637,90\n43 583 660,40\n13 954 972 399,20\nOct\n721 203 425,90\n541 011 315,61\n554 440 420,11\n1 657 817 920,26\n309 251 239,26\n841 367 968,72\n1 438 592 170,70\n1 187 082 973,91\n5 659 995 585,31\n260 248 908,48\n1 906 411 104,87\n49 647 602,04\n15 127 070 635,17\nNov\n703 080 882,81\n566 993 243,11\n532 803 998,34\n1 698 467 822,71\n346 291 934,28\n269 835 136,30\n1 554 832 195,31\n1 195 274 632,93\n6 063 945 342,98\n293 942 495,06\n2 031 657 547,49\n46 866 707,11\n15 885 967 935,90\nDec\n605 605 541,75\n423 493 370,41\n730 799 100,82\n1 549 938 533,11\n553 801 063,21\n767 650 016,19\n1 254 233 648,36\n1 348 969 145,10\n6 689 372 974,36\n247 647 472,27\n2 091 666 965,12\n53 713 528,87\n16 882 080 093,66\n2024\nJan\n833 932 128,83\n694 796 940,75\n1 029 474 123,23\n2 082 328 111,88\n884 819 488,86\n2 004 818 592,25\n1 699 026 894,47\n1 837 959 924,52\n12 124 252 579,26\n323 794 777,38\n3 044 604 553,80\n71 184 543,75\n26 630 992 658,97\nFeb\n1 156 065 718,20\n1 037 783 187,53\n1 369 731 749,12\n3 170 746 459,37\n114 038 016,39\n3 174 169 477,50\n2 227 190 946,76\n2 855 301 054,35\n15 834 462 125,05\n552 622 448,45\n4 294 792 965,31\n89 063 348,63\n36 904 967 496,65\nMar\n1 783 340 807,00\n1 442 504 457,60\n2 116 410 516,40\n4 588 105 383,90\n1 753 052 451,70\n4 712 657 212,60\n3 465 873 456,30\n3 573 833 122,50\n20 373 593 827,70\n1 006 777 059,10\n8 454 899 690,30\n100 278 506,80\n53 371 326 491,90\n*Apr\n1 476 289,07\n893 193,94\n1 388 298,43\n4 283 881,29\n1 092 218,87\n2 578 995,23\n2 513 192,87\n2 626 884,44\n11 782 151,57\n511 608,90\n5 775 024,95\n62 998,90\n34 984 738,48\n*May \n1 608 650,70\n1 037 123,00\n986 367,13\n3 197 388,56\n1 234 670,10\n3 669 306,62\n2 777 961,02\n2 424 631,17\n13 413 072,92\n726 100,95\n5 909 740,37\n55 506,53\n37 040 519,06\n*Jun\n1 578 119,27\n1 011 831,06\n1 759 648,05\n3 190 728,10\n1 134 620,40\n3 473 307,05\n2 999 644,43\n3 196 350,73\n15 181 074,61\n630 237,37\n5 302 910,12\n65 954,20\n39 524 425,40\n*Jul\n1 709 191,73\n1 060 814,63\n1 786 754,78\n4 244 435,10\n1 695 144,92\n3 842 095,49\n2 685 658,39\n3 860 697,95\n15 154 833,77\n494 408,07\n5 163 064,26\n152 575,18\n41 849 674,27\n*Aug\n1 881 831,48\n1 096 949,95\n1 756 800,10\n4 115 344,75\n1 560 883,79\n5 160 947,59\n3 104 912,00\n2 628 465,51\n14 680 525,46\n510 741,77\n4 692 301,87\n147 285,45\n41 336 989,72\n*Sep\n2 676 045,30\n2 231 428,03\n3 076 033,40\n6 657 466,11\n2 618 571,09\n6 677 406,59\n4 328 506,20\n3 749 838,40\n26 389 976,50\n867 911,20\n8 373 719,22\n219 988,31\n67 866 890,36\n*Oct\n3 485 504,59\n2 567 255,56\n3 535 607,03\n7 474 589,94\n3 299 698,46\n7 968 221,02\n5 044 419,36\n5 097 867,03\n29 458 757,35\n1 018 065,78\n9 462 752,69\n220 427,14\n78 633 165,96\n*Nov\n3 092 857,19\n2 583 575,64\n3 658 337,22\n6 311 484,89\n3 319 494,63\n7 425 250,57\n6 381 558,42\n4 761 639,77\n27 173 979,25\n1 133 673,74\n8 782 149,64\n200 228,74\n74 824 229,70\n*Dec\n3 246 075,75\n3 000 089,39\n3 491 754,69\n6 900 913,48\n3 547 897,26\n7 345 227,12\n6 716 997,93\n4 549 007,97\n27 260 521,53\n1 099 879,74\n10 022 447,18\n355 894,47\n77 536 706,51\n2025\n*Jan\n2 906 778,30\n3 263 210,15\n3 335 010,28\n6 226 024,85\n3 652 381,28\n8 401 231,92\n6 022 841,93\n4 820 773,49\n27 794 296,00\n1 020 418,08\n9 522 377,98\n214 322,39\n77 179 666,65\n*Feb\n3 148 260,00\n2 765 476,21\n2 386 768,37\n6 142 552,78\n3 733 009,01\n8 301 324,64\n5 391 986,88\n4 799 925,63\n27 396 588,33\n1 120 196,78\n10 349 018,64\n257 727,50\n75 792 834,75\n*Mar\n2 931 379,17\n2 536 384,45\n2 998 500,17\n7 205 270,81\n4 098 816,70\n9 412 388,16\n5 090 011,12\n5 298 903,78\n30 409 375,81\n1 367 930,91\n10 495 733,30\n291 454,26\n82 136 148,64\n*Apr\n3 386 026,90\n2 914 075,14\n3 289 407,24\n8 086 383,88\n4 171 684,56\n10 519 094,01\n5 681 605,01\n5 683 058,56\n29 468 736,33\n1 483 286,46\n12 710 551,63\n251 262,54\n87 645 172,24\n*May\n3 791 778,73\n3 137 191,75\n4 015 525,94\n8 522 205,13\n4 083 039,56\n10 506 322,87\n6 181 631,24\n5 246 061,22\n33 512 835,39\n1 339 582,73\n13 286 284,33\n245 907,53\n93 868 366,41\n*Jun\n4 014 093,60\n3 535 586,92\n4 498 509,41\n8 172 595,07\n4 663 956,29\n11 061 597,23\n7 103 169,60\n7 369 633,91\n33 675 926,44\n1 350 750,73\n14 041 884,59\n249 641,43\n99 737 345,22\n*Jul\n3 720 611,16\n3 264 199,67\n4 187 885,93\n7 663 562,57\n4 338 130,51\n11 059 181,15\n6 952 371,00\n6 841 436,42\n31 002 206,47\n1 401 103,60\n13 912 098,40\n249 684,34\n94 592 471,21\n*Aug\n4 067 028,19\n3 593 726,17\n4 621 438,31\n7 757 110,09\n4 870 995,71\n10 663 643,86\n7 009 097,60\n6 845 630,99\n33 663 827,18\n1 515 405,31\n13 535 691,17\n392 861,63\n98 536 456,22\n*Sep\n3 578 478,45\n3 656 834,56\n4 589 839,49\n7 619 973,61\n4 876 364,92\n11 278 677,66\n6 905 187,76\n7 218 138,56\n35 474 081,78\n1 766 880,44\n13 855 223,42\n328 883,65\n101 148 564,30\n*Oct\n3 719 594,69\n4 039 445,93\n3 059 923,54\n7 920 315,73\n3 219 088,24\n6 097 592,23\n7 593 611,16\n7 664 249,48\n36 145 416,07\n1 736 355,29\n13 980 066,86\n27 216 071,31\n122 391 730,52\n*Nov\n3 420 665,56\n3 832 735,79\n3 152 068,13\n8 015 114,34\n2 388 782,34\n6 007 260,87\n6 908 304,95\n7 326 359,41\n32 629 297,31\n1 500 594,37\n14 012 001,61\n25 980 428,94\n115 173 613,61\n*Dec\n3 689 171,21\n3 769 507,03\n3 288 425,32\n8 404 247,29\n2 749 942,28\n7 777 801,42\n7 186 265,58\n7 262 212,22\n34 556 263,14\n1 794 763,76\n14 716 166,65\n27 344 296,57\n122 539 062,46\n2026\n*Jan\n3 682 192,47\n4 088 010,74\n3 612 481,48\n8 604 322,16\n3 171 682,92\n9 122 783,99\n7 142 539,29\n7 306 748,38\n36 129 035,74\n1 688 289,91\n14 014 354,01\n28 464 239,66\n127 026 680,76\n*Feb\n3 669 786,27\n4 078 474,38\n3 515 030,32\n8 638 174,86\n3 171 706,10\n9 122 788,25\n7 097 559,85\n7 307 146,41\n36 213 343,10\n1 685 454,66\n14 070 398,49\n28 464 239,66\n127 034 102,35\nSource: Reserve Bank of Zimbabwe, 2026\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n23 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39,32\n57,26\n39,62\n39,62\nFeb\n40,55\n57,28\n64,02\n64,02\nMar\n40,74\n57,83\n43,88\n43,88\nApr\n38,15\n59,59\n45,56\n45,56\nMay\n38,01\n59,70\n47,25\n47,25\nJun\n38,45\n60,09\n48,25\n48,25\nJul\n82,75\n123,71\n165,45\n165,45\nAug\n88,46\n123,46\n155,96\n155,96\nSep\n98,07\n123,64\n158,46\n158,46\nOct\n99,37\n127,72\n115,26\n115,26\nNov\n99,03\n127,58\n110,97\n110,97\nDec\n99,02\n125,64\n110,83\n110,83\n2023\nJan\n90,05\n125,64\n116,03\n116,03\nFeb\n60,12\n125,64\n80,88\n80,88\nMar\n74,35\n110,30\n81,46\n81,46\nApr\n74,48\n105,75\n86,96\n86,96\nMay\n77,86\n107,41\n83,61\n83,61\nJun\n76,33\n103,85\n92,64\n92,64\nJul\n77,82\n103,56\n94,80\n94,80\nAug\n77,63\n102,79\n93,18\n93,18\nSep\n76,49\n100,20\n92,69\n92,69\nOct\n71,72\n102,10\n92,43\n92,43\nNov\n70,15\n101,53\n93,15\n93,15\nDec\n69,02\n101,71\n93,77\n93,77\n2024\nJan\n70,18\n100,81\n95,24\n95,24\nFeb\n76,06\n99,20\n93,76\n166,71\nMar\n73,43\n98,46\n91,40\n165,42\n*Apr\n25,91\n32,10\n24,29\n32,52\n*May\n25,17\n31,72\n24,52\n32,65\n*Jun\n24,89\n31,19\n24,46\n33,04\n*Jul\n24,69\n30,62\n24,44\n32,21\n*Aug\n24,42\n30,51\n24,15\n32,43\n*Sep\n24,27\n30,31\n23,92\n32,76\n*Oct\n38,49\n45,17\n36,80\n45,43\n*Nov\n39,25\n45,63\n34,29\n43,88\n*Dec\n41,03\n46,47\n39,91\n45,64\n2025\n*Jan\n41,82\n47,35\n40,13\n46,08\n*Feb\n43,00\n48,60\n40,45\n45,68\n*Mar\n42,33\n47,97\n40,42\n46,11\n*Apr\n42,16\n47,82\n40,43\n46,21\n*May\n43,66\n48,93\n40,27\n46,51\n*Jun\n42,34\n48,06\n40,51\n46,77\n*Jul\n42,50\n48,23\n40,46\n46,43\n*Aug\n43,33\n48,96\n40,39\n46,34\n*Sep\n43,45\n49,06\n40,45\n46,22\n*Oct\n43,54\n49,18\n40,46\n46,40\n*Nov\n43,62\n49,30\n40,49\n46,75\n*Dec\n43,50\n49,23\n40,40\n46,86\n2026\n*Jan\n43,57\n49,46\n40,43\n47,43\n*Feb\n43.62\n49.56\n40.35\n46.58\nSource: Reserve Bank of Zimbabwe, 2026\n*Lending rates are for ZiG loans\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n24 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3,66\n5,76\n13,16\n16,95\nFeb\n3,72\n6,29\n16,68\n16,84\nMar\n3,83\n5,94\n14,83\n16,95\nApr\n4,22\n6,35\n16,78\n18,53\nMay\n4,21\n6,35\n16,44\n18,42\nJun\n4,21\n6,35\n16,61\n19,05\nJul\n21,06\n23,44\n50,14\n54,58\nAug\n20,09\n20,25\n52,97\n57,29\nSep\n20,09\n20,25\n57,25\n61,08\nOct\n20,09\n20,25\n54,06\n60,55\nNov\n20,38\n20,53\n56,69\n60,87\nDec\n18,03\n18,03\n55,32\n60,08\n2023\nJan\n18,03\n18,03\n55,32\n60,08\nFeb\n18,03\n18,03\n55,32\n60,08\nMar\n34,01\n35,26\n68,06\n73,39\nApr\n36,00\n36,50\n63,06\n71,72\nMay\n35,33\n35,88\n61,31\n69,61\nJun\n35,33\n33,60\n59,18\n65,00\nJul\n34,29\n35,29\n61,67\n69,44\nAug\n34,29\n35,60\n57,67\n70,35\nSep\n34,29\n35,60\n61,67\n69,33\nOct\n34,29\n35,60\n61,67\n70,35\nNov\n35,00\n38,27\n60,81\n69,76\nDec\n34,38\n37,13\n57,94\n65,65\n2024\nJan\n33,75\n37,13\n56,06\n65,65\nFeb\n33,75\n37,13\n56,06\n65,65\nMar\n33,75\n37,13\n56,28\n64,78\n*Apr\n5,22\n5,34\n5,51\n6,04\n*May\n3,75\n3,88\n5,26\n5,78\n*Jun\n3,75\n3,88\n5,27\n5,94\n*Jul\n3,75\n3,88\n5,26\n5,83\n*Aug\n3,75\n3,88\n5,27\n5,89\n*Sep\n3,75\n3,88\n5,27\n5,94\n*Oct\n3,75\n3,88\n5,41\n7,19\n*Nov\n3,75\n3,88\n4,82\n6,19\n*Dec\n3,54\n3,38\n5,67\n8,15\n2025\n*Jan\n3,54\n3,38\n5,67\n8,15\n*Feb\n3,81\n4,14\n5,95\n8,87\n*Mar\n3,81\n4,14\n5,95\n8,87\n*Apr\n3,81\n4,14\n5,95\n8,93\n*May\n3,81\n4,14\n6,09\n9,62\n*Jun\n3,81\n4,14\n5,95\n9,21\n*Jul\n3,67\n3,78\n6,21\n9,37\n*Aug\n3,75\n3,86\n6,90\n10,48\n*Sep\n3,75\n4,08\n6,90\n10,79\n*Oct\n3,75\n4,08\n6,63\n11,10\n*Nov\n3,75\n4,08\n6,90\n10,79\n*Dec\n3,75\n4,08\n6,90\n10,79\n2026\n*Jan\n3,81\n4,14\n6,62\n10,51\n*Feb\n3.81\n4.14\n6.87\n10.76\nSource: Reserve Bank of Zimbabwe, 2026\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n25 \n \n \n \nWEIGHTS\n4,90\n4,35\n27,62\n5,29\n1,42\n8,39\n2,65\n2,27\n4,25\n1,08\n6,46\n68,70\n31,30\n100\n2022\nJan\n1,08\n0,64\n2,14\n0,42\n0,71\n0,43\n1,51\n12,08\n0,94\n1,90\n0,11\n1,68\n2,53\n1,90\nFeb\n1,82\n3,39\n1,89\n1,79\n0,68\n1,08\n0,60\n0,92\n0,35\n1,39\n1,69\n1,76\n3,43\n2,20\nMar\n2,59\n2,24\n0,77\n1,22\n0,96\n5,86\n2,27\n0,82\n0,15\n1,02\n-0,06\n1,67\n3,05\n2,04\nApr\n3,38\n1,68\n14,21\n5,59\n1,77\n1,93\n1,73\n1,76\n2,91\n6,05\n1,87\n7,17\n6,94\n7,11\nMay\n3,70\n8,73\n2,02\n1,21\n2,46\n3,36\n2,47\n2,06\n0,48\n3,33\n3,78\n3,12\n9,56\n4,85\nJun\n8,20\n7,94\n12,49\n10,84\n13,72\n5,65\n4,95\n6,63\n4,63\n5,35\n9,86\n9,85\n17,32\n11,95\nJul\n4,57\n1,91\n8,66\n5,87\n3,74\n2,16\n1,21\n2,64\n11,86\n2,00\n2,15\n5,88\n12,09\n7,71\nAug\n3,71\n2,47\n2,01\n1,44\n1,98\n1,59\n1,91\n1,12\n0,41\n1,21\n2,93\n2,02\n4,94\n2,91\nSep\n-2,39\n-1,80\n5,21\n-3,33\n-0,66\n-1,20\n10,12\n0,36\n8,21\n-1,80\n-1,68\n1,99\n-3,23\n0,36\nOct\n0,81\n1,31\n6,74\n1,83\n0,72\n0,88\n2,83\n1,21\n0,10\n0,72\n0,68\n3,29\n2,10\n2,93\nNov\n-0,23\n0,35\n0,34\n0,60\n0,85\n0,25\n4,30\n0,48\n16,78\n19,32\n0,85\n1,71\n0,23\n1,27\nDec\n0,39\n0,76\n0,20\n-0,24\n0,03\n-0,15\n3,91\n-0,10\n0,00\n0,73\n-0,23\n0,28\n1,55\n0,66\n2023\nJan\n0,17\n-0,62\n0,81\n0,34\n0,26\n0,45\n-2,36\n0,45\n0,06\n-0,58\n0,54\n0,33\n-0,77\n0,00\nFeb\n-3,59\n-1,56\n-3,56\n-1,27\n-1,02\n-4,40\n-1,81\n-2,19\n0,06\n-3,63\n-7,55\n-3,40\n-4,54\n-3,73\nMar\n-0,57\n-0,46\n-0,01\n-0,71\n-0,10\n-0,13\n0,44\n-0,24\n0,16\n-0,16\n-0,42\n-0,18\n-0,66\n-0,32\nApr\n1,05\n0,05\n2,79\n-0,18\n0,92\n0,18\n0,59\n0,43\n0,53\n0,35\n0,55\n1,36\n1,96\n1,54\nMay\n3,05\n0,34\n3,03\n-0,08\n2,87\n1,74\n6,10\n1,65\n1,19\n0,99\n2,35\n2,34\n3,37\n2,64\nJun\n11,74\n0,93\n14,88\n-0,85\n9,19\n5,27\n23,88\n5,15\n3,07\n3,15\n6,58\n9,53\n18,23\n12,10\nJul\n1,68\n0,51\n0,36\n0,56\n-0,34\n0,69\n0,68\n-0,11\n1,04\n2,82\n1,11\n0,65\n1,85\n1,03\nAug\n-1,11\n-0,11\n-2,00\n-0,19\n-0,02\n-0,02\n-0,61\n-0,53\n-0,45\n-0,40\n-1,37\n-1,12\n-1,83\n-1,34\nSep\n0,32\n0,04\n0,34\n0,30\n-0,38\n0,63\n5,77\n-0,21\n5,97\n-0,10\n0,91\n0,91\n1,05\n0,95\nOct\n1,91\n1,10\n4,96\n0,54\n1,89\n2,81\n-2,69\n0,43\n-4,21\n0,53\n2,43\n2,48\n2,42\n2,46\nNov\n1,94\n0,60\n8,93\n-0,36\n2,45\n1,30\n3,24\n0,79\n4,28\n-0,67\n1,07\n4,39\n4,89\n4,54\nDec\n3,49\n1,41\n5,40\n0,63\n0,55\n0,86\n0,71\n1,92\n0,22\n1,07\n1,95\n2,90\n8,64\n4,70\n2024\nJan\n2,65\n-2,53\n5,48\n-1,30\n-3,17\n11,61\n-8,22\n-3,90\n5,52\n0,78\n-3,36\n2,50\n15,01\n6,58\nFeb\n3,31\n0,26\n4,84\n0,64\n2,77\n2,47\n8,40\n2,25\n1,67\n1,15\n3,35\n2,98\n9,83\n5,39\nMar\n2,48\n0,76\n4,89\n0,62\n2,44\n2,39\n10,08\n2,14\n2,02\n1,75\n2,85\n2,48\n8,13\n4,89\nApr\n1,35\n0,66\n3,69\n0,28\n0,77\n1,01\n2,60\n0,18\n6,85\n-0,26\n0,87\n4,19\n4,19\n2,94\n*May\n-6,05\n-1,36\n0,54\n-3,09\n-1,14\n-0,73\n0,65\n-2,60\n0,00\n-0,90\n-2,82\n-0,99\n-5,55\n-2,42\n*Jun\n-0,48\n0,82\n0,08\n0,21\n0,44\n0,84\n0,33\n-0,03\n0,17\n0,04\n0,21\n0,22\n-0,38\n0,04\n*Jul\n0,57\n0,89\n0,38\n-0,11\n0,45\n-0,45\n-2,41\n0,06\n0,37\n0,22\n0,09\n0,14\n-0,73\n-0,13\n*Aug\n2,31\n1,57\n0,20\n2,07\n1,19\n2,72\n-0,06\n1,41\n0,49\n1,24\n2,11\n1,14\n2,15\n1,44\n*Sep\n11,10\n3,65\n1,14\n6,71\n4,01\n5,70\n2,87\n6,26\n0,86\n4,45\n7,46\n3,89\n10,15\n5,78\n*Oct\n55,63\n44,94\n16,79\n39,81\n50,55\n38,72\n42,19\n49,16\n3,69\n30,79\n54,02\n31,75\n49,25\n37,25\n*Nov\n15,83\n15,10\n2,30\n15,16\n15,13\n13,80\n6,82\n17,47\n4,67\n10,69\n14,76\n9,67\n15,66\n11,72\n*Dec\n4,07\n6,71\n1,49\n3,19\n3,69\n3,57\n3,29\n2,46\n6,03\n3,61\n3,52\n3,19\n4,56\n3,67\n2025\n*Jan\n6,85\n4,51\n2,80\n30,66\n7,15\n3,96\n1,81\n7,91\n1,54\n0,00\n2,41\n5,75\n6,85\n10,50\n*Feb\n-0,32\n0,58\n0,22\n0,81\n0,93\n0,46\n0,57\n0,42\n1,25\n0,80\n-0,63\n0,27\n0,81\n0,46\n*Mar\n0,83\n0,15\n0,00\n-0,13\n0,93\n0,34\n-0,25\n-1,08\n2,43\n-0,53\n-0,22\n0,16\n-0,46\n-0,06\n*Apr\n1,31\n0,88\n1,67\n0,26\n1,17\n0,66\n-0,80\n1,05\n0,87\n2,92\n0,85\n1,11\n-0,25\n0,64\n*May\n1,14\n0,88\n0,20\n0,61\n1,58\n0,25\n-0,52\n0,35\n0,82\n0,04\n0,41\n0,58\n1,62\n0,93\n*Jun\n0,09\n0,77\n0,29\n0,70\n0,91\n0,75\n2,66\n0,45\n0,78\n0,19\n0,35\n0,53\n-0,21\n0,28\n*Jul\n0,36\n1,21\n5,44\n0,11\n0,68\n1,58\n-0,75\n0,60\n-0,46\n0,40\n-0,46\n2,29\n0,18\n1,57\n*Aug\n0,07\n1,17\n-0,01\n0,33\n1,54\n1,47\n3,11\n-0,06\n4,03\n2,78\n-0,07\n0,64\n-0,07\n0,40\n*Sep\n-0,07\n-0,26\n-0,66\n-0,69\n-0,39\n-1,32\n-0,06\n0,47\n0,28\n-0,53\n0,05\n-0,48\n0,21\n-0,25\n*Oct\n-0,51\n-0,67\n-2,51\n-0,17\n-0,24\n0,98\n1,74\n-0,18\n0,00\n0,09\n-0,22\n-0,90\n0,71\n-0,36\n*Nov\n-0,23\n-0,30\n0,08\n0,00\n0,97\n0,45\n-0,03\n-0,59\n-0,72\n-0,65\n-0,36\n-0,03\n0,65\n0,20\n*Dec\n-0,63\n-0,18\n0,20\n0,15\n-0,48\n0,14\n-0,01\n0,13\n-0,04\n0,79\n0,03\n0,04\n0,57\n0,23\n2026\n*Jan\n2,45\n0,92\n-0,12\n-0,58\n-1,22\n-0,29\n-0,73\n-1,42\n1,29\n-0,06\n-1,30\n-0,05\n0,11\n0,01\n*Feb\n-0,28\n0,00\n-0,02\n0,42\n0,13\n0,57\n0,48\n1,02\n0,60\n1,01\n1,01\n0,28\n-0,13\n0,14\nSource: Zimstat, 2026\n*Statistics are in ZiG\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\n \n \n26 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4,90\n4,35\n27,62\n5,29\n1,42\n8,39\n2,65\n2,27\n4,25\n1,08\n6,46\n68,70\n31,30\n100\n2021\nJan\n20,60\n-2,07\n36,36\n-1,28\n10,32\n-3,60\n128,10\n-5,01\n-21,25\n-30,63\n-23,35\n12,89\n17,44\n14,03\nFeb\n39,34\n9,50\n38,02\n12,01\n25,35\n8,60\n82,62\n14,90\n-32,54\n-21,66\n-17,59\n18,72\n29,84\n21,45\nMar\n14,17\n6,58\n29,52\n3,24\n5,87\n19,12\n92,07\n6,36\n6,81\n-2,73\n-7,44\n18,40\n22,51\n19,45\nApr\n14,30\n5,98\n30,11\n3,19\n6,13\n19,96\n93,18\n5,32\n25,12\n-1,35\n-10,56\n19,42\n22,82\n20,29\nMay\n15,83\n14,44\n20,88\n4,68\n16,10\n25,82\n102,08\n55,83\n36,63\n-3,32\n-9,20\n20,10\n22,47\n20,70\nJun\n12,75\n14,64\n22,39\n15,03\n9,18\n12,04\n70,11\n42,04\n30,41\n4,24\n-7,69\n19,04\n28,60\n21,31\nJul\n6,39\n11,64\n23,80\n10,15\n3,85\n6,95\n52,67\n52,59\n39,02\n13,15\n8,80\n18,71\n15,01\n17,76\nAug\n13,21\n12,09\n24,34\n11,12\n5,35\n6,76\n15,74\n59,33\n35,23\n16,34\n4,54\n18,18\n18,05\n18,15\nSep\n14,96\n12,70\n25,60\n16,41\n6,74\n12,34\n14,92\n60,58\n36,28\n21,35\n9,67\n20,76\n21,15\n20,86\nOct\n17,72\n16,64\n21,34\n23,27\n7,60\n13,62\n22,43\n60,80\n38,87\n20,39\n10,27\n21,05\n24,80\n21,99\nNov\n16,80\n14,54\n22,11\n24,82\n6,57\n13,72\n27,83\n60,49\n15,38\n17,92\n11,34\n20,15\n24,28\n21,19\nDec\n17,38\n12,07\n20,56\n24,61\n6,62\n10,09\n28,48\n61,86\n16,79\n14,71\n12,21\n19,00\n21,96\n19,76\n2022\nJan\n15,38\n11,03\n21,29\n20,02\n4,81\n7,80\n28,71\n82,72\n15,93\n17,46\n8,22\n18,46\n21,56\n19,26\nFeb\n16,00\n15,14\n25,74\n22,76\n3,87\n7,80\n31,58\n66,63\n18,83\n20,23\n9,44\n20,73\n23,23\n21,38\nMar\n18,84\n17,81\n25,15\n19,07\n7,41\n13,39\n28,67\n68,48\n18,98\n20,57\n9,57\n21,54\n26,32\n22,80\nApr\n22,71\n20,48\n42,29\n25,78\n9,04\n14,77\n30,15\n73,15\n4,52\n26,09\n15,50\n29,14\n34,75\n30,60\nMay\n26,46\n27,91\n43,15\n26,23\n11,74\n17,68\n33,27\n24,17\n3,66\n27,29\n19,09\n30,37\n47,22\n34,70\nJun\n34,62\n32,92\n47,25\n30,78\n25,21\n23,62\n38,51\n30,74\n3,41\n30,29\n28,37\n36,30\n68,72\n44,47\nJul\n38,99\n33,16\n59,19\n38,55\n30,80\n25,88\n40,04\n33,42\n15,74\n32,91\n29,63\n43,58\n89,00\n54,99\nAug\n41,70\n35,49\n60,73\n39,17\n31,89\n26,54\n37,81\n34,54\n16,27\n31,74\n31,34\n44,88\n96,89\n57,92\nSep\n35,93\n32,94\n66,48\n32,64\n30,19\n25,02\n45,99\n33,85\n26,81\n27,66\n27,17\n45,91\n86,25\n56,09\nOct\n35,00\n33,64\n76,23\n32,71\n30,19\n24,29\n39,72\n34,98\n24,31\n26,52\n26,89\n48,43\n83,72\n57,47\nNov\n33,55\n33,65\n74,26\n32,03\n30,42\n23,10\n39,54\n35,12\n55,96\n48,48\n26,56\n49,54\n78,43\n57,06\nDec\n30,92\n33,36\n72,02\n30,01\n29,63\n23,87\n44,62\n33,64\n55,91\n47,88\n23,73\n48,22\n77,66\n55,93\n2023\nJan\n29,74\n31,69\n69,78\n29,91\n29,05\n23,89\n39,11\n19,78\n54,56\n44,29\n24,25\n46,26\n71,94\n53,03\nFeb\n22,86\n25,38\n60,69\n26,01\n26,87\n23,89\n35,79\n16,09\n54,11\n37,14\n12,96\n38,85\n58,69\n44,14\nMar\n19,07\n22,07\n59,46\n23,60\n25,55\n23,89\n33,36\n14,86\n54,13\n35,54\n12,56\n36,31\n52,99\n40,80\nApr\n16,38\n20,11\n43,52\n16,85\n24,51\n23,89\n31,87\n13,36\n50,56\n28,25\n11,10\n28,93\n45,87\n33,48\nMay\n15,66\n10,84\n44,93\n15,37\n25,01\n23,89\n36,54\n12,90\n51,63\n25,34\n9,57\n27,96\n37,63\n30,68\nJun\n19,45\n3,65\n48,01\n3,20\n20,03\n23,89\n61,17\n11,33\n49,36\n22,73\n6,31\n27,58\n38,70\n30,85\nJul\n16,14\n2,22\n36,71\n-1,98\n15,30\n23,89\n60,33\n8,34\n34,91\n23,72\n5,22\n21,28\n26,03\n22,74\nAug\n10,74\n-0,36\n31,33\n-3,54\n13,04\n23,89\n56,36\n6,57\n33,75\n21,75\n0,82\n17,55\n17,90\n17,66\nSep\n13,82\n1,52\n25,26\n0,08\n13,36\n23,89\n50,18\n5,97\n30,99\n23,86\n3,48\n16,31\n23,12\n18,36\nOct\n15,06\n1,31\n23,16\n-1,20\n14,66\n7,28\n42,11\n5,15\n25,35\n23,64\n5,28\n15,40\n23,50\n17,82\nNov\n17,55\n1,56\n33,71\n-2,14\n16,48\n8,40\n40,66\n5,48\n11,94\n2,93\n5,52\n18,43\n29,24\n21,63\nDec\n21,19\n2,22\n40,65\n-1,28\n17,09\n9,49\n36,33\n7,61\n12,19\n3,27\n7,82\n21,52\n38,26\n26,52\n2024\nJan\n24,18\n0,25\n47,17\n-2,90\n13,08\n21,65\n28,14\n2,95\n18,31\n4,68\n3,64\n24,16\n60,25\n34,84\nFeb\n33,06\n2,10\n59,99\n-1,02\n17,41\n30,39\n41,46\n7,62\n20,22\n9,87\n15,86\n32,35\n84,37\n47,62\nMar\n37,15\n3,35\n67,82\n0,31\n20,39\n33,68\n55,04\n10,19\n22,44\n11,97\n19,67\n36,58\n100,68\n55,34\nApr\n37,55\n3,98\n69,28\n0,77\n20,20\n34,79\n58,13\n9,93\n30,14\n11,30\n20,06\n42,42\n105,07\n57,48\n2025\n*Apr\n113,35\n96,45\n65,25\n89,90\n102,12\n82,73\n70,72\n92,09\n22,68\n66,55\n106,90\n77,85\n102,86\n85,68\n*May\n129,68\n100,90\n64,69\n97,15\n107,69\n86,74\n68,74\n97,91\n23,68\n68,14\n113,77\n80,67\n118,27\n92,06\n*Jun\n130,99\n100,81\n65,04\n98,10\n108,68\n86,58\n72,66\n98,85\n24,44\n68,39\n114,06\n81,23\n118,65\n92,52\n*Jul\n130,50\n101,45\n73,37\n98,55\n109,16\n90,38\n75,58\n99,93\n23,42\n68,69\n112,89\n95,79\n120,66\n95,79\n*Aug\n125,47\n100,66\n73,00\n95,15\n109,89\n88,08\n81,14\n97,03\n27,76\n71,25\n108,36\n84,22\n115,87\n93,78\n*Sep\n102,80\n93,09\n69,93\n81,62\n101,02\n75,60\n75,97\n86,29\n27,03\n63,08\n94,00\n76,64\n96,40\n82,74\n*Oct\n29,65\n32,33\n41,84\n29,69\n33,20\n27,83\n25,91\n24,67\n22,50\n24,80\n25,68\n32,74\n32,53\n32,67\n*Nov\n11,68\n14,61\n38,76\n12,62\n16,82\n12,82\n17,83\n5,51\n16,20\n12,01\n9,12\n21,00\n15,34\n18,99\n*Dec\n6,64\n7,22\n36,99\n9,30\n12,12\n9,10\n14,07\n3,10\n9,54\n8,97\n5,43\n17,31\n10,94\n15,04\n2026\n*Jan\n4,54\n5,25\n4,73\n1,42\n6,54\n6,84\n4,93\n0,10\n10,95\n6,35\n-1,60\n4,20\n3,95\n4,11\n*Feb\n4,59\n4,65\n4,48\n1,03\n5,70\n6,96\n4,83\n-2,32\n10,23\n6,57\n0,02\n4,21\n2,98\n3,78\nSource: Zimstat, 2026\n*Statistics are in ZiG\nALL ITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \n \n \n27 \n \n \n \n2022\nJan\n115,422\n7,4069\n9,8109\n0,9995\n128,8401\n154,8332\nFeb\n124,019\n8,0738\n10,7214\n1,0732\n138,2625\n165,6148\nMar\n142,424\n9,8091\n12,4763\n1,1665\n159,0161\n186,8670\nApr\n159,348\n10,0334\n13,1064\n1,2217\n167,9530\n199,4880\nMay\n290,888\n18,7787\n24,3182\n2,2757\n312,8351\n367,1438\nJun\n366,269\n22,5194\n29,7593\n2,6861\n382,8607\n444,3572\nJul\n416,289\n25,2673\n33,2407\n3,1299\n425,1560\n507,7061\nAug\n546,825\n32,3336\n42,8164\n3,9498\n548,9033\n638,9381\nSep\n621,532\n34,5376\n46,4284\n4,2999\n609,9716\n691,9517\nOct\n632,137\n34,7014\n47,2839\n4,2742\n628,8500\n732,8998\nNov\n654,865\n38,5947\n51,0140\n4,7279\n677,5889\n784,3319\nDec\n671,447\n39,5836\n52,6414\n5,0669\n715,4935\n809,2610\n2023\nJan\n796,522\n45,7487\n61,8897\n6,1132\n863,6683\n983,1863\nFeb\n889,133\n48,1898\n66,7294\n6,5202\n941,1468\n1070,6489\nMar\n929,862\n52,0727\n71,3204\n6,9912\n1013,3634\n1151,6803\nApr\n1047,445\n57,1437\n79,4723\n7,7646\n1151,0384\n1309,3061\nMay\n2577,056\n130,3252\n186,5789\n18,4901\n2755,1310\n3192,3286\nJun\n5739,000\n306,2597\n425,5469\n39,6710\n6240,5886\n7250,9396\nJul\n4516,803\n255,8972\n346,4388\n31,8342\n4971,8704\n5801,8328\nAug\n4608,107\n246,2293\n343,3039\n31,5721\n5031,5916\n5860,1292\nSep\n5466,747\n288,5390\n396,3391\n36,6073\n5782,7246\n6680,6377\nOct\n5698,961\n301,1746\n417,7338\n37,9539\n6039,7584\n6920,5328\nNov\n5791,080\n309,3526\n429,6053\n39,3710\n6363,8242\n7330,4810\nDec\n6104,723\n329,1177\n455,4123\n43,1811\n6753,9598\n7783,5213\n2024\nJan\n10152,393\n555,5556\n745,3522\n65,3595\n10985,0050\n12870,8909\nFeb\n14912,829\n769,2308\n1082,9160\n99,0099\n16156,7220\n18886,3930\nMar\n22055,474\n1165,3008\n1610,0496\n145,7394\n23872,8448\n27868,1939\n*Apr\n13,4301\n0,7185\n0,9542\n0,0857\n14,3722\n16,8366\n*May\n13,3177\n0,7089\n0,9762\n0,0850\n14,4098\n16,9421\n*Jun\n13,7031\n0,7414\n1,0065\n0,0851\n14,6500\n17,3056\n*Jul\n13,7446\n0,7532\n1,0141\n0,0870\n14,9010\n17,6623\n*Aug\n13,7998\n0,7653\n1,0283\n0,0944\n15,2106\n17,8698\n*Sep\n14,9588\n0,8491\n1,1308\n0,1046\n16,6101\n19,7600\n*Oct\n26,7752\n1,5243\n2,0166\n0,1790\n29,1961\n34,9654\n*Nov\n25,7613\n1,4365\n1,9056\n0,1676\n27,3826\n32,8510\n*Dec\n25,6843\n1,4166\n1,8831\n0,1678\n26,9255\n32,5120\n2025\n*Jan\n26,1493\n1,3956\n1,8772\n0,1670\n27,0736\n32,3011\n*Feb\n26,7654\n0,6835\n1,9622\n0,1795\n29,0177\n34,6893\n*Mar\n26,6787\n1,4588\n1,9508\n0,1788\n28,5428\n34,4141\n*Apr\n26,8023\n1,4182\n1,9371\n0,1855\n30,0241\n33,8697\n*May\n26,8657\n1,4817\n1,9826\n0,1854\n30,2848\n35,8782\n*Jun\n26,9125\n1,4958\n1,9959\n0,1861\n30,6525\n36,2024\n*Jul\n26,8367\n1,5123\n1,9559\n0,1828\n31,3728\n36,2626\n*Aug\n26,7665\n1,5098\n1,8838\n0,1813\n31,1270\n35,9603\n*Sep\n26,6638\n1,5274\n1,8858\n0,1804\n31,2864\n36,0137\n*Oct\n26,5958\n1,5434\n1,8750\n0,1762\n31,0557\n35,6428\n*Nov\n26,3274\n1,5269\n1,8654\n0,1696\n29,2852\n34,5812\n*Dec\n26,1008\n1,5470\n1,8503\n0,1676\n30,5428\n34,9002\n2026\n*Jan\n25,5806\n1,6145\n1,8806\n0,1660\n30,4883\n35,1709\n*Feb\n25,5836\n1,5992\n1,8813\n0,1653\n30,4389\n34,7385\nSource: Reserve Bank of Zimbabwe, 2026\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND \nSTERLING\n \n \n28 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079,74\n8196,79\n3704,23\n82 402 101\n1 475 217,45\nFeb\n14990,42\n9300,03\n7979,35\n156 327 700\n1 863 028,60\nMar\n15858,92\n11289,34\n8186,00\n117 815 800\n1 964 738,42\nApr\n28391,75\n30527,28\n11366,89\n193 411 483\n3 547 347,52\nMay\n23072,46\n20021,24\n8211,45\n195 475 400\n2 893 011,70\nJune\n19791,94\n20021,24\n14570,16\n271 227 100\n2 439 165,45\nJuly\n16594,91\n20021,24\n23673,34\n239 937 180\n2 068 222,01\nAug\n13705,12\n15473,37\n8674,85\n139 225 500\n1 685 592,28\nSept\n14771,65\n18929,75\n5128,54\n137 092 750\n1 819 157,07\nOct\n15072,14\n23659,53\n8657,90\n201 566 548\n1 826 101,68\nNov\n14577,46\n25478,67\n7680,78\n90 311 600\n1 610 203,36\nDec\n19493,85\n25487,77\n27753,79\n472 926 200\n2 044 869,14\n2023\nJan\n22813,24\n25496,86\n11638,16\n102 792 200\n2 460 037,66\nFeb\n28548,02\n29207,92\n24410,54\n164 006 458\n2 576 324,76\nMar\n38568,48\n37359,78\n14262,67\n97 920 600\n3 381 456,06\nApr\n41391,62\n36393,55\n16756,85\n74 505 000\n3 482 408,54\nMay\n108195,29\n52765,85\n34867,41\n206 593 600\n8 939 058,47\nJun\n171408,90\n76960,49\n85279,40\n192 473 571\n13 987 476,83\nJul\n114746,13\n89512,59\n40846,72\n176 547 600\n9 171 346,28\nAug\n125134,79\n109159,36\n39214,53\n103 854 600\n9 723 577,74\nSep\n126642,42\n125531,67\n91310,72\n343 359 119\n9 873 493,87\nOct\n157083,06\n125531,67\n31773,08\n64 000 500\n12 576 665,45\nNov\n191271,68\n148883,44\n54864,31\n162 675 500\n15 311 628,01\nDec\n210833,92\n145542,27\n109727,94\n254 991 213\n16 812 914,36\n2024\nJan\n542743,66\n163733,73\n112532,73\n79 766 490\n43 459 150,79\nFeb\n525570,76\n216534,42\n103474,44\n73 940 200\n41 499 016,93\nMar\n873263,38\n218308,09\n123025,50\n54 297 600\n49 235 325,40\n*Apr\n98,82\n114,07\n22 304 969\n21 943 400\n28 571,12\n*May\n101,07\n114,07\n75 913 056\n58 831 200\n29 394,99\n*Jun\n128,64\n114,16\n99 811 029\n182 514 300\n38 710,43\n*Jul\n198,14\n253,49\n260 505 803\n93 603 100\n60 570,91\n*Aug\n200,49\n253,42\n164 625 191\n118 159 000\n61 448,73\n*Sep \n243,41\n251,68\n273 853 848\n257 091 400\n74 489,51\n*Oct\n289,12\n251,68\n502 844 478\n107 115 500\n89 605,28\n*Nov\n265,10\n235,38\n285 159 922\n72 864 500\n82 184,61\n*Dec\n217,58\n235,38\n225 234 022\n152 111 200\n66 241,20\n2025\n*Jan\n195,57\n229,61\n196 982 719\n187 781 200\n58 794,86\n*Feb\n204,06\n193,56\n506 135 991\n197 200 800\n62 060,95\n*Mar\n205,25\n180,43\n229 916 317\n92 886 500\n62 916,75\n*Apr\n191,95\n143,95\n268 269 085\n150 502 500\n58 411,66\n*May\n196,85\n145,40\n600 720 736\n269 991 681\n59 973,06\n*Jun\n197,23\n145,40\n532 262 807\n393 325 459\n60 971,48\n*Jul\n205,71\n144,85\n765 887 092\n429 345 471\n64 302,76\n*Aug\n208,72\n145,31\n689 801 108\n428 725 700\n65 354,76\n*Sep\n210,63\n123,58\n451 998 794\n95 397 473\n65 675,91\n*Oct\n213,68\n115,11\n390 818 131\n120 365 000\n67 708,46\n*Nov\n234,97\n109,09\n375 030 961\n83 164 380\n74 763,01\n*Dec\n277,86\n117,69\n358 174 079\n98 696 587\n87 257,33\n2026\n*Jan\n356,04\n117,69\n914 177 266\n982 355 100\n110 645,38\n*Feb\n359.11\n122.53\n24524867,10\n1482400,00\n111894,24\nSource: Zimbabwe Stock Exchange, 2026\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n \n \n29 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551,3\n21042,2\n2300,3\n35349,1\n66624,4\nFeb\n226335,8\n22882,6\n2288,9\n36434,4\n63598,2\nMar\n320422,1\n28569,9\n3316,6\n44524,0\n86463,9\nApr\n288958,8\n30071,5\n2807,0\n44131,6\n90580,4\nMay\n361427,1\n36765,1\n3193,7\n49745,8\n89471,3\nJun\n388757,5\n38540,1\n3200,0\n51437,4\n115145,7\nJul\n379659,9\n45808,1\n2489,1\n57565,8\n145027,0\nAug\n397539,0\n52853,9\n4086,0\n60908,4\n159206,6\nSep\n477933,6\n52262,7\n4179,5\n64139,2\n181194,8\nOct\n481180,9\n53165,9\n3839,9\n65329,0\n197972,5\nNov\n621896,7\n56025,3\n4877,0\n63017,5\n252407,9\nDec\n747035,6\n67903,9\n4705,5\n76511,6\n264749,2\n2022\nJan\n802677,7\n55961,6\n5074,7\n53456,3\n218545,3\nFeb\n672723,0\n59581,6\n5607,0\n66812,0\n238910,8\nMar\n961452,0\n75050,7\n7882,2\n82886,9\n342168,7\nApr\n976617,2\n89192,6\n8391,5\n89672,0\n293204,6\nMay\n1205990,0\n110807,3\n13712,8\n106881,8\n469185,2\nJune\n1601225,3\n134551,0\n18810,6\n123721,3\n618347,5\nJuly\n1754112,0\n170480,6\n20413,1\n172562,5\n713401,1\nAug\n2334295,0\n152343,4\n31418,6\n178188,9\n826377,1\nSep\n2793056,6\n177701,7\n35144,4\n202368,1\n872807,4\nOct\n2728731,3\n186478,9\n50202,3\n209758,0\n622412,8\nNov\n3370779,9\n202876,2\n61086,7\n213295,3\n734610,6\nDec\n3310814,9\n246783,6\n76872,0\n249516,4\n1106346,5\n2023\nJan\n3289379,3\n240010,3\n68386,7\n238455,3\n1107756,4\nFeb\n3050933,3\n219437,8\n73672,3\n245282,5\n1202998,5\nMar\n5068223,7\n308609,1\n85343,4\n328822,3\n1517972,6\nApr\n1594,5\n136,7\n31,9\n142,1\n602,9\nMay\n2511,4\n207,4\n69,3\n212,9\n1310,7\nJun\n6827,3\n353,1\n246,2\n484,4\n2657,6\nJul\n7147,5\n413,7\n216,7\n648,4\n2432,3\nAug\n7186,0\n407,4\n260,1\n576,5\n2499,2\nSep\n7479,9\n488,9\n309,5\n669,4\n3100,0\nOct\n7927,5\n506,1\n330,8\n786,1\n3466,4\nNov\n9479,0\n572,0\n360,8\n800,0\n3824,9\nDec\n10563,9\n722,4\n437,3\n1042,2\n4062,3\n2024\nJan\n11319,8\n763,3\n740,8\n1638,0\n8812,4\nFeb\n15327,4\n1143,5\n1072,2\n2212,8\n11833,0\nMar\n24185,4\n1575,6\n1786,8\n2219,1\n14945,0\n*Apr\n41317,5\n2063,0\n2797,1\n4754,9\n15996,5\n*May\n53741,3\n3335,6\n3355,4\n7058,0\n22545,4\n*Jun\n51046,4\n3281,7\n3230,9\n6470,4\n22040,1\n*Jul\n63526,1\n3956,0\n3646,3\n7361,7\n27328,4\n*Aug\n54975,9\n3973,7\n3937,3\n7555,9\n25760,6\n*Sep\n65045,5\n4685,2\n5331,4\n1194,1\n38798,2\n*Oct\n109554,7\n6900,1\n6836,3\n16082,3\n50983,1\n*Nov\n107345,1\n7074,6\n6940,4\n15645,3\n47876,4\n*Dec\n123594,8\n7954,5\n8665,2\n17068,5\n50613,2\n2025\n*Jan\n105337,9\n7252,4\n6858,9\n14579,5\n44760,8\n*Feb\n92208,7\n5961,2\n6364,9\n14208,9\n43833,1\n*Mar\n112646,3\n6785,3\n7339,8\n17156,0\n47320,6\n*Apr\n116945,5\n7294,4\n7046,2\n19678,2\n49770,4\n*May\n128946,5\n9194,3\n8439,4\n23187,8\n53674,7\n*Jun\n138127,3\n8384,0\n9486,4\n21162,1\n54257,1\n*Jul\n138187,6\n9025,2\n9523,3\n21930,1\n58804,4\n*Aug\n109473,9\n7154,9\n8818,4\n21485,6\n58556,4\n*Sep\n132722,3\n7080,7\n9387,7\n23110,2\n67610,3\n*Oct\n134725,7\n7722,3\n9876,5\n24887,4\n59362,4\n*Nov\n129416,8\n7942,7\n10352,2\n24452,5\n51850,3\n*Dec\n164856,4\n8708,9\n11967,8\n27927,4\n61921,6\n2026\n*Jan\n140128,22\n7433,76\n8891,72\n24584,75\n25482,10\n*Feb\n114518,15\n6211,23\n7690,21\n23345,43\n26914,83\nSource: Reserve Bank of Zimbabwe, 2026\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n30 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720,0\n9849,3\n229,0\n94691,4\n872,2\nFeb\n806,0\n12309,3\n527,8\n90078,0\n754,9\nMar\n1112,8\n15178,8\n751,0\n105272,0\n1003,7\nApr\n951,7\n15185,0\n605,5\n97253,3\n1040,1\nMay\n1029,8\n16511,3\n664,4\n103708,7\n994,8\nJun\n1076,9\n14797,9\n581,9\n99349,6\n982,1\nJul\n1028,2\n15217,6\n551,0\n102587,6\n980,8\nAug\n1045,0\n14624,5\n475,4\n105269,7\n955,8\nSep\n1193,1\n15397,6\n492,2\n104141,9\n2092,6\nOct\n1114,2\n18207,4\n434,5\n107294,6\n2342,6\nNov\n1144,9\n17435,9\n477,0\n98386,5\n2322,9\nDec\n1220,3\n20029,6\n519,5\n106428,6\n2580,6\n2022\nJan\n957,9\n15480,2\n439,9\n83661,8\n1902,9\nFeb\n981,0\n15190,4\n433,7\n78916,1\n1895,3\nMar\n1242,3\n16967,6\n519,1\n87501,1\n2128,6\nApr\n1073,0\n15906,2\n458,0\n82673,4\n1937,6\nMay\n1213,5\n16069,9\n477,8\n78385,2\n2001,2\nJune\n1190,3\n15304,7\n474,2\n75631,7\n1705,1\nJuly\n1115,8\n16063,8\n517,0\n88030,6\n1866,7\nAug\n1028,0\n13686,8\n489,1\n76957,8\n1623,7\nSep\n1084,6\n13084,7\n455,5\n71362,1\n2225,2\nOct\n969,3\n12986,8\n510,9\n67641,7\n1825,4\nNov\n1001,4\n12324,1\n499,9\n59151,5\n2430,2\nDec\n1013,6\n14316,9\n616,7\n60584,5\n2469,8\n2023\nJan\n918,9\n11734,0\n444,0\n48617,1\n1693,0\nFeb\n886,7\n10301,5\n479,9\n43326,5\n1895,8\nMar\n1092,6\n13217,0\n594,0\n50037,4\n1927,1\nApr\n907,6\n14375,1\n526,7\n47171,7\n1982,9\nMay\n1119,2\n12808,7\n576,7\n49143,2\n2233,6\nJun\n1050,2\n10190,6\n606,0\n45488,8\n1213,0\nJul\n942,7\n8226,8\n1777,1\n42648,8\n993,7\nAug\n888,0\n8434,6\n653,6\n42648,8\n977,5\nSep\n964,1\n9659,0\n703,6\n45148,7\n1061,4\nOct\n949,1\n9449,3\n619,0\n50640,6\n904,4\nNov\n924,5\n9525,7\n623,3\n52332,4\n1048,5\nDec\n924,5\n11846,0\n776,5\n56451,0\n1026,2\n2024\nJan\n914,9\n10017,9\n708,1\n52445,0\n882,8\nFeb\n889,7\n7868,7\n737,5\n51545,9\n904,2\nMar\n941,1\n7569,3\n728,4\n58151,4\n921,4\n*Apr\n791,8\n5729,5\n744,8\n30450,4\n938,0\n*May\n1046,6\n7950,1\n899,4\n42290,8\n1690,3\n*Jun\n927,3\n7224,2\n849,6\n41224,2\n1155,8\n*Jul\n1059,1\n8228,2\n920,9\n44159,4\n1318,9\n*Aug\n974,4\n8669,3\n966,0\n47536,9\n1233,1\n*Sep\n1009,7\n8369,3\n860,5\n49927,2\n1408,9\n*Oct\n1015,7\n8101,5\n866,9\n52795,2\n1447,5\n*Nov\n868,4\n7253,1\n864,4\n50820,5\n1359,2\n*Dec\n931,6\n8017,7\n1071,6\n50767,8\n1541,3\n2025\n*Jan\n839,5\n7381,3\n911,1\n46337,9\n1363,6\n*Feb\n815,5\n6229,8\n838,1\n44460,8\n1346,3\n*Mar\n917,4\n6777,0\n953,3\n53987,0\n1250,1\n*Apr\n872,0\n6052,9\n888,6\n54493,5\n1222,6\n*May\n959,3\n7667,0\n1027,7\n59206,5\n1531,9\n*Jun\n922,0\n7179,3\n1119,4\n56595,1\n1165,4\n*Jul\n983,4\n8005,7\n1110,5\n58630,8\n1172,7\n*Aug\n818,4\n6941,9\n1038,6\n61492,9\n1127,4\n*Sep\n987,3\n6560,0\n1057,7\n62386,1\n1200,5\n*Oct\n997,6\n7197,8\n1133,6\n67263,2\n1231,1\n*Nov\n827,6\n6598,3\n1093,5\n66386,8\n1311,2\n*Dec\n1025,3\n7520,5\n1300,3\n72925,5\n1457,4\n2026\n*Jan\n813,0\n6243,6\n1091,6\n67200,1\n441,1\n*Feb\n847,7\n5472,0\n989,6\n65127,5\n1342,4\nSource: Reserve Bank of Zimbabwe, 2026\n*Statistics are denominated in ZiG\n10,00\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n31 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2022\nJan\n543,9\n633,2\n-88,1\n-89,3\nFeb\n438,0\n630,1\n1068,1\n-192,2\nMar\n557,6\n713,8\n1271,4\n-156,2\nApr\n587,3\n637,2\n1224,5\n-49,9\nMay\n513,1\n714,4\n1227,6\n-201,3\nJun\n541,0\n751,4\n1292,3\n-210,4\nJul\n548,4\n728,2\n1276,6\n-179,9\nAug\n493,6\n759,9\n1253,4\n-266,3\nSep\n552,3\n765,3\n1317,6\n-213,1\nOct\n502,3\n770,5\n1272,8\n-268,2\nNov\n674,6\n802,2\n1476,8\n-127,5\nDec\n633,5\n772,6\n1406,1\n-139,1\n2023\nJan\n427,8\n633,8\n1061,6\n-206,0\nFeb\n435,9\n623,5\n1059,3\n-187,6\nMar\n515,3\n746,4\n1261,7\n-231,1\nApr\n555,5\n708,6\n1264,1\n-153,0\nMay\n654,2\n850,3\n1504,6\n-196,1\nJun\n641,5\n727,4\n1368,9\n-85,9\nJul\n603,2\n782,9\n1386,2\n-179,7\nAug\n649,8\n820,2\n1470,1\n-170,4\nSep\n678,1\n772,7\n1450,8\n-94,6\nOct\n831,9\n901,5\n1733,4\n-69,6\nNov\n681,4\n827,3\n1508,7\n-145,9\nDec\n550,6\n819,4\n1370,0\n-268,7\n2024\nJan\n539,9\n694,2\n1234,1\n-154,3\nFeb\n644,0\n729,8\n1369,4\n-81,4\nMar\n534,7\n721,2\n1255,9\n-186,5\nApr\n513,5\n710,5\n1223,9\n-197,0\nMay\n583,0\n741,0\n1324,0\n-157,9\nJun\n524,0\n746,7\n1270,7\n-222,7\nJul\n548,3\n823,1\n1371,4\n-274,8\nAug\n674,0\n872,8\n1546,8\n-198,7\nSep\n575,0\n782,6\n1357,5\n-207,6\nOct\n698,1\n835,8\n1533,9\n-137,7\nNov\n905,2\n952,1\n1857,4\n-46,9\nDec\n692,4\n889,3\n1581,7\n-196,9\n2025\n*Jan\n652,6\n728,8\n1381,5\n-76,2\n*Feb\n513,7\n713,4\n1227,1\n-199,7\n*Mar\n583,6\n793,5\n1377,1\n-209,9\n*Apr\n663,9\n760,4\n1424,3\n-96,5\n*May\n728,9\n847,6\n1576,5\n-118,7\n*Jun\n725,5\n848,7\n1574,2\n-123,3\n*Jul\n877,8\n853,4\n1731,2\n24,5\n*Aug\n879,2\n837,7\n1716,9\n41,5\n*Sep\n851,9\n857,8\n1709,7\n-5,9\n*Oct\n1041,7\n1013,0\n2054,8\n28,7\n*Nov\n1046,3\n955,8\n2002,1\n90,5\n*Dec\n1141,7\n901,5\n2043,2\n240,2\n2026\n*Jan\n969,4\n855,7\n1825,1\n113,7\n*Feb\n1009,6\n9631,3\n10640,9\n-8621,8\nSource: ZIMSTAT, 2026\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_February_2026_2.pdf"}
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+{"doc_id": "b6c0a7022c1ae3ec0337f5038c43fff0", "text": "i \n \n \n \n \n \n \n \n \nNOVEMBER 2020 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nMONETARY DEVELOPMENTS .............................................................................................. 9 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 12 \n \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 13 \nMobile and Internet Based Transactions .............................................................................. 13 \nCard Based Transactions ....................................................................................................... 13 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n2020 \n \nOctober \n \n2020 \n \nNovember \n \nMonth-on- \nMonth Change \n(%) \nReserve Money2 (M0) (ZW$ millions) \n15,522.13 \n18,424.353 \n \n18.7 \n \nMoney Supply2 (M3) (ZW$ millions) \n169,772.83 \n184,348.773 \n \n8.6 \n \nAnnual Inflation1 (%) \n471.25 \n401.66 \n-69.59a \n \nBlended Annual Inflation1 (%) \n249.63 \n215.00 \n-34.63a \nMonthly Inflation1 (%) \n4.37 \n3.15 \n-1.22a \n \nBlended Monthly Inflation1 (%) \n1.43 \n2.25 \n0.82a \nNational Payment System Transactions2 \n(ZW$ billions) \n319.50 \n360.22 \n12.74 \nNominal Lending Rate2 \n(% per annum) \n6.00-65.00 \n6.00-65.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Provisional until audit is finalised \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational prices for platinum, nickel, copper \nand Brent crude oil increased, while gold prices \nregistered a decline in November 2020. Market \ndynamics continued to be influenced by \nmonetary, fiscal and real economy conditions in \nthe midst of the coronavirus pandemic. \n \nPrecious Metals \n Gold \nThe price of gold eased by 1.9%, from a \nmonthly average price of US$1,904.43 per \nounce \nrecorded \nin \nOctober \n2020, \nto \nUS$1,866.50 per ounce in November 2020. The \nbullion price recorded its third consecutive \ndecline, on average, as investors shifted to \nriskier assets, on reduced uncertainty over the \nUS elections and optimism of an imminent \ncoronavirus vaccine roll-out. The elevated \noptimism over a vaccine-induced economic \nrecovery, dampened the safe haven demand for \ngold, despite signs of a rampant second wave of \ninfections in the US and Europe and a weaker \nUS dollar. \nPlatinum \nThe monthly average price of platinum \nincreased by 4.3% to US$914.05 per ounce in \nNovember 2020, from US$876.41 per ounce \nrecorded in the preceding month. This followed \npositive investment demand-side developments, \non the back of increased risk appetite. Gains \nwere, however, limited by the reduced safe \nhaven appeal of precious metals, on the back of \noptimism on the imminent roll-out of the \ncoronavirus vaccine. The outlook for the metal \nremained positive, occasioned by a global \nsupply deficit, on the back of a significant \ndecline in output from the world’s top producer, \nSouth Africa. \n \nFigure 1 shows developments in precious metal \nprices for the period from November 2019 to \nNovember 2020. \n \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2020 \n \nBase Metals \n \nCopper \nCopper prices were firm during the month under \nreview, maintaining the positive recovery from \nthe lows reached in April 2020. Robust demand \nfrom China has been driving prices of the red \nmetal. Prices were also boosted by improved \nrisk sentiment, as several pharmaceutical \ncompanies \nannounced \nhighly \neffective \ncoronavirus vaccines. Against this backdrop, \ncopper prices rose by 5.4%, from US$6,702.77 \nper tonne in the previous month, to US$7,063.43 \nper tonne in November 2020. \n \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nNickel \nNickel prices registered monthly gains, also on \nthe back of vaccine induced optimism and \nimproved risk appetite. In addition, the market \nwas buoyed by expectations that Indonesia, the \ncountry with the world’s largest reserves of \nnickel, would position itself to be a leading \nproducer of batteries for electric vehicles, for \nwhich nickel is a key component. As a result, the \ninternational price of nickel increased by 3.8%, \nfrom a monthly average of US$15,219.36 per \ntonne in October 2020, to US$15,796.05 per \ntonne during the month under analysis. \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2020 \n \nBrent Crude Oil \nIn November 2020, Brent crude oil gained 6.9% \nmonth-on-month, from US$41.16 per barrel \nrecorded in the previous month. Oil prices were \nboosted by investor optimism over the imminent \nmassive global roll-out of the coronavirus \nvaccine, raising expectations of a possible \nrecovery in global demand. In addition, supply \nremained steady, as the prevailing OPEC \nagreement compliance was over 100 %, during \nthe month under review. \nFigure 3 shows developments in Brent crude oil \nprices for the period from November 2019 to \nNovember 2020. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2020 \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \n \nTotal merchandise trade for the month of \nNovember 2020 amounted to US$1,038.6 \nmillion, reflecting an increase of 11.7% from \nUS$929.7 million recorded in the previous \nmonth. The increase was on account of increases \nin both exports and imports. \n \nMerchandise Exports \nThe country’s merchandise exports registered a \nsustained positive trajectory for the fifth \nconsecutive month, rising by 20.3% from \nUS$439.4 million in October 2020 to US$528.9 \nmillion in November 2020. Similarly, the \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nNov-19\nJan-20\nMar-20\nMay-20\nJul-20\nSep-20\nNov-20\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nUS$/barrel\n \n \n \n6 \n \ncurrent month’s outturn was 11.3% higher than \nin the corresponding month in 2019. \nThe increase in monthly exports was largely on \naccount of the cyclical nature of tobacco \nexports, which reach their peak towards the end \nof the year. Figure 4 shows developments in the \ncountry’s merchandise exports for the period \nfrom January 2019 to November 2020. \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2020 \n \nThe country’s export earnings by commodity for \nNovember 2020 are as shown in Table 1. \n \n \n \n \n \n \n \n \n \n1 Nickel ores and concentrates, nickel matters and \nunwrought platinum are components of the platinum \ngroup of metals (PGMs). \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \n \nOct-20 \nNov-20 \nShare \nof \nTotal \n(%) \nTotal Exports \n439.4 \n528.9 \n100.0 \nOf Which: \n \n \n \nTobacco (Including \nflue-cured, \nstemmed \n& \ncigarettes) \n57.2 \n259.4 \n49.1 \nGold \n86.5 \n76.5 \n14.5 \nNickel \nores \nand \nconcentrates1 \n82.9 \n54.9 \n10.4 \nNickel mattes \n103.2 \n44.4 \n8.4 \nFerro-chromium \n18.0 \n15.7 \n3.0 \nIndustrial diamonds \n16.2 \n12.9 \n2.4 \nUnwrought \nPlatinum \n20.1 \n12.4 \n2.3 \nGinned cotton \n3.9 \n6.0 \n1.1 \nMaize seed \n0.6 \n3.8 \n0.7 \nChromium ores and \nconcentrates \n5.0 \n3.3 \n0.6 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nDuring the month under review, the country’s \nexports were mainly destined for the SADC \nregion, with South Africa absorbing 61.3% of \ntotal exports; Mozambique, 9.9%; Zambia, \n0.8%; and Botswana, 0.6%. The United Arab \nEmirates absorbed 17.1% of the country’s \nexports. Figure 5 shows the country’s major \nexport markets in November 2020. \n \n \n \n292.6\n349.5\n295.9\n277.0\n343.2\n239.8\n299.5\n345.5\n378.4\n483.3\n475.2\n397.7\n365.5\n272.1\n200.5\n298.7\n330.0\n286.4\n389.3\n398.8\n439.4\n528.9\n0.0\n100.0\n200.0\n300.0\n400.0\n2019\n2020\n \n \n \n7 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nMerchandise Imports \nMerchandise imports maintained an upward \ntrend since July 2020, rising by 4.0% from \nUS$490.2 million in October to US$509.7 \nmillion in November 2020. On an annual basis, \nimports for November 2020 were higher than in \nthe corresponding month in 2019. Figure 6 \nshows the country’s imports for 2019 and 2020, \nrespectively. \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2019 & 2020 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \nThe surge in monthly imports during the month \nof November 2020 was mainly on the back of \nincreases in imports of wheat (68.8%); maize \n(54.4%); diesel (23.5%); and crude soya bean \noil (22.3%). Maize imports rose as the country \nintensified efforts to reduce the food deficit, \nresulting from a subdued harvest in the previous \ncropping season. The higher fuel imports, partly \nreflected firming international crude oil prices. \nTable 2 shows imports of key commodities for \nthe months of October and November 2020. \n \n \n \n61.30%\n17.10%\n9.90%\n0.80%\n0.60%\n0.30%\n0.20%\n0.20%\n0.10%\n0.10%\nSouth Africa\nUnited Arab Emirates\nMozambique\nZambia\nBotswana\nKenya\nTanzania\nNamibia\nSwitzerland\nSudan\n366.8 \n408.2 \n330.1 \n418.4 \n438.2 \n458.8 \n357.2 \n384.5 \n404.0 \n401.1 \n431.2 \n418.8 \n383.5\n455.3\n450.5\n225.0\n361.1\n405.6\n345.8\n385.4\n441.4\n490.24\n509.71\n0\n100\n200\n300\n400\n500\n600\n2019\n2020\n \n \n \n8 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \n Oct 20 \nUS$ m \nNov 20 \nUS$ m \nShare \nof \nTotal \nImports \n(%) \nTotal Imports \n490.2 \n509.7 \n100.0 \nOf Which: \n \n \n \nWheat \n11.9 \n20.1 \n3.9 \nMaize \n(Excluding Seed) \n10.7 \n16.4 \n3.2 \nDiesel \n11.5 \n14.3 \n2.8 \nCrude soya bean \noil \n10.7 \n13.1 \n2.6 \nElectricity \n12.0 \n12.2 \n2.4 \nRice \n6.5 \n10.6 \n2.1 \nInsecticides \n2.8 \n9.2 \n1.8 \nRoad tractors (for \nsemi-trailers) \n6.0 \n6.9 \n1.4 \nUnleaded petrol \n3.5 \n6.3 \n1.2 \nfertilizer \nChemicals \n(Potassium \nchloride \n& \nAmmonium \nNitrate) \n4.0 \n10.9 \n2.1 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nThe country’s imports for the month of \nNovember 2020 were mainly sourced from \nSouth Africa (56.1%); China (9.3%); Singapore \n(4.3%); and Mauritius (3.1%), as shown in \nFigure 7. \n \n \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nMerchandise Trade Balance \nThe country’s net external trade position \nimproved from a deficit of US$50.8 million in \nOctober 2020, to a surplus of US$19.1 million \nduring the month under review. This was a \nreversal of the negative out-turns for the prior \nnine consecutive months. \nFigure 8 shows the country’s trade balance for \nthe period from July 2019 to November 2020. \n \n \n \n \n56.1%\n9.3%\n4.3%\n3.1%\n2.7%\n2.4%\n2.3%\n1.8%\n1.4%\n1.2%\nSouth Africa\nChina\nSingapore\nMauritius\nZambia\nIndia\nMozambique\nUnited Kingdom\nUnited Arab Emirates\nTurkey\n \n \n \n9 \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \n \nMONETARY DEVELOPMENTS2 \n \nBroad money stood at ZW$184.35 billion in \nNovember 2020, an increase of 8.59% from \nZW$169.77 billion recorded in October 2020. \nThe money stock (M3) consisted largely of \nforeign currency deposits, ZW$102.19 billion \n(or 55.43% of total), while local currency \ntransferrable deposits amounted to ZW$70.86 \nbillion (38.44%); time deposits, ZW$9.00 \nbillion (4.88%); negotiable certificates of \ndeposits, \nZW$1.24 billion \n(0.67%); \nand \ncurrency in circulation, ZW$1.07 billion \n(0.58%). \n \n \n2All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \nThe foreign currency component of total \ndeposits increased from ZW$11.47 billion in \nNovember 2019 to ZW$102.19 billion as at end \nNovember 2020. The growth partly reflected \nvaluation changes due to the exchange rate \nmovement, from ZW$16.26 per US$1 in \nNovember 2019 to ZW$81.82 per US$1 in \nNovember 2020. \nLocal currency deposits registered a year-on-\nyear growth of 315.63%, while currency in \ncirculation also increased by 27.40% on an \nannual basis. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nThe annual growth in broad money reflected \nincreases in credit to financial corporations, \n806.46%;the private sector, 553.43%; and \npublic non-financial corporations, 74.78%. Net \ncredit to Government increased by 18.67%. \n \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nJul-19\nSep-19\nNov-19\nJan-20\nMar-20\nMay-20\nJul-20\nSep-20\nNov-20\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferable \nDeposits\n38.44%\nForeign \nCurrency \nDeposits\n55.43%\nTime \nDeposits\n4.88%\nCurrency in \nCirculation\n0.58%\nNCDs\n0.67%\n \n \n \n10 \n \nOn a month-on-month basis, credit to the private \nsector increased by 11.12% to ZW$63.46 \nbillion, from ZW$57.11 billion in October 2020. \nCredit to the private sector was mainly extended \ntowards agriculture, \n22.48%; \ndistribution, \n16.25%; \nfinancial \norganisations, \n15.15%; \nhouseholds, 12.65%; mining, 10.91%; and \nmanufacturing, 11.89%; as shown in figure 10. \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCredit to the private sector was distributed as \nfollows: inventory build-up, 36.51%; other \nrecurrent expenditures, 32.63%; fixed capital \ninvestment, 16.79%; and pre and post shipment \nfinancing, 2.30%. \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of November 2020, the \nZimbabwe \nStock \nExchange \n(ZSE) \nwas \ncharacterized by bullish sentiments. As a \nconsequence, all the major indices recorded \ngains, with the exception of the mining index \nwhich recorded a loss. \n \nThe All Share, Top 10 and industrial indices \nincreased by 8.04%, 6.82% and 8.78% to close \nat 1 595.59 points, 1 001.22 points and 5 278.38 \npoints, respectively. However, the mining index \nshed 12.4% to close at 3 322.22 points, during \nthe same period. \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2020 \n \n \nOn an annual basis, the All Share, Top 10, \nindustrial and mining indices gained 894.76%, \n506.87%, 879.91% and 1 492.93%, up from \n160.40 points, 164.98 points, 538.66 points and \n208.56 points recorded in November 2019, \nrespectively. \n \n \n \n \n \nHouseholds\n12.65%\nAgriculture\n23.48%\nMining\n10.91%\nManufacturing\n11.89%\nDistribution\n16.25%\nConstruction\n0.88%\nTransport & \nCommunicati\nons\n2.01%\nServices\n6.70%\nFinancial Org. \n& Investments\n15.15%\nOther\n0.08%\n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1600.00\n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1600.00\n1800.00\n30-Nov-19\n31-Dec-19\n31-Jan-20\n29-Feb-20\n31-Mar-20\n30-Apr-20\n31-May-20\n30-Jun-20\n31-Jul-20\n31-Aug-20\n30-Sep-20\n31-Oct-20\n30-Nov-20\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n11 \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2020 \nAs a result of bullish sentiments on the local \nbourse during the month under review, the \ncumulative volume and value of shares traded \nincreased by 18.61% and 315.91% to 470.9 \nmillion shares and ZW$4.1 billion, respectively. \n \n Figure 13: ZSE Monthly Volumes and \nValues Traded \n \nSource: Zimbabwe Stock Exchange, 2020 \nThe ZSE gained ZW$13.58 billion, or 7.56% \nworth of capitalization, from ZW$179.70 billion \nin October 2020 to Z$193.27 billion in \nNovember 2020. On a year-on-year basis, the \nlocal \nbourse \ncapitalization \nincreased \nby \n1 016.1%, from ZW$17.32 billion recorded in \nNovember 2019. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation which peaked at \n837.53% in July 2020, decelerated further to \n401.66% in November 2020, from the October \n2020 rate of 471.25%. This was largely \nattributable to the stability in the foreign \nexchange market. Both annual food and non-\nfood inflation declined significantly. \n \nAnnual \nfood \ninflation \ndecelerated \nfrom \n472.40% in October 2020 to 385.02% in \nNovember 2020. Similarly, annual non-food \ninflation fell from 470.46% in October 2020 to \n413.85% over the same period. \n \nFood and non-alcoholic beverages contributed \n120.53 percentage points to the November 2020 \ninflation rate of 401.66%. Vegetables; bread and \ncereals; and meat, continued to have the highest \ncontribution to food inflation in November \n2020. \n \nNon-food inflation contributed about 284.3 \npercentage points to the November 2020 \ninflation. Price increases in this category were \nattributable to all non-food categories, notably \nhousing, water, electricity, gas and other fuels. \n \n0\n500\n1000\n1500\n2000\n2500\n3000\n3500\n4000\n4500\n0\n1000\n2000\n3000\n4000\n5000\n6000\n30-Nov-19\n31-Jan-20\n31-Mar-20\n31-May-20\n31-Jul-20\n30-Sep-20\n30-Nov-20\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n500\n1,000\n1,500\n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n0\n200\n400\n600\n800\n1,000\n1,200\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n12 \n \nThe annual Blended CPI inflation3 decelerated \nfurther from 249.63% in October 2020, to \n214.99% in November 2020. \n \nThe non-food component contributed 146.54 \npercentage points to annual bended inflation, \nwhile food and non-alcoholic beverages \naccounted for the remaining 68.47 percentage \npoints. \n \nMonthly Inflation \n \nMonth-on-month ZW$ inflation retreated to \n3.15% in November 2020, from 4.37% recorded \nfor October 2020. This was on account of \nmarginal price increases in both food and non-\nfood items. \n \nMonth-on-month food inflation rose from \n3.00% in October 2020 to 3.91% in November \n2020. Prices of vegetables and bread and cereals \nand meat continued to be the major drivers of \nmonthly food inflation. \n \nMonthly non-food inflation declined by 2.7 \npercentage points, from 5.33% in October 2020 \nto 2.63% in November 2020. \n \nBlended \nmonthly \ninflation, \nhowever, \naccelerated from 1.43% in October 2020 to \n2.25% in November 2020. \n \nFigure 14 shows month-on-month inflation \ndevelopments for the period from November \n2019 to November 2020. \n \n \n \n3The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2020 \n \nNATIONAL PAYMENTS SYSTEM \n \nThe total value of NPS transactions processed \nduring the month of November 2020 amounted \nto ZW$360.22 billion. This was a 12.8% \nincrease from ZW$319.50 billion worth of \ntransactions processed in October 2020. The \nvolume of NPS transactions, however, declined \nby 49.9% to close at 121.56 million, during the \nsame period. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nIn value terms, RTGS transactions increased by \n18.8% to close at ZW$236.26 million, from \nZW$198.86 billion in the previous month. \nRTGS transaction volumes fell from 990,153 in \nthe previous month to close at 971,259, during \nthe month under analysis. \n \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the US$. \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nFood\nNon-Food\nOverall\n \n \n \n13 \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCash Transactions \n \nCash based transactions declined by 3.3% to \nclose at ZW$6.62 billion, during the month of \nNovember 2020. \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions were \n2.51% higher, to close at ZW$91.27 billion in \nNovember 2020, from $89.04 billion in October \n2020. \nCard Based Transactions \n \nCard-based transactions amounted to ZW$26.09 \nbillion, during the month under analysis, up \nfrom ZW$24.65 billion in October 2020. \n \nRESERVE BANK OF ZIMBABWE \n -\n 50.0\n 100.0\n 150.0\n 200.0\n 250.0\n0\n200\n400\n600\n800\n1000\n1200\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n14 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n16 \n 2. Central Bank Survey \n \n \n \n \n \n \n17 \n \n3. Other Depository Corporations Survey \n \n \n \n \n18 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n19 \n 4.2 Liabilities \n \n \n \n \n \n \n \n20 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n21 \n 5.2 Liabilities \n \n \n \n22 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n23 \n 6.2 Liabilities \n \n \n \n \n \n24 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n25 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n26 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n27 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n28 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n29 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n30 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n31 \n 11. Exchange Rates \n \n \n \n \n \n \n \n32 \n \n \n \n \n \n \n15 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 33 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 34 \n \n13.2 Volumes of Transactions \n \n \n \n \n 35 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 36 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n \n \nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nNet Foreign Assets\n-39,899,004.55\n-40,662,175.37\n-41,890,476.47\n-41,693,753.23\n-64,413,672.15\n-89,046,879.04\n-97,000,590.99\n-234,278,568.81\n-309,340,585.00\n-323,918,937.77\n-317,370,813.35\n-327,434,598.03\n-322,916,992.61\nCentral Bank(net)\n-48,267,748.85\n-50,285,843.15\n-51,596,769.75\n-51,659,786.89\n-78,356,892.58\n-104,544,431.97\n-114,377,001.26\n-275,623,563.54\n-366,357,650.73\n-391,303,802.50\n-386,104,783.47\n-398,503,742.75\n-398,165,536.09\nForeign Assets\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\nForeign Liabilities\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\nOther Depository Corporations(net)\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\nForeign Assets\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\nForeign Liabilities\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\nNet Domestic Assets (NDA)\n71,719,556.15\n75,680,355.31\n78,162,546.08\n80,030,632.68\n112,816,570.52\n141,032,021.98\n156,475,813.43\n334,099,369.96\n441,599,870.68\n470,066,520.53\n471,206,354.87\n497,207,430.71\n507,265,762.28\nDomestic Claims\n28,575,556.98\n27,819,807.93\n28,569,680.55\n30,260,777.76\n34,054,407.09\n32,574,364.29\n39,063,809.71\n50,113,139.15\n59,894,402.15\n62,852,286.66\n63,493,587.42\n80,786,149.78\n88,712,115.98\nClaims on Central Government(net)\n15,813,415.72\n14,062,737.58\n12,724,160.31\n12,697,777.62\n12,949,759.72\n10,305,498.64\n14,278,461.16\n11,286,874.74\n14,475,978.36\n11,939,163.62\n9,165,660.28\n16,233,346.76\n18,766,373.80\nClaims on Central Government\n17,933,911.03\n15,580,358.19\n16,676,243.01\n16,838,781.22\n17,542,397.05\n17,458,577.62\n18,059,689.23\n22,643,966.48\n25,495,963.30\n25,856,421.22\n24,510,261.70\n26,940,376.62\n28,442,906.62\nCentral Bank\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,476,066.34\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\nODCs\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\nLess Liabilities to Central Government\n2,120,495.31\n1,517,620.61\n3,952,082.70\n4,141,003.60\n4,592,637.32\n7,153,078.98\n3,781,228.06\n11,357,091.74\n11,019,984.94\n13,917,257.60\n15,344,601.42\n10,707,029.86\n9,676,532.82\nCentral Bank\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\nODCs\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\nClaims on Other Sectors\n12,762,141.26\n13,757,070.35\n15,845,520.24\n17,563,000.14\n21,104,647.37\n22,268,865.65\n24,785,348.54\n38,826,264.41\n45,418,423.79\n50,913,123.04\n54,327,927.14\n64,552,803.02\n69,945,742.18\nOther Financial Corporations\n160,062.11\n186,506.15\n202,429.27\n281,264.28\n307,104.48\n290,091.57\n356,669.90\n753,439.03\n1,010,123.42\n298,579.49\n338,002.03\n1,398,438.67\n1,450,895.49\nState and Local Government\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\nPublic Non Financial Corporations\n2,861,071.05\n2,431,172.28\n2,564,682.98\n2,591,284.85\n3,301,602.89\n3,508,675.95\n2,824,122.73\n5,863,041.63\n5,154,947.39\n3,941,697.68\n4,796,976.15\n6,006,655.50\n5,000,659.17\nPrivate Sector\n9,712,660.41\n11,113,071.62\n13,046,099.50\n14,658,746.06\n17,465,318.54\n18,442,253.62\n21,577,980.23\n32,186,558.49\n39,227,391.60\n46,644,986.05\n49,157,774.70\n57,113,246.08\n63,465,738.17\nCentral Bank\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\nODCs\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\nOther Items(Net)\n-43,143,999.17\n-47,860,547.38\n-49,592,865.53\n-49,769,854.91\n-78,762,163.43 -108,457,657.69\n-117,412,003.72\n-283,986,230.81\n-381,705,468.53\n-407,214,233.87\n-407,712,767.45\n-416,421,280.93\n-418,553,646.30\nShares and Other Equity\n-41,160,941.61\n-44,544,759.40\n-43,829,432.91\n-44,342,348.31\n-71,119,022.50\n-98,326,925.77\n-108,187,301.34\n-265,536,483.62\n-359,843,502.38\n-393,275,806.44\n-386,761,250.11\n-392,085,071.73\n-397,700,402.79\nLiabilities to Other Financial Corporations\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\nRestricted Deposits\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n4,057,817.74\n1,036,012.77\n1,208,834.37\n2,648,204.14\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-4,013,944.69\n-4,583,152.93\n-7,249,777.25\n-6,701,730.71\n-9,930,489.25\n-11,865,486.12\n-10,435,832.78\n-22,215,725.96\n-23,936,937.79\n-18,418,731.56\n-22,359,693.99\n-25,986,791.29\n-23,925,064.43\nBroad Money-M3\n31,820,551.60\n35,018,179.94\n36,272,069.61\n38,336,879.45\n48,402,898.37\n51,985,142.94\n59,475,222.44\n99,820,801.15\n132,259,285.68\n146,147,582.76\n153,835,541.52\n169,772,832.69\n184,348,769.67\nSecurities Other than Shares Included in Broad Money\n235,117.26\n243,976.57\n255,563.69\n260,055.92\n476,793.67\n337,556.97\n359,194.93\n863,206.40\n1,024,311.11\n1,111,664.44\n1,083,907.10\n1,231,944.90\n1,237,340.99\nBroad Money-M2\n31,585,434.34\n34,774,203.37\n36,016,505.92\n38,076,823.53\n47,926,104.70\n51,647,585.97\n59,116,027.50\n98,957,594.75\n131,234,974.57\n145,035,918.32\n152,751,634.42\n168,540,887.79\n183,111,428.68\nOther Deposits\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\nNarrow Money-M1\n29,749,703.49\n32,886,278.54\n33,989,906.64\n35,882,510.46\n45,574,113.84\n49,124,730.79\n56,273,245.28\n94,939,899.37\n125,187,820.69\n139,604,307.06\n145,816,200.84\n160,143,748.68\n174,113,615.18\nTransferable Deposits\n28,913,109.34\n31,978,710.26\n33,036,665.86\n34,932,660.39\n44,529,936.02\n48,082,573.35\n55,147,175.33\n93,730,970.73\n123,981,130.10\n138,523,712.90\n144,756,556.77\n159,085,591.39\n173,047,801.52\n Of which Foreign Currency Accounts\n11,472,035.58\n11,938,732.84\n12,458,349.93\n12,476,934.91\n20,909,726.92\n19,463,088.16\n24,984,322.48\n57,701,775.14\n79,076,606.18\n86,014,194.25\n92,191,134.58\n97,621,848.10\n102,185,943.24\nCurrency Outside Depository Corporations\n836,594.15\n907,568.29\n953,240.77\n949,850.07\n1,044,177.82\n1,042,157.43\n1,126,069.95\n1,208,928.64\n1,206,690.59\n1,080,594.16\n1,059,644.06\n1,058,157.28\n1,065,813.65\nMemorandum Items\nReserve Money\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\nFCAs as a Percentage of Deposits in M3\n37.0%\n35.0%\n35.3%\n33.4%\n44.2%\n38.2%\n42.8%\n58.5%\n60.3%\n59.3%\n60.3%\n57.9%\n55.8%\nEnd Period Exchange Rate\n16.26\n16.77\n17.35\n17.95\n25.00\n25.00\n25.00\n57.36\n76.76\n83.40\n81.44\n81.35\n81.82\nSource: Reserve Bank of Zimbabwe,2020\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\n \n \n \n17 \n \n \nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nNet Foreign Assets\n-50,285,843.15 -51,596,769.75 -51,659,786.89 -78,356,892.58 -104,544,431.97 -114,377,001.26 -275,623,563.54 -366,357,650.73 -391,303,802.50 -386,104,783.47 -398,503,742.75 -398,165,536.09\nClaims on Non Residents\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\nOfficial Reserves Assets\n2,537,103.33\n2,888,945.28\n3,104,642.81\n1,759,943.91\n1,340,523.61\n1,452,620.38\n9,522,205.82\n12,511,281.83\n15,651,918.68\n12,374,572.35\n12,357,598.03\n11,668,298.64\nOther Foreign Assets\n2,967,836.45\n2,345,086.60\n2,400,193.22\n3,188,983.44\n3,176,152.22\n3,601,500.00\n8,323,540.15\n11,118,819.74\n11,993,657.14\n11,669,281.34\n11,660,124.13\n11,767,888.40\nLess Liabilities to Non Residents\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\nShort Term Liabilities\n35,686,123.01\n39,597,730.68\n41,112,190.47\n55,611,921.72\n54,593,528.76\n54,707,783.64\n134,067,700.58\n179,874,148.53\n193,114,218.14\n190,611,160.64\n190,817,851.33\n189,287,948.45\nOther Foreign Liabilities*\n20,104,659.91\n17,233,070.95\n16,052,432.45\n27,693,898.21\n54,467,579.05\n64,723,338.01\n159,401,608.92\n210,113,603.77\n225,835,160.18\n219,537,476.52\n231,703,613.58\n232,313,774.68\n of which blocked funds\n11,993,435.57\n8,883,831.36\n7,456,288.96\n15,724,574.19\n42,561,402.55\n52,790,869.15\n131,743,040.88\n171,686,088.39\n184,824,435.01\n179,488,881.37\n191,557,287.91\n191,564,844.22\nNet Domestic Assets (NDA)\n60,613,660.02\n60,847,793.85\n61,040,731.37\n90,061,836.40\n117,004,178.58\n128,192,366.11\n288,275,130.35\n382,503,085.26\n403,686,857.45\n398,837,103.00\n414,025,868.46\n416,589,882.06\nDomestic Claims\n12,259,697.53\n10,746,256.31\n10,973,320.90\n11,480,169.17\n9,144,133.05\n12,736,347.09\n10,707,313.49\n13,930,835.24\n9,173,375.62\n8,137,864.08\n16,330,004.87\n15,975,321.34\nNet Claims on Central Government\n9,939,418.32\n8,439,262.68\n8,477,725.92\n8,578,739.93\n6,100,515.00\n10,322,164.33\n6,497,233.96\n9,443,480.36\n5,892,417.23\n4,011,357.97\n9,947,354.13\n11,354,832.62\nClaims on Central Government\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,472,711.66\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\nOf which: Securities Other than Shares\n6,828,363.47\n6,784,907.24\n6,729,080.00\n6,635,562.28\n6,568,167.46\n6,515,431.76\n6,441,291.52\n6,348,432.53\n6,274,326.46\n6,194,697.32\n6,101,509.11\n6,051,655.92\n of which USD Securities revaluations (Ex\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLoans\n4,510,169.38\n5,513,803.84\n5,811,437.65\n6,126,824.37\n6,169,083.96\n6,957,279.90\n9,933,663.19\n12,383,150.07\n12,684,520.32\n11,629,732.03\n12,753,129.37\n13,409,761.69\n Loans and Advances\n1,199,032.23\n1,611,254.61\n1,808,444.47\n2,123,588.25\n2,165,988.51\n2,954,184.45\n5,927,212.09\n8,377,024.21\n8,672,446.67\n7,617,711.22\n8,740,654.93\n9,388,431.71\n Legacy Debt\n376,260.18\n371,310.28\n391,427.33\n391,670.28\n391,529.61\n391,529.61\n394,885.26\n394,560.01\n400,507.80\n400,454.97\n400,908.59\n409,764.14\n Export Incentives\n2,934,876.98\n3,531,238.96\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\nOf which: Deposits\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n2,320,279.21\n2,306,993.64\n2,495,594.98\n2,901,429.23\n3,043,618.05\n2,414,182.75\n4,210,079.53\n4,487,354.87\n3,280,958.40\n4,126,506.11\n6,382,650.74\n4,620,488.72\nOther Financial Corporations\n114,216.39\n123,637.97\n185,777.12\n190,538.80\n197,799.53\n198,980.02\n198,722.36\n199,979.99\n200,871.01\n194,092.65\n191,304.06\n192,148.23\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n2,130,151.01\n2,105,286.54\n2,135,637.84\n2,527,892.32\n2,663,591.64\n2,032,346.15\n3,825,379.33\n4,103,280.79\n2,895,408.28\n3,746,599.01\n4,967,594.21\n3,730,697.26\nPrivate Sector\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\nClaims on Other Depository Corporations\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\nOf which: Loans\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\nOther Liabilities to ODCs\n7,563,514.16\n8,461,698.70\n9,792,726.83\n9,684,173.41\n9,131,313.79\n12,393,411.08\n20,777,523.67\n31,484,074.13\n36,504,621.50\n37,868,889.89\n35,078,524.21\n43,158,130.62\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n4,579,216.20\n5,320,924.19\n5,467,251.69\n5,944,214.63\n6,089,528.73\n6,941,755.11\n11,137,597.35\n13,291,243.49\n14,580,745.12\n13,851,775.48\n9,084,137.29\n11,687,723.67\nOther Items(Net)\n-54,669,718.18 -57,145,180.31 -58,322,160.20 -86,517,998.56 -114,986,959.06 -125,482,666.85 -295,508,852.17 -397,084,920.55 -427,953,446.54 -425,725,999.11 -429,887,129.29 -440,784,407.01\nShares and Other Equity\n-54,656,738.27\n-55,918,839.02\n-56,770,197.78\n-85,756,440.85\n-113,862,068.88\n-124,140,506.17\n-296,849,225.12\n-396,135,173.94\n-433,060,072.45\n-427,106,363.79\n-433,463,716.88\n-441,933,638.10\nOther Items(Net)\n-1,160,947.22\n-2,572,613.77\n-2,671,268.75\n-2,708,996.60\n-2,626,463.31\n-2,187,936.05\n-2,077,424.75\n-2,675,989.93\n-2,358,189.93\n-3,416,387.63\n-3,309,230.72\n-3,537,819.62\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n7,464,815.83\n4,796,752.30\n6,885,818.31\n4,687,050.70\n0.17\n0.12\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\nBond Coins\n99,010.30\n99,714.26\n99,712.42\n99,712.71\n99,710.76\n99,712.72\n99,710.08\n99,709.22\n99,709.27\n99,709.34\n99,709.54\n99,709.66\nBond Notes\n978,393.54\n1,036,938.66\n1,117,198.96\n1,208,072.64\n1,240,929.09\n1,356,393.24\n1,570,979.64\n1,797,797.97\n1,955,979.19\n2,044,143.53\n2,022,625.16\n2,029,709.06\nLiabilities to ODCs\n8,352,572.72\n7,253,578.67\n7,089,397.08\n8,789,318.37\n10,198,688.17\n12,082,367.03\n10,419,558.83\n11,457,457.43\n10,063,539.06\n10,250,353.16\n13,378,590.41\n15,910,190.58\n Reserve Deposits\n918,034.34\n1,040,852.24\n1,082,852.88\n1,205,004.05\n1,213,756.71\n1,386,675.05\n890,125.59\n1,049,647.55\n1,237,283.94\n1,401,898.97\n1,678,661.09\n2,008,569.51\n Exess reserves \n7,434,538.38\n6,212,726.43\n6,006,544.20\n7,584,314.32\n8,984,931.47\n10,695,691.98\n9,529,433.25\n10,407,809.87\n8,826,255.12\n8,848,454.19\n11,699,929.32\n13,901,621.07\nPrivate Deposits\n897,840.31\n860,792.52\n1,074,636.02\n1,607,840.10\n920,418.59\n276,891.86\n561,318.26\n2,790,469.91\n263,827.44\n338,113.50\n21,200.60\n384,736.66\nSource: Reserve Bank of Zimbabwe,2020\n Provisional until audit is completed\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n18 \n \n \n \n \n \nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nNet Foreign Assets\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\nClaims on Non Residents\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\nOf Which: Foreign Currency\n882,204.61\n968,769.48\n1,150,434.08\n2,108,450.56\n1,905,985.69\n2,243,113.59\n2,526,205.54\n3,176,598.38\n3,136,431.39\n3,607,624.65\n3,642,933.80\n3,581,769.90\n9,729,549.76\n18,357,028.29\n28,776,016.24\n30,217,561.04\n32,235,029.76\n34,673,918.84\nDeposits\n2,921,840.60\n4,408,575.22\n4,954,935.41\n7,254,079.84\n8,551,844.58\n9,358,131.61\n10,399,832.16\n9,953,357.06\n10,175,380.89\n15,179,403.50\n16,753,404.99\n18,887,749.91\n43,314,001.39\n53,559,656.10\n55,319,393.27\n53,657,586.61\n53,623,468.12\n55,308,353.64\nOther\n10,577.12\n13,140.31\n15,109.74\n20,375.85\n21,027.99\n21,628.98\n22,378.63\n23,051.63\n33,034.42\n40,818.25\n41,246.08\n41,430.97\n86,679.92\n106,177.81\n114,882.47\n111,830.36\n111,520.80\n99,718.57\nLess Liabilities to Non Residents\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\nOf Which: Deposits\n769,197.36\n857,462.40\n938,762.40\n1,334,410.99\n1,141,821.51\n1,377,452.16\n1,457,271.39\n1,591,189.46\n1,285,842.52\n1,574,950.88\n1,667,098.42\n1,860,609.63\n3,767,028.56\n5,065,144.06\n5,996,405.81\n4,800,281.08\n4,449,027.74\n4,387,729.22\nLoans\n1,146,893.57\n1,161,574.59\n1,428,993.76\n1,917,767.81\n1,916,690.45\n1,876,677.72\n1,867,477.16\n1,855,524.33\n2,092,970.52\n3,309,675.09\n3,272,933.52\n3,273,930.87\n8,018,207.80\n9,940,652.40\n10,829,021.44\n10,452,726.81\n10,451,846.22\n10,445,718.35\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n12,297,290.28\n13,113,076.98\n15,057,767.71\n16,635,192.44\n20,378,973.60\n21,685,398.27\n23,589,103.57\n24,751,743.05\n26,346,359.69\n31,807,660.02\n34,525,013.99\n40,695,850.36\n56,705,559.53\n71,245,059.44\n74,011,298.35\n79,943,074.31\n91,947,346.14\n105,610,829.31\nDomestic Claims\n8,301,172.98\n9,320,549.24\n9,717,740.03\n10,601,722.91\n11,770,620.25\n14,049,919.30\n15,560,110.40\n17,823,424.24\n19,287,456.86\n22,574,237.92\n23,430,231.24\n26,324,107.94\n39,405,825.66\n45,963,566.91\n53,678,911.04\n55,355,723.35\n64,456,144.91\n72,736,794.64\nNet Claims on Central Government\n2,877,878.25\n3,435,662.08\n3,350,949.35\n3,524,311.24\n3,681,551.38\n4,052,444.25\n4,123,319.26\n4,284,897.63\n4,220,051.70\n4,371,019.79\n4,204,983.64\n3,952,942.15\n4,789,640.77\n5,032,498.00\n6,046,746.39\n5,154,302.32\n6,285,992.63\n7,411,541.18\nClaims on Central Government\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\nSecurities\n2,918,508.31\n3,484,041.96\n3,409,103.10\n3,577,410.30\n3,749,000.52\n4,150,152.74\n4,240,495.63\n4,372,420.71\n4,293,116.08\n4,775,618.52\n4,716,858.96\n4,579,097.46\n6,264,725.96\n6,760,053.73\n6,883,528.44\n6,676,225.73\n8,068,172.39\n8,961,484.35\nLoans\n3,893.57\n2,176.18\n1,044.37\n1,372.73\n1,149.81\n1,373.97\n1,329.70\n5,111.21\n5,147.49\n4,391.86\n4,467.24\n4,525.43\n4,285.81\n4,326.98\n14,046.00\n9,606.62\n17,565.74\n20,004.65\nOther \n - - - \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Governmen\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\nOf which: Deposits\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n5,423,294.73\n5,884,887.16\n6,366,790.67\n7,077,411.66\n8,089,068.87\n9,997,475.05\n11,436,791.14\n13,538,526.61\n15,067,405.16\n18,203,218.14\n19,225,247.60\n22,371,165.79\n34,616,184.88\n40,931,068.91\n47,632,164.65\n50,201,421.03\n58,170,152.28\n65,325,253.46\nOther Financial Corporations\n54,960.04\n65,223.35\n38,967.78\n34,328.82\n39,915.64\n37,694.15\n72,289.76\n78,791.30\n95,487.15\n116,565.68\n92,292.05\n157,689.88\n554,716.67\n810,143.43\n97,708.48\n143,909.38\n1,207,134.60\n1,258,747.26\nState and Local Government\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\nPublic Non Financial Corporations\n231,453.07\n276,304.88\n323,047.60\n224,024.88\n290,519.04\n284,193.32\n301,021.27\n459,396.43\n455,647.01\n773,710.57\n845,084.31\n791,776.58\n2,037,662.29\n1,051,666.60\n1,046,289.40\n1,050,377.14\n1,039,061.29\n1,269,961.90\nPrivate Sector\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\nClaims on the Central Bank\n5,415,977.11\n5,448,316.23\n8,140,877.50\n9,252,623.62\n11,757,301.08\n11,546,508.94\n14,013,346.66\n13,400,742.47\n14,084,026.73\n16,430,721.57\n18,224,911.62\n21,706,416.06\n29,919,616.89\n54,830,533.49\n55,843,634.83\n57,763,783.89\n68,012,702.35\n74,300,828.81\nCurrency\n126,257.46\n232,427.59\n184,370.21\n124,516.17\n144,290.37\n128,786.22\n169,835.56\n183,412.14\n267,061.31\n263,607.53\n298,482.41\n330,036.01\n461,761.08\n690,816.60\n975,094.30\n1,084,208.81\n1,064,177.41\n1,063,605.07\nReserves\n5,289,719.65\n5,215,888.64\n7,956,507.29\n9,128,107.45\n11,613,010.71\n11,417,722.72\n13,843,511.10\n13,217,330.33\n13,816,965.42\n16,167,114.04\n17,926,429.21\n21,376,380.05\n29,457,855.81\n54,139,716.89\n54,868,540.52\n56,679,575.08\n66,948,524.94\n73,237,223.74\nSecurities\n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n150,275.70\n151,973.32\n155,014.53\n155,934.06\n159,104.77\n175,255.53\n179,468.01\n185,829.15\n189,591.37\n258,425.60\n346,363.87\n536,691.85\n887,577.50\n1,387,934.10\n1,837,109.59\n1,863,123.11\n1,812,655.13\n1,489,512.69\nOther Items(Net)\n1,269,584.10\n1,503,815.17\n2,645,835.28\n3,063,220.03\n2,989,842.96\n3,735,774.45\n5,804,885.48\n6,286,594.51\n6,835,532.53\n6,938,873.87\n6,783,765.00\n6,797,981.79\n11,732,305.51\n28,161,106.86\n33,674,137.93\n31,313,309.81\n38,708,845.99\n39,937,281.45\nShares and Other Equity\n3,130,496.35\n3,418,099.11\n3,949,811.84\n5,389,732.10\n5,795,665.01\n6,252,087.86\n10,111,978.87\n12,089,406.11\n12,427,849.47\n14,637,418.35\n15,535,143.11\n15,953,204.84\n31,312,741.50\n36,291,671.56\n39,784,266.01\n40,345,113.68\n41,378,645.15\n44,233,235.31\nLiabilities to other ressident sectors\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\nOther Items(Net)\n-1,904,551.24\n-1,941,692.17\n-1,331,975.97\n-2,349,798.88\n-2,830,454.98\n-2,566,827.76\n-4,426,491.02\n-5,942,883.74\n-5,747,234.71\n-8,038,453.91\n-8,984,559.18\n-9,520,578.07\n-19,928,617.05\n-8,479,293.02\n-6,532,614.47\n-9,403,967.74\n-3,111,546.88\n-4,719,570.65\nDeposits and Securities Included in Broad M 14,195,821.68\n16,484,524.99\n18,810,490.79\n22,765,919.89\n27,799,319.90\n30,054,142.57\n33,212,771.35\n34,458,036.32\n36,312,393.36\n45,750,880.45\n50,022,566.92\n58,072,260.63\n98,050,554.25\n128,262,125.18\n141,396,163.08\n148,677,044.43\n163,016,490.87\n180,859,372.79\nDeposits Included in Broad Money\n14,024,153.85\n \n16,316,355.79\n \n18,607,561.81\n \n22,546,030.38\n \n27,593,648.82\n \n29,819,025.32\n \n32,968,794.78\n \n34,202,472.63\n \n36,052,337.44\n \n45,274,086.77\n \n49,685,009.94\n \n57,713,065.69\n \n97,187,347.86\n \n127,237,814.07\n \n140,284,498.63\n \n147,593,137.33\n \n161,784,545.97\n \n179,622,031.80\n \nTransferable Deposits\n12,595,266.96\n \n14,675,509.25\n \n16,987,786.03\n \n20,883,074.13\n \n25,739,354.63\n \n27,983,294.46\n \n31,080,869.95\n \n32,175,873.35\n \n33,858,024.37\n \n42,922,095.92\n \n47,162,154.77\n \n54,870,283.47\n \n93,169,652.47\n \n121,190,660.19\n \n134,852,887.37\n \n140,657,703.75\n \n153,387,406.86\n \n170,624,218.30\n \n of which FCAs\n3,887,787.41\n \n4,049,120.88\n \n5,737,719.98\n \n9,859,484.27\n \n11,155,597.09\n \n11,472,035.58\n \n11,938,732.84\n \n12,458,349.93\n \n12,476,934.91\n \n20,909,726.92\n \n19,463,088.16\n \n24,984,322.48\n \n57,701,775.14\n \n79,076,606.18\n \n82,607,196.16\n \n88,430,395.05\n \n91,944,864.16\n \n100,147,096.67\n \nOther Deposits\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\nMoney Market Instruments\n171,667.83\n \n168,169.20\n \n202,928.98\n \n219,889.50\n \n205,671.08\n \n235,117.26\n \n243,976.57\n \n255,563.69\n \n260,055.92\n \n476,793.67\n \n337,556.97\n \n359,194.93\n \n863,206.40\n \n1,024,311.11\n \n1,111,664.44\n \n1,083,907.10\n \n1,231,944.90\n \n1,237,340.99\n \nSource:Reserve Bank of Zimbabwe,2020\n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\n \n \n \n19 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\nLocal \nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\n \n \n \n21 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1 Local Governemt Public Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n7.0\n \n53.3\n \n1,578.5\n \n141.4\n \n82.2\n \n110.6\n \n1,786.8\n \n-\n \n16.0\n \n35.0\n \n47.9\n \n16.5\n \n82.2\n \n2,583.5\n \n23.9\n \n533.5\n \n273.6\n \n497.3\n \n7,869.2\n \nJul\n6.7\n \n40.9\n \n1,684.5\n \n137.6\n \n53.7\n \n103.6\n \n1,752.4\n \n-\n \n26.1\n \n34.4\n \n45.2\n \n16.9\n \n116.3\n \n2,495.4\n \n24.2\n \n513.6\n \n295.5\n \n482.1\n \n7,829.0\n \nAug\n11.8\n \n37.1\n \n1,882.4\n \n124.3\n \n161.2\n \n7.9\n \n1,856.2\n \n-\n \n26.3\n \n64.6\n \n41.3\n \n18.0\n \n145.0\n \n2,538.1\n \n23.8\n \n531.8\n \n272.6\n \n485.7\n \n8,228.1\n \nSep\n11.4\n \n35.8\n \n1,961.8\n \n109.6\n \n172.7\n \n31.3\n \n1,998.0\n \n-\n \n23.5\n \n65.0\n \n41.5\n \n15.6\n \n118.2\n \n2,585.7\n \n28.3\n \n472.8\n \n281.3\n \n487.7\n \n8,440.0\n \nOct\n8.1\n \n40.5\n \n1,961.8\n \n143.7\n \n175.7\n \n61.0\n \n2,106.6\n \n-\n \n24.4\n \n65.1\n \n34.8\n \n17.8\n \n99.1\n \n2,607.0\n \n29.4\n \n432.4\n \n287.8\n \n508.9\n \n8,604.1\n \nNov\n9.0\n \n45.1\n \n2,126.7\n \n161.1\n \n174.7\n \n74.3\n \n2,230.4\n \n-\n \n23.5\n \n65.4\n \n32.3\n \n19.6\n \n106.9\n \n2,618.1\n \n26.4\n \n417.7\n \n324.2\n \n511.4\n \n8,966.9\n \nDec\n11.4\n \n55.3\n \n2,373.9\n \n141.5\n \n203.5\n \n66.6\n \n2,128.7\n \n-\n \n23.5\n \n66.3\n \n29.4\n \n19.4\n \n145.0\n \n2,579.8\n \n40.0\n \n508.3\n \n324.5\n \n536.4\n \n9,253.6\n \n2018\nJan\n22.4\n \n64.1\n \n2,294.5\n \n192.1\n \n103.4\n \n81.9\n \n2,143.2\n \n-\n \n23.5\n \n65.9\n \n26.3\n \n20.6\n \n154.8\n \n2,451.1\n \n28.7\n \n501.0\n \n294.2\n \n538.9\n \n9,006.6\n \nFeb\n18.3\n \n44.0\n \n2,296.8\n \n223.7\n \n108.3\n \n96.2\n \n2,109.3\n \n-\n \n23.5\n \n66.1\n \n24.3\n \n21.1\n \n145.0\n \n2,461.5\n \n28.7\n \n507.8\n \n290.6\n \n536.3\n \n9,001.5\n \nMar\n14.8\n \n53.6\n \n2,238.8\n \n240.7\n \n124.5\n \n99.5\n \n2,164.0\n \n-\n \n23.5\n \n66.7\n \n19.2\n \n15.9\n \n127.1\n \n2,535.8\n \n30.4\n \n504.1\n \n325.8\n \n552.3\n \n9,136.6\n \nApr\n13.5\n \n56.7\n \n2,207.9\n \n275.0\n \n116.7\n \n78.5\n \n2,314.9\n \n-\n \n24.7\n \n67.0\n \n13.4\n \n20.9\n \n120.8\n \n2,519.8\n \n28.3\n \n532.0\n \n299.0\n \n554.9\n \n9,244.0\n \nMay\n12.9\n \n62.8\n \n2,309.0\n \n339.5\n \n130.1\n \n85.7\n \n2,562.4\n \n-\n \n25.0\n \n66.9\n \n8.4\n \n20.9\n \n134.0\n \n2,556.2\n \n23.9\n \n458.9\n \n307.9\n \n555.3\n \n9,659.8\n \nJune\n7.5\n \n52.6\n \n2,848.5\n \n331.8\n \n117.3\n \n84.1\n \n2,538.3\n \n-\n \n26.2\n \n66.5\n \n7.4\n \n19.4\n \n196.0\n \n2,662.2\n \n25.5\n \n551.4\n \n302.9\n \n563.4\n \n10,401.0\n \nJuly\n17.9\n \n54.3\n \n3,189.6\n \n281.1\n \n109.3\n \n95.4\n \n2,949.2\n \n-\n \n-\n \n67.5\n \n4.5\n \n21.0\n \n182.0\n \n2,414.6\n \n26.0\n \n611.4\n \n322.5\n \n565.1\n \n10,911.4\n \nAug\n21.0\n \n67.8\n \n3,196.7\n \n232.3\n \n102.5\n \n66.3\n \n3,014.9\n \n-\n \n-\n \n67.3\n \n7.1\n \n20.6\n \n186.7\n \n2,491.0\n \n29.8\n \n647.7\n \n329.4\n \n566.3\n \n11,047.4\n \nSep\n16.3\n \n58.2\n \n3,487.9\n \n305.3\n \n137.8\n \n78.0\n \n2,789.8\n \n-\n \n45.2\n \n68.1\n \n5.4\n \n20.4\n \n212.2\n \n2,577.1\n \n36.7\n \n637.4\n \n357.4\n \n571.8\n \n11,405.0\n \nOct\n33.1\n \n68.0\n \n3,505.8\n \n272.1\n \n173.1\n \n51.4\n \n2,728.8\n \n-\n \n45.2\n \n68.4\n \n4.6\n \n9.4\n \n188.8\n \n2,697.4\n \n38.7\n \n647.5\n \n353.2\n \n569.2\n \n11,454.9\n \nNov\n25.8\n \n81.4\n \n3,384.4\n \n264.6\n \n198.2\n \n63.9\n \n2,793.9\n \n-\n \n45.2\n \n68.7\n \n7.0\n \n8.1\n \n217.7\n \n2,672.3\n \n46.1\n \n633.2\n \n406.6\n \n569.8\n \n11,486.9\n \nDec\n18.2\n \n89.9\n \n3,737.0\n \n317.3\n \n224.4\n \n74.8\n \n2,633.7\n \n-\n \n43.4\n \n69.2\n \n6.2\n \n9.2\n \n204.3\n \n2,707.6\n \n53.7\n \n573.8\n \n406.2\n \n633.9\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n23 \n \n \nForeign\nOther AssetsNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1 Local Governemt Public Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks Non-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n-\n \n343.8\n \n27.3\n33.6\n \n-\n \n438.0\n \n-\n \n649.3\n \n136.7\n151.2\n \n1,973.3\n \nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n24 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nSource:Reserve Bank of Zimbabwe,2020\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWL$ millions\n \n \n \n25 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n1,430,322.3\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n1,447,865.7\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n7,530,493.2\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n1,566,329.2\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n7,530,493.2\nDec\n3,260,641.3\n140,783.7\n27,127.1\n1,114,871.8\n48,155.6\n1,504,624.8\n1,027,373.9\n821,797.2\n823,237.5\n84,684.8\n1,428,029.4\n7,328.2\n10,288,655.3\n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nMar\n5,400,573.8\n137,553.1\n109,432.3\n1,355,737.8\n60,656.4\n2,181,804.5\n1,514,365.3\n1,743,391.4\n911,568.0\n129,647.8\n2,083,395.0\n30,867.0\n15,658,992.1\nApr\n5,497,243.2\n144,302.2\n94,782.2\n1,298,701.4\n50,563.1\n2,200,545.8\n1,762,996.4\n1,756,962.2\n1,057,031.7\n149,805.9\n2,211,133.9\n33,524.9\n16,257,593.1\nMay\n6,753,987.6\n152,161.1\n176,776.3\n1,688,453.5\n61,403.0\n2,272,323.3\n2,155,232.1\n2,018,291.5\n1,335,664.7\n161,892.6\n2,646,269.6\n56,873.3\n19,479,328.7\nJun\n8,233,748.4\n178,010.1\n127,961.9\n3,248,219.4\n64,989.9\n5,469,986.1\n3,799,659.7\n4,379,017.7\n1,983,339.3\n277,602.3\n3,665,408.8\n46,385.0\n31,474,328.4\nJul\n8,927,920.7\n256,440.3\n209,123.9\n4,249,101.8\n34,055.9\n7,106,442.2\n5,125,740.6\n5,385,837.1\n2,413,677.9\n418,160.1\n4,321,918.7\n46,630.6\n38,495,050.0\nAug\n9,773,178.5\n269,675.4\n194,537.6\n5,470,092.5\n33,043.1\n7,946,261.7\n6,723,930.2\n5,651,838.1\n3,103,883.1\n446,084.4\n5,291,100.2\n48,922.4\n44,952,547.2\nSep\n10,508,860.2\n202,929.0\n203,610.8\n4,810,727.3\n29,975.8\n1,041,079.2\n7,136,261.7\n4,099,760.8\n3,255,496.9\n517,871.7\n6,526,576.1\n48,754.1\n38,381,903.5\nOct\n12,296,430.5\n302,589.5\n251,238.7\n9,053,118.1\n28,434.2\n8,136,185.8\n6,305,609.4\n6,351,785.6\n3,855,757.6\n649,444.5\n7,243,035.0\n49,339.0\n54,522,967.8\nNov\n14,705,718.3\n553,426.7\n299,226.2\n10,178,453.7\n26,676.8\n9,457,279.2\n7,442,871.4\n6,834,160.3\n4,193,059.8\n959,134.4\n7,919,442.4\n50,802.6\n62,620,251.7\nSource:Reserve Bank of Zimbabwe,2020\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n26 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n1,000.0\n \n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n17,413,139.2\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,272,162.4\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nDec\n1,877,764.1\n950,348.8\n2,917,087.2\n3,126,494.5\n1,421,969.0\n4,411,638.4\n2,605,023.1\n1,664,547.7\n8,410,964.0\n554,937.3\n2,477,474.0\n116,789.4\n30,535,037.6\n1,000.0\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nFeb\n2,492,591.8\n1,191,731.7\n3,340,863.8\n8,721,475.9\n1,919,428.5\n5,869,104.2\n3,481,495.5\n2,729,162.0\n10,202,203.6\n760,155.3\n3,574,134.5\n82,845.8\n44,365,192.6\nMar\n2,678,262.7\n1,449,645.9\n3,231,059.0\n11,715,273.9\n2,114,093.0\n6,507,000.0\n4,576,971.8\n3,048,053.5\n11,490,205.2\n947,918.2\n4,257,117.7\n72,082.9\n52,087,683.7\nApr\n2,854,374.8\n1,118,295.5\n3,492,330.5\n5,271,473.4\n1,999,901.1\n6,191,170.7\n4,276,817.2\n3,727,579.4\n14,060,717.8\n713,407.0\n4,444,924.9\n83,109.3\n48,234,101.6\nMay\n3,866,781.1\n1,163,944.9\n4,713,727.6\n7,932,403.4\n1,991,042.6\n7,151,451.5\n5,858,495.1\n5,031,912.5\n13,907,794.8\n944,318.1\n5,060,401.3\n88,613.6\n57,710,886.5\nJun\n7,228,784.4\n1,963,030.9\n5,393,404.5\n14,526,855.6\n3,997,135.7\n12,452,202.5\n11,386,156.5\n9,507,719.1\n22,807,615.5\n1,630,544.9\n9,798,261.2\n121,561.2\n100,813,272.0\nJul\n9,091,726.8\n2,629,847.1\n6,043,419.0\n19,096,889.5\n4,988,887.7\n15,446,649.7\n15,274,687.4\n7,918,819.5\n31,916,392.6\n2,035,354.7\n15,762,315.2\n147,866.0\n130,352,855.1\nAug\n9,462,082.7\n2,865,950.9\n6,582,519.6\n19,234,704.0\n5,333,846.9\n16,821,248.6\n17,017,042.1\n7,304,595.8\n35,312,317.7\n2,217,425.5\n16,548,990.5\n134,271.1\n138,834,995.4\nSep\n9,832,514.4\n3,139,646.1\n7,166,350.4\n20,531,087.6\n5,145,328.3\n9,505,277.1\n17,311,149.2\n10,234,597.7\n39,731,086.5\n2,011,372.4\n16,155,747.9\n148,612.6\n140,912,770.1\nOct\n9,923,335.1\n3,346,982.4\n9,919,999.1\n22,567,492.9\n6,180,403.3\n21,021,376.9\n20,667,754.2\n10,950,177.8\n41,131,626.2\n2,597,408.1\n18,072,164.5\n176,961.0\n166,555,681.4\nNov\n10,683,513.8\n3,732,868.9\n9,809,491.4\n28,228,981.0\n6,029,490.4\n17,343,347.5\n23,027,366.0\n14,471,556.3\n47,870,360.4\n2,986,050.6\n19,045,412.0\n209,168.8\n183,437,607.2\nSource: Reserve Bank of Zimbabwe,2020\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n27 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2018\nJan\n4.45-18.00\n9.33\n6.99\nFeb\n4.45-18.00\n9.57\n6.93\nMar\n4.45-18.00\n9.64\n6.98\nApr\n4.00-18.00\n9.32\n7.08\nMay\n4.00-18.00\n9.28\n7.09\nJun\n4.00-18.00\n9.32\n7.14\nJul\n4.00-18.00\n9.75\n6.97\nAug\n4.00-18.00\n9.87\n7.10\nSep\n4.00-18.00\n9.56\n7.11\nOct\n4.00-18.00\n9.47\n7.38\nNov\n4.00-18.00\n9.49\n7.38\nDec\n4.00-18.00\n9.48\n7.39\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nSource:Reserve Bank of Zimbabwe, 2020\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n28 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\n Source:Reserve Bank of Zimbabwe, 2020\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n29 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.91\n3.15\nSource:Zimstat, 2020\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n30 \n \n \nFOOD \nINFLATION\nALCOHOLIC \nCLOT HING\nHOUS ING, \nW AT E R,\nFURNIT URE\nMIS C.\nFOOD & \nB E VE RAGE S \n& \nE LE CT RICT Y, \nGAS\nAND\nRE CRE AT ION &\nRE S T AURANT S \n&\nGOODS &\nT OT AL NON\nNON \nALCOHOLIC \nALL\n& T OB ACCO\nFOOT W E AR\n& OT HE R\nE QUIP ME NT\nCULT URE\nHOT E LS\nS E RVICE S\nFOOD\nB E VE RAGE S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nSource:Zimstat, 2020\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P ORT\nCOMMUNICAT ION\nE DUCAT ION\n \n \n \n31 \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n32 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.6790\n5.2531\n7.3127\n0.7827\n96.61\n107.80\nSource: Reserve Bank of Zimbabwe, 2020\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n33 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n801.38\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n766.34\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n1,112.27\n344.9\n304.9\n179,559,446\n43,426.5\nFeb\n473.13\n1,564.98\n826.73\n360.1\n172,678,984\n60,987.5\nMar\n456.21\n1,512.46\n720.47\n425.2\n237,667,043\n58,612.1\nApr\n488.60\n1,617.24\n826.64\n269.7\n107,308,931\n63,387.9\nMay\n1180.14\n3,919.50\n1582.86\n569.0\n218,832,930\n152,719.7\nJune*\n1788.75\n5,870.36\n3995.48\n379.9\n519,901,300\n228,577.1\nAug\n1389.23\n4533.79\n3709.15\n1,026.8\n164,501,200\n175,678.4\nSep\n1638.17\n5385.73\n4128.52\n4,640.9\n1,093,040,821\n206,502.5\nOct\n1476.87\n4852.49\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n5278.38\n3322.22\n4103.78\n470,899,659\n193,270.8\nSource:Zimbabwe Stock Exchange, 2020\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.3 115.2 21,247.9 9,646.8 \nFeb\n 41,637.6 \n4.7 5,431.8 136.9 22,589.7 9,633.8 \nMar\n 60,804.1 \n4.1 7,252.9 268.0 27,993.6 14,411.4 \nApr\n 47,525.5 \n0.0 4,150.6 82.6 18,299.2 11,481.8 \nMay\n 59,271.1 \n0.0 7,426.0 349.8 24,851.5 19,593.2 \nJun\n 91,311.3 \n0.0 9,752.7 516.6 26,042.5 25,842.3 \nJul\n 127,743.2 \n0.0 14,741.1 1,028.7 26,033.3 35,199.7 \nAug\n 143,042.1 \n0.0 14,953.6 1,547.5 27,217.6 34,505.0 \nSep\n 203,172.0 \n0.8 18,252.3 1,963.0 26,441.0 41,958.4 \nOct\n 198,863.56 \n0.0\n 22,482.28 2,163.27 42,767.66 46,270.42 \nNov\n 236,231.53 \n0.0\n 23,936.70 2,151.61 36,475.66 54,797.79 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n35 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\nINTERNET\n2018\nJan\n 548.1 \n22.7 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n 401.5 \n12.2 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7 23,191.6 65.0 206,621.5 \n 1,099.3 \nNov\n 982.1 \n10.3 25,737.5 225.2 152,919.9 \n 2,044.1 \nDec\n 1,003.8 \n7.6 27,800.5 385.5 146,316.6 \n 1,273.6 \n2020\nJan\n 943.3 4.6 23,649.0 199.9 139,278.2 671.7 \nFeb\n 916.1 8.9 21,652.2 196.6 149,671.5 647.8 \nMar\n 1,068.5 7.4 22,588.1 234.3 173,042.2 661.2 \nApr\n 515.1 \n - 11,036.4 36.4 131,190.0 998.0 \nMay\n 674.1 \n - 14,711.6 231.2 150,936.1 705.3 \nJun\n 907.8 \n - 14,420.9 286.1 135,524.3 1,390.4 \nJul\n 918.4 \n - 15,786.5 251.4 121,072.4 791.9 \nAug\n 789.4 \n - 13,536.2 248.2 127,308.6 702.1 \nSep\n 911.9 0.002 15,524.1 309.8 125,059.2 783.2 \nOct\n 990.2 \n - 19,138.6 398.8 191,148.8 735.8 \nNov\n 971.3 \n - 17,584.9 430.0 101,305.8 755.6 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n36 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nJul\n286.4\n345.8\n632.20\n59.31\nAug\n389.3\n404.9\n794.25\n-15.62\nSep\n398.8\n441.4\n840.21\n-42.57\nOct\n439.4\n490.2\n929.60\n-50.80\nNov\n528.9\n509.7\n1038.60\n19.10\nSource: ZIMSTAT, 2020\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-Nov-2020.pdf"}
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+{"doc_id": "b822f7052a1e40ecb1eeb1e797517bfb", "text": "i \n \n \n \n \n \n \n \nJULY 2021 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMONETARY DEVELOPMENTS .............................................................................................. 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 6 \nINFLATION OUTTURN ............................................................................................................. 7 \nAnnual Inflation ........................................................................................................................ 7 \nMonthly Inflation ...................................................................................................................... 8 \n \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 8 \nCash Transactions ..................................................................................................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCard Based Transactions ......................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n2021 \n \nJune \n \n2021 \n \nJuly \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n24,844.80 \n \n24,944.72 \n0.40 \nMoney Supply2 (M3) (ZW$ millions) \n302,934.41 \n \n330,656.85 \n9.15 \nAnnual Inflation1 (%) \n106.64 \n56.37 \n \n-50.27a \n \nBlended Annual Inflation1 (%) \n40.91 \n21.61 \n \n-19.30a \nMonthly Inflation1 (%) \n3.88 \n2.56 \n \n-1.32a \n \nBlended Monthly Inflation1 (%) \n4.49 \n0.67 \n \n-3.82a \nNational Payment System Transactions2 \n(ZW$ billions) \n597.08 \n613.25 \n2.71 \nNominal Lending Rate2 \n(% per annum) \n6.00-85.00 \n6.00-85.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational commodity prices for gold, \nplatinum and copper retreated in July 2021. \nHowever, nickel and Brent crude oil prices \nfirmed during the same month. Developments in \ninternational commodity markets were largely \ninfluenced by a strengthening US dollar, and a \nsurge in Covid-19 infections, which continued \nto pose downside risks on prospects for global \neconomic recovery. \n \n Precious Metals \n \n Gold \nGold prices retreated by 2.2%, from a monthly \naverage of US$1,846.27 per ounce in June 2021 \nto US$1,806.45 per ounce, during the month \nunder review. The price of the yellow metal was \nheavily weighed down by a stronger US dollar \nand elevated U.S. Treasury yields. This, \ntogether with the Fed’s decision to keep interest \nrates unchanged, dampened the appeal of gold \nas a safe haven asset. The decline in the price of \nthe yellow metal was, however, moderated by \nconcerns that the rapid spread of the Delta \nvariant of the coronavirus could reduce the pace \nof global economic recovery. \n \nPlatinum \nDuring the month under analysis, platinum \nprices were subdued on account of a low \ninvestment demand outlook for the metal due to \na stronger US dollar and higher U.S. Treasury \nyields. In addition, slackening global demand in \nthe automotive and jewellery industries, amid \nfears about rising cases of the Delta variant of \nCovid-19, weighed down on the price of the \nmetal, which is also widely used in industrial \napplications. Accordingly, prices declined by \n3.9%, from an average of US$1,131.82 per \nounce in June 2021 to U$1,088.05 per ounce in \nJuly 2021. Figure 1 shows the evolution of \nprecious metal prices for the period from \nJanuary 2020 to July 2021. \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2021 \n \nBase Metals \n \nCopper \nCopper prices remained subdued, amid fears of \ntepid demand in China, following signs of \nslowing economic recovery in the economy of \nthe Asian giant. China is also the world’s \nbiggest consumer of base metals. Prices \ndeclined by 2.4%, to a monthly average of \nUS$9,433.59 per tonne, from US$9,667.28 per \ntonne recorded in the previous month. \n \n \n \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nNickel \nNickel prices continued on an upward \ntrajectory, supported by supply concerns, \nfollowing Russia’s announcement of possible \nexport taxes and Indonesia’s plan to restrict \ninvestment in nickel pig iron and Ferro-nickel \nsmelters. Furthermore, the increase in demand \nin spot markets, particularly from alloy makers, \nalso \nbolstered \nprices. \nReflecting \nthese \ndevelopments, prices gained by 5.2%, from a \nmonthly average of US$17,883.38 per tonne in \nJune 2021, to close the month under analysis at \nan average of US$18,817.05 per tonne. \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2021 \n \n \nBrent Crude Oil \nBrent crude oil prices increased by 1.2% to a \nmonthly average of US$74.07 per barrel in July \n2021. Prices firmed as crude stockpiles in the \nUS, the world's top oil consumer, fell to their \nlowest levels since January 2020. Global \n \n1All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \ndemand for oil was also holding up, in spite of \nincreasing Delta variant infection cases. \nFigure 3 shows developments in Brent crude oil \nprices for the period from July 2020 to July \n2021. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2021 \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) amounted to ZW$330.66 \nbillion in July 2021, a 9.15% increase from \nZW$302.93 billion recorded in June 2021. The \nmoney stock was composed of local currency \ntransferrable deposits, 49.16%; foreign currency \ndeposits, 42.7%, time deposits, 6.97%; currency \nin circulation, 0.72%; and negotiable certificates \nof deposits, 0.46%. \n \nForeign currency deposits in broad money \nregistered an annual growth of 78.53%, from \nZW$79.08 billion in July 2020 to ZW$141.17 \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n21,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nJul-20\nSep-20\nNov-20\nJan-21\nMar-21\nMay-21\nJul-21\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nUS$/barrel\n \n \n \n6 \n \nbillion in July 2021. The increase largely \nreflected \nexpansion \nin \nforeign \ncurrency \naccounts (FCA) deposits in the banking system. \nLocal currency deposits in broad money also \nregistered a growth of 261.99%, over the year to \nJuly 2021, while currency in circulation \nincreased by 96.70%. \nFigure 4: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nBroad money registered a year-on-year increase \nof 150.01% in July 2021, compared to a peak of \n674.5% in July 2020. The annual growth largely \nreflected \nincreases \nin \nother \nfinancial \ncorporations, 338.97%; credit to private sector, \n253.18%; and net claims on Government, \n115.88%. \nMonth – on - month, domestic claims increased \nby 9.41%, to ZW$186.19 billion, largely driven \nby increases in net claims on government, \n32.02%; credit on the private sector, 7.50%; and \nother financial corporations, 4.82%. \nCredit to the private sector was mainly extended \ntowards \nagriculture, \n30.70%; \nhouseholds, \n17.7%; \ndistribution, \n12.98%; \nfinancial \norganizations, 10.81%; and manufacturing, \n9.87%, as shown in Figure 10. \n \nFigure 5: Distribution of Private Sector Credit \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCredit to the private sector was largely \nchanneled towards inventory build-up, 35.55%; \nother recurrent expenditures, 29.17%; and fixed \ncapital investment, 18.85%. \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of July 2021, the Zimbabwe \nStock Exchange (ZSE) continued on a bullish \ntrajectory, for the ninth consecutive month, as \nreflected by gains in all major indices. \n \nThe All Share, Top 10 and Medium Cap indices \ngained 10.06%, 15.39% and 2.71% to close at \n6 818.29 points, 3 639.99 points and 17 739.47 \npoints, respectively. The resource index gained \n6.60% to close at 4 188.45 points. \nLocal \nCurrency \nTransferable \ndeposits\n49.16%\nForeign \nCurrency \nDeposits\n42.70%\nTime \nDeposits\n6.97%\nCurrency in \nCirculation\n0.72%\nNCDs\n0.46%\nHouseholds\n17.70%\nAgriculture\n30.70%\nMining\n6.72%\nManufacturing\n9.87%\nDistribution\n12.98%\nConstruction\n1.00%\nTransport & \nCommunicati\nons\n1.75%\nServices\n8.40%\nFinancial Org. \n& Investments\n10.86%\nOther\n0.01%\n \n \n \n7 \n \nFigure 6: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2021 \n \nAs a consequence of mixed trading activity on \nthe ZSE, during the period under analysis, the \ncumulative volume and value of shares traded \ndeclined to 181.01 million shares and ZW$2.92 \nbillion, respectively. \n \nThe proportion of foreign purchases to the value \nof shares traded improved to 7.70%, compared \nto 3.36% recorded in the previous month. \nConcomitantly, \nthe \nnet \nforeign \nposition \nimproved to an outflow of ZW$232.85 million, \nfrom a net outflow of ZW$1.81 billion recorded \nin June 2021. \n \n \n \n \n \n \n \nFigure 7: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2021 \nNotable demand for some selected blue-chip \ncounters resulted in the ZSE gaining ZW$58.72 \nbillion, or 7.88% worth of capitalization, to \nZW$803.90 billion. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual \ninflation \ndeclined \nsharply, \nfrom \n106.64% in June 2021 to 56.37% in July 2021. \n \nContinued stability in the exchange rate, on the \nforeign exchange auction market, continued to \nkeep inflation under check. Both food and non-\nfood inflation registered declines. \n \nFood inflation slowed down from 108.64% in \nJune 2021 to 55.09% in July 2021, reflecting \nimproved agricultural output compared to the \nprevious year. \n \nAnnual non-food inflation also decelerated to \n57.33% in July 2021, from 105.12% in June \n2021. \n \n0.00\n2,100.00\n4,200.00\n6,300.00\n8,400.00\n10,500.00\n12,600.00\n14,700.00\n200\n1200\n2200\n3200\n4200\n5200\n6200\n7200\n31-Jul-20\n31-Aug-20\n30-Sep-20\n31-Oct-20\n30-Nov-20\n31-Dec-20\n31-Jan-21\n28-Feb-21\n31-Mar-21\n30-Apr-21\n31-May-21\n30-Jun-21\n31-Jul-21\nAll Share Index\nTop 10 Index\nMining Index\n0\n500\n1,000\n1,500\n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n8 \n \nAnnual blended CPI inflation2 decelerated \nsharply to 21.61% in July 2021, from 40.91% in \nJune 2021. \n \nMonthly Inflation \n \nThe ZW$ monthly inflation declined from \n3.88% in June 2021 to 2.56% in July 2021, on \naccount of both food and non-food inflation. \n \nMonthly food inflation slowed down from \n3.21% in June 2021 to 2.51% in July 2021, \nweighed down by declines in food categories \namong them, meat, oils and fats and fruits. \nIncreases were, however recorded for bread and \ncereals, vegetables, fish and seafood, and coffee, \ntea and cocoa. \n \nNon-food inflation declined from 4.38% in June \nto 2.6% in July 2021. \n \nFigure 8: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2021 \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nMonthly blended inflation also retreated \nsignificantly, from 4.49% in June 2021 to 0.67% \nin July 2021, due to declines in both food and \nnon-food inflation. \n \nNATIONAL PAYMENTS SYSTEM \n \nThe total value of transactions processed \nthrough the National Payments System (NPS) \nincreased by 2.71% to close at ZW$613.25 \nbillion in July 2021, from ZW$597.08 billion in \nthe previous month. NPS transaction volumes \nalso increased by 2.98% to close at 120.96 \nmillion, during the same month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nReal Time Gross Settlement System (RTGS) \ntransactions increased from ZW$388.76 billion \nin the previous month, to close at ZW$379.66 \nbillion in July 2021. The volume of RTGS \ntransactions stood at 1.03 million in July 2021, \ncompared to 1.08 million transactions in June \n2021. \nFigure 9: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2021 \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the US$. \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nFood\nNon-Food\nOverall\n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\n0\n200\n400\n600\n800\n1000\n1200\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n \n \n9 \n \nCash Transactions \n \nCash based transactions declined by 10.18% to \nclose at ZW$13.58 billion in July 2021, from \nZW$15.12 billion in the previous month. \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \nincreased from ZW$166.58 billion in June 2021, \nto close at ZW$185.40 billion in July 2021. \nCard Based Transactions \n \nDuring the month of July 2021, card-based \ntransactions rose by 15.44% to close at \nZW$48.18 billion, from ZW$41.47 billion \nrecorded in the preceeding month. \n \nRESERVE BANK OF ZIMBABWE \n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n27 \n 11. Exchange Rates \n \n \n \n \n \n \n \n28 \n \n \n \n \n \n \n11 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 29 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 30 \n \n13.2 Volumes of Transactions \n \n \n \n \n 31 \n \n \n \n \n \n \n \n \n \n \n \n \n12 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nNet Foreign Assets\n-309,340,585.00\n-323,918,937.77\n-317,370,813.35\n-327,434,598.03\n-322,916,992.61\n-316,766,634.64\n-328,526,094.64\n-340,106,496.40\n-327,297,184.10\n-319,268,915.42\n-328,642,322.20\n-303,317,411.71\n-290,181,081.59\nCentral Bank(net)\n-366,357,650.73\n-391,303,802.50\n-386,104,783.47\n-398,503,742.75\n-398,165,536.09\n-392,036,907.50\n-406,631,588.87\n-411,000,792.44\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\n-408,677,935.81\n-412,168,208.49\nForeign Assets\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\nForeign Liabilities\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\nOther Depository Corporations(net)\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n83,041,283.51\n89,891,499.41\n105,360,524.10\n121,987,126.91\nForeign Assets\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n98,837,092.48\n106,013,344.18\n120,848,426.81\n138,070,452.02\nForeign Liabilities\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,795,808.97\n16,121,844.77\n15,487,902.71\n16,083,325.11\nNet Domestic Assets (NDA)\n441,599,870.68\n470,066,520.53\n471,206,354.87\n497,207,430.71\n507,265,762.28\n521,691,490.51\n549,010,656.62\n566,288,275.77\n561,575,884.82\n581,351,630.28\n610,249,806.36\n606,251,821.19\n620,837,934.22\nDomestic Claims\n59,894,402.15\n62,852,286.66\n63,493,587.42\n80,786,149.78\n88,712,115.98\n101,159,726.29\n108,399,214.96\n127,374,579.36\n124,267,139.59\n149,907,978.82\n158,719,727.00\n170,177,222.61\n186,187,386.15\nClaims on Central Government(net)\n14,475,978.36\n11,939,163.62\n9,165,660.28\n16,233,346.76\n18,766,373.80\n23,276,846.68\n15,698,011.65\n25,682,635.40\n19,242,767.82\n28,124,843.48\n29,989,668.04\n23,670,319.48\n31,250,109.35\nClaims on Central Government\n25,495,963.30\n25,856,421.22\n24,510,261.70\n26,940,376.62\n28,442,906.62\n37,789,748.86\n34,941,802.63\n43,864,745.10\n43,295,379.13\n47,281,011.39\n47,535,251.17\n42,113,825.79\n45,934,145.83\nCentral Bank\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\nODCs\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n19,404,164.04\n19,218,864.33\n17,628,680.44\n23,177,944.18\nLess Liabilities to Central Government\n11,019,984.94\n13,917,257.60\n15,344,601.42\n10,707,029.86\n9,676,532.82\n14,512,902.18\n19,243,790.98\n18,182,109.70\n24,052,611.30\n19,156,167.92\n17,545,583.13\n18,443,506.31\n14,684,036.48\nCentral Bank\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\nODCs\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n5,382,544.78\n6,832,569.42\n6,295,266.36\n5,050,712.71\nClaims on Other Sectors\n45,418,423.79\n50,913,123.04\n54,327,927.14\n64,552,803.02\n69,945,742.18\n77,882,879.61\n92,701,203.31\n101,691,943.96\n105,024,371.77\n121,783,135.35\n128,730,058.96\n146,506,903.14\n154,937,276.80\nOther Financial Corporations\n1,010,123.42\n298,579.49\n338,002.03\n1,398,438.67\n1,450,895.49\n606,276.57\n396,273.97\n881,815.56\n2,676,383.43\n4,857,921.34\n2,161,647.81\n4,230,396.18\n4,434,113.69\nState and Local Government\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n20,366.90\n23,547.12\n84,251.94\n73,757.06\nPublic Non Financial Corporations\n5,154,947.39\n3,941,697.68\n4,796,976.15\n6,006,655.50\n5,000,659.17\n2,578,274.18\n8,366,572.13\n8,849,870.48\n7,837,908.59\n9,126,830.60\n9,187,412.56\n12,075,547.93\n10,556,580.34\nPrivate Sector\n39,227,391.60\n46,644,986.05\n49,157,774.70\n57,113,246.08\n63,465,738.17\n74,660,404.58\n83,910,160.40\n91,928,403.19\n94,480,029.44\n107,778,016.50\n117,357,451.47\n130,116,707.10\n139,872,825.71\nCentral Bank\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\nODCs\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n106,596,711.09\n116,093,273.55\n128,627,583.28\n138,316,566.70\nOther Items(Net)\n-381,705,468.53 -407,214,233.87 -407,712,767.45 -416,421,280.93 -418,553,646.30 -420,531,764.21 -440,611,441.66 -438,913,696.40 -437,308,745.22 -431,443,651.46 -451,530,079.36 -436,074,598.58 -434,650,548.07\nShares and Other Equity\n-359,843,502.38\n-393,275,806.44\n-386,761,250.11\n-392,085,071.73\n-397,700,402.79\n-390,151,578.46\n-408,061,464.88\n-410,347,885.65\n-411,006,941.09\n-396,650,639.28\n-415,482,334.99\n-421,159,006.94\n-420,923,101.54\nLiabilities to Other Financial Corporations\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n409,882.68\n429,002.92\n462,598.19\n552,817.90\nRestricted Deposits\n1,726,243.32\n4,057,817.74\n1,036,012.77\n1,208,834.37\n2,648,204.14\n835,126.11\n718,690.98\n252,287.94\n71,982.41\n72,859.61\n67,378.71\n73,532.53\n85,289.04\nDeposits and Securities Excluded from Broad Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-23,936,937.79\n-18,418,731.56\n-22,359,693.99\n-25,986,791.29\n-23,925,064.43\n-31,507,330.50\n-33,645,336.61\n-29,427,969.01\n-26,782,637.00\n-35,275,754.48\n-36,544,126.00\n-15,451,722.36\n-14,365,553.48\nBroad Money-M3\n132,259,285.68\n146,147,582.76\n153,835,541.52\n169,772,832.69\n184,348,769.67\n204,924,855.86\n220,484,561.98\n226,181,779.37\n234,278,700.72\n262,082,714.87\n281,607,484.16\n302,934,409.48\n330,656,852.64\nSecurities Other than Shares Included in Broad Money\n1,024,311.11\n1,111,664.44\n1,083,907.10\n1,231,944.90\n1,237,340.99\n1,436,202.84\n1,422,437.87\n1,457,355.54\n1,641,213.33\n1,503,791.55\n1,525,849.38\n1,559,661.34\n1,523,179.12\nBroad Money-M2\n131,234,974.57\n145,035,918.32\n152,751,634.42\n168,540,887.79\n183,111,428.68\n203,488,653.02\n219,062,124.11\n224,724,423.83\n232,637,487.38\n260,578,923.31\n280,081,634.78\n301,374,748.14\n329,133,673.52\nOther Deposits\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n13,701,776.00\n18,359,658.93\n21,395,598.04\n23,035,262.46\nNarrow Money-M1\n125,187,820.69\n139,604,307.06\n145,816,200.84\n160,143,748.68\n174,113,615.18\n193,581,808.32\n207,710,646.74\n210,777,710.55\n218,469,433.68\n246,877,147.31\n261,721,975.85\n279,979,150.10\n306,098,411.06\nTransferable Deposits\n123,981,130.10\n138,523,712.90\n144,756,556.77\n159,085,591.39\n173,047,801.52\n192,383,729.76\n206,490,526.41\n209,569,292.32\n216,776,481.85\n245,066,101.47\n259,978,003.99\n277,785,152.96\n303,724,801.01\n Of which Foreign Currency Accounts\n79,076,606.18\n86,014,194.25\n92,191,134.58\n97,621,848.10\n102,185,943.24\n103,728,205.33\n108,593,568.84\n109,661,714.64\n115,035,082.24\n117,770,638.10\n127,553,941.47\n133,630,862.77\n141,174,811.64\nCurrency Outside Depository Corporations\n1,206,690.59\n1,080,594.16\n1,059,644.06\n1,058,157.28\n1,065,813.65\n1,198,078.56\n1,220,120.33\n1,208,418.23\n1,692,951.82\n1,811,045.84\n1,743,971.86\n2,193,997.15\n2,373,610.05\nMemorandum Items\nReserve Money\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\nFCAs as a Percentage of Deposits in M3\n60.3%\n59.3%\n60.3%\n57.9%\n55.8%\n50.9%\n49.5%\n48.7%\n49.5%\n45.2%\n45.6%\n44.4%\n43.0%\nEnd Period Exchange Rate\n76.76\n83.40\n81.44\n81.35\n81.82\n81.79\n82.68\n83.89\n84.40\n84.50\n84.73\n85.42\n85.64\nSource: Reserve Bank of Zimbabwe, 2021\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n13 \n \n \nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nNet Foreign Assets\n-366,357,650.73\n-391,303,802.50\n-386,104,783.47\n-398,503,742.75\n-398,165,536.09\n-392,036,907.50\n-406,631,588.87\n-411,000,792.44\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\n-408,677,935.81\nClaims on Non Residents\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\nOfficial Reserves Assets\n12,511,281.83\n15,651,918.68\n12,374,572.35\n12,357,598.03\n11,668,298.64\n2,786,278.07\n6,677,598.06\n5,651,394.24\n11,051,852.30\n7,205,335.48\n9,390,079.67\n22,273,252.21\nOther Foreign Assets\n11,118,819.74\n11,993,657.14\n11,669,281.34\n11,660,124.13\n11,767,888.40\n11,838,216.95\n12,009,507.37\n12,215,668.41\n12,188,252.26\n10,909,678.93\n10,944,097.54\n10,865,931.01\nLess Liabilities to Non Residents\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\nShort Term Liabilities\n179,874,148.53\n193,114,218.14\n190,611,160.64\n190,817,851.33\n189,287,948.45\n187,885,613.69\n192,806,142.21\n194,818,587.99\n195,017,951.26\n196,412,895.15\n215,118,073.59\n219,691,932.32\nOther Foreign Liabilities*\n210,113,603.77\n225,835,160.18\n219,537,476.52\n231,703,613.58\n232,313,774.68\n218,775,788.84\n232,512,552.09\n234,049,267.11\n232,885,604.97\n224,012,318.18\n223,749,925.24\n222,125,186.70\n of which blocked funds\n171,686,088.39\n184,824,435.01\n179,488,881.37\n191,557,287.91\n191,564,844.22\n177,624,192.87\n190,969,111.27\n191,664,044.89\n191,174,087.59\n181,636,605.52\n181,088,588.70\n179,118,601.53\nNet Domestic Assets (NDA)\n382,503,085.26\n403,686,857.45\n398,837,103.00\n414,025,868.46\n416,589,882.06\n410,799,302.62\n428,456,369.46\n433,378,426.70\n423,911,503.19\n424,930,288.99\n444,749,080.57\n433,522,736.46\nDomestic Claims\n13,930,835.24\n9,173,375.62\n8,137,864.08\n16,330,004.87\n15,975,321.34\n17,721,762.12\n18,864,046.83\n20,211,944.02\n14,624,071.75\n24,589,033.83\n28,240,574.97\n25,962,204.03\nNet Claims on Central Government\n9,443,480.36\n5,892,417.23\n4,011,357.97\n9,947,354.13\n11,354,832.62\n15,520,804.20\n10,812,290.33\n11,396,835.82\n6,500,724.62\n14,103,224.21\n17,603,373.13\n12,336,905.40\nClaims on Central Government\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\nOf which: Securities Other than Shares\n6,348,432.53\n6,274,326.46\n6,194,697.32\n6,101,509.11\n6,051,655.92\n6,035,224.38\n6,165,262.55\n6,095,109.16\n5,962,815.29\n5,871,229.64\n5,850,605.06\n5,809,922.68\nLoans\n12,383,150.07\n12,684,520.32\n11,629,732.03\n12,753,129.37\n13,409,761.69\n19,658,455.39\n18,437,148.85\n18,695,624.21\n19,714,713.82\n22,005,617.72\n22,465,781.78\n18,675,222.67\n Loans and Advances\n8,377,024.21\n8,672,446.67\n7,617,711.22\n8,740,654.93\n9,388,431.71\n15,645,165.82\n14,425,116.65\n14,682,354.29\n15,701,443.90\n17,997,932.14\n18,458,096.20\n14,666,539.96\n Legacy Debt\n394,560.01\n400,507.80\n400,454.97\n400,908.59\n409,764.14\n401,723.73\n400,466.35\n401,704.08\n401,704.08\n396,119.73\n396,119.74\n397,116.86\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\nOf which: Deposits\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,487,354.87\n3,280,958.40\n4,126,506.11\n6,382,650.74\n4,620,488.72\n2,200,957.92\n8,051,756.50\n8,815,108.19\n8,123,347.12\n10,485,809.62\n10,637,201.84\n13,625,298.64\nOther Financial Corporations\n199,979.99\n200,871.01\n194,092.65\n191,304.06\n192,148.23\n188,349.05\n204,933.06\n703,425.29\n703,645.95\n1,533,608.33\n1,602,101.94\n1,591,946.54\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n4,103,280.79\n2,895,408.28\n3,746,599.01\n4,967,594.21\n3,730,697.26\n1,309,265.53\n7,102,293.92\n7,356,206.59\n6,508,948.22\n7,770,895.87\n7,770,921.98\n10,544,228.28\nPrivate Sector\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\nClaims on Other Depository Corporations\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\nOf which: Loans\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\nOther Liabilities to ODCs\n31,484,074.13\n36,504,621.50\n37,868,889.89\n35,078,524.21\n43,158,130.62\n53,880,036.70\n52,386,928.65\n59,780,016.83\n67,223,250.63\n68,479,829.04\n74,078,427.51\n91,366,745.03\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n13,291,243.49\n14,580,745.12\n13,851,775.48\n9,084,137.29\n11,687,723.67\n22,262,484.07\n29,594,641.97\n31,870,831.11\n32,826,932.93\n33,556,990.26\n41,514,984.85\n45,976,776.82\nOther Items(Net)\n-397,084,920.55\n-427,953,446.54\n-425,725,999.11\n-429,887,129.29\n-440,784,407.01\n-443,273,555.40\n-459,415,237.58\n-470,268,174.72\n-474,455,170.78\n-466,387,761.43\n-487,568,110.43\n-495,500,366.27\nShares and Other Equity\n-396,135,173.94\n-433,060,072.45\n-427,106,363.79\n-433,463,716.88\n-441,933,638.10\n-442,191,359.79\n-459,147,547.11\n-467,159,156.05\n-471,095,071.67\n-458,343,431.18\n-477,762,942.16\n-486,305,203.47\nOther Items(Net)\n-2,675,989.93\n-2,358,189.93\n-3,416,387.63\n-3,309,230.72\n-3,537,819.62\n-3,242,652.80\n-1,473,280.48\n-4,426,426.77\n-4,965,601.97\n-9,430,994.41\n-10,971,526.97\n-9,911,933.75\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n1,726,243.32\n7,464,815.83\n4,796,752.30\n6,885,818.31\n4,687,050.70\n2,160,457.19\n1,205,590.01\n1,317,408.10\n1,605,502.86\n1,386,664.16\n1,166,358.70\n716,770.95\n0.17\nMonetary Base \n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\nBond Coins\n99,709.22\n99,709.27\n99,709.34\n99,709.54\n99,709.66\n2,375,925.99\n99,709.66\n99,709.73\n99,709.87\n99,709.99\n99,710.09\n99,710.14\nBond Notes\n1,797,797.97\n1,955,979.19\n2,044,143.53\n2,022,625.16\n2,029,709.06\n99,709.69\n2,603,693.97\n2,847,426.23\n3,050,378.36\n3,152,287.93\n3,550,401.56\n3,797,075.30\nLiabilities to ODCs\n11,457,457.43\n10,063,539.06\n10,250,353.16\n13,378,590.41\n15,910,190.58\n16,386,469.12\n19,121,376.95\n19,430,498.30\n16,097,963.29\n19,368,092.13\n22,565,147.30\n20,948,015.21\n Reserve Deposits\n1,049,647.55\n1,237,283.94\n1,401,898.97\n1,678,661.09\n2,008,569.51\n2,199,092.20\n2,444,129.79\n4,799,500.58\n5,160,139.38\n5,730,094.93\n6,659,921.67\n7,269,076.19\n Exess reserves \n10,407,809.87\n8,826,255.12\n8,848,454.19\n11,699,929.32\n13,901,621.07\n14,187,376.93\n16,677,247.16\n14,630,997.72\n10,937,823.91\n13,637,997.20\n15,905,225.63\n13,678,939.03\nPrivate Deposits\n2,790,469.91\n263,827.44\n338,113.50\n21,200.60\n384,736.66\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2021\n Provisional until audit is completed\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n14 \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nNet Foreign Assets\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n77,366,267.57\n77,366,267.57\n105,360,524.10\nClaims on Non Residents\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n92,405,865.60\n92,405,865.60\n120,848,426.81\nOf Which: Foreign Currency\n18,357,028.29\n28,776,016.24\n30,217,561.04\n32,235,029.76\n34,673,918.84\n39,886,775.04\n42,733,946.30\n41,025,473.91\n40,953,342.99\n40,953,342.99\n40,953,342.99\n30,255,551.49\nDeposits\n53,559,656.10\n55,319,393.27\n53,657,586.61\n53,623,468.12\n55,308,353.64\n49,426,810.30\n50,993,755.75\n45,711,660.09\n51,250,447.13\n51,250,447.13\n51,250,447.13\n90,381,891.07\nOther\n106,177.81\n114,882.47\n111,830.36\n111,520.80\n99,718.57\n145,114.78\n154,683.94\n183,144.98\n202,075.48\n202,075.48\n202,075.48\n210,984.25\nLess Liabilities to Non Residents\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,039,598.02\n15,039,598.02\n15,487,902.71\nOf Which: Deposits\n5,065,144.06\n5,996,405.81\n4,800,281.08\n4,449,027.74\n4,387,729.22\n3,826,796.90\n4,683,800.54\n4,962,383.04\n4,425,775.68\n4,425,775.68\n4,425,775.68\n4,258,022.10\nLoans\n9,940,652.40\n10,829,021.44\n10,452,726.81\n10,451,846.22\n10,445,718.35\n10,361,630.37\n11,093,091.22\n11,063,599.89\n10,613,822.34\n10,613,822.34\n10,613,822.34\n11,229,880.61\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n71,245,059.44\n74,011,298.35\n79,943,074.31\n91,947,346.14\n105,610,829.31\n127,131,173.37\n140,672,048.38\n153,013,944.93\n153,685,960.87\n153,685,960.87\n153,685,960.87\n194,736,649.82\nDomestic Claims\n45,963,566.91\n53,678,911.04\n55,355,723.35\n64,456,144.91\n72,736,794.64\n83,427,964.18\n89,535,168.13\n107,162,635.34\n109,643,067.84\n109,643,067.84\n109,643,067.84\n144,215,018.58\nNet Claims on Central Government\n5,032,498.00\n6,046,746.39\n5,154,302.32\n6,285,992.63\n7,411,541.18\n7,756,042.48\n4,885,721.32\n14,285,799.58\n12,742,043.20\n12,742,043.20\n12,742,043.20\n11,333,414.08\nClaims on Central Government\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n17,617,850.02\n17,617,850.02\n17,628,680.44\nSecurities\n6,760,053.73\n6,883,528.44\n6,676,225.73\n8,068,172.39\n8,961,484.35\n12,072,773.09\n10,322,702.11\n19,049,865.62\n17,602,682.71\n17,602,682.71\n17,602,682.71\n17,610,769.74\nLoans\n4,326.98\n14,046.00\n9,606.62\n17,565.74\n20,004.65\n23,296.00\n16,689.12\n24,146.11\n15,167.30\n15,167.30\n15,167.30\n17,910.70\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\nOf which: Deposits\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n40,931,068.91\n47,632,164.65\n50,201,421.03\n58,170,152.28\n65,325,253.46\n75,671,921.69\n84,649,446.81\n92,876,835.77\n96,901,024.65\n96,901,024.65\n96,901,024.65\n132,881,604.50\nOther Financial Corporations\n810,143.43\n97,708.48\n143,909.38\n1,207,134.60\n1,258,747.26\n407,927.51\n191,340.91\n178,390.27\n1,972,737.48\n1,972,737.48\n1,972,737.48\n2,638,449.64\nState and Local Government\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n30,050.30\n30,050.30\n84,251.94\nPublic Non Financial Corporations\n1,051,666.60\n1,046,289.40\n1,050,377.14\n1,039,061.29\n1,269,961.90\n1,269,008.65\n1,264,278.21\n1,493,663.89\n1,328,960.37\n1,328,960.37\n1,328,960.37\n1,531,319.65\nPrivate Sector\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n93,569,276.49\n93,569,276.49\n128,627,583.28\nClaims on the Central Bank\n54,830,533.49\n55,843,634.83\n57,763,783.89\n68,012,702.35\n74,300,828.81\n77,254,382.86\n79,477,691.43\n74,589,859.15\n84,489,214.72\n84,489,214.72\n84,489,214.72\n77,498,004.69\nCurrency\n690,816.60\n975,094.30\n1,084,208.81\n1,064,177.41\n1,063,605.07\n1,177,847.43\n1,483,283.31\n1,738,717.73\n1,457,136.40\n1,457,136.40\n1,457,136.40\n1,702,788.29\nReserves\n54,139,716.89\n54,868,540.52\n56,679,575.08\n66,948,524.94\n73,237,223.74\n76,076,535.42\n77,994,408.12\n72,851,141.43\n83,032,078.32\n83,032,078.32\n83,032,078.32\n75,795,216.40\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n1,387,934.10\n1,837,109.59\n1,863,123.11\n1,812,655.13\n1,489,512.69\n1,318,615.34\n391,146.93\n409,213.89\n75,373.50\n75,373.50\n75,373.50\n662,275.52\nOther Items(Net)\n28,161,106.86\n33,674,137.93\n31,313,309.81\n38,708,845.99\n39,937,281.45\n32,232,558.32\n27,949,664.25\n28,329,335.68\n40,370,948.20\n40,370,948.20\n40,370,948.20\n26,314,097.93\nShares and Other Equity\n36,291,671.56\n39,784,266.01\n40,345,113.68\n41,378,645.15\n44,233,235.31\n52,039,781.33\n51,086,082.23\n56,811,270.41\n60,088,130.57\n60,088,130.57\n60,088,130.57\n65,146,196.53\nLiabilities to other ressident sectors\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n408,850.46\n408,850.46\n462,598.19\nOther Items(Net)\n-8,479,293.02\n-6,532,614.47\n-9,403,967.74\n-3,111,546.88\n-4,719,570.65\n-20,099,241.64\n-23,513,086.84\n-29,091,805.04\n-20,126,032.83\n-20,126,032.83\n-20,126,032.83\n-39,294,696.79\nDeposits and Securities Included in Broad Money\n128,262,125.18\n141,396,163.08\n148,677,044.43\n163,016,490.87\n180,859,372.79\n202,401,446.22\n218,777,542.62\n223,908,240.98\n231,052,228.44\n231,052,228.44\n231,052,228.44\n300,097,173.91\nDeposits Included in Broad Money\n127,237,814.07\n \n140,284,498.63\n \n147,593,137.33\n \n161,784,545.97\n \n179,622,031.80\n \n200,965,243.38\n \n217,355,104.75\n \n222,450,885.44\n \n229,411,015.11\n \n229,411,015.11\n \n229,411,015.11\n \n298,537,512.57\n \nTransferable Deposits\n121,190,660.19\n \n134,852,887.37\n \n140,657,703.75\n \n153,387,406.86\n \n170,624,218.30\n \n191,058,398.68\n \n206,003,627.38\n \n208,504,172.16\n \n215,242,961.41\n \n215,242,961.41\n \n215,242,961.41\n \n277,141,914.54\n \n of which FCAs\n79,076,606.18\n \n82,607,196.16\n \n88,430,395.05\n \n91,944,864.16\n \n100,147,096.67\n \n102,824,762.68\n \n108,386,216.00\n \n109,466,728.50\n \n114,435,612.97\n \n114,435,612.97\n \n114,435,612.97\n \n133,608,092.81\n \nOther Deposits\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n14,168,053.71\n14,168,053.71\n21,395,598.04\nMoney Market Instruments\n1,024,311.11\n \n1,111,664.44\n \n1,083,907.10\n \n1,231,944.90\n \n1,237,340.99\n \n1,436,202.84\n \n1,422,437.87\n \n1,457,355.54\n \n1,641,213.33\n \n1,641,213.33\n \n1,641,213.33\n \n1,559,661.34\n \nSource:Reserve Bank of Zimbabwe,2021\n \n \n \n \n15 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n17 \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nSource:Reserve Bank of Zimbabwe,2021\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n21 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJuly\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nSource:Reserve Bank of Zimbabwe,2021\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n22 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nSource: Reserve Bank of Zimbabwe,2021\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n23 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nSource:Reserve Bank of Zimbabwe, 2021\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n24 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\n Source:Reserve Bank of Zimbabwe, 2021\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n25 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nSource:Zimstat, 2021\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n26 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJune\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJuly\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nSource:Zimstat, 2021\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n27 \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2020; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n28 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nSource: Reserve Bank of Zimbabwe, 2021\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n29 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJune\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJuly\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nSource:Zimbabwe Stock Exchange, 2021\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n30 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n5548.1\n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n4706.6\n4.5\n594.0\n13.9\n2015.1\n831.0\nMar\n6300.4\n4.5\n654.2\n12.5\n2657.1\n864.8\nApr\n5786.8\n3.3\n640.9\n11.5\n3002.6\n822.6\nMay\n7298.4\n4.2\n819.7\n10.5\n3550.1\n968.6\nJun\n7997.3\n4.7\n779.4\n8.3\n3724.3\n1135.5\nJul\n8290.0\n4.0\n790.0\n9.4\n4446.7\n1262.5\nAug\n7762.9\n2.9\n811.2\n14.0\n4558.5\n1255.0\nSep\n7155.0\n4.0\n842.5\n17.0\n4462.4\n1393.1\nOct\n8230.5\n4.2\n821.3\n17.9\n4607.4\n1428.2\nNov\n7922.5\n3.7\n657.5\n19.9\n3964.8\n1026.7\nDec\n8355.2\n2.8\n917.2\n14.6\n4833.8\n1102.9\n2019\nJan\n6903.0\n2.9\n1294.0\n16.9\n3608.8\n1056.2\nFeb\n8337.0\n4.0\n1330.6\n17.2\n3594.5\n1093.6\nMar\n9881.5\n3.9\n1399.5\n18.3\n4080.7\n1250.6\nApr\n10321.4\n3.1\n1590.1\n14.0\n4949.3\n1408.5\nMay\n14670.3\n4.2\n1397.5\n11.8\n6692.5\n1897.8\nJun\n17881.2\n3.7\n1464.7\n30.1\n7130.0\n2539.8\nJul\n23309.9\n3.7\n1806.5\n36.6\n9137.4\n3295.8\nAug\n23596.6\n2.4\n2181.6\n38.5\n11077.6\n3493.6\nSep\n30328.1\n3.8\n3029.9\n51.9\n15112.0\n5337.7\nOct\n39413.7\n3.9\n3621.6\n67.1\n16588.3\n6237.0\nNov\n40871.8\n3.5\n4199.3\n67.4\n13537.8\n7200.3\nDec\n49579.8\n2.8\n5695.4\n97.2\n19356.7\n8724.0\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n4532.1\n35306.3\n64996.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36383.0\n61941.7\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n44873.9\n3311.1\n57558.5\n127846.0\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n31 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\nINTERNET\n2018\nJan\n 548.1 \n22.7\n20981.2\n449.6\n100593.9\n501.8\nFeb\n 457.2 \n22.5\n18869.0\n292.2\n89584.3\n463.8\nMar\n 545.2 \n23.7\n21996.8\n268.4\n116120.0\n510.5\nApr\n 505.5 \n17.4\n21170.0\n253.6\n117616.8\n457.0\nMay\n 611.1 \n21.2\n23278.2\n213.2\n137423.0\n496.6\nJun\n 553.6 \n22.5\n23790.0\n175.2\n156609.8\n502.2\nJul\n 560.2 \n20.1\n25075.5\n223.1\n169416.8\n559.6\nAug\n 553.0 \n15.1\n25249.9\n317.4\n164918.0\n518.7\nSep\n 543.0 \n19.4\n24918.0\n300.8\n161289.5\n511.3\nOct\n 571.6 \n20.4\n21025.4\n345.5\n161427.4\n496.0\nNov\n 477.4 \n16.7\n17845.4\n334.9\n133862.1\n430.6\nDec\n 478.6 \n13.0\n27419.1\n236.2\n161540.7\n409.1\nAnnual Total\n 6,404.4 \n234.6 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n401.5\n12.2\n40613.8\n232.6\n135481.1\n413.4\nFeb\n456.5\n16.4\n27811.2\n226.8\n119081.1\n463.6\nMar\n525.9\n15.4\n30417.6\n248.9\n142597.8\n441.0\nApr\n535.0\n13.7\n32092.5\n168.8\n157348.3\n390.1\nMay\n642.6\n14.7\n15542.6\n121.4\n166491.6\n494.3\nJun\n706.0\n13.3\n18012.1\n79.6\n160873.0\n486.8\nJul\n983.5\n13.6\n20465.4\n99.6\n170823.3\n638.2\nAug\n872.9\n9.0\n21919.8\n85.2\n179281.2\n542.3\nSep\n1010.7\n11.9\n22749.6\n62.4\n200441.9\n679.4\nOct\n1079.4\n12.7\n23191.6\n65.0\n206621.5\n1099.3\nNov\n982.1\n10.3\n25737.5\n225.2\n152919.9\n2044.1\nDec\n1003.8\n7.6\n27800.5\n385.5\n146316.6\n1273.6\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-July-2021.pdf"}
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+{"doc_id": "b829c8342cb69a684784514455f95ae2", "text": "i \n \n \n \n \n \n \n \nJULY 2020 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nMERCHANDISE TRADE DEVELOPMENTS..................................................................... 5 \nMONETARY DEVELOPMENTS .............................................................................................. 9 \nINFLATION OUTTURN ........................................................................................................... 10 \nAnnual Inflation ...................................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 11 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 11 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 11 \nCash Transactions ................................................................................................................... 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nCard Based Transactions ....................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n2020 \n \nJune \n \n2020 \n \nJuly \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0) (ZW$ millions) \n12,651.57 \n16,145.43 \n \n27.62 \nMoney Supply2 (M3) (ZW$ millions) \n99,820.2 \n132,259.29 \n32.50 \nAnnual Inflation1 (%) \n737.26 \n837.53 \n100.27a \n \nBlended Annual Inflation1 (%) \n457.19 \n485.27 \n28.08a \nMonthly Inflation1 (%) \n31.7 \n35.53 \n3.83a \n \nBlended Monthly Inflation1 (%) \n29.4 \n16.65 \n-12.75a \nNational Payment System Transactions2 \n(ZW$ billions) \n157.59 \n211.43 \n34.25 \nNominal Lending Rate2 \n(% per annum) \n5.00-65.00 \n5.00-65.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n \nThe international prices of precious metals, base \nmetals and crude oil registered monthly gains in \nJuly 2020. This followed the opening up of most \neconomies \nfrom \ncoronavirus-induced \nlockdowns, which boosted expectations of the \nrecovery of the global economy. \n \n \nPrecious Metals \nGold prices continued to rally during the month \nunder review, gaining 6.2% month-on-month, \nunderpinned by robust safe-haven demand. The \nprice of the yellow metal increased from \nUS$1,733.14 per ounce in June 2020 to \nUS$1,841.08 per ounce in July 2020. \n \nPlatinum prices also registered monthly gains, \non the back of strengthening demand, as \nautomobile manufacturing staged a recovery. \nOn the supply-side, coronavirus containment \nmeasures in South Africa, the world’s top \nproducer, lent support to prices, owing to \nlimited production capacity. Against this \nbackdrop, the price of platinum increased by \n5.2%, from US$821.16 per ounce in June \n2020, to a monthly average of US$863.52 per \nounce July 2020. \n \nFigure 1 shows the developments in precious \nmetal prices for the period from July 2019 to \nJuly 2020. \n \n \n \n \n \n \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2020 \n \nBase Metals \n \nBase metal prices increased owing to strong \ndemand from China, as industrial activity \nreached pre-pandemic levels. In addition, \nsupply conditions in source markets tightened \non the back of coronavirus lockdowns, \nparticularly in Chile and Peru, the world’s top \nproducers of copper. \nThe demand for copper was supported by a \nstimulus package put in place by the Chinese \ngovernment, targeting infrastructure spending, \nfor which copper is a key component. \nResultantly, copper prices rose by 10.4%, from \na monthly average of US$5,742.39 per tonne in \nJune 2020 to US$6,340.72 per tonne July 2020. \nLikewise, nickel prices were supported by \nstrong demand from China, as infrastructure \nspending signalled a recovery, with a positive \nimpact on investor sentiment. As a result, the \nprice of nickel gained by 4.7%, from \nUS$12,702.05 per tonne recorded in the \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nprevious month to US$13,279.87 per tonne \nduring the month under review. \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2020 \n \nBrent Crude Oil \nBrent crude oil price were buoyed by signs of \neconomic recovery in China as factory activity \nexpanded, supporting prices from the demand-\nside. However, a resurgence of coronavirus \ncases in the US, coupled with signs of easing of \nsupply cuts from oil producing nations and \nrising geo-political tensions capped the gains for \nBrent crude oil in July 2020. The monthly \naverage price of crude oil gained by 5.9%, from \nUS$40.70 per barrel in June 2020, to US$43.10 \nper barrel in July 2020. \nFigure 3 shows developments in Brent crude oil \nprices for the period from July 2019 to July \n2020. \n \n \n \n \n1 Sum of merchandise exports and imports \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2020 \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade1 stood at US$737.3 \nmillion in June 2020, reflecting an increase of \n11.7% from US$659.9 million recorded in May \n2020. \nThis \nfollowed \nincreases \nin \nboth \nmerchandise exports and imports. The sustained \nimprovement \nin \nmerchandise \ntrade \nwas \nunderpinned by the easing of trade restrictive \nlockdowns, particularly in South Africa, the \ncountry’s biggest trading partner. \n \nMerchandise Exports \nMerchandise exports increased by 10.5%, from \nUS$298.7 million in May 2020 to US$330.0 \nmillion in June 2020. The easing of lockdown \nmeasures by the country’s major trading \npartners such as South Africa and China \nbolstered the country’s exports during the month \nunder review. Zimbabwe exports most of its \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nJul-19\nSep-19\nNov-19\nJan-20\nMar-20\nMay-20\nJul-20\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nUS$/barrel\n \n \n \n6 \n \nminerals and tobacco to South Africa and China, \nrespectively. \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2020 \n \nThe country’s merchandise exports for the \nmonth of June 2020 were mainly composed of \nnickel, gold, diamonds and tobacco which \ncollectively constituted about 80.5% of total \nexports, as shown in Table 1. \n \n \n \n \n \n \n \n \n \n \n2 Nickel ores and concentrates, nickel matters and \nunwrought platinum are components of the platinum of \nmetals (PGMs). \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nMay-20 \nJune-20 \nShare \nof \nTotal \n(%) \nTotal Exports \n298.7 \n330.0 \n100.0 \nOf which: \n \n \n \n Nickel mattes \n41.1 \n119.1 \n36.1 \n Gold \n110.7 \n77.8 \n23.6 \n Nickel \nores \nand \nconcentrates2 \n60.8 \n38.8 \n11.8 \n Industrial diamonds \n0.3 \n18.1 \n5.5 \n Tobacco \n(Including \nflue-cured, stemmed & \ncigarettes) \n18.1 \n11.4 \n3.5 \n Cane sugar \n4.0 \n10.7 \n3.3 \n Unwrought Platinum \n(in powder form) \n14.4 \n6.8 \n2.1 \n Ferro-chromium \n10.4 \n6.6 \n2.0 \n Chromium ores and \nconcentrates \n4.0 \n4.5 \n1.4 \n Coal (Coke and semi-\ncoke of coal) \n5.1 \n3.5 \n1.1 \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nThe country’s top export destinations during the \nmonth under analysis were: United Arab \nEmirates, 17.95%; South Africa, 17.75%; \nMozambique, 10.39%; Belgium, 5.50%; and \nUganda, 3.93%, as shown in Figure 5. \n \n \n \n \n292.6\n349.5\n295.9\n277.0\n343.2\n239.8\n397.7\n365.5\n272.1\n200.5\n298.7\n330.0\n0.0\n100.0\n200.0\n300.0\n400.0\nJan\nFeb\nMar\nApr\nMay\nJune\n2019\n2020\n \n \n \n7 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Imports \nTotal merchandise imports for the month of \nJune 2020 amounted to US$407.3 million, a \n12.8% \nincrease \nfrom \nUS$361.1 \nmillion \nrecorded in the previous month. The general \nrebound in imports continued to be attributed to \nthe relaxation of lockdowns by most economies, \na development that improved regional and \nglobal supply chains. Figure 6 shows monthly \nmerchandise imports for 2019 and 2020. \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2019 & 2020 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \nThe increase in the country’s imports during the \nmonth of June 2020 was underpinned by \nincreases in imports of medicines (315.9%); \nunleaded petrol (42.3%); and diesel, (10.9%). \nTable 3 shows imports of major commodities \nfor the months of May and June 2020. \n \n \n \n \n \n \n \n \n \n \n17.95%\n17.75%\n10.39%\n5.50%\n3.93%\n1.48%\n1.34%\n1.33%\n1.16%\n0.22%\nUnited Arab Emirates\nSouth Africa\nMozambique\nBelgium\nUganda\nZambia\nHong Kong\nKenya\nBotswana\nNetherlands\n366.8 \n408.2 \n330.1 \n418.4 \n438.2 \n458.8 \n357.2 \n384.5 \n404.0 \n401.1 \n431.2 \n418.8 \n383.5\n455.3\n450.5\n224.7\n361.1\n407.3\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\nJan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec\n2019\n2020\n \n \n \n8 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \nMay 20 \nUS$ m \nJune 20 \nUS$ m \nShare \nof \nTotal \nImports \n(%) \nTotal \n361.1 \n407.3 \n100.0 \nOf which: \n \n \n \n Diesel \n36.6 \n40.6 \n10.0 \n Medicines \nand \nVaccines \n7.0 \n29.1 \n7.1 \n Unleaded petrol \n16.1 \n22.9 \n5.6 \n Maize (Excluding \nSeed) \n41.2 \n20.2 \n5.0 \n Electricity \n11.1 \n18.0 \n4.4 \n Crude soya bean \noil \n14.6 \n12.4 \n3.1 \n Machinery \n0.1 \n9.5 \n2.3 \n Rice \n9.8 \n8.9 \n2.2 \n Herbicides \n2.7 \n4.4 \n1.1 \n Road tractors \n1.7 \n3.9 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nDuring the month under review, the country \nsourced most of its imports from South Africa \n(45.3%); Singapore (15.8%); China (9.1%); and \nIndia (7.1%), as shown in Figure 7. \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nMerchandise Trade Balance \nThe above mentioned trade developments \nculminated in the widening of the country’s \ntrade deficit, from US$62.4 million in May 2020 \nto US$77.3 million during the month under \nreview. The worsening of the balance of trade \nwas mainly on account of a surge in imports, \nduring the month under analysis. Figure 8 shows \nthe country’s trade balance for the period from \nJune 2019 to June 2020. \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \n \n \n \n47.5%\n14.1%\n12.2%\n3.2%\n2.7%\n1.9%\n1.8%\n1.1%\n1.0%\n0.9%\nSouth Africa\nSingapore\nChina\nMauritius\nIndia\nThailand\nMozambique\nPoland\nUnited Kingdom\nZambia\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nExports\nImports\nTrade Balance\n \n \n \n9 \n \nMONETARY DEVELOPMENTS3 \n \nBroad money stood at ZW$132.26 billion as at \nend July 2020, up from ZW$99.82 billion \nrecorded in June 2020. The narrow money stock \n(M1) largely consisted of foreign currency \naccount \n(FCA) \ndeposits, \nequivalent \nto \nZW$79.08 billion (59.79%), while local \ncurrency transferrable deposits amounted to \nZW$44.90 billion (33.95%) and currency in \ncirculation, ZW$1.21 billion (0.91%). \n \nOver the year to July 2020, the foreign currency \ncomponent \nof \ntotal \ndeposits \nincreased \nsignificantly, mainly on account revaluation \nadjustments due to exchange rate movements, \nfrom \nZW$9.19/US$ \nin \nJuly \n2019 \nto \nZW$76.76/US$ in July 2020. In addition, the \ngrowth in FCA deposits also reflected inflows \nfrom the tobacco-selling season, as well as the \npolicy change that allowed usage of free funds \nfor domestic transactions. \nLocal currency deposits registered a year-on- \nyear growth of 317.60%, while currency in \ncirculation also increased by 159.61% on an \nannual basis, reflecting demand for cash for \ntransactions purposes, against the high inflation \nenvironment. \n \n \n \n \n \n \n3All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nAnnual growth in broad money was largely \ndriven by increases in credit to the private \nsector, 607.38%; credit to other financial \ncorporations, 477.51%; and credit to public non-\nfinancial corporations, 438.47%. Net credit to \nGovernment recorded a year-on-year increase of \n27.56% as at end July 2020, reflecting reduced \nrecourse to banking system finance by \nGovernment. \nOn a month-on-month basis, credit to the private \nsector increased by 21.88% to ZW$39.23 \nbillion; while net credit to Government also \ngrew by 28.25% to ZW$14.48 billion, during \nthe month under review. Credit to Government \nwas largely in the form of Treasury bill holdings \nby banks. \nCredit to the private sector was mainly extended \ntowards \nagriculture, \n26.16%; \nfinancial \norganisations, \n17.59%; \nmining, \n13.91%; \nLocal \nCurrency \nTransferable \ndeposits\n36.09%\nForeign \nCurrency \nDeposits\n57.81%\nTime \nDeposits\n4.02%\nCurrency in \nCirculation\n1.21%\nNCDs\n0.86%\n \n \n \n10 \n \nmanufacturing, 12.07%; households, 11.65%; \nand distribution, 10.32%, as shown in figure 10. \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCredit to the private sector was channelled \ntowards inventory build-up, 37.28%; other \nrecurrent expenditures, 32.86%; and fixed \ncapital investment, 17.98%, among other \npurposes. \n \nINFLATION OUTTURN \n \n \nAnnual Inflation \n \nAnnual headline inflation accelerated to \n837.53% in July 2020, from 737.26%, recorded \nin June 2020. This was driven by both food and \nnon-food inflation. \nAnnual food inflation, which had decelerated in \nMay and June 2020, rose to 976.73% in July \n2020. \nBread and cereals; vegetables; and meat, were \nmajor drivers of annual food inflation in July \n2020. Major increases in food prices were \nrecorded for ginger, garlic, mealie meal, bread, \nand chicken, among others. Other items that \nregistered significant price increases over the \nyear were processed meat, flour, fish and \nspaghetti. \nSimilarly, annual non-food inflation accelerated \nto 755.27% in July 2020, from 678.3% in the \nprevious month. This was driven by housing, \nwater, \nelectricity, \ngas \nand \nother \nfuels; \nmiscellaneous goods and services; and transport \nand communication categories. \nThe increase in housing and energy prices was \nunderpinned by the rise in the cost of \nmaintenance of dwellings, upward review of \nmunicipality charges and actual rentals for \nhousing. \nThe upward adjustment of fuel prices, in line \nwith official exchange rate developments, \ncontributed to the rise in transport inflation in \nJuly 2020. \nThe rise in communication inflation was \nattributable to an increase in charges for voice \nand data traffic by all providers. The demand for \ntelecommunications for business also increased \nduring the lockdown period, pushing prices up. \n \n \n \nHouseholds\n11.65%\nAgriculture\n26.16%\nMining\n13.91%\nManufacturing\n12.07%\nDistribution\n10.32%\nConstruction\n0.57%\nTransport & \nCommunicati\nons\n1.29%\nServices\n6.30%\nFinancial Org. \n& Investments\n17.59%\nOther\n0.15%\n \n \n \n11 \n \nThe annual Blended Consumer Price Index \n(CPI) inflation4 rose to 485.27% in July 2020, \nfrom 457.19% in June 2020. \n \nMonthly Inflation \n \nMonthly inflation accelerated to 35.53% in July \n2020, from 31.7% in the previous month, largely \ndriven by an increase in non-food inflation. \nNon-food inflation rose from 27.6% in June to \n33.76% in July 2020. Transport; housing, water \nelectricity \ngas \nand \nother \nfuels; \nand \ncommunication were the largest contributors to \nmonth-on-month inflation in July 2020. \nFood inflation also rose from 37.7% in June to \n38.0% in July 2020. Bread and cereals, \nvegetables and meat continued to have the \nlargest impact on monthly inflation. \nThe monthly blended inflation declined by \n12.75 percentage points to 16.65% in July 2020, \nfrom 29.4% in June 2020. \nFigure 9 shows month-on-month inflation \ndevelopments, for the period from July 2019 to \nJuly 2020. \n \n \n \n \n \n \n \n \n4The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nFigure 11: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2020 \n \nNATIONAL PAYMENTS SYSTEM \n \nThe National Payment System (NPS) processed \ntransactions amounting to ZW$211.43 billion, \nduring the month under analysis. This \nrepresented a 34.2% increase from ZW$157.59 \nbillion recorded in the previous month. NPS \ntransaction volumes, however, registered a \n8.9% decline to close at 139.48 million \ntransactions, during the same month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \nincreased by 39.9% to close at ZW$127.74 \nbillion in July 2020, from ZW$91.31 billion \nrecorded in June 2020. RTGS transaction \nvolumes increased by 1.2%, to close at 918,354 \ntransactions during the same month. \n \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the USD \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nFood\nNon-Food\nOverall\n \n \n \n12 \n \nFigure 12: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCash Transactions \n \nThe value of cash transactions increased by \n61.8%, from ZW$4.1 billion in June 2020 to \nclose at ZW$6.7 billion, during the period under \nreview. \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions were \n18.02% higher to close at ZW$61.23 billion, \nduring the month of analysis, from ZW$51.88 \nbillion, in the preceding month. \nCard Based Transactions \n \nCard-based transactions recorded a 53.49% \nincrease to close at ZW$15.77 billion, during \nthe month of July 2020. \n \nAugust 2020 \nReserve Bank of Zimbabwe \n -\n 20.0\n 40.0\n 60.0\n 80.0\n 100.0\n 120.0\n 140.0\n0\n200\n400\n600\n800\n1000\n1200\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n13 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n30 \n 11. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n14 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 32 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 33 \n \n13.2 Volumes of Transactions \n \n \n \n \n 34 \n14. Merchandise Trade Statistics \n \n \n \n \n \n 35 \n \n \n \n \n \n \n \n \n 15 \n \n \nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nNet Foreign Assets\n-19,915,608.51\n-23,599,341.26\n-33,219,232.58\n-38,974,813.91 -39,899,004.55\n-40,662,175.37\n-41,890,476.47 -41,693,753.23 -64,413,672.15\n-89,046,879.04\n-97,000,590.99 -234,278,568.81 -309,340,585.00\nCentral Bank(net)\n-23,287,056.52\n-27,352,064.33\n-39,349,960.03\n-46,395,160.21\n-48,267,748.85\n-50,285,843.15\n-51,596,769.75\n-51,659,786.89\n-78,356,892.58\n-104,544,431.97\n-114,377,001.26\n-275,623,563.54\n-366,357,650.73\nForeign Assets\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\nForeign Liabilities\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\nOther Depository Corporations(net)\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\nForeign Assets\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\nForeign Liabilities\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\nNet Domestic Assets (NDA)\n36,991,644.76\n43,293,406.54\n56,770,962.37\n67,904,876.25\n71,719,556.15\n75,680,355.31\n78,162,546.08\n80,030,632.68 112,816,570.52\n141,032,021.98\n156,475,813.43\n334,099,369.96\n441,599,870.68\nDomestic Claims\n18,228,356.09\n20,234,819.47\n21,168,772.43\n24,743,158.13\n28,575,556.98\n27,819,807.93\n28,569,680.55\n30,260,777.76\n34,054,407.09\n32,574,364.29\n39,063,809.71\n50,113,139.15\n59,894,402.15\nClaims on Central Government(net)\n11,519,440.01\n12,964,643.80\n13,061,889.35\n14,409,797.90\n15,813,415.72\n14,062,737.58\n12,724,160.31\n12,697,777.62\n12,949,759.72\n10,305,498.64\n14,278,461.16\n11,286,874.74\n14,475,978.36\nClaims on Central Government\n13,077,256.67\n14,949,077.76\n16,410,748.86\n16,955,759.46\n17,933,911.03\n15,580,358.19\n16,676,243.01\n16,838,781.22\n17,542,397.05\n17,458,577.62\n18,059,689.23\n22,643,966.48\n25,495,963.30\nCentral Bank\n9,591,038.53\n11,538,930.29\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,476,066.34\n16,374,954.71\n18,731,582.60\nODCs\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\nLess Liabilities to Central Government\n1,557,816.66\n1,984,433.95\n3,348,859.52\n2,545,961.56\n2,120,495.31\n1,517,620.61\n3,952,082.70\n4,141,003.60\n4,592,637.32\n7,153,078.98\n3,781,228.06\n11,357,091.74\n11,019,984.94\nCentral Bank\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\nODCs\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\nClaims on Other Sectors\n6,708,916.08\n7,270,175.67\n8,106,883.08\n10,333,360.23\n12,762,141.26\n13,757,070.35\n15,845,520.24\n17,563,000.14\n21,104,647.37\n22,268,865.65\n24,785,348.54\n38,826,264.41\n45,418,423.79\nOther Financial Corporations\n174,910.96\n151,317.02\n152,985.99\n162,263.79\n160,062.11\n186,506.15\n202,429.27\n281,264.28\n307,104.48\n290,091.57\n356,669.90\n753,439.03\n1,010,123.42\nState and Local Government\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\nPublic Non Financial Corporations\n957,335.21\n988,381.20\n1,048,058.46\n2,322,563.84\n2,861,071.05\n2,431,172.28\n2,564,682.98\n2,591,284.85\n3,301,602.89\n3,508,675.95\n2,824,122.73\n5,863,041.63\n5,154,947.39\nPrivate Sector\n5,545,476.00\n6,099,787.63\n6,875,497.28\n7,820,402.44\n9,712,660.41\n11,113,071.62\n13,046,099.50\n14,658,746.06\n17,465,318.54\n18,442,253.62\n21,577,980.23\n32,186,558.49\n39,227,391.60\nCentral Bank\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\nODCs\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\nOther Items(Net)\n-18,934,333.82\n-23,517,846.42\n-35,602,189.94 -43,161,718.12 -43,143,999.17\n-47,860,547.38\n-49,592,865.53 -49,769,854.91 -78,762,163.43 -108,457,657.69 -117,412,003.72 -283,986,230.81 -381,705,468.53\nShares and Other Equity\n-18,099,228.93\n-22,440,397.72\n-32,505,897.24\n-39,007,159.14\n-41,160,941.61\n-44,544,759.40\n-43,829,432.91\n-44,342,348.31\n-71,119,022.50\n-98,326,925.77\n-108,187,301.34\n-265,536,483.62\n-359,843,502.38\nLiabilities to Other Financial Corporations\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\nRestricted Deposits\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-1,985,690.29\n-2,396,341.30\n-4,666,003.77\n-6,061,102.18\n-4,013,944.69\n-4,583,152.93\n-7,249,777.25\n-6,701,730.71\n-9,930,489.25\n-11,865,486.12\n-10,435,832.78\n-22,215,725.96\n-23,936,937.79\nBroad Money-M3\n17,076,036.26\n19,694,065.28\n23,551,729.79\n28,930,062.34\n31,820,551.60\n35,018,179.94\n36,272,069.61\n38,336,879.45\n48,402,898.37\n51,985,142.94\n59,475,222.44\n99,820,801.15\n132,259,285.68\nSecurities Other than Shares Included in Broad Money\n168,169.20\n202,928.98\n219,889.50\n205,671.08\n235,117.26\n243,976.57\n255,563.69\n260,055.92\n476,793.67\n337,556.97\n359,194.93\n863,206.40\n1,024,311.11\nBroad Money-M2\n16,907,867.06\n19,491,136.30\n23,331,840.28\n28,724,391.26\n31,585,434.34\n34,774,203.37\n36,016,505.92\n38,076,823.53\n47,926,104.70\n51,647,585.97\n59,116,027.50\n98,957,594.75\n131,234,974.57\nOther Deposits\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\nNarrow Money-M1\n15,267,020.52\n17,871,360.53\n21,668,884.03\n26,870,097.07\n29,749,703.49\n32,886,278.54\n33,989,906.64\n35,882,510.46\n45,574,113.84\n49,124,730.79\n56,273,245.28\n94,939,899.37\n125,187,820.69\nTransferable Deposits\n14,802,212.01\n17,310,786.11\n20,977,141.17\n26,157,975.38\n28,913,109.34\n31,978,710.26\n33,036,665.86\n34,932,660.39\n44,529,936.02\n48,082,573.35\n55,147,175.33\n93,730,970.73\n123,981,130.10\n Of which Foreign Currency Accounts\n4,049,120.88\n5,737,719.98\n9,859,484.27\n11,155,597.09\n11,472,035.58\n11,938,732.84\n12,458,349.93\n12,476,934.91\n20,909,726.92\n19,463,088.16\n24,984,322.48\n57,701,775.14\n79,076,606.18\nCurrency Outside Depository Corporations\n464,808.51\n560,574.42\n691,742.86\n712,121.69\n836,594.15\n907,568.29\n953,240.77\n949,850.07\n1,044,177.82\n1,042,157.43\n1,126,069.95\n1,208,928.64\n1,206,690.59\nMemorandum Items\nReserve Money\n3,769,321.37\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\nFCAs as a Percentage of Deposits in M3\n24.4%\n30.0%\n43.1%\n39.5%\n37.0%\n35.0%\n35.3%\n33.4%\n44.2%\n38.2%\n42.8%\n58.5%\n60.3%\nEnd Period Exchange Rate\n9.19\n10.71\n15.20\n16.12\n16.26\n16.77\n17.35\n17.95\n25.00\n25.00\n25.00\n57.36\n76.76\nSource: Reserve Bank of Zimbabwe,2020\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\n \n \n \n16 \n \n \nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nNet Foreign Assets\n-23,287,056.52 -27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85 -50,285,843.15 -51,596,769.75 -51,659,786.89 -78,356,892.58 -104,544,431.97 -114,377,001.26 -275,623,563.54 -366,357,650.73\nClaims on Non Residents\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\nOfficial Reserves Assets\n1,401,366.80\n1,964,853.83\n1,511,299.58\n1,937,457.59\n1,915,477.05\n2,537,103.33\n2,888,945.28\n3,104,642.81\n1,759,943.91\n1,340,523.61\n1,452,620.38\n9,522,205.82\n12,511,281.83\nOther Foreign Assets\n2,001,286.13\n2,369,317.36\n4,952,947.87\n3,507,400.15\n3,637,474.74\n2,967,836.45\n2,345,086.60\n2,400,193.22\n3,188,983.44\n3,176,152.22\n3,601,500.00\n8,323,540.15\n11,118,819.74\nLess Liabilities to Non Residents\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\nShort Term Liabilities\n18,833,457.18\n22,284,382.58\n32,602,281.08\n33,501,054.49\n34,223,789.11\n35,686,123.01\n39,597,730.68\n41,112,190.47\n55,611,921.72\n54,593,528.76\n54,707,783.64\n134,067,700.58\n179,874,148.53\nOther Foreign Liabilities\n7,856,252.27\n9,401,852.93\n13,211,926.40\n18,338,963.45\n19,596,911.53\n20,104,659.91\n17,233,070.95\n16,052,432.45\n27,693,898.21\n54,467,579.05\n64,723,338.01\n159,401,608.92\n210,113,603.77\nNet Domestic Assets (NDA)\n27,056,377.90\n33,099,689.90\n44,032,675.49\n53,205,910.84\n56,382,701.89\n60,613,660.02\n60,847,793.85\n61,040,731.37\n90,061,836.40 117,004,178.58\n128,192,366.11\n288,275,130.35\n382,503,085.26\nDomestic Claims\n8,736,761.70\n10,057,820.09\n10,567,049.53\n12,972,537.88\n14,525,637.67\n12,259,697.53\n10,746,256.31\n10,973,320.90\n11,480,169.17\n9,144,133.05\n12,736,347.09\n10,707,313.49\n13,930,835.24\nNet Claims on Central Government\n7,912,732.78\n9,154,435.10\n9,537,578.10\n10,728,246.52\n11,760,971.47\n9,939,418.32\n8,439,262.68\n8,477,725.92\n8,578,739.93\n6,100,515.00\n10,322,164.33\n6,497,233.96\n9,443,480.36\nClaims on Central Government\n9,419,993.38\n11,079,670.93\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,472,711.66\n16,374,954.71\n18,731,582.60\nOf which: Securities Other than Shares\n7,222,007.40\n8,308,198.93\n9,491,988.13\n9,617,665.33\n9,771,722.53\n6,828,363.47\n6,784,907.24\n6,729,080.00\n6,635,562.28\n6,568,167.46\n6,515,431.76\n6,441,291.52\n6,348,432.53\n of which USD Securities revaluations (Excha\n171,045.15\n620,748.19\n1,795,917.79\n1,930,201.39\n2,084,258.59\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLoans\n2,197,985.98\n2,771,472.00\n3,339,977.70\n3,587,943.80\n4,010,661.79\n4,510,169.38\n5,513,803.84\n5,811,437.65\n6,126,824.37\n6,169,083.96\n6,957,279.90\n9,933,663.19\n12,383,150.07\n Loans and Advances\n368,837.75\n568,020.15\n835,231.09\n1,110,375.86\n1,262,301.22\n1,199,032.23\n1,611,254.61\n1,808,444.47\n2,123,588.25\n2,165,988.51\n2,954,184.45\n5,927,212.09\n8,377,024.21\n Legacy Debt\n405,543.61\n404,773.69\n414,023.05\n381,741.08\n382,025.83\n376,260.18\n371,310.28\n391,427.33\n391,670.28\n391,529.61\n391,529.61\n394,885.26\n394,560.01\n Export Incentives\n1,423,604.62\n1,798,678.16\n2,090,723.55\n2,095,826.85\n2,366,334.74\n2,934,876.98\n3,531,238.96\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\nOf which: Deposits\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n824,028.92\n903,384.99\n1,029,471.42\n2,244,291.36\n2,764,666.21\n2,320,279.21\n2,306,993.64\n2,495,594.98\n2,901,429.23\n3,043,618.05\n2,414,182.75\n4,210,079.53\n4,487,354.87\nOther Financial Corporations\n109,687.61\n112,349.24\n118,657.17\n122,348.15\n122,367.95\n114,216.39\n123,637.97\n185,777.12\n190,538.80\n197,799.53\n198,980.02\n198,722.36\n199,979.99\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n681,030.34\n665,333.60\n824,033.57\n2,032,044.80\n2,576,877.72\n2,130,151.01\n2,105,286.54\n2,135,637.84\n2,527,892.32\n2,663,591.64\n2,032,346.15\n3,825,379.33\n4,103,280.79\nPrivate Sector\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\nClaims on Other Depository Corporations\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\nOf which: Loans\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\nOther Liabilities to ODCs\n2,756,773.68\n3,094,984.02\n4,129,952.46\n4,009,051.66\n5,433,469.12\n7,563,514.16\n8,461,698.70\n9,792,726.83\n9,684,173.41\n9,131,313.79\n12,393,411.08\n20,777,523.67\n31,484,074.13\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,004,097.96\n2,145,531.30\n2,824,669.92\n2,966,155.20\n2,939,654.78\n4,579,216.20\n5,320,924.19\n5,467,251.69\n5,944,214.63\n6,089,528.73\n6,941,755.11\n11,137,597.35\n13,291,243.49\nOther Items(Net)\n-20,737,108.96 -25,788,352.03\n-37,210,035.04 -43,812,534.88 -46,414,639.90 -54,669,718.18 -57,145,180.31 -58,322,160.20 -86,517,998.56 -114,986,959.06 -125,482,666.85 -295,508,852.17 -397,084,920.55\nShares and Other Equity\n-21,517,328.05\n-26,390,209.56\n-37,895,629.34\n-44,802,824.15\n-47,413,029.48\n-54,656,738.27\n-55,918,839.02\n-56,770,197.78\n-85,756,440.85\n-113,862,068.88\n-124,140,506.17\n-296,849,225.12\n-396,135,173.94\nOther Items(Net)\n-342,958.09\n-689,035.65\n-860,829.96\n-891,621.00\n-981,983.21\n-1,160,947.22\n-2,572,613.77\n-2,671,268.75\n-2,708,996.60\n-2,626,463.31\n-2,187,936.05\n-2,077,424.75\n-2,675,989.93\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n3,769,321.38\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\nBond Coins\n87,843.40\n87,844.15\n87,847.30\n87,845.55\n93,158.32\n99,010.30\n99,714.26\n99,712.42\n99,712.71\n99,710.76\n99,712.72\n99,710.08\n99,709.22\nBond Notes\n609,392.70\n657,100.48\n728,411.73\n768,566.52\n872,222.06\n978,393.54\n1,036,938.66\n1,117,198.96\n1,208,072.64\n1,240,929.09\n1,356,393.24\n1,570,979.64\n1,797,797.97\nLiabilities to ODCs\n2,945,382.52\n4,679,680.86\n3,772,389.39\n5,535,717.81\n6,219,757.79\n8,352,572.72\n7,253,578.67\n7,089,397.08\n8,789,318.37\n10,198,688.17\n12,082,367.03\n10,419,558.83\n11,457,457.43\n Reserve Deposits\n497,763.67\n586,218.84\n625,173.97\n758,953.25\n861,489.70\n918,034.34\n1,040,852.24\n1,082,852.88\n1,205,004.05\n1,213,756.71\n1,386,675.05\n890,125.59\n1,049,647.55\n Exess reserves \n2,447,618.85\n4,093,462.02\n3,147,215.41\n4,776,764.57\n5,358,268.10\n7,434,538.38\n6,212,726.43\n6,006,544.20\n7,584,314.32\n8,984,931.47\n10,695,691.98\n9,529,433.25\n10,407,809.87\nPrivate Deposits\n126,702.75\n323,000.08\n94,067.04\n418,620.75\n929,814.87\n897,840.31\n860,792.52\n1,074,636.02\n1,607,840.10\n920,418.59\n276,891.86\n561,318.26\n2,790,469.91\nSource: Reserve Bank of Zimbabwe,2020\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n \n \n \n \nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nNet Foreign Assets\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\nClaims on Non Residents\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\nOf Which: Foreign Currency\n968,769.48\n1,150,434.08\n2,108,450.56\n1,905,985.69\n2,243,113.59\n2,526,205.54\n3,176,598.38\n3,136,431.39\n3,607,624.65\n3,642,933.80\n3,581,769.90\n9,729,549.76\n18,357,028.29\nDeposits\n4,408,575.22\n4,954,935.41\n7,254,079.84\n8,551,844.58\n9,358,131.61\n10,399,832.16\n9,953,357.06\n10,175,380.89\n15,179,403.50\n16,753,404.99\n18,887,749.91\n43,314,001.39\n53,559,656.10\nOther\n13,140.31\n15,109.74\n20,375.85\n21,027.99\n21,628.98\n22,378.63\n23,051.63\n33,034.42\n40,818.25\n41,246.08\n41,430.97\n86,679.92\n106,177.81\nLess Liabilities to Non Residents\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\nOf Which: Deposits\n857,462.40\n938,762.40\n1,334,410.99\n1,141,821.51\n1,377,452.16\n1,457,271.39\n1,591,189.46\n1,285,842.52\n1,574,950.88\n1,667,098.42\n1,860,609.63\n3,767,028.56\n5,065,144.06\nLoans\n1,161,574.59\n1,428,993.76\n1,917,767.81\n1,916,690.45\n1,876,677.72\n1,867,477.16\n1,855,524.33\n2,092,970.52\n3,309,675.09\n3,272,933.52\n3,273,930.87\n8,018,207.80\n9,940,652.40\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n13,113,076.98\n15,057,767.71\n16,635,192.44\n20,378,973.60\n21,685,398.27\n23,589,103.57\n24,751,743.05\n26,346,359.69\n31,807,660.02\n34,525,013.99\n40,695,850.36\n56,705,559.53\n71,245,059.44\nDomestic Claims\n9,320,549.24\n9,717,740.03\n10,601,722.91\n11,770,620.25\n14,049,919.30\n15,560,110.40\n17,823,424.24\n19,287,456.86\n22,574,237.92\n23,430,231.24\n26,324,107.94\n39,405,825.66\n45,963,566.91\nNet Claims on Central Government\n3,435,662.08\n3,350,949.35\n3,524,311.24\n3,681,551.38\n4,052,444.25\n4,123,319.26\n4,284,897.63\n4,220,051.70\n4,371,019.79\n4,204,983.64\n3,952,942.15\n4,789,640.77\n5,032,498.00\nClaims on Central Government\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\nSecurities\n3,484,041.96\n3,409,103.10\n3,577,410.30\n3,749,000.52\n4,150,152.74\n4,240,495.63\n4,372,420.71\n4,293,116.08\n4,775,618.52\n4,716,858.96\n4,579,097.46\n6,264,725.96\n6,760,053.73\nLoans\n2,176.18\n1,044.37\n1,372.73\n1,149.81\n1,373.97\n1,329.70\n5,111.21\n5,147.49\n4,391.86\n4,467.24\n4,525.43\n4,285.81\n4,326.98\nOther \n - \n - \n - \n - \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\nOf which: Deposits\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n5,884,887.16\n6,366,790.67\n7,077,411.66\n8,089,068.87\n9,997,475.05\n11,436,791.14\n13,538,526.61\n15,067,405.16\n18,203,218.14\n19,225,247.60\n22,371,165.79\n34,616,184.88\n40,931,068.91\nOther Financial Corporations\n65,223.35\n38,967.78\n34,328.82\n39,915.64\n37,694.15\n72,289.76\n78,791.30\n95,487.15\n116,565.68\n92,292.05\n157,689.88\n554,716.67\n810,143.43\nState and Local Government\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\nPublic Non Financial Corporations\n276,304.88\n323,047.60\n224,024.88\n290,519.04\n284,193.32\n301,021.27\n459,396.43\n455,647.01\n773,710.57\n845,084.31\n791,776.58\n2,037,662.29\n1,051,666.60\nPrivate Sector\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\nClaims on the Central Bank\n5,448,316.23\n8,140,877.50\n9,252,623.62\n11,757,301.08\n11,546,508.94\n14,013,346.66\n13,400,742.47\n14,084,026.73\n16,430,721.57\n18,224,911.62\n21,706,416.06\n29,919,616.89\n54,830,533.49\nCurrency\n232,427.59\n184,370.21\n124,516.17\n144,290.37\n128,786.22\n169,835.56\n183,412.14\n267,061.31\n263,607.53\n298,482.41\n330,036.01\n461,761.08\n690,816.60\nReserves\n5,215,888.64\n7,956,507.29\n9,128,107.45\n11,613,010.71\n11,417,722.72\n13,843,511.10\n13,217,330.33\n13,816,965.42\n16,167,114.04\n17,926,429.21\n21,376,380.05\n29,457,855.81\n54,139,716.89\nSecurities\n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n151,973.32\n155,014.53\n155,934.06\n159,104.77\n175,255.53\n179,468.01\n185,829.15\n189,591.37\n258,425.60\n346,363.87\n536,691.85\n887,577.50\n1,387,934.10\nOther Items(Net)\n1,503,815.17\n2,645,835.28\n3,063,220.03\n2,989,842.96\n3,735,774.45\n5,804,885.48\n6,286,594.51\n6,835,532.53\n6,938,873.87\n6,783,765.00\n6,797,981.79\n11,732,305.51\n28,161,106.86\nShares and Other Equity\n3,418,099.11\n3,949,811.84\n5,389,732.10\n5,795,665.01\n6,252,087.86\n10,111,978.87\n12,089,406.11\n12,427,849.47\n14,637,418.35\n15,535,143.11\n15,953,204.84\n31,312,741.50\n36,291,671.56\nLiabilities to other ressident sectors\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\nOther Items(Net)\n-1,941,692.17\n-1,331,975.97\n-2,349,798.88\n-2,830,454.98\n-2,566,827.76\n-4,426,491.02\n-5,942,883.74\n-5,747,234.71\n-8,038,453.91\n-8,984,559.18\n-9,520,578.07\n-19,928,617.05\n-8,479,293.02\nDeposits and Securities Included in Broad Money\n16,484,524.99\n18,810,490.79\n22,765,919.89\n27,799,319.90\n30,054,142.57\n33,212,771.35\n34,458,036.32\n36,312,393.36\n45,750,880.45\n50,022,566.92\n58,072,260.63\n98,050,554.25\n128,262,125.18\nDeposits Included in Broad Money\n16,316,355.79\n \n18,607,561.81\n \n22,546,030.38\n \n27,593,648.82\n \n29,819,025.32\n \n32,968,794.78\n \n34,202,472.63\n \n36,052,337.44\n \n45,274,086.77\n \n49,685,009.94\n \n57,713,065.69\n \n97,187,347.86\n \n127,237,814.07\n \nTransferable Deposits\n14,675,509.25\n \n16,987,786.03\n \n20,883,074.13\n \n25,739,354.63\n \n27,983,294.46\n \n31,080,869.95\n \n32,175,873.35\n \n33,858,024.37\n \n42,922,095.92\n \n47,162,154.77\n \n54,870,283.47\n \n93,169,652.47\n \n121,190,660.19\n \n of which FCAs\n4,049,120.88\n \n5,737,719.98\n \n9,859,484.27\n \n11,155,597.09\n \n11,472,035.58\n \n11,938,732.84\n \n12,458,349.93\n \n12,476,934.91\n \n20,909,726.92\n \n19,463,088.16\n \n24,984,322.48\n \n57,701,775.14\n \n79,076,606.18\n \nOther Deposits\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\nMoney Market Instruments\n168,169.20\n \n202,928.98\n \n219,889.50\n \n205,671.08\n \n235,117.26\n \n243,976.57\n \n255,563.69\n \n260,055.92\n \n476,793.67\n \n337,556.97\n \n359,194.93\n \n863,206.40\n \n1,024,311.11\n \nSource:Reserve Bank of Zimbabwe,2020\n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\n \n \n \n18 \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nSource:Reserve Bank of Zimbabwe,2020\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n1,430,322.3\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n1,447,865.7\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n7,530,493.2\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n1,566,329.2\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n7,530,493.2\nDec\n3,260,641.3\n140,783.7\n27,127.1\n1,114,871.8\n48,155.6\n1,504,624.8\n1,027,373.9\n821,797.2\n823,237.5\n84,684.8\n1,428,029.4\n7,328.2\n10,288,655.3\n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nMar\n5,400,573.8\n137,553.1\n109,432.3\n1,355,737.8\n60,656.4\n2,181,804.5\n1,514,365.3\n1,743,391.4\n911,568.0\n129,647.8\n2,083,395.0\n30,867.0\n15,658,992.1\nApr\n5,497,243.2\n144,302.2\n94,782.2\n1,298,701.4\n50,563.1\n2,200,545.8\n1,762,996.4\n1,756,962.2\n1,057,031.7\n149,805.9\n2,211,133.9\n33,524.9\n16,257,593.1\nMay\n6,753,987.6\n152,161.1\n176,776.3\n1,688,453.5\n61,403.0\n2,272,323.3\n2,155,232.1\n2,018,291.5\n1,335,664.7\n161,892.6\n2,646,269.6\n56,873.3\n19,479,328.7\nJun\n8,233,748.4\n178,010.1\n127,961.9\n3,248,219.4\n64,989.9\n5,469,986.1\n3,799,659.7\n4,379,017.7\n1,983,339.3\n277,602.3\n3,665,408.8\n46,385.0\n31,474,328.4\nJul\n8,927,920.7\n256,440.3\n209,123.9\n4,249,101.8\n34,055.9\n7,106,442.2\n5,125,740.6\n5,385,837.1\n2,413,677.9\n418,160.1\n4,321,918.7\n46,630.6\n38,495,050.0\nSource:Reserve Bank of Zimbabwe,2020\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2017\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n17,413,139.2\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,272,162.4\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nDec\n1,877,764.1\n950,348.8\n2,917,087.2\n3,126,494.5\n1,421,969.0\n4,411,638.4\n2,605,023.1\n1,664,547.7\n8,410,964.0\n554,937.3\n2,477,474.0\n116,789.4\n30,535,037.6\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nFeb\n2,492,591.8\n1,191,731.7\n3,340,863.8\n8,721,475.9\n1,919,428.5\n5,869,104.2\n3,481,495.5\n2,729,162.0\n10,202,203.6\n760,155.3\n3,574,134.5\n82,845.8\n44,365,192.6\nMar\n2,678,262.7\n1,449,645.9\n3,231,059.0\n11,715,273.9\n2,114,093.0\n6,507,000.0\n4,576,971.8\n3,048,053.5\n11,490,205.2\n947,918.2\n4,257,117.7\n72,082.9\n52,087,683.7\nApr\n2,854,374.8\n1,118,295.5\n3,492,330.5\n5,271,473.4\n1,999,901.1\n6,191,170.7\n4,276,817.2\n3,727,579.4\n14,060,717.8\n713,407.0\n4,444,924.9\n83,109.3\n48,234,101.6\nMay\n3,866,781.1\n1,163,944.9\n4,713,727.6\n7,932,403.4\n1,991,042.6\n7,151,451.5\n5,858,495.1\n5,031,912.5\n13,907,794.8\n944,318.1\n5,060,401.3\n88,613.6\n57,710,886.5\nJun\n7,228,784.4\n1,963,030.9\n5,393,404.5\n14,526,855.6\n3,997,135.7\n12,452,202.5\n11,386,156.5\n9,507,719.1\n22,807,615.5\n1,630,544.9\n9,798,261.2\n121,561.2\n100,813,272.0\nJul\n9,091,726.8\n2,629,847.1\n6,043,419.0\n19,096,889.5\n4,988,887.7\n15,446,649.7\n15,274,687.4\n7,918,819.5\n31,916,392.6\n2,035,354.7\n15,762,315.2\n147,866.0\n130,352,855.1\nSource: Reserve Bank of Zimbabwe,2020\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2018\nJan\n4.45-18.00\n9.33 \n6.99 \nFeb\n4.45-18.00\n9.57 \n6.93 \nMar\n4.45-18.00\n9.64 \n6.98 \nApr\n4.00-18.00\n9.32 \n7.08 \nMay\n4.00-18.00\n9.28 \n7.09 \nJun\n4.00-18.00\n9.32 \n7.14 \nJul\n4.00-18.00\n9.75 \n6.97 \nAug\n4.00-18.00\n9.87 \n7.10 \nSep\n4.00-18.00\n9.56 \n7.11 \nOct\n4.00-18.00\n9.47 \n7.38 \nNov\n4.00-18.00\n9.49 \n7.38 \nDec\n4.00-18.00\n9.48 \n7.39 \n2019\nJan\n4.00-18.00\n9.47 \n7.40 \nFeb\n4.00-18.00\n9.23 \n7.30 \nMar\n4.00-18.00\n9.23 \n7.31 \nApr\n4.00-18.00\n9.30 \n7.38 \nMay\n4.00-22.00\n9.31 \n7.33 \nJun\n4.00-22.00\n9.15 \n7.67 \nJul\n4.00-35.00\n9.54 \n8.40 \nAug\n5.00-55.00\n14.37 \n18.43 \nSep\n5.00-65.00\n14.64 \n19.81 \nOct\n5.00-65.00\n15.59 \n19.66 \nNov\n5.00-65.00\n15.06 \n18.00 \nDec\n5.00-65.00\n16.08 \n18.31 \n2020\nJan\n5.00-65.00\n16.56 \n17.20 \nFeb\n5.00-65.00\n16.92 \n16.68 \nMar\n5.00-65.00\n19.65 \n17.21 \nApr\n5.00-65.00\n18.57 \n18.69 \nMay\n5.00-65.00\n18.06 \n18.07 \nJune\n5.00-65.00\n20.04 \n17.38 \nJuly\n5.00-65.00\n18.87 \n20.11 \nSource:Reserve Bank of Zimbabwe, 2020\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\n Source:Reserve Bank of Zimbabwe, 2020\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n28 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION &\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nSource:Zimstat, 2020\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n29 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nSource:Zimstat, 2020\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n30 \n \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n31 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nSource: Reserve Bank of Zimbabwe, 2020\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n32 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n801.38\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n766.34\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n1,112.27\n344.9\n304.9\n179,559,446\n43,426.5\nFeb\n473.13\n1,564.98\n826.73\n360.1\n172,678,984\n60,987.5\nMar\n456.21\n1,512.46\n720.47\n425.2\n237,667,043\n58,612.1\nApr\n488.60\n1,617.24\n826.64\n269.7\n107,308,931\n63,387.9\nMay\n1180.14\n3,919.50\n1582.86\n569.0\n218,832,930\n152,719.7\nJune*\n1788.75\n5,870.36\n3995.48\n379.9\n519,901,300\n228,577.1\nSource:Zimbabwe Stock Exchange, 2020\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.3 115.2 21,247.9 9,646.8 \nFeb\n 41,637.6 \n4.7 5,431.8 136.9 22,589.7 9,633.8 \nMar\n 60,804.1 \n4.1 7,252.9 268.0 27,993.6 14,411.4 \nApr\n 47,525.5 \n0.0 4,150.6 82.6 18,299.2 11,481.8 \nMay\n 59,271.1 \n0.0 7,426.0 349.8 24,851.5 19,593.2 \nJun\n 91,311.3 \n0.0 9,752.7 516.6 26,042.5 25,842.3 \nJul\n 127,743.2 \n0.0 14,741.1 1,028.7 26,033.3 35,199.7 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7 23,191.6 65.0 206,621.5 1,099.3 \nNov\n 982.1 \n10.3 25,737.5 225.2 152,919.9 2,044.1 \nDec\n 1,003.8 \n7.6 27,800.5 385.5 146,316.6 1,273.6 \n2020\nJan\n 943.3 4.6 23,649.0 199.9 139,278.2 671.7 \nFeb\n 916.1 8.9 21,652.2 196.6 149,671.5 647.8 \nMar\n 1,068.5 7.4 22,588.1 234.3 173,042.2 661.2 \nApr\n 515.1 \n - 11,036.4 36.4 131,190.0 998.0 \nMay\n 674.1 \n - 14,711.6 231.2 150,936.1 705.3 \nJun\n 907.8 \n - 14,420.9 286.1 135,524.3 1,390.4 \nJul\n 918.4 \n - 15,786.5 251.4 121,072.4 791.9 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n35 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nSource: ZIMSTAT, 2020\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-July-2020.pdf"}
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+{"doc_id": "b85c886c831357b709384655e47e78e0", "text": "i \n \n \n \nApril 2024 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 8 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 10 \nMobile and Internet Based Transactions .............................................................................. 10 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n OVERVIEW \nThe Reserve Bank of Zimbabwe introduced the \nZiG, which is a structured currency fully \nbacked by gold, and foreign currency reserves \non the 5th of April 2024. All Zimbabwe Dollar \n(ZW$) balances have been converted to the \nnew currency. The prices of goods and services \nhave also shifted from ZW$ to ZiG. Prices and \nthe exchange rate have remained stable under \nthe new currency system as the outlook on \neconomic activity becomes positive. \n \nThe Consumer Price Index (CPI) has been \nrebased to 100 in April 2024 following the \nintroduction of the new currency. This implies \nthat the estimation of monthly ZiG inflation \ncommences in May 2024 while the publication \nof annual ZiG inflation figures commenced in \nApril 2025. \n \nThe Zimbabwe Stock Exchange indices were \nalso rebased to 100 in April 2024. Trading on \nthe ZSE was subdued during the month under \nanalysis due to tight liquidity conditions on the \nlocal bourse. \n \nThe Victoria Falls Stock Exchange (VFEX) \nwas bearish during the month of April 2024. \nConsequently, the All-Share index lost 0.44% \nto close at 100.62 points, compared to 101.06 \npoints recorded in April 2024. \n \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) stood at \nZiG66.93 trillion during the month of April \n2024. NPS transaction volumes decreased by \n43% to close at 38.65 million, from \n68.31million recorded in March 2024. \n \nOn the external front, the country’s total \nmerchandise trade for the month of April 2024 \nstood at US$1,288.0 million which is 2.57% \nhigher as compared to the US$1,255.7 million \nrecorded in the previous month. The increase in \ntotal trade can be attributed to an increase in \nimports during the reporting period. \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nDuring the month of April 2024, the \ninternational prices for several commodities \nfirmed, driven by higher demand. Table 1 \nshows the evolution in the international prices \nof selected commodities during the month \nunder analysis. \n \nTable 1: International Commodity Prices \nfor March and April 2024 \nCommodity \nMar-24 \nApr-24 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n2,156.49 \n2,333.14 \n8.19 \nPlatinum \nUS$/oz \n911.08 \n941.68 \n3.36 \nPalladium \nUS$/ounce \n1,016.08 \n1,016.20 \n0.01 \nCopper \nUS$/tonne \n8,796.98 \n9,592.53 \n9.04 \nNickel \nUS$/tonne \n17,645.03 \n18,353.90 \n4.02 \nBrent Crude \noil \nUS$/barrel \n84.62 \n88.96 \n5.13 \nLithium \nUS$/tonne \n13,273.80 \n13,703.00 \n3.23 \nSource: Bloomberg, 2024 \nGold \nGold prices averaged US$2,333.14 per ounce \nin April 2024, which is an increase of 8.19%, \nfrom US$2,156.49 per ounce in March 2024. \nThe increase in price was supported by an \nincrease in safe-haven appeal for gold and \nrising investor expectations of a U.S. interest \nrate cut. \n \n \n \n \n \n4 \n \nPlatinum \nPlatinum prices increased by 3.36%, from an \naverage of US$911.08 per ounce in the \nprevious month to US$941.68 per ounce during \nthe reporting month. This was, mainly on \naccount of a combination of stronger demand, \nsector rebound expectations, speculation on \nfuture demand, and increasing expectations for \nmonetary policy easing by the US Fed. \nPalladium \nPalladium prices marginally increased by \n0.01%, from US$1,016.08 per ounce in the \nprevious month to close the month under \nanalysis at US$1,016.08 per ounce, driven by a \nbrighter demand outlook from the auto \nindustry. The price trends of precious metals \nfrom March 2021 to April 2024 are shown in \nFigure 1. \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): April 2021 – April 2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nDuring the month of April 2024, Brent crude \noil prices firmed by 5.12%, from an average of \nUS$84.62 per barrel in March 2024, to \nUS$88.96 per barrel. The increase in oil prices \nwas largely attributable to the persistence of \ngeopolitical tensions in Europe and the Middle \nEast and concerns over supply constraints and \nrising speculation about higher global demand. \nFigure 2 shows developments in oil prices for \nthe period from April 2021 to April 2024. \nFigure 2: Brent Crude Oil Prices \n(US$/Barrel) April 2021 – April 2024 \n \nSource: Bloomberg, 2024 \n \nCopper \nDuring the month of April 2024, copper prices \nsurged by 9.04%, from US$8,796.98 per tonne \nrecorded in the prior month to US$9,592.53 per \ntonne during the month under analysis. Prices \nwere largely supported by tight supply \nconditions. \nNickel \nNickel prices firmed by 4.02%, from a monthly \naverage of US$17,645.03 per tonne recorded in \nMarch 2024, to US$18,353.90 per tonne, \nduring the month under analysis. This followed \nspeculation about rising demand for stockpiling \n0\n200\n400\n600\n800\n1000\n1200\n1400\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nApr-21\nJun-21\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nApr-21\nAug-21\nDec-21\nApr-22\nAug-22\nDec-22\nApr-23\nAug-23\nDec-23\nApr-24\nUS$/barrel\n \n \n \n5 \n \nin China. Figure 3 shows base metals price \ndevelopments for the period from April 2021 to \nApril 2024. \nFigure 3: Base Metal Prices (US$/tonne): \nApril 2021 – April 2024 \nSource: Bloomberg 2024 \n \nLithium \nDuring the month under analysis, lithium prices \nrose by 3.23%, from US$13,273.80 per tonne \nin the prior month to US$13,703.00 per tonne, \non account of increased demand. The price \ndevelopments for lithium for the period from \nApril 2023 to April 2024 are illustrated in \nFigure 4. \n \n \nFigure 4: Lithium Prices (US$/tonne) April \n2023 – April 2024 \n \nSource: London Metal Exchange, 2024 \n \nMerchandise Trade Developments \nThe country’s total merchandise trade for the \nmonth of April 2024 stood at US$1,288.0 \nmillion which is 2.57% higher as compared to \nthe US$1,255.7 million recorded in the \nprevious month. The increase in total trade was \nattributed to an increase in imports during the \nreporting period. On a year-on-year basis, total \nmerchandise trade surged by 1.9% from \nUS$1,263.5 \nmillion \nrecorded \nin \nthe \ncorresponding month in 2023. \nMerchandise Exports \nDuring the month of April 2024, the country \nexported merchandise worth US$515.5 million \nrepresenting a decline of 3.6% from US$534.7 \nmillion recorded in the previous month. The \ndecrease in merchandise exports was largely \ndriven by a fall in industrial diamond exports. \nOn a year-on-year basis, monthly exports for \nApril 2024 were 7.2% lower than the US$555.5 \nmillion recorded in the corresponding month in \n2023. Figure 5 shows developments in the \ncountry’s merchandise exports for 2023 and \n2024. \n \nFigure 5: Merchandise Exports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nApr-21\nJun-21\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\nUS$/tonne\n427.7\n435.9\n515.3\n555.5\n540.3\n644.0\n534.7\n515.5\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\nJan\nFeb\nMar\nApr\n2023\n2024\n \n \n \n6 \n \n \nExports by Commodity \nDuring the month of April 2024, the country’s \nprimary export commodities including gold, \nPGMs, tobacco, and ferrochrome were the \nleading export commodities contributing about \n78.2% of total exports. \n \nGold accounted for 20.8% of exports, PGMs \naccounted for 35.9%, tobacco accounted for \n6.4%, and ferrochrome accounted for 5.4% of \nthe total exports. Table 2 shows developments \nin the country’s exports for the months of \nMarch and April 2024. \n \nTable 2: Major Exports (US$ millions) \n \nMar-24 \n(US$m) \nApr-24 \n(US$m) \n Mar-Apr \nChanges \n(%) \nShare of \nExports \n(%) Apr-24 \nTotal \n534.7 \n515.5 \n-3.6 \n100.0 \nOf Which: \n \n \n \n \nPGMs* \n142,0 \n185,3 \n30,5 \n35,9 \nGold \n126,4 \n107,0 \n-15,3 \n20,8 \nTobacco (incl \ncigarettes) \n74,3 \n33,2 \n-55,6 \n6,4 \nFerrochromium \n23,8 \n28,0 \n17,6 \n5,4 \nChromium Ores \nand \n12,0 \n23,4 \n95,0 \n4,5 \nCoal \n14,4 \n18,9 \n31,25 \n3,7 \nIndustrial \ndiamonds \n57,7 \n3,4 \n-94,1 \n0,7 \nCotton \n2,0 \n1,9 \n-5,0 \n0,4 \nBlack tea \n1,2 \n1,5 \n25,0 \n0,3 \nGranite \n1,3 \n0,7 \n-46,2 \n0,1 \nOthers \n79,6 \n112,2 \n40,9 \n21,8 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nExport Markets \nDuring the month under review, the bulk of the \ncountry's exports was destined for South Africa \n(45.6%), the United Arab Emirates (21.5%), \nMozambique (10.8%), Botswana (7.1%), and \nChina (4.5%), as illustrated in Figure 6. \n \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Imports \nThe country’s import bill for the month of April \n2024 amounted to US$772.4 million, a 7.1% \nincrease from US$721 million reported in the \nprevious month. Furthermore, the imports \nrecorded in April 2024, were 9.1% higher than \nthe US$708.0 million recorded in the \ncomparable month in 2023, as shown in Figure \n7. \nFigure 7: Merchandise Imports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT & RBZ Computations, 2024 \n \n45.6\n21.5\n10.8\n7.1\n4.5\n3.2\n0.8\n0.8\n0.6\n0.2\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nSouth Africa\nChina\nUnited Arab Emirates\nMozambique\nHong Kong\nZambia\nVietnam\nIndonesia\nIndia\nUnited States\n633.8\n623.5\n746.4\n708.0\n692.7\n725.4\n720.9\n772.4\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nJan\nFeb\nMar\nApr\n2023\n2024\n \n \n \n7 \n \nImports by Commodity \nDuring the month of April 2024, Zimbabwe's \nimport mix was dominated by several key \ncommodities. \nDiesel accounted for the largest share at 8.5% \nof total imports, while leaded petrol, maize, and \nmotor vehicles for transport made up 4.8%, \n4.4%, and 3.5% of the country's overall import \nbasket, respectively. Table 3 shows imports of \nmajor commodities for March and April 2024. \nTable 3: Major Imports (US$ millions) \n \nMar-24 \n(US$ m) \nApr-24 \n (US$ m) \n Mar - \nApr \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nApr 24 \nTotal \n721.0 \n772.4 \n7.1 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n75,7 \n65,6 \n-9,8 \n8,5 \nLeaded petrol \n36,7 \n37,3 \n1,4 \n4,8 \nMaize \n42,4 \n33,9 \n-20.1 \n4,4 \nMotor vehicles \nfor transport of \ngoods of \npayload>800kg \nnot exceeding \n3,7 \n27,4 \n643,5 \n3,5 \nRice \n9,8 \n23,6 \n141,1 \n3,1 \nCrude soya \nbean oil \n 18,3 \n16,4 \n-10,3 \n2,1 \nElectricity \n16,2 \n11,2 \n-30,9 \n1,4 \nLubricating \noils \n4,8 \n10,1 \n111,2 \n1,3 \nPortland \ncement \n5,7 \n10,0 \n76,2 \n1,3 \nButanes, \nLiquefield \n8,1 \n7,9 \n-1,4 \n1,0 \nOthers \n499,6 \n529,0 \n5,9 \n68,6 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nSource Markets \nThe country sourced most of its imports from \nSouth Africa which accounted for about 41.7% \nof total imports followed by China and \nBahamas at 15.7% and 8.7%, respectively. \nFigure 8 shows the country’s top import \nsources in April 2024. \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Trade Balance \nDuring the month of April 2024, Zimbabwe's \ntrade deficit stood at US$256.9 million, higher \nthan the US$184.3 million deficit recorded in \nthe previous month. Compared to the same \nmonth in 2023, the country's trade deficit \nexpanded significantly, from US$152.4 million \nto $256.9 million. Figure 9 shows the country’s \ntrade balance for April 2024. \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2024 \n41.7\n15.7\n8.7\n3.4\n3.4\n3.1\n2.3\n2.1\n1.9\n1.8\nSouth Africa\nChina\nBahamas\nBelgium\nZambia\nMozambique\nThailand\nSingapore\nHong Kong\nUnited…\n644.0\n534.7\n515.5\n729.6\n721.0\n772.4\n-85.6\n-186.3\n-256.9\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nFeb-24\nMar-24\nApr-24\nExports\nImports\nTrade Balance\n \n \n \n8 \n \nMONETARY DEVELOPMENTS1 \nIn the month of April, the Reserve Bank \nintroduced ZiG which is anchored by a \ncomposite basket of foreign currency and \nprecious metals (mainly gold) held as reserves. \nThe money stock comprised foreign currency \ndeposits, 82.18%, local currency deposits, \n17.79%, and the local currency in circulation, \n0.03% as shown in Figure 10. \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \nIn the month under analysis, credit to the \nprivate sector, increased by ZiG 8,193.68 \nmillion to ZiG 23,982.04 million largely \nreflecting valuation changes owing to exchange \nrate depreciation. Over the same period, net \nclaims on the Government increased by \nZiG3,737.49 million, to ZiG10,221.10 million. \nOutstanding credit to the private sector was \nmainly channeled to households, distribution, \nmanufacturing, and agriculture, which received \n24.19%, 15.14%, 15.12%, and 14.16% of the \ntotal credit, respectively. The mining sector \nreceived 11.21% of the total outstanding credit, \nrespectively. \n \n \n1 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \n \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nUtilisation of credit to the private sector was \ndistributed as follows, recurrent expenditures, \n39.02%; inventory build-up, 23.40%; and fixed \ncapital investments, 17.14%. \n \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nFollowing the Monetary Policy pronouncement \nthat introduced the Zimbabwe Gold (ZiG) as \nthe new currency, on 5th April 2024, the ZSE \nrebased indices to 100. \n \nAs such, during the month of April 2024, \ntrading on the Zimbabwe Stock Exchange \nNCDs, \n0.01%\nLocal Currency \nTime , 0.72%\nFX Time \nDeposits, 6.26%\nLocal Currency \nTransferable , \n17.06%\nFX \nTransferable \nDeposits, \n75.92%\nCurrency in \nCirculation, \n0.03%\nHouseholds\n23.97%\nAgriculture\n14.04%\nMining\n11.11%\nManufactur\ning\n14.99%\nDistribution\n15.00%\nTransport and \nCommunication\n3.76%\nServices\n8.68%\nFinancial \nOrganisations and \nInvestiments\n6.63%\nConstruction\n1.81%Other…\n \n \n \n9 \n \n(ZSE) was bearish. Consequently, the All \nShare, Top 10 and Top 15 indices declined by \n1.18%, 3.08% and 1.94% to close at 98.82 \npoints, 96.92 points and 98.06 points, \nrespectively. \n \nThe resource index increased by 14.07% to \nclose at 114.07 points during the month of April \n2024. \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nDuring the month under review, cumulative \nvolume and value of shares traded declined by \n59.59% and 54.70% to close the week at 22.30 \nmillion shares from 49.24 million shares \nrecorded in the previous month and ZiG 21.94 \nmillion from ZiG54.30, registered in the prior \nmonth. \n \nThe proportion of foreign purchases to the \nvalue of shares traded, improved to 130.74% \nfrom 7.08% registered in March 2024. \n \nNet foreign position, worsened from negative \nZiG0.10 million recorded in March 2024, to \nnegative ZiG125.84 million. \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \nOwing to the slowdown in trading activities, \nmarket capitalization gained by 1.06% or \nZiG298.50 million, to close at ZiG28.57 \nbillion. \n \nOn a year-on-year basis, ZSE capitalization \nadded 1,950.06% from ZiG31.39 billion \nrecorded in April 2023. \n \nVictoria Falls Stock Exchange (VFEX) \nDuring the month of April 2024, the Victoria \nFalls Stock Exchange (VFEX) was bearish. \nConsequently, the All-Share index lost 0.44% \nto close at 100.62 points, compared to 101.06 \npoints recorded in April 2024. \n \nOn an annual basis, the VFEX All Share index \nincreased by 16.16%, from 86.62 points \nrecorded in April 2023. \n \n \n88.00\n90.00\n92.00\n94.00\n96.00\n98.00\n100.00\n102.00\n90.00\n95.00\n100.00\n105.00\n110.00\n115.00\n120.00\n31-Mar-24\n02-Apr-24\n04-Apr-24\n06-Apr-24\n08-Apr-24\n10-Apr-24\n12-Apr-24\n14-Apr-24\n16-Apr-24\n18-Apr-24\n20-Apr-24\n22-Apr-24\n24-Apr-24\n26-Apr-24\n28-Apr-24\n30-Apr-24\nMining Index\nAll Share Index\nTop 10 Index\n5\n15\n25\n35\n45\n55\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n10 \n \n \n \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nOwing to the negative trading on the VFEX, \nmarket capitalization lost 0.43% to US$1,.215 \nbillion, compared to US$1.22 billion recorded \nin the previous month. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \n \nNATIONAL PAYMENTS SYSTEM \nThe value of transactions processed through the \nNational Payment Systems (NPS) stood at \nZiG66.93 trillion in April 2024. NPS volumes \ndecreased by 43% to 38.65 million from \n68.31million recorded in March 2024. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) stood at \nZiG41.32 billion in April 2024. \n \n \nThe volume of RTGS transactions decreased by \n16% from 941 thousand in the previous month \nto close at 792 thousand during the month \nunder analysis. \n \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \namounted to ZiG20.75 billion in April 2024. \n \nCash Transactions \nCash transactions amounted to ZiG9.28 billion \nin April 2024. \n60\n65\n70\n75\n80\n85\n90\n95\n100\n105\n110\n115\n120\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n31-Oct-23\n30-Nov-23\n31-Dec-23\n31-Jan-24\n29-Feb-24\n31-Mar-24\n30-Apr-24\n0\n0.2\n0.4\n0.6\n0.8\n1\n1.2\n1.4\n1.6\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nUS$ BILLIONS\n0\n6\n12\n18\n24\n30\n36\n42\n48\n0\n200\n400\n600\n800\n1,000\n1,200\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nValue in ZiG Millions\nVolume in Thousands\nVolume\nValue\n \n \n \n11 \n \n \n \nCard Based Transactions \nCash transactions amounted to ZiG4.86 billion \nin the month under review. \n \nINFLATION OUTTURN \nMonth-on-month \ninflation \nrate \nfor \nZiG \ncurrency will be computed starting May 2024, \nwhile year-on-year inflation rate will be \ncomputed starting April 2025. \n \nAnnual Inflation (US$) \nAnnual Headline inflation rose to 3.20% in \nApril 2024, from 2.23% in March 2024. This \nmay be partially attributed to speculative \npricing in the market. \n \nFigure 17: Annual Inflation Developments \n(%) \n \nSource: ZIMSTAT, 2024 \nMonthly Inflation \nSimilarly, month-on-month inflation surged to \n0.75% in April 2024, from 0.17% in March \n2024, as shown in Figure 18. \n \n \n \n \n \n \n \n \nFigure 18: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2024 \n \n \nJUNE 2024 \nRESERVE BANK OF ZIMBABWE \n-10.00\n0.00\n10.00\n20.00\n30.00\n40.00\n50.00\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\n-5.00\n-2.00\n1.00\n4.00\n7.00\n10.00\nApr-22\nJun-22\nAug-22\nOct-22\nDec-22\nFeb-23\nApr-23\nJun-23\nAug-23\nOct-23\nDec-23\nFeb-24\nApr-24\n \n \n12 \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n14 \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n \n22 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n29 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n30 \n \n \n \n \n13 \n \nNational Payments System Statistics \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n31 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n32 \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n14 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr-24\nNet Foreign Assets\n-3,566,322,365.73\n-8,582,225,834.40\n-16,963,911,301.47\n-14,214,106,707.82\n-14,227,506,302.78\n-16,447,478,675.26\n-17,460,266,333.79\n-18,045,044,675.98\n-18,830,050,198.23\n-30,708,633,279.93\n-45,596,903,934.05\n-66,258,169,977.30\n-28,856,803.24\nCentral Bank(net)\n-4,364,843,604.61\n-10,488,101,584.18\n-20,831,187,742.72\n-17,851,691,225.27\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\n-54,031,060,405.32\n-77,865,030,279.36\n-35,698,765.79\nForeign Assets\n487,113,521.79\n1,242,178,197.33\n4,938,308,098.53\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\n9,276,276.05\nForeign Liabilities\n4,851,957,126.40\n11,730,279,781.51\n25,769,495,841.25\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\n44,975,041.84\nOther Depository Corporations(net)\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\n6,841,962.55\nForeign Assets\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\n10,973,836.76\nForeign Liabilities\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\n4,131,874.21\nNet Domestic Assets (NDA)\n7,164,925,241.35\n15,821,191,266.69\n31,239,386,362.79\n27,217,558,926.15\n27,639,288,378.08\n32,161,547,467.69\n34,250,554,903.24\n35,673,225,646.05\n37,744,636,990.28\n59,956,750,588.31\n86,209,941,031.87\n125,429,655,454.08\n67,611,589.07\nDomestic Claims\n3,101,957,753.62\n6,541,657,510.89\n10,642,561,243.15\n11,094,734,236.77\n11,015,584,365.69\n13,148,134,761.58\n14,099,323,168.68\n14,764,938,049.74\n16,661,349,824.12\n26,555,487,015.34\n39,630,053,424.85\n58,052,804,317.53\n35,515,681.43\nClaims on Central Government(net)\n783,297,842.19\n1,389,082,186.11\n-464,905,858.96\n1,919,403,373.96\n2,035,378,139.93\n2,469,546,156.09\n2,685,249,888.61\n3,426,568,722.64\n4,633,764,250.89\n8,146,919,528.13\n12,506,419,694.13\n16,182,769,560.45\n10,221,096.31\nClaims on Central Government\n1,109,723,491.62\n1,853,707,138.97\n3,237,920,191.20\n3,137,951,747.03\n3,471,122,173.32\n3,948,824,640.88\n4,022,430,300.76\n4,506,540,165.69\n5,826,109,037.18\n9,899,880,742.54\n14,706,600,268.21\n22,087,558,829.62\n12,982,655.95\nCentral Bank\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\n7,155,621.00\nODCs\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\n5,827,034.95\nLess Liabilities to Central Government\n326,425,649.43\n464,624,952.86\n3,702,826,050.16\n1,218,548,373.07\n1,435,744,033.39\n1,479,278,484.78\n1,337,180,412.15\n1,079,971,443.04\n1,192,344,786.29\n1,752,961,214.41\n2,200,180,574.08\n5,904,789,269.17\n2,761,559.64\nCentral Bank\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\nODCs\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\nClaims on Other Sectors\n2,318,659,911.43\n5,152,575,324.78\n11,107,467,102.11\n9,175,330,862.81\n8,980,206,225.76\n10,678,588,605.49\n11,414,073,280.07\n11,338,369,327.09\n12,027,585,573.22\n18,408,567,487.20\n27,123,633,730.72\n41,870,034,757.08\n25,294,585.12\nOther Financial Corporations\n127,476,071.53\n204,879,115.02\n372,829,596.47\n286,485,380.68\n286,556,911.67\n345,395,684.06\n402,497,102.41\n366,785,937.06\n210,979,095.28\n367,132,374.31\n461,955,002.81\n803,485,078.36\n327,451.01\nState and Local Government\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\n1,803.44\nPublic Non Financial Corporations\n282,369,808.93\n680,427,260.99\n1,426,648,513.58\n1,144,767,740.03\n942,115,955.79\n1,064,377,138.00\n1,124,773,262.90\n758,994,509.56\n779,253,503.92\n787,050,316.56\n1,149,678,230.61\n1,615,646,416.58\n983,290.25\nPrivate Sector\n1,908,714,754.59\n4,267,188,606.15\n9,307,905,990.36\n7,744,009,668.94\n7,751,457,555.47\n9,268,723,734.89\n9,886,704,858.20\n10,212,529,111.24\n11,037,279,520.17\n17,254,185,998.48\n25,511,768,494.02\n39,450,759,914.33\n23,982,040.42\nCentral Bank\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\n148,908.53\nODCs\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\n23,833,131.89\nOther Items(Net)\n-4,062,967,487.72\n-9,279,533,755.80\n-20,596,825,119.64\n-16,122,824,689.39\n-16,623,704,012.39\n-19,013,412,706.11\n-20,151,231,734.56\n-20,908,287,596.32 -21,083,287,166.17 -33,401,263,572.98\n-46,579,887,607.02 -67,376,851,136.55\n-32,095,907.64\nShares and Other Equity\n-3,579,533,655.47\n-9,203,936,084.43\n-19,402,711,215.33\n-14,321,122,638.86\n-14,203,729,090.13\n-16,555,368,520.87\n-17,032,283,456.63\n-17,122,059,892.58\n-17,570,066,671.33\n-29,549,325,579.05\n-43,302,266,345.67\n-60,601,283,933.04\n-30,585,321.84\nLiabilities to Other Financial Corporations\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\n222,678.57\nRestricted Deposits\n168,057,733.95\n452,445,666.52\n929,649,277.24\n832,146,281.94\n481,313,635.70\n652,311,438.83\n616,319,027.72\n598,451,618.98\n634,635,960.65\n1,122,721,876.21\n2,182,139,254.83\n1,707,978,424.98\n1,197,298.85\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-657,910,369.64\n-558,626,681.86\n-2,188,085,055.76\n-2,692,104,501.18\n-2,958,040,166.42\n-3,200,388,021.66\n-3,818,709,066.54\n-4,474,676,984.97\n-4,286,579,012.59\n-5,157,386,835.80\n-5,739,488,435.67\n-8,844,607,348.16\n-2,930,563.22\nBroad Money-M3\n3,598,602,875.61\n7,238,965,432.29\n14,275,475,061.32\n13,003,452,218.33\n13,411,782,075.30\n15,714,068,792.44\n16,790,288,569.45\n17,628,180,970.07\n18,914,586,792.05\n29,248,117,308.38\n40,613,037,097.82\n59,171,485,476.79\n38,754,785.83\nSecurities Other than Shares Included in Broad \nMoney\n1,843,391.22\n4,659,433.86\n4,243,581.90\n2,137,443.55\n3,182,683.74\n2,685,488.92\n3,497,226.23\n4,173,191.32\n42,811,406.21\n7,317,942.35\n9,458,363.45\n6,990,856.69\n2,795.45\nBroad Money-M2\n3,596,759,484.40\n7,234,305,998.43\n14,271,231,479.42\n13,001,314,774.78\n13,408,599,391.56\n15,711,383,303.52\n16,786,791,343.22\n17,624,007,778.75\n18,871,775,385.85\n29,240,799,366.03\n40,603,578,734.36\n59,164,494,620.10\n38,751,990.38\nOther Deposits (Time Deposits)\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n2,705,479.15\nof which Foreign Currency Accounts\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\n2,426,638.27\nNarrow Money-M1\n3,327,871,127.16\n6,679,000,239.69\n13,204,658,167.27\n12,176,656,804.16\n12,548,397,342.75\n14,765,873,592.55\n15,599,407,297.79\n16,384,919,989.43\n17,584,571,423.18\n27,491,008,901.84\n37,798,013,024.97\n54,708,681,361.76\n36,046,511.23\nTransferable Deposits\n3,320,722,893.78\n6,671,063,283.95\n13,196,303,401.12\n12,166,873,421.72\n12,538,725,239.63\n14,755,523,314.82\n15,588,193,442.31\n16,373,116,452.32\n17,572,220,001.14\n27,476,970,003.22\n37,782,959,103.37\n54,692,210,233.09\n36,036,209.11\n Of which Foreign Currency Accounts\n2,148,792,572.06\n5,274,426,984.71\n11,635,488,089.25\n10,099,330,132.00\n10,173,498,286.11\n12,310,342,777.52\n12,429,076,347.34\n12,757,305,066.07\n13,397,781,145.35\n22,901,496,643.22\n32,969,005,356.37\n47,611,823,202.81\n29,423,827.38\nCurrency Outside Depository Corporations\n7,148,233.38\n7,936,955.74\n8,354,766.15\n9,783,382.43\n9,672,103.13\n10,350,277.73\n11,213,855.47\n11,803,537.12\n12,351,422.04\n14,038,898.63\n15,053,921.60\n16,471,128.68\n10,302.12\nMemorandum Items\nReserve Money\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\n4,892,122.31\nFCAs as a Percentage of Deposits in M3\n59.8%\n72.9%\n87.5%\n77.7%\n75.9%\n78.4%\n74.1%\n72.4%\n70.9%\n78.3%\n81.2%\n80.5%\n75.9%\nEnd Period Exchange Rate\n1,047.44\n2,577.06\n5,739.80\n4,516.80\n4,608.11\n5,466.75\n5,698.96\n5,791.08\n6,104.72\n10,152.39\n14,912.83\n22,055.47\n13.43\nSource: Reserve Bank of Zimbabwe, 2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n* Statistics are denominated in ZiG (000)\n \n \n15 \n \n \n \nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*April-24\nNet Foreign Assets\n-3,750,737,078.21\n-4,364,843,604.61\n-10,488,101,584.18\n-20,831,187,742.72\n-17,851,691,225.27\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27 -22,724,299,913.18 -37,204,315,094.00 -54,031,060,405.32\n-77,865,030,279.36\n-35,698,765.79\nClaims on Non Residents\n564,973,118.29\n487,113,521.79\n1,242,178,197.33\n4,938,308,098.53\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\n9,276,276.05\nOfficial Reserves Assets\n171,692,411.97\n146,106,760.95\n305,095,927.20\n2,685,528,792.05\n501,097,650.65\n609,700,872.98\n873,028,937.84\n901,998,462.96\n664,790,048.98\n670,897,605.40\n1,283,063,711.48\n1,440,292,080.05\n2,707,777,264.85\n3,630,141.09\nOther Foreign Assets\n393,280,706.32\n341,006,760.85\n937,082,270.13\n2,252,779,306.49\n1,748,114,291.61\n1,747,712,459.75\n1,996,110,902.01\n2,028,489,428.81\n2,057,962,871.96\n2,079,244,671.16\n3,506,907,558.71\n5,725,614,154.20\n9,471,553,407.69\n5,646,134.96\nLess Liabilities to Non Residents\n4,315,710,196.51\n4,851,957,126.40\n11,730,279,781.51\n25,769,495,841.25\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\n44,975,041.84\nShort Term Liabilities\n2,190,571,858.03\n2,461,132,179.69\n454,737,994.24\n740,090,616.66\n489,297,027.10\n431,377,013.98\n412,442,545.53\n498,435,076.07\n417,352,772.09\n253,445,372.66\n330,761,013.21\n347,930,957.96\n890,130,623.01\n181,911.80\nOther Foreign Liabilities*\n2,125,138,338.48\n2,390,824,946.71\n11,275,541,787.27\n25,029,405,224.59\n19,611,606,140.43\n19,610,453,033.03\n22,760,609,120.47\n23,547,591,967.77\n24,156,386,043.12 25,220,996,817.07 41,663,525,350.99\n60,849,035,681.60\n89,154,230,328.89\n44,793,130.04\n of which blocked funds\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\n4,846,720,895.68\n3,809,201,616.00\n3,638,215,070.80\n4,306,782,215.73\n4,458,649,260.58\n4,527,891,788.72\n4,848,587,011.60\n8,054,627,951.76\n11,781,589,928.45\n17,401,899,562.68\n10,572,458.80\nNet Domestic Assets (NDA)\n3,983,633,732.83\n4,641,339,683.72\n11,008,713,493.85\n21,896,086,183.73\n18,854,734,980.17\n18,746,509,304.37\n21,616,319,117.89\n22,902,976,448.93\n23,668,494,206.27 24,745,515,209.82 40,273,443,159.16\n58,085,200,468.20\n84,006,511,930.55\n40,590,888.10\nDomestic Claims\n449,443,570.90\n633,073,494.67\n1,307,855,143.64\n-23,847,709.69\n1,885,131,142.46\n1,873,807,183.49\n2,028,957,342.73\n2,411,597,729.92\n2,496,519,062.46\n2,685,240,421.33\n4,316,485,335.80\n6,966,928,713.06\n8,857,704,487.83\n5,031,817.01\nNet Claims on Central Government\n248,905,518.05\n400,852,431.51\n781,968,913.03\n-1,024,203,002.25\n1,050,425,931.27\n1,218,834,667.32\n1,255,530,261.28\n1,548,646,696.96\n2,031,774,224.09\n2,195,411,208.41\n4,014,874,898.09\n6,439,282,586.28\n8,045,520,594.23\n4,636,916.01\nClaims on Central Government\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\n7,155,621.00\nOf which: Securities Other than Shares\n163,408,985.73\n197,483,744.44\n491,408,539.76\n1,282,058,425.55\n1,041,256,825.36\n1,354,647,836.07\n1,738,161,413.25\n1,883,996,199.01\n1,984,147,610.08\n2,219,186,779.04\n4,440,121,511.31\n6,608,105,197.48\n11,307,721,896.70\n6,909,934.78\n0.00\nLoans\n506,114,184.46\n520,092,134.91\n704,673,598.81\n963,954,456.29\n847,281,667.16\n918,405,362.59\n882,144,726.34\n854,777,605.86\n994,122,689.61\n967,084,343.36\n1,158,085,023.77\n1,690,780,188.64\n2,127,020,952.15\n245,686.22\n Loans and Advances\n112,483,069.83\n126,461,020.28\n298,686,901.35\n557,967,758.83\n441,294,969.70\n453,167,575.54\n416,906,939.29\n389,539,818.81\n450,658,841.88\n423,620,495.64\n709,564,039.01\n1,049,930,696.57\n1,560,372,567.07\n34,531.94\nAmounts Due from Gvt including SDR Drawdowns\n393,631,114.63\n393,631,114.63\n405,986,697.46\n405,986,697.46\n405,986,697.46\n465,237,787.05\n465,237,787.05\n465,237,787.05\n543,463,847.72\n543,463,847.72\n448,520,984.75\n640,849,492.08\n566,648,385.08\n211,154.28\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n420,617,652.14\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\nOf which: Deposits\n420,617,652.14\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n200,538,052.85\n232,221,063.16\n525,886,230.61\n1,000,355,292.57\n834,705,211.19\n654,972,516.17\n773,427,081.45\n862,951,032.96\n464,744,838.37\n489,829,212.93\n301,610,437.71\n527,646,126.78\n812,183,893.60\n394,901.00\nOther Financial Corporations\n10,623,469.30\n10,883,730.62\n10,991,470.34\n12,986,635.27\n12,976,151.03\n13,602,645.94\n14,588,403.94\n63,414,783.51\n25,307,666.81\n28,216,636.43\n32,493,405.07\n71,573,929.14\n153,883,742.34\n31,897.51\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n171,503,627.58\n200,192,374.04\n491,887,660.82\n963,938,268.05\n778,956,909.14\n579,963,269.97\n679,383,600.01\n707,274,263.92\n341,962,235.89\n359,338,872.72\n125,045,425.40\n244,647,109.88\n332,483,498.63\n214,094.95\nPrivate Sector\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\n211,425,087.76\n325,816,652.62\n148,908.53\nClaims on Other Depository Corporations\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684600925.61\n364055.43\nOf which: Loans\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\n503,151,449.55\n684600925.61\n364055.43\nOther Liabilities to ODCs\n642,344,547.18\n750,760,102.33\n1,428,720,516.68\n2,666,026,665.35\n2,901,005,739.21\n3,100,647,536.01\n3,107,865,677.76\n3,216,633,940.85\n3,876,066,859.55\n3,854,578,282.87\n5,812,079,968.88\n8,128,905,484.34\n10984562862.67\n7235511.28\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n318,264,602.32\n358,416,719.69\n479,833,629.00\n683,711,355.79\n1,196,912,067.35\n1,309,913,863.13\n1,094,629,530.65\n1,078,752,001.46\n1,460,737,223.38\n1,519,969,710.79\n1,701,520,057.58\n2,432,925,529.23\n3557870717.73\n2260627.63\n0.00\nOther Items(Net)\n-4,130,691,813.85\n-4,712,021,791.09\n-11,012,753,620.73\n-24,318,336,502.72\n-19,609,306,255.01\n-19,734,596,625.30\n-22,488,218,425.97\n-23,478,665,250.56\n-24,801,814,491.19 -25,648,587,780.63 -41,376,660,539.47 -58,744,025,789.94\n-85,448,769,379.78\n-42,430,526.95\nShares and Other Equity\n-4,078,823,961.23\n-4,620,636,211.04\n-11,291,316,467.09\n-25,202,259,045.14\n-19,805,080,179.46\n-19,579,648,458.36\n-22,753,122,010.85\n-23,550,146,670.91\n-23,892,801,192.96\n-25,053,448,266.86\n-40,143,169,460.35\n-58,155,147,571.29\n-84,000,619,819.97\n-42,225,068.30\nOther Items(Net)\n-175,955,067.06\n-276,252,783.87\n-193,714,335.06\n-63,920,685.55\n-652,745,707.09\n-652,393,199.08\n-396,662,893.13\n-589,895,589.07\n-1,529,336,116.22\n-1,251,036,312.37\n-2,400,043,318.75\n-2,790,865,158.91\n-3,189,753,793.28\n-1,523,004.67\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n124,087,214.44\n184,867,203.81\n472,277,181.43\n947,843,227.98\n848,519,631.54\n497,445,032.14\n661,566,478.01\n661,377,009.41\n620,322,818.00\n655,896,798.59\n1,166,552,239.63\n2,201,986,940.26\n1,741,604,233.46\n1,317,546.03\nMonetary Base \n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\n6,455,093.44\nBond Coins\n97,745.29\n90,572.71\n83,649.70\n80,542.92\n79,344.94\n79,163.84\n79,154.38\n79,154.84\n78,794.30\n76,968.83\n66,290.72\n59,094.22\n51,536.90\n20.39\nBond Notes\n8,414,729.87\n8,902,316.39\n8,960,488.74\n10,258,707.59\n11,193,057.46\n11,885,047.43\n12,736,767.90\n13,560,105.45\n14,430,019.79\n15,672,830.10\n16,920,535.77\n18,138,392.93\n19,250,549.61\n7,646.53\nZig Notes\n1,240.55\nZig Coins\n8,848.60\nLiabilities to ODCs\n224,283,814.46\n267,402,825.02\n511,467,406.24\n1,054,458,825.51\n961,770,952.77\n1,020,125,611.77\n1,269,591,004.47\n1,743,797,671.58\n1,772,929,799.17\n1,975,463,236.74\n3,052,141,238.66\n4,035,942,575.74\n6,122,179,564.68\n6,437,337.37\n Local Currency Reserve Deposits\n72,736,726.53\n86,910,489.22\n105,795,700.01\n182,612,061.98\n243,159,063.25\n295,859,644.01\n344,623,158.66\n400,041,844.52\n449,770,161.09\n533,568,035.27\n557,373,870.90\n589,096,334.10\n782,882,894.59\n588,261.85\n Foreign Currency Reserve Deposits\n151,547,087.93\n180,492,335.81\n405,671,706.23\n871,846,763.53\n718,611,889.52\n724,265,967.76\n924,967,845.81\n1,343,755,827.07\n1,323,159,638.08\n1,441,895,201.47\n2,464,767,002.76\n3,416,845,876.64\n5,293,831,558.25\n4,172,204.40\n Exess reserves \n100,364.99\n100,364.99\n100,364.99\n100,364.99\n30,000,399.73\n30,002,767.04\n30,000,364.99\n30,000,364.99\n30,069,698.74\n30,002,260.98\n30,000,364.99\n30,000,364.99\n45,465,111.84\n1,676,871.11\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2024\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Satitistics are denominated in ZiG(000)\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n16 \n \n \n \nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\n*Apr\nNet Foreign Assets\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\n6,841,962.55\nClaims on Non Residents\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\n10,973,836.76\nOf Which: Foreign Currency\n462,081,408.59\n1,048,116,376.82\n2,249,201,574.76\n1,584,403,308.04\n1,505,916,176.81\n2,015,621,585.66\n2,312,575,134.73\n2,558,589,332.45\n2,868,505,570.48\n5,196,670,641.24\n7,309,076,955.04\n9,785,505,639.81\n4,794,837.35\nDeposits\n652,301,901.26\n1,639,116,293.75\n3,441,353,382.68\n3,502,402,457.26\n3,423,237,567.41\n3,515,981,784.12\n2,903,444,523.75\n3,019,701,118.75\n2,843,740,238.47\n4,283,885,090.87\n5,518,707,074.63\n8,323,896,983.03\n6,152,462.49\nOther\n3,281,237.94\n3,802,932.12\n16,819,067.74\n13,134,469.43\n13,524,856.19\n15,509,855.15\n16,447,186.84\n13,791,770.44\n16,837,172.93\n27,310,662.17\n32,851,118.98\n45,821,476.40\n26,536.92\nLess Liabilities to Non Residents\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\n4,131,874.21\nOf Which: Deposits\n153,776,940.69\n378,197,467.04\n820,337,332.33\n764,960,085.21\n772,511,911.80\n827,268,243.95\n655,899,412.79\n782,004,591.95\n776,859,238.67\n1,316,061,176.34\n1,936,356,521.78\n2,837,026,028.04\n1,874,340.18\nLoans\n165,366,368.23\n406,962,385.88\n1,019,760,251.61\n697,395,632.08\n713,256,277.09\n863,411,830.08\n921,294,614.24\n1,004,136,411.41\n1,057,974,028.26\n1,696,123,403.87\n2,490,122,155.61\n3,711,337,769.13\n2,257,534.02\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n2,776,123,933.49\n5,305,321,211.88\n10,381,649,903.19\n9,339,710,968.86\n9,929,068,164.23\n11,838,030,324.64\n13,078,743,914.01\n13,788,565,015.66\n14,986,724,817.13\n22,694,566,232.26\n32,143,979,019.53\n47,514,528,237.56\n31,782,273.98\nDomestic Claims\n2,468,884,258.96\n5,233,802,367.26\n10,666,408,952.84\n9,209,603,094.31\n9,141,777,182.20\n11,119,177,418.85\n11,687,725,438.76\n12,268,418,987.27\n13,976,109,402.78\n22,239,001,679.53\n32,663,124,711.79\n49,195,099,829.70\n30,483,864.43\nNet Claims on Central Government\n382,445,410.68\n607,113,273.08\n559,297,143.29\n868,977,442.69\n816,543,472.61\n1,214,015,894.82\n1,136,603,191.66\n1,394,794,498.55\n2,438,353,042.48\n4,132,044,630.04\n6,067,137,107.85\n8,137,248,966.22\n5,584,180.30\nClaims on Central Government\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\n5,827,034.95\nSecurities\n391,587,790.26\n653,025,854.60\n981,773,844.67\n1,242,045,163.04\n1,190,599,025.63\n1,318,582,684.20\n1,272,839,666.04\n1,517,348,442.88\n2,627,512,618.11\n4,283,761,798.56\n6,381,641,818.99\n8,605,206,635.58\n5,583,192.64\nLoans\n559,822.02\n4,599,145.80\n10,133,464.70\n7,368,091.47\n7,469,949.03\n9,935,817.09\n10,816,829.86\n10,921,423.13\n12,325,296.66\n17,912,408.90\n26,073,063.10\n47,609,345.19\n243,842.32\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\nOf which: Deposits\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n2,086,438,848.27\n4,626,689,094.18\n10,107,111,809.54\n8,340,625,651.62\n8,325,233,709.58\n9,905,161,524.04\n10,551,122,247.10\n10,873,624,488.72\n11,537,756,360.30\n18,106,957,049.49\n26,595,987,603.94\n41,057,850,863.48\n24,899,684.12\nOther Financial Corporations\n116,592,340.90\n193,887,644.68\n359,842,961.20\n273,509,229.65\n272,954,265.73\n330,807,280.13\n339,082,318.90\n341,478,270.25\n182,762,458.86\n334,638,969.24\n390,381,073.67\n649,601,336.03\n295,553.50\nState and Local Government\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\n232,003.28\n143,347.81\n1,803.44\nPublic Non Financial Corporations\n82,177,434.89\n188,539,600.17\n462,710,245.53\n365,810,830.89\n362,152,685.81\n384,993,537.99\n417,498,998.98\n417,032,273.67\n419,914,631.20\n662,004,891.16\n905,031,120.73\n1,283,162,917.94\n769,195.30\nPrivate Sector\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\n23,833,131.89\nClaims on the Central Bank\n973,967,364.65\n2,050,173,260.89\n4,434,783,343.65\n4,138,866,267.43\n4,653,650,898.99\n5,265,804,171.22\n5,912,703,283.03\n6,326,849,329.56\n5,977,105,227.74\n9,099,022,563.30\n12,598,181,489.84\n16,737,574,909.26\n11,097,658.79\nCurrency\n1,844,655.72\n1,107,182.70\n1,984,484.37\n1,489,019.97\n2,292,108.14\n2,465,644.54\n2,425,404.82\n2,705,276.98\n3,398,376.89\n2,947,927.87\n3,143,565.55\n2,830,957.84\n7,453.94\nReserves\n972,122,708.94\n2,049,066,078.19\n4,424,349,970.82\n4,137,377,247.46\n4,651,358,790.85\n5,263,338,526.67\n5,910,277,878.21\n6,324,144,052.58\n5,973,706,850.85\n9,096,074,635.43\n12,595,037,924.29\n16,734,743,951.43\n11,090,204.85\nSecurities\n0.00\n0.00\n8,448,888.46\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n13,321,881.07\n78,332,582.02\n39,166,568.11\n87,827,165.17\n84,841,425.78\n82,493,417.82\n84,628,889.30\n92,939,919.06\n55,157,360.84\n114,298,041.18\n105,237,097.37\n95,704,985.13\n67,448.03\nOther Items(Net)\n653,405,809.04\n1,900,321,834.26\n4,680,375,825.19\n3,920,931,227.71\n3,781,518,491.17\n4,464,457,847.61\n4,437,055,918.48\n4,713,763,382.12\n4,911,332,452.56\n8,529,159,969.39\n13,012,090,084.74\n18,322,441,516.27\n9,731,801.21\nShares and Other Equity\n1,041,102,555.56\n2,087,380,382.66\n5,799,547,829.81\n5,483,957,540.60\n5,375,919,368.23\n6,197,753,489.98\n6,517,863,214.28\n6,770,741,300.38\n7,483,381,595.52\n10,593,843,881.30\n14,852,881,225.62\n23,399,335,886.93\n11,639,746.46\nLiabilities to other ressident sectors\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\n279,727,919.49\n361,061,719.66\n222,678.57\nOther Items(Net)\n-394,115,549.96\n-217,641,892.37\n-1,183,493,878.83\n-1,621,282,481.61\n-1,651,152,485.52\n-1,823,328,039.96\n-2,164,249,056.68\n-2,146,975,580.51\n-2,710,771,700.07\n-2,247,410,877.57\n-2,120,519,060.37\n-5,437,956,090.32\n-2,130,623.82\nDeposits and Securities Included in Broad Money\n3,574,645,172.37\n7,211,196,961.65\n14,248,926,344.43\n12,977,295,486.31\n13,385,978,575.73\n15,694,463,475.53\n16,734,016,732.29\n17,594,506,233.94\n18,880,974,532.07\n29,190,248,046.34\n40,578,135,490.79\n59,121,388,539.63\n38,624,236.53\nDeposits Included in Broad Money\n3,572,801,781.15\n \n7,206,537,527.79\n \n14,244,682,762.54\n \n12,975,158,042.76\n \n13,382,795,891.99\n \n15,691,777,986.61\n \n16,730,519,506.06\n \n17,590,333,042.62\n \n18,838,163,125.87\n \n29,182,930,103.98\n \n40,568,677,127.34\n \n59,114,397,682.94\n \n38,621,441.08\n \nTransferable Deposits\n3,303,913,423.92\n \n6,651,231,769.05\n \n13,178,109,450.38\n \n12,150,500,072.13\n \n12,522,593,843.18\n \n14,746,268,275.64\n \n15,543,135,460.62\n \n16,351,245,253.30\n \n17,550,959,163.20\n \n27,433,139,639.80\n \n37,763,111,417.94\n \n54,658,584,424.60\n \n35,915,961.93\n \n of which FCAs\n2,144,912,895.57\n \n5,273,965,984.48\n \n11,634,530,484.57\n \n10,099,327,960.39\n \n10,172,409,984.27\n \n12,309,119,479.36\n \n12,388,978,422.26\n \n12,751,597,340.40\n \n13,391,882,427.59\n \n22,891,974,397.20\n \n32,954,377,682.43\n \n47,588,241,673.51\n \n29,421,560.87\n \nOther Deposits (Time Deposits)\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n2,705,479.15\n of which FCAs\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\n2,426,638.27\nMoney Market Instruments\n1,843,391.22\n \n4,659,433.86\n \n4,243,581.90\n \n2,137,443.55\n \n3,182,683.74\n \n2,685,488.92\n \n3,497,226.23\n \n4,173,191.32\n \n42,811,406.21\n \n7,317,942.35\n \n9,458,363.45\n \n6,990,856.69\n \n2,795.45\n \nSource:Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG (000)\n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000\n \n \n17 \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\n*Apr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\n*Statistics are denominated in ZiG (Millions)\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n18 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6\n12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\nSource:Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG (Millions)\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \n$ millions\nDeposits\nAmounts Owing to\n \n \n19 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \n*Apr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nSource:Reserve Bank of Zimbabwe,2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \n* Statistics are denominated in ZiG (Millions)\nDebt Securities\nLoans and Advances\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\n \n \n20 \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository \nOther Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\n*Apr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nSource:Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG (Millions)\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n21 \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt Public Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3,504.3\n \n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4,021.5\n \n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4,413.6\n \n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3,054.1\n \n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8,326.7\n \n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8,464.3\n \n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9,914.6\n \n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14,422.1\n \n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14,998.2\n \n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14,768.7\n \n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22,456.9\n \n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23,012.7\n \n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \n*Apr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nSource:Reserve Bank of Zimbabwe,2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \n*Statistics are denominated in ZiG (millions)\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n22 \n \n \n \nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\n*Apr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nSource:Reserve Bank of Zimbabwe,2024\n*Statistics are denominated in ZiG (Millions)\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\nAmounts Owing to\n \n \n23 \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nMar\n5,400,573.8\n137,553.1\n109,432.3\n1,355,737.8\n60,656.4\n2,181,804.5\n1,514,365.3\n1,743,391.4\n911,568.0\n129,647.8\n2,083,395.0\n30,867.0\n15,658,992.1\nApr\n5,497,243.2\n144,302.2\n94,782.2\n1,298,701.4\n50,563.1\n2,200,545.8\n1,762,996.4\n1,756,962.2\n1,057,031.7\n149,805.9\n2,211,133.9\n33,524.9\n16,257,593.1\nMay\n6,753,987.6\n152,161.1\n176,776.3\n1,688,453.5\n61,403.0\n2,272,323.3\n2,155,232.1\n2,018,291.5\n1,335,664.7\n161,892.6\n2,646,269.6\n56,873.3\n19,479,328.7\nJun\n8,233,748.4\n178,010.1\n127,961.9\n3,248,219.4\n64,989.9\n5,469,986.1\n3,799,659.7\n4,379,017.7\n1,983,339.3\n277,602.3\n3,665,408.8\n46,385.0\n31,474,328.4\nJul\n8,927,920.7\n256,440.3\n209,123.9\n4,249,101.8\n34,055.9\n7,106,442.2\n5,125,740.6\n5,385,837.1\n2,413,677.9\n418,160.1\n4,321,918.7\n46,630.6\n38,495,050.0\nAug\n9,773,178.5\n269,675.4\n194,537.6\n5,470,092.5\n33,043.1\n7,946,261.7\n6,723,930.2\n5,651,838.1\n3,103,883.1\n446,084.4\n5,291,100.2\n48,922.4\n44,952,547.2\nSep\n10,508,860.2\n202,929.0\n203,610.8\n4,810,727.3\n29,975.8\n1,041,079.2\n7,136,261.7\n4,099,760.8\n3,255,496.9\n517,871.7\n6,526,576.1\n48,754.1\n38,381,903.5\nOct\n12,296,430.5\n302,589.5\n251,238.7\n9,053,118.1\n28,434.2\n8,136,185.8\n6,305,609.4\n6,351,785.6\n3,855,757.6\n649,444.5\n7,243,035.0\n49,339.0\n54,522,967.8\nNov\n14,705,718.3\n553,426.7\n299,226.2\n10,178,453.7\n26,676.8\n9,457,279.2\n7,442,871.4\n6,834,160.3\n4,193,059.8\n959,134.4\n7,919,442.4\n50,802.6\n62,620,251.7\nDec\n19,070,900.2\n557,071.8\n265,529.1\n10,043,351.2\n24,925.7\n9,451,197.4\n8,214,424.4\n7,599,398.9\n4,750,996.8\n1,556,410.9\n9,213,845.7\n46,489.9\n70,794,542.0\n2021\nJan\n23,978,167.4\n610,696.1\n267,400.2\n9,997,383.0\n66,046.9\n9,811,097.6\n7,641,910.4\n7,176,323.0\n4,807,054.2\n1,685,871.1\n10,092,630.5\n47,525.6\n76,182,105.9\nFeb\n24,581,772.2\n653,205.5\n285,830.7\n10,330,772.0\n65,231.4\n10,024,935.1\n7,949,013.1\n6,754,180.2\n5,018,015.8\n1,766,077.9\n10,905,948.4\n47,678.1\n78,382,660.3\nMar\n28,741,816.7\n737,140.5\n320,102.5\n10,604,119.6\n76,828.9\n10,517,753.1\n9,428,559.8\n8,179,722.0\n5,701,289.5\n1,822,020.0\n12,528,176.5\n33,915.5\n88,691,444.6\nApr\n31,859,146.3\n675,080.9\n347,881.0\n12,101,683.3\n205,760.2\n12,046,268.5\n10,788,214.4\n8,802,924.2\n6,559,969.1\n1,831,534.4\n14,724,055.2\n36,984.3\n99,979,502.0\nMay\n34,645,328.6\n713,518.5\n292,339.8\n13,012,546.0\n70,347.7\n10,160,360.7\n11,287,317.4\n8,318,871.5\n7,438,997.6\n1,831,015.1\n17,169,532.7\n10,879.2\n104,951,054.8\nJune\n36,527,537.2\n993,308.6\n357,200.7\n14,622,859.3\n69,173.2\n12,832,747.3\n12,635,012.9\n7,938,660.3\n9,226,503.3\n1,903,845.8\n19,986,300.5\n40,765.7\n117,133,914.9\nJul\n39,160,305.6\n1,280,558.7\n411,253.9\n16,562,010.5\n62,624.8\n13,792,648.8\n12,583,048.9\n8,567,557.8\n10,717,151.0\n1,820,088.9\n22,581,130.3\n13,756.8\n127,552,136.1\nAug\n41,218,056.3\n1,372,177.0\n431,669.1\n15,667,033.1\n66,504.4\n14,701,546.3\n13,446,660.9\n8,828,791.2\n11,500,069.8\n1,942,139.4\n27,299,685.3\n15,470.3\n136,489,803.2\nSep\n41,133,553.7\n1,649,182.2\n433,781.1\n16,702,896.3\n321,991.2\n15,183,417.2\n15,271,161.9\n9,065,558.1\n11,973,442.3\n2,145,369.5\n30,851,901.8\n19,863.2\n144,752,118.4\nOct\n48,491,758.7\n1,644,045.1\n477,340.8\n20,072,721.7\n337,273.5\n16,644,705.0\n17,906,042.4\n10,150,149.7\n8,544,940.3\n2,418,354.8\n35,641,091.1\n17,894.6\n162,346,317.7\nNov\n48,945,526.6\n1,598,923.1\n394,575.8\n20,998,777.0\n434,931.6\n16,621,266.4\n19,372,274.1\n10,802,887.6\n8,904,904.9\n2,882,220.1\n40,009,482.2\n18,275.2\n170,984,044.5\nDec\n54,028,791.8\n1,778,880.5\n556,046.6\n24,450,917.2\n570,685.1\n10,955,470.2\n22,025,406.6\n10,538,491.2\n14,437,886.1\n2,996,425.0\n43,047,088.4\n29,601.2\n185,415,689.9\n2022\nJan\n58,163,723.8\n2,180,551.5\n576,438.1\n26,576,317.7\n366,231.4\n8,887,534.5\n23,074,734.8\n11,840,524.9\n15,743,736.5\n3,516,259.7\n47,325,078.3\n29,564.7\n198,280,695.9\nFeb\n59,500,669.7\n2,289,260.8\n618,640.1\n27,925,301.7\n641,435.0\n9,370,886.7\n27,976,121.6\n13,027,815.1\n20,505,827.5\n3,747,288.3\n51,007,737.3\n19,692.3\n216,630,676.1\nMar\n66,551,117.8\n2,538,377.1\n656,335.5\n29,688,979.7\n660,584.5\n10,903,917.1\n32,629,411.6\n15,688,496.1\n38,075,386.7\n4,471,441.5\n58,500,950.7\n802,168.3\n261,167,166.6\nApr\n74,441,781.1\n4,219,500.3\n1,441,218.1\n33,136,441.4\n673,885.9\n13,157,284.3\n34,426,878.3\n18,261,710.3\n39,043,359.8\n5,001,307.2\n63,176,517.9\n40,089.6\n287,019,974.2\nMay\n101,753,100.1\n5,120,524.8\n3,358,419.2\n50,514,059.3\n760,401.2\n12,433,390.5\n42,057,624.5\n28,724,818.4\n48,088,662.7\n6,286,840.2\n76,655,600.2\n34,456.8\n375,787,897.7\nJune\n118,753,589.0\n6,209,658.5\n2,293,665.5\n64,942,950.0\n869,273.2\n23,897,585.0\n58,442,367.2\n37,195,284.1\n62,467,707.8\n9,414,912.5\n96,536,183.0\n43,204.2\n481,066,380.0\nJuly\n133,779,414.0\n7,610,614.1\n3,684,426.1\n77,836,080.2\n938,368.0\n30,537,998.0\n69,408,788.7\n46,181,587.4\n72,642,938.5\n10,449,582.5\n111,094,524.5\n46,145.7\n564,210,467.8\nAug\n165,210,571.4\n10,163,176.7\n2,624,492.9\n93,899,073.6\n1,266,729.8\n39,544,245.3\n87,691,102.8\n58,330,938.2\n97,552,420.8\n10,450,507.1\n131,625,765.3\n154,457.6\n698,513,481.5\nSept\n201,167,878.5\n11,330,918.8\n5,038,300.4\n110,956,484.0\n1,297,748.5\n44,492,682.7\n101,816,518.3\n92,708,096.4\n88,483,494.4\n11,685,667.9\n152,934,863.3\n276,752.3\n822,189,405.6\nOct\n223,506,677.7\n12,026,669.5\n4,229,873.3\n113,451,159.2\n1,302,041.3\n46,399,745.2\n110,333,025.8\n79,715,558.1\n89,501,330.5\n9,611,322.3\n175,816,703.6\n178,607.8\n866,072,714.2\nNov\n232,953,535.1\n16,431,625.9\n11,131,139.8\n118,284,970.8\n1,687,527.0\n42,192,397.3\n124,017,335.4\n75,874,234.7\n94,636,395.6\n12,440,947.3\n207,085,835.5\n197,473.3\n936,933,417.8\nDec\n253,185,165.2\n19,199,455.9\n10,466,455.0\n135,037,685.1\n1,551,994.2\n70,805,600.3\n136,576,579.6\n94,115,141.7\n123,404,532.1\n12,079,018.7\n235,371,108.1\n173,717.1\n1,091,966,452.8\n2023\nJan\n299,237,745.1\n22,096,826.9\n11,001,194.9\n154,399,125.0\n2,073,794.8\n72,677,263.1\n165,905,496.5\n124,259,994.3\n140,303,195.4\n16,560,714.3\n290,446,774.7\n286,968.1\n1,299,249,093.1\nFeb\n333,081,520.8\n26,349,752.5\n12,607,980.8\n168,969,321.4\n3,232,834.7\n79,874,665.8\n198,087,465.1\n146,996,948.4\n150,078,778.0\n18,960,512.9\n335,439,856.5\n415,659.5\n1,474,095,296.5\nMar\n411,138,419.1\n28,795,432.6\n14,081,946.7\n184,250,094.2\n3,256,927.2\n101,507,881.5\n232,125,042.8\n168,374,643.7\n159,301,093.2\n20,786,447.1\n364,183,808.4\n229,595.5\n1,688,031,331.8\nApr\n411,638,425.6\n28,865,765.5\n14,081,964.7\n184,833,219.7\n3,256,927.2\n101,507,881.5\n235,076,590.9\n168,374,757.6\n159,310,920.5\n20,785,827.2\n365,366,760.5\n229,595.5\n1,693,328,636.3\nMay\n726,348,772.4\n78,828,771.5\n44,800,380.0\n409,618,602.9\n6,584,930.1\n226,467,642.5\n583,387,051.3\n480,909,418.5\n381,628,891.5\n62,593,512.5\n757,858,742.6\n267,815.4\n3,759,294,531.0\nJun\n1,385,380,571.7\n173,918,051.5\n114,682,839.7\n1,119,448,698.2\n23,922,347.4\n571,712,604.7\n1,309,324,347.9\n1,111,326,640.1\n808,734,970.2\n129,722,475.7\n1,754,989,459.0\n444,788.0\n8,503,607,794.2\nJul\n1,088,372,491.6\n132,529,236.3\n101,023,084.2\n843,805,813.7\n21,291,030.4\n370,922,779.8\n1,037,949,287.4\n824,419,062.0\n646,244,001.7\n87,491,103.6\n1,451,125,105.6\n356,098.9\n6,605,529,095.1\nAug\n1,104,126,310.1\n133,512,317.7\n105,426,999.2\n683,402,044.9\n21,345,225.8\n393,145,008.1\n1,077,529,295.3\n824,970,068.6\n716,638,286.7\n85,309,683.4\n1,543,461,599.3\n382,505.3\n6,689,249,344.4\nSep\n1,336,413,273.4\n158,136,405.6\n121,080,865.9\n752,199,791.2\n28,592,532.7\n465,470,715.5\n1,334,020,478.9\n1,012,670,250.7\n799,826,458.0\n102,238,002.6\n1,857,297,850.0\n586,991.0\n7,968,533,615.5\nOct\n1,461,090,986.5\n163,948,853.9\n120,153,516.7\n935,064,277.1\n24,681,683.2\n520,361,009.0\n1,381,206,351.2\n1,092,469,043.7\n859,550,943.1\n118,799,556.9\n2,126,512,435.0\n627,911.8\n8,804,466,568.2\nNov\n1,397,804,072.5\n171,337,302.5\n117,526,650.4\n1,017,731,862.9\n26,161,720.1\n535,490,381.0\n1,401,587,612.9\n992,371,783.2\n885,248,702.8\n129,500,343.7\n2,255,158,373.7\n621,795.6\n8,930,540,600.9\nDec\n1,360,816,417.4\n179,675,138.5\n121,167,248.1\n1,077,783,652.1\n46,946,926.9\n551,786,675.3\n1,483,619,833.9\n1,207,471,368.5\n863,309,236.7\n136,388,007.8\n2,458,239,172.8\n644,093.7\n9,487,847,771.7\n2024\nJan\n2,212,746,050.3\n265,031,131.4\n214,923,355.9\n1,663,240,228.2\n110,086,710.6\n875,780,504.1\n2,505,473,968.4\n1,910,394,449.6\n1,256,413,922.9\n237,647,459.8\n3,945,256,597.2\n1,037,343.5\n15,198,031,722.0\nFeb\n3,435,102,730.5\n426,536,836.7\n249,129,096.2\n2,383,796,904.4\n171,219,221.6\n1,264,658,167.3\n3,631,856,467.6\n2,844,642,895.8\n2,043,483,472.0\n352,320,643.5\n5,491,307,643.3\n1,518,795.1\n22,295,572,874.1\nMar\n4,949,814,064.7\n642,860,845.9\n452,924,544.6\n3,642,287,181.9\n251,866,635.2\n1,943,457,910.8\n5,387,453,048.3\n3,991,233,867.5\n3,178,219,935.6\n543,942,248.6\n8,278,044,179.1\n2,267,159.0\n33,264,371,621.3\n*Apr\n2,882,347.0\n371,595.0\n188,567.1\n3,081,028.9\n188,277.0\n1,174,215.3\n3,077,908.8\n2,281,800.0\n1,782,566.6\n399,652.2\n4,922,516.8\n1,655.4\n20,352,130.1\nSource:Reserve Bank of Zimbabwe,2024\n/1 Including the only merchant bank still in operation.\n *Statistics are denominated in ZiG (000)\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n24 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12,195,945.1\n4,725,946.7\n13,067,828.6\n32,314,625.6\n6,804,952.5\n19,638,789.0\n27,577,248.2\n13,566,042.8\n60,234,250.6\n3,993,814.3\n22,146,327.5\n314,523.4\n216,580,294.3\nFeb\n12,215,925.4\n4,335,293.2\n13,268,343.2\n31,820,079.5\n6,327,338.7\n19,480,197.8\n27,088,789.9\n11,873,767.2\n62,647,881.9\n3,583,509.9\n23,594,651.5\n323,276.8\n216,559,054.9\nMar\n12,086,596.9\n5,009,117.9\n15,457,881.6\n33,668,114.2\n7,879,623.6\n17,019,379.3\n29,927,193.1\n12,664,366.4\n68,761,992.2\n4,513,060.2\n25,352,486.1\n371,874.6\n232,711,686.2\nApr\n14,293,712.8\n6,264,137.3\n17,624,611.6\n35,860,252.5\n7,955,587.7\n18,411,151.8\n32,890,743.1\n11,445,151.9\n81,410,668.9\n4,248,558.7\n27,176,673.5\n411,001.0\n257,992,250.8\nMay\n14,731,869.5\n5,542,211.6\n19,231,383.7\n37,283,237.7\n7,903,622.6\n19,756,317.3\n33,027,214.9\n22,796,168.0\n84,596,653.5\n4,504,355.7\n28,445,264.8\n378,185.1\n278,196,484.5\nJun\n15,628,935.5\n6,154,316.5\n20,722,752.3\n39,604,431.5\n7,861,552.7\n21,455,061.8\n36,502,664.4\n23,449,074.9\n92,196,178.9\n4,756,434.9\n29,731,644.5\n415,508.6\n298,478,556.4\nJul\n14,899,561.1\n6,742,913.7\n25,082,739.8\n39,720,936.0\n9,580,503.8\n24,570,676.0\n38,875,306.1\n31,312,003.2\n94,151,108.5\n5,021,547.7\n32,324,374.5\n568,402.6\n322,850,073.2\nAug\n14,056,945.2\n6,611,127.0\n26,897,316.6\n39,624,666.3\n9,778,338.9\n27,046,621.0\n40,693,944.2\n26,504,554.0\n84,766,848.1\n4,915,399.2\n33,960,935.1\n645,902.4\n315,502,598.2\nSep\n14,777,285.5\n6,264,492.1\n27,413,062.1\n45,375,795.4\n10,337,697.2\n25,786,388.3\n43,113,093.0\n30,700,846.4\n95,985,614.8\n5,605,871.7\n37,606,703.5\n687,817.2\n343,654,667.4\nOct\n14,923,669.7\n8,437,829.5\n26,583,413.6\n47,841,912.8\n11,477,927.2\n29,796,762.9\n51,676,553.8\n49,115,499.0\n111,611,484.2\n5,940,819.2\n35,043,857.0\n618,831.0\n393,068,560.0\nNov\n14,147,912.2\n7,546,852.9\n27,174,334.3\n44,238,573.4\n11,949,923.7\n27,199,271.6\n52,401,389.3\n49,817,772.3\n115,576,831.0\n5,911,967.6\n37,770,843.3\n751,068.7\n394,486,740.3\nDec\n16,522,401.6\n9,204,283.5\n26,835,545.0\n47,381,404.7\n15,303,976.8\n43,092,763.3\n57,822,911.0\n61,555,101.2\n122,091,550.6\n6,093,367.4\n40,046,246.7\n1,319,573.7\n447,269,125.4\n2022\nJan\n17,399,268.4\n9,928,816.1\n28,146,847.2\n46,285,881.1\n15,060,177.5\n34,087,881.4\n60,888,346.7\n38,232,883.7\n135,579,116.5\n6,454,492.6\n32,504,960.5\n745,336.0\n425,314,007.6\nFeb\n20,260,983.5\n9,641,974.7\n32,159,803.2\n50,825,844.5\n15,235,028.5\n35,068,548.5\n49,157,612.2\n43,769,515.0\n146,423,512.2\n7,768,846.5\n36,257,364.0\n724,522.4\n447,293,555.2\nMar\n22,638,817.9\n11,683,937.4\n34,271,841.3\n61,002,811.6\n20,352,647.3\n34,501,628.6\n57,839,997.3\n60,678,395.3\n173,444,002.6\n9,467,563.9\n43,160,654.7\n970,393.8\n530,012,691.6\nApr\n26,926,844.7\n12,304,918.4\n34,924,202.5\n67,201,357.8\n21,444,798.1\n38,606,872.2\n61,303,321.1\n64,980,792.3\n216,612,532.7\n10,455,473.9\n45,951,692.0\n939,217.9\n601,652,023.6\nMay\n39,564,579.0\n21,954,770.2\n42,666,739.4\n108,620,498.7\n28,757,840.8\n54,108,110.4\n88,717,845.2\n107,568,244.7\n291,739,801.6\n14,310,137.6\n65,853,453.1\n1,190,747.9\n865,052,768.6\nJun\n45,956,287.6\n26,686,177.1\n47,155,850.8\n128,881,143.6\n23,783,755.2\n60,238,450.0\n105,247,922.5\n120,389,796.0\n326,034,986.6\n17,068,663.5\n108,828,797.1\n1,325,268.7\n1,011,597,098.7\nJul\n40,699,352.1\n28,329,526.0\n45,417,841.1\n128,847,329.1\n21,958,796.0\n62,326,844.4\n103,536,398.9\n112,642,685.5\n401,574,353.3\n17,902,000.2\n112,555,899.5\n1,117,408.2\n1,076,908,434.3\nAug\n68,438,409.6\n39,107,020.5\n53,616,955.7\n171,501,037.8\n25,370,674.6\n68,913,237.2\n162,326,617.3\n137,243,494.6\n538,409,018.4\n23,523,309.1\n146,121,882.2\n1,197,164.4\n1,435,768,821.4\nSep\n81,174,128.7\n51,501,554.8\n58,104,791.5\n204,056,688.7\n63,246,197.1\n174,562,749.5\n172,521,502.9\n138,936,277.9\n626,755,883.0\n25,607,188.8\n182,077,675.0\n11,177,650.8\n1,789,722,288.7\nOct\n83,201,043.6\n63,984,990.3\n67,031,137.9\n207,367,773.6\n40,617,325.3\n155,873,800.6\n179,051,392.6\n157,121,308.5\n575,293,016.5\n27,092,268.9\n201,852,712.9\n3,193,614.1\n1,761,680,384.8\nNov\n88,153,064.5\n61,978,896.6\n78,744,676.9\n236,152,455.1\n39,915,042.9\n100,872,718.3\n214,281,243.0\n200,240,592.5\n606,580,960.9\n32,903,876.7\n233,604,874.7\n119,223.2\n1,893,547,625.3\nDec\n106,799,918.4\n60,886,327.3\n73,518,960.3\n260,923,049.6\n48,959,835.1\n122,528,998.7\n242,741,914.1\n171,982,170.0\n747,151,447.2\n37,453,518.8\n270,164,633.7\n10,753,958.6\n2,153,864,731.9\n2023\nJan\n114,820,700.8\n79,460,381.9\n82,589,902.3\n305,204,829.9\n45,118,619.6\n135,072,311.1\n263,222,364.1\n223,632,204.7\n896,980,184.3\n37,534,722.0\n288,326,194.2\n7,916,696.9\n2,479,879,111.8\nFeb\n118,375,609.7\n85,995,682.6\n93,761,236.2\n312,626,341.5\n56,688,432.6\n147,245,179.4\n266,610,300.9\n273,709,371.2\n938,437,753.7\n39,909,193.6\n292,841,727.2\n6,842,518.8\n2,633,043,347.3\nMar\n119,963,933.2\n85,731,698.4\n100,697,025.6\n322,453,843.0\n45,619,349.1\n148,455,496.2\n286,712,763.6\n273,572,570.9\n1,064,798,433.6\n44,685,590.6\n330,031,150.7\n14,190,575.5\n2,836,912,430.3\nApr\n131,146,380.3\n89,322,733.6\n99,723,066.8\n324,249,300.1\n45,619,349.1\n149,245,957.9\n289,670,780.4\n273,578,020.7\n1,072,456,655.2\n44,926,335.6\n331,068,417.4\n14,190,575.5\n2,865,197,572.7\nMay\n269,460,363.1\n210,867,012.3\n216,906,304.0\n631,589,937.9\n113,357,505.7\n362,294,051.4\n581,761,350.4\n545,536,680.6\n2,504,454,969.8\n102,648,366.2\n702,960,786.4\n28,985,518.4\n6,270,822,846.4\nJun\n581,642,309.8\n428,772,683.4\n410,699,487.7\n1,366,510,052.6\n227,784,986.6\n700,617,673.8\n1,094,382,949.6\n1,185,026,806.7\n5,283,380,622.2\n199,474,750.2\n1,564,762,675.1\n40,673,167.4\n13,083,728,165.1\nJul\n535,377,934.4\n436,808,429.5\n413,150,824.0\n1,394,747,348.2\n206,866,966.8\n711,462,740.8\n1,157,802,106.8\n982,808,623.8\n4,533,520,705.6\n184,470,180.5\n1,464,856,207.2\n37,277,944.9\n12,059,150,012.5\nAug\n537,439,303.1\n422,479,784.1\n413,226,172.3\n1,343,458,227.8\n285,743,813.6\n662,607,567.9\n1,197,898,912.2\n1,004,826,660.3\n4,639,684,933.9\n209,521,849.6\n1,553,047,811.0\n38,718,344.9\n12,308,653,380.6\nSep\n632,283,427.7\n491,562,911.4\n426,060,663.5\n1,510,241,869.9\n296,604,785.0\n789,587,698.1\n1,300,914,518.5\n1,250,791,974.4\n5,214,851,978.1\n217,382,274.5\n1,781,106,637.9\n43,583,660.4\n13,954,972,399.2\nOct\n721,203,425.9\n541,011,315.6\n554,440,420.1\n1,657,817,920.3\n309,251,239.3\n841,367,968.7\n1,438,592,170.7\n1,187,082,973.9\n5,659,995,585.3\n260,248,908.5\n1,906,411,104.9\n49,647,602.0\n15,127,070,635.2\nNov\n703,080,882.8\n566,993,243.1\n532,803,998.3\n1,698,467,822.7\n346,291,934.3\n269,835,136.3\n1,554,832,195.3\n1,195,274,632.9\n6,063,945,343.0\n293,942,495.1\n2,031,657,547.5\n46,866,707.1\n15,885,967,935.9\nDec\n605,605,541.7\n423,493,370.4\n730,799,100.8\n1,549,938,533.1\n553,801,063.2\n767,650,016.2\n1,254,233,648.4\n1,348,969,145.1\n6,689,372,974.4\n247,647,472.3\n2,091,666,965.1\n53,713,528.9\n16,882,080,093.7\n2024\nJan\n833,932,128.8\n694,796,940.8\n1,029,474,123.2\n2,082,328,111.9\n884,819,488.9\n2,004,818,592.2\n1,699,026,894.5\n1,837,959,924.5\n12,124,252,579.3\n323,794,777.4\n3,044,604,553.8\n71,184,543.7\n26,630,992,659.0\nFeb\n1,156,065,718.2\n1,037,783,187.5\n1,369,731,749.1\n3,170,746,459.4\n114,038,016.4\n3,174,169,477.5\n2,227,190,946.8\n2,855,301,054.3\n15,834,462,125.0\n552,622,448.4\n4,294,792,965.3\n89,063,348.6\n36,904,967,496.7\nMar\n1,783,340,807.0\n1,442,504,457.6\n2,116,410,516.4\n4,588,105,383.9\n1,753,052,451.7\n4,712,657,212.6\n3,465,873,456.3\n3,573,833,122.5\n20,373,593,827.7\n1,006,777,059.1\n8,454,899,690.3\n100,278,506.8\n53,371,326,491.9\n*Apr\n1,476,289.1\n893,193.9\n1,388,298.4\n4,283,881.3\n1,092,218.9\n2,578,995.2\n2,513,192.9\n2,626,884.4\n11,782,151.6\n511,608.9\n5,775,025.0\n62,998.9\n34,984,738.5\nSource: Reserve Bank of Zimbabwe,2024\n* Statistics are denominated in ZiG (000)\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n25 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2021\nJan\n32.65\n55.57\n24.77\n61.12\nFeb\n36.67\n52.01\n21.36\n58.43\nMar\n35.83\n55.77\n22.61\n59.03\nApr\n35.22\n57.08\n22.59\n59.75\nMay\n34.84\n56.21\n21.76\n59.67\nJun\n36.25\n57.04\n22.46\n59.66\nJul\n36.56\n57.00\n21.66\n59.81\nAug\n41.06\n57.39\n39.65\n65.06\nSep\n40.61\n58.44\n39.50\n63.66\nOct\n41.86\n58.68\n45.81\n58.54\nNov\n39.13\n58.74\n38.10\n64.38\nDec\n39.34\n58.65\n37.94\n64.00\n2022\nJan\n39.32\n57.26\n39.62\n64.14\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n63.78\nApr\n38.15\n59.59\n45.56\n63.89\nMay\n38.01\n59.70\n47.25\n63.82\nJun\n38.45\n60.09\n48.25\n64.31\nJul\n82.75\n123.71\n165.45\n218.51\nAug\n88.46\n123.46\n155.96\n218.02\nSep\n98.07\n123.64\n158.46\n221.58\nOct\n99.37\n127.72\n115.26\n222.80\nNov\n99.03\n127.58\n110.97\n223.48\nDec\n99.02\n125.64\n110.83\n242.53\n2023\nJan\n90.05\n125.64\n116.03\n242.53\nFeb\n60.12\n125.64\n80.88\n242.53\nMar\n74.35\n110.30\n81.46\n166.96\nApr\n74.48\n105.75\n86.96\n167.31\nMay\n77.86\n107.41\n83.61\n168.27\nJun\n76.33\n103.85\n92.64\n167.80\nJul\n77.82\n103.56\n94.80\n166.24\nAug\n77.63\n102.79\n93.18\n166.18\nSep\n76.49\n100.20\n92.69\n166.00\nOct\n71.72\n102.10\n92.43\n167.77\nNov\n70.15\n101.53\n93.15\n166.18\nDec\n69.02\n101.71\n93.77\n164.47\n2024\nJan\n70.18\n100.81\n95.24\n164.86\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 8.1: COMMERCIAL BANKS LENDING RATES (percent per annum)\n* ZiG weighted lending rates\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n26 \n \n \n \n2021\nJan\n1.57\n4.47\n6.26\n11.15\nFeb\n1.57\n4.24\n6.08\n11.43\nMar\n1.57\n4.04\n6.79\n11.80\nApr\n1.57\n4.04\n6.82\n11.78\nMay\n1.57\n4.04\n6.89\n11.72\nJun\n1.57\n4.24\n6.89\n11.72\nJul\n2.22\n4.61\n7.32\n12.67\nAug\n5.28\n7.29\n9.05\n14.29\nSep\n5.38\n8.25\n9.18\n13.71\nOct\n2.79\n5.29\n9.26\n14.03\nNov\n2.96\n5.33\n10.71\n15.05\nDec\n3.04\n4.97\n11.26\n15.05\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\nSource: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \n* ZiG deposit rates\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n27 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\n*Apr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\nSource: Zimstat, 2024\n* USD Inflation\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\n \n \n28 \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\n*Apr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\nSource: Zimstat, 2024\n*USD Inflation\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH TRANSPORT COMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY\n, GAS & \nOTHER \nFUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATIO\nN & \nCULTURE\nRESTAURANTS \n& HOTELS\n \n \n29 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\nApr*\n13.430\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\nSource: Reserve Bank of Zimbabwe, 2024\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND STERLING\n \n \n30 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune**\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\nSource: Zimbabwe Stock Exchange, 2024\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*April statistics are in ZiG\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWL$ million \nVolume of Shares\nEND OF\n \n \n31 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2023\nApr\n1594.5\n-\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n-\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n-\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n-\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n-\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n-\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n-\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n-\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n-\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n-\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n-\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n-\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n-\n2063.0\n2797.1\n4754.9\n15996.5\nSource: Reserve Bank of Zimbabwe, 2024\n*April statistics are in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZiG millions)\n \n \n32 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2023\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n-\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n-\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n-\n5729.5\n744.8\n30450.4\n938.0\nSource: Reserve Bank of Zimbabwe, 2024\n*April statistics are in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n33 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n0.0\n2024\nJan\n539.9\n686.9\n1226.7\n-147.0\nFeb\n644.0\n725.4\n1369.4\n-81.4\nMar\n534.7\n719.0\n1253.7\n-184.3\nApr\n515.5\n772.4\n1288.0\n-256.9\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_April_2024_1.pdf"}
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+{"doc_id": "bd5f3335d476902f75decfad10d3e16c", "text": "1 \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n22 May 2014 \n \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Gill Marcus, Governor of the South African Reserve Bank \n \nSince the previous meeting of the Monetary Policy Committee, inflation has \nbreached the upper end of the target band and is expected to remain outside the \ntarget for some time. This development was in line with the Bank’s inflation \nforecast, which is more or less unchanged since the previous meeting of the \nMPC. The exchange rate has appreciated somewhat since its lows in January in \nresponse to a more benign global monetary policy environment, moderating \nsome of the near-term upside risks to inflation. Nevertheless, risks to the inflation \noutlook remain skewed to the upside. \n \nDespite a more favourable global growth environment, the domestic economic \ngrowth outlook has deteriorated markedly. There is still no end in sight to the \nprotracted strike in the platinum sector, and the economic and social costs are \nescalating and are potentially devastating. Both the mining and manufacturing \n2 \n \nsectors appear to have contracted in the first quarter, with electricity supply \nconstraints adding to the weak outlook. Against this backdrop, monetary policy \nfaces an increasingly challenging scenario. \n \nThe year-on-year inflation rate as measured by the consumer price index (CPI) \nfor all urban areas measured 6,0 per cent and 6,1 per cent in March and April \n2014 respectively, up from 5,9 per cent in February. Food and non-alcoholic \nbeverage price inflation accelerated significantly, measuring 7,0 per cent and 7,8 \nper cent in the past two months, compared with a recent low of 3,5 per cent in \nDecember. The contribution of this category to headline inflation was 1,2 \npercentage points in April compared with 0,8 percentage points in February. The \ncategories of food, housing utilities and transport together accounted for 3,7 \npercentage points of the inflation outcome in April. Core inflation, which excludes \nfood, petrol and electricity, measured 5,5 per cent in March and April after six \nconsecutive months at 5,3 per cent. Administered price inflation excluding petrol \ncontinued its gradual decline, measuring 6,5 per cent in April, from 6,7 per cent in \nMarch. The headline producer price inflation for final manufactured goods \nmeasured 8,2 per cent in March, compared with 7,7 per cent in February, driven \nmainly by food prices, and is indicative of further upside pressures on CPI \ninflation in the near term. \n \nThe Bank’s forecast of headline inflation changed marginally since the previous \nmeeting. Inflation is expected to average 6,2 per cent in 2014, compared with 6,3 \n3 \n \nper cent previously, with the peak of 6,5 per cent (previously 6,6 per cent) \nexpected in the fourth quarter. The forecast average inflation for 2015 remained \nunchanged at 5,8 per cent. The forecast horizon has been extended and inflation \nis expected to average 5,5 per cent in 2016, and 5,4 per cent in the final quarter \nof that year. Inflation is still expected to remain outside the target band from the \nsecond quarter of 2014 until the second quarter of 2015. \n \nThe outlook for core inflation is also largely unchanged. This measure is \nexpected to average 5,6 per cent and 5,7 per cent in 2014 and 2015 \nrespectively, compared with the previous forecast of 5,6 per cent for both years, \nmoderating to 5,5 per cent in 2016. The upward pressure is assessed to be a \nresponse to the lagged effects of the exchange rate depreciation rather than \nevidence of strong domestic demand pressures. The MPC still sees the risks to \nthe inflation forecast to be skewed to the upside, and remains concerned that the \ncurrent low level of pass-through may not persist. \n \nThe Reuters survey of inflation expectations of economic analysts conducted in \nMay is more or less unchanged since the previous survey. Inflation is expected to \naverage 6,3 per cent in the second quarter, and 6,2 per cent in the final two \nquarters of this year, before returning to within the target at an average of 5,8 per \ncent in the first quarter of 2015. Annual inflation is expected to average 6,2 per \ncent in 2014, and 5,6 per cent and 5,4 per cent in the subsequent two years \nrespectively, somewhat lower than the Bank’s forecast. \n4 \n \n \nThe global economic outlook remains mixed. Growth in the US stalled in the first \nquarter as a consequence of the severe weather conditions, while retail sales in \nApril were below expectations. Despite downside risk to growth from the housing \nmarket, the recovery is expected to remain on track, although at a lower rate than \nthat forecast earlier in the year. While the Fed expects growth of between 2,8 and \n3,0 per cent for 2014, the market consensus is closer to 2,5 per cent. The UK \neconomic recovery also appears to be resilient, despite some slack in the \neconomy. By contrast, the Eurozone continues to lag, following a lower-than-\nexpected annualised growth rate of around 0,8 per cent in the first quarter. \nThe annualised growth rate of 5,9 per cent recorded by the Japanese economy in \nthe first quarter of this year is not expected to be sustained as higher \nconsumption taxes take effect, and consensus forecasts are for annual growth of \naround 1,5 per cent. The Chinese economy grew at an annualised rate of 5,8 per \ncent in the first quarter of 2014 amid weakening trends in industrial production \nand retail sales. Although an annual growth rate of between 7,0 - 7,5 per cent is \nstill generally expected, there are concerns that the loss of momentum in the \nproperty market and declining credit growth could pose downside risks to growth. \n \nThe shift in global growth dynamics toward the advanced economies has been \nreinforced with a number of emerging markets facing a more challenging outlook. \nLow growth is expected in a number of the larger economies, including Brazil, \nRussia, Argentina, Turkey and Thailand, but some analysts have revised \n5 \n \nupwards their growth forecasts for India. More positively, growth in sub-Saharan \nAfrica is expected to average 5,4 per cent, but this is vulnerable to weaker \ncommodity prices in the event of slower growth in China. \n \nGlobal inflation remains benign amid relatively stable food and energy price \ntrends. Financial markets appear to have priced in continued steady tapering of \nquantitative easing in the US, and recent guidance from the Fed appears to have \nreduced the degree of volatility and uncertainty in financial markets regarding the \npace and timing of monetary policy normalisation. Policy rates look set to \nincrease at a moderate pace in the US and UK during 2015, while the possibility \nexists of further easing in Japan and the Eurozone, where the risk of deflation \npersists. Since the previous meeting of the MPC, monetary policy has been \ntightened in New Zealand, Brazil and Russia in response to inflation pressures or \nexchange rate concerns, but eased slightly in Hungary. \n \nWith global financial markets pricing in a slower pace of US policy normalisation, \nglobal risk appetite has improved. Apart from sizeable outflows from Russia in \nthe wake of the crisis in the Ukraine, capital flows to emerging markets have \nresumed, or outflows slowed, resulting in generally appreciating EM currencies \nand declining long bond yields. This improved sentiment has also impacted on \nthe rand exchange rate, which appreciated by 3,3 per cent against the dollar and \nby 3,1 per cent on a trade-weighted basis since the previous meeting of the \n6 \n \nMPC. During this period the rand traded in a range of between around R10,70 \nand R10,29 against the US dollar. \n \nPortfolio flows to South Africa have been in line with general global trends. \nFollowing cumulative net sales of South African government bonds and equities \nby non-residents of R71 bn from November 2013 to the end of January 2014, net \npurchases of bonds and equities since the beginning of February have totaled \nR8,3 bn and R29,9 bn respectively. Year-to-date net inflows into bonds and \nequities total R7,6 bn. \n \nWhile recent exchange rate developments have afforded some near-term respite \nfrom further inflation risks from the exchange rate, the MPC is mindful of the \nsensitivity of the rand to both global and domestic factors. \nThe rand is expected to remain vulnerable to changing global perceptions of US \nmonetary policy and associated capital flows. However, while the recent \nappreciation is more a reflection of changing global risk perceptions rather than a \nspecific re-assessment of South African fundamentals, domestic factors have \nalso impacted on the rand. The exchange rate is likely to remain sensitive to \ndomestic factors, including developments in the current account of the balance of \npayments and perceptions of its sustainability. In particular, the ongoing strike in \nthe platinum sector is expected to begin to have a significant negative impact on \nexports, now that inventories are reaching low levels, and a further extension of \nthe strike could impede the required current account adjustment process. \n7 \n \n \nThe domestic economic growth outlook has deteriorated markedly, with the \nreversal of a number of the tentative positive signs observed at the beginning of \nthe year. The Bank’s forecast for economic growth for 2014 has been revised \ndown from 2,6 per cent at the previous meeting to 2,1 per cent, implying a further \nwidening of the negative output gap. The forecast for 2015 remains unchanged at \n3,1 per cent, and growth in 2016 is expected to average 3,4 per cent. However, \nthe risks to these forecasts are increasingly to the downside against the renewed \npossibility of electricity load-shedding, among other factors. The Bank’s leading \nindicator of economic activity declined marginally in February, and the sustained \nsideways movement confirms the subdued outlook, amid weak business \nconfidence. The RMB/BER business confidence index declined by two index \npoints to 41 index points in the first quarter of 2014. \n \nThe first quarter growth outcome was negatively affected by contractions in both \nthe mining and manufacturing sectors. In the first quarter of 2014 the physical \nvolume of mining production declined by 6,8 per cent (not annualised) when \ncompared with the previous quarter. This decline was not confined to the \nplatinum group metals, with production declining in seven of the twelve mining \nsub-components and expectations are for this negative trend to continue. \n \nThe physical volume of manufacturing production declined by 1,6 per cent (not \nannualised) in the first quarter of the year. The contraction was also broad based \n8 \n \nand the outlook for the sector remains subdued as reflected in the marked \ndecline in the Kagiso PMI to 47,4 index points in April. This follows two \nconsecutive months when the index was above 50 points. The new sales orders \ncomponent of the PMI remained well below 50 for the second consecutive month. \nThere appears to be continued underutilisation of manufacturing production \ncapacity, particularly with respect to durable goods production. \n \nThe favourable trend in the real value of building plans passed during the past \ntwo years has been maintained in keeping with rising levels of building \nconfidence. The real value of building plans passed increased by 13,6 per cent \non the 3-month-to-3-month basis in March 2014, and by 5,9 per cent on a year-\non-year basis. \n \nThe unemployment rate remained elevated at 25,2 per cent in the first quarter of \n2014 in a declining growth environment. This follows a decline in employment in \nthe first quarter of 2014 of 122,000 jobs, although on a seasonally adjusted basis \nthe decrease was 32,000. \n \nConsumption expenditure by households is expected to remain constrained in \nthe face of continued weakness in credit extension, rising inflation, high \nconsumer indebtedness, as well as the knock-on effects of the mining strike, \nwhere the cumulative loss of wages is estimated to have exceeded R8 billion. \nReal retail sales grew by 0,6 per cent on a quarter-to-quarter basis in the first \n9 \n \nquarter of this year, having declined in March by 1,4 per cent on a month-to-\nmonth basis. New vehicle sales declined by 0,7 per cent on a 3-month-to-3-\nmonth basis in April, and by over 10 per cent on a year-on-year basis while \nNAAMSA expects new vehicle sales to contract over the year. Although the \nFNB/BER consumer confidence index improved marginally in the first quarter of \n2014, it remained at a low level of -6. \n \nGrowth in bank credit extension to households continued to moderate, while that \nto companies has remained relatively robust. The twelve month growth in total \nloans and advances to the private sector measured 8,2 per cent in March 2014, \ndriven by a 12,7 per cent increase in credit extension to companies, related in \npart to the awarding of a new round of renewable energy contracts. By contrast, \ngrowth in credit extension to households moderated further to 4,8 per cent, as \nunsecured lending continued its downward trend. Growth over twelve months in \ngeneral loans to households, mainly made up of unsecured lending, measured \n3,5 per cent in March, the lowest rate of growth since 2005. Growth in mortgage \nadvances to households remained below 3 per cent, in line with the relatively \nsubdued volume growth in the housing market. While growth in instalment sale \nand leasing finance recorded annual growth of 10,1 per cent in March, it is on a \ndeclining trend, particularly with respect to households. These trends in credit \nextension are expected to remain a constraint on consumption expenditure \ngrowth. \n \n10 \n \nThe trend in wage settlements is more or less unchanged. According to Andrew \nLevy Employment Publications, the overall average wage settlement rate in \ncollective bargaining agreements was unchanged from the previous year, at 7,9 \nper cent in the first quarter of 2014. However the main wage negotiations are yet \nto be completed, in particular the re-negotiation of a new multi-year agreement in \nthe Steel and Engineering Bargaining Council. The outcome of this, as well as \nthe impasse in the platinum sector, could have an important bearing on the \ngeneral trend of wage settlements. \n \nFood prices remain a risk to the inflation outlook, although the risk may have \nmoderated somewhat following the sharp reversal in domestic maize prices in \nrecent weeks. Having reached a peak of almost R3,800 per ton in March, maize \nprices declined in May to around R2,000 per ton, and an 8 per cent decline over \nthe year. This was in response to an upward revision of the domestic maize crop \nforecast, now expected to be 11 per cent higher than last year, which has \nresulted in a move from import to export parity prices. This development, if \nsustained, could help ameliorate the considerable pipeline pressures that have \nbeen evident in the producer price index since the beginning of the year. Final \nmanufactured producer food price inflation accelerated to 9,1 per cent in March \nand further pressures are evident in the agricultural producer price inflation for \ncereals which measured 26,5 per cent in March, although this is expected to \nmoderate in response to lower spot prices. \n \n11 \n \nThe international oil price has remained within the range of US$105-US$111 for \nsome time. The domestic price of petrol has benefited from the stronger trend in \nthe exchange rate over the past weeks. In May the price of 95 octane petrol \ndeclined by 15 cents per litre, following a 7 cent per litre increase in April, and, \nshould current trends continue, a further reduction can be expected in June. \n \nThe MPC continues to face the difficult dilemma of dealing with upside risks to \ninflation and a deteriorating domestic economic growth outlook. Although the \nbreach of the upper end of the inflation target band was in line with the Bank’s \nforecast, the risks to the forecast remain on the upside. The policy dilemma is \nincreased by the fact that inflation is seen to be driven primarily by supply side \nfactors, while demand conditions in the economy remain subdued. \n \nAlthough the immediate pressures from the exchange rate are lower than was \nthe case earlier in the year, the exchange rate remains a significant source of \nupside risk to the forecast. The respite from the stronger exchange rate could be \ntemporary and respond quickly to changes in both domestic and external \nconditions. Although the pass-through from the exchange rate to inflation is still \nrelatively low, there are indications of some acceleration. In addition, food prices \nare expected to add further upside impetus to inflation in the near term, but this \nrisk may have moderated to some extent given the sharp decline in the maize \nprices and low global food inflation. \n \n12 \n \nAs indicated earlier, the Bank’s economic growth forecast for 2014 has been \nrevised down significantly to 2,1 per cent, and the first quarter growth outcome is \nanticipated to be the lowest quarterly growth rate since the recession in 2009. \nAlthough growth in the second quarter is expected to improve somewhat, the \nrisks to the 2014 growth forecast are strongly on the downside, with \ndevelopments in the mining sector an ongoing cause for concern. The demand \nside of the economy is also weakening: household consumption expenditure \ngrowth continues to moderate amid slower credit extension to households, high \nlevels of consumer debt levels and moderate job growth. However, the weak \nstate of the economy cannot be resolved through monetary policy actions alone. \n \nThe committee continues to hold the view that we are in a rising interest rate \ncycle, and interest rates will have to be normalised in due course. We embarked \non this process with our first move in January 2014. At this stage the pace and \ntiming of normalisation in the advanced economies appears to have been pushed \nout further and may be more moderate than previously believed. We are also \naware that this can change very quickly. \n \nAccordingly, the committee decided to keep the repurchase rate unchanged at \n5,5 per cent per annum at this stage. \n \nFuture actions will be data dependent and determined by developments in the \ninflation outlook and inflation expectations. Inflation is currently at uncomfortable \n13 \n \nlevels and a marked deterioration in the outlook may require action that we will \nnot hesitate to take. The MPC reiterates that a rising interest rate cycle does not \nmean that rates will be raised at each meeting, or by the same amount each \ntime. \n \n \nGill Marcus \nGOVERNOR \n \nContact person: \nCandice Jeffreys \n+27 12 313 4209 \nCandice.Jeffreys@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Statement-22-May-2014.pdf"}
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+{"doc_id": "bd894284f6327e4b57143420508338d9", "text": "PUBLIC \nPUBLIC \n \n \n \nGood morning, Ladies and Gentlemen of the Media, and welcome to the press briefing for the 120th \nMonetary Policy Committee (MPC) meeting. The Committee met this week, deliberated and assessed \nglobal and domestic macroeconomic developments, and the balance of risks to the outlook. A summary \nof the assessments and key considerations that informed the Committee’s decision on the positioning of \nthe monetary policy rate is as follows: \n \nA. Global Developments and Conditions \n \n1. Global growth continued at a steady pace in the second quarter of 2024, supported by stronger \nspending, a resilient services sector, and declining crude oil prices. However, continued \nweakness in the manufacturing sector, moderating growth momentum in China, cooling labour \nmarkets in advanced economies, escalating geopolitical tensions, and rising uncertainties related to \nelections in many countries could potentially weigh on growth prospects in the second half of 2024. \nThe latest projections by the International Monetary Fund forecasts growth to remain unchanged at \n3.2 percent for 2024 and slightly up to 3.3 percent in 2025. \n2. Global inflation continues to slow down, on account of declining crude oil prices, food prices \nand moderating wage growth. Crude oil prices fell due to the weaker than expected economic \ngrowth in China. The Food and Agriculture Organization global food price index declined by 1.1 \npercent in August, on the back of lower prices for cereals, meat and sugar. In addition, cooling labour \nmarkets in advanced economies have contributed to a moderation in wage growth, which has helped \nreduce services inflation. Core inflation has also declined in both advanced and emerging market \neconomies, with the weakening US dollar playing a crucial role in alleviating inflationary pressures \nfor Emerging Market and Developing Economies. Looking ahead, the ongoing global disinflation \nis expected to continue, albeit at a slower pace. \n3. Central banks in major Advanced Economies have begun the much-anticipated policy easing \ncycle amid declining inflation rates. The Federal Reserve Bank, the European Central Bank and \nthe Bank of England have all reduced their policy rates in recent months as inflation gradually \napproaches target. The expectation for lower policy rates has brought down long-term bond yields, \nsupported a rebound in equity prices, and led to a strengthening of portfolio flows to Emerging \n \n \n2\nPUBLIC \nMarket and Developing Economies in recent months as investors search for higher yields. Further \ndeclines in the policy rate in Advanced Economies is expected to result in an ease in global financial \nconditions in the near-term. \n \nB. Domestic Macroeconomic Conditions \n \n4. Provisional GDP data from the Ghana Statistical Service for the second quarter of 2024 point \nto a stronger growth outturn than expected. Real GDP grew by 6.9 percent in the second quarter \nof 2024, compared with 2.5 percent in the corresponding quarter of 2023, and 4.7 percent in the first \nquarter of 2024. Non-oil GDP growth was 7.0 percent compared with 3.1 percent in the same period \nof 2023. The growth outturn was largely driven by a strong performance in the industry sector, which \ngrew by 9.3 percent, having contracted by 2.6 percent same time last year. The services and \nagricultural sectors also grew by 5.8 percent and 5.4 percent, respectively. \n5. Trends in the Bank’s high frequency real sector indicators point to a sustained pickup in \neconomic activity. The updated real Composite Index of Economic Activity (CIEA) recorded an \nannual growth of 1.6 percent in July 2024, compared to a contraction of 2.8 percent for the \ncorresponding period of 2023. Construction activities, consumption demand by households and \nfirms, exports, imports, and tourist arrivals contributed to the improvement in economic activity \nduring the period. \n6. The latest surveys conducted in August 2024 showed a rebound in both consumer and business \nconfidence. Consumer confidence improved on account of easing inflationary pressures which has \nled to optimism about future economic conditions. Similarly, business confidence firmed up as firms \nmet their short-term targets and expressed positive sentiments about company and industry prospects \namidst improving macroeconomic conditions. The survey findings were broadly in line with \nobserved trends in Ghana’s Purchasing Managers’ Index (PMI), which improved to 51.1 in August \n2024 from 50.1 in the previous month. \n7. Domestic price developments since the last MPC indicate a disinflation process that remains \non track. This was largely supported by the still tight monetary policy stance and easing food \ninflation. Headline inflation has declined consistently since the last MPC to 20.4 percent in August \nfrom 22.8 percent in June, and 20.9 percent in July 2024, driven mainly by food inflation. Food \ninflation declined to 19.1 percent in August from 24.0 percent in June, and 21.5 percent in July, \nwhile non-food inflation dropped marginally to 21.5 percent from 21.6 percent in June 2024. The \nBank’s main core measure of inflation, which isolates prices of energy and utility items from the \nconsumer basket, eased to 19.4 percent in August 2024 from 22.1 percent in June. \n8. Provisional data on budget execution from January to July 2024 indicated an overall fiscal \ndeficit (commitment basis) of 2.4 percent of GDP, against the budget target of 2.8 percent of \nGDP. The deficit of GH¢24.8 billion was financed from domestic (GH¢ 24.2 billion) and foreign \n(GH¢17.4 billion) sources. The primary balance for the period was a deficit of GH¢3.8 billion (0.4 \npercent of GDP), against a primary deficit target of GH¢3.5 billion (0.3 percent of GDP). \n \n \n \n3\nPUBLIC \n9. Developments in August 2024 showed a decline in total liquidity relative to the corresponding \nperiod in 2023. Annual growth in M2+ declined to 37.1 percent in August 2024, relative to 40.8 \npercent in August 2023, due to a moderation in the pace of growth in Net Domestic Assets of \ndepository institutions. In contrast Net Foreign Assets of depository institutions increased \nsignificantly, reflecting a net build-up in foreign assets. The decline in broad money supply was \nreflected in a slower pace of growth in demand deposits, savings and time deposits, and foreign \ncurrency deposits. Growth in currency held by the public, however, increased over the same \ncomparative period. \n \n10. Private sector credit continued to grow during the review period to 21.7 percent in August 2024, \nfrom 10.7 percent in August 2023. In real terms, private sector credit recorded a growth of 1.1 \npercent, relative to a 21.0 percent contraction in 2023. \n \n11. On year-on-year basis, money market interest rates broadly trended downwards. The 91-day \nand 182-day Treasury bill rates declined to 24.85 percent and 26.76 percent respectively, in August \n2024, from 26.35 percent and 27.84 percent respectively, in the corresponding period of 2023. \nSimilarly, the rate on the 364-day instrument declined to 27.90 percent in August 2024 from 30.88 \npercent in August 2023. \n \n12. The weighted average lending rate on the interbank market increased. The rate increased to \n28.84 percent in August 2024 from 26.59 percent in August 2023. The average lending rates of banks \nto households and firms over the period declined marginally to 30.79 percent in August 2024 from \n31.78 percent in August 2023. \n \n13. The banking sector’s performance continued to improve, with assets growing at 38.7 percent \nat end-August 2024, compared to 19.6 percent in August 2023. Both pre-tax and after-tax profits \nwere higher in the first eight months of 2024 relative to the same period last year. On solvency, the \nCapital Adequacy Ratio (CAR) of the industry stood at 10.3 percent in August 2024, higher than the \n7.5 percent recorded in August 2023. With reliefs, CAR was 13.8 percent in August 2024, compared \nto 14.2 percent in August 2023. Liquidity and efficiency ratios also improved during the first eight \nmonths of the year, highlighting that broadly, key financial soundness indicators are improving in \nthe banking sector and remaining positive. Despite these improvements, the NPL ratio was 24.3 \npercent in August 2024, up from 20.0 percent in August 2023, reflecting increased defaults from \nlarge borrowers and highlighting that elevated credit risk remains the primary concern for the sector’s \noutlook. \n \n14. On the international commodities market, trends in the prices of Ghana’s major export \ncommodities were mixed. From the beginning of the year to August 2024, crude oil prices declined \nby 2.1 percent to settle at an average price of US$78.92 per barrel, due to slowing demand in China \nand the U.S. Cocoa prices eased to US$7,409.50 per tonne in August, after climbing to an all-time \nhigh of US$10,116.86 per tonne in April 2024. In contrast, gold prices rose by 21.3 percent on year-\nto-date to an average price of US$2,469.39 per fine ounce on the back of geopolitical tensions and \nexpectations of rate cuts by the U.S. Federal Reserve. \n \n \n4\nPUBLIC \n \n15. The external payment position was strong in the first eight months. The trade balance recorded \na provisional surplus of US$2.78 billion, higher than the surplus of US$1.66 billion recorded in the \ncorresponding period of 2023. The surplus was primarily driven by an increase in gold and crude oil \nexports. Total exports went up by 22.3 percent to US$12.92 billion. Notably, gold exports rose by \n62.2 percent to US$7.27 billion, while crude oil exports went up by 16.7 percent to US$2.77 billion. \nIn contrast, cocoa exports – both beans and products – fell by 42.7 percent to US$917.8 million in \nAugust 2024, mainly due to challenges posed by extreme weather conditions. The total imports bill \nincreased by 14.0 percent to US$10.14 billion over the same period. Of the total, oil imports \nincreased by 3.6 percent to US$3.0 billion, while non-oil imports went up by 19.0 percent to US$7.1 \nbillion. \n \n16. The strong buildup in international reserves continued into August 2024. Gross International \nReserves increased by US$1.58 billion to US$7.50 billion at end-August 2024, equivalent to 3.4 \nmonths of import cover. Net International Reserves also increased by US$1.73 billion to US$4.92 \nbillion at end-August 2024. The higher build-up in Gross International Reserves was largely on \naccount of the strong performance of the domestic gold purchase programme. \n \n17. After coming under pressure in May and June, the exchange rate has generally stabilized in \nrecent times. This was mainly driven by the still tight monetary policy stance and improved forex \nliquidity support. From the beginning of the year to 25th September 2024, the Ghana cedi \ndepreciated by 24.3 percent against the U.S dollar. In the second half of the year the cedi has \nwitnessed a slower pace of depreciation of 7.1 percent. \n \n \nC. Summary and Outlook \n \n18. The external environment has improved since the last MPC meeting as global economic \nactivity remained resilient in the second quarter of 2024. Growth was supported by private and \ngovernment spending, a resilient services sector and declining oil prices. Additionally, the \nanticipated policy easing cycle initiated by major central banks in advanced economies, in response \nto declining inflation rates, have also been supportive of growth. These conditions are favorable for \nthe domestic economy. \n \n19. The domestic economy continues to recover, evidenced by the stronger than expected GDP \noutturn for the second quarter of the year. Growth in the second half of the year is also expected \nto be firm, supported by sustained activities in the construction sector, consumption of goods and \nservices by households and firms, exports of gold and crude oil production, as well as banks’ \nextension of credit to the private sector. \n \n20. The external payment position continues to improve, characterized by higher trade surplus, \nand strong reserves build-up. Notably, the robust growth in gold exports has helped to improve \nthe trade surplus and international reserves, complimented by external financial inflows from the \n \n \n5\nPUBLIC \nIMF and the World Bank. These together have contributed to an improved balance of payments \nposition in the first half of 2024. Looking ahead to the end of the year, the balance of payments is \nprojected to achieve a surplus, driven by increased exports, stronger remittance growth, and lower \ngovernment external payments. \n \n21. In the assessment of the Committee, preliminary data since the last MPC meeting held in July \n2024 indicates that macroeconomic conditions have generally improved. Headline inflation has \neased, and growth has `picked up. Fiscal policy implementation has been robust, providing impulse \nthat is supportive of growth, while monetary conditions have remained tight and supportive of the \ndisinflation process. \n \n22. Headline inflation, since the first quarter, has declined for 5 consecutive months by 5.4 \npercentage points. Core inflation has also declined sharply over the same comparative period by \n6.9 percentage points. These trends suggest that the disinflation process is on course. The latest \nforecasts show that inflation will continue to ease towards the range target of 13-17 percent for the \nyear and steadily track back towards the medium-term target of 6-10 percent by the end of 2025, \nbarring unanticipated shocks. At the current juncture, the committee judged the risks to inflation \noutlook as fairly balanced. \n \n23. Given these considerations, the Committee decided to lower the Monetary Policy Rate by 200 basis \npoints to 27.0 percent. \n \nD. Informational Note \n \nThe next Monetary Policy Committee (MPC) meeting is scheduled for November 20-22, 2024. The \nmeeting will conclude on Monday, November 25, 2024, with the announcement of the policy decision.", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Press-Release-September-2024.pdf"}
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+{"doc_id": "beb975d88e6038168ba295cc076ba7ad", "text": "i \n \n \n \n \n \n \n \nJANUARY 2020 \n \n1 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS..................................................................... 4 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nINFLATION OUTTURN ........................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \n \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2 \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Zimbabwe Stock Exchange. \na- Percentage points \n* - Reserve money amount reflects the end of December 2009 audited position. This is an update from \nthe previous position published in the December 2019 Monthly Economic Review which was based on \nthe RBZ balance sheet as at 27 December 2019. \n \n \n \n2019 \n \nDecember \n2020 \n \nJanuary \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0)(ZW$ millions) \n10,327.82* \n \n9,251.02 \n \n-10.43 \nMoney Supply (M3)2 (ZW$ millions) \n34,983.47 \n \n36,272.07 \n \n3.58 \nMonthly Inflation1 (%) \n16.55 \n2.23 \n-14.32b \n \nNational Payment System Transactions2 \n(ZW$ billions) \n84.57 \n85.14 \n0.70 \nNominal Lending Rate2 (% per annum) \n5.00-65.00 \n5.00-65.00 \n- \nZ.S.E All share Index3 \n232.17 \n332.90 \n43.39 \n \nZ.S.E. Mining Index3 \n316.66 \n213.13 \n-32.69 \n \nZ.S.E. Industrial Index3 \n773.41 \n525.90 \n-32.00 \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n \nDuring the month of January 2020, international \nprices for gold and platinum firmed. Prices for \nnickel, copper and Brent crude oil, however, \nretreated. \n \n \nPrecious Metals \nGold prices registered an increase of 5.6% to \nclose at US$1,561.77 per ounce, during the \nmonth under review, from US$1,478.92 per \nounce in December 2019. This reflected the \nsafe-haven appeal of the yellow metal, amid \nrising concerns about the impact of the \ncoronavirus epidemic and the geopolitical \ntensions between the US and Iran, on global \neconomic growth. \n \nPlatinum prices rose by 7.4%, from US$921.58 \nper ounce in the previous month, to US$989.77 \nper ounce in January 2020. The rebound in the \nautomotive industry, where platinum is used in \nemission control mechanisms for diesel cars, \nsupported the price of the metal. In addition, the \nanticipated persistence of supply disruptions in \nSouth Africa, the world’s top platinum \nproducer, on account of power supply \nchallenges, continued to exert upward pressure \non prices. \n \nFigure 1 shows developments in precious metal \nprices for the period from January 2019 to \nJanuary 2020. \n \n \n \n \n \n \nFigure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2020 \n \nBase Metals \n \nWeak economic data and the outbreak of the \ncoronavirus in China, the world’s largest copper \nconsumer, dampened the demand outlook for \nbase metals, during the month under review. \n \nAgainst this backdrop, copper prices retreated \nfrom a monthly average of US$6,077.77 per \ntonne in December 2019, to an average of \nUS$6,027.65 per tonne in January 2020. \nSimilarly, nickel prices eased by 2.2%, from \nUS$13,825.02 per tonne in December 2020 to \nan average of US$13,519.23 in January 2020. \n \n \n \n \n \n \n \n \n600\n800\n1000\n1200\n1400\n1600\n1800\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nUS$/oz.\nGold\nPlatinum\n \n \n \n4 \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2020 \n \n \n Brent Crude Oil \nCrude oil prices ended the month under review \nat an average of US$63.77 per barrel, down \nfrom US$65.79 per barrel in the previous \nmonth. The decline was due to subdued demand, \nfollowing the outbreak of the coronavirus in \nChina, which resulted in dampened economic \nactivity in the Asian giant. Figure 2 shows \ndevelopments in Brent crude oil prices for the \nperiod from November 2018 to January 2020. \n \n \n \n \n \n \n \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2020 \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nMerchandise trade for January 2020 totalled \nUS$781.4 million, a month-on-month decline of \n13.9%, from US$907.9 million recorded in \nDecember 2019. The decrease was largely \ndriven by declines in both merchandise imports \nand exports. \nCompared to the corresponding month in 2019, \ntotal merchandise trade recorded an 18.5% \nincrease, largely on account of a marked growth \nin merchandise exports relative to imports, \nduring the period of analysis. \n \n \n \n \n \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nJan-19\nMar-19\nMay-19\nJul-19\nSep-19\nNov-19\nJan-20\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n40\n45\n50\n55\n60\n65\n70\n75\n80\n85\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nUS$/barrel\n \n \n \n5 \n \nMerchandise Exports \nTotal merchandise exports totalled US$397.7 \nmillion in January 2020, a 35.9% increase from \nUS$292.6 \nmillion \nregistered \nduring \nthe \ncomparative period in 2019. This was largely \ndue to increases in export earnings from gold \nand tobacco. \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2020 \n \nOn a month-on-month basis, total merchandise \nexports declined by 18.7% from US$489.1 \nmillion recorded in December 2019. This was \non the back of declines in tobacco (-43%) and \nnickel matte exports (-37.9%). \nGold exports, however, registered an increase of \n10.4% to US$104.1 million in January 2020. \n \n1 Nickel ores and concentrates, nickel mattes and \nunwrought platinum are components of the platinum \ngroup of metals (PGMs). \nExport earnings from gold constituted 26.2% \nshare of total exports, during the month under \nreview. Higher earnings for the yellow metal \nexports were supported by firming international \nprices. \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nDec-19 \nD-19 \nDec \nShare \nof \nTotal \n(%) \nFlue-cured tobacco \n141.6 \n80.7 \n-43.0 \nSemi-manufactured \ngold \n94.2 \n104.1 \n10.4 \nNickel mattes \n78.8 \n48.9 \n-37.9 \nNickel ores and \nconcentrates1 \n45.2 \n46.4 \n2.6 \nArticles & parts of \nprecious metals \n32.3 \n36.8 \n13.9 \nFerro-chrome \n14.5 \n24.0 \n65.9 \nIndustrial \ndiamonds \n7.1 \n8.9 \n25.9 \nCane sugar \n2.7 \n8.5 \n210.1 \nChromium ores and \nconcentrates \n2.7 \n3.2 \n106.8 \nCoal (semi-coke of \ncoal) \n2.5 \n3.2 \n28.1 \nTotal \n489.1 \n397.7 \n100.0 \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nDuring the month under analysis, the country’s \ntop five export destinations were as follows: \nSouth Africa, 54.9%; United Arab Emirates; \n28.7%; Mozambique 10.4%; Zambia, 1.3%; and \nBotswana, 0.8%, as shown in Figure 5. \n \n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n550\nSep-18\nNov-18\nJan-19\nMar-19\nMay-19\nJul-19\nSep-19\nNov-19\nJan-20\n \n \n \n6 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Imports \nTotal imports merchandise imports declined for \nthe third successive month to close at US$383.6 \nmillion, during the month under analysis, from \nUS$418.8 million in December 2019. This was, \nin large part, due to foreign currency constraints. \nIn addition, the depreciation of the local \ncurrency \nagainst \nmajor \ntrading \npartner \ncurrencies made imports more expensive. \nThe January 2020 outturn was, however, 4.6% \nhigher than the US$366.8 million registered in \nthe corresponding month in 2019. Figure 6 \nshows merchandise imports for 2019 and 2020. \nFigure 6: Merchandise Imports classified by \nHS Codes 2019 & 2020 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \nDuring the period under analysis declines were \nregistered in imports of tractors (-39.3%); crude \nsoya bean oil (-15.3%); and diesel (-9.3%). \nMaize imports, however, increased, reflecting \nthe intervention by Government, to cover the \ngrain deficit caused by drought. Table 2 shows \nthe country’s imports by commodity for the \nmonths of December 2019 and January 2020. \n \n \n \n \n \n \n54.9%\n28.7%\n10.4%\n1.3%\n0.8%\n0.7%\n0.6%\n0.3%\n0.3%\n0.1%\n1.9%\nSouth Africa\nU.A.E\nMozambique\nKenya\nBelgium\nHong Kong\nBotswana\nZambia\nNamibia\nMalawi\nOther\n366.8 \n408.2 \n330.1 \n418.4 \n438.2 \n458.8 \n357.2 \n384.5 \n404.0 \n401.1 \n431.2 \n418.8 \n383.6\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n2019\n2020\n \n \n \n7 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nDec 19 \nUS$ m \nJan 20 \nUS$ m \nShare of \nTotal \nImports \n(%) \nDiesel \n63.3 \n57.4 \n15.0 \nUnleaded petrol \n16.8 \n24.4 \n6.4 \nElectrical energy \n11.5 \n13.1 \n3.4 \nMaize \n(Excluding \nseed) \n11.1 \n23.6 \n6.2 \nRoad \ntractors \n(semi-trailers) \n8.5 \n5.1 \n1.3 \nRice \n5.5 \n10.3 \n2.7 \nOther insecticides \n5.2 \n6.6 \n1.7 \nMedicines \n7.1 \n10.4 \n2.7 \nWheat \n3.0 \n5.4 \n1.4 \nCrude soya bean oil \n6.0 \n5.1 \n1.3 \nTotal \n418.8 \n383.6 \n100 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nThe country’s imports for the month of January \n2020, were mainly sourced from South Africa \n(43%); Singapore (20%); China (11%); India \n(3%); and Mauritius (3%), as shown in Figure 7. \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Trade Balance \nThe country’s trade balance softened to a \nsurplus of US$14.1 million in January 2020, \nfrom a surplus of US$70.3 million recorded in \nDecember 2019. On a year-on-year basis, the \ncountry’s trade position improved from a deficit \nof US$74.1 million in January 2019 to a surplus \nposition of US$14.1 million in January 2020. \nFigure 8 shows the country’s trade balance for \nthe period January 2019 to January 2020. \nFigure 8: Merchandise Trade Balance \n(US$ m) \nSource: ZIMSTAT & RBZ Computations, 2020 \n \n \n \n43.0%\n20.0%\n11.0%\n3.0%\n3.0%\n2.0%\n2.0%\n2.0%\n2.0%\n1.0%\nSouth Africa\nSingapore\nChina\nIndia\nMauritius\nMozambique\nZambia\nUnited Kingdom\nGermany\nThailand\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nExports\nImports\nTrade Balance\n \n \n \n8 \n \nMONETARY DEVELOPMENTS2 \nBroad money consists of two components, \nnamely; domestic and foreign currency accounts \n(FCA) deposits. Of the total stock of broad \nmoney of ZW$36.3 billion as at end-January \n2020, FCA deposits amounted to an equivalent \nof ZW$12.5 billion (34%) of total, while local \ncurrency deposits were ZW$22.8 billion (or \n63%). Currency in circulation constituted the \nbalance of about ZW$1 billion (2.6%). \nOver the year to January 2020, FCA deposits \ngrew by 2 879.9%, largely reflecting the impact \nof exchange rate movement from a fixed parity \n(1:1) in January 2019 to ZW$17.35/USD in \nJanuary 2020. Thus, about 46% of the annual \ngrowth in broad money in January 2020 came \nfrom the valuation adjustment of the foreign \ncurrency component of the deposits due to \nexchange rate movement, and not a result of \nnew money created. \nOn the other hand, the 155% annual growth in \nthe local currency component of deposits was \ndue to normal money multiplier effects in an \ninflationary economic environment. \n \n \n \n \n \n \n \n \n2 All monetary numbers valued in ZWL$ since the \nadoption of an interbank market determined exchange rate \nin February 2019. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2019 \nGrowth in broad money was largely driven by \ncredit to the private sector, which grew year on \nyear by 233.5%, while credit to Government \nincreased by 18% over the same period, \nreflecting significantly reduced Government \nrecourse to domestic bank sources of finance. \nOn a monthly basis, credit to the private sector \ngrew by 17.4%, while net credit to Government \nrecorded a decline of 9.52%, from ZW$14.06 \nbillion in December 2019 to ZW$12.72 billion \nin January 2020. \nCredit to the private sector was mainly \nchannelled \ntowards \nagriculture, \nfinancial \norganisations and households, as shown in \nFigure 10. \n \n \n \nLocal \nCurrency \nTranseferab\nle deposits\n56.73%\nForeign \nCurrency \nDeposits\n34.35%\nTime \nDeposits\nCurrency in \nCirculation\n2.63%\nNCDs\n0.70%\n \n \n \n9 \n \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2019 \nThe utilisation of credit to the private sector was \nas follows: inventory build-up, 35.08%; other \nrecurrent expenditures, 32.25%; fixed capital \ninvestment, \n18.67%; \nconsumer \ndurables, \n11.84%; and pre and post shipment financing, \n2.16%. \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of January 2020, the \nZimbabwe Stock Exchange (ZSE) was bullish. \nThe All Share and Top 10 indices added 175.36 \npoints and 155.04 points to close at 332.90 \npoints and 313.32 points, respectively. \n \n \n \n \n \n \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \n \nThe ZSE introduced three new indices on the \ntrading platform on the 2nd January 2020. The \nindices which take the form of Top 15, Medium \nand Small Cap, are intended to track \ndevelopments on three additional segments of \nthe local bourse, hence assisting investors to \ntrack portfolio changes over time. \nAs at end of January 2020, the ZSE Top 15, \nMedium Cap and Small Cap indices recorded \nrespective gains of 100.46 points, 71.27 points \nand 197.16 points to close at 308.10 points, \n355.88 points and 831.08 points. \n \n \n \n \n \n \nHouseholds\n13.63%\nAgriculture\n34.87%\nMining\n7.73%\nManufacturing\n9.70%\nDistribution\n10.59%\nConstruction\n1.33%\nTransport \n&Commu\nnications\n1.05%\nServices\n6.83%\nFinancial \nOrg.&Investme\nnts\n14.24%\nOther\n0.03%\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n300.00\n40.00\n90.00\n140.00\n190.00\n240.00\n290.00\n31-Jan-19\n28-Feb-19\n31-Mar-19\n30-Apr-19\n31-May-19\n30-Jun-19\n31-Jul-19\n31-Aug-19\n30-Sep-19\n31-Oct-19\n30-Nov-19\n31-Dec-19\n31-Jan-20\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n10 \n \nThe industrial and mining indices gained 338.86 \npoints and 28.26 points to close at 1 112.27 \npoints and 344.92 points, respectively. \nOn a year-on-year basis, both the industrial and \nmining indices grew by 111.50% and 61.84%, \nfrom 525.90 points and 213.13 points registered \nin January 2019, respectively. \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2019 \n \nTrading activity on the local bourse was largely \nconcentrated in heavyweight counters. The \ncumulative value of shares traded increased by \n53.66% to close at ZW$304.86 million, despite \na decline of 9.67% in the volume of shares \ntraded, to close at 179.56 million shares. \n \n \n \n \nFigure 13: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2019 \n \nDuring the period under review, ZSE market \ncapitalization gained ZW$13.37 billion, or \n44.50% of the previous month’s value to close \nat ZW$43.43 billion. On a year-on-year basis, \ncapitalization of the local bourse increased by \nZW$22.54 billion, from ZW$20.89 billion \nrecorded in the same period in the previous year. \n \nINFLATION OUTTURN \n \n \nMonthly Inflation \n \nMonth-on-month inflation declined to 2.23% in \nJanuary 2020, from 16.6% recorded in \nDecember 2019. The decrease was driven by \ndeclines in both food and non-food inflation. \nMonthly food inflation registered a significant \ndecline to 2.55% in January 2020, from 15.8% \nin December 2019. This was underpinned by \ndeclines in all food sub-categories, during the \nmonth under analysis. \n0\n100\n200\n300\n400\n500\n600\n0\n200\n400\n600\n800\n1000\n1200\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n50\n100\n150\n200\n250\n300\n350\n400\n0\n100\n200\n300\n400\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n11 \n \nMonthly non-food inflation decelerated to \n1.99% in January 2020, from 17.1% in \nDecember 2019. All non-food sub-categories \nsave \nfor \neducation \nand \ncommunication, \nregistered declines, during the month of January \n2020. \nFigure 14 shows the month-on-month inflation \ndevelopments for the period from January 2019 \nto December 2020. \n \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2019 \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nTransactions processed through the National \nPayment System (NPS) rose by 0.7%, to close \nat ZW$85.14 billion in January 2020. The \nvolume of NPS transactions decreased by 6%, \nfrom 178.6 million in December 2020 to 166.4 \nmillion in January 2020. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nIn value terms, RTGS transactions processed \nthrough the NPS system decreased by 3.51%, \nfrom ZW$49.58 billion in December 2019 to \nZW$47.84 billion in January 2020. The volume \nof RTGS transactions registered a decline of 6% \nto close at 943,296, during the same month. \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \nCash transactions \n \nCash based transactions deceased by 5.5% to \nclose at ZW$1,109.68 million in January 2020. \nThis compares with ZW$1,170.7 million worth \nof cash transactions recorded in December \n2019. \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$30.89 billion during the \nperiod under analysis, a 10% increase from \nZW$28.08 billion recorded in the previous \nmonth. \nCard Based Transactions \nCard based transactions declined by 7.61% to \nZW$5.35 billion in January 2020, from \nZW$5.79 billion in December 2019. \nCheque Transactions \nCheque transactions stood at ZW$1.85 million \nduring the month under review, down from \nZW$2.75 million registered in the previous \nmonth. \nFEBRUARY 2020 \nRESERVE BANK OF ZIMBABWE\n-0.50\n9.50\n19.50\n29.50\n39.50\n49.50\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\n -\n 20.0\n 40.0\n 60.0\n0\n500\n1000\n1500\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n12 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n14 \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n22 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n29 \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n13 \n \nZimbabwe Stock Market Statistics \n \n \n \n 31 \n \nNational Payments System Statistics \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \nMerchandise Trade Statistics \n \n \n \n \n 34 \n \n \n \n \n \n \n \n 14 \n \n \nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nNet Foreign Assets\n-1,895,402.31\n-4,424,467.92\n-5,983,620.49\n-6,229,030.67\n-10,196,485.70\n-12,704,437.39\n-19,915,608.51\n-23,599,341.26\n-33,219,232.58\n-38,974,813.91 -39,899,004.55\n-40,662,175.37\n-41,890,476.47\nCentral Bank(net)\n-1,787,515.46\n-4,676,973.98\n-6,110,320.34\n-6,759,543.60\n-11,356,605.80\n-14,602,968.79\n-23,287,056.52\n-27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85\n-50,285,843.15\n-51,596,769.75\nForeign Assets\n282,271.43\n853,285.31\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\nForeign Liabilities\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\nOther Depository Corporations(net)\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\nForeign Assets\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\nForeign Liabilities\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\nNet Domestic Assets (NDA)\n11,752,429.58\n14,813,771.42\n16,610,996.67\n17,582,396.73\n23,205,523.95\n27,472,328.14\n36,991,644.76\n43,293,406.54\n56,770,962.37\n67,904,876.25\n71,719,556.15\n75,680,355.31\n78,162,546.08\nDomestic Claims\n14,812,955.01\n14,662,980.96\n14,348,514.27\n14,306,293.28\n14,375,803.17\n15,645,411.46\n18,228,356.09\n20,234,819.47\n21,168,772.43\n24,743,158.13\n28,575,556.98\n27,819,807.93\n28,569,680.55\nClaims on Central Government(net)\n10,031,721.31\n9,815,071.43\n9,598,024.41\n9,412,261.62\n8,963,975.12\n9,422,173.55\n11,519,440.01\n12,964,643.80\n13,061,889.35\n14,409,797.90\n15,813,415.72\n14,062,737.58\n12,724,160.31\nClaims on Central Government\n10,329,056.64\n10,297,295.66\n10,219,710.43\n10,099,059.06\n9,998,232.41\n10,630,234.88\n13,077,256.67\n14,949,077.76\n16,410,748.86\n16,955,759.46\n17,933,911.03\n15,580,358.19\n16,676,243.01\nCentral Bank\n7,286,360.82\n7,248,426.12\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,591,038.53\n11,538,930.29\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\nODCs\n3,042,695.82\n3,048,869.54\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\nLess Liabilities to Central Government\n297,335.33\n482,224.23\n621,686.02\n686,797.43\n1,034,257.30\n1,208,061.33\n1,557,816.66\n1,984,433.95\n3,348,859.52\n2,545,961.56\n2,120,495.31\n1,517,620.61\n3,952,082.70\nCentral Bank\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\nODCs\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\nClaims on Other Sectors\n4,871,233.70\n4,982,909.52\n5,021,047.86\n5,195,480.12\n5,875,948.60\n6,994,312.91\n6,708,916.08\n7,270,175.67\n8,106,883.08\n10,333,360.23\n12,762,141.26\n13,757,070.35\n15,845,520.24\nOther Financial Corporations\n163,570.22\n171,891.86\n159,230.21\n161,501.25\n169,299.57\n180,349.24\n174,910.96\n151,317.02\n152,985.99\n162,263.79\n160,062.11\n186,506.15\n202,429.27\nState and Local Government\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\nPublic Non Financial Corporations\n760,026.12\n717,834.55\n874,075.49\n987,347.41\n1,256,829.39\n1,653,927.27\n957,335.21\n988,381.20\n1,048,058.46\n2,322,563.84\n2,861,071.05\n2,431,172.28\n2,564,682.98\nPrivate Sector\n3,912,302.09\n4,058,929.20\n3,952,664.90\n4,012,055.03\n4,416,515.15\n5,128,717.22\n5,545,476.00\n6,099,787.63\n6,875,497.28\n7,820,402.44\n9,712,660.41\n11,113,071.62\n13,046,099.50\nCentral Bank\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\nODCs\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\nOther Items(Net)\n3,060,525.43\n-150,790.47\n-2,262,482.40\n-3,276,103.44\n-8,829,720.78\n-11,826,916.67\n-18,934,333.82\n-23,517,846.42\n-35,602,189.94\n-43,161,718.12\n-43,143,999.17\n-47,860,547.38\n-49,592,865.53\nShares and Other Equity\n2,281,748.45\n-544,566.17\n-1,687,090.85\n-2,151,220.63\n-6,856,982.76\n-9,810,341.46\n-18,099,228.93\n-22,440,397.72\n-32,505,897.24 -39,007,159.14 -41,160,941.61\n-44,544,759.40\n-43,829,432.91\nLiabilities to Other Financial Corporations\n39,216.29\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\nRestricted Deposits\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n722,474.25\n342,537.50\n-634,703.31\n-1,200,461.25\n-2,031,448.99\n-2,423,625.98\n-1,985,690.29\n-2,396,341.30\n-4,666,003.77\n-6,061,102.18\n-4,013,944.69\n-4,583,152.93\n-7,249,777.25\nBroad Money-M3\n9,857,027.27\n10,389,303.50\n10,627,376.18\n11,353,366.06\n13,009,038.25\n14,767,890.75\n17,076,036.26\n19,694,065.28\n23,551,729.79\n28,930,062.34\n31,820,551.60\n35,018,179.94\n36,272,069.61\nSecurities Other than Shares Included in Broad Money\n59,302.10\n71,792.12\n74,503.10\n90,813.24\n139,439.93\n171,667.83\n168,169.20\n202,928.98\n219,889.50\n205,671.08\n235,117.26\n243,976.57\n255,563.69\nBroad Money-M2\n9,797,725.16\n10,317,511.39\n10,552,873.07\n11,262,552.82\n12,869,598.32\n14,596,222.92\n16,907,867.06\n19,491,136.30\n23,331,840.28\n28,724,391.26\n31,585,434.34\n34,774,203.37\n36,016,505.92\nOther Deposits\n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\nNarrow Money-M1\n8,330,927.65\n8,844,286.96\n9,115,819.92\n9,774,915.43\n11,257,782.98\n13,167,336.03\n15,267,020.52\n17,871,360.53\n21,668,884.03\n26,870,097.07\n29,749,703.49\n32,886,278.54\n33,989,906.64\nTransferable Deposits\n7,857,164.47\n8,380,317.93\n8,648,981.05\n9,283,238.74\n10,792,389.36\n12,695,789.56\n14,802,212.01\n17,310,786.11\n20,977,141.17\n26,157,975.38\n28,913,109.34\n31,978,710.26\n33,036,665.86\n Of which Foreign Currency Accounts\n418,087.02\n1,190,521.05\n1,417,836.22\n1,753,489.14\n3,031,536.97\n3,887,787.41\n4,049,120.88\n5,737,719.98\n9,859,484.27\n11,155,597.09\n11,472,035.58\n11,938,732.84\n12,458,349.93\nCurrency Outside Depository Corporations\n473,763.18\n463,969.03\n466,838.87\n491,676.69\n465,393.62\n471,546.47\n464,808.51\n560,574.42\n691,742.86\n712,121.69\n836,594.15\n907,568.29\n953,240.77\nMemorandum Items\nReserve Money\n3,029,004.88\n3,201,051.95\n3,172,354.75\n3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.37\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\nFCAs as a Percentage of Deposits in M3\n4.5%\n12.0%\n14.0%\n16.1%\n24.2%\n27.2%\n24.4%\n30.0%\n43.1%\n39.5%\n37.0%\n35.0%\n35.3%\nEnd Period Exchange Rate\n1.00\n2.50\n3.01\n3.26\n5.26\n6.62\n9.19\n10.71\n15.20\n16.12\n16.26\n16.77\n17.35\nSource: Reserve Bank of Zimbabwe,2020\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\n \n \n \n15 \n \n \nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nNet Foreign Assets\n-1,787,515.46 -4,676,973.98 -6,110,320.34 -6,759,543.60 -11,356,605.80 -14,602,968.79 -23,287,056.52 -27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85 -50,285,843.15 -51,596,769.75\nClaims on Non Residents\n282,271.43\n853,285.31\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\nOfficial Reserves Assets\n59,870.98\n311,203.67\n344,973.29\n230,535.90\n1,223,599.47\n1,399,462.47\n1,401,366.80\n1,964,853.83\n1,511,299.58\n1,937,457.59\n1,915,477.05\n2,537,103.33\n2,888,945.28\nOther Foreign Assets\n222,400.44\n542,081.63\n651,631.59\n700,758.34\n1,192,757.39\n1,518,302.79\n2,001,286.13\n2,369,317.36\n4,952,947.87\n3,507,400.15\n3,637,474.74\n2,967,836.45\n2,345,086.60\nLess Liabilities to Non Residents\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\nShort Term Liabilities\n1,574,674.14 4,300,887.88 5,631,784.52 6,093,840.18\n11,231,907.80\n14,024,443.68\n18,833,457.18\n22,284,382.58\n32,602,281.08\n33,501,054.49\n34,223,789.11\n35,686,123.01\n39,597,730.68\nOther Foreign Liabilities\n495,112.75 1,229,371.41 1,475,140.70 1,596,997.65\n2,541,054.86\n3,496,290.36\n7,856,252.27\n9,401,852.93\n13,211,926.40\n18,338,963.45\n19,596,911.53\n20,104,659.91\n17,233,070.95\nNet Domestic Assets (NDA)\n4,816,520.35 7,878,025.93 9,282,675.10 9,779,079.28\n13,879,314.03\n17,885,100.37\n27,056,377.90\n33,099,689.90\n44,032,675.49\n53,205,910.84\n56,382,701.89\n60,613,660.02\n60,847,793.85\nDomestic Claims\n7,633,682.43 7,398,364.83 7,254,587.97 7,190,950.30\n6,924,182.99\n7,344,238.48\n8,736,761.70\n10,057,820.09\n10,567,049.53\n12,972,537.88\n14,525,637.67\n12,259,697.53\n10,746,256.31\nNet Claims on Central Government\n7,031,211.76 6,810,687.92 6,646,231.00 6,542,879.87\n6,228,138.93\n6,544,295.30\n7,912,732.78\n9,154,435.10\n9,537,578.10\n10,728,246.52\n11,760,971.47\n9,939,418.32\n8,439,262.68\nClaims on Central Government\n7,286,360.82\n7,248,426.12\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,419,993.38\n11,079,670.93\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\nOf which: Securities Other than Shares\n2,011,373.84 1,962,432.38 1,910,408.71 1,835,171.86\n1,793,430.00\n5,922,355.91\n7,222,007.40\n8,308,198.93\n9,491,988.13\n9,617,665.33\n9,771,722.53\n6,828,363.47\n6,784,907.24\n of which USD Securities revaluations (Excha\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n171,045.15\n620,748.19\n1,795,917.79\n1,930,201.39\n2,084,258.59\n0.00\n0.00\nLoans\n5,274,986.98\n5,285,993.74\n5,309,582.80\n5,338,648.62\n5,420,102.34\n1,785,477.10\n2,197,985.98\n2,771,472.00\n3,339,977.70\n3,587,943.80\n4,010,661.79\n4,510,169.38\n5,513,803.84\n Loans and Advances\n3,845,868.54 3,814,968.71 3,800,851.32 3,803,362.82\n3,805,605.65\n114,667.21\n368,837.75\n568,020.15\n835,231.09\n1,110,375.86\n1,262,301.22\n1,199,032.23\n1,611,254.61\n Legacy Debt\n291,998.61\n308,519.87\n309,020.71\n309,052.17\n309,088.45\n309,057.44\n405,543.61\n404,773.69\n414,023.05\n381,741.08\n382,025.83\n376,260.18\n371,310.28\n Export Incentives\n1,137,119.83\n1,199,710.77\n1,226,233.63\n1,305,408.24\n1,361,752.45\n1,423,604.62\n1,798,678.16\n2,090,723.55\n2,095,826.85\n2,366,334.74\n2,934,876.98\n3,531,238.96\nLess Liabilities to Central Government\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\nOf which: Deposits\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n602,470.68\n587,676.92\n608,356.98\n648,070.43\n696,044.06\n799,943.18\n824,028.92\n903,384.99\n1,029,471.42\n2,244,291.36\n2,764,666.21\n2,320,279.21\n2,306,993.64\nOther Financial Corporations\n109,152.02\n121,634.35\n114,497.79\n117,613.99\n114,408.61\n125,389.20\n109,687.61\n112,349.24\n118,657.17\n122,348.15\n122,367.95\n114,216.39\n123,637.97\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n476,287.89\n449,006.47\n471,903.09\n505,772.56\n556,274.16\n651,399.20\n681,030.34\n665,333.60\n824,033.57\n2,032,044.80\n2,576,877.72\n2,130,151.01\n2,105,286.54\nPrivate Sector\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\nClaims on Other Depository Corporations\n417,911.59\n330,900.10\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\nOf which: Loans\n417,911.59\n330,900.10\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\nOther Liabilities to ODCs\n3,001,467.34 2,509,676.59 2,400,005.83 2,538,511.34\n3,047,017.11\n2,846,011.57\n2,756,773.68\n3,094,984.02\n4,129,952.46\n4,009,051.66\n5,433,469.12\n7,563,514.16\n8,461,698.70\nOf which: Aftrades Balances\n388,000.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,360,599.60\n2,314,291.29\n2,248,370.43\n2,348,400.79\n2,738,904.07\n2,200,323.26\n2,004,097.96\n2,145,531.30\n2,824,669.92\n2,966,155.20\n2,939,654.78\n4,579,216.20\n5,320,924.19\nOther Items(Net)\n233,606.33 -2,658,437.58 -4,088,430.87 -4,793,733.84\n-9,673,334.90 -13,022,965.26 -20,737,108.96 -25,788,352.03\n-37,210,035.04 -43,812,534.88 -46,414,639.90 -54,669,718.18 -57,145,180.31\nShares and Other Equity\n464,456.24\n-2,402,232.48\n-3,873,725.31\n-4,589,274.75\n-9,310,271.34\n-12,940,837.81\n-21,517,328.05\n-26,390,209.56\n-37,895,629.34\n-44,802,824.15\n-47,413,029.48\n-54,656,738.27\n-55,918,839.02\nOther Items(Net)\n-247,936.34\n-264,872.60\n-231,341.56\n-251,223.69\n-375,255.92\n-445,539.22\n-342,958.09\n-689,035.65\n-860,829.96\n-891,621.00\n-981,983.21\n-1,160,947.22\n-2,572,613.77\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n3,029,004.88 3,201,051.95 3,172,354.76 3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.38\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\nBond Coins\n86,671.08\n86,794.17\n86,775.25\n87,096.23\n87,423.30\n87,606.55\n87,843.40\n87,844.15\n87,847.30\n87,845.55\n93,158.32\n99,010.30\n99,714.26\nBond Notes\n436,131.63\n436,825.58\n442,551.17\n449,762.88\n476,656.02\n510,197.39\n609,392.70\n657,100.48\n728,411.73\n768,566.52\n872,222.06\n978,393.54\n1,036,938.66\nLiabilities to ODCs\n2,431,429.69 2,620,801.43 2,556,061.06 2,410,617.85\n1,861,836.07\n2,583,805.05\n2,945,382.52\n4,679,680.86\n3,772,389.39\n5,535,717.81\n6,219,757.79\n8,352,572.72\n7,253,578.67\n Reserve Deposits\n395,649.57\n387,117.92\n379,777.18\n382,618.00\n406,733.21\n434,435.93\n497,763.67\n586,218.84\n625,173.97\n758,953.25\n861,489.70\n918,034.34\n1,040,852.24\n Exess reserves \n2,035,780.12 2,233,683.51 2,176,283.88 2,027,999.85\n1,455,102.86\n2,149,369.12\n2,447,618.85\n4,093,462.02\n3,147,215.41\n4,776,764.57\n5,358,268.10\n7,434,538.38\n6,212,726.43\nPrivate Deposits\n74,772.49\n56,630.77\n86,967.28\n72,058.73\n96,792.85\n100,522.60\n126,702.75\n323,000.08\n94,067.04\n418,620.75\n929,814.87\n897,840.31\n860,792.52\nSource: Reserve Bank of Zimbabwe,2020\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n16 \n \n \n \n \nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nNet Foreign Assets\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\nClaims on Non Residents\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\nOf Which: Foreign Currency\n113,427.55\n256,754.30\n263,233.15\n363,481.95\n484,193.31\n882,204.61\n968,769.48\n1,150,434.08\n2,108,450.56\n1,905,985.69\n2,243,113.59\n2,526,205.54\n3,176,598.38\nDeposits\n307,770.08\n776,043.16\n794,324.48\n1,123,646.46\n2,044,144.29\n2,921,840.60\n4,408,575.22\n4,954,935.41\n7,254,079.84\n8,551,844.58\n9,358,131.61\n10,399,832.16\n9,953,357.06\nOther\n1,605.91\n1,924.14\n3,140.03\n4,311.50\n6,441.45\n10,577.12\n13,140.31\n15,109.74\n20,375.85\n21,027.99\n21,628.98\n22,378.63\n23,051.63\nLess Liabilities to Non Residents\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\nOf Which: Deposits\n81,808.20\n172,568.31\n553,655.47\n584,272.60\n719,211.04\n769,197.36\n857,462.40\n938,762.40\n1,334,410.99\n1,141,821.51\n1,377,452.16\n1,457,271.39\n1,591,189.46\nLoans\n448,882.19\n609,647.22\n380,342.34\n376,654.37\n655,447.91\n1,146,893.57\n1,161,574.59\n1,428,993.76\n1,917,767.81\n1,916,690.45\n1,876,677.72\n1,867,477.16\n1,855,524.33\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n9,416,378.45\n9,616,197.64\n9,946,870.18\n10,259,117.71\n11,286,731.69\n12,297,290.28\n13,113,076.98\n15,057,767.71\n16,635,192.44\n20,378,973.60\n21,685,398.27\n23,589,103.57\n24,751,743.05\nDomestic Claims\n7,179,272.57\n7,264,616.12\n7,093,926.30\n7,115,342.99\n7,451,620.17\n8,301,172.98\n9,320,549.24\n9,717,740.03\n10,601,722.91\n11,770,620.25\n14,049,919.30\n15,560,110.40\n17,823,424.24\nNet Claims on Central Government\n3,000,509.55\n3,004,383.52\n2,951,793.41\n2,869,381.76\n2,735,836.19\n2,877,878.25\n3,435,662.08\n3,350,949.35\n3,524,311.24\n3,681,551.38\n4,052,444.25\n4,123,319.26\n4,284,897.63\nClaims on Central Government\n3,042,695.82\n3,048,869.54\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\nSecurities\n3,038,282.27\n3,043,034.49\n2,995,446.01\n2,921,262.97\n2,780,774.94\n2,918,508.31\n3,484,041.96\n3,409,103.10\n3,577,410.30\n3,749,000.52\n4,150,152.74\n4,240,495.63\n4,372,420.71\nLoans\n4,413.55\n5,835.04\n4,272.91\n3,975.61\n3,925.13\n3,893.57\n2,176.18\n1,044.37\n1,372.73\n1,149.81\n1,373.97\n1,329.70\n5,111.21\nOther \n - - - - - - \n - \n - \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\nOf which: Deposits\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,178,763.02\n4,260,232.61\n4,142,132.88\n4,245,961.23\n4,715,783.99\n5,423,294.73\n5,884,887.16\n6,366,790.67\n7,077,411.66\n8,089,068.87\n9,997,475.05\n11,436,791.14\n13,538,526.61\nOther Financial Corporations\n54,418.20\n50,257.50\n44,732.42\n43,887.25\n54,890.96\n54,960.04\n65,223.35\n38,967.78\n34,328.82\n39,915.64\n37,694.15\n72,289.76\n78,791.30\nState and Local Government\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\nPublic Non Financial Corporations\n193,738.23\n133,828.08\n131,614.40\n180,126.39\n236,434.67\n231,453.07\n276,304.88\n323,047.60\n224,024.88\n290,519.04\n284,193.32\n301,021.27\n459,396.43\nPrivate Sector\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\nClaims on the Central Bank\n4,040,061.19\n3,992,791.54\n4,257,352.21\n4,488,587.04\n4,782,265.42\n5,415,977.11\n5,448,316.23\n8,140,877.50\n9,252,623.62\n11,757,301.08\n11,546,508.94\n14,013,346.66\n13,400,742.47\nCurrency\n49,039.52\n59,650.72\n62,487.55\n45,182.42\n98,685.70\n126,257.46\n232,427.59\n184,370.21\n124,516.17\n144,290.37\n128,786.22\n169,835.56\n183,412.14\nReserves\n3,991,021.67\n3,933,140.82\n4,194,864.67\n4,443,404.62\n4,683,579.73\n5,289,719.65\n5,215,888.64\n7,956,507.29\n9,128,107.45\n11,613,010.71\n11,417,722.72\n13,843,511.10\n13,217,330.33\nSecurities\n - \n - \n - \n - \n - \n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\nOther Claims\n - \n - \n - \n - \n - \n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n239,529.91\n158,887.13\n165,849.57\n148,327.69\n148,760.15\n150,275.70\n151,973.32\n155,014.53\n155,934.06\n159,104.77\n175,255.53\n179,468.01\n185,829.15\nOther Items(Net)\n1,563,425.41\n1,482,322.89\n1,238,558.76\n1,196,484.63\n798,393.76\n1,269,584.10\n1,503,815.17\n2,645,835.28\n3,063,220.03\n2,989,842.96\n3,735,774.45\n5,804,885.48\n6,286,594.51\nShares and Other Equity\n1,817,292.21\n1,857,666.31\n2,186,634.46\n2,438,054.11\n2,453,288.57\n3,130,496.35\n3,418,099.11\n3,949,811.84\n5,389,732.10\n5,795,665.01\n6,252,087.86\n10,111,978.87\n12,089,406.11\nLiabilities to other ressident sectors\n39,216.29\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\nOther Items(Net)\n-293,083.09\n-417,914.13\n-990,751.46\n-1,270,383.32\n-1,701,413.42\n-1,904,551.24\n-1,941,692.17\n-1,331,975.97\n-2,349,798.88\n-2,830,454.98\n-2,566,827.76\n-4,426,491.02\n-5,942,883.74\nDeposits and Securities Included in Broad Mo\n9,308,491.60\n9,868,703.71\n10,073,570.03\n10,789,630.64\n12,446,851.79\n14,195,821.68\n16,484,524.99\n18,810,490.79\n22,765,919.89\n27,799,319.90\n30,054,142.57\n33,212,771.35\n34,458,036.32\nDeposits Included in Broad Money\n9,249,189.49\n \n9,796,911.59\n \n9,999,066.93\n \n10,698,817.40\n \n12,307,411.86\n \n14,024,153.85\n \n16,316,355.79\n \n18,607,561.81\n \n22,546,030.38\n \n27,593,648.82\n \n29,819,025.32\n \n32,968,794.78\n \n34,202,472.63\n \nTransferable Deposits\n7,782,391.98\n \n8,323,687.16\n \n8,562,013.77\n \n9,211,180.01\n \n10,695,596.51\n \n12,595,266.96\n \n14,675,509.25\n \n16,987,786.03\n \n20,883,074.13\n \n25,739,354.63\n \n27,983,294.46\n \n31,080,869.95\n \n32,175,873.35\n \n of which FCAs\n418,087.02\n \n1,190,521.05\n \n1,417,836.22\n \n1,753,489.14\n \n3,031,536.97\n \n3,887,787.41\n \n4,049,120.88\n \n5,737,719.98\n \n9,859,484.27\n \n11,155,597.09\n \n11,472,035.58\n \n11,938,732.84\n \n12,458,349.93\n \nOther Deposits\n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\nMoney Market Instruments\n59,302.10\n \n71,792.12\n \n74,503.10\n \n90,813.24\n \n139,439.93\n \n171,667.83\n \n168,169.20\n \n202,928.98\n \n219,889.50\n \n205,671.08\n \n235,117.26\n \n243,976.57\n \n255,563.69\n \nSource:Reserve Bank of Zimbabwe,2020\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\n \n \n \n17 \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2017\nJun\n7.4\n \n57.1\n \n1,674.9\n \n350.3\n \n92.1\n \n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.1\n \n45.2\n \n1,807.4\n \n302.3\n \n63.1\n \n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.3\n \n40.6\n \n2,061.9\n \n276.6\n \n165.3\n \n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.0\n \n38.1\n \n2,110.4\n \n226.8\n \n179.7\n \n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.7\n \n41.8\n \n2,139.3\n \n254.1\n \n190.8\n \n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.8\n \n46.1\n \n2,315.5\n \n289.8\n \n184.2\n \n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.6\n \n58.1\n \n2,592.0\n \n276.0\n \n213.4\n \n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n19 \n \n \n \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n21 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nSource:Reserve Bank of Zimbabwe,2020\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n23 \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n1,430,322.3\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n1,447,865.7\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n7,530,493.2\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n1,566,329.2\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n7,530,493.2\nDec\n3,260,641.3\n140,783.7\n27,127.1\n1,114,871.8\n48,155.6\n1,504,624.8\n1,027,373.9\n821,797.2\n823,237.5\n84,684.8\n1,428,029.4\n7,328.2\n10,288,655.3\n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nSource:Reserve Bank of Zimbabwe,2020\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n24 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2017\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n17,413,139.2\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,272,162.4\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nDec\n1,877,764.1\n950,348.8\n2,917,087.2\n3,126,494.5\n1,421,969.0\n4,411,638.4\n2,605,023.1\n1,664,547.7\n8,410,964.0\n554,937.3\n2,477,474.0\n116,789.4\n30,535,037.6\n1,000.0\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nSource: Reserve Bank of Zimbabwe,2020\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n25 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2018\nJan\n4.45-18.00\n9.33 \n6.99 \nFeb\n4.45-18.00\n9.57 \n6.93 \nMar\n4.45-18.00\n9.64 \n6.98 \nApr\n4.00-18.00\n9.32 \n7.08 \nMay\n4.00-18.00\n9.28 \n7.09 \nJun\n4.00-18.00\n9.32 \n7.14 \nJul\n4.00-18.00\n9.75 \n6.97 \nAug\n4.00-18.00\n9.87 \n7.10 \nSep\n4.00-18.00\n9.56 \n7.11 \nOct\n4.00-18.00\n9.47 \n7.38 \nNov\n4.00-18.00\n9.49 \n7.38 \nDec\n4.00-18.00\n9.48 \n7.39 \n2019\nJan\n4.00-18.00\n9.47 \n7.40 \nFeb\n4.00-18.00\n9.23 \n7.30 \nMar\n4.00-18.00\n9.23 \n7.31 \nApr\n4.00-18.00\n9.30 \n7.38 \nMay\n4.00-22.00\n9.31 \n7.33 \nJun\n4.00-22.00\n9.15 \n7.67 \nJul\n4.00-35.00\n9.54 \n8.40 \nAug\n5.00-55.00\n14.37 \n18.43 \nSep\n5.00-65.00\n14.64 \n19.81 \nOct\n5.00-65.00\n15.59 \n19.66 \nNov\n5.00-65.00\n15.06 \n18.00 \nDec\n5.00-65.00\n16.08 \n18.31 \n2020\nJan\n5.00-65.00\n16.56 \n17.20 \nSource:Reserve Bank of Zimbabwe, 2020\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n26 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2020\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n27 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION &\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nSource:Zimstat, 2020\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n28 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\nSource:Zimstat, 2019\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n29 \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n30 \n \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nSource: Reserve Bank of Zimbabwe, 2020\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n801.38\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n766.34\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n1 112.27 \n344.9\n304.9\n179,559,446\n43,426.5\nSource:Zimbabwe Stock Exchange, 2020\n*All Share index was introduced in January, 2018\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.31 \n115.2 21,247.93 9,646.84 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7\n 23,191.6 65.0 206,621.5 \n 1,099.3 \nNov\n 982.1 \n10.3\n 25,737.5 225.2 152,919.9 \n 2,044.1 \nDec\n 1,003.8 \n7.6\n 27,800.5 385.5 146,316.6 \n 1,273.6 \n2020\nJan\n 943.3 \n4.6\n 23,649.0 199.9 139,278.2 \n 671.7 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nSource: ZIMSTAT, 2020\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-January-2020.pdf"}
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+{"doc_id": "bf628b9db60b5811e8da2ce09afd3c88", "text": "i \n \n \n \n \n \n \n \nNOVEMBER 2019 \n \n1 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMONETARY DEVELOPMENTS .............................................................................................. 7 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nINFLATION OUTTURN ............................................................................................................. 9 \nMonthly Inflation ...................................................................................................................... 9 \n \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Zimbabwe Stock Exchange. \na- Percentage point \n \n \n2019 \n \nOctober \n2019 \n \nNovember \nMonth-on- \nMonth Change \n(%) \nMonthly Inflation1 (%) \n38.75 \n17.46 \n-21.29a \n \nNational Payment System Transactions2 \n(Z$ billions) \n67.06 \n67.35 \n0.44 \nMoney Supply2 ($ millions) \n28,930.06 \n \n31,820.55 \n \n9.99 \nMoney Supply (M3) Annual Growth2 (%) \n196.31 \n \n225.02 \n28.71a \nNominal Lending Rate2 \n(% per annum) \n5.00-65.00 \n5.00-65.00 \n- \nZ.S.E All share Index3 \n232.86 \n240.81 \n3.41 \n \nZ.S.E. Mining Index3 \n276.31 \n344.42 \n24.65 \n \nZ.S.E. Industrial Index3 \n777.48 \n801.38 \n3.07 \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n \nDuring the month of November 2019, \ninternational commodity prices for platinum, \ncopper and brent crude oil firmed, while those \nfor gold and nickel retreated. \n \n \nPrecious Metals \nGold prices slumped during the month under \nreview, amid positive sentiments about the \nfinalisation of the interim trade deal between the \nUS and China. This dampened the safe haven \ndemand for gold, as investors shifted to riskier \nassets. Average prices for the yellow metal \ndeclined by 1.6%, from US$1,495.30 in October \n2019 to US$1,470.97 in November 2019. \n \nPlatinum prices, however, firmed largely on \naccount \nof \nheightened \nfears \nof \nsupply \ndisruptions in South Africa, the world’s largest \nproducer of the metal. This followed reports that \nindicated that the country’s main platinum \nmining union had formally declared that wage \ntalks with Anglo American Platinum were \ndeadlocked, raising the possibility of industrial \naction. \n \nResultantly, platinum prices rose by 3.6%, from \na monthly average of US$869.02/oz during the \nprevious month, to US$900.69/oz in November \n2019. Figure 1 shows developments in precious \nmetal prices for the period from November 2018 \nto November 2019. \n \n \n \n \n \n \nFigure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2019 \n \nBase metals \n \nDuring the month under analysis, trading \nconditions for base metals were characterised by \ninvestor optimism about a positive outcome \nfrom the US-China trade negotiations. \n \nStockpile declines across the copper supply \nchain, signalled a robust demand outlook. As a \nresult, copper prices increased by 1.9%, from a \nmonthly average of US$5,754.33 per tonne in \nOctober 2019 to US$5,864.00 per tonne in \nNovember 2019. \n \nNickel prices, on the other hand, suffered huge \nlosses, following the resumption of Indonesian \nore exports after the end of investigations into \nore export violations. This coincided with \nincreased stockpiles of the industrial metal in \nChina, a development which signalled excess \nsupply conditions in the nickel market. As a \nresult, nickel prices retreated by 11.0% to close \nthe month at US$15,188.24 per tonne, compared \nto US$17,064.41 per tonne in October 2019. \n \n600\n700\n800\n900\n1000\n1100\n1200\n1300\n1400\n1500\n1600\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nUS$/oz.\nGold\nPlatinum\n \n \n \n4 \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2019 \n \n \n Brent Crude Oil \nCrude oil prices were buoyed by a positive \ndemand outlook, amid expectations of a trade \ndeal between the US and China. The deal will be \nunderpinned by the US rollback on tariff \nincreases on Chinese exports. Against this \nbackdrop, crude oil prices gained 5.1%, from a \nmonthly average of US$59.60 per barrel in the \nprevious month to US$62.63 per barrel in \nNovember 2019. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2019 \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nDuring the month of November 2019, the \ncountry’s total merchandise trade rose by 2.5% \nto US$906.4 million, from US$884.4 million in \nOctober 2019. The increase was underpinned by \nthe growth in imports. \nMerchandise Exports \nMonthly merchandise exports amounted to \nUS$475.2 million in November 2019, a 1.7% \ndecline from US$483.3 million recorded in \nOctober 2019. This was followed by the slump \nin gold exports, amid concerns of side marketing \nand production disruptions emanating from \npower outages. \nTobacco exports rose by 85.5%, from US$100.1 \nmillion in October 2019 to US$185.7 million, \nduring the month under analysis. The increase \nwas largely attributable to export shipments of \naccumulated tobacco stocks. \n Figure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2019 \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nNov-18\nJan-19\nMar-19\nMay-19\nJul-19\nSep-19\nNov-19\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n40\n45\n50\n55\n60\n65\n70\n75\n80\n85\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nUS$/barrel\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n550\nJul-18\nAug-18\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\n \n \n \n5 \n \nThe country’s export basket was dominated by \nprimary \ncommodities \nnamely: \nflue-cured \ntobacco, gold and nickel, which contributed \nabout 79.0% of total exports in November 2019. \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nOct-19 \nNov-19 \nNov \nshare \nof total \n(%) \n*Nickel ores \n&concentrates1 \n99.6 \n59.2 \n12.5 \nSemi-\nmanufactured gold \n102.1 \n69.6 \n14.7 \nFlue-cured \ntobacco \n100.1 \n185.7 \n39.1 \nNickel Mattes \n59.6 \n60.4 \n12.7 \nOther articles & \nparts of precious \nmetals \n23.9 \n12.4 \n2.6 \nFerro-chromium \n17.2 \n20.9 \n21.1 \n*Unwrought \nplatinum1 \n8.3 \n7.5 \n1.6 \nGinned Cotton \n4.5 \n3.1 \n0.6 \nCane sugar \n4.3 \n3.1 \n0.7 \nGranite (crude or \nroughly trimmed) \n1.6 \n2.3 \n0.5 \nOther \n62.1 \n50.9 \n10.7 \nTotal \n378.4 \n378.4 \n100.0 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \n \nThe major destinations for the country’s exports \nwere as follows: South Africa, 63.2%; UAE, \n10.7%; Mozambique, 7.9%; Botswana, 1.2%; \nand Zambia, 1.1%; as shown in Figure 5. \n \n \n \n1 Nickel ores and concentrates, nickel mattes and \nunwrought platinum are components of the platinum \ngroup of metals (PGMs). \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nMerchandise Imports \nMerchandise imports rose by 7.5%, from \nUS$401.1 million in October to US$431.2 \nmillion in November 2019. This was, in part, on \naccount of increases in electricity and fertiliser \nimports. Low water levels at Kariba Hydro-\nelectric \npower \nstation \nand \npersistent \nbreakdowns at Hwange thermal power station \nweighed down domestic electricity production. \nPreparations for the 2019/2020 cropping season \naccounted for the increase in imports of \n63.2%\n10.7%\n7.9%\n1.2%\n1.1%\n0.6%\n0.6%\n0.2%\n0.2%\n0.1%\nSouth Africa\nU.A.E\nMozambique\nBotswana\nZambia\nSwaziland\nKenya\nNamibia\nHong Kong\nGermany\n \n \n \n6 \n \nfertiliser. Table 2 shows merchandise imports \nfor the period January to November 2018 and \n2019. \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nOct 19 \nUS$ m \nNov 19 \nUS$ m \nShare of \nTotal \nImports \n(%) \nDiesel \n54.0 \n55.3 \n12.8 \nUnleaded petrol \n19.5 \n20.3 \n4.7 \nElectricity \n14.9 \n37.7 \n8.7 \nFertiliser \nChemicals \n4.2 \n16.9 \n3.9 \nMedicines \n9.6 \n17.0 \n3.9 \nCrude soya bean \noil \n6.7 \n5.5 \n1.3 \nRice \n4.9 \n5.5 \n1.3 \nPublic Transport \nVehicles \n(Coaches \nand \nbuses) \n1.2 \n6.9 \n1.6 \nRoad \ntractors \n(semi-trailers) \n4.2 \n6.4 \n1.5 \nMaize (Exluding \nseed) \n3.0 \n3.0 \n0.8 \nHerbicides \n2.2 \n6.3 \n1.5 \nOther \n276.7 \n247.5 \n57.4 \nTotal \n257.0 \n257.0 \n100 \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \nThe country continued to source most of its \nimports from South Africa and fuel from \nSingapore. Import absorption by source was as \nfollows: South Africa (44.8%); Singapore \n(16.3%); China (8.0%); Mauritius (5.9%) and \nMozambique, (4.4%) as shown in Figure 6. \n \n \n \n \nFigure 6: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT, 2019 & RBZ Calculations, 2019 \n \nMerchandise Trade Balance \nThe country’s trade balance stood at US$44 \nmillion during the month of November 2019, \ndown from US$82.2 million registered in \nOctober 2019. \n \n \n \n \n44.8%\n16.3%\n8.0%\n5.9%\n4.4%\n2.6%\n2.3%\n1.9%\n1.7%\n1.6%\nSouth Africa\nSingapore\nChina\nMauritius\nMozambique\nBelgium\nIndia\nUnited Arab Emirates\nUK\nZambia\n \n \n \n7 \n \nFigure 7: Merchandise Trade Balance \n(US$ m) \nSource: ZIMSTAT, 2019 & RBZ Computations, 2019 \nMONETARY DEVELOPMENTS2 \n \nAnnual broad money growth stood at 225.02% \nin November 2019, an increase of 28.71 \npercentage points from 196.31% recorded in \nOctober 2019. The growth in money supply was \nreflected in increases in negotiable certificates \nof deposits, 362.24%; transferable deposits, \n269.87%; currency in circulation, 69.99%; and \ntime deposits, 28.33%, as shown in Figure 8. \nIn aggregate terms, broad money increased from \nZ$9.8 \nbillion \nin \nNovember \n2018 \nto \nZ$31.8 billion in November 2019, as shown in \nFigure 8. \n \n \n \n2 All monetary numbers valued in Z$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \nFigure 8: Broad Money in Levels and \nGrowth Rates \n \nSource: Reserve Bank of Zimbabwe, 2019 \nOn a month on month basis, broad money \nregistered a 9.9% increase, from Z$28.93 billion \nin October 2019 to Z$31.82 billion in November \n2019. \nDeposits in local currency constituted the largest \nproportion of broad money at 54.8%, followed \nby foreign currency deposits, 36.05%. Time \ndeposits and currency in circulation, constituted \n5.8% and 2.6% of total money supply, \nrespectively, as shown in Figure 9. \n \n \n \n \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nExports\nImports\nTrade Balance\n0\n50\n100\n150\n200\n250\n -\n 5\n 10\n 15\n 20\n 25\n 30\n 35\nSep-18\nOct-18\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\n%\n$ Billions\nM3\nM3 Annual Growth rate\n \n \n \n8 \n \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2019 \nAnnual growth in net credit to government \nincreased by 10.4 percentage points, from \n52.43% in October 2019 to 62.86 %, during the \nmonth under review. Monthly net credit to \ngovernment also registered a 9.74% increase, to \nclose at Z$15.81 billion in November 2019. \nCredit to the private sector registered an annual \ngrowth of 143.43% in November 2019, up from \n95.25% in October 2019. On a monthly basis, \ncredit to the private sector increased to Z$9.71 \nbillion in November 2019, from Z$7.82 billion \nin October 2019. \nCredit to the private sector largely benefitted \nagriculture, 25.45%; financial organisations, \n21.13%; distribution, 11.17%; and households, \n15.30%, as shown in Figure 10. \n \n \n \n \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2019 \nCredit to the private sector was mainly utilised \nfor recurrent expenditures, 40.26%; inventory \nbuild-up, 24.03%; consumer durables, 15.21%; \nand fixed capital investment, 16.50%. \n \nSTOCK MARKET DEVELOPMENTS \n \nThe Zimbabwe Stock Exchange (ZSE) was \nbullish, during the month of November 2019. \nConsequently, the All Share and Top 10 indices \nincreased by 3.41% and 0.90%, to close at \n240.81 and 216.29 points, respectively. \n \n \n \n \n \n \n \nLocal \nCurrency \nTranseferab\nle deposits\n54.81%\nForeign \nCurrency \nDeposits\n36.05%\nTime \nDeposits\n5.77%\nCurrency in \nCirculation\n2.63%\nNCDs\n0.74%\nHouseholds\n15.30%\nAgriculture\n25.45%\nMining\n7.36%\nManufacturing\n8.28%\nDistribution\n11.67%\nConstruction\n1.37%\nTransport \n&Communi\ncations\n1.11%\nServices\n8.27%\nFinancial \nOrg.&Inves\ntments\n21.13%\nOther\n0.06%\n \n \n \n9 \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \n \nThe industrial and mining indices also increased \nby 23.9 and 68.11 percentage points, to close at \n801.38 and 344.42 points, respectively. \n \nOn a year-on-year basis, the industrial index \nrose by 48.77% to close at 801.38 points in \nNovember 2019, from 538.66 points in \nNovember 2018. The mining index also \nincreased by 65.14%, from 208.56 points \nregistered during the comparable period in the \nprevious year. \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2019 \nThe volume of shares traded on the ZSE \ndecreased by 39.47% to 203 million shares in \nNovember 2019. Turnover value, however, \nincreased by 25.12% to Z$208.4 million in the \nsame month. \n \nFigure 13: ZSE Monthly Volumes and Values \nof values Traded \nSource: Zimbabwe Stock Exchange, 2019 \nIn line with developments on the local bourse, \nmarket capitalization increased by Z$836.24 \nmillion, or 2.75% of the previous month value, \nto close at Z$31.23 billion. On a year-on-year \nbasis, ZSE capitalization increased by 80.03%, \nfrom Z$17.32 billion recorded in November \n2018. \nINFLATION OUTTURN \n \n \nMonthly Inflation \n \nMonth-on-month inflation decelerated to 17.5% \nin November 2019, from 38.8% in October \n2019. This was due to declines in both food and \nnon-food inflation. \n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n300.00\n40.00\n90.00\n140.00\n190.00\n240.00\n290.00\n30-Nov-18\n31-Dec-18\n31-Jan-19\n28-Feb-19\n31-Mar-19\n30-Apr-19\n31-May-19\n30-Jun-19\n31-Jul-19\n31-Aug-19\n30-Sep-19\n31-Oct-19\n30-Nov-19\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n0\n50\n100\n150\n200\n250\n300\n350\n400\n0\n200\n400\n600\n800\n1000\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\n1,100\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nValues Traded ($ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n10 \n \nMonthly food inflation fell from 48.4% in \nOctober 2019 to 22.6% in November 2019. \nPrice declines were recorded for most food sub-\ncategories, save for fruits in the month under \nreview. \n \nNon-food inflation also declined, largely driven \nby housing and utilities, miscellaneous goods \nand services and alcoholic beverages and \ntobacco, among others. Partially offsetting the \ndeclines were price increases in communication \nand education. \n \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2019 \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nThe value of Transactions processed through the \nNational Payment System (NPS) stood at \n$67.35 billion in November 2019, a 0.44% \nincrease from Z$67.06 billion registered in the \nprevious month. NPS transaction volumes \nincreased by 21.4% to close at 183.7 million, \nduring the month under analysis. \n \n \n \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system totalled Z$40.87 billion in \nNovember 2019, a 3.7% increase from Z$39.41 \nbillion recorded in October 2019. RTGS \ntransaction volumes, however, registered a \ndecrease of 9%, from 1,079,396 in October \n2019, to 982,098 in November 2019. \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \nCash transactions \n \nThe value of cash based transactions increased \nby 30.5%, from Z$1,126.63 million in October \n2019 to Z$1,470.81 in November 2019. \nMobile and Internet Based Transactions \nMobile and internet based transactions stood at \nZ$20.74 billion in November 2019. This \nrepresented a 9.14% decline from Z$22.83 \nbillion in October 2019. \nCard Based Transactions \nCard based transactions rose by 15.67%, from \nZ$3.69 billion in October 2019 to Z$4.27 billion \nin November 2019. \n-0.50\n4.50\n9.50\n14.50\n19.50\n24.50\n29.50\n34.50\n39.50\n44.50\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\n -\n 5.0\n 10.0\n 15.0\n 20.0\n 25.0\n 30.0\n 35.0\n 40.0\n 45.0\n0\n200\n400\n600\n800\n1000\n1200\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nValue in $ Billions\nVolume in Thousands\nVolume\nValue\n \n \n \n11 \n \nCheque Transactions \nThe value of Cheque transactions amounted to \nZ$3.53 billion during the period under review, \ndown from Z$3.87 million in October 2019. \n \nDECEMBER 2019 \nRESERVE BANK OF ZIMBABWE \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \n \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n14 \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n22 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n29 \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n13 \n \n \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 31 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 34 \n \n \n \n \n \n \n \n \n \n \n14 \n \n \nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nNet Foreign Assets\n-1,877,294.72\n-1,895,402.31\n-4,424,467.92\n-5,983,620.49\n-6,229,030.67\n-10,196,485.70\n-12,704,437.39\n-19,915,608.51\n-23,599,341.26\n-33,219,232.58\n-38,974,813.91\n-39,899,004.55\nCentral Bank(net)\n-1,758,219.23\n-1,787,515.46\n-4,676,973.98\n-6,110,320.34\n-6,759,543.60\n-11,356,605.80\n-14,602,968.79\n-23,287,056.52\n-27,352,064.33 -39,349,960.03 -46,395,160.21\n-48,267,748.85\nForeign Assets\n295,965.66\n282,271.43\n853,285.31\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\nForeign Liabilities\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\nOther Depository Corporations(net)\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\nForeign Assets\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\nForeign Liabilities\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\nNet Domestic Assets (NDA)\n11,887,199.99\n11,752,429.58\n14,813,771.42\n16,610,996.67\n17,582,396.73\n23,205,523.95\n27,472,328.14\n36,991,644.76\n43,293,406.54\n56,770,962.37\n67,904,876.25\n71,719,556.15\nDomestic Claims\n14,982,344.65\n14,812,955.01\n14,662,980.96\n14,348,514.27\n14,306,293.28\n14,375,803.17\n15,645,411.46\n18,228,356.09\n20,234,819.47\n21,168,772.43\n24,743,158.13\n28,575,556.98\nClaims on Central Government(net)\n9,992,336.76\n10,031,721.31\n9,815,071.43\n9,598,024.41\n9,412,261.62\n8,963,975.12\n9,422,173.55\n11,519,440.01\n12,964,643.80\n13,061,889.35\n14,409,797.90\n15,813,415.72\nClaims on Central Government\n10,074,924.82\n10,329,056.64\n10,297,295.66\n10,219,710.43\n10,099,059.06\n9,998,232.41\n10,630,234.88\n13,077,256.67\n14,949,077.76\n16,410,748.86\n16,955,759.46\n17,933,911.03\nCentral Bank\n7,024,652.77\n7,286,360.82\n7,248,426.12\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,591,038.53\n11,538,930.29\n12,831,965.83\n13,205,609.13\n13,782,384.33\nODCs\n3,050,272.06\n3,042,695.82\n3,048,869.54\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\nLess Liabilities to Central Government\n82,588.06\n297,335.33\n482,224.23\n621,686.02\n686,797.43\n1,034,257.30\n1,208,061.33\n1,557,816.66\n1,984,433.95\n3,348,859.52\n2,545,961.56\n2,120,495.31\nCentral Bank\n41,321.07\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\nODCs\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\nClaims on Other Sectors\n4,990,007.89\n4,871,233.70\n4,982,909.52\n5,021,047.86\n5,195,480.12\n5,875,948.60\n6,994,312.91\n6,708,916.08\n7,270,175.67\n8,106,883.08\n10,333,360.23\n12,762,141.26\nOther Financial Corporations\n156,610.64\n163,570.22\n171,891.86\n159,230.21\n161,501.25\n169,299.57\n180,349.24\n174,910.96\n151,317.02\n152,985.99\n162,263.79\n160,062.11\nState and Local Government\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\nPublic Non Financial Corporations\n737,586.90\n760,026.12\n717,834.55\n874,075.49\n987,347.41\n1,256,829.39\n1,653,927.27\n957,335.21\n988,381.20\n1,048,058.46\n2,322,563.84\n2,861,071.05\nPrivate Sector\n4,058,650.69\n3,912,302.09\n4,058,929.20\n3,952,664.90\n4,012,055.03\n4,416,515.15\n5,128,717.22\n5,545,476.00\n6,099,787.63\n6,875,497.28\n7,820,402.44\n9,712,660.41\nCentral Bank\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\nODCs\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\nOther Items(Net)\n3,095,144.66\n3,060,525.43\n-150,790.47\n-2,262,482.40\n-3,276,103.44\n-8,829,720.78\n-11,826,916.67\n-18,934,333.82\n-23,517,846.42\n-35,602,189.94\n-43,161,718.12\n-43,143,999.17\n Shares and Other Equity\n2,281,378.82\n2,281,748.45\n-544,566.17\n-1,687,090.85\n-2,151,220.63\n-6,856,982.76\n-9,810,341.46\n-18,099,228.93\n-22,440,397.72 -32,505,897.24 -39,007,159.14\n-41,160,941.61\n Liabilities to Other Financial Corporations\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n Restricted Deposits\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n Deposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Other Items(net)\n753,702.76\n722,474.25\n342,537.50\n-634,703.31\n-1,200,461.25\n-2,031,448.99\n-2,423,625.98\n-1,985,690.29\n-2,396,341.30\n-4,666,003.77\n-6,061,102.18\n-4,013,944.69\nBroad Money-M3\n10,009,905.27\n9,857,027.27\n10,389,303.50\n10,627,376.18\n11,353,366.06\n13,009,038.25\n14,767,890.75\n17,076,036.26\n19,694,065.28\n23,551,729.79\n28,930,062.34\n31,820,551.60\nSecurities Other than Shares Included in Broad Money\n58,584.04\n59,302.10\n71,792.12\n74,503.10\n90,813.24\n139,439.93\n171,667.83\n168,169.20\n202,928.98\n219,889.50\n205,671.08\n235,117.26\nBroad Money-M2\n9,951,321.23\n9,797,725.16\n10,317,511.39\n10,552,873.07\n11,262,552.82\n12,869,598.32\n14,596,222.92\n16,907,867.06\n19,491,136.30\n23,331,840.28\n28,724,391.26\n31,585,434.34\nOther Deposits\n1,508,902.47\n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\nNarrow Money-M1\n8,442,418.76\n8,330,927.65\n8,844,286.96\n9,115,819.92\n9,774,915.43\n11,257,782.98\n13,167,336.03\n15,267,020.52\n17,871,360.53\n21,668,884.03\n26,870,097.07\n29,749,703.49\nTransferable Deposits\n7,940,376.20\n7,857,164.47\n8,380,317.93\n8,648,981.05\n9,283,238.74\n10,792,389.36\n12,695,789.56\n14,802,212.01\n17,310,786.11\n20,977,141.17\n26,157,975.38\n28,913,109.34\n Of which Foreign Currency Accounts\n343,305.00\n418,087.02\n1,190,521.05\n1,417,836.22\n1,753,489.14\n3,031,536.97\n3,887,787.41\n4,049,120.88\n5,737,719.98\n9,859,484.27\n11,155,597.09\n11,472,035.58\nCurrency Outside Depository Corporations\n502,042.57\n473,763.18\n463,969.03\n466,838.87\n491,676.69\n465,393.62\n471,546.47\n464,808.51\n560,574.42\n691,742.86\n712,121.69\n836,594.15\nMemorandum Items\nReserve Money\n3,258,220.86\n3,029,004.88\n3,201,051.95\n3,172,354.75\n3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.37\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\nFCAs as a Percentage of Deposits in M3\n3.6%\n4.5%\n12.0%\n14.0%\n16.1%\n24.2%\n27.2%\n24.4%\n30.0%\n43.1%\n39.5%\n37.0%\nEnd Period Exchange Rate\n1.00\n1.00\n2.50\n3.01\n3.26\n5.26\n6.62\n9.19\n10.71\n15.20\n16.12\n16.26\nSource: Reserve Bank of Zimbabwe,2019\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\n \n \n \n15 \n \n \nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nNet Foreign Assets\n-1,758,219.23 -1,787,515.46 -4,676,973.98 -6,110,320.34 -6,759,543.60 -11,356,605.80 -14,602,968.79 -23,287,056.52\n-27,352,064.33\n-39,349,960.03\n-46,395,160.21\n-48,267,748.85\nClaims on Non Residents\n295,965.66\n282,271.43\n853,285.31\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\nOfficial Reserves Assets\n86,950.64\n59,870.98\n311,203.67\n344,973.29\n230,535.90\n1,223,599.47\n1,399,462.47\n1,401,366.80\n1,964,853.83\n1,511,299.58\n1,937,457.59\n1,915,477.05\nOther Foreign Assets\n209,015.01\n222,400.44\n542,081.63\n651,631.59\n700,758.34\n1,192,757.39\n1,518,302.79\n2,001,286.13\n2,369,317.36\n4,952,947.87\n3,507,400.15\n3,637,474.74\nLess Liabilities to Non Residents\n2,054,184.89\n2,069,786.89\n5,530,259.29\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\nShort Term Liabilities\n1,563,599.81 1,574,674.14 4,300,887.88 5,631,784.52 6,093,840.18\n11,231,907.80\n14,024,443.68\n18,833,457.18\n22,284,382.58\n32,602,281.08\n33,501,054.49\n34,223,789.11\nOther Foreign Liabilities\n490,585.08\n495,112.75 1,229,371.41 1,475,140.70 1,596,997.65\n2,541,054.86\n3,496,290.36\n7,856,252.27\n9,401,852.93\n13,211,926.40\n18,338,963.45\n19,596,911.53\nNet Domestic Assets (NDA)\n5,016,440.09 4,816,520.35 7,878,025.93 9,282,675.10 9,779,079.28\n13,879,314.03\n17,885,100.37\n27,056,377.90\n33,099,689.90\n44,032,675.49\n53,205,910.84\n56,382,701.89\nDomestic Claims\n7,598,696.62 7,633,682.43 7,398,364.83 7,254,587.97 7,190,950.30\n6,924,182.99\n7,344,238.48\n8,736,761.70\n10,057,820.09\n10,567,049.53\n12,972,537.88\n14,525,637.67\nNet Claims on Central Government\n6,983,331.70 7,031,211.76 6,810,687.92 6,646,231.00 6,542,879.87\n6,228,138.93\n6,544,295.30\n7,912,732.78\n9,154,435.10\n9,537,578.10\n10,728,246.52\n11,760,971.47\nClaims on Central Government\n7,024,820.99\n7,286,360.82\n7,248,426.12\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,419,993.38\n11,079,670.93\n12,831,965.83\n13,205,609.13\n13,782,384.33\nOf which: Securities Other than Shares\n2,062,178.19 2,011,373.84 1,962,432.38 1,910,408.71 1,835,171.86\n1,793,430.00\n5,922,355.91\n7,222,007.40\n8,308,198.93\n9,491,988.13\n9,617,665.33\n9,771,722.53\n of which USD Securities revaluations (Excha\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n171,045.15\n620,748.19\n1,795,917.79\n1,930,201.39\n2,084,258.59\nLoans\n4,962,642.81\n5,274,986.98\n5,285,993.74\n5,309,582.80\n5,338,648.62\n5,420,102.34\n1,785,477.10\n2,197,985.98\n2,771,472.00\n3,339,977.70\n3,587,943.80\n4,010,661.79\n Loans and Advances\n3,618,382.32 3,845,868.54 3,814,968.71 3,800,851.32 3,803,362.82\n3,805,605.65\n114,667.21\n368,837.75\n568,020.15\n835,231.09\n1,110,375.86\n1,262,301.22\n Legacy Debt\n271,144.05\n291,998.61\n308,519.87\n309,020.71\n309,052.17\n309,088.45\n309,057.44\n405,543.61\n404,773.69\n414,023.05\n381,741.08\n382,025.83\n Export Incentives\n1,073,116.43\n1,137,119.83\n1,199,710.77\n1,226,233.63\n1,305,408.24\n1,361,752.45\n1,423,604.62\n1,798,678.16\n2,090,723.55\n2,095,826.85\n2,366,334.74\nLess Liabilities to Central Government\n41,489.30\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\nOf which: Deposits\n41,489.30\n255,149.06\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n615,364.93\n602,470.68\n587,676.92\n608,356.98\n648,070.43\n696,044.06\n799,943.18\n824,028.92\n903,384.99\n1,029,471.42\n2,244,291.36\n2,764,666.21\nOther Financial Corporations\n104,283.41\n109,152.02\n121,634.35\n114,497.79\n117,613.99\n114,408.61\n125,389.20\n109,687.61\n112,349.24\n118,657.17\n122,348.15\n122,367.95\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n489,746.16\n476,287.89\n449,006.47\n471,903.09\n505,772.56\n556,274.16\n651,399.20\n681,030.34\n665,333.60\n824,033.57\n2,032,044.80\n2,576,877.72\nPrivate Sector\n21,335.35\n17,030.76\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\nClaims on Other Depository Corporations\n393,735.95\n417,911.59\n330,900.10\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\nOf which: Loans\n393,735.95\n417,911.59\n330,900.10\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\nOther Liabilities to ODCs\n2,739,770.63 3,001,467.34 2,509,676.59 2,400,005.83 2,538,511.34\n3,047,017.11\n2,846,011.57\n2,756,773.68\n3,094,984.02\n4,129,952.46\n4,009,051.66\n5,433,469.12\nOf which: Aftrades Balances\n388,000.00\n388,000.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,135,541.16\n2,360,599.60\n2,314,291.29\n2,248,370.43\n2,348,400.79\n2,738,904.07\n2,200,323.26\n2,004,097.96\n2,145,531.30\n2,824,669.92\n2,966,155.20\n2,939,654.78\nOther Items(Net)\n236,221.85\n233,606.33 -2,658,437.58 -4,088,430.87 -4,793,733.84\n-9,673,334.90 -13,022,965.26 -20,737,108.96\n-25,788,352.03\n-37,210,035.04\n-43,812,534.88\n-46,414,639.90\nShares and Other Equity\n475,653.19\n464,456.24\n-2,402,232.48\n-3,873,725.31\n-4,589,274.75\n-9,310,271.34\n-12,940,837.81\n-21,517,328.05\n-26,390,209.56\n-37,895,629.34\n-44,802,824.15\n-47,413,029.48\nOther Items(Net)\n-260,446.06\n-247,936.34\n-264,872.60\n-231,341.56\n-251,223.69\n-375,255.92\n-445,539.22\n-342,958.09\n-689,035.65\n-860,829.96\n-891,621.00\n-981,983.21\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n21,014.72\n17,086.44\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\nMonetary Base \n3,258,220.86 3,029,004.88 3,201,051.95 3,172,354.76 3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.38\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\nBond Coins\n86,558.34\n86,671.08\n86,794.17\n86,775.25\n87,096.23\n87,423.30\n87,606.55\n87,843.40\n87,844.15\n87,847.30\n87,845.55\n93,158.32\nBond Notes\n435,985.12\n436,131.63\n436,825.58\n442,551.17\n449,762.88\n476,656.02\n510,197.39\n609,392.70\n657,100.48\n728,411.73\n768,566.52\n872,222.06\nLiabilities to ODCs\n2,718,472.21 2,431,429.69 2,620,801.43 2,556,061.06 2,410,617.85\n1,861,836.07\n2,583,805.05\n2,945,382.52\n4,679,680.86\n3,772,389.39\n5,535,717.81\n6,219,757.79\n Reserve Deposits\n393,439.26\n395,649.57\n387,117.92\n379,777.18\n382,618.00\n406,733.21\n434,435.93\n497,763.67\n586,218.84\n625,173.97\n758,953.25\n861,489.70\n Exess reserves \n2,325,032.95\n2,035,780.12\n2,233,683.51\n2,176,283.88\n2,027,999.85\n1,455,102.86\n2,149,369.12\n2,447,618.85\n4,093,462.02\n3,147,215.41\n4,776,764.57\n5,358,268.10\nPrivate Deposits\n17,205.18\n74,772.49\n56,630.77\n86,967.28\n72,058.73\n96,792.85\n100,522.60\n126,702.75\n323,000.08\n94,067.04\n418,620.75\n929,814.87\nSource: Reserve Bank of Zimbabwe,2019\nNotes\n1. RBZ balance sheet as at 27 December 2019\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n16 \n \n \nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nNet Foreign Assets\n-119,075.49\n-107,886.85\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\nClaims on Non Residents\n405,848.41\n422,803.54\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\nOf Which: Foreign Currency\n94,485.74\n113,427.55\n256,754.30\n263,233.15\n363,481.95\n484,193.31\n882,204.61\n968,769.48\n1,150,434.08\n2,108,450.56\n1,905,985.69\n2,243,113.59\nDeposits\n310,319.40\n307,770.08\n776,043.16\n794,324.48\n1,123,646.46\n2,044,144.29\n2,921,840.60\n4,408,575.22\n4,954,935.41\n7,254,079.84\n8,551,844.58\n9,358,131.61\nOther\n1,043.27\n1,605.91\n1,924.14\n3,140.03\n4,311.50\n6,441.45\n10,577.12\n13,140.31\n15,109.74\n20,375.85\n21,027.99\n21,628.98\nLess Liabilities to Non Residents\n524,923.90\n530,690.39\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\nOf Which: Deposits\n81,573.41\n81,808.20\n172,568.31\n553,655.47\n584,272.60\n719,211.04\n769,197.36\n857,462.40\n938,762.40\n1,334,410.99\n1,141,821.51\n1,377,452.16\nLoans\n443,350.50\n448,882.19\n609,647.22\n380,342.34\n376,654.37\n655,447.91\n1,146,893.57\n1,161,574.59\n1,428,993.76\n1,917,767.81\n1,916,690.45\n1,876,677.72\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n9,609,733.01\n9,416,378.45\n9,616,197.64\n9,946,870.18\n10,259,117.71\n11,286,731.69\n12,297,290.28\n13,113,076.98\n15,057,767.71\n16,635,192.44\n20,378,973.60\n21,685,398.27\nDomestic Claims\n7,281,648.03\n7,179,272.57\n7,264,616.12\n7,093,926.30\n7,115,342.99\n7,451,620.17\n8,301,172.98\n9,320,549.24\n9,717,740.03\n10,601,722.91\n11,770,620.25\n14,049,919.30\nNet Claims on Central Government\n2,997,005.06\n3,000,509.55\n3,004,383.52\n2,951,793.41\n2,869,381.76\n2,735,836.19\n2,877,878.25\n3,435,662.08\n3,350,949.35\n3,524,311.24\n3,681,551.38\n4,052,444.25\nClaims on Central Government\n3,038,272.06\n3,042,695.82\n3,048,869.54\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\nSecurities\n3,032,069.03\n3,038,282.27\n3,043,034.49\n2,995,446.01\n2,921,262.97\n2,780,774.94\n2,918,508.31\n3,484,041.96\n3,409,103.10\n3,577,410.30\n3,749,000.52\n4,150,152.74\nLoans\n6,203.03\n4,413.55\n5,835.04\n4,272.91\n3,975.61\n3,925.13\n3,893.57\n2,176.18\n1,044.37\n1,372.73\n1,149.81\n1,373.97\nOther \n - - - - - - - \n - \n - \n-\n \nLess Liabilities to Central Government\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\nOf which: Deposits\n41,267.00\n42,186.27\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,284,642.97\n4,178,763.02\n4,260,232.61\n4,142,132.88\n4,245,961.23\n4,715,783.99\n5,423,294.73\n5,884,887.16\n6,366,790.67\n7,077,411.66\n8,089,068.87\n9,997,475.05\nOther Financial Corporations\n52,327.23\n54,418.20\n50,257.50\n44,732.42\n43,887.25\n54,890.96\n54,960.04\n65,223.35\n38,967.78\n34,328.82\n39,915.64\n37,694.15\nState and Local Government\n37,159.65\n35,335.26\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\nPublic Non Financial Corporations\n157,840.74\n193,738.23\n133,828.08\n131,614.40\n180,126.39\n236,434.67\n231,453.07\n276,304.88\n323,047.60\n224,024.88\n290,519.04\n284,193.32\nPrivate Sector\n4,037,315.34\n3,895,271.33\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\nClaims on the Central Bank\n4,071,951.54\n4,040,061.19\n3,992,791.54\n4,257,352.21\n4,488,587.04\n4,782,265.42\n5,415,977.11\n5,448,316.23\n8,140,877.50\n9,252,623.62\n11,757,301.08\n11,546,508.94\nCurrency\n20,500.90\n49,039.52\n59,650.72\n62,487.55\n45,182.42\n98,685.70\n126,257.46\n232,427.59\n184,370.21\n124,516.17\n144,290.37\n128,786.22\nReserves\n4,051,450.64\n3,991,021.67\n3,933,140.82\n4,194,864.67\n4,443,404.62\n4,683,579.73\n5,289,719.65\n5,215,888.64\n7,956,507.29\n9,128,107.45\n11,613,010.71\n11,417,722.72\nSecurities\n - \n - \n - - - \n - \n - \n - \n - \n - \n - \n - \nOther Claims\n - \n - \n - - - \n - \n - \n - \n - \n - \n - \n - \nLiabilities to the Central Bank\n229,588.29\n239,529.91\n158,887.13\n165,849.57\n148,327.69\n148,760.15\n150,275.70\n151,973.32\n155,014.53\n155,934.06\n159,104.77\n175,255.53\nOther Items(Net)\n1,514,278.27\n1,563,425.41\n1,482,322.89\n1,238,558.76\n1,196,484.63\n798,393.76\n1,269,584.10\n1,503,815.17\n2,645,835.28\n3,063,220.03\n2,989,842.96\n3,735,774.45\nShares and Other Equity\n1,805,725.63\n1,817,292.21\n1,857,666.31\n2,186,634.46\n2,438,054.11\n2,453,288.57\n3,130,496.35\n3,418,099.11\n3,949,811.84\n5,389,732.10\n5,795,665.01\n6,252,087.86\nLiabilities to other ressident sectors\n39,048.36\n39,216.29\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\nOther Items(Net)\n-330,495.73\n-293,083.09\n-417,914.13\n-990,751.46\n-1,270,383.32\n-1,701,413.42\n-1,904,551.24\n-1,941,692.17\n-1,331,975.97\n-2,349,798.88\n-2,830,454.98\n-2,566,827.76\nDeposits and Securities Included in Broad Mo\n9,490,657.52\n9,308,491.60\n9,868,703.71\n10,073,570.03\n10,789,630.64\n12,446,851.79\n14,195,821.68\n16,484,524.99\n18,810,490.79\n22,765,919.89\n27,799,319.90\n30,054,142.57\nDeposits Included in Broad Money\n9,432,073.48\n \n9,249,189.49\n \n9,796,911.59\n \n9,999,066.93\n \n10,698,817.40\n \n12,307,411.86\n \n14,024,153.85\n \n16,316,355.79\n \n18,607,561.81\n \n22,546,030.38\n \n27,593,648.82\n \n29,819,025.32\n \nTransferable Deposits\n7,923,171.01\n \n7,782,391.98\n \n8,323,687.16\n \n8,562,013.77\n \n9,211,180.01\n \n10,695,596.51\n \n12,595,266.96\n \n14,675,509.25\n \n16,987,786.03\n \n20,883,074.13\n \n25,739,354.63\n \n27,983,294.46\n \n of which FCAs\n343,305.00\n \n418,087.02\n \n1,190,521.05\n \n1,417,836.22\n \n1,753,489.14\n \n3,031,536.97\n \n3,887,787.41\n \n4,049,120.88\n \n5,737,719.98\n \n9,859,484.27\n \n11,155,597.09\n \n11,472,035.58\n \nOther Deposits\n1,508,902.47\n \n1,466,797.51\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\nMoney Market Instruments\n58,584.04\n \n59,302.10\n \n71,792.12\n \n74,503.10\n \n90,813.24\n \n139,439.93\n \n171,667.83\n \n168,169.20\n \n202,928.98\n \n219,889.50\n \n205,671.08\n \n235,117.26\n \nSource:Reserve Bank of Zimbabwe,2019\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\n \n \n \n17 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2017\nJun\n7.4\n \n57.1\n \n1,674.9\n \n350.3\n \n92.1\n \n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.1\n \n45.2\n \n1,807.4\n \n302.3\n \n63.1\n \n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.3\n \n40.6\n \n2,061.9\n \n276.6\n \n165.3\n \n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.0\n \n38.1\n \n2,110.4\n \n226.8\n \n179.7\n \n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.7\n \n41.8\n \n2,139.3\n \n254.1\n \n190.8\n \n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.8\n \n46.1\n \n2,315.5\n \n289.8\n \n184.2\n \n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.6\n \n58.1\n \n2,592.0\n \n276.0\n \n213.4\n \n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\n,\nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.8\n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.3\n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.5\n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.5\n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.9\n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.5\n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.7\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,385.8\n9,947.9\n372.7\n47.9\n10,368.6\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,524.9\nApr\n7,968.0\n1,243.3\n1,432.2\n10,643.5\n390.9\n55.9\n11,090.2\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,427.3\nMay\n9,316.8\n1,379.0\n1,522.1\n12,217.8\n462.9\n48.9\n12,729.5\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,574.7\nJun\n11,021.9\n1,573.5\n1,363.2\n13,958.6\n422.0\n44.5\n14,425.1\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,111.2\nJul\n13,014.4\n1,661.3\n1,483.5\n16,159.2\n432.6\n50.6\n16,642.4\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,171.6\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\n,\n,\n,\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n19 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n7.0\n \n53.3\n \n1,578.5\n \n141.4\n \n82.2\n \n110.6\n \n1,786.8\n \n-\n \n16.0\n \n35.0\n \n47.9\n \n16.5\n \n82.2\n \n2,583.5\n \n23.9\n \n533.5\n \n273.6\n \n497.3\n \n7,869.2\n \nJul\n6.7\n \n40.9\n \n1,684.5\n \n137.6\n \n53.7\n \n103.6\n \n1,752.4\n \n-\n \n26.1\n \n34.4\n \n45.2\n \n16.9\n \n116.3\n \n2,495.4\n \n24.2\n \n513.6\n \n295.5\n \n482.1\n \n7,829.0\n \nAug\n11.8\n \n37.1\n \n1,882.4\n \n124.3\n \n161.2\n \n7.9\n \n1,856.2\n \n-\n \n26.3\n \n64.6\n \n41.3\n \n18.0\n \n145.0\n \n2,538.1\n \n23.8\n \n531.8\n \n272.6\n \n485.7\n \n8,228.1\n \nSep\n11.4\n \n35.8\n \n1,961.8\n \n109.6\n \n172.7\n \n31.3\n \n1,998.0\n \n-\n \n23.5\n \n65.0\n \n41.5\n \n15.6\n \n118.2\n \n2,585.7\n \n28.3\n \n472.8\n \n281.3\n \n487.7\n \n8,440.0\n \nOct\n8.1\n \n40.5\n \n1,961.8\n \n143.7\n \n175.7\n \n61.0\n \n2,106.6\n \n-\n \n24.4\n \n65.1\n \n34.8\n \n17.8\n \n99.1\n \n2,607.0\n \n29.4\n \n432.4\n \n287.8\n \n508.9\n \n8,604.1\n \nNov\n9.0\n \n45.1\n \n2,126.7\n \n161.1\n \n174.7\n \n74.3\n \n2,230.4\n \n-\n \n23.5\n \n65.4\n \n32.3\n \n19.6\n \n106.9\n \n2,618.1\n \n26.4\n \n417.7\n \n324.2\n \n511.4\n \n8,966.9\n \nDec\n11.4\n \n55.3\n \n2,373.9\n \n141.5\n \n203.5\n \n66.6\n \n2,128.7\n \n-\n \n23.5\n \n66.3\n \n29.4\n \n19.4\n \n145.0\n \n2,579.8\n \n40.0\n \n508.3\n \n324.5\n \n536.4\n \n9,253.6\n \n2018\nJan\n22.4\n \n64.1\n \n2,294.5\n \n192.1\n \n103.4\n \n81.9\n \n2,143.2\n \n-\n \n23.5\n \n65.9\n \n26.3\n \n20.6\n \n154.8\n \n2,451.1\n \n28.7\n \n501.0\n \n294.2\n \n538.9\n \n9,006.6\n \nFeb\n18.3\n \n44.0\n \n2,296.8\n \n223.7\n \n108.3\n \n96.2\n \n2,109.3\n \n-\n \n23.5\n \n66.1\n \n24.3\n \n21.1\n \n145.0\n \n2,461.5\n \n28.7\n \n507.8\n \n290.6\n \n536.3\n \n9,001.5\n \nMar\n14.8\n \n53.6\n \n2,238.8\n \n240.7\n \n124.5\n \n99.5\n \n2,164.0\n \n-\n \n23.5\n \n66.7\n \n19.2\n \n15.9\n \n127.1\n \n2,535.8\n \n30.4\n \n504.1\n \n325.8\n \n552.3\n \n9,136.6\n \nApr\n13.5\n \n56.7\n \n2,207.9\n \n275.0\n \n116.7\n \n78.5\n \n2,314.9\n \n-\n \n24.7\n \n67.0\n \n13.4\n \n20.9\n \n120.8\n \n2,519.8\n \n28.3\n \n532.0\n \n299.0\n \n554.9\n \n9,244.0\n \nMay\n12.9\n \n62.8\n \n2,309.0\n \n339.5\n \n130.1\n \n85.7\n \n2,562.4\n \n-\n \n25.0\n \n66.9\n \n8.4\n \n20.9\n \n134.0\n \n2,556.2\n \n23.9\n \n458.9\n \n307.9\n \n555.3\n \n9,659.8\n \nJune\n7.5\n \n52.6\n \n2,848.5\n \n331.8\n \n117.3\n \n84.1\n \n2,538.3\n \n-\n \n26.2\n \n66.5\n \n7.4\n \n19.4\n \n196.0\n \n2,662.2\n \n25.5\n \n551.4\n \n302.9\n \n563.4\n \n10,401.0\n \nJuly\n17.9\n \n54.3\n \n3,189.6\n \n281.1\n \n109.3\n \n95.4\n \n2,949.2\n \n-\n \n-\n \n67.5\n \n4.5\n \n21.0\n \n182.0\n \n2,414.6\n \n26.0\n \n611.4\n \n322.5\n \n565.1\n \n10,911.4\n \nAug\n21.0\n \n67.8\n \n3,196.7\n \n232.3\n \n102.5\n \n66.3\n \n3,014.9\n \n-\n \n-\n \n67.3\n \n7.1\n \n20.6\n \n186.7\n \n2,491.0\n \n29.8\n \n647.7\n \n329.4\n \n566.3\n \n11,047.4\n \nSep\n16.3\n \n58.2\n \n3,487.9\n \n305.3\n \n137.8\n \n78.0\n \n2,789.8\n \n-\n \n45.2\n \n68.1\n \n5.4\n \n20.4\n \n212.2\n \n2,577.1\n \n36.7\n \n637.4\n \n357.4\n \n571.8\n \n11,405.0\n \nOct\n33.1\n \n68.0\n \n3,505.8\n \n272.1\n \n173.1\n \n51.4\n \n2,728.8\n \n-\n \n45.2\n \n68.4\n \n4.6\n \n9.4\n \n188.8\n \n2,697.4\n \n38.7\n \n647.5\n \n353.2\n \n569.2\n \n11,454.9\n \nNov\n25.8\n \n81.4\n \n3,384.4\n \n264.6\n \n198.2\n \n63.9\n \n2,793.9\n \n-\n \n45.2\n \n68.7\n \n7.0\n \n8.1\n \n217.7\n \n2,672.3\n \n46.1\n \n633.2\n \n406.6\n \n569.8\n \n11,486.9\n \nDec\n18.2\n \n89.9\n \n3,737.0\n \n317.3\n \n224.4\n \n74.8\n \n2,633.7\n \n-\n \n43.4\n \n69.2\n \n6.2\n \n9.2\n \n204.3\n \n2,707.6\n \n53.7\n \n573.8\n \n406.2\n \n633.9\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2017\n Jun\n3,792.5\n332.7\n949.8\n5,075.1\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.2\n Jul\n3,786.1\n326.0\n1,021.7\n5,133.8\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.0\n Aug\n4,198.3\n342.7\n1,010.3\n5,551.4\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.1\n Sep\n4,561.7\n355.5\n1,003.7\n5,921.0\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.0\n Oct\n4,771.6\n340.7\n927.8\n6,040.2\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.1\n Nov\n5,036.5\n380.1\n918.9\n6,335.5\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.9\n Dec\n5,143.9\n409.2\n850.3\n6,403.4\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.6\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nSource:Reserve Bank of Zimbabwe,2019\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n21 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n-\n \n343.8\n \n27.3\n33.6\n \n-\n \n438.0\n \n-\n \n649.3\n \n136.7\n151.2\n \n1,973.3\n \nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nSource:Reserve Bank of Zimbabwe,2019\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nSource:Reserve Bank of Zimbabwe,2019\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n23 \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n143,032.2\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n144,786.6\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n5,951,559.0\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n156,632.9\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n6,120,796.9\nSource:Reserve Bank of Zimbabwe,2019\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ ('000)\n \n \n \n24 \n \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2017\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n11,337,372.4\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,095,879.8\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nSource: Reserve Bank of Zimbabwe,2019\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n25 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2017 \nJan\n4.00-18.00\n10.61 \n6.68 \nFeb\n4.00-18.00\n10.06 \n6.52 \nMar\n4.00-18.00\n9.12 \n7.02 \nApr\n4.00-18.00\n9.25 \n7.02 \nMay\n4.00-18.00\n9.17 \n7.03 \nJun\n4.00-18.00\n9.01 \n7.05 \nJul\n4.00-18.00\n8.94 \n7.05 \nAug\n4.00-18.00\n8.88 \n6.95 \nSep\n4.45-18.00\n8.86 \n7.01 \nOct\n4.45-18.00\n9.66 \n7.06 \nNov\n4.45-18.00\n9.66 \n7.03 \nDec\n4.45-18.00\n9.39 \n7.00 \n2018\nJan\n4.45-18.00\n9.33 \n6.99 \nFeb\n4.45-18.00\n9.57 \n6.93 \nMar\n4.45-18.00\n9.64 \n6.98 \nApr\n4.00-18.00\n9.32 \n7.08 \nMay\n4.00-18.00\n9.28 \n7.09 \nJun\n4.00-18.00\n9.32 \n7.14 \nJul\n4.00-18.00\n9.75 \n6.97 \nAug\n4.00-18.00\n9.87 \n7.10 \nSep\n4.00-18.00\n9.56 \n7.11 \nOct\n4.00-18.00\n9.47 \n7.38 \nNov\n4.00-18.00\n9.49 \n7.38 \nDec\n4.00-18.00\n9.48 \n7.39 \n2019\nJan\n4.00-18.00\n9.47 \n7.40 \nFeb\n4.00-18.00\n9.23 \n7.30 \nMar\n4.00-18.00\n9.23 \n7.31 \nApr\n4.00-18.00\n9.30 \n7.38 \nMay\n4.00-22.00\n9.31 \n7.33 \nJun\n4.00-22.00\n9.15 \n7.67 \nJul\n4.00-35.00\n9.54 \n8.40 \nAug\n5.00-55.00\n14.37 \n18.43 \nSep\n5.00-65.00\n14.64 \n19.81 \nOct\n5.00-65.00\n15.59 \n19.66 \nNov\n5.00-65.00\n15.06 \n18.00 \n5 00 65 00\nSource:Reserve Bank of Zimbabwe, 2019\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n26 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2019\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n27 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION \n&\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJan\n-0.14\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n0.01\n0.80\n0.23\nFeb\n0.05\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.23\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.13\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.22\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nSource:Zimstat, 2019\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n28 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\nSource:Zimstat, 2019\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n29 \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\nTotal External Debt\n7,481\n8,309\n8,866\n8,986\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2019\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n30 \n \n \n \n \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.51\n0.6833\n0.95\n0.09\n11.63\n12.82\nSep\n15.20\n1.0234\n1.39\n0.14\n16.57\n18.76\nOct\n16.12\n1.0804\n1.47\n0.15\n17.52\n20.41\nNov\n15.97\n1.0800\n1.46\n0.15\n17.66\n20.58\nSource: Reserve Bank of Zimbabwe, 2019\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n31 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJan\n-\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n-\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n-\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n-\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n-\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n801.38\n344.4\n130.0\n129,886,035\n31,226.3\nSource:Zimbabwe Stock Exchange ,2019\n*All Share index was introduced in January 2018\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n 495.55 \n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n 472.30 \n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n 671.60 \n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n 792.50 \n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n 939.90 \n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n 1,095.55 \n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n 1,601.38 \n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n 1,776.44 \n583.3\nSep\n 6,031.4 \n5.2\n651.1\n16.1\n 2,159.26 \n731.9\nOct\n 5,991.3 \n5.4\n681.9\n19.4\n 2,401.62 \n779.2\nNov\n 6,259.7 \n4.9\n666.5\n15.9\n 2,561.84 \n798.3\nDec\n 5,877.2 \n3.6\n778.4\n16.3\n 3,052.72 \n1043.3\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3\n 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9\n 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5\n 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5\n 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5\n 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3\n 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4\n 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0\n 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0\n 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9\n 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9\n 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6\n 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9\n 1,294.05 \n16.9\n 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0\n 1,330.58 \n17.2\n 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9\n 1,399.50 \n18.3\n 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1\n 1,590.10 \n14.0\n 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2\n 1,397.48 \n11.8\n 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7\n 1,464.66 \n30.1\n 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7\n 1,806.45 \n36.6\n 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4\n 2,181.56 \n38.5\n 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8\n 3,029.87 \n51.9\n 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9\n 3,621.64 \n67.1\n 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5\n 4,199.30 \n67.4\n 13,537.77 7,200.30 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 \n 191.0 \nFeb\n 326.3 \n27.8\n 8,952.0 \n 953.5 26,820.1 \n 207.0 \nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 \n 244.1 \nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 \n 231.0 \nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 \n 323.3 \nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 \n 342.1 \nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 \n 382.6 \nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 \n 419.1 \nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 \n 432.0 \nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 \n 478.9 \nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 \n 473.0 \nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 \n 524.8 \nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 \n 4,248.84 \n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 \n 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 \n 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 \n 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 \n 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7\n 23,191.6 65.0 \n 206,621.5 \n 1,099.3 \nNov\n 982.1 \n10.3\n 25,737.5 225.2 152,919.9 \n 2,044.1 \nSource:Reserve Bank of Zimbabwe, 2019\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2017\nJan\n292.0\n385.0\n677.0\n-93.0\nFeb\n290.3\n424.4\n714.7\n-134.1\nMar\n265.7\n461.8\n727.5\n-196.1\nApr\n225.6\n405.5\n631.1\n-179.9\nMay\n268.6\n465.6\n734.2\n-197.0\nJun\n264.5\n495.1\n759.6\n-230.6\nJul\n261.9\n481.9\n743.8\n-220.0\nAug\n356.4\n448.2\n804.6\n-91.8\nSep\n324.8\n440.0\n764.8\n-115.2\nOct\n352.8\n460.8\n813.6\n-108.0\nNov\n577.7\n493.7\n1071.4\n84.0\nDec\n299.8\n556.3\n856.1\n-256.5\nTotal\n3,780.18\n5,518.30\n9,298.48\n-1,738.12\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nSource: ZIMSTAT, 2019\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-November-2019.pdf"}
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+{"doc_id": "c0869989e87167116eb2be8bb80f3ad2", "text": "[Date] \n \n \n \n \nAPRIL 2015 \n \n \ni\nMONTHLY ECONOMIC REVIEW\nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS _______________________________________________ 2 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM _____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCard Based Transactions ___________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 6 \nCheque Transactions ______________________________________________________________ 6 \n \n \n \n \n \n \n1\n \nMONTHLY ECONOMIC REVIEW\n \n \n \n2015 \nMarch \n2015 \nApril \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n43.93 \n42.93 \n-2.25% \nZ.S.E. Industrial Index1 \n158.22 \n156.23 \n-1.26% \nMoney Supply (US$)2 \n4 370.32 million 4 438.84 million \n1.57% \nMoney Supply (M3) Annual Growth2 \n6.75% \n4.93% \n \nYearly Inflation3 \n-1.20% \n-2.65% \n \nMonthly Inflation3 \n-0.03% \n \n-0.89 \n \n \nNominal Lending Rate \n4.30-33.50% \n4.3-31.00% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency \n(ZIMSTAT) \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2\n \nSTOCK MARKET DEVELOPMENTS \nMost international stock markets recorded positive \ngains in April 2015, buoyed by the International \nMonetary Fund's anticipated positive outlook for \nadvanced economies in 2015. The major US equity \nbenchmarks reached record highs in April 2015, \nbefore falling back at the end of the month and ending \nwith modest gains. A rebound in oil prices led to \nstrong \nperformance \nfor \nenergy \nshares \nand \ntelecommunication services stocks. US stock prices \ndeclined late in the month, following the release of \ndata showing that the economy had grown at an \nannual rate of 0.2% in the first quarter. This growth \nwas well below market expectations. \nIn tandem, most major African stock markets traded \npositively in April 2015, with the exception of \nKenya’s \nNairobi \nSecurities \nExchange \nwhich \nregistered losses. Bearish conditions continued on the \nZimbabwe stock market, with the industrial index \ndeclining from 158.22 points in March 2015, to \n156.26 points in April 2015. Over the same period, \nthe mining index also declined from 43.93 points to \n42.93 points. \n \n \nThe decline in the industrial index largely reflected \nthin trading on the local bourse during the month \nunder review. The mining index was weighed down \nby losses in Hwange and Riozim. \nTrading volumes increased by 38.91% to 563.83 \nmillion shares in April 2015, from 405.88 million \nshares in March 2015. The volume of shares traded in \nApril 2015 was largely driven by special bargain \ntrades in Dawn and RTG shares, as well as notable \ntrades in CBZH, Delta and Econet. Market turnover \nalso increased from US$18.90 million in March 2015, \nto US$29.19 million in April 2015. \n \nSource: Zimbabwe Stock Exchange \nThe spike in both the volume and value traded of \nshares on 10th April 2015, was as a result of a block \ntrade in Dawn shares of 456 586 884 at US0.02 cents \nper share. \nIn line with the downward trend in industrial and \nmining indices, market capitalisation declined from \nUS$4 117.08 million in March 2015, to US$4 066.07 \nmillion in April 2015. \n0\n50\n100\n150\n200\n250\n30-Jul-12\n30-Oct-12\n30-Jan-13\n30-Apr-13\n31-Jul-13\n31-Oct-13\n31-Jan-14\n30-Apr-14\n31-Jul-14\n31-Oct-14\n31-Jan-15\n30-Apr-15\nFigure 1: ZSE Indices\nIndustrial\nMining\n0\n2\n4\n6\n8\n10\n12\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Daily Volumes and \nValues Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange \n \n \nMONTHLY ECONOMIC REVIEW \n3\n \nMONETARY DEVELOPMENTS \n \nBroad money supply increased by 1.57% from \nUS$4 \n370.32 \nmillion \nin \nMarch \n2015, \nto \nUS$4 438.84 million in April 2015. On an annual \nbasis, however, growth in broad money declined from \n6.75% in March 2015, to 4.93% in April 2015. \n \nSource: Reserve Bank of Zimbabwe \nThe annual growth in broad money was mainly driven \nby increases in long term deposits, of 41.45%; and \nsavings deposits, 13.40%. Short term deposits \nregistered a decline of 2.50% over the same period. \nThe structure of deposits remained largely the same, \nwith demand deposits accounting for 46.29%; long \nterm, 22.23%; short term, 17.95%; and savings \ndeposits, 13.50% of total deposits. \n \n \nBank credit to the domestic economy increased by \n9.15% to US$ 4 529.78 million in April 2015, from \nUS$4 371.03 million in March 2015. \n \nOn a year-on-year basis, growth in credit to the \nprivate sector was 4.6% in April 2015, down from \n4.20% in March 2015. The monthly growth of credit \nto the private sector, however, marginally increased \nby 0.01% from US$3 761.81 million in March 2015, \nto US$3 762.04 million in April 2015. \nDuring the month of April 2015, loans and advances \nconstituted 82.30% of the total credit to the private \nsector, followed by mortgages advanced by building \nsocieties, 13.87%; other investments, 1.71%; bills \ndiscounted, 1.17%; and bankers’ acceptances, 0.90%. \n-5\n0\n5\n10\n15\n20\n25\n30\n 3.4\n 3.6\n 3.8\n 4.0\n 4.2\n 4.4\n 4.6\nOct\nDec\nFeb\nApr\nJun\nAug\nOct\nDec\nFeb\nApr\nJun\nAug\nOct\nDec\nFeb\nApr\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nM3\nM3 Annual Growth\nShort \nTerm\n18%\nLong Term \n22%\nDemand\n46%\nSavings\n14%\nFigure 4: Banking Sector Deposits\nMarch 2015\nSource: Reserve Bank of Zimbabwe \n \n \nMONTHLY ECONOMIC REVIEW \n4\n \n \nSource: Reserve Bank of Zimbabwe \nOn a sectoral basis, credit was distributed as follows: \nagriculture \n(18.54%); \nservices \n(17.27%); \nmanufacturing (15.26%); distribution (15.06%); \nmining (6.75%); transport and communications \n(3.07%); and construction (1.02%). Consumptive \nborrowing by households remained high at 18.38% of \ntotal credit to the private sector in April 2015. \nCredit to the private sector was mainly channelled \ntowards asset purchases, 47.33%; inventory build-up, \n32.61%; consumer durables, 11.33%; and vehicle \npurchases, 2.84%. Credit to the private sector for \ncapital development remained depressed accounting \nfor 5.15% of total loans and advances. The \nprocurement \nof \nplant \nand \nequipment, \nland \ndevelopment, and office equipment, accounted for \n3.76%, 0.86% and 0.53%, respectively, of total loans \nand advances. \nINFLATION OUTTURN \n \nAnnual Inflation \nAnnual headline inflation remained in negative \nterritory, decelerating further from -1.2% in March \n2015 to -2.65% in April 2015. The continued decline \nin annual inflation was driven by both food and non-\nfood inflation. \n \nSource: Zimbabwe Statistics Agency \nAnnual food inflation remained in negative territory, \ndeclining further to -2.9% in April 2015, from -2.7% \nin March 2015. This was largely due to declines in the \nprices of bread and cereals, meat and vegetables, \namong other food items. \nThe decline in meat prices was partly on account of \nan increase the supply of beef and poultry products in \nthe domestic market. Monthly poultry output \nincreased by 24% to about 11 000 tonnes in 2014, and \nthis growth trend was maintained during the first \nquarter of 2015. In addition, the drought experienced \nduring the 2014/15 agricultural season reduced \ngrazing pastures in the main beef producing areas of \nMatebeleland, Midlands, Masvingo and northern \nLoans & Advances\n82.30%\nBills \nDiscounted\n1.17%\nBankers \nacceptances\n0.90%\nOther \ninvestments\n1.77%\nMortgages\n13.87%\nFigure 5: Credit to Private Sector\nMarch 2015\n-4\n-3\n-2\n-1\n0\n1\n2\n3\n4\n5\n6\nMay-13\nJun-13\nJul-13\nAug-13\nSep-13\nOct-13\nNov-13\nDec-13\nJan-14\nFeb-14\nMar-14\nApr-14\nMay-14\nJun-14\nJul-14\nAug-14\nSep-14\nOct-14\nNov-14\nDec-14\nJan-15\nFeb-15\nMar-15\nApr-15\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5\n \nparts of Mashonaland provinces. This, together with \nthe anticipated shortage of food in 2015, has triggered \ndestocking of the beef herd, thereby depressing meat \nprices.  \nAnnual non-food inflation recorded a significant \ndecline from -0.44% in March to -2.5% in April 2015. \nThe sharp decline was mainly on the back of declines \nin communication; education; housing, water, \nelectricity, gas and other fuels; furniture and \nequipment; recreation and culture; restaurants and \nhotels; and transport. Partially offsetting the decline \nin the annual non-food inflation were increases in \nalcoholic beverages and tobacco and health services. \nMonthly Inflation \nMonth-on-month inflation, which stood at -0.03% in \nMarch 2015, retreated further to -0.89% in April \n2015, on account of declines in both food and non-\nfood inflation. \nMonth on month food inflation fell to -0.6% in April \n2015, from -0.03% in March 2015. The decline in \nmonthly food inflation was largely driven by the fall \nin prices of bread and cereals, meat and sugar, jam, \nhoney, chocolate, and confectionery, among other \nitems. \nSimilarly, monthly non-food inflation decelerated to \n-1.0% in April 2015, from -0.03% in March 2015, \nweighed down by declines in the cost of housing, gas \nand liquid fuels, furniture and equipment,  clothing \nand footwear and transport services. Partly offsetting \nthese \ndeclines \nwere \nincreases \nin \neducation, \nrestaurants and hotel services. \nIn the outlook period, inflation developments in the \ndomestic economy will continue to be influenced by \ninternational oil prices, US$/rand exchange rate, \ndomestic and regional food output, as well as the level \nof aggregate demand in the economy. \n \n \n \n \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system in April 2015, increased by 3% to \nUS$3.9 billion from US$3.8 billion recorded in \nMarch 2015. However, the volume of transactions \nregistered a decrease of 6% from 191,637 to 180,335 \nin the same period \nSource: Reserve Bank of Zimbabwe \n \nCard Based Transactions \nThe total value of card based transactions increased \nfrom US$430.27 million in March 2015 to \nUS$433.66 million in April 2015. \n \n \n \n \n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nApr-12\nAug-12\nDec-12\nApr-13\nAug-13\nDec-13\nApr-14\nAug-14\nDec-14\nApr-15\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: ZETSS Volumes and \nValues\nVolume\nValue\n \n \nMONTHLY ECONOMIC REVIEW \n6\n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions declined from US$476.38 million in \nMarch 2015, to US$453.61 million in April 2015. \n \nCheque Transactions \n \nIn terms of value, cheque transactions stood at \nUS$10.81 million in April 2015, down from \nUS$11.11 million in March 2015. \n \nRESERVE BANK OF ZIMBABWE \nJune 2015\n \n \n7\n \nMONTHLY ECONOMIC REVIEW\nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 9 \n \n1.2 Broad Money Survey \n \n \n \n \n \n10 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n11 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n12 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 13 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n14 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n15 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n16 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n17 \n   \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n18 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n19 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n20 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n21 \n \n7.2 Liabilities \n \n \n \n \n \n \n22 \n \n \nMONTHLY ECONOMIC REVIEW \n8\n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n23 \n \n8.2 Liabilities \n \n \n \n \n \n \n24 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n25 \n \n9.2 Liabilities \n \n \n \n \n \n \n26 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n27 \n \n11. Savings with Financial Institutions \n \n \n \n \n28 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n29 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n30 \n \n13.2 Volumes of Transactions \n \n \n \n \n31 \n  \n \n \n \n \n \n \n \n \n \n \n \n \n \n9 \nMONTHLY ECONOMIC REVIEW\n \n \n \n \n \n \n \n \n \n \n \nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nMarch\nApril\nBond Coins\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n298.6\n567.1\n1,096.7\n1,294.0\n1,749.3\nRBZ Demand Deposits\n71.5\n71.9\n96.6\n95.9\n95.8\n93.7\n94.4\n94.0\n144.5\n714.7\n898.5\n545.0\n491.6\nComm. Banks Dem. Deposits\n2,130,063.2\n2,173,283.2\n2,120,102.4\n2,011,296.3\n2,084,005.9\n2,089,784.7\n2,162,566.6\n2,124,944.0\n2,121,401.6\n1,967,789.9\n1,978,595.1\n2,051,081.7\n1,990,235.2\nMerchant Banks Dem. Deposits\n57,346.1\n42,779.8\n42,779.8\n42,560.1\n36,379.5\n40,922.6\n39,909.5\n39,446.4\n36,942.7\n39,049.7\n38,382.5\n68,611.1\n63,935.0\nM1\n2,187,480.8\n2,216,134.9\n2,162,978.8\n2,053,952.3\n2,120,481.2\n2,130,801.0\n2,202,570.5\n2,164,484.4\n2,158,787.4\n2,008,121.3\n2,018,972.8\n2,121,531.8\n2,056,411.0\nComm. Banks Savings Deposits\n233,539.2\n223,445.3\n253,857.5\n236,942.8\n256,908.6\n272,392.1\n252,758.2\n250,745.7\n267,179.5\n282,832.4\n240,444.7\n230,198.0\n267,921.4\nBuilding Soc. Savings Deposits\n228,310.8\n241,398.4\n234,278.6\n228,203.4\n232,305.6\n230,155.7\n236,100.8\n253,699.7\n236,423.8\n233,498.2\n238,848.9\n244,746.0\n256,526.3\nP O S B Savings Deposits\n66,479.0\n64,831.6\n68,218.1\n68,388.5\n68,651.3\n68,147.5\n65,414.5\n70,142.9\n69,601.1\n70,144.8\n72,839.1\n75,993.4\n74,678.1\nComm. Banks U-30 Day Deposits\n661,815.1\n685,132.2\n669,439.9\n596,373.1\n629,496.8\n651,068.5\n686,998.0\n630,856.1\n654,559.9\n638,395.6\n574,946.1\n645,401.5\n607,334.3\nMerchant Banks U-30 Day Deposits\n40,336.6\n34,572.1\n33,202.1\n33,787.2\n40,442.4\n33,929.0\n33,679.6\n33,288.9\n31,176.0\n40,928.2\n40,362.2\n12,132.4\n0.0\nBuilding Soc. U- 30 Day Deposits\n115,037.7\n164,622.3\n175,432.1\n113,937.3\n126,458.5\n149,478.7\n116,270.3\n113,090.1\n144,211.5\n127,399.4\n149,834.6\n152,280.6\n189,428.7\nM2\n3,532,999.2\n3,630,137.0\n3,597,407.0\n3,331,584.7\n3,474,744.4\n3,535,972.5\n3,593,792.1\n3,516,307.8\n3,561,939.1\n3,401,319.9\n3,336,248.4\n3,482,283.7\n3,452,299.9\nComm. Banks O-30 Day Deposits\n408,961.7\n438,431.5\n489,568.8\n577,592.3\n516,231.3\n540,278.5\n492,200.3\n508,747.2\n449,703.8\n544,421.5\n597,685.2\n503,769.1\n618,804.9\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n262,711.8\n233,243.8\n212,224.9\n287,853.4\n304,479.1\n280,499.3\n337,930.1\n359,491.3\n365,334.8\n366,978.6\n375,166.9\n355,362.1\n340,739.4\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n14,519.3\n12,651.5\n13,098.6\n15,773.0\n15,354.3\n20,485.8\n22,070.6\n19,652.7\n15,174.4\n16,138.8\n17,519.8\n17,638.5\n15,733.8\nM3\n4,230,458.6\n4,325,730.4\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.7\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,886.9\n4,370,320.0\n4,438,844.6\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n2014\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nNET FOREIGN ASSETS \n-695,843.6\n-585,616.7\n-595,417.7\n-701,074.2\n-627,733.6\n-536,234.0\n-598,846.1\n-767,824.4\n-719,401.4\n-714,190.6\n-763,306.5\n-565,959.3\n-636,028.1\n Assets\n1,063,604.4\n1,190,209.8\n1,126,637.1\n1,027,150.0\n1,079,627.1\n1,105,902.8\n999,042.7\n827,514.2\n896,179.7\n830,959.4\n737,833.5\n816,079.6\n755,493.4\n Reserve Bank (RBZ)\n359,859.4\n410,904.2\n374,556.5\n327,295.3\n411,681.6\n620,484.9\n508,155.9\n334,534.3\n363,181.1\n356,661.9\n280,889.9\n282,170.1\n282,900.6\n Deposit Money Banks (DMBs) \n628,565.0\n700,802.8\n685,339.5\n623,693.1\n604,460.0\n414,981.4\n432,341.0\n416,989.8\n463,112.7\n405,880.7\n400,473.5\n469,563.3\n424,368.1\n Other Banking Institutions (OBIs) \\1\n75,180.0\n78,502.7\n66,741.0\n76,161.6\n63,485.5\n70,436.5\n58,545.8\n75,990.2\n69,886.0\n68,416.9\n56,470.0\n64,346.2\n48,224.7\n Liabilities \\2\n-1,759,448.0\n-1,775,826.5\n-1,722,054.8\n-1,728,224.2\n-1,707,360.7\n-1,642,136.8\n-1,597,888.8\n-1,595,338.6\n-1,615,581.1\n-1,545,150.0\n-1,501,140.0\n-1,382,038.9\n-1,391,521.5\n RBZ\n1,155,463.3\n1,152,736.3\n1,141,906.4\n1,136,091.5\n1,117,663.4\n1,037,740.5\n1,035,611.2\n1,030,053.8\n1,020,936.5\n1,007,096.0\n1,009,161.8\n858,095.4\n894,207.5\n DMBs\n579,093.6\n598,403.2\n545,347.3\n562,067.8\n553,968.9\n550,158.8\n508,060.2\n510,711.1\n540,423.0\n483,463.5\n438,356.5\n473,182.2\n448,998.0\n OBIs\n24,891.2\n24,687.0\n34,801.1\n30,065.0\n35,728.4\n54,237.5\n54,217.5\n54,573.7\n54,221.6\n54,590.6\n53,621.8\n50,761.3\n48,315.9\nNET DOMESTIC ASSETS \n4,926,302.1\n4,911,347.2\n4,918,983.6\n4,925,144.1\n4,949,809.4\n4,924,736.6\n5,056,105.8\n5,183,290.0\n5,122,820.1\n5,054,316.0\n5,101,193.5\n4,936,279.4\n5,074,872.7\nDOMESTIC CREDIT\n4,150,137.4\n4,138,311.2\n4,174,067.9\n4,205,226.6\n4,234,468.5\n4,267,182.2\n4,331,335.1\n4,352,932.2\n4,378,653.6\n4,231,495.4\n4,249,052.3\n4,371,027.6\n4,529,777.2\n Claims on Government (net) \n476,917.3\n468,461.4\n498,617.0\n423,988.3\n437,473.4\n442,435.9\n470,504.6\n462,425.7\n515,636.4\n544,026.1\n549,179.2\n537,675.3\n665,258.8\n RBZ\n-1,178.8\n-1,178.9\n-1,179.1\n-46,158.3\n-25,974.8\n-35,915.4\n-14,433.2\n-14,031.5\n-25,063.7\n-12,594.0\n-12,908.0\n-22,274.1\n98,377.6\n DMBs\n437,932.6\n429,476.7\n459,632.5\n429,983.1\n411,866.1\n426,769.3\n433,084.8\n443,478.0\n487,962.9\n504,696.7\n510,080.3\n500,344.5\n498,836.6\n OBIs\n40,163.5\n40,163.5\n40,163.5\n40,163.5\n51,582.0\n51,582.0\n51,852.9\n32,979.1\n52,737.2\n51,923.4\n52,007.0\n59,604.9\n68,044.6\n Claims on Public Enterprises \n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n71,543.2\n102,474.3\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n DMBs\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n78,292.8\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n994.2\n Claims on Private Sector\n3,594,927.4\n3,591,466.2\n3,602,277.7\n3,703,844.6\n3,726,670.4\n3,752,355.7\n3,788,455.5\n3,823,845.6\n3,796,267.1\n3,622,501.6\n3,630,928.8\n3,761,809.1\n3,762,044.1\n RBZ\n34,745.1\n34,745.1\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n31,409.0\n31,558.0\n DMBs\n2,968,560.6\n2,956,036.4\n2,955,853.5\n3,013,188.5\n3,016,709.8\n3,021,389.7\n3,016,750.9\n3,036,795.2\n3,010,101.6\n2,835,002.6\n2,824,415.9\n2,960,892.4\n2,948,993.7\n OBIs\n591,621.7\n600,684.7\n611,698.9\n655,930.8\n675,235.3\n696,240.7\n736,979.3\n752,325.1\n751,440.3\n752,773.8\n771,787.7\n769,507.7\n781,492.4\nOTHER ITEMS (NET) \n776,164.7\n773,035.9\n744,915.7\n719,917.4\n715,340.8\n657,554.4\n724,770.7\n830,357.8\n744,166.4\n822,820.5\n852,141.2\n565,251.8\n545,095.4\nBROAD MONEY (M3) \n4,230,458.5\n4,325,730.5\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.6\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,887.0\n4,370,320.1\n4,438,844.6\n1. Building societies and P. O. S. B.\n2. Sign reversal.\n2015\n2014\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \n \n \n \nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nNET FOREIGN ASSETS \n120,994.8\n110,226.8\n-9,801.0\n-105,656.4\n73,340.6\n91,499.6\n-62,612.2\n-168,978.3\n48,423.1\n5,210.8\n-49,115.9\n197,347.2\n-70,068.7\n Assets\n42,216.0\n126,605.3\n-63,572.7\n-99,487.0\n52,477.1\n26,275.7\n-106,860.1\n-171,528.5\n68,665.5\n-65,220.3\n-93,125.9\n78,246.1\n-60,586.2\n Reserve Bank (RBZ)\n2,702.2\n51,044.8\n-36,347.7\n-47,261.2\n84,386.3\n208,803.3\n-112,329.0\n-173,621.7\n28,646.8\n-6,519.2\n-75,771.9\n1,280.1\n730.6\n Deposit Money Banks (DMBs)\n43,440.8\n72,237.8\n-15,463.3\n-61,646.4\n-19,233.1\n-189,478.6\n17,359.6\n-15,351.2\n46,122.9\n-57,232.0\n-5,407.1\n69,089.7\n-45,195.2\n Other Banking Institutions (OBIs) \\1\n-3,926.9\n3,322.7\n-11,761.7\n9,420.6\n-12,676.1\n6,951.0\n-11,890.7\n17,444.4\n-6,104.2\n-1,469.1\n-11,946.9\n7,876.2\n-16,121.6\n Liabilities \\2\n78,778.8\n-16,378.5\n53,771.7\n-6,169.4\n20,863.4\n65,223.9\n44,248.0\n2,550.2\n-20,242.5\n70,431.1\n44,010.0\n119,101.1\n-9,482.6\n RBZ\n2,858.4\n-2,727.0\n-10,829.9\n-5,814.9\n-18,428.0\n-79,922.9\n-2,129.4\n-5,557.4\n-9,117.3\n-13,840.5\n2,065.8\n-151,066.4\n36,112.1\n DMBs\n-81,804.5\n19,309.6\n-53,055.9\n16,720.4\n-8,098.8\n-3,810.2\n-42,098.6\n2,651.0\n29,711.9\n-56,959.6\n-45,107.0\n34,825.7\n-24,184.2\n OBIs\n167.4\n-204.2\n10,114.1\n-4,736.2\n5,663.4\n18,509.2\n-20.0\n356.2\n-352.1\n369.0\n-968.8\n-2,860.4\n-2,445.4\nNET DOMESTIC ASSETS \\3\n15,524.5\n-14,954.9\n7,636.5\n6,160.4\n24,665.3\n-25,072.8\n131,369.2\n127,184.2\n-60,469.9\n-68,504.1\n46,877.5\n-164,914.1\n138,593.3\nDOMESTIC CREDIT\n-29,971.6\n-11,826.2\n35,756.7\n31,158.7\n29,241.9\n32,713.7\n64,152.8\n21,597.2\n25,721.4\n-147,158.2\n17,556.9\n121,975.3\n158,749.6\n Claims on Government (net) \n-13,315.9\n-8,455.9\n30,155.7\n-74,628.7\n13,485.1\n4,962.5\n28,068.6\n-8,078.9\n53,210.7\n28,389.7\n5,153.1\n-11,503.9\n127,583.5\n RBZ\n0.8\n0.0\n-0.2\n-44,979.3\n20,183.6\n-9,940.6\n21,482.2\n401.6\n-11,032.2\n12,469.7\n-314.0\n-9,366.0\n120,651.7\n DMBs\n-13,316.6\n-8,455.9\n30,155.8\n-29,649.5\n-18,117.0\n14,903.2\n6,315.6\n10,393.2\n44,484.8\n16,733.8\n5,383.6\n-9,735.8\n-1,507.9\n OBIs\n0.0\n0.0\n0.0\n0.0\n11,418.5\n0.0\n270.8\n-18,873.7\n19,758.1\n-813.8\n83.5\n7,597.9\n8,439.7\n Claims on Public Enterprises \n-1,235.2\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n2,598.9\n30,931.2\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n DMBs\n-1,235.2\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n872.5\n30,926.1\n Agri-PEs\n-6,896.5\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n Other\n5,661.3\n6,989.7\n1,698.5\n5,736.8\n-5,558.0\n3,580.4\n1,499.9\n-4,198.5\n1,605.7\n-264.9\n5,495.1\n2,392.0\n32,446.6\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n-732.2\n Claims on Private Sector\n-15,420.5\n-3,461.1\n10,811.4\n101,566.9\n22,825.8\n25,685.3\n36,099.8\n35,390.1\n-27,578.5\n-173,765.5\n8,427.2\n130,880.3\n234.9\n RBZ\n0.0\n0.0\n-19.8\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n-3,316.3\n149.0\n DMBs\n-25,427.6\n-12,524.1\n-182.9\n57,335.0\n3,521.2\n4,680.0\n-4,638.8\n20,044.3\n-26,693.6\n-175,099.0\n-10,586.7\n136,476.5\n-11,898.7\n OBIs\n10,007.1\n9,063.0\n11,014.2\n44,231.9\n19,304.6\n21,005.3\n40,738.6\n15,345.8\n-884.9\n1,333.5\n19,013.9\n-2,280.0\n11,984.7\nOTHER ITEMS (NET) \n45,496.1\n-3,128.7\n-28,120.2\n-24,998.3\n-4,576.6\n-57,786.4\n67,216.3\n105,587.1\n-86,191.4\n78,654.1\n29,320.6\n-286,889.4\n-20,156.4\nBROAD MONEY (M3) \n136,519.3\n95,271.9\n-2,164.5\n-99,496.0\n98,005.9\n66,426.9\n68,757.0\n-41,794.1\n-12,046.9\n-63,293.4\n-2,238.4\n32,433.1\n68,524.5\n Broad Money (M3) \n3.3%\n2.3%\n-0.1%\n-2.3%\n2.3%\n1.5%\n1.6%\n-0.9%\n-0.3%\n-1.4%\n-0.1%\n0.7%\n1.57%\n Domestic Credit \n-0.7%\n-0.3%\n0.9%\n0.7%\n0.7%\n0.8%\n1.5%\n0.5%\n0.6%\n-3.4%\n0.4%\n2.9%\n3.63%\n Claims on Private Sector\n-0.4%\n-0.1%\n0.3%\n2.8%\n0.6%\n0.7%\n1.0%\n0.9%\n-0.7%\n-4.6%\n0.2%\n3.6%\n0.01%\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2014\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nNET FOREIGN ASSETS \n-218,632.9\n-97,000.4\n174,984.2\n121,341.3\n256,709.5\n278,254.4\n251,490.3\n233,974.4\n90,771.0\n132,431.5\n36,127.1\n250,879.1\n59,815.5\n Assets\n80,414.9\n124,519.6\n132,134.9\n59,355.9\n147,638.2\n30,394.8\n4,716.6\n-29,140.7\n-145,986.2\n-178,961.3\n-294,685.4\n-205,308.8\n-308,111.1\n Reserve Bank (RBZ)\n-52,295.6\n-60,760.6\n-87,240.5\n-35,011.5\n124,065.4\n275,699.8\n185,705.6\n69,707.4\n24,693.2\n1,841.7\n-84,185.9\n-74,987.2\n-76,958.8\n Deposit Money Banks (DMBs)\n91,118.6\n153,245.8\n197,101.5\n87,011.4\n37,263.5\n-248,474.2\n-168,281.7\n-114,069.3\n-180,447.4\n-204,438.1\n-219,094.2\n-115,561.0\n-204,196.9\n Other Banking Institutions (OBIs) \\1\n41,591.9\n32,034.3\n22,274.0\n7,356.1\n-13,690.7\n3,169.2\n-12,707.3\n15,221.1\n9,767.9\n23,635.1\n8,594.7\n-14,760.6\n-26,955.3\n Liabilities \\2\n-299,047.9\n-221,520.0\n42,849.2\n61,985.4\n109,071.4\n247,859.6\n246,773.7\n263,115.2\n236,757.2\n311,392.8\n330,812.5\n456,187.9\n367,926.6\n RBZ\n14,941.5\n18,630.8\n3,844.4\n-7,035.3\n-22,202.4\n-108,893.9\n-114,916.2\n-117,925.2\n-129,214.3\n-141,597.9\n-142,138.7\n-294,509.5\n-261,255.8\n DMBs\n285,699.2\n204,827.4\n-54,779.1\n-63,362.3\n-101,759.1\n-172,362.2\n-165,096.0\n-178,769.8\n-131,012.2\n-198,281.1\n-217,181.2\n-187,715.9\n-130,095.6\n OBIs\n-1,592.9\n-1,938.2\n8,085.5\n8,412.1\n14,890.2\n33,396.5\n33,238.5\n33,579.8\n23,469.3\n28,486.1\n28,507.4\n26,037.5\n23,424.8\nNET DOMESTIC ASSETS \\3\n482,349.0\n404,589.2\n310,374.5\n247,806.9\n269,129.6\n199,588.8\n254,086.5\n374,380.8\n380,322.6\n319,048.5\n279,980.3\n25,501.8\n148,570.5\nDOMESTIC CREDIT\n341,752.2\n267,298.2\n238,021.8\n238,960.1\n245,653.9\n260,891.3\n252,119.7\n261,621.9\n309,956.1\n245,588.9\n134,866.3\n190,918.6\n379,639.8\n Claims on Government (net) \n296,909.4\n256,239.5\n292,427.5\n191,715.5\n203,355.4\n213,821.1\n170,818.5\n130,627.9\n157,639.0\n185,227.8\n122,671.7\n47,442.1\n188,341.5\n RBZ\n2.0\n0.8\n649.4\n-42,670.8\n-24,732.7\n-34,718.8\n-12,964.3\n-12,843.3\n-23,881.4\n-11,412.3\n-11,726.2\n-21,094.5\n99,556.4\n DMBs\n277,394.1\n236,596.5\n271,848.2\n214,456.4\n196,739.8\n217,191.5\n152,163.6\n150,725.7\n168,946.7\n184,880.3\n122,554.5\n49,095.3\n60,904.0\n OBIs\n19,513.3\n19,642.1\n19,929.9\n19,929.9\n31,348.4\n31,348.4\n31,619.3\n-7,254.5\n12,573.7\n11,759.9\n11,843.4\n19,441.3\n27,881.1\n Claims on Public Enterprises \n19,319.1\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-7,984.8\n24,181.6\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n DMBs\n19,319.1\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-9,711.2\n22,450.1\n Agri-PEs\n0.0\n-5,259.3\n-5,260.3\n-5,261.3\n-5,262.3\n-5,263.3\n-5,003.2\n-5,004.2\n-5,005.2\n-7,246.8\n-7,246.8\n-6,896.5\n-6,898.8\n Other\n19,319.1\n20,038.0\n14,804.8\n20,480.8\n15,224.1\n17,844.1\n17,954.0\n10,820.4\n11,110.4\n11,661.5\n15,501.8\n-2,814.7\n29,348.9\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n994.2\n Claims on Private Sector\n25,523.6\n-3,720.0\n-63,950.1\n32,025.1\n32,336.7\n34,489.5\n68,350.4\n125,177.8\n146,211.9\n55,946.4\n3,939.6\n151,461.2\n167,116.7\n RBZ\n-6,269.0\n-5,383.7\n-5,403.6\n-1,420.9\n-1,421.9\n-1,387.4\n-394.8\n-390.8\n-390.8\n-390.8\n-390.8\n-3,336.1\n-3,187.1\n DMBs\n-90,130.3\n-107,645.2\n-169,498.5\n-120,335.1\n-142,682.7\n-121,001.5\n-124,890.6\n-69,400.6\n-43,543.7\n-120,031.2\n-192,169.1\n-33,095.8\n-19,566.9\n OBIs\n121,923.0\n109,308.9\n110,951.9\n153,781.1\n176,441.3\n156,878.5\n193,635.8\n194,969.2\n190,146.4\n176,368.4\n196,499.5\n187,893.1\n189,870.6\nOTHER ITEMS (NET) \n140,596.8\n137,290.9\n72,352.6\n8,846.8\n23,475.6\n-61,302.5\n1,966.8\n112,758.9\n70,366.5\n73,459.6\n145,114.0\n-165,416.8\n-231,069.3\nBROAD MONEY (M3) \n263,716.0\n307,589.0\n485,358.6\n369,148.2\n525,839.1\n477,843.2\n505,576.8\n608,355.2\n471,093.6\n451,480.0\n316,107.4\n276,380.8\n208,386.1\nGROWTH RATES\n Broad Money (M3) \n6.6%\n7.7%\n12.6%\n9.6%\n13.9%\n12.2%\n12.8%\n16.0%\n12.0%\n11.6%\n7.9%\n6.8%\n4.9%\n Domestic Credit \n9.0%\n6.9%\n6.0%\n6.0%\n6.2%\n6.5%\n6.2%\n6.4%\n7.6%\n6.2%\n3.3%\n4.6%\n9.1%\n Claims on Private Sector\n0.7%\n-0.1%\n-1.7%\n0.9%\n0.9%\n0.9%\n1.8%\n3.4%\n4.0%\n1.6%\n0.1%\n4.2%\n4.6%\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n$ Thousands\n2014\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2013 \nJan\n450,170.0\n31,073.4\n38,762.3\n426,050.9\n11,967.9\n31,547.4\n417,961.3\n144,645.1\n237,323.7\n33,906.5\n300,841.1\n9,373.1\n2,133,622.7\nFeb \n494,536.6\n33,786.9\n28,372.0\n439,556.7\n14,811.4\n33,948.5\n409,692.7\n128,242.7\n303,269.9\n38,235.9\n298,171.5\n3,685.5\n2,226,310.2\nMar\n467,874.0\n41,532.7\n68,987.2\n433,337.1\n16,118.8\n34,704.7\n471,204.9\n159,925.7\n307,134.7\n44,413.6\n370,123.5\n4,491.7\n2,419,848.6\nApr\n455,178.9\n43,628.2\n23,433.4\n428,381.7\n14,997.8\n35,589.1\n444,798.7\n135,046.2\n288,857.6\n45,643.6\n377,037.0\n7,693.7\n2,300,585.8\nMay\n484,635.0\n38,637.2\n27,795.2\n455,737.9\n14,699.1\n35,106.1\n465,890.2\n115,457.8\n301,547.9\n52,075.2\n382,172.8\n5,034.0\n2,378,788.7\nJun\n489,730.1\n37,474.3\n38,198.7\n425,521.3\n7,310.7\n53,815.0\n454,368.5\n110,349.9\n295,432.3\n51,453.6\n385,769.7\n11,033.4\n2,360,457.5\nJul\n483,103.7\n40,342.5\n33,494.3\n464,921.7\n6,869.2\n38,522.6\n541,025.9\n116,557.1\n307,117.5\n48,218.0\n426,582.7\n4,455.3\n2,511,210.5\nAug\n521,743.0\n38,889.1\n43,894.5\n425,531.4\n7,260.6\n39.087.2\n451,871.2\n110,041.8\n346,006.0\n40,216.0\n374,587.1\n9,914.6\n2,409,042.5\nSep\n496,289.3\n39,446.9\n38,856.6\n447,247.2\n13,953.5\n43,006.7\n437,211.9\n118,873.7\n330,709.6\n40,046.6\n373,596.8\n9,790.6\n2,389,029.4\nOct\n491,610.6\n38,871.5\n39,766.0\n471,966.2\n8,023.3\n40,835.3\n420,445.3\n110,778.3\n417,411.6\n36,334.1\n376,463.1\n9,861.9\n2,462,367.3\nNov\n487,289.4\n40,321.7\n42,332.0\n488,637.3\n3,116.5\n36,852.0\n417,162.5\n117,050.8\n389,727.1\n39,126.4\n369,190.3\n17,960.5\n2,448,766.4\nDec\n533,165.2\n42,285.1\n17,617.9\n435,613.1\n5,047.0\n62,165.8\n389,181.2\n115,404.6\n379,809.3\n37,409.1\n369,838.8\n18,252.9\n2,405,790.0\n2014 \nJan\n489,585.3\n43,743.8\n18,574.7\n464,097.6\n5,467.4\n48,086.1\n362,554.0\n116,635.5\n412,901.1\n37,722.2\n367,126.2\n16,773.1\n2,383,267.1\nFeb \n519,154.6\n38,918.1\n24,765.4\n460,528.2\n10,397.3\n47,488.6\n385,038.1\n116,670.5\n401,619.6\n32,978.1\n396,800.8\n8,542.7\n2,442,902.1\nMar\n503,868.1\n42,707.9\n35,785.1\n494,663.8\n5,257.4\n52,722.0\n374,809.1\n116,653.0\n396,000.6\n38,089.3\n406,503.1\n15,833.1\n2,482,892.7\nApr\n540,156.2\n40,707.1\n18,138.9\n502,514.1\n9,898.6\n18,817.9\n407,595.0\n175,048.3\n447,549.2\n49,619.1\n511,048.2\n15,136.7\n2,736,229.2\nMay\n546,733.9\n41,594.2\n21,547.9\n488,389.7\n10,073.8\n23,049.1\n396,846.0\n184,730.9\n452.373.8\n51,891.8\n512,864.5\n17,718.8\n2,747,814.6\nJun\n536,188.9\n46,085.8\n28,201.0\n500,266.1\n10,656.3\n25,616.2\n417,002.7\n197,441.1\n432,692.4\n46,751.6\n499,191.5\n17,173.9\n2,757,267.4\nJul\n575,645.3\n43,055.0\n28,090.8\n480,483.6\n6,359.2\n27,284.9\n428,611.4\n206,052.3\n479,384.6\n49,260.4\n507,930.0\n46,148.1\n2,878,305.8\nAug\n548,866.7\n56,886.1\n38,891.3\n498,696.8\n54,387.2\n110,618.5\n422,942.5\n221,099.2\n430,156.3\n48,167.0\n474,060.2\n37,230.9\n2,942,002.7\nSep\n539,818.8\n51,349.1\n29,191.8\n493,610.7\n51,999.0\n109,975.0\n428,697.3\n201,791.6\n451,117.2\n45,100.0\n539,108.1\n36,708.6\n2,978,467.1\nOct\n530,544.7\n62,891.8\n55,922.5\n507,936.4\n50,701.1\n101,818.5\n436,519.1\n196,491.0\n413,443.5\n39,088.3\n520,437.0\n5,799.4\n2,921,593.2\nNov\n574,859.5\n58,780.5\n46,419.5\n460,989.3\n50,008.6\n120,510.4\n453,924.5\n208,418.3\n413,410.7\n45,289.6\n540,638.4\n5,976.9\n2,979,226.2\nDec\n565,840.1\n46,298.5\n42,604.8\n437,975.3\n47,805.8\n88,485.5\n478,895.5\n220,501.3\n481,497.5\n43,449.8\n543,038.5\n5,957.7\n3,002,529.6\n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2013\nJANUARY\n91,648.8\n48,329.1\n128,426.0\n351,566.7\n212,401.7\n494,823.6\n252,389.7\n93,470.0\n658,260.1\n44,091.4\n512,289.8\n32,145.9\n2,919,842.6\nFEBRUARY\n96,796.5\n48,491.5\n147,571.5\n360,757.9\n147,995.9\n578,306.4\n284,603.8\n64,530.5\n679,554.8\n41,983.6\n516,431.2\n25,275.3\n2,991.999.1\nMARCH\n96,752.8\n44,883.3\n139,327.8\n354,627.8\n155,915.2\n610,758.4\n290,072.8\n87,143.0\n594,397.7\n38,345.5\n523,913.8\n141,404.6\n3,077,542.7\nAPRIL\n98,671.0\n49,093.8\n152,390.8\n350,269.2\n166,578.5\n545,118.2\n311,310.8\n105,766.9\n638,341.8\n39,837.1\n533,691.3\n99,053.9\n3,090,123.4\nMAY\n114,053.3\n55,427.4\n142,023.3\n389,384.7\n255,352.1\n484,429.7\n318,129.4\n92,777.2\n700,668.7\n46,593.8\n578,509.2\n32,297.7\n3,209,646.5\nJUNE\n116,635.2\n58,578.8\n147,313.8\n447,394.5\n183,146.3\n352,600.3\n366,824.2\n96,685.8\n701,195.7\n46,578.5\n597,373.1\n104,843.6\n3,219,169.8\nJULY\n108,086.6\n46,449.5\n120,982.3\n380,448.8\n178,341.4\n677,700.7\n301,575.9\n97,583.8\n710,856.1\n39,395.9\n487,954.4\n102,531.4\n3,251,906.9\nAUGUST\n137,107.1\n48,726.1\n135,788.5\n319,106.0\n174,593.9\n637,190.7\n333,255.3\n99,194.1\n639,401.6\n41,996.5\n417,762.6\n93,772.1\n3,077,894.4\nSEPTEMBER\n100,028.3\n57,039.8\n145,652.5\n380,781.4\n207,379.2\n612,131.5\n408,359.1\n103,872.8\n795,047.6\n46,982.9\n435,912.4\n90,265.8\n3,383,453.4\nOCTOBER\n94,346.3\n52,722.4\n141,401.4\n338,625.9\n223,223.8\n754,145.4\n339,305.6\n99,583.3\n754,116.1\n41,527.2\n440,197.9\n97,771.1\n3,376,966.4\nNOVEMBER\n114,178.7\n47,740.9\n128,399.3\n312,639.2\n241,628.8\n741,885.4\n283,426.0\n80,507.6\n727,492.5\n42,901.0\n458,479.9\n89,292.5\n3,268,571.8\nDECEMBER\n113,914.2\n51,981.7\n142,938.1\n342,785.1\n213,125.2\n755,299.4\n327,658.1\n83,103.1\n762,884.4\n41,827.9\n432,436.3\n61,038.7\n3,328,992.1\n2014\nJANUARY\n130,154.6\n53,292.9\n146,876.1\n353,793.8\n259,569.6\n731,703.3\n304,033.2\n93,776.7\n770,435.4\n40,085.9\n485,573.1\n60,897.7\n3,430,192.5\nFEBRUARY\n138,812.3\n55,092.2\n134,813.9\n420,181.0\n262,183.8\n786,295.6\n270,062.5\n131,134.8\n779,640.3\n39,169.2\n508,813.7\n61,822.3\n3,588,021.6\nMARCH\n118,239.1\n55,167.5\n135,807.9\n382,675.5\n216,025.3\n791,776.0\n275,549.1\n103,298.7\n806,185.9\n42,432.8\n521,381.5\n72,990.9\n3,521,530.3\nAPRIL\n164,347.5\n59,289.3\n102,323.7\n408,823.5\n325,559.7\n780,207.0\n325,659.8\n135,187.4\n888,876.2\n43,746.5\n582,848.8\n82,009.8\n3,898,879.1\nMAY\n149,474.1\n60,669.4\n108,977.6\n355,802.3\n332,850.8\n800,256.8\n303,599.4\n132,132.8\n1,027,552.7\n38,921.0\n581,930.2\n93,334.9\n3,985,501.8\nJUNE\n194,685.1\n64,188.9\n95,595.6\n470,267.7\n291,594.6\n812,999.7\n348,303.5\n130,453.4\n895,698.0\n44,735.5\n575,149.1\n91,392.4\n4,015,063.5\nJULY\n163,335.6\n56,812.0\n87,587.5\n370,121.7\n303,367.3\n830,988.6\n334,436.8\n112,985.0\n880,761.1\n44,675.4\n587,756.7\n94,841.5\n3,867,669.2\nAUGUST\n128,794.1\n38,934.1\n90,012.5\n271,204.3\n270,009.9\n755,141.6\n236,267.5\n130,548.6\n865,566.6\n31,180.4\n467,724.2\n89,582.4\n3,374,966.2\nSEPTEMBER\n177,932.5\n56,444.5\n82,756.7\n315,956.8\n309,508.3\n951,593.4\n278,461.5\n174,497.9\n978,044.0\n47,792.7\n571,629.9\n103,464.8\n4,048,083.1\nOCTOBER\n158,421.7\n57,091.4\n83,973.9\n407,934.0\n308,028.8\n917,450.3\n266,690.9\n178,771.0\n936,336.2\n44,950.2\n613,425.1\n91,764.1\n4,064,837.5\nNOVEMBER\n140,908.6\n61,494.3\n93,114.0\n350,153.8\n313,668.7\n881,007.4\n271,049.9\n137,867.8\n955,760.6\n48,177.7\n641,405.3\n90,462.2\n3,985,070.2\nDECEMBER\n147,242.4\n60,358.1\n118,725.7\n328,729.5\n325,746.6\n950,304.9\n290,329.3\n118,977.8\n964,815.0\n47,574.3\n638,061.1\n92,040.8\n4,082,906.3\n2015\nJANUARY\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFEBRUARY\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMARCH\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nAPRIL\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\n/1 Including the only merchant bank still in operation.\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \n \n \n \n \n \nEnd Pe rio d\n19 9 9\n2 0 0 0\n2 0 0 1\n2 0 0 2\n2 0 0 3\n2 0 0 4\n2 0 0 5\n2 0 0 6\n2 0 0 7\n2 0 0 8\n2 0 0 9\n2 0 10\n2 0 11\n2 0 12\n2 0 13\n2 0 14\n( US $ millio ns )\nLo ng - Te rm Exte rnal De b t\n3 ,53 0\n3 ,2 2 7\n3 ,2 55\n3 ,3 2 7\n3 ,6 4 4\n3 ,9 2 7\n3 ,8 0 5\n3 ,9 6 5\n4 ,0 3 2\n4 ,4 6 4\n4 ,9 51\n5,175\n6 ,0 9 6\n6 ,6 0 7\n7,3 70\n8 ,4 4 4\nGo ve rnme nt\n2 ,4 6 1\n2 ,2 4 9\n2 ,3 2 8\n2 ,3 76\n2 ,6 17\n2 ,8 4 4\n2 ,8 9 5\n3 ,0 2 4\n3 ,0 54\n3 ,4 6 4\n4 ,0 3 7\n4 ,0 9 5\n4 ,6 3 8\n4 ,9 2 9\n5,0 12\n4 ,52 2\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\nPub lic Ente rp ris e s\n54 3\n53 4\n56 8\n6 16\n6 9 8\n714\n70 9\n76 6\n79 0\n8 2 5\n8 57\n9 3 8\n1,0 9 2\n1,19 8\n1,3 56\n1,6 6 1\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nM o ne t ary A ut ho ritie s\n3 6 4\n2 9 2\n2 9 2\n2 79\n2 8 8\n2 9 1\n14 4\n13 0\n13 7\n14 0\n14 0\n13 8\n12 7\n12 5\n12 5\n12 0\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\nPrivat e\n16 2\n152\n6 7\n56\n4 1\n78\n57\n4 5\n51\n3 5\n57\n14 2\n3 6 6\n4 8 0\n1,0 0 2\n2 ,2 6 1\nS ho rt- Te rm Exte rnal De b t\n53 2\n2 9 8\n16 7\n18 3\n16 9\n14 4\n173\n2 8 1\n3 8 7\n2 2 6\n1,19 8\n1,3 8 2\n1,2 8 9\n8 9 0\n1,56 4\n2 ,3 9 4\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\nTo t al Ext e rnal D e b t\n4 ,0 6 2\n3 ,52 5\n3 ,4 2 2\n3 ,510\n3 ,8 12\n4 ,0 71\n3 ,9 78\n4 ,2 4 6\n4 ,4 19\n4 ,6 9 0\n6 ,14 9\n6 ,557\n7,3 8 5\n7,4 9 7\n8 ,9 3 4\n10 ,8 3 8\nGro s s Do me s t ic Pro d uc t\n5,990\n6,107\n10,887\n6,715\n5,037\n4,299\n2,918\n6,645\n4,000\n3,175\n8,157\n9,457\n10,956\n12,472\n13,490\n14,068\nExt e rnal D e b t / GDP\n6 8 %\n57.7%\n3 1.4 %\n52 .3 %\n75.7%\n9 4 .7%\n13 6 .3 %\n6 3 .9 %\n110 .5%\n14 7.7%\n75.4 %\n6 9 .3 %\n6 7.4 %\n6 0 .1%\n6 6 .2 %\n77.0 %\nSOURCE: M inistry of Finance and Reserve Bank of Zimbabwe\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \nEnd Period\nNominal Lending Rates\n2\nIndividuals \nCorporate\n2014 \nJan\n6.00-35.00\n14.09 \n9.30 \nFeb \n6.00-35.00\n14.08 \n9.32 \nMar\n6.00-35.00\n14.24 \n9.27 \nApr\n6.00-35.00\n14.22 \n9.12 \nMay\n6.00-35.00\n14.39 \n9.25 \nJun\n6.00-35.00\n14.44 \n9.33 \nJul\n6.00-35.00\n14.33 \n9.45 \nAug\n6.00-35.00\n14.28 \n9.45 \nSep\n6.00-35.00\n14.45 \n9.57 \nOct\n6.00-35.00\n14.36 \n9.90 \nNov\n6.00-35.00\n14.26 \n9.97 \nDec\n6.00-35.00\n14.19 \n9.68 \n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)\n1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates\n3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \nEND OF\nSAVINGS\n3 MONTHS\n2014 \nJan\n0.15-8.00\n3.00-20.00\nFeb \n0.15-8.00\n3.00-20.00\nMar\n0.15-8.00\n3.00-20.00\nApr\n0.15-8.00\n3.00-20.00\nMay\n0.15-8.00\n3.00-20.00\nJun\n0.15-8.00\n3.00-20.00\nJul\n0.15-8.00\n3.00-20.00\nAug\n0.15-8.00\n4.00-20.00\nSep\n0.15-8.00\n4.00-20.00\nOct\n0.15-8.00\n4.00-20.00\nNov\n0.15-8.00\n4.00-20.00\nDec\n0.15-8.00\n3.00-20.00\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \n \n \nFOOD INFLATION\nA LL\nALC OHOLIC \nB EV ER A GES \nCLOTHIN G\nHS IN G, WA TER ,\nFU R NITUR E\nHEA LTH\nTR AN S POR T\nC OM M UN ICA TION\nR EC R EA TION &\nEDU C ATION\nR ES TAU R AN TS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A CC O\nFOOTWEAR\nELECTR IC TY, \nGA S\nAN D\nC U LTU RE\nHOTELS\nGOOD S &\nFOOD\nN ON A LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER VIC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2013\nOC TOB ER\n1.2 1\n0 .0 0\n- 0 .0 1\n- 0 .3 6\n0 .0 6\n-0 .3 2\n- 0 .0 7\n- 0 .15\n0 .0 2\n- 0 .0 8\n- 0 .2 0\n- 0 .0 4\n0 .0 4\n- 0 .0 1\nNOV EM B ER\n0 .3 8\n- 0 .19\n- 0 .0 1\n- 0 .3 7\n0 .10\n-0 .13\n- 0 .0 1\n- 0 .13\n5.57\n1.0 8\n- 0 .2 7\n0 .4 3\n- 0 .6 0\n0 .0 9\nDEC EM B ER\n0 .14\n- 0 .0 1\n0 .3 7\n- 0 .2 9\n0 .12\n0 .2 7\n0 .0 5\n- 0 .2 2\n0 .0 0\n0 .0 0\n- 0 .4 6\n0 .0 8\n- 0 .4 1\n- 0 .0 8\n2014\nJAN UA R Y\n0 .2 0\n- 0 .0 7\n0 .0 0\n0 .0 1\n- 0 .2 3\n0 .0 1\n0 .0 0\n- 0 .0 7\n0 .0 2\n0 .16\n- 0 .0 9\n0 .0 0\n0 .4 4\n0 .14\nFEB RU A RY\n- 0 .0 1\n- 0 .0 9\n- 0 .11\n- 0 .0 8\n0 .0 9\n0 .0 8\n0 .0 0\n- 0 .0 4\n0 .2 3\n- 0 .0 8\n0 .0 7\n- 0 .0 1\n0 .18\n0 .0 5\nM A R CH\n- 0 .0 5\n- 0 .0 6\n-0 .8 2\n- 0 .12\n0 .0 2\n0 .0 0\n0 .0 1\n0 .0 0\n0 .0 0\n0 .0 1\n- 0 .3 0\n- 0 .2 6\n- 0 .14\n- 0 .2 2\nAPR IL\n0 .3 0\n- 0 .10\n- 0 .13\n- 0 .75\n0 .16\n0 .3 3\n- 0 .0 2\n0 .3 4\n12 .6 4\n-1.0 2\n- 0 .0 3\n1.0 9\n- 0 .4 6\n0 .58\nM A Y\n0 .11\n- 0 .11\n-0 .0 6\n- 0 .2 9\n0 .0 0\n0 .2 3\n- 0 .0 3\n- 0 .2 0\n0 .0 7\n-0 .13\n- 0 .4 3\n- 0 .0 5\n- 0 .3 0\n- 0 .13\nJUN E\n- 0 .0 5\n0 .12\n0 .0 0\n0 .0 6\n0 .3 0\n-0 .0 3\n0 .0 0\n- 0 .0 9\n0 .0 0\n-0 .11\n0 .15\n0 .0 2\n- 0 .12\n- 0 .0 3\nJULY\n- 0 .4 7\n- 0 .2 1\n0 .12\n0 .3 0\n- 0 .0 1\n0 .11\n- 0 .12\n- 0 .13\n- 0 .0 8\n1.79\n0 .8 5\n- 0 .3 7\n0 .2 5\n0 .0 1\nAU GUS T\n- 0 .8 1\n- 0 .0 5\n-0 .0 9\n0 .0 0\n- 0 .14\n0 .0 4\n0 .2 8\n- 0 .0 6\n- 0 .0 8\n- 0 .0 2\n0 .0 2\n- 1.2 1\n- 0 .0 7\n- 0 .3 1\nS EPTEM B ER\n0 .10\n0 .14\n0 .4 5\n- 0 .2 7\n0 .2 1\n0 .3 8\n- 0 .0 6\n- 0 .14\n0 .0 0\n- 0 .4 0\n0 .11\n0 .15\n- 0 .3 4\n- 0 .0 1\nOC TOB ER\n0 .16\n0 .0 7\n0 .0 0\n- 0 .14\n- 0 .0 1\n-0 .2 7\n- 0 .0 6\n- 0 .0 4\n0 .0 1\n0 .0 2\n0 .0 3\n- 0 .0 4\n- 0 .2 4\n- 0 .11\nNOV EM B ER\n0 .19\n0 .12\n-0 .0 3\n- 0 .0 9\n0 .0 9\n0 .10\n0 .0 2\n0 .0 2\n- 9 .18\n- 0 .6 2\n0 .0 6\n- 0 .9 6\n- 0 .11\n- 0 .6 9\nDEC EM B ER\n0 .0 1\n- 0 .10\n0 .16\n- 0 .10\n0 .13\n0 .19\n0 .0 0\n- 0 .16\n0 .0 0\n- 0 .2 3\n- 0 .15\n0 .0 4\n- 0 .3 6\n- 0 .0 9\n2015\nJAN UA R Y\n- 0 .0 4\n- 0 .0 1\n0 .0 8\n0 .0 7\n0 .0 6\n-0 .9 7\n- 13 .4 1\n0 .0 2\n- 0 .0 8\n- 0 .4 8\n0 .3 0\n- 0 .6 9\n0 .4 0\n- 0 .3 4\nFEB RU A RY\n0 .2 5\n- 0 .3 5\n-0 .0 9\n- 0 .11\n- 0 .0 2\n-0 .4 1\n- 0 .10\n- 0 .17\n0 .0 0\n- 0 .2 8\n0 .10\n- 0 .13\n0 .0 5\n- 0 .0 7\nM A R CH\n0 .12\n- 0 .2 7\n-0 .0 6\n- 0 .0 2\n- 0 .0 5\n0 .0 2\n0 .0 0\n0 .0 3\n0 .0 0\n0 .12\n0 .10\n- 0 .0 3\n- 0 .0 3\n- 0 .0 3\nAPR IL\n- 0 .6 3\n- 0 .0 1\n- 0 .71\n- 3 .3 5\n- 0 .4 6\n-0 .0 5\n-0 .15\n- 0 .13\n- 0 .0 7\n0 .59\n0 .4 1\n- 0 .0 4\n- 1.0 1\n- 0 .8 9\nN ON - FOOD IN FLA TION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \nF OOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, \nWA TER ,\nF U R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A\nTION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N\nTS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nF U ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2 0 13\nS EPTEM B ER\n4 .3 6\n0 .6 1\n3 .7\n- 0 .3 7\n2 .1\n5.0 6\n- 13 .6 6\n- 1.0 1\n5.74\n1.2 3\n0 .9 3\n1.4 5\n- 0 .3 2\n0 .8 6\nOC TOB ER\n5.2 3\n0 .2 5\n2 .9 6\n- 0 .7\n2 .2 1\n1.4\n- 13 .76\n- 0 .73\n9 .0 5\n0 .8 3\n- 0 .2\n1.2 5\n- 0 .74\n0 .59\nN OV EM B ER\n5.9 4\n- 0 .0 7\n3 .51\n- 1.0 3\n2 .4 2\n- 7.0 4\n- 13 .8 3\n- 0 .9 2\n11.19\n2 .0 6\n- 0 .3 5\n1.58\n- 1.51\n0 .54\nD EC EM B ER\n4 .2 6\n0 .0 9\n3 .6 3\n- 1.0 8\n2 .11\n1.6 1\n- 13 .9 9\n- 1.0 3\n11.2 9\n2 .0 3\n- 0 .8 7\n1.6 1\n- 2 .2\n0 .3 3\n2 0 14\nJA N U A R Y\n5.0 3\n0 .0 3\n3 .6 3\n- 1.0 7\n1.8 7\n1.6 2\n- 14\n- 1.12\n11.3\n2 .18\n- 0 .4 3\n1.6 7\n- 2 .0 8\n0 .4 1\nFEB R U A R Y\n2 .2 1\n- 0 .4 3\n3 .0 9\n- 1.3 5\n0 .4 4\n0 .0 5\n- 13 .8 6\n- 1.0 8\n11.4 7\n1.3 2\n- 1.4 5\n0 .9 3\n- 3 .2 6\n- 0 .4 9\nM A R C H\n1.6 7\n- 0 .53\n2 .2 1\n- 1.8 2\n0 .4\n- 0 .4 4\n- 13 .6 8\n- 1.2 1\n11.4 7\n2 .4 7\n- 1.8 2\n0 .51\n- 3 .71\n- 0 .9 1\nA PR IL\n1.78\n- 0 .55\n0 .4 6\n- 2 .6\n0 .2 2\n- 0 .11\n- 0 .6 2\n- 0 .9 3\n2 0 .71\n1.13\n- 1.56\n1.5\n- 3 .73\n- 0 .2 6\nM A Y\n1.9 1\n- 0 .8 3\n0 .3 9\n- 2 .6 2\n0 .2 9\n0 .8 6\n- 0 .6\n- 0 .6 4\n2 0 .79\n0 .9 5\n- 1.6 9\n1.6 2\n- 3 .75\n- 0 .19\nJU N E\n1.6 8\n- 0 .8 1\n0 .4\n- 2 .54\n0 .6 4\n0 .9 7\n- 0 .2 7\n- 0 .8 4\n2 0 .79\n0 .9 9\n- 1.6 7\n1.6 7\n- 3 .54\n- 0 .0 8\nJU LY\n- 2 .8 8\n1.6 4\n- 0 .6 8\n0 .7\n- 2 .4\n0 .8\n0 .5\n- 0 .4\n- 0 .8\n2 3\n1.8\n- 2\n1.9\n0 .3\nA U GU S T\n- 2 .79\n2 .0 2\n- 0 .4 4\n- 0 .1\n- 2 .5\n0 .6\n0 .7\n- 0 .3\n- 0 .8\n2 1.4\n0 .9\n- 2 .8\n1.6\n0 .2\nS EPTEM B ER\n2 .10\n- 0 .3 4\n- 0 .0 3\n- 2 .6 0\n0 .9 8\n0 .9 9\n- 0 .3 2\n- 0 .8 5\n2 1.4 2\n0 .2 8\n- 3 .0 6\n1.59\n- 2 .9 5\n0 .0 9\nOC TOB ER\n1.0 4\n- 0 .2 7\n- 0 .0 1\n- 2 .3 8\n0 .9 1\n1.0 4\n- 0 .3 1\n- 0 .75\n2 1.4 1\n0 .3 8\n- 2 .8 3\n1.59\n- 3 .2 3\n0 .0 0\nN OV EM B ER\n0 .8 4\n0 .0 4\n- 0 .0 3\n- 2 .11\n0 .9 1\n1.2 6\n- 0 .2 8\n- 0 .59\n4 .4 4\n- 1.3 1\n- 2 .50\n0 .17\n- 2 .75\n- 0 .78\nD EC EM B ER\n0 .71\n- 0 .0 5\n- 0 .2 4\n- 1.9 2\n0 .9 2\n1.18\n- 0 .3 3\n- 0 .53\n4 .4 5\n- 1.54\n- 2 .2 1\n0 .13\n- 2 .7\n- 0 .8\n2 0 15\nJA N U A R Y\n0 .4 7\n0 .0 0\n- 0 .16\n- 1.8 6\n1.2 1\n0 .19\n- 13 .6 9\n- 0 .4 4\n4 .3 5\n- 2 .16\n- 1.8 2\n- 0 .57\n- 2 .74\n- 1.2 8\nFEB R U A R Y\n0 .73\n- 0 .2 5\n- 0 .14\n- 1.8 8\n1.10\n- 0 .3 0\n- 13 .78\n- 0 .57\n4 .11\n- 2 .3 6\n- 1.8 0\n- 0 .6 8\n- 2 .8 7\n- 1.4 0\nM A R C H\n0 .9 0\n- 0 .4 6\n0 .6 2\n- 1.78\n1.0 3\n- 0 .2 8\n- 13 .78\n- 0 .54\n4 .11\n- 2 .2 6\n- 1.4 1\n- 0 .4 4\n- 2 .77\n- 1.2 0\nA PR IL\n- 2 .9 3\n0 .59\n- 1.0 7\n- 2 .6 2\n- 1.50\n0 .8 1\n- 0 .76\n- 13 .8 8\n- 0 .9 5\n- 7.0 2\n- 0 .8 4\n- 1.4 1\n- 2 .51\n- 2 .6 5\nN ON - F OOD IN F LA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n20 \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2014\nJANUARY\n11.21\n9.09\n102.47\n1.35\n1.65\nFEBRUARY\n10.71\n8.85\n101.74\n1.37\n1.67\nMARCH\n10.56\n8.85\n102.38\n1.38\n1.68\nAPRIL\n10.57\n8.85\n102.38\n1.38\n1.68\nMAY\n10.44\n8.73\n101.61\n1.36\n1.67\nJUNE\n10.58\n8.67\n101.3\n1.36\n1.7\nJULY\n10.68\n8.85\n102.76\n1.36\n1.69\nAUGUST\n10.98\n9.07\n107.35\n1.29\n1.63\nSEPTEMBER\n11.26\n9.26\n109.39\n1.27\n1.63\nOCTOBER\n10.90\n9.11\n110.87\n1.26\n1.59\nNOVEMBER\n11.02\n9.22\n118.21\n1.38\n1.57\nDECEMBER\n11.56\n9.51\n119.65\n1.22\n1.56\n2015\nJANUARY\n11.55\n9.61\n117.85\n1.13\n1.51\nFEBRUARY\n11.55\n9.61\n119.17\n1.12\n1.54\nMARCH\n12.16\n9.96\n120.19\n1.08\n1.48\nAPRIL\n11.82\n9.74\n118.60\n1.11\n1.54\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Fo reign currency per US Do llar.\n2. US Do llar per unit o f fo reign currency.\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\n2013\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n Jan\n323.4\n378.5\n103.4\n182.3\n247.8\n0.0\n0.0\n1235.5\n52.2\n2694.9\n386.1\n205.7\n386.7\n4961.1\n Feb\n292.2\n357.7\n120.5\n234.6\n239.9\n0.0\n0.0\n1244.9\n27.7\n2689.3\n328.8\n208.0\n388.3\n4887.0\n Mar\n271.6\n345.7\n196.1\n198.9\n265.3\n0.0\n0.0\n1277.6\n26.1\n2715.8\n367.2\n228.8\n388.0\n5003.5\n Apr\n263.8\n383.6\n201.1\n272.9\n289.9\n75.3\n5.2\n1491.7\n26.3\n2595.8\n341.3\n207.0\n382.1\n5044.2\n May\n250.9\n400.9\n198.2\n296.7\n253.5\n75.4\n5.3\n1480.8\n25.8\n2673.2\n389.8\n208.0\n382.9\n5160.4\n Jun\n227.2\n416.4\n171.9\n257.5\n271.8\n75.5\n5.3\n1425.8\n26.0\n2698.3\n364.1\n217.8\n384.6\n5116.5\n Jul\n266.5\n352.8\n164.2\n266.1\n263.8\n110.2\n6.4\n1429.9\n26.5\n2701.3\n337.1\n229.8\n387.0\n5111.7\n Aug.\n322.8\n277.9\n136.4\n242.5\n237.8\n61.1\n6.4\n1285.0\n26.2\n2813.0\n367.0\n218.3\n385.2\n5094.7\n Sep\n334.1\n336.0\n178.0\n327.8\n226.3\n111.5\n6.0\n1519.7\n26.9\n2773.3\n298.8\n234.7\n386.4\n5239.8\n Oct\n379.4\n387.5\n137.1\n219.7\n260.9\n99.4\n5.0\n1489.0\n17.3\n2809.1\n316.7\n257.3\n371.5\n5260.9\n Nov\n333.3\n312.7\n160.2\n197.1\n261.1\n108.6\n6.5\n1379.5\n26.6\n2789.7\n291.3\n235.4\n369.8\n5092.3\n Dec\n354.8\n367.8\n135.5\n287.3\n199.9\n118.0\n6.6\n1469.9\n28.4\n2799.5\n490.8\n259.5\n347.6\n5395.7\n2014\n Jan\n356.9\n395.3\n134.1\n253.1\n153.0\n119.2\n5.4\n1417.0\n27.9\n2866.4\n516.1\n362.2\n353.9\n5543.5\n Feb\n334.3\n387.0\n130.5\n285.0\n131.2\n193.2\n5.4\n1466.6\n32.8\n2718.1\n534.5\n502.9\n351.1\n5606.0\n Mar\n304.6\n354.1\n147.4\n280.3\n165.9\n255.2\n5.4\n1512.9\n28.7\n2737.9\n522.7\n538.8\n349.7\n5690.7\n Apr\n353.3\n367.8\n154.4\n274.9\n205.7\n247.0\n5.4\n1608.4\n32.5\n2844.6\n534.1\n345.3\n348.6\n5713.6\n May\n327.8\n421.1\n120.5\n372.8\n211.5\n241.7\n5.4\n1700.6\n27.5\n2836.8\n591.4\n366.2\n347.1\n5869.6\n Jun\n347.1\n404.7\n166.4\n338.1\n198.0\n261.9\n0.0\n1716.1\n16.2\n2863.2\n607.8\n362.9\n346.4\n5912.6\n Jul\n347.1\n321.3\n176.7\n276.3\n186.0\n246.2\n0.0\n1553.7\n15.4\n2940.4\n597.5\n347.4\n345.6\n5800.0\n Aug\n360.7\n424.5\n178.5\n243.5\n173.9\n237.5\n0.0\n1618.6\n15.5\n2949.1\n609.5\n353.9\n346.4\n5892.9\n Sep\n255.6\n636.8\n183.0\n158.8\n176.0\n253.9\n0.0\n1664.2\n4.1\n2949.4\n624.6\n371.5\n341.5\n5955.3\n Oct\n226.1\n597.7\n175.0\n205.5\n180.3\n260.1\n0.0\n1644.7\n15.6\n2938.4\n594.4\n369.0\n341.8\n5903.8\n Nov\n258.9\n556.7\n169.1\n157.5\n178.5\n281.6\n0.0\n1602.2\n4.2\n2951.6\n597.5\n369.4\n341.1\n5865.9\n Dec\n310.2\n466.1\n168.0\n152.4\n188.8\n285.4\n0.0\n1571.0\n7.3\n2961.2\n633.2\n377.7\n389.2\n5939.5\n2015\n Jan\n0.6\n527.9\n159.0\n182.6\n163.6\n301.9\n0.0\n1335.6\n21.4\n2796.8\n557.7\n606.5\n366.1\n5684.2\n Feb\n0.4\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1307.5\n17.9\n2792.5\n564.8\n542.1\n356.8\n5581.5\n Mar\n0.6\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1296.9\n15.5\n2925.5\n527.3\n599.4\n362.0\n5726.6\n Apr\n0.7\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1323.1\n18.2\n2968.4\n527.1\n569.7\n385.4\n5792.0\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2013\n Jan\n2032.2\n866.1\n552.4\n3450.7\n266.1\n0.0\n27.8\n623.9\n386.1\n206.5\n4961.1\n3450.7\n Feb\n1987.8\n933.3\n491.5\n3412.5\n258.1\n0.0\n32.4\n631.9\n328.8\n223.3\n4887.0\n3417.9\n Mar\n1960.0\n976.3\n451.0\n3387.3\n290.9\n0.0\n32.8\n687.7\n367.2\n237.6\n5003.5\n3387.3\n Apr\n2074.5\n1046.3\n379.5\n3500.3\n247.6\n0.0\n37.9\n667.2\n341.3\n249.8\n5044.2\n3500.3\n May\n2066.0\n913.0\n479.9\n3459.0\n346.5\n0.0\n81.8\n674.4\n389.8\n209.0\n5160.4\n3459.0\n Jun\n2014.0\n919.6\n298.9\n3232.4\n553.0\n0.0\n74.1\n702.3\n364.1\n190.6\n5116.5\n3232.4\n Jul\n2054.1\n916.2\n245.9\n3216.2\n578.3\n0.0\n77.5\n699.7\n337.1\n202.9\n5111.7\n3216.2\n Aug.\n2017.4\n879.5\n253.2\n3150.1\n608.2\n0.0\n63.8\n694.9\n367.0\n210.8\n5094.7\n3150.1\n Sep\n2082.1\n899.3\n294.5\n3275.8\n674.6\n0.0\n74.0\n708.8\n298.8\n207.7\n5239.8\n3275.8\n Oct\n2125.9\n880.0\n349.3\n3355.2\n611.4\n0.0\n68.5\n703.0\n316.7\n206.0\n5260.9\n3355.2\n Nov\n1953.4\n861.2\n371.6\n3186.2\n627.8\n0.0\n75.8\n689.7\n291.3\n221.6\n5092.3\n3186.2\n Dec\n1980.4\n813.6\n517.1\n3311.1\n614.0\n0.0\n65.0\n730.9\n490.8\n184.0\n5395.7\n3311.1\n2014\n Jan\n2153.6\n802.7\n403.5\n3359.8\n661.3\n0.0\n55.9\n592.9\n516.1\n357.5\n5543.5\n3359.8\n Feb\n2111.8\n878.8\n494.6\n3485.2\n630.0\n0.0\n51.1\n609.5\n534.5\n359.0\n5669.5\n3485.2\n Mar\n2156.8\n919.6\n454.2\n3530.6\n635.5\n0.0\n44.8\n596.4\n522.7\n360.7\n5690.7\n3530.6\n Apr\n2267.5\n958.3\n435.7\n3661.5\n553.5\n0.0\n17.0\n595.0\n534.1\n352.4\n5713.6\n3661.5\n May\n2294.9\n975.8\n451.7\n3722.4\n585.0\n0.0\n13.7\n591.1\n591.4\n366.1\n5869.6\n3722.4\n Jun\n2248.9\n989.8\n506.1\n3744.8\n543.8\n0.0\n48.3\n591.2\n607.8\n376.7\n5912.6\n3744.8\n Jul\n2130.4\n892.9\n606.6\n3629.9\n560.8\n0.0\n39.5\n571.5\n597.5\n400.6\n5800.0\n3629.9\n Aug\n2202.3\n963.1\n539.9\n3705.3\n552.7\n0.0\n43.5\n580.7\n609.5\n401.2\n5892.9\n3705.3\n Sep\n2191.0\n1011.1\n562.6\n3764.8\n548.9\n0.0\n59.5\n544.8\n624.6\n412.7\n5955.3\n3764.8\n Oct\n2260.8\n1015.1\n509.9\n3785.8\n506.8\n0.0\n47.4\n543.3\n594.4\n426.0\n5903.8\n3785.8\n Nov\n2231.8\n943.4\n526.5\n3701.6\n509.4\n0.0\n90.6\n541.8\n597.5\n425.0\n5865.9\n3701.6\n Dec\n2219.8\n1015.2\n457.9\n3692.9\n537.6\n0.0\n85.1\n560.7\n633.2\n430.0\n5939.5\n3692.9\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5684.2\n3614.0\nFeb\n2079.6\n876.1\n611.6\n3567.3\n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5581.5\n3567.3\nMar\n2139.3\n940.4\n513.3\n3593.0\n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5726.6\n3593.0\nApr\n2099.0\n943.8\n629.8\n3672.6\n448.9\n0.0\n103.4\n747.4\n527.1\n293.1\n5792.6\n3672.0\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2013\n Jan\n1.5\n2.7\n28.6\n0.0\n3.4\n0.0\n0.0\n36.2\n0.0\n236.7\n34.8\n60.2\n29.1\n397.0\n Feb\n4.7\n1.5\n18.4\n0.0\n4.5\n0.0\n0.0\n26.9\n0.0\n245.7\n34.8\n63.9\n28.9\n398.2\n Mar\n2.5\n1.1\n7.3\n-3.1\n1.2\n0.0\n0.0\n8.9\n0.0\n260.3\n34.2\n50.4\n28.8\n382.6\n Apr\n2.7\n1.3\n20.1\n-1.9\n1.2\n0.0\n0.0\n23.4\n0.0\n254.9\n34.2\n51.7\n27.7\n392.0\n May\n2.4\n4.1\n18.6\n-2.4\n4.5\n0.0\n0.0\n27.3\n0.0\n253.4\n34.6\n63.0\n12.7\n391.0\n Jun\n2.4\n3.6\n7.9\n1.1\n9.1\n0.0\n0.0\n24.1\n0.0\n260.3\n34.6\n51.4\n35.2\n405.6\n Jul\n1.9\n1.3\n2.8\n2.2\n3.4\n0.0\n0.0\n11.6\n0.0\n264.0\n34.8\n51.7\n35.5\n397.6\n Aug\n1.4\n1.7\n0.4\n0.6\n3.4\n0.0\n0.0\n7.4\n0.0\n265.6\n34.5\n45.5\n37.3\n390.3\n Sep\n1.2\n0.8\n0.0\n0.3\n3.4\n0.0\n0.0\n5.7\n0.0\n233.7\n35.8\n46.6\n38.6\n360.4\n Oct\n0.9\n0.5\n0.4\n0.6\n2.5\n0.0\n0.0\n4.8\n0.0\n234.8\n35.6\n41.3\n38.7\n355.2\n Nov\n0.4\n0.6\n0.1\n0.2\n2.5\n0.0\n0.0\n3.9\n0.0\n231.9\n35.5\n39.6\n38.3\n349.2\n Dec\n1.1\n0.5\n0.1\n0.4\n2.5\n0.0\n0.0\n4.6\n0.0\n232.7\n35.5\n29.2\n40.5\n342.5\n2014\n Jan\n0.1\n0.5\n0.0\n0.2\n1.8\n0.0\n0.0\n2.6\n0.0\n81.3\n10.0\n23.5\n34.7\n152.1\n Feb\n0.2\n0.4\n0.1\n0.1\n1.8\n0.0\n0.0\n2.5\n0.0\n77.6\n9.0\n24.1\n34.6\n147.9\n Mar\n0.1\n0.1\n0.1\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n53.2\n8.7\n21.8\n32.5\n118.1\n Apr\n0.1\n0.4\n0.2\n0.3\n1.6\n0.0\n2.6\n5.2\n75.2\n8.5\n22.2\n32.4\n140.9\n284.4\n May\n0.2\n0.4\n0.0\n0.1\n0.3\n0.0\n0.9\n1.9\n68.7\n0.1\n14.6\n30.3\n114.6\n230.2\n Jun\n0.2\n0.2\n0.1\n0.0\n0.6\n0.0\n0.0\n1.2\n0.0\n66.8\n0.1\n14.7\n29.6\n112.4\n Jul\n0.2\n0.3\n0.0\n0.1\n0.3\n0.0\n0.0\n0.9\n0.0\n66.9\n0.1\n12.9\n28.7\n109.6\n Aug\n0.2\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.3\n0.0\n64.4\n0.0\n19.4\n23.9\n109.0\n Sep\n0.4\n0.2\n0.0\n0.1\n0.3\n0.0\n0.0\n1.1\n0.0\n65.9\n0.1\n18.9\n19.7\n105.8\n Oct\n0.7\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n68.3\n0.1\n10.8\n25.9\n106.9\n Nov\n0.6\n0.1\n0.0\n0.1\n0.3\n0.0\n0.0\n1.0\n0.0\n67.1\n0.1\n12.4\n25.8\n106.3\nDec\n0.9\n0.4\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n63.6\n0.1\n10.0\n24.6\n100.0\n2015\n Jan\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2013\n Jan\n106.9\n91.7\n21.3\n220.0\n44.8\n0.0\n2.7\n-72.4\n34.8\n167.2\n397.0\n220.0\n Feb\n102.8\n66.0\n55.7\n224.5\n45.3\n0.0\n2.7\n-77.8\n34.8\n168.7\n398.2\n224.5\n Mar\n104.3\n62.3\n52.8\n219.5\n45.8\n0.0\n1.2\n-97.3\n34.2\n179.3\n382.6\n219.5\n Apr\n107.3\n64.6\n56.3\n228.3\n45.4\n0.0\n1.2\n-98.1\n34.2\n181.1\n392.0\n228.3\n May\n112.2\n67.1\n54.4\n233.6\n46.7\n0.0\n1.2\n-99.4\n34.6\n174.3\n391.0\n233.6\n Jun\n114.6\n56.2\n52.3\n223.1\n46.7\n0.0\n1.2\n-91.2\n34.6\n191.2\n405.6\n223.1\n Jul\n111.3\n82.7\n27.0\n220.9\n47.1\n0.0\n1.2\n-94.1\n34.8\n187.8\n397.6\n220.9\n Aug\n109.5\n80.6\n25.2\n215.2\n47.5\n0.0\n1.2\n-101.7\n34.5\n193.6\n390.3\n215.2\n Sep\n111.2\n82.6\n19.0\n212.8\n47.9\n0.0\n1.2\n-114.9\n35.8\n177.8\n360.4\n212.8\n Oct\n112.5\n80.4\n14.9\n207.8\n48.2\n0.0\n1.2\n-114.3\n35.6\n176.7\n355.2\n207.8\n Nov\n122.6\n59.7\n20.0\n202.3\n48.2\n0.0\n1.2\n-118.2\n35.5\n180.2\n349.2\n202.3\n Dec\n134.5\n56.4\n6.9\n197.8\n48.9\n0.0\n1.2\n-127.6\n35.5\n186.7\n342.5\n197.8\n2014\n Jan\n36.8\n57.7\n5.7\n100.1\n11.7\n0.0\n0.0\n0.7\n10.0\n29.5\n152.1\n100.1\n Feb\n47.6\n48.3\n0.0\n95.8\n11.7\n0.0\n0.0\n-10.9\n9.0\n42.3\n147.9\n95.8\n Mar\n41.0\n55.8\n0.0\n96.9\n12.0\n0.0\n0.0\n-17.7\n8.7\n18.4\n118.1\n96.9\n Apr\n57.4\n40.3\n0.0\n97.7\n12.2\n0.0\n0.0\n-19.8\n8.5\n42.4\n140.9\n97.7\n May\n42.8\n34.6\n0.0\n77.4\n0.0\n0.0\n0.0\n4.7\n0.1\n32.5\n114.6\n77.4\n Jun\n42.8\n33.2\n0.0\n76.0\n0.0\n0.0\n0.0\n2.3\n0.1\n33.7\n112.1\n76.0\n Jul\n42.6\n33.8\n0.0\n76.3\n0.0\n0.0\n0.0\n-8.7\n0.1\n41.8\n109.6\n76.3\n Aug\n36.4\n40.4\n0.0\n76.8\n0.0\n0.0\n0.0\n-7.8\n0.0\n40.0\n109.0\n76.8\n Sep\n40.9\n33.9\n0.0\n74.9\n0.0\n0.0\n0.0\n-7.6\n0.1\n38.4\n105.8\n74.9\n Oct\n39.9\n33.7\n0.0\n73.6\n0.0\n0.0\n0.0\n-9.6\n0.1\n42.8\n106.9\n73.6\n Nov\n39.4\n33.3\n0.0\n72.7\n0.0\n0.0\n0.0\n-10.9\n0.1\n44.4\n106.3\n72.7\nDec\n36.9\n31.2\n0.0\n68.1\n0.0\n0.0\n0.0\n-17.9\n0.1\n49.7\n100.0\n68.1\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nat Banks\nBanks\nBills\n2013\nJan\n20.4\n125.5\n0.0\n0.2\n0.0\n0.0\n146.1\n0.0\n283.2\n118.5\n36.1\n121.4\n705.3\nFeb\n20.2\n64.3\n0.0\n0.0\n0.0\n0.0\n84.5\n0.0\n291.8\n117.9\n35.3\n121.4\n734.2\nMar\n18.8\n129.1\n0.0\n0.2\n20.0\n0.0\n168.1\n0.0\n291.4\n116.9\n39.5\n121.4\n737.3\nApr\n16.9\n159.8\n0.0\n0.2\n20.2\n0.0\n197.2\n0.0\n294.8\n115.5\n39.5\n122.1\n769.1\nMay\n30.2\n179.6\n0.0\n0.0\n20.3\n0.0\n230.0\n0.0\n307.3\n120.3\n40.4\n121.9\n819.9\nJun\n28.6\n178.8\n0.0\n0.0\n20.0\n0.0\n227.3\n0.0\n314.2\n122.4\n44.6\n121.8\n830.3\nJul\n26.1\n207.4\n0.0\n0.0\n20.0\n0.0\n253.5\n0.0\n312.4\n123.1\n48.3\n121.6\n858.9\nAug\n34.7\n204.1\n0.0\n0.0\n20.0\n0.0\n258.8\n0.0\n320.6\n123.0\n46.4\n124.1\n872.9\nSep\n36.4\n204.9\n0.0\n0.0\n20.0\n0.0\n261.3\n0.0\n353.4\n122.7\n51.9\n124.6\n913.9\nOct\n39.3\n186.8\n0.0\n0.0\n20.0\n0.0\n246.1\n0.0\n358.4\n128.2\n51.8\n122.4\n906.9\nNov\n39.7\n163.1\n0.0\n0.0\n40.0\n0.0\n242.8\n0.0\n361.6\n135.8\n43.6\n122.6\n906.4\nDec\n34.8\n158.8\n0.0\n0.0\n40.0\n0.0\n233.6\n0.0\n381.5\n127.7\n55.2\n123.0\n920.9\n2014\nJan\n30.9\n147.5\n0.2\n40.0\n0.0\n218.6\n0.0\n384.5\n136.4\n64.4\n125.3\n929.1\nFeb\n30.2\n165.0\n0.0\n0.2\n40.0\n0.0\n235.3\n0.0\n385.8\n132.0\n65.4\n125.4\n943.9\nMar\n47.5\n166.2\n0.0\n0.2\n40.0\n0.0\n253.8\n0.0\n390.4\n132.1\n68.8\n125.0\n970.1\nApr\n45.2\n161.0\n0.0\n0.2\n40.0\n0.0\n246.5\n0.0\n401.8\n132.4\n76.6\n124.7\n981.9\nMay\n47.7\n190.7\n0.0\n0.2\n40.0\n0.0\n278.6\n0.0\n394.0\n147.0\n82.7\n124.3\n1026.7\nJun\n39.5\n187.9\n0.0\n0.0\n40.0\n0.0\n267.4\n0.0\n400.0\n150.4\n84.0\n124.4\n1026.1\nJul\n40.6\n180.9\n0.0\n0.0\n40.0\n0.0\n261.5\n0.0\n431.8\n159.4\n84.1\n124.4\n1061.2\nAug\n17.8\n219.8\n0.0\n0.0\n51.4\n0.0\n289.1\n0.0\n442.4\n166.5\n86.4\n124.2\n1108.6\nSep\n51.2\n183.1\n0.0\n0.0\n51.4\n0.0\n285.7\n0.0\n452.1\n173.8\n95.6\n123.8\n1131.0\nOct\n37.1\n199.8\n0.0\n0.0\n51.7\n0.0\n288.6\n0.0\n483.1\n179.7\n102.2\n124.0\n1177.6\nNov\n53.2\n217.5\n0.0\n0.0\n32.8\n0.0\n303.5\n0.0\n512.4\n169.3\n109.0\n123.5\n1217.6\n Dec\n47.1\n211.2\n0.0\n0.0\n52.6\n0.0\n310.9\n0.0\n512.9\n169.0\n102.9\n125.3\n1221.0\n2015\nJan\n0.1\n196.0\n21.7\n0.1\n51.8\n0.0\n269.8\n0.0\n511.6\n172.1\n143.2\n126.1\n1222.6\nFeb\n0.1\n244.4\n0.0\n0.1\n51.9\n0.0\n296.5\n0.0\n522.9\n176.2\n138.9\n125.8\n1260.2\nMar\n0.1\n214.4\n0.0\n0.1\n52.0\n0.0\n266.6\n0.0\n508.7\n180.0\n174.8\n125.5\n1255.5\nApr\n0.1\n243.2\n0.0\n0.1\n60.4\n0.0\n303.8\n0.0\n520.2\n182.5\n150.8\n124.8\n1282.0\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2013\nJan\n230.0\n192.8\n422.8\n0.0\n0.0\n180.3\n102.3\n705.4\n422.8\nFeb\n255.7\n194.2\n449.9\n0.0\n0.0\n183.7\n100.6\n734.2\n449.9\nMar\n250.6\n203.9\n454.5\n0.0\n0.0\n187.2\n95.7\n737.3\n454.5\nApr\n252.9\n226.6\n479.5\n26.5\n50.4\n190.6\n22.3\n769.3\n479.5\nMay\n315.3\n212.0\n527.4\n26.6\n49.4\n193.3\n23.6\n820.2\n527.4\nJun\n309.0\n222.6\n531.6\n0.0\n0.0\n198.3\n100.4\n830.3\n531.6\nJul\n339.1\n222.8\n561.9\n21.7\n50.2\n202.0\n23.5\n859.2\n561.9\nAug\n298.4\n270.1\n568.4\n0.0\n0.0\n206.3\n95.8\n873.1\n568.4\nSep\n336.1\n246.9\n583.0\n20.8\n77.8\n209.2\n23.4\n914.1\n583.0\nOct\n310.9\n264.9\n575.8\n21.0\n74.4\n212.0\n24.0\n907.2\n575.8\nNov\n328.9\n244.3\n573.1\n21.0\n72.3\n214.8\n25.4\n906.7\n573.1\nDec\n370.3\n197.3\n567.6\n30.8\n75.8\n219.5\n27.3\n921.0\n567.6\n2014\nJan\n313.9\n253.1\n567.0\n26.1\n80.6\n225.9\n29.5\n929.1\n567.0\nFeb\n318.7\n264.4\n583.1\n25.1\n81.3\n228.6\n25.8\n943.9\n583.1\nMar\n374.6\n234.6\n609.2\n24.7\n79.6\n231.4\n25.2\n970.1\n609.2\nApr\n358.4\n262.7\n621.1\n24.9\n76.5\n234.0\n25.4\n981.9\n621.1\nMay\n436.2\n233.2\n669.4\n24.7\n77.3\n238.0\n17.1\n1026.7\n669.4\nJun\n440.1\n212.2\n652.3\n34.8\n78.9\n243.1\n17.3\n1026.3\n652.3\nJul\n362.4\n302.9\n665.3\n30.1\n104.3\n244.2\n17.5\n1061.3\n665.3\nAug\n358.8\n336.8\n695.5\n35.7\n105.7\n250.6\n21.2\n1108.7\n695.5\nSep\n394.8\n297.6\n692.4\n54.2\n106.9\n253.5\n23.9\n1131.0\n692.4\nOct\n364.5\n368.0\n732.5\n54.2\n105.3\n258.5\n27.3\n1177.7\n732.5\nNov\n376.9\n392.0\n768.9\n54.6\n104.4\n262.9\n27.2\n1217.8\n768.9\nDec\n400.9\n387.5\n788.4\n54.2\n102.0\n262.7\n27.6\n1234.9\n788.4\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1222.6\n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1260.2\n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1255.5\n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1282.0\n828.9\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n27 \n \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$) Volume of Shares\nUS$ Millions\n2014\nJan\n189.25\n35.4\n63,972,387.0\n170,104,078\n4,882.1\nFeb\n189.45\n39.24\n25,811,746.9\n135,455,029\n4,906.9\nMar\n176.32\n29.51\n28,884,400.2\n381,649,234\n4,560.3\nApr\n172.91\n29.64\n51,346,054.5\n429,085,166\n4,473.5\nMay\n174.89\n35.45\n35,903,574.8\n235,704,129\n4,485.1\nJun\n186.57\n61.32\n28,544,304.7\n178,469,676\n4,873.4\nJuly\n188.07\n95.00\n25,224,550.4\n322,407,141\n4,959.2\nAug\n196.43\n104.8\n66,399,632.9\n328,161,452\n5,186.6\nSep\n195.25\n92.75\n34,056,010.7\n210,942,393\n5,140.2\nOct\n177.88\n70.38\n28,256,642.5\n156,444,539\n4,664.8\nNov\n171.45\n64.39\n34,765,242.8\n155,854,066\n4,517.9\nDec\n162.79\n71.71\n29,701,204.8\n475,024,051\n4,327.0\n2015\nJan\n164.9\n58.13\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.16\n55.38\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.22\n43.92\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.23\n42.93\n29,188,562.0\n563,833,853\n4,066.1\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2014\nJan\n1,206.2\n70.1\n567.0\n1,906.7\nFeb\n1,373.4\n71.5\n583.1\n2,076.3\nMar\n1,373.8\n75.1\n609.2\n2,113.9\nApr\n1,394.0\n81.0\n621.1\n2,136.4\nMay\n1,427.5\n77.5\n669.4\n2,209.0\nJun\n1,495.8\n81.3\n652.3\n2,262.6\nJul\n1,499.5\n84.2\n665.3\n2,282.7\nAug\n1,502.9\n84.0\n695.5\n2,322.9\nSep\n1,573.8\n88.6\n692.4\n2,388.8\nOct\n1,525.0\n87.5\n732.5\n2,378.7\nNov\n1,469.9\n89.8\n768.9\n2,361.8\nDec\n1,473.1\n84.8\n788.4\n2,377.5\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.6\n90.4\n828.9\n2,492.9\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2014\nJan\n1,417.0\n1,007.9\n409.0\n2.6\n30.0\n-27.4\nFeb\n1,466.6\n1,045.6\n421.0\n2.5\n28.7\n-26.2\nMar\n1,512.9\n1,059.2\n453.7\n2.0\n29.1\n-27.1\nApr\n1,608.4\n1,098.5\n510.0\n5.2\n29.3\n-24.1\nMay\n1,700.6\n1,116.7\n583.9\n1.9\n23.2\n-21.3\nJun\n1,716.1\n1,123.4\n592.7\n1.2\n22.8\n-21.6\nJul\n1,553.7\n1,089.0\n464.7\n0.9\n22.9\n-22.0\nAug\n1,618.6\n1,111.6\n507.0\n1.3\n23.0\n-21.7\nSep\n1,664.2\n1,129.4\n534.7\n1.1\n22.5\n-21.3\nOct\n1,644.7\n1,135.7\n508.9\n1.7\n22.1\n-20.3\nNov\n1,602.2\n1,110.5\n491.7\n1.0\n21.8\n-20.8\nDec\n1,571.0\n1,107.9\n463.1\n1.7\n20.4\n-18.7\n2015\nJan\n1,335.6\n1,084.2\n251.4\n2.0\n24.0\n-22.0\nFeb\n1,307.5\n1,070.2\n237.3\n2.5\n23.6\n-21.2\nMar\n1,296.9\n1,077.9\n219.0\n2.1\n24.2\n-22.1\nApr\n1,323.1\n1,101.6\n221.5\n0.6\n19.2\n-18.6\n1/ With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed to 25% of liabilities to the public, from 20%. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2014\nJan\n3093.01\n5.24\n102.26\n233.1\n228.25\n68.31\nFeb\n2954.93\n10.73\n96.27\n193.9\n217.14\n64.42\nMar\n3332.79\n10.4\n103.58\n232.94\n255.32\n87.94\nApr\n3439.33\n9.66\n126.26\n253.16\n264.38\n96.29\nMay\n3915.31\n13.65\n117.11\n181.35\n146.64\n121.98\nJun\n3657.44\n12.42\n110.38\n250.87\n284.18\n104.28\nJul\n3955.45\n11.72\n125.81\n267\n312.35\n101.75\nAug\n3467.34\n9.36\n135.9\n273.39\n320.36\n103.26\nSep\n4037.98\n11.16\n138.09\n280.8\n341.23\n115.94\nOct\n3843.84\n13.58\n150.09\n291.68\n362.30\n117.40\nNov\n4104.33\n9.33\n160.40\n299.94\n358.76\n103.76\nDec\n4615.04\n11.53\n148.5\n336.65\n395.93\n124.33\nAnnual Total\n44416.79\n128.78\n1514.646\n3094.779\n3486.839\n1209.657\n2015\nJan\n3659.00\n11.81\n154.43\n311.94\n352.18\n113.46\nFeb\n3221.13\n13.69\n141.79\n275.8\n334.62\n104.62\nMar\n3801.96\n11.11\n131.97\n298.30\n364.69\n111.70\nApr\n3919.47\n10.81\n133.99\n299.67\n341.22\n112.38\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n31 \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2013\nJul\n205.85\n35.41\n1052.26\n822.57\n10099.72\n42.74\nAug\n187.25\n30.29\n1114.86\n825.75\n11551.94\n41.78\nSep\n201.22\n33.17\n1003.98\n799.62\n8701.56\n44.48\nOct\n212.66\n35.69\n1073.88\n873.19\n9769.81\n48.59\nNov\n186.64\n31.74\n904.27\n927.93\n14753.35\n24.04\nDec\n180.8\n11.82\n1033.73\n1042.32\n12273.02\n23.56\nAnnual Total\n2291.82\n367.02\n12011.07\n9631.5\n119144.68\n447.44\n2014\nJan\n182.48\n29.41\n973.79\n815.89\n11141.19\n24.19\nFeb\n175.09\n32.95\n991.91\n799.12\n10631.6\n25.1\nMar\n192.02\n32.35\n1163.76\n947.64\n12859.5\n30.82\nApr\n183.63\n28.12\n1184.85\n974.37\n13298.04\n29.23\nMay\n215.2\n37.09\n954.18\n793.43\n12146.9\n38.68\nJun\n193.58\n32.98\n1164.73\n966.45\n14163.56\n34.25\nJul\n199.59\n34.34\n1272.91\n1038.44\n15370.63\n37.68\nAug\n170.86\n27.25\n1300.35\n1122.41\n16268.07\n33.84\nSep\n197.88\n30.39\n1158.84\n1057.48\n15991.79\n39.35\nOct\n200.32\n34.58\n1193.38\n1086.16\n17527.40\n40.96\nNov\n171.45\n27.66\n1143.69\n1077.30\n17876.31\n42.01\nDec\n189.83\n27.49\n1161.59\n1162.71\n19347.91\n40.49\nAnnual Total\n2271.926\n374.61\n13663.98\n11841.396\n176622.897\n416.599\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.60\nFeb\n172.25\n32.23\n1140.94\n1027.88\n16160.42\n39.94\nMar\n191.64\n30.33\n1183.64\n1110.17\n18211.89\n44.48\nApr\n180.34\n26.98\n1151.25\n1107.52\n17269.69\n43.55\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)\n \n \nMONTHLY ECONOMIC REVIEW \n32 \n \n \n \n33\n \nMONTHLY ECONOMIC REVIEW", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/April2015.pdf"}
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+{"doc_id": "c131889d14cc0c57f30ddd3c72079bf2", "text": "i \n \n \n \n \n \n \n \nJUNE 2022 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMONETARY DEVELOPMENTS .............................................................................................. 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nINFLATION OUTTURN ............................................................................................................. 8 \nAnnual Inflation ........................................................................................................................ 8 \nMonthly Inflation ...................................................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nCash Transactions ..................................................................................................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCard Based Transactions ......................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \n \n2022 \n \nMay \n \n2022 \n \nJune \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n29,220.30 \n33,547.98 \n \n14.81 \nMoney Supply2 (M3) (ZW$ millions) \n971,543.68 \n1,119,696.23 \n15.25 \nAnnual Inflation1 (%) \n131.74 \n191.57 \n59.82a \n \nBlended Annual Inflation1 (%) \n50.53 \n70.02 \n19.49a \nMonthly Inflation1 (%) \n20.97 \n30.70 \n9.73a \n \nBlended Monthly Inflation1 (%) \n8.68 \n18.02 \n-9.34a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n1,906.58 \n2,496.66 \n30.95 \nNominal Lending Rate2 \n(% per annum) \n15-85.00 \n15-85.00 \n \n \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \n \nDuring the month of June 2022, international \nmonthly average commodity prices for gold, \nplatinum, palladium, copper, and nickel \ndeclined. Brent crude oil prices, however, \nfirmed during the same month. Commodity \nmarkets were, to a large extent, influenced by a \nstronger US dollar and the Covid-19-induced \nlockdowns in China, the world’s largest metal \nconsumer. \n \nPrecious Metals \n \n Gold \nOn a month-on-month basis, gold prices \nretreated by 0.8%, from a monthly average of \nUS$1,849.84 per ounce in May 2022 to \nUS$1,835.81 per ounce in June 2022. Prices \ndecreased following a stronger US dollar and \nhigher Treasury yields. These developments \nprompted investors to shift to interest-bearing \nassets. \nPlatinum \nPlatinum prices marginally declined by 0.4%, \nfrom a monthly average of US$959.81 per \nounce in May 2022 to US$955.98 per ounce in \nJune 2022. The sluggish demand for industrial \nmetals, particularly in China, due to new \nCovid-19 \nrestrictions, \nexerted \ndownward \npressure on prices. Furthermore, the shortage of \nchips and disruptions in the supply of \nautomotive parts due to geopolitical tensions, \nnegatively affected the demand for the metal. \n \n \nPalladium \nPalladium prices declined by 6.9%, from an \naverage of US$2,005.05 per ounce in May 2022 \nto US$1,912.52 per ounce, during the month \nunder review. The decline was underpinned by \na strengthening US dollar and tighter monetary \npolicy implemented by the US Federal Reserve \nand other major central banks, to contain global \ninflation. Figure 1 shows the evolution in \nprecious metal prices for the period from June \n2021 to June 2022. \n \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n \nBase Metals \n \nCopper \nCopper prices weakened amidst uncertainty \naround demand in China, the top consumer of \nthe base metal. Renewed outbreaks of Covid-\n19 in China cast doubt on the recovery of \neconomic activity, on the back of lockdowns. \nPrices declined by 3.2%, from US$9,391.39 per \ntonne in the previous month to US$ 9,088.63 \nper tonne, during the reporting month. \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nJun-21\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nUS$/oz.\nGold\nPalladium\nPlatinum\n \n \n \n5 \n \nNickel \nDuring the month under review, nickel prices \nsharply retreated by 7.8%, from a monthly \naverage of US$28,025.52 per tonne recorded in \nMay to US$25,847.48 per tonne. The decline \nwas on account of fears that a potential global \nrecession and resurgent coronavirus outbreaks \nin top consumer, China, could further adversely \naffect the demand for the base metal. Figure 2 \nshows developments in base metal prices for \nthe period from June 2021 to June 2022. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \nBrent Crude Oil \nMonthly average Brent crude oil prices \nincreased by 4.6%, from US$111.59 per barrel \nin May 2022 to US$116.74 per barrel, during \nthe month under review. The bullish run was \nsustained as investors faced a tightening global \nmarket and expectations of improved demand \nfrom China. Consumption from the top \nimporter, China, was expected to rise following \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nthe lifting of Covid-19- induced restrictions. \nThe recovery, however, was expected to be \nbumpy, amid the potential risk of renewed \nlockdowns in the East Asian economy. Prices \nwere further boosted by reports that U.S. crude \noil inventories had fallen by more than \nexpected \nmargins. \nFigure \n3 \nshows \ndevelopments in oil prices for the period from \nJune 2021 to June 2022. \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2022 \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZW$1,119.70 billion in June 2022, compared \nto ZW$971.54 billion recorded in the previous \nmonth. The money stock was largely composed \nof foreign currency deposits, 58.76%; and local \ncurrency deposits, 40.93%. Currency in \ncirculation constituted 0.31% of total money \nsupply. Figure 4 shows the composition of \nmoney supply. \n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nJun-21\nAug-21\nOct-21\nDec-21\nFeb-22\nApr-22\nJun-22\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nUS$/barrel\n \n \n \n6 \n \nFigure 4: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nMonth-on-month, broad money increased by \n15.25%, largely reflecting an increase of \n17.66% in the foreign currency deposits \nequivalent, from ZW$559.14 billion in May \n2022 to ZW$657.89 billion in June 2022. The \nincrease was on the back of exchange rate \ndepreciation. Over the same period, the local \ncurrency component of broad money increased \nby 11.98%. \nDuring the month under review, net domestic \nclaims increased by 14.32%, to ZW$767.81 \nbillion. The growth was largely due to increases \nof ZW$98.35 billion and ZW$8.1 billion in \ncredit to the private sector and public non-\nfinancial corporations. Partially offsetting the \nincrease was a ZW$11.09 billion decline in net \nclaims on Government. \nOn an annual basis, broad money registered a \ngrowth of 269.62%, largely driven by the \nexchange rate revaluations over the year. The \nauction rate moved from ZW$85.42/US$ in \nJune 2021 to ZW$370.96/US$ in June 2022, \nresulting in growth of the Zimbabwe dollar \nequivalent of FCA deposits, from ZW$133.60 \nbillion in June 2021 to ZW$657.89 billion in \nJune 2022. The local currency component of \nbroad money also grew by 172.77% over the \nsame period. \nThe annual growth in broad money was largely \ndriven by increases of 438.39%; 351.69% and \n342.21% in public non-financial enterprises, \ncredit to the private sector, and net claims on \nGovernment, \nrespectively. \nCredit \nto \nGovernment was mainly in the form of \nTreasury bill holdings by banks. \nCredit to the private sector was mainly \nchanneled to agriculture and households, which \nreceived 24.69% and 20.07% of the total credit, \nrespectively. \nThe \ndistribution \nand \nmanufacturing sectors received 13.50% and \n12.15%, respectively. Private sector credit \nshares for the rest of the economic sectors are \nshown in figure 5 \nFigure 5: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2022 \nCredit to the private sector was largely \nchanneled towards inventory build-up, 33.60%; \nother recurrent expenditures, 30.78%; and \nfixed capital investments, 16.44%. \nLocal \nCurrency \nTransferabl\ne deposits\n33.07%\nForeign \nCurrency \nDeposits\n58.76%\nTime \nDeposits\n7.22%\nCurrency in \nCirculation\n0.31%\nNCDs\n0.64%\nHouseholds\n20.07%\nAgriculture\n24.69%\nMining\n7.73%\nManufacturing\n12.15%\nDistribution\n13.50%\nConstruction\n1.29%\nTransport & \nCommunicati\nons\n2.43%\nServices\n12.99%\nFinancial Org. \n& Investments\n5.15%\nOther\n0.01%\n \n \n \n7 \n \nSTOCK MARKET DEVELOPMENTS \n \nZIMBABWE STOCK EXCHANGE (ZSE) \n \nDuring the month of June 2022, the Zimbabwe \nStock Exchange (ZSE) exhibited mixed trading \nsentiments. Resultantly, the Top 10, Top 15 and \nAll Share indices declined by 19.97%, 18.00% \nand 14.22% to close the month at 12 273.75 \npoints, 13 721.95 points and 19 791.94 points, \nwhile the Small and Medium Cap indices \ngained by 8.19% and 5.29% to close at 513 \n602.97 \npoints \nand \n39 \n627.35 \npoints, \nrespectively. \n \nThe resources index, however, remained \nunchanged at 20,021.24 points, during the \nmonth under analysis. \n \n \nFigure 6: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2022 \nThe cumulative value and volume of shares \ntraded on the ZSE in June 2022 rose by 77.44% \nand 38.75%, from ZW$8.21 billion and 195.48 \nmillion shares in May 2022 to ZW$14.57 \nbillion and 271.22 million shares, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined to 2.20%, \ncompared to 2.25% recorded in May 2022. The \nnet foreign position for the ZSE also worsened \nto -ZW$2.68 billion, from -ZW$1.3 billion \nrecorded in the previous month. \n \nFigure 7: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2022 \n \nDuring the month under analysis, the ZSE lost \nZW$453.85 billion, or 15.69% worth of \ncapitalization to close at ZW$2 439.17 billion. \n \nVICTORIA FALLS STOCK EXCHANGE \n(VFEX) \n \nIn June 2022, the Victoria Falls Stock \nExchange (VFEX) recovered from losses \nrealised in the previous month, with the VFEX \nAll Share Index adding 14.62% to close at \n0.00\n4,000.00\n8,000.00\n12,000.00\n16,000.00\n20,000.00\n24,000.00\n28,000.00\n32,000.00\n0\n4000\n8000\n12000\n16000\n20000\n24000\n28000\n30-Jun-21\n31-Jul-21\n31-Aug-21\n30-Sep-21\n31-Oct-21\n30-Nov-21\n31-Dec-21\n31-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\nAll Share Index\nTop 10 Index\nMining Index\n0\n2,000\n4,000\n6,000\n8,000\n10,000\n12,000\n14,000\n16,000\n18,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n8 \n \n115.39 points, from 100.67 points recorded in \nthe prior month. \n \nFigure 8: Victoria Falls Stock Exchange All \nShare Index \n \nSource: Victoria Falls Stock Exchange (VFEX), 2022 \n \nMarket Capitalization \nThe VFEX market capitalization rose by \nUS$34.89 million, or 14.64% to close at \nUS$0.27 billion in June 2022, compared to \nUS$0.24 billion recorded in the previous \nmonth. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nHeadline inflation stood at 191.57% in June \n2022, up from 131.74% in May 2022. \nThe rise in inflation continued to be \nunderpinned by the softening of the Zimbabwe \ndollar and speculative pricing, on the back of \nnegative inflationary expectations. The pass \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nthrough of global inflation to domestic prices \nalso had a significant impact on inflation. \nAnnual food inflation increased from 154.57% \nin May 2021 to 224.80% in June 2022. This \nwas spurred by rising global food inflation, \nparticularly \non \ngrain \nand \nedible \noils, \ncompounded by domestic supply shortfalls. \nBread and cereals, vegetables and meat had the \nlargest contribution to annual food inflation in \nJune 2022. \nAnnual non-food inflation also rose from \n114.79% in May 2022 to 167.17% in June \n2022. Miscellaneous goods and services; \ntransport; and housing water electricity gas and \nother fuels continued to have the largest \ncontribution to annual non-food inflation \nduring the month. \nAnnual blended inflation2 rose from 50.53% in \nthe previous month to 70.02% in June 2022, \nlargely driven by the rise in blended food \ninflation. \n \nMonthly Inflation \n \nMonthly inflation increased by 9.73 percentage \npoints, from 20.97% in May 2022 to 30.70% in \nJune 2022, largely driven by non-food \ninflation. \nMonthly non-food inflation rose from 16.91% \nin May 2022 to 29.83% in June 2022. Housing, \nwater, electricity gas, and other fuels; transport; \nand miscellaneous goods and services, had the \nlargest impact on monthly non-food inflation in \nthe month under analysis. \nin price of goods and services sold in the two main currencies \nin circulation, namely the ZW$ and the US$. \n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\n \n \n \n9 \n \nSimilarly, monthly food inflation rose from \n25.95% in May 2022 to 30.70% in June 2022, \ndriven by bread and cereals, vegetables, and \nmeat sub-categories. Figure 9 shows the \nmonth-on-month inflation profile. \n \nFigure 9: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2022 \n \nMonthly blended inflation rose from 8.68% in \nthe previous month to 18.02% in June 2022. \nThis was on account of increases in both food \nand non-food inflation. \nNATIONAL PAYMENTS SYSTEM \n \n \nThe value of NPS transactions stood at ZW$2.5 \ntrillion in June 2022, up from ZW$1.91 trillion \nin the previous month. NPS transaction \nvolumes, however, declined by 6% to 94.31 \nmillion in the same month. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the RTGS \nsystem amounted to ZW$1,601.23 billion in \nJune 2022, up from ZW$1,205.99 billion in \nMay 2022. RTGS transaction volumes, \nhowever, declined by 1.65% and closed the \nmonth under review at 1.19 million. \n \nFigure 10: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \n \nCash Transactions \nThe value of cash-based transactions increased \nto ZW$73.50 billion during the month of June \n2022, from ZW$55.04 billion in the previous \nmonth. \n \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions posted \na significant increase of 28.8% to ZW$742.07 \nbillion in June 2022, from ZW$576.07 billion \nin May 2022. \n \nCard Based Transactions \n \nCard-based transactions increased by 23.16% \nto ZW$153.36 billion in June 2022, from \nZW$124.52 billion in May 2022. \n \nRESERVE BANK OF ZIMBABWE \n0.00%\n5.00%\n10.00%\n15.00%\n20.00%\n25.00%\n30.00%\n35.00%\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nFood\nNon-Food\nOverall\n -\n 200.0\n 400.0\n 600.0\n 800.0\n 1,000.0\n 1,200.0\n 1,400.0\n 1,600.0\n 1,800.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n27 \n \n \n \n \n \n \n11 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 28 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 29 \n \n13.2 Volumes of Transactions \n \n \n \n \n 30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nNet Foreign Assets\n-302,838,538.54\n-290,181,081.59\n-301,865,260.30\n-305,499,835.09\n-324,477,572.55\n-370,167,921.74\n-380,991,276.27\n-440,559,292.65\n-471,346,132.81\n-543,454,309.01\n-607,806,554.74\n-1,139,041,286.30\n-1,440,376,428.47\nCentral Bank(net)\n-408,199,062.64\n-412,168,208.49\n-411,964,116.26\n-421,707,589.69\n-470,115,861.82\n-508,308,176.66\n-532,705,422.06\n-569,288,849.11\n-608,788,967.34\n-717,594,313.10\n-794,405,282.55\n-1,478,375,394.21\n-1,802,992,102.87\nForeign Assets\n33,137,071.16\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,537,231.91\n113,375,898.94\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\nForeign Liabilities\n441,336,133.80\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n646,081,321.00\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\nOther Depository Corporations(net)\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\nForeign Assets\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\nForeign Liabilities\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\nNet Domestic Assets (NDA)\n605,772,948.02\n620,837,934.22\n631,052,096.29\n670,098,627.13\n742,039,356.10\n808,083,939.12\n856,352,794.14\n910,997,169.52\n977,472,347.72 1,132,547,895.53 1,279,179,159.36\n2,110,584,970.23\n2,560,072,662.03\nDomestic Claims\n170,177,222.61\n186,187,386.15\n207,406,481.73\n225,416,684.67\n262,344,428.58\n291,811,266.12\n340,288,975.63\n332,913,297.54\n374,469,353.19\n425,899,133.67\n507,567,798.80\n671,650,524.63\n767,813,894.49\nClaims on Central Government(net)\n23,670,319.48\n31,250,109.35\n38,932,426.18\n42,793,370.60\n58,595,877.36\n61,571,905.79\n83,222,482.97\n59,994,722.44\n73,245,394.75\n79,099,806.11\n102,141,792.11\n115,763,515.83\n104,672,040.45\nClaims on Central Government\n42,113,825.79\n45,934,145.83\n55,528,235.16\n60,149,865.21\n75,251,019.59\n80,526,247.04\n98,039,988.24\n98,638,404.95\n108,304,664.41\n112,202,570.05\n128,369,548.84\n154,985,706.21\n180,922,921.25\nCentral Bank\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,932,456.74\n31,443,314.61\n33,086,870.64\n56,566,843.04\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\nODCs\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\nLess Liabilities to Central Government\n18,443,506.31\n14,684,036.48\n16,595,808.98\n17,356,494.60\n16,655,142.23\n18,954,341.25\n14,817,505.27\n38,643,682.51\n35,059,269.66\n33,102,763.94\n26,227,756.73\n39,222,190.39\n76,250,880.80\nCentral Bank\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,796,809.75\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\nODCs\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\nClaims on Other Sectors\n146,506,903.14\n154,937,276.80\n168,474,055.55\n182,623,314.07\n203,748,551.22\n230,239,360.33\n257,066,492.66\n272,918,575.10\n301,223,958.44\n346,799,327.56\n405,426,006.70\n555,887,008.81\n663,141,854.04\nOther Financial Corporations\n4,230,396.18\n4,434,113.69\n4,734,034.05\n4,598,468.25\n4,840,748.10\n6,128,229.51\n10,056,880.43\n7,156,496.45\n7,232,833.43\n7,747,219.19\n8,597,004.25\n9,322,673.95\n10,177,451.55\nState and Local Government\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\nPublic Non Financial Corporations\n12,075,547.93\n10,556,580.34\n13,825,015.06\n17,770,427.55\n20,820,033.41\n22,393,447.91\n23,908,914.83\n21,803,605.08\n29,207,585.84\n26,468,620.27\n29,392,849.46\n56,904,036.69\n65,013,584.08\nPrivate Sector\n130,116,707.10\n139,872,825.71\n149,845,640.23\n160,186,851.44\n178,008,080.43\n201,639,254.74\n222,930,131.95\n243,793,080.38\n264,623,905.12\n312,329,173.83\n367,183,531.22\n489,371,296.07\n587,724,531.15\nCentral Bank\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,235.96\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\nODCs\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\nOther Items(Net)\n-435,595,725.41 -434,650,548.07 -423,645,614.57 -444,681,942.46 -479,694,927.52 -516,272,673.01 -516,063,818.51 -578,083,871.97 -603,002,994.53 -706,648,761.86 -771,611,360.55 -1,438,934,445.60 -1,792,258,767.54\nShares and Other Equity\n-421,159,006.94\n-420,923,101.54\n-420,402,750.57\n-426,036,485.00\n-473,248,083.80\n-509,275,252.67\n-491,665,519.11\n-526,564,518.35\n-560,858,506.65\n-647,259,441.19\n-736,032,264.92\n-1,471,834,260.31\n-1,750,654,766.50\nLiabilities to Other Financial Corporations\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\nRestricted Deposits\n73,532.53\n85,289.04\n2,097,859.91\n3,600,957.03\n6,496,099.45\n4,400,595.12\n7,146,568.10\n2,167,260.87\n2,173,882.06\n2,994,403.00\n4,012,319.51\n15,942,230.19\n17,330,528.77\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-14,972,849.19\n-14,365,553.48\n-5,819,302.38\n-22,621,832.35\n-13,445,998.89\n-11,745,106.55\n-31,684,635.35\n-53,917,133.32\n-44,545,169.67\n-63,194,358.13\n-40,078,187.62\n16,635,808.50\n-59,279,741.20\nBroad Money-M3\n302,934,409.48\n330,656,852.64\n329,186,835.99\n364,598,792.04\n417,561,783.55\n437,916,017.39\n475,361,517.87\n470,437,876.87\n506,126,214.91\n589,093,586.52\n671,372,604.62\n971,543,683.94\n1,119,696,233.56\nSecurities Other than Shares Included in Broad Money\n1,559,661.34\n1,523,179.12\n1,873,132.76\n3,191,934.31\n3,729,670.68\n4,007,812.73\n3,696,333.82\n3,685,330.94\n4,456,190.77\n4,510,894.76\n4,246,927.92\n6,165,343.44\n7,157,937.12\nBroad Money-M2\n301,374,748.14\n329,133,673.52\n327,313,703.23\n361,406,857.73\n413,832,112.87\n433,908,204.66\n471,665,184.05\n466,752,545.93\n501,670,024.14\n584,582,691.76\n667,125,676.69\n965,378,340.49\n1,112,538,296.45\nOther Deposits\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\nNarrow Money-M1\n279,979,150.10\n306,098,411.06\n300,262,147.56\n335,026,202.48\n385,927,355.64\n400,698,387.01\n434,262,220.25\n427,464,720.85\n454,155,285.76\n530,433,488.84\n614,481,640.63\n895,379,518.67\n1,031,647,432.84\nTransferable Deposits\n277,785,152.96\n303,724,801.01\n297,965,557.69\n333,108,841.78\n383,724,566.36\n398,514,604.13\n431,948,432.28\n425,262,736.08\n451,539,424.76\n527,204,673.89\n610,992,302.31\n892,270,006.18\n1,028,183,547.50\n Of which Foreign Currency Accounts\n133,630,862.77\n141,174,811.64\n133,774,214.78\n151,057,377.09\n179,312,075.75\n181,547,992.63\n210,704,070.51\n197,684,662.27\n225,776,364.73\n275,166,409.09\n302,163,673.09\n559,139,763.68\n657,889,184.94\nCurrency Outside Depository Corporations\n2,193,997.15\n2,373,610.05\n2,296,589.87\n1,917,360.70\n2,202,789.29\n2,183,782.87\n2,313,787.98\n2,201,984.76\n2,615,861.00\n3,228,814.95\n3,489,338.32\n3,109,512.49\n3,463,885.34\nMemorandum Items\nReserve Money\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\nFCAs as a Percentage of Deposits in M3\n44.4%\n43.0%\n40.9%\n41.7%\n43.2%\n41.7%\n44.5%\n42.2%\n44.8%\n47.0%\n45.2%\n57.7%\n58.9%\nEnd Period Exchange Rate\n85.42\n85.64\n86.06\n87.67\n97.14\n105.67\n108.67\n115.42\n124.02\n142.42\n159.35\n301.50\n370.96\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n13 \n \n \nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nNet Foreign Assets\n-408,677,935.81 -412,168,208.49 -411,964,116.26 -421,707,589.69 -470,115,861.82 -508,301,508.78 -513,012,570.17 -569,288,849.11 -608,788,967.34 -717,594,313.10 -794,405,282.55 -1,478,375,394.21 -1,802,992,102.87\nClaims on Non Residents\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\nOfficial Reserves Assets\n22,273,252.21\n11,141,648.17\n95,273,718.45\n91,410,691.55\n98,733,481.46\n106,788,388.55\n113,865,495.69\n88,142,478.36\n98,842,512.26\n111,766,758.89\n124,451,895.50\n233,057,350.27\n280,735,044.65\nOther Foreign Assets\n10,865,931.01\n10,684,792.88\n10,973,701.35\n12,282,616.24\n13,594,904.67\n14,755,511.24\n20,597,406.74\n21,801,631.11\n23,392,128.91\n29,671,571.60\n34,061,195.07\n62,485,798.57\n97,533,424.84\nLess Liabilities to Non Residents\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\nShort Term Liabilities\n219,691,932.32\n215,528,229.57\n219,582,935.92\n224,780,986.78\n250,088,131.95\n270,427,009.64\n276,458,350.87\n288,043,621.76\n314,055,031.14\n380,818,044.00\n425,900,083.60\n785,737,559.16\n951,983,480.17\nOther Foreign Liabilities*\n222,125,186.70\n218,466,419.97\n298,628,600.14\n300,619,910.70\n332,356,116.01\n359,418,398.93\n371,017,121.73\n391,189,336.81\n416,968,577.38\n478,214,599.59\n527,018,289.52\n988,180,983.89\n1,229,277,092.19\n of which blocked funds\n179,118,601.53\n175,855,465.58\n173,053,746.34\n173,544,785.11\n191,359,585.62\n207,901,480.94\n215,193,860.69\n226,575,523.87\n239,652,643.98\n276,151,105.21\n306,560,929.76\n570,884,144.99\n716,116,832.50\nNet Domestic Assets (NDA)\n433,522,736.46\n437,112,930.85\n440,459,231.26\n447,950,487.22\n494,471,680.62\n536,486,587.36\n538,956,830.20\n595,796,383.98\n636,602,481.08\n745,479,564.79\n823,635,174.38\n1,507,595,691.24\n1,836,540,085.80\nDomestic Claims\n25,962,204.03\n25,193,941.68\n27,281,606.24\n29,006,431.90\n40,400,891.34\n41,254,735.58\n70,963,422.00\n45,764,983.60\n56,431,583.21\n59,280,671.72\n73,729,321.44\n98,948,909.09\n86,265,289.61\nNet Claims on Central Government\n12,336,905.40\n13,122,877.88\n12,099,897.36\n9,757,732.78\n17,950,931.38\n17,031,705.25\n46,157,622.65\n23,759,754.43\n28,391,009.15\n33,843,987.33\n45,816,276.90\n52,202,949.03\n27,947,066.17\nClaims on Central Government\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\nOf which: Securities Other than Shares\n5,809,922.68\n5,803,706.31\n5,778,201.73\n5,767,697.15\n5,748,064.63\n5,737,560.05\n5,725,696.74\n5,709,408.86\n5,698,904.28\n5,628,648.40\n5,618,143.81\n5,618,143.81\n5,618,143.81\nLoans\n18,675,222.67\n16,952,495.34\n17,005,332.91\n17,833,656.45\n25,695,249.98\n27,349,310.60\n51,228,986.78\n52,667,064.29\n53,343,629.64\n55,987,602.77\n58,769,044.66\n78,389,443.38\n88,353,569.12\n Loans and Advances\n14,666,539.96\n12,945,598.08\n12,997,746.30\n13,884,037.90\n15,157,333.07\n16,805,093.22\n17,897,368.08\n19,335,445.61\n19,998,243.11\n22,642,216.24\n25,423,658.13\n45,044,056.85\n55,008,182.59\n Legacy Debt\n397,116.86\n395,331.42\n396,020.77\n338,052.70\n6,926,351.06\n6,932,651.53\n29,720,052.86\n29,720,052.83\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\nOf which: Deposits\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n13,625,298.64\n12,071,063.80\n15,181,708.88\n19,248,699.12\n22,449,959.96\n24,223,030.33\n24,805,799.35\n22,005,229.17\n28,040,574.06\n25,436,684.39\n27,913,044.54\n46,745,960.06\n58,318,223.45\nOther Financial Corporations\n1,591,946.54\n1,600,109.77\n1,616,633.50\n1,675,284.36\n1,710,457.33\n1,936,149.98\n1,940,319.92\n1,979,866.38\n1,974,819.36\n2,314,886.09\n2,401,359.00\n2,324,560.64\n2,384,730.70\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n10,544,228.28\n8,914,695.01\n11,902,013.06\n15,872,466.74\n18,948,074.45\n20,323,891.94\n20,881,242.71\n17,988,080.01\n23,840,423.94\n20,227,681.72\n22,534,788.28\n40,555,239.89\n50,471,009.86\nPrivate Sector\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\nClaims on Other Depository Corporations\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\nOf which: Loans\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\nOther Liabilities to ODCs\n91,366,745.03\n90,755,541.83\n61,697,091.96\n61,027,807.98\n75,694,008.33\n84,609,743.32\n108,149,998.58\n92,445,342.97\n98,771,358.77\n116,286,172.05\n137,938,275.04\n213,473,187.99\n234,624,636.96\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n45,976,776.82\n46,605,622.19\n40,728,575.10\n41,191,755.29\n51,891,284.90\n53,851,878.52\n72,821,158.38\n55,087,092.35\n61,186,545.74\n73,725,582.36\n89,206,766.33\n136,605,367.17\n87,602,175.66\nOther Items(Net)\n-495,500,366.27 -499,196,071.64 -471,349,472.27 -476,675,721.39 -525,795,635.11 -574,985,503.78 -571,223,436.96 -636,865,583.85 -673,232,217.80 -791,721,093.43 -875,960,866.59 -1,614,961,249.38 -1,974,951,446.35\nShares and Other Equity\n-486,305,203.47\n-488,981,304.19\n-491,527,426.67\n-501,914,984.05\n-555,638,121.13\n-604,000,281.44\n-620,887,582.17\n-657,568,133.29\n-700,269,272.95\n-804,754,190.04\n-896,652,942.69\n-1,694,545,332.44\n-2,081,541,626.90\nOther Items(Net)\n-9,911,933.75\n-10,996,966.63\n17,593,977.36\n20,921,508.79\n23,131,653.99\n23,458,496.35\n41,146,119.65\n18,270,195.89\n24,793,374.40\n8,861,949.04\n14,428,570.19\n62,648,230.22\n89,106,052.63\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n716,770.95\n782,199.17\n2,583,977.04\n4,317,753.87\n6,710,832.03\n5,556,281.32\n8,518,025.55\n2,432,353.55\n2,243,680.76\n4,171,147.57\n6,263,505.92\n16,935,852.85\n17,484,127.93\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\nBond Coins\n99,710.14\n99,710.17\n99,710.20\n99,710.12\n99,710.10\n99,710.13\n99,710.16\n99,710.20\n99,710.26\n99,710.34\n99,710.39\n99,710.43\n99,710.48\nBond Notes\n3,797,075.30\n4,413,772.03\n4,650,584.97\n4,671,398.41\n4,714,194.39\n4,805,542.45\n5,052,397.24\n4,993,493.48\n5,093,893.85\n5,240,635.11\n6,014,484.37\n6,165,661.88\n6,165,333.25\nLiabilities to ODCs\n20,948,015.21\n20,431,240.16\n23,744,819.84\n21,471,789.00\n19,541,914.31\n23,279,826.00\n20,792,152.63\n21,414,331.20\n22,619,909.63\n22,544,906.25\n23,115,697.08\n22,954,924.72\n27,282,939.21\n Reserve Deposits\n7,269,076.19\n7,862,360.46\n8,219,597.38\n9,255,653.80\n9,541,310.72\n18,709,286.01\n19,781,787.64\n20,405,761.19\n20,827,919.34\n21,544,621.25\n23,011,606.47\n22,855,505.72\n27,182,574.21\n Exess reserves \n13,678,939.03\n12,568,879.69\n15,525,222.46\n12,216,135.19\n10,000,603.59\n4,570,539.99\n1,010,364.99\n1,008,570.00\n1,791,990.29\n1,000,284.99\n104,090.61\n99,419.00\n100,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n14 \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nNet Foreign Assets\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\nClaims on Non Residents\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\nOf Which: Foreign Currency\n30,255,551.49\n30,509,126.94\n32,270,386.66\n38,500,097.41\n50,074,676.36\n53,424,260.93\n50,030,986.41\n53,378,295.56\n62,064,505.14\n76,544,189.30\n74,716,879.90\n142,118,888.84\n138,347,101.06\nDeposits\n90,381,891.07\n107,347,245.84\n96,773,959.39\n93,731,294.28\n116,746,591.30\n103,820,731.58\n125,043,551.30\n100,442,493.68\n105,505,734.50\n131,168,592.72\n149,819,045.33\n269,570,369.89\n305,551,872.73\nOther\n210,984.25\n214,079.24\n214,451.29\n260,414.95\n391,933.02\n409,803.27\n346,680.86\n368,318.48\n436,950.21\n490,766.14\n653,930.14\n1,173,939.93\n1,996,318.38\nLess Liabilities to Non Residents\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\nOf Which: Deposits\n4,258,022.10\n3,965,803.90\n6,985,643.39\n4,034,436.70\n7,964,589.56\n7,991,662.41\n11,564,286.23\n12,879,965.61\n16,242,284.31\n18,274,727.25\n20,748,904.55\n40,784,068.98\n50,378,763.77\nLoans\n11,229,880.61\n12,117,521.21\n12,174,298.00\n12,249,615.34\n13,610,321.85\n11,522,878.45\n12,142,786.55\n12,579,585.65\n14,322,071.01\n15,788,816.82\n17,842,223.01\n32,745,021.76\n32,900,853.99\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n194,736,649.82\n205,599,205.54\n216,305,273.04\n245,756,879.91\n269,505,972.41\n296,436,293.39\n319,731,034.22\n339,241,242.96\n365,997,720.68\n410,548,022.91\n479,033,352.08\n628,106,440.87\n753,463,074.66\nDomestic Claims\n144,215,018.58\n160,993,444.47\n180,124,875.49\n196,079,149.63\n221,943,537.24\n250,556,530.54\n269,323,457.84\n287,148,313.94\n318,037,769.98\n366,618,461.95\n433,838,477.37\n572,701,615.54\n681,548,604.87\nNet Claims on Central Government\n11,333,414.08\n18,127,231.47\n26,832,528.82\n32,704,534.68\n40,644,945.98\n44,540,200.54\n37,452,449.68\n36,234,968.02\n44,854,385.60\n45,255,818.78\n56,325,515.21\n63,560,566.80\n76,724,974.28\nClaims on Central Government\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\nSecurities\n17,610,769.74\n23,160,619.26\n32,722,213.67\n36,196,334.62\n43,786,500.90\n47,418,135.58\n41,452,052.93\n40,241,600.55\n49,241,790.83\n50,566,914.20\n63,944,817.59\n70,936,834.65\n86,890,010.11\nLoans\n17,910.70\n17,324.92\n22,486.84\n21,073.85\n21,204.08\n21,240.82\n21,092.28\n20,331.26\n20,339.66\n19,404.68\n37,542.77\n41,284.36\n61,198.20\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\nOf which: Deposits\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n132,881,604.50\n142,866,213.00\n153,292,346.67\n163,374,614.95\n181,298,591.25\n206,016,330.00\n231,871,008.16\n250,913,345.93\n273,183,384.38\n321,362,643.17\n377,512,962.15\n509,141,048.74\n604,823,630.59\nOther Financial Corporations\n2,638,449.64\n2,834,003.91\n3,117,400.54\n2,923,183.89\n3,130,290.76\n4,192,079.54\n7,769,942.90\n5,176,630.07\n5,258,014.07\n5,432,333.10\n6,195,645.25\n6,998,113.31\n7,792,720.84\nState and Local Government\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\nPublic Non Financial Corporations\n1,531,319.65\n1,641,885.33\n1,923,001.99\n1,897,960.80\n1,871,958.96\n2,069,555.97\n2,984,603.82\n3,815,525.07\n5,367,161.90\n6,240,938.55\n6,858,061.18\n16,348,796.81\n14,542,574.22\nPrivate Sector\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\nClaims on the Central Bank\n77,498,004.69\n107,123,354.33\n95,651,746.77\n103,849,755.97\n110,620,327.00\n110,503,175.07\n121,289,617.10\n119,546,045.14\n125,057,527.45\n145,073,995.32\n163,091,388.64\n239,321,897.04\n269,492,980.99\nCurrency\n1,702,788.29\n2,139,872.15\n2,453,705.30\n2,853,747.83\n2,611,115.20\n2,721,469.71\n2,838,319.42\n2,891,218.92\n2,577,743.10\n2,111,530.50\n2,624,856.44\n3,155,859.82\n2,801,158.38\nReserves\n75,795,216.40\n104,983,482.18\n93,198,041.47\n100,996,008.14\n108,009,211.79\n107,781,705.36\n118,451,297.69\n116,654,826.22\n122,479,784.35\n142,962,464.82\n160,466,532.20\n236,166,037.22\n266,691,822.61\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n662,275.52\n706,879.99\n1,023,363.18\n1,453,072.21\n1,095,299.01\n2,726,544.67\n2,808,102.91\n2,688,568.50\n2,120,361.21\n2,137,854.54\n2,173,014.02\n2,383,304.12\n2,898,518.67\nOther Items(Net)\n26,314,097.93\n61,810,713.27\n58,447,986.04\n52,718,953.48\n61,962,592.81\n61,896,867.55\n68,073,937.82\n64,764,547.62\n74,977,215.54\n99,006,579.83\n115,723,499.90\n181,533,767.59\n194,679,992.54\nShares and Other Equity\n65,146,196.53\n68,058,202.65\n71,124,676.10\n75,878,499.05\n82,390,037.34\n94,725,028.77\n118,865,727.97\n131,003,614.94\n139,410,766.30\n157,494,748.85\n160,620,677.78\n222,711,072.13\n330,886,860.40\nLiabilities to other ressident sectors\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\nOther Items(Net)\n-39,294,696.79\n-6,800,307.28\n-13,155,268.53\n-23,534,963.43\n-20,930,500.24\n-33,175,252.31\n-50,931,558.00\n-66,469,586.15\n-64,660,350.49\n-59,298,803.48\n-45,383,950.36\n-41,499,080.56\n-136,552,079.25\nDeposits and Securities Included in Broad Money\n300,097,173.91\n327,586,332.45\n326,404,128.99\n361,964,634.51\n415,144,261.68\n434,576,548.31\n471,445,180.01\n467,970,799.42\n503,440,555.21\n584,688,027.00\n665,632,079.89\n967,440,548.79\n1,116,078,749.06\nDeposits Included in Broad Money\n298,537,512.57\n \n326,063,153.33\n \n324,530,996.23\n \n358,772,700.20\n \n411,414,591.01\n \n430,568,735.58\n \n467,748,846.19\n \n464,285,468.48\n \n498,984,364.44\n \n580,177,132.24\n \n661,385,151.97\n \n961,275,205.35\n \n1,108,920,811.95\n \nTransferable Deposits\n277,141,914.54\n \n303,027,890.88\n \n297,479,440.56\n \n332,392,044.95\n \n383,509,833.78\n \n397,358,917.93\n \n430,345,882.39\n \n424,997,643.40\n \n451,469,626.06\n \n526,027,929.32\n \n608,741,115.91\n \n891,276,383.52\n \n1,028,029,948.34\n \n of which FCAs\n133,608,092.81\n \n141,156,359.97\n \n133,760,212.96\n \n151,047,925.52\n \n179,306,272.75\n \n181,546,290.69\n \n210,688,453.17\n \n197,673,919.07\n \n225,769,411.82\n \n275,160,384.59\n \n301,286,745.34\n \n558,605,268.37\n \n657,871,279.96\n \nOther Deposits\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\nMoney Market Instruments\n1,559,661.34\n \n1,523,179.12\n \n1,873,132.76\n \n3,191,934.31\n \n3,729,670.68\n \n4,007,812.73\n \n3,696,333.82\n \n3,685,330.94\n \n4,456,190.77\n \n4,510,894.76\n \n4,246,927.92\n \n6,165,343.44\n \n7,157,937.12\n \nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n15 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n17 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n-\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJune\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nSource:Reserve Bank of Zimbabwe,2022\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJune\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJune\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n21 \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n22 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n23 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-8500\n39.32\n39.62\nFeb\n15.00-8500\n40.55\n64.02\nMar\n15.00-8500\n40.74\n43.88\nApr\n15.00-8500\n38.15\n45.56\nMay\n15.00-8500\n38.01\n47.25\nJune\n15.00-8500\n38.45\n48.25\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n24 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n25 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n26 \n \n \nFOOD \nINFLATION\nALCOHOLIC \nCLOT HING\nHOUS ING, \nW AT E R,\nFURNIT URE\nMIS C.\nFOOD & \nB E VE RAGE S \n& \nE LE CT RICT Y, \nGAS\nAND\nRE CRE AT ION &\nRE S T AURANT S \n&\nGOODS &\nT OT AL NON\nNON \nALCOHOLIC \nALL\n& T OB ACCO\nFOOT W E AR\n& OT HE R\nE QUIP ME NT\nCULT URE\nHOT E LS\nS E RVICE S\nFOOD\nB E VE RAGE S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P ORT\nCOMMUNICAT ION\nE DUCAT ION\n \n \n \n27 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n28 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n29 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n134551.0\n18810.6\n123721.3\n618347.5\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n30 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-June-2022.pdf"}
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+{"doc_id": "c39053ec1736bf0d8fa93caa6072e4a0", "text": "i \n \n \n \nMAY 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nMobile and Internet-Based Transactions ................................................................................ 9 \nCash Transactions ..................................................................................................................... 9 \nCard-Based Transactions ......................................................................................................... 9 \nINFLATION OUTTURN ............................................................................................................. 9 \nMonthly Inflation ...................................................................................................................... 9 \nUS$ Annual Inflation Developments ..................................................................................... 10 \nZiG Annual Inflation Developments ..................................................................................... 10 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n \nOVERVIEW \nThe month-on-month and annual inflation rates \nfor ZiG marginally increased in May 2025. \nMonth- on-month inflation increased to 0.9% \nin May 2025, from 0.6% in April 2025. \nSimilarly, the annual ZiG inflation rate rose \nfrom 85.7% in April 2025 to 92.1% in May \n2025. \nBroad money (M3) stock increased by 7.09%, \nfrom ZiG87,003.17 million in April 2025 to \nZiG93,173.97 million in May 2025. The broad \nmoney stock comprised of foreign currency \ndeposits, 81.39%; local currency deposits, \n17.43%; and local currency in circulation, \n0.07%. \nOn the capital market, the Zimbabwe Stock \nExchange (ZSE) traded positively while the \nVictoria Falls Stock exchange was on a \nnegative trajectory. \n \nThe \naggregate \nvalue \nand \nvolumes \nof \ntransactions processed through the National \nPayment Systems (NPS) in the month of May \nboth increased by 11%. Similarly, NPS \ntransaction volumes also increased from 63.53 \nmillion in April 2025 to 70.39 million in May \n2025. \nIn the international commodity markets, \naverage prices for gold, platinum, palladium, \ncopper and nickel firmed, while prices for \nBrent \ncrude \noil \nand \nlithium \ndeclined. \nCommodity prices are still largely influenced \nby ongoing geopolitical tensions. \nTrade \ndevelopments \nshow \nthat \nboth \nmerchandise exports and imports increased in \nthe month of May 2025. Merchandise exports \nincreased by 9.6%, from US$663.8 million in \nApril 2025 to US$727.3 million in May 2025. \nIn the same vein, merchandise imports also \nincreased by 9.8%, from US$803.7 million in \nApril 2025 to US$882.1 million during the \nmonth under review. Resultantly, the country’s \ntrade deficit widened to US$154.8 million in \nMay 2025, from US$139.8 million in April \n2025. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nThe international average prices for gold, \nplatinum, palladium, copper and nickel firmed, \nwhile prices for brent crude oil and lithium \ndeclined. Table 1 depicts the price movements \nof selected commodities in May 2025. \n \nTable 1: International Commodity Prices \nfor May 2025 and April 2025 \nCommodity \n \nApr-25 \n \n \nMay-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n3,206.9 \n3,285.70 \n2.46 \nPlatinum \nUS$/oz \n958.3 \n1,021.80 \n6.63 \nPalladium \nUS$/oz \n941.29 \n975.80 \n3.67 \nCopper \nUS$/t \n9,198.35 \n9,517.02 \n3.46 \nNickel \nUS$/t \n15,317.15 \n15,526.64 \n1.37 \nBrent Crude \noil \nUS$/bbl. \n65.82 \n63.89 \n(2.93) \nLithium \nUS$/t \n9,407.89 \n8,784.57 \n(6.63) \nSource: Bloomberg, 2025 \n \nGold \nGold prices increased by 2.46%, from a \nmonthly average of US$3,206.90 per ounce in \nApril 2025 to an average of US$3,285.70 per \nounce. The price rose amid increasing \ngeopolitical and geo-economic tensions, which \nheightened gold’s appeal as a safe-haven \ninvestment. \n \n \n \n \n2 \n \n \nPlatinum \n \nPlatinum prices surged by 6.63% to an average \nof US$1,021.80 per ounce in May 2025, from \nan average of US$958.30 recorded in April \n2025. \nPalladium \nPalladium prices increased by 3.67%, to \nUS$975.80 per ounce during the month under \nreview, from US$941.29 per ounce recorded in \nApril 2025. The increase was largely driven by \nthe rebound of the U.S. automotive industry, \nfollowing the introduction of tax credits by the \nU.S. Government aimed at offsetting the effects \nof auto tariffs. This policy measure supported \ncontinued demand for catalytic converters, \nwhich primarily use palladium. \n \nFigure 1 shows the trends of precious metal \nprices for the period from May 2022 to May \n2025. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): May 2022 – May 2025 \n \nSource: Bloomberg, 2025 \n \n \nBrent Crude Oil \nBrent crude oil prices maintained a downward \ntrend since February 2025, falling by 2.93%, \nfrom US$65.82 per barrel in April 2025 to \nUS$63.89 per barrel in May 2025. Oil prices \ndeclined following reports that OPEC+ was \nconsidering a production increase of 411,000 \nbarrels per day in July 2025, raising concerns \nabout a potential oversupply in the market. \n \nThe commodity price developments for the \nperiod from May 2022 to May 2025 are shown \nin Figure 2. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) May 2022 – May 2025 \n \n \nSource: Bloomberg, 2025 \n \nCopper \nCopper prices rose to US$9,517.02 per tonne in \nMay 2025, representing a 3.46% increase from \nUS$9,198.35 per tonne in April 2025. The \nrebound was supported by robust underlying \ndemand, mainly from China. \n \n0\n200\n400\n600\n800\n1,000\n1,200\n800\n1,200\n1,600\n2,000\n2,400\n2,800\n3,200\nMay-22\nAug-22\nNov-22\nFeb-23\nMay-23\nAug-23\nNov-23\nFeb-24\nMay-24\nAug-24\nNov-24\nFeb-25\nMay-25\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nMay-22\nJul-22\nSept-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSept-23\nNov-23\nJan-24\nMar-24\nMay-24\nJul-24\nSept-24\nNov-24\nJan-25\nMar-25\nMay-25\nUS$/BARREL\n \n \n3 \n \n \nNickel \nNickel prices rose by 1.37% to US$15,526.64 \nper tonne during the month under review, from \nUS$15,317.15 per tonne recorded in the \nprevious month. The price uptick was buoyed \nby Indonesia’s decision to reduce nickel mining \nquotas by approximately 120 million tonnes, a \nmove expected to reduce global supply by \naround 35% and alleviating fears over a \npotential oversupply in the market. \n \nFigure 3 shows base metals price developments \nfor the period from May 2022 to May 2025. \n \nFigure 3: Base Metal Prices (US$/tonne): \nMay 2022 – May 2025 \n \nSource: Bloomberg 2025 \n \nLithium \nIn May 2025, lithium prices decreased by \n6.63% to US$8,784.57 per tonne from \nUS$9,407.89 per tonne in the month of April \n2025. The downward trend reflected ongoing \nmarket pressures, including rising supply and \nweaker demand in key regions. \n \nFigure 4 shows lithium price trends for the \nperiod May 2023 to May 2025. \n \nFigure 4: Lithium Prices (US$/tonne) April \n2023 – April 2025 \n \nSource: London Metal Exchange, 2025 \n \nMerchandise Trade Developments \nTotal merchandise trade increased by 9.7%, \nfrom 1.47 billion recorded in April 2025 to \nUS$1.61 billion in May 2025. The growth was \ndriven by higher exports recorded during the \nmonth under review. On a year-on-year basis, \ntotal merchandise trade increased by 20.9% to \nUS$1.33 billion in May 2025, compared to the \ncorresponding month in 2024. \n \nMerchandise Exports \nThe merchandise exports surged to US$727.3 \nmillion in May 2025, representing a 9.6% \nincrease from US$663.8 million recorded in \nApril 2025. The increase was largely due to \nhigher export earnings of gold, and platinum \ngroup metals (PGMs). On an annual basis, \nexports were 24.7% higher, compared to \nUS$583.0 million registered in May 2024. \n \nThe developments in merchandise exports for \nthe period from January 2024 to May 2025 are \nshown in Figure 5. \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nMay-22\nJul-22\nSept-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSept-23\nNov-23\nJan-24\nMar-24\nMay-24\nJul-24\nSept-24\nNov-24\nJan-25\nMar-25\nMay-25\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nMay-23\nJun-23\nJul-23\nAug-23\nSept-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSept-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nUS$/tonne\n \n \n4 \n \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \n \n \nExports by Commodity \nThe country's export basket was largely \ndominated by primary commodities, with gold \naccounting for 51.0%, followed by Platinum \nGroup Metals (PGMs) at 21.9%, tobacco \n(6.4%), \nand \nother \nmineral \nsubstances \naccounting \nfor \n4.1%. \nTable \n2 \nshows \ndevelopments in the country’s major exports by \ncommodity for the months of April and May \n2025. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTable 2: Major Exports (US$ millions) \n \n \nApr-25 \n(US$m) \nMay-25 \n(US$m) \nApr-May \n2025 \nChanges \n(%) \nShare of \nExports (%) \nTotal \n663.8 \n727.3 \n9.6 \n100.00 \nOf Which: \n \n \n \n \nGold \n306.6 \n371.0 \n21.0 \n51.0 \nPGMs \n98.7 \n159.0 \n61.1 \n21.9 \nTobacco \n(Including \ncigarettes) \n81.3 \n46.3 \n-43.0 \n6.4 \nOther mineral \nsubstances \n30.2 \n29.8 \n-1.4 \n4.1 \nFerro chromium \n20.8 \n25.6 \n23.0 \n3.5 \nCoal \n16.2 \n18.4 \n13.6 \n2.5 \nChromium ores \nand concentrates \n12.4 \n17.6 \n42.1 \n2.4 \nCane Sugar \n3.3 \n9.0 \n167.7 \n1.2 \nIndustrial \ndiamonds \n33.5 \n5.2 \n-84.5 \n0.7 \nOther ores and \nconcentrates \n14.6 \n4.8 \n-66.8 \n0.7 \nOthers \n46.2 \n40.6 \n-12.2 \n5.6 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nExport Markets \nIn May 2025, the bulk of the country’s exports \nwere destined for the United Arab Emirates \n(51.06%), South Africa (30.85%), and China \n(5.80%), with the remaining exports distributed \nacross other various international markets. \nFigure 6 depicts the country’s major export \nmarkets during the month under review. \n \n \n \n \n \n \n \n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\n900.0\n1000.0\n2024\n2025\n \n \n5 \n \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Imports \nMerchandise imports increased by 9.8%, from \nUS$803.7 million recorded in April 2025, to \nUS$882.1 million in May 2025. On an annual \nbasis, merchandise imports surged by 17.8%, \nfrom US$748.6 million recorded in May 2024. \n \nFigure \n7 \nshows \nthe \ndevelopments \nin \nmerchandise imports for the period from \nJanuary 2024 to May 2025. \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT & RBZ Computations, 2025 \n \n \nImports by Commodity \nThe country’s imports mainly consisted of \nindustrial supplies (32.0%), capital goods \n(20.5%), and fuels and lubricants (19.6%), in \nMay 2025. \n \nTable 3: Major Imports (US$ millions) \n \nApr-25 \n \n(US$m) \nMay- \n25 \n(US$m) \nMar-\nApr 25 \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nApr-25 \nTotal \n803.7 \n882.1 \n9.8 \n100.0 \nOf \nWhich: \n \n \n \n \nIndustrial \nSupplies \n254.7 \n282.0 \n10.7 \n32.0 \nFuels and \nLubricants \n174.2 \n173.1 \n-0.6 \n19.6 \nCapital \ngoods \n149.0 \n180.6 \n21.2 \n20.5 \nFood and \nBeverages \n92.8 \n103.7 \n11.7 \n11.8 \nTransport \nEquipment \nand parts \n73.1 \n88.8 \n21.6 \n 10.0 \nConsumer \nGoods \n52.2 \n45.2 \n-14.1 \n5.1 \nOthers \n7.7 \n8.7 \n18.7 \n1.0 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nThe bulk of the country’s imports came from \nSouth Africa (34.8%), followed by China \n(19.0%), Bahrain (7.3%), the Bahamas (5.9%), \nand Mozambique (4.4%). The remaining \nimports were sourced from other various \nmarkets as shown in Figure 8. \n \n \n \n \n \n \n51.1\n30.8\n5.8\n3.8\n1.7\n1.7\n0.9\n0.5\n0.4\n0.3\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nHong Kong\nZambia\nNetherlands\nBotswana\nViet Nam\nItaly\n694.2\n729.7\n720.5\n719.6\n748.6\n755.0\n828.3\n876.2\n784.2\n835.9\n952.1\n889.3\n750.8\n738.4\n818.3\n803.7\n882.1\n0\n200\n400\n600\n800\n1000\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2024\n2025\n \n \n6 \n \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Trade Balance \nThe country’s trade deficit widened to \nUS$154.8 million in May 2025, from \nUS$139.8 million in April 2025. On a year-on-\nyear basis, however, the deficit, narrowed from \nUS$165.6 million in May 2024 to US$154.8 \nmillion during the month under review. The \ncountry’s trade balance for the period from \nJanuary 2025 to May 2025 is shown in Figure \n9. \n \n \n \n \n \n \n \n \n \n \n \n1 Monetary data was revised from September 2024 \nfollowing the adoption of new standardized reporting \nformats (SRFs) submitted by banks. The notable revision \nis on broad money stock (M3), which was revised \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2025 \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG93,173.97 million in May 2025, an increase \nof 7.09% from ZiG87,003.17 million recorded \nin April 2025. \nThe increase in broad money largely reflected \na month-on-month increase of ZiG4,355.02 \nmillion (6.09%), in the foreign currency \ncomponent from ZiG71,478.06 million in April \n2025 to ZIG75,833.08 million. \nOver the same period, the local currency \ncomponent \nregistered \nan \nincrease \nof \nZiG1,815.77 \nmillion \n(11.70%), \nfrom \nZiG15,525.11 million to ZiG17,273.72 million. \nThe broad money stock comprised of foreign \ncurrency deposits, 81.39%; local currency \ndeposits, 17.43%; and local currency in \ncirculation, 0.07%. \ndownwards due to removal of Government foreign \ncurrency deposits held by banks from deposits included \nin broad money. Other monetary aggregates also \nchanged following the re-classification exercise. \n34.8\n19.0\n7.3\n5.9\n4.4\n3.7\n2.6\n2.2\n1.9\n1.8\nSouth…\nChina\nBahrain\nBahamas\nMozambi…\nZambia\nIndia\nUnited…\nMauritius\nSingapore\n652.0\n512.6\n583.1\n663.8\n727.3\n749.1\n730.4\n818.3\n803.7\n882.1\n-97.1\n-217.9\n-235.2\n-139.8\n-154.8\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nExports\nImports\nTrade Balance\n \n \n7 \n \n \nFigure 10 shows the composition of the money \nsupply. \n \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2025 \n \nDuring the month under review, credit to the \nprivate sector increased by 5.82%, from \nZiG58,425.38 million in April 2025 to \nZiG61,823.68 million, while net claims on the \ncentral Government2 declined by 2.17% to \nZiG46,958.23 million. \n \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing and distribution, which received \n27.17%, 17.29%, 13.63%, and 11.43% of the \ntotal credit, respectively. The mining sector \nreceived 9.57% of the total outstanding credit. \nFigure 11 shows the distribution of credit by \nsector. \n \n \n \n \n \n \n \n \n2 Claims in Government was adjusted for exchange \nlosses related to SDR drawdowns for the period April \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilised \nfor recurrent expenditures, 41.54%; inventory \nbuild-up, \n23.17%; \nand \nfixed \ncapital \ninvestments, 13.17%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nIn the month of May 2025, the Zimbabwe Stock \nExchange (ZSE) recovered from the previous \nmonth’s loss, with the ZSE All Share, Top 10, \nTop 15, and Medium Cap indices adding \n2.55%, 2.16%, 1.99% and 3.71% to 196.85 \npoints, 189.81 points, 194.22 points and 246.15 \npoints, respectively. \n \nThe resource index also increased by 1.01% to \nclose at 145.40 points, during the period under \nreview. \n \n \n \n2024 to January 2025. The adjustment does not indicate \na flow of new money. \nNCDs, \n1.11%\nLocal Currency \nTime Deposits, \n1.55%\nFX Time \nDeposits, 9.40%\nLocal Currency \nTransferable , \n15.88%\nFX Transferable \nDeposits, 71.99%\nCurrency in \nCirculation, \n0.07%\nHouseholds\n27.17%\nAgriculture\n17.29%\nMining\n9.57%\nManufacturing\n13.63%\nDistribution\n11.43%\nTransport and \nCommunication\n2.18%\nServices\n10.44%\nFinancial \nOrganisations and \nInvestments\n5.24%\nConstruction\n3.04%\nOther\n0.00%\n \n \n8 \n \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nDuring the month of May 2025, the cumulative \nvolume and value of shares traded increased by \n79.39% and 123.92% to close at 269.99 million \nshares and ZiG600.72 million, respectively. \nThis is in comparison to 150.50 million shares \ntraded and ZiG268.27 million recorded in the \nprevious month in April 2025. \n \nThe proportion of foreign purchases to the \nvalue of shares traded increased to 43.24% in \nMay 2025, from 0.80% realised in the previous \nmonth. \n \nThe cumulative net foreign position, however, \nworsened from a negative position of ZiG13.79 \nmillion to a negative ZiG79.85 million, during \nthe month under review. Figure 13 shows the \nZSE monthly volumes and values traded from \nthe period May 2024 to May 2025 \n \n \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nVictoria Falls Stock Exchange (VFEX) \nThe Victoria Falls Stock Exchange All Share \nindex lost 6.48% to close at 107.24 points in \nMay 2025, compared to 114.67 points recorded \nin April 2025, as shown in Figure 14 below. \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nOwing to dampened trading activity on the \nVFEX, market capitalisation declined by \n6.49%, from US$ 1,337.88 million in April \n2025 to US$1,251.11 million in May 2025. \n100\n150\n200\n250\n300\n350\n90\n140\n190\n240\n290\n340\n30-May-24\n30-Jun-24\n31-Jul-24\n31-Aug-24\n30-Sept-24\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n28-Feb-25\n31-Mar-25\n30-Apr-25\n31-May-25\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n0\n100\n200\n300\n400\n500\n600\n0\n100\n200\n300\nMay-24\nJun-24\nJul-24\nAug-24\nSept-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n90\n95\n100\n105\n110\n115\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSept-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\n \n \n9 \n \n \nNATIONAL PAYMENTS SYSTEM \nThe total digital payment systems transaction \nvalues for May 2025 increased by 11% to \nZiG223.44 billion, from ZiG200.73 billion in \nApril 2025. Transactional volumes also \nincreased by 11%, from 63.53 million in April \n2025 to 70.39 million in May 2025, as shown \nin Figure 15. \n \nFigure 15: Payment Systems Monthly \nTransactional Values and Volumes from \nJune 2024 – May 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system increased by 10% to ZiG128.95 \nbillion in May 2025, from ZiG116.95 billion \nrecorded in April 2025. Similarly, transactional \nvolumes also increased by 10%, from 0.87 \nmillion in April 2025 to 0.96 million during the \nsame month under review. \n \n \n \nFigure 16: RTGS System Trend for Values \nand Volumes from June 2024 - May 2025 \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nMobile and Internet-Based Transactions \nMobile \nand \ninternet-based \ntransactions \nincreased by 10.67%, from ZiG69.49 billion in \nApril 2025 to ZiG76.86 billion in May 2025. \n \nCash Transactions \nCash-based transactions increased by 12.1% to \nZiG15.99 billion in May 2025, from ZiG14.25 \nbillion in April 2025. \n \nCard-Based Transactions \nCard-based transactions surged to ZiG17.63 \nbillion in May 2025, from ZiG14.34 billion in \nApril 2025. \n \nINFLATION OUTTURN \nMonthly Inflation Developments \nZWG Monthly Inflation \nThe ZWG monthly inflation rate marginally \nincreased by 0.3 percentage points, from 0.6% \nrecorded in April 2025 to 0.9% in May 2025. \n0\n10\n20\n30\n40\n50\n60\n70\n80\n0\n50\n100\n150\n200\n250\nJun-24\nJul-24\nAug-24\nSept-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nVolumes (Millions)\nValues (Billions)\nValues\nVolumes\n 0.7\n 0.8\n 0.8\n 0.9\n 0.9\n 1.0\n 1.0\n 1.1\n 1.1\n0\n20\n40\n60\n80\n100\n120\n140\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nVolumes in Millions\nValues in $ Billions\nValues\nVolume\n \n \n10 \n \n \nFigure 17 shows developments in monthly ZiG \ninflation from May 2024 to May 2025. \n \nFigure 17: ZiG Month-on-Month Inflation \n(%) \n \nSource: ZIMSTAT, 2025 \n \nFood inflation increased AAby 1.9 percentage \npoints, from -0.2% in April 2025 to 1.6% in \nMay 2025, driven by increases in meat, fish and \nsea food categories. The food component \ncontributed 0.6 percentage points to the May \n2025 inflation rate. \n \nNon-food inflation however, slowed down \nfrom 1.1% in April 2025 to 0.6% in May 2025 \nand contributed 0.4 percentage points to the \nmonthly inflation rate. \n \nUSD Monthly Inflation \nThe USD month-on-month inflation rate \ndecelerated from 0.2% in April 2025 to -0.3% \nin May 2025. This was on account of food \ninflation particularly fruits, vegetables, bread \nResultantly, \nweighted \nmonthly \ninflation \ndecreased from 0.3% in April 2025 to 0% in \nMay 2025, in line with the decline in the USD \ninflation. \n \n \n \nAnnual Inflation Developments \nZiG Annual Inflation Developments \nThe year-on-year ZiG inflation stood at 92.1% \nin May 2025, up from 87.1% in April 2025. \n \nUS$ Annual Inflation Developments \nThe year-on-year USD inflation rate, declined \nto 13.9% in May 2025 from 14.4% recorded in \nApril 2025. \n \nFigure \n18: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2025 \n \n \n \n \nJULY 2025 \nRESERVE BANK OF ZIMBABWE \n \n \n \n \n \n \n \n-2.0\n-0.5\n1.0\n2.5\n4.0\n5.5\n7.0\n8.5\n10.0\n11.5\n13.0\nMay-24\nJun-24\nJul-24\nAug-24\nSept-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nM-O-M (%)\n-6\n-4\n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSept-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\n \n \n0 \n \nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nNet Foreign Assets\n-27,776.93\n-27,814.24\n-27,003.21\n-27,816.06\n-51,275.16\n-54,146.37\n-48,383.46\n-47,290.39\n-50,807.43\n-51,172.57\n-46,837.66\n-45,196.99\n-41,019.76\nCentral Bank(net)\n-34,640.99\n-34,675.54\n-34,509.44\n-34,520.05\n-62,586.92\n-66,010.33\n-57,686.80\n-56,911.91\n-58,197.29\n-60,030.71\n-55,922.58\n-54,500.64\n-52,202.84\nForeign Assets\n9,502.38\n10,341.19\n10,301.55\n10,342.78\n17,610.06\n24,894.78\n22,229.01\n23,239.75\n23,967.01\n23,087.88\n28,287.08\n26,132.24\n27,358.92\nForeign Liabilities\n44,143.36\n45,016.73\n44,810.99\n44,862.84\n80,196.98\n90,905.11\n79,915.81\n80,151.65\n82,164.30\n83,118.59\n84,209.66\n80,632.89\n79,561.77\nOther Depository Corporations(net)\n6,864.06\n6,861.30\n7,506.23\n6,703.99\n11,311.76\n11,863.96\n9,303.35\n9,621.51\n7,389.86\n8,858.14\n9,084.92\n9,303.65\n11,183.09\nForeign Assets\n11,293.66\n11,679.33\n12,352.81\n11,598.44\n20,019.42\n21,861.67\n17,752.44\n19,141.21\n20,280.52\n21,464.25\n22,405.99\n22,719.00\n26,321.77\nForeign Liabilities\n4,429.60\n4,818.03\n4,846.58\n4,894.45\n8,707.65\n9,997.71\n8,449.09\n9,519.70\n12,890.67\n12,606.10\n13,321.07\n13,415.35\n15,138.68\nNet Domestic Assets (NDA)\n68,804.54\n70,540.71\n72,978.85\n74,289.27\n126,283.12\n141,729.29\n131,610.28\n134,739.35\n129,264.59\n129,550.42\n130,649.37\n132,200.16\n134,193.72\nDomestic Claims\n54,803.53\n56,344.94\n60,565.63\n61,126.25\n104,881.67\n120,558.28\n105,678.26\n108,915.80\n105,286.02\n108,409.03\n111,778.89\n112,052.78\n113,871.47\nClaims on Central Government(net)\n28,407.20\n28,221.48\n30,417.96\n30,051.03\n52,245.38\n59,872.77\n49,971.17\n51,692.04\n47,595.38\n49,726.71\n51,733.21\n47,997.90\n46,958.43\nClaims on Central Government\n32,009.48\n33,320.57\n35,189.93\n35,139.28\n60,331.26\n68,339.60\n59,979.05\n62,000.03\n65,079.23\n61,840.40\n64,347.80\n65,169.78\n65,057.66\nCentral Bank*\n26,112.14\n26,985.97\n27,458.25\n28,058.14\n49,156.93\n56,008.80\n49,413.73\n50,322.20\n51,342.65\n48,573.05\n50,689.52\n51,472.22\n51,174.38\nODCs\n5,897.34\n6,334.60\n7,731.69\n7,081.14\n11,174.32\n12,330.80\n10,565.32\n11,677.83\n13,736.58\n13,267.36\n13,658.28\n13,697.56\n13,883.28\nLess Liabilities to Central Government\n3,602.28\n5,099.09\n4,771.98\n5,088.24\n8,085.88\n8,466.84\n10,007.88\n10,307.99\n17,483.86\n12,113.70\n12,614.59\n17,171.88\n18,099.24\nCentral Bank\n3,252.31\n4,509.83\n4,333.36\n4,555.31\n7,502.60\n7,839.37\n9,330.64\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\nOf which foreign Currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n8,231.67\n3,875.54\n4,410.31\n5,787.19\n5,549.44\nODCs\n349.97\n589.26\n438.61\n532.94\n583.28\n627.47\n677.24\n716.42\n8,148.76\n7,556.48\n7,764.44\n10,994.18\n11,972.25\nOf which foreign currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n7,621.82\n6,689.63\n6,183.93\n9,392.25\n10,536.89\nClaims on Other Sectors\n26,396.33\n28,123.46\n30,147.67\n31,075.21\n52,636.29\n60,685.52\n55,707.08\n57,223.76\n57,690.64\n58,682.32\n60,045.68\n64,054.88\n66,913.05\nOther Financial Corporations\n435.16\n514.87\n481.66\n511.87\n867.29\n933.15\n842.46\n842.56\n3,517.16\n3,631.08\n3,864.50\n4,731.25\n4,292.05\nState and Local Government\n1.37\n1.49\n0.16\n0.19\n0.33\n0.08\n0.10\n0.57\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n936.15\n896.79\n876.57\n797.48\n1,314.16\n1,501.89\n1,234.05\n901.66\n569.85\n971.29\n911.74\n898.25\n797.32\nPrivate Sector\n25,023.65\n26,710.31\n28,789.28\n29,765.67\n50,454.50\n58,250.40\n53,630.47\n55,478.97\n53,603.63\n54,079.94\n55,269.44\n58,425.38\n61,823.68\nCentral Bank\n153.64\n237.80\n234.89\n231.23\n354.10\n437.25\n402.43\n403.34\n519.44\n538.88\n545.44\n577.07\n599.76\nODCs\n24,870.02\n26,472.52\n28,554.39\n29,534.44\n50,100.40\n57,813.15\n53,228.05\n55,075.63\n53,084.19\n53,541.07\n54,724.00\n57,848.31\n61,223.93\nOf which Foreigm currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n46,086.81\n46,197.56\n47,961.06\n50,400.88\n52,686.20\nOther Items(Net)\n-14,001.01\n-14,195.77\n-12,413.22\n-13,163.03\n-21,401.46\n-21,171.01\n-25,932.03\n-25,823.55\n-23,978.57\n-21,141.39\n-18,870.48\n-20,147.38\n-20,322.25\nShares and Other Equity\n-10,297.97\n-7,881.58\n-6,103.69\n-3,963.84\n-5,871.02\n-6,523.13\n-9,456.19\n-6,806.94\n-2,759.36\n659.23\n2,615.68\n7,692.89\n9,526.48\nLiabilities to Other Financial Corporations\n4.56\n13.22\n12.00\n12.50\n51.08\n16.11\n42.66\n112.46\n75.39\n267.30\n87.13\n63.50\n136.38\nRestricted Deposits\n1,636.34\n1,719.55\n1,550.88\n2,087.87\n3,658.37\n3,837.90\n3,788.06\n4,320.76\n4,381.22\n6,468.48\n6,947.34\n7,610.34\n7,729.11\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-5,343.93\n-8,046.96\n-7,872.41\n-11,299.56\n-19,239.88\n-18,501.89\n-20,306.55\n-23,449.82\n-25,675.83\n-28,536.40\n-28,520.63\n-35,514.12\n-37,714.21\nBroad Money-M3\n41,027.61\n42,726.47\n45,975.63\n46,473.21\n75,007.96\n87,582.92\n83,226.83\n87,448.96\n78,457.16\n78,377.85\n83,811.71\n87,003.17\n93,173.97\nSecurities Other than Shares Included in Broad Money\n4.37\n3.99\n19.18\n26.61\n23.83\n42.73\n0.00\n0.00\n1,110.84\n1,043.01\n1,258.29\n1,113.65\n1,031.34\nBroad Money-M2\n41,023.24\n42,722.48\n45,956.45\n46,446.60\n74,984.13\n87,540.19\n83,226.83\n87,448.96\n77,346.32\n77,334.84\n82,553.42\n85,889.52\n92,142.63\nOther Deposits (Time Deposits)\n3,276.46\n3,820.45\n3,890.29\n3,878.31\n5,866.41\n7,892.50\n7,727.40\n8,189.14\n6,724.49\n7,797.23\n7,273.44\n8,906.02\n10,202.83\nof which Foreign Currency Accounts\n2,953.23\n3,343.14\n3,425.73\n3,030.91\n4,839.19\n6,654.69\n5,209.30\n5,598.13\n5,707.45\n6,566.88\n6,058.37\n7,683.25\n8,760.66\nNarrow Money-M1\n37,746.78\n38,902.03\n42,066.16\n42,568.30\n69,117.71\n79,647.69\n75,499.42\n79,259.81\n70,621.83\n69,537.61\n75,279.99\n76,983.50\n81,939.80\nTransferable Deposits\n37,708.56\n38,850.80\n42,007.92\n42,499.23\n69,037.22\n79,550.71\n75,399.73\n79,160.58\n70,501.36\n69,416.64\n75,177.13\n76,875.02\n81,872.63\n Of which Foreign Currency Accounts\n30,036.32\n30,193.91\n31,635.02\n31,676.25\n58,411.49\n69,086.19\n64,595.58\n67,208.79\n58,700.73\n57,277.64\n62,889.89\n63,794.81\n67,072.42\nCurrency Outside Depository Corporations\n38.23\n51.23\n58.23\n69.07\n80.49\n96.98\n99.70\n99.23\n120.46\n120.97\n102.86\n108.48\n67.17\nMemorandum Items\nReserve Money\n6,639.45\n7,238.62\n7,282.11\n7,708.04\n13,606.58\n20,428.83\n20,028.01\n20,395.12\n21,688.51\n21,184.52\n22,726.34\n22,614.61\n23,287.44\nFCAs as a Percentage of Deposits in M3\n80.5%\n78.6%\n76.4%\n74.8%\n82.7%\n86.6%\n84.0%\n83.4%\n82.2%\n81.6%\n82.4%\n82.3%\n81.4%\nEnd Period Exchange Rate\n13.32\n13.70\n13.79\n13.85\n24.88\n28.68\n25.45\n25.80\n26.37\n26.56\n26.77\n26.82\n26.91\nSource: Reserve Bank of Zimbabwe,2025\nNotes:\n*From April 2024, amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n TABLE 1: DEPOSITORY CORPORATIONS SURVEY (ZiG \n'Million)\n \n \n1 \n \n \nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nNet Foreign Assets\n-34,640.99\n-34,675.54\n-34,509.44\n-34,520.05\n-62,586.92\n-66,010.33\n-57,686.80\n-56,911.91\n-58,197.29\n-60,030.71\n-55,922.58\n-54,500.64\n-52,202.84\nClaims on Non Residents\n9,502.38\n10,341.19\n10,301.55\n10,342.78\n17,610.06\n24,894.78\n22,229.01\n23,239.75\n23,967.01\n23,087.88\n28,287.08\n26,132.24\n27,358.92\nOfficial Reserves Assets\n4,432.81\n4,934.35\n4,653.58\n4,669.13\n7,448.23\n13,215.72\n12,029.88\n12,507.85\n13,012.03\n12,782.10\n16,201.30\n16,015.19\n17,206.67\nOther Foreign Assets\n5,069.57\n5,406.85\n5,647.96\n5,673.65\n10,161.83\n11,679.05\n10,199.13\n10,731.90\n10,954.98\n10,305.78\n12,085.78\n10,117.05\n10,152.25\nLess Liabilities to Non Residents\n44,143.36\n45,016.73\n44,810.99\n44,862.84\n80,196.98\n90,905.11\n79,915.81\n80,151.65\n82,164.30\n83,118.59\n84,209.66\n80,632.89\n79,561.77\nShort Term Liabilities\n68.81\n68.32\n67.28\n68.95\n121.43\n139.96\n124.23\n127.60\n130.78\n132.09\n95.84\n92.55\n73.66\nOther Foreign Liabilities*\n44,074.55\n44,948.40\n44,743.71\n44,793.89\n80,075.55\n90,765.15\n79,791.57\n80,024.06\n82,033.52\n82,986.50\n84,113.82\n80,540.34\n79,488.11\n of which blocked funds\n10,463.76\n10,741.17\n10,788.19\n10,803.57\n19,394.80\n22,213.36\n19,667.09\n17,365.02\n17,716.70\n17,848.34\n17,984.72\n13,730.60\n13,778.64\nNet Domestic Assets (NDA)\n41,280.44\n41,914.15\n41,791.55\n42,228.09\n76,193.50\n86,439.16\n77,714.81\n77,307.02\n79,885.79\n81,215.22\n78,648.92\n77,115.25\n75,490.28\nDomestic Claims\n23,259.57\n22,964.44\n23,611.62\n23,986.46\n42,382.26\n49,026.77\n40,880.35\n41,177.61\n42,570.17\n45,225.55\n47,071.77\n46,565.38\n46,348.06\nNet Claims on Central Government\n22,859.83\n22,476.14\n23,124.88\n23,502.83\n41,654.33\n48,169.43\n40,083.09\n40,730.63\n42,007.56\n44,015.83\n45,839.37\n45,294.51\n45,047.40\nClaims on Central Government\n26,112.14\n26,985.97\n27,458.25\n28,058.14\n49,156.93\n56,008.80\n49,413.73\n50,322.20\n51,342.65\n48,573.05\n50,689.52\n51,472.22\n51,174.38\nOf which: Securities Other than Shares\n6,872.11\n7,091.36\n7,151.41\n7,200.85\n12,949.53\n15,003.33\n13,352.40\n13,877.09\n14,218.90\n14,323.59\n14,476.55\n14,550.75\n14,905.24\n of which USD Securities \n6,867.42\n7,086.80\n7,146.85\n7,196.32\n12,949.53\n15,003.33\n13,352.40\n13,877.09\n14,218.90\n14,323.59\n14,476.55\n14,550.75\n14,905.24\nLoans\n19,240.02\n19,894.61\n20,306.84\n20,857.28\n36,207.40\n41,005.47\n36,061.34\n36,445.10\n37,123.76\n34,249.45\n36,212.97\n36,921.47\n36,269.14\n Loans and Advances**\n1,044.83\n1,287.21\n1,588.97\n1,589.53\n1,656.11\n1,575.29\n1,576.28\n1,579.04\n1,582.38\n8.68\n8.27\n9.37\n13.96\nAmounts Due from Gvt including SDR Drawdowns\n18,195.20\n18,607.40\n18,717.87\n19,267.75\n34,551.29\n39,430.19\n34,485.06\n34,866.06\n35,541.37\n34,240.77\n36,204.70\n36,912.10\n36,255.18\n of which USD Securities revaluations (Exchange rate \nmovements)\n17,896.02\n18,308.22\n18,563.85\n18,972.80\n34,256.34\n39,103.48\n34,071.40\n34,373.22\n35,256.53\n35,520.01\n36,233.08\n37,260.30\n37,039.41\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n3,252.31\n4,509.83\n4,333.36\n4,555.31\n7,502.60\n7,839.37\n9,330.64\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\nOf which: Deposits\n3,252.31\n4,509.83\n4,333.36\n4,555.31\n7,502.60\n7,839.37\n9,330.64\n9,591.57\n9,335.10\n4,557.22\n4,850.15\n6,177.70\n6,126.98\nof which Foreign Currency\n2,472.55\n3,275.40\n3,115.31\n3,469.72\n6,332.62\n7,620.21\n9,113.05\n9,291.47\n8,231.67\n3,875.54\n4,410.31\n5,787.19\n5,549.44\nLocal Currency Deposits\n779.76\n1,234.43\n1,218.05\n1,085.59\n1,169.98\n219.16\n217.59\n300.09\n1,103.43\n681.67\n439.83\n390.52\n577.55\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n399.74\n488.29\n486.74\n483.63\n727.93\n857.34\n797.26\n446.98\n562.62\n1,209.73\n1,232.40\n1,270.86\n1,300.66\nOther Financial Corporations\n63.27\n62.78\n63.30\n64.05\n64.25\n68.33\n80.13\n31.35\n31.71\n245.53\n256.43\n257.79\n259.60\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n182.84\n187.72\n188.55\n188.35\n309.57\n351.77\n314.70\n12.29\n11.46\n425.32\n430.54\n436.00\n441.30\nPrivate Sector\n153.64\n237.80\n234.89\n231.23\n354.10\n437.25\n402.43\n403.34\n519.44\n538.88\n545.44\n577.07\n599.76\nClaims on Other Depository Corporations\n361.69\n362.07\n322.95\n315.11\n546.77\n591.24\n1,571.34\n907.94\n794.55\n948.29\n1,059.39\n1,097.27\n920.73\nOf which: Loans\n361.69\n362.07\n322.95\n315.11\n546.77\n591.24\n1,571.34\n907.94\n794.55\n948.29\n1,059.39\n1,097.27\n920.73\nOther Liabilities to ODCs\n6,381.13\n5,909.43\n5,505.98\n5,409.08\n4,538.82\n6,707.06\n8,873.54\n8,273.62\n7,914.94\n8,889.89\n9,408.95\n11,959.26\n12,483.06\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,214.95\n2,314.58\n2,802.34\n2,870.63\n1,385.74\n1,724.80\n2,144.38\n2,002.01\n1,650.52\n2,378.36\n2,749.15\n2,521.50\n1,829.70\nOther Items(Net)\n-24,040.31\n-24,497.08\n-23,362.96\n-23,335.61\n-37,803.29\n-43,528.19\n-44,136.67\n-43,495.09\n-44,436.01\n-43,931.27\n-39,926.71\n-41,411.86\n-40,704.55\nShares and Other Equity\n-23,915.83\n-24,236.24\n-23,332.83\n-23,091.44\n-37,896.15\n-43,845.10\n-41,767.53\n-39,722.52\n-40,716.69\n-38,350.82\n-37,337.01\n-32,727.79\n-31,146.08\nOther Items(Net)\n-2,100.72\n-2,120.67\n-1,846.51\n-2,396.36\n-3,908.73\n-4,040.26\n-6,511.31\n-8,239.99\n-8,373.47\n-12,139.47\n-10,080.72\n-16,500.90\n-17,843.71\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n1,976.25\n1,859.83\n1,816.38\n2,152.19\n4,001.59\n4,357.17\n4,142.16\n4,467.42\n4,654.15\n6,559.02\n7,491.02\n7,816.83\n8,285.23\nMonetary Base \n6,639.45\n7,238.62\n7,282.11\n7,708.04\n13,606.58\n20,428.83\n20,028.01\n20,395.12\n21,688.51\n21,184.52\n22,726.34\n22,614.61\n23,287.44\nCurrency Issued\n53.22\n60.45\n65.76\n75.47\n88.37\n153.69\n172.29\n181.87\n189.78\n196.00\n204.18\n215.83\n228.54\nZWL Coins\n0.02\n0.02\n0.01\n0.01\n0.01\n0.01\n0.01\n0.01\n0.01\n0.01\n0.01\n0.01\n0.00\nZWL Notes\n7.65\n7.64\n6.02\n5.29\n5.29\n5.29\n5.29\n5.29\n5.29\n5.29\n5.29\n5.29\n0.00\nZiG Coins\n12.16\n16.07\n20.18\n26.77\n33.55\n35.32\n35.32\n35.32\n35.32\n35.32\n35.32\n35.32\n35.32\nZiG Notes\n33.39\n36.72\n39.55\n43.39\n49.52\n113.07\n131.66\n141.25\n149.16\n155.38\n163.56\n175.21\n193.21\nLiabilities to ODCs\n6,586.23\n7,178.17\n7,216.36\n7,632.57\n13,518.21\n20,275.14\n19,855.72\n20,213.24\n21,498.73\n20,988.51\n22,522.15\n22,398.78\n23,058.90\nReserve Deposits\n5,381.97\n5,674.93\n6,001.81\n6,198.55\n11,991.23\n17,272.21\n16,096.48\n16,691.28\n17,918.32\n17,853.26\n17,411.47\n18,965.46\n20,093.64\n Local Currency Reserve Deposits\n852.99\n1,019.52\n1,293.91\n1,392.96\n1,999.40\n2,851.77\n2,965.91\n2,935.34\n2,981.54\n3,152.25\n3,222.43\n3,688.04\n4,107.16\n Foreign Currency Reserve Deposits\n4,528.98\n4,655.41\n4,707.90\n4,805.59\n9,991.83\n14,420.45\n13,130.57\n13,755.94\n14,936.79\n14,701.01\n14,189.04\n15,277.42\n15,986.48\n Exess reserves \n1,204.27\n1,503.24\n1,214.55\n1,434.02\n1,526.99\n3,002.92\n3,759.25\n3,521.96\n3,580.40\n3,135.25\n5,110.68\n3,433.31\n2,965.26\n of which Excess reserves - ZiG\n124.14\n145.19\n87.38\n143.71\n165.75\n338.54\n406.29\n398.70\n275.48\n440.42\n363.52\n412.33\n376.01\n Excess reserves - FCA\n1,080.12\n1,358.05\n1,127.17\n1,290.31\n1,361.23\n2,664.38\n3,352.96\n3,123.26\n3,304.93\n2,694.83\n4,747.15\n3,020.98\n2,589.25\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2025\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n **From April 2024, amounts include Unrealised Exchange Losses pertaining to IMF SDR Drawdowns which have been reclassified from Other Assets (OIN).\nTABLE 2: CENTRAL BANK SURVEY (ZiG'Million)\n \n \n2 \n \n \n \nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nFeb-25\nMar-25\nApr-25\nMay-25\nNet Foreign Assets\n6,864.06\n6,861.30\n7,506.23\n6,703.99\n11,311.76\n11,863.96\n9,303.35\n9,621.51\n7,389.86\n8,858.14\n9,084.92\n9,303.65\n11,183.09\nClaims on Non Residents\n11,293.66\n11,679.33\n12,352.81\n11,598.44\n20,019.42\n21,861.67\n17,752.44\n19,141.21\n20,280.52\n21,464.25\n22,405.99\n22,719.00\n26,321.77\nOf Which: Foreign Currency\n4,337.57\n4,753.11\n5,739.94\n6,444.89\n10,895.91\n13,662.08\n11,233.74\n10,274.55\n12,746.36\n11,639.76\n9,242.68\n9,519.90\n8,665.77\nDeposits\n6,929.62\n6,902.26\n6,586.86\n5,128.04\n9,069.02\n8,153.53\n6,482.29\n8,827.76\n6,917.90\n9,040.66\n12,961.80\n12,996.49\n17,466.41\nOther\n26.47\n23.95\n26.02\n25.52\n54.49\n46.06\n36.41\n38.91\n616.26\n783.83\n201.51\n202.60\n189.59\nLess Liabilities to Non Residents\n4,429.60\n4,818.03\n4,846.58\n4,894.45\n8,707.65\n9,997.71\n8,449.09\n9,519.70\n12,890.67\n12,606.10\n13,321.07\n13,415.35\n15,138.68\nOf Which: Deposits\n1,941.68\n2,023.75\n1,715.87\n1,688.39\n2,976.71\n3,361.04\n2,691.55\n3,251.09\n2,457.30\n2,140.51\n1,714.07\n2,351.48\n3,165.21\nLoans\n2,487.92\n2,794.29\n3,130.71\n3,206.06\n5,730.94\n6,636.67\n5,757.54\n6,268.62\n10,433.37\n10,465.60\n11,607.00\n11,063.87\n11,973.47\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n33,785.42\n35,673.67\n38,145.67\n39,635.83\n63,272.48\n75,102.71\n73,469.68\n77,581.55\n70,673.91\n69,308.20\n74,080.26\n77,384.56\n81,367.58\nDomestic Claims\n31,543.96\n33,380.51\n36,954.01\n37,139.79\n62,499.40\n71,531.51\n65,031.26\n67,738.19\n62,715.84\n63,183.47\n64,707.12\n65,487.40\n67,523.42\nNet Claims on Central Government\n5,547.37\n5,745.34\n7,293.08\n6,548.20\n10,591.05\n11,703.33\n10,121.44\n10,961.41\n5,587.82\n5,710.88\n5,893.84\n2,703.38\n1,911.03\nClaims on Central Government\n5,897.34\n6,334.60\n7,731.69\n7,081.14\n11,174.32\n12,330.80\n10,798.67\n11,677.83\n13,736.58\n13,267.36\n13,658.28\n13,697.56\n13,883.28\nSecurities\n5,867.70\n6,309.90\n7,706.56\n6,955.09\n10,929.39\n12,091.79\n10,509.48\n11,621.39\n13,393.71\n12,742.17\n13,149.28\n13,219.57\n13,413.78\n of which foreign currency denominated securit\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n11,952.49\n11,317.47\n11,610.83\n12,803.60\n11,975.41\nLoans\n29.63\n24.70\n25.13\n126.05\n244.94\n239.01\n289.19\n56.44\n342.87\n525.19\n509.01\n478.00\n469.51\n of which foreign currency\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n335.73\n515.89\n500.08\n474.00\n460.64\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n349.97\n589.26\n438.61\n532.94\n583.28\n627.47\n677.24\n716.42\n8,148.76\n7,556.48\n7,764.44\n10,994.18\n11,972.25\nOf which: Deposits\n349.97\n589.26\n438.61\n532.94\n583.28\n627.47\n677.24\n716.42\n8,148.76\n7,486.50\n7,714.70\n10,839.61\n11,890.29\nof which foreign currency deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n7,621.82\n6,689.63\n6,183.93\n9,392.25\n10,536.89\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n69.98\n49.75\n154.57\n81.96\nClaims on Other Sectors\n25,996.59\n27,635.17\n29,660.93\n30,591.59\n51,908.36\n59,828.17\n54,909.82\n56,776.78\n57,128.02\n57,472.59\n58,813.28\n62,784.02\n65,612.38\nOther Financial Corporations\n371.89\n452.09\n418.36\n447.83\n803.03\n864.82\n762.33\n811.21\n3,485.44\n3,385.55\n3,608.07\n4,473.46\n4,032.45\nState and Local Government\n1.37\n1.49\n0.16\n0.19\n0.33\n0.08\n0.10\n0.57\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n753.31\n709.07\n688.03\n609.13\n1,004.59\n1,150.11\n919.35\n889.37\n558.39\n545.98\n481.20\n462.25\n356.01\nPrivate Sector\n24,870.02\n26,472.52\n28,554.39\n29,534.44\n50,100.40\n57,813.15\n53,228.05\n55,075.63\n53,084.19\n53,541.07\n54,724.00\n57,848.31\n61,223.93\nof which foreign currency denominated loans\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n46,086.81\n46,197.56\n47,961.06\n50,400.88\n52,686.20\nClaims on the Central Bank\n12,455.53\n12,775.62\n11,481.33\n13,543.16\n22,444.63\n30,514.07\n32,279.22\n32,226.43\n30,373.55\n29,202.08\n30,532.02\n33,836.49\n34,730.71\nCurrency\n14.99\n9.22\n7.52\n6.40\n7.87\n56.71\n72.59\n82.64\n69.32\n75.03\n101.33\n107.36\n161.37\nReserves\n12,420.73\n12,746.02\n11,453.30\n13,516.16\n22,399.75\n30,414.71\n29,835.56\n32,109.98\n30,142.63\n28,957.94\n30,153.54\n33,294.89\n34,245.99\nSecurities\n19.81\n20.38\n20.50\n20.61\n37.01\n42.65\n2,371.07\n33.81\n161.60\n169.10\n277.15\n434.25\n323.36\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n50.90\n99.77\n99.87\n109.93\n491.44\n429.74\n409.27\n233.01\n488.20\n536.90\n541.72\n544.15\n160.12\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(Net)\n10,163.16\n10,382.69\n10,189.79\n10,937.19\n21,180.11\n26,513.13\n23,431.53\n22,150.06\n21,927.28\n22,540.45\n20,617.17\n21,395.18\n20,726.43\nShares and Other Equity\n13,617.86\n16,354.66\n17,229.14\n19,127.59\n32,025.13\n37,321.97\n32,311.33\n32,915.57\n37,957.33\n39,010.06\n39,952.69\n40,420.68\n40,672.56\nLiabilities to other ressident sectors\n4.56\n13.22\n12.00\n12.50\n51.08\n16.11\n42.66\n112.46\n40.86\n232.77\n52.60\n57.57\n129.76\nOther Items(Net)\n-3,459.25\n-5,985.19\n-7,051.35\n-8,202.91\n-10,896.10\n-10,824.95\n-8,922.46\n-10,877.97\n-16,070.91\n-16,702.38\n-19,388.12\n-19,083.07\n-20,075.89\nDeposits and Securities Included in Broad Money\n40,649.48\n42,534.96\n45,651.90\n46,339.82\n74,584.24\n86,966.67\n82,773.03\n87,203.06\n78,063.76\n78,166.34\n83,165.18\n86,688.21\n92,550.67\nDeposits Included in Broad Money\n40,645.11\n \n42,530.97\n \n45,632.72\n \n46,313.21\n \n74,560.41\n \n86,923.95\n \n82,773.03\n \n87,203.06\n \n76,952.92\n \n77,123.33\n \n81,906.89\n \n85,574.56\n \n91,519.33\n \nTransferable Deposits\n37,368.65\n \n38,710.52\n \n41,742.43\n \n42,434.91\n \n68,694.00\n \n79,031.45\n \n75,045.62\n \n79,013.92\n \n70,228.43\n \n69,326.09\n \n74,633.46\n \n76,668.54\n \n81,316.50\n \n of which FCAs\n29,788.82\n \n30,114.64\n \n31,415.69\n \n31,648.53\n \n58,109.73\n \n68,608.64\n \n64,281.47\n \n67,075.96\n \n58,527.96\n \n57,270.33\n \n62,418.69\n \n63,622.76\n \n66,516.87\n \nOther Deposits (Time Deposits)\n3,276.46\n3,820.45\n3,890.29\n3,878.31\n5,866.41\n7,892.50\n7,727.40\n8,189.14\n6,724.49\n7,797.23\n7,273.44\n8,906.02\n10,202.83\n of which FCAs\n2,953.23\n3,343.14\n3,425.73\n3,030.91\n4,839.19\n6,654.69\n5,209.30\n5,598.13\n5,707.45\n6,566.88\n6,058.37\n7,683.25\n8,760.66\nMoney Market Instruments\n4.37\n \n3.99\n \n19.18\n \n26.61\n \n23.83\n \n42.73\n \n-\n \n-\n \n1,110.84\n \n1,043.01\n \n1,258.29\n \n1,113.65\n \n1,031.34\n \nSource:Reserve Bank of Zimbabwe,2025\n1. Figures recorded before April 2024 are in ZWL$\n2. Figures recorded from April 2024 to date are in ZWG\n TABLE 3 : OTHER DEPOSITORY \nCORPORATIONS SURVEY ( ZiG 'Million) \n \n \n3 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernemt\nOther\n2\nGovernment\nLocal \nPublic \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nTotal\nAssets\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8\n1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nFeb\n3,143.6\n \n7,309,077.0\n \n12,595,037.9\n \n2,395,225.7\n \n5,340,576.7\n \n178,130.4\n6,381,641.8\n0.0\n437,989.9\n78,292.7\n26,073.1\n232.0\n488,602.8\n24,095,690.3\n1,538,423.6\n2,608,075.1\n4,122,833.9\n6,863,317.4\n74,462,363.7\nMar\n2,831.0\n \n9,785,505.6\n \n16,734,744.0\n \n3,185,636.7\n \n7,548,560.1\n \n775,336.9\n8,605,206.6\n0.0\n585,769.6\n126,026.3\n47,609.3\n143.3\n729,484.9\n37,149,745.6\n2,535,252.5\n2,860,196.6\n5,844,376.9\n10,808,889.0\n107,325,315.0\n*Apr\n7.5\n \n4,794.8\n \n11,004.0\n \n2,108.7\n \n5,798.1\n \n354.3\n5,583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22,799.4\n1,336.2\n2,510.2\n6,102.7\n5,490.3\n69,047.3\n*May\n15.0\n \n4,337.6\n \n12,420.7\n \n2,281.4\n \n6,437.2\n \n492.4\n5,867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23,728.2\n1,520.6\n2,114.7\n7,240.8\n5,731.5\n73,035.2\n*Jun\n9.2\n \n4,753.1\n \n12,746.0\n \n2,349.5\n \n6,493.3\n \n409.0\n6,309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25,292.4\n1,628.6\n2,541.3\n7,612.6\n6,871.1\n77,824.6\n*Jul\n7.5\n \n5,739.9\n \n11,453.3\n \n1,987.0\n \n6,135.6\n \n451.2\n7,706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26,513.1\n2,454.9\n2,342.9\n8,065.1\n7,708.4\n81,448.2\n*Aug\n6.4\n \n6,444.9\n \n13,516.2\n \n2,310.5\n \n4,922.1\n \n205.9\n6,955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27,463.6\n2,511.4\n2,767.9\n9,021.7\n8,363.7\n85,371.0\n*Sep\n7.9\n \n10,895.9\n \n22,399.7\n \n3,870.6\n \n8,728.6\n \n340.5\n10,929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46,961.9\n3,924.3\n4,853.4\n13,635.1\n12,318.0\n140,223.9\n*Oct\n56.7\n \n13,662.1\n \n30,414.7\n \n5,068.5\n \n8,024.4\n \n129.1\n12,091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54,229.9\n4,447.2\n6,380.1\n13,935.9\n13,802.2\n163,769.6\n*Nov\n72.6\n \n11,233.7\n \n29,835.6\n \n4,498.6\n \n6,365.0\n \n117.3\n10,509.5\n0.0\n367.6\n185.0\n2,660.3\n0.1\n582.5\n49,728.9\n4,261.8\n6,685.9\n14,193.4\n13,503.2\n154,800.9\n*Dec\n82.6\n \n10,274.6\n \n32,110.0\n \n5,538.7\n \n8,540.2\n \n287.6\n11,621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51,561.9\n4,324.4\n6,555.3\n16,212.6\n14,183.7\n162,383.2\n2025\n*Jan\n69.3\n \n12,746.4\n \n30,180.7\n \n3,532.9\n \n6,021.2\n \n896.7\n13,393.7\n0.0\n0.0\n2,006.3\n342.9\n0.0\n558.4\n6,598.6\n45,645.3\n52,243.9\n4,743.0\n6,786.8\n10,675.6\n18,575.8\n162,773.4\n*Feb\n75.0\n \n11,639.8\n \n28,998.1\n \n3,283.1\n \n8,161.6\n \n879.1\n12,742.2\n0.0\n0.0\n2,420.6\n525.2\n0.0\n546.0\n6,009.1\n46,847.7\n52,856.7\n4,830.3\n7,060.8\n8,636.7\n18,506.8\n161,162.0\n*Mar\n101.3\n \n9,242.7\n \n30,230.5\n \n3,610.1\n \n12,141.7\n \n820.1\n13,149.3\n0.0\n0.0\n2,701.4\n509.0\n0.0\n481.2\n5,364.5\n48,748.3\n54,112.8\n4,536.1\n7,859.2\n8,503.0\n19,297.8\n167,296.2\n*Apr\n107.4\n \n9,519.9\n \n33,479.3\n \n3,591.2\n \n12,582.7\n \n413.8\n13,219.6\n0.0\n0.0\n2,516.2\n478.0\n0.0\n462.3\n5,605.4\n52,416.4\n58,021.8\n4,214.0\n6,452.9\n11,508.1\n19,362.3\n175,929.4\n*May\n161.4\n \n8,665.8\n \n34,327.1\n \n3,618.3\n \n17,046.8\n \n419.6\n13,413.8\n0.0\n0.0\n2,354.6\n469.5\n0.0\n356.0\n6,417.7\n54,552.9\n60,970.5\n4,191.2\n7,163.7\n11,589.0\n19,259.1\n184,006.3\nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nGovernment1 \nSecurities\nPublic \nEnterprises\nOther Institutional Units\n ZiG \nDenominated\nForeign \nCurrency \nDenominated\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n4 \n \n \n \nEnd of\nTotal Deposits\nof which FCA\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nFeb\n36,944,811.1\n818,341.2\n2,810,669.8\n40,573,822.1\n177,789.1\n340,577.8\n41,092,189.0\n9,458.4\n4,421,333.7\n105,237.1\n454,842.1\n279,727.9\n16,146,119.3\n2,608,075.1\n9,345,381.2\n74,462,363.7\nMar\n53,801,105.7\n857,520.8\n4,468,346.0\n59,126,972.5\n275,444.0\n515,567.0\n59,917,983.5\n6,990.9\n6,535,789.0\n95,705.0\n506,746.6\n361,061.7\n24,968,710.0\n2,860,196.6 12,072,131.8\n107,325,315.0\n*Apr\n35,042.5\n873.5\n2,711.3\n38,627.3\n161.4\n242.9\n39,031.6\n2.8\n4,126.0\n67.4\n358.1\n222.7\n12,859.8\n2,510.2\n9,868.8\n69,047.3\n*May\n36,571.3\n797.4\n3,283.3\n40,652.0\n82.8\n350.0\n41,084.8\n4.4\n4,422.7\n50.9\n436.0\n4.6\n15,110.7\n2,114.7\n9,806.4\n73,035.2\n*Jun\n37,665.2\n1,045.3\n3,824.5\n42,535.1\n2.1\n589.3\n43,126.4\n4.0\n4,813.9\n99.8\n450.6\n13.2\n17,940.3\n2,541.3\n8,835.0\n77,824.6\n*Jul\n40,332.2\n1,410.3\n3,894.3\n45,636.8\n68.7\n438.6\n46,144.1\n19.2\n4,842.5\n99.9\n483.0\n12.0\n18,795.9\n2,342.9\n8,708.8\n81,448.2\n*Aug\n40,849.7\n1,585.3\n3,882.8\n46,317.8\n65.6\n532.9\n46,916.3\n26.6\n4,889.9\n109.9\n602.1\n12.5\n20,035.9\n2,767.9\n10,009.9\n85,371.0\n*Sep\n66,835.5\n1,858.6\n5,872.5\n74,566.6\n99.2\n583.3\n75,249.0\n23.8\n8,701.5\n491.4\n860.8\n51.1\n34,201.4\n4,853.4\n15,791.4\n140,223.9\n*Oct\n76,868.7\n2,162.8\n7,903.0\n86,934.5\n257.1\n627.5\n87,819.1\n42.7\n9,987.1\n429.7\n1,310.2\n16.1\n39,650.6\n6,380.1\n18,134.0\n163,769.6\n*Nov\n72,575.6\n2,470.1\n7,734.9\n82,780.6\n202.6\n677.2\n83,660.4\n0.0\n8,441.5\n409.3\n568.8\n42.7\n38,968.8\n6,685.9\n16,023.6\n154,800.9\n*Dec\n76,723.8\n2,290.2\n8,197.9\n87,211.9\n205.6\n716.4\n88,133.9\n0.0\n9,510.9\n233.0\n856.2\n112.5\n39,782.4\n6,555.3\n17,199.0\n162,383.2\n2025\n*Jan\n68,409.5\n1,912.4\n7,835.3\n78,157.2\n1,164.8\n8,148.8\n87,470.8\n64,365.7\n0.0\n12,797.2\n488.2\n969.1\n40.9\n38,608.5\n6,786.8\n15,612.0\n162,773.4\n*Feb\n67,429.9\n1,989.7\n8,910.2\n78,329.8\n759.7\n7,486.5\n86,576.0\n63,840.6\n0.0\n12,512.6\n536.9\n1,154.7\n232.8\n39,664.8\n7,060.8\n13,423.4\n161,162.0\n*Mar\n72,624.4\n2,009.1\n8,581.5\n83,215.0\n248.3\n7,714.7\n91,178.1\n68,486.6\n0.0\n13,321.0\n541.7\n801.1\n52.6\n40,610.2\n7,859.2\n12,932.3\n167,296.2\n*Apr\n74,443.6\n2,224.9\n10,174.2\n86,842.8\n255.1\n10,839.6\n97,937.5\n70,754.4\n0.0\n13,415.3\n544.2\n970.0\n57.6\n41,163.7\n6,452.9\n15,388.2\n175,929.4\n*May\n78,625.7\n2,690.8\n11,316.1\n92,632.6\n709.1\n11,890.3\n105,232.0\n75,289.9\n0.0\n15,138.7\n160.1\n720.7\n129.8\n41,478.2\n7,163.7\n13,983.1\n184,006.3\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nRBZ\nOther \nDepository \nOther Finacial \nCorporations\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nZWG millions\nDeposits\nDebt Securities\nForeign \nLiabilities\nAmounts Owing to\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nTOTAL\nDemand\nSavings\nTime Deposits\nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nGovernment \n \n \n5 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt Public Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\nLoans in ZiG\nLoans in Foreign Currency\nTotal\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nFeb\n2,519.25\n \n6,564,463.71\n \n11,709,703.62\n \n1,772,649.65\n \n4,708,270.62\n \n153,450.01\n \n5,911,393.45\n \n-\n \n-\n \n0.03\n \n26,073.06\n \n232.00\n \n488,602.76\n \n22,234,523.09\n \n378,975.16\n \n2,608,075.14\n \n3,125,793.33\n \n5,812,047.28\n \n65,496,772.2\n \nMar\n2,435.72\n \n8,601,285.46\n \n15,501,059.95\n \n2,213,233.27\n \n6,701,169.42\n \n775,336.87\n \n8,098,495.31\n \n-\n \n-\n \n0.03\n \n47,609.35\n \n143.35\n \n729,484.92\n \n34,077,197.02\n \n597,886.20\n \n2,860,196.61\n \n4,317,386.46\n \n8,974,860.63\n \n93,497,780.6\n \nApr\n5.89\n \n4,141.51\n \n9,980.68\n \n1,414.28\n \n5,461.70\n \n287.09\n \n5,206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20,170.86\n \n246.21\n \n2,510.15\n \n5,472.97\n \n4,360.99\n \n59,818.1\n \nMay\n10.60\n \n3,583.02\n \n11,575.45\n \n1,506.01\n \n6,092.37\n \n382.87\n \n5,420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21,315.87\n \n348.50\n \n2,114.73\n \n6,339.55\n \n4,613.87\n \n63,767.8\n \nJun\n8.01\n \n4,111.49\n \n11,498.97\n \n1,627.32\n \n5,775.34\n \n298.05\n \n6,080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22,801.09\n \n345.72\n \n2,541.32\n \n6,558.03\n \n5,419.46\n \n67,545.3\n \nJul\n5.05\n \n4,943.82\n \n10,426.18\n \n1,342.47\n \n5,743.94\n \n351.44\n \n6,988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24,895.03\n \n348.09\n \n2,342.85\n \n6,539.59\n \n6,244.23\n \n70,634.5\n \nAug\n5.26\n \n5,703.86\n \n12,540.81\n \n1,453.04\n \n4,411.38\n \n205.93\n \n6,149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25,591.15\n \n542.15\n \n2,767.89\n \n7,004.36\n \n6,832.60\n \n73,714.5\n \nSep\n6.82\n \n9,465.31\n \n20,161.22\n \n2,742.22\n \n7,903.81\n \n340.45\n \n10,295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43,094.11\n \n979.13\n \n4,853.44\n \n11,326.85\n \n9,785.35\n \n121,800.5\n \nOct\n39.65\n \n12,315.40\n \n27,597.64\n \n3,670.13\n \n7,120.62\n \n129.14\n \n11,256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49,545.16\n \n1,042.81\n \n6,380.10\n \n11,454.83\n \n11,116.57\n \n142,587.2\n \nNov\n58.26\n \n10,111.62\n \n27,498.54\n \n3,102.17\n \n5,626.08\n \n117.33\n \n9,757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2,326.36\n \n572.57\n \n45,782.99\n \n1,064.73\n \n6,685.94\n \n11,362.33\n \n10,783.91\n \n135,137.8\n \nDec\n64.89\n \n8,774.50\n \n29,312.78\n \n3,217.87\n \n7,673.17\n \n287.57\n \n10,942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46,926.14\n \n1,073.63\n \n6,555.30\n \n13,399.70\n \n11,326.46\n \n140,168.2\n \n2025\nJan\n55.47\n \n11,470.10\n \n27,587.58\n \n2,805.14\n \n5,383.93\n \n896.67\n \n12,362.23\n \n-\n \n-\n \n807.94\n \n342.87\n \n-\n \n201.82\n \n6,018.68\n \n38,456.08\n \n44,474.76\n \n4,490.04\n \n6,786.76\n \n7,296.77\n \n14,700.77\n \n139,662.8\n \nFeb\n60.09\n \n10,394.10\n \n26,074.71\n \n2,500.83\n \n7,466.49\n \n879.05\n \n11,985.91\n \n-\n \n-\n \n1,227.40\n \n525.19\n \n-\n \n210.91\n \n5,135.14\n \n39,602.20\n \n44,737.33\n \n4,572.78\n \n7,060.84\n \n6,529.15\n \n14,603.01\n \n138,827.8\n \nMar\n79.63\n \n7,880.54\n \n27,417.58\n \n2,717.51\n \n11,623.76\n \n820.11\n \n12,300.30\n \n-\n \n-\n \n1,342.02\n \n509.01\n \n-\n \n196.72\n \n4,699.08\n \n40,942.54\n \n45,641.63\n \n4,354.50\n \n7,859.25\n \n6,540.97\n \n15,243.80\n \n144,527.3\n \nApr\n87.99\n \n8,108.02\n \n30,664.80\n \n2,649.20\n \n12,068.34\n \n413.80\n \n12,241.98\n \n-\n \n-\n \n1,095.15\n \n478.00\n \n-\n \n177.77\n \n4,854.99\n \n44,593.50\n \n49,448.49\n \n4,042.90\n \n6,452.91\n \n9,497.37\n \n15,304.56\n \n152,731.3\n \nMay\n133.33\n \n7,539.98\n \n31,081.99\n \n2,649.42\n \n16,140.56\n \n419.60\n \n12,259.88\n \n-\n \n-\n \n953.79\n \n469.51\n \n-\n \n151.74\n \n5,278.01\n \n46,383.60\n \n51,661.61\n \n3,991.35\n \n7,163.66\n \n9,319.35\n \n15,249.33\n \n159,185.1\n \nSource: Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nOther Institutional Units\n \n \n6 \n \n \n \nZWG millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nFeb\n34,081,030.9\n911,544.4\n1,983,870.0\n36,976,445.3\n7,146.9\n340,314.0\n37,323,906.2\n151.1\n3,106,432.1\n105,237.1\n449,118.3\n279,727.9\n13,237,287.6\n2,608,075.1\n8,386,836.6\n65,496,772.2\nMar\n48,600,783.9\n1,434,256.6\n3,333,658.9\n53,368,699.4\n104,688.2\n515,299.7\n53,988,687.3\n0.0\n4,654,985.7\n95,705.0\n500,611.7\n361,061.7\n20,221,996.6\n2,860,196.6\n10,814,535.9\n93,497,780.6\nApr\n31,998.9\n843.3\n1,944.9\n34,787.2\n92.9\n242.8\n35,122.9\n0.0\n2,867.4\n67.4\n358.1\n222.7\n10,281.8\n2,510.2\n8,387.7\n59,818.1\nMay\n33,721.9\n910.6\n2,242.3\n36,874.7\n79.3\n349.9\n37,303.9\n0.0\n3,056.1\n50.9\n436.0\n4.6\n12,101.9\n2,114.7\n8,699.7\n63,767.8\nJun\n34,597.9\n958.5\n2,874.9\n38,431.3\n2.1\n589.2\n39,022.6\n0.0\n3,399.1\n99.8\n442.6\n13.2\n14,415.1\n2,541.3\n7,611.6\n67,545.3\nJul\n36,817.5\n1,137.8\n2,766.8\n40,722.1\n68.7\n438.6\n41,229.4\n0.0\n3,923.2\n99.9\n469.8\n12.0\n15,126.4\n2,342.9\n7,430.9\n70,634.5\nAug\n37,597.8\n872.1\n2,514.1\n40,984.0\n65.6\n532.9\n41,582.4\n0.0\n4,039.1\n109.9\n586.0\n12.5\n16,106.1\n2,767.9\n8,510.5\n73,714.5\nSep\n59,919.0\n2,378.4\n3,920.7\n66,218.0\n76.5\n579.2\n66,873.8\n0.0\n7,142.2\n491.4\n844.5\n51.1\n27,911.3\n4,853.4\n13,632.7\n121,800.5\nOct\n70,016.8\n1,657.3\n5,193.9\n76,867.9\n170.2\n621.4\n77,659.6\n0.0\n8,524.2\n429.7\n1,248.8\n16.1\n32,737.1\n6,380.1\n15,591.5\n142,587.2\nNov\n66,321.7\n1,869.1\n5,320.9\n73,511.7\n156.7\n677.1\n74,345.6\n0.0\n7,213.9\n409.3\n558.7\n42.7\n32,040.3\n6,685.9\n13,841.4\n135,137.8\nDec\n69,146.0\n1,993.7\n5,095.0\n76,234.8\n134.4\n716.3\n77,085.5\n0.0\n8,204.4\n233.0\n588.3\n112.5\n32,891.4\n6,555.3\n14,497.8\n140,168.2\n2025\nJan\n61,330.5\n1,857.1\n5,138.7\n68,326.3\n1,164.8\n7,498.8\n76,990.0\n57,444.7\n0.0\n11,140.1\n488.2\n591.7\n40.9\n31,241.2\n6,786.8\n12,384.1\n139,662.8\nFeb\n60,122.2\n1,926.9\n5,792.8\n67,841.9\n759.7\n6,860.8\n75,462.5\n56,543.4\n0.0\n10,832.8\n536.9\n948.1\n232.8\n32,118.9\n7,060.8\n11,635.0\n138,827.8\nMar\n64,498.3\n1,941.3\n5,810.8\n72,250.4\n248.3\n7,126.4\n79,625.1\n60,576.1\n0.0\n11,822.7\n539.3\n718.1\n52.6\n32,964.9\n7,859.2\n10,945.4\n144,527.3\nApr\n66,264.7\n2,136.9\n7,267.2\n75,668.8\n255.1\n10,251.2\n86,175.2\n62,807.1\n0.0\n11,917.1\n541.8\n870.9\n57.6\n33,473.5\n6,452.9\n13,242.4\n152,731.3\nMay\n69,556.9\n2,593.4\n8,067.9\n80,218.2\n709.1\n11,890.0\n92,817.3\n66,697.2\n0.0\n13,030.8\n157.7\n620.4\n129.8\n33,467.9\n7,163.7\n11,797.5\n159,185.1\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n7 \n \n \n \nForeign\nOther \nContigent\nEnd of\nNotes\nClaims\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt Public Enterprises\nOther\n2\nMortgages\nGovernment\nPublic Enterprise\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nLoans in ZiG\nLoans in Foreign Currency \nTotal\n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nFeb\n578.8\n \n637645.2\n797,581.2\n \n618074.6\n613,309.7\n \n24,680.4\n \n425,783.2\n \n0.0\n399,313.5\n \n67,900.2\n \n519,513.4\n \n-\n \n2,188,186.8\n \n904519.6\n937,957.6\n \n8,135,044.1\n \nMar\n356.6\n \n1026840.5\n1,171,941.4\n \n888362.3\n829,470.4\n \n-\n \n440,943.8\n \n0.0\n528,820.5\n \n103,276.3\n \n787,872.2\n \n-\n \n3,761,909.8\n \n1403556.4\n1,697,667.5\n \n12,641,017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2,856.8\n \n420.1\n824.2\n \n8,074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2,946.5\n \n712.1\n903.7\n \n8,207.5\n \nJun\n1.1\n \n520.3\n1,122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2,998.6\n \n858.8\n1,229.8\n \n9,155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3,022.2\n \n1332.3\n1,250.3\n \n9,595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3,042.5\n \n1811.8\n1,318.9\n \n10,359.6\n \nSep\n1.0\n \n1230.9\n1,985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1,130.0\n \n37.0\n \n4,878.1\n \n2054.8\n2,298.6\n \n16,463.3\n \nOct\n13.1\n \n1166.2\n2,512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1,380.9\n \n42.7\n \n5,751.9\n \n2214.8\n2,435.0\n \n18,930.4\n \nNov\n14.0\n \n918.9\n2,141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1,293.8\n \n39.5\n \n4,997.5\n \n2566.9\n2,458.3\n \n17,439.1\n \nDec\n17.1\n \n1089.4\n2,633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1,424.9\n \n35.4\n \n5,500.8\n \n2343.9\n2,593.3\n \n19,736.5\n \n2025\nJan\n13.1\n \n939.4\n2,348.5\n \n616.8\n637.3\n \n-\n \n1,028.5\n \n0.0\n-\n \n1,019.2\n \n1,294.7\n \n-\n \n356.6\n \n317.5\n \n5,353.2\n \n5,670.7\n \n199.4\n \n-\n \n3001.4\n3,282.1\n \n20,407.7\n \nFeb\n13.9\n \n980.7\n2,545.5\n \n628.6\n695.1\n \n-\n \n753.2\n \n0.0\n-\n \n997.8\n \n1,428.4\n \n-\n \n335.1\n \n535.1\n \n5,302.8\n \n5,837.9\n \n199.4\n \n-\n \n1754.4\n3,294.2\n \n19,464.2\n \nMar\n20.4\n \n1031.3\n2,349.0\n \n786.9\n517.9\n \n-\n \n844.9\n \n0.0\n-\n \n1,066.7\n \n1,604.4\n \n-\n \n284.5\n \n358.4\n \n5,601.2\n \n5,959.7\n \n121.0\n \n-\n \n1684.9\n3,466.0\n \n19,737.7\n \nApr\n17.8\n \n1038.4\n2,522.2\n \n766.4\n514.4\n \n-\n \n900.0\n \n0.0\n-\n \n1,084.2\n \n1,815.7\n \n-\n \n284.5\n \n322.9\n \n5,519.7\n \n5,842.6\n \n111.4\n \n-\n \n1736.6\n3,476.9\n \n20,111.3\n \nMay\n26.4\n \n855.4\n2,940.4\n \n801.9\n906.2\n \n-\n \n1,009.6\n \n0.0\n-\n \n1,098.4\n \n1,814.5\n \n-\n \n204.3\n \n695.6\n \n5,865.6\n \n6,561.2\n \n139.8\n \n-\n \n2062.4\n3,495.2\n \n21,915.6\n \nSource:Reserve Bank of Zimbabwe, 2025\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nOther Institutional Units\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n8 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent \nOther\nTOTAL\nand\nLiabilities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nOf wich FCA\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\nFeb\n2,991,430.0\n192,203.3\n3,183,633.2\n162,422.1\n15.1\n3,346,070.4\n10,388.9\n1,314,901.6\n0.0\n5,723.7\n0.0\n2,630,626.9\n827,332.6\n8,135,044.1\nMar\n4,958,662.0\n186,068.5\n5,144,730.5\n162,239.8\n15.7\n5,306,986.0\n8,072.5\n1,880,803.3\n0.0\n6,134.8\n0.0\n4,286,906.8\n1,152,114.2\n12,641,017.5\nApr\n3,369.4\n36.3\n3,405.6\n65.0\n0.0\n3,470.7\n3.2\n1,258.6\n0.0\n0.0\n0.0\n1,955.9\n1,385.6\n8,074.0\nMay\n3,228.4\n75.2\n3,303.7\n0.0\n0.0\n3,303.7\n4.8\n1,366.6\n0.0\n0.0\n0.0\n2,496.7\n1,035.8\n8,207.5\nJun\n3,502.4\n97.1\n3,599.5\n0.0\n0.0\n3,599.5\n4.4\n1,414.8\n0.0\n8.0\n0.0\n2,990.2\n1,138.3\n9,155.3\nJul\n4,199.9\n128.4\n4,328.3\n0.0\n0.0\n4,328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3,111.6\n1,203.0\n9,595.1\nAug\n4,433.7\n172.4\n4,606.1\n0.0\n0.0\n4,606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3,370.3\n1,413.3\n10,359.6\nSep\n6,773.8\n475.3\n7,249.1\n22.6\n0.0\n7,271.7\n103.8\n1,559.3\n0.0\n16.3\n0.0\n5,486.0\n2,026.3\n16,463.3\nOct\n8,011.9\n795.7\n8,807.6\n86.9\n0.0\n8,894.5\n122.7\n1,462.9\n0.0\n61.4\n0.0\n6,003.1\n2,385.9\n18,930.4\nNov\n7,145.7\n872.8\n8,018.6\n45.8\n0.0\n8,064.4\n79.9\n1,227.6\n0.0\n10.0\n0.0\n6,043.8\n2,013.3\n17,439.1\nDec\n8,227.9\n1,293.1\n9,521.0\n71.2\n0.0\n9,592.2\n79.9\n1,306.5\n0.0\n267.8\n0.0\n5,923.9\n2,566.2\n19,736.5\n2025\nJan\n6114\n44.7\n2,350.2\n8,508.5\n0.0\n649.8\n9,158.3\n6,215.9\n0.0\n1,657.1\n0.0\n377.4\n0.0\n6,162.6\n0.0\n3,052.3\n20,407.7\nFeb\n6227\n51.3\n2,759.3\n9,037.6\n0.0\n625.5\n9,663.1\n6,512.8\n0.0\n1,679.8\n0.0\n206.6\n0.0\n6,294.5\n0.0\n1,620.1\n19,464.2\nMar\n7027\n54.9\n2,402.5\n9,484.9\n0.0\n588.2\n10,073.1\n7,085.6\n0.0\n1,498.3\n0.0\n83.0\n0.0\n6,364.1\n0.0\n1,719.2\n19,737.7\nApr\n7101\n74.1\n2,488.0\n9,663.4\n0.0\n588.3\n10,251.7\n7,186.8\n0.0\n1,498.3\n0.0\n99.1\n0.0\n6,375.2\n0.0\n1,887.1\n20,111.3\nMay\n8052\n83.0\n2,896.7\n11,031.5\n0.0\n0.0\n11,031.5\n7,864.0\n0.0\n2,107.9\n0.0\n100.3\n0.0\n6,789.0\n0.0\n1,886.9\n21,915.6\nSource: Reserve Bank of Zimbabwe, 2025\n* Statistics are denominated in ZiG\nBUILDING SOCIETIES -LIABILITIES\nZWG millions\nAmounts Owing to\n \n \n9 \n \n \n \nEND OF\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nFeb\n3,435,102,730.48\n426,536,836.74\n249,129,096.22\n2,383,796,904.38\n171,219,221.62\n1,264,658,167.28\n3,631,856,467.58\n2,844,642,895.76\n2,043,483,472.01\n352,320,643.54\n5,491,307,643.33\n1,518,795.13\n22,295,572,874.08\nMar\n4,949,814,064.70\n642,860,845.90\n452,924,544.60\n3,642,287,181.90\n251,866,635.20\n1,943,457,910.80\n5,387,453,048.30\n3,991,233,867.50\n3,178,219,935.60\n543,942,248.60\n8,278,044,179.10\n2,267,159.00\n33,264,371,621.30\n*Apr\n2,882,347.04\n371,595.02\n188,567.12\n3,081,028.88\n188,277.01\n1,174,215.26\n3,077,908.79\n2,281,799.96\n1,782,566.59\n399,652.20\n4,922,516.84\n1,655.37\n20,352,130.08\n*May\n3,549,471.22\n448,072.03\n196,408.62\n3,013,508.26\n181,989.39\n1,239,894.94\n3,619,936.03\n2,302,326.81\n1,793,582.31\n494,669.10\n5,661,322.35\n5,002.25\n22,513,367.89\n*Jun\n3,286,172.53\n496,282.55\n213,057.33\n3,210,670.42\n230,521.55\n1,418,401.02\n3,457,122.91\n1,954,111.98\n1,946,800.04\n567,017.72\n6,019,426.96\n1,771.40\n22,801,356.42\n*Jul\n3,487,382.60\n511,490.74\n202,186.14\n3,350,580.05\n163,104.44\n1,304,409.07\n3,570,513.33\n2,117,767.16\n2,347,954.24\n568,049.13\n6,348,713.28\n2,029.48\n23,985,090.63\n*Aug\n3,858,128.45\n496,920.13\n197,595.11\n3,160,166.09\n163,179.56\n1,353,221.18\n3,891,826.53\n2,259,346.53\n2,064,398.05\n355,517.61\n7,019,997.29\n1,626.53\n24,821,923.05\n*Sep\n6,672,075.13\n1,240,260.16\n365,299.01\n5,024,076.96\n274,548.64\n2,326,667.49\n6,387,958.08\n4,331,429.08\n3,418,807.30\n640,082.06\n11,884,283.83\n2,603.24\n42,568,090.98\n*Oct\n7,858,559.49\n1,469,928.32\n481,828.82\n5,465,308.96\n320,115.06\n2,603,522.82\n7,340,600.92\n5,249,584.59\n3,667,687.19\n726,009.18\n13,568,052.49\n3,070.10\n48,754,267.95\n*Nov\n7,180,366.66\n1,328,085.57\n428,978.78\n5,025,733.67\n284,239.89\n2,457,448.49\n6,759,835.67\n4,209,879.63\n3,928,182.05\n680,905.22\n13,074,981.78\n2,309.39\n45,360,946.80\n*Dec\n7,297,552.82\n1,289,292.14\n385,874.99\n4,973,856.63\n262,219.72\n2,513,526.60\n6,746,914.01\n4,827,984.53\n3,694,327.88\n706,439.67\n13,280,443.54\n2,262.81\n45,980,695.34\n2025\n*Jan\n7,678,298.65\n1,196,038.23\n409,696.02\n5,047,238.20\n306,809.73\n2,664,917.36\n6,434,242.43\n4,757,437.66\n4,086,970.99\n769,886.02\n13,569,651.19\n1,922.01\n46,923,108.48\n*Feb\n8,299,274.74\n1,201,875.78\n399,492.64\n4,830,538.61\n300,587.07\n2,770,286.66\n6,503,215.41\n4,803,609.78\n4,292,425.79\n746,491.37\n13,140,132.51\n1,960.50\n47,289,890.85\n*Mar\n8,326,930.91\n1,244,718.81\n402,707.95\n5,041,144.58\n317,777.54\n2,491,912.41\n6,543,198.90\n4,375,136.07\n5,262,596.60\n744,227.95\n13,809,533.31\n1,950.08\n48,561,835.10\n*Apr\n8,907,112.83\n1,321,160.24\n510,175.35\n5,587,682.42\n301,612.10\n2,488,206.19\n7,065,026.69\n5,118,059.86\n5,500,479.51\n721,927.40\n14,585,410.50\n2,121.10\n52,108,974.19\n*May\n9,447,878.28\n1,662,965.62\n432,262.51\n6,247,342.77\n303,671.59\n2,560,619.89\n7,447,120.21\n5,231,385.19\n5,706,622.10\n757,449.00\n14,848,295.45\n2,090.86\n54,647,703.48\nSource: Reserve Bank of Zimbabwe, 2025\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n10 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n26,630,992,658.97\nFeb\n1,156,065,718.20\n1,037,783,187.53\n1,369,731,749.12\n3,170,746,459.37\n114,038,016.39\n3,174,169,477.50\n2,227,190,946.76\n2,855,301,054.35\n15,834,462,125.05\n552,622,448.45\n4,294,792,965.31\n89,063,348.63\n36,904,967,496.65\nMar\n1,783,340,807.00\n1,442,504,457.60\n2,116,410,516.40\n4,588,105,383.90\n1,753,052,451.70\n4,712,657,212.60\n3,465,873,456.30\n3,573,833,122.50\n20,373,593,827.70\n1,006,777,059.10\n8,454,899,690.30\n100,278,506.80\n53,371,326,491.90\n*Apr\n1,476,289.07\n893,193.94\n1,388,298.43\n4,283,881.29\n1,092,218.87\n2,578,995.23\n2,513,192.87\n2,626,884.44\n11,782,151.57\n511,608.90\n5,775,024.95\n62,998.90\n34,984,738.48\n*May \n1,608,650.70\n1,037,123.00\n986,367.13\n3,197,388.56\n1,234,670.10\n3,669,306.62\n2,777,961.02\n2,424,631.17\n13,413,072.92\n726,100.95\n5,909,740.37\n55,506.53\n37,040,519.06\n*Jun\n1,578,119.27\n1,011,831.06\n1,759,648.05\n3,190,728.10\n1,134,620.40\n3,473,307.05\n2,999,644.43\n3,196,350.73\n15,181,074.61\n630,237.37\n5,302,910.12\n65,954.20\n39,524,425.40\n*Jul\n1,709,191.73\n1,060,814.63\n1,786,754.78\n4,244,435.10\n1,695,144.92\n3,842,095.49\n2,685,658.39\n3,860,697.95\n15,154,833.77\n494,408.07\n5,163,064.26\n152,575.18\n41,849,674.27\n*Aug\n1,881,831.48\n1,096,949.95\n1,756,800.10\n4,115,344.75\n1,560,883.79\n5,160,947.59\n3,104,912.00\n2,628,465.51\n14,680,525.46\n510,741.77\n4,692,301.87\n147,285.45\n41,336,989.72\n*Sep\n2,676,045.30\n2,231,428.03\n3,076,033.40\n6,657,466.11\n2,618,571.09\n6,677,406.59\n4,328,506.20\n3,749,838.40\n26,389,976.50\n867,911.20\n8,373,719.22\n219,988.31\n67,866,890.36\n*Oct\n3,485,504.59\n2,567,255.56\n3,535,607.03\n7,474,589.94\n3,299,698.46\n7,968,221.02\n5,044,419.36\n5,097,867.03\n29,458,757.35\n1,018,065.78\n9,462,752.69\n220,427.14\n78,633,165.96\n*Nov\n3,092,857.19\n2,583,575.64\n3,658,337.22\n6,311,484.89\n3,319,494.63\n7,425,250.57\n6,381,558.42\n4,761,639.77\n27,173,979.25\n1,133,673.74\n8,782,149.64\n200,228.74\n74,824,229.70\n*Dec\n3,246,075.75\n3,000,089.39\n3,491,754.69\n6,900,913.48\n3,547,897.26\n7,345,227.12\n6,716,997.93\n4,549,007.97\n27,260,521.53\n1,099,879.74\n10,022,447.18\n355,894.47\n77,536,706.51\n2025\n*Jan\n2,906,778.30\n3,263,210.15\n3,335,010.28\n6,226,024.85\n3,652,381.28\n8,401,231.92\n6,022,841.93\n4,820,773.49\n27,794,296.00\n1,020,418.08\n9,522,377.98\n214,322.39\n77,179,666.65\n*Feb\n3,148,260.00\n2,765,476.21\n2,386,768.37\n6,142,552.78\n3,733,009.01\n8,301,324.64\n5,391,986.88\n4,799,925.63\n27,396,588.33\n1,120,196.78\n10,349,018.64\n257,727.50\n75,792,834.75\n*Mar\n2,931,379.17\n2,536,384.45\n2,998,500.17\n7,205,270.81\n4,098,816.70\n9,412,388.16\n5,090,011.12\n5,298,903.78\n30,409,375.81\n1,367,930.91\n10,495,733.30\n291,454.26\n82,136,148.64\n*Apr\n3,386,026.90\n2,914,075.14\n3,289,407.24\n8,086,383.88\n4,171,684.56\n10,519,094.01\n5,681,605.01\n5,683,058.56\n29,468,736.33\n1,483,286.46\n12,710,551.63\n251,262.54\n87,645,172.24\n*May\n3,791,778.73\n3,137,191.75\n4,015,525.94\n8,522,205.13\n4,083,039.56\n10,506,322.87\n6,181,631.24\n5,246,061.22\n33,512,835.39\n1,339,582.73\n13,286,284.33\n245,907.53\n93,868,366.41\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n11 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\n2025\n*Jan\n41.82\n47.35\n40.13\n46.08\n*Feb\n43.00\n48.60\n40.45\n45.68\n*Mar\n42.33\n47.97\n40.42\n46.11\n*Apr\n42.16\n47.82\n40.43\n46.21\n*May\n43.66\n48.93\n40.27\n46.51\nSource: Reserve Bank of Zimbabwe, 2025\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMERCIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n12 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\n*Feb\n3.81\n4.14\n5.95\n8.87\n*Mar\n3.81\n4.14\n5.95\n8.87\n*Apr\n3.81\n4.14\n5.95\n8.93\n*May\n3.18\n4.14\n6.09\n9.62\nSource: Reserve Bank of Zimbabwe, 2025\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMERCIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n13 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\n*Feb\n-0.32\n0.58\n0.22\n0.81\n0.93\n0.46\n0.57\n0.42\n1.25\n0.80\n-0.63\n0.27\n0.81\n0.46\n*Mar\n0.83\n0.15\n0.00\n-0.13\n0.93\n0.34\n-0.25\n-1.08\n2.43\n-0.53\n-0.22\n0.16\n-0.46\n-0.06\n*Apr\n1.31\n0.88\n1.67\n0.26\n1.17\n0.66\n-0.80\n1.05\n0.87\n2.92\n0.85\n1.11\n-0.25\n0.64\n*May\n1.14\n0.88\n0.20\n0.61\n1.58\n0.25\n-0.52\n0.35\n0.82\n0.04\n0.41\n0.58\n1.62\n0.93\nSource: Zimstat, 2025\n*Statistics are in ZiG\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\n \n \n14 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nFeb\n33.06\n2.10\n59.99\n-1.02\n17.41\n30.39\n41.46\n7.62\n20.22\n9.87\n15.86\n32.35\n84.37\n47.62\nMar\n37.15\n3.35\n67.82\n0.31\n20.39\n33.68\n55.04\n10.19\n22.44\n11.97\n19.67\n36.58\n100.68\n55.34\nApr\n37.55\n3.98\n69.28\n0.77\n20.20\n34.79\n58.13\n9.93\n30.14\n11.30\n20.06\n42.42\n105.07\n57.48\n2025\n*Apr\n113.35\n96.45\n65.25\n89.90\n102.12\n82.73\n70.72\n92.09\n22.68\n66.55\n106.90\n77.85\n102.86\n85.68\n*May\n129.68\n100.90\n64.69\n97.15\n107.69\n86.74\n68.74\n97.91\n23.68\n68.14\n113.77\n80.67\n118.27\n92.06\nSource: Zimstat, 2025\n*Statistics are in ZiG\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH TRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY\n, GAS & \nOTHER \nFUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATIO\nN & \nCULTURE\nRESTAURANTS \n& HOTELS\n \n \n15 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\n*Feb\n26.7654\n0.6835\n1.9622\n0.1795\n29.0177\n34.6893\n*Mar\n26.6787\n1.4588\n1.9508\n0.1788\n28.5428\n34.4141\n*Apr\n26.8023\n1.4182\n1.9371\n0.1855\n30.0241\n33.8697\n*May\n26.8657\n1.4817\n1.9826\n0.1854\n30.2848\n35.8782\nSource: Reserve Bank of Zimbabwe, 2025\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 \n& recalibrated exchange rates to ZiG\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND STERLING\n \n \n16 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nFeb\n525570.76\n216534.42\n103474.44\n73,940,200\n41,499,016.93\nMar\n873263.38\n218308.09\n123025.50\n54,297,600\n49,235,325.40\n*Apr\n98.82\n114.07\n22,304,969\n21,943,400\n28,571.12\n*May\n101.07\n114.07\n75,913,056\n58,831,200\n29,394.99\n*Jun\n128.64\n114.16\n99,811,029\n182,514,300\n38,710.43\n*Jul\n198.14\n253.49\n260,505,803\n93,603,100\n60,570.91\n*Aug\n200.49\n253.42\n164,625,191\n118,159,000\n61,448.73\n*Sep \n243.41\n251.68\n273,853,848\n257,091,400\n74,489.51\n*Oct\n289.12\n251.68\n502,844,478\n107,115,500\n89,605.28\n*Nov\n265.10\n235.38\n285,159,922\n72,864,500\n82,184.61\n*Dec\n217.58\n235.38\n225,234,022\n152,111,200\n66,241.20\n2025\n*Jan\n195.57\n229.61\n196,982,719\n187,781,200\n58,794.86\n*Feb\n204.06\n193.56\n506,135,991\n197,200,800\n62,060.95\n*Mar\n205.25\n180.43\n229,916,317\n92,886,500\n62,916.75\n*Apr\n191.95\n143.95\n268,269,085\n150,502,500\n58,411.66\n*May\n196.85\n145.40\n600,720,736\n269,991,681\n59,973.06\nSource: Zimbabwe Stock Exchange, 2025\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n*All Share index was introduced in January, 2018\n \n \n17 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n7252.4\n6858.9\n14579.5\n44760.8\n*Feb\n92208.7\n5961.2\n6364.9\n14208.9\n43833.1\n*Mar\n112646.3\n6785.3\n7339.8\n17156.0\n47320.6\n*Apr\n116945.5\n7294.4\n7046.2\n19678.2\n49770.4\n*May\n128946.5\n9194.3\n8439.4\n23187.8\n53674.7\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n Values of Transactions (ZWG Millions)\n \n \n18 \n \n \n \nEND OF\nZETSS \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n7381.3\n911.1\n46337.9\n1363.6\n*Feb\n815.5\n6229.8\n838.1\n44460.8\n1346.3\n*Mar\n917.4\n6777.0\n953.3\n53987.0\n1250.1\n*Apr\n872.0\n6052.9\n888.6\n54493.5\n1222.6\n*May\n959.3\n7667.0\n1027.7\n59206.5\n1531.9\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n19 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\n2025\n*Jan\n652.0\n748.8\n1400.8\n-96.8\n*Feb\n512.6\n730.4\n1243.0\n-217.9\n*Mar\n581.9\n809.9\n1391.8\n-228.0\n*Apr\n662.6\n781.3\n1443.9\n-118.7\n*May\n727.3\n882.1\n1609.3\n-154.8\nSource: ZIMSTAT, 2025\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_May_2025_.pdf"}
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+{"doc_id": "c81c3ef3e65c7f9c2911e24e6a5ae064", "text": "i \n \n \n \n \n \n \n \n \nNOVEMBER 2022 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nCopper ........................................................................................................................................ 4 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 6 \nZimbabwe Stock Exchange .......................................................................................................... 6 \nVictoria Falls Stock Exchange ..................................................................................................... 7 \nINFLATION OUTTURN ............................................................................................................. 8 \nAnnual Inflation ........................................................................................................................ 8 \nMonthly Inflation ...................................................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nCash Transactions ..................................................................................................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCard Based Transactions ......................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency (ZIMSTAT) \n2. Reserve Bank of Zimbabwe (RBZ) \na- Percentage point. \n \n2022 \n \nOctober \n2022 \n \nNovember \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n92,268.16 \n98,860.66 \n7.14 \nMoney Supply2 (M3) (ZW$ millions) \n1,880,812.81 \n2,071,311.61 \n10.13 \nAnnual Inflation1 (%) \n268.79 \n254.96 \n-13.83a \n \nBlended Annual Inflation1 (%) \n108.69 \n107.13 \n-1.56a \nMonthly Inflation1 (%) \n3.15 \n1.80 \n-1.35a \n \nBlended Monthly Inflation1 (%) \n3.20 \n1.37 \n-1.83a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n3,797.58 \n4,582.65 \n20.67 \nNominal Lending Rate2 \n(% per annum) \n100.00-290.00 \n100.00-290.00 \n \n \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \n \nThe international average prices for gold, \nplatinum, copper, and nickel increased during \nthe month of November 2022. However, \npalladium and Brent crude oil prices declined \nduring the same month. \n \nPrecious Metals \n \n Gold \nDuring the month under review, prices of gold \nincreased by 3.93%, from US$1,665.10 per \nounce in October 2022 to US$1,730.52 per \nounce in November 2022. The price of the \nyellow metal was boosted by a softer US dollar, \nwhich made the greenback-priced bullion less \nexpensive for buyers holding other currencies. \n \nPlatinum \nPlatinum prices rose to an eight-month high \nduring the month of November 2022, amid \nimproving market sentiment, as China eased its \nzero-Covid-19 policy. Prices surged by 8.75%, \nfrom a monthly average of US$913.14 per \nounce in the previous month to close the month \nunder analysis at US$993.02 per ounce. \n \nPalladium \nMonthly average palladium prices declined by \n7.41%, from US$2,082.95 per ounce in \nOctober 2022 to US$1,928.52 per ounce \nNovember 2022. Prices slumped as the global \neconomic slowdown reduced the demand for \nthe metal, particularly in the auto industry. \nFigure 1 shows the developments in precious \nmetal prices for the period from November \n2021 to November 2022. \n \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n \n \nBase Metals \n \nCopper \nMonthly average prices for the red metal \nincreased by 6.36%, from US$7,591.26 per \ntonne in the previous month to US$8,073.74 \nper tonne in November 2022. This followed the \nsharp increase in demand for the metal, as \nChina relaxed its zero-Covid-19 policy. \n \nNickel \nNickel prices increased by 16.76%, from a \nmonthly average of US$22,123.67 per tonne \nrecorded in October 2022 to US$25,830.52 per \ntonne, in the month under review. The opening-\nup of the Chinese economy resulted in an \nincrease in demand for the metal, after a long \nperiod of low economic activity. \n \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nUS$/oz.\nGold\nPalladium\nPlatinum\n \n \n \n5 \n \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \n \nBrent Crude Oil \nDuring the month of November 2022, crude oil \nprices declined due to demand concerns in \nChina and further interest rate increases in the \nU.S. Prices declined by 2.67%, from a monthly \naverage of US$93.23 per barrel in October \n2022 to US$90.74 per barrel, during the month \nunder review. \n \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2022 \n \n \n \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock amounted to \nZW$2,071.31 billion in November 2022, \ncompared to ZW$1,880.81 billion recorded in \nOctober 2022. \nThe money stock was composed of foreign \ncurrency deposits, 58.50%; local currency \ndeposits, 41.30%; and currency in circulation, \n0.20%. \nFigure 4 shows the composition of money \nsupply. \nFigure 4: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nMonth-on-month, broad money grew by \n10.13% in November 2022, compared to a \ndecline of 1.90% recorded in the previous \nmonth. The growth largely reflected increases \nof ZW$89.36 billion and ZW$80.50 billion in \nlocal currency transferable deposits and foreign \ncurrency accounts (FCAs), respectively. \nDuring the month under review, domestic \nclaims increased by 15.04%, compared to \n3.61% recorded in the previous month. The \ngrowth in domestic claims was due to \n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nUS$/barrel\nLocal \nCurrency \nTransferabl\ne deposits\n31.51%\nForeign \nCurrency \nDeposits\n58.50%\nTime \nDeposits\n9.13%\nCurrency in \nCirculation\n0.20%\nNCDs\n0.66%\n \n \n \n6 \n \nexpansions in credit to the private sector and \nnet claims on Government, by ZW$122.13 \nbillion and ZW$86.41 billion, respectively. \nOn an annual basis, broad money registered an \nincrease of 372.99%, largely driven by the \nexchange rate revaluation on the foreign \ncurrency component, over the year. Of the \n372.99% annual increase in broad money, the \nforeign currency component of the deposits \ncontributed 235.26 percentage points, while \nlocal currency deposits contributed 137.73 \npercentage points. \nOver the period November 2021 to November \n2022, the official exchange rate moved from \nZW$105.67 per US$1 to ZW$654.93 per \nUS$1, contributing to the growth of the \nZimbabwe dollar equivalent of FCA deposits. \nForeign currency deposits included in broad \nmoney thus increased from ZW$181.55 billion \nin November 2021 to ZW$1,211.79 billion in \nNovember 2022. Over the same period, the \nlocal currency component of broad money also \ngrew by 235.26%, largely due to credit creation \nby banks. \nOn an annual basis, growth in broad money was \nmainly driven by increases of ZW$788.22 \nbillion (390.91%) and ZW$288.49 billion \n(468.55%) in credit to the private sector and net \nclaims on Government, respectively. Of the \nZW$288.49 billion increase in net claims on \nGovernment, ZW$160.10 billion was due to the \naccounting treatment of the utilization of \nSpecial Drawing Rights (SDRs), which does \nnot reflect actual lending to Government by the \nCentral Bank. \n \nCredit to the private sector was mainly \nchanneled to agriculture and households, which \nreceived 24.86% and 22.10% of the total credit, \nrespectively. \nThe \nmanufacturing \nand \ndistribution sectors received 13.24% and \n12.62% of the credit, respectively. Private \nsector credit shares for the rest of the economic \nsectors are shown in Figure 5. \nFigure 5: Distribution of Private Sector \nCredit \nSource: Reserve Bank of Zimbabwe, 2022 \nCredit to the private sector was largely utilized \nfor inventory build-up, 32.72%; other recurrent \nexpenditures, 31.62%; and fixed capital \ninvestments, 16.25%. \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange \nThe Zimbabwe Stock Exchange (ZSE) was \ncharacterized by negative trading, during the \nreporting month. As a result, the All Share, Top \n10, Top15, Medium and Small Cap Indices \ndeclined by 3.28%, 4.31%, 4.93%, 1.10% and \n11.12% to close at 14 577.46 points, 8 495.75 \npoints, 9 441.71 points, 32 888.85 points and \n472 431.36 points, respectively. \n \nHouseholds\n22.10%\nAgriculture\n24.86%\nMining\n8.10%\nManufacturing\n13.24%\nDistribution\n12.62%\nConstruction\n1.75%\nTransport & \nCommunicati\nons\n2.52%\nServices\n10.10%\nFinancial Org. \n& Investments\n4.68%\nOther\n0.03%\n \n \n \n7 \n \nThe mining index, however, added 7.69% to \nclose the month at 25 478.67 points, compared \nto 23 659.53 points recorded in the prior month. \n \nFigure 6: ZSE All Share, Top 10 and Mining \nIndices \nSource: Zimbabwe Stock Exchange, 2022 \n \nIn line with low trading, the cumulative volume \nof shares traded on the ZSE declined by \n55.20%, from 201.57 shares in October 2022 to \n90.31 million shares in November 2022. \nConcomitantly, the value of shares traded \ndeclined by 11.35% to ZW$7.68 billion in \nNovember 2022, from ZW$8.66 billion in \nOctober 2022. \n \nThe proportion of foreign purchases to the \nvalue of shares traded improved to 2.71% in the \nmonth under analysis, from 1.74% recorded in \nOctober 2022. The net foreign position \nimproved from -ZW$2.07 billion in October \n2022 to -ZW$1.10 billion in November 2022. \n \nFigure 7: ZSE Monthly Volumes and Values \nTraded \nSource: Zimbabwe Stock Exchange, 2022 \n \nThe local bourse lost ZW$215.90 billion, or \n11.82% worth of capitalization to close at \nZW$1 610.20 billion, during the month under \nreview. This was due to a combination of \nnegative trading and the delisting of Simbisa \nBrands Limited on 28th November 2022. On a \nyear-on-year \nbasis, \nhowever, \nZSE \ncapitalization added ZW$320.13 billion, or \n24.82%, from ZW$1 290.07 billion recorded in \nNovember 2021. \n \nVictoria Falls Stock Exchange \n \nIn November 2022, the Victoria Falls Stock \nExchange \n(VFEX) \nexhibited \nbearish \nsentiments for the second consecutive month. \nResultantly, the VFEX All Share Index \ndeclined by 7.36% to close at 104.34 points, \nfrom 112.64 points recorded in the prior month. \n \nOn an annual basis, the VFEX All Share Index \nlost 0.36%, from 104.72 points recorded in the \ncomparable month last year. \n4,800\n7,800\n10,800\n13,800\n16,800\n19,800\n22,800\n25,800\n28,800\n31,800\n2100\n5100\n8100\n11100\n14100\n17100\n20100\n23100\n26100\n29100\n32100\n30-Nov-21\n31-Dec-21\n31-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\nAll Share Index\nTop 10 Index\nMining Index\n0\n2,400\n4,800\n7,200\n9,600\n12,000\n14,400\n16,800\n19,200\n21,600\n24,000\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n8 \n \nFigure 8: Victoria Falls Stock Exchange All \nShare Index \n \nSource: Victoria Falls Stock Exchange (VFEX), 2022 \n \n \nMarket Capitalization \nReflecting the bearish sentiments on the VFEX \nduring the month under review, market \ncapitalization declined by US$0.02 billion or \n6.56% to US$0.25 billion, from US$0.27 \nbillion recorded in October 2022. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation slowed down to \n254.96% in November 2022, from 268.79% in \nOctober 2022. This followed declines in both \nannual food and non-food inflation. \n \nAnnual food inflation stood at 299.0% in \nNovember 2022, down from 323.50% in \nOctober 2022. Meat; bread and cereals; and oil \nand fats drove food inflation, during the month \nunder review. \n \nYear- on- year, non-food inflation retreated by \n77.2 percentage points to 222% in November \n2022, from 299.2% in October 2022. Housing, \nwater, electricity, gas, and other fuels; hospital \nservices; \nfurniture \nand \nequipment; \nand \ntransport categories largely accounted for \nannual non-food inflation, during the month of \nNovember 2022. \n \nAnnual blended inflation receded by 1.56 \npercentage points to 107.13% in November \n2022, from 108.69% recorded in October 2022. \nThis followed the decline in blended food \ninflation which was, however, partially offset \nby the increase in blended non-food inflation. \n \nAnnual blended food inflation declined by 9.56 \npercentage points to 166.3% in the month under \nanalysis. \nYear-on-year \nblended \nnon-food \ninflation increased from 75.74% in October \n2022 to 77.2%, during the month under review. \n \nMonthly Inflation \nMonthly inflation continued on a downward \ntrend, declining by 1.35 percentage points, \nfrom 3.15% in October 2022 to 1.80% in \nNovember 2022. This was underpinned by the \ndecline in both food inflation and non-food \ninflation. \n \nMonth-on-month, food inflation declined from \n3.06% October 2022 to 0.92% in November \n2022. Notable declines were for oils and fats, \nas well as sugar, jam, honey, chocolate and \nconfectionary. \n \nMonthly non-food inflation fell from 3.24% in \nOctober 2022 to 2.62% in November 2022. \nCommunication; household textiles; clothing \nand footwear; house equipment and routine \nmaintenance continued to drive monthly non-\nfood inflation. \n \n \n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\n 150.00\n30-Nov-21\n31-Dec-21\n31-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n \n \n \n9 \n \nFigure 9: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2022 \n \nMonthly \nblended \ninflation \nshed \n1.83 \npercentage points to 1.37% in November 2022, \nfrom 3.2% in October 2022. \nNATIONAL PAYMENTS SYSTEM \n \n \nThe total value of NPS transactions processed \nthrough the National Payments System (NPS) \nstood at ZW$4.6 trillion in November 2022, up \nby 21% from ZW$3.80 trillion recorded in the \npreceding month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of RTGS transactions rose by \n23.53%, from ZW$2,728.73 billion in the \nprevious month to close at ZW$3,370.78 \nbillion in November 2022. \nFigure 10: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \n \nCash Transactions \nCash-based \ntransactions \nincreased \nfrom \nZW$146.27 billion in October 2022 to \nZW$170.08 billion in November 2022. \n \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$947.91 billion, during the \nmonth under analysis, representing an increase \nof 13.91% from ZW$832.17 billion recorded in \nOctober 2022. \nCard Based Transactions \n \nCard-based transactions increased by 11.53% \nto ZW$263.97 billion in November 2022, from \nZW$236.68 billion in the previous month. \n \n \n \n \n \nRESERVE BANK OF ZIMBABWE\n0.00%\n5.00%\n10.00%\n15.00%\n20.00%\n25.00%\n30.00%\n35.00%\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nFood\nNon-Food\nOverall\n -\n 500.0\n 1,000.0\n 1,500.0\n 2,000.0\n 2,500.0\n 3,000.0\n 3,500.0\n 4,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n27 \n \n \n \n \n \n \n11 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 28 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 29 \n \n13.2 Volumes of Transactions \n \n \n \n \n 30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 12 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nNet Foreign Assets\n-370,161,253.86\n-361,298,424.39\n-440,559,292.65\n-471,346,132.81\n-543,454,309.01\n-607,806,554.74\n-1,139,041,286.30\n-1,440,376,428.47\n-1,799,900,028.55 -1,795,279,800.26\n-1,954,300,330.22\n-2,033,984,124.20\n-2,085,714,926.41\nCentral Bank(net)\n-508,301,508.78\n-513,012,570.17\n-569,288,849.11\n-608,788,967.34\n-717,594,313.10\n-794,405,282.55\n-1,478,375,394.21\n-1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\nForeign Assets\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\nForeign Liabilities\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\nOther Depository Corporations(net)\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\nForeign Assets\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\nForeign Liabilities\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\nNet Domestic Assets (NDA)\n808,077,271.24\n836,659,942.26\n910,997,169.52\n977,472,347.72\n1,132,547,895.53 1,279,179,159.36\n2,110,584,970.23\n2,560,072,662.03\n3,007,213,667.92\n3,404,193,526.10\n3,871,453,855.67\n3,914,796,933.13\n4,157,026,534.98\nDomestic Claims\n291,811,266.12\n340,286,879.84\n332,913,297.54\n374,469,353.19\n425,899,133.67\n507,567,798.80\n671,650,524.63\n767,813,894.49\n911,956,758.63\n1,183,994,022.32\n1,371,017,098.26\n1,420,546,462.01\n1,634,150,767.46\nClaims on Central Government(net)\n61,571,905.79\n83,610,072.33\n59,994,722.44\n73,245,394.75\n79,099,806.11\n102,141,792.11\n115,763,515.83\n104,672,040.45\n130,502,205.15\n236,159,688.17\n270,091,555.64\n263,657,275.07\n350,064,095.72\nClaims on Central Government\n80,526,247.04\n98,427,828.73\n98,638,404.95\n108,304,664.41\n112,202,570.05\n128,369,548.84\n154,985,706.21\n180,922,921.25\n192,199,618.57\n350,494,976.12\n408,193,113.30\n426,472,842.49\n532,069,052.32\nCentral Bank\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\nODCs\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\nLess Liabilities to Central Government\n18,954,341.25\n14,817,756.40\n38,643,682.51\n35,059,269.66\n33,102,763.94\n26,227,756.73\n39,222,190.39\n76,250,880.80\n61,697,413.42\n114,335,287.95\n138,101,557.65\n162,815,567.42\n182,004,956.59\nCentral Bank\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\nODCs\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\nClaims on Other Sectors\n230,239,360.33\n256,676,807.51\n272,918,575.10\n301,223,958.44\n346,799,327.56\n405,426,006.70\n555,887,008.81\n663,141,854.04\n781,454,553.48\n947,834,334.15\n1,100,925,542.62\n1,156,889,186.94\n1,284,086,671.74\nOther Financial Corporations\n6,128,229.51\n9,710,262.81\n7,156,496.45\n7,232,833.43\n7,747,219.19\n8,597,004.25\n9,322,673.95\n10,177,451.55\n14,828,545.88\n17,449,153.84\n18,825,212.19\n143,782,090.97\n143,554,205.91\nState and Local Government\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\nPublic Non Financial Corporations\n22,393,447.91\n23,865,846.53\n21,803,605.08\n29,207,585.84\n26,468,620.27\n29,392,849.46\n56,904,036.69\n65,013,584.08\n85,546,713.45\n123,920,817.60\n133,928,821.97\n145,038,366.23\n150,370,660.24\nPrivate Sector\n201,639,254.74\n222,930,132.71\n243,793,080.38\n264,623,905.12\n312,329,173.83\n367,183,531.22\n489,371,296.07\n587,724,531.15\n680,729,618.39\n806,177,221.63\n947,865,180.05\n867,726,767.22\n989,858,253.51\nCentral Bank\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\nODCs\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\nOther Items(Net)\n-516,266,005.13 -496,373,062.42 -578,083,871.97 -603,002,994.53 -706,648,761.86 -771,611,360.55 -1,438,934,445.60\n-1,792,258,767.54\n-2,095,256,909.29 -2,220,199,503.78\n-2,500,436,757.40\n-2,494,250,471.13 -2,522,875,767.52\nShares and Other Equity\n-509,275,252.67\n-502,021,854.19\n-526,564,518.35\n-560,858,506.65\n-647,259,441.19\n-736,032,264.92\n-1,471,834,260.31\n-1,750,654,766.50\n-2,109,505,152.97\n-2,196,010,760.22\n-2,353,032,948.01\n-2,415,295,348.56\n-2,460,253,452.61\nLiabilities to Other Financial Corporations\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\nRestricted Deposits\n4,400,595.12\n6,915,475.67\n2,167,260.87\n2,173,882.06\n2,994,403.00\n4,012,319.51\n15,942,230.19\n17,330,528.77\n31,949,181.65\n37,970,261.21\n33,027,186.30\n47,084,275.28\n59,785,332.00\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-11,738,438.67\n-1,406,451.73\n-53,917,133.32\n-44,545,169.67\n-63,194,358.13\n-40,078,187.62\n16,635,808.50\n-59,279,741.20\n-19,040,030.90\n-62,714,231.31\n-181,018,174.35\n-126,801,860.37\n-122,747,262.48\nBroad Money-M3\n437,916,017.39\n475,361,517.87\n470,437,876.87\n506,126,214.91\n589,093,586.52\n671,372,604.62\n971,543,683.94\n1,119,696,233.56\n1,207,313,639.37\n1,608,913,725.83\n1,917,153,525.45\n1,880,812,808.93\n2,071,311,608.56\nSecurities Other than Shares Included in Broad \nMoney\n4,007,812.73\n3,696,333.82\n3,685,330.94\n4,456,190.77\n4,510,894.76\n4,246,927.92\n6,165,343.44\n7,157,937.12\n8,137,874.02\n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\nBroad Money-M2\n433,908,204.66\n471,665,184.05\n466,752,545.93\n501,670,024.14\n584,582,691.76\n667,125,676.69\n965,378,340.49\n1,112,538,296.45\n1,199,175,765.34\n1,596,128,151.09\n1,903,106,030.11\n1,865,253,945.05\n2,057,873,086.69\nOther Deposits\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\nNarrow Money-M1\n400,698,387.01\n434,262,220.25\n427,464,720.85\n454,155,285.76\n530,433,488.84\n614,481,640.63\n895,379,518.67\n1,031,647,432.84\n1,104,973,664.87\n1,461,955,622.01\n1,746,038,037.35\n1,698,802,699.18\n1,868,674,949.05\nTransferable Deposits\n398,514,604.13\n431,948,432.28\n425,262,736.08\n451,539,424.76\n527,204,673.89\n610,992,302.31\n892,270,006.18\n1,028,183,547.50\n1,100,888,777.34\n1,457,941,576.91\n1,742,120,578.98\n1,694,712,870.55\n1,864,566,202.51\n Of which Foreign Currency Accounts\n181,547,992.63\n210,704,070.51\n197,684,662.27\n225,776,364.73\n275,166,409.09\n302,163,673.09\n559,139,763.68\n657,889,184.94\n688,836,308.19\n991,098,612.31\n1,196,206,879.78\n1,131,298,129.20\n1,211,793,829.42\nCurrency Outside Depository Corporations\n2,183,782.87\n2,313,787.98\n2,201,984.76\n2,615,861.00\n3,228,814.95\n3,489,338.32\n3,109,512.49\n3,463,885.34\n4,084,887.53\n4,014,045.11\n3,917,458.37\n4,089,828.63\n4,108,746.53\nMemorandum Items\nReserve Money\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\nFCAs as a Percentage of Deposits in M3\n41.7%\n44.5%\n42.2%\n44.8%\n47.0%\n45.2%\n57.7%\n58.9%\n57.2%\n61.8%\n62.5%\n60.3%\n58.6%\nEnd Period Exchange Rate\n105.67\n108.67\n115.42\n124.02\n142.42\n159.35\n301.50\n370.96\n443.88\n546.83\n621.89\n632.77\n654.93\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n13 \n \n \n \nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nNet Foreign Assets\n-508,301,508.78 -513,012,570.17 -569,288,849.11 -608,788,967.34 -717,594,313.10 -794,405,282.55 -1,478,375,394.21 -1,802,992,102.87 -2,132,218,475.50\n-2,281,673,543.14 -2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\nClaims on Non Residents\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\nOfficial Reserves Assets\n106,788,388.55\n113,865,495.69\n88,142,478.36\n98,842,512.26\n111,766,758.89\n124,451,895.50\n233,057,350.27\n280,735,044.65\n350,631,779.92\n329,592,679.60\n270,927,656.44\n265,887,215.65\n301,307,551.70\nOther Foreign Assets\n14,755,511.24\n20,597,406.74\n21,801,631.11\n23,392,128.91\n29,671,571.60\n34,061,195.07\n62,485,798.57\n97,533,424.84\n110,274,772.35\n134,831,527.99\n152,414,486.62\n154,726,420.61\n160,288,576.12\nLess Liabilities to Non Residents\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\nShort Term Liabilities\n270,427,009.64\n276,458,350.87\n288,043,621.76\n314,055,031.14\n380,818,044.00\n425,900,083.60\n785,737,559.16\n951,983,480.17\n1,127,013,639.61\n1,336,300,564.04\n1,387,742,749.22\n1,398,159,992.55\n1,431,029,164.32\nOther Foreign Liabilities*\n359,418,398.93\n371,017,121.73\n391,189,336.81\n416,968,577.38\n478,214,599.59\n527,018,289.52\n988,180,983.89\n1,229,277,092.19\n1,466,111,388.17\n1,409,797,186.69\n1,576,134,607.76\n1,616,907,488.02\n1,624,322,875.66\n of which blocked funds\n207,901,480.94\n215,193,860.69\n226,575,523.87\n239,652,643.98\n276,151,105.21\n306,560,929.76\n570,884,144.99\n716,116,832.50\n852,249,186.55\n678,512,698.97\n762,984,490.22\n783,864,733.61\n742,874,154.66\nNet Domestic Assets (NDA)\n536,486,587.36\n538,956,830.20\n595,796,383.98\n636,602,481.08\n745,479,564.79\n823,635,174.38\n1,507,595,691.24\n1,836,540,085.80\n2,167,740,219.40\n2,319,139,878.80\n2,627,633,649.47\n2,686,722,006.25\n2,692,616,574.53\nDomestic Claims\n41,254,735.58\n70,963,422.00\n45,764,983.60\n56,431,583.21\n59,280,671.72\n73,729,321.44\n98,948,909.09\n86,265,289.61\n121,100,451.59\n232,699,771.22\n241,166,538.97\n235,988,125.06\n281,625,189.08\nNet Claims on Central Government\n17,031,705.25\n46,157,622.65\n23,759,754.43\n28,391,009.15\n33,843,987.33\n45,816,276.90\n52,202,949.03\n27,947,066.17\n48,255,875.52\n143,751,566.58\n135,218,762.79\n118,456,743.03\n157,861,567.95\nClaims on Central Government\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\nOf which: Securities Other than Shares\n5,737,560.05\n5,725,696.74\n5,709,408.86\n5,698,904.28\n5,628,648.40\n5,618,143.81\n5,618,143.81\n5,618,143.81\n11,099,253.33\n16,894,372.03\n24,148,817.33\n32,085,268.08\n58,861,123.74\nLoans\n27,349,310.60\n51,228,986.78\n52,667,064.29\n53,343,629.64\n55,987,602.77\n58,769,044.66\n78,389,443.38\n88,353,569.12\n89,490,529.87\n233,300,046.10\n240,464,254.47\n242,513,386.24\n274,274,026.60\n Loans and Advances\n16,805,093.22\n17,897,368.08\n19,335,445.61\n19,998,243.11\n22,642,216.24\n25,423,658.13\n45,044,056.85\n55,008,182.59\n56,145,143.34\n62,658,197.28\n69,822,405.65\n71,871,537.43\n103,632,177.79\nAmounts Due from Gvt including SDR Draw\n6,932,651.53\n29,720,052.86\n29,720,052.83\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\nOf which: Deposits\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n24,223,030.33\n24,805,799.35\n22,005,229.17\n28,040,574.06\n25,436,684.39\n27,913,044.54\n46,745,960.06\n58,318,223.45\n72,844,576.07\n88,948,204.64\n105,947,776.18\n117,531,382.02\n123,763,621.12\nOther Financial Corporations\n1,936,149.98\n1,940,319.92\n1,979,866.38\n1,974,819.36\n2,314,886.09\n2,401,359.00\n2,324,560.64\n2,384,730.70\n3,057,198.60\n3,073,237.98\n3,202,283.90\n3,211,903.39\n3,213,198.55\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n20,323,891.94\n20,881,242.71\n17,988,080.01\n23,840,423.94\n20,227,681.72\n22,534,788.28\n40,555,239.89\n50,471,009.86\n62,636,165.37\n77,480,839.35\n92,396,112.07\n101,596,682.38\n107,131,115.83\nPrivate Sector\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\nClaims on Other Depository Corporations\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\nOf which: Loans\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\nOther Liabilities to ODCs\n84,609,743.32\n108,149,998.58\n92,445,342.97\n98,771,358.77\n116,286,172.05\n137,938,275.04\n213,473,187.99\n234,624,636.96\n352,778,125.95\n516,479,509.63\n514,761,587.21\n554,976,245.35\n681,837,090.96\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n53,851,878.52\n72,821,158.38\n55,087,092.35\n61,186,545.74\n73,725,582.36\n89,206,766.33\n136,605,367.17\n87,602,175.66\n162,206,231.00\n198,762,582.78\n247,261,242.79\n280,589,071.79\n355,098,840.61\nOther Items(Net)\n-574,985,503.78 -571,223,436.96 -636,865,583.85 -673,232,217.80 -791,721,093.43 -875,960,866.59 -1,614,961,249.38 -1,974,951,446.35 -2,388,281,414.87\n-2,576,477,704.28 -2,860,511,797.67\n-2,963,504,823.70 -3,058,656,720.83\nShares and Other Equity\n-604,000,281.44\n-620,887,582.17\n-657,568,133.29\n-700,269,272.95\n-804,754,190.04\n-896,652,942.69\n-1,694,545,332.44\n-2,081,541,626.90\n-2,495,937,680.26\n-2,662,572,351.10 -2,881,231,066.44\n-2,968,624,968.16\n-3,039,020,578.83\nOther Items(Net)\n23,458,496.35\n41,146,119.65\n18,270,195.89\n24,793,374.40\n8,861,949.04\n14,428,570.19\n62,648,230.22\n89,106,052.63\n71,183,746.71\n43,541,395.78\n-13,728,304.53\n-44,526,215.42\n-90,829,827.08\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n5,556,281.32\n8,518,025.55\n2,432,353.55\n2,243,680.76\n4,171,147.57\n6,263,505.92\n16,935,852.85\n17,484,127.93\n36,472,518.68\n42,553,251.05\n34,447,573.30\n49,646,359.89\n71,193,685.08\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\nBond Coins\n99,710.13\n99,710.16\n99,710.20\n99,710.26\n99,710.34\n99,710.39\n99,710.43\n99,710.48\n99,710.54\n99,710.59\n99,710.63\n99,711.37\n99,645.37\nBond Notes\n4,805,542.45\n5,052,397.24\n4,993,493.48\n5,093,893.85\n5,240,635.11\n6,014,484.37\n6,165,661.88\n6,165,333.25\n6,412,784.04\n6,554,970.13\n6,740,568.25\n7,012,718.25\n7,260,471.73\nLiabilities to ODCs\n23,279,826.00\n20,792,152.63\n21,414,331.20\n22,619,909.63\n22,544,906.25\n23,115,697.08\n22,954,924.72\n27,282,939.21\n29,009,249.32\n30,811,654.95\n80,258,156.68\n85,155,732.33\n91,500,545.27\n Local Currency Reserve Deposits\n18,709,286.01\n19,781,787.64\n20,405,761.19\n20,827,919.34\n21,544,621.25\n23,011,606.47\n22,855,505.72\n27,182,574.21\n28,909,888.55\n30,691,239.95\n36,208,286.92\n39,251,684.88\n45,031,513.47\n Foreign Currency Reserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n43,949,504.76\n45,803,682.45\n46,368,666.81\n Exess reserves \n4,570,539.99\n1,010,364.99\n1,008,570.00\n1,791,990.29\n1,000,284.99\n104,090.61\n99,419.00\n100,364.99\n99,360.78\n120,414.99\n100,364.99\n100,364.99\n100,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n14 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nNet Foreign Assets\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\nClaims on Non Residents\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\nOf Which: Foreign Currency\n53,424,260.93\n50,030,986.41\n53,378,295.56\n62,064,505.14\n76,544,189.30\n74,716,879.90\n142,118,888.84\n138,347,101.06\n159,024,593.55\n263,637,446.30\n292,402,245.17\n300,240,300.44\n286,365,213.60\nDeposits\n103,820,731.58\n125,043,551.30\n100,442,493.68\n105,505,734.50\n131,168,592.72\n149,819,045.33\n269,570,369.89\n305,551,872.73\n271,679,250.85\n340,293,581.80\n435,192,058.43\n412,875,019.01\n359,879,184.65\nOther\n409,803.27\n346,680.86\n368,318.48\n436,950.21\n490,766.14\n653,930.14\n1,173,939.93\n1,996,318.38\n2,226,702.64\n2,658,965.36\n2,925,585.55\n1,438,608.89\n1,440,334.07\nLess Liabilities to Non Residents\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\nOf Which: Deposits\n7,991,662.41\n11,564,286.23\n12,879,965.61\n16,242,284.31\n18,274,727.25\n20,748,904.55\n40,784,068.98\n50,378,763.77\n58,733,325.78\n65,301,846.77\n82,156,742.51\n90,971,607.55\n92,797,127.97\nLoans\n11,522,878.45\n12,142,786.55\n12,579,585.65\n14,322,071.01\n15,788,816.82\n17,842,223.01\n32,745,021.76\n32,900,853.99\n41,878,774.31\n54,894,403.81\n62,128,262.94\n63,112,600.68\n46,846,618.61\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n296,436,293.39\n319,731,034.22\n339,241,242.96\n365,997,720.68\n410,548,022.91\n479,033,352.08\n628,106,440.87\n753,463,074.66\n866,386,967.85\n1,113,922,948.02 1,325,580,796.37\n1,313,691,175.57\n1,547,753,523.21\nDomestic Claims\n250,556,530.54\n269,323,457.84\n287,148,313.94\n318,037,769.98\n366,618,461.95\n433,838,477.37\n572,701,615.54\n681,548,604.87\n790,856,307.03\n951,294,251.11 1,129,850,559.29 1,184,558,336.95\n1,352,525,578.38\nNet Claims on Central Government\n44,540,200.54\n37,452,449.68\n36,234,968.02\n44,854,385.60\n45,255,818.78\n56,325,515.21\n63,560,566.80\n76,724,974.28\n82,246,329.63\n92,408,121.59\n134,872,792.86\n145,200,532.03\n192,202,527.77\nClaims on Central Government\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\nSecurities\n47,418,135.58\n41,452,052.93\n40,241,600.55\n49,241,790.83\n50,566,914.20\n63,944,817.59\n70,936,834.65\n86,890,010.11\n91,509,184.64\n100,187,059.48\n143,464,932.04\n151,757,709.91\n198,814,372.89\nLoans\n21,240.82\n21,092.28\n20,331.26\n20,339.66\n19,404.68\n37,542.77\n41,284.36\n61,198.20\n100,650.73\n113,498.51\n115,109.46\n116,478.26\n119,529.09\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\nOf which: Deposits\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n206,016,330.00\n231,871,008.16\n250,913,345.93\n273,183,384.38\n321,362,643.17\n377,512,962.15\n509,141,048.74\n604,823,630.59\n708,609,977.40\n858,886,129.52\n994,977,766.44 1,039,357,804.92\n1,160,323,050.62\nOther Financial Corporations\n4,192,079.54\n7,769,942.90\n5,176,630.07\n5,258,014.07\n5,432,333.10\n6,195,645.25\n6,998,113.31\n7,792,720.84\n11,771,347.28\n14,375,915.86\n15,622,928.29\n140,570,187.59\n140,341,007.36\nState and Local Government\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\nPublic Non Financial Corporations\n2,069,555.97\n2,984,603.82\n3,815,525.07\n5,367,161.90\n6,240,938.55\n6,858,061.18\n16,348,796.81\n14,542,574.22\n22,910,548.08\n46,439,978.25\n41,532,709.91\n43,441,683.85\n43,239,544.41\nPrivate Sector\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\nClaims on the Central Bank\n110,503,175.07\n121,289,617.10\n119,546,045.14\n125,057,527.45\n145,073,995.32\n163,091,388.64\n239,321,897.04\n269,492,980.99\n318,260,082.09\n414,080,563.81\n503,930,421.77\n528,892,917.07\n579,137,110.76\nCurrency\n2,721,469.71\n2,838,319.42\n2,891,218.92\n2,577,743.10\n2,111,530.50\n2,624,856.44\n3,155,859.82\n2,801,158.38\n2,427,607.04\n2,640,635.61\n2,922,820.51\n3,022,600.98\n3,251,370.57\nReserves\n107,781,705.36\n118,451,297.69\n116,654,826.22\n122,479,784.35\n142,962,464.82\n160,466,532.20\n236,166,037.22\n266,691,822.61\n315,832,475.04\n411,439,928.20\n501,007,601.27\n525,870,316.09\n575,885,740.19\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n2,726,544.67\n2,808,102.91\n2,688,568.50\n2,120,361.21\n2,137,854.54\n2,173,014.02\n2,383,304.12\n2,898,518.67\n2,814,941.97\n3,230,742.76\n3,720,151.81\n28,072,180.28\n19,973,470.74\nOther Items(Net)\n61,896,867.55\n68,073,937.82\n64,764,547.62\n74,977,215.54\n99,006,579.83\n115,723,499.90\n181,533,767.59\n194,679,992.54\n239,914,479.29\n248,221,124.14\n304,480,032.88\n371,687,898.16\n363,935,695.20\nShares and Other Equity\n94,725,028.77\n118,865,727.97\n131,003,614.94\n139,410,766.30\n157,494,748.85\n160,620,677.78\n222,711,072.13\n330,886,860.40\n386,432,527.29\n466,561,590.88\n528,198,118.44\n553,329,619.60\n578,767,126.22\nLiabilities to other ressident sectors\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\nOther Items(Net)\n-33,175,252.31\n-50,931,558.00\n-66,469,586.15\n-64,660,350.49\n-59,298,803.48\n-45,383,950.36\n-41,499,080.56\n-136,552,079.25\n-147,857,140.93\n-218,895,693.28\n-224,305,264.21\n-182,404,183.97\n-215,171,046.59\nDeposits and Securities Included in Broad Money\n434,576,548.31\n471,445,180.01\n467,970,799.42\n503,440,555.21\n584,688,027.00\n665,632,079.89\n967,440,548.79\n1,116,078,749.06\n1,198,705,414.81\n1,600,316,690.89\n1,911,815,680.07 1,874,160,895.68\n2,055,794,508.96\nDeposits Included in Broad Money\n430,568,735.58\n \n467,748,846.19\n \n464,285,468.48\n \n498,984,364.44\n \n580,177,132.24\n \n661,385,151.97\n \n961,275,205.35\n \n1,108,920,811.95\n \n1,190,567,540.78\n \n1,587,531,116.15 1,897,768,184.73\n1,858,602,031.80\n2,042,355,987.09\nTransferable Deposits\n397,358,917.93\n \n430,345,882.39\n \n424,997,643.40\n \n451,469,626.06\n \n526,027,929.32\n \n608,741,115.91\n \n891,276,383.52\n \n1,028,029,948.34\n \n1,096,365,440.31\n \n1,453,358,587.07\n1,740,700,191.97\n1,692,150,785.93\n1,853,157,849.44\n of which FCAs\n181,546,290.69\n \n210,688,453.17\n \n197,673,919.07\n \n225,769,411.82\n \n275,160,384.59\n \n301,286,745.34\n \n558,605,268.37\n \n657,871,279.96\n \n688,801,163.42\n \n991,050,824.09\n1,196,071,655.58\n1,131,156,966.82\n1,211,583,916.42\nOther Deposits\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\nMoney Market Instruments\n4,007,812.73\n \n3,696,333.82\n \n3,685,330.94\n \n4,456,190.77\n \n4,510,894.76\n \n4,246,927.92\n \n6,165,343.44\n \n7,157,937.12\n \n8,137,874.02\n \n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n15 \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\nLocal \nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n17 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nSource:Reserve Bank of Zimbabwe,2022\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n21 \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n22 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n23 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\nTABLE 4.1 LENDING RATES (percent per annum)1\n \n \n \n24 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n25 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n25.66\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSep\n3.96\n4.87\n12.08\n1.02\n3.47\n2.16\n8.64\n4.45\n30.04\n2.62\n1.70\n5.15\n1.75\n3.47\nOct\n1.82\n2.58\n4.21\n2.06\n2.05\n2.09\n6.83\n4.45\n2.15\n3.29\n4.27\n3.24\n3.06\n3.15\nNov\n1.47\n1.98\n1.15\n1.73\n1.45\n1.95\n7.54\n2.94\n5.24\n6.76\n4.42\n2.62\n0.92\n1.80\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n26 \n \n \nFOOD \nINFLATION\nALCOHOLIC \nCLOT HING\nHOUS ING, \nW AT E R,\nFURNIT URE\nMIS C.\nFOOD & \nB E VE RAGE S \n& \nE LE CT RICT Y, \nGAS\nAND\nRE CRE AT ION &\nRE S T AURANT S \n&\nGOODS &\nT OT AL NON\nNON \nALCOHOLIC \nALL\n& T OB ACCO\nFOOT W E AR\n& OT HE R\nE QUIP ME NT\nCULT URE\nHOT E LS\nS E RVICE S\nFOOD\nB E VE RAGE S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSep\n232.79\n232.09\n296.36\n212.89\n290.70\n289.18\n83.20\n158.77\n160.94\n261.32\n243.60\n237.59\n339.73\n280.40\nOct\n221.77\n224.88\n305.85\n201.70\n273.06\n263.38\n81.35\n156.66\n159.83\n243.66\n239.43\n230.17\n321.32\n268.79\nNov\n212.20\n219.12\n293.08\n195.20\n258.64\n250.91\n78.32\n155.88\n170.00\n230.89\n235.31\n222.02\n299.20\n254.96\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P ORT\nCOMMUNICAT ION\nE DUCAT ION\n \n \n \n27 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n28 \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n29 \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n30 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_November_2022.pdf"}
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+{"doc_id": "c872e2c7ddee78dcac005230a6dee682", "text": "i \n \n \n \n \n \n \n \nSEPTEMBER 2020 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nMERCHANDISE TRADE DEVELOPMENTS..................................................................... 5 \nMONETARY DEVELOPMENTS .............................................................................................. 9 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 12 \n \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 13 \nMobile and Internet Based Transactions .............................................................................. 13 \nCard Based Transactions ....................................................................................................... 13 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n2020 \n \nAugust \n \n2020 \n \nSeptember \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0) (ZW$ millions) \n12,383.05 \n12,732.32 \n \n2.82 \n \nMoney Supply2 (M3) (ZW$ millions) \n146,147.58 \n153,835.54 \n \n5.3 \n \nAnnual Inflation1 (%) \n761.02 \n659.40 \n-101.62a \n \nBlended Annual Inflation1 (%) \n420.9 \n376.3 \n-44.6a \nMonthly Inflation1 (%) \n8.44 \n3.83 \n-4.61a \n \nBlended Monthly Inflation1 (%) \n1.41 \n-0.47 \n-1.88a \nNational Payment System Transactions2 \n(ZW$ billions) \n227.51 \n299.09 \n7.61 \nNominal Lending Rate2 \n(% per annum) \n6.00-65.00 \n6.00-65.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n \nThe international prices for some selected \nprecious metals and Brent crude oil declined, on \na month-on-month basis, in September 2020. \nBase metal prices, however, registered monthly \nincreases during the same period. Monetary, \nfiscal and real economic conditions, in the midst \nof the coronavirus (COVID-19) pandemic, \ncontinued to play a pivotal role in commodity \nprice developments. \n \n \nPrecious Metals \n Gold \nThe international price of gold slipped by 2.4%, \nmonth-on-month, from US$1,969.14 per ounce \nrecorded in August 2020 to US$1,922.85 per \nounce, during the month under review. The \naverage price of gold retreated on stronger \neconomic activity, amid easing coronavirus \npandemic–induced restrictions. Prices were also \nweighed down by a stronger US dollar, which \nmade gold more expensive for holders of other \ncurrencies and also increased the appeal of the \ngreenback as a safe haven asset. \n \nPlatinum \nSimilarly, platinum prices eased as investment \ndemand for the metal contracted in September \n2020. Prices fell by 3.1%, from a monthly \naverage of US$937.69 per ounce in August \n2020, to US$908.66 per ounce in September \n2020. The outlook for platinum prices is, \nhowever, positive as the global demand for the \nprecious metal is forecast to outstrip supply. \nIn addition, expectations that platinum will \nfeature prominently in a post-COVID global \ngreen recovery is likely to support prices going \nforward. \nFigure 1 shows developments in precious metal \nprices for the period from September 2019 to \nSeptember 2020. \n \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2020 \n \nBase Metals \n \nCopper \nCopper prices were upbeat during the month \nunder review, on the back of increased \neconomic activity, robust industrial demand and \ntight supply-side conditions. The gains in prices \nwere, however, limited by the rising geo-\npolitical tension between the US and China. \nAgainst this backdrop, the price of copper \nincreased by 3.1%, on the August 2020 price, to \nUS$6,712.41 per tonne in September 2020, \nsupported by stimulus-led demand for the red \nmetal. COVID-19 induced mining disruptions \nin key source markets, namely; Chile and Peru, \nalso supported prices from the supply-side. \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nNickel \nNickel prices gained by 2.1%, from a monthly \naverage of US$14,533.86 per tonne in August \n2020 to US$14,866.27 per tonne, during the \nmonth of September 2020. The ban on \nIndonesian nickel exports continued to support \nprices on the supply-side. Furthermore, strong \ndemand for the metal, particularly from the \nelectric battery manufacturers, coupled with \ngreater economic optimism, rendered support to \nnickel prices. \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2020 \n \nBrent Crude Oil \nThe international price of Brent crude oil \nslumped by 6.8%, from US$44.98 per barrel in \nAugust 2020 to US$41.92 per barrel in \nSeptember 2020. Prices were largely weighed \ndown by a weaker demand outlook, amid fears \nof a resurgence in coronavirus infections already \nwitnessed in some major countries. The \nsituation was further compounded by the \npossibility of renewed Libyan oil exports, which \ncould contribute to the flooding of the market. \n \n1 The sum of exports and imports \nThis, notwithstanding, the Organisation of \nPetroleum Exporting Countries (OPEC) further \nasserted its commitment to restoring stability in \nthe market, as price volatility is still expected to \npersist on the back of the global health \npandemic. \nFigure 3 shows developments in Brent crude oil \nprices for the period from September 2019 to \nSeptember 2020. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2020 \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nThe country’s merchandise trade1 stood at \nUS$840.2 million for the month of September \n2020. This was 5.8% higher than the US$794.2 \nmillion recorded in the preceding month. The \nincrease in total merchandise trade was driven \nby increases in both merchandise exports and \nimports, as COVID-19 induced restrictions \nwere eased for most sectors of the economy. \n \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nSep-19\nNov-19\nJan-20\nMar-20\nMay-20\nJul-20\nSep-20\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nUS$/barrel\n \n \n \n6 \n \nMerchandise Exports \nThe country’s merchandise exports rose by \n2.4%, from US$389.3 million in August to \nUS$398.8 million in September 2020. The \nSeptember 2020 outturn was 5.4% higher, \ncompared to the corresponding month in 2019. \nThe recovery in commodity prices from the \ncoronavirus pandemic spurred the country’s \nexport earnings. Figure 4 shows developments \nin the country’s merchandise exports for the \nperiods January to September 2019 and 2020. \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2020 \n \nThe rise in monthly merchandise exports in \nSeptember 2020 was largely attributed to \nincreases in exports of nickel ores and \nconcentrates, tobacco and platinum. In recent \nmonths, nickel has been performing well on \naccount of firming global prices, amid high \ndemand. Gold exports were, however, 19.9% \nlower in September 2020, compared to the \nprevious month. Exports for the month under \nreview were dominated by nickel ores & \nconcentrates (23.7%); nickel mattes (20.7%); \n \n2 Nickel ores and concentrates, nickel matters and \nunwrought platinum are components of the platinum \ngroup of metals (PGMs). \ngold (17.4%); tobacco (10.7%); and platinum \n(5.5%), as shown in Table 1. \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \n \nAug-20 \nSept-\n20 \nShare \nof \nTotal \n(%) \nTotal Exports \n389.3 \n398.8 \n100.0 \nOf Which: \n \n \n \nNickel ores and \nconcentrates2 \n67.2 \n94.5 \n23.7 \nNickel mattes \n100.9 \n82.7 \n20.7 \nGold \n86.5 \n69.3 \n17.4 \nTobacco \n \n \n \n(Including \nflue-\ncured, stemmed & \ncigarettes) \n35.7 \n42.7 \n10.7 \nIndustrial \ndiamonds \n10.1 \n13.8 \n3.4 \nFerro-chromium \n10.3 \n12.5 \n3.1 \nCane sugar \n5.2 \n8.0 \n2.0 \nGinned cotton \n2.1 \n6.3 \n1.6 \nChromium \nores \nand concentrates \n4.0 \n5.4 \n1.4 \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nThe bulk of the country’s exports went to South \nAfrica, accounting for about 39.7%, followed by \nMozambique (11.3%) and the United Arab \nEmirates (9.6%). Figure 5 shows the country’s \nmajor export markets, during the month of \nSeptember 2020. \n \n \n \n292.6\n349.5\n295.9\n277.0\n343.2\n239.8\n299.5\n345.5\n378.4\n397.7\n365.5\n272.1\n200.5\n298.7\n330.0\n286.4\n389.3\n398.8\n0.0\n100.0\n200.0\n300.0\n400.0\nJan Feb Mar Apr May June July Aug Sep\n2019\n2020\n \n \n \n7 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Imports \nImports of goods rose by 9.0%, from US$404.9 \nmillion in August to US$441.4 million in \nSeptember 2020. Similar to exports, the imports \nfor September 2020 were higher than in the \ncomparable month in 2019. Figure 6 shows the \ncountry’s imports for 2019 and 2020. \n \n \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2019 & 2020 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \nThe increase in imports during the month of \nSeptember 2020 was underpinned by increases \nin diesel (59.2%) and maize (58.9%). Maize \nimports increased as the country intensified \nefforts to reduce the food deficit caused by the \nEl-Nino induced drought in the 2019/2020 \ncropping season. Table 2 shows imports of \nmajor commodities for the months of August \nand September 2020. \n \n \n \n \n39.65%\n11.29%\n9.65%\n8.84%\n2.15%\n2.00%\n1.29%\n1.19%\n0.35%\n0.25%\nSouth Africa\nMozambique\nUnited Arab Emirates\nUganda\nBelgium\nKenya\nBotswana\nZambia\nHong Kong\nMalaysia\n366.8 \n408.2 \n330.1 \n418.4 \n438.2 \n458.8 \n357.2 \n384.5 \n404.0 \n401.1 \n431.2 \n418.8 \n383.5\n455.3\n450.5\n225.0\n361.1\n405.6\n345.8\n385.4\n441.4\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n2019\n2020\n \n \n \n8 \n \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \nAug 20 \nUS$ m \nSept 20 \nUS$ m \nShare \nof \nTotal \nImports \n(%) \nTotal Imports \n404.9 \n441.4 \n100.0 \nOf Which: \n \n \n \nDiesel \n9.6 \n15.3 \n3.5 \nChemicals \n20.7 \n14.0 \n3.2 \nMaize (Excluding \nSeed) \n8.7 \n13.9 \n3.1 \nCrude soya bean \noil \n13.8 \n12.4 \n2.8 \nMachinery \n5.7 \n12.3 \n2.8 \nRice \n11.6 \n12.1 \n2.7 \nIron (Structures & \nparts of iron/ steel) \n1.0 \n11.9 \n2.7 \nElectricity \n13.3 \n9.3 \n2.1 \nWheat \n9.1 \n7.7 \n1.7 \nRoad tractors \n7.0 \n6.4 \n1.4 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nThe country imported goods mainly from South \nAfrica (50.0%); China (12.3%); Singapore \n(3.9%); and Mozambique (3.5%), as shown in \nFigure 7. \n \n \n \n \n \n \n \n \n \n3 Data released by ZIMSTAT in August 2020 had \nreflected a positive net outturn of $3.9 million. Revised \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Trade Balance \nThe \naforementioned \nmerchandise \ntrade \ndevelopments resulted in the widening of the \ncountry’s trade deficit, from US$15.6 million in \nAugust 20203 to a deficit of US$42.6 million in \nSeptember 2020. \nFigure 8 shows the country’s trade balance for \nthe period from July 2019 to September 2020. \n \n \n \ndata released in September, however, shows a deficit of \nUS$15.6 million for August 2020. \n50.0%\n12.3%\n3.9%\n3.5%\n3.1%\n3.0%\n2.4%\n2.3%\n2.0%\n1.6%\nSouth Africa\nChina\nSingapore\nMozambique\nZambia\nUnited Arab Emirates\nIndia\nMauritius\nUnited Kingdom\nBelarus\n \n \n \n9 \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \nMONETARY DEVELOPMENTS4 \n \nBroad money stood at ZW$153.84 billion as at \nend September 2020, compared to ZW$146.15 \nbillion recorded in August 2020. The money \nstock (M3) consisted of foreign currency \naccount \n(FCA) \ndeposits, \nequivalent \nto \nZW$92.11 billion (59.93%), while local \ncurrency transferrable deposits amounted to \nZW$52.57 billion (34.17%), time deposits, \nZW$6.94 billion (4.51%) negotiable certificates \nof deposits, ZW$1.08 billion (0.70%) and \ncurrency in circulation, ZW$1.06 billion \n(0.69%). \n \n4All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \nOver the year to September 2020, the foreign \ncurrency component of total deposits increased \nfrom ZW$9.86 billion in September 2019 to \nZW$92.19 billion. The growth largely reflected \nvaluation changes due to exchange rate \nmovement, from ZW$15.20 per US$1 in \nSeptember 2019 to ZW$81.44 per US$1 in \nSeptember 2020. \nLocal currency deposits registered a year-on-\nyear growth of 366.02%, while currency in \ncirculation also increased by 53.18%. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nGrowth in broad money reflected annual \nincreases in credit to the private sector, \n614.97%; \ncredit \nto \npublic \nnon-financial \ncorporations, 357.70%; and credit to other \nfinancial corporations, 120.94%. \nPartially \noffsetting the increases, was a decline of 29.83% \nin net credit to Government. The decline in net \ncredit to Government largely reflected fiscal \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nJul-19\nSep-19\nNov-19\nJan-20\nMar-20\nMay-20\nJul-20\nSep-20\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferable \ndeposits\n34.17%\nForeign \nCurrency \nDeposits\n59.93%\nTime \nDeposits\n4.51%\nCurrency in \nCirculation\n0.69%\nNCDs\n0.70%\n \n \n \n10 \n \nconsolidation \nmeasures \nimplemented \nby \nGovernment, in line with the Transitional \nStabilisation Plan (TSP). \nOn a month-on-month basis, credit to the private \nsector increased by 5.39% to ZW$49.16 billion; \nwhile net credit to Government declined by \n23.23% to ZW$9.17 billion, during the month \nunder review. \nCredit to the private sector was mainly extended \ntowards agriculture, 27.38%; manufacturing, \n18.59%; households, 17.00%; distribution, \n10.68%; and mining, 10.68%; as shown in \nFigure 10. \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCredit to the private sector was channelled \ntowards inventory build-up, 44.36%; other \nrecurrent expenditures, 22.07%; and fixed \ncapital investment, 17.04%, among other \npurposes. \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of September 2020, the \nZimbabwe Stock Exchange (ZSE) recovered \nfrom the previous month’s losses. All the major \nindices registered gains. \n \nThe All Share, Top 10, industrial and mining \nindices surged by 17.92%, 19.63%, 18.79% and \n11.31% to close at 1 638.17 points, 1 093.10 \npoints, 5 385.73 points and 4 128.52 points, \nrespectively. \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2020 \n \nOn an annual basis, the All Share, Top 10, \nindustrial and mining indices increased by \n604.53%, 401.22%, 595.34% and 1 199.30%, \nfrom 232.52 points, 218.09 points, 774.55 \npoints and 317.75 points recorded in September \n2019, respectively. \n \n \n \nHouseholds\n11.77%\nAgriculture\n21.74%\nMining\n12.57%\nManufacturing\n14.96%\nDistribution\n12.17%\nConstruction\n0.60%\nTransport & \nCommunicati\nons\n1.42%\nServices\n6.90%\nFinancial Org. \n& Investments\n17.75%\nOther\n0.12%\n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1600.00\n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1600.00\n1800.00\n30-Sep-19\n31-Oct-19\n30-Nov-19\n31-Dec-19\n31-Jan-20\n29-Feb-20\n31-Mar-20\n30-Apr-20\n31-May-20\n30-Jun-20\n31-Jul-20\n31-Aug-20\n30-Sep-20\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n11 \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2020 \nAs a result of bullish sentiments that \ncharacterized the local bourse during the month \nof September 2020, the volume and value of \nshares traded increased by 564.46% and \n351.99% to 1.09 billion shares and Z$4.64 \nbillion, respectively. \n \nFigure 13: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2020 \nThe local bourse gained Z$30.82 billion, or \n17.55% worth of capitalization, from Z$175.68 \nbillion in August 2020 to Z$206.50 billion in \nSeptember 2020. On a year-on-year basis, the \nlocal \nbourse \ncapitalization \nincreased \nby \n576.45%, from Z$30.53 billion recorded in \nSeptember 2019. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nHeadline inflation decelerated further to \n659.40% in September 2020, from the previous \nmonth’s rate of 761.02%. \nThe deceleration of annual inflation in \nSeptember 2020 was in line with the stability on \nthe foreign exchange market, brought about by \nthe auction system, which improved official \naccess to foreign currency by importers. \nAlbeit \nfalling \nsignificantly, \ninflation \nin \nSeptember 2020 was driven by price increases \nfor both food and non- food items. \nAnnual \nfood \ninflation \ndecelerated \nfrom \n865.48% in August 2020, to 724.40% in \nSeptember 2020. The key food categories, \nnamely; vegetables; bread and cereals; and \nmeat, continued to have the highest contribution \nto food inflation in September 2020. \nIn tandem, annual non-food inflation also \nslowed down from 698.90% in August 2020 to \n619.78% in September 2020. Increases in \nhousing, water, electricity, gas and other fuels; \nmiscellaneous \ngoods \nand \nservices; \ncommunication and transport were largely \nattributable to annual non-food inflation. \n0\n500\n1000\n1500\n2000\n2500\n3000\n3500\n4000\n0\n1000\n2000\n3000\n4000\n5000\n6000\n31-Aug-19\n31-Oct-19\n31-Dec-19\n29-Feb-20\n30-Apr-20\n30-Jun-20\n31-Aug-20\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n500\n1,000\n1,500\n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n0\n200\n400\n600\n800\n1,000\n1,200\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n12 \n \nThe annual Blended CPI inflation5 fell to \n376.3% in September 2020, from 420.9% in \nAugust 2020.The fall was attributed to price \ndeclines \nfor \nmost \ncategories, \nexcept \ncommunication, restaurants and hotels and \nhousing, water, electricity, gas and other fuels, \nwhose inflation accelerated. \n \nMonthly Inflation \n \nMonth-on-month, the ZW$ inflation rate further \ndecelerated to 3.83% in September 2020, from \n8.44% in August 2020 and 35.53% in July 2020. \nThis followed the deceleration in both food and \nnon-food inflation. \nMonthly food inflation slowed down to 2.08% \nin September 2020, from 6.30% in August. \nVegetables and bread and cereals continued to \nhave the largest contributions to month-on \nmonth inflation. \nSimilarly, monthly non-food inflation eased \nfrom 10.03% in August 2020 to 5.08% in \nSeptember 2020. This was attributed to declines \nin education; transport; and alcoholic beverages \nand tobacco, among others. \nBlended monthly inflation decelerated into \nnegative territory, to -0.47% in September 2020, \ndown from 1.41% recorded in August 2020. \nFigure 14 shows month-on-month inflation \ndevelopments for the period from July 2019 to \nSeptember 2020. \n \n \n \n5The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2020 \n \nNATIONAL PAYMENTS SYSTEM \n \nThe total value of transactions processed \nthrough the National Payment System increased \nby 31.5% to ZW$299.09 billion in September \n2020, from a total of ZW$227.51 billion \nregistered in August 2020. NPS transaction \nvolumes were 0.5% lower to close at 143.09 \nmillion transactions during the month under \nreview, from 143.83 million transactions \nrecorded in August 2020. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe RTGS system processed transactions worth \nZW$203.17 billion in September 2020, a 42% \nincrease from $143.04 billion in August 2020. \nRTGS transactions volumes rose by 15.5% to \nclose at 911 912 transactions during the period \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the US$. \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nFood\nNon-Food\nOverall\n \n \n \n13 \n \nunder analysis, from 789 000 transactions in \nAugust 2020. \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCash Transactions \n \nCash based transactions increased by 17%, from \nZW$6.24 billion during the previous month to \nZW$7.30 billion in September 2020. \nMobile and Internet Based Transactions \n \nThe value of Mobile and internet-based stood at \nZW$63.40 billion, during the month under \nreview, representing a 10.82% increase from \nZW$61.72 billion recorded in August 2020. \nCard Based Transactions \n \nCard-based transactions amounted to ZW$20.23 \nbillion in September 2020, up from ZW$16.50 \nbillion in the previous month. \n \nRESERVE BANK OF ZIMBABWE \n -\n 50.0\n 100.0\n 150.0\n 200.0\n 250.0\n0\n200\n400\n600\n800\n1000\n1200\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n14 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n16 \n 2. Central Bank Survey \n \n \n \n \n \n \n17 \n \n3. Other Depository Corporations Survey \n \n \n \n \n18 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n19 \n 4.2 Liabilities \n \n \n \n \n \n \n \n20 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n21 \n 5.2 Liabilities \n \n \n \n22 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n23 \n 6.2 Liabilities \n \n \n \n \n \n24 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n25 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n26 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n27 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n28 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n29 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n30 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n31 \n 11. Exchange Rates \n \n \n \n \n \n \n \n32 \n \n \n \n \n \n \n15 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 33 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 34 \n \n13.2 Volumes of Transactions \n \n \n \n \n 35 \n14. Merchandise Trade Statistics \n \n \n \n \n \n 36 \n \n \n \n \n \n \n \n \n \n \n16 \n \n \nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nNet Foreign Assets\n-33,219,232.58\n-38,974,813.91 -39,899,004.55\n-40,662,175.37\n-41,890,476.47 -41,693,753.23 -64,413,672.15\n-89,046,879.04\n-97,000,590.99 -234,278,568.81 -309,340,585.00 -323,918,937.77 -317,370,813.35\nCentral Bank(net)\n-39,349,960.03\n-46,395,160.21\n-48,267,748.85\n-50,285,843.15\n-51,596,769.75\n-51,659,786.89\n-78,356,892.58\n-104,544,431.97\n-114,377,001.26\n-275,623,563.54\n-366,357,650.73\n-391,303,802.50\n-386,104,783.47\nForeign Assets\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\nForeign Liabilities\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\nOther Depository Corporations(net)\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\nForeign Assets\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\nForeign Liabilities\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\nNet Domestic Assets (NDA)\n56,770,962.37\n67,904,876.25\n71,719,556.15\n75,680,355.31\n78,162,546.08\n80,030,632.68 112,816,570.52\n141,032,021.98\n156,475,813.43\n334,099,369.96\n441,599,870.68\n470,066,520.53\n471,206,354.87\nDomestic Claims\n21,168,772.43\n24,743,158.13\n28,575,556.98\n27,819,807.93\n28,569,680.55\n30,260,777.76\n34,054,407.09\n32,574,364.29\n39,063,809.71\n50,113,139.15\n59,894,402.15\n62,852,286.66\n63,493,587.42\nClaims on Central Government(net)\n13,061,889.35\n14,409,797.90\n15,813,415.72\n14,062,737.58\n12,724,160.31\n12,697,777.62\n12,949,759.72\n10,305,498.64\n14,278,461.16\n11,286,874.74\n14,475,978.36\n11,939,163.62\n9,165,660.28\nClaims on Central Government\n16,410,748.86\n16,955,759.46\n17,933,911.03\n15,580,358.19\n16,676,243.01\n16,838,781.22\n17,542,397.05\n17,458,577.62\n18,059,689.23\n22,643,966.48\n25,495,963.30\n25,856,421.22\n24,510,261.70\nCentral Bank\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,476,066.34\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\nODCs\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\nLess Liabilities to Central Government\n3,348,859.52\n2,545,961.56\n2,120,495.31\n1,517,620.61\n3,952,082.70\n4,141,003.60\n4,592,637.32\n7,153,078.98\n3,781,228.06\n11,357,091.74\n11,019,984.94\n13,917,257.60\n15,344,601.42\nCentral Bank\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\nODCs\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\nClaims on Other Sectors\n8,106,883.08\n10,333,360.23\n12,762,141.26\n13,757,070.35\n15,845,520.24\n17,563,000.14\n21,104,647.37\n22,268,865.65\n24,785,348.54\n38,826,264.41\n45,418,423.79\n50,913,123.04\n54,327,927.14\nOther Financial Corporations\n152,985.99\n162,263.79\n160,062.11\n186,506.15\n202,429.27\n281,264.28\n307,104.48\n290,091.57\n356,669.90\n753,439.03\n1,010,123.42\n298,579.49\n338,002.03\nState and Local Government\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\nPublic Non Financial Corporations\n1,048,058.46\n2,322,563.84\n2,861,071.05\n2,431,172.28\n2,564,682.98\n2,591,284.85\n3,301,602.89\n3,508,675.95\n2,824,122.73\n5,863,041.63\n5,154,947.39\n3,941,697.68\n4,796,976.15\nPrivate Sector\n6,875,497.28\n7,820,402.44\n9,712,660.41\n11,113,071.62\n13,046,099.50\n14,658,746.06\n17,465,318.54\n18,442,253.62\n21,577,980.23\n32,186,558.49\n39,227,391.60\n46,644,986.05\n49,157,774.70\nCentral Bank\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\nODCs\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\nOther Items(Net)\n-35,602,189.94 -43,161,718.12 -43,143,999.17\n-47,860,547.38\n-49,592,865.53 -49,769,854.91 -78,762,163.43 -108,457,657.69 -117,412,003.72 -283,986,230.81 -381,705,468.53 -407,214,233.87 -407,712,767.45\nShares and Other Equity\n-32,505,897.24\n-39,007,159.14\n-41,160,941.61\n-44,544,759.40\n-43,829,432.91\n-44,342,348.31\n-71,119,022.50\n-98,326,925.77\n-108,187,301.34\n-265,536,483.62\n-359,843,502.38\n-393,275,806.44\n-386,761,250.11\nLiabilities to Other Financial Corporations\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\nRestricted Deposits\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n4,057,817.74\n1,036,012.77\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-4,666,003.77\n-6,061,102.18\n-4,013,944.69\n-4,583,152.93\n-7,249,777.25\n-6,701,730.71\n-9,930,489.25\n-11,865,486.12\n-10,435,832.78\n-22,215,725.96\n-23,936,937.79\n-18,418,731.56\n-22,359,693.99\nBroad Money-M3\n23,551,729.79\n28,930,062.34\n31,820,551.60\n35,018,179.94\n36,272,069.61\n38,336,879.45\n48,402,898.37\n51,985,142.94\n59,475,222.44\n99,820,801.15\n132,259,285.68\n146,147,582.76\n153,835,541.52\nSecurities Other than Shares Included in Broad Money\n219,889.50\n205,671.08\n235,117.26\n243,976.57\n255,563.69\n260,055.92\n476,793.67\n337,556.97\n359,194.93\n863,206.40\n1,024,311.11\n1,111,664.44\n1,083,907.10\nBroad Money-M2\n23,331,840.28\n28,724,391.26\n31,585,434.34\n34,774,203.37\n36,016,505.92\n38,076,823.53\n47,926,104.70\n51,647,585.97\n59,116,027.50\n98,957,594.75\n131,234,974.57\n145,035,918.32\n152,751,634.42\nOther Deposits\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\nNarrow Money-M1\n21,668,884.03\n26,870,097.07\n29,749,703.49\n32,886,278.54\n33,989,906.64\n35,882,510.46\n45,574,113.84\n49,124,730.79\n56,273,245.28\n94,939,899.37\n125,187,820.69\n139,604,307.06\n145,816,200.84\nTransferable Deposits\n20,977,141.17\n26,157,975.38\n28,913,109.34\n31,978,710.26\n33,036,665.86\n34,932,660.39\n44,529,936.02\n48,082,573.35\n55,147,175.33\n93,730,970.73\n123,981,130.10\n138,523,712.90\n144,756,556.77\n Of which Foreign Currency Accounts\n9,859,484.27\n11,155,597.09\n11,472,035.58\n11,938,732.84\n12,458,349.93\n12,476,934.91\n20,909,726.92\n19,463,088.16\n24,984,322.48\n57,701,775.14\n79,076,606.18\n86,014,194.25\n92,191,134.58\nCurrency Outside Depository Corporations\n691,742.86\n712,121.69\n836,594.15\n907,568.29\n953,240.77\n949,850.07\n1,044,177.82\n1,042,157.43\n1,126,069.95\n1,208,928.64\n1,206,690.59\n1,080,594.16\n1,059,644.06\nMemorandum Items\nReserve Money\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\nFCAs as a Percentage of Deposits in M3\n43.1%\n39.5%\n37.0%\n35.0%\n35.3%\n33.4%\n44.2%\n38.2%\n42.8%\n58.5%\n60.3%\n59.3%\n60.3%\nEnd Period Exchange Rate\n15.20\n16.12\n16.26\n16.77\n17.35\n17.95\n25.00\n25.00\n25.00\n57.36\n76.76\n83.40\n81.44\nSource: Reserve Bank of Zimbabwe,2020\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n TABLE 1: DEPOSITORY CORPORATIONS S\n \n \n \n17 \n \n \nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nNet Foreign Assets\n-39,349,960.03 -46,395,160.21 -48,267,748.85 -50,285,843.15 -51,596,769.75 -51,659,786.89 -78,356,892.58 -104,544,431.97 -114,377,001.26 -275,623,563.54 -366,357,650.73 -391,303,802.50 -386,104,783.47\nClaims on Non Residents\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\nOfficial Reserves Assets\n1,511,299.58\n1,937,457.59\n1,915,477.05\n2,537,103.33\n2,888,945.28\n3,104,642.81\n1,759,943.91\n1,340,523.61\n1,452,620.38\n9,522,205.82\n12,511,281.83\n15,651,918.68\n12,374,572.35\nOther Foreign Assets\n4,952,947.87\n3,507,400.15\n3,637,474.74\n2,967,836.45\n2,345,086.60\n2,400,193.22\n3,188,983.44\n3,176,152.22\n3,601,500.00\n8,323,540.15\n11,118,819.74\n11,993,657.14\n11,669,281.34\nLess Liabilities to Non Residents\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\nShort Term Liabilities\n32,602,281.08\n33,501,054.49\n34,223,789.11\n35,686,123.01\n39,597,730.68\n41,112,190.47\n55,611,921.72\n54,593,528.76\n54,707,783.64\n134,067,700.58\n179,874,148.53\n193,114,218.14\n190,611,160.64\nOther Foreign Liabilities*\n13,211,926.40\n18,338,963.45\n19,596,911.53\n20,104,659.91\n17,233,070.95\n16,052,432.45\n27,693,898.21\n54,467,579.05\n64,723,338.01\n159,401,608.92\n210,113,603.77\n225,835,160.18\n219,537,476.52\n of which blocked funds\n5,961,408.31\n10,796,643.82\n11,793,293.36\n11,993,435.57\n8,883,831.36\n7,456,288.96\n15,724,574.19\n42,561,402.55\n52,790,869.15\n131,743,040.88\n171,686,088.39\n184,824,435.01\n179,488,881.37\nNet Domestic Assets (NDA)\n44,032,675.49\n53,205,910.84\n56,382,701.89\n60,613,660.02\n60,847,793.85\n61,040,731.37\n90,061,836.40 117,004,178.58\n128,192,366.11\n288,275,130.35\n382,503,085.26\n403,686,857.45\n398,837,103.00\nDomestic Claims\n10,567,049.53\n12,972,537.88\n14,525,637.67\n12,259,697.53\n10,746,256.31\n10,973,320.90\n11,480,169.17\n9,144,133.05\n12,736,347.09\n10,707,313.49\n13,930,835.24\n9,173,375.62\n8,137,864.08\nNet Claims on Central Government\n9,537,578.10\n10,728,246.52\n11,760,971.47\n9,939,418.32\n8,439,262.68\n8,477,725.92\n8,578,739.93\n6,100,515.00\n10,322,164.33\n6,497,233.96\n9,443,480.36\n5,892,417.23\n4,011,357.97\nClaims on Central Government\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,472,711.66\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\nOf which: Securities Other than Shares\n9,491,988.13\n9,617,665.33\n9,771,722.53\n6,828,363.47\n6,784,907.24\n6,729,080.00\n6,635,562.28\n6,568,167.46\n6,515,431.76\n6,441,291.52\n6,348,432.53\n6,274,326.46\n6,194,697.32\n of which USD Securities revaluations (Excha\n1,795,917.79\n1,930,201.39\n2,084,258.59\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLoans\n3,339,977.70\n3,587,943.80\n4,010,661.79\n4,510,169.38\n5,513,803.84\n5,811,437.65\n6,126,824.37\n6,169,083.96\n6,957,279.90\n9,933,663.19\n12,383,150.07\n12,684,520.32\n11,629,732.03\n Loans and Advances\n835,231.09\n1,110,375.86\n1,262,301.22\n1,199,032.23\n1,611,254.61\n1,808,444.47\n2,123,588.25\n2,165,988.51\n2,954,184.45\n5,927,212.09\n8,377,024.21\n8,672,446.67\n7,617,711.22\n Legacy Debt\n414,023.05\n381,741.08\n382,025.83\n376,260.18\n371,310.28\n391,427.33\n391,670.28\n391,529.61\n391,529.61\n394,885.26\n394,560.01\n400,507.80\n400,454.97\n Export Incentives\n2,090,723.55\n2,095,826.85\n2,366,334.74\n2,934,876.98\n3,531,238.96\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\nOf which: Deposits\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n1,029,471.42\n2,244,291.36\n2,764,666.21\n2,320,279.21\n2,306,993.64\n2,495,594.98\n2,901,429.23\n3,043,618.05\n2,414,182.75\n4,210,079.53\n4,487,354.87\n3,280,958.40\n4,126,506.11\nOther Financial Corporations\n118,657.17\n122,348.15\n122,367.95\n114,216.39\n123,637.97\n185,777.12\n190,538.80\n197,799.53\n198,980.02\n198,722.36\n199,979.99\n200,871.01\n194,092.65\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n824,033.57\n2,032,044.80\n2,576,877.72\n2,130,151.01\n2,105,286.54\n2,135,637.84\n2,527,892.32\n2,663,591.64\n2,032,346.15\n3,825,379.33\n4,103,280.79\n2,895,408.28\n3,746,599.01\nPrivate Sector\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\nClaims on Other Depository Corporations\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\nOf which: Loans\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\nOther Liabilities to ODCs\n4,129,952.46\n4,009,051.66\n5,433,469.12\n7,563,514.16\n8,461,698.70\n9,792,726.83\n9,684,173.41\n9,131,313.79\n12,393,411.08\n20,777,523.67\n31,484,074.13\n36,504,621.50\n37,868,889.89\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,824,669.92\n2,966,155.20\n2,939,654.78\n4,579,216.20\n5,320,924.19\n5,467,251.69\n5,944,214.63\n6,089,528.73\n6,941,755.11\n11,137,597.35\n13,291,243.49\n14,580,745.12\n13,851,775.48\nOther Items(Net)\n-37,210,035.04 -43,812,534.88 -46,414,639.90 -54,669,718.18 -57,145,180.31 -58,322,160.20 -86,517,998.56 -114,986,959.06 -125,482,666.85 -295,508,852.17 -397,084,920.55 -427,953,446.54 -425,725,999.11\nShares and Other Equity\n-37,895,629.34\n-44,802,824.15\n-47,413,029.48\n-54,656,738.27\n-55,918,839.02\n-56,770,197.78\n-85,756,440.85\n-113,862,068.88\n-124,140,506.17\n-296,849,225.12\n-396,135,173.94\n-433,060,072.45\n-427,106,363.79\nOther Items(Net)\n-860,829.96\n-891,621.00\n-981,983.21\n-1,160,947.22\n-2,572,613.77\n-2,671,268.75\n-2,708,996.60\n-2,626,463.31\n-2,187,936.05\n-2,077,424.75\n-2,675,989.93\n-2,358,189.93\n-3,416,387.63\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n7,464,815.83\n4,796,752.30\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\nBond Coins\n87,847.30\n87,845.55\n93,158.32\n99,010.30\n99,714.26\n99,712.42\n99,712.71\n99,710.76\n99,712.72\n99,710.08\n99,709.22\n99,709.27\n99,709.34\nBond Notes\n728,411.73\n768,566.52\n872,222.06\n978,393.54\n1,036,938.66\n1,117,198.96\n1,208,072.64\n1,240,929.09\n1,356,393.24\n1,570,979.64\n1,797,797.97\n1,955,979.19\n2,044,143.53\nLiabilities to ODCs\n3,772,389.39\n5,535,717.81\n6,219,757.79\n8,352,572.72\n7,253,578.67\n7,089,397.08\n8,789,318.37\n10,198,688.17\n12,082,367.03\n10,419,558.83\n11,457,457.43\n10,063,539.06\n10,250,353.16\n Reserve Deposits\n625,173.97\n758,953.25\n861,489.70\n918,034.34\n1,040,852.24\n1,082,852.88\n1,205,004.05\n1,213,756.71\n1,386,675.05\n890,125.59\n1,049,647.55\n1,237,283.94\n1,401,898.97\n Exess reserves \n3,147,215.41\n4,776,764.57\n5,358,268.10\n7,434,538.38\n6,212,726.43\n6,006,544.20\n7,584,314.32\n8,984,931.47\n10,695,691.98\n9,529,433.25\n10,407,809.87\n8,826,255.12\n8,848,454.19\nPrivate Deposits\n94,067.04\n418,620.75\n929,814.87\n897,840.31\n860,792.52\n1,074,636.02\n1,607,840.10\n920,418.59\n276,891.86\n561,318.26\n2,790,469.91\n263,827.44\n338,113.50\nSource: Reserve Bank of Zimbabwe,2020\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n18 \n \n \n \n \n \nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nNet Foreign Assets\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\nClaims on Non Residents\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\nOf Which: Foreign Currency\n2,108,450.56\n1,905,985.69\n2,243,113.59\n2,526,205.54\n3,176,598.38\n3,136,431.39\n3,607,624.65\n3,642,933.80\n3,581,769.90\n9,729,549.76\n18,357,028.29\n28,776,016.24\n30,217,561.04\nDeposits\n7,254,079.84\n8,551,844.58\n9,358,131.61\n10,399,832.16\n9,953,357.06\n10,175,380.89\n15,179,403.50\n16,753,404.99\n18,887,749.91\n43,314,001.39\n53,559,656.10\n55,319,393.27\n53,657,586.61\nOther\n20,375.85\n21,027.99\n21,628.98\n22,378.63\n23,051.63\n33,034.42\n40,818.25\n41,246.08\n41,430.97\n86,679.92\n106,177.81\n114,882.47\n111,830.36\nLess Liabilities to Non Residents\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\nOf Which: Deposits\n1,334,410.99\n1,141,821.51\n1,377,452.16\n1,457,271.39\n1,591,189.46\n1,285,842.52\n1,574,950.88\n1,667,098.42\n1,860,609.63\n3,767,028.56\n5,065,144.06\n5,996,405.81\n4,800,281.08\nLoans\n1,917,767.81\n1,916,690.45\n1,876,677.72\n1,867,477.16\n1,855,524.33\n2,092,970.52\n3,309,675.09\n3,272,933.52\n3,273,930.87\n8,018,207.80\n9,940,652.40\n10,829,021.44\n10,452,726.81\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n16,635,192.44\n20,378,973.60\n21,685,398.27\n23,589,103.57\n24,751,743.05\n26,346,359.69\n31,807,660.02\n34,525,013.99\n40,695,850.36\n56,705,559.53\n71,245,059.44\n74,011,298.35\n79,943,074.31\nDomestic Claims\n10,601,722.91\n11,770,620.25\n14,049,919.30\n15,560,110.40\n17,823,424.24\n19,287,456.86\n22,574,237.92\n23,430,231.24\n26,324,107.94\n39,405,825.66\n45,963,566.91\n53,678,911.04\n55,355,723.35\nNet Claims on Central Government\n3,524,311.24\n3,681,551.38\n4,052,444.25\n4,123,319.26\n4,284,897.63\n4,220,051.70\n4,371,019.79\n4,204,983.64\n3,952,942.15\n4,789,640.77\n5,032,498.00\n6,046,746.39\n5,154,302.32\nClaims on Central Government\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\nSecurities\n3,577,410.30\n3,749,000.52\n4,150,152.74\n4,240,495.63\n4,372,420.71\n4,293,116.08\n4,775,618.52\n4,716,858.96\n4,579,097.46\n6,264,725.96\n6,760,053.73\n6,883,528.44\n6,676,225.73\nLoans\n1,372.73\n1,149.81\n1,373.97\n1,329.70\n5,111.21\n5,147.49\n4,391.86\n4,467.24\n4,525.43\n4,285.81\n4,326.98\n14,046.00\n9,606.62\nOther \n - \n - \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\nOf which: Deposits\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n7,077,411.66\n8,089,068.87\n9,997,475.05\n11,436,791.14\n13,538,526.61\n15,067,405.16\n18,203,218.14\n19,225,247.60\n22,371,165.79\n34,616,184.88\n40,931,068.91\n47,632,164.65\n50,201,421.03\nOther Financial Corporations\n34,328.82\n39,915.64\n37,694.15\n72,289.76\n78,791.30\n95,487.15\n116,565.68\n92,292.05\n157,689.88\n554,716.67\n810,143.43\n97,708.48\n143,909.38\nState and Local Government\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\nPublic Non Financial Corporations\n224,024.88\n290,519.04\n284,193.32\n301,021.27\n459,396.43\n455,647.01\n773,710.57\n845,084.31\n791,776.58\n2,037,662.29\n1,051,666.60\n1,046,289.40\n1,050,377.14\nPrivate Sector\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\nClaims on the Central Bank\n9,252,623.62\n11,757,301.08\n11,546,508.94\n14,013,346.66\n13,400,742.47\n14,084,026.73\n16,430,721.57\n18,224,911.62\n21,706,416.06\n29,919,616.89\n54,830,533.49\n55,843,634.83\n57,763,783.89\nCurrency\n124,516.17\n144,290.37\n128,786.22\n169,835.56\n183,412.14\n267,061.31\n263,607.53\n298,482.41\n330,036.01\n461,761.08\n690,816.60\n975,094.30\n1,084,208.81\nReserves\n9,128,107.45\n11,613,010.71\n11,417,722.72\n13,843,511.10\n13,217,330.33\n13,816,965.42\n16,167,114.04\n17,926,429.21\n21,376,380.05\n29,457,855.81\n54,139,716.89\n54,868,540.52\n56,679,575.08\nSecurities\n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n155,934.06\n159,104.77\n175,255.53\n179,468.01\n185,829.15\n189,591.37\n258,425.60\n346,363.87\n536,691.85\n887,577.50\n1,387,934.10\n1,837,109.59\n1,863,123.11\nOther Items(Net)\n3,063,220.03\n2,989,842.96\n3,735,774.45\n5,804,885.48\n6,286,594.51\n6,835,532.53\n6,938,873.87\n6,783,765.00\n6,797,981.79\n11,732,305.51\n28,161,106.86\n33,674,137.93\n31,313,309.81\nShares and Other Equity\n5,389,732.10\n5,795,665.01\n6,252,087.86\n10,111,978.87\n12,089,406.11\n12,427,849.47\n14,637,418.35\n15,535,143.11\n15,953,204.84\n31,312,741.50\n36,291,671.56\n39,784,266.01\n40,345,113.68\nLiabilities to other ressident sectors\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\nOther Items(Net)\n-2,349,798.88\n-2,830,454.98\n-2,566,827.76\n-4,426,491.02\n-5,942,883.74\n-5,747,234.71\n-8,038,453.91\n-8,984,559.18\n-9,520,578.07\n-19,928,617.05\n-8,479,293.02\n-6,532,614.47\n-9,403,967.74\nDeposits and Securities Included in Broad Money\n22,765,919.89\n27,799,319.90\n30,054,142.57\n33,212,771.35\n34,458,036.32\n36,312,393.36\n45,750,880.45\n50,022,566.92\n58,072,260.63\n98,050,554.25\n128,262,125.18\n141,396,163.08\n148,677,044.43\nDeposits Included in Broad Money\n22,546,030.38\n \n27,593,648.82\n \n29,819,025.32\n \n32,968,794.78\n \n34,202,472.63\n \n36,052,337.44\n \n45,274,086.77\n \n49,685,009.94\n \n57,713,065.69\n \n97,187,347.86\n \n127,237,814.07\n \n140,284,498.63\n \n147,593,137.33\n \nTransferable Deposits\n20,883,074.13\n \n25,739,354.63\n \n27,983,294.46\n \n31,080,869.95\n \n32,175,873.35\n \n33,858,024.37\n \n42,922,095.92\n \n47,162,154.77\n \n54,870,283.47\n \n93,169,652.47\n \n121,190,660.19\n \n134,852,887.37\n \n140,657,703.75\n \n of which FCAs\n9,859,484.27\n \n11,155,597.09\n \n11,472,035.58\n \n11,938,732.84\n \n12,458,349.93\n \n12,476,934.91\n \n20,909,726.92\n \n19,463,088.16\n \n24,984,322.48\n \n57,701,775.14\n \n79,076,606.18\n \n82,607,196.16\n \n88,430,395.05\n \nOther Deposits\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\nMoney Market Instruments\n219,889.50\n \n205,671.08\n \n235,117.26\n \n243,976.57\n \n255,563.69\n \n260,055.92\n \n476,793.67\n \n337,556.97\n \n359,194.93\n \n863,206.40\n \n1,024,311.11\n \n1,111,664.44\n \n1,083,907.10\n \nSource:Reserve Bank of Zimbabwe,2020\n \n \n \n \n19 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n21 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n23 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n24 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nSource:Reserve Bank of Zimbabwe,2020\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n25 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n1,430,322.3\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n1,447,865.7\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n7,530,493.2\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n1,566,329.2\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n7,530,493.2\nDec\n3,260,641.3\n140,783.7\n27,127.1\n1,114,871.8\n48,155.6\n1,504,624.8\n1,027,373.9\n821,797.2\n823,237.5\n84,684.8\n1,428,029.4\n7,328.2\n10,288,655.3\n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nMar\n5,400,573.8\n137,553.1\n109,432.3\n1,355,737.8\n60,656.4\n2,181,804.5\n1,514,365.3\n1,743,391.4\n911,568.0\n129,647.8\n2,083,395.0\n30,867.0\n15,658,992.1\nApr\n5,497,243.2\n144,302.2\n94,782.2\n1,298,701.4\n50,563.1\n2,200,545.8\n1,762,996.4\n1,756,962.2\n1,057,031.7\n149,805.9\n2,211,133.9\n33,524.9\n16,257,593.1\nMay\n6,753,987.6\n152,161.1\n176,776.3\n1,688,453.5\n61,403.0\n2,272,323.3\n2,155,232.1\n2,018,291.5\n1,335,664.7\n161,892.6\n2,646,269.6\n56,873.3\n19,479,328.7\nJun\n8,233,748.4\n178,010.1\n127,961.9\n3,248,219.4\n64,989.9\n5,469,986.1\n3,799,659.7\n4,379,017.7\n1,983,339.3\n277,602.3\n3,665,408.8\n46,385.0\n31,474,328.4\nJul\n8,927,920.7\n256,440.3\n209,123.9\n4,249,101.8\n34,055.9\n7,106,442.2\n5,125,740.6\n5,385,837.1\n2,413,677.9\n418,160.1\n4,321,918.7\n46,630.6\n38,495,050.0\nAug\n9,773,178.5\n269,675.4\n194,537.6\n5,470,092.5\n33,043.1\n7,946,261.7\n6,723,930.2\n5,651,838.1\n3,103,883.1\n446,084.4\n5,291,100.2\n48,922.4\n44,952,547.2\nSep\n10,508,860.2\n202,929.0\n203,610.8\n4,810,727.3\n29,975.8\n1,041,079.2\n7,136,261.7\n4,099,760.8\n3,255,496.9\n517,871.7\n6,526,576.1\n48,754.1\n38,381,903.5\nSource:Reserve Bank of Zimbabwe,2020\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n26 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1,000.0\n \n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n17,413,139.2\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,272,162.4\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nDec\n1,877,764.1\n950,348.8\n2,917,087.2\n3,126,494.5\n1,421,969.0\n4,411,638.4\n2,605,023.1\n1,664,547.7\n8,410,964.0\n554,937.3\n2,477,474.0\n116,789.4\n30,535,037.6\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nFeb\n2,492,591.8\n1,191,731.7\n3,340,863.8\n8,721,475.9\n1,919,428.5\n5,869,104.2\n3,481,495.5\n2,729,162.0\n10,202,203.6\n760,155.3\n3,574,134.5\n82,845.8\n44,365,192.6\nMar\n2,678,262.7\n1,449,645.9\n3,231,059.0\n11,715,273.9\n2,114,093.0\n6,507,000.0\n4,576,971.8\n3,048,053.5\n11,490,205.2\n947,918.2\n4,257,117.7\n72,082.9\n52,087,683.7\nApr\n2,854,374.8\n1,118,295.5\n3,492,330.5\n5,271,473.4\n1,999,901.1\n6,191,170.7\n4,276,817.2\n3,727,579.4\n14,060,717.8\n713,407.0\n4,444,924.9\n83,109.3\n48,234,101.6\nMay\n3,866,781.1\n1,163,944.9\n4,713,727.6\n7,932,403.4\n1,991,042.6\n7,151,451.5\n5,858,495.1\n5,031,912.5\n13,907,794.8\n944,318.1\n5,060,401.3\n88,613.6\n57,710,886.5\nJun\n7,228,784.4\n1,963,030.9\n5,393,404.5\n14,526,855.6\n3,997,135.7\n12,452,202.5\n11,386,156.5\n9,507,719.1\n22,807,615.5\n1,630,544.9\n9,798,261.2\n121,561.2\n100,813,272.0\nJul\n9,091,726.8\n2,629,847.1\n6,043,419.0\n19,096,889.5\n4,988,887.7\n15,446,649.7\n15,274,687.4\n7,918,819.5\n31,916,392.6\n2,035,354.7\n15,762,315.2\n147,866.0\n130,352,855.1\nAug\n9,462,082.7\n2,865,950.9\n6,582,519.6\n19,234,704.0\n5,333,846.9\n16,821,248.6\n17,017,042.1\n7,304,595.8\n35,312,317.7\n2,217,425.5\n16,548,990.5\n134,271.1\n138,834,995.4\nSep\n9,832,514.4\n3,139,646.1\n7,166,350.4\n20,531,087.6\n5,145,328.3\n9,505,277.1\n17,311,149.2\n10,234,597.7\n39,731,086.5\n2,011,372.4\n16,155,747.9\n148,612.6\n140,912,770.1\nSource: Reserve Bank of Zimbabwe,2020\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n27 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2018\nJan\n4.45-18.00\n9.33 \n6.99 \nFeb\n4.45-18.00\n9.57 \n6.93 \nMar\n4.45-18.00\n9.64 \n6.98 \nApr\n4.00-18.00\n9.32 \n7.08 \nMay\n4.00-18.00\n9.28 \n7.09 \nJun\n4.00-18.00\n9.32 \n7.14 \nJul\n4.00-18.00\n9.75 \n6.97 \nAug\n4.00-18.00\n9.87 \n7.10 \nSep\n4.00-18.00\n9.56 \n7.11 \nOct\n4.00-18.00\n9.47 \n7.38 \nNov\n4.00-18.00\n9.49 \n7.38 \nDec\n4.00-18.00\n9.48 \n7.39 \n2019\nJan\n4.00-18.00\n9.47 \n7.40 \nFeb\n4.00-18.00\n9.23 \n7.30 \nMar\n4.00-18.00\n9.23 \n7.31 \nApr\n4.00-18.00\n9.30 \n7.38 \nMay\n4.00-22.00\n9.31 \n7.33 \nJun\n4.00-22.00\n9.15 \n7.67 \nJul\n4.00-35.00\n9.54 \n8.40 \nAug\n5.00-55.00\n14.37 \n18.43 \nSep\n5.00-65.00\n14.64 \n19.81 \nOct\n5.00-65.00\n15.59 \n19.66 \nNov\n5.00-65.00\n15.06 \n18.00 \nDec\n5.00-65.00\n16.08 \n18.31 \n2020\nJan\n5.00-65.00\n16.56 \n17.20 \nFeb\n5.00-65.00\n16.92 \n16.68 \nMar\n5.00-65.00\n19.65 \n17.21 \nApr\n5.00-65.00\n18.57 \n18.69 \nMay\n5.00-65.00\n18.06 \n18.07 \nJune\n5.00-65.00\n20.04 \n17.38 \nJuly\n5.00-65.00\n18.87 \n20.11 \nAug\n6.00-65.00\n19.14 \n18.99 \nSep\n6.00-65.00\n20.65 \n25.09 \nSource:Reserve Bank of Zimbabwe, 2020\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n28 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\n Source:Reserve Bank of Zimbabwe, 2020\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n29 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION &\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nSource:Zimstat, 2020\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n30 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nSource:Zimstat, 2020\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nN ON -F OOD IN F LA TION\nHEA LTH\nTR A N S P OR T\nC OM M UN IC A TION\nED UC A TION\n \n \n \n31 \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n32 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nSource: Reserve Bank of Zimbabwe, 2020\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \n \n33 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n801.38\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n766.34\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n1,112.27\n344.9\n304.9\n179,559,446\n43,426.5\nFeb\n473.13\n1,564.98\n826.73\n360.1\n172,678,984\n60,987.5\nMar\n456.21\n1,512.46\n720.47\n425.2\n237,667,043\n58,612.1\nApr\n488.60\n1,617.24\n826.64\n269.7\n107,308,931\n63,387.9\nMay\n1180.14\n3,919.50\n1582.86\n569.0\n218,832,930\n152,719.7\nJune*\n1788.75\n5,870.36\n3995.48\n379.9\n519,901,300\n228,577.1\nAug\n1389.23\n4533.79\n3709.15\n1,026.8\n164,501,200\n175,678.4\nSep\n1638.17\n5385.73\n4128.52\n4,640.9\n1,093,040,821\n206,502.5\nSource:Zimbabwe Stock Exchange, 2020\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.3 115.2 21,247.9 9,646.8 \nFeb\n 41,637.6 \n4.7 5,431.8 136.9 22,589.7 9,633.8 \nMar\n 60,804.1 \n4.1 7,252.9 268.0 27,993.6 14,411.4 \nApr\n 47,525.5 \n0.0 4,150.6 82.6 18,299.2 11,481.8 \nMay\n 59,271.1 \n0.0 7,426.0 349.8 24,851.5 19,593.2 \nJun\n 91,311.3 \n0.0 9,752.7 516.6 26,042.5 25,842.3 \nJul\n 127,743.2 \n0.0 14,741.1 1,028.7 26,033.3 35,199.7 \nAug\n 143,042.1 \n0.0 14,953.6 1,547.5 27,217.6 34,505.0 \nSep\n 203,172.0 \n0.8 18,252.3 1,963.0 26,441.0 41,958.4 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n35 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7 23,191.6 65.0 206,621.5 \n 1,099.3 \nNov\n 982.1 \n10.3 25,737.5 225.2 152,919.9 \n 2,044.1 \nDec\n 1,003.8 \n7.6 27,800.5 385.5 146,316.6 \n 1,273.6 \n2020\nJan\n 943.3 4.6 23,649.0 199.9 139,278.2 671.7 \nFeb\n 916.1 8.9 21,652.2 196.6 149,671.5 647.8 \nMar\n 1,068.5 7.4 22,588.1 234.3 173,042.2 661.2 \nApr\n 515.1 \n - 11,036.4 36.4 131,190.0 998.0 \nMay\n 674.1 \n - 14,711.6 231.2 150,936.1 705.3 \nJun\n 907.8 \n - 14,420.9 286.1 135,524.3 1,390.4 \nJul\n 918.4 \n - 15,786.5 251.4 121,072.4 791.9 \nAug\n 789.4 \n - 13,536.2 248.2 127,308.6 702.1 \nSep\n 911.9 0.002 15,524.1 309.8 125,059.2 783.2 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n36 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nJul\n286.4\n345.8\n632.20\n59.31\nAug\n389.3\n404.9\n794.25\n-15.62\nSep\n398.8\n441.4\n840.21\n-42.57\nSource: ZIMSTAT, 2020\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-September-2020.pdf"}
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+{"doc_id": "c8bc5b5130ec7af31ee02e8c70c077a2", "text": "MPC Statement July 20th, 2017 \nPage 1 \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n20 July 2017 \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nSince the previous meeting of the Monetary Policy Committee the inflation outlook has \nimproved. Food price inflation has moderated faster than expected, domestic demand \npressures remain subdued and international oil prices have declined. Despite a \ndegree of volatility, the rand exchange rate has been relatively resilient in the face of \nexpected monetary policy tightening in some advanced economies, as well as \ndomestic political risks and uncertainties. Risks to the inflation outlook still remain. \nAt the same time, domestic growth prospects have deteriorated further following the \nsurprise GDP contraction in the first quarter of 2017. The economy has now recorded \ntwo successive quarters of negative growth, and although a near-term improvement is \nexpected, the outlook remains challenging. A number of sentiment indicators and data \npoints have reached levels last seen during the 2009 recession, at the height of the \nglobal financial crisis. \nMPC Statement July 20th, 2017 \nPage 2 \n \nThe year-on-year inflation rate as measured by the consumer price index (CPI) for all \nurban areas measured 5.4% and 5.1% in May and June, in line with the Bank’s short-\nterm forecast. Food and non-alcoholic beverage inflation measured 6.9% in both \nmonths, with the contribution to the overall inflation outcome unchanged at 1.2 \npercentage points. Meat prices continued to accelerate, and at 13.0%, contributed to \nthe downside stickiness of food price inflation. The Bank’s measure of core inflation, \nwhich excludes food, fuel and electricity, measured 4.8% in both months. \nProducer price inflation for final manufactured goods measured 4.6% in April and 4.8% \nin May. The further moderation in food prices was reflected in the PPI with the category \nof food products, beverages and tobacco products decelerating for the seventh \nconsecutive month to 5.8%. The divergent trends between the subcategories of \n“products of crops and horticulture” and “live animals” persisted, with year-on-year \nchanges of -24.4% and 21.4% respectively. \nThe Bank’s forecast for headline CPI inflation has shown a marked improvement since \nthe previous meeting. The annual average forecast has been revised down by 0.4 \npercentage points in 2017 and 2018, and by 0.3 percentage points in 2019, to 5.3%, \n4.9% and 5.2%. A lower turning point of 4.6% is expected in the first quarter of 2018 \n(previously 5.1%), and an average of 5.2% is forecast for the final quarter of 2019. \nThe main drivers of the improved forecast were the lower starting point; revised \nassumptions regarding international oil prices, domestic electricity tariffs and the real \neffective exchange rate; and a wider output gap. These assumptions are set out in the \nannexure to this statement. Food price inflation is also expected to be more subdued, \ndue to a lower starting point and more favourable domestic crop estimates. Despite a \npersistent upward trend in meat price inflation, the forecast for food price inflation has \nMPC Statement July 20th, 2017 \nPage 3 \n \nbeen revised down from 7.7% to 7.3% for this year; and from 5.4% to 5.1% in 2018. \nThe forecast for 2019 is unchanged at 5.5%. \nThe improvement is also evident in the core inflation outlook, with average forecasts \nof 4.8% for 2017 and 2018, and 4.9% for 2019. This compares with previous forecasts \nof 5.0%, 5.1% and 5.3% for these years. This improvement is driven in part by lower \nunit labour costs, in addition to the exchange rate and output gap developments. \nInflation expectations as reflected in the survey conducted by the Bureau for Economic \nResearch show a marginal improvement, with average expectations slightly below 6% \nin all three years. The decline was most marked among analysts, particularly over the \nfirst two survey years, and to a lesser extent among labour unionists. Both these \ncategories of respondents expect inflation to be within the target range over the \nforecast period. The expectations of business respondents are largely unchanged and \nremain above 6% for all three years. By contrast, average 5-year expectations of all \ngroups edged up from 5.7% to 5.9%, and ranged between 5.5% for analysts and 6.3% \nfor business respondents. \nMedian inflation expectations of market analysts improved over the near term. \nAccording to the Reuters Econometer survey conducted in July, expected inflation \ndeclined by 0.2 percentage points to 5.5% in 2017 and to 5.3% in 2018, compared \nwith the May survey. However, the longer term trend is reversed with an expectation \nof 5.5% in 2019. Expectations implicit in the difference between nominal bonds and \ninflation-linked bonds have also declined slightly since the previous meeting, with the \n5-year break-even rate at 5.3%. \nThe global growth backdrop remains positive, with sustained upswings evident in most \nregions. This is despite continued uncertainty regarding economic policy reforms in \nMPC Statement July 20th, 2017 \nPage 4 \n \nthe US. Nevertheless, growth rates and potential output estimates are still generally \nlower than those in the pre-crisis period. While there are lingering concerns about \nfinancial stability risks from the shadow banking sector in China, the recent strong \nperformance of the economy has contributed to the favourable environment for \nemerging markets. \nUnderlying global inflation trends remain benign, with inflation below target in most of \nthe advanced economies, notwithstanding the positive growth prognosis and \ntightening labour markets. An exception is the UK where inflation has accelerated in \nthe wake of the Brexit-induced depreciation of sterling. The subdued global inflation \noutlook is reinforced by generally slow wage and productivity growth in developed \neconomies. \nDespite the absence of inflationary pressures, central banks in a number of advanced \neconomies have signalled intentions to move from highly accommodative monetary \npolicy stances. These countries include the US, the UK, the euro area and Canada. \nThis process is unlikely to be smooth or perfectly synchronised and could generate \nbouts of uncertainty. In the US, expectations of further near-term rate increases by the \nFed have been scaled down following a succession of downside inflation surprises. \nThe gradual nature of the planned balance sheet contraction by the Fed has also been \nwell communicated and appears to be largely priced in by the markets. \nWhile changing expectations regarding ECB and US monetary policy in particular have \nimpacted on a number of emerging market currencies and bond yields, the reaction \nhas been relatively muted, and a repeat of the 2013 so-called taper tantrum episode \nis not expected. Those economies that were most sensitive to that episode have much \nimproved macroeconomic balances, and their currencies are less vulnerable to \nMPC Statement July 20th, 2017 \nPage 5 \n \npossible spill-over effects from gradual monetary tightening in the advanced \neconomies. \nThe rand has also been affected by these changing expectations, as well as by \ndomestic political developments, including concerns about a proposal to change the \nSARB’s monetary policy mandate. While the rand is more or less unchanged since the \nprevious meeting of the MPC, it has been relatively volatile, having fluctuated in a \nrange between R12.60 and R13.60 against the US dollar. \nThe rand’s relative resilience had been underpinned by the generally positive \nsentiment towards emerging markets, as well as by sustained trade surpluses. The \ncurrent account deficit is still expected to widen over the forecast period, but the \ndegree of widening has been revised down. The rand remains vulnerable to increased \nglobal risk aversion, domestic political shocks, and to the possibility of further ratings \ndowngrades. \nThe domestic growth outlook remains a concern, following the surprise broad-based \nGDP growth contraction during the first quarter of this year. With the exception of the \nprimary sector, all sectors recorded negative growth. While positive growth is expected \nin the second quarter, the Bank’s annual growth forecasts have been revised down \nfurther. The forecast for 2017 has been adjusted down from 1.0% to 0.5%, and the \nforecast for 2018 is down from 1.5% to 1.2%. Growth of 1.5% is expected in 2019, \ncompared with 1.7% previously. \nAs a result of these trends, the output gap has widened somewhat despite a further \ndownward revision to potential output growth by 0.3 percentage points for each year, \nto 1.1% in 2017 and rising to 1.3% in 2019. The weak outlook is consistent with the \ndecline in the RMB/BER Business Confidence Index to levels last seen during the \nMPC Statement July 20th, 2017 \nPage 6 \n \nrecession following the global financial crisis. The SARB’s composite leading business \ncycle indicator has also moderated somewhat since January. \nMonthly data for both the mining and manufacturing sectors in April and May suggest \nthat, in the absence of a sharp contraction in June, these sectors are likely to contribute \npositively to growth in the second quarter, along with the continued rebound in the \nagricultural sector. The recovery is nevertheless expected to be modest, particularly \nin the light of a sharp fall in the ABSA Purchasing Mangers’ Index in June, which \nreturned to below the neutral level of 50 index points. The construction sector also \nremains under pressure following the marked fall in building plans passed in the first \nquarter of this year, with the negative trend continuing into April. \nThe continued poor performance of gross fixed capital formation contributes to the \nweak state of the economy. Although private sector investment recorded positive \ngrowth after five consecutive quarters of contraction, at a growth rate of 1.2% it \nremains very subdued. Given the extremely low level of business confidence, a near-\nterm improvement is unlikely. Policy uncertainty, a recent example being in the mining \nsector, is likely to constrain investment. \nAs a consequence, employment growth has been minimal, and the prospects are \nunfavourable. Given the need for fiscal consolidation, a continued decline in \ngovernment’s contribution to employment creation is expected. The official \nunemployment rate increased to 27.7% in the first quarter of this year. \nConsumption expenditure by households contracted in the first quarter of this year, \namid a further deterioration in consumer confidence. Although the monthly retail sales \ndata suggest a more positive outcome for the second quarter, this improvement is \nlikely to be offset in part by a decrease in new vehicle sales in the quarter. The outlook \nMPC Statement July 20th, 2017 \nPage 7 \n \nfor consumption expenditure is expected to remain weak, amid employment \nuncertainty and higher tax burdens. \nThese consumption trends are mirrored in the continued moderation in credit \nextension to households. Growth in mortgage advances and instalment sales credit \nfinance remained subdued, reflective of the difficult conditions in the housing and \nvehicle markets. General loans to households increased moderately in May, but off a \nlow base. Credit extension to the corporate sector, by contrast, remains relatively \nbuoyant, but on a downward trend. \nWage trends have been an important contributor to the persistence of inflation at \nhigher levels. There are, however, indications of some moderation in average salaries, \nand related unit labour costs, which are expected to remain below the 6% level over \nthe forecast period. The outcome of a number of multi-year wage agreements that are \ndue for renewal in 2017 will be closely watched as they could pose a risk to the inflation \ntrajectory. \nThe persistent global oil supply glut, along with increased shale gas production in the \nUS, have undermined efforts by OPEC and other producers to support prices through \noutput restrictions. Since the beginning of June, Brent crude oil prices have traded at \nlevels below US$50 per barrel, and the Bank’s oil price assumptions have been \nrevised down over the forecast period. These recent oil price trends, along with the \nstronger exchange rate, contributed to a 69 cent per litre reduction in the petrol price \nin July. Following a weakening of the rand and a partial recovery in crude oil prices, a \nmoderate petrol price increase is expected in August. \n \nMPC Statement July 20th, 2017 \nPage 8 \n \nThe inflation outlook has improved significantly since the previous meeting of the MPC and \nhas been fairly broad-based. The lower core inflation outlook is indicative of weaker underlying \ninflation pressures, at a time when the impact of exogenous shocks on headline inflation has \nbeen dissipating. These shocks include drought-induced food price inflation and to a lesser \nextent international oil price increases earlier this year that have since been reversed. \nA number of risks to the inflation outlook persist and the MPC assesses the risks to the inflation \noutlook to be broadly balanced. Although the rand has been relatively resilient, it remains \nvulnerable to heightened political uncertainty, global monetary policy developments and \npossible further credit ratings downgrades. On the positive side, it is supported by a sustained \nnarrowing of the current account deficit and positive investor sentiment towards emerging \nmarkets. \nA further upside risk relates to the possible supply side shock of a large electricity tariff \nincrease from July next year. Eskom has approached Nersa for an increase of around 20%, \nbut the current forecast assumes an increase of 8%. This assumption will be adjusted in line \nwith any new determinations made by Nersa. \nThe MPC also remains concerned that inflation expectations remain sticky at the upper end \nof the target range. To the extent that these expectations are formed adaptively, they should \nadjust downwards if the lower inflation trajectory is sustained. The MPC would prefer \nexpectations to be anchored closer to the mid-point of the target range. \nUnderlying demand in the economy is extremely weak and the MPC is concerned about the \ndeterioration in the growth outlook over the forecast period. This decline is broad-based. It is \nunclear where the drivers of accelerated growth will come from in the absence of credible \nstructural policy initiatives that will reduce uncertainty and increase business and consumer \nconfidence. The MPC assesses the risks to the revised growth forecast to be slightly on the \ndownside. \nMPC Statement July 20th, 2017 \nPage 9 \n \nGiven the improved inflation outlook and the deteriorated growth outlook, the MPC has \ndecided to reduce the repurchase rate by 25 basis points with effect from 21 July 2017, to \n6.75% per annum. Four members preferred a reduction, while two members preferred an \nunchanged stance. \nAs we have emphasised on numerous occasions, the MPC does not view monetary policy as \nthe solution to the structural growth constraints in the economy. Nor does it believe that a \nreduction in interest rates will provide a significant stimulus to growth in the current \nenvironment of low confidence and political uncertainty. It will however provide some relief at \nthe margin. \nIn this highly uncertain environment, future policy decisions will be dependent on data \noutcomes and our assessment of the balance of risks. We remain vigilant and would not \nhesitate to reverse this decision should the inflation outlook and risks deteriorate. \n \nLesetja Kganyago \nGOVERNOR \n \nContact person: \nZamaNdlovu Ndlovu \n012 399 7118 \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Statement-20-July-2017-.pdf"}
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+{"doc_id": "c8cca44917d08dae7078c276fe838b83", "text": "[Date] \n \n \n \n \nJANUARY 2016 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 2 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 4 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCard Based Transactions ___________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCheque Transactions ______________________________________________________________ 5 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2015 \nDecember \n2016 \nJanuary \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n23.7 \n19.5 \n-17.7% \nZ.S.E. Industrial Index1 \n114.9 \n103.0 \n-10.4% \nMoney Supply (US$)2 \n4 765.4 million \n4 754.4 million \n-0.2% \nMoney Supply (M3) Annual Growth2 \n8.2% \n9.6% \n \nYearly Inflation3 \n-2.5% \n-2.2% \n \nMonthly Inflation3 \n-0.1% \n-0.05% \n \nNominal Lending Rate \n6.0-16.0% \n6.0-16.0% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \nIn January 2016, global equity markets were \nnegatively affected by the adverse outlook on \nChina’s economy as well as declines in \ncommodity prices. This saw major global and \nAfrican stock markets registering losses. \nMajor losses were recorded by the Nigerian stock \nmarket which declined from 27 862.31 points in \nDecember 2015, to 23916.15 points in January \n2016. This was largely due to the continued \ndecline in oil prices, which fell by more than 39% \nbetween December 2015 and January 2016. The \nother African countries whose stock markets \nregistered significant losses were Egypt, -16.5%; \nKenya, -14.5%; and South Africa -3.1%. \nThe Zimbabwe Stock Exchange also registered \nlosses during the period under review. The \nindustrial index fell by 10.4%, from 114.9 points \nin December 2015 to 103.0 points by the end of \nJanuary 2016. This was due to declines recorded \nin heavyweight counters. The mining index also \nregistered a loss of 17.7% largely due to thin \ntrading in resource stocks. \n \n \n \nIn concomitance, the total volume of shares \ntraded declined from 183.8 million shares in \nDecember 2015, to 61.9 million shares in January \n2016. Over the same period, turnover also \ndeclined \nfrom \nUS$16.4 \nmillion \nto \nUS$10.4 million. \n \n \nSource: Zimbabwe Stock Exchange, 2016 \nThe losses recorded in heavily capitalised \ncounters \nresulted \nin \nthe \nZSE \nmarket \ncapitalisation \ndeclining \nfurther \nto \nUS$2 790.4 million in January 2016, from \nUS$3 073.4 million in December 2015. \n0\n50\n100\n150\n200\n250\n31-Mar-13\n31-May-13\n31-Jul-13\n30-Sep-13\n30-Nov-13\n31-Jan-14\n31-Mar-14\n31-May-14\n31-Jul-14\n30-Sep-14\n30-Nov-14\n31-Jan-15\n31-Mar-15\n31-May-15\n31-Jul-15\n30-Sep-15\n30-Nov-15\n31-Jan-16\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.00\n0.50\n1.00\n1.50\n2.00\n2.50\n3.00\n3.50\n4.00\n0.00\n1.00\n2.00\n3.00\n4.00\n5.00\n6.00\n7.00\n8.00\n01-Jan-16\n11-Jan-16\n21-Jan-16\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Daily Volumes and \nFigure 2: ZSE: Daily Volumes and Values Traded\nValues Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nMONETARY DEVELOPMENTS \nAnnual growth in money supply1 stood at 9.6% in \nJanuary 2016, reflecting a 1.4 percentage point \nincrease from 8.2% recorded in December 2015. On \na monthly basis, however, the growth in broad money \nsupply declined to -0.2%, from 0.4% in December \n2015. In nominal terms, money supply declined from \nUS$4 765.4 million in December 2015, to \nUS$4 754.4 million in January 2016. \n \nSource: Reserve Bank of Zimbabwe, 2016 \nThe monthly decline in money supply growth was \nunderpinned by decreases of US$86.38 million and \nUS$10.96 million in short and long-term deposits, \nrespectively. In terms of proportions, demand \ndeposits constituted 53% of total deposits; long term \ndeposits, 18%; short term deposits, 15%; and savings \ndeposits, 14%. \nThe year-on-year growth in total banking sector credit \nrose to 28.7% in January 2016, from 26.4% in \nDecember 2015. On a monthly basis, however, \n \n1 Money supply is total deposits less interbank deposits. \nbanking sector credit decreased by 1.1% in January \n2016 to US$5 476.4 million. \n \n \nDuring the period under review, credit to the private \nsector registered a 4.9% annual growth in January \n2016, from 0.9% in December 2015. Month-on-\nmonth, credit to the private sector, however, declined \nby 0.8% to US$3 800.1 million in January 2016. \nThe sectoral distribution of private sector credit was \nas follows: agriculture (21.1%); manufacturing \n(17.5%); services including tourism (15.0%); \ndistribution (13.9%); mining (5.8%); financial \norganisations and investments, (3.0%); transport and \ncommunications (2.8%); and construction (1.3%). \nCredit to households stood at 19.6% in December \n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\nMay\nJul\nSep\nNov\nJan\nMar\nMay\nJul\nSep\nNov\nJan\nMar\nMay\nJul\nSep\nNov\nJan\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth\nShort Term\n15%\nLong Term \n18%\nDemand\n53%\nsavings\n14%Figure 4: Banki\nFigure 4: Banking Sector DepositsJanuary 2016\nJanuary 2016\nSource: Reserve Bank of Zimbabwe, 2016 \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \n2015, partly reflecting the persistence dominance of \nconsumptive borrowing in the economy. \n \nSource: Reserve Bank of Zimbabwe, 2016 \nDuring the period under review, private sector credit \nwas utilised as follows: asset purchases, 41.1%; \ninventory build-up, 35.2%; consumer durables, \n14.2%; and vehicle purchases, 3.3%. Notably, funds \nutilized for capital development remained low at \n4.9% of total loans and advances. Pre and post \nshipment financing accounted for 1.3% of total credit \nto the private sector. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nThe annual headline inflation accelerated to -2.2% in \nJanuary 2016, gaining 0.29 percentage points on \n-2.5% recorded in December 2015. The slight \nincrease in inflation in January 2015 was largely \ndriven by non-food inflation. \nAnnual inflation, however, remained in negative \nterritory in January 2016, on the back of the \ndepreciation of the South African rand, international \noil price slump, waning domestic demand and \ncontinued downward correction in both food and non-\nfood prices, among other factors. \n \n \nSource: ZIMSTAT, 2016 \nThe year-on-year food inflation stood at -4.0% in \nJanuary 2016, declining by 0.3 percentage points \nfrom -3.7% registered in December 2015. Food \ninflation was weighed down by declines in bread and \ncereals; meat, oils and fats and vegetables, among \nothers. \nCompetition from cheap imported food products, \nespecially from South Africa, continued to depress \nlocal prices. \n \nCereal prices declined in line with the Food and \nAgriculture Organisation (FAO) Cereal Price Index, \nwhich fell by 16% on a yearly basis. The decline in \nLoans & Advances\n86.71%\nBills \nDiscounted\n0.98%\nBankers \nacceptances\n0.27%\nOther \ninvestments\n3.43%\nMortgages\n8.60%Figure 5: Credit to Private Sector\nFigure 5: Credit to Private SectorJanuary 2016\nJanuary 2016\n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFeb-14\nMar-14\nApr-14\nMay-14\nJun-14\nJul-14\nAug-14\nSep-14\nOct-14\nNov-14\nDec-14\nJan-15\nFeb-15\nMar-15\nApr-15\nMay-15\nJun-15\nJul-15\nAug-15\nSep-15\nOct-15\nNov-15\nDec-15\nJan-16\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nprices of cereals was attributed to excess supply in the \nglobal economy; increased competition for export \nmarkets; and a strong US dollar. \nPrices of meat and poultry products declined, partly \ndue to the fall in disposable incomes, which impacted \nnegatively on the demand for the products. Beef \nprices, in particular, fell due to increased supply as \ndrought induced destocking took root in affected \nareas. \nAnnual non-food inflation accelerated from -1.9% in \nDecember 2015 to -1.3% in January 2016. This \nnotwithstanding, non-food inflation remained in \nnegative territory on account of declines in housing, \nwater, electricity, gas and other fuels; furniture, \nhousehold equipment and maintenance; transport; \nand clothing and footwear, among others. \nMonthly Inflation \nThe month-on-month inflation rate stood at -0.05% in \nJanuary 2016, up from -0.11% recorded in December \n2015. The gain was largely driven by increases in \nfood inflation, following the rise in prices of bread \nand cereals; fish and sea food; non-alcoholic \nbeverages and sugar, jam, honey, chocolate and \nconfectionaries. \nMonthly non-food inflation slid further from -0.06% \nin December 2015 to -0.13% in January 2016, on \naccount of declines in restaurants and hotels; \ntransport, furniture and household equipment; \nhousing, water, electricity, gas and other fuels. \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system in January 2016 decreased by 19%, to \nUS$3.39 billion from US$4.17 billion recorded in \nDecember 2015. Transaction volumes also registered \na decrease of 15%, from 155 044 to 132 260 over the \nsame period. \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions fell from US$690.8 million in December \n2015, to US$556.6 million in January 2016. \nSource: Reserve Bank of Zimbabwe, 2016 \n \nCard Based Transactions \n \nCard based transactions also decreased from \nUS$557.9 \nmillion \nin \nDecember \n2015, \nto \nUS$468.9 million in January 2016. \n \nCheque Transactions \n \nThe value of cheque transactions registered a 1.4% \nincrease, from US$10.95 million in December 2015, \nto US$11 million in January 2016. \n \nRESERVE BANK OF ZIMBABWE \nAPRIL 2016 \n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nJan-13\nMay-13\nSep-13\nJan-14\nMay-14\nSep-14\nJan-15\nMay-15\nSep-15\nJan-16\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: Z\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n6 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 8 \n \n1.2 Broad Money Survey \n \n \n \n \n \n 9 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n10 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n11 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 12 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n13 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n14 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n15 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n16 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n17 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n18 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n19 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n20 \n \n7.2 Liabilities \n \n \n \n \n \n \n21 \n \n \nMONTHLY ECONOMIC REVIEW \n7 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n22 \n \n8.2 Liabilities \n \n \n \n \n \n \n23 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n24 \n \n9.2 Liabilities \n \n \n \n \n \n \n25 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n26 \n \n11. Savings with Financial Institutions \n \n \n \n \n27 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n28 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n29 \n \n13.2 Volumes of Transactions \n \n \n \n \n30 \n \n \n \n \n \n \n \n \n \n \n \n \n8 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \n \n \n \n \n2016\nDecember\nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nBond Coins\n298.6\n567.1\n1,096.7\n1,294.0\n1,749.3\n2,316.7\n2,684.1\n2,719.3\n3,016.3\n3,425.5\n4,445.3\n5,789.3\n7,127.0\n7,355.5\nRBZ Demand Deposits\n144.5\n714.7\n898.5\n545.0\n491.6\n340.2\n4,035.0\n3,889.6\n3,480.3\n3,478.9\n3,485.7\n2,470.9\n726.0\n1832.79\nComm. Banks Dem. Deposits\n2,121,401.6\n1,967,789.9\n1,978,595.1\n2,051,081.7\n1,990,235.2\n2,017,918.3\n2,112,470.2\n2,023,527.6\n2,168,409.0\n2,166,471.3\n2,149,026.8\n2,358,226.5\n2,362,538.7\n2430098.04\nMerchant Banks Dem. Deposits\n36,942.7\n39,049.7\n38,382.5\n68,611.1\n63,935.0\n63,899.2\n62,949.9\n62,949.9\n62,949.9\n62,157.8\n61,925.6\n58,750.3\n58,524.4\n58511.73\nM1\n2,158,787.4\n2,008,121.3\n2,018,972.8\n2,121,531.8\n2,056,411.0\n2,084,474.4\n2,182,139.2\n2,093,086.3\n2,237,855.5\n2,235,533.5\n2,218,883.4\n2,425,237.0\n2,428,916.0\n2,497,798.0\nComm. Banks Savings Deposits\n267,179.5\n282,832.4\n240,444.7\n230,198.0\n267,921.4\n275,167.8\n248,074.6\n239,113.1\n227,534.6\n230,176.6\n231,465.3\n259,856.4\n266166.63\n280598.53\nBuilding Soc. Savings Deposits\n236,423.8\n233,498.2\n238,848.9\n244,746.0\n256,526.3\n280,947.9\n279,625.3\n275,914.5\n277,271.4\n230,176.6\n294,208.3\n308,439.9\n296041.79\n297854.81\nP O S B Savings Deposits\n69,601.1\n70,144.8\n72,839.1\n75,993.4\n74,678.1\n71,195.6\n73,397.6\n68,785.7\n71,554.2\n77,161.5\n73,380.5\n76,307.7\n72505.78\n73735.74\nComm. Banks U-30 Day Deposits\n654,559.9\n638,395.6\n574,946.1\n645,401.5\n607,334.3\n670,242.5\n707,686.1\n587,421.2\n505,981.9\n613,287.8\n565,136.6\n565,317.5\n650234.31\n597527.61\nMerchant Banks U-30 Day Deposits\n31,176.0\n40,928.2\n40,362.2\n12,132.4\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.00\n0.00\nBuilding Soc. U- 30 Day Deposits\n144,211.5\n127,399.4\n149,834.6\n152,280.6\n189,428.7\n175,953.7\n188,805.2\n171,250.8\n156,077.5\n190,548.2\n144,911.8\n127,578.2\n165352.52\n131683.21\nM2\n3,561,939.1\n3,401,319.9\n3,336,248.4\n3,482,283.7\n3,452,299.9\n3,557,981.9\n3,679,728.0\n3,435,571.6\n3,476,275.0\n3,576,884.3\n3,527,985.9\n3,762,736.7\n3,879,217.1\n3,879,197.9\nComm. Banks O-30 Day Deposits\n449,703.8\n544,421.5\n597,685.2\n503,769.1\n618,804.9\n536,216.7\n509,642.0\n651,895.8\n622,991.6\n611,608.0\n628,213.7\n503,244.7\n420265.08\n424676.94\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.00\nBuilding Soc. O- 30 Day Deposits\n365,334.8\n366,978.6\n375,166.9\n355,362.1\n340,739.4\n364,490.5\n326,111.5\n351,579.9\n340,974.7\n303,177.5\n409,350.0\n444,267.1\n432822.35\n413975.79\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11266.60\n11266.60\nP O S B Time Deposits\n15,174.4\n16,138.8\n17,519.8\n17,638.5\n15,733.8\n18,011.8\n17,261.6\n23,646.5\n21,540.3\n24,019.0\n24,010.2\n23,668.6\n21851.26\n25326.55\nM3\n4,403,418.7\n4,340,125.3\n4,337,886.9\n4,370,320.0\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,526,955.4\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n2015\n2014\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n9 \n \n \n2016\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nNET FOREIGN ASSETS \n-714,190.6\n-763,306.5\n-565,959.3\n-636,028.1\n-681,066.5\n-775,512.6\n-723,772.8\n-727,785.7\n-715,689.4\n-822,417.2\n-771,548.0\n-667,684.9\n-688,591.4\n Assets\n830,959.4\n737,833.5\n816,079.6\n755,493.4\n811,200.4\n926,353.7\n843,689.2\n867,447.1\n889,018.6\n784,372.6\n667,350.7\n792,677.3\n758,634.6\n Reserve Bank (RBZ)\n356,661.9\n280,889.9\n282,170.1\n282,900.6\n303,218.6\n453,986.1\n395,771.0\n360,705.6\n360,255.9\n335,321.7\n300,180.5\n433,452.9\n424,269.1\n Deposit Money Banks (DMBs) \n405,880.7\n400,473.5\n469,563.3\n424,368.1\n418,721.9\n390,608.3\n361,517.6\n428,702.8\n448,219.8\n387,305.0\n310,522.6\n300,320.1\n302,773.5\n Other Banking Institutions (OBIs) \\1\n68,416.9\n56,470.0\n64,346.2\n48,224.7\n89,260.0\n81,759.3\n86,400.6\n78,038.7\n80,542.9\n61,745.9\n56,647.6\n58,904.3\n31,592.0\n Liabilities \\2\n-1,545,150.0\n-1,501,140.0\n-1,382,038.9\n-1,391,521.5\n-1,492,266.9\n-1,701,866.3\n-1,567,462.0\n-1,595,232.7\n-1,604,707.9\n-1,606,789.8\n-1,438,898.6\n-1,460,362.2\n-1,447,226.0\n RBZ\n1,007,096.0\n1,009,161.8\n858,095.4\n894,207.5\n868,931.4\n1,093,306.3\n1,039,959.7\n1,056,817.9\n1,057,080.8\n1,069,972.4\n1,048,664.8\n1,096,800.8\n1,090,485.7\n DMBs\n483,463.5\n438,356.5\n473,182.2\n448,998.0\n574,792.7\n560,305.8\n478,956.0\n490,791.1\n504,085.0\n494,458.0\n347,787.2\n320,578.9\n313,434.2\n OBIs\n54,590.6\n53,621.8\n50,761.3\n48,315.9\n48,542.8\n48,254.1\n48,546.3\n47,623.8\n43,542.1\n42,359.5\n42,446.6\n42,982.5\n43,306.1\nNET DOMESTIC ASSETS \n5,054,316.0\n5,101,193.5\n4,936,279.4\n5,074,872.7\n5,169,034.0\n5,319,522.4\n5,197,733.1\n5,200,833.8\n5,301,713.1\n5,423,243.6\n5,516,731.6\n5,433,107.3\n5,443,035.2\nDOMESTIC CREDIT\n4,231,495.4\n4,249,052.3\n4,371,027.6\n4,529,777.2\n4,817,875.2\n4,869,072.4\n4,981,511.5\n5,029,107.1\n5,079,842.4\n5,196,662.7\n5,345,272.0\n5,535,396.4\n5,476,442.4\n Claims on Government (net) \n544,026.1\n549,179.2\n537,675.3\n665,258.8\n950,594.0\n1,074,237.6\n1,160,044.8\n1,192,006.7\n1,182,354.0\n1,253,218.7\n1,359,827.4\n1,564,354.7\n1,530,792.2\n RBZ\n-12,594.0\n-12,908.0\n-22,274.1\n98,377.6\n97,847.8\n91,807.5\n243,082.9\n244,517.6\n254,297.8\n271,997.2\n314,096.4\n331,552.1\n355,230.5\n DMBs\n504,696.7\n510,080.3\n500,344.5\n498,836.6\n784,428.5\n904,112.3\n845,865.3\n860,228.9\n838,982.9\n890,154.0\n954,556.6\n1,119,720.1\n1,068,095.4\n OBIs\n51,923.4\n52,007.0\n59,604.9\n68,044.6\n68,317.8\n78,317.8\n71,096.6\n87,260.2\n89,073.3\n91,067.5\n91,174.4\n113,082.5\n107,466.4\n Claims on Public Enterprises \n64,967.7\n68,944.3\n71,543.2\n102,474.3\n104,306.3\n53,148.2\n48,641.8\n56,508.0\n54,523.7\n84,877.1\n83,806.0\n140,910.1\n145,507.6\n RBZ\n0.0\n0.0\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n DMBs\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n50,787.7\n53,348.0\n52,504.5\n60,202.8\n67,848.4\n OBIs\n0.0\n0.0\n1,726.4\n994.2\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n Claims on Private Sector\n3,622,501.6\n3,630,928.8\n3,761,809.1\n3,762,044.1\n3,762,974.9\n3,741,686.6\n3,772,824.9\n3,780,592.5\n3,842,964.7\n3,858,567.0\n3,901,638.6\n3,830,131.6\n3,800,142.6\n RBZ\n34,725.3\n34,725.3\n31,409.0\n31,558.0\n31,155.6\n51,689.8\n66,722.4\n92,768.9\n67,359.3\n75,959.6\n77,442.5\n90,549.5\n93,049.5\n DMBs\n2,835,002.6\n2,824,415.9\n2,960,892.4\n2,948,993.7\n2,960,917.8\n2,900,630.1\n2,910,157.5\n2,875,477.3\n2,956,930.6\n2,950,844.9\n2,981,759.1\n2,874,287.6\n2,860,825.0\n OBIs\n752,773.8\n771,787.7\n769,507.7\n781,492.4\n770,901.6\n789,366.8\n795,945.0\n812,346.3\n818,674.8\n831,762.5\n842,437.0\n865,294.5\n846,268.2\nOTHER ITEMS (NET) \n822,820.5\n852,141.2\n565,251.8\n545,095.4\n351,158.7\n450,450.0\n216,221.6\n171,726.7\n221,870.7\n226,580.9\n171,459.6\n-102,289.2\n-33,407.2\nBROAD MONEY (M3) \n4,340,125.3\n4,337,887.0\n4,370,320.1\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n4,586,023.7\n4,600,826.4\n4,745,183.7\n4,765,422.3\n4,754,443.8\n2015\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nNET FOREIGN ASSETS \n5,210.8\n-49,115.9\n197,347.2\n-70,068.7\n-45,038.4\n-94,446.1\n51,739.9\n-4,012.9\n12,096.3\n-106,727.8\n50,869.2\n103,863.0\n-20,906.5\n Assets\n-65,220.3\n-93,125.9\n78,246.1\n-60,586.2\n55,707.0\n115,153.3\n-82,664.5\n23,757.8\n21,571.5\n-104,646.0\n-117,021.9\n125,326.6\n-34,042.7\n Reserve Bank (RBZ)\n-6,519.2\n-75,771.9\n1,280.1\n730.6\n20,317.9\n150,767.5\n-58,215.1\n-35,065.4\n-449.7\n-24,934.2\n-35,141.2\n133,272.4\n-9,183.8\n Deposit Money Banks (DMBs)\n-57,232.0\n-5,407.1\n69,089.7\n-45,195.2\n-5,646.2\n-28,113.6\n-29,090.7\n67,185.1\n19,517.0\n-60,914.8\n-76,782.4\n-10,202.5\n2,453.4\n Other Banking Institutions (OBIs) \\1\n-1,469.1\n-11,946.9\n7,876.2\n-16,121.6\n41,035.3\n-7,500.7\n4,641.3\n-8,361.9\n2,504.2\n-18,797.0\n-5,098.3\n2,256.7\n-27,312.3\n Liabilities \\2\n70,431.1\n44,010.0\n119,101.1\n-9,482.6\n-100,745.5\n-209,599.4\n134,404.3\n-27,770.7\n-9,475.2\n-2,081.9\n167,891.2\n-21,463.6\n13,136.2\n RBZ\n-13,840.5\n2,065.8\n-151,066.4\n36,112.1\n-25,276.1\n224,375.0\n-53,346.7\n16,858.2\n262.9\n12,891.6\n-21,307.6\n48,136.0\n-6,315.1\n DMBs\n-56,959.6\n-45,107.0\n34,825.7\n-24,184.2\n125,794.7\n-14,486.9\n-81,349.8\n11,835.0\n13,293.9\n-9,627.0\n-146,670.7\n-27,208.4\n-7,144.6\n OBIs\n369.0\n-968.8\n-2,860.4\n-2,445.4\n226.9\n-288.7\n292.2\n-922.5\n-4,081.6\n-1,182.7\n87.1\n535.9\n323.5\nNET DOMESTIC ASSETS \\3\n-68,504.1\n46,877.5\n-164,914.1\n138,593.3\n94,161.3\n150,488.4\n-121,789.3\n3,100.7\n100,879.2\n121,530.5\n93,488.0\n-83,624.4\n9,928.0\nDOMESTIC CREDIT\n-147,158.2\n17,556.9\n121,975.3\n158,749.6\n288,098.0\n51,197.2\n112,439.1\n47,595.6\n50,735.3\n116,820.4\n148,609.3\n190,124.4\n-58,954.0\n Claims on Government (net) \n28,389.7\n5,153.1\n-11,503.9\n127,583.5\n285,335.2\n123,643.6\n85,807.2\n31,961.9\n-9,652.6\n70,864.7\n106,608.7\n204,527.3\n-33,562.5\n RBZ\n12,469.7\n-314.0\n-9,366.0\n120,651.7\n-529.8\n-6,040.3\n151,275.4\n1,434.7\n9,780.2\n17,699.4\n42,099.2\n17,455.7\n23,678.3\n DMBs\n16,733.8\n5,383.6\n-9,735.8\n-1,507.9\n285,591.8\n119,683.9\n-58,247.0\n14,363.6\n-21,245.9\n51,171.1\n64,402.6\n165,163.5\n-51,624.8\n OBIs\n-813.8\n83.5\n7,597.9\n8,439.7\n273.1\n10,000.0\n-7,221.2\n16,163.6\n1,813.1\n1,994.2\n106.9\n21,908.1\n-5,616.0\n Claims on Public Enterprises \n-1,782.4\n3,976.6\n2,598.9\n30,931.2\n1,832.0\n-51,158.1\n-4,506.4\n7,866.2\n-1,984.3\n30,353.4\n-1,071.0\n57,104.1\n4,597.4\n RBZ\n0.0\n0.0\n0.0\n737.3\n349.8\n102.0\n742.4\n167.2\n325.0\n27,938.9\n12.5\n49,194.3\n-2,836.7\n DMBs\n-1,782.4\n3,976.6\n872.5\n30,926.1\n1,693.1\n-51,182.0\n-4,743.6\n6,619.9\n-2,342.5\n2,560.3\n-843.4\n7,698.3\n7,645.6\n Agri-PEs\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n-1,522.5\n-1,523.5\n-1,524.5\n-1,525.5\n-1,526.5\n-1,527.5\n-1,528.5\n-9,457.5\n Other\n-264.9\n5,495.1\n2,392.0\n32,446.6\n3,214.7\n-49,659.5\n-3,220.1\n8,144.4\n-816.9\n4,086.8\n684.1\n9,226.8\n17,103.1\n OBIs\n0.0\n0.0\n1,726.4\n-732.2\n-211.0\n-78.1\n-505.2\n1,079.1\n33.1\n-145.7\n-240.1\n211.5\n-211.5\n Claims on Private Sector\n-173,765.5\n8,427.2\n130,880.3\n234.9\n930.9\n-21,288.3\n31,138.3\n7,767.5\n62,372.2\n15,602.3\n43,071.6\n-71,507.0\n-29,989.0\n RBZ\n0.0\n0.0\n-3,316.3\n149.0\n-402.4\n20,534.2\n15,032.7\n26,046.5\n-25,409.6\n8,600.4\n1,482.9\n13,107.0\n2,500.0\n DMBs\n-175,099.0\n-10,586.7\n136,476.5\n-11,898.7\n11,924.1\n-60,287.7\n9,527.4\n-34,680.2\n81,453.3\n-6,085.7\n30,914.2\n-107,471.5\n-13,462.6\n OBIs\n1,333.5\n19,013.9\n-2,280.0\n11,984.7\n-10,590.8\n18,465.2\n6,578.2\n16,401.3\n6,328.5\n13,087.7\n10,674.5\n22,857.6\n-19,026.4\nOTHER ITEMS (NET) \n78,654.1\n29,320.6\n-286,889.4\n-20,156.4\n-193,936.7\n99,291.2\n-234,228.4\n-44,494.9\n50,144.0\n4,710.2\n-55,121.3\n-273,748.8\n68,882.0\nBROAD MONEY (M3) \n-63,293.4\n-2,238.4\n32,433.1\n68,524.5\n49,122.9\n56,042.3\n-70,049.4\n-912.2\n112,975.5\n14,802.7\n144,357.2\n20,238.7\n-10,978.5\n Broad Money (M3) \n-1.4%\n-0.1%\n0.7%\n1.57%\n1.11%\n1.2%\n-1.54%\n-0.02%\n2.53%\n0.32%\n3.14%\n0.43%\n-0.23%\n Domestic Credit \n-3.4%\n0.4%\n2.9%\n3.63%\n6.36%\n1.1%\n2.31%\n0.96%\n1.01%\n2.30%\n2.86%\n3.56%\n-1.07%\n Claims on Private Sector\n-4.6%\n0.2%\n3.6%\n0.01%\n0.02%\n-0.6%\n0.83%\n0.21%\n1.65%\n0.41%\n1.12%\n-1.83%\n-0.78%\n2015\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2016\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \n \n \n \n \nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nNET FOREIGN ASSETS \n251,490.3\n233,974.4\n90,771.0\n132,431.5\n36,127.1\n250,879.1\n59,815.5\n-95,449.8\n-180,094.9\n-22,698.6\n-100,052.1\n-179,455.4\n-223,571.1\n-3,723.5\n51,716.5\n25,599.2\n Assets\n4,716.6\n-29,140.7\n-145,986.2\n-178,961.3\n-294,685.4\n-205,308.8\n-308,111.1\n-379,009.3\n-200,283.4\n-183,460.8\n-212,180.1\n-216,884.3\n-214,670.1\n-160,163.5\n-103,502.5\n-72,324.8\n Reserve Bank (RBZ)\n185,705.6\n69,707.4\n24,693.2\n1,841.7\n-84,185.9\n-74,987.2\n-76,958.8\n-107,685.7\n79,429.5\n68,475.7\n-50,976.1\n-260,229.1\n-172,834.3\n-34,353.8\n70,271.8\n67,607.2\n Deposit Money Banks (DMBs)\n-168,281.7\n-114,069.3\n-180,447.4\n-204,438.1\n-219,094.2\n-115,561.0\n-204,196.9\n-282,081.0\n-294,731.2\n-262,175.5\n-175,757.2\n33,238.4\n-45,036.0\n-106,467.2\n-162,792.6\n-103,107.2\n Other Banking Institutions (OBIs) \\1\n-12,707.3\n15,221.1\n9,767.9\n23,635.1\n8,594.7\n-14,760.6\n-26,955.3\n10,757.3\n15,018.3\n10,239.0\n14,553.2\n10,106.4\n3,200.1\n-19,342.5\n-10,981.7\n-36,824.9\n Liabilities \\2\n246,773.7\n263,115.2\n236,757.2\n311,392.8\n330,812.5\n456,187.9\n367,926.6\n283,559.6\n20,188.5\n160,762.2\n112,128.0\n37,428.9\n-8,901.0\n156,440.0\n155,218.9\n97,924.0\n RBZ\n-114,916.2\n-117,925.2\n-129,214.3\n-141,597.9\n-142,138.7\n-294,509.5\n-261,255.8\n-283,804.9\n-48,600.0\n-96,131.8\n-60,845.6\n19,340.3\n34,361.2\n18,611.0\n75,864.3\n83,389.7\n DMBs\n-165,096.0\n-178,769.8\n-131,012.2\n-198,281.1\n-217,181.2\n-187,715.9\n-130,095.6\n-23,610.5\n14,958.5\n-83,111.7\n-63,177.9\n-46,073.7\n-13,602.2\n-162,923.9\n-219,844.2\n-170,029.2\n OBIs\n33,238.5\n33,579.8\n23,469.3\n28,486.1\n28,507.4\n26,037.5\n23,424.8\n23,855.8\n13,453.0\n18,481.3\n11,895.4\n-10,695.4\n-11,858.0\n-12,127.1\n-11,239.0\n-11,284.5\nNET DOMESTIC ASSETS \\3\n254,086.5\n374,380.8\n380,322.6\n319,048.5\n279,980.3\n25,501.8\n148,570.5\n257,686.8\n400,538.7\n272,589.1\n251,024.5\n376,976.5\n367,137.9\n333,441.6\n310,287.2\n388,719.3\nDOMESTIC CREDIT\n252,119.7\n261,621.9\n309,956.1\n245,588.9\n134,866.3\n190,918.6\n379,639.8\n679,564.0\n695,004.5\n776,284.9\n794,638.6\n812,660.2\n865,327.7\n992,339.8\n1,156,742.8\n1,244,947.0\n Claims on Government (net) \n170,818.5\n130,627.9\n157,639.0\n185,227.8\n122,671.7\n47,442.1\n188,341.5\n482,132.6\n575,620.5\n736,056.5\n754,533.2\n739,918.1\n782,714.1\n897,401.8\n1,048,718.3\n986,766.1\n RBZ\n-12,964.3\n-12,843.3\n-23,881.4\n-11,412.3\n-11,726.2\n-21,094.5\n99,556.4\n99,026.6\n92,986.5\n289,241.2\n270,492.4\n290,213.2\n286,430.3\n328,127.9\n356,615.8\n367,824.5\n DMBs\n152,163.6\n150,725.7\n168,946.7\n184,880.3\n122,554.5\n49,095.3\n60,904.0\n354,951.8\n444,479.8\n415,882.2\n448,362.7\n412,213.7\n457,069.2\n511,078.6\n631,757.3\n563,398.7\n OBIs\n31,619.3\n-7,254.5\n12,573.7\n11,759.9\n11,843.4\n19,441.3\n27,881.1\n28,154.2\n38,154.2\n30,933.0\n35,678.2\n37,491.3\n39,214.6\n58,195.3\n60,345.2\n55,543.0\n Claims on Public Enterprises \n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-7,984.8\n24,181.6\n25,922.7\n-20,025.0\n-28,752.0\n-13,816.8\n-17,867.0\n12,502.1\n17,145.1\n74,160.0\n80,539.8\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n2,423.7\n30,362.6\n30,375.1\n79,569.5\n76,732.8\n DMBs\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-9,711.2\n22,450.1\n24,052.3\n-21,919.3\n-30,883.4\n-17,194.6\n-21,602.9\n-19,027.0\n-14,156.5\n-6,547.4\n2,880.7\n Agri-PEs\n-5,003.2\n-5,004.2\n-5,005.2\n-7,246.8\n-7,246.8\n-6,896.5\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n Other\n17,954.0\n10,820.4\n11,110.4\n11,661.5\n15,501.8\n-2,814.7\n29,348.9\n30,961.2\n-20,403.0\n-29,372.5\n-15,680.0\n-20,087.4\n-17,511.5\n-12,639.9\n-5,029.8\n4,399.2\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n994.2\n783.2\n705.1\n200.0\n1,279.1\n1,312.2\n1,166.5\n926.4\n1,137.9\n926.4\n Claims on Private Sector\n68,350.4\n125,177.8\n146,211.9\n55,946.4\n3,939.6\n151,461.2\n167,116.7\n171,508.7\n139,409.0\n68,980.4\n53,922.1\n90,609.0\n70,111.5\n77,793.0\n33,864.5\n177,641.0\n RBZ\n-394.8\n-390.8\n-390.8\n-390.8\n-390.8\n-3,336.1\n-3,187.1\n-3,589.5\n16,964.5\n31,997.2\n58,043.6\n32,634.0\n41,234.4\n42,717.2\n55,824.2\n58,324.2\n DMBs\n-124,890.6\n-69,400.6\n-43,543.7\n-120,031.2\n-192,169.1\n-33,095.8\n-19,566.9\n4,881.3\n-55,223.4\n-103,031.0\n-141,232.5\n-64,459.1\n-65,906.0\n-55,036.1\n-135,814.0\n25,822.4\n OBIs\n193,635.8\n194,969.2\n190,146.4\n176,368.4\n196,499.5\n187,893.1\n189,870.6\n170,216.9\n177,667.9\n140,014.2\n137,110.9\n122,434.1\n94,783.1\n90,111.8\n113,854.3\n93,494.4\nOTHER ITEMS (NET) \n1,966.8\n112,758.9\n70,366.5\n73,459.6\n145,114.0\n-165,416.8\n-231,069.3\n-421,877.2\n-294,465.8\n-503,695.8\n-543,614.1\n-435,683.7\n-498,189.8\n-658,898.2\n-846,455.6\n-856,227.7\nBROAD MONEY (M3) \n505,576.8\n608,355.2\n471,093.6\n451,480.0\n316,107.4\n276,380.8\n208,386.1\n162,237.0\n220,443.8\n249,890.4\n150,972.4\n197,521.1\n143,566.8\n329,718.1\n362,003.6\n414,318.5\nGROWTH RATES\n Broad Money (M3) \n12.8%\n16.0%\n12.0%\n11.6%\n7.9%\n6.8%\n4.9%\n3.8%\n5.1%\n5.9%\n3.5%\n4.5%\n3.2%\n7.5%\n8.2%\n9.5%\n Domestic Credit \n6.2%\n6.4%\n7.6%\n6.2%\n3.3%\n4.6%\n9.1%\n16.4%\n16.7%\n18.5%\n18.8%\n19.0%\n20.0%\n22.8%\n26.4%\n29.4%\n Claims on Private Sector\n1.8%\n3.4%\n4.0%\n1.6%\n0.1%\n4.2%\n4.6%\n4.8%\n3.9%\n1.9%\n1.4%\n2.4%\n1.9%\n2.0%\n0.9%\n4.9%\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n$ Thousands\n2016\n2015\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\nAug\n580,775.3\n28,148.8\n58,618.6\n460,451.4\n22,509.2\n105,466.9\n411,831.6\n176,732.7\n440,470.4\n41,154.5\n571,926.0\n886.9\n2,898,972.1\nSep\n598,429.9\n28,307.9\n59,213.0\n443,604.1\n22,711.9\n102,015.0\n421,228.0\n174,144.2\n467,804.5\n43,051.0\n569,250.1\n929.5\n2,930,689.0\nOct\n609,537.2\n33,868.4\n53,813.7\n466,727.6\n21,566.0\n104,959.3\n447,136.6\n141,401.6\n484,254.8\n40,156.6\n573,330.4\n907.7\n2,977,660.0\nNov\n650,547.2\n28,696.7\n49,784.9\n440,864.2\n12,868.9\n104,288.1\n428,393.1\n152,136.9\n444,207.8\n40,760.5\n543,920.4\n696.2\n2,897,164.8\nDec\n590,610.6\n30,958.8\n44,706.5\n366,799.2\n13,354.6\n87,897.5\n450,208.5\n163,452.9\n475,424.5\n40,154.3\n518,998.3\n527.5\n2,783,093.0\n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2015\nJANUARY\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFEBRUARY\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMARCH\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nAPRIL\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMAY\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJUNE\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJULY\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\nAUGUST\n168,075.2\n86,038.9\n108,477.7\n472,875.1\n335,158.3\n784,616.6\n401,830.1\n76,647.0\n1,042,260.4\n55,455.9\n657,177.1\n51,922.5\n4,240,535.0\nSEPTEMBER\n197,641.5\n85,842.6\n112,415.3\n462,925.6\n349,564.2\n831,813.0\n379,121.4\n71,090.0\n1,033,106.7\n53,348.1\n676,308.0\n55,759.2\n4,308,935.5\nOCTOBER\n219,922.3\n85,382.0\n116,874.4\n447,200.7\n331,543.6\n821,640.8\n378,568.5\n68,298.7\n1,100,719.7\n55,846.7\n648,757.5\n67,353.2\n4,342,108.3\nNOVEMBER\n212,806.1\n85,815.7\n98,468.4\n465,089.7\n334,835.6\n846,959.0\n363,754.4\n71,866.2\n1,074,141.8\n56,110.3\n665,421.1\n64,630.3\n4,339,898.7\nDECEMBER\n196,092.9\n88,273.0\n102,636.9\n518,411.4\n336,909.2\n864,491.7\n307,845.0\n63,337.5\n1,163,771.1\n57,410.5\n639,985.6\n66,435.7\n4,405,600.5\n2016\nJANUARY\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \n \n \n \n \nEnd Pe rio d\n19 9 9\n2 0 0 0\n2 0 0 1\n2 0 0 2\n2 0 0 3\n2 0 0 4\n2 0 0 5\n2 0 0 6\n2 0 0 7\n2 0 0 8\n2 0 0 9\n2 0 10\n2 0 11\n2 0 12\n2 0 13\n2 0 14\n2 0 15\n( U S $ millio ns )\nLo ng - Te rm Ext e rnal D e b t\n3 ,53 0\n3 ,2 2 7\n3 ,2 55\n3 ,3 2 7\n3 ,6 4 4\n3 ,9 2 7\n3 ,8 0 5\n3 ,9 6 5\n4 ,0 3 2\n4 ,4 6 4\n4 ,9 51\n5,175\n6 ,0 9 6\n6 ,6 0 7\n7,3 70\n8 ,4 4 4\n8 ,4 2 6\nGo ve rnme nt\n2 ,4 6 1\n2 ,2 4 9\n2 ,3 2 8\n2 ,3 76\n2 ,6 17\n2 ,8 4 4\n2 ,8 9 5\n3 ,0 2 4\n3 ,0 54\n3 ,4 6 4\n4 ,0 3 7\n4 ,0 9 5\n4 ,6 3 8\n4 ,9 2 9\n5,0 12\n4 ,52 2\n5,2 9 3\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\nPub lic Ent e rp ris e s\n54 3\n53 4\n56 8\n6 16\n6 9 8\n714\n70 9\n76 6\n79 0\n8 2 5\n8 57\n9 3 8\n1,0 9 2\n1,19 8\n1,3 56\n1,6 6 1\n1,2 2 0\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nM o ne t ary A ut ho rit ie s\n3 6 4\n2 9 2\n2 9 2\n2 79\n2 8 8\n2 9 1\n14 4\n13 0\n13 7\n14 0\n14 0\n13 8\n12 7\n12 5\n12 5\n12 0\n110\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\nPrivat e\n16 2\n152\n6 7\n56\n4 1\n78\n57\n4 5\n51\n3 5\n57\n14 2\n3 6 6\n4 8 0\n1,0 0 2\n2 ,2 6 1\n1,9 13\nS ho rt - Te rm Ext e rnal D e b t\n53 2\n2 9 8\n16 7\n18 3\n16 9\n14 4\n173\n2 8 1\n3 8 7\n2 2 6\n1,19 8\n1,3 8 2\n1,2 8 9\n8 9 0\n1,56 4\n2 ,3 9 4\n2 ,2 58\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\nTo t al Ext e rnal D e b t\n4 ,0 6 2\n3 ,52 5\n3 ,4 2 2\n3 ,510\n3 ,8 12\n4 ,0 71\n3 ,9 78\n4 ,2 4 6\n4 ,4 19\n4 ,6 9 0\n6 ,14 9\n6 ,557\n7,3 8 5\n7,4 9 7\n8 ,9 3 4\n10 ,8 3 8\n10 ,6 8 4\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2014 \nJan\n6.00-35.00\n14.09 \n9.30 \nFeb \n6.00-35.00\n14.08 \n9.32 \nMar\n6.00-35.00\n14.24 \n9.27 \nApr\n6.00-35.00\n14.22 \n9.12 \nMay\n6.00-35.00\n14.39 \n9.25 \nJun\n6.00-35.00\n14.44 \n9.33 \nJul\n6.00-35.00\n14.33 \n9.45 \nAug\n6.00-35.00\n14.28 \n9.45 \nSep\n6.00-35.00\n14.45 \n9.57 \nOct\n6.00-35.00\n14.36 \n9.90 \nNov\n6.00-35.00\n14.26 \n9.97 \nDec\n6.00-35.00\n14.19 \n9.68 \n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nAug\n4.30-26.00\n11.96 \n8.51 \nSep\n4.30-25.00\n11.81 \n8.47 \nOct\n4.00-18.00\n10.98 \n7.28 \nNov\n4.00-16.25\n12.20 \n7.67 \nDec\n6.00-16.00\n11.99 \n7.57 \n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2014 \nJan\n0.15-8.00\n3.00-20.00\nFeb \n0.15-8.00\n3.00-20.00\nMar\n0.15-8.00\n3.00-20.00\nApr\n0.15-8.00\n3.00-20.00\nMay\n0.15-8.00\n3.00-20.00\nJun\n0.15-8.00\n3.00-20.00\nJul\n0.15-8.00\n3.00-20.00\nAug\n0.15-8.00\n4.00-20.00\nSep\n0.15-8.00\n4.00-20.00\nOct\n0.15-8.00\n4.00-20.00\nNov\n0.15-8.00\n4.00-20.00\nDec\n0.15-8.00\n3.00-20.00\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\nAug\n0.30-8.00\n1.00-15.00\nSep\n0.30-8.00\n1.00-16.00\nOct\n0.50-8.00\n1.00-17.00\nNov\n0.75-8.00\n1.00-17.00\nDec\n0.50-8.00\n0.75-17.00\n2016 \nJan\n0.50-8.00\n0.75-17.00\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \n \nFOOD IN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, WA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TION\nR EC R EA TION &\nED U C A TION\nR ES TA U R A N TS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON A LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2014\nJA N U A R Y\n0 .2 0\n- 0 .0 7\n0 .0 0\n0 .0 1\n- 0 .2 3\n0 .0 1\n0 .0 0\n- 0 .0 7\n0 .0 2\n0 .16\n- 0 .0 9\n0 .0 0\n0 .4 4\n0 .14\nFEB R U A R Y\n- 0 .0 1\n- 0 .0 9\n- 0 .11\n- 0 .0 8\n0 .0 9\n0 .0 8\n0 .0 0\n- 0 .0 4\n0 .2 3\n- 0 .0 8\n0 .0 7\n- 0 .0 1\n0 .18\n0 .0 5\nM A R C H\n- 0 .0 5\n- 0 .0 6\n- 0 .8 2\n- 0 .12\n0 .0 2\n0 .0 0\n0 .0 1\n0 .0 0\n0 .0 0\n0 .0 1\n- 0 .3 0\n- 0 .2 6\n- 0 .14\n- 0 .2 2\nA PR IL\n0 .3 0\n- 0 .10\n- 0 .13\n- 0 .75\n0 .16\n0 .3 3\n- 0 .0 2\n0 .3 4\n12 .6 4\n- 1.0 2\n- 0 .0 3\n1.0 9\n- 0 .4 6\n0 .58\nM A Y\n0 .11\n- 0 .11\n- 0 .0 6\n- 0 .2 9\n0 .0 0\n0 .2 3\n- 0 .0 3\n- 0 .2 0\n0 .0 7\n- 0 .13\n- 0 .4 3\n- 0 .0 5\n- 0 .3 0\n- 0 .13\nJU N E\n- 0 .0 5\n0 .12\n0 .0 0\n0 .0 6\n0 .3 0\n- 0 .0 3\n0 .0 0\n- 0 .0 9\n0 .0 0\n- 0 .11\n0 .15\n0 .0 2\n- 0 .12\n- 0 .0 3\nJU LY\n- 0 .4 7\n- 0 .2 1\n0 .12\n0 .3 0\n- 0 .0 1\n0 .11\n- 0 .12\n- 0 .13\n- 0 .0 8\n1.79\n0 .8 5\n- 0 .3 7\n0 .2 5\n0 .0 1\nA U GU S T\n- 0 .8 1\n- 0 .0 5\n- 0 .0 9\n0 .0 0\n- 0 .14\n0 .0 4\n0 .2 8\n- 0 .0 6\n- 0 .0 8\n- 0 .0 2\n0 .0 2\n- 1.2 1\n- 0 .0 7\n- 0 .3 1\nS EPTEM B ER\n0 .10\n0 .14\n0 .4 5\n- 0 .2 7\n0 .2 1\n0 .3 8\n- 0 .0 6\n- 0 .14\n0 .0 0\n- 0 .4 0\n0 .11\n0 .15\n- 0 .3 4\n- 0 .0 1\nOC TOB ER\n0 .16\n0 .0 7\n0 .0 0\n- 0 .14\n- 0 .0 1\n- 0 .2 7\n- 0 .0 6\n- 0 .0 4\n0 .0 1\n0 .0 2\n0 .0 3\n- 0 .0 4\n- 0 .2 4\n- 0 .11\nN OV EM B ER\n0 .19\n0 .12\n- 0 .0 3\n- 0 .0 9\n0 .0 9\n0 .10\n0 .0 2\n0 .0 2\n- 9 .18\n- 0 .6 2\n0 .0 6\n- 0 .9 6\n- 0 .11\n- 0 .6 9\nD EC EM B ER\n0 .0 1\n- 0 .10\n0 .16\n- 0 .10\n0 .13\n0 .19\n0 .0 0\n- 0 .16\n0 .0 0\n- 0 .2 3\n- 0 .15\n0 .0 4\n- 0 .3 6\n- 0 .0 9\n2015\nJA N U A R Y\n- 0 .0 4\n- 0 .0 1\n0 .0 8\n0 .0 7\n0 .0 6\n- 0 .9 7\n- 13 .4 1\n0 .0 2\n- 0 .0 8\n- 0 .4 8\n0 .3 0\n- 0 .6 9\n0 .4 0\n- 0 .3 4\nFEB R U A R Y\n0 .2 5\n- 0 .3 5\n- 0 .0 9\n- 0 .11\n- 0 .0 2\n- 0 .4 1\n- 0 .10\n- 0 .17\n0 .0 0\n- 0 .2 8\n0 .10\n- 0 .13\n0 .0 5\n- 0 .0 7\nM A R C H\n0 .12\n- 0 .2 7\n- 0 .0 6\n- 0 .0 2\n- 0 .0 5\n0 .0 2\n0 .0 0\n0 .0 3\n0 .0 0\n0 .12\n0 .10\n- 0 .0 3\n- 0 .0 3\n- 0 .0 3\nA PR IL\n- 0 .6 3\n- 0 .0 1\n- 0 .71\n- 3 .3 5\n- 0 .4 6\n- 0 .0 5\n- 0 .15\n- 0 .13\n- 0 .0 7\n0 .59\n0 .4 1\n- 0 .0 4\n- 1.0 1\n- 0 .8 9\nM A Y\n- 0 .17\n- 0 .4 1\n0 .18\n- 0 .2 5\n0 .10\n- 0 .2 5\n- 0 .0 2\n- 0 .11\n0 .0 0\n- 0 .0 8\n- 0 .4 4\n- 0 .10\n- 0 .3 7\n- 0 .19\nJU N E\n0 .3 6\n- 0 .0 6\n- 0 .0 2\n- 0 .0 7\n- 0 .17\n0 .0 6\n0 .0 1\n- 0 .0 9\n0 .0 0\n- 0 .0 7\n0 .11\n0 .0 1\n- 0 .4 5\n- 0 .14\nJU LY\n- 0 .0 8\n0 .0 5\n- 0 .56\n- 0 .8 2\n0 .15\n- 0 .0 9\n- 0 .0 2\n- 0 .14\n7.4 8\n- 0 .0 2\n0 .0 3\n0 .4 7\n- 0 .8 1\n0 .0 6\nA U GU S T\n- 0 .2 7\n- 0 .0 1\n0 .0 2\n- 0 .14\n- 0 .0 4\n- 0 .2 9\n- 0 .0 6\n- 0 .2 6\n0 .0 0\n- 0 .14\n- 0 .0 9\n- 0 .10\n- 0 .75\n- 0 .3 6\nS EPTEM B ER\n- 0 .0 5\n0 .0 0\n- 0 .6 2\n- 0 .52\n0 .0 4\n- 0 .4 2\n- 0 .3 8\n- 0 .0 1\n0 .0 0\n1.2 8\n- 0 .3 0\n- 0 .3 1\n- 0 .4 7\n- 0 .3 6\nOC TOB ER\n- 0 .4 3\n- 0 .3 1\n- 0 .0 8\n- 0 .3 2\n0 .6 1\n- 0 .4 7\n0 .0 2\n- 0 .14\n0 .0 0\n- 0 .18\n0 .12\n- 0 .17\n- 0 .53\n- 0 .2 9\nN OV EM B ER\n- 0 .15\n- 0 .19\n- 0 .0 1\n- 0 .2 4\n0 .0 0\n- 0 .0 8\n- 0 .2 3\n- 0 .0 2\n2 .8 3\n- 0 .0 3\n- 0 .0 2\n0 .2 2\n0 .0 4\n0 .16\nD EC EM B ER\n- 0 .4 1\n- 0 .15\n0 .18\n- 0 .0 7\n- 0 .0 6\n- 0 .2 5\n- 0 .0 3\n0 .0 9\n0 .0 0\n- 0 .0 7\n- 0 .3 0\n- 0 .0 6\n- 0 .2 1\n- 0 .11\n2016\nJA N U A R Y\n0 .0 5\n- 0 .0 2\n- 0 .0 4\n- 0 .3 0\n- 0 .15\n- 0 .3 7\n0 .0 0\n- 0 .18\n0 .0 0\n- 0 .16\n- 0 .2 9\n- 0 .13\n0 .13\n- 0 .0 5\nN ON - FOOD IN FLA TION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A\nTION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N\nTS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2 0 14\nJA N U A R Y\n5.0 3\n0 .0 3\n3 .6 3\n- 1.0 7\n1.8 7\n1.6 2\n- 14\n- 1.12\n11.3\n2 .18\n- 0 .4 3\n1.6 7\n- 2 .0 8\n0 .4 1\nFEB R U A R Y\n2 .2 1\n- 0 .4 3\n3 .0 9\n- 1.3 5\n0 .4 4\n0 .0 5\n- 13 .8 6\n- 1.0 8\n11.4 7\n1.3 2\n- 1.4 5\n0 .9 3\n- 3 .2 6\n- 0 .4 9\nM A R C H\n1.6 7\n- 0 .53\n2 .2 1\n- 1.8 2\n0 .4\n- 0 .4 4\n- 13 .6 8\n- 1.2 1\n11.4 7\n2 .4 7\n- 1.8 2\n0 .51\n- 3 .71\n- 0 .9 1\nA PR IL\n1.78\n- 0 .55\n0 .4 6\n- 2 .6\n0 .2 2\n- 0 .11\n- 0 .6 2\n- 0 .9 3\n2 0 .71\n1.13\n- 1.56\n1.5\n- 3 .73\n- 0 .2 6\nM A Y\n1.9 1\n- 0 .8 3\n0 .3 9\n- 2 .6 2\n0 .2 9\n0 .8 6\n- 0 .6\n- 0 .6 4\n2 0 .79\n0 .9 5\n- 1.6 9\n1.6 2\n- 3 .75\n- 0 .19\nJU N E\n1.6 8\n- 0 .8 1\n0 .4\n- 2 .54\n0 .6 4\n0 .9 7\n- 0 .2 7\n- 0 .8 4\n2 0 .79\n0 .9 9\n- 1.6 7\n1.6 7\n- 3 .54\n- 0 .0 8\nJU LY\n- 2 .8 8\n1.6 4\n- 0 .6 8\n0 .7\n- 2 .4\n0 .8\n0 .5\n- 0 .4\n- 0 .8\n2 3\n1.8\n- 2\n1.9\n0 .3\nA U GU S T\n- 2 .79\n2 .0 2\n- 0 .4 4\n- 0 .1\n- 2 .5\n0 .6\n0 .7\n- 0 .3\n- 0 .8\n2 1.4\n0 .9\n- 2 .8\n1.6\n0 .2\nS EPTEM B ER\n2 .10\n- 0 .3 4\n- 0 .0 3\n- 2 .6 0\n0 .9 8\n0 .9 9\n- 0 .3 2\n- 0 .8 5\n2 1.4 2\n0 .2 8\n- 3 .0 6\n1.59\n- 2 .9 5\n0 .0 9\nOC TOB ER\n1.0 4\n- 0 .2 7\n- 0 .0 1\n- 2 .3 8\n0 .9 1\n1.0 4\n- 0 .3 1\n- 0 .75\n2 1.4 1\n0 .3 8\n- 2 .8 3\n1.59\n- 3 .2 3\n0 .0 0\nN OV EM B ER\n0 .8 4\n0 .0 4\n- 0 .0 3\n- 2 .11\n0 .9 1\n1.2 6\n- 0 .2 8\n- 0 .59\n4 .4 4\n- 1.3 1\n- 2 .50\n0 .17\n- 2 .75\n- 0 .78\nD EC EM B ER\n0 .71\n- 0 .0 5\n- 0 .2 4\n- 1.9 2\n0 .9 2\n1.18\n- 0 .3 3\n- 0 .53\n4 .4 5\n- 1.54\n- 2 .2 1\n0 .13\n- 2 .7\n- 0 .8\n2 0 15\nJA N U A R Y\n0 .4 7\n0 .0 0\n- 0 .16\n- 1.8 6\n1.2 1\n0 .19\n- 13 .6 9\n- 0 .4 4\n4 .3 5\n- 2 .16\n- 1.8 2\n- 0 .57\n- 2 .74\n- 1.2 8\nFEB R U A R Y\n0 .73\n- 0 .2 5\n- 0 .14\n- 1.8 8\n1.10\n- 0 .3 0\n- 13 .78\n- 0 .57\n4 .11\n- 2 .3 6\n- 1.8 0\n- 0 .6 8\n- 2 .8 7\n- 1.4 0\nM A R C H\n0 .9 0\n- 0 .4 6\n0 .6 2\n- 1.78\n1.0 3\n- 0 .2 8\n- 13 .78\n- 0 .54\n4 .11\n- 2 .2 6\n- 1.4 1\n- 0 .4 4\n- 2 .77\n- 1.2 0\nA PR IL\n- 2 .9 3\n0 .59\n- 1.0 7\n- 2 .6 2\n- 1.50\n0 .8 1\n- 0 .76\n- 13 .8 8\n- 0 .9 5\n- 7.0 2\n- 0 .8 4\n- 1.4 1\n- 2 .51\n- 2 .6 5\nM A Y\n0 .3 1\n- 1.3 7\n- 2 .3 9\n- 1.4 5\n0 .9 2\n- 1.2 3\n- 13 .8 7\n- 0 .8 6\n- 7.0 9\n- 0 .79\n- 1.4 2\n- 2 .56\n- 3 .0 0\n- 2 .70\nJU N E\n0 .72\n- 1.54\n- 2 .4 1\n- 1.58\n0 .4 5\n- 1.14\n0 .0 0\n- 0 .8 7\n- 7.0 9\n- 0 .75\n- 1.3 8\n- 2 .57\n- 3 .3 2\n- 2 .8 1\nJU LY\n0 .74\n- 1.6 1\n- 3 .2 4\n- 2 .3 7\n0 .50\n- 1.12\n- 13 .77\n- 0 .9 3\n- 1.9 0\n- 1.6 1\n- 0 .9 9\n- 2 .3 5\n- 3 .6 5\n- 2 .77\nA U GU S T\n0 .6 1\n- 1.53\n- 3 .2 2\n- 2 .3 7\n0 .4 2\n- 1.6 7\n- 13 .77\n- 1.11\n- 1.8 8\n- 1.78\n0 .13\n- 2 .3 8\n- 3 .59\n- 2 .77\nS EPTEM B ER\n0 .4 7\n- 1.6 7\n- 4 .2 5\n- 2 .6 2\n0 .2 5\n- 2 .4 5\n- 14 .0 5\n- 0 .9 9\n- 1.8 8\n- 0 .12\n- 0 .2 8\n- 2 .8 3\n- 3 .72\n- 3 .11\nOC TOB ER\n- 0 .12\n- 2 .0 4\n- 4 .3 3\n- 2 .8 0\n0 .8 6\n- 2 .6 4\n- 13 .9 8\n- 1.0 9\n- 1.8 9\n- 0 .3 2\n- 0 .2 0\n- 2 .9 5\n- 4 .0 0\n- 3 .2 9\nN OV EM B ER\n- 0 .4 5\n- 2 .3 5\n- 4 .3 2\n- 2 .9 4\n0 .77\n- 2 .8 1\n- 14 .19\n- 1.14\n11.0 8\n0 .2 8\n- 0 .2 7\n- 1.8 0\n- 3 .8 5\n- 2 .4 6\nD EC EM B ER\n- 0 .8 8\n- 2 .3 9\n- 4 .2 9\n- 2 .9 1\n0 .57\n- 3 .2 4\n- 14 .2 2\n- 0 .8 9\n11.0 8\n0 .4 3\n- 0 .4 2\n- 1.8 9\n- 3 .71\n- 2 .4 7\n2 0 15\nJA N U A R Y\n- 0 .79\n- 2 .4 1\n- 4 .4 0\n- 3 .2 7\n0 .3 7\n- 2 .6 6\n- 0 .9 3\n- 1.0 9\n11.17\n0 .75\n- 1.0 1\n- 1.3 4\n- 3 .9 6\n- 2 .19\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2014\nJANUARY\n11.21\n9.09\n102.47\n1.35\n1.65\nFEBRUARY\n10.71\n8.85\n101.74\n1.37\n1.67\nMARCH\n10.56\n8.85\n102.38\n1.38\n1.68\nAPRIL\n10.57\n8.85\n102.38\n1.38\n1.68\nMAY\n10.44\n8.73\n101.61\n1.36\n1.67\nJUNE\n10.58\n8.67\n101.3\n1.36\n1.7\nJULY\n10.68\n8.85\n102.76\n1.36\n1.69\nAUGUST\n10.98\n9.07\n107.35\n1.29\n1.63\nSEPTEMBER\n11.26\n9.26\n109.39\n1.27\n1.63\nOCTOBER\n10.90\n9.11\n110.87\n1.26\n1.59\nNOVEMBER\n11.02\n9.22\n118.21\n1.38\n1.57\nDECEMBER\n11.56\n9.51\n119.65\n1.22\n1.56\n2015\nJANUARY\n11.55\n9.61\n117.85\n1.13\n1.51\nFEBRUARY\n11.55\n9.61\n119.17\n1.12\n1.54\nMARCH\n12.16\n9.96\n120.19\n1.08\n1.48\nAPRIL\n11.82\n9.74\n118.60\n1.11\n1.54\nMAY\n12.13\n9.76\n123.87\n1.09\n1.53\nJUNE\n12.26\n9.92\n122.31\n1.12\n1.57\nJULY\n12.71\n10.67\n124.03\n1.09\n1.56\nAUGUST\n13.31\n10.20\n121.11\n1.12\n1.54\nSEPTEMBER\n13.90\n10.55\n119.94\n1.12\n1.54\nOCTOBER\n13.85\n10.47\n121.15\n1.10\n1.54\nNOVEMBER\n14.40\n10.70\n122.73\n1.06\n1.53\nDECEMBER\n15.56\n11.10\n120.42\n1.09\n1.49\n2016\nJANUARY\n16.09\n11.43\n120.55\n1.09\n1.45\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Fo reign currency per US Do llar.\n2. US Do llar per unit o f fo reign currency.\n \n \nMONTHLY ECONOMIC REVIEW \n20 \n \n \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1581.9\n21.4\n2796.8\n557.7\n360.2\n366.1\n5684.2\n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1524.2\n17.9\n2792.5\n564.8\n325.3\n356.8\n5581.5\n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1543.8\n15.5\n2925.5\n527.3\n352.5\n362.0\n5726.6\n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1528.6\n18.2\n2967.1\n527.1\n364.2\n385.4\n5790.7\n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1779.2\n18.2\n2922.7\n525.7\n434.2\n384.3\n6064.3\n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1962.4\n28.8\n2872.6\n498.4\n351.0\n386.2\n6099.4\n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1900.7\n28.8\n2815.0\n504.1\n361.1\n388.8\n5998.5\n Aug\n1.0\n234.0\n523.7\n104.3\n194.7\n76.1\n786.5\n5.1\n1925.3\n28.8\n2810.1\n535.2\n339.9\n390.5\n6029.6\n Sep\n1.0\n255.2\n551.8\n114.8\n192.9\n63.7\n764.9\n5.1\n1949.4\n28.0\n2844.1\n599.2\n404.6\n392.3\n6217.7\n Oct\n0.9\n215.7\n536.1\n143.7\n171.5\n83.5\n808.3\n5.2\n1964.9\n26.7\n2884.2\n599.3\n350.6\n391.5\n6217.0\n Nov\n1.2\n186.9\n526.1\n135.9\n123.5\n74.3\n871.8\n5.2\n1924.9\n26.6\n2931.5\n603.6\n355.3\n393.6\n6235.5\n Dec\n0.7\n181.6\n542.9\n127.5\n118.6\n79.7\n1031.3\n5.2\n2087.6\n20.8\n2820.5\n582.0\n352.8\n396.7\n6260.4\n2016\n Jan\n1.0\n172.0\n646.9\n119.2\n130.7\n76.6\n981.9\n5.2\n2133.5\n20.6\n2763.7\n582.8\n387.3\n396.6\n6284.4\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5684.2\n3614.0\nFeb\n2079.6\n876.1\n611.6\n3567.3\n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5581.5\n3567.3\nMar\n2139.3\n940.4\n513.3\n3593.0\n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5726.6\n3593.0\nApr\n2098.7\n943.5\n629.8\n3672.0\n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5790.7\n3672.0\nMay\n2131.8\n1015.3\n615.3\n3762.4\n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6064.3\n3762.4\nJun\n2213.2\n1021.9\n593.5\n3828.7\n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6099.4\n3828.7\nJul\n2166.4\n889.7\n732.5\n3788.6\n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5998.5\n3788.6\nAug\n2266.7\n790.9\n723.1\n3780.7\n490.7\n0.0\n83.4\n825.7\n535.2\n313.9\n6029.6\n3780.7\nSep\n2276.7\n967.6\n648.7\n3892.9\n504.0\n0.0\n72.0\n828.1\n599.2\n321.5\n6217.7\n3892.9\nOct\n2259.9\n909.3\n667.8\n3837.0\n494.3\n0.0\n122.2\n841.2\n599.3\n322.9\n6217.0\n3837.0\nNov\n2475.9\n919.4\n580.1\n3975.4\n347.6\n0.0\n126.0\n845.3\n603.6\n337.5\n6235.5\n3975.4\nDec\n2512.2\n999.0\n543.0\n4054.2\n320.4\n0.0\n140.4\n866.9\n582.0\n296.5\n6260.4\n4054.2\n2016\nJan\n2562.6\n952.2\n558.7\n4073.5\n313.2\n0.0\n135.6\n871.3\n582.8\n308.0\n6284.4\n4073.5\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\n Aug\n0.0\n0.1\n1.8\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n60.0\n0.0\n9.3\n28.1\n99.4\n Sep\n0.0\n0.1\n2.2\n0.0\n0.0\n0.2\n0.0\n0.0\n2.5\n0.0\n59.2\n0.0\n9.2\n28.0\n98.9\n Oct\n0.0\n0.1\n2.1\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n59.4\n0.0\n9.1\n27.8\n98.8\n Nov\n0.0\n0.1\n2.0\n0.0\n0.0\n0.2\n0.0\n0.0\n2.4\n0.0\n58.5\n0.0\n9.5\n20.6\n91.0\n Dec\n0.0\n0.1\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n1.9\n0.0\n59.8\n0.0\n9.4\n20.5\n91.6\n2016\n Jan\n0.0\n0.1\n1.9\n0.0\n0.0\n0.2\n0.0\n0.0\n2.2\n0.0\n60.7\n0.0\n9.3\n20.3\n92.5\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \n \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\n Aug\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-14.9\n0.0\n51.3\n99.4\n62.9\n Sep\n62.2\n0.0\n0.0\n62.2\n0.0\n0.0\n0.0\n-15.3\n0.0\n52.0\n98.9\n62.2\n Oct\n61.9\n0.0\n0.0\n61.9\n0.0\n0.0\n0.0\n-16.4\n0.0\n53.2\n98.8\n61.9\n Nov\n58.8\n0.0\n0.0\n58.8\n0.0\n0.0\n0.0\n-20.2\n0.0\n52.5\n91.0\n58.8\n Dec\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-20.1\n0.0\n53.2\n91.6\n58.5\n2016\n Jan\n58.5\n0.0\n0.0\n58.5\n0.0\n0.0\n0.0\n-18.8\n0.0\n52.9\n92.5\n58.5\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1222.6\nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1260.2\nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1255.5\nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1282.0\nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1298.0\nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n0.0\n324.8\n0.0\n464.9\n231.9\n139.4\n122.0\n1283.0\nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n0.0\n320.2\n0.0\n461.5\n230.6\n133.9\n121.9\n1268.2\nAug\n0.1\n53.0\n158.9\n0.0\n0.1\n76.2\n0.0\n288.4\n0.0\n482.9\n228.4\n136.0\n122.2\n1257.9\nSep\n0.1\n55.4\n161.7\n0.0\n0.1\n76.0\n0.0\n293.3\n0.0\n480.4\n263.4\n125.8\n122.1\n1285.0\nOct\n0.1\n45.2\n229.1\n0.0\n0.1\n76.0\n0.0\n350.5\n0.0\n494.0\n265.1\n126.0\n122.8\n1358.4\nNov\n0.1\n43.6\n256.8\n0.0\n0.1\n76.1\n0.0\n376.7\n0.0\n292.0\n479.3\n131.8\n121.1\n1400.9\nDec\n0.1\n27.3\n284.0\n0.0\n0.0\n76.6\n0.0\n387.9\n0.0\n317.4\n470.4\n114.7\n118.4\n1408.8\n2016\nJan\n0.1\n17.4\n227.8\n10.0\n0.0\n76.6\n0.0\n331.9\n0.0\n326.9\n415.3\n145.6\n119.7\n1339.4\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1222.6\n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1260.2\n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1255.5\n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1282.0\n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1298.0\n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1283.0\n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1268.2\n828.9\nAug\n438.4\n386.1\n824.5\n47.6\n73.2\n282.7\n29.9\n1257.9\n824.5\nSep\n498.9\n334.3\n833.2\n43.5\n84.9\n288.4\n35.0\n1285.0\n833.2\nOct\n465.3\n428.4\n893.7\n42.4\n99.0\n293.6\n29.7\n1358.4\n893.7\nNov\n446.1\n474.4\n920.4\n42.4\n104.3\n297.7\n36.0\n1400.9\n920.4\nDec\n480.5\n463.9\n944.4\n43.0\n99.4\n293.3\n28.8\n1408.8\n944.4\n2016\nJan\n447.7\n443.1\n890.7\n43.3\n74.7\n298.3\n32.3\n1339.4\n890.7\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$)\nVolume of Shares\nUS$ Millions\n2015\nJan\n164.9\n58.13\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.16\n55.38\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.22\n43.92\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.23\n42.93\n29,188,562.0\n563,833,853\n4,066.1\nMay\n152.96\n44.45\n23,280,422.2\n290,320,685\n3,978.1\nJun\n148.40\n44.30\n14,514,679.0\n80,441,278\n3,803.8\nJul\n145.35\n39.36\n20,419,108.0\n157,184,218\n3,812.7\nAug\n135.43\n35.34\n15,344,249.0\n76,187,436\n3,552.0\nSep\n131.93\n24.36\n18,202,232.0\n105,678,504\n3,444.5\nOct\n130.83\n23.57\n12,864,086.0\n63,758,585\n3,416.1\nNov\n117.55\n22.33\n8,947,586.0\n90,417,554\n3,141.7\nDec\n114.85\n23.72\n16,360,451.6\n183,792,940\n3,073.4\n2016\nJan\n103.04\n19.53\n10,399,904.0\n61,882,757\n2,790.4\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n27 \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\nAug\n1,514.0\n93.1\n824.5\n2,431.5\nSep\n1,616.2\n101.3\n833.2\n2,550.7\nOct\n1,577.1\n97.5\n893.7\n2,568.3\nNov\n1,499.5\n100.0\n920.4\n2,520.0\nDec\n1,542.0\n94.4\n944.4\n2,580.8\n2016\nJan\n1,511.0\n99.6\n890.7\n2,501.3\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\nAug\n1,925.3\n1,134.2\n791.0\n2.0\n18.9\n-16.9\nSep\n1,949.4\n1,167.9\n781.6\n2.5\n18.6\n-16.1\nOct\n1,964.9\n1,151.1\n813.8\n2.4\n18.6\n-16.2\nNov\n1,924.9\n1,192.6\n732.2\n2.4\n17.6\n-15.3\nDec\n2,087.6\n1,216.3\n871.3\n1.9\n17.6\n-15.6\n2016\nJan\n2,133.5\n1,222.1\n911.4\n2.2\n17.6\n-15.4\n1/ With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed to 25% of liabilities to the public, from 20%. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2014\nJan\n3093.01\n5.24\n102.26\n233.1\n228.25\n68.31\nFeb\n2954.93\n10.73\n96.27\n193.9\n217.14\n64.42\nMar\n3332.79\n10.4\n103.58\n232.94\n255.32\n87.94\nApr\n3439.33\n9.66\n126.26\n253.16\n264.38\n96.29\nMay\n3915.31\n13.65\n117.11\n181.35\n146.64\n121.98\nJun\n3657.44\n12.42\n110.38\n250.87\n284.18\n104.28\nJul\n3955.45\n11.72\n125.81\n267\n312.35\n101.75\nAug\n3467.34\n9.36\n135.9\n273.39\n320.36\n103.26\nSep\n4037.98\n11.16\n138.09\n280.8\n341.23\n115.94\nOct\n3843.84\n13.58\n150.09\n291.68\n362.30\n117.40\nNov\n4104.33\n9.33\n160.40\n299.94\n358.76\n103.76\nDec\n4615.04\n11.53\n148.5\n336.65\n395.93\n124.33\nAnnual Total\n44416.79\n128.78\n1514.65\n3094.78\n3486.84\n1209.66\n2015\nJan\n3659.00\n11.81\n154.43\n311.94\n352.18\n113.46\nFeb\n3221.13\n13.69\n141.79\n275.8\n334.62\n104.62\nMar\n3801.96\n11.11\n131.97\n298.30\n364.69\n111.70\nApr\n3919.47\n10.81\n133.99\n299.67\n341.22\n112.38\nMay\n3467.10\n13.08\n128.76\n316.66\n389.97\n124.5\nJun\n3014.73\n15.35\n123.53\n333.65\n438.72\n136.62\nJul\n4010.26\n12.64\n154.61\n332.37\n391.04\n128.61\nAug\n3299.06\n11.39\n193.36\n313.18\n391.19\n133.55\nSep\n3762.74\n12.93\n131.89\n318.75\n396.28\n396.28\nOct\n3964.53\n11.84\n149.41\n334.93\n434.71\n151.02\nNov\n3551.4\n12.02\n130.20\n347.68\n416.95\n154.38\nDec\n4167.88\n10.95\n146.60\n411.34\n477.51\n213.28\nAnnual Total\n43839.25\n147.62\n1720.54\n3894.27\n4729.07\n1880.40\n2016\nJan\n3385.87\n11.10\n137.39\n331.52\n388.89\n167.68\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.60\nFeb\n172.25\n32.23\n1140.94\n1027.88\n16160.42\n39.94\nMar\n191.64\n30.33\n1183.64\n1110.17\n18211.89\n44.48\nApr\n180.34\n26.98\n1151.25\n1107.52\n17269.69\n43.55\nMay\n179.76\n27.38\n1052.50\n1123.77\n18684.62\n43.22\nJun\n196.41\n31.85\n1121.24\n1038.18\n17478.24\n47.17\nJul\n199.10\n34.00\n1288.23\n1167.43\n18670.44\n49.36\nAug\n153.13\n28.05\n1373.48\n1122.22\n19750.59\n46.52\nSep\n164.31\n31.15\n1196.87\n1103.91\n19133.21\n50.40\nOct\n156.43\n30.78\n1295.03\n1152.83\n22166.45\n54.05\nNov\n143.44\n32.19\n1206.16\n1151.34\n21390.18\n51.34\nDec\n155.04\n27.25\n1359.88\n1183.57\n22904.33\n52.59\nAnnual Total\n2062.62\n361.73\n14543.30\n13413.30\n228723.31\n560.22\n2016\nJan\n132.26\n24.62\n1328.93\n1104.45\n19956.07\n49.89\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/January2016.pdf"}
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+{"doc_id": "ca01cc0c03cf961056a9647362d99e95", "text": "i \n \n \n \n \n \n \n \nMAY 2017 \n \n \n1 \n \nTable of Contents \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS........................................................................ 4 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nINFLATION OUTTURN ............................................................................................................. 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \n \n \n \n \n \n \n \n2 \n \n \n \n \n2017 \n \nApril \n2017 \n \nMay \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n66.33 \n69.63 \n4.98% \nZ.S.E. Industrial Index1 \n142.96 \n162.34 \n13.56% \nNational Payment System Transactions \n(US$ millions) \n6 954.94 \n8 430.11 \n21.2% \nMoney Supply (US$ millions)2 \n6 116.8 \n6 200.3 \n \nMoney Supply (M3) Annual Growth2 (%) \n22.67 \n23.24 \n \nYearly Inflation3 (%) \n0.48 \n0.75 \n \nMonthly Inflation3 (%) \n0.05 \n0.03 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational commodity prices for gold, \nplatinum and crude oil marginally firmed, whilst \ncopper and nickel prices softened, during the \nmonth of May 2017. \n \nPrecious Metals \n \nGold prices retreated by 1.6%, from an average \nof US$1,265.83/ounce in April 2017 to an \naverage of US$1,245.92/ounce in May 2017. \nThis followed a strong rebound in the growth of \nUS job figures in April 2017, which heightened \nexpectations of a Fed interest rate hike and \ndampened the yellow metal’s safe haven \noutlook. \nPlatinum prices slumped by 3.3%, from a \nmonthly average of US$961.68/ounce in April \n2017 to an average of US$930.10/ounce in May \n2017. This was largely attributed to a waning \ndemand outlook, following rising expectations \nof a Fed interest rate hike. \nFigure 1: Precious metals prices \n \nSource: Bloomberg, 2017 \n \n \n \n \nBase Metals \nBase metals prices, recorded loses in May 2017, \nunderpinned by a weak demand outlook and \nconcomitant oversupply concerns. Copper \nprices \ndeclined \nby \n2.0%, \nfrom \nUS$5,710.32/tonne \nin \nApril \n2017 \nto \nUS$5,595.52/tonne in May 2017. The decline \nwas occasioned by rising inventories at the \nLondon Metal Exchange (LME). Nickel prices \nslumped \nby \n5.3% \nto \nan \naverage \nof \nUS$9,176.19/tonne \nin \nMay \n2017, \nfrom \nUS$9,688.53/tonne in April 2017. \nBrent Crude Oil \nCrude oil prices fell by 4.6%, from an average \nof US$53.66/barrel in April 2017 to an average \nof US$51.12/barrel in May 2017. The increase \nin U.S. shale production continued to raise \nconcerns about a global supply glut. Crude oil \nprices have been under pressure in recent weeks, \namid fears that the ongoing rebound in U.S. \nshale production is derailing efforts by other \nmajor producers to rebalance supply and \ndemand in the global oil industry. \n \n \n \n \n \n \n \n800\n900\n1000\n1100\n1200\n1300\n1400\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nGold\nPlatinum\n \n \n \n4 \n \nFigure 2: International crude oil prices \nSource: Bloomberg, 2017 \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade increased by 16.9%, to \nUS$689.1 \nmillion \nin \nMay \n2017 \nfrom \nUS$589.7 million in April 2017. \n \nMerchandise Export Developments \nMerchandise exports stood at US$223.1 million \nin May 2017, a 20.9% increase from the \nUS$184.5 million realised in April 2017. This \nwas underpinned by increases in export values \nfor gold (26.9%), nickel ores and concentrates \n(22.1%) and tobacco (21.8%). Gold, nickel, \nferrochrome and flue-cured tobacco, were the \ncountry’s major export commodities accounting \nfor about 69% of the total export revenues, \nduring the month under review. \n \n \n \nFigure 3: Merchandise Exports (US$m) \n \n \nSource: Zimstat, 2017 \n \nTable 1: Exports Classified by HS Code: \n Product \nApr-17 \nUS$m \nMay-17 \nUS$m \nChange \n(%) \n Gold \n60.98 \n77.40 \n26.93 \n Ferro-chromium \n33.43 \n30.29 \n-9.39 \n Flue-cured tobacco \n11.96 \n14.58 \n21.91 \n Nickel ores and \nconcentrates \n26.18 \n31.98 \n22.15 \n Chromium ores \nand concentrates \n13.10 \n6.22 \n-52.52 \n Unwrought \nPlatinum \n2.48 \n5.01 \n102.02 \n Industrial \ndiamonds \n2.65 \n6.65 \n150.94 \n Granite \n1.78 \n2.69 \n51.12 \n Other \n31.92 \n48.31 \n51.35 \n Total Exports \n184.50 \n223.13 \n20.94 \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \n \n \n \n20.00\n25.00\n30.00\n35.00\n40.00\n45.00\n50.00\n55.00\n60.00\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nBrent crude oil (us$/barrel)\n0.0\n50.0\n100.0\n150.0\n200.0\n250.0\nApr-17\nMay-17\n \n \n \n5 \n \nThe country’s merchandise exports were mainly \ndestined for South Africa, Mozambique, the \nUnited Arab Emirates, Zambia and Kenya. \nSouth Africa absorbed about 72%, of the \ncountry’s exports followed by Mozambique, \n19%; UAE, 4.4%; and Zambia, 3%. The \nremaining 1.6% was accounted for by other \ncountries with proportions of less than 1% each. \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \n \nMerchandise imports rose by 15.0%, from \nUS$405.2 million in April to US$466.0 million \nin May 2017. Increases were registered in crude \nsoya bean oil imports (68.8%), medicines \n(60.4%) and diesel (12.9%). Electricity and \npetrol imports, however, recorded declines of \n17.7% and 9.8%, respectively. \nThe country’s imports were mainly sourced \nfrom South Africa (39.2%); Singapore (20.0%); \nChina (12.8%); Mozambique (3.1%) and India \n(2.9%), during the month under analysis, as \nshown in Figure 6. \nFigure 6: Major Merchandise Import \nSources (% Share) \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \n \nMerchandise Trade Balance \nThe country’s merchandise trade deficit, \nworsened by 10.0%, from -US$220.7 million in \nApril 2017 to - US$242.8 million in May 2017. \nThis was, in large part, attributable to the high \nimport bill, on the back subdued export \nperformance. \n \n \n \n \n \n \n \n \nSouth \nAfrica\n72.0%\nMozambique\n19.0%\nUAE\n4.4%\nZambia\n3.0%\nBotswana\n0.3%\nNamibia\n0.3%\nMalawi\n0.2%\nHong Kong\n0.2%\nSingapore\n0.1%\nMauritius\n0.1%Figure 4:Major Merchandise \nFigure 4:Major Merchandise Export Destinations\nExport Destinations\nSouth Africa\nSingapore\nChina\nMozambique\nIndia\nZambia\nJapan\nMauritius\nOther\n0%\n10%\n20%\n30%\n40%\n \n \n \n6 \n \nFigure 7: Merchandise Exports, Imports and \nTrade Balance (US$m) \n \nSource: Zimstat, 2017 & RBZ Computations, 2017 \n \nMONETARY DEVELOPMENTS \n \nBroad money1 recorded an annual growth of \n23.24%, from $5 031.3 million in May 2016 to \n$6 200.3 million in May 2017. The growth was \nlargely driven by an expansion of 29.85% in \ntransferable2 deposits. Partially offsetting the \nincrease, were declines of 14.28% and 0.07% in \nnegotiable certificates of deposits (NCDs)3 and \ntime deposits4, respectively. \n \n \n1 Beginning January 2017, broad money is redefined using \nIMF’s Monetary and Financial Statistics Manual of 2000. The \nmajor change is the exclusion of Government deposits held by \nbanks from broad money. \nOn a month on month basis, broad money grew \nby 1.37%, from $6 116.8 million in April 2017 \nto US$6200.28 million in May 2017. \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \n \nBroad money comprised of transferable or \ntransitory deposits, 71.04%; time deposits, \n25.13%; bond notes and coins, 2.83%; and \nnegotiable certificates of deposits, 0.99%. \n \n2 Transferable deposits are made up of demand and savings \ndeposits. \n3 NCDs are also referred to as securities included in broad \nmoney. \n4All time deposits, are classified as other deposits. \n (300.0)\n (200.0)\n (100.0)\n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nExports\nImports\nTrade balance\n-5\n0\n5\n10\n15\n20\n25\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n%\nUS$ BILLIONS\nFigure 9: Money Supply\nFigure 9: Money Supply\nM3\nM3 Annual Growth rate\n \n \n \n7 \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \nDomestic credit recorded an annual increase of \n21.10%, from $6 978.7 million in May 2016 to \n$8 451.4 million in May 2017. The growth was \nlargely due to a 38.67% annual expansion in net \ncredit to Government. \nThe surge in net credit to government, shows the \nfiscus’ heavy reliance on the banking sector, to \nfinance its operations, on the back of subdued \nrevenue collections. In addition, the growth in \ncredit to government also reflected banking \nsector holdings of Treasury bills, bought at a \ndiscount on the secondary market. \nCredit to the private sector recorded a modest \ngrowth of 1.99%, from $3 426.9 million in May \n2016 to $3 495.1 million in May 2017. This \nreflected a slowdown in credit to the private \nsector. \nOn a month-on-month basis, domestic credit \ngrew by 3.33%, on the back of an expansion of \n3.49% in net credit to government. Over the \nsame period, credit to the private sector \nincreased by 1.84%. \n \nSource: Reserve Bank of Zimbabwe, 2017 \nDuring the month under analysis, outstanding \ncredit to the private sector was distributed as \nfollows: households, 22.3%; agriculture, 16.8%; \nmanufacturing, \n14.1%; \nservices, \n13.9%; \ndistribution, 12.6%; financial organisations and \ninvestments, 11.1%; mining, 5.7%; transport \nand communications, 2.3%; and construction, \n1.7%. \nPrivate sector credit was utilised for inventory \nbuild-up, 28.3%; consumer durables, 15.6%; \nfixed capital investment, 14.3%; and pre and \npost shipment financing, 1.5%. The amount \nTransferable \nDeposits\n71.04%\nOther \nDeposits \n(Time)\n25.13%\nNCDs\n0.99%\nBond \nNotes and \nCoins\n2.83%Figure 10: Composition of \nFigure 10: Composition of Money Supply May\nMoney Supply May2017\n2017\nTransferable Deposits\nOther Deposits (Time)\nNCDs\nBond Notes and Coins\nHouseholds, \n22.3%\nAgriculture, \n16.8%\nManufacturing, \n14.1%\nServices, \n13.9%\nDistribution, \n12.6%\nFinancial \nOrganisati\nons, 11.1%\nMining, \n5.7%\nTransport and \nCommunication, \n2.3%\nConstruction, \n1.7%\nOther, 0.5%\nFigure 11: Sectoral distribution of \ncredit\n \n \n \n8 \n \nchannelled towards other recurrent expenditures \nconstituted 40.3% of the total outstanding loans \nand advances. \nSTOCK MARKET DEVELOPMENTS \n \nInvestor sentiments remained bullish for the \nthird consecutive month, during the month of \nMay 2017. Consequently, both the Zimbabwe \nStock Exchange, (ZSE) main stream and \nresources indices registered increases of 13.56% \nand 4.98% to close the month under analysis at \n162.34 points and 69.63 points, respectively. \nThe increase in the mining index largely \nemanated from improved investor interest in \nRioZim Limited. \n \nSource: Zimbabwe Stock Exchange, 2017 \nThe volume of shares traded on the ZSE \nincreased by 125.2% to 170.83 million shares in \nMay 2017, compared to 75.86 million shares in \nthe previous \nmonth. \nThe increase \nwas \nunderpinned by the National Social Security \nAuthority \n(NSSA)’s \nmandatory \noffer \nto \nminority shareholders of Nicoz Diamond \nInsurance. In tandem, the ZSE market turnover \nregistered a 50.21% increase, from US$11.20 \nmillion in April to US$16.83 million in the \nmonth under review. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation has maintained an \nupward trend since October 2016, increasing to \n0.75% in May 2017, from 0.48% registered in \nApril 2017. The increase in inflation was largely \ndriven by both food and non-food inflation. \n \n \nSource: ZIMSTAT, 2017 \nYear-on-year food inflation accelerated by 0.56 \npercentage points to 1.92% in May 2017, from \n1.35% recorded in April 2017. The increase in \nfood inflation was underpinned by increases in \nbread and cereals, meat, and vegetables. This \nwas, however, partially offset by declines in \nprices of fruits and confectionaries. \n \nAnnual non-food inflation rose from 0.08% in \nApril 2017 to 0.21% in May 2017, due to \nincreases furniture, household equipment and \nmaintenance; education; restaurants and hotels \nand alcoholic beverages and tobacco. Partially \n0\n20\n40\n60\n80\n100\n120\n140\n160\n27-May-16\n27-Jun-16\n27-Jul-16\n27-Aug-16\n27-Sep-16\n27-Oct-16\n27-Nov-16\n27-Dec-16\n27-Jan-17\n27-Feb-17\n27-Mar-17\n27-Apr-17\n27-May-17\nFigure 7: ZSE Indices\nIndustrial\nMining\n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 12: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \n \n9 \n \noffsetting the increases were declines in the \nhousing, water, electricity, gas and other fuels; \ntransport and clothing and footwear categories. \n \nMonthly Inflation \n \nMonth-on-month inflation decelerated from \n0.05% in April 2017, to 0.03% in May 2017. \nThis followed the deceleration in non-food \ninflation, from 0.25% in April to 0.01% in May \n2017. The slowdown in non-food inflation was \nlargely \nattributable \nto \ndeclines \nin \ncommunication; education; recreation and \nculture; and restaurants and hotels. \n \n \nSource: ZIMSTAT, 2017 \nMonthly food inflation, however, accelerated by \n0.43 percentage points, from -0.36% in April \n2017 to 0.07% in May 2017. Increases in prices \nof vegetables, such as cabbages, carrots, \npotatoes and peas, due to supply constraints \naccounted for the rise in food inflation. \n \nNATIONAL PAYMENTS SYSTEM \n \nThe total value of transactions processed \nthrough the National Payment System (NPS) \nincreased by 21.2%, from US$6 954.94 million \nregistered \nin \nthe \nprevious \nmonth \nto \nUS$8 430.11 million during the month of May \n2017. The total volume of NPS transactions also \nincreased by 17.6%, to 69 324 793 in May 2017, \nfrom 58 962 241 in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system stood at US$4 974.01 million in \nMay 2017, up from US$4 178.78 million in the \nprevious month. RTGS transaction volumes \nincreased by 46.2%, from 363 743 recorded in \nApril 2017 to 531 783 in May 2017. \nSource: Reserve Bank of Zimbabwe, 2017 \n \n \n \nCash transactions \nCash transactions declined by 6.3%, from \nUS$459.61 \nmillion \nin \nApril \n2017 \nto \nUS$430.67 million in May 2017. \n \n \n-1.0\n-0.8\n-0.6\n-0.4\n-0.2\n0.0\n0.2\n0.4\n0.6\n0.8Figure 13: M\nFigure 13: M-\n-O\nO-\n-M Inflation\nM Inflation\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n -\n 100\n 200\n 300\n 400\n 500\n 600\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 14: \nFigure 14: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n \n10 \n \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions stood at US$1 558.64 million in \nMay 2017, up from US$1 130.11 million in \nApril 2017. \n \nCard Based Transactions \nCard based transactions closed the month of \nMay 2017 at US$602.49, up from US$506.14 \nmillion recorded in the month of April 2017. \n \nCheque Transactions \nThe value of cheque transactions increased by \n36.7%, to close the month of May 2017 at \nUS$6.52 million. \n \nRESERVE BANK OF ZIMBABWE \nMAY 2017\n \n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n13 \n 2. Central Bank Survey \n \n \n \n \n \n \n14 \n \n3. Other Depository Corporations Survey \n \n \n \n \n15 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n16 \n 4.2 Liabilities \n \n \n \n \n \n \n \n17 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n18 \n 5.2 Liabilities \n \n \n \n19 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n20 \n 6.2 Liabilities \n \n \n \n \n \n21 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n22 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n23 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n24 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n25 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n26 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n27 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n28 \n 11. Exchange Rates \n \n \n \n \n \n \n \n29 \n \n \n \n \n12 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 30 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 31 \n \n13.2 Volumes of Transactions \n \n \n \n \n 32 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 33 \n \n \n \n \n \n \n \n \n \n \n 13 \n \n \nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nMar-17\nApr-17\nMay-17\nNet Foreign Assets\n-629,298.23\n-502,899.96\n-393,113.03\n-371,494.66\n-365,714.85\n-564,842.79\n-636,688.80\n-555,620.67\n-584,011.92\n-574,374.12\n-559,959.05\n-559,959.05\n-513,244.32\n-567,873.40\nCentral Bank(net)\n-509,321.17\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\n-585,362.68\n-597,983.99\n-624,117.95\nForeign Assets\n411,843.33\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\n419,948.30\n406,334.53\n380,372.91\nForeign Liabilities\n-921,164.51\n-866,836.39\n-763,778.28\n-745,346.70\n-727,695.66\n-962,838.52\n-956,172.09\n-984,549.60\n-1,032,426.19\n-1,034,365.82\n-1,005,310.99\n-1,005,310.99\n-1,004,318.51\n-1,004,490.86\nOther Depository Corporations(net)\n-119,977.06\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\n25,403.64\n84,739.67\n56,244.55\nForeign Assets\n216,373.57\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n275,104.70\n338,839.86\n302,736.47\nForeign Liabilities\n-336,350.63\n-307,876.96\n-296,852.16\n-290,839.97\n-277,006.36\n-297,185.96\n-289,804.69\n-279,735.63\n-271,732.80\n-276,337.02\n-249,701.07\n-249,701.07\n-254,100.19\n-246,491.92\nNet Domestic Assets (NDA)\n5,660,553.87\n5,617,915.82\n5,457,438.42\n5,552,228.17\n5,642,801.47\n5,877,742.21\n6,056,699.56\n6,193,901.69\n6,247,448.43\n6,346,016.00\n6,439,892.69\n6,439,892.69\n6,630,026.96\n6,768,155.75\nDomestic Claims\n6,978,733.87\n6,989,689.04\n6,895,453.88\n6,978,485.30\n7,059,099.99\n7,180,307.48\n7,554,069.08\n7,669,496.22\n7,643,349.84\n7,761,845.88\n7,920,221.15\n7,920,221.15\n8,179,305.42\n8,451,437.89\nClaims on Central Government(net)\n3,173,038.10\n3,192,583.42\n3,134,575.48\n3,227,067.12\n3,299,875.31\n3,381,436.05\n3,679,166.52\n3,747,719.59\n3,862,196.57\n4,003,963.78\n4,034,942.83\n4,034,942.83\n4,316,171.93\n4,466,829.20\nClaims on Central Government\n3,291,386.28\n3,305,953.61\n3,267,213.20\n3,373,077.05\n3,445,300.69\n3,516,314.57\n3,824,753.66\n3,908,493.46\n3,940,983.14\n4,084,363.34\n4,147,553.19\n4,147,553.19\n4,414,683.27\n4,564,175.79\nCentral Bank\n1,925,044.05\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\n2,355,433.48\n2,337,736.94\n2,337,736.94\n2,444,816.34\n2,578,541.58\nODCs\n1,366,342.24\n1,440,948.54\n1,476,643.99\n1,443,114.93\n1,490,684.38\n1,546,271.82\n1,518,299.12\n1,571,032.92\n1,670,420.50\n1,728,929.86\n1,809,816.25\n1,809,816.25\n1,969,866.92\n1,985,634.21\nLess Liabilities to Central Government\n-118,348.19\n-113,370.19\n-132,637.72\n-146,009.93\n-145,425.39\n-134,878.53\n-145,587.14\n-160,773.86\n-78,786.57\n-80,399.57\n-112,610.37\n-112,610.37\n-98,511.34\n-97,346.59\nClaims on Other Sectors\n3,805,695.78\n3,797,105.62\n3,760,878.40\n3,751,418.18\n3,759,224.68\n3,798,871.43\n3,874,902.55\n3,921,776.63\n3,781,153.27\n3,757,882.10\n3,885,278.32\n3,885,278.32\n3,863,133.49\n3,984,608.69\nOther Financial Corporations\n120,883.28\n122,525.52\n134,294.30\n130,939.44\n132,282.45\n124,852.98\n128,782.67\n119,157.29\n117,123.94\n79,035.53\n80,256.74\n80,256.74\n82,515.74\n96,671.25\nState and Local Government\n41,512.09\n40,448.43\n48,803.79\n47,676.40\n43,554.41\n41,728.47\n37,784.82\n34,237.41\n35,909.11\n35,006.53\n34,312.18\n34,312.18\n34,732.93\n36,595.52\nPublic Non Financial Corporations\n216,381.52\n222,439.82\n257,749.06\n257,736.50\n234,348.95\n248,965.26\n244,277.53\n240,007.21\n242,356.99\n272,898.12\n276,370.51\n276,370.51\n313,871.54\n356,234.68\nPrivate Sector\n3,426,918.89\n3,411,691.85\n3,320,031.24\n3,315,065.84\n3,349,038.87\n3,383,324.72\n3,464,057.53\n3,528,374.72\n3,385,763.22\n3,370,941.92\n3,494,338.88\n3,494,338.88\n3,432,013.27\n3,495,107.25\nCentral Bank\n24,136.10\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n30,379.07\n13,888.69\n24,815.17\n24,815.17\n18,128.72\n8,832.62\nODCs\n3,402,782.78\n3,387,174.20\n3,290,807.69\n3,289,193.98\n3,320,678.35\n3,354,828.25\n3,435,867.03\n3,497,106.53\n3,355,384.15\n3,357,053.23\n3,469,523.72\n3,469,523.72\n3,413,884.55\n3,486,274.63\nOther Items(Net)\n1,318,180.00\n1,371,773.23\n1,438,015.46\n1,426,257.14\n1,416,298.52\n1,302,565.27\n1,497,369.51\n1,475,594.53\n1,395,901.41\n1,415,829.87\n1,480,328.45\n1,480,328.45\n1,549,278.46\n1,683,282.14\nShares and Other Equity\n797,445.01\n808,263.47\n832,720.12\n846,025.31\n887,795.24\n915,505.55\n935,291.08\n1,470,571.26\n1,471,378.30\n1,481,807.04\n1,505,125.81\n1,505,125.81\n1,501,542.86\n1,530,318.89\nLiabilities to Other Financial Corporations\n40,019.29\n50,664.77\n49,419.92\n44,517.02\n39,463.26\n31,567.03\n32,045.66\n52,038.47\n44,373.98\n46,621.66\n45,153.65\n45,153.65\n45,155.62\n45,511.27\nRestricted Deposits\n151,043.16\n151,173.32\n149,999.92\n149,845.80\n153,471.12\n166,495.73\n180,899.67\n60,499.79\n66,478.53\n66,737.97\n67,789.29\n67,789.29\n68,133.12\n84,939.87\nOther Items(net)\n329,672.54\n361,671.67\n405,875.51\n385,869.01\n335,568.90\n188,996.96\n349,133.11\n-107,514.99\n-186,329.41\n-179,336.79\n-137,740.30\n-137,740.30\n-65,553.13\n22,512.12\nBroad Money-M3\n5,031,255.64\n5,115,015.85\n5,064,325.38\n5,180,733.50\n5,277,086.62\n5,312,899.41\n5,420,010.76\n5,638,281.02\n5,663,436.51\n5,771,641.88\n5,879,933.65\n5,879,933.65\n6,116,782.64\n6,200,282.35\nSecurities Other than Shares Included in Broad Mon\n71,616.46\n80,952.14\n71,791.03\n80,840.29\n74,118.29\n73,356.67\n43,862.17\n62,894.35\n50,562.02\n59,329.24\n60,161.15\n60,161.15\n63,292.20\n61,392.93\nBroad Money-M2\n4,959,639.18\n5,034,063.72\n4,992,534.36\n5,099,893.22\n5,202,968.33\n5,239,542.75\n5,376,148.60\n5,575,386.66\n5,612,874.49\n5,712,312.64\n5,819,772.50\n5,819,772.50\n6,053,490.44\n6,138,889.42\nOther Deposits\n1,559,472.54\n1,569,208.72\n1,517,709.33\n1,553,347.70\n1,534,910.45\n1,508,943.19\n1,467,582.00\n1,471,657.19\n1,544,945.66\n1,552,644.56\n1,529,856.98\n1,529,856.98\n1,530,705.58\n1,558,418.08\nNarrow Money-M1\n3,400,166.64\n3,464,854.99\n3,474,825.02\n3,546,545.52\n3,668,057.88\n3,730,599.56\n3,908,566.59\n4,103,729.48\n4,067,928.83\n4,159,668.08\n4,289,915.52\n4,289,915.52\n4,522,784.87\n4,580,471.34\nTransferable Deposits\n3,392,197.51\n3,456,750.65\n3,466,614.21\n3,537,772.31\n3,658,634.63\n3,720,917.62\n3,889,717.47\n4,033,558.66\n3,985,443.09\n4,046,287.46\n4,147,742.43\n4,147,742.43\n4,369,406.07\n4,404,701.40\nCurrency Outside Depository Corporations\n7,969.13\n8,104.35\n8,210.82\n8,773.21\n9,423.25\n9,681.93\n18,849.12\n70,170.81\n82,485.74\n113,380.62\n142,173.09\n142,173.09\n153,378.80\n175,769.94\nNote:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n14 \n \n \n \n \n \nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16 \nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nNet Foreign Assets\n-509,321.17\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\n-597,983.99\n-624,117.95\nClaims on Non Residents\n411,843.33\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\n406,334.53\n380,372.91\nOfficial Reserves Assets\n312,632.18\n293,946.47\n285,543.05\n255,805.98\n244,677.43\n316,461.39\n266,511.75\n309,331.78\n350,427.48\n346,696.05\n320,526.53\n306,195.43\n280,743.61\nOther Foreign Assets\n99,211.15\n99,447.43\n98,256.06\n99,131.61\n99,163.49\n100,534.95\n98,355.02\n101,495.99\n98,784.27\n98,869.01\n99,421.78\n100,139.10\n99,629.30\nLess Liabilities to Non Residents\n921,164.51\n866,836.39\n763,778.28\n745,346.70\n727,695.66\n962,838.52\n956,172.09\n984,549.60\n1,032,426.19\n1,034,365.82\n1,005,310.99\n1,004,318.51\n1,004,490.86\nShort Term Liabilities\n502,268.26\n450,321.22\n349,757.38\n351,510.63\n331,152.07\n482,116.69\n481,842.04\n515,365.90\n558,302.10\n560,678.78\n528,171.18\n523,978.67\n523,548.11\nOther Foreign Liabilities\n418,896.25\n416,515.17\n414,020.90\n393,836.06\n396,543.59\n480,721.84\n474,330.06\n469,183.69\n474,124.08\n473,687.04\n477,139.81\n480,339.84\n480,942.76\nNet Domestic Assets (NDA)\n1,467,477.74\n1,483,098.69\n1,431,538.49\n1,528,966.57\n1,582,075.13\n1,651,349.30\n1,910,944.27\n2,046,457.01\n2,082,987.44\n2,193,388.18\n2,189,787.86\n2,257,730.24\n2,349,466.00\nDomestic Claims\n1,973,540.36\n1,937,013.69\n1,909,144.81\n2,028,462.52\n2,036,657.48\n2,070,285.42\n2,396,766.46\n2,420,011.99\n2,449,800.81\n2,551,097.25\n2,545,403.08\n2,683,243.81\n2,852,123.09\nNet Claims on Central Government\n1,826,201.59\n1,777,241.09\n1,708,832.27\n1,830,889.20\n1,852,931.02\n1,878,215.64\n2,207,020.45\n2,218,852.08\n2,244,839.79\n2,330,293.56\n2,312,027.68\n2,422,539.02\n2,556,298.97\nClaims on Central Government\n1,925,044.05\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\n2,355,433.48\n2,337,736.94\n2,444,816.34\n2,578,541.58\nOf which: Securities Other than Shares\n275,759.45\n283,077.80\n279,010.40\n283,933.50\n260,822.30\n259,945.20\n250,270.16\n566,328.08\n577,431.69\n562,535.65\n551,741.20\n533,407.34\n537,150.63\nLess Liabilities to Central Government\n98,842.45\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\nOf which: Deposits\n98,842.45\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\nClaims on Other Sectors\n147,338.77\n159,772.59\n200,312.54\n197,573.32\n183,726.46\n192,069.78\n189,746.01\n201,159.91\n204,961.02\n220,803.69\n233,375.40\n260,704.79\n295,824.11\nOther Financial Corporations\n12,972.57\n11,717.92\n14,072.39\n14,485.45\n14,842.27\n18,107.69\n18,890.01\n16,515.86\n16,900.44\n18,434.72\n18,570.34\n18,972.27\n19,413.25\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n110,230.10\n123,537.02\n157,016.59\n157,216.02\n140,523.67\n145,465.62\n142,665.50\n153,375.86\n157,681.51\n188,480.28\n189,989.89\n223,603.81\n267,578.24\nPrivate Sector\n24,136.10\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n30,379.07\n13,888.69\n24,815.17\n18,128.72\n8,832.62\nClaims on Other Depository Corporations\n150,876.11\n223,418.95\n224,948.10\n203,523.49\n199,637.85\n145,431.17\n164,922.74\n140,331.70\n112,720.51\n115,953.17\n106,865.33\n87,479.27\n52,810.90\nOther Liabilities to ODCs\n272,294.04\n273,601.27\n276,345.66\n277,697.37\n277,611.11\n278,881.87\n280,278.62\n268,568.70\n269,925.53\n255,446.41\n242,394.50\n294,200.81\n305,898.38\nOther Items(Net)\n384,644.69\n403,732.68\n426,208.76\n425,322.07\n376,609.09\n285,485.42\n370,466.32\n245,317.99\n209,608.36\n218,215.84\n220,086.04\n218,792.03\n249,569.60\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n958,156.569\n1,009,656.202\n1,051,559.320\n1,138,557.468\n1,198,220.393\n1,105,507.110\n1,319,638.956\n1,472,735.173\n1,499,773.004\n1,604,587.411\n1,604,425.179\n1,659,746.254\n1,725,348.049\nBond Notes and Coins in Circulation\n9,502.068\n9,719.251\n9,831.185\n10,353.400\n11,050.358\n11,102.753\n23,414.148\n86,733.884\n102,691.796\n132,681.828\n154,732.753\n164,070.206\n189,208.546\nLiabilities to ODCs\n945,135.871\n996,320.429\n1,032,687.846\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\n1,467,941.594\n1,446,635.592\n1,492,786.162\n1,520,837.740\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n945,135.871\n996,320.429\n1,032,687.846\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\n1,467,941.594\n1,446,635.592\n1,492,786.162\n1,520,837.740\nPrivate Deposits\n3,518.630\n3,616.522\n9,040.289\n4,279.622\n4,091.489\n717.178\n3,570.712\n990.069\n1,579.135\n3,963.989\n3,056.833\n2,889.886\n15,301.762\nSource: Reserve Bank of Zimbawe\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n15 \n \n \nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nNet Foreign Assets\n-119,977.06\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\n84,739.67\n56,244.55\nClaims on Non Residents\n216,373.57\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n338,839.86\n302,736.47\nOf Which: Foreign Currency\n100,117.10\n124,614.66\n111,032.19\n148,463.11\n96,321.10\n88,598.31\n76,252.73\n107,687.14\n110,979.79\n96,836.03\n66,426.17\n67,822.05\n56,944.26\nDeposits\n116,002.51\n153,552.10\n172,433.28\n161,037.37\n198,569.69\n189,337.46\n167,926.29\n189,886.91\n159,688.03\n193,663.57\n208,412.27\n270,746.20\n245,512.83\nOther\n253.97\n252.73\n252.83\n253.93\n255.46\n249.59\n242.19\n262.74\n267.49\n264.07\n266.26\n271.61\n279.38\nLess Liabilities to Non Residents\n336,350.63\n307,876.96\n296,852.16\n290,839.97\n277,006.36\n297,185.96\n289,804.69\n279,735.63\n271,732.80\n276,337.02\n249,701.07\n254,100.19\n246,491.92\nOf Which: Deposits\n148,847.48\n152,069.73\n150,944.72\n146,501.12\n142,949.55\n146,422.62\n136,426.63\n142,073.73\n137,945.79\n135,779.65\n117,026.45\n126,179.95\n120,578.30\nLoans\n187,503.14\n155,807.23\n145,907.44\n144,338.85\n134,056.82\n150,763.34\n153,378.06\n137,661.90\n133,787.01\n140,557.37\n132,674.61\n127,920.24\n125,913.62\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n5,139,744.94\n \n5,132,752.46\n \n5,060,208.14\n \n5,148,766.23\n \n5,245,432.00\n \n5,321,500.90\n \n5,442,974.41\n \n5,549,018.98\n \n5,580,169.12\n \n5,639,870.63\n \n5,709,300.08\n \n5,875,774.29\n \n5,952,966.10\n \nDomestic Claims\n5,005,193.51\n \n5,052,675.36\n \n4,986,309.07\n \n4,950,022.79\n \n5,022,442.51\n \n5,110,022.06\n \n5,157,302.61\n \n5,249,484.24\n \n5,193,549.03\n \n5,210,748.62\n \n5,374,818.07\n \n5,496,061.61\n \n5,599,314.81\n \nNet Claims on Central Government\n1,346,836.50\n \n1,415,342.33\n \n1,425,743.21\n \n1,396,177.93\n \n1,446,944.29\n \n1,503,220.41\n \n1,472,146.07\n \n1,528,867.51\n \n1,617,356.78\n \n1,673,670.22\n \n1,722,915.15\n \n1,893,632.91\n \n1,910,530.23\n \nClaims on Central Government\n1,366,342.2357\n \n1,440,948.5355\n \n1,476,643.9874\n \n1,443,114.9290\n \n1,490,684.3763\n \n1,546,271.8214\n \n1,518,299.1187\n \n1,571,032.9250\n \n1,670,420.5050\n \n1,728,929.8577\n \n1,809,816.2513\n \n1,969,866.9249\n \n1,985,634.2076\n \nSecurities\n1,354,054.4800\n \n1,412,869.1273\n \n1,450,083.5207\n \n1,420,220.1988\n \n1,463,404.5297\n \n1,517,535.6764\n \n1,500,671.4257\n \n1,553,239.1020\n \n1,654,534.6290\n \n1,713,961.3077\n \n1,794,113.0553\n \n1,954,045.2049\n \n1,968,887.3446\n \nLoans\n12,287.7557\n \n28,079.4082\n \n26,560.4666\n \n22,894.7303\n \n27,279.8466\n \n28,736.1450\n \n17,627.6930\n \n17,793.8230\n \n15,885.8760\n \n14,968.5500\n \n15,703.1960\n \n15,821.7200\n \n16,746.8630\n \nOther \n0.0000\n \n-\n \n-\n \n-\n \n(0.0000)\n \n-\n \n(0.0000)\n \n0.0000\n \n(0.0000)\n \n0.0000\n \n-\n \n(0.00)\n \n(0.00)\n \nLess Liabilities to Central Government\n(19,505.7319)\n \n(25,606.2057)\n \n(50,900.7775)\n \n(46,937.0009)\n \n(43,740.0913)\n \n(43,051.4118)\n \n(46,153.0502)\n \n(42,165.4109)\n \n(53,063.7244)\n \n(55,259.6416)\n \n(86,901.1009)\n \n(76,234.0149)\n \n(75,103.9806)\n \nClaims on Other Sectors\n3,658,357.0053\n \n3,637,333.0280\n \n3,560,565.8611\n \n3,553,844.8587\n \n3,575,498.2216\n \n3,606,801.6478\n \n3,685,156.5434\n \n3,720,616.7211\n \n3,576,192.2507\n \n3,537,078.4083\n \n3,651,902.92\n \n3,602,428.70\n \n3,688,784.58\n \nOther Financial Corporations\n107,910.72\n \n110,807.60\n \n120,221.91\n \n116,453.99\n \n117,440.18\n \n106,745.29\n \n109,892.67\n \n102,641.44\n \n100,223.50\n \n60,600.81\n \n61,686.40\n \n63,543.47\n \n77,258.00\n \nState and Local Government\n41,512.09\n \n40,448.43\n \n48,803.79\n \n47,676.40\n \n43,554.41\n \n41,728.47\n \n37,784.82\n \n34,237.41\n \n35,909.11\n \n35,006.53\n \n34,312.18\n \n34,732.93\n \n36,595.52\n \nPublic Non Financial Corporations\n106,151.42\n \n98,902.80\n \n100,732.47\n \n100,520.49\n \n93,825.28\n \n103,499.64\n \n101,612.03\n \n86,631.35\n \n84,675.48\n \n84,417.84\n \n86,380.62\n \n90,267.74\n \n88,656.44\n \nPrivate Sector\n3,402,782.78\n \n3,387,174.20\n \n3,290,807.69\n \n3,289,193.98\n \n3,320,678.35\n \n3,354,828.25\n \n3,435,867.03\n \n3,497,106.53\n \n3,355,384.15\n \n3,357,053.23\n \n3,469,523.72\n \n3,413,884.55\n \n3,486,274.63\n \nClaims on the Central Bank\n974,597.542\n \n1,017,467.818\n \n1,055,340.530\n \n1,178,684.455\n \n1,209,909.110\n \n1,156,606.119\n \n1,323,120.314\n \n1,435,556.219\n \n1,475,197.651\n \n1,507,778.322\n \n1,498,477.568\n \n1,505,940.672\n \n1,505,814.461\n \nBond Notes and Coins\n1,532.941\n \n1,614.904\n \n1,620.368\n \n1,580.191\n \n1,627.106\n \n1,420.818\n \n4,565.027\n \n16,563.071\n \n20,206.055\n \n19,301.209\n \n12,559.660\n \n10,691.409\n \n13,438.609\n \nReserves\n973,064.600\n \n1,015,852.915\n \n1,053,720.162\n \n1,177,104.264\n \n1,208,282.003\n \n1,155,185.301\n \n1,318,555.287\n \n1,418,993.147\n \n1,454,991.597\n \n1,488,477.113\n \n1,485,917.908\n \n1,495,249.263\n \n1,492,375.852\n \nLiabilities to the Central Bank\n0.262\n0.691\n2.585\n0.242\n0.723\n0.106\n0.219\n1750.127\n0.244\n1.8\n1752.651\n3.143\n0.771\nOther Items(Net)\n840,045.85\n \n937,390.03\n \n981,438.87\n \n979,940.77\n \n986,918.90\n \n945,127.17\n \n1,037,448.30\n \n1,134,271.35\n \n1,088,577.32\n \n1,078,654.52\n \n1,162,242.90\n \n1,126,224.85\n \n1,152,162.40\n \nShares and Other Equity\n1,156,527.44\n \n1,160,998.70\n \n1,174,877.57\n \n1,188,635.39\n \n1,194,352.25\n \n1,211,644.10\n \n1,228,902.77\n \n1,271,826.05\n \n1,272,987.21\n \n1,279,285.69\n \n1,301,867.36\n \n1,295,023.50\n \n1,310,286.87\n \nLiabilities to other financial corporations\n36,751.26\n \n47,396.74\n \n46,151.88\n \n41,248.99\n \n36,195.23\n \n28,299.00\n \n28,777.63\n \n48,770.44\n \n41,105.95\n \n43,353.63\n \n41,885.62\n \n41,887.59\n \n42,243.24\n \nOther Items(Net)\n(353,232.85)\n \n(271,005.41)\n \n(239,590.58)\n \n(249,943.61)\n \n(243,628.59)\n \n(294,815.93)\n \n(220,232.10)\n \n(186,325.14)\n \n(225,515.85)\n \n(243,984.80)\n \n(181,510.08)\n \n(210,686.24)\n \n(200,367.71)\n \nDeposits and Securities Included in Broad Money\n5,019,767.89\n \n5,103,294.98\n \n5,047,074.28\n \n5,167,680.67\n \n5,263,571.88\n \n5,302,500.30\n \n5,397,590.93\n \n5,567,120.14\n \n5,579,371.63\n \n5,654,297.27\n \n5,734,703.72\n \n5,960,513.96\n \n6,009,210.65\n \nDeposits Included in Broad Money\n4,948,151.42\n \n5,022,342.85\n \n4,975,283.25\n \n5,086,840.39\n \n5,189,453.59\n \n5,229,143.63\n \n5,353,728.76\n \n5,504,225.78\n \n5,528,809.61\n \n5,594,968.03\n \n5,674,542.57\n \n5,897,221.76\n \n5,947,817.72\n \nTransferable Deposits\n3,388,678.88\n \n3,453,134.13\n \n3,457,573.92\n \n3,533,492.69\n \n3,654,543.14\n \n3,720,200.45\n \n3,886,146.76\n \n4,032,568.59\n \n3,983,863.96\n \n4,042,323.47\n \n4,144,685.59\n \n4,366,516.18\n \n4,389,399.64\n \nOther Deposits\n1,559,472.54\n \n1,569,208.72\n \n1,517,709.33\n \n1,553,347.70\n \n1,534,910.45\n \n1,508,943.19\n \n1,467,582.00\n \n1,471,657.19\n \n1,544,945.66\n \n1,552,644.56\n \n1,529,856.98\n \n1,530,705.58\n \n1,558,418.08\n \nMoney Market Instruments\n71,616.46\n \n80,952.14\n \n71,791.03\n \n80,840.29\n \n74,118.29\n \n73,356.67\n \n43,862.17\n \n62,894.35\n \n50,562.02\n \n59,329.24\n \n60,161.15\n \n63,292.20\n \n61,392.93\n \nSource: Reserve Bank of Zimbawe\nTABLE 3: OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n16 \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nLocal \nPublic \nOther Institutional Units\n3\nOther cliams\nContigent Assets Other Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nAssets\n2016\nJan\n1.22\n \n193.28\n734.58\n294.53\n116.1\n25.0\n1,147.0\n28.8\n5.2\n19.1\n28.5\n15.6\n63.6\n3,547.4\n110.2\n582.8\n412.8\n545.1\n7,870.8\nFeb\n1.44\n \n160.35\n763.47\n287.06\n102.8\n25.0\n1,228.9\n29.2\n5.2\n19.0\n25.0\n15.8\n61.1\n3,472.0\n100.5\n477.1\n427.3\n547.6\n7,748.9\nMar\n1.53\n \n179.00\n809.22\n286.42\n148.6\n25.0\n1,225.0\n28.5\n5.1\n16.4\n22.6\n14.2\n103.9\n3,510.6\n59.3\n471.0\n428.0\n552.9\n7,887.2\nApr\n1.55\n \n146.02\n818.74\n323.00\n111.8\n25.0\n1,322.7\n27.6\n5.1\n15.8\n25.1\n15.0\n102.4\n3,453.7\n66.7\n413.7\n445.5\n552.2\n7,871.5\nMay\n1.53\n \n100.12\n973.06\n281.55\n91.0\n25.0\n1,354.1\n26.8\n5.0\n16.6\n12.3\n14.7\n101.1\n3,433.4\n61.0\n397.0\n440.2\n564.1\n7,898.5\nJun\n1.61\n \n124.61\n1,015.85\n287.98\n128.5\n25.0\n1,412.9\n25.9\n0.0\n16.4\n28.1\n14.6\n98.9\n3,414.9\n66.9\n407.7\n431.5\n578.8\n8,080.1\nJul\n1.62\n \n111.03\n1,053.72\n242.57\n147.4\n25.0\n1,450.1\n33.4\n0.0\n16.2\n26.6\n15.4\n100.7\n3,320.9\n74.2\n393.1\n416.7\n592.4\n8,021.1\nAug\n1.58\n \n148.46\n1,177.10\n235.02\n136.0\n25.0\n1,420.2\n32.3\n0.0\n11.3\n22.9\n15.4\n100.5\n3,326.8\n67.8\n390.2\n445.0\n598.3\n8,153.9\nSep\n1.63\n \n96.32\n1,208.28\n310.75\n173.6\n25.0\n1,463.4\n29.0\n5.4\n3.2\n27.3\n14.5\n88.4\n3,349.0\n86.1\n382.3\n448.6\n606.6\n8,319.5\nOct\n1.42\n \n88.60\n1,155.19\n322.05\n162.3\n27.0\n1,517.5\n26.3\n15.4\n3.9\n28.7\n15.5\n88.1\n3,389.7\n68.2\n397.2\n427.7\n609.0\n8,343.8\nNov\n4.57\n \n76.25\n1,318.56\n318.52\n140.9\n27.0\n1,500.7\n22.3\n15.5\n4.6\n17.6\n15.4\n86.1\n3,469.5\n71.9\n350.5\n419.0\n618.2\n8,477.2\nDec\n16.56\n \n107.69\n1,418.99\n378.23\n162.9\n27.0\n1,553.2\n21.0\n15.3\n4.9\n17.8\n13.2\n71.3\n3,265.0\n330.1\n376.7\n408.8\n626.0\n8,814.8\n2017\nJan\n20.21\n \n110.98\n1,454.99\n239.82\n132.7\n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.30\n \n96.84\n1,488.48\n251.83\n145.1\n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.56\n \n66.43\n1,485.92\n260.51\n154.9\n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.69\n \n67.82\n1,495.25\n249.41\n219.3\n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nMay\n13.44\n \n56.94\n1,492.38\n272.47\n170.2\n75.3\n1,968.9\n20.3\n15.7\n33.6\n16.7\n16.3\n72.9\n3,447.8\n82.4\n486.1\n421.7\n644.4\n9,307.6\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 4.1: - OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTotal\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n2,487.3\n650.3\n1,536.5\n4,674.2\n388.1\n26.4\n5,088.7\n44.9\n356.5\n0.0\n125.0\n86.0\n1,189.0\n582.8\n397.8\n7,870.76\n \n Feb\n2,466.2\n669.7\n1,552.9\n4,688.8\n375.0\n20.4\n5,084.1\n50.3\n341.1\n0.0\n171.7\n36.4\n1,196.7\n477.1\n391.3\n7,748.89\n \n Mar\n2,566.3\n676.8\n1,592.4\n4,835.5\n371.0\n16.9\n5,223.5\n55.6\n340.1\n0.0\n181.1\n37.3\n1,185.3\n471.0\n393.5\n7,887.24\n \n Apr\n2,629.9\n695.1\n1,568.6\n4,893.7\n332.4\n18.5\n5,244.6\n80.1\n322.6\n0.0\n194.0\n36.9\n1,188.4\n413.7\n391.2\n7,871.55\n \n May\n2,698.3\n690.6\n1,559.5\n4,948.4\n309.8\n19.5\n5,277.7\n71.6\n336.1\n0.0\n143.5\n36.8\n1,238.7\n397.0\n397.2\n7,898.54\n \n June\n2,792.4\n660.9\n1,569.2\n5,022.5\n401.4\n25.6\n5,449.5\n81.0\n307.7\n0.0\n159.4\n47.4\n1,243.5\n407.7\n384.0\n8,080.12\n \n July\n2,734.8\n722.9\n1,517.7\n4,975.5\n435.1\n50.9\n5,461.5\n71.8\n296.6\n0.0\n129.6\n46.2\n1,256.6\n393.1\n365.6\n8,021.06\n \n Aug\n2,894.5\n639.2\n1,553.3\n5,087.1\n412.3\n46.9\n5,546.3\n80.8\n290.6\n0.0\n127.6\n41.2\n1,271.0\n390.2\n406.1\n8,153.92\n \n Sep\n2,974.8\n679.9\n1,534.9\n5,189.6\n479.7\n43.7\n5,713.0\n74.1\n276.8\n0.0\n151.7\n36.2\n1,276.8\n382.3\n408.4\n8,319.46\n \n Oct\n3,115.2\n605.1\n1,508.9\n5,229.3\n433.8\n43.1\n5,706.1\n73.4\n297.0\n0.0\n162.4\n28.3\n1,293.5\n397.2\n385.9\n8,343.79\n \n Nov\n3,245.5\n640.8\n1,467.6\n5,353.9\n471.9\n46.2\n5,872.0\n43.9\n289.7\n0.0\n142.2\n28.8\n1,313.4\n350.5\n436.9\n8,477.19\n \n Dec\n3,329.8\n702.9\n1,471.7\n5,504.4\n510.9\n42.2\n6,057.4\n62.9\n279.6\n1.8\n191.5\n48.8\n1,384.1\n376.7\n412.1\n8,814.81\n \n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.02\n \n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.81\n \n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.00\n \n May\n3,593.7\n798.7\n1,558.4\n5,950.8\n454.6\n75.1\n6,480.5\n61.4\n243.5\n0.0\n95.2\n42.2\n1,448.6\n486.1\n450.1\n9,307.64\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 4.1 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$millions\n \n \n \n18 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\n Institutional Units\n3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n1.05\n \n171.98\n667.53\n119.20\n105.6\n25.0\n1,039.4\n0.0\n5.2\n19.1\n28.5\n15.6\n62.6\n2,703.9\n61.5\n582.8\n278.8\n396.6\n6,284.4\nFeb\n1.21\n \n140.75\n702.19\n96.28\n93.1\n25.0\n1,128.1\n0.0\n5.2\n19.0\n25.0\n15.8\n60.1\n2,615.0\n62.1\n477.1\n292.8\n399.3\n6,158.2\nMar\n1.31\n \n161.90\n734.53\n96.34\n131.7\n25.0\n1,143.3\n0.0\n5.1\n16.4\n22.6\n14.2\n102.9\n2,618.9\n62.6\n471.0\n298.0\n405.1\n6,311.1\nApr\n1.35\n \n135.51\n778.19\n135.47\n108.3\n25.0\n1,200.9\n0.0\n5.1\n15.8\n25.1\n15.0\n101.5\n2,573.6\n69.6\n413.7\n309.7\n404.7\n6,318.6\nMay\n1.38\n \n89.57\n891.44\n130.52\n85.3\n25.0\n1,229.5\n0.0\n5.0\n16.6\n12.3\n14.7\n100.1\n2,534.2\n64.0\n397.0\n302.2\n413.8\n6,312.8\nJun\n1.42\n \n108.53\n934.42\n84.65\n123.2\n25.0\n1,279.0\n0.0\n0.0\n16.4\n28.1\n14.6\n97.9\n2,523.7\n64.1\n407.7\n299.0\n431.6\n6,439.3\nJul\n1.45\n \n101.74\n977.63\n79.50\n141.3\n25.0\n1,316.9\n0.0\n0.0\n16.2\n26.6\n15.4\n99.7\n2,414.7\n65.7\n393.1\n284.0\n440.7\n6,399.6\nAug\n1.36\n \n140.23\n1,074.47\n97.53\n131.9\n25.0\n1,297.4\n0.0\n0.0\n11.3\n22.9\n15.4\n99.5\n2,414.8\n67.3\n390.2\n313.6\n447.3\n6,550.2\nSep\n1.40\n \n91.63\n1,122.67\n143.91\n169.6\n25.0\n1,331.9\n0.0\n5.4\n3.2\n27.3\n14.5\n87.3\n2,451.9\n71.4\n382.3\n317.3\n455.9\n6,702.6\nOct\n1.27\n \n81.03\n1,090.44\n130.20\n155.1\n27.0\n1,376.2\n0.0\n15.4\n3.9\n28.7\n15.5\n87.1\n2,472.1\n66.0\n397.2\n293.2\n458.2\n6,698.6\nNov\n4.24\n \n69.45\n1,242.12\n103.17\n136.3\n27.0\n1,349.8\n0.0\n15.5\n4.6\n17.6\n15.4\n85.2\n2,511.0\n68.5\n350.5\n285.6\n466.2\n6,752.2\nDec\n14.07\n \n98.95\n1,306.91\n134.35\n156.7\n27.0\n1,416.0\n0.0\n15.3\n4.9\n17.8\n13.2\n70.4\n2,380.1\n273.8\n376.7\n274.2\n473.4\n7,053.8\n2017\nJan\n17.72\n \n103.75\n1,322.38\n81.89\n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nFeb\n16.29\n \n89.44\n1,396.07\n96.11\n137.3\n48.6\n1,502.5\n0.0\n15.5\n3.2\n15.0\n14.9\n68.2\n2,238.9\n239.7\n398.5\n266.0\n480.1\n7,026.4\nMar\n10.74\n \n63.27\n1,421.43\n83.18\n150.7\n53.5\n1,578.7\n0.0\n15.7\n3.8\n15.7\n15.7\n69.9\n2,554.3\n23.7\n422.4\n314.5\n484.0\n7,281.0\nApr\n9.82\n \n64.14\n1,383.44\n75.92\n209.0\n51.4\n1,744.4\n0.0\n15.8\n3.6\n15.8\n16.9\n74.0\n2,493.3\n26.4\n489.1\n263.7\n492.6\n7,429.3\nMay\n12.36\n \n52.63\n1,376.30\n119.89\n159.1\n75.3\n1,739.8\n0.0\n15.7\n33.6\n16.7\n16.3\n72.4\n2,528.3\n28.4\n486.1\n290.7\n492.0\n7,515.6\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: - COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \n \n \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTotal\nReserves\n2016\n Jan\n2,428.8\n278.8\n967.1\n3674.77\n340.4\n24.7\n4,039.9\n33.6\n313.2\n0.0\n50.3\n85.3\n871.3\n582.8\n308.0\n6284.43\n Feb\n2,407.9\n290.0\n984.9\n3682.68\n337.3\n18.8\n4,038.7\n38.4\n298.9\n0.0\n91.0\n35.0\n878.1\n477.1\n301.0\n6158.19\n Mar\n2,508.0\n288.3\n1,026.9\n3823.12\n345.4\n15.4\n4,183.9\n43.2\n303.1\n0.0\n100.2\n36.1\n886.6\n471.0\n287.1\n6311.15\n Apr\n2,571.6\n297.5\n1,014.8\n3883.80\n306.8\n16.9\n4,207.6\n67.7\n285.7\n0.0\n119.4\n36.1\n893.9\n413.7\n294.4\n6318.60\n May\n2,639.9\n280.6\n1,042.8\n3963.37\n275.1\n17.9\n4,256.4\n57.9\n300.0\n0.0\n66.3\n36.1\n908.9\n397.0\n290.1\n6312.76\n June\n2,734.1\n268.2\n1,019.8\n4022.09\n331.6\n24.0\n4,377.6\n67.9\n272.3\n0.0\n77.8\n44.3\n915.7\n407.7\n276.0\n6439.33\n July\n2,676.5\n334.1\n987.4\n3997.93\n361.0\n33.8\n4,392.8\n58.2\n261.0\n0.0\n56.9\n45.8\n922.1\n393.1\n269.8\n6399.63\n Aug\n2,836.2\n285.6\n1,009.5\n4131.35\n341.3\n29.3\n4,501.9\n67.0\n257.0\n0.0\n51.1\n40.9\n932.3\n390.2\n309.8\n6550.23\n Sep\n2,915.9\n334.9\n987.8\n4238.62\n393.9\n25.8\n4,658.3\n62.9\n246.3\n0.0\n69.3\n35.9\n944.5\n382.3\n303.2\n6702.64\n Oct\n3,056.4\n267.0\n940.9\n4264.34\n344.5\n25.0\n4,633.9\n60.0\n267.7\n0.0\n74.5\n27.9\n954.5\n397.2\n283.0\n6698.61\n Nov\n3,186.7\n254.5\n896.9\n4338.05\n382.5\n28.0\n4,748.6\n29.3\n260.0\n0.0\n51.4\n28.2\n966.9\n350.5\n317.3\n6752.22\n Dec\n3,271.3\n285.7\n896.0\n4452.99\n418.3\n19.6\n4,890.9\n47.1\n250.7\n1.8\n111.6\n48.2\n1,032.7\n376.7\n294.0\n7053.81\n2017\n Jan\n3,205.0\n317.1\n981.8\n4503.86\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6933.07\n Feb\n3,267.0\n318.3\n977.1\n4562.41\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7026.43\n Mar\n3,370.3\n313.3\n965.3\n4648.90\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7281.03\n Apr\n3,496.9\n328.5\n960.8\n4786.12\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7429.28\n May\n3,534.8\n331.2\n979.7\n4845.74\n384.0\n53.4\n5,283.1\n50.8\n220.4\n0.0\n29.0\n41.9\n1,092.7\n486.1\n311.6\n7515.61\nSource:Reserve Bank of Zimbabwe,2017\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n0.13\n \n17.39\n52.89\n174.89\n10.0\n0.0\n76.6\n28.8\n0.0\n0.0\n332.8\n0.0\n424.2\n107.9\n119.7\n1,345.3\nFeb\n0.20\n \n18.23\n51.29\n188.70\n9.2\n0.0\n65.6\n29.2\n0.0\n0.0\n330.2\n0.0\n428.9\n110.4\n119.6\n1,351.6\nMar\n0.19\n \n15.08\n63.72\n189.76\n16.6\n0.0\n50.8\n28.5\n0.0\n0.0\n345.4\n0.0\n407.7\n105.9\n119.4\n1,343.1\nApr\n0.19\n \n9.46\n24.44\n186.02\n3.4\n0.0\n90.9\n27.6\n0.0\n0.0\n332.5\n0.0\n406.6\n111.4\n119.2\n1,311.8\nMay\n0.14\n \n7.35\n65.79\n148.67\n5.5\n0.0\n93.3\n26.8\n0.0\n0.0\n339.8\n0.0\n421.5\n114.2\n122.3\n1,345.3\nJun\n0.18\n \n12.92\n66.94\n200.92\n5.2\n0.0\n103.7\n25.9\n0.0\n0.0\n353.3\n0.0\n402.0\n107.4\n119.3\n1,397.7\nJul\n0.16\n \n8.30\n63.25\n162.33\n5.7\n0.0\n101.6\n33.4\n0.0\n0.0\n346.8\n0.0\n426.1\n107.3\n123.8\n1,378.9\nAug\n0.20\n \n7.54\n84.78\n136.50\n4.1\n0.0\n95.1\n32.3\n0.0\n0.0\n353.4\n0.0\n416.6\n105.8\n123.4\n1,359.7\nSep\n0.21\n \n4.16\n67.01\n165.80\n3.8\n0.0\n95.5\n29.0\n0.0\n0.0\n354.4\n0.0\n417.1\n105.4\n123.3\n1,365.6\nOct\n0.12\n \n7.23\n52.19\n191.21\n6.8\n0.0\n100.9\n26.3\n0.0\n0.0\n356.9\n0.0\n427.0\n108.8\n123.4\n1,400.9\nNov\n0.14\n \n6.44\n54.76\n214.60\n3.9\n0.0\n114.9\n22.3\n0.0\n0.0\n381.2\n0.0\n444.9\n108.8\n124.7\n1,476.7\nDec\n1.72\n \n8.05\n89.65\n243.77\n5.1\n0.0\n91.3\n21.0\n0.0\n0.0\n379.8\n0.0\n430.2\n110.0\n124.4\n1,505.1\n0.0\n2017\nJan\n2.35\n \n7.02\n109.63\n157.70\n4.3\n0.0\n123.7\n20.8\n0.0\n0.0\n389.1\n0.0\n406.1\n106.3\n124.4\n1,451.4\nFeb\n1.19\n \n7.29\n69.26\n155.60\n7.4\n0.0\n162.0\n20.1\n0.0\n0.0\n394.4\n0.0\n410.1\n109.0\n124.2\n1,460.4\nMar\n1.65\n \n3.07\n35.53\n177.16\n4.0\n0.0\n164.2\n18.7\n0.0\n0.0\n404.4\n0.0\n413.0\n102.8\n124.2\n1,448.6\nApr\n0.74\n \n3.56\n73.43\n173.28\n9.8\n0.0\n158.6\n17.8\n0.0\n0.0\n392.5\n0.0\n432.3\n109.7\n125.1\n1,496.8\nMay\n0.92\n \n3.94\n81.47\n152.32\n10.8\n0.0\n168.2\n20.3\n0.0\n0.0\n394.4\n0.0\n451.1\n105.9\n126.1\n1,515.4\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTotal\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n297.8\n534.3\n832.14\n47.2\n0.1\n879.4\n22.6\n43.3\n0.0\n74.7\n0.0\n292.9\n32.3\n1345.27\n Feb\n305.9\n533.4\n839.34\n37.2\n0.1\n876.6\n23.2\n42.3\n0.0\n80.7\n0.9\n296.3\n31.5\n1351.56\n Mar\n314.1\n531.2\n845.28\n25.1\n0.0\n870.4\n23.6\n37.0\n0.0\n80.9\n0.8\n284.3\n46.0\n1343.06\n Apr\n317.6\n520.8\n838.41\n25.1\n0.0\n863.5\n23.7\n36.9\n0.0\n74.6\n0.5\n278.8\n33.9\n1311.79\n May\n330.8\n480.5\n811.31\n34.1\n0.0\n845.5\n25.0\n36.2\n0.0\n77.2\n0.5\n315.5\n45.5\n1345.27\n June\n313.1\n511.6\n824.71\n69.2\n0.0\n893.9\n24.4\n35.4\n0.0\n81.5\n3.1\n313.1\n46.3\n1397.68\n July\n313.4\n490.8\n804.18\n74.0\n15.5\n893.7\n24.8\n35.7\n0.0\n72.7\n0.4\n318.2\n33.4\n1378.87\n Aug\n278.7\n503.6\n782.31\n71.0\n16.1\n869.4\n25.1\n33.6\n0.0\n76.5\n0.4\n321.5\n33.3\n1359.67\n Sep\n270.8\n507.3\n778.11\n85.7\n16.4\n880.2\n22.5\n30.5\n0.0\n82.4\n0.3\n314.1\n35.5\n1365.62\n Oct\n267.3\n525.9\n793.19\n89.2\n16.4\n898.9\n24.6\n29.4\n0.0\n87.8\n0.4\n319.7\n40.1\n1400.87\n Nov\n311.8\n529.0\n840.82\n89.4\n16.5\n946.7\n25.8\n29.6\n0.0\n90.8\n0.6\n326.4\n56.8\n1476.66\n Dec\n339.5\n532.9\n872.41\n92.6\n16.6\n981.6\n27.0\n28.8\n0.0\n79.9\n0.5\n330.3\n56.9\n1505.10\n2017\n Jan\n326.2\n522.1\n848.23\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1451.40\n Feb\n326.1\n534.4\n860.48\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1460.43\n Mar\n319.7\n523.2\n842.91\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1448.62\n Apr\n399.6\n527.1\n926.64\n70.6\n16.0\n1,013.2\n21.8\n22.8\n0.0\n54.0\n0.2\n322.5\n62.3\n1496.83\n May\n378.0\n536.0\n914.03\n70.7\n16.1\n1,000.8\n21.8\n23.0\n0.0\n66.2\n0.4\n325.8\n77.4\n1515.45\nSource:Reserve Bank of Zimbabwe,2017\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n22 \n \n \n \n \nAGRICULTURE\nCONSTRUCTION COMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS CONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJun\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJul\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nAug\n498,489.6\n43,265.5\n26,005.4\n295,108.0\n11,957.4\n69,959.8\n423,824.7\n139,556.7\n458,763.3\n44,237.3\n636,726.8\n10,497.1\n2,658,391.5\nSep\n487,504.2\n42,900.7\n20,644.2\n338,165.8\n11,960.4\n154,582.0\n409,891.0\n142,259.6\n400,059.8\n40,609.7\n636,000.8\n11,273.3\n2,695,851.5\nOct\n513,303.7\n44,348.8\n23,814.1\n333,709.5\n11,968.6\n70,984.3\n418,465.3\n152,571.6\n456,867.4\n45,511.4\n637,546.1\n11,122.2\n2,720,213.0\nNov\n526,709.8\n42,580.2\n22,481.4\n338,556.1\n11,358.7\n72,491.9\n413,849.2\n152,092.3\n464,279.4\n42,762.1\n641,080.5\n10,545.5\n2,738,787.0\nDec\n436,452.3\n41,297.5\n19,541.4\n311,503.1\n11,668.9\n327,576.0\n377,945.5\n134,516.0\n415,801.6\n36,867.2\n613,022.6\n10,287.7\n2,736,479.6\n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nApr\n426,696.6\n43,836.6\n18,145.2\n340,025.3\n12,219.1\n271,824.0\n360,945.8\n134,101.0\n350,475.1\n42,208.4\n571,000.5\n12,492.9\n2,583,970.5\nMay\n428,874.0\n43,427.0\n16,689.0\n322,695.4\n12,252.6\n269,976.3\n360,929.9\n117,479.9\n354,102.7\n41,337.5\n569,798.9\n11,923.7\n2,549,487.0\nSource:Reserve Bank of Zimbabwe,2017\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ thousands\n \n \n \n23 \n \nEND OF\nAGRICULTURE CONSTRUCTION COMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n1,073,567.6\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJun\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nJul\n207,280.2\n99,727.9\n138,781.2\n616,359.8\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,752,262.6\nAug\n233,004.5\n97,248.8\n153,590.8\n578,487.3\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,835,125.8\nSep\n236,724.3\n101,117.1\n155,483.5\n597,290.0\n346,375.9\n1,046,195.2\n366,312.8\n57,885.0\n1,365,673.5\n73,805.9\n595,219.8\n70,669.7\n5,012,752.7\nOct\n239,373.9\n107,235.7\n160,641.2\n593,362.2\n344,681.9\n988,274.7\n363,815.8\n63,998.0\n1,384,083.2\n76,834.0\n593,827.7\n73,608.8\n4,989,737.2\nNov\n318,652.7\n107,089.5\n189,581.3\n501,506.5\n329,147.3\n992,135.7\n411,467.8\n150,691.6\n1,337,295.6\n79,405.2\n591,639.0\n71,016.3\n5,079,628.5\nDec\n258,814.9\n110,009.2\n202,260.4\n590,595.6\n348,457.0\n1,020,795.0\n382,615.8\n81,542.7\n1,466,867.2\n82,186.5\n592,932.5\n76,874.9\n5,213,951.8\n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.2\nMay\n301,531.2\n113,685.5\n220,541.8\n679,781.4\n320,878.2\n1,019,941.1\n417,418.5\n175,383.4\n1,454,718.3\n108,366.5\n667,019.7\n71,770.2\n5,551,035.8\nSource: Reserve Bank of Zimbabwe,2017\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ thousands\n \n \n24 \n \n \n \n \n \n \n \nEnd Period \nNominal Lending Rates\n1\nIndividuals \nCorporate\n2016\nJan\n6.00-22.00\n12.08\n7.38\nFeb\n4.00-22.00\n11.48\n7.29\nMar\n4.00-22.00\n11.44\n7.16\nApr \n4.00-22.00\n11.50\n7.20\nMay \n4.00-18.00\n11.43\n7.35\nJun\n4.00-18.00\n11.40\n7.48\nJul\n4.00-18.00\n10.69\n6.79\nAug \n4.00-18.00\n10.67\n6.84\nSep\n4.00-18.00\n10.66\n6.95\nOct\n4.00-18.00\n10.70\n6.93\nNov \n4.00-18.00\n10.69\n6.99\nDec\n4.00-18.00\n10.59\n6.87\n2017\nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr \n4.00-18.00\n9.25\n7.02\nMay \n4.00-18.00\n9.17\n7.03\n Source:Reserve Bank of Zimbabwe, 2017 \nNotes\nTABLE 8.1: LENDING RATES (percent per annum) \n1. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks \nWeighted Average Lending Rates\n \n \n \n25 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\nSep\n0.50-6.00\n1.00-17.00\nOct\n0.50-6.00\n1.00-17.00\nNov\n0.50-6.00\n1.00-17.00\nDec\n0.50-6.00\n1.00-17.00\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-6.50**\n Source:Reserve Bank of Zimbabwe, 2017\n* The range of rates qouted by banks during the period.\n **banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n 26 \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSep\n0.10\n-0.03\n-1.11\n-0.27\n-0.03\n-0.08\n-0.09\n-0.26\n0.00\n0.01\n0.10\n-0.34\n-0.06\n-0.26\nOct\n-0.05\n-0.24\n-0.13\n0.06\n-0.03\n-0.06\n0.00\n-0.01\n0.00\n-0.06\n0.17\n-0.05\n0.40\n0.09\nNov\n0.06\n-0.09\n0.00\n0.10\n-0.07\n0.33\n0.00\n0.18\n-2.46\n-0.01\n0.14\n-0.22\n0.54\n0.02\nDec\n-0.06\n0.09\n-0.59\n0.46\n0.09\n-0.27\n0.00\n0.29\n0.00\n0.16\n0.34\n-0.09\n0.38\n0.06\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.25\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nSource:Zimstat, 2017\nNON-FOOD INFLATION\nTABLE 9.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \n \n27 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSep\n-1.36\n-1.79\n-1.50\n-2.48\n-0.14\n-2.17\n-2.10\n-0.78\n9.09\n-0.84\n-1.82\n-0.58\n-2.94\n-1.33\nOct\n-0.97\n-1.73\n-1.54\n-2.10\n-0.76\n-1.77\n-2.13\n-0.65\n9.09\n-0.72\n-1.77\n-0.45\n-2.03\n-0.95\nNov\n-0.77\n-1.63\n-1.53\n-1.77\n-0.83\n-1.37\n-1.91\n-0.45\n3.48\n-0.70\n-1.62\n-0.89\n-1.54\n-1.09\nDec\n-0.42\n-1.39\n-2.29\n-1.25\n-0.67\n-1.39\n-1.87\n-0.24\n3.49\n-0.47\n-0.99\n-0.92\n-0.95\n-0.93\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.08\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.21\n1.92\n0.75\nSource: Zimstat, 2017\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 9.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \n(DECEMBER 2012 = 100)\n \n \n \n28 \n \n \n \n \n(US$ millions)\nEnd Period\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\nLong-Term External Debt\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\n8,656\nGovernment\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\n5,365\nBilateral Creditors\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\n3,479\nMultilateral Creditors\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\nBilateral Creditors\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\n779\nMultilateral Creditors\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\n591\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nMultilateral Creditors - IMF\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nPrivate\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\nShort-Term External Debt\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\n2,304\nSupplier's Credits\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\n573\nPrivate\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\n1,731\nTotal External Debt\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\n10,960\nSource: Ministry of Finance & Economic Development, 2017; & Reserve Bank of Zimbabwe, 2017\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n29 \n \n \n \n \n \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nAPR\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMAY\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJUN\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJUL\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAUG\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSEP\n13.9200\n10.5800\n101.6000\n1.1200\n1.3200\nOCT\n13.9400\n10.6500\n103.7600\n1.0989\n1.2346\nNOV\n13.9402\n10.6875\n107.9934\n1.0811\n1.2430\nDEC\n13.8416\n10.7247\n115.7895\n1.0556\n1.2509\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nApr\n13.3461\n10.4384\n111.1600\n1.0862\n1.2908\nMay\n13.1162\n10.2987\n110.9650\n1.1168\n1.2801\nSource: Reserve Bank of Zimbabwe, 2017\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n2. US dollars per unit of foreign currency.\n \n \n \n30 \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nUS$ millions\n2016\nJan\n103.0\n19.5\n10.4\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15.6\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16.4\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13.9\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18.1\n88,525,472\n2,780.9\nJul\n98.8\n25.7\n11.8\n57,222,624\n2,772.0\nAug\n99.5\n26.3\n7.1\n41,264,438\n2,734.3\nSep\n98.9\n26.6\n13.0\n68,329,516\n2,725.1\nOct\n120.8\n33.8\n22.6\n177,384,684\n3,328.3\nNov\n137.1\n57.4\n23.5\n233,749,377\n3,804.6\nDec\n144.5\n58.5\n26.0\n292,538,969\n4,008.0\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n139.0\n58.6\n26.9\n145,238,255\n3,871.2\nApr\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nSource:Zimbabwe Stock Exchange (ZSE),2017\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\n \n \n \n31 \n \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSep\n 4,382.9 \n10.5\n237.3\n167.7\n533.9\n215.9\nOct\n 4,127.6 \n8.0\n322.8\n112.5\n524.5\n216.0\nNov\n 4,624.7 \n6.9\n363.4\n84.5\n537.2\n229.9\nDec\n 4,882.6 \n5.6\n479.9\n71.9\n626.1\n265.1\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n495.6\n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n472.3\n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n671.6\n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n792.5\n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n939.9\n618.7\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n32 \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJun\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJul\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nAug\n253.9\n27.8\n4038.1\n1156.4\n 26,009.6 \n109.5\nSep\n288.5\n32.5\n4421.9\n1188.5\n 27,300.0 \n100.0\nOct\n296.0\n29.2\n6247.4\n1106.4\n 29,801.7 \n117.9\nNov\n353.0\n30.6\n8691.2\n1086,9\n 28,542.1 \n128.8\nDec\n405.4\n24.4\n13042.1\n1348.0\n 33,211.8 \n155.9\nAnnual Total\n 2,901.5 \n347.7\n 52,407.5 11,245.7 298,586.2 \n1112.1\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 \n191.0\nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 \n207.0\nMay\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 \n244.1\nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 \n231.0\nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 \n323.3\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n33 \n \n \n \n \n \n \n \n \n \n \nMonth\nExports\nImports\nTotal Trade\nTrade Balance\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2540.40\n4722.05\n7262.45\n(2181.65)\n2017\nJan\n257.80\n384.80\n642.60\n(127.00)\nFeb\n240.20\n424.40\n664.60\n(184.20)\nMar\n224.50\n461.60\n686.10\n(237.10)\nApr\n184.50\n405.20\n589.70\n(220.70)\nMay\n223.10\n466.00\n689.10\n(242.90)\nSource: Zimstat, 2017\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)\n \n \n \n34", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/May2017.pdf"}
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+{"doc_id": "cba67a8124f69333f0a6998b0b082882", "text": "i \n \n \n \n \n \n \n \nDECEMBER 2021 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMONETARY DEVELOPMENTS .............................................................................................. 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nINFLATION OUTTURN ............................................................................................................. 7 \nAnnual Inflation ........................................................................................................................ 7 \nMonthly Inflation ...................................................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 8 \nCash Transactions ..................................................................................................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCard Based Transactions ......................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n2021 \n \nNovember \n \n2021 \n \nDecember \n \nMonth-on- \nmonth change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n28,185.08 \n25,944.263 \n-7.95 \nMoney Supply2 (M3) (ZW$ millions) \n437,916.02 \n475,361.523 \n \n8.55 \nAnnual Inflation1 (%) \n58.40 \n60.74 \n2.34a \n \nMonthly Inflation1 (%) \n5.76 \n5.76 \n0.00a \n \nBlended Annual Inflation1 (%) \n25.76 \n24.92 \n-0.84a \nBlended Monthly Inflation1 (%) \n2.13 \n2.06 \n-0.07a \nNational Payment System Transactions2 \n(ZW$ billions) \n998.22 \n1118.62 \n12.06 \nNominal Lending Rate2 \n(% per annum) \n6.00-85.00 \n6.00-85.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Provisional until external audit is completed. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational commodity prices for selected \nprecious metals, base metals, and crude oil, \nwere largely subdued, during the month of \nDecember 2021. This was largely due to a \nstronger US dollar and investor concerns over \nthe effects of the Covid-19 omicron variant, on \nglobal economic recovery. \n \nPrecious Metals \n \n Gold \nOn a month-on-month basis, gold prices \nretreated by 1.6%, from a monthly average of \nUS$1,820.26 per ounce in November 2021 to \nUS$1,790.63 per ounce, during the month \nunder \nreview. \nThis \nfollowed \ninvestor \nexpectations that the US Federal Reserve \nwould accelerate stimulus tapering, amid \ngrowing concerns over rising US inflation. The \nstronger greenback also exerted downward \npressure on gold prices, which was, however, \ncapped by the demand of the yellow metal as a \nsafe-haven asset. \n \nPlatinum \nPlatinum prices retreated by 8.6%, from a \nmonthly average of US$1,034.95 per ounce in \nthe previous month to US$946.39 per ounce, \nduring the month under analysis. Prices were \nweighed down by subdued demand for \nindustrial metals, particularly in China and \nEurope. Furthermore, the investment demand \noutlook for the metal was dented by a stronger \nUS dollar. Figure 1 shows the evolution of \nprecious metal prices for the period from \nDecember 2020 to December 2021. \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2021 \n \nBase Metals \n \nCopper \nCopper prices declined by 2.4%, from an \naverage \nof \nUS$9,765.48 \nper \ntonne \nin \nNovember 2021, to US$9,530.48 per tonne in \nDecember 2021. Prices were also weighed \ndown by a stronger US dollar, and fears of \nwaning demand, amid signs of economic \nslowdown in China, the top consumer of the \nbase metal. \n \nNickel \nDuring the month under review, nickel prices \nretreated due to concerns over slowing demand \nfor the metal, as Covid-19 omicron variant \ncases surged. Slackening demand from the \nstainless-steel industry, particularly in China, \nalso exerted downward pressure on the price of \nthe base metal. Prices retreated by 0.3%, to a \nmonthly average of US$19,911.86 per tonne in \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nDecember 2021, from US$19,964.48 per tonne \nrecorded in the prior month. Figure 2 shows \ndevelopments in base metal prices for the \nperiod from December 2020 to December \n2021. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2021 \n \n \nBrent Crude Oil \nBrent crude oil prices remained bearish, on \nconcerns over waning demand, as some \ncountries \nstarted \nto \nre-impose \ntravel \nrestrictions, to curb rising Covid-19 omicron \nvariant cases. In addition, fears of a global glut, \nfollowing reports by the Energy Information \nAdministration (EIA), indicating that the global \noil market was in surplus, negatively impacted \non prices. Against this backdrop, prices eased \nby 8.0%, to close the month under review at an \naverage of US$74.53 per barrel, from an \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \naverage of US$80.99 per barrel in the previous \nmonth. The developments on oil prices, for the \nperiod from December 2020 to December \n2021, are as shown in Figure 3. \n \nFigure 3: International Crude Oil Prices \n(US$/barrel) \n \nSource: Bloomberg, 2021 \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad money amounted to ZW$475.36 billion \nin December 2021, compared to ZW$437.92 \nbillion in November 2021. The money stock \nwas composed of 55.18% in local currency \ndeposits and 44.33% in foreign currency \ndeposits. Currency in circulation constituted \nthe remainder of 0.49% of total money supply. \nFigure 4 shows the composition of money \nsupply. \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n21,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nDec-20\nFeb-21\nApr-21\nJun-21\nAug-21\nOct-21\nDec-21\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nUS$/barrel\n \n \n \n6 \n \nFigure 4: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nDuring the month under review, domestic \nclaims rose by 16.61%, to ZW$340.29 billion. \nThe growth was driven by expansions of \n35.79% in net claims on Government, and \n10.56% in credit to the private sector. The \ngrowth in net claims on Government was an \naccounting entry reflecting the country’s \ndrawdowns of Special Drawing Rights (SDRs) \nallocations from the IMF. \nOn an annual basis, broad money registered a \ngrowth of 131.83%, down from 485.55% in \nDecember 2020. The local currency deposits \ncomponent in broad money grew by 161.21%; \nand foreign currency deposits by 103.13%; \nwhile currency in circulation increased by \n93.86%, over the year to December 2021. \nIn particular, the increase foreign currency \ndeposits from ZW$103.73 billion in December \n2020 to ZW$210.70 billion in December 2021, \nwas largely due to an increase in the value of \nforeign currency accounts (FCA) deposits from \nUS$1.27 billion in December 2020 to US$1.94 \nbillion in December 2021. Revaluation due to \nexchange rate movements also contributed to \nthe increase in the local currency equivalent of \nthe FCA deposits. \nThe annual growth in broad money was largely \ndue to increases of 574.75% and 270.05% in \ncredit to other financial corporations and net \nclaims on Government, respectively. Banking \nsector credit to Government was mainly in the \nform of Treasury bill holdings by banks. Credit \nto private sector rose by 198.58%, while claims \non public non-financial corporations increased \nby 190.54%. \nCredit to the private sector mainly benefited the \nagriculture and household sectors, which \nreceived 29.14% and 23.22% of the total credit, \nrespectively. \nThe \ndistribution \nand \nmanufacturing sectors also received 13.19% \nand 11.88%, respectively, while credit shares \nfor the rest of the economic sectors are shown \nin Figure 5. \nFigure 5: Distribution of Private Sector \nCredit \n \n \nSource: Reserve Bank of Zimbabwe, 2021 \nCredit to the private sector was largely \nchanneled towards inventory build-up, which \ntook up 34.0% of the credit, while other \nrecurrent expenditures consumed 27.20% of \nLocal \nCurrency \nTransferabl\ne deposits\n46.54%\nForeign \nCurrency \nDeposits\n44.33%\nTime \nDeposits\n7.87%\nCurrency in \nCirculation\n0.49%\nNCDs\n0.77%\nHouseholds\n23.22%\nAgriculture\n29.13%\nMining\n5.68%\nManufacturing\n11.88%\nDistribution\n13.19%\nConstruction\n0.96%\nTransport & \nCommunicati\nons\n1.92%\nServices\n7.79%\nFinancial Org. \n& Investments\n6.22%\nOther\n0.02%\n \n \n \n7 \n \nthe credit. The private sector utilized about \n17.64% of credit for fixed capital investment. \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of December 2021, the \nZimbabwe Stock Exchange (ZSE) recovered \nfrom the loss in the previous month, resulting \nin all major indices registering gains. \nThe All Share, Top 10 and Medium Cap indices \nadded 1.19%, 1.45% and 0.19% to close at 10 \n822.36 points, 6 811.43 points and 20 407.26 \npoints, respectively. \nThe resources index also gained 8.65% to close \nat 7 815.37 points. \nFigure 6: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2021 \nAs a result of trading activity which was \nconcentrated in some selected high value \ncounters, the cumulative value of shares traded \nincreased by 77.85% to ZW$17.58 billion \ndespite the 71.17% decline in the volume of \nshares, amounting to 228.23 million. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined to 3.92%, from \n4.06% recorded in November 2021. The month \nunder review saw the net foreign position \nimprove to ZW$332 million, from -ZW$3.77 \nbillion recorded in the previous month. \n \nFigure 7: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2021 \nOwing to positive trading on the local bourse, \nthe ZSE gained ZW$27.14 billion or 2.10% \nworth of capitalization, to close at ZW$1.32 \ntrillion in December 2021. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation rose by 2.34 \npercentage points to 60.74% in December \n2021, from 58.4% in November 2021. This was \n0.00\n2,000.00\n4,000.00\n6,000.00\n8,000.00\n10,000.00\n12,000.00\n200\n2200\n4200\n6200\n8200\n10200\n12200\n31-Dec-20\n31-Jan-21\n28-Feb-21\n31-Mar-21\n30-Apr-21\n31-May-21\n30-Jun-21\n31-Jul-21\n31-Aug-21\n30-Sep-21\n31-Oct-21\n30-Nov-21\n31-Dec-21\nAll Share Index\nTop 10 Index\nMining Index\n0\n2,000\n4,000\n6,000\n8,000\n10,000\n12,000\n14,000\n16,000\n18,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n8 \n \nlargely on account of the increase in non-food \ninflation. \n \nAnnual non-food inflation rose to 57.57% in \nDecember 2021, from 53.57% in November \n2021. Major drivers of non-food inflation were \nrecreation and culture, miscellaneous goods \nand services, \ntransport, \nhousing, water, \nelectricity, gas and other fuels and health \namong others. Year-on-year food inflation \ndeclined from 65.39% in November 2021, to \n64.91% in December 2021. \n \nBlended annual inflation2 fell by 0.84 \npercentage points to 24.9% in December 2021, \nfrom 25.8% in November 2021. \n \n \nMonthly Inflation \n \nThe \nZW$ \nmonthly \ninflation \nremained \nunchanged at 5.76% in December 2021, as the \nincrease in non-food inflation was offset by the \ndecrease in food inflation. \n \nNon-food \ninflation \nincreased \nby \n0.20 \npercentage points, from 5.21% in November \n2021 to 5.41% in December 2021. Food \ninflation posted a monthly decline of 0.29 \npercentage points, from 6.51% November 2021 \nto 6.22% in December 2021. \n \n \n \n \n \n \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nFigure 8: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2021 \n \nMonthly blended inflation, at 2.06% in \nDecember 2021, reflected a 0.07 percentage \npoint decline from 2.13% recorded in \nNovember 2021. \n \nNATIONAL PAYMENTS SYSTEM \n \nDuring the month of December 2021, the value \nof transactions processed through the National \nPayments System (NPS) increased by 12.01% \nto ZW$1.12 trillion, from ZW$998.22 billion \nin November 2021. The volume of NPS \ntransactions increased by 8.36%, from 119.67 \nmillion in the previous month to 130.77 \nmillion, during the month under review. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nReal Time Gross Settlement System (RTGS) \ntransactions increased by 20.12% to 747.04 \nbillion in December 2021. RTGS transaction \nvolumes at 1.12 million, reflected a 6.58% \nin price of goods and services sold in the two main currencies \nin circulation, namely the ZW$ and the US$. \n0.00%\n1.00%\n2.00%\n3.00%\n4.00%\n5.00%\n6.00%\n7.00%\n8.00%\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nFood\nNon-Food\nOverall\n \n \n \n9 \n \nincrease, from 1.14 million recorded in the \nprevious month. \nFigure 9: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCash Transactions \nCash based transactions increased by 33.04% \nto ZW$23.60 billion in December 2021. \n \nMobile and Internet Based Transactions \n \nThe value of Mobile and internet-based \ndeclined to ZW$298.98 billion in December \n2021, from ZW$315.43 billion in the preceding \nmonth. \n \nCard Based Transactions \n \nCard-based transactions rose by 19.22% to \nZW$72.61 billion, during the month under \nanalysis. \n \nRESERVE BANK OF ZIMBABWE \n -\n 200.0\n 400.0\n 600.0\n 800.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n27 \n \n \n \n \n \n \n11 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 28 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 29 \n \n13.2 Volumes of Transactions \n \n \n \n \n 30 \n \nMerchandise Trade \n 14. Merchandise Trade Statistics \n \n \n \n \n 31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nNet Foreign Assets\n-316,766,634.64\n-328,526,094.64\n-340,106,496.40\n-327,297,184.10\n-319,268,915.42\n-328,642,322.20\n-303,317,411.71\n-290,181,081.59\n-301,865,260.30\n-305,499,835.09\n-324,477,572.55\n-370,161,253.86\n-361,298,424.39\nCentral Bank(net)\n-392,036,907.50\n-406,631,588.87\n-411,000,792.44\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\n-408,677,935.81\n-412,168,208.49\n-411,964,116.26\n-421,707,589.69\n-470,115,861.82\n-508,301,508.78\n-513,012,570.17\nForeign Assets\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\nForeign Liabilities\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\nOther Depository Corporations(net)\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n83,041,283.51\n89,891,499.41\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\nForeign Assets\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n98,837,092.48\n106,013,344.18\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\nForeign Liabilities\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,795,808.97\n16,121,844.77\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\nNet Domestic Assets (NDA)\n521,691,490.51\n549,010,656.62\n566,288,275.77\n561,575,884.82\n581,351,630.28\n610,249,806.36\n606,251,821.19\n620,837,934.22\n631,052,096.29\n670,098,627.13\n742,039,356.10\n808,077,271.24\n836,659,942.26\nDomestic Claims\n101,159,726.29\n108,399,214.96\n127,374,579.36\n124,267,139.59\n149,907,978.82\n158,719,727.00\n170,177,222.61\n186,187,386.15\n207,406,481.73\n225,085,581.53\n262,344,428.58\n291,811,266.12\n340,286,879.84\nClaims on Central Government(net)\n23,276,846.68\n15,698,011.65\n25,682,635.40\n19,242,767.82\n28,124,843.48\n29,989,668.04\n23,670,319.48\n31,250,109.35\n38,932,426.18\n42,462,267.46\n58,595,877.36\n61,571,905.79\n83,610,072.33\nClaims on Central Government\n37,789,748.86\n34,941,802.63\n43,864,745.10\n43,295,379.13\n47,281,011.39\n47,535,251.17\n42,113,825.79\n45,934,145.83\n55,528,235.16\n59,818,762.06\n75,251,019.59\n80,526,247.04\n98,427,828.73\nCentral Bank\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\nODCs\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n19,404,164.04\n19,218,864.33\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\nLess Liabilities to Central Government\n14,512,902.18\n19,243,790.98\n18,182,109.70\n24,052,611.30\n19,156,167.92\n17,545,583.13\n18,443,506.31\n14,684,036.48\n16,595,808.98\n17,356,494.60\n16,655,142.23\n18,954,341.25\n14,817,756.40\nCentral Bank\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\nODCs\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n5,382,544.78\n6,832,569.42\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\nClaims on Other Sectors\n77,882,879.61\n92,701,203.31\n101,691,943.96\n105,024,371.77\n121,783,135.35\n128,730,058.96\n146,506,903.14\n154,937,276.80\n168,474,055.55\n182,623,314.07\n203,748,551.22\n230,239,360.33\n256,676,807.51\nOther Financial Corporations\n606,276.57\n396,273.97\n881,815.56\n2,676,383.43\n4,857,921.34\n2,161,647.81\n4,230,396.18\n4,434,113.69\n4,734,034.05\n4,598,468.25\n4,840,748.10\n6,128,229.51\n9,710,262.81\nState and Local Government\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n20,366.90\n23,547.12\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\nPublic Non Financial Corporations\n2,578,274.18\n8,366,572.13\n8,849,870.48\n7,837,908.59\n9,126,830.60\n9,187,412.56\n12,075,547.93\n10,556,580.34\n13,825,015.06\n17,770,427.55\n20,820,033.41\n22,393,447.91\n23,865,846.53\nPrivate Sector\n74,660,404.58\n83,910,160.40\n91,928,403.19\n94,480,029.44\n107,778,016.50\n117,357,451.47\n130,116,707.10\n139,872,825.71\n149,845,640.23\n160,186,851.44\n178,008,080.43\n201,639,254.74\n222,930,132.71\nCentral Bank\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\nODCs\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n106,596,711.09\n116,093,273.55\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\nOther Items(Net)\n-420,531,764.21 -440,611,441.66 -438,913,696.40 -437,308,745.22 -431,443,651.46 -451,530,079.36 -436,074,598.58 -434,650,548.07 -423,645,614.57 -445,013,045.60 -479,694,927.52 -516,266,005.13 -496,373,062.42\nShares and Other Equity\n-390,151,578.46\n-408,061,464.88\n-410,347,885.65\n-411,006,941.09\n-396,650,639.28\n-415,482,334.99\n-421,159,006.94\n-420,923,101.54\n-420,402,750.57\n-426,036,485.00\n-473,248,083.80\n-509,275,252.67\n-502,021,854.19\nLiabilities to Other Financial Corporations\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n409,882.68\n429,002.92\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\nRestricted Deposits\n835,126.11\n718,690.98\n252,287.94\n71,982.41\n72,859.61\n67,378.71\n73,532.53\n85,289.04\n2,097,859.91\n3,600,957.03\n6,496,099.45\n4,400,595.12\n6,915,475.67\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-31,507,330.50\n-33,645,336.61\n-29,427,969.01\n-26,782,637.00\n-35,275,754.48\n-36,544,126.00\n-15,451,722.36\n-14,365,553.48\n-5,819,302.38\n-22,952,935.50\n-13,445,998.89\n-11,738,438.67\n-1,406,451.73\nBroad Money-M3\n204,924,855.86\n220,484,561.98\n226,181,779.37\n234,278,700.72\n262,082,714.87\n281,607,484.16\n302,934,409.48\n330,656,852.64\n329,186,835.99\n364,598,792.04\n417,561,783.55\n437,916,017.39\n475,361,517.87\nSecurities Other than Shares Included in Broad Money\n1,436,202.84\n1,422,437.87\n1,457,355.54\n1,641,213.33\n1,503,791.55\n1,525,849.38\n1,559,661.34\n1,523,179.12\n1,873,132.76\n3,191,934.31\n3,729,670.68\n4,007,812.73\n3,696,333.82\nBroad Money-M2\n203,488,653.02\n219,062,124.11\n224,724,423.83\n232,637,487.38\n260,578,923.31\n280,081,634.78\n301,374,748.14\n329,133,673.52\n327,313,703.23\n361,406,857.73\n413,832,112.87\n433,908,204.66\n471,665,184.05\nOther Deposits\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n13,701,776.00\n18,359,658.93\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\nNarrow Money-M1\n193,581,808.32\n207,710,646.74\n210,777,710.55\n218,469,433.68\n246,877,147.31\n261,721,975.85\n279,979,150.10\n306,098,411.06\n300,262,147.56\n335,026,202.48\n385,927,355.64\n400,698,387.01\n434,262,220.25\nTransferable Deposits\n192,383,729.76\n206,490,526.41\n209,569,292.32\n216,776,481.85\n245,066,101.47\n259,978,003.99\n277,785,152.96\n303,724,801.01\n297,965,557.69\n333,108,841.78\n383,724,566.36\n398,514,604.13\n431,948,432.28\n Of which Foreign Currency Accounts\n103,728,205.33\n108,593,568.84\n109,661,714.64\n115,035,082.24\n117,770,638.10\n127,553,941.47\n133,630,862.77\n141,174,811.64\n133,774,214.78\n151,057,377.09\n179,312,075.75\n181,547,992.63\n210,704,070.51\nCurrency Outside Depository Corporations\n1,198,078.56\n1,220,120.33\n1,208,418.23\n1,692,951.82\n1,811,045.84\n1,743,971.86\n2,193,997.15\n2,373,610.05\n2,296,589.87\n1,917,360.70\n2,202,789.29\n2,183,782.87\n2,313,787.98\nMemorandum Items\nReserve Money\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\nFCAs as a Percentage of Deposits in M3\n50.9%\n49.5%\n48.7%\n49.5%\n45.2%\n45.6%\n44.4%\n43.0%\n40.9%\n41.7%\n43.2%\n41.7%\n44.5%\nEnd Period Exchange Rate\n81.79\n82.68\n83.89\n84.40\n84.50\n84.73\n85.42\n85.64\n86.06\n87.67\n97.14\n105.67\n108.67\nSource: Reserve Bank of Zimbabwe, 2021\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n13 \n \n \nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nNet Foreign Assets\n-392,036,907.50 -406,631,588.87 -411,000,792.44 -404,663,451.67 -402,310,198.93 -418,533,821.61 -408,677,935.81 -412,168,208.49 -411,964,116.26 -421,707,589.69 -470,115,861.82 -508,301,508.78 -513,012,570.17\nClaims on Non Residents\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\nOfficial Reserves Assets\n2,786,278.07\n6,677,598.06\n5,651,394.24\n11,051,852.30\n7,205,335.48\n9,390,079.67\n22,273,252.21\n11,141,648.17\n95,273,718.45\n91,410,691.55\n98,733,481.46\n106,788,388.55\n113,865,495.69\nOther Foreign Assets\n11,838,216.95\n12,009,507.37\n12,215,668.41\n12,188,252.26\n10,909,678.93\n10,944,097.54\n10,865,931.01\n10,684,792.88\n10,973,701.35\n12,282,616.24\n13,594,904.67\n14,755,511.24\n20,597,406.74\nLess Liabilities to Non Residents\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\nShort Term Liabilities\n187,885,613.69\n192,806,142.21\n194,818,587.99\n195,017,951.26\n196,412,895.15\n215,118,073.59\n219,691,932.32\n215,528,229.57\n219,582,935.92\n224,780,986.78\n250,088,131.95\n270,427,009.64\n276,458,350.87\nOther Foreign Liabilities*\n218,775,788.84\n232,512,552.09\n234,049,267.11\n232,885,604.97\n224,012,318.18\n223,749,925.24\n222,125,186.70\n218,466,419.97\n298,628,600.14\n300,619,910.70\n332,356,116.01\n359,418,398.93\n371,017,121.73\n of which blocked funds\n177,624,192.87\n190,969,111.27\n191,664,044.89\n191,174,087.59\n181,636,605.52\n181,088,588.70\n179,118,601.53\n175,855,465.58\n173,053,746.34\n173,544,785.11\n191,359,585.62\n207,901,480.94\n215,193,860.69\nNet Domestic Assets (NDA)\n410,799,302.62\n428,456,369.46\n433,378,426.70\n423,911,503.19\n424,930,288.99\n444,749,080.57\n433,522,736.46\n437,112,930.85\n440,459,231.26\n447,950,487.22\n494,471,680.62\n536,486,587.36\n538,956,830.20\nDomestic Claims\n17,721,762.12\n18,864,046.83\n20,211,944.02\n14,624,071.75\n24,589,033.83\n28,240,574.97\n25,962,204.03\n25,193,941.68\n27,281,606.24\n29,006,431.90\n40,400,891.34\n41,254,735.58\n70,963,422.00\nNet Claims on Central Government\n15,520,804.20\n10,812,290.33\n11,396,835.82\n6,500,724.62\n14,103,224.21\n17,603,373.13\n12,336,905.40\n13,122,877.88\n12,099,897.36\n9,757,732.78\n17,950,931.38\n17,031,705.25\n46,157,622.65\nClaims on Central Government\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\nOf which: Securities Other than Shares\n6,035,224.38\n6,165,262.55\n6,095,109.16\n5,962,815.29\n5,871,229.64\n5,850,605.06\n5,809,922.68\n5,803,706.31\n5,778,201.73\n5,767,697.15\n5,748,064.63\n5,737,560.05\n5,725,696.74\nLoans\n19,658,455.39\n18,437,148.85\n18,695,624.21\n19,714,713.82\n22,005,617.72\n22,465,781.78\n18,675,222.67\n16,952,495.34\n17,005,332.91\n17,833,656.45\n25,695,249.98\n27,349,310.60\n51,228,986.78\n Loans and Advances\n15,645,165.82\n14,425,116.65\n14,682,354.29\n15,701,443.90\n17,997,932.14\n18,458,096.20\n14,666,539.96\n12,945,598.08\n12,997,746.30\n13,884,037.90\n15,157,333.07\n16,805,093.22\n17,897,368.08\n Legacy Debt\n401,723.73\n400,466.35\n401,704.08\n401,704.08\n396,119.73\n396,119.74\n397,116.86\n395,331.42\n396,020.77\n338,052.70\n6,926,351.06\n6,932,651.53\n29,720,052.86\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\nOf which: Deposits\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n2,200,957.92\n8,051,756.50\n8,815,108.19\n8,123,347.12\n10,485,809.62\n10,637,201.84\n13,625,298.64\n12,071,063.80\n15,181,708.88\n19,248,699.12\n22,449,959.96\n24,223,030.33\n24,805,799.35\nOther Financial Corporations\n188,349.05\n204,933.06\n703,425.29\n703,645.95\n1,533,608.33\n1,602,101.94\n1,591,946.54\n1,600,109.77\n1,616,633.50\n1,675,284.36\n1,710,457.33\n1,936,149.98\n1,940,319.92\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n1,309,265.53\n7,102,293.92\n7,356,206.59\n6,508,948.22\n7,770,895.87\n7,770,921.98\n10,544,228.28\n8,914,695.01\n11,902,013.06\n15,872,466.74\n18,948,074.45\n20,323,891.94\n20,881,242.71\nPrivate Sector\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\nClaims on Other Depository Corporations\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\nOf which: Loans\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\nOther Liabilities to ODCs\n53,880,036.70\n52,386,928.65\n59,780,016.83\n67,223,250.63\n68,479,829.04\n74,078,427.51\n91,366,745.03\n90,755,541.83\n61,697,091.96\n61,027,807.98\n75,694,008.33\n84,609,743.32\n108,149,998.58\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n22,262,484.07\n29,594,641.97\n31,870,831.11\n32,826,932.93\n33,556,990.26\n41,514,984.85\n45,976,776.82\n46,605,622.19\n40,728,575.10\n41,191,755.29\n51,891,284.90\n53,851,878.52\n72,821,158.38\nOther Items(Net)\n-443,273,555.40 -459,415,237.58 -470,268,174.72 -474,455,170.78 -466,387,761.43 -487,568,110.43 -495,500,366.27 -499,196,071.64 -471,349,472.27 -476,675,721.39 -525,795,635.11 -574,985,503.78 -571,223,436.96\nShares and Other Equity\n-442,191,359.79\n-459,147,547.11\n-467,159,156.05\n-471,095,071.67\n-458,343,431.18\n-477,762,942.16\n-486,305,203.47\n-488,981,304.19\n-491,527,426.67\n-501,914,984.05\n-555,638,121.13\n-604,000,281.44\n-620,887,582.17\nOther Items(Net)\n-3,242,652.80\n-1,473,280.48\n-4,426,426.77\n-4,965,601.97\n-9,430,994.41\n-10,971,526.97\n-9,911,933.75\n-10,996,966.63\n17,593,977.36\n20,921,508.79\n23,131,653.99\n23,458,496.35\n41,146,119.65\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n2,160,457.19\n1,205,590.01\n1,317,408.10\n1,605,502.86\n1,386,664.16\n1,166,358.70\n716,770.95\n782,199.17\n2,583,977.04\n4,317,753.87\n6,710,832.03\n5,556,281.32\n8,518,025.55\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\nBond Coins\n2,375,925.99\n99,709.66\n99,709.73\n99,709.87\n99,709.99\n99,710.09\n99,710.14\n99,710.17\n99,710.20\n99,710.12\n99,710.10\n99,710.13\n99,710.16\nBond Notes\n99,709.69\n2,603,693.97\n2,847,426.23\n3,050,378.36\n3,152,287.93\n3,550,401.56\n3,797,075.30\n4,413,772.03\n4,650,584.97\n4,671,398.41\n4,714,194.39\n4,805,542.45\n5,052,397.24\nLiabilities to ODCs\n16,386,469.12\n19,121,376.95\n19,430,498.30\n16,097,963.29\n19,368,092.13\n22,565,147.30\n20,948,015.21\n20,431,240.16\n23,744,819.84\n21,471,789.00\n19,541,914.31\n23,279,826.00\n20,792,152.63\n Reserve Deposits\n2,199,092.20\n2,444,129.79\n4,799,500.58\n5,160,139.38\n5,730,094.93\n6,659,921.67\n7,269,076.19\n7,862,360.46\n8,219,597.38\n9,255,653.80\n9,541,310.72\n18,709,286.01\n19,781,787.64\n Exess reserves \n14,187,376.93\n16,677,247.16\n14,630,997.72\n10,937,823.91\n13,637,997.20\n15,905,225.63\n13,678,939.03\n12,568,879.69\n15,525,222.46\n12,216,135.19\n10,000,603.59\n4,570,539.99\n1,010,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2021\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n14 \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nNet Foreign Assets\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n77,366,267.57\n77,366,267.57\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\nClaims on Non Residents\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n92,405,865.60\n92,405,865.60\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\nOf Which: Foreign Currency\n39,886,775.04\n42,733,946.30\n41,025,473.91\n40,953,342.99\n40,953,342.99\n40,953,342.99\n30,255,551.49\n30,509,126.94\n32,270,386.66\n38,500,097.41\n50,074,676.36\n53,424,260.93\n50,030,986.41\nDeposits\n49,426,810.30\n50,993,755.75\n45,711,660.09\n51,250,447.13\n51,250,447.13\n51,250,447.13\n90,381,891.07\n107,347,245.84\n96,773,959.39\n93,731,294.28\n116,746,591.30\n103,820,731.58\n125,043,551.30\nOther\n145,114.78\n154,683.94\n183,144.98\n202,075.48\n202,075.48\n202,075.48\n210,984.25\n214,079.24\n214,451.29\n260,414.95\n391,933.02\n409,803.27\n346,680.86\nLess Liabilities to Non Residents\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,039,598.02\n15,039,598.02\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\nOf Which: Deposits\n3,826,796.90\n4,683,800.54\n4,962,383.04\n4,425,775.68\n4,425,775.68\n4,425,775.68\n4,258,022.10\n3,965,803.90\n6,985,643.39\n4,034,436.70\n7,964,589.56\n7,991,662.41\n11,564,286.23\nLoans\n10,361,630.37\n11,093,091.22\n11,063,599.89\n10,613,822.34\n10,613,822.34\n10,613,822.34\n11,229,880.61\n12,117,521.21\n12,174,298.00\n12,249,615.34\n13,610,321.85\n11,522,878.45\n12,142,786.55\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n127,131,173.37\n140,672,048.38\n153,013,944.93\n153,685,960.87\n153,685,960.87\n153,685,960.87\n194,736,649.82\n205,599,205.54\n216,305,273.04\n245,756,879.91\n269,505,972.41\n296,436,293.39\n319,731,034.22\nDomestic Claims\n83,427,964.18\n89,535,168.13\n107,162,635.34\n109,643,067.84\n109,643,067.84\n109,643,067.84\n144,215,018.58\n160,993,444.47\n180,124,875.49\n196,079,149.63\n221,943,537.24\n250,556,530.54\n269,323,457.84\nNet Claims on Central Government\n7,756,042.48\n4,885,721.32\n14,285,799.58\n12,742,043.20\n12,742,043.20\n12,742,043.20\n11,333,414.08\n18,127,231.47\n26,832,528.82\n32,704,534.68\n40,644,945.98\n44,540,200.54\n37,452,449.68\nClaims on Central Government\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n17,617,850.02\n17,617,850.02\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\nSecurities\n12,072,773.09\n10,322,702.11\n19,049,865.62\n17,602,682.71\n17,602,682.71\n17,602,682.71\n17,610,769.74\n23,160,619.26\n32,722,213.67\n36,196,334.62\n43,786,500.90\n47,418,135.58\n41,452,052.93\nLoans\n23,296.00\n16,689.12\n24,146.11\n15,167.30\n15,167.30\n15,167.30\n17,910.70\n17,324.92\n22,486.84\n21,073.85\n21,204.08\n21,240.82\n21,092.28\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\nOf which: Deposits\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n75,671,921.69\n84,649,446.81\n92,876,835.77\n96,901,024.65\n96,901,024.65\n96,901,024.65\n132,881,604.50\n142,866,213.00\n153,292,346.67\n163,374,614.95\n181,298,591.25\n206,016,330.00\n231,871,008.16\nOther Financial Corporations\n407,927.51\n191,340.91\n178,390.27\n1,972,737.48\n1,972,737.48\n1,972,737.48\n2,638,449.64\n2,834,003.91\n3,117,400.54\n2,923,183.89\n3,130,290.76\n4,192,079.54\n7,769,942.90\nState and Local Government\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n30,050.30\n30,050.30\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\nPublic Non Financial Corporations\n1,269,008.65\n1,264,278.21\n1,493,663.89\n1,328,960.37\n1,328,960.37\n1,328,960.37\n1,531,319.65\n1,641,885.33\n1,923,001.99\n1,897,960.80\n1,871,958.96\n2,069,555.97\n2,984,603.82\nPrivate Sector\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n93,569,276.49\n93,569,276.49\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\nClaims on the Central Bank\n77,254,382.86\n79,477,691.43\n74,589,859.15\n84,489,214.72\n84,489,214.72\n84,489,214.72\n77,498,004.69\n107,123,354.33\n95,651,746.77\n103,849,755.97\n110,620,327.00\n110,503,175.07\n121,289,617.10\nCurrency\n1,177,847.43\n1,483,283.31\n1,738,717.73\n1,457,136.40\n1,457,136.40\n1,457,136.40\n1,702,788.29\n2,139,872.15\n2,453,705.30\n2,853,747.83\n2,611,115.20\n2,721,469.71\n2,838,319.42\nReserves\n76,076,535.42\n77,994,408.12\n72,851,141.43\n83,032,078.32\n83,032,078.32\n83,032,078.32\n75,795,216.40\n104,983,482.18\n93,198,041.47\n100,996,008.14\n108,009,211.79\n107,781,705.36\n118,451,297.69\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n1,318,615.34\n391,146.93\n409,213.89\n75,373.50\n75,373.50\n75,373.50\n662,275.52\n706,879.99\n1,023,363.18\n1,453,072.21\n1,095,299.01\n2,726,544.67\n2,808,102.91\nOther Items(Net)\n32,232,558.32\n27,949,664.25\n28,329,335.68\n40,370,948.20\n40,370,948.20\n40,370,948.20\n26,314,097.93\n61,810,713.27\n58,447,986.04\n52,718,953.48\n61,962,592.81\n61,896,867.55\n68,073,937.82\nShares and Other Equity\n52,039,781.33\n51,086,082.23\n56,811,270.41\n60,088,130.57\n60,088,130.57\n60,088,130.57\n65,146,196.53\n68,058,202.65\n71,124,676.10\n75,878,499.05\n82,390,037.34\n94,725,028.77\n118,865,727.97\nLiabilities to other ressident sectors\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n408,850.46\n408,850.46\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\nOther Items(Net)\n-20,099,241.64\n-23,513,086.84\n-29,091,805.04\n-20,126,032.83\n-20,126,032.83\n-20,126,032.83\n-39,294,696.79\n-6,800,307.28\n-13,155,268.53\n-23,534,963.43\n-20,930,500.24\n-33,175,252.31\n-50,931,558.00\nDeposits and Securities Included in Broad Money\n202,401,446.22\n218,777,542.62\n223,908,240.98\n231,052,228.44\n231,052,228.44\n231,052,228.44\n300,097,173.91\n327,586,332.45\n326,404,128.99\n361,964,634.51\n415,144,261.68\n434,576,548.31\n471,445,180.01\nDeposits Included in Broad Money\n200,965,243.38\n \n217,355,104.75\n \n222,450,885.44\n \n229,411,015.11\n \n229,411,015.11\n \n229,411,015.11\n \n298,537,512.57\n \n326,063,153.33\n \n324,530,996.23\n \n358,772,700.20\n \n411,414,591.01\n \n430,568,735.58\n \n467,748,846.19\n \nTransferable Deposits\n191,058,398.68\n \n206,003,627.38\n \n208,504,172.16\n \n215,242,961.41\n \n215,242,961.41\n \n215,242,961.41\n \n277,141,914.54\n \n303,027,890.88\n \n297,479,440.56\n \n332,392,044.95\n \n383,509,833.78\n \n397,358,917.93\n \n430,345,882.39\n \n of which FCAs\n102,824,762.68\n \n108,386,216.00\n \n109,466,728.50\n \n114,435,612.97\n \n114,435,612.97\n \n114,435,612.97\n \n133,608,092.81\n \n141,156,359.97\n \n133,760,212.96\n \n151,047,925.52\n \n179,306,272.75\n \n181,546,290.69\n \n210,688,453.17\n \nOther Deposits\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n14,168,053.71\n14,168,053.71\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\nMoney Market Instruments\n1,436,202.84\n \n1,422,437.87\n \n1,457,355.54\n \n1,641,213.33\n \n1,641,213.33\n \n1,641,213.33\n \n1,559,661.34\n \n1,523,179.12\n \n1,873,132.76\n \n3,191,934.31\n \n3,729,670.68\n \n4,007,812.73\n \n3,696,333.82\n \nSource:Reserve Bank of Zimbabwe,2021\n \n \n \n \n15 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n17 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\nSource:Reserve Bank of Zimbabwe,2021\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n21 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\nSource:Reserve Bank of Zimbabwe,2021\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n22 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\nSource: Reserve Bank of Zimbabwe,2021\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n23 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\nSource:Reserve Bank of Zimbabwe, 2021\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n24 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n Source:Reserve Bank of Zimbabwe, 2021\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n25 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.41\n6.22\n5.76\nSource:Zimstat, 2021\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n26 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n158.74\n141.06\n148.41\n158.21\n172.99\n161.17\n142.48\n154.57\n131.36\n221.06\n175.77\n57.74\n64.91\n60.74\nSource:Zimstat, 2021\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n27 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n107.957\n6.7944\n9.1985\n0.9481\n122.0437\n143.6303\nSource: Reserve Bank of Zimbabwe, 2021\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n28 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n10822.36\n7815.37\n17577.25\n228,225,060\n1,317,205.11\nSource:Zimbabwe Stock Exchange, 2021\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n29 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n5548.1\n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n4706.6\n4.5\n594.0\n13.9\n2015.1\n831.0\nMar\n6300.4\n4.5\n654.2\n12.5\n2657.1\n864.8\nApr\n5786.8\n3.3\n640.9\n11.5\n3002.6\n822.6\nMay\n7298.4\n4.2\n819.7\n10.5\n3550.1\n968.6\nJun\n7997.3\n4.7\n779.4\n8.3\n3724.3\n1135.5\nJul\n8290.0\n4.0\n790.0\n9.4\n4446.7\n1262.5\nAug\n7762.9\n2.9\n811.2\n14.0\n4558.5\n1255.0\nSep\n7155.0\n4.0\n842.5\n17.0\n4462.4\n1393.1\nOct\n8230.5\n4.2\n821.3\n17.9\n4607.4\n1428.2\nNov\n7922.5\n3.7\n657.5\n19.9\n3964.8\n1026.7\nDec\n8355.2\n2.8\n917.2\n14.6\n4833.8\n1102.9\n2019\nJan\n6903.0\n2.9\n1294.0\n16.9\n3608.8\n1056.2\nFeb\n8337.0\n4.0\n1330.6\n17.2\n3594.5\n1093.6\nMar\n9881.5\n3.9\n1399.5\n18.3\n4080.7\n1250.6\nApr\n10321.4\n3.1\n1590.1\n14.0\n4949.3\n1408.5\nMay\n14670.3\n4.2\n1397.5\n11.8\n6692.5\n1897.8\nJun\n17881.2\n3.7\n1464.7\n30.1\n7130.0\n2539.8\nJul\n23309.9\n3.7\n1806.5\n36.6\n9137.4\n3295.8\nAug\n23596.6\n2.4\n2181.6\n38.5\n11077.6\n3493.6\nSep\n30328.1\n3.8\n3029.9\n51.9\n15112.0\n5337.7\nOct\n39413.7\n3.9\n3621.6\n67.1\n16588.3\n6237.0\nNov\n40871.8\n3.5\n4199.3\n67.4\n13537.8\n7200.3\nDec\n49579.8\n2.8\n5695.4\n97.2\n19356.7\n8724.0\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n66814.2\n232161.3\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n30 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n20981.2\n449.6\n100593.9\n501.8\nFeb\n 457.2 \n22.5\n18869.0\n292.2\n89584.3\n463.8\nMar\n 545.2 \n23.7\n21996.8\n268.4\n116120.0\n510.5\nApr\n 505.5 \n17.4\n21170.0\n253.6\n117616.8\n457.0\nMay\n 611.1 \n21.2\n23278.2\n213.2\n137423.0\n496.6\nJun\n 553.6 \n22.5\n23790.0\n175.2\n156609.8\n502.2\nJul\n 560.2 \n20.1\n25075.5\n223.1\n169416.8\n559.6\nAug\n 553.0 \n15.1\n25249.9\n317.4\n164918.0\n518.7\nSep\n 543.0 \n19.4\n24918.0\n300.8\n161289.5\n511.3\nOct\n 571.6 \n20.4\n21025.4\n345.5\n161427.4\n496.0\nNov\n 477.4 \n16.7\n17845.4\n334.9\n133862.1\n430.6\nDec\n 478.6 \n13.0\n27419.1\n236.2\n161540.7\n409.1\n2019\nJan\n401.5\n12.2\n40613.8\n232.6\n135481.1\n413.4\nFeb\n456.5\n16.4\n27811.2\n226.8\n119081.1\n463.6\nMar\n525.9\n15.4\n30417.6\n248.9\n142597.8\n441.0\nApr\n535.0\n13.7\n32092.5\n168.8\n157348.3\n390.1\nMay\n642.6\n14.7\n15542.6\n121.4\n166491.6\n494.3\nJun\n706.0\n13.3\n18012.1\n79.6\n160873.0\n486.8\nJul\n983.5\n13.6\n20465.4\n99.6\n170823.3\n638.2\nAug\n872.9\n9.0\n21919.8\n85.2\n179281.2\n542.3\nSep\n1010.7\n11.9\n22749.6\n62.4\n200441.9\n679.4\nOct\n1079.4\n12.7\n23191.6\n65.0\n206621.5\n1099.3\nNov\n982.1\n10.3\n25737.5\n225.2\n152919.9\n2044.1\nDec\n1003.8\n7.6\n27800.5\n385.5\n146316.6\n1273.6\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106448.3\n2555.6\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n31 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nJul\n286.4\n345.8\n632.20\n59.31\nAug\n389.3\n404.9\n794.25\n-15.62\nSep\n398.8\n441.4\n840.21\n-42.57\nOct\n439.4\n490.2\n929.60\n-50.80\nNov\n528.9\n509.7\n1038.60\n19.20\nDec\n488.3\n527.2\n1015.50\n-38.90\n4,395.70\n5,001.70\n9,397.40\n-487.37\n2021\nJan\n282.9\n528.4\n811.30\n-245.5\nFeb\n340.8\n529.1\n869.90\n-188.3\nMar\n461.8\n605.3\n1067.10\n-143.5\nApr\n444.7\n566.6\n1011.30\n-121.9\nMay\n487.0\n591.5\n1078.50\n-104.5\nJun\n502.5\n622.2\n1124.70\n-119.7\nJul\n628.5\n667.6\n1296.10\n-39.1\nAug\n597.2\n628.7\n1225.90\n-31.5\nSep\n514.3\n665.1\n1179.40\n-150.8\nOct\n535.4\n712.9\n1248.30\n-177.5\nNov\n647.2\n683.1\n1330.30\n-35.9\nSource: ZIMSTAT, 2021\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-December-2021.pdf"}
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+{"doc_id": "cbca0e22e172fcc14e27e95cf587a62c", "text": "i \n \n \n \n \n \n \n \nFEBRUARY 2020 \n \n1 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS..................................................................... 4 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nINFLATION OUTTURN ........................................................................................................... 10 \nAnnual Inflation ...................................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \n \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Zimbabwe Stock Exchange. \na- Percentage point \n \n2020 \n \nJanuary \n \n2020 \n \nFebruary \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0) (ZW$ millions) \n9,251.02 \n \n9,380.94 \n \n1.4 \nMoney Supply (M3)2 (ZW$ millions) \n36,272.07 \n \n38,336.88 \n5.69 \nMonthly Inflation1 (%) \n2.23 \n13.50 \n11.27a \n \nNational Payment System Transactions2 \n($ billions) \n85.14 \n80.80 \n-5.10 \nNominal Lending Rate2 \n(% per annum) \n5.00-65.00 \n5.00-65.00 \n- \nZ.S.E All share Index3 \n332.90 \n473.13 \n42.12 \nZ.S.E. Mining Index3 \n213.13 \n826.73 \n287.90 \nZ.S.E. Industrial Index3 \n773.41 \n1 564.98 \n102.35 \nSELECTED ECONOMIC INDICATORS \n \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n \nInternational prices of platinum, nickel, copper, \nand Brent crude oil retreated in February 2020. \nGold prices, however, firmed during the same \nmonth. \n \n \nPrecious Metals \nThe average monthly price of gold recorded a \n2.3% increase, from US$1,561.77 per ounce in \nJanuary 2020 to US$1,597.96 per ounce1 in \nFebruary 2020. This was on the back of an \nincrease in the appeal of the yellow metal as a \nsafe-haven asset, amid concerns about global \neconomic growth prospects. \n \nPlatinum prices recorded a month-on-month \ndecline, from US$989.77 per ounce in January \n2020 to US$ 962.00 per ounce, during the month \nunder review. This was partly on account of \nlower \ndemand \nfrom \nmajor \nautomobile \nmanufacturers such as South Korea’s Hyundai. \nThe \nsuspension \nof \nproduction \ndue \nto \ncoronavirus concerns induced disruptions in \nglobal supply chains. In addition, physical \ndemand for platinum eased in China and India, \nthe world’s top consumers of jewelry. Prices \nwere also weighed down by lower output from \nSouth Africa, the world’s top platinum \nproducer, on account worries about power \navailability and possible industrial actions in \nmines. \n \n \n \n \n \n1 1 troy ounce (oz) of gold is equivalent to 31.103 grams \nFigure 1 shows developments in precious metal \nprices for the period from January 2019 to \nJanuary 2020. \n \n \nFigure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2020 \n \nBase metals \n \nDuring the month under analysis, average prices \nof copper and nickel registered declines, on the \nback of lower output and the decline in global \ndemand. \n \nNickel prices were weighed down by reduced \noutput from smelters, amid slackening demand \nfrom automobile companies. The increase in \nglobal stockpiles also contributed to lower \nprices. Consequently, monthly average prices of \nnickel declined from US$13,519 per tonne in \nJanuary 2020 to US$12,737.10 per tonne in \nFebruary 2020. \n \nLikewise, monthly average prices of copper fell \nfrom US$6,027.65 per tonne to US$5,687.46 \nper tonne, during the month under review. \n \n600\n800\n1000\n1200\n1400\n1600\n1800\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nUS$/oz.\nGold\nPlatinum\n \n \n \n4 \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2020 \n \n \n Brent Crude Oil \nMonthly average prices of Brent crude oil fell \nby 12.9%, from US$63.77 per barrel2 in the \nprevious month to US$55.56 per barrel in \nFebruary 2020. The decline was partly \nattributable to a slump in demand in China, the \nworld’s top oil importer. In addition, growing \nfears about the coronavirus having a more \nsignificant impact outside of China, particularly \nin South Korea, Japan, Italy, and Iran also \nexerted additional downward pressure on \ndemand. \n \n \n \n \n \n2 1 barrel of oil is equivalent to 157.987 litres \nFigure 3 shows developments in Brent crude oil \nprice for the period January 2018 to January \n2020. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2020 \n \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal Merchandise trade3 for February 2020 \nincreased by 5.0% to US$ 820.0 million, from \nUS$781.4 million recorded in January 2020. \nThis followed a 18.7% increase in imports, \nwhich more than offset the 8.3% decline in \nexports, during the month under review \nMerchandise Exports \nMerchandise exports registered a month-on-\nmonth decline of 8.3%, from US$ 397.7 million \nin January 2020 to US$364.7 million in \nFebruary 2020. The decline was due to reduced \nperformance of mineral exports, mainly, gold; \nnickel ores; and ferro-chromium concentrates. \n3 Sum of exports and imports \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nFeb-19\nApr-19\nJun-19\nAug-19\nOct-19\nDec-19\nFeb-20\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n40\n45\n50\n55\n60\n65\n70\n75\n80\n85\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nUS$/barrel\n \n \n \n5 \n \nGold exports fell by 45.8% to US$56.4 million \nin February 2020, from US$104.1 million \nrealised in January 2020. Similarly, export \nrevenue from nickel ore and concentrates \ndecreased by 32.6% to US$31.3 million in \nFebruary 2020. \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2020 \n \nOn the up-side, the country recorded positive \nexport performance from nickel mattes and flue-\ncure tobacco, with monthly gains of 71.7% and \n41.6%, respectively. The two commodities \naccounted for 52.1% of the total value of exports \nin February 2020. While export performance in \nFebruary 2020 was not materially different from \nthe comparable period last year, going forward, \ndownside risks are expected to emanate from \nincreased volatility caused by the coronavirus \npandemic. \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nJan-20 \nFeb-20 \n Share \nof total \n(%) \nFlue-cured tobacco \n74.8 \n106.0 \n29.0 \nNickel mattes \n48.9 \n84.0 \n23.0 \nGold (semi-\nmanufactured gold) \n104.1 \n56.4 \n15.5 \nNickel ores and \nconcentrates \n46.4 \n31.3 \n8.6 \nFerro-chromium \n24.0 \n14.2 \n3.9 \nIndustrial \ndiamonds \n8.9 \n8.9 \n2.4 \nUnwrought \nPlatinum \n3.0 \n8.8 \n2.4 \nCane Sugar \n8.5 \n6.4 \n1.8 \nCoke and semi-coke \nof coal \n3.2 \n3.5 \n1.0 \nChromium ores and \nconcentrates \n3.2 \n1.9 \n0.5 \nTotal \n397.7 \n365.5 \n100.0 \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nThe country’s top five export destinations \nduring the month of February 2020 were South \nAfrica, 62.6%; United Arab Emirates,13.4%; \nMozambique \n8.2%; \nZambia, \n1.3%; \nand \nBotswana, 1.0%, as shown in Figure 5. \n \n \n \n \n \n \n \n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n550\nOct-18\nDec-18\nFeb-19\nApr-19\nJun-19\nAug-19\nOct-19\nDec-19\nFeb-20\n \n \n \n6 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Imports \nMerchandise imports increased to US$455.33 \nmillion in February 2020, from US$383.6 \nmillion recorded in January 2020. The surge in \nimports was mainly attributed to the 147% \nincrease in maize imports, which rose from \nUS$23.6 \nmillion \nin \nJanuary \n2020 \nto \nUS$58.6 million in the month under analysis. \nMaize imports were necessitated by the poor \nharvest, following the drought experienced by \nthe country in the 2019/2020 agriculture season. \nFigure 6 shows developments in the country’s \nmerchandise imports for 2019 and 2020. \n \n4 Fuels and electricity \nFigure 6: Merchandise Imports classified by \nHS Codes 2019 & 2020 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \nThe growth in imports was also a result of \nincreased imports of energy4 and crude soya \nbean oil. Energy imports accounted for 23% of \nthe value of total imports, during the month \nunder analysis. Imports of diesel stood at US$60 \nmillion; unleaded petrol, US$29.2 million; \nelectricity, US$17.0 million, accounting for \n13.2%, 6.4% and 3.7% of total imports, \nrespectively. Crude soya bean oil imports, \nincreased by 17.0%, and accounted for 1.3% of \ntotal imports, during the month under review. \n \nTable 2 shows imports by commodity for the \nmonths of January and February 2020. \n \n62.6%\n13.4%\n8.2%\n1.9%\n1.5%\n1.3%\n1.0%\n0.3%\n0.3%\n9.4%\nSouth Africa\nUnited Arab Emirates\nMozambique\nBelgium\nKenya\nZambia\nBotswana\nSwaziland\nItaly\nOther\n366.8 \n408.2 \n330.1 \n418.4 \n438.2 \n458.8 \n357.2 \n384.5 \n404.0 \n401.1 \n431.2 \n418.8 \n383.6\n455.3\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n2019\n2020\n \n \n \n7 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nJan 20 \nUS$ m \nFeb 20 \nUS$ m \nShare of \nTotal \nImports \n(%) \nDiesel \n57.4 \n60.0 \n13.2 \nMaize \n(Excluding \nSeed) \n23.6 \n58.6 \n12.9 \nUnleaded petrol \n24.4 \n29.2 \n6.4 \nElectrical energy \n13.1 \n17.0 \n3.7 \nCrude soya bean oil \n5.1 \n5.9 \n1.3 \nMedicines \n10.4 \n10.1 \n2.2 \nRice \n10.3 \n5.4 \n1.2 \nInsecticides \n6.7 \n4.6 \n1.0 \nMotor vehicles \n(for transporting goods) \n2.6 \n3.3 \n0.7 \nTotal \n383.6 \n455.3 \n100 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nThe country’s imports for the month of February \n2020 were mainly from South Africa (46.1%); \nSingapore (18.5%); China (6%); India (3.8%); \nand Mozambique (3.4%), as shown in Figure 7. \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nMerchandise Trade Balance \nThe country’s trade balance reverted to negative \nterritory \nin \nFebruary \n2020, \nafter \nfour \nconsecutive months in surplus, from October \n2019 to January 2020. The net external trade \nposition was a deficit of -US$90.6 million, \ndown from a surplus of US$14.1 recorded in \nJanuary 2020. Compared to the same period in \n2019, the country’s trade position deteriorated \nby US$32.0 million. This was mainly attributed \nto the marked increase in imports of critical \ncommodities, which constituted the bulk of the \nimport basket. \nFigure 8 shows the country’s trade balance for \nthe period February 2019 to February 2020. \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \n46.1%\n18.5%\n6.0%\n3.8%\n3.4%\n3.2%\n2.0%\n1.8%\n1.8%\n1.5%\nSouth Africa\nSingapore\nChina\nIndia\nMozambique\nMauritius\nMexico\nUnited Republic of…\nZambia\nUnited Kingdom\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nExports\nImports\nTrade Balance\n \n \n \n8 \n \nMONETARY DEVELOPMENTS5 \n \nBroad money consists of two components, \nnamely, domestic and foreign currency accounts \n(FCA) deposits. Of the total stock of broad \nmoney of ZW$38.34 billion as at end-February \n2020, FCA deposits totalled an equivalent of \nZW$12.48 billion (32.55%) of total, while local \ncurrency deposits amounted to ZW$24.91 \nbillion (or 64.98%). Currency in circulation \nconstituted the balance of Z$0.95 billion \n(2.48%). \nOver the year to February 2020, FCA deposits \ngrew by 296.00%, largely reflecting the impact \nof \nexchange \nrate \ndepreciation, \nfrom \nZW$2.5/US$ \nin \nFebruary \n2019 \nto \nZW$17.96/US$ in February 2020. As a result, \nabout 40% of the annual growth in broad money \nin February 2020 emanated from the valuation \nadjustments due to exchange rate movements \nand does not constitute new money creation. \nThe ZW$ denominated component of money \nsupply rose from ZW$8.7 billion in February \n2019 to ZW$24.9 billion in February 2020, \npartly reflecting the multiplier effects of deposit \ncreation in the economy and inflation. \nNotes and coin in circulation rose by ZW$550.5 \nmillion, from ZW$473.8 million in February \n2019 to ZW$1.04 billion in February 2020, in \nline with the Bank’s drip-feed policy on the \nrelease of new currency. The rise in notes and \ncoin in circulation is also in response to the \ndemand for money in the economy, for \ntransactions purposes. The figure below shows \n \n5All monetary numbers valued in Zimbabwe dollars ($) \nsince the adoption of an interbank market determined \nexchange rate in February 2019. \nthe components of money supply in the \neconomy. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2019 \nOn an annual basis, broad money was largely \ndriven by increase in credit to the private sector, \nwhich grew by 261.15%, coupled with increase \nin credit to Government of 29.37%. Month-on-\nmonth, credit to the private sector rose by \n12.36%, from ZW$13.05 billion in January \n2020 to ZW$14.66 billion in February 2020, \nwhile net credit to Government declined from \nZW$12.72 billion in January to ZW$12.70 \nbillion in February 2020. Government deposits \nin the banking system rose 4.78%, from \nZW$3.95 billion in January 2020 to ZW$4.14 \nbillion in February. \n \nCredit to the private sector was extended largely \nto \nagriculture, \nhouseholds, \nfinancial \norganisations, manufacturing, and distribution, \nas shown in Figure 10. \nLocal \nCurrency \nTransferable \ndeposits\n58.57%\nForeign \nCurrency \nDeposits\n32.55%\nTime \nDeposits\nCurrency in \nCirculation\n2.48%\nNCDs\n0.68%\n \n \n \n9 \n \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2019 \nCredit to the private sector was utilised as \nfollows: inventory build-up, 35.08%; other \nrecurrent expenditures, 32.25%; fixed capital \ninvestment, \n18.67%; \nconsumer \ndurables, \n11.84%; and pre and post shipment financing, \n2.16%. \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of February 2020, The \nZimbabwe \nStock \nExchange \n(ZSE) \nwas \ncharacterized by bullish sentiments as investors \nflocked to the bourse, on the back of limited \ninvestment options and high inflation. \nThe All Share and Top 10 indices increased by \n42.12% and 27.57%, to close at 473.13 points \nand 399.69 points, respectively. \n \n \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \n \nOn a month-on-month basis, the ZSE Small \nCap, Medium Cap and the Top 15 indices \nregistered monthly increases of 662.20 points; \n282.35 points; and 101.32 points, to close at \n1493.28 points; 638.23 points; and 409.42 \npoints, respectively. \nMining and industrial indices rose by 481.81 \npoints and 452.71 points to close at 826.73 \npoints and 1 564.98 points, respectively, during \nthe month under analysis. \nOn an annual basis, mining and industrial \nindices grew by 299.33% and 216.60%, from \n207.03 points and 494.31 points registered in \nFebruary 2019, to close at 1 564.98 points and \n826.73 points in February 2020, respectively. \n \n \n \n \nHouseholds\n14.46%\nAgriculture\n35.37%\nMining\n6.89%\nManufacturing\n10.46%\nDistribution\n10.27%\nConstruction\n1.24%\nTransport & \nCommunica\ntions\n1.24%\nServices\n6.51%\nFinancial Org. \n& Investments\n13.53%\nOther\n0.03%\n0.00\n100.00\n200.00\n300.00\n400.00\n500.00\n600.00\n40.00\n90.00\n140.00\n190.00\n240.00\n290.00\n340.00\n390.00\n440.00\n490.00\n540.00\n590.00\n28-Mar-19\n28-Apr-19\n28-May-19\n28-Jun-19\n28-Jul-19\n28-Aug-19\n28-Sep-19\n28-Oct-19\n28-Nov-19\n28-Dec-19\n28-Jan-20\n28-Feb-20\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n10 \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2019 \nThe volume of shares traded during the month \nunder review fell by 24.90% to 172.68 million \nshares, from 179.56 million shares traded in the \nprevious month. The cumulative value of shares \ntraded, however, increased by 21.73% to close \nat ZW$360.13 million, during the same month. \nFigure 13: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2019 \n \nThe ZSE gained ZW$17.56 billion, or 40.44% \nof the previous month’s value to close at \nZW$60.99 billion, during the month under \nreview. On a year-on-year basis, the local \nbourse capitalization increased by $41.21 \nbillion, from Z$19.77 billion recorded in \nFebruary 2019. \n \nINFLATION OUTTURN \n \n \nAnnual Inflation \n \nThe annual headline inflation stood at 540.2% in \nFebruary 2020, up from 473.3% recorded in \nJanuary 2020. This was on account of increases \nin both food and non-food inflation. \nAnnual food inflation increased from 685.6% in \nJanuary 2020 to 710.3% in February 2020. \nAnnual non-food inflation also accelerated from \n378.5% in January 2020 to 462.6%, during the \nperiod under review. \nThe price increases were partly attributable to \nthe indexation of prices to alternative market \nexchange rates for both imported and locally \nproduced goods. \n \nMonthly Inflation \n \nMonth-on-month inflation rose to 13.5% in \nFebruary 2020, from 2.2% in January 2020. This \nwas underpinned by the acceleration in non-\nfood inflation, which rose from 2.1% in January \n2020 to 18.4% in February 2020. Monthly food \ninflation also increased from 2.6% in the \nprevious month to 6.8%, during the month under \nreview. \n0\n200\n400\n600\n800\n1000\n1200\n0\n200\n400\n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n50\n100\n150\n200\n250\n300\n350\n400\n0\n100\n200\n300\n400\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n11 \n \nFigure 14 shows the month-on-month inflation \ndevelopments, for the period from January 2019 \nto February 2020. \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2019 \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nTransactions processed through the National \nPayment System (NPS) registered a decline of \n5.2% in February 2020, to close at ZW$80.80 \nbillion. NPS transaction volumes, however, \nincreased by 4%, from 85.14 million in January \n2020 to 174.58 million in February 2020. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe total value of Real Time Gross Settlement \n(RTGS) transactions registered a 13.0% decline, \nto \nclose the month \nunder analysis \nat \nZW$41.64 billion. Similarly, the volume of \ntransactions processed through the RTGS \nsystem declined to 916,116 in February 2020, \nfrom 943,296 transactions in January 2020. \n \n \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \nCash transactions \n \nCash transactions stood at ZW$1,361.94 million \nin February 2020, up from ZW$1,109.68 \nmillion in January 2020. \nMobile and Internet Based Transactions \nThe value of Mobile and Internet based \ntransactions increased by 4.06% to ZW$32.23 \nbillion in February 2020, from ZW$30.97 \nbillion in January 2020. \nCard Based Transactions \nCard based transactions closed the month under \nreview at ZW$5.57 million, up from ZW$5.25 \nmillion in the preceding month. \nCheque Transactions \nCheque transactions increased from ZW$4.36 \nmillion in January 2020 to ZW$4.66 million in \nFebruary 2020. \nMARCH 2020 \nRESERVE BANK OF ZIMBABWE \n-0.50\n4.50\n9.50\n14.50\n19.50\n24.50\n29.50\n34.50\n39.50\n44.50\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\n -\n 10.0\n 20.0\n 30.0\n 40.0\n 50.0\n 60.0\n0\n200\n400\n600\n800\n1000\n1200\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n12 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n14 \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n22 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n29 \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n13 \n \nZimbabwe Stock Market Statistics \n \n \n \n 31 \n \nNational Payments System Statistics \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \nMerchandise Trade Statistics \n \n \n \n \n 34 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 14 \n \n \nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nNet Foreign Assets\n-4,424,467.92\n-5,983,620.49\n-6,229,030.67\n-10,196,485.70\n-12,704,437.39\n-19,915,608.51\n-23,599,341.26\n-33,219,232.58\n-38,974,813.91 -39,899,004.55\n-40,662,175.37\n-41,890,476.47 -41,693,753.23\nCentral Bank(net)\n-4,676,973.98\n-6,110,320.34\n-6,759,543.60\n-11,356,605.80\n-14,602,968.79\n-23,287,056.52\n-27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85\n-50,285,843.15\n-51,596,769.75 -51,659,786.89\nForeign Assets\n853,285.31\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\nForeign Liabilities\n5,530,259.29\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\nOther Depository Corporations(net)\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\nForeign Assets\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\nForeign Liabilities\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\nNet Domestic Assets (NDA)\n14,813,771.42\n16,610,996.67\n17,582,396.73\n23,205,523.95\n27,472,328.14\n36,991,644.76\n43,293,406.54\n56,770,962.37\n67,904,876.25\n71,719,556.15\n75,680,355.31\n78,162,546.08\n80,030,632.68\nDomestic Claims\n14,662,980.96\n14,348,514.27\n14,306,293.28\n14,375,803.17\n15,645,411.46\n18,228,356.09\n20,234,819.47\n21,168,772.43\n24,743,158.13\n28,575,556.98\n27,819,807.93\n28,569,680.55\n30,260,777.76\nClaims on Central Government(net)\n9,815,071.43\n9,598,024.41\n9,412,261.62\n8,963,975.12\n9,422,173.55\n11,519,440.01\n12,964,643.80\n13,061,889.35\n14,409,797.90\n15,813,415.72\n14,062,737.58\n12,724,160.31\n12,697,777.62\nClaims on Central Government\n10,297,295.66\n10,219,710.43\n10,099,059.06\n9,998,232.41\n10,630,234.88\n13,077,256.67\n14,949,077.76\n16,410,748.86\n16,955,759.46\n17,933,911.03\n15,580,358.19\n16,676,243.01\n16,838,781.22\nCentral Bank\n7,248,426.12\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,591,038.53\n11,538,930.29\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\nODCs\n3,048,869.54\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\nLess Liabilities to Central Government\n482,224.23\n621,686.02\n686,797.43\n1,034,257.30\n1,208,061.33\n1,557,816.66\n1,984,433.95\n3,348,859.52\n2,545,961.56\n2,120,495.31\n1,517,620.61\n3,952,082.70\n4,141,003.60\nCentral Bank\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\nODCs\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\nClaims on Other Sectors\n4,982,909.52\n5,021,047.86\n5,195,480.12\n5,875,948.60\n6,994,312.91\n6,708,916.08\n7,270,175.67\n8,106,883.08\n10,333,360.23\n12,762,141.26\n13,757,070.35\n15,845,520.24\n17,563,000.14\nOther Financial Corporations\n171,891.86\n159,230.21\n161,501.25\n169,299.57\n180,349.24\n174,910.96\n151,317.02\n152,985.99\n162,263.79\n160,062.11\n186,506.15\n202,429.27\n281,264.28\nState and Local Government\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\nPublic Non Financial Corporations\n717,834.55\n874,075.49\n987,347.41\n1,256,829.39\n1,653,927.27\n957,335.21\n988,381.20\n1,048,058.46\n2,322,563.84\n2,861,071.05\n2,431,172.28\n2,564,682.98\n2,591,284.85\nPrivate Sector\n4,058,929.20\n3,952,664.90\n4,012,055.03\n4,416,515.15\n5,128,717.22\n5,545,476.00\n6,099,787.63\n6,875,497.28\n7,820,402.44\n9,712,660.41\n11,113,071.62\n13,046,099.50\n14,658,746.06\nCentral Bank\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\nODCs\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\nOther Items(Net)\n-150,790.47\n-2,262,482.40\n-3,276,103.44\n-8,829,720.78\n-11,826,916.67\n-18,934,333.82\n-23,517,846.42\n-35,602,189.94\n-43,161,718.12\n-43,143,999.17\n-47,860,547.38\n-49,592,865.53 -49,769,854.91\nShares and Other Equity\n-544,566.17\n-1,687,090.85\n-2,151,220.63\n-6,856,982.76\n-9,810,341.46\n-18,099,228.93\n-22,440,397.72\n-32,505,897.24 -39,007,159.14 -41,160,941.61\n-44,544,759.40\n-43,829,432.91 -44,342,348.31\nLiabilities to Other Financial Corporations\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\nRestricted Deposits\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n342,537.50\n-634,703.31\n-1,200,461.25\n-2,031,448.99\n-2,423,625.98\n-1,985,690.29\n-2,396,341.30\n-4,666,003.77\n-6,061,102.18\n-4,013,944.69\n-4,583,152.93\n-7,249,777.25\n-6,701,730.71\nBroad Money-M3\n10,389,303.50\n10,627,376.18\n11,353,366.06\n13,009,038.25\n14,767,890.75\n17,076,036.26\n19,694,065.28\n23,551,729.79\n28,930,062.34\n31,820,551.60\n35,018,179.94\n36,272,069.61 38,336,879.45\nSecurities Other than Shares Included in Broad Money\n71,792.12\n74,503.10\n90,813.24\n139,439.93\n171,667.83\n168,169.20\n202,928.98\n219,889.50\n205,671.08\n235,117.26\n243,976.57\n255,563.69\n260,055.92\nBroad Money-M2\n10,317,511.39\n10,552,873.07\n11,262,552.82\n12,869,598.32\n14,596,222.92\n16,907,867.06\n19,491,136.30\n23,331,840.28\n28,724,391.26\n31,585,434.34\n34,774,203.37\n36,016,505.92\n38,076,823.53\nOther Deposits\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\nNarrow Money-M1\n8,844,286.96\n9,115,819.92\n9,774,915.43\n11,257,782.98\n13,167,336.03\n15,267,020.52\n17,871,360.53\n21,668,884.03\n26,870,097.07\n29,749,703.49\n32,886,278.54\n33,989,906.64\n35,882,510.46\nTransferable Deposits\n8,380,317.93\n8,648,981.05\n9,283,238.74\n10,792,389.36\n12,695,789.56\n14,802,212.01\n17,310,786.11\n20,977,141.17\n26,157,975.38\n28,913,109.34\n31,978,710.26\n33,036,665.86\n34,932,660.39\n Of which Foreign Currency Accounts\n1,190,521.05\n1,417,836.22\n1,753,489.14\n3,031,536.97\n3,887,787.41\n4,049,120.88\n5,737,719.98\n9,859,484.27\n11,155,597.09\n11,472,035.58\n11,938,732.84\n12,458,349.93\n12,476,934.91\nCurrency Outside Depository Corporations\n463,969.03\n466,838.87\n491,676.69\n465,393.62\n471,546.47\n464,808.51\n560,574.42\n691,742.86\n712,121.69\n836,594.15\n907,568.29\n953,240.77\n949,850.07\nMemorandum Items\nReserve Money\n3,201,051.95\n3,172,354.75\n3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.37\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\nFCAs as a Percentage of Deposits in M3\n12.0%\n14.0%\n16.1%\n24.2%\n27.2%\n24.4%\n30.0%\n43.1%\n39.5%\n37.0%\n35.0%\n35.3%\n33.4%\nEnd Period Exchange Rate\n2.50\n3.01\n3.26\n5.26\n6.62\n9.19\n10.71\n15.20\n16.12\n16.26\n16.77\n17.35\n17.95\nSource: Reserve Bank of Zimbabwe,2020\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\n \n \n \n15 \n \n \nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nNet Foreign Assets\n-4,676,973.98 -6,110,320.34 -6,759,543.60 -11,356,605.80 -14,602,968.79 -23,287,056.52 -27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85 -50,285,843.15 -51,596,769.75 -51,659,786.89\nClaims on Non Residents\n853,285.31\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\nOfficial Reserves Assets\n311,203.67\n344,973.29\n230,535.90\n1,223,599.47\n1,399,462.47\n1,401,366.80\n1,964,853.83\n1,511,299.58\n1,937,457.59\n1,915,477.05\n2,537,103.33\n2,888,945.28\n3,104,642.81\nOther Foreign Assets\n542,081.63\n651,631.59\n700,758.34\n1,192,757.39\n1,518,302.79\n2,001,286.13\n2,369,317.36\n4,952,947.87\n3,507,400.15\n3,637,474.74\n2,967,836.45\n2,345,086.60\n2,400,193.22\nLess Liabilities to Non Residents\n5,530,259.29\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\nShort Term Liabilities\n4,300,887.88 5,631,784.52 6,093,840.18\n11,231,907.80\n14,024,443.68\n18,833,457.18\n22,284,382.58\n32,602,281.08\n33,501,054.49\n34,223,789.11\n35,686,123.01\n39,597,730.68\n41,112,190.47\nOther Foreign Liabilities\n1,229,371.41 1,475,140.70 1,596,997.65\n2,541,054.86\n3,496,290.36\n7,856,252.27\n9,401,852.93\n13,211,926.40\n18,338,963.45\n19,596,911.53\n20,104,659.91\n17,233,070.95\n16,052,432.45\nNet Domestic Assets (NDA)\n7,878,025.93 9,282,675.10 9,779,079.28\n13,879,314.03\n17,885,100.37\n27,056,377.90\n33,099,689.90\n44,032,675.49\n53,205,910.84\n56,382,701.89\n60,613,660.02\n60,847,793.85\n61,040,731.37\nDomestic Claims\n7,398,364.83 7,254,587.97 7,190,950.30\n6,924,182.99\n7,344,238.48\n8,736,761.70\n10,057,820.09\n10,567,049.53\n12,972,537.88\n14,525,637.67\n12,259,697.53\n10,746,256.31\n10,973,320.90\nNet Claims on Central Government\n6,810,687.92 6,646,231.00 6,542,879.87\n6,228,138.93\n6,544,295.30\n7,912,732.78\n9,154,435.10\n9,537,578.10\n10,728,246.52\n11,760,971.47\n9,939,418.32\n8,439,262.68\n8,477,725.92\nClaims on Central Government\n7,248,426.12\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,419,993.38\n11,079,670.93\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\nOf which: Securities Other than Shares\n1,962,432.38 1,910,408.71 1,835,171.86\n1,793,430.00\n5,922,355.91\n7,222,007.40\n8,308,198.93\n9,491,988.13\n9,617,665.33\n9,771,722.53\n6,828,363.47\n6,784,907.24\n6,729,080.00\n of which USD Securities revaluations (Excha\n0.00\n0.00\n0.00\n0.00\n0.00\n171,045.15\n620,748.19\n1,795,917.79\n1,930,201.39\n2,084,258.59\n0.00\n0.00\n0.00\nLoans\n5,285,993.74\n5,309,582.80\n5,338,648.62\n5,420,102.34\n1,785,477.10\n2,197,985.98\n2,771,472.00\n3,339,977.70\n3,587,943.80\n4,010,661.79\n4,510,169.38\n5,513,803.84\n5,811,437.65\n Loans and Advances\n3,814,968.71 3,800,851.32 3,803,362.82\n3,805,605.65\n114,667.21\n368,837.75\n568,020.15\n835,231.09\n1,110,375.86\n1,262,301.22\n1,199,032.23\n1,611,254.61\n1,808,444.47\n Legacy Debt\n308,519.87\n309,020.71\n309,052.17\n309,088.45\n309,057.44\n405,543.61\n404,773.69\n414,023.05\n381,741.08\n382,025.83\n376,260.18\n371,310.28\n391,427.33\n Export Incentives\n1,199,710.77\n1,226,233.63\n1,305,408.24\n1,361,752.45\n1,423,604.62\n1,798,678.16\n2,090,723.55\n2,095,826.85\n2,366,334.74\n2,934,876.98\n3,531,238.96\n3,611,565.85\nLess Liabilities to Central Government\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\nOf which: Deposits\n437,738.21\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n587,676.92\n608,356.98\n648,070.43\n696,044.06\n799,943.18\n824,028.92\n903,384.99\n1,029,471.42\n2,244,291.36\n2,764,666.21\n2,320,279.21\n2,306,993.64\n2,495,594.98\nOther Financial Corporations\n121,634.35\n114,497.79\n117,613.99\n114,408.61\n125,389.20\n109,687.61\n112,349.24\n118,657.17\n122,348.15\n122,367.95\n114,216.39\n123,637.97\n185,777.12\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n449,006.47\n471,903.09\n505,772.56\n556,274.16\n651,399.20\n681,030.34\n665,333.60\n824,033.57\n2,032,044.80\n2,576,877.72\n2,130,151.01\n2,105,286.54\n2,135,637.84\nPrivate Sector\n17,036.09\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\nClaims on Other Depository Corporations\n330,900.10\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\nOf which: Loans\n330,900.10\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\nOther Liabilities to ODCs\n2,509,676.59 2,400,005.83 2,538,511.34\n3,047,017.11\n2,846,011.57\n2,756,773.68\n3,094,984.02\n4,129,952.46\n4,009,051.66\n5,433,469.12\n7,563,514.16\n8,461,698.70\n9,792,726.83\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,314,291.29\n2,248,370.43\n2,348,400.79\n2,738,904.07\n2,200,323.26\n2,004,097.96\n2,145,531.30\n2,824,669.92\n2,966,155.20\n2,939,654.78\n4,579,216.20\n5,320,924.19\n5,467,251.69\nOther Items(Net)\n-2,658,437.58 -4,088,430.87 -4,793,733.84\n-9,673,334.90 -13,022,965.26 -20,737,108.96 -25,788,352.03\n-37,210,035.04 -43,812,534.88 -46,414,639.90 -54,669,718.18 -57,145,180.31 -58,322,160.20\nShares and Other Equity\n-2,402,232.48\n-3,873,725.31\n-4,589,274.75\n-9,310,271.34\n-12,940,837.81\n-21,517,328.05\n-26,390,209.56\n-37,895,629.34\n-44,802,824.15\n-47,413,029.48\n-54,656,738.27\n-55,918,839.02\n-56,770,197.78\nOther Items(Net)\n-264,872.60\n-231,341.56\n-251,223.69\n-375,255.92\n-445,539.22\n-342,958.09\n-689,035.65\n-860,829.96\n-891,621.00\n-981,983.21\n-1,160,947.22\n-2,572,613.77\n-2,671,268.75\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n8,667.49\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n3,201,051.95 3,172,354.76 3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.38\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\nBond Coins\n86,794.17\n86,775.25\n87,096.23\n87,423.30\n87,606.55\n87,843.40\n87,844.15\n87,847.30\n87,845.55\n93,158.32\n99,010.30\n99,714.26\n99,712.42\nBond Notes\n436,825.58\n442,551.17\n449,762.88\n476,656.02\n510,197.39\n609,392.70\n657,100.48\n728,411.73\n768,566.52\n872,222.06\n978,393.54\n1,036,938.66\n1,117,198.96\nLiabilities to ODCs\n2,620,801.43 2,556,061.06 2,410,617.85\n1,861,836.07\n2,583,805.05\n2,945,382.52\n4,679,680.86\n3,772,389.39\n5,535,717.81\n6,219,757.79\n8,352,572.72\n7,253,578.67\n7,089,397.08\n Reserve Deposits\n387,117.92\n379,777.18\n382,618.00\n406,733.21\n434,435.93\n497,763.67\n586,218.84\n625,173.97\n758,953.25\n861,489.70\n918,034.34\n1,040,852.24\n1,082,852.88\n Exess reserves \n2,233,683.51 2,176,283.88 2,027,999.85\n1,455,102.86\n2,149,369.12\n2,447,618.85\n4,093,462.02\n3,147,215.41\n4,776,764.57\n5,358,268.10\n7,434,538.38\n6,212,726.43\n6,006,544.20\nPrivate Deposits\n56,630.77\n86,967.28\n72,058.73\n96,792.85\n100,522.60\n126,702.75\n323,000.08\n94,067.04\n418,620.75\n929,814.87\n897,840.31\n860,792.52\n1,074,636.02\nSource: Reserve Bank of Zimbabwe,2020\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n16 \n \n \n \n \nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nNet Foreign Assets\n252,506.07\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\nClaims on Non Residents\n1,034,721.60\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\nOf Which: Foreign Currency\n256,754.30\n263,233.15\n363,481.95\n484,193.31\n882,204.61\n968,769.48\n1,150,434.08\n2,108,450.56\n1,905,985.69\n2,243,113.59\n2,526,205.54\n3,176,598.38\n3,136,431.39\nDeposits\n776,043.16\n794,324.48\n1,123,646.46\n2,044,144.29\n2,921,840.60\n4,408,575.22\n4,954,935.41\n7,254,079.84\n8,551,844.58\n9,358,131.61\n10,399,832.16\n9,953,357.06\n10,175,380.89\nOther\n1,924.14\n3,140.03\n4,311.50\n6,441.45\n10,577.12\n13,140.31\n15,109.74\n20,375.85\n21,027.99\n21,628.98\n22,378.63\n23,051.63\n33,034.42\nLess Liabilities to Non Residents\n782,215.53\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\nOf Which: Deposits\n172,568.31\n553,655.47\n584,272.60\n719,211.04\n769,197.36\n857,462.40\n938,762.40\n1,334,410.99\n1,141,821.51\n1,377,452.16\n1,457,271.39\n1,591,189.46\n1,285,842.52\nLoans\n609,647.22\n380,342.34\n376,654.37\n655,447.91\n1,146,893.57\n1,161,574.59\n1,428,993.76\n1,917,767.81\n1,916,690.45\n1,876,677.72\n1,867,477.16\n1,855,524.33\n2,092,970.52\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n9,616,197.64\n9,946,870.18\n10,259,117.71\n11,286,731.69\n12,297,290.28\n13,113,076.98\n15,057,767.71\n16,635,192.44\n20,378,973.60\n21,685,398.27\n23,589,103.57\n24,751,743.05\n26,346,359.69\nDomestic Claims\n7,264,616.12\n7,093,926.30\n7,115,342.99\n7,451,620.17\n8,301,172.98\n9,320,549.24\n9,717,740.03\n10,601,722.91\n11,770,620.25\n14,049,919.30\n15,560,110.40\n17,823,424.24\n19,287,456.86\nNet Claims on Central Government\n3,004,383.52\n2,951,793.41\n2,869,381.76\n2,735,836.19\n2,877,878.25\n3,435,662.08\n3,350,949.35\n3,524,311.24\n3,681,551.38\n4,052,444.25\n4,123,319.26\n4,284,897.63\n4,220,051.70\nClaims on Central Government\n3,048,869.54\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\nSecurities\n3,043,034.49\n2,995,446.01\n2,921,262.97\n2,780,774.94\n2,918,508.31\n3,484,041.96\n3,409,103.10\n3,577,410.30\n3,749,000.52\n4,150,152.74\n4,240,495.63\n4,372,420.71\n4,293,116.08\nLoans\n5,835.04\n4,272.91\n3,975.61\n3,925.13\n3,893.57\n2,176.18\n1,044.37\n1,372.73\n1,149.81\n1,373.97\n1,329.70\n5,111.21\n5,147.49\nOther \n - - - - - \n - \n - \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\nOf which: Deposits\n44,486.02\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,260,232.61\n4,142,132.88\n4,245,961.23\n4,715,783.99\n5,423,294.73\n5,884,887.16\n6,366,790.67\n7,077,411.66\n8,089,068.87\n9,997,475.05\n11,436,791.14\n13,538,526.61\n15,067,405.16\nOther Financial Corporations\n50,257.50\n44,732.42\n43,887.25\n54,890.96\n54,960.04\n65,223.35\n38,967.78\n34,328.82\n39,915.64\n37,694.15\n72,289.76\n78,791.30\n95,487.15\nState and Local Government\n34,253.92\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\nPublic Non Financial Corporations\n133,828.08\n131,614.40\n180,126.39\n236,434.67\n231,453.07\n276,304.88\n323,047.60\n224,024.88\n290,519.04\n284,193.32\n301,021.27\n459,396.43\n455,647.01\nPrivate Sector\n4,041,893.11\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\nClaims on the Central Bank\n3,992,791.54\n4,257,352.21\n4,488,587.04\n4,782,265.42\n5,415,977.11\n5,448,316.23\n8,140,877.50\n9,252,623.62\n11,757,301.08\n11,546,508.94\n14,013,346.66\n13,400,742.47\n14,084,026.73\nCurrency\n59,650.72\n62,487.55\n45,182.42\n98,685.70\n126,257.46\n232,427.59\n184,370.21\n124,516.17\n144,290.37\n128,786.22\n169,835.56\n183,412.14\n267,061.31\nReserves\n3,933,140.82\n4,194,864.67\n4,443,404.62\n4,683,579.73\n5,289,719.65\n5,215,888.64\n7,956,507.29\n9,128,107.45\n11,613,010.71\n11,417,722.72\n13,843,511.10\n13,217,330.33\n13,816,965.42\nSecurities\n - \n - \n - \n - \n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\nOther Claims\n - \n - \n - \n - \n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n158,887.13\n165,849.57\n148,327.69\n148,760.15\n150,275.70\n151,973.32\n155,014.53\n155,934.06\n159,104.77\n175,255.53\n179,468.01\n185,829.15\n189,591.37\nOther Items(Net)\n1,482,322.89\n1,238,558.76\n1,196,484.63\n798,393.76\n1,269,584.10\n1,503,815.17\n2,645,835.28\n3,063,220.03\n2,989,842.96\n3,735,774.45\n5,804,885.48\n6,286,594.51\n6,835,532.53\nShares and Other Equity\n1,857,666.31\n2,186,634.46\n2,438,054.11\n2,453,288.57\n3,130,496.35\n3,418,099.11\n3,949,811.84\n5,389,732.10\n5,795,665.01\n6,252,087.86\n10,111,978.87\n12,089,406.11\n12,427,849.47\nLiabilities to other ressident sectors\n42,570.71\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\nOther Items(Net)\n-417,914.13\n-990,751.46\n-1,270,383.32\n-1,701,413.42\n-1,904,551.24\n-1,941,692.17\n-1,331,975.97\n-2,349,798.88\n-2,830,454.98\n-2,566,827.76\n-4,426,491.02\n-5,942,883.74\n-5,747,234.71\nDeposits and Securities Included in Broad Mo\n9,868,703.71\n10,073,570.03\n10,789,630.64\n12,446,851.79\n14,195,821.68\n16,484,524.99\n18,810,490.79\n22,765,919.89\n27,799,319.90\n30,054,142.57\n33,212,771.35\n34,458,036.32\n36,312,393.36\nDeposits Included in Broad Money\n9,796,911.59\n \n9,999,066.93\n \n10,698,817.40\n \n12,307,411.86\n \n14,024,153.85\n \n16,316,355.79\n \n18,607,561.81\n \n22,546,030.38\n \n27,593,648.82\n \n29,819,025.32\n \n32,968,794.78\n \n34,202,472.63\n \n36,052,337.44\n \nTransferable Deposits\n8,323,687.16\n \n8,562,013.77\n \n9,211,180.01\n \n10,695,596.51\n \n12,595,266.96\n \n14,675,509.25\n \n16,987,786.03\n \n20,883,074.13\n \n25,739,354.63\n \n27,983,294.46\n \n31,080,869.95\n \n32,175,873.35\n \n33,858,024.37\n \n of which FCAs\n1,190,521.05\n \n1,417,836.22\n \n1,753,489.14\n \n3,031,536.97\n \n3,887,787.41\n \n4,049,120.88\n \n5,737,719.98\n \n9,859,484.27\n \n11,155,597.09\n \n11,472,035.58\n \n11,938,732.84\n \n12,458,349.93\n \n12,476,934.91\n \nOther Deposits\n1,473,224.43\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\nMoney Market Instruments\n71,792.12\n \n74,503.10\n \n90,813.24\n \n139,439.93\n \n171,667.83\n \n168,169.20\n \n202,928.98\n \n219,889.50\n \n205,671.08\n \n235,117.26\n \n243,976.57\n \n255,563.69\n \n260,055.92\n \nSource:Reserve Bank of Zimbabwe,2020\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\n \n \n \n17 \n \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \n \n \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n19 \n \n \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \n \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n21 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nSource:Reserve Bank of Zimbabwe,2020\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n23 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n1,430,322.3\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n1,447,865.7\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n7,530,493.2\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n1,566,329.2\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n7,530,493.2\nDec\n3,260,641.3\n140,783.7\n27,127.1\n1,114,871.8\n48,155.6\n1,504,624.8\n1,027,373.9\n821,797.2\n823,237.5\n84,684.8\n1,428,029.4\n7,328.2\n10,288,655.3\n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nSource:Reserve Bank of Zimbabwe,2020\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n24 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2017\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n17,413,139.2\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,272,162.4\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nDec\n1,877,764.1\n950,348.8\n2,917,087.2\n3,126,494.5\n1,421,969.0\n4,411,638.4\n2,605,023.1\n1,664,547.7\n8,410,964.0\n554,937.3\n2,477,474.0\n116,789.4\n30,535,037.6\n1,000.0\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nFeb\n2,492,591.8\n1,191,731.7\n3,340,863.8\n8,721,475.9\n1,919,428.5\n5,869,104.2\n3,481,495.5\n2,729,162.0\n10,202,203.6\n760,155.3\n3,574,134.5\n82,845.8\n44,365,192.6\nSource: Reserve Bank of Zimbabwe,2020\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n25 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2018\nJan\n4.45-18.00\n9.33 \n6.99 \nFeb\n4.45-18.00\n9.57 \n6.93 \nMar\n4.45-18.00\n9.64 \n6.98 \nApr\n4.00-18.00\n9.32 \n7.08 \nMay\n4.00-18.00\n9.28 \n7.09 \nJun\n4.00-18.00\n9.32 \n7.14 \nJul\n4.00-18.00\n9.75 \n6.97 \nAug\n4.00-18.00\n9.87 \n7.10 \nSep\n4.00-18.00\n9.56 \n7.11 \nOct\n4.00-18.00\n9.47 \n7.38 \nNov\n4.00-18.00\n9.49 \n7.38 \nDec\n4.00-18.00\n9.48 \n7.39 \n2019\nJan\n4.00-18.00\n9.47 \n7.40 \nFeb\n4.00-18.00\n9.23 \n7.30 \nMar\n4.00-18.00\n9.23 \n7.31 \nApr\n4.00-18.00\n9.30 \n7.38 \nMay\n4.00-22.00\n9.31 \n7.33 \nJun\n4.00-22.00\n9.15 \n7.67 \nJul\n4.00-35.00\n9.54 \n8.40 \nAug\n5.00-55.00\n14.37 \n18.43 \nSep\n5.00-65.00\n14.64 \n19.81 \nOct\n5.00-65.00\n15.59 \n19.66 \nNov\n5.00-65.00\n15.06 \n18.00 \nDec\n5.00-65.00\n16.08 \n18.31 \n2020\nJan\n5.00-65.00\n16.56 \n17.20 \nFeb\n5.00-65.00\n16.92 \n16.68 \nSource:Reserve Bank of Zimbabwe, 2020\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n26 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2020\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n27 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION &\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nSource:Zimstat, 2020\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n28 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n729.57\n703.89\n354.34\n623.95\n885.04\n598.64\n1046.38\n704.12\n362.80\n607.72\n939.15\n562.64\n810.29\n640.16\nSource:Zimstat, 2020\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n29 \n \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n30 \n \n \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nSource: Reserve Bank of Zimbabwe, 2020\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \n \n31 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n801.38\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n766.34\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n1 112.27 \n344.9\n304.9\n179,559,446\n43,426.5\nFeb\n473.13\n1 564.98\n826.73\n360.1\n172,678,984\n60,987.5\nSource:Zimbabwe Stock Exchange, 2020\n*All Share index was introduced in January, 2018\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.31 \n115.2 21,247.93 9,646.84 \nFeb\n 41,637.6 \n4.7\n5,431.81\n \n136.9 22,589.66 9,633.79 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7\n 23,191.6 65.0 206,621.5 \n 1,099.3 \nNov\n 982.1 \n10.3\n 25,737.5 225.2 152,919.9 \n 2,044.1 \nDec\n 1,003.8 \n7.6\n 27,800.5 385.5 146,316.6 \n 1,273.6 \n2020\nJan\n 943.3 \n4.6\n 23,649.0 199.9 139,278.2 \n 671.7 \nFeb\n 916.1 \n8.9\n 21,652.2 196.6 149,671.5 \n 647.8 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nSource: ZIMSTAT, 2020\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-February-2020.pdf"}
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+{"doc_id": "cc26c9c55181c51af50bf48420e42a3b", "text": "i \n \n \n \n \n \n \n \nOCTOBER 2020 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nMERCHANDISE TRADE DEVELOPMENTS..................................................................... 5 \nMONETARY DEVELOPMENTS .............................................................................................. 9 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 12 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 13 \nCash Transactions ................................................................................................................... 13 \nMobile and Internet Based Transactions .............................................................................. 13 \nCard Based Transactions ....................................................................................................... 13 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n2020 \n \nSeptember \n \n2020 \n \nOctober \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0) (ZW$ millions) \n12,732.32 \n \n15,522.13 \n21.91 \n \nMoney Supply2 (M3) (ZW$ millions) \n153,835.54 \n \n169,772.83 \n10.36 \n \nAnnual Inflation1 (%) \n659.40 \n471.25 \n-188.15a \n \nBlended Annual Inflation1 (%) \n376.3 \n249.63 \n-126.67a \nMonthly Inflation1 (%) \n3.83 \n4.37 \n-4.37a \n \nBlended Monthly Inflation1 (%) \n-0.47 \n1.43 \n1.9a \nNational Payment System Transactions2 \n(ZW$ billions) \n299.09 \n319.50 \n6.82 \nNominal Lending Rate2 \n(% per annum) \n6.00-65.00 \n6.00-65.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring the month of October 2020, international \nprices for gold, platinum, copper and Brent \ncrude oil registered declines. Nickel prices, \nhowever, increased during the same month. \nCommodity market dynamics have continued to \nbe influenced by monetary, fiscal and real \neconomy conditions in the midst of the \ncoronavirus pandemic. In particular, fears of a \nsecond wave of coronavirus infections and \ndwindling stimulus slowed down the recovery in \nglobal markets. \n \nPrecious Metals \n Gold \nThe price of gold eased by 1.0%, from a \nmonthly average of US$1,922.85 per ounce \nrecorded in September 2020 to US$1,903.40 per \nounce, during the month under review. The \nyellow metal price was weighed down by a \nstronger US dollar, which made gold more \nexpensive for holders of other currencies. In \naddition, stalled stimulus talks in the US and the \nlack of new stimulus from the European Union \nslowed down the rally in gold prices. \n \nPlatinum \nDuring the month of October 2020, platinum \nprices decreased by 3.5% to US$ 876.41 per \nounce, from US$908.66 per ounce recorded in \nSeptember 2020. The decline in platinum prices \nwas underpinned by dampened investment \ndemand. The demand for the precious metal, \nfrom the automobile industry, also remained \nlargely subdued owing to the global health \nemergency. The outlook for platinum, however, \nremains positive as global demand is expected \nto outstrip supply as South Africa, a major \nproducer of the metal, faces a dramatic decline \nin platinum output due to strict lockdown \nrestrictions. \nFigure 1 shows developments in precious metal \nprices for the period from October 2019 to \nOctober 2020. \n \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2020 \n \nBase Metals \n \nCopper \nCopper prices eased by a marginal 0.1%, from \nUS$6,712.41 per tonne recorded in September \n2020 to US$6,702.77 per tonne, during the \nmonth under analysis. The retreat in prices was \noccasioned by the lack of new stimulus and \nlooming coronavirus lockdowns in major \neconomies, a development which stoked fears of \nweaker economic recovery. Losses were \nhowever, limited by strong demand from China, \nthe world’s largest consumer of base metals. \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nNickel \nNickel prices registered a monthly increase of \n2.4%, from US$14,866.27 per tonne recorded in \nSeptember 2020 to US$15,219.36 per tonne in \nOctober 2020. The base metal price was lifted \nby strong demand from stainless steel producers \nin China, who account for about two thirds of \nglobal nickel demand. Further support for prices \nemanated from tighter supply conditions owing \nto the rainy season in the Philippines, the top \nsupplier to China and the ongoing nickel export \nban in Indonesia, formerly the world’s top \nproducer. \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2020 \n \nBrent Crude Oil \nThe international price of Brent crude oil \naveraged US$41.16 per barrel, during the month \nunder review, its lowest average price since July \n2020. Brent crude oil prices continued to be \naffected by the pervasiveness of the pandemic, \nas the transport sector operated well below pre-\npandemic levels. The threat of renewed \nlockdowns in Europe and the US, amid a second \nwave of infections, prompted fears of a \ncontraction in the demand for oil. Prices were \nalso weighed down from the supply-side as the \nban on Libyan exports was lifted. This was also \nexacerbated by the Organization of Petroleum \nExporting Countries’ intentions to increase oil \noutput over the near term. \nFigure 3 shows developments in Brent crude oil \nprices for the period from October 2019 to \nOctober 2020. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2020 \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \n \nTotal merchandise trade stood at US$929.7 \nmillion in October 2020, a 10.6% increase from \nthe previous month. This was driven by the \nrecovery in markets for both merchandise \nexports and imports, during the month under \nreview. Compared to the corresponding month \nin 2019, total merchandise trade registered a \n5.1% increase. \n \n \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nOct-19\nDec-19\nFeb-20\nApr-20\nJun-20\nAug-20\nOct-20\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nUS$/barrel\n \n \n \n6 \n \nMerchandise Exports \nThe country’s merchandise exports increased by \n10.2% to US$439.4 million in October 2020, \nfrom US$398.8 million in September 2020. \nCompared to the same period in 2019, however, \nthe country’s exports were 9.1% lower. Figure 4 \nshows monthly comparisons of the country’s \nmerchandise exports for 2019 and 2020. \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2020 \n \nThe surge in monthly merchandise exports in \nOctober 2020 was on account of increases in \nexports of nickel mattes (23,5%); gold (19,7%); \nnickel ores and concentrates (18.9%), and \ntobacco (12.6%). Nickel export earnings \nincreases on account of firming demand in \nglobal markets, as nations embraced the \nenvironmental \ngreen \nrevolution. \nExport \nearnings from gold were 19.7% higher than in \nthe preceding month, on account of strong safe-\nhaven demand. Table 1, shows developments in \n \n1 Nickel ores and concentrates, nickel matters and \nunwrought platinum are components of the platinum \ngroup of metals (PGMs). \nthe country’s exports during the months of \nSeptember and October 2020, respectively. \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \n \nSept-20 \nOct-20 \nShare \nof \nTotal \n(%) \nTotal Exports \n398.8 \n439.4 \n100.0 \nOf Which: \n \n \n \nNickel mattes \n82.7 \n103.2 \n23.5 \nGold \n69.3 \n86.5 \n19.7 \nNickel ores and \nconcentrates1 \n94.5 \n82.9 \n18.9 \nTobacco \n(Including \nflue-\ncured, stemmed & \ncigarettes) \n47.4 \n55.3 \n12.6 \nUnwrought \nPlatinum \n(In \npowder form) \n21.9 \n20.1 \n4.6 \nFerro-chromium \n12.5 \n18.0 \n4.1 \nIndustrial \ndiamonds \n13.8 \n16.2 \n3.7 \nCane sugar \n8.0 \n7.5 \n1.7 \nChromium \nores \nand concentrates \n5.4 \n5.0 \n1.1 \nGinned cotton \n6.3 \n3.9 \n0.9 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nThe country’s top export destination remained \nSouth Africa, which accounted for the bulk, \nabsorbing about 37.5% of the total exports, \nfollowed by the United Arab Emirates (U.A.E) \n(19.7%) and Mozambique (10.1%), as shown in \nFigure 5. \n \n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\nJan\nFeb\nMar\nApr\nMay\nJune\nJuly\nAug\nSep\nOct\nUS$ million\n2019\n2020\n \n \n \n7 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nMerchandise Imports \nIn October 2020, total merchandise imports \nstood at US$490.2 million, marking a fourth \nmonth of consecutive increases. The outturn in \nOctober 2020, was 22.2% higher than the \nUS$401.1 million recorded in the corresponding \nmonth in 2019. Figure 6 shows the country’s \nmonthly \nimports \nfor \n2019 \nand \n2020, \nrespectively. \n \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2019 & 2020 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \nThe increase in imports during the month of \nOctober 2020 was largely on account of \nincreases in imports of palm oil, fertiliser, \nsorghum, electricity and wheat. Diesel imports, \nhowever, continued to decline, reflecting both \nthe impact of the removal of the fuel subsidy and \nthe slowdown in economic activity, resulting \nfrom COVID-19 induced lockdowns. Table 3 \nshows imports by commodity for the months of \nSeptember and October 2020. \n \n \n \n \n \n \n \n37.5%\n19.7%\n10.1%\n2.3%\n1.6%\n1.3%\n1.0%\n0.8%\n0.2%\n0.1%\nSouth Africa\nUnited Arab Emirates\nMozambique\nBelgium\nKenya\nUganda\nZambia\nBotswana\nHong Kong\nMalawi\n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\n 600.0\nJan Feb Mar AprMay Jun Jul Aug Sep Oct\nUS$ million\n2019\n2020\n \n \n \n8 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \n Sept 20 \nUS$ m \nOct 20 \nUS$ m \nShare \nof \nTotal \nImports \n(%) \nTotal Imports \n441.7 \n490.2 \n100.0 \nOf Which: \n \n \n \nOther palm oil \n(excl. crude) and \nfractions \n1.2 \n32.6 \n6.6 \nSorghum \n0.0 \n13.7 \n2.8 \nFertiliser \nChemicals \n(Ammonium \nphosphate) \n3.7 \n13.2 \n2.7 \nElectricity \n9.3 \n12.0 \n2.4 \nWheat \n7.7 \n11.9 \n2.4 \nDiesel \n15.3 \n11.5 \n2.4 \nCrude soya bean \noil \n12.4 \n10.7 \n2.2 \nMaize \n(Excluding Seed) \n13.9 \n10.7 \n2.2 \nRice \n12.1 \n6.5 \n1.3 \nIron (Structures \n& parts of iron/ \nsteel) \n11.9 \n6.0 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nThe country’s imports for the month of October \n2020 were mainly from South Africa (56.1%), \nChina (9.3%), Singapore (4.3%), Mauritius \n(3.1%), and Zambia (2.7%), as shown in Figure \n7. \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nMerchandise Trade Balance \nThe country’s merchandise trade balance \nwidened from a deficit of US$42.9 million in \nSeptember 2020, to a deficit of US$50.8 million \nin October 2020. The net trade position was a \nsignificant deterioration from the surplus of \nUS$82.3 million recorded in October 2019. \nFigure 8 shows developments on the country’s \ntrade balance for the period from January to \nOctober 2020. \n \n \n \n56.1%\n9.3%\n4.3%\n3.1%\n2.7%\n2.4%\n2.3%\n1.8%\n1.4%\n1.2%\nSouth Africa\nChina\nSingapore\nMauritius\nZambia\nIndia\nMozambique\nUnited Kingdom\nUnited Arab Emirates\nTurkey\n \n \n \n9 \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \n \n \nMONETARY DEVELOPMENTS2 \n \nBroad money supply stood at ZW$169.77 \nbillion in October 2020, up from ZW$153.84 \nbillion as at end of September 2020. The money \nstock (M3), however, consisted largely of \nforeign \ncurrency \ndeposits, \nequivalent \nto \nZW$97.62 billion (or 57.50% of total), while \nlocal currency transferrable deposits amounted \nto ZW$61.46 billion (36.20%); time deposits, \nZW$8.40 \nbillion \n(4.95%); \nnegotiable \ncertificates of deposits, ZW$1.23 billion \n(0.73%); and currency in circulation, ZW$1.06 \nbillion (0.62%). \n \n2All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \nThe foreign currency component of total \ndeposits increased from ZW$11.16 billion in \nOctober 2019 to ZW$97.62 billion as at end \nOctober 2020. The growth largely reflected \nvaluation changes due to exchange rate \nmovement, from ZW$15.67 per US$1 in \nOctober 2019 to ZW$81.35 per US$1 in \nOctober 2020. \nConsistent with demand for money in the \neconomy, local currency deposits registered a \nyear-on- year growth of 316.67%, while \ncurrency in circulation also increased by \n48.59%, on an annual basis. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nThe annual growth in broad money reflected \nincreases in credit to financial corporations, \n761.83%; private sector, 630.31%; and public \nnon-financial corporations, 158.62%. \nOn a month-on-month basis, credit to the private \nsector increased by 16.18%, to ZW$57.11 \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nJun-19\nAug-19\nOct-19\nDec-19\nFeb-20\nApr-20\nJun-20\nAug-20\nOct-20\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferable \ndeposits\n36.20%\nForeign \nCurrency \nDeposits\n57.50%\nTime \nDeposits\n4.95%\nCurrency in \nCirculation\n0.62%\nNCDs\n0.73%\n \n \n \n10 \n \nbillion. Government deposits declined by \nZW$4.63 \nbillion, \nreflecting \nincreased \nexpenditures. \nCredit to the private sector was mainly extended \ntowards agriculture, \n22.55%; \ndistribution, \n16.60%; \nfinancial \norganisations, \n14.97%; \nhouseholds, 13.28%; mining, 11.65%; and \nmanufacturing, 11.57%; as shown in figure 10. \n \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCredit to the private sector was channelled \ntowards inventory build-up, 37.67%; other \nrecurrent expenditures, 31.71%; and fixed \ncapital investment, 16.37%; and pre and post \nshipment financing, 2.90%. \n \n \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of October 2020, the \nZimbabwe \nStock \nExchange \n(ZSE) \nwas \ncharacterised by bearish sentiments, as all the \nmajor indices recorded losses. The All Share, \nTop 10, industrial and mining indices shed \n9.85%, 14.25%, 9.90% and 8.14% to close at \n1 476.87 points, 937.28 points, 4 852.49 points \nand 3 792.35 points, respectively. Tight money \nmarket liquidity partly explained the bearish \nsentiments. \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2020 \n \nOn an annual basis, however, the All Share, Top \n10, industrial and mining indices gained \n534.23%, 337.23%, 524.13% and 1 272.50%, \nup from 232.86 points, 214.37 points, 777.48 \npoints and 276.31 points recorded in October \n2019, respectively. \n \n \n \nHouseholds\n13.28%\nAgriculture\n22.55%\nMining\n11.65%\nManufacturing\n11.57%\nDistribution\n16.60%\nConstruction\n0.55%\nTransport & \nCommunicati\nons\n1.65%\nServices\n7.07%\nFinancial Org. \n& Investments\n14.97%\nOther\n0.13%\n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1600.00\n0.00\n200.00\n400.00\n600.00\n800.00\n1000.00\n1200.00\n1400.00\n1600.00\n1800.00\n31-Oct-19\n30-Nov-19\n31-Dec-19\n31-Jan-20\n29-Feb-20\n31-Mar-20\n30-Apr-20\n31-May-20\n30-Jun-20\n31-Jul-20\n31-Aug-20\n30-Sep-20\n31-Oct-20\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n11 \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2020 \nAs a result of bearish trading on the local bourse \nduring the month under review, the cumulative \nvolume and value of shares traded declined by \n63.68% and 78.74% to 397.01 million shares \nand ZW$986.70 million, respectively. \n \nFigure 13: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2020 \nThe market lost ZW$26.81 billion, or 12.98% \nworth of capitalization, from Z$206.50 billion in \nSeptember 2020 to ZW$179.70 billion in \nOctober 2020. On a year-on-year basis, \nhowever, local bourse capitalization increased \nby 491.28%, from ZW$30.40 billion recorded in \nOctober 2019. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation which peaked at \n837.53% in July 2020, decelerated further to \n471.25% in October 2020, from the September \nrate of 659.40%. The declining inflation trend \nwas largely attributable to the stability in the \ndomestic currency. \n \nAnnual \nfood \ninflation \ndecelerated \nfrom \n724.40% in September 2020, to 472.40% in \nOctober 2020. Vegetables, bread and cereals, \nand meat, had the highest contribution to food \ninflation in October 2020. \n \nSimilarly, annual non-food inflation eased from \n619.78% in September 2020 to 470.46% in \nOctober 2020. Non-food inflation contributed \nabout 323.2 percentage points to the October \n2020 inflation. Price increases in this category \nwere attributable to housing, water, electricity, \ngas \nand \nother \nfuels. \nCommunication; \nmiscellaneous \ngoods \nand \nservices; \nand \ntransport, also had a significant contribution to \nannual non-food inflation in October 2020. \n \n0\n500\n1000\n1500\n2000\n2500\n3000\n3500\n4000\n4500\n0\n1000\n2000\n3000\n4000\n5000\n6000\n31-Oct-19\n31-Dec-19\n29-Feb-20\n30-Apr-20\n30-Jun-20\n31-Aug-20\n31-Oct-20\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n500\n1,000\n1,500\n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n0\n200\n400\n600\n800\n1,000\n1,200\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n12 \n \nThe annual Blended CPI inflation3 decelerated \nfurther from 376.3% in September 2020, to \n249.63% in October 2020. The decline was \nattributed to price declines cross all categories. \nSignificant declines were recorded for alcoholic \nbeverages, housing and energy, furniture and \nhousehold equipment and communication. \n \nMonthly Inflation \n \nMonth-on-month ZWL$ inflation stood at \n4.37% in October 2020, up from 3.83% \nrecorded in September 2020. This was on \naccount of marginal price increases in both food \nand non-food inflation. \n \nMonth-on-month food inflation rose from \n2.08% in September 2020 to 3.00% in October \n2020. Vegetables; bread and cereals; and meat \ncontinued to be major drivers of monthly food \ninflation. \n \nMonthly non-food inflation also increased from \n5.08% to 5.33% over the same period. Month- \non-month non-food inflation was largely driven \nby housing, water, electricity, gas and other \nfuels. Other categories that recorded minor \nincreases included restaurants and hotels, and \nalcoholic beverages and tobacco. The increases \nwere, however, partially offset by declines in \ncommunication; education and recreation and \nculture. \n \n3The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nBlended monthly inflation accelerated from \n-0.47% in September 2020 to 1.43% in October \n2020. \nFigure 14 shows month-on-month inflation \ndevelopments for the period from August 2019 \nto October 2020. \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2020 \n \nNATIONAL PAYMENTS SYSTEM \n \nDuring the month of October 2020, the total \nvalue of transactions processed through the \nNational \nPayment \nSystem \namounted \nto \nZW$319.50 billion, a 6.8% increase from \nZW$299.09 billion recorded in September \n2020. NPS transaction volumes increased by \n48.6% to close at 212.93 million, during the \nsame month. \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the US$. \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nFood\nNon-Food\nOverall\n \n \n \n13 \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the RTGS \nsystem stood at ZW$198.86 billion during the \nmonth of October 2020, reflecting a 2.1% \ndecline from ZW$203.17 billion transactions \nrecorded in September 2020. The volume of \nRTGS transactions was 8.6% higher, to close at \n990 153 transactions, during the month under \nreview. \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCash Transactions \n \nCash based transactions increased to ZW$6.85 \nbillion in October 2020, from ZW$6.24 billion \nZW$7.30 billion recorded in September 2020. \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \nincreased by 30.17% to close at ZW$89.04 \nbillion in October 2020, from ZW$63.40 billion \nin September 2020. \nCard Based Transactions \n \nCard-based transactions rose by 21.92%, from \nZW$20.23 billion in the previous month to close \nat ZW$24.65 billion, during the month under \nreview. \n \nRESERVE BANK OF ZIMBABWE \n -\n 50.0\n 100.0\n 150.0\n 200.0\n 250.0\n0\n200\n400\n600\n800\n1000\n1200\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nValue in ZW$ billions\nVolume in thousands\nVolume\nValue\n \n14 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n16 \n 2. Central Bank Survey \n \n \n \n \n \n \n17 \n \n3. Other Depository Corporations Survey \n \n \n \n \n18 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n19 \n 4.2 Liabilities \n \n \n \n \n \n \n \n20 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n21 \n 5.2 Liabilities \n \n \n \n22 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n23 \n 6.2 Liabilities \n \n \n \n \n \n24 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n25 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n26 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n27 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n28 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n29 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n30 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n31 \n 11. Exchange Rates \n \n \n \n \n \n \n \n32 \n \n \n \n \n \n \n15 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 33 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 34 \n \n13.2 Volumes of Transactions \n \n \n \n \n 35 \n14. Merchandise Trade Statistics \n \n \n \n \n \n 36 \n \n \n \n \n \n \n \n \n \n \n \n16 \n \n \nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNet Foreign Assets\n-33,219,232.58\n-38,974,813.91 -39,899,004.55\n-40,662,175.37\n-41,890,476.47 -41,693,753.23 -64,413,672.15\n-89,046,879.04\n-97,000,590.99 -234,278,568.81 -309,340,585.00 -323,918,937.77 -317,370,813.35 -327,434,598.03\nCentral Bank(net)\n-39,349,960.03\n-46,395,160.21\n-48,267,748.85\n-50,285,843.15\n-51,596,769.75\n-51,659,786.89\n-78,356,892.58\n-104,544,431.97\n-114,377,001.26\n-275,623,563.54\n-366,357,650.73\n-391,303,802.50\n-386,104,783.47\n-398,503,742.75\nForeign Assets\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\nForeign Liabilities\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\nOther Depository Corporations(net)\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\nForeign Assets\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\nForeign Liabilities\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\nNet Domestic Assets (NDA)\n56,770,962.37\n67,904,876.25\n71,719,556.15\n75,680,355.31\n78,162,546.08\n80,030,632.68 112,816,570.52\n141,032,021.98\n156,475,813.43\n334,099,369.96\n441,599,870.68\n470,066,520.53\n471,206,354.87\n497,207,430.71\nDomestic Claims\n21,168,772.43\n24,743,158.13\n28,575,556.98\n27,819,807.93\n28,569,680.55\n30,260,777.76\n34,054,407.09\n32,574,364.29\n39,063,809.71\n50,113,139.15\n59,894,402.15\n62,852,286.66\n63,493,587.42\n80,786,149.78\nClaims on Central Government(net)\n13,061,889.35\n14,409,797.90\n15,813,415.72\n14,062,737.58\n12,724,160.31\n12,697,777.62\n12,949,759.72\n10,305,498.64\n14,278,461.16\n11,286,874.74\n14,475,978.36\n11,939,163.62\n9,165,660.28\n16,233,346.76\nClaims on Central Government\n16,410,748.86\n16,955,759.46\n17,933,911.03\n15,580,358.19\n16,676,243.01\n16,838,781.22\n17,542,397.05\n17,458,577.62\n18,059,689.23\n22,643,966.48\n25,495,963.30\n25,856,421.22\n24,510,261.70\n26,940,376.62\nCentral Bank\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,476,066.34\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\nODCs\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\nLess Liabilities to Central Government\n3,348,859.52\n2,545,961.56\n2,120,495.31\n1,517,620.61\n3,952,082.70\n4,141,003.60\n4,592,637.32\n7,153,078.98\n3,781,228.06\n11,357,091.74\n11,019,984.94\n13,917,257.60\n15,344,601.42\n10,707,029.86\nCentral Bank\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\nODCs\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\nClaims on Other Sectors\n8,106,883.08\n10,333,360.23\n12,762,141.26\n13,757,070.35\n15,845,520.24\n17,563,000.14\n21,104,647.37\n22,268,865.65\n24,785,348.54\n38,826,264.41\n45,418,423.79\n50,913,123.04\n54,327,927.14\n64,552,803.02\nOther Financial Corporations\n152,985.99\n162,263.79\n160,062.11\n186,506.15\n202,429.27\n281,264.28\n307,104.48\n290,091.57\n356,669.90\n753,439.03\n1,010,123.42\n298,579.49\n338,002.03\n1,398,438.67\nState and Local Government\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\nPublic Non Financial Corporations\n1,048,058.46\n2,322,563.84\n2,861,071.05\n2,431,172.28\n2,564,682.98\n2,591,284.85\n3,301,602.89\n3,508,675.95\n2,824,122.73\n5,863,041.63\n5,154,947.39\n3,941,697.68\n4,796,976.15\n6,006,655.50\nPrivate Sector\n6,875,497.28\n7,820,402.44\n9,712,660.41\n11,113,071.62\n13,046,099.50\n14,658,746.06\n17,465,318.54\n18,442,253.62\n21,577,980.23\n32,186,558.49\n39,227,391.60\n46,644,986.05\n49,157,774.70\n57,113,246.08\nCentral Bank\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\nODCs\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\nOther Items(Net)\n-35,602,189.94 -43,161,718.12 -43,143,999.17\n-47,860,547.38\n-49,592,865.53 -49,769,854.91 -78,762,163.43 -108,457,657.69 -117,412,003.72 -283,986,230.81 -381,705,468.53 -407,214,233.87 -407,712,767.45 -416,421,280.93\nShares and Other Equity\n-32,505,897.24\n-39,007,159.14\n-41,160,941.61\n-44,544,759.40\n-43,829,432.91\n-44,342,348.31\n-71,119,022.50\n-98,326,925.77\n-108,187,301.34\n-265,536,483.62\n-359,843,502.38\n-393,275,806.44\n-386,761,250.11\n-392,085,071.73\nLiabilities to Other Financial Corporations\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\nRestricted Deposits\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n4,057,817.74\n1,036,012.77\n1,208,834.37\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-4,666,003.77\n-6,061,102.18\n-4,013,944.69\n-4,583,152.93\n-7,249,777.25\n-6,701,730.71\n-9,930,489.25\n-11,865,486.12\n-10,435,832.78\n-22,215,725.96\n-23,936,937.79\n-18,418,731.56\n-22,359,693.99\n-25,986,791.29\nBroad Money-M3\n23,551,729.79\n28,930,062.34\n31,820,551.60\n35,018,179.94\n36,272,069.61\n38,336,879.45\n48,402,898.37\n51,985,142.94\n59,475,222.44\n99,820,801.15\n132,259,285.68\n146,147,582.76\n153,835,541.52\n169,772,832.69\nSecurities Other than Shares Included in Broad Money\n219,889.50\n205,671.08\n235,117.26\n243,976.57\n255,563.69\n260,055.92\n476,793.67\n337,556.97\n359,194.93\n863,206.40\n1,024,311.11\n1,111,664.44\n1,083,907.10\n1,231,944.90\nBroad Money-M2\n23,331,840.28\n28,724,391.26\n31,585,434.34\n34,774,203.37\n36,016,505.92\n38,076,823.53\n47,926,104.70\n51,647,585.97\n59,116,027.50\n98,957,594.75\n131,234,974.57\n145,035,918.32\n152,751,634.42\n168,540,887.79\nOther Deposits\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\nNarrow Money-M1\n21,668,884.03\n26,870,097.07\n29,749,703.49\n32,886,278.54\n33,989,906.64\n35,882,510.46\n45,574,113.84\n49,124,730.79\n56,273,245.28\n94,939,899.37\n125,187,820.69\n139,604,307.06\n145,816,200.84\n160,143,748.68\nTransferable Deposits\n20,977,141.17\n26,157,975.38\n28,913,109.34\n31,978,710.26\n33,036,665.86\n34,932,660.39\n44,529,936.02\n48,082,573.35\n55,147,175.33\n93,730,970.73\n123,981,130.10\n138,523,712.90\n144,756,556.77\n159,085,591.39\n Of which Foreign Currency Accounts\n9,859,484.27\n11,155,597.09\n11,472,035.58\n11,938,732.84\n12,458,349.93\n12,476,934.91\n20,909,726.92\n19,463,088.16\n24,984,322.48\n57,701,775.14\n79,076,606.18\n86,014,194.25\n92,191,134.58\n97,621,848.10\nCurrency Outside Depository Corporations\n691,742.86\n712,121.69\n836,594.15\n907,568.29\n953,240.77\n949,850.07\n1,044,177.82\n1,042,157.43\n1,126,069.95\n1,208,928.64\n1,206,690.59\n1,080,594.16\n1,059,644.06\n1,058,157.28\nMemorandum Items\nReserve Money\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\nFCAs as a Percentage of Deposits in M3\n43.1%\n39.5%\n37.0%\n35.0%\n35.3%\n33.4%\n44.2%\n38.2%\n42.8%\n58.5%\n60.3%\n59.3%\n60.3%\n57.9%\nEnd Period Exchange Rate\n15.20\n16.12\n16.26\n16.77\n17.35\n17.95\n25.00\n25.00\n25.00\n57.36\n76.76\n83.40\n81.44\n81.35\nSource: Reserve Bank of Zimbabwe,2020\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\n \n \n \n17 \n \n \nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNet Foreign Assets\n-46,395,160.21 -48,267,748.85 -50,285,843.15 -51,596,769.75 -51,659,786.89 -78,356,892.58 -104,544,431.97 -114,377,001.26 -275,623,563.54 -366,357,650.73 -391,303,802.50 -386,104,783.47 -398,503,742.75\nClaims on Non Residents\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\nOfficial Reserves Assets\n1,937,457.59\n1,915,477.05\n2,537,103.33\n2,888,945.28\n3,104,642.81\n1,759,943.91\n1,340,523.61\n1,452,620.38\n9,522,205.82\n12,511,281.83\n15,651,918.68\n12,374,572.35\n12,357,598.03\nOther Foreign Assets\n3,507,400.15\n3,637,474.74\n2,967,836.45\n2,345,086.60\n2,400,193.22\n3,188,983.44\n3,176,152.22\n3,601,500.00\n8,323,540.15\n11,118,819.74\n11,993,657.14\n11,669,281.34\n11,660,124.13\nLess Liabilities to Non Residents\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\nShort Term Liabilities\n33,501,054.49\n34,223,789.11\n35,686,123.01\n39,597,730.68\n41,112,190.47\n55,611,921.72\n54,593,528.76\n54,707,783.64\n134,067,700.58\n179,874,148.53\n193,114,218.14\n190,611,160.64\n190,817,851.33\nOther Foreign Liabilities*\n18,338,963.45\n19,596,911.53\n20,104,659.91\n17,233,070.95\n16,052,432.45\n27,693,898.21\n54,467,579.05\n64,723,338.01\n159,401,608.92\n210,113,603.77\n225,835,160.18\n219,537,476.52\n231,703,613.58\n of which blocked funds\n10,796,643.82\n11,793,293.36\n11,993,435.57\n8,883,831.36\n7,456,288.96\n15,724,574.19\n42,561,402.55\n52,790,869.15\n131,743,040.88\n171,686,088.39\n184,824,435.01\n179,488,881.37\n191,557,287.91\nNet Domestic Assets (NDA)\n53,205,910.84\n56,382,701.89\n60,613,660.02\n60,847,793.85\n61,040,731.37\n90,061,836.40 117,004,178.58\n128,192,366.11\n288,275,130.35\n382,503,085.26\n403,686,857.45\n398,837,103.00\n414,025,868.46\nDomestic Claims\n12,972,537.88\n14,525,637.67\n12,259,697.53\n10,746,256.31\n10,973,320.90\n11,480,169.17\n9,144,133.05\n12,736,347.09\n10,707,313.49\n13,930,835.24\n9,173,375.62\n8,137,864.08\n16,330,004.87\nNet Claims on Central Government\n10,728,246.52\n11,760,971.47\n9,939,418.32\n8,439,262.68\n8,477,725.92\n8,578,739.93\n6,100,515.00\n10,322,164.33\n6,497,233.96\n9,443,480.36\n5,892,417.23\n4,011,357.97\n9,947,354.13\nClaims on Central Government\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,472,711.66\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\nOf which: Securities Other than Shares\n9,617,665.33\n9,771,722.53\n6,828,363.47\n6,784,907.24\n6,729,080.00\n6,635,562.28\n6,568,167.46\n6,515,431.76\n6,441,291.52\n6,348,432.53\n6,274,326.46\n6,194,697.32\n6,101,509.11\n of which USD Securities revaluations (Excha\n1,930,201.39\n2,084,258.59\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLoans\n3,587,943.80\n4,010,661.79\n4,510,169.38\n5,513,803.84\n5,811,437.65\n6,126,824.37\n6,169,083.96\n6,957,279.90\n9,933,663.19\n12,383,150.07\n12,684,520.32\n11,629,732.03\n12,753,129.37\n Loans and Advances\n1,110,375.86\n1,262,301.22\n1,199,032.23\n1,611,254.61\n1,808,444.47\n2,123,588.25\n2,165,988.51\n2,954,184.45\n5,927,212.09\n8,377,024.21\n8,672,446.67\n7,617,711.22\n8,740,654.93\n Legacy Debt\n381,741.08\n382,025.83\n376,260.18\n371,310.28\n391,427.33\n391,670.28\n391,529.61\n391,529.61\n394,885.26\n394,560.01\n400,507.80\n400,454.97\n400,908.59\n Export Incentives\n2,095,826.85\n2,366,334.74\n2,934,876.98\n3,531,238.96\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\nOf which: Deposits\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n2,244,291.36\n2,764,666.21\n2,320,279.21\n2,306,993.64\n2,495,594.98\n2,901,429.23\n3,043,618.05\n2,414,182.75\n4,210,079.53\n4,487,354.87\n3,280,958.40\n4,126,506.11\n6,382,650.74\nOther Financial Corporations\n122,348.15\n122,367.95\n114,216.39\n123,637.97\n185,777.12\n190,538.80\n197,799.53\n198,980.02\n198,722.36\n199,979.99\n200,871.01\n194,092.65\n191,304.06\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n2,032,044.80\n2,576,877.72\n2,130,151.01\n2,105,286.54\n2,135,637.84\n2,527,892.32\n2,663,591.64\n2,032,346.15\n3,825,379.33\n4,103,280.79\n2,895,408.28\n3,746,599.01\n4,967,594.21\nPrivate Sector\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\nClaims on Other Depository Corporations\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\nOf which: Loans\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\nOther Liabilities to ODCs\n4,009,051.66\n5,433,469.12\n7,563,514.16\n8,461,698.70\n9,792,726.83\n9,684,173.41\n9,131,313.79\n12,393,411.08\n20,777,523.67\n31,484,074.13\n36,504,621.50\n37,868,889.89\n35,078,524.21\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,966,155.20\n2,939,654.78\n4,579,216.20\n5,320,924.19\n5,467,251.69\n5,944,214.63\n6,089,528.73\n6,941,755.11\n11,137,597.35\n13,291,243.49\n14,580,745.12\n13,851,775.48\n9,084,137.29\nOther Items(Net)\n-43,812,534.88 -46,414,639.90 -54,669,718.18 -57,145,180.31 -58,322,160.20 -86,517,998.56 -114,986,959.06 -125,482,666.85 -295,508,852.17 -397,084,920.55 -427,953,446.54 -425,725,999.11 -429,887,129.29\nShares and Other Equity\n-44,802,824.15\n-47,413,029.48\n-54,656,738.27\n-55,918,839.02\n-56,770,197.78\n-85,756,440.85\n-113,862,068.88\n-124,140,506.17\n-296,849,225.12\n-396,135,173.94\n-433,060,072.45\n-427,106,363.79\n-433,463,716.88\nOther Items(Net)\n-891,621.00\n-981,983.21\n-1,160,947.22\n-2,572,613.77\n-2,671,268.75\n-2,708,996.60\n-2,626,463.31\n-2,187,936.05\n-2,077,424.75\n-2,675,989.93\n-2,358,189.93\n-3,416,387.63\n-3,309,230.72\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\n1,726,243.32\n7,464,815.83\n4,796,752.30\n6,885,818.31\n0.17\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\nBond Coins\n87,845.55\n93,158.32\n99,010.30\n99,714.26\n99,712.42\n99,712.71\n99,710.76\n99,712.72\n99,710.08\n99,709.22\n99,709.27\n99,709.34\n99,709.54\nBond Notes\n768,566.52\n872,222.06\n978,393.54\n1,036,938.66\n1,117,198.96\n1,208,072.64\n1,240,929.09\n1,356,393.24\n1,570,979.64\n1,797,797.97\n1,955,979.19\n2,044,143.53\n2,022,625.16\nLiabilities to ODCs\n5,535,717.81\n6,219,757.79\n8,352,572.72\n7,253,578.67\n7,089,397.08\n8,789,318.37\n10,198,688.17\n12,082,367.03\n10,419,558.83\n11,457,457.43\n10,063,539.06\n10,250,353.16\n13,378,590.41\n Reserve Deposits\n758,953.25\n861,489.70\n918,034.34\n1,040,852.24\n1,082,852.88\n1,205,004.05\n1,213,756.71\n1,386,675.05\n890,125.59\n1,049,647.55\n1,237,283.94\n1,401,898.97\n1,678,661.09\n Exess reserves \n4,776,764.57\n5,358,268.10\n7,434,538.38\n6,212,726.43\n6,006,544.20\n7,584,314.32\n8,984,931.47\n10,695,691.98\n9,529,433.25\n10,407,809.87\n8,826,255.12\n8,848,454.19\n11,699,929.32\nPrivate Deposits\n418,620.75\n929,814.87\n897,840.31\n860,792.52\n1,074,636.02\n1,607,840.10\n920,418.59\n276,891.86\n561,318.26\n2,790,469.91\n263,827.44\n338,113.50\n21,200.60\nSource: Reserve Bank of Zimbabwe,2020\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n18 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNet Foreign Assets\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\nClaims on Non Residents\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\nOf Which: Foreign Currency\n2,108,450.56\n1,905,985.69\n2,243,113.59\n2,526,205.54\n3,176,598.38\n3,136,431.39\n3,607,624.65\n3,642,933.80\n3,581,769.90\n9,729,549.76\n18,357,028.29\n28,776,016.24\n30,217,561.04\n32,235,029.76\nDeposits\n7,254,079.84\n8,551,844.58\n9,358,131.61\n10,399,832.16\n9,953,357.06\n10,175,380.89\n15,179,403.50\n16,753,404.99\n18,887,749.91\n43,314,001.39\n53,559,656.10\n55,319,393.27\n53,657,586.61\n53,623,468.12\nOther\n20,375.85\n21,027.99\n21,628.98\n22,378.63\n23,051.63\n33,034.42\n40,818.25\n41,246.08\n41,430.97\n86,679.92\n106,177.81\n114,882.47\n111,830.36\n111,520.80\nLess Liabilities to Non Residents\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\nOf Which: Deposits\n1,334,410.99\n1,141,821.51\n1,377,452.16\n1,457,271.39\n1,591,189.46\n1,285,842.52\n1,574,950.88\n1,667,098.42\n1,860,609.63\n3,767,028.56\n5,065,144.06\n5,996,405.81\n4,800,281.08\n4,449,027.74\nLoans\n1,917,767.81\n1,916,690.45\n1,876,677.72\n1,867,477.16\n1,855,524.33\n2,092,970.52\n3,309,675.09\n3,272,933.52\n3,273,930.87\n8,018,207.80\n9,940,652.40\n10,829,021.44\n10,452,726.81\n10,451,846.22\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n16,635,192.44\n20,378,973.60\n21,685,398.27\n23,589,103.57\n24,751,743.05\n26,346,359.69\n31,807,660.02\n34,525,013.99\n40,695,850.36\n56,705,559.53\n71,245,059.44\n74,011,298.35\n79,943,074.31\n91,947,346.14\nDomestic Claims\n10,601,722.91\n11,770,620.25\n14,049,919.30\n15,560,110.40\n17,823,424.24\n19,287,456.86\n22,574,237.92\n23,430,231.24\n26,324,107.94\n39,405,825.66\n45,963,566.91\n53,678,911.04\n55,355,723.35\n64,456,144.91\nNet Claims on Central Government\n3,524,311.24\n3,681,551.38\n4,052,444.25\n4,123,319.26\n4,284,897.63\n4,220,051.70\n4,371,019.79\n4,204,983.64\n3,952,942.15\n4,789,640.77\n5,032,498.00\n6,046,746.39\n5,154,302.32\n6,285,992.63\nClaims on Central Government\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\nSecurities\n3,577,410.30\n3,749,000.52\n4,150,152.74\n4,240,495.63\n4,372,420.71\n4,293,116.08\n4,775,618.52\n4,716,858.96\n4,579,097.46\n6,264,725.96\n6,760,053.73\n6,883,528.44\n6,676,225.73\n8,068,172.39\nLoans\n1,372.73\n1,149.81\n1,373.97\n1,329.70\n5,111.21\n5,147.49\n4,391.86\n4,467.24\n4,525.43\n4,285.81\n4,326.98\n14,046.00\n9,606.62\n17,565.74\nOther \n - \n - \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\nOf which: Deposits\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n7,077,411.66\n8,089,068.87\n9,997,475.05\n11,436,791.14\n13,538,526.61\n15,067,405.16\n18,203,218.14\n19,225,247.60\n22,371,165.79\n34,616,184.88\n40,931,068.91\n47,632,164.65\n50,201,421.03\n58,170,152.28\nOther Financial Corporations\n34,328.82\n39,915.64\n37,694.15\n72,289.76\n78,791.30\n95,487.15\n116,565.68\n92,292.05\n157,689.88\n554,716.67\n810,143.43\n97,708.48\n143,909.38\n1,207,134.60\nState and Local Government\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\nPublic Non Financial Corporations\n224,024.88\n290,519.04\n284,193.32\n301,021.27\n459,396.43\n455,647.01\n773,710.57\n845,084.31\n791,776.58\n2,037,662.29\n1,051,666.60\n1,046,289.40\n1,050,377.14\n1,039,061.29\nPrivate Sector\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\nClaims on the Central Bank\n9,252,623.62\n11,757,301.08\n11,546,508.94\n14,013,346.66\n13,400,742.47\n14,084,026.73\n16,430,721.57\n18,224,911.62\n21,706,416.06\n29,919,616.89\n54,830,533.49\n55,843,634.83\n57,763,783.89\n68,012,702.35\nCurrency\n124,516.17\n144,290.37\n128,786.22\n169,835.56\n183,412.14\n267,061.31\n263,607.53\n298,482.41\n330,036.01\n461,761.08\n690,816.60\n975,094.30\n1,084,208.81\n1,064,177.41\nReserves\n9,128,107.45\n11,613,010.71\n11,417,722.72\n13,843,511.10\n13,217,330.33\n13,816,965.42\n16,167,114.04\n17,926,429.21\n21,376,380.05\n29,457,855.81\n54,139,716.89\n54,868,540.52\n56,679,575.08\n66,948,524.94\nSecurities\n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n155,934.06\n159,104.77\n175,255.53\n179,468.01\n185,829.15\n189,591.37\n258,425.60\n346,363.87\n536,691.85\n887,577.50\n1,387,934.10\n1,837,109.59\n1,863,123.11\n1,812,655.13\nOther Items(Net)\n3,063,220.03\n2,989,842.96\n3,735,774.45\n5,804,885.48\n6,286,594.51\n6,835,532.53\n6,938,873.87\n6,783,765.00\n6,797,981.79\n11,732,305.51\n28,161,106.86\n33,674,137.93\n31,313,309.81\n38,708,845.99\nShares and Other Equity\n5,389,732.10\n5,795,665.01\n6,252,087.86\n10,111,978.87\n12,089,406.11\n12,427,849.47\n14,637,418.35\n15,535,143.11\n15,953,204.84\n31,312,741.50\n36,291,671.56\n39,784,266.01\n40,345,113.68\n41,378,645.15\nLiabilities to other ressident sectors\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\nOther Items(Net)\n-2,349,798.88\n-2,830,454.98\n-2,566,827.76\n-4,426,491.02\n-5,942,883.74\n-5,747,234.71\n-8,038,453.91\n-8,984,559.18\n-9,520,578.07\n-19,928,617.05\n-8,479,293.02\n-6,532,614.47\n-9,403,967.74\n-3,111,546.88\nDeposits and Securities Included in Broad Money\n22,765,919.89\n27,799,319.90\n30,054,142.57\n33,212,771.35\n34,458,036.32\n36,312,393.36\n45,750,880.45\n50,022,566.92\n58,072,260.63\n98,050,554.25\n128,262,125.18\n141,396,163.08\n148,677,044.43\n163,016,490.87\nDeposits Included in Broad Money\n22,546,030.38\n \n27,593,648.82\n \n29,819,025.32\n \n32,968,794.78\n \n34,202,472.63\n \n36,052,337.44\n \n45,274,086.77\n \n49,685,009.94\n \n57,713,065.69\n \n97,187,347.86\n \n127,237,814.07\n \n140,284,498.63\n \n147,593,137.33\n \n161,784,545.97\n \nTransferable Deposits\n20,883,074.13\n \n25,739,354.63\n \n27,983,294.46\n \n31,080,869.95\n \n32,175,873.35\n \n33,858,024.37\n \n42,922,095.92\n \n47,162,154.77\n \n54,870,283.47\n \n93,169,652.47\n \n121,190,660.19\n \n134,852,887.37\n \n140,657,703.75\n \n153,387,406.86\n \n of which FCAs\n9,859,484.27\n \n11,155,597.09\n \n11,472,035.58\n \n11,938,732.84\n \n12,458,349.93\n \n12,476,934.91\n \n20,909,726.92\n \n19,463,088.16\n \n24,984,322.48\n \n57,701,775.14\n \n79,076,606.18\n \n82,607,196.16\n \n88,430,395.05\n \n91,944,864.16\n \nOther Deposits\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\nMoney Market Instruments\n219,889.50\n \n205,671.08\n \n235,117.26\n \n243,976.57\n \n255,563.69\n \n260,055.92\n \n476,793.67\n \n337,556.97\n \n359,194.93\n \n863,206.40\n \n1,024,311.11\n \n1,111,664.44\n \n1,083,907.10\n \n1,231,944.90\n \nSource:Reserve Bank of Zimbabwe,2020\n \n \n \n \n19 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n21 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n23 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n24 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nSource:Reserve Bank of Zimbabwe,2020\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWL$ millions\n \n \n \n25 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n1,430,322.3\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n1,447,865.7\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n7,530,493.2\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n1,566,329.2\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n7,530,493.2\nDec\n3,260,641.3\n140,783.7\n27,127.1\n1,114,871.8\n48,155.6\n1,504,624.8\n1,027,373.9\n821,797.2\n823,237.5\n84,684.8\n1,428,029.4\n7,328.2\n10,288,655.3\n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nMar\n5,400,573.8\n137,553.1\n109,432.3\n1,355,737.8\n60,656.4\n2,181,804.5\n1,514,365.3\n1,743,391.4\n911,568.0\n129,647.8\n2,083,395.0\n30,867.0\n15,658,992.1\nApr\n5,497,243.2\n144,302.2\n94,782.2\n1,298,701.4\n50,563.1\n2,200,545.8\n1,762,996.4\n1,756,962.2\n1,057,031.7\n149,805.9\n2,211,133.9\n33,524.9\n16,257,593.1\nMay\n6,753,987.6\n152,161.1\n176,776.3\n1,688,453.5\n61,403.0\n2,272,323.3\n2,155,232.1\n2,018,291.5\n1,335,664.7\n161,892.6\n2,646,269.6\n56,873.3\n19,479,328.7\nJun\n8,233,748.4\n178,010.1\n127,961.9\n3,248,219.4\n64,989.9\n5,469,986.1\n3,799,659.7\n4,379,017.7\n1,983,339.3\n277,602.3\n3,665,408.8\n46,385.0\n31,474,328.4\nJul\n8,927,920.7\n256,440.3\n209,123.9\n4,249,101.8\n34,055.9\n7,106,442.2\n5,125,740.6\n5,385,837.1\n2,413,677.9\n418,160.1\n4,321,918.7\n46,630.6\n38,495,050.0\nAug\n9,773,178.5\n269,675.4\n194,537.6\n5,470,092.5\n33,043.1\n7,946,261.7\n6,723,930.2\n5,651,838.1\n3,103,883.1\n446,084.4\n5,291,100.2\n48,922.4\n44,952,547.2\nSep\n10,508,860.2\n202,929.0\n203,610.8\n4,810,727.3\n29,975.8\n1,041,079.2\n7,136,261.7\n4,099,760.8\n3,255,496.9\n517,871.7\n6,526,576.1\n48,754.1\n38,381,903.5\nOct\n12,296,430.5\n302,589.5\n251,238.7\n9,053,118.1\n28,434.2\n8,136,185.8\n6,305,609.4\n6,351,785.6\n3,855,757.6\n649,444.5\n7,243,035.0\n49,339.0\n54,522,967.8\nSource:Reserve Bank of Zimbabwe,2020\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n26 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1,000.0\n \n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n17,413,139.2\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,272,162.4\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nDec\n1,877,764.1\n950,348.8\n2,917,087.2\n3,126,494.5\n1,421,969.0\n4,411,638.4\n2,605,023.1\n1,664,547.7\n8,410,964.0\n554,937.3\n2,477,474.0\n116,789.4\n30,535,037.6\n1,000.0\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nFeb\n2,492,591.8\n1,191,731.7\n3,340,863.8\n8,721,475.9\n1,919,428.5\n5,869,104.2\n3,481,495.5\n2,729,162.0\n10,202,203.6\n760,155.3\n3,574,134.5\n82,845.8\n44,365,192.6\nMar\n2,678,262.7\n1,449,645.9\n3,231,059.0\n11,715,273.9\n2,114,093.0\n6,507,000.0\n4,576,971.8\n3,048,053.5\n11,490,205.2\n947,918.2\n4,257,117.7\n72,082.9\n52,087,683.7\nApr\n2,854,374.8\n1,118,295.5\n3,492,330.5\n5,271,473.4\n1,999,901.1\n6,191,170.7\n4,276,817.2\n3,727,579.4\n14,060,717.8\n713,407.0\n4,444,924.9\n83,109.3\n48,234,101.6\nMay\n3,866,781.1\n1,163,944.9\n4,713,727.6\n7,932,403.4\n1,991,042.6\n7,151,451.5\n5,858,495.1\n5,031,912.5\n13,907,794.8\n944,318.1\n5,060,401.3\n88,613.6\n57,710,886.5\nJun\n7,228,784.4\n1,963,030.9\n5,393,404.5\n14,526,855.6\n3,997,135.7\n12,452,202.5\n11,386,156.5\n9,507,719.1\n22,807,615.5\n1,630,544.9\n9,798,261.2\n121,561.2\n100,813,272.0\nJul\n9,091,726.8\n2,629,847.1\n6,043,419.0\n19,096,889.5\n4,988,887.7\n15,446,649.7\n15,274,687.4\n7,918,819.5\n31,916,392.6\n2,035,354.7\n15,762,315.2\n147,866.0\n130,352,855.1\nAug\n9,462,082.7\n2,865,950.9\n6,582,519.6\n19,234,704.0\n5,333,846.9\n16,821,248.6\n17,017,042.1\n7,304,595.8\n35,312,317.7\n2,217,425.5\n16,548,990.5\n134,271.1\n138,834,995.4\nSep\n9,832,514.4\n3,139,646.1\n7,166,350.4\n20,531,087.6\n5,145,328.3\n9,505,277.1\n17,311,149.2\n10,234,597.7\n39,731,086.5\n2,011,372.4\n16,155,747.9\n148,612.6\n140,912,770.1\nOct\n9,923,335.1\n3,346,982.4\n9,919,999.1\n22,567,492.9\n6,180,403.3\n21,021,376.9\n20,667,754.2\n10,950,177.8\n41,131,626.2\n2,597,408.1\n18,072,164.5\n176,961.0\n166,555,681.4\nSource: Reserve Bank of Zimbabwe,2020\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n27 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2018\nJan\n4.45-18.00\n9.33 \n6.99 \nFeb\n4.45-18.00\n9.57 \n6.93 \nMar\n4.45-18.00\n9.64 \n6.98 \nApr\n4.00-18.00\n9.32 \n7.08 \nMay\n4.00-18.00\n9.28 \n7.09 \nJun\n4.00-18.00\n9.32 \n7.14 \nJul\n4.00-18.00\n9.75 \n6.97 \nAug\n4.00-18.00\n9.87 \n7.10 \nSep\n4.00-18.00\n9.56 \n7.11 \nOct\n4.00-18.00\n9.47 \n7.38 \nNov\n4.00-18.00\n9.49 \n7.38 \nDec\n4.00-18.00\n9.48 \n7.39 \n2019\nJan\n4.00-18.00\n9.47 \n7.40 \nFeb\n4.00-18.00\n9.23 \n7.30 \nMar\n4.00-18.00\n9.23 \n7.31 \nApr\n4.00-18.00\n9.30 \n7.38 \nMay\n4.00-22.00\n9.31 \n7.33 \nJun\n4.00-22.00\n9.15 \n7.67 \nJul\n4.00-35.00\n9.54 \n8.40 \nAug\n5.00-55.00\n14.37 \n18.43 \nSep\n5.00-65.00\n14.64 \n19.81 \nOct\n5.00-65.00\n15.59 \n19.66 \nNov\n5.00-65.00\n15.06 \n18.00 \nDec\n5.00-65.00\n16.08 \n18.31 \n2020\nJan\n5.00-65.00\n16.56 \n17.20 \nFeb\n5.00-65.00\n16.92 \n16.68 \nMar\n5.00-65.00\n19.65 \n17.21 \nApr\n5.00-65.00\n18.57 \n18.69 \nMay\n5.00-65.00\n18.06 \n18.07 \nJune\n5.00-65.00\n20.04 \n17.38 \nJuly\n5.00-65.00\n18.87 \n20.11 \nAug\n6.00-65.00\n19.14 \n18.99 \nSep\n6.00-65.00\n20.65 \n25.09 \nOct\n6.00-65.00\n26.04 \n26.68 \nSource:Reserve Bank of Zimbabwe, 2020\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n28 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\n Source:Reserve Bank of Zimbabwe, 2020\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n29 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION &\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nSource:Zimstat, 2020\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n30 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nSource:Zimstat, 2020\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nN ON -F OOD IN F LA TION\nHEA LTH\nTR A N S P OR T\nC OM M UN IC A TION\nED UC A TION\n \n \n \n31 \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n32 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nSource: Reserve Bank of Zimbabwe, 2020\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n33 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n801.38\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n766.34\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n1,112.27\n344.9\n304.9\n179,559,446\n43,426.5\nFeb\n473.13\n1,564.98\n826.73\n360.1\n172,678,984\n60,987.5\nMar\n456.21\n1,512.46\n720.47\n425.2\n237,667,043\n58,612.1\nApr\n488.60\n1,617.24\n826.64\n269.7\n107,308,931\n63,387.9\nMay\n1180.14\n3,919.50\n1582.86\n569.0\n218,832,930\n152,719.7\nJune*\n1788.75\n5,870.36\n3995.48\n379.9\n519,901,300\n228,577.1\nAug\n1389.23\n4533.79\n3709.15\n1,026.8\n164,501,200\n175,678.4\nSep\n1638.17\n5385.73\n4128.52\n4,640.9\n1,093,040,821\n206,502.5\nOct\n1476.87\n4852.49\n3792.35\n986.70\n397,006,127\n179,690.0\nSource:Zimbabwe Stock Exchange, 2020\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.3 115.2 21,247.9 9,646.8 \nFeb\n 41,637.6 \n4.7 5,431.8 136.9 22,589.7 9,633.8 \nMar\n 60,804.1 \n4.1 7,252.9 268.0 27,993.6 14,411.4 \nApr\n 47,525.5 \n0.0 4,150.6 82.6 18,299.2 11,481.8 \nMay\n 59,271.1 \n0.0 7,426.0 349.8 24,851.5 19,593.2 \nJun\n 91,311.3 \n0.0 9,752.7 516.6 26,042.5 25,842.3 \nJul\n 127,743.2 \n0.0 14,741.1 1,028.7 26,033.3 35,199.7 \nAug\n 143,042.1 \n0.0 14,953.6 1,547.5 27,217.6 34,505.0 \nSep\n 203,172.0 \n0.8 18,252.3 1,963.0 26,441.0 41,958.4 \nOct\n 198,863.56 \n0.0\n 22,482.28 2,163.27 42,767.66 46,270.42 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n35 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7 23,191.6 65.0 206,621.5 \n 1,099.3 \nNov\n 982.1 \n10.3 25,737.5 225.2 152,919.9 \n 2,044.1 \nDec\n 1,003.8 \n7.6 27,800.5 385.5 146,316.6 \n 1,273.6 \n2020\nJan\n 943.3 4.6 23,649.0 199.9 139,278.2 671.7 \nFeb\n 916.1 8.9 21,652.2 196.6 149,671.5 647.8 \nMar\n 1,068.5 7.4 22,588.1 234.3 173,042.2 661.2 \nApr\n 515.1 \n - 11,036.4 36.4 131,190.0 998.0 \nMay\n 674.1 \n - 14,711.6 231.2 150,936.1 705.3 \nJun\n 907.8 \n - 14,420.9 286.1 135,524.3 1,390.4 \nJul\n 918.4 \n - 15,786.5 251.4 121,072.4 791.9 \nAug\n 789.4 \n - 13,536.2 248.2 127,308.6 702.1 \nSep\n 911.9 0.002 15,524.1 309.8 125,059.2 783.2 \nOct\n 990.2 \n - 19,138.6 398.8 191,148.8 735.8 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n36 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nJul\n286.4\n345.8\n632.20\n59.31\nAug\n389.3\n404.9\n794.25\n-15.62\nSep\n398.8\n441.4\n840.21\n-42.57\nOct\n439.4\n490.2\n929.60\n-50.80\nSource: ZIMSTAT, 2020\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-October-2020-.pdf"}
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+{"doc_id": "cc504a56b6081c0be9a13e51bf732de8", "text": "i \n \n \n \n \n \n \n \nJANUARY 2022 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMONETARY DEVELOPMENTS .............................................................................................. 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nINFLATION OUTTURN ............................................................................................................. 8 \nAnnual Inflation ........................................................................................................................ 8 \nMonthly Inflation ...................................................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nCash Transactions ..................................................................................................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCard Based Transactions ......................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n2021 \n \nDecember \n \n2022 \n \nJanuary \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n25,944.26 \n26,507.53 \n2.17 \nMoney Supply2 (M3) (ZW$ millions) \n475,361.52 \n \n470,437.88 \n \n-1.04 \nAnnual Inflation1 (%) \n60.74 \n60.61 \n-0.13a \n \nBlended Annual Inflation1 (%) \n24.92 \n24.88 \n-0.04a \nMonthly Inflation1 (%) \n5.76 \n5.34 \n-0.42a \n \nBlended Monthly Inflation1 (%) \n2.06 \n2.73 \n0.67a \nNational Payment System Transactions2 \n(ZW$ billions) \n1,160.91 \n1,135.72 \n-2.17 \nNominal Lending Rate2 \n(% per annum) \n6.00-85.00 \n6.00-85.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nIn January 2022, global monthly average prices \nfor gold, platinum, copper, nickel, and crude oil \nfirmed, compared to the preceding month. \nCommodity markets were largely influenced \nby a weaker US dollar, coupled with risks \nemanating \nfrom \nescalating \ngeopolitical \ntensions between Russia and Ukraine and the \nWest. \n \nPrecious Metals \n \n Gold \nGold prices rose by 1.5%, from a monthly \naverage of US$1,790.63 per ounce in \nDecember 2021 to US$1,816.92 per ounce, \nduring the month under review. The price \nincrease was underpinned by a weaker US \ndollar and growing investor concerns over \nrising US inflation. The prevailing market \nconditions prompted investors to shift to the \nyellow \nmetal \nas \na \nsafe-haven \nasset. \nGeopolitical tensions surrounding the threats \nby Russia to invade Ukraine, magnified the \nappeal of the yellow metal as a safe-haven \nasset. The gains were, however, capped by \ninvestor expectations that the US Federal \nReserve Bank would soon tighten its monetary \nstance. \nPlatinum \nPlatinum prices rose by 5.0% to US$993.50 per \nounce in January 2022, from a monthly average \nof US$946.39 per ounce in the previous month. \nThe rally in prices was mainly driven by a \nweaker US dollar and prospects of global \neconomic recovery, amid easing concerns over \nthe omicron coronavirus variant. In addition, \nprices were supported by fears of tight supplies, \nowing to escalating geopolitical tensions \nbetween Russia and Ukraine. Russia is one of \nthe world’s major platinum producers. Figure 1 \nshows the evolution in precious metal prices for \nthe period from January 2021 to January 2022. \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2021 \n \nBase Metals \n \nCopper \nCopper prices rose during the month of January \n2022, on concerns of dwindling inventories and \nworries over supply side bottlenecks in some \nkey source markets. The red metal also \nbenefited from increasing demand, in tandem \nwith the global economic recovery. Prices rose \nby 2.7%, from a monthly average US$9,530.48 \nper tonne recorded in the preceding month to \nUS$9,785.67 per tonne, during the month \nunder analysis. \n \n \n \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nNickel \nNickel prices remained bullish, supported by \nsigns of tight supplies of the base metal, as \ndemand from stainless steel producers and \nbattery manufacturers grew tremendously. \nPrices rose by 11.5%, to close the month under \nreview at an average of US$22,193.62 per \ntonne, from US$19,911.86 per tonne in the \nprevious month. Figure 2 shows developments \nin base metal prices for the period from January \n2021 to January 2021. \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2021 \n \n \nBrent Crude Oil \nBrent crude oil prices rebounded, gaining by \n14.8%, from a monthly average of US$74.53 \nper barrel in December 2021 to US$85.56 per \nbarrel, during the month under review. Prices \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nrose on the back of an already tight global oil \nsupply situation, exacerbated by disruptions \ncaused by threats by Russia to invade Ukraine. \nNotably, Russia is a crucial transit hub for \ncrude oil to the European Union regional bloc. \nThe developments in crude oil prices, for the \nperiod from January 2021 to January 2022, are \nas shown in Figure 3. \n \nFigure 3: International Crude Oil Prices \n(US$/barrel) \n \nSource: Bloomberg, 2021 \n \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad \nmoney \ndeclined \nby \n1.03% \nto \nZW$470.44 billion in January 2022, from \nZW$475.36 billion recorded in December \n2021. The decrease in money supply was \nattributable to a fall in foreign currency \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n21,000\n23,000\n25,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nJan-21\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nUS$/barrel\n \n \n \n6 \n \ndeposits, as companies utilized their balances \nto meet foreign payments obligations. The \nmoney stock was composed of 56.73% in local \ncurrency deposits and 42.02% in foreign \ncurrency deposits. Currency in circulation \nconstituted the remainder of 0.47%. Figure 4 \nshows the composition of money supply. \nFigure 4: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nThe month-on-month decline in broad money, \nlargely reflected the ZW$13.02 billion fall in \nforeign currency deposits. Partially offsetting \nthe decline, was an increase of ZW$8.10 billion \nin the local currency component of money \nsupply. \n \nDuring the month under review, net domestic \nclaims declined by 2.17%, to ZW$332.29 \nbillion. The decrease was largely due to a \ndecline of ZW$23.83 billion in net claims on \nGovernment, \nreflecting \nan \nincrease \nof \nZW$21.99 billion in Government deposits. \nOn an annual basis, broad money registered a \ngrowth of 113.37%, down from 507.86% \nrecorded in January 2021. The local currency \ncomponent of broad money grew by 143.77%; \nwhile foreign currency deposits increased by \n82.04%. \nThe growth in foreign currency deposits from \nZW$108.59 billion in January 2021 to \nZW$197.68 billion in January 2022, was \nlargely due to an increase in the value of foreign \ncurrency accounts (FCA) deposits, from \nUS$1.31 billion in January 2021 to US$1.71 \nbillion in January 2022. Revaluation due to \nexchange rate movements also contributed to \nthe increase in the local currency equivalent of \nthe FCA deposits. \nThe annual growth in broad money was largely \ndue to increases of 190.54% and 282.18% in \ncredit to the private sector and net claims on \nGovernment, respectively. RBZ credit to \nGovernment, however, reflected the accounting \nentry for the local currency equivalent of the \ncountry’s drawdowns on the IMF’s Special \nDrawing Rights (SDRs). Banking sector credit \nto Government was mainly in the form of \nTreasury bill holdings by banks. \nCredit to the private sector mainly benefited the \nagriculture and household sectors, which \nreceived 29.33% and 23.87% of the total credit, \nrespectively. \nThe \ndistribution \nand \nmanufacturing sectors also received 13.40% \nand 11.64%, respectively. Credit shares for the \nrest of the economic sectors are shown in \nFigure 5. \n \n \n \n \n \n \nLocal \nCurrency \nTransferable \ndeposits\n48.38%\nForeign \nCurrency \nDeposits\n42.02%\nTime \nDeposits\n8.35%\nCurrency in \nCirculation\n0.47%\nNCDs\n0.78%\n \n \n \n7 \n \nFigure 5: Distribution of Private Sector \nCredit \n \n \nSource: Reserve Bank of Zimbabwe, 2021 \nCredit to the private sector was largely \nchanneled towards inventory build-up, 34.39%; \nother recurrent expenditures, 25.93%; and \nfixed capital investments, 17.86%. \n \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of January 2022, the \nZimbabwe \nStock \nExchange \n(ZSE) \nwas \ncharacterized by bullish sentiments for the \nsecond consecutive month. As a result, all \nmajor indices registered gains. \n \nThe All Share, Top 10 and Medium Cap indices \nadded 11.62%, 14.77% and 4.05% to close at \n12 079.74 points, 7 817.52 points and \n21 233.64 points, respectively. The resources \nindex gained by 4.88% to close at 8 196.79 \npoints. \n \n \nFigure 6: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2021 \n \nThe cumulative volume and value of shares \ntraded on the ZSE declined by 63.89% and \n78.93% to 82.40 million shares and ZW$3.70 \nbillion, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded declined to 1.42%, \ncompared to 3.92% recorded in December \n2021. Concomitantly, the net foreign position \nworsened to an outflow ZW$203.49 million, \nfrom a net inflow of ZW$332.00 million \nrecorded during the previous month. \n \n \n \n \n \n \n \n \nHouseholds\n23.87%\nAgriculture\n29.33%\nMining\n5.97%\nManufacturing\n11.64%\nDistribution\n13.40%\nConstruction\n1.10%\nTransport & \nCommunicati\nons\n2.06%\nServices\n7.94%\nFinancial Org. \n& Investments\n4.66%\nOther\n0.03%\n0.00\n2,000.00\n4,000.00\n6,000.00\n8,000.00\n10,000.00\n12,000.00\n200\n2200\n4200\n6200\n8200\n10200\n12200\n31-Jan-21\n28-Feb-21\n31-Mar-21\n30-Apr-21\n31-May-21\n30-Jun-21\n31-Jul-21\n31-Aug-21\n30-Sep-21\n31-Oct-21\n30-Nov-21\n31-Dec-21\n31-Jan-22\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n8 \n \nFigure 7: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2021 \n \nOwing to positive trading, during the month \nunder analysis, the local bourse gained \nZW$27.14 billion, or 2.10% worth of \ncapitalization to close at ZW$1.32 trillion. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation declined by 0.13 \npercentage points, from 60.74% in December \n2021 to 60.61% in January 2022. This followed \na fall in annual food inflation, which more than \noffset the increase in non-food inflation. \nAnnual food inflation eased from 64.91% in \nDecember 2021 to 63.31% in January 2022. \nYear-on-year non-food inflation, however, rose \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nfrom 57.74% in December 2021 to 58.59% in \nJanuary 2022. \n \nAnnual blended inflation2 fell from 24.92% in \nDecember 2021 to 24.88% in January 2022, \nwith the food and non-food components \nregistering marginal declines. \n \n \n \nMonthly Inflation \n \nThe ZW$ monthly inflation eased from 5.76% \nin December 2021 to 5.34% in January 2022, \nfollowing a decline in monthly non-food \ninflation, against the rise in food inflation. \n \nMonthly non-food inflation fell from 5.41% in \nDecember 2021 to 4.25% in January 2022. \nMiscellaneous goods and services; housing, \nwater, electricity, gas, and other fuels; and \ntransport had the largest impact on monthly \nnon-food inflation. \n \nFood inflation rose marginally, from 6.22% in \nDecember 2021 to 6.79% in January 2022. This \nwas, in large part, due to increases in bread and \ncereals; meat; and vegetable prices. Figure 8 \nshows the month-on-month inflation profile. \n \n \n \n \n \n \n \nin price of goods and services sold in the two main currencies \nin circulation, namely the ZW$ and the US$. \n0\n2,000\n4,000\n6,000\n8,000\n10,000\n12,000\n14,000\n16,000\n18,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n9 \n \nFigure 8: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2021 \n \nMonthly blended inflation increased from \n2.06% in December 2021 to 2.73% in January \n2022. \n \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payments System (NPS) declined by \n2.17% to ZW$1.14 trillion in January 2022. \nNPS transaction volumes stood at 102.44 \nmillion in January 2022, down from 130.77 \nmillion in December 2021. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe month of January 2022 saw Real Time \nGross Settlement System (RTGS) transactions \nrise by 16.94% to ZW$802.68 billion, from \n$747.04 billion in December 2021. RTGS \ntransaction volumes, however, declined to 0.95 \nmillion in January 2022, from 1.12 million in \nthe preceding month. \n \n \nFigure 9: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCash Transactions \nDuring the month under review, cash-based \ntransactions fell by 32.03%, from ZW$23.60 \nbillion in the preceding month to ZW$16.04 \nbillion. \n \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions stood at \nZW$272.00 billion, during the month under \nreview, down from ZW$315.43 billion in \nDecember 2021. \n \nCard Based Transactions \n \nCard-based transactions declined by 15.94%, \nfrom ZW$72.61 billion in the previous month \nto ZW$61.04 billion in January 2022. \n \nRESERVE BANK OF ZIMBABWE \n0.00%\n1.00%\n2.00%\n3.00%\n4.00%\n5.00%\n6.00%\n7.00%\n8.00%\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFood\nNon-Food\nOverall\n -\n 200.0\n 400.0\n 600.0\n 800.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n27 \n \n \n \n \n \n \n11 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 28 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 29 \n \n13.2 Volumes of Transactions \n \n \n \n \n 30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nNet Foreign Assets\n-328,526,094.64\n-340,106,496.40\n-327,297,184.10\n-319,268,915.42\n-328,642,322.20\n-303,317,411.71\n-290,181,081.59\n-301,865,260.30\n-305,499,835.09\n-324,477,572.55\n-370,161,253.86\n-361,298,424.39\n-440,559,292.65\nCentral Bank(net)\n-406,631,588.87\n-411,000,792.44\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\n-408,677,935.81\n-412,168,208.49\n-411,964,116.26\n-421,707,589.69\n-470,115,861.82\n-508,301,508.78\n-513,012,570.17\n-569,288,849.11\nForeign Assets\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\nForeign Liabilities\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\nOther Depository Corporations(net)\n78,105,494.23\n70,894,296.04\n77,366,267.57\n83,041,283.51\n89,891,499.41\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\nForeign Assets\n93,882,385.99\n86,920,278.98\n92,405,865.60\n98,837,092.48\n106,013,344.18\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\nForeign Liabilities\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,795,808.97\n16,121,844.77\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\nNet Domestic Assets (NDA)\n549,010,656.62\n566,288,275.77\n561,575,884.82\n581,351,630.28\n610,249,806.36\n606,251,821.19\n620,837,934.22\n631,052,096.29\n670,098,627.13\n742,039,356.10\n808,077,271.24\n836,659,942.26\n910,997,169.52\nDomestic Claims\n108,399,214.96\n127,374,579.36\n124,267,139.59\n149,907,978.82\n158,719,727.00\n170,177,222.61\n186,187,386.15\n207,406,481.73\n225,085,581.53\n262,344,428.58\n291,811,266.12\n340,286,879.84\n332,913,297.54\nClaims on Central Government(net)\n15,698,011.65\n25,682,635.40\n19,242,767.82\n28,124,843.48\n29,989,668.04\n23,670,319.48\n31,250,109.35\n38,932,426.18\n42,462,267.46\n58,595,877.36\n61,571,905.79\n83,610,072.33\n59,994,722.44\nClaims on Central Government\n34,941,802.63\n43,864,745.10\n43,295,379.13\n47,281,011.39\n47,535,251.17\n42,113,825.79\n45,934,145.83\n55,528,235.16\n59,818,762.06\n75,251,019.59\n80,526,247.04\n98,427,828.73\n98,638,404.95\nCentral Bank\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\nODCs\n10,339,391.23\n19,074,011.73\n17,617,850.02\n19,404,164.04\n19,218,864.33\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\nLess Liabilities to Central Government\n19,243,790.98\n18,182,109.70\n24,052,611.30\n19,156,167.92\n17,545,583.13\n18,443,506.31\n14,684,036.48\n16,595,808.98\n17,356,494.60\n16,655,142.23\n18,954,341.25\n14,817,756.40\n38,643,682.51\nCentral Bank\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\nODCs\n5,453,669.91\n4,788,212.16\n4,875,806.82\n5,382,544.78\n6,832,569.42\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\nClaims on Other Sectors\n92,701,203.31\n101,691,943.96\n105,024,371.77\n121,783,135.35\n128,730,058.96\n146,506,903.14\n154,937,276.80\n168,474,055.55\n182,623,314.07\n203,748,551.22\n230,239,360.33\n256,676,807.51\n272,918,575.10\nOther Financial Corporations\n396,273.97\n881,815.56\n2,676,383.43\n4,857,921.34\n2,161,647.81\n4,230,396.18\n4,434,113.69\n4,734,034.05\n4,598,468.25\n4,840,748.10\n6,128,229.51\n9,710,262.81\n7,156,496.45\nState and Local Government\n28,196.82\n31,854.73\n30,050.30\n20,366.90\n23,547.12\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\nPublic Non Financial Corporations\n8,366,572.13\n8,849,870.48\n7,837,908.59\n9,126,830.60\n9,187,412.56\n12,075,547.93\n10,556,580.34\n13,825,015.06\n17,770,427.55\n20,820,033.41\n22,393,447.91\n23,865,846.53\n21,803,605.08\nPrivate Sector\n83,910,160.40\n91,928,403.19\n94,480,029.44\n107,778,016.50\n117,357,451.47\n130,116,707.10\n139,872,825.71\n149,845,640.23\n160,186,851.44\n178,008,080.43\n201,639,254.74\n222,930,132.71\n243,793,080.38\nCentral Bank\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\nODCs\n83,165,630.87\n91,172,926.88\n93,569,276.49\n106,596,711.09\n116,093,273.55\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\nOther Items(Net)\n-440,611,441.66 -438,913,696.40 -437,308,745.22 -431,443,651.46 -451,530,079.36 -436,074,598.58 -434,650,548.07 -423,645,614.57 -445,013,045.60 -479,694,927.52 -516,266,005.13 -496,373,062.42 -578,083,871.97\nShares and Other Equity\n-408,061,464.88\n-410,347,885.65\n-411,006,941.09\n-396,650,639.28\n-415,482,334.99\n-421,159,006.94\n-420,923,101.54\n-420,402,750.57\n-426,036,485.00\n-473,248,083.80\n-509,275,252.67\n-502,021,854.19\n-526,564,518.35\nLiabilities to Other Financial Corporations\n376,668.85\n609,870.31\n408,850.46\n409,882.68\n429,002.92\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\nRestricted Deposits\n718,690.98\n252,287.94\n71,982.41\n72,859.61\n67,378.71\n73,532.53\n85,289.04\n2,097,859.91\n3,600,957.03\n6,496,099.45\n4,400,595.12\n6,915,475.67\n2,167,260.87\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-33,645,336.61\n-29,427,969.01\n-26,782,637.00\n-35,275,754.48\n-36,544,126.00\n-15,451,722.36\n-14,365,553.48\n-5,819,302.38\n-22,952,935.50\n-13,445,998.89\n-11,738,438.67\n-1,406,451.73\n-53,917,133.32\nBroad Money-M3\n220,484,561.98\n226,181,779.37\n234,278,700.72\n262,082,714.87\n281,607,484.16\n302,934,409.48\n330,656,852.64\n329,186,835.99\n364,598,792.04\n417,561,783.55\n437,916,017.39\n475,361,517.87\n470,437,876.87\nSecurities Other than Shares Included in Broad Money\n1,422,437.87\n1,457,355.54\n1,641,213.33\n1,503,791.55\n1,525,849.38\n1,559,661.34\n1,523,179.12\n1,873,132.76\n3,191,934.31\n3,729,670.68\n4,007,812.73\n3,696,333.82\n3,685,330.94\nBroad Money-M2\n219,062,124.11\n224,724,423.83\n232,637,487.38\n260,578,923.31\n280,081,634.78\n301,374,748.14\n329,133,673.52\n327,313,703.23\n361,406,857.73\n413,832,112.87\n433,908,204.66\n471,665,184.05\n466,752,545.93\nOther Deposits\n11,351,477.37\n13,946,713.28\n14,168,053.71\n13,701,776.00\n18,359,658.93\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\nNarrow Money-M1\n207,710,646.74\n210,777,710.55\n218,469,433.68\n246,877,147.31\n261,721,975.85\n279,979,150.10\n306,098,411.06\n300,262,147.56\n335,026,202.48\n385,927,355.64\n400,698,387.01\n434,262,220.25\n427,464,720.85\nTransferable Deposits\n206,490,526.41\n209,569,292.32\n216,776,481.85\n245,066,101.47\n259,978,003.99\n277,785,152.96\n303,724,801.01\n297,965,557.69\n333,108,841.78\n383,724,566.36\n398,514,604.13\n431,948,432.28\n425,262,736.08\n Of which Foreign Currency Accounts\n108,593,568.84\n109,661,714.64\n115,035,082.24\n117,770,638.10\n127,553,941.47\n133,630,862.77\n141,174,811.64\n133,774,214.78\n151,057,377.09\n179,312,075.75\n181,547,992.63\n210,704,070.51\n197,684,662.27\nCurrency Outside Depository Corporations\n1,220,120.33\n1,208,418.23\n1,692,951.82\n1,811,045.84\n1,743,971.86\n2,193,997.15\n2,373,610.05\n2,296,589.87\n1,917,360.70\n2,202,789.29\n2,183,782.87\n2,313,787.98\n2,201,984.76\nMemorandum Items\nReserve Money\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\nFCAs as a Percentage of Deposits in M3\n49.5%\n48.7%\n49.5%\n45.2%\n45.6%\n44.4%\n43.0%\n40.9%\n41.7%\n43.2%\n41.7%\n44.5%\n42.2%\nEnd Period Exchange Rate\n82.68\n83.89\n84.40\n84.50\n84.73\n85.42\n85.64\n86.06\n87.67\n97.14\n105.67\n108.67\n115.42\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n13 \n \n \nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nNet Foreign Assets\n-406,631,588.87 -411,000,792.44 -404,663,451.67 -402,310,198.93 -418,533,821.61 -408,677,935.81 -412,168,208.49 -411,964,116.26 -421,707,589.69 -470,115,861.82 -508,301,508.78 -513,012,570.17 -569,288,849.11\nClaims on Non Residents\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\n33,139,183.22\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\nOfficial Reserves Assets\n6,677,598.06\n5,651,394.24\n11,051,852.30\n7,205,335.48\n9,390,079.67\n22,273,252.21\n11,141,648.17\n95,273,718.45\n91,410,691.55\n98,733,481.46\n106,788,388.55\n113,865,495.69\n88,142,478.36\nOther Foreign Assets\n12,009,507.37\n12,215,668.41\n12,188,252.26\n10,909,678.93\n10,944,097.54\n10,865,931.01\n10,684,792.88\n10,973,701.35\n12,282,616.24\n13,594,904.67\n14,755,511.24\n20,597,406.74\n21,801,631.11\nLess Liabilities to Non Residents\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\n441,817,119.03\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\nShort Term Liabilities\n192,806,142.21\n194,818,587.99\n195,017,951.26\n196,412,895.15\n215,118,073.59\n219,691,932.32\n215,528,229.57\n219,582,935.92\n224,780,986.78\n250,088,131.95\n270,427,009.64\n276,458,350.87\n288,043,621.76\nOther Foreign Liabilities*\n232,512,552.09\n234,049,267.11\n232,885,604.97\n224,012,318.18\n223,749,925.24\n222,125,186.70\n218,466,419.97\n298,628,600.14\n300,619,910.70\n332,356,116.01\n359,418,398.93\n371,017,121.73\n391,189,336.81\n of which blocked funds\n190,969,111.27\n191,664,044.89\n191,174,087.59\n181,636,605.52\n181,088,588.70\n179,118,601.53\n175,855,465.58\n173,053,746.34\n173,544,785.11\n191,359,585.62\n207,901,480.94\n215,193,860.69\n226,575,523.87\nNet Domestic Assets (NDA)\n428,456,369.46\n433,378,426.70\n423,911,503.19\n424,930,288.99\n444,749,080.57\n433,522,736.46\n437,112,930.85\n440,459,231.26\n447,950,487.22\n494,471,680.62\n536,486,587.36\n538,956,830.20\n595,796,383.98\nDomestic Claims\n18,864,046.83\n20,211,944.02\n14,624,071.75\n24,589,033.83\n28,240,574.97\n25,962,204.03\n25,193,941.68\n27,281,606.24\n29,006,431.90\n40,400,891.34\n41,254,735.58\n70,963,422.00\n45,764,983.60\nNet Claims on Central Government\n10,812,290.33\n11,396,835.82\n6,500,724.62\n14,103,224.21\n17,603,373.13\n12,336,905.40\n13,122,877.88\n12,099,897.36\n9,757,732.78\n17,950,931.38\n17,031,705.25\n46,157,622.65\n23,759,754.43\nClaims on Central Government\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\n24,485,145.35\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\nOf which: Securities Other than Shares\n6,165,262.55\n6,095,109.16\n5,962,815.29\n5,871,229.64\n5,850,605.06\n5,809,922.68\n5,803,706.31\n5,778,201.73\n5,767,697.15\n5,748,064.63\n5,737,560.05\n5,725,696.74\n5,709,408.86\nLoans\n18,437,148.85\n18,695,624.21\n19,714,713.82\n22,005,617.72\n22,465,781.78\n18,675,222.67\n16,952,495.34\n17,005,332.91\n17,833,656.45\n25,695,249.98\n27,349,310.60\n51,228,986.78\n52,667,064.29\n Loans and Advances\n14,425,116.65\n14,682,354.29\n15,701,443.90\n17,997,932.14\n18,458,096.20\n14,666,539.96\n12,945,598.08\n12,997,746.30\n13,884,037.90\n15,157,333.07\n16,805,093.22\n17,897,368.08\n19,335,445.61\n Legacy Debt\n400,466.35\n401,704.08\n401,704.08\n396,119.73\n396,119.74\n397,116.86\n395,331.42\n396,020.77\n338,052.70\n6,926,351.06\n6,932,651.53\n29,720,052.86\n29,720,052.83\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\nOf which: Deposits\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\n12,148,239.95\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n8,051,756.50\n8,815,108.19\n8,123,347.12\n10,485,809.62\n10,637,201.84\n13,625,298.64\n12,071,063.80\n15,181,708.88\n19,248,699.12\n22,449,959.96\n24,223,030.33\n24,805,799.35\n22,005,229.17\nOther Financial Corporations\n204,933.06\n703,425.29\n703,645.95\n1,533,608.33\n1,602,101.94\n1,591,946.54\n1,600,109.77\n1,616,633.50\n1,675,284.36\n1,710,457.33\n1,936,149.98\n1,940,319.92\n1,979,866.38\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n7,102,293.92\n7,356,206.59\n6,508,948.22\n7,770,895.87\n7,770,921.98\n10,544,228.28\n8,914,695.01\n11,902,013.06\n15,872,466.74\n18,948,074.45\n20,323,891.94\n20,881,242.71\n17,988,080.01\nPrivate Sector\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\n1,489,123.82\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\nClaims on Other Depository Corporations\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\nOf which: Loans\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\n3,426,911.18\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\nOther Liabilities to ODCs\n52,386,928.65\n59,780,016.83\n67,223,250.63\n68,479,829.04\n74,078,427.51\n91,366,745.03\n90,755,541.83\n61,697,091.96\n61,027,807.98\n75,694,008.33\n84,609,743.32\n108,149,998.58\n92,445,342.97\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n29,594,641.97\n31,870,831.11\n32,826,932.93\n33,556,990.26\n41,514,984.85\n45,976,776.82\n46,605,622.19\n40,728,575.10\n41,191,755.29\n51,891,284.90\n53,851,878.52\n72,821,158.38\n55,087,092.35\nOther Items(Net)\n-459,415,237.58 -470,268,174.72 -474,455,170.78 -466,387,761.43 -487,568,110.43 -495,500,366.27 -499,196,071.64 -471,349,472.27 -476,675,721.39 -525,795,635.11 -574,985,503.78 -571,223,436.96 -636,865,583.85\nShares and Other Equity\n-459,147,547.11\n-467,159,156.05\n-471,095,071.67\n-458,343,431.18\n-477,762,942.16\n-486,305,203.47\n-488,981,304.19\n-491,527,426.67\n-501,914,984.05\n-555,638,121.13\n-604,000,281.44\n-620,887,582.17\n-657,568,133.29\nOther Items(Net)\n-1,473,280.48\n-4,426,426.77\n-4,965,601.97\n-9,430,994.41\n-10,971,526.97\n-9,911,933.75\n-10,996,966.63\n17,593,977.36\n20,921,508.79\n23,131,653.99\n23,458,496.35\n41,146,119.65\n18,270,195.89\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n1,205,590.01\n1,317,408.10\n1,605,502.86\n1,386,664.16\n1,166,358.70\n716,770.95\n782,199.17\n2,583,977.04\n4,317,753.87\n6,710,832.03\n5,556,281.32\n8,518,025.55\n2,432,353.55\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\n24,844,800.65\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\nBond Coins\n99,709.66\n99,709.73\n99,709.87\n99,709.99\n99,710.09\n99,710.14\n99,710.17\n99,710.20\n99,710.12\n99,710.10\n99,710.13\n99,710.16\n99,710.20\nBond Notes\n2,603,693.97\n2,847,426.23\n3,050,378.36\n3,152,287.93\n3,550,401.56\n3,797,075.30\n4,413,772.03\n4,650,584.97\n4,671,398.41\n4,714,194.39\n4,805,542.45\n5,052,397.24\n4,993,493.48\nLiabilities to ODCs\n19,121,376.95\n19,430,498.30\n16,097,963.29\n19,368,092.13\n22,565,147.30\n20,948,015.21\n20,431,240.16\n23,744,819.84\n21,471,789.00\n19,541,914.31\n23,279,826.00\n20,792,152.63\n21,414,331.20\n Reserve Deposits\n2,444,129.79\n4,799,500.58\n5,160,139.38\n5,730,094.93\n6,659,921.67\n7,269,076.19\n7,862,360.46\n8,219,597.38\n9,255,653.80\n9,541,310.72\n18,709,286.01\n19,781,787.64\n20,405,761.19\n Exess reserves \n16,677,247.16\n14,630,997.72\n10,937,823.91\n13,637,997.20\n15,905,225.63\n13,678,939.03\n12,568,879.69\n15,525,222.46\n12,216,135.19\n10,000,603.59\n4,570,539.99\n1,010,364.99\n1,008,570.00\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n14 \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nNet Foreign Assets\n78,105,494.23\n70,894,296.04\n77,366,267.57\n77,366,267.57\n77,366,267.57\n105,360,524.10\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\nClaims on Non Residents\n93,882,385.99\n86,920,278.98\n92,405,865.60\n92,405,865.60\n92,405,865.60\n120,848,426.81\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\nOf Which: Foreign Currency\n42,733,946.30\n41,025,473.91\n40,953,342.99\n40,953,342.99\n40,953,342.99\n30,255,551.49\n30,509,126.94\n32,270,386.66\n38,500,097.41\n50,074,676.36\n53,424,260.93\n50,030,986.41\n53,378,295.56\nDeposits\n50,993,755.75\n45,711,660.09\n51,250,447.13\n51,250,447.13\n51,250,447.13\n90,381,891.07\n107,347,245.84\n96,773,959.39\n93,731,294.28\n116,746,591.30\n103,820,731.58\n125,043,551.30\n100,442,493.68\nOther\n154,683.94\n183,144.98\n202,075.48\n202,075.48\n202,075.48\n210,984.25\n214,079.24\n214,451.29\n260,414.95\n391,933.02\n409,803.27\n346,680.86\n368,318.48\nLess Liabilities to Non Residents\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,039,598.02\n15,039,598.02\n15,487,902.71\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\nOf Which: Deposits\n4,683,800.54\n4,962,383.04\n4,425,775.68\n4,425,775.68\n4,425,775.68\n4,258,022.10\n3,965,803.90\n6,985,643.39\n4,034,436.70\n7,964,589.56\n7,991,662.41\n11,564,286.23\n12,879,965.61\nLoans\n11,093,091.22\n11,063,599.89\n10,613,822.34\n10,613,822.34\n10,613,822.34\n11,229,880.61\n12,117,521.21\n12,174,298.00\n12,249,615.34\n13,610,321.85\n11,522,878.45\n12,142,786.55\n12,579,585.65\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n140,672,048.38\n153,013,944.93\n153,685,960.87\n153,685,960.87\n153,685,960.87\n194,736,649.82\n205,599,205.54\n216,305,273.04\n245,756,879.91\n269,505,972.41\n296,436,293.39\n319,731,034.22\n339,241,242.96\nDomestic Claims\n89,535,168.13\n107,162,635.34\n109,643,067.84\n109,643,067.84\n109,643,067.84\n144,215,018.58\n160,993,444.47\n180,124,875.49\n196,079,149.63\n221,943,537.24\n250,556,530.54\n269,323,457.84\n287,148,313.94\nNet Claims on Central Government\n4,885,721.32\n14,285,799.58\n12,742,043.20\n12,742,043.20\n12,742,043.20\n11,333,414.08\n18,127,231.47\n26,832,528.82\n32,704,534.68\n40,644,945.98\n44,540,200.54\n37,452,449.68\n36,234,968.02\nClaims on Central Government\n10,339,391.23\n19,074,011.73\n17,617,850.02\n17,617,850.02\n17,617,850.02\n17,628,680.44\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\nSecurities\n10,322,702.11\n19,049,865.62\n17,602,682.71\n17,602,682.71\n17,602,682.71\n17,610,769.74\n23,160,619.26\n32,722,213.67\n36,196,334.62\n43,786,500.90\n47,418,135.58\n41,452,052.93\n40,241,600.55\nLoans\n16,689.12\n24,146.11\n15,167.30\n15,167.30\n15,167.30\n17,910.70\n17,324.92\n22,486.84\n21,073.85\n21,204.08\n21,240.82\n21,092.28\n20,331.26\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\nOf which: Deposits\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\n6,295,266.36\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n84,649,446.81\n92,876,835.77\n96,901,024.65\n96,901,024.65\n96,901,024.65\n132,881,604.50\n142,866,213.00\n153,292,346.67\n163,374,614.95\n181,298,591.25\n206,016,330.00\n231,871,008.16\n250,913,345.93\nOther Financial Corporations\n191,340.91\n178,390.27\n1,972,737.48\n1,972,737.48\n1,972,737.48\n2,638,449.64\n2,834,003.91\n3,117,400.54\n2,923,183.89\n3,130,290.76\n4,192,079.54\n7,769,942.90\n5,176,630.07\nState and Local Government\n28,196.82\n31,854.73\n30,050.30\n30,050.30\n30,050.30\n84,251.94\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\nPublic Non Financial Corporations\n1,264,278.21\n1,493,663.89\n1,328,960.37\n1,328,960.37\n1,328,960.37\n1,531,319.65\n1,641,885.33\n1,923,001.99\n1,897,960.80\n1,871,958.96\n2,069,555.97\n2,984,603.82\n3,815,525.07\nPrivate Sector\n83,165,630.87\n91,172,926.88\n93,569,276.49\n93,569,276.49\n93,569,276.49\n128,627,583.28\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\nClaims on the Central Bank\n79,477,691.43\n74,589,859.15\n84,489,214.72\n84,489,214.72\n84,489,214.72\n77,498,004.69\n107,123,354.33\n95,651,746.77\n103,849,755.97\n110,620,327.00\n110,503,175.07\n121,289,617.10\n119,546,045.14\nCurrency\n1,483,283.31\n1,738,717.73\n1,457,136.40\n1,457,136.40\n1,457,136.40\n1,702,788.29\n2,139,872.15\n2,453,705.30\n2,853,747.83\n2,611,115.20\n2,721,469.71\n2,838,319.42\n2,891,218.92\nReserves\n77,994,408.12\n72,851,141.43\n83,032,078.32\n83,032,078.32\n83,032,078.32\n75,795,216.40\n104,983,482.18\n93,198,041.47\n100,996,008.14\n108,009,211.79\n107,781,705.36\n118,451,297.69\n116,654,826.22\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n391,146.93\n409,213.89\n75,373.50\n75,373.50\n75,373.50\n662,275.52\n706,879.99\n1,023,363.18\n1,453,072.21\n1,095,299.01\n2,726,544.67\n2,808,102.91\n2,688,568.50\nOther Items(Net)\n27,949,664.25\n28,329,335.68\n40,370,948.20\n40,370,948.20\n40,370,948.20\n26,314,097.93\n61,810,713.27\n58,447,986.04\n52,718,953.48\n61,962,592.81\n61,896,867.55\n68,073,937.82\n64,764,547.62\nShares and Other Equity\n51,086,082.23\n56,811,270.41\n60,088,130.57\n60,088,130.57\n60,088,130.57\n65,146,196.53\n68,058,202.65\n71,124,676.10\n75,878,499.05\n82,390,037.34\n94,725,028.77\n118,865,727.97\n131,003,614.94\nLiabilities to other ressident sectors\n376,668.85\n609,870.31\n408,850.46\n408,850.46\n408,850.46\n462,598.19\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\nOther Items(Net)\n-23,513,086.84\n-29,091,805.04\n-20,126,032.83\n-20,126,032.83\n-20,126,032.83\n-39,294,696.79\n-6,800,307.28\n-13,155,268.53\n-23,534,963.43\n-20,930,500.24\n-33,175,252.31\n-50,931,558.00\n-66,469,586.15\nDeposits and Securities Included in Broad Money\n218,777,542.62\n223,908,240.98\n231,052,228.44\n231,052,228.44\n231,052,228.44\n300,097,173.91\n327,586,332.45\n326,404,128.99\n361,964,634.51\n415,144,261.68\n434,576,548.31\n471,445,180.01\n467,970,799.42\nDeposits Included in Broad Money\n217,355,104.75\n \n222,450,885.44\n \n229,411,015.11\n \n229,411,015.11\n \n229,411,015.11\n \n298,537,512.57\n \n326,063,153.33\n \n324,530,996.23\n \n358,772,700.20\n \n411,414,591.01\n \n430,568,735.58\n \n467,748,846.19\n \n464,285,468.48\n \nTransferable Deposits\n206,003,627.38\n \n208,504,172.16\n \n215,242,961.41\n \n215,242,961.41\n \n215,242,961.41\n \n277,141,914.54\n \n303,027,890.88\n \n297,479,440.56\n \n332,392,044.95\n \n383,509,833.78\n \n397,358,917.93\n \n430,345,882.39\n \n424,997,643.40\n \n of which FCAs\n108,386,216.00\n \n109,466,728.50\n \n114,435,612.97\n \n114,435,612.97\n \n114,435,612.97\n \n133,608,092.81\n \n141,156,359.97\n \n133,760,212.96\n \n151,047,925.52\n \n179,306,272.75\n \n181,546,290.69\n \n210,688,453.17\n \n197,673,919.07\n \nOther Deposits\n11,351,477.37\n13,946,713.28\n14,168,053.71\n14,168,053.71\n14,168,053.71\n21,395,598.04\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\nMoney Market Instruments\n1,422,437.87\n \n1,457,355.54\n \n1,641,213.33\n \n1,641,213.33\n \n1,641,213.33\n \n1,559,661.34\n \n1,523,179.12\n \n1,873,132.76\n \n3,191,934.31\n \n3,729,670.68\n \n4,007,812.73\n \n3,696,333.82\n \n3,685,330.94\n \nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n15 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\nLocal \nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n17 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n21 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n1,000.00\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n22 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n23 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n6.00-8500\n39.32\n39.62\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n24 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n25 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n26 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n27 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2020\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n115.4223\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n28 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n29 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n5548.1\n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n4706.6\n4.5\n594.0\n13.9\n2015.1\n831.0\nMar\n6300.4\n4.5\n654.2\n12.5\n2657.1\n864.8\nApr\n5786.8\n3.3\n640.9\n11.5\n3002.6\n822.6\nMay\n7298.4\n4.2\n819.7\n10.5\n3550.1\n968.6\nJun\n7997.3\n4.7\n779.4\n8.3\n3724.3\n1135.5\nJul\n8290.0\n4.0\n790.0\n9.4\n4446.7\n1262.5\nAug\n7762.9\n2.9\n811.2\n14.0\n4558.5\n1255.0\nSep\n7155.0\n4.0\n842.5\n17.0\n4462.4\n1393.1\nOct\n8230.5\n4.2\n821.3\n17.9\n4607.4\n1428.2\nNov\n7922.5\n3.7\n657.5\n19.9\n3964.8\n1026.7\nDec\n8355.2\n2.8\n917.2\n14.6\n4833.8\n1102.9\n2019\nJan\n6903.0\n2.9\n1294.0\n16.9\n3608.8\n1056.2\nFeb\n8337.0\n4.0\n1330.6\n17.2\n3594.5\n1093.6\nMar\n9881.5\n3.9\n1399.5\n18.3\n4080.7\n1250.6\nApr\n10321.4\n3.1\n1590.1\n14.0\n4949.3\n1408.5\nMay\n14670.3\n4.2\n1397.5\n11.8\n6692.5\n1897.8\nJun\n17881.2\n3.7\n1464.7\n30.1\n7130.0\n2539.8\nJul\n23309.9\n3.7\n1806.5\n36.6\n9137.4\n3295.8\nAug\n23596.6\n2.4\n2181.6\n38.5\n11077.6\n3493.6\nSep\n30328.1\n3.8\n3029.9\n51.9\n15112.0\n5337.7\nOct\n39413.7\n3.9\n3621.6\n67.1\n16588.3\n6237.0\nNov\n40871.8\n3.5\n4199.3\n67.4\n13537.8\n7200.3\nDec\n49579.8\n2.8\n5695.4\n97.2\n19356.7\n8724.0\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n30 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n20981.2\n449.6\n100593.9\n501.8\nFeb\n 457.2 \n22.5\n18869.0\n292.2\n89584.3\n463.8\nMar\n 545.2 \n23.7\n21996.8\n268.4\n116120.0\n510.5\nApr\n 505.5 \n17.4\n21170.0\n253.6\n117616.8\n457.0\nMay\n 611.1 \n21.2\n23278.2\n213.2\n137423.0\n496.6\nJun\n 553.6 \n22.5\n23790.0\n175.2\n156609.8\n502.2\nJul\n 560.2 \n20.1\n25075.5\n223.1\n169416.8\n559.6\nAug\n 553.0 \n15.1\n25249.9\n317.4\n164918.0\n518.7\nSep\n 543.0 \n19.4\n24918.0\n300.8\n161289.5\n511.3\nOct\n 571.6 \n20.4\n21025.4\n345.5\n161427.4\n496.0\nNov\n 477.4 \n16.7\n17845.4\n334.9\n133862.1\n430.6\nDec\n 478.6 \n13.0\n27419.1\n236.2\n161540.7\n409.1\n2019\nJan\n401.5\n12.2\n40613.8\n232.6\n135481.1\n413.4\nFeb\n456.5\n16.4\n27811.2\n226.8\n119081.1\n463.6\nMar\n525.9\n15.4\n30417.6\n248.9\n142597.8\n441.0\nApr\n535.0\n13.7\n32092.5\n168.8\n157348.3\n390.1\nMay\n642.6\n14.7\n15542.6\n121.4\n166491.6\n494.3\nJun\n706.0\n13.3\n18012.1\n79.6\n160873.0\n486.8\nJul\n983.5\n13.6\n20465.4\n99.6\n170823.3\n638.2\nAug\n872.9\n9.0\n21919.8\n85.2\n179281.2\n542.3\nSep\n1010.7\n11.9\n22749.6\n62.4\n200441.9\n679.4\nOct\n1079.4\n12.7\n23191.6\n65.0\n206621.5\n1099.3\nNov\n982.1\n10.3\n25737.5\n225.2\n152919.9\n2044.1\nDec\n1003.8\n7.6\n27800.5\n385.5\n146316.6\n1273.6\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-January-2022.pdf"}
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+{"doc_id": "ce253800698de04691f753db4b98264a", "text": "i \n \n \n \n \n \n \n \nJANUARY 2017 \n \n \n1 \n \nTable of Contents \n \nSELECTED ECONOMIC INDICATORS ............................................................................................... 2 \n INTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................................ 3 \nMERCHANDISE TRADE DEVELOPMENTS ....................................................................................... 4 \nSTOCK MARKET DEVELOPMENTS ................................................................................................... 6 \nMONETARY DEVELOPMENTS ............................................................................................................ 6 \nINFLATION OUTTURN ........................................................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ...................................................................................................... 10 \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n2016 \n \nDecember \n2017 \n \nJanuary \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n58.5 \n56.3 \n-2.20% \nZ.S.E. Industrial Index1 \n144.5 \n140.2 \n-4.29% \nNational Payment System Transactions \n(US$ millions) \n7 326.0 \n6 211.5 \n-15.2% \nMoney Supply (US$ millions)2 \n5 680.5 \n5 663.4 \n-0.45% \nMoney Supply (M3) Annual Growth2 (%) \n19.1 \n19.8 \n \nYearly Inflation3 (%) \n-0.93 \n-0.65 \n \nMonthly Inflation3 (%) \n0.06 \n0.23 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational commodity prices for precious \nmetals firmed in January 2017, reversing the \nnegative trend witnessed in December 2016. \nThe performance of base metal prices was \nmixed during the month under review, with \ncopper prices maintaining an upward trend, \nwhile nickel prices softened. \nThe \nnascent \nrecovery \nin \ninternational \ncommodity prices, if sustained, is a welcome \ndevelopment for the country, given our high \ndependence on primary commodity exports. \nCrude oil prices continued to be supported by \nOPEC’s September 2016 agreement to limit \ntotal output to 32.5-33.0 million barrels per day. \n \nPrecious Metals \nPrecious metal prices rebounded on account of \na weaker US dollar in the month of January \n2017. Gold and platinum prices gained by 3.7% \nand 5.8% to US$1,195.3/oz and US$972.5/oz, \nrespectively. The weakening US dollar reflected \nthe market’s response to the US president’s \nsentiment to the effect that the dollar was \novervalued at the time. \n \nSource: Bloomberg, 2017 \nBase Metals \n \nDuring the month under review, copper prices \nincreased by 0.5 % to US$5,720.5/tonne from \nUS$11,082.6/tonne in December 2016. This \nwas largely driven by falling inventories and \nexpectations of higher demand for the metal, \nparticularly in China and US. \nNickel prices, however, registered a 10% \ndecline from US$11,082.63/tonne in December \n2016 to US$9,976.40/tonne in January 2017. \nThis was on the back of reports concerning the \nremoval of the export ban on nickel ore by \nIndonesia, one of the world’s largest nickel \nproducers. The removal of the export ban by \nIndonesia offset the supply disruptions that had \nresulted from mine closures over environmental \nconcerns in the Philippines. \nBrent Crude Oil \nDuring the month under analysis, crude oil \nprices firmed by 0.2%, to a monthly average of \nUS$55.6/barrel \nin \nJanuary \n2017, \nfrom \n 800\n 900\n 1,000\n 1,100\n 1,200\n 1,300\n 1,400\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nUS$\\OUNCE\nFigure 1: Precious Minerals Prices \nFigure 1: Precious Minerals Prices \nGold\nPlatinum\n \n \n \n4 \n \nUS$55.5/barrel recorded in the previous month. \nPrices continued on an upward trend, following \nreports indicating that OPEC had reduced oil \nproduction by more than 1 million barrels per \nday in January 2017. This was in line with \nefforts by oil-producers to cut production, as \npart of a collaborative strategy to revive the \nglobal oil industry. \nThe surge in oil prices has a significant pass \nthrough effect on domestic prices, given the \ncountry’s high fuel imports. \n \nSource: Bloomberg, 2017 \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade stood at US$643.2 \nmillion, in January 2017, a 17.7% decline from \nthe US$781.2 million recorded in the previous \nmonth. \n \nMerchandise export developments \nMerchandise exports amounted to US$258.6 \nmillion in January 2017, registering a 11.4% \ndecline from US$291.9 million realized in \nDecember 2016. \nSource: Zimstat, 2017 \nThe slowdown in merchandise exports during \nthe month under review was mainly due to the \nseasonality of tobacco exports, which is the \ncountry’s anchor export commodity. During the \nmonth of January 2017, flue-cured tobacco, \ngold, nickel and ferrochrome were the country’s \nmajor export earners, collectively accounting \nfor about 81.9% of the total export revenues. \nTable 1: Exports Classified by HS Code: \nProduct \nDecember 2016 \n(US$m) \nJanuary 2017 \n(US$m) \nJanuary 2017 \nShare of \nTotal (%) \n Flue-cured \n119.3 \n99.7 \n38.6 \n Gold \n67.8 \n56.7 \n21.9 \n Nickel ores & \nconcentrates \n29.9 \n29.3 \n11.3 \n Ferro-chrome \n22.5 \n26.1 \n10.1 \n Chromium ores & \nconcentrates \n0.1 \n8.6 \n3.3 \nUnwrought & \nplatinum \n5.9 \n7.5 \n2.9 \n Cane sugar \n4.9 \n3.9 \n1.5 \n Industrial \ndiamonds \n1.4 \n2.0 \n0.8 \n Other \n40.0 \n24.7 \n9.6 \n Total \n291.9 \n258.6 \n100.0 \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \n 30\n 35\n 40\n 45\n 50\n 55\n 60\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nUS$\\Barrel\nFigure 2:Brent crude oil prices \n240\n250\n260\n270\n280\n290\n300\n2016\n2017Figure 4:Merchandis\nFigure 4:Merchandise Exports (US$m)\n(US$m)\n \n \n \n5 \n \nMajor Merchandise Export Destinations \nThe country’s major merchandise export \ndestinations \nwere \nmainly \nSouth \nAfrica, \nMozambique, the United Arab Emirates, \nBelgium and Zambia in January 2017. \nMerchandise exports to South Africa were \n82.8% of the country’s total merchandise \nexports during the month under review, \nfollowed by Mozambique, 9.2%; United Arabs \nEmirates, 3.2%; Belgium, 2.2%; and Zambia, \n1.5%. \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \n \nMerchandise Import Developments \nThe country’s monthly merchandise imports at \nUS$384.6 million in January 2017, were 21.4% \nlower compared to the previous month. The \ndecline in imports during the month under \nreview was mainly driven by decreases in \nfuels (-32.5%); electricity (-15.3%); and maize \nimports (-11.5%). \nEnergy imports continued to be the key driver of \nthe country’s imports, with diesel accounting for \n13.1% of the total import bill. Petrol and \nelectricity imports accounted for 6.5% and \n4.7%, respectively. Electricity imports may \nmoderate in 2017 due to improved rains, which \nincreased the dam level at Kariba. In this regard, \nthe output from the hydropower station is \nexpected to increase. \nMajor Import Sources \nThe country’s imports were mainly sourced \nfrom South Africa (37.8%); Singapore (18.0%); \nChina (15.10%); Zambia (2.6%) and Mauritius \n(2.6%) during the month under analysis \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \nMerchandise Trade Balance \nThe country’s trade deficit narrowed to \nUS$126.0 million in January, on the back of a \nsharp slowdown in imports. Exports have, \nSouth \nAfrica \n82.7%\nMozambique \n9.2%\nUnited \nArab \nEmirates \n3.2%\nBelgium\n2.2%\nZambia\n1.5%\nBotswana \n0.5%\nNamibia\n0.2%\nMalawi\n0.1%\nUSA\n0.1%\nSingapore\n0.1%\nOther \n0.2%Figure 5:Major Merchandise \nFigure 5:Major Merchandise Export Destinations\nExport Destinations\nSouth Africa\nSingapore\nChina\nZambia\nIndia\nMozambique\nJapan\nUnited Kingdom\nMauritius\nUnited States\nUnited Arab Emirates\n0%\n10%\n20%\n30%\n40%\nFigure 6: Major Mechandise Import \nsources (% Share)\n \n \n \n6 \n \nhowever, underperformed relative to imports \nsince 2009. \n \nSource: Zimstat, 2017 & RBZ Computations, 2017 \nThe country has been incurring trade deficits \nsince 1990 though the deficits has been \nnarrowing over the years. The gap implies that \non a net basis, there have been more outflows \nfrom the economy. \n \nMONETARY DEVELOPMENTS \n \nBroad money1 recorded an annual growth of \n19.8% in January 2017, a 0.8 percentage points \nincrease from 19.1% recorded in December \n2016. The growth reflected increases in \ntransferable2 \ndeposits, \n27%; \nnegotiable \n \n1 Broad money redefined using IMF’s Monetary and Financial \nStatistics Manual of 2000. Major changes include the exclusion \nof Government deposits held by banks from broad money. \n2 Transferable deposits made up of demand and savings \ndeposits. \ncertificates of deposits (NCDs)3, 12.5% and \ntime deposits4, 0.6%. \nOn a year- on- year basis, money supply \nincreased from US$4 727.6 million in January \n2016 to US$5 663.4 million in January 2017. \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \nMoney \nsupply \nalso \nrecorded \na \nmonth -on -month increase of 0.5%, from \nUS$5 638.3 million in December 2016 to US$5 \n663.4 million in January 2017. \n3 NCDs are also referred to as securities included in broad \nmoney. \n4All classes of time deposits, short and long term are classified \nas time deposits, which are also termed other deposits. \n-250\n-150\n-50\n50\n150\n250\n350\n450\n550\nDec-16\nJan-17Figure 7: Merchandise Trade \nFigure 7: Merchandise Trade Balance(US$m)\nBalance(US$m)\nExports\nImports\nTrade Balance\n-5\n0\n5\n10\n15\n20\n25\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\nMar-15\nMay-15\nJul-15\nSep-15\nNov-15\nJan-16\nMar-16\nMay-16\nJul-16\nSep-16\nNov-16\nJan-17\n%\nUS$ BILLIONS\nFigure 10: Money Supply\nFigure 10: Money Supply\nM3\nM3 Annual Growth rate\n \n \n \n7 \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \nDuring the month under review, transferable or \ntransitory deposits accounted for 70.4% of \nmoney supply, an indication of the short term \nnature of deposits in the economy. The high \nproportion of transferrable deposits, in part, is \nreflected in the high demand for cash, especially \nin the informal economy. Time deposits \naccounted for 27.3%; currency in circulation, \n1.5%; and negotiable certificates of deposits, \n0.9%. \nDomestic credit recorded an increase of 20%, \nfrom US$6 494.6 million in January 2016 to \nUS$7 643.3 million in January 2017. On a \nmonth-on-month basis, however, domestic \ncredit declined by 0.3%, from US$7 669.5 \nmillion recorded in December 2016, largely \nweighed down by credit to the private sector. \n Year on year credit to the private sector5, \nrecorded a 6.7% decrease from US$3 628.6 \nmillion \nrecorded \nin \nJanuary \n2016, \nto \n \n5 Credit to the private sector now excludes claims on other \nfinancial corporations, as well as claims on state and local \ngovernment (local authorities) \nUS$3 385.8 million in January 2017. On a \nmonth on month basis, credit to the private \nsector also went down by 4.0% from US$3 \n528.4 million in December 2016. \nt \nrecorded \nan \nincrease \nof \n19.96%, \nfrom \nUS$6 \n494.6 \nmillion \nin \nJanuary \n2016 \nto \nUS$7 \n643.3 \nmillion \nin \nJanuary \n2017. \nOn \na \nmonth-on-month \nbasis, \nhowever, \ndomestic \ncredit \nwent \ndown \nby \n0.34%, \nfrom \nUS$7 \n669.5 \nmillion \nrecor\nded in December 2016, mainly pulled down by credit to the private sector. \nCredit to the private sector , recorded an annual decrease of 6.69% to US$3 385.8 million in January 2017 from US$3 628.6 million recorded in January 2016. On a month on month basis, credit to the private sector also went down by 4.04% from US$3 528.4 million in December 2016. \nSource: Reserve Bank of Zimbabwe, 2017 \nThe sectoral distribution of outstanding credit to \nthe private sector, showed an inclination \ntowards sectors that have short turn around. As \nat end of January 2017, credit to households \nclaimed the largest share of credit, at 22.8%, \nfollowed by agriculture, 17.3%; services, \n15.2%; and manufacturing, 13.5%. Sectors \nrequiring long term capital investments such as \ntransport, \ncommunication, \nmining \nand \nconstruction, received relatively lower shares of \nthe credit. \nDue to the short term nature of credit, a \nsignificant portion of credit was channelled \nTransferable \ndeposits\n70.37%\ntime \ndeposits\n27.28%\nNegotiable \ncertificates of \ndeposits\n0.89%\nCurrency outside \nDepository \nCorporations\n1.46%Figure 11:Composition of Money \nFigure 11:Composition of Money Supply January 2017\nSupply January 2017\nHouseholds\n22.80%\nAgriculture\n17.29%\nServices\n15.23%\nManufacturing\n13.53%\nFinancial \nOrganisations \nand \ninvestiments\n10.88%\nDistribution\n10.21%\nMining\n5.57%\nTransport and \nCommunication\n2.43%\nConstruction\n1.61%\nOther\n0.44%Figure \nFigure 12: Sectoral Distribution Of Credit\nCredit\n \n \n \n8 \n \ntowards working capital and other short-term \npurposes. \nPrivate sector credit was utilised for inventory \nbuild-up, 28%; consumer durables, 16.0%; \nfixed capital investment, 13.9%; and pre and \npost shipment financing, 1.4%. Amounts \nchannelled towards other recurrent expenditures \nconstituted 40.8% of the total outstanding loans \nand advances. \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of January 2017, trading \nactivity on the Zimbabwe Stock Exchange \n(ZSE) was subdued, as most investors usually \nadopt a wait and see strategy at the beginning of \nthe year. Consequently, both the industrial and \nmining indices declined by 4.3 points and 2.2 \npoints, to close the month under review at 140.2 \npoints and 56.3 points, respectively. \nThe steady decline recorded in both the \nindustrial and mining indices in January 2017, \ncan also be attributed to the traditional slow start \nof trading at the beginning of the year, as \ninvestors weigh options after the festive session.\n \nConsequently, trading volumes fell by 89.2%, \nfrom 292 538 969 shares in December 2016 to \n31 616 982 shares in January 2017. Over the \nsame period, the value of shares traded also \ndeclined by 67.1% to US$8 552 699. \n \n \nSource: Zimbabwe Stock Exchange, 2017 \n0\n20\n40\n60\n80\n100\n120\n140\n160\n30-Jan-16\n29-Feb-16\n31-Mar-16\n30-Apr-16\n31-May-16\n30-Jun-16\n31-Jul-16\n31-Aug-16\n30-Sep-16\n31-Oct-16\n30-Nov-16\n31-Dec-16\n31-Jan-17\nFigure 8: ZSE Indices\nIndustrial\nMining\n0.00\n5.00\n10.00\n15.00\n20.00\n25.00\n30.00\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n300.00\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 9: ZSE: Monthly Volumes \nFigure 9: ZSE: Monthly Volumes and Values Tr\nand Values Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2017 \n \n \n \n9 \n \nReflecting thin trading in the market, during the \nmonth ending 31st January 2017, the ZSE \nmarket capitalisation declined by 2.6% to close \nat US$3.9 billion. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation continued on an \nupward trend, increasing to -0.65% in January \n2017, from -0.93% in December 2016. The \nincrease emanated from both food and non-food \ncategories. \n \n \nSource: ZIMSTAT, 2017 \nYearly food inflation increased from -0.95% in \nDecember 2016, to -0.30 % in January 2017. \nThe rise in food inflation was largely on account \nof price increases in bread and cereals; oils and \nfats; and fish and sea food sub-categories. \nDeclines in the meat; milk, cheese and eggs; and \nvegetables sub categories partially offset the \nincreases. \n \nAnnual non-food inflation also increased from \n-0.92% in December 2016, to -0.82% in January \n2017. This was largely due to increases in \neducation, recreation and culture, restaurants \nand hotels as well as miscellaneous goods and \nservices. Partially offsetting the increases were \ndeclines in housing, water, electricity, gas and \nother fuels; transport; clothing; and footwear. \n \n \nMonthly Inflation \n \n \nThe month-on-month inflation rate stood at \n0.23% in January 2017, up from 0.06% in \nDecember 2016. The increase was driven by \nboth \nfood \nand \nnon-food inflation. \n \nSource: ZIMSTAT, 2017 \nNon-food inflation increased from -0.09% in \nDecember 2016, to 0.03% in January 2017. This \nfollowed price increases in the restaurants and \nhotels category, as well as recreation and \nculture. \n \nMonthly food inflation rose from 0.38% in \nDecember 2016, to 0.80% in January 2017, \ndriven by increases in prices of bread and \ncereals, meat and vegetables, among others. \n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 13: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n-1.0\n-0.8\n-0.6\n-0.4\n-0.2\n0.0\n0.2\n0.4\n0.6Figure 14: M\nFigure 14: M-\n-O\nO-\n-M Inflation\nM Inflation\n \n \n \n10 \n \nPartially offsetting the increases, were decreases \nin prices of oils and fats as well as fruits. \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nnational payments system decreased from \nUS$7 326.00 million in December 2016, to \nUS$6 211.63 million in January 2017. Over the \nsame period, the volume of transactions \ndeclined by 13%, from 50 196 324 to \n43 905 251. This decline is consistent with low \nbusiness volumes associated with the beginning \nof the year. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system declined by 17%, to close the \nmonth under review at US$ 4 052.79 million. \nThe total RTGS transaction volumes also \ndecreased by 14%, from 405 380 in December \n2016 to 350 023 in January 2017. The decline \nwas largely due to the end of the festive season. \nSource: Reserve Bank of Zimbabwe, 2017 \n \n \n \nCash transactions \n \nCash transactions stood at US$321.0 million in \nJanuary 2017, a 5.2% decline from the \nUS$397.5 million recorded in December 2016. \n \n \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet based \ntransactions closed the month of January 2017 \nlower at US$814.5 million, compared to \nUS$891.2 million in December 2016. \n \nCard Based Transactions \nCard based transactions also decreased from \nUS$551.8 million in December 2016, to \nUS$ 439.1 million in January 2017. \n \nCheque Transactions \nThe value of check transactions was 33.1% \nhigher at US$7.5 million during the month \nunder analysis, from US$5.6 million in \nDecember 2016. \n \nRESERVE BANK OF ZIMBABWE \nMAY 2017\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n -\n 50\n 100\n 150\n 200\n 250\n 300\n 350\n 400\n 450\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 15: ZETSS Volumes and \nFigure 15: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n \n 1 Depository Corporations Survey \n \n \n \n13 \n \n 2 Central Bank Survey \n \n \n \n \n \n \n14 \n \n3 Other Depository Corporations Survey \n \n \n \n \n15 \n \nOther Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n22 \nSectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n21 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n22 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n23 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n24 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n25 \n 11. Exchange Rates \n \n \n \n \n \n \n \n26 \n \n \n \n \n12 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 27 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 28 \n \n13.2 Volumes of Transactions \n \n \n \n \n 29 \n \n 14. Merchandise Trade Statistics \n \n \n \n \n \n 30 \n \n \n \n \n \n \n \n \n \n \n13 \n \n \nJan-16\nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nNet Foreign Assets\n-562,613.08\n-565,520.55\n-502,899.96\n-393,113.03\n-371,494.66\n-365,714.85\n-564,842.79\n-636,688.80\n-555,620.67\n-584,011.92\nCentral Bank(net)\n-540,480.98\n-578,047.53\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\nForeign Assets\n425,862.29\n338,958.10\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\nForeign Liabilities\n-966,343.26\n-917,005.63\n-866,836.39\n-763,778.28\n-745,346.70\n-727,695.66\n-962,838.52\n-956,172.09\n-984,549.60 -1,032,426.19\nOther Depository Corporations(net)\n-22,132.10\n12,526.97\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\nForeign Assets\n334,608.19\n352,856.02\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\nForeign Liabilities\n-356,740.29\n-340,329.05\n-307,876.96\n-296,852.16\n-290,839.97\n-277,006.36\n-297,185.96\n-289,804.69\n-279,735.63\n-271,732.80\nNet Domestic Assets (NDA)\n5,290,201.37\n5,465,303.32\n5,617,915.82\n5,457,438.42\n5,552,228.17\n5,642,801.47\n5,877,742.21\n6,056,699.56\n6,193,901.69\n6,247,448.43\nDomestic Claims\n6,494,609.71\n6,740,480.37\n6,989,689.04\n6,895,453.88\n6,978,485.30\n7,059,099.99\n7,180,307.48\n7,554,069.08\n7,669,496.22\n7,643,349.84\nClaims on Central Government(net)\n2,540,618.88\n2,877,471.73\n3,192,583.42\n3,134,575.48\n3,227,067.12\n3,299,875.31\n3,381,436.05\n3,679,166.52\n3,747,719.59\n3,862,196.57\nClaims on Central Government\n2,655,516.07\n2,986,445.17\n3,305,953.61\n3,267,213.20\n3,373,077.05\n3,445,300.69\n3,516,314.57\n3,824,753.66\n3,908,493.46\n3,940,983.14\nCentral Bank\n1,479,954.31\n1,738,859.81\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\nODCs\n1,175,561.76\n1,247,585.36\n1,440,948.54\n1,476,643.99\n1,443,114.93\n1,490,684.38\n1,546,271.82\n1,518,299.12\n1,571,032.92\n1,670,420.50\nLess Liabilities to Central Government\n-114,897.19\n-108,973.44\n-113,370.19\n-132,637.72\n-146,009.93\n-145,425.39\n-134,878.53\n-145,587.14\n-160,773.86\n-78,786.57\nClaims on Other Sectors\n3,953,990.83\n3,863,008.64\n3,797,105.62\n3,760,878.40\n3,751,418.18\n3,759,224.68\n3,798,871.43\n3,874,902.55\n3,921,776.63\n3,781,153.27\nOther Financial Corporations\n117,067.79\n118,711.31\n122,525.52\n134,294.30\n130,939.44\n132,282.45\n124,852.98\n128,782.67\n119,157.29\n117,123.94\nState and Local Government\n44,413.96\n42,766.93\n40,448.43\n48,803.79\n47,676.40\n43,554.41\n41,728.47\n37,784.82\n34,237.41\n35,909.11\nPublic Non Financial Corporations\n163,922.83\n196,741.14\n222,439.82\n257,749.06\n257,736.50\n234,348.95\n248,965.26\n244,277.53\n240,007.21\n242,356.99\nPrivate Sector\n3,628,586.25\n3,504,789.27\n3,411,691.85\n3,320,031.24\n3,315,065.84\n3,349,038.87\n3,383,324.72\n3,464,057.53\n3,528,374.72\n3,385,763.22\nCentral Bank\n57,324.82\n24,802.03\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n30,379.07\nODCs\n3,571,261.43\n3,479,987.23\n3,387,174.20\n3,290,807.69\n3,289,193.98\n3,320,678.35\n3,354,828.25\n3,435,867.03\n3,497,106.53\n3,355,384.15\nOther Items(Net)\n1,204,408.34\n1,275,177.04\n1,371,773.23\n1,438,015.46\n1,426,257.14\n1,416,298.52\n1,302,565.27\n1,497,369.51\n1,475,594.53\n1,395,901.41\nShares and Other Equity\n744,774.49\n745,817.59\n808,263.47\n832,720.12\n846,025.31\n887,795.24\n915,505.55\n935,291.08\n1,470,571.26\n1,471,378.30\nLiabilities to Other Financial Corporations\n94,268.70\n40,593.10\n50,664.77\n49,419.92\n44,517.02\n39,463.26\n31,567.03\n32,045.66\n52,038.47\n44,373.98\nRestricted Deposits\n138,316.02\n151,399.31\n151,173.32\n149,999.92\n149,845.80\n153,471.12\n166,495.73\n180,899.67\n60,499.79\n66,478.53\nOther Items(net)\n227,049.13\n337,367.05\n361,671.67\n405,875.51\n385,869.01\n335,568.90\n188,996.96\n349,133.11\n-107,514.99\n-186,329.41\nBroad Money-M3\n4,727,588.30\n4,899,782.77\n5,115,015.85\n5,064,325.38\n5,180,733.50\n5,277,086.62\n5,312,899.41\n5,420,010.76\n5,638,281.02\n5,663,436.51\nSecurities Other than Shares Included in Broad Mo\n44,932.62\n55,583.77\n80,952.14\n71,791.03\n80,840.29\n74,118.29\n73,356.67\n43,862.17\n62,894.35\n50,562.02\nBroad Money-M2\n4,682,655.68\n4,844,199.00\n5,034,063.72\n4,992,534.36\n5,099,893.22\n5,202,968.33\n5,239,542.75\n5,376,148.60\n5,575,386.66\n5,612,874.49\nOther Deposits\n1,536,510.42\n1,592,367.82\n1,569,208.72\n1,517,709.33\n1,553,347.70\n1,534,910.45\n1,508,943.19\n1,467,582.00\n1,471,657.19\n1,544,945.66\nNarrow Money-M1\n3,146,145.26\n3,251,831.18\n3,464,854.99\n3,474,825.02\n3,546,545.52\n3,668,057.88\n3,730,599.56\n3,908,566.59\n4,103,729.48\n4,067,928.83\nTransferable Deposits\n3,138,789.80\n3,244,219.06\n3,456,750.65\n3,466,614.21\n3,537,772.31\n3,658,634.63\n3,720,917.62\n3,889,717.47\n4,033,558.66\n3,985,443.09\nCurrency Outside Depository Corporations\n7,355.46\n7,612.11\n8,104.35\n8,210.82\n8,773.21\n9,423.25\n9,681.93\n18,849.12\n70,170.81\n82,485.74\nSource: Reserve Bank of Zimbawe\nNote:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n14 \n \n \n \nJan-16\nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16 \nJan-17\nY\nO\nNet Foreign Assets\n-540,480.98\n-578,047.53\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\nClaims on Non Residents\n425,862.29\n338,958.10\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\nOfficial Reserves Assets\n329,627.19\n239,511.43\n293,946.47\n285,543.05\n255,805.98\n244,677.43\n316,461.39\n266,511.75\n309,331.78\n350,427.48\nOther Foreign Assets\n96,235.09\n99,446.67\n99,447.43\n98,256.06\n99,131.61\n99,163.49\n100,534.95\n98,355.02\n101,495.99\n98,784.27\nLess Liabilities to Non Residents\n966,343.26\n917,005.63\n866,836.39\n763,778.28\n745,346.70\n727,695.66\n962,838.52\n956,172.09\n984,549.60\n1,032,426.19\nShort Term Liabilities\n555,516.92\n502,331.05\n450,321.22\n349,757.38\n351,510.63\n331,152.07\n482,116.69\n481,842.04\n515,365.90\n558,302.10\nOther Foreign Liabilities\n410,826.34\n414,674.58\n416,515.17\n414,020.90\n393,836.06\n396,543.59\n480,721.84\n474,330.06\n469,183.69\n474,124.08\nNet Domestic Assets (NDA)\n1,229,296.12\n1,373,237.64\n1,483,098.69\n1,431,538.49\n1,528,966.57\n1,582,075.13\n1,651,349.30\n1,910,944.27\n2,046,457.01\n2,082,987.44\nDomestic Claims\n1,555,720.59\n1,772,064.33\n1,937,013.69\n1,909,144.81\n2,028,462.52\n2,036,657.48\n2,070,285.42\n2,396,766.46\n2,420,011.99\n2,449,800.81\nNet Claims on Central Government\n1,391,414.54\n1,646,828.49\n1,777,241.09\n1,708,832.27\n1,830,889.20\n1,852,931.02\n1,878,215.64\n2,207,020.45\n2,218,852.08\n2,244,839.79\nClaims on Central Government\n1,479,954.31\n1,738,859.81\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\nOf which: Securities Other than Shares\n212,269.63\n289,991.30\n283,077.80\n279,010.40\n283,933.50\n260,822.30\n259,945.20\n250,270.16\n566,328.08\n577,431.69\nLess Liabilities to Central Government\n88,539.77\n92,031.32\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\nOf which: Deposits\n88,539.77\n92,031.32\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\nClaims on Other Sectors\n164,306.05\n125,235.84\n159,772.59\n200,312.54\n197,573.32\n183,726.46\n192,069.78\n189,746.01\n201,159.91\n204,961.02\nOther Financial Corporations\n11,635.35\n12,706.89\n11,717.92\n14,072.39\n14,485.45\n14,842.27\n18,107.69\n18,890.01\n16,515.86\n16,900.44\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n95,345.88\n87,726.92\n123,537.02\n157,016.59\n157,216.02\n140,523.67\n145,465.62\n142,665.50\n153,375.86\n157,681.51\nPrivate Sector\n57,324.82\n24,802.03\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n30,379.07\nClaims on Other Depository Corporations\n289,128.01\n259,206.18\n223,418.95\n224,948.10\n203,523.49\n199,637.85\n145,431.17\n164,922.74\n140,331.70\n112,720.51\nOther Liabilities to ODCs\n225,625.05\n263,048.23\n273,601.27\n276,345.66\n277,697.37\n277,611.11\n278,881.87\n280,278.62\n268,568.70\n269,925.53\nOther Items(Net)\n389,927.42\n394,984.64\n403,732.68\n426,208.76\n425,322.07\n376,609.09\n285,485.42\n370,466.32\n245,317.99\n209,608.36\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n688,815.140\n795,190.112\n1,009,656.202\n1,051,559.320\n1,138,557.468\n1,198,220.393\n1,105,507.110\n1,319,638.956\n1,472,735.173\n1,499,773.004\nBond Notes and Coins in Circulation\n8,573.895\n9,138.275\n9,719.251\n9,831.185\n10,353.400\n11,050.358\n11,102.753\n23,414.148\n86,733.884\n102,691.796\nLiabilities to ODCs\n678,906.546\n784,713.349\n996,320.429\n1,032,687.846\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n678,906.546\n784,713.349\n996,320.429\n1,032,687.846\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\nPrivate Deposits\n1,334.699\n1,338.488\n3,616.522\n9,040.289\n4,279.622\n4,091.489\n717.178\n3,570.712\n990.069\n1,579.135\nSource: Reserve Bank of Zimbawe\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n15 \n \n \n \nJan-16\nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nNet Foreign Assets\n-22,132.10\n12,526.97\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\nClaims on Non Residents\n334,608.19\n352,856.02\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\nOf Which: Foreign Currency\n193,276.25\n178,995.76\n124,614.66\n111,032.19\n148,463.11\n96,321.10\n88,598.31\n76,252.73\n107,687.14\n110,979.79\nDeposits\n141,089.24\n173,601.40\n153,552.10\n172,433.28\n161,037.37\n198,569.69\n189,337.46\n167,926.29\n189,886.91\n159,688.03\nOther\n242.70\n258.86\n252.73\n252.83\n253.93\n255.46\n249.59\n242.19\n262.74\n267.49\nLess Liabilities to Non Residents\n356,740.29\n340,329.05\n307,876.96\n296,852.16\n290,839.97\n277,006.36\n297,185.96\n289,804.69\n279,735.63\n271,732.80\nOf Which: Deposits\n164,098.66\n150,887.08\n152,069.73\n150,944.72\n146,501.12\n142,949.55\n146,422.62\n136,426.63\n142,073.73\n137,945.79\nLoans\n192,641.63\n189,441.97\n155,807.23\n145,907.44\n144,338.85\n134,056.82\n150,763.34\n153,378.06\n137,661.90\n133,787.01\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n4,741,030.24\n \n4,878,305.20\n \n5,132,752.46\n \n5,060,208.14\n \n5,148,766.23\n \n5,245,432.00\n \n5,321,500.90\n \n5,442,974.41\n \n5,549,018.98\n \n5,580,169.12\n \nDomestic Claims\n4,938,889.13\n \n4,968,416.04\n \n5,052,675.36\n \n4,986,309.07\n \n4,950,022.79\n \n5,022,442.51\n \n5,110,022.06\n \n5,157,302.61\n \n5,249,484.24\n \n5,193,549.03\n \nNet Claims on Central Government\n1,149,204.34\n \n1,230,643.24\n \n1,415,342.33\n \n1,425,743.21\n \n1,396,177.93\n \n1,446,944.29\n \n1,503,220.41\n \n1,472,146.07\n \n1,528,867.51\n \n1,617,356.78\n \nClaims on Central Government\n1,175,561.7580\n \n1,247,585.3619\n \n1,440,948.5355\n \n1,476,643.9874\n \n1,443,114.9290\n \n1,490,684.3763\n \n1,546,271.8214\n \n1,518,299.1187\n \n1,571,032.9250\n \n1,670,420.5050\n \nSecurities\n1,147,046.9897\n \n1,225,003.3297\n \n1,412,869.1273\n \n1,450,083.5207\n \n1,420,220.1988\n \n1,463,404.5297\n \n1,517,535.6764\n \n1,500,671.4257\n \n1,553,239.1020\n \n1,654,534.6290\n \nLoans\n28,514.7683\n \n22,582.0322\n \n28,079.4082\n \n26,560.4666\n \n22,894.7303\n \n27,279.8466\n \n28,736.1450\n \n17,627.6930\n \n17,793.8230\n \n15,885.8760\n \nOther \n0.00\n \n-\n \n-\n \n-\n \n-\n \n(0.00)\n \n-\n \n(0.00)\n \n0.00\n \n(0.00)\n \nLess Liabilities to Central Government\n-26357.416\n-16942.12145\n-25606.20565\n-50900.77747\n-46937.00088\n-43740.09128\n-43051.41178\n-46153.05023\n-42165.41088\n-53063.72438\nClaims on Other Sectors\n3,789,684.78\n \n3,737,772.80\n \n3,637,333.03\n \n3,560,565.86\n \n3,553,844.86\n \n3,575,498.22\n \n3,606,801.65\n \n3,685,156.54\n \n3,720,616.72\n \n3,576,192.25\n \nOther Financial Corporations\n105,432.43\n \n106,004.42\n \n110,807.60\n \n120,221.91\n \n116,453.99\n \n117,440.18\n \n106,745.29\n \n109,892.67\n \n102,641.44\n \n100,223.50\n \nState and Local Government\n44,413.96\n \n42,766.93\n \n40,448.43\n \n48,803.79\n \n47,676.40\n \n43,554.41\n \n41,728.47\n \n37,784.82\n \n34,237.41\n \n35,909.11\n \nPublic Non Financial Corporations\n68,576.96\n \n109,014.22\n \n98,902.80\n \n100,732.47\n \n100,520.49\n \n93,825.28\n \n103,499.64\n \n101,612.03\n \n86,631.35\n \n84,675.48\n \nPrivate Sector\n3,571,261.43\n \n3,479,987.23\n \n3,387,174.20\n \n3,290,807.69\n \n3,289,193.98\n \n3,320,678.35\n \n3,354,828.25\n \n3,435,867.03\n \n3,497,106.53\n \n3,355,384.15\n \nClaims on the Central Bank\n735,799.887\n \n810,741.643\n \n1,017,467.818\n \n1,055,340.530\n \n1,178,684.455\n \n1,209,909.110\n \n1,156,606.119\n \n1,323,120.314\n \n1,435,556.219\n \n1,475,197.651\n \nBond Notes and Coins\n1,218.436\n \n1,526.163\n \n1,614.904\n \n1,620.368\n \n1,580.191\n \n1,627.106\n \n1,420.818\n \n4,565.027\n \n16,563.071\n \n20,206.055\n \nReserves\n734,581.451\n \n809,215.480\n \n1,015,852.915\n \n1,053,720.162\n \n1,177,104.264\n \n1,208,282.003\n \n1,155,185.301\n \n1,318,555.287\n \n1,418,993.147\n \n1,454,991.597\n \nLiabilities to the Central Bank\n8.791\n1.832\n0.691\n2.585\n0.242\n0.723\n0.106\n0.219\n1750.127\n0.244\nOther Items(Net)\n933,649.98\n \n900,850.66\n \n937,390.03\n \n981,438.87\n \n979,940.77\n \n986,918.90\n \n945,127.17\n \n1,037,448.30\n \n1,134,271.35\n \n1,088,577.32\n \nShares and Other Equity\n1,110,598.52\n \n1,103,911.46\n \n1,160,998.70\n \n1,174,877.57\n \n1,188,635.39\n \n1,194,352.25\n \n1,211,644.10\n \n1,228,902.77\n \n1,271,826.05\n \n1,272,987.21\n \nLiabilities to other financial corporations\n86,000.67\n \n37,325.07\n \n47,396.74\n \n46,151.88\n \n41,248.99\n \n36,195.23\n \n28,299.00\n \n28,777.63\n \n48,770.44\n \n41,105.95\n \nOther Items(Net)\n(262,949.20)\n \n(240,385.87)\n \n(271,005.41)\n \n(239,590.58)\n \n(249,943.61)\n \n(243,628.59)\n \n(294,815.93)\n \n(220,232.10)\n \n(186,325.14)\n \n(225,515.85)\n \nDeposits and Securities Included in Broad Money\n4,718,898.14\n \n4,890,832.17\n \n5,103,294.98\n \n5,047,074.28\n \n5,167,680.67\n \n5,263,571.88\n \n5,302,500.30\n \n5,397,590.93\n \n5,567,120.14\n \n5,579,371.63\n \nDeposits Included in Broad Money\n4,673,965.52\n \n4,835,248.40\n \n5,022,342.85\n \n4,975,283.25\n \n5,086,840.39\n \n5,189,453.59\n \n5,229,143.63\n \n5,353,728.76\n \n5,504,225.78\n \n5,528,809.61\n \nTransferable Deposits\n3,137,455.10\n \n3,242,880.58\n \n3,453,134.13\n \n3,457,573.92\n \n3,533,492.69\n \n3,654,543.14\n \n3,720,200.45\n \n3,886,146.76\n \n4,032,568.59\n \n3,983,863.96\n \nOther Deposits\n1,536,510.42\n \n1,592,367.82\n \n1,569,208.72\n \n1,517,709.33\n \n1,553,347.70\n \n1,534,910.45\n \n1,508,943.19\n \n1,467,582.00\n \n1,471,657.19\n \n1,544,945.66\n \nMoney Market Instruments\n44,932.62\n \n55,583.77\n \n80,952.14\n \n71,791.03\n \n80,840.29\n \n74,118.29\n \n73,356.67\n \n43,862.17\n \n62,894.35\n \n50,562.02\n \nSource: Reserve Bank of Zimbawe\nTABLE 3: OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n16 \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nLocal \nPublic \nOther Institutional Units\n3\nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nAssets\n2016\nJan\n1.2\n193.3\n734.6\n294.5\n116.1\n25.0\n1147.0\n28.8\n5.2\n19.1\n28.5\n15.6\n63.6\n3547.4\n110.2\n582.8\n412.8\n545.1\n7870.8\nFeb\n1.4\n160.4\n763.5\n287.1\n102.8\n25.0\n1228.9\n29.2\n5.2\n19.0\n25.0\n15.8\n61.1\n3472.0\n100.5\n477.1\n427.3\n547.6\n7748.9\nMar\n1.5\n179.0\n809.2\n286.4\n148.6\n25.0\n1225.0\n28.5\n5.1\n16.4\n22.6\n14.2\n103.9\n3510.6\n59.3\n471.0\n428.0\n552.9\n7887.2\nApr\n1.6\n146.0\n818.7\n323.0\n111.8\n25.0\n1322.7\n27.6\n5.1\n15.8\n25.1\n15.0\n102.4\n3453.7\n66.7\n413.7\n445.5\n552.2\n7871.5\nMay\n1.5\n100.1\n973.1\n281.6\n91.0\n25.0\n1354.1\n26.8\n5.0\n16.6\n12.3\n14.7\n101.1\n3433.4\n61.0\n397.0\n440.2\n564.1\n7898.5\nJun\n1.6\n124.6\n1015.9\n288.0\n128.5\n25.0\n1412.9\n25.9\n0.0\n16.4\n28.1\n14.6\n98.9\n3414.9\n66.9\n407.7\n431.5\n578.8\n8080.1\nJul\n1.6\n111.0\n1053.7\n242.6\n147.4\n25.0\n1450.1\n33.4\n0.0\n16.2\n26.6\n15.4\n100.7\n3320.9\n74.2\n393.1\n416.7\n592.4\n8021.1\nAug\n1.6\n148.5\n1177.1\n235.0\n136.0\n25.0\n1420.2\n32.3\n0.0\n11.3\n22.9\n15.4\n100.5\n3326.8\n67.8\n390.2\n445.0\n598.3\n8153.9\nSep\n1.6\n96.3\n1208.3\n310.8\n173.6\n25.0\n1463.4\n29.0\n5.4\n3.2\n27.3\n14.5\n88.4\n3349.0\n86.1\n382.3\n448.6\n606.6\n8319.5\nOct\n1.4\n88.6\n1155.2\n322.1\n162.3\n27.0\n1517.5\n26.3\n15.4\n3.9\n28.7\n15.5\n88.1\n3389.7\n68.2\n397.2\n427.7\n609.0\n8343.8\nNov\n4.6\n76.3\n1318.6\n318.5\n140.9\n27.0\n1500.7\n22.3\n15.5\n4.6\n17.6\n15.4\n86.1\n3469.5\n71.9\n350.5\n419.0\n618.2\n8477.2\nDec\n16.6\n107.7\n1419.0\n378.2\n162.9\n27.0\n1553.2\n21.0\n15.3\n4.9\n17.8\n13.2\n71.3\n3265.0\n330.1\n376.7\n408.8\n626.0\n8814.8\n2017\nJan\n20.2\n111.0\n1455.0\n239.8\n132.7\n27.0\n1654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3394.7\n57.5\n395.7\n383.4\n630.4\n8642.1\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 4.1: - OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTotal\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n2,487.3\n650.3\n1,536.5\n4,674.2\n388.1\n26.4\n5,088.7\n44.9\n356.5\n0.0\n125.0\n86.0\n1,189.0\n582.8\n397.8\n7,870.76\n \n Feb\n2,466.2\n669.7\n1,552.9\n4,688.8\n375.0\n20.4\n5,084.1\n50.3\n341.1\n0.0\n171.7\n36.4\n1,196.7\n477.1\n391.3\n7,748.89\n \n Mar\n2,566.3\n676.8\n1,592.4\n4,835.5\n371.0\n16.9\n5,223.5\n55.6\n340.1\n0.0\n181.1\n37.3\n1,185.3\n471.0\n393.5\n7,887.24\n \n Apr\n2,629.9\n695.1\n1,568.6\n4,893.7\n332.4\n18.5\n5,244.6\n80.1\n322.6\n0.0\n194.0\n36.9\n1,188.4\n413.7\n391.2\n7,871.55\n \n May\n2,698.3\n690.6\n1,559.5\n4,948.4\n309.8\n19.5\n5,277.7\n71.6\n336.1\n0.0\n143.5\n36.8\n1,238.7\n397.0\n397.2\n7,898.54\n \n June\n2,792.4\n660.9\n1,569.2\n5,022.5\n401.4\n25.6\n5,449.5\n81.0\n307.7\n0.0\n159.4\n47.4\n1,243.5\n407.7\n384.0\n8,080.12\n \n July\n2,734.8\n722.9\n1,517.7\n4,975.5\n435.1\n50.9\n5,461.5\n71.8\n296.6\n0.0\n129.6\n46.2\n1,256.6\n393.1\n365.6\n8,021.06\n \n Aug\n2,894.5\n639.2\n1,553.3\n5,087.1\n412.3\n46.9\n5,546.3\n80.8\n290.6\n0.0\n127.6\n41.2\n1,271.0\n390.2\n406.1\n8,153.92\n \n Sep\n2,974.8\n679.9\n1,534.9\n5,189.6\n479.7\n43.7\n5,713.0\n74.1\n276.8\n0.0\n151.7\n36.2\n1,276.8\n382.3\n408.4\n8,319.46\n \n Oct\n3,115.2\n605.1\n1,508.9\n5,229.3\n433.8\n43.1\n5,706.1\n73.4\n297.0\n0.0\n162.4\n28.3\n1,293.5\n397.2\n385.9\n8,343.79\n \n Nov\n3,245.5\n640.8\n1,467.6\n5,353.9\n471.9\n46.2\n5,872.0\n43.9\n289.7\n0.0\n142.2\n28.8\n1,313.4\n350.5\n436.9\n8,477.19\n \n Dec\n3,329.8\n702.9\n1,471.7\n5,504.4\n510.9\n42.2\n6,057.4\n62.9\n279.6\n1.8\n191.5\n48.8\n1,384.1\n376.7\n412.1\n8,814.81\n \n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$millions\n \n \n \n18 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n1.05\n \n171.98\n667.53\n119.20\n105.6\n25.0\n1,039.4\n0.0\n5.2\n19.1\n28.5\n15.6\n62.6\n2,703.9\n61.5\n582.8\n278.8\n396.6\n6,284.4\nFeb\n1.21\n \n140.75\n702.19\n96.28\n93.1\n25.0\n1,128.1\n0.0\n5.2\n19.0\n25.0\n15.8\n60.1\n2,615.0\n62.1\n477.1\n292.8\n399.3\n6,158.2\nMar\n1.31\n \n161.90\n734.53\n96.34\n131.7\n25.0\n1,143.3\n0.0\n5.1\n16.4\n22.6\n14.2\n102.9\n2,618.9\n62.6\n471.0\n298.0\n405.1\n6,311.1\nApr\n1.35\n \n135.51\n778.19\n135.47\n108.3\n25.0\n1,200.9\n0.0\n5.1\n15.8\n25.1\n15.0\n101.5\n2,573.6\n69.6\n413.7\n309.7\n404.7\n6,318.6\nMay\n1.38\n \n89.57\n891.44\n130.52\n85.3\n25.0\n1,229.5\n0.0\n5.0\n16.6\n12.3\n14.7\n100.1\n2,534.2\n64.0\n397.0\n302.2\n413.8\n6,312.8\nJun\n1.42\n \n108.53\n934.42\n84.65\n123.2\n25.0\n1,279.0\n0.0\n0.0\n16.4\n28.1\n14.6\n97.9\n2,523.7\n64.1\n407.7\n299.0\n431.6\n6,439.3\nJul\n1.45\n \n101.74\n977.63\n79.50\n141.3\n25.0\n1,316.9\n0.0\n0.0\n16.2\n26.6\n15.4\n99.7\n2,414.7\n65.7\n393.1\n284.0\n440.7\n6,399.6\nAug\n1.36\n \n140.23\n1,074.47\n97.53\n131.9\n25.0\n1,297.4\n0.0\n0.0\n11.3\n22.9\n15.4\n99.5\n2,414.8\n67.3\n390.2\n313.6\n447.3\n6,550.2\nSep\n1.40\n \n91.63\n1,122.67\n143.91\n169.6\n25.0\n1,331.9\n0.0\n5.4\n3.2\n27.3\n14.5\n87.3\n2,451.9\n71.4\n382.3\n317.3\n455.9\n6,702.6\nOct\n1.27\n \n81.03\n1,090.44\n130.20\n155.1\n27.0\n1,376.2\n0.0\n15.4\n3.9\n28.7\n15.5\n87.1\n2,472.1\n66.0\n397.2\n293.2\n458.2\n6,698.6\nNov\n4.24\n \n69.45\n1,242.12\n103.17\n136.3\n27.0\n1,349.8\n0.0\n15.5\n4.6\n17.6\n15.4\n85.2\n2,511.0\n68.5\n350.5\n285.6\n466.2\n6,752.2\nDec\n14.07\n \n98.95\n1,306.91\n134.35\n156.7\n27.0\n1,416.0\n0.0\n15.3\n4.9\n17.8\n13.2\n70.4\n2,380.1\n273.8\n376.7\n274.2\n473.4\n7,053.8\n0.0\n0.0\n2017\nJan\n17.72\n \n103.75\n1,322.38\n81.89\n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: - COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTotal\nReserves\n2016\n Jan\n2,428.8\n278.8\n967.1\n3,674.8\n340.4\n24.7\n4,039.9\n33.6\n313.2\n0.0\n50.3\n85.3\n871.3\n582.8\n308.0\n6,284.4\n Feb\n2,407.9\n290.0\n984.9\n3,682.7\n337.3\n18.8\n4,038.7\n38.4\n298.9\n0.0\n91.0\n35.0\n878.1\n477.1\n301.0\n6,158.2\n Mar\n2,508.0\n288.3\n1,026.9\n3,823.1\n345.4\n15.4\n4,183.9\n43.2\n303.1\n0.0\n100.2\n36.1\n886.6\n471.0\n287.1\n6,311.1\n Apr\n2,571.6\n297.5\n1,014.8\n3,883.8\n306.8\n16.9\n4,207.6\n67.7\n285.7\n0.0\n119.4\n36.1\n893.9\n413.7\n294.4\n6,318.6\n May\n2,639.9\n280.6\n1,042.8\n3,963.4\n275.1\n17.9\n4,256.4\n57.9\n300.0\n0.0\n66.3\n36.1\n908.9\n397.0\n290.1\n6,312.8\n June\n2,734.1\n268.2\n1,019.8\n4,022.1\n331.6\n24.0\n4,377.6\n67.9\n272.3\n0.0\n77.8\n44.3\n915.7\n407.7\n276.0\n6,439.3\n July\n2,676.5\n334.1\n987.4\n3,997.9\n361.0\n33.8\n4,392.8\n58.2\n261.0\n0.0\n56.9\n45.8\n922.1\n393.1\n269.8\n6,399.6\n Aug\n2,836.2\n285.6\n1,009.5\n4,131.3\n341.3\n29.3\n4,501.9\n67.0\n257.0\n0.0\n51.1\n40.9\n932.3\n390.2\n309.8\n6,550.2\n Sep\n2,915.9\n334.9\n987.8\n4,238.6\n393.9\n25.8\n4,658.3\n62.9\n246.3\n0.0\n69.3\n35.9\n944.5\n382.3\n303.2\n6,702.6\n Oct\n3,056.4\n267.0\n940.9\n4,264.3\n344.5\n25.0\n4,633.9\n60.0\n267.7\n0.0\n74.5\n27.9\n954.5\n397.2\n283.0\n6,698.6\n Nov\n3,186.7\n254.5\n896.9\n4,338.1\n382.5\n28.0\n4,748.6\n29.3\n260.0\n0.0\n51.4\n28.2\n966.9\n350.5\n317.3\n6,752.2\n Dec\n3,271.3\n285.7\n896.0\n4,453.0\n418.3\n19.6\n4,890.9\n47.1\n250.7\n1.8\n111.6\n48.2\n1,032.7\n376.7\n294.0\n7,053.8\n2017\n Jan\n3,205.0\n317.1\n981.8\n4,503.9\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6,933.1\nSource:Reserve Bank of Zimbabwe,2017\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \n \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n0.13\n \n17.39\n52.89\n174.89\n10.0\n0.0\n76.6\n28.8\n0.0\n0.0\n332.8\n0.0\n424.2\n107.9\n119.7\n1,345.3\nFeb\n0.20\n \n18.23\n51.29\n188.70\n9.2\n0.0\n65.6\n29.2\n0.0\n0.0\n330.2\n0.0\n428.9\n110.4\n119.6\n1,351.6\nMar\n0.19\n \n15.08\n63.72\n189.76\n16.6\n0.0\n50.8\n28.5\n0.0\n0.0\n345.4\n0.0\n407.7\n105.9\n119.4\n1,343.1\nApr\n0.19\n \n9.46\n24.44\n186.02\n3.4\n0.0\n90.9\n27.6\n0.0\n0.0\n332.5\n0.0\n406.6\n111.4\n119.2\n1,311.8\nMay\n0.14\n \n7.35\n65.79\n148.67\n5.5\n0.0\n93.3\n26.8\n0.0\n0.0\n339.8\n0.0\n421.5\n114.2\n122.3\n1,345.3\nJun\n0.18\n \n12.92\n66.94\n200.92\n5.2\n0.0\n103.7\n25.9\n0.0\n0.0\n353.3\n0.0\n402.0\n107.4\n119.3\n1,397.7\nJul\n0.16\n \n8.30\n63.25\n162.33\n5.7\n0.0\n101.6\n33.4\n0.0\n0.0\n346.8\n0.0\n426.1\n107.3\n123.8\n1,378.9\nAug\n0.20\n \n7.54\n84.78\n136.50\n4.1\n0.0\n95.1\n32.3\n0.0\n0.0\n353.4\n0.0\n416.6\n105.8\n123.4\n1,359.7\nSep\n0.21\n \n4.16\n67.01\n165.80\n3.8\n0.0\n95.5\n29.0\n0.0\n0.0\n354.4\n0.0\n417.1\n105.4\n123.3\n1,365.6\nOct\n0.12\n \n7.23\n52.19\n191.21\n6.8\n0.0\n100.9\n26.3\n0.0\n0.0\n356.9\n0.0\n427.0\n108.8\n123.4\n1,400.9\nNov\n0.14\n \n6.44\n54.76\n214.60\n3.9\n0.0\n114.9\n22.3\n0.0\n0.0\n381.2\n0.0\n444.9\n108.8\n124.7\n1,476.7\nDec\n1.72\n \n8.05\n89.65\n243.77\n5.1\n0.0\n91.3\n21.0\n0.0\n0.0\n379.8\n0.0\n430.2\n110.0\n124.4\n1,505.1\n0.0\n2017\nJan\n2.35\n \n7.02\n109.63\n157.70\n4.3\n0.0\n123.7\n20.8\n0.0\n0.0\n389.1\n0.0\n406.1\n106.3\n124.4\n1,451.4\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTotal\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n297.8\n534.3\n832.14\n47.2\n0.1\n879.4\n22.6\n43.3\n0.0\n74.7\n0.0\n292.9\n32.3\n1345.27\n Feb\n305.9\n533.4\n839.34\n37.2\n0.1\n876.6\n23.2\n42.3\n0.0\n80.7\n0.9\n296.3\n31.5\n1351.56\n Mar\n314.1\n531.2\n845.28\n25.1\n0.0\n870.4\n23.6\n37.0\n0.0\n80.9\n0.8\n284.3\n46.0\n1343.06\n Apr\n317.6\n520.8\n838.41\n25.1\n0.0\n863.5\n23.7\n36.9\n0.0\n74.6\n0.5\n278.8\n33.9\n1311.79\n May\n330.8\n480.5\n811.31\n34.1\n0.0\n845.5\n25.0\n36.2\n0.0\n77.2\n0.5\n315.5\n45.5\n1345.27\n June\n313.1\n511.6\n824.71\n69.2\n0.0\n893.9\n24.4\n35.4\n0.0\n81.5\n3.1\n313.1\n46.3\n1397.68\n July\n313.4\n490.8\n804.18\n74.0\n15.5\n893.7\n24.8\n35.7\n0.0\n72.7\n0.4\n318.2\n33.4\n1378.87\n Aug\n278.7\n503.6\n782.31\n71.0\n16.1\n869.4\n25.1\n33.6\n0.0\n76.5\n0.4\n321.5\n33.3\n1359.67\n Sep\n270.8\n507.3\n778.11\n85.7\n16.4\n880.2\n22.5\n30.5\n0.0\n82.4\n0.3\n314.1\n35.5\n1365.62\n Oct\n267.3\n525.9\n793.19\n89.2\n16.4\n898.9\n24.6\n29.4\n0.0\n87.8\n0.4\n319.7\n40.1\n1400.87\n Nov\n311.8\n529.0\n840.82\n89.4\n16.5\n946.7\n25.8\n29.6\n0.0\n90.8\n0.6\n326.4\n56.8\n1476.66\n Dec\n339.5\n532.9\n872.41\n92.6\n16.6\n981.6\n27.0\n28.8\n0.0\n79.9\n0.5\n330.3\n56.9\n1505.10\n2017\n Jan\n326.2\n522.1\n848.23\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1451.40\nSource:Reserve Bank of Zimbabwe,2017\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n22 \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS CONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJun\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJul\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nAug\n498,489.6\n43,265.5\n26,005.4\n295,108.0\n11,957.4\n69,959.8\n423,824.7\n139,556.7\n458,763.3\n44,237.3\n636,726.8\n10,497.1\n2,658,391.5\nSep\n487,504.2\n42,900.7\n20,644.2\n338,165.8\n11,960.4\n154,582.0\n409,891.0\n142,259.6\n400,059.8\n40,609.7\n636,000.8\n11,273.3\n2,695,851.5\nOct\n513,303.7\n44,348.8\n23,814.1\n333,709.5\n11,968.6\n70,984.3\n418,465.3\n152,571.6\n456,867.4\n45,511.4\n637,546.1\n11,122.2\n2,720,213.0\nNov\n526,709.8\n42,580.2\n22,481.4\n338,556.1\n11,358.7\n72,491.9\n413,849.2\n152,092.3\n464,279.4\n42,762.1\n641,080.5\n10,545.5\n2,738,787.0\nDec\n436,452.3\n41,297.5\n19,541.4\n311,503.1\n11,668.9\n327,576.0\n377,945.5\n134,516.0\n415,801.6\n36,867.2\n613,022.6\n10,287.7\n2,736,479.6\n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nSource:Reserve Bank of Zimbabwe,2017\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ thousands\n \n \n \n23 \n \n \n \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n402,900.5\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJun\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nJul\n207,280.2\n99,727.9\n138,781.2\n616,359.8\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,752,262.6\nAug\n233,004.5\n97,248.8\n153,590.8\n578,487.3\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,835,125.8\nSep\n236,724.3\n101,117.1\n155,483.5\n597,290.0\n346,375.9\n1,046,195.2\n366,312.8\n57,885.0\n1,365,673.5\n73,805.9\n595,219.8\n70,669.7\n5,012,752.7\nOct\n239,373.9\n107,235.7\n160,641.2\n593,362.2\n344,681.9\n988,274.7\n363,815.8\n63,998.0\n1,384,083.2\n76,834.0\n593,827.7\n73,608.8\n4,989,737.2\nNov\n318,652.7\n107,089.5\n189,581.3\n501,506.5\n329,147.3\n992,135.7\n411,467.8\n150,691.6\n1,337,295.6\n79,405.2\n591,639.0\n71,016.3\n5,079,628.6\nDec\n258,814.9\n110,009.2\n202,260.4\n590,595.6\n348,457.0\n1,020,795.0\n382,615.8\n81,542.7\n1,466,867.2\n82,186.5\n592,932.5\n76,874.9\n5,213,951.8\n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nSource: Reserve Bank of Zimbabwe,2017\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ thousands\n \n \n24 \n \n \n \n \n \n \n \n \n \n \nEnd Period\nNominal Lending Rates 1\nIndividuals \nCorporate\n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nMar\n4.00-22.00\n11.44 \n7.16 \nApr\n4.00-22.00\n11.50 \n7.20 \nMay\n4.00-18.00\n11.43 \n7.35 \nJun\n4.00-18.00\n11.40 \n7.48 \nJul\n4.00-18.00\n10.69 \n6.79 \nAug\n4.00-18.00\n10.67 \n6.84 \nSep\n4.00-18.00\n10.66 \n6.95 \nOct\n4.00-18.00\n10.70 \n6.93 \nNov\n4.00-18.00\n10.69 \n6.99 \nDec\n4.00-18.00\n10.59 \n6.87 \n2017 \nJan\n4.00-18.00\n10.61 \n6.68 \nSource:Reserve Bank of Zimbabwe, 2017\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates\n \n \n \n25 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\nSep\n0.50-6.00\n1.00-17.00\nOct\n0.50-6.00\n1.00-17.00\nNov\n0.50-6.00\n1.00-17.00\nDec\n0.50-6.00\n1.00-17.00\n2017 \nJan\n0.50-6.00\n1.00-17.00\n Source:Reserve Bank of Zimbabwe, 2017\n* The range of rates qouted by banks during the period.\nTABLE 8.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n 26 \n \n \n \n \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSep\n0.10\n-0.03\n-1.11\n-0.27\n-0.03\n-0.08\n-0.09\n-0.26\n0.00\n0.01\n0.10\n-0.34\n-0.06\n-0.26\nOct\n-0.05\n-0.24\n-0.13\n0.06\n-0.03\n-0.06\n0.00\n-0.01\n0.00\n-0.06\n0.17\n-0.05\n0.40\n0.09\nNov\n0.06\n-0.09\n0.00\n0.10\n-0.07\n0.33\n0.00\n0.18\n-2.46\n-0.01\n0.14\n-0.22\n0.54\n0.02\nDec\n-0.06\n0.09\n-0.59\n0.46\n0.09\n-0.27\n0.00\n0.29\n0.00\n0.16\n0.34\n-0.09\n0.38\n0.06\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nSource:Zimstat, 2017\nNON-FOOD INFLATION\nTABLE 9.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \n \n27 \n \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSep\n-1.36\n-1.79\n-1.50\n-2.48\n-0.14\n-2.17\n-2.10\n-0.78\n9.09\n-0.84\n-1.82\n-0.58\n-2.94\n-1.33\nOct\n-0.97\n-1.73\n-1.54\n-2.10\n-0.76\n-1.77\n-2.13\n-0.65\n9.09\n-0.72\n-1.77\n-0.45\n-2.03\n-0.95\nNov\n-0.77\n-1.63\n-1.53\n-1.77\n-0.83\n-1.37\n-1.91\n-0.45\n3.48\n-0.70\n-1.62\n-0.89\n-1.54\n-1.09\nDec\n-0.42\n-1.39\n-2.29\n-1.25\n-0.67\n-1.39\n-1.87\n-0.24\n3.49\n-0.47\n-0.99\n-0.92\n-0.95\n-0.93\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nSource: Zimstat, 2017\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 9.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \n(DECEMBER 2012 = 100)\n \n \n \n28 \n \n(US$ millions)\nEnd Period\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\nLong-Term External Debt\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\n8,656\nGovernment\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\n5,365\nBilateral Creditors\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\n3,479\nMultilateral Creditors\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\nBilateral Creditors\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\n779\nMultilateral Creditors\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\n591\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nMultilateral Creditors - IMF\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nPrivate\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\nShort-Term External Debt\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\n2,304\nSupplier's Credits\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\n573\nPrivate\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\n1,731\nTotal External Debt\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\n10,960\nSource: Ministry of Finance & Economic Development, 2017; & Reserve Bank of Zimbabwe, 2017\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n29 \n \n \n \n \n \n \n \n \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nAPR\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMAY\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJUN\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJUL\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAUG\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSEP\n13.9200\n10.5800\n101.6000\n1.1200\n1.3200\nOCT\n13.9400\n10.6500\n103.7600\n1.0989\n1.2346\nNOV\n13.9402\n10.6875\n107.9934\n1.0811\n1.2430\nDEC\n13.8416\n10.7247\n115.7895\n1.0556\n1.2509\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nSource: Reserve Bank of Zimbabwe, 2017\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n2. US dollars per unit of foreign currency.\n \n \n \n30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nUS$ millions\n2016\nJan\n103.0\n19.5\n10.4\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15.6\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16.4\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13.9\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18.1\n88,525,472\n2,780.9\nJul\n98.8\n25.7\n11.8\n57,222,624\n2,772.0\nAug\n99.5\n26.3\n7.1\n41,264,438\n2,734.3\nSep\n98.9\n26.6\n13.0\n68,329,516\n2,725.1\nOct\n120.8\n33.8\n22.6\n177,384,684\n3,328.3\nNov\n137.1\n57.4\n23.5\n233,749,377\n3,804.6\nDec\n144.5\n58.5\n26.0\n292,538,969\n4,008.0\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nSource:Zimbabwe Stock Exchange (ZSE),2017\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\n \n \n \n31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSep\n 4,382.9 \n10.5\n237.3\n167.7\n533.9\n215.9\nOct\n 4,127.6 \n8.0\n322.8\n112.5\n524.5\n216.0\nNov\n 4,624.7 \n6.9\n363.4\n84.5\n537.2\n229.9\nDec\n 4,882.6 \n5.6\n479.9\n71.9\n626.1\n265.1\n2017\nJan\n 4,052.8 \n7.5\n368.7\n70.4\n495.6\n318.9\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 14.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n32 \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJun\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJul\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nAug\n253.9\n27.8\n4038.1\n1156.4\n 26,009.6 \n109.5\nSep\n288.5\n32.5\n4421.9\n1188.5\n 27,300.0 \n100.0\nOct\n296.0\n29.2\n6247.4\n1106.4\n 29,801.7 \n117.9\nNov\n353.0\n30.6\n8691.2\n1086,9\n 28,542.1 \n128.8\nDec\n405.4\n24.4\n13042.1\n1348.0\n 33,211.8 \n155.9\nAnnual Total\n 2,901.5 \n347.7\n 52,407.5 11,245.7 298,586.2 \n1112.1\n2017\nJan\n 350.0 \n26.7\n12756.3\n1173.6\n27550.1\n191.0\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 14.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n33 \n \n \n \nMonth\nExports\nImports\nTotal Trade\nTrade Balance\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2540.40\n4722.05\n7262.45\n(2181.65)\n2017\nJan\n258.67\n384.62\n643.29\n(125.96)\nSource: Zimstat, 2017\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/January2017.pdf"}
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+{"doc_id": "cf7f988e661c5f0a43512f029f4cd30c", "text": "MPC statement 18 January 2018 \nPage 1 \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n18 January 2018 \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nIn recent weeks, some of the risks to the inflation outlook have dissipated somewhat. \nThe rand appreciated following the African National Congress (ANC) elective \nconference. Also, Eskom was granted a lower-than-expected tariff increase. While \nS&P Global Ratings downgraded South Africa’s long-term local currency sovereign \ncredit rating to sub-investment grade, Moody’s Investors Service (Moody’s) placed \nthe country ratings on review for a downgrade. A further downgrade therefore \nremains a risk, and will depend on government’s response to the deteriorating fiscal \nposition and commitment to credible growth-enhancing policies. \nAgainst this more positive backdrop, the inflation forecast has improved despite \ncontinued increases in international oil prices. Near-term inflation is expected to \nremain close to the midpoint of the target range. At the same time, domestic growth \noutcomes have surprised on the upside, in large part due to the recovery in the \nMPC statement 18 January 2018 \nPage 2 \n \nagricultural sector. While there have been moderate upward revisions to the growth \nforecast, the outlook remains challenging. \nThe year-on-year inflation rate, as measured by the consumer price index (CPI) for \nall urban areas, measured 4.6% in November, down from 4.8% previously. Lower \nfood and fuel price inflation contributed to this decline. Goods price inflation \nmoderated to 3.7% from 4.1% previously, while services price inflation was \nunchanged at 5.5%. The South African Reserve Bank’s (SARB) measure of core \ninflation – which excludes food, fuel, and electricity – amounted to 4.4% in October \ncompared with 4.5% previously. \nYear-on-year producer price inflation for final manufactured goods measured 5.1% in \nNovember, up from 5.0% in October. Food products price inflation moderated further \nto 0.9% due to strong base effects from lower agricultural prices. Meat price inflation, \nhowever, remains elevated, as the adverse effects of the recent drought continue to \nbe felt. \nThe inflation forecast generated by the SARB’s Quarterly Projection Model (QPM) \nshows some improvement since November. The average forecast for 2017 is \nunchanged at 5.3% but has been revised downwards for 2018 and 2019 to 4.9% and \n5.4% respectively from 5.2% and 5.5% previously. Inflation is expected to average \n5.5% in the final quarter of 2019. The lower turning point of the forecast is still \nexpected in the first quarter of 2018 but has been revised down from 4.7% to 4.4%. \nThe main drivers of the more favourable forecast were the stronger exchange rate \nand lower electricity price assumption, following the 5.23% electricity tariff increase \ngranted to Eskom by the National Energy Regulator of South Africa (Nersa). This \nadjustment takes effect from July, when a 6.0% increase is assumed in the CPI \nMPC statement 18 January 2018 \nPage 3 \n \ncompared with 8.0% previously. The assumption from mid-2019 remains unchanged \nat 8.0%. These effects are countered to some extent by upward adjustments to the \ninternational oil price assumptions, as well as by the impact of the sugar tax on food \nprices. This tax is expected to increase food price inflation and headline inflation by \n0.6 and 0.1 percentage points respectively in the year following its expected \nimplementation in April. Food price inflation is now expected to average 5.2% and \n6.0% in 2018 and 2019 respectively, up from 4.5% and 5.9% previously. \nThe core inflation forecast remains unchanged at 4.8% for 2017 but has been \nadjusted down to 4.6% and 5.1% in 2018 and 2019 from 5.1% and \n5.3% respectively. Whereas previously a lower turning point of 4.6% was expected in \nthe final two quarters of 2017, a low of 4.4% is now expected in the first quarter of \n2018. \nThe improved forecast for core inflation is driven mainly by the stronger exchange \nrate, which is expected to impact favourably on core goods inflation. Higher wage \npressures, by contrast, are expected to keep core services inflation more or less \nunchanged. The closing output gap also reduces the degree of downside pressure \non inflation. \nAverage inflation expectations for 2018, as reflected in the survey conducted by the \nBureau for Economic Research (BER) in the fourth quarter of 2017, declined \nmarginally from 5.8% to 5.7% but remain close to the upper end of the target range. \nAverage expectations for 2019 were unchanged at 5.9%, as were the average five-\nyear inflation expectations at 5.6%. These moderate moves mask larger adjustments \ncompared with the third-quarter survey, with business people revising their \nMPC statement 18 January 2018 \nPage 4 \n \nexpectations higher over the two years, offsetting the downward adjustment by trade \nunion officials. \nThe expectations of market analysts, which are reflected in the Reuters econometer \nsurvey conducted in January, also show a slight improvement since November. The \nmedian forecasts for 2018 and 2019 have declined by 0.1 percentage points to \n5.1% and 5.4% respectively while the forecast for 2020 is 5.5%. Inflation \nexpectations implicit in the inflation-linked bond yields have declined, with the five-\nyear break-even inflation rates declining to 5.4%. \nThe global growth outlook remains positive and relatively synchronised, although \nuneven across regions. However, some moderation in growth is generally expected \nin 2019. Growth in the United States (US) is expected to be given a boost by the \nproposed tax reforms, but the extent of this is still unclear. The euro area recovery \nalso appears to be sustained, with a persistent decline in the unemployment rate \namid a broad-based firming of fixed capital formation. The recent positive momentum \nin Japanese growth is also expected to continue. \nThese favourable conditions are expected to have a positive spillover effect on \nemerging markets in general, with upward growth revisions in most regions, although \nless so for Latin America and Africa. Commodity exporters are also expected to \nbenefit from the recovery in commodity prices. Consensus forecasts suggest that \ngrowth in China will be sustained at current levels despite continued financial stability \nrisks. \nGlobal inflation trends, by contrast, remain subdued, although there are indications \nof emerging upside pressures, driven in part by higher energy prices. Core inflation \npressures are also becoming evident in the US in particular, and are expected to \nMPC statement 18 January 2018 \nPage 5 \n \nintensify gradually should strong growth and labour market tightness persist. \nMonetary policies in the advanced economies, particularly in the US and the United \nKingdom (UK), are expected to maintain a moderate tightening bias, while the pace \nof withdrawal of monetary accommodation in the euro area and Japan is expected to \nbe slow. These trends should help sustain capital flows to emerging markets. \nThe rand exchange rate responded strongly to the outcome of the ANC elective \nconference, and since then has traded in a range of between R12.25 and \nR12.50 against the US dollar. This is in sharp contrast to the low of R14.47 a month \nearlier. Since the previous meeting of the Monetary Policy Committee (MPC), the \nrand has appreciated by 13.1% against the US dollar, by 9.6% against the euro, and \nby 10.6% on a trade-weighted basis. \nIn the near term, the rand is expected to remain sensitive to sentiment generated by \npolitical developments. The favourable outlook for capital flows to emerging markets \nas well as the positive trade account balances are expected to be supportive of the \nrand. The latter is a reflection of the favourable terms of trade and import \ncompression from lower growth. However, the lingering prospect of a credit ratings \ndowngrade to sub-investment grade by Moody’s continues to weigh on the longer-\nterm outlook for the rand. Such an event would trigger the exclusion of South African \ngovernment bonds from the World Government Bond Index, and is likely to \nprecipitate significant capital outflows. The extent of the impact on the exchange rate \nremains uncertain. \nDomestic growth prospects appear to be showing some signs of improvement, \nalthough off a low base. This follows encouraging growth rates in the second and \nthird quarters of this year, driven to a significant degree by the exceptionally strong \nMPC statement 18 January 2018 \nPage 6 \n \nrecovery in the agricultural sector. The SARB has revised its forecast for gross \ndomestic product (GDP) growth up from 0.7% to 0.9% for 2017, while forecasts for \n2018 and 2019 have been adjusted to 1.4% and 1.6% respectively, up from \n1.2% and 1.5% previously. This more favourable outlook is consistent with the \nfurther increase in the SARB’s composite leading business cycle indicator of \neconomic activity in October. The outlook is also likely to be impacted positively \nshould the recent political developments lead to a sustained boost in business and \nconsumer confidence. \nHigh-frequency data suggest that fourth-quarter growth is likely to be slower than in \nthe previous quarter, but still positive. On a month-to-month basis, mining output \nincreased in October but declined in November, while manufacturing output \nincreased in both these months. However, the decline in the Absa Purchasing \nManagers’ Index (PMI) to 44.9 index points in December is indicative of the \ncontinued challenges faced by the sector. More positively, the sub-index measuring \nexpected business conditions in six months’ time improved markedly. \nDespite the continued weakness in the Rand Merchant Bank (RMB) / BER business \nconfidence index, growth in real gross fixed capital formation improved in the third \nquarter, following a contraction in the previous quarter. All three sectors recorded \ngrowth rates in excess of 4%. The recovery was most pronounced in the private \nsector. The durability of this improvement will be highly dependent on the extent to \nwhich the recent political developments impact on confidence and lead to greater \npolicy certainty and credibility. This process could take some time. At this stage, the \nforecast is for minimal growth in gross fixed capital formation this year, with a slight \nimprovement in 2019. \nMPC statement 18 January 2018 \nPage 7 \n \nA prolonged recovery in fixed capital formation is needed to make inroads into the \nofficial unemployment rate of 27.7%. The Quarterly Employment Statistics survey of \nStatistics South Africa shows that, during the third quarter of 2017, formal non-\nagricultural employment in both the public and the private sectors declined further. \nAdjusted for election-related employment by the Electoral Commission of South \nAfrica (IEC), private-sector employment creation more or less offset public-sector \nlosses in the four quarters to the third quarter of 2017. \nGrowth in real final consumption expenditure by households decelerated to an \nannualised rate of 2.6% in the third quarter but was characterised by a sharp \nincrease of 19.9% in expenditure on durable goods, mainly motor vehicles. Some \nmoderation in consumption expenditure growth is expected in the fourth quarter \nfollowing weaker motor vehicle sales. However, the strong ‘Black Friday’ effect \nevident in the November retail trade sales may moderate the extent of this \nslowdown. \nDespite being relatively constrained, the outlook for household consumption \nexpenditure has improved, with annual average real growth rates of around \n1.3% expected over the forecast period. This category is expected to be the main \ndriver of GDP growth in the short to medium term. Although consumers are likely to \nbe adversely affected by possible further tax increases, expenditure is expected to \nbe underpinned by lower inflation and positive real wage increases. \nGrowth in bank credit extension to households remains weak but has trended slightly \nhigher in recent months. Much of this increase reflects growth in instalment sale \nfinancing, consistent with improved motor vehicle sales. Growth in credit extension to \nMPC statement 18 January 2018 \nPage 8 \n \nthe corporate sector, while more robust, has been on a downward trend for some \ntime. \nWage pressures are expected to continue contributing to inflation persistence. \nGrowth over four quarters in nominal remuneration per worker in the formal non-\nagricultural sector increased from 6.3% in the second quarter of 2017 to 6.8% in the \nthird quarter. However, adjusting for labour productivity, growth in nominal unit \nlabour costs declined from 6.1% to 5.5%. Average nominal remuneration increases \nare expected to remain above 6% over the forecast period. \nInternational oil prices have continued their upward trend to current levels of around \nUS$70 per barrel for Brent crude oil. These increases are due to supply restrictions \nby some producers, as well as increased global demand. At this stage, it is unclear if \nthese prices will settle at these elevated levels or if the trend will be reversed by \nincreased US shale output in response to higher prices. The oil price assumptions in \nthe QPM have been adjusted upwards to average US$62 per barrel in 2018 and \n2019. Domestic petrol prices increased by 71 cents per litre in December but were \nreduced by 34 cents per litre (for 95 octane) in January as a result of the stronger \nexchange rate. The current over-recovery on the petrol price points to a further price \nreduction in February, should current trends persist. \nThe MPC has taken note of the improved inflation outlook over the near term in \nparticular. Inflation is expected to reach a low point below the midpoint of the target \nrange, but is then expected to resume an upward trajectory and measure 5.5% in the \nfinal quarter of next year. This remains above the midpoint of the target range. The \nrisks to the forecast are still assessed to be on the upside, though the degree of the \nupside risk has subsided. \nMPC statement 18 January 2018 \nPage 9 \n \nTwo main risks featured prominently in the MPC discussions. First is the prospect of \na sovereign credit ratings downgrade, which would result in three major agencies \nrating South Africa’s local-currency debt as sub-investment grade. The impact on the \nrand and on long-bond yields could be significant, but the extent to which a universal \ndowngrade is already priced in remains unclear. Furthermore, the assumption in the \nforecast for the starting point of the rand (at R12.90 against the US dollar) is weaker \nthan current levels. \nThe response of government to the intensifying fiscal challenges in the upcoming \nbudget will be key to avoiding this event risk. In addition, the pressures are now even \nmore intense, with several state-owned enterprises facing financial risks. The \nchallenge for government will be to find ways to finance the deficit in a growth-\npositive manner, and at the same time convey a credible commitment to structural \nreforms that can raise the potential growth of the economy. This would also support \nbusiness and consumer confidence. \nThe second risk relates to international oil price developments. Although the \nassumptions have been raised over the forecast period, the MPC still assesses the \nrisks to be moderately on the upside, and further upward adjustment may be \nrequired in the future. \nDemand pressures are benign, with core inflation pressures relatively contained. \nWhile household consumption expenditure is expected to be supported by positive \nwage growth, it remains constrained. The economic growth outlook is also more \npositive, but fragile. At this stage, the MPC assesses the risks to the growth forecast \nto be more or less balanced. \nMPC statement 18 January 2018 \nPage 10 \n \nThe endogenous interest rate path generated by the QPM has changed slightly since \nthe previous meeting. Whereas three increases of 25 basis points by the end of 2019 \nwere indicated previously, the third increase is now a marginal call. Furthermore, the \ntiming of the first increase has been pushed out to later in the period. The implied \npath remains a broad policy guide and could change in either direction by the next \nmeeting in response to new developments and changing risks. \nIn light of the recent developments and the balance of risks, the MPC has decided \nthat it would be appropriate to maintain the current monetary policy stance at this \nstage. Accordingly, the repurchase rate remains unchanged at 6.75% per annum. \nFive members preferred an unchanged stance, while one member preferred a \n25 basis point reduction. \n \nLesetja Kganyago \nGOVERNOR \n \nThe next statement of the MPC will be released on 28 March 2018. \n \nContact person: \nZamaNdlovu Ndlovu \n012 399 7118 \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Statement-January-2018.pdf"}
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+{"doc_id": "d13862b9dda64a7e801c12e46d49d143", "text": "i \n \n \n \nJanuary 2025 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 7 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCash Transactions ..................................................................................................................... 9 \nCard Based Transactions ......................................................................................................... 9 \nINFLATION OUTTURN ............................................................................................................. 9 \nMonthly Inflation ...................................................................................................................... 9 \nUS$ Annual Inflation Developments ....................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n OVERVIEW \nThe ZIG month-on-month inflation rate surged \nto 10.5% in January 2025 from 3.7% recorded \nin December 2024. The increase in monthly \ninflation was attributed to rental reviews, \nsecond-round \neffects \nof \nfestive \nseason \nspending, and enduring inflation expectations. \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG87,120.75 million in January 2025, a \ndecline of 0.38%, from ZiG87,448.96 million \nrecorded in December 2024. \n \nThe Zimbabwe Stock Exchange (ZSE) and the \nVictoria Falls Stock Exchange (VFEX) \nexhibited bearish trends in January 2025. As a \nresult, the ZSE All Share Index slumped by \n10.12% while the VFEX All Share index lost \n2.75% compared to December 2024. \n \nThe aggregate value of digital payment systems \ntransaction values in January 2025 decreased \nby 14% to ZiG178.79 billion from ZiG207.90 \nbillion. Similarly, volumes decreased by 9% to \n56.83 million from 62.33 million recorded in \nDecember 2024. \nIn January 2025, the international monthly \naverage prices for gold, platinum, copper, brent \ncrude oil and lithium increased while nickel and \npalladium prices declined. Commodity price \nchanges were driven by ongoing geopolitical \nand trade tensions, supply disruptions and US \nsanctions on Russia’s energy. \nMerchandise exports amounted to US$652 \nmillion in January 2025, representing a 5.8% \ndecrease from US$ US$692.4 million realised \nin December 2024. Similarly, the country’s \nimport bill decreased to US$748.8 million from \nUS$889.3 million recorded in December 2024. \nAs such, the country’s trade deficit stood at \nUS$96.8 million in January 2025. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nIn the month of January 2025, international \nmonthly average prices for gold, platinum, \ncopper, brent crude oil and lithium were on an \nupward trend. Nickel and palladium prices, \nhowever, declined during the same month. \nTable 1: International Commodity Prices \nfor December 2024 and January 2025 \nCommodity \n \nDec-24 \nJan-25 \nMonthly \nchanges \n(%) \nGold \nUS$/oz \n2,644.45 \n2,707.74 \n2.39 \nPlatinum \nUS$/oz \n938.09 \n948.45 \n1.10 \nPalladium \nUS$/oz \n952.99 \n952.01 \n(0.10) \nCopper \nUS$/t \n9,028.58 \n9,108.02 \n0.88 \nNickel \nUS$/t \n15,676.75 \n15,610.91 \n(0.42) \nBrent Crude \noil \nUS$/bbl. \n72.97 \n77.79 \n \n6.61 \nLithium \nUS$/t \n9,741.25 \n9,741.25 \n2.91 \nSource: Bloomberg, 2025 \n \nGold \nThe price of gold increased by 2.39%, from a \nmonthly average of US$2,644.45 per ounce in \nDecember 2024 to US$2,707.74 per ounce in \nJanuary 2025. The bullish sentiment was \nsupported by the safe haven status of the yellow \nmetal as market awaits hints on the direction of \nupcoming policies in the United States of \nAmerica on the economy and outlook. \nPlatinum \nPlatinum price rose by 1.10%, from an average \nof US$938.09 per ounce in December 2024 to \nUS$948.45 per ounce in January 2025. The \nuptick reflected traders' reaction to the \nweakening of the U.S. dollar. \n \n \n \n \n2 \n \nPalladium \nThe average palladium price for the month of \nJanuary 2025 was at US$952.01 per ounce, \nreflecting a 0.10% decrease from previous \nmonth’s average of US$952.99 per ounce. The \ndecline was influenced by supply disruptions \nand ongoing geopolitical tensions. \nFigure 1 shows the trends of precious metal \nprices for the period from January 2022 to \nJanuary 2025. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): January 2022 – January \n2025 \n \nSource: Bloomberg, 2025 \n \nBrent Crude Oil \nBrent crude oil price rose significantly by \n6.61%, from an average of US$72.97 per barrel \nin December 2024 to US$77.79 per barrel in \nJanuary 2025. This was driven by new US \nsanctions on Russia’s energy sector, which \nheightened concerns about possible supply \ndisruptions. \n \nFigure 2 shows developments in oil prices for \nthe period from January 2022 to January 2025. \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) January 2022 – January 2025 \n \nSource: Bloomberg, 2025 \n \nCopper \nCopper prices were on a positive trajectory \nduring the month under review. The average \nprice of the red metal increased by 0.88%, from \nUS$9,028.58 per tonne recorded in the \nprevious month to US$9,108.02 per tonne \nduring the month under review. \n \nNickel \nNickel prices remained sluggish, shedding \n0.42%, to close the month under review at \nUS$15,610.91 per tonne. The drop was due to \ntightened nickel mining quotas in Indonesia, \nand low demand from Chinese battery \nproducers, who adopted new technologies that \nminimize nickel usage. \n \n \nFigure 3 shows base metals price developments \nfor the period from January 2022 to January \n2025. \n \n \n \n0\n200\n400\n600\n800\n1000\n1200\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\n2,200\n2,400\n2,600\n2,800\n3,000\nJan-22\nApr-22\nJul-22\nOct-22\nJan-23\nApr-23\nJul-23\nOct-23\nJan-24\nApr-24\nJul-24\nOct-24\nJan-25\nPlatinum US$/ounce\nGold, Palladium US$/ounce\nGold\nPalladium\nPlatinum\n0\n20\n40\n60\n80\n100\n120\n140\nJan-22\nMay-22\nSep-22\nJan-23\nMay-23\nSep-23\nJan-24\nMay-24\nSep-24\nJan-25\nUS$/BARREL\n \n \n \n3 \n \nFigure 3: Base Metal Prices (US$/tonne): \nJanuary 2022 – December 2025 \nSource: Bloomberg 2025 \n \n \nLithium \nLithium \nprices \nrose \nby \n2.91%, \nfrom \nUS$9,741.25 per tonne in the previous month \nto US$10,025.00 per tonne during the month \nunder review. The increase was attributed to \nfirm global demand, particularly due to the use \nof the metal in batteries for electric vehicles and \nenergy storage. The price developments for \nlithium for the period January 2023 to January \n2025 are shown in Figure 4. \n \n \n \n \n \n \n \n \n \n \n \n \nFigure 4: Lithium Prices (US$/tonne) \nJanuary 2023 – January 2025 \n \nSource: London Metal Exchange, 2025 \n \nMerchandise Trade Developments \nIn January 2025, total merchandise trade \namounted to US$1.40 billion, reflecting a \n11.4% decline from US$1.58 billion in \nDecember 2024. The decrease was attributed to \nreductions in both exports and imports during \nthe reporting month. On a year-on-year basis, \n total merchandise trade increased by 13.4% \nfrom US$1.23 billion recorded in January 2024 \n \nMerchandise Exports \nThe country’s merchandise exports totaled \nUS$652.0 million, a 5.8% decline from the \nprevious month’s outturn of US$692.4 million. \nThe decline was mainly due to lower export \nearnings from gold, tobacco and Platinum \nGroup Metals (PGMs). Despite the monthly \ndrop, exports were 20.5% higher compared to \nUS$540.9 million recorded in January 2024. \n \nFigure 5 shows developments in the country’s \nmerchandise exports for the period from \nDecember 2024 to January 2025. \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nJan-22\nMay-22\nSep-22\nJan-23\nMay-23\nSep-23\nJan-24\nMay-24\nSep-24\nJan-25\nUS$/Tonne\nCopper\nNickel [RHS]\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nMar-24\nMay-24\nJul-24\nSep-24\nNov-24\nJan-25\nUS$/tonne\n \n \n \n4 \n \nFigure 5: Monthly Merchandise Exports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT, 2025 \n \nExports by Commodity \nThe country's export basket was predominantly \ncomposed of primary commodities. Gold \naccounted for 44.7% of total exports, followed \nby tobacco at 19.9%, PGMs at 15.8%, and \nferro-chromium at 3.5%. Table 2 shows \ndevelopments in the country’s exports for the \nmonths of December 2024 and January 2025. \n \nTable 2: Major Exports (US$ millions) \n \nDec-24 \n (US$m) \nJan-25 \n(US$m) \n Dec-24-\nJan-25 \nChanges \n(%) \nShare of \nExports \n(%) Nov-24 \nTotal \n692.4 \n652.0 \n(5.8) \n100.0 \nOf Which: \n \n \n \n \nGold \n291.9 \n291.5 \n (0.1) \n44.7 \nTobacco \n(Including \ncigarettes) \n165.1 \n130.1 \n(21.2) \n19.9 \nPGMs1 \n116.0 \n103.0 \n(11.1) \n15.8 \nFerrochromium \n24.7 \n22.5 \n(9.3) \n3.5 \nCoal \n14.2 \n20.7 \n46.0 \n3.2 \nOther ores and \nconcentrates \n7.9 \n15.7 \n98.5 \n2.4 \nChromium ores \nand concentrates \n10.6 \n10.2 \n(3.3) \n1.6 \nIndustrial \ndiamonds \n7.8 \n15.3 \n97.1 \n2.3 \nOthers \n32.5 \n27.5 \n(-0.5) \n4.2 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \n1 PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \nExport Markets \nThe country’s exports were primarily directed \nto the United Arab Emirates, South Africa, and \nChina. The remaining exports were spread \nacross various other international jurisdictions \nand markets. Figure 6 shows the country’s \nmajor export markets, during the month under \nreview. \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Imports \nMerchandise imports stood at US$748.8 \nmillion in January 2025, reflecting a 15.8% \ndecline from US$889.3 million recorded in the \nprevious \nmonth. \nDespite \nthe \nmonthly \ndownturn, imports grew by 7.9% on year-on-\nyear basis. Figure 7 shows monthly import \ndevelopments for 2024 and 2025. \n \n \n \n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\n900.0\n1000.0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2024\n2025\n45.0\n21.5\n15.3\n4.1\n2.6\n1.6\n1.6\n1.4\n0.7\n0.7\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nUnited Arab Emirates\nSouth Africa\nChina\nBelgium\nMozambique\nNetherlands\nZambia\nIndia\nEgypt\nUnited States\n \n \n \n5 \n \nFigure 7: Monthly Merchandise Imports \n(US$ millions): 2024 and 2025 \n \nSource: ZIMSTAT & RBZ Computations, 2024 \nImports by Commodity \nThe major drivers of the country’s imports were \nmaize, which accounted for 10.0% of the total \nimport bill, diesel, 9.5%, petrol, 4.5% and \nfertilizers, 3.2%. Table 3 shows imports of \nmajor commodities for the months of \nDecember 2024 and January 2025. \nTable 3: Major Imports (US$ millions) \n \nDec-24 \n(US$ m) \nJan-25 \n(US$ m) \n Dec 24-\nJan 25 \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nJan-25 \nTotal \n889.3 \n748.8 \n(15.8) \n100.0 \nOf Which: \n \n \n \n \nDiesel \n99.0 \n71.4 \n(27.8) \n9.5 \nMaize (Excluding \nSeed) \n84.4 \n74.6 \n(12.0) \n10.0 \nPetrol \n45.7 \n33.8 \n(26.3) \n4.5 \nFertilizers \n27.4 \n23.7 \n(13.5) \n3.2 \nCrude soya bean \noil \n22.2 \n17.8 \n(19.6) \n2.4 \nElectricity \n14.8 \n14.8 \n0.3 \n2.0 \nMedicaments \n17.5 \n11.4 \n(35.0) \n1.5 \nSoya beans \n3.0 \n7.1 \n134.8 \n0.9 \nWheat \n7.1 \n4.7 \n(33.9) \n0.6 \nPublic transport \nvehicles \n6.2 \n9.6 \n55.0 \n1.3 \nOthers \n562.0 \n479.9 \n-14.6 \n64.1 \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nThe country’s imports were mainly sourced \nfrom South Africa (38.2%), China (16.7%), the \nBahamas (10.8%), and Mozambique (4.3%). \nThe remaining imports came from other \nmarkets, as shown in Figure 8. \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2025 \n \nMerchandise Trade Balance \nThe country’s trade deficit stood at US$96.8 \nmillion in January 2025, an improvement from \nUS$196.9 million recorded in the previous \nmonth. \nFigure 9 shows the country’s trade balance for \nDecember 2024 and January 2025. \n \n \n \n \n \n \n \n \n \n694.2\n729.7\n720.5\n719.6\n746.1\n755.0\n828.3\n876.2\n784.2\n835.9\n952.1\n889.3\n748.8\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1000\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\n2024\n2025\n38.2\n16.7\n10.8\n4.3\n4.0\n2.6\n2.6\n2.3\n2.2\n2.1\nSouth Africa\nChina\nBahamas\nMozambique\nHong Kong\nZambia\nIndia\nMauritius\nSingapore\nUnited Arab Emirates\n \n \n \n6 \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2025 \n \nMONETARY DEVELOPMENTS2 \nIn the month of January 2025, broad money \n(M3) stock stood at ZiG87,120.75 million \nwhich is a decline of 0.38%, from ZiG87, \n448.96 million recorded in December 2024. \nThe foreign currency component, however, \nincreased by 0.62% (ZiG448 million), from \nZiG72,806.92 million in December 2024 to \nZIG73,255.21 million in January 2025. \nThe money stock comprised 84.08% foreign \ncurrency deposits, 15.80% local currency \ndeposits, and 0.12% local currency in \ncirculation. \nFigure 10 shows the composition of the money \nsupply. \n \n \n \n \n \n \n \n2 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2025 \n \nDuring the month under review, credit to the \nprivate sector and net claims on the \nGovernment increased by 2.28% and 0.91%, \nfrom ZiG55,478.97 million and ZiG17,318.82 \nmillion \nto \nZiG56,741.56 \nmillion \nand \nZiG17,476.05 million, respectively. \nOutstanding credit to the private sector was \nmainly channelled to households, agriculture, \nmanufacturing, \nand \ndistribution, \nwhich \nreceived 28.92%, 16.36%, 13.71%, and \n10.76% of the total credit, respectively. The \nmining sector received 10.14% of the total \noutstanding credit. \nDistribution of Private Sector Credit is shown \nin Figure 11. \n \n \n \n \n \n \n \n \n698.1\n905.2\n692.4\n652.0\n835.9\n952.1\n889.3\n748.8\n-137.8\n-46.9\n-196.9\n-96.8\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\n1200.0\nOct-24\nNov-24\nDec-24\nJan-25\nExports\nImports\nTrade Balance\nNCDs, \n0.00%\nLocal Currency \nTime Deposits, \n2.43%\nFX Time \nDeposits, 7.74%\nLocal Currency \nTransferable , \n13.37%\nFX Transferable \nDeposits, 76.34%\nCurrency in \nCirculation, \n0.12%\n \n \n \n7 \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2025 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 34.06%; inventory \nbuild-up, \n19.05%; \nand \nfixed \ncapital \ninvestments, 18.70%. \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nDuring the month of January 2025, the \nZimbabwe Stock Exchange exhibited bearish \nsentiments. As a result, the All Share, Top 10 \nand Top 15 indices slumped by 10.12%, \n10.46% and 8.34% to close at 195.57 points, \n192.72 points and 194.81 points, respectively. \n \nIn the same vein, the resource index declined \nby 2.45% to close at 229.61 points during the \nmonth. \n \n \n \n \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nThe value of shares traded declined by 12.54% \nto ZiG196.98 million despite a 23.45% increase \nin the cumulative volume of shares to 187.78 \nmillion shares. This is in comparison to 152.11 \nmillion shares traded and ZiG225.23 million \nrecorded in the previous month, respectively. \n \nThe proportion of foreign purchases to the \nvalue of shares traded increased, from 0.33% in \nDecember 2024 to 1.82% in January 2025. \n \nSubsequently, net foreign position improved \nfrom a negative position of ZiG10.01 million to \nnegative ZiG0.55 million. \n \n \n \n \n \n \n \n \n \n \nHouseholds\n28.92%\nAgriculture\n16.36%\nMining\n10.14%\nManufacturing\n13.71%\nDistribution\n10.76%\nTransport and \nCommunication\n2.51%\nServices\n8.71%\nFinancial \nOrganisations and \nInvestments\n6.33%\nConstruction\n2.55%\nOther\n0.00%\n100\n150\n200\n250\n300\n350\n100\n150\n200\n250\n300\n350\n14-Aug-24\n24-Aug-24\n03-Sep-24\n13-Sep-24\n23-Sep-24\n03-Oct-24\n13-Oct-24\n23-Oct-24\n02-Nov-24\n12-Nov-24\n22-Nov-24\n02-Dec-24\n12-Dec-24\n22-Dec-24\n01-Jan-25\n11-Jan-25\n21-Jan-25\n31-Jan-25\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n \n \n \n8 \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2025 \n \nDue to the bearish sentiments exhibited on the \nZSE during the period under analysis, the \nmarket lost 11.24%, or ZiG7,446.34 million \nworth \nof \ncapitalization \nto \nclose \nat \nZiG58,794.86 \nmillion, \ncompared \nto \nZiG66,241.20 million recorded in the previous \nmonth. \n \nVictoria Falls Stock Exchange (VFEX) \n \nDuring the month of January 2025, the Victoria \nFalls Stock Exchange (VFEX) traded in the \nnegative trajectory. As such, the VFEX All \nShare index lost 2.75% to close at 103.04 \npoints, compared to 105.95 points recorded in \nDecember 2024. \n \nOn an annual basis, the VFEX All Share index \nhowever, added 0.51%, from 102.52 points \nrecorded in January 2024. \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2025 \n \nVFEX Market Capitalization \nReflecting bearish trading sentiments exhibited \non the VFEX, market capitalization declined by \n0.32% to US$1,275.57 million, compared to \nUS$1,279.62 million recorded in the previous \nmonth. \n \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2025 \n \n0\n100\n200\n300\n400\n500\n600\n0\n100\n200\n300\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n60\n70\n80\n90\n100\n110\n120\n31-Jan-24\n29-Feb-24\n31-Mar-24\n30-Apr-24\n31-May-24\n30-Jun-24\n31-Jul-24\n31-Aug-24\n30-Sep-24\n31-Oct-24\n30-Nov-24\n31-Dec-24\n31-Jan-25\n1.1\n1.12\n1.14\n1.16\n1.18\n1.2\n1.22\n1.24\n1.26\n1.28\n1.3\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\nUS$ BILLIONS\n \n \n \n9 \n \nNATIONAL PAYMENTS SYSTEM \nThe value of aggregate transactions processed \nthrough the National Payment Systems (NPS) \ndecreased by 14% to ZiG178.79 billion from \nZiG207.90 billion. Volumes also decreased by \n9% to 56.83 million from 62.33 million \nrecorded in December 2024 \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system in January 2025 decreased by \n15% to ZiG105.34 billion from ZiG123.59 \nbillion in December 2024 whilst volumes \ndecreased by 10% to 0.84 million from 0.93 \nmillion during the same period \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \ndecreased by 12.32% from ZiG67.68 billion in \nDecember 2024, to ZiG59.34 billion in January \n2025. \n \nCash Transactions \nCash based transactions increased by 21.30% \nto ZiG16.02 billion in January 2025, from \nZiG13.21billion obtained in December 2024. \n \nCard Based Transactions \nCard based transactions decreased by 15.09 % \nfrom ZiG16.62 billion in December 2024 to \nZiG14.11 billion recorded in January 2025. \n \nINFLATION OUTTURN \nDuring the month of January 2025, both the \nZiG inflation and the US$ inflation increased. \n \nMonthly Inflation \nThe ZIG monthly inflation rate surged from \n3.7% recorded in December 2024, to 10.5% in \nJanuary 2025 \n \nThe uptick in inflation stemmed mainly from \nthe sharp rental reviews, second-round effects \nof festive season spending, and enduring \ninflation expectations. \n \nFigure 16 shows developments in monthly ZiG \ninflation from May 2024 to January 2025. \n \nFigure 16: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2025 \n \nThe US$ month-on-month inflation rate \naccelerated from 0.6% in December 2024 to \n11.5% in January 2025. \n \nUS$ Annual Inflation Developments \nAnnual US$ inflation rate surged from 2.5% \nrecorded in the previous month to 14.6% during \nJanuary 2025. \n \nThe significant jump in USD inflation mainly \nreflects the base effect caused by a once-off \n-3\n2\n7\n12\n17\n22\n27\n32\n37\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\n \n \n \n10 \n \nspike in monthly USD inflation from historical \naverage of below 1% to 11.5% in January 2025 \n \nFigure 17 shows developments in monthly US$ \ninflation from December 2023 to January 2025. \n \nFigure \n17: \nUS$ \nAnnual \nInflation \nDevelopments (%) \n \nSource: ZIMSTAT, 2025 \n \n \n \nMARCH 2025 \nRESERVE BANK OF ZIMBABWE \n-6.00\n-4.00\n-2.00\n0.00\n2.00\n4.00\n6.00\n8.00\n10.00\n12.00\n14.00\n16.00\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nSep-24\nOct-24\nNov-24\nDec-24\nJan-25\n \n \n11 \nStatistical Tables \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n27 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n28 \nNational Payments System Statistics \n \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n29 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n30 \nTrade Statistics \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n12 \n \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sept-24\n*Oct-24\n*Nov-24\n*Dec-24\n*Jan-25\nNet Foreign Assets\n-30,708,633,279.93\n-45,596,903,934.05\n-66,258,169,977.30\n-28,856,803.24\n-27,777,119.25\n-27,814,239.65\n-27,003,213.00\n-27,816,061.99\n-51,275,161.53\n-54,528,328.78\n-48,383,455.25\n-47,290,393.03\n-49,520,833.39\nCentral Bank(net)\n-37,204,315,094.00\n-54,031,060,405.32\n-77,865,030,279.36\n-35,698,765.79\n-34,641,175.73\n-34,675,535.57\n-34,509,441.34\n-34,520,053.81\n-62,586,924.75\n-66,392,291.76\n-57,686,803.02\n-56,911,905.66\n-58,197,285.15\nForeign Assets\n4,789,971,270.20\n7,165,906,234.24\n12,179,330,672.54\n9,276,276.05\n9,502,376.00\n10,341,190.76\n10,301,545.49\n10,342,781.57\n17,610,056.98\n24,512,816.63\n22,229,005.79\n23,239,748.84\n23,967,010.24\nForeign Liabilities\n41,994,286,364.20\n61,196,966,639.56\n90,044,360,951.90\n44,975,041.84\n44,143,551.73\n45,016,726.33\n44,810,986.83\n44,862,835.37\n80,196,981.74\n90,905,108.39\n79,915,808.81\n80,151,654.50\n82,164,295.39\nOther Depository Corporations(net)\n6,495,681,814.07\n8,434,156,471.26\n11,606,860,302.06\n6,841,962.55\n6,864,056.48\n6,861,295.92\n7,506,228.34\n6,703,991.82\n11,311,763.23\n11,863,962.98\n9,303,347.77\n9,621,512.62\n8,676,451.76\nForeign Assets\n9,507,866,394.28\n12,860,635,148.65\n18,155,224,099.23\n10,973,836.76\n11,293,656.76\n11,679,328.24\n12,352,811.95\n11,598,442.41\n20,019,415.47\n21,861,671.92\n17,752,438.09\n19,141,214.17\n19,229,144.68\nForeign Liabilities\n3,012,184,580.21\n4,426,478,677.39\n6,548,363,797.17\n4,131,874.21\n4,429,600.28\n4,818,032.32\n4,846,583.61\n4,894,450.59\n8,707,652.25\n9,997,708.95\n8,449,090.32\n9,519,701.55\n10,552,692.92\nNet Domestic Assets (NDA)\n59,956,750,588.31\n86,209,941,031.87\n125,429,655,454.08\n67,611,589.07\n68,804,734.10\n70,540,712.34\n72,978,846.45\n74,289,272.26\n126,283,122.13\n141,729,288.02\n131,610,282.91\n134,739,349.70\n136,641,585.11\nDomestic Claims\n26,555,487,015.34\n39,630,053,424.85\n58,052,804,317.53\n35,515,681.43\n37,674,708.61\n38,036,721.42\n42,001,791.24\n42,153,476.29\n70,625,380.29\n81,454,801.51\n71,829,332.29\n74,542,582.32\n75,982,552.29\nClaims on Central Government(net)\n8,146,919,528.13\n12,506,419,694.13\n16,182,769,560.45\n10,221,096.31\n11,278,377.99\n9,913,260.71\n11,854,120.02\n11,078,263.39\n17,989,094.06\n20,769,283.76\n16,133,123.06\n17,318,818.37\n17,476,045.96\nClaims on Central Government\n9,899,880,742.54\n14,706,600,268.21\n22,087,558,829.62\n12,982,655.95\n13,103,692.41\n13,760,570.59\n15,106,767.97\n14,775,338.23\n24,507,323.63\n29,236,123.02\n26,140,999.60\n27,626,806.80\n27,515,146.33\nCentral Bank\n5,598,206,535.08\n8,298,885,386.12\n13,434,742,848.85\n7,155,621.00\n7,206,353.91\n7,425,969.04\n7,375,080.86\n7,694,199.15\n13,333,000.40\n16,905,321.56\n15,342,327.17\n15,948,975.81\n16,086,128.96\nODCs\n4,301,674,207.46\n6,407,714,882.09\n8,652,815,980.77\n5,827,034.95\n5,897,338.50\n6,334,601.55\n7,731,687.11\n7,081,139.08\n11,174,323.23\n12,330,801.46\n10,798,672.42\n11,677,830.99\n11,429,017.37\nLess Liabilities to Central Government\n1,752,961,214.41\n2,200,180,574.08\n5,904,789,269.17\n2,761,559.64\n1,825,314.42\n3,847,309.88\n3,252,647.95\n3,697,074.84\n6,518,229.58\n8,466,839.25\n10,007,876.54\n10,307,988.43\n10,039,100.37\nCentral Bank\n1,583,331,636.98\n1,859,602,799.84\n5,389,222,254.62\n2,518,704.99\n1,475,345.63\n3,258,049.37\n2,814,036.97\n3,164,138.12\n5,934,952.70\n7,839,372.76\n9,330,641.14\n9,591,566.38\n9,335,097.88\nODCs\n169,629,577.43\n340,577,774.24\n515,567,014.55\n242,854.65\n349,968.79\n589,260.52\n438,610.98\n532,936.72\n583,276.88\n627,466.49\n677,235.40\n716,422.05\n704,002.49\nClaims on Other Sectors\n18,408,567,487.20\n27,123,633,730.72\n41,870,034,757.08\n25,294,585.12\n26,396,330.62\n28,123,460.72\n30,147,671.23\n31,075,212.90\n52,636,286.23\n60,685,517.75\n55,696,209.23\n57,223,763.95\n58,506,506.34\nOther Financial Corporations\n367,132,374.31\n461,955,002.81\n803,485,078.36\n327,451.01\n405,012.85\n484,721.72\n451,511.50\n481,730.31\n837,142.95\n903,005.44\n801,444.65\n829,886.26\n797,121.94\nState and Local Government\n198,797.86\n232,003.28\n143,347.81\n1,803.44\n1,371.69\n1,489.84\n162.58\n189.44\n334.82\n83.40\n98.73\n574.72\n10,044.30\nPublic Non Financial Corporations\n787,050,316.56\n1,149,678,230.61\n1,615,646,416.58\n983,290.25\n966,293.32\n926,934.51\n906,717.79\n827,622.11\n1,344,304.21\n1,532,030.41\n1,264,192.72\n914,333.23\n957,600.71\nPrivate Sector\n17,254,185,998.48\n25,511,768,494.02\n39,450,759,914.33\n23,982,040.42\n25,023,652.76\n26,710,314.65\n28,789,279.36\n29,765,671.04\n50,454,504.24\n58,250,398.50\n53,630,473.13\n55,478,969.74\n56,741,739.38\nCentral Bank\n144,071,607.24\n211,425,087.76\n325,816,652.62\n148,908.53\n153,636.33\n237,798.15\n234,893.40\n231,229.46\n354,102.93\n437,245.57\n402,425.98\n403,340.54\n519,441.90\nODCs\n17,110,114,391.24\n25,300,343,406.26\n39,124,943,261.71\n23,833,131.89\n24,870,016.43\n26,472,516.50\n28,554,385.96\n29,534,441.57\n50,100,401.31\n57,813,152.92\n53,228,047.15\n55,075,629.21\n56,222,297.48\nOther Items(Net)\n-33,401,263,572.98\n-46,579,887,607.02 -67,376,851,136.55\n-32,095,907.64\n-48,116,393.84 -32,503,990.92 -30,977,055.21 -32,135,795.97 -55,657,741.84 -60,656,446.41 -59,780,950.61 -60,196,767.38 -60,659,032.82\nShares and Other Equity\n-29,549,325,579.05\n-43,302,266,345.67\n-60,601,283,933.04\n-30,585,321.84\n-170,501.60\n-26,189,804.03\n-24,667,528.43\n-22,936,612.12\n-40,127,307.25\n-45,626,610.38\n-43,527,595.47\n-41,180,164.06\n-42,213,290.49\nLiabilities to Other Financial Corporations\n182,726,965.66\n279,727,919.49\n361,061,719.66\n222,678.57\n150.24\n13,223.72\n12,000.37\n12,502.97\n51,080.87\n16,114.32\n42,655.67\n112,460.71\n26,627.71\nRestricted Deposits\n1,122,721,876.21\n2,182,139,254.83\n1,707,978,424.98\n1,197,298.85\n1,441.12\n1,719,547.05\n1,550,879.71\n2,087,873.41\n3,658,367.58\n3,837,899.15\n3,788,058.77\n4,320,759.37\n4,381,221.41\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-5,157,386,835.80\n-5,739,488,435.67\n-8,844,607,348.16\n-2,930,563.22\n-47,947,483.60\n-8,046,957.66\n-7,872,406.86\n-11,299,560.23\n-19,239,883.04\n-18,883,849.50\n-20,084,069.58\n-23,449,823.40\n-22,853,591.44\nBroad Money-M3\n29,248,117,308.38\n40,613,037,097.82\n59,171,485,476.79\n38,754,785.83\n41,027,614.86\n42,726,472.69\n45,975,633.45\n46,473,210.27\n75,007,960.60\n87,582,919.14\n83,226,827.66\n87,448,956.66\n87,120,751.72\nSecurities Other than Shares Included in Broad \nMoney\n7,317,942.35\n9,458,363.45\n6,990,856.69\n2,795.45\n4,372.61\n3,991.57\n19,182.77\n26,605.39\n23,833.50\n42,725.53\n0.00\n0.00\n0.00\nBroad Money-M2\n29,240,799,366.03\n40,603,578,734.36\n59,164,494,620.10\n38,751,990.38\n41,023,242.25\n42,722,481.12\n45,956,450.68\n46,446,604.88\n74,984,127.10\n87,540,193.61\n83,226,827.66\n87,448,956.66\n87,120,751.72\nOther Deposits (Time Deposits)\n1,749,790,464.18\n2,805,565,709.39\n4,455,813,258.33\n2,705,479.15\n3,276,458.32\n3,820,450.80\n3,890,292.40\n3,878,305.91\n5,866,414.39\n7,892,499.20\n7,727,403.75\n8,189,143.57\n8,859,837.75\nof which Foreign Currency Accounts\n1,378,784,627.54\n2,089,992,436.79\n3,750,078,066.25\n2,426,638.27\n2,953,225.13\n3,343,135.17\n3,425,730.40\n3,030,905.19\n4,839,186.89\n6,654,693.18\n5,209,298.79\n5,598,125.36\n6,742,783.93\nNarrow Money-M1\n27,491,008,901.84\n37,798,013,024.97\n54,708,681,361.76\n36,046,511.23\n37,746,783.93\n38,902,030.31\n42,066,158.28\n42,568,298.97\n69,117,712.70\n79,647,694.41\n75,499,423.91\n79,259,813.10\n78,260,913.98\nTransferable Deposits\n27,476,970,003.22\n37,782,959,103.37\n54,692,210,233.09\n36,036,209.11\n37,708,555.23\n38,850,801.81\n42,007,923.88\n42,499,225.86\n69,037,218.46\n79,550,713.83\n75,399,727.29\n79,160,579.60\n78,157,438.79\n Of which Foreign Currency Accounts\n22,901,496,643.22\n32,969,005,356.37\n47,611,823,202.81\n29,423,827.38\n30,036,317.64\n30,193,905.30\n31,635,023.78\n31,676,246.48\n58,411,490.00\n69,086,187.32\n64,595,580.16\n67,208,792.78\n66,512,430.68\nCurrency Outside Depository Corporations\n14,038,898.63\n15,053,921.60\n16,471,128.68\n10,302.12\n38,228.70\n51,228.50\n58,234.40\n69,073.11\n80,494.25\n96,980.58\n99,696.61\n99,233.50\n103,475.18\nMemorandum Items\nReserve Money\n3,069,128,065.16\n4,054,140,062.89\n6,141,481,651.19\n4,892,122.31\n6,639,450.71\n7,238,618.14\n7,282,113.20\n7,708,040.15\n13,606,577.69\n20,428,825.74\n20,028,010.53\n20,395,116.65\n21,688,509.63\nFCAs as a Percentage of Deposits in M3\n78.3%\n81.2%\n80.5%\n82.2%\n80.5%\n78.6%\n76.4%\n74.8%\n82.7%\n86.6%\n84.0%\n83.4%\n84.2%\nEnd Period Exchange Rate\n10,152.39\n14,912.83\n22,055.47\n13.43\n13.32\n13.70\n13.79\n13.85\n24.88\n28.68\n25.45\n25.80\n26.37\nSource: Reserve Bank of Zimbabwe, 2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n* Statistics are denominated in ZiG (000)\n \n \n13 \n \n \n \nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\n*Nov-24\n*Dec-24\n*Jan-25\nNet Foreign Assets\n-37 204 315 094.00\n-54 031 060 405.32\n-77 865 030 279.36\n-35 698 765.79\n-34 641 175.73\n-34 675 535.57\n-34 509 441.34\n-34 520 053.81\n-62 586 924.75\n-66 392 291.76\n-57 686 803.02\n-56 911 905.66\n-56 911 905.66\nClaims on Non Residents\n4 789 971 270.20\n7 165 906 234.24\n12 179 330 672.54\n9 276 276.05\n9 502 376.00\n10 341 190.76\n10 301 545.49\n10 342 781.57\n17 610 056.98\n24 512 816.63\n22 229 005.79\n23 239 748.84\n23 239 748.84\nOfficial Reserves Assets\n1 283 063 711.48\n1 440 292 080.05\n2 707 777 264.85\n3 630 141.09\n4 432 806.91\n4 934 345.75\n4 653 584.80\n4 669 127.60\n7 448 226.11\n12 833 764.95\n12 029 876.12\n12 507 847.00\n12 507 847.00\nOther Foreign Assets\n3 506 907 558.71\n5 725 614 154.20\n9 471 553 407.69\n5 646 134.96\n5 069 569.09\n5 406 845.01\n5 647 960.69\n5 673 653.97\n10 161 830.87\n11 679 051.69\n10 199 129.67\n10 731 901.84\n10 731 901.84\nLess Liabilities to Non Residents\n41 994 286 364.20\n61 196 966 639.56\n90 044 360 951.90\n44 975 041.84\n44 143 551.73\n45 016 726.33\n44 810 986.83\n44 862 835.37\n80 196 981.74\n90 905 108.39\n79 915 808.81\n80 151 654.50\n80 151 654.50\nShort Term Liabilities\n330 761 013.21\n347 930 957.96\n890 130 623.01\n181 911.80\n69 004.62\n68 323.27\n67 276.01\n43 925.27\n121 431.23\n139 956.61\n124 234.37\n127 599.01\n127 599.01\nOther Foreign Liabilities*\n41 663 525 350.99\n60 849 035 681.60\n89 154 230 328.89\n44 793 130.04\n44 074 547.11\n44 948.40\n44 743 710.82\n44 818 910.10\n80 075 550.51\n90 765 151.78\n79 791 574.44\n80 024 055.49\n80 024 055.49\n of which blocked funds\n8 054 627 951.76\n11 781 589 928.45\n17 401 899 562.68\n10 572 458.80\n10 463 756.31\n10 741 167.48\n10 788 191.71\n10 803 573.95\n19 394 800.27\n22 213 360.59\n19 667 091.04\n17 365 023.44\n17 365 023.44\nNet Domestic Assets (NDA)\n40 273 443 159.16\n58 085 200 468.20\n84 006 511 930.55\n40 590 888.10\n41 280 626.44\n41 914 153.72\n41 791 554.54\n42 228 093.95\n76 193 502.44\n86 821 117.50\n77 714 813.55\n77 307 022.31\n77 307 022.31\nDomestic Claims\n4 316 485 335.80\n6 966 928 713.06\n8 857 704 487.83\n5 031 817.01\n6 130 750.57\n4 656 214.62\n5 047 780.51\n5 013 687.28\n8 125 977.73\n9 923 292.64\n6 798 072.76\n6 804 389.32\n6 804 389.32\nNet Claims on Central Government\n4 014 874 898.09\n6 439 282 586.28\n8 045 520 594.23\n4 636 916.01\n5 731 008.28\n4 167 919.67\n4 561 043.88\n4 530 061.03\n7 398 047.70\n9 065 948.80\n6 011 686.04\n6 357 409.42\n6 357 409.42\nClaims on Central Government\n5 598 206 535.08\n8 298 885 386.12\n13 434 742 848.85\n7 155 621.00\n7 206 353.91\n7 425 969.04\n7 375 080.86\n7 694 199.15\n13 333 000.40\n16 905 321.56\n15 342 327.17\n15 948 975.81\n15 948 975.81\n of which: Securities Other than Shares\n4 440 121 511.31\n6 608 105 197.48\n11 307 721 896.70\n0.00\n6 867 418.56\n7 089 572.62\n7 156 540.10\n7 156 540.10\n12 949 528.58\n12 949.53\n13 352 395.70\n13 877 094.68\n13 877 094.68\nLoans\n1 158 085 023.77\n1 690 780 188.64\n2 127 020 952.15\n245 686.22\n334 241.10\n334 607.54\n223 674.75\n493 347.30\n383 471.82\n1 901 990.38\n1 989 931.48\n2 071 881.12\n2 071 881.12\n Loans and Advances\n709 564 039.01\n1 049 930 696.57\n1 560 372 567.07\n34 531.94\n35 066.35\n35 432.79\n69 655.36\n198 392.16\n88 516.68\n1 575 286.73\n1 576 279.86\n1 579 038.55\n1 579 038.55\nAmounts Due from Gvt including SDR Drawdowns\n448 520 984.75\n640 849 492.08\n566 648 385.08\n211 154.28\n299 174.75\n299 174.75\n154 019.39\n294 955.14\n294 955.14\n326 703.65\n413 651.61\n492 842.57\n492 842.57\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n1 583 331 636.98\n1 859 602 799.84\n5 389 222 254.62\n2 518 704.99\n1 475 345.63\n3 258 049.37\n2 814 036.97\n3 164 138.12\n5 934 952.70\n7 839 372.76\n9 330 641.14\n9 591 566.38\n9 591 566.38\nOf which: Deposits\n1 583 331 636.98\n1 859 602 799.84\n5 389 222 254.62\n2 518 704.99\n1 475 345.63\n3 275 403.93\n3 115 314.66\n3 164 138.12\n5 934 952.70\n7 839 372.76\n9 330 641.14\n9 591 566.38\n9 591 566.38\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n301 610 437.71\n527 646 126.78\n812 183 893.60\n394 901.00\n399 742.29\n488 294.95\n486 736.63\n483 626.25\n727 930.03\n857 343.85\n786 386.72\n446 979.90\n446 979.90\nOther Financial Corporations\n32 493 405.07\n71 573 929.14\n153 883 742.34\n31 897.51\n33 121.19\n32 635.34\n33 150.80\n33 901.83\n34 109.66\n38 180.80\n39 115.93\n18 676.33\n18 676.33\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n125 045 425.40\n244 647 109.88\n332 483 498.63\n214 094.95\n212 984.77\n217 861.45\n218 692.42\n218 494.95\n339 717.44\n381 917.48\n344 844.81\n24 963.03\n24 963.03\nPrivate Sector\n144 071 607.24\n211 425 087.76\n325 816 652.62\n148 908.53\n153 636.33\n237 798.15\n234 893.40\n231 229.46\n354 102.93\n437 245.57\n402 425.98\n403 340.54\n403 340.54\nClaims on Other Depository Corporations\n392 377 252.77\n503 151 449.55\n684 600 925.61\n364 055.43\n361 687.12\n362 068.58\n322 950.33\n315 110.77\n546 767.88\n591 244.82\n1 582 208.88\n907 944.93\n907 944.93\nOf which: Loans\n392 377 252.77\n503 151 449.55\n684 600 925.61\n364 055.43\n361 687.12\n362 068.58\n322 950.33\n315 110.77\n546 767.88\n591 244.82\n1 582 208.88\n907 944.93\n907 944.93\nOther Liabilities to ODCs\n5 812 079 968.88\n8 128 905 484.34\n10 984 562 862.67\n7 235 511.28\n7 148 143.79\n5 909 428.26\n5 505 978.19\n5 409 080.16\n4 538 818.97\n6 707 055.64\n8 873 541.61\n8 273 621.31\n8 273 621.31\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n1 701 520 057.58\n2 432 925 529.23\n3 557 870 717.73\n2 260 627.63\n2 214 947.71\n2 314 576.53\n2 802 338.07\n2 870 625.13\n1 385 743.24\n1 724 801.18\n2 144 377.64\n2 002 013.98\n2 002 013.98\nOther Items(Net)\n-41 376 660 539.47\n-58 744 025 789.94\n-85 448 769 379.78\n-42 430 526.95\n-41 936 332.53\n-42 805 298.78\n-41 926 801.88\n-42 308 376.06\n-72 059 575.80\n-83 013 635.67\n-78 208 073.52\n-77 868 309.37\n-77 868 309.37\nShares and Other Equity\n-40 143 169 460.35\n-58 155 147 571.29\n-84 000 619 819.97\n-42 225 068.30\n-41 811 854.23\n-42 544 461.17\n-41 896 670.08\n-42 064 205.72\n-72 152 434.46\n-82 948 584.12\n-75 838 929.42\n-74 095 736.29\n-74 095 736.29\nOther Items(Net)\n-2 400 043 318.75\n-2 790 865 158.91\n-3 189 753 793.28\n-1 523 004.67\n-2 100 723.61\n-2 120 667.23\n-1 846 508.62\n-2 396 362.99\n-3 908 731.83\n-4 422 218.47\n-6 511 308.80\n-8 239 991.34\n-8 239 991.34\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n1 166 552 239.63\n2 201 986 940.26\n1 741 604 233.46\n1 317 546.03\n1 976 245.32\n1 859 829.62\n1 816 376.82\n2 152 192.65\n4 001 590.49\n4 357 166.91\n4 142 164.71\n4 467 418.26\n4 467 418.26\nMonetary Base \n3 069 128 065.16\n4 054 140 062.89\n6 141 481 651.19\n6 455 093.44\n6 639 450.71\n7 238 618.14\n7 282 113.20\n7 708 040.15\n13 606 577.69\n20 428 825.74\n20 028 010.53\n20 395 116.65\n20 395 116.65\nBond Coins\n66 290.72\n59 094.22\n51 536.90\n20.39\n16.95\n15.26\n14.33\n14.27\n14.27\n14.27\n14.27\n14.27\n14.27\nBond Notes\n16 920 535.77\n18 138 392.93\n19 250 549.61\n7 646.53\n7 646.25\n7 641.71\n6 018.48\n5 288.65\n5 288.65\n5 288.65\n5 288.65\n5 288.65\n5 288.65\nZig Notes\n1 240.55\n12 162.56\n16 066.84\n20 175.22\n26 774.05\n33 546.57\n35 318.43\n35 320.20\n35 320.10\n35 320.10\nZiG Coins\n8 848.60\n33 390.00\n36 721.62\n39 548.30\n43 392.05\n49 516.41\n113 067.78\n131 664.45\n141 250.42\n141 250.42\nLiabilities to ODCs\n3 052 141 238.66\n4 035 942 575.74\n6 122 179 564.68\n6 437 337.37\n6 586 234.95\n7 178 172.71\n7 216 356.87\n7 632 571.13\n13 518 211.78\n20 275 136.61\n19 855 722.95\n20 213 243.21\n20 213 243.21\n Local Currency Reserve Deposits\n557 373 870.90\n589 096 334.10\n782 882 894.59\n588 261.85\n852 988.66\n1 019 521.43\n1 293 912.63\n1 392 957.07\n1 999 399.49\n2 851 765.21\n2 965 905.06\n2 935 341.50\n2 935 341.50\n Foreign Currency Reserve Deposits\n2 464 767 002.76\n3 416 845 876.64\n5 293 831 558.25\n4 172 204.40\n4 528 979.21\n4 655 411.36\n4 707 895.48\n4 805 592.43\n9 991 826.17\n14 420 447.97\n13 130 569.95\n13 755 938.51\n13 755 938.51\n Exess reserves \n30 000 364.99\n30 000 364.99\n45 465 111.84\n1 676 871.11\n1 204 267.07\n1 503 239.92\n1 214 548.76\n1 434 021.62\n1 526 986.12\n3 002 923.43\n3 759 247.94\n3 521 963.20\n3 521 963.20\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe, 20234\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\n*Statistics are denominated in ZiG\nTABLE 2: CENTRAL BANK SURVEY (ZWG'000)\n \n \n14 \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( ZWG '000)\nJan-24\nFeb-24\nMar-24\n*Apr-24\n*May-24\n*Jun-24\n*Jul-24\n*Aug-24\n*Sep-24\n*Oct-24\n*Nov-24\n*Dec-24\n*Jan-25\nNet Foreign Assets\n6 495 681 814.07\n8 434 156 471.26\n11 606 860 302.06\n6 841 962.55\n6 864 056.48\n6 861 295.92\n7 506 228.34\n6 703 991.82\n11 311 763.23\n11 863 962.98\n9 303 347.77\n9 621 512.62\n8 676 451.76\nClaims on Non Residents\n9 507 866 394.28\n12 860 635 148.65\n18 155 224 099.23\n10 973 836.76\n11 293 656.76\n11 679 328.24\n12 352 811.95\n11 598 442.41\n20 019 415.47\n21 861 671.92\n17 752 438.09\n19 141 214.17\n19 229 144.68\nOf Which: Foreign Currency\n5 196 670 641.24\n7 309 076 955.04\n9 785 505 639.81\n4 794 837.35\n4 337 566.82\n4 753 113.49\n5 739 936.96\n6 444 888.52\n10 895 905.76\n13 662 079.40\n11 233 737.69\n10 274 553.25\n12 729 369.89\nDeposits\n4 283 885 090.87\n5 518 707 074.63\n8 323 896 983.03\n6 152 462.49\n6 929 621.83\n6 902 261.76\n6 586 859.83\n5 128 037.09\n9 069 019.76\n8 153 531.84\n6 482 287.97\n8 827 755.41\n6 459 994.39\nOther\n27 310 662.17\n32 851 118.98\n45 821 476.40\n26 536.92\n26 468.12\n23 952.99\n26 015.17\n25 516.80\n54 489.96\n46 060.69\n36 412.43\n38 905.51\n39 780.40\nLess Liabilities to Non Residents\n3 012 184 580.21\n4 426 478 677.39\n6 548 363 797.17\n4 131 874.21\n4 429 600.28\n4 818 032.32\n4 846 583.61\n4 894 450.59\n8 707 652.25\n9 997 708.95\n8 449 090.32\n9 519 701.55\n10 552 692.92\nOf Which: Deposits\n1 316 061 176.34\n1 936 356 521.78\n2 837 026 028.04\n1 874 340.18\n1 941 676.30\n2 023 747.02\n1 715 870.69\n1 688 391.39\n2 976 714.87\n3 361 036.04\n2 691 546.72\n3 251 085.67\n3 669 921.39\nLoans\n1 696 123 403.87\n2 490 122 155.61\n3 711 337 769.13\n2 257 534.02\n2 487 923.98\n2 794 285.29\n3 130 712.92\n3 206 059.20\n5 730 937.38\n6 636 672.91\n5 757 543.59\n6 268 615.88\n6 882 771.53\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n22 694 566 232.26\n32 143 979 019.53\n47 514 528 237.56\n31 782 273.98\n33 785 421.43\n35 673 665.70\n38 145 673.59\n39 635 826.10\n63 272 480.21\n75 102 707.82\n73 469 677.34\n77 581 551.65\n78 067 895.57\nDomestic Claims\n22 239 001 679.53\n32 663 124 711.79\n49 195 099 829.70\n30 483 864.43\n31 543 958.04\n33 380 506.81\n36 954 010.73\n37 139 789.00\n62 499 402.56\n71 531 508.87\n65 031 259.53\n67 738 193.00\n68 668 904.40\nNet Claims on Central Government\n4 132 044 630.04\n6 067 137 107.85\n8 137 248 966.22\n5 584 180.30\n5 547 369.71\n5 745 341.04\n7 293 076.13\n6 548 202.35\n10 591 046.35\n11 703 334.97\n10 121 437.02\n10 961 408.94\n10 725 014.88\nClaims on Central Government\n4 301 674 207.46\n6 407 714 882.09\n8 652 815 980.77\n5 827 034.95\n5 897 338.50\n6 334 601.55\n7 731 687.11\n7 081 139.08\n11 174 323.23\n12 330 801.46\n10 798 672.42\n11 677 830.99\n11 429 017.37\nSecurities\n4 283 761 798.56\n6 381 641 818.99\n8 605 206 635.58\n5 583 192.64\n5 867 704.45\n6 309 901.96\n7 706 557.44\n6 955 089.37\n10 929 386.91\n12 091 791.23\n10 509 483.63\n11 621 387.80\n11 371 369.87\nLoans\n17 912 408.90\n26 073 063.10\n47 609 345.19\n243 842.32\n29 634.05\n24 699.60\n25 129.68\n126 049.71\n244 936.32\n239 010.23\n289 188.79\n56 443.19\n57 647.49\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n169 629 577.43\n340 577 774.24\n515 567 014.55\n242 854.65\n349 968.79\n589 260.52\n438 610.98\n532 936.72\n583 276.88\n627 466.49\n677 235.40\n716 422.05\n704 002.49\nOf which: Deposits\n169 629 577.43\n340 577 774.24\n515 567 014.55\n242 854.65\n349 968.79\n589 260.52\n438 610.98\n532 936.72\n583 276.88\n627 466.49\n677 235.40\n716 422.05\n704 002.49\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n18 106 957 049.49\n26 595 987 603.94\n41 057 850 863.48\n24 899 684.12\n25 996 588.33\n27 635 165.77\n29 660 934.60\n30 591 586.65\n51 908 356.20\n59 828 173.90\n54 909 822.51\n56 776 784.05\n57 943 889.52\nOther Financial Corporations\n334 638 969.24\n390 381 073.67\n649 601 336.03\n295 553.50\n371 891.66\n452 086.38\n418 360.70\n447 828.48\n803 033.30\n864 824.64\n762 328.72\n811 209.93\n778 081.69\nState and Local Government\n198 797.86\n232 003.28\n143 347.81\n1 803.44\n1 371.69\n1 489.84\n162.58\n189.44\n334.82\n83.40\n98.73\n574.72\n10 044.30\nPublic Non Financial Corporations\n662 004 891.16\n905 031 120.73\n1 283 162 917.94\n769 195.30\n753 308.55\n709 073.06\n688 025.36\n609 127.16\n1 004 586.77\n1 150 112.93\n919 347.91\n889 370.20\n933 466.05\nPrivate Sector\n17 110 114 391.24\n25 300 343 406.26\n39 124 943 261.71\n23 833 131.89\n24 870 016.43\n26 472 516.50\n28 554 385.96\n29 534 441.57\n50 100 401.31\n57 813 152.92\n53 228 047.15\n55 075 629.21\n56 222 297.48\nClaims on the Central Bank\n9 099 022 563.30\n12 598 181 489.84\n16 737 574 909.26\n11 097 658.79\n12 455 525.64\n12 775 616.04\n11 481 325.31\n13 543 158.02\n22 444 626.84\n30 514 072.84\n32 279 220.71\n32 226 426.11\n32 420 854.58\nCurrency\n2 947 927.87\n3 143 565.55\n2 830 957.84\n7 453.94\n14 987.06\n9 216.94\n7 521.93\n6 395.91\n7 871.66\n56 708.55\n72 590.97\n82 639.94\n86 307.47\nReserves\n9 096 074 635.43\n12 595 037 924.29\n16 734 743 951.43\n11 090 204.85\n12 420 731.87\n12 746 019.20\n11 453 300.33\n13 516 156.89\n22 399 747.84\n30 414 709.72\n29 835 562.13\n32 109 976.20\n32 300 632.15\nSecurities\n0.00\n0.00\n0.00\n0.00\n19 806.72\n20 379.90\n20 503.05\n20 605.22\n37 007.33\n42 654.56\n2 371 067.62\n33 809.97\n33 914.96\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n114 298 041.18\n105 237 097.37\n95 704 985.13\n67 448.03\n50 898.37\n99 769.05\n99 872.51\n109 931.02\n491 438.62\n429 739.68\n409 274.64\n233 008.13\n368 655.55\nOther Items(Net)\n8 529 159 969.39\n13 012 090 084.74\n18 322 441 516.27\n9 731 801.21\n10 163 163.89\n10 382 688.10\n10 189 789.94\n10 937 189.89\n21 180 110.57\n26 513 134.21\n23 431 528.27\n22 150 059.32\n22 653 207.86\nShares and Other Equity\n10 593 843 881.30\n14 852 881 225.62\n23 399 335 886.93\n11 639 746.46\n13 617 857.06\n16 354 657.14\n17 229 141.66\n19 127 593.60\n32 025 127.21\n37 321 973.73\n32 311 333.95\n32 915 572.23\n33 759 922.32\nLiabilities to other ressident sectors\n182 726 965.66\n279 727 919.49\n361 061 719.66\n222 678.57\n4 558.25\n13 223.72\n12 000.37\n12 502.97\n51 080.87\n16 114.32\n42 655.67\n112 460.71\n26 627.71\nOther Items(Net)\n-2 247 410 877.57\n-2 120 519 060.37\n-5 437 956 090.32\n-2 130 623.82\n-3 459 251.43\n-5 985 192.76\n-7 051 352.09\n-8 202 906.68\n-10 896 097.52\n-10 824 953.85\n-8 922 461.35\n-10 877 973.62\n-11 133 342.17\nDeposits and Securities Included in Broad Money\n29 190 248 046.34\n40 578 135 490.79\n59 121 388 539.63\n38 624 236.53\n40 649 477.91\n42 534 961.62\n45 651 901.94\n46 339 817.92\n74 584 243.43\n86 966 670.79\n82 773 025.11\n87 203 064.28\n86 744 347.32\nDeposits Included in Broad Money\n29 182 930 103.98\n \n40 568 677 127.34\n \n59 114 397 682.94\n \n38 621 441.08\n \n40 645 105.30\n \n42 530 970.04\n \n45 632 719.17\n \n46 313 212.53\n \n74 560 409.93\n \n86 923 945.26\n \n82 773 025.11\n \n87 203 064.28\n \n86 744 347.32\n \nTransferable Deposits\n27 433 139 639.80\n \n37 763 111 417.94\n \n54 658 584 424.60\n \n35 915 961.93\n \n37 368 646.98\n \n38 710 519.24\n \n41 742 426.77\n \n42 434 906.62\n \n68 693 995.54\n \n79 031 446.06\n \n75 045 621.35\n \n79 013 920.71\n \n77 884 509.57\n \n of which FCAs\n22 891 974 397.20\n \n32 954 377 682.43\n \n47 588 241 673.51\n \n29 421 560.87\n \n29 788 818.17\n \n30 114 642.50\n \n31 415 685.01\n \n31 648 530.18\n \n58 109 730.00\n \n68 608 644.80\n \n64 281 472.90\n \n67 075 955.67\n \n66 339 658.20\n \nOther Deposits (Time Deposits)\n1 749 790 464.18\n2 805 565 709.39\n4 455 813 258.33\n2 705 479.15\n3 276 458.32\n3 820 450.80\n3 890 292.40\n3 878 305.91\n5 866 414.39\n7 892 499.20\n7 727 403.75\n8 189 143.57\n8 859 837.75\n of which FCAs\n1 378 784 627.54\n2 089 992 436.79\n3 750 078 066.25\n2 426 638.27\n2 953 225.13\n3 343 135.17\n3 425 730.40\n3 030 905.19\n4 839 186.89\n6 654 693.18\n5 209 298.79\n5 598 125.36\n6 742 783.93\nMoney Market Instruments\n7 317 942.35\n \n9 458 363.45\n \n6 990 856.69\n \n2 795.45\n \n4 372.61\n \n3 991.57\n \n19 182.77\n \n26 605.39\n \n23 833.50\n \n42 725.53\n \n-\n \n-\n \n-\n \nSource:Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\n \n \n15 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nLocal Governemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2022\nJan\n2 891.2\n \n53 378.3\n \n116 654.8\n \n13 232.3\n \n69 668.2\n \n30 774.3\n40 241.6\n2.4\n186.8\n2 906.7\n20.3\n163.0\n4 023.2\n228 616.6\n16 284.0\n53 627.8\n55 303.6\n85 737.0\n773 712.0\nFeb\n2 577.7\n \n62 064.5\n \n122 479.8\n \n17 480.5\n \n76 802.2\n \n28 703.5\n49 241.8\n1.6\n0.0\n3 242.5\n20.3\n158.1\n5 761.9\n249 205.9\n16 681.8\n55 099.6\n59 171.4\n86 732.0\n835 425.0\nMar\n2 111.5\n \n76 544.2\n \n142 962.5\n \n19 239.6\n \n87 884.5\n \n43 284.1\n50 566.9\n0.9\n0.0\n2 970.2\n19.4\n253.4\n6 635.8\n296 282.4\n16 435.1\n65 660.6\n69 287.0\n94 293.1\n974 431.2\nApr\n2 624.9\n \n74 716.9\n \n160 466.5\n \n28 352.1\n \n123 190.3\n \n26 628.8\n63 944.8\n0.2\n0.0\n2 583.9\n37.5\n252.4\n7 258.1\n338 207.2\n30 154.8\n53 372.3\n73 993.0\n90 352.8\n1 076 136.5\nMay\n3 155.9\n \n142 118.9\n \n236 166.0\n \n35 928.9\n \n207 812.8\n \n61 757.6\n70 936.8\n0.0\n155.0\n3 762.8\n41.3\n289.0\n16 588.0\n455 287.9\n36 125.5\n134 993.5\n111 577.7\n130 617.1\n1 647 314.7\nJun\n2 801.2\n \n138 347.1\n \n266 691.8\n \n45 952.0\n \n241 920.1\n \n63 631.8\n86 890.0\n0.0\n654.0\n5 297.4\n61.2\n226.3\n14 282.6\n549 799.2\n38 578.3\n169 511.8\n130 604.3\n205 601.3\n1 960 850.3\nJul\n2 427.6\n \n159 024.6\n \n315 832.5\n \n39 388.2\n \n230 432.5\n \n41 246.8\n91 509.2\n0.0\n394.3\n4 940.5\n100.7\n349.7\n22 911.0\n638 556.7\n45 361.4\n144 090.2\n143 606.3\n242 024.6\n2 122 196.7\nAug\n2 640.6\n \n263 637.4\n \n411 439.9\n \n69 203.5\n \n311 107.0\n \n29 186.6\n100 187.1\n0.0\n330.1\n6 912.2\n113.5\n287.1\n46 504.1\n764 466.3\n46 788.2\n167 029.4\n251 442.9\n244 934.2\n2 716 210.1\nSep\n3 030.7\n \n289 230.8\n \n504 071.1\n \n75 446.7\n \n417 007.1\n \n18 185.0\n143 464.9\n0.0\n267.4\n8 265.9\n115.1\n306.3\n41 560.9\n902 078.3\n51 664.5\n146 133.1\n231 760.0\n285 781.8\n3 118 369.8\nOct\n3 022.6\n \n300 240.3\n \n525 870.3\n \n104 483.2\n \n389 979.7\n \n22 895.3\n151 757.7\n0.0\n204.7\n4 590.6\n116.5\n342.0\n43 335.5\n936 397.1\n58 632.8\n165 306.9\n267 183.8\n298 996.3\n3 273 355.4\nNov\n3 251.4\n \n286 365.2\n \n575 885.7\n \n111 716.1\n \n342 790.1\n \n17 089.0\n198 814.4\n0.0\n142.0\n6 078.2\n119.5\n303.6\n43 195.4\n1 042 144.5\n73 069.8\n170 944.8\n232 107.1\n302 373.7\n3 406 390.5\nDec\n3 361.7\n \n295 435.1\n \n652 284.4\n \n119 932.8\n \n351 906.8\n \n7 965.4\n288 844.0\n0.0\n20 072.7\n8 831.7\n114.4\n282.6\n30 272.3\n1 143 910.8\n84 048.5\n159 126.2\n234 748.7\n418 944.7\n3 820 082.5\n2023\nJan\n4 923.3\n \n379 841.7\n \n704 168.6\n \n151 980.1\n \n389 342.8\n \n-1 443.6\n319 807.4\n0.0\n23 774.5\n8 624.7\n228.5\n251.2\n44 113.2\n1 348 919.7\n137 477.6\n227 545.4\n251 246.0\n451 149.8\n4 441 950.8\nFeb\n1 880.1\n \n436 062.8\n \n743 888.5\n \n81 067.5\n \n518 081.0\n \n21 964.4\n332 626.9\n0.0\n26 717.2\n6 974.7\n319.0\n197.4\n44 691.5\n1 538 078.6\n142 383.8\n226 933.0\n281 339.4\n490 831.3\n4 894 037.1\nMar\n2 031.6\n \n425 326.5\n \n817 631.1\n \n112 374.3\n \n531 935.4\n \n41 928.7\n360 626.2\n0.0\n24 689.0\n10 382.7\n432.2\n149.8\n48 725.4\n1 745 783.1\n166 893.5\n554 840.9\n315 882.3\n532 130.1\n5 691 762.4\nApr\n1 844.7\n \n462 081.4\n \n972 122.7\n \n161 740.7\n \n620 095.0\n \n32 207.0\n391 587.8\n0.0\n28 119.0\n19 573.0\n559.8\n99.3\n54 058.4\n1 822 350.9\n178 895.0\n214 270.9\n411 870.0\n572 012.3\n5 943 487.7\nMay\n1 107.2\n \n1 048 116.4\n \n2 049 066.1\n \n309 234.1\n \n1 554 969.0\n \n84 147.3\n653 025.9\n0.0\n76 351.5\n16 564.4\n4 599.1\n80.3\n112 188.1\n4 068 894.1\n366 505.1\n607 438.1\n788 546.8\n884 349.9\n12 625 183.4\nJun\n1 984.5\n \n2 249 201.6\n \n4 424 350.0\n \n471 360.3\n \n3 050 984.1\n \n390 369.2\n981 773.8\n0.0\n212 126.8\n8 070.8\n18 582.4\n83.0\n260 946.3\n8 977 244.2\n669 100.1\n1 390 786.2\n1 582 985.5\n2 782 639.3\n27 472 588.1\nJul\n1 489.0\n \n1 584 403.3\n \n4 137 377.2\n \n380 493.0\n \n3 132 849.9\n \n369 552.6\n1 242 045.2\n0.0\n165 764.7\n17 713.9\n7 368.1\n68.1\n208 253.7\n7 144 225.5\n821 517.0\n829 382.3\n1 411 037.1\n3 124 457.4\n24 577 997.9\nAug\n2 292.1\n \n1 505 916.2\n \n4 651 358.8\n \n448 025.8\n \n3 179 274.3\n \n245 546.0\n1 190 599.0\n0.0\n165 103.2\n7 939.8\n7 469.9\n75.8\n205 341.5\n7 142 066.9\n817 682.7\n701 626.2\n1 348 230.8\n3 086 091.3\n24 704 640.2\nSep\n2 465.6\n \n2 015 621.6\n \n5 263 338.5\n \n560 033.8\n \n3 210 332.7\n \n305 649.1\n1 318 582.7\n0.0\n175 013.5\n10 773.5\n9 935.8\n92.0\n219 878.9\n8 628 418.0\n892 737.1\n776 997.6\n1 646 406.8\n3 310 710.4\n28 346 987.7\nOct\n2 425.4\n \n2 312 575.1\n \n5 910 277.9\n \n751 077.6\n \n2 663 186.5\n \n240 258.0\n1 272 839.7\n0.0\n190 359.3\n21 408.8\n10 816.8\n98.1\n237 525.7\n9 281 352.1\n844 462.4\n958 746.4\n1 741 207.9\n3 433 150.2\n29 871 767.9\nNov\n2 705.3\n \n2 558 589.3\n \n6 324 144.1\n \n730 377.0\n \n2 788 783.6\n \n230 917.5\n1 517 348.4\n0.0\n188 949.4\n34 470.7\n10 921.4\n59.8\n238 702.3\n9 523 818.5\n907 759.0\n1 046 257.0\n2 150 227.0\n3 544 388.6\n31 798 418.9\nDec\n3 398.4\n \n2 868 505.6\n \n5 973 706.9\n \n918 524.5\n \n2 631 445.7\n \n212 294.5\n2 627 512.6\n0.0\n182 480.9\n38 249.3\n12 325.3\n73.5\n248 699.8\n10 110 961.4\n984 502.1\n1 184 706.9\n2 319 603.9\n4 087 896.6\n34 404 887.7\n2024\nJan\n2 947.9\n \n5 196 670.6\n \n9 096 074.6\n \n1 414 527.9\n \n3 957 664.6\n \n326 220.5\n4 283 761.8\n0.0\n306 771.2\n57 595.6\n17 912.4\n198.8\n374 088.3\n16 298 021.8\n1 109 251.7\n1 949 662.4\n3 467 246.2\n5 133 753.8\n52 992 370.2\nFeb\n3 143.6\n \n7 309 077.0\n \n12 595 037.9\n \n2 395 225.7\n \n5 340 576.7\n \n178 130.4\n6 381 641.8\n0.0\n437 989.9\n78 292.7\n26 073.1\n232.0\n488 602.8\n24 095 690.3\n1 538 423.6\n2 608 075.1\n4 122 833.9\n6 863 317.4\n74 462 363.7\nMar\n2 831.0\n \n9 785 505.6\n \n16 734 744.0\n \n3 185 636.7\n \n7 548 560.1\n \n775 336.9\n8 605 206.6\n0.0\n585 769.6\n126 026.3\n47 609.3\n143.3\n729 484.9\n37 149 745.6\n2 535 252.5\n2 860 196.6\n5 844 376.9\n10 808 889.0\n107 325 315.0\nApr\n7.5\n \n4 794.8\n \n11 004.0\n \n2 108.7\n \n5 798.1\n \n354.3\n5 583.2\n0.0\n348.4\n37.2\n330.0\n1.8\n440.5\n22 799.4\n1 336.2\n2 510.2\n6 102.7\n5 490.3\n69 047.3\nMay\n15.0\n \n4 337.6\n \n12 420.7\n \n2 281.4\n \n6 437.2\n \n492.4\n5 867.7\n0.0\n339.6\n23.7\n49.4\n1.4\n433.4\n23 728.2\n1 520.6\n2 114.7\n7 240.8\n5 731.5\n73 035.2\nJun\n9.2\n \n4 753.1\n \n12 746.0\n \n2 349.5\n \n6 493.3\n \n409.0\n6 309.9\n0.0\n282.9\n32.6\n45.1\n1.5\n446.4\n25 292.4\n1 628.6\n2 541.3\n7 612.6\n6 871.1\n77 824.6\nJul\n7.5\n \n5 739.9\n \n11 453.3\n \n1 987.0\n \n6 135.6\n \n451.2\n7 706.6\n0.0\n276.2\n128.4\n45.6\n0.2\n432.4\n26 513.1\n2 454.9\n2 342.9\n8 065.1\n7 708.4\n81 448.2\nAug\n6.4\n \n6 444.9\n \n13 516.2\n \n2 310.5\n \n4 922.1\n \n205.9\n6 955.1\n0.0\n246.2\n100.5\n146.7\n0.2\n388.0\n27 463.6\n2 511.4\n2 767.9\n9 021.7\n8 363.7\n85 371.0\nSep\n7.9\n \n10 895.9\n \n22 399.7\n \n3 870.6\n \n8 728.6\n \n340.5\n10 929.4\n0.0\n431.0\n34.5\n281.9\n0.3\n610.8\n46 961.9\n3 924.3\n4 853.4\n13 635.1\n12 318.0\n140 223.9\nOct\n56.7\n \n13 662.1\n \n30 414.7\n \n5 068.5\n \n8 024.4\n \n129.1\n12 091.8\n0.0\n502.2\n53.5\n281.7\n0.1\n689.5\n54 229.9\n4 447.2\n6 380.1\n13 935.9\n13 802.2\n163 769.6\nNov\n72.6\n \n11 233.7\n \n29 835.6\n \n4 498.6\n \n6 365.0\n \n117.3\n10 509.5\n0.0\n367.6\n185.0\n2 660.3\n0.1\n582.5\n49 728.9\n4 261.8\n6 685.9\n14 193.4\n13 503.2\n154 800.9\nDec\n82.6\n \n10 274.6\n \n32 110.0\n \n5 538.7\n \n8 540.2\n \n287.6\n11 621.4\n0.0\n361.0\n79.0\n90.3\n0.6\n559.5\n51 561.9\n4 324.4\n6 555.3\n16 212.6\n14 183.7\n162 383.2\n2025\nJan\n86.3\n \n12 729.4\n \n32 300.6\n \n5 224.8\n \n6 088.6\n \n371.4\n11 371.4\n0.0\n352.9\n56.4\n91.6\n10.0\n612.5\n53 737.7\n3 262.0\n6 541.2\n14 514.4\n15 912.7\n163 264.0\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\n*Statistics are denominated in ZiG\nPublic Enterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n16 \n \n \n \nEnd of\n2022\nJan\n392 702.2\n32 298.0\n39 346.3\n464 346.5\n2 962.5\n4 027.0\n471 336.0\n3 685.3\n25 398.5\n2 688.6\n1 416.9\n230.5\n144 852.4\n53 627.8\n70 476.0\n773 712.0\nFeb\n413 978.3\n37 494.3\n47 592.5\n499 065.1\n3 229.3\n4 407.7\n506 702.1\n4 456.2\n30 483.6\n2 120.4\n1 769.7\n226.8\n153 788.5\n55 099.6\n80 778.2\n835 425.0\nMar\n488 137.1\n37 893.9\n54 213.9\n580 244.9\n3 062.2\n5 330.5\n588 637.7\n4 510.9\n33 995.7\n2 137.9\n3 281.0\n810.6\n175 156.3\n65 660.6\n100 240.6\n974 431.2\nApr\n562 613.7\n46 129.7\n52 760.1\n661 503.5\n6 377.5\n7 656.8\n675 537.9\n4 246.9\n38 472.7\n2 173.0\n3 877.2\n486.8\n178 614.3\n53 372.3\n119 355.4\n1 076 136.5\nMay\n830 166.0\n61 112.6\n70 113.9\n961 392.5\n7 310.9\n7 417.6\n976 120.9\n6 165.3\n73 411.8\n2 383.3\n3 241.0\n321.8\n243 544.4\n134 993.5\n207 132.5\n1 647 314.7\nJun\n961 316.9\n66 716.9\n81 118.5\n1 109 152.4\n5 627.3\n10 226.2\n1 125 005.9\n7 157.9\n83 048.1\n2 898.5\n4 589.8\n345.2\n355 060.9\n169 511.8\n213 232.2\n1 960 850.3\nJul\n1 016 820.2\n79 550.5\n94 495.2\n1 190 865.8\n1 789.6\n9 363.5\n1 202 018.9\n8 137.9\n100 313.8\n2 814.9\n5 020.5\n1 339.1\n419 883.3\n144 090.2\n238 578.1\n2 122 196.7\nAug\n1 367 431.3\n85 931.5\n134 512.9\n1 587 875.7\n2 415.4\n7 892.4\n1 598 183.5\n12 785.6\n119 851.6\n3 230.7\n5 771.2\n555.2\n491 336.5\n167 029.4\n317 466.4\n2 716 210.1\nSep\n1 648 027.7\n92 678.5\n157 504.6\n1 898 210.8\n1 482.9\n8 707.2\n1 908 401.0\n14 047.5\n143 842.3\n3 720.2\n9 246.7\n587.2\n553 942.2\n146 133.1\n338 449.6\n3 118 369.8\nOct\n1 615 381.5\n76 774.2\n166 880.7\n1 859 036.4\n2 028.0\n6 673.7\n1 867 738.0\n15 558.9\n153 649.9\n28 072.2\n8 610.3\n762.5\n581 740.3\n165 306.9\n451 916.4\n3 273 355.4\nNov\n1 771 644.8\n81 518.1\n189 465.9\n2 042 628.9\n1 547.6\n6 731.4\n2 050 907.9\n13 438.5\n139 370.8\n19 973.5\n10 489.1\n339.6\n612 977.2\n170 944.8\n387 949.1\n3 406 390.5\nDec\n1 990 867.6\n90 317.0\n234 004.4\n2 315 189.0\n2 754.1\n7 866.7\n2 325 809.8\n14 149.0\n177 214.1\n10 597.8\n15 234.4\n752.5\n750 161.5\n159 126.2\n367 037.4\n3 820 082.5\n2023\nJan\n2 270 946.6\n100 094.1\n275 805.1\n2 646 845.8\n1 676.5\n41 821.3\n2 690 343.7\n15 056.5\n196 129.5\n4 974.3\n12 291.7\n675.5\n881 874.7\n227 545.4\n413 059.5\n4 441 950.8\nFeb\n2 496 192.1\n98 177.2\n294 332.5\n2 888 701.8\n1 956.9\n11 040.2\n2 901 698.9\n15 711.7\n225 209.4\n8 092.9\n20 822.5\n3 109.0\n951 831.6\n226 933.0\n540 628.1\n4 894 037.1\nMar\n2 710 394.6\n121 937.7\n333 589.3\n3 165 921.6\n1 430.8\n6 188.7\n3 173 541.1\n16 082.6\n256 206.0\n9 639.9\n22 996.8\n3 714.6\n1 036 325.4\n554 840.9\n618 415.2\n5 691 762.4\nApr\n3 144 048.4\n159 872.5\n269 932.0\n3 573 852.9\n573.4\n9 702.2\n3 584 128.5\n1 843.4\n318 092.2\n13 321.9\n29 787.9\n6 418.8\n1 137 637.3\n214 270.9\n637 986.8\n5 943 487.7\nMay\n6 481 742.5\n169 496.7\n556 927.2\n7 208 166.4\n1 068.6\n50 511.7\n7 259 746.7\n4 659.4\n783 531.0\n78 332.6\n74 083.0\n30 583.3\n2 224 856.6\n607 438.1\n1 561 952.6\n12 625 183.4\nJun\n12 937 869.2\n240 252.2\n1 073 317.8\n14 251 439.2\n4 578.8\n432 610.2\n14 688 628.1\n4 243.6\n1 833 341.2\n39 166.6\n112 338.9\n64 321.9\n6 245 056.0\n1 390 786.2\n3 094 705.7\n27 472 588.1\nJul\n11 864 787.9\n285 723.5\n828 095.7\n12 978 607.1\n30 380.7\n380 435.8\n13 389 423.7\n2 137.4\n1 458 906.6\n87 827.2\n160 696.4\n58 256.2\n5 865 068.7\n829 382.3\n2 726 299.5\n24 577 997.9\nAug\n12 168 928.8\n353 674.2\n862 852.8\n13 385 455.8\n23 457.8\n381 525.5\n13 790 439.1\n3 182.7\n1 483 108.2\n84 841.4\n154 160.3\n56 751.6\n5 646 934.2\n701 626.2\n2 783 596.5\n24 704 640.2\nSep\n14 342 241.3\n404 040.4\n947 184.1\n15 693 465.8\n11 309.1\n114 502.6\n15 819 277.6\n2 685.5\n1 688 992.2\n82 493.4\n168 880.8\n90 032.4\n6 410 594.6\n776 997.6\n3 307 033.6\n28 346 987.7\nOct\n15 103 817.1\n439 336.7\n1 190 702.7\n16 733 856.4\n8 575.8\n147 053.3\n16 889 485.5\n3 497.2\n1 573 857.1\n84 628.9\n176 455.5\n83 441.8\n6 756 087.7\n958 746.4\n3 345 567.7\n29 871 767.9\nNov\n15 816 643.6\n534 621.6\n1 241 055.7\n17 592 320.9\n92 509.4\n133 475.4\n17 818 305.6\n4 173.2\n1 784 153.1\n92 939.9\n244 115.1\n89 997.7\n7 059 070.8\n1 046 257.0\n3 659 406.4\n31 798 418.9\nDec\n16 937 697.1\n613 283.2\n1 290 630.5\n18 841 610.7\n94 004.9\n201 484.9\n19 137 100.5\n42 811.4\n1 831 385.7\n55 157.4\n162 437.9\n138 722.6\n7 736 287.7\n1 184 706.9\n4 116 277.7\n34 404 887.7\n2024\nJan\n26 686 959.6\n746 212.0\n1 754 255.7\n29 187 427.3\n113 265.9\n169 629.6\n29 470 322.8\n7 317.9\n3 007 687.4\n114 298.0\n290 202.8\n182 727.0\n11 623 761.9\n1 949 662.4\n6 346 389.9\n52 992 370.2\nFeb\n36 944 811.1\n818 341.2\n2 810 669.8\n40 573 822.1\n177 789.1\n340 577.8\n41 092 189.0\n9 458.4\n4 421 333.7\n105 237.1\n454 842.1\n279 727.9\n16 146 119.3\n2 608 075.1\n9 345 381.2\n74 462 363.7\nMar\n53 801 105.7\n857 520.8\n4 468 346.0\n59 126 972.5\n275 444.0\n515 567.0\n59 917 983.5\n6 990.9\n6 535 789.0\n95 705.0\n506 746.6\n361 061.7\n24 968 710.0\n2 860 196.6\n12 072 131.8\n107 325 315.0\nApr\n35 042.5\n873.5\n2 711.3\n38 627.3\n161.4\n242.9\n39 031.6\n2.8\n4 126.0\n67.4\n358.1\n222.7\n12 859.8\n2 510.2\n9 868.8\n69 047.3\nMay\n36 571.3\n797.4\n3 283.3\n40 652.0\n82.8\n350.0\n41 084.8\n4.4\n4 422.7\n50.9\n436.0\n4.6\n15 110.7\n2 114.7\n9 806.4\n73 035.2\nJun\n37 665.2\n1 045.3\n3 824.5\n42 535.1\n2.1\n589.3\n43 126.4\n4.0\n4 813.9\n99.8\n450.6\n13.2\n17 940.3\n2 541.3\n8 835.0\n77 824.6\nJul\n40 332.2\n1 410.3\n3 894.3\n45 636.8\n68.7\n438.6\n46 144.1\n19.2\n4 842.5\n99.9\n483.0\n12.0\n18 795.9\n2 342.9\n8 708.8\n81 448.2\nAug\n40 849.7\n1 585.3\n3 882.8\n46 317.8\n65.6\n532.9\n46 916.3\n26.6\n4 889.9\n109.9\n602.1\n12.5\n20 035.9\n2 767.9\n10 009.9\n85 371.0\nSep\n66 835.5\n1 858.6\n5 872.5\n74 566.6\n99.2\n583.3\n75 249.0\n23.8\n8 701.5\n491.4\n860.8\n51.1\n34 201.4\n4 853.4\n15 791.4\n140 223.9\nOct\n76 868.7\n2 162.8\n7 903.0\n86 934.5\n257.1\n627.5\n87 819.1\n42.7\n9 987.1\n429.7\n1 310.2\n16.1\n39 650.6\n6 380.1\n18 134.0\n163 769.6\nNov\n72 575.6\n2 470.1\n7 734.9\n82 780.6\n202.6\n677.2\n83 660.4\n0.0\n8 441.5\n409.3\n568.8\n42.7\n38 968.8\n6 685.9\n16 023.6\n154 800.9\nDec\n76 723.8\n2 290.2\n8 197.9\n87 211.9\n205.6\n716.4\n88 133.9\n0.0\n9 510.9\n233.0\n856.2\n112.5\n39 782.4\n6 555.3\n17 199.0\n162 383.2\n2 025\nJan\n75 644.1\n2 240.4\n8 868.0\n86 752.5\n212.0\n704.0\n87 668.5\n0.0\n10 544.5\n368.7\n848.5\n26.6\n38 868.3\n6 541.2\n18 397.6\n163 264.0\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWG millions\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\n \n \n17 \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\n Institutional Units\n3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n2 359.27\n \n49 206.02\n \n108 119.97\n \n10 419.90\n \n66 808.45\n \n30 774.31\n \n38 636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3 628.73\n \n199 495.34\n \n2 997.94\n \n53 627.76\n \n47 405.91\n \n69 989.80\n \n684 641.9\n \nFeb\n1 971.78\n \n57 553.54\n \n112 522.99\n \n14 300.66\n \n70 750.63\n \n28 703.53\n \n44 705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5 367.16\n \n215 520.37\n \n3 055.50\n \n55 099.61\n \n53 459.12\n \n70 832.47\n \n734 997.5\n \nMar\n1 541.49\n \n70 856.33\n \n130 423.48\n \n15 503.46\n \n82 662.70\n \n43 284.13\n \n44 874.23\n \n-\n \n-\n \n1 380.20\n \n19.40\n \n253.42\n \n6 240.94\n \n258 715.05\n \n3 092.69\n \n65 660.61\n \n58 874.69\n \n76 938.87\n \n860 321.7\n \nApr\n1 939.64\n \n70 204.43\n \n144 168.02\n \n23 452.88\n \n117 033.42\n \n26 628.79\n \n57 772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6 858.06\n \n305 476.79\n \n4 348.46\n \n53 372.28\n \n62 788.55\n \n71 414.75\n \n946 471.1\n \nMay\n2 397.94\n \n131 996.38\n \n211 837.59\n \n31 586.61\n \n190 366.81\n \n61 757.62\n \n64 373.91\n \n-\n \n154.99\n \n1 559.14\n \n41.28\n \n289.00\n \n16 193.81\n \n398 048.90\n \n4 712.74\n \n134 993.54\n \n94 851.60\n \n111 543.84\n \n1 456 705.7\n \nJun\n2 263.18\n \n127 839.16\n \n234 109.43\n \n40 937.28\n \n219 607.39\n \n63 631.76\n \n83 690.44\n \n-\n \n653.97\n \n2 159.12\n \n61.20\n \n226.29\n \n13 888.60\n \n478 163.38\n \n8 954.46\n \n169 511.81\n \n110 528.09\n \n168 440.54\n \n1 724 666.1\n \nJul\n1 578.47\n \n147 217.74\n \n284 912.89\n \n34 334.13\n \n202 815.28\n \n41 246.78\n \n86 971.63\n \n-\n \n394.34\n \n1 852.14\n \n100.65\n \n349.68\n \n22 516.21\n \n556 692.12\n \n9 737.92\n \n144 090.18\n \n129 869.55\n \n192 524.32\n \n1 857 204.0\n \nAug\n1 630.70\n \n247 190.46\n \n377 078.80\n \n64 650.96\n \n273 181.97\n \n29 186.59\n \n95 346.12\n \n-\n \n330.12\n \n3 556.96\n \n113.50\n \n287.14\n \n26 564.57\n \n681 253.30\n \n11 493.92\n \n167 029.36\n \n238 442.98\n \n194 745.11\n \n2 412 082.6\n \nSep\n1 791.71\n \n270 594.59\n \n465 301.31\n \n68 020.95\n \n370 323.69\n \n18 184.96\n \n134 414.53\n \n-\n \n267.40\n \n4 916.56\n \n115.11\n \n306.33\n \n21 773.50\n \n806 774.24\n \n12 680.89\n \n146 133.14\n \n215 417.68\n \n219 933.24\n \n2 756 949.8\n \nOct\n1 704.79\n \n281 204.64\n \n480 106.49\n \n94 573.08\n \n343 440.15\n \n22 895.35\n \n136 939.74\n \n-\n \n204.69\n \n2 201.55\n \n116.48\n \n341.96\n \n22 935.50\n \n852 069.39\n \n15 525.65\n \n165 306.91\n \n232 188.99\n \n245 924.22\n \n2 897 679.6\n \nNov\n1 644.95\n \n259 109.18\n \n533 438.97\n \n101 870.32\n \n299 715.01\n \n17 089.04\n \n180 534.44\n \n-\n \n141.97\n \n2 292.28\n \n119.53\n \n303.55\n \n22 178.73\n \n960 814.77\n \n15 450.39\n \n170 944.78\n \n196 338.19\n \n250 551.19\n \n3 012 537.3\n \nDec\n1 778.71\n \n263 863.65\n \n603 136.26\n \n110 935.77\n \n299 087.30\n \n7 965.37\n \n266 725.41\n \n-\n \n79.26\n \n3 887.78\n \n114.42\n \n282.61\n \n30 272.25\n \n1 066 654.12\n \n16 130.63\n \n159 126.16\n \n189 560.01\n \n344 235.10\n \n3 363 834.8\n \n2023\nJan\n2 391.61\n \n340 953.56\n \n654 740.29\n \n143 455.70\n \n335 380.17\n \n(1 443.59)\n \n301 026.07\n \n-\n \n105.97\n \n4 873.87\n \n228.45\n \n251.24\n \n44 113.17\n \n1 307 512.98\n \n17 767.70\n \n227 545.42\n \n204 830.78\n \n374 080.77\n \n3 957 814.2\n \nFeb\n1 470.56\n \n366 544.71\n \n691 937.49\n \n71 097.36\n \n452 795.43\n \n21 074.53\n \n306 913.92\n \n-\n \n50.02\n \n1 524.98\n \n318.96\n \n197.44\n \n44 691.50\n \n1 481 851.05\n \n18 037.18\n \n226 932.96\n \n224 983.29\n \n411 002.80\n \n4 321 424.2\n \nMar\n1 771.98\n \n344 570.46\n \n755 463.34\n \n103 284.07\n \n478 333.21\n \n41 928.66\n \n330 669.68\n \n-\n \n-\n \n3 884.11\n \n432.22\n \n149.78\n \n48 725.38\n \n1 679 284.89\n \n28 439.56\n \n554 840.85\n \n254 605.57\n \n438 790.17\n \n5 065 173.9\n \nApr\n1 631.24\n \n388 822.83\n \n903 029.49\n \n144 252.31\n \n555 886.92\n \n32 206.95\n \n361 846.09\n \n-\n \n-\n \n8 716.45\n \n559.82\n \n99.28\n \n54 058.39\n \n1 722 384.40\n \n28 899.91\n \n214 270.92\n \n321 765.39\n \n476 263.19\n \n5 214 693.6\n \nMay\n1 010.26\n \n907 818.70\n \n1 932 225.57\n \n281 052.93\n \n1 351 116.97\n \n84 147.32\n \n570 367.60\n \n-\n \n-\n \n8 974.78\n \n4 599.15\n \n80.34\n \n112 188.06\n \n3 844 133.80\n \n65 696.39\n \n607 438.10\n \n669 908.72\n \n758 154.17\n \n11 198 912.9\n \nJun\n1 762.11\n \n1 979 000.71\n \n4 218 755.04\n \n444 538.09\n \n2 584 596.63\n \n350 042.51\n \n865 465.55\n \n-\n \n-\n \n221.09\n \n10 133.46\n \n8 052.34\n \n260 946.26\n \n8 487 837.63\n \n92 224.26\n \n1 390 786.24\n \n1 304 228.92\n \n2 222 499.38\n \n24 221 090.2\n \nJul\n1 305.13\n \n1 428 604.02\n \n3 898 282.53\n \n359 151.15\n \n2 646 743.26\n \n337 541.82\n \n1 133 463.14\n \n-\n \n-\n \n153.30\n \n7 368.09\n \n68.07\n \n208 253.70\n \n6 917 007.30\n \n129 308.58\n \n829 382.28\n \n1 155 945.57\n \n2 438 538.20\n \n21 491 116.1\n \nAug\n1 664.09\n \n1 370 651.81\n \n4 309 693.74\n \n391 792.23\n \n2 693 989.06\n \n208 098.88\n \n1 084 784.90\n \n-\n \n-\n \n138.30\n \n7 469.95\n \n75.80\n \n205 341.47\n \n6 863 348.14\n \n127 816.16\n \n701 626.16\n \n1 081 800.09\n \n2 446 465.02\n \n21 494 755.8\n \nSep\n1 503.56\n \n1 763 364.33\n \n4 914 305.55\n \n517 813.92\n \n2 760 807.78\n \n247 094.60\n \n1 204 684.14\n \n-\n \n-\n \n9.75\n \n9 935.82\n \n92.05\n \n219 878.94\n \n8 245 053.80\n \n151 685.43\n \n776 997.57\n \n1 312 147.78\n \n2 668 520.81\n \n24 793 895.8\n \nOct\n1 977.18\n \n2 059 471.85\n \n5 625 069.70\n \n562 790.91\n \n2 202 475.21\n \n175 235.94\n \n1 172 130.22\n \n-\n \n-\n \n0.03\n \n10 816.83\n \n98.06\n \n237 525.73\n \n8 864 363.09\n \n153 534.70\n \n958 746.42\n \n1 351 846.54\n \n2 767 099.33\n \n26 143 181.7\n \nNov\n2 295.18\n \n2 278 921.91\n \n5 913 094.15\n \n568 556.41\n \n2 451 981.00\n \n180 229.25\n \n1 337 040.40\n \n-\n \n-\n \n0.03\n \n10 921.42\n \n59.77\n \n238 702.30\n \n9 040 518.08\n \n158 702.11\n \n1 046 256.98\n \n1 702 370.26\n \n2 868 031.98\n \n27 797 681.2\n \nDec\n2 947.49\n \n2 536 437.97\n \n5 489 443.24\n \n657 432.63\n \n2 268 702.96\n \n155 742.88\n \n2 420 663.39\n \n-\n \n-\n \n0.03\n \n12 324.59\n \n73.45\n \n248 699.79\n \n9 507 281.46\n \n255 007.08\n \n1 184 706.91\n \n1 748 495.98\n \n3 349 062.31\n \n29 837 022.2\n \n2024\nJan\n2 536.36\n \n4 749 173.95\n \n8 535 153.83\n \n940 210.80\n \n3 564 879.01\n \n285 807.60\n \n3 972 600.87\n \n-\n \n-\n \n0.03\n \n17 912.41\n \n198.80\n \n374 088.29\n \n14 957 169.30\n \n312 516.30\n \n1 949 662.45\n \n2 737 500.88\n \n4 289 981.53\n \n46 689 392.4\n \nFeb\n2 519.25\n \n6 564 463.71\n \n11 709 703.62\n \n1 772 649.65\n \n4 708 270.62\n \n153 450.01\n \n5 911 393.45\n \n-\n \n-\n \n0.03\n \n26 073.06\n \n232.00\n \n488 602.76\n \n22 234 523.09\n \n378 975.16\n \n2 608 075.14\n \n3 125 793.33\n \n5 812 047.28\n \n65 496 772.2\n \nMar\n2 435.72\n \n8 601 285.46\n \n15 501 059.95\n \n2 213 233.27\n \n6 701 169.42\n \n775 336.87\n \n8 098 495.31\n \n-\n \n-\n \n0.03\n \n47 609.35\n \n143.35\n \n729 484.92\n \n34 077 197.02\n \n597 886.20\n \n2 860 196.61\n \n4 317 386.46\n \n8 974 860.63\n \n93 497 780.6\n \nApr\n5.89\n \n4 141.51\n \n9 980.68\n \n1 414.28\n \n5 461.70\n \n287.09\n \n5 206.08\n \n-\n \n-\n \n0.00\n \n31.18\n \n88.00\n \n440.49\n \n20 170.86\n \n246.21\n \n2 510.15\n \n5 472.97\n \n4 360.99\n \n59 818.1\n \nMay\n10.60\n \n3 583.02\n \n11 575.45\n \n1 506.01\n \n6 092.37\n \n382.87\n \n5 420.56\n \n-\n \n-\n \n0.00\n \n29.63\n \n1.37\n \n433.36\n \n21 315.87\n \n348.50\n \n2 114.73\n \n6 339.55\n \n4 613.87\n \n63 767.8\n \nJun\n8.01\n \n4 111.49\n \n11 498.97\n \n1 627.32\n \n5 775.34\n \n298.05\n \n6 080.69\n \n-\n \n-\n \n7.23\n \n24.70\n \n1.49\n \n446.45\n \n22 801.09\n \n345.72\n \n2 541.32\n \n6 558.03\n \n5 419.46\n \n67 545.3\n \nJul\n5.05\n \n4 943.82\n \n10 426.18\n \n1 342.47\n \n5 743.94\n \n351.44\n \n6 988.99\n \n-\n \n0.00\n \n5.21\n \n25.13\n \n0.16\n \n432.35\n \n24 895.03\n \n348.09\n \n2 342.85\n \n6 539.59\n \n6 244.23\n \n70 634.5\n \nAug\n5.26\n \n5 703.86\n \n12 540.81\n \n1 453.04\n \n4 411.38\n \n205.93\n \n6 149.38\n \n-\n \n-\n \n2.43\n \n126.05\n \n0.19\n \n378.05\n \n25 591.15\n \n542.15\n \n2 767.89\n \n7 004.36\n \n6 832.60\n \n73 714.5\n \nSep\n6.82\n \n9 465.31\n \n20 161.22\n \n2 742.22\n \n7 903.81\n \n340.45\n \n10 295.58\n \n-\n \n-\n \n0.00\n \n244.94\n \n0.33\n \n600.93\n \n43 094.11\n \n979.13\n \n4 853.44\n \n11 326.85\n \n9 785.35\n \n121 800.5\n \nOct\n39.65\n \n12 315.40\n \n27 597.64\n \n3 670.13\n \n7 120.62\n \n129.14\n \n11 256.45\n \n-\n \n-\n \n0.00\n \n239.01\n \n0.08\n \n679.62\n \n49 545.16\n \n1 042.81\n \n6 380.10\n \n11 454.83\n \n11 116.57\n \n142 587.2\n \nNov\n58.26\n \n10 111.62\n \n27 498.54\n \n3 102.17\n \n5 626.08\n \n117.33\n \n9 757.48\n \n-\n \n0.00\n \n0.00\n \n287.55\n \n2 326.36\n \n572.57\n \n45 782.99\n \n1 064.73\n \n6 685.94\n \n11 362.33\n \n10 783.91\n \n135 137.8\n \nDec\n64.89\n \n8 774.50\n \n29 312.78\n \n3 217.87\n \n7 673.17\n \n287.57\n \n10 942.77\n \n-\n \n0.00\n \n8.29\n \n54.88\n \n0.57\n \n549.66\n \n46 926.14\n \n1 073.63\n \n6 555.30\n \n13 399.70\n \n11 326.46\n \n140 168.2\n \n2025\nJan\n69.16\n \n11 456.41\n \n29 733.87\n \n3 619.46\n \n5 360.40\n \n371.37\n \n10 307.60\n \n-\n \n0.00\n \n8.47\n \n56.00\n \n10.04\n \n602.54\n \n47 707.68\n \n1 083.88\n \n6 541.21\n \n10 321.33\n \n12 929.18\n \n140 178.6\n \nSource: Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nStatistics are denominated in ZiG\nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n18 \n \n \n \nZWG millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2022\nJan\n346 619.5\n43 438.8\n31 158.1\n421 216.4\n2 962.5\n3 864.8\n428 043.7\n2 995.6\n14 406.9\n2 688.6\n1 043.2\n230.5\n122 752.1\n53 627.8\n58 853.6\n684 641.9\nFeb\n358 979.4\n51 510.7\n38 313.7\n448 803.8\n3 229.3\n4 248.7\n456 281.8\n3 834.1\n16 267.7\n2 120.4\n1 338.1\n226.8\n130 981.3\n55 099.6\n68 847.8\n734 997.5\nMar\n422 934.6\n58 283.5\n42 258.5\n523 476.6\n3 062.2\n5 171.3\n531 710.2\n3 850.2\n18 374.8\n2 137.9\n2 779.1\n810.6\n149 781.8\n65 660.6\n85 216.5\n860 321.7\nApr\n479 558.7\n74 880.3\n40 491.0\n594 930.0\n6 377.5\n7 486.7\n608 794.2\n3 792.3\n21 445.6\n2 173.0\n3 173.0\n486.8\n149 610.1\n53 372.3\n103 623.7\n946 471.1\nMay\n666 937.8\n137 419.9\n55 389.8\n859 747.5\n7 310.9\n7 249.8\n874 308.3\n5 769.3\n39 105.1\n2 383.3\n2 207.5\n321.8\n214 978.6\n134 993.5\n182 638.3\n1 456 705.7\nJun\n773 692.7\n154 956.9\n63 511.7\n992 161.3\n4 597.1\n10 018.0\n1 006 776.4\n6 743.2\n42 701.8\n2 898.5\n3 389.3\n345.2\n307 341.8\n169 511.8\n184 958.1\n1 724 666.1\nJul\n810 906.6\n173 134.0\n74 324.5\n1 058 365.1\n717.0\n9 153.8\n1 068 235.9\n7 994.5\n54 168.7\n2 814.9\n2 948.9\n1 339.1\n355 597.9\n144 090.2\n220 013.9\n1 857 204.0\nAug\n1 100 922.1\n219 798.6\n110 595.1\n1 431 315.7\n790.2\n7 675.2\n1 439 781.1\n12 484.6\n64 160.3\n3 230.7\n2 791.8\n555.2\n421 880.4\n167 029.4\n300 169.0\n2 412 082.6\nSep\n1 328 584.6\n256 980.2\n127 051.1\n1 712 616.0\n1 482.9\n8 473.0\n1 722 571.9\n13 789.2\n81 182.4\n3 720.2\n5 632.9\n587.2\n465 063.9\n146 133.1\n318 269.0\n2 756 949.8\nOct\n1 365 908.5\n205 688.8\n128 186.9\n1 699 784.2\n813.8\n6 314.3\n1 706 912.3\n14 933.2\n83 998.0\n28 072.2\n4 282.4\n762.5\n486 396.6\n165 306.9\n407 015.5\n2 897 679.6\nNov\n1 481 503.5\n243 239.9\n146 530.0\n1 871 273.4\n291.3\n6 366.6\n1 877 931.3\n12 665.1\n67 318.9\n19 973.5\n5 349.1\n339.6\n514 200.0\n170 944.8\n343 815.1\n3 012 537.3\nDec\n1 697 008.7\n235 271.2\n181 090.6\n2 113 370.5\n1 514.4\n7 399.5\n2 122 284.4\n13 296.8\n106 071.5\n10 597.8\n9 610.4\n752.5\n621 113.3\n159 126.2\n320 981.8\n3 363 834.8\n2023\nJan\n2 139 458.0\n78 197.7\n215 537.0\n2 433 192.7\n214.3\n41 333.8\n2 474 740.8\n12 923.7\n123 605.0\n4 974.3\n5 669.1\n675.5\n723 452.2\n227 545.4\n384 228.1\n3 957 814.2\nFeb\n1 997 073.4\n398 595.8\n230 549.9\n2 626 219.1\n303.5\n10 655.7\n2 637 178.4\n14 443.3\n140 484.9\n8 092.9\n13 273.6\n3 109.0\n780 290.7\n226 933.0\n497 618.5\n4 321 424.2\nMar\n2 218 678.7\n384 245.5\n262 119.8\n2 865 044.1\n1 272.8\n5 953.0\n2 872 269.9\n15 181.9\n166 322.5\n9 639.9\n15 494.1\n3 714.6\n846 479.9\n554 840.9\n581 230.2\n5 065 173.9\nApr\n2 646 522.9\n382 678.9\n197 662.2\n3 226 864.0\n173.4\n9 463.7\n3 236 501.1\n1 115.5\n201 674.1\n13 321.9\n21 331.0\n6 418.8\n935 402.2\n214 270.9\n584 658.1\n5 214 693.6\nMay\n5 196 712.7\n969 812.4\n435 965.9\n6 602 490.9\n514.9\n50 270.4\n6 653 276.3\n1 287.6\n493 894.8\n78 332.6\n65 967.5\n30 583.3\n1 815 309.9\n607 438.1\n1 452 822.8\n11 198 912.9\nJun\n10 038 744.6\n2 287 818.9\n789 112.9\n13 115 676.4\n1 468.6\n432 367.0\n13 549 512.0\n1 177.5\n1 201 797.0\n39 166.6\n101 465.7\n64 321.9\n5 042 026.4\n1 390 786.2\n2 830 837.1\n24 221 090.2\nJul\n9 592 825.0\n1 787 488.9\n592 115.4\n11 972 429.2\n9 138.5\n380 190.7\n12 361 758.4\n512.4\n847 658.7\n87 827.2\n146 299.0\n58 256.2\n4 649 856.9\n829 382.3\n2 509 565.1\n21 491 116.1\nAug\n9 698 801.3\n1 920 804.2\n622 360.9\n12 241 966.5\n1 479.8\n381 277.2\n12 624 723.5\n863.9\n865 945.4\n84 841.4\n141 305.4\n56 751.6\n4 465 099.7\n701 626.2\n2 553 598.8\n21 494 755.8\nSep\n13 388 822.1\n319 686.0\n695 555.0\n14 404 063.1\n4 754.8\n114 251.5\n14 523 069.4\n504.3\n1 036 635.6\n82 493.4\n152 779.3\n90 032.4\n5 159 376.7\n776 997.6\n2 972 007.2\n24 793 895.8\nOct\n14 087 303.5\n312 655.9\n827 902.5\n15 227 861.9\n1 692.7\n146 801.2\n15 376 355.8\n522.9\n1 106 440.5\n84 628.9\n159 670.3\n83 441.8\n5 427 255.6\n958 746.4\n2 946 119.7\n26 143 181.7\nNov\n14 816 672.7\n306 014.4\n882 972.1\n16 005 659.2\n5 789.4\n133 219.7\n16 144 668.4\n432.3\n1 259 039.0\n92 939.9\n227 935.0\n89 997.7\n5 701 702.0\n1 046 257.0\n3 234 709.9\n27 797 681.2\nDec\n15 726 758.6\n369 405.4\n808 422.2\n16 904 586.1\n6 923.3\n201 225.8\n17 112 735.3\n36 808.0\n1 314 667.6\n55 157.4\n153 701.6\n138 722.6\n6 264 918.7\n1 184 706.9\n3 575 604.1\n29 837 022.2\n2024\nJan\n24 824 665.8\n662 989.2\n1 191 915.8\n26 679 570.7\n25 881.9\n169 368.5\n26 874 821.1\n168.2\n2 102 990.2\n114 298.0\n279 174.1\n182 727.0\n9 532 603.9\n1 949 662.4\n5 652 947.5\n46 689 392.4\nFeb\n34 081 030.9\n911 544.4\n1 983 870.0\n36 976 445.3\n7 146.9\n340 314.0\n37 323 906.2\n151.1\n3 106 432.1\n105 237.1\n449 118.3\n279 727.9\n13 237 287.6\n2 608 075.1\n8 386 836.6\n65 496 772.2\nMar\n48 600 783.9\n1 434 256.6\n3 333 658.9\n53 368 699.4\n104 688.2\n515 299.7\n53 988 687.3\n0.0\n4 654 985.7\n95 705.0\n500 611.7\n361 061.7\n20 221 996.6\n2 860 196.6\n10 814 535.9\n93 497 780.6\nApr\n31 998.9\n843.3\n1 944.9\n34 787.2\n92.9\n242.8\n35 122.9\n0.0\n2 867.4\n67.4\n358.1\n222.7\n10 281.8\n2 510.2\n8 387.7\n59 818.1\nMay\n33 721.9\n910.6\n2 242.3\n36 874.7\n79.3\n349.9\n37 303.9\n0.0\n3 056.1\n50.9\n436.0\n4.6\n12 101.9\n2 114.7\n8 699.7\n63 767.8\nJun\n34 597.9\n958.5\n2 874.9\n38 431.3\n2.1\n589.2\n39 022.6\n0.0\n3 399.1\n99.8\n442.6\n13.2\n14 415.1\n2 541.3\n7 611.6\n67 545.3\nJul\n36 817.5\n1 137.8\n2 766.8\n40 722.1\n68.7\n438.6\n41 229.4\n0.0\n3 923.2\n99.9\n469.8\n12.0\n15 126.4\n2 342.9\n7 430.9\n70 634.5\nAug\n37 597.8\n872.1\n2 514.1\n40 984.0\n65.6\n532.9\n41 582.4\n0.0\n4 039.1\n109.9\n586.0\n12.5\n16 106.1\n2 767.9\n8 510.5\n73 714.5\nSep\n59 919.0\n2 378.4\n3 920.7\n66 218.0\n76.5\n579.2\n66 873.8\n0.0\n7 142.2\n491.4\n844.5\n51.1\n27 911.3\n4 853.4\n13 632.7\n121 800.5\nOct\n70 016.8\n1 657.3\n5 193.9\n76 867.9\n170.2\n621.4\n77 659.6\n0.0\n8 524.2\n429.7\n1 248.8\n16.1\n32 737.1\n6 380.1\n15 591.5\n142 587.2\nNov\n66 321.7\n1 869.1\n5 320.9\n73 511.7\n156.7\n677.1\n74 345.6\n0.0\n7 213.9\n409.3\n558.7\n42.7\n32 040.3\n6 685.9\n13 841.4\n135 137.8\nDec\n69 146.0\n1 993.7\n5 095.0\n76 234.8\n134.4\n716.3\n77 085.5\n0.0\n8 204.4\n233.0\n588.3\n112.5\n32 891.4\n6 555.3\n14 497.8\n140 168.2\n2025\nJan\n67 471.6\n3 347.4\n5 479.5\n76 298.4\n113.0\n703.9\n77 115.3\n0.0\n8 899.1\n368.7\n583.1\n13.4\n31 606.5\n6 541.2\n15 051.3\n140 178.6\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n19 \n \n \n \nForeign\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2022\nJan\n324.6\n \n3504.3\n8 506.5\n \n2680.3\n2 631.0\n \n-\n \n1 110.8\n \n2.4\n-\n \n1 487.3\n \n2 967.6\n \n-\n \n35 913.5\n \n6693.8\n14 008.7\n \n79 830.9\n \nFeb\n411.5\n \n4021.5\n9 763.6\n \n3069.7\n5 678.0\n \n-\n \n4 048.9\n \n1.6\n-\n \n1 465.4\n \n3 241.1\n \n-\n \n39 977.5\n \n4511.5\n13 964.4\n \n90 154.6\n \nMar\n354.3\n \n4413.6\n11 882.6\n \n3691.3\n4 932.3\n \n-\n \n5 235.0\n \n0.9\n-\n \n1 590.0\n \n3 888.3\n \n-\n \n42 741.3\n \n9086.6\n15 421.2\n \n103 237.4\n \nApr\n546.4\n \n3054.1\n15 585.8\n \n4857.7\n5 768.6\n \n-\n \n5 714.4\n \n0.2\n-\n \n1 861.4\n \n4 143.7\n \n-\n \n48 582.4\n \n9654.2\n16 999.2\n \n116 768.1\n \nMay\n639.5\n \n8326.7\n23 817.6\n \n4251.9\n16 001.6\n \n-\n \n6 150.9\n \n0.0\n-\n \n1 486.3\n \n8 474.8\n \n-\n \n74 864.0\n \n14793.9\n17 091.2\n \n175 898.5\n \nJun\n418.5\n \n8464.3\n32 497.6\n \n3807.5\n21 184.8\n \n-\n \n2 639.3\n \n0.0\n-\n \n1 340.0\n \n10 851.1\n \n-\n \n85 145.9\n \n18155.8\n35 128.1\n \n219 633.0\n \nJul\n700.4\n \n9914.6\n30 660.3\n \n4983.4\n24 902.9\n \n-\n \n4 077.6\n \n0.0\n-\n \n1 411.5\n \n13 722.1\n \n-\n \n98 066.0\n \n9998.6\n45 127.9\n \n243 565.1\n \nAug\n863.8\n \n14422.1\n33 703.2\n \n4483.0\n34 971.8\n \n-\n \n4 379.8\n \n0.0\n-\n \n2 106.6\n \n16 515.4\n \n-\n \n115 491.9\n \n8745.3\n45 694.0\n \n281 377.1\n \nSep\n1 086.8\n \n14998.2\n37 911.3\n \n7470.1\n45 094.8\n \n-\n \n8 440.8\n \n0.0\n-\n \n1 302.8\n \n17 996.8\n \n-\n \n129 242.7\n \n11630.7\n60 830.4\n \n336 005.2\n \nOct\n1 158.3\n \n14768.7\n44 296.5\n \n10013.7\n44 664.1\n \n-\n \n14 109.9\n \n0.0\n-\n \n1 142.4\n \n16 817.7\n \n-\n \n123 793.8\n \n30036.4\n47 678.2\n \n348 479.7\n \nNov\n1 449.3\n \n22456.9\n41 398.0\n \n9771.8\n41 317.6\n \n-\n \n17 572.6\n \n0.0\n-\n \n2 085.3\n \n16 785.8\n \n-\n \n136 029.9\n \n30694.0\n46 275.8\n \n365 836.9\n \nDec\n1 470.7\n \n23012.7\n48 533.8\n \n8913.7\n50 229.0\n \n-\n \n21 411.1\n \n0.0\n19 993.4\n \n2 176.2\n \n17 693.7\n \n-\n \n119 322.3\n \n39279.1\n69 102.5\n \n421 138.1\n \n2023\nJan\n2 402.7\n \n32405.1\n47 062.6\n \n8410.8\n50 364.6\n \n-\n \n17 976.2\n \n0.0\n23 668.5\n \n2 406.3\n \n18 311.0\n \n-\n \n132 757.4\n \n41367.4\n69 570.1\n \n446 702.8\n \nFeb\n234.9\n \n59685.4\n50 103.0\n \n9568.6\n62 701.4\n \n889.9\n \n24 809.7\n \n0.0\n26 667.1\n \n4 451.9\n \n21 629.1\n \n-\n \n146 798.4\n \n50093.6\n70 987.9\n \n528 620.9\n \nMar\n214.6\n \n72311.9\n57 399.6\n \n9196.8\n51 300.9\n \n-\n \n28 841.5\n \n0.0\n24 689.0\n \n5 503.9\n \n19 118.6\n \n-\n \n170 376.6\n \n54524.7\n84 489.1\n \n577 967.3\n \nApr\n184.1\n \n61341.6\n63 129.5\n \n16343.2\n61 444.0\n \n-\n \n28 727.0\n \n0.0\n28 119.0\n \n5 989.2\n \n27 619.9\n \n-\n \n205 412.2\n \n81442.9\n86 571.2\n \n666 323.9\n \nMay\n78.1\n \n125685.1\n100 808.7\n \n22707.0\n195 646.6\n \n-\n \n81 344.3\n \n0.0\n69 908.9\n \n6 246.8\n \n53 180.7\n \n-\n \n440 462.4\n \n103176.1\n116 103.7\n \n1 315 348.2\n \nJun\n176.6\n \n227001.8\n172 666.5\n \n25998.2\n452 772.6\n \n40 326.7\n \n115 193.3\n \n0.0\n196 310.3\n \n4 209.5\n \n121 677.5\n \n-\n \n870 075.1\n \n230604.4\n544 587.8\n \n3 001 600.3\n \nJul\n162.7\n \n132017.2\n220 995.0\n \n20797.2\n459 668.2\n \n32 010.8\n \n105 308.6\n \n0.0\n154 472.7\n \n13 777.8\n \n153 638.5\n \n-\n \n697 177.8\n \n209734.6\n612 937.8\n \n2 812 698.9\n \nAug\n611.0\n \n105296.6\n309 821.7\n \n55744.7\n475 838.3\n \n37 447.1\n \n102 495.2\n \n0.0\n153 578.2\n \n6 767.5\n \n135 193.3\n \n-\n \n758 439.2\n \n223114.4\n564 622.1\n \n2 928 969.2\n \nSep\n949.3\n \n193065.6\n339 269.2\n \n41680.1\n437 996.0\n \n58 554.5\n \n110 351.3\n \n0.0\n161 346.6\n \n4 522.1\n \n153 113.7\n \n-\n \n880 148.8\n \n290026.7\n565 616.4\n \n3 236 640.3\n \nOct\n403.8\n \n204713.4\n254 684.1\n \n187632.1\n440 150.3\n \n65 022.1\n \n97 046.1\n \n0.0\n176 111.9\n \n13 771.8\n \n173 523.5\n \n-\n \n829 479.5\n \n345029.3\n586 015.6\n \n3 373 583.5\n \nNov\n370.5\n \n222344.7\n387 213.2\n \n160896.0\n326 510.1\n \n50 688.3\n \n159 225.4\n \n0.0\n173 990.9\n \n28 127.2\n \n187 363.3\n \n-\n \n926 663.7\n \n395549.5\n595 811.6\n \n3 614 754.5\n \nDec\n403.7\n \n251968.8\n457 034.9\n \n261067.9\n345 348.0\n \n56 551.7\n \n185 131.1\n \n0.0\n166 902.0\n \n27 875.9\n \n222 503.1\n \n0.7\n \n973 788.6\n \n507890.9\n658 045.7\n \n4 114 512.9\n \n2024\nJan\n367.9\n \n368046.7\n524 020.9\n \n471915.0\n363 325.6\n \n40 412.9\n \n280 803.2\n \n0.0\n280 441.0\n \n45 935.9\n \n339 610.7\n \n-\n \n1 563 405.5\n \n649087.4\n742 734.0\n \n5 670 106.8\n \nFeb\n578.8\n \n637645.2\n797 581.2\n \n618074.6\n613 309.7\n \n24 680.4\n \n425 783.2\n \n0.0\n399 313.5\n \n67 900.2\n \n519 513.4\n \n-\n \n2 188 186.8\n \n904519.6\n937 957.6\n \n8 135 044.1\n \nMar\n356.6\n \n1026840.5\n1 171 941.4\n \n888362.3\n829 470.4\n \n-\n \n440 943.8\n \n0.0\n528 820.5\n \n103 276.3\n \n787 872.2\n \n-\n \n3 761 909.8\n \n1403556.4\n1 697 667.5\n \n12 641 017.5\n \nApr\n1.0\n \n564.4\n864.1\n \n693.0\n326.5\n \n67.2\n \n337.2\n \n0.0\n313.5\n \n-\n \n593.2\n \n212.7\n \n2 856.8\n \n420.1\n824.2\n \n8 074.0\n \nMay\n4.0\n \n639.2\n783.2\n \n772.6\n296.2\n \n109.6\n \n407.6\n \n0.0\n303.7\n \n-\n \n309.2\n \n19.8\n \n2 946.5\n \n712.1\n903.7\n \n8 207.5\n \nJun\n1.1\n \n520.3\n1 122.4\n \n718.7\n678.1\n \n110.9\n \n188.6\n \n0.0\n282.9\n \n-\n \n424.7\n \n20.4\n \n2 998.6\n \n858.8\n1 229.8\n \n9 155.3\n \nJul\n2.4\n \n681.0\n918.2\n \n640.3\n336.2\n \n99.8\n \n676.7\n \n0.0\n276.2\n \n5.0\n \n333.9\n \n20.5\n \n3 022.2\n \n1332.3\n1 250.3\n \n9 595.1\n \nAug\n1.1\n \n642.2\n853.3\n \n852.1\n428.1\n \n-\n \n764.6\n \n0.0\n246.2\n \n5.1\n \n373.1\n \n20.6\n \n3 042.5\n \n1811.8\n1 318.9\n \n10 359.6\n \nSep\n1.0\n \n1230.9\n1 985.1\n \n1121.2\n705.4\n \n-\n \n555.5\n \n0.0\n431.0\n \n34.5\n \n1 130.0\n \n37.0\n \n4 878.1\n \n2054.8\n2 298.6\n \n16 463.3\n \nOct\n13.1\n \n1166.2\n2 512.0\n \n1391.6\n769.7\n \n-\n \n745.1\n \n0.0\n502.2\n \n5.3\n \n1 380.9\n \n42.7\n \n5 751.9\n \n2214.8\n2 435.0\n \n18 930.4\n \nNov\n14.0\n \n918.9\n2 141.3\n \n1383.8\n649.7\n \n-\n \n602.6\n \n0.0\n367.6\n \n5.4\n \n1 293.8\n \n39.5\n \n4 997.5\n \n2566.9\n2 458.3\n \n17 439.1\n \nDec\n17.1\n \n1089.4\n2 633.9\n \n2306.6\n754.5\n \n-\n \n675.7\n \n0.0\n361.0\n \n-\n \n1 424.9\n \n35.4\n \n5 500.8\n \n2343.9\n2 593.3\n \n19 736.5\n \n2025\nJan\n16.4\n \n936.1\n2 314.6\n \n1595.3\n637.3\n \n-\n \n1 060.8\n \n0.0\n352.9\n \n0.0\n \n1 532.1\n \n35.6\n \n5 695.2\n \n3701.1\n2 505.2\n \n20 382.5\n \nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \n* Statistics are denominated in ZiG\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWG millions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2022\nJan\n31 695.1\n5 983.6\n37 678.7\n0.0\n15.0\n37 693.7\n1 771.4\n10 991.6\n0.0\n373.7\n0.0\n18 063.5\n10 937.0\n79 830.9\nFeb\n37 132.1\n7 089.1\n44 221.1\n0.0\n15.0\n44 236.1\n1 703.8\n14 215.9\n0.0\n431.6\n0.0\n18 241.5\n11 325.7\n90 154.6\nMar\n44 187.4\n6 190.7\n50 378.1\n0.0\n15.0\n50 393.1\n1 742.3\n15 620.9\n0.0\n501.9\n0.0\n20 548.8\n14 430.4\n103 237.4\nApr\n52 979.2\n6 553.0\n59 532.2\n0.0\n15.0\n59 547.2\n1 536.3\n17 027.1\n0.0\n704.1\n0.0\n23 099.0\n14 854.4\n116 768.1\nMay\n86 411.7\n6 683.0\n93 094.7\n0.0\n15.0\n93 109.8\n1 477.7\n34 306.7\n0.0\n1 033.4\n0.0\n22 645.2\n23 325.7\n175 898.5\nJun\n98 008.7\n8 427.1\n106 435.9\n1 030.1\n15.0\n107 481.1\n1 496.4\n40 346.3\n0.0\n1 200.6\n0.0\n42 213.2\n26 895.5\n219 633.0\nJul\n111 583.1\n9 489.2\n121 072.3\n1 072.6\n15.0\n122 159.9\n1 225.0\n46 145.1\n0.0\n2 071.5\n0.0\n55 131.6\n16 832.0\n243 565.1\nAug\n133 071.2\n11 398.3\n144 469.5\n1 625.2\n15.0\n146 109.7\n1 382.6\n55 691.4\n0.0\n2 979.3\n0.0\n60 157.4\n15 056.7\n281 377.1\nSep\n143 338.6\n28 284.7\n171 623.3\n0.0\n15.0\n171 638.3\n1 339.9\n62 659.9\n0.0\n3 613.8\n0.0\n79 343.1\n17 410.1\n336 005.2\nOct\n122 775.3\n20 897.6\n143 672.9\n1 214.2\n15.0\n144 902.1\n1 707.3\n69 651.9\n0.0\n4 327.9\n0.0\n86 799.2\n41 091.4\n348 479.7\nNov\n130 892.9\n23 401.5\n154 294.3\n1 256.4\n13.0\n155 563.7\n1 855.1\n72 052.0\n0.0\n5 140.0\n0.0\n89 895.0\n41 331.2\n365 836.9\nDec\n149 207.3\n30 517.1\n179 724.4\n1 239.7\n103.8\n181 068.0\n1 933.7\n71 142.6\n0.0\n5 623.9\n0.0\n118 486.1\n42 883.8\n421 138.1\n2023\nJan\n161 506.8\n31 099.4\n192 606.2\n1 462.2\n121.0\n194 189.4\n3 214.4\n72 524.5\n0.0\n6 622.6\n0.0\n144 335.3\n25 816.5\n446 702.8\nFeb\n210 739.4\n27 500.2\n238 239.5\n1 153.4\n15.0\n239 407.9\n2 349.9\n84 724.5\n0.0\n7 548.9\n0.0\n155 007.6\n39 582.0\n528 620.9\nMar\n234 480.2\n38 088.7\n272 568.9\n158.0\n14.4\n272 741.2\n1 982.4\n89 883.4\n0.0\n7 502.7\n0.0\n172 499.0\n33 358.6\n577 967.3\nApr\n272 738.9\n35 889.2\n308 628.0\n400.0\n15.0\n309 043.1\n1 809.5\n116 418.1\n0.0\n8 456.9\n0.0\n183 262.3\n47 334.0\n666 323.9\nMay\n502 897.5\n36 680.3\n539 577.9\n553.7\n15.0\n540 146.6\n4 453.5\n289 636.2\n0.0\n8 115.4\n0.0\n372 206.8\n100 789.6\n1 315 348.2\nJun\n927 980.2\n66 404.1\n994 384.3\n0.0\n15.0\n994 399.3\n4 147.7\n631 544.2\n0.0\n10 873.2\n0.0\n1 117 122.1\n243 513.7\n3 001 600.3\nJul\n804 547.2\n73 047.1\n877 594.3\n15 753.2\n15.0\n893 362.6\n2 706.7\n611 248.0\n0.0\n14 397.5\n0.0\n1 093 858.2\n197 126.1\n2 812 698.9\nAug\n920 687.4\n90 856.7\n1 011 544.1\n15 752.3\n15.0\n1 027 311.4\n3 400.5\n617 162.9\n0.0\n12 854.9\n0.0\n1 064 286.3\n203 953.2\n2 928 969.2\nSep\n1 062 730.1\n75 413.9\n1 138 143.9\n0.0\n15.1\n1 138 159.0\n3 262.9\n652 356.6\n0.0\n16 101.5\n0.0\n1 117 548.2\n309 212.1\n3 236 640.3\nOct\n1 261 965.8\n64 282.0\n1 326 247.8\n0.0\n15.1\n1 326 262.9\n4 056.0\n467 416.6\n0.0\n16 785.2\n0.0\n1 188 499.5\n370 563.3\n3 373 583.5\nNov\n1 301 463.8\n82 076.9\n1 383 540.7\n79 497.1\n15.1\n1 463 052.8\n4 822.5\n525 114.1\n0.0\n16 180.1\n0.0\n1 209 652.3\n395 932.7\n3 614 754.5\nDec\n1 541 238.9\n142 705.5\n1 683 944.4\n79 497.1\n15.8\n1 763 457.2\n7 085.0\n516 718.0\n0.0\n8 736.3\n0.0\n1 308 419.6\n510 096.7\n4 114 512.9\n2024\nJan\n2 094 039.4\n96 896.2\n2 190 935.6\n79 481.7\n15.1\n2 270 432.3\n8 231.4\n904 697.2\n0.0\n11 028.7\n0.0\n1 826 995.6\n648 721.6\n5 670 106.8\n-\n \nFeb\n2 991 430.0\n192 203.3\n3 183 633.2\n162 422.1\n15.1\n3 346 070.4\n10 388.9\n1 314 901.6\n0.0\n5 723.7\n0.0\n2 630 626.9\n827 332.6\n8 135 044.1\nMar\n4 958 662.0\n186 068.5\n5 144 730.5\n162 239.8\n15.7\n5 306 986.0\n8 072.5\n1 880 803.3\n0.0\n6 134.8\n0.0\n4 286 906.8\n1 152 114.2\n12 641 017.5\nApr\n3 369.4\n36.3\n3 405.6\n65.0\n0.0\n3 470.7\n3.2\n1 258.6\n0.0\n0.0\n0.0\n1 955.9\n1 385.6\n8 074.0\nMay\n3 228.4\n75.2\n3 303.7\n0.0\n0.0\n3 303.7\n4.8\n1 366.6\n0.0\n0.0\n0.0\n2 496.7\n1 035.8\n8 207.5\nJun\n3 502.4\n97.1\n3 599.5\n0.0\n0.0\n3 599.5\n4.4\n1 414.8\n0.0\n8.0\n0.0\n2 990.2\n1 138.3\n9 155.3\nJul\n4 199.9\n128.4\n4 328.3\n0.0\n0.0\n4 328.3\n19.6\n919.3\n0.0\n13.2\n0.0\n3 111.6\n1 203.0\n9 595.1\nAug\n4 433.7\n172.4\n4 606.1\n0.0\n0.0\n4 606.1\n103.0\n850.7\n0.0\n16.1\n0.0\n3 370.3\n1 413.3\n10 359.6\nSep\n6 773.8\n475.3\n7 249.1\n22.6\n0.0\n7 271.7\n103.8\n1 559.3\n0.0\n16.3\n0.0\n5 486.0\n2 026.3\n16 463.3\nOct\n8 011.9\n795.7\n8 807.6\n86.9\n0.0\n8 894.5\n122.7\n1 462.9\n0.0\n61.4\n0.0\n6 003.1\n2 385.9\n18 930.4\nNov\n7 145.7\n872.8\n8 018.6\n45.8\n0.0\n8 064.4\n79.9\n1 227.6\n0.0\n10.0\n0.0\n6 043.8\n2 013.3\n17 439.1\nDec\n8 227.9\n1 293.1\n9 521.0\n71.2\n0.0\n9 592.2\n79.9\n1 306.5\n0.0\n267.8\n0.0\n5 923.9\n2 566.2\n19 736.5\n2025\nJan\n7 694.3\n1 357.3\n9 051.7\n99.0\n0.0\n9 150.7\n79.9\n1 645.4\n0.0\n265.4\n13.2\n6 057.2\n3 170.6\n20 382.5\n-\n \nSource: Reserve Bank of Zimbabwe, 2024\n* Statistics are denominated in ZiG\nZWG millions\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nAmounts Owing to\n \n \n21 \n \n \n \nEND OF\n2022\nJan\n58 163 723.79\n2 180 551.47\n576 438.12\n26 576 317.70\n366 231.45\n8 887 534.55\n23 074 734.84\n11 840 524.88\n15 743 736.46\n3 516 259.69\n47 325 078.28\n29 564.68\n198 280 695.90\nFeb\n59 500 669.71\n2 289 260.81\n618 640.14\n27 925 301.74\n641 435.03\n9 370 886.67\n27 976 121.59\n13 027 815.12\n20 505 827.49\n3 747 288.27\n51 007 737.28\n19 692.27\n216 630 676.11\nMar\n66 551 117.83\n2 538 377.08\n656 335.46\n29 688 979.74\n660 584.49\n10 903 917.10\n32 629 411.62\n15 688 496.07\n38 075 386.72\n4 471 441.45\n58 500 950.68\n802 168.34\n261 167 166.58\nApr\n74 441 781.12\n4 219 500.30\n1 441 218.07\n33 136 441.44\n673 885.92\n13 157 284.33\n34 426 878.27\n18 261 710.29\n39 043 359.76\n5 001 307.17\n63 176 517.86\n40 089.64\n287 019 974.16\nMay\n101 753 100.08\n5 120 524.84\n3 358 419.20\n50 514 059.33\n760 401.23\n12 433 390.50\n42 057 624.50\n28 724 818.35\n48 088 662.73\n6 286 840.17\n76 655 600.16\n34 456.76\n375 787 897.73\nJune\n118 753 588.99\n6 209 658.53\n2 293 665.50\n64 942 949.99\n869 273.19\n23 897 585.00\n58 442 367.18\n37 195 284.13\n62 467 707.84\n9 414 912.48\n96 536 183.00\n43 204.15\n481 066 380.00\nJuly\n133 779 414.05\n7 610 614.14\n3 684 426.07\n77 836 080.20\n938 367.98\n30 537 997.95\n69 408 788.72\n46 181 587.44\n72 642 938.51\n10 449 582.51\n111 094 524.49\n46 145.73\n564 210 467.80\nAug\n165 210 571.41\n10 163 176.69\n2 624 492.88\n93 899 073.61\n1 266 729.80\n39 544 245.28\n87 691 102.84\n58 330 938.20\n97 552 420.83\n10 450 507.09\n131 625 765.29\n154 457.59\n698 513 481.52\nSept\n201 167 878.53\n11 330 918.80\n5 038 300.39\n110 956 484.03\n1 297 748.50\n44 492 682.69\n101 816 518.33\n92 708 096.37\n88 483 494.42\n11 685 667.87\n152 934 863.30\n276 752.34\n822 189 405.58\nOct\n223 506 677.74\n12 026 669.50\n4 229 873.27\n113 451 159.15\n1 302 041.27\n46 399 745.17\n110 333 025.84\n79 715 558.05\n89 501 330.53\n9 611 322.30\n175 816 703.56\n178 607.79\n866 072 714.17\nNov\n232 953 535.08\n16 431 625.92\n11 131 139.79\n118 284 970.84\n1 687 527.03\n42 192 397.26\n124 017 335.43\n75 874 234.73\n94 636 395.62\n12 440 947.33\n207 085 835.54\n197 473.26\n936 933 417.83\nDec\n253 185 165.18\n19 199 455.89\n10 466 455.02\n135 037 685.07\n1 551 994.21\n70 805 600.30\n136 576 579.60\n94 115 141.69\n123 404 532.09\n12 079 018.68\n235 371 108.06\n173 717.07\n1 091 966 452.83\n2023\nJan\n299 237 745.06\n22 096 826.86\n11 001 194.94\n154 399 125.00\n2 073 794.79\n72 677 263.10\n165 905 496.48\n124 259 994.28\n140 303 195.37\n16 560 714.33\n290 446 774.71\n286 968.13\n1 299 249 093.07\nFeb\n333 081 520.85\n26 349 752.54\n12 607 980.80\n168 969 321.35\n3 232 834.66\n79 874 665.83\n198 087 465.13\n146 996 948.44\n150 078 778.01\n18 960 512.94\n335 439 856.49\n415 659.47\n1 474 095 296.50\nMar\n411 138 419.07\n28 795 432.59\n14 081 946.71\n184 250 094.21\n3 256 927.22\n101 507 881.47\n232 125 042.77\n168 374 643.67\n159 301 093.17\n20 786 447.06\n364 183 808.40\n229 595.47\n1 688 031 331.80\nApr\n411 638 425.58\n28 865 765.48\n14 081 964.65\n184 833 219.66\n3 256 927.22\n101 507 881.47\n235 076 590.94\n168 374 757.64\n159 310 920.52\n20 785 827.18\n365 366 760.50\n229 595.47\n1 693 328 636.32\nMay\n726 348 772.35\n78 828 771.47\n44 800 380.00\n409 618 602.87\n6 584 930.07\n226 467 642.46\n583 387 051.30\n480 909 418.46\n381 628 891.53\n62 593 512.49\n757 858 742.61\n267 815.39\n3 759 294 531.01\nJun\n1 385 380 571.66\n173 918 051.54\n114 682 839.69\n1 119 448 698.19\n23 922 347.39\n571 712 604.71\n1 309 324 347.94\n1 111 326 640.14\n808 734 970.18\n129 722 475.73\n1 754 989 459.01\n444 788.00\n8 503 607 794.19\nJul\n1 088 372 491.59\n132 529 236.30\n101 023 084.21\n843 805 813.72\n21 291 030.44\n370 922 779.80\n1 037 949 287.43\n824 419 061.99\n646 244 001.65\n87 491 103.55\n1 451 125 105.58\n356 098.86\n6 605 529 095.13\nAug\n1 104 126 310.09\n133 512 317.72\n105 426 999.17\n683 402 044.93\n21 345 225.83\n393 145 008.06\n1 077 529 295.35\n824 970 068.56\n716 638 286.73\n85 309 683.35\n1 543 461 599.29\n382 505.35\n6 689 249 344.42\nSep\n1 336 413 273.40\n158 136 405.58\n121 080 865.90\n752 199 791.20\n28 592 532.70\n465 470 715.50\n1 334 020 478.90\n1 012 670 250.70\n799 826 458.00\n102 238 002.60\n1 857 297 850.00\n586 991.00\n7 968 533 615.50\nOct\n1 461 090 986.48\n163 948 853.90\n120 153 516.74\n935 064 277.07\n24 681 683.18\n520 361 008.99\n1 381 206 351.23\n1 092 469 043.71\n859 550 943.15\n118 799 556.91\n2 126 512 435.00\n627 911.82\n8 804 466 568.16\nNov\n1 397 804 072.50\n171 337 302.47\n117 526 650.42\n1 017 731 862.93\n26 161 720.05\n535 490 380.99\n1 401 587 612.93\n992 371 783.17\n885 248 702.84\n129 500 343.70\n2 255 158 373.70\n621 795.60\n8 930 540 600.93\nDec\n1 360 816 417.35\n179 675 138.50\n121 167 248.12\n1 077 783 652.10\n46 946 926.90\n551 786 675.29\n1 483 619 833.87\n1 207 471 368.52\n863 309 236.72\n136 388 007.82\n2 458 239 172.85\n644 093.68\n9 487 847 771.72\n2024\nJan\n2 212 746 050.25\n265 031 131.44\n214 923 355.91\n1 663 240 228.23\n110 086 710.61\n875 780 504.12\n2 505 473 968.40\n1 910 394 449.61\n1 256 413 922.88\n237 647 459.79\n3 945 256 597.25\n1 037 343.55\n15 198 031 722.04\nFeb\n3 435 102 730.48\n426 536 836.74\n249 129 096.22\n2 383 796 904.38\n171 219 221.62\n1 264 658 167.28\n3 631 856 467.58\n2 844 642 895.76\n2 043 483 472.01\n352 320 643.54\n5 491 307 643.33\n1 518 795.13\n22 295 572 874.08\nMar\n4 949 814 064.70\n642 860 845.90\n452 924 544.60\n3 642 287 181.90\n251 866 635.20\n1 943 457 910.80\n5 387 453 048.30\n3 991 233 867.50\n3 178 219 935.60\n543 942 248.60\n8 278 044 179.10\n2 267 159.00\n33 264 371 621.30\n*Apr\n2 882 347.04\n371 595.02\n188 567.12\n3 081 028.88\n188 277.01\n1 174 215.26\n3 077 908.79\n2 281 799.96\n1 782 566.59\n399 652.20\n4 922 516.84\n1 655.37\n20 352 130.08\n*May\n3 549 471.22\n448 072.03\n196 408.62\n3 013 508.26\n181 989.39\n1 239 894.94\n3 619 936.03\n2 302 326.81\n1 793 582.31\n494 669.10\n5 661 322.35\n5 002.25\n22 513 367.89\n*Jun\n3 286 172.53\n496 282.55\n213 057.33\n3 210 670.42\n230 521.55\n1 418 401.02\n3 457 122.91\n1 954 111.98\n1 946 800.04\n567 017.72\n6 019 426.96\n1 771.40\n22 801 356.42\n*Jul\n3 487 382.60\n511 490.74\n202 186.14\n3 350 580.05\n163 104.44\n1 304 409.07\n3 570 513.33\n2 117 767.16\n2 347 954.24\n568 049.13\n6 348 713.28\n2 029.48\n23 985 090.63\n*Aug\n3 858 128.45\n496 920.13\n197 595.11\n3 160 166.09\n163 179.56\n1 353 221.18\n3 891 826.53\n2 259 346.53\n2 064 398.05\n355 517.61\n7 019 997.29\n1 626.53\n24 821 923.05\n*Sep\n6 672 075.13\n1 240 260.16\n365 299.01\n5 024 076.96\n274 548.64\n2 326 667.49\n6 387 958.08\n4 331 429.08\n3 418 807.30\n640 082.06\n11 884 283.83\n2 603.24\n42 568 090.98\n*Oct\n7 858 559.49\n1 469 928.32\n481 828.82\n5 465 308.96\n320 115.06\n2 603 522.82\n7 340 600.92\n5 249 584.59\n3 667 687.19\n726 009.18\n13 568 052.49\n3 070.10\n48 754 267.95\n*Nov\n7 180 366.66\n1 328 085.57\n428 978.78\n5 025 733.67\n284 239.89\n2 457 448.49\n6 759 835.67\n4 209 879.63\n3 928 182.05\n680 905.22\n13 074 981.78\n2 309.39\n45 360 946.80\n*Dec\n7 297 552.82\n1 289 292.14\n385 874.99\n4 973 856.63\n262 219.72\n2 513 526.60\n6 746 914.01\n4 827 984.53\n3 694 327.88\n706 439.67\n13 280 443.54\n2 262.81\n45 980 695.34\n2025\n*Jan\n7 678 298.65\n1 196 038.23\n409 696.02\n5 047 238.20\n306 809.73\n2 664 917.36\n6 434 242.43\n4 757 437.66\n4 086 970.99\n769 886.02\n13 569 651.19\n1 922.01\n46 923 108.48\nSource: Reserve Bank of Zimbabwe, 2025\n1 Including the only merchant bank still in operation.\n*Statistics are denominated in ZiG\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\nZWG ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n \n22 \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1 000.00\n2022\nJan\n17 399 268.45\n9 928 816.10\n28 146 847.17\n46 285 881.10\n15 060 177.49\n34 087 881.41\n60 888 346.70\n38 232 883.69\n135 579 116.46\n6 454 492.58\n32 504 960.47\n745 336.00\n425 314 007.61\nFeb\n20 260 983.50\n9 641 974.72\n32 159 803.23\n50 825 844.50\n15 235 028.54\n35 068 548.54\n49 157 612.17\n43 769 514.96\n146 423 512.16\n7 768 846.48\n36 257 363.98\n724 522.36\n447 293 555.15\nMar\n22 638 817.86\n11 683 937.35\n34 271 841.32\n61 002 811.60\n20 352 647.27\n34 501 628.57\n57 839 997.29\n60 678 395.30\n173 444 002.60\n9 467 563.85\n43 160 654.72\n970 393.82\n530 012 691.56\nApr\n26 926 844.72\n12 304 918.39\n34 924 202.54\n67 201 357.79\n21 444 798.07\n38 606 872.21\n61 303 321.13\n64 980 792.31\n216 612 532.66\n10 455 473.89\n45 951 692.03\n939 217.87\n601 652 023.61\nMay\n39 564 579.03\n21 954 770.23\n42 666 739.38\n108 620 498.72\n28 757 840.78\n54 108 110.44\n88 717 845.18\n107 568 244.73\n291 739 801.56\n14 310 137.61\n65 853 453.06\n1 190 747.91\n865 052 768.60\nJun\n45 956 287.64\n26 686 177.09\n47 155 850.80\n128 881 143.56\n23 783 755.16\n60 238 449.95\n105 247 922.50\n120 389 795.99\n326 034 986.61\n17 068 663.50\n108 828 797.15\n1 325 268.69\n1 011 597 098.65\nJul\n40 699 352.12\n28 329 526.03\n45 417 841.09\n128 847 329.07\n21 958 796.02\n62 326 844.37\n103 536 398.88\n112 642 685.48\n401 574 353.33\n17 902 000.20\n112 555 899.49\n1 117 408.25\n1 076 908 434.33\nAug\n68 438 409.63\n39 107 020.53\n53 616 955.67\n171 501 037.83\n25 370 674.58\n68 913 237.19\n162 326 617.25\n137 243 494.58\n538 409 018.36\n23 523 309.06\n146 121 882.24\n1 197 164.45\n1 435 768 821.37\nSep\n81 174 128.75\n51 501 554.76\n58 104 791.47\n204 056 688.73\n63 246 197.07\n174 562 749.46\n172 521 502.90\n138 936 277.91\n626 755 883.05\n25 607 188.82\n182 077 675.02\n11 177 650.78\n1 789 722 288.71\nOct\n83 201 043.64\n63 984 990.31\n67 031 137.91\n207 367 773.63\n40 617 325.27\n155 873 800.58\n179 051 392.63\n157 121 308.46\n575 293 016.53\n27 092 268.91\n201 852 712.89\n3 193 614.07\n1 761 680 384.82\nNov\n88 153 064.47\n61 978 896.61\n78 744 676.95\n236 152 455.10\n39 915 042.93\n100 872 718.26\n214 281 243.03\n200 240 592.45\n606 580 960.90\n32 903 876.70\n233 604 874.73\n119 223.24\n1 893 547 625.35\nDec\n106 799 918.36\n60 886 327.29\n73 518 960.29\n260 923 049.61\n48 959 835.11\n122 528 998.69\n242 741 914.11\n171 982 170.05\n747 151 447.16\n37 453 518.81\n270 164 633.75\n10 753 958.63\n2 153 864 731.86\n2023\nJan\n114 820 700.76\n79 460 381.87\n82 589 902.30\n305 204 829.91\n45 118 619.63\n135 072 311.14\n263 222 364.10\n223 632 204.71\n896 980 184.31\n37 534 721.96\n288 326 194.21\n7 916 696.92\n2 479 879 111.81\nFeb\n118 375 609.69\n85 995 682.64\n93 761 236.16\n312 626 341.50\n56 688 432.58\n147 245 179.36\n266 610 300.93\n273 709 371.16\n938 437 753.70\n39 909 193.60\n292 841 727.23\n6 842 518.78\n2 633 043 347.35\nMar\n119 963 933.20\n85 731 698.36\n100 697 025.58\n322 453 842.97\n45 619 349.07\n148 455 496.20\n286 712 763.58\n273 572 570.94\n1 064 798 433.60\n44 685 590.57\n330 031 150.72\n14 190 575.51\n2 836 912 430.30\nApr\n131 146 380.30\n89 322 733.64\n99 723 066.84\n324 249 300.08\n45 619 349.07\n149 245 957.86\n289 670 780.41\n273 578 020.75\n1 072 456 655.25\n44 926 335.64\n331 068 417.40\n14 190 575.51\n2 865 197 572.73\nMay\n269 460 363.15\n210 867 012.29\n216 906 304.04\n631 589 937.93\n113 357 505.65\n362 294 051.43\n581 761 350.37\n545 536 680.63\n2 504 454 969.80\n102 648 366.24\n702 960 786.40\n28 985 518.44\n6 270 822 846.38\nJun\n581 642 309.76\n428 772 683.41\n410 699 487.74\n1 366 510 052.55\n227 784 986.62\n700 617 673.80\n1 094 382 949.63\n1 185 026 806.70\n5 283 380 622.25\n199 474 750.17\n1 564 762 675.09\n40 673 167.41\n13 083 728 165.12\nJul\n535 377 934.43\n436 808 429.52\n413 150 823.99\n1 394 747 348.19\n206 866 966.84\n711 462 740.79\n1 157 802 106.76\n982 808 623.76\n4 533 520 705.60\n184 470 180.50\n1 464 856 207.23\n37 277 944.87\n12 059 150 012.48\nAug\n537 439 303.14\n422 479 784.07\n413 226 172.28\n1 343 458 227.81\n285 743 813.63\n662 607 567.90\n1 197 898 912.17\n1 004 826 660.33\n4 639 684 933.86\n209 521 849.57\n1 553 047 811.00\n38 718 344.86\n12 308 653 380.62\nSep\n632 283 427.70\n491 562 911.40\n426 060 663.50\n1 510 241 869.90\n296 604 785.00\n789 587 698.10\n1 300 914 518.50\n1 250 791 974.40\n5 214 851 978.10\n217 382 274.50\n1 781 106 637.90\n43 583 660.40\n13 954 972 399.20\nOct\n721 203 425.90\n541 011 315.61\n554 440 420.11\n1 657 817 920.26\n309 251 239.26\n841 367 968.72\n1 438 592 170.70\n1 187 082 973.91\n5 659 995 585.31\n260 248 908.48\n1 906 411 104.87\n49 647 602.04\n15 127 070 635.17\nNov\n703 080 882.81\n566 993 243.11\n532 803 998.34\n1 698 467 822.71\n346 291 934.28\n269 835 136.30\n1 554 832 195.31\n1 195 274 632.93\n6 063 945 342.98\n293 942 495.06\n2 031 657 547.49\n46 866 707.11\n15 885 967 935.90\nDec\n605 605 541.75\n423 493 370.41\n730 799 100.82\n1 549 938 533.11\n553 801 063.21\n767 650 016.19\n1 254 233 648.36\n1 348 969 145.10\n6 689 372 974.36\n247 647 472.27\n2 091 666 965.12\n53 713 528.87\n16 882 080 093.66\n2024\nJan\n833 932 128.83\n694 796 940.75\n1 029 474 123.23\n2 082 328 111.88\n884 819 488.86\n2 004 818 592.25\n1 699 026 894.47\n1 837 959 924.52\n12 124 252 579.26\n323 794 777.38\n3 044 604 553.80\n71 184 543.75\n26 630 992 658.97\nFeb\n1 156 065 718.20\n1 037 783 187.53\n1 369 731 749.12\n3 170 746 459.37\n114 038 016.39\n3 174 169 477.50\n2 227 190 946.76\n2 855 301 054.35\n15 834 462 125.05\n552 622 448.45\n4 294 792 965.31\n89 063 348.63\n36 904 967 496.65\nMar\n1 783 340 807.00\n1 442 504 457.60\n2 116 410 516.40\n4 588 105 383.90\n1 753 052 451.70\n4 712 657 212.60\n3 465 873 456.30\n3 573 833 122.50\n20 373 593 827.70\n1 006 777 059.10\n8 454 899 690.30\n100 278 506.80\n53 371 326 491.90\n*Apr\n1 476 289.07\n893 193.94\n1 388 298.43\n4 283 881.29\n1 092 218.87\n2 578 995.23\n2 513 192.87\n2 626 884.44\n11 782 151.57\n511 608.90\n5 775 024.95\n62 998.90\n34 984 738.48\n*May \n1 608 650.70\n1 037 123.00\n986 367.13\n3 197 388.56\n1 234 670.10\n3 669 306.62\n2 777 961.02\n2 424 631.17\n13 413 072.92\n726 100.95\n5 909 740.37\n55 506.53\n37 040 519.06\n*Jun\n1 578 119.27\n1 011 831.06\n1 759 648.05\n3 190 728.10\n1 134 620.40\n3 473 307.05\n2 999 644.43\n3 196 350.73\n15 181 074.61\n630 237.37\n5 302 910.12\n65 954.20\n39 524 425.40\n*Jul\n1 709 191.73\n1 060 814.63\n1 786 754.78\n4 244 435.10\n1 695 144.92\n3 842 095.49\n2 685 658.39\n3 860 697.95\n15 154 833.77\n494 408.07\n5 163 064.26\n152 575.18\n41 849 674.27\n*Aug\n1 881 831.48\n1 096 949.95\n1 756 800.10\n4 115 344.75\n1 560 883.79\n5 160 947.59\n3 104 912.00\n2 628 465.51\n14 680 525.46\n510 741.77\n4 692 301.87\n147 285.45\n41 336 989.72\n*Sep\n2 676 045.30\n2 231 428.03\n3 076 033.40\n6 657 466.11\n2 618 571.09\n6 677 406.59\n4 328 506.20\n3 749 838.40\n26 389 976.50\n867 911.20\n8 373 719.22\n219 988.31\n67 866 890.36\n*Oct\n3 485 504.59\n2 567 255.56\n3 535 607.03\n7 474 589.94\n3 299 698.46\n7 968 221.02\n5 044 419.36\n5 097 867.03\n29 458 757.35\n1 018 065.78\n9 462 752.69\n220 427.14\n78 633 165.96\n*Nov\n3 092 857.19\n2 583 575.64\n3 658 337.22\n6 311 484.89\n3 319 494.63\n7 425 250.57\n6 381 558.42\n4 761 639.77\n27 173 979.25\n1 133 673.74\n8 782 149.64\n200 228.74\n74 824 229.70\n*Dec\n3 246 075.75\n3 000 089.39\n3 491 754.69\n6 900 913.48\n3 547 897.26\n7 345 227.12\n6 716 997.93\n4 549 007.97\n27 260 521.53\n1 099 879.74\n10 022 447.18\n355 894.47\n77 536 706.51\n2025\n*Jan\n2 906 778.30\n3 263 210.15\n3 335 010.28\n6 226 024.85\n3 652 381.28\n8 401 231.92\n6 022 841.93\n4 820 773.49\n27 794 296.00\n1 020 418.08\n9 522 377.98\n214 322.39\n77 179 666.65\nSource: Reserve Bank of Zimbabwe, 2025\n*Statistics are denominated in ZiG\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nZWG ('000)\n \n \n23 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\nFeb\n76.06\n99.20\n93.76\n166.71\nMar\n73.43\n98.46\n91.40\n165.42\n*Apr\n25.91\n32.10\n24.29\n32.52\n*May\n25.17\n31.72\n24.52\n32.65\n*Jun\n24.89\n31.19\n24.46\n33.04\n*Jul\n24.69\n30.62\n24.44\n32.21\n*Aug\n24.42\n30.51\n24.15\n32.43\n*Sep\n24.27\n30.31\n23.92\n32.76\n*Oct\n38.49\n45.17\n36.80\n45.43\n*Nov\n39.25\n45.63\n34.29\n43.88\n*Dec\n41.03\n46.47\n39.91\n45.64\n2025\n*Jan\n41.82\n47.35\n40.13\n46.08\nSource: Reserve Bank of Zimbabwe, 2024\n*Lending rates are for ZiG loans\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n24 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\nFeb\n33.75\n37.13\n56.06\n65.65\nMar\n33.75\n37.13\n56.28\n64.78\n*Apr\n5.22\n5.34\n5.51\n6.04\n*May\n3.75\n3.88\n5.26\n5.78\n*Jun\n3.75\n3.88\n5.27\n5.94\n*Jul\n3.75\n3.88\n5.26\n5.83\n*Aug\n3.75\n3.88\n5.27\n5.89\n*Sep\n3.75\n3.88\n5.27\n5.94\n*Oct\n3.75\n3.88\n5.41\n7.19\n*Nov\n3.75\n3.88\n4.82\n6.19\n*Dec\n3.54\n3.38\n5.67\n8.15\n2025\n*Jan\n3.54\n3.38\n5.67\n8.15\nSource: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \n*Deposit rates are for ZiG deposits\nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n25 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nFeb\n3.31\n0.26\n4.84\n0.64\n2.77\n2.47\n8.40\n2.25\n1.67\n1.15\n3.35\n2.98\n9.83\n5.39\nMar\n2.48\n0.76\n4.89\n0.62\n2.44\n2.39\n10.08\n2.14\n2.02\n1.75\n2.85\n2.48\n8.13\n4.89\nApr\n1.35\n0.66\n3.69\n0.28\n0.77\n1.01\n2.60\n0.18\n6.85\n-0.26\n0.87\n4.19\n4.19\n2.94\n*May\n-6.05\n-1.36\n0.54\n-3.09\n-1.14\n-0.73\n0.65\n-2.60\n0.00\n-0.90\n-2.82\n-0.99\n-5.55\n-2.42\n*Jun\n-0.48\n0.82\n0.08\n0.21\n0.44\n0.84\n0.33\n-0.03\n0.17\n0.04\n0.21\n0.22\n-0.38\n0.04\n*Jul\n0.57\n0.89\n0.38\n-0.11\n0.45\n-0.45\n-2.41\n0.06\n0.37\n0.22\n0.09\n0.14\n-0.73\n-0.13\n*Aug\n2.31\n1.57\n0.20\n2.07\n1.19\n2.72\n-0.06\n1.41\n0.49\n1.24\n2.11\n1.14\n2.15\n1.44\n*Sep\n11.10\n3.65\n1.14\n6.71\n4.01\n5.70\n2.87\n6.26\n0.86\n4.45\n7.46\n3.89\n10.15\n5.78\n*Oct\n55.63\n44.94\n16.79\n39.81\n50.55\n38.72\n42.19\n49.16\n3.69\n30.79\n54.02\n31.75\n49.25\n37.25\n*Nov\n15.83\n15.10\n2.30\n15.16\n15.13\n13.80\n6.82\n17.47\n4.67\n10.69\n14.76\n9.67\n15.66\n11.72\n*Dec\n4.07\n6.71\n1.49\n3.19\n3.69\n3.57\n3.29\n2.46\n6.03\n3.61\n3.52\n3.19\n4.56\n3.67\n2025\n*Jan\n6.85\n4.51\n2.80\n30.66\n7.15\n3.96\n1.81\n7.91\n1.54\n0.00\n2.41\n5.75\n6.85\n10.50\nSource: Zimstat, 2024\n*Statistics are in ZiG\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\n \n \n26 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4,90\n4,35\n27,62\n5,29\n1,42\n8,39\n2,65\n2,27\n4,25\n1,08\n6,46\n68,70\n31,30\n100\n2021\nJan\n20,60\n-2,07\n36,36\n-1,28\n10,32\n-3,60\n128,10\n-5,01\n-21,25\n-30,63\n-23,35\n12,89\n17,44\n14,03\nFeb\n39,34\n9,50\n38,02\n12,01\n25,35\n8,60\n82,62\n14,90\n-32,54\n-21,66\n-17,59\n18,72\n29,84\n21,45\nMar\n14,17\n6,58\n29,52\n3,24\n5,87\n19,12\n92,07\n6,36\n6,81\n-2,73\n-7,44\n18,40\n22,51\n19,45\nApr\n14,30\n5,98\n30,11\n3,19\n6,13\n19,96\n93,18\n5,32\n25,12\n-1,35\n-10,56\n19,42\n22,82\n20,29\nMay\n15,83\n14,44\n20,88\n4,68\n16,10\n25,82\n102,08\n55,83\n36,63\n-3,32\n-9,20\n20,10\n22,47\n20,70\nJun\n12,75\n14,64\n22,39\n15,03\n9,18\n12,04\n70,11\n42,04\n30,41\n4,24\n-7,69\n19,04\n28,60\n21,31\nJul\n6,39\n11,64\n23,80\n10,15\n3,85\n6,95\n52,67\n52,59\n39,02\n13,15\n8,80\n18,71\n15,01\n17,76\nAug\n13,21\n12,09\n24,34\n11,12\n5,35\n6,76\n15,74\n59,33\n35,23\n16,34\n4,54\n18,18\n18,05\n18,15\nSep\n14,96\n12,70\n25,60\n16,41\n6,74\n12,34\n14,92\n60,58\n36,28\n21,35\n9,67\n20,76\n21,15\n20,86\nOct\n17,72\n16,64\n21,34\n23,27\n7,60\n13,62\n22,43\n60,80\n38,87\n20,39\n10,27\n21,05\n24,80\n21,99\nNov\n16,80\n14,54\n22,11\n24,82\n6,57\n13,72\n27,83\n60,49\n15,38\n17,92\n11,34\n20,15\n24,28\n21,19\nDec\n17,38\n12,07\n20,56\n24,61\n6,62\n10,09\n28,48\n61,86\n16,79\n14,71\n12,21\n19,00\n21,96\n19,76\n2022\nJan\n15,38\n11,03\n21,29\n20,02\n4,81\n7,80\n28,71\n82,72\n15,93\n17,46\n8,22\n18,46\n21,56\n19,26\nFeb\n16,00\n15,14\n25,74\n22,76\n3,87\n7,80\n31,58\n66,63\n18,83\n20,23\n9,44\n20,73\n23,23\n21,38\nMar\n18,84\n17,81\n25,15\n19,07\n7,41\n13,39\n28,67\n68,48\n18,98\n20,57\n9,57\n21,54\n26,32\n22,80\nApr\n22,71\n20,48\n42,29\n25,78\n9,04\n14,77\n30,15\n73,15\n4,52\n26,09\n15,50\n29,14\n34,75\n30,60\nMay\n26,46\n27,91\n43,15\n26,23\n11,74\n17,68\n33,27\n24,17\n3,66\n27,29\n19,09\n30,37\n47,22\n34,70\nJun\n34,62\n32,92\n47,25\n30,78\n25,21\n23,62\n38,51\n30,74\n3,41\n30,29\n28,37\n36,30\n68,72\n44,47\nJul\n38,99\n33,16\n59,19\n38,55\n30,80\n25,88\n40,04\n33,42\n15,74\n32,91\n29,63\n43,58\n89,00\n54,99\nAug\n41,70\n35,49\n60,73\n39,17\n31,89\n26,54\n37,81\n34,54\n16,27\n31,74\n31,34\n44,88\n96,89\n57,92\nSep\n35,93\n32,94\n66,48\n32,64\n30,19\n25,02\n45,99\n33,85\n26,81\n27,66\n27,17\n45,91\n86,25\n56,09\nOct\n35,00\n33,64\n76,23\n32,71\n30,19\n24,29\n39,72\n34,98\n24,31\n26,52\n26,89\n48,43\n83,72\n57,47\nNov\n33,55\n33,65\n74,26\n32,03\n30,42\n23,10\n39,54\n35,12\n55,96\n48,48\n26,56\n49,54\n78,43\n57,06\nDec\n30,92\n33,36\n72,02\n30,01\n29,63\n23,87\n44,62\n33,64\n55,91\n47,88\n23,73\n48,22\n77,66\n55,93\n2023\nJan\n29,74\n31,69\n69,78\n29,91\n29,05\n23,89\n39,11\n19,78\n54,56\n44,29\n24,25\n46,26\n71,94\n53,03\nFeb\n22,86\n25,38\n60,69\n26,01\n26,87\n23,89\n35,79\n16,09\n54,11\n37,14\n12,96\n38,85\n58,69\n44,14\nMar\n19,07\n22,07\n59,46\n23,60\n25,55\n23,89\n33,36\n14,86\n54,13\n35,54\n12,56\n36,31\n52,99\n40,80\nApr\n16,38\n20,11\n43,52\n16,85\n24,51\n23,89\n31,87\n13,36\n50,56\n28,25\n11,10\n28,93\n45,87\n33,48\nMay\n15,66\n10,84\n44,93\n15,37\n25,01\n23,89\n36,54\n12,90\n51,63\n25,34\n9,57\n27,96\n37,63\n30,68\nJun\n19,45\n3,65\n48,01\n3,20\n20,03\n23,89\n61,17\n11,33\n49,36\n22,73\n6,31\n27,58\n38,70\n30,85\nJul\n16,14\n2,22\n36,71\n-1,98\n15,30\n23,89\n60,33\n8,34\n34,91\n23,72\n5,22\n21,28\n26,03\n22,74\nAug\n10,74\n-0,36\n31,33\n-3,54\n13,04\n23,89\n56,36\n6,57\n33,75\n21,75\n0,82\n17,55\n17,90\n17,66\nSep\n13,82\n1,52\n25,26\n0,08\n13,36\n23,89\n50,18\n5,97\n30,99\n23,86\n3,48\n16,31\n23,12\n18,36\nOct\n15,06\n1,31\n23,16\n-1,20\n14,66\n7,28\n42,11\n5,15\n25,35\n23,64\n5,28\n15,40\n23,50\n17,82\nNov\n17,55\n1,56\n33,71\n-2,14\n16,48\n8,40\n40,66\n5,48\n11,94\n2,93\n5,52\n18,43\n29,24\n21,63\nDec\n21,19\n2,22\n40,65\n-1,28\n17,09\n9,49\n36,33\n7,61\n12,19\n3,27\n7,82\n21,52\n38,26\n26,52\n2024\nJan\n24,18\n0,25\n47,17\n-2,90\n13,08\n21,65\n28,14\n2,95\n18,31\n4,68\n3,64\n24,16\n60,25\n34,84\nFeb\n33,06\n2,10\n59,99\n-1,02\n17,41\n30,39\n41,46\n7,62\n20,22\n9,87\n15,86\n32,35\n84,37\n47,62\nMar\n37,15\n3,35\n67,82\n0,31\n20,39\n33,68\n55,04\n10,19\n22,44\n11,97\n19,67\n36,58\n100,68\n55,34\nApr\n37,55\n3,98\n69,28\n0,77\n20,20\n34,79\n58,13\n9,93\n30,14\n11,30\n20,06\n42,42\n105,07\n57,48\nSource: Zimstat, 2024\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& TOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL NON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n27 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n555.5556\n745.3522\n65.3595\n10985.0050\n12870.8909\nFeb\n14912.829\n769.2308\n1082.9160\n99.0099\n16156.7220\n18886.3930\nMar\n22055.474\n1165.3008\n1610.0496\n145.7394\n23872.8448\n27868.1939\n*Apr\n13.4301\n0.7185\n0.9542\n0.0857\n14.3722\n16.8366\n*May\n13.3177\n0.7089\n0.9762\n0.0850\n14.4098\n16.9421\n*Jun\n13.7031\n0.7414\n1.0065\n0.0851\n14.6500\n17.3056\n*Jul\n13.7446\n0.7532\n1.0141\n0.0870\n14.9010\n17.6623\n*Aug\n13.7998\n0.7653\n1.0283\n0.0944\n15.2106\n17.8698\n*Sep\n14.9588\n0.8491\n1.1308\n0.1046\n16.6101\n19.7600\n*Oct\n26.7752\n1.5243\n2.0166\n0.1790\n29.1961\n34.9654\n*Nov\n25.7613\n1.4365\n1.9056\n0.1676\n27.3826\n32.8510\n*Dec\n25.6843\n1.4166\n1.8831\n0.1678\n26.9255\n32.5120\n2025\n*Jan\n26.1493\n1.3956\n1.8772\n0.1670\n27.0736\n32.3011\nSource: Reserve Bank of Zimbabwe, 2024\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n*The Reserve Bank introduced a new currency ZiG on 5 April \n& recalibrated exchange rates to ZiG\nEND O F\nUSA DO LLAR\nSO UTH ARFICAN \nRAND\nBO TSWANA PULA\nJAPANESE YEN\nEURO\nPO UND \nSTERLING\n \n \n28 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWG millions\n2021\nJan\n3600.82\n4356.74\n3 513.59\n2 477 166 688\n434 856.23\nFeb\n4154.37\n6683.44\n1 529.25\n149 031 800\n501 184.95\nMar\n4489.47\n5315.39\n4 517.14\n203 633 747\n531 742.64\nApr\n4641.11\n5061.28\n3 075.98\n223 494 202\n540 745.24\nMay\n5428.28\n6820.54\n3 917.41\n188 748 200\n634 011.15\nJun\n6194.88\n6211.49\n4458.87\n248 500 624\n745 175.95\nJul\n6818.29\n6621.17\n2921.32\n181 010 800\n803 900.15\nAug\n6652.31\n6115.85\n3456.94\n147 232 800\n792 291.48\nSep\n8580.16\n6014.53\n4730.25\n2 909 442 557\n1 032 472.92\nOct\n11329.48\n6652.04\n5661.76\n108 843 000\n1 378 227.92\nNov\n 10695.57\n7193.11\n9883.24\n791 653 520\n1 290 069.75\nDec\n12079.74\n7815.37\n17577.25\n228 225 060\n1 317 205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82 402 101\n1 475 217.45\nFeb\n14990.42\n9300.03\n7979.35\n156 327 700\n1 863 028.60\nMar\n15858.92\n11289.34\n8186.00\n117 815 800\n1 964 738.42\nApr\n28391.75\n30527.28\n11366.89\n193 411 483\n3 547 347.52\nMay\n23072.46\n20021.24\n8211.45\n195 475 400\n2 893 011.70\nJune\n19791.94\n20021.24\n14570.16\n271 227 100\n2 439 165.45\nJuly\n16594.91\n20021.24\n23673.34\n239 937 180\n2 068 222.01\nAug\n13705.12\n15473.37\n8674.85\n139 225 500\n1 685 592.28\nSept\n14771.65\n18929.75\n5128.54\n137 092 750\n1 819 157.07\nOct\n15072.14\n23659.53\n8657.90\n201 566 548\n1 826 101.68\nNov\n14577.46\n25478.67\n7680.78\n90 311 600\n1 610 203.36\nDec\n19493.85\n25487.77\n27753.79\n472 926 200\n2 044 869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102 792 200\n2 460 037.66\nFeb\n28548.02\n29207.92\n24410.54\n164 006 458\n2 576 324.76\nMar\n38568.48\n37359.78\n14262.67\n97 920 600\n3 381 456.06\nApr\n41391.62\n36393.55\n16756.85\n74 505 000\n3 482 408.54\nMay\n108195.29\n52765.85\n34867.41\n206 593 600\n8 939 058.47\nJun\n171408.90\n76960.49\n85279.40\n192 473 571\n13 987 476.83\nJul\n114746.13\n89512.59\n40846.72\n176 547 600\n9 171 346.28\nAug\n125134.79\n109159.36\n39214.53\n103 854 600\n9 723 577.74\nSep\n126642.42\n125531.67\n91310.72\n343 359 119\n9 873 493.87\nOct\n157083.06\n125531.67\n31773.08\n64 000 500\n12 576 665.45\nNov\n191271.68\n148883.44\n54864.31\n162 675 500\n15 311 628.01\nDec\n210833.92\n145542.27\n109727.94\n254 991 213\n16 812 914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79 766 490\n43 459 150.79\nFeb\n525570.76\n216534.42\n103474.44\n73 940 200\n41 499 016.93\nMar\n873263.38\n218308.09\n123025.50\n54 297 600\n49 235 325.40\n*Apr\n98.82\n114.07\n22 304 969\n21 943 400\n28 571.12\n*May\n101.07\n114.07\n75 913 056\n58 831 200\n29 394.99\n*Jun\n128.64\n114.16\n99 811 029\n182 514 300\n38 710.43\n*Jul\n198.14\n253.49\n260 505 803\n93 603 100\n60 570.91\n*Aug\n200.49\n253.42\n164 625 191\n118 159 000\n61 448.73\n*Sep \n243.41\n251.68\n273 853 848\n257 091 400\n74 489.51\n*Oct\n289.12\n251.68\n502 844 478\n107 115 500\n89 605.28\n*Nov\n265.10\n235.38\n285 159 922\n72 864 500\n82 184.61\n*Dec\n217.58\n235.38\n225 234 022\n152 111 200\n66 241.20\n2025\n*Jan\n195.57\n229.61\n196 982 719\n187 781 200\n58 794.86\nSource: Zimbabwe Stock Exchange, 2024\n**As at 26 June 2020\n***The ZSE rebased indices to 100 in April 2024 following the introduction of the ZiG\n*Statistics are denominated in ZiG\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWG \nVolume of Shares\nEND OF\n*All Share index was introduced in January, 2018\n \n \n29 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n1594.5\n-\n136.7\n31.9\n142.1\n602.9\nMay\n2511.4\n-\n207.4\n69.3\n212.9\n1310.7\nJun\n6827.3\n-\n353.1\n246.2\n484.4\n2657.6\nJul\n7147.5\n-\n413.7\n216.7\n648.4\n2432.3\nAug\n7186.0\n-\n407.4\n260.1\n576.5\n2499.2\nSep\n7479.9\n-\n488.9\n309.5\n669.4\n3100.0\nOct\n7927.5\n-\n506.1\n330.8\n786.1\n3466.4\nNov\n9479.0\n-\n572.0\n360.8\n800.0\n3824.9\nDec\n10563.9\n-\n722.4\n437.3\n1042.2\n4062.3\n2024\nJan\n11319.8\n-\n763.3\n740.8\n1638.0\n8812.4\nFeb\n15327.4\n-\n1143.5\n1072.2\n2212.8\n11833.0\nMar\n24185.4\n-\n1575.6\n1786.8\n2219.1\n14945.0\n*Apr\n41317.5\n-\n2063.0\n2797.1\n4754.9\n15996.5\n*May\n53741.3\n-\n3335.6\n3355.4\n7058.0\n22545.4\n*Jun\n51046.4\n-\n3281.7\n3230.9\n6470.4\n22040.1\n*Jul\n63526.1\n-\n3956.0\n3646.3\n7361.7\n27328.4\n*Aug\n54975.9\n-\n3973.7\n3937.3\n7555.9\n25760.6\n*Sep\n65045.5\n-\n4685.2\n5331.4\n1194.1\n38798.2\n*Oct\n109554.7\n-\n6900.1\n6836.3\n16082.3\n50983.1\n*Nov\n107345.1\n-\n7074.6\n6940.4\n15645.3\n47876.4\n*Dec\n123594.8\n-\n7954.5\n8665.2\n17068.5\n50613.2\n2025\n*Jan\n105337.9\n-\n7252.4\n6858.9\n14579.5\n44760.8\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n30 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n10017.9\n708.1\n52445.0\n882.8\nFeb\n889.7\n-\n7868.7\n737.5\n51545.9\n904.2\nMar\n941.1\n-\n7569.3\n728.4\n58151.4\n921.4\n*Apr\n791.8\n-\n5729.5\n744.8\n30450.4\n938.0\n*May\n1046.6\n-\n7950.1\n899.4\n42290.8\n1690.3\n*Jun\n927.3\n-\n7224.2\n849.6\n41224.2\n1155.8\n*Jul\n1059.1\n-\n8228.2\n920.9\n44159.4\n1318.9\n*Aug\n974.4\n-\n8669.3\n966.0\n47536.9\n1233.1\n*Sep\n1009.7\n-\n8369.3\n860.5\n49927.2\n1408.9\n*Oct\n1015.7\n-\n8101.5\n866.9\n52795.2\n1447.5\n*Nov\n868.4\n-\n7253.1\n864.4\n50820.5\n1359.2\n*Dec\n931.6\n-\n8017.7\n1071.6\n50767.8\n1541.3\n2025\n*Jan\n839.5\n-\n7381.3\n911.1\n46337.9\n1363.6\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n31 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n2024\nJan\n539.9\n694.2\n1234.1\n-154.3\nFeb\n644.0\n729.8\n1369.4\n-81.4\nMar\n534.7\n721.2\n1255.9\n-186.5\nApr\n513.5\n710.5\n1223.9\n-197.0\nMay\n583.0\n741.0\n1324.0\n-157.9\nJun\n524.0\n746.7\n1270.7\n-222.7\nJul\n548.3\n823.1\n1371.4\n-274.8\nAug\n674.0\n872.8\n1546.8\n-198.7\nSep\n575.0\n782.6\n1357.5\n-207.6\nOct\n698.1\n835.8\n1533.9\n-137.7\nNov\n905.2\n952.1\n1857.4\n-46.9\nDec\n692.4\n889.3\n1581.7\n-196.9\n2025\n*Jan\n652.0\n748.8\n1400.8\n-96.8\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_January_2025.pdf"}
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index 0000000000000000000000000000000000000000..af5d022c5be80a02817105a997608a9e867fa713
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@@ -0,0 +1 @@
+{"doc_id": "d51ec9bc14eee2dc1a41023f10c5979f", "text": "1\n \nPRESS STATEMENT \nEMBARGO DELIVERY \n26 March 2026 \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nGood day \nSince our last meeting, the key event has been the outbreak of conflict in the Middle \nEast. Prices for commodities like oil, gas and fertiliser have moved sharply higher. \nMeanwhile, there have been broad losses across equity, bond and currency markets, \nwith only a few safe havens and energy producers showing gains. This repricing has \nbeen largely orderly, with few signs of financial-market dysfunction so far. \nWe are just a few weeks into this shock, and conditions remain extremely uncertain. \nAt this stage, it is obvious that global inflation will be higher in the near term, while \ngrowth will probably suffer from supply-chain disruptions and rising costs. But the \nlonger-term outlook is less clear. \nIn these circumstances, leading central banks have generally kept rates unchanged, \nas they wait for more information.1 Markets have largely dropped expectations for \nrate cuts, in major economies, and probabilities of rate hikes have risen. \nTurning to South Africa, the latest data show the economy grew further in the fourth \nquarter of 2025, with output rising by 1.1% for the year as a whole. This is better \n \n1 This covers the recent meetings of the United States Federal Reserve, the European Central Bank, \nthe Bank of Japan and the Bank of England. The Reserve Bank of Australia raised rates last week, \nwhile the Central Bank of Brazil cut. \n \n2\nthan recent years but still well below longer-run averages.2 We have been \nencouraged by green shoots such as rising confidence and stronger investment,3 but \nthe ongoing war could interrupt the growth recovery. \nFor the time being, our growth projections are largely unchanged. There have been \ndata revisions which lowered 2025 growth, making 2026 look a bit stronger in \ncomparison. This offsets some of the impact from the current shock.4 We still have \ngrowth rising to around 2% over the next few years, but we now see downside risks \nto the outlook.5 \nMoving to prices, inflation was 3.0% for February, with core inflation also at 3.0%. \nThis is precisely in line with our target. Higher energy prices will raise inflation in the \nnear term.6 We expect headline will soon accelerate to around 4%, with fuel inflation \nover 18% for the second quarter.7 Our baseline forecast then has a gradual \nunwinding of the shock, taking inflation back to 3% late next year.8 \nThe ongoing Middle East conflict is a clear instance of a supply shock, which raises \nprices while weakening demand. The standard response to a supply shock is to look \nthrough first-round effects, which are unavoidable and cannot be stopped by interest \nrate changes. At the same time, central banks should be alert to second-round \neffects, where an initial shock triggers broad price increases.9 Getting policy right \n \n2 Growth for 2023 was 0.8% and for 2024 it was 0.5%. Longer-run average growth has been around \n2%–2.5%; steady-state growth in the QPM is 2.5%. \n3 Real gross fixed capital formation grew 1.4% in 2025Q3 and 1.3% in 2025Q4. \n4 The latest GDP release from Stats SA revised growth lower for 2025Q2 and 2025Q3, so despite the \nupside surprise in 2025Q4 (0.4% vs 0.3% expected), the full-year growth estimate was revised down \nfrom 1.3% to 1.1%. \n5 Growth for 2026Q1 is projected at 0.2% (q/q, s.a.), with 0.3% for 2026Q2. \n6 While the rand has weakened during March, earlier forecasts did not fully incorporate the rand \nstrength of early 2026, so the change to the exchange rate is significantly smaller than the change to \nthe oil price assumption. The 2026Q1 implied dollar/rand exchange rate is revised from 16.54 to 16.33 \n(more appreciated) while 2026Q2 is now R16.69 and 2026Q3 is R16.83 (previously R16.73 and \nR16.85, respectively). \n7 The peak in the forecast is 4.3% in April. The average for 2026Q2 is 4.0%. \n8 The baseline has the oil shock unwind by 2028, with prices back to US$65 per barrel by 2028Q2, in \nline with the January projections (also equivalent to the pre-war starting point; the January projections \nhad US$64.3 for 2026Q1). But oil now averages US$78 in 2026 and US$68 in 2027, instead of \nstaying flat at US$65 over the medium term, as in the January forecast round. \n9 For an extended discussion of monetary policy responses to supply shocks, see this 2022 speech: \nhttps://www.resbank.co.za/content/dam/sarb/publications/speeches/speeches-by-\ngovernors/2022/Keynote%20address%20by%20Dr%20Rashad%20Cassim,%20Deputy%20Governor\n%20of%20the%20South%20African%20Reserve%20Bank,%20at%20the%20ACI%20Financial%20M\narkets%20Association%20South%20Africa.pdf \n \n3\nmeans ensuring that the price response to supply shocks is transitory, and not \npersistent. \nIt is always difficult to assess second-round effects in time. Waiting for clear \nevidence risks leaving the policy response too late. We therefore rely on forecasts, \nas well as indicators like wages and inflation expectations, to judge if there is a \nbroader build-up of inflation pressure. \nFor expectations, the latest survey once again showed all respondents lowering their \nprojections, closer to our target – but this survey was in the field before the war \nstarted.10 Market-based indicators of inflation expectations have picked up recently, \nbut they tend to be volatile.11 \nThe fact is, we are still only a few weeks into this crisis. The coming months will be \ncrucial for assessing the longer-term inflation consequences. \nGiven current forecasts, we see inflation risks to the upside. \nAgainst this backdrop, the committee decided to keep the policy rate unchanged, at \n6.75%. The decision was unanimous. \nIn previous meetings we warned of elevated risks, and we have been proceeding \ncautiously in our rate setting. Now a crisis has hit, this prudent approach is proving \nappropriate. \nThe latest forecasts from our Quarterly Projection Model show rates unchanged for a \nlonger period, postponing the cuts from the January projections.12 The policy stance \nis treated as moderately restrictive, which helps bring inflation back to target. As \nbefore, this rate path remains a broad policy guide. Our decisions will continue to be \ntaken on a meeting-by-meeting basis, with careful attention to the outlook, data \noutcomes, and the balance of risks to the forecast. \n \n10 Average expectations shifted lower, converging at 3.6% for all the measures (2026, 2027, 2028, \nand ‘over 5 years’). \n11 For breakeven rates, the 5-year measure is up from 3.36% as of the previous MPC meeting to \n4.46%, a change of 110bps. The 10-year measure has moved from 3.98% to 4.65% over that period, \na change of 67bps. Although these indicators have a long horizon, they typically respond aggressively \nto short-term shocks. \n12 The policy rate projection now averages 6.75% for 2026Q1, 6.83% for 2026Q2, 6.63% for 2026Q3 \nand 6.47% for 2026Q4. The previous forecast had two cuts implied for 2026, one early in the year and \none in the second half; the new forecast has one implied cut in 2026, in the second half. \n \n4\nGiven global uncertainty, it is useful to consider scenarios. For this meeting we \nlooked at two alternatives, both with more adverse assumptions than our baseline. \nThe first scenario assumes that the conflict lasts another two months or so, with oil \nprices averaging nearly US$100 per barrel for this period and the rand about 5% \nweaker against the dollar. The second, more extreme scenario has the war lasting \nover a year, with oil prices staying above US$100 per barrel and the rand 10% \nweaker.13 \nIn both scenarios inflation is higher, exceeding 4% in the first version and 5% in the \nsecond. Both call for higher interest rates this year, with one hike in the first scenario \nand several more in the other.14 Inflation then slows as oil prices start easing and the \npolicy response takes effect. In the first scenario we are back to target during 2027. \nIn the second scenario this only happens in 2028. In both cases, growth is weaker \ninitially but there is some catch-up later. \nWhen we adopted the new 3% inflation target, we were clear that achieving it could \ntake a couple of years.15 Until recently, conditions were favourable, and it looked like \nwe would get there fast. Now there has been a negative shock, and it could take a bit \nlonger. Nonetheless, all our forecasts show inflation reverting to 3% during the next \ntwo years. We are committed to delivering that outcome, and stand ready to act as \nneeded to fulfil our mandate. \nTo conclude, South Africa has made important macroeconomic progress recently, \nwith a lower inflation target, improved fiscal prospects and steadier growth. Prudent \nmonetary policy will help sustain these gains, despite difficult global conditions. \nFurther support would come from reaching a prudent public debt level, lowering \nadministered price inflation, and continuing structural reforms that raise potential \ngrowth. \n \n13 In the baseline, Brent crude averages US$78, US$68 and US$65 per barrel, for 2026, 2027 and \n2028 respectively. In the intermediate scenario it is US$85, US$72 and US$67 for those three years; \nin the worse-case scenario it is US$97, US$118 and US$103. The scenarios also used higher country \nrisk premiums, up 10% in the intermediate scenario and 20% in the severe scenario. \n14 The rate peak in this scenario is approximately aligned with the peak of the 2021-2023 hiking cycle, \nwhich was 8.25%. \n15 Accordingly, the November 2025 announcement of the new inflation target stipulated that it would \n“be implemented over the next two years.” See \nhttps://www.resbank.co.za/en/home/publications/publication-detail-pages/media-releases/2025/new-\ninflation-target \n \n5\nLesetja Kganyago \nGOVERNOR \n \nThe next statement of the Monetary Policy Committee will be released on 28 May. \n \nContact person: \nThoraya Pandy \n082.416.8416 \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/mar26-statement.pdf"}
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diff --git a/clean/cb_requests/d56f238a59dcd53111f64abcda3ade39.json b/clean/cb_requests/d56f238a59dcd53111f64abcda3ade39.json
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index 0000000000000000000000000000000000000000..c5f49abb0057c6fd089e7ea09b1b338d36db09df
--- /dev/null
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@@ -0,0 +1 @@
+{"doc_id": "d56f238a59dcd53111f64abcda3ade39", "text": "[Date] \n \n \n \n \nAUGUST 2015 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 3 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCard Based Transactions ___________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCheque Transactions ______________________________________________________________ 5 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2015 \nJuly \n2015 \nAugust \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n39.4 \n35.3 \n-10.4% \nZ.S.E. Industrial Index1 \n145.4 \n135.5 \n-6.8% \nMoney Supply (US$)2 \n4 474.0 million \n4 473.0 million \n-0.02% \nMoney Supply (M3) Annual Growth2 \n5.9% \n3.5% \n \nYearly Inflation3 \n-2.8% \n-2.8% \n \nMonthly Inflation3 \n \n0.1% \n \n \n-0.3% \n \n \nNominal Lending Rate \n5.0-25.0% \n5.0-25.0% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \nSignificant losses were recorded in global stock \nmarkets during the month of August 2015. The losses \nwere largely due to the global market instability that \narose from investors’ perceived impending interest \nrate increase by the United States Federal Reserve \nBank. The devaluation of the Chinese currency also \ncontributed to the market turmoil, as investors \nperceived this move as a sign that the Chinese \neconomy was not growing as had been previously \nanticipated. \nDevelopments in the global stock markets also \nweighed down the main African stock markets, over \nthe same period. Losses were recorded in Egypt \n(11.5%), Kenya (3.8), South Africa (3.6%), and \nNigeria (1.6%). \nIndustrial and mining indices also declined on the \nZimbabwe Stock Exchange (ZSE), during the period \nunder review. The industrial index fell by 6.8%, from \n145.35 points in July to 135.43 points in August 2015, \nwhile the mining index declined by 10.2% to 35.34 \npoints. \n \n \nTrading volumes and values declined, despite the \nlaunch of the ZSE’s Automated Trading System at the \nbeginning of July 2015. Volumes traded were 51.5% \nlower at 76.2 million shares in August, compared to \n157.2 million shares in July 2015. \n \n \nSource: Zimbabwe Stock Exchange, 2015 \n0\n50\n100\n150\n200\n250\n30-Nov-12\n28-Feb-13\n31-May-13\n31-Aug-13\n30-Nov-13\n28-Feb-14\n31-May-14\n31-Aug-14\n30-Nov-14\n28-Feb-15\n31-May-15\n31-Aug-15\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.00\n0.50\n1.00\n1.50\n2.00\n2.50\n3.00\n3.50\n4.00\n4.50\n0.00\n20.00\n40.00\n60.00\n80.00\n100.00\n120.00\n140.00\n01-May-15\n11-May-15\n21-May-15\n31-May-15\n10-Jun-15\n20-Jun-15\n30-Jun-15\n10-Jul-15\n20-Jul-15\n30-Jul-15\n09-Aug-15\n19-Aug-15\n29-Aug-15\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Daily Volumes and \nFigure 2: ZSE: Daily Volumes and Values Traded\nValues Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2015 \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nThe developments described above resulted in a 6.8% \ndecline in the ZSE market capitalisation from \nUS$3.8 billion in July to US$3.6 billion in August \n2015. On a year-on-year basis, investor value \ndeclined by US$1.6 billion. \nMONETARY DEVELOPMENTS \n \nThe annual broad money1 supply growth rate \ndecelerated from 5.9% in July 2015, to 3.5% in \nAugust 2015. Monthly broad money supply growth \nalso declined from US$4 474 million in July to \nUS$4 473 million in August 2015. \n \nSource: Reserve Bank of Zimbabwe, 2015 \n \n1 Broad money is made up of the consolidated deposits of the entire banking sector which amounted \nto US$4.47 billion in July 2015. The process of consolidation entails netting off of all interbank \ntransactions, including intra-sectoral deposits. Broad money computation, also nets out \ngovernment and non-resident deposits. \nAnnual growth in broad money was driven by \nincreases across all deposit classes, with the \nexception of short term deposits. Long term deposits \nregistered the largest annual growth of 17.6%, while \nsavings and demand deposits, recorded increases of \n3.3% and 5.4%, respectively. Short term deposits, \nhowever, declined by 16.9%. \n \n \nAnnual growth in total banking sector credit to the \ndomestic economy rose to 18.8% in August 2015, \nfrom 18.5% in July 2015. On a monthly basis, \nbanking \nsector \ncredit \nrose \nby \n1% \nto \nUS$5 029.1 million in August 2015, from \nUS$4 981.5 million in July 2015. \nOn an annual basis, growth in credit to the private \nsector which makes up the largest proportion of \nbanking sector credit slowed down to 1.4% in August \n \n-2\n0\n2\n4\n6\n8\n10\n12\n14\n16\n18\n 3.4\n 3.6\n 3.8\n 4.0\n 4.2\n 4.4\n 4.6\nFeb\nApr\nJun\nAug\nOct\nDec\nFeb\nApr\nJun\nAug\nOct\nDec\nFeb\nApr\nJun\nAug\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth\nShort \nTerm\n15%\nLong Term \n22%\nDemand\n50%\nSavings\n13%Figure 4: Banking Sector Deposits\nFigure 4: Banking Sector DepositsAugust 2015\nAugust 2015\nSource: Reserve Bank of Zimbabwe, 2015 \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \n2015, from 1.9% in July 2015. On a month-on-month \nbasis, credit to the private sector also decelerated \nfrom \nUS$3 \n772.8 \nmillion \nin \nJuly, \nto \nUS$3 780.6 million in August 2015. \nIn terms of composition, loans and advances \nconstituted 83.3% of the total credit to the private \nsector, mortgages advanced by building societies, \n12.8%; \nother \ninvestments, \n2.4%; \nbankers’ \nacceptances, 0.3%; and bills discounted, 1.3%, in \nAugust 2015. \n \nSource: Reserve Bank of Zimbabwe, 2015 \nOn a sectoral basis, credit was distributed as follows: \nagriculture (20%); distribution (15.9%); services \nincluding tourism (15.2%); manufacturing (14.2%); \nmining (6.1%); transport and communications \n(3.4%); and construction (1%). Credit to households \nremained high at 19.7% of total credit to the private \nsector in August 2015. \nCredit to the private sector was mainly channelled \ntowards asset purchases, 43.7%; inventory build-up, \n33.3%; consumer durables, 13.5%; and vehicle \npurchases, 3.3%. The proportion of borrowed funds \nutilised for capital development remained low at \n4.8% of total loans and advances. In terms of \nallocation, the procurement of plant and equipment, \nland development and office equipment accounted for \n3.3%, 1% and 0.5%, respectively, of total loans and \nadvances. \nINFLATION OUTTURN \n \nAnnual Inflation \nYear-on-year inflation for August 2015 remained \nunchanged from the July 2015 rate of -2.77%, driven \nby price decreases in both food and non-food \ncategories. Annual inflation has remained in the \nnegative since October 2015, due to the continued \ndownward correction in both food and non-food \nprices.\n \nSource: ZIMSTAT, 2015 \nThe year-on-year food inflation stood at -3.59% in \nAugust 2015, up from the -3.65% in July 2015. All \nfood inflation sub-categories fell in August 2015, \nLoans & Advances\n83.25%\nBills \nDiscounted\n1.30%\nBankers \nacceptances\n0.32%\nOther \ninvestments\n2.35%\nMortgages\n12.77%Figure 5: Credit to Private Sector\nFigure 5: Credit to Private SectorAugust 2015\nAugust 2015\n-4\n-3\n-2\n-1\n0\n1\n2\nAug-13\nSep-13\nOct-13\nNov-13\nDec-13\nJan-14\nFeb-14\nMar-14\nApr-14\nMay-14\nJun-14\nJul-14\nAug-14\nSep-14\nOct-14\nNov-14\nDec-14\nJan-15\nFeb-15\nMar-15\nApr-15\nMay-15\nJun-15\nJul-15\nAug-15\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nwith the largest declines recorded for bread and \ncereals, meat, and vegetables. \nAnnual non-food inflation remained unchanged at \n-2.4%, recorded in July 2015. Declines in housing, \nwater, \nelectricity, \ngas \nand \nother \nfuels; \ncommunication; furniture, household equipment and \nmaintenance; transport and education continued to \ndrive year-on-year non-food inflation. The declines \nwere, however, partially offset by marginal increases \nin alcoholic beverages and tobacco. \n \nMonthly Inflation \nThe month-on-month inflation rate for August 2015 \nwas -0.31%, shedding 0.36 percentage points from \nthe July 2015 rate of 0.06%. The decline was largely \non account of a decline in monthly non-food inflation. \nMonthly non-food inflation decelerated from 0.47% \nin July 2015 to -0.10% in August 2015, weighed \ndown by declines in alcoholic beverages and tobacco; \nfurniture, household equipment and maintenance; \nrecreation and culture and transport. \nMonth-on-month food inflation rose from -0.81% in \nJuly 2015 to -0.75% in August 2015, largely driven \nby the bread and cereals; meat; vegetables and milk, \ncheese and eggs sub-categories, among others. \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system fell by 18% to US$3.3 billion in August \n2015. Similarly, the volume of transactions also \nregistered a decrease of 23.1% from 199 101 to 153 \n133 during the same period. \nSource: Reserve Bank of Zimbabwe, 2015 \nCard Based Transactions \nCard \nbased \ntransactions \nincreased \nfrom \nUS$487 million in July 2015, to US$506.6 million in \nAugust 2015. \n \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions rose to US$524.80 in August, from \nUS$519.7 million in July 2015. \n \nCheque Transactions \nThe value of cheque transactions declined from \nUS$12.6 million in July 2015, to US$11.4 million in \nAugust 2015. \n \nRESERVE BANK OF ZIMBABWE \nAUGUST 2015\n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nAug-12\nDec-12\nApr-13\nAug-13\nDec-13\nApr-14\nAug-14\nDec-14\nApr-15\nAug-15\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: Z\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n6 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 8 \n \n1.2 Broad Money Survey \n \n \n \n \n \n9 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n10 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n11 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 12 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n13 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n14 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n15 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n16 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n17 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n18 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n19 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n20 \n \n7.2 Liabilities \n \n \n \n \n \n \n21 \n \n \nMONTHLY ECONOMIC REVIEW \n7 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n22 \n \n8.2 Liabilities \n \n \n \n \n \n \n23 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n24 \n \n9.2 Liabilities \n \n \n \n \n \n \n25 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n26 \n \n11. Savings with Financial Institutions \n \n \n \n \n27 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n28 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n29 \n \n13.2 Volumes of Transactions \n \n \n \n \n30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n8 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nJuly\nAugust\nBond Coins\n0.0\n0.0\n0.0\n0.0\n298.6\n567.1\n1,096.7\n1,294.0\n1,749.3\n2,316.7\n2,684.1\n2,719.3\n3,016.3\nRBZ Demand Deposits\n95.8\n93.7\n94.4\n94.0\n144.5\n714.7\n898.5\n545.0\n491.6\n340.2\n4,035.0\n3,889.6\n3,480.3\nComm. Banks Dem. Deposits\n2,084,005.9\n2,089,784.7\n2,162,566.6\n2,124,944.0\n2,121,401.6\n1,967,789.9\n1,978,595.1\n2,051,081.7\n1,990,235.2\n2,017,918.3\n2,112,470.2\n2,023,527.6\n2,168,409.0\nMerchant Banks Dem. Deposits\n36,379.5\n40,922.6\n39,909.5\n39,446.4\n36,942.7\n39,049.7\n38,382.5\n68,611.1\n63,935.0\n63,899.2\n62,949.9\n62,949.9\n62,949.9\nM1\n2,120,481.2\n2,130,801.0\n2,202,570.5\n2,164,484.4\n2,158,787.4\n2,008,121.3\n2,018,972.8\n2,121,531.8\n2,056,411.0\n2,084,474.4\n2,182,139.2\n2,093,086.3\n2,237,855.4\nComm. Banks Savings Deposits\n256,908.6\n272,392.1\n252,758.2\n250,745.7\n267,179.5\n282,832.4\n240,444.7\n230,198.0\n267,921.4\n275,167.8\n248,074.6\n239,113.1\n227,534.6\nBuilding Soc. Savings Deposits\n232,305.6\n230,155.7\n236,100.8\n253,699.7\n236,423.8\n233,498.2\n238,848.9\n244,746.0\n256,526.3\n280,947.9\n279,625.3\n275,914.5\n277,271.4\nP O S B Savings Deposits\n68,651.3\n68,147.5\n65,414.5\n70,142.9\n69,601.1\n70,144.8\n72,839.1\n75,993.4\n74,678.1\n71,195.6\n73,397.6\n68,785.7\n71,554.2\nComm. Banks U-30 Day Deposits\n629,496.8\n651,068.5\n686,998.0\n630,856.1\n654,559.9\n638,395.6\n574,946.1\n645,401.5\n607,334.3\n670,242.5\n707,686.1\n587,421.2\n505,981.9\nMerchant Banks U-30 Day Deposits\n40,442.4\n33,929.0\n33,679.6\n33,288.9\n31,176.0\n40,928.2\n40,362.2\n12,132.4\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. U- 30 Day Deposits\n126,458.5\n149,478.7\n116,270.3\n113,090.1\n144,211.5\n127,399.4\n149,834.6\n152,280.6\n189,428.7\n175,953.7\n188,805.2\n171,250.8\n156,077.5\nM2\n3,474,744.4\n3,535,972.5\n3,593,792.1\n3,516,307.8\n3,561,939.1\n3,401,319.9\n3,336,248.4\n3,482,283.7\n3,452,299.9\n3,557,981.9\n3,679,728.0\n3,435,571.5\n3,476,274.9\nComm. Banks O-30 Day Deposits\n516,231.3\n540,278.5\n492,200.3\n508,747.2\n449,703.8\n544,421.5\n597,685.2\n503,769.1\n618,804.9\n536,216.7\n509,642.0\n651,895.8\n622,991.6\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n304,479.1\n280,499.3\n337,930.1\n359,491.3\n365,334.8\n366,978.6\n375,166.9\n355,362.1\n340,739.4\n364,490.5\n326,111.5\n351,579.9\n340,974.7\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n15,354.3\n20,485.8\n22,070.6\n19,652.7\n15,174.4\n16,138.8\n17,519.8\n17,638.5\n15,733.8\n18,011.8\n17,261.6\n23,646.5\n21,540.3\nM3\n4,322,075.8\n4,388,502.7\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,886.9\n4,370,320.0\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n2014\n2015\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n9 \n \n \n \nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nNET FOREIGN ASSETS \n-627,733.6\n-536,234.0\n-598,846.1\n-767,824.4\n-719,401.4\n-714,190.6\n-763,306.5\n-565,959.3\n-636,028.1\n-681,066.5\n-775,512.6\n-723,772.8\n-727,785.7\n Assets\n1,079,627.1\n1,105,902.8\n999,042.7\n827,514.2\n896,179.7\n830,959.4\n737,833.5\n816,079.6\n755,493.4\n811,200.4\n926,353.7\n843,689.2\n867,447.1\n Reserve Bank (RBZ)\n411,681.6\n620,484.9\n508,155.9\n334,534.3\n363,181.1\n356,661.9\n280,889.9\n282,170.1\n282,900.6\n303,218.6\n453,986.1\n395,771.0\n360,705.6\n Deposit Money Banks (DMBs) \n604,460.0\n414,981.4\n432,341.0\n416,989.8\n463,112.7\n405,880.7\n400,473.5\n469,563.3\n424,368.1\n418,721.9\n390,608.3\n361,517.6\n428,702.8\n Other Banking Institutions (OBIs) \\1\n63,485.5\n70,436.5\n58,545.8\n75,990.2\n69,886.0\n68,416.9\n56,470.0\n64,346.2\n48,224.7\n89,260.0\n81,759.3\n86,400.6\n78,038.7\n Liabilities \\2\n-1,707,360.7\n-1,642,136.8\n-1,597,888.8\n-1,595,338.6\n-1,615,581.1\n-1,545,150.0\n-1,501,140.0\n-1,382,038.9\n-1,391,521.5\n-1,492,266.9\n-1,701,866.3\n-1,567,462.0\n-1,595,232.7\n RBZ\n1,117,663.4\n1,037,740.5\n1,035,611.2\n1,030,053.8\n1,020,936.5\n1,007,096.0\n1,009,161.8\n858,095.4\n894,207.5\n868,931.4\n1,093,306.3\n1,039,959.7\n1,056,817.9\n DMBs\n553,968.9\n550,158.8\n508,060.2\n510,711.1\n540,423.0\n483,463.5\n438,356.5\n473,182.2\n448,998.0\n574,792.7\n560,305.8\n478,956.0\n490,791.1\n OBIs\n35,728.4\n54,237.5\n54,217.5\n54,573.7\n54,221.6\n54,590.6\n53,621.8\n50,761.3\n48,315.9\n48,542.8\n48,254.1\n48,546.3\n47,623.8\nNET DOMESTIC ASSETS \n4,949,809.4\n4,924,736.6\n5,056,105.8\n5,183,290.0\n5,122,820.1\n5,054,316.0\n5,101,193.5\n4,936,279.4\n5,074,872.7\n5,169,034.0\n5,319,522.4\n5,197,733.1\n5,200,833.8\nDOMESTIC CREDIT\n4,234,468.5\n4,267,182.2\n4,331,335.1\n4,352,932.2\n4,378,653.6\n4,231,495.4\n4,249,052.3\n4,371,027.6\n4,529,777.2\n4,817,875.2\n4,869,072.4\n4,981,511.5\n5,029,107.1\n Claims on Government (net) \n437,473.4\n442,435.9\n470,504.6\n462,425.7\n515,636.4\n544,026.1\n549,179.2\n537,675.3\n665,258.8\n950,594.0\n1,074,237.6\n1,160,044.8\n1,192,006.7\n RBZ\n-25,974.8\n-35,915.4\n-14,433.2\n-14,031.5\n-25,063.7\n-12,594.0\n-12,908.0\n-22,274.1\n98,377.6\n97,847.8\n91,807.5\n243,082.9\n244,517.6\n DMBs\n411,866.1\n426,769.3\n433,084.8\n443,478.0\n487,962.9\n504,696.7\n510,080.3\n500,344.5\n498,836.6\n784,428.5\n904,112.3\n845,865.3\n860,228.9\n OBIs\n51,582.0\n51,582.0\n51,852.9\n32,979.1\n52,737.2\n51,923.4\n52,007.0\n59,604.9\n68,044.6\n68,317.8\n78,317.8\n71,096.6\n87,260.2\n Claims on Public Enterprises \n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n71,543.2\n102,474.3\n104,306.3\n53,148.2\n48,641.8\n56,508.0\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n DMBs\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n53,130.2\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n994.2\n783.2\n705.1\n200.0\n1,279.1\n Claims on Private Sector\n3,726,670.4\n3,752,355.7\n3,788,455.5\n3,823,845.6\n3,796,267.1\n3,622,501.6\n3,630,928.8\n3,761,809.1\n3,762,044.1\n3,762,974.9\n3,741,686.6\n3,772,824.9\n3,780,592.5\n RBZ\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n31,409.0\n31,558.0\n31,155.6\n51,689.8\n66,722.4\n92,768.9\n DMBs\n3,016,709.8\n3,021,389.7\n3,016,750.9\n3,036,795.2\n3,010,101.6\n2,835,002.6\n2,824,415.9\n2,960,892.4\n2,948,993.7\n2,960,917.8\n2,900,630.1\n2,910,157.5\n2,875,477.3\n OBIs\n675,235.3\n696,240.7\n736,979.3\n752,325.1\n751,440.3\n752,773.8\n771,787.7\n769,507.7\n781,492.4\n770,901.6\n789,366.8\n795,945.0\n812,346.3\nOTHER ITEMS (NET) \n715,340.8\n657,554.4\n724,770.7\n830,357.8\n744,166.4\n822,820.5\n852,141.2\n565,251.8\n545,095.4\n351,158.7\n450,450.0\n216,221.6\n171,726.7\nBROAD MONEY (M3) \n4,322,075.8\n4,388,502.6\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,887.0\n4,370,320.1\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n4,473,048.2\n2014\n2015\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \n \n \n \n \n \nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nNET FOREIGN ASSETS \n73,340.6\n91,499.6\n-62,612.2\n-168,978.3\n48,423.1\n5,210.8\n-49,115.9\n197,347.2\n-70,068.7\n-45,038.4\n-94,446.1\n51,739.9\n-4,012.9\n Assets\n52,477.1\n26,275.7\n-106,860.1\n-171,528.5\n68,665.5\n-65,220.3\n-93,125.9\n78,246.1\n-60,586.2\n55,707.0\n115,153.3\n-82,664.5\n23,757.8\n Reserve Bank (RBZ)\n84,386.3\n208,803.3\n-112,329.0\n-173,621.7\n28,646.8\n-6,519.2\n-75,771.9\n1,280.1\n730.6\n20,317.9\n150,767.5\n-58,215.1\n-35,065.4\n Deposit Money Banks (DMBs)\n-19,233.1\n-189,478.6\n17,359.6\n-15,351.2\n46,122.9\n-57,232.0\n-5,407.1\n69,089.7\n-45,195.2\n-5,646.2\n-28,113.6\n-29,090.7\n67,185.1\n Other Banking Institutions (OBIs) \\1\n-12,676.1\n6,951.0\n-11,890.7\n17,444.4\n-6,104.2\n-1,469.1\n-11,946.9\n7,876.2\n-16,121.6\n41,035.3\n-7,500.7\n4,641.3\n-8,361.9\n Liabilities \\2\n20,863.4\n65,223.9\n44,248.0\n2,550.2\n-20,242.5\n70,431.1\n44,010.0\n119,101.1\n-9,482.6\n-100,745.5\n-209,599.4\n134,404.3\n-27,770.7\n RBZ\n-18,428.0\n-79,922.9\n-2,129.4\n-5,557.4\n-9,117.3\n-13,840.5\n2,065.8\n-151,066.4\n36,112.1\n-25,276.1\n224,375.0\n-53,346.7\n16,858.2\n DMBs\n-8,098.8\n-3,810.2\n-42,098.6\n2,651.0\n29,711.9\n-56,959.6\n-45,107.0\n34,825.7\n-24,184.2\n125,794.7\n-14,486.9\n-81,349.8\n11,835.0\n OBIs\n5,663.4\n18,509.2\n-20.0\n356.2\n-352.1\n369.0\n-968.8\n-2,860.4\n-2,445.4\n226.9\n-288.7\n292.2\n-922.5\nNET DOMESTIC ASSETS \\3\n24,665.3\n-25,072.8\n131,369.2\n127,184.2\n-60,469.9\n-68,504.1\n46,877.5\n-164,914.1\n138,593.3\n94,161.3\n150,488.4\n-121,789.3\n3,100.7\nDOMESTIC CREDIT\n29,241.9\n32,713.7\n64,152.8\n21,597.2\n25,721.4\n-147,158.2\n17,556.9\n121,975.3\n158,749.6\n288,098.0\n51,197.2\n112,439.1\n47,595.6\n Claims on Government (net) \n13,485.1\n4,962.5\n28,068.6\n-8,078.9\n53,210.7\n28,389.7\n5,153.1\n-11,503.9\n127,583.5\n285,335.2\n123,643.6\n85,807.2\n31,961.9\n RBZ\n20,183.6\n-9,940.6\n21,482.2\n401.6\n-11,032.2\n12,469.7\n-314.0\n-9,366.0\n120,651.7\n-529.8\n-6,040.3\n151,275.4\n1,434.7\n DMBs\n-18,117.0\n14,903.2\n6,315.6\n10,393.2\n44,484.8\n16,733.8\n5,383.6\n-9,735.8\n-1,507.9\n285,591.8\n119,683.9\n-58,247.0\n14,363.6\n OBIs\n11,418.5\n0.0\n270.8\n-18,873.7\n19,758.1\n-813.8\n83.5\n7,597.9\n8,439.7\n273.1\n10,000.0\n-7,221.2\n16,163.6\n Claims on Public Enterprises \n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n2,598.9\n30,931.2\n1,832.0\n-51,158.1\n-4,506.4\n7,866.2\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n349.8\n102.0\n742.4\n167.2\n DMBs\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n872.5\n30,926.1\n1,693.1\n-51,182.0\n-4,743.6\n6,619.9\n Agri-PEs\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n-1,522.5\n-1,523.5\n-1,524.5\n Other\n-5,558.0\n3,580.4\n1,499.9\n-4,198.5\n1,605.7\n-264.9\n5,495.1\n2,392.0\n32,446.6\n3,214.7\n-49,659.5\n-3,220.1\n8,144.4\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n-732.2\n-211.0\n-78.1\n-505.2\n1,079.1\n Claims on Private Sector\n22,825.8\n25,685.3\n36,099.8\n35,390.1\n-27,578.5\n-173,765.5\n8,427.2\n130,880.3\n234.9\n930.9\n-21,288.3\n31,138.3\n7,767.5\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n-3,316.3\n149.0\n-402.4\n20,534.2\n15,032.7\n26,046.5\n DMBs\n3,521.2\n4,680.0\n-4,638.8\n20,044.3\n-26,693.6\n-175,099.0\n-10,586.7\n136,476.5\n-11,898.7\n11,924.1\n-60,287.7\n9,527.4\n-34,680.2\n OBIs\n19,304.6\n21,005.3\n40,738.6\n15,345.8\n-884.9\n1,333.5\n19,013.9\n-2,280.0\n11,984.7\n-10,590.8\n18,465.2\n6,578.2\n16,401.3\nOTHER ITEMS (NET) \n-4,576.6\n-57,786.4\n67,216.3\n105,587.1\n-86,191.4\n78,654.1\n29,320.6\n-286,889.4\n-20,156.4\n-193,936.7\n99,291.2\n-234,228.4\n-44,494.9\nBROAD MONEY (M3) \n98,005.9\n66,426.9\n68,757.0\n-41,794.1\n-12,046.9\n-63,293.4\n-2,238.4\n32,433.1\n68,524.5\n49,122.9\n56,042.3\n-70,049.4\n-912.2\n Broad Money (M3) \n2.3%\n1.5%\n1.6%\n-0.9%\n-0.3%\n-1.4%\n-0.1%\n0.7%\n1.57%\n1.11%\n1.2%\n-1.54%\n-0.02%\n Domestic Credit \n0.7%\n0.8%\n1.5%\n0.5%\n0.6%\n-3.4%\n0.4%\n2.9%\n3.63%\n6.36%\n1.1%\n2.31%\n0.96%\n Claims on Private Sector\n0.6%\n0.7%\n1.0%\n0.9%\n-0.7%\n-4.6%\n0.2%\n3.6%\n0.01%\n0.02%\n-0.6%\n0.83%\n0.21%\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n2014\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \n \nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nAUGUST\nNET FOREIGN ASSETS \n256,709.5\n278,254.4\n251,490.3\n233,974.4\n90,771.0\n132,431.5\n36,127.1\n250,879.1\n59,815.5\n-95,449.8\n-180,094.9\n-22,698.6\n-100,052.1\n Assets\n147,638.2\n30,394.8\n4,716.6\n-29,140.7\n-145,986.2\n-178,961.3\n-294,685.4\n-205,308.8\n-308,111.1\n-379,009.3\n-200,283.4\n-183,460.8\n-212,180.1\n Reserve Bank (RBZ)\n124,065.4\n275,699.8\n185,705.6\n69,707.4\n24,693.2\n1,841.7\n-84,185.9\n-74,987.2\n-76,958.8\n-107,685.7\n79,429.5\n68,475.7\n-50,976.1\n Deposit Money Banks (DMBs)\n37,263.5\n-248,474.2\n-168,281.7\n-114,069.3\n-180,447.4\n-204,438.1\n-219,094.2\n-115,561.0\n-204,196.9\n-282,081.0\n-294,731.2\n-262,175.5\n-175,757.2\n Other Banking Institutions (OBIs) \\1\n-13,690.7\n3,169.2\n-12,707.3\n15,221.1\n9,767.9\n23,635.1\n8,594.7\n-14,760.6\n-26,955.3\n10,757.3\n15,018.3\n10,239.0\n14,553.2\n Liabilities \\2\n109,071.4\n247,859.6\n246,773.7\n263,115.2\n236,757.2\n311,392.8\n330,812.5\n456,187.9\n367,926.6\n283,559.6\n20,188.5\n160,762.2\n112,128.0\n RBZ\n-22,202.4\n-108,893.9\n-114,916.2\n-117,925.2\n-129,214.3\n-141,597.9\n-142,138.7\n-294,509.5\n-261,255.8\n-283,804.9\n-48,600.0\n-96,131.8\n-60,845.6\n DMBs\n-101,759.1\n-172,362.2\n-165,096.0\n-178,769.8\n-131,012.2\n-198,281.1\n-217,181.2\n-187,715.9\n-130,095.6\n-23,610.5\n14,958.5\n-83,111.7\n-63,177.9\n OBIs\n14,890.2\n33,396.5\n33,238.5\n33,579.8\n23,469.3\n28,486.1\n28,507.4\n26,037.5\n23,424.8\n23,855.8\n13,453.0\n18,481.3\n11,895.4\nNET DOMESTIC ASSETS \\3\n269,129.6\n199,588.8\n254,086.5\n374,380.8\n380,322.6\n319,048.5\n279,980.3\n25,501.8\n148,570.5\n257,686.8\n400,538.7\n272,589.1\n251,024.5\nDOMESTIC CREDIT\n245,653.9\n260,891.3\n252,119.7\n261,621.9\n309,956.1\n245,588.9\n134,866.3\n190,918.6\n379,639.8\n679,564.0\n695,004.5\n776,284.9\n794,638.6\n Claims on Government (net) \n203,355.4\n213,821.1\n170,818.5\n130,627.9\n157,639.0\n185,227.8\n122,671.7\n47,442.1\n188,341.5\n482,132.6\n575,620.5\n736,056.5\n754,533.2\n RBZ\n-24,732.7\n-34,718.8\n-12,964.3\n-12,843.3\n-23,881.4\n-11,412.3\n-11,726.2\n-21,094.5\n99,556.4\n99,026.6\n92,986.5\n289,241.2\n270,492.4\n DMBs\n196,739.8\n217,191.5\n152,163.6\n150,725.7\n168,946.7\n184,880.3\n122,554.5\n49,095.3\n60,904.0\n354,951.8\n444,479.8\n415,882.2\n448,362.7\n OBIs\n31,348.4\n31,348.4\n31,619.3\n-7,254.5\n12,573.7\n11,759.9\n11,843.4\n19,441.3\n27,881.1\n28,154.2\n38,154.2\n30,933.0\n35,678.2\n Claims on Public Enterprises \n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-7,984.8\n24,181.6\n25,922.7\n-20,025.0\n-28,752.0\n-13,816.8\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n2,098.7\n DMBs\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-9,711.2\n22,450.1\n24,052.3\n-21,919.3\n-30,883.4\n-17,194.6\n Agri-PEs\n-5,262.3\n-5,263.3\n-5,003.2\n-5,004.2\n-5,005.2\n-7,246.8\n-7,246.8\n-6,896.5\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n Other\n15,224.1\n17,844.1\n17,954.0\n10,820.4\n11,110.4\n11,661.5\n15,501.8\n-2,814.7\n29,348.9\n30,961.2\n-20,403.0\n-29,372.5\n-15,680.0\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n994.2\n783.2\n705.1\n200.0\n1,279.1\n Claims on Private Sector\n32,336.7\n34,489.5\n68,350.4\n125,177.8\n146,211.9\n55,946.4\n3,939.6\n151,461.2\n167,116.7\n171,508.7\n139,409.0\n68,980.4\n53,922.1\n RBZ\n-1,421.9\n-1,387.4\n-394.8\n-390.8\n-390.8\n-390.8\n-390.8\n-3,336.1\n-3,187.1\n-3,589.5\n16,964.5\n31,997.2\n58,043.6\n DMBs\n-142,682.7\n-121,001.5\n-124,890.6\n-69,400.6\n-43,543.7\n-120,031.2\n-192,169.1\n-33,095.8\n-19,566.9\n4,881.3\n-55,223.4\n-103,031.0\n-141,232.5\n OBIs\n176,441.3\n156,878.5\n193,635.8\n194,969.2\n190,146.4\n176,368.4\n196,499.5\n187,893.1\n189,870.6\n170,216.9\n177,667.9\n140,014.2\n137,110.9\nOTHER ITEMS (NET) \n23,475.6\n-61,302.5\n1,966.8\n112,758.9\n70,366.5\n73,459.6\n145,114.0\n-165,416.8\n-231,069.3\n-421,877.2\n-294,465.8\n-503,695.8\n-543,614.1\nBROAD MONEY (M3) \n525,839.1\n477,843.2\n505,576.8\n608,355.2\n471,093.6\n451,480.0\n316,107.4\n276,380.8\n208,386.1\n162,237.0\n220,443.8\n249,890.4\n150,972.4\nGROWTH RATES\n Broad Money (M3) \n13.9%\n12.2%\n12.8%\n16.0%\n12.0%\n11.6%\n7.9%\n6.8%\n4.9%\n3.8%\n5.1%\n5.9%\n3.5%\n Domestic Credit \n6.2%\n6.5%\n6.2%\n6.4%\n7.6%\n6.2%\n3.3%\n4.6%\n9.1%\n16.4%\n16.7%\n18.5%\n18.8%\n Claims on Private Sector\n0.9%\n0.9%\n1.8%\n3.4%\n4.0%\n1.6%\n0.1%\n4.2%\n4.6%\n4.8%\n3.9%\n1.9%\n1.4%\n2014\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n$ Thousands\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2014 \nJan\n489,585.3\n43,743.8\n18,574.7\n464,097.6\n5,467.4\n48,086.1\n362,554.0\n116,635.5\n412,901.1\n37,722.2\n367,126.2\n16,773.1\n2,383,267.1\nFeb \n519,154.6\n38,918.1\n24,765.4\n460,528.2\n10,397.3\n47,488.6\n385,038.1\n116,670.5\n401,619.6\n32,978.1\n396,800.8\n8,542.7\n2,442,902.1\nMar\n503,868.1\n42,707.9\n35,785.1\n494,663.8\n5,257.4\n52,722.0\n374,809.1\n116,653.0\n396,000.6\n38,089.3\n406,503.1\n15,833.1\n2,482,892.7\nApr\n540,156.2\n40,707.1\n18,138.9\n502,514.1\n9,898.6\n18,817.9\n407,595.0\n175,048.3\n447,549.2\n49,619.1\n511,048.2\n15,136.7\n2,736,229.2\nMay\n546,733.9\n41,594.2\n21,547.9\n488,389.7\n10,073.8\n23,049.1\n396,846.0\n184,730.9\n452.373.8\n51,891.8\n512,864.5\n17,718.8\n2,747,814.6\nJun\n536,188.9\n46,085.8\n28,201.0\n500,266.1\n10,656.3\n25,616.2\n417,002.7\n197,441.1\n432,692.4\n46,751.6\n499,191.5\n17,173.9\n2,757,267.4\nJul\n575,645.3\n43,055.0\n28,090.8\n480,483.6\n6,359.2\n27,284.9\n428,611.4\n206,052.3\n479,384.6\n49,260.4\n507,930.0\n46,148.1\n2,878,305.8\nAug\n548,866.7\n56,886.1\n38,891.3\n498,696.8\n54,387.2\n110,618.5\n422,942.5\n221,099.2\n430,156.3\n48,167.0\n474,060.2\n37,230.9\n2,942,002.7\nSep\n539,818.8\n51,349.1\n29,191.8\n493,610.7\n51,999.0\n109,975.0\n428,697.3\n201,791.6\n451,117.2\n45,100.0\n539,108.1\n36,708.6\n2,978,467.1\nOct\n530,544.7\n62,891.8\n55,922.5\n507,936.4\n50,701.1\n101,818.5\n436,519.1\n196,491.0\n413,443.5\n39,088.3\n520,437.0\n5,799.4\n2,921,593.2\nNov\n574,859.5\n58,780.5\n46,419.5\n460,989.3\n50,008.6\n120,510.4\n453,924.5\n208,418.3\n413,410.7\n45,289.6\n540,638.4\n5,976.9\n2,979,226.2\nDec\n565,840.1\n46,298.5\n42,604.8\n437,975.3\n47,805.8\n88,485.5\n478,895.5\n220,501.3\n481,497.5\n43,449.8\n543,038.5\n5,957.7\n3,002,529.6\n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\nAug\n580,775.3\n28,148.8\n58,618.6\n460,451.4\n22,509.2\n105,466.9\n411,831.6\n176,732.7\n440,470.4\n41,154.5\n571,926.0\n886.9\n2,898,972.1\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \n \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2014\nJANUARY\n130,154.6\n53,292.9\n146,876.1\n353,793.8\n259,569.6\n731,703.3\n304,033.2\n93,776.7\n770,435.4\n40,085.9\n485,573.1\n60,897.7\n3,430,192.5\nFEBRUARY\n138,812.3\n55,092.2\n134,813.9\n420,181.0\n262,183.8\n786,295.6\n270,062.5\n131,134.8\n779,640.3\n39,169.2\n508,813.7\n61,822.3\n3,588,021.6\nMARCH\n118,239.1\n55,167.5\n135,807.9\n382,675.5\n216,025.3\n791,776.0\n275,549.1\n103,298.7\n806,185.9\n42,432.8\n521,381.5\n72,990.9\n3,521,530.3\nAPRIL\n164,347.5\n59,289.3\n102,323.7\n408,823.5\n325,559.7\n780,207.0\n325,659.8\n135,187.4\n888,876.2\n43,746.5\n582,848.8\n82,009.8\n3,898,879.1\nMAY\n149,474.1\n60,669.4\n108,977.6\n355,802.3\n332,850.8\n800,256.8\n303,599.4\n132,132.8\n1,027,552.7\n38,921.0\n581,930.2\n93,334.9\n3,985,501.8\nJUNE\n194,685.1\n64,188.9\n95,595.6\n470,267.7\n291,594.6\n812,999.7\n348,303.5\n130,453.4\n895,698.0\n44,735.5\n575,149.1\n91,392.4\n4,015,063.5\nJULY\n163,335.6\n56,812.0\n87,587.5\n370,121.7\n303,367.3\n830,988.6\n334,436.8\n112,985.0\n880,761.1\n44,675.4\n587,756.7\n94,841.5\n3,867,669.2\nAUGUST\n128,794.1\n38,934.1\n90,012.5\n271,204.3\n270,009.9\n755,141.6\n236,267.5\n130,548.6\n865,566.6\n31,180.4\n467,724.2\n89,582.4\n3,374,966.2\nSEPTEMBER\n177,932.5\n56,444.5\n82,756.7\n315,956.8\n309,508.3\n951,593.4\n278,461.5\n174,497.9\n978,044.0\n47,792.7\n571,629.9\n103,464.8\n4,048,083.1\nOCTOBER\n158,421.7\n57,091.4\n83,973.9\n407,934.0\n308,028.8\n917,450.3\n266,690.9\n178,771.0\n936,336.2\n44,950.2\n613,425.1\n91,764.1\n4,064,837.5\nNOVEMBER\n140,908.6\n61,494.3\n93,114.0\n350,153.8\n313,668.7\n881,007.4\n271,049.9\n137,867.8\n955,760.6\n48,177.7\n641,405.3\n90,462.2\n3,985,070.2\nDECEMBER\n147,242.4\n60,358.1\n118,725.7\n328,729.5\n325,746.6\n950,304.9\n290,329.3\n118,977.8\n964,815.0\n47,574.3\n638,061.1\n92,040.8\n4,082,906.3\n2015\nJANUARY\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFEBRUARY\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMARCH\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nAPRIL\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMAY\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJUNE\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJULY\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\nAUGUST\n168,075.2\n86,038.9\n108,477.7\n472,875.1\n335,158.3\n784,616.6\n401,830.1\n76,647.0\n1,042,260.4\n55,455.9\n657,177.1\n51,922.5\n4,240,535.0\n/1 Including the only merchant bank still in operation.\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \n \n \n \nEnd Pe rio d\n19 9 9\n2 0 0 0\n2 0 0 1\n2 0 0 2\n2 0 0 3\n2 0 0 4\n2 0 0 5\n2 0 0 6\n2 0 0 7\n2 0 0 8\n2 0 0 9\n2 0 10\n2 0 11\n2 0 12\n2 0 13\n2 0 14\n( U S $ millio ns )\nLo ng - Te rm Ext e rnal D e b t\n3 ,53 0\n3 ,2 2 7\n3 ,2 55\n3 ,3 2 7\n3 ,6 4 4\n3 ,9 2 7\n3 ,8 0 5\n3 ,9 6 5\n4 ,0 3 2\n4 ,4 6 4\n4 ,9 51\n5,175\n6 ,0 9 6\n6 ,6 0 7\n7,3 70\n8 ,4 4 4\nGo ve rnme nt\n2 ,4 6 1\n2 ,2 4 9\n2 ,3 2 8\n2 ,3 76\n2 ,6 17\n2 ,8 4 4\n2 ,8 9 5\n3 ,0 2 4\n3 ,0 54\n3 ,4 6 4\n4 ,0 3 7\n4 ,0 9 5\n4 ,6 3 8\n4 ,9 2 9\n5,0 12\n4 ,52 2\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\nPub lic Ent e rp ris e s\n54 3\n53 4\n56 8\n6 16\n6 9 8\n714\n70 9\n76 6\n79 0\n8 2 5\n8 57\n9 3 8\n1,0 9 2\n1,19 8\n1,3 56\n1,6 6 1\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nM o ne t ary A ut ho rit ie s\n3 6 4\n2 9 2\n2 9 2\n2 79\n2 8 8\n2 9 1\n14 4\n13 0\n13 7\n14 0\n14 0\n13 8\n12 7\n12 5\n12 5\n12 0\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\nPrivat e\n16 2\n152\n6 7\n56\n4 1\n78\n57\n4 5\n51\n3 5\n57\n14 2\n3 6 6\n4 8 0\n1,0 0 2\n2 ,2 6 1\nS ho rt - Te rm Ext e rnal D e b t\n53 2\n2 9 8\n16 7\n18 3\n16 9\n14 4\n173\n2 8 1\n3 8 7\n2 2 6\n1,19 8\n1,3 8 2\n1,2 8 9\n8 9 0\n1,56 4\n2 ,3 9 4\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\nTo t al Ext e rnal D e b t\n4 ,0 6 2\n3 ,52 5\n3 ,4 2 2\n3 ,510\n3 ,8 12\n4 ,0 71\n3 ,9 78\n4 ,2 4 6\n4 ,4 19\n4 ,6 9 0\n6 ,14 9\n6 ,557\n7,3 8 5\n7,4 9 7\n8 ,9 3 4\n10 ,8 3 8\nGro s s D o me s t ic Pro d uc t\n5,990\n6,107\n10,887\n6,715\n5,037\n4,299\n2,918\n6,645\n4,000\n3,175\n8,157\n9,457\n10,956\n12,472\n13,490\n14,068\nExt e rnal D e b t / GD P\n6 8 %\n57.7%\n3 1.4 %\n52 .3 %\n75.7%\n9 4 .7%\n13 6 .3 %\n6 3 .9 %\n110 .5%\n14 7.7%\n75.4 %\n6 9 .3 %\n6 7.4 %\n6 0 .1%\n6 6 .2 %\n77.0 %\nSOURCE: M inistry of Finance and Reserve Bank of Zimbabwe\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2014 \nJan\n6.00-35.00\n14.09 \n9.30 \nFeb \n6.00-35.00\n14.08 \n9.32 \nMar\n6.00-35.00\n14.24 \n9.27 \nApr\n6.00-35.00\n14.22 \n9.12 \nMay\n6.00-35.00\n14.39 \n9.25 \nJun\n6.00-35.00\n14.44 \n9.33 \nJul\n6.00-35.00\n14.33 \n9.45 \nAug\n6.00-35.00\n14.28 \n9.45 \nSep\n6.00-35.00\n14.45 \n9.57 \nOct\n6.00-35.00\n14.36 \n9.90 \nNov\n6.00-35.00\n14.26 \n9.97 \nDec\n6.00-35.00\n14.19 \n9.68 \n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nAug\n4.30-26.00\n11.96 \n8.51 \nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates 3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2014 \nJan\n0.15-8.00\n3.00-20.00\nFeb \n0.15-8.00\n3.00-20.00\nMar\n0.15-8.00\n3.00-20.00\nApr\n0.15-8.00\n3.00-20.00\nMay\n0.15-8.00\n3.00-20.00\nJun\n0.15-8.00\n3.00-20.00\nJul\n0.15-8.00\n3.00-20.00\nAug\n0.15-8.00\n4.00-20.00\nSep\n0.15-8.00\n4.00-20.00\nOct\n0.15-8.00\n4.00-20.00\nNov\n0.15-8.00\n4.00-20.00\nDec\n0.15-8.00\n3.00-20.00\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\nAug\n0.30-8.00\n1.00-15.00\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \nFOOD INFLATION\nALL\nALCOHOLIC \nB EVERAGES \nCLOTHING\nHS ING, WATER,\nFURNITURE\nHEALTH\nTRANS PORT\nCOM M UNICATION\nRECREATION &\nEDUCATION\nRES TAURANTS &\nM IS C.\nTOTAL NON\nFOOD & \nITEM S\n& TOB ACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON ALCOHOLIC \nB EVERAGES\n& OTHER\nEQUIPM ENT\nS ERVICES\nFUELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2013\nOCTOB ER\n1.2 1\n0 .0 0\n- 0 .0 1\n- 0 .3 6\n0 .0 6\n- 0 .3 2\n- 0 .0 7\n- 0 .15\n0 .0 2\n- 0 .0 8\n- 0 .2 0\n- 0 .0 4\n0 .0 4\n- 0 .0 1\nNOVEM B ER\n0 .3 8\n- 0 .19\n- 0 .0 1\n- 0 .3 7\n0 .10\n- 0 .13\n- 0 .0 1\n- 0 .13\n5.57\n1.0 8\n- 0 .2 7\n0 .4 3\n- 0 .6 0\n0 .0 9\nDECEM B ER\n0 .14\n- 0 .0 1\n0 .3 7\n- 0 .2 9\n0 .12\n0 .2 7\n0 .0 5\n- 0 .2 2\n0 .0 0\n0 .0 0\n- 0 .4 6\n0 .0 8\n- 0 .4 1\n- 0 .0 8\n2014\nJANUARY\n0 .2 0\n- 0 .0 7\n0 .0 0\n0 .0 1\n- 0 .2 3\n0 .0 1\n0 .0 0\n- 0 .0 7\n0 .0 2\n0 .16\n- 0 .0 9\n0 .0 0\n0 .4 4\n0 .14\nFEB RUARY\n- 0 .0 1\n- 0 .0 9\n- 0 .11\n- 0 .0 8\n0 .0 9\n0 .0 8\n0 .0 0\n- 0 .0 4\n0 .2 3\n- 0 .0 8\n0 .0 7\n- 0 .0 1\n0 .18\n0 .0 5\nM ARCH\n- 0 .0 5\n- 0 .0 6\n- 0 .8 2\n- 0 .12\n0 .0 2\n0 .0 0\n0 .0 1\n0 .0 0\n0 .0 0\n0 .0 1\n- 0 .3 0\n- 0 .2 6\n- 0 .14\n- 0 .2 2\nAPRIL\n0 .3 0\n- 0 .10\n- 0 .13\n- 0 .75\n0 .16\n0 .3 3\n- 0 .0 2\n0 .3 4\n12 .6 4\n- 1.0 2\n- 0 .0 3\n1.0 9\n- 0 .4 6\n0 .58\nM AY\n0 .11\n- 0 .11\n- 0 .0 6\n- 0 .2 9\n0 .0 0\n0 .2 3\n- 0 .0 3\n- 0 .2 0\n0 .0 7\n- 0 .13\n- 0 .4 3\n- 0 .0 5\n- 0 .3 0\n- 0 .13\nJUNE\n- 0 .0 5\n0 .12\n0 .0 0\n0 .0 6\n0 .3 0\n- 0 .0 3\n0 .0 0\n- 0 .0 9\n0 .0 0\n- 0 .11\n0 .15\n0 .0 2\n- 0 .12\n- 0 .0 3\nJULY\n- 0 .4 7\n- 0 .2 1\n0 .12\n0 .3 0\n- 0 .0 1\n0 .11\n- 0 .12\n- 0 .13\n- 0 .0 8\n1.79\n0 .8 5\n- 0 .3 7\n0 .2 5\n0 .0 1\nAUGUS T\n- 0 .8 1\n- 0 .0 5\n- 0 .0 9\n0 .0 0\n- 0 .14\n0 .0 4\n0 .2 8\n- 0 .0 6\n- 0 .0 8\n- 0 .0 2\n0 .0 2\n- 1.2 1\n- 0 .0 7\n- 0 .3 1\nS EPTEM B ER\n0 .10\n0 .14\n0 .4 5\n- 0 .2 7\n0 .2 1\n0 .3 8\n- 0 .0 6\n- 0 .14\n0 .0 0\n- 0 .4 0\n0 .11\n0 .15\n- 0 .3 4\n- 0 .0 1\nOCTOB ER\n0 .16\n0 .0 7\n0 .0 0\n- 0 .14\n- 0 .0 1\n- 0 .2 7\n- 0 .0 6\n- 0 .0 4\n0 .0 1\n0 .0 2\n0 .0 3\n- 0 .0 4\n- 0 .2 4\n- 0 .11\nNOVEM B ER\n0 .19\n0 .12\n- 0 .0 3\n- 0 .0 9\n0 .0 9\n0 .10\n0 .0 2\n0 .0 2\n- 9 .18\n- 0 .6 2\n0 .0 6\n- 0 .9 6\n- 0 .11\n- 0 .6 9\nDECEM B ER\n0 .0 1\n- 0 .10\n0 .16\n- 0 .10\n0 .13\n0 .19\n0 .0 0\n- 0 .16\n0 .0 0\n- 0 .2 3\n- 0 .15\n0 .0 4\n- 0 .3 6\n- 0 .0 9\n2015\nJANUARY\n- 0 .0 4\n- 0 .0 1\n0 .0 8\n0 .0 7\n0 .0 6\n- 0 .9 7\n- 13 .4 1\n0 .0 2\n- 0 .0 8\n- 0 .4 8\n0 .3 0\n- 0 .6 9\n0 .4 0\n- 0 .3 4\nFEB RUARY\n0 .2 5\n- 0 .3 5\n- 0 .0 9\n- 0 .11\n- 0 .0 2\n- 0 .4 1\n- 0 .10\n- 0 .17\n0 .0 0\n- 0 .2 8\n0 .10\n- 0 .13\n0 .0 5\n- 0 .0 7\nM ARCH\n0 .12\n- 0 .2 7\n- 0 .0 6\n- 0 .0 2\n- 0 .0 5\n0 .0 2\n0 .0 0\n0 .0 3\n0 .0 0\n0 .12\n0 .10\n- 0 .0 3\n- 0 .0 3\n- 0 .0 3\nAPRIL\n- 0 .6 3\n- 0 .0 1\n- 0 .71\n- 3 .3 5\n- 0 .4 6\n- 0 .0 5\n- 0 .15\n- 0 .13\n- 0 .0 7\n0 .59\n0 .4 1\n- 0 .0 4\n- 1.0 1\n- 0 .8 9\nM AY\n- 0 .17\n- 0 .4 1\n0 .18\n- 0 .2 5\n0 .10\n- 0 .2 5\n- 0 .0 2\n- 0 .11\n0 .0 0\n- 0 .0 8\n- 0 .4 4\n- 0 .10\n- 0 .3 7\n- 0 .19\nJUNE\n0 .3 6\n- 0 .0 6\n- 0 .0 2\n- 0 .0 7\n- 0 .17\n0 .0 6\n0 .0 1\n- 0 .0 9\n0 .0 0\n- 0 .0 7\n0 .11\n0 .0 1\n- 0 .4 5\n- 0 .14\nJULY\n- 0 .0 8\n0 .0 5\n- 0 .56\n- 0 .8 2\n0 .15\n- 0 .0 9\n- 0 .0 2\n- 0 .14\n7.4 8\n- 0 .0 2\n0 .0 3\n0 .4 7\n- 0 .8 1\n0 .0 6\nAUGUS T\n- 0 .2 7\n- 0 .0 1\n0 .0 2\n- 0 .14\n- 0 .0 4\n- 0 .2 9\n- 0 .0 6\n- 0 .2 6\n0 .0 0\n- 0 .14\n- 0 .0 9\n- 0 .10\n- 0 .75\n- 0 .3 6\nNON- FOOD INFLATION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A\nTION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N\nTS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2 0 14\nJA N U A R Y\n5.0 3\n0 .0 3\n3 .6 3\n- 1.0 7\n1.8 7\n1.6 2\n- 14\n- 1.12\n11.3\n2 .18\n- 0 .4 3\n1.6 7\n- 2 .0 8\n0 .4 1\nFEB R U A R Y\n2 .2 1\n- 0 .4 3\n3 .0 9\n- 1.3 5\n0 .4 4\n0 .0 5\n- 13 .8 6\n- 1.0 8\n11.4 7\n1.3 2\n- 1.4 5\n0 .9 3\n- 3 .2 6\n- 0 .4 9\nM A R C H\n1.6 7\n- 0 .53\n2 .2 1\n- 1.8 2\n0 .4\n- 0 .4 4\n- 13 .6 8\n- 1.2 1\n11.4 7\n2 .4 7\n- 1.8 2\n0 .51\n- 3 .71\n- 0 .9 1\nA PR IL\n1.78\n- 0 .55\n0 .4 6\n- 2 .6\n0 .2 2\n- 0 .11\n- 0 .6 2\n- 0 .9 3\n2 0 .71\n1.13\n- 1.56\n1.5\n- 3 .73\n- 0 .2 6\nM A Y\n1.9 1\n- 0 .8 3\n0 .3 9\n- 2 .6 2\n0 .2 9\n0 .8 6\n- 0 .6\n- 0 .6 4\n2 0 .79\n0 .9 5\n- 1.6 9\n1.6 2\n- 3 .75\n- 0 .19\nJU N E\n1.6 8\n- 0 .8 1\n0 .4\n- 2 .54\n0 .6 4\n0 .9 7\n- 0 .2 7\n- 0 .8 4\n2 0 .79\n0 .9 9\n- 1.6 7\n1.6 7\n- 3 .54\n- 0 .0 8\nJU LY\n- 2 .8 8\n1.6 4\n- 0 .6 8\n0 .7\n- 2 .4\n0 .8\n0 .5\n- 0 .4\n- 0 .8\n2 3\n1.8\n- 2\n1.9\n0 .3\nA U GU S T\n- 2 .79\n2 .0 2\n- 0 .4 4\n- 0 .1\n- 2 .5\n0 .6\n0 .7\n- 0 .3\n- 0 .8\n2 1.4\n0 .9\n- 2 .8\n1.6\n0 .2\nS EPTEM B ER\n2 .10\n- 0 .3 4\n- 0 .0 3\n- 2 .6 0\n0 .9 8\n0 .9 9\n- 0 .3 2\n- 0 .8 5\n2 1.4 2\n0 .2 8\n- 3 .0 6\n1.59\n- 2 .9 5\n0 .0 9\nOC TOB ER\n1.0 4\n- 0 .2 7\n- 0 .0 1\n- 2 .3 8\n0 .9 1\n1.0 4\n- 0 .3 1\n- 0 .75\n2 1.4 1\n0 .3 8\n- 2 .8 3\n1.59\n- 3 .2 3\n0 .0 0\nN OV EM B ER\n0 .8 4\n0 .0 4\n- 0 .0 3\n- 2 .11\n0 .9 1\n1.2 6\n- 0 .2 8\n- 0 .59\n4 .4 4\n- 1.3 1\n- 2 .50\n0 .17\n- 2 .75\n- 0 .78\nD EC EM B ER\n0 .71\n- 0 .0 5\n- 0 .2 4\n- 1.9 2\n0 .9 2\n1.18\n- 0 .3 3\n- 0 .53\n4 .4 5\n- 1.54\n- 2 .2 1\n0 .13\n- 2 .7\n- 0 .8\n2 0 15\nJA N U A R Y\n0 .4 7\n0 .0 0\n- 0 .16\n- 1.8 6\n1.2 1\n0 .19\n- 13 .6 9\n- 0 .4 4\n4 .3 5\n- 2 .16\n- 1.8 2\n- 0 .57\n- 2 .74\n- 1.2 8\nFEB R U A R Y\n0 .73\n- 0 .2 5\n- 0 .14\n- 1.8 8\n1.10\n- 0 .3 0\n- 13 .78\n- 0 .57\n4 .11\n- 2 .3 6\n- 1.8 0\n- 0 .6 8\n- 2 .8 7\n- 1.4 0\nM A R C H\n0 .9 0\n- 0 .4 6\n0 .6 2\n- 1.78\n1.0 3\n- 0 .2 8\n- 13 .78\n- 0 .54\n4 .11\n- 2 .2 6\n- 1.4 1\n- 0 .4 4\n- 2 .77\n- 1.2 0\nA PR IL\n- 2 .9 3\n0 .59\n- 1.0 7\n- 2 .6 2\n- 1.50\n0 .8 1\n- 0 .76\n- 13 .8 8\n- 0 .9 5\n- 7.0 2\n- 0 .8 4\n- 1.4 1\n- 2 .51\n- 2 .6 5\nM A Y\n0 .3 1\n- 1.3 7\n- 2 .3 9\n- 1.4 5\n0 .9 2\n- 1.2 3\n- 13 .8 7\n- 0 .8 6\n- 7.0 9\n- 0 .79\n- 1.4 2\n- 2 .56\n- 3 .0 0\n- 2 .70\nJU N E\n0 .72\n- 1.54\n- 2 .4 1\n- 1.58\n0 .4 5\n- 1.14\n0 .0 0\n- 0 .8 7\n- 7.0 9\n- 0 .75\n- 1.3 8\n- 2 .57\n- 3 .3 2\n- 2 .8 1\nJU LY\n0 .74\n- 1.6 1\n- 3 .2 4\n- 2 .3 7\n0 .50\n- 1.12\n- 13 .77\n- 0 .9 3\n- 1.9 0\n- 1.6 1\n- 0 .9 9\n- 2 .3 5\n- 3 .6 5\n- 2 .77\nA U GU S T\n0 .6 1\n- 1.53\n- 3 .2 2\n- 2 .3 7\n0 .4 2\n- 1.6 7\n- 13 .77\n- 1.11\n- 1.8 8\n- 1.78\n0 .13\n- 2 .3 8\n- 3 .59\n- 2 .77\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \n \n1. Foreign currency per US Dollar. \n2. US Dollar per unit of foreign currency. \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2014\nJANUARY\n11.21\n9.09\n102.47\n1.35\n1.65\nFEBRUARY\n10.71\n8.85\n101.74\n1.37\n1.67\nMARCH\n10.56\n8.85\n102.38\n1.38\n1.68\nAPRIL\n10.57\n8.85\n102.38\n1.38\n1.68\nMAY\n10.44\n8.73\n101.61\n1.36\n1.67\nJUNE\n10.58\n8.67\n101.3\n1.36\n1.7\nJULY\n10.68\n8.85\n102.76\n1.36\n1.69\nAUGUST\n10.98\n9.07\n107.35\n1.29\n1.63\nSEPTEMBER\n11.26\n9.26\n109.39\n1.27\n1.63\nOCTOBER\n10.90\n9.11\n110.87\n1.26\n1.59\nNOVEMBER\n11.02\n9.22\n118.21\n1.38\n1.57\nDECEMBER\n11.56\n9.51\n119.65\n1.22\n1.56\n2015\nJANUARY\n11.55\n9.61\n117.85\n1.13\n1.51\nFEBRUARY\n11.55\n9.61\n119.17\n1.12\n1.54\nMARCH\n12.16\n9.96\n120.19\n1.08\n1.48\nAPRIL\n11.82\n9.74\n118.60\n1.11\n1.54\nMAY\n12.13\n9.76\n123.87\n1.09\n1.53\nJUNE\n12.26\n9.92\n122.31\n1.12\n1.57\nJULY\n12.71\n10.67\n124.03\n1.09\n1.56\nAUGUST\n13.31\n10.20\n121.11\n1.12\n1.54\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \nMONTHLY ECONOMIC REVIEW \n20 \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2014\n Jan\n356.9\n395.3\n134.1\n253.1\n153.0\n119.2\n5.4\n1417.0\n27.9\n2866.4\n516.1\n362.2\n353.9\n5543.5\n Feb\n334.3\n387.0\n130.5\n285.0\n131.2\n193.2\n5.4\n1466.6\n32.8\n2718.1\n534.5\n502.9\n351.1\n5606.0\n Mar\n304.6\n354.1\n147.4\n280.3\n165.9\n255.2\n5.4\n1512.9\n28.7\n2737.9\n522.7\n538.8\n349.7\n5690.7\n Apr\n353.3\n367.8\n154.4\n274.9\n205.7\n247.0\n5.4\n1608.4\n32.5\n2844.6\n534.1\n345.3\n348.6\n5713.6\n May\n327.8\n421.1\n120.5\n372.8\n211.5\n241.7\n5.4\n1700.6\n27.5\n2836.8\n591.4\n366.2\n347.1\n5869.6\n Jun\n347.1\n404.7\n166.4\n338.1\n198.0\n261.9\n0.0\n1716.1\n16.2\n2863.2\n607.8\n362.9\n346.4\n5912.6\n Jul\n347.1\n321.3\n176.7\n276.3\n186.0\n246.2\n0.0\n1553.7\n15.4\n2940.4\n597.5\n347.4\n345.6\n5800.0\n Aug\n360.7\n424.5\n178.5\n243.5\n173.9\n237.5\n0.0\n1618.6\n15.5\n2949.1\n609.5\n353.9\n346.4\n5892.9\n Sep\n255.6\n636.8\n183.0\n158.8\n176.0\n253.9\n0.0\n1664.2\n4.1\n2949.4\n624.6\n371.5\n341.5\n5955.3\n Oct\n226.1\n597.7\n175.0\n205.5\n180.3\n260.1\n0.0\n1644.7\n15.6\n2938.4\n594.4\n369.0\n341.8\n5903.8\n Nov\n258.9\n556.7\n169.1\n157.5\n178.5\n281.6\n0.0\n1602.2\n4.2\n2951.6\n597.5\n369.4\n341.1\n5865.9\n Dec\n0.4\n309.5\n465.7\n167.6\n151.9\n184.3\n285.4\n0.0\n1564.7\n4.1\n2758.6\n606.2\n343.7\n356.0\n5633.3\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1581.9\n21.4\n2796.8\n557.7\n360.2\n366.1\n5684.2\n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1524.2\n17.9\n2792.5\n564.8\n325.3\n356.8\n5581.5\n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1543.8\n15.5\n2925.5\n527.3\n352.5\n362.0\n5726.6\n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1528.6\n18.2\n2967.1\n527.1\n364.2\n385.4\n5790.7\n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1779.2\n18.2\n2922.7\n525.7\n434.2\n384.3\n6064.3\n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1962.4\n28.8\n2872.6\n498.4\n351.0\n386.2\n6099.4\n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1900.7\n28.8\n2815.0\n504.1\n361.1\n388.8\n5998.5\n Aug\n1.0\n234.0\n523.7\n104.3\n194.7\n76.1\n786.5\n5.1\n1925.3\n28.8\n2810.1\n535.2\n339.9\n390.5\n6029.6\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2014\n Jan\n2153.6\n802.7\n403.5\n3359.8\n661.3\n0.0\n55.9\n592.9\n516.1\n357.5\n5543.5\n3359.8\n Feb\n2111.8\n878.8\n494.6\n3485.2\n630.0\n0.0\n51.1\n609.5\n534.5\n359.0\n5669.5\n3485.2\n Mar\n2156.8\n919.6\n454.2\n3530.6\n635.5\n0.0\n44.8\n596.4\n522.7\n360.7\n5690.7\n3530.6\n Apr\n2267.5\n958.3\n435.7\n3661.5\n553.5\n0.0\n17.0\n595.0\n534.1\n352.4\n5713.6\n3661.5\n May\n2294.9\n975.8\n451.7\n3722.4\n585.0\n0.0\n13.7\n591.1\n591.4\n366.1\n5869.6\n3722.4\n Jun\n2248.9\n989.8\n506.1\n3744.8\n543.8\n0.0\n48.3\n591.2\n607.8\n376.7\n5912.6\n3744.8\n Jul\n2130.4\n892.9\n606.6\n3629.9\n560.8\n0.0\n39.5\n571.5\n597.5\n400.6\n5800.0\n3629.9\n Aug\n2202.3\n963.1\n539.9\n3705.3\n552.7\n0.0\n43.5\n580.7\n609.5\n401.2\n5892.9\n3705.3\n Sep\n2191.0\n1011.1\n562.6\n3764.8\n548.9\n0.0\n59.5\n544.8\n624.6\n412.7\n5955.3\n3764.8\n Oct\n2260.8\n1015.1\n509.9\n3785.8\n506.8\n0.0\n47.4\n543.3\n594.4\n426.0\n5903.8\n3785.8\n Nov\n2231.8\n943.4\n526.5\n3701.6\n509.4\n0.0\n90.6\n541.8\n597.5\n425.0\n5865.9\n3701.6\n Dec\n2101.6\n975.8\n453.2\n3530.5\n484.0\n0.0\n81.4\n713.6\n606.2\n217.5\n5633.3\n3530.5\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5684.2\n3614.0\nFeb\n2079.6\n876.1\n611.6\n3567.3\n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5581.5\n3567.3\nMar\n2139.3\n940.4\n513.3\n3593.0\n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5726.6\n3593.0\nApr\n2098.7\n943.5\n629.8\n3672.0\n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5790.7\n3672.0\nMay\n2131.8\n1015.3\n615.3\n3762.4\n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6064.3\n3762.4\nJun\n2213.2\n1021.9\n593.5\n3828.7\n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6099.4\n3828.7\nJul\n2166.4\n889.7\n732.5\n3788.6\n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5998.5\n3788.6\nAug\n2266.7\n790.9\n723.1\n3780.7\n490.7\n0.0\n83.4\n825.7\n535.2\n313.9\n6029.6\n3780.7\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2014\n Jan\n0.0\n0.1\n0.5\n0.0\n0.2\n1.8\n0.0\n0.0\n2.6\n0.0\n81.3\n10.0\n23.5\n34.7\n152.1\n Feb\n0.0\n0.2\n0.4\n0.1\n0.1\n1.8\n0.0\n0.0\n2.5\n0.0\n77.6\n9.0\n24.1\n34.6\n147.9\n Mar\n0.0\n0.1\n0.1\n0.1\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n53.2\n8.7\n21.8\n32.5\n118.1\n Apr\n0.0\n0.1\n0.4\n0.2\n0.3\n1.6\n0.0\n2.6\n5.2\n75.2\n8.5\n22.2\n32.4\n140.9\n284.4\n May\n0.0\n0.2\n0.4\n0.0\n0.1\n0.3\n0.0\n0.9\n1.9\n68.7\n0.1\n14.6\n30.3\n114.6\n230.2\n Jun\n0.0\n0.2\n0.2\n0.1\n0.0\n0.6\n0.0\n0.0\n1.2\n0.0\n66.8\n0.1\n14.7\n29.6\n112.4\n Jul\n0.0\n0.2\n0.3\n0.0\n0.1\n0.3\n0.0\n0.0\n0.9\n0.0\n66.9\n0.1\n12.9\n28.7\n109.6\n Aug\n0.0\n0.2\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.3\n0.0\n64.4\n0.0\n19.4\n23.9\n109.0\n Sep\n0.0\n0.4\n0.2\n0.0\n0.1\n0.3\n0.0\n0.0\n1.1\n0.0\n65.9\n0.1\n18.9\n19.7\n105.8\n Oct\n0.0\n0.7\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n68.3\n0.1\n10.8\n25.9\n106.9\n Nov\n0.0\n0.6\n0.1\n0.0\n0.1\n0.3\n0.0\n0.0\n1.0\n0.0\n67.1\n0.1\n12.4\n25.8\n106.3\nDec\n0.0\n0.9\n0.4\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n63.6\n0.1\n10.0\n24.6\n100.0\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\n Aug\n0.0\n0.1\n1.8\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n60.0\n0.0\n9.3\n28.1\n99.4\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \n \n \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2014\n Jan\n36.8\n57.7\n5.7\n100.1\n11.7\n0.0\n0.0\n0.7\n10.0\n29.5\n152.1\n100.1\n Feb\n47.6\n48.3\n0.0\n95.8\n11.7\n0.0\n0.0\n-10.9\n9.0\n42.3\n147.9\n95.8\n Mar\n41.0\n55.8\n0.0\n96.9\n12.0\n0.0\n0.0\n-17.7\n8.7\n18.4\n118.1\n96.9\n Apr\n57.4\n40.3\n0.0\n97.7\n12.2\n0.0\n0.0\n-19.8\n8.5\n42.4\n140.9\n97.7\n May\n42.8\n34.6\n0.0\n77.4\n0.0\n0.0\n0.0\n4.7\n0.1\n32.5\n114.6\n77.4\n Jun\n42.8\n33.2\n0.0\n76.0\n0.0\n0.0\n0.0\n2.3\n0.1\n33.7\n112.1\n76.0\n Jul\n42.6\n33.8\n0.0\n76.3\n0.0\n0.0\n0.0\n-8.7\n0.1\n41.8\n109.6\n76.3\n Aug\n36.4\n40.4\n0.0\n76.8\n0.0\n0.0\n0.0\n-7.8\n0.0\n40.0\n109.0\n76.8\n Sep\n40.9\n33.9\n0.0\n74.9\n0.0\n0.0\n0.0\n-7.6\n0.1\n38.4\n105.8\n74.9\n Oct\n39.9\n33.7\n0.0\n73.6\n0.0\n0.0\n0.0\n-9.6\n0.1\n42.8\n106.9\n73.6\n Nov\n39.4\n33.3\n0.0\n72.7\n0.0\n0.0\n0.0\n-10.9\n0.1\n44.4\n106.3\n72.7\nDec\n36.9\n31.2\n0.0\n68.1\n0.0\n0.0\n0.0\n-17.9\n0.1\n49.7\n100.0\n68.1\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\n Aug\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-14.9\n0.0\n51.3\n99.4\n62.9\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \n \n \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2014\nJan\n0.0\n30.9\n147.5\n0.0\n0.2\n40.0\n0.0\n218.6\n0.0\n384.5\n136.4\n64.4\n125.3\n929.1\nFeb\n0.0\n30.2\n165.0\n0.0\n0.2\n40.0\n0.0\n235.3\n0.0\n385.8\n132.0\n65.4\n125.4\n943.9\nMar\n0.0\n47.5\n166.2\n0.0\n0.2\n40.0\n0.0\n253.8\n0.0\n390.4\n132.1\n68.8\n125.0\n970.1\nApr\n0.0\n45.2\n161.0\n0.0\n0.2\n40.0\n0.0\n246.5\n0.0\n401.8\n132.4\n76.6\n124.7\n981.9\nMay\n0.0\n47.7\n190.7\n0.0\n0.2\n40.0\n0.0\n278.6\n0.0\n394.0\n147.0\n82.7\n124.3\n1026.7\nJun\n0.0\n39.5\n187.9\n0.0\n0.0\n40.0\n0.0\n267.4\n0.0\n400.0\n150.4\n84.0\n124.4\n1026.1\nJul\n0.0\n40.6\n180.9\n0.0\n0.0\n40.0\n0.0\n261.5\n0.0\n431.8\n159.4\n84.1\n124.4\n1061.2\nAug\n0.0\n17.8\n219.8\n0.0\n0.0\n51.4\n0.0\n289.1\n0.0\n442.4\n166.5\n86.4\n124.2\n1108.6\nSep\n0.0\n51.2\n183.1\n0.0\n0.0\n51.4\n0.0\n285.7\n0.0\n452.1\n173.8\n95.6\n123.8\n1131.0\nOct\n0.0\n37.1\n199.8\n0.0\n0.0\n51.7\n0.0\n288.6\n0.0\n483.1\n179.7\n102.2\n124.0\n1177.6\nNov\n0.0\n53.2\n217.5\n0.0\n0.0\n32.8\n0.0\n303.5\n0.0\n512.4\n169.3\n109.0\n123.5\n1217.6\n Dec\n0.1\n47.0\n224.9\n0.0\n0.2\n52.6\n0.0\n324.8\n0.0\n512.9\n169.0\n102.9\n125.3\n1234.9\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1222.6\nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1260.2\nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1255.5\nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1282.0\nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1298.0\nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n0.0\n324.8\n0.0\n464.9\n231.9\n139.4\n122.0\n1283.0\nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n0.0\n320.2\n0.0\n461.5\n230.6\n133.9\n121.9\n1268.2\nAug\n0.1\n53.0\n158.9\n0.0\n0.1\n76.2\n0.0\n288.4\n0.0\n482.9\n228.4\n136.0\n122.2\n1257.9\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2014\nJan\n313.9\n253.1\n567.0\n26.1\n80.6\n225.9\n29.5\n929.1\n567.0\nFeb\n318.7\n264.4\n583.1\n25.1\n81.3\n228.6\n25.8\n943.9\n583.1\nMar\n374.6\n234.6\n609.2\n24.7\n79.6\n231.4\n25.2\n970.1\n609.2\nApr\n358.4\n262.7\n621.1\n24.9\n76.5\n234.0\n25.4\n981.9\n621.1\nMay\n436.2\n233.2\n669.4\n24.7\n77.3\n238.0\n17.1\n1026.7\n669.4\nJun\n440.1\n212.2\n652.3\n34.8\n78.9\n243.1\n17.3\n1026.3\n652.3\nJul\n362.4\n302.9\n665.3\n30.1\n104.3\n244.2\n17.5\n1061.3\n665.3\nAug\n358.8\n336.8\n695.5\n35.7\n105.7\n250.6\n21.2\n1108.7\n695.5\nSep\n394.8\n297.6\n692.4\n54.2\n106.9\n253.5\n23.9\n1131.0\n692.4\nOct\n364.5\n368.0\n732.5\n54.2\n105.3\n258.5\n27.3\n1177.7\n732.5\nNov\n376.9\n392.0\n768.9\n54.6\n104.4\n262.9\n27.2\n1217.8\n768.9\nDec\n400.9\n387.5\n788.4\n54.2\n102.0\n262.7\n27.6\n1234.9\n788.4\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1222.6\n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1260.2\n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1255.5\n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1282.0\n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1298.0\n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1283.0\n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1268.2\n828.9\nAug\n438.4\n386.1\n824.5\n47.6\n73.2\n282.7\n29.9\n1257.9\n824.5\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \n \n \n Indices \n \n Market \nCapitalisation \n \n Industrial \n Mining \n Market \nTurnover(US$) \n Volume of \nShares \n US$ Millions \n2014 \n \n \n \n \n \n \n \n \n \n \n \nJan \n189.25 \n35.4 \n63,972,387.0 \n170,104,078 \n4,882.1 \nFeb \n189.45 \n39.24 \n25,811,746.9 \n135,455,029 \n4,906.9 \nMar \n176.32 \n29.51 \n28,884,400.2 \n381,649,234 \n4,560.3 \nApr \n172.91 \n29.64 \n51,346,054.5 \n429,085,166 \n4,473.5 \nMay \n174.89 \n35.45 \n35,903,574.8 \n235,704,129 \n4,485.1 \nJun \n186.57 \n61.32 \n28,544,304.7 \n178,469,676 \n4,873.4 \nJuly \n188.07 \n95.00 \n25,224,550.4 \n322,407,141 \n4,959.2 \nAug \n196.43 \n104.8 \n66,399,632.9 \n328,161,452 \n5,186.6 \nSep \n195.25 \n92.75 \n34,056,010.7 \n210,942,393 \n5,140.2 \nOct \n177.88 \n70.38 \n28,256,642.5 \n156,444,539 \n4,664.8 \nNov \n171.45 \n64.39 \n34,765,242.8 \n155,854,066 \n4,517.9 \nDec \n162.79 \n71.71 \n29,701,204.8 \n475,024,051 \n4,327.0 \n \n \n \n \n \n \n2015 \n \n \n \n \n \n \n \n \n \n \n \nJan \n164.9 \n58.13 \n16,062,740.8 \n57,390,451 \n4,365.1 \nFeb \n167.16 \n55.38 \n34,775,616.2 \n119,324,114 \n4,353.4 \nMar \n158.22 \n43.92 \n18,903,881.0 \n405,884,918 \n4,117.1 \nApr \n156.23 \n42.93 \n29,188,562.0 \n563,833,853 \n4,066.1 \nMay \n152.96 \n44.45 \n23,280,422.2 \n290,320,685 \n3,978.1 \nJun \n148.40 \n44.30 \n14,514,679.0 \n80,441,278 \n3,803.8 \nJul \n145.35 \n39.36 \n20,419,108.0 \n157,184,218 \n3,812.7 \nAug \n135.43 \n35.34 \n15,344,249.0 \n76,187,436 \n3,552.0 \n \n \n \n \n \n \n \n \n \n \nMONTHLY ECONOMIC REVIEW \n27 \n \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2014\nMay\n1,427.5\n77.5\n669.4\n2,209.0\nJun\n1,495.8\n81.3\n652.3\n2,262.6\nJul\n1,499.5\n84.2\n665.3\n2,282.7\nAug\n1,502.9\n84.0\n695.5\n2,322.9\nSep\n1,573.8\n88.6\n692.4\n2,388.8\nOct\n1,525.0\n87.5\n732.5\n2,378.7\nNov\n1,469.9\n89.8\n768.9\n2,361.8\nDec\n1,473.1\n84.8\n788.4\n2,377.5\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\nAug\n1,514.0\n93.1\n824.5\n2,431.5\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n 1/ Comprises all deposits other than demand deposits. \n \n \n \n \n \n1/ With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed to 25% of liabilities to the public, from 20%. \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2014\nMay\n1,700.6\n1,116.7\n583.9\n1.9\n23.2\n-21.3\nJun\n1,716.1\n1,123.4\n592.7\n1.2\n22.8\n-21.6\nJul\n1,553.7\n1,089.0\n464.7\n0.9\n22.9\n-22.0\nAug\n1,618.6\n1,111.6\n507.0\n1.3\n23.0\n-21.7\nSep\n1,664.2\n1,129.4\n534.7\n1.1\n22.5\n-21.3\nOct\n1,644.7\n1,135.7\n508.9\n1.7\n22.1\n-20.3\nNov\n1,602.2\n1,110.5\n491.7\n1.0\n21.8\n-20.8\nDec\n1,571.0\n1,107.9\n463.1\n1.7\n20.4\n-18.7\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\nAug\n1,925.3\n1,134.2\n791.0\n2.0\n18.9\n-16.9\nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2014\nJan\n3093.01\n5.24\n102.26\n233.1\n228.25\n68.31\nFeb\n2954.93\n10.73\n96.27\n193.9\n217.14\n64.42\nMar\n3332.79\n10.4\n103.58\n232.94\n255.32\n87.94\nApr\n3439.33\n9.66\n126.26\n253.16\n264.38\n96.29\nMay\n3915.31\n13.65\n117.11\n181.35\n146.64\n121.98\nJun\n3657.44\n12.42\n110.38\n250.87\n284.18\n104.28\nJul\n3955.45\n11.72\n125.81\n267\n312.35\n101.75\nAug\n3467.34\n9.36\n135.9\n273.39\n320.36\n103.26\nSep\n4037.98\n11.16\n138.09\n280.8\n341.23\n115.94\nOct\n3843.84\n13.58\n150.09\n291.68\n362.30\n117.40\nNov\n4104.33\n9.33\n160.40\n299.94\n358.76\n103.76\nDec\n4615.04\n11.53\n148.5\n336.65\n395.93\n124.33\nAnnual Total\n44416.79\n128.78\n1514.646\n3094.779\n3486.839\n1209.657\n2015\nJan\n3659.00\n11.81\n154.43\n311.94\n352.18\n113.46\nFeb\n3221.13\n13.69\n141.79\n275.8\n334.62\n104.62\nMar\n3801.96\n11.11\n131.97\n298.30\n364.69\n111.70\nApr\n3919.47\n10.81\n133.99\n299.67\n341.22\n112.38\nMay\n3467.10\n13.08\n128.76\n316.66\n389.97\n124.5\nJun\n3014.73\n15.35\n123.53\n333.65\n438.72\n136.62\nJul\n4010.26\n12.64\n154.61\n332.37\n391.04\n128.61\nAug\n3299.06\n11.39\n193.36\n313.18\n391.19\n133.55\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2014\nJan\n182.48\n29.41\n973.79\n815.89\n11141.19\n24.19\nFeb\n175.09\n32.95\n991.91\n799.12\n10631.6\n25.1\nMar\n192.02\n32.35\n1163.76\n947.64\n12859.5\n30.82\nApr\n183.63\n28.12\n1184.85\n974.37\n13298.04\n29.23\nMay\n215.2\n37.09\n954.18\n793.43\n12146.9\n38.68\nJun\n193.58\n32.98\n1164.73\n966.45\n14163.56\n34.25\nJul\n199.59\n34.34\n1272.91\n1038.44\n15370.63\n37.68\nAug\n170.86\n27.25\n1300.35\n1122.41\n16268.07\n33.84\nSep\n197.88\n30.39\n1158.84\n1057.48\n15991.79\n39.35\nOct\n200.32\n34.58\n1193.38\n1086.16\n17527.40\n40.96\nNov\n171.45\n27.66\n1143.69\n1077.30\n17876.31\n42.01\nDec\n189.83\n27.49\n1161.59\n1162.71\n19347.91\n40.49\nAnnual Total\n2271.926\n374.61\n13663.98\n11841.396\n176622.897\n416.599\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.60\nFeb\n172.25\n32.23\n1140.94\n1027.88\n16160.42\n39.94\nMar\n191.64\n30.33\n1183.64\n1110.17\n18211.89\n44.48\nApr\n180.34\n26.98\n1151.25\n1107.52\n17269.69\n43.55\nMay\n179.76\n27.38\n1052.50\n1123.77\n18684.62\n43.22\nJun\n196.41\n31.85\n1121.24\n1038.18\n17478.24\n47.17\nJul\n199.10\n34.00\n1288.23\n1167.43\n18670.44\n49.36\nAug\n153.13\n28.05\n1373.48\n1122.22\n19750.59\n46.52\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/August2015.pdf"}
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+{"doc_id": "d689877ef4a8de9901b310844928e51a", "text": "1\n \nPRESS STATEMENT \nEMBARGO DELIVERY \n31 July 2025 \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nGood day \nGlobal economic conditions remain uncertain. The United States paused tariff \nincreases in April, but that pause expires tomorrow, and many countries do not yet \nhave new trade deals. World oil prices spiked in June, due to escalating conflict in \nthe Middle East, but have since eased again. To date, global economic activity has \nbeen broadly resilient to these stresses. The world growth outlook is largely \nunchanged from our last meeting. But there are risks that permanently higher tariffs, \nor adverse geopolitical developments, could cause more disruption to the global \neconomy than we have seen so far this year. \nFor the major central banks, policy is generally in a wait-and-see phase. In the \nUnited States, there are signs of new inflationary pressures, from tariffs. Monetary \npolicy remains ‘modestly restrictive’.1 In Europe, by contrast, inflation is lower, and \npolicy is more neutral. All the major central banks kept their policy rates unchanged \nat their most recent meetings. \nTurning to South Africa, in May we warned that economic activity for the first quarter \nof 2025 was looking weak. Statistics South Africa has since reported that growth was \njust 0.1%, in line with our expectations. However, there was also a downward \n \n1 ‘Modestly restrictive’ is the characterisation Fed Chair Jerome Powell used to characterise US \nmonetary policy in June 2025. \n \n2\nrevision to earlier GDP data. Along with an assumption of higher US tariffs on South \nAfrica, this has caused us to mark down our 2025 growth forecast.2 That said, the \nrecent data flow has been positive, suggesting that the economy picked up in the \nsecond quarter of the year.3 \nThe economy’s underlying growth trend remains low, mainly due to persistent \nsupply-side problems, for instance in logistics. Higher levels of uncertainty also seem \nto have affected output, with business and consumer confidence deteriorating in the \nfirst half of the year.4 However, we still expect modestly higher growth in the coming \nyears, supported by ongoing structural reforms. \nThe risks to the growth forecast are assessed as balanced. \nMoving to inflation, the rand has strengthened5 and inflation expectations have \nmoderated.6 The June CPI print showed headline inflation at 3% and core at 2.9%, \nstill at the bottom of our target range. That said, food inflation has risen, mainly due \nto meat prices.7 Fuel prices are also falling more slowly now, compared to the recent \npast. We therefore expect headline inflation to rise over the next few months, \naveraging 3.3% for the year, in line with our earlier forecasts. Prices then stabilise \naround the target objective over the rest of the forecast period. \nThe risks to this outlook appear balanced. \nAgainst this backdrop, the MPC decided to reduce the policy rate by 25 basis points, \nto 7%, with effect from the 1st of August. The decision was unanimous. \nAt our previous meeting we considered a scenario with a 3% inflation objective. We \ndid this based on analysis that our existing 3-6% target is too high and too wide, and \n \n2 The May MPC forecast had 2025 GDP growth at 1.2%. About half the reduction in the growth \nforecast reflects tariffs, assumed at a rate of 30% but with exemptions for certain commodities. \n3 The 2025Q2 and 2025Q3 growth projections are both 0.4%, q/q. For the May MPC 2025Q2 was at \n0.3% q/q. \n4 The RMB/BER business confidence index declined by 5 index points to 40 in 2025Q2. The \nFNB/BER consumer confidence index dropped in 2025Q1, to -20, before recovering partially to -10 in \n2025Q2. \n5 The starting point for the forecast is R17.80 per US$, for 2025Q3; for the May forecast round the \nexchange rate assumption for 2025Q3 was R18.27 \n6 For the 2025Q2 BER survey, average expectations declined at all tenors and for all categories of \nrespondents. On average, two-year ahead inflation declined to 4.5%, versus 4.7% previously, while \ninflation over five years came down to 4.4%, from 4.7% previously. For breakeven rates, at a 5-year \nhorizon, expectations are down to around 3.8%. \n7 The food inflation forecast for 2025 is up from 3.6% to 4.2%. \n \n3\nshould be reformed. With actual inflation close to 3%, we wanted to highlight the \nopportunity to achieve permanently lower inflation at minimal cost. \nFor this meeting we updated the 3% forecast. Like the projections based on the \ntarget midpoint, this showed a near-term rise in headline inflation. A key difference \nbetween the two forecasts, however, is what happens to core inflation. With a 3% \nobjective, core inflation stays roughly where it is currently, which is close to 3%. \nExpectations settle around a ‘new normal’ of 3% during 2027, as stakeholders \nobserve lower inflation and learn about the new target. Inflation also benefits from a \nsomewhat stronger rand.8 In the alternative forecast with the 4.5% objective, by \ncontrast, there is no learning, and the exchange rate is more depreciated, so inflation \nreverts to 4.5% instead. \nFor policy, as we showed last time, lower inflation allows for lower interest rates. In \nour Quarterly Projection Model, for a 4.5% objective, rates bottom out around 7%. By \ncontrast, the forecast for a 3% objective has roughly five more cuts, over the medium \nterm, taking interest rates slightly below 6%.9 The logic of the model is that interest \nrates need to fall as inflation eases, to prevent the inflation-adjusted rate, or real \ninterest rate, from rising too much. Real rates are nonetheless temporarily higher for \na 3% objective, and there is a modest growth sacrifice, which helps anchor \nexpectations at lower levels. \nOver the past few months, the prospect of a lower inflation target has bolstered the \nrand and lowered long-term borrowing costs. It is important to sustain this progress, \nand to minimise uncertainty about the longer-term objectives of monetary policy. \nTherefore, the MPC now prefers inflation to settle at 3%. In line with this, we have \ndecided to aim for the bottom of our inflation target range, of 3-6%. We welcome the \nrecent moderation in inflation expectations and would like to see expectations fall \nfurther. This would expand policy space and make our framework more robust to \nshocks. We will use forecasts with a 3% inflation anchor at future meetings. The \n \n8 The implied rand/dollar exchange rate is 18.05, 17.81 and 17.57 for 2025, 2026 and 2027, \nrespectively, in the 3% forecast. For the 4.5% forecast the exchange rates are 18.12, 18.17 and \n18.06, respectively, for the three forecast years. \n9 The terminal rates are 7.03% and 5.86% respectively, a difference of 117 basis points or \napproximately five cuts of 25bps each. \n \n4\nSouth African Reserve Bank will also continue working with the National Treasury to \ncomplete target reform and achieve permanently low inflation. \nThe challenges of the global environment highlight the urgency of domestic reform \nfor accelerating growth. The SARB’s main contribution is to deliver price stability. We \nhave an opportunity now to lock in low inflation and clear the way for sustainably \nlower interest rates. Additional measures that would improve economic conditions \ninclude reaching a prudent public debt level, strengthening network industries, \nlowering administered price inflation, and keeping real wage growth in line with \nproductivity gains. \nLesetja Kganyago \nGOVERNOR \n \nThe next statement of the Monetary Policy Committee will be released on 18 \nSeptember 2025. \nContact person: \nThoraya Pandy \n0824168416 \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/july25-mpc-statement.pdf"}
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+{"doc_id": "d8c98f934eec8056e8b523f56f0d8f34", "text": "i \n \n \n \n \n \n \n \nAPRIL 2017 \n \n \n1 \n \nTable of Contents \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMONETARY DEVELOPMENTS .............................................................................................. 4 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 5 \nINFLATION OUTTURN ............................................................................................................. 5 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 7 \n \n \n \n \n \n \n \n2 \n \n \n \n \n2017 \n \nMarch \n2017 \n \nApril \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n58.6 \n66.33 \n13.19% \nZ.S.E. Industrial Index1 \n139.0 \n142.96 \n2.85% \nNational Payment System Transactions \n(US$ millions) \n7 011.4 \n6 954.94 \n-0.81% \nMoney Supply (US$ millions)2 \n5 879.9 \n6 116.8 \n4.03% \nMoney Supply (M3) Annual Growth2 (%) \n20.0 \n22.67 \n \nYearly Inflation3 (%) \n0.21 \n0.48 \n \nMonthly Inflation3 (%) \n0.03 \n0.05 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring the month of April 2017, international \ncommodity prices for gold increased, whilst \nthose for platinum, copper, nickel and crude oil \nretreated. \n \n \nPrecious Metals \nGold prices recorded the highest gains in almost \nfive months during the first two weeks of April \n2017. This was on account of safe haven \ndemand for gold amid rising uncertainties over \nUS relations with Russia and North Korea. \nOverall, gold prices rose by 2.57%, from an \naverage of US$1234.04/ounce in March 2017 to \nan average of US$1265.83/ounce in April 2017 \nas the dollar weakens against major trading \ncurrencies. The \nupward \ntrend, however, \nreversed during the second half of the month as \ninvestors shifted focus to interest bearing assets. \nPlatinum prices declined by -0.22% from an \naverage of US$963.83/ounce in March 2017 to \nUS$961.68/ounce in April 2017. The decline \nwas underpinned by subdued demand. \nFigure 1: Precious metals prices \n \nSource: Bloomberg, 2017 \n \n \n \nBase Metals \n The prices of base metals retreated during the \nmonth of April 2017, amid concerns of a global \nglut, triggered by slowing housing prices in \nChina, which is the biggest user of base metals. \nConsequently, the average prices of copper and \nnickel slumped by 1.7% and 6.7% to \nUS$5,712.32/ton and US$9,688.53/ton in April \n2017, respectively. \nBrent Crude Oil \nDuring the month of April 2017 crude oil prices \nstood at US$53.66/barrel from an average of \nUS$53.3/barrel in March 2017. Crude oil prices \nwere weighed down by signs of further gains in \nU.S. crude output and lingering doubts over the \nproposed extension of oil output cuts by OPEC. \nFigure 2: International crude oil prices \n \nSource: Bloomberg, 2017\n \n \n \n \n800\n900\n1000\n1100\n1200\n1300\n1400\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nGold\nPlatinum\n20.00\n25.00\n30.00\n35.00\n40.00\n45.00\n50.00\n55.00\n60.00\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nBrent crude oil (us$/barrel)\n \n \n \n4 \n \nMONETARY DEVELOPMENTS \n \nOver the year to April 2017, broad money1 grew \nby 22.67% to US$6 116.8 million, from \nUS$4 986.3 million recorded in April 2016. The \ngrowth was largely driven by an increase of \n31.22% in transferable deposits2. Partially \noffsetting the increase, were declines of 20.99% \nand 2.42% in negotiable certificates of deposits \n(NCDs)3 and time deposits4, respectively. \n \nOn a month on month basis, broad money grew \nby 4.03%, from US$5 879.9 million in March \n2017. The expansion of money supply, in part, \nreflects injection of new money into the banking \nsystem through tobacco sales for which \nUS$206.4 million worth of tobacco had been \nsold by end of April 2017. \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \n \n1 Beginning January 2017, broad money redefined using IMF’s \nMonetary and Financial Statistics Manual of 2000. Major \nchanges include the exclusion of Government deposits held by \nbanks from broad money. \n \nThe composition of broad money during the \nmonth of April was as follows: transferable or \ntransitory deposits, 71.43% time deposits, \n25.02%; currency in circulation, 2.51%; and \nnegotiable certificates of deposits, 1.03%. \n \nSource: Reserve Bank of Zimbabwe, 2017 \nOn an annual basis, domestic credit increased by \n19.06%, from US$6 869.8 million April 2016 to \nUS$8 179.3 million in April 2017. For the \nmonth of April, domestic credit increased by \n2.95%, from US$7 920.2 million recorded in \nMarch 2017, with claims on government \nexpanding by 6.44% and credit to the private \nsector declining by 1.78%. \n \n2 Transferable deposits made up of demand and savings \ndeposits. \n3 NCDs are also referred to as securities included in broad \nmoney. \n4All classes of time deposits, short and long term are classified \nas time deposits, which are also termed other deposits. \n-5\n0\n5\n10\n15\n20\n25\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n%\nUS$ BILLIONS\nFigure 9: Money Supply\nFigure 9: Money Supply\nM3\nM3 Annual Growth rate\nTransferable \nDeposits\n71.43%\nTime \nDeposits\n25.02%\nNCDs\n1.03%\nCurrency outside \nDepository \nCorporations\n2.51%Figure 10: Compo\nFigure 10: Composition of Money Supply Ap\nMoney Supply April2017\n2017\n \n \n \n5 \n \nCredit to the private sector5, recorded a decline \nof 0.33% from $3 443.5 million in April 2016, \nto US$3 432.0 million in 2017. The decline in \ncredit to the private sector is reflective of a \nsubdued bank lending. \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \nDuring the month under review, outstanding \ncredit to the private sector was distributed as \nfollows: \nhouseholds, \n22.10%; \nagriculture, \n16.51%; manufacturing, 13.97%; services, \n13.56%; distribution, 13.16% and financial \norganisations, 10.99%. Mining, transport and \ncommunications and construction sectors, \nwhich require long term capital investments, \naccounted for only 5.19%, 2.34% and 1.70% of \ntotal credit, respectively. \nPrivate sector credit was utilised as follows: \ninventory build-up, 28.75%; consumer durables, \n \n5 Credit to the private sector now excludes claims on \nother financial corporations, as well as claims on state \nand local government (local authorities) \n15.43%; fixed capital investment, 14.27%; and \npre and post shipment financing, 1.40%. Other \nrecurrent expenditures accounted for 40.15% of \nthe total outstanding loans and advances. \n \nSTOCK MARKET DEVELOPMENTS \n \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \ncontinued on an upward trend at the back of \npositive trading in heavily capitalised counters \ndespite low trading volumes. This resulted in \nboth \nthe industrial and mining indices \nregistering increases of 4.00 points and 7.77 \npoints to close at 142.96 points and 66.33 points, \nrespectively, in April 2017. The increase in the \nresources index was largely driven by improved \ninvestor interest in RioZim Limited, following \nthe acquisition of a gold mining concern from \nFalgold. This acquisition is expected to boost \nRioZim’s gold production. \n \nSource: Zimbabwe Stock Exchange, 2017 \nHouseholds\n22.10%\nAgriculture\n16.51%\nServices\n13.56%\nManufacturing\n13.97%\nFinancial \nOrganisations and \ninvestiments\n10.99%\nDistribution\n13.16%\nMining\n5.19%\nTransport and \nCommunication\n2.34%\nConstruction\n1.70%\nOther\n0.48%Figure 11: Sectoral \nFigure 11: Sectoral Distribution of Credit\nDistribution of Credit\n0\n20\n40\n60\n80\n100\n120\n140\n160\n27-Apr-16\n27-May-16\n27-Jun-16\n27-Jul-16\n27-Aug-16\n27-Sep-16\n27-Oct-16\n27-Nov-16\n27-Dec-16\n27-Jan-17\n27-Feb-17\n27-Mar-17\n27-Apr-17\nFigure 7: ZSE Indices\nIndustrial\nMining\n \n \n \n6 \n \nThe volume of shares traded on the ZSE market \ndecreased by 47.77% to 75.86 million in April \n2017, compared to 145.24 million in the month \nending 31st March 2017. The low trading \nactivity in the market resulted in a 58.40% \ndecline in market turnover from US$26.93 \nmillion in March 2017 to US$11.20 million in \nthe month under review. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nThe annual headline inflation continued on an \nupward trajectory, accelerating from 0.21% in \nMarch 2017 to 0.48% in April. The increase in \ninflation was driven by both food and non-food \ninflation. \n \n \n \nSource: ZIMSTAT, 2017 \nYear-on-year food inflation surged by 0.14 \npercentage points, from 1.21% in March 2017 to \n1.35% in April 2017. Likewise, non-food \ninflation increased from -0.25% in March to \n0.08% in April 2017. The increase in food \ninflation is largely attributable to the rise in the \nprice of imported food items, whose supply has \nbeen affected by SI 64. It is, however, \nanticipated that the good agricultural season and \nthe rise in import substitution for most food \nitems will dampen food prices in the medium \nterm, barring other domestic supply constraints. \n \nAnnual non-food inflation became positive at \n0.08% in April 2017 from -0.25% in March \n2017. For most goods and services, the price \nincreases were largely driven by supply \nconstraints, as domestic production remains \nsubdued due to relatively high domestic costs. \n \nThe largest price level increases in non-food \nitems over the year to April 2017, occurred in \nsecondary school tuition fees, rentals for fixed \ntelephones, rent in high density areas and fuels, \namong others. The increases were, however, \npartially offset by decline in prices of gas, \nparaffin, carpets, among others. \n \nMonthly Inflation \n \n \nMonth-on-month inflation increased from \n0.03% in March 2017 to 0.05% in April 2017, \nlargely driven by increases in non-food \ninflation, which surged from 0.15% in March to \n0.25% in April 2017. \n \nSource: ZIMSTAT, 2017 \n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 12: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n-1.0\n-0.8\n-0.6\n-0.4\n-0.2\n0.0\n0.2\n0.4\n0.6\n0.8Figure 13: M\nFigure 13: M-\n-O\nO-\n-M Inflation\nM Inflation\n \n \n \n7 \n \nNon-food inflation was driven by housing, \nwater, electricity, gas; other fuels; education; \ncommunication; and restaurants and hotels. \n \nMonthly food inflation, however, declined by \n0.15 percentage points, from -0.21% in March \n2017 to -0.36% in April 2017. This was on \naccount of decreases in bread and cereals; meat, \noils and fats; among others, associated with \nseasonal increases in food supply at harvest. \n \nNATIONAL PAYMENTS SYSTEM \n \nDuring the month under review, the total value \nof transactions processed through the National \nPayment System (NPS) stood at US$6 954.94 \nmillion in April 2017, down from US$7 011.38 \nmillion in March 2017. The total volume of NPS \ntransactions, however, increased by 15%, from \n50 729 474 in the previous month to 58 962 241 \nduring the month under review. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system declined by 9.7% to US$4 178.78 \nmillion in April 2017, from US$4 629.83 \nmillion recorded in March 2017. RTGS \ntransactions volumes also registered a 12% \ndecrease from 414 167 in March 2017 to \n363 743 during the period under review. \n \nSource: Reserve Bank of Zimbabwe, 2017 \n \n \n \nCash transactions \nCash transactions increased by 45.1%, from \nUS$316.64 \nmillion \nin \nMarch \n2017 \nto \nUS$459.61 million during the month of April \n2017. \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions closed the month of April 2017 at \nUS$1 130.11 million, up from US$1 071.32 \nmillion in March 2017. \n \nCard Based Transactions \nCard based transactions also increased from \nUS$451.00 million recorded in March 2017, to \nUS$506.14 million in April 2017. \n \n \n \n \n \n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n -\n 50\n 100\n 150\n 200\n 250\n 300\n 350\n 400\n 450\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 14: \nFigure 14: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n \n8 \n \nCheque Transactions \nThe value of cheque transactions declined by \n35.3%, to close the month of April 2017 at \nUS$4.77 million. \n \nRESERVE BANK OF ZIMBABWE \nAPRIL 2017\n \n \n9 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n11 \n 2. Central Bank Survey \n \n \n \n \n \n \n12 \n \n3. Other Depository Corporations Survey \n \n \n \n \n13 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n14 \n 4.2 Liabilities \n \n \n \n \n \n \n \n15 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n16 \n 5.2 Liabilities \n \n \n \n17 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n18 \n 6.2 Liabilities \n \n \n \n \n \n19 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n20 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n21 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n22 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n23 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n24 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n25 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n26 \n 11. Exchange Rates \n \n \n \n \n \n \n \n27 \n \n \n \n \n10 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 28 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 29 \n \n13.2 Volumes of Transactions \n \n \n \n \n 30 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 31 \n \n \n \n \n \n \n \n \n \n \n 11 \n \n \n \nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nNet Foreign Assets\n-565,520.55\n-502,899.96\n-393,113.03\n-371,494.66\n-365,714.85\n-564,842.79\n-636,688.80\n-555,620.67\n-584,011.92\n-574,374.12\n-559,959.05\n-513,244.32\nCentral Bank(net)\n-578,047.53\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\n-597,983.99\nForeign Assets\n338,958.10\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\n406,334.53\nForeign Liabilities\n-917,005.63\n-866,836.39\n-763,778.28\n-745,346.70\n-727,695.66\n-962,838.52\n-956,172.09\n-984,549.60\n-1,032,426.19\n-1,034,365.82\n-1,005,310.99\n-1,004,318.51\nOther Depository Corporations(net)\n12,526.97\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\n84,739.67\nForeign Assets\n352,856.02\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n338,839.86\nForeign Liabilities\n-340,329.05\n-307,876.96\n-296,852.16\n-290,839.97\n-277,006.36\n-297,185.96\n-289,804.69\n-279,735.63\n-271,732.80\n-276,337.02\n-249,701.07\n-254,100.19\nNet Domestic Assets (NDA)\n5,465,303.32\n5,617,915.82\n5,457,438.42\n5,552,228.17\n5,642,801.47\n5,877,742.21\n6,056,699.56\n6,193,901.69\n6,247,448.43\n6,346,016.00\n6,439,892.69\n6,630,026.96\nDomestic Claims\n6,740,480.37\n6,989,689.04\n6,895,453.88\n6,978,485.30\n7,059,099.99\n7,180,307.48\n7,554,069.08\n7,669,496.22\n7,643,349.84\n7,761,845.88\n7,920,221.15\n8,179,305.42\nClaims on Central Government(net)\n2,877,471.73\n3,192,583.42\n3,134,575.48\n3,227,067.12\n3,299,875.31\n3,381,436.05\n3,679,166.52\n3,747,719.59\n3,862,196.57\n4,003,963.78\n4,034,942.83\n4,316,171.93\nClaims on Central Government\n2,986,445.17\n3,305,953.61\n3,267,213.20\n3,373,077.05\n3,445,300.69\n3,516,314.57\n3,824,753.66\n3,908,493.46\n3,940,983.14\n4,084,363.34\n4,147,553.19\n4,414,683.27\nCentral Bank\n1,738,859.81\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\n2,355,433.48\n2,337,736.94\n2,444,816.34\nODCs\n1,247,585.36\n1,440,948.54\n1,476,643.99\n1,443,114.93\n1,490,684.38\n1,546,271.82\n1,518,299.12\n1,571,032.92\n1,670,420.50\n1,728,929.86\n1,809,816.25\n1,969,866.92\nLess Liabilities to Central Government\n-108,973.44\n-113,370.19\n-132,637.72\n-146,009.93\n-145,425.39\n-134,878.53\n-145,587.14\n-160,773.86\n-78,786.57\n-80,399.57\n-112,610.37\n-98,511.34\nClaims on Other Sectors\n3,863,008.64\n3,797,105.62\n3,760,878.40\n3,751,418.18\n3,759,224.68\n3,798,871.43\n3,874,902.55\n3,921,776.63\n3,781,153.27\n3,757,882.10\n3,885,278.32\n3,863,133.49\nOther Financial Corporations\n118,711.31\n122,525.52\n134,294.30\n130,939.44\n132,282.45\n124,852.98\n128,782.67\n119,157.29\n117,123.94\n79,035.53\n80,256.74\n82,515.74\nState and Local Government\n42,766.93\n40,448.43\n48,803.79\n47,676.40\n43,554.41\n41,728.47\n37,784.82\n34,237.41\n35,909.11\n35,006.53\n34,312.18\n34,732.93\nPublic Non Financial Corporations\n196,741.14\n222,439.82\n257,749.06\n257,736.50\n234,348.95\n248,965.26\n244,277.53\n240,007.21\n242,356.99\n272,898.12\n276,370.51\n313,871.54\nPrivate Sector\n3,504,789.27\n3,411,691.85\n3,320,031.24\n3,315,065.84\n3,349,038.87\n3,383,324.72\n3,464,057.53\n3,528,374.72\n3,385,763.22\n3,370,941.92\n3,494,338.88\n3,432,013.27\nCentral Bank\n24,802.03\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n30,379.07\n13,888.69\n24,815.17\n18,128.72\nODCs\n3,479,987.23\n3,387,174.20\n3,290,807.69\n3,289,193.98\n3,320,678.35\n3,354,828.25\n3,435,867.03\n3,497,106.53\n3,355,384.15\n3,357,053.23\n3,469,523.72\n3,413,884.55\nOther Items(Net)\n1,275,177.04\n1,371,773.23\n1,438,015.46\n1,426,257.14\n1,416,298.52\n1,302,565.27\n1,497,369.51\n1,475,594.53\n1,395,901.41\n1,415,829.87\n1,480,328.45\n1,549,278.46\nShares and Other Equity\n745,817.59\n808,263.47\n832,720.12\n846,025.31\n887,795.24\n915,505.55\n935,291.08\n1,470,571.26\n1,471,378.30\n1,481,807.04\n1,505,125.81\n1,501,542.86\nLiabilities to Other Financial Corporations\n40,593.10\n50,664.77\n49,419.92\n44,517.02\n39,463.26\n31,567.03\n32,045.66\n52,038.47\n44,373.98\n46,621.66\n45,153.65\n45,155.62\nRestricted Deposits\n151,399.31\n151,173.32\n149,999.92\n149,845.80\n153,471.12\n166,495.73\n180,899.67\n60,499.79\n66,478.53\n66,737.97\n67,789.29\n68,133.12\nOther Items(net)\n337,367.05\n361,671.67\n405,875.51\n385,869.01\n335,568.90\n188,996.96\n349,133.11\n-107,514.99\n-186,329.41\n-179,336.79\n-137,740.30\n-65,553.13\nBroad Money-M3\n4,899,782.77\n5,115,015.85\n5,064,325.38\n5,180,733.50\n5,277,086.62\n5,312,899.41\n5,420,010.76\n5,638,281.02\n5,663,436.51\n5,771,641.88\n5,879,933.65\n6,116,782.64\nSecurities Other than Shares Included in Broad Mo\n55,583.77\n80,952.14\n71,791.03\n80,840.29\n74,118.29\n73,356.67\n43,862.17\n62,894.35\n50,562.02\n59,329.24\n60,161.15\n63,292.20\nBroad Money-M2\n4,844,199.00\n5,034,063.72\n4,992,534.36\n5,099,893.22\n5,202,968.33\n5,239,542.75\n5,376,148.60\n5,575,386.66\n5,612,874.49\n5,712,312.64\n5,819,772.50\n6,053,490.44\nOther Deposits\n1,592,367.82\n1,569,208.72\n1,517,709.33\n1,553,347.70\n1,534,910.45\n1,508,943.19\n1,467,582.00\n1,471,657.19\n1,544,945.66\n1,552,644.56\n1,529,856.98\n1,530,705.58\nNarrow Money-M1\n3,251,831.18\n3,464,854.99\n3,474,825.02\n3,546,545.52\n3,668,057.88\n3,730,599.56\n3,908,566.59\n4,103,729.48\n4,067,928.83\n4,159,668.08\n4,289,915.52\n4,522,784.87\nTransferable Deposits\n3,244,219.06\n3,456,750.65\n3,466,614.21\n3,537,772.31\n3,658,634.63\n3,720,917.62\n3,889,717.47\n4,033,558.66\n3,985,443.09\n4,046,287.46\n4,147,742.43\n4,369,406.07\nCurrency Outside Depository Corporations\n7,612.11\n8,104.35\n8,210.82\n8,773.21\n9,423.25\n9,681.93\n18,849.12\n70,170.81\n82,485.74\n113,380.62\n142,173.09\n153,378.80\nNote:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n12 \n \n \n \n \n \nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16 \nJan-17\nFeb-17\nMar-17\nMar-17\nApr-17\nNet Foreign Assets\n-578,047.53\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\n-585,362.68\n-597,983.99\nClaims on Non Residents\n338,958.10\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\n419,948.30\n406,334.53\nOfficial Reserves Assets\n239,511.43\n293,946.47\n285,543.05\n255,805.98\n244,677.43\n316,461.39\n266,511.75\n309,331.78\n350,427.48\n346,696.05\n320,526.53\n320,526.53\n306,195.43\nOther Foreign Assets\n99,446.67\n99,447.43\n98,256.06\n99,131.61\n99,163.49\n100,534.95\n98,355.02\n101,495.99\n98,784.27\n98,869.01\n99,421.78\n99,421.78\n100,139.10\nLess Liabilities to Non Residents\n917,005.63\n866,836.39\n763,778.28\n745,346.70\n727,695.66\n962,838.52\n956,172.09\n984,549.60\n1,032,426.19\n1,034,365.82\n1,005,310.99\n1,005,310.99\n1,004,318.51\nShort Term Liabilities\n502,331.05\n450,321.22\n349,757.38\n351,510.63\n331,152.07\n482,116.69\n481,842.04\n515,365.90\n558,302.10\n560,678.78\n528,171.18\n528,171.18\n523,978.67\nOther Foreign Liabilities\n414,674.58\n416,515.17\n414,020.90\n393,836.06\n396,543.59\n480,721.84\n474,330.06\n469,183.69\n474,124.08\n473,687.04\n477,139.81\n477,139.81\n480,339.84\nNet Domestic Assets (NDA)\n1,373,237.64\n1,483,098.69\n1,431,538.49\n1,528,966.57\n1,582,075.13\n1,651,349.30\n1,910,944.27\n2,046,457.01\n2,082,987.44\n2,193,388.18\n2,189,787.86\n2,189,787.86\n2,257,730.24\nDomestic Claims\n1,772,064.33\n1,937,013.69\n1,909,144.81\n2,028,462.52\n2,036,657.48\n2,070,285.42\n2,396,766.46\n2,420,011.99\n2,449,800.81\n2,551,097.25\n2,545,403.08\n2,545,403.08\n2,683,243.81\nNet Claims on Central Government\n1,646,828.49\n1,777,241.09\n1,708,832.27\n1,830,889.20\n1,852,931.02\n1,878,215.64\n2,207,020.45\n2,218,852.08\n2,244,839.79\n2,330,293.56\n2,312,027.68\n2,312,027.68\n2,422,539.02\nClaims on Central Government\n1,738,859.81\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\n2,355,433.48\n2,337,736.94\n2,337,736.94\n2,444,816.34\nOf which: Securities Other than Shares\n289,991.30\n283,077.80\n279,010.40\n283,933.50\n260,822.30\n259,945.20\n250,270.16\n566,328.08\n577,431.69\n562,535.65\n551,741.20\n551,741.20\n533,407.34\nLess Liabilities to Central Government\n92,031.32\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n25,709.26\n22,277.32\nOf which: Deposits\n92,031.32\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n25,709.26\n22,277.32\nClaims on Other Sectors\n125,235.84\n159,772.59\n200,312.54\n197,573.32\n183,726.46\n192,069.78\n189,746.01\n201,159.91\n204,961.02\n220,803.69\n233,375.40\n233,375.40\n260,704.79\nOther Financial Corporations\n12,706.89\n11,717.92\n14,072.39\n14,485.45\n14,842.27\n18,107.69\n18,890.01\n16,515.86\n16,900.44\n18,434.72\n18,570.34\n18,570.34\n18,972.27\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n87,726.92\n123,537.02\n157,016.59\n157,216.02\n140,523.67\n145,465.62\n142,665.50\n153,375.86\n157,681.51\n188,480.28\n189,989.89\n189,989.89\n223,603.81\nPrivate Sector\n24,802.03\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n30,379.07\n13,888.69\n24,815.17\n24,815.17\n18,128.72\nClaims on Other Depository Corporations\n259,206.18\n223,418.95\n224,948.10\n203,523.49\n199,637.85\n145,431.17\n164,922.74\n140,331.70\n112,720.51\n115,953.17\n106,865.33\n106,865.33\n87,479.27\nOther Liabilities to ODCs\n263,048.23\n273,601.27\n276,345.66\n277,697.37\n277,611.11\n278,881.87\n280,278.62\n268,568.70\n269,925.53\n255,446.41\n242,394.50\n242,394.50\n294,200.81\nOther Items(Net)\n394,984.64\n403,732.68\n426,208.76\n425,322.07\n376,609.09\n285,485.42\n370,466.32\n245,317.99\n209,608.36\n218,215.84\n220,086.04\n220,086.04\n218,792.03\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n795,190.112\n1,009,656.202\n1,051,559.320\n1,138,557.468\n1,198,220.393\n1,105,507.110\n1,319,638.956\n1,472,735.173\n1,499,773.004\n1,604,587.411\n1,604,425.179\n1,604,425.179\n1,659,746.254\nBond Notes and Coins in Circulation\n9,138.275\n9,719.251\n9,831.185\n10,353.400\n11,050.358\n11,102.753\n23,414.148\n86,733.884\n102,691.796\n132,681.828\n154,732.753\n154,732.753\n164,070.206\nLiabilities to ODCs\n784,713.349\n996,320.429\n1,032,687.846\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\n1,467,941.594\n1,446,635.592\n1,446,635.592\n23,268.864\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n784,713.349\n996,320.429\n1,032,687.846\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\n1,467,941.594\n1,446,635.592\n1,446,635.592\n1,492,786.162\nPrivate Deposits\n1,338.488\n3,616.522\n9,040.289\n4,279.622\n4,091.489\n717.178\n3,570.712\n990.069\n1,579.135\n3,963.989\n3,056.833\n3,056.833\n2,889.886\nSource: Reserve Bank of Zimbawe\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n13 \n \n \n \nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nNet Foreign Assets\n12,526.97\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\n84,739.67\nClaims on Non Residents\n352,856.02\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n338,839.86\nOf Which: Foreign Currency\n178,995.76\n124,614.66\n111,032.19\n148,463.11\n96,321.10\n88,598.31\n76,252.73\n107,687.14\n110,979.79\n96,836.03\n66,426.17\n67,822.05\nDeposits\n173,601.40\n153,552.10\n172,433.28\n161,037.37\n198,569.69\n189,337.46\n167,926.29\n189,886.91\n159,688.03\n193,663.57\n208,412.27\n270,746.20\nOther\n258.86\n252.73\n252.83\n253.93\n255.46\n249.59\n242.19\n262.74\n267.49\n264.07\n266.26\n271.61\nLess Liabilities to Non Residents\n340,329.05\n307,876.96\n296,852.16\n290,839.97\n277,006.36\n297,185.96\n289,804.69\n279,735.63\n271,732.80\n276,337.02\n249,701.07\n254,100.19\nOf Which: Deposits\n150,887.08\n152,069.73\n150,944.72\n146,501.12\n142,949.55\n146,422.62\n136,426.63\n142,073.73\n137,945.79\n135,779.65\n117,026.45\n126,179.95\nLoans\n189,441.97\n155,807.23\n145,907.44\n144,338.85\n134,056.82\n150,763.34\n153,378.06\n137,661.90\n133,787.01\n140,557.37\n132,674.61\n127,920.24\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n4,878,305.20\n \n5,132,752.46\n \n5,060,208.14\n \n5,148,766.23\n \n5,245,432.00\n \n5,321,500.90\n \n5,442,974.41\n \n5,549,018.98\n \n5,580,169.12\n \n5,639,870.63\n \n5,709,300.08\n \n5,875,774.29\n \nDomestic Claims\n4,968,416.04\n \n5,052,675.36\n \n4,986,309.07\n \n4,950,022.79\n \n5,022,442.51\n \n5,110,022.06\n \n5,157,302.61\n \n5,249,484.24\n \n5,193,549.03\n \n5,210,748.62\n \n5,374,818.07\n \n5,496,061.61\n \nNet Claims on Central Government\n1,230,643.24\n \n1,415,342.33\n \n1,425,743.21\n \n1,396,177.93\n \n1,446,944.29\n \n1,503,220.41\n \n1,472,146.07\n \n1,528,867.51\n \n1,617,356.78\n \n1,673,670.22\n \n1,722,915.15\n \n1,893,632.91\n \nClaims on Central Government\n1,247,585.3619\n \n1,440,948.5355\n \n1,476,643.9874\n \n1,443,114.9290\n \n1,490,684.3763\n \n1,546,271.8214\n \n1,518,299.1187\n \n1,571,032.9250\n \n1,670,420.5050\n \n1,728,929.8577\n \n1,809,816.2513\n \n1,969,866.9249\n \nSecurities\n1,225,003.3297\n \n1,412,869.1273\n \n1,450,083.5207\n \n1,420,220.1988\n \n1,463,404.5297\n \n1,517,535.6764\n \n1,500,671.4257\n \n1,553,239.1020\n \n1,654,534.6290\n \n1,713,961.3077\n \n1,794,113.0553\n \n1,954,045.2049\n \nLoans\n22,582.0322\n \n28,079.4082\n \n26,560.4666\n \n22,894.7303\n \n27,279.8466\n \n28,736.1450\n \n17,627.6930\n \n17,793.8230\n \n15,885.8760\n \n14,968.5500\n \n15,703.1960\n \n15,821.7200\n \nOther \n-\n \n-\n \n-\n \n-\n \n(0.0000)\n \n-\n \n(0.0000)\n \n0.0000\n \n(0.0000)\n \n0.0000\n \n-\n \n(0.00)\n \nLess Liabilities to Central Government\n(16,942.1215)\n \n(25,606.2057)\n \n(50,900.7775)\n \n(46,937.0009)\n \n(43,740.0913)\n \n(43,051.4118)\n \n(46,153.0502)\n \n(42,165.4109)\n \n(53,063.7244)\n \n(55,259.6416)\n \n(86,901.1009)\n \n(76,234.0149)\n \nClaims on Other Sectors\n3,737,772.8017\n \n3,637,333.0280\n \n3,560,565.8611\n \n3,553,844.8587\n \n3,575,498.2216\n \n3,606,801.6478\n \n3,685,156.5434\n \n3,720,616.7211\n \n3,576,192.2507\n \n3,537,078.4083\n \n3,651,902.92\n \n3,602,428.70\n \nOther Financial Corporations\n106,004.42\n \n110,807.60\n \n120,221.91\n \n116,453.99\n \n117,440.18\n \n106,745.29\n \n109,892.67\n \n102,641.44\n \n100,223.50\n \n60,600.81\n \n61,686.40\n \n63,543.47\n \nState and Local Government\n42,766.93\n \n40,448.43\n \n48,803.79\n \n47,676.40\n \n43,554.41\n \n41,728.47\n \n37,784.82\n \n34,237.41\n \n35,909.11\n \n35,006.53\n \n34,312.18\n \n34,732.93\n \nPublic Non Financial Corporations\n109,014.22\n \n98,902.80\n \n100,732.47\n \n100,520.49\n \n93,825.28\n \n103,499.64\n \n101,612.03\n \n86,631.35\n \n84,675.48\n \n84,417.84\n \n86,380.62\n \n90,267.74\n \nPrivate Sector\n3,479,987.23\n \n3,387,174.20\n \n3,290,807.69\n \n3,289,193.98\n \n3,320,678.35\n \n3,354,828.25\n \n3,435,867.03\n \n3,497,106.53\n \n3,355,384.15\n \n3,357,053.23\n \n3,469,523.72\n \n3,413,884.55\n \nClaims on the Central Bank\n810,741.643\n \n1,017,467.818\n \n1,055,340.530\n \n1,178,684.455\n \n1,209,909.110\n \n1,156,606.119\n \n1,323,120.314\n \n1,435,556.219\n \n1,475,197.651\n \n1,507,778.322\n \n1,498,477.568\n \n1,505,940.672\n \nBond Notes and Coins\n1,526.163\n \n1,614.904\n \n1,620.368\n \n1,580.191\n \n1,627.106\n \n1,420.818\n \n4,565.027\n \n16,563.071\n \n20,206.055\n \n19,301.209\n \n12,559.660\n \n10,691.409\n \nReserves\n809,215.480\n \n1,015,852.915\n \n1,053,720.162\n \n1,177,104.264\n \n1,208,282.003\n \n1,155,185.301\n \n1,318,555.287\n \n1,418,993.147\n \n1,454,991.597\n \n1,488,477.113\n \n1,485,917.908\n \n1,495,249.263\n \nLiabilities to the Central Bank\n1.832\n0.691\n2.585\n0.242\n0.723\n0.106\n0.219\n1750.127\n0.244\n1.8\n1752.651\n3.143\nOther Items(Net)\n900,850.66\n \n937,390.03\n \n981,438.87\n \n979,940.77\n \n986,918.90\n \n945,127.17\n \n1,037,448.30\n \n1,134,271.35\n \n1,088,577.32\n \n1,078,654.52\n \n1,162,242.90\n \n1,126,224.85\n \nShares and Other Equity\n1,103,911.46\n \n1,160,998.70\n \n1,174,877.57\n \n1,188,635.39\n \n1,194,352.25\n \n1,211,644.10\n \n1,228,902.77\n \n1,271,826.05\n \n1,272,987.21\n \n1,279,285.69\n \n1,301,867.36\n \n1,295,023.50\n \nLiabilities to other financial corporations\n37,325.07\n \n47,396.74\n \n46,151.88\n \n41,248.99\n \n36,195.23\n \n28,299.00\n \n28,777.63\n \n48,770.44\n \n41,105.95\n \n43,353.63\n \n41,885.62\n \n41,887.59\n \nOther Items(Net)\n(240,385.87)\n \n(271,005.41)\n \n(239,590.58)\n \n(249,943.61)\n \n(243,628.59)\n \n(294,815.93)\n \n(220,232.10)\n \n(186,325.14)\n \n(225,515.85)\n \n(243,984.80)\n \n(181,510.08)\n \n(210,686.24)\n \nDeposits and Securities Included in Broad Money\n4,890,832.17\n \n5,103,294.98\n \n5,047,074.28\n \n5,167,680.67\n \n5,263,571.88\n \n5,302,500.30\n \n5,397,590.93\n \n5,567,120.14\n \n5,579,371.63\n \n5,654,297.27\n \n5,734,703.72\n \n5,960,513.96\n \nDeposits Included in Broad Money\n4,835,248.40\n \n5,022,342.85\n \n4,975,283.25\n \n5,086,840.39\n \n5,189,453.59\n \n5,229,143.63\n \n5,353,728.76\n \n5,504,225.78\n \n5,528,809.61\n \n5,594,968.03\n \n5,674,542.57\n \n5,897,221.76\n \nTransferable Deposits\n3,242,880.58\n \n3,453,134.13\n \n3,457,573.92\n \n3,533,492.69\n \n3,654,543.14\n \n3,720,200.45\n \n3,886,146.76\n \n4,032,568.59\n \n3,983,863.96\n \n4,042,323.47\n \n4,144,685.59\n \n4,366,516.18\n \nOther Deposits\n1,592,367.82\n \n1,569,208.72\n \n1,517,709.33\n \n1,553,347.70\n \n1,534,910.45\n \n1,508,943.19\n \n1,467,582.00\n \n1,471,657.19\n \n1,544,945.66\n \n1,552,644.56\n \n1,529,856.98\n \n1,530,705.58\n \nMoney Market Instruments\n55,583.77\n \n80,952.14\n \n71,791.03\n \n80,840.29\n \n74,118.29\n \n73,356.67\n \n43,862.17\n \n62,894.35\n \n50,562.02\n \n59,329.24\n \n60,161.15\n \n63,292.20\n \nsource: Reserve Bank of Zimbabwe\nTABLE 3: OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n14 \n \n \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nLocal \nPublic \nOther Institutional Units\n3\nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nAssets\n2016\nJan\n1.22\n \n193.28\n734.58\n294.53\n116.1\n25.0\n1,147.0\n28.8\n5.2\n19.1\n28.5\n15.6\n63.6\n3,547.4\n110.2\n582.8\n412.8\n545.1\n7,870.8\nFeb\n1.44\n \n160.35\n763.47\n287.06\n102.8\n25.0\n1,228.9\n29.2\n5.2\n19.0\n25.0\n15.8\n61.1\n3,472.0\n100.5\n477.1\n427.3\n547.6\n7,748.9\nMar\n1.53\n \n179.00\n809.22\n286.42\n148.6\n25.0\n1,225.0\n28.5\n5.1\n16.4\n22.6\n14.2\n103.9\n3,510.6\n59.3\n471.0\n428.0\n552.9\n7,887.2\nApr\n1.55\n \n146.02\n818.74\n323.00\n111.8\n25.0\n1,322.7\n27.6\n5.1\n15.8\n25.1\n15.0\n102.4\n3,453.7\n66.7\n413.7\n445.5\n552.2\n7,871.5\nMay\n1.53\n \n100.12\n973.06\n281.55\n91.0\n25.0\n1,354.1\n26.8\n5.0\n16.6\n12.3\n14.7\n101.1\n3,433.4\n61.0\n397.0\n440.2\n564.1\n7,898.5\nJun\n1.61\n \n124.61\n1,015.85\n287.98\n128.5\n25.0\n1,412.9\n25.9\n0.0\n16.4\n28.1\n14.6\n98.9\n3,414.9\n66.9\n407.7\n431.5\n578.8\n8,080.1\nJul\n1.62\n \n111.03\n1,053.72\n242.57\n147.4\n25.0\n1,450.1\n33.4\n0.0\n16.2\n26.6\n15.4\n100.7\n3,320.9\n74.2\n393.1\n416.7\n592.4\n8,021.1\nAug\n1.58\n \n148.46\n1,177.10\n235.02\n136.0\n25.0\n1,420.2\n32.3\n0.0\n11.3\n22.9\n15.4\n100.5\n3,326.8\n67.8\n390.2\n445.0\n598.3\n8,153.9\nSep\n1.63\n \n96.32\n1,208.28\n310.75\n173.6\n25.0\n1,463.4\n29.0\n5.4\n3.2\n27.3\n14.5\n88.4\n3,349.0\n86.1\n382.3\n448.6\n606.6\n8,319.5\nOct\n1.42\n \n88.60\n1,155.19\n322.05\n162.3\n27.0\n1,517.5\n26.3\n15.4\n3.9\n28.7\n15.5\n88.1\n3,389.7\n68.2\n397.2\n427.7\n609.0\n8,343.8\nNov\n4.57\n \n76.25\n1,318.56\n318.52\n140.9\n27.0\n1,500.7\n22.3\n15.5\n4.6\n17.6\n15.4\n86.1\n3,469.5\n71.9\n350.5\n419.0\n618.2\n8,477.2\nDec\n16.56\n \n107.69\n1,418.99\n378.23\n162.9\n27.0\n1,553.2\n21.0\n15.3\n4.9\n17.8\n13.2\n71.3\n3,265.0\n330.1\n376.7\n408.8\n626.0\n8,814.8\n2017\nJan\n20.21\n \n110.98\n1,454.99\n239.82\n132.7\n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.30\n \n96.84\n1,488.48\n251.83\n145.1\n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.56\n \n66.43\n1,485.92\n260.51\n154.9\n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.69\n \n67.82\n1,495.25\n249.41\n219.3\n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 4.1: - OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n15 \n \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTotal\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n2,487.3\n650.3\n1,536.5\n4,674.2\n388.1\n26.4\n5,088.7\n44.9\n356.5\n0.0\n125.0\n86.0\n1,189.0\n582.8\n397.8\n7,870.76\n \n Feb\n2,466.2\n669.7\n1,552.9\n4,688.8\n375.0\n20.4\n5,084.1\n50.3\n341.1\n0.0\n171.7\n36.4\n1,196.7\n477.1\n391.3\n7,748.89\n \n Mar\n2,566.3\n676.8\n1,592.4\n4,835.5\n371.0\n16.9\n5,223.5\n55.6\n340.1\n0.0\n181.1\n37.3\n1,185.3\n471.0\n393.5\n7,887.24\n \n Apr\n2,629.9\n695.1\n1,568.6\n4,893.7\n332.4\n18.5\n5,244.6\n80.1\n322.6\n0.0\n194.0\n36.9\n1,188.4\n413.7\n391.2\n7,871.55\n \n May\n2,698.3\n690.6\n1,559.5\n4,948.4\n309.8\n19.5\n5,277.7\n71.6\n336.1\n0.0\n143.5\n36.8\n1,238.7\n397.0\n397.2\n7,898.54\n \n June\n2,792.4\n660.9\n1,569.2\n5,022.5\n401.4\n25.6\n5,449.5\n81.0\n307.7\n0.0\n159.4\n47.4\n1,243.5\n407.7\n384.0\n8,080.12\n \n July\n2,734.8\n722.9\n1,517.7\n4,975.5\n435.1\n50.9\n5,461.5\n71.8\n296.6\n0.0\n129.6\n46.2\n1,256.6\n393.1\n365.6\n8,021.06\n \n Aug\n2,894.5\n639.2\n1,553.3\n5,087.1\n412.3\n46.9\n5,546.3\n80.8\n290.6\n0.0\n127.6\n41.2\n1,271.0\n390.2\n406.1\n8,153.92\n \n Sep\n2,974.8\n679.9\n1,534.9\n5,189.6\n479.7\n43.7\n5,713.0\n74.1\n276.8\n0.0\n151.7\n36.2\n1,276.8\n382.3\n408.4\n8,319.46\n \n Oct\n3,115.2\n605.1\n1,508.9\n5,229.3\n433.8\n43.1\n5,706.1\n73.4\n297.0\n0.0\n162.4\n28.3\n1,293.5\n397.2\n385.9\n8,343.79\n \n Nov\n3,245.5\n640.8\n1,467.6\n5,353.9\n471.9\n46.2\n5,872.0\n43.9\n289.7\n0.0\n142.2\n28.8\n1,313.4\n350.5\n436.9\n8,477.19\n \n Dec\n3,329.8\n702.9\n1,471.7\n5,504.4\n510.9\n42.2\n6,057.4\n62.9\n279.6\n1.8\n191.5\n48.8\n1,384.1\n376.7\n412.1\n8,814.81\n \n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.02\n \n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.81\n \n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.00\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$millions\n \n \n \n16 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\n Institutional Units\n3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n1.05\n \n171.98\n667.53\n119.20\n105.6\n25.0\n1,039.4\n0.0\n5.2\n19.1\n28.5\n15.6\n62.6\n2,703.9\n61.5\n582.8\n278.8\n396.6\n6,284.4\nFeb\n1.21\n \n140.75\n702.19\n96.28\n93.1\n25.0\n1,128.1\n0.0\n5.2\n19.0\n25.0\n15.8\n60.1\n2,615.0\n62.1\n477.1\n292.8\n399.3\n6,158.2\nMar\n1.31\n \n161.90\n734.53\n96.34\n131.7\n25.0\n1,143.3\n0.0\n5.1\n16.4\n22.6\n14.2\n102.9\n2,618.9\n62.6\n471.0\n298.0\n405.1\n6,311.1\nApr\n1.35\n \n135.51\n778.19\n135.47\n108.3\n25.0\n1,200.9\n0.0\n5.1\n15.8\n25.1\n15.0\n101.5\n2,573.6\n69.6\n413.7\n309.7\n404.7\n6,318.6\nMay\n1.38\n \n89.57\n891.44\n130.52\n85.3\n25.0\n1,229.5\n0.0\n5.0\n16.6\n12.3\n14.7\n100.1\n2,534.2\n64.0\n397.0\n302.2\n413.8\n6,312.8\nJun\n1.42\n \n108.53\n934.42\n84.65\n123.2\n25.0\n1,279.0\n0.0\n0.0\n16.4\n28.1\n14.6\n97.9\n2,523.7\n64.1\n407.7\n299.0\n431.6\n6,439.3\nJul\n1.45\n \n101.74\n977.63\n79.50\n141.3\n25.0\n1,316.9\n0.0\n0.0\n16.2\n26.6\n15.4\n99.7\n2,414.7\n65.7\n393.1\n284.0\n440.7\n6,399.6\nAug\n1.36\n \n140.23\n1,074.47\n97.53\n131.9\n25.0\n1,297.4\n0.0\n0.0\n11.3\n22.9\n15.4\n99.5\n2,414.8\n67.3\n390.2\n313.6\n447.3\n6,550.2\nSep\n1.40\n \n91.63\n1,122.67\n143.91\n169.6\n25.0\n1,331.9\n0.0\n5.4\n3.2\n27.3\n14.5\n87.3\n2,451.9\n71.4\n382.3\n317.3\n455.9\n6,702.6\nOct\n1.27\n \n81.03\n1,090.44\n130.20\n155.1\n27.0\n1,376.2\n0.0\n15.4\n3.9\n28.7\n15.5\n87.1\n2,472.1\n66.0\n397.2\n293.2\n458.2\n6,698.6\nNov\n4.24\n \n69.45\n1,242.12\n103.17\n136.3\n27.0\n1,349.8\n0.0\n15.5\n4.6\n17.6\n15.4\n85.2\n2,511.0\n68.5\n350.5\n285.6\n466.2\n6,752.2\nDec\n14.07\n \n98.95\n1,306.91\n134.35\n156.7\n27.0\n1,416.0\n0.0\n15.3\n4.9\n17.8\n13.2\n70.4\n2,380.1\n273.8\n376.7\n274.2\n473.4\n7,053.8\n2017\nJan\n17.72\n \n103.75\n1,322.38\n81.89\n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nFeb\n16.29\n \n89.44\n1,396.07\n96.11\n137.3\n48.6\n1,502.5\n0.0\n15.5\n3.2\n15.0\n14.9\n68.2\n2,238.9\n239.7\n398.5\n266.0\n480.1\n7,026.4\nMar\n10.74\n \n63.27\n1,421.43\n83.18\n150.7\n53.5\n1,578.7\n0.0\n15.7\n3.8\n15.7\n15.7\n69.9\n2,554.3\n23.7\n422.4\n314.5\n484.0\n7,281.0\nApr\n9.82\n \n64.14\n1,383.44\n75.92\n209.0\n51.4\n1,744.4\n0.0\n15.8\n3.6\n15.8\n16.9\n74.0\n2,493.3\n26.4\n489.1\n263.7\n492.6\n7,429.3\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: - COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \n \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTotal\nReserves\n2016\n Jan\n2,428.8\n278.8\n967.1\n3674.77\n340.4\n24.7\n4,039.9\n33.6\n313.2\n0.0\n50.3\n85.3\n871.3\n582.8\n308.0\n6284.43\n Feb\n2,407.9\n290.0\n984.9\n3682.68\n337.3\n18.8\n4,038.7\n38.4\n298.9\n0.0\n91.0\n35.0\n878.1\n477.1\n301.0\n6158.19\n Mar\n2,508.0\n288.3\n1,026.9\n3823.12\n345.4\n15.4\n4,183.9\n43.2\n303.1\n0.0\n100.2\n36.1\n886.6\n471.0\n287.1\n6311.15\n Apr\n2,571.6\n297.5\n1,014.8\n3883.80\n306.8\n16.9\n4,207.6\n67.7\n285.7\n0.0\n119.4\n36.1\n893.9\n413.7\n294.4\n6318.60\n May\n2,639.9\n280.6\n1,042.8\n3963.37\n275.1\n17.9\n4,256.4\n57.9\n300.0\n0.0\n66.3\n36.1\n908.9\n397.0\n290.1\n6312.76\n June\n2,734.1\n268.2\n1,019.8\n4022.09\n331.6\n24.0\n4,377.6\n67.9\n272.3\n0.0\n77.8\n44.3\n915.7\n407.7\n276.0\n6439.33\n July\n2,676.5\n334.1\n987.4\n3997.93\n361.0\n33.8\n4,392.8\n58.2\n261.0\n0.0\n56.9\n45.8\n922.1\n393.1\n269.8\n6399.63\n Aug\n2,836.2\n285.6\n1,009.5\n4131.35\n341.3\n29.3\n4,501.9\n67.0\n257.0\n0.0\n51.1\n40.9\n932.3\n390.2\n309.8\n6550.23\n Sep\n2,915.9\n334.9\n987.8\n4238.62\n393.9\n25.8\n4,658.3\n62.9\n246.3\n0.0\n69.3\n35.9\n944.5\n382.3\n303.2\n6702.64\n Oct\n3,056.4\n267.0\n940.9\n4264.34\n344.5\n25.0\n4,633.9\n60.0\n267.7\n0.0\n74.5\n27.9\n954.5\n397.2\n283.0\n6698.61\n Nov\n3,186.7\n254.5\n896.9\n4338.05\n382.5\n28.0\n4,748.6\n29.3\n260.0\n0.0\n51.4\n28.2\n966.9\n350.5\n317.3\n6752.22\n Dec\n3,271.3\n285.7\n896.0\n4452.99\n418.3\n19.6\n4,890.9\n47.1\n250.7\n1.8\n111.6\n48.2\n1,032.7\n376.7\n294.0\n7053.81\n2017\n Jan\n3,205.0\n317.1\n981.8\n4503.86\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6933.07\n Feb\n3,267.0\n318.3\n977.1\n4562.41\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7026.43\n Mar\n3,370.3\n313.3\n965.3\n4648.90\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7281.03\n Apr\n3,496.9\n328.5\n960.8\n4786.12\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7429.28\nSource:Reserve Bank of Zimbabwe,2017\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n18 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n0.13\n \n17.39\n52.89\n174.89\n10.0\n0.0\n76.6\n28.8\n0.0\n0.0\n332.8\n0.0\n424.2\n107.9\n119.7\n1,345.3\nFeb\n0.20\n \n18.23\n51.29\n188.70\n9.2\n0.0\n65.6\n29.2\n0.0\n0.0\n330.2\n0.0\n428.9\n110.4\n119.6\n1,351.6\nMar\n0.19\n \n15.08\n63.72\n189.76\n16.6\n0.0\n50.8\n28.5\n0.0\n0.0\n345.4\n0.0\n407.7\n105.9\n119.4\n1,343.1\nApr\n0.19\n \n9.46\n24.44\n186.02\n3.4\n0.0\n90.9\n27.6\n0.0\n0.0\n332.5\n0.0\n406.6\n111.4\n119.2\n1,311.8\nMay\n0.14\n \n7.35\n65.79\n148.67\n5.5\n0.0\n93.3\n26.8\n0.0\n0.0\n339.8\n0.0\n421.5\n114.2\n122.3\n1,345.3\nJun\n0.18\n \n12.92\n66.94\n200.92\n5.2\n0.0\n103.7\n25.9\n0.0\n0.0\n353.3\n0.0\n402.0\n107.4\n119.3\n1,397.7\nJul\n0.16\n \n8.30\n63.25\n162.33\n5.7\n0.0\n101.6\n33.4\n0.0\n0.0\n346.8\n0.0\n426.1\n107.3\n123.8\n1,378.9\nAug\n0.20\n \n7.54\n84.78\n136.50\n4.1\n0.0\n95.1\n32.3\n0.0\n0.0\n353.4\n0.0\n416.6\n105.8\n123.4\n1,359.7\nSep\n0.21\n \n4.16\n67.01\n165.80\n3.8\n0.0\n95.5\n29.0\n0.0\n0.0\n354.4\n0.0\n417.1\n105.4\n123.3\n1,365.6\nOct\n0.12\n \n7.23\n52.19\n191.21\n6.8\n0.0\n100.9\n26.3\n0.0\n0.0\n356.9\n0.0\n427.0\n108.8\n123.4\n1,400.9\nNov\n0.14\n \n6.44\n54.76\n214.60\n3.9\n0.0\n114.9\n22.3\n0.0\n0.0\n381.2\n0.0\n444.9\n108.8\n124.7\n1,476.7\nDec\n1.72\n \n8.05\n89.65\n243.77\n5.1\n0.0\n91.3\n21.0\n0.0\n0.0\n379.8\n0.0\n430.2\n110.0\n124.4\n1,505.1\n0.0\n2017\nJan\n2.35\n \n7.02\n109.63\n157.70\n4.3\n0.0\n123.7\n20.8\n0.0\n0.0\n389.1\n0.0\n406.1\n106.3\n124.4\n1,451.4\nFeb\n1.19\n \n7.29\n69.26\n155.60\n7.4\n0.0\n162.0\n20.1\n0.0\n0.0\n394.4\n0.0\n410.1\n109.0\n124.2\n1,460.4\nMar\n1.65\n \n3.07\n35.53\n177.16\n4.0\n0.0\n164.2\n18.7\n0.0\n0.0\n404.4\n0.0\n413.0\n102.8\n124.2\n1,448.6\nApr\n0.74\n \n3.56\n73.43\n173.28\n9.8\n0.0\n158.6\n17.8\n0.0\n0.0\n392.5\n0.0\n432.3\n109.7\n125.1\n1,496.8\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTotal\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n297.8\n534.3\n832.14\n47.2\n0.1\n879.4\n22.6\n43.3\n0.0\n74.7\n0.0\n292.9\n32.3\n1345.27\n Feb\n305.9\n533.4\n839.34\n37.2\n0.1\n876.6\n23.2\n42.3\n0.0\n80.7\n0.9\n296.3\n31.5\n1351.56\n Mar\n314.1\n531.2\n845.28\n25.1\n0.0\n870.4\n23.6\n37.0\n0.0\n80.9\n0.8\n284.3\n46.0\n1343.06\n Apr\n317.6\n520.8\n838.41\n25.1\n0.0\n863.5\n23.7\n36.9\n0.0\n74.6\n0.5\n278.8\n33.9\n1311.79\n May\n330.8\n480.5\n811.31\n34.1\n0.0\n845.5\n25.0\n36.2\n0.0\n77.2\n0.5\n315.5\n45.5\n1345.27\n June\n313.1\n511.6\n824.71\n69.2\n0.0\n893.9\n24.4\n35.4\n0.0\n81.5\n3.1\n313.1\n46.3\n1397.68\n July\n313.4\n490.8\n804.18\n74.0\n15.5\n893.7\n24.8\n35.7\n0.0\n72.7\n0.4\n318.2\n33.4\n1378.87\n Aug\n278.7\n503.6\n782.31\n71.0\n16.1\n869.4\n25.1\n33.6\n0.0\n76.5\n0.4\n321.5\n33.3\n1359.67\n Sep\n270.8\n507.3\n778.11\n85.7\n16.4\n880.2\n22.5\n30.5\n0.0\n82.4\n0.3\n314.1\n35.5\n1365.62\n Oct\n267.3\n525.9\n793.19\n89.2\n16.4\n898.9\n24.6\n29.4\n0.0\n87.8\n0.4\n319.7\n40.1\n1400.87\n Nov\n311.8\n529.0\n840.82\n89.4\n16.5\n946.7\n25.8\n29.6\n0.0\n90.8\n0.6\n326.4\n56.8\n1476.66\n Dec\n339.5\n532.9\n872.41\n92.6\n16.6\n981.6\n27.0\n28.8\n0.0\n79.9\n0.5\n330.3\n56.9\n1505.10\n2017\n Jan\n326.2\n522.1\n848.23\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1451.40\n Feb\n326.1\n534.4\n860.48\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1460.43\n Mar\n319.7\n523.2\n842.91\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1448.62\n Apr\n399.6\n527.1\n926.64\n70.6\n16.0\n1,013.2\n21.8\n22.8\n0.0\n54.0\n0.2\n322.5\n62.3\n1496.83\nSource:Reserve Bank of Zimbabwe,2017\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n20 \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION COMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS CONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJun\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJul\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nAug\n498,489.6\n43,265.5\n26,005.4\n295,108.0\n11,957.4\n69,959.8\n423,824.7\n139,556.7\n458,763.3\n44,237.3\n636,726.8\n10,497.1\n2,658,391.5\nSep\n487,504.2\n42,900.7\n20,644.2\n338,165.8\n11,960.4\n154,582.0\n409,891.0\n142,259.6\n400,059.8\n40,609.7\n636,000.8\n11,273.3\n2,695,851.5\nOct\n513,303.7\n44,348.8\n23,814.1\n333,709.5\n11,968.6\n70,984.3\n418,465.3\n152,571.6\n456,867.4\n45,511.4\n637,546.1\n11,122.2\n2,720,213.0\nNov\n526,709.8\n42,580.2\n22,481.4\n338,556.1\n11,358.7\n72,491.9\n413,849.2\n152,092.3\n464,279.4\n42,762.1\n641,080.5\n10,545.5\n2,738,787.0\nDec\n436,452.3\n41,297.5\n19,541.4\n311,503.1\n11,668.9\n327,576.0\n377,945.5\n134,516.0\n415,801.6\n36,867.2\n613,022.6\n10,287.7\n2,736,479.6\n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nApr\n426,696.6\n43,836.6\n18,145.2\n340,025.3\n12,219.1\n271,824.0\n360,945.8\n134,101.0\n350,475.1\n42,208.4\n571,000.5\n12,492.9\n2,583,970.4\nSource:Reserve Bank of Zimbabwe,2017\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ thousands\n \n \n \n21 \n \n \nEND OF\nAGRICULTURE CONSTRUCTION COMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n1,073,567.6\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJun\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nJul\n207,280.2\n99,727.9\n138,781.2\n616,359.8\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,752,262.6\nAug\n233,004.5\n97,248.8\n153,590.8\n578,487.3\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,835,125.8\nSep\n236,724.3\n101,117.1\n155,483.5\n597,290.0\n346,375.9\n1,046,195.2\n366,312.8\n57,885.0\n1,365,673.5\n73,805.9\n595,219.8\n70,669.7\n5,012,752.7\nOct\n239,373.9\n107,235.7\n160,641.2\n593,362.2\n344,681.9\n988,274.7\n363,815.8\n63,998.0\n1,384,083.2\n76,834.0\n593,827.7\n73,608.8\n4,989,737.2\nNov\n318,652.7\n107,089.5\n189,581.3\n501,506.5\n329,147.3\n992,135.7\n411,467.8\n150,691.6\n1,337,295.6\n79,405.2\n591,639.0\n71,016.3\n5,079,628.5\nDec\n258,814.9\n110,009.2\n202,260.4\n590,595.6\n348,457.0\n1,020,795.0\n382,615.8\n81,542.7\n1,466,867.2\n82,186.5\n592,932.5\n76,874.9\n5,213,951.8\n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.3\nSource: Reserve Bank of Zimbabwe,2017\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ thousands\n \n \n22 \n \n \n \n \n \n \n \nEnd Period\nNominal Lending Rates 1\nIndividuals \nCorporate\n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nMar\n4.00-22.00\n11.44 \n7.16 \nApr\n4.00-22.00\n11.50 \n7.20 \nMay\n4.00-18.00\n11.43 \n7.35 \nJun\n4.00-18.00\n11.40 \n7.48 \nJul\n4.00-18.00\n10.69 \n6.79 \nAug\n4.00-18.00\n10.67 \n6.84 \nSep\n4.00-18.00\n10.66 \n6.95 \nOct\n4.00-18.00\n10.70 \n6.93 \nNov\n4.00-18.00\n10.69 \n6.99 \nDec\n4.00-18.00\n10.59 \n6.87 \n2017 \nJan\n4.00-18.00\n10.61 \n6.68 \nFeb\n4.00-18.00\n10.06 \n6.52 \nMar\n4.00-18.00\n9.12 \n7.02 \nApr\n4.00-18.00\n9.25 \n7.02 \nSource:Reserve Bank of Zimbabwe, 2017\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates\n \n \n \n23 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\nSep\n0.50-6.00\n1.00-17.00\nOct\n0.50-6.00\n1.00-17.00\nNov\n0.50-6.00\n1.00-17.00\nDec\n0.50-6.00\n1.00-17.00\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\n Source:Reserve Bank of Zimbabwe, 2017\n* The range of rates qouted by banks during the period.\nTABLE 8.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n 24 \n \n \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSep\n0.10\n-0.03\n-1.11\n-0.27\n-0.03\n-0.08\n-0.09\n-0.26\n0.00\n0.01\n0.10\n-0.34\n-0.06\n-0.26\nOct\n-0.05\n-0.24\n-0.13\n0.06\n-0.03\n-0.06\n0.00\n-0.01\n0.00\n-0.06\n0.17\n-0.05\n0.40\n0.09\nNov\n0.06\n-0.09\n0.00\n0.10\n-0.07\n0.33\n0.00\n0.18\n-2.46\n-0.01\n0.14\n-0.22\n0.54\n0.02\nDec\n-0.06\n0.09\n-0.59\n0.46\n0.09\n-0.27\n0.00\n0.29\n0.00\n0.16\n0.34\n-0.09\n0.38\n0.06\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.25\n-0.36\n0.05\nSource:Zimstat, 2017\nNON-FOOD INFLATION\nTABLE 9.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \n \n25 \n \n \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSep\n-1.36\n-1.79\n-1.50\n-2.48\n-0.14\n-2.17\n-2.10\n-0.78\n9.09\n-0.84\n-1.82\n-0.58\n-2.94\n-1.33\nOct\n-0.97\n-1.73\n-1.54\n-2.10\n-0.76\n-1.77\n-2.13\n-0.65\n9.09\n-0.72\n-1.77\n-0.45\n-2.03\n-0.95\nNov\n-0.77\n-1.63\n-1.53\n-1.77\n-0.83\n-1.37\n-1.91\n-0.45\n3.48\n-0.70\n-1.62\n-0.89\n-1.54\n-1.09\nDec\n-0.42\n-1.39\n-2.29\n-1.25\n-0.67\n-1.39\n-1.87\n-0.24\n3.49\n-0.47\n-0.99\n-0.92\n-0.95\n-0.93\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.08\n1.35\n0.48\nSource: Zimstat, 2017\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 9.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \n(DECEMBER 2012 = 100)\n \n \n \n26 \n \n \n \n \n \n \n \n(US$ millions)\nEnd Period\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\nLong-Term External Debt\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\n8,656\nGovernment\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\n5,365\nBilateral Creditors\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\n3,479\nMultilateral Creditors\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\nBilateral Creditors\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\n779\nMultilateral Creditors\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\n591\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nMultilateral Creditors - IMF\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nPrivate\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\nShort-Term External Debt\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\n2,304\nSupplier's Credits\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\n573\nPrivate\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\n1,731\nTotal External Debt\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\n10,960\nSource: Ministry of Finance & Economic Development, 2017; & Reserve Bank of Zimbabwe, 2017\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n27 \n \n \n \n \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nAPR\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMAY\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJUN\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJUL\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAUG\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSEP\n13.9200\n10.5800\n101.6000\n1.1200\n1.3200\nOCT\n13.9400\n10.6500\n103.7600\n1.0989\n1.2346\nNOV\n13.9402\n10.6875\n107.9934\n1.0811\n1.2430\nDEC\n13.8416\n10.7247\n115.7895\n1.0556\n1.2509\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nApr\n13.3048\n10.3941\n112.2888\n0.9062\n0.7742\nSource: Reserve Bank of Zimbabwe, 2017\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n2. US dollars per unit of foreign currency.\n \n \n \n28 \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nUS$ millions\n2016\nJan\n103.0\n19.5\n10.4\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15.6\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16.4\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13.9\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18.1\n88,525,472\n2,780.9\nJul\n98.8\n25.7\n11.8\n57,222,624\n2,772.0\nAug\n99.5\n26.3\n7.1\n41,264,438\n2,734.3\nSep\n98.9\n26.6\n13.0\n68,329,516\n2,725.1\nOct\n120.8\n33.8\n22.6\n177,384,684\n3,328.3\nNov\n137.1\n57.4\n23.5\n233,749,377\n3,804.6\nDec\n144.5\n58.5\n26.0\n292,538,969\n4,008.0\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n139.0\n58.6\n26.9\n145,238,255\n3,871.2\nApr\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nSource:Zimbabwe Stock Exchange (ZSE),2017\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\nIndices\n \n \n \n29 \n \n \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSep\n 4,382.9 \n10.5\n237.3\n167.7\n533.9\n215.9\nOct\n 4,127.6 \n8.0\n322.8\n112.5\n524.5\n216.0\nNov\n 4,624.7 \n6.9\n363.4\n84.5\n537.2\n229.9\nDec\n 4,882.6 \n5.6\n479.9\n71.9\n626.1\n265.1\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n495.6\n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n472.3\n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n671.6\n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n792.5\n337.6\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n30 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJun\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJul\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nAug\n253.9\n27.8\n4038.1\n1156.4\n 26,009.6 \n109.5\nSep\n288.5\n32.5\n4421.9\n1188.5\n 27,300.0 \n100.0\nOct\n296.0\n29.2\n6247.4\n1106.4\n 29,801.7 \n117.9\nNov\n353.0\n30.6\n8691.2\n1086,9\n 28,542.1 \n128.8\nDec\n405.4\n24.4\n13042.1\n1348.0\n 33,211.8 \n155.9\nAnnual Total\n 2,901.5 \n347.7\n 52,407.5 11,245.7 298,586.2 \n1112.1\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 \n191.0\nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 \n207.0\nMay\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 \n244.1\nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 \n231.0\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n31 \n \n \n \n \n \n \n \n \n \n \n \nMonth\nExports\nImports\nTotal Trade\nTrade Balance\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2540.40\n4722.05\n7262.45\n(2181.65)\n2017\nJan\n258.67\n384.62\n643.29\n(125.96)\nFeb\n240.28\n424.36\n664.63\n(184.08)\nMar\n224.87\n529.09\n753.96\n(304.22)\nSource: Zimstat, 2017\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/April2017.pdf"}
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+{"doc_id": "da30a04930f53c20ac8beaa0c268ff6d", "text": "MPC Statement March 28th, 2018 \nPage 1 \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \n28 March 2018 \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nSince the previous meeting of the Monetary Policy Committee (MPC), the risks to the \ninflation outlook have subsided somewhat. Inflation outcomes in recent months have \nremained well within the inflation target band, although this likely represents the low \npoint of the current cycle. While the increase in the value-added tax (VAT) rate to \n15% places temporary upside pressure on inflation, this is mitigated by the stronger \nexchange rate which has contributed to the changing inflation risk profile. The \naffirmation of South Africa’s sovereign rating as ‘investment grade’ and the change \nof the outlook from negative to stable by Moody’s Investors Service has contributed \nto the recent rand resilience. \nThe domestic growth outlook is more positive but still challenging. Growth in the \nfourth quarter surprised significantly on the upside, and there are signs of increased \nbusiness confidence. This is against a backdrop of sustained momentum in the \nglobal economy which provides a favourable environment for emerging markets \ngenerally. \nMPC Statement March 28th, 2018 \nPage 2 \n \nThe year-on-year inflation rate, as measured by the consumer price index (CPI) for \nall urban areas, measured 4.4% in January 2018 before declining to 4.0% in \nFebruary. Goods price inflation moderated from 3.7% to 3.2% while services price \ninflation moderated to a seven-year low of 4.9%. The South African Reserve Bank’s \n(SARB) measure of core inflation – which excludes food, fuel and electricity – \nremained unchanged at 4.1% in February. Year-on-year producer price inflation for \nfinal manufactured goods declined marginally to 5.1% in January. \nThe inflation forecast of the SARB has shown a moderate improvement despite the \nadverse impact of the VAT increase due to be implemented in April. This increase, \ncombined with base effects and other indirect tax increases, implies that the low \npoint of the inflation cycle was reached in the first quarter of 2018, at a forecast \naverage of 4.1%. Headline inflation is expected to average 4.9% in 2018 (unchanged \nfrom the previous forecast), 5.2% in 2019 (down from 5.4%), and 5.1% in 2020. A \npeak of 5.5% is expected by the first quarter of 2019 before the VAT increase falls \nout of the data. The forecast for core inflation is unchanged at 4.6% for 2018 and is \n0.2 percentage points lower, at 4.9%, for 2019. It is expected to remain unchanged \nat 4.9% in 2020. \nThe main changes in the forecast related to the VAT increase and the exchange \nrate. The VAT increase is expected to add about 0.6 percentage points to the \nheadline inflation trajectory for the four quarters from the second quarter of 2018, \nwith marginal second-round effects persisting into subsequent quarters. The \nimproved exchange rate has softened the impact of the indirect tax adjustments on \nthe inflation forecast. The implied starting point for the rand is R11.97 against the \nUS dollar compared with R12.90 at the time of the previous MPC meeting. \nMPC Statement March 28th, 2018 \nPage 3 \n \nInflation expectations, as reflected in the survey conducted by the Bureau for \nEconomic Research (BER) in the first quarter of 2018, are at a multi-year low, having \ndeclined across all groups of respondents. Average expectations for 2018 and 2019 \nhave declined to 5.2% and 5.3% respectively from 5.7% and 5.9% previously, while \nan average of 5.4% is expected in 2020. The largest adjustment was seen in the \nbusiness category, with downward revisions of around 1 percentage point in both \n2018 and 2019. Five-year inflation expectations declined to 5.3%, their lowest level \nsince they were first surveyed in 2011. Expectations implicit in the break-even \ninflation rates (i.e. the yield differential between conventional and inflation-linked \ngovernment bonds) declined across all maturities. While these developments are \nwelcome, the MPC would prefer to see inflation expectations anchored closer to the \nmidpoint of the target band. \nThe global economic outlook has remained favourable amid a relatively \nsynchronised upswing in the advanced economies, although risk and vulnerabilities \nremain. The global inflation outlook remains benign but is on a moderate upward \npath. However, the recent trade policy actions by the United States (US) could \nescalate into a trade war, which could in turn undermine this positive prognosis for \ngrowth and push inflation higher. \nThe rand has sustained its recent gains since late last year, and some of the key \nrisks to the outlook have dissipated. Since the previous meeting of the MPC, the \nrand has appreciated by 4.8% against the US dollar, by 3.2% against the euro, and \nby 3.5% on a trade-weighted basis. At current levels, the SARB’s model assesses \nthe rand to be somewhat overvalued, and further strengthening potential is probably \nlimited. \nMPC Statement March 28th, 2018 \nPage 4 \n \nThe rand has reacted positively to domestic political developments in the past \nmonths and was given further support following the recent sovereign credit rating \nannouncement. The risk of a significant sell-off of South African government bonds \nby non-residents has therefore receded for now. Further support for the rand comes \nfrom recent dollar weakness. Some widening of the current account deficit is \nexpected over the forecast period as imports increase in line with higher expected \ninvestment expenditure and the impact of a stronger rand. \nA key external risk to the rand remains the possibility of a tighter-than-expected \nstance of monetary policy in the US in particular. As anticipated, a moderately faster \npace of tightening was signalled by the US Federal Open Market Committee, \nparticularly for 2019, and at this stage, further tightening is expected to remain \nmeasured in the absence of significant inflation or growth surprises. Significantly \nhigher US fiscal deficits could also elicit a stronger monetary policy response. The \npace of monetary policy normalisation in some of the other advanced economies \ncontinues to be gradual with a tightening bias. \nThe domestic economic growth outlook for this year is more favourable but remains \nchallenging. This follows an upward revision of historical gross domestic product \n(GDP) data and a fourth-quarter outcome of 3.1% which surprised on the upside. \nFollowing an annual growth rate of 1.3% in 2017, the SARB expects a growth rate of \n1.7% for 2018 compared with 1.4% previously. The forecast for 2019 is \n1.5%, marginally lower than the previous forecast of 1.6%, while a growth rate of \n2.0% is forecast for 2020. At these growth rates, the negative output gap, which \nmeasured -1.1% in 2017, is expected to close in 2020. The composite leading \nMPC Statement March 28th, 2018 \nPage 5 \n \nbusiness cycle indicator continued its upward trend in January, consistent with the \nimproved outlook. \nThe improved growth outlook is driven primarily by an increase in business and \nconsumer confidence. This is reflected in the RMB/BER Business Confidence Index, \nwhich increased markedly in the first quarter of 2018 although it remains below the \nneutral 50 level. Furthermore, the ‘expected business conditions’ category in the \nAbsa Purchasing Managers’ Index surged in February to its highest level since 2001. \nIn this context, growth in gross fixed capital formation is forecast to increase \ngradually over the forecast period. \nConsumption expenditure by households is also expected to be positively impacted \nby the expected increase in consumer confidence, although this is not yet evident in \nthe consumer confidence surveys. In the near term, consumption expenditure is \nexpected to be constrained by the tax increases, the lack of compensation for fiscal \ndrag, weak employment growth as well as subdued growth in credit extension to \nhouseholds. While consumption expenditure is expected to grow at a slightly slower \nrate in 2018 compared with last year, the trend over the forecast period is \nmoderately stronger than previously expected, reaching 2.1% in 2020. This \nimprovement is also supported by higher expected wealth growth over the longer \nterm. \nEmployment trends remain a concern despite an increase of 102 000 during the past \nyear. The official unemployment rate was slightly higher when compared to the same \nquarter in 2016 while the number of discouraged job seekers increased markedly. \nThe national Budget presented in February 2018 proposed a faster pace of fiscal \nconsolidation than that indicated in the October Medium Term Budget Policy \nMPC Statement March 28th, 2018 \nPage 6 \n \nStatement. This revised path is expected to result in a stabilisation of the ratio of \ngovernment debt to GDP at about 56% over the medium term. The moderately \ntighter stance is due to an overall cut in budgeted expenditure growth as well as an \nincrease in tax revenues. However, the projected deficits are wider than those \nproposed in the February 2017 Budget. The outcome of the ongoing public sector \nwage negotiations will be an important indicator of the sustainability of the fiscal \nprojections and future wage trends. \nNominal wage growth appears to be moderating slightly, but upside pressure on \ninflation from this source is expected to persist. Average wage inflation is expected \nto decline moderately over the forecast period, from 7.6% in 2017 to 6.8% in 2020, \nstill positive in real terms. \nAnnual food price inflation is no longer seen as a major risk to the inflation outlook. \nWhile the continued drought in the Western Cape is likely to adversely affect \nagricultural production in the region, the direct impact on food prices is expected to \nbe fairly limited. \nThe MPC noted the general improvement in inflation outcomes and the lower \ninflation expectations. Although the bottom of the inflation cycle has likely been \nreached, the trajectory of headline inflation is forecast to remain within the target \nrange, with core inflation expected to remain below 5% for most of the forecast \nperiod. To the extent that inflation expectations are adaptive, there may be further \ndownward adjustment in these expectations in the coming quarters. As mentioned \nearlier, the MPC would prefer to see inflation expectations anchored closer to the \nmidpoint of the target band. \nMPC Statement March 28th, 2018 \nPage 7 \n \nIn considering the impact of the VAT increase, the approach of the MPC is to look \nthrough the first-round effects of this increase and focus on the second-round \neffects, which are expected to be relatively small. In any event, the policy horizon of \nthe MPC extends beyond the period during which the first-round effects have an \nimpact. \nThe MPC assesses the risks to the inflation forecast to be more or less evenly \nbalanced. Some of the key domestic risks and uncertainties that overshadowed the \noutlook in recent meetings have abated. The government budget was generally well \nreceived, but implementation risks remain. While the recent sovereign ratings \noutcome was positive for the rand, further sustained appreciation of the local \ncurrency is not expected. The exchange rate is currently assessed to be less of a \nrisk to the inflation outlook. However, the rand will remain sensitive to a faster pace \nof normalisation in the advanced economies, possible heightened global financial \nmarket volatility, as well as domestic developments. \nAlthough the growth forecast has improved, the outlook remains relatively \nconstrained. Despite the higher levels of consumption expenditure in the latter part of \n2017, demand pressures in the economy are not assessed to pose a risk to the \ninflation outlook. The MPC assesses the risks to the growth forecast to be \nmoderately on the upside. To make an appreciable impact on employment and \npotential output, the current improved levels of confidence will need to be sustained \nand translate into higher levels of investment. This can only be achieved through a \nfirm commitment to, and implementation of, credible structural reforms by \ngovernment. \nMPC Statement March 28th, 2018 \nPage 8 \n \nThe MPC was of the view that, in light of the improved inflation outlook and the \nmoderation in risks to the forecast, there was some room to provide further \naccommodation without undermining the inflation trajectory or the downward trend in \ninflation expectations. Accordingly, the MPC has decided to reduce the repurchase \nrate by 25 basis points to 6.5% with effect from 29 March 2018. Four members \npreferred a reduction while three members preferred an unchanged stance. \nIn this uncertain environment, future policy decisions will be highly data-dependent \nand sensitive to the assessment of the balance of risks to the outlook. \nThe implied path of policy rates generated by the SARB’s Quarterly Projection Model \nhas changed since the previous MPC meeting. Whereas previously two to three \nincreases of 25 basis points each by the end of 2019 were indicated, one increase of \n25 basis points is now implied. Two further increases are indicated in 2020. As \nemphasised previously, the implied path remains a broad policy guide which can and \ndoes change in either direction between meetings in response to new developments \nand changing risks. Therefore, the MPC does not mechanistically respond to \nchanges in the path. \nLesetja Kganyago \nGOVERNOR \n \nThe next statement of the Monetary Policy Committee will be released on \n24 May 2018. \n \nContact person: \nZamaNdlovu Ndlovu \nMPC Statement March 28th, 2018 \nPage 9 \n \n012 399 7118 \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/Monetary-Policy-Committee-Statement-March-2018-.pdf"}
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+{"doc_id": "dd3c7eff753668533fe5d88f293e0d57", "text": "1 \n \n \nSouth African Reserve Bank \n \nPress Statement \nEmbargo on Delivery \n28 January 2016 \n \n \n \nStatement of the Monetary Policy Committee \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \n \nSince the previous meeting of the Monetary Policy Committee, the inflation outlook \nhas deteriorated significantly, mainly due to exchange rate and food price \ndevelopments. The rand has depreciated considerably in response to domestic and \nexternal developments, while the impact of the worsening drought on food prices is \nbecoming increasingly evident. The outlook is complicated by the fact that the \ndomestic growth outlook has weakened further. The global backdrop has also \nbecome more challenging particularly for emerging markets, and downside risks to \nthe sustainability of the recovery in the advanced economies have increased. \n \nThe year-on-year inflation rate as measured by the consumer price index (CPI) for all \nurban areas measured 5,2 per cent in December, up from 4,8 per cent in November. \nThis increase was broadly in line with market and the Bank’s expectations, and \nreflected in part the delayed response of food price inflation to the impact of the \ndrought on agricultural prices. Food and non-alcoholic beverages inflation \naccelerated to 5,9 per cent, up from 4,8 per cent previously and contributed 0,9 \n2 \n \npercentage points to the overall CPI outcome. Goods price inflation increased to 4,6 \nper cent from 3,8 per cent previously mainly due to higher petrol and food prices, \nwhile services price inflation remained unchanged at 5,7 per cent. The Bank’s \nmeasure of core inflation, which excludes food, fuel and electricity, remained \nrelatively stable at 5,2 per cent, up from 5,1 per cent in November. \nProducer price inflation for final manufactured goods increased from 4,3 per cent in \nNovember to 4,8 per cent in December. The category of food, beverages and \ntobacco products contributed 2,1 percentage points to the December outcome. \nThe latest inflation forecast of the Bank shows a marked deterioration. Having \naveraged 4,6 per cent in 2015, inflation is now expected to average 6,8 per cent in \n2016 and 7,0 per cent in 2017. This compares with the previous forecast of 6,0 per \ncent and 5,8 per cent for these years. Inflation is still expected to breach the upper \nend of the target in the first quarter of 2016, but is now expected to remain outside \nthe target for the entire forecast period. A peak of 7,8 per cent is expected in the \nfourth quarter of 2016 and the first quarter of 2017, followed by a moderation to 6,2 \nper cent in the final quarter of that year (5,7 per cent previously). The changes in the \nforecast are mainly due to a significantly more depreciated real exchange rate \nassumption, and higher expected food price inflation. These upward revisions more \nthan offset the impact of the lower international oil price assumption. The electricity \nprice assumption remains unchanged from the previous meeting. \nThe forecast for core inflation has also deteriorated, although to a lesser degree than \nthat for headline inflation. Core inflation is expected to breach the upper end of the \ntarget range for four consecutive quarters from the third quarter of 2016, with a peak \nof 6,4 per cent in the final quarter of 2016 and the first quarter of 2017. This measure \n3 \n \nis expected to average 6,0 per cent in 2016, and 5,9 per cent in 2017, and to \nmoderate to 5,5 per cent by the final quarter of next year. The deterioration in the \nforecast is mainly due to the more depreciated exchange rate assumption and \nexpected higher unit labour costs. \nInflation expectations as reflected in the survey conducted by the Bureau for \nEconomic Research show a marginal upward movement for 2016 but a more \npronounced deterioration for 2017, with average inflation expectations increasing \nfrom 5,9 per cent to 6,2 per cent, mainly due to the changes in expectations of trade \nunion officials. Five-year inflation expectations edged up to 6,1 per cent, also mainly \ndue to changes in the expectations of trade union officials. This survey was \nconcluded prior to the depreciation of the rand in December, so the outcome of the \nnext survey will be closely monitored. \nThe impact of the rand exchange rate weakness on market forecasts is evident in \nthe changes to the Reuters Econometer survey between December and January. \nMedian inflation expectations were stable in November and December, at 5,9 per \ncent and 5,8 per cent for 2016 and 2017, but increased in January to 6,0 per cent \nand 6,1 per cent. The median forecast for 2018 is 5,7 per cent. Break-even inflation \nrates also increased significantly across all maturities, with the 5-year maturities \nrising to current levels of around 7,3 per cent. \nThe global growth outlook appears to have worsened somewhat in recent weeks, \ncontributing to a correction in global equity markets. Although most of the downward \nrevisions to global growth have been due to the deteriorating prognosis for emerging \nmarkets, more recently the risks of a slowdown in the US have increased, amid \ndeclining consumer expenditure, and the impact of low oil prices and a strengthening \n4 \n \ndollar on business investment. However, despite the fourth quarter slowdown, \ngrowth of around trend is still generally expected. While the recovery in the euro area \nremains modest, the growth forecasts for the UK and Japan have generally been \nrevised down. \nEmerging market growth prospects, particularly for commodity-producing countries, \nremain constrained amid persistent capital outflows. The outlook is heavily \ninfluenced by the slowing Chinese economy but there are conflicting views as to \nwhether a hard landing can be expected. There is also uncertainty regarding the \nefficacy of policy reforms that have been undertaken. Perceptions of the \nmodifications to the renminbi exchange rate regime as well as equity market volatility \nhave added to this uncertainty. \nGlobal inflation pressures remain benign, reinforced by a further decline in \ninternational oil prices, but there have been upward revisions in some emerging \nmarkets. Monetary policies in most advanced economies are expected to remain \naccommodative. The slow pace of normalisation in the US is expected to continue, \nbut further easing is expected in Japan and the euro area, while the Bank of England \nhas indicated that monetary policy tightening is still some way off. Divergent \nmonetary policy paths are also expected in the emerging markets. Commodity \nimporters with sound macroeconomic fundamentals have scope for further easing, \nwhile some commodity producers, particularly those experiencing exchange rate-\ninduced inflationary pressures, have been in a tightening mode, despite slowing \ngrowth. \nThe exchange rate of the rand depreciated markedly since the previous meeting of \nthe MPC, contributing significantly to the deterioration in the inflation forecast. Since \n5 \n \nthe previous meeting, the rand has depreciated by 13,5 per cent against the US \ndollar, by 15,2 per cent against the euro, and by 12,9 per cent on a trade-weighted \nbasis. The muted reaction of the exchange rate to the start of US Fed normalisation \nsuggested that this move was more or less priced in, but this was overshadowed by \nthe impact of domestic developments on the exchange rate earlier in the month. \nIn early January, the rand reacted further to growing concerns about the outlook for \nthe Chinese economy. While most emerging market currencies were affected, since \nthe previous meeting of the MPC, the rand’s depreciation has been in excess of \nmost of its emerging market peers. Other indicators such as widening credit spreads \nand the sharp increase in domestic bond yields point to a higher risk premium \nattached to South African assets. \nAlthough at current levels the rand may appear to be undervalued, divergences from \nequilibrium can persist for some time. Furthermore, the current account adjustment \nremains slow, with the deficit expected to widen further in the face of continued \nweakness in commodity prices and higher drought-induced agricultural imports. The \nfinancing of the deficit will also be more challenging in an environment of persistent \ncapital outflows from emerging markets. Since the previous meeting, non-residents \nhave been net sellers of South African bonds and equities. \nFrom a monetary policy perspective, a key risk to the inflation outlook is not only the \npossibility of further depreciation, but also the extent to which the there is a change \nin the pass-through dynamics, which have been relatively muted in recent years. \nThe domestic economic growth outlook remains weak, with further downward \nrevisions to the Bank’s forecast. Growth in 2015 is estimated to have averaged \naround 1,3 per cent, and is expected to moderate to 0,9 per cent in 2016, before \n6 \n \naccelerating to 1,6 per cent in 2017. This compares with the previous forecast of 1,5 \nper cent and 2,1 per cent for 2016 and 2017. The Bank’s estimate of potential output \ngrowth was revised down from 1,9 per cent to 1,5 per cent for 2016, and from 2,1 per \ncent to 1,6 per cent for 2017. Although there was a marginal increase in the Bank’s \nleading business cycle indicator in November, the trend remains negative, consistent \nwith the subdued outlook. The RMB/BER business confidence index declined further \nin the fourth quarter of 2015, to its lowest level in five years. \nHigh frequency data indicate that the mining sector remains under pressure in the \nface of declining commodity prices and weak demand. Despite a recovery in the third \nquarter, the manufacturing sector outlook remains negative. Capacity utilisation has \ndeclined further and the Barclays PMI, which has remained well below the neutral \nlevel for some months, is consistent with a contraction in the fourth quarter. The \ncontinuing drought also means that near-term respite for the agricultural sector is \nunlikely. \nUnderlying this growth outlook is the continued low growth in gross fixed capital \nformation, with private sector investment contracting in the third quarter. The \nprospects for formal sector employment growth therefore remains bleak: the \nQuarterly Employment Statistics survey of Statistics South Africa reports static \nemployment levels over the four quarters to the third quarter of 2015. \nGrowth in consumption expenditure by households also moderated in the third \nquarter, with contractions in spending on durable and non-durable goods. Domestic \nmotor vehicle sales reflected this weakness although recent retail sales data, \nparticularly with respect to semi-durable goods, suggest there may have been a \nmodest improvement in the final quarter of last year. However, the decline in the \n7 \n \nFNB/BER consumer confidence index in the fourth quarter of 2015 to a fourteen year \nlow suggests that household consumption expenditure is likely to remain \nconstrained. \nCredit extension to households has increased marginally recently, particularly with \nrespect to mortgage and general loans. However, these increases remain low and \nnegative in real terms, while instalment sale credit continues to slow. Tighter \nNational Credit Act Regulations related to affordability assessments became \neffective from September, and are expected to constrain credit to households further. \nWhile credit extension to corporates remains robust, it is relatively narrow-based, \nand reflects in part increased demand for mortgage loans by property funds. \nWage and salary trends continue to contribute to the persistence of inflation at higher \nlevels. Year-on-year growth in nominal salaries and wages, while lower in the third \nquarter of last year, was still above the upper end of the inflation target range. After \nadjusting for labour productivity increases, growth in total unit labour costs slowed \nmarginally to 5,0 per cent in the third quarter. Andrew Levy Employment Publications \nreported an average wage settlement rate in collective bargaining agreements of 7,7 \nper cent in 2015. \nFood prices remain a significant risk to the inflation outlook. The surge in agricultural \ncommodity prices since early 2015 is beginning to impact on consumer food price \ninflation, and these pressures are likely to increase in the light of the persistent \ndrought and the weaker exchange rate. This is despite continued moderation in \nglobal food prices. Although previous forecasts had incorporated an expectation of \nhigher food price inflation, recent adverse developments have resulted in a further \n8 \n \ndeterioration of the Bank’s food price forecast, which is now expected to peak at \naround 11 per cent in the fourth quarter of this year. \nInternational oil prices have declined to multi-year lows since the previous MPC \nmeeting. The global oversupply and consequent low prices are expected to persist in \nthe short term, particularly following the lifting of sanctions against Iran. But with \nmarginal producers expected to shut down or reduce production, prices are expected \nto follow a moderate upward trend over the forecast period. The impact of this \nupward trend on domestic petrol prices has contributed to the higher inflation \nforecast in 2017 in particular. The potentially favourable impact of the international oil \nprice decline on domestic petrol prices has been more or less offset by the \ndepreciation of the rand. Petrol prices have declined only marginally since \nNovember, and the current under-recovery suggests a possible increase of around 7 \ncents per litre in February. \nPreviously the Committee expressed concerns about the growing risks to the \ninflation outlook, mainly due to exchange rate and food price risks. These risks \nappear to be materialising and have contributed to the significant deterioration of the \ninflation forecast. The intensity of the drought has brought about a sizeable revision \nto the Bank’s food price outlook, while the exchange rate has depreciated \nsignificantly more than expected. While oil prices have a moderating impact on the \ninflation outlook in the near term, base effects and the assumed upward trajectory \ncontribute to the adverse inflation outlook in 2017. The forecast also incorporates \nchanges in administered prices, in particular for water, while an upside risk remains \nregarding electricity tariff increases. \n9 \n \nThe MPC assesses the risks to the inflation outlook to be relatively balanced. While \nthere may be potential for further rand weakness in the short-term given the negative \noutlook for emerging markets in general as well as domestic factors, the lower \nobserved exchange rate pass-through remains a mitigating factor. However, there is \nstill uncertainty as to the sustainability of this low pass-through, particularly in the \nface of large nominal exchange rate movements as recently experienced. The \nupside risk from the exchange rate is more or less offset by the downside risks from \nthe international oil price assumptions and projected food price inflation. \nDemand pressures remain constrained, and the focus of the MPC will therefore be \non the evolution of inflation expectations and indications of second-round effects of \nthe exogenous shocks to the inflation outlook. There are some indications that \ninflation expectations may have deteriorated, but the extent of this will become more \nevident in the coming surveys. The trend in core inflation provides some indication of \nthe possible emergence of second-round effects. Although core inflation has \nremained relatively contained in recent months, it is expected to accelerate and to \nexceed the upper end of the inflation target range for some time in response to \nexchange rate and wage pressures. \nThe Committee faced the continuing dilemma of a deteriorating inflation environment \nand a worsening growth outlook. The risks to the growth outlook are assessed to be \non the downside, despite the downward revision to the forecast. \nGiven the deterioration in the inflation outlook, the MPC decided to increase the \nrepurchase rate by 50 basis points to 6,75 per cent per annum, effective from 29 \nJanuary 2016. Three members supported a 50 basis point increase, two members \npreferred a 25 basis point increase, while one member preferred no change. \n10 \n \nThe MPC still views the stance of monetary policy to be accommodative. Despite the \nrate increase, the real repurchase rate remains low given the higher expected \ninflation over the period. The MPC will remain focused on its core mandate of \ncontaining inflation within a flexible inflation targeting framework. As noted on a \nnumber of occasions in the past, the MPC is of the view that the growth constraints \nfacing the economy are primarily of a structural nature and cannot be solved solely \nby monetary policy. Nevertheless, the MPC remains sensitive, to the extent possible, \nto the possible negative impact of monetary policy actions on cyclical growth. As \nbefore, future moves will be highly data dependent. \n \nLesetja Kganyago \n \nGovernor \n \nContact person: \nCandice Jeffreys \n+27 12 313 4209 \nCandice.Jeffreys@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Statement-28-January-2016.pdf"}
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+{"doc_id": "de2eac451ce32d0587766d728bb8625d", "text": "MONTHLY ECONOMIC REVIEW \nDECEMBER 2013 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n5 \nINSIDE THIS ISSUE \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2013 \nNovember \n2013 \nDecember \nZ.S.E. Mining Index1 \n47.02 \n45.79 \nZ.S.E. Industrial Index1 \n213.04 \n202.12 \nMoney Supply (Total Bank Deposits) (US$)2 \n3.81 billion \n3.93 billion \nMoney Supply (M3) Annual Growth2 \n-0.46% \n1.17% \nYearly Inflation3 \n0.54% \n0.33% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \nMonth on \nMonth \nChange \n-2.62% \n-5.13% \n3.29% \n3.29% \n-0.08% \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring December 2013, trading on the \nZimbabwe Stock Exchange (ZSE) was \nsubdued, as heavily capitalized counters \nsuccumbed to selling pressure largely due to \nend of year profit taking phenomenon. \n \nSpecial bargain deals in Delta, ZPI and \nZimplow, \nhowever, \nunderpinned \nthe \nimprovement of volumes traded, from 188.94 \nmillion shares in November 2013 to 271.48 \nmillion shares in December 2013. Over the \nsame period, the value of shares traded also \nrose by 40.75% to US$49.22 million. \n \nReflecting the high selling pressure during \nthe festive season, the industrial index \ndeclined by 5.13% to close the period under \nreview at 202.12 points. On a year-to-date \nbasis, the industrial index gained 33.59%. \n \nThe mining index also lost 2.62%, from \n47.02 points in November to 45.79 points in \nDecember 2013. On a year-to-date basis, the \nmining index lost 30.92%. \n \nPurchases by foreign investors amounted to \nUS$34.78 million in December 2013, \ncompared to US$23.76 million in November. \nOver the same period, sales by foreign \ninvestors \nalso \nincreased \nto \nUS$31.51 million, from US$13.75 million. \n \nMarket capitalization, however, declined by \n5.09% to US$5.20 billion at the end of \nDecember, from US$5.48 billion at the close \n \n2 3 \n0.00\n1.00\n2.00\n3.00\n4.00\n5.00\n6.00\n7.00\n8.00\n0\n10\n20\n30\n40\n50\n60\nValues Traded (US$ Millions)\nVolumes Traded (Millions)\nZSE: Daily Volumes and Values \nTraded\nVolume\nTurnover\n0\n20\n40\n60\n80\n100\n120\n140\n160\n180\n200\n220\n240\n260\n29-Feb-12\n29-Mar-12\n29-Apr-12\n29-May-12\n29-Jun-12\n29-Jul-12\n29-Aug-12\n29-Sep-12\n29-Oct-12\n29-Nov-12\n29-Dec-12\n29-Jan-13\n01-Mar-13\n01-Apr-13\n01-May-13\n01-Jun-13\n01-Jul-13\n01-Aug-13\n01-Sep-13\n01-Oct-13\n01-Nov-13\nZSE Indices\nIndustrial\nMining\n \n2 4 \nof November 2013, partly reflecting growing \nuncertainties due to persistent liquidity \nconstraints in the economy. \n \nMONETARY DEVELOPMENTS \n \nThe annual growth rate of broad money \nincreased to 1.17% in December 2013, from \n–0.46% in November 2013. \n \nOn a monthly basis, broad money grew by \n$125.2 million (3.29%) to $3 932.3 million \nin December, from US$3 807.1 million in \nNovember 2013. The monthly growth was \ndue to increases of $105.9 million in \nlong-term deposits, $85 million in savings \ndeposits and $16 million in demand deposits. \nThese increases were partially offset by a \ndecline of $81.7 million in under 30-day \ndeposits. \n \nThe annual growth rate of domestic credit \ndeclined to 7.4% in December 2013, from \n13% in November 2013. On a monthly \nbasis, domestic credit declined by 0.55% to \n$4 068.7 million, during the month under \nreview, reflecting reduced lending by banks. \n \nClaims on the private sector remained the \ndominant component of domestic credit, \nregistering an annual growth of 2.51%, from \n$3 560.7 million in December 2012 to \n$3 650.1 million in December 2013. On a \nmonth on month basis, claims on the private \nsector declined by 1.31%, as lending by \nbanks declined. \n \nUnder 30-\nday, 17.8\n%\nLongterm \n, 18.4%\nDemand, 4\n9.8%\nSavings, 1\n3.9%\nBanking Sector Deposits \nDecenber 2013\n \n3 5 \nClaims on the private sector were in the \nform of loans and advances, 83.67%; \nmortgages advanced by building societies, \n10.45%; bills discounted, 2.11%; bankers’ \nacceptances, 1.46%; and other investments, \n2.31%. \n \nThe outstanding loans and advances were \nmainly in respect of agriculture (19.69%), \ndistribution (15.93%), and manufacturing \n(15.05%) activities. Households accounted \nas inventory build-up (34.58%). Loans and \nadvances utilized for fixed investment activity \nhave remained low, with the procurement of \nplant and equipment accounting for 2.66% \nand pre and post shipment financing at 0.94%, \nof total loans and advances. \n \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nThe annual headline inflation further declined \nfor the fourth consecutive month to 0.33% in \nDecember 2013, from 0.54% in November \n2013, following the easing of food inflation. \n \nFood inflation decelerated to -2.20% in \nDecember 2013, from -1.51% in November \n2013, while non-food inflation increased, \nfrom 1.58% in November 2013 to 1.61% in \nDecember 2013. \n \nThe deceleration in inflation, against a \nbackground of slowdown in economic activity \ncharacterized by company closures, is mainly \nattributable to depressed aggregate demand \narising from the tight liquidity situation. \n \nThe decline in annual food inflation largely \nemanated from decreases in prices of fruits, \nvegetables and sugar, jam, honey, chocolate \nand confectionery. \n \nAnnual non-food inflation was largely driven \nby rising prices in education; alcoholic \nbeverages and tobacco and housing, water, \nelectricity, gas and other fuels. Increases in \nfor 17.85% of total loans and advances to \nthe private sector. \nCredit to the private sector was mainly \nutilized for asset purchases (41.5%) as well \nLoans and \nAdvances\n84%\nBills \nDiscounte\nd\n2%\nBankers \nAcceptanc\nes\n2%\nMortgages\n10%\nOther \nInvestmen\nts\n2%\nCredit to Private Sector\nTotal credit to the private sector as at the end of \nDecember 2013 was US$3 650.1million.\n4 \n \n6 \nrentals continued to be a major driver of \ninflation in the housing, water, electricity, gas \nand other fuels category. \n \nMonth-on-Month Inflation \n \nMonth-on-month inflation decelerated to \n-0.08%, from 0.09% in November 2013, \nunderpinned by declines in prices of food and \nnon-food items. \n \nMonthly food inflation was -0.41% in \nDecember 2013, from -0.60% in November \n2013. Monthly non-food inflation also \ndecelerated to 0.08% in December 2013, \nfrom 0.43% in November 2013. \n \n \nInflation Outlook \n \nThe inflation outlook will continue to be \ninfluenced by developments in the domestic \neconomy, as well as external factors, such as \ninternational oil and food prices and the \nSouth African rand/US dollar exchange rate. \n \nIn \nthe \ndomestic \neconomy, \nupward \nadjustments in wages and salaries, import \nduties and electricity tariffs will influence \ndevelopments on the inflation front. \n \n \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through \nthe RTGS system in December 2013 \nincreased by 10% to US$3.4 billion, from \nUS$3.1 billion in November 2013 while the \nvolume of transactions registered a decrease \nof 3%, from 186 635 to 180 796 in the same \nperiod. \nCard Systems \nThe total value of card based transactions \nincreased by 19.37% to US$395.95 million \nin December, from US$331.71 million in \nNovember 2013. \n \n \n \n-3\n-2\n-1\n0\n1\n2\n3\n4\n5\n6\n7\nOct-11\nDec-11\nFeb-12\nApr-12\nJun-12\nAug-12\nOct-12\nDec-12\nFeb-13\nApr-13\nJun-13\nAug-13\nOct-13\nDec-13\nAnnual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n7 \nMobile and Internet Based Transactions \n \nThe value of mobile and internet based \ntransactions \nrose \nby \n20.75%, \nfrom \nUS$279.52 \nmillion \nin \nNovember \nto \nUS$337.52 million in December 2013. \nCheques \n \nThe value of cheque transactions decreased \nfrom US$11.40 million in November 2013 to \nUS$4.04 million in December 2013. \n \n \n \nReserve Bank of Zimbabwe \nJanuary 2014 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n-\n0.5 \n1.0 \n1.5 \n2.0 \n2.5 \n3.0 \n3.5 \n4.0 \n4.5 \n-\n50 \n100 \n150 \n200 \n250 \nSep-11\nDec-11\nMar-12\nJun-12\nSep-12\nDec-12\nMar-13\nJun-13\nSep-13\nDec-13\nValue in US$ Billions\nVolume in Thousands\nZETSS Volumes and Values\nValue\nVolume\n8 \n \n \nNotes \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n36 \n10 \n11 \nTABLE 1.1 : MONETARY AGGREGATES \n US$ Thousands \n \n2012 \n2013 \n \nDecember \nJanuary \nFebruary \nMarch \nApril \nMay \nJune \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nRBZ Demand Deposits \n80.8 \n78.6 \n78.3 \n77.3 \n 78.6 \n74.5 \n73.0 \n73.5 \n71.9 \n72.8 \n73.3 \n72.6 \n71.9 \nComm. Banks Dem. Deposits \n1,981,218.7 \n1,924,517.4 \n1,875,465.4 \n1,860,664.0 \n1,979,220.0 \n 1,932,968.10 \n 1,874,568.0 \n 1,926,968.5 \n1,901,793.3 \n1,952,024.0 \n1,971,838.8 \n1,821,288.9 \n1,825,413.5 \nMerchant Banks Dem. Deposits \n108,094.7 \n106,935.2 \n102,797.7 \n104,281.4 \n107,324.1 \n \n112,173.40 \n 114,560.5 \n111,261.06 \n109,449.6 \n111,153.9 \n112,536.2 \n122,639.2 \n134,494.8 \nM1 \n2,089,394.2 \n2,031,531.2 \n1,978,341.4 \n1,965,022.7 \n2,086,622.6 \n2,045,215.9 \n 1,989,201.5 \n2,038,302.96 \n2,011,314.8 \n2,063,250.8 \n2,084,448.3 \n1,944,000.7 \n1,959,980.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks Savings Deposits \n253,471.9 \n193,007.6 \n192,683.5 \n201,459.2 \n194,873.4 \n \n221,622.3 \n 229,386.7 \n201,667.79 \n187,394.4 \n227,599.9 \n209,966.7 \n201,724.6 \n281,785.8 \nBuilding Soc. Savings Deposits \n180,152.6 \n159,093.7 \n168,605.4 \n168,484.1 \n170,975.7 \n \n192,634.8 \n 189,753.8 \n195,606.6 \n189,953.1 \n191,553.5 \n187,410.7 \n200,415.2 \n204,200.7 \nP O S B Savings Deposits \n54,893.7 \n55,832.5 \n56,274.2 \n57,860.7 \n55,236.9 \n \n56,544.5 \n 60,117.8 \n60,162.5 \n51,322.2 \n58,974.0 \n50,457.7 \n60,845.4 \n62,044.0 \nComm. Banks U-30 Day Deposits \n613,008.0 \n632,215.7 \n708,500.6 \n734,849.5 \n786,076.0 \n \n637,041.1 \n 629,544.6 \n663,617.3 \n643,559.0 \n606,360.8 \n614,427.6 \n605,429.9 \n489,493.1 \nMerchant Banks U-30 Day Deposits \n67,930.5 \n91,671.2 \n65,975.9 \n62,324.3 \n64,604.1 \n \n67,104.2 \n 56,223.1 \n82,650.4 \n80,569.1 \n82,581.6 \n80,368.8 \n59,721.1 \n56,379.8 \nBuilding Soc. U- 30 Day Deposits \n65,572.4 \n60,885.9 \n77,091.9 \n82,098.1 \n81,944.39 \n \n122,672.1 \n 119,217.4 \n121,325.5 \n99,842.7 \n138,431.2 \n113,495.4 \n118,360.9 \n155,932.2 \nM2 \n3,324,423.3 \n3,224,237.8 \n3,247,472.9 \n3,272,098.6 \n3,440,333.1 \n3,342,834.9 \n 3,273,444.8 \n3,363,333.0 \n3,263,955.2 \n3,368,751.9 \n3,340,575.2 \n3,190,497.8 \n3,209,815.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks O-30 Day Deposits \n314,380.7 \n351,356.6 \n297,613.9 \n249,558.5 \n223,799.1 \n \n387,930.6 \n 268,082.1 \n 219,826.9 \n223,258.1 \n257,854.4 \n308,773.8 \n328,511.0 \n496,391.7 \nMerchant Banks O-30 Day Deposits \n44,191.4 \n21,339.0 \n55,714.0 \n52,841.7 \n56,349.4 \n \n54,361.5 \n 52,329.5 \n27,019.2 \n25,199.0 \n19,024.4 \n14,876.1 \n19,965.3 \n6,900.3 \nBuilding Soc. O- 30 Day Deposits \n184,561.2 \n192,823.3 \n194,226.7 \n203,912.9 \n226,550.8 \n \n212,044.5 \n 222,591.8 \n222,795.8 \n264,539.8 \n242,907.0 \n264,867.2 \n244,283.7 \n197,343.9 \nBuilding Soc. Other Share Deposits \n10,141.6 \n10,141.6 \n10,141.6 \n11,266.6 \n11,266.6 \n \n11,266.5 \n 11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \n11,266.6 \nP O S B Time Deposits \n8,973.9 \n8,497.2 \n8,447.9 \n8,845.8 \n8,443.5 \n \n9,703.5 \n 10,492.4 \n10,680.2 \n8,018.0 \n10,855.2 \n11,324.0 \n12,586.1 \n10,606.9 \nM3 \n3,886,672.1 \n3,808,395.5 \n3,813,616.9 \n3,798,524.1 \n3,966,742.5 \n4,018,141.5 \n 3,838,207.3 \n3,854,921.7 \n3,796,236.7 \n3,910,659.4 \n3,951,682.9 \n3,807,110.4 \n3,932,325.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \nTABLE 1.2 : BROAD MONEY SURVEY \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-435,528.80 \n-485,643.40 \n-478,669.10 \n-627,094.50 \n-477,210.6 \n-488,616.3 \n-770,401.9 \n-822,415.5 \n-884,443.1 \n-814,488.4 \n-850,336.4 \n-1,001,798.9 \n-810,172.3 \n \n Assets \n1,089,808.50 \n994,812.70 \n988,575.61 \n867,399.60 \n983,189.5 \n1,065,690.2 \n994,502.1 \n967,794.1 \n931,989.0 \n1,075,508.0 \n994,326.1 \n856,654.9 \n1,042,166.0 \n \n Reserve Bank (RBZ) \n447,988.80 \n454,346.10 \n421,879.25 \n367,092.80 \n412,155.0 \n471,664.8 \n461,797.0 \n362,306.8 \n287,616.2 \n344,785.1 \n322,450.3 \n264,826.8 \n338,487.8 \n \n Deposit Money Banks (DMBs) \n599,274.60 \n507,151.40 \n529,296.47 \n469,834.90 \n537,446.4 \n547,557.0 \n488,238.1 \n536,681.8 \n567,196.5 \n663,455.7 \n600,622.7 \n531,059.0 \n643,560.1 \n \n Other Banking Institutions \n(OBIs) \\1 \n42,545.10 \n33,315.20 \n37,399.89 \n30,471.90 \n33,588.1 \n46,468.4 \n44,467.0 \n68,805.5 \n77,176.2 \n67,267.3 \n71,253.1 \n60,769.1 \n60,118.1 \n \n Liabilities \\2 \n-1,525,337.30 \n-1,480,456.00 \n-1,467,244.71 \n-1,494,494.10 \n-1,460,400.2 \n-1,554,306.5 \n-1,764,904.0 \n-1,790,209.6 \n-1,816,432.1 \n-1,889,996.4 \n-1,844,662.6 \n-1,858,453.8 \n-1,852,338.3 \n \n RBZ \n1,149,161.20 \n1,149,023.60 \n1,141,623.47 \n1,135,073.40 \n1,140,521.7 \n1,134,105.5 \n1,138,062.0 \n1,143,126.7 \n1,139,865.9 \n1,146,634.4 \n1,150,527.4 \n1,147,979.0 \n1,150,150.8 \n \n DMBs \n352,118.40 \n311,214.10 \n303,476.08 \n337,091.10 \n293,394.4 \n393,575.8 \n600,126.4 \n625,430.1 \n655,728.1 \n722,521.0 \n673,156.2 \n689,480.9 \n671,435.2 \n \n OBIs \n24,057.80 \n20,218.40 \n22,145.17 \n22,329.60 \n26,484.0 \n26,625.2 \n26,715.6 \n21,652.8 \n20,838.1 \n20,841.0 \n20,979.0 \n20,993.9 \n30,752.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \n4,322,201.00 \n4,294,038.70 \n4,292,286.03 \n4,425,618.60 \n4,443,953.2 \n4,506,758.0 \n4,608,609.2 \n4,677,337.2 \n4,680,679.8 \n4,725,147.8 \n4,802,019.3 \n4,808,909.2 \n4,742,497.4 \n \nDOMESTIC CREDIT \n3,788,468.50 \n3,777,967.90 \n3,781,756.54 \n3,845,110.10 \n3,808,385.3 \n3,871,013.0 \n3,936,046.1 \n3,966,266.5 \n3,988,814.6 \n4,006,290.9 \n4,079,215.4 \n4,091,310.4 \n4,068,697.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n176,058.40 \n166,842.30 \n153,163.97 \n170,638.10 \n180,007.9 \n212,221.9 \n206,189.6 \n232,272.7 \n234,118.0 \n228,614.8 \n299,686.0 \n331,797.8 \n357,997.4 \n \n RBZ \n-11,097.80 \n-1,225.80 \n-1,192.38 \n-1,179.60 \n-1,180.8 \n-1,179.7 \n-1,828.4 \n-3,487.6 \n-1,242.0 \n-1,196.6 \n-1,468.9 \n-1,188.2 \n-1,182.3 \n \n DMBs \n185,922.50 \n167,834.50 \n154,122.73 \n151,543.00 \n160,538.4 \n192,880.2 \n187,784.4 \n215,526.7 \n215,126.4 \n209,577.8 \n280,921.3 \n292,752.3 \n319,016.2 \n \n OBIs \n1,233.60 \n233.6 \n233.63 \n20,274.70 \n20,650.2 \n20,521.4 \n20,233.6 \n20,233.6 \n20,233.6 \n20,233.6 \n20,233.6 \n40,233.6 \n40,163.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Public Enterprises \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n58,973.6 \n63,604.9 \n63,628.7 \n62,174.3 \n60,363.0 \n59,809.8 \n59,424.2 \n60,844.8 \n60,645.0 \n \n RBZ \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n DMBs \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n58,973.6 \n63,604.9 \n63,628.7 \n62,174.3 \n60,363.0 \n59,809.8 \n59,424.2 \n60,844.8 \n60,645.0 \n \n Agri-PEs \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n Other \n51,716.90 \n52,261.10 \n53,708.48 \n3,620,380.60 \n58,973.6 \n63,604.9 \n63,628.7 \n62,174.3 \n60,363.0 \n59,809.8 \n59,424.2 \n60,844.8 \n60,645.0 \n \n OBIs \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Private Sector \n3,560,693.20 \n3,558,864.50 \n3,574,884.08 \n3,620,380.60 \n3,569,403.8 \n3,595,186.2 \n3,666,227.8 \n3,671,819.5 \n3,694,333.6 \n3,717,866.2 \n3,720,105.1 \n3,698,667.8 \n3,650,055.2 \n \n RBZ \n40,636.30 \n41,014.10 \n41,015.10 \n41,041.10 \n41,014.1 \n40,128.8 \n40,128.8 \n36,146.1 \n36,147.1 \n36,112.7 \n35,120.1 \n35,116.1 \n35,116.1 \n \n DMBs \n3,065,153.80 \n3,057,321.20 \n3,065,133.69 \n3,111,948.80 \n3,058,690.9 \n3,063,681.6 \n3,125,352.0 \n3,133,523.7 \n3,159,392.5 \n3,142,391.3 \n3,141,641.5 \n3,106,195.8 \n3,053,645.3 \n \n OBIs \n454,903.20 \n460,529.20 \n468,735.29 \n467,417.70 \n469,698.7 \n491,375.8 \n500,747.0 \n502,149.7 \n498,794.1 \n539,362.2 \n543,343.5 \n557,355.9 \n561,293.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n533,732.40 \n516,070.80 \n510,529.50 \n580,508.50 \n635,567.9 \n635,745.0 \n672,563.1 \n711,070.7 \n691,865.2 \n718,856.9 \n722,804.0 \n717,598.9 \n673,799.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n3,886,672.10 \n3,808,395.40 \n3,813,616.93 \n3,798,524.10 \n3,966,742.5 \n4,018,141.5 \n3,838,207.3 \n3,854,921.7 \n3,796,236.7 \n3,910,659.4 \n3,951,682.9 \n3,807,110.4 \n3,932,325.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n13 \n1. Finance houses, building societies and P. O. S. B. \n2. Sign reversal. \n3. Net Domestic Assets consist of domestic credit and other items net. \nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3) \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-94,629.10 \n-50,114.50 \n6,974.25 \n-148,425.4 \n149,883.9 \n-11,405.7 \n-281,785.6 \n-52,013.6 \n-62,027.6 \n69,954.8 \n-35,848.0 \n-151,462.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n Assets \n26,397.50 \n-94,995.80 \n-6,237.07 \n-121,176.0 \n115,789.9 \n82,500.7 \n-71,188.1 \n-26,708.0 \n-35,805.2 \n143,519.1 \n-81,181.9 \n-137,671.2 \n Reserve Bank (RBZ) \n62,077.10 \n6,357.30 \n-32,466.80 \n-54,786.5 \n45,062.2 \n59,509.8 \n-9,867.8 \n-99,490.2 \n-74,690.6 \n57,168.9 \n-22,334.8 \n-57,623.5 \n Deposit Money Banks (DMBs) \n-36,102.60 \n-92,123.20 \n22,145.09 \n-59,461.6 \n67,611.5 \n10,110.6 \n-59,318.9 \n48,443.7 \n30,514.8 \n96,259.1 \n-62,833.0 \n-69,563.6 \n Other Banking Institutions (OBIs) \\1 \n423 \n-9,229.80 \n4,084.65 \n-6,928.0 \n3,116.2 \n12,880.3 \n-2,001.4 \n24,338.5 \n8,370.6 \n-9,908.9 \n3,985.9 \n-10,484.1 \n Liabilities \\2 \n-121,026.60 \n44,881.30 \n13,211.32 \n-27,249.4 \n34,093.9 \n-93,906.3 \n-210,597.5 \n-25,305.6 \n-26,222.5 \n-73,564.3 \n45,333.9 \n-13,791.2 \n RBZ \n1,841.50 \n-137.6 \n-7,400.09 \n-6,550.1 \n5,448.4 \n-6,416.2 \n3,956.5 \n5,064.8 \n-3,260.9 \n6,768.6 \n3,892.9 \n-2,548.3 \n DMBs \n118,801.00 \n-40,904.20 \n-7,738.03 \n33,615.1 \n-43,696.7 \n100,181.4 \n206,550.6 \n25,303.6 \n30,298.0 \n66,792.9 \n-49,364.8 \n16,324.7 \n OBIs \n384.1 \n-3,839.40 \n1,926.80 \n184.4 \n4,154.5 \n141.2 \n90.4 \n-5,062.8 \n-814.7 \n2.9 \n138.0 \n14.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \\3 \n156,644.50 \n-28,162.20 \n-1,752.72 \n133,332.6 \n18,334.6 \n62,804.8 \n101,851.2 \n68,728.0 \n3,342.6 \n44,468.0 \n76,871.5 \n6,889.9 \nDOMESTIC CREDIT \n167,516.40 \n-10,500.60 \n3,788.59 \n63,353.6 \n-36,724.9 \n62,627.7 \n65,033.1 \n30,220.4 \n22,548.1 \n17,476.3 \n72,924.5 \n12,095.0 \n Claims on Government (net) \n95,348.00 \n-9,216.10 \n-13,678.34 \n17,474.1 \n9,369.8 \n32,214.0 \n-6,032.3 \n26,083.2 \n1,845.2 \n-5,503.1 \n71,071.2 \n32,111.8 \n RBZ \n-63 \n9,872.00 \n33.43 \n12.8 \n-1.2 \n1.1 \n-648.7 \n-1,659.1 \n2,245.5 \n45.4 \n-272.3 \n280.7 \n DMBs \n95,410.90 \n-18,088.00 \n-13,711.77 \n-2,579.8 \n8,995.5 \n32,341.8 \n-5,095.8 \n27,742.3 \n-400.3 \n-5,548.6 \n71,343.5 \n11,831.0 \n OBIs \n0 \n-1,000.00 \n0.0 \n20,041.1 \n375.5 \n-128.8 \n-287.8 \n0.0 \n0.0 \n0.0 \n0.0 \n20,000.0 \n Claims on Public Enterpris \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n23.8 \n-1,454.4 \n-1,811.3 \n-553.2 \n-385.6 \n1,420.6 \n RBZ \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n23.8 \n-1,454.4 \n-1,811.3 \n-553.2 \n-385.6 \n1,420.6 \n Agri-PEs \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n-5,259.3 \n-5,260.3 \n-5,261.3 \n-5,262.3 \n-5,263.3 \n-5,003.2 \n Other \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n5,283.1 \n3,805.9 \n3,450.0 \n4,709.1 \n4,877.7 \n6,423.8 \n OBIs \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n71,916.00 \n-1,828.70 \n16,019.59 \n45,496.5 \n-50,976.8 \n25,782.4 \n71,041.6 \n5,591.7 \n22,514.2 \n23,532.6 \n2,238.9 \n-21,437.3 \n RBZ \n-885.3 \n377.8 \n1.0 \n-1.0 \n0.0 \n-885.3 \n0.0 \n-3,982.7 \n1.0 \n-34.4 \n-992.6 \n-4.0 \n DMBs \n68,894.30 \n-7,832.60 \n7,812.52 \n46,815.1 \n-53,257.8 \n4,990.7 \n61,670.4 \n8,171.7 \n25,868.8 \n-17,001.2 \n-749.8 \n-35,445.7 \n OBIs \n3,906.90 \n5,626.00 \n8,206.07 \n-1,317.5 \n2,281.0 \n21,677.1 \n9,371.2 \n1,402.7 \n-3,355.6 \n40,568.2 \n3,981.3 \n14,012.4 \nOTHER ITEMS (NET) \n-10,871.90 \n-17,661.60 \n-5,541.30 \n69,979.0 \n55,059.4 \n177.1 \n36,818.1 \n38,507.5 \n-19,205.5 \n26,991.7 \n3,947.0 \n-5,205.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n62,015.40 \n-78,276.70 \n5,221.54 \n-15,092.8 \n168,218.4 \n51,399.0 \n-179,934.2 \n16,714.4 \n-58,685.0 \n114,422.8 \n41,023.5 \n-144,572.5 \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n1.60% \n-2.00% \n0.14% \n-0.4% \n4.4% \n1.3% \n-4.5% \n0.4% \n-1.5% \n3.0% \n1.0% \n-3.7% \n Domestic Credit \n4.60% \n-0.30% \n0.10% \n1.7% \n-1.0% \n1.6% \n1.7% \n0.8% \n0.6% \n0.4% \n1.8% \n0.3% \n Claims on Private Sector \n2.10% \n-0.10% \n0.45% \n1.3% \n-1.4% \n0.7% \n2.0% \n0.2% \n0.6% \n0.6% \n0.1% \n-0.6% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDECEMBER \n \n \n191,626.5 \n \n185,511.0 \n73,661.0 \n112,501.1 \n-651.0 \n6,115.5 \n2,171.8 \n-18,045.7 \n9,758.4 \n \n-66,441.8 \n-22,612.8 \n26,199.6 \n5.8 \n26,263.8 \n-70.1 \n-199.9 \n0.0 \n-199.9 \n-5,004.2 \n4,804.3 \n0.0 \n-48,612.5 \n0.0 \n-52,550.5 \n3,938.0 \n-43,799.0 \n \n125,214.7 \n \n3.3% \n-0.6% \n-1.3% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-139,041.90 \n-211,017.80 \n-408,762.52 \n-268,481.4 \n-146,235.3 \n-116,519.4 \n-395,149.4 \n-456,065.7 \n-425,304.4 \n-366,815.7 \n-432,496.1 \n-660,899.2 \n-374,643.5 \n Assets \n33,821.10 \n-99,644.30 \n-321,764.74 \n-149,564.2 \n-66,182.3 \n50,744.2 \n-13,526.8 \n-43,201.5 \n13,716.9 \n123,202.2 \n29,959.1 \n-206,756.1 \n-47,642.5 \n Reserve Bank (RBZ) \n33,849.90 \n23,562.10 \n-129,087.95 \n-120,111.9 \n-97,956.8 \n15,270.3 \n22,548.6 \n-81,223.8 \n-105,297.0 \n-86,234.8 \n-80,364.6 \n-121,084.8 \n-109,501.0 \n Deposit Money Banks (DMBs) \n-22,552.60 \n-134,496.90 \n-207,670.13 \n-38,404.5 \n23,160.4 \n16,001.4 \n-59,281.2 \n-6,421.5 \n69,476.4 \n172,539.7 \n73,331.5 \n-104,318.2 \n44,285.5 \n Other Banking Institutions (OBIs) \n\\1 \n22,523.80 \n11,290.50 \n14,993.34 \n8,952.2 \n8,614.1 \n19,472.4 \n23,205.8 \n44,443.8 \n49,537.5 \n36,897.4 \n36,992.2 \n18,646.9 \n17,573.0 \n Liabilities \\2 \n-172,863.00 \n-111,373.40 \n-86,997.79 \n-118,917.3 \n-80,053.1 \n-167,263.6 \n-381,622.6 \n-412,864.3 \n-439,021.3 \n-490,017.9 \n-462,455.2 \n-454,143.1 \n-327,001.0 \n RBZ \n-2,908.60 \n-9,155.50 \n-20,012.20 \n-23,389.5 \n-17,346.3 \n-10,305.8 \n-7,088.6 \n804.6 \n-4,310.9 \n-3,016.5 \n3,294.4 \n659.3 \n989.6 \n DMBs \n177,406.00 \n121,978.00 \n105,662.89 \n140,952.3 \n92,713.4 \n172,628.6 \n383,811.9 \n408,225.7 \n439,507.9 \n489,247.4 \n462,114.0 \n456,163.5 \n319,316.8 \n OBIs \n-1,634.40 \n-1,449.10 \n1,347.09 \n1,354.5 \n4,686.0 \n4,940.8 \n4,899.3 \n3,834.0 \n3,824.3 \n3,786.9 \n-2,953.2 \n-2,679.8 \n6,694.5 \nNET DOMESTIC ASSETS \\3 \n925,312.70 \n874,388.80 \n844,811.73 \n628,387.0 \n659,222.6 \n554,475.7 \n643,086.0 \n613,427.0 \n632,242.7 \n549,291.7 \n570,215.1 \n643,352.8 \n420,296.5 \nDOMESTIC CREDIT \n990,341.70 \n986,989.40 \n963,317.91 \n842,942.1 \n786,202.9 \n731,055.8 \n708,713.7 \n603,624.8 \n592,398.4 \n536,322.4 \n576,565.6 \n470,358.2 \n280,229.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n177,893.20 \n168,720.90 \n154,919.99 \n81,055.3 \n91,424.1 \n133,685.7 \n123,996.4 \n152,935.2 \n160,962.3 \n155,400.1 \n219,466.4 \n251,087.3 \n181,938.9 \n DMBs \n185,922.50 \n167,834.50 \n154,123.73 \n60,198.4 \n70,439.5 \n112,834.8 \n103,688.6 \n134,666.5 \n140,468.3 \n134,848.5 \n190,590.5 \n202,240.7 \n9,915.4 \n OBIs \n1,233.60 \n233.6 \n233.625 \n20,274.7 \n20,446.7 \n20,297.6 \n20,030.1 \n20,233.6 \n20,233.6 \n20,233.6 \n19,000.0 \n39,000.0 \n38,929.9 \n Claims on Public Enterprises \n6,792.40 \n7,557.90 \n9,664.95 \n24,274.7 \n27,528.6 \n31,812.4 \n14,317.4 \n12,558.6 \n11,073.2 \n13,749.2 \n9,782.8 \n9,380.3 \n8,928.1 \n RBZ \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n6,792.40 \n7,557.90 \n9,664.95 \n24,122.0 \n27,528.6 \n31,812.4 \n14,317.4 \n12,558.6 \n11,073.2 \n13,749.2 \n9,782.8 \n9,380.3 \n8,928.1 \n Agri-PEs \n0 \n0 \n0 \n-1.0 \n0.0 \n0.0 \n-1.0 \n-4,771.8 \n-4,772.8 \n-4,773.8 \n-4,774.8 \n0.0 \n0.0 \n Other \n6,793.40 \n7,557.90 \n9,665.95 \n24,123.0 \n27,528.6 \n31,812.4 \n14,318.4 \n17,330.4 \n15,846.0 \n18,523.0 \n14,557.6 \n9,380.3 \n8,928.1 \n OBIs \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n805,656.00 \n810,710.60 \n798,732.97 \n737,764.8 \n667,250.2 \n565,557.7 \n570,399.9 \n438,131.0 \n420,363.0 \n367,173.2 \n347,316.4 \n209,890.6 \n89,362.0 \n RBZ \n-3,903.10 \n-5,788.80 \n-7,388.11 \n-6,693.9 \n-3,088.9 \n-7,047.9 \n-3,630.4 \n-2,646.2 \n-5,176.5 \n-6,435.5 \n-7,002.0 \n-6,405.5 \n-5,520.2 \n DMBs \n687,696.60 \n691,818.10 \n687,296.33 \n627,797.4 \n545,532.3 \n441,516.4 \n461,613.7 \n336,118.8 \n335,446.9 \n244,506.0 \n250,995.0 \n109,936.4 \n-11,508.5 \n OBIs \n121,862.50 \n124,681.30 \n118,824.75 \n116,661.3 \n124,806.8 \n131,089.3 \n112,416.6 \n104,658.3 \n90,092.6 \n129,102.7 \n103,323.4 \n106,359.7 \n106,390.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n-65,029.00 \n-112,600.70 \n-118,506.18 \n-214,555.1 \n-126,980.3 \n-176,580.1 \n-65,627.7 \n9,802.2 \n39,844.3 \n12,969.3 \n-6,350.4 \n172,994.5 \n140,067.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n786,270.80 \n663,371.00 \n436,049.20 \n359,905.6 \n512,987.3 \n437,956.1 \n247,936.6 \n157,361.3 \n206,938.3 \n182,476.0 \n137,719.1 \n-17,546.4 \n45,653.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n25.40% \n21.10% \n12.91% \n10.5% \n14.9% \n12.2% \n6.9% \n4.3% \n5.8% \n4.9% \n3.6% \n-0.5% \n1.2% \n Domestic Credit \n35.40% \n35.40% \n34.18% \n28.1% \n26.0% \n23.3% \n22.0% \n18.0% \n17.4% \n15.5% \n16.5% \n13.0% \n7.4% \n Claims on Private Sector \n29.20% \n29.50% \n28.77% \n25.6% \n23.0% \n18.7% \n18.4% \n13.5% \n12.8% \n11.0% \n10.3% \n6.0% \n2.5% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3) \n \n \n \n \n$ Thousands \n \n \n \n \n14 \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n363,990.9 \n39,589.6 \n27,332.8 \n322,510.1 \n8,749.9 \n74,636.2 \n336,196.7 \n77,655.7 \n198,437.3 \n52,515.7 \n171,956.3 \n1,013.2 \n1,674,584.5 \nFEBRUARY \n352,190.20 \n36,718.69 \n26,551.03 \n284,567.87 \n9,291.08 \n85,886.99 \n336,261.49 \n88,738.25 \n202,845.20 \n53,191.93 \n172,424.01 \n1,567.65 \n1,650,234.17 \nMARCH \n354,440.8 \n37,811.0 \n31,484.9 \n328,381.1 \n8,193.5 \n92,178.6 \n324,375.5 \n108,000.1 \n205,453.7 \n32,088.9 \n174,479.6 \n1,583.8 \n1,698,471.4 \nAPRIL \n341,893.5 \n30,462.0 \n33,633.8 \n358,038.0 \n5,558.5 \n78,498.4 \n334,699.5 \n110,765.7 \n220,956.5 \n26,181.8 \n179,845.8 \n1,355.3 \n1,721,888.8 \nMAY \n375,541.0 \n30,286.7 \n31,158.4 \n350,097.9 \n7,623.4 \n97,695.7 \n327,187.7 \n113,796.7 \n207,041.1 \n28,432.9 \n202,146.6 \n1,738.3 \n1,772,746.5 \nJUNE \n402,314.1 \n30,399.7 \n37,466.6 \n356,842.2 \n7,580.8 \n28,025.9 \n337,059.2 \n130,973.8 \n201,898.0 \n40,295.4 \n219,606.7 \n1,649.8 \n1,794,112.2 \nJULY \n416,536.2 \n26,795.9 \n36,424.2 \n369,410.8 \n8,174.0 \n26,119.1 \n348,484.2 \n136,934.2 \n203,314.6 \n36,869.5 \n249,542.8 \n3,382.6 \n1,861,988.0 \nAUGUST \n422,545.8 \n30,950.3 \n43,395.1 \n390,558.4 \n8,333.0 \n29,323.9 \n348,252.0 \n146,338.5 \n173,945.4 \n55,950.3 \n254,919.8 \n3,523.5 \n1,907,991.4 \nSEPTEMBER \n431,501.7 \n36,637.9 \n38,487.8 \n384,840.8 \n6,828.2 \n37,420.1 \n396,813.5 \n145,657.9 \n219,452.1 \n29,378.2 \n254,248.3 \n5,036.1 \n1,986,302.5 \nOCTOBER \n444,653.7 \n33,583.2 \n34,764.4 \n411,489.2 \n9,551.4 \n29,439.4 \n401,206.1 \n144,223.4 \n230,809.2 \n35,103.6 \n271,795.8 \n6,715.9 \n2,053,335.2 \nNOVEMBER \n444,527.3 \n33,548.0 \n37,207.3 \n428,008.3 \n10,704.6 \n32,236.2 \n417,838.2 \n142,715.0 \n228,088.4 \n36,568.0 \n267,282.0 \n8,055.2 \n2,087,778.7 \nDECEMBER \n444,341.0 \n32,622.8 \n37,353.2 \n428,782.2 \n8,513.2 \n31,513.9 \n414,044.9 \n148,927.9 \n233,864.4 \n33,116.1 \n288,628.5 \n9,370.9 \n2,111,078.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8 \n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \nJUNE \n489,730.1 \n37,474.3 \n38,198.7 \n425,521.3 \n7,310.7 \n53,815.0 \n454,368.5 \n110,349.9 \n295,432.3 \n51,453.6 \n385,769.7 \n11,033.4 \n2,360,457.5 \nJULY \n483,103.7 \n40,342.5 \n33,494.3 \n464,921.7 \n6,869.2 \n38,522.6 \n541,025.9 \n116,557.1 \n307,117.5 \n48,218.0 \n426,582.7 \n4,455.3 \n2,511,210.5 \nAUGUST \n521,743.0 \n38,889.1 \n43,894.5 \n425,531.4 \n7,260.6 \n39.087.2 \n451,871.2 \n110,041.8 \n346,006.0 \n40,216.0 \n374,587.1 \n9,914.6 \n2,409,042.5 \nSEPTEMBER \n496,289.3 \n39,446.9 \n38,856.6 \n447,247.2 \n13,953.5 \n43,006.7 \n437,211.9 \n118,873.7 \n330,709.6 \n40,046.6 \n373,596.8 \n9,790.6 \n2,389,029.4 \nOCTOBER \n491,610.6 \n38,871.5 \n39,766.0 \n471,966.2 \n8,023.3 \n40,835.3 \n420,445.3 \n110,778.3 \n417,411.6 \n36,334.1 \n376,463.1 \n9,861.9 \n2,462,367.3 \nNOVEMBER \n487,289.4 \n40,321.7 \n42,332.0 \n488,637.3 \n3,116.5 \n36,852.0 \n417,162.5 \n117,050.8 \n389,727.1 \n39,126.4 \n369,190.3 \n17,960.5 \n2,448,766.4 \nDECEMBER \n533,165.2 \n42,285.1 \n17,617.9 \n435,613.1 \n5,047.0 \n62,165.8 \n389,181.2 \n115,404.6 \n379,809.3 \n37,409.1 \n369,838.8 \n18,252.9 \n2,405,790.0 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSEPTEMBER \n57,953.8 \n14,365.5 \n37,230.9 \n27,211.1 \n27,365.5 \n54,699.3 \n67,007.8 \n69,196.8 \n43,515.1 \n119,899.9 \n7,225.4 \n525,670.8 \nOCTOBER \n62,501.8 \n15,369.1 \n50,322.8 \n13,991.3 \n43,176.3 \n76,085.7 \n 84,137.4 \n74,481.1 \n36,442.3 \n 159,860.1 \n7,139.6 \n 623,507.5 \nNOVEMBER \n79,498.6 \n17,399.0 \n51,214.2 \n37,028.4 \n41,525.2 \n68,737.1 \n65,831.1 \n81,757.5 \n41,273.6 \n165,811.3 \n8,614.2 \n658,690.2 \nDECEMBER \n69,626.60 \n17,100.57 \n61,871.18 \n35,218.31 \n38,605.14 \n76,364.84 \n79,801.05 \n85,485.21 \n45,026.61 \n166,500.19 \n8,482.65 \n684,082.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \nMAY \n67,425.0 \n17,232.4 \n66,358.3 \n21,534.7 \n59,449.7 \n72,998.8 \n89,738.5 \n84,961.5 \n15,028.8 \n189,089.0 \n18,888.7 \n702,705.4 \nJUNE \n68,762.1 \n16,928.9 \n64,967.8 \n11,199.2 \n57,389.1 \n72,983.6 \n94,193.4 \n98,762.3 \n13,866.1 \n176,186.3 \n18,800.0 \n694,038.7 \nJULY \n66,851.1 \n15,061.8 \n64,398.0 \n11,134.2 \n34,750.7 \n77,551.0 \n100,908.8 \n109,118.2 \n14,701.2 \n162,459.7 \n15,995.4 \n672,930.0 \nAUGUST \n67,246.9 \n15,177.5 \n68,887.7 \n11,071.0 \n34,241.2 \n77,411.5 \n122,491.8 \n120,661.7 \n13,212.7 \n137,335.6 \n15,655.4 \n683,393.0 \nSEPTEMBER \n69,700.0 \n15,202.1 \n67,723.0 \n10,981.1 \n34,026.9 \n77,338.7 \n103,272.3 \n106,398.8 \n16,871.0 \n173,866.8 \n15,558.8 \n690,939.6 \nOCTOBER \n72,224.8 \n17,189.6 \n64,266.5 \n11,000.2 \n34,072.5 \n67,425.8 \n95,019.2 \n125,049.4 \n15,931.7 \n172,834.8 \n17,401.5 \n692,416.0 \nNOVEMBER \n68,628.1 \n15,194.8 \n61,488.3 \n11,456.3 \n33,491.0 \n71,854.0 \n101,230.0 \n129,298.4 \n41,690.2 \n133,954.5 \n11,348.1 \n683,329.3 \nDECEMBER \n67,626.4 \n9,691.4 \n50,354.1 \n11,629.3 \n29,200.1 \n70,093.2 \n101,301.5 \n100,507.4 \n15,301.2 \n174,918.3 \n14,748.0 \n645,370.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,494.8 \n1,897.5 \n0.0 \n479,6 \n31,053.3 \n31,756.6 \n20,082.4 \n0.0 \n1,516.1 \n3,623.5 \n105,903.9 \n FEBRUARY \n 16,359.6 \n483.9 \n0.0 \n734.6 \n32,663.4 \n15,907.7 \n5,112.6 \n0.0 \n301.8 \n0.0 \n71,563.6 \nMARCH \n15,328.4 \n4,816.6 \n0.0 \n734.6 \n33,053.5 \n22,330.2 \n3,206.4 \n0.0 \n301.8 \n0.0 \n75,436.7 \nAPRIL \n7,793.4 \n831.6 \n0.0 \n180.6 \n19,825.5 \n23,032.0 \n12,462.5 \n102.0 \n189.3 \n0.0 \n69,482.2 \nMAY \n0.0 \n0.0 \n0.0 \n2,055.8 \n14,431.9 \n15,786.1 \n17,666.6 \n589.7 \n2,850.8 \n836.1 \n54,217..1 \nJUNE \n1,031.1 \n1,011.3 \n0.0 \n1,875.2 \n13,904.0 \n21,823.7 \n16,562.2 \n0.0 \n189.3 \n836.1 \n57,233.0 \nJULY \n125.6 \n0.0 \n0.0 \n0.0 \n7,054.0 \n19,331.9 \n14,121.2 \n1,533.9 \n0.0 \n0.0 \n42,166.6 \nAUGUST \n0.0 \n913.3 \n0.0 \n0.0 \n13,898.0 \n13,694.7 \n18,347.2 \n0.0 \n0.0 \n0.0 \n46,853.3 \nSEPTEMBER \n0.0 \n11,242.5 \n0.0 \n0.0 \n12,193.0 \n15,228.3 \n3,969.9 \n0.0 \n0.0 \n0.0 \n42,633.7 \nOCTOBER \n0.0 \n1,135.0 \n0.0 \n0.0 \n2,134.9 \n28,261.6 \n204.0 \n0.0 \n0.0 \n0.0 \n31,735.5 \nNOVEMBER \n8,373.2 \n3,045.0 \n11,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n0.0 \n34,497.7 \nDECEMBER \n6,559.3 \n1,430.0 \n14,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n70.0 \n34,138.7 \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \nJUNE \n5,100.0 \n0.0 \n0.0 \n0.0 \n5,760.0 \n0.0 \n212.0 \n0.0 \n15,210.0 \n0.0 \n26,282.0 \nJULY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,000.0 \n0.0 \n212.0 \n0.0 \n15,110.0 \n0.0 \n27,422.0 \nAUGUST \n5,100.0 \n0.0 \n0.0 \n0.0 \n6,000.0 \n0.0 \n1,065.0 \n0.0 \n0.0 \n0.0 \n12,165.0 \nSEPTEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n5,800.0 \n0.0 \n165.0 \n0.0 \n900.0 \n0.0 \n11,865.0 \nOCTOBER \n0.0 \n0.0 \n0.0 \n0.0 \n5,150.0 \n0.0 \n5,135.0 \n0.0 \n0.0 \n0.0 \n10,285.0 \nNOVEMBER \n5,000.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n0.0 \n2,035.0 \n0.0 \n0.0 \n0.0 \n27,595.6 \nDECEMBER \n4,745.3 \n0.0 \n0.0 \n0.0 \n6,750.6 \n12,304.4 \n1,992.3 \n0.0 \n0.0 \n0.0 \n25,792.6 \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \nJUNE \n116,635.2 \n58,578.8 \n147,313.8 \n447,394.5 \n183,146.3 \n352,600.3 \n366,824.2 \n96,685.8 \n701,195.7 \n46,578.5 \n597,373.1 \n104,843.6 \n3,219,169.8 \nJULY \n108,086.6 \n46,449.5 \n120,982.3 \n380,448.8 \n178,341.4 \n677,700.7 \n301,575.9 \n97,583.8 \n710,856.1 \n39,395.9 \n487,954.4 \n102,531.4 \n3,251,906.9 \nAUGUST \n137,107.1 \n48,726.1 \n135,788.5 \n319,106.0 \n174,593.9 \n637,190.7 \n333,255.3 \n99,194.1 \n639,401.6 \n41,996.5 \n417,762.6 \n93,772.1 \n3,077,894.4 \nSEPTEMBER \n100,028.3 \n57,039.8 \n145,652.5 \n380,781.4 \n207,379.2 \n612,131.5 \n408,359.1 \n103,872.8 \n795,047.6 \n46,982.9 \n435,912.4 \n90,265.8 \n3,383,453.4 \nOCTOBER \n94,346.3 \n52,722.4 \n141,401.4 \n338,625.9 \n223,223.8 \n754,145.4 \n339,305.6 \n99,583.3 \n754,116.1 \n41,527.2 \n440,197.9 \n97,771.1 \n3,376,966.4 \nNOVEMBER \n114,178.7 \n47,740.9 \n128,399.3 \n312,639.2 \n241,628.8 \n741,885.4 \n283,426.0 \n80,507.6 \n727,492.5 \n42,901.0 \n458,479.9 \n89,292.5 \n3,268,571.8 \nDECEMBER \n113,914.2 \n51,981.7 \n142,938.1 \n342,785.1 \n213,125.2 \n755,299.4 \n327,658.1 \n83,103.1 \n762,884.4 \n41,827.9 \n432,436.3 \n61,038.7 \n3,328,992.1 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \nJUNE \n4,255.3 \n6,236.6 \n10,753.7 \n1,131.2 \n156,052.6 \n105,613.0 \n18,935.8 \n59,790.7 \n184,390.9 \n3,652.3 \n107,354.6 \n30,017.1 \n688,183.8 \nJULY \n6,597.9 \n9,544.9 \n22,034.9 \n17,579.6 \n155,178.3 \n101,057.7 \n5,786.5 \n25,167.1 \n139,688.0 \n2,369.4 \n102,677.4 \n25,029.7 \n612,711.4 \nAUGUST \n1,770.3 \n9,723.1 \n17,643.5 \n1,553.8 \n150,874.9 \n71,592.0 \n19,054.2 \n10,779.0 \n169,881.2 \n2,644.4 \n113,074.5 \n29,546.0 \n598,137.0 \nSEPTEMBER \n40,766.9 \n9,757.2 \n17,595.4 \n10,209.6 \n157,646.1 \n87,504.2 \n20,864.5 \n12,486.3 \n173,696.6 \n1,527.2 \n125,919.4 \n29,482.7 \n687,456.0 \nOCTOBER \n43,179.4 \n7,366.8 \n2,258.4 \n11,060.8 \n118,559.1 \n159,315.4 \n45,674.2 \n11,973.6 \n164,560.7 \n744.6 \n98,580.9 \n29,513.7 \n692,787.6 \nNOVEMBER \n24,169.8 \n8,708.3 \n2,551.4 \n12,523.2 \n165,553.2 \n155,945.5 \n43,847.5 \n13,222.0 \n132,189.4 \n552.7 \n138,372.4 \n29,491.4 \n727,126.8 \nDECEMBER \n8,574.8 \n9,071.2 \n2,371.6 \n8,068.6 \n169,324.2 \n150,460.6 \n39,469.1 \n90,808.8 \n155,859.5 \n944.4 \n104,850.7 \n29,324.4 \n769,127.9 \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS BUT EXCLUDING PENALTIES) \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4951 \n5175 \n6,101 \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4037 \n4095 \n4,315 \nBilateral Creditors \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2308 \n2325 \n2,481 \nMultilateral Creditors \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1729 \n1770 \n1,834 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nPublic Enterprises \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,139 \nBilateral Creditors \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n672 \nMultilateral Creditors \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n467 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nMonetary Authorities \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \nMultilateral Creditors - IMF \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n \n \n \n \n \n \n \n \n \n \n \n \nPrivate \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n647 \n \n \n \n \n \n \n \n \n \n \n \n \nShort-Term External Debt \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1198 \n1382 \n932 \nSupplier's Credits \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n34 \nReserve Bank \n \n \n \n \n \n \n \n \n642 \n642 \n642 \nPrivate \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n256 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTotal External Debt/1 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6289 \n6695 \n7,160 \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6133 \n7433 \n8,865 \nExternal Debt / GDP \n31.4% \n52.3% \n75.7% \n94.7% \n136.3% \n63.9% \n110.5% \n147.7% \n102.5% \n90.1% \n80.8% \n/1 Total external debt excludes penalties \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of Finance and \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \n \n \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \nJul \n6.00-35.00 \n14.32 \n10.88 \n15.00-30.00 \n17.92 \n13.93 \n \n \nAug \n6.00-35.00 \n15.65 \n10.74 \n15.00-30.00 \n17.94 \n13.95 \n \n \nSep \n6.00-35.00 \n13.25 \n11.14 \n15.00-30.00 \n17.98 \n13.92 \n \n \nOct \n6.00-35.00 \n13.35 \n11.03 \n13.00-30.00 \n17.98 \n13.95 \n \n \nNov \n6.00-35.00 \n15.25 \n10.88 \n13.00-25.00 \n17.91 \n14.42 \n \n \nDec \n10.00-35.00 \n15.08 \n10.40 \n15.00-25.00 \n17.93 \n14.43 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \n \n \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \n \n \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \n \n \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \n \n \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \n \n \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \n \n \nJul \n6.00-35.00 \n14.39 \n9.65 \n15.00-28.00 \n17.70 \n16.97 \n \n \nAug \n6.00-35.00 \n13.82 \n9.32 \n15.00-23.00 \n18.32 \n16.92 \n \n \nSep \n6.00-35.00 \n14.03 \n9.37 \n15.00-22.50 \n18.31 \n16.94 \n \n \nOct \n6.00-35.00 \n13.95 \n9.25 \n15.00-23.00 \n18.67 \n17.66 \n \n \nNov \n6.00-35.00 \n14.18 \n9.40 \n15.00-23.00 \n18.84 \n17.72 \n \n \nDec \n6.00-35.00 \n14.13 \n9.35 \n15.00-23.00 \n18.84 \n17.76 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n3. Lending rates exclude rates on staff loans. \n \n \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n \n \n \n \n20122 \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJULY \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nAUGUST \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.15-8.00 \n3.00-20.00 \n11.00-12.00 \nOCTOBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \nNOVEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nDECEMBER \n0.15--8.00 \n3.00-20.00 \n11.00-12.00 \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n-0.54 \n0.00 \n0.00 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n0.00 \n0.01 \n-0.52 \n-0.06 \n0.32 \n0.07 \nFEBRUARY \n 2.75 \n0.37 \n0.41 \n0.20 \n1.51 \n1.65 \n-0.17 \n-0.08 \n0.08 \n0.77 \n1.11 \n0.72 \n1.40 \n0.95 \nMARCH \n0.47 \n0.04 \n0.03 \n0.36 \n0.06 \n0.49 \n-0.20 \n0.13 \n0.00 \n-1.11 \n0.08 \n0.15 \n0.32 \n0.21 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n0.19 \n-0.10 \n1.68 \n0.00 \n0.27 \n0.00 \n-13.15 \n0.00 \n4.01 \n0.20 \n-0.30 \n0.11 \n-0.49 \n-0.03 \nMAY \n-0.01 \n0.17 \n0.02 \n-0.28 \n-0.08 \n-0.73 \n-0.06 \n-0.49 \n0.00 \n0.05 \n-0.30 \n-0.17 \n-0.28 \n-0.21 \nJUNE \n0.17 \n-0.03 \n-0.01 \n-0.02 \n-0.05 \n-0.14 \n-0.33 \n0.12 \n0.00 \n-0.15 \n0.06 \n-0.03 \n-0.33 \n-0.13 \nJULY \n-0.16 \n0.11 \n-0.01 \n-0.20 \n-0.04 \n0.31 \n-0.04 \n-0.11 \n0.00 \n0.02 \n-0.04 \n0.00 \n-1.14 \n-0.38 \nAUGUST \n-0.42 \n-0.34 \n0.79 \n-0.27 \n0.29 \n0.07 \n-0.14 \n-0.10 \n1.23 \n0.97 \n-0.43 \n0.23 \n-0.90 \n-0.15 \nSEPTEMBER \n0.02 \n0.04 \n0.39 \n0.11 \n-0.22 \n0.15 \n-0.01 \n-0.07 \n0.01 \n0.19 \n0.42 \n0.17 \n-0.18 \n0.05 \nOCTOBER \n1.21 \n0.00 \n-0.01 \n-0.36 \n0.06 \n-0.32 \n-0.07 \n-0.15 \n0.02 \n-0.08 \n-0.20 \n-0.04 \n0.04 \n-0.01 \nNOVEMBER \n0.38 \n-0.19 \n-0.01 \n-0.37 \n0.10 \n-0.13 \n-0.01 \n-0.13 \n5.57 \n1.08 \n-0.27 \n0.43 \n-0.60 \n0.09 \nDECEMBER \n0.14 \n-0.01 \n0.37 \n-0.29 \n0.12 \n0.27 \n0.05 \n-0.22 \n0.00 \n0.00 \n-0.46 \n0.08 \n-0.41 \n-0.08 \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n3.83 \n-0.74 \n10.70 \n0.65 \n1.94 \n6.42 \n-0.36 \n1.92 \n12.96 \n1.92 \n1.32 \n1.91 \n3.72 \n2.51 \nFEBRUARY \n5.77 \n-0.74 \n7.11 \n0.64 \n3.23 \n8.31 \n-0.01 \n-0.19 \n13.05 \n 3.01 \n 1.95 \n2.91 \n4.67 \n2.98 \nMARCH \n6.24 \n-0.80 \n5.48 \n0.70 \n3.28 \n8.73 \n-0.05 \n-0.19 \n8.37 \n1.71 \n1.64 \n2.04 \n4.18 \n2.76 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n3.57 \n5.86 \n-0.40 \n4.40 \n0.90 \n3.77 \n7.70 \n-13.33 \n-1.28 \n12.54 \n1.63 \n1.21 \n1.94 \n2.53 \nMAY \n5.88 \n-0.38 \n3.95 \n0.66 \n3.60 \n6.85 \n-13.13 \n-0.83 \n12.56 \n1.44 \n1.04 \n1.54 \n3.54 \n2.20 \nJUNE \n5.40 \n-0.50 \n2.65 \n0.16 \n3.03 \n6.85 \n-13.40 \n-0.33 \n7.75 \n1.35 \n1.22 \n1.35 \n2.90 \n1.87 \nJULY \n4.83 \n0.14 \n2.54 \n-0.05 \n2.84 \n4.96 \n-13.47 \n-0.61 \n12.70 \n0.71 \n1.00 \n1.00 \n1.74 \n1.25 \nAUGUST \n4.44 \n0.30 \n3.04 \n-0.39 \n2.79 \n5.04 \n-13.57 \n-0.70 \n8.83 \n1.60 \n0.81 \n1.44 \n0.94 \n1.28 \nSEPTEMBER \n4.36 \n0.61 \n3.70 \n-0.37 \n2.10 \n5.06 \n-13.66 \n-1.01 \n5.74 \n1.23 \n0.93 \n1.45 \n-0.32 \n0.86 \nOCTOBER \n5.23 \n0.25 \n2.96 \n-0.70 \n2.21 \n1.40 \n-13.76 \n-0.73 \n9.05 \n0.83 \n-0.20 \n1.25 \n-0.74 \n0.59 \nNOVEMBER \n5.94 \n-0.07 \n3.51 \n-1.03 \n2.42 \n-7.04 \n-13.83 \n-0.92 \n11.19 \n2.06 \n-0.35 \n1.58 \n-1.51 \n0.54 \nDECEMBER \n4.26 \n0.09 \n3.63 \n-1.08 \n2.11 \n1.61 \n-13.99 \n-1.03 \n11.29 \n2.03 \n-0.87 \n1.61 \n-2.20 \n0.33 \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \n7.47 \n7.13 \n80.28 \n1.35 \n1.60 \nMARCH \n7.59 \n7.29 \n81.92 \n1.33 \n1.59 \nAPRIL \n7.82 \n7.41 \n80.78 \n1.32 \n1.61 \nMAY \n8.14 \n7.63 \n79.80 \n1.28 \n1.59 \nJUNE \n8.38 \n7.77 \n79.42 \n1.25 \n1.56 \nJULY \n8.18 \n7.74 \n78.23 \n1.23 \n1.57 \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \nJULY \n9.83 \n8.49 \n98.31 \n1.33 \n1.53 \nAUGUST \n10.33 \n8.75 \n98.18 \n1.32 \n1.55 \nSEPTEMBER \n10.10 \n8.58 \n97.92 \n1.35 \n1.62 \nOCTOBER \n9.95 \n8.50 \n98.28 \n1.37 \n1.60 \nNOVEMBER \n10.19 \n8.64 \n102.33 \n1.36 \n1.64 \nDECEMBER \n10.43 \n8.72 \n105.02 \n1.38 \n1.65 \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Mar \n285.0 \n444.6 \n103.2 \n217.6 \n140.4 \n0.0 \n0.0 \n1,191.3 \n34.7 \n2,040.5 \n337.0 \n152.8 \n339.6 \n4,095.9 \n Apr \n306.5 \n459.1 \n128.5 \n197.4 \n217.0 \n0.0 \n0.0 \n1,308.5 \n32.8 \n2,068.4 \n348.9 \n180.2 \n342.0 \n4,280.7 \n May \n316.3 \n441.8 \n113.2 \n210.5 \n225.8 \n0.0 \n0.0 \n1,307.6 \n32.2 \n2,156.2 \n388.5 \n182.5 \n384.1 \n4,451.3 \nJun \n297.2 \n413.2 \n98.2 \n245.8 \n232.6 \n0.0 \n0.0 \n1,287.1 \n32.4 \n2,140.6 \n369.7 \n228.5 \n386.3 \n4,444.7 \n Jul \n329.9 \n403.3 \n108.9 \n211.0 \n205.1 \n0.0 \n0.0 \n1,258.2 \n25.0 \n2,359.7 \n370.0 \n242.7 \n393.3 \n4,648.8 \n Aug 331.2 \n363.1 \n97.7 \n165.3 \n211.6 \n0.0 \n0.0 \n1,168.8 \n24.9 \n2,404.0 \n385.9 \n221.3 \n390.1 \n4,594.9 \n Sep \n299.3 \n381.7 \n109.8 \n185.2 \n175.2 \n0.0 \n0.0 \n1,151.3 \n25.1 \n2,498.0 \n390.6 \n240.1 \n390.4 \n4,695.4 \nOct \n331.5 \n368.4 \n127.1 \n191.5 \n174.2 \n7.4 \n0.0 \n1,200.1 \n25.0 \n2,530.01 \n372.3 \n246.6 \n389.6 \n4,763.6 \nNov \n306.6 \n358.3 \n119.3 \n325.9 \n188.1 \n7.5 \n0.0 \n1306.0 \n25.5 \n2,591.9 \n348.3 \n234.4 \n394.1 \n4,900.0 \nDec \n375.9 \n374.7 \n131.1 \n219.7 \n190.8 \n8.2 \n0.0 \n1,300.4 \n27.7 \n2,631.6 \n375.3 \n255.7 \n389.0 \n4,980.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1,277.6 \n26.1 \n2,715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1,491.7 \n26.3 \n2,595.8 \n341.3 \n207.0 \n382.1 \n5,044.2 \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \nJul \n266.5 \n352.8 \n164.2 \n266.1 \n263.8 \n110.2 \n6.4 \n1,429.9 \n26.5 \n2,701.3 \n337.1 \n229.8 \n387.0 \n5,111.7 \n Aug. \n322.8 \n277.9 \n136.4 \n242.5 \n237.8 \n61.1 \n6.4 \n1,285.0 \n26.2 \n2,813.0 \n367.0 \n218.3 \n385.2 \n5,094.7 \n Sep \n334.1 \n336.0 \n178.0 \n327.8 \n226.3 \n111.5 \n6.0 \n1,519.7 \n26.9 \n2773.3 \n298.8 \n234.7 \n386.4 \n5,239.8 \nOct \n379.4 \n387.5 \n137.1 \n219.7 \n260.9 \n99.4 \n5.0 \n1,489.0 \n17.3 \n2,809.1 \n316.7 \n257.3 \n371.5 \n5,260.9 \nNov \n333.3 \n312.7 \n160.2 \n197.1 \n261.1 \n108.6 \n6.5 \n1,379.5 \n26.6 \n2,789.7 \n291.3 \n235.4 \n369.8 \n5,092.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDec \n 354.8 \n367.8 \n135.5 \n 287.3 \n199.9 \n118.0 \n6.6 \n1,469.9 \n28.4 \n2,799.5 \n490.8 \n259.5 \n347.6 \n5,395.7 \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \nJun \n1,889.3 \n899.4 \n391.7 \n3,180.4 \n170.9 \n0.0 \n21.5 \n503.9 \n369.7 \n198.2 \n4,444.7 \n3,180.4 \nJul \n1,957.8 \n873.6 \n500.6 \n3,331.9 \n172.8 \n0.0 \n22.7 \n539.0 \n370.0 \n212.4 \n4,648.8 \n3,331.9 \nAug \n1,919.2 \n930.2 \n374.3 \n3,223.6 \n172.2 \n0.0 \n22.1 \n562.5 \n385.9 \n228.5 \n4,594.9 \n3,223.6 \n Sep \n1,962.6 \n883.0 \n490.0 \n3,335.6 \n183.9 \n0.0 \n20.5 \n552.6 \n390.6 \n205.8 \n4,689.0 \n3,335.6 \n Oct \n1,997.7 \n1,011.7 \n413.6 \n3,422.9 \n168.1 \n0.0 \n20.5 \n562.9 \n372.3 \n216.7 \n4,763.6 \n3,422.9 \n Nov \n1,895.8 \n966.6 \n679.6 \n3,542.0 \n192.9 \n0.0 \n38.2 \n562.2 \n348.3 \n216.4 \n4,900.0 \n3,542.0 \n Dec \n2,090.5 \n922.3 \n507.5 \n3,520.4 \n212.5 \n0.0 \n30.8 \n618.5 \n375.3 \n222.5 \n4,980.0 \n3,520.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n1,046.3 \n379.5 \n3,500.3 \n 247.6 \n0.0 \n37.9 \n667.2 \n341.3 \n249.8 \n5,044.2 \n3,500.3 \n May \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \n Jun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \n Jul \n2,054.1 \n916.2 \n245.9 \n3,216.2 \n578.3 \n0.0 \n77.5 \n699.7 \n337.1 \n202.9 \n 5,111.7 \n3,216.2 \nAug \n2,017.4 \n879.5 \n253.2 \n3,150.1 \n608.2 \n0.0 \n63.8 \n694.9 \n367.0 \n210.8 \n5,094.7 \n3,150.1 \nSep \n2,082.1 \n899.3 \n294.5 \n3,275.8 \n674.6 \n0.0 \n 74.0 \n708.8 \n298.8 \n207.7 \n5,239.8 \n3,275.8 \nOct \n2,125.9 \n880.0 \n349.3 \n3,355.2 \n611.4 \n0.0 \n68.5 \n703.0 \n316.7 \n206.0 \n5,260.9 \n3,355.2 \n Nov \n1,953.4 \n861.2 \n 371.6 \n3,186.2 \n627.8 \n0.0 \n75.8 \n689.7 \n291.3 \n221.6 \n5,092.3 \n3,186.2 \nDec \n 1,980.4 \n813.6 \n 517.1 \n3,311.1 \n614.0 \n0.0 \n65.0 \n730.9 \n490.8 \n 184.0 \n 5,395.7 \n3,311.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nDec \n2.2 \n1.0 \n26.1 \n1.4 \n3.3 \n0.4 \n34.4 \n0.0 \n239.2 \n37.2 \n69.1 \n22.3 \n402.3 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1.5 \n2.7 \n28.6 \n0.0 \n3.4 \n0.0 \n36.2 \n0.0 \n236.7 \n34.8 \n60.2 \n29.1 \n397.0 \nFeb \n4.7 \n1.5 \n18.4 \n0.0 \n4.5 \n0.0 \n26.9 \n0.0 \n245.7 \n34.8 \n63.9 \n28.9 \n398.2 \nMar \n2.5 \n1.1 \n7.3 \n-3.1 \n1.2 \n0.0 \n8.9 \n0.0 \n260.3 \n34.2 \n50.4 \n28.8 \n382.6 \nApr \n2.7 \n1.3 \n20.1 \n-1.9 \n1.2 \n0.0 \n23.4 \n0.0 \n254.9 \n34.2 \n51.7 \n27.7 \n392.0 \nMay \n2.4 \n4.1 \n18.6 \n-2.4 \n4.5 \n0.0 \n27.3 \n0.0 \n253.4 \n34.6 \n63.0 \n12.7 \n391.0 \nJun \n2.4 \n3.6 \n7.9 \n1.1 \n9.1 \n0.0 \n24.1 \n0.0 \n260.3 \n34.6 \n51.4 \n35.2 \n405.6 \nJul \n1.9 \n1.3 \n2.8 \n2.2 \n3.4 \n0.0 \n11.6 \n0.0 \n264.0 \n34.8 \n51.7 \n35.5 \n397.6 \nAug \n1.4 \n1.7 \n0.4 \n0.6 \n3.4 \n0.0 \n7.4 \n0.0 \n265.6 \n34.5 \n45.5 \n37.3 \n390.3 \nSep \n1.2 \n0.8 \n0.0 \n0.3 \n3.4 \n0.0 \n5.7 \n0.0 \n233.7 \n35.8 \n46.6 \n38.6 \n360.4 \nOct \n0.9 \n0.5 \n0.4 \n0.6 \n2.5 \n0.0 \n4.8 \n0.0 \n234.8 \n35.6 \n41.3 \n38.7 \n355.2 \nNov \n0.4 \n0.6 \n0.1 \n0.2 \n2.5 \n0.0 \n3.9 \n0.0 \n231.9 \n35.5 \n39.6 \n38.3 \n349.2 \nDec \n1.1 \n0.5 \n0.1 \n0.4 \n2.5 \n0.0 \n4.6 \n0.0 \n232.7 \n35.5 \n29.2 \n40.5 \n342.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n Oct \n122.8 \n35.9 \n60.6 \n219.3 \n39.8 \n0.0 \n2.7 \n-51..1 \n37.1 \n110.9 \n358.7 \n219.3 \n Nov \n105.3 \n69.3 \n46.4 \n221.0 \n39.9 \n0.0 \n2.7 \n-69.7 \n37.1 \n155.2 \n386.3 \n221.0 \n Dec \n108.1 \n67.9 \n44.2 \n220.2 \n44.5 \n0.0 \n2.7 \n-60.9 \n37.2 \n158.5 \n402.3 \n220.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \n Feb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \n Mar \n104.3 \n62.3 \n52.8 \n219.5 \n45.8 \n0.0 \n1.2 \n-97.3 \n34.2 \n179.3 \n382.6 \n219.5 \n Apr \n107.3 64.6 \n56.3 \n228.3 \n 45.4 \n0.0 \n1.2 -98.1 \n34.2 \n 181.1 \n392.0 \n228.3 \n May \n112.2 \n67.1 \n54.4 \n233.6 \n46.7 \n0.0 \n1.2 \n-99.4 \n34.6 \n174.3 \n391.0 \n233.6 \n Jun \n114.6 \n56.2 \n52.3 \n223.1 \n46.7 \n0.0 \n1.2 \n-91.2 \n34.6 \n191.2 \n405.6 \n223.1 \n Jul \n111.3 \n82.7 \n27.0 \n220.9 \n47.1 \n0.0 \n1.2 \n-94.1 \n34.8 \n187.8 \n397.6 \n220.9 \n Aug \n109.5 \n80.6 \n 25.2 \n215.2 \n47.5 \n0.0 \n1.2 \n-101.7 \n34.5 \n 193.6 \n390.3 \n 215.2 \nSep \n111.2 \n82.6 \n19.0 \n212.8 \n47.9 \n0.0 \n1.2 \n-114.9 \n35.8 \n177.8 \n360.4 \n212.8 \nOct \n112.5 \n80.4 \n14.9 \n207.8 \n48.3 \n0.0 \n1.2 \n-114.3 \n35.6 \n176.7 \n355.2 \n207.8 \nNov \n122.6 \n59.7 \n20.0 \n202.3 \n48.2 \n0.0 \n1.2 \n-118.2 \n35.5 \n180.2 \n349.2 \n202.3 \nDec \n134.5 \n56.4 \n6.9 \n 197.8 \n48.9 \n0.0 \n1.2 \n-127.6 \n35.5 \n186.7 \n342.5 \n 197.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n Mar \n15.8 \n109.0 \n0.0 \n0.0 \n124.7 \n221.5 \n83.1 \n19.7 \n112.7 \n561.6 \n Apr \n18.2 \n99.7 \n0.2 \n0.0 \n118.0 \n215.5 \n85.5 \n23.7 \n111.3 \n554.0 \n May \n19.6 \n93.7 \n0.2 \n0.0 \n113.4 \n219.7 \n93.3 \n24.5 \n113.0 \n564.0 \n Jun \n15.7 \n102.2 \n0.2 \n0.0 \n118.1 \n239.5 \n96.5 \n25.6 \n114.6 \n594.3 \n Jul \n19.6 \n108.6 \n0.0 \n0.0 \n128.2 \n242.3 \n101.3 \n26.2 \n116.2 \n614.3 \n Aug \n18.7 \n113.1 \n0.0 \n0.0 \n131.8 \n248.8 \n104.7 \n27.5 \n118.2 \n630.9 \n Sep \n18.6 \n131.9 \n0.0 \n0.0 \n150.5 \n248.8 \n105.6 \n29.2 \n118.9 \n653.0 \n Oct \n20.1 \n123.0 \n0.0 \n1.0 \n144.0 \n266.6 \n116.7 \n28.9 \n118.9 \n675.1 \n Nov \n22.5 \n125.0 \n0.0 \n1.0 \n148.6 \n277.2 \n117.8 \n33.4 \n117.4 \n694.3 \n Dec \n29.2 \n133.2 \n0.0 \n1.0 \n163.4 \n278.1 \n118.3 \n30.2 \n126.9 \n716.9 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \n Feb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \n Mar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \n Apr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \n May \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \n Jun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \n Jul \n26.1 \n207.4 \n0.0 \n20.0 \n253.5 \n312.4 \n123.1 \n48.6 \n121.6 \n859.2 \n Aug \n34.7 \n204.1 \n0.0 \n20.0 \n258.8 \n320.6 \n123.0 \n46.4 \n124.1 \n872.9 \n Sep \n36.4 \n204.9 \n0.0 \n20.0 \n261.3 \n353.4 \n122.7 \n52.2 \n124.6 \n914.2 \n Oct \n39.3 \n186.8 \n0.0 \n20.0 \n246.1 \n358.4 \n128.2 \n51.8 \n122.4 \n906.9 \n \n \n \n \n \n \n \n \n \n \n \n Nov \n39.7 \n163.1 \n0.0 \n40.0 \n242.8 \n361.6 \n135.8 \n43.6 \n122.9 \n906.7 \n Dec \n34.8 \n158.8 \n0.0 \n40.0 \n233.6 \n381.5 \n127.7 \n55.2 \n123.0 \n920.9 \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n Jul \n339.1 \n222.8 \n561.9 \n202.0 \n95.3 \n859.2 \n561.9 \n Aug \n298.4 \n270.1 \n568.4 \n206.3 \n98.2 \n872.9 \n568.4 \n \n \n \n \n \n \n \n \n Sep \n336.1 \n246.9 \n583.0 \n209.2 \n122.0 \n914.2 \n583.0 \n Oct \n310.9 \n264.9 \n575.8 \n212.0 \n119.4 \n907.2 \n575.8 \n Nov \n328.9 \n244.3 \n573.1 \n214.8 \n118.8 \n906.7 \n573.1 \n Dec \n370.3 \n197.3 \n567.6 \n219.6 \n133.9 \n921.0 \n567.6 \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nJan \n138.52 \n79.09 \n3,422.20 \nFeb \n146.03 \n95.39 \n3,696.60 \nMar \n136.76 \n85.01 \n3,458.10 \nApr \n129.55 \n97.15 \n3,303.40 \nMay \n132.03 \n83.73 \n3,351.20 \nJun \n131.96 \n75.70 \n3,341.46 \nJul \n132.92 \n112.12 \n3,445.93 \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \nJul \n232.87 \n66.77 \n5,9136.78 \nAug \n181.67 \n48.73 \n4,682.27 \nSep \n200.05 \n49.90 \n5,157.20 \nOct \n209.74 \n52.68 \n5,407.42 \nNov \n213.04 \n47.02 \n5,482.03 \nDec \n202.12 \n45.79 \n5,203.13 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n910.3 \n110.9 \n52.3 \n295.5 \n1,369.0 \nFebruary \n943.2 \n123.2 \n57.0 \n325.2 \n1,448.6 \nMarch \n1,022.3 \n178.3 \n56.0 \n334.3 \n1,590.9 \nApril \n1,072.5 \n160.3 \n54.2 \n331.5 \n1,618.5 \nMay \n1,264.8 \n169.0 \n55.4 \n335.5 \n1,824.7 \nJune \n1,291.1 \n124.9 \n58.3 \n369.7 \n1,844.0 \nJuly \n1,374.2 \n105.6 \n61.4 \n389.3 \n1,930.5 \nAugust \n1,304.5 \n107.1 \n59.3 \n401.2 \n1,872.1 \nSeptember \n1,373.0 \n116.8 \n60.1 \n420.0 \n1,969.9 \nOctober \n1,425.3 \n96.4 \n61.8 \n428.6 \n2,012.1 \nNovember \n1,646.2 \n115.7 \n67.2 \n426.3 \n2,255.4 \nDecember \n1,429.8 \n112.1 \n63.9 \n440.3 \n2,046.1 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \nJuly \n1,162.1 \n109.7 \n70.8 \n561.9 \n1,904.5 \nAugust \n1,132.7 \n105.8 \n70.4 \n568.4 \n1,877.2 \nSeptember \n1,193.8 \n101.6 \n69.8 \n583.0 \n1,948.2 \nOctober \n1,229.3 \n95.2 \n69.3 \n575.8 \n1,969.7 \nNovember \n1,232.8 \n79.7 \n73.4 \n573.1 \n1,959.0 \nDecember \n1,330.7 \n63.3 \n72.7 \n567.6 \n2,034.3 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,097.0 \n685.2 \n411.8 \n75.1 \n62.2 \n12.9 \nFebruary \n1,278.7 \n731.5 \n548.2 \n44.8 \n64.4 \n-19.6 \nMarch \n1,273.6 \n741.8 \n531.8 \n95.1 \n62.3 \n32.8 \nApril \n1,308.5 \n751.3 \n557.2 \n72.3 \n62.6 \n9.8 \nMay \n1,307.6 \n787.7 \n519.9 \n51.0 \n63.6 \n-12.6 \nJune \n1,287.5 \n795.1 \n492.4 \n44.9 \n65.4 \n-20.5 \nJuly \n1,258.2 \n833.0 \n425.2 \n37.9 \n54.1 \n-16.2 \nAugust \n1,168.8 \n805.9 \n362.9 \n39.2 \n53.5 \n-14.4 \nSeptember \n1,151.3 \n833.9 \n317.4 \n40.9 \n54.8 \n-13.9 \nOctober \n1,200.1 \n855.7 \n344.4 \n36.9 \n54.8 \n-17.9 \nNovember \n1,306.0 \n885.5 \n420.5 \n37.3 \n55.2 \n-18.0 \nDecember \n1,300.4 \n880.1 \n420.3 \n34.4 \n55.1 \n-20.6 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n862.7 \n372.8 \n36.2 \n55.0 \n-18.8 \nFebruary \n1,244.9 \n854.5 \n390.4 \n26.9 \n56.1 \n-29.2 \nMarch \n1,277.6 \n846.8 \n430.8 \n8.9 \n54.9 \n-46.0 \nApril \n1,491.7 \n875.1 \n616.6 \n23.4 \n57.1 \n-33.6 \nMay \n1,480.8 \n864.7 \n616.1 \n27.3 \n58.4 \n-31.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from 1 August 2010, the prescribed liquid asset ratio was reviewed from 10% to 20% of liabilities to the public. \nJune \n1,425.8 \n808.1 \n617.7 \n24.1 \n55.8 \n-31.7 \nJuly \n1,429.9 \n804.1 \n625.9 \n11.6 \n55.2 \n-43.6 \nAugust \n1,285.0 \n787.5 \n497.5 \n7.4 \n53.8 \n-46.4 \nSeptember \n1,519.7 \n819.0 \n700.7 \n5.7 \n53.2 \n-47.5 \nOctober \n1,489.0 \n838.8 \n650.2 \n4.8 \n51.9 \n-47.1 \nNovember \n1,379.5 \n796.6 \n583.0 \n3.9 \n50.6 \n-46.7 \nDecember \n1,469.9 \n827.8 \n642.2 \n4.6 \n49.4 \n-44.8 \n35 \nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nValues of Transactions (US$ in millions) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \nJan \n2,439.71 \n5.27 \n37.47 \n99.72 \n3.27 \n57.36 \nFeb \n2,920.07 \n6.13 \n41.98 \n95.11 \n3.71 \n73.50 \nMar \n3,242.81 \n6.83 \n45.69 \n110.75 \n7.17 \n96.94 \nApr \n2,948.49 \n5.46 \n47.06 \n113.48 \n7.08 \n61.51 \nMay \n3,237.44 \n6.35 \n59.70 \n129.95 \n8.80 \n73.26 \nJun \n3,407.25 \n6.49 \n56.80 \n121.32 \n10.00 \n83.55 \nJul \n3,320.96 \n6.72 \n39.51 \n129.57 \n10.27 \n125.31 \nAug \n3,417.34 \n6.10 \n80.52 \n137.94 \n13.22 \n85.13 \nSep \n3,043.22 \n5.55 \n72.38 \n164.07 \n52.00 \n97.20 \nOct \n3,630.66 \n6.61 \n79.26 \n153.94 \n73.81 \n123.06 \nNov \n3,526.05 \n5.88 \n82.58 \n158.16 \n83.36 \n113.90 \nDec \n3,584.70 \n5.04 \n98.85 \n210.00 \n108.91 \n111.39 \nAnnual Total \n38,718.70 \n72.44 \n741.81 \n1,624.00 \n381.61 \n1,102.11 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n3,563.84 \n5.24 \n80.72 \n173.71 \n115.53 \n89.67 \nFeb \n2,968.02 \n5.52 \n103.88 \n156.66 \n118.70 \n80.56 \nMar \n3,339.98 \n15.21 \n134.33 \n178.08 \n118.47 \n102.05 \nApr \n3,535.58 \n16.58 \n140.28 \n187.85 \n160.61 \n123.03 \nMay \n3,915.31 \n15.42 \n129.20 \n203.37 \n211.75 \n152.24 \nJun \n3,544.35 \n13.65 \n117.11 \n181.35 \n146.64 \n121.98 \nJul \n3,955.45 \n12.31 \n132.61 \n205.37 \n164.08 \n139.13 \nAug \n3,351.13 \n10.45 \n138.05 \n203.41 \n189.48 \n128.68 \n \n \n \n \n \n \n \nSep \n3,409.17 \n13.34 \n120.41 \n190.44 \n173.13 \n142.32 \nOct \n3,641.98 \n13.75 \n121.55 \n206.51 \n201.51 \n156.26 \nNov \n3,134.35 \n11.40 \n102.19 \n229.52 \n222.18 \n57.34 \nDec \n3,438.08 \n4.04 \n130.15 \n265.80 \n268.94 \n68.58 \n36 \nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY \nVolumes of Transactions (in thousands) \nMONTH \nZETSS \nCHEQUE \nPOS \nATM \nMOBILE \n INTERNET \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \nJan \n159.07 \n22.04 \n536.51 \n452.54 \n379.21 \n18.71 \nFeb \n170.21 \n24.46 \n556.17 \n409.03 \n296.82 \n21.25 \nMar \n188.38 \n26.97 \n621.41 \n484.79 \n478.12 \n28.29 \nApr \n160.48 \n21.13 \n609.84 \n489.77 \n489.73 \n21.87 \nMay \n192.86 \n24.89 \n715.24 \n526.72 \n504.92 \n24.18 \nJun \n182.34 \n28.37 \n675.01 \n510.47 \n537.69 \n26.92 \nJul \n190.15 \n27.33 \n656.08 \n540.43 \n637.87 \n27.51 \nAug \n187.75 \n24.21 \n787.37 \n576.36 \n739.77 \n25.19 \nSep \n182.13 \n21.74 \n789.88 \n678.20 \n1,893.91 \n29.90 \nOct \n203.20 \n25.55 \n866.40 \n631.18 \n2,871.84 \n33.51 \nNov \n191.57 \n22.94 \n867.71 \n623.52 \n4,477.66 \n35.06 \nDec \n171.28 \n20.38 \n1,027.38 \n859.50 \n6,649.93 \n33.13 \nAnnual Total \n2,179.41 \n289.99 \n8,709.00 \n6,782.51 \n19,957.47 \n325.51 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \nJan \n181.68 \n21.18 \n761.09 \n691.18 \n6,950.84 \n47.53 \nFeb \n172.41 \n21.95 \n811.83 \n620.06 \n6,835.89 \n30.75 \nMar \n179.44 \n37.01 \n1,377.65 \n743.82 \n7,042.27 \n33.69 \nApr \n182.87 \n37.31 \n954.80 \n760.46 \n9,908.41 \n34.73 \nMay \n215.20 \n37.09 \n954.18 \n793.43 \n12,146.90 \n38.68 \nJun \n185.80 \n34.36 \n968.54 \n731.17 \n9,110.97 \n36.87 \nJul \n205.85 \n35.41 \n1,052.26 \n822.57 \n10,099.72 \n42.74 \nAug \n187.25 \n30.29 \n1,114.86 \n825.75 \n11,551.94 \n41.78 \n \n \n \n \n \n \n \nSep \n201.22 \n33.17 \n1,003.98 \n799.62 \n8,701.56 \n44.48 \nOct \n212.66 \n35.69 \n1,073.88 \n873.19 \n9,769.81 \n48.59 \nNov \n186.64 \n31.74 \n904.27 \n927.93 \n14,753.35 \n24.04 \nDec \n180.80 \n11.82 \n1,033.73 \n1,042.32 \n12,273.02 \n23.56", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/December2013.pdf"}
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+{"doc_id": "e005bed95ac80f0e8a2bbfaf8c4dc7ee", "text": "i \n \n \n \n \n \n \n \nMAY 2021 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 4 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nMerchandise Exports ................................................................................................................ 5 \nMerchandise Imports ................................................................................................................ 7 \nMerchandise Trade Balance ..................................................................................................... 8 \nMONETARY DEVELOPMENTS .............................................................................................. 9 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 10 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \n \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 12 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 \nCash Transactions ................................................................................................................... 12 \nMobile and Internet Based Transactions .............................................................................. 12 \nCard Based Transactions ....................................................................................................... 12 \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n2021 \n \nApril \n \n2021 \n \nMay \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n22,620.09 \n \n26,215.26 \n \n15.89 \nMoney Supply2 (M3) (ZW$ millions) \n262,082.75 \n \n281,607.48 \n \n7.45 \nAnnual Inflation1 (%) \n194.07 \n161.91 \n-32.16a \n \nBlended Annual Inflation1 (%) \n94.70 \n74.57 \n-20.12a \nMonthly Inflation1 (%) \n1.58 \n2.54 \n0.96a \n \nBlended Monthly Inflation1 (%) \n0.94 \n1.80 \n0.86a \nNational Payment System Transactions2 \n(ZW$ billions) \n456.55 \n540.60 \n18.41 \nNominal Lending Rate2 \n(% per annum) \n6.00-85.00 \n6.00-85.00 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring the month of May 2021, global prices for \nselected commodities were firmer, compared to \nthe previous month. This was on account of a \nweaker US dollar and investor expectations of a \nrecovery in global demand. \n \nPrecious Metals \n \n Gold \nMonthly average gold prices rose by 4.9%, from \nUS$1,760.49 per ounce in April 2021 to \nUS$1,845.96 per ounce, during the month under \nreview. Prices continued on a positive \ntrajectory, as the US dollar retreated, after \neconomic data showed a surprise slowdown in \njob growth in the US. In addition, the price of \nthe yellow metal was also boosted by mounting \ninflationary pressures in the US, coupled with \nthe Federal Reserve’s pledge to keep interest \nrates low for a longer period. \n \nPlatinum \nPlatinum prices rose by 0.6%, from a monthly \naverage of US$1,208.33 per ounce in April \n2020, to U$1,215.85 per ounce during the month \nunder review. The rally in platinum prices was \nunderpinned by strong industrial demand in the \nautomobile sub-sector, where the precious metal \nis used in emission control mechanisms. China \nand Europe are tightening legislation on \nemissions. \n \nFigure 1 shows the evolution of precious metal \nprices for the period from May 2020 to May \n2021. \n \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2021 \n \nBase Metals \n \nCopper \nCopper prices rallied during the month of May \n2021, on concerns of supply disruptions in \nmajor source markets, particularly in Chile, one \nof the world’s largest copper producers. The red \nmetal also benefitted from strong global \ndemand, amid a push towards cleaner energy as \nthe world shifts from carbon emitting fossil \nfuels \nto \ncopper-intensive \nelectrification. \nAccordingly, prices rose by 9.0% to a monthly \naverage of US$10,172.20 per tonne, from \nUS$9,334.05 per tonne, recorded in the previous \nmonth. \n \nNickel \nNickel prices also firmed due to brighter global \ndemand prospects, particularly from the \nstainless \nsteel \nindustry, \nwhich remained \nsignificantly high. Notably, there has been a rise \nin demand in the spot market from alloy makers. \nResultantly, prices rose by 6.8% to close the \n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\n2200\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nmonth under review at an average of \nUS$17,599.30 per tonne, from an average of \nUS$16,478.20 per tonne in the previous month. \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2021 \n \nBrent Crude Oil \nBrent crude oil prices rebounded during the \nmonth of May 2021, increasing by 4.2%, from a \nmonthly average of US$65.41 per barrel in April \n2021, to US$68.16 per barrel during the month \nunder analysis. Prices were supported by reports \nthat showed a sudden decline in US crude oil \ninventories. Furthermore, prices also benefited \nfrom positive demand forecasts on the back of \noptimism over a global economic recovery. \nThese \ndevelopments \noutweighed \ninvestor \nconcerns about the spread of a new variant of the \nCovid-19 virus. \n \nFigure 3 shows developments in Brent crude oil \nprices for the period from May 2020 to May \n2021. \n \n \n \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2021 \n \n \nMERCHANDISE \nTRADE \nDEVELOPMENTS \n \nDuring the month of May 2021, total \nmerchandise trade stood at US$989.9 million, \nrepresenting a 5.9% increase on the April \namount of US$934.8 million. This followed \nincreases in both merchandise exports and \nimports. Compared to the corresponding month \nin 2020, total merchandise trade in May 2021 \nwas 50.0% higher. \n \nMerchandise Exports \n \nThe country’s merchandise exports rose by \n9.5%, from US$444.7 million in April 2021 to \nUS$486.8 million in May 2021. On a year- on- \nyear basis, merchandise exports for May 2021 \nwere 63.0% higher than the US$272.1 million \nrecorded in the corresponding month in 2020. \nThe huge increase was due to a lower base effect \nsince in the previous year trade was largely \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n21,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nMay-20\nJul-20\nSep-20\nNov-20\nJan-21\nMar-21\nMay-21\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nUS$/barrel\n \n \n \n6 \n \naffected by the lockdown measures imposed in \nthe country and in the country’s major trading \npartners, to curb the spread of the coronavirus. \nFigure 4 shows developments in the country’s \nmerchandise exports for the month under \nreview. \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2021 \n \n \nThe notable increase in total export earnings in \nMay 2021 was attributed to a surge in tobacco \nexports, as the tobacco selling season had started \nin April 2021. Tobacco accounted for 23.1% of \ntotal exports, up from 9.6% in April. However, \nthe country’s other major export commodities, \nnamely PGMs, gold and ferro- chromium \nrecorded declines during the month under \nanalysis. Table 1 shows developments in the \ncountry’s exports for the months of April and \nMay 2021, respectively. \n \n1 PGMs include nickel mattes, nickel ores & concentrates \nand platinum \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \n \nApr-21 \nMay-21 \nShare in \nMay 2021 \nExports (%) \nTotal Exports \n444.7 \n486.8 \n100.0 \nOf Which: \n \n \n \nPlatinum \nGroup \nof \nMetals (PGMs1) \n219.9 \n213.4 \n43.8 \nTobacco \n(Inc. \ncigarettes) \n42.6 \n112.5 \n23.1 \nGold \n103.3 \n78.5 \n16.1 \nIndustrial diamonds \n9.1 \n22.8 \n4.7 \nFerro-chromium \n24.2 \n7.2 \n1.5 \nCoal \n5.5 \n6.9 \n1.4 \nChromium ores and \nconcentrates \n4.7 \n6.0 \n1.2 \nBlack tea fermented \n2.1 \n2.2 \n0.5 \nGranite \n1.7 \n2.1 \n0.4 \nCane sugar \n0.3 \n1.5 \n0.3 \nSource: ZIMSTAT & RBZ Calculations, 2021 \n \nDuring the month of May 2021, the country’s \nexports were mainly destined for South Africa \n(53.3%), followed by the United Arab Emirates \n(18.7%) and Mozambique (6.9%). Figure 5 \nshows the country’s major export markets, \nduring the month under review. \n \n \n \n \n \n \n0\n100\n200\n300\n400\n500\n600\n2020\n2021\n \n \n \n7 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% share) \n \nSource: ZIMSTAT & RBZ Calculations, 2021 \n \nMerchandise Imports \n \nThe value of goods imported by the country \nincreased by 2.6%, from US$490.1 million in \nApril to US$503.1 million in May 2021. \nRelative to the corresponding month in 2020, \nimports for the reporting month were also \nhigher, as shown in Figure 6. \n \n \n \n \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2020 & 2021 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2021 \n \nDiesel dominated the country’s import basket, \naccounting for 5.9% of the total value of imports \nin May 2021, followed by crude soya bean oil, \nrice and electricity. \n \nImports of diesel, COVID-19 vaccines, crude \nsoya bean oil and electricity recorded increases \nduring the month of May 2021, as shown in \nTable 3. The surge in the importation of \nmedicaments was largely driven by the increase \nin imports of COVID-19 vaccines, following the \nramping up of vaccine roll-outs. Table 2 shows \nimports of major commodities for the months of \nApril and May 2021, respectively. \n \n \n53.30%\n18.70%\n6.90%\n1.60%\n1.20%\n0.60%\n0.60%\n0.10%\n0.10%\n0.05%\nSouth Africa\nUnited Arab Emirates\nMozambique\nBelgium\nZambia\nBotswana\nChina\nTanzania\nMalawi\nNetherlands\n0\n100\n200\n300\n400\n500\n600\n2020\n2021\n \n \n \n8 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code \nSystem \nCommodity \n Apr 21 \nUS$ m \nMay 21 \nUS$ m \nShare in \nMay \n2021 \nImports \n(%) \nTotal Exports \n490.1 \n503.1 \n100.0 \nOf Which: \n \n \n \nDiesel \n24.4 \n29.6 \n5.9 \nCrude soya bean \noil \n13.9 \n17.2 \n3.4 \nRice \n7.4 \n16.1 \n3.2 \nElectricity \n8.9 \n9.8 \n1.9 \nMaize \n(Excluding Seed) \n14.6 \n9.4 \n1.9 \nRoad tractors \n(for semi-trailers) \n8.3 \n9.4 \n1.9 \nMedicaments \n6.3 \n9.4 \n1.9 \nUnleaded petrol \n5.9 \n6.8 \n1.3 \nGoods \nvehicles \n(Trucks) \n3.7 \n6.3 \n1.3 \nLubricating oils \n2.4 \n4.4 \n0.9 \nSource: ZIMSTAT & RBZ Calculations, 2021 \nThe country’s imports for the month of May \n2021 were mainly sourced from South Africa \n(48.8%), China (13.0%), Singapore (8.0%), \nZambia (3.4%) and other markets, as shown in \nFigure 7. \n \n \n \n \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% share) \n \nSource: ZIMSTAT & RBZ Calculations, 2021 \n \nMerchandise Trade Balance \n \nThe country’s trade balance considerably \nimproved from a deficit of US$45.5 million in \nApril 2021 to a deficit of US$16.2 million in \nMay 2021. Figure 8 shows the country’s trade \nbalance for the period from January 2020 to \nMay 2021. \n \n \n \n \n \n \n48.8%\n13.0%\n8.0%\n3.4%\n2.9%\n2.5%\n2.3%\n2.2%\n2.1%\n1.3%\nSouth Africa\nChina\nSingapore\nZambia\nMauritius\nMozambique\nUnited Kingdom\nUnited Arab Emirates\nIndia\nNetherlands\n \n \n \n9 \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \n \nOn a year- on -year basis, the country’s trade \nbalance narrowed from a deficit of US$62.4 \nmillion in the corresponding month in 2020 to \nUS$16.2 million, during the month under \nreview. \n \nMONETARY DEVELOPMENTS2 \n \nBroad money (M3) stood at ZW$281.61 billion \nas at end of May 2021, an increase of 7.45% \nfrom ZW$262.08 billion recorded in April 2021. \nThe money stock was composed of local \ncurrency transferrable deposits, 47.02%; foreign \ncurrency deposits, 45.30%, time deposits, \n \n2All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \n6.52%; currency in circulation, 0.62% and \nnegotiable certificates of deposits, 0.54%. \n \nForeign currency accounts deposits included in \nbroad money recorded an annual growth of \n410.54%, from ZW$24.98 billion in May 2020 \nto ZW$127.53 billion in May 2021. The \nincrease partly reflected revaluation changes \nowing to exchange rate movements, from \nZW$25.00 per US$1 in May 2020 to ZW$84.73 \nper US$1 in May 2021. \nOn an annual basis, local currency deposits \nregistered a growth of 356.50%, while currency \nin circulation increased by 54.87%. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nThe annual broad money growth of 373.49% in \nMay 2021, largely reflected increases of \n443.88% and 110.03% in credit to the private \n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nExports\nImports\nTrade Balance\nLocal \nCurrency \nTransferable \ndeposits\n48.57%\nForeign \nCurrency \nDeposits\n44.94%\nTime \nDeposits\n5.23%\nCurrency in \nCirculation\n0.69%\nNCDs\n0.57%\n \n \n \n10 \n \nsector, and net claims on Government, \nrespectively. \nOn a month-on-month basis, domestic credit \nincreased by 5.88% to ZW$158.72 billion. The \ngrowth was largely driven by increases of 8.89% \nand 6.63% in credit to the private sector and net \nclaims to Government, respectively. \nCredit to the private sector was extended \ntowards \nagriculture, \n33.01%; \nhouseholds, \n16.36%; distribution, 12.40%; manufacturing, \n10.75%; financial organisations, 9.75%; and \nmining, 7.93%; as shown in Figure 10. \n \nFigure 10: Distribution of Private Sector Credit \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCredit to the private sector was largely \nchanneled towards inventory build-up, 38.51%; \nother recurrent expenditures, 27.94%; and fixed \ncapital investment, 18.66%. \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \ncontinued on a positive momentum for the \nseventh consecutive month in May 2021, \nresulting in all major indices registering gains. \n The All Share, Top 10, Top 15 and Medium \nCap indices gained 16.96%, 12.96%, 12.06% \nand 22.40% to close at 5 428.28 points, 3 \n005.08 points, 3 388.45 points and 13 868.88 \npoints, respectively. The resources index also \ngained by 34.76% to close at 6 820.54 points. \n \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2021 \n \n \n \n \n \n \n \nHouseholds\n16.36%\nAgriculture\n33.01%\nMining\n7.93%\nManufacturing\n10.75%\nDistribution\n12.40%\nConstruction\n0.68%\nTransport & \nCommunicati\nons\n2.02%\nServices\n7.09%\nFinancial Org. \n& Investments\n9.75%\nOther\n0.01%\n0.00\n2,100.00\n4,200.00\n6,300.00\n8,400.00\n10,500.00\n12,600.00\n14,700.00\n200\n750\n1300\n1850\n2400\n2950\n3500\n4050\n4600\n5150\n31-May-20\n30-Jun-20\n31-Jul-20\n31-Aug-20\n30-Sep-20\n31-Oct-20\n30-Nov-20\n31-Dec-20\n31-Jan-21\n28-Feb-21\n31-Mar-21\n30-Apr-21\n31-May-21\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n11 \n \nOn an annual basis, the All Share, Top 10 and \nmining indices gained by 359.97%, 211.71% \nand 330.90%, from 1 180.14 points, 964.07 \npoints and 1 582.86 points recorded in May \n2020, respectively. \n During the month under analysis, trading \nactivity was largely concentrated in some \nselected blue-chip counters. This resulted in a \n27.35% increase in the cumulative value of \nshares traded to ZW$3.92 billion in May 2021, \ndespite a 15.55% decline in the volume of shares \ntraded, during the same period. \nThe proportion of foreign purchases to the total \nvalue of shares traded fell to 8.49%, compared \nto 11.80% recorded in the previous month. The \nnet foreign position, however, improved to a net \noutflow of ZW$483.80 million in May 2021, \nfrom a net outflow of ZW$976.40 recorded \nduring the month of April 2021. \n \nFigure 12: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2021 \n \n3The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nAs a result of positive trading activity on the \nlocal bourse during the month of May 2021, the \nmarket gained $93.27 billion, or 17.25% worth \nof capitalization to ZW$634.01 billion. On a \nyear-on-year basis, local bourse capitalization \nincreased by 315.15%, from ZW$152.72 billion \nrecorded in May 2020. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nHeadline inflation decelerated further to \n161.91% in May 2021, from 194.07% in April \n2021, an indication of the continuation of the \ndisinflation trend. The slowdown in annual \ninflation was largely attributed to the decline in \nfood inflation. \nAnnual food inflation shed off 32.16 percentage \npoints, from 194.07% in April 2021 to 161.91% \nin May 2021, supported by a good harvest. Non-\nfood inflation also decelerated from 178.93% in \nApril 2021 to 150.75% in May 2021. \nThe annual blended CPI inflation3 slowed down \nfrom 94.70% in April 2021 to 74.57% in May \n2021, an indication of the dissipation of \ninflationary pressures in the economy. \n \nMonthly Inflation \n \nThe ZW$ monthly inflation accelerated to \n2.54% in May 2021, from 1.58% recorded in \nApril 2021. This was largely due to the increase \nin monthly non-food inflation, from 1.53% in \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the US$. \n0\n500\n1,000\n1,500\n2,000\n2,500\n3,000\n3,500\n4,000\n4,500\n5,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n12 \n \nApril 2021 to 3.75% in May 2021. The \nacceleration in monthly non-food inflation was \ndriven by increases in transport; alcoholic \nbeverages and tobacco; housing, water and \nenergy; and communication, among others, \nPartially offsetting the increase in monthly non-\ninflation was a decline in food inflation, from \n1.65% in April 2021 to 0.95% in May 2021. \nMonth-on-month inflation is shown in Figure 13 \nFigure 13: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2021 \n \nThe monthly blended inflation rate increased \nfrom 0.94% in April 2021 to 1.79% in May \n2021. \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payments System (NPS) rose by \n18.0% to close at ZW$540.60 billion in May \n2021, from ZW$456.55 billion in April 2021. \nNPS transaction volumes rose from 115.04 \nmillion in the previous month to close at 122.91 \nmillion, during the month under analysis. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nReal Time Gross Settlement System (RTGS) \ntransactions stood at ZW$361.43 million in May \n2021, a 25.08% increase from ZW$288.96 \nbillion recorded in April 2021. \nFigure 14: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2021 \n \nCash Transactions \n \nCash based transactions increased to 13.46 \nbillion in May 2021, from ZW$11.11 billion in \nthe previous month. \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \nincreased to ZW$139.22 billion during the \nmonth under review, from ZW$134.71 billion in \nthe previous month. \nCard Based Transactions \n \nDuring the month of May 2021, Card-based \ntransactions rose by 21.53% to close at \nZW$39.96 billion, from ZW$32.88 billion in \nApril 2021. \n \nRESERVE BANK OF ZIMBABWE \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nMar-20\nApr-20\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nFood\nNon-Food\nOverall\n -\n 100.0\n 200.0\n 300.0\n 400.0\n0\n200\n400\n600\n800\n1000\n1200\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n13 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n15 \n 2. Central Bank Survey \n \n \n \n \n \n \n16 \n \n3. Other Depository Corporations Survey \n \n \n \n \n17 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n18 \n 4.2 Liabilities \n \n \n \n \n \n \n \n19 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n20 \n 5.2 Liabilities \n \n \n \n21 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n22 \n 6.2 Liabilities \n \n \n \n \n \n23 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n24 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n25 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n26 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n27 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n28 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n29 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n30 \n 11. Exchange Rates \n \n \n \n \n \n \n \n31 \n \n \n \n \n \n \n14 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 32 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 33 \n \n13.2 Volumes of Transactions \n \n \n \n \n 34 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 35 \n \n \n \n \n \n \n \n \n \n \n \n15 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nNet Foreign Assets\n-97,000,590.99\n-234,278,568.81\n-309,340,585.00\n-323,918,937.77\n-317,370,813.35\n-327,434,598.03\n-322,916,992.61\n-316,766,634.64\n-328,526,094.64\n-340,106,496.40\n-327,297,184.10\n-319,268,915.42\n-328,642,322.20\nCentral Bank(net)\n-114,377,001.26\n-275,623,563.54\n-366,357,650.73\n-391,303,802.50\n-386,104,783.47\n-398,503,742.75\n-398,165,536.09\n-392,036,907.50\n-406,631,588.87\n-411,000,792.44\n-404,663,451.67\n-402,310,198.93\n-418,533,821.61\nForeign Assets\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\nForeign Liabilities\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\nOther Depository Corporations(net)\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n83,041,283.51\n89,891,499.41\nForeign Assets\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n98,837,092.48\n106,013,344.18\nForeign Liabilities\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,795,808.97\n16,121,844.77\nNet Domestic Assets (NDA)\n156,475,813.43\n334,099,369.96\n441,599,870.68\n470,066,520.53\n471,206,354.87\n497,207,430.71\n507,265,762.28\n521,691,490.51\n549,010,656.62\n566,288,275.77\n561,575,884.82\n581,351,630.28\n610,249,806.36\nDomestic Claims\n39,063,809.71\n50,113,139.15\n59,894,402.15\n62,852,286.66\n63,493,587.42\n80,786,149.78\n88,712,115.98\n101,159,726.29\n108,399,214.96\n127,374,579.36\n124,267,139.59\n149,907,978.82\n158,719,727.00\nClaims on Central Government(net)\n14,278,461.16\n11,286,874.74\n14,475,978.36\n11,939,163.62\n9,165,660.28\n16,233,346.76\n18,766,373.80\n23,276,846.68\n15,698,011.65\n25,682,635.40\n19,242,767.82\n28,124,843.48\n29,989,668.04\nClaims on Central Government\n18,059,689.23\n22,643,966.48\n25,495,963.30\n25,856,421.22\n24,510,261.70\n26,940,376.62\n28,442,906.62\n37,789,748.86\n34,941,802.63\n43,864,745.10\n43,295,379.13\n47,281,011.39\n47,535,251.17\nCentral Bank\n13,476,066.34\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\nODCs\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n19,404,164.04\n19,218,864.33\nLess Liabilities to Central Government\n3,781,228.06\n11,357,091.74\n11,019,984.94\n13,917,257.60\n15,344,601.42\n10,707,029.86\n9,676,532.82\n14,512,902.18\n19,243,790.98\n18,182,109.70\n24,052,611.30\n19,156,167.92\n17,545,583.13\nCentral Bank\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\nODCs\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n5,382,544.78\n6,832,569.42\nClaims on Other Sectors\n24,785,348.54\n38,826,264.41\n45,418,423.79\n50,913,123.04\n54,327,927.14\n64,552,803.02\n69,945,742.18\n77,882,879.61\n92,701,203.31\n101,691,943.96\n105,024,371.77\n121,783,135.35\n128,730,058.96\nOther Financial Corporations\n356,669.90\n753,439.03\n1,010,123.42\n298,579.49\n338,002.03\n1,398,438.67\n1,450,895.49\n606,276.57\n396,273.97\n881,815.56\n2,676,383.43\n4,857,921.34\n2,161,647.81\nState and Local Government\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n20,366.90\n23,547.12\nPublic Non Financial Corporations\n2,824,122.73\n5,863,041.63\n5,154,947.39\n3,941,697.68\n4,796,976.15\n6,006,655.50\n5,000,659.17\n2,578,274.18\n8,366,572.13\n8,849,870.48\n7,837,908.59\n9,126,830.60\n9,187,412.56\nPrivate Sector\n21,577,980.23\n32,186,558.49\n39,227,391.60\n46,644,986.05\n49,157,774.70\n57,113,246.08\n63,465,738.17\n74,660,404.58\n83,910,160.40\n91,928,403.19\n94,480,029.44\n107,778,016.50\n117,357,451.47\nCentral Bank\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\nODCs\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n106,596,711.09\n116,093,273.55\nOther Items(Net)\n-117,412,003.72 -283,986,230.81 -381,705,468.53 -407,214,233.87 -407,712,767.45 -416,421,280.93 -418,553,646.30 -420,531,764.21 -440,611,441.66 -438,913,696.40 -437,308,745.22 -431,443,651.46 -451,530,079.36\nShares and Other Equity\n-108,187,301.34\n-265,536,483.62\n-359,843,502.38\n-393,275,806.44\n-386,761,250.11\n-392,085,071.73\n-397,700,402.79\n-390,151,578.46\n-408,061,464.88\n-410,347,885.65\n-411,006,941.09\n-396,650,639.28\n-415,482,334.99\nLiabilities to Other Financial Corporations\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n409,882.68\n429,002.92\nRestricted Deposits\n845,775.37\n3,417,797.70\n1,726,243.32\n4,057,817.74\n1,036,012.77\n1,208,834.37\n2,648,204.14\n835,126.11\n718,690.98\n252,287.94\n71,982.41\n72,859.61\n67,378.71\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-10,435,832.78\n-22,215,725.96\n-23,936,937.79\n-18,418,731.56\n-22,359,693.99\n-25,986,791.29\n-23,925,064.43\n-31,507,330.50\n-33,645,336.61\n-29,427,969.01\n-26,782,637.00\n-35,275,754.48\n-36,544,126.00\nBroad Money-M3\n59,475,222.44\n99,820,801.15\n132,259,285.68\n146,147,582.76\n153,835,541.52\n169,772,832.69\n184,348,769.67\n204,924,855.86\n220,484,561.98\n226,181,779.37\n234,278,700.72\n262,082,714.87\n281,607,484.16\nSecurities Other than Shares Included in Broad Money\n359,194.93\n863,206.40\n1,024,311.11\n1,111,664.44\n1,083,907.10\n1,231,944.90\n1,237,340.99\n1,436,202.84\n1,422,437.87\n1,457,355.54\n1,641,213.33\n1,503,791.55\n1,525,849.38\nBroad Money-M2\n59,116,027.50\n98,957,594.75\n131,234,974.57\n145,035,918.32\n152,751,634.42\n168,540,887.79\n183,111,428.68\n203,488,653.02\n219,062,124.11\n224,724,423.83\n232,637,487.38\n260,578,923.31\n280,081,634.78\nOther Deposits\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n13,701,776.00\n18,359,658.93\nNarrow Money-M1\n56,273,245.28\n94,939,899.37\n125,187,820.69\n139,604,307.06\n145,816,200.84\n160,143,748.68\n174,113,615.18\n193,581,808.32\n207,710,646.74\n210,777,710.55\n218,469,433.68\n246,877,147.31\n261,721,975.85\nTransferable Deposits\n55,147,175.33\n93,730,970.73\n123,981,130.10\n138,523,712.90\n144,756,556.77\n159,085,591.39\n173,047,801.52\n192,383,729.76\n206,490,526.41\n209,569,292.32\n216,776,481.85\n245,066,101.47\n259,978,003.99\n Of which Foreign Currency Accounts\n24,984,322.48\n57,701,775.14\n79,076,606.18\n86,014,194.25\n92,191,134.58\n97,621,848.10\n102,185,943.24\n103,728,205.33\n108,593,568.84\n109,661,714.64\n115,035,082.24\n117,770,638.10\n127,553,941.47\nCurrency Outside Depository Corporations\n1,126,069.95\n1,208,928.64\n1,206,690.59\n1,080,594.16\n1,059,644.06\n1,058,157.28\n1,065,813.65\n1,198,078.56\n1,220,120.33\n1,208,418.23\n1,692,951.82\n1,811,045.84\n1,743,971.86\nMemorandum Items\nReserve Money\n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\nFCAs as a Percentage of Deposits in M3\n42.8%\n58.5%\n60.3%\n59.3%\n60.3%\n57.9%\n55.8%\n50.9%\n49.5%\n48.7%\n49.5%\n45.2%\n45.6%\nEnd Period Exchange Rate\n25.00\n57.36\n76.76\n83.40\n81.44\n81.35\n81.82\n81.79\n82.68\n83.89\n84.40\n84.50\n84.73\nSource: Reserve Bank of Zimbabwe, 2021\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n16 \n \n \nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nNet Foreign Assets\n-114,377,001.26 -275,623,563.54 -366,357,650.73 -391,303,802.50 -386,104,783.47 -398,503,742.75 -398,165,536.09 -392,036,907.50 -406,631,588.87 -411,000,792.44 -404,663,451.67 -402,310,198.93 -418,533,821.61\nClaims on Non Residents\n5,054,120.38\n17,845,745.97\n23,630,101.57\n27,645,575.83\n24,043,853.69\n24,017,722.16\n23,436,187.04\n14,624,495.02\n18,687,105.42\n17,867,062.65\n23,240,104.56\n18,115,014.41\n20,334,177.22\nOfficial Reserves Assets\n1,452,620.38\n9,522,205.82\n12,511,281.83\n15,651,918.68\n12,374,572.35\n12,357,598.03\n11,668,298.64\n2,786,278.07\n6,677,598.06\n5,651,394.24\n11,051,852.30\n7,205,335.48\n9,390,079.67\nOther Foreign Assets\n3,601,500.00\n8,323,540.15\n11,118,819.74\n11,993,657.14\n11,669,281.34\n11,660,124.13\n11,767,888.40\n11,838,216.95\n12,009,507.37\n12,215,668.41\n12,188,252.26\n10,909,678.93\n10,944,097.54\nLess Liabilities to Non Residents\n119,431,121.65\n293,469,309.50\n389,987,752.30\n418,949,378.32\n410,148,637.16\n422,521,464.91\n421,601,723.13\n406,661,402.52\n425,318,694.30\n428,867,855.10\n427,903,556.24\n420,425,213.34\n438,867,998.83\nShort Term Liabilities\n54,707,783.64\n134,067,700.58\n179,874,148.53\n193,114,218.14\n190,611,160.64\n190,817,851.33\n189,287,948.45\n187,885,613.69\n192,806,142.21\n194,818,587.99\n195,017,951.26\n196,412,895.15\n215,118,073.59\nOther Foreign Liabilities*\n64,723,338.01\n159,401,608.92\n210,113,603.77\n225,835,160.18\n219,537,476.52\n231,703,613.58\n232,313,774.68\n218,775,788.84\n232,512,552.09\n234,049,267.11\n232,885,604.97\n224,012,318.18\n223,749,925.24\n of which blocked funds\n52,790,869.15\n131,743,040.88\n171,686,088.39\n184,824,435.01\n179,488,881.37\n191,557,287.91\n191,564,844.22\n177,624,192.87\n190,969,111.27\n191,664,044.89\n191,174,087.59\n181,636,605.52\n181,088,588.70\nNet Domestic Assets (NDA)\n128,192,366.11\n288,275,130.35\n382,503,085.26\n403,686,857.45\n398,837,103.00\n414,025,868.46\n416,589,882.06\n410,799,302.62\n428,456,369.46\n433,378,426.70\n423,911,503.19\n424,930,288.99\n444,749,080.57\nDomestic Claims\n12,736,347.09\n10,707,313.49\n13,930,835.24\n9,173,375.62\n8,137,864.08\n16,330,004.87\n15,975,321.34\n17,721,762.12\n18,864,046.83\n20,211,944.02\n14,624,071.75\n24,589,033.83\n28,240,574.97\nNet Claims on Central Government\n10,322,164.33\n6,497,233.96\n9,443,480.36\n5,892,417.23\n4,011,357.97\n9,947,354.13\n11,354,832.62\n15,520,804.20\n10,812,290.33\n11,396,835.82\n6,500,724.62\n14,103,224.21\n17,603,373.13\nClaims on Central Government\n13,472,711.66\n16,374,954.71\n18,731,582.60\n18,958,846.78\n17,824,429.35\n18,854,638.49\n19,461,417.62\n25,693,679.77\n24,602,411.40\n24,790,733.37\n25,677,529.11\n27,876,847.35\n28,316,386.84\nOf which: Securities Other than Shares\n6,515,431.76\n6,441,291.52\n6,348,432.53\n6,274,326.46\n6,194,697.32\n6,101,509.11\n6,051,655.92\n6,035,224.38\n6,165,262.55\n6,095,109.16\n5,962,815.29\n5,871,229.64\n5,850,605.06\nLoans\n6,957,279.90\n9,933,663.19\n12,383,150.07\n12,684,520.32\n11,629,732.03\n12,753,129.37\n13,409,761.69\n19,658,455.39\n18,437,148.85\n18,695,624.21\n19,714,713.82\n22,005,617.72\n22,465,781.78\n Loans and Advances\n2,954,184.45\n5,927,212.09\n8,377,024.21\n8,672,446.67\n7,617,711.22\n8,740,654.93\n9,388,431.71\n15,645,165.82\n14,425,116.65\n14,682,354.29\n15,701,443.90\n17,997,932.14\n18,458,096.20\n Legacy Debt\n391,529.61\n394,885.26\n394,560.01\n400,507.80\n400,454.97\n400,908.59\n409,764.14\n401,723.73\n400,466.35\n401,704.08\n401,704.08\n396,119.73\n396,119.74\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\nOf which: Deposits\n3,150,547.32\n9,877,720.74\n9,288,102.23\n13,066,429.55\n13,813,071.38\n8,907,284.36\n8,106,585.00\n10,172,875.57\n13,790,121.07\n13,393,897.55\n19,176,804.49\n13,773,623.14\n10,713,013.71\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n2,414,182.75\n4,210,079.53\n4,487,354.87\n3,280,958.40\n4,126,506.11\n6,382,650.74\n4,620,488.72\n2,200,957.92\n8,051,756.50\n8,815,108.19\n8,123,347.12\n10,485,809.62\n10,637,201.84\nOther Financial Corporations\n198,980.02\n198,722.36\n199,979.99\n200,871.01\n194,092.65\n191,304.06\n192,148.23\n188,349.05\n204,933.06\n703,425.29\n703,645.95\n1,533,608.33\n1,602,101.94\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n2,032,346.15\n3,825,379.33\n4,103,280.79\n2,895,408.28\n3,746,599.01\n4,967,594.21\n3,730,697.26\n1,309,265.53\n7,102,293.92\n7,356,206.59\n6,508,948.22\n7,770,895.87\n7,770,921.98\nPrivate Sector\n182,856.59\n185,977.83\n184,094.09\n184,679.11\n185,814.45\n1,223,752.47\n697,643.23\n703,343.34\n744,529.53\n755,476.31\n910,752.95\n1,181,305.42\n1,264,177.93\nClaims on Other Depository Corporations\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\nOf which: Loans\n2,363,408.58\n2,836,488.36\n2,971,403.60\n3,064,656.78\n2,842,129.71\n2,887,258.50\n2,988,284.32\n3,684,021.80\n2,564,013.70\n2,678,324.79\n2,055,511.30\n2,433,322.77\n3,018,822.69\nOther Liabilities to ODCs\n12,393,411.08\n20,777,523.67\n31,484,074.13\n36,504,621.50\n37,868,889.89\n35,078,524.21\n43,158,130.62\n53,880,036.70\n52,386,928.65\n59,780,016.83\n67,223,250.63\n68,479,829.04\n74,078,427.51\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n6,941,755.11\n11,137,597.35\n13,291,243.49\n14,580,745.12\n13,851,775.48\n9,084,137.29\n11,687,723.67\n22,262,484.07\n29,594,641.97\n31,870,831.11\n32,826,932.93\n33,556,990.26\n41,514,984.85\nOther Items(Net)\n-125,482,666.85 -295,508,852.17 -397,084,920.55 -427,953,446.54 -425,725,999.11 -429,887,129.29 -440,784,407.01 -443,273,555.40 -459,415,237.58 -470,268,174.72 -474,455,170.78 -466,387,761.43 -487,568,110.43\nShares and Other Equity\n-124,140,506.17\n-296,849,225.12\n-396,135,173.94\n-433,060,072.45\n-427,106,363.79\n-433,463,716.88\n-441,933,638.10\n-442,191,359.79\n-459,147,547.11\n-467,159,156.05\n-471,095,071.67\n-458,343,431.18\n-477,762,942.16\nOther Items(Net)\n-2,187,936.05\n-2,077,424.75\n-2,675,989.93\n-2,358,189.93\n-3,416,387.63\n-3,309,230.72\n-3,537,819.62\n-3,242,652.80\n-1,473,280.48\n-4,426,426.77\n-4,965,601.97\n-9,430,994.41\n-10,971,526.97\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n845,775.37\n3,417,797.70\n1,726,243.32\n7,464,815.83\n4,796,752.30\n6,885,818.31\n4,687,050.70\n2,160,457.19\n1,205,590.01\n1,317,408.10\n1,605,502.86\n1,386,664.16\n1,166,358.70\n0.17\n0.12\n0.13\n0.13\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n13,815,364.85\n12,651,566.81\n16,145,434.53\n12,383,054.95\n12,732,319.53\n15,522,125.70\n18,424,345.96\n18,762,395.12\n21,824,780.59\n22,377,634.26\n19,248,051.52\n22,620,090.06\n26,215,258.96\nBond Coins\n99,712.72\n99,710.08\n99,709.22\n99,709.27\n99,709.34\n99,709.54\n99,709.66\n2,375,925.99\n99,709.66\n99,709.73\n99,709.87\n99,709.99\n99,710.09\nBond Notes\n1,356,393.24\n1,570,979.64\n1,797,797.97\n1,955,979.19\n2,044,143.53\n2,022,625.16\n2,029,709.06\n99,709.69\n2,603,693.97\n2,847,426.23\n3,050,378.36\n3,152,287.93\n3,550,401.56\nLiabilities to ODCs\n12,082,367.03\n10,419,558.83\n11,457,457.43\n10,063,539.06\n10,250,353.16\n13,378,590.41\n15,910,190.58\n16,386,469.12\n19,121,376.95\n19,430,498.30\n16,097,963.29\n19,368,092.13\n22,565,147.30\n Reserve Deposits\n1,386,675.05\n890,125.59\n1,049,647.55\n1,237,283.94\n1,401,898.97\n1,678,661.09\n2,008,569.51\n2,199,092.20\n2,444,129.79\n4,799,500.58\n5,160,139.38\n5,730,094.93\n6,659,921.67\n Exess reserves \n10,695,691.98\n9,529,433.25\n10,407,809.87\n8,826,255.12\n8,848,454.19\n11,699,929.32\n13,901,621.07\n14,187,376.93\n16,677,247.16\n14,630,997.72\n10,937,823.91\n13,637,997.20\n15,905,225.63\nPrivate Deposits\n276,891.86\n561,318.26\n2,790,469.91\n263,827.44\n338,113.50\n21,200.60\n384,736.66\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2021\n Provisional until audit is completed\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n17 \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nMay-20\nJun-20\nJul-20\nAug-20\nSep-20\nOct-20\nNov-20\nDec-20\nJan-21\nFeb-21\nMar-21\nApr-21\nMay-21\nNet Foreign Assets\n17,376,410.27\n41,344,994.73\n57,017,065.73\n67,384,864.72\n68,733,970.12\n71,069,144.72\n75,248,543.48\n75,270,272.86\n78,105,494.23\n70,894,296.04\n77,366,267.57\n77,366,267.57\n77,366,267.57\nClaims on Non Residents\n22,510,950.77\n53,130,231.08\n72,022,862.19\n84,210,291.97\n83,986,978.02\n85,970,018.68\n90,081,991.05\n89,458,700.13\n93,882,385.99\n86,920,278.98\n92,405,865.60\n92,405,865.60\n92,405,865.60\nOf Which: Foreign Currency\n3,581,769.90\n9,729,549.76\n18,357,028.29\n28,776,016.24\n30,217,561.04\n32,235,029.76\n34,673,918.84\n39,886,775.04\n42,733,946.30\n41,025,473.91\n40,953,342.99\n40,953,342.99\n40,953,342.99\nDeposits\n18,887,749.91\n43,314,001.39\n53,559,656.10\n55,319,393.27\n53,657,586.61\n53,623,468.12\n55,308,353.64\n49,426,810.30\n50,993,755.75\n45,711,660.09\n51,250,447.13\n51,250,447.13\n51,250,447.13\nOther\n41,430.97\n86,679.92\n106,177.81\n114,882.47\n111,830.36\n111,520.80\n99,718.57\n145,114.78\n154,683.94\n183,144.98\n202,075.48\n202,075.48\n202,075.48\nLess Liabilities to Non Residents\n5,134,540.50\n11,785,236.35\n15,005,796.46\n16,825,427.25\n15,253,007.90\n14,900,873.96\n14,833,447.57\n14,188,427.27\n15,776,891.76\n16,025,982.94\n15,039,598.02\n15,039,598.02\n15,039,598.02\nOf Which: Deposits\n1,860,609.63\n3,767,028.56\n5,065,144.06\n5,996,405.81\n4,800,281.08\n4,449,027.74\n4,387,729.22\n3,826,796.90\n4,683,800.54\n4,962,383.04\n4,425,775.68\n4,425,775.68\n4,425,775.68\nLoans\n3,273,930.87\n8,018,207.80\n9,940,652.40\n10,829,021.44\n10,452,726.81\n10,451,846.22\n10,445,718.35\n10,361,630.37\n11,093,091.22\n11,063,599.89\n10,613,822.34\n10,613,822.34\n10,613,822.34\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n40,695,850.36\n56,705,559.53\n71,245,059.44\n74,011,298.35\n79,943,074.31\n91,947,346.14\n105,610,829.31\n127,131,173.37\n140,672,048.38\n153,013,944.93\n153,685,960.87\n153,685,960.87\n153,685,960.87\nDomestic Claims\n26,324,107.94\n39,405,825.66\n45,963,566.91\n53,678,911.04\n55,355,723.35\n64,456,144.91\n72,736,794.64\n83,427,964.18\n89,535,168.13\n107,162,635.34\n109,643,067.84\n109,643,067.84\n109,643,067.84\nNet Claims on Central Government\n3,952,942.15\n4,789,640.77\n5,032,498.00\n6,046,746.39\n5,154,302.32\n6,285,992.63\n7,411,541.18\n7,756,042.48\n4,885,721.32\n14,285,799.58\n12,742,043.20\n12,742,043.20\n12,742,043.20\nClaims on Central Government\n4,583,622.89\n6,269,011.77\n6,764,380.71\n6,897,574.44\n6,685,832.35\n8,085,738.13\n8,981,489.00\n12,096,069.09\n10,339,391.23\n19,074,011.73\n17,617,850.02\n17,617,850.02\n17,617,850.02\nSecurities\n4,579,097.46\n6,264,725.96\n6,760,053.73\n6,883,528.44\n6,676,225.73\n8,068,172.39\n8,961,484.35\n12,072,773.09\n10,322,702.11\n19,049,865.62\n17,602,682.71\n17,602,682.71\n17,602,682.71\nLoans\n4,525.43\n4,285.81\n4,326.98\n14,046.00\n9,606.62\n17,565.74\n20,004.65\n23,296.00\n16,689.12\n24,146.11\n15,167.30\n15,167.30\n15,167.30\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\nOf which: Deposits\n630,680.74\n1,479,371.00\n1,731,882.71\n850,828.05\n1,531,530.04\n1,799,745.50\n1,569,947.81\n4,340,026.60\n5,453,669.91\n4,788,212.16\n4,875,806.82\n4,875,806.82\n4,875,806.82\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n22,371,165.79\n34,616,184.88\n40,931,068.91\n47,632,164.65\n50,201,421.03\n58,170,152.28\n65,325,253.46\n75,671,921.69\n84,649,446.81\n92,876,835.77\n96,901,024.65\n96,901,024.65\n96,901,024.65\nOther Financial Corporations\n157,689.88\n554,716.67\n810,143.43\n97,708.48\n143,909.38\n1,207,134.60\n1,258,747.26\n407,927.51\n191,340.91\n178,390.27\n1,972,737.48\n1,972,737.48\n1,972,737.48\nState and Local Government\n26,575.69\n23,225.26\n25,961.37\n27,859.83\n35,174.26\n34,462.77\n28,449.36\n37,924.29\n28,196.82\n31,854.73\n30,050.30\n30,050.30\n30,050.30\nPublic Non Financial Corporations\n791,776.58\n2,037,662.29\n1,051,666.60\n1,046,289.40\n1,050,377.14\n1,039,061.29\n1,269,961.90\n1,269,008.65\n1,264,278.21\n1,493,663.89\n1,328,960.37\n1,328,960.37\n1,328,960.37\nPrivate Sector\n21,395,123.64\n32,000,580.66\n39,043,297.50\n46,460,306.94\n48,971,960.25\n55,889,493.61\n62,768,094.94\n73,957,061.25\n83,165,630.87\n91,172,926.88\n93,569,276.49\n93,569,276.49\n93,569,276.49\nClaims on the Central Bank\n21,706,416.06\n29,919,616.89\n54,830,533.49\n55,843,634.83\n57,763,783.89\n68,012,702.35\n74,300,828.81\n77,254,382.86\n79,477,691.43\n74,589,859.15\n84,489,214.72\n84,489,214.72\n84,489,214.72\nCurrency\n330,036.01\n461,761.08\n690,816.60\n975,094.30\n1,084,208.81\n1,064,177.41\n1,063,605.07\n1,177,847.43\n1,483,283.31\n1,738,717.73\n1,457,136.40\n1,457,136.40\n1,457,136.40\nReserves\n21,376,380.05\n29,457,855.81\n54,139,716.89\n54,868,540.52\n56,679,575.08\n66,948,524.94\n73,237,223.74\n76,076,535.42\n77,994,408.12\n72,851,141.43\n83,032,078.32\n83,032,078.32\n83,032,078.32\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n536,691.85\n887,577.50\n1,387,934.10\n1,837,109.59\n1,863,123.11\n1,812,655.13\n1,489,512.69\n1,318,615.34\n391,146.93\n409,213.89\n75,373.50\n75,373.50\n75,373.50\nOther Items(Net)\n6,797,981.79\n11,732,305.51\n28,161,106.86\n33,674,137.93\n31,313,309.81\n38,708,845.99\n39,937,281.45\n32,232,558.32\n27,949,664.25\n28,329,335.68\n40,370,948.20\n40,370,948.20\n40,370,948.20\nShares and Other Equity\n15,953,204.84\n31,312,741.50\n36,291,671.56\n39,784,266.01\n40,345,113.68\n41,378,645.15\n44,233,235.31\n52,039,781.33\n51,086,082.23\n56,811,270.41\n60,088,130.57\n60,088,130.57\n60,088,130.57\nLiabilities to other ressident sectors\n365,355.02\n348,181.06\n348,728.32\n422,486.38\n372,163.87\n441,747.71\n423,616.80\n292,018.63\n376,668.85\n609,870.31\n408,850.46\n408,850.46\n408,850.46\nOther Items(Net)\n-9,520,578.07\n-19,928,617.05\n-8,479,293.02\n-6,532,614.47\n-9,403,967.74\n-3,111,546.88\n-4,719,570.65\n-20,099,241.64\n-23,513,086.84\n-29,091,805.04\n-20,126,032.83\n-20,126,032.83\n-20,126,032.83\nDeposits and Securities Included in Broad Money\n58,072,260.63\n98,050,554.25\n128,262,125.18\n141,396,163.08\n148,677,044.43\n163,016,490.87\n180,859,372.79\n202,401,446.22\n218,777,542.62\n223,908,240.98\n231,052,228.44\n231,052,228.44\n231,052,228.44\nDeposits Included in Broad Money\n57,713,065.69\n \n97,187,347.86\n \n127,237,814.07\n \n140,284,498.63\n \n147,593,137.33\n \n161,784,545.97\n \n179,622,031.80\n \n200,965,243.38\n \n217,355,104.75\n \n222,450,885.44\n \n229,411,015.11\n \n229,411,015.11\n \n229,411,015.11\n \nTransferable Deposits\n54,870,283.47\n \n93,169,652.47\n \n121,190,660.19\n \n134,852,887.37\n \n140,657,703.75\n \n153,387,406.86\n \n170,624,218.30\n \n191,058,398.68\n \n206,003,627.38\n \n208,504,172.16\n \n215,242,961.41\n \n215,242,961.41\n \n215,242,961.41\n \n of which FCAs\n24,984,322.48\n \n57,701,775.14\n \n79,076,606.18\n \n82,607,196.16\n \n88,430,395.05\n \n91,944,864.16\n \n100,147,096.67\n \n102,824,762.68\n \n108,386,216.00\n \n109,466,728.50\n \n114,435,612.97\n \n114,435,612.97\n \n114,435,612.97\n \nOther Deposits\n2,842,782.22\n4,017,695.39\n6,047,153.88\n5,431,611.26\n6,935,433.58\n8,397,139.11\n8,997,813.50\n9,906,844.70\n11,351,477.37\n13,946,713.28\n14,168,053.71\n14,168,053.71\n14,168,053.71\nMoney Market Instruments\n359,194.93\n \n863,206.40\n \n1,024,311.11\n \n1,111,664.44\n \n1,083,907.10\n \n1,231,944.90\n \n1,237,340.99\n \n1,436,202.84\n \n1,422,437.87\n \n1,457,355.54\n \n1,641,213.33\n \n1,641,213.33\n \n1,641,213.33\n \nSource:Reserve Bank of Zimbabwe,2021\n \n \n \n \n18 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n20 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nSource:Reserve Bank of Zimbabwe,2021\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n22 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nSource:Reserve Bank of Zimbabwe,2021\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n23 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nSource:Reserve Bank of Zimbabwe,2021\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n24 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328,643.63\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nSource:Reserve Bank of Zimbabwe,2021\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n25 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nSource: Reserve Bank of Zimbabwe,2021\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n26 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2019\nJan\n4.00-18.00\n9.47\n7.40\nFeb\n4.00-18.00\n9.23\n7.30\nMar\n4.00-18.00\n9.23\n7.31\nApr\n4.00-18.00\n9.30\n7.38\nMay\n4.00-22.00\n9.31\n7.33\nJun\n4.00-22.00\n9.15\n7.67\nJul\n4.00-35.00\n9.54\n8.40\nAug\n5.00-55.00\n14.37\n18.43\nSep\n5.00-65.00\n14.64\n19.81\nOct\n5.00-65.00\n15.59\n19.66\nNov\n5.00-65.00\n15.06\n18.00\nDec\n5.00-65.00\n16.08\n18.31\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nSource:Reserve Bank of Zimbabwe, 2021\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n27 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\n Source:Reserve Bank of Zimbabwe, 2021\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n28 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nSource:Zimstat, 2021\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n29 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n57.33\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nSource:Zimstat, 2021\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n30 \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2020; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n31 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nSource: Reserve Bank of Zimbabwe, 2021\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n32 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2018\nJan\n91.3\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nSource:Zimbabwe Stock Exchange, 2021\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n5548.1\n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n4706.6\n4.5\n594.0\n13.9\n2015.1\n831.0\nMar\n6300.4\n4.5\n654.2\n12.5\n2657.1\n864.8\nApr\n5786.8\n3.3\n640.9\n11.5\n3002.6\n822.6\nMay\n7298.4\n4.2\n819.7\n10.5\n3550.1\n968.6\nJun\n7997.3\n4.7\n779.4\n8.3\n3724.3\n1135.5\nJul\n8290.0\n4.0\n790.0\n9.4\n4446.7\n1262.5\nAug\n7762.9\n2.9\n811.2\n14.0\n4558.5\n1255.0\nSep\n7155.0\n4.0\n842.5\n17.0\n4462.4\n1393.1\nOct\n8230.5\n4.2\n821.3\n17.9\n4607.4\n1428.2\nNov\n7922.5\n3.7\n657.5\n19.9\n3964.8\n1026.7\nDec\n8355.2\n2.8\n917.2\n14.6\n4833.8\n1102.9\n2019\nJan\n6903.0\n2.9\n1294.0\n16.9\n3608.8\n1056.2\nFeb\n8337.0\n4.0\n1330.6\n17.2\n3594.5\n1093.6\nMar\n9881.5\n3.9\n1399.5\n18.3\n4080.7\n1250.6\nApr\n10321.4\n3.1\n1590.1\n14.0\n4949.3\n1408.5\nMay\n14670.3\n4.2\n1397.5\n11.8\n6692.5\n1897.8\nJun\n17881.2\n3.7\n1464.7\n30.1\n7130.0\n2539.8\nJul\n23309.9\n3.7\n1806.5\n36.6\n9137.4\n3295.8\nAug\n23596.6\n2.4\n2181.6\n38.5\n11077.6\n3493.6\nSep\n30328.1\n3.8\n3029.9\n51.9\n15112.0\n5337.7\nOct\n39413.7\n3.9\n3621.6\n67.1\n16588.3\n6237.0\nNov\n40871.8\n3.5\n4199.3\n67.4\n13537.8\n7200.3\nDec\n49579.8\n2.8\n5695.4\n97.2\n19356.7\n8724.0\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n4532.1\n35306.3\n64996.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36383.0\n61941.7\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n34 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\nINTERNET\n2018\nJan\n 548.1 \n22.7\n20981.2\n449.6\n100593.9\n501.8\nFeb\n 457.2 \n22.5\n18869.0\n292.2\n89584.3\n463.8\nMar\n 545.2 \n23.7\n21996.8\n268.4\n116120.0\n510.5\nApr\n 505.5 \n17.4\n21170.0\n253.6\n117616.8\n457.0\nMay\n 611.1 \n21.2\n23278.2\n213.2\n137423.0\n496.6\nJun\n 553.6 \n22.5\n23790.0\n175.2\n156609.8\n502.2\nJul\n 560.2 \n20.1\n25075.5\n223.1\n169416.8\n559.6\nAug\n 553.0 \n15.1\n25249.9\n317.4\n164918.0\n518.7\nSep\n 543.0 \n19.4\n24918.0\n300.8\n161289.5\n511.3\nOct\n 571.6 \n20.4\n21025.4\n345.5\n161427.4\n496.0\nNov\n 477.4 \n16.7\n17845.4\n334.9\n133862.1\n430.6\nDec\n 478.6 \n13.0\n27419.1\n236.2\n161540.7\n409.1\nAnnual Total\n 6,404.4 \n234.6 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n401.5\n12.2\n40613.8\n232.6\n135481.1\n413.4\nFeb\n456.5\n16.4\n27811.2\n226.8\n119081.1\n463.6\nMar\n525.9\n15.4\n30417.6\n248.9\n142597.8\n441.0\nApr\n535.0\n13.7\n32092.5\n168.8\n157348.3\n390.1\nMay\n642.6\n14.7\n15542.6\n121.4\n166491.6\n494.3\nJun\n706.0\n13.3\n18012.1\n79.6\n160873.0\n486.8\nJul\n983.5\n13.6\n20465.4\n99.6\n170823.3\n638.2\nAug\n872.9\n9.0\n21919.8\n85.2\n179281.2\n542.3\nSep\n1010.7\n11.9\n22749.6\n62.4\n200441.9\n679.4\nOct\n1079.4\n12.7\n23191.6\n65.0\n206621.5\n1099.3\nNov\n982.1\n10.3\n25737.5\n225.2\n152919.9\n2044.1\nDec\n1003.8\n7.6\n27800.5\n385.5\n146316.6\n1273.6\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n 720.0 \n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n 806.0 \n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n 1,112.8 \n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n 951.7 \n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n 1,029.8 \n-\n16511.3\n664.4\n103708.7\n994.8\nSource:Reserve Bank of Zimbabwe, 2021\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n35 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nApr\n200.5\n224.7\n425.20\n-24.23\nMay\n298.7\n361.1\n659.80\n-62.40\nJun\n330.0\n407.3\n737.32\n-77.28\nJul\n286.4\n345.8\n632.20\n59.31\nAug\n389.3\n404.9\n794.25\n-15.62\nSep\n398.8\n441.4\n840.21\n-42.57\nOct\n439.4\n490.2\n929.60\n-50.80\nNov\n528.9\n509.7\n1038.60\n19.20\nDec\n488.3\n527.2\n1015.50\n-38.90\n4,395.70\n5,001.70\n9,397.40\n-487.37\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nSource: ZIMSTAT, 2021\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-May-2021-Final.pdf"}
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+{"doc_id": "e0be3e28d8b311b26134dc2804a54c36", "text": "1 \n \n \nBANK OF GHANA \nMONETARY POLICY COMMITTEE \nPRESS RELEASE \n26 November 2025 \n \nGood afternoon, ladies and gentlemen of the press. \nThe Monetary Policy Committee (MPC) held its 127th meeting from November 24 – \n26, 2025, to evaluate recent economic developments and assess risks to the outlook \nfor inflation and growth. This briefing summarises the key discussions and the \nCommittee's decision on the Monetary Policy Rate. \n \nIn the global context, growth has held steady despite major policy shifts, \nsupported by easing financial conditions and fiscal stimulus in many countries. \nNotwithstanding the steady growth conditions, the outlook remains fragile amid a still \nvolatile trade environment and ongoing geopolitical tensions. Global headline inflation \nhas eased further on the back of lower energy and food prices. However, the pace of \nease in inflation remains uneven, especially for countries adversely impacted by the \nvolatile trade environment. The ease in global financing conditions since April 2025, \ndriven in part by declining long-term bond yields and stronger equity markets has \nhelped moderate external financing risks. Central banks are monitoring these \ndevelopments closely and policy decisions in the months ahead will be driven by \nincoming data, especially on the trajectory of inflation. \n \nOn the domestic front, growth continues to gain momentum. Following the strong \nGDP outturn of 6.3 percent in the first half of the year, the Monthly Indicator of \nEconomic Growth, recently released by the Ghana Statistical Service, point to a \nprovisional growth of 5.1 percent in August 2025 compared with 4.9 percent in same \nmonth of last year, driven by the services and agriculture sectors. \n \nThe Composite Index of Economic Activity is also posting strong gains. At the \nend of September, the Bank’s updated Composite Index of Economic Activity (CIEA) \nrecorded a strong growth outturn of 9.6 percent, compared to 2.9 percent growth for \nthe corresponding period of 2024. Industrial production, international trade activities, \ncredit to the private sector, and consumption contributed to the increase in the Index \nover the period. The latest confidence surveys, conducted in October 2025, reflected \ncontinued optimism on current and future economic conditions. Also, Ghana’s \nPurchasing Managers’ Index improved on account of new orders in response to the \nincreased pace of economic activity. Taken together, these gains indicate that the \nnegative output gap is closing. The expectation is that, should this momentum be \nmaintained in September 2025, the GDP growth outturn for the year will remain strong. \nInflation decline in the year has been steady and on target. From 23.5 percent in \nJanuary 2025, headline inflation has eased to the Bank’s central target of 8.0 percent \nin October. The decline was broad based as both food and non-food inflation are \n \n2 \n \ncurrently in single digits, the first since July 2021. The sustained disinflation has been \ndriven by the continued maintenance of a tight monetary policy stance, sustained fiscal \nconsolidation efforts, a stable currency, and relative improvement in food supply. Also, \nthe Bank’s core inflation measure, which excludes energy and utility, has declined, \nreflecting significant moderation in underlying inflationary pressures. Price \nexpectations by consumers, businesses, and the banking sector for the next year \nsignalled well-anchored inflation expectations. The Bank’s latest near-term forecasts \nshow that inflation will continue to decline and settle between 6-8 percent by the end \nof the year. \n \nInterest rates have generally declined in line with the reduction in the Monetary \nPolicy Rate. The interbank weighted average rate declined to 21.0 percent in October \n2025, from 27.7 percent in the same month of 2024. The interest equivalent of the 91-\nday benchmark rate eased to 10.6 percent in October 2025, from 25.8 percent in \nOctober 2024. Also, average bank lending rate declined to 22.2 percent compared \nwith 30.5 percent in the same comparative period. This has triggered a gradual \nrecovery in private sector credit growth. From 7.1 percent contraction in May 2025, \nprivate sector credit growth, in real terms, has improved to 5.4 percent in October \n2025. \n \nBudget performance over the first nine months was marked by strong fiscal \nconsolidation. Revenue and grants fell below the target by 4.7 percent, while \nexpenditure was below the target by 15 percent. This resulted in an overall fiscal deficit \non commitment basis of 1.5 percent of GDP, better than the target deficit of 3.2 percent \nof GDP. The primary balance on commitment basis, recorded a surplus of 1.6 percent \nof GDP, compared with the target of 1.0 percent. As at end-October 2025, the total \npublic debt stock was at 45.0 percent of GDP, compared with 61.8 percent of GDP at \nend-December 2024. The decline in the public debt was attributed to effective debt \nmanagement, reduced borrowing costs, and appreciation of the local currency. \n \nDeposit money banks remain sound, profitable and well capitalised. The financial \nsoundness indicators, including solvency, profitability, asset quality, and efficiency \nindicators all point to relative improvement in year-on-year terms. The Non-Performing \nLoan (NPL) ratio declined to 19.5 percent in October 2025, from 22.7 percent in \nOctober 2024, driven by pickup in bank credit and contraction in the stock of NPLs. \nHowever, credit risks remain elevated and looking ahead, policy actions to recapitalise \nthe few undercapitalised banks and full implementation of the new regulatory \nguidelines aimed at reducing NPLs would further strengthen the banking industry. \n \nThe external sector conditions remain favourable. The current account improved \nsignificantly in the first nine months of 2025 to a surplus of US$3.8 billion compared to \nUS$553.6 million for the same period in 2024. The trade surplus increased to US$7.5 \nbillion on the back of a surge in gold and cocoa export earnings. Private inward \ntransfers remained high at U$6.0 billion at the end of the third quarter. The current \naccount surplus, together with favourable balances in the capital and financial \naccounts, translated into an overall balance of payment surplus of US$1.8 billion and \nsupported an accumulation of reserve assets to US$11.4 billion in October 2025, \nequivalent to 4.8 months of import cover. Reserves are projected to increase further \nby year end. The reserve accumulation efforts have helped provide cushion for the \ncurrency, with the cedi strengthening against the major trading currencies. In the year \n \n3 \n \nto 21st November 2025, the cedi recorded an appreciation of 32.2 percent against the \nUS dollar. \n \nIn taking the policy decision, the view of the Committee was that overall \nmacroeconomic conditions have broadly improved. Given the anticipated significant \ndecline in inflation by the end of the year, the tight monetary policy stance, the \nsignificant build-up of reserves which is providing anchor for exchange rate stability, \nthe Bank projects a continued stable inflation profile around the target and well into \nthe first half of 2026. This is against the backdrop that current risks in the outlook to \nshift the path of inflation away from target have moderated significantly. Hence, the \nprevailing high real interest rates provides some scope to ease policy to further boost \nthe growth recovery efforts. \n \nGiven these considerations, the Committee, by a majority decision, voted to lower the \nMonetary Policy Rate further by 350 basis points to 18.0 percent. The Committee will \ncontinue to monitor developments and take the appropriate policy decisions to ensure \nsound and stable macroeconomic conditions. \nAdditional Measure \nIn addition to the policy rate reduction, the Bank will return to the use of the 14-day \nbill as its main instrument for conducting Open Market Operations. \n \nInformational Note \nThe next Monetary Policy Committee (MPC) meeting is scheduled for January 26-28, \n2026. The meeting will conclude on January 28, 2026, with the announcement of the \npolicy decision.", "source": "BOG", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Press-Release-November-2025.pdf"}
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+{"doc_id": "e3965da6ad0f92dc7cb8ecda4c29aea3", "text": "South African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n18 July 2013 \n \n \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Gill Marcus, Governor of the South African Reserve Bank \n \nThe period since the previous meeting of the Monetary Policy Committee (MPC) \nhas been dominated by the reaction of the global financial markets to statements \nby the US Federal Reserve that a slowdown in quantitative easing may begin \nsooner than previously anticipated. The news impacted on capital flows to \nemerging markets, with outflows from bond markets in particular, but yields on \nlong term bonds of advanced economies were also affected. While some of the \ninitial fears have been addressed by further guidance from the Fed, this episode \ngives some insight into the difficulties that could be faced in fine-tuning exit \nstrategies from highly accommodative monetary policies, particularly at a time \nwhen global growth remains weak. \n \n \n2\nThese events had a significant impact on the exchange rate of the rand, creating \nfurther upside risks to the inflation outlook at a time when the domestic economy \nhas shown increased signs of vulnerability. There has consequently been no let-\nup in the policy dilemma faced by monetary policy: that of a widening output gap \nin a worsening inflation environment. \n \nThe year-on-year inflation rate as measured by the consumer price index (CPI) \nfor all urban areas surprised on the downside at 5,6 per cent in May 2013, having \nmeasured 5,9 per cent for the previous three consecutive months. However, this \ndecline is likely to have been temporary as it was due in part to a 73 cent per litre \ndecrease in the petrol price in May, which has since been reversed by an 84 cent \nper litre increase in July. Food price inflation increased further from 6,3 per cent \nin April to 6,7 per cent, and accounted for 1,0 percentage point of CPI inflation. \nThe other main contributors to the inflation outcome were housing and utilities \nand miscellaneous goods and services which contributed 1,4 and 1,1 percentage \npoints respectively. Administered price inflation declined to 6,3 percent from 8,9 \nper cent in April due to the petrol price decline. Excluding petrol, administered \nprice inflation was unchanged at 7,8 per cent. Core inflation, which excludes \nfood, petrol and electricity, measured 5,3 per cent, marginally up from 5,2 per \ncent in April. The headline producer price inflation for final manufactured goods \nmeasured 4,9 per cent in May, compared with 5,4 per cent in April. \n \n \n3\nDespite the lower starting point, the inflation forecast of the Bank has \ndeteriorated since the previous meeting of the MPC. Inflation is now expected to \naverage 0,1 and 0,3 percentage points higher in 2013 and 2014 at 5,9 per cent \nand 5,5 per cent respectively, while the forecast for 2015 has been raised from \n5,0 per cent to 5,2 per cent. A temporary breach of the upper end of the target \nrange is still expected in the third quarter of 2013, but at a higher average level of \n6,3 per cent (6,1 per cent previously), followed by a return to within the target \nrange by the final quarter of the year. The deterioration is mainly due to \ncontinued currency weakness and higher-than-expected petrol price increases. \n \nThe forecast for core inflation for 2013 is unchanged at an average of 5,3 per \ncent in 2013 and is now expected to peak at 5,5 per cent in the fourth quarter. \nThis measure is then expected to moderate and to average 5,2 per cent and 5,0 \nper cent in the coming two years, compared with the previous forecasts of 5,0 per \ncent and 4,6 per cent respectively. This upward drift in the forecast in the \nabsence of obvious excess demand pressures suggests that there may be \nemerging underlying pressures, possibly due to the lagged effects of the \ndepreciation of the rand exchange rate. \n \nInflation expectations appear to have remained anchored around the upper end \nof the inflation target range. According to the survey conducted by the Bureau for \nEconomic Research at Stellenbosch University during the second quarter of \n2013, inflation expectations of all the categories of respondents remained almost \n \n4\nunchanged compared with those of the previous quarter. Overall, the survey \nfound that inflation is expected to average 6,0 per cent in 2013 and 6,1 per cent \nin the next two years, with financial analysts’ expectations below those of the \nbusiness executives and trade union officials over the whole forecast period and \nwithin the target range. The former category is consistent with the Reuters survey \nwhich reflects expectations of an average of 5,9 per cent in 2013, and \nmoderating to 5,6 per cent and 5,4 per cent in the following two years, \nrespectively. \n \nThe global economic growth outlook has remained fragile due to the continuing \ndeeper recession in the Eurozone and a slowdown in a number of systemically \nimportant emerging market economies. Several forecasters, including the IMF, \nhave downgraded Eurozone growth forecasts against the backdrop of a \nslowdown in Germany, and continued risks emanating from Portugal, Italy and \nSpain. In its recent World Economic Outlook update, the IMF reduced its 2013 \nforecast for Eurozone growth by 0,2 percentage points to -0,6 per cent, with a \nweaker recovery than previously forecast in 2014. Although the US economic \nrecovery appears to be gaining some traction, headwinds from the fiscal \ncontraction remain, and first quarter economic growth, at an annualised 1,8 per \ncent, was weaker than the initial estimate of 2,5 per cent. The sustainability of the \nrecovery is also at risk from rising long-term bond and mortgage interest rates in \nresponse to expectations of a tapering off of asset purchases by the Fed. There \n \n5\nare tentative signs of stronger growth in Japan, but the sustainability of the \nrecovery remains uncertain. \n \nThe slowing growth in various emerging market economies including China, \nBrazil and Russia illustrate the difficulties of decoupling from the advanced \neconomies, with the IMF revising its forecasts for 2013 for China from 7,8 per \ncent to 7,5 per cent; Russia from 3,4 per cent to 2,5 per cent; and Brazil from 3,0 \nper cent to 2,5 per cent. The deteriorating outlook for emerging markets has \nbeen compounded by the recent capital flow reversals that impacted adversely \non domestic bond and currency markets in particular. While financial markets \nhave stabilised somewhat, the risks posed to emerging economies in general, \nincluding South Africa, by normalisation of monetary policy in the US in the \nfuture, are evident. \n \nThe combination of slower growth in China and the stronger US dollar has also \nimpacted negatively on commodity prices, although oil prices have been \nunderpinned by risks related to recent events in Egypt. Global inflation remains \nbenign and monetary policy is expected to remain accommodative in the \nadvanced economies for some time, as indicated in the forward guidance \nprovided by the ECB, the Bank of England and the Fed, notwithstanding a \npossible slower pace of quantitative easing in the US. By contrast, a general \ntightening bias is evident in a number of emerging markets in response to recent \ncapital flow and exchange rate developments. \n \n6\n \nMovements in the exchange rate of the rand continue to pose the main upside \nrisk to the inflation outlook. Since the previous meeting of the MPC exchange \nrate volatility has increased and the rand generally traded in a range between \nR9,60 and R10,36 against the US dollar. Since the beginning of the year the rand \nhas depreciated by 14,2 per cent against the US dollar and by 11,1 per cent on a \ntrade weighted basis. Much of the recent volatility and weakness has been in line \nwith the reaction of a number of other emerging market currencies to fears of US \nmonetary policy tightening. The rand has also been negatively impacted by lower \ncommodity prices. \n \nDomestic bond yields increased significantly in response to capital outflows and \nhigher bond yields in the advanced economies. The yield on the 10-year \ngovernment bond, for example, increased by more than 100 basis points since \nthe financial market turbulence in late May. Net sales of domestic government \nbonds by non-residents amounted to R17,4 bn in May and June. In July non-\nresidents became net buyers again with net purchases of R3,0 bn, bringing the \nyear-to-date net total to R5,2 bn. Having been net sellers of South African \nequities in both 2011 and 2012, non-residents have returned to the market, with \nyear-to-date net purchases of R23,3 bn. \n \nDespite a 15,5 per cent nominal effective depreciation of the rand exchange rate \nsince January 2012, the pass-through to inflation has been relatively muted, \n \n7\nparticularly when compared with previous episodes of currency weakness. This is \nprobably a reflection of the weak pricing power in some sectors of the economy \nin a low growth environment. Nevertheless the risk remains that these pricing \npressures may intensify at some stage, particularly if the exchange rate \ndepreciates further from current levels. \n \nMarket expectations are for a moderate appreciation of the rand in the coming \nmonths, although these expectations have been tempered in recent surveys. \nAccording to the Reuters Econometer survey conducted in June, analysts on \naverage expect a rand/dollar exchange rate of R9,70 at the end of 2013, and \nR9,40 at the end of 2014. There is, however, a wide dispersion between the \nforecasters, reflecting a high degree of uncertainty. Despite a slight narrowing of \nthe current account deficit in the first quarter of 2013 to 5,8 per cent of GDP, the \ndepreciated currency reflects this deficit against a backdrop of declining terms of \ntrade and more uncertain global capital flows. \n \nThe outlook for domestic economic growth has weakened further, following the \nfirst quarter annualised growth rate of 0,9 per cent. While more favourable \noutcomes can be expected in the subsequent quarters of this year, overall annual \ngrowth is likely to be lower than the 2,5 per cent growth rate recorded in 2012. \nThe Bank’s growth forecast for 2013 has again been revised down from 2,4 per \ncent to 2,0 per cent, and from 3,5 per cent to 3,3 per cent for 2014. Growth is \nexpected to accelerate to 3,6 per cent in 2015, compared with 3,8 per cent \n \n8\npreviously. The risks to the outlook are still assessed to be on the downside, \nparticularly in the face of further delays in overcoming electricity supply \nconstraints. In line with these subdued growth prospects, the RMB/BER Business \nConfidence Index declined from 52 in the first quarter of 2013 to 48 in the second \nquarter, consistent with the continued sideways movement of the Bank’s leading \nindicator of economic activity. \n \nThe outlook for the mining sector remains bleak following a 0,7 per cent year-on-\nyear contraction in May. Although production showed positive month-to-month \ngrowth for the first time in four months, on a three-month-to-three-month basis \nthe sector contracted by 1,4 per cent. There are indications that the \nmanufacturing sector will make a positive contribution to growth in the second \nquarter following the annualised 7,9 per cent contraction in the first quarter. In \nMay the sector expanded by 2,2 per cent on a year-on-year basis, and by 0,9 per \ncent on a three-month-to-three-month basis. This more positive trend is also \nindicated in the Kagiso PMI which increased by 1,2 index points to 52,6 in July, \n \nThe real value of building plans passed remains on a moderately upward trend \ndespite a decline in May. The FNB construction confidence index reflects some \nimprovement, having increased by 4 points to 41 in the second quarter of 2013, \nalthough the civil construction index declined somewhat over the same period. \n \n \n9\nUnderlying the sluggish economic growth outlook is the low growth in real gross \nfixed capital formation, which moderated from an annualised 4,3 per cent in the \nfourth quarter of 2012 to 2,5 per cent in the first quarter of 2013. Private sector \nfixed investment growth slowed from 3,8 per cent to 2,8 per cent over this period, \nand reflected lower outlays in all sectors apart from agriculture, construction and \nfinance. Work stoppages at Eskom’s Medupi plant also impacted negatively on \ninvestment by state-owned enterprises in the quarter. Fixed investment \nexpenditure is likely to remain affected by low business confidence and \nprolonged electricity supply constraints. \n \nEmployment growth remains subdued, particularly in the private sector. In the \nyear from March 2012 to March 2013, employment grew by 1,0 per cent, or \n80,000 workers, of which 65,000 were in the public sector, although this number \nwas inflated by temporary appointments relating to municipal by-elections in the \nfirst quarter of the year. Employment contracted in the mining and manufacturing \nsectors during this period. The official unemployment rate increased from 24,9 \nper cent in the fourth quarter of 2012 to 25,2 per cent in the first quarter of 2013. \nOf particular concern is the increase in the youth unemployment rate to 52,9 per \ncent in the first quarter. \n \nSlower growth in real consumption expenditure by households is indicative of \ndeclining consumer confidence and the relative lack of excessive demand \npressures in the economy. Household Consumption expenditure growth \n \n10\nmoderated to 2,3 per cent in the first quarter of 2013, driven mainly by more \nsubdued demand for durable goods, particularly motor vehicles. Real retail trade \nsales surprised on the upside in May with year-on-year growth of 6,2 per cent. \nNevertheless, retail trade sales increased by 0,5 per cent in the three months \nending May compared with the previous three months, suggesting a continuation \nof the moderate growth in sales. \n \nConsumption expenditure is expected to be constrained by high petrol and \nelectricity costs, high consumer debt levels and declining growth in credit \nextension to households. Despite a moderation in the growth of household debt \nin the first quarter of 2013, the ratio of household debt to disposable income was \nunchanged at 75,4 per cent, as growth in real disposable income also slowed. \n \nTwelve-month growth in total loans and advances extended to the private sector \nincreased by 9,3 per cent in May, but excluding mortgage advances the increase \nwas 16,8 per cent. In the first five months of 2013, general loans (mainly \nunsecured lending) continued to account for the bulk of the increase in credit \nextension, but at a slower pace, particularly to households. Twelve-month growth \nin general loans to households declined from a recent peak of 35,4 per cent in \nSeptember 2012 to 24,4 per cent in May 2013. The slowdown is more \npronounced when measured over three months. In the three months to the end of \nMay 2013, annualised growth was 11,3 per cent, compared with rates of increase \nin excess of 30 per cent during 2012. \n \n11\n \nOne of the upside risks to inflation remains wage and salary increases. In the first \nquarter of 2013, a stronger upward trend was observed with growth in nominal \nremuneration per worker increasing from 6,6 per cent in the fourth quarter of \n2012 to 7,5 per cent. With slower productivity growth, this implied an increase in \nunit labour cost growth from 5,2 per cent to 6,7 per cent. These increases are \nconsistent with the overall average wage settlement rate in collective bargaining \nagreements published by Andrew Levy Employment Publications, which \nincreased from 7,6 per cent in 2012 to 7,9 per cent in the first quarter of 2013. \n \nOther upside risks to the inflation outlook emanate from food prices, which have \nbeen accelerating over the past few months following a low of 4,6 per cent in \nSeptember 2012. Food price pressures are intensifying at the producer price \nlevel, with manufactured food product prices increasing by 6,9 per cent in May. \nAlthough agricultural product inflation remained subdued at 2,6 per cent, this was \nmainly due to the 13,0 per cent decline in live animal prices which offset the 10,4 \nper cent increase in cereal and other crop prices. More favourably, global food \nprices have declined as a result of expectations of bumper crops in some of the \nmain grain producing countries. The FAO international cereals price index \ndecreased by 10,1 per cent since September 2012. \n \nGlobal oil prices have broken out of their recent trading range of between \nUS$100 and US$105, mainly due to political developments in the Middle East. \n \n12\nHowever, the relatively subdued global growth outlook, particularly in China, is \nlikely to restrain these price increases. The current under-recovery of around 36 \ncents per litre on the domestic petrol price is mainly due to international price \ndevelopments, and indicates that a further petrol price increase can be expected \nin August. \n \nThe MPC continues to face conflicting policy choices relating to rising inflation \nand slowing growth. Inflation is expected to resume its upward trajectory \nfollowing the brief respite in May. However, despite the upward trend in core \ninflation, there are no strong signs of excess demand pressures and the forecast \nfor headline inflation suggests that the breach of the target may be short-lived. \nThe main upside risk to the inflation outlook is the exchange rate and much will \ndepend on the strength of the pass-through to inflation, which to date has been \nrelatively muted. However, the risk remains that these pressures could be \nmounting, particularly if further currency weakness occurs and affects inflation \nexpectations, which are currently anchored at the upper end of the target range. \nIn addition, the outcome of the present round of wage bargaining will be critical in \ndetermining the extent of wage pressure on the inflation outlook. \n \nThe output gap has widened, and is only anticipated to begin to narrow during \n2015, when growth is expected to be more or less in line with potential. The \ndownside risk to growth has already resulted in the Bank being more tolerant of \n \n13\ninflation at the upper end of the target range than would normally have been the \ncase, an approach that is consistent with a flexible inflation targeting framework. \n \nWhile the upside risks to the inflation outlook reduce the scope for further \naccommodation, a tightening of the monetary policy stance does not \nautomatically follow. This will be highly dependent on how we see the inflation \ntrajectory unfolding in this very uncertain environment. In other words, it has \nbecome even more data dependent. At this stage a sustained breach of the \ninflation target is not our central forecast. However, we are concerned about the \nrevised higher trajectory of core inflation and macroeconomic vulnerabilities that \nare increasingly evident. The MPC is mindful of these conflicting pressures and \nthe challenging domestic and global environment, and will continue to monitor \ndevelopments closely and act appropriately to achieve its mandate. The MPC \nhas decided to keep the repurchase rate unchanged at 5,0 per cent per annum. \n \nGill Marcus \nGOVERNOR \n \nContact person: \nCandice Jeffreys \n+27 12 313 4209 \nCandice.Jeffreys@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Statement-July--2013-Final.pdf"}
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+{"doc_id": "eb66730eefcbb81a28eb7f2303572f10", "text": "i \n \n \n \n \n \n \n \nFEBRUARY 2018 \n \n1 \n \nTABLE OF CONTENTS \n \nSelected Economic Indicators ...................................................................................................... 2 \nInternational Commodity Prices ................................................................................................. 3 \nMerchandise Trade Developments .............................................................................................. 4 \nMonetary Developments ............................................................................................................... 6 \nStock Market Developments ........................................................................................................ 7 \nInflation Outturn .......................................................................................................................... 8 \nNational Payments System Developments .................................................................................. 9 \n \n \n \n \n \n \n \n2 \n \n \n \n \n2018 \n \nJanuary \n2018 \n \nFebruary \nMonth-on- \nMonth \nChange (%) \nZ.S.E. Mining Index1 \n130.42 \n124.91 \n-4.22 \nZ.S.E. Industrial Index1 \n305.33 \n294.55 \n-3.53 \nNational Payment System Transactions \n(US$ millions) \n10 596 .92 \n8 962.11 \n-15.4 \nMoney Supply (US$ millions)2 \n7 837.57 \n7 825.33 \n0.16 \nMoney Supply (M3) Annual Growth2 (%) \n38.39 \n35.58 \n \nYearly Inflation3 (%) \n3.52 \n2.98 \n \nMonthly Inflation3 (%) \n0.30 \n0.08 \n \nNominal Lending Rate2 (% per annum) \n4.45-18.00 \n4.45-18.00 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring \nthe \nmonth \nof \nFebruary \n2018, \ninternational commodity prices of precious and \nbase metals increased. Crude oil prices, \nhowever, retreated during the same period. \n \n Precious Metals \n \nPrecious metals continued on an upward trend, \nwith gold prices firming by 0.1%, from \nUS$1,332.17/oz in the previous month to \nUS$1,333.04/oz in February 2018. Similarly, \nplatinum prices increased from US$994.22/oz \nin January 2018, to US$996.48/oz in February \n2018. This followed the dampening of \nexpectations of an interest rate hike by the \nFederal Reserve. \n Figure 1: Precious metal prices \nSource: Bloomberg, 2018 \n \nBase Metals \nCopper prices registered a 1.9% increase to \nclose the month of February 2018 at \nUS$7,266.78/ton. Nickel prices, also increased \nby 5.8%, from US$12,863.41/ton in January \n2018 to US$13,608.75/ton, in February 2018. \nThe base metal prices firmed on the back of \neasing economic growth concerns in China, \nfollowing the release of positive data on China’s \ngrowth outlook. The positive outlook boosted \nthe demand prospects for base metals in China, \nthe world’s largest base metal consumer. \nFigure 2:Base metal prices \nSource: Bloomberg, 2018 \n Brent Crude Oil \nCrude oil prices declined by 5.0%, from \nUS$69.04/barrel \nin \nJanuary \n2018 \nto \n$ 65.60/barrel, during the month under review. \nThe prices were weighed down by an \nunexpected rise in US stockpiles, coupled with \nthe increase in crude oil production. \n Figure 3: International crude oil prices \nSource: Bloomberg, 2018 \n0\n450\n900\n1350\n1800\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nFeb-18\nGold\nPlatinum\n0\n2000\n4000\n6000\n8000\n10000\n12000\n14000\n0\n1500\n3000\n4500\n6000\n7500\nFeb-17\nApr-17\nJun-17\nAug-17\nOct-17\nDec-17\nFeb-18\nNICKEL US/TON\nCOPPER US$/TON\nCopper\nNickel\n0.00\n10.00\n20.00\n30.00\n40.00\n50.00\n60.00\n70.00\n80.00\nFeb-16\nApr-16\nJun-16\nAug-16\nOct-16\nDec-16\nFeb-17\nApr-17\nJun-17\nAug-17\nOct-17\nDec-17\nFeb-18\n \n \n \n4 \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade stood at US$922.0 \nmillion in February 2018, a 24.3% increase from \nUS$740.9 million recorded in January 2018. \nMerchandise \nexports \nfor \nFebruary \n2018 \namounted to US$347.2 million, representing a \n37.9% increase from US$347.2 million realized \nin January 2018. Merchandise imports during \nthe month under review were 17.4% higher than \nthe previous month, at US$574.7 million. \nMerchandise Exports \nDuring the month under review, gold, flue-cured \ntobacco, nickel (mattes, ores & concentrates) \nferrochrome and ferrochrome dominated the \ncountry’s exports, contributing about 80% of \ntotal export earnings. \n \nTable 1: Exports Classified by HS Code \nProduct \nFeb-18 \nUS$m \nFeb-18 \nShare of \nTotal \nExports \n(%) \n Semi-manufactured \ngold \n100.6 \n29.0 \n Flue-cured tobacco \n75.8 \n21.8 \n Nickel mattes \n46.1 \n13.3 \n Nickel ores and \nconcentrates \n36.9 \n10.6 \n Ferro-chrome \n18.9 \n5.5 \nChromium ores and \nconcentrates \n7.2 \n2.1 \nCoal (Coke) \n5.3 \n1.5 \n Unwrought Platinum \n3.9 \n1.1 \n Blake tea \n3.5 \n1.0 \n Granite \n2.2 \n0.6 \n Other \n46.9 \n13.5 \n Total \n347.2 \n100.0 \nSource: Zimstat, 2018 & RBZ Calculations, 2018 \nThe country’s exports for the month under \nreview were mainly destined for the SADC \nregion, with South Africa and Mozambique \nabsorbing about 63.7% and 7.8% of total \nexports, respectively. Figure 4 shows the \ncountry’s major export destinations during the \nmonth under analysis. \n \nFigure \n4: Major \nMerchandise Export \nDestinations (% Share of Total) \n \nSource: Zimstat, 2018 & RBZ Calculations, 2018 \nMerchandise Imports \nEnergy imports, namely; diesel, petrol and \nelectricity, dominated the country’s import bill \nduring the month under analysis, accounting for \nabout 21.0% of total imports. \nThe source of imports by country was as \nfollows: South Africa (45.5%), Singapore \n(15.4%), China (5.4%), United Kingdom \n(3.2%); and Mauritius (3.1%). \n \n \nSouth \nAfrica\n63.7%\nMozambique\n7.8%\nUAE\n11.3%\nZambia\n1.8%\nGermany\n0.3%\nNamibia\n0.2%\nNetherlands\n0.1%\nBotswana\n0.6%\nMalawi\n0.5%\nItaly\n0.1%\n \n \n \n5 \n \nFigure 5: Major Merchandise Import \nSources (% Share of Total) \n \nSource: Zimstat, 2017 & RBZ Calculations, 2018 \n \nTrade balance \nThe merchandise trade developments during the \nmonth under review resulted in a trade deficit of \n-US$228.6 million. This was 4.2% lower than \nthe -US$238.5 million trade deficit recorded in \nJanuary 2018. \n \n \n \n \n \n \n \n1 Provisional figures \n2 Beginning January 2017, broad money is redefined using \nIMF’s Monetary and Financial Statistics Manual of 2000. \nFigure 6: Merchandise Exports, Imports & \nTrade Balance (US$m): Jan-Feb 2018 \n \nSource: Zimstat, 2017 & RBZ Calculations, 2018 \n \nMONETARY DEVELOPMENTS1 \n \nBroad money supply2 stood at US$7 825.33 \nmillion in February 2018, registering an annual \ngrowth of 35.58%, from US$5 771.61 million \nin February 2017. The growth was due to \nincreases in transferable deposits, 47.28%; and \nnegotiable certificates of deposits3, 27.01%. \nTime deposits, however, declined by 6.04%. \nBond notes and coins in circulation increased \nfrom US$113.38 million in February 2017, to \nUS$331.84 million in February 2018. \n \nOn a month-on-month basis, broad money \ndeclined by 0.16%, from US$7 837.57 million \nin January 2018 to US$7 825.33 in February \n2018. This was on the back of a 6.88% decline \nThe major change is the exclusion of Government deposits \nheld by banks from broad money. \n3 NCDs are also referred to as securities included in broad \nmoney. \n -\n 10.0\n 20.0\n 30.0\n 40.0\n 50.0\nSouth Africa\nSingapore\nChina\nUnited Kingdom\nMauritius\nIndia\nJapan\nUnited Arab Emirates\nFrance\nZambia\nMozambique\nOther\nPercent\n251.2 \n346.3 \n489.7 \n574.9 \n(238.5)\n(228.6)\n-300\n-200\n-100\n0\n100\n200\n300\n400\n500\n600\n700\nJan'2018\nFeb'2018\nExports\nImports\nTrade Balance\n \n \n \n6 \n \nin reserve money, from US$2 475.79 million in \nJanuary 2018 to US$2 305.52 million February \n2018. \n \nFigure 7: Money Supply \n \n \nSource: Reserve Bank of Zimbabwe, 2018 \n \nDuring the month under review, broad money \ncomprised of transferable or transitory deposits, \n76.15%; time deposits, 18.64%; currency in \ncirculation, 4.24%; and negotiable certificates \nof deposits, 0.96%. \n \n \n \n \n \n \n \n \n \n \nFigure 8: Composition of Money Supply \nFebruary 2018 \nSource: Reserve Bank of Zimbabwe, 2018 \nDomestic credit increased by 38.35%, from \nUS$7 606.21 million in February 2017 to \nUS$10 523.40 million in February 2018. The \ngrowth was largely driven by a 61.09% increase \nin net credit to Government. On a month-on-\nmonth basis, domestic credit registered a 0.50% \nincrease, from US$10 471.11 million in \nJanuary 2018 to US$10 523.40 in February \n2018. \nCredit to the private sector stood at \nUS$3 587.17 million in February 2018, a 6.17% \nincrease from $3 378.77 million in February \n2017. \nOn a month-on-month basis, credit to the private \nsector \nincreased \nby \n0.28%, \nfrom \nUS$ 3 577.05 million in January 2018 to \nUS$3 587.17 million in February 2018. \n \n \n \n-10\n0\n10\n20\n30\n40\n50\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n 8.0\n%\nUS$ BILLIONS\nM3\nM3 Annual Growth rate\nTransferable Deposits\n76.15%\nOther Deposits \n(Time)\n18.64%\nNCDs\n0.96%\nBond \nNotes and \nCoins\n4.24%\n \n \n \n7 \n \nFigure 9: Sectoral Distribution of Credit \nSource: Reserve Bank of Zimbabwe, 2018 \nDuring the month of February 2018, outstanding \ncredit to the private sector was distributed as \nfollows: \nhouseholds, 23.75%; \nagriculture, \n18.75%; \nservices, \n15.12%; \ndistribution, \n12.12%; manufacturing, 10.95%; financial \norganisations and investments, 10.69%; mining, \n4.17%; construction, 2.30%; transport; and \ncommunications, 1.57% and other,0.58%. \nPrivate sector credit was channelled towards \ninventory build-up, 28.18%; consumer durables, \n19.60%; fixed capital investment, 11.66%; and \npre and post shipment financing, 1.06%. \nAmounts \nutilised \nfor \nother \nrecurrent \nexpenditures constituted 39.51% of the total \noutstanding loans and advances, during the \nmonth under review. \nSTOCK MARKET DEVELOPMENTS \n \nBearish investor sentiments persisted on the \nZimbabwe Stock Exchange (ZSE) during the \nmonth under analysis. Resultantly, the All Share \nIndex (ASI) registered a 3.60% decline, from \n91.32 \npoints \nin \nJanuary \n2018, \nto \n88.03 points in February 2018. This largely \nreflected price correction, following the stock \nprice bubble of the second half of 2017. \n \nFigure 10: Zimbabwe Stock Exchange All \nShare and top 10 Indices \n \nSource: Zimbabwe Stock Exchange,2018 \n \n \nSimilarly, industrial and mining indices \ndeclined by 3.54% and 4.22%, to close the \nmonth under review at 294.55 points and \n124.91 points, respectively. \n \nFigure 11: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2018 \nHouseholds\n23.75%\nAgriculture, \n18.75%\nManufacturing, 10.95%\nServices, \n15.12%\nDistribution, 12.12%\nFinancial \nOrganisations\n, 10.69%\nMining, \n4.17%\nTransport and \nCommunication, \n1.57%\nConstruction, 2.30%\nOther, 0.58%\n75.00\n80.00\n85.00\n90.00\n95.00\n100.00\n2-Jan-18\n6-Jan-18\n10-Jan-18\n14-Jan-18\n18-Jan-18\n22-Jan-18\n26-Jan-18\n30-Jan-18\n3-Feb-18\n7-Feb-18\n11-Feb-18\n15-Feb-18\n19-Feb-18\n23-Feb-18\n27-Feb-18\nFigure 1: ZSE All Share and Top \n10 Indices\nAll Share Index\nTop 10 Index\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n550\n31-Jan-17\n28-Feb-17\n31-Mar-17\n30-Apr-17\n31-May-17\n30-Jun-17\n31-Jul-17\n31-Aug-17\n30-Sep-17\n31-Oct-17\n30-Nov-17\n31-Dec-17\n31-Jan-18\n28-Feb-18\nIndustrial\nMining\n \n \n \n8 \n \nThe volume of shares traded closed the month \nof February 2018 at 138.14 million, up from \n55.03 million shares in January 2018. This was \nunderpinned by block trades of 23.3 million \nFirst Mutual Properties shares, 13.3 million \nMashonaland Holdings shares, 3.47 million \nDairibord Holdings shares, 2.97 million Meikles \nshares, 2.02 million Econet Wireless shares and \n0.99 million Delta Corporation shares that \nexchanged hands at 5 cents, 2.99 cents, 11.15 \ncents, 30 cents, 68 cents and 158.5 cents, \nrespectively. \nThe ZSE market turnover also increased by \n102.95%, from US$31.40 million in January \n2018 to US$63.74 million, during the month \nunder review. \nForeign \ninvestor \nparticipation, \nhowever, \nretreated, reflected by a net outflow of $2.05 \nmillion in February 2018, compared to the net \ninflow of $12.37 million in the previous month. \n \nFigure 12: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2018 \nZSE market capitalisation stood at $8.39 billion \nin February 2018 a 3.08% decline from US$8.65 \nbillion registered in January 2018. \n \nINFLATION OUTTURN \n \nAnnual Inflation \n \nThe annual headline inflation slowed down to \n2.98% in February 2018, from 3.52% registered \nin January 2018. This was on account of the \ndecelaration in food inflation. \nAnnual food inflation declined from 6.17% in \nJanuary 2018 to 4.35% in February 2018. Non \nfood inflation, however, accelerated from 2.29% \nin January 2018, to close the month under \nreview at 2.33%. \nFigure 9 shows annual inflation developments \nfrom January 2016 to February 2018. \nFigure 13:Annual Inflation (%) \n \nSource: ZIMSTAT, 2018 \nMonthly Inflation \n \nMonthly inflation stood at 0.08% in February \n2018, down from 0.3% in January 2018, on \naccount of both food and non-food inflation. \n \n0.00\n30.00\n60.00\n90.00\n120.00\n150.00\n180.00\n210.00\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nFeb-18\nValues Traded (US$ Millions)\nVolumes Traded (Millions)\nVolume\nTurnover\n-4.5\n-3\n-1.5\n0\n1.5\n3\n4.5\n6\nFeb-16\nMay-16\nAug-16\nNov-16\nFeb-17\nMay-17\nAug-17\nNov-17\nFeb-18\nHeadline Inflation\nFood\nNon Food\n \n \n \n9 \n \n \nFigure 14: Month On Month Inflation \n \n \nSource: ZIMSTAT, 2018 \nMonth-on-month food inflation fell by 0.57 \npercentage points from 0.39% in January 2018, \nto -0.18% in February 2018. Food inflation was \nlargely driven by declines in prices of bread and \ncereals, meat, oils and fats, and coffee, tea and \ncocoa. \nMonthly non-food inflation decelerated to \n0.21% in February 2018, from 0.25% in \nJanuary 2018. This was, in large part, accounted \nfor by the decline in transport services. \n \nNATIONAL PAYMENTS SYSTEM \n \nThe total value of transactions processed \nthrough the National Payment System (NPS) \nplatform registered a 15.7% decline, to close the \nmonth of February 2018 at US$8.96 billion. \nSimilarly, the volume of NPS transactions \ndeclined by 10.9%, from 124.93 million in \nJanuary \n2018 \nto \n111.37 \nmillion \nin \nFebruary 2018. \n \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nDuring the month of February 2018, the value \nof transactions processed through the RTGS \nsystem stood at US$4.71 billion, down from \nUS$5.55 billion in January 2018. RTGS \nvolumes \nalso \ndeclined \nfrom \n548 \n125 \ntransactions in the previous month, to 457 188 \ntransactions during the month under review. \nFigure 15: ZETTS Volumes and Values \nSource: Reserve Bank of Zimbabwe, 2018 \n \nCash transactions \nThe total value of cash transactions stood at \nUS$204.78 million in February 2018, down \nfrom US$220.5 million in January 2018. \nMobile and Internet Based Transactions \nMobile and internet based transactions closed \nthe month under review at US$2.85 billion, \nregistering a 16.82% decline from the previous \nmonth value of US$3.3 billion. \n-0.5\n-0.3\n-0.1\n0.2\n0.4\n0.6\n0.8\n1.0\n1.2\n1.4\n1.6\nFeb-16\nMay-16\nAug-16\nNov-16\nFeb-17\nMay-17\nAug-17\nNov-17\nFeb-18\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n -\n 100\n 200\n 300\n 400\n 500\n 600\n 700\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nVolume\nValue\n \n \n \n10 \n \n \n \nCard Based Transactions \nCard based transactions declined from \nUS$684.74 million in January 2018, to \nUS$607.93 million in February 2018. \nCheque Transactions \nThe value of cheque transactions also decreased \nby 8.7%, from US$4.89 million in the previous \nmonth to US$4.47 million in February 2018. \n \nAPRIL 2018 \nRESERVE BANK OF ZIMBABWE \n \n11 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n11 \n 2. Central Bank Survey \n \n \n \n \n \n \n12 \n \n3. Other Depository Corporations Survey \n \n \n \n \n13 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n14 \n 4.2 Liabilities \n \n \n \n \n \n \n \n15 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n16 \n 5.2 Liabilities \n \n \n \n17 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n18 \n 6.2 Liabilities \n \n \n \n \n \n19 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n20 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n21 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n22 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n23 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n24 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n25 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n26 \n 11. Exchange Rates \n \n \n \n \n \n \n \n27 \n \n \n \n \n \n12 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 28 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 29 \n \n13.2 Volumes of Transactions \n \n \n \n \n 30 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 13 \n \n \nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nFeb-18\nNet Foreign Assets\n-574,226.80\n-558,721.32\n-513,306.49\n-568,383.24\n-574,712.07\n-626,166.71\n-581,024.98\n-549,943.15\n-600,146.55\n-718,745.96\n-963,774.49 -1,004,950.72\n-1,058,322.46\nCentral Bank(net)\n-588,653.44\n-584,124.96\n-598,046.16\n-624,627.79\n-572,190.43\n-673,117.34\n-634,409.89\n-644,166.06\n-736,057.71\n-869,239.58 -1,126,260.86 -1,184,176.73\n-1,238,013.30\nForeign Assets\n446,101.75\n420,146.58\n406,925.81\n381,126.20\n415,139.98\n380,195.83\n432,967.36\n442,659.91\n330,188.17\n316,883.48\n426,145.71\n296,246.77\n293,630.88\nForeign Liabilities\n1,034,755.19\n1,004,271.54\n1,004,971.97\n1,005,753.98\n987,330.41\n1,053,313.17\n1,067,377.25\n1,086,825.97\n1,066,245.88\n1,186,123.05\n1,552,406.57\n1,480,423.50\n1,531,644.18\nOther Depository Corporations(net)\n14,426.64\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\n46,950.63\n53,384.91\n94,222.92\n135,911.17\n150,493.62\n162,486.37\n179,226.01\n179,690.85\nForeign Assets\n290,763.66\n275,104.70\n338,839.86\n302,736.47\n260,090.51\n212,254.02\n214,135.93\n249,362.59\n293,931.99\n304,880.23\n338,932.13\n334,406.75\n324,307.90\nForeign Liabilities\n276,337.02\n249,701.07\n254,100.19\n246,491.92\n262,612.14\n165,303.39\n160,751.02\n155,139.67\n158,020.82\n154,386.61\n176,445.76\n155,180.74\n144,617.06\nNet Domestic Assets (NDA)\n6,345,868.68 6,438,654.97 6,630,089.13 6,768,665.58 7,066,383.69\n7,190,192.60 7,656,567.78\n8,010,141.46 8,287,169.55\n8,738,773.53\n9,071,999.06\n8,842,518.51\n8,883,651.73\nDomestic Claims\n7,606,214.41\n7,693,211.88 7,850,810.40\n8,109,966.41\n8,430,156.54 8,563,257.71\n9,041,471.69 9,445,954.95 9,806,932.03 10,290,523.51 10,699,362.07 10,501,106.36\n10,523,404.79\nClaims on Central Government(net)\n3,859,591.32 3,839,525.33 4,019,529.99\n4,168,269.21\n4,429,130.33\n4,583,719.81\n4,963,451.34 5,262,365.52 5,558,940.68\n5,980,149.89\n6,277,467.58\n6,217,222.75\n6,217,344.80\nClaims on Central Government\n3,939,990.88\n3,952,135.70\n4,118,041.33\n4,265,615.80\n4,543,365.26\n4,702,324.42\n5,092,414.12\n5,358,107.60\n5,642,566.58\n6,055,451.35\n6,412,445.92\n6,365,720.36\n6,411,631.80\nCentral Bank\n2,355,433.40\n2,337,736.86\n2,444,902.51\n2,578,541.50\n2,781,509.63\n2,976,316.75\n3,253,867.88\n3,386,569.83\n3,558,186.58\n3,826,415.91\n3,985,873.65\n4,002,809.96\n4,073,776.80\nODCs\n1,584,557.48\n1,614,398.84\n1,673,138.81\n1,687,074.29\n1,761,855.63\n1,726,007.68\n1,838,546.24\n1,971,537.77\n2,084,380.00\n2,229,035.44\n2,426,572.26\n2,362,910.40\n2,337,855.00\nLess Liabilities to Central Government\n80,399.57\n112,610.37\n98,511.34\n97,346.59\n114,234.93\n118,604.61\n128,962.78\n95,742.09\n83,625.90\n75,301.46\n134,978.34\n148,497.61\n194,286.99\nCentral Bank\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,373.09\n41,168.00\n93,049.24\nODCs\n55,259.64\n86,901.10\n76,234.01\n75,103.98\n73,714.80\n78,059.42\n88,330.97\n55,196.23\n43,095.62\n34,748.45\n94,605.25\n107,329.61\n101,237.76\nClaims on Other Sectors\n3,746,623.09\n3,853,686.55\n3,831,280.41\n3,941,697.20\n4,001,026.21\n3,979,537.89\n4,078,020.35\n4,183,589.43\n4,247,991.35\n4,310,373.62\n4,421,894.49\n4,283,883.60\n4,306,059.99\nOther Financial Corporations\n46,341.75\n47,369.15\n49,453.09\n52,463.93\n105,548.86\n54,242.21\n48,020.09\n49,739.69\n49,554.83\n52,045.37\n64,990.53\n61,245.16\n71,411.06\nState and Local Government\n35,006.53\n34,312.18\n34,732.93\n36,595.52\n35,573.02\n34,059.17\n34,223.63\n31,707.35\n33,198.40\n38,416.75\n46,177.22\n55,046.17\n54,613.41\nPublic Non Financial Corporations\n286,508.91\n280,721.01\n314,505.79\n346,370.34\n349,686.88\n412,068.05\n412,045.72\n465,886.74\n474,544.48\n526,356.79\n591,300.63\n590,546.93\n592,869.46\nPrivate Sector\n3,378,765.90\n3,491,284.21\n3,432,588.60\n3,506,267.42\n3,510,217.45\n3,479,168.47\n3,583,730.91\n3,636,255.65\n3,690,693.65\n3,693,554.71\n3,719,426.11\n3,577,045.34\n3,587,166.06\nCentral Bank\n21,712.67\n21,760.49\n18,704.05\n19,992.79\n20,634.27\n21,723.98\n30,090.82\n24,112.13\n29,027.93\n30,167.18\n25,776.78\n14,203.44\n14,223.70\nODCs\n3,357,053.23\n3,469,523.72\n3,413,884.55\n3,486,274.63\n3,489,583.19\n3,457,444.48\n3,553,640.10\n3,612,143.52\n3,661,665.72\n3,663,387.53\n3,693,649.33\n3,562,841.90\n3,572,942.36\nOther Items(Net)\n1,260,345.73\n1,254,556.91\n1,220,721.27\n1,341,300.82 1,363,772.85\n1,373,065.10 1,384,903.90\n1,435,813.49\n1,519,762.48\n1,551,749.98\n1,627,363.01\n1,658,587.85\n1,639,753.06\nShares and Other Equity\n1,481,806.96\n1,505,125.73\n1,501,542.78\n1,530,318.81\n1,547,498.75\n1,546,591.54\n1,561,407.08\n1,584,816.35\n1,635,896.82\n1,657,131.70\n1,862,915.59\n1,838,103.60\n1,868,350.08\nLiabilities to Other Financial Corporations\n19,754.13\n15,735.14\n15,467.80\n15,506.06\n17,953.19\n18,647.30\n17,870.07\n27,738.15\n24,759.56\n24,615.34\n6,152.75\n2,600.12\n2,920.26\nRestricted Deposits\n66,737.97\n67,789.29\n68,133.12\n84,939.87\n84,617.96\n84,477.31\n32,685.62\n115,800.59\n161,010.60\n88,854.55\n65,604.73\n83,202.55\n63,087.75\nDeposits and Securities Excluded from Base Mone\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-307,953.33\n-334,093.24\n-364,422.43\n-289,463.92\n-286,297.05\n-276,651.05\n-227,058.87\n-292,541.60\n-301,904.50\n-218,851.62\n-307,310.05\n-265,318.43\n-294,605.04\nBroad Money-M3\n5,771,641.88 5,879,933.65\n6,116,782.64 6,200,282.35\n6,491,671.62 6,564,025.89 7,075,542.80\n7,460,198.31\n7,687,023.01\n8,020,027.58\n8,108,224.57\n7,837,567.78\n7,825,329.27\nSecurities Other than Shares Included in Broad M\n59,329.24\n60,161.15\n63,292.20\n61,392.93\n65,667.46\n66,282.58\n71,054.38\n55,830.26\n62,975.36\n66,482.78\n68,638.47\n65,056.19\n75,354.27\nBroad Money-M2\n5,712,312.64 5,819,772.50 6,053,490.44 6,138,889.42 6,426,004.16 6,497,743.31 7,004,488.42 7,404,368.06 7,624,047.65\n7,953,544.80\n8,039,586.10\n7,772,511.59\n7,749,975.00\nOther Deposits\n1,552,644.56\n1,529,856.98\n1,530,705.58\n1,558,418.08\n1,538,865.52\n1,600,104.76\n1,604,901.44\n1,571,434.68\n1,460,819.34\n1,450,191.32\n1,401,725.04\n1,453,958.89\n1,458,797.16\nNarrow Money-M1\n4,159,668.08 4,289,915.52 4,522,784.87 4,580,471.34 4,887,138.64 4,897,638.55 5,399,586.98 5,832,933.38\n6,163,228.31\n6,503,353.48\n6,637,861.06\n6,318,552.70\n6,291,177.84\nTransferable Deposits\n4,046,287.46\n4,147,742.43\n4,369,406.07\n4,404,701.40\n4,690,977.34\n4,696,301.61\n5,199,733.27\n5,589,485.14\n5,875,303.92\n6,184,269.27\n6,305,923.18\n5,987,477.45\n5,959,338.10\nCurrency Outside Depository Corporations\n113,380.62\n142,173.09\n153,378.80\n175,769.94\n196,161.30\n201,336.94\n199,853.71\n243,448.24\n287,924.39\n319,084.21\n331,937.88\n331,075.25\n331,839.74\nSource: Reserve Bank of Zimbabwe,2018\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n14 \n \n \nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nFeb-18\nNet Foreign Assets\n-588,653.44\n-584,124.96\n-598,046.16\n-624,627.79\n-572,190.43\n-673,117.34\n-634,409.89\n-644,166.06\n-736,057.71\n-869,239.58 -1,126,260.86 -1,184,176.73\n-1,238,013.30\nClaims on Non Residents\n446,101.75\n420,146.58\n406,925.81\n381,126.20\n415,139.98\n380,195.83\n432,967.36\n442,659.91\n330,188.17\n316,883.48\n426,145.71\n296,246.77\n293,630.88\nOfficial Reserves Assets\n347,232.74\n320,724.81\n306,786.71\n281,496.90\n311,951.49\n217,201.99\n270,004.32\n281,012.34\n227,656.94\n205,053.80\n292,621.94\n158,151.02\n155,811.96\nOther Foreign Assets\n98,869.01\n99,421.78\n100,139.10\n99,629.30\n103,188.49\n162,993.84\n162,963.05\n161,647.57\n102,531.22\n111,829.68\n133,523.77\n138,095.75\n137,818.91\nLess Liabilities to Non Residents\n1,034,755.19\n1,004,271.54\n1,004,971.97\n1,005,753.98\n987,330.41\n1,053,313.17\n1,067,377.25\n1,086,825.97\n1,066,245.88\n1,186,123.05\n1,552,406.57\n1,480,423.50\n1,531,644.18\nShort Term Liabilities\n560,678.78\n528,171.18\n523,978.67\n523,548.11\n502,610.47\n563,024.67\n574,360.75\n593,884.47\n573,462.17\n693,209.75\n1,054,937.74\n983,052.84\n1,033,413.81\nOther Foreign Liabilities\n474,076.41\n476,100.37\n480,993.30\n482,205.88\n484,719.93\n490,288.49\n493,016.51\n492,941.50\n492,783.71\n492,913.31\n497,468.83\n497,370.66\n498,230.37\nNet Domestic Assets (NDA)\n2,193,240.85\n2,188,550.14\n2,257,792.42\n2,349,975.84\n2,521,069.54\n2,737,322.28\n2,999,347.85\n3,105,441.82\n3,256,650.47\n3,578,707.96\n3,794,421.55\n3,659,970.31\n3,543,535.61\nDomestic Claims\n2,572,531.94\n2,546,698.82\n2,684,539.56\n2,853,418.83\n3,030,356.62\n3,245,039.24\n3,502,380.95\n3,713,000.64\n3,917,674.05\n4,231,837.20\n4,413,271.32\n4,407,396.99\n4,440,150.98\nNet Claims on Central Government\n2,330,293.48\n2,312,027.60\n2,422,625.19\n2,556,298.89\n2,740,989.49\n2,935,771.55\n3,213,236.07\n3,346,023.97\n3,517,656.29\n3,785,862.91\n3,945,500.57\n3,961,641.96\n3,980,727.56\nClaims on Central Government\n2,355,433.40\n2,337,736.86\n2,444,902.51\n2,578,541.50\n2,781,509.63\n2,976,316.75\n3,253,867.88\n3,386,569.83\n3,558,186.58\n3,826,415.91\n3,985,873.65\n4,002,809.96\n4,073,776.80\nOf which: Securities Other than Shares\n562,535.65\n551,741.20\n533,407.34\n537,150.63\n620,541.15\n640,269.72\n677,443.83\n641,160.04\n1,105,837.44\n1,153,434.17\n1,478,745.94\n1,481,110.28\n1,479,552.84\nLoans\n1,792,897.75\n1,785,995.66\n1,911,495.17\n2,041,390.87\n2,160,968.48\n2,336,047.02\n2,576,424.05\n2,745,409.80\n2,452,349.14\n2,672,981.75\n2,507,127.72\n2,521,699.68\n2,594,223.95\n Loans and Advances\n1,435,423.48\n1,464,915.87\n1,590,415.34\n1,720,310.96\n1,839,861.18\n2,014,968.77\n2,255,345.80\n2,426,555.62\n2,133,497.10\n2,354,104.05\n2,232,210.60\n2,246,782.40\n2,319,307.01\n Legacy Debt\n357,474.27\n321,079.79\n321,079.84\n321,079.91\n321,107.30\n321,078.25\n321,078.25\n318,854.18\n318,852.04\n318,877.70\n274,917.12\n274,917.28\n274,916.94\nLess Liabilities to Central Government\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,373.09\n41,168.00\n93,049.24\nOf which: Deposits\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,373.09\n41,168.00\n93,049.24\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n242,238.465\n234,671.229\n261,914.370\n297,119.940\n289,367.124\n309,267.684\n289,144.884\n366,976.666\n400,017.757\n445,974.296\n467,770.756\n445,755.028\n459,423.417\nOther Financial Corporations\n18,434.72\n18,570.34\n18,972.27\n19,413.25\n17,924.43\n18,367.00\n18,768.05\n19,232.50\n20,476.27\n20,253.71\n19,611.12\n19,721.47\n21,217.48\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n202,091.08\n194,340.40\n224,238.05\n257,713.90\n250,808.43\n269,176.70\n240,286.01\n323,632.04\n350,513.55\n395,553.41\n422,382.85\n411,830.12\n423,982.23\nPrivate Sector\n21,712.67\n21,760.49\n18,704.05\n19,992.79\n20,634.27\n21,723.98\n30,090.82\n24,112.13\n29,027.93\n30,167.18\n25,776.78\n14,203.44\n14,223.70\nClaims on Other Depository Corporations\n93,514.18\n104,865.33\n85,479.27\n50,810.90\n52,540.42\n43,316.48\n30,413.03\n40,885.26\n73,618.97\n166,428.64\n205,755.37\n204,516.36\n207,966.83\nOf which: Loans\n93,514.18\n104,865.33\n85,479.27\n50,810.90\n52,540.42\n43,316.48\n30,413.03\n40,885.26\n73,618.97\n166,428.64\n205,755.37\n204,516.36\n207,966.83\nOther Liabilities to ODCs\n264,018.11\n261,130.29\n305,203.40\n328,027.29\n322,885.34\n319,687.89\n362,778.93\n386,988.59\n423,416.48\n567,034.15\n619,142.24\n725,157.20\n894,833.23\nOf which: Aftrades Balances\n214,543.03\n240,485.80\n290,485.80\n300,443.03\n300,442.83\n300,443.03\n339,943.03\n339,943.03\n339,943.03\n399,943.03\n399,964.34\n434,271.39\n392,081.59\n Securities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n6,000.00\n65,130.00\n142,380.00\n165,174.80\n239,009.68\n433,102.50\nOther Items(Net)\n208,787.15\n201,883.73\n207,023.01\n226,226.60\n238,942.17\n231,345.55\n170,667.19\n261,455.48\n311,226.08\n252,523.73\n205,462.90\n226,785.84\n209,748.97\nShares and Other Equity\n202,521.27\n203,258.37\n206,519.28\n220,031.93\n222,222.74\n215,716.92\n219,271.55\n228,502.18\n237,010.51\n234,173.10\n332,517.62\n331,769.05\n339,808.29\nOther Items(Net)\n-78,308.70\n-84,747.72\n-83,213.17\n-94,328.99\n-83,482.31\n-84,432.46\n-96,873.76\n-99,019.71\n-102,378.81\n-86,087.70\n-192,659.44\n-188,185.76\n-193,147.08\nLiabilities to Other Resident Sectors\n17,836.62\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n16,172.43\n15,583.78\n15,583.78\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base \n66,737.97\n67,789.29\n68,133.12\n84,939.87\n84,617.96\n84,477.31\n32,685.62\n115,800.59\n161,010.60\n88,854.55\n65,604.73\n83,202.55\n63,087.75\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n1,604,587.411 1,604,425.179 1,659,746.254 1,725,348.049 1,948,879.104 2,064,204.942 2,364,937.964 2,461,275.759 2,520,592.752 2,709,468.388 2,668,160.697 2,475,793.573\n2,305,522.304\nBond Coins\n13,845.125\n20,385.149\n23,268.864\n25,819.605\n27,667.474\n28,763.070\n30,289.792\n35,089.724\n37,235.523\n42,063.416\n54,687.288\n63,474.085\n62,494.374\nBond Notes\n118,836.703\n134,347.604\n140,801.342\n163,388.941\n175,855.752\n179,722.240\n181,874.281\n220,358.199\n259,385.565\n286,809.559\n289,827.726\n291,016.987\n289,314.982\nLiabilities to ODCs\n1,467,941.594\n1,446,635.592\n1,492,786.162\n1,520,837.740\n1,728,301.189\n1,838,460.100\n2,135,122.534\n2,166,837.091\n2,181,116.178\n2,331,782.192\n2,286,227.877\n2,071,823.239\n1,908,121.603\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n1,467,941.594 1,446,635.592 1,492,786.162 1,520,837.740 1,728,301.189 1,838,460.100 2,135,122.534 2,166,837.091 2,181,116.178 2,331,782.192 2,286,227.877 2,071,823.239\n1,908,121.603\nPrivate Deposits\n3,963.989\n3,056.833\n2,889.886\n15,301.762\n17,054.689\n17,259.532\n17,651.358\n38,990.746\n42,855.486\n48,813.221\n37,417.806\n49,479.262\n45,591.345\nSource: Reserve Bank of Zimbabwe,2018\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n15 \n \n \n \n \n \n16 \n \n \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nLocal \nPublic \nOther Institutional Units\n3\nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nAssets\n2017\nJan\n20.21\n \n110.98\n1,454.99\n239.82\n132.7\n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.30\n \n96.84\n1,488.48\n251.83\n145.1\n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.56\n \n66.43\n1,485.92\n260.51\n154.9\n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.69\n \n67.82\n1,495.25\n249.41\n219.3\n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nMay\n13.44\n \n56.94\n1,492.38\n272.47\n170.2\n75.3\n1,968.9\n20.3\n15.7\n33.6\n16.7\n16.3\n72.9\n3,447.8\n82.4\n486.1\n421.7\n644.4\n9,307.6\nJun\n7.36\n \n57.08\n1,674.91\n350.26\n92.1\n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.15\n \n45.19\n1,807.42\n302.34\n63.1\n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.31\n \n40.58\n2,061.85\n276.55\n165.3\n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.00\n \n38.06\n2,110.44\n226.79\n179.7\n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.70\n \n41.81\n2,139.31\n254.07\n190.8\n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.79\n \n46.09\n2,315.51\n289.76\n184.2\n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.58\n \n58.13\n2,592.00\n276.01\n213.4\n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.42\n \n66.89\n2,528.85\n216.11\n186.9\n79.7\n2,336.6\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,462.6\n76.8\n501.0\n457.8\n699.5\n10,962.1\nFeb\n19.97\n \n46.80\n2,516.78\n272.61\n189.2\n87.4\n2,313.6\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,526.9\n31.0\n507.8\n434.3\n697.8\n10,958.1\nSource:Reserve Bank of Zimbabwe,2018\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n17 \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.02\n \n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.81\n \n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.00\n \n May\n3,593.7\n798.7\n1,558.4\n5,950.8\n454.6\n75.1\n6,480.5\n61.4\n243.5\n0.0\n95.2\n42.2\n1,448.6\n486.1\n450.1\n9,307.64\n \n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.82\n \n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.29\n \n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.48\n \n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.53\n \n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.89\n \n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.47\n \n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.70\n \n2018\nJan\n4,932.8\n1,008.1\n1,454.0\n7,394.8\n406.5\n107.3\n7,908.7\n65.1\n152.3\n115.1\n49.1\n2.6\n1,645.2\n501.0\n523.2\n10,962.14\n \nFeb\n4,927.4\n989.2\n1,458.8\n7,375.4\n418.7\n101.2\n7,895.4\n75.4\n141.7\n111.2\n92.8\n2.9\n1,619.9\n507.8\n511.0\n10,958.12\n \nSource:Reserve Bank of Zimbabwe,2018\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$ millions\n \n \n \n18 \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJan\n17.72\n \n103.75\n1,322.38\n81.89\n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nFeb\n16.29\n \n89.44\n1,396.07\n96.11\n137.3\n48.6\n1,502.5\n0.0\n15.5\n3.2\n15.0\n14.9\n68.2\n2,238.9\n239.7\n398.5\n266.0\n480.1\n7,026.4\nMar\n10.74\n \n63.27\n1,421.43\n83.18\n150.7\n53.5\n1,578.7\n0.0\n15.7\n3.8\n15.7\n15.7\n69.9\n2,554.3\n23.7\n422.4\n314.5\n484.0\n7,281.0\nApr\n9.82\n \n64.14\n1,383.44\n75.92\n209.0\n51.4\n1,744.4\n0.0\n15.8\n3.6\n15.8\n16.9\n74.0\n2,493.3\n26.4\n489.1\n263.7\n492.6\n7,429.3\nMay\n12.36\n \n52.63\n1,376.30\n119.89\n159.1\n75.3\n1,739.8\n0.0\n15.7\n33.6\n16.7\n16.3\n72.4\n2,528.3\n28.4\n486.1\n290.7\n492.0\n7,515.6\nJun\n7.01\n \n53.33\n1,578.51\n141.42\n82.2\n110.6\n1,786.8\n0.0\n16.0\n35.0\n47.9\n16.5\n82.2\n2,583.5\n23.9\n533.5\n273.6\n497.3\n7,869.2\nJul\n6.71\n \n40.92\n1,684.48\n137.62\n53.7\n103.6\n1,752.4\n0.0\n26.1\n34.4\n45.2\n16.9\n116.3\n2,495.4\n24.2\n513.6\n295.5\n482.1\n7,829.0\nAug\n11.80\n \n37.09\n1,882.39\n124.33\n161.2\n7.9\n1,856.2\n0.0\n26.3\n64.6\n41.3\n18.0\n145.0\n2,538.1\n23.8\n531.8\n272.6\n485.7\n8,228.1\nSep\n11.43\n \n35.83\n1,961.76\n109.59\n172.7\n31.3\n1,998.0\n0.0\n23.5\n65.0\n41.5\n15.6\n118.2\n2,585.7\n28.3\n472.8\n281.3\n487.7\n8,440.0\nOct\n8.10\n \n40.49\n1,961.82\n143.68\n175.7\n61.0\n2,106.6\n0.0\n24.4\n65.1\n34.8\n17.8\n99.1\n2,607.0\n29.4\n432.4\n287.8\n508.9\n8,604.1\nNov\n9.04\n \n45.09\n2,126.74\n161.14\n174.7\n74.3\n2,230.4\n0.0\n23.5\n65.4\n32.3\n19.6\n106.9\n2,618.1\n26.4\n417.7\n324.2\n511.4\n8,966.9\nDec\n11.43\n \n55.32\n2,373.95\n141.47\n203.5\n66.6\n2,128.7\n0.0\n23.5\n66.3\n29.4\n19.4\n145.0\n2,579.8\n40.0\n508.3\n324.5\n536.4\n9,253.6\n2018\nJan\n22.40\n \n64.10\n2,294.49\n117.08\n178.4\n79.7\n2,143.2\n0.0\n23.5\n65.9\n26.3\n20.6\n154.8\n2,451.1\n30.9\n501.0\n294.2\n538.9\n9,006.6\nFeb\n18.34\n \n43.97\n2,296.76\n148.72\n183.3\n87.4\n2,109.3\n0.0\n23.5\n66.1\n24.3\n21.1\n145.0\n2,461.5\n37.4\n507.8\n290.6\n536.3\n9,001.5\nSource:Reserve Bank of Zimbabwe,2018\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n19 \n \n \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2017\n Jan\n3,205.0\n317.1\n981.8\n4503.86\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6,933.07\n \n Feb\n3,267.0\n318.3\n977.1\n4562.41\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7,026.43\n \n Mar\n3,370.3\n313.3\n965.3\n4648.90\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7,281.03\n \n Apr\n3,496.9\n328.5\n960.8\n4786.12\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7,429.28\n \n May\n3,534.8\n331.2\n979.7\n4845.74\n384.0\n53.4\n5,283.1\n50.8\n220.4\n0.0\n29.0\n41.9\n1,092.7\n486.1\n311.6\n7,515.61\n \n Jun\n3,792.5\n332.7\n949.8\n5075.08\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.22\n \n Jul\n3,786.1\n326.0\n1,021.7\n5133.85\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.03\n \n Aug\n4,198.3\n342.7\n1,010.3\n5551.37\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.06\n \n Sep\n4,561.7\n355.5\n1,003.7\n5920.98\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.05\n \n Oct\n4,771.6\n340.7\n927.8\n6040.15\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.14\n \n Nov\n5,036.5\n380.1\n918.9\n6335.46\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.85\n \n Dec\n5,143.9\n409.2\n850.3\n6403.38\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.57\n \n2018\nJan\n4,932.7\n369.3\n903.3\n6205.22\n301.3\n85.0\n6,591.5\n53.6\n126.2\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.62\n \nFeb\n4,927.4\n375.8\n920.2\n6223.43\n298.5\n78.6\n6,600.5\n58.1\n115.4\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.50\n \nSource:Reserve Bank of Zimbabwe,2018\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n20 \n \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJan\n2.35\n \n7.02\n109.63\n157.70\n4.3\n0.0\n123.7\n20.8\n0.0\n0.0\n389.1\n0.0\n406.1\n106.3\n124.4\n1,451.4\nFeb\n1.19\n \n7.29\n69.26\n155.60\n7.4\n0.0\n162.0\n20.1\n0.0\n0.0\n394.4\n0.0\n410.1\n109.0\n124.2\n1,460.4\nMar\n1.65\n \n3.07\n35.53\n177.16\n4.0\n0.0\n164.2\n18.7\n0.0\n0.0\n404.4\n0.0\n413.0\n102.8\n124.2\n1,448.6\nApr\n0.74\n \n3.56\n73.43\n173.28\n9.8\n0.0\n158.6\n17.8\n0.0\n0.0\n392.5\n0.0\n432.3\n109.7\n125.1\n1,496.8\nMay\n0.92\n \n3.94\n81.47\n152.32\n10.8\n0.0\n168.2\n20.3\n0.0\n0.0\n394.4\n0.0\n451.1\n105.9\n126.1\n1,515.4\nJun\n0.34\n \n3.66\n65.90\n208.75\n9.8\n0.0\n165.3\n19.0\n0.0\n0.0\n387.6\n0.0\n452.9\n109.6\n126.0\n1,548.8\nJul\n0.39\n \n3.93\n105.83\n164.58\n9.2\n0.0\n168.4\n17.2\n0.0\n0.0\n391.9\n0.0\n451.9\n110.9\n127.3\n1,551.5\nAug\n0.44\n \n3.09\n142.75\n152.03\n3.9\n0.0\n186.7\n16.3\n0.0\n0.0\n409.3\n0.0\n465.5\n104.7\n127.2\n1,611.9\nSep\n0.56\n \n1.82\n108.41\n116.96\n6.7\n0.0\n193.0\n16.1\n0.0\n0.0\n412.7\n0.0\n475.2\n113.4\n130.1\n1,574.8\nOct\n0.57\n \n1.15\n145.68\n110.02\n14.8\n0.0\n193.9\n15.4\n0.0\n0.0\n420.7\n0.0\n493.6\n149.9\n130.4\n1,676.0\nNov\n0.75\n \n0.90\n138.84\n128.42\n8.7\n0.0\n193.6\n18.8\n0.0\n0.0\n420.9\n0.0\n489.0\n160.4\n133.0\n1,693.3\nDec\n1.05\n \n2.59\n170.60\n134.30\n9.1\n0.0\n195.1\n26.8\n0.0\n0.0\n402.3\n0.0\n516.8\n163.2\n135.5\n1,757.3\n2018\nJan\n0.90\n \n2.25\n197.37\n98.73\n7.8\n0.0\n129.8\n34.5\n0.0\n0.0\n413.2\n0.0\n508.7\n144.9\n136.1\n1,674.3\nFeb\n1.52\n \n1.78\n172.37\n123.48\n5.5\n0.0\n141.3\n33.5\n0.0\n0.0\n414.8\n0.0\n507.9\n125.7\n135.7\n1,663.6\nSource:Reserve Bank of Zimbabwe,2018\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n21 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jan\n326.2\n522.1\n848.23\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1,451.40\n \n Feb\n326.1\n534.4\n860.48\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1,460.43\n \n Mar\n319.7\n523.2\n842.91\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1,448.62\n \n Apr\n399.6\n527.1\n926.64\n70.6\n16.0\n1,013.2\n21.8\n22.8\n0.0\n54.0\n0.2\n322.5\n62.3\n1,496.83\n \n May\n378.0\n536.0\n914.03\n70.7\n16.1\n1,000.8\n21.8\n23.0\n0.0\n66.2\n0.4\n325.8\n77.4\n1,515.45\n \n Jun\n401.8\n544.4\n946.24\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.79\n \n Jul\n430.3\n531.5\n961.78\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.54\n \n Aug\n495.3\n546.5\n1041.77\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.94\n \n Sep\n488.5\n517.9\n1006.46\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.82\n \n Oct\n583.1\n475.2\n1058.27\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,675.97\n \n Nov\n570.3\n473.5\n1043.76\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.33\n \n Dec\n608.2\n496.6\n1104.85\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.28\n \n2018\nJan\n544.7\n497.1\n1041.72\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.26\n \nFeb\n512.0\n480.5\n992.48\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.63\n \nSource:Reserve Bank of Zimbabwe,2018\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n22 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nApr\n426,696.6\n43,836.6\n18,145.2\n340,025.3\n12,219.1\n271,824.0\n360,945.8\n134,101.0\n350,475.1\n42,208.4\n571,000.5\n12,492.9\n2,583,970.5\nMay\n428,874.0\n43,427.0\n16,689.0\n322,695.4\n12,252.6\n269,976.3\n360,929.9\n117,479.9\n354,102.7\n41,337.5\n569,798.9\n11,923.7\n2,549,487.0\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,603,742.4\nSource:Reserve Bank of Zimbabwe,2018\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ ('000)\n \n \n \n23 \n \n \nEND OF\nAGRICULTURE CONSTRUCTION COMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.2\nMay\n301,531.2\n113,685.5\n220,541.8\n679,781.4\n320,878.2\n1,019,941.1\n417,418.5\n175,383.4\n1,454,718.3\n108,366.5\n667,019.7\n71,770.2\n5,551,035.8\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680.,060.2\n67,686.4\n6,775,532.7\nSource: Reserve Bank of Zimbabwe,2018\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ ('000)\n \n24 \n \n \nEnd Period\nNominal Lending \nRates 1\nIndividuals \nCorporate\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nAug\n4.00-18.00\n8.88\n6.95\nSep\n4.45-18.00\n8.86\n7.01\nOct\n4.45-18.00\n9.66\n7.06\nNov\n4.45-18.00\n9.66\n7.03\nDec\n4.45-18.00\n9.39\n7.00\n2018\nJan\n4.45-18.00\n9.33\n6.99\nFeb\n4.45-18.00\n9.57\n6.93\nSource:Reserve Bank of Zimbabwe, 2018\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nRates\n \n \n \n25 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\n Source:Reserve Bank of Zimbabwe, 2018\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n 26 \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.25\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.14\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.03\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.25\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.20\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.26\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.16\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.25\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.21\n-0.18\n0.08\nSource:Zimstat, 2018\nNON-FOOD INFLATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n( December 2012 = 100)\n \n \n \n27 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.08\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.21\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.37\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.67\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.60\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n-0.01\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.25\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.74\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.00\n6.60\n3.46\n2018\nJan\n1.68\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.29\n6.17\n3.52\nFeb\n2.00\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.33\n4.35\n2.98\nSource:Zimstat, 2018\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(December 2012 = 100)\n \n \n \n28 \n \n \n \n \n(US$ millions)\nEnd Period\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\nLong-Term External Debt\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\n8,656\n8,977\nGovernment\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\n5,365\n5,638\nBilateral Creditors\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\n3,479\n3,654\nMultilateral Creditors\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n1,984\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,419\nBilateral Creditors\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\n779\n837\nMultilateral Creditors\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\n591\n582\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\n0\nMultilateral Creditors - IMF\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\n0\nPrivate\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,960\nShort-Term External Debt\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\n2,304\n2,271\nSupplier's Credits\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\n573\n490\nPrivate\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,781\nTotal External Debt\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\n10,960\n11,299\nSource: Ministry of Finance & Economic Development, 2017; & Reserve Bank of Zimbabwe, 2017\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n29 \n \n \n \nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO/2\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nSTERLING/2\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nApr\n13.3461\n10.4384\n111.1600\n1.0862\n1.2908\nMay\n13.1162\n10.2987\n110.9650\n1.1168\n1.2801\nJun\n13.0150\n10.2249\n111.9450\n1.1439\n1.3013\nJul\n12.9986\n10.2093\n110.5150\n1.1734\n1.3127\nAug\n13.0153\n10.1368\n110.5500\n1.1873\n1.2920\nSep\n13.5463\n10.3252\n112.6750\n1.1777\n1.3416\nOct\n14.0603\n10.5319\n113.1150\n1.1630\n1.3209\nNov\n13.6625\n10.3199\n112.1250\n1.1867\n1.3470\nDec\n12.4000\n9.9602\n112.7500\n1.1945\n1.3500\n2018\nJan\n12.2727\n9.7871\n111.2348\n1.2105\n1.3734\nFeb\n11.8296\n9.5527\n107.8824\n1.2364\n1.3985\nSource: Reserve Bank of Zimbabwe, 2018\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n \n \n \n30 \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nEND OF\nUS$ millions\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nSource:Zimbabwe Stock Exchange ,2018\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\nIndices\n \n \n \n31 \n \n \n \n \n \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n495.6\n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n472.3\n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n671.6\n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n792.5\n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n939.9\n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n1095.5\n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n1601.4\n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n1776.4\n583.3\nSep\n 6,031.4 \n5.2\n651.1\n16.1\n2159.3\n731.9\nOct\n 5,991.3 \n5.4\n681.9\n19.4\n2401.6\n779.2\nNov\n 6,259.7 \n4.9\n666.5\n15.9\n2561.8\n798.3\nDec\n 5,877.2 \n3.6\n778.4\n16.3\n3052.7\n1043.3\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3\n2318.8\n1006.1\nFeb\n 4,706.6 \n4.5\n594.0\n13.9\n2015.1\n831.0\nSource:Reserve Bank of Zimbabwe, 2018\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 \n191.0\nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 \n207.0\nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 \n244.1\nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 \n231.0\nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 \n323.3\nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 \n342.1\nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 \n382.6\nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 \n419.1\nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 \n432.0\nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 \n478.9\nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 \n473.0\nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 \n524.8\nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 \n4248.8\n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n501.8\nFeb\n 457.2 \n22.5\n 18,869.0 292.2 895,843.2 \n463.8\nSource:Reserve Bank of Zimbabwe, 2018\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n33 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2832.27\n5211.41\n8043.69\n(2379.14)\n2017\nJan\n291.97\n384.96\n676.93\n(92.99)\nFeb\n290.34\n424.36\n714.71\n(134.02)\nMar\n265.67\n461.71\n727.37\n(196.04)\nApr\n225.58\n405.52\n631.09\n(179.94)\nMay\n268.65\n466.11\n734.77\n(197.46)\nJun\n264.67\n495.14\n759.82\n(230.47)\nJul\n262.65\n482.09\n744.74\n(219.43)\nAug\n356.46\n448.08\n804.54\n(91.62)\nSep\n326.48\n439.58\n766.05\n(113.10)\nOct\n352.96\n459.89\n812.85\n(106.94)\nNov\n577.59\n492.67\n1070.30\n84.91\nSource: Zimstat, 2017\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/February2018.pdf"}
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+{"doc_id": "ec02a223f67fcb822314099a018ccf7f", "text": "i \n \n \n \n \n \n \n \nMARCH 2017 \n \n \n1 \n \nTable of Contents \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS ...................................................................... 4 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nINFLATION OUTTURN ............................................................................................................. 9 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \n \n \n \n \n \n \n \n2 \n \n \n \n \n2017 \n \nFebruary \n2017 \n \nMarch \nMonth-on- \nMonth \nChange \nMerchandise Exports (US$ millions) \n240.5 \n224.9 \n-6.4% \nMerchandise Imports (US$ millions) \n424.2 \n529.1 \n24.7% \nZ.S.E. Mining Index1 \n56.5 \n58.6 \n3.7% \nZ.S.E. Industrial Index1 \n135.3 \n139.0 \n2.7% \nNational Payment System Transactions \n(US$ millions) \n6 429.5 \n7 011.4 \n9.1% \nMoney Supply (US$ millions)2 \n5 771.6 \n5 879.9 \n1.9 \nMoney Supply (M3) Annual Growth2 (%) \n21.5 \n20.0 \n \nYearly Inflation3 (%) \n0.06 \n0.21 \n \nMonthly Inflation3 (%) \n0.61 \n0.03 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational prices for most commodities \nsoftened in March 2017, whilst those for gold \nmarginally firmed. \n \nPrecious Metals \nPrecious metal prices were generally depressed \nduring the month, following the US Federal \nReserve’s decision to raise the short-term \ninterest rate from 0.75 percent to 1 percent on \nMarch 15, 2017. This development, dampened \ninvestment demand outlook for precious metals, \nwhich struggled to compete with interest \nbearing assets as interest rates rose. Against this \nbackground, platinum prices eased by 4.2% to \nUS$963.83/ounce \nin \nMarch \n2017, \nfrom \nUS$1,006.2/ounce registered in the previous \nmonth. \nGold prices, however, recorded a marginal gain \nas the Fed later indicated a dovish approach in \nraising interest rates going forward. Resultantly, \nthe yellow metal’s price firmed by a marginal \n0.07% to US$1,234.04/ounce in March 2017, \nfrom \nan \naverage \nof \nUS$1,233.16/ounce \nrecorded in the previous month. \nFigure 1: Precious metals prices \n \nSource: Bloomberg, 2017 \n \nBase Metals \nBase metal prices were generally depressed \nduring the month under review, as the US \ninterest rates hike dampened demand prospects \nfor the metals. Copper prices were also weighed \ndown by the resumption of mining operations in \nChile and Peru, following the end of industrial \naction in the two countries. \nNickel prices were further hurt by fears of ample \nsupply conditions, as eight miners in the \nPhilippines, which had previously been ordered \nto suspend operations for environmental \nreasons, were granted permission to resume \nnickel ore exports. Against this backdrop, \ncopper and nickel prices retreated by 2.3% and \n1.3%, to monthly averages of US$5,808.9/tonne \nand US$10,380.98/tonne in March 2017, \nrespectively. \nBrent Crude Oil \nCrude oil prices weakened in March 2017, as the \nU.S. oil inventories accumulated more than \nexpected. This development offset optimism \nthat OPEC member states would follow through \non their commitment to cut production in order \nto shore up prices. Prices slumped by 4.6% from \na monthly average of US$55.87/barrel in \nFebruary 2017, to US$53.3/barrel in March \n2017. \n \n \n \n \n \n \n800\n900\n1000\n1100\n1200\n1300\n1400\nJan-16\nMar-16\nMay-16\nJul-16\nSep-16\nNov-16\nJan-17\nMar-17\nGold\nPlatinum\n \n \n \n4 \n \nFigure 2: International crude oil prices \n \nSource: Bloomberg, 2017\n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade for March 2017 stood \nat US$754.0 million, representing a 13.4% \nincrease from the US$664.6 million recorded in \nthe previous month. \n \nMerchandise export developments \nMerchandise exports amounted to US$224.9 \nmillion in March 2017, registering a 6.4% \ndecline from the US$240.3 million realized in \nFebruary 2017. \n \n \n \n \n \nFigure 3: Merchandise Exports (US$m) \n \nSource: Zimstat, 2017 \n \nThe slowdown in merchandise exports during \nthe month under review was on account of \ndeclines in tobacco and diamond exports. \nChrome ore exports rose in March 2017, in \nresponse to the lifting of the ban on raw chrome \nore exports. Gold, ferrochrome and flue-cured \ntobacco, were the country’s major export \ncommodities accounting for more than 50% of \nthe total export revenues during the month under \nreview. \n \n \n \n \n \n \n \n \n25\n30\n35\n40\n45\n50\n55\n60\nJan-16\nFeb-16\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\n150\n160\n170\n180\n190\n200\n210\n220\n230\n240\n250\nFeb-17\nMar-17\n \n \n \n5 \n \nTable 1: Exports Classified by HS Code: \n Product \nJan-17 \nFeb-17 \nMar-17 \nMarch \n2017 \nShare of \nTotal (%) \n Gold \n56.7 \n57.0 \n68.3 \n30.35 \n Ferro-chromium \n26.1 \n27.6 \n31.0 \n13.78 \n Flue-cured \ntobacco \n99.7 \n74.2 \n29.4 \n13.10 \n Nickel ores and \nconcentrates \n29.4 \n27.0 \n28.8 \n12.83 \n Chromium ores \nand concentrates \n7.5 \n6.2 \n15.0 \n6.69 \n Nickel mattes \n6.3 \n1.0 \n6.9 \n3.07 \n Unwrought \nPlatinum \n3.9 \n4.1 \n5.8 \n2.58 \n Industrial \ndiamonds \n8.6 \n12.4 \n4.1 \n1.84 \n Granite \n2.0 \n3.0 \n3.9 \n1.75 \n Other \n18.4 \n27.7 \n31.5 \n14.00 \n Total \n258.7 \n240.3 \n224.9 \n100.00 \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \n \nMajor Merchandise Export Destinations \nThe country’s merchandise exports were mainly \ndestined for South Africa, Mozambique, the \nUnited Arab Emirates, Zambia and Botswana in \nMarch 2017. \nIn \nterms \nof \nproportions, \nthe \ncountry’s \nmerchandise exports to South Africa were \n72.0% of total merchandise exports during the \nmonth under review, followed by Mozambique, \n19.0%; United Arab Emirates, 4.4% and \nZambia, 3.0%. \n \n \n \n \n \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \n \nMerchandise Import Developments \nMerchandise imports increased by 24.7% to \nUS$ 529.1 million in March 2017, from \nUS$424.2 million in February 2017. The \nincrease in imports during the month under \nanalysis was largely underpinned by an increase \nin maize imports. Electricity and fuel (diesel and \npetrol) imports, however, recorded declines. \nMajor Import Sources \nThe country’s imports were mainly sourced \nfrom South Africa (38.3%); Singapore (18.4%); \nMexico (13.0%), China (6.0%); Zambia (2.3%) \nand Mauritius (2.3%) during the month under \nanalysis. \nSouth \nAfrica\n72.0%\nMozambique\n19.0%\nUAE\n4.4%\nZambia\n3.0%\nBotswana\n0.3%\nNamibia\n0.3%\nMalawi\n0.2%\nHong Kong\n0.2%\nSingapore\n0.1%\nMauritius\n0.1%Figure 4:Majo\nFigure 4:Major Merchandise Export Destinat\nExport Destinations\n \n \n \n6 \n \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \nMerchandise Trade Balance \nThe country’s trade balance widened from a \ndeficit of US$184.1 million in February 2017 to \nUS$304.2 million in March 2017. This was on \nthe back of a surge in imports, against low \nexport performance. \n \n \n \n \n \n \n \n \n \n \n \n \n1 Beginning January 2017, broad money redefined using IMF’s \nMonetary and Financial Statistics Manual of 2000. Major \nchanges include the exclusion of Government deposits held by \nbanks from broad money. \nFigure 6: Merchandise Trade Balance \n(US$m) \n \n \nSource: Zimstat, 2017 & RBZ Computations, 2017 \n \nMONETARY DEVELOPMENTS \n \nDuring the month of March 2017, broad money1 \nrecorded an annual growth of 20% to \nUS$5 879.9 million, from US$4 899.8 million \nrecorded in March 2016. Driving the growth \nwas an expansion of 27.85% in transferable2 \ndeposits; and negotiable certificates of deposits \n(NCDs)3, 8.24%. A decrease of 3.93% in time \ndeposits4, however, partially offset the growth. \n \nOn a month on month basis, broad money grew \nby 1.88% from US$5 771.6 million in February \n2017. The expansion of money supply during \n2 Transferable deposits made up of demand and savings \ndeposits. \n3 NCDs are also referred to as securities included in broad \nmoney. \n4All classes of time deposits, short and long term are classified \nas time deposits, which are also termed other deposits. \nSouth Africa\nSingapore\nMexico\nChina\nZambia\nMauritius\nJapan\nMozambique\nSweeden\nUAE\n0%\n10%\n20%\n30%\n40%\nFigure 5: Major Mechandise Import \nsources (% Share)\n-400.0\n-300.0\n-200.0\n-100.0\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nExports\nImports\nTrade balance\n \n \n \n7 \n \nthis quarter of the year is attributable to inflows \nrelating to the tobacco selling season. \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \nDuring the month under review, transferable or \ntransitory deposits accounted for the highest \nproportion of broad money, at 70.54%; time \ndeposits, 26.02%; currency in circulation, \n2.42%; and negotiable certificates of deposits, \n1.02%. \n \n5 Credit to the private sector now excludes claims on \nother financial corporations, as well as claims on state \nand local government (local authorities) \n \nSource: Reserve Bank of Zimbabwe, 2017 \nDomestic credit recorded an increase of 17.83%, \nfrom US$6 740.5 million in March 2016 to \nUS$7 920.2 million in March 2017. On a month-\non-month basis, domestic credit increased by \n2.04%, from US$7 761.9 million recorded in \nFebruary 2017. The month on month growth, \nwas reflective of 3.66% and 1.55% expansions \nin credit to the private sector and net claims on \ngovernment, respectively. \n \nOn an annual basis, credit to the private sector5, \ndeclined by 0.30% to US$3 494.3 million in \nMarch 2017, from US$3 528.4 million recorded \nin March 2016. The developments in credit to \nthe private sector continued to reflect cautionary \nlending by banks. \n \n-5\n0\n5\n10\n15\n20\n25\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n%\nUS$ BILLIONS\nFigure 9: Money Supply\nFigure 9: Money Supply\nM3\nM3 Annual Growth rate\nTransferable \nDeposits\n70.54%\nTime \nDeposits\n26.02%\nNCDs\n1.02%\nCurrency outside \nDepository \nCorporations\n2.42%Figure 10: Comp\nFigure 10: Composition of Money Supply M\nMoney Supply March2017\n2017\n \n \n \n8 \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \nIn line with the short term nature of deposits, the \nsectorial distribution of outstanding credit to the \nprivate sector showed an inclination towards \nsectors that have short term turnaround. In this \nregard, credit to households claimed the largest \nshare of credit, at 22.21%, followed by \nagriculture, 16.52%; services, 13.96%; and \nmanufacturing, 13.58% as at end of March \n2017. Sectors requiring long term capital \ninvestments such as transport, communication, \nmining and construction, received the least \nshares of the credit. \nPrivate sector credit was utilised for inventory \nbuild-up, 27.82%; consumer durables, 16.43%; \nfixed capital investment, 14.39%; and pre and \npost shipment financing, 1.37%. Amounts \nchannelled towards other recurrent expenditures \nconstituted 39.99% of the total outstanding \nloans and advances. \nSTOCK MARKET DEVELOPMENTS \n \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \nrecovered from the previous month losses, \nowing to improved trading activity. This \nresulted in both the industrial and mining \nindices registering increases of 3.65 points and \n2.09 points to close at 138.96 points and 58.56 \npoints, respectively, in March 2017. The \nincrease in the resources index was largely \nbuttressed by improved investor interest in \nRioZim Limited, following an increase in \ncapital expenditure by the mining house. \n \nSource: Zimbabwe Stock Exchange, 2017 \nSignificant \ntrading \nin \nEconet \nWireless \nZimbabwe shares resulted in a 70.24% increase \nin the volume of shares traded to 145.2 million \nin March 2017, compared to 85.3 million as at \n28th \nFebruary \n2017. \nThis \nfollowed \nshareholders’ approval of the US$130 million \nrights issue in order to facilitate the servicing of \nobligations to foreign lenders. \nThe positive trading on the ZSE during the \nmonth under review, resulted in a 133.37% \nincrease in market turnover to US$26.9 million, \nfrom US$11.5 million in February 2017. On a \nyear on year basis, the value of shares traded \nregistered a 63.94% growth. \nHouseholds\n22.21%\nAgriculture\n16.52%\nServices\n13.96%\nManufacturing\n13.58%\nFinancial \nOrganisations and \ninvestiments\n11.78%\nDistribution\n10.69%\nMining\n6.18%\nTransport and \nCommunication\n2.46%\nConstruction\n2.12%\nOther\n0.50%Figure 11: Sectoral \nFigure 11: Sectoral Distribution of Credit\nDistribution of Credit\n0\n20\n40\n60\n80\n100\n120\n140\n160\n31-Mar-16\n30-Apr-16\n31-May-16\n30-Jun-16\n31-Jul-16\n31-Aug-16\n30-Sep-16\n31-Oct-16\n30-Nov-16\n31-Dec-16\n31-Jan-17\n28-Feb-17\n31-Mar-17\nFigure 7: ZSE Indices\nIndustrial\nMining\n \n \n \n9 \n \n \nSource: Zimbabwe Stock Exchange, 2017 \nIn line with the developments on the local \nbourse, the market gained US$101.28 million \nworth of capitalisation, to close the month under \nreview at US$3.87 billion. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation increased from 0.06% \nin February 2017, to 0.21% in March 2017. This \nwas largely driven by non-food inflation which \nincreased by 0.26 percentage points from \n-0.50% to -0.25% during the period under \nreview. \n \n \nSource: ZIMSTAT, 2017 \nAnnual food inflation decelerated by 0.08 \npercentage points, from 1.28% in February 2017 \nto close the month under review at 1.21%. The \ndecline in annual food inflation reflected \ndecreases in prices of items in the fruit, \nvegetables and milk, cheese and eggs sub \ncategories. Partially offsetting the decline were \nincreases in subcategories such as bread and \ncereals, meat, fish and sea foods, as well as oils \nand fats. \nThe decline in food inflation could be attributed \nto increases in food supply as the harvesting \nseason has started around the country. \nNon-Food inflation remained negative at \n-0.25% in March 2017, from -0.50% in February \n2017. Non-Food inflation rose on account of \nincreases in education, furniture, household \nequipment and maintenance as well as \nmiscellaneous goods and services. Declines in \nthe housing, water, electricity, gas and other \nfuels; alcoholic beverages, transport; and \ncommunication, however, partially offset the \nincreases. \n0.00\n5.00\n10.00\n15.00\n20.00\n25.00\n30.00\n0.00\n50.00\n100.00\n150.00\n200.00\n250.00\n300.00\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nValues Traded (US$ Millions)\nVolumes Traded (Millions)\nFigure 8: ZSE Monthly Volumes \nFigure 8: ZSE Monthly Volumes and Values Traded\nand Values Traded\nVolume\nTurnover\n-5\n-4\n-3\n-2\n-1\n0\n1\n2\nFigure 12: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \n \n10 \n \nMonthly Inflation \n \n \nThe monthly inflation rate decelerated from \n0.6% in February 2017 to 0.03% in March 2017, \nlargely driven by declines in food inflation \nemanating from increased supply of food on the \nmarket. \n \nSource: ZIMSTAT, 2017 \nMonth- on-month food inflation declined by 1.8 \npercentage points, from 1.6% in February 2017 \nto -0.21% in March 2017, on account of \ndecreases in bread and cereals; oils and fats; \nvegetable and fish and sea food. \n \nMonthly non-food inflation also declined, from \n0.17% in February 2017 to 0.15% in March \n2017. This followed declines in housing, water \nand energy; restaurants and hotels; and \nfurniture, \nhousehold \nequipment \nand \nmaintenance and transport. Partially offsetting \nthe increases were declines in recreation and \nculture, and restaurants and hotels. \n \n \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payments System increased by 9% to \nUS$7 011.38 million in March 2017, from \nUS$6 429.54 in February 2017. The volume of \ntransactions processed through the NPS, also \nincreased by 29%, from 39 227 571 in the \nprevious month to 50 729 474 during the month \nunder review. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the Real Time \nGross Settlement system increased by 9% to \nUS$4 629.83 million in March 2017, from \nUS$4 246.61 million recorded in February \n2017. \nTotal \nRTGS \ntransaction \nvolumes \nincreased by 27% to 414 167 during the same \nperiod. \n \nSource: Reserve Bank of Zimbabwe, 2017 \n \n \n \n-1.0\n-0.8\n-0.6\n-0.4\n-0.2\n0.0\n0.2\nMar-15\nMay-15\nJul-15\nSep-15\nNov-15\nJan-16\nMar-16\nMay-16\nJul-16\nSep-16\nNov-16\nJan-17\nMar-17\nFigure 13: M\nFigure 13: M-\n-O\nO-\n-M Inflation\nM Inflation\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n -\n 50\n 100\n 150\n 200\n 250\n 300\n 350\n 400\n 450\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 14: \nFigure 14: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n \n11 \n \nCash transactions \nCash transactions stood at US$316.64 million in \nMarch \n2017, \na \n12.1% \ndecline \nfrom \nUS$360.42 million recorded in February 2017. \n \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions closed the month of March 2017 \nhigher at US$1 071.32 million, compared to \nUS$796.34 million registered in February 2017. \n \nCard Based Transactions \n \nThe value of card based transactions stood at \nUS$451.00 million in March 2017, up from \nUS$385.71 million in February 2017. \n \nCheque Transactions \nIn value terms, total cheque transactions \nincreased from US$7.02 million in February \n2017, to US$7.38 million in March 2017. \n \nRESERVE BANK OF ZIMBABWE \nMAY 2017\n \n \n12 \n \nStatistical Tables \n \nMonetary Statistics \n \n 1. Depository Corporations Survey \n \n \n \n14 \n \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n \nOther Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n22 \nSectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n29 \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n13 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 31 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \n 14. Merchandise Trade Statistics \n \n \n \n \n \n 34 \n \n \n \n \n \n \n \n \n \n 14 \n \n \n \nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nNet Foreign Assets\n-565,520.55\n-502,899.96\n-393,113.03\n-371,494.66\n-365,714.85\n-564,842.79\n-636,688.80\n-555,620.67\n-584,011.92\n-574,374.12\n-559,959.05\nCentral Bank(net)\n-578,047.53\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\nForeign Assets\n338,958.10\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\nForeign Liabilities\n-917,005.63\n-866,836.39\n-763,778.28\n-745,346.70\n-727,695.66\n-962,838.52\n-956,172.09\n-984,549.60\n-1,032,426.19\n-1,034,365.82\n-1,005,310.99\nOther Depository Corporations(net)\n12,526.97\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\nForeign Assets\n352,856.02\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\nForeign Liabilities\n-340,329.05\n-307,876.96\n-296,852.16\n-290,839.97\n-277,006.36\n-297,185.96\n-289,804.69\n-279,735.63\n-271,732.80\n-276,337.02\n-249,701.07\nNet Domestic Assets (NDA)\n5,465,303.32\n5,617,915.82\n5,457,438.42\n5,552,228.17\n5,642,801.47\n5,877,742.21\n6,056,699.56\n6,193,901.69\n6,247,448.43\n6,346,016.00\n6,439,892.69\nDomestic Claims\n6,740,480.37\n6,989,689.04\n6,895,453.88\n6,978,485.30\n7,059,099.99\n7,180,307.48\n7,554,069.08\n7,669,496.22\n7,643,349.84\n7,761,845.88\n7,920,221.15\nClaims on Central Government(net)\n2,877,471.73\n3,192,583.42\n3,134,575.48\n3,227,067.12\n3,299,875.31\n3,381,436.05\n3,679,166.52\n3,747,719.59\n3,862,196.57\n4,003,963.78\n4,034,942.83\nClaims on Central Government\n2,986,445.17\n3,305,953.61\n3,267,213.20\n3,373,077.05\n3,445,300.69\n3,516,314.57\n3,824,753.66\n3,908,493.46\n3,940,983.14\n4,084,363.34\n4,147,553.19\nCentral Bank\n1,738,859.81\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\n2,355,433.48\n2,337,736.94\nODCs\n1,247,585.36\n1,440,948.54\n1,476,643.99\n1,443,114.93\n1,490,684.38\n1,546,271.82\n1,518,299.12\n1,571,032.92\n1,670,420.50\n1,728,929.86\n1,809,816.25\nLess Liabilities to Central Government\n-108,973.44\n-113,370.19\n-132,637.72\n-146,009.93\n-145,425.39\n-134,878.53\n-145,587.14\n-160,773.86\n-78,786.57\n-80,399.57\n-112,610.37\nClaims on Other Sectors\n3,863,008.64\n3,797,105.62\n3,760,878.40\n3,751,418.18\n3,759,224.68\n3,798,871.43\n3,874,902.55\n3,921,776.63\n3,781,153.27\n3,757,882.10\n3,885,278.32\nOther Financial Corporations\n118,711.31\n122,525.52\n134,294.30\n130,939.44\n132,282.45\n124,852.98\n128,782.67\n119,157.29\n117,123.94\n79,035.53\n80,256.74\nState and Local Government\n42,766.93\n40,448.43\n48,803.79\n47,676.40\n43,554.41\n41,728.47\n37,784.82\n34,237.41\n35,909.11\n35,006.53\n34,312.18\nPublic Non Financial Corporations\n196,741.14\n222,439.82\n257,749.06\n257,736.50\n234,348.95\n248,965.26\n244,277.53\n240,007.21\n242,356.99\n272,898.12\n276,370.51\nPrivate Sector\n3,504,789.27\n3,411,691.85\n3,320,031.24\n3,315,065.84\n3,349,038.87\n3,383,324.72\n3,464,057.53\n3,528,374.72\n3,385,763.22\n3,370,941.92\n3,494,338.88\nCentral Bank\n24,802.03\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n30,379.07\n13,888.69\n24,815.17\nODCs\n3,479,987.23\n3,387,174.20\n3,290,807.69\n3,289,193.98\n3,320,678.35\n3,354,828.25\n3,435,867.03\n3,497,106.53\n3,355,384.15\n3,357,053.23\n3,469,523.72\nOther Items(Net)\n1,275,177.04\n1,371,773.23\n1,438,015.46\n1,426,257.14\n1,416,298.52\n1,302,565.27\n1,497,369.51\n1,475,594.53\n1,395,901.41\n1,415,829.87\n1,480,328.45\nShares and Other Equity\n745,817.59\n808,263.47\n832,720.12\n846,025.31\n887,795.24\n915,505.55\n935,291.08\n1,470,571.26\n1,471,378.30\n1,481,807.04\n1,505,125.81\nLiabilities to Other Financial Corporations\n40,593.10\n50,664.77\n49,419.92\n44,517.02\n39,463.26\n31,567.03\n32,045.66\n52,038.47\n44,373.98\n46,621.66\n45,153.65\nRestricted Deposits\n151,399.31\n151,173.32\n149,999.92\n149,845.80\n153,471.12\n166,495.73\n180,899.67\n60,499.79\n66,478.53\n66,737.97\n67,789.29\nOther Items(net)\n337,367.05\n361,671.67\n405,875.51\n385,869.01\n335,568.90\n188,996.96\n349,133.11\n-107,514.99\n-186,329.41\n-179,336.79\n-137,740.30\nBroad Money-M3\n4,899,782.77\n5,115,015.85\n5,064,325.38\n5,180,733.50\n5,277,086.62\n5,312,899.41\n5,420,010.76\n5,638,281.02\n5,663,436.51\n5,771,641.88\n5,879,933.65\nSecurities Other than Shares Included in Broad Mo\n55,583.77\n80,952.14\n71,791.03\n80,840.29\n74,118.29\n73,356.67\n43,862.17\n62,894.35\n50,562.02\n59,329.24\n60,161.15\nBroad Money-M2\n4,844,199.00\n5,034,063.72\n4,992,534.36\n5,099,893.22\n5,202,968.33\n5,239,542.75\n5,376,148.60\n5,575,386.66\n5,612,874.49\n5,712,312.64\n5,819,772.50\nOther Deposits\n1,592,367.82\n1,569,208.72\n1,517,709.33\n1,553,347.70\n1,534,910.45\n1,508,943.19\n1,467,582.00\n1,471,657.19\n1,544,945.66\n1,552,644.56\n1,529,856.98\nNarrow Money-M1\n3,251,831.18\n3,464,854.99\n3,474,825.02\n3,546,545.52\n3,668,057.88\n3,730,599.56\n3,908,566.59\n4,103,729.48\n4,067,928.83\n4,159,668.08\n4,289,915.52\nTransferable Deposits\n3,244,219.06\n3,456,750.65\n3,466,614.21\n3,537,772.31\n3,658,634.63\n3,720,917.62\n3,889,717.47\n4,033,558.66\n3,985,443.09\n4,046,287.46\n4,147,742.43\nCurrency Outside Depository Corporations\n7,612.11\n8,104.35\n8,210.82\n8,773.21\n9,423.25\n9,681.93\n18,849.12\n70,170.81\n82,485.74\n113,380.62\n142,173.09\nSource: Reserve Bank of Zimbawe\nNote:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n15 \n \n \n \n \nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16 \nJan-17\nFeb-17\nMar-17\nY\nO\nNet Foreign Assets\n-578,047.53\n-473,442.49\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\nClaims on Non Residents\n338,958.10\n393,393.91\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\nOfficial Reserves Assets\n239,511.43\n293,946.47\n285,543.05\n255,805.98\n244,677.43\n316,461.39\n266,511.75\n309,331.78\n350,427.48\n346,696.05\n320,526.53\nOther Foreign Assets\n99,446.67\n99,447.43\n98,256.06\n99,131.61\n99,163.49\n100,534.95\n98,355.02\n101,495.99\n98,784.27\n98,869.01\n99,421.78\nLess Liabilities to Non Residents\n917,005.63\n866,836.39\n763,778.28\n745,346.70\n727,695.66\n962,838.52\n956,172.09\n984,549.60\n1,032,426.19\n1,034,365.82\n1,005,310.99\nShort Term Liabilities\n502,331.05\n450,321.22\n349,757.38\n351,510.63\n331,152.07\n482,116.69\n481,842.04\n515,365.90\n558,302.10\n560,678.78\n528,171.18\nOther Foreign Liabilities\n414,674.58\n416,515.17\n414,020.90\n393,836.06\n396,543.59\n480,721.84\n474,330.06\n469,183.69\n474,124.08\n473,687.04\n477,139.81\nNet Domestic Assets (NDA)\n1,373,237.64\n1,483,098.69\n1,431,538.49\n1,528,966.57\n1,582,075.13\n1,651,349.30\n1,910,944.27\n2,046,457.01\n2,082,987.44\n2,193,388.18\n2,189,787.86\nDomestic Claims\n1,772,064.33\n1,937,013.69\n1,909,144.81\n2,028,462.52\n2,036,657.48\n2,070,285.42\n2,396,766.46\n2,420,011.99\n2,449,800.81\n2,551,097.25\n2,545,403.08\nNet Claims on Central Government\n1,646,828.49\n1,777,241.09\n1,708,832.27\n1,830,889.20\n1,852,931.02\n1,878,215.64\n2,207,020.45\n2,218,852.08\n2,244,839.79\n2,330,293.56\n2,312,027.68\nClaims on Central Government\n1,738,859.81\n1,865,005.08\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\n2,355,433.48\n2,337,736.94\nOf which: Securities Other than Shares\n289,991.30\n283,077.80\n279,010.40\n283,933.50\n260,822.30\n259,945.20\n250,270.16\n566,328.08\n577,431.69\n562,535.65\n551,741.20\nLess Liabilities to Central Government\n92,031.32\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\nOf which: Deposits\n92,031.32\n87,763.98\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\nClaims on Other Sectors\n125,235.84\n159,772.59\n200,312.54\n197,573.32\n183,726.46\n192,069.78\n189,746.01\n201,159.91\n204,961.02\n220,803.69\n233,375.40\nOther Financial Corporations\n12,706.89\n11,717.92\n14,072.39\n14,485.45\n14,842.27\n18,107.69\n18,890.01\n16,515.86\n16,900.44\n18,434.72\n18,570.34\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n87,726.92\n123,537.02\n157,016.59\n157,216.02\n140,523.67\n145,465.62\n142,665.50\n153,375.86\n157,681.51\n188,480.28\n189,989.89\nPrivate Sector\n24,802.03\n24,517.65\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n30,379.07\n13,888.69\n24,815.17\nClaims on Other Depository Corporations\n259,206.18\n223,418.95\n224,948.10\n203,523.49\n199,637.85\n145,431.17\n164,922.74\n140,331.70\n112,720.51\n115,953.17\n106,865.33\nOther Liabilities to ODCs\n263,048.23\n273,601.27\n276,345.66\n277,697.37\n277,611.11\n278,881.87\n280,278.62\n268,568.70\n269,925.53\n255,446.41\n242,394.50\nOther Items(Net)\n394,984.64\n403,732.68\n426,208.76\n425,322.07\n376,609.09\n285,485.42\n370,466.32\n245,317.99\n209,608.36\n218,215.84\n220,086.04\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n795,190.112\n1,009,656.202\n1,051,559.320\n1,138,557.468\n1,198,220.393\n1,105,507.110\n1,319,638.956\n1,472,735.173\n1,499,773.004\n1,604,587.411\n1,604,425.179\nBond Notes and Coins in Circulation\n9,138.275\n9,719.251\n9,831.185\n10,353.400\n11,050.358\n11,102.753\n23,414.148\n86,733.884\n102,691.796\n132,681.828\n154,732.753\nLiabilities to ODCs\n784,713.349\n996,320.429\n1,032,687.846\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\n1,467,941.594\n1,446,635.592\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n784,713.349\n996,320.429\n1,032,687.846\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\n1,467,941.594\n1,446,635.592\nPrivate Deposits\n1,338.488\n3,616.522\n9,040.289\n4,279.622\n4,091.489\n717.178\n3,570.712\n990.069\n1,579.135\n3,963.989\n3,056.833\nSource: Reserve Bank of Zimbawe\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n16 \n \n \nMar-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nNet Foreign Assets\n12,526.97\n-29,457.47\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\nClaims on Non Residents\n352,856.02\n278,419.49\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\nOf Which: Foreign Currency\n178,995.76\n124,614.66\n111,032.19\n148,463.11\n96,321.10\n88,598.31\n76,252.73\n107,687.14\n110,979.79\n96,836.03\n66,426.17\nDeposits\n173,601.40\n153,552.10\n172,433.28\n161,037.37\n198,569.69\n189,337.46\n167,926.29\n189,886.91\n159,688.03\n193,663.57\n208,412.27\nOther\n258.86\n252.73\n252.83\n253.93\n255.46\n249.59\n242.19\n262.74\n267.49\n264.07\n266.26\nLess Liabilities to Non Residents\n340,329.05\n307,876.96\n296,852.16\n290,839.97\n277,006.36\n297,185.96\n289,804.69\n279,735.63\n271,732.80\n276,337.02\n249,701.07\nOf Which: Deposits\n150,887.08\n152,069.73\n150,944.72\n146,501.12\n142,949.55\n146,422.62\n136,426.63\n142,073.73\n137,945.79\n135,779.65\n117,026.45\nLoans\n189,441.97\n155,807.23\n145,907.44\n144,338.85\n134,056.82\n150,763.34\n153,378.06\n137,661.90\n133,787.01\n140,557.37\n132,674.61\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n4,878,305.20\n \n5,132,752.46\n \n5,060,208.14\n \n5,148,766.23\n \n5,245,432.00\n \n5,321,500.90\n \n5,442,974.41\n \n5,549,018.98\n \n5,580,169.12\n \n5,639,870.63\n \n5,709,300.08\n \nDomestic Claims\n4,968,416.04\n \n5,052,675.36\n \n4,986,309.07\n \n4,950,022.79\n \n5,022,442.51\n \n5,110,022.06\n \n5,157,302.61\n \n5,249,484.24\n \n5,193,549.03\n \n5,210,748.62\n \n5,374,818.07\n \nNet Claims on Central Government\n1,230,643.24\n \n1,415,342.33\n \n1,425,743.21\n \n1,396,177.93\n \n1,446,944.29\n \n1,503,220.41\n \n1,472,146.07\n \n1,528,867.51\n \n1,617,356.78\n \n1,673,670.22\n \n1,722,915.15\n \nClaims on Central Government\n1,247,585.3619\n \n1,440,948.5355\n \n1,476,643.9874\n \n1,443,114.9290\n \n1,490,684.3763\n \n1,546,271.8214\n \n1,518,299.1187\n \n1,571,032.9250\n \n1,670,420.5050\n \n1,728,929.8577\n \n1,809,816.2513\n \nSecurities\n1,225,003.3297\n \n1,412,869.1273\n \n1,450,083.5207\n \n1,420,220.1988\n \n1,463,404.5297\n \n1,517,535.6764\n \n1,500,671.4257\n \n1,553,239.1020\n \n1,654,534.6290\n \n1,713,961.3077\n \n1,794,113.0553\n \nLoans\n22,582.0322\n \n28,079.4082\n \n26,560.4666\n \n22,894.7303\n \n27,279.8466\n \n28,736.1450\n \n17,627.6930\n \n17,793.8230\n \n15,885.8760\n \n14,968.5500\n \n15,703.1960\n \nOther \n-\n \n-\n \n-\n \n-\n \n(0.0000)\n \n-\n \n(0.0000)\n \n0.0000\n \n(0.0000)\n \n0.0000\n \n-\n \nLess Liabilities to Central Government\n(16,942.1215)\n \n(25,606.2057)\n \n(50,900.7775)\n \n(46,937.0009)\n \n(43,740.0913)\n \n(43,051.4118)\n \n(46,153.0502)\n \n(42,165.4109)\n \n(53,063.7244)\n \n(55,259.6416)\n \n(86,901.1009)\n \nClaims on Other Sectors\n3,737,772.8017\n \n3,637,333.0280\n \n3,560,565.8611\n \n3,553,844.8587\n \n3,575,498.2216\n \n3,606,801.6478\n \n3,685,156.5434\n \n3,720,616.7211\n \n3,576,192.2507\n \n3,537,078.4083\n \n3,651,902.92\n \nOther Financial Corporations\n106,004.42\n \n110,807.60\n \n120,221.91\n \n116,453.99\n \n117,440.18\n \n106,745.29\n \n109,892.67\n \n102,641.44\n \n100,223.50\n \n60,600.81\n \n61,686.40\n \nState and Local Government\n42,766.93\n \n40,448.43\n \n48,803.79\n \n47,676.40\n \n43,554.41\n \n41,728.47\n \n37,784.82\n \n34,237.41\n \n35,909.11\n \n35,006.53\n \n34,312.18\n \nPublic Non Financial Corporations\n109,014.22\n \n98,902.80\n \n100,732.47\n \n100,520.49\n \n93,825.28\n \n103,499.64\n \n101,612.03\n \n86,631.35\n \n84,675.48\n \n84,417.84\n \n86,380.62\n \nPrivate Sector\n3,479,987.23\n \n3,387,174.20\n \n3,290,807.69\n \n3,289,193.98\n \n3,320,678.35\n \n3,354,828.25\n \n3,435,867.03\n \n3,497,106.53\n \n3,355,384.15\n \n3,357,053.23\n \n3,469,523.72\n \nClaims on the Central Bank\n810,741.643\n \n1,017,467.818\n \n1,055,340.530\n \n1,178,684.455\n \n1,209,909.110\n \n1,156,606.119\n \n1,323,120.314\n \n1,435,556.219\n \n1,475,197.651\n \n1,507,778.322\n \n1,498,477.568\n \nBond Notes and Coins\n1,526.163\n \n1,614.904\n \n1,620.368\n \n1,580.191\n \n1,627.106\n \n1,420.818\n \n4,565.027\n \n16,563.071\n \n20,206.055\n \n19,301.209\n \n12,559.660\n \nReserves\n809,215.480\n \n1,015,852.915\n \n1,053,720.162\n \n1,177,104.264\n \n1,208,282.003\n \n1,155,185.301\n \n1,318,555.287\n \n1,418,993.147\n \n1,454,991.597\n \n1,488,477.113\n \n1,485,917.908\n \nLiabilities to the Central Bank\n1.832\n0.691\n2.585\n0.242\n0.723\n0.106\n0.219\n1750.127\n0.244\n1.8\n1752.651\nOther Items(Net)\n900,850.66\n \n937,390.03\n \n981,438.87\n \n979,940.77\n \n986,918.90\n \n945,127.17\n \n1,037,448.30\n \n1,134,271.35\n \n1,088,577.32\n \n1,078,654.52\n \n1,162,242.90\n \nShares and Other Equity\n1,103,911.46\n \n1,160,998.70\n \n1,174,877.57\n \n1,188,635.39\n \n1,194,352.25\n \n1,211,644.10\n \n1,228,902.77\n \n1,271,826.05\n \n1,272,987.21\n \n1,279,285.69\n \n1,301,867.36\n \nLiabilities to other financial corporations\n37,325.07\n \n47,396.74\n \n46,151.88\n \n41,248.99\n \n36,195.23\n \n28,299.00\n \n28,777.63\n \n48,770.44\n \n41,105.95\n \n43,353.63\n \n41,885.62\n \nOther Items(Net)\n(240,385.87)\n \n(271,005.41)\n \n(239,590.58)\n \n(249,943.61)\n \n(243,628.59)\n \n(294,815.93)\n \n(220,232.10)\n \n(186,325.14)\n \n(225,515.85)\n \n(243,984.80)\n \n(181,510.08)\n \nDeposits and Securities Included in Broad Money\n4,890,832.17\n \n5,103,294.98\n \n5,047,074.28\n \n5,167,680.67\n \n5,263,571.88\n \n5,302,500.30\n \n5,397,590.93\n \n5,567,120.14\n \n5,579,371.63\n \n5,654,297.27\n \n5,734,703.72\n \nDeposits Included in Broad Money\n4,835,248.40\n \n5,022,342.85\n \n4,975,283.25\n \n5,086,840.39\n \n5,189,453.59\n \n5,229,143.63\n \n5,353,728.76\n \n5,504,225.78\n \n5,528,809.61\n \n5,594,968.03\n \n5,674,542.57\n \nTransferable Deposits\n3,242,880.58\n \n3,453,134.13\n \n3,457,573.92\n \n3,533,492.69\n \n3,654,543.14\n \n3,720,200.45\n \n3,886,146.76\n \n4,032,568.59\n \n3,983,863.96\n \n4,042,323.47\n \n4,144,685.59\n \nOther Deposits\n1,592,367.82\n \n1,569,208.72\n \n1,517,709.33\n \n1,553,347.70\n \n1,534,910.45\n \n1,508,943.19\n \n1,467,582.00\n \n1,471,657.19\n \n1,544,945.66\n \n1,552,644.56\n \n1,529,856.98\n \nMoney Market Instruments\n55,583.77\n \n80,952.14\n \n71,791.03\n \n80,840.29\n \n74,118.29\n \n73,356.67\n \n43,862.17\n \n62,894.35\n \n50,562.02\n \n59,329.24\n \n60,161.15\n \nSource: Reserve Bank of Zimbawe\nTABLE 3: OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n17 \n \n \n \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nLocal \nPublic \nOther Institutional Units3\nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nAssets\n2016\nJan\n1.22\n \n193.28\n734.58\n294.53\n116.1\n25.0\n1,147.0\n28.8\n5.2\n19.1\n28.5\n15.6\n63.6\n3,547.4\n110.2\n582.8\n412.8\n545.1\n7,870.8\nFeb\n1.44\n \n160.35\n763.47\n287.06\n102.8\n25.0\n1,228.9\n29.2\n5.2\n19.0\n25.0\n15.8\n61.1\n3,472.0\n100.5\n477.1\n427.3\n547.6\n7,748.9\nMar\n1.53\n \n179.00\n809.22\n286.42\n148.6\n25.0\n1,225.0\n28.5\n5.1\n16.4\n22.6\n14.2\n103.9\n3,510.6\n59.3\n471.0\n428.0\n552.9\n7,887.2\nApr\n1.55\n \n146.02\n818.74\n323.00\n111.8\n25.0\n1,322.7\n27.6\n5.1\n15.8\n25.1\n15.0\n102.4\n3,453.7\n66.7\n413.7\n445.5\n552.2\n7,871.5\nMay\n1.53\n \n100.12\n973.06\n281.55\n91.0\n25.0\n1,354.1\n26.8\n5.0\n16.6\n12.3\n14.7\n101.1\n3,433.4\n61.0\n397.0\n440.2\n564.1\n7,898.5\nJun\n1.61\n \n124.61\n1,015.85\n287.98\n128.5\n25.0\n1,412.9\n25.9\n0.0\n16.4\n28.1\n14.6\n98.9\n3,414.9\n66.9\n407.7\n431.5\n578.8\n8,080.1\nJul\n1.62\n \n111.03\n1,053.72\n242.57\n147.4\n25.0\n1,450.1\n33.4\n0.0\n16.2\n26.6\n15.4\n100.7\n3,320.9\n74.2\n393.1\n416.7\n592.4\n8,021.1\nAug\n1.58\n \n148.46\n1,177.10\n235.02\n136.0\n25.0\n1,420.2\n32.3\n0.0\n11.3\n22.9\n15.4\n100.5\n3,326.8\n67.8\n390.2\n445.0\n598.3\n8,153.9\nSep\n1.63\n \n96.32\n1,208.28\n310.75\n173.6\n25.0\n1,463.4\n29.0\n5.4\n3.2\n27.3\n14.5\n88.4\n3,349.0\n86.1\n382.3\n448.6\n606.6\n8,319.5\nOct\n1.42\n \n88.60\n1,155.19\n322.05\n162.3\n27.0\n1,517.5\n26.3\n15.4\n3.9\n28.7\n15.5\n88.1\n3,389.7\n68.2\n397.2\n427.7\n609.0\n8,343.8\nNov\n4.57\n \n76.25\n1,318.56\n318.52\n140.9\n27.0\n1,500.7\n22.3\n15.5\n4.6\n17.6\n15.4\n86.1\n3,469.5\n71.9\n350.5\n419.0\n618.2\n8,477.2\nDec\n16.56\n \n107.69\n1,418.99\n378.23\n162.9\n27.0\n1,553.2\n21.0\n15.3\n4.9\n17.8\n13.2\n71.3\n3,265.0\n330.1\n376.7\n408.8\n626.0\n8,814.8\n2017\nJan\n20.21\n \n110.98\n1,454.99\n239.82\n132.7\n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.30\n \n96.84\n1,488.48\n251.83\n145.1\n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.56\n \n66.43\n1,485.92\n260.51\n154.9\n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 4.1: - OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTotal\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n2,487.3\n650.3\n1,536.5\n4,674.2\n388.1\n26.4\n5,088.7\n44.9\n356.5\n0.0\n125.0\n86.0\n1,189.0\n582.8\n397.8\n7,870.76\n \n Feb\n2,466.2\n669.7\n1,552.9\n4,688.8\n375.0\n20.4\n5,084.1\n50.3\n341.1\n0.0\n171.7\n36.4\n1,196.7\n477.1\n391.3\n7,748.89\n \n Mar\n2,566.3\n676.8\n1,592.4\n4,835.5\n371.0\n16.9\n5,223.5\n55.6\n340.1\n0.0\n181.1\n37.3\n1,185.3\n471.0\n393.5\n7,887.24\n \n Apr\n2,629.9\n695.1\n1,568.6\n4,893.7\n332.4\n18.5\n5,244.6\n80.1\n322.6\n0.0\n194.0\n36.9\n1,188.4\n413.7\n391.2\n7,871.55\n \n May\n2,698.3\n690.6\n1,559.5\n4,948.4\n309.8\n19.5\n5,277.7\n71.6\n336.1\n0.0\n143.5\n36.8\n1,238.7\n397.0\n397.2\n7,898.54\n \n June\n2,792.4\n660.9\n1,569.2\n5,022.5\n401.4\n25.6\n5,449.5\n81.0\n307.7\n0.0\n159.4\n47.4\n1,243.5\n407.7\n384.0\n8,080.12\n \n July\n2,734.8\n722.9\n1,517.7\n4,975.5\n435.1\n50.9\n5,461.5\n71.8\n296.6\n0.0\n129.6\n46.2\n1,256.6\n393.1\n365.6\n8,021.06\n \n Aug\n2,894.5\n639.2\n1,553.3\n5,087.1\n412.3\n46.9\n5,546.3\n80.8\n290.6\n0.0\n127.6\n41.2\n1,271.0\n390.2\n406.1\n8,153.92\n \n Sep\n2,974.8\n679.9\n1,534.9\n5,189.6\n479.7\n43.7\n5,713.0\n74.1\n276.8\n0.0\n151.7\n36.2\n1,276.8\n382.3\n408.4\n8,319.46\n \n Oct\n3,115.2\n605.1\n1,508.9\n5,229.3\n433.8\n43.1\n5,706.1\n73.4\n297.0\n0.0\n162.4\n28.3\n1,293.5\n397.2\n385.9\n8,343.79\n \n Nov\n3,245.5\n640.8\n1,467.6\n5,353.9\n471.9\n46.2\n5,872.0\n43.9\n289.7\n0.0\n142.2\n28.8\n1,313.4\n350.5\n436.9\n8,477.19\n \n Dec\n3,329.8\n702.9\n1,471.7\n5,504.4\n510.9\n42.2\n6,057.4\n62.9\n279.6\n1.8\n191.5\n48.8\n1,384.1\n376.7\n412.1\n8,814.81\n \n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.02\n \n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.81\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 4.1 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$millions\n \n \n \n19 \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\n Institutional Units\n3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n1.05\n \n171.98\n667.53\n119.20\n105.6\n25.0\n1,039.4\n0.0\n5.2\n19.1\n28.5\n15.6\n62.6\n2,703.9\n61.5\n582.8\n278.8\n396.6\n6,284.4\nFeb\n1.21\n \n140.75\n702.19\n96.28\n93.1\n25.0\n1,128.1\n0.0\n5.2\n19.0\n25.0\n15.8\n60.1\n2,615.0\n62.1\n477.1\n292.8\n399.3\n6,158.2\nMar\n1.31\n \n161.90\n734.53\n96.34\n131.7\n25.0\n1,143.3\n0.0\n5.1\n16.4\n22.6\n14.2\n102.9\n2,618.9\n62.6\n471.0\n298.0\n405.1\n6,311.1\nApr\n1.35\n \n135.51\n778.19\n135.47\n108.3\n25.0\n1,200.9\n0.0\n5.1\n15.8\n25.1\n15.0\n101.5\n2,573.6\n69.6\n413.7\n309.7\n404.7\n6,318.6\nMay\n1.38\n \n89.57\n891.44\n130.52\n85.3\n25.0\n1,229.5\n0.0\n5.0\n16.6\n12.3\n14.7\n100.1\n2,534.2\n64.0\n397.0\n302.2\n413.8\n6,312.8\nJun\n1.42\n \n108.53\n934.42\n84.65\n123.2\n25.0\n1,279.0\n0.0\n0.0\n16.4\n28.1\n14.6\n97.9\n2,523.7\n64.1\n407.7\n299.0\n431.6\n6,439.3\nJul\n1.45\n \n101.74\n977.63\n79.50\n141.3\n25.0\n1,316.9\n0.0\n0.0\n16.2\n26.6\n15.4\n99.7\n2,414.7\n65.7\n393.1\n284.0\n440.7\n6,399.6\nAug\n1.36\n \n140.23\n1,074.47\n97.53\n131.9\n25.0\n1,297.4\n0.0\n0.0\n11.3\n22.9\n15.4\n99.5\n2,414.8\n67.3\n390.2\n313.6\n447.3\n6,550.2\nSep\n1.40\n \n91.63\n1,122.67\n143.91\n169.6\n25.0\n1,331.9\n0.0\n5.4\n3.2\n27.3\n14.5\n87.3\n2,451.9\n71.4\n382.3\n317.3\n455.9\n6,702.6\nOct\n1.27\n \n81.03\n1,090.44\n130.20\n155.1\n27.0\n1,376.2\n0.0\n15.4\n3.9\n28.7\n15.5\n87.1\n2,472.1\n66.0\n397.2\n293.2\n458.2\n6,698.6\nNov\n4.24\n \n69.45\n1,242.12\n103.17\n136.3\n27.0\n1,349.8\n0.0\n15.5\n4.6\n17.6\n15.4\n85.2\n2,511.0\n68.5\n350.5\n285.6\n466.2\n6,752.2\nDec\n14.07\n \n98.95\n1,306.91\n134.35\n156.7\n27.0\n1,416.0\n0.0\n15.3\n4.9\n17.8\n13.2\n70.4\n2,380.1\n273.8\n376.7\n274.2\n473.4\n7,053.8\n2017\nJan\n17.72\n \n103.75\n1,322.38\n81.89\n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nFeb\n16.29\n \n89.44\n1,396.07\n96.11\n137.3\n48.6\n1,502.5\n0.0\n15.5\n3.2\n15.0\n14.9\n68.2\n2,238.9\n239.7\n398.5\n266.0\n480.1\n7,026.4\nMar\n10.74\n \n63.27\n1,421.43\n83.18\n150.7\n53.5\n1,578.7\n0.0\n15.7\n3.8\n15.7\n15.7\n69.9\n2,554.3\n23.7\n422.4\n314.5\n484.0\n7,281.0\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: - COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTotal\nReserves\n2016\n Jan\n2,428.8\n278.8\n967.1\n3674.77\n340.4\n24.7\n4,039.9\n33.6\n313.2\n0.0\n50.3\n85.3\n871.3\n582.8\n308.0\n6284.43\n Feb\n2,407.9\n290.0\n984.9\n3682.68\n337.3\n18.8\n4,038.7\n38.4\n298.9\n0.0\n91.0\n35.0\n878.1\n477.1\n301.0\n6158.19\n Mar\n2,508.0\n288.3\n1,026.9\n3823.12\n345.4\n15.4\n4,183.9\n43.2\n303.1\n0.0\n100.2\n36.1\n886.6\n471.0\n287.1\n6311.15\n Apr\n2,571.6\n297.5\n1,014.8\n3883.80\n306.8\n16.9\n4,207.6\n67.7\n285.7\n0.0\n119.4\n36.1\n893.9\n413.7\n294.4\n6318.60\n May\n2,639.9\n280.6\n1,042.8\n3963.37\n275.1\n17.9\n4,256.4\n57.9\n300.0\n0.0\n66.3\n36.1\n908.9\n397.0\n290.1\n6312.76\n June\n2,734.1\n268.2\n1,019.8\n4022.09\n331.6\n24.0\n4,377.6\n67.9\n272.3\n0.0\n77.8\n44.3\n915.7\n407.7\n276.0\n6439.33\n July\n2,676.5\n334.1\n987.4\n3997.93\n361.0\n33.8\n4,392.8\n58.2\n261.0\n0.0\n56.9\n45.8\n922.1\n393.1\n269.8\n6399.63\n Aug\n2,836.2\n285.6\n1,009.5\n4131.35\n341.3\n29.3\n4,501.9\n67.0\n257.0\n0.0\n51.1\n40.9\n932.3\n390.2\n309.8\n6550.23\n Sep\n2,915.9\n334.9\n987.8\n4238.62\n393.9\n25.8\n4,658.3\n62.9\n246.3\n0.0\n69.3\n35.9\n944.5\n382.3\n303.2\n6702.64\n Oct\n3,056.4\n267.0\n940.9\n4264.34\n344.5\n25.0\n4,633.9\n60.0\n267.7\n0.0\n74.5\n27.9\n954.5\n397.2\n283.0\n6698.61\n Nov\n3,186.7\n254.5\n896.9\n4338.05\n382.5\n28.0\n4,748.6\n29.3\n260.0\n0.0\n51.4\n28.2\n966.9\n350.5\n317.3\n6752.22\n Dec\n3,271.3\n285.7\n896.0\n4452.99\n418.3\n19.6\n4,890.9\n47.1\n250.7\n1.8\n111.6\n48.2\n1,032.7\n376.7\n294.0\n7053.81\n2017\n Jan\n3,205.0\n317.1\n981.8\n4503.86\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6933.07\n Feb\n3,267.0\n318.3\n977.1\n4562.41\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7026.43\n Mar\n3,370.3\n313.3\n965.3\n4648.90\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7281.03\nSource:Reserve Bank of Zimbabwe,2017\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n21 \n \n \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n0.13\n \n17.39\n52.89\n174.89\n10.0\n0.0\n76.6\n28.8\n0.0\n0.0\n332.8\n0.0\n424.2\n107.9\n119.7\n1,345.3\nFeb\n0.20\n \n18.23\n51.29\n188.70\n9.2\n0.0\n65.6\n29.2\n0.0\n0.0\n330.2\n0.0\n428.9\n110.4\n119.6\n1,351.6\nMar\n0.19\n \n15.08\n63.72\n189.76\n16.6\n0.0\n50.8\n28.5\n0.0\n0.0\n345.4\n0.0\n407.7\n105.9\n119.4\n1,343.1\nApr\n0.19\n \n9.46\n24.44\n186.02\n3.4\n0.0\n90.9\n27.6\n0.0\n0.0\n332.5\n0.0\n406.6\n111.4\n119.2\n1,311.8\nMay\n0.14\n \n7.35\n65.79\n148.67\n5.5\n0.0\n93.3\n26.8\n0.0\n0.0\n339.8\n0.0\n421.5\n114.2\n122.3\n1,345.3\nJun\n0.18\n \n12.92\n66.94\n200.92\n5.2\n0.0\n103.7\n25.9\n0.0\n0.0\n353.3\n0.0\n402.0\n107.4\n119.3\n1,397.7\nJul\n0.16\n \n8.30\n63.25\n162.33\n5.7\n0.0\n101.6\n33.4\n0.0\n0.0\n346.8\n0.0\n426.1\n107.3\n123.8\n1,378.9\nAug\n0.20\n \n7.54\n84.78\n136.50\n4.1\n0.0\n95.1\n32.3\n0.0\n0.0\n353.4\n0.0\n416.6\n105.8\n123.4\n1,359.7\nSep\n0.21\n \n4.16\n67.01\n165.80\n3.8\n0.0\n95.5\n29.0\n0.0\n0.0\n354.4\n0.0\n417.1\n105.4\n123.3\n1,365.6\nOct\n0.12\n \n7.23\n52.19\n191.21\n6.8\n0.0\n100.9\n26.3\n0.0\n0.0\n356.9\n0.0\n427.0\n108.8\n123.4\n1,400.9\nNov\n0.14\n \n6.44\n54.76\n214.60\n3.9\n0.0\n114.9\n22.3\n0.0\n0.0\n381.2\n0.0\n444.9\n108.8\n124.7\n1,476.7\nDec\n1.72\n \n8.05\n89.65\n243.77\n5.1\n0.0\n91.3\n21.0\n0.0\n0.0\n379.8\n0.0\n430.2\n110.0\n124.4\n1,505.1\n0.0\n2017\nJan\n2.35\n \n7.02\n109.63\n157.70\n4.3\n0.0\n123.7\n20.8\n0.0\n0.0\n389.1\n0.0\n406.1\n106.3\n124.4\n1,451.4\nFeb\n1.19\n \n7.29\n69.26\n155.60\n7.4\n0.0\n162.0\n20.1\n0.0\n0.0\n394.4\n0.0\n410.1\n109.0\n124.2\n1,460.4\nMar\n1.65\n \n3.07\n35.53\n177.16\n4.0\n0.0\n164.2\n18.7\n0.0\n0.0\n404.4\n0.0\n413.0\n102.8\n124.2\n1,448.6\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTotal\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n297.8\n534.3\n832.14\n47.2\n0.1\n879.4\n22.6\n43.3\n0.0\n74.7\n0.0\n292.9\n32.3\n1345.27\n Feb\n305.9\n533.4\n839.34\n37.2\n0.1\n876.6\n23.2\n42.3\n0.0\n80.7\n0.9\n296.3\n31.5\n1351.56\n Mar\n314.1\n531.2\n845.28\n25.1\n0.0\n870.4\n23.6\n37.0\n0.0\n80.9\n0.8\n284.3\n46.0\n1343.06\n Apr\n317.6\n520.8\n838.41\n25.1\n0.0\n863.5\n23.7\n36.9\n0.0\n74.6\n0.5\n278.8\n33.9\n1311.79\n May\n330.8\n480.5\n811.31\n34.1\n0.0\n845.5\n25.0\n36.2\n0.0\n77.2\n0.5\n315.5\n45.5\n1345.27\n June\n313.1\n511.6\n824.71\n69.2\n0.0\n893.9\n24.4\n35.4\n0.0\n81.5\n3.1\n313.1\n46.3\n1397.68\n July\n313.4\n490.8\n804.18\n74.0\n15.5\n893.7\n24.8\n35.7\n0.0\n72.7\n0.4\n318.2\n33.4\n1378.87\n Aug\n278.7\n503.6\n782.31\n71.0\n16.1\n869.4\n25.1\n33.6\n0.0\n76.5\n0.4\n321.5\n33.3\n1359.67\n Sep\n270.8\n507.3\n778.11\n85.7\n16.4\n880.2\n22.5\n30.5\n0.0\n82.4\n0.3\n314.1\n35.5\n1365.62\n Oct\n267.3\n525.9\n793.19\n89.2\n16.4\n898.9\n24.6\n29.4\n0.0\n87.8\n0.4\n319.7\n40.1\n1400.87\n Nov\n311.8\n529.0\n840.82\n89.4\n16.5\n946.7\n25.8\n29.6\n0.0\n90.8\n0.6\n326.4\n56.8\n1476.66\n Dec\n339.5\n532.9\n872.41\n92.6\n16.6\n981.6\n27.0\n28.8\n0.0\n79.9\n0.5\n330.3\n56.9\n1505.10\n2017\n Jan\n326.2\n522.1\n848.23\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1451.40\n Feb\n326.1\n534.4\n860.48\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1460.43\n Mar\n319.7\n523.2\n842.91\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1448.62\nSource:Reserve Bank of Zimbabwe,2017\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n23 \n \n \n \nAGRICULTURE\nCONSTRUCTION COMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS CONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJun\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJul\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nAug\n498,489.6\n43,265.5\n26,005.4\n295,108.0\n11,957.4\n69,959.8\n423,824.7\n139,556.7\n458,763.3\n44,237.3\n636,726.8\n10,497.1\n2,658,391.5\nSep\n487,504.2\n42,900.7\n20,644.2\n338,165.8\n11,960.4\n154,582.0\n409,891.0\n142,259.6\n400,059.8\n40,609.7\n636,000.8\n11,273.3\n2,695,851.5\nOct\n513,303.7\n44,348.8\n23,814.1\n333,709.5\n11,968.6\n70,984.3\n418,465.3\n152,571.6\n456,867.4\n45,511.4\n637,546.1\n11,122.2\n2,720,213.0\nNov\n526,709.8\n42,580.2\n22,481.4\n338,556.1\n11,358.7\n72,491.9\n413,849.2\n152,092.3\n464,279.4\n42,762.1\n641,080.5\n10,545.5\n2,738,787.0\nDec\n436,452.3\n41,297.5\n19,541.4\n311,503.1\n11,668.9\n327,576.0\n377,945.5\n134,516.0\n415,801.6\n36,867.2\n613,022.6\n10,287.7\n2,736,479.6\n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nSource:Reserve Bank of Zimbabwe,2017\n/1 Including the only merchant bank still in operation.\nTABLE 8.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ thousands\n \n \n \n24 \n \n \nEND OF\nAGRICULTURE CONSTRUCTION COMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n1,073,567.6\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJun\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nJul\n207,280.2\n99,727.9\n138,781.2\n616,359.8\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,752,262.6\nAug\n233,004.5\n97,248.8\n153,590.8\n578,487.3\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,835,125.8\nSep\n236,724.3\n101,117.1\n155,483.5\n597,290.0\n346,375.9\n1,046,195.2\n366,312.8\n57,885.0\n1,365,673.5\n73,805.9\n595,219.8\n70,669.7\n5,012,752.7\nOct\n239,373.9\n107,235.7\n160,641.2\n593,362.2\n344,681.9\n988,274.7\n363,815.8\n63,998.0\n1,384,083.2\n76,834.0\n593,827.7\n73,608.8\n4,989,737.2\nNov\n318,652.7\n107,089.5\n189,581.3\n501,506.5\n329,147.3\n992,135.7\n411,467.8\n150,691.6\n1,337,295.6\n79,405.2\n591,639.0\n71,016.3\n5,079,628.5\nDec\n258,814.9\n110,009.2\n202,260.4\n590,595.6\n348,457.0\n1,020,795.0\n382,615.8\n81,542.7\n1,466,867.2\n82,186.5\n592,932.5\n76,874.9\n5,213,951.8\n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nSource: Reserve Bank of Zimbabwe,2017\n TABLE 8.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ thousands\n \n \n25 \n \n \n \n \n \n \n \n \n \nEnd Period\nNominal Lending Rates 1\nIndividuals \nCorporate\n2016 \nJan\n6.00-22.00\n12.08 \n7.38 \nFeb\n4.00-22.00\n11.48 \n7.29 \nMar\n4.00-22.00\n11.44 \n7.16 \nApr\n4.00-22.00\n11.50 \n7.20 \nMay\n4.00-18.00\n11.43 \n7.35 \nJun\n4.00-18.00\n11.40 \n7.48 \nJul\n4.00-18.00\n10.69 \n6.79 \nAug\n4.00-18.00\n10.67 \n6.84 \nSep\n4.00-18.00\n10.66 \n6.95 \nOct\n4.00-18.00\n10.70 \n6.93 \nNov\n4.00-18.00\n10.69 \n6.99 \nDec\n4.00-18.00\n10.59 \n6.87 \n2017 \nJan\n4.00-18.00\n10.61 \n6.68 \nFeb\n4.00-18.00\n10.06 \n6.52 \nMar\n4.00-18.00\n9.12 \n7.02 \nSource:Reserve Bank of Zimbabwe, 2017\nNotes\nTABLE 9.1: LENDING RATES (percent per annum)\n1. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates\n \n \n \n26 \n \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\nSep\n0.50-6.00\n1.00-17.00\nOct\n0.50-6.00\n1.00-17.00\nNov\n0.50-6.00\n1.00-17.00\nDec\n0.50-6.00\n1.00-17.00\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\n Source:Reserve Bank of Zimbabwe, 2017\n* The range of rates qouted by banks during the period.\nTABLE 9.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \n 27 \n \n \n \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSep\n0.10\n-0.03\n-1.11\n-0.27\n-0.03\n-0.08\n-0.09\n-0.26\n0.00\n0.01\n0.10\n-0.34\n-0.06\n-0.26\nOct\n-0.05\n-0.24\n-0.13\n0.06\n-0.03\n-0.06\n0.00\n-0.01\n0.00\n-0.06\n0.17\n-0.05\n0.40\n0.09\nNov\n0.06\n-0.09\n0.00\n0.10\n-0.07\n0.33\n0.00\n0.18\n-2.46\n-0.01\n0.14\n-0.22\n0.54\n0.02\nDec\n-0.06\n0.09\n-0.59\n0.46\n0.09\n-0.27\n0.00\n0.29\n0.00\n0.16\n0.34\n-0.09\n0.38\n0.06\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nSource:Zimstat, 2017\nNON-FOOD INFLATION\nTABLE 10.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \n \n28 \n \n \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSep\n-1.36\n-1.79\n-1.50\n-2.48\n-0.14\n-2.17\n-2.10\n-0.78\n9.09\n-0.84\n-1.82\n-0.58\n-2.94\n-1.33\nOct\n-0.97\n-1.73\n-1.54\n-2.10\n-0.76\n-1.77\n-2.13\n-0.65\n9.09\n-0.72\n-1.77\n-0.45\n-2.03\n-0.95\nNov\n-0.77\n-1.63\n-1.53\n-1.77\n-0.83\n-1.37\n-1.91\n-0.45\n3.48\n-0.70\n-1.62\n-0.89\n-1.54\n-1.09\nDec\n-0.42\n-1.39\n-2.29\n-1.25\n-0.67\n-1.39\n-1.87\n-0.24\n3.49\n-0.47\n-0.99\n-0.92\n-0.95\n-0.93\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nSource: Zimstat, 2017\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 10.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \n(DECEMBER 2012 = 100)\n \n \n \n29 \n \n(US$ millions)\nEnd Period\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\nLong-Term External Debt\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\n8,656\nGovernment\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\n5,365\nBilateral Creditors\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\n3,479\nMultilateral Creditors\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\nBilateral Creditors\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\n779\nMultilateral Creditors\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\n591\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nMultilateral Creditors - IMF\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nPrivate\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\nShort-Term External Debt\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\n2,304\nSupplier's Credits\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\n573\nPrivate\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\n1,731\nTotal External Debt\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\n10,960\nSource: Ministry of Finance & Economic Development, 2017; & Reserve Bank of Zimbabwe, 2017\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n30 \n \n \n \n \n \n \n \n \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2016\nJAN\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nFEB\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMAR\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nAPR\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMAY\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJUN\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJUL\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAUG\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSEP\n13.9200\n10.5800\n101.6000\n1.1200\n1.3200\nOCT\n13.9400\n10.6500\n103.7600\n1.0989\n1.2346\nNOV\n13.9402\n10.6875\n107.9934\n1.0811\n1.2430\nDEC\n13.8416\n10.7247\n115.7895\n1.0556\n1.2509\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nSource: Reserve Bank of Zimbabwe, 2017\n TABLE 12 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n \n \n \n31 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nUS$ millions\n2016\nJan\n103.0\n19.5\n10.4\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15.6\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16.4\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13.9\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18.1\n88,525,472\n2,780.9\nJul\n98.8\n25.7\n11.8\n57,222,624\n2,772.0\nAug\n99.5\n26.3\n7.1\n41,264,438\n2,734.3\nSep\n98.9\n26.6\n13.0\n68,329,516\n2,725.1\nOct\n120.8\n33.8\n22.6\n177,384,684\n3,328.3\nNov\n137.1\n57.4\n23.5\n233,749,377\n3,804.6\nDec\n144.5\n58.5\n26.0\n292,538,969\n4,008.0\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n139.0\n58.6\n26.9\n145,238,255\n3,871.2\nSource:Zimbabwe Stock Exchange (ZSE),2017\nTABLE 13: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\nIndices\n \n \n \n32 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSep\n 4,382.9 \n10.5\n237.3\n167.7\n533.9\n215.9\nOct\n 4,127.6 \n8.0\n322.8\n112.5\n524.5\n216.0\nNov\n 4,624.7 \n6.9\n363.4\n84.5\n537.2\n229.9\nDec\n 4,882.6 \n5.6\n479.9\n71.9\n626.1\n265.1\n2017\nJan\n 4,052.8 \n7.5\n368.7\n70.4\n495.6\n318.9\nFeb\n 4,247.9 \n7.0\n327.3\n58.4\n472.3\n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n671.6\n399.7\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 14.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n33 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJun\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJul\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nAug\n253.9\n27.8\n4038.1\n1156.4\n 26,009.6 \n109.5\nSep\n288.5\n32.5\n4421.9\n1188.5\n 27,300.0 \n100.0\nOct\n296.0\n29.2\n6247.4\n1106.4\n 29,801.7 \n117.9\nNov\n353.0\n30.6\n8691.2\n1086,9\n 28,542.1 \n128.8\nDec\n405.4\n24.4\n13042.1\n1348.0\n 33,211.8 \n155.9\nAnnual Total\n 2,901.5 \n347.7\n 52,407.5 11,245.7 298,586.2 \n1112.1\n2017\nJan\n 350.0 \n26.7\n12756.3\n1173.6\n27550.1\n191.0\nFeb\n 326.3 \n27.8\n8952.0\n953.5\n26820.1\n207.0\nMar\n 414.2 \n31.0\n11124.0\n922.2\n35604.1\n244.1\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 14.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n34 \n \n \n \n \n \nMonth\nExports\nImports\nTotal Trade\nTrade Balance\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2540.40\n4722.05\n7262.45\n(2181.65)\n2017\nJan\n258.67\n384.62\n643.29\n(125.96)\nFeb\n240.28\n424.36\n664.63\n(184.08)\nMar\n224.87\n529.09\n753.96\n(304.22)\nSource: Zimstat, 2017\nTABLE 15 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/March2017.pdf"}
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+{"doc_id": "ec8fc4457dfba7e08fb91bf09df9be92", "text": "MONTHLY ECONOMIC REVIEW \nJULY 2013 \nSelected Economic Indicators \n2 \nStock Market Developments \n3 \nInflation \n6 \nNational Payments System \n7 \nStatistical Tables \n9 \n \n \nMonetary Developments \n5 \nINSIDE THIS ISSUE: \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2013 \nJune \n2013 \nJuly \nZ.S.E. Mining Index1 \n73.29 \n66.77 \nZ.S.E. Industrial Index1 \n211.19 \n232.87 \nMoney Supply (Total Bank Deposits) (US$)2 \n3.84 billion \n3.85 billion \nMoney Supply (M3) Annual Growth2 \n6.91% \n4.26% \nYearly Inflation3 \n1.86% \n1.25% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \nMonth on \nMonth \nChange \n-8.90% \n10.27% \n0.44% \n0.44% \n-0.38% \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of July 2013, trading on the \nZimbabwe Stock Exchange (ZSE) continued to \nrise as investors took strategic positions ahead \nof the harmonized general elections. \n \nLiquidity challenges in the economy, however, \ncontinued to constrain the participation of local \ninvestors. On the other hand, foreign investors \nincreased their dominance on the local bourse. \n \nThe repositioning of portfolios pushed up the \nvolumes traded by 32.95%, from 224.08 \nmillion shares in June, to 297.91 million shares \nin July 2013. Over the same period, the value \nof shares traded also rose by 7.11% to \nUS$43.53 million. \nConsequently, between June and July 2013, \nthe industrial index gained 10.27% to close \nthe period under review at 232.87 points. On \na year-to-date basis, the industrial index \ngained 53.9%. The mining index, however, \nfell by 8.9%, from 73.29 points in June to \n66.77 points in July 2013, while on a year-to\n-date basis, it gained 0.72%. \n \nTrading on the local bourse was largely \ndriven by foreign investors. Purchases by \nforeign investors were recorded at US$18.44 \nmillion in July 2013, against US$23.15 \nmillion in June. Over the same period, sales \nby foreign investors rose by 59.89%, from \nUS$9.57 million to US$15.30 million. \n \n2 3 \n \n2 4 \nMarket capitalization gained 10.45%, from \nUS$5.44 billion in June to US$6 billion in \nJuly 2013, largely driven by industrial blue \nchip counters. \n \n \nMONETARY DEVELOPMENTS \n \nAnnual broad money growth continued on a \ndownward trend, declining from 6.91% in \nJune 2013 to 4.26% in July 2013. The \ndecline is partly reflective of the slowdown \nin economic activity. On a month on month \nbasis, money supply recorded a marginal \nincrease of 0.4% to US$3 854.9 million in \nJuly 2013, from US$3 838.2 million in June \n2013. \nThe month on month increase in broad \nmoney was on the back of expansions of \nUS$62.6 million in under-30 day deposits, \nand US$49.1 million in demand deposits. \nPartially offsetting these increases were \ndeclines of US$73.2 million and US$21.8 \nmillion in over-30 day and savings deposits, \nrespectively. \nMirroring developments in broad money, \nannual growth in credit to the private sector, \ndeclined by 4.9 percentage points from \n18.4% in June to 13.5% in July. On a month \non month basis, credit to the private sector, \nhowever, grew by 0.8% in July 2013, from \nUS$3 666.23 million in June 2013 to \nUS$3 671.8 million. \n \nThe loan to deposit ratio rose to 95.3% in \nJuly 2013, compared to 87.5% in July 2012, \n3.1 \n3.2 \n3.3 \n3.4 \n3.5 \n3.6 \n3.7 \n3.8 \n3.9 \n4.0 \n4.1 \n0\n5\n10\n15\n20\n25\n30\n35\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nUS$ Billions\n%\nMoney Supply\nM3\nM3 Annual Growth\n2012 2013 \n \n3 5 \nreflective of growth in loans and advances. \n \nIn the absence of alternative financial \ninstruments, credit to the private sector \ncontinued to be driven by loans and \nadvances, which were partly sustained by \noffshore lines of credit, as the local \neconomy \ncontinued \nto \nface \nliquidity \nLoans and advances increased largely due to \ndemand for credit in manufacturing (19.43%), \nagriculture \n(17.27%) \nand \ndistribution \n(16.62%) activities. Households accounted \nfor 18.50% of total loans and advances to \nthe private sector. \n \nCredit to the private sector was mainly \nutilized for asset purchases (37.65%) as well \nas inventory build-up (36.74%). Loans and \nadvances utilized for fixed investment activity \nhave remained low, with the procurement of \nplant and equipment accounting for 2.91% \nand pre and post shipment financing at 2.19%, \nof total loans and advances. \n \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \n \nAnnual headline inflation decelerated further, \nfor the fifth consecutive month, to 1.25% in \nJuly 2013, from 1.87% in June 2013, on \naccount of declines in both food and non food \ninflation. \n \nAnnual food and non alcoholic beverages \ninflation declined from 2.90% in June 2013, \nto 1.74% in July 2013 while non-food \ninflation slowed down to 1% in July from \n1.35% in June 2013. \n \nDecline in annual food inflation was largely \ndue to falling prices of milk, cheese and eggs; \nsugar, \njam, \nhoney, \nchocolate \nand \nconfectionery; and mineral waters, soft drinks, \nconstraints. The contribution of offshore \nlines of credit in total credit to the private \nsector, increased from 4.77% in July 2012 \nto 12.36% in July 2013. \n \nAdvances to the private sector were made \nup of loans and advances, 84.59%; \nmortgages advanced by building societies, \n8.51%; bills discounted, 3.46%; bankers’ \nacceptances, 1.48%; and other investments, \n1.97%. \n4 \n \n6 \nfruit and vegetable juices, as a result of \nimproved supply of these items on the \nmarket. \nto -0.38% in July, from -0.13% in June 2013, \nfollowing declines in the prices of food and \nnon alcoholic beverages. \n \nMonthly \nfood \nprices \neased \nby \n0.81 \npercentage points to -1.14% in July, from \n-0.33% in June 2013, on the back of declines \nin the prices of fruits, -3.83%; vegetables, \n-2.98%; meat, -1.95%; sugar, jam, honey, \nchocolate and confectionery, -1.44%; milk, \ncheese and eggs, -0.58%; and oils and \nfats, -0.45%. \n \nMonthly non-food prices also fell to -0.004% \nin July, from -0.03% in June 2013, largely \ndue to declines in the prices of electricity, \ngas and other fuels, alcoholic beverages, \nfurniture and equipment, communication and \nhealth services. \n \n \nInflation Outlook \nInflation developments in the domestic \neconomy, in the short to medium term, will \ncontinue to be influenced by movements \ninternational oil prices, US$/rand exchange \nrate, world food prices, as well as the level of \naggregate demand. \n \nThe upward trend in international oil prices \nsince April 2013, if sustained, is expected to \nexert inflationary pressures in the domestic \neconomy. \n \nFurther, the improvement in the global \neconomy, as manifested in the recovery of \nthe Euro zone and better than anticipated \n \nAnnual non-food inflation also eased to 1% in \nJuly, from 1.35% in June 2013, following the \nsoftening of communication, recreation and \ncultural service prices. \n \nInflationary pressures under this category \nlargely emanated from increases in housing \nrentals, prices of alcoholic beverages and \ntobacco as well as transport, health and \neducational services. \n \nMonth-on-Month Inflation \n \nMonth-on-month inflation decelerated further \n7 \noutput in China, India and the USA during \nthe first half of 2013, is also expected to \nincrease the demand for crude oil, thereby \npushing up international commodity prices. \n \nContinued disturbances in oil producing \ncountries, among them Egypt, are expected \nto exert upward pressure on international oil \nprices, \nwith \nadverse \nimplications \nfor \ndomestic inflation. \n \n \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through \nthe RTGS system in July 2013 increased by \n11.60% to US$3.96 billion, from US$3.54 \nbillion in June 2013. On the other hand, the \nvolume of transactions also registered an \nincrease of 10.79%, from 185 802 to 205 854 \nduring the same period. \nCard Systems \nThe total value of card based transactions \nrose by 11.93%, from US$298.40 million in \nJune to US$334 million in July 2013. \nMobile and Internet Based Transactions \nThe value of mobile and internet based \ntransactions also increased by 13.69%, from \nUS$266.70 million in June to US$303.20 \nmillion in July 2013. \n \nCheques \nIn value terms, cheque transactions increased \nfrom US$5.90 million in June 2013 to \nUS$12.30 million in July 2013. \n \n \n \n \n \n \n \n \nReserve Bank of Zimbabwe \nAugust 2013 \n8 \n9 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n11 \n \n1.2 Broad Money Survey \n \n \n \n \n \n12 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n13 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n14 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 15 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n16 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n17 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n18 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n19 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n20 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n21 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n22 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n23 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n24 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n25 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n26 \n \n7.2 Liabilities \n \n \n \n \n \n \n27 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n28 \n \n8.2 Liabilities \n \n \n \n \n \n \n29 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n30 \n \n9.2 Liabilities \n \n \n \n \n \n \n31 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n32 \n \n11. Savings with Financial Institutions \n \n \n \n \n33 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n34 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n35 \n \n10 \n11 \nTABLE 1.1 : MONETARY AGGREGATES \n US$ Thousands \n \n2012 \n2013 \n \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \nFebruary \nMarch \nApril \nMay \nJune \nJuly \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nRBZ Demand Deposits \n80.1 \n80.9 \n82.1 \n80.7 \n79.6 \n80.8 \n78.6 \n78.3 \n77.3 \n 78.6 \n74.5 \n73.0 \n73.5 \nComm. Banks Dem. Deposits \n1,875,149.3 \n1,826,752.4 \n1,869,138.7 \n1,894,495.7 \n1,804,260.4 \n1,981,218.7 \n1,924,517.4 \n1,875,465.4 \n1,860,664.0 \n1,979,220.0 \n 1,932,968.10 \n 1,874,568.0 \n 1,926,968.5 \nMerchant Banks Dem. Deposits \n110,779.0 \n106,955.1 \n102,471.0 \n112,805.6 \n105,260.2 \n108,094.7 \n106,935.2 \n102,797.7 \n104,281.4 \n107,324.1 \n \n112,173.40 \n 114,560.5 \n 111,261.06 \nM1 \n1,986,008.4 \n1,933,788.4 \n1,971,691.8 \n2,017,382.0 \n1,909,600.2 \n2,089,394.2 \n2,031,531.2 \n1,978,341.4 \n1,965,022.7 \n2,086,622.6 \n2,045,215.9 \n 1,989,201.5 \n 2,038,302.96 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks Savings Deposits \n162,953.0 \n171,279.3 \n189,287.9 \n182,029.0 \n288,914.0 \n253,471.9 \n193,007.6 \n192,683.5 \n201,459.2 \n194,873.4 \n \n221,622.3 \n 229,386.7 \n 201,667.79 \nBuilding Soc. Savings Deposits \n168,562.6 \n171,825.0 \n176,983.1 \n164,699.0 \n163,276.1 \n180,152.6 \n159,093.7 \n168,605.4 \n168,484.1 \n170,975.7 \n \n192,634.8 \n 189,753.8 \n 195,606.6 \nP O S B Savings Deposits \n51,631.2 \n51,322.2 \n51,747.0 \n50,457.0 \n55,822.7 \n54,893.7 \n55,832.5 \n56,274.2 \n57,860.7 \n55,236.9 \n \n56,544.5 \n 60,117.8 \n 60,162.5 \nComm. Banks U-30 Day Deposits \n668,743.8 \n716,241.3 \n648,981.9 \n781,995.1 \n593,873.6 \n613,008.0 \n632,215.7 \n708,500.6 \n734,849.5 \n786,076.0 \n \n637,041.1 \n 629,544.6 \n 663,617.3 \nMerchant Banks U-30 Day Deposits \n36,431.8 \n39,907.3 \n60,358.5 \n35,887.6 \n69,265.1 \n67,930.5 \n91,671.2 \n65,975.9 \n62,324.3 \n64,604.1 \n \n67,104.2 \n 56,223.1 \n 82,650.4 \nBuilding Soc. U- 30 Day Deposits \n53,684.5 \n59,216.0 \n70,300.4 \n98,536.7 \n73,514.3 \n65,572.4 \n60,885.9 \n77,091.9 \n82,098.1 \n81,944.39 \n \n122,672.1 \n 119,217.4 \n 121,325.5 \nM2 \n3,128,015.2 \n3,143,579.4 \n3,169,350.6 \n3,320,987.1 \n3,154,266.0 \n3,324,423.3 \n3,224,237.8 \n3,247,472.9 \n3,272,098.6 \n3,440,333.1 \n3,342,834.9 \n 3,273,444.8 \n 3,363,333.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks O-30 Day Deposits \n327,819.8 \n192,982.4 \n311,167.7 \n235,566.9 \n424,351.9 \n314,380.7 \n351,356.6 \n297,613.9 \n249,558.5 \n223,799.1 \n \n387,930.6 \n 268,082.1 \n 219,826.9 \nMerchant Banks O-30 Day Deposits \n65,758.0 \n64,463.7 \n56,445.3 \n60,561...8 \n46,439.3 \n44,191.4 \n21,339.0 \n55,714.0 \n52,841.7 \n56,349.4 \n \n54,361.5 \n 52,329.5 \n 27,019.2 \nBuilding Soc. O- 30 Day Deposits \n156,055.2 \n170,113.2 \n172,761.3 \n165,382.5 \n179,493.1 \n184,561.2 \n192,823.3 \n194,226.7 \n203,912.9 \n226,550.8 \n \n212,044.5 \n 222,591.8 \n 222,795.8 \nBuilding Soc. Class C Deposits \n0.0 \n0.0 \n \n \n \n \n \n \n0.0 \n0.0 \n0.0 \n \n \nBuilding Soc. Other Share Deposits \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n11,266.6 \n11,266.6 \n \n11,266.5 \n 11,266.6 \n 11,266.6 \nP O S B Time Deposits \n9,770.5 \n8,018.0 \n8,316.8 \n11,324.0 \n9,964.9 \n8,973.9 \n8,497.2 \n8,447.9 \n8,845.8 \n8,443.5 \n \n9,703.5 \n 10,492.4 \n 10,680.2 \nM3 \n3,697,560.4 \n3,589,298.3 \n3,728,183.4 \n3,813,963.8 \n3,824,656.8 \n3,886,672.1 \n3,808,395.5 \n3,813,616.9 \n3,798,524.1 \n3,966,742.5 \n \n4,018,141.5 \n 3,838,207.3 \n 3,854,921.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \nTABLE 1.2 : BROAD MONEY SURVEY \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-366,349.80 \n-459,138.70 \n-447,672.70 \n-417,840.40 \n-340,899.70 \n-435,528.80 \n-485,643.40 \n-478,669.10 \n-627,094.50 \n-477,210.6 \n-488,616.3 \n-770,401.9 \n-822,415.5 \n \n Assets \n1,010,995.60 \n918,272.00 \n952,305.80 \n964,367.00 \n1,063,411.00 \n1,089,808.50 \n994,812.70 \n988,575.61 \n867,399.60 \n983,189.5 \n1,065,690.2 \n994,502.1 \n967,794.1 \n \n Reserve Bank (RBZ) \n443,530.60 \n392,913.30 \n431,019.90 \n402,814.90 \n385,911.70 \n447,988.80 \n454,346.10 \n421,879.25 \n367,092.80 \n412,155.0 \n471,664.8 \n461,797.0 \n362,306.8 \n \n Deposit Money Banks (DMBs) \n543,103.30 \n497,720.10 \n490,916.00 \n527,291.20 \n635,377.30 \n599,274.60 \n507,151.40 \n529,296.47 \n469,834.90 \n537,446.4 \n547,557.0 \n488,238.1 \n536,681.8 \n \n Other Banking Institutions \n(OBIs) \\1 \n24,361.70 \n27,638.60 \n30,369.90 \n34,260.90 \n42,122.10 \n42,545.10 \n33,315.20 \n37,399.89 \n30,471.90 \n33,588.1 \n46,468.4 \n44,467.0 \n68,805.5 \n \n Liabilities \\2 \n-1,377,345.40 \n-1,377,410.80 \n-1,399,978.50 \n-1,382,207.30 \n-1,404,310.70 \n-1,525,337.30 \n-1,480,456.00 \n-1,467,244.71 \n-1,494,494.10 \n-1,460,400.2 \n-1,554,306.5 \n-1,764,904.0 \n-1,790,209.6 \n \n RBZ \n1,142,322.10 \n1,144,176.70 \n1,149,650.90 \n1,147,233.00 \n1,147,319.70 \n1,149,161.20 \n1,149,023.60 \n1,141,623.47 \n1,135,073.40 \n1,140,521.7 \n1,134,105.5 \n1,138,062.0 \n1,143,126.7 \n \n DMBs \n217,204.30 \n216,220.20 \n233,273.50 \n211,042.10 \n233,317.40 \n352,118.40 \n311,214.10 \n303,476.08 \n337,091.10 \n293,394.4 \n393,575.8 \n600,126.4 \n625,430.1 \n \n OBIs \n17,818.90 \n17,013.80 \n17,054.10 \n23,932.20 \n23,673.70 \n24,057.80 \n20,218.40 \n22,145.17 \n22,329.60 \n26,484.0 \n26,625.2 \n26,715.6 \n21,652.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \n4,063,910.10 \n4,048,437.10 \n4,175,856.10 \n4,231,804.20 \n4,165,556.50 \n4,322,201.00 \n4,294,038.70 \n4,292,286.03 \n4,425,618.60 \n4,443,953.2 \n4,506,758.0 \n4,608,609.2 \n4,677,337.2 \n \nDOMESTIC CREDIT \n3,362,641.70 \n3,396,416.20 \n3,469,968.40 \n3,502,649.80 \n3,620,952.20 \n3,788,468.50 \n3,777,967.90 \n3,781,756.54 \n3,845,110.10 \n3,808,385.3 \n3,871,013.0 \n3,936,046.1 \n3,966,266.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n79,337.50 \n73,155.70 \n73,214.80 \n80,219.70 \n80,710.40 \n176,058.40 \n166,842.30 \n153,163.97 \n170,638.10 \n180,007.9 \n212,221.9 \n206,189.6 \n232,272.7 \n \n RBZ \n-1,522.60 \n-1,502.40 \n-1,514.60 \n-11,344.70 \n-11,034.80 \n-11,097.80 \n-1,225.80 \n-1,192.38 \n-1,179.60 \n-1,180.8 \n-1,179.7 \n-1,828.4 \n-3,487.6 \n \n DMBs \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,122.73 \n151,543.00 \n160,538.4 \n192,880.2 \n187,784.4 \n215,526.7 \n \n OBIs \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.63 \n20,274.70 \n20,650.2 \n20,521.4 \n20,233.6 \n20,233.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Public Enterprises \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n58,973.6 \n63,604.9 \n63,628.7 \n62,174.3 \n \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n DMBs \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n54,091.40 \n58,973.6 \n63,604.9 \n63,628.7 \n62,174.3 \n \n Agri-PEs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n Other \n49,615.70 \n49,289.80 \n46,060.70 \n49,641.40 \n51,464.50 \n51,716.90 \n52,261.10 \n53,708.48 \n3,620,380.60 \n58,973.6 \n63,604.9 \n63,628.7 \n62,174.3 \n \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Private Sector \n3,233,688.50 \n3,273,970.70 \n3,350,693.00 \n3,372,788.70 \n3,488,777.20 \n3,560,693.20 \n3,558,864.50 \n3,574,884.08 \n3,620,380.60 \n3,569,403.8 \n3,595,186.2 \n3,666,227.8 \n3,671,819.5 \n \n RBZ \n38,792.30 \n41,323.60 \n42,548.20 \n42,122.00 \n41,521.50 \n40,636.30 \n41,014.10 \n41,015.10 \n41,041.10 \n41,014.1 \n40,128.8 \n40,128.8 \n36,146.1 \n \n DMBs \n2,797,404.90 \n2,823,945.60 \n2,897,885.30 \n2,890,646.50 \n2,996,259.40 \n3,065,153.80 \n3,057,321.20 \n3,065,133.69 \n3,111,948.80 \n3,058,690.9 \n3,063,681.6 \n3,125,352.0 \n3,133,523.7 \n \n OBIs \n397,491.40 \n408,701.50 \n410,259.50 \n440,020.20 \n450,996.30 \n454,903.20 \n460,529.20 \n468,735.29 \n467,417.70 \n469,698.7 \n491,375.8 \n500,747.0 \n502,149.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n701,268.40 \n652,020.90 \n705,887.60 \n729,154.40 \n544,604.30 \n533,732.40 \n516,070.80 \n510,529.50 \n580,508.50 \n635,567.9 \n635,745.0 \n672,563.1 \n711,070.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n3,697,560.40 \n3,589,298.30 \n3,728,183.40 \n3,813,963.80 \n3,824,656.80 \n3,886,672.10 \n3,808,395.40 \n3,813,616.93 \n3,798,524.10 \n3,966,742.5 \n4,018,141.5 \n3,838,207.3 \n3,854,921.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n13 \nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3) \n US$ Thousands \n1. Finance houses, building societies and P. O. S. B. \n2. Sign reversal. \n3. Net Domestic Assets consist of domestic credit and other items net. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n8,902.80 \n-92,789.00 \n11,466.10 \n29,832.30 \n76,940.70 \n-94,629.10 \n-50,114.50 \n6,974.25 \n-148,425.4 \n149,883.9 \n-11,405.7 \n-281,785.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n Assets \n2,966.70 \n-92,723.60 \n34,033.80 \n12,061.10 \n99,044.00 \n26,397.50 \n-94,995.80 \n-6,237.07 \n-121,176.0 \n115,789.9 \n82,500.7 \n-71,188.1 \n Reserve Bank (RBZ) \n4,282.20 \n-50,617.30 \n38,106.70 \n-28,205.00 \n-16,903.20 \n62,077.10 \n6,357.30 \n-32,466.80 \n-54,786.5 \n45,062.2 \n59,509.8 \n-9,867.8 \n Deposit Money Banks (DMBs) \n-4,416.00 \n-45,383.20 \n-6,804.10 \n36,375.10 \n108,086.10 \n-36,102.60 \n-92,123.20 \n22,145.09 \n-59,461.6 \n67,611.5 \n10,110.6 \n-59,318.9 \n Other Banking Institutions (OBIs) \\1 \n3,100.50 \n3,276.90 \n2,731.30 \n3,891.00 \n7,861.20 \n423 \n-9,229.80 \n4,084.65 \n-6,928.0 \n3,116.2 \n12,880.3 \n-2,001.4 \n Liabilities \\2 \n5,936.10 \n-65.4 \n-22,567.70 \n17,771.10 \n-22,103.40 \n-121,026.60 \n44,881.30 \n13,211.32 \n-27,249.4 \n34,093.9 \n-93,906.3 \n-210,597.5 \n RBZ \n-2,828.50 \n1,854.60 \n5,474.20 \n-2,417.90 \n86.7 \n1,841.50 \n-137.6 \n-7,400.09 \n-6,550.1 \n5,448.4 \n-6,416.2 \n3,956.5 \n DMBs \n889.8 \n-984.1 \n17,053.30 \n-22,231.40 \n22,275.20 \n118,801.00 \n-40,904.20 \n-7,738.03 \n33,615.1 \n-43,696.7 \n100,181.4 \n206,550.6 \n OBIs \n-3,997.50 \n-805.1 \n40.3 \n6,878.20 \n-258.6 \n384.1 \n-3,839.40 \n1,926.80 \n184.4 \n4,154.5 \n141.2 \n90.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \\3 \n98,386.90 \n-15,473.10 \n127,419.00 \n55,948.10 \n-66,247.70 \n156,644.50 \n-28,162.20 \n-1,752.72 \n133,332.6 \n18,334.6 \n62,804.8 \n101,851.2 \nDOMESTIC CREDIT \n135,309.30 \n33,774.50 \n73,552.20 \n32,681.40 \n118,302.40 \n167,516.40 \n-10,500.60 \n3,788.59 \n63,353.6 \n-36,724.9 \n62,627.7 \n65,033.1 \n Claims on Government (net) \n-2,855.70 \n-6,181.90 \n59.1 \n7,004.90 \n490.8 \n95,348.00 \n-9,216.10 \n-13,678.34 \n17,474.1 \n9,369.8 \n32,214.0 \n-6,032.3 \n RBZ \n583.5 \n20.3 \n-12.2 \n-9,830.10 \n309.9 \n-63 \n9,872.00 \n33.43 \n12.8 \n-1.2 \n1.1 \n-648.7 \n DMBs \n-3,235.60 \n-6,202.10 \n71.3 \n15,601.40 \n180.9 \n95,410.90 \n-18,088.00 \n-13,711.77 \n-2,579.8 \n8,995.5 \n32,341.8 \n-5,095.8 \n OBIs \n-203.6 \n0 \n0 \n1,233.60 \n0 \n0 \n-1,000.00 \n0.0 \n20,041.1 \n375.5 \n-128.8 \n-287.8 \n Claims on Public Enterpris \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n1,823.10 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n23.8 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n304.3 \n-325.8 \n-3,229.10 \n3,580.70 \n18231 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n23.8 \n Agri-PEs \n0 \n-4,771.80 \n-4,772.80 \n-4,773.80 \n-4,774.80 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n-5,259.3 \n Other \n304.3 \n4,446.00 \n1,543.70 \n8,354.50 \n6,597.90 \n252.4 \n544.3 \n1,447.33 \n382.9 \n4,882.2 \n4,631.3 \n5,283.1 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n137,860.60 \n40,282.20 \n76,722.30 \n22,095.70 \n115,988.50 \n71,916.00 \n-1,828.70 \n16,019.59 \n45,496.5 \n-50,976.8 \n25,782.4 \n71,041.6 \n RBZ \n-4,967.00 \n2,531.30 \n1,224.60 \n-426.2 \n-600.5 \n-885.3 \n377.8 \n1.0 \n-1.0 \n0.0 \n-885.3 \n0.0 \n DMBs \n133,666.60 \n26,540.70 \n73,939.70 \n-7,238.70 \n105,612.90 \n68,894.30 \n-7,832.60 \n7,812.52 \n46,815.1 \n-53,257.8 \n4,990.7 \n61,670.4 \n OBIs \n9,161.00 \n11,210.10 \n1,558.00 \n29,760.70 \n10,976.10 \n3,906.90 \n5,626.00 \n8,206.07 \n-1,317.5 \n2,281.0 \n21,677.1 \n9,371.2 \nOTHER ITEMS (NET) \n-36,922.40 \n-49,247.60 \n53,866.80 \n23,266.70 \n-184,550.10 \n-10,871.90 \n-17,661.60 \n-5,541.30 \n69,979.0 \n55,059.4 \n177.1 \n36,818.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n107,289.70 \n-108,262.00 \n138,885.10 \n85,780.40 \n10,692.90 \n62,015.40 \n-78,276.70 \n5,221.54 \n-15,092.8 \n168,218.4 \n51,399.0 \n-179,934.2 \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n3.00% \n-2.90% \n3.90% \n2.30% \n0.30% \n1.60% \n-2.00% \n0.14% \n-0.4% \n4.4% \n1.3% \n-4.5% \n Domestic Credit \n4.20% \n1.00% \n2.20% \n0.90% \n3.40% \n4.60% \n-0.30% \n0.10% \n1.7% \n-1.0% \n1.6% \n1.7% \n Claims on Private Sector \n4.50% \n1.20% \n2.30% \n0.70% \n3.40% \n2.10% \n-0.10% \n0.45% \n1.3% \n-1.4% \n0.7% \n2.0% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJULY \n \n \n-52,013.6 \n \n-26,708.0 \n-99,490.2 \n48,443.7 \n24,338.5 \n-25,305.6 \n5,064.8 \n25,303.6 \n-5,062.8 \n \n68,728.0 \n30,220.4 \n26,083.2 \n-1,659.1 \n27,742.3 \n0.0 \n-1,454.4 \n0.0 \n-1,454.4 \n-5,260.3 \n3,805.9 \n0.0 \n5,591.7 \n-3,982.7 \n8,171.7 \n1,402.7 \n38,507.5 \n \n16,714.4 \n \n0.4% \n0.8% \n0.2% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-89,936.30 \n-190,761.00 \n-131,411.50 \n-100,210.80 \n-19,830.80 \n-139,041.90 \n-211,017.80 \n-408,762.52 \n-268,481.4 \n-146,235.3 \n-116,519.4 \n-395,149.4 \n-456,065.7 \n Assets \n-42,038.00 \n-142,367.40 \n-71,725.60 \n-81,928.20 \n36,818.40 \n33,821.10 \n-99,644.30 \n-321,764.74 \n-149,564.2 \n-66,182.3 \n50,744.2 \n-13,526.8 \n-43,201.5 \n Reserve Bank (RBZ) \n-5,809.40 \n-77,953.30 \n-5,234.10 \n-34,371.40 \n-34,330.10 \n33,849.90 \n23,562.10 \n-129,087.95 \n-120,111.9 \n-97,956.8 \n15,270.3 \n22,548.6 \n-81,223.8 \n Deposit Money Banks (DMBs) \n10,917.80 \n-76,767.00 \n-84,133.70 \n-68,113.20 \n53,083.10 \n-22,552.60 \n-134,496.90 \n-207,670.13 \n-38,404.5 \n23,160.4 \n16,001.4 \n-59,281.2 \n-6,421.5 \n Other Banking Institutions (OBIs) \n\\1 \n10,917.80 \n12,352.80 \n17,642.10 \n20,556.40 \n18,065.40 \n22,523.80 \n11,290.50 \n14,993.34 \n8,952.2 \n8,614.1 \n19,472.4 \n23,205.8 \n44,443.8 \n Liabilities \\2 \n-47,898.30 \n-48,393.50 \n-59,685.90 \n-18,282.60 \n-56,649.10 \n-172,863.00 \n-111,373.40 \n-86,997.79 \n-118,917.3 \n-80,053.1 \n-167,263.6 \n-381,622.6 \n-412,864.3 \n RBZ \n-28,246.40 \n-27,498.90 \n-21,730.40 \n-33,783.90 \n-20,811.30 \n-2,908.60 \n-9,155.50 \n-20,012.20 \n-23,389.5 \n-17,346.3 \n-10,305.8 \n-7,088.6 \n804.6 \n DMBs \n78,373.30 \n79,089.80 \n89,568.80 \n53,504.60 \n79,315.30 \n177,406.00 \n121,978.00 \n105,662.89 \n140,952.3 \n92,713.4 \n172,628.6 \n383,811.9 \n408,225.7 \n OBIs \n-2,228.60 \n-3,197.30 \n-8,152.60 \n-1,438.00 \n-1,854.90 \n-1,634.40 \n-1,449.10 \n1,347.09 \n1,354.5 \n4,686.0 \n4,940.8 \n4,899.3 \n3,834.0 \nNET DOMESTIC ASSETS \\3 \n880,494.10 \n827,621.50 \n830,303.80 \n860,964.80 \n755,911.50 \n925,312.70 \n874,388.80 \n844,811.73 \n628,387.0 \n659,222.6 \n554,475.7 \n643,086.0 \n613,427.0 \nDOMESTIC CREDIT \n864,860.40 \n822,357.30 \n802,510.00 \n795,755.70 \n873,159.50 \n990,341.70 \n986,989.40 \n963,317.91 \n842,942.1 \n786,202.9 \n731,055.8 \n708,713.7 \n603,624.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n81,808.40 \n75,191.50 \n74,845.90 \n82,122.60 \n82,338.10 \n177,893.20 \n168,720.90 \n154,919.99 \n81,055.3 \n91,424.1 \n133,685.7 \n123,996.4 \n152,935.2 \n DMBs \n80,860.20 \n74,658.00 \n74,729.30 \n90,330.70 \n90,511.60 \n185,922.50 \n167,834.50 \n154,123.73 \n60,198.4 \n70,439.5 \n112,834.8 \n103,688.6 \n134,666.5 \n OBIs \n0 \n0 \n0 \n1,233.60 \n1,233.60 \n1,233.60 \n233.6 \n233.625 \n20,274.7 \n20,446.7 \n20,297.6 \n20,030.1 \n20,233.6 \n Claims on Public Enterprises \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n24,274.7 \n27,528.6 \n31,812.4 \n14,317.4 \n12,558.6 \n RBZ \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,792.40 \n7,557.90 \n9,664.95 \n24,122.0 \n27,528.6 \n31,812.4 \n14,317.4 \n12,558.6 \n Agri-PEs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n-1.0 \n0.0 \n0.0 \n-1.0 \n-4,771.8 \n Other \n5,300.20 \n7,279.80 \n-3,179.60 \n49.8 \n9,427.10 \n6,793.40 \n7,557.90 \n9,665.95 \n24,123.0 \n27,528.6 \n31,812.4 \n14,318.4 \n17,330.4 \n OBIs \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n777,751.70 \n739,886.00 \n730,843.70 \n713,583.30 \n781,394.30 \n805,656.00 \n810,710.60 \n798,732.97 \n737,764.8 \n667,250.2 \n565,557.7 \n570,399.9 \n438,131.0 \n RBZ \n665 \n1,765.10 \n-9,455.10 \n-9,387.20 \n-3,975.50 \n-3,903.10 \n-5,788.80 \n-7,388.11 \n-6,693.9 \n-3,088.9 \n-7,047.9 \n-3,630.4 \n-2,646.2 \n DMBs \n616,003.90 \n597,497.20 \n617,287.40 \n574,157.10 \n654,515.10 \n687,696.60 \n691,818.10 \n687,296.33 \n627,797.4 \n545,532.3 \n441,516.4 \n461,613.7 \n336,118.8 \n OBIs \n161,082.90 \n140,623.70 \n123,011.40 \n148,813.50 \n130,854.70 \n121,862.50 \n124,681.30 \n118,824.75 \n116,661.3 \n124,806.8 \n131,089.3 \n112,416.6 \n104,658.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n15,633.70 \n5,264.20 \n27,793.80 \n65,209.10 \n-117,248.00 \n-65,029.00 \n-112,600.70 \n-118,506.18 \n-214,555.1 \n-126,980.3 \n-176,580.1 \n-65,627.7 \n9,802.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n790,557.90 \n636,860.50 \n698,892.30 \n760,753.90 \n736,080.70 \n786,270.80 \n663,371.00 \n436,049.20 \n359,905.6 \n512,987.3 \n437,956.1 \n247,936.6 \n157,361.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n27.20% \n21.60% \n23.10% \n24.90% \n23.80% \n25.40% \n21.10% \n12.91% \n10.5% \n14.9% \n12.2% \n6.9% \n4.3% \n Domestic Credit \n34.60% \n31.90% \n30.10% \n29.40% \n31.80% \n35.40% \n35.40% \n34.18% \n28.1% \n26.0% \n23.3% \n22.0% \n18.0% \n Claims on Private Sector \n31.70% \n29.20% \n27.90% \n26.80% \n28.90% \n29.20% \n29.50% \n28.77% \n25.6% \n23.0% \n18.7% \n18.4% \n13.5% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3) \n \n \n \n \n$ Thousands \n \n \n \n \n14 \n15 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n363,990.9 \n39,589.6 \n27,332.8 \n322,510.1 \n8,749.9 \n74,636.2 \n336,196.7 \n77,655.7 \n198,437.3 \n52,515.7 \n171,956.3 \n1,013.2 \n1,674,584.5 \nFEBRUARY \n352,190.20 \n36,718.69 \n26,551.03 \n284,567.87 \n9,291.08 \n85,886.99 \n336,261.49 \n88,738.25 \n202,845.20 \n53,191.93 \n172,424.01 \n1,567.65 \n1,650,234.17 \nMARCH \n354,440.8 \n37,811.0 \n31,484.9 \n328,381.1 \n8,193.5 \n92,178.6 \n324,375.5 \n108,000.1 \n205,453.7 \n32,088.9 \n174,479.6 \n1,583.8 \n1,698,471.4 \nAPRIL \n341,893.5 \n30,462.0 \n33,633.8 \n358,038.0 \n5,558.5 \n78,498.4 \n334,699.5 \n110,765.7 \n220,956.5 \n26,181.8 \n179,845.8 \n1,355.3 \n1,721,888.8 \nMAY \n375,541.0 \n30,286.7 \n31,158.4 \n350,097.9 \n7,623.4 \n97,695.7 \n327,187.7 \n113,796.7 \n207,041.1 \n28,432.9 \n202,146.6 \n1,738.3 \n1,772,746.5 \nJUNE \n402,314.1 \n30,399.7 \n37,466.6 \n356,842.2 \n7,580.8 \n28,025.9 \n337,059.2 \n130,973.8 \n201,898.0 \n40,295.4 \n219,606.7 \n1,649.8 \n1,794,112.2 \nJULY \n416,536.2 \n26,795.9 \n36,424.2 \n369,410.8 \n8,174.0 \n26,119.1 \n348,484.2 \n136,934.2 \n203,314.6 \n36,869.5 \n249,542.8 \n3,382.6 \n1,861,988.0 \nAUGUST \n422,545.8 \n30,950.3 \n43,395.1 \n390,558.4 \n8,333.0 \n29,323.9 \n348,252.0 \n146,338.5 \n173,945.4 \n55,950.3 \n254,919.8 \n3,523.5 \n1,907,991.4 \nSEPTEMBER \n431,501.7 \n36,637.9 \n38,487.8 \n384,840.8 \n6,828.2 \n37,420.1 \n396,813.5 \n145,657.9 \n219,452.1 \n29,378.2 \n254,248.3 \n5,036.1 \n1,986,302.5 \nOCTOBER \n444,653.7 \n33,583.2 \n34,764.4 \n411,489.2 \n9,551.4 \n29,439.4 \n401,206.1 \n144,223.4 \n230,809.2 \n35,103.6 \n271,795.8 \n6,715.9 \n2,053,335.2 \nNOVEMBER \n444,527.3 \n33,548.0 \n37,207.3 \n428,008.3 \n10,704.6 \n32,236.2 \n417,838.2 \n142,715.0 \n228,088.4 \n36,568.0 \n267,282.0 \n8,055.2 \n2,087,778.7 \nDECEMBER \n444,341.0 \n32,622.8 \n37,353.2 \n428,782.2 \n8,513.2 \n31,513.9 \n414,044.9 \n148,927.9 \n233,864.4 \n33,116.1 \n288,628.5 \n9,370.9 \n2,111,078.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \nFREBRUARY \n494,536.6 \n33,786.9 \n28,372.0 \n439,556.7 \n14,811.4 \n33,948.5 \n409,692.7 \n128,242.7 \n303,269.9 \n38,235.9 \n298,171.5 \n3,685.5 \n2,226,310.2 \nMARCH \n467,873.97 \n41,532.7 \n68,987.2 \n433,337.1 \n16,118.8 \n34,704.7 \n471,204.9 \n159,925.7 \n307,134.7 \n44,413.57 \n370,123.5 \n4,491.7 \n2,419,848.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n455,178.9 \n43,628.2 \n23,433.4 \n428,381.7 \n14,997.8 \n35,589.1 \n444,798.7 \n135,046.2 \n288,857.6 \n45,643.6 \n377,037.0 \n7,693.7 \n2,300,585.8 \nMAY \n484,635.0 \n38,637.2 \n27,795.2 \n455,737.9 \n14,699.1 \n35,106.1 \n465,890.2 \n115,457.8 \n301,547.9 \n52,075.2 \n382,172.8 \n5,034.0 \n2,378,788.7 \nJUNE \n489,730.1 \n37,474.3 \n38,198.7 \n425,521.3 \n7,310.7 \n53,815.0 \n454,368.5 \n110,349.9 \n295,432.3 \n51,453.6 \n385,769.7 \n11,033.4 \n2,360,457.5 \nJULY \n483,103.7 \n40,342.5 \n33,494.3 \n464,921.7 \n6,869.2 \n38,522.6 \n541,025.9 \n116,557.1 \n307,117.5 \n48,218.0 \n426,582.7 \n4,455.3 \n2,511,210.5 \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n43,485.3 \n10,392.5 \n61,081.2 \n19,067.3 \n19,238.3 \n57,209.2 \n43,704.5 \n106,196.8 \n36,968.1 \n84,346.1 \n4,839.5 \n486,528.7 \nMAY \n78,656.9 \n13,181.3 \n27,476.1 \n12,928.2 \n22,947.0 \n62,231.5 \n79,196.3 \n74,699.3 \n47,191.6 \n115,625.4 \n8,319.3 \n542,453.4 \nJUNE \n99,949.6 \n12,989.0 \n55,552.6 \n15,544.8 \n22,884.4 \n64,832.4 \n58,599.9 \n91,171.3 \n33,744.2 \n125,204.9 \n7,515.8 \n587,988.8 \nJULY \n57,212.2 \n15,008.9 \n28,053.9 \n25,999.1 \n48,343.1 \n66,151.0 \n76,442.2 \n92,251.0 \n46,904.3 \n111,009.8 \n4,461.3 \n571,836.8 \nAUGUST \n49,200.5 \n14,198.6 \n38,216.6 \n26,733.6 \n27,.22.2 \n54,208.9 \n65,862.8 \n65,893.7 \n44,173.3 \n114,603.8 \n7,371.6 \n507,485.6 \nSEPTEMBER \n57,953.8 \n14,365.5 \n37,230.9 \n27,211.1 \n27,365.5 \n54,699.3 \n67,007.8 \n69,196.8 \n43,515.1 \n119,899.9 \n7,225.4 \n525,670.8 \nOCTOBER \n62,501.8 \n15,369.1 \n50,322.8 \n13,991.3 \n43,176.3 \n76,085.7 \n 84,137.4 \n74,481.1 \n36,442.3 \n 159,860.1 \n7,139.6 \n 623,507.5 \nNOVEMBER \n79,498.6 \n17,399.0 \n51,214.2 \n37,028.4 \n41,525.2 \n68,737.1 \n65,831.1 \n81,757.5 \n41,273.6 \n165,811.3 \n8,614.2 \n658,690.2 \nDECEMBER \n69,626.60 \n17,100.57 \n61,871.18 \n35,218.31 \n38,605.14 \n76,364.84 \n79,801.05 \n85,485.21 \n45,026.61 \n166,500.19 \n8,482.65 \n684,082.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.7 \nFEBRUARY \n58,292.9 \n21,826.4 \n56,104.4 \n18,101.2 \n62,883.5 \n78,714.5 \n89,292.0 \n117,785.5 \n17,680.2 \n128,827.9 \n9,967.9 \n668,578.1 \nMARCH \n69,856.5 \n16,673.4 \n60,104.1 \n16,684.4 \n58,510.5 \n72,517.4 \n97,158.1 \n88,814.4 \n14,831.7 \n173,486.3 \n17,657.4 \n686,294.1 \nAPRIL \n63,793.8 \n17,080.4 \n63,074.6 \n20,726.0 \n58,308.4 \n70,475.5 \n89,412.8 \n87,962.4 \n15,412.2 \n174,072.5 \n18,871.2 \n680,189.8 \nMAY \n67,425.0 \n17,232.4 \n66,358.3 \n21,534.7 \n59,449.7 \n72,998.8 \n89,738.5 \n84,961.5 \n15,028.8 \n189,089.0 \n18,888.7 \n702,705.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJUNE \n68,762.1 \n16,928.9 \n64,967.8 \n11,199.2 \n57,389.1 \n72,983.6 \n94,193.4 \n98,762.3 \n13,866.1 \n176,186.3 \n18,800.0 \n694,038.7 \nJULY \n66,851.1 \n15,061.8 \n64,398.0 \n11,134.2 \n34,750.7 \n77,551.0 \n100,908.8 \n109,118.2 \n14,701.2 \n162,459.7 \n15,995.4 \n672,930.0 \n16 \n17 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,494.8 \n1,897.5 \n0.0 \n479,6 \n31,053.3 \n31,756.6 \n20,082.4 \n0.0 \n1,516.1 \n3,623.5 \n105,903.9 \n FEBRUARY \n 16,359.6 \n483.9 \n0.0 \n734.6 \n32,663.4 \n15,907.7 \n5,112.6 \n0.0 \n301.8 \n0.0 \n71,563.6 \nMARCH \n15,328.4 \n4,816.6 \n0.0 \n734.6 \n33,053.5 \n22,330.2 \n3,206.4 \n0.0 \n301.8 \n0.0 \n75,436.7 \nAPRIL \n7,793.4 \n831.6 \n0.0 \n180.6 \n19,825.5 \n23,032.0 \n12,462.5 \n102.0 \n189.3 \n0.0 \n69,482.2 \nMAY \n0.0 \n0.0 \n0.0 \n2,055.8 \n14,431.9 \n15,786.1 \n17,666.6 \n589.7 \n2,850.8 \n836.1 \n54,217..1 \nJUNE \n1,031.1 \n1,011.3 \n0.0 \n1,875.2 \n13,904.0 \n21,823.7 \n16,562.2 \n0.0 \n189.3 \n836.1 \n57,233.0 \nJULY \n125.6 \n0.0 \n0.0 \n0.0 \n7,054.0 \n19,331.9 \n14,121.2 \n1,533.9 \n0.0 \n0.0 \n42,166.6 \nAUGUST \n0.0 \n913.3 \n0.0 \n0.0 \n13,898.0 \n13,694.7 \n18,347.2 \n0.0 \n0.0 \n0.0 \n46,853.3 \nSEPTEMBER \n0.0 \n11,242.5 \n0.0 \n0.0 \n12,193.0 \n15,228.3 \n3,969.9 \n0.0 \n0.0 \n0.0 \n42,633.7 \nOCTOBER \n0.0 \n1,135.0 \n0.0 \n0.0 \n2,134.9 \n28,261.6 \n204.0 \n0.0 \n0.0 \n0.0 \n31,735.5 \nNOVEMBER \n8,373.2 \n3,045.0 \n11,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n0.0 \n34,497.7 \nDECEMBER \n6,559.3 \n1,430.0 \n14,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n70.0 \n34,138.7 \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \nFEBRUARY \n100.0 \n0.0 \n0.0 \n0.0 \n8,000.0 \n14,889.0 \n1,569.0 \n0.0 \n0.0 \n0.0 \n24,558.3 \n \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n70.0 \n0.0 \n0.0 \n0.0 \n7,860.0 \n0.0 \n154.0 \n0.0 \n15,400.0 \n0.0 \n23,484.0 \nAPRIL \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,620.0 \n14,889.0 \n278.0 \n0.0 \n15,200.0 \n0.0 \n43,087.0 \nMAY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,500.0 \n6,330.8 \n2,109.4 \n0.0 \n1,000.0 \n0.0 \n22,040.2 \nJUNE \n5,100.0 \n0.0 \n0.0 \n0.0 \n5,760.0 \n0.0 \n212.0 \n0.0 \n15,210.0 \n0.0 \n26,282.0 \nJULY \n5,100.0 \n0.0 \n0.0 \n0.0 \n7,000.0 \n0.0 \n212.0 \n0.0 \n15,110.0 \n0.0 \n27,422.0 \n18 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \nFEBRUARY \n96,796.5 \n48,491.5 \n147,571.5 \n360,757.9 \n 147,995.9 \n 578,306.4 \n284,603.8 \n64,530.5 \n679,554.8 \n41,983.6 \n516,431.2 \n25,275.3 \n2,991.999.1 \nMARCH \n96,752.8 \n44,883.3 \n139,327.8 \n354,627.8 \n155,915.2 \n610,758.4 \n290,072.8 \n87,143.0 \n594,397.7 \n38,345.5 \n523,913.8 \n141,404.6 \n3,077,542.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n98,671.0 \n49,093.8 \n152,390.8 \n350,269.2 \n166,578.5 \n545,118.2 \n311,310.8 \n105,766.9 \n638,341.8 \n39,837.1 \n533,691.3 \n99,053.9 \n3,090,123.4 \nMAY \n114,053.3 \n55,427.4 \n142,023.3 \n389,384.7 \n255,352.1 \n484,429.7 \n318,129.4 \n92,777.2 \n700,668.7 \n46,593.8 \n578,509.2 \n32,297.7 \n3,209,646.5 \nJUNE \n116,635.2 \n58,578.8 \n147,313.8 \n447,394.5 \n183,146.3 \n352,600.3 \n366,824.2 \n96,685.8 \n701,195.7 \n46,578.5 \n597,373.1 \n104,843.6 \n3,219,169.8 \nJULY \n108,086.6 \n46,449.5 \n120,982.3 \n380,448.8 \n178,341.4 \n677,700.7 \n301,575.9 \n97,583.8 \n710,856.1 \n39,395.9 \n487,954.4 \n102,531.4 \n3,251,906.9 \n19 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \nFEBRUARY \n10,020.1 \n7,034.4 \n11,383.1 \n1,419.4 \n196,108.5 \n51,751.6 \n16,973.1 \n28,365.1 \n187,610.2 \n6,432.7 \n70,211.6 \n34,798.8 \n622,108.3 \n MARCH \n58,914.7 \n8,588.1 \n7,605.8 \n1,590.7 \n142,308.7 \n90,728.3 \n28,015.0 \n25,273.9 \n185,705.5 \n1,965.0 \n164,230.8 \n29,295.2 \n744,221.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n31,659.0 \n5,702.7 \n18,835.7 \n1,538.1 \n177,040.5 \n97,838.1 \n22,611.8 \n28,606.2 \n187,727.7 \n3,883.5 \n139,589.7 \n31,245.5 \n746,278.5 \nMAY \n17,827.5 \n5,756.6 \n18,786.2 \n1,258.9 \n187,857.9 \n99,688.5 \n19,315.6 \n44,794.2 \n197,568.8 \n3,436.3 \n132,325.5 \n31,463.1 \n760,079.2 \nJUNE \n4,255.3 \n6,236.6 \n10,753.7 \n1,131.2 \n156,052.6 \n105,613.0 \n18,935.8 \n59,790.7 \n184,390.9 \n3,652.3 \n107,354.6 \n30,017.1 \n688,183.8 \nJULY \n6,597.9 \n9,544.9 \n22,034.9 \n17,579.6 \n155,178.3 \n101,057.7 \n5,786.5 \n25,167.1 \n139,688.0 \n2,369.4 \n102,677.4 \n25,029.7 \n612,711.4 \n20 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS BUT EXCLUDING PENALTIES) \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n2011 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4951 \n5175 \n6,101 \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n4037 \n4095 \n4,315 \nBilateral Creditors \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n2308 \n2325 \n2,481 \nMultilateral Creditors \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1729 \n1770 \n1,834 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nPublic Enterprises \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n857 \n938 \n1,139 \nBilateral Creditors \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n453 \n238 \n672 \nMultilateral Creditors \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n403 \n700 \n467 \nPrivate Creditors \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \nMonetary Authorities \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \nMultilateral Creditors - IMF \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n138 \n127 \n \n \n \n \n \n \n \n \n \n \n \n \nPrivate \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n647 \n \n \n \n \n \n \n \n \n \n \n \n \nShort-Term External Debt \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1198 \n1382 \n932 \nSupplier's Credits \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \n34 \nReserve Bank \n \n \n \n \n \n \n \n \n642 \n642 \n642 \nPrivate \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n363 \n454 \n256 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTotal External Debt/1 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n6289 \n6695 \n7,160 \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n6133 \n7433 \n8,865 \nExternal Debt / GDP \n31.4% \n52.3% \n75.7% \n94.7% \n136.3% \n63.9% \n110.5% \n147.7% \n102.5% \n90.1% \n80.8% \n/1 Total external debt excludes penalties \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of Finance and \n \n \n \n \n \n \n \n \n \n \n \n21 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \n \n \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \nMar \n8.00-30.00 \n16.04 \n12.53 \n14.00-35.00 \n18.17 \n13.26 \n \n \nApr \n8.00-30.00 \n15.00 \n13.06 \n13.00-25.00 \n18.37 \n16.36 \n \n \nMay \n6.00-30.00 \n14.98 \n11.86 \n15.00-30.00 \n15.78 \n14.47 \n \n \nJun \n6.00-35.00 \n13.81 \n11.58 \n15.00-30.00 \n17.86 \n14.05 \n \n \nJul \n6.00-35.00 \n14.32 \n10.88 \n15.00-30.00 \n17.92 \n13.93 \n \n \nAug \n6.00-35.00 \n15.65 \n10.74 \n15.00-30.00 \n17.94 \n13.95 \n \n \nSep \n6.00-35.00 \n13.25 \n11.14 \n15.00-30.00 \n17.98 \n13.92 \n \n \nOct \n6.00-35.00 \n13.35 \n11.03 \n13.00-30.00 \n17.98 \n13.95 \n \n \nNov \n6.00-35.00 \n15.25 \n10.88 \n13.00-25.00 \n17.91 \n14.42 \n \n \nFeb \n10.00-35.00 \n14.83 \n10.53 \n13.00-25.00 \n17.93 \n14.36 \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n \n \n \n \n3. Lending rates exclude rates on staff loans. \nDec \n10.00-35.00 \n15.08 \n10.40 \n15.00-25.00 \n17.93 \n14.43 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \n \n \nApr \n3.00-35.00 \n14.58 \n9.66 \n14.00-25.00 \n17.77 \n14.35 \n \n \nMar \n6.00-35.00 \n14.32 \n10.19 \n14.00-25.00 \n17.80 \n14.35 \n \n \nMay \n9.00-35.00 \n14.25 \n9.89 \n13.00-23.00 \n17.66 \n17.02 \n \n \n \n \n \n \n \n \n \n \n \nJun \n9.00-35.00 \n14.29 \n9.46 \n15.00-22.50 \n17.78 \n16.89 \n \n \nJul \n6.00-35.00 \n14.39 \n9.65 \n15.00-28.00 \n17.70 \n16.97 \n \n \n22 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n 2011 \n \n \n \nAPRIL \n0.35-6.00 \n0.15-17.00 \n10.00-17.00 \nMAY \n0.30-5.00 \n0.15-17.00 \n10.00-17.00 \nJUNE \n0.15-5.00 \n0.15-17.00 \n10.00-17.00 \nJULY \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nAUGUST \n0.15-5.00 \n0.10-17.00 \n11.00-17.00 \nSEPTEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nOCTOBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nNOVEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nDECEMBER \n0.15-5.00 \n0.10-18.00 \n10.00-17.00 \n \n \n \n \n20122 \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n2013 \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nFEBRUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nMARCH \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nAPRIL \n0.15-8.00 \n4.00-20.00 \n8.00-12.00 \nMAY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nJUNE \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nJULY \n0.15-8.00 \n3.00-20.00 \n6.00-17.00 \n23 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE \nHEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n-0.54 \n0.00 \n0.00 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n0.00 \n0.01 \n-0.52 \n-0.06 \n0.32 \n0.07 \nFEBRUARY \n 2.75 \n0.37 \n0.41 \n0.20 \n1.51 \n1.65 \n-0.17 \n-0.08 \n0.08 \n0.77 \n1.11 \n0.72 \n1.40 \n0.95 \nMARCH \n0.47 \n0.04 \n0.03 \n0.36 \n0.06 \n0.49 \n-0.20 \n0.13 \n0.00 \n-1.11 \n0.08 \n0.15 \n0.32 \n0.21 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n0.19 \n-0.10 \n1.68 \n0.00 \n0.27 \n0.00 \n-13.15 \n0.00 \n4.01 \n0.20 \n-0.30 \n0.11 \n-0.49 \n-0.03 \nMAY \n-0.01 \n0.17 \n0.02 \n-0.28 \n-0.08 \n-0.73 \n-0.06 \n-0.49 \n0.00 \n0.05 \n-0.30 \n-0.17 \n-0.28 \n-0.21 \nJUNE \n0.17 \n-0.03 \n-0.01 \n-0.02 \n-0.05 \n-0.14 \n-0.33 \n0.12 \n0.00 \n-0.15 \n0.06 \n-0.03 \n-0.33 \n-0.13 \nJULY \n-0.16 \n0.11 \n-0.01 \n-0.20 \n-0.04 \n0.31 \n-0.04 \n-0.11 \n0.00 \n0.02 \n-0.04 \n0.00 \n-1.14 \n-0.38 \n24 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(DECEMBER 2012 = 100) \n1. Source: ZIMSTATS. To reflect changing expenditure \npatterns, ZIMSTAT introduced a revised CPI basket and \nrebased CPI figures to December 2012=100. \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCO-\nHOLIC \nBEVER-\nAGES \nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \n \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIP-\nMENT \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n3.83 \n-0.74 \n10.70 \n0.65 \n1.94 \n6.42 \n-0.36 \n1.92 \n12.96 \n1.92 \n1.32 \n1.91 \n3.72 \n2.51 \nFEBRUARY \n5.77 \n-0.74 \n7.11 \n0.64 \n3.23 \n8.31 \n-0.01 \n-0.19 \n13.05 \n 3.01 \n 1.95 \n2.91 \n4.67 \n2.98 \nMARCH \n6.24 \n-0.80 \n5.48 \n0.70 \n3.28 \n8.73 \n-0.05 \n-0.19 \n8.37 \n1.71 \n1.64 \n2.04 \n4.18 \n2.76 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAPRIL \n3.57 \n5.86 \n-0.40 \n4.40 \n0.90 \n3.77 \n7.70 \n-13.33 \n-1.28 \n12.54 \n1.63 \n1.21 \n1.94 \n2.53 \nMAY \n5.88 \n-0.38 \n3.95 \n0.66 \n3.60 \n6.85 \n-13.13 \n-0.83 \n12.56 \n1.44 \n1.04 \n1.54 \n3.54 \n2.20 \nJUNE \n5.40 \n-0.50 \n2.65 \n0.16 \n3.03 \n6.85 \n-13.40 \n-0.33 \n7.75 \n1.35 \n1.22 \n1.35 \n2.90 \n1.87 \nJULY \n4.83 \n0.14 \n2.54 \n-0.05 \n2.84 \n4.96 \n-13.47 \n-0.61 \n12.70 \n0.71 \n1.00 \n1.00 \n1.74 \n1.25 \n25 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n7.82 \n7.32 \n76.20 \n1.32 \n1.60 \nFEBRUARY \n7.47 \n7.13 \n80.28 \n1.35 \n1.60 \nMARCH \n7.59 \n7.29 \n81.92 \n1.33 \n1.59 \nAPRIL \n7.82 \n7.41 \n80.78 \n1.32 \n1.61 \nMAY \n8.14 \n7.63 \n79.80 \n1.28 \n1.59 \nJUNE \n8.38 \n7.77 \n79.42 \n1.25 \n1.56 \nJULY \n8.18 \n7.74 \n78.23 \n1.23 \n1.57 \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \nFEBRUARY \n8.84 \n8.04 \n92.36 \n1.31 \n1.52 \nJUNE \n9.94 \n8.60 \n98.74 \n1.31 \n1.53 \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nMARCH \n9.26 \n8.30 \n94.13 \n1.28 \n1.51 \nAPRIL \n8.98 \n8.10 \n97.76 \n1.31 \n1.55 \nMAY \n10.08 \n8.65 \n100.85 \n1.30 \n1.52 \n \n \n \n \n \n \nJULY \n9.83 \n8.49 \n98.31 \n1.33 \n1.53 \n26 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n255.1 \n258.7 \n91.1 \n382.3 \n109.8 \n0.0 \n0.0 \n1,097.0 \n120.3 \n1,988.3 \n262.6 \n135.2 \n316.4 \n3,919.8 \nFeb \n242.8 \n335.2 \n90.0 \n489.4 \n121.3 \n0.0 \n0.0 \n1,278.7 \n102.7 \n1,978.3 \n265.7 \n138.9 \n329.6 \n4,093.8 \n Mar \n285.0 \n444.6 \n103.2 \n217.6 \n140.4 \n0.0 \n0.0 \n1,191.3 \n34.7 \n2,040.5 \n337.0 \n152.8 \n339.6 \n4,095.9 \n Apr \n306.5 \n459.1 \n128.5 \n197.4 \n217.0 \n0.0 \n0.0 \n1,308.5 \n32.8 \n2,068.4 \n348.9 \n180.2 \n342.0 \n4,280.7 \n May \n316.3 \n441.8 \n113.2 \n210.5 \n225.8 \n0.0 \n0.0 \n1,307.6 \n32.2 \n2,156.2 \n388.5 \n182.5 \n384.1 \n4,451.3 \nJun \n297.2 \n413.2 \n98.2 \n245.8 \n232.6 \n0.0 \n0.0 \n1,287.1 \n32.4 \n2,140.6 \n369.7 \n228.5 \n386.3 \n4,444.7 \n Jul \n329.9 \n403.3 \n108.9 \n211.0 \n205.1 \n0.0 \n0.0 \n1,258.2 \n25.0 \n2,359.7 \n370.0 \n242.7 \n393.3 \n4,648.8 \n Aug 331.2 \n363.1 \n97.7 \n165.3 \n211.6 \n0.0 \n0.0 \n1,168.8 \n24.9 \n2,404.0 \n385.9 \n221.3 \n390.1 \n4,594.9 \n Sep \n299.3 \n381.7 \n109.8 \n185.2 \n175.2 \n0.0 \n0.0 \n1,151.3 \n25.1 \n2,498.0 \n390.6 \n240.1 \n390.4 \n4,695.4 \nOct \n331.5 \n368.4 \n127.1 \n191.5 \n174.2 \n7.4 \n0.0 \n1,200.1 \n25.0 \n2,530.01 \n372.3 \n246.6 \n389.6 \n4,763.6 \nNov \n306.6 \n358.3 \n119.3 \n325.9 \n188.1 \n7.5 \n0.0 \n1306.0 \n25.5 \n2,591.9 \n348.3 \n234.4 \n394.1 \n4,900.0 \nDec \n375.9 \n374.7 \n131.1 \n219.7 \n190.8 \n8.2 \n0.0 \n1,300.4 \n27.7 \n2,631.6 \n375.3 \n255.7 \n389.0 \n4,980.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \nFeb \n292.2 \n357.7 \n120.5 \n234.6 \n239.9 \n0.0 \n0.0 \n1,244.9 \n27.7 \n2,289.3 \n328.8 \n208.0 \n388.3 \n4,887.0 \nMar \n271.6 \n345.7 \n196.1 \n198.9 \n265.3 \n0.0 \n0.0 \n1,277.6 \n26.1 \n2,715.8 \n367.2 \n228.8 \n388.0 \n5,003.5 \nApr \n263.8 \n383.6 \n201.1 \n272.9 \n289.9 \n75.3 \n5.2 \n1,491.7 \n26.3 \n2,595.8 \n341.3 \n207.0 \n382.1 \n5,044.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n May \n250.9 \n400.9 \n198.2 \n296.7 \n253.5 \n75.4 \n5.3 \n1,480.8 \n25.8 \n2,673.2 \n389.8 \n208.0 \n382.9 \n5,160.5 \nJun \n227.2 \n416.4 \n171.9 \n257.5 \n271.8 \n75.5 \n5.3 \n1,425.8 \n26.0 \n2,698.3 \n364.1 \n217.8 \n384.6 \n5,116.5 \nJul \n266.5 \n352.8 \n164.2 \n266.1 \n263.8 \n110.2 \n6.4 \n1429.9 \n26.5 \n2701.3 \n337.1 \n229.8 \n387.0 \n5,111.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n27 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1,830.5 \n740.1 \n170.2 \n2,740.8 \n143.6 \n0.0 \n47.3 \n426.6 \n262.6 \n298.9 \n3,919.8 \n2,740.8 \nFeb \n1,980.9 \n745.4 \n197.8 \n2,924.1 \n163.3 \n0.0 \n23.5 \n437.8 \n265.7 \n281.4 \n4,095.8 \n2,924.1 \n Mar \n1,944.7 \n699.6 \n322.7 \n2,967.0 \n149.2 \n0.0 \n25.4 \n437.5 \n337.0 \n262.4 \n4,178.6 \n2,967.0 \n Apr \n1,932,8 \n722.1 \n350.4 \n3,005.3 \n155.1 \n0.0 \n23.8 \n440.3 \n348.9 \n307.3 \n4,280.7 \n3,005.3 \n May \n1,886.1 \n802.5 \n462.2 \n3,150.9 \n175.3 \n0.0 \n23.2 \n483.6 \n388.5 \n229.7 \n4,451.3 \n3,150.9 \nJun \n1,889.3 \n899.4 \n391.7 \n3,180.4 \n170.9 \n0.0 \n21.5 \n503.9 \n369.7 \n198.2 \n4,444.7 \n3,180.4 \nJul \n1,957.8 \n873.6 \n500.6 \n3,331.9 \n172.8 \n0.0 \n22.7 \n539.0 \n370.0 \n212.4 \n4,648.8 \n3,331.9 \nAug \n1,919.2 \n930.2 \n374.3 \n3,223.6 \n172.2 \n0.0 \n22.1 \n562.5 \n385.9 \n228.5 \n4,594.9 \n3,223.6 \n Sep \n1,962.6 \n883.0 \n490.0 \n3,335.6 \n183.9 \n0.0 \n20.5 \n552.6 \n390.6 \n205.8 \n4,689.0 \n3,335.6 \n Oct \n1,997.7 \n1,011.7 \n413.6 \n3,422.9 \n168.1 \n0.0 \n20.5 \n562.9 \n372.3 \n216.7 \n4,763.6 \n3,422.9 \n Nov \n1,895.8 \n966.6 \n679.6 \n3,542.0 \n192.9 \n0.0 \n38.2 \n562.2 \n348.3 \n216.4 \n4,900.0 \n3,542.0 \n Dec \n2,090.5 \n922.3 \n507.5 \n3,520.4 \n212.5 \n0.0 \n30.8 \n618.5 \n375.3 \n222.5 \n4,980.0 \n3,520.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \nFeb \n1,987.8 \n933.3 \n491.5 \n3,412.5 \n258.1 \n0.0 \n32.4 \n631.9 \n328.8 \n223.3 \n4,887.0 \n3,417.9 \nMar \n1,960.1 \n976.3 \n451.1 \n3,387.3 \n290.9 \n0.0 \n32.8 \n687.7 \n367.2 \n237.6 \n5,003.5 \n3,387.3 \nApr \n 2,074.5 \n1,046.3 \n379.5 \n3,500.3 \n 247.6 \n0.0 \n37.9 \n667.2 \n341.3 \n249.8 \n5,044.2 \n3,500.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n May \n2,066.0 \n913.0 \n479.9 \n3,459.0 \n346.5 \n0.0 \n81.8 \n674.4 \n389.8 \n209.0 \n5,160.4 \n3,459.0 \n Jun \n2,013.9 \n919.6 \n298.9 \n3,232.4 \n553.0 \n0.0 \n74.1 \n702.3 \n364.1 \n190.6 \n5,116.5 \n3,232.4 \n Jul \n2,054.1 \n916.2 \n245.9 \n3,216.2 \n578.3 \n0.0 \n77.5 \n699.7 \n337.1 \n202.9 \n 5,111.7 \n3,216.2 \n28 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nAug \n0.8 \n0.6 \n31.8 \n0.4 \n5.5 \n0.0 \n39.2 \n0.0 \n223.3 \n36.7 \n59.5 \n22.7 \n381.4 \nSep \n0.9 \n3.7 \n27.8 \n5.5 \n3.1 \n0.0 \n40.9 \n0.0 \n228.0 \n36.8 \n56.1 \n22.1 \n383.9 \nOct \n2.8 \n0.4 \n28.4 \n1.6 \n3.3 \n0.4 \n36.9 \n0.0 \n208.9 \n37.1 \n53.5 \n22.4 \n358.7 \nNov \n1.7 \n0.5 \n30.2 \n1.2 \n3.3 \n0.4 \n37.3 \n0.0 \n235.9 \n37.1 \n53.6 \n22.4 \n386.3 \nDec \n2.2 \n1.0 \n26.1 \n1.4 \n3.3 \n0.4 \n34.4 \n0.0 \n239.2 \n37.2 \n69.1 \n22.3 \n402.3 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1.5 \n2.7 \n28.6 \n0.0 \n3.4 \n0.0 \n36.2 \n0.0 \n236.7 \n34.8 \n60.2 \n29.1 \n397.0 \nFeb \n4.7 \n1.5 \n18.4 \n0.0 \n4.5 \n0.0 \n26.9 \n0.0 \n245.7 \n34.8 \n63.9 \n28.9 \n398.2 \nMar \n2.5 \n1.1 \n7.3 \n-3.1 \n1.2 \n0.0 \n8.9 \n0.0 \n260.3 \n34.2 \n50.4 \n28.8 \n382.6 \nApr \n2.7 \n1.3 \n20.1 \n-1.9 \n1.2 \n0.0 \n23.4 \n0.0 \n254.9 \n34.2 \n51.7 \n27.7 \n392.0 \nMay \n2.4 \n4.1 \n18.6 \n-2.4 \n4.5 \n0.0 \n27.3 \n0.0 \n253.4 \n34.6 \n63.0 \n12.7 \n391.0 \nJun \n2.4 \n3.6 \n7.9 \n1.1 \n9.1 \n0.0 \n24.1 \n0.0 \n260.3 \n34.6 \n51.4 \n35.2 \n405.6 \nJul \n1.9 \n1.3 \n2.8 \n2.2 \n3.4 \n0.0 \n11.6 \n0.0 \n264.0 \n34.8 \n51.7 \n35.5 \n397.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n Jun \n136.9 \n91.2 \n33.7 \n261.8 \n44.6 \n0.0 \n1.7 \n-22.4 \n49.6 \n144.0 \n479.3 \n261.8 \n Jul \n110.8 \n36.4 \n69.2 \n216.4 \n43.6 \n0.0 \n1.0 \n-33.1 \n37.5 \n138.1 \n403.5 \n216.4 \n Aug \n107.0 \n42.6 \n64.5 \n214.1 \n43.1 \n0.0 \n1.0 \n-96.8 \n36.7 \n183.3 \n381.4 \n214.1 \n Sep \n102.5 \n60.4 \n56.4 \n219.3 \n42.8 \n0.0 \n2.7 \n-47.9 \n36.8 \n130.2 \n383.9 \n219.3 \n Oct \n122.8 \n35.9 \n60.6 \n219.3 \n39.8 \n0.0 \n2.7 \n-51..1 \n37.1 \n110.9 \n358.7 \n219.3 \n Nov \n105.3 \n69.3 \n46.4 \n221.0 \n39.9 \n0.0 \n2.7 \n-69.7 \n37.1 \n155.2 \n386.3 \n221.0 \n Dec \n108.1 \n67.9 \n44.2 \n220.2 \n44.5 \n0.0 \n2.7 \n-60.9 \n37.2 \n158.5 \n402.3 \n220.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \n Feb \n102.8 \n66.0 \n55.7 \n224.5 \n45.3 \n0.0 \n2.7 \n-77.8 \n34.8 \n168.7 \n398.2 \n224.5 \n Mar \n104.3 \n62.3 \n52.8 \n219.5 \n45.8 \n0.0 \n1.2 \n-97.3 \n34.2 \n179.3 \n382.6 \n219.5 \n Apr \n107.3 64.6 \n56.3 \n228.3 \n 45.4 \n0.0 \n1.2 -98.1 \n34.2 \n 181.1 \n392.0 \n228.3 \n May \n112.2 \n67.1 \n54.4 \n233.6 \n46.7 \n0.0 \n1.2 \n-99.4 \n34.6 \n174.3 \n391.0 \n233.6 \n Jun \n114.6 \n56.2 \n52.3 \n223.1 \n46.7 \n0.0 \n1.2 \n-91.2 \n34.6 \n191.2 \n405.6 \n223.1 \n Jul \n111.3 \n82.7 \n27.0 \n220.9 \n47.1 \n0.0 \n1.2 \n-94.1 \n34.8 \n187.8 \n397.6 \n220.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n30 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.1 \n80.8 \n0.0 \n0.0 \n100.9 \n207.2 \n80.6 \n17.6 \n112.2 \n518.5 \n Feb \n13.3 \n99.2 \n0.0 \n0.0 \n112.6 \n226.5 \n81.0 \n19.3 \n112.5 \n551.8 \n Mar \n15.8 \n109.0 \n0.0 \n0.0 \n124.7 \n221.5 \n83.1 \n19.7 \n112.7 \n561.6 \n Apr \n18.2 \n99.7 \n0.2 \n0.0 \n118.0 \n215.5 \n85.5 \n23.7 \n111.3 \n554.0 \n May \n19.6 \n93.7 \n0.2 \n0.0 \n113.4 \n219.7 \n93.3 \n24.5 \n113.0 \n564.0 \n Jun \n15.7 \n102.2 \n0.2 \n0.0 \n118.1 \n239.5 \n96.5 \n25.6 \n114.6 \n594.3 \n Jul \n19.6 \n108.6 \n0.0 \n0.0 \n128.2 \n242.3 \n101.3 \n26.2 \n116.2 \n614.3 \n Aug \n18.7 \n113.1 \n0.0 \n0.0 \n131.8 \n248.8 \n104.7 \n27.5 \n118.2 \n630.9 \n Sep \n18.6 \n131.9 \n0.0 \n0.0 \n150.5 \n248.8 \n105.6 \n29.2 \n118.9 \n653.0 \n Oct \n20.1 \n123.0 \n0.0 \n1.0 \n144.0 \n266.6 \n116.7 \n28.9 \n118.9 \n675.1 \n Nov \n22.5 \n125.0 \n0.0 \n1.0 \n148.6 \n277.2 \n117.8 \n33.4 \n117.4 \n694.3 \n Dec \n29.2 \n133.2 \n0.0 \n1.0 \n163.4 \n278.1 \n118.3 \n30.2 \n126.9 \n716.9 \n Feb \n20.2 \n164.3 \n0.0 \n0.0 \n84.5 \n291.8 \n117.9 \n35.3 \n121.4 \n734.2 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \n Mar \n18.8 \n129.1 \n0.2 \n20.0 \n168.1 \n291.4 \n116.9 \n39.5 \n121.4 \n737.3 \n \n \n \n \n \n \n \n \n \n \n \n Apr \n16.9 \n159.8 \n0.2 \n20.2 \n197.2 \n294.8 \n115.5 \n39.5 \n122.1 \n769.1 \n May \n30.2 \n179.6 \n0.2 \n20.3 \n230.0 \n307.3 \n120.3 \n40.4 \n121.9 \n820.0 \n Jun \n28.6 \n178.8 \n0.0 \n20.0 \n227.3 \n314.2 \n122.4 \n44.6 \n121.8 \n830.3 \n Jul \n26.1 \n207.4 \n0.0 \n20.0 \n253.5 \n312.4 \n123.1 \n48.6 \n121.6 \n859.2 \n31 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n Jan \n72.6 \n70.1 \n142.8 \n105.8 \n34.6 \n283.1 \n142.8 \n Feb \n78.8 \n76.2 \n155.0 \n107.6 \n36.1 \n298.7 \n155.0 \n Mar \n87.0 \n83.0 \n170.1 \n108.6 \n11.8 \n318.7 \n170.1 \n Apr \n90.1 \n85.0 \n175.1 \n110.6 \n16.4 \n332.1 \n175.1 \n May \n95.5 \n102.5 \n197.9 \n112.7 \n21.6 \n364.9 \n197.9 \n Jun \n124.6 \n77.4 \n202.0 \n116.7 \n50.6 \n369.4 \n202.0 \n Jul \n146.7 \n68.1 \n214.8 \n119.0 \n70.0 \n403.9 \n214.8 \n Aug \n149.9 \n80.6 \n230.6 \n122.0 \n67.7 \n420.3 \n230.6 \n Sep \n149.4 \n93.2 \n242.6 \n123.1 \n77.5 \n443.3 \n242.6 \n Oct \n154.3 \n93.0 \n247.3 \n125.8 \n13.7 \n453.8 \n247.3 \n Nov \n158.3 \n123.9 \n282.4 \n129.0 \n89.2 \n500.6 \n282.4 \n Dec \n186.4 \n100.7 \n287.0 \n121.3 \n96.7 \n505.1 \n287.0 \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n Feb \n255.7 \n194.2 \n449.9 \n183.7 \n100.6 \n734.2 \n449.9 \n Mar \n250.6 \n203.9 \n454.5 \n187.2 \n95.7 \n737.3 \n454.5 \n Apr \n252.9 \n226.6 \n479.5 \n190.6 \n22.3 \n769.3 \n479.5 \n \n \n \n \n \n \n \n \n May \n315.3 \n212.0 \n527.4 \n193.3 \n23.4 \n820.0 \n527.4 \n Jun \n309.0 \n222.6 \n531.6 \n198.3 \n100.4 \n830.3 \n531.6 \n Jul \n339.1 \n222.8 \n561.9 \n202.0 \n95.3 \n859.2 \n561.9 \n32 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2012 \n \n \n \n \n \n \n \nJan \n138.52 \n79.09 \n3,422.20 \nFeb \n146.03 \n95.39 \n3,696.60 \nMar \n136.76 \n85.01 \n3,458.10 \nApr \n129.55 \n97.15 \n3,303.40 \nMay \n132.03 \n83.73 \n3,351.20 \nJun \n131.96 \n75.70 \n3,341.46 \nJul \n132.92 \n112.12 \n3,445.93 \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \nFeb \n182.3 \n72.01 \n4,748.24 \nMar \n183.88 \n66.21 \n4,726.34 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \nApr \n189.66 \n71.98 \n4,894.68 \nMay \n212.72 \n73.99 \n5,471.22 \nJun \n211.19 \n73.29 \n5,436.57 \nJul \n232.87 \n66.77 \n5,9136.78 \n33 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n910.3 \n110.9 \n52.3 \n295.5 \n1,369.0 \nFebruary \n943.2 \n123.2 \n57.0 \n325.2 \n1,448.6 \nMarch \n1,022.3 \n178.3 \n56.0 \n334.3 \n1,590.9 \nApril \n1,072.5 \n160.3 \n54.2 \n331.5 \n1,618.5 \nMay \n1,264.8 \n169.0 \n55.4 \n335.5 \n1,824.7 \nJune \n1,291.1 \n124.9 \n58.3 \n369.7 \n1,844.0 \nJuly \n1,374.2 \n105.6 \n61.4 \n389.3 \n1,930.5 \nAugust \n1,304.5 \n107.1 \n59.3 \n401.2 \n1,872.1 \nSeptember \n1,373.0 \n116.8 \n60.1 \n420.0 \n1,969.9 \nOctober \n1,425.3 \n96.4 \n61.8 \n428.6 \n2,012.1 \nNovember \n1,646.2 \n115.7 \n67.2 \n426.3 \n2,255.4 \nDecember \n1,429.8 \n112.1 \n63.9 \n440.3 \n2,046.1 \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \nFebruary \n1,424.8 \n121.7 \n64.7 \n449.9 \n2,061.1 \nMarch \n1,427.3 \n115.2 \n66.7 \n454.5 \n2,063.6 \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \nApril \n1,425.8 \n121.0 \n63.9 \n479.5 \n2,090.1 \nMay \n1,393.0 \n121.5 \n66.2 \n527.4 \n2,108.0 \nJune \n1,218.4 \n108.6 \n70.6 \n531.6 \n1,929.2 \nJuly \n1,162.1 \n109.7 \n70.8 \n561.9 \n1,904.5 \n34 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,097.0 \n685.2 \n411.8 \n75.1 \n62.2 \n12.9 \nFebruary \n1,278.7 \n731.5 \n548.2 \n44.8 \n64.4 \n-19.6 \nMarch \n1,273.6 \n741.8 \n531.8 \n95.1 \n62.3 \n32.8 \nApril \n1,308.5 \n751.3 \n557.2 \n72.3 \n62.6 \n9.8 \nMay \n1,307.6 \n787.7 \n519.9 \n51.0 \n63.6 \n-12.6 \nJune \n1,287.5 \n795.1 \n492.4 \n44.9 \n65.4 \n-20.5 \nJuly \n1,258.2 \n833.0 \n425.2 \n37.9 \n54.1 \n-16.2 \nAug \n1,168.8 \n805.9 \n362.9 \n39.2 \n53.5 \n-14.4 \nSeptember \n1,151.3 \n833.9 \n317.4 \n40.9 \n54.8 \n-13.9 \nOctober \n1,200.1 \n855.7 \n344.4 \n36.9 \n54.8 \n-17.9 \nNovember \n1,306.0 \n885.5 \n420.5 \n37.3 \n55.2 \n-18.0 \nDecember \n1,300.4 \n880.1 \n420.3 \n34.4 \n55.1 \n-20.6 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n862.7 \n372.8 \n36.2 \n55.0 \n-18.8 \nFebruary \n1,244.9 \n854.5 \n390.4 \n26.9 \n56.1 \n-29.2 \nMarch \n1,277.6 \n846.8 \n430.8 \n8.9 \n54.9 \n-46.0 \nApril \n1,491.7 \n875.1 \n616.6 \n23.4 \n57.1 \n-33.6 \nMay \n1,480.8 \n864.7 \n616.1 \n27.3 \n58.4 \n-31.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from 1 August 2010, the prescribed liquid asset ratio was reviewed from 10% to 20% of liabilities to the public. \nJune \n1,425.8 \n808.1 \n617.7 \n24.1 \n55.8 \n-31.7 \nJuly \n1,429.9 \n804.1 \n625.9 \n11.6 \n55.2 \n-43.6 \n35 \nTABLE 13 : ZETSS, CHEQUES AND CARDS ACTIVITY. \nUS$ Millions \nMONTH \nZETSS VALUES \nCHEQUE VALUES \nCARD VALUES \nMOBILE & INTERNET \n \n \n \n \n \n2012 \n \n \n \n \nJan \n2,439.7 \n5.3 \n137.2 \n60.8 \nFeb \n2,920.1 \n6.1 \n137.1 \n77.2 \nMar \n3,242.8 \n6.8 \n156.4 \n104.1 \nApr \n2,948.5 \n5.5 \n160.5 \n68.6 \nMay \n3,237.4 \n5.0 \n189.6 \n82.0 \nJun \n3,407.3 \n6.5 \n177.7 \n93.5 \nJul \n3,321.0 \n6.7 \n169.1 \n135.6 \nAug \n3,417.3 \n6.1 \n218.4 \n98.3 \nSep \n3,043.2 \n5.6 \n235.5 \n149.2 \nOct \n3,630.7 \n6.6 \n232.9 \n196.9 \nNov \n3,526.0 \n5.9 \n240.8 \n197.3 \nDec \n3,584.7 \n5.0 \n308.9 \n220.3 \nAnnual Total \n38,718.7 \n71.1 \n2,364.1 \n1,483.8 \nFeb \n2,968.0 \n5.5 \n260.5 \n199.3 \n \n \n \n \n \n2013 \n \n \n \n \nJan \n3,563.8 \n5.2 \n254.4 \n205.2 \nMar \n3,340.0 \n15.2 \n312.4 \n220.6 \n \n \n \n \n \nApr \n3,535.6 \n16.6 \n328.2 \n283.6 \nMay \n3,915.3 \n15.4 \n332.6 \n364.0 \nJun \n3,544.3 \n5.9 \n298.4 \n266.7 \nJul \n3,955.5 \n12.3 \n334.0 \n303.2", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/July2013.pdf"}
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+{"doc_id": "ecde73efe557e8496f0b03dca8bc7359", "text": "i \n \n \n \n \n \n \n \nJANUARY 2018 \n \n1 \n \nTABLE OF CONTENTS \n \nSelected Economic Indicators ...................................................................................................... 2 \nInternational Commodity Prices ................................................................................................. 3 \nMerchandise Trade Developments .............................................................................................. 4 \nMonetary Developments ............................................................................................................... 6 \nStock Market Developments ........................................................................................................ 7 \nInflation Outturn .......................................................................................................................... 8 \nNational Payments System Developments .................................................................................. 9 \n \n \n \n \n \n \n \n2 \n \n \n \n \n2017 \n \nDecember \n2018 \n \nJanuary \nMonth-on- \nMonth \nChange (%) \nZ.S.E. Mining Index1 \n142.40 \n130.42 \n11.98 \nZ.S.E. Industrial Index1 \n333.02 \n305.33 \n27.67 \nNational Payment System Transactions (US$ \nmillions) \n11 596.93 \n10 596 .92 \n8.6 \nMoney Supply (US$ millions)2 \n8 108.22 \n7 837.57 \n-3.34 \nMoney Supply (M3) Annual Growth2 (%) \n43.77 \n38.39 \n \nYearly Inflation3 (%) \n3.46 \n3.52 \n \nMonthly Inflation3 (%) \n0.53 \n0.30 \n \nNominal Lending Rate2 (% per annum) \n4.45-18.00 \n4.45-18.00 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational commodity prices of precious \nmetals, base metals and crude oil firmed during \nthe month of January 2018. \n \n Precious Metals \n \nGold prices increased by 5.37%, from \nUS$1,264.26/oz \nin \nDecember \n2017, \nto \nUS$1,332.17/oz in January 2018. Platinum \nprices also firmed by 9.37%, to close the month \nunder review at US$994.22/oz. Precious metal \nprices were largely driven by a weakening US \ndollar, following the Federal Reserve’s decision \nnot to increase interest rates until mid 2018. This \ndevelopment bolstered the appeal of precious \nmetals as safe haven assets. \n Figure 1: Precious metal prices \nSource: Bloomberg, 2018 \n \nBase Metals \nBase metal prices closed the month of January \n2018 firmer, compared to the previous month. \nThis was underpinned by dwindling inventories \nand a strong outlook for global demand, \nparticularly in China. Resultantly, copper and \nnickel monthly average proices surged by 5.4% \nand \n12.5% \nto \nUS$7,131.05/ton \nand \nUS$12,863.41/ton, respectively during the \nmonth under review. \nFigure 2:Base metal prices \nSource: Bloomberg, 2018 \n Brent Crude Oil \nCrude oil prices closed the month under review \nat US$69.04/barrel, up from US$63.85/barrel \nin December 2017. The increase in prices was \non account of the agreement by OPEC and non- \nOPEC oil producers to extend output cuts until \nthe year end of 2018. \n Figure 3: International crude oil prices \nSource: Bloomberg, 2018 \n0\n450\n900\n1350\n1800\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nGold\nPlatinum\n0\n2000\n4000\n6000\n8000\n10000\n12000\n14000\n0\n1500\n3000\n4500\n6000\n7500\nJan-17\nMar-17\nMay-17\nJul-17\nSep-17\nNov-17\nJan-18\nNICKEL US/TON\nCOPPER US$/TON\nCopper\nNickel\n0.00\n10.00\n20.00\n30.00\n40.00\n50.00\n60.00\n70.00\n80.00\nMar-16\nMay-16\nJul-16\nSep-16\nNov-16\nJan-17\nMar-17\nMay-17\nJul-17\nSep-17\nNov-17\nJan-18\n \n \n \n4 \n \nMONETARY DEVELOPMENTS1 \n \nBroad money2 registered an annual growth of \n38.39%, to $7 837.57 million in January 2018, \nfrom $5 663.44 million in January 2017. The \ngrowth was due to increases in transferable \ndeposits, 50.23%; and negotiable certificates of \ndeposits (NCDs)34, 28.67%. Time deposits, \nhowever, declined by 5.89%. Over the same \nperiod, bond notes and coins in circulation \nincreased from $82.49 million to $331.08 \nmillion. \n \nOn a month-on-month basis, broad money \ndeclined by 3.34%, from $8 108.22 million in \nDecember 2017 to $7 837.57 million in January \n2018. \n \nFigure 4: Money Supply Developments \n \n \nSource: Reserve Bank of Zimbabwe, 2018 \nThe decline in money supply was on the back of \na negative growth of 7.21% in reserve money, \n \n1 Provisional figures \n2 Beginning January 2017, broad money is redefined using \nIMF’s Monetary and Financial Statistics Manual of 2016. The \nfrom $2 668.16 million in December 2017 to \n$2 475.79 million. The decline was partly a \nresult of the Central Bank’s tight monetary \npolicy stance, which saw the mopping of excess \nliquidity in the economy, through issuance of \nthe Savings Bond. \nDuring the month under review, broad money \nconsisted of transferable deposits, 76.39%; time \ndeposits, 18.55%; currency in circulation, \n4.22%; and negotiable certificates of deposits, \n0.83%. \nFigure 5: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2018 \nDomestic Credit \nBank lending to local economic agents grew by \n41.53%, from $7 456.40 million in January 2017 \nto $10 501.11 million in January 2018. The \ngrowth largely reflected an increase of 67.51% \nin net credit to Government. On a month-on-\nmonth basis, however, domestic credit declined \nmajor change is the exclusion of Government deposits held by \nbanks from broad money. \n \n4 NCDs are also referred to as securities included in broad \nmoney. \n-10\n0\n10\n20\n30\n40\n50\n60\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n 8.0\n 9.0\nJan-16\nApr-16\nJul-16\nOct-16\nJan-17\nApr-17\nJul-17\nOct-17\nJan-18\n%\nUS$ Billions\nM3\nM3 Annual Growth rate\nTransferable Deposits\n76.39%\nOther Deposits \n(Time)\n18.55%\nNCDs\n0.83%\nBond \nNotes and \nCoins\n4.22%\n \n \n \n5 \n \nby 2.31%, from $10 699.36 million in December \n2017 to $10451.70 million in January 2018. \nCredit to the private sector recorded an annual \ngrowth of 6.10%, from $3 371.32 million in \nJanuary 2017 to $3 577.05 million in January \n2018. Monthly credit to the private sector \ndeclined by 3.83%, from $3 719.43 million in \nDecember 2017. \n \nFigure 6: Sectoral Distribution of Credit \nSource: Reserve Bank of Zimbabwe, 2018 \nDuring the month under analysis, outstanding \ncredit to the private sector was distributed as \nfollows: \nhouseholds, 24.23%; \nagriculture, \n18.80%; \nservices, \n15.31%; \ndistribution, \n11.36%; \nfinancial \norganisations \nand \ninvestments, 10.94%; manufacturing, 10.65%; \nmining, 4.18%; construction, 2.33%; transport \nand communications, 1.64%; and other, 0.56%. \nPrivate sector credit was utilised for inventory \nbuild-up, 28.44%; consumer durables, 18.68%; \nfixed capital investment, 12.77%; and pre and \npost shipment financing, 0.97%. Amounts \nchannelled towards other recurrent expenditures \nconstituted 39.14% of the total outstanding \nloans and advances. \nSTOCK MARKET DEVELOPMENTS \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \ncontinued on a negative trajectory during the \nmonth of January 2018. This was attributable to \nprofit takings and portfolio rebalancing largely \nin wealth preserving blue-chip counters. \nConsequently, the industrial index decreased by \n8.31%, from 333.02 points in December 2017 to \n305.35 points during the month under review. \nSimilarly, the mining index, declined by 8.41% \nto close the month of January 2018 at 130.42 \npoints. \nFigure 7: Zimbabwe Stock Exchange Indices \nSource: Zimbabwe Stock Exchange, 2018 \nZSE trading volumes stood at 55.03 million \nshares \nin \nJanuary \n2018, \ndown \nfrom \n844.2 \nmillion \nin \nDecember \n2017. \nConcommittantly, the value of shares traded \ndeclined by 58.28%, from US$75.27 million in \nDecember 2017 to US$31.40 million, during the \nmonth under review. \nForeign portfolio investment registered net \ninflows of of US$ 12.37 million in January \n2018, compared to US$4.93 million in \nDecember 2017. \nHouseholds\n24.2%\nAgriculture, \n18.8%\nManufacturing, 10.7%\nServices, \n15.3%\nDistribution, 11.4%\nFinancial \nOrganisati\nons, 10.9%\nMining, \n4.2%\nTransport and \nCommunication, 1.6%\nConstruction, 2.3%\nOther, 0.6%\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n550\n31-Jan-17\n28-Feb-17\n31-Mar-17\n30-Apr-17\n31-May-17\n30-Jun-17\n31-Jul-17\n31-Aug-17\n30-Sep-17\n31-Oct-17\n30-Nov-17\n31-Dec-17\n31-Jan-18\nIndustrial\nMining\n \n \n \n6 \n \nFigure 8: ZSE Monthly Volumes and Values \nof SharesTraded \n \nSource: Zimbabwe Stock Exchange, 2018 \nDuring the month under review, ZSE market \ncapitalization declined by 9.68%, to US$8.65 \nbillion from US$9.58 billion in the previous \nmonth. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation rose from 3.42% in \nDecember 2017 to 3.52% in January 2018, \nlargely driven by increases in non-food prices. \nNon-food inflation increased from 2.00% in \nDecember 2017, to 2.29% in January 2018. \nFood inflation, however, declined from 6.60% \nin December 2017 to 6.17%, during the month \nunder review. \nFigure 9 shows annual inflation developments \nfor the period January 2016 to January 2018. \n \n \n \nFigure 9:Annual Inflation (%) \n \nSource: ZIMSTAT, 2018 \nMonthly Inflation \n \nThe month-on-month inflation rate registered a \n0.23 percentage points decline, to close the \nmonth of January 2018 at 0.3%. This was on \naccount of the decrease in food inflation. \n \nFigure 10: Month On Month Inflation \n \n \nSource: ZIMSTAT, 2018 \nMonthly food inflation decelerated to 0.39% in \nJanuary 2018, from 1.29% in December 2017. \nDeclines in the prices of meat, fruit, sugar, jam, \nand honey, chocolate and \nconfectionary \nweighed down food inflation. \n0.00\n30.00\n60.00\n90.00\n120.00\n150.00\n180.00\n210.00\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n1,000\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nValues Traded (US$ Millions)\nVolumes Traded (Millions)\nVolume\nTurnover\n-4.5\n-2.5\n-0.5\n1.5\n3.5\n5.5\n7.5\nHeadline Inflation\nFood\nNon Food\n-0.5\n-0.3\n-0.1\n0.2\n0.4\n0.6\n0.8\n1.0\n1.2\n1.4\n1.6\n \n \n \n7 \n \nMonthly non-food inflation stood at 0.25% \nduring the month under review, up from 0.16% \nin December 2017. This was largely driven by \nincreases in transport, clothing and footwear and \nrecreation and culture. \nNATIONAL PAYMENTS SYSTEM \n \nDuring the month under review, the value of \ntransactions processed through the National \nPayment System (NPS) stood at US$10.6 \nbillion, down from US$11.6 billion in \nDecember \n2017. \nThe \nvolume \nof \nNPS \ntransactions also decreased by 15.7%, to close \nthe month under review at 124.9 million. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system declined by 5.60%, from \nUS$5.88 billion in December 2017, to \nUS$5.55 billion in January 2018. Total RTGS \nvolumes also declined by 4.60%, to close the \nmonth under review at 548 125 transactions. \nFigure 11: ZETTS Volumes and Values \nSource: Reserve Bank of Zimbabwe, 2018 \n \nCash transactions \nCash transactions declined by 10.3%, from \nUS$245.93 million in December 2017 to \nUS$220.50 million in January 2018. \nMobile and Internet Based Transactions \nMobile and internet based transactions stood at \nUS$3.3 billion in January 2018, down from \nUS$4.1 billion in December 2017. \n \nCard Based Transactions \nCard based transactions also decreased from \nUS$794.74 million in Decemebr 2017, to \nUS$684.74 during the month under review. \n \nCheque Transactions \nThe value of cheque transactions was 36.3% \nhigher, at US$4.89 million during the month \nunder review, compared to US$3.59 million \nregistered in December 2017. \n \nRESERVE BANK OF ZIMBABWE \n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n -\n 100\n 200\n 300\n 400\n 500\n 600\n 700\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nVolume\nValue\n \n8 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n10 \n 2. Central Bank Survey \n \n \n \n \n \n \n11 \n \n3. Other Depository Corporations Survey \n \n \n \n \n12 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n13 \n 4.2 Liabilities \n \n \n \n \n \n \n \n14 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n15 \n 5.2 Liabilities \n \n \n \n16 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n17 \n 6.2 Liabilities \n \n \n \n \n \n18 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n19 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n20 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n21 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n22 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n23 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n24 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n25 \n 11. Exchange Rates \n \n \n \n \n \n \n \n26 \n \n \n \n \n \n9 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 27 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 28 \n \n13.2 Volumes of Transactions \n \n \n \n \n 29 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 10 \n \n \nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nNet Foreign Assets\n-584,587.94\n-574,226.80\n-558,721.32\n-513,306.49\n-568,383.24\n-574,712.07\n-626,166.71\n-581,024.98\n-549,943.15\n-600,146.55\n-718,745.96\n-963,774.49 -1,004,950.72\nCentral Bank(net)\n-583,790.45\n-588,653.44\n-584,124.96\n-598,046.16\n-624,627.79\n-572,190.43\n-673,117.34\n-634,409.89\n-644,166.06\n-736,057.71\n-869,239.58 -1,126,260.86 -1,184,176.73\nForeign Assets\n450,139.03\n446,101.75\n420,146.58\n406,925.81\n381,126.20\n415,139.98\n380,195.83\n432,967.36\n442,659.91\n330,188.17\n316,883.48\n426,145.71\n296,246.77\nForeign Liabilities\n1,033,929.49\n1,034,755.19\n1,004,271.54\n1,004,971.97\n1,005,753.98\n987,330.41\n1,053,313.17\n1,067,377.25\n1,086,825.97\n1,066,245.88\n1,186,123.05\n1,552,406.57\n1,480,423.50\nOther Depository Corporations(net)\n-797.49\n14,426.64\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\n46,950.63\n53,384.91\n94,222.92\n135,911.17\n150,493.62\n162,486.37\n179,226.01\nForeign Assets\n270,935.31\n290,763.66\n275,104.70\n338,839.86\n302,736.47\n260,090.51\n212,254.02\n214,135.93\n249,362.59\n293,931.99\n304,880.23\n338,932.13\n334,406.75\nForeign Liabilities\n271,732.80\n276,337.02\n249,701.07\n254,100.19\n246,491.92\n262,612.14\n165,303.39\n160,751.02\n155,139.67\n158,020.82\n154,386.61\n176,445.76\n155,180.74\nNet Domestic Assets (NDA)\n6,248,024.45 6,345,868.68 6,438,654.97 6,630,089.13 6,768,665.58 7,066,383.69\n7,190,192.60 7,656,567.78\n8,010,141.46 8,287,169.55\n8,738,773.53\n9,071,999.06\n8,842,518.51\nDomestic Claims\n7,456,396.51\n7,606,214.41\n7,693,211.88 7,850,810.40\n8,109,966.41\n8,430,156.54 8,563,257.71\n9,041,471.69 9,445,954.95 9,806,932.03 10,290,523.51 10,699,362.07 10,501,106.36\nClaims on Central Government(net)\n3,711,453.49\n3,859,591.32 3,839,525.33 4,019,529.99\n4,168,269.21\n4,429,130.33\n4,583,719.81\n4,963,451.34 5,262,365.52 5,558,940.68\n5,980,149.89\n6,277,467.58\n6,217,222.75\nClaims on Central Government\n3,790,240.06\n3,939,990.88\n3,952,135.70\n4,118,041.33\n4,265,615.80\n4,543,365.26\n4,702,324.42\n5,092,414.12\n5,358,107.60\n5,642,566.58\n6,055,451.35\n6,412,445.92\n6,365,720.36\nCentral Bank\n2,270,648.80\n2,355,433.40\n2,337,736.86\n2,444,902.51\n2,578,541.50\n2,781,509.63\n2,976,316.75\n3,253,867.88\n3,386,569.83\n3,558,186.58\n3,826,415.91\n3,985,873.65\n4,002,809.96\nODCs\n1,519,591.25\n1,584,557.48\n1,614,398.84\n1,673,138.81\n1,687,074.29\n1,761,855.63\n1,726,007.68\n1,838,546.24\n1,971,537.77\n2,084,380.00\n2,229,035.44\n2,426,572.26\n2,362,910.40\nLess Liabilities to Central Government\n78,786.57\n80,399.57\n112,610.37\n98,511.34\n97,346.59\n114,234.93\n118,604.61\n128,962.78\n95,742.09\n83,625.90\n75,301.46\n134,978.34\n148,497.61\nCentral Bank\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,373.09\n41,168.00\nODCs\n53,063.72\n55,259.64\n86,901.10\n76,234.01\n75,103.98\n73,714.80\n78,059.42\n88,330.97\n55,196.23\n43,095.62\n34,748.45\n94,605.25\n107,329.61\nClaims on Other Sectors\n3,744,943.02\n3,746,623.09\n3,853,686.55\n3,831,280.41\n3,941,697.20\n4,001,026.21\n3,979,537.89\n4,078,020.35\n4,183,589.43\n4,247,991.35\n4,310,373.62\n4,421,894.49\n4,283,883.60\nOther Financial Corporations\n80,004.96\n46,341.75\n47,369.15\n49,453.09\n52,463.93\n105,548.86\n54,242.21\n48,020.09\n49,739.69\n49,554.83\n52,045.37\n64,990.53\n61,245.16\nState and Local Government\n35,909.11\n35,006.53\n34,312.18\n34,732.93\n36,595.52\n35,573.02\n34,059.17\n34,223.63\n31,707.35\n33,198.40\n38,416.75\n46,177.22\n55,046.17\nPublic Non Financial Corporations\n257,713.21\n286,508.91\n280,721.01\n314,505.79\n346,370.34\n349,686.88\n412,068.05\n412,045.72\n465,886.74\n474,544.48\n526,356.79\n591,300.63\n590,546.93\nPrivate Sector\n3,371,315.74\n3,378,765.90\n3,491,284.21\n3,432,588.60\n3,506,267.42\n3,510,217.45\n3,479,168.47\n3,583,730.91\n3,636,255.65\n3,690,693.65\n3,693,554.71\n3,719,426.11\n3,577,045.34\nCentral Bank\n15,931.59\n21,712.67\n21,760.49\n18,704.05\n19,992.79\n20,634.27\n21,723.98\n30,090.82\n24,112.13\n29,027.93\n30,167.18\n25,776.78\n14,203.44\nODCs\n3,355,384.15\n3,357,053.23\n3,469,523.72\n3,413,884.55\n3,486,274.63\n3,489,583.19\n3,457,444.48\n3,553,640.10\n3,612,143.52\n3,661,665.72\n3,663,387.53\n3,693,649.33\n3,562,841.90\nOther Items(Net)\n1,208,372.06\n1,260,345.73\n1,254,556.91\n1,220,721.27\n1,341,300.82 1,363,772.85\n1,373,065.10 1,384,903.90\n1,435,813.49\n1,519,762.48\n1,551,749.98\n1,627,363.01\n1,658,587.85\nShares and Other Equity\n1,471,378.22\n1,481,806.96\n1,505,125.73\n1,501,542.78\n1,530,318.81\n1,547,498.75\n1,546,591.54\n1,561,407.08\n1,584,816.35\n1,635,896.82\n1,657,131.70\n1,862,915.59\n1,838,103.60\nLiabilities to Other Financial Corporations\n19,748.85\n19,754.13\n15,735.14\n15,467.80\n15,506.06\n17,953.19\n18,647.30\n17,870.07\n27,738.15\n24,759.56\n24,615.34\n6,152.75\n2,600.12\nRestricted Deposits\n66,478.53\n66,737.97\n67,789.29\n68,133.12\n84,939.87\n84,617.96\n84,477.31\n32,685.62\n115,800.59\n161,010.60\n88,854.55\n65,604.73\n83,202.55\nDeposits and Securities Excluded from Base Mo\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-349,233.54\n-307,953.33\n-334,093.24\n-364,422.43\n-289,463.92\n-286,297.05\n-276,651.05\n-227,058.87\n-292,541.60\n-301,904.50\n-218,851.62\n-307,310.05\n-265,318.43\nBroad Money-M3\n5,663,436.51\n5,771,641.88 5,879,933.65\n6,116,782.64 6,200,282.35\n6,491,671.62 6,564,025.89 7,075,542.80\n7,460,198.31\n7,687,023.01\n8,020,027.58\n8,108,224.57\n7,837,567.78\nSecurities Other than Shares Included in Broa\n50,562.02\n59,329.24\n60,161.15\n63,292.20\n61,392.93\n65,667.46\n66,282.58\n71,054.38\n55,830.26\n62,975.36\n66,482.78\n68,638.47\n65,056.19\nBroad Money-M2\n5,612,874.49\n5,712,312.64 5,819,772.50 6,053,490.44 6,138,889.42 6,426,004.16 6,497,743.31 7,004,488.42 7,404,368.06 7,624,047.65\n7,953,544.80\n8,039,586.10\n7,772,511.59\nOther Deposits\n1,544,945.66\n1,552,644.56\n1,529,856.98\n1,530,705.58\n1,558,418.08\n1,538,865.52\n1,600,104.76\n1,604,901.44\n1,571,434.68\n1,460,819.34\n1,450,191.32\n1,401,725.04\n1,453,958.89\nNarrow Money-M1\n4,067,928.83\n4,159,668.08 4,289,915.52 4,522,784.87 4,580,471.34 4,887,138.64 4,897,638.55 5,399,586.98 5,832,933.38\n6,163,228.31\n6,503,353.48\n6,637,861.06\n6,318,552.70\nTransferable Deposits\n3,985,443.09\n4,046,287.46\n4,147,742.43\n4,369,406.07\n4,404,701.40\n4,690,977.34\n4,696,301.61\n5,199,733.27\n5,589,485.14\n5,875,303.92\n6,184,269.27\n6,305,923.18\n5,987,477.45\nCurrency Outside Depository Corporations\n82,485.74\n113,380.62\n142,173.09\n153,378.80\n175,769.94\n196,161.30\n201,336.94\n199,853.71\n243,448.24\n287,924.39\n319,084.21\n331,937.88\n331,075.25\nSource: Reserve Bank of Zimbabwe,2018\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n11 \n \n \nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nNet Foreign Assets\n-583,790.45\n-588,653.44\n-584,124.96\n-598,046.16\n-624,627.79\n-572,190.43\n-673,117.34\n-634,409.89\n-644,166.06\n-736,057.71\n-869,239.58 -1,126,260.86 -1,184,176.73\nClaims on Non Residents\n450,139.03\n446,101.75\n420,146.58\n406,925.81\n381,126.20\n415,139.98\n380,195.83\n432,967.36\n442,659.91\n330,188.17\n316,883.48\n426,145.71\n296,246.77\nOfficial Reserves Assets\n351,354.77\n347,232.74\n320,724.81\n306,786.71\n281,496.90\n311,951.49\n217,201.99\n270,004.32\n281,012.34\n227,656.94\n205,053.80\n292,621.94\n158,151.02\nOther Foreign Assets\n98,784.27\n98,869.01\n99,421.78\n100,139.10\n99,629.30\n103,188.49\n162,993.84\n162,963.05\n161,647.57\n102,531.22\n111,829.68\n133,523.77\n138,095.75\nLess Liabilities to Non Residents\n1,033,929.49\n1,034,755.19\n1,004,271.54\n1,004,971.97\n1,005,753.98\n987,330.41\n1,053,313.17\n1,067,377.25\n1,086,825.97\n1,066,245.88\n1,186,123.05\n1,552,406.57\n1,480,423.50\nShort Term Liabilities\n558,302.10\n560,678.78\n528,171.18\n523,978.67\n523,548.11\n502,610.47\n563,024.67\n574,360.75\n593,884.47\n573,462.17\n693,209.75\n1,054,937.74\n983,052.84\nOther Foreign Liabilities\n475,627.38\n474,076.41\n476,100.37\n480,993.30\n482,205.88\n484,719.93\n490,288.49\n493,016.51\n492,941.50\n492,783.71\n492,913.31\n497,468.83\n497,370.66\nNet Domestic Assets (NDA)\n2,083,563.46\n2,193,240.85\n2,188,550.14\n2,257,792.42\n2,349,975.84\n2,521,069.54\n2,737,322.28\n2,999,347.85\n3,105,441.82\n3,256,650.47\n3,578,707.96\n3,794,421.55\n3,659,970.31\nDomestic Claims\n2,450,795.71\n2,572,531.94\n2,546,698.82\n2,684,539.56\n2,853,418.83\n3,030,356.62\n3,245,039.24\n3,502,380.95\n3,713,000.64\n3,917,674.05\n4,231,837.20\n4,413,271.32\n4,407,396.99\nNet Claims on Central Government\n2,244,925.96\n2,330,293.48\n2,312,027.60\n2,422,625.19\n2,556,298.89\n2,740,989.49\n2,935,771.55\n3,213,236.07\n3,346,023.97\n3,517,656.29\n3,785,862.91\n3,945,500.57\n3,961,641.96\nClaims on Central Government\n2,270,648.80\n2,355,433.40\n2,337,736.86\n2,444,902.51\n2,578,541.50\n2,781,509.63\n2,976,316.75\n3,253,867.88\n3,386,569.83\n3,558,186.58\n3,826,415.91\n3,985,873.65\n4,002,809.96\nOf which: Securities Other than Shares\n577,431.69\n562,535.65\n551,741.20\n533,407.34\n537,150.63\n620,541.15\n640,269.72\n677,443.83\n641,160.04\n1,105,837.44\n1,153,434.17\n1,478,745.94\n1,481,110.28\nLoans\n1,693,217.11\n1,792,897.75\n1,785,995.66\n1,911,495.17\n2,041,390.87\n2,160,968.48\n2,336,047.02\n2,576,424.05\n2,745,409.80\n2,452,349.14\n2,672,981.75\n2,507,127.72\n2,521,699.68\n Loans and Advances\n1,335,617.86\n1,435,423.48\n1,464,915.87\n1,590,415.34\n1,720,310.96\n1,839,861.18\n2,014,968.77\n2,255,345.80\n2,426,555.62\n2,133,497.10\n2,354,104.05\n2,232,210.60\n2,246,782.40\n Legacy Debt\n357,599.25\n357,474.27\n321,079.79\n321,079.84\n321,079.91\n321,107.30\n321,078.25\n321,078.25\n318,854.18\n318,852.04\n318,877.70\n274,917.12\n274,917.28\nLess Liabilities to Central Government\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,373.09\n41,168.00\nOf which: Deposits\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\n40,545.86\n40,530.28\n40,553.01\n40,373.09\n41,168.00\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n205,869.751\n242,238.465\n234,671.229\n261,914.370\n297,119.940\n289,367.124\n309,267.684\n289,144.884\n366,976.666\n400,017.757\n445,974.296\n467,770.756\n445,755.028\nOther Financial Corporations\n16,900.44\n18,434.72\n18,570.34\n18,972.27\n19,413.25\n17,924.43\n18,367.00\n18,768.05\n19,232.50\n20,476.27\n20,253.71\n19,611.12\n19,721.47\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n173,037.73\n202,091.08\n194,340.40\n224,238.05\n257,713.90\n250,808.43\n269,176.70\n240,286.01\n323,632.04\n350,513.55\n395,553.41\n422,382.85\n411,830.12\nPrivate Sector\n15,931.59\n21,712.67\n21,760.49\n18,704.05\n19,992.79\n20,634.27\n21,723.98\n30,090.82\n24,112.13\n29,027.93\n30,167.18\n25,776.78\n14,203.44\nClaims on Other Depository Corporations\n110,720.51\n93,514.18\n104,865.33\n85,479.27\n50,810.90\n52,540.42\n43,316.48\n30,413.03\n40,885.26\n73,618.97\n166,428.64\n205,755.37\n204,516.36\nOf which: Loans\n110,720.51\n93,514.18\n104,865.33\n85,479.27\n50,810.90\n52,540.42\n43,316.48\n30,413.03\n40,885.26\n73,618.97\n166,428.64\n205,755.37\n204,516.36\nOther Liabilities to ODCs\n276,464.59\n264,018.11\n261,130.29\n305,203.40\n328,027.29\n322,885.34\n319,687.89\n362,778.93\n386,988.59\n423,416.48\n567,034.15\n619,142.24\n725,157.20\nOf which: Aftrades Balances\n209,265.62\n214,543.03\n240,485.80\n290,485.80\n300,443.03\n300,442.83\n300,443.03\n339,943.03\n339,943.03\n339,943.03\n399,943.03\n399,964.34\n434,271.39\n Securities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n6,000.00\n65,130.00\n142,380.00\n165,174.80\n239,009.68\nOther Items(Net)\n201,488.18\n208,787.15\n201,883.73\n207,023.01\n226,226.60\n238,942.17\n231,345.55\n170,667.19\n261,455.48\n311,226.08\n252,523.73\n205,462.90\n226,785.84\nShares and Other Equity\n198,391.01\n202,521.27\n203,258.37\n206,519.28\n220,031.93\n222,222.74\n215,716.92\n219,271.55\n228,502.18\n237,010.51\n234,173.10\n332,517.62\n331,769.05\nOther Items(Net)\n-81,217.98\n-78,308.70\n-84,747.72\n-83,213.17\n-94,328.99\n-83,482.31\n-84,432.46\n-96,873.76\n-99,019.71\n-102,378.81\n-86,087.70\n-192,659.44\n-188,185.76\nLiabilities to Other Resident Sectors\n17,836.62\n17,836.62\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n15,583.78\n16,172.43\n15,583.78\n15,583.78\n0.00\n0.00\nDeposits and Securities Excluded from Base \n66,478.53\n66,737.97\n67,789.29\n68,133.12\n84,939.87\n84,617.96\n84,477.31\n32,685.62\n115,800.59\n161,010.60\n88,854.55\n65,604.73\n83,202.55\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n1,499,773.004 1,604,587.411 1,604,425.179 1,659,746.254 1,725,348.049 1,948,879.104 2,064,204.942 2,364,937.964 2,461,275.759 2,520,592.752 2,709,468.388 2,668,160.697 2,475,793.573\nBond Coins\n13,852.694\n13,845.125\n20,385.149\n23,268.864\n25,819.605\n27,667.474\n28,763.070\n30,289.792\n35,089.724\n37,235.523\n42,063.416\n54,687.288\n63,474.085\nBond Notes\n88,839.102\n118,836.703\n134,347.604\n140,801.342\n163,388.941\n175,855.752\n179,722.240\n181,874.281\n220,358.199\n259,385.565\n286,809.559\n289,827.726\n291,016.987\nLiabilities to ODCs\n1,395,502.072\n1,467,941.594\n1,446,635.592\n1,492,786.162\n1,520,837.740\n1,728,301.189\n1,838,460.100\n2,135,122.534\n2,166,837.091\n2,181,116.178\n2,331,782.192\n2,286,227.877\n2,071,823.239\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n1,395,502.072 1,467,941.594 1,446,635.592 1,492,786.162 1,520,837.740 1,728,301.189 1,838,460.100 2,135,122.534 2,166,837.091 2,181,116.178 2,331,782.192 2,286,227.877 2,071,823.239\nPrivate Deposits\n1,579.135\n3,963.989\n3,056.833\n2,889.886\n15,301.762\n17,054.689\n17,259.532\n17,651.358\n38,990.746\n42,855.486\n48,813.221\n37,417.806\n49,479.262\nSource: Reserve Bank of Zimbabwe,2018\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n12 \n \n \nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nSep-17\nOct-17\nNov-17\nDec-17\nJan-18\nNet Foreign Assets\n-797.49\n14,426.64\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\n46,950.63\n53,384.91\n94,222.92\n135,911.17\n150,493.62\n162,486.37\n179,226.01\nClaims on Non Residents\n270,935.31\n290,763.66\n275,104.70\n338,839.86\n302,736.47\n260,090.51\n212,254.02\n214,135.93\n249,362.59\n293,931.99\n304,880.23\n338,932.13\n334,406.75\nOf Which: Foreign Currency\n110,979.79\n96,836.03\n66,426.17\n67,822.05\n56,944.26\n57,084.55\n45,185.40\n40,576.65\n38,057.17\n41,812.82\n46,089.81\n58,127.85\n66,893.60\nDeposits\n159,688.03\n193,663.57\n208,412.27\n270,746.20\n245,512.83\n202,703.19\n166,729.03\n173,240.95\n210,988.32\n251,805.84\n258,471.13\n279,933.74\n266,629.02\nOther\n267.49\n264.07\n266.26\n271.61\n279.38\n302.77\n339.60\n318.33\n317.10\n313.33\n319.29\n870.54\n884.13\nLess Liabilities to Non Residents\n271,732.80\n276,337.02\n249,701.07\n254,100.19\n246,491.92\n262,612.14\n165,303.39\n160,751.02\n155,139.67\n158,020.82\n154,386.61\n176,445.76\n155,180.74\nOf Which: Deposits\n137,945.79\n135,779.65\n117,026.45\n126,179.95\n120,578.30\n119,073.63\n54,731.95\n51,835.14\n54,067.71\n58,472.24\n56,101.99\n67,977.29\n61,969.26\nLoans\n133,787.01\n140,557.37\n132,674.61\n127,920.24\n125,913.62\n143,538.51\n110,571.44\n108,915.89\n101,071.96\n99,548.59\n98,284.62\n108,468.47\n93,211.48\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n5,580,169.12\n \n5,639,870.63\n \n5,709,300.08\n \n5,875,774.29\n \n5,952,966.10\n \n6,280,977.27\n \n6,298,478.80\n \n6,804,652.82\n \n7,083,536.41\n \n7,220,331.96\n \n7,501,636.53\n \n7,576,382.51\n \n7,277,787.26\n \nDomestic Claims\n5,005,600.80\n \n5,033,682.47\n \n5,146,513.06\n \n5,166,270.84\n \n5,256,547.58\n \n5,399,799.92\n \n5,318,218.47\n \n5,539,090.73\n \n5,732,954.31\n \n5,889,257.98\n \n6,058,686.31\n \n6,286,090.74\n \n6,093,709.37\n \nNet Claims on Central Government\n1,466,527.53\n \n1,529,297.84\n \n1,527,497.74\n \n1,596,904.80\n \n1,611,970.31\n \n1,688,140.84\n \n1,647,948.26\n \n1,750,215.27\n \n1,916,341.54\n \n2,041,284.38\n \n2,194,286.98\n \n2,331,967.01\n \n2,255,580.79\n \nClaims on Central Government\n1,519,591.25\n \n1,584,557.48\n \n1,614,398.84\n \n1,673,138.81\n \n1,687,074.29\n \n1,761,855.63\n \n1,726,007.68\n \n1,838,546.24\n \n1,971,537.77\n \n2,084,380.00\n \n2,229,035.44\n \n2,426,572.26\n \n2,362,910.40\n \nSecurities\n1,503,705.38\n \n1,569,588.93\n \n1,598,695.64\n \n1,657,317.09\n \n1,670,327.43\n \n1,713,932.99\n \n1,680,825.17\n \n1,797,227.42\n \n1,930,046.62\n \n2,049,535.06\n \n2,196,782.06\n \n2,397,156.98\n \n2,336,591.08\n \nLoans\n15,885.88\n \n14,968.55\n \n15,703.20\n \n15,821.72\n \n16,746.86\n \n47,922.65\n \n45,182.51\n \n41,318.82\n \n41,491.15\n \n34,844.95\n \n32,253.38\n \n29,415.28\n \n26,319.33\n \nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n53,063.72\n \n55,259.64\n \n86,901.10\n \n76,234.01\n \n75,103.98\n \n73,714.80\n \n78,059.42\n \n88,330.97\n \n55,196.23\n \n43,095.62\n \n34,748.45\n \n94,605.25\n \n107,329.61\n \nOf which: Deposits\n53,063.72\n \n55,259.64\n \n86,901.10\n \n76,234.01\n \n75,103.98\n \n73,714.80\n \n78,059.42\n \n88,330.97\n \n55,196.23\n \n43,095.62\n \n34,748.45\n \n94,605.25\n \n107,329.61\n \nOther \n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nClaims on Other Sectors\n3,539,073.27\n \n3,504,384.63\n \n3,619,015.32\n \n3,569,366.04\n \n3,644,577.26\n \n3,711,659.09\n \n3,670,270.21\n \n3,788,875.46\n \n3,816,612.76\n \n3,847,973.60\n \n3,864,399.32\n \n3,954,123.73\n \n3,838,128.58\n \nOther Financial Corporations\n63,104.52\n \n27,907.03\n \n28,798.81\n \n30,480.82\n \n33,050.68\n \n87,624.43\n \n35,875.21\n \n29,252.04\n \n30,507.19\n \n29,078.55\n \n31,791.66\n \n45,379.41\n \n41,523.69\n \nState and Local Government\n35,909.11\n \n35,006.53\n \n34,312.18\n \n34,732.93\n \n36,595.52\n \n35,573.02\n \n34,059.17\n \n34,223.63\n \n31,707.35\n \n33,198.40\n \n38,416.75\n \n46,177.22\n \n55,046.17\n \nPublic Non Financial Corporations\n84,675.48\n \n84,417.84\n \n86,380.62\n \n90,267.74\n \n88,656.44\n \n98,878.45\n \n142,891.35\n \n171,759.70\n \n142,254.70\n \n124,030.93\n \n130,803.39\n \n168,917.77\n \n178,716.82\n \nPrivate Sector\n3,355,384.15\n \n3,357,053.23\n \n3,469,523.72\n \n3,413,884.55\n \n3,486,274.63\n \n3,489,583.19\n \n3,457,444.48\n \n3,553,640.10\n \n3,612,143.52\n \n3,661,665.72\n \n3,663,387.53\n \n3,693,649.33\n \n3,562,841.90\n \nClaims on the Central Bank\n1,684,125.02\n \n1,692,364.62\n \n1,734,347.30\n \n1,843,336.43\n \n1,856,234.16\n \n2,034,646.02\n \n2,168,966.56\n \n2,440,107.43\n \n2,495,688.75\n \n2,525,633.85\n \n2,671,576.69\n \n2,604,575.55\n \n2,552,269.94\n \nCurrency\n20,206.055\n \n19,301.209\n \n12,559.660\n \n10,691.409\n \n13,438.609\n \n7,361.926\n \n7,148.374\n \n12,310.361\n \n11,999.682\n \n8,696.697\n \n9,788.767\n \n12,577.130\n \n23,415.822\n \nOther Claims including Reserves\n1,663,918.96\n \n1,673,063.41\n \n1,721,787.64\n \n1,832,645.02\n \n1,842,795.55\n \n2,027,284.09\n \n2,161,818.18\n \n2,427,797.07\n \n2,483,689.07\n \n2,516,937.16\n \n2,661,787.92\n \n2,591,998.42\n \n2,528,854.12\n \nLiabilities to the Central Bank\n39,193.97\n \n41,437.92\n \n43,486.92\n \n42,006.71\n \n42,321.73\n \n44,233.20\n \n32,516.41\n \n20,544.52\n \n20,550.87\n \n32,863.80\n \n51,156.39\n \n113,727.10\n \n115,100.80\n \nOther Items(Net)\n1,070,362.72\n \n1,044,738.54\n \n1,128,073.36\n \n1,091,826.28\n \n1,117,493.91\n \n1,109,235.47\n \n1,156,189.82\n \n1,154,000.82\n \n1,124,555.78\n \n1,161,696.08\n \n1,177,470.09\n \n1,200,556.69\n \n1,253,091.25\n \nShares and Other Equity\n1,272,987.21\n \n1,279,285.69\n \n1,301,867.36\n \n1,295,023.50\n \n1,310,286.87\n \n1,325,276.01\n \n1,330,874.62\n \n1,342,135.53\n \n1,356,314.17\n \n1,398,886.31\n \n1,422,958.60\n \n1,530,397.97\n \n1,506,334.56\n \nLiabilities to other ressident sectors\n1,912.23\n \n1,917.51\n \n151.35\n \n(115.98)\n \n(77.72)\n \n2,369.41\n \n3,063.52\n \n2,286.29\n \n11,565.72\n \n9,175.78\n \n9,031.56\n \n6,152.75\n \n2,600.12\n \nOther Items(Net)\n(204,536.72)\n \n(236,464.66)\n \n(173,945.36)\n \n(203,081.24)\n \n(192,715.24)\n \n(218,409.95)\n \n(177,748.32)\n \n(190,420.99)\n \n(243,324.12)\n \n(246,366.01)\n \n(254,520.08)\n \n(335,994.03)\n \n(255,843.43)\n \nDeposits and Securities Included in Broad Mon\n5,579,371.63\n \n5,654,297.27\n \n5,734,703.72\n \n5,960,513.96\n \n6,009,210.65\n \n6,278,455.63\n \n6,345,429.42\n \n6,858,037.73\n \n7,177,759.33\n \n7,356,243.13\n \n7,652,130.15\n \n7,738,868.88\n \n7,457,013.27\n \nDeposits Included in Broad Money\n5,528,809.61\n \n5,594,968.03\n \n5,674,542.57\n \n5,897,221.76\n \n5,947,817.72\n \n6,212,788.17\n \n6,279,146.84\n \n6,786,983.35\n \n7,121,929.07\n \n7,293,267.77\n \n7,585,647.37\n \n7,670,230.41\n \n7,391,957.08\n \nTransferable Deposits\n3,983,863.96\n4,042,323.47\n4,144,685.59\n4,366,516.18\n4,389,399.64\n4,673,922.65\n4,679,042.08\n5,182,081.91\n5,550,494.39\n5,832,448.43\n6,135,456.05\n6,268,505.37\n5,937,998.19\nMoney Market Instruments\n50,562.02\n \n59,329.24\n \n60,161.15\n \n63,292.20\n \n61,392.93\n \n65,667.46\n \n66,282.58\n \n71,054.38\n \n55,830.26\n \n62,975.36\n \n66,482.78\n \n68,638.47\n \n65,056.19\n \nSource:Reserve Bank of Zimbabwe,2018\nTABLE 2 : OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n13 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nLocal \nPublic \nOther Institutional Units3\nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nAssets\n2016\nJan\n1.22\n \n193.28\n734.58\n294.53\n116.1\n25.0\n1,147.0\n28.8\n5.2\n19.1\n28.5\n15.6\n63.6\n3,547.4\n110.2\n582.8\n412.8\n545.1\n7,870.8\nFeb\n1.44\n \n160.35\n763.47\n287.06\n102.8\n25.0\n1,228.9\n29.2\n5.2\n19.0\n25.0\n15.8\n61.1\n3,472.0\n100.5\n477.1\n427.3\n547.6\n7,748.9\nMar\n1.53\n \n179.00\n809.22\n286.42\n148.6\n25.0\n1,225.0\n28.5\n5.1\n16.4\n22.6\n14.2\n103.9\n3,510.6\n59.3\n471.0\n428.0\n552.9\n7,887.2\nApr\n1.55\n \n146.02\n818.74\n323.00\n111.8\n25.0\n1,322.7\n27.6\n5.1\n15.8\n25.1\n15.0\n102.4\n3,453.7\n66.7\n413.7\n445.5\n552.2\n7,871.5\nMay\n1.53\n \n100.12\n973.06\n281.55\n91.0\n25.0\n1,354.1\n26.8\n5.0\n16.6\n12.3\n14.7\n101.1\n3,433.4\n61.0\n397.0\n440.2\n564.1\n7,898.5\nJun\n1.61\n \n124.61\n1,015.85\n287.98\n128.5\n25.0\n1,412.9\n25.9\n0.0\n16.4\n28.1\n14.6\n98.9\n3,414.9\n66.9\n407.7\n431.5\n578.8\n8,080.1\nJul\n1.62\n \n111.03\n1,053.72\n242.57\n147.4\n25.0\n1,450.1\n33.4\n0.0\n16.2\n26.6\n15.4\n100.7\n3,320.9\n74.2\n393.1\n416.7\n592.4\n8,021.1\nAug\n1.58\n \n148.46\n1,177.10\n235.02\n136.0\n25.0\n1,420.2\n32.3\n0.0\n11.3\n22.9\n15.4\n100.5\n3,326.8\n67.8\n390.2\n445.0\n598.3\n8,153.9\nSep\n1.63\n \n96.32\n1,208.28\n310.75\n173.6\n25.0\n1,463.4\n29.0\n5.4\n3.2\n27.3\n14.5\n88.4\n3,349.0\n86.1\n382.3\n448.6\n606.6\n8,319.5\nOct\n1.42\n \n88.60\n1,155.19\n322.05\n162.3\n27.0\n1,517.5\n26.3\n15.4\n3.9\n28.7\n15.5\n88.1\n3,389.7\n68.2\n397.2\n427.7\n609.0\n8,343.8\nNov\n4.57\n \n76.25\n1,318.56\n318.52\n140.9\n27.0\n1,500.7\n22.3\n15.5\n4.6\n17.6\n15.4\n86.1\n3,469.5\n71.9\n350.5\n419.0\n618.2\n8,477.2\nDec\n16.56\n \n107.69\n1,418.99\n378.23\n162.9\n27.0\n1,553.2\n21.0\n15.3\n4.9\n17.8\n13.2\n71.3\n3,265.0\n330.1\n376.7\n408.8\n626.0\n8,814.8\n2017\nJan\n20.21\n \n110.98\n1,454.99\n239.82\n132.7\n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.30\n \n96.84\n1,488.48\n251.83\n145.1\n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.56\n \n66.43\n1,485.92\n260.51\n154.9\n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.69\n \n67.82\n1,495.25\n249.41\n219.3\n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nMay\n13.44\n \n56.94\n1,492.38\n272.47\n170.2\n75.3\n1,968.9\n20.3\n15.7\n33.6\n16.7\n16.3\n72.9\n3,447.8\n82.4\n486.1\n421.7\n644.4\n9,307.6\nJun\n7.36\n \n57.08\n1,674.91\n350.26\n92.1\n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.15\n \n45.19\n1,807.42\n302.34\n63.1\n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.31\n \n40.58\n2,061.85\n276.55\n165.3\n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSep\n12.00\n \n38.06\n2,110.44\n226.79\n179.7\n31.3\n2,248.9\n16.1\n23.5\n65.0\n41.5\n15.6\n118.8\n3,554.4\n78.0\n472.8\n415.6\n655.1\n10,303.5\nOct\n8.70\n \n41.81\n2,139.31\n254.07\n190.8\n61.0\n2,372.1\n15.4\n24.4\n65.1\n34.8\n17.8\n99.6\n3,599.1\n82.0\n432.4\n459.3\n667.3\n10,564.9\nNov\n9.79\n \n46.09\n2,315.51\n289.76\n184.2\n74.3\n2,487.7\n18.8\n23.5\n65.4\n32.3\n19.6\n107.3\n3,608.7\n76.8\n417.7\n505.6\n672.5\n10,955.5\nDec\n12.58\n \n58.13\n2,592.00\n276.01\n213.4\n66.6\n2,397.2\n26.8\n23.5\n66.3\n29.4\n19.4\n145.5\n3,581.3\n92.2\n508.3\n509.3\n699.9\n11,317.7\n2018\nJan\n23.42\n \n66.89\n2,528.85\n216.11\n186.9\n79.7\n2,336.6\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,462.6\n76.8\n501.0\n457.8\n699.5\n10,962.1\nSource:Reserve Bank of Zimbabwe,2018\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n14 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n2,487.3\n650.3\n1,536.5\n4,674.2\n388.1\n26.4\n5,088.7\n44.9\n356.5\n0.0\n125.0\n86.0\n1,189.0\n582.8\n397.8\n7,870.76\n \n Feb\n2,466.2\n669.7\n1,552.9\n4,688.8\n375.0\n20.4\n5,084.1\n50.3\n341.1\n0.0\n171.7\n36.4\n1,196.7\n477.1\n391.3\n7,748.89\n \n Mar\n2,566.3\n676.8\n1,592.4\n4,835.5\n371.0\n16.9\n5,223.5\n55.6\n340.1\n0.0\n181.1\n37.3\n1,185.3\n471.0\n393.5\n7,887.24\n \n Apr\n2,629.9\n695.1\n1,568.6\n4,893.7\n332.4\n18.5\n5,244.6\n80.1\n322.6\n0.0\n194.0\n36.9\n1,188.4\n413.7\n391.2\n7,871.55\n \n May\n2,698.3\n690.6\n1,559.5\n4,948.4\n309.8\n19.5\n5,277.7\n71.6\n336.1\n0.0\n143.5\n36.8\n1,238.7\n397.0\n397.2\n7,898.54\n \n Jun\n2,792.4\n660.9\n1,569.2\n5,022.5\n401.4\n25.6\n5,449.5\n81.0\n307.7\n0.0\n159.4\n47.4\n1,243.5\n407.7\n384.0\n8,080.12\n \n Jul\n2,734.8\n722.9\n1,517.7\n4,975.5\n435.1\n50.9\n5,461.5\n71.8\n296.6\n0.0\n129.6\n46.2\n1,256.6\n393.1\n365.6\n8,021.06\n \n Aug\n2,894.5\n639.2\n1,553.3\n5,087.1\n412.3\n46.9\n5,546.3\n80.8\n290.6\n0.0\n127.6\n41.2\n1,271.0\n390.2\n406.1\n8,153.92\n \n Sep\n2,974.8\n679.9\n1,534.9\n5,189.6\n479.7\n43.7\n5,713.0\n74.1\n276.8\n0.0\n151.7\n36.2\n1,276.8\n382.3\n408.4\n8,319.46\n \n Oct\n3,115.2\n605.1\n1,508.9\n5,229.3\n433.8\n43.1\n5,706.1\n73.4\n297.0\n0.0\n162.4\n28.3\n1,293.5\n397.2\n385.9\n8,343.79\n \n Nov\n3,245.5\n640.8\n1,467.6\n5,353.9\n471.9\n46.2\n5,872.0\n43.9\n289.7\n0.0\n142.2\n28.8\n1,313.4\n350.5\n436.9\n8,477.19\n \n Dec\n3,329.8\n702.9\n1,471.7\n5,504.4\n510.9\n42.2\n6,057.4\n62.9\n279.6\n1.8\n191.5\n48.8\n1,384.1\n376.7\n412.1\n8,814.81\n \n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.02\n \n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.81\n \n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.00\n \n May\n3,593.7\n798.7\n1,558.4\n5,950.8\n454.6\n75.1\n6,480.5\n61.4\n243.5\n0.0\n95.2\n42.2\n1,448.6\n486.1\n450.1\n9,307.64\n \n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.82\n \n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.29\n \n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.48\n \n Sep\n4,622.2\n932.4\n1,571.4\n7,126.0\n383.4\n55.2\n7,564.6\n55.8\n151.1\n0.0\n67.4\n32.1\n1,494.5\n472.8\n465.2\n10,303.53\n \n Oct\n4,825.8\n1,010.8\n1,460.8\n7,297.4\n410.7\n43.1\n7,751.2\n63.0\n153.9\n0.0\n73.1\n42.0\n1,537.5\n432.4\n511.7\n10,564.89\n \n Nov\n5,090.7\n1,047.9\n1,450.2\n7,588.7\n454.9\n34.7\n8,078.3\n66.5\n151.3\n0.0\n84.5\n60.2\n1,562.7\n417.7\n534.3\n10,955.47\n \n Dec\n5,144.5\n1,127.4\n1,401.7\n7,673.6\n407.8\n94.6\n8,176.0\n68.6\n173.1\n113.7\n100.7\n6.2\n1,663.1\n508.3\n508.1\n11,317.70\n \n2018\nJan\n4,932.8\n1,008.1\n1,454.0\n7,394.8\n406.5\n107.3\n7,908.7\n65.1\n152.3\n115.1\n49.1\n2.6\n1,645.2\n501.0\n523.2\n10,962.14\n \nSource:Reserve Bank of Zimbabwe,2018\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$ millions\n \n \n \n15 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n1.05\n \n171.98\n667.53\n119.20\n105.6\n25.0\n1,039.4\n0.0\n5.2\n19.1\n28.5\n15.6\n62.6\n2,703.9\n61.5\n582.8\n278.8\n396.6\n6,284.4\nFeb\n1.21\n \n140.75\n702.19\n96.28\n93.1\n25.0\n1,128.1\n0.0\n5.2\n19.0\n25.0\n15.8\n60.1\n2,615.0\n62.1\n477.1\n292.8\n399.3\n6,158.2\nMar\n1.31\n \n161.90\n734.53\n96.34\n131.7\n25.0\n1,143.3\n0.0\n5.1\n16.4\n22.6\n14.2\n102.9\n2,618.9\n62.6\n471.0\n298.0\n405.1\n6,311.1\nApr\n1.35\n \n135.51\n778.19\n135.47\n108.3\n25.0\n1,200.9\n0.0\n5.1\n15.8\n25.1\n15.0\n101.5\n2,573.6\n69.6\n413.7\n309.7\n404.7\n6,318.6\nMay\n1.38\n \n89.57\n891.44\n130.52\n85.3\n25.0\n1,229.5\n0.0\n5.0\n16.6\n12.3\n14.7\n100.1\n2,534.2\n64.0\n397.0\n302.2\n413.8\n6,312.8\nJun\n1.42\n \n108.53\n934.42\n84.65\n123.2\n25.0\n1,279.0\n0.0\n0.0\n16.4\n28.1\n14.6\n97.9\n2,523.7\n64.1\n407.7\n299.0\n431.6\n6,439.3\nJul\n1.45\n \n101.74\n977.63\n79.50\n141.3\n25.0\n1,316.9\n0.0\n0.0\n16.2\n26.6\n15.4\n99.7\n2,414.7\n65.7\n393.1\n284.0\n440.7\n6,399.6\nAug\n1.36\n \n140.23\n1,074.47\n97.53\n131.9\n25.0\n1,297.4\n0.0\n0.0\n11.3\n22.9\n15.4\n99.5\n2,414.8\n67.3\n390.2\n313.6\n447.3\n6,550.2\nSep\n1.40\n \n91.63\n1,122.67\n143.91\n169.6\n25.0\n1,331.9\n0.0\n5.4\n3.2\n27.3\n14.5\n87.3\n2,451.9\n71.4\n382.3\n317.3\n455.9\n6,702.6\nOct\n1.27\n \n81.03\n1,090.44\n130.20\n155.1\n27.0\n1,376.2\n0.0\n15.4\n3.9\n28.7\n15.5\n87.1\n2,472.1\n66.0\n397.2\n293.2\n458.2\n6,698.6\nNov\n4.24\n \n69.45\n1,242.12\n103.17\n136.3\n27.0\n1,349.8\n0.0\n15.5\n4.6\n17.6\n15.4\n85.2\n2,511.0\n68.5\n350.5\n285.6\n466.2\n6,752.2\nDec\n14.07\n \n98.95\n1,306.91\n134.35\n156.7\n27.0\n1,416.0\n0.0\n15.3\n4.9\n17.8\n13.2\n70.4\n2,380.1\n273.8\n376.7\n274.2\n473.4\n7,053.8\n2017\nJan\n17.72\n \n103.75\n1,322.38\n81.89\n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nFeb\n16.29\n \n89.44\n1,396.07\n96.11\n137.3\n48.6\n1,502.5\n0.0\n15.5\n3.2\n15.0\n14.9\n68.2\n2,238.9\n239.7\n398.5\n266.0\n480.1\n7,026.4\nMar\n10.74\n \n63.27\n1,421.43\n83.18\n150.7\n53.5\n1,578.7\n0.0\n15.7\n3.8\n15.7\n15.7\n69.9\n2,554.3\n23.7\n422.4\n314.5\n484.0\n7,281.0\nApr\n9.82\n \n64.14\n1,383.44\n75.92\n209.0\n51.4\n1,744.4\n0.0\n15.8\n3.6\n15.8\n16.9\n74.0\n2,493.3\n26.4\n489.1\n263.7\n492.6\n7,429.3\nMay\n12.36\n \n52.63\n1,376.30\n119.89\n159.1\n75.3\n1,739.8\n0.0\n15.7\n33.6\n16.7\n16.3\n72.4\n2,528.3\n28.4\n486.1\n290.7\n492.0\n7,515.6\nJun\n7.01\n \n53.33\n1,578.51\n141.42\n82.2\n110.6\n1,786.8\n0.0\n16.0\n35.0\n47.9\n16.5\n82.2\n2,583.5\n23.9\n533.5\n273.6\n497.3\n7,869.2\nJul\n6.71\n \n40.92\n1,684.48\n137.62\n53.7\n103.6\n1,752.4\n0.0\n26.1\n34.4\n45.2\n16.9\n116.3\n2,495.4\n24.2\n513.6\n295.5\n482.1\n7,829.0\nAug\n11.80\n \n37.09\n1,882.39\n124.33\n161.2\n7.9\n1,856.2\n0.0\n26.3\n64.6\n41.3\n18.0\n145.0\n2,538.1\n23.8\n531.8\n272.6\n485.7\n8,228.1\nSep\n11.43\n \n35.83\n1,961.76\n109.59\n172.7\n31.3\n1,998.0\n0.0\n23.5\n65.0\n41.5\n15.6\n118.2\n2,585.7\n28.3\n472.8\n281.3\n487.7\n8,440.0\nOct\n8.10\n \n40.49\n1,961.82\n143.68\n175.7\n61.0\n2,106.6\n0.0\n24.4\n65.1\n34.8\n17.8\n99.1\n2,607.0\n29.4\n432.4\n287.8\n508.9\n8,604.1\nNov\n9.04\n \n45.09\n2,126.74\n161.14\n174.7\n74.3\n2,230.4\n0.0\n23.5\n65.4\n32.3\n19.6\n106.9\n2,618.1\n26.4\n417.7\n324.2\n511.4\n8,966.9\nDec\n11.43\n \n55.32\n2,373.95\n141.47\n203.5\n66.6\n2,128.7\n0.0\n23.5\n66.3\n29.4\n19.4\n145.0\n2,579.8\n40.0\n508.3\n324.5\n536.4\n9,253.6\n2018\nJan\n22.40\n \n64.10\n2,294.49\n117.08\n178.4\n79.7\n2,143.2\n0.0\n23.5\n65.9\n26.3\n20.6\n154.8\n2,451.1\n30.9\n501.0\n294.2\n538.9\n9,006.6\nSource:Reserve Bank of Zimbabwe,2018\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \n \n \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2016\n Jan\n2,428.8\n278.8\n967.1\n3674.77\n340.4\n24.7\n4,039.9\n33.6\n313.2\n0.0\n50.3\n85.3\n871.3\n582.8\n308.0\n6,284.43\n \n Feb\n2,407.9\n290.0\n984.9\n3682.68\n337.3\n18.8\n4,038.7\n38.4\n298.9\n0.0\n91.0\n35.0\n878.1\n477.1\n301.0\n6,158.19\n \n Mar\n2,508.0\n288.3\n1,026.9\n3823.12\n345.4\n15.4\n4,183.9\n43.2\n303.1\n0.0\n100.2\n36.1\n886.6\n471.0\n287.1\n6,311.15\n \n Apr\n2,571.6\n297.5\n1,014.8\n3883.80\n306.8\n16.9\n4,207.6\n67.7\n285.7\n0.0\n119.4\n36.1\n893.9\n413.7\n294.4\n6,318.60\n \n May\n2,639.9\n280.6\n1,042.8\n3963.37\n275.1\n17.9\n4,256.4\n57.9\n300.0\n0.0\n66.3\n36.1\n908.9\n397.0\n290.1\n6,312.76\n \n Jun\n2,734.1\n268.2\n1,019.8\n4022.09\n331.6\n24.0\n4,377.6\n67.9\n272.3\n0.0\n77.8\n44.3\n915.7\n407.7\n276.0\n6,439.33\n \n Jul\n2,676.5\n334.1\n987.4\n3997.93\n361.0\n33.8\n4,392.8\n58.2\n261.0\n0.0\n56.9\n45.8\n922.1\n393.1\n269.8\n6,399.63\n \n Aug\n2,836.2\n285.6\n1,009.5\n4131.35\n341.3\n29.3\n4,501.9\n67.0\n257.0\n0.0\n51.1\n40.9\n932.3\n390.2\n309.8\n6,550.23\n \n Sep\n2,915.9\n334.9\n987.8\n4238.62\n393.9\n25.8\n4,658.3\n62.9\n246.3\n0.0\n69.3\n35.9\n944.5\n382.3\n303.2\n6,702.64\n \n Oct\n3,056.4\n267.0\n940.9\n4264.34\n344.5\n25.0\n4,633.9\n60.0\n267.7\n0.0\n74.5\n27.9\n954.5\n397.2\n283.0\n6,698.61\n \n Nov\n3,186.7\n254.5\n896.9\n4338.05\n382.5\n28.0\n4,748.6\n29.3\n260.0\n0.0\n51.4\n28.2\n966.9\n350.5\n317.3\n6,752.22\n \n Dec\n3,271.3\n285.7\n896.0\n4452.99\n418.3\n19.6\n4,890.9\n47.1\n250.7\n1.8\n111.6\n48.2\n1,032.7\n376.7\n294.0\n7,053.81\n \n2017\n Jan\n3,205.0\n317.1\n981.8\n4503.86\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6,933.07\n \n Feb\n3,267.0\n318.3\n977.1\n4562.41\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7,026.43\n \n Mar\n3,370.3\n313.3\n965.3\n4648.90\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7,281.03\n \n Apr\n3,496.9\n328.5\n960.8\n4786.12\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7,429.28\n \n May\n3,534.8\n331.2\n979.7\n4845.74\n384.0\n53.4\n5,283.1\n50.8\n220.4\n0.0\n29.0\n41.9\n1,092.7\n486.1\n311.6\n7,515.61\n \n Jun\n3,792.5\n332.7\n949.8\n5075.08\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.22\n \n Jul\n3,786.1\n326.0\n1,021.7\n5133.85\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.03\n \n Aug\n4,198.3\n342.7\n1,010.3\n5551.37\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.06\n \n Sep\n4,561.7\n355.5\n1,003.7\n5920.98\n303.1\n32.7\n6,256.8\n42.3\n133.7\n0.0\n50.4\n31.9\n1,129.8\n472.8\n322.3\n8,440.05\n \n Oct\n4,771.6\n340.7\n927.8\n6040.15\n329.8\n21.1\n6,391.1\n50.8\n127.5\n0.0\n52.5\n41.7\n1,167.6\n432.4\n340.5\n8,604.14\n \n Nov\n5,036.5\n380.1\n918.9\n6335.46\n349.5\n12.7\n6,697.6\n54.0\n124.7\n0.0\n61.8\n59.9\n1,189.6\n417.7\n361.6\n8,966.85\n \n Dec\n5,143.9\n409.2\n850.3\n6403.38\n302.6\n72.1\n6,778.1\n56.5\n147.2\n113.7\n78.0\n5.7\n1,205.7\n508.3\n360.4\n9,253.57\n \n2018\nJan\n4,932.7\n369.3\n903.3\n6205.22\n301.3\n85.0\n6,591.5\n53.6\n126.2\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.62\n \nSource:Reserve Bank of Zimbabwe,2018\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n17 \n \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n0.13\n \n17.39\n52.89\n174.89\n10.0\n0.0\n76.6\n28.8\n0.0\n0.0\n332.8\n0.0\n424.2\n107.9\n119.7\n1,345.3\nFeb\n0.20\n \n18.23\n51.29\n188.70\n9.2\n0.0\n65.6\n29.2\n0.0\n0.0\n330.2\n0.0\n428.9\n110.4\n119.6\n1,351.6\nMar\n0.19\n \n15.08\n63.72\n189.76\n16.6\n0.0\n50.8\n28.5\n0.0\n0.0\n345.4\n0.0\n407.7\n105.9\n119.4\n1,343.1\nApr\n0.19\n \n9.46\n24.44\n186.02\n3.4\n0.0\n90.9\n27.6\n0.0\n0.0\n332.5\n0.0\n406.6\n111.4\n119.2\n1,311.8\nMay\n0.14\n \n7.35\n65.79\n148.67\n5.5\n0.0\n93.3\n26.8\n0.0\n0.0\n339.8\n0.0\n421.5\n114.2\n122.3\n1,345.3\nJun\n0.18\n \n12.92\n66.94\n200.92\n5.2\n0.0\n103.7\n25.9\n0.0\n0.0\n353.3\n0.0\n402.0\n107.4\n119.3\n1,397.7\nJul\n0.16\n \n8.30\n63.25\n162.33\n5.7\n0.0\n101.6\n33.4\n0.0\n0.0\n346.8\n0.0\n426.1\n107.3\n123.8\n1,378.9\nAug\n0.20\n \n7.54\n84.78\n136.50\n4.1\n0.0\n95.1\n32.3\n0.0\n0.0\n353.4\n0.0\n416.6\n105.8\n123.4\n1,359.7\nSep\n0.21\n \n4.16\n67.01\n165.80\n3.8\n0.0\n95.5\n29.0\n0.0\n0.0\n354.4\n0.0\n417.1\n105.4\n123.3\n1,365.6\nOct\n0.12\n \n7.23\n52.19\n191.21\n6.8\n0.0\n100.9\n26.3\n0.0\n0.0\n356.9\n0.0\n427.0\n108.8\n123.4\n1,400.9\nNov\n0.14\n \n6.44\n54.76\n214.60\n3.9\n0.0\n114.9\n22.3\n0.0\n0.0\n381.2\n0.0\n444.9\n108.8\n124.7\n1,476.7\nDec\n1.72\n \n8.05\n89.65\n243.77\n5.1\n0.0\n91.3\n21.0\n0.0\n0.0\n379.8\n0.0\n430.2\n110.0\n124.4\n1,505.1\n2017\nJan\n2.35\n \n7.02\n109.63\n157.70\n4.3\n0.0\n123.7\n20.8\n0.0\n0.0\n389.1\n0.0\n406.1\n106.3\n124.4\n1,451.4\nFeb\n1.19\n \n7.29\n69.26\n155.60\n7.4\n0.0\n162.0\n20.1\n0.0\n0.0\n394.4\n0.0\n410.1\n109.0\n124.2\n1,460.4\nMar\n1.65\n \n3.07\n35.53\n177.16\n4.0\n0.0\n164.2\n18.7\n0.0\n0.0\n404.4\n0.0\n413.0\n102.8\n124.2\n1,448.6\nApr\n0.74\n \n3.56\n73.43\n173.28\n9.8\n0.0\n158.6\n17.8\n0.0\n0.0\n392.5\n0.0\n432.3\n109.7\n125.1\n1,496.8\nMay\n0.92\n \n3.94\n81.47\n152.32\n10.8\n0.0\n168.2\n20.3\n0.0\n0.0\n394.4\n0.0\n451.1\n105.9\n126.1\n1,515.4\nJun\n0.34\n \n3.66\n65.90\n208.75\n9.8\n0.0\n165.3\n19.0\n0.0\n0.0\n387.6\n0.0\n452.9\n109.6\n126.0\n1,548.8\nJul\n0.39\n \n3.93\n105.83\n164.58\n9.2\n0.0\n168.4\n17.2\n0.0\n0.0\n391.9\n0.0\n451.9\n110.9\n127.3\n1,551.5\nAug\n0.44\n \n3.09\n142.75\n152.03\n3.9\n0.0\n186.7\n16.3\n0.0\n0.0\n409.3\n0.0\n465.5\n104.7\n127.2\n1,611.9\nSep\n0.56\n \n1.82\n108.41\n116.96\n6.7\n0.0\n193.0\n16.1\n0.0\n0.0\n412.7\n0.0\n475.2\n113.4\n130.1\n1,574.8\nOct\n0.57\n \n1.15\n145.68\n110.02\n14.8\n0.0\n193.9\n15.4\n0.0\n0.0\n420.7\n0.0\n493.6\n149.9\n130.4\n1,676.0\nNov\n0.75\n \n0.90\n138.84\n128.42\n8.7\n0.0\n193.6\n18.8\n0.0\n0.0\n420.9\n0.0\n489.0\n160.4\n133.0\n1,693.3\nDec\n1.05\n \n2.59\n170.60\n134.30\n9.1\n0.0\n195.1\n26.8\n0.0\n0.0\n402.3\n0.0\n516.8\n163.2\n135.5\n1,757.3\n2018\nJan\n0.90\n \n2.25\n197.37\n98.73\n7.8\n0.0\n129.8\n34.5\n0.0\n0.0\n413.2\n0.0\n513.7\n144.9\n136.1\n1,679.3\nSource:Reserve Bank of Zimbabwe,2018\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n297.8\n534.3\n832.14\n47.2\n0.1\n879.4\n22.6\n43.3\n0.0\n74.7\n0.0\n292.9\n32.3\n1,345.27\n \n Feb\n305.9\n533.4\n839.34\n37.2\n0.1\n876.6\n23.2\n42.3\n0.0\n80.7\n0.9\n296.3\n31.5\n1,351.56\n \n Mar\n314.1\n531.2\n845.28\n25.1\n0.0\n870.4\n23.6\n37.0\n0.0\n80.9\n0.8\n284.3\n46.0\n1,343.06\n \n Apr\n317.6\n520.8\n838.41\n25.1\n0.0\n863.5\n23.7\n36.9\n0.0\n74.6\n0.5\n278.8\n33.9\n1,311.79\n \n May\n330.8\n480.5\n811.31\n34.1\n0.0\n845.5\n25.0\n36.2\n0.0\n77.2\n0.5\n315.5\n45.5\n1,345.27\n \n Jun\n313.1\n511.6\n824.71\n69.2\n0.0\n893.9\n24.4\n35.4\n0.0\n81.5\n3.1\n313.1\n46.3\n1,397.68\n \n Jul\n313.4\n490.8\n804.18\n74.0\n15.5\n893.7\n24.8\n35.7\n0.0\n72.7\n0.4\n318.2\n33.4\n1,378.87\n \n Aug\n278.7\n503.6\n782.31\n71.0\n16.1\n869.4\n25.1\n33.6\n0.0\n76.5\n0.4\n321.5\n33.3\n1,359.67\n \n Sep\n270.8\n507.3\n778.11\n85.7\n16.4\n880.2\n22.5\n30.5\n0.0\n82.4\n0.3\n314.1\n35.5\n1,365.62\n \n Oct\n267.3\n525.9\n793.19\n89.2\n16.4\n898.9\n24.6\n29.4\n0.0\n87.8\n0.4\n319.7\n40.1\n1,400.87\n \n Nov\n311.8\n529.0\n840.82\n89.4\n16.5\n946.7\n25.8\n29.6\n0.0\n90.8\n0.6\n326.4\n56.8\n1,476.66\n \n Dec\n339.5\n532.9\n872.41\n92.6\n16.6\n981.6\n27.0\n28.8\n0.0\n79.9\n0.5\n330.3\n56.9\n1,505.10\n \n2017\n Jan\n326.2\n522.1\n848.23\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1,451.40\n \n Feb\n326.1\n534.4\n860.48\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1,460.43\n \n Mar\n319.7\n523.2\n842.91\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1,448.62\n \n Apr\n399.6\n527.1\n926.64\n70.6\n16.0\n1,013.2\n21.8\n22.8\n0.0\n54.0\n0.2\n322.5\n62.3\n1,496.83\n \n May\n378.0\n536.0\n914.03\n70.7\n16.1\n1,000.8\n21.8\n23.0\n0.0\n66.2\n0.4\n325.8\n77.4\n1,515.45\n \n Jun\n401.8\n544.4\n946.24\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.79\n \n Jul\n430.3\n531.5\n961.78\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.54\n \n Aug\n495.3\n546.5\n1041.77\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.94\n \n Sep\n488.5\n517.9\n1006.46\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.82\n \n Oct\n583.1\n475.2\n1058.27\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,675.97\n \n Nov\n570.3\n473.5\n1043.76\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.33\n \n Dec\n608.2\n496.6\n1104.85\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.28\n \n2018\nJan\n544.7\n497.1\n1041.72\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.26\n \nSource:Reserve Bank of Zimbabwe,2018\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n19 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJun\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJul\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nAug\n498,489.6\n43,265.5\n26,005.4\n295,108.0\n11,957.4\n69,959.8\n423,824.7\n139,556.7\n458,763.3\n44,237.3\n636,726.8\n10,497.1\n2,658,391.5\nSep\n487,504.2\n42,900.7\n20,644.2\n338,165.8\n11,960.4\n154,582.0\n409,891.0\n142,259.6\n400,059.8\n40,609.7\n636,000.8\n11,273.3\n2,695,851.5\nOct\n513,303.7\n44,348.8\n23,814.1\n333,709.5\n11,968.6\n70,984.3\n418,465.3\n152,571.6\n456,867.4\n45,511.4\n637,546.1\n11,122.2\n2,720,213.0\nNov\n526,709.8\n42,580.2\n22,481.4\n338,556.1\n11,358.7\n72,491.9\n413,849.2\n152,092.3\n464,279.4\n42,762.1\n641,080.5\n10,545.5\n2,738,787.0\nDec\n436,452.3\n41,297.5\n19,541.4\n311,503.1\n11,668.9\n327,576.0\n377,945.5\n134,516.0\n415,801.6\n36,867.2\n613,022.6\n10,287.7\n2,736,479.6\n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nApr\n426,696.6\n43,836.6\n18,145.2\n340,025.3\n12,219.1\n271,824.0\n360,945.8\n134,101.0\n350,475.1\n42,208.4\n571,000.5\n12,492.9\n2,583,970.5\nMay\n428,874.0\n43,427.0\n16,689.0\n322,695.4\n12,252.6\n269,976.3\n360,929.9\n117,479.9\n354,102.7\n41,337.5\n569,798.9\n11,923.7\n2,549,487.0\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nSource:Reserve Bank of Zimbabwe,2018\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ ('000)\n \n \n \n20 \n \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n465,089.7\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,424,846.1\nFeb\n226,568.3\n105,747.9\n97,684.4\n518,411.4\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,379,176.4\nMar\n243,546.9\n102,238.4\n116,471.1\n517,089.2\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n1,073,567.6\n62,839.4\n642,779.4\n61,037.6\n4,490,172.8\nApr\n243,151.6\n102,234.0\n112,219.5\n525,070.9\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,567,589.5\nMay\n236,180.5\n97,008.6\n120,726.3\n582,943.5\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,628,072.5\nJun\n218,386.8\n103,914.2\n134,181.8\n569,660.7\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,601,623.8\nJul\n207,280.2\n99,727.9\n138,781.2\n593,284.9\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,729,187.8\nAug\n233,004.5\n97,248.8\n153,590.8\n596,904.8\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,853,543.2\nSep\n236,724.3\n101,117.1\n155,483.5\n616,359.8\n346,375.9\n1,046,195.2\n366,312.8\n57,885.0\n1,365,673.5\n73,805.9\n595,219.8\n70,669.7\n5,031,822.4\nOct\n239,373.9\n107,235.7\n160,641.2\n578,487.3\n344,681.9\n988,274.7\n363,815.8\n63,998.0\n1,384,083.2\n76,834.0\n593,827.7\n73,608.8\n4,974,862.2\nNov\n318,652.7\n107,089.5\n189,581.3\n597,290.0\n329,147.3\n992,135.7\n411,467.8\n150,691.6\n1,337,295.6\n79,405.2\n591,639.0\n71,016.3\n5,175,412.0\nDec\n258,814.9\n110,009.2\n202,260.4\n593,362.2\n348,457.0\n1,020,795.0\n382,615.8\n81,542.7\n1,466,867.2\n82,186.5\n592,932.5\n76,874.9\n5,216,718.4\n \n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.2\nMay\n301,531.2\n113,685.5\n220,541.8\n679,781.4\n320,878.2\n1,019,941.1\n417,418.5\n175,383.4\n1,454,718.3\n108,366.5\n667,019.7\n71,770.2\n5,551,035.8\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nSource: Reserve Bank of Zimbabwe,2018\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ ('000)\n \n21 \n \n \nEnd Period\nNominal Lending \nRates 1\nIndividuals \nCorporate\n2016 \nJan\n6.00-22.00\n12.08\n7.38\nFeb\n4.00-22.00\n11.48\n7.29\nMar\n4.00-22.00\n11.44\n7.16\nApr\n4.00-22.00\n11.50\n7.20\nMay\n4.00-18.00\n11.43\n7.35\nJun\n4.00-18.00\n11.40\n7.48\nJul\n4.00-18.00\n10.69\n6.79\nAug\n4.00-18.00\n10.67\n6.84\nSep\n4.00-18.00\n10.66\n6.95\nOct\n4.00-18.00\n10.70\n6.93\nNov\n4.00-18.00\n10.69\n6.99\nDec\n4.00-18.00\n10.59\n6.87\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nAug\n4.00-18.00\n8.88\n6.95\nSep\n4.45-18.00\n8.86\n7.01\nOct\n4.45-18.00\n9.66\n7.06\nNov\n4.45-18.00\n9.66\n7.03\nDec\n4.45-18.00\n9.39\n7.00\n2018\nJan\n4.45-18.00\n9.33\n6.99\nSource:Reserve Bank of Zimbabwe, 2018\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nRates\n \n \n \n22 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\nSep\n0.50-6.00\n1.00-17.00\nOct\n0.50-6.00\n1.00-17.00\nNov\n0.50-6.00\n1.00-17.00\nDec\n0.50-6.00\n1.00-17.00\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.50-6.00\n1.00-12.00\nAug\n0.50-6.00\n1.00-12.00\nSep\n0.50-12.00\n0.75-8.00\nOct\n0.50-12.00\n0.75-8.00\nNov\n0.50-12.00\n0.75-8.00\nDec\n0.50-12.00\n0.75-8.00\n2018\nJan\n0.22-12.00\n0.75-8.00\n Source:Reserve Bank of Zimbabwe, 2018\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n 23 \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSep\n0.10\n-0.03\n-1.11\n-0.27\n-0.03\n-0.08\n-0.09\n-0.26\n0.00\n0.01\n0.10\n-0.34\n-0.06\n-0.26\nOct\n-0.05\n-0.24\n-0.13\n0.06\n-0.03\n-0.06\n0.00\n-0.01\n0.00\n-0.06\n0.17\n-0.05\n0.40\n0.09\nNov\n0.06\n-0.09\n0.00\n0.10\n-0.07\n0.33\n0.00\n0.18\n-2.46\n-0.01\n0.14\n-0.22\n0.54\n0.02\nDec\n-0.06\n0.09\n-0.59\n0.46\n0.09\n-0.27\n0.00\n0.29\n0.00\n0.16\n0.34\n-0.09\n0.38\n0.06\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.25\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.14\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.03\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.25\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.20\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.26\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.16\n1.29\n0.53\n2018\nJan\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.16\n1.29\n0.53\nSource:Zimstat, 2018\nNON-FOOD INFLATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n( December 2012 = 100)\n \n \n \n24 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSep\n-1.36\n-1.79\n-1.50\n-2.48\n-0.14\n-2.17\n-2.10\n-0.78\n9.09\n-0.84\n-1.82\n-0.58\n-2.94\n-1.33\nOct\n-0.97\n-1.73\n-1.54\n-2.10\n-0.76\n-1.77\n-2.13\n-0.65\n9.09\n-0.72\n-1.77\n-0.45\n-2.03\n-0.95\nNov\n-0.77\n-1.63\n-1.53\n-1.77\n-0.83\n-1.37\n-1.91\n-0.45\n3.48\n-0.70\n-1.62\n-0.89\n-1.54\n-1.09\nDec\n-0.42\n-1.39\n-2.29\n-1.25\n-0.67\n-1.39\n-1.87\n-0.24\n3.49\n-0.47\n-0.99\n-0.92\n-0.95\n-0.93\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.08\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.21\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.37\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.67\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.60\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n-0.01\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.25\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.74\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.00\n6.60\n3.46\n2018\nJan\n1.68\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.29\n6.17\n3.52\nSource:Zimstat, 2018\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(December 2012 = 100)\n \n \n \n25 \n \n \nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\nLong-Term External Debt\n4,339\n5,010\n6,223\n6,732\n7,495\n8,564\n8,537\n8,656\n9,006\nGovernment\n4,282\n4,868\n5,857\n6,252\n6,493\n6,303\n6,623\n6,735\n7,057\nBilateral Creditors\n2,213\n2,353\n3,307\n3,397\n3,786\n3,599\n4,071\n4,258\n4,491\nMultilateral Creditors\n2,059\n2,505\n2,550\n2,855\n2,707\n2,704\n2,553\n2,477\n2,566\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,419\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n837\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n582\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,292\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n490\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,802\nTotal External Debt\n5,687\n7,050\n7,509\n7,623\n9,059\n10,958\n10,794\n10,960\n11,299\nSource: Ministry of Finance & Economic Development, 2018; & Reserve Bank of Zimbabwe, 2018\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n26 \n \n \nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO/2\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nSTERLING/2\n2016\nJan\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nfeb\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMar\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nApr\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMay\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJun\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJul\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAug\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSep\n13.9200\n10.5800\n101.6000\n1.1200\n1.3200\nOct\n13.9400\n10.6500\n103.7600\n1.0989\n1.2346\nNov\n13.9402\n10.6875\n107.9934\n1.0811\n1.2430\nDec\n13.8416\n10.7247\n115.7895\n1.0556\n1.2509\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nApr\n13.3461\n10.4384\n111.1600\n1.0862\n1.2908\nMay\n13.1162\n10.2987\n110.9650\n1.1168\n1.2801\nJun\n13.0150\n10.2249\n111.9450\n1.1439\n1.3013\nJul\n12.9986\n10.2093\n110.5150\n1.1734\n1.3127\nAug\n13.0153\n10.1368\n110.5500\n1.1873\n1.2920\nSep\n13.5463\n10.3252\n112.6750\n1.1777\n1.3416\nOct\n14.0603\n10.5319\n113.1150\n1.1630\n1.3209\nNov\n13.6625\n10.3199\n112.1250\n1.1867\n1.3470\nDec\n12.4000\n9.9602\n112.7500\n1.1945\n1.3500\n2018\nJan\n12.2727\n9.7871\n111.2348\n1.2105\n1.3734\nSource: Reserve Bank of Zimbabwe, 2018\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n2. US dollars per unit of foreign currency.\n \n \n \n27 \n \n \n \n \n \n \n \nMarket Capitalisation\nEND OF\nUS$ millions\n2016\nJan\n103.0\n19.5\n10.4\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15.6\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16.4\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13.9\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18.1\n88,525,472\n2,780.9\nJul\n98.8\n25.7\n11.8\n57,222,624\n2,772.0\nAug\n99.5\n26.3\n7.1\n41,264,438\n2,734.3\nSep\n98.9\n26.6\n13.0\n68,329,516\n2,725.1\nOct\n120.8\n33.8\n22.6\n177,384,684\n3,328.3\nNov\n137.1\n57.4\n23.5\n233,749,377\n3,804.6\nDec\n144.5\n58.5\n26.0\n292,538,969\n4,008.0\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nSource:Zimbabwe Stock Exchange ,2018\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\n \n \n \n28 \n \n \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSep\n 4,382.9 \n10.5\n237.3\n167.7\n533.9\n215.9\nOct\n 4,127.6 \n8.0\n322.8\n112.5\n524.5\n216.0\nNov\n 4,624.7 \n6.9\n363.4\n84.5\n537.2\n229.9\nDec\n 4,882.6 \n5.6\n479.9\n71.9\n626.1\n265.1\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n495.6\n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n472.3\n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n671.6\n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n792.5\n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n939.9\n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n1095.5\n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n1601.4\n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n1776.4\n583.3\nSep\n 6,031.4 \n5.2\n651.1\n16.1\n2159.3\n731.9\nOct\n 5,991.3 \n5.4\n681.9\n19.4\n2401.6\n779.2\nNov\n 6,259.7 \n4.9\n666.5\n15.9\n2561.8\n798.3\nDec\n 5,877.2 \n3.6\n778.4\n16.3\n3052.7\n1043.3\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3\n2318.8\n1006.1\nSource:Reserve Bank of Zimbabwe, 2018\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n \n \n29 \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJun\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJul\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nAug\n253.9\n27.8\n4038.1\n1156.4\n 26,009.6 \n109.5\nSep\n288.5\n32.5\n4421.9\n1188.5\n 27,300.0 \n100.0\nOct\n296.0\n29.2\n6247.4\n1106.4\n 29,801.7 \n117.9\nNov\n353.0\n30.6\n8691.2\n1086,9\n 28,542.1 \n128.8\nDec\n405.4\n24.4\n13042.1\n1348.0\n 33,211.8 \n155.9\nAnnual Total\n 2,901.5 \n347.7\n 52,407.5 11,245.7 298,586.2 \n1112.1\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 \n191.0\nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 \n207.0\nMar\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 \n244.1\nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 \n231.0\nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 \n323.3\nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 \n342.1\nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 \n382.6\nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 \n419.1\nSep\n 620.0 \n27.2\n 20,731.0 478.0 83,303.0 \n432.0\nOct\n 609.6 \n27.2\n 23,764.6 475.1 92,540.6 \n478.9\nNov\n 575.3 \n25.6\n 22,748.6 347.3 97,945.2 \n473.0\nDec\n 524.2 \n19.2\n 26,779.1 347.2 118,198.9 \n524.8\nAnnual Total\n 5,903.4 \n320.1\n 214,857.4 8,099.0 754,742.1 \n4248.8\n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n501.8\nSource:Reserve Bank of Zimbabwe, 2018\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n30 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2832.27\n5211.41\n8043.69\n(2379.14)\n2017\nJan\n291.97\n384.96\n676.93\n(92.99)\nFeb\n290.34\n424.36\n714.71\n(134.02)\nMar\n265.67\n461.71\n727.37\n(196.04)\nApr\n225.58\n405.52\n631.09\n(179.94)\nMay\n268.65\n466.11\n734.77\n(197.46)\nJun\n264.67\n495.14\n759.82\n(230.47)\nJul\n262.65\n482.09\n744.74\n(219.43)\nAug\n356.46\n448.08\n804.54\n(91.62)\nSep\n326.48\n439.58\n766.05\n(113.10)\nOct\n352.96\n459.89\n812.85\n(106.94)\nNov\n577.59\n492.67\n1070.30\n84.91\nSource: Zimstat, 2017\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/January2018.pdf"}
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+{"doc_id": "ef3e0bceec3ab76418a82821bb747a85", "text": "PUBLIC \nPUBLIC \n \n \nGood morning, ladies and gentlemen of the media and welcome to the press briefing for the 122nd \nMonetary Policy Committee (MPC) meetings, which is also the MPC’s first meeting of the year 2025. \nDuring the meetings, the Committee deliberated on macroeconomic developments in 2024, assessed the \ncurrent state of the economy, and the risks to the inflation and growth outlook. A summary of the \nassessment and key considerations that informed the Committee’s decision on the monetary policy rate \nis provided below: \n \nA. Global Developments \n \n1. \nThe momentum in global economic growth observed at the beginning of 2024 was sustained \nthroughout the year. The January 2025 World Economic Outlook (WEO) report indicates an upward \nrevision in growth from 3.2 percent in the October 2024 WEO to 3.3 percent. The better-than-expected \nglobal growth outturn in 2024 was primarily due to strong growth in the U.S, a pickup of economic \nactivity in China, and stability in Emerging Market Economies, which together offset weaker growth in \nthe Euro Area. Global growth is expected to remain stable in 2025, underpinned by low inflation, steady \nemployment growth and a supportive monetary policy stance. However, rising uncertainty associated \nwith trade protectionist policies and geopolitics may weigh in on business and consumer confidence, \nand in the process dampen the growth outlook for 2025. \n \n2. \nInflation continued its downward trend throughout 2024, as most central banks moved \ncloser to their targets. The ease in inflationary pressures was largely supported by subdued crude oil \nprices and the gains from tighter monetary policy stances adopted earlier. However, there are signs of \nunderlying inflationary pressures in the services sector and the tight labour market conditions. In the \noutlook, global headline inflation is forecast to decline further in 2025 and 2026 as core inflation trends \ndown mainly from slower wage growth. \n \n3. \nGlobal financial conditions eased somewhat in late 2024, but remained restrictive. Policy \nrates globally have remained restrictive due to slower-than-expected disinflation in some regions, \nsurging long-term bond yields in advanced economies, and increasing uncertainty surrounding changes \nto U.S. trade and immigration policies. For Emerging Market and Developing Economies, the tight \nmonetary policy stance in Advanced Economies and rising uncertainty related to policy shifts by the \nnew US administration have weighed on equity prices and led to volatile investor sentiments. Looking \nahead, financial conditions are expected to ease gradually as policy stance becomes more \n \n \n2\naccommodative as inflation cools off in the United States and in the Euro Area. These conditions are \nexpected to result in improvements in investor sentiments towards Emerging Market and Developing \nEconomies. \n \n \nB. Domestic Macroeconomic Conditions \n \n4. \nOn the domestic front, economic activity was stronger with higher-than-projected growth \nin the first three quarters of 2024. The latest data from the Ghana Statistical Service showed that real \nGDP expanded at an annual rate of 6.3 percent during the first three quarters of 2024, relative to 2.6 \npercent during the corresponding period in 2023. Non-oil GDP grew by 6.2 percent from 3.3 percent \nover the same comparative period. The strong growth outturn was mainly driven by gold production in \nthe industry sector. In the fourth quarter of 2024, the Bank’s Composite Index of Economic Activity \n(CIEA) suggests that growth will remain strong, driven in large parts by international trade activities, \nincreased credit to the private sector by banks, construction activities, and tourist-related spending. \n \n5. \nThe latest confidence surveys conducted in December 2024 showed an improvement in both \nconsumer and business confidence. Consumer confidence improved largely on account of optimism \nabout future economic conditions. Business confidence also picked up as firms met their short-term \ntargets and expressed positive sentiments about company and industry prospects in line with improving \nmacroeconomic conditions. Ghana’s Purchasing Managers’ Index (PMI), however, declined to 49.4 in \nDecember 2024 from 52.5 in the previous month largely due to a slowdown in firms’ operations during \nthe election period. \n \n6. \nPrice developments in 2024 indicated a slowdown in the disinflation process resulting \nmainly from food price pressures. At the beginning of the year, inflation rose from 23.2 percent in \nDecember 2023 to 25.8 percent in March 2024. Thereafter, it declined steadily to 20.4 percent in August \nbut has since risen to 23.8 percent in December 2024, primarily due to food price increases. The \nincreased prices in the food sector were largely attributable to dry weather conditions experienced in the \nearlier parts of the year, which adversely affected harvest yields. In contrast to food inflation, non-food \ninflation declined steadily during the last quarter of the year, settling at 20.3 percent. \n \n7. \nTotal liquidity, measured through the key monetary aggregates, declined in 2024. Annual \ngrowth in broad money supply (M2+) decreased to 31.9 percent in December 2024, relative to 38.7 \npercent in December 2023. The decline in M2+ growth was attributable to a slower pace of growth in \nall the components – demand deposits, savings and time deposits, and foreign currency deposits – except \nfor currency held by the public, which increased over the same comparative period. \n \n8. \nPrivate sector credit growth continued to increase towards pre-2022 macroeconomic crisis \nlevels, albeit slowly. Nominal growth in the private sector credit increased to 26.3 percent in December \n2024 from 10.7 percent recorded in the corresponding period of 2023. In real terms, credit to the private \nsector increased by 2.0 percent relative to a 10.2 percent contraction recorded over the same comparative \nperiod in the previous year. \n \n9. \nThe banking sector continues to be profitable, well-capitalized and liquid. Assets of the \nbanking sector grew by 33.8 percent in 2024. Capital Adequacy Ratio (CAR) with reliefs grew \n \n \n3\nmarginally to 14.0 percent in December 2024 from 13.9 percent in December 2023. However, CAR \nwithout reliefs rose to 11.3 percent in December 2024, higher than the 8.3 percent recorded in December \n2023. Profits went up in 2024 relative to 2023, but the pace of growth slowed, resulting in the moderation \nof profitability indicators during the period. In the outlook elevated credit risk remained the main upside \nrisk to the banking sector. The industry’s Non-Performing Loans (NPL) ratio increased to 21.8 percent \nin December 2024, up from 20.6 percent in December 2023. The resilience of the banking sector in 2024 \nwas supported by improved domestic macroeconomic conditions. \n \n10. \nMoney market rates broadly trended downwards. The 91-day and 182-day Treasury bill rates \ndeclined to 27.73 percent and 28.43 percent respectively, in December 2024, from 29.39 percent and \n31.70 percent respectively, in December 2023. Similarly, the rate on the 364-day instrument declined to \n29.95 percent in December 2024 from 32.97 percent in December 2023. Additionally, the Interbank \nWeighted Average Rate (IWAR) dropped to 27.03 percent in December 2024 from 30.19 percent a year \nearlier. This decline contributed to a reduction in average lending rates for banks from 33.75 percent to \n30.25 percent over the same period. \n \n11. \nThe Ghana Stock Exchange recorded a strong performance in 2024. The Ghana Stock \nExchange Composite Index (GSE-CI) gained 56.2 percent on a year-on-year basis in December 2024, \ncompared to a gain of 28.1 percent for the same period last year. The robust performance of the GSE-CI \nwas underpinned by improved investor sentiments, significant recovery in the profitability of listed \nfinancial institutions and improved liquidity on the market. Market capitalisation increased to \nGH¢111.36 billion at end December 2024, compared to GH¢73.89 billion in the corresponding period \nof 2023. \n \n12. \nPrices of the major export commodities on the international commodities market traded \nmixed in 2024. Cocoa prices rose sharply to US$10,869.1 per tonne in December 2024 from US$4,235.6 \nper tonne in December 2023, on the back of reduced supplies due to adverse weather conditions which \naffected top producers such as Cote d’Ivoire. Gold prices increased by 29.4 percent to US$2,641.5 per \nfine ounce in December 2024 from US$2,035.4 per fine ounce a year earlier. In contrast, crude oil prices \nfell by 5.3 percent year-on-year to settle at an average price of US$73.2 per barrel in December 2024, \nfollowing concerns over supply risks and the prospects of increased supply in 2025. \n \n13. \nThe external sector position improved significantly in 2024 on account of increased trade \nsurplus and lower capital outflows. The current account recorded a provisional surplus of US$3.8 \nbillion, compared with a surplus of US$1.4 billion in 2023, driven mainly by higher gold and crude oil \nexports, as well as strong remittance inflows. This, together with a lower net outflow of US$588 million \nin the capital and financial account, relative to a net outflow of US$733 million in 2023, contributed to \nan improved balance of payments position for the year. The lower outflow in the capital and financial \naccount reflects Ghana’s successful debt restructuring and the IMF ECF programme. These favourable \ndevelopments resulted in an improved balance of payments surplus of US$3.1 billion, compared to a \nsurplus of US$518 million recorded in 2023. \n \n14. \nInternational reserves build-up was faster than programmed in 2024. Gross International \nReserves (GIR) increased to a stock position of US$8.98 billion at the end of 2024 and was enough to \ncover 4.0 months of imports, exceeding targets under the IMF programme. This compares favourably \nwith the end-December 2023 GIR of US$5.92 billion (2.7 months of imports). \n \n \n4\n \n15. \nThe cedi came under intermittent pressures during the first three quarters of the year, but \nregained some value in the last quarter of the year. Increased demand for foreign exchange to support \nenergy related payments, uncertainty around timelines on conclusion of the external bond restructuring, \nuncertainties around COCOBOD financing arrangements, and election-related jitters exerted pressure \non the currency and by the end of the third quarter, the currency had depreciated by 24.8 percent on a \nyear-on-year basis. In the last quarter, commercial banks’ participation in the gold purchase programme \nfor foreign currency, positive sentiments from the progress made in the debt restructuring, and continued \ntight liquidity management caused the currency to appreciate. By the end of the year, the currency had \ndepreciated by 19.0 percent against the US dollar. \n \n \nC. Summary and Outlook \n \n16. \nThe Committee noted that global economic conditions broadly improved in 2024. Global \ninflationary pressures have gradually eased over the period, which has led to easing monetary policy \nstance across several countries. Consequently, global financial conditions are expected to ease gradually \nas policy stances become more accommodative and inflation targets in Advanced Economies are met \nand expectations anchored. These conditions are expected to result in improvements in investor \nsentiments towards emerging market and developing economies. On top of the projected steady growth \nfor 2025, the international markets have priced in a much stronger US economy stemming from the \npolicies to be implemented by the new US administration. This has already instigated a stronger US \ndollar with implications for emerging markets and developing economies, including Ghana. \nComplementary fiscal and monetary policies will therefore have to be carefully set to prevent spillovers \nto the Ghanaian economy. \n \n17. \nExternal sector conditions remain positive, with sustained and stronger-than-programmed \nrebuilding of reserve buffers contributing to the stability of the domestic currency. The \nperformance of the external sector was mainly driven by strong growth in gold exports, which also \nlargely impacted positively on growth. In the outlook, the external sector is expected to remain strong \nas commodity prices remain favourable amid improvements in production. Overall, while the external \nsector conditions are expected to provide an anchor to exchange rate stability, key risks in the outlook \nincluding challenges in the energy sector will have to be closely monitored. \n \n18. \nThe stronger-than-projected growth and generally improved macroeconomic conditions \nare spilling over positively to the banking sector. To sustain this effort, the Bank of Ghana will \ncontinue to ensure that banks with capital gaps adhere to their committed recapitalisation plans to shore \nup solvency. Supervisory activities will be intensified to ensure that banks continue to address the high \nNPLs, which poses potential risks to the stability of the industry. The improvement in domestic \nmacroeconomic conditions is also expected to bolster debt servicing capabilities of corporate and \nhousehold sectors, which would help mitigate further build-up of NPLs within the industry. \n \n19. \nThe inflation profile remains elevated, largely driven by food price movements, especially \nin the last quarter of the year. The climate-related factors including the dry spell in some parts of the \nfood-growing regions of the country and the late onset of rains, negatively affected production, while \nsupply chain weaknesses generally affected food prices. While the inflation outturn for the year 2024 \n \n \n5\ndeviated from target, it is expected that the disinflation process will resume, contingent on renewed \nefforts at fiscal consolidation, which is anticipated in the new administration’s economic policy agenda \nand the yet-to-be-presented 2025 budget statement. The Bank’s latest inflation forecast shows a steady \ndecline and return to the path of disinflation, with an extended time horizon of achieving the medium-\nterm target of 8±2 percent. \n \n20. \nUnder the circumstances, the Committee decided to keep the monetary policy rate unchanged at \n27.0 percent. \n \n \nD. Informational Note \n \nThe next Monetary Policy Committee (MPC) meeting is scheduled for March 25-28, 2025. The Meeting \nwill conclude on Monday, March 31, 2025, with the announcement of the policy decision.", "source": "BOG", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Press-Statement-January-2025.pdf"}
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+{"doc_id": "f039fc47cd192abd154a3056accce187", "text": "1 \n \n \nSouth African Reserve Bank \n \nPress Statement \nEmbargo Delivery \n19 May 2016 \n \n \nStatement of the Monetary Policy Committee \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nSouth Africa’s inflation and growth dynamics continue to highlight the policy dilemma \nfacing monetary policy. Although headline CPI inflation has moderated since \nFebruary, the respite is expected to be temporary, as food and petrol price pressures \ncontinue to intensify. The recovery in the rand exchange rate in April also proved to \nbe short-lived, as both domestic and external factors weighed on the currency. At the \nsame time, domestic economic growth continues to disappoint. While there are signs \nthat the economy may be reaching the low point in the growth cycle, the recovery is \nexpected to be slow with downside risks. Global economic growth and financial \nmarket conditions have stabilised somewhat since the previous MPC meeting, but a \nhigh degree of risk and uncertainty persists. \nThe year-on-year inflation rate as measured by the consumer price index (CPI) for all \nurban areas has moderated after reaching a recent high of 7,0 per cent in February. \nIn March and April, CPI inflation measured 6,3 per cent and 6,2 per cent. Food price \npressures continued unabated, with food and non-alcoholic beverages inflation \naccelerating to 11,0 per cent in April, up from 9,5 per cent previously. Goods price \ninflation moderated from 6,9 per cent to 6,7 per cent, while services price inflation \n2 \n \nwas unchanged at 5,7 per cent. The Bank’s measure of core inflation, which \nexcludes food, fuel and electricity measured 5,5 per cent, up from 5,4 per cent in \nMarch. While the impact of the weaker exchange rate remains relatively low, there \nare indications of increased pass-through in some categories, particularly new motor \nvehicles and appliances. \nProducer price inflation for final manufactured goods moderated significantly from \n8,1 per cent in February to 7,1 per cent in March, mainly as a result of a sharp fall in \nfuel prices. Manufactured food product price inflation accelerated to 10,5 per cent, \nwith the category of food, beverages and tobacco products contributing 3,1 \npercentage points to the March outcome. Agricultural prices increased by 23,1 per \ncent in March, with cereal and other crop prices increasing by 50,0 per cent year-on-\nyear. \nThe latest inflation forecast of the Bank shows a moderate near-term deterioration \ncompared with the previous forecast, but there is some improvement in the medium-\nterm outlook. The breach of the upper end of the target range, while still protracted, \nis now slightly shorter, with inflation expected to fall within the range during the third \nquarter of 2017. Inflation is now expected to average 6,7 per cent in 2016 compared \nwith 6,6 per cent previously. In 2017 and 2018 inflation is expected to average 6,2 \nper cent and 5,4 per cent, marginally down from the previous forecast. The expected \npeak, at 7,3 per cent in the fourth quarter of 2016, is unchanged. The downward \nrevisions are due in part to the higher interest rate assumption, a slightly less \ndepreciated exchange rate assumption, a wider output gap and a lower electricity \nprice assumption. These pressures are counteracted to some extent by a higher \n3 \n \nnear-term food price forecast, and the impact of upward revisions to the international \noil price assumptions. \nThe forecast for core inflation is slightly improved, with a lower forecast for 2016 of \n5,9 per cent from 6,2 per cent previously. Forecasts for 2017 and 2018 are \nunchanged at 5,7 per cent and 5,2 per cent. Core inflation is expected to breach the \nupper end of the target range in the third quarter of 2016 for four consecutive \nquarters, with a peak of 6,2 per cent (previously 6,5 per cent) in the third and fourth \nquarters of 2016 and the first quarter of 2017. \nThe BER survey of inflation expectations is only due for release in July. The median \nexpectations of economic analysts, as reflected in the Reuters Econometer survey \nconducted in May are more or less unchanged compared with the previous survey, \nand are slightly higher than those of the Bank for 2016 and 2017. In the latest \nsurvey, the median expectations for 2016 and 2017 were 6,7 per cent and 6,4 per \ncent, with inflation expected to be within the target range in 2018, at an average of \n5,7 per cent. Bond market expectations implicit in the break-even inflation rates are \nmore or less unchanged since the previous meeting and remain at fairly elevated \nlevels. \nGlobal growth remains hesitant following a disappointing first quarter in the US and \nthe UK in particular. While labour market conditions in the US have improved, low \ncorporate profits have constrained investment. However, consensus forecasts show \nthat a moderate improvement is expected in the coming months, but at a lower rate \nthan previously expected. The outlook for the UK is clouded by the possibility of an \nexit from the EU, while the prospects for the Japanese economy remain uncertain. \nBy contrast, the growth outlook in the euro area is more promising, driven by \n4 \n \nimprovements in Germany and France in particular, although there are concerns that \nthe recent momentum may be fading. \nDivergent prospects are evident in the emerging markets. Russia and Brazil remain \nin recession, but there are signs of some stabilisation in China, as the economy \nappears to be responding to government policy initiatives. This improvement, along \nwith a weaker US dollar, has resulted in some recovery in commodity prices, as well \nas a pick-up in portfolio flows to emerging markets. Of some concern is the \npersistent deterioration in growth forecasts for sub-Saharan Africa, which includes \nsome of South Africa’s important trading partners. The region is now expected to \nunderperform the global economy in 2016, for the first time in 16 years, as the \neffects of lower commodity prices and drought take their toll. \nGlobal inflation pressures remain benign, with low energy prices still having an \nimpact, although this effect is likely to dissipate with the recent upward trend in oil \nprices. The latest data show declining prices in the euro area and Japan, and low \ninflation in the US and the UK. Inflation has remained relatively higher in a number of \nLatin American economies, particularly those experiencing currency depreciation. As \na result of these trends, asynchronous monetary policies persist. While policies are \ngenerally accommodative amid subdued growth, particularly in many advanced \neconomies, a number of emerging markets have maintained a tightening bias in \nresponse to inflation pressures. The US Fed is expected to continue with its slow \npace of policy rate normalisation but there is a high degree of uncertainty regarding \nthe timing of the next increase. \nThe rand exchange rate has remained volatile, and following a few weeks of relative \nstrength, has resumed a weakening path and continues to pose an upside risk to the \n5 \n \ninflation outlook. Since the previous meeting of the MPC, the rand has traded in a \nrange between R14,20 and R15,90 against the US dollar, and has depreciated by \n1,5 per cent against the dollar, by 0,9 per cent against the euro, and by 1,2 per cent \non a trade-weighted basis. \nDuring this period the rand was initially favourably impacted by improved commodity \nprices, the narrower trade balance, and expectations of a slower pace of US Fed \nmonetary policy tightening. However, these gains were reversed as global growth \nconcerns resurfaced in early May, and other domestic factors, including the low \ngrowth outlook, concerns about a possible ratings downgrade and more recently \nheightened political uncertainty impacted adversely on the currency. \nAlthough the capital flow environment for emerging markets has improved recently, \nthis has not applied to equity flows. South Africa’s experience has mirrored this, but \nwith stronger equity outflows. According to the JSE, since the beginning of the year, \nnet sales of domestic equities by non-residents have amounted to R56 bn. By \ncontrast, non-residents have been net purchasers of domestic government bonds \n(year-to-date R23 bn), although the past two weeks has seen net sales. \nThe domestic economic growth outlook remains weak, with the Bank’s GDP growth \nforecast for 2016 revised down from 0,8 per cent to 0,6 per cent. While a recovery is \nstill expected in the next two years, the forecasts for both these years have been \nrevised down by 0,1 percentage point to 1,3 per cent and 1,7 per cent. With the \nestimates of potential output unchanged, the output gap is expected to widen over \nthe forecast period. The Bank’s leading indicator of economic activity continued its \ndownward trajectory in February, consistent with the constrained outlook. \n6 \n \nRecent high-frequency data paint a particularly bleak picture of the first quarter of \nthis year, following a sharp contraction in mining output, minimal growth in the \nmanufacturing sector, and declines in electricity production and consumption. While \nthe Bank’s forecast for GDP growth in the quarter is barely positive, it does represent \nthe low point of the forecast, and a slow upward trend is expected going forward. \nThis view is consistent with the favourable developments in the Barclays PMI which \nhas recovered fairly strongly, to above the neutral 50-level for the past two months. \nThe real value of building plans passed, particularly non-residential, increased \nmarkedly on a 3-month-to-3-month basis, indicative perhaps of some life in the \nconstruction sector, despite very low levels of business confidence in the sector. \nHowever, while the recent modest recovery in commodity prices may impact \npositively on mining output, prices remain low and the sector remains beset by \nhigher input costs and regulatory uncertainty. The continuing drought is also \nexpected to put further strain on the agricultural sector. \nThe economic slowdown is also reflected in labour market trends, with the \nunemployment rate rising to 26,7 per cent in the first quarter of 2016, from 26,4 per \ncent a year earlier. Although employment growth was positive over the year to the \nfirst quarter, the year-on-year growth rate moderated significantly, with employment \nlosses recorded in a number of sectors including manufacturing, agriculture and \ntransport. \nHousehold consumption expenditure also remains subdued, with low growth in retail \nsales in the first quarter. While there was a welcome increase in exports, new vehicle \nsales also continue to decline. The FNB/BER consumer confidence index recovered \n7 \n \nto some extent in the first quarter of the year, although it still remains at depressed \nlevels, and indicates a low willingness to spend and utilise credit among consumers. \nThe constrained outlook for household consumption expenditure is indicative of the \nabsence of demand pressures in the economy. This is also confirmed in the weak \nwealth effects and the continued slow pace of credit extension to households. \nAlthough some improvement has been seen in this regard, growth remains negative \nin real terms, and is mainly related to mortgage advances and general loans, \nparticularly unsecured lending. Growth in credit extension to corporates remains \nstrong, but moderated in March. \nWage growth appears to be moderating, with growth in nominal remuneration per \nworker in the formal non-agricultural sector declining to below 6 per cent in the fourth \nquarter of 2015, mainly due to lower private sector remuneration growth. Once \nadjusting for labour productivity, growth in unit labour costs remained unchanged at \n5,0 per cent in that quarter. \nFood prices remain a significant risk to the inflation outlook in the face of persistent \ndrought and exchange rate weakness. These pressures are evident in both the \nconsumer price and producer price indices. Although for some time the MPC had \nbeen expecting an acceleration in food price inflation, the recent increases have \nsurprised on the upside, and more aggressive food price increases are now forecast \nfor the near term. The Bank now expects food price inflation to peak at around 12 \nper cent in the final quarter of this year. However, should food prices stabilise or \ndecline later in the year, there is the potential for downside base effects next year. \nFutures prices suggest that both maize and wheat prices are expected to remain \n8 \n \nelevated for the rest of the year, reinforced by a sizeable increase in the domestic \nwheat import tariff. \nThe international oil price assumptions in the forecasting model have been \nincreased, with the price of Brent crude oil remaining firmly above the US$40 per \nbarrel level since the second week of April. Demand has surprised on the upside, \nand, despite an increase in supply from Iran, output has declined in a number of \ncountries. This upward price trend may, however, be contained by high levels of \ninventories. Domestic petrol prices have increased by a cumulative R1,00 per litre \nsince March, mainly due to higher international prices and an increase in the fuel \nlevy. Should current exchange rate and international oil price trends persist, a \nfurther significant increase can be expected in June. \nThe MPC faced the continuing dilemma of upside risks to the inflation forecast and a \nworsening growth outlook. The risks to the growth outlook are assessed to be on the \ndownside, particularly in the short term, despite the downward revision to the \nforecast. Both the mining and agricultural sectors are expected to weigh heavily on \nthe first quarter growth outcome, and the outlook is therefore dependent in part on \nwhether these sectors rebound in the coming quarters. \nThe Committee remains concerned about the inflation outlook and the extended \nbreach of the target. Although the inflation forecast has shown a moderate \nimprovement over the medium term, the risks are still assessed to be on the upside. \nThe exchange rate remains highly sensitive to domestic political developments and \nrisks of an earlier-than-expected tightening in US monetary policy. The exchange \nrate implicit in the forecast is stronger than the current level, imparting a significant \ndegree of upside risk. While pass-through from the exchange rate to inflation \n9 \n \nremains relatively subdued, there are indications that this may be increasing. There \nis also some upside risk to the international oil price assumption. \nThe Committee remains concerned that inflation expectations remain at \nuncomfortably high levels. Although core inflation has remained relatively contained \nin recent months, with a lower peak now expected, it is forecast to accelerate and \nexceed the upper end of the inflation target range for four quarters in response to \nexchange rate and wage pressures. \nSome countervailing risks are also evident. While there is a risk that food prices may \naccelerate faster in the near term, the longer term forecast assumes that food prices \nwill stabilise by year end, allowing for favourable base effects next year. However, \nshould food prices, particularly grains, decline in response to a normalisation of \nweather patterns, a much sharper downward food inflation trajectory could transpire. \nThe absence of demand pressures, and risks to consumption expenditure growth \nmay also contribute to downside risks. \nThe increase in the repo rate at the previous MPC meeting contributed to the \nimprovement in the longer-term inflation forecast, and that move should be seen in \nconjunction with previous actions in the cycle and the lagged effects of monetary \npolicy. The MPC felt that there is some room to pause in this tightening cycle and \naccordingly decided to keep the repurchase rate unchanged for now at 7,0 per cent \nper annum. Five members preferred no change, while one member preferred a 25 \nbasis point increase. \nThe MPC remains focused on its inflation mandate, but sensitive to the extent \npossible to the state of the economy. The MPC will not hesitate to act appropriately \n10 \n \nshould the inflation dynamics require a response, within a flexible inflation targeting \nframework. Future moves, as before, will continue to be highly data dependent. \n \nLesetja Kganyago \n \nGovernor \n \nContact person: \nCandice Jeffreys \n+27 12 313 4209 \nCandice.Jeffreys@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Statement-19-May-2016.pdf"}
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+{"doc_id": "f0c384c1d7684acb514ae8eb583bbb5d", "text": "i \n \n \n \n \n \n \n \nMARCH 2020 \n \n1 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS..................................................................... 4 \nMONETARY DEVELOPMENTS .............................................................................................. 8 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 9 \nINFLATION OUTTURN ........................................................................................................... 10 \nAnnual Inflation ...................................................................................................................... 10 \nMonthly Inflation .................................................................................................................... 10 \n \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2 \n \n \n \n \n \n \n \n \n \n \n \n \n2020 \n \nFebruary \n \n2020 \n \nMarch \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0) (ZW$ millions) \n9,380.94 \n \n11,704.94 \n \n24.8 \n \nMoney Supply2 (M3) (ZW$ millions) \n38,336.88 \n48,402.90 \n26.26 \nAnnual Inflation \n540.16 \n676.39 \n136.23a \n \nMonthly Inflation1 (%) \n13.52 \n26.59 \n13.07a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n80.80 \n112.12 \n38.76 \nNominal Lending Rate2 \n(% per annum) \n5.00-65.00 \n5.00-65.00 \n \nZ.S.E All share Index3 \n473.13 \n370.74 \n-21.64 \nZ.S.E. Mining Index3 \n826.73 \n720.47 \n-12.85 \nZ.S.E. Industrial Index3 \n1 564.98 \n1 512.46 \n-3.36 \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Zimbabwe Stock Exchange. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n \nDuring the month of March 2020, the \ninternational prices of gold, platinum, copper, \nnickel and Brent crude oil declined. \n \n \nPrecious Metals \nGold prices marginally declined by 0.3%, from \nUS$1,597.96 per ounce in February 2020 to \nUS$1,592.85 per ounce1, during the month \nunder review. The decline was occasioned by \ngold sell-off pressures, coupled with the \nincrease in the appeal of cash holdings for strong \ncurrencies such as the US dollar. \n \nPlatinum prices retreated by 20.8%, from a \nmonthly average of US$962.00 per ounce in \nFebruary 2020 to US$762.32 per ounce in \nMarch 2020. Prices were weighed down by a \nslump in demand, following coronavirus \ninduced disruptions in platinum global supply \nvalue chains. \n \nFigure 1 shows developments in precious metal \nprices for the period from March 2019 to March \n2020. \n \n \n \n \n \n \n \n \n \n1 1 troy ounce (oz) of gold is equivalent to 31.103 grams \n \nFigure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2020 \n \nBase Metals \n \nCopper and nickel prices declined during the \nmonth of March 2020, largely on account of a \nslump in demand. The COVID 19 pandemic \ninduced lockdowns in China, during the first \ntwo months of the year and the beginning of \nlockdowns in major European economies \ncontributed to the slump in prices of the base \nmetals. In addition, the implementation of \nlockdown restrictions in key global source \nmarkets for copper and nickel, also restricted \nsupplies to the top consumers. \n \nConsequently, the monthly average price of \ncopper fell by 9.1%, from US$5,687.46 per \ntonne in February 2020 to US$5,168.18 per \ntonne, during the month under review. \nSimilarly, the monthly average price of nickel \nfell by 7.0%, from US$12,737.10 per tonne in \nFebruary 2020 to US$13,519 per tonne \nUS$11,848.30 in March 2020. \n \n \n600\n800\n1000\n1200\n1400\n1600\n1800\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nUS$/oz.\nGold\nPlatinum\n \n \n \n4 \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2020 \n \n \n Brent Crude Oil \nBrent crude oil prices slumped by 39.7% during \nthe month under review to US$ 33.49 per barrel2 \nfrom US$ 55.56 per barrel in February 2020. A \ncollapse in global demand weighed prices down \namid \nthe \nintensification \nof \nworldwide \ncoronavirus lockdowns, which resulted in the \ngrounding of flights and a halt in private and \npublic transport. These developments were \nexacerbated by the collapse of a supply pact \nbetween OPEC and non-OPEC members during \nthe month under review. The breakdown saw \nincreased supply of crude oil on the global \nmarket and sharp increase in US inventories. In \naddition, a global price war between Saudi \nArabia and Russia emerged, which weighed \ndown prices further. \nFigure 3 shows developments in Brent crude oil \nprice for the period November 2018 to March \n2020. \n \n2 1 barrel of oil is equivalent to 157.987 litres \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2020 \n \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal Merchandise trade3 for the month of \nMarch 2020 amounted to US$722.6 million, a \n12.0% decline from US$820.9 million recorded \nin the previous month. The slowdown in total \ntrade was on account of the contraction in both \nmerchandise exports and imports, during the \nmonth under review. \nMerchandise Exports \nThe country’s merchandise exports fell by \n25.6%, from US$365.5 million in February \n2020 to US$272.1 million in March 2020. This \nwas largely underpinned by declines in export \nearnings for flue-cured tobacco (-68.5%); nickel \nmattes (-33.5%); and nickel ores & concentrates \n(-23.1%. Gold exports, however, recorded an \n18.6% increase on a month-on-month basis, \nfrom US$56.4 million in February to US$66.9 \n3 Sum of exports and imports \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nMar-19\nMay-19\nJul-19\nSep-19\nNov-19\nJan-20\nMar-20\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n25\n35\n45\n55\n65\n75\n85\nNov-18\nDec-18\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nUS$/barrel\n \n \n \n5 \n \nmillion in March 2020. Figure 4 shows \ndevelopments in merchandise exports for the \nperiod November 2018 to March 2020 \nFigure 4: Merchandise Exports (US$ m) \n \nSource: ZIMSTAT, 2020 \n \n \n \n \n \n \n \n \n \n \nTable 1: Exports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nFeb-20 \nMar-20 \nShare \nof Total \n(%) \nFlue-cured tobacco \n106.0 \n33.3 \n29.1 \nNickel mattes \n84.0 \n55.8 \n23.0 \nGold (semi-\nmanufactured gold) \n56.4 \n66.9 \n15.5 \nNickel ores and \nconcentrates \n31.3 \n24.1 \n8.6 \nFerro-chromium \n14.2 \n10.2 \n3.9 \nIndustrial \ndiamonds \n8.9 \n12.9 \n2.4 \nUnwrought \nPlatinum \n8.8 \n6.0 \n2.4 \nCane Sugar \n6.4 \n6.3 \n1.8 \nCoke and semi-coke \nof coal \n3.5 \n3.5 \n1.0 \nTotal \n365.5 \n272.1 \n100.0 \nSource: ZIMSTAT & RBZ Calculations, 2020 \n \nDuring the month of March 2020, the country’s \nexports were mainly destined for the United \nArab Emirates, 62.8%; Mozambique, 24.8%; \nBelgium, 11.4%; and South Africa, 7.2%, as \nshown in Figure 5. Notably, exports to South \nAfrica, the country’s major trading partner, \ndeclined significantly as both countries imposed \nrestrictive COVID-19 lockdown arrangements, \nto contain the spread of the virus \n \n \n \n \n \n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n550\nNov-18\nJan-19\nMar-19\nMay-19\nJul-19\nSep-19\nNov-19\nJan-20\nMar-20\n \n \n \n6 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Imports \nMerchandise imports declined by 1.1%, from \nUS$455.3 million recorded in February 2020 to \nUS$450.5 million, during the month under \nanalysis. Figure 6 shows developments in the \ncountry’s merchandise imports for 2019 and \n2020. \n \n \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes 2019 & 2020 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \nThe decline in imports during the month under \nreview was attributable to a reduction in maize \nand electricity imports. Diesel and petrol \nimports, however, rose by 14.8% and 24.9% to \nUS$68.9 \nmillion \nand \nUS$36.5 \nmillion, \nrespectively. \nTable 2 shows imports by commodity for the \nmonths of February and March 2020. \n \n \n \n \n \n31.3%\n12.4%\n5.7%\n3.6%\n1.7%\n1.0%\n1.0%\n0.1%\n0.1%\nUnited Arab Emirates\nMozambique\nBelgium\nSouth Africa\nZambia\nKenya\nBotswana\nMalawi\nNetherlands\n366.8 \n408.2 \n330.1 \n418.4 \n438.2 \n458.8 \n357.2 \n384.5 \n404.0 \n401.1 \n431.2 \n418.8 \n383.6\n455.3\n450.5\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n2019\n2020\n \n \n \n7 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \nCommodity \nFeb 20 \nUS$ m \nMar 20 \nUS$ m \nShare of \nTotal \nImports \n(%) \nMaize (Excluding Seed) \n58.6 \n53.1 \n11.8 \nDiesel \n60.0 \n68.9 \n15.3 \nElectricity \n17.0 \n9.1 \n2.0 \nUnleaded petrol \n29.2 \n36.5 \n8.1 \nCrude soya bean oil \n5.9 \n6.7 \n1.5 \nWheat \n0.0 \n3.4 \n0.8 \nRice \n5.4 \n4.1 \n0.9 \nChemicals (Potassium \nchloride & Urea) \n1.4 \n2.0 \n0.4 \nMedicines \n5.7 \n1.7 \n0.4 \nVaccines \n7.0 \n4.1 \n0.9 \nTotal \n455.3 \n450.5 \n100 \nSource: ZIMSTAT & RBZ Calculations, 2020 \nThe country’s imports were mainly from South \nAfrica (42.7%); Singapore (23.0%); China \n(6.9%); Mauritius (3.8%) and Mexico (3.4%), \nduring the month of March 2020, as shown in \nFigure 7 \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2020 \nMerchandise Trade Balance \nThe country’s trade balance significantly \nwidened, from a deficit of -US$89.8 million in \nFebruary 2020 to a deficit of -US$178.5 million \nin March 2020. This was mainly attributed to \nthe marked decline in exports for the month \nunder review. Figure 8 shows the country’s \ntrade balance for the period March 2019 to \nMarch 2020. \nFigure 8: Merchandise Trade Balance \n(US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2020 \n42.7%\n23.0%\n6.6%\n3.8%\n3.4%\n2.7%\n2.4%\n1.7%\n1.2%\n1.2%\nSouth Africa\nSingapore\nChina\nMauritius\nMexico\nMozambique\nIndia\nZambia\nUnited Kingdom\nHong Kong\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nExports\nImports\nTrade Balance\n \n \n \n8 \n \nMONETARY DEVELOPMENTS4 \n \nThe total stock of broad money stood at \nZW$48.40 billion as at end-March 2020. Of this \namount, foreign currency accounts (FCA) \ndeposits totalled ZW$20.91 billion (or 43.20% \nof total), while local currency deposits \namounted to ZW$26.45 billion (or 54.64%). \nCurrency in circulation constituted the balance \nof about ZW$1.04 billion (2.16%). \nOver the year to March 2020, FCA deposits \ngrew by 1 374.76%, largely reflecting the \nimpact of exchange rate depreciation, from \nZW$3.01/USD in March 2019 to ZW$25/USD \nin March 2020. Thus, about 51% of the annual \ngrowth in broad money in March 2020 came \nfrom the revaluation adjustment of the foreign \ncurrency component of deposits due to the \nexchange rate movement. \nOn the other hand, the increase of the local \ncurrency component of deposits from ZW$8.7 \nbillion in March 2019 to ZW$26.4 billion in \nMarch 2020 was attributable to normal demand \nfor money to support various economic \nactivities in the economy. The increase also \nreflects the impact of money multiplier effects \nof bank lending in an inflationary environment. \nCurrency in circulation also increased from \nZW$466.8 million in March 2019 to ZW$1.04 \nbillion in March 2020, reflecting rising demand \nfor currency for cash transaction purposes. \n \n \n \n4All monetary numbers valued in ZWL$ since the \nadoption of an interbank market determined exchange rate \nin February 2019. \nFigure 9: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2020 \nThe annual growth in broad money was largely \nexplained by credit to the private sector, which \nwent up by 341.86%, while net credit to \nGovernment increased by 34.92%, over the year \nto March 2020. On a month-on-month basis, \ncredit to the private sector grew by 19.15%, \nwhile net credit to Government also increased \nby 1.98%, to ZW$12.95 billion in March 2020. \nCredit to the private sector was channelled \ntowards agriculture, \nhouseholds, financial \norganisations, manufacturing, and distribution, \nas shown in the Figure 10. \n \n \n \n \n \nLocal \nCurrency \nTransferable \ndeposits\nForeign \nCurrency \nDeposits\n43.20%\nTime \nDeposits\n4.86%\nCurrency in \nCirculation\nNCDs\n0.98%\n \n \n \n9 \n \nFigure 10: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2019 \nThe utilisation of credit to the private sector was \ndistributed as follows: inventory build-up, \n35.88%; other recurrent expenditures, 31.70%; \nfixed capital investment, 18.77%; consumer \ndurables, 11.73%; and pre and post shipment \nfinancing, 1.92%. \n \nSTOCK MARKET DEVELOPMENTS \n \nThe rally on the Zimbabwe Stock Exchange \n(ZSE), which was witnessed in January and \nFebruary of 2020, dissipated in March 2020. In \nconsequence, the ZSE registered losses, which \nsaw the demand for low tier stocks continuing to \ndominate the local bourse. The Top 10, Top 15 \nand All Share indices lost 7.24%; 4.71%; and \n3.58%, to close at 370.74 points; 390.12 points; \nand 456.21 points, respectively. \n \nThe Small Cap and the ZSE Top 15 indices also \ndeclined by 199.48 points and 19.30 points to \nclose at 1 493.28 points and 390.12 points, \nrespectively. \nFigure 11: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2019 \n \nOn a month-on-month basis, however, mining \nand industrial indices declined by 12.85% and \n3.36%, to close at 720.47 points and \n1 512.46 points, respectively. \n \nOn an annual basis, the All Share and Top 10 \nindices gained 334.55 points and 256.13 points, \nfrom 121.66 points and 114.61 points, \nrespectively. This was largely underpinned by \nportfolio shifting by investors, away from the \nmoney market to stocks, particularly during the \nbeginning of 2020. \n \nOver the year to March 2020, the industrial and \nmining indices gained 1 106.89 points and \n526.49 points, from 405.57 points and 193.98 \npoints recorded in March 2019, respectively. \n \n \n \n \n \nHouseholds\n13.30%\nAgriculture\n34.49%\nMining\n11.13%\nManufacturing\n9.67%\nDistribution\n8.66%\nConstruction\n0.88%\nTransport & \nCommunica\ntions\n1.53%\nServices\n5.82%\nFinancial Org. \n& Investments\n14.32%\nOther\n0.20%\n0.00\n100.00\n200.00\n300.00\n400.00\n500.00\n600.00\n40.00\n90.00\n140.00\n190.00\n240.00\n290.00\n340.00\n390.00\n440.00\n490.00\n540.00\n590.00\n31-Mar-19\n30-Apr-19\n31-May-19\n30-Jun-19\n31-Jul-19\n31-Aug-19\n30-Sep-19\n31-Oct-19\n30-Nov-19\n31-Dec-19\n31-Jan-20\n29-Feb-20\n31-Mar-20\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n \n \n \n10 \n \nFigure 12: Zimbabwe Stock Exchange \nIndices \nSource: Zimbabwe Stock Exchange, 2019 \n \nDuring the month under review, the volume of \nshares traded on the ZSE increased by 37.64% \nto 237.67 million shares, from 172.68 million \nshares traded in February 2020. The cumulative \nvalue of shares traded also increased by 18.08% \nto 425.24 million in the same period. \n \nFigure 13: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2019 \nAs a consequence of bearish sentiments \nexhibited on the local bourse during the period \nunder review, the ZSE lost ZW$2.38 billion, or \n3.89% of the previous month’s value, to close at \nZW$58.61 billion. On a year-on-year basis, \nhowever, the local bourse capitalization surged \nby ZW$42.53 billion, from ZW$16.08 billion \nrecorded in March 2019. \n \nINFLATION OUTTURN \n \n \nAnnual Inflation \n \nThe annual headline inflation accelerated to \n676.4% in March 2020, up from 540.2% in \nFebruary 2020. This was due to increases in \nboth food and non-food inflation. \n \nAnnual food inflation surged from 710.3% in \nFebruary 2020 to 807.4% in March 2020. Year-\non-year non-food inflation also accelerated from \n462.6% in February 2020 to 616.1% in March \n2020. \n \nMonthly Inflation \n \n \nMonth-on-month inflation rose from 13.5% in \nFebruary 2020 to 26.6% in March 2020, driven \nby both food and non-food inflation. \n \nFood inflation at 17.69% in March 2020, gained \n10.9 percentage points on 6.81% recorded in \nFebruary 2020. Increases were recorded for \nbread, rice, vegetables, and cooking oil. \n \nMonthly non-food inflation increased from \n18.4% in February 2020 to 32.44% in March \n2020. This was largely attributed to increases in \nrentals and the cost of building materials. \n0\n200\n400\n600\n800\n1000\n1200\n0\n200\n400\n600\n800\n1000\n1200\n1400\n1600\n1800\n2000\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n0\n50\n100\n150\n200\n250\n300\n350\n400\n450\n500\n0\n100\n200\n300\n400\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n11 \n \nFigure 14 shows month-on-month inflation \ndevelopments, for the period from February \n2019 to March 2020. \nFigure 14: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2019 \n \nNATIONAL PAYMENTS SYSTEM \n \n \n \n \nDuring the month under analysis, the total value \nof transactions processed through the National \nPayment System (NPS) registered an increase of \n38.8%, to close at ZW$112.12 billion. The total \nvolume of NPS transactions also increased by \n14.12% to 199,226,641 in March 2020, from \n174,581,510 in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system increased by 46% to ZW$60.80 \nbillion in March 2020, from ZW$41.64 billion \nrecorded in February 2020. RTGS transaction \nvolumes stood at 1,068,451 in March 2020, up \nfrom 916,116 in February 2020. \n \n \n \n \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2019 \n \nCash Transactions \n \nCash transactions amounted to ZW$1,390.89 \nbillion in March 2020, a 2.1% increase from \nZW$1,361.94 million in the preceding month. \nMobile and Internet Based Transactions \n \nThe total value of mobile and internet-based \ntransactions increased by 31.36% to close at \nZW$42.40 billion, during the month under \nreview. \nCard Based Transactions \n \nThe total value of card-based transactions was \nZW$7.52 billion in March 2020, up from $5.57 \nbillion in February 2020. \nCheque Transactions \n \nThe value of cheque transactions registered a \n12.9% decrease to close at ZW$4.06 million in \nMarch 2020, from ZW$4.66 million in February \n2020. \nAPRIL 2020 \nRESERVE BANK OF ZIMBABWE\n-0.50\n4.50\n9.50\n14.50\n19.50\n24.50\n29.50\n34.50\n39.50\n44.50\nJan-19\nFeb-19\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\n -\n 10.0\n 20.0\n 30.0\n 40.0\n 50.0\n 60.0\n 70.0\n0\n200\n400\n600\n800\n1000\n1200\nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n12 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n14 \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n22 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n29 \n 11. Exchange Rates \n \n \n \n \n \n \n \n30 \n \n \n \n \n \n \n13 \n \nZimbabwe Stock Market Statistics \n \n \n \n 31 \n \nNational Payments System Statistics \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 32 \n \n13.2 Volumes of Transactions \n \n \n \n \n 33 \n \nMerchandise Trade Statistics \n \n \n \n \n 34 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 14 \n \n \nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nNet Foreign Assets\n-5,983,620.49\n-6,229,030.67\n-10,196,485.70\n-12,704,437.39\n-19,915,608.51\n-23,599,341.26\n-33,219,232.58\n-38,974,813.91 -39,899,004.55\n-40,662,175.37\n-41,890,476.47 -41,693,753.23\n-64,413,672.15\nCentral Bank(net)\n-6,110,320.34\n-6,759,543.60\n-11,356,605.80\n-14,602,968.79\n-23,287,056.52\n-27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85\n-50,285,843.15\n-51,596,769.75 -51,659,786.89 -78,356,892.58\nForeign Assets\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\nForeign Liabilities\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\nOther Depository Corporations(net)\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\nForeign Assets\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\nForeign Liabilities\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\nNet Domestic Assets (NDA)\n16,610,996.67\n17,582,396.73\n23,205,523.95\n27,472,328.14\n36,991,644.76\n43,293,406.54\n56,770,962.37\n67,904,876.25\n71,719,556.15\n75,680,355.31\n78,162,546.08\n80,030,632.68 112,816,570.52\nDomestic Claims\n14,348,514.27\n14,306,293.28\n14,375,803.17\n15,645,411.46\n18,228,356.09\n20,234,819.47\n21,168,772.43\n24,743,158.13\n28,575,556.98\n27,819,807.93\n28,569,680.55\n30,260,777.76\n34,054,407.09\nClaims on Central Government(net)\n9,598,024.41\n9,412,261.62\n8,963,975.12\n9,422,173.55\n11,519,440.01\n12,964,643.80\n13,061,889.35\n14,409,797.90\n15,813,415.72\n14,062,737.58\n12,724,160.31\n12,697,777.62\n12,949,759.72\nClaims on Central Government\n10,219,710.43\n10,099,059.06\n9,998,232.41\n10,630,234.88\n13,077,256.67\n14,949,077.76\n16,410,748.86\n16,955,759.46\n17,933,911.03\n15,580,358.19\n16,676,243.01\n16,838,781.22\n17,542,397.05\nCentral Bank\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,591,038.53\n11,538,930.29\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\nODCs\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\nLess Liabilities to Central Government\n621,686.02\n686,797.43\n1,034,257.30\n1,208,061.33\n1,557,816.66\n1,984,433.95\n3,348,859.52\n2,545,961.56\n2,120,495.31\n1,517,620.61\n3,952,082.70\n4,141,003.60\n4,592,637.32\nCentral Bank\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\nODCs\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\nClaims on Other Sectors\n5,021,047.86\n5,195,480.12\n5,875,948.60\n6,994,312.91\n6,708,916.08\n7,270,175.67\n8,106,883.08\n10,333,360.23\n12,762,141.26\n13,757,070.35\n15,845,520.24\n17,563,000.14\n21,104,647.37\nOther Financial Corporations\n159,230.21\n161,501.25\n169,299.57\n180,349.24\n174,910.96\n151,317.02\n152,985.99\n162,263.79\n160,062.11\n186,506.15\n202,429.27\n281,264.28\n307,104.48\nState and Local Government\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\nPublic Non Financial Corporations\n874,075.49\n987,347.41\n1,256,829.39\n1,653,927.27\n957,335.21\n988,381.20\n1,048,058.46\n2,322,563.84\n2,861,071.05\n2,431,172.28\n2,564,682.98\n2,591,284.85\n3,301,602.89\nPrivate Sector\n3,952,664.90\n4,012,055.03\n4,416,515.15\n5,128,717.22\n5,545,476.00\n6,099,787.63\n6,875,497.28\n7,820,402.44\n9,712,660.41\n11,113,071.62\n13,046,099.50\n14,658,746.06\n17,465,318.54\nCentral Bank\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\nODCs\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\nOther Items(Net)\n-2,262,482.40\n-3,276,103.44\n-8,829,720.78\n-11,826,916.67\n-18,934,333.82\n-23,517,846.42\n-35,602,189.94\n-43,161,718.12\n-43,143,999.17\n-47,860,547.38\n-49,592,865.53 -49,769,854.91 -78,762,163.43\nShares and Other Equity\n-1,687,090.85\n-2,151,220.63\n-6,856,982.76\n-9,810,341.46\n-18,099,228.93\n-22,440,397.72\n-32,505,897.24 -39,007,159.14 -41,160,941.61\n-44,544,759.40\n-43,829,432.91 -44,342,348.31 -71,119,022.50\nLiabilities to Other Financial Corporations\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\nRestricted Deposits\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-634,703.31\n-1,200,461.25\n-2,031,448.99\n-2,423,625.98\n-1,985,690.29\n-2,396,341.30\n-4,666,003.77\n-6,061,102.18\n-4,013,944.69\n-4,583,152.93\n-7,249,777.25\n-6,701,730.71\n-9,930,489.25\nBroad Money-M3\n10,627,376.18\n11,353,366.06\n13,009,038.25\n14,767,890.75\n17,076,036.26\n19,694,065.28\n23,551,729.79\n28,930,062.34\n31,820,551.60\n35,018,179.94\n36,272,069.61\n38,336,879.45\n48,402,898.37\nSecurities Other than Shares Included in Broad Money\n74,503.10\n90,813.24\n139,439.93\n171,667.83\n168,169.20\n202,928.98\n219,889.50\n205,671.08\n235,117.26\n243,976.57\n255,563.69\n260,055.92\n476,793.67\nBroad Money-M2\n10,552,873.07\n11,262,552.82\n12,869,598.32\n14,596,222.92\n16,907,867.06\n19,491,136.30\n23,331,840.28\n28,724,391.26\n31,585,434.34\n34,774,203.37\n36,016,505.92\n38,076,823.53\n47,926,104.70\nOther Deposits\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\nNarrow Money-M1\n9,115,819.92\n9,774,915.43\n11,257,782.98\n13,167,336.03\n15,267,020.52\n17,871,360.53\n21,668,884.03\n26,870,097.07\n29,749,703.49\n32,886,278.54\n33,989,906.64\n35,882,510.46\n45,574,113.84\nTransferable Deposits\n8,648,981.05\n9,283,238.74\n10,792,389.36\n12,695,789.56\n14,802,212.01\n17,310,786.11\n20,977,141.17\n26,157,975.38\n28,913,109.34\n31,978,710.26\n33,036,665.86\n34,932,660.39\n44,529,936.02\n Of which Foreign Currency Accounts\n1,417,836.22\n1,753,489.14\n3,031,536.97\n3,887,787.41\n4,049,120.88\n5,737,719.98\n9,859,484.27\n11,155,597.09\n11,472,035.58\n11,938,732.84\n12,458,349.93\n12,476,934.91\n20,909,726.92\nCurrency Outside Depository Corporations\n466,838.87\n491,676.69\n465,393.62\n471,546.47\n464,808.51\n560,574.42\n691,742.86\n712,121.69\n836,594.15\n907,568.29\n953,240.77\n949,850.07\n1,044,177.82\nMemorandum Items\nReserve Money\n3,172,354.75\n3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.37\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\nFCAs as a Percentage of Deposits in M3\n14.0%\n16.1%\n24.2%\n27.2%\n24.4%\n30.0%\n43.1%\n39.5%\n37.0%\n35.0%\n35.3%\n33.4%\n44.2%\nEnd Period Exchange Rate\n3.01\n3.26\n5.26\n6.62\n9.19\n10.71\n15.20\n16.12\n16.26\n16.77\n17.35\n17.95\n25.00\nSource: Reserve Bank of Zimbabwe,2020\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\n \n \n \n15 \n \n \nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nNet Foreign Assets\n-6,110,320.34 -6,759,543.60 -11,356,605.80 -14,602,968.79 -23,287,056.52 -27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85 -50,285,843.15 -51,596,769.75 -51,659,786.89 -78,356,892.58\nClaims on Non Residents\n996,604.88\n931,294.24\n2,416,356.86\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\nOfficial Reserves Assets\n344,973.29\n230,535.90\n1,223,599.47\n1,399,462.47\n1,401,366.80\n1,964,853.83\n1,511,299.58\n1,937,457.59\n1,915,477.05\n2,537,103.33\n2,888,945.28\n3,104,642.81\n1,759,943.91\nOther Foreign Assets\n651,631.59\n700,758.34\n1,192,757.39\n1,518,302.79\n2,001,286.13\n2,369,317.36\n4,952,947.87\n3,507,400.15\n3,637,474.74\n2,967,836.45\n2,345,086.60\n2,400,193.22\n3,188,983.44\nLess Liabilities to Non Residents\n7,106,925.22\n7,690,837.84\n13,772,962.65\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\nShort Term Liabilities\n5,631,784.52 6,093,840.18\n11,231,907.80\n14,024,443.68\n18,833,457.18\n22,284,382.58\n32,602,281.08\n33,501,054.49\n34,223,789.11\n35,686,123.01\n39,597,730.68\n41,112,190.47\n55,611,921.72\nOther Foreign Liabilities\n1,475,140.70 1,596,997.65\n2,541,054.86\n3,496,290.36\n7,856,252.27\n9,401,852.93\n13,211,926.40\n18,338,963.45\n19,596,911.53\n20,104,659.91\n17,233,070.95\n16,052,432.45\n27,693,898.21\nNet Domestic Assets (NDA)\n9,282,675.10 9,779,079.28\n13,879,314.03\n17,885,100.37\n27,056,377.90\n33,099,689.90\n44,032,675.49\n53,205,910.84\n56,382,701.89\n60,613,660.02\n60,847,793.85\n61,040,731.37\n90,061,836.40\nDomestic Claims\n7,254,587.97 7,190,950.30\n6,924,182.99\n7,344,238.48\n8,736,761.70\n10,057,820.09\n10,567,049.53\n12,972,537.88\n14,525,637.67\n12,259,697.53\n10,746,256.31\n10,973,320.90\n11,480,169.17\nNet Claims on Central Government\n6,646,231.00 6,542,879.87\n6,228,138.93\n6,544,295.30\n7,912,732.78\n9,154,435.10\n9,537,578.10\n10,728,246.52\n11,760,971.47\n9,939,418.32\n8,439,262.68\n8,477,725.92\n8,578,739.93\nClaims on Central Government\n7,219,991.51\n7,173,820.48\n7,213,532.34\n7,707,833.00\n9,419,993.38\n11,079,670.93\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\nOf which: Securities Other than Shares\n1,910,408.71 1,835,171.86\n1,793,430.00\n5,922,355.91\n7,222,007.40\n8,308,198.93\n9,491,988.13\n9,617,665.33\n9,771,722.53\n6,828,363.47\n6,784,907.24\n6,729,080.00\n6,635,562.28\n of which USD Securities revaluations (Excha\n0.00\n0.00\n0.00\n0.00\n171,045.15\n620,748.19\n1,795,917.79\n1,930,201.39\n2,084,258.59\n0.00\n0.00\n0.00\n0.00\nLoans\n5,309,582.80\n5,338,648.62\n5,420,102.34\n1,785,477.10\n2,197,985.98\n2,771,472.00\n3,339,977.70\n3,587,943.80\n4,010,661.79\n4,510,169.38\n5,513,803.84\n5,811,437.65\n6,126,824.37\n Loans and Advances\n3,800,851.32 3,803,362.82\n3,805,605.65\n114,667.21\n368,837.75\n568,020.15\n835,231.09\n1,110,375.86\n1,262,301.22\n1,199,032.23\n1,611,254.61\n1,808,444.47\n2,123,588.25\n Legacy Debt\n309,020.71\n309,052.17\n309,088.45\n309,057.44\n405,543.61\n404,773.69\n414,023.05\n381,741.08\n382,025.83\n376,260.18\n371,310.28\n391,427.33\n391,670.28\n Export Incentives\n1,199,710.77\n1,226,233.63\n1,305,408.24\n1,361,752.45\n1,423,604.62\n1,798,678.16\n2,090,723.55\n2,095,826.85\n2,366,334.74\n2,934,876.98\n3,531,238.96\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\nOf which: Deposits\n573,760.51\n630,940.61\n985,393.41\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n608,356.98\n648,070.43\n696,044.06\n799,943.18\n824,028.92\n903,384.99\n1,029,471.42\n2,244,291.36\n2,764,666.21\n2,320,279.21\n2,306,993.64\n2,495,594.98\n2,901,429.23\nOther Financial Corporations\n114,497.79\n117,613.99\n114,408.61\n125,389.20\n109,687.61\n112,349.24\n118,657.17\n122,348.15\n122,367.95\n114,216.39\n123,637.97\n185,777.12\n190,538.80\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n471,903.09\n505,772.56\n556,274.16\n651,399.20\n681,030.34\n665,333.60\n824,033.57\n2,032,044.80\n2,576,877.72\n2,130,151.01\n2,105,286.54\n2,135,637.84\n2,527,892.32\nPrivate Sector\n21,956.10\n24,683.88\n25,361.29\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\nClaims on Other Depository Corporations\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\nOf which: Loans\n339,662.09\n332,906.49\n328,813.24\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\nOther Liabilities to ODCs\n2,400,005.83 2,538,511.34\n3,047,017.11\n2,846,011.57\n2,756,773.68\n3,094,984.02\n4,129,952.46\n4,009,051.66\n5,433,469.12\n7,563,514.16\n8,461,698.70\n9,792,726.83\n9,684,173.41\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,248,370.43\n2,348,400.79\n2,738,904.07\n2,200,323.26\n2,004,097.96\n2,145,531.30\n2,824,669.92\n2,966,155.20\n2,939,654.78\n4,579,216.20\n5,320,924.19\n5,467,251.69\n5,944,214.63\nOther Items(Net)\n-4,088,430.87 -4,793,733.84\n-9,673,334.90 -13,022,965.26 -20,737,108.96 -25,788,352.03\n-37,210,035.04 -43,812,534.88 -46,414,639.90 -54,669,718.18 -57,145,180.31 -58,322,160.20 -86,517,998.56\nShares and Other Equity\n-3,873,725.31\n-4,589,274.75\n-9,310,271.34\n-12,940,837.81\n-21,517,328.05\n-26,390,209.56\n-37,895,629.34\n-44,802,824.15\n-47,413,029.48\n-54,656,738.27\n-55,918,839.02\n-56,770,197.78\n-85,756,440.85\nOther Items(Net)\n-231,341.56\n-251,223.69\n-375,255.92\n-445,539.22\n-342,958.09\n-689,035.65\n-860,829.96\n-891,621.00\n-981,983.21\n-1,160,947.22\n-2,572,613.77\n-2,671,268.75\n-2,708,996.60\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n16,636.01\n46,764.60\n12,192.36\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n3,172,354.76 3,019,535.69\n2,522,708.23\n3,282,131.58\n3,769,321.38\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\nBond Coins\n86,775.25\n87,096.23\n87,423.30\n87,606.55\n87,843.40\n87,844.15\n87,847.30\n87,845.55\n93,158.32\n99,010.30\n99,714.26\n99,712.42\n99,712.71\nBond Notes\n442,551.17\n449,762.88\n476,656.02\n510,197.39\n609,392.70\n657,100.48\n728,411.73\n768,566.52\n872,222.06\n978,393.54\n1,036,938.66\n1,117,198.96\n1,208,072.64\nLiabilities to ODCs\n2,556,061.06 2,410,617.85\n1,861,836.07\n2,583,805.05\n2,945,382.52\n4,679,680.86\n3,772,389.39\n5,535,717.81\n6,219,757.79\n8,352,572.72\n7,253,578.67\n7,089,397.08\n8,789,318.37\n Reserve Deposits\n379,777.18\n382,618.00\n406,733.21\n434,435.93\n497,763.67\n586,218.84\n625,173.97\n758,953.25\n861,489.70\n918,034.34\n1,040,852.24\n1,082,852.88\n1,205,004.05\n Exess reserves \n2,176,283.88 2,027,999.85\n1,455,102.86\n2,149,369.12\n2,447,618.85\n4,093,462.02\n3,147,215.41\n4,776,764.57\n5,358,268.10\n7,434,538.38\n6,212,726.43\n6,006,544.20\n7,584,314.32\nPrivate Deposits\n86,967.28\n72,058.73\n96,792.85\n100,522.60\n126,702.75\n323,000.08\n94,067.04\n418,620.75\n929,814.87\n897,840.31\n860,792.52\n1,074,636.02\n1,607,840.10\nSource: Reserve Bank of Zimbabwe,2020\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n16 \n \n \nMar-19\nApr-19\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nNet Foreign Assets\n126,699.85\n530,512.93\n1,160,120.10\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\nClaims on Non Residents\n1,060,697.66\n1,491,439.91\n2,534,779.04\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\nOf Which: Foreign Currency\n263,233.15\n363,481.95\n484,193.31\n882,204.61\n968,769.48\n1,150,434.08\n2,108,450.56\n1,905,985.69\n2,243,113.59\n2,526,205.54\n3,176,598.38\n3,136,431.39\n3,607,624.65\nDeposits\n794,324.48\n1,123,646.46\n2,044,144.29\n2,921,840.60\n4,408,575.22\n4,954,935.41\n7,254,079.84\n8,551,844.58\n9,358,131.61\n10,399,832.16\n9,953,357.06\n10,175,380.89\n15,179,403.50\nOther\n3,140.03\n4,311.50\n6,441.45\n10,577.12\n13,140.31\n15,109.74\n20,375.85\n21,027.99\n21,628.98\n22,378.63\n23,051.63\n33,034.42\n40,818.25\nLess Liabilities to Non Residents\n933,997.80\n960,926.97\n1,374,658.95\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\nOf Which: Deposits\n553,655.47\n584,272.60\n719,211.04\n769,197.36\n857,462.40\n938,762.40\n1,334,410.99\n1,141,821.51\n1,377,452.16\n1,457,271.39\n1,591,189.46\n1,285,842.52\n1,574,950.88\nLoans\n380,342.34\n376,654.37\n655,447.91\n1,146,893.57\n1,161,574.59\n1,428,993.76\n1,917,767.81\n1,916,690.45\n1,876,677.72\n1,867,477.16\n1,855,524.33\n2,092,970.52\n3,309,675.09\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n9,946,870.18\n10,259,117.71\n11,286,731.69\n12,297,290.28\n13,113,076.98\n15,057,767.71\n16,635,192.44\n20,378,973.60\n21,685,398.27\n23,589,103.57\n24,751,743.05\n26,346,359.69\n31,807,660.02\nDomestic Claims\n7,093,926.30\n7,115,342.99\n7,451,620.17\n8,301,172.98\n9,320,549.24\n9,717,740.03\n10,601,722.91\n11,770,620.25\n14,049,919.30\n15,560,110.40\n17,823,424.24\n19,287,456.86\n22,574,237.92\nNet Claims on Central Government\n2,951,793.41\n2,869,381.76\n2,735,836.19\n2,877,878.25\n3,435,662.08\n3,350,949.35\n3,524,311.24\n3,681,551.38\n4,052,444.25\n4,123,319.26\n4,284,897.63\n4,220,051.70\n4,371,019.79\nClaims on Central Government\n2,999,718.93\n2,925,238.58\n2,784,700.07\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\nSecurities\n2,995,446.01\n2,921,262.97\n2,780,774.94\n2,918,508.31\n3,484,041.96\n3,409,103.10\n3,577,410.30\n3,749,000.52\n4,150,152.74\n4,240,495.63\n4,372,420.71\n4,293,116.08\n4,775,618.52\nLoans\n4,272.91\n3,975.61\n3,925.13\n3,893.57\n2,176.18\n1,044.37\n1,372.73\n1,149.81\n1,373.97\n1,329.70\n5,111.21\n5,147.49\n4,391.86\nOther \n - - - - - \n - \n - \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\nOf which: Deposits\n47,925.52\n55,856.82\n48,863.88\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n4,142,132.88\n4,245,961.23\n4,715,783.99\n5,423,294.73\n5,884,887.16\n6,366,790.67\n7,077,411.66\n8,089,068.87\n9,997,475.05\n11,436,791.14\n13,538,526.61\n15,067,405.16\n18,203,218.14\nOther Financial Corporations\n44,732.42\n43,887.25\n54,890.96\n54,960.04\n65,223.35\n38,967.78\n34,328.82\n39,915.64\n37,694.15\n72,289.76\n78,791.30\n95,487.15\n116,565.68\nState and Local Government\n35,077.27\n34,576.44\n33,304.49\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\nPublic Non Financial Corporations\n131,614.40\n180,126.39\n236,434.67\n231,453.07\n276,304.88\n323,047.60\n224,024.88\n290,519.04\n284,193.32\n301,021.27\n459,396.43\n455,647.01\n773,710.57\nPrivate Sector\n3,930,708.81\n3,987,371.15\n4,391,153.86\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\nClaims on the Central Bank\n4,257,352.21\n4,488,587.04\n4,782,265.42\n5,415,977.11\n5,448,316.23\n8,140,877.50\n9,252,623.62\n11,757,301.08\n11,546,508.94\n14,013,346.66\n13,400,742.47\n14,084,026.73\n16,430,721.57\nCurrency\n62,487.55\n45,182.42\n98,685.70\n126,257.46\n232,427.59\n184,370.21\n124,516.17\n144,290.37\n128,786.22\n169,835.56\n183,412.14\n267,061.31\n263,607.53\nReserves\n4,194,864.67\n4,443,404.62\n4,683,579.73\n5,289,719.65\n5,215,888.64\n7,956,507.29\n9,128,107.45\n11,613,010.71\n11,417,722.72\n13,843,511.10\n13,217,330.33\n13,816,965.42\n16,167,114.04\nSecurities\n - - \n - \n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n - - \n - \n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n165,849.57\n148,327.69\n148,760.15\n150,275.70\n151,973.32\n155,014.53\n155,934.06\n159,104.77\n175,255.53\n179,468.01\n185,829.15\n189,591.37\n258,425.60\nOther Items(Net)\n1,238,558.76\n1,196,484.63\n798,393.76\n1,269,584.10\n1,503,815.17\n2,645,835.28\n3,063,220.03\n2,989,842.96\n3,735,774.45\n5,804,885.48\n6,286,594.51\n6,835,532.53\n6,938,873.87\nShares and Other Equity\n2,186,634.46\n2,438,054.11\n2,453,288.57\n3,130,496.35\n3,418,099.11\n3,949,811.84\n5,389,732.10\n5,795,665.01\n6,252,087.86\n10,111,978.87\n12,089,406.11\n12,427,849.47\n14,637,418.35\nLiabilities to other ressident sectors\n42,675.76\n28,813.83\n46,518.61\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\nOther Items(Net)\n-990,751.46\n-1,270,383.32\n-1,701,413.42\n-1,904,551.24\n-1,941,692.17\n-1,331,975.97\n-2,349,798.88\n-2,830,454.98\n-2,566,827.76\n-4,426,491.02\n-5,942,883.74\n-5,747,234.71\n-8,038,453.91\nDeposits and Securities Included in Broad Mo 10,073,570.03\n10,789,630.64\n12,446,851.79\n14,195,821.68\n16,484,524.99\n18,810,490.79\n22,765,919.89\n27,799,319.90\n30,054,142.57\n33,212,771.35\n34,458,036.32\n36,312,393.36\n45,750,880.45\nDeposits Included in Broad Money\n9,999,066.93\n \n10,698,817.40\n \n12,307,411.86\n \n14,024,153.85\n \n16,316,355.79\n \n18,607,561.81\n \n22,546,030.38\n \n27,593,648.82\n \n29,819,025.32\n \n32,968,794.78\n \n34,202,472.63\n \n36,052,337.44\n \n45,274,086.77\n \nTransferable Deposits\n8,562,013.77\n \n9,211,180.01\n \n10,695,596.51\n \n12,595,266.96\n \n14,675,509.25\n \n16,987,786.03\n \n20,883,074.13\n \n25,739,354.63\n \n27,983,294.46\n \n31,080,869.95\n \n32,175,873.35\n \n33,858,024.37\n \n42,922,095.92\n \n of which FCAs\n1,417,836.22\n \n1,753,489.14\n \n3,031,536.97\n \n3,887,787.41\n \n4,049,120.88\n \n5,737,719.98\n \n9,859,484.27\n \n11,155,597.09\n \n11,472,035.58\n \n11,938,732.84\n \n12,458,349.93\n \n12,476,934.91\n \n20,909,726.92\n \nOther Deposits\n1,437,053.15\n1,487,637.39\n1,611,815.34\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\nMoney Market Instruments\n74,503.10\n \n90,813.24\n \n139,439.93\n \n171,667.83\n \n168,169.20\n \n202,928.98\n \n219,889.50\n \n205,671.08\n \n235,117.26\n \n243,976.57\n \n255,563.69\n \n260,055.92\n \n476,793.67\n \nSource:Reserve Bank of Zimbabwe,2020\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\n \n \n \n17 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n19 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n21 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nSource:Reserve Bank of Zimbabwe,2020\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n23 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n1,430,322.3\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n1,447,865.7\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n7,530,493.2\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n1,566,329.2\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n7,530,493.2\nDec\n3,260,641.3\n140,783.7\n27,127.1\n1,114,871.8\n48,155.6\n1,504,624.8\n1,027,373.9\n821,797.2\n823,237.5\n84,684.8\n1,428,029.4\n7,328.2\n10,288,655.3\n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nMar\n5,400,573.8\n137,553.1\n109,432.3\n1,355,737.8\n60,656.4\n2,181,804.5\n1,514,365.3\n1,743,391.4\n911,568.0\n129,647.8\n2,083,395.0\n30,867.0\n15,658,992.1\nSource:Reserve Bank of Zimbabwe,2020\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n24 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2017\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n17,413,139.2\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,272,162.4\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nDec\n1,877,764.1\n950,348.8\n2,917,087.2\n3,126,494.5\n1,421,969.0\n4,411,638.4\n2,605,023.1\n1,664,547.7\n8,410,964.0\n554,937.3\n2,477,474.0\n116,789.4\n30,535,037.6\n1,000.0\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nFeb\n2,492,591.8\n1,191,731.7\n3,340,863.8\n8,721,475.9\n1,919,428.5\n5,869,104.2\n3,481,495.5\n2,729,162.0\n10,202,203.6\n760,155.3\n3,574,134.5\n82,845.8\n44,365,192.6\nMar\n2,678,262.7\n1,449,645.9\n3,231,059.0\n11,715,273.9\n2,114,093.0\n6,507,000.0\n4,576,971.8\n3,048,053.5\n11,490,205.2\n947,918.2\n4,257,117.7\n72,082.9\n52,087,683.7\nSource: Reserve Bank of Zimbabwe,2020\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n25 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2018\nJan\n4.45-18.00\n9.33 \n6.99 \nFeb\n4.45-18.00\n9.57 \n6.93 \nMar\n4.45-18.00\n9.64 \n6.98 \nApr\n4.00-18.00\n9.32 \n7.08 \nMay\n4.00-18.00\n9.28 \n7.09 \nJun\n4.00-18.00\n9.32 \n7.14 \nJul\n4.00-18.00\n9.75 \n6.97 \nAug\n4.00-18.00\n9.87 \n7.10 \nSep\n4.00-18.00\n9.56 \n7.11 \nOct\n4.00-18.00\n9.47 \n7.38 \nNov\n4.00-18.00\n9.49 \n7.38 \nDec\n4.00-18.00\n9.48 \n7.39 \n2019\nJan\n4.00-18.00\n9.47 \n7.40 \nFeb\n4.00-18.00\n9.23 \n7.30 \nMar\n4.00-18.00\n9.23 \n7.31 \nApr\n4.00-18.00\n9.30 \n7.38 \nMay\n4.00-22.00\n9.31 \n7.33 \nJun\n4.00-22.00\n9.15 \n7.67 \nJul\n4.00-35.00\n9.54 \n8.40 \nAug\n5.00-55.00\n14.37 \n18.43 \nSep\n5.00-65.00\n14.64 \n19.81 \nOct\n5.00-65.00\n15.59 \n19.66 \nNov\n5.00-65.00\n15.06 \n18.00 \nDec\n5.00-65.00\n16.08 \n18.31 \n2020\nJan\n5.00-65.00\n16.56 \n17.20 \nFeb\n5.00-65.00\n16.92 \n16.68 \nMar\n5.00-65.00\n19.65 \n17.21 \nSource:Reserve Bank of Zimbabwe, 2020\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n26 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2020\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n27 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION &\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nSource:Zimstat, 2020\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n28 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n729.57\n703.89\n354.34\n623.95\n885.04\n598.64\n1046.38\n704.12\n362.80\n607.72\n939.15\n562.64\n810.29\n640.16\nMar\n939.40\n965.20\n556.80\n807.10\n1126.50\n707.00\n1091.00\n1118.10\n365.20\n714.00\n1152.10\n745.15\n953.59\n810.40\nSource:Zimstat, 2020\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n29 \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n30 \n \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nSource: Reserve Bank of Zimbabwe, 2020\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n \n \n \n31 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n801.38\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n766.34\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n1 112.27 \n344.9\n304.9\n179,559,446\n43,426.5\nFeb\n473.13\n1 564.98\n826.73\n360.1\n172,678,984\n60,987.5\nMar\n456.21\n1 512.46\n720.47\n425.2\n237,667,043\n58,612.1\nSource:Zimbabwe Stock Exchange, 2020\n*All Share index was introduced in January, 2018\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\n \n \n \n32 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.31 \n115.2 21,247.93 9,646.84 \nFeb\n 41,637.6 \n4.7\n5,431.81\n \n136.9 22,589.66 9,633.79 \nMar\n 60,804.1 \n4.1\n7,252.88\n \n268.0 27,993.61 14,411.35 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n33 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6\n 271,618.6 3,410.1 1,670,402.1 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7\n 23,191.6 65.0 206,621.5 \n 1,099.3 \nNov\n 982.1 \n10.3\n 25,737.5 225.2 152,919.9 \n 2,044.1 \nDec\n 1,003.8 \n7.6\n 27,800.5 385.5 146,316.6 \n 1,273.6 \n2020\nJan\n 943.3 \n4.6\n 23,649.0 199.9 139,278.2 \n 671.7 \nFeb\n 916.1 \n8.9\n 21,652.2 196.6 149,671.5 \n 647.8 \nMar\n 1,068.5 \n7.4\n 22,588.1 234.3 173,042.2 \n 661.2 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)\n \n \n \n34 \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2018\nJan\n251.2\n489.7\n740.9\n-238.5\nFeb\n346.3\n574.9\n921.2\n-228.6\nMar\n288.6\n605.8\n894.3\n-317.2\nApr\n329.6\n544.1\n873.7\n-214.5\nMay\n267.2\n532.4\n799.6\n-265.2\nJun\n384.6\n614.6\n999.3\n-230.0\nJul\n340.3\n560.0\n900.3\n-219.7\nAug\n449.3\n576.5\n1025.9\n-127.2\nSep\n353.4\n577.1\n930.5\n-223.7\nOct\n448.6\n592.3\n1040.9\n-143.7\nNov\n471.7\n628.7\n1100.4\n-157.0\nDec\n364.8\n494.7\n859.5\n-129.9\nTotal\n4,295.63\n6,790.84\n11,086.47\n-2,495.21\n2019\nJan\n292.6\n336.8\n629.4\n-44.2\nFeb\n348.4\n370.5\n718.9\n-22.1\nMar\n295.9\n329.0\n624.9\n-33.1\nApr\n277.0\n416.7\n693.7\n-139.7\nMay\n343.2\n436.8\n780.0\n-93.6\nJun\n239.8\n458.5\n698.3\n-218.7\nJul\n299.5\n357.0\n656.5\n-57.5\nAug\n345.4\n384.2\n729.60\n-38.80\nSep\n378.4\n403.9\n782.30\n-25.50\nOct\n483.3\n400.6\n883.90\n82.70\nNov\n475.2\n431.2\n906.40\n44.00\nDec\n489.1\n418.8\n907.90\n70.30\nTotal\n4,267.80\n4,744.00\n9,011.80\n-476.20\n2020\nJan\n397.7\n383.5\n781.27\n14.18\nFeb\n365.5\n455.3\n820.89\n-89.81\nMar\n272.1\n450.5\n722.56\n-178.45\nSource: ZIMSTAT, 2020\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-March-2020 (1).pdf"}
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+{"doc_id": "f0e2ed8e849e38b84b1ddc691405c4de", "text": "i \n \n \n \nJANUARY 2024 \n \n2 \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 \nMONETARY DEVELOPMENTS .............................................................................................. 7 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 8 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 8 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 9 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 10 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 10 \nMobile and Internet Based Transactions .............................................................................. 11 \nINFLATION OUTTURN ........................................................................................................... 11 \nAnnual Inflation ...................................................................................................................... 11 \nMonthly Inflation .................................................................................................................... 11 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n OVERVIEW \nAnnual headline inflation rose to 34.8% in \nJanuary 2024 from 26.5% in December 2023. \nThis was attributable to the depreciation of the \nlocal currency against major currencies. \n \n \nOn a monthly basis, broad money increased by \n54.63% in January 2024, compared to 7.3% in \nthe previous month. The increase in broad \nmoney was largely attributable to valuation \nchanges arising from exchange rate movements \ncoupled with expansion in the quantum of \nforeign currency deposits. \n \n \nThe Zimbabwe Stock Exchange (ZSE) was \nbullish during the month of January 2024. The \nAll Share, Top 10, Top 15, Small Cap and \nMedium Cap indices rose by 157.43%, \n173.31%, 171.99%, 81.39% and 98.23%, \nrespectively. \n \nThe Victoria Falls Stock Exchange (VFEX) \ncontinued to trade in a positive trajectory in \nJanuary 2024. The All-Share index increased \nby 45.12% to close at 102.52 points, from 70.64 \npoints registered in December 2023. \n \n \nIn value terms, transactions processed through \nthe National Payment Systems (NPS) increased \nby 39% from ZW$42.05 trillion in December \n2023 to ZW$58.35 trillion in January 2024. \n \nNPS transactions volumes decreased by 9% to \n64.97 million in the reporting month from \n71.02 million in December 2023. \n \nOn the external front, export earnings for \nJanuary 2024 stood at US$540.3 million, up \n26.3% compared to US$427.7 million in \nJanuary 2023, driven by gold, PGM and \ntobacco exports. The country’s import bill for \nJanuary 2024 amounted to US$692.7 million, \nup from US$633.8 million recorded in January \n2023. \n \nAverage international prices of platinum, \npalladium, \ncopper, \nnickel, \nand \nlithium \ndeclined, while gold and crude oil prices \nregistered increases in January 2024. \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nDuring the month under review, platinum, \npalladium, copper, nickel and lithium prices \ndeclined. On the contrary, gold and crude oil \nprices registered increases during the same \nmonth. \n \nGold \nGold prices increased by 0.42%, from \nUS$2,026.06 per ounce reported in December \n2023 to close at US$2,034.61 per ounce in \nJanuary 2024. \n \nPlatinum \nPlatinum prices declined by 1.47%, from an \naverage of US$939.74 per ounce in December \n2023 to US$925.93 per ounce in January 2024. \nThe slowdown was largely attributable to \nstockpiles of the metal, especially in China. \n \nPalladium \nMonthly \naverage \nprices \nfor \npalladium \ncontinued in a negative trajectory, amid \nreduced demand for the metal. Palladium prices \nfell to US$979.52 per ounce in January from \n \n \n \n4 \n \nUS$1,003.49 per ounce recorded in December \n2023. The price developments for precious \nmetals for the period from January 2021 to \nJanuary 2024 are shown in Figure 1. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): Jan 2021 – Jan 2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nBrent crude oil prices rose by 1.75%, from a \nmonthly average of US$77.69 per barrel \nreported in December 2023 to US$79.05 per \nbarrel in January 2024. The increase was \nunderpinned by concerns over global energy \nsupply disruptions in several regions as \ngeopolitical tensions persist, coupled with \nproduction cuts by some OPEC countries. \nFigure 2 depicts the price developments of \nBrent crude oil prices for the period January \n2021 to January 2024. \n \n \n \n \n \n \n \n \nFigure 2: Brent Crude Oil Prices \n(US$/Barrel) Jan 2021 – Jan 2024\nSource: Bloomberg, 2024 \n \nCopper \nDuring the month under analysis, copper prices \ndecreased by 0.07%, from US$8,464.18 per \ntonne recorded in the prior month to \nUS$8,458.66 \nper \ntonne. \nCopper \nprices \ndeclined, following weak demand from China, \nwhich dampened bullish supply pressures. \n \nNickel \nNickel prices fell by 1.93%, from a monthly \naverage of US$16,674.25 per tonne recorded in \nDecember 2023 to US$16,352.41 per tonne, \nduring the month under analysis. Prices \nretreated due to the increases in global supplies \namid rising inventories in China. Figure 3 \nshows base metal price developments for the \nperiod January 2021 to January 2024. \n \n \n \n \n \n \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n800\n1,100\n1,400\n1,700\n2,000\n2,300\n2,600\n2,900\nJan-21\nApr-21\nJul-21\nOct-21\nJan-22\nApr-22\nJul-22\nOct-22\nJan-23\nApr-23\nJul-23\nOct-23\nJan-24\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nJan-21\nApr-21\nJul-21\nOct-21\nJan-22\nApr-22\nJul-22\nOct-22\nJan-23\nApr-23\nJul-23\nOct-23\nJan-24\nUS$/barrel\n \n \n \n5 \n \nFigure 3: Base Metal Prices (US$/tonne): \nJan 2021 – Jan 2024 \nSource: Bloomberg, 2024 \n \n \nLithium \nLithium prices had a sharp decline of 14.82%, \nfrom US$17,200.12 per tonne in December \n2023 to US$14,650.454 per tonne in January \n2024. The decline in price was attributed to \nfalling electric vehicle sales in China. \n \nThe price developments for lithium for the \nperiod from February 2023 to January 2024 are \nshown in Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) \nFebruary 2023 – January 2024 \nSource: London Metal Exchange, 2024 \n \n \nMERCHANDISE TRADE DEVELOPMENTS \n \nTotal merchandise trade stood at US$1,233 \nmillion in January 2024, which was an increase \nof 28.8% from US$1,061.5 million, recorded in \nJanuary in 2023. \n \nMerchandise Exports \nThe country’s export earnings for January 2024 \nstood at US$540.3 million, which was 26.3% \nhigher than the January 2023 outturn of \nUS$427.7 \nmillion. \nFigure \n5 \nshows \ndevelopments in the country’s merchandise \nexports for the period from January 2023 to \nJanuary 2024. \n \nFigure 5: Merchandise Exports (US$ m): \n2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n \nPrimary products, namely tobacco, gold, \nPGMs, and ferrochromium, remained the \ncountry's \nleading \nexport \ncommodities, \naccounting for 25.9%, 24.2%, 23.6%, and 4.5% \nof the export basket, respectively. Table 2 \nshows developments in the country’s exports \nfor the months of December 2023 and January \n2024. \n \n8,000\n13,000\n18,000\n23,000\n28,000\n33,000\n38,000\n4,500\n5,500\n6,500\n7,500\n8,500\n9,500\n10,500\n11,500\nJan-21\nMay-21\nSep-21\nJan-22\nMay-22\nSep-22\nJan-23\nMay-23\nSep-23\nJan-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nUS$/tonne\n427.7\n435.9\n515.3\n555.5\n654.2\n641.5\n603.2\n649.8\n678.1\n831.9\n681.3\n550.6\n540.3\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nSep\nOct\nNov\nDec\nMerchandise Exports (US$m)\n2023\n2024\n \n \n \n6 \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \n \nDec-23 \n (US \n$m) \nJan-24 \n(US $m) \nDec-Jan \nChanges \n(%) \nShare of \nExports \n(%) Jan-24 \nTotal \n550.6 \n540.3 \n-1.9 \n100.0 \nOf Which: \n \n \n \n \nTobacco (Incl. \ncigarettes) \n111.1 \n139.9 \n25.9 \n25.9 \nGold \n158.3 \n130.9 \n-17.3 \n24.2 \nPGMs \n129.7 \n127.6 \n-1.6 \n23.6 \nFerrochromium \n30.5 \n24.5 \n-19.7 \n4.5 \nIndustrial \ndiamonds \n27.3 \n17.2 \n-37.0 \n3.2 \nCane sugar \n5.5 \n15.7 \n183.2 \n2.9 \nCoal \n9.4 \n9.2 \n-2.3 \n1.7 \nChromium ores \nand concentrates \n9.7 \n7.4 \n-24.5 \n1.4 \nCotton \n4.4 \n3.2 \n-27.8 \n0.6 \nElectricity \n1.0 \n1.3 \n26.7 \n0.2 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs \nInclude \nNickel mattes, \nnickel \nores \n& \nconcentrates and platinum \nDuring the month under analysis, the country’s \nexports were largely destined for South Africa \n(30%), the United Arab Emirates (25%) and \nChina (16.1%) The country’s exports to South \nAfrica were mainly constituted by minerals and \ntobacco. Exports to the United Arab Emirates \nwere primarily precious metals. Figure 6 shows \nthe country’s major export markets, during the \nreporting month. \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2024 \nMerchandise Imports \nThe country’s import bill for January 2024 \namounted to US$692.7 million compared to \nUS$633.8 million recorded in January 2023, as \nshown in Figure 7. \nFigure 7: Merchandise Imports classified by \nHS Codes 2022 & 2023 (US$ m) \n \nSource: ZIMSTAT & RBZ Computations, 2023 \nThe country’s top imports were diesel, maize, \npetrol, and fertilisers, accounting for 10%, \n6.2%, 5.2% and 4.8% of total imports, \nrespectively. Table 3 shows imports of major \ncommodities for December 2023 and January \n2024. \n \nTable 3: Imports Classified by Harmonised \nCommodity Description and Code System \n \nDec-23 \n(US $m) \nJan-24 \n (US $m) \nDec-Jan \nChanges \n(%) \nShare of Total \n Imports (%) \nJan 24 \nTotal \n817.0 \n692.7 \n-15.2 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n90.3 \n69.0 \n-23.6 \n10.0 \nMaize \n49.7 \n42.7 \n-13.9 \n6.2 \nLeaded petrol \n45.4 \n36.2 \n-20.1 \n5.2 \nFertilisers \n20.8 \n33.0 \n58.4 \n4.8 \nMachinery \n23.2 \n30.0 \n29.0 \n4.3 \nMedicaments \n16.9 \n18.7 \n11.2 \n2.7 \nCrude soya \nbean oil \n18.5 \n12.4 \n-32.8 \n1.8 \nElectricity \n11.8 \n11.0 \n-6.6 \n1.6 \nRice \n14.9 \n9.7 \n-34.8 \n1.4 \nPhotovoltaic \ncells \n1.0 \n8.4 \n726.8 \n1.2 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n30.0\n25.0\n16.1\n9.6\n2.0\n1.9\n1.6\n1.5\n1.4\n0.7\n0.0\n10.0\n20.0\n30.0\n40.0\nSouth Africa\nUnited Arab Emirates\nChina\nMozambique\nZambia\nIndonesia\nBelgium\nViet Nam\nHong Kong\nUnited States\n633.8\n623.5\n746.4\n708.0\n850.3\n727.0\n781.6\n820.1\n771.1\n901.6\n825.9\n817.0\n692.7\n0\n200\n400\n600\n800\n1000\n2023\n2024\n \n \n \n7 \n \nDuring the month of January 2024, the \ncountry’s main import source markets were \nSouth Africa, which accounted for about 36% \nof total imports, followed by China and the \nBahamas at 16.4% and 4.8%, respectively. \nFigure 8 shows the country’s top import \nsources in January 2024. \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \nMerchandise Trade Balance \nThe country’s monthly net external trade \nposition narrowed from a deficit of US$266.4 \nmillion in December 2023 to a deficit of \nUS$152.4 million in January 2024. Figure 9 \nshows the country’s trade balance for the \nmonths of December 2023 and January 2024. \n \n \n \n \n \n \n \n \n \n \n \n \n1All monetary numbers are valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \nFigure 9: Merchandise Trade Balance (US$ m) \n \n Source: ZIMSTAT & RBZ Computations, 2024 \nMONETARY DEVELOPMENTS1 \n \nTotal broad money (M3) amounted to \nZW$29.25 trillion in January 2024, compared \nto ZW$18.91 trillion recorded in the previous \nmonth. \nThe money supply was composed of foreign \ncurrency deposits, 78.30%; local currency \ndeposits, 15.64%; and local currency in \ncirculation, 0.05%. \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \n36.0\n16.4\n4.8\n4.5\n4.0\n4.0\n3.6\n2.9\n2.7\n2.0\nSouth Africa\nChina\nBahamas\nBahrain\nMozambique\nUAE\nMauritius\nZambia\nSingapore\nSwitzerland\n550.6\n540.3\n817.0\n692.7\n-266.4\n-152.4\n-400.0\n-200.0\n0.0\n200.0\n400.0\n600.0\n800.0\n1000.0\nDec-23\nJan-24\nExports\nImports\nTrade Balance\nNCDs, \n0.03%\nLocal Currency \nTime , 1.27%\nFX Time \nDeposits, 4.71%\nLocal Currency \nTransferable , \n15.64%\nFX \nTransferable \nDeposits, \n78.30%\nCurrency in \nCirculation, \n0.05%\n \n \n \n8 \n \nOn a monthly basis, broad money increased by \n54.63% in January 2024, compared to 7.3% in \nDecember 2023. \nThe monthly increase in money supply \nreflected an expansion of 7.10% in the local \ncurrency component and 10.52% in the foreign \ncurrency component. \nCredit to the private sector, increased by \n56.33%, largely reflecting valuation changes \nowing to exchange rate depreciation. Over the \nsame period, net claims on the Government \nincreased by 59.38% \nOn a yearly basis, broad money increased by \n984.32% compared to 708.93% in December \n2023. The annual growth in money supply \nlargely reflected exchange rate depreciation, \nwhich moved from ZW$796.52/US$ in January \n2023 to ZW$10,153.39/US$ by end-January \n2024. Expansion in foreign currency deposits \naccounted for 833.9 percentage points of the \n984.32% annual growth in broad money. The \nlocal currency component of the money supply \ncontributed 150.41 percentage points of the \ntotal annual growth. \n \nOn the asset side, the annual increase in broad \nmoney largely reflected nominal changes in \ncredit to the private sector and net claims on the \nGovernment of 1,192.41% and 1,713.56%, \nrespectively. \n \nOutstanding credit to the private sector was \nmainly \nchannelled \nto \nhouseholds, \nmanufacturing, and agriculture which received \n25.96%, 16.49%, and 14.56% of the total \ncredit, \nrespectively. \nThe \nmining \nand \ndistribution sectors received 12.57% and \n10.94% of the total outstanding credit, \nrespectively. \nPrivate sector credit shares by economic sectors \nare shown in Figure 11. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 39.72%; inventory \nbuild-up, \n23.63%; \nand \nfixed \ncapital \ninvestments, 13.07%. \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nThe ZSE was bullish during the month of \nJanuary 2024. Consequently, the All Share, \nTop 10, Top 15, Small Cap, and Medium Cap \nindices gained 157.43%, 173.31%, 171.99%, \n81.39% and 98.23% to close at 542 743.66 \npoints, 246 209.92 points, 331 602.19 points 9 \n947 030.87 points and 1 824 770.93 points, \nrespectively. \nThe mining index also gained 12.50% to close \nat 163 733.73 points compared to 145 542.27 \npoints, registered in December 2023. \nOn an annual basis, the All Share, Top 10, Top \n15, Small and Medium Cap indices added 2 \nHouseholds\n25.96%\nAgriculture\n14.56%\nMining\n12.57%\nManufacturing\n16.49%\nDistribution\n10.94%\nTransport and \nCommunication\n2.98%\nServices\n8.27%\nFinancial Organisations \nand Investiments\n5.76%\nConstruction\n1.74%\nOther\n0.73%\n \n \n \n9 \n \n279.07%, 1 681%, 2 035.76%, 1 896.25% and \n3 685.76%. This compares to 22 813.24 points, \n13 824.24 points, 15 526.17 points, 498 286.56 \npoints, and 48 200.90 points recorded in the \ncomparable period last year, respectively. \nThe mining index also added 542.17% from \n25 496.86 points recorded in January 2023. \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2024 \nDuring the month under review, trading \nactivity was concentrated on selected wealth-\npreserving counters. Consequently, cumulative \nvalues \nof \nshares \ntraded \namounted \nto \nZW$112.53 billion, reflecting an increase of \n2.56%, compared to ZW$109.73 billion, \nrecorded in the previous month. Similarly, \nturnover volume declined by 68.72% to 79.77 \nmillion shares, compared to 254.99 million \nshares traded in the prior month. \nThe proportion of foreign purchases to the \nvalue of shares traded improved to 2.02% from \n0.17% registered in December 2023. \nNet foreign position, however, stood at \nnegative ZW$5.37 billion, from negative \nZW$1.58 billion recorded in December 2023. \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \nOwing to bullish sentiments at the ZSE, market \ncapitalization gained ZW$26 646.24 billion, or \n158.49% worth of capitalization to close at \nZW$43 459.15 billion. \n \nOn a year-on-year basis, ZSE capitalization \nadded 1 666.61%, from ZW$2 460.04 billion \nrecorded in January 2023. \n \nVictoria Falls Stock Exchange (VFEX) \nDuring the month of January 2024, the Victoria \nFalls Stock Exchange (VFEX) exhibited \nbullish sentiments. As such, the All-Share \nindex added 45.12% to close at 102.52 points, \nfrom 70.64 points recorded in December 2023. \n \nOn an annual basis, the VFEX All Share index \ndeclined by 7.73%, from 111.11 points \nrecorded in January 2023. \n \n \n \n \n \n4,000\n34,000\n64,000\n94,000\n124,000\n154,000\n184,000\n214,000\n244,000\n274,000\n10,000\n80,000\n150,000\n220,000\n290,000\n360,000\n430,000\n500,000\n570,000\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n31-Oct-23\n30-Nov-23\n31-Dec-23\n31-Jan-24\nAll Share Index\nTop 10 Index\nMining Index\n0\n10,000\n20,000\n30,000\n40,000\n50,000\n60,000\n70,000\n80,000\n90,000\n100,000\n110,000\n120,000\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n10 \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nVFEX market capitalization increased by \n2.52% to US$1.24 billion, compared to \nUS$1.21 billion recorded in the previous \nmonth. This reflected an increase in demand for \nstocks on the USD-denominated market. \n \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) increased by \n39% from ZW$42.05 trillion in December \n2023 to close at ZW$58.35 trillion in January \n2024. \nNPS transactions volumes decreased by 9% to \nclose at 64.97 million in the reporting month \nfrom 71.02 million in the previous month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nReal Time Gross Settlement (RTGS) system \nincreased by 7%, from ZW$26.40 trillion in the \nprevious month to close at ZW$28.29 trillion in \nJanuary 2023. \nThe volume of RTGS transactions decreased by \n1% to close at 915 thousand during the month \nunder review, from 924 thousand in December \n2023. \nFigure 16: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \n60\n65\n70\n75\n80\n85\n90\n95\n100\n105\n110\n115\n31-Jan-23\n28-Feb-23\n31-Mar-23\n30-Apr-23\n31-May-23\n30-Jun-23\n31-Jul-23\n31-Aug-23\n30-Sep-23\n31-Oct-23\n30-Nov-23\n31-Dec-23\n31-Jan-24\n0.00\n0.20\n0.40\n0.60\n0.80\n1.00\n1.20\n1.40\n1.60\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nUS$ Billions\n0\n4\n8\n12\n16\n20\n24\n28\n32\n0\n200\n400\n600\n800\n1,000\n1,200\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nValue in ZW$ Trillions\nVolume in Thousands\nVolume\nValue\n \n \n \n11 \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$26.31 trillion, during the \nmonth under analysis, representing an increase \nof 106.35% from ZW$12.75 trillion recorded in \nDecember 2023. \nCash Transactions \nCash based transactions amounted to ZW$4 \ntrillion in January 2024, from ZW$1.81 trillion \nin December 2023. \nCard Transactions \nCard based transactions were 29.45% higher to \nclose at ZW$3.75 trillion during the month \nunder review, compared to ZW$2.90 trillion \nrecorded in the previous month. \nINFLATION OUTTURN \n \nAnnual Inflation \nAnnual headline inflation rose to 34.8% in \nJanuary 2024 from 26.5% recorded in \nDecember 2023. This was attributable to the \ndepreciation of the local currency. \nMonthly Inflation \nThe month-on-month inflation rate increased to \n6.6% in January 2024, from 4.7% in December \n2023. Food inflation rose to 15% in January \n2024, from 8.6% in December 2023. \nMonthly non-food inflation was lower at 2.5% \nin January 2024, from 2.9% registered in the \nprevious month. \n \n \n \n \n \nFigure 17: Month-on-Month Inflation (%) \nSource: ZIMSTAT, 2024 \n \n \n \nRESERVE BANK OF ZIMBABWE \n-5.00\n-2.00\n1.00\n4.00\n7.00\n10.00\n13.00\n16.00\n19.00\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nMar-23\nMay-23\nJul-23\nSep-23\nNov-23\nJan-24\nFood and non alcoholic beverages\nNon food\nAll Items\n \n \n12 \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n \n14 \n 2. Central Bank Survey \n \n \n \n \n \n \n15 \n \n3. Other Depository Corporations Survey \n \n \n \n \n16 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n17 \n 4.2 Liabilities \n \n \n \n \n \n \n \n \n18 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n \n19 \n 5.2 Liabilities \n \n \n \n \n20 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n \n21 \n 6.2 Liabilities \n \n \n \n \n \n \n22 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n \n23 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n \n24 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n25 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n26 \n \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n \n27 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n28 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n29 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n \n30 \nNational Payments System Statistics \n \n \n \n \n \n13 \n \n \n12.1 Values of Transactions \n \n \n \n \n \n \n31 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n32 \nTrade Statistics \n \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n \n33 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n14 \n \nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nNet Foreign Assets\n-2,748,857,529.85\n-2,951,073,126.64\n-3,006,324,492.94\n-3,566,322,365.73\n-8,582,225,834.40\n-16,963,911,301.47\n-14,214,106,707.82\n-14,227,506,302.78\n-16,447,478,675.26\n-17,460,266,333.79\n-18,045,044,675.98\n-18,830,050,198.23\n-30,708,633,279.93\nCentral Bank(net)\n-3,323,655,111.76\n-3,703,423,556.62\n-3,750,737,078.21\n-4,364,843,604.61\n-10,488,101,584.18\n-20,831,187,742.72\n-17,851,691,225.27\n-17,684,416,714.28\n-20,303,911,826.15\n-21,115,539,152.06\n-21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\nForeign Assets\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,242,178,197.33\n4,938,308,098.53\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\nForeign Liabilities\n3,910,622,996.46\n4,318,857,200.01\n4,315,710,196.51\n4,851,957,126.40\n11,730,279,781.51\n25,769,495,841.25\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\nOther Depository Corporations(net)\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\nForeign Assets\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\nForeign Liabilities\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\nNet Domestic Assets (NDA)\n5,446,217,996.54\n5,879,316,414.74\n6,201,650,160.38\n7,164,925,241.35\n15,821,191,266.69\n31,239,386,362.79\n27,217,558,926.15\n27,639,288,378.08\n32,161,547,467.69\n34,250,554,903.24\n35,673,225,646.05\n37,744,636,990.28\n59,956,750,588.31\nDomestic Claims\n2,158,183,534.44\n2,390,147,141.27\n2,794,025,252.47\n3,101,957,753.62\n6,541,657,510.89\n10,642,561,243.15\n11,094,734,236.77\n11,015,584,365.69\n13,148,134,761.58\n14,099,323,168.68\n14,764,938,049.74\n16,661,349,824.12\n26,555,487,015.34\nClaims on Central Government(net)\n448,671,599.24\n460,256,173.30\n603,775,191.70\n783,297,842.19\n1,389,082,186.11\n-464,905,858.96\n1,919,403,373.96\n2,035,378,139.93\n2,469,546,156.09\n2,685,249,888.61\n3,426,568,722.64\n4,633,764,250.89\n8,146,919,528.13\nClaims on Central Government\n781,764,304.23\n961,476,154.82\n1,030,581,569.13\n1,109,723,491.62\n1,853,707,138.97\n3,237,920,191.20\n3,137,951,747.03\n3,471,122,173.32\n3,948,824,640.88\n4,022,430,300.76\n4,506,540,165.69\n5,826,109,037.18\n9,899,880,742.54\nCentral Bank\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\nODCs\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\nLess Liabilities to Central Government\n333,092,704.99\n501,219,981.52\n426,806,377.42\n326,425,649.43\n464,624,952.86\n3,702,826,050.16\n1,218,548,373.07\n1,435,744,033.39\n1,479,278,484.78\n1,337,180,412.15\n1,079,971,443.04\n1,192,344,786.29\n1,752,961,214.41\nCentral Bank\n291,271,379.60\n490,179,791.18\n420,617,652.14\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\nODCs\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\nClaims on Other Sectors\n1,709,511,935.20\n1,929,890,967.97\n2,190,250,060.77\n2,318,659,911.43\n5,152,575,324.78\n11,107,467,102.11\n9,175,330,862.81\n8,980,206,225.76\n10,678,588,605.49\n11,414,073,280.07\n11,338,369,327.09\n12,027,585,573.22\n18,408,567,487.20\nOther Financial Corporations\n176,029,053.38\n189,742,321.73\n202,939,856.36\n127,476,071.53\n204,879,115.02\n372,829,596.47\n286,485,380.68\n286,556,911.67\n345,395,684.06\n402,497,102.41\n366,785,937.06\n210,979,095.28\n367,132,374.31\nState and Local Government\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\nPublic Non Financial Corporations\n198,192,725.01\n221,082,772.48\n244,918,005.85\n282,369,808.93\n680,427,260.99\n1,426,648,513.58\n1,144,767,740.03\n942,115,955.79\n1,064,377,138.00\n1,124,773,262.90\n758,994,509.56\n779,253,503.92\n787,050,316.56\nPrivate Sector\n1,335,038,917.19\n1,518,868,431.51\n1,742,242,420.81\n1,908,714,754.59\n4,267,188,606.15\n9,307,905,990.36\n7,744,009,668.94\n7,751,457,555.47\n9,268,723,734.89\n9,886,704,858.20\n10,212,529,111.24\n11,037,279,520.17\n17,254,185,998.48\nCentral Bank\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\nODCs\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\nOther Items(Net)\n-3,288,034,462.10\n-3,489,169,273.48\n-3,407,624,907.90\n-4,062,967,487.72\n-9,279,533,755.80\n-20,596,825,119.64\n-16,122,824,689.39\n-16,623,704,012.39\n-19,013,412,706.11\n-20,151,231,734.56\n-20,908,287,596.32 -21,083,287,166.17 -33,401,263,572.98\nShares and Other Equity\n-2,961,726,923.10\n-3,217,266,965.75\n-3,126,405,163.72\n-3,579,533,655.47\n-9,203,936,084.43\n-19,402,711,215.33\n-14,321,122,638.86\n-14,203,729,090.13\n-16,555,368,520.87\n-17,032,283,456.63\n-17,122,059,892.58\n-17,570,066,671.33\n-29,549,325,579.05\nLiabilities to Other Financial Corporations\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\nRestricted Deposits\n52,836,636.96\n95,262,450.25\n116,383,765.15\n168,057,733.95\n452,445,666.52\n929,649,277.24\n832,146,281.94\n481,313,635.70\n652,311,438.83\n616,319,027.72\n598,451,618.98\n634,635,960.65\n1,122,721,876.21\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-379,819,710.07\n-370,273,739.26\n-401,318,137.73\n-657,910,369.64\n-558,626,681.86\n-2,188,085,055.76\n-2,692,104,501.18\n-2,958,040,166.42\n-3,200,388,021.66\n-3,818,709,066.54\n-4,474,676,984.97\n-4,286,579,012.59\n-5,157,386,835.80\nBroad Money-M3\n2,697,360,466.69\n2,928,243,288.10\n3,195,325,667.44\n3,598,602,875.61\n7,238,965,432.29\n14,275,475,061.32\n13,003,452,218.33\n13,411,782,075.30\n15,714,068,792.44\n16,790,288,569.45\n17,628,180,970.07\n18,914,586,792.05\n29,248,117,308.38\nSecurities Other than Shares Included in Broad \nMoney\n15,056,472.03\n15,711,655.30\n16,082,619.50\n1,843,391.22\n4,659,433.86\n4,243,581.90\n2,137,443.55\n3,182,683.74\n2,685,488.92\n3,497,226.23\n4,173,191.32\n42,811,406.21\n7,317,942.35\nBroad Money-M2\n2,682,303,994.66\n2,912,531,632.80\n3,179,243,047.93\n3,596,759,484.40\n7,234,305,998.43\n14,271,231,479.42\n13,001,314,774.78\n13,408,599,391.56\n15,711,383,303.52\n16,786,791,343.22\n17,624,007,778.75\n18,871,775,385.85\n29,240,799,366.03\nOther Deposits (Time Deposits)\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\nof which Foreign Currency Accounts\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\nNarrow Money-M1\n2,407,265,283.35\n2,618,757,381.64\n2,846,507,551.90\n3,327,871,127.16\n6,679,000,239.69\n13,204,658,167.27\n12,176,656,804.16\n12,548,397,342.75\n14,765,873,592.55\n15,599,407,297.79\n16,384,919,989.43\n17,584,571,423.18\n27,491,008,901.84\nTransferable Deposits\n2,402,524,498.19\n2,612,610,043.68\n2,840,026,628.31\n3,320,722,893.78\n6,671,063,283.95\n13,196,303,401.12\n12,166,873,421.72\n12,538,725,239.63\n14,755,523,314.82\n15,588,193,442.31\n16,373,116,452.32\n17,572,220,001.14\n27,476,970,003.22\n Of which Foreign Currency Accounts\n1,626,587,667.25\n1,754,513,308.92\n1,869,072,784.19\n2,148,792,572.06\n5,274,426,984.71\n11,635,488,089.25\n10,099,330,132.00\n10,173,498,286.11\n12,310,342,777.52\n12,429,076,347.34\n12,757,305,066.07\n13,397,781,145.35\n22,901,496,643.22\nCurrency Outside Depository Corporations\n4,740,785.16\n6,147,337.96\n6,480,923.60\n7,148,233.38\n7,936,955.74\n8,354,766.15\n9,783,382.43\n9,672,103.13\n10,350,277.73\n11,213,855.47\n11,803,537.12\n12,351,422.04\n14,038,898.63\nMemorandum Items\nReserve Money\n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\nFCAs as a Percentage of Deposits in M3\n60.4%\n60.0%\n58.6%\n59.8%\n72.9%\n87.5%\n77.7%\n75.9%\n78.4%\n74.1%\n72.4%\n70.9%\n78.3%\nEnd Period Exchange Rate\n796.52\n889.13\n929.86\n1,047.44\n2,577.06\n5,739.80\n4,516.80\n4,608.11\n5,466.75\n5,698.96\n5,791.08\n6,104.72\n10,152.39\nSource: Reserve Bank of Zimbabwe, 2024\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n15 \n \n \n \n \n \nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nNet Foreign Assets\n-3,323,655,111.76\n-3,703,423,556.62\n-3,750,737,078.21\n-4,364,843,604.61 -10,488,101,584.18 -20,831,187,742.72\n-17,851,691,225.27\n-17,684,416,714.28 -20,303,911,826.15\n-21,115,539,152.06 -21,850,985,894.27\n-22,724,299,913.18\n-37,204,315,094.00\nClaims on Non Residents\n586,967,884.70\n615,433,643.39\n564,973,118.29\n487,113,521.79\n1,242,178,197.33\n4,938,308,098.53\n2,249,211,942.26\n2,357,413,332.73\n2,869,139,839.85\n2,930,487,891.77\n2,722,752,920.94\n2,750,142,276.55\n4,789,971,270.20\nOfficial Reserves Assets\n261,809,981.40\n249,068,733.08\n171,692,411.97\n146,106,760.95\n305,095,927.20\n2,685,528,792.05\n501,097,650.65\n609,700,872.98\n873,028,937.84\n901,998,462.96\n664,790,048.98\n670,897,605.40\n1,283,063,711.48\nOther Foreign Assets\n325,157,903.30\n366,364,910.31\n393,280,706.32\n341,006,760.85\n937,082,270.13\n2,252,779,306.49\n1,748,114,291.61\n1,747,712,459.75\n1,996,110,902.01\n2,028,489,428.81\n2,057,962,871.96\n2,079,244,671.16\n3,506,907,558.71\nLess Liabilities to Non Residents\n3,910,622,996.46\n4,318,857,200.01\n4,315,710,196.51\n4,851,957,126.40\n11,730,279,781.51\n25,769,495,841.25\n20,100,903,167.53\n20,041,830,047.01\n23,173,051,666.00\n24,046,027,043.83\n24,573,738,815.21\n25,474,442,189.73\n41,994,286,364.20\nShort Term Liabilities\n1,889,645,829.44\n2,092,686,621.90\n2,190,571,858.03\n2,461,132,179.69\n454,737,994.24\n740,090,616.66\n489,297,027.10\n431,377,013.98\n412,442,545.53\n498,435,076.07\n417,352,772.09\n253,445,372.66\n330,761,013.21\nOther Foreign Liabilities*\n2,020,977,167.02\n2,226,170,578.11\n2,125,138,338.48\n2,390,824,946.71\n11,275,541,787.27\n25,029,405,224.59\n19,611,606,140.43\n19,610,453,033.03\n22,760,609,120.47\n23,547,591,967.77\n24,156,386,043.12\n25,220,996,817.07\n41,663,525,350.99\n of which blocked funds\n918,840,100.80\n1,016,910,134.72\n844,460,244.12\n946,785,361.64\n2,218,121,428.14\n4,846,720,895.68\n3,809,201,616.00\n3,638,215,070.80\n4,306,782,215.73\n4,458,649,260.58\n4,527,891,788.72\n4,848,587,011.60\n8,054,627,951.76\nNet Domestic Assets (NDA)\n3,446,652,773.84\n3,907,459,690.53\n3,983,633,732.83\n4,641,339,683.72\n11,008,713,493.85\n21,896,086,183.73\n18,854,734,980.17\n18,746,509,304.37\n21,616,319,117.89\n22,902,976,448.93\n23,668,494,206.27\n24,745,515,209.82\n40,273,443,159.16\nDomestic Claims\n324,497,964.08\n313,504,419.70\n449,443,570.90\n633,073,494.67\n1,307,855,143.64\n-23,847,709.69\n1,885,131,142.46\n1,873,807,183.49\n2,028,957,342.73\n2,411,597,729.92\n2,496,519,062.46\n2,685,240,421.33\n4,316,485,335.80\nNet Claims on Central Government\n170,457,121.69\n138,350,532.40\n248,905,518.05\n400,852,431.51\n781,968,913.03\n-1,024,203,002.25\n1,050,425,931.27\n1,218,834,667.32\n1,255,530,261.28\n1,548,646,696.96\n2,031,774,224.09\n2,195,411,208.41\n4,014,874,898.09\nClaims on Central Government\n461,728,501.30\n628,530,323.58\n669,523,170.19\n717,575,879.35\n1,196,082,138.57\n2,246,012,881.84\n1,888,538,492.52\n2,273,053,198.66\n2,620,306,139.59\n2,738,773,804.86\n2,978,270,299.68\n3,186,271,122.40\n5,598,206,535.08\nOf which: Securities Other than Shares\n115,798,163.17\n141,163,866.74\n163,408,985.73\n197,483,744.44\n491,408,539.76\n1,282,058,425.55\n1,041,256,825.36\n1,354,647,836.07\n1,738,161,413.25\n1,883,996,199.01\n1,984,147,610.08\n2,219,186,779.04\n4,440,121,511.31\nLoans\n345,930,338.13\n487,366,456.84\n506,114,184.46\n520,092,134.91\n704,673,598.81\n963,954,456.29\n847,281,667.16\n918,405,362.59\n882,144,726.34\n854,777,605.86\n994,122,689.61\n967,084,343.36\n1,158,085,023.77\n Loans and Advances\n92,638,154.51\n100,736,810.22\n112,483,069.83\n126,461,020.28\n298,686,901.35\n557,967,758.83\n441,294,969.70\n453,167,575.54\n416,906,939.29\n389,539,818.81\n450,658,841.88\n423,620,495.64\n709,564,039.01\nAmounts Due from Gvt including SDR Drawdowns\n253,292,183.61\n386,629,646.61\n393,631,114.63\n393,631,114.63\n405,986,697.46\n405,986,697.46\n405,986,697.46\n465,237,787.05\n465,237,787.05\n465,237,787.05\n543,463,847.72\n543,463,847.72\n448,520,984.75\n Export Incentives\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n291,271,379.60\n490,179,791.18\n420,617,652.14\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\nOf which: Deposits\n291,271,379.60\n490,179,791.18\n420,617,652.14\n316,723,447.84\n414,113,225.54\n3,270,215,884.09\n838,112,561.24\n1,054,218,531.34\n1,364,775,878.32\n1,190,127,107.91\n946,496,075.59\n990,859,913.99\n1,583,331,636.98\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n154,040,842.39\n175,153,887.31\n200,538,052.85\n232,221,063.16\n525,886,230.61\n1,000,355,292.57\n834,705,211.19\n654,972,516.17\n773,427,081.45\n862,951,032.96\n464,744,838.37\n489,829,212.93\n301,610,437.71\nOther Financial Corporations\n9,415,510.50\n10,113,325.42\n10,623,469.30\n10,883,730.62\n10,991,470.34\n12,986,635.27\n12,976,151.03\n13,602,645.94\n14,588,403.94\n63,414,783.51\n25,307,666.81\n28,216,636.43\n32,493,405.07\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n130,305,094.55\n149,674,109.51\n171,503,627.58\n200,192,374.04\n491,887,660.82\n963,938,268.05\n778,956,909.14\n579,963,269.97\n679,383,600.01\n707,274,263.92\n341,962,235.89\n359,338,872.72\n125,045,425.40\nPrivate Sector\n14,320,237.34\n15,366,452.38\n18,410,955.96\n21,144,958.50\n23,007,099.44\n23,430,389.25\n42,772,151.02\n61,406,600.26\n79,455,077.51\n92,261,985.53\n97,474,935.67\n102,273,703.78\n144,071,607.24\nClaims on Other Depository Corporations\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\nOf which: Loans\n41,233,534.83\n43,495,940.76\n45,842,895.27\n47,004,500.30\n116,825,246.16\n267,624,056.04\n261,303,321.91\n238,753,031.59\n207,009,026.95\n229,347,409.30\n246,227,512.18\n266,265,290.73\n392,377,252.77\nOther Liabilities to ODCs\n730,178,263.75\n655,353,298.81\n642,344,547.18\n750,760,102.33\n1,428,720,516.68\n2,666,026,665.35\n2,901,005,739.21\n3,100,647,536.01\n3,107,865,677.76\n3,216,633,940.85\n3,876,066,859.55\n3,854,578,282.87\n5,812,079,968.88\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n355,071,440.18\n307,661,257.90\n318,264,602.32\n358,416,719.69\n479,833,629.00\n683,711,355.79\n1,196,912,067.35\n1,309,913,863.13\n1,094,629,530.65\n1,078,752,001.46\n1,460,737,223.38\n1,519,969,710.79\n1,701,520,057.58\nOther Items(Net)\n-3,811,099,538.68\n-4,205,812,628.87\n-4,130,691,813.85\n-4,712,021,791.09 -11,012,753,620.73 -24,318,336,502.72\n-19,609,306,255.01\n-19,734,596,625.30 -22,488,218,425.97\n-23,478,665,250.56 -24,801,814,491.19\n-25,648,587,780.63\n-41,376,660,539.47\nShares and Other Equity\n-3,673,971,825.27\n-4,085,919,716.08\n-4,078,823,961.23\n-4,620,636,211.04\n-11,291,316,467.09\n-25,202,259,045.14\n-19,805,080,179.46\n-19,579,648,458.36\n-22,753,122,010.85\n-23,550,146,670.91\n-23,892,801,192.96\n-25,053,448,266.86\n-40,143,169,460.35\nOther Items(Net)\n-221,456,181.24\n-233,402,893.37\n-175,955,067.06\n-276,252,783.87\n-193,714,335.06\n-63,920,685.55\n-652,745,707.09\n-652,393,199.08\n-396,662,893.13\n-589,895,589.07\n-1,529,336,116.22\n-1,251,036,312.37\n-2,400,043,318.75\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n84,328,467.83\n113,509,980.58\n124,087,214.44\n184,867,203.81\n472,277,181.43\n947,843,227.98\n848,519,631.54\n497,445,032.14\n661,566,478.01\n661,377,009.41\n620,322,818.00\n655,896,798.59\n1,166,552,239.63\nMonetary Base \n122,997,662.08\n204,036,133.91\n232,896,654.62\n276,496,079.11\n520,611,909.67\n1,064,898,441.01\n1,003,043,754.90\n1,062,092,590.09\n1,312,407,291.74\n1,787,437,296.87\n1,817,508,312.01\n2,021,215,296.65\n3,069,128,065.16\nBond Coins\n99,645.41\n99,645.43\n97,745.29\n90,572.71\n83,649.70\n80,542.92\n79,344.94\n79,163.84\n79,154.38\n79,154.84\n78,794.30\n76,968.83\n66,290.72\nBond Notes\n7,439,947.85\n7,927,761.49\n8,414,729.87\n8,902,316.39\n8,960,488.74\n10,258,707.59\n11,193,057.46\n11,885,047.43\n12,736,767.90\n13,560,105.45\n14,430,019.79\n15,672,830.10\n16,920,535.77\nLiabilities to ODCs\n115,357,630.46\n195,908,361.99\n224,283,814.46\n267,402,825.02\n511,467,406.24\n1,054,458,825.51\n961,770,952.77\n1,020,125,611.77\n1,269,591,004.47\n1,743,797,671.58\n1,772,929,799.17\n1,975,463,236.74\n3,052,141,238.66\n Local Currency Reserve Deposits\n56,112,655.93\n63,026,207.68\n72,736,726.53\n86,910,489.22\n105,795,700.01\n182,612,061.98\n243,159,063.25\n295,859,644.01\n344,623,158.66\n400,041,844.52\n449,770,161.09\n533,568,035.27\n557,373,870.90\n Foreign Currency Reserve Deposits\n59,244,974.53\n132,882,154.31\n151,547,087.93\n180,492,335.81\n405,671,706.23\n871,846,763.53\n718,611,889.52\n724,265,967.76\n924,967,845.81\n1,343,755,827.07\n1,323,159,638.08\n1,441,895,201.47\n2,464,767,002.76\n Exess reserves \n100,438.36\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n30,000,399.73\n30,002,767.04\n30,000,364.99\n30,000,364.99\n30,069,698.74\n30,002,260.98\n30,000,364.99\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe, 2024\nNB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n16 \n \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJan-23\nFeb-23\nMar-23\nApr-23\nMay-23\nJun-23\nJul-23\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nNet Foreign Assets\n574,797,581.91\n752,350,429.98\n744,412,585.27\n798,521,238.87\n1,905,875,749.78\n3,867,276,441.25\n3,637,584,517.45\n3,456,910,411.50\n3,856,433,150.89\n3,655,272,818.27\n3,805,941,218.28\n3,894,249,714.95\n6,495,681,814.07\nClaims on Non Residents\n771,701,557.95\n978,124,840.54\n1,001,481,472.45\n1,117,664,547.79\n2,691,035,602.70\n5,707,374,025.18\n5,099,940,234.73\n4,942,678,600.40\n5,547,113,224.93\n5,232,466,845.31\n5,592,082,221.64\n5,729,082,981.88\n9,507,866,394.28\nOf Which: Foreign Currency\n381,966,212.75\n436,062,788.15\n425,326,479.00\n462,081,408.59\n1,048,116,376.82\n2,249,201,574.76\n1,584,403,308.04\n1,505,916,176.81\n2,015,621,585.66\n2,312,575,134.73\n2,558,589,332.45\n2,868,505,570.48\n5,196,670,641.24\nDeposits\n387,899,225.52\n540,045,460.79\n573,864,075.80\n652,301,901.26\n1,639,116,293.75\n3,441,353,382.68\n3,502,402,457.26\n3,423,237,567.41\n3,515,981,784.12\n2,903,444,523.75\n3,019,701,118.75\n2,843,740,238.47\n4,283,885,090.87\nOther\n1,836,119.68\n2,016,591.60\n2,290,917.65\n3,281,237.94\n3,802,932.12\n16,819,067.74\n13,134,469.43\n13,524,856.19\n15,509,855.15\n16,447,186.84\n13,791,770.44\n16,837,172.93\n27,310,662.17\nLess Liabilities to Non Residents\n196,903,976.04\n225,774,410.56\n257,068,887.17\n319,143,308.91\n785,159,852.92\n1,840,097,583.93\n1,462,355,717.28\n1,485,768,188.90\n1,690,680,074.03\n1,577,194,027.04\n1,786,141,003.36\n1,834,833,266.93\n3,012,184,580.21\nOf Which: Deposits\n93,815,500.56\n109,244,589.40\n121,808,803.93\n153,776,940.69\n378,197,467.04\n820,337,332.33\n764,960,085.21\n772,511,911.80\n827,268,243.95\n655,899,412.79\n782,004,591.95\n776,859,238.67\n1,316,061,176.34\nLoans\n103,088,475.48\n116,529,821.16\n135,260,083.25\n165,366,368.23\n406,962,385.88\n1,019,760,251.61\n697,395,632.08\n713,256,277.09\n863,411,830.08\n921,294,614.24\n1,004,136,411.41\n1,057,974,028.26\n1,696,123,403.87\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n2,086,330,268.75\n2,151,497,989.83\n2,436,728,709.28\n2,776,123,933.49\n5,305,321,211.88\n10,381,649,903.19\n9,339,710,968.86\n9,929,068,164.23\n11,838,030,324.64\n13,078,743,914.01\n13,788,565,015.66\n14,986,724,817.13\n22,694,566,232.26\nDomestic Claims\n1,833,685,570.36\n2,076,642,721.56\n2,344,581,681.58\n2,468,884,258.96\n5,233,802,367.26\n10,666,408,952.84\n9,209,603,094.31\n9,141,777,182.20\n11,119,177,418.85\n11,687,725,438.76\n12,268,418,987.27\n13,976,109,402.78\n22,239,001,679.53\nNet Claims on Central Government\n278,214,477.55\n321,905,640.90\n354,869,673.65\n382,445,410.68\n607,113,273.08\n559,297,143.29\n868,977,442.69\n816,543,472.61\n1,214,015,894.82\n1,136,603,191.66\n1,394,794,498.55\n2,438,353,042.48\n4,132,044,630.04\nClaims on Central Government\n320,035,802.93\n332,945,831.24\n361,058,398.93\n392,147,612.28\n657,625,000.40\n991,907,309.36\n1,249,413,254.51\n1,198,068,974.66\n1,328,518,501.28\n1,283,656,495.90\n1,528,269,866.01\n2,639,837,914.78\n4,301,674,207.46\nSecurities\n319,807,352.36\n332,626,867.19\n360,626,182.29\n391,587,790.26\n653,025,854.60\n981,773,844.67\n1,242,045,163.04\n1,190,599,025.63\n1,318,582,684.20\n1,272,839,666.04\n1,517,348,442.88\n2,627,512,618.11\n4,283,761,798.56\nLoans\n228,450.57\n318,964.05\n432,216.64\n559,822.02\n4,599,145.80\n10,133,464.70\n7,368,091.47\n7,469,949.03\n9,935,817.09\n10,816,829.86\n10,921,423.13\n12,325,296.66\n17,912,408.90\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\nOf which: Deposits\n41,821,325.38\n11,040,190.34\n6,188,725.28\n9,702,201.59\n50,511,727.32\n432,610,166.07\n380,435,811.82\n381,525,502.04\n114,502,606.47\n147,053,304.24\n133,475,367.46\n201,484,872.29\n169,629,577.43\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n1,555,471,092.81\n1,754,737,080.66\n1,989,712,007.92\n2,086,438,848.27\n4,626,689,094.18\n10,107,111,809.54\n8,340,625,651.62\n8,325,233,709.58\n9,905,161,524.04\n10,551,122,247.10\n10,873,624,488.72\n11,537,756,360.30\n18,106,957,049.49\nOther Financial Corporations\n166,613,542.88\n179,628,996.31\n192,316,387.05\n116,592,340.90\n193,887,644.68\n359,842,961.20\n273,509,229.65\n272,954,265.73\n330,807,280.13\n339,082,318.90\n341,478,270.25\n182,762,458.86\n334,638,969.24\nState and Local Government\n251,239.62\n197,442.25\n149,777.75\n99,276.39\n80,342.62\n83,001.69\n68,073.17\n75,802.84\n92,048.54\n98,056.56\n59,769.23\n73,453.85\n198,797.86\nPublic Non Financial Corporations\n67,887,630.46\n71,408,662.97\n73,414,378.27\n82,177,434.89\n188,539,600.17\n462,710,245.53\n365,810,830.89\n362,152,685.81\n384,993,537.99\n417,498,998.98\n417,032,273.67\n419,914,631.20\n662,004,891.16\nPrivate Sector\n1,320,718,679.85\n1,503,501,979.13\n1,723,831,464.85\n1,887,569,796.09\n4,244,181,506.71\n9,284,475,601.11\n7,701,237,517.92\n7,690,050,955.21\n9,189,268,657.38\n9,794,442,872.67\n10,115,054,175.57\n10,935,005,816.39\n17,110,114,391.24\nClaims on the Central Bank\n706,967,379.44\n745,768,616.10\n819,662,608.72\n973,967,364.65\n2,050,173,260.89\n4,434,783,343.65\n4,138,866,267.43\n4,653,650,898.99\n5,265,804,171.22\n5,912,703,283.03\n6,326,849,329.56\n5,977,105,227.74\n9,099,022,563.30\nCurrency\n2,798,808.10\n1,880,068.97\n2,031,551.56\n1,844,655.72\n1,107,182.70\n1,984,484.37\n1,489,019.97\n2,292,108.14\n2,465,644.54\n2,425,404.82\n2,705,276.98\n3,398,376.89\n2,947,927.87\nReserves\n704,168,571.34\n743,888,547.13\n817,631,057.16\n972,122,708.94\n2,049,066,078.19\n4,424,349,970.82\n4,137,377,247.46\n4,651,358,790.85\n5,263,338,526.67\n5,910,277,878.21\n6,324,144,052.58\n5,973,706,850.85\n9,096,074,635.43\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n8,448,888.46\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n4,974,293.62\n8,092,936.71\n9,639,861.61\n13,321,881.07\n78,332,582.02\n39,166,568.11\n87,827,165.17\n84,841,425.78\n82,493,417.82\n84,628,889.30\n92,939,919.06\n55,157,360.84\n114,298,041.18\nOther Items(Net)\n449,348,387.42\n662,820,411.12\n717,875,719.41\n653,405,809.04\n1,900,321,834.26\n4,680,375,825.19\n3,920,931,227.71\n3,781,518,491.17\n4,464,457,847.61\n4,437,055,918.48\n4,713,763,382.12\n4,911,332,452.56\n8,529,159,969.39\nShares and Other Equity\n712,244,902.17\n868,652,750.33\n952,418,797.50\n1,041,102,555.56\n2,087,380,382.66\n5,799,547,829.81\n5,483,957,540.60\n5,375,919,368.23\n6,197,753,489.98\n6,517,863,214.28\n6,770,741,300.38\n7,483,381,595.52\n10,593,843,881.30\nLiabilities to other ressident sectors\n675,534.11\n3,108,981.29\n3,714,628.40\n6,418,803.44\n30,583,343.97\n64,321,874.21\n58,256,168.71\n56,751,608.46\n90,032,397.59\n83,441,760.88\n89,997,662.25\n138,722,557.11\n182,726,965.66\nOther Items(Net)\n-263,572,048.85\n-208,941,320.50\n-238,257,706.49\n-394,115,549.96\n-217,641,892.37\n-1,183,493,878.83\n-1,621,282,481.61\n-1,651,152,485.52\n-1,823,328,039.96\n-2,164,249,056.68\n-2,146,975,580.51\n-2,710,771,700.07\n-2,247,410,877.57\nDeposits and Securities Included in Broad Money\n2,661,127,850.66\n2,903,848,419.81\n3,181,141,294.55\n3,574,645,172.37\n7,211,196,961.65\n14,248,926,344.43\n12,977,295,486.31\n13,385,978,575.73\n15,694,463,475.53\n16,734,016,732.29\n17,594,506,233.94\n18,880,974,532.07\n29,190,248,046.34\nDeposits Included in Broad Money\n2,646,071,378.63\n \n2,888,136,764.51\n \n3,165,058,675.05\n \n3,572,801,781.15\n \n7,206,537,527.79\n \n14,244,682,762.54\n \n12,975,158,042.76\n \n13,382,795,891.99\n \n15,691,777,986.61\n \n16,730,519,506.06\n \n17,590,333,042.62\n \n18,838,163,125.87\n \n29,182,930,103.98\n \nTransferable Deposits\n2,371,032,667.32\n \n2,594,362,513.35\n \n2,832,323,179.02\n \n3,303,913,423.92\n \n6,651,231,769.05\n \n13,178,109,450.38\n \n12,150,500,072.13\n \n12,522,593,843.18\n \n14,746,268,275.64\n \n15,543,135,460.62\n \n16,351,245,253.30\n \n17,550,959,163.20\n \n27,433,139,639.80\n \n of which FCAs\n1,623,313,580.02\n \n1,750,982,009.54\n \n1,865,387,117.78\n \n2,144,912,895.57\n \n5,273,965,984.48\n \n11,634,530,484.57\n \n10,099,327,960.39\n \n10,172,409,984.27\n \n12,309,119,479.36\n \n12,388,978,422.26\n \n12,751,597,340.40\n \n13,391,882,427.59\n \n22,891,974,397.20\n \nOther Deposits (Time Deposits)\n275,038,711.32\n293,774,251.17\n332,735,496.03\n268,888,357.23\n555,305,758.75\n1,066,573,312.15\n824,657,970.63\n860,202,048.80\n945,509,710.97\n1,187,384,045.43\n1,239,087,789.32\n1,287,203,962.67\n1,749,790,464.18\n of which FCAs\n159,977,076.22\n193,826,996.54\n204,002,079.62\n140,843,185.69\n366,430,904.52\n852,167,654.54\n616,409,108.42\n586,082,872.02\n715,202,149.51\n865,876,028.52\n823,225,160.91\n878,430,928.79\n1,378,784,627.54\nMoney Market Instruments\n15,056,472.03\n \n15,711,655.30\n \n16,082,619.50\n \n1,843,391.22\n \n4,659,433.86\n \n4,243,581.90\n \n2,137,443.55\n \n3,182,683.74\n \n2,685,488.92\n \n3,497,226.23\n \n4,173,191.32\n \n42,811,406.21\n \n7,317,942.35\n \nSource:Reserve Bank of Zimbabwe, 2024\n \n \n17 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\n&\nwith\nOther Depository \nwith\non\nLocal Governemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nFeb\n1,880.1\n \n436,062.8\n \n743,888.5\n \n81,067.5\n \n518,081.0\n \n21,964.4\n332,626.9\n0.0\n26,717.2\n6,974.7\n319.0\n197.4\n44,691.5\n1,538,078.6\n142,383.8\n226,933.0\n281,339.4\n490,831.3\n4,894,037.1\nMar\n2,031.6\n \n425,326.5\n \n817,631.1\n \n112,374.3\n \n531,935.4\n \n41,928.7\n360,626.2\n0.0\n24,689.0\n10,382.7\n432.2\n149.8\n48,725.4\n1,745,783.1\n166,893.5\n554,840.9\n315,882.3\n532,130.1\n5,691,762.4\nApr\n1,844.7\n \n462,081.4\n \n972,122.7\n \n161,740.7\n \n620,095.0\n \n32,207.0\n391,587.8\n0.0\n28,119.0\n19,573.0\n559.8\n99.3\n54,058.4\n1,822,350.9\n178,895.0\n214,270.9\n411,870.0\n572,012.3\n5,943,487.7\nMay\n1,107.2\n \n1,048,116.4\n \n2,049,066.1\n \n309,234.1\n \n1,554,969.0\n \n84,147.3\n653,025.9\n0.0\n76,351.5\n16,564.4\n4,599.1\n80.3\n112,188.1\n4,068,894.1\n366,505.1\n607,438.1\n788,546.8\n884,349.9\n12,625,183.4\nJun\n1,984.5\n \n2,249,201.6\n \n4,424,350.0\n \n471,360.3\n \n3,050,984.1\n \n390,369.2\n981,773.8\n0.0\n212,126.8\n8,070.8\n18,582.4\n83.0\n260,946.3\n8,977,244.2\n669,100.1\n1,390,786.2\n1,582,985.5\n2,782,639.3\n27,472,588.1\nJul\n1,489.0\n \n1,584,403.3\n \n4,137,377.2\n \n380,493.0\n \n3,132,849.9\n \n369,552.6\n1,242,045.2\n0.0\n165,764.7\n17,713.9\n7,368.1\n68.1\n208,253.7\n7,144,225.5\n821,517.0\n829,382.3\n1,411,037.1\n3,124,457.4\n24,577,997.9\nAug\n2,292.1\n \n1,505,916.2\n \n4,651,358.8\n \n448,025.8\n \n3,179,274.3\n \n245,546.0\n1,190,599.0\n0.0\n165,103.2\n7,939.8\n7,469.9\n75.8\n205,341.5\n7,142,066.9\n817,682.7\n701,626.2\n1,348,230.8\n3,086,091.3\n24,704,640.2\nSep\n2,465.6\n \n2,015,621.6\n \n5,263,338.5\n \n560,033.8\n \n3,210,332.7\n \n305,649.1\n1,318,582.7\n0.0\n175,013.5\n10,773.5\n9,935.8\n92.0\n219,878.9\n8,628,418.0\n892,737.1\n776,997.6\n1,646,406.8\n3,310,710.4\n28,346,987.7\nOct\n2,425.4\n \n2,312,575.1\n \n5,910,277.9\n \n751,077.6\n \n2,663,186.5\n \n240,258.0\n1,272,839.7\n0.0\n190,359.3\n21,408.8\n10,816.8\n98.1\n237,525.7\n9,281,352.1\n844,462.4\n958,746.4\n1,741,207.9\n3,433,150.2\n29,871,767.9\nNov\n2,705.3\n \n2,558,589.3\n \n6,324,144.1\n \n730,377.0\n \n2,788,783.6\n \n230,917.5\n1,517,348.4\n0.0\n188,949.4\n34,470.7\n10,921.4\n59.8\n238,702.3\n9,523,818.5\n907,759.0\n1,046,257.0\n2,150,227.0\n3,544,388.6\n31,798,418.9\nDec\n3,398.4\n \n2,868,505.6\n \n5,973,706.9\n \n918,524.5\n \n2,631,445.7\n \n212,294.5\n2,627,512.6\n0.0\n182,480.9\n38,249.3\n12,325.3\n73.5\n248,699.8\n10,110,961.4\n984,502.1\n1,184,706.9\n2,319,603.9\n4,087,896.6\n34,404,887.7\n2024\nJan\n2,947.9\n \n5,196,670.6\n \n9,096,074.6\n \n1,414,527.9\n \n3,957,664.6\n \n326,220.5\n4,283,761.8\n0.0\n306,771.2\n57,595.6\n17,912.4\n198.8\n374,088.3\n16,298,021.8 1,109,251.7\n1,949,662.4\n3,467,246.2\n5,133,753.8\n52,992,370.2\nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nPublic Enterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\nGovernment1 \nSecurities\n \n \n18 \n \n \n \n \nEnd of\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nFeb\n2,496,192.1\n98,177.2\n294,332.5\n2,888,701.8\n1,956.9\n11,040.2\n2,901,698.9\n15,711.7\n225,209.4\n8,092.9\n20,822.5\n3,109.0\n951,831.6\n226,933.0\n540,628.1\n4,894,037.1\nMar\n2,710,394.6\n121,937.7\n333,589.3\n3,165,921.6\n1,430.8\n6,188.7\n3,173,541.1\n16,082.6\n256,206.0\n9,639.9\n22,996.8\n3,714.6\n1,036,325.4\n554,840.9\n618,415.2\n5,691,762.4\nApr\n3,144,048.4\n159,872.5\n269,932.0\n3,573,852.9\n573.4\n9,702.2\n3,584,128.5\n1,843.4\n318,092.2\n13,321.9\n29,787.9\n6,418.8\n1,137,637.3\n214,270.9\n637,986.8\n5,943,487.7\nMay\n6,481,742.5\n169,496.7\n556,927.2\n7,208,166.4\n1,068.6\n50,511.7\n7,259,746.7\n4,659.4\n783,531.0\n78,332.6\n74,083.0\n30,583.3\n2,224,856.6\n607,438.1\n1,561,952.6\n12,625,183.4\nJun\n12,937,869.2\n240,252.2\n1,073,317.8\n14,251,439.2\n4,578.8\n432,610.2\n14,688,628.1\n4,243.6\n1,833,341.2\n39,166.6\n112,338.9\n64,321.9\n6,245,056.0\n1,390,786.2\n3,094,705.7\n27,472,588.1\nJul\n11,864,787.9\n285,723.5\n828,095.7\n12,978,607.1\n30,380.7\n380,435.8\n13,389,423.7\n2,137.4\n1,458,906.6\n87,827.2\n160,696.4\n58,256.2\n5,865,068.7\n829,382.3\n2,726,299.5\n24,577,997.9\nAug\n12,168,928.8\n353,674.2\n862,852.8\n13,385,455.8\n23,457.8\n381,525.5\n13,790,439.1\n3,182.7\n1,483,108.2\n84,841.4\n154,160.3\n56,751.6\n5,646,934.2\n701,626.2\n2,783,596.5\n24,704,640.2\nSep\n14,342,241.3\n404,040.4\n947,184.1\n15,693,465.8\n11,309.1\n114,502.6\n15,819,277.6\n2,685.5\n1,688,992.2\n82,493.4\n168,880.8\n90,032.4\n6,410,594.6\n776,997.6\n3,307,033.6\n28,346,987.7\nOct\n15,103,817.1\n439,336.7\n1,190,702.7\n16,733,856.4\n8,575.8\n147,053.3\n16,889,485.5\n3,497.2\n1,573,857.1\n84,628.9\n176,455.5\n83,441.8\n6,756,087.7\n958,746.4\n3,345,567.7\n29,871,767.9\nNov\n15,816,643.6\n534,621.6\n1,241,055.7\n17,592,320.9\n92,509.4\n133,475.4\n17,818,305.6\n4,173.2\n1,784,153.1\n92,939.9\n244,115.1\n89,997.7\n7,059,070.8\n1,046,257.0\n3,659,406.4\n31,798,418.9\nDec\n16,937,697.1\n613,283.2\n1,290,630.5\n18,841,610.7\n94,004.9\n201,484.9\n19,137,100.5\n42,811.4\n1,831,385.7\n55,157.4\n162,437.9\n138,722.6\n7,736,287.7\n1,184,706.9\n4,116,277.7\n34,404,887.7\n2024\nJan\n26,686,959.6\n746,212.0\n1,754,255.7\n29,187,427.3\n113,265.9\n169,629.6\n29,470,322.8\n7,317.9\n3,007,687.4\n114,298.0\n290,202.8\n182,727.0\n11,623,761.9\n1,949,662.4\n6,346,389.9\n52,992,370.2\nSource: Reserve Bank of Zimbabwe, 2024\nTOTAL\nTime Deposits\nSavings\nDemand\nGovernment \nTotal\nOther Finacial \nCorporations\nCapital and \nReserves\nContigent \nLiabilities\nOther \nLiabilities\nOther \nDepository \nTotal Deposits from \nthe Public \nOther Depository \nCorporations\nDebt Securities\nForeign \nLiabilities\nRBZ\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nZWL$ millions\n \n \n19 \n \n \n \n \nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment\n1\nLocal Governemt\nPublic Enterprises\nOther\n2\nGovernment\nGovernment\nEnterprises\n Institutional Units\n3\nOther claims\nAssets\nOther Assets\nAssets\nTOTAL\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nFeb\n1,470.56\n \n366,544.71\n \n691,937.49\n \n71,097.36\n \n452,795.43\n \n21,074.53\n \n306,913.92\n \n-\n \n50.02\n \n1,524.98\n \n318.96\n \n197.44\n \n44,691.50\n \n1,481,851.05\n \n18,037.18\n \n226,932.96\n \n224,983.29\n \n411,002.80\n \n4,321,424.2\n \nMar\n1,771.98\n \n344,570.46\n \n755,463.34\n \n103,284.07\n \n478,333.21\n \n41,928.66\n \n330,669.68\n \n-\n \n-\n \n3,884.11\n \n432.22\n \n149.78\n \n48,725.38\n \n1,679,284.89\n \n28,439.56\n \n554,840.85\n \n254,605.57\n \n438,790.17\n \n5,065,173.9\n \nApr\n1,631.24\n \n388,822.83\n \n903,029.49\n \n144,252.31\n \n555,886.92\n \n32,206.95\n \n361,846.09\n \n-\n \n-\n \n8,716.45\n \n559.82\n \n99.28\n \n54,058.39\n \n1,722,384.40\n \n28,899.91\n \n214,270.92\n \n321,765.39\n \n476,263.19\n \n5,214,693.6\n \nMay\n1,010.26\n \n907,818.70\n \n1,932,225.57\n \n281,052.93\n \n1,351,116.97\n \n84,147.32\n \n570,367.60\n \n-\n \n-\n \n8,974.78\n \n4,599.15\n \n80.34\n \n112,188.06\n \n3,844,133.80\n \n65,696.39\n \n607,438.10\n \n669,908.72\n \n758,154.17\n \n11,198,912.9\n \nJun\n1,762.11\n \n1,979,000.71\n \n4,218,755.04\n \n444,538.09\n \n2,584,596.63\n \n350,042.51\n \n865,465.55\n \n-\n \n-\n \n221.09\n \n10,133.46\n \n8,052.34\n \n260,946.26\n \n8,487,837.63\n \n92,224.26\n \n1,390,786.24\n \n1,304,228.92\n \n2,222,499.38\n \n24,221,090.2\n \nJul\n1,305.13\n \n1,428,604.02\n \n3,898,282.53\n \n359,151.15\n \n2,646,743.26\n \n337,541.82\n \n1,133,463.14\n \n-\n \n-\n \n153.30\n \n7,368.09\n \n68.07\n \n208,253.70\n \n6,917,007.30\n \n129,308.58\n \n829,382.28\n \n1,155,945.57\n \n2,438,538.20\n \n21,491,116.1\n \nAug\n1,664.09\n \n1,370,651.81\n \n4,309,693.74\n \n391,792.23\n \n2,693,989.06\n \n208,098.88\n \n1,084,784.90\n \n-\n \n-\n \n138.30\n \n7,469.95\n \n75.80\n \n205,341.47\n \n6,863,348.14\n \n127,816.16\n \n701,626.16\n \n1,081,800.09\n \n2,446,465.02\n \n21,494,755.8\n \nSep\n1,503.56\n \n1,763,364.33\n \n4,914,305.55\n \n517,813.92\n \n2,760,807.78\n \n247,094.60\n \n1,204,684.14\n \n-\n \n-\n \n9.75\n \n9,935.82\n \n92.05\n \n219,878.94\n \n8,245,053.80\n \n151,685.43\n \n776,997.57\n \n1,312,147.78\n \n2,668,520.81\n \n24,793,895.8\n \nOct\n1,977.18\n \n2,059,471.85\n \n5,625,069.70\n \n562,790.91\n \n2,202,475.21\n \n175,235.94\n \n1,172,130.22\n \n-\n \n-\n \n0.03\n \n10,816.83\n \n98.06\n \n237,525.73\n \n8,864,363.09\n \n153,534.70\n \n958,746.42\n \n1,351,846.54\n \n2,767,099.33\n \n26,143,181.7\n \nNov\n2,295.18\n \n2,278,921.91\n \n5,913,094.15\n \n568,556.41\n \n2,451,981.00\n \n180,229.25\n \n1,337,040.40\n \n-\n \n-\n \n0.03\n \n10,921.42\n \n59.77\n \n238,702.30\n \n9,040,518.08\n \n158,702.11\n \n1,046,256.98\n \n1,702,370.26\n \n2,868,031.98\n \n27,797,681.2\n \nDec\n2,947.49\n \n2,536,437.97\n \n5,489,443.24\n \n657,432.63\n \n2,268,702.96\n \n155,742.88\n \n2,420,663.39\n \n-\n \n-\n \n0.03\n \n12,324.59\n \n73.45\n \n248,699.79\n \n9,507,281.46\n \n255,007.08\n \n1,184,706.91\n \n1,748,495.98\n \n3,349,062.31\n \n29,837,022.2\n \n2024\nJan\n2,536.36\n \n4,749,173.95\n \n8,535,153.83\n \n940,210.80\n \n3,564,879.01\n \n285,807.60\n \n3,972,600.87\n \n-\n \n-\n \n0.03\n \n17,912.41\n \n198.80\n \n374,088.29\n \n14,957,169.30\n \n312,516.30\n \n1,949,662.45\n \n2,737,500.88\n \n4,289,981.53\n \n46,689,392.4\n \nSource: Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations. \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n20 \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities Foreign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nFeb\n1,997,073.4\n398,595.8\n230,549.9\n2,626,219.1\n303.5\n10,655.7\n2,637,178.4\n14,443.3\n140,484.9\n8,092.9\n13,273.6\n3,109.0\n780,290.7\n226,933.0\n497,618.5\n4,321,424.2\nMar\n2,218,678.7\n384,245.5\n262,119.8\n2,865,044.1\n1,272.8\n5,953.0\n2,872,269.9\n15,181.9\n166,322.5\n9,639.9\n15,494.1\n3,714.6\n846,479.9\n554,840.9\n581,230.2\n5,065,173.9\nApr\n2,646,522.9\n382,678.9\n197,662.2\n3,226,864.0\n173.4\n9,463.7\n3,236,501.1\n1,115.5\n201,674.1\n13,321.9\n21,331.0\n6,418.8\n935,402.2\n214,270.9\n584,658.1\n5,214,693.6\nMay\n5,196,712.7\n969,812.4\n435,965.9\n6,602,490.9\n514.9\n50,270.4\n6,653,276.3\n1,287.6\n493,894.8\n78,332.6\n65,967.5\n30,583.3\n1,815,309.9\n607,438.1\n1,452,822.8\n11,198,912.9\nJun\n10,038,744.6\n2,287,818.9\n789,112.9\n13,115,676.4\n1,468.6\n432,367.0\n13,549,512.0\n1,177.5\n1,201,797.0\n39,166.6\n101,465.7\n64,321.9\n5,042,026.4\n1,390,786.2\n2,830,837.1\n24,221,090.2\nJul\n9,592,825.0\n1,787,488.9\n592,115.4\n11,972,429.2\n9,138.5\n380,190.7\n12,361,758.4\n512.4\n847,658.7\n87,827.2\n146,299.0\n58,256.2\n4,649,856.9\n829,382.3\n2,509,565.1\n21,491,116.1\nAug\n9,698,801.3\n1,920,804.2\n622,360.9\n12,241,966.5\n1,479.8\n381,277.2\n12,624,723.5\n863.9\n865,945.4\n84,841.4\n141,305.4\n56,751.6\n4,465,099.7\n701,626.2\n2,553,598.8\n21,494,755.8\nSep\n13,388,822.1\n319,686.0\n695,555.0\n14,404,063.1\n4,754.8\n114,251.5\n14,523,069.4\n504.3\n1,036,635.6\n82,493.4\n152,779.3\n90,032.4\n5,159,376.7\n776,997.6\n2,972,007.2\n24,793,895.8\nOct\n14,087,303.5\n312,655.9\n827,902.5\n15,227,861.9\n1,692.7\n146,801.2\n15,376,355.8\n522.9\n1,106,440.5\n84,628.9\n159,670.3\n83,441.8\n5,427,255.6\n958,746.4\n2,946,119.7\n26,143,181.7\nNov\n14,816,672.7\n306,014.4\n882,972.1\n16,005,659.2\n5,789.4\n133,219.7\n16,144,668.4\n432.3\n1,259,039.0\n92,939.9\n227,935.0\n89,997.7\n5,701,702.0\n1,046,257.0\n3,234,709.9\n27,797,681.2\nDec\n15,726,758.6\n369,405.4\n808,422.2\n16,904,586.1\n6,923.3\n201,225.8\n17,112,735.3\n36,808.0\n1,314,667.6\n55,157.4\n153,701.6\n138,722.6\n6,264,918.7\n1,184,706.9\n3,575,604.1\n29,837,022.2\n2024\nJan\n24,824,665.8\n662,989.2\n1,191,915.8\n26,679,570.7\n25,881.9\n169,368.5\n26,874,821.1\n168.2\n2,102,990.2\n114,298.0\n279,174.1\n182,727.0\n9,532,603.9\n1,949,662.4\n5,652,947.5\n46,689,392.4\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n21 \n \n \n \nForeign\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nNon Financial \nTOTAL\n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nOther Assets\nAssets\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nFeb\n234.9\n \n59685.4\n50,103.0\n \n9568.6\n62,701.4\n \n889.9\n \n24,809.7\n \n0.0\n26,667.1\n \n4,451.9\n \n21,629.1\n \n-\n \n146,798.4\n \n50093.6\n70,987.9\n \n528,620.9\n \nMar\n214.6\n \n72311.9\n57,399.6\n \n9196.8\n51,300.9\n \n-\n \n28,841.5\n \n0.0\n24,689.0\n \n5,503.9\n \n19,118.6\n \n-\n \n170,376.6\n \n54524.7\n84,489.1\n \n577,967.3\n \nApr\n184.1\n \n61341.6\n63,129.5\n \n16343.2\n61,444.0\n \n-\n \n28,727.0\n \n0.0\n28,119.0\n \n5,989.2\n \n27,619.9\n \n-\n \n205,412.2\n \n81442.9\n86,571.2\n \n666,323.9\n \nMay\n78.1\n \n125685.1\n100,808.7\n \n22707.0\n195,646.6\n \n-\n \n81,344.3\n \n0.0\n69,908.9\n \n6,246.8\n \n53,180.7\n \n-\n \n440,462.4\n \n103176.1\n116,103.7\n \n1,315,348.2\n \nJun\n176.6\n \n227001.8\n172,666.5\n \n25998.2\n452,772.6\n \n40,326.7\n \n115,193.3\n \n0.0\n196,310.3\n \n4,209.5\n \n121,677.5\n \n-\n \n870,075.1\n \n230604.4\n544,587.8\n \n3,001,600.3\n \nJul\n162.7\n \n132017.2\n220,995.0\n \n20797.2\n459,668.2\n \n32,010.8\n \n105,308.6\n \n0.0\n154,472.7\n \n13,777.8\n \n153,638.5\n \n-\n \n697,177.8\n \n209734.6\n612,937.8\n \n2,812,698.9\n \nAug\n611.0\n \n105296.6\n309,821.7\n \n55744.7\n475,838.3\n \n37,447.1\n \n102,495.2\n \n0.0\n153,578.2\n \n6,767.5\n \n135,193.3\n \n-\n \n758,439.2\n \n223114.4\n564,622.1\n \n2,928,969.2\n \nSep\n949.3\n \n193065.6\n339,269.2\n \n41680.1\n437,996.0\n \n58,554.5\n \n110,351.3\n \n0.0\n161,346.6\n \n4,522.1\n \n153,113.7\n \n-\n \n880,148.8\n \n290026.7\n565,616.4\n \n3,236,640.3\n \nOct\n403.8\n \n204713.4\n254,684.1\n \n187632.1\n440,150.3\n \n65,022.1\n \n97,046.1\n \n0.0\n176,111.9\n \n13,771.8\n \n173,523.5\n \n-\n \n829,479.5\n \n345029.3\n586,015.6\n \n3,373,583.5\n \nNov\n370.5\n \n222344.7\n387,213.2\n \n160896.0\n326,510.1\n \n50,688.3\n \n159,225.4\n \n0.0\n173,990.9\n \n28,127.2\n \n187,363.3\n \n-\n \n926,663.7\n \n395549.5\n595,811.6\n \n3,614,754.5\n \nDec\n403.7\n \n251968.8\n457,034.9\n \n261067.9\n345,348.0\n \n56,551.7\n \n185,131.1\n \n0.0\n166,902.0\n \n27,875.9\n \n222,503.1\n \n0.7\n \n973,788.6\n \n507890.9\n658,045.7\n \n4,114,512.9\n \n2024\nJan\n367.9\n \n368046.7\n524,020.9\n \n471915.0\n363,325.6\n \n40,412.9\n \n280,803.2\n \n0.0\n280,441.0\n \n45,935.9\n \n339,610.7\n \n-\n \n1,563,405.5\n \n649087.4\n742,734.0\n \n5,670,106.8\n \nSource:Reserve Bank of Zimbabwe, 2024\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nZWL$ millions\nDebt Securities\nLoans and Advances\n \n \n22 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nFeb\n210,739.4\n27,500.2\n238,239.5\n1,153.4\n15.0\n239,407.9\n2,349.9\n84,724.5\n0.0\n7,548.9\n0.0\n155,007.6\n39,582.0\n528,620.9\nMar\n234,480.2\n38,088.7\n272,568.9\n158.0\n14.4\n272,741.2\n1,982.4\n89,883.4\n0.0\n7,502.7\n0.0\n172,499.0\n33,358.6\n577,967.3\nApr\n272,738.9\n35,889.2\n308,628.0\n400.0\n15.0\n309,043.1\n1,809.5\n116,418.1\n0.0\n8,456.9\n0.0\n183,262.3\n47,334.0\n666,323.9\nMay\n502,897.5\n36,680.3\n539,577.9\n553.7\n15.0\n540,146.6\n4,453.5\n289,636.2\n0.0\n8,115.4\n0.0\n372,206.8\n100,789.6\n1,315,348.2\nJun\n927,980.2\n66,404.1\n994,384.3\n0.0\n15.0\n994,399.3\n4,147.7\n631,544.2\n0.0\n10,873.2\n0.0\n1,117,122.1\n243,513.7\n3,001,600.3\nJul\n804,547.2\n73,047.1\n877,594.3\n15,753.2\n15.0\n893,362.6\n2,706.7\n611,248.0\n0.0\n14,397.5\n0.0\n1,093,858.2\n197,126.1\n2,812,698.9\nAug\n920,687.4\n90,856.7\n1,011,544.1\n15,752.3\n15.0\n1,027,311.4\n3,400.5\n617,162.9\n0.0\n12,854.9\n0.0\n1,064,286.3\n203,953.2\n2,928,969.2\nSep\n1,062,730.1\n75,413.9\n1,138,143.9\n0.0\n15.1\n1,138,159.0\n3,262.9\n652,356.6\n0.0\n16,101.5\n0.0\n1,117,548.2\n309,212.1\n3,236,640.3\nOct\n1,261,965.8\n64,282.0\n1,326,247.8\n0.0\n15.1\n1,326,262.9\n4,056.0\n467,416.6\n0.0\n16,785.2\n0.0\n1,188,499.5\n370,563.3\n3,373,583.5\nNov\n1,301,463.8\n82,076.9\n1,383,540.7\n79,497.1\n15.1\n1,463,052.8\n4,822.5\n525,114.1\n0.0\n16,180.1\n0.0\n1,209,652.3\n395,932.7\n3,614,754.5\nDec\n1,541,238.9\n142,705.5\n1,683,944.4\n79,497.1\n15.8\n1,763,457.2\n7,085.0\n516,718.0\n0.0\n8,736.3\n0.0\n1,308,419.6\n510,096.7\n4,114,512.9\n2024\nJan\n2,094,039.4\n96,896.2\n2,190,935.6\n79,481.7\n15.1\n2,270,432.3\n8,231.4\n904,697.2\n0.0\n11,028.7\n0.0\n1,826,995.6\n648,721.6\n5,670,106.8\nSource: Reserve Bank of Zimbabwe, 2024\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nZWL$ millions\n \n \n23 \n \n \n \nEND OF\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nFeb\n333,081,520.85\n26,349,752.54\n12,607,980.80\n168,969,321.35\n3,232,834.66\n79,874,665.83\n198,087,465.13\n146,996,948.44\n150,078,778.01\n18,960,512.94\n335,439,856.49\n415,659.47\n1,474,095,296.50\nMar\n411,138,419.07\n28,795,432.59\n14,081,946.71\n184,250,094.21\n3,256,927.22\n101,507,881.47\n232,125,042.77\n168,374,643.67\n159,301,093.17\n20,786,447.06\n364,183,808.40\n229,595.47\n1,688,031,331.80\nApr\n411,638,425.58\n28,865,765.48\n14,081,964.65\n184,833,219.66\n3,256,927.22\n101,507,881.47\n235,076,590.94\n168,374,757.64\n159,310,920.52\n20,785,827.18\n365,366,760.50\n229,595.47\n1,693,328,636.32\nMay\n726,348,772.35\n78,828,771.47\n44,800,380.00\n409,618,602.87\n6,584,930.07\n226,467,642.46\n583,387,051.30\n480,909,418.46\n381,628,891.53\n62,593,512.49\n757,858,742.61\n267,815.39\n3,759,294,531.01\nJun\n1,385,380,571.66\n173,918,051.54\n114,682,839.69\n1,119,448,698.19\n23,922,347.39\n571,712,604.71\n1,309,324,347.94\n1,111,326,640.14\n808,734,970.18\n129,722,475.73\n1,754,989,459.01\n444,788.00\n8,503,607,794.19\nJul\n1,088,372,491.59\n132,529,236.30\n101,023,084.21\n843,805,813.72\n21,291,030.44\n370,922,779.80\n1,037,949,287.43\n824,419,061.99\n646,244,001.65\n87,491,103.55\n1,451,125,105.58\n356,098.86\n6,605,529,095.13\nAug\n1,104,126,310.09\n133,512,317.72\n105,426,999.17\n683,402,044.93\n21,345,225.83\n393,145,008.06\n1,077,529,295.35\n824,970,068.56\n716,638,286.73\n85,309,683.35\n1,543,461,599.29\n382,505.35\n6,689,249,344.42\nSep\n1,336,413,273.40\n158,136,405.58\n121,080,865.90\n752,199,791.20\n28,592,532.70\n465,470,715.50\n1,334,020,478.90\n1,012,670,250.70\n799,826,458.00\n102,238,002.60\n1,857,297,850.00\n586,991.00\n7,968,533,615.50\nOct\n1,461,090,986.48\n163,948,853.90\n120,153,516.74\n935,064,277.07\n24,681,683.18\n520,361,008.99\n1,381,206,351.23\n1,092,469,043.71\n859,550,943.15\n118,799,556.91\n2,126,512,435.00\n627,911.82\n8,804,466,568.16\nNov\n1,397,804,072.50\n171,337,302.47\n117,526,650.42\n1,017,731,862.93\n26,161,720.05\n535,490,380.99\n1,401,587,612.93\n992,371,783.17\n885,248,702.84\n129,500,343.70\n2,255,158,373.70\n621,795.60\n8,930,540,600.93\nDec\n1,360,816,417.35\n179,675,138.50\n121,167,248.12\n1,077,783,652.10\n46,946,926.90\n551,786,675.29\n1,483,619,833.87\n1,207,471,368.52\n863,309,236.72\n136,388,007.82\n2,458,239,172.85\n644,093.68\n9,487,847,771.72\n2024\nJan\n2,212,746,050.25\n265,031,131.44\n214,923,355.91\n1,663,240,228.23\n110,086,710.61\n875,780,504.12\n2,505,473,968.40\n1,910,394,449.61\n1,256,413,922.88\n237,647,459.79\n3,945,256,597.25\n1,037,343.55\n15,198,031,722.04\nSource: Reserve Bank of Zimbabwe, 2024\n1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL & \nINVESTMENTS\nFINANCIAL \nORGANISATIONS\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\n \n \n24 \n \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nFeb\n118,375,609.69\n85,995,682.64\n93,761,236.16\n312,626,341.50\n56,688,432.58\n147,245,179.36\n266,610,300.93\n273,709,371.16\n938,437,753.70\n39,909,193.60\n292,841,727.23\n6,842,518.78\n2,633,043,347.35\nMar\n119,963,933.20\n85,731,698.36\n100,697,025.58\n322,453,842.97\n45,619,349.07\n148,455,496.20\n286,712,763.58\n273,572,570.94\n1,064,798,433.60\n44,685,590.57\n330,031,150.72\n14,190,575.51\n2,836,912,430.30\nApr\n131,146,380.30\n89,322,733.64\n99,723,066.84\n324,249,300.08\n45,619,349.07\n149,245,957.86\n289,670,780.41\n273,578,020.75\n1,072,456,655.25\n44,926,335.64\n331,068,417.40\n14,190,575.51\n2,865,197,572.73\nMay\n269,460,363.15\n210,867,012.29\n216,906,304.04\n631,589,937.93\n113,357,505.65\n362,294,051.43\n581,761,350.37\n545,536,680.63\n2,504,454,969.80\n102,648,366.24\n702,960,786.40\n28,985,518.44\n6,270,822,846.38\nJun\n581,642,309.76\n428,772,683.41\n410,699,487.74\n1,366,510,052.55\n227,784,986.62\n700,617,673.80\n1,094,382,949.63\n1,185,026,806.70\n5,283,380,622.25\n199,474,750.17\n1,564,762,675.09\n40,673,167.41\n13,083,728,165.12\nJul\n535,377,934.43\n436,808,429.52\n413,150,823.99\n1,394,747,348.19\n206,866,966.84\n711,462,740.79\n1,157,802,106.76\n982,808,623.76\n4,533,520,705.60\n184,470,180.50\n1,464,856,207.23\n37,277,944.87\n12,059,150,012.48\nAug\n537,439,303.14\n422,479,784.07\n413,226,172.28\n1,343,458,227.81\n285,743,813.63\n662,607,567.90\n1,197,898,912.17\n1,004,826,660.33\n4,639,684,933.86\n209,521,849.57\n1,553,047,811.00\n38,718,344.86\n12,308,653,380.62\nSep\n632,283,427.70\n491,562,911.40\n426,060,663.50\n1,510,241,869.90\n296,604,785.00\n789,587,698.10\n1,300,914,518.50\n1,250,791,974.40\n5,214,851,978.10\n217,382,274.50\n1,781,106,637.90\n43,583,660.40\n13,954,972,399.20\nOct\n721,203,425.90\n541,011,315.61\n554,440,420.11\n1,657,817,920.26\n309,251,239.26\n841,367,968.72\n1,438,592,170.70\n1,187,082,973.91\n5,659,995,585.31\n260,248,908.48\n1,906,411,104.87\n49,647,602.04\n15,127,070,635.17\nNov\n703,080,882.81\n566,993,243.11\n532,803,998.34\n1,698,467,822.71\n346,291,934.28\n269,835,136.30\n1,554,832,195.31\n1,195,274,632.93\n6,063,945,342.98\n293,942,495.06\n2,031,657,547.49\n46,866,707.11\n15,885,967,935.90\nDec\n605,605,541.75\n423,493,370.41\n730,799,100.82\n1,549,938,533.11\n553,801,063.21\n767,650,016.19\n1,254,233,648.36\n1,348,969,145.10\n6,689,372,974.36\n247,647,472.27\n2,091,666,965.12\n53,713,528.87\n16,882,080,093.66\n2024\nJan\n833,932,128.83\n694,796,940.75\n1,029,474,123.23\n2,082,328,111.88\n884,819,488.86\n2,004,818,592.25\n1,699,026,894.47\n1,837,959,924.52\n12,124,252,579.26\n323,794,777.38\n3,044,604,553.80\n71,184,543.75\n \n26,630,992,658.97\n \nSource: Reserve Bank of Zimbabwe, 2024\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n25 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2021\nJan\n32.65\n55.57\n24.77\n24.77\nFeb\n36.67\n52.01\n21.36\n21.36\nMar\n35.83\n55.77\n22.61\n22.61\nApr\n35.22\n57.08\n22.59\n22.59\nMay\n34.84\n56.21\n21.76\n21.76\nJun\n36.25\n57.04\n22.46\n22.46\nJul\n36.56\n57.00\n21.66\n21.66\nAug\n41.06\n57.39\n39.65\n39.65\nSep\n40.61\n58.44\n39.50\n39.50\nOct\n41.86\n58.68\n45.81\n45.81\nNov\n39.13\n58.74\n38.10\n38.10\nDec\n39.34\n58.65\n37.94\n37.94\n2022\nJan\n39.32\n57.26\n39.62\n39.62\nFeb\n40.55\n57.28\n64.02\n64.02\nMar\n40.74\n57.83\n43.88\n43.88\nApr\n38.15\n59.59\n45.56\n45.56\nMay\n38.01\n59.70\n47.25\n47.25\nJun\n38.45\n60.09\n48.25\n48.25\nJul\n82.75\n123.71\n165.45\n165.45\nAug\n88.46\n123.46\n155.96\n155.96\nSep\n98.07\n123.64\n158.46\n158.46\nOct\n99.37\n127.72\n115.26\n115.26\nNov\n99.03\n127.58\n110.97\n110.97\nDec\n99.02\n125.64\n110.83\n110.83\n2023\nJan\n90.05\n125.64\n116.03\n116.03\nFeb\n60.12\n125.64\n80.88\n80.88\nMar\n74.35\n110.30\n81.46\n81.46\nApr\n74.48\n105.75\n86.96\n86.96\nMay\n77.86\n107.41\n83.61\n83.61\nJun\n76.33\n103.85\n92.64\n92.64\nJul\n77.82\n103.56\n94.80\n94.80\nAug\n77.63\n102.79\n93.18\n93.18\nSep\n76.49\n100.20\n92.69\n92.69\nOct\n71.72\n102.10\n92.43\n92.43\nNov\n70.15\n101.53\n93.15\n93.15\nDec\n69.02\n101.71\n93.77\n93.77\n2024\nJan\n70.18\n100.81\n95.24\n95.24\n Source: Reserve Bank of Zimbabwe, 2024\nTABLE 8.1: COMMECIAL BANKS LENDING RATES (percent per annum)\nIndividuals \nCorporates\nEnd of\nWeighted Lending Rates\n \n \n26 \n \n \n \nMinimum\nMaximum\nMinimum\nMaximum\n2022\nJan\n3.66\n5.76\n13.16\n16.95\nFeb\n3.72\n6.29\n16.68\n16.84\nMar\n3.83\n5.94\n14.83\n16.95\nApr\n4.22\n6.35\n16.78\n18.53\nMay\n4.21\n6.35\n16.44\n18.42\nJun\n4.21\n6.35\n16.61\n19.05\nJul\n21.06\n23.44\n50.14\n54.58\nAug\n20.09\n20.25\n52.97\n57.29\nSep\n20.09\n20.25\n57.25\n61.08\nOct\n20.09\n20.25\n54.06\n60.55\nNov\n20.38\n20.53\n56.69\n60.87\nDec\n18.03\n18.03\n55.32\n60.08\n2023\nJan\n18.03\n18.03\n55.32\n60.08\nFeb\n18.03\n18.03\n55.32\n60.08\nMar\n34.01\n35.26\n68.06\n73.39\nApr\n36.00\n36.50\n63.06\n71.72\nMay\n35.33\n35.88\n61.31\n69.61\nJun\n35.33\n33.60\n59.18\n65.00\nJul\n34.29\n35.29\n61.67\n69.44\nAug\n34.29\n35.60\n57.67\n70.35\nSep\n34.29\n35.60\n61.67\n69.33\nOct\n34.29\n35.60\n61.67\n70.35\nNov\n35.00\n38.27\n60.81\n69.76\nDec\n34.38\n37.13\n57.94\n65.65\n2024\nJan\n33.75\n37.13\n56.06\n65.65\n Source: Reserve Bank of Zimbabwe, 2024\n* Deposit rates depict the range of rates qouted by banks. \nSAVINGS\n3 MONTHS\nTABLE 8.2 : COMMECIAL BANKS DEPOSIT RATES (percent per annum)\n \n \n27 \n \n \n \nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n-3.00\n-2.06\n-0.28\n-2.74\n-1.04\n-0.84\n-1.06\n-4.48\n11.15\n4.75\n-4.37\n-0.58\n0.53\n-0.31\nFeb\n-12.36\n-10.83\n-2.89\n-12.30\n-10.59\n-10.28\n22.91\n-8.51\n14.28\n-12.28\n-6.48\n-5.06\n-7.72\n-5.72\nMar\n9.23\n9.65\n16.27\n2.69\n16.74\n0.11\n17.92\n22.40\n-27.82\n-11.98\n-11.43\n4.92\n-3.80\n2.78\nApr\n11.89\n-6.38\n-7.22\n10.27\n-0.98\n-8.34\n-15.68\n-12.00\n-12.48\n-7.83\n0.34\n-3.49\n10.74\n-0.21\nMay\n-0.71\n-5.16\n9.16\n-0.59\n-8.60\n-3.90\n-4.34\n-3.82\n-7.21\n4.44\n-0.85\n1.57\n0.57\n1.32\nJun\n4.42\n3.69\n8.01\n-2.64\n7.91\n12.94\n19.95\n11.11\n9.88\n-4.54\n0.25\n6.01\n-2.51\n3.85\nJul\n7.34\n4.46\n-0.64\n4.36\n4.41\n5.10\n11.54\n-6.38\n-6.24\n-7.89\n-14.18\n0.79\n11.88\n3.43\nAug\n-4.40\n0.30\n0.59\n0.10\n-0.31\n1.24\n36.61\n-3.95\n2.75\n-0.69\n5.74\n1.56\n-1.86\n0.68\nSep\n0.21\n-0.46\n0.55\n-3.17\n-0.67\n-4.96\n4.69\n0.09\n-1.55\n-2.85\n-3.21\n-0.89\n-0.32\n-0.75\nOct\n-0.88\n-2.63\n4.38\n-3.89\n-0.08\n0.32\n0.85\n0.23\n0.20\n2.44\n0.36\n1.29\n0.48\n1.08\nNov\n1.65\n2.18\n0.83\n-0.14\n1.65\n1.13\n0.02\n0.57\n12.03\n3.79\n0.14\n1.72\n3.63\n2.20\nDec\n1.90\n3.21\n2.81\n1.47\n0.60\n2.51\n-0.25\n0.15\n-1.18\n3.98\n1.26\n2.14\n3.92\n2.60\n2021\nJan\n2.84\n1.59\n1.52\n4.26\n2.44\n2.57\n1.33\n-0.72\n1.69\n-0.48\n3.81\n2.14\n2.87\n2.33\nFeb\n1.27\n-0.30\n-1.71\n-0.49\n1.59\n1.07\n-1.60\n10.67\n-2.10\n-0.94\n0.55\n-0.16\n2.03\n0.41\nMar\n0.15\n-0.08\n1.24\n4.37\n-2.37\n0.65\n4.58\n-0.29\n0.02\n0.74\n-0.18\n0.99\n0.52\n0.87\nApr\n0.12\n-0.57\n0.45\n-0.05\n0.24\n0.70\n0.58\n-0.99\n17.14\n1.41\n-3.37\n0.87\n0.25\n0.71\nMay\n0.62\n2.41\n1.41\n0.84\n-0.02\n0.80\n0.07\n42.32\n1.32\n2.36\n0.65\n2.15\n0.28\n1.66\nJun\n1.64\n3.87\n9.35\n6.99\n1.48\n0.57\n0.97\n1.28\n4.88\n2.93\n1.92\n5.07\n2.37\n4.38\nJul\n1.29\n1.73\n0.51\n-0.08\n-0.69\n0.33\n0.10\n0.58\n-0.05\n-0.01\n1.15\n0.51\n0.06\n0.40\nAug\n1.73\n0.72\n1.03\n0.99\n1.14\n1.06\n3.56\n0.29\n-0.05\n2.11\n1.60\n1.10\n0.74\n1.01\nSep\n1.76\n0.08\n1.58\n1.43\n0.64\n0.01\n3.95\n0.87\n-0.78\n1.33\n1.53\n1.27\n2.30\n1.53\nOct\n1.51\n0.77\n0.84\n1.78\n0.72\n1.47\n7.45\n0.36\n2.11\n1.62\n0.91\n1.53\n3.51\n2.03\nNov\n0.85\n0.34\n1.47\n1.12\n0.68\n1.22\n4.43\n0.37\n-6.92\n1.67\n1.11\n0.96\n3.19\n1.53\nDec\n2.41\n0.98\n1.50\n1.30\n0.64\n-0.77\n0.26\n1.01\n0.03\n1.14\n2.05\n1.17\n1.99\n1.38\n2022\nJan\n1.08\n0.64\n2.14\n0.42\n0.71\n0.43\n1.51\n12.08\n0.94\n1.90\n0.11\n1.68\n2.53\n1.90\nFeb\n1.82\n3.39\n1.89\n1.79\n0.68\n1.08\n0.60\n0.92\n0.35\n1.39\n1.69\n1.76\n3.43\n2.20\nMar\n2.59\n2.24\n0.77\n1.22\n0.96\n5.86\n2.27\n0.82\n0.15\n1.02\n-0.06\n1.67\n3.05\n2.04\nApr\n3.38\n1.68\n14.21\n5.59\n1.77\n1.93\n1.73\n1.76\n2.91\n6.05\n1.87\n7.17\n6.94\n7.11\nMay\n3.70\n8.73\n2.02\n1.21\n2.46\n3.36\n2.47\n2.06\n0.48\n3.33\n3.78\n3.12\n9.56\n4.85\nJun\n8.20\n7.94\n12.49\n10.84\n13.72\n5.65\n4.95\n6.63\n4.63\n5.35\n9.86\n9.85\n17.32\n11.95\nJul\n4.57\n1.91\n8.66\n5.87\n3.74\n2.16\n1.21\n2.64\n11.86\n2.00\n2.15\n5.88\n12.09\n7.71\nAug\n3.71\n2.47\n2.01\n1.44\n1.98\n1.59\n1.91\n1.12\n0.41\n1.21\n2.93\n2.02\n4.94\n2.91\nSep\n-2.39\n-1.80\n5.21\n-3.33\n-0.66\n-1.20\n10.12\n0.36\n8.21\n-1.80\n-1.68\n1.99\n-3.23\n0.36\nOct\n0.81\n1.31\n6.74\n1.83\n0.72\n0.88\n2.83\n1.21\n0.10\n0.72\n0.68\n3.29\n2.10\n2.93\nNov\n-0.23\n0.35\n0.34\n0.60\n0.85\n0.25\n4.30\n0.48\n16.78\n19.32\n0.85\n1.71\n0.23\n1.27\nDec\n0.39\n0.76\n0.20\n-0.24\n0.03\n-0.15\n3.91\n-0.10\n0.00\n0.73\n-0.23\n0.28\n1.55\n0.66\n2023\nJan\n0.17\n-0.62\n0.81\n0.34\n0.26\n0.45\n-2.36\n0.45\n0.06\n-0.58\n0.54\n0.33\n-0.77\n0.00\nFeb\n-3.59\n-1.56\n-3.56\n-1.27\n-1.02\n-4.40\n-1.81\n-2.19\n0.06\n-3.63\n-7.55\n-3.40\n-4.54\n-3.73\nMar\n-0.57\n-0.46\n-0.01\n-0.71\n-0.10\n-0.13\n0.44\n-0.24\n0.16\n-0.16\n-0.42\n-0.18\n-0.66\n-0.32\nApr\n1.05\n0.05\n2.79\n-0.18\n0.92\n0.18\n0.59\n0.43\n0.53\n0.35\n0.55\n1.36\n1.96\n1.54\nMay\n3.05\n0.34\n3.03\n-0.08\n2.87\n1.74\n6.10\n1.65\n1.19\n0.99\n2.35\n2.34\n3.37\n2.64\nJun\n11.74\n0.93\n14.88\n-0.85\n9.19\n5.27\n23.88\n5.15\n3.07\n3.15\n6.58\n9.53\n18.23\n12.10\nJul\n1.68\n0.51\n0.36\n0.56\n-0.34\n0.69\n0.68\n-0.11\n1.04\n2.82\n1.11\n0.65\n1.85\n1.03\nAug\n-1.11\n-0.11\n-2.00\n-0.19\n-0.02\n-0.02\n-0.61\n-0.53\n-0.45\n-0.40\n-1.37\n-1.12\n-1.83\n-1.34\nSep\n0.32\n0.04\n0.34\n0.30\n-0.38\n0.63\n5.77\n-0.21\n5.97\n-0.10\n0.91\n0.91\n1.05\n0.95\nOct\n1.91\n1.10\n4.96\n0.54\n1.89\n2.81\n-2.69\n0.43\n-4.21\n0.53\n2.43\n2.48\n2.42\n2.46\nNov\n1.94\n0.60\n8.93\n-0.36\n2.45\n1.30\n3.24\n0.79\n4.28\n-0.67\n1.07\n4.39\n4.89\n4.54\nDec\n3.49\n1.41\n5.40\n0.63\n0.55\n0.86\n0.71\n1.92\n0.22\n1.07\n1.95\n2.90\n8.64\n4.70\n2024\nJan\n2.65\n-2.53\n5.48\n-1.30\n-3.17\n11.61\n-8.22\n-3.90\n5.52\n0.78\n-3.36\n2.50\n15.01\n6.58\nSource: Zimstat, 2024\nALCOHOLIC \nBEVERAGES & \nTOBACCO\nFURNITURE AND \nEQUIPMENT\nHEALTH\nTRANSPORT\nCOMMUNICATION\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & OTHER \nFUELS\nCLOTHING & \nFOOTWEAR\nRECREATION & \nCULTURE\nRESTAURANTS & \nHOTELS\nEDUCATION\nMISC. GOODS & \nSERVICES\nTOTAL NON \nFOOD\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n \n \n28 \n \n \n \nFOOD \nINFLATION\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJun\n49.10\n-10.07\n29.30\n-16.31\n1.57\n-10.74\n24.86\n25.51\n-53.67\n-27.59\n-13.54\n9.22\n44.68\n15.98\nJul\n51.72\n-10.57\n31.42\n-14.75\n0.95\n-2.95\n46.48\n8.81\n-54.66\n-35.14\n-34.68\n8.73\n54.96\n17.77\nAug\n41.24\n-5.57\n34.15\n-8.90\n11.10\n-6.93\n98.46\n4.21\n-53.15\n-34.91\n-29.70\n10.35\n42.88\n17.03\nSep\n54.50\n5.38\n41.86\n4.35\n14.13\n-7.18\n106.87\n-1.44\n-33.62\n-14.65\n-13.91\n21.81\n65.73\n30.52\nOct\n19.20\n-16.47\n38.22\n-16.86\n1.99\n-16.89\n109.61\n-14.02\n-26.79\n-24.38\n-27.05\n7.83\n18.98\n10.42\nNov\n16.40\n-8.49\n38.98\n-10.94\n5.74\n-10.42\n118.10\n-9.99\n-17.04\n-26.54\n-26.56\n10.98\n18.95\n12.90\nDec\n13.75\n-5.58\n33.93\n-7.91\n6.56\n-6.80\n122.72\n-8.61\n-13.92\n-26.98\n-29.39\n9.88\n14.77\n11.10\n2021\nJan\n20.60\n-2.07\n36.36\n-1.28\n10.32\n-3.60\n128.10\n-5.01\n-21.25\n-30.63\n-23.35\n12.89\n17.44\n14.03\nFeb\n39.34\n9.50\n38.02\n12.01\n25.35\n8.60\n82.62\n14.90\n-32.54\n-21.66\n-17.59\n18.72\n29.84\n21.45\nMar\n14.17\n6.58\n29.52\n3.24\n5.87\n19.12\n92.07\n6.36\n6.81\n-2.73\n-7.44\n18.40\n22.51\n19.45\nApr\n14.30\n5.98\n30.11\n3.19\n6.13\n19.96\n93.18\n5.32\n25.12\n-1.35\n-10.56\n19.42\n22.82\n20.29\nMay\n15.83\n14.44\n20.88\n4.68\n16.10\n25.82\n102.08\n55.83\n36.63\n-3.32\n-9.20\n20.10\n22.47\n20.70\nJun\n12.75\n14.64\n22.39\n15.03\n9.18\n12.04\n70.11\n42.04\n30.41\n4.24\n-7.69\n19.04\n28.60\n21.31\nJul\n6.39\n11.64\n23.80\n10.15\n3.85\n6.95\n52.67\n52.59\n39.02\n13.15\n8.80\n18.71\n15.01\n17.76\nAug\n13.21\n12.09\n24.34\n11.12\n5.35\n6.76\n15.74\n59.33\n35.23\n16.34\n4.54\n18.18\n18.05\n18.15\nSep\n14.96\n12.70\n25.60\n16.41\n6.74\n12.34\n14.92\n60.58\n36.28\n21.35\n9.67\n20.76\n21.15\n20.86\nOct\n17.72\n16.64\n21.34\n23.27\n7.60\n13.62\n22.43\n60.80\n38.87\n20.39\n10.27\n21.05\n24.80\n21.99\nNov\n16.80\n14.54\n22.11\n24.82\n6.57\n13.72\n27.83\n60.49\n15.38\n17.92\n11.34\n20.15\n24.28\n21.19\nDec\n17.38\n12.07\n20.56\n24.61\n6.62\n10.09\n28.48\n61.86\n16.79\n14.71\n12.21\n19.00\n21.96\n19.76\n2022\nJan\n15.38\n11.03\n21.29\n20.02\n4.81\n7.80\n28.71\n82.72\n15.93\n17.46\n8.22\n18.46\n21.56\n19.26\nFeb\n16.00\n15.14\n25.74\n22.76\n3.87\n7.80\n31.58\n66.63\n18.83\n20.23\n9.44\n20.73\n23.23\n21.38\nMar\n18.84\n17.81\n25.15\n19.07\n7.41\n13.39\n28.67\n68.48\n18.98\n20.57\n9.57\n21.54\n26.32\n22.80\nApr\n22.71\n20.48\n42.29\n25.78\n9.04\n14.77\n30.15\n73.15\n4.52\n26.09\n15.50\n29.14\n34.75\n30.60\nMay\n26.46\n27.91\n43.15\n26.23\n11.74\n17.68\n33.27\n24.17\n3.66\n27.29\n19.09\n30.37\n47.22\n34.70\nJun\n34.62\n32.92\n47.25\n30.78\n25.21\n23.62\n38.51\n30.74\n3.41\n30.29\n28.37\n36.30\n68.72\n44.47\nJul\n38.99\n33.16\n59.19\n38.55\n30.80\n25.88\n40.04\n33.42\n15.74\n32.91\n29.63\n43.58\n89.00\n54.99\nAug\n41.70\n35.49\n60.73\n39.17\n31.89\n26.54\n37.81\n34.54\n16.27\n31.74\n31.34\n44.88\n96.89\n57.92\nSep\n35.93\n32.94\n66.48\n32.64\n30.19\n25.02\n45.99\n33.85\n26.81\n27.66\n27.17\n45.91\n86.25\n56.09\nOct\n35.00\n33.64\n76.23\n32.71\n30.19\n24.29\n39.72\n34.98\n24.31\n26.52\n26.89\n48.43\n83.72\n57.47\nNov\n33.55\n33.65\n74.26\n32.03\n30.42\n23.10\n39.54\n35.12\n55.96\n48.48\n26.56\n49.54\n78.43\n57.06\nDec\n30.92\n33.36\n72.02\n30.01\n29.63\n23.87\n44.62\n33.64\n55.91\n47.88\n23.73\n48.22\n77.66\n55.93\n2023\nJan\n29.74\n31.69\n69.78\n29.91\n29.05\n23.89\n39.11\n19.78\n54.56\n44.29\n24.25\n46.26\n71.94\n53.03\nFeb\n22.86\n25.38\n60.69\n26.01\n26.87\n23.89\n35.79\n16.09\n54.11\n37.14\n12.96\n38.85\n58.69\n44.14\nMar\n19.07\n22.07\n59.46\n23.60\n25.55\n23.89\n33.36\n14.86\n54.13\n35.54\n12.56\n36.31\n52.99\n40.80\nApr\n16.38\n20.11\n43.52\n16.85\n24.51\n23.89\n31.87\n13.36\n50.56\n28.25\n11.10\n28.93\n45.87\n33.48\nMay\n15.66\n10.84\n44.93\n15.37\n25.01\n23.89\n36.54\n12.90\n51.63\n25.34\n9.57\n27.96\n37.63\n30.68\nJun\n19.45\n3.65\n48.01\n3.20\n20.03\n23.89\n61.17\n11.33\n49.36\n22.73\n6.31\n27.58\n38.70\n30.85\nJul\n16.14\n2.22\n36.71\n-1.98\n15.30\n23.89\n60.33\n8.34\n34.91\n23.72\n5.22\n21.28\n26.03\n22.74\nAug\n10.74\n-0.36\n31.33\n-3.54\n13.04\n23.89\n56.36\n6.57\n33.75\n21.75\n0.82\n17.55\n17.90\n17.66\nSep\n13.82\n1.52\n25.26\n0.08\n13.36\n23.89\n50.18\n5.97\n30.99\n23.86\n3.48\n16.31\n23.12\n18.36\nOct\n15.06\n1.31\n23.16\n-1.20\n14.66\n7.28\n42.11\n5.15\n25.35\n23.64\n5.28\n15.40\n23.50\n17.82\nNov\n17.55\n1.56\n33.71\n-2.14\n16.48\n8.40\n40.66\n5.48\n11.94\n2.93\n5.52\n18.43\n29.24\n21.63\nDec\n21.19\n2.22\n40.65\n-1.28\n17.09\n9.49\n36.33\n7.61\n12.19\n3.27\n7.82\n21.52\n38.26\n26.52\n2024\nJan\n24.18\n0.25\n47.17\n-2.90\n13.08\n21.65\n28.14\n2.95\n18.31\n4.68\n3.64\n24.16\n60.25\n34.84\nSource: Zimstat, 2024\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \nNON-FOOD INFLATION\nHEALTH\nTRANSPORT\nCOMMUNICATION\nEDUCATION\nALCOHOLIC \nBEVERAGES \n& \nTOBACCO \nCLOTHING \n& \nFOOTWEAR\nHOUSING, \nWATER, \nELECTRICTY, \nGAS & \nOTHER FUELS\nFURNITURE \nAND \nEQUIPMENT\nRECREATION \n& CULTURE\nRESTAURANTS \n& HOTELS\nMISC. \nGOODS & \nSERVICES\nTOTAL \nNON \nFOOD\nFOOD & NON \nALCOHOLIC \nCEVERAGES \nALL ITEMS\n \n \n29 \n \n \n \n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n796.522\n45.7487\n61.8897\n6.1132\n863.6683\n983.1863\nFeb\n889.133\n48.1898\n66.7294\n6.5202\n941.1468\n1070.6489\nMar\n929.862\n52.0727\n71.3204\n6.9912\n1013.3634\n1151.6803\nApr\n1047.445\n57.1437\n79.4723\n7.7646\n1151.0384\n1309.3061\nMay\n2577.056\n130.3252\n186.5789\n18.4901\n2755.1310\n3192.3286\nJun\n5739.000\n306.2597\n425.5469\n39.6710\n6240.5886\n7250.9396\nJul\n4516.803\n255.8972\n346.4388\n31.8342\n4971.8704\n5801.8328\nAug\n4608.107\n246.2293\n343.3039\n31.5721\n5031.5916\n5860.1292\nSep\n5466.747\n288.5390\n396.3391\n36.6073\n5782.7246\n6680.6377\nOct\n5698.961\n301.1746\n417.7338\n37.9539\n6039.7584\n6920.5328\nNov\n5791.080\n309.3526\n429.6053\n39.3710\n6363.8242\n7330.4810\nDec\n6104.723\n329.1177\n455.4123\n43.1811\n6753.9598\n7783.5213\n2024\nJan\n10152.393\n540.1665\n748.7916\n69.5003\n11075.3915\n12896.8157\nSource: Reserve Bank of Zimbabwe, 2024\n TABLE 10 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\nEND OF\nUSA DOLLAR\nSOUTH ARFICAN \nRAND\nBOTSWANA PULA\nJAPANESE YEN\nEURO\nPOUND \nSTERLING\n \n \n30 \n \n \n \nMarket Capitalisation\nAll Share Index*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune**\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22813.24\n25496.86\n11638.16\n102,792,200\n2,460,037.66\nFeb\n28548.02\n29207.92\n24410.54\n164,006,458\n2,576,324.76\nMar\n38568.48\n37359.78\n14262.67\n97,920,600\n3,381,456.06\nApr\n41391.62\n36393.55\n16756.85\n74,505,000\n3,482,408.54\nMay\n108195.29\n52765.85\n34867.41\n206,593,600\n8,939,058.47\nJun\n171408.90\n76960.49\n85279.40\n192,473,571\n13,987,476.83\nJul\n114746.13\n89512.59\n40846.72\n176,547,600\n9,171,346.28\nAug\n125134.79\n109159.36\n39214.53\n103,854,600\n9,723,577.74\nSep\n126642.42\n125531.67\n91310.72\n343,359,119\n9,873,493.87\nOct\n157083.06\n125531.67\n31773.08\n64,000,500\n12,576,665.45\nNov\n191271.68\n148883.44\n54864.31\n162,675,500\n15,311,628.01\nDec\n210833.92\n145542.27\n109727.94\n254,991,213\n16,812,914.36\n2024\nJan\n542743.66\n163733.73\n112532.73\n79,766,490\n43,459,150.79\nSource: Zimbabwe Stock Exchange, 2024\n**As at 26 June 2020\n*All Share index was introduced in January, 2018\nTABLE 11: ZIMBABWE STOCK MARKET STATISTICS\nMining Index\n Market Turnover \nZWL$ million \nVolume of Shares\nEND OF\n \n \n31 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n3289379.3\n-\n240010.3\n68386.7\n238455.3\n1107756.4\nFeb\n3050933.3\n-\n219437.8\n73672.3\n245282.5\n1202998.5\nMar\n5068223.7\n-\n308609.1\n85343.4\n328822.3\n1517972.6\nApr\n5294044.5\n-\n341571.3\n79754.6\n355007.3\n1517972.6\nMay\n6275310.7\n-\n518333.9\n173170.7\n532078.6\n3274968.5\nJun\n17059664.0\n-\n882362.6\n615190.9\n1210486.2\n6640627.1\nJul\n17859586.4\n-\n1033836.9\n541445.6\n1620242.8\n6077538.3\nAug\n17955865.5\n-\n1017990.5\n649827.9\n1440537.4\n6244772.4\nSep\n18690087.0\n-\n1221725.3\n773363.9\n1672654.2\n7746084.3\nOct\n19808639.1\n-\n1264577.2\n826681.2\n5116902.9\n8661662.9\nNov\n23685304.8\n-\n1429269.5\n901515.6\n1999069.4\n9557300.7\nDec\n26396219.4\n-\n1805050.5\n1092682.6\n2604059.2\n10150615.3\n2024\nJan\n28285124.94\n-\n1907120.03\n1843871.04\n4294126.98\n22017137.9\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n32 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n48617.1\n1693.0\nFeb\n886.7\n-\n10301.5\n479.9\n43326.5\n1895.8\nMar\n1092.6\n-\n13217.0\n594.0\n50037.4\n1927.1\nApr\n907.6\n-\n14375.1\n526.7\n47171.7\n1982.9\nMay\n1119.2\n-\n12808.7\n576.7\n49143.2\n2233.6\nJun\n1050.2\n-\n10190.6\n606.0\n45488.8\n1213.0\nJul\n942.7\n-\n8226.8\n1777.1\n42648.8\n993.7\nAug\n888.0\n-\n8434.6\n653.6\n42648.8\n977.5\nSep\n964.1\n-\n9659.0\n703.6\n45148.7\n1061.4\nOct\n949.1\n-\n9449.3\n619.0\n50640.6\n904.4\nNov\n924.5\n-\n9525.7\n623.3\n52332.4\n1048.5\nDec\n924.5\n-\n11846.0\n776.5\n56451.0\n1026.2\n2024\nJan\n914.9\n-\n10017.9\n708.1\n52445.0\n882.8\nSource: Reserve Bank of Zimbabwe, 2024\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n33 \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE\nTRADE BALANCE\n2021\nJan\n282.9\n460.3\n743.20\n-177.4\nFeb\n340.8\n451.9\n792.70\n-111.1\nMar\n461.8\n527.2\n989.00\n-65.4\nApr\n444.7\n489.9\n934.60\n-45.2\nMay\n486.8\n503.1\n989.91\n-16.2\nJun\n502.5\n622.2\n-119.7\n-55.6\nJul\n629.9\n667.6\n-37.7\n-37.7\nAug\n597.3\n630.2\n-32.9\n-32.9\nSep\n514.4\n666.7\n-152.2\n-152.3\nOct\n535.5\n713.6\n-178.1\n-178.1\nNov\n647.6\n684.3\n-36.7\n-36.7\nDec\n591.2\n771.2\n-179.9\n-180.0\n2022\nJan\n543.9\n633.2\n-88.1\n-89.3\nFeb\n438.0\n630.1\n1068.1\n-192.2\nMar\n557.6\n713.8\n1271.4\n-156.2\nApr\n587.3\n637.2\n1224.5\n-49.9\nMay\n513.1\n714.4\n1227.6\n-201.3\nJun\n541.0\n751.4\n1292.3\n-210.4\nJul\n548.4\n728.2\n1276.6\n-179.9\nAug\n493.6\n759.9\n1253.4\n-266.3\nSep\n552.3\n765.3\n1317.6\n-213.1\nOct\n502.3\n770.5\n1272.8\n-268.2\nNov\n674.6\n802.2\n1476.8\n-127.5\nDec\n633.5\n772.6\n1406.1\n-139.1\n2023\nJan\n427.8\n633.8\n1061.6\n-206.0\nFeb\n435.9\n623.5\n1059.3\n-187.6\nMar\n515.3\n746.4\n1261.7\n-231.1\nApr\n555.5\n708.6\n1264.1\n-153.0\nMay\n654.2\n850.3\n1504.6\n-196.1\nJun\n641.5\n727.4\n1368.9\n-85.9\nJul\n603.2\n782.9\n1386.2\n-179.7\nAug\n649.8\n820.2\n1470.1\n-170.4\nSep\n678.1\n772.7\n1450.8\n-94.6\nOct\n831.9\n901.5\n1733.4\n-69.6\nNov\n681.4\n827.3\n1508.7\n-145.9\nDec\n550.6\n819.4\n1370.0\n-268.7\n0.0\n2024\nJan\n540.3\n692.7\n1233.0\n-152.4\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_January_2024.pdf"}
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+{"doc_id": "f36e4e6a5fa8f620b1454ecf882120c2", "text": "i \n \n \n \n \n \n \n \nAUGUST 2017 \n \n1 \n \nTABLE OF CONTENTS \n \nSelected Economic Indicators ...................................................................................................... 2 \nInternational Commodity Prices ................................................................................................. 3 \nMerchandise Trade Developments .............................................................................................. 4 \nMonetary Developments ............................................................................................................... 6 \nStock Markets Development ........................................................................................................ 7 \nInflation Outturn .......................................................................................................................... 8 \nNational Payment System............................................................................................................. 8 \n \n \n \n \n \n \n \n2 \n \n \n \n \n2017 \n \nJuly \n2017 \n \nAugust \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n69.44 \n73.47 \n5.80% \nZ.S.E. Industrial Index1 \n203.25 \n235.03 \n15.64% \nNational Payment System Transactions \n(US$ millions) \n8 501.78 \n9 013.62 \n6.0% \nMoney Supply (US$ millions)2 \n6 564.0 \n7 075.5 \n \nMoney Supply (M3) Annual Growth2 (%) \n29.61 \n36.57 \n \nYearly Inflation3 (%) \n0.14 \n0.14 \n \nMonthly Inflation3 (%) \n-0.36 \n-0.13 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n International commodity prices of precious \nmetals, base metals and crude oil firmed during \nthe month of August 2017. \n Precious Metals \n \nGold prices firmed by 3.8%, from a monthly \naverage of US$1,235.66/oz in July 2017 to \nUS$1,282.69/oz in August 2017. This was on \naccount of increased demand for the yellow \nmetal as a safe haven asset, following rising \nuncertainties over U.S. relations with North \nKorea. The yellow metal price was also buoyed \nby lower long-term U.S. interest rates and the \nlack of progress by the Trump adminstration in \ndelivering economic reforms. \nMonthly average prices of platinum also rose \nby 6.1%, from a monthly average of \nUS$917.52/ounce \nin \nJuly \n2017 \nto \nUS$973.36/ounce in August 2017. The prices \nwere supported by rising worldwide vehicle \nsales, a shift from diesel to gasoline vehicles in \nEurope and tougher emissions legislation in \nEurope, China and the U.S. \nFigure 1: Precious metal prices \n \nSource: Bloomberg, 2017 \n \nBase Metals \n Base metal prices rallied during the month under \nreview, \noccasioned \nby \nbrighter \ndemand \nprospects in China. The base metal prices also \nrose, as efforts by Asian authorities to spur \neconomic growth boosted manufacturing sector \ndemand. \nCopper and nickel prices increased by 8.4% and \n14.8%, to close the month under review at \nUS$6,501.40/tonne and US$10,917.86/tonne, \nrespectively. \n Brent Crude Oil \nAverage monthly crude oil prices registered a \n4.6% increase, to close the month of August \n2017 at US$51.94/barrel. This followed \nindications that the world’s largest oil producing \ncountries were going to comply with their oil \nsupply cut deal. \nFigure 2: International crude oil prices \nSource: Bloomberg, 2017 \n \n800\n900\n1000\n1100\n1200\n1300\n1400\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nGold\nPlatinum\n20.00\n25.00\n30.00\n35.00\n40.00\n45.00\n50.00\n55.00\n60.00\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\n \n \n \n4 \n \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade for August 2017 \namounted to US$806.2 million, representing an \n8.0% increase from the US$746.2 million \nrecorded in the previous month. The increase \nwas underpinned by the significant growth in \nexports during the month under analysis. \n \nMerchandise Export Developments \nMerchandise exports stood at US$358.1 million \nin August 2017, a 35.6% increase from the \nUS$264.2 million recorded in July 2017. This \nfollowed increases in exports of gold, tobacco, \nferro-chrome and diamond. Nickel mattes \nexports, however, declined during the month \nunder review. \nGold, flue-cured tobacco and nickel were the \ncountry’s major export commodities accounting \nfor about 67% of total export revenues. \nFigure 3: Merchandise Exports (US$ m) \n \n \nSource: Zimstat, 2017 \n \n \nTable 1: Exports Classified by HS Code \n Product \nJuly-17 \nUS$m \nAugust-17 \nUS$m \nShare of \ntotal \nExports \n(%) \n Gold \n74.9 \n104.8 \n35.9 \nFlue-cured \ntobacco \n33.9 \n62.6 \n13.6 \nNickel mattes \n38.8 \n39.1 \n11.0 \nNickel ores and \nconcentrates \n30.3 \n33.2 \n7.4 \nFerro-chrome \n19.5 \n27.8 \n4.9 \nCane sugar \n4.3 \n8.4 \n3.5 \nIndustrial \nDiamonds \n- \n8.3 \n2.1 \nGinned Cotton \n5.6 \n7.4 \n1.6 \nChromium \nores \nand concentrates \n5.4 \n6.6 \n1.5 \nPlatinum \n3.7 \n5.8 \n1.4 \nOther \n47.8 \n54.1 \n17.1 \nTotal \n264.2 \n358.1 \n100.0 \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \nThe country’s merchandise exports were \ndestined to South Africa, 61.4%; Mozambique, \n11.4%; the United Arab Emirates, 7.2%; \nBelgium, 2.3%; Zambia,1.5%; Kenya, 0.7%; \nBotswana, 0.6%; Namibia, 0.4%; and Germany, \n0.3%. \n0\n30.5\n61\n91.5\n122\n152.5\n183\n213.5\n244\n274.5\n305\n335.5\n366\nJul-17\nAug-17\n \n \n \n5 \n \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \nMerchandise Import Developments \nMerchandise imports continued on a downward \ntrend declining further by 7.1%, to close the \nmonth under review at US$448.0 million. Fuel \nand electricity imports accounted for the highest \nproportion of total merchandise imports at \n27.4%. Food imports consisted of crude soya \nmeal at 2.2% of total merchandise imports; \nwheat, 1.4%; and maize, 1.2% \nThe country sourced imports mainly from \nSouth Africa (41.7%); Singapore (16.5%); \nChina \n(7.4%); \nUnited \nKingdom \n(7.0%), \nJapan (2.7%); Zambia (2.4%); Hong kong \n(2.3%); Mauritius, Mozambique and United \nArab Emirates (2.0% each); and India (1.7%), \nduring the month of August 2017. \n \nFigure 5: Major Merchandise Import \nSources (% Share) \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \nMerchandise Trade Balance \nThe country’s merchandise trade deficit, \nnarrowed to -US$89.9 million in August 2017, \ndown from -US$217.9 million in July 2017. \nThis was largely driven by the increase in \nexports during the month under analysis. \nFigure 6: Merchandise Exports, Imports and \nTrade Balance (US$m) \n \nSource: Zimstat, 2017 & RBZ Computations, 2017 \nSouth \nAfrica\n61.4%\nMozambique\n11.4%\nUnited \nArab \nEmirates\n7.2%\nZambia\n1.5%\nKenya\n0.7%\nBotswana\n0.6%\nNamibia\n0.4%\nother\n14.2%\nGermany\n0.3%\nBelgium\n2.3%Figure 4:Major Merchandise \nFigure 4:Major Merchandise Export Destinations\nExport Destinations\nSouth Africa\nSingapore\nChina\nZambia\nMozambique\nHong kong\nJapan\nIndia\nMauritius\nU.A.E\nU.K\nOther\n0%\n10%\n20%\n30%\n40%\n (300.0)\n (200.0)\n (100.0)\n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nExports\nImports\nTrade balance\n \n \n \n6 \n \nMONETARY DEVELOPMENTS \n \n \nDuring the month under review, broad money1 \nstood at US$7 075.5 million, registering an \nannual increase of 36.57%, from US$5 180.7 \nmillion in August 2016. The increase was \nlargely driven by an expansion of 46.98% in \ntransferable2 deposits and 3.32% in time \ndeposits3. Partially offsetting the increases, was \na 12.1% decline in negotiable certificates of \ndeposits (NCDs)4. \n \nOn a month-on-month basis, broad money \nrecorded a 7.79% growth, from US$6 564.0 \nmillion in July 2017 to US$7 075.5 million in \nAugust 2017. \n \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \n \n1 Beginning January 2017, broad money was redefined using \nthe Monetary and Financial Statistics Manual of 2000. Major \nchanges include the exclusion of government deposits held by \nbanks from broad money. \n \nBroad money comprised of transferable or \ntransitory deposits, 73.49%; time deposits, \n22.68%; currency in circulation, 2.82%; and \nnegotiable certificates of deposits, 1.00%. \n \nSource: Reserve Bank of Zimbabwe, 2017 \nAnnual growth in domestic credit rose by \n34.70% in August 2017, compared to 15.92% in \nAugust 2016. The growth largely reflected a \n63.22% annual expansion in net credit to \nGovernment. On a month-on-month basis, \ndomestic credit increased by 5.5%, from \nUS$8.91 \nbillion \nin \nJuly \n2017 \nto \nUS$9.40 billion in August 2017. \n \n2 Transferable deposits made up of demand and savings \ndeposits. \n3All classes of time deposits, short and long term are classified \nas time deposits, which are also termed other deposits. \n4 NCDs are also referred to as securities included in broad \nmoney. \n-5\n0\n5\n10\n15\n20\n25\n30\n35\n40\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\n 8.0\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\n%\nUS$ BILLIONS\nFigure 7: Money Supply\nFigure 7: Money Supply\nM3\nM3 Annual Growth rate\nTransferable \nDeposits\n73.49%\nOther \nDeposits \n(Time)\n22.68%\nNCDs\n1.00%\nBond \nNotes and \nCoins\n2.82%Figure 8:\nFigure 8: Composition of Money Supply \nSupply August\nAugust2017\n2017\n \n \n \n7 \n \nCredit to the private sector registered an annual \nincrease of 8.48%, from US$3 315.1 million in \nAugust 2016 to US$3 596.7 million in August \n2017. Similarly, monthly credit to the private \nsector increased by 3.0 %, from US$ 3 491.6 \nmillion in July 2017 to US$3 596.7 million, \nduring the month under review. \nSource: Reserve Bank of Zimbabwe, 2017 \nThe sectoral distribution of private sector credit \nwas as follows: households, 23.7%; agriculture, \n17.6%; services, 16.1%; manufacturing, 12.0%; \nfinancial organisations and investments, 10.6%; \ndistribution, 10.1%; mining, 5.3%; transport and \ncommunications, 2.1%; and construction, 2.0%. \nCredit to the private sector was mainly utilised \nfor inventory build-up, 30.3%; consumer \ndurables, 16.6%; and fixed capital investment, \n13.1%. \nSTOCK MARKET DEVELOPMENTS \n \nThe \nZimbabwe \nStock \nExchange \n(ZSE) \ncontinued on an upward trend for the sixth \nconsecutive month in August 2017. Investors \nopted for equities as safe haven investments, \ngiven the limited investment options available in \nthe country. Resultantly, the industrial and \nmining indices gained by 15.64% and 5.80% to \nclose the month of August 2017 at 235.03 points \nand 73.47 points, respectively. On a year-on- \nyear basis, the industrial and mining indices \ngained by 136.78% and 179.14%, respectively. \n \n \nSource: Zimbabwe Stock Exchange, 2017 \nThe ZSE market turnover, however, registered a \n44.95% decline, to close at US$13.60 million in \nAugust 2017. This was underpinned by thin \ntrading activity on the local bourse, reflected by \na decline in the volume of shares from \nHouseholds\n23.7%\nAgriculture, \n17.6%\nManufacturing, \n12.0%\nServices, \n16.1%\nDistribution, \n10.1%\nFinancial \nOrganisati\nons, \n10.6%\nMining, \n5.3%\nTransport and \nCommunication, \n2.1%\nConstruction, \n2.0%\nOther, 0.5%\nFigure 9: Sectoral Distribution of \nCredit\n0\n50\n100\n150\n200\n250\n31-Aug-16\n30-Sep-16\n31-Oct-16\n30-Nov-16\n31-Dec-16\n31-Jan-17\n28-Feb-17\n31-Mar-17\n30-Apr-17\n31-May-17\n30-Jun-17\n31-Jul-17\n31-Aug-17\nFigure 10: ZSE Indices\nIndustrial\nMining\n \n \n \n8 \n \n149.4 million shares in July to 115.93 miilion, \nduring the month under review. \nForeign investor participation declined in \nAugust 2017, registering a net outflow of \nUS$1.70 million, compared to a net purchase \nposition of US$1.55 million in the previous \nmonth. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nDuring the month of August 2017, annual \nheadline inflation remained unchanged from the \nprevious month level of 0.14% . This was on \naccount of an increase in non-food inflation, \nwhich offset the decline in food inflation. \nAnnual non-food inflation rose from -0.67% in \nJuly 2017 to 0.60% in August 2017. 2017. Year-\non-year food inflation stood at 1.76% in August \n2017, down from 1.92% in July 2017. \n \n \nSource: ZIMSTAT, 2017 \nMonthly Inflation \n \nMonth-on-month inflation registered a 0.23 \npercentage points increase, from -0.36% in July \n2017 to -0.13% August 2017. This was largely \non account of the increase in non-food inflation. \n \n \n \nSource: ZIMSTAT, 2017 \nMonthly non-food inflation increased to 0.03% \nin August 2017, from -0.33% in July 2017, \nlargely driven by increases in prices of clothing \nand footwear, electricity, gas and other fuels, \nand recreation and culture. \n \nMonth-on-month food inflation stood at -0.47% \nin August 2017, down from -0.42% in July \n2017. This was on the back of declines in prices \nof bread and cereals, vegetables, milk, cheese \nand eggs. Partially offsetting the declines were \nincreases in prices of meat, fish, oils and fats \nsugar, jam, honey, chocolates and confectionary \nand fruits. \n \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment System (NPS) amounted to \nUS$9.01 billion, in August 2017. This was 6% \nhigher than the US$8.5 billion recorded in July \n2017. In volume terms, total NPS transactions \n-4.5\n-3.5\n-2.5\n-1.5\n-0.5\n0.5\n1.5\n2.5\nFigure 11: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n-0.5\n-0.3\n-0.1\n0.2\n0.4\n0.6\n0.8Figure 12: M\nFigure 12: M-\n-O\nO-\n-M Inflation\nM Inflation\n \n \n \n9 \n \nregistered a 10% increase, to close the month \nunder review at 94.2 million transactions. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the RTGS \nsystem \n \nincreased \nby \n10%, \nfrom \nUS$4.81 billion in July 2017 to US$5.33 billion \nin August 2017. The volume of RTGS \ntransactions closed the month of analysis at \n541 521 transactions, up from 521 770 \ntransactions recorded in July 2017. \n \nSource: Reserve Bank of Zimbabwe, 2017 \nCash transactions \nCash transactions closed the month of August \n2017 lower at US$205.33 million, compared to \nUS$276.82 million in July 2017. \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions \nrose \nto \nUS$2.6 \nbillion \nin \nAugust 2017, from US$2.2 billion in the \nprevious month. \nCard Based Transactions \nCard \nbased \ntransactions \nstood \nat \nUS$614.74 million in August 2017, down from \nUS$617.77 \nmillion \nin \nJuly \n2017. \n \nCheque Transactions \nCheque transactions registered a 9.6% \ndecline,to close the month of August 2017 at \nUS$5.18million. \n \n \nRESERVE BANK OF ZIMBABWE \n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n -\n 100\n 200\n 300\n 400\n 500\n 600\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 13: ZETSS Volumes and \nFigure 13: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n27 \n 11. Exchange Rates \n \n \n \n \n \n \n \n28 \n \n \n \n \n \n11 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 29 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 30 \n \n13.2 Volumes of Transactions \n \n \n \n \n 31 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 32 \n \n \n \n \n \n \n \n \n \n 12 \n \n \nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nNet Foreign Assets\n-371,494.66\n-365,714.85\n-564,842.79\n-636,688.80\n-555,620.67\n-584,011.92\n-574,374.12\n-559,959.05\n-513,244.32\n-567,873.40\n-574,972.81\n-626,057.81\n-582,743.90\nCentral Bank(net)\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\n-597,983.99\n-624,117.95\n-572,451.17\n-673,008.44\n-636,128.81\nForeign Assets\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\n406,334.53\n380,372.91\n414,622.73\n379,556.86\n432,890.70\nForeign Liabilities\n-745,346.70\n-727,695.66\n-962,838.52\n-956,172.09\n-984,549.60\n-1,032,426.19\n-1,034,365.82\n-1,005,310.99\n-1,004,318.51\n-1,004,490.86\n-987,073.90\n-1,052,565.30\n-1,069,019.51\nOther Depository Corporations(net)\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\n46,950.63\n53,384.91\nForeign Assets\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n338,839.86\n302,736.47\n260,090.51\n212,254.02\n214,135.93\nForeign Liabilities\n-290,839.97\n-277,006.36\n-297,185.96\n-289,804.69\n-279,735.63\n-271,732.80\n-276,337.02\n-249,701.07\n-254,100.19\n-246,491.92\n-262,612.14\n-165,303.39\n-160,751.02\nNet Domestic Assets (NDA)\n5,552,228.17\n5,642,801.47\n5,877,742.21\n6,056,699.56\n6,193,901.69\n6,247,448.43\n6,346,016.00\n6,439,892.69\n6,630,026.96\n6,768,155.75\n7,066,644.43\n7,190,083.71\n7,658,286.70\nDomestic Claims\n6,978,485.30\n7,059,099.99\n7,180,307.48\n7,554,069.08\n7,669,496.22\n7,645,349.84\n7,784,284.88\n7,922,221.15\n8,181,305.42\n8,453,437.89\n8,775,537.48\n8,910,298.85\n9,400,014.14\nClaims on Central Government(net)\n3,227,067.12\n3,299,875.31\n3,381,436.05\n3,679,166.52\n3,747,719.59\n3,862,282.83\n4,003,963.78\n4,034,942.83\n4,316,258.18\n4,466,829.20\n4,729,355.59\n4,885,665.81\n5,267,118.15\nClaims on Central Government\n3,373,077.05\n3,445,300.69\n3,516,314.57\n3,824,753.66\n3,908,493.46\n3,941,069.39\n4,084,363.34\n4,147,553.19\n4,414,769.52\n4,564,175.79\n4,843,590.52\n5,004,270.42\n5,396,080.93\nCentral Bank\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,648.89\n2,355,433.48\n2,337,736.94\n2,444,902.59\n2,578,541.58\n2,781,509.70\n2,976,316.77\n3,253,867.93\nODCs\n1,443,114.93\n1,490,684.38\n1,546,271.82\n1,518,299.12\n1,571,032.92\n1,670,420.50\n1,728,929.86\n1,809,816.25\n1,969,866.92\n1,985,634.21\n2,062,080.82\n2,027,953.65\n2,142,212.99\nLess Liabilities to Central Government\n-146,009.93\n-145,425.39\n-134,878.53\n-145,587.14\n-160,773.86\n-78,786.57\n-80,399.57\n-112,610.37\n-98,511.34\n-97,346.59\n-114,234.93\n-118,604.61\n-128,962.78\nClaims on Other Sectors\n3,751,418.18\n3,759,224.68\n3,798,871.43\n3,874,902.55\n3,921,776.63\n3,783,067.01\n3,780,321.10\n3,887,278.32\n3,865,047.24\n3,986,608.69\n4,046,181.88\n4,024,633.04\n4,132,895.99\nOther Financial Corporations\n130,939.44\n132,282.45\n124,852.98\n128,782.67\n119,157.29\n117,123.94\n79,035.53\n80,256.74\n82,515.74\n96,671.25\n150,004.30\n98,954.02\n102,511.95\nState and Local Government\n47,676.40\n43,554.41\n41,728.47\n37,784.82\n34,237.41\n35,909.11\n35,006.53\n34,312.18\n34,732.93\n36,595.52\n35,573.02\n34,059.17\n34,223.63\nPublic Non Financial Corporations\n257,736.50\n234,348.95\n248,965.26\n244,277.53\n240,007.21\n246,102.41\n274,898.12\n268,976.36\n302,761.14\n334,495.68\n337,668.92\n400,050.10\n399,893.78\nPrivate Sector\n3,315,065.84\n3,349,038.87\n3,383,324.72\n3,464,057.53\n3,528,374.72\n3,383,931.55\n3,391,380.92\n3,503,733.03\n3,445,037.42\n3,518,846.25\n3,522,935.65\n3,491,569.75\n3,596,266.62\nCentral Bank\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n28,547.39\n34,327.69\n34,209.32\n31,152.87\n32,571.62\n33,352.46\n34,125.26\n42,626.53\nODCs\n3,289,193.98\n3,320,678.35\n3,354,828.25\n3,435,867.03\n3,497,106.53\n3,355,384.15\n3,357,053.23\n3,469,523.72\n3,413,884.55\n3,486,274.63\n3,489,583.19\n3,457,444.48\n3,553,640.10\nOther Items(Net)\n1,426,257.14\n1,416,298.52\n1,302,565.27\n1,497,369.51\n1,475,594.53\n1,397,901.41\n1,438,268.87\n1,482,328.45\n1,551,278.46\n1,685,282.14\n1,708,893.05\n1,720,215.14\n1,741,727.44\nShares and Other Equity\n846,025.31\n887,795.24\n915,505.55\n935,291.08\n1,470,571.26\n1,471,378.30\n1,481,807.04\n1,505,125.81\n1,501,542.86\n1,530,318.89\n1,547,498.82\n1,546,591.56\n1,561,407.13\nLiabilities to Other Financial Corporations\n44,517.02\n39,463.26\n31,567.03\n32,045.66\n52,038.47\n44,373.98\n46,621.66\n45,153.65\n45,155.62\n45,511.27\n49,869.95\n38,847.96\n26,097.05\nRestricted Deposits\n149,845.80\n153,471.12\n166,495.73\n180,899.67\n60,499.79\n66,478.53\n66,737.97\n67,789.29\n68,133.12\n84,939.87\n84,617.96\n84,477.31\n32,685.62\nOther Items(net)\n385,869.01\n335,568.90\n188,996.96\n349,133.11\n-107,514.99\n-184,329.41\n-156,897.79\n-135,740.30\n-63,553.13\n24,512.12\n26,906.32\n50,298.31\n121,537.64\nBroad Money-M3\n5,180,733.50\n5,277,086.62\n5,312,899.41\n5,420,010.76\n5,638,281.02\n5,663,436.51\n5,771,641.88\n5,879,933.65\n6,116,782.64\n6,200,282.35\n6,491,671.62\n6,564,025.89\n7,075,542.80\nSecurities Other than Shares Included in Broad Mon\n80,840.29\n74,118.29\n73,356.67\n43,862.17\n62,894.35\n50,562.02\n59,329.24\n60,161.15\n63,292.20\n61,392.93\n65,667.46\n66,282.58\n71,054.38\nBroad Money-M2\n5,099,893.22\n5,202,968.33\n5,239,542.75\n5,376,148.60\n5,575,386.66\n5,612,874.49\n5,712,312.64\n5,819,772.50\n6,053,490.44\n6,138,889.42\n6,426,004.16\n6,497,743.31\n7,004,488.42\nOther Deposits\n1,553,347.70\n1,534,910.45\n1,508,943.19\n1,467,582.00\n1,471,657.19\n1,544,945.66\n1,552,644.56\n1,529,856.98\n1,530,705.58\n1,558,418.08\n1,538,865.52\n1,600,104.76\n1,604,901.44\nNarrow Money-M1\n3,546,545.52\n3,668,057.88\n3,730,599.56\n3,908,566.59\n4,103,729.48\n4,067,928.83\n4,159,668.08\n4,289,915.52\n4,522,784.87\n4,580,471.34\n4,887,138.64\n4,897,638.55\n5,399,586.98\nTransferable Deposits\n3,537,772.31\n3,658,634.63\n3,720,917.62\n3,889,717.47\n4,033,558.66\n3,985,443.09\n4,046,287.46\n4,147,742.43\n4,369,406.07\n4,404,701.40\n4,690,977.34\n4,696,301.61\n5,199,733.27\nCurrency Outside Depository Corporations\n8,773.21\n9,423.25\n9,681.93\n18,849.12\n70,170.81\n82,485.74\n113,380.62\n142,173.09\n153,378.80\n175,769.94\n196,161.30\n201,336.94\n199,853.71\nSource:Reserve Bank of Zimbabwe,2017\nNote:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n13 \n \n \nAug-16\nSep-16\nOct-16\nNov-16\nDec-16 \nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nNet Foreign Assets\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\n-597,983.99\n-624,117.95\n-572,451.17\n-673,008.44\n-636,128.81\nClaims on Non Residents\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\n406,334.53\n380,372.91\n414,622.73\n379,556.86\n432,890.70\nOfficial Reserves Assets\n255,805.98\n244,677.43\n316,461.39\n266,511.75\n309,331.78\n350,427.48\n346,696.05\n320,526.53\n306,195.43\n280,743.61\n311,434.24\n216,563.03\n269,927.65\nOther Foreign Assets\n99,131.61\n99,163.49\n100,534.95\n98,355.02\n101,495.99\n98,784.27\n98,869.01\n99,421.78\n100,139.10\n99,629.30\n103,188.49\n162,993.84\n162,963.05\nLess Liabilities to Non Residents\n745,346.70\n727,695.66\n962,838.52\n956,172.09\n984,549.60\n1,032,426.19\n1,034,365.82\n1,005,310.99\n1,004,318.51\n1,004,490.86\n987,073.90\n1,052,565.30\n1,069,019.51\nShort Term Liabilities\n351,510.63\n331,152.07\n482,116.69\n481,842.04\n515,365.90\n558,302.10\n560,678.78\n528,171.18\n523,978.67\n523,548.11\n502,610.47\n563,024.67\n574,360.75\nOther Foreign Liabilities\n393,836.06\n396,543.59\n480,721.84\n474,330.06\n469,183.69\n474,124.08\n473,687.04\n477,139.81\n480,339.84\n480,942.76\n484,463.43\n489,540.63\n494,658.76\nNet Domestic Assets (NDA)\n1,528,966.57\n1,582,075.13\n1,651,349.30\n1,910,944.27\n2,046,457.01\n2,082,987.44\n2,193,388.18\n2,189,787.86\n2,257,730.24\n2,349,466.00\n2,521,330.28\n2,737,213.38\n3,001,066.77\nDomestic Claims\n2,028,462.52\n2,036,657.48\n2,070,285.42\n2,396,766.46\n2,420,011.99\n2,449,800.81\n2,551,097.25\n2,545,403.08\n2,683,243.81\n2,852,123.09\n3,029,056.93\n3,245,422.59\n3,502,764.78\nNet Claims on Central Government\n1,830,889.20\n1,852,931.02\n1,878,215.64\n2,207,020.45\n2,218,852.08\n2,244,839.79\n2,330,293.56\n2,312,027.68\n2,422,539.02\n2,556,298.97\n2,740,989.57\n2,935,771.58\n3,213,236.12\nClaims on Central Government\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\n2,355,433.48\n2,337,736.94\n2,444,816.34\n2,578,541.58\n2,781,509.70\n2,976,316.77\n3,253,867.93\nOf which: Securities Other than Shares\n283,933.50\n260,822.30\n259,945.20\n250,270.16\n566,328.08\n577,431.69\n562,535.65\n551,741.20\n533,407.34\n537,150.63\n620,541.15\n640,269.72\n677,443.83\nLess Liabilities to Central Government\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n338,860.92\n40,545.19\n40,631.81\nOf which: Deposits\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\n40,631.81\nClaims on Other Sectors\n197,573.32\n183,726.46\n192,069.78\n189,746.01\n201,159.91\n206,874.76\n243,242.69\n235,375.40\n262,618.54\n297,824.11\n290,067.36\n309,651.01\n289,528.66\nOther Financial Corporations\n14,485.45\n14,842.27\n18,107.69\n18,890.01\n16,515.86\n16,900.44\n18,434.72\n18,570.34\n18,972.27\n19,413.25\n17,924.43\n18,367.00\n18,768.05\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n157,216.02\n140,523.67\n145,465.62\n142,665.50\n153,375.86\n161,426.93\n190,480.28\n182,595.75\n212,493.40\n245,839.24\n238,790.47\n257,158.75\n228,134.08\nPrivate Sector\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n28,547.39\n34,327.69\n34,209.32\n31,152.87\n32,571.62\n33,352.46\n34,125.26\n42,626.53\nClaims on Other Depository Corporations\n203,523.49\n199,637.85\n145,431.17\n164,922.74\n140,331.70\n110,720.51\n93,514.18\n104,865.33\n85,479.27\n50,810.90\n52,540.42\n43,316.48\n30,413.03\nOther Liabilities to ODCs\n277,697.37\n277,611.11\n278,881.87\n280,278.62\n268,568.70\n269,925.53\n255,446.41\n242,394.50\n294,200.81\n305,898.38\n307,589.96\n309,366.61\n350,766.86\nOther Items(Net)\n425,322.07\n376,609.09\n285,485.42\n370,466.32\n245,317.99\n209,608.36\n218,215.84\n220,086.04\n218,792.03\n249,569.60\n254,677.12\n242,159.08\n181,344.18\nMonetary Base \n1,138,557.468\n1,198,220.393\n1,105,507.110\n1,319,638.956\n1,472,735.173\n1,499,773.004\n1,604,587.411\n1,604,425.179\n1,659,746.254\n1,725,348.049\n1,948,879.104\n2,064,204.942\n2,364,937.960\nBond Coins\n10,353.400\n11,050.358\n11,102.753\n13,404.374\n13,783.332\n13,852.694\n13,845.125\n20,385.149\n23,268.864\n25,819.605\n27,667.474\n28,763.070\n30,289.790\nBond Notes\n0.000\n0.000\n0.000\n10,009.774\n72,950.552\n88,839.102\n118,836.703\n134,347.604\n140,801.342\n163,388.941\n175,855.752\n179,722.240\n181,874.280\nLiabilities to ODCs\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\n1,467,941.594\n1,446,635.592\n1,492,786.162\n1,520,837.740\n1,728,301.189\n1,838,460.100\n2,135,122.530\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n1,123,924.446\n1,183,078.547\n1,093,687.178\n1,292,654.095\n1,385,011.220\n1,395,502.072\n1,467,941.594\n1,446,635.592\n1,492,786.162\n1,520,837.740\n1,728,301.189\n1,838,460.100\n2,135,122.530\nPrivate Deposits\n4,279.622\n4,091.489\n717.178\n3,570.712\n990.069\n1,579.135\n3,963.989\n3,056.833\n2,889.886\n15,301.762\n17,054.689\n17,259.532\n17,651.360\nSource:Reserve Bank of Zimbabwe,2017\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n14 \n \n \n \nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nAug-17\nNet Foreign Assets\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\n46,950.63\n53,384.91\nClaims on Non Residents\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n338,839.86\n302,736.47\n260,090.51\n212,254.02\n214,135.93\nOf Which: Foreign Currency\n148,463.11\n96,321.10\n88,598.31\n76,252.73\n107,687.14\n110,979.79\n96,836.03\n66,426.17\n67,822.05\n56,944.26\n57,084.55\n45,185.40\n40,576.65\nDeposits\n161,037.37\n198,569.69\n189,337.46\n167,926.29\n189,886.91\n159,688.03\n193,663.57\n208,412.27\n270,746.20\n245,512.83\n202,703.19\n166,729.03\n173,240.95\nOther\n253.93\n255.46\n249.59\n242.19\n262.74\n267.49\n264.07\n266.26\n271.61\n279.38\n302.77\n339.60\n318.33\nLess Liabilities to Non Residents\n290,839.97\n277,006.36\n297,185.96\n289,804.69\n279,735.63\n271,732.80\n276,337.02\n249,701.07\n254,100.19\n246,491.92\n262,612.14\n165,303.39\n160,751.02\nOf Which: Deposits\n146,501.12\n142,949.55\n146,422.62\n136,426.63\n142,073.73\n137,945.79\n135,779.65\n117,026.45\n126,179.95\n120,578.30\n119,073.63\n54,731.95\n51,835.14\nLoans\n144,338.85\n134,056.82\n150,763.34\n153,378.06\n137,661.90\n133,787.01\n140,557.37\n132,674.61\n127,920.24\n125,913.62\n143,538.51\n110,571.44\n108,915.89\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n5,148,766.23\n \n5,245,432.00\n \n5,321,500.90\n \n5,442,974.41\n \n5,549,018.98\n \n5,580,169.12\n \n5,639,870.63\n \n5,709,300.08\n \n5,875,774.29\n \n5,952,966.10\n \n6,280,977.27\n \n6,298,478.80\n \n6,804,652.82\n \nDomestic Claims\n4,950,022.79\n \n5,022,442.51\n \n5,110,022.06\n \n5,157,302.61\n \n5,249,484.24\n \n5,193,549.03\n \n5,210,748.62\n \n5,374,818.07\n \n5,496,061.61\n \n5,599,314.81\n \n5,744,480.55\n \n5,664,876.26\n \n5,897,249.35\n \nNet Claims on Central Government\n1,396,177.93\n \n1,446,944.29\n \n1,503,220.41\n \n1,472,146.07\n \n1,528,867.51\n \n1,617,356.78\n \n1,673,670.22\n \n1,722,915.15\n \n1,893,632.91\n \n1,910,530.23\n \n1,988,366.03\n \n1,949,894.23\n \n2,053,882.03\n \nClaims on Central Government\n1,443,114.9290\n \n1,490,684.3763\n \n1,546,271.8214\n \n1,518,299.1187\n \n1,571,032.9250\n \n1,670,420.5050\n \n1,728,929.8577\n \n1,809,816.2513\n \n1,969,866.9249\n \n1,985,634.2076\n \n2,062,080.8211\n \n2,027,953.6484\n \n2,142,212.9900\n \nSecurities\n1,420,220.1988\n \n1,463,404.5297\n \n1,517,535.6764\n \n1,500,671.4257\n \n1,553,239.1020\n \n1,654,534.6290\n \n1,713,961.3077\n \n1,794,113.0553\n \n1,954,045.2049\n \n1,968,887.3446\n \n2,014,158.1741\n \n1,982,771.1424\n \n2,100,894.1800\n \nLoans\n22,894.7303\n \n27,279.8466\n \n28,736.1450\n \n17,627.6930\n \n17,793.8230\n \n15,885.8760\n \n14,968.5500\n \n15,703.1960\n \n15,821.7200\n \n16,746.8630\n \n47,922.6470\n \n45,182.5060\n \n41,318.8200\n \nOther \n-\n \n(0.0000)\n \n-\n \n(0.0000)\n \n0.0000\n \n(0.0000)\n \n0.0000\n \n-\n \n(0.00)\n \n(0.00)\n \n(0.00)\n \n-\n \n-\n \nLess Liabilities to Central Government\n(46,937.0009)\n \n(43,740.0913)\n \n(43,051.4118)\n \n(46,153.0502)\n \n(42,165.4109)\n \n(53,063.7244)\n \n(55,259.6416)\n \n(86,901.1009)\n \n(76,234.0149)\n \n(75,103.9806)\n \n(73,714.7955)\n \n(78,059.4171)\n \n(88,330.9700)\n \nClaims on Other Sectors\n3,553,844.8587\n \n3,575,498.2216\n \n3,606,801.6478\n \n3,685,156.5434\n \n3,720,616.7211\n \n3,576,192.2507\n \n3,537,078.4083\n \n3,651,902.92\n \n3,602,428.70\n \n3,688,784.58\n \n3,756,114.52\n \n3,714,982.03\n \n3,843,367.33\n \nOther Financial Corporations\n116,453.99\n \n117,440.18\n \n106,745.29\n \n109,892.67\n \n102,641.44\n \n100,223.50\n \n60,600.81\n \n61,686.40\n \n63,543.47\n \n77,258.00\n \n132,079.86\n \n80,587.02\n \n83,743.90\n \nState and Local Government\n47,676.40\n \n43,554.41\n \n41,728.47\n \n37,784.82\n \n34,237.41\n \n35,909.11\n \n35,006.53\n \n34,312.18\n \n34,732.93\n \n36,595.52\n \n35,573.02\n \n34,059.17\n \n34,223.63\n \nPublic Non Financial Corporations\n100,520.49\n \n93,825.28\n \n103,499.64\n \n101,612.03\n \n86,631.35\n \n84,675.48\n \n84,417.84\n \n86,380.62\n \n90,267.74\n \n88,656.44\n \n98,878.45\n \n142,891.35\n \n171,759.70\n \nPrivate Sector\n3,289,193.98\n \n3,320,678.35\n \n3,354,828.25\n \n3,435,867.03\n \n3,497,106.53\n \n3,355,384.15\n \n3,357,053.23\n \n3,469,523.72\n \n3,413,884.55\n \n3,486,274.63\n \n3,489,583.19\n \n3,457,444.48\n \n3,553,640.10\n \nClaims on the Central Bank\n1,178,684.455\n \n1,209,909.110\n \n1,156,606.119\n \n1,323,120.314\n \n1,435,556.219\n \n1,475,197.651\n \n1,507,778.322\n \n1,498,477.568\n \n1,505,940.672\n \n1,505,814.461\n \n1,682,269.779\n \n1,814,568.562\n \n2,074,164.010\n \nBond Notes and Coins\n1,580.191\n \n1,627.106\n \n1,420.818\n \n4,565.027\n \n16,563.071\n \n20,206.055\n \n19,301.209\n \n12,559.660\n \n10,691.409\n \n13,438.609\n \n7,361.926\n \n7,148.374\n \n12,310.360\n \nReserves\n1,177,104.264\n \n1,208,282.003\n \n1,155,185.301\n \n1,318,555.287\n \n1,418,993.147\n \n1,454,991.597\n \n1,488,477.113\n \n1,485,917.908\n \n1,495,249.263\n \n1,492,375.852\n \n1,674,907.853\n \n1,807,420.188\n \n2,061,853.650\n \nLiabilities to the Central Bank\n0.242\n0.723\n0.106\n0.219\n1750.127\n0.244\n1.8\n1752.651\n3.143\n0.771\n0.694\n0\n1.79\nOther Items(Net)\n979,940.77\n \n986,918.90\n \n945,127.17\n \n1,037,448.30\n \n1,134,271.35\n \n1,088,577.32\n \n1,078,654.52\n \n1,162,242.90\n \n1,126,224.85\n \n1,152,162.40\n \n1,145,772.36\n \n1,180,966.02\n \n1,166,758.76\n \nShares and Other Equity\n1,188,635.39\n \n1,194,352.25\n \n1,211,644.10\n \n1,228,902.77\n \n1,271,826.05\n \n1,272,987.21\n \n1,279,285.69\n \n1,301,867.36\n \n1,295,023.50\n \n1,310,286.87\n \n1,325,276.01\n \n1,330,874.62\n \n1,342,135.53\n \nLiabilities to other financial corporations\n41,248.99\n \n36,195.23\n \n28,299.00\n \n28,777.63\n \n48,770.44\n \n41,105.95\n \n43,353.63\n \n41,885.62\n \n41,887.59\n \n42,243.24\n \n46,601.91\n \n35,579.93\n \n22,829.02\n \nOther Items(Net)\n(249,943.61)\n \n(243,628.59)\n \n(294,815.93)\n \n(220,232.10)\n \n(186,325.14)\n \n(225,515.85)\n \n(243,984.80)\n \n(181,510.08)\n \n(210,686.24)\n \n(200,367.71)\n \n(226,105.56)\n \n(185,488.52)\n \n(198,205.79)\n \nDeposits and Securities Included in Broad Mo\n5,167,680.67\n \n5,263,571.88\n \n5,302,500.30\n \n5,397,590.93\n \n5,567,120.14\n \n5,579,371.63\n \n5,654,297.27\n \n5,734,703.72\n \n5,960,513.96\n \n6,009,210.65\n \n6,278,455.63\n \n6,345,429.42\n \n6,858,037.73\n \nDeposits Included in Broad Money\n5,086,840.39\n \n5,189,453.59\n \n5,229,143.63\n \n5,353,728.76\n \n5,504,225.78\n \n5,528,809.61\n \n5,594,968.03\n \n5,674,542.57\n \n5,897,221.76\n \n5,947,817.72\n \n6,212,788.17\n \n6,279,146.84\n \n6,786,983.35\n \nTransferable Deposits\n3,533,492.69\n \n3,654,543.14\n \n3,720,200.45\n \n3,886,146.76\n \n4,032,568.59\n \n3,983,863.96\n \n4,042,323.47\n \n4,144,685.59\n \n4,366,516.18\n \n4,389,399.64\n \n4,673,922.65\n \n4,679,042.08\n \n5,182,081.91\n \nOther Deposits\n1,553,347.70\n \n1,534,910.45\n \n1,508,943.19\n \n1,467,582.00\n \n1,471,657.19\n \n1,544,945.66\n \n1,552,644.56\n \n1,529,856.98\n \n1,530,705.58\n \n1,558,418.08\n \n1,538,865.52\n \n1,600,104.76\n \n1,604,901.44\n \n80,840.29\n \n74,118.29\n \n73,356.67\n \n43,862.17\n \n62,894.35\n \n50,562.02\n \n59,329.24\n \n60,161.15\n \n63,292.20\n \n61,392.93\n \n65,667.46\n \n66,282.58\n \n71,054.38\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 3: OTHER DEPOSITORY CORPORATIONS SURVEY (US '000)\n \n \n \n15 \n \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nLocal \nPublic \nOther Institutional Units3\nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nAssets\n2016\nJan\n1.22\n \n193.28\n734.58\n294.53\n116.1\n25.0\n1,147.0\n28.8\n5.2\n19.1\n28.5\n15.6\n63.6\n3,547.4\n110.2\n582.8\n412.8\n545.1\n7,870.8\nFeb\n1.44\n \n160.35\n763.47\n287.06\n102.8\n25.0\n1,228.9\n29.2\n5.2\n19.0\n25.0\n15.8\n61.1\n3,472.0\n100.5\n477.1\n427.3\n547.6\n7,748.9\nMar\n1.53\n \n179.00\n809.22\n286.42\n148.6\n25.0\n1,225.0\n28.5\n5.1\n16.4\n22.6\n14.2\n103.9\n3,510.6\n59.3\n471.0\n428.0\n552.9\n7,887.2\nApr\n1.55\n \n146.02\n818.74\n323.00\n111.8\n25.0\n1,322.7\n27.6\n5.1\n15.8\n25.1\n15.0\n102.4\n3,453.7\n66.7\n413.7\n445.5\n552.2\n7,871.5\nMay\n1.53\n \n100.12\n973.06\n281.55\n91.0\n25.0\n1,354.1\n26.8\n5.0\n16.6\n12.3\n14.7\n101.1\n3,433.4\n61.0\n397.0\n440.2\n564.1\n7,898.5\nJun\n1.61\n \n124.61\n1,015.85\n287.98\n128.5\n25.0\n1,412.9\n25.9\n0.0\n16.4\n28.1\n14.6\n98.9\n3,414.9\n66.9\n407.7\n431.5\n578.8\n8,080.1\nJul\n1.62\n \n111.03\n1,053.72\n242.57\n147.4\n25.0\n1,450.1\n33.4\n0.0\n16.2\n26.6\n15.4\n100.7\n3,320.9\n74.2\n393.1\n416.7\n592.4\n8,021.1\nAug\n1.58\n \n148.46\n1,177.10\n235.02\n136.0\n25.0\n1,420.2\n32.3\n0.0\n11.3\n22.9\n15.4\n100.5\n3,326.8\n67.8\n390.2\n445.0\n598.3\n8,153.9\nSep\n1.63\n \n96.32\n1,208.28\n310.75\n173.6\n25.0\n1,463.4\n29.0\n5.4\n3.2\n27.3\n14.5\n88.4\n3,349.0\n86.1\n382.3\n448.6\n606.6\n8,319.5\nOct\n1.42\n \n88.60\n1,155.19\n322.05\n162.3\n27.0\n1,517.5\n26.3\n15.4\n3.9\n28.7\n15.5\n88.1\n3,389.7\n68.2\n397.2\n427.7\n609.0\n8,343.8\nNov\n4.57\n \n76.25\n1,318.56\n318.52\n140.9\n27.0\n1,500.7\n22.3\n15.5\n4.6\n17.6\n15.4\n86.1\n3,469.5\n71.9\n350.5\n419.0\n618.2\n8,477.2\nDec\n16.56\n \n107.69\n1,418.99\n378.23\n162.9\n27.0\n1,553.2\n21.0\n15.3\n4.9\n17.8\n13.2\n71.3\n3,265.0\n330.1\n376.7\n408.8\n626.0\n8,814.8\n2017\nJan\n20.21\n \n110.98\n1,454.99\n239.82\n132.7\n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.30\n \n96.84\n1,488.48\n251.83\n145.1\n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.56\n \n66.43\n1,485.92\n260.51\n154.9\n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.69\n \n67.82\n1,495.25\n249.41\n219.3\n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nMay\n13.44\n \n56.94\n1,492.38\n272.47\n170.2\n75.3\n1,968.9\n20.3\n15.7\n33.6\n16.7\n16.3\n72.9\n3,447.8\n82.4\n486.1\n421.7\n644.4\n9,307.6\nJun\n7.36\n \n57.08\n1,674.91\n350.26\n92.1\n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.15\n \n45.19\n1,807.42\n302.34\n63.1\n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nAug\n12.31\n \n40.58\n2,061.85\n276.55\n165.3\n7.9\n2,100.9\n16.3\n26.3\n64.6\n41.3\n18.0\n145.5\n3,494.5\n78.6\n531.8\n403.7\n639.5\n10,125.5\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations.\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n2,487.3\n650.3\n1,536.5\n4,674.2\n388.1\n26.4\n5,088.7\n44.9\n356.5\n0.0\n125.0\n86.0\n1,189.0\n582.8\n397.8\n7,870.76\n \n Feb\n2,466.2\n669.7\n1,552.9\n4,688.8\n375.0\n20.4\n5,084.1\n50.3\n341.1\n0.0\n171.7\n36.4\n1,196.7\n477.1\n391.3\n7,748.89\n \n Mar\n2,566.3\n676.8\n1,592.4\n4,835.5\n371.0\n16.9\n5,223.5\n55.6\n340.1\n0.0\n181.1\n37.3\n1,185.3\n471.0\n393.5\n7,887.24\n \n Apr\n2,629.9\n695.1\n1,568.6\n4,893.7\n332.4\n18.5\n5,244.6\n80.1\n322.6\n0.0\n194.0\n36.9\n1,188.4\n413.7\n391.2\n7,871.55\n \n May\n2,698.3\n690.6\n1,559.5\n4,948.4\n309.8\n19.5\n5,277.7\n71.6\n336.1\n0.0\n143.5\n36.8\n1,238.7\n397.0\n397.2\n7,898.54\n \n Jun\n2,792.4\n660.9\n1,569.2\n5,022.5\n401.4\n25.6\n5,449.5\n81.0\n307.7\n0.0\n159.4\n47.4\n1,243.5\n407.7\n384.0\n8,080.12\n \n Jul\n2,734.8\n722.9\n1,517.7\n4,975.5\n435.1\n50.9\n5,461.5\n71.8\n296.6\n0.0\n129.6\n46.2\n1,256.6\n393.1\n365.6\n8,021.06\n \n Aug\n2,894.5\n639.2\n1,553.3\n5,087.1\n412.3\n46.9\n5,546.3\n80.8\n290.6\n0.0\n127.6\n41.2\n1,271.0\n390.2\n406.1\n8,153.92\n \n Sep\n2,974.8\n679.9\n1,534.9\n5,189.6\n479.7\n43.7\n5,713.0\n74.1\n276.8\n0.0\n151.7\n36.2\n1,276.8\n382.3\n408.4\n8,319.46\n \n Oct\n3,115.2\n605.1\n1,508.9\n5,229.3\n433.8\n43.1\n5,706.1\n73.4\n297.0\n0.0\n162.4\n28.3\n1,293.5\n397.2\n385.9\n8,343.79\n \n Nov\n3,245.5\n640.8\n1,467.6\n5,353.9\n471.9\n46.2\n5,872.0\n43.9\n289.7\n0.0\n142.2\n28.8\n1,313.4\n350.5\n436.9\n8,477.19\n \n Dec\n3,329.8\n702.9\n1,471.7\n5,504.4\n510.9\n42.2\n6,057.4\n62.9\n279.6\n1.8\n191.5\n48.8\n1,384.1\n376.7\n412.1\n8,814.81\n \n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.02\n \n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.81\n \n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.00\n \n May\n3,593.7\n798.7\n1,558.4\n5,950.8\n454.6\n75.1\n6,480.5\n61.4\n243.5\n0.0\n95.2\n42.2\n1,448.6\n486.1\n450.1\n9,307.64\n \n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.82\n \n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.29\n \n Aug\n4,257.2\n927.5\n1,604.9\n6,789.6\n451.2\n88.3\n7,329.1\n71.1\n158.2\n0.0\n79.1\n22.8\n1,478.4\n531.8\n454.9\n10,125.48\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$ millions\n \n \n \n17 \n \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n1.05\n \n171.98\n667.53\n119.20\n105.6\n25.0\n1,039.4\n0.0\n5.2\n19.1\n28.5\n15.6\n62.6\n2,703.9\n61.5\n582.8\n278.8\n396.6\n6,284.4\nFeb\n1.21\n \n140.75\n702.19\n96.28\n93.1\n25.0\n1,128.1\n0.0\n5.2\n19.0\n25.0\n15.8\n60.1\n2,615.0\n62.1\n477.1\n292.8\n399.3\n6,158.2\nMar\n1.31\n \n161.90\n734.53\n96.34\n131.7\n25.0\n1,143.3\n0.0\n5.1\n16.4\n22.6\n14.2\n102.9\n2,618.9\n62.6\n471.0\n298.0\n405.1\n6,311.1\nApr\n1.35\n \n135.51\n778.19\n135.47\n108.3\n25.0\n1,200.9\n0.0\n5.1\n15.8\n25.1\n15.0\n101.5\n2,573.6\n69.6\n413.7\n309.7\n404.7\n6,318.6\nMay\n1.38\n \n89.57\n891.44\n130.52\n85.3\n25.0\n1,229.5\n0.0\n5.0\n16.6\n12.3\n14.7\n100.1\n2,534.2\n64.0\n397.0\n302.2\n413.8\n6,312.8\nJun\n1.42\n \n108.53\n934.42\n84.65\n123.2\n25.0\n1,279.0\n0.0\n0.0\n16.4\n28.1\n14.6\n97.9\n2,523.7\n64.1\n407.7\n299.0\n431.6\n6,439.3\nJul\n1.45\n \n101.74\n977.63\n79.50\n141.3\n25.0\n1,316.9\n0.0\n0.0\n16.2\n26.6\n15.4\n99.7\n2,414.7\n65.7\n393.1\n284.0\n440.7\n6,399.6\nAug\n1.36\n \n140.23\n1,074.47\n97.53\n131.9\n25.0\n1,297.4\n0.0\n0.0\n11.3\n22.9\n15.4\n99.5\n2,414.8\n67.3\n390.2\n313.6\n447.3\n6,550.2\nSep\n1.40\n \n91.63\n1,122.67\n143.91\n169.6\n25.0\n1,331.9\n0.0\n5.4\n3.2\n27.3\n14.5\n87.3\n2,451.9\n71.4\n382.3\n317.3\n455.9\n6,702.6\nOct\n1.27\n \n81.03\n1,090.44\n130.20\n155.1\n27.0\n1,376.2\n0.0\n15.4\n3.9\n28.7\n15.5\n87.1\n2,472.1\n66.0\n397.2\n293.2\n458.2\n6,698.6\nNov\n4.24\n \n69.45\n1,242.12\n103.17\n136.3\n27.0\n1,349.8\n0.0\n15.5\n4.6\n17.6\n15.4\n85.2\n2,511.0\n68.5\n350.5\n285.6\n466.2\n6,752.2\nDec\n14.07\n \n98.95\n1,306.91\n134.35\n156.7\n27.0\n1,416.0\n0.0\n15.3\n4.9\n17.8\n13.2\n70.4\n2,380.1\n273.8\n376.7\n274.2\n473.4\n7,053.8\n2017\nJan\n17.72\n \n103.75\n1,322.38\n81.89\n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nFeb\n16.29\n \n89.44\n1,396.07\n96.11\n137.3\n48.6\n1,502.5\n0.0\n15.5\n3.2\n15.0\n14.9\n68.2\n2,238.9\n239.7\n398.5\n266.0\n480.1\n7,026.4\nMar\n10.74\n \n63.27\n1,421.43\n83.18\n150.7\n53.5\n1,578.7\n0.0\n15.7\n3.8\n15.7\n15.7\n69.9\n2,554.3\n23.7\n422.4\n314.5\n484.0\n7,281.0\nApr\n9.82\n \n64.14\n1,383.44\n75.92\n209.0\n51.4\n1,744.4\n0.0\n15.8\n3.6\n15.8\n16.9\n74.0\n2,493.3\n26.4\n489.1\n263.7\n492.6\n7,429.3\nMay\n12.36\n \n52.63\n1,376.30\n119.89\n159.1\n75.3\n1,739.8\n0.0\n15.7\n33.6\n16.7\n16.3\n72.4\n2,528.3\n28.4\n486.1\n290.7\n492.0\n7,515.6\nJun\n7.01\n \n53.33\n1,578.51\n141.42\n82.2\n110.6\n1,786.8\n0.0\n16.0\n35.0\n47.9\n16.5\n82.2\n2,583.5\n23.9\n533.5\n273.6\n497.3\n7,869.2\nJul\n6.71\n \n40.92\n1,684.48\n137.62\n53.7\n103.6\n1,752.4\n0.0\n26.1\n34.4\n45.2\n16.9\n116.3\n2,495.4\n24.2\n513.6\n295.5\n482.1\n7,829.0\nAug\n11.80\n \n37.09\n1,882.39\n124.33\n161.2\n7.9\n1,856.2\n0.0\n26.3\n64.6\n41.3\n18.0\n145.0\n2,538.1\n23.8\n531.8\n272.6\n485.7\n8,228.1\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2016\n Jan\n2,428.8\n278.8\n967.1\n3674.77\n340.4\n24.7\n4,039.9\n33.6\n313.2\n0.0\n50.3\n85.3\n871.3\n582.8\n308.0\n6,284.43\n \n Feb\n2,407.9\n290.0\n984.9\n3682.68\n337.3\n18.8\n4,038.7\n38.4\n298.9\n0.0\n91.0\n35.0\n878.1\n477.1\n301.0\n6,158.19\n \n Mar\n2,508.0\n288.3\n1,026.9\n3823.12\n345.4\n15.4\n4,183.9\n43.2\n303.1\n0.0\n100.2\n36.1\n886.6\n471.0\n287.1\n6,311.15\n \n Apr\n2,571.6\n297.5\n1,014.8\n3883.80\n306.8\n16.9\n4,207.6\n67.7\n285.7\n0.0\n119.4\n36.1\n893.9\n413.7\n294.4\n6,318.60\n \n May\n2,639.9\n280.6\n1,042.8\n3963.37\n275.1\n17.9\n4,256.4\n57.9\n300.0\n0.0\n66.3\n36.1\n908.9\n397.0\n290.1\n6,312.76\n \n Jun\n2,734.1\n268.2\n1,019.8\n4022.09\n331.6\n24.0\n4,377.6\n67.9\n272.3\n0.0\n77.8\n44.3\n915.7\n407.7\n276.0\n6,439.33\n \n Jul\n2,676.5\n334.1\n987.4\n3997.93\n361.0\n33.8\n4,392.8\n58.2\n261.0\n0.0\n56.9\n45.8\n922.1\n393.1\n269.8\n6,399.63\n \n Aug\n2,836.2\n285.6\n1,009.5\n4131.35\n341.3\n29.3\n4,501.9\n67.0\n257.0\n0.0\n51.1\n40.9\n932.3\n390.2\n309.8\n6,550.23\n \n Sep\n2,915.9\n334.9\n987.8\n4238.62\n393.9\n25.8\n4,658.3\n62.9\n246.3\n0.0\n69.3\n35.9\n944.5\n382.3\n303.2\n6,702.64\n \n Oct\n3,056.4\n267.0\n940.9\n4264.34\n344.5\n25.0\n4,633.9\n60.0\n267.7\n0.0\n74.5\n27.9\n954.5\n397.2\n283.0\n6,698.61\n \n Nov\n3,186.7\n254.5\n896.9\n4338.05\n382.5\n28.0\n4,748.6\n29.3\n260.0\n0.0\n51.4\n28.2\n966.9\n350.5\n317.3\n6,752.22\n \n Dec\n3,271.3\n285.7\n896.0\n4452.99\n418.3\n19.6\n4,890.9\n47.1\n250.7\n1.8\n111.6\n48.2\n1,032.7\n376.7\n294.0\n7,053.81\n \n2017\n Jan\n3,205.0\n317.1\n981.8\n4503.86\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6,933.07\n \n Feb\n3,267.0\n318.3\n977.1\n4562.41\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7,026.43\n \n Mar\n3,370.3\n313.3\n965.3\n4648.90\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7,281.03\n \n Apr\n3,496.9\n328.5\n960.8\n4786.12\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7,429.28\n \n May\n3,534.8\n331.2\n979.7\n4845.74\n384.0\n53.4\n5,283.1\n50.8\n220.4\n0.0\n29.0\n41.9\n1,092.7\n486.1\n311.6\n7,515.61\n \n Jun\n3,792.5\n332.7\n949.8\n5075.08\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7,869.22\n \n Jul\n3,786.1\n326.0\n1,021.7\n5133.85\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7,829.03\n \n Aug\n4,198.3\n342.7\n1,010.3\n5551.37\n380.7\n66.3\n5,998.3\n58.3\n136.9\n0.0\n41.8\n22.5\n1,116.1\n531.8\n322.4\n8,228.06\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n0.13\n \n17.39\n52.89\n174.89\n10.0\n0.0\n76.6\n28.8\n0.0\n0.0\n332.8\n0.0\n424.2\n107.9\n119.7\n1,345.3\nFeb\n0.20\n \n18.23\n51.29\n188.70\n9.2\n0.0\n65.6\n29.2\n0.0\n0.0\n330.2\n0.0\n428.9\n110.4\n119.6\n1,351.6\nMar\n0.19\n \n15.08\n63.72\n189.76\n16.6\n0.0\n50.8\n28.5\n0.0\n0.0\n345.4\n0.0\n407.7\n105.9\n119.4\n1,343.1\nApr\n0.19\n \n9.46\n24.44\n186.02\n3.4\n0.0\n90.9\n27.6\n0.0\n0.0\n332.5\n0.0\n406.6\n111.4\n119.2\n1,311.8\nMay\n0.14\n \n7.35\n65.79\n148.67\n5.5\n0.0\n93.3\n26.8\n0.0\n0.0\n339.8\n0.0\n421.5\n114.2\n122.3\n1,345.3\nJun\n0.18\n \n12.92\n66.94\n200.92\n5.2\n0.0\n103.7\n25.9\n0.0\n0.0\n353.3\n0.0\n402.0\n107.4\n119.3\n1,397.7\nJul\n0.16\n \n8.30\n63.25\n162.33\n5.7\n0.0\n101.6\n33.4\n0.0\n0.0\n346.8\n0.0\n426.1\n107.3\n123.8\n1,378.9\nAug\n0.20\n \n7.54\n84.78\n136.50\n4.1\n0.0\n95.1\n32.3\n0.0\n0.0\n353.4\n0.0\n416.6\n105.8\n123.4\n1,359.7\nSep\n0.21\n \n4.16\n67.01\n165.80\n3.8\n0.0\n95.5\n29.0\n0.0\n0.0\n354.4\n0.0\n417.1\n105.4\n123.3\n1,365.6\nOct\n0.12\n \n7.23\n52.19\n191.21\n6.8\n0.0\n100.9\n26.3\n0.0\n0.0\n356.9\n0.0\n427.0\n108.8\n123.4\n1,400.9\nNov\n0.14\n \n6.44\n54.76\n214.60\n3.9\n0.0\n114.9\n22.3\n0.0\n0.0\n381.2\n0.0\n444.9\n108.8\n124.7\n1,476.7\nDec\n1.72\n \n8.05\n89.65\n243.77\n5.1\n0.0\n91.3\n21.0\n0.0\n0.0\n379.8\n0.0\n430.2\n110.0\n124.4\n1,505.1\n2017\nJan\n2.35\n \n7.02\n109.63\n157.70\n4.3\n0.0\n123.7\n20.8\n0.0\n0.0\n389.1\n0.0\n406.1\n106.3\n124.4\n1,451.4\nFeb\n1.19\n \n7.29\n69.26\n155.60\n7.4\n0.0\n162.0\n20.1\n0.0\n0.0\n394.4\n0.0\n410.1\n109.0\n124.2\n1,460.4\nMar\n1.65\n \n3.07\n35.53\n177.16\n4.0\n0.0\n164.2\n18.7\n0.0\n0.0\n404.4\n0.0\n413.0\n102.8\n124.2\n1,448.6\nApr\n0.74\n \n3.56\n73.43\n173.28\n9.8\n0.0\n158.6\n17.8\n0.0\n0.0\n392.5\n0.0\n432.3\n109.7\n125.1\n1,496.8\nMay\n0.92\n \n3.94\n81.47\n152.32\n10.8\n0.0\n168.2\n20.3\n0.0\n0.0\n394.4\n0.0\n451.1\n105.9\n126.1\n1,515.4\nJun\n0.34\n \n3.66\n65.90\n208.75\n9.8\n0.0\n165.3\n19.0\n0.0\n0.0\n387.6\n0.0\n452.9\n109.6\n126.0\n1,548.8\nJul\n0.39\n \n3.93\n105.83\n164.58\n9.2\n0.0\n168.4\n17.2\n0.0\n0.0\n391.9\n0.0\n451.9\n110.9\n127.3\n1,551.5\nAug\n0.44\n \n3.09\n142.75\n152.03\n3.9\n0.0\n186.7\n16.3\n0.0\n0.0\n409.3\n0.0\n465.5\n104.7\n127.2\n1,611.9\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n297.8\n534.3\n832.14\n47.2\n0.1\n879.4\n22.6\n43.3\n0.0\n74.7\n0.0\n292.9\n32.3\n1,345.27\n \n Feb\n305.9\n533.4\n839.34\n37.2\n0.1\n876.6\n23.2\n42.3\n0.0\n80.7\n0.9\n296.3\n31.5\n1,351.56\n \n Mar\n314.1\n531.2\n845.28\n25.1\n0.0\n870.4\n23.6\n37.0\n0.0\n80.9\n0.8\n284.3\n46.0\n1,343.06\n \n Apr\n317.6\n520.8\n838.41\n25.1\n0.0\n863.5\n23.7\n36.9\n0.0\n74.6\n0.5\n278.8\n33.9\n1,311.79\n \n May\n330.8\n480.5\n811.31\n34.1\n0.0\n845.5\n25.0\n36.2\n0.0\n77.2\n0.5\n315.5\n45.5\n1,345.27\n \n Jun\n313.1\n511.6\n824.71\n69.2\n0.0\n893.9\n24.4\n35.4\n0.0\n81.5\n3.1\n313.1\n46.3\n1,397.68\n \n Jul\n313.4\n490.8\n804.18\n74.0\n15.5\n893.7\n24.8\n35.7\n0.0\n72.7\n0.4\n318.2\n33.4\n1,378.87\n \n Aug\n278.7\n503.6\n782.31\n71.0\n16.1\n869.4\n25.1\n33.6\n0.0\n76.5\n0.4\n321.5\n33.3\n1,359.67\n \n Sep\n270.8\n507.3\n778.11\n85.7\n16.4\n880.2\n22.5\n30.5\n0.0\n82.4\n0.3\n314.1\n35.5\n1,365.62\n \n Oct\n267.3\n525.9\n793.19\n89.2\n16.4\n898.9\n24.6\n29.4\n0.0\n87.8\n0.4\n319.7\n40.1\n1,400.87\n \n Nov\n311.8\n529.0\n840.82\n89.4\n16.5\n946.7\n25.8\n29.6\n0.0\n90.8\n0.6\n326.4\n56.8\n1,476.66\n \n Dec\n339.5\n532.9\n872.41\n92.6\n16.6\n981.6\n27.0\n28.8\n0.0\n79.9\n0.5\n330.3\n56.9\n1,505.10\n \n2017\n Jan\n326.2\n522.1\n848.23\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1,451.40\n \n Feb\n326.1\n534.4\n860.48\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1,460.43\n \n Mar\n319.7\n523.2\n842.91\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1,448.62\n \n Apr\n399.6\n527.1\n926.64\n70.6\n16.0\n1,013.2\n21.8\n22.8\n0.0\n54.0\n0.2\n322.5\n62.3\n1,496.83\n \n May\n378.0\n536.0\n914.03\n70.7\n16.1\n1,000.8\n21.8\n23.0\n0.0\n66.2\n0.4\n325.8\n77.4\n1,515.45\n \n Jun\n401.8\n544.4\n946.24\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.79\n \n Jul\n430.3\n531.5\n961.78\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.54\n \n Aug\n495.3\n546.5\n1041.77\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.94\n \nSource:Reserve Bank of Zimbabwe,2017\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n21 \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJun\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJul\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nAug\n498,489.6\n43,265.5\n26,005.4\n295,108.0\n11,957.4\n69,959.8\n423,824.7\n139,556.7\n458,763.3\n44,237.3\n636,726.8\n10,497.1\n2,658,391.5\nSep\n487,504.2\n42,900.7\n20,644.2\n338,165.8\n11,960.4\n154,582.0\n409,891.0\n142,259.6\n400,059.8\n40,609.7\n636,000.8\n11,273.3\n2,695,851.5\nOct\n513,303.7\n44,348.8\n23,814.1\n333,709.5\n11,968.6\n70,984.3\n418,465.3\n152,571.6\n456,867.4\n45,511.4\n637,546.1\n11,122.2\n2,720,213.0\nNov\n526,709.8\n42,580.2\n22,481.4\n338,556.1\n11,358.7\n72,491.9\n413,849.2\n152,092.3\n464,279.4\n42,762.1\n641,080.5\n10,545.5\n2,738,787.0\nDec\n436,452.3\n41,297.5\n19,541.4\n311,503.1\n11,668.9\n327,576.0\n377,945.5\n134,516.0\n415,801.6\n36,867.2\n613,022.6\n10,287.7\n2,736,479.6\n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nApr\n426,696.6\n43,836.6\n18,145.2\n340,025.3\n12,219.1\n271,824.0\n360,945.8\n134,101.0\n350,475.1\n42,208.4\n571,000.5\n12,492.9\n2,583,970.5\nMay\n428,874.0\n43,427.0\n16,689.0\n322,695.4\n12,252.6\n269,976.3\n360,929.9\n117,479.9\n354,102.7\n41,337.5\n569,798.9\n11,923.7\n2,549,487.0\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSource:Reserve Bank of Zimbabwe,2017\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ ('000)\n \n \n \n22 \n \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n1,073,567.6\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJun\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nJul\n207,280.2\n99,727.9\n138,781.2\n616,359.8\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,752,262.6\nAug\n233,004.5\n97,248.8\n153,590.8\n578,487.3\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,835,125.8\nSep\n236,724.3\n101,117.1\n155,483.5\n597,290.0\n346,375.9\n1,046,195.2\n366,312.8\n57,885.0\n1,365,673.5\n73,805.9\n595,219.8\n70,669.7\n5,012,752.7\nOct\n239,373.9\n107,235.7\n160,641.2\n593,362.2\n344,681.9\n988,274.7\n363,815.8\n63,998.0\n1,384,083.2\n76,834.0\n593,827.7\n73,608.8\n4,989,737.2\nNov\n318,652.7\n107,089.5\n189,581.3\n501,506.5\n329,147.3\n992,135.7\n411,467.8\n150,691.6\n1,337,295.6\n79,405.2\n591,639.0\n71,016.3\n5,079,628.5\nDec\n258,814.9\n110,009.2\n202,260.4\n590,595.6\n348,457.0\n1,020,795.0\n382,615.8\n81,542.7\n1,466,867.2\n82,186.5\n592,932.5\n76,874.9\n5,213,951.8\n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.2\nMay\n301,531.2\n113,685.5\n220,541.8\n679,781.4\n320,878.2\n1,019,941.1\n417,418.5\n175,383.4\n1,454,718.3\n108,366.5\n667,019.7\n71,770.2\n5,551,035.8\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSource: Reserve Bank of Zimbabwe,2017\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ ('000)\n \n23 \n \n \n \n \n \nEnd Period\nNominal Lending Rates 1\nIndividuals \nCorporate\n2016 \nJan\n6.00-22.00\n12.08\n7.38\nFeb\n4.00-22.00\n11.48\n7.29\nMar\n4.00-22.00\n11.44\n7.16\nApr\n4.00-22.00\n11.50\n7.20\nMay\n4.00-18.00\n11.43\n7.35\nJun\n4.00-18.00\n11.40\n7.48\nJul\n4.00-18.00\n10.69\n6.79\nAug\n4.00-18.00\n10.67\n6.84\nSep\n4.00-18.00\n10.66\n6.95\nOct\n4.00-18.00\n10.70\n6.93\nNov\n4.00-18.00\n10.69\n6.99\nDec\n4.00-18.00\n10.59\n6.87\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nAug\n4.00-18.00\n8.88\n6.95\nSource:Reserve Bank of Zimbabwe, 2017\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates\n \n \n \n24 \n \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\nSep\n0.50-6.00\n1.00-17.00\nOct\n0.50-6.00\n1.00-17.00\nNov\n0.50-6.00\n1.00-17.00\nDec\n0.50-6.00\n1.00-17.00\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.5-6.00\n1.00-12.00\nAug\n0.5-6.00\n1.00-12.00\n Source:Reserve Bank of Zimbabwe, 2017\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nCOMMERCIAL BANKS\n \n 25 \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT COMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSep\n0.10\n-0.03\n-1.11\n-0.27\n-0.03\n-0.08\n-0.09\n-0.26\n0.00\n0.01\n0.10\n-0.34\n-0.06\n-0.26\nOct\n-0.05\n-0.24\n-0.13\n0.06\n-0.03\n-0.06\n0.00\n-0.01\n0.00\n-0.06\n0.17\n-0.05\n0.40\n0.09\nNov\n0.06\n-0.09\n0.00\n0.10\n-0.07\n0.33\n0.00\n0.18\n-2.46\n-0.01\n0.14\n-0.22\n0.54\n0.02\nDec\n-0.06\n0.09\n-0.59\n0.46\n0.09\n-0.27\n0.00\n0.29\n0.00\n0.16\n0.34\n-0.09\n0.38\n0.06\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.25\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.14\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.03\n-0.47\n-0.13\nSource:Zimstat, 2017\nNON-FOOD INFLATION\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n( December 2012 = 100)\n \n \n \n26 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSep\n-1.36\n-1.79\n-1.50\n-2.48\n-0.14\n-2.17\n-2.10\n-0.78\n9.09\n-0.84\n-1.82\n-0.58\n-2.94\n-1.33\nOct\n-0.97\n-1.73\n-1.54\n-2.10\n-0.76\n-1.77\n-2.13\n-0.65\n9.09\n-0.72\n-1.77\n-0.45\n-2.03\n-0.95\nNov\n-0.77\n-1.63\n-1.53\n-1.77\n-0.83\n-1.37\n-1.91\n-0.45\n3.48\n-0.70\n-1.62\n-0.89\n-1.54\n-1.09\nDec\n-0.42\n-1.39\n-2.29\n-1.25\n-0.67\n-1.39\n-1.87\n-0.24\n3.49\n-0.47\n-0.99\n-0.92\n-0.95\n-0.93\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.08\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.21\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.37\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.67\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.60\n1.76\n0.14\nSource: Zimstat, 2017\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(December 2012 = 100)\n \n \n \n27 \n \n \n \n \n \n(US$ millions)\nEnd Period\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\nLong-Term External Debt\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\n8,656\nGovernment\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\n5,365\nBilateral Creditors\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\n3,479\nMultilateral Creditors\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\nBilateral Creditors\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\n779\nMultilateral Creditors\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\n591\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nMultilateral Creditors - IMF\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nPrivate\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\nShort-Term External Debt\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\n2,304\nSupplier's Credits\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\n573\nPrivate\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\n1,731\nTotal External Debt\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\n10,960\nSource: Ministry of Finance & Economic Development, 2017; & Reserve Bank of Zimbabwe, 2017\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n28 \n \n \n \n \n \n \nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO/2\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nSTERLING/2\n2016\nJan\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nfeb\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMar\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nApr\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMay\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJun\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJul\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAug\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSep\n13.9200\n10.5800\n101.6000\n1.1200\n1.3200\nOct\n13.9400\n10.6500\n103.7600\n1.0989\n1.2346\nNov\n13.9402\n10.6875\n107.9934\n1.0811\n1.2430\nDec\n13.8416\n10.7247\n115.7895\n1.0556\n1.2509\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nApr\n13.3461\n10.4384\n111.1600\n1.0862\n1.2908\nMay\n13.1162\n10.2987\n110.9650\n1.1168\n1.2801\nJun\n13.0150\n10.2249\n111.9450\n1.1439\n1.3013\nJul\n12.9986\n10.2093\n110.5150\n1.1734\n0.7618\nAug\n13.0153\n10.1368\n110.5500\n1.1873\n0.7740\nSource: Reserve Bank of Zimbabwe, 2017\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n2. US dollars per unit of foreign currency.\n \n \n \n29 \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nEND OF\nUS$ millions\n2016\nJan\n103.0\n19.5\n10.4\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15.6\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16.4\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13.9\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18.1\n88,525,472\n2,780.9\nJul\n98.8\n25.7\n11.8\n57,222,624\n2,772.0\nAug\n99.5\n26.3\n7.1\n41,264,438\n2,734.3\nSep\n98.9\n26.6\n13.0\n68,329,516\n2,725.1\nOct\n120.8\n33.8\n22.6\n177,384,684\n3,328.3\nNov\n137.1\n57.4\n23.5\n233,749,377\n3,804.6\nDec\n144.5\n58.5\n26.0\n292,538,969\n4,008.0\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n235.0\n73.5\n13.6\n115,925,416\n6,659.4\nSource:Zimbabwe Stock Exchange ,2017\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\nIndices\n \n \n \n30 \n \n \n \n \n \n \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSep\n 4,382.9 \n10.5\n237.3\n167.7\n533.9\n215.9\nOct\n 4,127.6 \n8.0\n322.8\n112.5\n524.5\n216.0\nNov\n 4,624.7 \n6.9\n363.4\n84.5\n537.2\n229.9\nDec\n 4,882.6 \n5.6\n479.9\n71.9\n626.1\n265.1\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n495.6\n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n472.3\n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n671.6\n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n792.5\n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n939.9\n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n1095.5\n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n1601.4\n586.4\nAug\n 5,325.1 \n5.2\n590.1\n24.7\n1776.4\n583.3\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n31 \n \n \n \n \n \n \n \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJun\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJul\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nAug\n253.9\n27.8\n4038.1\n1156.4\n 26,009.6 \n109.5\nSep\n288.5\n32.5\n4421.9\n1188.5\n 27,300.0 \n100.0\nOct\n296.0\n29.2\n6247.4\n1106.4\n 29,801.7 \n117.9\nNov\n353.0\n30.6\n8691.2\n1086,9\n 28,542.1 \n128.8\nDec\n405.4\n24.4\n13042.1\n1348.0\n 33,211.8 \n155.9\nAnnual Total\n 2,901.5 \n347.7\n 52,407.5 11,245.7 298,586.2 \n1112.1\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 \n191.0\nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 \n207.0\nMay\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 \n244.1\nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 \n231.0\nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 \n323.3\nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 \n342.1\nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 \n382.6\nAug\n 541.5 \n26.6\n 20,303.0 595.6 70,771.6 \n419.1\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n32 \n \n \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2832.27\n5211.41\n8043.69\n(2379.14)\n2017\nJan\n291.98\n384.80\n676.78\n(92.82)\nFeb\n290.34\n424.36\n714.70\n(134.02)\nMar\n265.70\n461.67\n727.37\n(195.98)\nApr\n225.66\n405.39\n631.05\n(179.73)\nMay\n268.77\n466.06\n734.84\n(197.29)\nJun\n265.00\n495.20\n760.20\n(230.21)\nJul\n264.15\n482.06\n746.21\n(217.91)\nAug\n358.11\n448.04\n806.15\n(89.93)\nSource: Zimstat, 2017\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/August2017.pdf"}
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+{"doc_id": "f480075c3e559f33a60db8c180c0c123", "text": "South African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n18 September 2014 \n \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Gill Marcus, Governor of the South African Reserve Bank \n \nSince the previous meeting of the Monetary Policy Committee the domestic \ninflation forecast has improved slightly, but the inflation trajectory remains \nuncomfortably close to the upper end of the target range. At the same time the \ndomestic economic growth outlook has deteriorated further, with declining growth \nin both consumption expenditure and gross fixed capital formation, as confidence \nremains low. The combination of stubborn inflation and a sluggish growth outlook \ncontinues to pose a difficult dilemma for monetary policy. \n \nThe global environment has been characterised by increased financial market \nvolatility, following heightened speculation relating to the timing and extent of US \nmonetary policy normalisation. This impacted on emerging market currencies in \ngeneral, and on the rand in particular. This was further illustrated after \nyesterday’s FOMC meeting, which reaffirmed the gradual pace of US monetary \nMPC Statement September 18th, 2014 \nPage 2 \n \npolicy normalisation, and its data dependent nature. However, despite increased \npolitical instability and significant risks in a number of regions, the international oil \nprice has declined along with continued weakness in global food prices, \ncontributing to a more benign global backdrop for the domestic inflation outlook. \n \nThe year-on-year inflation rate as measured by the consumer price index (CPI) \nfor all urban areas surprised on the upside at 6,4 per cent in August, having \nmeasured 6,6 per cent and 6,3 per cent in June and July 2014 respectively. The \nhigher turnout was mainly due to higher-than-expected food prices, which had \nbeen anticipated to continue their recent downward trend. Downward pressure \nwas exerted by petrol prices which increased by 5,8 per cent, down from 8,3 per \ncent in July. The categories of food, housing utilities and transport together \naccounted for 3,8 percentage points of the inflation outcome in August, \nunchanged from the previous month. Core inflation, which excludes food, petrol \nand electricity, increased to 5,8 per cent, from 5,7 per cent in July, driven mainly \nby the impact of the weaker exchange rate on some goods categories. \n \nAdministered price inflation excluding petrol measured 6,5 per cent, up from the \n6,4 per cent in July. The headline producer price inflation for final manufactured \ngoods, which reached a recent high of 8,8 per cent in April, measured 8,1 per \ncent and 8,0 per cent in June and July respectively, driven in part by lower \nagricultural product inflation. \n \nMPC Statement September 18th, 2014 \nPage 3 \n \nThe Bank’s forecast of headline inflation is slightly more favourable than that \npresented at the previous meeting, mainly a result of lower expected food and \npetrol price pressures. Whereas for some time inflation had been forecast to \npeak at an average of 6,6 per cent in the fourth quarter of this year, the peak now \nappears to have occurred in the second quarter, at an average of 6,5 per cent. \nInflation is now expected to average 6,2 per cent in 2014, compared with 6,3 per \ncent previously, and 5,7 per cent in 2015, (5,9 per cent previously), and to return \nto within the target range in the first quarter of 2015 instead of the second quarter \nas previously forecast. The inflation forecast for 2016 increased to 5,8 per cent \nfrom 5,6 per cent, mainly as a result of the revised electricity price assumption \nfollowing the review of Eskom tariffs by Nersa. The revised assumption makes \nprovision for electricity price increases of 11,6 per cent from July 2015 and again \nfrom July 2016. \nThe forecast for core inflation is unchanged at an average 5,6 per cent and 5,7 \nper cent in 2014 and 2015 respectively, reaching a peak of 5,8 per cent in the \nfirst quarter of 2015, and moderating to 5,5 per cent in 2016. As before, the MPC \nsees the risks to the headline inflation forecast to be skewed to the upside, with \npossible renewed pressure coming from the exchange rate. \nInflation expectations, as reflected in the survey conducted by the Bureau for \nEconomic Research at Stellenbosch University in the third quarter of 2014, have \nagain remained more or less unchanged, and anchored at around the upper end \nof the target range. Inflation is expected to average 6,2 per cent in 2014 and 6,1 \nper cent and 6,0 per cent in 2015 and 2016 respectively. As usual, there is a \nMPC Statement September 18th, 2014 \nPage 4 \n \nfairly wide dispersion of expectations between the different categories of \nrespondents. While business people expect inflation to average 6,4 per cent in \n2015 and 2016, analysts’ expectations average 5,7 per cent and 5,4 per cent. \nExpectations of trade unionists are for 6,2 per cent in both years, and all \ncategories of respondents expect inflation in the current year to average 6,2 per \ncent. Household inflation expectations for 2014 remained unchanged at 6,3 per \ncent. \nThe global growth recovery remains asynchronous amid sustained improvements \nin the US and UK, and deteriorating prospects in the Eurozone and Japan. \nAlthough growth in the US is not expected to exceed the 2,2 per cent achieved in \n2013, this is mainly a result of the contraction during the first quarter of this year. \nReal output growth of 4,2 per cent was recorded in the second quarter of 2014, \nand consensus forecasts are for growth rates of around 3 per cent in the next two \nquarters. Similar growth rates are expected in 2015. At the same time the \nunemployment rate has been declining at a faster pace than previously \nanticipated. While the growth outlook for the UK remains positive, possible \ndownside risks could emerge should Scotland vote for independence from the \nUnited Kingdom. \nGrowth in the Eurozone has remained weak, with the German economy also \nunder pressure following a contraction in the second quarter. Sanctions on \nRussia are expected to be an additional constraint affecting the Eurozone’s \ngrowth outlook. Although the Japanese economy appears to be recovering from \nthe VAT-induced slump in the second quarter, the recovery looks fragile. \nMPC Statement September 18th, 2014 \nPage 5 \n \nWhile emerging Asia appears to be benefiting most from the US recovery, \nemerging markets generally are facing increasing headwinds. Signals coming out \nof China continue to be mixed, amid a sharp slowdown in industrial production in \nAugust. Latin American economies also face a challenging outlook, particularly in \nArgentina, Venezuela and Brazil, which is currently experiencing a technical \nrecession. Growth in sub-Saharan Africa is expected to remain relatively strong, \nalthough commodity producers may be adversely affected by lower commodity \nprices and possible spillover effects from the Ebola outbreak. \nThere is a continued absence of significant upside global inflation risks, despite \npressures experienced in some emerging markets. The various indicators of US \ninflation remain well contained below the 2 per cent level, while the fear of \ndeflation in the Eurozone persists. Declining international oil and food prices, \nalong with a number of other commodity prices, are expected to reinforce the \ncurrent benign global inflation environment. \nThe divergent growth outlooks in the advanced economies are likely to be the \nmain drivers of monetary policy developments. The UK is expected to tighten \nmonetary policy early next year. The stronger performance of the US labour \nmarket has led to heightened speculation that normalisation may begin earlier \nthan previously anticipated. These expectations resulted in an appreciation of the \nUS dollar against most currencies, as well as rising long-term US Treasury yields \nahead of yesterday’s FOMC meeting. At yesterday’s press conference the FOMC \nChair reaffirmed the view that policy normalisation will occur gradually, but is \ncontingent on no surprises to employment growth or inflation in either direction. \nMPC Statement September 18th, 2014 \nPage 6 \n \nThe data dependent nature of the forward guidance means that changes in the \noutlook for inflation, unemployment and growth are likely to lead to bouts of \nglobal financial market uncertainty in advance of FOMC meetings in the coming \nmonths. \nAt the same time, however, the ECB has loosened monetary policy and has \nindicated its willingness to embark on some form of quantitative easing should \nthis be necessary. Monetary policy is also expected to remain accommodative for \nsome time in Japan. Since the previous meeting of the MPC, policy rates have \nbeen reduced in the Eurozone, Israel, South Korea, Chile and Hungary, and \nincreased in Russia and New Zealand. \nFollowing a few weeks of relative stability, the rand exchange rate weakened in \nthe past few days in response to US dollar strength, as well as the widening \ndeficit on the current account of the balance of payments to 6,2 per cent of GDP. \nSince the previous meeting of the MPC, the rand initially traded in a range of \nR10,50 and R10,75 against the US dollar, but has weakened since early \nSeptember reaching a low of R11,07. On a trade-weighted basis, however, the \nrand depreciated by 0,4 per cent, having appreciated against the euro and the \nBritish pound. The rand is expected to remain sensitive to changes in sentiment \nregarding possible changes in US policy which will affect the appetite for \nemerging market assets generally, as well as to possible impacts from \ngeopolitical risks and domestic factors. \nMPC Statement September 18th, 2014 \nPage 7 \n \nSince the previous MPC, non-residents have been net sellers of bonds to the \nvalue of R29,3 billion, but this has been offset in part by net purchases of equities \nto the value of R16,2 billion over the same period. Year to date there have been \nnet outflows of bonds and equities to the value of R6,3 billion. These trends \nindicate that financing of the current account through portfolio inflows is likely to \nbecome increasingly challenging. \nThe current account deficit in the second quarter of 2014 was wider than \ngenerally expected by the markets, following the 4,5 per cent of GDP recorded in \nthe first quarter. This widening was a result of increased dividend outflows, lower \ndividend inflows following a large once-off inflow during the first quarter, and \nweak export growth, impacted to some extent by the platinum strike. Export \ngrowth in the third quarter is expected to remain constrained by the slow return to \nfull capacity production by the platinum mines and the strike in the steel and \nengineering sector in July, which had significant spillover effects on the \nmanufacturing sector in general. The current account is anticipated to narrow \ngradually over time. \nThe domestic economic growth outlook remains weak following growth rates of \n-0,6 per cent and 0,6 per cent in the first and second quarters of the year \nrespectively. These growth rates are well below potential output growth and \nindicative of a widening output gap. Partly as result of this outcome, as well as \nthe expected impact of the metal workers strike in July, the Bank’s forecast for \nGDP growth for 2014 has been revised down further to 1,5 per cent, from 1,7 per \ncent previously, with the risks still assessed to be on the downside. The forecasts \nMPC Statement September 18th, 2014 \nPage 8 \n \nfor both 2015 and 2016 have been revised down by 0,1 percentage points, to 2,8 \nper cent and 3,1 per cent respectively. The Bank’s leading indicator of economic \nactivity continues to trend sideways, consistent with a subdued growth outlook. \nBusiness confidence, as reflected in the RMB/BER business confidence index, \nremains negative despite a five index point increase to 46 in the third quarter. \nAdding to prevailing concerns are indications from Eskom that electricity supply \nconstraints may be more severe and endure for longer than previously expected. \nThe near-term outlook for mining remains subdued, with platinum production not \nexpected to return to full capacity before the end of the year. In July, mining \nproduction recorded a broad-based year-on-year decline of 7,7 per cent, but a \n0,9 per cent increase on a month-to-month basis. Manufacturing output declined \nsignificantly in July, recording year-on-year and month-to-month contractions of \n7,9 per cent and 5,4 per cent respectively, largely due to the impact of the four-\nweek strike in the steel and engineering sub-sector. Capacity utilisation in the \nsector declined from 82,1 per cent in the first quarter of 2014 to 80,6 per cent in \nthe second quarter. More positively, the Kagiso PMI reflected some improvement \nin sentiment in August, with the index rising 3,1 index points to 49, marginally \nbelow the neutral level, while the construction sector has recorded growth rates \nof 5 per cent in the first two quarters of the year. \nGrowth prospects have been constrained by the weakening trend in gross fixed \ncapital formation which grew at an annualised rate of 0,5 per cent in the second \nquarter. Real fixed capital expenditure by both the public corporations and the \nprivate sector contracted during the quarter. Of particular concern is the \nMPC Statement September 18th, 2014 \nPage 9 \n \ncontinued downward trend over the past three quarters in private sector \ninvestment, despite higher capital outlays in the manufacturing sector. This has \nbeen reflected in the continued slow pace of employment creation in the private \nsector and the rise in the unemployment rate to 25,5 per cent in the second \nquarter of 2014. \nConsumption expenditure by households also continued its moderating trend \nwhich began in the first quarter of 2012, amid declining real disposable income \ngrowth. Annualised growth of 1,5 per cent was recorded in the second quarter of \n2014. The slowdown was particularly marked in the durable and semi-durable \ngoods categories, probably impacted by the prolonged strikes in the mining and \nmanufacturing sectors. Retail trade sales contracted by 0,9 per cent in June on a \nmonth-to-month basis, but increased by 1,2 per cent in July, higher than \ngenerally expected. Wholesale trade sales contracted by 5,2 per cent month-to-\nmonth in July, and by 4,6 per cent year-on-year. Domestic vehicle sales have \nalso slowed. Given the above, somewhat surprisingly the FNB/BER consumer \nconfidence index increased from -6 to +4 in the second quarter. \n \nTrends in credit extension to households are consistent with the weak growth in \nhousehold consumption expenditure, showing a further divergence between \ncredit extension to households and to the corporate sector. Growth in total loans \nand advances over the year measured 9,7 per cent in July, with lending to the \ncorporate sector increasing by 17 per cent, and to households by 4,1 per cent. \nThe latter reflects continued sluggish growth in mortgage credit extension and \nMPC Statement September 18th, 2014 \nPage 10 \n \ntighter credit criteria for unsecured lending in particular. Twelve-month growth in \ngeneral loans to households, which is mainly unsecured lending, reached a low \nof 0,2 per cent in July, while growth over three months exhibited an annualised \ncontraction of 2,5 per cent. This decline is across all income groups, but more \npronounced at the lower levels. A positive development is that household debt to \ndisposable income moderated from 74,4 per cent in the first quarter to 73,5 per \ncent in the second quarter. \n \nGrowth in corporate sector borrowing during the first half of the year was \ndominated by the agricultural sector, electricity supply (renewable energy \nprojects) as well as wholesale and retail trade sectors. The cost of bank funding \nappears to have increased recently as a result of changed regulatory \nrequirements relating to the implementation of Basel III, the impact of the bail-in \nof certain African Bank Limited creditors and the consequent rating action by \nMoody’s Investor Service, all of which could result in tighter funding conditions. \n \nNo new wage and unit labour cost data have been released since the previous \nmeeting of the MPC, although settlements in the steel and engineering sector \nand the clothing sector have been well above current and expected inflation \nrates. The MPC remains concerned about the apparent delinking of wage \ndemands and some wage settlements from underlying inflation and productivity \ngrowth trends, as well as the possible impact of forthcoming wage negotiations, \nincluding in the public sector. These concerns relate to settlements at all levels, \nMPC Statement September 18th, 2014 \nPage 11 \n \nincluding executive pay. Excessive wage settlements could have adverse \nimpacts on employment, inflation, the general competitiveness of the economy \nand the profitability and viability of small businesses in particular. \n \nNotwithstanding the 9,5 per cent increase in July, food price inflation is expected \nto slow over the coming months. Pipeline pressures from agricultural prices \ncontinue to moderate following sharply lower maize prices since March, while \nmanufactured food price inflation declined to 8,5 per cent in July compared with \n9,5 per cent in April. International food prices, as reflected in the FAO \ninternational food price index, declined for the fifth consecutive month in August \nin response to positive maize and wheat supply conditions. These developments \nare expected to impact favourably on domestic consumer prices, although base \neffects are likely to interrupt the declining year-on-year trend in the final months \nof the year. \n \nInternational oil prices declined in recent weeks, having traded in a range of \nbetween US$105-US$114 per barrel for the year to the end of July. Since \nAugust, the price has fallen below this range and is currently trading at around \nUS$98 per barrel. This is despite rising tensions and instability in the Middle East \nand conflict in the Ukraine, events that in the past would likely have resulted in an \noil price spike. As a result of this lower price, the domestic petrol price was \nreduced by 67 cents per litre in September, having been unchanged in August. At \nthis stage there is an average over-recovery on the petrol price due to the lower \nMPC Statement September 18th, 2014 \nPage 12 \n \ninternational price, but the favourable impact is being partially offset by continued \nrand weakness. \n \nDespite the slight near-term improvement in the inflation outlook and the \nrelatively stable inflation expectations, the MPC is concerned that the forecast \nremains uncomfortably close the upper end of the target band. Given the upside \nrisks to the forecast, the proximity to the upper end of the band makes the \ninflation outcomes highly vulnerable to changes in inflationary pressures. \n \nA key upside risk is the exchange rate, which is vulnerable to the slow pace of \nadjustment to the current account deficit, as well as to the uncertainty \nsurrounding the future path of monetary policy in the advanced economies. At \nthis stage it is difficult to assess the extent to which normalisation of US monetary \npolicy is already priced in to the rate. \n \nThe MPC remains concerned about the risks of a wage-price spiral, should \nsettlements well in excess of inflation and productivity growth become the \neconomy-wide norm. Such developments could also undermine South Africa’s \ninternational competitiveness and delay the current account adjustment. \nThe deterioration in the longer term inflation trajectory relative to the previous \nforecast is a result of the revised tariff increases granted to Eskom by Nersa. The \nview of the Committee is that such relative price adjustments should not be \nreacted to automatically. However, while the focus of monetary policy should be \nMPC Statement September 18th, 2014 \nPage 13 \n \non the second round effects of these increases, this is complicated given the \nmulti-year nature of the adjustment. \nWhile inflation is the primary focus of the Committee, the MPC is also mindful of \nthe anaemic state of the domestic economy, rising unemployment and the \ndownside risk to its growth forecast. Domestic expenditure has deteriorated \nfurther, particularly private sector fixed capital formation, and, together with \ncontinued moderation in household consumption expenditure, is indicative of the \nlack of demand pressures in the economy. \nThe MPC is still of the view that interest rates will have to normalise over time. \nHowever, given the slightly improved inflation outlook notwithstanding the upside \nrisks, the stable inflation expectations and the downside risks to the weak growth \noutlook, the MPC has decided that the repurchase rate will remain unchanged at \n5,75 per cent per annum. \nDespite the 75 basis point increase so far this year, monetary policy remains \naccommodative, and will continue to be supportive of the domestic economy \nsubject to achieving its primary inflation targeting objective. Future decisions will, \nas always, be highly data dependent. \n \nGill Marcus \nGOVERNOR \n \nContact person: \nCandice Jeffreys \n+27 12 313 4209 \nCandice.Jeffreys@resbank.co.za \n \nMPC Statement September 18th, 2014 \nPage 14", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Statement-18-September-2014-Final.pdf"}
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+{"doc_id": "f4fae4a2d2af3f6df921e5aa8153b02b", "text": "i \n \n \n \nAugust 2024 \n \ni \nTABLE OF CONTENTS \n \nOVERVIEW .................................................................................................................................. 1 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 1 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 6 \nZimbabwe Stock Exchange (ZSE) ........................................................................................... 6 \nVictoria Falls Stock Exchange (VFEX) ................................................................................... 7 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 8 \nMobile and Internet Based Transactions ................................................................................ 8 \nINFLATION OUTTURN ............................................................................................................. 8 \nUS$ Annual Inflation Developments ....................................................................................... 9 \nMonthly Inflation ...................................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1 \n \n OVERVIEW \nThe resurgence of parallel market activities \nheightened inflationary pressures in the \neconomy. As a result, monthly inflation \nincreased during the month of August 2024 to \n1.4% from 0.1% recorded in the previous \nmonth. \n \nBroad money stood at ZiG46,473.21 million in \nAugust 2024, an increase of 1.08%, from \nZiG45,956.45 million recorded in July 2024. \n \nOn the capital markets, the Zimbabwe Stock \nExchange (ZSE) continued on a positive \ntrajectory while the Victoria Falls Stock \nExchange \n(VFEX) \nexhibited \nbearish \nsentiments during the month of August. \n \nDuring the month of August 2024, the value of \ntransactions processed through the National \nPayment Systems (NPS) decreased by 9% to \nZiG96.2 billion, from ZiG105.82 billion \nrecorded in July 2024. NPS volumes, however, \nincreased by 7% to 59.38 million during the \nmonth under review, from 55.69 million \nrecorded in the previous month. \nAverage monthly commodity prices for \npalladium, platinum, copper, nickel, lithium \nand brent crude oil decreased. Prices were \nmainly influenced by concerns of weakening \ndemand of the commodities. Gold prices, \nhowever, increased during the same month. \n \nIn August 2024, total merchandise exports \nstood at US$674.0 million, while the country’s \nimport bill stood at US$872.8 million during \nthe same month. Consequently, the country \nrecorded a trade deficit of US$198.7 million. \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \nMonthly average prices for commodities such \nas platinum, palladium, copper, nickel, brent \ncrude \noil, \nand \nlithium \nretreated \namid \noversupply concerns and a weak demand \noutlook for the commodities. Gold prices, \nhowever, strengthened during the month under \nreview. The evolution in selected international \ncommodity prices during the month under \nanalysis is shown in Table 1. \nTable 1: International Commodity Prices \nfor July and August 2024 \nCommodity \nJuly-24 \nAugust-24 \nMonthly \nchanges (%) \nGold \nUS$/oz \n2,392.90 \n2,468.72 \n3.17 \nPlatinum \nUS$/oz \n981.52 \n943.98 \n-3.83 \nPalladium \nUS$/oz \n960.93 \n927.95 \n-3.43 \nCopper \nUS$/t \n9,520.42 \n9,091.62 \n-4.50 \nNickel \nUS$/t \n16,591.59 \n16,535.81 \n-0.34 \nBrent \nCrude oil \nUS$/bbl \n84.07 \n78.60 \n-6.51 \nLithium \nUS$/t \n12,073.96 \n11,042.86 \n-8.54 \nSource: Bloomberg, 2024 \n \nGold \nGold prices increased by 3.17% from \nUS$2,392.00 per ounce reported in July 2024 \nto US$2,468.72 per ounce during the month \nunder review. Gold prices rose as investors \nanticipated interest-rate cuts from the Federal \nReserve in September 2024. \n \nPlatinum \nPlatinum prices dropped by 3.8% from a \nmonthly average of US$981.52 per ounce in \nJuly 2024 to US$943.98 per ounce in August \n2024. The decrease was driven by an \nincreasingly pessimistic demand outlook and \nan excess supply of the metal. \n \n \n \n \n \n2 \n \nPalladium \nPalladium prices retreated amid the ongoing \nsubstitution of the metal with platinum in auto \ncatalysts as well as abundant stockpiles of the \nmetal. In this regard, prices fell by 3.4% to \nUS$927.95 per ounce during the reporting \nmonth, from US$960.93 per ounce recorded in \nJuly 2024. The price trends of precious metals \nfrom August 2023 to August 2024, are as \nshown in Figure 1. \n \nFigure 1: Monthly Precious Metal Prices (in \nUS$ per Ounce): August 2023 – August 2024 \n \nSource: Bloomberg, 2024 \n \nBrent Crude Oil \nDuring the month of August 2024, brent crude \noil prices decreased by 6.5%, from a monthly \naverage of US$84.07 per barrel in July 2024, to \nUS$78.60 per barrel in August 2024, largely \ndriven by weakening demand and conflict in \nthe Middle East. Figure 2 shows developments \nin oil prices for the period from August 2023 to \nAugust 2024. \n \n \n \n \n \nFigure \n2: \nBrent \nCrude \nOil \nPrices \n(US$/Barrel) August 2023 – August 2024 \n \nSource: Bloomberg, 2024 \n \n \nCopper \nCopper prices slumped by 4.5%, from \nUS$9,520.42 per tonne recorded in July 2024 \nto US$9,091.62 per tonne in August 2024. \nCopper prices retreated following increasing \nstockpiles and a bleak demand outlook for the \nmetal in China and the U.S. \n \nNickel \nNickel prices continued in a negative trajectory \namid rapid expansion in Indonesia’s nickel \nindustry which led to oversupply concerns \nthereby driving prices down. Consequently, \nprices \nmarginally \nfell \nby \n0.3% \nto \nUS$16,535.81 per tonne in August 2024, \ncompared to US$16,591.59 per tonne in July \n2024. Figure 3 shows base metal price \ndevelopments for the period from August 2023 \nto August 2024. \n \n \n \n \n0\n200\n400\n600\n800\n1000\n1200\n1400\n800\n1 000\n1 200\n1 400\n1 600\n1 800\n2 000\n2 200\n2 400\n2 600\n2 800\n3 000\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nUS$/ounce\nUS$/ounce\nGold\nPalladium\nPlatinum (RHS)\n70\n75\n80\n85\n90\n95\n100\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nUS$/barrel\n \n \n \n3 \n \nFigure 3: Base Metal Prices (US$/tonne): \nAugust 2023 – August 2024 \nSource: Bloomberg 2024 \n \n \nLithium \nLithium prices declined by 8.5%, from \nUS$12,073.96 per tonne in July 2024 to \nUS$11,042.86 per tonne in August 2024. \nLithium prices softened on account of excess \nsupply of the metal notwithstanding the global \nincrease in electric vehicle (EV) sales. The \nprice developments for lithium for the period \nfrom August 2023 to August 2024 are \nillustrated in Figure 4. \n \nFigure 4: Lithium Prices (US$/tonne) \nAugust 2023 – August 2024 \n \nSource: London Metal Exchange, 2024 \nMerchandise Trade Developments \nTotal \nmerchandise \ntrade \namounted \nto \nUS$1,546.8 million in August 2024, up 12.8% \nfrom US$1,371.5 million in the previous \nmonth. This increase was largely attributable to \nincreases in both monthly exports and imports \nduring the month under analysis. On a year-on-\nyear basis, total merchandise trade rose by \nabout 5.2% from US$1,469.9 million recorded \nin the corresponding month in 2023. \n \nMerchandise Exports \nDuring the month of August 2024, the \ncountry’s merchandise exports stood at \nUS$674.0 million, which was 22.9% higher \nthan the previous month’s outturn of US$548.3 \nmillion. The increase in month-on-month \nexports was underpinned by growth of export \nearnings from gold, PGMs and tobacco. On a \nyear-on-year basis, the merchandise exports for \nthe month under review were 3.7% higher in \n2024, compared to US$649.8 million recorded \nduring the corresponding month in 2023. \nFigure 5 shows developments in the country’s \nmerchandise exports for the period from \nJanuary 2023 to August 2024. \n \nFigure 5: Merchandise Exports (US$ \nmillions): 2023 and 2024 \n \nSource: ZIMSTAT, 2024 \n8 000\n13 000\n18 000\n23 000\n28 000\n33 000\n38 000\n4 500\n5 500\n6 500\n7 500\n8 500\n9 500\n10 500\n11 500\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nUS$/tonne\nUS$/tonne\nCopper\nNickel (RHS)\n0\n5 000\n10 000\n15 000\n20 000\n25 000\n30 000\n35 000\n40 000\n45 000\n50 000\nAug-23\nNov-23\nFeb-24\nMay-24\nAug-24\nUS$/tonne\n427,7\n435,9\n515,3\n555,5\n654,2\n641,5\n603,2\n649,8\n540,9\n645,0\n534,7\n513,5\n583,0\n524,0\n548,3\n674,0\n0,0\n200,0\n400,0\n600,0\n800,0\nJan\nFeb\nMar\nApr\nMay\nJun\nJul\nAug\nMerchandise Exports (US$m)\n2023\n2024\n \n \n \n4 \n \nExports by Commodity \nGold, PGMs, tobacco and ferro-chromium \ncontributed 37.9%, 16.7%, 14.9% and 5.4% \nrespectively to the country’s total exports as \nshown in Table 2. \nTable 2: Major Exports (US$ millions) \n \nJul-24 \n(US$m) \nAug-24 \n(US$m) \n Jul-Aug \nChanges \n(%) \nShare of \nExports \n(%) Aug-\n24 \nTotal \n548.3 \n674.0 \n4.6 \n100.0 \nOf Which: \n \n \n \n \nGold \n187.8 \n255.6 \n36.1 \n37.9 \nPGMs \n98.7 \n112.7 \n14.2 \n16.7 \nTobacco \n(including \ncigarettes) \n57.9 \n100.3 \n73.3 \n14.8 \nOther ores and \nconcentrates \n39.8 \n35.7 \n-10.4 \n5.3 \nFerrochromium \n38.1 \n36.6 \n-4.1 \n5.4 \nOther mineral \nsubstance \n28.7 \n26.7 \n-7.0 \n4.0 \nIndustrial \ndiamonds \n9.0 \n24.0 \n166.0 \n3.6 \nCoal \n23.0 \n19.7 \n-14.2 \n2.9 \nChromium ores \nand concentrate \n19.3 \n11.9 \n-38.2 \n1.8 \nGranite \n3.9 \n1.8 \n-54.6 \n0.3 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nExport Markets \nIn August 2024, the country’s exports were \nmainly destined for U.A.E (38.9%) followed by \nSouth Africa (25.4%) and China (8.9%). Figure \n6 shows the country’s major export destinations \nduring the month under review. \n \n \n \n \n \n \n \n \n \n \nFigure 6: Top Ten Merchandise Export \nDestinations (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Imports \nThe value of merchandise imports amounted to \nUS$872.8 million in August 2024, reflecting a \n6.0% increase from US$823.2 million recorded \nin July 2024. The current month’s imports bill \nwas 6.4% higher than US$820.1 million \nrecorded during the comparable month in 2023, \nas shown in Figure 7. \nFigure 7: Merchandise Imports (US$ \nmillions): 2023 and 2024 \nSource: ZIMSTAT & RBZ Computations, 2024 \n \n38,9\n25,4\n8,9\n8,0\n3,3\n2,1\n1,7\n1,0\n0,8\n0,8\n0,0\n10,0\n20,0\n30,0\n40,0\n50,0\nUnited Arab Emirates\nSouth Africa\nChina\nMozambique\nBelgium\nZambia\nUnited States\nIndonesia\nNetherlands\nArmenia\n633,8\n623,5\n746,4\n708,5\n850,4\n727,4\n782,3\n820,1\n694,2\n729,8\n721,2\n710,5\n741,0\n746,7\n823,1\n872,8\n0,0\n100,0\n200,0\n300,0\n400,0\n500,0\n600,0\n700,0\n800,0\n900,0\n1000,0\nJan\nFeb Mar Apr May Jun\nJul\nAug\n2023\n2024\n \n \n \n5 \n \nImports by Commodity \nMajor import drivers during the month under \nreview were diesel, maize, petrol and \nmachinery which accounted for 8.4%, 6.1%, \n4.3% and 3.9% of total imports, respectively. \nTable 3 shows imports of major commodities \nfor the months of July and August 2024. \n \nTable 3: Major Imports (US$ millions) \n \nJul-\n24 \n(US$ \nm) \nAug-24 \n (US$ \nm) \n Jul- Aug \nChanges \n(%) \nShare of \nTotal \nImports \n(%) \nAug-24 \nTotal \n823.2 \n872.8 \n6.0 \n100.0 \nOf Which: \n \n \n \n \nDiesel \n75.6 \n73.7 \n-2.6 \n8.4 \nMaize \n72.9 \n53.4 \n-26.8 \n6.1 \n Petrol \n37.0 \n37.8 \n2.1 \n4.3 \nWheat \n20.0 \n24.6 \n23.1 \n2.8 \nMachinery \n11.4 \n34.2 \n199.5 \n3.9 \nCrude soya \nbean oil \n20.3 \n17.4 \n-14.4 \n2.0 \nElectricity \n19.9 \n24.3 \n22.3 \n2.8 \nTobacco \n(Including \ncigarettes) \n13.3 \n10.2 \n-23.6 \n1.3 \nButanes, \nliquefied \n10.0 \n9.0 \n-9.3 \n1.0 \nFertilisers \n14.3 \n20.2 \n41.1 \n2.3 \nRice \n11.3 \n7.9 \n-30.4 \n0.9 \nInternal \ncombustion \npiston engines \n5.1 \n9.4 \n85.2 \n1.1 \nKerosene-type \njet fuel \n5.6 \n7.8 \n38.8 \n0.9 \nSoya beans \n4.9 \n7.2 \n45.5 \n0.8 \nMotor vehicles \n7.0 \n6.4 \n-8.5 \n0.7 \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nThe country’s imports for the month of August \n2024 were mainly sourced from South Africa \n(41.4%), China (14.9%), Mozambique (5.4%), \nBahamas (4.7%) and other markets, as shown \nin Figure 8 \n \n \n \n \n \nFigure 8: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2024 \n \nMerchandise Trade Balance \nThe net external trade position continued in a \nnegative territory during the month of August \n2024 as the country’s trade position registered \na deficit of US$198.7 million. Figure 9 shows \nthe country’s trade balance for the period \nJanuary to August 2024. \n \nFigure 9: Merchandise Trade Balance (US$ \nmillions) \n \n Source: ZIMSTAT & RBZ Computations, 2024 \n41,4\n14,9\n5,4\n4,7\n3,8\n3,5\n3,2\n3,1\n2,6\n2,1\nSouth Africa\nChina\nMozambique\nBahamas\nSingapore\nMauritius\nUnited…\nZambia\nHong Kong\nIndia\n583,0\n524,0\n548,3\n674,0\n743,6\n746,7\n823,2\n872,8\n-160,6\n-222,7\n-274,9\n-198,7\n-400,0\n-200,0\n0,0\n200,0\n400,0\n600,0\n800,0\n1000,0\nMay-24\nJun-24\nJul-24\nAug-24\nExports\nImports\nTrade Balance\n \n \n \n6 \n \nMONETARY DEVELOPMENTS1 \nBroad \nmoney \n(M3) \nstock \nstood \nat \nZiG46,473.21 million in August 2024, an \nincrease of 1.08% from ZiG45,956.45 million \nrecorded in July 2024. \nThe money stock composed of foreign currency \ndeposits, 74.68%; local currency deposits, \n25.17%; and local currency in circulation, \n0.15%. \nFigure 10: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2024 \n \nDuring the month under review, domestic \ncredit increased by 0.36% to ZiG42,153.48 \nmillion, from ZiG42,001.79 million in July \n2024. The expansion in domestic credit, largely \nreflected an increase of 3.39% in credit to the \nprivate sector. Net claims on Government \ndecreased by 6.55% to ZiG11,078.26 million \nduring the month under analysis. \n \nOutstanding credit to the private sector was \nmainly \nchanneled \nto \nhouseholds, \nmanufacturing, agriculture, and distribution, \nwhich received 28.28%, 15.68%, 15.54% and \n12.73% of the total credit, respectively. The \n \n1 All monetary numbers are valued in ZiG since the \nintroduction of the new currency in April 2024. \nmining sector received 9.10% of the total \noutstanding credit. \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 11. \n \nFigure 11: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2024 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 35.89%; inventory \nbuild-up, \n21.89%; \nand \nfixed \ncapital \ninvestments, 17.25%. \n \nSTOCK MARKET DEVELOPMENTS \nZimbabwe Stock Exchange (ZSE) \nIn August 2024, the Zimbabwe Stock \nExchange exhibited bullish sentiments for the \nfourth consecutive month. This resulted in a \n1.19% and a 0.70% increase in the All Share \nand Top 10 indices to close at 200.49 points and \n207.53 points, respectively. \n \nNCDs; \n0,06%\nLocal Currency Time \nDeposits; 1,82%\nFX Time \nDeposits; 6,52%\nLocal Currency \nTransferable ; \n23,29%\nFX Transferable \nDeposits; 68,16%\nCurrency in \nCirculation; \n0,15%\nHouseholds\n28,28%\nAgriculture\n15,54%\nMining\n9,10%\nManufacturing\n15,68%\nDistribution\n12,73%\nTransport and \nCommunication\n2,23%\nServices\n8,32%\nFinancial \nOrganisations and \nInvestiments\n6,11%\nConstruction\n2,00%\nOther\n0,01%\n \n \n \n7 \n \nThe resource index, however, lost 0.03% to \nclose the month at 253.42 points during the \nsame month. \n \nFigure 12: ZSE All Share, Top 10 and \nMining Indices \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nTrading activity was concentrated in some \nselected low-tier counters in August 2024. \nConsequently, the cumulative volume of shares \ntraded increased by 26.23% to 118.16 million \nshares, despite a 36.81% decline in turnover \nvalue, amounting to ZiG164.63 million. This is \ncompared to ZiG260.51 million recorded in the \nprevious month. \n \nThe proportion of foreign purchases to the \nvalue of shares traded also declined from \n5.01% in July 2024 to 0.17% in August 2024. \n \nNet foreign position, however, improved from \na negative position of ZiG64.49 million in July \n2024 to negative ZiG18.89 million during the \nmonth of August 2024. \n \n \nFigure 13: ZSE Monthly Volume and Value \nTraded \n \nSource: Zimbabwe Stock Exchange, 2024 \n \nOwing to positive trading activity on the ZSE, \nduring August 2024, the market added 1.45%, \nor ZiG877.82 million worth of capitalization to \nclose at ZiG61.45 billion, compared to \nZiG60.57 billion recorded in July 2024 \n \nVictoria Falls Stock Exchange (VFEX) \nDuring the month of August 2024, the Victoria \nFalls Stock Exchange (VFEX) recorded bearish \nsentiments. Consequently, the VFEX All Share \nindex lost 1.14% to close at 104.86 points, \ncompared to 106.07 points recorded in July \n2024. \n \nOn an annual basis, the VFEX All Share index \ngained 45.95%, from 71.85 points recorded in \nAugust 2023. \n \n \n \n \n \n \n90\n120\n150\n180\n210\n240\n270\n300\n330\n90\n120\n150\n180\n210\n240\n03-May-24\n10-May-24\n17-May-24\n24-May-24\n31-May-24\n07-Jun-24\n14-Jun-24\n21-Jun-24\n28-Jun-24\n05-Jul-24\n12-Jul-24\n19-Jul-24\n26-Jul-24\n02-Aug-24\n09-Aug-24\n16-Aug-24\n23-Aug-24\n30-Aug-24\nALL SHARE AND TOP 10 INDICES\nZSE ALL SHARE INDEX\nTop 10 Index\nMining Index (Points)\n5\n55\n105\n155\n205\n255\n0\n100\n200\n300\n400\n500\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nVALUE TRADED ZIG MILLIONS\nVOLUME TRADED (MILIONS)\nVolume\nValue\n \n \n \n8 \n \nFigure 14: Victoria Falls Stock Exchange \n(VFEX) All Share Index (ASI) \n \nSource: Victoria Falls Stock Exchange, 2024 \n \nVFEX Market Capitalization \nReflecting dampened trading activity on the \nVFEX, market capitalization decreased by \n1.14% to US$1.27 billion in August 2024, \ncompared to US$1.28 billion recorded in July \n2024. \n \nFigure 15: Victoria Falls Stock Exchange \n(VFEX) Market Capitalization (US$ Billion) \n \nSource: Victoria Falls Stock Exchange (VFEX), 2024 \n \nNATIONAL PAYMENTS SYSTEM \nThe \nNational \nPayment \nSystems \n(NPS) \nprocessed transactions worth ZiG96.2 billion \nreflecting a decrease of 9% from ZiG105.82 \nbillion recorded in July 2024. NPS volumes \nincreased by 7% to 59.38 million from 55.69 \nmillion recorded in the previous month. \n \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system in August 2024 decreased by \n13% to ZiG54.98 billion from ZiG63.53 billion \nin July 2024. \n \nSimilarly, the volume of RTGS transactions \ndecreased by 8% from 1.06 million in the \nprevious month to close at 0.97 million during \nthe month under analysis. \n \nMobile and Internet Based Transactions \nMobile \nand \ninternet-based \ntransactions \ndecreased by 4% to ZiG33.32 billion in August \n2024, from ZiG34.69 billion in July 2024. \n \nCash Transactions \nCash based transactions increased by 9.79% to \nZiG9.93 billion in August 2024, from ZiG9.04 \nbillion in July 2024. \n \nCard Based Transactions \nCard based transactions increased by 4.06% to \nZiG7.91 billion during the month under review, \nfrom ZiG7.60 billion in July 2024. \n \nINFLATION OUTTURN \nThe ZiG monthly inflation rate accelerated \nfrom 0.1% recorded in July 2024 to 1.4% in \nAugust 2024. \n \n60\n65\n70\n75\n80\n85\n90\n95\n100\n105\n110\n28-Aug-23\n28-Sep-23\n28-Oct-23\n28-Nov-23\n28-Dec-23\n28-Jan-24\n28-Feb-24\n28-Mar-24\n28-Apr-24\n28-May-24\n28-Jun-24\n28-Jul-24\n28-Aug-24\n0\n0,2\n0,4\n0,6\n0,8\n1\n1,2\n1,4\n1,6\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\nUS$ BILLIONS\n \n \n \n9 \n \nUS$ Annual Inflation Developments \nAnnual headline US$ inflation increased by 0.1 \npercentage points from 3.6% in July 2024, to \n3.7% in August 2024. \n \nFigure 16: Annual Inflation Developments \n(%) \n \nSource: ZIMSTAT, 2024 \n \nMonthly Inflation \nThe month-on-month ZiG inflation rate for \nAugust 2024 stood at 1.4%. Similarly, US$ \nmonthly inflation stood at 0.2%. This resulted \nin the monthly weighted inflation rate of 0.4% \nin August 2024. \n \nFigure 17 shows developments in monthly US$ \ninflation from August 2023 to August 2024. \n \n \n \n \n \n \n \n \n \n \nFigure 17: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2024 \n \n \n \nSEPTEMBER 2024 \nRESERVE BANK OF ZIMBABWE \n-10,00\n-8,00\n-6,00\n-4,00\n-2,00\n0,00\n2,00\n4,00\n6,00\n8,00\n10,00\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\n-5,00\n-4,00\n-3,00\n-2,00\n-1,00\n0,00\n1,00\n2,00\n3,00\n4,00\n5,00\nAug-23\nSep-23\nOct-23\nNov-23\nDec-23\nJan-24\nFeb-24\nMar-24\nApr-24\nMay-24\nJun-24\nJul-24\nAug-24\n \n \n10 \nStatistical Tables \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n11 \n 2. Central Bank Survey \n \n \n \n \n \n \n12 \n \n3. Other Depository Corporations Survey \n \n \n \n \n13 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n14 \n 4.2 Liabilities \n \n \n \n \n \n \n \n15 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n16 \n 5.2 Liabilities \n \n \n \n17 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n18 \n 6.2 Liabilities \n \n \n \n \n \n19 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n20 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n21 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n22 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n23 \nInflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n24 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n25 \nExternal Statistics \n 10. Exchange Rates \n \n \n \n \n \n \n \n26 \nZimbabwe Stock Exchange \n 11. Zimbabwe Stock Market Statistics \n \n \n \n \n27 \nNational Payments System Statistics \n \n \n \n \n12.1 Values of Transactions \n \n \n \n \n \n28 \n \n12.2 Volumes of Transactions \n \n \n \n \n \n29 \nTrade Statistics \n \n \n \n \n \n \n \n 13. Merchandise Trade Statistics \n \n \n \n \n 30\n \n \n \n11 \n \n \n \n12 \n \n \n \n \n \n \n13 \n \n \n \n \n \n \n \n14 \n \n \n \n \n \n15 \n \n \n \n \n \n16 \n \n \n \n \n \n \n17 \n \n \n \n \n \n18 \n \n \n \n \n \n19 \n \n \n \n \n20 \n \n \n \n \n \n21 \n \n \n \n \n22 \n \n \n \n \n \n23 \n \n \n \n \n \n24 \n \n \n \n \n \n25 \n \n \n \n \n \n26 \n \n \n \n \n \n27 \n \n \n \n \n \n28 \n \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n255551,3\n-\n21042,2\n2300,3\n35349,1\n66624,4\nFeb\n226335,8\n-\n22882,6\n2288,9\n36434,4\n63598,2\nMar\n320422,1\n-\n28569,9\n3316,6\n44524,0\n86463,9\nApr\n288958,8\n-\n30071,5\n2807,0\n44131,6\n90580,4\nMay\n361427,1\n-\n36765,1\n3193,7\n49745,8\n89471,3\nJun\n388757,5\n-\n38540,1\n3200,0\n51437,4\n115145,7\nJul\n379659,9\n-\n45808,1\n2489,1\n57565,8\n145027,0\nAug\n397539,0\n-\n52853,9\n4086,0\n60908,4\n159206,6\nSep\n477933,6\n-\n52262,7\n4179,5\n64139,2\n181194,8\nOct\n481180,9\n-\n53165,9\n3839,9\n65329,0\n197972,5\nNov\n621896,7\n-\n56025,3\n4877,0\n63017,5\n252407,9\nDec\n747035,6\n-\n67903,9\n4705,5\n76511,6\n264749,2\n2022\nJan\n802677,7\n-\n55961,6\n5074,7\n53456,3\n218545,3\nFeb\n672723,0\n-\n59581,6\n5607,0\n66812,0\n238910,8\nMar\n961452,0\n-\n75050,7\n7882,2\n82886,9\n342168,7\nApr\n976617,2\n-\n89192,6\n8391,5\n89672,0\n293204,6\nMay\n1205990,0\n-\n110807,3\n13712,8\n106881,8\n469185,2\nJune\n1601225,3\n-\n134551,0\n18810,6\n123721,3\n618347,5\nJuly\n1754112,0\n-\n170480,6\n20413,1\n172562,5\n713401,1\nAug\n2334295,0\n-\n152343,4\n31418,6\n178188,9\n826377,1\nSep\n2793056,6\n-\n177701,7\n35144,4\n202368,1\n872807,4\nOct\n2728731,3\n-\n186478,9\n50202,3\n209758,0\n622412,8\nNov\n3370779,9\n-\n202876,2\n61086,7\n213295,3\n734610,6\nDec\n3310814,9\n-\n246783,6\n76872,0\n249516,4\n1106346,5\n2023\nJan\n3289379,3\n-\n240010,3\n68386,7\n238455,3\n1107756,4\nFeb\n3050933,3\n-\n219437,8\n73672,3\n245282,5\n1202998,5\nMar\n5068223,7\n-\n308609,1\n85343,4\n328822,3\n1517972,6\nApr\n1594,5\n-\n136,7\n31,9\n142,1\n602,9\nMay\n2511,4\n-\n207,4\n69,3\n212,9\n1310,7\nJun\n6827,3\n-\n353,1\n246,2\n484,4\n2657,6\nJul\n7147,5\n-\n413,7\n216,7\n648,4\n2432,3\nAug\n7186,0\n-\n407,4\n260,1\n576,5\n2499,2\nSep\n7479,9\n-\n488,9\n309,5\n669,4\n3100,0\nOct\n7927,5\n-\n506,1\n330,8\n786,1\n3466,4\nNov\n9479,0\n-\n572,0\n360,8\n800,0\n3824,9\nDec\n10563,9\n-\n722,4\n437,3\n1042,2\n4062,3\n2024\nJan\n11319,8\n-\n763,3\n740,8\n1638,0\n8812,4\nFeb\n15327,4\n-\n1143,5\n1072,2\n2212,8\n11833,0\nMar\n24185,4\n-\n1575,6\n1786,8\n2219,1\n14945,0\n*Apr\n41317,5\n-\n2063,0\n2797,1\n4754,9\n15996,5\n*May\n53741,3\n-\n3335,6\n3355,4\n7058,0\n22545,4\n*Jun\n51046,4\n-\n3281,7\n3230,9\n6470,4\n22040,1\n*Jul\n63526,1\n-\n3956,0\n3646,3\n7361,7\n27328,4\n*Aug\n54975,9\n-\n3973,7\n3937,3\n7555,9\n25760,6\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWG Millions)\n \n \n29 \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2021\nJan\n720,0\n-\n9849,3\n229,0\n94691,4\n872,2\nFeb\n806,0\n-\n12309,3\n527,8\n90078,0\n754,9\nMar\n1112,8\n-\n15178,8\n751,0\n105272,0\n1003,7\nApr\n951,7\n-\n15185,0\n605,5\n97253,3\n1040,1\nMay\n1029,8\n-\n16511,3\n664,4\n103708,7\n994,8\nJun\n1076,9\n-\n14797,9\n581,9\n99349,6\n982,1\nJul\n1028,2\n-\n15217,6\n551,0\n102587,6\n980,8\nAug\n1045,0\n-\n14624,5\n475,4\n105269,7\n955,8\nSep\n1193,1\n-\n15397,6\n492,2\n104141,9\n2092,6\nOct\n1114,2\n-\n18207,4\n434,5\n107294,6\n2342,6\nNov\n1144,9\n-\n17435,9\n477,0\n98386,5\n2322,9\nDec\n1220,3\n-\n20029,6\n519,5\n106428,6\n2580,6\n2022\nJan\n957,9\n-\n15480,2\n439,9\n83661,8\n1902,9\nFeb\n981,0\n-\n15190,4\n433,7\n78916,1\n1895,3\nMar\n1242,3\n-\n16967,6\n519,1\n87501,1\n2128,6\nApr\n1073,0\n-\n15906,2\n458,0\n82673,4\n1937,6\nMay\n1213,5\n-\n16069,9\n477,8\n78385,2\n2001,2\nJune\n1190,3\n-\n15304,7\n474,2\n75631,7\n1705,1\nJuly\n1115,8\n-\n16063,8\n517,0\n88030,6\n1866,7\nAug\n1028,0\n-\n13686,8\n489,1\n76957,8\n1623,7\nSep\n1084,6\n-\n13084,7\n455,5\n71362,1\n2225,2\nOct\n969,3\n-\n12986,8\n510,9\n67641,7\n1825,4\nNov\n1001,4\n-\n12324,1\n499,9\n59151,5\n2430,2\nDec\n1013,6\n-\n14316,9\n616,7\n60584,5\n2469,8\n2023\nJan\n918,9\n-\n11734,0\n444,0\n48617,1\n1693,0\nFeb\n886,7\n-\n10301,5\n479,9\n43326,5\n1895,8\nMar\n1092,6\n-\n13217,0\n594,0\n50037,4\n1927,1\nApr\n907,6\n-\n14375,1\n526,7\n47171,7\n1982,9\nMay\n1119,2\n-\n12808,7\n576,7\n49143,2\n2233,6\nJun\n1050,2\n-\n10190,6\n606,0\n45488,8\n1213,0\nJul\n942,7\n-\n8226,8\n1777,1\n42648,8\n993,7\nAug\n888,0\n-\n8434,6\n653,6\n42648,8\n977,5\nSep\n964,1\n-\n9659,0\n703,6\n45148,7\n1061,4\nOct\n949,1\n-\n9449,3\n619,0\n50640,6\n904,4\nNov\n924,5\n-\n9525,7\n623,3\n52332,4\n1048,5\nDec\n924,5\n-\n11846,0\n776,5\n56451,0\n1026,2\n2024\nJan\n914,9\n10017,9\n708,1\n52445,0\n882,8\nFeb\n889,7\n-\n7868,7\n737,5\n51545,9\n904,2\nMar\n941,1\n-\n7569,3\n728,4\n58151,4\n921,4\n*Apr\n791,8\n-\n5729,5\n744,8\n30450,4\n938,0\n*May\n1046,6\n-\n7950,1\n899,4\n42290,8\n1690,3\n*Jun\n927,3\n-\n7224,2\n849,6\n41224,2\n1155,8\n*Jul\n1059,1\n-\n8228,2\n920,9\n44159,4\n1318,9\n*Aug\n974,4\n-\n8669,3\n966,0\n47536,9\n1233,1\nSource: Reserve Bank of Zimbabwe, 2024\n*Statistics are denominated in ZiG\nTABLE 12.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n30 \n \n \n \n2021\nJan\n282,9\n460,3\n743,20\n-177,4\nFeb\n340,8\n451,9\n792,70\n-111,1\nMar\n461,8\n527,2\n989,00\n-65,4\nApr\n444,7\n489,9\n934,60\n-45,2\nMay\n486,8\n503,1\n989,91\n-16,2\nJun\n502,5\n622,2\n-119,7\n-55,6\nJul\n629,9\n667,6\n-37,7\n-37,7\nAug\n597,3\n630,2\n-32,9\n-32,9\nSep\n514,4\n666,7\n-152,2\n-152,3\nOct\n535,5\n713,6\n-178,1\n-178,1\nNov\n647,6\n684,3\n-36,7\n-36,7\nDec\n591,2\n771,2\n-179,9\n-180,0\n2022\nJan\n543,9\n633,2\n-88,1\n-89,3\nFeb\n438,0\n630,1\n1068,1\n-192,2\nMar\n557,6\n713,8\n1271,4\n-156,2\nApr\n587,3\n637,2\n1224,5\n-49,9\nMay\n513,1\n714,4\n1227,6\n-201,3\nJun\n541,0\n751,4\n1292,3\n-210,4\nJul\n548,4\n728,2\n1276,6\n-179,9\nAug\n493,6\n759,9\n1253,4\n-266,3\nSep\n552,3\n765,3\n1317,6\n-213,1\nOct\n502,3\n770,5\n1272,8\n-268,2\nNov\n674,6\n802,2\n1476,8\n-127,5\nDec\n633,5\n772,6\n1406,1\n-139,1\n2023\nJan\n427,8\n633,8\n1061,6\n-206,0\nFeb\n435,9\n623,5\n1059,3\n-187,6\nMar\n515,3\n746,4\n1261,7\n-231,1\nApr\n555,5\n708,6\n1264,1\n-153,0\nMay\n654,2\n850,3\n1504,6\n-196,1\nJun\n641,5\n727,4\n1368,9\n-85,9\nJul\n603,2\n782,9\n1386,2\n-179,7\nAug\n649,8\n820,2\n1470,1\n-170,4\nSep\n678,1\n772,7\n1450,8\n-94,6\nOct\n831,9\n901,5\n1733,4\n-69,6\nNov\n681,4\n827,3\n1508,7\n-145,9\nDec\n550,6\n819,4\n1370,0\n-268,7\n2024\nJan\n539,9\n694,2\n1234,1\n-154,3\nFeb\n644,0\n729,8\n1369,4\n-81,4\nMar\n534,7\n721,2\n1255,9\n-186,5\nApr\n513,5\n710,5\n1223,9\n-197,0\nMay\n583,0\n741,0\n1324,0\n-157,9\nJun\n524,0\n746,7\n1270,7\n-222,7\nJul\n548,3\n823,1\n1371,4\n-274,8\nAug\n674,0\n872,8\n1546,8\n-198,7\nSource: ZIMSTAT, 2024\nTABLE 13 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_August_2024.pdf"}
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+{"doc_id": "f667d3367230d125ceb8e476949591a2", "text": "[Date] \n \n \n \n \nJULY 2015 \n \n \ni \n \nMONTHLY ECONOMIC REVIEW \nTABLE OF CONTENTS \nSELECTED ECONOMIC INDICATORS ________________________________________ 1 \nSTOCK MARKET DEVELOPMENTS __________________________________________ 2 \nMONETARY DEVELOPMENTS ______________________________________________ 2 \nINFLATION OUTTURN ______________________________________________________ 4 \nAnnual Inflation __________________________________________________________________ 4 \nMonthly Inflation _________________________________________________________________ 5 \nNATIONAL PAYMENTS SYSTEM ____________________________________________ 5 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ______________________________ 5 \nCard Based Transactions ___________________________________________________________ 5 \nMobile and Internet Based Transactions ______________________________________________ 5 \nCheque Transactions ______________________________________________________________ 5 \n \n \n \n \n \n \n1 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n2015 \nJune \n2015 \nJuly \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n44.3 \n39.4 \n-11.2% \nZ.S.E. Industrial Index1 \n148.4 \n145.4 \n-2.1% \nMoney Supply (US$)2 \n4 544.0 million \n4 474.0 million \n1.5% \nMoney Supply (M3) Annual Growth2 \n5.1% \n5.9% \n \nYearly Inflation3 \n-2.8% \n-2.8% \n \nMonthly Inflation3 \n \n-0.1% \n \n \n0.1% \n \n \nNominal Lending Rate \n5.0-25.0% \n5.0-25.0% \n \nSources: \n1 Zimbabwe Stock Exchange (ZSE) \n2 Reserve Bank of Zimbabwe (RBZ) \n3 Zimbabwe National Statistics Agency \n(ZIMSTAT) \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \nMONTHLY ECONOMIC REVIEW \n2 \n \nSTOCK MARKET DEVELOPMENTS \nDuring the month of July 2015, global stock markets \nexperienced significant weakening, amid high \nvolatility in the Chinese stock market. The continued \ndecline in oil prices, however, supported non-oil \nproducing countries and reduced the losses in the \nlatter’s stock markets. \nMajor African stock markets were also weaker in July \nwith Kenya recording the largest loss of 12.4%.The \nlosses in Kenya were largely due to the weakening of \nthe Kenyan shilling as a result of a deterioration in its \nexternal trade position. \nIn Zimbabwe, bearish sentiments continued to \ndominate the local bourse, with the industrial index \ndeclining from 148.4 points in June to 145.4 points in \nJuly 2015. The mining index also declined by 11.2% \nto 39.4 points, during the same period. \n \n \nTrading volumes, however, improved supported by a \nspecial bargain in the shares of Art Corporation on the \nZimbabwe stock market. The volume of trade rose by \n95.4% from 80.4 million shares in June to \n157.2 million shares in July 2015. Market turnover \ndeclined from US$23.3 million in May 2015 to \nUS$14.5 million in June 2015, in tandem with the \nexisting bearish conditions. \n \n \nSource: Zimbabwe Stock Exchange, 2015 \nIn line with the declining trend, market capitalization \nfell from US$3 864.8 million in June to \nUS$3 812.7 million in July 2015. \n0\n50\n100\n150\n200\n250\n30-Oct-12\n30-Jan-13\n30-Apr-13\n31-Jul-13\n31-Oct-13\n31-Jan-14\n30-Apr-14\n31-Jul-14\n31-Oct-14\n31-Jan-15\n30-Apr-15\n31-Jul-15\nFigure 1: ZSE Indices\nIndustrial\nMining\n0.00\n0.50\n1.00\n1.50\n2.00\n2.50\n3.00\n3.50\n4.00\n4.50\n0.00\n20.00\n40.00\n60.00\n80.00\n100.00\n120.00\n140.00\n01-May-15\n06-May-15\n11-May-15\n16-May-15\n21-May-15\n26-May-15\n31-May-15\n05-Jun-15\n10-Jun-15\n15-Jun-15\n20-Jun-15\n25-Jun-15\n30-Jun-15\n05-Jul-15\n10-Jul-15\n15-Jul-15\n20-Jul-15\n25-Jul-15\n30-Jul-15\nVALUES TRADED (US$ MILLIONS)\nVOLUMES TRADED (MILLIONS)\nFigure 2: ZSE: Daily Volumes and \nFigure 2: ZSE: Daily Volumes and Values Traded\nValues Traded\nVolume\nTurnover\nSource: Zimbabwe Stock Exchange, 2015 \n \n \nMONTHLY ECONOMIC REVIEW \n3 \n \nMONETARY DEVELOPMENTS \n \nAnnual broad money1 supply growth continued on an \nupward trend, rising to 5.9% in July 2015, from 5.1% \nin June 2015. Monthly broad money supply growth, \nhowever, \nrecorded \na \n1.54% \ndecline, \nfrom \nUS$4 544.0 million in June to US$4 474 million in \nJuly 2015. \n \nSource: Reserve Bank of Zimbabwe, 2015 \nAnnual growth in broad money was largely \nunderpinned by increases in long term deposits, \nwhich recorded a 16.4% growth during the period \nunder review. Savings, short term and demand \ndeposits rose by 9.4%, 2.0% and 1.8%, respectively. \nIn terms of composition, demand deposits accounted \n \n1 Broad money is made up of the consolidated deposits of the entire banking sector which amounted \nto US$4.47 billion in July 2015. The process of consolidation entails netting off of all interbank \ntransactions, including intra-sectoral deposits. Broad money computation, also nets out \ngovernment and non-resident deposits. \nfor 46.72%; short term, 16.96%; long term, 23.2%; \nand savings deposits, 13.3% of total deposits. \n \n \nAnnual growth in total banking sector credit to the \ndomestic economy decelerated to 18.5% in July 2015, \nfrom 20.5% in June 2015. On a monthly basis, \nbanking sector credit declined by 1.0% from \nUS$5 030.6 in June 2015, to US$4 981.5 million in \nJuly 2015. \nOn an annual basis, growth in credit to the private \nsector was 1.9% in July 2015, down from 3.9% in \nJune 2015. On a monthly basis, however, growth in \ncredit to the private sector, rose by 0.8% from \nUS$3 \n741.7 \nmillion \nin \nJune \n2015, \nto \nUS$3 772.8 million in July 2015. \n \n-5\n0\n5\n10\n15\n20\n25\n 3.4\n 3.6\n 3.8\n 4.0\n 4.2\n 4.4\n 4.6\nJan\nMar\nMay\nJul\nSep\nNov\nJan\nMar\nMay\nJul\nSep\nNov\nJan\nMar\nMay\nJul\n%\nUS$ BILLIONS\nFigure 3: Money Supply\nFigure 3: Money Supply\nM3\nM3 Annual Growth\nShort \nTerm\n17%\nLong Term \n23%\nDemand\n47%\nSavings\n13%Figure 4: Banking Sector Deposits\nFigure 4: Banking Sector DepositsJuly 2015\nJuly 2015\nSource: Reserve Bank of Zimbabwe, 2015 \n \n \nMONTHLY ECONOMIC REVIEW \n4 \n \nIn terms of composition, loans and advances \nconstituted 83.4% of the total credit to the private \nsector, mortgages advanced by building societies, \n12.2%; \nother \ninvestments, \n3.2%; \nbankers’ \nacceptances, 0.7%; and bills discounted, 0.6% in July \n2015. \n \nSource: Reserve Bank of Zimbabwe, 2015 \nOn a sectoral basis, credit was distributed as follows: \nagriculture (20.3%); distribution (16.3%); services \nincluding tourism (14.4%); manufacturing (14.4%); \nmining (6.4%); transport and communications \n(3.4%); and construction (0.9%). Credit to \nhouseholds remained high at 20% of total credit to the \nprivate sector in July 2015. \nCredit to the private sector was mainly channelled \ntowards asset purchases, 43.7%; inventory build-up, \n34.2%; consumer durables, 12.8%; and vehicle \npurchases, 3.1%. The proportion of borrowed funds \nutilised for capital development remained low at \n4.7% of total loans and advances. In terms of \nallocation, the procurement of plant and equipment, \nland development, and office equipment, accounted \nfor 3.29%, 0.96% and 0.47%, respectively, of total \nloans and advances. \nINFLATION OUTTURN \n \nAnnual Inflation \nAnnual headline inflation increased marginally, from \n-2.81% in June 2015 to -2.77% in July 2015, on \naccount of a rise in non-food inflation. The sustained \ndeclines in both food and non-food prices have \nresulted in the year-on-year inflation rate remaining \nin the negative since October 2014. \n \nSource: ZIMSTAT, 2015 \nThe year-on-year food inflation declined further from \n-3.3% in June 2015 to -3.7% in July 2015, largely \nweighed down by declines in the prices of bread and \ncereals, vegetables, meat, and oils and fats, among \nother food items. \nThe decline in bread and cereal prices could be \nattributed to the general decline in global cereal prices \nLoans & Advances\n83.39%\nBills \nDiscounted\n0.55%\nBankers \nacceptances\n0.65%\nOther \ninvestments\n3.18%\nMortgages\n12.23%Figure 5: Credit to Private Sector\nFigure 5: Credit to Private SectorJuly 2015\nJuly 2015\n-4\n-3\n-2\n-1\n0\n1\n2\nJul-13\nAug-13\nSep-13\nOct-13\nNov-13\nDec-13\nJan-14\nFeb-14\nMar-14\nApr-14\nMay-14\nJun-14\nJul-14\nAug-14\nSep-14\nOct-14\nNov-14\nDec-14\nJan-15\nFeb-15\nMar-15\nApr-15\nMay-15\nJun-15\nJul-15\nFigure 6: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n \n \nMONTHLY ECONOMIC REVIEW \n5 \n \nas reflected by the fall in the Food and Agriculture \nOrganization (FAO) Cereal Price Index. The Cereal \nPrice Index declined from 185.2 in July 2014 to 166.5 \nin July 2015. \nAnnual non-food inflation firmed from -2.6% in June \n2015 to -2.4% in July 2015. This followed declines in \nhousing, water, electricity, gas and other fuels; \ncommunication; furniture, household equipment and \nmaintenance; education and transport, among others. \nPartially offsetting the decreases were increases in \nalcoholic beverages and tobacco and health. \n \nMonthly Inflation \nMonth-on-month inflation moved from negative \nterritory for first time since August 2014, recording a \nrate of 0.1% in July 2015. This represented a 0.2 \npercentage points gain on the -0.1% recorded in June \n2015. The decrease in monthly food inflation was \nlargely outweighed by the increase in non-food \ninflation, resulting in positive monthly inflation. \n \nMonth-on-month food inflation declined from \n-0.5% in June 2015 to -0.8% in July 2015, weighed \ndown by decreases in bread and cereals, meat, and \nvegetables, among others. \n \nOn the other hand, monthly non-food inflation \naccelerated from 0.01% in June 2015 to 0.5% in July \n2015, driven by increases in education, alcoholic \nbeverages and tobacco and health services. Declines \nin furniture and household equipment and housing, \nwater and electricity, gas and other fuels, however, \npartially offset the increases. \nNATIONAL PAYMENTS SYSTEM \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system in July 2015 decreased by 1% to \nUS$4.0 billion from US$4.0 billion recorded in June \n2015. The volume of transactions registered an \nincrease of 1% from 196 410 to 199 101 in the same \nperiod. \nSource: Reserve Bank of Zimbabwe, 2015 \nCard Based Transactions \nCard \nbased \ntransactions \nincreased \nfrom \nUS$457.2 million in June 2015, to US$487 million in \nvalue in July 2015. \n \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions decreased from US$575.3 million in \nJune 2015, to US$519.7 million in July 2015. \n \nCheque Transactions \nThe value of cheque transactions declined from \nUS$15.4 million in July 2015, to US$12.6 million in \nJuly 2015. \n \nRESERVE BANK OF ZIMBABWE \nAUGUST 2015\n -\n 0.5\n 1.0\n 1.5\n 2.0\n 2.5\n 3.0\n 3.5\n 4.0\n 4.5\n 5.0\nJul-12\nNov-12\nMar-13\nJul-13\nNov-13\nMar-14\nJul-14\nNov-14\nMar-15\nJul-15\n -\n 50\n 100\n 150\n 200\n 250\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 7: Z\nFigure 7: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n \n6 \n \nMONTHLY ECONOMIC REVIEW \nStatistical Tables \n \n \n1. Monetary Statistics \n \n1.1 Monetary Aggregates \n \n \n \n \n \n 8 \n \n1.2 Broad Money Survey \n \n \n \n \n \n9 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n10 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n11 \n \n 2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 12 \n \n2.2 Sectoral Analysis of Commercial Banks Deposits \n \n13 \n \n \n \n3. External Statistics \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n14 \n \n4. Interest Rates \n \n4.1 Lending Rates \n \n \n \n \n \n \n15 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n16 \n \n5. Inflation \n \n5.1 Monthly Inflation \n \n \n \n \n \n17 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n18 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n19 \n \n7. Commercial Banks \n \n7.1 Assets \n \n \n \n \n \n \n \n20 \n \n7.2 Liabilities \n \n \n \n \n \n \n21 \n \n \nMONTHLY ECONOMIC REVIEW \n7 \n \n \n8. Merchant Banks \n \n8.1 Assets \n \n \n \n \n \n \n \n22 \n \n8.2 Liabilities \n \n \n \n \n \n \n23 \n \n 9. Building Societies \n \n9.1 Assets \n \n \n \n \n \n \n \n24 \n \n9.2 Liabilities \n \n \n \n \n \n \n25 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n26 \n \n11. Savings with Financial Institutions \n \n \n \n \n27 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n28 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n29 \n \n13.2 Volumes of Transactions \n \n \n \n \n30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n8 \n \nMONTHLY ECONOMIC REVIEW \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nMay\nJune\nJuly\nAugust\nSeptember\nOctober\nNovember\nDecember\nJanuary\nFebruary\nMarch\nApril\nMay\nJune\nJuly\nBond Coins\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n298.6\n567.1\n1,096.7\n1,294.0\n1,749.3\n2,316.7\n2,684.1\n2,719.3\nRBZ Demand Deposits\n71.9\n96.6\n95.9\n95.8\n93.7\n94.4\n94.0\n144.5\n714.7\n898.5\n545.0\n491.6\n340.2\n4,035.0\n3,889.6\nComm. Banks Dem. Deposits\n2,173,283.2\n2,120,102.4\n2,011,296.3\n2,084,005.9\n2,089,784.7\n2,162,566.6\n2,124,944.0\n2,121,401.6\n1,967,789.9\n1,978,595.1\n2,051,081.7\n1,990,235.2\n2,017,918.3\n2,112,470.2\n2,023,527.6\nMerchant Banks Dem. Deposits\n42,779.8\n42,779.8\n42,560.1\n36,379.5\n40,922.6\n39,909.5\n39,446.4\n36,942.7\n39,049.7\n38,382.5\n68,611.1\n63,935.0\n63,899.2\n62,949.9\n62,949.9\nM1\n2,216,134.9\n2,162,978.8\n2,053,952.3\n2,120,481.2\n2,130,801.0\n2,202,570.5\n2,164,484.4\n2,158,787.4\n2,008,121.3\n2,018,972.8\n2,121,531.8\n2,056,411.0\n2,084,474.4\n2,182,139.2\n2,093,086.3\nComm. Banks Savings Deposits\n223,445.3\n253,857.5\n236,942.8\n256,908.6\n272,392.1\n252,758.2\n250,745.7\n267,179.5\n282,832.4\n240,444.7\n230,198.0\n267,921.4\n275,167.8\n248,074.6\n239,113.1\nBuilding Soc. Savings Deposits\n241,398.4\n234,278.6\n228,203.4\n232,305.6\n230,155.7\n236,100.8\n253,699.7\n236,423.8\n233,498.2\n238,848.9\n244,746.0\n256,526.3\n280,947.9\n279,625.3\n275,914.5\nP O S B Savings Deposits\n64,831.6\n68,218.1\n68,388.5\n68,651.3\n68,147.5\n65,414.5\n70,142.9\n69,601.1\n70,144.8\n72,839.1\n75,993.4\n74,678.1\n71,195.6\n73,397.6\n68,785.7\nComm. Banks U-30 Day Deposits\n685,132.2\n669,439.9\n596,373.1\n629,496.8\n651,068.5\n686,998.0\n630,856.1\n654,559.9\n638,395.6\n574,946.1\n645,401.5\n607,334.3\n670,242.5\n707,686.1\n587,421.2\nMerchant Banks U-30 Day Deposits\n34,572.1\n33,202.1\n33,787.2\n40,442.4\n33,929.0\n33,679.6\n33,288.9\n31,176.0\n40,928.2\n40,362.2\n12,132.4\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. U- 30 Day Deposits\n164,622.3\n175,432.1\n113,937.3\n126,458.5\n149,478.7\n116,270.3\n113,090.1\n144,211.5\n127,399.4\n149,834.6\n152,280.6\n189,428.7\n175,953.7\n188,805.2\n171,250.8\nM2\n3,630,137.0\n3,597,407.0\n3,331,584.7\n3,474,744.4\n3,535,972.5\n3,593,792.1\n3,516,307.8\n3,561,939.1\n3,401,319.9\n3,336,248.4\n3,482,283.7\n3,452,299.9\n3,557,981.9\n3,679,728.0\n3,435,571.5\nComm. Banks O-30 Day Deposits\n438,431.5\n489,568.8\n577,592.3\n516,231.3\n540,278.5\n492,200.3\n508,747.2\n449,703.8\n544,421.5\n597,685.2\n503,769.1\n618,804.9\n536,216.7\n509,642.0\n651,895.8\nMerchant Banks O-30 Day Deposits\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\nBuilding Soc. O- 30 Day Deposits\n233,243.8\n212,224.9\n287,853.4\n304,479.1\n280,499.3\n337,930.1\n359,491.3\n365,334.8\n366,978.6\n375,166.9\n355,362.1\n340,739.4\n364,490.5\n326,111.5\n351,579.9\nBuilding Soc. Other Share Deposits\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\n11,266.6\nP O S B Time Deposits\n12,651.5\n13,098.6\n15,773.0\n15,354.3\n20,485.8\n22,070.6\n19,652.7\n15,174.4\n16,138.8\n17,519.8\n17,638.5\n15,733.8\n18,011.8\n17,261.6\n23,646.5\nM3\n4,325,730.4\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.7\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,886.9\n4,370,320.0\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n2015\nTABLE 1.1 : MONETARY AGGREGATES\n US$ Thousands\n2014\n \n \nMONTHLY ECONOMIC REVIEW \n9 \n \n \n \n \nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nNET FOREIGN ASSETS \n-585,616.7\n-595,417.7\n-701,074.2\n-627,733.6\n-536,234.0\n-598,846.1\n-767,824.4\n-719,401.4\n-714,190.6\n-763,306.5\n-565,959.3\n-636,028.1\n-681,066.5\n-775,512.6\n-723,772.8\n Assets\n1,190,209.8\n1,126,637.1\n1,027,150.0\n1,079,627.1\n1,105,902.8\n999,042.7\n827,514.2\n896,179.7\n830,959.4\n737,833.5\n816,079.6\n755,493.4\n811,200.4\n926,353.7\n843,689.2\n Reserve Bank (RBZ)\n410,904.2\n374,556.5\n327,295.3\n411,681.6\n620,484.9\n508,155.9\n334,534.3\n363,181.1\n356,661.9\n280,889.9\n282,170.1\n282,900.6\n303,218.6\n453,986.1\n395,771.0\n Deposit Money Banks (DMBs) \n700,802.8\n685,339.5\n623,693.1\n604,460.0\n414,981.4\n432,341.0\n416,989.8\n463,112.7\n405,880.7\n400,473.5\n469,563.3\n424,368.1\n418,721.9\n390,608.3\n361,517.6\n Other Banking Institutions (OBIs) \\1\n78,502.7\n66,741.0\n76,161.6\n63,485.5\n70,436.5\n58,545.8\n75,990.2\n69,886.0\n68,416.9\n56,470.0\n64,346.2\n48,224.7\n89,260.0\n81,759.3\n86,400.6\n Liabilities \\2\n-1,775,826.5\n-1,722,054.8\n-1,728,224.2\n-1,707,360.7\n-1,642,136.8\n-1,597,888.8\n-1,595,338.6\n-1,615,581.1\n-1,545,150.0\n-1,501,140.0\n-1,382,038.9\n-1,391,521.5\n-1,492,266.9\n-1,701,866.3\n-1,567,462.0\n RBZ\n1,152,736.3\n1,141,906.4\n1,136,091.5\n1,117,663.4\n1,037,740.5\n1,035,611.2\n1,030,053.8\n1,020,936.5\n1,007,096.0\n1,009,161.8\n858,095.4\n894,207.5\n868,931.4\n1,093,306.3\n1,039,959.7\n DMBs\n598,403.2\n545,347.3\n562,067.8\n553,968.9\n550,158.8\n508,060.2\n510,711.1\n540,423.0\n483,463.5\n438,356.5\n473,182.2\n448,998.0\n574,792.7\n560,305.8\n478,956.0\n OBIs\n24,687.0\n34,801.1\n30,065.0\n35,728.4\n54,237.5\n54,217.5\n54,573.7\n54,221.6\n54,590.6\n53,621.8\n50,761.3\n48,315.9\n48,542.8\n48,254.1\n48,546.3\nNET DOMESTIC ASSETS \n4,911,347.2\n4,918,983.6\n4,925,144.1\n4,949,809.4\n4,924,736.6\n5,056,105.8\n5,183,290.0\n5,122,820.1\n5,054,316.0\n5,101,193.5\n4,936,279.4\n5,074,872.7\n5,169,034.0\n5,319,522.4\n5,197,733.1\nDOMESTIC CREDIT\n4,138,311.2\n4,174,067.9\n4,205,226.6\n4,234,468.5\n4,267,182.2\n4,331,335.1\n4,352,932.2\n4,378,653.6\n4,231,495.4\n4,249,052.3\n4,371,027.6\n4,529,777.2\n4,817,875.2\n4,869,072.4\n4,981,511.5\n Claims on Government (net) \n468,461.4\n498,617.0\n423,988.3\n437,473.4\n442,435.9\n470,504.6\n462,425.7\n515,636.4\n544,026.1\n549,179.2\n537,675.3\n665,258.8\n950,594.0\n1,074,237.6\n1,160,044.8\n RBZ\n-1,178.9\n-1,179.1\n-46,158.3\n-25,974.8\n-35,915.4\n-14,433.2\n-14,031.5\n-25,063.7\n-12,594.0\n-12,908.0\n-22,274.1\n98,377.6\n97,847.8\n91,807.5\n243,082.9\n DMBs\n429,476.7\n459,632.5\n429,983.1\n411,866.1\n426,769.3\n433,084.8\n443,478.0\n487,962.9\n504,696.7\n510,080.3\n500,344.5\n498,836.6\n784,428.5\n904,112.3\n845,865.3\n OBIs\n40,163.5\n40,163.5\n40,163.5\n51,582.0\n51,582.0\n51,852.9\n32,979.1\n52,737.2\n51,923.4\n52,007.0\n59,604.9\n68,044.6\n68,317.8\n78,317.8\n71,096.6\n Claims on Public Enterprises \n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n71,543.2\n102,474.3\n104,306.3\n53,148.2\n48,641.8\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n DMBs\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n Agri-PEs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n Other\n78,383.6\n73,173.2\n77,393.8\n70,324.8\n72,390.6\n72,375.0\n66,661.0\n66,750.2\n64,967.7\n68,944.3\n69,816.8\n100,742.9\n102,436.0\n51,254.0\n46,510.3\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n994.2\n783.2\n705.1\n200.0\n Claims on Private Sector\n3,591,466.2\n3,602,277.7\n3,703,844.6\n3,726,670.4\n3,752,355.7\n3,788,455.5\n3,823,845.6\n3,796,267.1\n3,622,501.6\n3,630,928.8\n3,761,809.1\n3,762,044.1\n3,762,974.9\n3,741,686.6\n3,772,824.9\n RBZ\n34,745.1\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n34,725.3\n31,409.0\n31,558.0\n31,155.6\n51,689.8\n66,722.4\n DMBs\n2,956,036.4\n2,955,853.5\n3,013,188.5\n3,016,709.8\n3,021,389.7\n3,016,750.9\n3,036,795.2\n3,010,101.6\n2,835,002.6\n2,824,415.9\n2,960,892.4\n2,948,993.7\n2,960,917.8\n2,900,630.1\n2,910,157.5\n OBIs\n600,684.7\n611,698.9\n655,930.8\n675,235.3\n696,240.7\n736,979.3\n752,325.1\n751,440.3\n752,773.8\n771,787.7\n769,507.7\n781,492.4\n770,901.6\n789,366.8\n795,945.0\nOTHER ITEMS (NET) \n773,035.9\n744,915.7\n719,917.4\n715,340.8\n657,554.4\n724,770.7\n830,357.8\n744,166.4\n822,820.5\n852,141.2\n565,251.8\n545,095.4\n351,158.7\n450,450.0\n216,221.6\nBROAD MONEY (M3) \n4,325,730.5\n4,323,565.9\n4,224,069.9\n4,322,075.8\n4,388,502.6\n4,457,259.7\n4,415,465.6\n4,403,418.7\n4,340,125.3\n4,337,887.0\n4,370,320.1\n4,438,844.6\n4,487,967.5\n4,544,009.7\n4,473,960.3\n1. Building societies and P. O. S. B.\n2. Sign reversal.\nTABLE 1.2 : BROAD MONEY SURVEY\nUS$ Thousands\n2014\n2015\n \n \nMONTHLY ECONOMIC REVIEW \n10 \n \n \n \n \n \n \n \n \n \nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nNET FOREIGN ASSETS \n110,226.8\n-9,801.0\n-105,656.4\n73,340.6\n91,499.6\n-62,612.2\n-168,978.3\n48,423.1\n5,210.8\n-49,115.9\n197,347.2\n-70,068.7\n-45,038.4\n-94,446.1\n51,739.9\n Assets\n126,605.3\n-63,572.7\n-99,487.0\n52,477.1\n26,275.7\n-106,860.1\n-171,528.5\n68,665.5\n-65,220.3\n-93,125.9\n78,246.1\n-60,586.2\n55,707.0\n115,153.3\n-82,664.5\n Reserve Bank (RBZ)\n51,044.8\n-36,347.7\n-47,261.2\n84,386.3\n208,803.3\n-112,329.0\n-173,621.7\n28,646.8\n-6,519.2\n-75,771.9\n1,280.1\n730.6\n20,317.9\n150,767.5\n-58,215.1\n Deposit Money Banks (DMBs)\n72,237.8\n-15,463.3\n-61,646.4\n-19,233.1\n-189,478.6\n17,359.6\n-15,351.2\n46,122.9\n-57,232.0\n-5,407.1\n69,089.7\n-45,195.2\n-5,646.2\n-28,113.6\n-29,090.7\n Other Banking Institutions (OBIs) \\1\n3,322.7\n-11,761.7\n9,420.6\n-12,676.1\n6,951.0\n-11,890.7\n17,444.4\n-6,104.2\n-1,469.1\n-11,946.9\n7,876.2\n-16,121.6\n41,035.3\n-7,500.7\n4,641.3\n Liabilities \\2\n-16,378.5\n53,771.7\n-6,169.4\n20,863.4\n65,223.9\n44,248.0\n2,550.2\n-20,242.5\n70,431.1\n44,010.0\n119,101.1\n-9,482.6\n-100,745.5\n-209,599.4\n134,404.3\n RBZ\n-2,727.0\n-10,829.9\n-5,814.9\n-18,428.0\n-79,922.9\n-2,129.4\n-5,557.4\n-9,117.3\n-13,840.5\n2,065.8\n-151,066.4\n36,112.1\n-25,276.1\n224,375.0\n-53,346.7\n DMBs\n19,309.6\n-53,055.9\n16,720.4\n-8,098.8\n-3,810.2\n-42,098.6\n2,651.0\n29,711.9\n-56,959.6\n-45,107.0\n34,825.7\n-24,184.2\n125,794.7\n-14,486.9\n-81,349.8\n OBIs\n-204.2\n10,114.1\n-4,736.2\n5,663.4\n18,509.2\n-20.0\n356.2\n-352.1\n369.0\n-968.8\n-2,860.4\n-2,445.4\n226.9\n-288.7\n292.2\nNET DOMESTIC ASSETS \\3\n-14,954.9\n7,636.5\n6,160.4\n24,665.3\n-25,072.8\n131,369.2\n127,184.2\n-60,469.9\n-68,504.1\n46,877.5\n-164,914.1\n138,593.3\n94,161.3\n150,488.4\n-121,789.3\nDOMESTIC CREDIT\n-11,826.2\n35,756.7\n31,158.7\n29,241.9\n32,713.7\n64,152.8\n21,597.2\n25,721.4\n-147,158.2\n17,556.9\n121,975.3\n158,749.6\n288,098.0\n51,197.2\n112,439.1\n Claims on Government (net) \n-8,455.9\n30,155.7\n-74,628.7\n13,485.1\n4,962.5\n28,068.6\n-8,078.9\n53,210.7\n28,389.7\n5,153.1\n-11,503.9\n127,583.5\n285,335.2\n123,643.6\n85,807.2\n RBZ\n0.0\n-0.2\n-44,979.3\n20,183.6\n-9,940.6\n21,482.2\n401.6\n-11,032.2\n12,469.7\n-314.0\n-9,366.0\n120,651.7\n-529.8\n-6,040.3\n151,275.4\n DMBs\n-8,455.9\n30,155.8\n-29,649.5\n-18,117.0\n14,903.2\n6,315.6\n10,393.2\n44,484.8\n16,733.8\n5,383.6\n-9,735.8\n-1,507.9\n285,591.8\n119,683.9\n-58,247.0\n OBIs\n0.0\n0.0\n0.0\n11,418.5\n0.0\n270.8\n-18,873.7\n19,758.1\n-813.8\n83.5\n7,597.9\n8,439.7\n273.1\n10,000.0\n-7,221.2\n Claims on Public Enterprises \n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n2,598.9\n30,931.2\n1,832.0\n-51,158.1\n-4,506.4\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n349.8\n102.0\n742.4\n DMBs\n90.9\n-5,210.4\n4,220.6\n-7,069.0\n2,065.8\n-15.6\n-5,714.0\n89.2\n-1,782.4\n3,976.6\n872.5\n30,926.1\n1,693.1\n-51,182.0\n-4,743.6\n Agri-PEs\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n-1,514.5\n-1,515.5\n-1,515.5\n-1,516.5\n-1,517.5\n-1,518.5\n-1,519.5\n-1,520.5\n-1,521.5\n-1,522.5\n-1,523.5\n Other\n6,989.7\n1,698.5\n5,736.8\n-5,558.0\n3,580.4\n1,499.9\n-4,198.5\n1,605.7\n-264.9\n5,495.1\n2,392.0\n32,446.6\n3,214.7\n-49,659.5\n-3,220.1\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n-732.2\n-211.0\n-78.1\n-505.2\n Claims on Private Sector\n-3,461.1\n10,811.4\n101,566.9\n22,825.8\n25,685.3\n36,099.8\n35,390.1\n-27,578.5\n-173,765.5\n8,427.2\n130,880.3\n234.9\n930.9\n-21,288.3\n31,138.3\n RBZ\n0.0\n-19.8\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n-3,316.3\n149.0\n-402.4\n20,534.2\n15,032.7\n DMBs\n-12,524.1\n-182.9\n57,335.0\n3,521.2\n4,680.0\n-4,638.8\n20,044.3\n-26,693.6\n-175,099.0\n-10,586.7\n136,476.5\n-11,898.7\n11,924.1\n-60,287.7\n9,527.4\n OBIs\n9,063.0\n11,014.2\n44,231.9\n19,304.6\n21,005.3\n40,738.6\n15,345.8\n-884.9\n1,333.5\n19,013.9\n-2,280.0\n11,984.7\n-10,590.8\n18,465.2\n6,578.2\nOTHER ITEMS (NET) \n-3,128.7\n-28,120.2\n-24,998.3\n-4,576.6\n-57,786.4\n67,216.3\n105,587.1\n-86,191.4\n78,654.1\n29,320.6\n-286,889.4\n-20,156.4\n-193,936.7\n99,291.2\n-234,228.4\nBROAD MONEY (M3) \n95,271.9\n-2,164.5\n-99,496.0\n98,005.9\n66,426.9\n68,757.0\n-41,794.1\n-12,046.9\n-63,293.4\n-2,238.4\n32,433.1\n68,524.5\n49,122.9\n56,042.3\n-70,049.4\n Broad Money (M3) \n2.3%\n-0.1%\n-2.3%\n2.3%\n1.5%\n1.6%\n-0.9%\n-0.3%\n-1.4%\n-0.1%\n0.7%\n1.57%\n1.11%\n1.2%\n-1.54%\n Domestic Credit \n-0.3%\n0.9%\n0.7%\n0.7%\n0.8%\n1.5%\n0.5%\n0.6%\n-3.4%\n0.4%\n2.9%\n3.63%\n6.36%\n1.1%\n2.31%\n Claims on Private Sector\n-0.1%\n0.3%\n2.8%\n0.6%\n0.7%\n1.0%\n0.9%\n-0.7%\n-4.6%\n0.2%\n3.6%\n0.01%\n0.02%\n-0.6%\n0.83%\n2014\n2015\nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3)\n US$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n11 \n \n \n \nMAY\nJUNE\nJULY\nAUGUST\nSEPTEMBER\nOCTOBER\nNOVEMBER\nDECEMBER\nJANUARY\nFEBRUARY\nMARCH\nAPRIL\nMAY\nJUNE\nJULY\nNET FOREIGN ASSETS \n-97,000.4\n174,984.2\n121,341.3\n256,709.5\n278,254.4\n251,490.3\n233,974.4\n90,771.0\n132,431.5\n36,127.1\n250,879.1\n59,815.5\n-95,449.8\n-180,094.9\n-22,698.6\n Assets\n124,519.6\n132,134.9\n59,355.9\n147,638.2\n30,394.8\n4,716.6\n-29,140.7\n-145,986.2\n-178,961.3\n-294,685.4\n-205,308.8\n-308,111.1\n-379,009.3\n-200,283.4\n-183,460.8\n Reserve Bank (RBZ)\n-60,760.6\n-87,240.5\n-35,011.5\n124,065.4\n275,699.8\n185,705.6\n69,707.4\n24,693.2\n1,841.7\n-84,185.9\n-74,987.2\n-76,958.8\n-107,685.7\n79,429.5\n68,475.7\n Deposit Money Banks (DMBs)\n153,245.8\n197,101.5\n87,011.4\n37,263.5\n-248,474.2\n-168,281.7\n-114,069.3\n-180,447.4\n-204,438.1\n-219,094.2\n-115,561.0\n-204,196.9\n-282,081.0\n-294,731.2\n-262,175.5\n Other Banking Institutions (OBIs) \\1\n32,034.3\n22,274.0\n7,356.1\n-13,690.7\n3,169.2\n-12,707.3\n15,221.1\n9,767.9\n23,635.1\n8,594.7\n-14,760.6\n-26,955.3\n10,757.3\n15,018.3\n10,239.0\n Liabilities \\2\n-221,520.0\n42,849.2\n61,985.4\n109,071.4\n247,859.6\n246,773.7\n263,115.2\n236,757.2\n311,392.8\n330,812.5\n456,187.9\n367,926.6\n283,559.6\n20,188.5\n160,762.2\n RBZ\n18,630.8\n3,844.4\n-7,035.3\n-22,202.4\n-108,893.9\n-114,916.2\n-117,925.2\n-129,214.3\n-141,597.9\n-142,138.7\n-294,509.5\n-261,255.8\n-283,804.9\n-48,600.0\n-96,131.8\n DMBs\n204,827.4\n-54,779.1\n-63,362.3\n-101,759.1\n-172,362.2\n-165,096.0\n-178,769.8\n-131,012.2\n-198,281.1\n-217,181.2\n-187,715.9\n-130,095.6\n-23,610.5\n14,958.5\n-83,111.7\n OBIs\n-1,938.2\n8,085.5\n8,412.1\n14,890.2\n33,396.5\n33,238.5\n33,579.8\n23,469.3\n28,486.1\n28,507.4\n26,037.5\n23,424.8\n23,855.8\n13,453.0\n18,481.3\nNET DOMESTIC ASSETS \\3\n404,589.2\n310,374.5\n247,806.9\n269,129.6\n199,588.8\n254,086.5\n374,380.8\n380,322.6\n319,048.5\n279,980.3\n25,501.8\n148,570.5\n257,686.8\n400,538.7\n272,589.1\nDOMESTIC CREDIT\n267,298.2\n238,021.8\n238,960.1\n245,653.9\n260,891.3\n252,119.7\n261,621.9\n309,956.1\n245,588.9\n134,866.3\n190,918.6\n379,639.8\n679,564.0\n695,004.5\n776,284.9\n Claims on Government (net) \n256,239.5\n292,427.5\n191,715.5\n203,355.4\n213,821.1\n170,818.5\n130,627.9\n157,639.0\n185,227.8\n122,671.7\n47,442.1\n188,341.5\n482,132.6\n575,620.5\n736,056.5\n RBZ\n0.8\n649.4\n-42,670.8\n-24,732.7\n-34,718.8\n-12,964.3\n-12,843.3\n-23,881.4\n-11,412.3\n-11,726.2\n-21,094.5\n99,556.4\n99,026.6\n92,986.5\n289,241.2\n DMBs\n236,596.5\n271,848.2\n214,456.4\n196,739.8\n217,191.5\n152,163.6\n150,725.7\n168,946.7\n184,880.3\n122,554.5\n49,095.3\n60,904.0\n354,951.8\n444,479.8\n415,882.2\n OBIs\n19,642.1\n19,929.9\n19,929.9\n31,348.4\n31,348.4\n31,619.3\n-7,254.5\n12,573.7\n11,759.9\n11,843.4\n19,441.3\n27,881.1\n28,154.2\n38,154.2\n30,933.0\n Claims on Public Enterprises \n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-7,984.8\n24,181.6\n25,922.7\n-20,025.0\n-28,752.0\n RBZ\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n737.3\n1,087.1\n1,189.1\n1,931.5\n DMBs\n14,778.7\n9,544.5\n15,219.5\n9,961.8\n12,580.8\n12,950.8\n5,816.2\n6,105.2\n4,414.7\n8,255.0\n-9,711.2\n22,450.1\n24,052.3\n-21,919.3\n-30,883.4\n Agri-PEs\n-5,259.3\n-5,260.3\n-5,261.3\n-5,262.3\n-5,263.3\n-5,003.2\n-5,004.2\n-5,005.2\n-7,246.8\n-7,246.8\n-6,896.5\n-6,898.8\n-6,908.9\n-1,516.3\n-1,511.0\n Other\n20,038.0\n14,804.8\n20,480.8\n15,224.1\n17,844.1\n17,954.0\n10,820.4\n11,110.4\n11,661.5\n15,501.8\n-2,814.7\n29,348.9\n30,961.2\n-20,403.0\n-29,372.5\n OBIs\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n0.0\n1,726.4\n994.2\n783.2\n705.1\n200.0\n Claims on Private Sector\n-3,720.0\n-63,950.1\n32,025.1\n32,336.7\n34,489.5\n68,350.4\n125,177.8\n146,211.9\n55,946.4\n3,939.6\n151,461.2\n167,116.7\n171,508.7\n139,409.0\n68,980.4\n RBZ\n-5,383.7\n-5,403.6\n-1,420.9\n-1,421.9\n-1,387.4\n-394.8\n-390.8\n-390.8\n-390.8\n-390.8\n-3,336.1\n-3,187.1\n-3,589.5\n16,964.5\n31,997.2\n DMBs\n-107,645.2\n-169,498.5\n-120,335.1\n-142,682.7\n-121,001.5\n-124,890.6\n-69,400.6\n-43,543.7\n-120,031.2\n-192,169.1\n-33,095.8\n-19,566.9\n4,881.3\n-55,223.4\n-103,031.0\n OBIs\n109,308.9\n110,951.9\n153,781.1\n176,441.3\n156,878.5\n193,635.8\n194,969.2\n190,146.4\n176,368.4\n196,499.5\n187,893.1\n189,870.6\n170,216.9\n177,667.9\n140,014.2\nOTHER ITEMS (NET) \n137,290.9\n72,352.6\n8,846.8\n23,475.6\n-61,302.5\n1,966.8\n112,758.9\n70,366.5\n73,459.6\n145,114.0\n-165,416.8\n-231,069.3\n-421,877.2\n-294,465.8\n-503,695.8\nBROAD MONEY (M3) \n307,589.0\n485,358.6\n369,148.2\n525,839.1\n477,843.2\n505,576.8\n608,355.2\n471,093.6\n451,480.0\n316,107.4\n276,380.8\n208,386.1\n162,237.0\n220,443.8\n249,890.4\nGROWTH RATES\n Broad Money (M3) \n7.7%\n12.6%\n9.6%\n13.9%\n12.2%\n12.8%\n16.0%\n12.0%\n11.6%\n7.9%\n6.8%\n4.9%\n3.8%\n5.1%\n5.9%\n Domestic Credit \n6.9%\n6.0%\n6.0%\n6.2%\n6.5%\n6.2%\n6.4%\n7.6%\n6.2%\n3.3%\n4.6%\n9.1%\n16.4%\n16.7%\n18.5%\n Claims on Private Sector\n-0.1%\n-1.7%\n0.9%\n0.9%\n0.9%\n1.8%\n3.4%\n4.0%\n1.6%\n0.1%\n4.2%\n4.6%\n4.8%\n3.9%\n1.9%\n1. Finance houses, building societies and P. O. S. B.\n2. Sign reversal.\n3. Net Domestic Assets consist of domestic credit and other items net.\n2014\n2015\nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3)\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n12 \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATE\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2014 \nJan\n489,585.3\n43,743.8\n18,574.7\n464,097.6\n5,467.4\n48,086.1\n362,554.0\n116,635.5\n412,901.1\n37,722.2\n367,126.2\n16,773.1\n2,383,267.1\nFeb \n519,154.6\n38,918.1\n24,765.4\n460,528.2\n10,397.3\n47,488.6\n385,038.1\n116,670.5\n401,619.6\n32,978.1\n396,800.8\n8,542.7\n2,442,902.1\nMar\n503,868.1\n42,707.9\n35,785.1\n494,663.8\n5,257.4\n52,722.0\n374,809.1\n116,653.0\n396,000.6\n38,089.3\n406,503.1\n15,833.1\n2,482,892.7\nApr\n540,156.2\n40,707.1\n18,138.9\n502,514.1\n9,898.6\n18,817.9\n407,595.0\n175,048.3\n447,549.2\n49,619.1\n511,048.2\n15,136.7\n2,736,229.2\nMay\n546,733.9\n41,594.2\n21,547.9\n488,389.7\n10,073.8\n23,049.1\n396,846.0\n184,730.9\n452.373.8\n51,891.8\n512,864.5\n17,718.8\n2,747,814.6\nJun\n536,188.9\n46,085.8\n28,201.0\n500,266.1\n10,656.3\n25,616.2\n417,002.7\n197,441.1\n432,692.4\n46,751.6\n499,191.5\n17,173.9\n2,757,267.4\nJul\n575,645.3\n43,055.0\n28,090.8\n480,483.6\n6,359.2\n27,284.9\n428,611.4\n206,052.3\n479,384.6\n49,260.4\n507,930.0\n46,148.1\n2,878,305.8\nAug\n548,866.7\n56,886.1\n38,891.3\n498,696.8\n54,387.2\n110,618.5\n422,942.5\n221,099.2\n430,156.3\n48,167.0\n474,060.2\n37,230.9\n2,942,002.7\nSep\n539,818.8\n51,349.1\n29,191.8\n493,610.7\n51,999.0\n109,975.0\n428,697.3\n201,791.6\n451,117.2\n45,100.0\n539,108.1\n36,708.6\n2,978,467.1\nOct\n530,544.7\n62,891.8\n55,922.5\n507,936.4\n50,701.1\n101,818.5\n436,519.1\n196,491.0\n413,443.5\n39,088.3\n520,437.0\n5,799.4\n2,921,593.2\nNov\n574,859.5\n58,780.5\n46,419.5\n460,989.3\n50,008.6\n120,510.4\n453,924.5\n208,418.3\n413,410.7\n45,289.6\n540,638.4\n5,976.9\n2,979,226.2\nDec\n565,840.1\n46,298.5\n42,604.8\n437,975.3\n47,805.8\n88,485.5\n478,895.5\n220,501.3\n481,497.5\n43,449.8\n543,038.5\n5,957.7\n3,002,529.6\n2015 \nJan\n541,656.5\n46,681.6\n39,906.8\n445,656.6\n21,454.5\n131,350.1\n466,896.6\n207,686.6\n452,817.5\n47,945.7\n557,066.9\n1,401.2\n2,960,820.4\nFeb\n538,722.0\n42,062.8\n47,395.1\n446,647.8\n21,790.0\n117,681.6\n461,237.6\n214,420.4\n463,884.6\n48,357.0\n544,838.5\n1,416.2\n2,948,453.6\nMar\n549,118.0\n42,010.1\n44,087.2\n448,278.7\n76,302.3\n110,180.3\n473,978.1\n203,327.9\n466,104.7\n48,938.0\n550,140.6\n1,339.6\n3,013,805.6\nApr\n556,457.4\n30,687.3\n44,546.9\n451,852.9\n65,696.1\n72,653.7\n457,797.1\n202,418.2\n518,353.6\n47,653.8\n551,662.8\n990.1\n3,000,770.0\nMay\n577,258.6\n31,400.7\n44,839.1\n456,652.1\n64,792.3\n75,682.2\n460,700.3\n192,377.2\n545,363.4\n50,061.9\n561,058.3\n1,034.4\n3,061,220.5\nJun\n576,485.1\n29,649.0\n56,936.5\n463,750.7\n20,117.9\n91,678.4\n407,949.0\n181,512.7\n512,108.4\n40,839.7\n590,917.1\n965.9\n2,972,910.2\nJul\n589,866.7\n27,447.9\n56,456.1\n474,568.7\n21,025.9\n92,335.6\n418,612.0\n186,238.8\n416,928.9\n41,201.6\n579,629.0\n941.4\n2,905,252.7\n/1 Including the only merchant bank still in operation.\nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\n$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n13 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2013\nJANUARY\n91,648.8\n48,329.1\n128,426.0\n351,566.7\n212,401.7\n494,823.6\n252,389.7\n93,470.0\n658,260.1\n44,091.4\n512,289.8\n32,145.9\n2,919,842.6\nFEBRUARY\n96,796.5\n48,491.5\n147,571.5\n360,757.9\n147,995.9\n578,306.4\n284,603.8\n64,530.5\n679,554.8\n41,983.6\n516,431.2\n25,275.3\n2,991.999.1\nMARCH\n96,752.8\n44,883.3\n139,327.8\n354,627.8\n155,915.2\n610,758.4\n290,072.8\n87,143.0\n594,397.7\n38,345.5\n523,913.8\n141,404.6\n3,077,542.7\nAPRIL\n98,671.0\n49,093.8\n152,390.8\n350,269.2\n166,578.5\n545,118.2\n311,310.8\n105,766.9\n638,341.8\n39,837.1\n533,691.3\n99,053.9\n3,090,123.4\nMAY\n114,053.3\n55,427.4\n142,023.3\n389,384.7\n255,352.1\n484,429.7\n318,129.4\n92,777.2\n700,668.7\n46,593.8\n578,509.2\n32,297.7\n3,209,646.5\nJUNE\n116,635.2\n58,578.8\n147,313.8\n447,394.5\n183,146.3\n352,600.3\n366,824.2\n96,685.8\n701,195.7\n46,578.5\n597,373.1\n104,843.6\n3,219,169.8\nJULY\n108,086.6\n46,449.5\n120,982.3\n380,448.8\n178,341.4\n677,700.7\n301,575.9\n97,583.8\n710,856.1\n39,395.9\n487,954.4\n102,531.4\n3,251,906.9\nAUGUST\n137,107.1\n48,726.1\n135,788.5\n319,106.0\n174,593.9\n637,190.7\n333,255.3\n99,194.1\n639,401.6\n41,996.5\n417,762.6\n93,772.1\n3,077,894.4\nSEPTEMBER\n100,028.3\n57,039.8\n145,652.5\n380,781.4\n207,379.2\n612,131.5\n408,359.1\n103,872.8\n795,047.6\n46,982.9\n435,912.4\n90,265.8\n3,383,453.4\nOCTOBER\n94,346.3\n52,722.4\n141,401.4\n338,625.9\n223,223.8\n754,145.4\n339,305.6\n99,583.3\n754,116.1\n41,527.2\n440,197.9\n97,771.1\n3,376,966.4\nNOVEMBER\n114,178.7\n47,740.9\n128,399.3\n312,639.2\n241,628.8\n741,885.4\n283,426.0\n80,507.6\n727,492.5\n42,901.0\n458,479.9\n89,292.5\n3,268,571.8\nDECEMBER\n113,914.2\n51,981.7\n142,938.1\n342,785.1\n213,125.2\n755,299.4\n327,658.1\n83,103.1\n762,884.4\n41,827.9\n432,436.3\n61,038.7\n3,328,992.1\n2014\nJANUARY\n130,154.6\n53,292.9\n146,876.1\n353,793.8\n259,569.6\n731,703.3\n304,033.2\n93,776.7\n770,435.4\n40,085.9\n485,573.1\n60,897.7\n3,430,192.5\nFEBRUARY\n138,812.3\n55,092.2\n134,813.9\n420,181.0\n262,183.8\n786,295.6\n270,062.5\n131,134.8\n779,640.3\n39,169.2\n508,813.7\n61,822.3\n3,588,021.6\nMARCH\n118,239.1\n55,167.5\n135,807.9\n382,675.5\n216,025.3\n791,776.0\n275,549.1\n103,298.7\n806,185.9\n42,432.8\n521,381.5\n72,990.9\n3,521,530.3\nAPRIL\n164,347.5\n59,289.3\n102,323.7\n408,823.5\n325,559.7\n780,207.0\n325,659.8\n135,187.4\n888,876.2\n43,746.5\n582,848.8\n82,009.8\n3,898,879.1\nMAY\n149,474.1\n60,669.4\n108,977.6\n355,802.3\n332,850.8\n800,256.8\n303,599.4\n132,132.8\n1,027,552.7\n38,921.0\n581,930.2\n93,334.9\n3,985,501.8\nJUNE\n194,685.1\n64,188.9\n95,595.6\n470,267.7\n291,594.6\n812,999.7\n348,303.5\n130,453.4\n895,698.0\n44,735.5\n575,149.1\n91,392.4\n4,015,063.5\nJULY\n163,335.6\n56,812.0\n87,587.5\n370,121.7\n303,367.3\n830,988.6\n334,436.8\n112,985.0\n880,761.1\n44,675.4\n587,756.7\n94,841.5\n3,867,669.2\nAUGUST\n128,794.1\n38,934.1\n90,012.5\n271,204.3\n270,009.9\n755,141.6\n236,267.5\n130,548.6\n865,566.6\n31,180.4\n467,724.2\n89,582.4\n3,374,966.2\nSEPTEMBER\n177,932.5\n56,444.5\n82,756.7\n315,956.8\n309,508.3\n951,593.4\n278,461.5\n174,497.9\n978,044.0\n47,792.7\n571,629.9\n103,464.8\n4,048,083.1\nOCTOBER\n158,421.7\n57,091.4\n83,973.9\n407,934.0\n308,028.8\n917,450.3\n266,690.9\n178,771.0\n936,336.2\n44,950.2\n613,425.1\n91,764.1\n4,064,837.5\nNOVEMBER\n140,908.6\n61,494.3\n93,114.0\n350,153.8\n313,668.7\n881,007.4\n271,049.9\n137,867.8\n955,760.6\n48,177.7\n641,405.3\n90,462.2\n3,985,070.2\nDECEMBER\n147,242.4\n60,358.1\n118,725.7\n328,729.5\n325,746.6\n950,304.9\n290,329.3\n118,977.8\n964,815.0\n47,574.3\n638,061.1\n92,040.8\n4,082,906.3\n2015\nJANUARY\n155,304.2\n63,950.4\n136,066.9\n349,099.7\n294,145.5\n809,684.0\n314,319.6\n113,452.0\n1,034,514.7\n48,876.5\n606,370.3\n78,746.0\n4,004,529.8\nFEBRUARY\n151,740.1\n63,112.6\n109,807.6\n370,581.8\n314,944.7\n784,737.6\n309,307.9\n120,255.1\n1,028,160.1\n43,112.0\n606,650.6\n78,891.2\n3,981,301.2\nMARCH\n199,484.8\n63,709.2\n116,397.4\n378,460.0\n351,448.0\n762,380.7\n373,911.9\n99,744.6\n912,654.4\n42,478.9\n644,951.3\n72,605.2\n4,018,226.6\nAPRIL\n186,896.3\n65,974.0\n130,284.9\n380,884.8\n330,001.9\n799,952.4\n373,648.3\n109,735.0\n944,772.9\n44,964.9\n653,801.0\n75,850.9\n4,096,767.2\nMAY\n185,803.2\n73,167.5\n111,512.1\n523,774.7\n299,659.2\n801,335.5\n419,453.7\n113,355.0\n1,041,392.8\n50,057.9\n619,767.9\n71,388.8\n4,310,668.3\nJUNE\n187,657.0\n76,777.8\n109,336.0\n498,031.3\n304,087.2\n877,042.8\n338,069.8\n67,556.6\n1,131,497.1\n43,949.0\n651,072.8\n72,166.9\n4,357,244.2\nJULY\n180,261.3\n80,536.4\n106,645.3\n452,744.1\n295,611.1\n911,363.8\n360,746.5\n88,518.4\n971,759.9\n53,101.6\n647,215.1\n70,618.8\n4,219,122.4\n TABLE 2.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ Thousands\n \n \nMONTHLY ECONOMIC REVIEW \n14 \n \n \n \n \n \n \n \n \n \nEnd Pe rio d\n19 9 9\n2 0 0 0\n2 0 0 1\n2 0 0 2\n2 0 0 3\n2 0 0 4\n2 0 0 5\n2 0 0 6\n2 0 0 7\n2 0 0 8\n2 0 0 9\n2 0 10\n2 0 11\n2 0 12\n2 0 13\n2 0 14\n( U S $ millio ns )\nLo ng - Te rm Ext e rnal D e b t\n3 ,53 0\n3 ,2 2 7\n3 ,2 55\n3 ,3 2 7\n3 ,6 4 4\n3 ,9 2 7\n3 ,8 0 5\n3 ,9 6 5\n4 ,0 3 2\n4 ,4 6 4\n4 ,9 51\n5,175\n6 ,0 9 6\n6 ,6 0 7\n7,3 70\n8 ,4 4 4\nGo ve rnme nt\n2 ,4 6 1\n2 ,2 4 9\n2 ,3 2 8\n2 ,3 76\n2 ,6 17\n2 ,8 4 4\n2 ,8 9 5\n3 ,0 2 4\n3 ,0 54\n3 ,4 6 4\n4 ,0 3 7\n4 ,0 9 5\n4 ,6 3 8\n4 ,9 2 9\n5,0 12\n4 ,52 2\nBilateral Creditors\n935\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\nMultilateral Creditors\n1,235\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\nPrivate Creditors\n291\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\nPub lic Ent e rp ris e s\n54 3\n53 4\n56 8\n6 16\n6 9 8\n714\n70 9\n76 6\n79 0\n8 2 5\n8 57\n9 3 8\n1,0 9 2\n1,19 8\n1,3 56\n1,6 6 1\nBilateral Creditors\n316\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\nMultilateral Creditors\n224\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\nPrivate Creditors\n3\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nM o ne t ary A ut ho rit ie s\n3 6 4\n2 9 2\n2 9 2\n2 79\n2 8 8\n2 9 1\n14 4\n13 0\n13 7\n14 0\n14 0\n13 8\n12 7\n12 5\n12 5\n12 0\nMultilateral Creditors - IMF\n364\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\nPrivat e\n16 2\n152\n6 7\n56\n4 1\n78\n57\n4 5\n51\n3 5\n57\n14 2\n3 6 6\n4 8 0\n1,0 0 2\n2 ,2 6 1\nS ho rt - Te rm Ext e rnal D e b t\n53 2\n2 9 8\n16 7\n18 3\n16 9\n14 4\n173\n2 8 1\n3 8 7\n2 2 6\n1,19 8\n1,3 8 2\n1,2 8 9\n8 9 0\n1,56 4\n2 ,3 9 4\nSupplier's Credits\n150\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\nPrivate\n382\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\nTo t al Ext e rnal D e b t\n4 ,0 6 2\n3 ,52 5\n3 ,4 2 2\n3 ,510\n3 ,8 12\n4 ,0 71\n3 ,9 78\n4 ,2 4 6\n4 ,4 19\n4 ,6 9 0\n6 ,14 9\n6 ,557\n7,3 8 5\n7,4 9 7\n8 ,9 3 4\n10 ,8 3 8\nGro s s D o me s t ic Pro d uc t\n5,990\n6,107\n10,887\n6,715\n5,037\n4,299\n2,918\n6,645\n4,000\n3,175\n8,157\n9,457\n10,956\n12,472\n13,490\n14,068\nExt e rnal D e b t / GD P\n6 8 %\n57.7%\n3 1.4 %\n52 .3 %\n75.7%\n9 4 .7%\n13 6 .3 %\n6 3 .9 %\n110 .5%\n14 7.7%\n75.4 %\n6 9 .3 %\n6 7.4 %\n6 0 .1%\n6 6 .2 %\n77.0 %\nSOURCE: M inistry of Finance and Reserve Bank of Zimbabwe\nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \nMONTHLY ECONOMIC REVIEW \n15 \n \n \n \n \nEnd Period\nNominal Lending Rates2\nIndividuals \nCorporate\n2014 \nJan\n6.00-35.00\n14.09 \n9.30 \nFeb \n6.00-35.00\n14.08 \n9.32 \nMar\n6.00-35.00\n14.24 \n9.27 \nApr\n6.00-35.00\n14.22 \n9.12 \nMay\n6.00-35.00\n14.39 \n9.25 \nJun\n6.00-35.00\n14.44 \n9.33 \nJul\n6.00-35.00\n14.33 \n9.45 \nAug\n6.00-35.00\n14.28 \n9.45 \nSep\n6.00-35.00\n14.45 \n9.57 \nOct\n6.00-35.00\n14.36 \n9.90 \nNov\n6.00-35.00\n14.26 \n9.97 \nDec\n6.00-35.00\n14.19 \n9.68 \n2015 \nJan\n6.00-35.00\n14.16 \n9.66 \nFeb\n4.30-33.50\n14.00 \n9.73 \nMar\n4.30-33.50\n13.24 \n8.75 \nApr\n4.30-31.00\n12.71 \n8.84 \nMay\n5.00-31.00\n12.74 \n8.79 \nJun\n5.00-31.00\n11.94 \n8.42 \nJul\n5.00-31.00\n11.86 \n8.56 \nNotes\n3. Lending rates exclude rates on staff loans. \nTABLE 4.1 LENDING RATES (percent per annum)1\n2. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates 3 \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n \nMONTHLY ECONOMIC REVIEW \n16 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2014 \nJan\n0.15-8.00\n3.00-20.00\nFeb \n0.15-8.00\n3.00-20.00\nMar\n0.15-8.00\n3.00-20.00\nApr\n0.15-8.00\n3.00-20.00\nMay\n0.15-8.00\n3.00-20.00\nJun\n0.15-8.00\n3.00-20.00\nJul\n0.15-8.00\n3.00-20.00\nAug\n0.15-8.00\n4.00-20.00\nSep\n0.15-8.00\n4.00-20.00\nOct\n0.15-8.00\n4.00-20.00\nNov\n0.15-8.00\n4.00-20.00\nDec\n0.15-8.00\n3.00-20.00\n2015 \nJan\n0.15-8.00\n3.00-17.00\nFeb\n0.50-12.00\n1.00-17.00\nMar\n0.50-12.00\n1.00-17.00\nApr\n0.30-8.00\n1.00-17.00\nMay\n0.30-8.00\n1.00-17.00\nJun\n0.30-8.00\n1.00-17.00\nJul\n0.30-8.00\n1.00-15.00\n* The range of rates qouted by banks during the period.\nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n \nMONTHLY ECONOMIC REVIEW \n17 \n \n \n \n \nFOOD IN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, WA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A TION\nR EC R EA TION &\nED U C A TION\nR ES TA U R A N TS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON A LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2013\nOC TOB ER\n1.2 1\n0 .0 0\n- 0 .0 1\n- 0 .3 6\n0 .0 6\n- 0 .3 2\n- 0 .0 7\n- 0 .15\n0 .0 2\n- 0 .0 8\n- 0 .2 0\n- 0 .0 4\n0 .0 4\n- 0 .0 1\nN OV EM B ER\n0 .3 8\n- 0 .19\n- 0 .0 1\n- 0 .3 7\n0 .10\n- 0 .13\n- 0 .0 1\n- 0 .13\n5.57\n1.0 8\n- 0 .2 7\n0 .4 3\n- 0 .6 0\n0 .0 9\nD EC EM B ER\n0 .14\n- 0 .0 1\n0 .3 7\n- 0 .2 9\n0 .12\n0 .2 7\n0 .0 5\n- 0 .2 2\n0 .0 0\n0 .0 0\n- 0 .4 6\n0 .0 8\n- 0 .4 1\n- 0 .0 8\n2014\nJA N U A R Y\n0 .2 0\n- 0 .0 7\n0 .0 0\n0 .0 1\n- 0 .2 3\n0 .0 1\n0 .0 0\n- 0 .0 7\n0 .0 2\n0 .16\n- 0 .0 9\n0 .0 0\n0 .4 4\n0 .14\nFEB R U A R Y\n- 0 .0 1\n- 0 .0 9\n- 0 .11\n- 0 .0 8\n0 .0 9\n0 .0 8\n0 .0 0\n- 0 .0 4\n0 .2 3\n- 0 .0 8\n0 .0 7\n- 0 .0 1\n0 .18\n0 .0 5\nM A R C H\n- 0 .0 5\n- 0 .0 6\n- 0 .8 2\n- 0 .12\n0 .0 2\n0 .0 0\n0 .0 1\n0 .0 0\n0 .0 0\n0 .0 1\n- 0 .3 0\n- 0 .2 6\n- 0 .14\n- 0 .2 2\nA PR IL\n0 .3 0\n- 0 .10\n- 0 .13\n- 0 .75\n0 .16\n0 .3 3\n- 0 .0 2\n0 .3 4\n12 .6 4\n- 1.0 2\n- 0 .0 3\n1.0 9\n- 0 .4 6\n0 .58\nM A Y\n0 .11\n- 0 .11\n- 0 .0 6\n- 0 .2 9\n0 .0 0\n0 .2 3\n- 0 .0 3\n- 0 .2 0\n0 .0 7\n- 0 .13\n- 0 .4 3\n- 0 .0 5\n- 0 .3 0\n- 0 .13\nJU N E\n- 0 .0 5\n0 .12\n0 .0 0\n0 .0 6\n0 .3 0\n- 0 .0 3\n0 .0 0\n- 0 .0 9\n0 .0 0\n- 0 .11\n0 .15\n0 .0 2\n- 0 .12\n- 0 .0 3\nJU LY\n- 0 .4 7\n- 0 .2 1\n0 .12\n0 .3 0\n- 0 .0 1\n0 .11\n- 0 .12\n- 0 .13\n- 0 .0 8\n1.79\n0 .8 5\n- 0 .3 7\n0 .2 5\n0 .0 1\nA U GU S T\n- 0 .8 1\n- 0 .0 5\n- 0 .0 9\n0 .0 0\n- 0 .14\n0 .0 4\n0 .2 8\n- 0 .0 6\n- 0 .0 8\n- 0 .0 2\n0 .0 2\n- 1.2 1\n- 0 .0 7\n- 0 .3 1\nS EPTEM B ER\n0 .10\n0 .14\n0 .4 5\n- 0 .2 7\n0 .2 1\n0 .3 8\n- 0 .0 6\n- 0 .14\n0 .0 0\n- 0 .4 0\n0 .11\n0 .15\n- 0 .3 4\n- 0 .0 1\nOC TOB ER\n0 .16\n0 .0 7\n0 .0 0\n- 0 .14\n- 0 .0 1\n- 0 .2 7\n- 0 .0 6\n- 0 .0 4\n0 .0 1\n0 .0 2\n0 .0 3\n- 0 .0 4\n- 0 .2 4\n- 0 .11\nN OV EM B ER\n0 .19\n0 .12\n- 0 .0 3\n- 0 .0 9\n0 .0 9\n0 .10\n0 .0 2\n0 .0 2\n- 9 .18\n- 0 .6 2\n0 .0 6\n- 0 .9 6\n- 0 .11\n- 0 .6 9\nD EC EM B ER\n0 .0 1\n- 0 .10\n0 .16\n- 0 .10\n0 .13\n0 .19\n0 .0 0\n- 0 .16\n0 .0 0\n- 0 .2 3\n- 0 .15\n0 .0 4\n- 0 .3 6\n- 0 .0 9\n2015\nJA N U A R Y\n- 0 .0 4\n- 0 .0 1\n0 .0 8\n0 .0 7\n0 .0 6\n- 0 .9 7\n- 13 .4 1\n0 .0 2\n- 0 .0 8\n- 0 .4 8\n0 .3 0\n- 0 .6 9\n0 .4 0\n- 0 .3 4\nFEB R U A R Y\n0 .2 5\n- 0 .3 5\n- 0 .0 9\n- 0 .11\n- 0 .0 2\n- 0 .4 1\n- 0 .10\n- 0 .17\n0 .0 0\n- 0 .2 8\n0 .10\n- 0 .13\n0 .0 5\n- 0 .0 7\nM A R C H\n0 .12\n- 0 .2 7\n- 0 .0 6\n- 0 .0 2\n- 0 .0 5\n0 .0 2\n0 .0 0\n0 .0 3\n0 .0 0\n0 .12\n0 .10\n- 0 .0 3\n- 0 .0 3\n- 0 .0 3\nA PR IL\n- 0 .6 3\n- 0 .0 1\n- 0 .71\n- 3 .3 5\n- 0 .4 6\n- 0 .0 5\n- 0 .15\n- 0 .13\n- 0 .0 7\n0 .59\n0 .4 1\n- 0 .0 4\n- 1.0 1\n- 0 .8 9\nM A Y\n- 0 .17\n- 0 .4 1\n0 .18\n- 0 .2 5\n0 .10\n- 0 .2 5\n- 0 .0 2\n- 0 .11\n0 .0 0\n- 0 .0 8\n- 0 .4 4\n- 0 .10\n- 0 .3 7\n- 0 .19\nJU N E\n0 .3 6\n- 0 .0 6\n- 0 .0 2\n- 0 .0 7\n- 0 .17\n0 .0 6\n0 .0 1\n- 0 .0 9\n0 .0 0\n- 0 .0 7\n0 .11\n0 .0 1\n- 0 .4 5\n- 0 .14\nJU LY\n- 0 .0 8\n0 .0 5\n- 0 .56\n- 0 .8 2\n0 .15\n- 0 .0 9\n- 0 .0 2\n- 0 .14\n7.4 8\n- 0 .0 2\n0 .0 3\n0 .4 7\n- 0 .8 1\n0 .0 6\nN ON - FOOD IN FLA TION\nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n18 \n \n \nFOOD \nIN FLA TION\nA LL\nA LC OHOLIC \nB EV ER A GES \nC LOTHIN G\nHS IN G, \nWA TER ,\nFU R N ITU R E\nHEA LTH\nTR A N S POR T\nC OM M U N IC A\nTION\nR EC R EA TION \n&\nED U C A TION\nR ES TA U R A N\nTS &\nM IS C .\nTOTA L N ON\nFOOD & \nITEM S\n& TOB A C C O\nFOOTWEA R\nELEC TR IC TY , \nGA S\nA N D\nC U LTU R E\nHOTELS\nGOOD S &\nFOOD\nN ON \nA LC OHOLIC \nB EV ER A GES\n& OTHER\nEQU IPM EN T\nS ER V IC ES\nFU ELS\nWEIGHTS\n4 .3 8\n6 .0 5\n17.74\n9 .9 1\n2 .16\n9 .76\n3 .4 1\n2 .1\n5.6 7\n1.3 8\n3 .9 1\n6 6 .4 7\n3 3 .53\n10 0\n2 0 14\nJA N U A R Y\n5.0 3\n0 .0 3\n3 .6 3\n- 1.0 7\n1.8 7\n1.6 2\n- 14\n- 1.12\n11.3\n2 .18\n- 0 .4 3\n1.6 7\n- 2 .0 8\n0 .4 1\nFEB R U A R Y\n2 .2 1\n- 0 .4 3\n3 .0 9\n- 1.3 5\n0 .4 4\n0 .0 5\n- 13 .8 6\n- 1.0 8\n11.4 7\n1.3 2\n- 1.4 5\n0 .9 3\n- 3 .2 6\n- 0 .4 9\nM A R C H\n1.6 7\n- 0 .53\n2 .2 1\n- 1.8 2\n0 .4\n- 0 .4 4\n- 13 .6 8\n- 1.2 1\n11.4 7\n2 .4 7\n- 1.8 2\n0 .51\n- 3 .71\n- 0 .9 1\nA PR IL\n1.78\n- 0 .55\n0 .4 6\n- 2 .6\n0 .2 2\n- 0 .11\n- 0 .6 2\n- 0 .9 3\n2 0 .71\n1.13\n- 1.56\n1.5\n- 3 .73\n- 0 .2 6\nM A Y\n1.9 1\n- 0 .8 3\n0 .3 9\n- 2 .6 2\n0 .2 9\n0 .8 6\n- 0 .6\n- 0 .6 4\n2 0 .79\n0 .9 5\n- 1.6 9\n1.6 2\n- 3 .75\n- 0 .19\nJU N E\n1.6 8\n- 0 .8 1\n0 .4\n- 2 .54\n0 .6 4\n0 .9 7\n- 0 .2 7\n- 0 .8 4\n2 0 .79\n0 .9 9\n- 1.6 7\n1.6 7\n- 3 .54\n- 0 .0 8\nJU LY\n- 2 .8 8\n1.6 4\n- 0 .6 8\n0 .7\n- 2 .4\n0 .8\n0 .5\n- 0 .4\n- 0 .8\n2 3\n1.8\n- 2\n1.9\n0 .3\nA U GU S T\n- 2 .79\n2 .0 2\n- 0 .4 4\n- 0 .1\n- 2 .5\n0 .6\n0 .7\n- 0 .3\n- 0 .8\n2 1.4\n0 .9\n- 2 .8\n1.6\n0 .2\nS EPTEM B ER\n2 .10\n- 0 .3 4\n- 0 .0 3\n- 2 .6 0\n0 .9 8\n0 .9 9\n- 0 .3 2\n- 0 .8 5\n2 1.4 2\n0 .2 8\n- 3 .0 6\n1.59\n- 2 .9 5\n0 .0 9\nOC TOB ER\n1.0 4\n- 0 .2 7\n- 0 .0 1\n- 2 .3 8\n0 .9 1\n1.0 4\n- 0 .3 1\n- 0 .75\n2 1.4 1\n0 .3 8\n- 2 .8 3\n1.59\n- 3 .2 3\n0 .0 0\nN OV EM B ER\n0 .8 4\n0 .0 4\n- 0 .0 3\n- 2 .11\n0 .9 1\n1.2 6\n- 0 .2 8\n- 0 .59\n4 .4 4\n- 1.3 1\n- 2 .50\n0 .17\n- 2 .75\n- 0 .78\nD EC EM B ER\n0 .71\n- 0 .0 5\n- 0 .2 4\n- 1.9 2\n0 .9 2\n1.18\n- 0 .3 3\n- 0 .53\n4 .4 5\n- 1.54\n- 2 .2 1\n0 .13\n- 2 .7\n- 0 .8\n2 0 15\nJA N U A R Y\n0 .4 7\n0 .0 0\n- 0 .16\n- 1.8 6\n1.2 1\n0 .19\n- 13 .6 9\n- 0 .4 4\n4 .3 5\n- 2 .16\n- 1.8 2\n- 0 .57\n- 2 .74\n- 1.2 8\nFEB R U A R Y\n0 .73\n- 0 .2 5\n- 0 .14\n- 1.8 8\n1.10\n- 0 .3 0\n- 13 .78\n- 0 .57\n4 .11\n- 2 .3 6\n- 1.8 0\n- 0 .6 8\n- 2 .8 7\n- 1.4 0\nM A R C H\n0 .9 0\n- 0 .4 6\n0 .6 2\n- 1.78\n1.0 3\n- 0 .2 8\n- 13 .78\n- 0 .54\n4 .11\n- 2 .2 6\n- 1.4 1\n- 0 .4 4\n- 2 .77\n- 1.2 0\nA PR IL\n- 2 .9 3\n0 .59\n- 1.0 7\n- 2 .6 2\n- 1.50\n0 .8 1\n- 0 .76\n- 13 .8 8\n- 0 .9 5\n- 7.0 2\n- 0 .8 4\n- 1.4 1\n- 2 .51\n- 2 .6 5\nM A Y\n0 .3 1\n- 1.3 7\n- 2 .3 9\n- 1.4 5\n0 .9 2\n- 1.2 3\n- 13 .8 7\n- 0 .8 6\n- 7.0 9\n- 0 .79\n- 1.4 2\n- 2 .56\n- 3 .0 0\n- 2 .70\nJU N E\n0 .72\n- 1.54\n- 2 .4 1\n- 1.58\n0 .4 5\n- 1.14\n0 .0 0\n- 0 .8 7\n- 7.0 9\n- 0 .75\n- 1.3 8\n- 2 .57\n- 3 .3 2\n- 2 .8 1\nJU LY\n0 .74\n- 1.6 1\n- 3 .2 4\n- 2 .3 7\n0 .50\n- 1.12\n- 13 .77\n- 0 .9 3\n- 1.9 0\n- 1.6 1\n- 0 .9 9\n- 2 .3 5\n- 3 .6 5\n- 2 .77\nN ON - FOOD IN FLA TION\nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1\n(DECEMBER 2012 = 100)\n \n \nMONTHLY ECONOMIC REVIEW \n19 \n \n \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2014\nJANUARY\n11.21\n9.09\n102.47\n1.35\n1.65\nFEBRUARY\n10.71\n8.85\n101.74\n1.37\n1.67\nMARCH\n10.56\n8.85\n102.38\n1.38\n1.68\nAPRIL\n10.57\n8.85\n102.38\n1.38\n1.68\nMAY\n10.44\n8.73\n101.61\n1.36\n1.67\nJUNE\n10.58\n8.67\n101.3\n1.36\n1.7\nJULY\n10.68\n8.85\n102.76\n1.36\n1.69\nAUGUST\n10.98\n9.07\n107.35\n1.29\n1.63\nSEPTEMBER\n11.26\n9.26\n109.39\n1.27\n1.63\nOCTOBER\n10.90\n9.11\n110.87\n1.26\n1.59\nNOVEMBER\n11.02\n9.22\n118.21\n1.38\n1.57\nDECEMBER\n11.56\n9.51\n119.65\n1.22\n1.56\n2015\nJANUARY\n11.55\n9.61\n117.85\n1.13\n1.51\nFEBRUARY\n11.55\n9.61\n119.17\n1.12\n1.54\nMARCH\n12.16\n9.96\n120.19\n1.08\n1.48\nAPRIL\n11.82\n9.74\n118.60\n1.11\n1.54\nMAY\n12.13\n9.76\n123.87\n1.09\n1.53\nJUNE\n12.26\n9.92\n122.31\n1.12\n1.57\nJULY\n12.71\n10.67\n124.03\n1.09\n1.56\n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Fo reign currency per US Do llar.\n2. US Do llar per unit o f fo reign currency.\n \n \nMONTHLY ECONOMIC REVIEW \n20 \n \n \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\n&\nBalances\nBalances \nBalances\nwith RBZ\nBond\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgric PEs\nCoins\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2014\n Jan\n356.9\n395.3\n134.1\n253.1\n153.0\n119.2\n5.4\n1417.0\n27.9\n2866.4\n516.1\n362.2\n353.9\n5543.5\n Feb\n334.3\n387.0\n130.5\n285.0\n131.2\n193.2\n5.4\n1466.6\n32.8\n2718.1\n534.5\n502.9\n351.1\n5606.0\n Mar\n304.6\n354.1\n147.4\n280.3\n165.9\n255.2\n5.4\n1512.9\n28.7\n2737.9\n522.7\n538.8\n349.7\n5690.7\n Apr\n353.3\n367.8\n154.4\n274.9\n205.7\n247.0\n5.4\n1608.4\n32.5\n2844.6\n534.1\n345.3\n348.6\n5713.6\n May\n327.8\n421.1\n120.5\n372.8\n211.5\n241.7\n5.4\n1700.6\n27.5\n2836.8\n591.4\n366.2\n347.1\n5869.6\n Jun\n347.1\n404.7\n166.4\n338.1\n198.0\n261.9\n0.0\n1716.1\n16.2\n2863.2\n607.8\n362.9\n346.4\n5912.6\n Jul\n347.1\n321.3\n176.7\n276.3\n186.0\n246.2\n0.0\n1553.7\n15.4\n2940.4\n597.5\n347.4\n345.6\n5800.0\n Aug\n360.7\n424.5\n178.5\n243.5\n173.9\n237.5\n0.0\n1618.6\n15.5\n2949.1\n609.5\n353.9\n346.4\n5892.9\n Sep\n255.6\n636.8\n183.0\n158.8\n176.0\n253.9\n0.0\n1664.2\n4.1\n2949.4\n624.6\n371.5\n341.5\n5955.3\n Oct\n226.1\n597.7\n175.0\n205.5\n180.3\n260.1\n0.0\n1644.7\n15.6\n2938.4\n594.4\n369.0\n341.8\n5903.8\n Nov\n258.9\n556.7\n169.1\n157.5\n178.5\n281.6\n0.0\n1602.2\n4.2\n2951.6\n597.5\n369.4\n341.1\n5865.9\n Dec\n0.4\n309.5\n465.7\n167.6\n151.9\n184.3\n285.4\n0.0\n1564.7\n4.1\n2758.6\n606.2\n343.7\n356.0\n5633.3\n2015\n Jan\n0.6\n222.5\n527.9\n159.0\n182.6\n163.6\n325.7\n0.0\n1581.9\n21.4\n2796.8\n557.7\n360.2\n366.1\n5684.2\n Feb\n0.4\n216.7\n501.2\n149.6\n183.2\n128.6\n344.6\n0.0\n1524.2\n17.9\n2792.5\n564.8\n325.3\n356.8\n5581.5\n Mar\n0.6\n246.9\n461.4\n147.8\n222.2\n121.6\n338.0\n5.4\n1543.8\n15.5\n2925.5\n527.3\n352.5\n362.0\n5726.6\n Apr\n0.7\n205.5\n492.8\n158.6\n218.5\n112.0\n335.1\n5.4\n1528.6\n18.2\n2967.1\n527.1\n364.2\n385.4\n5790.7\n May\n0.7\n237.3\n495.6\n135.1\n181.0\n101.4\n622.7\n5.5\n1779.2\n18.2\n2922.7\n525.7\n434.2\n384.3\n6064.3\n Jun\n0.8\n245.7\n570.9\n155.1\n144.7\n90.8\n750.1\n4.4\n1962.4\n28.8\n2872.6\n498.4\n351.0\n386.2\n6099.4\n Jul\n0.9\n226.0\n544.9\n137.3\n135.3\n86.3\n770.0\n0.0\n1900.7\n28.8\n2815.0\n504.1\n361.1\n388.8\n5998.5\nLiquid Assets\nTABLE 7.1: COMMERCIAL BANKS - ASSETS\nSecurities\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n21 \n \n \n \n \n \n \n \n \n \n \nDeposits\nCapital\nContigent\nOther\nTotal\nOf which\nand\nLiablities\nLiablities\nLiabilities to the \nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\nPublic\n2014\n Jan\n2153.6\n802.7\n403.5\n3359.8\n661.3\n0.0\n55.9\n592.9\n516.1\n357.5\n5543.5\n3359.8\n Feb\n2111.8\n878.8\n494.6\n3485.2\n630.0\n0.0\n51.1\n609.5\n534.5\n359.0\n5669.5\n3485.2\n Mar\n2156.8\n919.6\n454.2\n3530.6\n635.5\n0.0\n44.8\n596.4\n522.7\n360.7\n5690.7\n3530.6\n Apr\n2267.5\n958.3\n435.7\n3661.5\n553.5\n0.0\n17.0\n595.0\n534.1\n352.4\n5713.6\n3661.5\n May\n2294.9\n975.8\n451.7\n3722.4\n585.0\n0.0\n13.7\n591.1\n591.4\n366.1\n5869.6\n3722.4\n Jun\n2248.9\n989.8\n506.1\n3744.8\n543.8\n0.0\n48.3\n591.2\n607.8\n376.7\n5912.6\n3744.8\n Jul\n2130.4\n892.9\n606.6\n3629.9\n560.8\n0.0\n39.5\n571.5\n597.5\n400.6\n5800.0\n3629.9\n Aug\n2202.3\n963.1\n539.9\n3705.3\n552.7\n0.0\n43.5\n580.7\n609.5\n401.2\n5892.9\n3705.3\n Sep\n2191.0\n1011.1\n562.6\n3764.8\n548.9\n0.0\n59.5\n544.8\n624.6\n412.7\n5955.3\n3764.8\n Oct\n2260.8\n1015.1\n509.9\n3785.8\n506.8\n0.0\n47.4\n543.3\n594.4\n426.0\n5903.8\n3785.8\n Nov\n2231.8\n943.4\n526.5\n3701.6\n509.4\n0.0\n90.6\n541.8\n597.5\n425.0\n5865.9\n3701.6\n Dec\n2101.6\n975.8\n453.2\n3530.5\n484.0\n0.0\n81.4\n713.6\n606.2\n217.5\n5633.3\n3530.5\n2015\nJan\n2056.2\n996.2\n561.7\n3614.0\n470.1\n0.0\n79.5\n728.5\n557.7\n234.3\n5684.2\n3614.0\nFeb\n2079.6\n876.1\n611.6\n3567.3\n426.6\n0.0\n75.6\n720.3\n564.8\n227.0\n5581.5\n3567.3\nMar\n2139.3\n940.4\n513.3\n3593.0\n461.1\n0.0\n101.9\n749.7\n527.3\n293.6\n5726.6\n3593.0\nApr\n2098.7\n943.5\n629.8\n3672.0\n448.9\n0.0\n103.4\n747.4\n527.1\n291.8\n5790.7\n3672.0\nMay\n2131.8\n1015.3\n615.3\n3762.4\n574.7\n0.0\n82.4\n814.7\n525.7\n304.4\n6064.3\n3762.4\nJun\n2213.2\n1021.9\n593.5\n3828.7\n560.2\n0.8\n103.1\n814.9\n498.4\n293.2\n6099.4\n3828.7\nJul\n2166.4\n889.7\n732.5\n3788.6\n478.9\n0.8\n88.2\n813.0\n504.1\n325.0\n5998.5\n3788.6\nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES\nUS$ Millions\nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n22 \n \n \n \n \n \n \n \n \nForeign\nLoans & \nContigent\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvnces\nAssets\nAssets\nAssets\nBond\n&\nBalances\nBalances \nBalances\nLiquid\nwith RBZ\nCoins\nCoin\nwith\nwith Other \nat\nTrade\nTreasury\nAgris Pes\nAssets\nat Banks\nRBZ\nBanks\nForeign Banks\nBills\nBills\n2014\n Jan\n0.0\n0.1\n0.5\n0.0\n0.2\n1.8\n0.0\n0.0\n2.6\n0.0\n81.3\n10.0\n23.5\n34.7\n152.1\n Feb\n0.0\n0.2\n0.4\n0.1\n0.1\n1.8\n0.0\n0.0\n2.5\n0.0\n77.6\n9.0\n24.1\n34.6\n147.9\n Mar\n0.0\n0.1\n0.1\n0.1\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n53.2\n8.7\n21.8\n32.5\n118.1\n Apr\n0.0\n0.1\n0.4\n0.2\n0.3\n1.6\n0.0\n2.6\n5.2\n75.2\n8.5\n22.2\n32.4\n140.9\n284.4\n May\n0.0\n0.2\n0.4\n0.0\n0.1\n0.3\n0.0\n0.9\n1.9\n68.7\n0.1\n14.6\n30.3\n114.6\n230.2\n Jun\n0.0\n0.2\n0.2\n0.1\n0.0\n0.6\n0.0\n0.0\n1.2\n0.0\n66.8\n0.1\n14.7\n29.6\n112.4\n Jul\n0.0\n0.2\n0.3\n0.0\n0.1\n0.3\n0.0\n0.0\n0.9\n0.0\n66.9\n0.1\n12.9\n28.7\n109.6\n Aug\n0.0\n0.2\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.3\n0.0\n64.4\n0.0\n19.4\n23.9\n109.0\n Sep\n0.0\n0.4\n0.2\n0.0\n0.1\n0.3\n0.0\n0.0\n1.1\n0.0\n65.9\n0.1\n18.9\n19.7\n105.8\n Oct\n0.0\n0.7\n0.7\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n68.3\n0.1\n10.8\n25.9\n106.9\n Nov\n0.0\n0.6\n0.1\n0.0\n0.1\n0.3\n0.0\n0.0\n1.0\n0.0\n67.1\n0.1\n12.4\n25.8\n106.3\nDec\n0.0\n0.9\n0.4\n0.0\n0.1\n0.3\n0.0\n0.0\n1.7\n0.0\n63.6\n0.1\n10.0\n24.6\n100.0\n2015\n Jan\n0.0\n0.6\n0.3\n0.0\n0.1\n1.6\n0.0\n0.0\n2.0\n0.0\n70.2\n8.3\n19.0\n23.7\n123.8\n Feb\n0.0\n0.4\n0.2\n0.1\n0.1\n1.6\n0.0\n0.0\n2.5\n0.0\n72.0\n8.3\n19.3\n23.6\n125.7\n Mar\n0.0\n0.4\n0.1\n0.0\n0.1\n1.5\n0.0\n0.0\n2.1\n0.0\n73.3\n8.2\n18.5\n23.4\n125.5\n Apr\n0.0\n0.3\n0.1\n0.0\n0.1\n0.2\n0.0\n0.0\n0.6\n0.0\n66.7\n0.0\n10.3\n21.3\n98.9\n May\n0.0\n0.4\n0.0\n0.0\n0.0\n0.2\n0.0\n0.0\n0.6\n0.0\n67.9\n0.0\n9.6\n21.2\n99.3\n Jun\n0.0\n0.3\n0.0\n0.0\n0.0\n0.4\n0.0\n0.0\n0.7\n0.0\n68.1\n0.0\n9.7\n21.1\n99.6\n Jul\n0.0\n0.2\n1.6\n0.0\n0.0\n0.2\n0.0\n0.0\n2.0\n0.0\n67.8\n0.0\n9.2\n21.0\n100.0\nUS$ Millions\nTABLE 8.1 : ACCEPTING HOUSES - ASSETS\nLiquid Assets\nSecurities\n \n \nMONTHLY ECONOMIC REVIEW \n23 \n \n \n \n \n \n \n \nOf which\nDeposits\nCapital\nContigent\nOther\nTotal\nLiabilities to the \nand\nLiablities\nLiablities\nPublic\nEnd of\nDemand\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nRBZ\nOther Banks\nReserves\n2014\n Jan\n36.8\n57.7\n5.7\n100.1\n11.7\n0.0\n0.0\n0.7\n10.0\n29.5\n152.1\n100.1\n Feb\n47.6\n48.3\n0.0\n95.8\n11.7\n0.0\n0.0\n-10.9\n9.0\n42.3\n147.9\n95.8\n Mar\n41.0\n55.8\n0.0\n96.9\n12.0\n0.0\n0.0\n-17.7\n8.7\n18.4\n118.1\n96.9\n Apr\n57.4\n40.3\n0.0\n97.7\n12.2\n0.0\n0.0\n-19.8\n8.5\n42.4\n140.9\n97.7\n May\n42.8\n34.6\n0.0\n77.4\n0.0\n0.0\n0.0\n4.7\n0.1\n32.5\n114.6\n77.4\n Jun\n42.8\n33.2\n0.0\n76.0\n0.0\n0.0\n0.0\n2.3\n0.1\n33.7\n112.1\n76.0\n Jul\n42.6\n33.8\n0.0\n76.3\n0.0\n0.0\n0.0\n-8.7\n0.1\n41.8\n109.6\n76.3\n Aug\n36.4\n40.4\n0.0\n76.8\n0.0\n0.0\n0.0\n-7.8\n0.0\n40.0\n109.0\n76.8\n Sep\n40.9\n33.9\n0.0\n74.9\n0.0\n0.0\n0.0\n-7.6\n0.1\n38.4\n105.8\n74.9\n Oct\n39.9\n33.7\n0.0\n73.6\n0.0\n0.0\n0.0\n-9.6\n0.1\n42.8\n106.9\n73.6\n Nov\n39.4\n33.3\n0.0\n72.7\n0.0\n0.0\n0.0\n-10.9\n0.1\n44.4\n106.3\n72.7\nDec\n36.9\n31.2\n0.0\n68.1\n0.0\n0.0\n0.0\n-17.9\n0.1\n49.7\n100.0\n68.1\n2015\n Jan\n39.0\n40.9\n0.0\n80.0\n11.7\n0.0\n0.0\n-47.0\n8.3\n70.7\n123.8\n80.0\n Feb\n38.4\n40.4\n0.0\n78.7\n11.7\n0.0\n0.0\n-48.7\n8.3\n75.6\n125.7\n78.7\n Mar\n68.6\n12.1\n0.0\n80.7\n12.0\n0.0\n0.0\n-50.7\n8.2\n75.2\n125.5\n80.7\n Apr\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-27.5\n0.0\n62.4\n98.9\n63.9\n May\n63.9\n0.0\n0.0\n63.9\n0.0\n0.0\n0.0\n-28.8\n0.0\n64.2\n99.3\n63.9\n Jun\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-28.9\n0.0\n65.6\n99.6\n62.9\n Jul\n62.9\n0.0\n0.0\n62.9\n0.0\n0.0\n0.0\n-27.8\n0.0\n64.8\n100.0\n62.9\nAmounts Owing to\nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n24 \n \n \n \n \n \nForeign\nMortgage\nOther\nOther\nNon Financial \nTOTAL\nEnd of\nNotes\nTotal\nOther Balances\nAdvances\nAdvances\nAssets\nAssets\n&\nBalances \nNostro \nwith RBZ/1\nBond\nCoin\nwith Other \nBalances\nTrade\nTreasury\nAgris Pes\nCoins\nat Banks\nBanks\nBills\n2014\nJan\n0.0\n30.9\n147.5\n0.0\n0.2\n40.0\n0.0\n218.6\n0.0\n384.5\n136.4\n64.4\n125.3\n929.1\nFeb\n0.0\n30.2\n165.0\n0.0\n0.2\n40.0\n0.0\n235.3\n0.0\n385.8\n132.0\n65.4\n125.4\n943.9\nMar\n0.0\n47.5\n166.2\n0.0\n0.2\n40.0\n0.0\n253.8\n0.0\n390.4\n132.1\n68.8\n125.0\n970.1\nApr\n0.0\n45.2\n161.0\n0.0\n0.2\n40.0\n0.0\n246.5\n0.0\n401.8\n132.4\n76.6\n124.7\n981.9\nMay\n0.0\n47.7\n190.7\n0.0\n0.2\n40.0\n0.0\n278.6\n0.0\n394.0\n147.0\n82.7\n124.3\n1026.7\nJun\n0.0\n39.5\n187.9\n0.0\n0.0\n40.0\n0.0\n267.4\n0.0\n400.0\n150.4\n84.0\n124.4\n1026.1\nJul\n0.0\n40.6\n180.9\n0.0\n0.0\n40.0\n0.0\n261.5\n0.0\n431.8\n159.4\n84.1\n124.4\n1061.2\nAug\n0.0\n17.8\n219.8\n0.0\n0.0\n51.4\n0.0\n289.1\n0.0\n442.4\n166.5\n86.4\n124.2\n1108.6\nSep\n0.0\n51.2\n183.1\n0.0\n0.0\n51.4\n0.0\n285.7\n0.0\n452.1\n173.8\n95.6\n123.8\n1131.0\nOct\n0.0\n37.1\n199.8\n0.0\n0.0\n51.7\n0.0\n288.6\n0.0\n483.1\n179.7\n102.2\n124.0\n1177.6\nNov\n0.0\n53.2\n217.5\n0.0\n0.0\n32.8\n0.0\n303.5\n0.0\n512.4\n169.3\n109.0\n123.5\n1217.6\n Dec\n0.1\n47.0\n224.9\n0.0\n0.2\n52.6\n0.0\n324.8\n0.0\n512.9\n169.0\n102.9\n125.3\n1234.9\n2015\nJan\n0.1\n37.3\n196.0\n0.0\n0.1\n51.8\n0.0\n307.1\n0.0\n511.6\n172.1\n105.8\n126.1\n1222.6\nFeb\n0.1\n32.1\n244.4\n0.0\n0.1\n51.9\n0.0\n328.6\n0.0\n522.9\n176.2\n106.8\n125.8\n1260.2\nMar\n0.1\n52.4\n214.4\n0.0\n0.1\n52.0\n0.0\n319.0\n0.0\n508.7\n180.0\n122.5\n125.5\n1255.5\nApr\n0.1\n32.5\n243.2\n0.0\n0.1\n60.4\n0.0\n336.3\n0.0\n520.2\n182.5\n118.3\n124.8\n1282.0\nMay\n0.1\n33.6\n257.7\n0.0\n0.1\n60.1\n0.0\n351.5\n0.0\n448.7\n235.1\n137.5\n125.2\n1298.0\nJun\n0.2\n59.6\n204.9\n0.0\n0.1\n60.1\n0.0\n324.8\n0.0\n464.9\n231.9\n139.4\n122.0\n1283.0\nJul\n0.2\n51.6\n205.5\n0.0\n0.1\n62.9\n0.0\n320.2\n0.0\n461.5\n230.6\n133.9\n121.9\n1268.2\nLiquid Assets\nSecurities\nTABLE 9.1 : BUILDING SOCIETIES - ASSETS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n25 \n \n \n \n \n \nOf which\nCapital\nOther\nTotal\nLiabilities to the \nand\nLiabilities\nPublic\nEnd of\nSavings and Short-term\nLong-term\nTotal\nForeign Liabilities\nOther Banks\nReserves\n2014\nJan\n313.9\n253.1\n567.0\n26.1\n80.6\n225.9\n29.5\n929.1\n567.0\nFeb\n318.7\n264.4\n583.1\n25.1\n81.3\n228.6\n25.8\n943.9\n583.1\nMar\n374.6\n234.6\n609.2\n24.7\n79.6\n231.4\n25.2\n970.1\n609.2\nApr\n358.4\n262.7\n621.1\n24.9\n76.5\n234.0\n25.4\n981.9\n621.1\nMay\n436.2\n233.2\n669.4\n24.7\n77.3\n238.0\n17.1\n1026.7\n669.4\nJun\n440.1\n212.2\n652.3\n34.8\n78.9\n243.1\n17.3\n1026.3\n652.3\nJul\n362.4\n302.9\n665.3\n30.1\n104.3\n244.2\n17.5\n1061.3\n665.3\nAug\n358.8\n336.8\n695.5\n35.7\n105.7\n250.6\n21.2\n1108.7\n695.5\nSep\n394.8\n297.6\n692.4\n54.2\n106.9\n253.5\n23.9\n1131.0\n692.4\nOct\n364.5\n368.0\n732.5\n54.2\n105.3\n258.5\n27.3\n1177.7\n732.5\nNov\n376.9\n392.0\n768.9\n54.6\n104.4\n262.9\n27.2\n1217.8\n768.9\nDec\n400.9\n387.5\n788.4\n54.2\n102.0\n262.7\n27.6\n1234.9\n788.4\n2015\nJan\n373.0\n397.1\n770.2\n54.6\n99.1\n267.8\n31.0\n1222.6\n770.2\nFeb\n405.8\n400.3\n806.2\n53.6\n98.3\n272.9\n29.2\n1260.2\n806.2\nMar\n408.1\n386.3\n794.4\n50.8\n108.8\n275.8\n25.8\n1255.5\n794.4\nApr\n464.1\n364.8\n828.9\n48.3\n99.4\n276.8\n28.7\n1282.0\n828.9\nMay\n472.0\n391.6\n863.6\n48.5\n87.4\n270.7\n27.8\n1298.0\n863.6\nJun\n492.9\n343.9\n836.8\n48.3\n94.0\n272.9\n31.1\n1283.0\n836.8\nJul\n458.3\n370.6\n828.9\n48.5\n85.8\n277.4\n27.5\n1268.2\n828.9\nDeposits\nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES\nUS$ Millions \nAmounts Owing to\n \n \nMONTHLY ECONOMIC REVIEW \n26 \n \n \n \n \n \nMarket Capitalisation\nIndustrial\nMining\nMarket Turnover(US$) Volume of Shares\nUS$ Millions\n2014\nJan\n189.25\n35.4\n63,972,387.0\n170,104,078\n4,882.1\nFeb\n189.45\n39.24\n25,811,746.9\n135,455,029\n4,906.9\nMar\n176.32\n29.51\n28,884,400.2\n381,649,234\n4,560.3\nApr\n172.91\n29.64\n51,346,054.5\n429,085,166\n4,473.5\nMay\n174.89\n35.45\n35,903,574.8\n235,704,129\n4,485.1\nJun\n186.57\n61.32\n28,544,304.7\n178,469,676\n4,873.4\nJuly\n188.07\n95.00\n25,224,550.4\n322,407,141\n4,959.2\nAug\n196.43\n104.8\n66,399,632.9\n328,161,452\n5,186.6\nSep\n195.25\n92.75\n34,056,010.7\n210,942,393\n5,140.2\nOct\n177.88\n70.38\n28,256,642.5\n156,444,539\n4,664.8\nNov\n171.45\n64.39\n34,765,242.8\n155,854,066\n4,517.9\nDec\n162.79\n71.71\n29,701,204.8\n475,024,051\n4,327.0\n2015\nJan\n164.9\n58.13\n16,062,740.8\n57,390,451\n4,365.1\nFeb\n167.16\n55.38\n34,775,616.2\n119,324,114\n4,353.4\nMar\n158.22\n43.92\n18,903,881.0\n405,884,918\n4,117.1\nApr\n156.23\n42.93\n29,188,562.0\n563,833,853\n4,066.1\nMay\n152.96\n44.45\n23,280,422.2\n290,320,685\n3,978.1\nJun\n148.4\n44.3\n14,514,679.0\n80,441,278\n3,803.8\nJul\n145.4\n39.4\n20,419,108.0\n157,184,218\n3,812.7\nIndices\nTable 10: ZIMBABWE STOCK MARKET STATISTICS\n \n \nMONTHLY ECONOMIC REVIEW \n27 \n \n \nCommercial\nBuilding \nEnd of\nBanks\nP.O.S.B.\nSocieties\nTOTAL\n2014\nMay\n1,427.5\n77.5\n669.4\n2,209.0\nJun\n1,495.8\n81.3\n652.3\n2,262.6\nJul\n1,499.5\n84.2\n665.3\n2,282.7\nAug\n1,502.9\n84.0\n695.5\n2,322.9\nSep\n1,573.8\n88.6\n692.4\n2,388.8\nOct\n1,525.0\n87.5\n732.5\n2,378.7\nNov\n1,469.9\n89.8\n768.9\n2,361.8\nDec\n1,473.1\n84.8\n788.4\n2,377.5\n2015\nJan\n1,557.9\n86.3\n770.2\n2,455.2\nFeb\n1,487.7\n90.4\n806.2\n2,384.2\nMar\n1,453.7\n93.6\n794.4\n2,353.9\nApr\n1,573.3\n90.4\n828.9\n2,492.6\nMay\n1,630.6\n89.2\n863.6\n2,583.4\nJun\n1,615.4\n95.1\n836.8\n2,547.3\nJul\n1,622.2\n92.4\n828.9\n2,543.5\n1/ Comprises all deposits other than demand deposits.\nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS\nUS$ Millions\n \n \nMONTHLY ECONOMIC REVIEW \n28 \n \n \n \n \nLiquid\nPrescribed\nExcess\nLiquid\nPrescribed\nExcess\nassets\nliquid\nliquid\nassets\nliquid\nLiquid\nEnd of\nheld\nassets/1\nassets\nheld\nassets/1\nassets\n2014\nMay\n1,700.6\n1,116.7\n583.9\n1.9\n23.2\n-21.3\nJun\n1,716.1\n1,123.4\n592.7\n1.2\n22.8\n-21.6\nJul\n1,553.7\n1,089.0\n464.7\n0.9\n22.9\n-22.0\nAug\n1,618.6\n1,111.6\n507.0\n1.3\n23.0\n-21.7\nSep\n1,664.2\n1,129.4\n534.7\n1.1\n22.5\n-21.3\nOct\n1,644.7\n1,135.7\n508.9\n1.7\n22.1\n-20.3\nNov\n1,602.2\n1,110.5\n491.7\n1.0\n21.8\n-20.8\nDec\n1,571.0\n1,107.9\n463.1\n1.7\n20.4\n-18.7\n2015\nJan\n1,581.9\n1,084.2\n497.7\n2.0\n24.0\n-22.0\nFeb\n1,524.2\n1,070.2\n454.0\n2.5\n23.6\n-21.2\nMar\n1,543.8\n1,077.9\n465.9\n2.1\n24.2\n-22.1\nApr\n1,528.6\n1,101.6\n427.0\n0.6\n19.2\n-18.6\nMay\n1,779.2\n1,128.7\n650.4\n0.6\n19.2\n-18.5\nJun\n1,962.4\n1,148.6\n813.8\n0.7\n18.9\n-18.2\nJul\n1,900.7\n1,136.6\n764.1\n2.0\n18.9\n-16.9\n1/ With effect from 1 August 2011, the prescribed liquid asset ratio was reviewed to 25% of liabilities to the public, from 20%. \nUS$ Millions\nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \nCommercial Banks\n Accepting Houses\n \n \nMONTHLY ECONOMIC REVIEW \n29 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2014\nJan\n3093.01\n5.24\n102.26\n233.1\n228.25\n68.31\nFeb\n2954.93\n10.73\n96.27\n193.9\n217.14\n64.42\nMar\n3332.79\n10.4\n103.58\n232.94\n255.32\n87.94\nApr\n3439.33\n9.66\n126.26\n253.16\n264.38\n96.29\nMay\n3915.31\n13.65\n117.11\n181.35\n146.64\n121.98\nJun\n3657.44\n12.42\n110.38\n250.87\n284.18\n104.28\nJul\n3955.45\n11.72\n125.81\n267\n312.35\n101.75\nAug\n3467.34\n9.36\n135.9\n273.39\n320.36\n103.26\nSep\n4037.98\n11.16\n138.09\n280.8\n341.23\n115.94\nOct\n3843.84\n13.58\n150.09\n291.68\n362.30\n117.40\nNov\n4104.33\n9.33\n160.40\n299.94\n358.76\n103.76\nDec\n4615.04\n11.53\n148.5\n336.65\n395.93\n124.33\nAnnual Total\n44416.79\n128.78\n1514.646\n3094.779\n3486.839\n1209.657\n2015\nJan\n3659.00\n11.81\n154.43\n311.94\n352.18\n113.46\nFeb\n3221.13\n13.69\n141.79\n275.8\n334.62\n104.62\nMar\n3801.96\n11.11\n131.97\n298.30\n364.69\n111.70\nApr\n3919.47\n10.81\n133.99\n299.67\n341.22\n112.38\nMay\n3467.1\n13.08\n128.76\n316.66\n389.97\n124.5\nJun\n3014.73\n15.35\n123.53\n333.65\n438.72\n136.62\nJul\n4010.26\n12.64\n154.61\n332.37\n391.04\n128.61\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nValues of Transactions (US$ millions)\n \n \nMONTHLY ECONOMIC REVIEW \n30 \n \n \nMONTH \nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2014\nJan\n182.48\n29.41\n973.79\n815.89\n11141.19\n24.19\nFeb\n175.09\n32.95\n991.91\n799.12\n10631.6\n25.1\nMar\n192.02\n32.35\n1163.76\n947.64\n12859.5\n30.82\nApr\n183.63\n28.12\n1184.85\n974.37\n13298.04\n29.23\nMay\n215.2\n37.09\n954.18\n793.43\n12146.9\n38.68\nJun\n193.58\n32.98\n1164.73\n966.45\n14163.56\n34.25\nJul\n199.59\n34.34\n1272.91\n1038.44\n15370.63\n37.68\nAug\n170.86\n27.25\n1300.35\n1122.41\n16268.07\n33.84\nSep\n197.88\n30.39\n1158.84\n1057.48\n15991.79\n39.35\nOct\n200.32\n34.58\n1193.38\n1086.16\n17527.40\n40.96\nNov\n171.45\n27.66\n1143.69\n1077.30\n17876.31\n42.01\nDec\n189.83\n27.49\n1161.59\n1162.71\n19347.91\n40.49\nAnnual Total\n2271.926\n374.61\n13663.98\n11841.396\n176622.897\n416.599\n2015\nJan\n170.77\n29.55\n1174.09\n1124.49\n16903.26\n37.60\nFeb\n172.25\n32.23\n1140.94\n1027.88\n16160.42\n39.94\nMar\n191.64\n30.33\n1183.64\n1110.17\n18211.89\n44.48\nApr\n180.34\n26.98\n1151.25\n1107.52\n17269.69\n43.55\nMay\n179.76\n27.38\n1052.50\n1123.77\n18684.62\n43.22\nJun\n196.41\n31.85\n1121.24\n1038.18\n17478.24\n47.17\nJul\n199.10\n34.00\n12880.23\n1167.43\n18670.44\n49.36\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS TRANSACTIONAL ACTIVITY\nVolumes of Transactions (in thousands)\n \n \n31 \n \nMONTHLY ECONOMIC REVIEW", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/July2015.pdf"}
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+{"doc_id": "f73e8ce21e0628b0e2b1bd7f00e99d8d", "text": "i \n \n \n \n \n \n \n \nJUNE 2020 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nMONETARY DEVELOPMENTS .............................................................................................. 5 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nINFLATION OUTTURN ............................................................................................................. 8 \nAnnual Inflation ........................................................................................................................ 8 \nMonthly Inflation ...................................................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nCash Transactions ..................................................................................................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCard Based Transactions ......................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n2020 \n \nMay \n \n2020 \n \nJune \n \nMonth-on- \nMonth Change \n(%) \nReserve Money (M0) (ZW$ millions) \n13,815.36 \n12,651.57 \n-8.42% \nMoney Supply2 (M3) (ZW$ millions) \n59,475.22 \n \n99,820.2 \n67.84% \nAnnual Inflation (%) \n785.55 \n737.26 \n-48.29a \n \nMonthly Inflation1 (%) \n15.13 \n31.7 \n16.57a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n112.64 \n157.59 \n39.90 \nNominal Lending Rate2 \n(% per annum) \n5.00-65.00 \n5.00-65.00 \n \nZ.S.E All share Index3 \n1 180.14 \n1 788.75 \n \n51.57 \n \nZ.S.E. Mining Index3 \n1 582.86 \n5 870.36 \n152.42 \n \nZ.S.E. Industrial Index3 \n3 919.50 \n3 995.48 \n49.77 \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \n3. Zimbabwe Stock Exchange. \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n \nInternational prices of gold, platinum, copper, \nnickel and Brent Crude oil registered increases, \nduring the month of June 2020. The gains were \nlargely driven by rising demand, following the \npartial relaxation of lockdown restrictions and \nthe concomitant increase in global economic \nactivity. \n \n \nPrecious Metals \nGold prices were higher by 0.9%, from an \naverage of US$1,718.19 per ounce recorded in \nMay 2020 to US$1,733.14 per ounce in June \n2020. Prices were boosted by the safe haven \nappeal of the yellow metal, amid a spike in \nglobal coronavirus infections, which stocked \nfears of a second wave of corona virus \ninfections. \n \nPlatinum prices gained by 3.2%, from a monthly \naverage of US$795.89 per ounce in the previous \nmonth to US$821.16 per ounce in June 2020. \nThis \nwas \ndriven \nby improved demand \nconditions and easing supply constraints. In \naddition, \nthe \nresumption \nof \nautomobile \nmanufacturing in key markets such as Asia and \nEurope also supported the firming prices, during \nthe month under review. Figure 1 shows \ndevelopments in precious metal prices for the \nperiod June 2019 to June 2020. \n \n \n \n \n \n \n \n Figure 1: Precious metal prices (US$/oz.) \nSource: Bloomberg, 2020 \n \nBase Metals \n \nCopper prices surged by 9.5%, from a monthly \naverage of US$5,234.42 per tonne in May 2020, \nto US$5,742.39 per tonne in June 2020. This \nwas underpinned by improved demand from \nChina, the world’s top consumer of base metals, \non the back of declines in inventories of scrap \ncopper. In addition, the spread of coronavirus in \nPeru and Chile, the major global producers of \nthe base metal also stoked fears of supply \ndisruptions. \n \nThe price of nickel rose from US$12,151.00 per \ntonne in May 2020 to US$12,702.05 per tonne, \nduring the month under analysis. Prices \nincreased amid indications that Indonesia, a top \nglobal producer of the base metal, would \nmaintain an export ban on nickel ore exports, \namid strong demand from major importers such \nas China. \n \n \n \n600\n800\n1000\n1200\n1400\n1600\n1800\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nUS$/oz.\nGold\nPlatinum\n \n \n \n5 \n \nFigure 2 shows the evolution of base metal \nprices for the period from June 2019 to June \n2020. \n \nFigure 2: Base metal prices (US$/ton) \nSource: Bloomberg, 2020 \n \n \n Brent Crude Oil \nBrent crude oil prices increased by 26.6% to \nUS$40.70 per barrel in June 2020, from \nUS$32.14 per barrel recorded in May 2020. \nPrices firmed on the back of tight supply \nconditions, occasioned by OPEC supply cuts \namid higher global demand. Figure 3 shows \ndevelopments in Brent crude oil prices for the \nperiod from June 2019 to June 2020. \n \n \n \n1All monetary numbers valued in ZW$ since the adoption \nof an interbank market determined exchange rate in \nFebruary 2019. \nFigure 3: International crude oil prices \n(US$/barrel) \n \nSource: Bloomberg, 2020 \n \n \nMONETARY DEVELOPMENTS1 \n \nBroad money stood at ZW$99.82 billion as at \nend June 2020, up from ZW$59.48 billion \nrecorded in May 2020. The broad money stock \nlargely consisted of foreign currency (FCA) \ndeposits, equivalent to ZW$57.70 billion \n(57.81%); local currency deposits, ZW$40.91 \nbillion (40.97%); and currency in circulation, \nZW$1.21 billion (1.21%). \nThe foreign currency component of the deposits \nincreased by 1 384.18%, over the year to June \n2020, \nlargely \nattributable \nto \nrevaluation \nadjustments due to exchange rate movements. \nThe local unit depreciated from ZW$6.62 per \n1US$ in June 2019 to ZW$63.74 per 1US$ at \nthe second Auction in June 2020. Foreign \ncurrency deposits also increased in US dollar \n5,000\n7,000\n9,000\n11,000\n13,000\n15,000\n17,000\n19,000\n4,000\n4,500\n5,000\n5,500\n6,000\n6,500\n7,000\n7,500\nJun-19\nAug-19\nOct-19\nDec-19\nFeb-20\nApr-20\nJun-20\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n10\n20\n30\n40\n50\n60\n70\n80\n90\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nUS$/barrel\n \n \n \n6 \n \nterms, owing to inflows attributed to the tobacco \nselling season, as well as the policy that allows \nusage of free funds for domestic purchases. \nLocal currency deposits registered a year -on -\nyear growth of 280.35%, while currency in \ncirculation \nalso \nincreased \nby \n156.38%, \nreflecting the demand for cash for transactions \npurposes, against a high inflation environment. \nThe FCA deposits for the first time exceeded the \nlocal currency denominated deposits, mainly on \naccount of exchange rate movements. \nFigure 4: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nThe annual growth in broad money was largely \ndriven by increases in credit to public non- \nfinancial corporations, 564.10%; private sector, \n527.58%; and other financial corporations, \n317.77%. Net credit to Government, however, \nrecorded a year –on- year decline of 19.79% as \nat end June 2020, consistent with improved \nfiscal performance during the first half of 2020, \nwhere Government realized a budget surplus of \nabout ZW$800 million. \nOn a month- on- month basis, credit to the \nprivate \nsector \nincreased \nby \n14.16% \nto \nZW$32.19 billion. Net credit to Government, \nhowever, declined by 20.95% to Z$11.29 \nbillion. \nCredit to the private sector was distributed as \nfollows: \nagriculture, \n26.16%; \nhouseholds, \n11.65%; \nfinancial \norganisations, \n17.38%; \nmanufacturing, 12.07%; mining, 13.91%; and \ndistribution, 10.32%, as shown in figure 5. \nFigure 5: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCredit to the private sector was channelled \ntowards inventory build-up, 35.74%; other \nrecurrent expenditures, 32.51%; and fixed \ncapital investment, 19.34%; among other \npurposes. \n \n \n \n \n \n \n \n \n \nLocal \nCurrency \nTransferable \ndeposits\n36.09%\nForeign \nCurrency \nDeposits\n57.81%\nTime \nDeposits\n4.02%\nCurrency in \nCirculation\n1.21%\nNCDs\n0.86%\nHouseholds\n11.65%\nAgriculture\n26.16%\nMining\n13.91%\nManufacturing\n12.07%\nDistribution\n10.32%\nConstruction\n0.57%\nTransport & \nCommunicati\nons\n1.29%\nServices\n6.30%\nFinancial Org. \n& Investments\n17.59%\nOther\n0.15%\n \n \n \n7 \n \nSTOCK MARKET DEVELOPMENTS \n \nDuring the month of June 2020, the Zimbabwe \nStock Exchange (ZSE) registered gains for the \nfifth consecutive month. This was reflected by \npositive growths in all the indices. Heightened \nspeculative trading, as investors flocked to the \nmarket to hedge against high inflation, coupled \nwith low returns on the money market, largely \naccounted for the increase in the indices. \n \nIn an effort to curb potential economic damages \ndue to massive speculative trading on the local \nbourse, Government announced the suspension \nof trading on the ZSE on Friday 26th June 2020. \nThe move was meant to allow investigations \ninto suspected illegal dealings, connected with \nthe trading of foreign exchange on the parallel \nmarket. ZSE linked parallel market activities \nwere attributed to movements in the Old Mutual \nImplied Exchange Rate (OMIR). Regrettably, \nthe setting of prices of goods and services in the \neconomy had become benchmarked to the \nparallel rates. \n \nOn a month- on- month basis, the All-share, Top \n10, Medium and Small Cap indices increased \nby 51.57%, 27.87%, 95.05% and 45.06% to 1 \n788.75 points, 1 232.79 points, 3 302.89 \npoints and 5 558.15 points, respectively. \n \nOn an annual basis, the All-Share and Top 10 \nindices gained 773.63% and 525.12%, from \n204.75 points and 197.21 points recorded in \nJune 2019, respectively. \n \n \n \nFigure 6: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \nSource: Zimbabwe Stock Exchange, 2020 \n \nOver the year to June 2020, the industrial and \nmining indices gained 758.86% and 1 465.26%, \nfrom 683.51 points and 255.26 points recorded \nin June 2019, respectively. \n \nOn a month-on-month basis, the industrial and \nmining indices went up by 49.77% and 152.42% \nto 5 870.36 points and 3 995.48 points, \nrespectively. \n \n \nFigure 7: Zimbabwe Stock Exchange Indices \nSource: Zimbabwe Stock Exchange, 2020 \n0.00\n400.00\n800.00\n1200.00\n1600.00\n0.00\n400.00\n800.00\n1200.00\n1600.00\n2000.00\n30-Jun-19\n31-Jul-19\n31-Aug-19\n30-Sep-19\n31-Oct-19\n30-Nov-19\n31-Dec-19\n31-Jan-20\n29-Feb-20\n31-Mar-20\n30-Apr-20\n31-May-20\n30-Jun-20\nTop 10 Index\nAll Share Index\nAll Share Index\nTop 10 Index\n0\n500\n1000\n1500\n2000\n2500\n3000\n3500\n4000\n4500\n5000\n0\n1000\n2000\n3000\n4000\n5000\n6000\nMining Index Points\nIndustrial Inedx Points\nIndustrial\nMining\n \n \n \n8 \n \nAs a consequence of speculative trading activity \non the local bourse, both the volume and value \nof shares traded increased by 73.62% and \n235.21% to close at 379.93 million shares and \nZW$1.91 billion, respectively, during the month \nunder review. \n \nFigure 8: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2020 \nThe \nZSE \nmarket \ncapitalization \ngained \nZW$75.86 billion, or 49.67% of the previous \nmonth’s value, to close at ZW$228.58 billion in \nJune 2020. On a year-on-year basis, the local \nbourse capitalization surged by 746.04%, from \nZW$27.02 billion recorded in May 2019. \n \n \n \n \n \n \n \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nINFLATION OUTTURN \n \n \nAnnual Inflation \n \nAnnual headline inflation decelerated to \n737.26% in June 2020, from 785.6% recorded in \nMay 2020, driven by both food and non-food \ninflation. \nAnnual food inflation, decelerated further to \n835.6% in June 2020, from 953.34% in May \n2020 and 980.0% in April 2020. Bread and \ncereals, vegetables and meat were the major \ndrivers of annual food inflation in June 2020. \nLikewise, annual non-food inflation decelerated \nto 678.3% in June 2020, from 700.38% in May \n2020. The major drivers of annual non-food \ninflation included housing, water, electricity, \ngas and other fuels; miscellaneous goods and \nservices; and transport, among other categories. \nThe year-on-year blended Consumer Price \nIndex (CPI) inflation2, stood at 457.19% in June \n2020, while the monthly blended CPI inflation \nrate was 29.44% in the same month. \n \nMonthly Inflation \n \nMonthly inflation which had been declining \nsince March 2020, accelerated to 31.7% in June \n2020, from 15.1% in May 2020, on account of \nincreases in both food and non-food inflation. \n \nMonthly food inflation rose from 14.7% in May \n2020, to 37.7% in June 2020, following \nin price of goods and services sold in the two main currencies in \ncirculation, namely the ZW$ and the USD \n0\n500\n1,000\n1,500\n2,000\n0\n100\n200\n300\n400\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n9 \n \nincreases in prices of bread and cereals, \nvegetables and meat. \nMonthly non-food inflation, also accelerated \nfrom 15.4% in May 2020 to 27.6% in June 2020. \nThis was driven by increases in transport; \nclothing and footwear; housing water electricity \ngas and other fuels; and furniture, household \nequipment and maintenance. Figure 9 shows \nmonth-on-month inflation developments, for the \nperiod from June 2019 to June 2020. \nFigure 9: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2020 \n \nNATIONAL PAYMENTS SYSTEM \n \nDuring the month of June 2020, transactions \nprocessed through the National Payment System \n(NPS) amounted to ZW$157.59 billion, a \n39.90% increase from ZW$112.64 billion \nrecorded in May 2020. NPS transaction \nvolumes, however, declined by 8.6% to close at \n153.14 million, during the same period. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the Real Time \nGross Settlement (RTGS) system stood at \nZW$91.31 billion in June 2020, up from \nZW$59.27 billion in May 2020. RTGS \ntransaction volumes surged by 34.7%, from \n674,105 in the previous month to close at \n907,772 in June 2020. \n \nFigure 10: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2020 \n \nCash Transactions \n \nCash transactions increased from ZW$1,142.78 \nmillion in the previous month, to ZW$4,128.13 \nmillion in June 2020. \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions rose by \n16.74% to close at ZW$51.88 billion in June \n2020, from ZW$44.45 billion in May 2020. \nCard Based Transactions \n \nDuring the month under analysis, card-based \ntransactions were 32.07% higher at ZW$10.27 \nbillion, compared to ZW$7.78 billion recorded \nin May 2020. \nJuly 2020 \nReserve Bank of Zimbabwe \n0.00%\n10.00%\n20.00%\n30.00%\n40.00%\n50.00%\n60.00%\nMay-19\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nFood\nNon-Food\nOverall\n -\n 20.0\n 40.0\n 60.0\n 80.0\n 100.0\n0\n200\n400\n600\n800\n1000\n1200\nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n27 \n 11. Exchange Rates \n \n \n \n \n \n \n \n28 \n \n \n \n \n \n \n11 \n \n12. Zimbabwe Stock Market Statistics \n \n \n \n \n 29 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 30 \n \n13.2 Volumes of Transactions \n \n \n \n \n 31 \n \n \n \n \n \n \n \n \n 12 \n \n \nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nNet Foreign Assets\n-12,704,437.39\n-19,915,608.51\n-23,599,341.26\n-33,219,232.58\n-38,974,813.91 -39,899,004.55\n-40,662,175.37\n-41,890,476.47 -41,693,753.23 -64,413,672.15\n-89,046,879.04\n-97,000,590.99 -234,278,568.81\nCentral Bank(net)\n-14,602,968.79\n-23,287,056.52\n-27,352,064.33\n-39,349,960.03\n-46,395,160.21\n-48,267,748.85\n-50,285,843.15\n-51,596,769.75\n-51,659,786.89\n-78,356,892.58\n-104,544,431.97\n-114,377,001.26\n-275,623,563.54\nForeign Assets\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\nForeign Liabilities\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\nOther Depository Corporations(net)\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\nForeign Assets\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\nForeign Liabilities\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\nNet Domestic Assets (NDA)\n27,472,328.14\n36,991,644.76\n43,293,406.54\n56,770,962.37\n67,904,876.25\n71,719,556.15\n75,680,355.31\n78,162,546.08\n80,030,632.68 112,816,570.52\n141,032,021.98\n156,475,813.43\n334,099,369.96\nDomestic Claims\n15,645,411.46\n18,228,356.09\n20,234,819.47\n21,168,772.43\n24,743,158.13\n28,575,556.98\n27,819,807.93\n28,569,680.55\n30,260,777.76\n34,054,407.09\n32,574,364.29\n39,060,455.03\n50,113,139.15\nClaims on Central Government(net)\n9,422,173.55\n11,519,440.01\n12,964,643.80\n13,061,889.35\n14,409,797.90\n15,813,415.72\n14,062,737.58\n12,724,160.31\n12,697,777.62\n12,949,759.72\n10,305,498.64\n14,275,106.48\n11,286,874.74\nClaims on Central Government\n10,630,234.88\n13,077,256.67\n14,949,077.76\n16,410,748.86\n16,955,759.46\n17,933,911.03\n15,580,358.19\n16,676,243.01\n16,838,781.22\n17,542,397.05\n17,458,577.62\n18,056,334.55\n22,643,966.48\nCentral Bank\n7,707,833.00\n9,591,038.53\n11,538,930.29\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,472,711.66\n16,374,954.71\nODCs\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\nLess Liabilities to Central Government\n1,208,061.33\n1,557,816.66\n1,984,433.95\n3,348,859.52\n2,545,961.56\n2,120,495.31\n1,517,620.61\n3,952,082.70\n4,141,003.60\n4,592,637.32\n7,153,078.98\n3,781,228.06\n11,357,091.74\nCentral Bank\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\nODCs\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\nClaims on Other Sectors\n6,994,312.91\n6,708,916.08\n7,270,175.67\n8,106,883.08\n10,333,360.23\n12,762,141.26\n13,757,070.35\n15,845,520.24\n17,563,000.14\n21,104,647.37\n22,268,865.65\n24,785,348.54\n38,826,264.41\nOther Financial Corporations\n180,349.24\n174,910.96\n151,317.02\n152,985.99\n162,263.79\n160,062.11\n186,506.15\n202,429.27\n281,264.28\n307,104.48\n290,091.57\n356,669.90\n753,439.03\nState and Local Government\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\nPublic Non Financial Corporations\n1,653,927.27\n957,335.21\n988,381.20\n1,048,058.46\n2,322,563.84\n2,861,071.05\n2,431,172.28\n2,564,682.98\n2,591,284.85\n3,301,602.89\n3,508,675.95\n2,824,122.73\n5,863,041.63\nPrivate Sector\n5,128,717.22\n5,545,476.00\n6,099,787.63\n6,875,497.28\n7,820,402.44\n9,712,660.41\n11,113,071.62\n13,046,099.50\n14,658,746.06\n17,465,318.54\n18,442,253.62\n21,577,980.23\n32,186,558.49\nCentral Bank\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\nODCs\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\nOther Items(Net)\n-11,826,916.67\n-18,934,333.82\n-23,517,846.42\n-35,602,189.94 -43,161,718.12 -43,143,999.17\n-47,860,547.38\n-49,592,865.53 -49,769,854.91 -78,762,163.43 -108,457,657.69 -117,415,358.40 -283,986,230.81\nShares and Other Equity\n-9,810,341.46\n-18,099,228.93\n-22,440,397.72\n-32,505,897.24\n-39,007,159.14\n-41,160,941.61\n-44,544,759.40\n-43,829,432.91\n-44,342,348.31\n-71,119,022.50\n-98,326,925.77\n-108,187,301.34\n-265,536,483.62\nLiabilities to Other Financial Corporations\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\nRestricted Deposits\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-2,423,625.98\n-1,985,690.29\n-2,396,341.30\n-4,666,003.77\n-6,061,102.18\n-4,013,944.69\n-4,583,152.93\n-7,249,777.25\n-6,701,730.71\n-9,930,489.25\n-11,865,486.12\n-10,439,187.46\n-22,215,725.96\nBroad Money-M3\n14,767,890.75\n17,076,036.26\n19,694,065.28\n23,551,729.79\n28,930,062.34\n31,820,551.60\n35,018,179.94\n36,272,069.61\n38,336,879.45\n48,402,898.37\n51,985,142.94\n59,475,222.44\n99,820,801.15\nSecurities Other than Shares Included in Broad Money\n171,667.83\n168,169.20\n202,928.98\n219,889.50\n205,671.08\n235,117.26\n243,976.57\n255,563.69\n260,055.92\n476,793.67\n337,556.97\n359,194.93\n863,206.40\nBroad Money-M2\n14,596,222.92\n16,907,867.06\n19,491,136.30\n23,331,840.28\n28,724,391.26\n31,585,434.34\n34,774,203.37\n36,016,505.92\n38,076,823.53\n47,926,104.70\n51,647,585.97\n59,116,027.50\n98,957,594.75\nOther Deposits\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\nNarrow Money-M1\n13,167,336.03\n15,267,020.52\n17,871,360.53\n21,668,884.03\n26,870,097.07\n29,749,703.49\n32,886,278.54\n33,989,906.64\n35,882,510.46\n45,574,113.84\n49,124,730.79\n56,273,245.28\n94,939,899.37\nTransferable Deposits\n12,695,789.56\n14,802,212.01\n17,310,786.11\n20,977,141.17\n26,157,975.38\n28,913,109.34\n31,978,710.26\n33,036,665.86\n34,932,660.39\n44,529,936.02\n48,082,573.35\n55,147,175.33\n93,730,970.73\n Of which Foreign Currency Accounts\n3,887,787.41\n4,049,120.88\n5,737,719.98\n9,859,484.27\n11,155,597.09\n11,472,035.58\n11,938,732.84\n12,458,349.93\n12,476,934.91\n20,909,726.92\n19,463,088.16\n24,984,322.48\n57,701,775.14\nCurrency Outside Depository Corporations\n471,546.47\n464,808.51\n560,574.42\n691,742.86\n712,121.69\n836,594.15\n907,568.29\n953,240.77\n949,850.07\n1,044,177.82\n1,042,157.43\n1,126,069.95\n1,208,928.64\nMemorandum Items\nReserve Money\n3,282,131.58\n3,769,321.37\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\nFCAs as a Percentage of Deposits in M3\n27.2%\n24.4%\n30.0%\n43.1%\n39.5%\n37.0%\n35.0%\n35.3%\n33.4%\n44.2%\n38.2%\n42.8%\n58.5%\nEnd Period Exchange Rate\n6.62\n9.19\n10.71\n15.20\n16.12\n16.26\n16.77\n17.35\n17.95\n25.00\n25.00\n25.00\n57.36\nSource: Reserve Bank of Zimbabwe,2020\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY ($ '000)\n \n \n \n13 \n \n \nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nNet Foreign Assets\n-14,602,968.79 -23,287,056.52 -27,352,064.33\n-39,349,960.03 -46,395,160.21 -48,267,748.85 -50,285,843.15 -51,596,769.75 -51,659,786.89 -78,356,892.58 -104,544,431.97 -114,377,001.26 -275,623,563.54\nClaims on Non Residents\n2,917,765.26\n3,402,652.93\n4,334,171.18\n6,464,247.45\n5,444,857.74\n5,552,951.79\n5,504,939.77\n5,234,031.88\n5,504,836.03\n4,948,927.35\n4,516,675.83\n5,054,120.38\n17,845,745.97\nOfficial Reserves Assets\n1,399,462.47\n1,401,366.80\n1,964,853.83\n1,511,299.58\n1,937,457.59\n1,915,477.05\n2,537,103.33\n2,888,945.28\n3,104,642.81\n1,759,943.91\n1,340,523.61\n1,452,620.38\n9,522,205.82\nOther Foreign Assets\n1,518,302.79\n2,001,286.13\n2,369,317.36\n4,952,947.87\n3,507,400.15\n3,637,474.74\n2,967,836.45\n2,345,086.60\n2,400,193.22\n3,188,983.44\n3,176,152.22\n3,601,500.00\n8,323,540.15\nLess Liabilities to Non Residents\n17,520,734.04\n26,689,709.45\n31,686,235.51\n45,814,207.48\n51,840,017.94\n53,820,700.64\n55,790,782.92\n56,830,801.63\n57,164,622.92\n83,305,819.93\n109,061,107.80\n119,431,121.65\n293,469,309.50\nShort Term Liabilities\n14,024,443.68\n18,833,457.18\n22,284,382.58\n32,602,281.08\n33,501,054.49\n34,223,789.11\n35,686,123.01\n39,597,730.68\n41,112,190.47\n55,611,921.72\n54,593,528.76\n54,707,783.64\n134,067,700.58\nOther Foreign Liabilities\n3,496,290.36\n7,856,252.27\n9,401,852.93\n13,211,926.40\n18,338,963.45\n19,596,911.53\n20,104,659.91\n17,233,070.95\n16,052,432.45\n27,693,898.21\n54,467,579.05\n64,723,338.01\n159,401,608.92\nNet Domestic Assets (NDA)\n17,885,100.37\n27,056,377.90\n33,099,689.90\n44,032,675.49\n53,205,910.84\n56,382,701.89\n60,613,660.02\n60,847,793.85\n61,040,731.37\n90,061,836.40 117,004,178.58\n128,192,366.11\n288,275,130.35\nDomestic Claims\n7,344,238.48\n8,736,761.70\n10,057,820.09\n10,567,049.53\n12,972,537.88\n14,525,637.67\n12,259,697.53\n10,746,256.31\n10,973,320.90\n11,480,169.17\n9,144,133.05\n12,736,347.09\n10,707,313.49\nNet Claims on Central Government\n6,544,295.30\n7,912,732.78\n9,154,435.10\n9,537,578.10\n10,728,246.52\n11,760,971.47\n9,939,418.32\n8,439,262.68\n8,477,725.92\n8,578,739.93\n6,100,515.00\n10,322,164.33\n6,497,233.96\nClaims on Central Government\n7,707,833.00\n9,419,993.38\n11,079,670.93\n12,831,965.83\n13,205,609.13\n13,782,384.33\n11,338,532.85\n12,298,711.08\n12,540,517.65\n12,762,386.66\n12,737,251.42\n13,472,711.66\n16,374,954.71\nOf which: Securities Other than Shares\n5,922,355.91\n7,222,007.40\n8,308,198.93\n9,491,988.13\n9,617,665.33\n9,771,722.53\n6,828,363.47\n6,784,907.24\n6,729,080.00\n6,635,562.28\n6,568,167.46\n6,515,431.76\n6,441,291.52\n of which USD Securities revaluations (Excha\n0.00\n171,045.15\n620,748.19\n1,795,917.79\n1,930,201.39\n2,084,258.59\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLoans\n1,785,477.10\n2,197,985.98\n2,771,472.00\n3,339,977.70\n3,587,943.80\n4,010,661.79\n4,510,169.38\n5,513,803.84\n5,811,437.65\n6,126,824.37\n6,169,083.96\n6,957,279.90\n9,933,663.19\n Loans and Advances\n114,667.21\n368,837.75\n568,020.15\n835,231.09\n1,110,375.86\n1,262,301.22\n1,199,032.23\n1,611,254.61\n1,808,444.47\n2,123,588.25\n2,165,988.51\n2,954,184.45\n5,927,212.09\n Legacy Debt\n309,057.44\n405,543.61\n404,773.69\n414,023.05\n381,741.08\n382,025.83\n376,260.18\n371,310.28\n391,427.33\n391,670.28\n391,529.61\n391,529.61\n394,885.26\n Export Incentives\n1,361,752.45\n1,423,604.62\n1,798,678.16\n2,090,723.55\n2,095,826.85\n2,366,334.74\n2,934,876.98\n3,531,238.96\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\nOf which: Deposits\n1,163,537.70\n1,507,260.60\n1,925,235.84\n3,294,387.73\n2,477,362.61\n2,021,412.86\n1,399,114.53\n3,859,448.40\n4,062,791.73\n4,183,646.73\n6,636,736.42\n3,150,547.32\n9,877,720.74\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n799,943.18\n824,028.92\n903,384.99\n1,029,471.42\n2,244,291.36\n2,764,666.21\n2,320,279.21\n2,306,993.64\n2,495,594.98\n2,901,429.23\n3,043,618.05\n2,414,182.75\n4,210,079.53\nOther Financial Corporations\n125,389.20\n109,687.61\n112,349.24\n118,657.17\n122,348.15\n122,367.95\n114,216.39\n123,637.97\n185,777.12\n190,538.80\n197,799.53\n198,980.02\n198,722.36\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n651,399.20\n681,030.34\n665,333.60\n824,033.57\n2,032,044.80\n2,576,877.72\n2,130,151.01\n2,105,286.54\n2,135,637.84\n2,527,892.32\n2,663,591.64\n2,032,346.15\n3,825,379.33\nPrivate Sector\n23,154.78\n33,310.97\n125,702.15\n86,780.68\n89,898.41\n65,420.53\n75,911.82\n78,069.12\n174,180.02\n182,998.11\n182,226.89\n182,856.59\n185,977.83\nClaims on Other Depository Corporations\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\nOf which: Loans\n363,908.20\n339,280.92\n348,501.79\n385,543.38\n429,889.74\n875,893.44\n1,247,758.47\n1,418,055.93\n1,537,977.10\n1,747,842.08\n2,004,400.25\n2,363,408.58\n2,836,488.36\nOther Liabilities to ODCs\n2,846,011.57\n2,756,773.68\n3,094,984.02\n4,129,952.46\n4,009,051.66\n5,433,469.12\n7,563,514.16\n8,461,698.70\n9,792,726.83\n9,684,173.41\n9,131,313.79\n12,393,411.08\n20,777,523.67\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n2,200,323.26\n2,004,097.96\n2,145,531.30\n2,824,669.92\n2,966,155.20\n2,939,654.78\n4,579,216.20\n5,320,924.19\n5,467,251.69\n5,944,214.63\n6,089,528.73\n6,941,755.11\n11,137,597.35\nOther Items(Net)\n-13,022,965.26 -20,737,108.96 -25,788,352.03\n-37,210,035.04 -43,812,534.88 -46,414,639.90 -54,669,718.18 -57,145,180.31 -58,322,160.20 -86,517,998.56 -114,986,959.06 -125,486,021.53 -295,508,852.17\nShares and Other Equity\n-12,940,837.81\n-21,517,328.05\n-26,390,209.56\n-37,895,629.34\n-44,802,824.15\n-47,413,029.48\n-54,656,738.27\n-55,918,839.02\n-56,770,197.78\n-85,756,440.85\n-113,862,068.88\n-124,140,506.17\n-296,849,225.12\nOther Items(Net)\n-445,539.22\n-342,958.09\n-689,035.65\n-860,829.96\n-891,621.00\n-981,983.21\n-1,160,947.22\n-2,572,613.77\n-2,671,268.75\n-2,708,996.60\n-2,626,463.31\n-2,191,290.73\n-2,077,424.75\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Money\n363,411.77\n1,123,177.17\n1,290,893.19\n1,546,424.26\n1,881,910.27\n1,980,372.79\n1,147,967.31\n1,346,272.48\n1,119,306.34\n1,947,438.89\n1,501,573.14\n845,775.37\n3,417,797.70\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n3,282,131.58\n3,769,321.38\n5,747,625.57\n4,682,715.46\n6,810,750.63\n8,114,953.04\n10,327,816.88\n9,251,024.10\n9,380,944.48\n11,704,943.82\n12,459,746.60\n13,815,364.85\n12,651,566.81\nBond Coins\n87,606.55\n87,843.40\n87,844.15\n87,847.30\n87,845.55\n93,158.32\n99,010.30\n99,714.26\n99,712.42\n99,712.71\n99,710.76\n99,712.72\n99,710.08\nBond Notes\n510,197.39\n609,392.70\n657,100.48\n728,411.73\n768,566.52\n872,222.06\n978,393.54\n1,036,938.66\n1,117,198.96\n1,208,072.64\n1,240,929.09\n1,356,393.24\n1,570,979.64\nLiabilities to ODCs\n2,583,805.05\n2,945,382.52\n4,679,680.86\n3,772,389.39\n5,535,717.81\n6,219,757.79\n8,352,572.72\n7,253,578.67\n7,089,397.08\n8,789,318.37\n10,198,688.17\n12,082,367.03\n10,419,558.83\n Reserve Deposits\n434,435.93\n497,763.67\n586,218.84\n625,173.97\n758,953.25\n861,489.70\n918,034.34\n1,040,852.24\n1,082,852.88\n1,205,004.05\n1,213,756.71\n1,386,675.05\n890,125.59\n Exess reserves \n2,149,369.12\n2,447,618.85\n4,093,462.02\n3,147,215.41\n4,776,764.57\n5,358,268.10\n7,434,538.38\n6,212,726.43\n6,006,544.20\n7,584,314.32\n8,984,931.47\n10,695,691.98\n9,529,433.25\nPrivate Deposits\n100,522.60\n126,702.75\n323,000.08\n94,067.04\n418,620.75\n929,814.87\n897,840.31\n860,792.52\n1,074,636.02\n1,607,840.10\n920,418.59\n276,891.86\n561,318.26\nSource: Reserve Bank of Zimbabwe,2020\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n14 \n \n \n \n \n \nJun-19\nJul-19\nAug-19\nSep-19\nOct-19\nNov-19\nDec-19\nJan-20\nFeb-20\nMar-20\nApr-20\nMay-20\nJun-20\nNet Foreign Assets\n1,898,531.40\n3,371,448.01\n3,752,723.07\n6,130,727.45\n7,420,346.30\n8,368,744.30\n9,623,667.78\n9,706,293.27\n9,966,033.66\n13,943,220.42\n15,497,552.93\n17,376,410.27\n41,344,994.73\nClaims on Non Residents\n3,814,622.33\n5,390,485.00\n6,120,479.23\n9,382,906.26\n10,478,858.26\n11,622,874.19\n12,948,416.33\n13,153,007.07\n13,344,846.71\n18,827,846.39\n20,437,584.87\n22,510,950.77\n53,130,231.08\nOf Which: Foreign Currency\n882,204.61\n968,769.48\n1,150,434.08\n2,108,450.56\n1,905,985.69\n2,243,113.59\n2,526,205.54\n3,176,598.38\n3,136,431.39\n3,607,624.65\n3,642,933.80\n3,581,769.90\n9,729,549.76\nDeposits\n2,921,840.60\n4,408,575.22\n4,954,935.41\n7,254,079.84\n8,551,844.58\n9,358,131.61\n10,399,832.16\n9,953,357.06\n10,175,380.89\n15,179,403.50\n16,753,404.99\n18,887,749.91\n43,314,001.39\nOther\n10,577.12\n13,140.31\n15,109.74\n20,375.85\n21,027.99\n21,628.98\n22,378.63\n23,051.63\n33,034.42\n40,818.25\n41,246.08\n41,430.97\n86,679.92\nLess Liabilities to Non Residents\n1,916,090.93\n2,019,036.99\n2,367,756.16\n3,252,178.80\n3,058,511.96\n3,254,129.88\n3,324,748.55\n3,446,713.79\n3,378,813.04\n4,884,625.96\n4,940,031.94\n5,134,540.50\n11,785,236.35\nOf Which: Deposits\n769,197.36\n857,462.40\n938,762.40\n1,334,410.99\n1,141,821.51\n1,377,452.16\n1,457,271.39\n1,591,189.46\n1,285,842.52\n1,574,950.88\n1,667,098.42\n1,860,609.63\n3,767,028.56\nLoans\n1,146,893.57\n1,161,574.59\n1,428,993.76\n1,917,767.81\n1,916,690.45\n1,876,677.72\n1,867,477.16\n1,855,524.33\n2,092,970.52\n3,309,675.09\n3,272,933.52\n3,273,930.87\n8,018,207.80\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n12,297,290.28\n13,113,076.98\n15,057,767.71\n16,635,192.44\n20,378,973.60\n21,685,398.27\n23,589,103.57\n24,751,743.05\n26,346,359.69\n31,807,660.02\n34,525,013.99\n40,695,850.36\n56,705,559.53\nDomestic Claims\n8,301,172.98\n9,320,549.24\n9,717,740.03\n10,601,722.91\n11,770,620.25\n14,049,919.30\n15,560,110.40\n17,823,424.24\n19,287,456.86\n22,574,237.92\n23,430,231.24\n26,324,107.94\n39,405,825.66\nNet Claims on Central Government\n2,877,878.25\n3,435,662.08\n3,350,949.35\n3,524,311.24\n3,681,551.38\n4,052,444.25\n4,123,319.26\n4,284,897.63\n4,220,051.70\n4,371,019.79\n4,204,983.64\n3,952,942.15\n4,789,640.77\nClaims on Central Government\n2,922,401.88\n3,486,218.14\n3,410,147.47\n3,578,783.04\n3,750,150.34\n4,151,526.70\n4,241,825.34\n4,377,531.93\n4,298,263.57\n4,780,010.39\n4,721,326.20\n4,583,622.89\n6,269,011.77\nSecurities\n2,918,508.31\n3,484,041.96\n3,409,103.10\n3,577,410.30\n3,749,000.52\n4,150,152.74\n4,240,495.63\n4,372,420.71\n4,293,116.08\n4,775,618.52\n4,716,858.96\n4,579,097.46\n6,264,725.96\nLoans\n3,893.57\n2,176.18\n1,044.37\n1,372.73\n1,149.81\n1,373.97\n1,329.70\n5,111.21\n5,147.49\n4,391.86\n4,467.24\n4,525.43\n4,285.81\nOther \n - - - \n - \n - \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\nOf which: Deposits\n44,523.63\n50,556.06\n59,198.12\n54,471.79\n68,598.95\n99,082.45\n118,506.08\n92,634.30\n78,211.87\n408,990.60\n516,342.56\n630,680.74\n1,479,371.00\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n5,423,294.73\n5,884,887.16\n6,366,790.67\n7,077,411.66\n8,089,068.87\n9,997,475.05\n11,436,791.14\n13,538,526.61\n15,067,405.16\n18,203,218.14\n19,225,247.60\n22,371,165.79\n34,616,184.88\nOther Financial Corporations\n54,960.04\n65,223.35\n38,967.78\n34,328.82\n39,915.64\n37,694.15\n72,289.76\n78,791.30\n95,487.15\n116,565.68\n92,292.05\n157,689.88\n554,716.67\nState and Local Government\n31,319.18\n31,193.91\n30,689.81\n30,341.36\n28,130.16\n28,347.69\n26,320.30\n32,308.50\n31,704.96\n30,621.46\n27,844.50\n26,575.69\n23,225.26\nPublic Non Financial Corporations\n231,453.07\n276,304.88\n323,047.60\n224,024.88\n290,519.04\n284,193.32\n301,021.27\n459,396.43\n455,647.01\n773,710.57\n845,084.31\n791,776.58\n2,037,662.29\nPrivate Sector\n5,105,562.43\n5,512,165.03\n5,974,085.48\n6,788,716.60\n7,730,504.03\n9,647,239.89\n11,037,159.81\n12,968,030.37\n14,484,566.04\n17,282,320.43\n18,260,026.74\n21,395,123.64\n32,000,580.66\nClaims on the Central Bank\n5,415,977.11\n5,448,316.23\n8,140,877.50\n9,252,623.62\n11,757,301.08\n11,546,508.94\n14,013,346.66\n13,400,742.47\n14,084,026.73\n16,430,721.57\n18,224,911.62\n21,706,416.06\n29,919,616.89\nCurrency\n126,257.46\n232,427.59\n184,370.21\n124,516.17\n144,290.37\n128,786.22\n169,835.56\n183,412.14\n267,061.31\n263,607.53\n298,482.41\n330,036.01\n461,761.08\nReserves\n5,289,719.65\n5,215,888.64\n7,956,507.29\n9,128,107.45\n11,613,010.71\n11,417,722.72\n13,843,511.10\n13,217,330.33\n13,816,965.42\n16,167,114.04\n17,926,429.21\n21,376,380.05\n29,457,855.81\nSecurities\n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n - \n - \n - \n - \n - \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n150,275.70\n151,973.32\n155,014.53\n155,934.06\n159,104.77\n175,255.53\n179,468.01\n185,829.15\n189,591.37\n258,425.60\n346,363.87\n536,691.85\n887,577.50\nOther Items(Net)\n1,269,584.10\n1,503,815.17\n2,645,835.28\n3,063,220.03\n2,989,842.96\n3,735,774.45\n5,804,885.48\n6,286,594.51\n6,835,532.53\n6,938,873.87\n6,783,765.00\n6,797,981.79\n11,732,305.51\nShares and Other Equity\n3,130,496.35\n3,418,099.11\n3,949,811.84\n5,389,732.10\n5,795,665.01\n6,252,087.86\n10,111,978.87\n12,089,406.11\n12,427,849.47\n14,637,418.35\n15,535,143.11\n15,953,204.84\n31,312,741.50\nLiabilities to other ressident sectors\n43,639.00\n27,408.22\n27,999.41\n23,286.81\n24,632.93\n50,514.35\n119,397.64\n140,072.14\n154,917.78\n339,909.43\n233,181.06\n365,355.02\n348,181.06\nOther Items(Net)\n-1,904,551.24\n-1,941,692.17\n-1,331,975.97\n-2,349,798.88\n-2,830,454.98\n-2,566,827.76\n-4,426,491.02\n-5,942,883.74\n-5,747,234.71\n-8,038,453.91\n-8,984,559.18\n-9,520,578.07\n-19,928,617.05\nDeposits and Securities Included in Broad Money\n14,195,821.68\n16,484,524.99\n18,810,490.79\n22,765,919.89\n27,799,319.90\n30,054,142.57\n33,212,771.35\n34,458,036.32\n36,312,393.36\n45,750,880.45\n50,022,566.92\n58,072,260.63\n98,050,554.25\nDeposits Included in Broad Money\n14,024,153.85\n \n16,316,355.79\n \n18,607,561.81\n \n22,546,030.38\n \n27,593,648.82\n \n29,819,025.32\n \n32,968,794.78\n \n34,202,472.63\n \n36,052,337.44\n \n45,274,086.77\n \n49,685,009.94\n \n57,713,065.69\n \n97,187,347.86\n \nTransferable Deposits\n12,595,266.96\n \n14,675,509.25\n \n16,987,786.03\n \n20,883,074.13\n \n25,739,354.63\n \n27,983,294.46\n \n31,080,869.95\n \n32,175,873.35\n \n33,858,024.37\n \n42,922,095.92\n \n47,162,154.77\n \n54,870,283.47\n \n93,169,652.47\n \n of which FCAs\n3,887,787.41\n \n4,049,120.88\n \n5,737,719.98\n \n9,859,484.27\n \n11,155,597.09\n \n11,472,035.58\n \n11,938,732.84\n \n12,458,349.93\n \n12,476,934.91\n \n20,909,726.92\n \n19,463,088.16\n \n24,984,322.48\n \n57,701,775.14\n \nOther Deposits\n1,428,886.89\n1,640,846.54\n1,619,775.77\n1,662,956.26\n1,854,294.19\n1,835,730.85\n1,887,924.83\n2,026,599.28\n2,194,313.07\n2,351,990.85\n2,522,855.18\n2,842,782.22\n4,017,695.39\nMoney Market Instruments\n171,667.83\n \n168,169.20\n \n202,928.98\n \n219,889.50\n \n205,671.08\n \n235,117.26\n \n243,976.57\n \n255,563.69\n \n260,055.92\n \n476,793.67\n \n337,556.97\n \n359,194.93\n \n863,206.40\n \nSource:Reserve Bank of Zimbabwe,2020\nTABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\n \n \n \n15 \n \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \n \n \nDebt Securities Foreign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n17 \n \n \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nSource:Reserve Bank of Zimbabwe,2020\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nSource:Reserve Bank of Zimbabwe,2020\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2017\nJun\n0.3\n \n3.7\n \n65.9\n \n208.8\n \n9.8\n \n-\n \n165.3\n \n19.0\n \n-\n \n-\n \n387.6\n \n-\n \n452.9\n \n109.6\n \n126.0\n \n1,548.8\n \nJul\n0.4\n \n3.9\n \n105.8\n \n164.6\n \n9.2\n \n-\n \n168.4\n \n17.2\n \n-\n \n-\n \n391.9\n \n-\n \n451.9\n \n110.9\n \n127.3\n \n1,551.5\n \nAug\n0.4\n \n3.1\n \n142.8\n \n152.0\n \n3.9\n \n-\n \n186.7\n \n16.3\n \n-\n \n-\n \n409.3\n \n-\n \n465.5\n \n104.7\n \n127.2\n \n1,611.9\n \nSep\n0.6\n \n1.8\n \n108.4\n \n117.0\n \n6.7\n \n-\n \n193.0\n \n16.1\n \n-\n \n-\n \n412.7\n \n-\n \n475.2\n \n113.4\n \n130.1\n \n1,574.8\n \nOct\n0.6\n \n1.1\n \n145.7\n \n110.0\n \n14.8\n \n-\n \n193.9\n \n15.4\n \n-\n \n-\n \n420.7\n \n-\n \n493.6\n \n149.9\n \n130.4\n \n1,676.0\n \nNov\n0.7\n \n0.9\n \n138.8\n \n128.4\n \n8.7\n \n-\n \n193.6\n \n18.8\n \n-\n \n-\n \n420.9\n \n-\n \n489.0\n \n160.4\n \n133.0\n \n1,693.3\n \nDec\n1.0\n \n2.6\n \n170.6\n \n134.3\n \n9.1\n \n-\n \n195.1\n \n26.8\n \n-\n \n-\n \n402.3\n \n-\n \n516.8\n \n163.2\n \n135.5\n \n1,757.3\n \n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nSource:Reserve Bank of Zimbabwe,2020\nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2017\n Jun\n401.8\n544.4\n946.2\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1,548.8\n Jul\n430.3\n531.5\n961.8\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1,551.5\n Aug\n495.3\n546.5\n1,041.8\n70.6\n16.3\n1,128.6\n24.0\n21.3\n0.0\n37.4\n0.4\n328.9\n71.4\n1,611.9\n Sep\n488.5\n517.9\n1,006.5\n80.3\n16.7\n1,103.4\n24.8\n17.4\n0.0\n17.0\n0.2\n334.0\n78.0\n1,574.8\n Oct\n583.1\n475.2\n1,058.3\n80.9\n16.2\n1,155.4\n23.4\n26.4\n0.0\n20.6\n0.3\n338.0\n111.8\n1,676.0\n Nov\n570.3\n473.5\n1,043.8\n105.4\n16.3\n1,165.4\n23.7\n26.6\n0.0\n22.7\n0.3\n341.5\n113.0\n1,693.3\n Dec\n608.2\n496.6\n1,104.9\n105.2\n16.5\n1,226.6\n23.4\n25.9\n0.0\n22.7\n0.5\n371.7\n86.7\n1,757.3\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nSource:Reserve Bank of Zimbabwe,2020\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n21 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2017\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nAug\n457,861.9\n52,622.6\n11,736.0\n262,602.7\n17,438.9\n256,802.3\n313,868.5\n138,714.9\n420,653.6\n41,089.3\n617,686.4\n15,194.2\n2,606,271.3\nSep\n457,157.2\n48,477.1\n12,117.9\n340,506.4\n21,660.1\n265,082.3\n331,929.6\n124,822.8\n393,491.3\n41,117.0\n619,867.0\n16,061.2\n2,672,289.8\nOct\n460,475.1\n46,588.0\n12,273.6\n329,020.8\n21,810.6\n262,118.2\n317,587.0\n126,041.6\n383,374.3\n41,351.4\n634,561.2\n16,061.2\n2,651,263.1\nNov\n477,486.1\n46,318.3\n12,005.2\n323,990.0\n21,811.0\n261,421.1\n316,225.5\n123,307.2\n379,542.7\n32,215.3\n649,034.3\n16,061.2\n2,659,418.0\nDec\n489,695.6\n54,162.9\n10,119.0\n334,030.3\n21,844.6\n269,399.3\n307,802.0\n126,719.0\n375,161.7\n31,701.6\n621,421.9\n13,938.1\n2,655,996.0\n2018\nJan\n479,109.6\n59,336.8\n9,442.4\n289,531.3\n20,569.7\n258,035.0\n271,453.8\n106,425.1\n390,052.9\n32,328.6\n617,303.0\n14,394.7\n2,547,982.8\nFeb\n488,203.1\n59.,977.6\n9,271.6\n315,569.6\n20,133.1\n258,263.6\n285,045.1\n108,649.0\n393,604.9\n31,636.6\n618,377.4\n15,010.6\n2,543,764.6\nMar\n484,764.7\n64,826.5\n11,050.5\n344,731.3\n15,203.3\n274,150.2\n303,649.2\n114,431.9\n363,449.4\n32,793.4\n640,496.9\n19,893.1\n2,669,440.4\nApr\n485,790.0\n63,948.2\n10,904.2\n344,532.1\n15,015.2\n271,071.8\n294,270.8\n112,692.1\n333,633.8\n31,103.5\n631,920.5\n22,066.0\n2,616,948.2\nMay\n501,783.7\n63,555.3\n10,933.5\n362,939.6\n15,079.8\n358,553.4\n317,666.7\n117,123.0\n338,846.3\n31,523.1\n651,444.0\n24,226.4\n2,793,674.8\nJun\n475,105.7\n66,796.8\n13,907.7\n385,583.3\n15,079.8\n344,917.3\n323,212.1\n117,146.6\n335,216.9\n34,457.6\n655,427.0\n34,163.4\n2,801,014.3\nJul\n463,286.3\n70,905.2\n18,924.1\n383,314.7\n14,976.4\n140,624.6\n274,507.8\n113,776.3\n309,209.5\n37,474.0\n652,652.7\n34,402.1\n2,514,053.7\nAug\n470,756.1\n79,237.1\n15,167.3\n331,672.8\n15,021.9\n144,100.7\n271,000.5\n111,960.2\n306,022.7\n37,341.2\n666,649.4\n34,402.1\n2,483,332.1\nSep\n451,745.3\n79,055.7\n15,021.6\n341,851.7\n15,021.9\n144,799.6\n263,994.2\n112,656.6\n320,788.5\n36,914.6\n666,971.5\n64,407.1\n2,513,228.2\nOct\n453,068.3\n74,931.8\n16,036.5\n389,851.7\n15,156.8\n165,252.7\n268,933.2\n111,956.6\n313,376.8\n36,118.6\n680,445.7\n12,855.7\n2,537,984.3\nNov\n444,130.8\n133,137.6\n14,884.1\n313,733.0\n15,156.8\n165,419.8\n269,459.9\n149,908.1\n316,738.8\n45,693.2\n679,403.7\n12,265.4\n2,559,931.1\nDec\n492,669.9\n78,176.7\n15,958.0\n340,422.7\n14,425.5\n165,648.7\n253,354.3\n113,596.5\n347,242.2\n40,695.4\n669,879.6\n12,254.3\n2,544,323.9\n2019\nJan\n525,176.7\n80,480.9\n20,199.4\n349,755.6\n15,294.0\n158,458.9\n255,380.4\n123,772.8\n358,554.2\n42,355.5\n666,797.1\n16,335.7\n2,612,561.3\nFeb\n521,988.1\n79,066.7\n10,931.1\n352,797.8\n14,699.0\n80,894.7\n253,027.0\n124,474.7\n389,523.0\n40,923.5\n644,320.9\n11,446.6\n2,524,093.1\nMar\n538,072.7\n87,791.3\n18,211.5\n379,233.1\n14,556.7\n205,466.5\n270,360.1\n133,324.8\n407,638.0\n43,541.4\n731,600.3\n11,476.6\n2,841,272.8\nApr\n584,205.3\n96,516.9\n22,430.9\n421,676.7\n15,968.0\n236,000.3\n310,449.7\n193,315.8\n387,730.2\n44,465.7\n788,749.6\n14,486.6\n3,115,995.7\nMay\n712,661.5\n98,826.6\n27,802.4\n466,620.0\n17,425.9\n317,055.8\n368,550.6\n250,912.5\n441,731.0\n43,682.6\n901,283.4\n14,096.6\n3,660,649.0\nJun\n940,505.8\n82,926.8\n30,534.7\n566,391.1\n169,400.8\n876,820.4\n354,648.6\n331,070.0\n404,941.1\n49,207.3\n898,523.5\n14,258.9\n4,719,228.9\nJul\n1,060,152.4\n108,889.3\n38,005.8\n685,729.8\n22,484.8\n470,421.8\n497,581.3\n333,137.4\n643,722.0\n51,560.7\n1,111,698.0\n7,683.2\n5,031,066.5\nAug\n1,163,054.3\n117,882.9\n40,904.6\n720,937.6\n15,289.6\n524,650.1\n575,937.1\n378,008.7\n742,674.6\n51,710.4\n1,202,415.1\n5,830.8\n5,539,295.7\nSep\n1,379,203.2\n101,683.9\n20,216.2\n755,828.9\n15,563.7\n1,430,322.3\n520,659.8\n487,089.9\n594,143.3\n59,974.6\n1,004,073.3\n6,055.4\n5,087,524.4\nOct\n1,917,349.8\n103,709.0\n20,826.5\n798,377.2\n24,574.7\n1,447,865.7\n603,692.2\n541,020.3\n618,349.6\n61,677.9\n1,112,873.3\n4,322.0\n7,530,493.2\nNov\n1,916,599.1\n103,450.1\n22,381.7\n878,695.3\n24,749.4\n1,566,329.2\n623,341.5\n554,037.1\n623,064.8\n61,153.1\n1,152,340.0\n4,351.8\n7,530,493.2\nDec\n3,260,641.3\n140,783.7\n27,127.1\n1,114,871.8\n48,155.6\n1,504,624.8\n1,027,373.9\n821,797.2\n823,237.5\n84,684.8\n1,428,029.4\n7,328.2\n10,288,655.3\n2020\nJan\n4,084,551.9\n155,581.9\n40,879.9\n1,241,096.7\n54,212.8\n1,614,135.9\n1,136,124.9\n905,568.2\n799,835.7\n83,887.6\n1,594,904.4\n3,435.4\n11,714,215.3\nFeb\n4,492,412.3\n157,892.1\n54,850.8\n1,305,056.3\n51,575.2\n1,667,016.0\n1,328,895.1\n875,096.3\n827,340.4\n103,240.6\n1,837,059.2\n1,195.4\n12,701,629.5\nMar\n5,400,573.8\n137,553.1\n109,432.3\n1,355,737.8\n60,656.4\n2,181,804.5\n1,514,365.3\n1,743,391.4\n911,568.0\n129,647.8\n2,083,395.0\n30,867.0\n15,658,992.1\nApr\n5,497,243.2\n144,302.2\n94,782.2\n1,298,701.4\n50,563.1\n2,200,545.8\n1,762,996.4\n1,756,962.2\n1,057,031.7\n149,805.9\n2,211,133.9\n33,524.9\n16,257,593.1\nMay\n6,753,987.6\n152,161.1\n176,776.3\n1,688,453.5\n61,403.0\n2,272,323.3\n2,155,232.1\n2,018,291.5\n1,335,664.7\n161,892.6\n2,646,269.6\n56,873.3\n19,479,328.7\nJun\n8,233,748.4\n178,010.1\n127,961.9\n3,248,219.4\n64,989.9\n5,469,986.1\n3,799,659.7\n4,379,017.7\n1,983,339.3\n277,602.3\n3,665,408.8\n46,385.0\n31,474,328.4\nSource:Reserve Bank of Zimbabwe,2020\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n22 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n \n2017\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nAug\n302,611.3\n149,014.9\n296,550.6\n914,686.8\n346,236.8\n1,131,207.5\n453,584.0\n169,521.2\n1,562,637.2\n111,394.6\n746,644.5\n90,999.4\n6,275,088.8\nSep\n348,786.3\n146,383.0\n286,092.4\n796,517.1\n340,224.7\n1,072,979.9\n571,373.7\n211,077.0\n1,705,640.6\n122,645.6\n747,874.4\n72,255.0\n6,421,849.6\nOct\n345,521.0\n138,274.9\n238,975.9\n778,597.1\n355,135.9\n1,138,203.7\n565,046.4\n259,285.2\n1,694,691.4\n123,908.8\n741,652.0\n72,255.0\n6,451,547.3\nNov\n336,339.3\n144,708.5\n239,524.3\n927,820.8\n362,515.4\n986,824.6\n629,010.4\n250,132.7\n1,694,043.5\n131,768.3\n761,400.5\n72,255.0\n6,536,343.3\nDec\n317,794.8\n160,261.7\n284,829.7\n890,549.4\n375,616.4\n1,073,707.0\n686,933.4\n257,197.2\n1,712,823.9\n143,466.1\n711,031.6\n62,444.8\n6,676,655.9\n2018\nJan\n380,283.8\n151,436.0\n257,298.2\n918,787.6\n365,354.6\n1,050,097.7\n652,999.0\n248,933.0\n1,757,391.8\n141,913.2\n669,049.8\n67,904.7\n6,661,449.4\nFeb\n455,217.0\n224,070.1\n263,961.9\n897,453.2\n399,016.2\n949,795.6\n674,828.4\n354,052.8\n1,701,611.4\n107,779.5\n680,060.2\n67,686.4\n6,775,532.7\nMar\n451,992.5\n142,332.9\n296,310.0\n825,805.5\n376,593.0\n1,001,674.3\n597,436.8\n253,127.4\n1,827,464.3\n163,971.7\n597,436.8\n63,604.3\n6,597,749.5\nApr\n476,448.1\n144,564.6\n310,795.6\n806,144.7\n364,824.6\n988,527.2\n649,893.0\n255,761.8\n1,892,415.2\n179,252.3\n712,565.9\n65,398.2\n6,846,591.4\nMay\n494,612.8\n152,567.4\n350,409.2\n874,140.5\n374,089.9\n1,097,970.7\n700,891.9\n271,892.0\n1,913,394.9\n186,192.5\n745,592.7\n64,970.7\n7,226,725.2\nJun\n465,984.0\n164,242.3\n391,142.3\n948,703.0\n368,260.1\n1,140,652.9\n754,981.1\n324,355.8\n2,160,400.4\n200,774.3\n779,012.8\n64,786.3\n7,763,295.2\nJul\n445,780.0\n226,433.0\n413,409.1\n955,925.6\n420,416.6\n1,120,834.7\n760,588.2\n321,078.4\n2,192,743.2\n200,523.6\n822,857.6\n64,786.3\n7,945,376.2\nAug\n429,439.9\n189,498.0\n386,595.6\n980,354.1\n429,659.7\n1,091,202.9\n782,008.7\n297,412.3\n1,968,724.0\n196,068.8\n836,719.1\n64,786.3\n7,652,469.3\nSep\n447,556.4\n206,194.1\n382,491.5\n1,186,453.7\n444,599.1\n1,070,365.1\n811,296.2\n302,579.3\n2,059,093.1\n247,105.7\n906,767.6\n84,514.5\n8,149,016.3\nOct\n445,484.4\n199,531.1\n391,968.4\n984,701.5\n469,891.9\n1,153,855.9\n846,453.3\n315,808.5\n2,110,864.2\n260,816.9\n817,328.3\n67,915.2\n8,064,619.7\nNov\n489,192.9\n194,869.4\n391,442.4\n925,081.3\n441,534.3\n1,248,555.8\n827,349.4\n316,945.5\n2,059,370.1\n261,756.5\n825,642.2\n66,458.7\n8,048,198.5\nDec\n494,011.3\n201,871.0\n531,888.3\n1,034,592.5\n428,738.7\n1,196,503.2\n823,081.9\n331,251.3\n2,063,550.8\n278,659.0\n802,507.6\n63,361.3\n8,250,016.9\n2019\nJan\n505,422.9\n391,022.0\n497,976.2\n1,034,948.2\n411,945.9\n1,187,606.7\n882,289.7\n322,030.3\n2,154,902.3\n135,871.6\n763,189.5\n63,064.3\n8,350,269.7\nFeb\n512,602.3\n374,750.6\n394,709.1\n936,123.6\n449,800.9\n904,919.4\n855,348.4\n347,405.5\n2,355,866.1\n138,685.8\n776,949.7\n63,097.1\n8,110,258.7\nMar\n526,564.2\n343,684.3\n376,205.6\n937,743.4\n393,489.3\n1,317,757.7\n861,574.9\n380,295.4\n2,099,331.1\n141,677.2\n773,726.4\n63,094.9\n8,215,144.4\nApr\n632,972.5\n255,945.6\n1,010,978.7\n90,282.6\n462,133.1\n1,535,772.6\n890,606.5\n325,814.6\n2,413,535.6\n320,213.5\n876,646.5\n90,282.6\n9,963,832.2\nMay\n832,073.6\n305,410.9\n1,321,039.7\n1,177,925.1\n522,764.9\n1,646,358.6\n1,142,369.6\n372,594.9\n2,765,341.2\n371,372.0\n965,202.7\n93,188.9\n11,515,642.2\nJun\n1,001,633.6\n309,108.9\n1,124,005.3\n1,337,171.0\n546,572.5\n2,210,293.9\n1,319,789.8\n562,858.0\n3,493,214.3\n434,828.2\n1,070,319.7\n52,118.6\n13,461,913.9\nJul\n1,171,245.4\n353,388.5\n1,504,911.5\n1,241,910.1\n654,904.7\n2,553,878.7\n1,383,215.2\n585,108.2\n4,131,588.8\n463,161.9\n1,304,402.7\n71,943.6\n15,419,659.2\nAug\n1,313,462.5\n477,215.8\n1,795,905.4\n1,687,246.4\n804,316.2\n2,591,386.5\n1,647,680.2\n1,114,306.0\n3,872,187.0\n503,541.6\n1,532,441.9\n75,829.3\n17,413,139.2\nSep\n1,581,141.7\n321,121.4\n1,934,554.4\n1,728,390.1\n952,548.3\n3,086,893.1\n1,638,855.1\n1,375,546.6\n5,961,405.3\n589,939.6\n1,848,708.4\n76,775.9\n21,272,162.4\nOct\n1,744,905.8\n796,996.5\n2,217,888.5\n2,626,316.7\n768,125.2\n3,204,019.2\n2,287,076.1\n1,889,144.7\n7,536,588.6\n510,151.5\n1,942,195.1\n48,142.7\n25,571,550.5\nNov\n1,783,345.3\n813,506.5\n2,257,181.8\n2,618,010.3\n1,287,013.8\n3,544,459.5\n2,082,447.8\n1,787,923.6\n7,794,026.0\n491,371.8\n1,920,297.4\n57,897.5\n26,437,481.4\nDec\n1,877,764.1\n950,348.8\n2,917,087.2\n3,126,494.5\n1,421,969.0\n4,411,638.4\n2,605,023.1\n1,664,547.7\n8,410,964.0\n554,937.3\n2,477,474.0\n116,789.4\n30,535,037.6\n2020\nJan\n2,173,633.0\n972,609.2\n3,182,087.1\n4,279,565.8\n1,757,297.1\n4,791,990.6\n2,791,625.2\n2,223,774.1\n9,875,803.5\n609,781.7\n2,838,775.9\n81,735.2\n35,578,678.4\nFeb\n2,492,591.8\n1,191,731.7\n3,340,863.8\n8,721,475.9\n1,919,428.5\n5,869,104.2\n3,481,495.5\n2,729,162.0\n10,202,203.6\n760,155.3\n3,574,134.5\n82,845.8\n44,365,192.6\nMar\n2,678,262.7\n1,449,645.9\n3,231,059.0\n11,715,273.9\n2,114,093.0\n6,507,000.0\n4,576,971.8\n3,048,053.5\n11,490,205.2\n947,918.2\n4,257,117.7\n72,082.9\n52,087,683.7\nApr\n2,854,374.8\n1,118,295.5\n3,492,330.5\n5,271,473.4\n1,999,901.1\n6,191,170.7\n4,276,817.2\n3,727,579.4\n14,060,717.8\n713,407.0\n4,444,924.9\n83,109.3\n48,234,101.6\nMay\n3,866,781.1\n1,163,944.9\n4,713,727.6\n7,932,403.4\n1,991,042.6\n7,151,451.5\n5,858,495.1\n5,031,912.5\n13,907,794.8\n944,318.1\n5,060,401.3\n88,613.6\n57,710,886.5\nJune\n7,228,784.4\n1,963,030.9\n5,393,404.5\n14,526,855.6\n3,997,135.7\n12,452,202.5\n11,386,156.5\n9,507,719.1\n22,807,615.5\n1,630,544.9\n9,798,261.2\n121,561.2\n100,813,272.0\nSource: Reserve Bank of Zimbabwe,2020\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n23 \n \n \nEnd of\nNominal \nLending \nRates 1\nIndividuals \nCorporate\n2018\nJan\n4.45-18.00\n9.33 \n6.99 \nFeb\n4.45-18.00\n9.57 \n6.93 \nMar\n4.45-18.00\n9.64 \n6.98 \nApr\n4.00-18.00\n9.32 \n7.08 \nMay\n4.00-18.00\n9.28 \n7.09 \nJun\n4.00-18.00\n9.32 \n7.14 \nJul\n4.00-18.00\n9.75 \n6.97 \nAug\n4.00-18.00\n9.87 \n7.10 \nSep\n4.00-18.00\n9.56 \n7.11 \nOct\n4.00-18.00\n9.47 \n7.38 \nNov\n4.00-18.00\n9.49 \n7.38 \nDec\n4.00-18.00\n9.48 \n7.39 \n2019\nJan\n4.00-18.00\n9.47 \n7.40 \nFeb\n4.00-18.00\n9.23 \n7.30 \nMar\n4.00-18.00\n9.23 \n7.31 \nApr\n4.00-18.00\n9.30 \n7.38 \nMay\n4.00-22.00\n9.31 \n7.33 \nJun\n4.00-22.00\n9.15 \n7.67 \nJul\n4.00-35.00\n9.54 \n8.40 \nAug\n5.00-55.00\n14.37 \n18.43 \nSep\n5.00-65.00\n14.64 \n19.81 \nOct\n5.00-65.00\n15.59 \n19.66 \nNov\n5.00-65.00\n15.06 \n18.00 \nDec\n5.00-65.00\n16.08 \n18.31 \n2020\nJan\n5.00-65.00\n16.56 \n17.20 \nFeb\n5.00-65.00\n16.92 \n16.68 \nMar\n5.00-65.00\n19.65 \n17.21 \nApr\n5.00-65.00\n18.57 \n18.69 \nMay\n5.00-65.00\n18.06 \n18.07 \nJune\n5.00-65.00\n20.04 \n17.38 \nSource:Reserve Bank of Zimbabwe, 2020\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Lending Rates\n \n \n \n24 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2018\nJan\n0.22-12.00\n0.75-8.00\nFeb\n0.22-12.00\n0.75-8.00\nMar\n0.22-12.00\n0.75-8.00\nApr\n0.22-12.00\n0.75-8.00\nMay\n0.22-12.00\n0.75-8.00\nJun\n0.22-12.00\n0.75-8.00\nJul\n0.22-12.00\n0.75-8.00\nAug\n0.22-12.00\n0.75-8.00\nSep\n0.22-12.00\n0.75-8.00\nOct\n0.22-12.00\n0.75-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-6.75\n2019\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-6.75\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.00-8.00\nAug\n0.22-12.00\n1.00-8.00\nSep\n0.22-12.00\n1.00-8.00\nOct\n0.22-12.00\n1.00-8.00\nNov\n0.22-12.00\n1.00-8.00\nDec\n0.22-12.00\n1.00-8.00\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJune\n0.22-12.00\n1.00-8.00\n Source:Reserve Bank of Zimbabwe, 2020\n* Deposit rates depict the range of rates qouted by banks. \n **Banks have adjusted their costs of holding deposits following the \n call by the RBZ to reduce lending rates.\nCOMMERCIAL BANKS\n \n \n \n25 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING &\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICA\nTION\nRECREATION &\nEDUCATION\nRESTAURA\nNTS &\nMISC.\nTOTAL NON\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017 \nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.15\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nAug\n-0.18\n0.10\n0.06\n0.05\n0.03\n0.00\n0.03\n0.13\n0.00\n0.00\n0.06\n0.01\n-0.47\n-0.13\nSep\n0.02\n0.45\n0.24\n1.10\n0.07\n-0.31\n0.14\n0.64\n0.00\n0.05\n0.12\n0.27\n0.66\n0.38\nOct\n0.63\n1.44\n0.24\n3.49\n1.07\n1.08\n0.37\n3.08\n0.00\n0.45\n2.66\n1.25\n2.27\n1.54\nNov\n0.28\n0.62\n0.06\n1.32\n0.38\n0.29\n-0.04\n1.14\n-1.43\n-0.72\n1.10\n0.33\n1.74\n0.74\nDec\n0.28\n0.72\n-0.43\n0.45\n0.01\n0.29\n-0.01\n0.78\n0.00\n0.49\n0.74\n0.21\n1.29\n0.53\n2018\nJan\n0.17\n0.67\n0.02\n0.55\n0.10\n0.00\n-0.04\n1.78\n0.00\n-0.16\n0.64\n0.26\n0.39\n0.30\nFeb\n0.26\n0.91\n0.01\n0.43\n0.00\n-0.02\n0.15\n0.90\n0.00\n0.01\n0.21\n0.19\n-0.18\n0.08\nMar\n0.13\n-0.34\n-0.74\n0.46\n0.18\n-1.29\n-1.60\n1.58\n0.01\n-0.14\n-0.55\n0.09\n-0.03\n-0.25\nApr\n0.20\n0.34\n-0.01\n0.00\n0.10\n-0.32\n-0.21\n-0.10\n0.63\n1.85\n0.26\n0.11\n0.02\n0.08\nMay\n-0.03\n0.10\n0.00\n-0.12\n0.03\n0.14\n-0.01\n0.08\n0.00\n0.05\n0.33\n0.03\n0.02\n0.03\nJun\n0.60\n0.14\n-0.16\n-0.48\n0.38\n0.19\n0.10\n-0.25\n0.00\n0.26\n1.00\n0.04\n-0.23\n-0.05\nJul\n0.43\n0.38\n0.00\n0.40\n0.31\n0.17\n0.08\n0.65\n7.16\n3.20\n0.75\n1.09\n0.74\n0.98\nAug\n0.13\n0.45\n0.00\n0.91\n0.24\n0.47\n0.00\n-0.23\n0.00\n0.11\n0.34\n0.28\n0.62\n0.39\nSep\n0.22\n1.35\n0.53\n2.79\n1.90\n0.51\n0.32\n0.22\n0.00\n0.28\n0.07\n0.85\n1.05\n0.92\nOct\n7.89\n45.88\n2.94\n26.86\n12.94\n19.13\n1.39\n27.66\n0.00\n9.86\n13.64\n14.66\n20.12\n16.44\nNov\n7.21\n10.63\n4.80\n9.12\n3.36\n2.31\n0.18\n16.33\n0.35\n9.29\n15.42\n6.50\n14.53\n9.20\nDec\n10.22\n8.07\n2.77\n8.07\n8.49\n28.61\n1.26\n3.19\n0.00\n13.84\n10.07\n9.01\n9.07\n9.03\n2019\nJan\n13.35\n1.04\n4.35\n9.46\n11.64\n47.25\n1.12\n11.01\n0.10\n11.73\n6.72\n12.83\n6.94\n10.75\nFeb\n2.94\n5.94\n2.77\n2.73\n2.93\n-7.70\n0.14\n3.42\n0.02\n2.20\n4.34\n0.70\n3.56\n1.67\nMar\n14.29\n5.56\n2.34\n5.20\n2.30\n3.06\n0.14\n3.92\n3.66\n4.54\n5.16\n4.05\n5.10\n4.38\nApr\n12.05\n6.57\n0.65\n5.84\n19.90\n3.40\n3.50\n5.36\n6.93\n19.74\n5.35\n4.45\n7.85\n5.52\nMay\n21.57\n11.89\n2.54\n11.51\n16.85\n16.18\n31.21\n29.81\n3.05\n6.67\n8.96\n10.12\n17.63\n12.54\nJun\n40.94\n59.89\n18.11\n63.80\n46.53\n41.90\n2.32\n35.38\n0.06\n28.71\n36.63\n31.23\n55.07\n39.26\nJul\n23.72\n27.68\n9.19\n27.01\n43.32\n26.39\n7.48\n36.17\n11.05\n30.51\n39.79\n21.72\n19.90\n21.04\nAug\n18.09\n10.81\n13.65\n11.18\n7.47\n32.66\n67.86\n12.65\n4.09\n8.67\n18.77\n17.79\n18.55\n18.07\nSep\n11.01\n17.47\n15.52\n14.73\n18.68\n16.83\n1.29\n18.03\n4.10\n8.42\n35.01\n16.63\n19.55\n17.72\nOct\n42.80\n37.15\n38.63\n35.12\n34.80\n26.55\n9.15\n31.78\n5.47\n37.99\n30.03\n32.90\n48.35\n38.75\nNov\n16.54\n18.35\n5.83\n25.67\n18.49\n9.68\n13.01\n20.59\n17.10\n36.46\n23.89\n13.94\n22.63\n17.46\nDec\n11.51\n13.48\n31.25\n17.51\n12.74\n11.82\n1.43\n5.70\n0.17\n15.52\n18.28\n17.14\n15.75\n16.55\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nSource:Zimstat, 2020\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\n \n \n \n26 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC TY, \nGA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2017\nJan\n-0.61\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.79\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.43\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.19\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.13\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.28\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.28\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.56\n1.92\n0.14\nAug\n0.35\n-0.26\n-2.37\n2.50\n0.02\n-0.88\n0.33\n0.78\n-3.28\n1.92\n2.05\n-0.50\n1.76\n0.14\nSep\n0.27\n0.22\n-1.05\n3.91\n0.12\n-1.11\n0.57\n1.69\n-3.28\n1.97\n2.07\n0.10\n2.49\n0.78\nOct\n0.95\n1.91\n-0.68\n7.47\n1.22\n0.02\n0.94\n4.84\n-3.28\n2.49\n4.61\n1.38\n4.40\n2.24\nNov\n1.17\n2.62\n-0.62\n8.78\n1.67\n-0.02\n0.89\n5.83\n-2.25\n1.76\n5.62\n1.91\n5.65\n2.97\nDec\n1.51\n3.27\n-0.45\n8.77\n1.57\n0.55\n0.89\n6.35\n-2.26\n2.09\n6.04\n2.20\n6.60\n3.46\n2018\nJan\n1.83\n4.12\n-0.52\n9.00\n1.82\n1.30\n0.41\n7.95\n-2.25\n1.63\n6.64\n2.45\n6.17\n3.52\nFeb\n2.04\n5.21\n-0.65\n8.71\n1.84\n1.17\n0.56\n8.96\n-2.25\n1.45\n6.31\n2.41\n4.35\n2.98\nMar\n2.02\n4.81\n-1.32\n8.52\n1.91\n-0.35\n-1.03\n10.48\n-2.24\n1.30\n5.35\n2.37\n4.54\n2.68\nApr\n2.34\n5.14\n-1.36\n8.45\n2.06\n-0.67\n-1.28\n10.36\n-3.58\n2.84\n5.70\n2.26\n4.94\n2.71\nMay\n2.18\n5.15\n-1.36\n8.30\n1.96\n-0.58\n-1.30\n10.67\n-3.58\n3.29\n6.14\n2.28\n4.89\n2.71\nJun\n2.58\n5.27\n-0.70\n7.36\n2.38\n-0.20\n-1.20\n10.20\n-3.58\n3.26\n6.85\n2.48\n5.12\n2.91\nJul\n2.83\n5.66\n-0.71\n7.86\n2.68\n0.20\n-1.04\n10.86\n6.31\n5.42\n7.53\n3.94\n6.35\n4.29\nAug\n3.15\n6.03\n-0.77\n8.78\n2.89\n0.67\n-1.07\n10.47\n6.31\n5.53\n7.84\n4.22\n7.52\n4.83\nSep\n3.35\n6.98\n-0.47\n10.60\n4.77\n1.49\n-0.89\n10.00\n6.31\n5.77\n7.79\n4.83\n7.94\n5.39\nOct\n10.81\n53.83\n2.20\n35.57\n17.08\n19.61\n0.11\n36.24\n6.31\n15.68\n19.31\n18.71\n26.78\n20.85\nNov\n18.47\n69.14\n7.04\n46.01\n20.56\n22.02\n0.34\n56.70\n8.23\n27.34\n36.21\n26.02\n42.71\n31.01\nDec\n30.21\n81.48\n10.48\n57.08\n30.80\n56.47\n1.61\n60.45\n8.22\n44.26\n48.82\n37.08\n53.68\n42.09\n2019\nJan\n47.34\n82.13\n15.27\n71.00\n45.88\n130.41\n2.79\n75.00\n8.32\n61.45\n57.81\n54.26\n63.71\n56.90\nFeb\n51.28\n91.22\n18.46\n74.92\n50.16\n112.71\n2.78\n79.38\n8.34\n64.99\n64.31\n55.04\n69.84\n59.39\nMar\n72.67\n102.55\n22.14\n83.18\n53.34\n122.10\n4.59\n83.51\n12.30\n72.72\n73.75\n61.19\n78.55\n66.80\nApr\n93.08\n115.13\n22.94\n93.88\n83.66\n130.40\n8.49\n93.54\n19.33\n103.06\n82.56\n68.17\n92.52\n75.86\nMay\n134.80\n140.46\n26.07\n116.47\n114.54\n167.32\n42.36\n151.04\n22.97\n116.49\n98.28\n85.94\n126.43\n97.85\nJun\n228.95\n283.96\n49.13\n256.29\n213.17\n278.58\n45.52\n240.71\n23.05\n177.91\n168.24\n142.84\n251.94\n175.66\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nSource:Zimstat, 2020\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\n \n \n \n27 \n \n \n \n \n \n(US$ MILLIONS)\nEnd Period\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\n2017\n2018\n2019\nEst\nLong-Term External Debt\n6,326\n6,556\n7,713\n8,125\n8,655\n10,234\n9,341\n9,305\n9,555\n9,827\n10,557\nGovernment\n5,304\n5,039\n6,128\n6,321\n6,172\n6,192\n6,097\n6,015\n6,200\n6,306\n6,930\nBilateral Creditors\n3,703\n3,402\n4,087\n4,087\n4,088\n4,115\n4,115\n4,129\n4,194\n4,261\n4,892\nMultilateral Creditors\n1,591\n1,627\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\n2,006\n2,045\n2,069\nPrivate Creditors\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n825\n825\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\n1,406\n1,426\n1,165\nBilateral Creditors\n497\n497\n711\n703\n858\n1,155\n760\n779\n843\n898\n783\nMultilateral Creditors\n327\n327\n382\n495\n498\n506\n460\n591\n562\n528\n381\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nMultilateral Creditors - IMF\n140\n550\n127\n125\n125\n120\n110\n0\n0\n0\n0\nPrivate\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\n1,949\n2,095\n2,431\nShort-Term External Debt\n1,348\n2,040\n1,286\n891\n1,564\n2,394\n2,258\n2,304\n2,299\n2,374\n3,799\nSupplier's Credits\n193\n286\n134\n30\n0\n0\n0\n0\n0\n0\n0\nReserve Bank\n998\n1,300\n615\n615\n614\n587\n587\n573\n507\n441\n2,463\nPrivate\n156\n454\n537\n246\n950\n1,807\n1,671\n1,731\n1,792\n1,933\n1,336\nTotal External Debt\n7,674\n8,596\n8,999\n9,016\n10,219\n12,628\n11,599\n11,610\n11,854\n13,134\n14,324\nSource: Ministry of Finance & Economic Development, 2019; & Reserve Bank of Zimbabwe, 2020\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n \n \n28 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2019\nMar\n3.0120\n0.2064\n0.2789\n0.0272\n3.3832\n3.9363\nApr\n3.2614\n0.2275\n0.3031\n0.0292\n3.6490\n4.2209\nMay\n5.2635\n0.3550\n0.4831\n0.0483\n5.8585\n6.6391\nJun\n6.6220\n0.4673\n0.6231\n0.0615\n7.5245\n8.3906\nJul\n9.1900\n0.6494\n0.8621\n0.0846\n10.0000\n11.1111\nAug\n10.512\n0.6833\n0.9458\n0.0940\n11.6288\n12.8226\nSep\n15.200\n1.0234\n1.3883\n0.1415\n16.5699\n18.7643\nOct\n16.120\n1.0804\n1.4721\n0.1491\n17.5217\n20.4051\nNov\n15.970\n1.0800\n1.4600\n0.1500\n17.6600\n20.5800\nDec\n16.530\n1.1400\n1.5400\n0.1500\n18.3700\n21.6900\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nSource: Reserve Bank of Zimbabwe, 2020\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n29 \n \n \nMarket Capitalisation\nEND OF\nAll Share*\nZWL$ millions\n2017\nJun\n-\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n-\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nAug\n-\n235.0\n73.5\n13.6\n107,920,143\n6,659.4\nSep\n-\n418.4\n122.6\n89.5\n245,278,194\n11,860.2\nOct\n-\n521.9\n132.5\n168.8\n1,006,687,304\n14,830.3\nNov\n-\n376.7\n126.9\n207.5\n196,489,710\n10,777.7\nDec\n-\n333.0\n142.4\n75.3\n844,189,447\n9,580.6\n2018\nJan\n91.3\n305.4\n130.4\n31.4\n55,032,220\n8,652.9\nFeb\n88.0\n294.6\n124.9\n63.7\n138,142,187\n8,386.0\nMar\n87.0\n291.0\n125.1\n40.3\n108,997,097\n8,290.4\nApr\n98.7\n330.7\n124.4\n44.4\n206,342,675\n9,405.3\nMay\n108.3\n361.5\n151.5\n59.3\n129,155,586\n10,393.2\nJun\n102.9\n342.8\n161.3\n73.0\n234,834,368\n9,792.2\nJul\n114.3\n384.3\n164.0\n114.9\n624,256,160\n10,969.7\nAug\n117.3\n394.6\n161.3\n50.5\n142,150,599\n12,475.4\nSep\n115.1\n387.0\n163.8\n61.1\n197,401,341\n12,265.5\nOct\n163.8\n549.8\n217.3\n449.6\n316,060,000\n17,960.0\nNov\n160.4\n538.7\n208.6\n118.0\n153,874,660\n17,316.6\nDec\n146.2\n487.1\n227.7\n93.0\n144,479,601\n19,424.4\n2019\nJan\n157.5\n525.9\n213.1\n110.3\n122,778,938\n20,888.4\nFeb\n148.1\n494.3\n206.9\n295.8\n229,935,122\n19,773.4\nMar\n121.7\n405.6\n194.0\n70.8\n123,398,632\n16,084.9\nApr\n133.7\n446.5\n186.5\n116.5\n134,394,898\n17,502.7\nMay\n188.1\n628.4\n225.8\n193.5\n237,334,372\n24,920.0\nJun\n204.8\n683.5\n255.3\n235.5\n293,138,775\n27,017.2\nJul\n187.1\n624.4\n244.6\n191.0\n163,556,663\n24,636.1\nAug\n166.36\n553.59\n269.6\n109.0\n117,688,558\n21,742.2\nSep\n232.52\n774.55\n317.8\n166.6\n335,373,041\n30,527.2\nOct\n232.86\n777.48\n276.3\n208.4\n203,004,611\n30,390.0\nNov\n240.81\n801.38\n344.4\n130.0\n129,886,035\n31,226.3\nDec\n230.08\n766.34\n316.7\n194.2\n190,880,245\n29,767.1\n2020\nJan\n332.9\n1 112.27 \n344.9\n304.9\n179,559,446\n43,426.5\nFeb\n473.13\n1 564.98\n826.73\n360.1\n172,678,984\n60,987.5\nMar\n456.21\n1 512.46\n720.47\n425.2\n237,667,043\n58,612.1\nApr\n488.6\n1 617.24\n826.64\n269.7\n107,308,931\n63,387.9\nMay\n1 180.14\n3 919.50\n1582.86\n569.0\n218,832,930\n15,272.0\nSource:Zimbabwe Stock Exchange, 2020\n*All Share index was introduced in January, 2018\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n30 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n \nINTERNET\n2018\nJan\n 5,548.1 \n4.9\n663.5\n21.3 2,318.80 1,006.05 \nFeb\n 4,706.6 \n4.5\n594.0\n13.9 2,015.11 831.05 \nMar\n 6,300.4 \n4.5\n654.2\n12.5 2,657.10 864.83 \nApr\n 5,786.8 \n3.3\n640.9\n11.5 3,002.63 822.58 \nMay\n 7,298.4 \n4.2\n819.7\n10.5 3,550.07 968.58 \nJun\n 7,997.3 \n4.7\n779.4\n8.3 3,724.31 1,135.49 \nJul\n 8,290.0 \n4.0\n790.0\n9.4 4,446.68 1,262.53 \nAug\n 7,762.9 \n2.9\n811.2\n14.0 4,558.54 1,254.96 \nSep\n 7,155.0 \n4.0\n842.5\n17.0 4,462.40 1,393.08 \nOct\n 8,230.5 \n4.2\n821.3\n17.9 4,607.38 1,428.20 \nNov\n 7,922.5 \n3.7\n657.5\n19.9 3,964.78 1,026.70 \nDec\n 8,355.2 \n2.8\n917.2\n14.6 4,833.80 1,102.90 \n2019\nJan\n 6,903.0 \n2.9 1,294.05 \n16.9 3,608.83 1,056.16 \nFeb\n 8,337.0 \n4.0 1,330.58 \n17.2 3,594.51 1,093.64 \nMar\n 9,881.5 \n3.9 1,399.50 \n18.3 4,080.65 1,250.55 \nApr\n 10,321.4 \n3.1 1,590.10 \n14.0 4,949.34 1,408.53 \nMay\n 14,670.3 \n4.2 1,397.48 \n11.8 6,692.55 1,897.82 \nJun\n 17,881.2 \n3.7 1,464.66 \n30.1 7,130.02 2,539.84 \nJul\n 23,309.9 \n3.7 1,806.45 \n36.6 9,137.36 3,295.81 \nAug\n 23,596.6 \n2.4 2,181.56 \n38.5 11,077.65 3,493.56 \nSep\n 30,328.1 \n3.8 3,029.87 \n51.9 15,112.00 5,337.71 \nOct\n 39,413.7 \n3.9 3,621.64 \n67.1 16,588.28 6,237.03 \nNov\n 40,871.8 \n3.5 4,199.30 \n67.4 13,537.77 7,200.30 \nDec\n 49,579.8 \n2.8 5,695.39 \n97.2 19,356.74 8,724.02 \n2020\nJan\n 47,841.3 \n1.8 5,236.3 115.2 21,247.9 9,646.8 \nFeb\n 41,637.6 \n4.7 5,431.8 136.9 22,589.7 9,633.8 \nMar\n 60,804.1 \n4.1 7,252.9 268.0 27,993.6 14,411.4 \nApr\n 47,525.5 \n0.0 4,150.6 82.6 18,299.2 11,481.8 \nMay\n 59,271.1 \n0.0 7,426.0 349.8 24,851.5 19,593.2 \nJun\n 91,311.3 \n0.0 9,752.7 516.6 26,042.5 25,842.3 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n31 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2018\nJan\n 548.1 \n22.7\n 20,981.2 449.6 100,593.9 \n 501.8 \nFeb\n 457.2 \n22.5\n 18,869.0 292.2 89,584.3 \n 463.8 \nMar\n 545.2 \n23.7\n 21,996.8 268.4 116,120.0 \n 510.5 \nApr\n 505.5 \n17.4\n 21,170.0 253.6 117,616.8 \n 457.0 \nMay\n 611.1 \n21.2\n 23,278.2 213.2 137,423.0 \n 496.6 \nJun\n 553.6 \n22.5\n 23,790.0 175.2 156,609.8 \n 502.2 \nJul\n 560.2 \n20.1\n 25,075.5 223.1 169,416.8 \n 559.6 \nAug\n 553.0 \n15.1\n 25,249.9 317.4 164,918.0 \n 518.7 \nSep\n 543.0 \n19.4\n 24,918.0 300.8 161,289.5 \n 511.3 \nOct\n 571.6 \n20.4\n 21,025.4 345.5 161,427.4 \n 496.0 \nNov\n 477.4 \n16.7\n 17,845.4 334.9 133,862.1 \n 430.6 \nDec\n 478.6 \n13.0\n 27,419.1 236.2 161,540.7 \n 409.1 \nAnnual Total\n 6,404.4 \n234.6 271,618.6 3,410.1 1,670,402.1 \n 5,857.13 \n2019\nJan\n 401.5 \n12.2\n 40,613.8 232.6 135,481.1 \n 413.4 \nFeb\n 456.5 \n16.4\n 27,811.2 226.8 119,081.1 \n 463.6 \nMar\n 525.9 \n15.4\n 30,417.6 248.9 142,597.8 \n 441.0 \nApr\n 535.0 \n13.7\n 32,092.5 168.8 157,348.3 \n 390.1 \nMay\n 642.6 \n14.7\n 15,542.6 121.4 166,491.6 \n 494.3 \nJun\n 706.0 \n13.3\n 18,012.1 79.6 160,873.0 \n 486.8 \nJul\n 983.5 \n13.6\n 20,465.4 99.6 170,823.3 \n 638.2 \nAug\n 872.9 \n9.0\n 21,919.8 85.2 179,281.2 \n 542.3 \nSep\n 1,010.7 \n11.9\n 22,749.6 62.4 200,441.9 \n 679.4 \nOct\n 1,079.4 \n12.7 23,191.6 65.0 206,621.5 1,099.3 \nNov\n 982.1 \n10.3 25,737.5 225.2 152,919.9 2,044.1 \nDec\n 1,003.8 \n7.6 27,800.5 385.5 146,316.6 1,273.6 \n2020\nJan\n 943.3 4.6 23,649.0 199.9 139,278.2 671.7 \nFeb\n 916.1 8.9 21,652.2 196.6 149,671.5 647.8 \nMar\n 1,068.5 7.4 22,588.1 234.3 173,042.2 661.2 \nApr\n 515.1 \n - 11,036.4 36.4 131,190.0 998.0 \nMay\n 674.1 \n - 14,711.6 231.2 150,936.1 705.3 \nJun\n 907.8 \n - 14,420.9 286.1 135,524.3 1,390.4 \nSource:Reserve Bank of Zimbabwe, 2020\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (ZWL$ 000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly-Economic-Review-June-2020.pdf"}
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+{"doc_id": "f9b982f4cc139228d24f4edb03416c0e", "text": "i \n \n \n \n \n \n \n \n \nJANUARY 2023 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nOVERVIEW .................................................................................................................................. 4 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 5 \nPrecious Metals .......................................................................................................................... 5 \nBase Metals ................................................................................................................................ 5 \nCopper ........................................................................................................................................ 5 \nBrent Crude Oil............................................................................................................................. 6 \nMERCHANDISE TRADE DEVELOPMENTS......................................................................... 6 \nSTOCK MARKET DEVELOPMENTS ................................................................................... 11 \nZimbabwe Stock Exchange ........................................................................................................ 11 \nVictoria Falls Stock Exchange ................................................................................................... 13 \nVFEX Market Capitalization..................................................................................................... 13 \nINFLATION OUTTURN ........................................................................................................... 13 \nMonthly Inflation .................................................................................................................... 13 \nNATIONAL PAYMENTS SYSTEM ........................................................................................ 14 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 14 \nCash Transactions ................................................................................................................... 14 \nMobile and Internet Based Transactions .............................................................................. 14 \nCard Based Transactions ....................................................................................................... 15 \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2022 \n \nDecember \n2023 \n \nJanuary \n \nMonth-on- Month \nChange (%) \n \nReserve Money2 (M0) (ZW$ millions) \n104,043.82 \n122,997.66 \n18.22 \nMoney Supply2 (M3) (ZW$ millions) \n2,338,226.98 \n2,697,360.47 \n12.89 \nAnnual Inflation1 (%) \n \n105.50 \n101.5 \n-4.0a \nMonthly Inflation1 (%) \n1.30 \n0.7 \n-0.6a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n \n4,990.33 \n4,002.95 \n-19.79 \nNominal Lending Rate2 \n(% per annum) \n100.00-290.00 \n100.00-240.00 \n \nSources: \n1. Zimbabwe National Statistics Agency (ZIMSTAT) \n2. Reserve Bank of Zimbabwe (RBZ) \na- Percentage point. \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nOVERVIEW \nThe domestic economy was characterised by \nrelative stability in the month of January 2023, \nwith monthly inflation falling from 1.3% in \nDecember 2022 to 0.7% in January 2023. \nAnnual headline inflation also declined from \n105.5% in December 2023 to 101.5% in \nJanuary 2023. \n \nOn the monetary front, valuation effects on \ndollar deposits, remained the biggest driver of \ndomestic broad money growth. Month-on-\nmonth, broad money increased by 15.36% in \nJanuary 2023, compared to 12.89% recorded in \nDecember 2022. \n \nA relatively weak US dollar and global \nexpectations for the Fed Res to progressively \nsoften its monetary policy stance influenced \ninternational commodity price developments \nduring the month under review. Prices of gold, \nplatinum, copper and crude oil firmed, while \nnickel and palladium prices registered declines. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nThe country’s exports declined by 32% to \nUS$428.9 million in the reporting month. This \nwas largely attributable to the fall in tobacco \nexports on account of seasonality. In addition, \nsupply side constraints also affected gold and \nPGMs exports, during the month of January \n2023. \n \nSimilarly, merchandise imports declined by \n5.3% during the month under review, compared \nto December 2022. This was driven by the fall \nin imports of petroleum fuels. The country’s \nmonthly net external trade position widened \nfrom a deficit of US$97.3 million in December \n2022, to a deficit of US$170.8 million in \nJanuary 2023. \n \nThe general slowdown in economic activities \nwhich characterised the month of January saw \nthe country’s National Payment Systems (NPS) \nprocess transactions valued at ZW$4.0 trillion, \ndown from ZW$4.99 trillion in the previous \nmonth. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n5 \n \n \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \nInternational monthly average prices for gold, \nplatinum, copper, and crude oil firmed, while \nthose for palladium and nickel retreated in \nJanuary \n2023. \nCommodity \nmarket \ndevelopments were largely influenced by a \nweaker U.S dollar, amid growing expectations \nof less aggressive interest rate hikes by the US \nFederal Reserve Bank. \n \nPrecious Metals \n \n Gold \nGold prices increased by 5.7% to US$1,898.95 \nper ounce in January 2023, from US$1,795.97 \nper ounce recorded in the previous month. \nPrices rose as the US dollar retreated, after U.S. \neconomic data cemented expectations of a less-\nhawkish US Federal Reserve Bank monetary \npolicy stance. \n \nPlatinum \nPlatinum prices also extended gains by 4.3%, \nfrom a monthly average of US$1,011.50 per \nounce in the preceding month to US$1,055.26 \nper ounce, during the month under analysis. \nThe increase was largely on account of \nprospects of a rise in investment demand as \nwell as the picking industrial demand in China. \n \nPalladium \nDuring the month under review, palladium \nprices declined by 4.68%, from US$1,820.88 \nper ounce recorded in December 2022 to \nUS$1,735.71 per ounce in January 2023. Prices \ndeclined on fears of low demand induced by a \nglobal economic recession, as well as \ndisruptions to global operations in the semi-\nconductor industry. Figure 1 shows precious \nmetal price developments for the period from \nFebruary 2022 to January 2023. \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n \n \nBase Metals \n \nCopper \n \nThe reporting month saw copper prices rise by \n7.4%, from US$8,425.2 per tonne in the \nprevious month to US$9,052.29 per tonne. \nPrices rose to record highs underpinned by a \nweaker US dollar and prospects of an increase \nin demand in China, the world’s top metals \nconsumer, following the re-opening of its \neconomy. \n \nNickel \nNickel prices tumbled on anticipation of easing \nsupply \ntightness, \namid \nexpectations \nof \nincreased supply of nickel plate from \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nUS$/oz.\nGold\nPalladium\nPlatinum\n \n \n \n6 \n \nTsingshan Holding Group, a giant Chinese \nnickel producer. This development outweighed \nthe support from prospects of demand recovery \nin China. Prices declined by 1.1%, from a \nmonthly average of US$28,681.85 per tonne in \nthe prior month to US$28,354.14 per tonne, \nduring the month under review. Figure 2 shows \nthe developments in base metal prices for the \nperiod from February 2022 to January 2023. \n \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \nBrent Crude Oil \nBrent Crude oil prices rebounded on account of \ndemand recovery in top importer, China, \nfollowing the relaxation of strict Covid-19 \npandemic restrictions. These developments \noutweighed concerns about the potential \nnegative impact of a global economic recession \non the demand of the commodity. Prices \nincreased by 3.3%, from US$81.54 per barrel \nin December 2022 to US$84.24 per barrel in \nJanuary 2023. \n \n \n \n \n \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2022 \n \nMERCHANDISE \nTRADE \nDEVELOPMENTS \n \nTotal merchandise trade for the month of \nJanuary 2023 amounted to US$1,028.7 million, \n24.6% lower than the outturn of US$1,363.9 \nmillion, recorded in the previous month. The \nslowdown was underpinned by marked \ndeclines in both merchandise imports and \nexports. Compared to the corresponding month \nin 2022, total merchandise trade in the \nreporting month was lower by 2.6%. \n \nFigure 4 shows monthly developments in the \ncountry’s merchandise trade for 2022 and \n2023. \n \n \n \n \n \n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nUS$/barrel\n \n \n \n7 \n \n \nFigure 4: Merchandise Trade (US$ m) \n \nSource: ZIMSTAT, 2022 \n \nMerchandise Exports \n \nDuring the month under review, the country’s \nexports stood at US$428.9 million, down from \nUS$633.3 million recorded in December 2022. \nThe significant drop was largely attributable to \nthe decrease in export earnings for gold, \ntobacco and PGMs on account of tapered global \nprices, particularly for metals. \nThe slump in gold exports during the month \nunder \nreview \nwas \nalso \nattributable \nto \nproduction disruptions due to waterlogging in \nmine pits, particularly for the small-scale \nminers. \nThe country’s export earnings for the reporting \nmonth were 21.1% lower than in the \ncorresponding month in 2022. \nTable 1 shows developments in the country’s \nexports for the months of December 2022 and \nJanuary 2023. \n \nTable 1: Exports Classified by Harmonized \nCommodity Description and Code System \n \nDec-22 \n(US$m) \nJan-23 \n(US$m) \nDec-Jan \nChanges \n(%) \nShare of \nExports \n(%) \nJan’ 23 \nTotal \nExports \n633.3 \n428.9 \n-32.3 \n100.0 \nOf Which: \n \n \n \n \nGold \n143.3 \n105.3 \n-26.5 \n24.6 \nPGMs \n176.5 \n141.4 \n-19.9 \n33.0 \nTobacco (Inc. \ncigarettes) \n191.2 \n58.1 \n-69.6 \n13.6 \nIndustrial \ndiamonds \n11.3 \n29.1 \n157.5 \n6.8 \nMineral \nsubstances \n25.3 \n25.9 \n2.4 \n6.0 \nFerrochromi\num \n12.4 \n23.9 \n92.7 \n5.6 \nCoal \n17.2 \n17.4 \n1.2 \n4.1 \nChromium \nores \n& \nconcentrates \n3.9 \n3.4 \n-12.8 \n0.8 \nBlack tea \n0.8 \n1.3 \n62.5 \n0.3 \nCane Sugar \n0.1 \n0.9 \n800.0 \n0.2 \nSource: ZIMSTAT & RBZ Calculations, 2022 \n*PGMs Include Nickel mattes, nickel ores & \nconcentrates and platinum \n \nThe country’s exports for the month of January \n2023 were predominantly destined for the \nSADC region, with South Africa absorbing \n42.6% of the total. Other notable export \ndestinations \nincluded \nthe \nUnited \nArab \nEmirates, 29.9%; China, 9.2%; Belgium, 4.8%; \nand Mozambique, 3.7%. Figure 5 shows the \ncountry’s major export markets, during the \nmonth under analysis. \n \n \n \n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\n2022\n2023\n \n \n \n8 \n \nFigure 5: Top Ten Merchandise Export \nDestinations (% Share) \nSource: ZIMSTAT & RBZ Calculations, 2022 \n \nMerchandise Imports \nThe country’s import bill for the month of \nJanuary 2023 amounted to US$599.7 million, \nrepresenting a 5.3% decrease from US$633.5 \nmillion recorded in the preceding month. \nSimilarly, imports in the month under review \nwere 17.9% lower than in the comparable \nmonth in 2022, as shown in Figure 6. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFigure 6: Merchandise Imports classified by \nHS Codes (US$ m) \nSource: ZIMSTAT & RBZ Computations, 2022 \n \nDuring the month under review, diesel, \nunleaded petrol and electricity constituted the \nbulk of the country’s imports, accounting for \n8.7%, 5.3% and 4.3% of the total, respectively. \nElectricity imports rose as the country imported \nenergy from the region to cover the shortfall \ncaused by power generation disruptions at the \ncountry’s thermal power station in Hwange. \nTable 2 shows major commodity imports for \nthe months of December 2022 and January \n2023, respectively. \n \n \n \n \n \n \n \n42.6\n29.9\n9.2\n4.8\n3.7\n1.6\n1.1\n0.9\n0.6\n0.6\n0.0\n10.0\n20.0\n30.0\n40.0\n50.0\nSouth Africa\nUnited Arab Emirates\nChina\nBelgium\nMozambique\nZambia\nNetherlands\nIndonesia\nTurkey\nViet Nam\n0\n100\n200\n300\n400\n500\n600\n700\n800\n900\n2022\n2023\n \n \n \n9 \n \nTable 2: Imports Classified by Harmonised \nCommodity Description and Code System \n \nDec-22 \n(US$m) \nJan-23 \n(US$m) \nDec-Jan \nChanges \n(%) \nShare \nof Total \nImports \n(%) \nTotal \nImports \n760.1 \n599.7 \n-21.1 \n100.0 \nOf which \n \n \n \n \nDiesel \n75.5 \n52.1 \n-30.9 \n8.7 \nUnleaded \npetrol \n45.2 \n31.5 \n-30.3 \n5.3 \nElectricity \n20.2 \n25.5 \n26.2 \n4.3 \nFertilizer \nChemicals \n13.8 \n36.2 \n162.4 \n6.0 \nCrude \nsoya \nbean oil \n25.7 \n13.2 \n-48.8 \n2.2 \nWheat \n7.3 \n9.4 \n29.8 \n1.6 \nRice \n11.2 \n9.2 \n-17.8 \n1.5 \nMaize \n(Excluding \nSeed) \n4.0 \n7.5 \n86.3 \n1.3 \nLP Gas \n8.2 \n6.7 \n-18.9 \n1.1 \nMachinery \n2.8 \n6.5 \n132.5 \n1.1 \nSource: ZIMSTAT & RBZ Calculations, 2022 \nThe country continued to source most of its \nnon-fuel imports from South Africa and China, \nwhile fuel came from Singapore. Imports from \nSouth Africa accounted for 36.0%, China 5.3%, \nSingapore 13.7%, and the balance from other \ntrading partners, as shown in Figure 7. \n \n \n \n \n \n \n \n \nFigure 7: Top Ten Merchandise Import \nSources (% Share) \n \nSource: ZIMSTAT & RBZ Calculations, 2022 \n \nMerchandise Trade Balance \nThe afore-mentioned trade developments \nresulted in the widening of the country’s \nmonthly net external trade position, from a \ndeficit of US$97.3 million in December 2022 \nto a deficit of US$170.8 million in January \n2023. Figure 8 shows the country’s trade \nbalance for the months of December 2022 and \nJanuary 2023. \n \nFigure 8: Merchandise Trade Balance \n(US$ m) \nSource: ZIMSTAT & RBZ Computations, 2022 \n36.0\n15.3\n13.7\n4.7\n4.0\n3.4\n2.2\n2.0\n1.6\n1.5\nSouth…\nChina\nSingapore\nMauritius\nZambia\nMozambi…\nIndia\nUnspecified\nGermany\nHong Kong\n633.3\n428.9\n730.6\n599.7\n-97.3\n-170.8\n-300.0\n-200.0\n-100.0\n0.0\n100.0\n200.0\n300.0\n400.0\n500.0\n600.0\n700.0\n800.0\nDec-22\nJan-23\nExports\nImports\nTrade Balance\n \n \n \n10 \n \nOn a year-on-year basis, the country’s trade \nposition worsened from a deficit of US$89.6 \nmillion in the corresponding month in 2022 to \nUS$97.3 million, during the month under \nreview. \n \nMONETARY DEVELOPMENTS1 \n \nBroad money (M3) stock amounted to \nZW$2,697.36 \nbillion \nin \nJanuary \n2023, \ncompared to ZW$2,338.23 billion recorded in \nDecember 2022. \nThe money stock was composed of foreign \ncurrency deposits, 60.30%; local currency \ndeposits, 39.52%; and currency in circulation, \n0.18%. Figure 9 shows the composition of \nmoney supply. \n \nFigure 9: Composition of Money Supply \nSource: Reserve Bank of Zimbabwe, 2022 \n \nMonth-on-month, broad money increased by \n15.36% in January 2023, compared to 12.89% \nrecorded in December 2022. The growth \nlargely reflected increases of ZW$299.00 \nbillion and ZW$59.61 billion in foreign \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \ncurrency accounts (FCAs) and local currency \ndeposits, respectively. Growth in foreign \ncurrency accounts (FCAs) deposits partly \nreflected revaluation element due to exchange \nrate movement. \nDuring the month under review, domestic \nclaims increased by 15.51%, compared to \n13.94% recorded in the previous month. The \ngrowth in domestic claims was due to an \nincrease of ZW$246.63 billion in credit to the \nprivate sector. \nOn an annual basis, broad money registered an \nincrease of 473.37%, up from 391.88% in \nDecember \n2022. \nThe \nforeign \ncurrency \ncomponent of broad money increased by \n722.82%, while the local currency component \nincreased by 292.58%. \nThe growth in foreign currency deposits, from \nZW$197.68 billion in January 2022 to \nZW$1,626.59 billion in January 2023, was \nlargely attributable to valuation changes owing \nto exchange rate movements. The official \nexchange rate depreciated by 590.09%, from \nZW$115.42 per US$1 to ZW$796.52 per \nUS$1, over the period January 2022 to January \n2023, thus contributing to the increase in the \nlocal currency equivalent of the FCA deposits. \nThe annual growth in broad money was mainly \ndriven by increases of ZW$1,091.25 billion \n(447.61%) in credit to the private sector, and \nZW$387.35 billion (645.64%) in net claims on \nGovernment. Net claims on Government, \nhowever, includes the accounting treatment of \nthe drawdowns on the Special Drawing Rights \nLocal \nCurrency \nTransferabl\ne deposits\n28.77%\nForeign \nCurrency \nDeposits\n60.30%\nTime \nDeposits\n10.20%\nCurrency in \nCirculation\n0.18%\nNCDs\n0.56%\n \n \n \n11 \n \n(SDRs), which does not constitute actual \nlending to Government. \nCredit to the private sector was mainly \nchanneled \ntowards \nthe \nagriculture \nand \nhousehold sectors, which received 23.03% and \n22.35% of the total credit, respectively. The \nmanufacturing and distribution sectors received \n12.77% and 11.88% of the credit, respectively. \nPrivate sector credit shares for the rest of the \neconomic sectors are shown in Figure 10. \n \nFigure 10: Distribution of Private Sector \nCredit \n \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nCredit to the private sector was largely utilized \nfor recurrent expenditures, 31.92%; inventory \nbuild-up, \n30.73%; \nand \nfixed \ncapital \ninvestments, 17.33%. \n \n \n \nSTOCK MARKET DEVELOPMENTS \n \nZimbabwe Stock Exchange \n \nThe Zimbabwe Stock Exchange (ZSE) started \nthe year 2023 on a positive trajectory, despite it \nbeing a season where most investors will be re-\norganizing their portfolios after profit taking \nduring the festive season. \n \n In line with the positive trading, the Medium \nCap, All Share, Top15, Top 10 and Small Cap \nIndices added 31.54%, 17.03%, 15.55%, \n12.29%, and 10.23% to close at 48 200.90 \npoints, 22 813.24 points, 15 526.17 points, 13 \n824.24 and 498 286.56 points, respectively. \nThe mining index also added 0.04% to close the \nmonth at 25,496.86 points, compared to \n25,487.77 points recorded in December 2022. \nFigure 11: ZSE All Share, Top 10 and \nMining Indices \nSource: Zimbabwe Stock Exchange, 2022 \nHouseholds\n22.35%\nAgriculture\n23.03%\nMining\n9.56%\nManufacturing\n12.77%\nDistribution\n11.88%\nConstruction\n1.70%\nTransport & \nCommunicat\nions\n2.12%\nServices\n10.80%\nFinancial Org. \n& Investments\n5.75%\nOther\n0.04%\n4,800\n7,800\n10,800\n13,800\n16,800\n19,800\n22,800\n25,800\n28,800\n31,800\n5100\n8100\n11100\n14100\n17100\n20100\n23100\n26100\n29100\n32100\n31-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\nAll Share Index\nTop 10 Index\nMining Index\n \n \n \n12 \n \nHowever, the cumulative volume and value of \nshares traded declined by 78.26% and 58.07% \nto 102.79 million and ZW$11.64 billion, from \n472.93 \nmillion \nand \nZW$27.75 \nbillion, \nrespectively, recorded in the prior month. \n \nThe proportion of foreign purchases to the \nvalue of shares traded improved to 7.13%, \ncompared to 0.76% recorded in December \n2022. An improvement in the foreign position, \nfrom -ZW$21.62 billion in December \n2022 to -ZW$2.80 billion in January 2023 was \nalso realised. \n \nFigure 12: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2022 \n \nOwing to the bullish sentiments exhibited on \nthe local bourse, in January 2023, the ZSE \nadded ZW$415.17 billion, or 20.30% worth of \ncapitalization to close at ZW$2 460.04 billion. \nOn a year-on-year basis, ZSE capitalization \ngrew by ZW$984.82 billion, or 66.74%, from \nZW$1 475.22 billion recorded in January 2022. \nZSE Performance Against Inflation \n \nHigh inflation is normally associated with \nincreased stock market activities, as investors \nshift from low real returns on money market \ninvestments, and hedge in stock market \nportfolios. However, the introduction of gold \ncoins in July 2022 saw ZSE activities reducing \ndespite the rise in inflation. This was because \nthe gold coins provided an alternative \ninvestment option, which cushioned investors \nfrom potential inflation losses. Figure 13 shows \ndevelopments on inflation and the ZSE All \nShare Index. \nFigure 13: Inflation and ZSE All Share Index \n \nSource: ZIMSTAT and RBZ, 2023 \n \n \n \n \n0\n2,400\n4,800\n7,200\n9,600\n12,000\n14,400\n16,800\n19,200\n21,600\n24,000\n26,400\n28,800\n0\n200\n400\n600\n800\n1,000\n1,200\n1,400\n1,600\n1,800\n2,000\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nVALUE TRADED ($ MILLIONS)\nVOLUME TRADED (MILIONS)\nVolume\nValue\n-40%\n-20%\n0%\n20%\n40%\n60%\n80%\n100%\n120%\n140%\n160%\nJan-21\nMar-21\nMay-21\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nSep-22\nNov-22\nJan-23\nZSE All Share Index\nInflation\n \n \n \n13 \n \nVictoria Falls Stock Exchange \n \nThe Victoria Falls Stock Exchange (VFEX) \nrecovered from losses incurred in the previous \nmonth. Resultantly, the VFEX All Share Index \nadded 17.17% to close at 111.11 points, from \n94.83 points recorded in the prior month. \n \nOn an annual basis, the VFEX All Share Index \nadded 3.44% to 111.11 points in January 2023, \ncompared to 107.42 points recorded in January \n2022. Figure 14 shows the developments on the \nVFEX All Share Index for the period from 31st \nJanuary 2022 to 31st January 2023. \nFigure 14: Victoria Falls Stock Exchange All \nShare Index \n \nSource: \nVictoria \nFalls \nStock \nExchange \n(VFEX), 2022 \n \nVFEX Market Capitalization \n \nOwing to the positive momentum on the VFEX \nduring the month under analysis, market \ncapitalization increased to US$0.63 billion, \nfrom US$0.44 billion recorded in December \n2022. This reflected an increase of US$0.19 \nbillion or 42.28% over the month. \nINFLATION OUTTURN \nAnnual Inflation \nAnnual headline inflation continued to slow \ndown, declining from 105.5% in December \n2022 to 101.5% in January 2023. This followed \ndeclines in both annual food and non-food \ninflation. \n \nAnnual food inflation fell from 162.7% in \nDecember 2022, to 153.3% in January 2023. \nFood inflation contributed 52.92 percentage \npoints to the annual inflation, during the month \nunder review. \n \nYear- on- year, non-food inflation also \ndecelerated from 75.96% in December 2022 to \n74.21% in January 2023. This was largely on \naccount of declines in housing, water, \nelectricity and gas and other fuels, transport and \nmiscellaneous goods and services. The non-\nfood component contributed about 48.59 \npercentage point to inflation during the \nreporting month. \nMonthly Inflation \n \nMonthly inflation fell from 1.3% in December \n2022 to 0.7% in January 2023, on account of \nthe decline in food inflation, which more than \noffset the increase in non-food inflation. \nMonthly food inflation decelerated from 2.1% \nin December 2022 to 0.4% in January 2023. \n \nFigure \n15 \nshows \nmonthly \ninflation \ndevelopments for the period from September \n2021 to January 2023. \n \n \n \n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\n 150.00\n31-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\n31-Aug-22\n30-Sep-22\n31-Oct-22\n30-Nov-22\n31-Dec-22\n31-Jan-23\n \n \n \n14 \n \nFigure 15: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2023 \n \nMonthly non-food inflation rose from 0.6% in \nDecember 2022 to 1.0% in January 2023, \nlargely driven by increases in housing, water, \nelectricity and gas and other fuels sub-category. \nPartially offsetting the increases were declines \nin communication, miscellaneous goods and \nservices, and clothing and footwear, among \nothers. \nNATIONAL PAYMENTS SYSTEM \n \nThe value of transactions processed through the \nNational Payment Systems (NPS) stood at \nZW$4.0 trillion in January 2023, down from \nZW$4.99 trillion in the previous month. NPS \ntransaction volumes decreased by 21% to 62.47 \nmillion in the month under analysis. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of Real Time Gross Settlement \n(RTGS) transactions declined by 29.09%, from \nZW$3.1 trillion in the previous month to close \nat ZW$2.35 trillion in January 2023. \nFigure 15: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nCash Transactions \n \nCash-based \ntransactions \ndecreased \nfrom \nZW$182.41 billion in December 2022 to \nZW$173.09 billion in January 2023. \n \nMobile and Internet Based Transactions \n \nMobile \nand \ninternet-based \ntransactions \namounted to ZW$1.35 trillion, during the \nmonth under analysis, representing a decrease \nof 0.71% from ZW$1.36 trillion recorded in \nDecember 2022. \n \n \n-2.00\n3.00\n8.00\n13.00\n18.00\n23.00\n28.00\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nFeb-23\nFood and non alcoholic beverages\nNon food\nAll Items\n -\n 500.0\n 1,000.0\n 1,500.0\n 2,000.0\n 2,500.0\n 3,000.0\n 3,500.0\n 4,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n \n \n15 \n \nCard Based Transactions \n \nCard-based transactions decreased by 4.48% to \nZW$309.15 billion in January 2023, from \nZW$323.65 billion recorded in the previous \nmonth. \n \n \n \nMARCH 2023 \n \nRESERVE BANK OF ZIMBABWE\n \n16 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n18 \n 2. Central Bank Survey \n \n \n \n \n \n19 \n \n3. Other Depository Corporations Survey \n \n \n \n20 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n21 \n 4.2 Liabilities \n \n \n \n \n \n \n22 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n23 \n 5.2 Liabilities \n \n \n24 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n25 \n 6.2 Liabilities \n \n \n \n \n26 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n27 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n28 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n29 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n30 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n31 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n32 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n33 \n \n \n \n \n \n \n \n17 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n 34 \n \n National Payments System Statistics \n \n \n \n13.1 Values of Transactions \n \n \n \n \n \n35 \n \n13.2 Volumes of Transactions \n \n \n \n \n 36 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n 18 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nNet Foreign Assets\n-440,559,292.65\n-471,346,132.81\n-543,454,309.01\n-607,806,554.74\n-1,139,041,286.30\n-1,440,376,428.47\n-1,799,900,028.55 -1,795,279,800.26\n-1,954,300,330.22\n-2,033,984,124.20\n-2,085,714,926.41\n-2,349,872,967.37 -2,877,479,313.00\nCentral Bank(net)\n-569,288,849.11\n-608,788,967.34\n-717,594,313.10\n-794,405,282.55\n-1,478,375,394.21\n-1,802,992,102.87\n-2,132,218,475.50\n-2,281,673,543.14\n-2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,828,947,111.97\n-3,452,276,894.90\nForeign Assets\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n575,414,250.75\n457,046,789.46\nForeign Liabilities\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,404,361,362.72\n3,909,323,684.36\nOther Depository Corporations(net)\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\nForeign Assets\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\nForeign Liabilities\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\nNet Domestic Assets (NDA)\n910,997,169.52\n977,472,347.72\n1,132,547,895.53 1,279,179,159.36\n2,110,584,970.23\n2,560,072,662.03\n3,007,213,667.92\n3,404,193,526.10\n3,871,453,855.67\n3,914,796,933.13\n4,157,026,534.98\n4,688,099,950.20\n5,574,839,779.69\nDomestic Claims\n332,913,297.54\n374,469,353.19\n425,899,133.67\n507,567,798.80\n671,650,524.63\n767,813,894.49\n911,956,758.63\n1,183,994,022.32\n1,371,017,098.26\n1,420,546,462.01\n1,634,150,767.46\n1,861,880,517.07\n2,150,668,598.95\nClaims on Central Government(net)\n59,994,722.44\n73,245,394.75\n79,099,806.11\n102,141,792.11\n115,763,515.83\n104,672,040.45\n130,502,205.15\n236,159,688.17\n270,091,555.64\n263,657,275.07\n350,064,095.72\n454,800,752.22\n447,342,287.14\nClaims on Central Government\n98,638,404.95\n108,304,664.41\n112,202,570.05\n128,369,548.84\n154,985,706.21\n180,922,921.25\n192,199,618.57\n350,494,976.12\n408,193,113.30\n426,472,842.49\n532,069,052.32\n613,516,289.65\n760,521,954.63\nCentral Bank\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n324,557,907.30\n440,486,151.70\nODCs\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\nLess Liabilities to Central Government\n38,643,682.51\n35,059,269.66\n33,102,763.94\n26,227,756.73\n39,222,190.39\n76,250,880.80\n61,697,413.42\n114,335,287.95\n138,101,557.65\n162,815,567.42\n182,004,956.59\n158,715,537.42\n313,179,667.49\nCentral Bank\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\nODCs\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\nClaims on Other Sectors\n272,918,575.10\n301,223,958.44\n346,799,327.56\n405,426,006.70\n555,887,008.81\n663,141,854.04\n781,454,553.48\n947,834,334.15\n1,100,925,542.62\n1,156,889,186.94\n1,284,086,671.74\n1,407,079,764.84\n1,703,326,311.81\nOther Financial Corporations\n7,156,496.45\n7,232,833.43\n7,747,219.19\n8,597,004.25\n9,322,673.95\n10,177,451.55\n14,828,545.88\n17,449,153.84\n18,825,212.19\n143,782,090.97\n143,554,205.91\n157,280,627.89\n170,561,799.59\nState and Local Government\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\nPublic Non Financial Corporations\n21,803,605.08\n29,207,585.84\n26,468,620.27\n29,392,849.46\n56,904,036.69\n65,013,584.08\n85,546,713.45\n123,920,817.60\n133,928,821.97\n145,038,366.23\n150,370,660.24\n161,107,427.42\n197,474,355.41\nPrivate Sector\n243,793,080.38\n264,623,905.12\n312,329,173.83\n367,183,531.22\n489,371,296.07\n587,724,531.15\n680,729,618.39\n806,177,221.63\n947,865,180.05\n867,726,767.22\n989,858,253.51\n1,088,409,096.41\n1,335,038,917.19\nCentral Bank\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,308.49\n14,320,237.34\nODCs\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77\n1,074,968,787.92\n1,320,718,679.85\nOther Items(Net)\n-578,083,871.97 -603,002,994.53 -706,648,761.86 -771,611,360.55 -1,438,934,445.60\n-1,792,258,767.54\n-2,095,256,909.29 -2,220,199,503.78\n-2,500,436,757.40\n-2,494,250,471.13\n-2,522,875,767.52\n-2,826,219,433.14\n-3,424,171,180.73\nShares and Other Equity\n-526,564,518.35\n-560,858,506.65\n-647,259,441.19\n-736,032,264.92\n-1,471,834,260.31\n-1,750,654,766.50\n-2,109,505,152.97\n-2,196,010,760.22\n-2,353,032,948.01\n-2,415,295,348.56\n-2,460,253,452.61\n-2,498,410,570.61\n-2,986,715,368.94\nLiabilities to Other Financial Corporations\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\nRestricted Deposits\n2,167,260.87\n2,173,882.06\n2,994,403.00\n4,012,319.51\n15,942,230.19\n17,330,528.77\n31,949,181.65\n37,970,261.21\n33,027,186.30\n47,084,275.28\n59,785,332.00\n34,134,982.33\n42,852,548.97\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-53,917,133.32\n-44,545,169.67\n-63,194,358.13\n-40,078,187.62\n16,635,808.50\n-59,279,741.20\n-19,040,030.90\n-62,714,231.31\n-181,018,174.35\n-126,801,860.37\n-122,747,262.48\n-362,696,324.10\n-480,983,894.87\nBroad Money-M3\n470,437,876.87\n506,126,214.91\n589,093,586.52\n671,372,604.62\n971,543,683.94\n1,119,696,233.56\n1,207,313,639.37\n1,608,913,725.83\n1,917,153,525.45\n1,880,812,808.93\n2,071,311,608.56\n2,338,226,982.83\n2,697,360,466.69\nSecurities Other than Shares Included in Broad \nMoney\n3,685,330.94\n4,456,190.77\n4,510,894.76\n4,246,927.92\n6,165,343.44\n7,157,937.12\n8,137,874.02\n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\nBroad Money-M2\n466,752,545.93\n501,670,024.14\n584,582,691.76\n667,125,676.69\n965,378,340.49\n1,112,538,296.45\n1,199,175,765.34\n1,596,128,151.09\n1,903,106,030.11\n1,865,253,945.05\n2,057,873,086.69\n2,324,078,018.07\n2,682,303,994.66\nOther Deposits\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\nNarrow Money-M1\n427,464,720.85\n454,155,285.76\n530,433,488.84\n614,481,640.63\n895,379,518.67\n1,031,647,432.84\n1,104,973,664.87\n1,461,955,622.01\n1,746,038,037.35\n1,698,802,699.18\n1,868,674,949.05\n2,090,666,237.62\n2,407,265,283.35\nTransferable Deposits\n425,262,736.08\n451,539,424.76\n527,204,673.89\n610,992,302.31\n892,270,006.18\n1,028,183,547.50\n1,100,888,777.34\n1,457,941,576.91\n1,742,120,578.98\n1,694,712,870.55\n1,864,566,202.51\n2,086,456,095.48\n2,402,524,498.19\n Of which Foreign Currency Accounts\n197,684,662.27\n225,776,364.73\n275,166,409.09\n302,163,673.09\n559,139,763.68\n657,889,184.94\n688,836,308.19\n991,098,612.31\n1,196,206,879.78\n1,131,298,129.20\n1,211,793,829.42\n1,327,590,772.37\n1,626,587,667.25\nCurrency Outside Depository Corporations\n2,201,984.76\n2,615,861.00\n3,228,814.95\n3,489,338.32\n3,109,512.49\n3,463,885.34\n4,084,887.53\n4,014,045.11\n3,917,458.37\n4,089,828.63\n4,108,746.53\n4,210,142.14\n4,740,785.16\nMemorandum Items\nReserve Money\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,043,818.23\n122,997,662.08\nFCAs as a Percentage of Deposits in M3\n42.2%\n44.8%\n47.0%\n45.2%\n57.7%\n58.9%\n57.2%\n61.8%\n62.5%\n60.3%\n58.6%\n56.9%\n60.4%\nEnd Period Exchange Rate\n115.42\n124.02\n142.42\n159.35\n301.50\n370.96\n443.88\n546.83\n621.89\n632.77\n654.93\n684.33\n796.52\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n19 \n \n \nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nNet Foreign Assets\n-569,288,849.11 -608,788,967.34 -717,594,313.10 -794,405,282.55 -1,478,375,394.21 -1,802,992,102.87 -2,132,218,475.50\n-2,281,673,543.14 -2,540,535,213.92\n-2,594,453,844.31\n-2,593,755,912.16\n-2,828,947,111.97 -3,452,276,894.90\nClaims on Non Residents\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\n464,424,207.59\n423,342,143.07\n420,613,636.26\n461,596,127.82\n575,414,250.75\n457,046,789.46\nOfficial Reserves Assets\n88,142,478.36\n98,842,512.26 111,766,758.89 124,451,895.50\n233,057,350.27\n280,735,044.65\n350,631,779.92\n329,592,679.60\n270,927,656.44\n265,887,215.65\n301,307,551.70\n404,381,641.59\n255,951,265.50\nOther Foreign Assets\n21,801,631.11\n23,392,128.91\n29,671,571.60\n34,061,195.07\n62,485,798.57\n97,533,424.84\n110,274,772.35\n134,831,527.99\n152,414,486.62\n154,726,420.61\n160,288,576.12\n171,032,609.16\n201,095,523.96\nLess Liabilities to Non Residents\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\n2,746,097,750.73\n2,963,877,356.98\n3,015,067,480.57\n3,055,352,039.98\n3,404,361,362.72\n3,909,323,684.36\nShort Term Liabilities\n288,043,621.76 314,055,031.14 380,818,044.00 425,900,083.60\n785,737,559.16\n951,983,480.17\n1,127,013,639.61\n1,336,300,564.04\n1,387,742,749.22\n1,398,159,992.55\n1,431,029,164.32\n1,673,917,354.18\n1,888,346,517.34\nOther Foreign Liabilities*\n391,189,336.81 416,968,577.38 478,214,599.59 527,018,289.52\n988,180,983.89\n1,229,277,092.19\n1,466,111,388.17\n1,409,797,186.69\n1,576,134,607.76\n1,616,907,488.02\n1,624,322,875.66\n1,730,444,008.54\n2,020,977,167.02\n of which blocked funds\n226,575,523.87 239,652,643.98 276,151,105.21 306,560,929.76\n570,884,144.99\n716,116,832.50\n852,249,186.55\n678,512,698.97\n762,984,490.22\n783,864,733.61\n742,874,154.66\n798,115,768.44\n918,840,100.80\nNet Domestic Assets (NDA)\n595,796,383.98 636,602,481.08 745,479,564.79 823,635,174.38\n1,507,595,691.24\n1,836,540,085.80\n2,167,740,219.40\n2,319,139,878.80 2,627,633,649.47\n2,686,722,006.25\n2,692,616,574.53\n2,932,990,930.20\n3,575,274,556.98\nDomestic Claims\n45,764,983.60\n56,431,583.21\n59,280,671.72\n73,729,321.44\n98,948,909.09\n86,265,289.61\n121,100,451.59\n232,699,771.22\n241,166,538.97\n235,988,125.06\n281,625,189.08\n301,167,715.61\n316,983,028.59\nNet Claims on Central Government\n23,759,754.43\n28,391,009.15\n33,843,987.33\n45,816,276.90\n52,202,949.03\n27,947,066.17\n48,255,875.52\n143,751,566.58\n135,218,762.79\n118,456,743.03\n157,861,567.95\n173,709,118.00\n169,127,809.59\nClaims on Central Government\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\n250,194,418.13\n264,613,071.80\n274,598,654.32\n333,135,150.34\n324,557,907.30\n440,486,151.70\nOf which: Securities Other than Shares\n5,709,408.86\n5,698,904.28\n5,628,648.40\n5,618,143.81\n5,618,143.81\n5,618,143.81\n11,099,253.33\n16,894,372.03\n24,148,817.33\n32,085,268.08\n58,861,123.74\n95,209,423.88\n115,768,163.17\nLoans\n52,667,064.29\n53,343,629.64\n55,987,602.77\n58,769,044.66\n78,389,443.38\n88,353,569.12\n89,490,529.87\n233,300,046.10\n240,464,254.47\n242,513,386.24\n274,274,026.60\n229,348,483.42\n324,717,988.53\n Loans and Advances\n19,335,445.61\n19,998,243.11\n22,642,216.24\n25,423,658.13\n45,044,056.85\n55,008,182.59\n56,145,143.34\n62,658,197.28\n69,822,405.65\n71,871,537.43\n103,632,177.79\n62,318,200.45\n71,425,804.92\nAmounts Due from Gvt including SDR Draw\n29,720,052.83\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n167,030,282.97\n253,292,183.61\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n0.00\n0.00\nLess Liabilities to Central Government\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\nOf which: Deposits\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\n106,442,851.55\n129,394,309.01\n156,141,911.29\n175,273,582.39\n150,848,789.30\n271,358,342.10\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n22,005,229.17\n28,040,574.06\n25,436,684.39\n27,913,044.54\n46,745,960.06\n58,318,223.45\n72,844,576.07\n88,948,204.64\n105,947,776.18\n117,531,382.02\n123,763,621.12\n127,458,597.61\n147,855,219.00\nOther Financial Corporations\n1,979,866.38\n1,974,819.36\n2,314,886.09\n2,401,359.00\n2,324,560.64\n2,384,730.70\n3,057,198.60\n3,073,237.98\n3,202,283.90\n3,211,903.39\n3,213,198.55\n3,255,765.14\n3,948,256.71\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n17,988,080.01\n23,840,423.94\n20,227,681.72\n22,534,788.28\n40,555,239.89\n50,471,009.86\n62,636,165.37\n77,480,839.35\n92,396,112.07\n101,596,682.38\n107,131,115.83\n110,762,523.98\n129,586,724.95\nPrivate Sector\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\n8,394,127.31\n10,349,380.21\n12,722,796.25\n13,419,306.74\n13,440,308.49\n14,320,237.34\nClaims on Other Depository Corporations\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n25,067,909.55\n41,863,876.44\nOf which: Loans\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\n26,441,912.94\n40,716,900.04\n42,205,302.85\n34,171,755.59\n25,067,909.55\n41,863,876.44\nOther Liabilities to ODCs\n92,445,342.97\n98,771,358.77 116,286,172.05 137,938,275.04\n213,473,187.99\n234,624,636.96\n352,778,125.95\n516,479,509.63\n514,761,587.21\n554,976,245.35\n681,837,090.96\n691,773,493.01\n730,178,997.29\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n55,087,092.35\n61,186,545.74\n73,725,582.36\n89,206,766.33\n136,605,367.17\n87,602,175.66\n162,206,231.00\n198,762,582.78\n247,261,242.79\n280,589,071.79\n355,098,840.61\n373,445,723.64\n355,071,440.18\nOther Items(Net)\n-636,865,583.85 -673,232,217.80 -791,721,093.43 -875,960,866.59 -1,614,961,249.38 -1,974,951,446.35 -2,388,281,414.87\n-2,576,477,704.28 -2,860,511,797.67\n-2,963,504,823.70\n-3,058,656,720.83\n-3,298,528,798.05 -3,946,606,649.23\nShares and Other Equity\n-657,568,133.29\n-700,269,272.95\n-804,754,190.04\n-896,652,942.69\n-1,694,545,332.44\n-2,081,541,626.90\n-2,495,937,680.26\n-2,662,572,351.10 -2,881,231,066.44\n-2,968,624,968.16\n-3,039,020,578.83\n-3,212,151,922.95\n-3,698,960,271.11\nOther Items(Net)\n18,270,195.89\n24,793,374.40\n8,861,949.04\n14,428,570.19\n62,648,230.22\n89,106,052.63\n71,183,746.71\n43,541,395.78\n-13,728,304.53\n-44,526,215.42\n-90,829,827.08\n-125,791,521.97\n-321,990,757.97\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n2,432,353.55\n2,243,680.76\n4,171,147.57\n6,263,505.92\n16,935,852.85\n17,484,127.93\n36,472,518.68\n42,553,251.05\n34,447,573.30\n49,646,359.89\n71,193,685.08\n39,414,646.86\n74,344,379.84\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\n37,466,335.66\n87,098,435.56\n92,268,161.94\n98,860,662.38\n104,043,818.23\n122,997,662.08\nBond Coins\n99,710.20\n99,710.26\n99,710.34\n99,710.39\n99,710.43\n99,710.48\n99,710.54\n99,710.59\n99,710.63\n99,711.37\n99,645.37\n99,645.38\n99,645.41\nBond Notes\n4,993,493.48\n5,093,893.85\n5,240,635.11\n6,014,484.37\n6,165,661.88\n6,165,333.25\n6,412,784.04\n6,554,970.13\n6,740,568.25\n7,012,718.25\n7,260,471.73\n7,472,198.27\n7,439,947.85\nLiabilities to ODCs\n21,414,331.20\n22,619,909.63\n22,544,906.25\n23,115,697.08\n22,954,924.72\n27,282,939.21\n29,009,249.32\n30,811,654.95\n80,258,156.68\n85,155,732.33\n91,500,545.27\n96,471,974.58\n115,458,068.82\n Local Currency Reserve Deposits\n20,405,761.19\n20,827,919.34\n21,544,621.25\n23,011,606.47\n22,855,505.72\n27,182,574.21\n28,909,888.55\n30,691,239.95\n36,208,286.92\n39,251,684.88\n45,031,513.47\n51,076,733.16\n56,112,655.93\n Foreign Currency Reserve Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n43,949,504.76\n45,803,682.45\n46,368,666.81\n45,294,876.43\n59,244,974.53\n Exess reserves \n1,008,570.00\n1,791,990.29\n1,000,284.99\n104,090.61\n99,419.00\n100,364.99\n99,360.78\n120,414.99\n100,364.99\n100,364.99\n100,364.99\n100,364.99\n100,438.36\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n20 \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nAug-22\nSep-22\nOct-22\nNov-22\nDec-22\nJan-23\nNet Foreign Assets\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\n486,393,742.88\n586,234,883.70\n560,469,720.11\n508,040,985.75\n479,074,144.60\n574,797,581.91\nClaims on Non Residents\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\n606,589,993.46\n730,519,889.15\n714,553,928.34\n647,684,732.33\n656,889,016.74\n771,701,557.95\nOf Which: Foreign Currency\n53,378,295.56\n62,064,505.14\n76,544,189.30\n74,716,879.90\n142,118,888.84\n138,347,101.06\n159,024,593.55\n263,637,446.30\n292,402,245.17\n300,240,300.44\n286,365,213.60\n295,435,074.49\n381,966,212.75\nDeposits\n100,442,493.68\n105,505,734.50\n131,168,592.72\n149,819,045.33\n269,570,369.89\n305,551,872.73\n271,679,250.85\n340,293,581.80\n435,192,058.43\n412,875,019.01\n359,879,184.65\n359,872,194.36\n387,899,225.52\nOther\n368,318.48\n436,950.21\n490,766.14\n653,930.14\n1,173,939.93\n1,996,318.38\n2,226,702.64\n2,658,965.36\n2,925,585.55\n1,438,608.89\n1,440,334.07\n1,581,747.89\n1,836,119.68\nLess Liabilities to Non Residents\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\n120,196,250.58\n144,285,005.45\n154,084,208.23\n139,643,746.58\n177,814,872.15\n196,903,976.04\nOf Which: Deposits\n12,879,965.61\n16,242,284.31\n18,274,727.25\n20,748,904.55\n40,784,068.98\n50,378,763.77\n58,733,325.78\n65,301,846.77\n82,156,742.51\n90,971,607.55\n92,797,127.97\n89,384,232.63\n93,815,500.56\nLoans\n12,579,585.65\n14,322,071.01\n15,788,816.82\n17,842,223.01\n32,745,021.76\n32,900,853.99\n41,878,774.31\n54,894,403.81\n62,128,262.94\n63,112,600.68\n46,846,618.61\n88,430,639.51\n103,088,475.48\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n339,241,242.96\n365,997,720.68\n410,548,022.91\n479,033,352.08\n628,106,440.87\n753,463,074.66\n866,386,967.85\n1,113,922,948.02 1,325,580,796.37 1,313,691,175.57 1,547,753,523.21 1,849,663,031.57 2,086,330,268.75\nDomestic Claims\n287,148,313.94\n318,037,769.98\n366,618,461.95\n433,838,477.37\n572,701,615.54\n681,548,604.87\n790,856,307.03\n951,294,251.11 1,129,850,559.29 1,184,558,336.95 1,352,525,578.38 1,560,712,801.46\n1,833,685,570.36\nNet Claims on Central Government\n36,234,968.02\n44,854,385.60\n45,255,818.78\n56,325,515.21\n63,560,566.80\n76,724,974.28\n82,246,329.63\n92,408,121.59\n134,872,792.86\n145,200,532.03\n192,202,527.77\n281,091,634.22\n278,214,477.55\nClaims on Central Government\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\n100,300,557.99\n143,580,041.50\n151,874,188.17\n198,933,901.98\n288,958,382.34\n320,035,802.93\nSecurities\n40,241,600.55\n49,241,790.83\n50,566,914.20\n63,944,817.59\n70,936,834.65\n86,890,010.11\n91,509,184.64\n100,187,059.48\n143,464,932.04\n151,757,709.91\n198,814,372.89\n288,843,960.96\n319,807,352.36\nLoans\n20,331.26\n20,339.66\n19,404.68\n37,542.77\n41,284.36\n61,198.20\n100,650.73\n113,498.51\n115,109.46\n116,478.26\n119,529.09\n114,421.39\n228,450.57\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLess Liabilities to Central Government\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\nOf which: Deposits\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\n7,892,436.40\n8,707,248.64\n6,673,656.14\n6,731,374.21\n7,866,748.12\n41,821,325.38\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n250,913,345.93\n273,183,384.38\n321,362,643.17\n377,512,962.15\n509,141,048.74\n604,823,630.59\n708,609,977.40\n858,886,129.52\n994,977,766.44 1,039,357,804.92 1,160,323,050.62 1,279,621,167.24\n1,555,471,092.81\nOther Financial Corporations\n5,176,630.07\n5,258,014.07\n5,432,333.10\n6,195,645.25\n6,998,113.31\n7,792,720.84\n11,771,347.28\n14,375,915.86\n15,622,928.29\n140,570,187.59\n140,341,007.36\n154,024,862.75\n166,613,542.88\nState and Local Government\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\n287,141.09\n306,328.41\n341,962.52\n303,552.08\n282,613.13\n251,239.62\nPublic Non Financial Corporations\n3,815,525.07\n5,367,161.90\n6,240,938.55\n6,858,061.18\n16,348,796.81\n14,542,574.22\n22,910,548.08\n46,439,978.25\n41,532,709.91\n43,441,683.85\n43,239,544.41\n50,344,903.44\n67,887,630.46\nPrivate Sector\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\n797,783,094.32\n937,515,799.83\n855,003,970.96\n976,438,946.77 1,074,968,787.92\n1,320,718,679.85\nClaims on the Central Bank\n119,546,045.14\n125,057,527.45\n145,073,995.32\n163,091,388.64\n239,321,897.04\n269,492,980.99\n318,260,082.09\n414,080,563.81\n503,930,421.77\n528,892,917.07\n579,137,110.76\n655,646,094.75\n706,967,379.44\nCurrency\n2,891,218.92\n2,577,743.10\n2,111,530.50\n2,624,856.44\n3,155,859.82\n2,801,158.38\n2,427,607.04\n2,640,635.61\n2,922,820.51\n3,022,600.98\n3,251,370.57\n3,361,701.51\n2,798,808.10\nReserves\n116,654,826.22\n122,479,784.35\n142,962,464.82\n160,466,532.20\n236,166,037.22\n266,691,822.61\n315,832,475.04\n411,439,928.20\n501,007,601.27\n525,870,316.09\n575,885,740.19\n652,284,393.24\n704,168,571.34\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n2,688,568.50\n2,120,361.21\n2,137,854.54\n2,173,014.02\n2,383,304.12\n2,898,518.67\n2,814,941.97\n3,230,742.76\n3,720,151.81\n28,072,180.28\n19,973,470.74\n10,597,782.72\n4,974,293.62\nOther Items(Net)\n64,764,547.62\n74,977,215.54\n99,006,579.83\n115,723,499.90\n181,533,767.59\n194,679,992.54\n239,914,479.29\n248,221,124.14\n304,480,032.88\n371,687,898.16\n363,935,695.20\n356,098,081.93\n449,348,387.42\nShares and Other Equity\n131,003,614.94\n139,410,766.30\n157,494,748.85\n160,620,677.78\n222,711,072.13\n330,886,860.40\n386,432,527.29\n466,561,590.88\n528,198,118.44\n553,329,619.60\n578,767,126.22\n713,741,352.34\n712,244,902.17\nLiabilities to other ressident sectors\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\n555,226.55\n587,178.66\n762,462.53\n339,615.56\n752,479.25\n675,534.11\nOther Items(Net)\n-66,469,586.15\n-64,660,350.49\n-59,298,803.48\n-45,383,950.36\n-41,499,080.56\n-136,552,079.25\n-147,857,140.93\n-218,895,693.28\n-224,305,264.21\n-182,404,183.97\n-215,171,046.59\n-358,395,749.66\n-263,572,048.85\nDeposits and Securities Included in Broad Money\n467,970,799.42\n503,440,555.21\n584,688,027.00\n665,632,079.89\n967,440,548.79\n1,116,078,749.06\n1,198,705,414.81\n1,600,316,690.89 1,911,815,680.07 1,874,160,895.68 2,055,794,508.96 2,328,737,176.16\n2,661,127,850.66\nDeposits Included in Broad Money\n464,285,468.48\n \n498,984,364.44\n \n580,177,132.24\n \n661,385,151.97\n \n961,275,205.35\n \n1,108,920,811.95\n \n1,190,567,540.78\n \n1,587,531,116.15 1,897,768,184.73 1,858,602,031.80 2,042,355,987.09 2,314,588,211.40\n2,646,071,378.63\nTransferable Deposits\n424,997,643.40\n \n451,469,626.06\n \n526,027,929.32\n \n608,741,115.91\n \n891,276,383.52\n \n1,028,029,948.34\n \n1,096,365,440.31\n \n1,453,358,587.07 1,740,700,191.97 1,692,150,785.93 1,853,157,849.44 2,081,176,430.96\n2,371,032,667.32\n of which FCAs\n197,673,919.07\n \n225,769,411.82\n \n275,160,384.59\n \n301,286,745.34\n \n558,605,268.37\n \n657,871,279.96\n \n688,801,163.42\n \n991,050,824.09 1,196,071,655.58 1,131,156,966.82 1,211,583,916.42 1,325,367,130.51\n1,623,313,580.02\nOther Deposits\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\n134,172,529.07\n157,067,992.76\n166,451,245.87\n189,198,137.65\n233,411,780.44\n275,038,711.32\nMoney Market Instruments\n3,685,330.94\n \n4,456,190.77\n \n4,510,894.76\n \n4,246,927.92\n \n6,165,343.44\n \n7,157,937.12\n \n8,137,874.02\n \n12,785,574.75\n14,047,495.34\n15,558,863.88\n13,438,521.87\n14,148,964.76\n15,056,472.03\nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n21 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\noca\nGovernemt\nOther\n2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nAug\n2,640.6\n \n263,637.4\n \n411,439.9\n \n69,203.5\n \n311,107.0\n \n29,186.6\n100,187.1\n0.0\n330.1\n6,912.2\n113.5\n287.1\n46,504.1\n764,466.3\n46,788.2\n167,029.4\n251,442.9\n244,934.2\n2,716,210.1\nSep\n3,030.7\n \n289,230.8\n \n504,071.1\n \n75,446.7\n \n417,007.1\n \n18,185.0\n143,464.9\n0.0\n267.4\n8,265.9\n115.1\n306.3\n41,560.9\n902,078.3\n51,664.5\n146,133.1\n231,760.0\n285,781.8\n3,118,369.8\nOct\n3,022.6\n \n300,240.3\n \n525,870.3\n \n104,483.2\n \n389,979.7\n \n22,895.3\n151,757.7\n0.0\n204.7\n4,590.6\n116.5\n342.0\n43,335.5\n936,397.1\n58,632.8\n165,306.9\n267,183.8\n298,996.3\n3,273,355.4\nNov\n3,251.4\n \n286,365.2\n \n575,885.7\n \n111,716.1\n \n342,790.1\n \n17,089.0\n198,814.4\n0.0\n142.0\n6,078.2\n119.5\n303.6\n43,195.4\n1,042,144.5\n73,069.8\n170,944.8\n232,107.1\n302,373.7\n3,406,390.5\nDec\n3,361.7\n \n295,435.1\n \n652,284.4\n \n119,932.8\n \n351,906.8\n \n7,965.4\n288,844.0\n0.0\n20,072.7\n8,831.7\n114.4\n282.6\n30,272.3\n1,143,910.8\n84,048.5\n159,126.2\n234,748.7\n418,944.7\n3,820,082.5\n2023\nJan\n4,923.3\n \n379,841.7\n \n704,168.6\n \n151,980.1\n \n389,342.8\n \n-1,443.6\n319,807.4\n0.0\n23,774.5\n8,624.7\n228.5\n251.2\n44,113.2\n1,348,919.7\n137,477.6\n227,545.4\n251,246.0\n451,149.8\n4,441,950.8\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n22 \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nAug\n1,367,431.3\n85,931.5\n134,512.9\n1,587,875.7\n2,415.4\n7,892.4\n1,598,183.5\n12,785.6\n119,851.6\n3,230.7\n5,771.2\n555.2\n491,336.5\n167,029.4\n317,466.4\n2,716,210.1\nSep\n1,648,027.7\n92,678.5\n157,504.6\n1,898,210.8\n1,482.9\n8,707.2\n1,908,401.0\n14,047.5\n143,842.3\n3,720.2\n9,246.7\n587.2\n553,942.2\n146,133.1\n338,449.6\n3,118,369.8\nOct\n1,615,381.5\n76,774.2\n166,880.7\n1,859,036.4\n2,028.0\n6,673.7\n1,867,738.0\n15,558.9\n153,649.9\n28,072.2\n8,610.3\n762.5\n581,740.3\n165,306.9\n451,916.4\n3,273,355.4\nNov\n1,771,644.8\n81,518.1\n189,465.9\n2,042,628.9\n1,547.6\n6,731.4\n2,050,907.9\n13,438.5\n139,370.8\n19,973.5\n10,489.1\n339.6\n612,977.2\n170,944.8\n387,949.1\n3,406,390.5\nDec\n1,990,867.6\n90,317.0\n234,004.4\n2,315,189.0\n2,754.1\n7,866.7\n2,325,809.8\n14,149.0\n177,214.1\n10,597.8\n15,234.4\n752.5\n750,161.5\n159,126.2\n367,037.4\n3,820,082.5\n2023\nJan\n2,270,946.6\n100,094.1\n275,805.1\n2,646,845.8\n1,676.5\n41,821.3\n2,690,343.7\n15,056.5\n196,129.5\n4,974.3\n12,291.7\n675.5\n881,874.7\n227,545.4\n413,059.5\n4,441,950.8\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n23 \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n2,397.94\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJun\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJul\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nAug\n1,630.70\n \n247,190.46\n \n377,078.80\n \n64,650.96\n \n273,181.97\n \n29,186.59\n \n95,346.12\n \n-\n \n330.12\n \n3,556.96\n \n113.50\n \n287.14\n \n26,564.57\n \n681,253.30\n \n11,493.92\n \n167,029.36\n \n238,442.98\n \n194,745.11\n \n2,412,082.6\n \nSep\n1,791.71\n \n270,594.59\n \n465,301.31\n \n68,020.95\n \n370,323.69\n \n18,184.96\n \n134,414.53\n \n-\n \n267.40\n \n4,916.56\n \n115.11\n \n306.33\n \n21,773.50\n \n806,774.24\n \n12,680.89\n \n146,133.14\n \n215,417.68\n \n219,933.24\n \n2,756,949.8\n \nOct\n1,704.79\n \n281,204.64\n \n480,106.49\n \n94,573.08\n \n343,440.15\n \n22,895.35\n \n136,939.74\n \n-\n \n204.69\n \n2,201.55\n \n116.48\n \n341.96\n \n22,935.50\n \n852,069.39\n \n15,525.65\n \n165,306.91\n \n232,188.99\n \n245,924.22\n \n2,897,679.6\n \nNov\n1,644.95\n \n259,109.18\n \n533,438.97\n \n101,870.32\n \n299,715.01\n \n17,089.04\n \n180,534.44\n \n-\n \n141.97\n \n2,292.28\n \n119.53\n \n303.55\n \n22,178.73\n \n960,814.77\n \n15,450.39\n \n170,944.78\n \n196,338.19\n \n250,551.19\n \n3,012,537.3\n \nDec\n1,778.71\n \n263,863.65\n \n603,136.26\n \n110,935.77\n \n299,087.30\n \n7,965.37\n \n266,725.41\n \n-\n \n79.26\n \n3,887.78\n \n114.42\n \n282.61\n \n30,272.25\n \n1,066,654.12\n \n16,130.63\n \n159,126.16\n \n189,560.01\n \n344,235.10\n \n3,363,834.8\n \n2023\nJan\n2,391.61\n \n340,953.56\n \n654,740.29\n \n143,455.70\n \n335,380.17\n \n(1,443.59)\n \n301,026.07\n \n-\n \n105.97\n \n4,873.87\n \n228.45\n \n251.24\n \n44,113.17\n \n1,307,512.98\n \n17,767.70\n \n227,545.42\n \n204,830.78\n \n374,080.77\n \n3,957,814.2\n \nSource:Reserve Bank of Zimbabwe,2022\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n24 \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJun\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJul\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nAug\n1,100,922.1\n219,798.6\n110,595.1\n1,431,315.7\n790.2\n7,675.2\n1,439,781.1\n12,484.6\n64,160.3\n3,230.7\n2,791.8\n555.2\n421,880.4\n167,029.4\n300,169.0\n2,412,082.6\nSep\n1,328,584.6\n256,980.2\n127,051.1\n1,712,616.0\n1,482.9\n8,473.0\n1,722,571.9\n13,789.2\n81,182.4\n3,720.2\n5,632.9\n587.2\n465,063.9\n146,133.1\n318,269.0\n2,756,949.8\nOct\n1,365,908.5\n205,688.8\n128,186.9\n1,699,784.2\n813.8\n6,314.3\n1,706,912.3\n14,933.2\n83,998.0\n28,072.2\n4,282.4\n762.5\n486,396.6\n165,306.9\n407,015.5\n2,897,679.6\nNov\n1,481,503.5\n243,239.9\n146,530.0\n1,871,273.4\n291.3\n6,366.6\n1,877,931.3\n12,665.1\n67,318.9\n19,973.5\n5,349.1\n339.6\n514,200.0\n170,944.8\n343,815.1\n3,012,537.3\nDec\n1,697,008.7\n235,271.2\n181,090.6\n2,113,370.5\n1,514.4\n7,399.5\n2,122,284.4\n13,296.8\n106,071.5\n10,597.8\n9,610.4\n752.5\n621,113.3\n159,126.2\n320,981.8\n3,363,834.8\n2023\nJan\n2,139,458.0\n78,197.7\n215,537.0\n2,433,192.7\n214.3\n41,333.8\n2,474,740.8\n12,923.7\n123,605.0\n4,974.3\n5,669.1\n675.5\n723,452.2\n227,545.4\n384,228.1\n3,957,814.2\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n25 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJun\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJul\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nAug\n863.8\n \n14422.1\n33,703.2\n \n4483.0\n34,971.8\n \n-\n \n4,379.8\n \n0.0\n-\n \n2,106.6\n \n16,515.4\n \n-\n \n115,491.9\n \n8745.3\n45,694.0\n \n281,377.1\n \nSep\n1,086.8\n \n14998.2\n37,911.3\n \n7470.1\n45,094.8\n \n-\n \n8,440.8\n \n0.0\n-\n \n1,302.8\n \n17,996.8\n \n-\n \n129,242.7\n \n11630.7\n60,830.4\n \n336,005.2\n \nOct\n1,158.3\n \n14768.7\n44,296.5\n \n10013.7\n44,664.1\n \n-\n \n14,109.9\n \n0.0\n-\n \n1,142.4\n \n16,817.7\n \n-\n \n123,793.8\n \n30036.4\n47,678.2\n \n348,479.7\n \nNov\n1,449.3\n \n22456.9\n41,398.0\n \n9771.8\n41,317.6\n \n-\n \n17,572.6\n \n0.0\n-\n \n2,085.3\n \n16,785.8\n \n-\n \n136,029.9\n \n30694.0\n46,275.8\n \n365,836.9\n \nDec\n1,470.7\n \n23012.7\n48,533.8\n \n8913.7\n50,229.0\n \n-\n \n21,411.1\n \n0.0\n19,993.4\n \n2,176.2\n \n17,693.7\n \n-\n \n119,322.3\n \n39279.1\n69,102.5\n \n421,138.1\n \n2023\nJan\n2,402.7\n \n32405.1\n47,062.6\n \n8410.8\n50,364.6\n \n-\n \n17,976.2\n \n0.0\n23,668.5\n \n2,406.3\n \n18,311.0\n \n-\n \n132,757.4\n \n41367.4\n69,570.1\n \n446,702.8\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n26 \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nAug\n133,071.2\n11,398.3\n144,469.5\n1,625.2\n15.0\n146,109.7\n1,382.6\n55,691.4\n0.0\n2,979.3\n0.0\n60,157.4\n15,056.7\n281,377.1\nSep\n143,338.6\n28,284.7\n171,623.3\n0.0\n15.0\n171,638.3\n1,339.9\n62,659.9\n0.0\n3,613.8\n0.0\n79,343.1\n17,410.1\n336,005.2\nOct\n122,775.3\n20,897.6\n143,672.9\n1,214.2\n15.0\n144,902.1\n1,707.3\n69,651.9\n0.0\n4,327.9\n0.0\n86,799.2\n41,091.4\n348,479.7\nNov\n130,892.9\n23,401.5\n154,294.3\n1,256.4\n13.0\n155,563.7\n1,855.1\n72,052.0\n0.0\n5,140.0\n0.0\n89,895.0\n41,331.2\n365,836.9\nDec\n149,207.3\n30,517.1\n179,724.4\n1,239.7\n103.8\n181,068.0\n1,933.7\n71,142.6\n0.0\n5,623.9\n0.0\n118,486.1\n42,883.8\n421,138.1\n2023\nJan\n161,506.8\n31,099.4\n192,606.2\n1,462.2\n121.0\n194,189.4\n3,214.4\n72,524.5\n0.0\n6,622.6\n0.0\n144,335.3\n25,816.5\n446,702.8\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n27 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nAug\n165,210,571.41\n10,163,176.69\n2,624,492.88\n93,899,073.61\n1,266,729.80\n39,544,245.28\n87,691,102.84\n58,330,938.20\n97,552,420.83\n10,450,507.09\n131,625,765.29\n154,457.59\n698,513,481.52\nSept\n201,167,878.53\n11,330,918.80\n5,038,300.39\n110,956,484.03\n1,297,748.50\n44,492,682.69\n101,816,518.33\n92,708,096.37\n88,483,494.42\n11,685,667.87\n152,934,863.30\n276,752.34\n822,189,405.58\nOct\n223,506,677.74\n12,026,669.50\n4,229,873.27\n113,451,159.15\n1,302,041.27\n46,399,745.17\n110,333,025.84\n79,715,558.05\n89,501,330.53\n9,611,322.30\n175,816,703.56\n178,607.79\n866,072,714.17\nNov\n232,953,535.08\n16,431,625.92\n11,131,139.79\n118,284,970.84\n1,687,527.03\n42,192,397.26\n124,017,335.43\n75,874,234.73\n94,636,395.62\n12,440,947.33\n207,085,835.54\n197,473.26\n936,933,417.83\nDec\n253,185,165.18\n19,199,455.89\n10,466,455.02\n135,037,685.07\n1,551,994.21\n70,805,600.30\n136,576,579.60\n94,115,141.69\n123,404,532.09\n12,079,018.68\n235,371,108.06\n173,717.07\n1,091,966,452.83\n2023\nJan\n299,237,745.06\n22,096,826.86\n11,001,194.94\n154,399,125.00\n2,073,794.79\n72,677,263.10\n165,905,496.48\n124,259,994.28\n140,303,195.37\n16,560,714.33\n290,446,774.71\n286,968.13\n1,299,249,093.07\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n28 \n \nEND OF\nAGRICULTURE CONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n \n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nAug\n68,438,409.63\n39,107,020.53\n53,616,955.67\n171,501,037.83\n25,370,674.58\n68,913,237.19\n162,326,617.25\n137,243,494.58\n538,409,018.36\n23,523,309.06\n146,121,882.24\n1,197,164.45\n1,435,768,821.37\nSep\n81,174,128.75\n51,501,554.76\n58,104,791.47\n204,056,688.73\n63,246,197.07\n174,562,749.46\n172,521,502.90\n138,936,277.91\n626,755,883.05\n25,607,188.82\n182,077,675.02\n11,177,650.78\n1,789,722,288.71\nOct\n83,201,043.64\n63,984,990.31\n67,031,137.91\n207,367,773.63\n40,617,325.27\n155,873,800.58\n179,051,392.63\n157,121,308.46\n575,293,016.53\n27,092,268.91\n201,852,712.89\n3,193,614.07\n1,761,680,384.82\nNov\n88,153,064.47\n61,978,896.61\n78,744,676.95\n236,152,455.10\n39,915,042.93\n100,872,718.26\n214,281,243.03\n200,240,592.45\n606,580,960.90\n32,903,876.70\n233,604,874.73\n119,223.24\n1,893,547,625.35\nDec\n106,799,918.36\n60,886,327.29\n73,518,960.29\n260,923,049.61\n48,959,835.11\n122,528,998.69\n242,741,914.11\n171,982,170.05\n747,151,447.16\n37,453,518.81\n270,164,633.75\n10,753,958.63\n2,153,864,731.86\n2023\nJan\n114,820,700.76\n79,460,381.87\n82,589,902.30\n305,204,829.91\n45,118,619.63\n135,072,311.14\n263,222,364.10\n223,632,204.71\n896,980,184.31\n37,534,721.96\n288,326,194.21\n7,916,696.92\n2,479,879,111.81\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n29 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nAug\n80.00-230.00\n88.46\n155.96\nSep\n100.00-230.00\n98.07\n158.46\nOct\n100.00-290.00\n99.37\n115.26\nNov\n100.00-290.00\n99.03\n110.97\nDec\n100.00-290.00\n99.02\n110.83\n2023\nJan\n100.00-240.00\n90.05\n116.03\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n30 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\nAug\n40.00\n80.00-92.00\nSep\n40.00\n80.00-92.00\nOct\n40.00\n80.00-92.00\nNov\n40.00\n80.00-92.00\nDec\n40.00\n80.00-95.00\n2023\nJan\n40.00\n80.00-110.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n31 \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION &\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n25.66\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nAug\n15.49\n15.58\n6.64\n10.54\n13.24\n7.39\n5.81\n8.81\n8.58\n12.92\n13.21\n10.62\n14.25\n12.38\nSep\n3.96\n4.87\n12.08\n1.02\n3.47\n2.16\n8.64\n4.45\n30.04\n2.62\n1.70\n5.15\n1.75\n3.47\nOct\n1.82\n2.58\n4.21\n2.06\n2.05\n2.09\n6.83\n4.45\n2.15\n3.29\n4.27\n3.24\n3.06\n3.15\nNov\n1.47\n1.98\n1.15\n1.73\n1.45\n1.95\n7.54\n2.94\n5.24\n6.76\n4.42\n2.62\n0.92\n1.80\nDec\n2.69\n2.82\n0.75\n2.33\n2.13\n3.04\n4.59\n2.47\n0.37\n1.85\n2.89\n2.36\n2.50\n2.42\n2023\nJan\n0.92\n0.54\n3.11\n0.99\n0.91\n1.27\n0.88\n0.86\n0.87\n0.72\n0.35\n1.27\n0.86\n1.07\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\n(February 2019 = 100)\nTOTAL NON\n \n \n \n32 \n \nFOOD \nINFLATION\nALCO HO LIC \nCLO T HING\nHO US ING , \nW AT E R,\nFURNIT URE\nMIS C.\nFO O D & \nB E VE RAG E S \n& \nE LE CT RICT Y, \nG AS\nAND\nRE CRE AT IO N &\nRE S T AURANT S \n&\nG O O DS &\nT O T AL NO N\nNO N \nALCO HO LIC \nALL\n& T O B ACCO\nFO O T W E AR\n& O T HE R\nE Q UIP ME NT\nCULT URE\nHO T E LS\nS E RVICE S\nFO O D\nB E VE RAG E S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nAug\n241.07\n232.24\n269.94\n225.77\n301.31\n299.82\n74.63\n156.86\n102.14\n269.73\n250.51\n236.02\n353.03\n285.01\nSep\n232.79\n232.09\n296.36\n212.89\n290.70\n289.18\n83.20\n158.77\n160.94\n261.32\n243.60\n237.59\n339.73\n280.40\nOct\n221.77\n224.88\n305.85\n201.70\n273.06\n263.38\n81.35\n156.66\n159.83\n243.66\n239.43\n230.17\n321.32\n268.79\nNov\n212.20\n219.12\n293.08\n195.20\n258.64\n250.91\n78.32\n155.88\n170.00\n230.89\n235.31\n222.02\n299.20\n254.96\nDec\n199.74\n210.82\n282.31\n188.01\n247.74\n238.60\n85.92\n152.06\n169.46\n217.25\n218.34\n212.68\n285.19\n243.76\n2023\nJan\n191.94\n203.56\n274.38\n176.72\n234.66\n228.44\n86.05\n140.60\n163.49\n197.61\n205.57\n203.71\n263.81\n229.83\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P O RT\nCO MMUNICAT IO N\nE DUCAT IO N\n \n \n \n33 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nAug\n546.825\n32.3336\n42.8164\n3.9498\n548.9033\n638.9381\nSep\n621.532\n34.5376\n46.4284\n4.2999\n609.9716\n691.9517\nOct\n632.137\n34.7014\n47.2839\n4.2742\n628.8500\n732.8998\nNov\n654.865\n38.5947\n51.0140\n4.7279\n677.5889\n784.3319\nDec\n671.447\n39.5836\n52.6414\n5.0669\n715.4935\n809.2610\n2023\nJan\n779.310\n44.7401\n60.5524\n5.9802\n844.9280\n961.8245\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n34 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nAug\n13705.12\n15473.37\n8674.85\n139,225,500\n1,685,592.28\nSept\n14771.65\n18929.75\n5128.54\n137,092,750\n1,819,157.07\nOct\n15072.14\n23659.53\n8657.90\n201,566,548\n1,826,101.68\nNov\n14577.46\n25478.67\n7680.78\n90,311,600\n1,610,203.36\nDec\n19493.85\n25487.77\n27753.79\n472,926,200\n2,044,869.14\n2023\nJan\n22628.32\n25496.86\n11041.40\n98,176,100\n2,442,215.69\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n35 \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nAug\n2334295.0\n-\n152343.4\n31418.6\n178188.9\n826377.1\nSep\n2793056.6\n-\n177701.7\n35144.4\n202368.1\n872807.4\nOct\n2728731.3\n-\n186478.9\n50202.3\n209758.0\n622412.8\nNov\n3370779.9\n-\n202876.2\n61086.7\n213295.3\n734610.6\nDec\n3310814.9\n-\n246783.6\n76872.0\n249516.4\n1106346.5\n2023\nJan\n2347582.7\n-\n240010.3\n69143.5\n238455.3\n1107756.4\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n36 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nAug\n1028.0\n-\n13686.8\n489.1\n76957.8\n1623.7\nSep\n1084.6\n-\n13084.7\n455.5\n71362.1\n2225.2\nOct\n969.3\n-\n12986.8\n510.9\n67641.7\n1825.4\nNov\n1001.4\n-\n12324.1\n499.9\n59151.5\n2430.2\nDec\n1013.6\n-\n14316.9\n616.7\n60584.5\n2469.8\n2023\nJan\n918.9\n-\n11734.0\n444.0\n47675.8\n1693.0\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_January_2023.pdf"}
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new file mode 100644
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@@ -0,0 +1 @@
+{"doc_id": "faf81101884e08b5998579d1babbe6d7", "text": "South African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n29 January 2014 \n \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Gill Marcus, Governor of the South African Reserve Bank \n \nSince the previous meeting of the Monetary Policy Committee, the expected \ncutback in quantitative easing by the US Fed has begun. Although the initial \nresponse in global financial markets was generally fairly muted, emerging \nmarkets have subsequently experienced a high degree of turbulence, particularly \nin the wake of renewed fears of a slowdown in China. While the Fed action \nsignals a recovery in the US, and the UK economic outlook is also improving, it \ndoes not mean that the global financial crisis is over. Rather, we are now entering \na phase of the crisis that is creating new challenges for emerging market \neconomies. \n \nIn the longer run a sustained recovery in the US should be positive for the global \neconomy in general, but the adjustment to the withdrawal of quantitative easing is \nlikely to create significant short to medium-term challenges. How to respond to a \n \nMPC Statement January 29th 2014 \nPage 2 \n \n2\ncombination of sharply depreciating currencies, capital outflows, slowing growth, \nrising inflation, significant current account and/or fiscal deficits and deteriorating \nconfidence is posing policy challenges and very difficult trade-offs for many \nemerging markets. \n \nThe rand exchange rate has been one of the currencies affected by these \ndevelopments, and the recent depreciation of the rand, if sustained, will raise \nsignificantly the risk to the inflation outlook. Our inflation forecast shows a marked \ndeterioration, despite the absence of clear evidence of domestic demand \npressures. \n \nThe recent inflation data reflects positive outcomes that belie the incipient risks, \nlargely from the depreciation of the currency, that our forecasts highlight. The \nyear-on-year inflation rate as measured by the consumer price index (CPI) for all \nurban areas measured 5,3 per cent in November 2013 and 5,4 per cent in \nDecember, resulting in an average annual inflation rate of 5,7 per cent for 2013. \nFood and non-alcoholic beverage price inflation continued to moderate from a \nrecent peak of 7,1 per cent in August, to 3,8 per cent in November and 3,5 per \ncent in December. The contribution of this category to the average CPI increase \nwas 0,5 percentage points in December compared with 0,6 percentage points in \nthe previous month. The petrol price, which was the main contributor to the \nhigher overall inflation in December, increased at a year-on-year rate of 10,0 per \ncent, up from 7,7 per cent in November. Core inflation, which excludes food, \n \nMPC Statement January 29th 2014 \nPage 3 \n \n3\npetrol and electricity, has been unchanged at 5,3 per cent for the four months to \nDecember, while administered price inflation excluding petrol measured 6,8 per \ncent. The headline producer price inflation for final manufactured goods \nmeasured 5,8 per cent in November, compared with 6,3 per cent in October. \n \nThe headline inflation forecast of the Bank has deteriorated since the previous \nmeeting of the MPC, mainly as a result of revisions to the assumptions regarding \nthe rand exchange rate. The forecast average inflation rate for 2014 is 0,6 \npercentage points higher at 6,3 per cent, and 0,6 percentage points higher at 6,0 \nper cent in 2015, with inflation expected to average 5,9 per cent in the final \nquarter of that year. Inflation is expected breach the upper end of the target \nrange in the second quarter of 2014, and to reach a peak of 6,6 per cent in the \nfinal quarter of the year, before declining to 6,0 per cent in the second quarter of \n2015. \n \nCore inflation, which averaged 5,2 per cent in 2013, is expected to average 5,8 \nper cent in 2014, compared with 5,6 per cent in the previous forecast, while the \nforecast for 2015 has increased from 5,3 per cent to 5,9 per cent. The \ndeterioration in this measure of underlying inflation continues to be driven \nprimarily by the lagged effects of the depreciation of the rand exchange rate. \n \nInflation expectations appear to have remained relatively anchored at the upper \nend of the target range. According to the survey conducted in the fourth quarter \n \nMPC Statement January 29th 2014 \nPage 4 \n \n4\nof 2013 by the Bureau for Economic Research at Stellenbosch University, \naverage inflation expectations of respondents measured 6,1 per cent for both \n2014 and 2015 and have remained more or less unchanged since 2011. There \nis, however, some divergence between the average expectations of respondents, \nwhich range between 5,6 per cent and 6,4 per cent in 2014, and 5,5 per cent and \n6,5 per cent in 2015. Financial analysts have the lowest forecasts, which are also \nreflected in the latest Reuters survey that indicates expectations of 5,6 per cent \nand 5,5 per cent in 2014 and 2015 respectively. \n \nWhile the economic growth outlook for a number of emerging market economies \nhas deteriorated somewhat in recent months, the prospects in the advanced \neconomies have improved, particularly in the US and the UK. However, the \nrecovery remains uneven and not without risks. In the US, growth is being driven \nby a recovery in the housing market, robust private sector demand, and a \ndissipation of the negative impulse from fiscal consolidation. In its latest World \nEconomic Outlook (WEO) update, the IMF forecasts growth of 2,8 per cent in \n2014 for the US, compared with 1,9 per cent in 2013. The outlook for the \nEurozone remains fragile and uneven, particularly in the Southern periphery \nwhere the risk of deflation, strong fiscal consolidation and weak banking sectors \nare constraining the recovery. Eurozone growth in 2014 is expected to remain \nsubdued at around 1,0 per cent. \n \n \nMPC Statement January 29th 2014 \nPage 5 \n \n5\nThe Japanese economy has maintained its positive growth but there are still \ndoubts about its sustainability in the absence of continued fiscal stimulus. The \noutlook for the Chinese economy is increasingly uncertain, given the challenge of \ncontaining the excessive increase in credit extension without adversely impacting \non growth. Although a growth rate of around 7,5 per cent is still generally \nexpected, the latest PMI, which suggests a contraction of industrial production, \nindicates some downside risk to this outlook. This uncertainty has contributed to \nincreased risk aversion and volatility in financial markets of emerging economies \nin recent weeks, and is also likely to impact negatively on commodity prices. \n \nSignificant currency depreciation and weaker growth prospects are also evident \nin a number of other large emerging economies, particularly Brazil, Russia and \nTurkey, while the outlook for the Indian economy appears to have improved \nsomewhat. \n \nGlobal inflation remains benign despite abundant liquidity. However, spillover \neffects from increasingly divergent monetary policies are creating a difficult and \nvolatile environment for emerging markets. There is still some uncertainty \nregarding the pace of tapering by the Fed in the coming months, and although \nmarket expectations are that the US policy rate is unlikely to increase before at \nleast mid-2015, long term bond yields have increased to around 2,8 per cent from \naround 1,6 per cent in May 2013. A further sustained improvement in UK growth \nand employment trends has brought forward the prospect of monetary tightening \n \nMPC Statement January 29th 2014 \nPage 6 \n \n6\nby the Bank of England. However, monetary policy is expected to remain highly \naccommodative in Japan and the Eurozone where the risk of deflation persists. \n \nThe expectation of tapering by the Fed since May 2013 resulted in significant \noutflows from emerging economies domestic bond and equity markets, putting \npressure on exchange rates and long term bond yields, particularly in those \ncountries with sizeable current account deficits. Some countries, including Brazil, \nTurkey, Indonesia and India, responded by tightening monetary policy, either in \nreaction to inflationary pressures or in an attempt to stem the depreciation. Since \nMay 2013, cumulative interest rate increases have amounted to 300 basis points \nin Brazil and 75 basis points in India. The most recent instance has been Turkey \nwhich raised its overnight interest rate (MFR) by 425 basis points to 12 per cent. \n \nThe impact of these developments on the rand exchange rate has resulted in a \nmarked increase in the upside risk to the inflation forecast, despite the relatively \nmuted pass-through to date. Since the previous MPC meeting, the rand has \ndepreciated by about 7,4 per cent against the US dollar, by 9,0 per cent against \nthe euro and by 8,0 per cent on a trade weighted basis. Year to date the \nrand/dollar depreciation has been about 3,5 per cent. \n \nIn the final two months of 2013, total net sales by non-residents of South African \ndomestic government bonds and equities amounted to R21,0 bn and R19,4bn \nrespectively. These flows effectively reversed the inflows that occurred during the \n \nMPC Statement January 29th 2014 \nPage 7 \n \n7\nearlier part of the year, with net purchases of bond and equities for 2013 by non-\nresidents amounting to R1,3 bn, compared with R85,2 bn for 2012. Year-to-date \nnet sales of equities and bonds have totaled R19,3 bn, of which R15,6 bn were \nbonds. \n \nWhile the recent rand weakness is part of a general emerging market \nphenomenon, it has been reinforced by idiosyncratic factors including declining \nterms of trade, on-going labour disputes, and the higher-than-expected current \naccount deficit in the third quarter. \n \nAlthough to date the current account has been slow to react to the depreciation of \nthe rand, the trade surplus of R0,8 bn recorded in November may signify a \npossible narrowing of the current account deficit in the fourth quarter of 2013. \nHowever, given the volatility of the monthly trade data, it is too early to assess \nwhether or not this is the beginning of a sustainable trend. The extent to which \nthe strikes in the mining sector and resulting decline in exports are likely to \nimpede the current account adjustment further will depend on the duration of the \nstrikes and the extent to which lost output can be compensated for by running \ndown inventories. \n \nThe economic growth outlook remains subdued amid continued low business \nconfidence. Growth in the fourth quarter of 2013 is estimated to have recovered \nsomewhat from the low base of 0,7 per cent in the third quarter, and annual \n \nMPC Statement January 29th 2014 \nPage 8 \n \n8\ngrowth in 2013 is estimated to have been around 1,9 per cent. Although an \nimproved outcome is forecast for 2014, growth is still expected to remain below \nestimated potential output of between 3,0 and 3,5 per cent. The Bank’s forecasts \nfor growth in 2014 and 2015 have been revised to 2,8 per cent and 3,3 per cent \nrespectively, down from 3,0 per cent and 3,4 per cent in the previous forecast \nround. The Bank’s composite leading business cycle indicator continues to trend \nsideways, and was marginally negative in November. \n \nThe mining sector is expected to remain under pressure in the face of work \nstoppages in the major platinum mines, with the risk of these disruptions \nspreading to the gold mines. Mining output recovered somewhat in the fourth \nquarter of 2013 from the September lows, and the sector is expected to have \nmade a positive contribution to fourth quarter growth. The manufacturing sector is \nalso expected to have exhibited stronger growth in the final quarter, following the \nstrike-induced contraction in the third quarter. However, the sector has yet to \nexhibit a meaningful response to the weaker exchange rate, and the Kagiso PMI \ndeclined to just below 50 index points in December, for the first time since April \n2013. \n \nThe construction sector presents a mixed picture. The FNB/BER building \nconfidence index remained unchanged at 48 index points in the fourth quarter of \n2013, the highest level in 5 years. However, the upward trend in the real value of \nbuilding plans passed observed in the earlier part of 2013 has leveled off, and \n \nMPC Statement January 29th 2014 \nPage 9 \n \n9\nthere was a notable decline in November by 12,5 per cent on a month-to-month \nbasis, and a 14,5 per cent decline on a year-on-year basis. The outlook for civil \nconstruction, by contrast, appears to be more favourable. \n \nThese restrained developments in the real sector have contributed to the slow \npace of employment creation in the economy, and continued job losses in the \nprivate sector remain a concern. According to the Quarterly Employment \nStatistics (QES) survey of Statistics South Africa, formal sector employment \nincreased by 13,400 in the year to the third quarter of 2013, or by 0,2 per cent. In \nthe third quarter of 2013, employment losses were most pronounced in mining \nand construction. \n \nGrowth in consumption expenditure by households moderated from 2,8 per cent \nin the second quarter to 2,3 per cent in the third quarter, and is expected to \nremain relatively constrained by disappointing employment growth and a modest \nrise in credit extension. Slow growth was particularly evident in the consumption \nof non-durable goods and services. Real expenditure on durable goods remained \nstrong, with growth of 9,3 per cent. Nevertheless, domestic new vehicles sales \nappear to be under pressure, having contracted by 3,3 per cent on a quarter-to-\nquarter basis in the final quarter of 2013. Although retail trade sales increased by \n1,2 per cent on a month-to-month basis in November 2013, they increased only \nmarginally, by 0,1 per cent, when the three months to November are compared to \nthe previous three months. Consumer confidence, as reflected in the FNB/BER \n \nMPC Statement January 29th 2014 \nPage 10 \n \n10\nconsumer confidence index, remained at a low level of -7, a marginal \nimprovement from the previous quarter. \n \nGrowth in credit extension by the banking system to the private sector continued \nto lose momentum. Twelve-month growth in total loans and advances to the \nprivate sector moderated to 7,4 per cent in November, with credit extension to \nhouseholds measuring 5,9 per cent, compared with 10,4 per cent at the same \ntime in 2012. Twelve-month growth in general loans to households, mainly \nunsecured lending, measured 8,1 per cent in November, the lowest rate of \ngrowth since April 2009, while annualised growth over three months showed a \ncontraction of 0,8 per cent. Although there has been an increase in commercial \nmortgage credit extension, growth in outstanding residential mortgages remains \nsubdued at 1,3 per cent. Instalment sale credit and leasing finance has continued \nto be relatively brisk, but could moderate if motor vehicle demand continues to \ndecline. Household debt as a percentage of household disposable income \ndeclined slightly from 75,8 per cent in the second quarter to 75,5 per cent in the \nthird quarter of 2013. \n \nWage settlement rates, as measured by Andrew Levy Employment Publications, \nmeasured 7,9 per cent during 2013. However, according to QES data, growth in \nnominal remuneration per worker declined from 8,8 per cent in the year to the \nsecond quarter of 2013, to 6,6 per cent in the year to the third quarter. For the \neconomy as a whole, despite a small decline in labour productivity growth, unit \n \nMPC Statement January 29th 2014 \nPage 11 \n \n11\nlabour cost growth declined over the year from 6,9 per cent in the second quarter \nto 4,9 per cent in the third quarter. However there are important sectoral \ndifferences. For instance, unit labour cost growth in the manufacturing sector \naccelerated from 5,6 per cent to 6,9 per cent during the same period, while \nnominal remuneration per worker in the mining sector increased by 9,0 per cent. \n \nFood prices have been the main contributor to the downside surprises in inflation \nin the past two months, with prices increasing by 3,5 per cent in December. \nGlobal food prices generally declined during the year amid improved wheat and \nmaize harvests. The rand exchange rate, coupled with disappointing domestic \nharvests due to drought in some areas, has impacted adversely on the domestic \nmaize and wheat prices in recent weeks, with the spot prices of maize increasing \nby about 12 per cent during January, following increases of around 20 per cent \nbetween August and December 2013. These pressures have not as yet been \nobserved in the producer price index where cereal and other crop prices declined \nby one per cent over the year in November. Persistent drought conditions in a \nnumber of regions have resulted in the culling of cattle, leading to extremely low \nmeat price inflation since September (0,1 per cent in December). However, \nthese favourable food price outcomes are not expected to persist as higher spot \ngrain prices work through to consumer prices. \n \nAlthough the exchange rate pass-through has generally been relatively muted to \ndate, the impact on the petrol price has been almost immediate. International oil \n \nMPC Statement January 29th 2014 \nPage 12 \n \n12\nprices have been fairly stable, with Brent crude oil trading in a range of between \nUS$106 and US$109 during January. In December and January the domestic \npetrol price was increased by a cumulative 55 cent per litre, and a further \nsignificant increase, in excess of 30 cents per litre, can be expected in February, \nprimarily as a result of the weaker exchange rate. Sustained upside pressure \nfrom petrol prices on inflation can therefore be anticipated should the rand \ncontinue to depreciate. \n \nThe MPC carefully considered the economic challenges facing South Africa and \nthe appropriate policy response. On the one hand, inflation forecasts indicate the \npossibility of being out of the target range for an extended period, largely due to \nthe impact of the depreciating currency. The risks to the inflation forecast are \nseen to be significantly on the upside. Large adjustments to the exchange rate \nwill inevitably impact on inflation, even in conditions of relatively low pass-through \nsuch as we have been experiencing. \n On the other hand, the growth outlook remains of concern. Credit extension is \nlow and declining, few jobs on a net basis are being created, and gross fixed \ncapital formation, particularly from the private sector, is significantly below what is \nrequired. \nCapital outflows and a current account deficit exacerbate the difficulties that lie \nahead. Exchange rate pressures are expected to intensify as markets adjust to \nthe new pattern of global capital flows. Although monetary policy in the advanced \n \nMPC Statement January 29th 2014 \nPage 13 \n \n13\neconomies remains accommodative, the process of normalisation has begun, \nand the spillovers have implications for our own monetary policy. \nThe primary responsibility of the Bank is to keep inflation under control and \nensure that inflation expectations remain well anchored. The depreciation \nexperienced so far could improve our international competitiveness, provided that \nit is not eroded through higher wage and other input prices. \nIn the light of these circumstances and taking account of policy trade-offs, the \nMPC has decided to increase the repurchase rate by 50 basis points to 5,5 per \ncent per annum as of 30 January 2014. The MPC is of the view that, \nnotwithstanding this increase in the repo rate, monetary policy remains \naccommodative. Further moves in the repo rate will be highly data dependent. \nWe will continue to monitor developments closely and will not hesitate to act as \nrequired in keeping with our mandate. \n \n \nGill Marcus \nGOVERNOR \n \nContact person: \nCandice Jeffreys \n+27 12 313 4209 \nCandice.Jeffreys@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/MPC-Statement-January-2014-f.pdf"}
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index 0000000000000000000000000000000000000000..df213658831a5b39d06ade4f2ea514bb3386284a
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+{"doc_id": "fc84590044e76a720b103b1754287e9f", "text": "i \n \n \n \n \n \n \n \nJULY 2017 \n \n1 \n \nTable of Contents \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 2 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 3 \nMERCHANDISE TRADE DEVELOPMENTS........................................................................ 4 \nMONETARY DEVELOPMENTS .............................................................................................. 6 \nSTOCK MARKET DEVELOPMENTS ..................................................................................... 7 \nINFLATION OUTTURN ............................................................................................................. 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 8 \n \n \n \n \n \n \n \n2 \n \n \n \n \n2017 \n \nJune \n2017 \n \nJuly \nMonth-on- \nMonth \nChange \nZ.S.E. Mining Index1 \n69.79 \n69.44 \n-0.50% \nZ.S.E. Industrial Index1 \n195.97 \n203.25 \n3.71% \nNational Payment System Transactions \n(US$ millions) \n8 743.97 \n8 501.78 \n-2.77% \nMoney Supply (US$ millions)2 \n6 491.8 \n6 564.0 \n \nMoney Supply (M3) Annual Growth2 (%) \n26.91 \n29.61 \n \nYearly Inflation3 (%) \n0.31 \n0.14 \n \nMonthly Inflation3 (%) \n-0.24 \n-0.36 \n \nNominal Lending Rate2 (% per annum) \n4.0-18.0 \n4.0-18.0 \n \nSources: \n1. Zimbabwe Stock Exchange (ZSE) \n2. Reserve Bank of Zimbabwe (RBZ) \n3. Zimbabwe National Statistics Agency (ZIMSTAT) \nSELECTED ECONOMIC INDICATORS \n \n \n \n3 \n \nINTERNATIONAL COMMODITY PRICE \nDEVELOPMENTS \n \n International commodity prices for precious \nmetals retreated, whilst those for base metals \nand crude oil firmed during the month of July \n2017. \n Precious Metals \n \nMonthly average prices of gold declined by \n2.0%, from US$1,260.57/oz in June 2017 to \nUS$1,235.66/oz in July 2017. A firming U.S \ndollar, following the stronger-than-forecast U.S. \njobs data, weighed down the prices. The rapid \npace of growth in jobs reassured investors that \nthe economy was on a strong enough footing, to \njustify the Federal Reserve’s plans to raise \ninterest rates once more this year. These \ndevelopments dampened the yellow metal’s \ninvestment demand outlook. \nSimilarly, monthly average prices of platinum \nalso retreated by 1.5%, from US$931.48/ounce \nin June 2017 to US$917.52/ounce, during the \nmonth under review. This was on the back of \nslackening \ninvestment \ndemand, \namid \nheightened investor expectations for tighter US \nmonetary policy. \n \n \n \n \n \n \n \nFigure 1: Precious metals prices \n \nSource: Bloomberg, 2017 \n \nBase Metals \n Base metals prices increased during the month \nunder review, buoyed by a positive demand \noutlook in China. This followed reports that \nindicated that the Chinese economy, the world’s \nlargest base metal consumer, had expanded at a \nfaster-than-expected rate of 6.9% in the second \nquarter of 2017. \n The price of copper registered a 5.6% increase \nto close the month at US$5,996.29/tonne. \nNickel prices surged by 7.0%, to an average of \nUS$9,509.29/tonne, during the same month. \n \nBrent Crude Oil \nCrude oil prices firmed by 4.3%, from a monthly \naverage of US$47.60/barrel in June 2017 to \nUS$49.65/barrel in July 2017. The prices \nincreased on the back of indications that global \ncrude oil inventories, particularly in the US, \ndeclined during the month under analysis. In \naddition, Saudi Arabia committed to make \nfurther cuts to its crude oil exports in an effort \nto curb the global oil supply glut. \n800\n900\n1000\n1100\n1200\n1300\n1400\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nGold\nPlatinum\n \n \n \n4 \n \nFigure 2: International crude oil prices \nSource: Bloomberg, 2017 \nMERCHANDISE TRADE \nDEVELOPMENTS \n \nTotal merchandise trade declined by 1.8%, from \nUS$760.21 \nmillion \nin \nJune \n2017 \nto \nUS$US 746.2 million, in July 2017. \n \nMerchandise Export Developments \nMerchandise exports registered a 0.3% decline, \nto \nclose \nthe \nmonth \nunder \nreview \nat \nUS$264.2 million. This was on the back of \ndecreases in exports of nickel mattes, cane sugar \nand black tea. Gold, Tobacco and Ferrochrome \nexports, however, increased during the month \nunder review. \nGold, nickel, and flue-cured tobacco, exports \naccounted for about 56% of the total export \nrevenues. \n \n \n1 ZIMSTAT reviewed June 2017 figures. \nFigure 3: Merchandise Exports (US$ m) \n \n \nSource: Zimstat, 2017 \n \nTable 1: Exports Classified by HS Code \n Product \nJune-17 \nUS$m \nJuly-17 \nUS$m \nShare of \ntotal \nExports \n(%) \n Gold \n73.2 \n74.9 \n35.9 \n Nickel mattes \n49.1 \n38.8 \n13.6 \n Flue-cured \ntobacco \n22.2 \n33.9 \n11.0 \n Nickel ores and \nconcentrates \n27.7 \n30.3 \n7.4 \n Ferro-chrome \n15.4 \n19.5 \n4.9 \n Chromium ores \nand concentrates \n3.1 \n5.4 \n3.5 \n Cane sugar \n10.0 \n4.3 \n2.1 \n Platinum \n4.2 \n3.7 \n1.6 \n Granite \n2.9 \n3.0 \n1.5 \n Black tea \nfermented \n2.3 \n1.1 \n1.4 \n Other \n54.9 \n49.2 \n17.1 \n Total \n265.0 \n264.2 \n100.0 \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \nThe country’s merchandise exports were mainly \ndestined for South Africa, 59.7%; Mozambique, \n20.00\n25.00\n30.00\n35.00\n40.00\n45.00\n50.00\n55.00\n60.00\nMar-16\nApr-16\nMay-16\nJun-16\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\n0\n30.5\n61\n91.5\n122\n152.5\n183\n213.5\n244\n274.5\nJun\nJul\n \n \n \n5 \n \n13.9%; the United Arab Emirates, 4.9%; \nZambia,2.3.0%; Kenya,1.0%; Malawi, 0.1%, \nMadagascar, 0.1%; Singapore,0.1%; Botswana, \n0.7%; \nNamibia, \n0.5%; \nand \nother \ncountries, 16.6%. \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \nMerchandise Import Developments \nMerchandise imports declined by 2.7%, from \nUS$495.2 million in June 2017 to US$482.1 \nmillion in July 2017. In terms of proportions, \ndiesel accounted for 14.3%; unleaded petrol, \n6.2%; electricity, 4.1%; and aviation spirit, \n3.5%, of total imports. \nThe \ncountry \nsourced \nimports \nfrom \nSouth Africa (43.0%); Singapore (23.0%); \nZambia (3.2%); Japan (2.5%), Mozambique \n(2.2%); and India (1.5%), during the month \nunder analysis, as shown in Figure 5. \n \nFigure 5: Major Merchandise Import \nSources (% Share) \n \nSource: Zimstat, 2017 & RBZ Calculations, 2017 \n \nMerchandise Trade Balance \nThe country’s merchandise trade deficit, \nimproved from -US$230.2 million in June 2017, \nto -US$217.9 million in July 2017. This was on \nthe back of a decline in the import bill, during \nthe month under analysis. \nFigure 6: Merchandise Exports, Imports and \nTrade Balance (US$m) \n \nSource: Zimstat, 2017 & RBZ Computations, 2017 \nSouth \nAfrica\n59.7%\nMozambique\n13.9%\nUnited \nArab \nEmirates\n4.9%\nZambia\n2.3%\nKenya\n1.0%\nBotswana\n0.7%\nNamibia\n0.5%\nMalawi\n0.1%\nMadagascar\n0.1%\nSingapore\n0.1%\nOther\n16.6%Figure 4:Major Merchandise \nFigure 4:Major Merchandise Export Destinations\nExport Destinations\nSouth Africa\nSingapore\nChina\nZambia\nMozambique\nJapan\nIndia\nMauritius\nU.A.E\nU.K\nOther\n0%\n10%\n20%\n30%\n40%\n (300.0)\n (200.0)\n (100.0)\n -\n 100.0\n 200.0\n 300.0\n 400.0\n 500.0\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nExports\nImports\nTrade balance\n \n \n \n6 \n \nMONETARY DEVELOPMENTS \n \nBroad money2 grew by 29.61% on an annual \nbasis, from US$5 064.3 million in July 2016 to \nUS$6 564.0 million in July 2017. The growth \nwas on the back of annual increases of 35.45% \nin transferable3 deposits and 5.4% in time \ndeposits4. Partially offsetting these increases, \nwas a decline of 7.6% in negotiable certificates \nof deposits (NCDs)5. \n \nOn a month-on- month basis, broad money \nrecorded a 1.1% growth, from US$6 491.7 \nmillion in June 2017. \n \n \nSource: Reserve Bank of Zimbabwe, 2017 \n \n \n2 Beginning January 2017, broad money was redefined using \nIMF’s Monetary and Financial Statistics Manual of 2000. The \nmajor change is the exclusion of Government deposits held by \nbanks and interbank deposits from broadmoney. \nBroad money consisted of transferable or \ntransitory deposits, 71.55%; time deposits, \n24.38%; currency in circulation, 3.07%; and \nnegotiable certificates of deposits, 1.01%. \n \nSource: Reserve Bank of Zimbabwe, 2017 \nThe year-on-year growth in domestic credit rose \nby 29.22% in July 2017, compared to 14.84% \nregistered in July 2016. The growth largely \nreflected a 55.86% expansion in net credit to \nGovernment. \nCredit to the private sector recorded an increase \nof 5.17%, from US$3 320.0 million in July 2016 \nto US$3 491.6 million in July 2017. On a month \non month basis, credit to the private, however, \n3 Transferable deposits are made up of demand and savings \ndeposits. \n4All classes of time deposits, short and long term, are classified \nas time deposits, which are also termed other deposits. \n5 NCDs are also referred to as securities included in broad \nmoney. \n-5\n0\n5\n10\n15\n20\n25\n30\n35\n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n 7.0\nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\n%\nUS$ BILLIONS\nFigure 7: Money Supply\nFigure 7: Money Supply\nM3\nM3 Annual Growth rate\nTransferable \nDeposits\n71.55%\nOther \nDeposits \n(Time)\n24.38%\nNCDs\n1.01%\nBond \nNotes and \nCoins\n3.07%Figure 8:\nFigure 8: Composition of Money Supply Ju\nSupply June2017\n2017\n \n \n \n7 \n \ndeclined by 0.88%, from US$ 3 522.9 million in \nJune 2017 to the July figure of US$3 491.6 \nmillion. \n \nSource: Reserve Bank of Zimbabwe, 2017 \nOn a sectoral basis, private sector credit was \ndistributed as follows: households, 23.6%; \nagriculture, \n17.8%; \nservices, \n16.4%; \nmanufacturing, 12.1%; financial organisations \nand investments, 10.5%; distribution, 9.9%; \nmining, 5.1%; transport and communications, \n2.0%; construction, 2.0%; and other, 0.6%. \nDuring the month under review, private sector \ncredit \nwas \nlargely \nchannelled \ntowards: \ninventory build-up, 30.9%; consumer durables, \n16.3%; and fixed capital investment, 12.7%. \nSTOCK MARKET DEVELOPMENTS \n \nThe Zimbabwe Stock Exchange was bullish for \nthe fifth consecutive month in July 2017. \nConsequently, the mainstream index gained \n7.28 points to close the month at 203.25 points. \nThe \nresources \nindex, \nhowever, \ndeclined \nmarginally by 0.35 points, to close the month \nunder review at 69.44 points. This was on the \nback of subdued investor interest in the \nresources counters. \n \nSource: Zimbabwe Stock Exchange, 2017 \nThe ZSE market turnover volume registered a \n51.98% decline, to close the month under \nreview at 149.4 million shares. Similarly, the \nturnover value declined by 37.84% to US$24.71 \nmillion, in July 2017. \nThe local bourse registered two block trades \nwhich saw 2.2 million Axia Corporation \nLimited shares and 0.98 million CBZ Holdings \nLimited shares exchanging hands at US$0.125 \nand US$0.10, respectively. \nHouseholds\n23.6%\nAgriculture, \n17.8%\nManufacturing, \n12.1%\nServices, \n16.4%\nDistribution, \n9.9%\nFinancial \nOrganisati\nons, \n10.5%\nMining, \n5.1%\nTransport and \nCommunication, \n2.0%\nConstruction, \n2.0%\nOther, 0.6%\nFigure 9: Sectoral Distribution of \nCredit\n0\n50\n100\n150\n200\n31-Jul-16\n31-Aug-16\n30-Sep-16\n31-Oct-16\n30-Nov-16\n31-Dec-16\n31-Jan-17\n28-Feb-17\n31-Mar-17\n30-Apr-17\n31-May-17\n30-Jun-17\n31-Jul-17\nFigure 10: ZSE Indices\nIndustrial\nMining\n \n \n \n8 \n \nForeign portfolio investment improved in July \n2017, with net inflows at US$1.55 million, \ncompared to net outflows of US$2.38 million in \nJune 2017. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation declined to 0.14% in \nJuly 2017, from 0.31% in June 2017. This was \non account of a decline in non-food inflation. \nAnnual non-food inflation continued on a \ndownward trend decelerating further to -0.67% \nin July 2017 from -0.37% in June 2017. Annual \nfood inflation, however, increased from 1.82% \nin June 2017, to 1.92% in July 2017. \n \n \nSource: ZIMSTAT, 2017 \nMonthly Inflation \n \nMonth-on-month inflation declined by 0.12 \npercentage points, from -0.24% in June 2017 to \n-0.36% in July 2017. Contributing to the slump \nin the month-on-month inflation were declines \nin both food and non –food inflation. \n \n \nSource: ZIMSTAT, 2017 \nMonthly \nfood \ninflation \nincreased \nby \n0.03 percentage points, to close the month of \nJuly 2017 at -0.42 %. This followed increases in \nprices of meat, fish and sea- food, among others. \nPartially offsetting the increases were declines \nin prices of bread and cereals, fruits, vegetables \nand oils and fats. \n \n Monthly non-food inflation remained in \nnegative territory, declining further to -0.33% \nfrom -0.14% in June 2017. This was largely due \nto declines in education, communication, \nfurniture \nand \nequipment \nand \ntransport \ncategories. \n \nNATIONAL PAYMENTS SYSTEM \n \nTransactions processed through the National \nPayment \nSystem \n(NPS) \nstood \nat \nUS$8.5 billion in July 2017, down from \nUS$8.7 million recorded in June 2017. NPS \ntransaction volumes, however, increased by \n12.9%, from 76.1 million in June 2017 to 85.9 \nmillion in July 2017. \n \n-4.5\n-3.5\n-2.5\n-1.5\n-0.5\n0.5\n1.5\n2.5\nFigure 11: Annual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n-0.5\n-0.3\n-0.1\n0.2\n0.4\n0.6\n0.8Figure 12: M\nFigure 12: M-\n-O\nO-\n-M Inflation\nM Inflation\n \n \n \n9 \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nThe value of transactions processed through the \nRTGS system declined by 10.1% to US$4.81 \nbillion in July 2017, from US$5.35 billion in \nJune 2017. In volume terms, total transactions \nalso registered a 1% decline, to close at 521 770 \nduring the month under review. \nSource: Reserve Bank of Zimbabwe, 2017 \nCash transactions \nCash transactions closed the month of July 2017 \nat US$276.82 million, a 7.4% decline from \nUS$298.98 million in June 2017. \nMobile and Internet Based Transactions \nThe total value of mobile and internet based \ntransactions increased from US$1.6 billion \nrecorded \nin \nJune \n2017 \nto \nUS$2.2 billion during the month under analysis. \n \n \n \nCard Based Transactions \nThe total value of card based transactions \nincreased from US$593.48 million in June 2017, \nto \nUS$617.77 \nmillion \nin \nJuly \n2017. \n \n \nCheque Transactions \n Cheque transactions decreased by 8.8%, from \nUS$6.28 \nmillion \nin \nJune \n2017 \nto \nUS$5.73 \nmillion \nin \nJuly \n2017. \n \n \nRESERVE BANK OF ZIMBABWE \nJULY 2017 \n -\n 1.0\n 2.0\n 3.0\n 4.0\n 5.0\n 6.0\n -\n 100\n 200\n 300\n 400\n 500\n 600\nVALUE IN US$ BILLIONS\nVOLUME IN THOUSANDS\nFigure 13: ZETSS Volumes and \nFigure 13: ZETSS Volumes and Values\nValues\nVolume\nValue\n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n External Statistics \n \n10. Total External Debt Outstanding by Debtor \n \n \n \n27 \n 11. Exchange Rates \n \n \n \n \n \n \n \n28 \n \n \n \n \n \n11 \n \n12. Zimbabwe Stock Exchange Statistics \n \n \n \n \n 29 \n \n 13. National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 30 \n \n13.2 Volumes of Transactions \n \n \n \n \n 31 \n \n14. Merchandise Trade Statistics \n \n \n \n \n \n 32 \n \n \n \n \n \n \n \n \n \n 12 \n \n \nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nNet Foreign Assets\n-393,113.03\n-371,494.66\n-365,714.85\n-564,842.79\n-636,688.80\n-555,620.67\n-584,011.92\n-574,374.12\n-559,959.05\n-513,244.32\n-567,873.40\n-574,972.81\n-626,057.81\nCentral Bank(net)\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\n-597,983.99\n-624,117.95\n-572,451.17\n-673,008.44\nForeign Assets\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\n406,334.53\n380,372.91\n414,622.73\n379,556.86\nForeign Liabilities\n-763,778.28\n-745,346.70\n-727,695.66\n-962,838.52\n-956,172.09\n-984,549.60\n-1,032,426.19\n-1,034,365.82\n-1,005,310.99\n-1,004,318.51\n-1,004,490.86\n-987,073.90\n-1,052,565.30\nOther Depository Corporations(net)\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\n46,950.63\nForeign Assets\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n338,839.86\n302,736.47\n260,090.51\n212,254.02\nForeign Liabilities\n-296,852.16\n-290,839.97\n-277,006.36\n-297,185.96\n-289,804.69\n-279,735.63\n-271,732.80\n-276,337.02\n-249,701.07\n-254,100.19\n-246,491.92\n-262,612.14\n-165,303.39\nNet Domestic Assets (NDA)\n5,457,438.42\n5,552,228.17\n5,642,801.47\n5,877,742.21\n6,056,699.56\n6,193,901.69\n6,247,448.43\n6,346,016.00\n6,439,892.69\n6,630,026.96\n6,768,155.75\n7,066,644.43\n7,190,083.71\nDomestic Claims\n6,895,453.88\n6,978,485.30\n7,059,099.99\n7,180,307.48\n7,554,069.08\n7,669,496.22\n7,645,349.84\n7,784,284.88\n7,922,221.15\n8,181,305.42\n8,453,437.89\n8,775,537.48\n8,910,298.85\nClaims on Central Government(net)\n3,134,575.48\n3,227,067.12\n3,299,875.31\n3,381,436.05\n3,679,166.52\n3,747,719.59\n3,862,282.83\n4,003,963.78\n4,034,942.83\n4,316,258.18\n4,466,829.20\n4,729,355.59\n4,885,665.81\nClaims on Central Government\n3,267,213.20\n3,373,077.05\n3,445,300.69\n3,516,314.57\n3,824,753.66\n3,908,493.46\n3,941,069.39\n4,084,363.34\n4,147,553.19\n4,414,769.52\n4,564,175.79\n4,843,590.52\n5,004,270.42\nCentral Bank\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,648.89\n2,355,433.48\n2,337,736.94\n2,444,902.59\n2,578,541.58\n2,781,509.70\n2,976,316.77\nODCs\n1,476,643.99\n1,443,114.93\n1,490,684.38\n1,546,271.82\n1,518,299.12\n1,571,032.92\n1,670,420.50\n1,728,929.86\n1,809,816.25\n1,969,866.92\n1,985,634.21\n2,062,080.82\n2,027,953.65\nLess Liabilities to Central Government\n-132,637.72\n-146,009.93\n-145,425.39\n-134,878.53\n-145,587.14\n-160,773.86\n-78,786.57\n-80,399.57\n-112,610.37\n-98,511.34\n-97,346.59\n-114,234.93\n-118,604.61\nClaims on Other Sectors\n3,760,878.40\n3,751,418.18\n3,759,224.68\n3,798,871.43\n3,874,902.55\n3,921,776.63\n3,783,067.01\n3,780,321.10\n3,887,278.32\n3,865,047.24\n3,986,608.69\n4,046,181.88\n4,024,633.04\nOther Financial Corporations\n134,294.30\n130,939.44\n132,282.45\n124,852.98\n128,782.67\n119,157.29\n117,123.94\n79,035.53\n80,256.74\n82,515.74\n96,671.25\n150,004.30\n98,954.02\nState and Local Government\n48,803.79\n47,676.40\n43,554.41\n41,728.47\n37,784.82\n34,237.41\n35,909.11\n35,006.53\n34,312.18\n34,732.93\n36,595.52\n35,573.02\n34,059.17\nPublic Non Financial Corporations\n257,749.06\n257,736.50\n234,348.95\n248,965.26\n244,277.53\n240,007.21\n246,102.41\n274,898.12\n268,976.36\n302,761.14\n334,495.68\n337,668.92\n400,050.10\nPrivate Sector\n3,320,031.24\n3,315,065.84\n3,349,038.87\n3,383,324.72\n3,464,057.53\n3,528,374.72\n3,383,931.55\n3,391,380.92\n3,503,733.03\n3,445,037.42\n3,518,846.25\n3,522,935.65\n3,491,569.75\nCentral Bank\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n28,547.39\n34,327.69\n34,209.32\n31,152.87\n32,571.62\n33,352.46\n34,125.26\nODCs\n3,290,807.69\n3,289,193.98\n3,320,678.35\n3,354,828.25\n3,435,867.03\n3,497,106.53\n3,355,384.15\n3,357,053.23\n3,469,523.72\n3,413,884.55\n3,486,274.63\n3,489,583.19\n3,457,444.48\nOther Items(Net)\n1,438,015.46\n1,426,257.14\n1,416,298.52\n1,302,565.27\n1,497,369.51\n1,475,594.53\n1,397,901.41\n1,438,268.87\n1,482,328.45\n1,551,278.46\n1,685,282.14\n1,708,893.05\n1,720,215.14\nShares and Other Equity\n832,720.12\n846,025.31\n887,795.24\n915,505.55\n935,291.08\n1,470,571.26\n1,471,378.30\n1,481,807.04\n1,505,125.81\n1,501,542.86\n1,530,318.89\n1,547,498.82\n1,546,591.56\nLiabilities to Other Financial Corporations\n49,419.92\n44,517.02\n39,463.26\n31,567.03\n32,045.66\n52,038.47\n44,373.98\n46,621.66\n45,153.65\n45,155.62\n45,511.27\n49,869.95\n38,847.96\nRestricted Deposits\n149,999.92\n149,845.80\n153,471.12\n166,495.73\n180,899.67\n60,499.79\n66,478.53\n66,737.97\n67,789.29\n68,133.12\n84,939.87\n84,617.96\n84,477.31\nOther Items(net)\n405,875.51\n385,869.01\n335,568.90\n188,996.96\n349,133.11\n-107,514.99\n-184,329.41\n-156,897.79\n-135,740.30\n-63,553.13\n24,512.12\n26,906.32\n50,298.31\nBroad Money-M3\n5,064,325.38\n5,180,733.50\n5,277,086.62\n5,312,899.41\n5,420,010.76\n5,638,281.02\n5,663,436.51\n5,771,641.88\n5,879,933.65\n6,116,782.64\n6,200,282.35\n6,491,671.62\n6,564,025.89\nSecurities Other than Shares Included in Broad Mon\n71,791.03\n80,840.29\n74,118.29\n73,356.67\n43,862.17\n62,894.35\n50,562.02\n59,329.24\n60,161.15\n63,292.20\n61,392.93\n65,667.46\n66,282.58\nBroad Money-M2\n4,992,534.36\n5,099,893.22\n5,202,968.33\n5,239,542.75\n5,376,148.60\n5,575,386.66\n5,612,874.49\n5,712,312.64\n5,819,772.50\n6,053,490.44\n6,138,889.42\n6,426,004.16\n6,497,743.31\nOther Deposits\n1,517,709.33\n1,553,347.70\n1,534,910.45\n1,508,943.19\n1,467,582.00\n1,471,657.19\n1,544,945.66\n1,552,644.56\n1,529,856.98\n1,530,705.58\n1,558,418.08\n1,538,865.52\n1,600,104.76\nNarrow Money-M1\n3,474,825.02\n3,546,545.52\n3,668,057.88\n3,730,599.56\n3,908,566.59\n4,103,729.48\n4,067,928.83\n4,159,668.08\n4,289,915.52\n4,522,784.87\n4,580,471.34\n4,887,138.64\n4,897,638.55\nTransferable Deposits\n3,466,614.21\n3,537,772.31\n3,658,634.63\n3,720,917.62\n3,889,717.47\n4,033,558.66\n3,985,443.09\n4,046,287.46\n4,147,742.43\n4,369,406.07\n4,404,701.40\n4,690,977.34\n4,696,301.61\nCurrency Outside Depository Corporations\n8,210.82\n8,773.21\n9,423.25\n9,681.93\n18,849.12\n70,170.81\n82,485.74\n113,380.62\n142,173.09\n153,378.80\n175,769.94\n196,161.30\n201,336.94\nSource:Reserve Bank of Zimbabwe,2017\nNote:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\nTABLE 1: DEPOSITORY CORPORATIONS SURVEY (US$ '000)\n \n \n \n13 \n \n \nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16 \nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nNet Foreign Assets\n-379,979.17\n-390,409.11\n-383,854.74\n-545,842.19\n-591,305.32\n-573,721.83\n-583,214.44\n-588,800.77\n-585,362.68\n-597,983.99\n-624,117.95\n-572,451.17\n-673,008.44\nClaims on Non Residents\n383,799.11\n354,937.59\n343,840.92\n416,996.33\n364,866.78\n410,827.76\n449,211.75\n445,565.06\n419,948.30\n406,334.53\n380,372.91\n414,622.73\n379,556.86\nOfficial Reserves Assets\n285,543.05\n255,805.98\n244,677.43\n316,461.39\n266,511.75\n309,331.78\n350,427.48\n346,696.05\n320,526.53\n306,195.43\n280,743.61\n311,434.24\n216,563.03\nOther Foreign Assets\n98,256.06\n99,131.61\n99,163.49\n100,534.95\n98,355.02\n101,495.99\n98,784.27\n98,869.01\n99,421.78\n100,139.10\n99,629.30\n103,188.49\n162,993.84\nLess Liabilities to Non Residents\n763,778.28\n745,346.70\n727,695.66\n962,838.52\n956,172.09\n984,549.60\n1,032,426.19\n1,034,365.82\n1,005,310.99\n1,004,318.51\n1,004,490.86\n987,073.90\n1,052,565.30\nShort Term Liabilities\n349,757.38\n351,510.63\n331,152.07\n482,116.69\n481,842.04\n515,365.90\n558,302.10\n560,678.78\n528,171.18\n523,978.67\n523,548.11\n502,610.47\n563,024.67\nOther Foreign Liabilities\n414,020.90\n393,836.06\n396,543.59\n480,721.84\n474,330.06\n469,183.69\n474,124.08\n473,687.04\n477,139.81\n480,339.84\n480,942.76\n484,463.43\n489,540.63\nNet Domestic Assets (NDA)\n1,431,538.49\n1,528,966.57\n1,582,075.13\n1,651,349.30\n1,910,944.27\n2,046,457.01\n2,082,987.44\n2,193,388.18\n2,189,787.86\n2,257,730.24\n2,349,466.00\n2,521,330.28\n2,737,213.38\nDomestic Claims\n1,909,144.81\n2,028,462.52\n2,036,657.48\n2,070,285.42\n2,396,766.46\n2,420,011.99\n2,449,800.81\n2,551,097.25\n2,545,403.08\n2,683,243.81\n2,852,123.09\n3,029,056.93\n3,245,422.59\nNet Claims on Central Government\n1,708,832.27\n1,830,889.20\n1,852,931.02\n1,878,215.64\n2,207,020.45\n2,218,852.08\n2,244,839.79\n2,330,293.56\n2,312,027.68\n2,422,539.02\n2,556,298.97\n2,740,989.57\n2,935,771.58\nClaims on Central Government\n1,790,569.21\n1,929,962.12\n1,954,616.32\n1,970,042.75\n2,306,454.54\n2,337,460.53\n2,270,562.63\n2,355,433.48\n2,337,736.94\n2,444,816.34\n2,578,541.58\n2,781,509.70\n2,976,316.77\nOf which: Securities Other than Shares\n279,010.40\n283,933.50\n260,822.30\n259,945.20\n250,270.16\n566,328.08\n577,431.69\n562,535.65\n551,741.20\n533,407.34\n537,150.63\n620,541.15\n640,269.72\nLess Liabilities to Central Government\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n338,860.92\n40,545.19\nOf which: Deposits\n81,736.94\n99,072.93\n101,685.30\n91,827.11\n99,434.09\n118,608.45\n25,722.84\n25,139.92\n25,709.26\n22,277.32\n22,242.61\n40,520.14\n40,545.19\nClaims on Other Sectors\n200,312.54\n197,573.32\n183,726.46\n192,069.78\n189,746.01\n201,159.91\n206,874.76\n243,242.69\n235,375.40\n262,618.54\n297,824.11\n290,067.36\n309,651.01\nOther Financial Corporations\n14,072.39\n14,485.45\n14,842.27\n18,107.69\n18,890.01\n16,515.86\n16,900.44\n18,434.72\n18,570.34\n18,972.27\n19,413.25\n17,924.43\n18,367.00\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n157,016.59\n157,216.02\n140,523.67\n145,465.62\n142,665.50\n153,375.86\n161,426.93\n190,480.28\n182,595.75\n212,493.40\n245,839.24\n238,790.47\n257,158.75\nPrivate Sector\n29,223.55\n25,871.86\n28,360.51\n28,496.47\n28,190.50\n31,268.19\n28,547.39\n34,327.69\n34,209.32\n31,152.87\n32,571.62\n33,352.46\n34,125.26\nClaims on Other Depository Corporations\n224,948.10\n203,523.49\n199,637.85\n145,431.17\n164,922.74\n140,331.70\n110,720.51\n93,514.18\n104,865.33\n85,479.27\n50,810.90\n52,540.42\n43,316.48\nOther Liabilities to ODCs\n276,345.66\n277,697.37\n277,611.11\n278,881.87\n280,278.62\n268,568.70\n269,925.53\n255,446.41\n242,394.50\n294,200.81\n305,898.38\n307,589.96\n309,366.61\nOther Items(Net)\n426,208.76\n425,322.07\n376,609.09\n285,485.42\n370,466.32\n245,317.99\n209,608.36\n218,215.84\n220,086.04\n218,792.03\n249,569.60\n254,677.12\n242,159.08\nMonetary Base Incl. foreign currency clearing \nbalances\nMonetary Base \n1,051,559.320 1,138,557.468 1,198,220.393 1,105,507.110 1,319,638.956 1,472,735.173 1,499,773.004 1,604,587.411 1,604,425.179 1,659,746.254 1,725,348.049 1,948,879.104 2,064,204.942\nBond Coins\n9,831.185\n10,353.400\n11,050.358\n11,102.753\n13,404.374\n13,783.332\n13,852.694\n13,845.125\n20,385.149\n23,268.864\n25,819.605\n27,667.474\n28,763.070\nBond Notes\n0.000\n0.000\n0.000\n0.000\n10,009.774\n72,950.552\n88,839.102\n118,836.703\n134,347.604\n140,801.342\n163,388.941\n175,855.752\n179,722.240\nLiabilities to ODCs\n1,032,687.846 1,123,924.446 1,183,078.547 1,093,687.178 1,292,654.095 1,385,011.220 1,395,502.072 1,467,941.594 1,446,635.592 1,492,786.162 1,520,837.740 1,728,301.189 1,838,460.100\nReserve Deposits\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\n0.000\nOther\n1,032,687.846 1,123,924.446 1,183,078.547 1,093,687.178 1,292,654.095 1,385,011.220 1,395,502.072 1,467,941.594 1,446,635.592 1,492,786.162 1,520,837.740 1,728,301.189 1,838,460.100\nPrivate Deposits\n9,040.289\n4,279.622\n4,091.489\n717.178\n3,570.712\n990.069\n1,579.135\n3,963.989\n3,056.833\n2,889.886\n15,301.762\n17,054.689\n17,259.532\nSource:Reserve Bank of Zimbabwe,2017\nTABLE 2: CENTRAL BANK SURVEY (US$'000)\n \n \n \n14 \n \n \nJul-16\nAug-16\nSep-16\nOct-16\nNov-16\nDec-16\nJan-17\nFeb-17\nMar-17\nApr-17\nMay-17\nJun-17\nJul-17\nNet Foreign Assets\n-13,133.86\n18,914.44\n18,139.89\n-19,000.60\n-45,383.48\n18,101.16\n-797.49\n14,426.64\n25,403.64\n84,739.67\n56,244.55\n-2,521.64\n46,950.63\nClaims on Non Residents\n283,718.30\n309,754.41\n295,146.25\n278,185.36\n244,421.21\n297,836.79\n270,935.31\n290,763.66\n275,104.70\n338,839.86\n302,736.47\n260,090.51\n212,254.02\nOf Which: Foreign Currency\n111,032.19\n148,463.11\n96,321.10\n88,598.31\n76,252.73\n107,687.14\n110,979.79\n96,836.03\n66,426.17\n67,822.05\n56,944.26\n57,084.55\n45,185.40\nDeposits\n172,433.28\n161,037.37\n198,569.69\n189,337.46\n167,926.29\n189,886.91\n159,688.03\n193,663.57\n208,412.27\n270,746.20\n245,512.83\n202,703.19\n166,729.03\nOther\n252.83\n253.93\n255.46\n249.59\n242.19\n262.74\n267.49\n264.07\n266.26\n271.61\n279.38\n302.77\n339.60\nLess Liabilities to Non Residents\n296,852.16\n290,839.97\n277,006.36\n297,185.96\n289,804.69\n279,735.63\n271,732.80\n276,337.02\n249,701.07\n254,100.19\n246,491.92\n262,612.14\n165,303.39\nOf Which: Deposits\n150,944.72\n146,501.12\n142,949.55\n146,422.62\n136,426.63\n142,073.73\n137,945.79\n135,779.65\n117,026.45\n126,179.95\n120,578.30\n119,073.63\n54,731.95\nLoans\n145,907.44\n144,338.85\n134,056.82\n150,763.34\n153,378.06\n137,661.90\n133,787.01\n140,557.37\n132,674.61\n127,920.24\n125,913.62\n143,538.51\n110,571.44\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n5,060,208.14\n \n5,148,766.23\n \n5,245,432.00\n \n5,321,500.90\n \n5,442,974.41\n \n5,549,018.98\n \n5,580,169.12\n \n5,639,870.63\n \n5,709,300.08\n \n5,875,774.29\n \n5,952,966.10\n \n6,280,977.27\n \n6,298,478.80\n \nDomestic Claims\n4,986,309.07\n \n4,950,022.79\n \n5,022,442.51\n \n5,110,022.06\n \n5,157,302.61\n \n5,249,484.24\n \n5,193,549.03\n \n5,210,748.62\n \n5,374,818.07\n \n5,496,061.61\n \n5,599,314.81\n \n5,744,480.55\n \n5,664,876.26\n \nNet Claims on Central Government\n1,425,743.21\n \n1,396,177.93\n \n1,446,944.29\n \n1,503,220.41\n \n1,472,146.07\n \n1,528,867.51\n \n1,617,356.78\n \n1,673,670.22\n \n1,722,915.15\n \n1,893,632.91\n \n1,910,530.23\n \n1,988,366.03\n \n1,949,894.23\n \nClaims on Central Government\n1,476,643.9874\n \n1,443,114.9290\n \n1,490,684.3763\n \n1,546,271.8214\n \n1,518,299.1187\n \n1,571,032.9250\n \n1,670,420.5050\n \n1,728,929.8577\n \n1,809,816.2513\n \n1,969,866.9249\n \n1,985,634.2076\n \n2,062,080.8211\n \n2,027,953.6484\n \nSecurities\n1,450,083.5207\n \n1,420,220.1988\n \n1,463,404.5297\n \n1,517,535.6764\n \n1,500,671.4257\n \n1,553,239.1020\n \n1,654,534.6290\n \n1,713,961.3077\n \n1,794,113.0553\n \n1,954,045.2049\n \n1,968,887.3446\n \n2,014,158.1741\n \n1,982,771.1424\n \nLoans\n26,560.4666\n \n22,894.7303\n \n27,279.8466\n \n28,736.1450\n \n17,627.6930\n \n17,793.8230\n \n15,885.8760\n \n14,968.5500\n \n15,703.1960\n \n15,821.7200\n \n16,746.8630\n \n47,922.6470\n \n45,182.5060\n \nOther \n-\n \n-\n \n(0.0000)\n \n-\n \n(0.0000)\n \n0.0000\n \n(0.0000)\n \n0.0000\n \n-\n \n(0.00)\n \n(0.00)\n \n(0.00)\n \n-\n \nLess Liabilities to Central Government\n(50,900.7775)\n \n(46,937.0009)\n \n(43,740.0913)\n \n(43,051.4118)\n \n(46,153.0502)\n \n(42,165.4109)\n \n(53,063.7244)\n \n(55,259.6416)\n \n(86,901.1009)\n \n(76,234.0149)\n \n(75,103.9806)\n \n(73,714.7955)\n \n(78,059.4171)\n \nClaims on Other Sectors\n3,560,565.8611\n \n3,553,844.8587\n \n3,575,498.2216\n \n3,606,801.6478\n \n3,685,156.5434\n \n3,720,616.7211\n \n3,576,192.2507\n \n3,537,078.4083\n \n3,651,902.92\n \n3,602,428.70\n \n3,688,784.58\n \n3,756,114.52\n \n3,714,982.03\n \nOther Financial Corporations\n120,221.91\n \n116,453.99\n \n117,440.18\n \n106,745.29\n \n109,892.67\n \n102,641.44\n \n100,223.50\n \n60,600.81\n \n61,686.40\n \n63,543.47\n \n77,258.00\n \n132,079.86\n \n80,587.02\n \nState and Local Government\n48,803.79\n \n47,676.40\n \n43,554.41\n \n41,728.47\n \n37,784.82\n \n34,237.41\n \n35,909.11\n \n35,006.53\n \n34,312.18\n \n34,732.93\n \n36,595.52\n \n35,573.02\n \n34,059.17\n \nPublic Non Financial Corporations\n100,732.47\n \n100,520.49\n \n93,825.28\n \n103,499.64\n \n101,612.03\n \n86,631.35\n \n84,675.48\n \n84,417.84\n \n86,380.62\n \n90,267.74\n \n88,656.44\n \n98,878.45\n \n142,891.35\n \nPrivate Sector\n3,290,807.69\n \n3,289,193.98\n \n3,320,678.35\n \n3,354,828.25\n \n3,435,867.03\n \n3,497,106.53\n \n3,355,384.15\n \n3,357,053.23\n \n3,469,523.72\n \n3,413,884.55\n \n3,486,274.63\n \n3,489,583.19\n \n3,457,444.48\n \nClaims on the Central Bank\n1,055,340.530\n \n1,178,684.455\n \n1,209,909.110\n \n1,156,606.119\n \n1,323,120.314\n \n1,435,556.219\n \n1,475,197.651\n \n1,507,778.322\n \n1,498,477.568\n \n1,505,940.672\n \n1,505,814.461\n \n1,682,269.779\n \n1,814,568.562\n \nBond Notes and Coins\n1,620.368\n \n1,580.191\n \n1,627.106\n \n1,420.818\n \n4,565.027\n \n16,563.071\n \n20,206.055\n \n19,301.209\n \n12,559.660\n \n10,691.409\n \n13,438.609\n \n7,361.926\n \n7,148.374\n \nReserves\n1,053,720.162\n \n1,177,104.264\n \n1,208,282.003\n \n1,155,185.301\n \n1,318,555.287\n \n1,418,993.147\n \n1,454,991.597\n \n1,488,477.113\n \n1,485,917.908\n \n1,495,249.263\n \n1,492,375.852\n \n1,674,907.853\n \n1,807,420.188\n \nLiabilities to the Central Bank\n2.585\n0.242\n0.723\n0.106\n0.219\n1750.127\n0.244\n1.8\n1752.651\n3.143\n0.771\n0.694\n0\nOther Items(Net)\n981,438.87\n \n979,940.77\n \n986,918.90\n \n945,127.17\n \n1,037,448.30\n \n1,134,271.35\n \n1,088,577.32\n \n1,078,654.52\n \n1,162,242.90\n \n1,126,224.85\n \n1,152,162.40\n \n1,145,772.36\n \n1,180,966.02\n \nShares and Other Equity\n1,174,877.57\n \n1,188,635.39\n \n1,194,352.25\n \n1,211,644.10\n \n1,228,902.77\n \n1,271,826.05\n \n1,272,987.21\n \n1,279,285.69\n \n1,301,867.36\n \n1,295,023.50\n \n1,310,286.87\n \n1,325,276.01\n \n1,330,874.62\n \nLiabilities to other financial corporations\n46,151.88\n \n41,248.99\n \n36,195.23\n \n28,299.00\n \n28,777.63\n \n48,770.44\n \n41,105.95\n \n43,353.63\n \n41,885.62\n \n41,887.59\n \n42,243.24\n \n46,601.91\n \n35,579.93\n \nOther Items(Net)\n(239,590.58)\n \n(249,943.61)\n \n(243,628.59)\n \n(294,815.93)\n \n(220,232.10)\n \n(186,325.14)\n \n(225,515.85)\n \n(243,984.80)\n \n(181,510.08)\n \n(210,686.24)\n \n(200,367.71)\n \n(226,105.56)\n \n(185,488.52)\n \nDeposits and Securities Included in Broad Money\n5,047,074.28\n \n5,167,680.67\n \n5,263,571.88\n \n5,302,500.30\n \n5,397,590.93\n \n5,567,120.14\n \n5,579,371.63\n \n5,654,297.27\n \n5,734,703.72\n \n5,960,513.96\n \n6,009,210.65\n \n6,278,455.63\n \n6,345,429.42\n \nDeposits Included in Broad Money\n4,975,283.25\n \n5,086,840.39\n \n5,189,453.59\n \n5,229,143.63\n \n5,353,728.76\n \n5,504,225.78\n \n5,528,809.61\n \n5,594,968.03\n \n5,674,542.57\n \n5,897,221.76\n \n5,947,817.72\n \n6,212,788.17\n \n6,279,146.84\n \nTransferable Deposits\n3,457,573.92\n \n3,533,492.69\n \n3,654,543.14\n \n3,720,200.45\n \n3,886,146.76\n \n4,032,568.59\n \n3,983,863.96\n \n4,042,323.47\n \n4,144,685.59\n \n4,366,516.18\n \n4,389,399.64\n \n4,673,922.65\n \n4,679,042.08\n \nOther Deposits\n1,517,709.33\n \n1,553,347.70\n \n1,534,910.45\n \n1,508,943.19\n \n1,467,582.00\n \n1,471,657.19\n \n1,544,945.66\n \n1,552,644.56\n \n1,529,856.98\n \n1,530,705.58\n \n1,558,418.08\n \n1,538,865.52\n \n1,600,104.76\n \nMoney Market Instruments\n71,791.03\n \n80,840.29\n \n74,118.29\n \n73,356.67\n \n43,862.17\n \n62,894.35\n \n50,562.02\n \n59,329.24\n \n60,161.15\n \n63,292.20\n \n61,392.93\n \n65,667.46\n \n66,282.58\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 3: OTHER DEPOSITORY CORPORATIONS SURVEY ( US '000)\n \n \n \n15 \n \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nLocal \nPublic \nOther Institutional Units3\nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nAssets\n2016\nJan\n1.22\n \n193.28\n734.58\n294.53\n116.1\n25.0\n1,147.0\n28.8\n5.2\n19.1\n28.5\n15.6\n63.6\n3,547.4\n110.2\n582.8\n412.8\n545.1\n7,870.8\nFeb\n1.44\n \n160.35\n763.47\n287.06\n102.8\n25.0\n1,228.9\n29.2\n5.2\n19.0\n25.0\n15.8\n61.1\n3,472.0\n100.5\n477.1\n427.3\n547.6\n7,748.9\nMar\n1.53\n \n179.00\n809.22\n286.42\n148.6\n25.0\n1,225.0\n28.5\n5.1\n16.4\n22.6\n14.2\n103.9\n3,510.6\n59.3\n471.0\n428.0\n552.9\n7,887.2\nApr\n1.55\n \n146.02\n818.74\n323.00\n111.8\n25.0\n1,322.7\n27.6\n5.1\n15.8\n25.1\n15.0\n102.4\n3,453.7\n66.7\n413.7\n445.5\n552.2\n7,871.5\nMay\n1.53\n \n100.12\n973.06\n281.55\n91.0\n25.0\n1,354.1\n26.8\n5.0\n16.6\n12.3\n14.7\n101.1\n3,433.4\n61.0\n397.0\n440.2\n564.1\n7,898.5\nJun\n1.61\n \n124.61\n1,015.85\n287.98\n128.5\n25.0\n1,412.9\n25.9\n0.0\n16.4\n28.1\n14.6\n98.9\n3,414.9\n66.9\n407.7\n431.5\n578.8\n8,080.1\nJul\n1.62\n \n111.03\n1,053.72\n242.57\n147.4\n25.0\n1,450.1\n33.4\n0.0\n16.2\n26.6\n15.4\n100.7\n3,320.9\n74.2\n393.1\n416.7\n592.4\n8,021.1\nAug\n1.58\n \n148.46\n1,177.10\n235.02\n136.0\n25.0\n1,420.2\n32.3\n0.0\n11.3\n22.9\n15.4\n100.5\n3,326.8\n67.8\n390.2\n445.0\n598.3\n8,153.9\nSep\n1.63\n \n96.32\n1,208.28\n310.75\n173.6\n25.0\n1,463.4\n29.0\n5.4\n3.2\n27.3\n14.5\n88.4\n3,349.0\n86.1\n382.3\n448.6\n606.6\n8,319.5\nOct\n1.42\n \n88.60\n1,155.19\n322.05\n162.3\n27.0\n1,517.5\n26.3\n15.4\n3.9\n28.7\n15.5\n88.1\n3,389.7\n68.2\n397.2\n427.7\n609.0\n8,343.8\nNov\n4.57\n \n76.25\n1,318.56\n318.52\n140.9\n27.0\n1,500.7\n22.3\n15.5\n4.6\n17.6\n15.4\n86.1\n3,469.5\n71.9\n350.5\n419.0\n618.2\n8,477.2\nDec\n16.56\n \n107.69\n1,418.99\n378.23\n162.9\n27.0\n1,553.2\n21.0\n15.3\n4.9\n17.8\n13.2\n71.3\n3,265.0\n330.1\n376.7\n408.8\n626.0\n8,814.8\n2017\nJan\n20.21\n \n110.98\n1,454.99\n239.82\n132.7\n27.0\n1,654.5\n20.8\n15.4\n3.6\n15.9\n15.1\n69.2\n3,394.7\n57.5\n395.7\n383.4\n630.4\n8,642.1\nFeb\n19.30\n \n96.84\n1,488.48\n251.83\n145.1\n48.6\n1,714.0\n20.1\n15.5\n3.2\n15.0\n14.9\n68.9\n3,177.9\n236.8\n398.5\n400.0\n631.1\n8,746.0\nMar\n12.56\n \n66.43\n1,485.92\n260.51\n154.9\n53.5\n1,794.1\n18.7\n15.7\n3.8\n15.7\n15.7\n70.7\n3,460.5\n67.2\n422.4\n442.5\n635.1\n8,995.8\nApr\n10.69\n \n67.82\n1,495.25\n249.41\n219.3\n51.4\n1,954.0\n17.8\n15.8\n3.6\n15.8\n16.9\n74.5\n3,449.5\n24.6\n489.1\n398.8\n644.6\n9,199.0\nMay\n13.44\n \n56.94\n1,492.38\n272.47\n170.2\n75.3\n1,968.9\n20.3\n15.7\n33.6\n16.7\n16.3\n72.9\n3,447.8\n82.4\n486.1\n421.7\n644.4\n9,307.6\nJun\n7.36\n \n57.08\n1,674.91\n350.26\n92.1\n110.6\n2,014.2\n19.0\n16.0\n35.0\n47.9\n16.5\n82.9\n3,494.3\n92.8\n533.5\n408.9\n649.6\n9,702.8\nJul\n7.15\n \n45.19\n1,807.42\n302.34\n63.1\n103.6\n1,982.8\n17.2\n26.1\n34.4\n45.2\n16.9\n116.8\n3,417.1\n86.8\n513.6\n432.9\n635.8\n9,654.3\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 4.1: - OTHER DEPOSITORY CORPORATIONS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository \nOther Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n2,487.3\n650.3\n1,536.5\n4,674.2\n388.1\n26.4\n5,088.7\n44.9\n356.5\n0.0\n125.0\n86.0\n1,189.0\n582.8\n397.8\n7,870.76\n \n Feb\n2,466.2\n669.7\n1,552.9\n4,688.8\n375.0\n20.4\n5,084.1\n50.3\n341.1\n0.0\n171.7\n36.4\n1,196.7\n477.1\n391.3\n7,748.89\n \n Mar\n2,566.3\n676.8\n1,592.4\n4,835.5\n371.0\n16.9\n5,223.5\n55.6\n340.1\n0.0\n181.1\n37.3\n1,185.3\n471.0\n393.5\n7,887.24\n \n Apr\n2,629.9\n695.1\n1,568.6\n4,893.7\n332.4\n18.5\n5,244.6\n80.1\n322.6\n0.0\n194.0\n36.9\n1,188.4\n413.7\n391.2\n7,871.55\n \n May\n2,698.3\n690.6\n1,559.5\n4,948.4\n309.8\n19.5\n5,277.7\n71.6\n336.1\n0.0\n143.5\n36.8\n1,238.7\n397.0\n397.2\n7,898.54\n \n Jun\n2,792.4\n660.9\n1,569.2\n5,022.5\n401.4\n25.6\n5,449.5\n81.0\n307.7\n0.0\n159.4\n47.4\n1,243.5\n407.7\n384.0\n8,080.12\n \n Jul\n2,734.8\n722.9\n1,517.7\n4,975.5\n435.1\n50.9\n5,461.5\n71.8\n296.6\n0.0\n129.6\n46.2\n1,256.6\n393.1\n365.6\n8,021.06\n \n Aug\n2,894.5\n639.2\n1,553.3\n5,087.1\n412.3\n46.9\n5,546.3\n80.8\n290.6\n0.0\n127.6\n41.2\n1,271.0\n390.2\n406.1\n8,153.92\n \n Sep\n2,974.8\n679.9\n1,534.9\n5,189.6\n479.7\n43.7\n5,713.0\n74.1\n276.8\n0.0\n151.7\n36.2\n1,276.8\n382.3\n408.4\n8,319.46\n \n Oct\n3,115.2\n605.1\n1,508.9\n5,229.3\n433.8\n43.1\n5,706.1\n73.4\n297.0\n0.0\n162.4\n28.3\n1,293.5\n397.2\n385.9\n8,343.79\n \n Nov\n3,245.5\n640.8\n1,467.6\n5,353.9\n471.9\n46.2\n5,872.0\n43.9\n289.7\n0.0\n142.2\n28.8\n1,313.4\n350.5\n436.9\n8,477.19\n \n Dec\n3,329.8\n702.9\n1,471.7\n5,504.4\n510.9\n42.2\n6,057.4\n62.9\n279.6\n1.8\n191.5\n48.8\n1,384.1\n376.7\n412.1\n8,814.81\n \n2017\n Jan\n3,263.8\n720.5\n1,544.9\n5,529.3\n429.8\n53.1\n6,012.2\n50.6\n271.2\n0.0\n104.5\n41.1\n1,360.2\n395.7\n406.6\n8,642.14\n \n Feb\n3,325.9\n722.0\n1,552.6\n5,600.5\n426.0\n55.3\n6,081.7\n59.3\n270.8\n0.0\n126.1\n43.4\n1,365.8\n398.5\n400.4\n8,746.02\n \n Mar\n3,429.2\n715.7\n1,529.9\n5,674.7\n461.0\n86.9\n6,222.6\n60.2\n249.6\n1.8\n134.9\n41.9\n1,426.8\n422.4\n435.7\n8,995.81\n \n Apr\n3,555.8\n813.7\n1,530.7\n5,900.2\n450.9\n76.2\n6,427.3\n63.3\n251.1\n0.0\n117.4\n41.9\n1,382.2\n489.1\n426.7\n9,199.00\n \n May\n3,593.7\n798.7\n1,558.4\n5,950.8\n454.6\n75.1\n6,480.5\n61.4\n243.5\n0.0\n95.2\n42.2\n1,448.6\n486.1\n450.1\n9,307.64\n \n Jun\n3,851.4\n825.6\n1,538.9\n6,215.9\n497.6\n73.7\n6,787.2\n65.7\n259.5\n0.0\n108.9\n46.6\n1,455.9\n533.5\n445.6\n9,702.82\n \n Jul\n3,845.0\n837.2\n1,600.1\n6,282.3\n503.0\n78.1\n6,863.3\n66.3\n162.2\n0.0\n99.5\n35.6\n1,463.2\n513.6\n450.7\n9,654.29\n \nSource:Reserve Bank of Zimbabwe,2017\nTABLE 4.1 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\nUS$millions\n \n \n \n17 \n \n \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n1.05\n \n171.98\n667.53\n119.20\n105.6\n25.0\n1,039.4\n0.0\n5.2\n19.1\n28.5\n15.6\n62.6\n2,703.9\n61.5\n582.8\n278.8\n396.6\n6,284.4\nFeb\n1.21\n \n140.75\n702.19\n96.28\n93.1\n25.0\n1,128.1\n0.0\n5.2\n19.0\n25.0\n15.8\n60.1\n2,615.0\n62.1\n477.1\n292.8\n399.3\n6,158.2\nMar\n1.31\n \n161.90\n734.53\n96.34\n131.7\n25.0\n1,143.3\n0.0\n5.1\n16.4\n22.6\n14.2\n102.9\n2,618.9\n62.6\n471.0\n298.0\n405.1\n6,311.1\nApr\n1.35\n \n135.51\n778.19\n135.47\n108.3\n25.0\n1,200.9\n0.0\n5.1\n15.8\n25.1\n15.0\n101.5\n2,573.6\n69.6\n413.7\n309.7\n404.7\n6,318.6\nMay\n1.38\n \n89.57\n891.44\n130.52\n85.3\n25.0\n1,229.5\n0.0\n5.0\n16.6\n12.3\n14.7\n100.1\n2,534.2\n64.0\n397.0\n302.2\n413.8\n6,312.8\nJun\n1.42\n \n108.53\n934.42\n84.65\n123.2\n25.0\n1,279.0\n0.0\n0.0\n16.4\n28.1\n14.6\n97.9\n2,523.7\n64.1\n407.7\n299.0\n431.6\n6,439.3\nJul\n1.45\n \n101.74\n977.63\n79.50\n141.3\n25.0\n1,316.9\n0.0\n0.0\n16.2\n26.6\n15.4\n99.7\n2,414.7\n65.7\n393.1\n284.0\n440.7\n6,399.6\nAug\n1.36\n \n140.23\n1,074.47\n97.53\n131.9\n25.0\n1,297.4\n0.0\n0.0\n11.3\n22.9\n15.4\n99.5\n2,414.8\n67.3\n390.2\n313.6\n447.3\n6,550.2\nSep\n1.40\n \n91.63\n1,122.67\n143.91\n169.6\n25.0\n1,331.9\n0.0\n5.4\n3.2\n27.3\n14.5\n87.3\n2,451.9\n71.4\n382.3\n317.3\n455.9\n6,702.6\nOct\n1.27\n \n81.03\n1,090.44\n130.20\n155.1\n27.0\n1,376.2\n0.0\n15.4\n3.9\n28.7\n15.5\n87.1\n2,472.1\n66.0\n397.2\n293.2\n458.2\n6,698.6\nNov\n4.24\n \n69.45\n1,242.12\n103.17\n136.3\n27.0\n1,349.8\n0.0\n15.5\n4.6\n17.6\n15.4\n85.2\n2,511.0\n68.5\n350.5\n285.6\n466.2\n6,752.2\nDec\n14.07\n \n98.95\n1,306.91\n134.35\n156.7\n27.0\n1,416.0\n0.0\n15.3\n4.9\n17.8\n13.2\n70.4\n2,380.1\n273.8\n376.7\n274.2\n473.4\n7,053.8\n2017\nJan\n17.72\n \n103.75\n1,322.38\n81.89\n128.2\n27.0\n1,485.0\n0.0\n15.4\n3.6\n15.9\n15.1\n68.6\n2,467.7\n53.9\n395.7\n251.9\n479.3\n6,933.1\nFeb\n16.29\n \n89.44\n1,396.07\n96.11\n137.3\n48.6\n1,502.5\n0.0\n15.5\n3.2\n15.0\n14.9\n68.2\n2,238.9\n239.7\n398.5\n266.0\n480.1\n7,026.4\nMar\n10.74\n \n63.27\n1,421.43\n83.18\n150.7\n53.5\n1,578.7\n0.0\n15.7\n3.8\n15.7\n15.7\n69.9\n2,554.3\n23.7\n422.4\n314.5\n484.0\n7,281.0\nApr\n9.82\n \n64.14\n1,383.44\n75.92\n209.0\n51.4\n1,744.4\n0.0\n15.8\n3.6\n15.8\n16.9\n74.0\n2,493.3\n26.4\n489.1\n263.7\n492.6\n7,429.3\nMay\n12.36\n \n52.63\n1,376.30\n119.89\n159.1\n75.3\n1,739.8\n0.0\n15.7\n33.6\n16.7\n16.3\n72.4\n2,528.3\n28.4\n486.1\n290.7\n492.0\n7,515.6\nJun\n7.01\n \n53.33\n1,578.51\n141.42\n82.2\n110.6\n1,786.8\n0.0\n16.0\n35.0\n47.9\n16.5\n82.2\n2,583.5\n23.9\n533.5\n273.6\n497.3\n7,869.2\nJul\n6.71\n \n40.92\n1,684.48\n137.62\n53.7\n103.6\n1,752.4\n0.0\n26.1\n34.4\n45.2\n16.9\n116.3\n2,495.4\n24.2\n513.6\n295.5\n482.1\n7,829.0\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 5.1: - COMMERCIAL BANKS -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \n \n \n \n \nUS$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2016\n Jan\n2,428.8\n278.8\n967.1\n3674.77\n340.4\n24.7\n4,039.9\n33.6\n313.2\n0.0\n50.3\n85.3\n871.3\n582.8\n308.0\n6284.43\n Feb\n2,407.9\n290.0\n984.9\n3682.68\n337.3\n18.8\n4,038.7\n38.4\n298.9\n0.0\n91.0\n35.0\n878.1\n477.1\n301.0\n6158.19\n Mar\n2,508.0\n288.3\n1,026.9\n3823.12\n345.4\n15.4\n4,183.9\n43.2\n303.1\n0.0\n100.2\n36.1\n886.6\n471.0\n287.1\n6311.15\n Apr\n2,571.6\n297.5\n1,014.8\n3883.80\n306.8\n16.9\n4,207.6\n67.7\n285.7\n0.0\n119.4\n36.1\n893.9\n413.7\n294.4\n6318.60\n May\n2,639.9\n280.6\n1,042.8\n3963.37\n275.1\n17.9\n4,256.4\n57.9\n300.0\n0.0\n66.3\n36.1\n908.9\n397.0\n290.1\n6312.76\n Jun\n2,734.1\n268.2\n1,019.8\n4022.09\n331.6\n24.0\n4,377.6\n67.9\n272.3\n0.0\n77.8\n44.3\n915.7\n407.7\n276.0\n6439.33\n Jul\n2,676.5\n334.1\n987.4\n3997.93\n361.0\n33.8\n4,392.8\n58.2\n261.0\n0.0\n56.9\n45.8\n922.1\n393.1\n269.8\n6399.63\n Aug\n2,836.2\n285.6\n1,009.5\n4131.35\n341.3\n29.3\n4,501.9\n67.0\n257.0\n0.0\n51.1\n40.9\n932.3\n390.2\n309.8\n6550.23\n Sep\n2,915.9\n334.9\n987.8\n4238.62\n393.9\n25.8\n4,658.3\n62.9\n246.3\n0.0\n69.3\n35.9\n944.5\n382.3\n303.2\n6702.64\n Oct\n3,056.4\n267.0\n940.9\n4264.34\n344.5\n25.0\n4,633.9\n60.0\n267.7\n0.0\n74.5\n27.9\n954.5\n397.2\n283.0\n6698.61\n Nov\n3,186.7\n254.5\n896.9\n4338.05\n382.5\n28.0\n4,748.6\n29.3\n260.0\n0.0\n51.4\n28.2\n966.9\n350.5\n317.3\n6752.22\n Dec\n3,271.3\n285.7\n896.0\n4452.99\n418.3\n19.6\n4,890.9\n47.1\n250.7\n1.8\n111.6\n48.2\n1,032.7\n376.7\n294.0\n7053.81\n2017\n Jan\n3,205.0\n317.1\n981.8\n4503.86\n348.3\n30.4\n4,882.6\n36.9\n242.1\n0.0\n38.0\n40.4\n1,005.1\n395.7\n292.2\n6933.07\n Feb\n3,267.0\n318.3\n977.1\n4562.41\n349.8\n32.6\n4,944.9\n47.5\n243.9\n0.0\n63.7\n42.9\n1,007.7\n398.5\n277.4\n7026.43\n Mar\n3,370.3\n313.3\n965.3\n4648.90\n390.8\n64.2\n5,103.9\n50.6\n225.6\n1.8\n66.3\n41.5\n1,061.6\n422.4\n307.3\n7281.03\n Apr\n3,496.9\n328.5\n960.8\n4786.12\n380.3\n54.3\n5,220.7\n52.8\n228.3\n0.0\n63.3\n41.7\n1,034.4\n489.1\n299.0\n7429.28\n May\n3,534.8\n331.2\n979.7\n4845.74\n384.0\n53.4\n5,283.1\n50.8\n220.4\n0.0\n29.0\n41.9\n1,092.7\n486.1\n311.6\n7515.61\n Jun\n3,792.5\n332.7\n949.8\n5075.08\n423.9\n51.7\n5,550.7\n54.9\n237.5\n0.0\n43.7\n45.8\n1,095.2\n533.5\n308.0\n7869.22\n Jul\n3,786.1\n326.0\n1,021.7\n5133.85\n432.5\n56.2\n5,622.6\n55.3\n140.0\n0.0\n42.2\n35.3\n1,096.8\n513.6\n323.2\n7829.03\nSource:Reserve Bank of Zimbabwe,2017\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2016\nJan\n0.13\n \n17.39\n52.89\n174.89\n10.0\n0.0\n76.6\n28.8\n0.0\n0.0\n332.8\n0.0\n424.2\n107.9\n119.7\n1,345.3\nFeb\n0.20\n \n18.23\n51.29\n188.70\n9.2\n0.0\n65.6\n29.2\n0.0\n0.0\n330.2\n0.0\n428.9\n110.4\n119.6\n1,351.6\nMar\n0.19\n \n15.08\n63.72\n189.76\n16.6\n0.0\n50.8\n28.5\n0.0\n0.0\n345.4\n0.0\n407.7\n105.9\n119.4\n1,343.1\nApr\n0.19\n \n9.46\n24.44\n186.02\n3.4\n0.0\n90.9\n27.6\n0.0\n0.0\n332.5\n0.0\n406.6\n111.4\n119.2\n1,311.8\nMay\n0.14\n \n7.35\n65.79\n148.67\n5.5\n0.0\n93.3\n26.8\n0.0\n0.0\n339.8\n0.0\n421.5\n114.2\n122.3\n1,345.3\nJun\n0.18\n \n12.92\n66.94\n200.92\n5.2\n0.0\n103.7\n25.9\n0.0\n0.0\n353.3\n0.0\n402.0\n107.4\n119.3\n1,397.7\nJul\n0.16\n \n8.30\n63.25\n162.33\n5.7\n0.0\n101.6\n33.4\n0.0\n0.0\n346.8\n0.0\n426.1\n107.3\n123.8\n1,378.9\nAug\n0.20\n \n7.54\n84.78\n136.50\n4.1\n0.0\n95.1\n32.3\n0.0\n0.0\n353.4\n0.0\n416.6\n105.8\n123.4\n1,359.7\nSep\n0.21\n \n4.16\n67.01\n165.80\n3.8\n0.0\n95.5\n29.0\n0.0\n0.0\n354.4\n0.0\n417.1\n105.4\n123.3\n1,365.6\nOct\n0.12\n \n7.23\n52.19\n191.21\n6.8\n0.0\n100.9\n26.3\n0.0\n0.0\n356.9\n0.0\n427.0\n108.8\n123.4\n1,400.9\nNov\n0.14\n \n6.44\n54.76\n214.60\n3.9\n0.0\n114.9\n22.3\n0.0\n0.0\n381.2\n0.0\n444.9\n108.8\n124.7\n1,476.7\nDec\n1.72\n \n8.05\n89.65\n243.77\n5.1\n0.0\n91.3\n21.0\n0.0\n0.0\n379.8\n0.0\n430.2\n110.0\n124.4\n1,505.1\n2017\nJan\n2.35\n \n7.02\n109.63\n157.70\n4.3\n0.0\n123.7\n20.8\n0.0\n0.0\n389.1\n0.0\n406.1\n106.3\n124.4\n1,451.4\nFeb\n1.19\n \n7.29\n69.26\n155.60\n7.4\n0.0\n162.0\n20.1\n0.0\n0.0\n394.4\n0.0\n410.1\n109.0\n124.2\n1,460.4\nMar\n1.65\n \n3.07\n35.53\n177.16\n4.0\n0.0\n164.2\n18.7\n0.0\n0.0\n404.4\n0.0\n413.0\n102.8\n124.2\n1,448.6\nApr\n0.74\n \n3.56\n73.43\n173.28\n9.8\n0.0\n158.6\n17.8\n0.0\n0.0\n392.5\n0.0\n432.3\n109.7\n125.1\n1,496.8\nMay\n0.92\n \n3.94\n81.47\n152.32\n10.8\n0.0\n168.2\n20.3\n0.0\n0.0\n394.4\n0.0\n451.1\n105.9\n126.1\n1,515.4\nJun\n0.34\n \n3.66\n65.90\n208.75\n9.8\n0.0\n165.3\n19.0\n0.0\n0.0\n387.6\n0.0\n452.9\n109.6\n126.0\n1,548.8\nJul\n0.39\n \n3.93\n105.83\n164.58\n9.2\n0.0\n168.4\n17.2\n0.0\n0.0\n391.9\n0.0\n451.9\n110.9\n127.3\n1,551.5\nSource:Reserve Bank of Zimbabwe,2017\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households, other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\nUS$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2016\n Jan\n297.8\n534.3\n832.14\n47.2\n0.1\n879.4\n22.6\n43.3\n0.0\n74.7\n0.0\n292.9\n32.3\n1345.27\n Feb\n305.9\n533.4\n839.34\n37.2\n0.1\n876.6\n23.2\n42.3\n0.0\n80.7\n0.9\n296.3\n31.5\n1351.56\n Mar\n314.1\n531.2\n845.28\n25.1\n0.0\n870.4\n23.6\n37.0\n0.0\n80.9\n0.8\n284.3\n46.0\n1343.06\n Apr\n317.6\n520.8\n838.41\n25.1\n0.0\n863.5\n23.7\n36.9\n0.0\n74.6\n0.5\n278.8\n33.9\n1311.79\n May\n330.8\n480.5\n811.31\n34.1\n0.0\n845.5\n25.0\n36.2\n0.0\n77.2\n0.5\n315.5\n45.5\n1345.27\n Jun\n313.1\n511.6\n824.71\n69.2\n0.0\n893.9\n24.4\n35.4\n0.0\n81.5\n3.1\n313.1\n46.3\n1397.68\n Jul\n313.4\n490.8\n804.18\n74.0\n15.5\n893.7\n24.8\n35.7\n0.0\n72.7\n0.4\n318.2\n33.4\n1378.87\n Aug\n278.7\n503.6\n782.31\n71.0\n16.1\n869.4\n25.1\n33.6\n0.0\n76.5\n0.4\n321.5\n33.3\n1359.67\n Sep\n270.8\n507.3\n778.11\n85.7\n16.4\n880.2\n22.5\n30.5\n0.0\n82.4\n0.3\n314.1\n35.5\n1365.62\n Oct\n267.3\n525.9\n793.19\n89.2\n16.4\n898.9\n24.6\n29.4\n0.0\n87.8\n0.4\n319.7\n40.1\n1400.87\n Nov\n311.8\n529.0\n840.82\n89.4\n16.5\n946.7\n25.8\n29.6\n0.0\n90.8\n0.6\n326.4\n56.8\n1476.66\n Dec\n339.5\n532.9\n872.41\n92.6\n16.6\n981.6\n27.0\n28.8\n0.0\n79.9\n0.5\n330.3\n56.9\n1505.10\n2017\n Jan\n326.2\n522.1\n848.23\n81.5\n16.6\n946.4\n25.0\n29.1\n0.0\n66.5\n0.7\n332.1\n51.7\n1451.40\n Feb\n326.1\n534.4\n860.48\n76.2\n16.6\n953.3\n23.1\n27.0\n0.0\n62.4\n0.5\n334.5\n59.7\n1460.43\n Mar\n319.7\n523.2\n842.91\n70.2\n16.7\n929.9\n20.9\n24.0\n0.0\n68.5\n0.3\n340.7\n64.3\n1448.62\n Apr\n399.6\n527.1\n926.64\n70.6\n16.0\n1,013.2\n21.8\n22.8\n0.0\n54.0\n0.2\n322.5\n62.3\n1496.83\n May\n378.0\n536.0\n914.03\n70.7\n16.1\n1,000.8\n21.8\n23.0\n0.0\n66.2\n0.4\n325.8\n77.4\n1515.45\n Jun\n401.8\n544.4\n946.24\n70.7\n16.5\n1,033.4\n22.0\n22.0\n0.0\n65.2\n0.8\n330.0\n75.4\n1548.79\n Jul\n430.3\n531.5\n961.78\n70.4\n16.1\n1,048.3\n22.2\n22.2\n0.0\n57.3\n0.3\n334.5\n66.8\n1551.54\nSource:Reserve Bank of Zimbabwe,2017\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\nUS$ millions\n \n \n \n21 \n \n \n \n \n \nAGRICULTURE\nCONSTRUCTION COMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n2016\nJan\n577,684.4\n35,033.6\n35,535.9\n379,618.2\n13,329.2\n68,325.8\n476,677.0\n158,150.5\n410,992.6\n40,295.6\n535,379.3\n380.2\n2,731,402.2\nFeb\n539,562.8\n35,885.1\n37,857.4\n374,835.1\n13,285.9\n63,301.8\n473,970.3\n155,889.4\n415,520.6\n40,862.5\n531,789.5\n365.3\n2,683,125.7\nMar\n586,349.7\n39,180.5\n41,037.5\n371,809.6\n13,397.9\n63,061.4\n444,769.1\n156,209.2\n402,900.5\n44,606.7\n588,882.7\n410.7\n2,752,615.5\nApr\n527,545.8\n46,612.5\n40,624.2\n379,572.0\n13,428.1\n69,469.7\n437,795.4\n142,682.1\n421,335.6\n43,921.4\n645,037.3\n9,410.0\n2,777,434.0\nMay\n522,239.8\n40,194.4\n38,496.8\n358,042.5\n13,280.8\n65,381.2\n439,295.5\n145,180.0\n401,304.1\n41,908.5\n651,719.3\n9,579.0\n2,726,621.9\nJun\n510,016.8\n39,316.9\n36,866.1\n361,138.1\n12,764.5\n68,850.3\n433,145.3\n143,595.6\n476,484.5\n42,179.6\n650,071.4\n9,739.2\n2,784,168.3\nJul\n501,744.6\n43,266.6\n12,746.6\n287,960.5\n11,403.0\n64,344.7\n423,354.4\n141,639.6\n489,050.6\n40,059.9\n652,366.8\n9,804.6\n2,677,741.9\nAug\n498,489.6\n43,265.5\n26,005.4\n295,108.0\n11,957.4\n69,959.8\n423,824.7\n139,556.7\n458,763.3\n44,237.3\n636,726.8\n10,497.1\n2,658,391.5\nSep\n487,504.2\n42,900.7\n20,644.2\n338,165.8\n11,960.4\n154,582.0\n409,891.0\n142,259.6\n400,059.8\n40,609.7\n636,000.8\n11,273.3\n2,695,851.5\nOct\n513,303.7\n44,348.8\n23,814.1\n333,709.5\n11,968.6\n70,984.3\n418,465.3\n152,571.6\n456,867.4\n45,511.4\n637,546.1\n11,122.2\n2,720,213.0\nNov\n526,709.8\n42,580.2\n22,481.4\n338,556.1\n11,358.7\n72,491.9\n413,849.2\n152,092.3\n464,279.4\n42,762.1\n641,080.5\n10,545.5\n2,738,787.0\nDec\n436,452.3\n41,297.5\n19,541.4\n311,503.1\n11,668.9\n327,576.0\n377,945.5\n134,516.0\n415,801.6\n36,867.2\n613,022.6\n10,287.7\n2,736,479.6\n2017\nJan\n448,344.7\n41,732.8\n22,069.3\n264,734.2\n12,019.3\n270,117.2\n350,757.1\n144,447.3\n394,945.0\n40,975.0\n591,245.7\n11,489.3\n2,592,877.1\nFeb\n436,206.2\n40,112.3\n24,467.5\n269,358.3\n12,146.8\n272,314.8\n361,416.8\n143,990.4\n373,445.1\n40,250.7\n568,686.3\n11,227.9\n2,553,623.0\nMar\n425,496.8\n54,688.4\n25,533.4\n275,500.1\n12,241.8\n290,985.3\n349,722.5\n159,101.0\n359,672.5\n37,864.1\n572,233.3\n13,047.7\n2,576,086.9\nApr\n426,696.6\n43,836.6\n18,145.2\n340,025.3\n12,219.1\n271,824.0\n360,945.8\n134,101.0\n350,475.1\n42,208.4\n571,000.5\n12,492.9\n2,583,970.5\nMay\n428,874.0\n43,427.0\n16,689.0\n322,695.4\n12,252.6\n269,976.3\n360,929.9\n117,479.9\n354,102.7\n41,337.5\n569,798.9\n11,923.7\n2,549,487.0\nJun\n431,677.5\n45,018.0\n16,989.2\n311,641.4\n14,435.6\n266,917.5\n343,590.2\n126,542.8\n417,469.8\n37,849.5\n595,749.5\n12,001.6\n2,619,882.5\nJul\n459,128.0\n52,500.1\n11,717.0\n255,319.0\n14,541.0\n255,591.2\n311,364.4\n131,420.5\n422,799.8\n39,630.7\n609,112.5\n14,464.3\n2,577,588.5\nSource:Reserve Bank of Zimbabwe,2017\n/1 Including the only merchant bank still in operation.\nTABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES/1\nUS$ thousands\n \n \n \n22 \n \nEND OF\nAGRICULTURE CONSTRUCTION COMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS ORGANISATIONS\n2016\nJan\n231,827.3\n101,724.1\n93,544.2\n517,089.2\n325,203.1\n977,272.1\n345,812.2\n62,026.3\n1,083,702.7\n61,755.6\n618,080.1\n58,808.7\n4,476,845.6\nFeb\n226,568.3\n105,747.9\n97,684.4\n525,070.9\n339,839.0\n896,869.2\n326,026.0\n59,381.3\n1,047,904.6\n63,248.3\n634,478.3\n63,017.8\n4,385,835.9\nMar\n243,546.9\n102,238.4\n116,471.1\n582,943.5\n362,058.8\n879,340.8\n368,689.6\n60,514.0\n1,073,567.6\n62,839.4\n642,779.4\n61,037.6\n4,556,027.1\nApr\n243,151.6\n102,234.0\n112,219.5\n569,660.7\n360,299.5\n907,855.6\n335,068.6\n71,721.0\n1,156,122.6\n63,858.0\n628,901.1\n61,087.0\n4,612,179.4\nMay\n236,180.5\n97,008.6\n120,726.3\n593,284.9\n371,034.5\n923,580.9\n356,500.9\n99,176.4\n1,107,956.8\n61,396.5\n607,501.4\n64,066.3\n4,638,413.9\nJun\n218,386.8\n103,914.2\n134,181.8\n596,904.8\n362,400.2\n973,333.3\n316,490.8\n58,856.9\n1,128,688.7\n72,063.3\n601,813.8\n61,833.2\n4,628,867.8\nJul\n207,280.2\n99,727.9\n138,781.2\n616,359.8\n348,779.7\n1,035,697.0\n370,456.9\n63,986.1\n1,114,413.7\n65,391.9\n622,329.2\n69,058.9\n4,752,262.6\nAug\n233,004.5\n97,248.8\n153,590.8\n578,487.3\n365,366.8\n997,123.0\n356,522.0\n64,413.7\n1,227,979.0\n67,005.8\n621,307.8\n73,076.2\n4,835,125.8\nSep\n236,724.3\n101,117.1\n155,483.5\n597,290.0\n346,375.9\n1,046,195.2\n366,312.8\n57,885.0\n1,365,673.5\n73,805.9\n595,219.8\n70,669.7\n5,012,752.7\nOct\n239,373.9\n107,235.7\n160,641.2\n593,362.2\n344,681.9\n988,274.7\n363,815.8\n63,998.0\n1,384,083.2\n76,834.0\n593,827.7\n73,608.8\n4,989,737.2\nNov\n318,652.7\n107,089.5\n189,581.3\n501,506.5\n329,147.3\n992,135.7\n411,467.8\n150,691.6\n1,337,295.6\n79,405.2\n591,639.0\n71,016.3\n5,079,628.5\nDec\n258,814.9\n110,009.2\n202,260.4\n590,595.6\n348,457.0\n1,020,795.0\n382,615.8\n81,542.7\n1,466,867.2\n82,186.5\n592,932.5\n76,874.9\n5,213,951.8\n2017\nJan\n236,437.3\n108,552.5\n230,965.4\n618,213.5\n339,580.3\n1,002,775.4\n382,746.3\n86,115.0\n1,393,941.2\n82,670.8\n589,549.9\n85,602.3\n5,157,150.0\nFeb\n254,463.9\n112,294.4\n226,877.9\n613,080.1\n312,948.5\n997,181.2\n393,542.8\n121,798.7\n1,402,647.6\n91,521.7\n604,325.0\n84,653.3\n5,215,335.3\nMar\n299,519.0\n118,530.1\n232,990.6\n626,986.6\n308,297.9\n1,049,255.7\n402,864.2\n170,835.1\n1,400,323.5\n102,287.7\n610,024.4\n91,046.0\n5,412,960.9\nApr\n281,219.8\n117,174.3\n235,093.5\n687,962.2\n307,711.4\n1,013,362.6\n400,018.9\n190,005.8\n1,432,953.1\n110,258.7\n650,595.9\n102,681.0\n5,529,037.2\nMay\n301,531.2\n113,685.5\n220,541.8\n679,781.4\n320,878.2\n1,019,941.1\n417,418.5\n175,383.4\n1,454,718.3\n108,366.5\n667,019.7\n71,770.2\n5,551,035.8\nJun\n295,920.4\n109,938.0\n248,436.3\n712,648.0\n334,368.7\n1,121,023.5\n408,604.0\n185,262.3\n1,521,876.3\n107,327.1\n697,997.7\n74,195.4\n5,817,597.8\nJul\n309,864.7\n126,628.5\n262,827.7\n587,617.1\n341,371.5\n1,143,423.8\n423,846.6\n191,273.6\n1,599,344.4\n99,509.8\n680,622.6\n76,164.4\n5,842,494.6\nSource: Reserve Bank of Zimbabwe,2017\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \nUS$ thousands\n \n23 \n \n \n \n \n \n \nEnd Period\nNominal Lending Rates 1\nIndividuals \nCorporate\n2016 \nJan\n6.00-22.00\n12.08\n7.38\nFeb\n4.00-22.00\n11.48\n7.29\nMar\n4.00-22.00\n11.44\n7.16\nApr\n4.00-22.00\n11.50\n7.20\nMay\n4.00-18.00\n11.43\n7.35\nJun\n4.00-18.00\n11.40\n7.48\nJul\n4.00-18.00\n10.69\n6.79\nAug\n4.00-18.00\n10.67\n6.84\nSep\n4.00-18.00\n10.66\n6.95\nOct\n4.00-18.00\n10.70\n6.93\nNov\n4.00-18.00\n10.69\n6.99\nDec\n4.00-18.00\n10.59\n6.87\n2017 \nJan\n4.00-18.00\n10.61\n6.68\nFeb\n4.00-18.00\n10.06\n6.52\nMar\n4.00-18.00\n9.12\n7.02\nApr\n4.00-18.00\n9.25\n7.02\nMay\n4.00-18.00\n9.17\n7.03\nJun\n4.00-18.00\n9.01\n7.05\nJul\n4.00-18.00\n8.94\n7.05\nSource:Reserve Bank of Zimbabwe, 2017\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal Lending Rates depict the range of rates quoted by banks.\nCommercial Banks\nWeighted Average Lending Rates\n \n \n \n24 \n \n \nEND OF\nSAVINGS\n3 MONTHS\n2016 \nJan\n0.50-8.00\n0.75-17.00\nFeb\n0.50-8.00\n0.75-17.00\nMar\n0.50-8.00\n0.75-17.00\nApr\n0.50-8.00\n0.75-17.00\nMay\n0.50-8.00\n0.75-17.00\nJun\n0.50-6.00\n0.75-17.00\nJul\n0.50-6.00\n0.75-17.00\nAug\n0.50-6.00\n1.00-17.00\nSep\n0.50-6.00\n1.00-17.00\nOct\n0.50-6.00\n1.00-17.00\nNov\n0.50-6.00\n1.00-17.00\nDec\n0.50-6.00\n1.00-17.00\n2017 \nJan\n0.50-6.00\n1.00-17.00\nFeb\n0.50-6.00\n1.00-17.00\nMar\n0.50-6.00\n1.00-17.00\nApr\n0.50-6.00\n1.00-17.00\nMay\n0.50-6.00\n1.00-9.50**\nJun\n0.50-6.00\n1.00-12.00\nJul\n0.5-6.00\n1.00-12.00\n Source:Reserve Bank of Zimbabwe, 2017\n* The range of rates qouted by banks during the period.\n **Banks have adjusted their costs of holding deposits following the call by the RBZ to reduce lending rates. \nTABLE 8.2 : BANKS DEPOSIT RATES (percent per annum)*\nCOMMERCIAL BANKS\n \n 25 \n \n \n \nFOOD \nINFLATION\nALL\nALCOHOLIC \nBEVERAGES \nCLOTHING\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNICATION\nRECREATION \n&\nEDUCATION\nRESTAURANTS \n&\nMISC.\nTOTAL NON\nFOOD & \nITEMS\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\nFOOD\nNON \nALCOHOLIC \nBEVERAGES\n& OTHER\nEQUIPMENT\nSERVICES\nFUELS\nWEIGHTS\n4.38\n6.05\n17.74\n9.91\n2.16\n9.76\n3.41\n2.1\n5.67\n1.38\n3.91\n66.47\n33.53\n100\n2016 \nJan\n0.05\n-0.02\n-0.04\n-0.30\n-0.15\n-0.37\n0.00\n-0.18\n0.00\n-0.16\n-0.29\n-0.13\n0.13\n-0.05\nFeb\n-0.14\n0.00\n-0.12\n-0.19\n-0.17\n-0.37\n-0.13\n-0.01\n0.00\n-0.17\n0.06\n-0.14\n-0.03\n-0.10\nMar\n-0.15\n-0.17\n-1.03\n-0.73\n-0.13\n-0.30\n0.42\n-0.04\n3.36\n-0.62\n-0.60\n-0.11\n-0.13\n-0.12\nApr\n0.03\n-0.14\n-0.02\n-0.32\n0.00\n0.07\n-0.08\n-0.02\n-0.01\n-0.09\n-0.35\n-0.08\n-0.51\n-0.21\nMay\n-0.29\n-0.22\n0.12\n-0.11\n-0.18\n-0.11\n-1.61\n0.06\n0.00\n0.02\n-0.33\n-0.12\n-0.49\n-0.24\nJun\n0.07\n-0.21\n0.58\n0.03\n0.15\n-0.08\n-0.01\n-0.23\n2.65\n0.31\n0.09\n0.44\n-0.35\n0.19\nJul\n0.01\n-0.15\n0.04\n0.05\n-0.15\n-0.03\n-0.36\n0.09\n0.00\n0.04\n-0.30\n-0.03\n-0.52\n-0.19\nAug\n-0.06\n-0.22\n0.00\n-0.03\n-0.02\n-0.13\n-0.02\n-0.10\n0.00\n0.01\n0.13\n-0.04\n-0.31\n-0.13\nSep\n0.10\n-0.03\n-1.11\n-0.27\n-0.03\n-0.08\n-0.09\n-0.26\n0.00\n0.01\n0.10\n-0.34\n-0.06\n-0.26\nOct\n-0.05\n-0.24\n-0.13\n0.06\n-0.03\n-0.06\n0.00\n-0.01\n0.00\n-0.06\n0.17\n-0.05\n0.40\n0.09\nNov\n0.06\n-0.09\n0.00\n0.10\n-0.07\n0.33\n0.00\n0.18\n-2.46\n-0.01\n0.14\n-0.22\n0.54\n0.02\nDec\n-0.06\n0.09\n-0.59\n0.46\n0.09\n-0.27\n0.00\n0.29\n0.00\n0.16\n0.34\n-0.09\n0.38\n0.06\n2017 \nJan\n0.00\n-0.15\n0.10\n0.34\n-0.15\n-0.75\n0.44\n0.27\n0.00\n0.29\n0.08\n-0.03\n0.80\n0.23\nFeb\n-0.09\n-0.14\n0.13\n0.70\n-0.03\n0.11\n0.00\n-0.04\n0.00\n0.18\n0.52\n0.17\n1.56\n0.61\nMar\n0.15\n0.03\n-0.07\n0.64\n0.11\n0.21\n-0.02\n0.18\n0.00\n0.01\n0.36\n0.15\n-0.21\n0.03\nApr\n-0.11\n0.02\n0.04\n0.06\n-0.04\n0.00\n0.05\n0.02\n2.02\n0.34\n-0.07\n0.25\n-0.36\n0.05\nMay\n0.13\n0.09\n-0.01\n0.02\n0.13\n0.04\n0.00\n-0.21\n0.00\n-0.39\n-0.09\n0.01\n0.07\n0.03\nJun\n0.21\n0.03\n-0.82\n0.38\n-0.03\n-0.18\n0.00\n0.18\n0.00\n0.29\n0.33\n-0.14\n-0.45\n-0.24\nJul\n0.19\n0.01\n0.01\n-0.06\n0.01\n-0.23\n-0.08\n0.05\n-2.81\n1.10\n0.11\n-0.33\n-0.42\n-0.36\nSource:Zimstat, 2017\nNON-FOOD INFLATION\nTABLE 9.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX\n( DECEMBER 2012 = 100)\n \n \n \n26 \n \n \nF OOD \nIN F LA TION\nA LC OHOLIC \nC LOTHIN G\nHOUS IN G, \nWA TER ,\nF UR N ITUR E\nM IS C .\nF OOD & \nB EVER A GES \n& \nELEC TR IC T\nY, GA S\nA N D\nR EC R EA TION \n&\nR ES TA UR A N TS \n&\nGOOD S &\nTOTA L N ON\nN ON \nA LC OHOLIC \nA LL\n& TOB A C C O\nF OOTWEA R\n& OTHER\nEQUIP M EN T\nC ULTUR E\nHOTELS\nS ER VIC ES\nF OOD\nB EVER A GES\nITEM S\nF UELS\n2016\nJan\n-0.79\n-2.41\n-4.40\n-3.27\n0.37\n-2.66\n-0.93\n-1.09\n11.17\n0.75\n-1.01\n-1.34\n-3.96\n-2.19\nFeb\n-1.16\n-2.06\n-4.43\n-3.35\n0.22\n-2.62\n-0.97\n0.21\n11.17\n0.96\n-1.17\n-1.35\n-4.04\n-2.22\nMar\n-1.43\n-1.97\n-5.36\n-4.04\n0.14\n-2.92\n-0.55\n-1.00\n14.91\n0.21\n-1.86\n-1.43\n-4.13\n-2.31\nApr\n-1.40\n-1.40\n-2.11\n-3.91\n0.19\n-2.71\n-0.50\n-0.95\n14.21\n-0.28\n-2.17\n-0.51\n-4.02\n-1.64\nMay\n-1.52\n-1.21\n-2.17\n-3.77\n-0.10\n-2.57\n-2.09\n-0.78\n14.21\n-0.18\n-2.07\n-0.53\n-4.13\n-1.69\nJun\n-1.80\n-1.36\n-1.58\n-3.67\n0.21\n-2.71\n-2.10\n-0.92\n17.24\n0.20\n-2.09\n-0.09\n-4.04\n-1.37\nJul\n-1.71\n-1.56\n-0.98\n-2.83\n-0.09\n-2.66\n-2.43\n-0.69\n9.09\n0.27\n-2.42\n-0.59\n-3.76\n-1.60\nAug\n-1.50\n-1.77\n-1.01\n-2.73\n-0.07\n-2.50\n-2.39\n-0.54\n9.09\n0.42\n-2.21\n-0.54\n-3.34\n-1.43\nSep\n-1.36\n-1.79\n-1.50\n-2.48\n-0.14\n-2.17\n-2.10\n-0.78\n9.09\n-0.84\n-1.82\n-0.58\n-2.94\n-1.33\nOct\n-0.97\n-1.73\n-1.54\n-2.10\n-0.76\n-1.77\n-2.13\n-0.65\n9.09\n-0.72\n-1.77\n-0.45\n-2.03\n-0.95\nNov\n-0.77\n-1.63\n-1.53\n-1.77\n-0.83\n-1.37\n-1.91\n-0.45\n3.48\n-0.70\n-1.62\n-0.89\n-1.54\n-1.09\nDec\n-0.42\n-1.39\n-2.29\n-1.25\n-0.67\n-1.39\n-1.87\n-0.24\n3.49\n-0.47\n-0.99\n-0.92\n-0.95\n-0.93\n2017\nJan\n-0.47\n-1.52\n-2.16\n-0.62\n-0.68\n-1.76\n-1.44\n0.20\n3.49\n-0.02\n-0.62\n-0.82\n-0.30\n-0.65\nFeb\n-0.42\n-1.66\n-1.91\n0.26\n-0.53\n-1.29\n-1.31\n0.18\n3.49\n0.24\n-0.05\n-0.51\n1.29\n0.06\nMar\n-0.13\n-1.45\n-0.95\n1.64\n-0.30\n-0.79\n-1.74\n0.40\n0.12\n0.87\n0.92\n-0.25\n1.21\n0.21\nApr\n-0.26\n-1.29\n-0.89\n2.03\n-0.33\n-0.86\n-1.61\n0.44\n2.16\n1.30\n1.21\n0.08\n1.35\n0.48\nMay\n0.15\n-0.98\n-1.01\n2.16\n-0.01\n-0.71\n0.00\n0.17\n2.16\n0.88\n1.46\n0.21\n1.92\n0.75\nJun\n0.29\n-0.74\n-2.39\n2.52\n-0.19\n-0.81\n0.00\n0.59\n-0.48\n0.86\n1.70\n-0.37\n1.82\n0.31\nJul\n0.47\n-0.58\n-2.43\n2.41\n-0.03\n-1.01\n0.29\n0.55\n-3.28\n1.93\n2.12\n-0.67\n1.92\n0.14\nSource: Zimstat, 2017\nC OM M UN IC A TION\nTR A N S P OR T\nHEA LTH\nED UC A TION\nN ON -F OOD IN F LA TION\nTABLE 9.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \n(DECEMBER 2012 = 100)\n \n \n \n27 \n \n \n \n \n(US$ millions)\nEnd Period\n2000\n2001\n2002\n2003\n2004\n2005\n2006\n2007\n2008\n2009\n2010\n2011\n2012\n2013\n2014\n2015\n2016\nLong-Term External Debt\n3,227\n3,255\n3,327\n3,644\n3,927\n3,805\n3,965\n4,032\n4,464\n4,951\n5,175\n6,096\n6,607\n7,370\n8,444\n8,426\n8,656\nGovernment\n2,249\n2,328\n2,376\n2,617\n2,844\n2,895\n3,024\n3,054\n3,464\n4,037\n4,095\n4,638\n4,929\n5,012\n4,522\n5,293\n5,365\nBilateral Creditors\n1,050\n1,115\n1,107\n1,255\n1,455\n1,438\n1,520\n1,520\n1,863\n2,308\n2,325\n2,597\n2,694\n2,928\n2,445\n3,310\n3,479\nMultilateral Creditors\n1,199\n1,213\n1,269\n1,362\n1,389\n1,457\n1,504\n1,524\n1,592\n1,729\n1,770\n2,041\n2,235\n2,084\n2,078\n1,982\n1,886\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n10\n10\n0\n0\n0\n0\n0\n0\n0\n0\nPublic Enterprises\n534\n568\n616\n698\n714\n709\n766\n790\n825\n857\n938\n1,092\n1,198\n1,356\n1,661\n1,220\n1,370\nBilateral Creditors\n301\n315\n351\n403\n442\n439\n464\n474\n497\n453\n238\n711\n703\n858\n1,155\n760\n779\nMultilateral Creditors\n233\n253\n265\n295\n272\n270\n302\n316\n327\n403\n700\n382\n495\n498\n506\n460\n591\nPrivate Creditors\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\n0\nMonetary Authorities\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nMultilateral Creditors - IMF\n292\n292\n279\n288\n291\n144\n130\n137\n140\n140\n138\n127\n125\n125\n120\n110\n0\nPrivate\n152\n67\n56\n41\n78\n57\n45\n51\n35\n57\n142\n366\n480\n1,002\n2,261\n1,913\n1,920\nShort-Term External Debt\n298\n167\n183\n169\n144\n173\n281\n387\n226\n1,198\n1,382\n1,289\n890\n1,564\n2,394\n2,258\n2,304\nSupplier's Credits\n42\n13\n26\n51\n69\n107\n122\n178\n41\n193\n286\n134\n30\n0\n0\n0\n0\nReserve Bank\n642\n642\n618\n614\n614\n587\n587\n573\nPrivate\n256\n154\n157\n118\n75\n66\n159\n209\n185\n363\n454\n537\n246\n950\n1,807\n1,671\n1,731\nTotal External Debt\n3,525\n3,422\n3,510\n3,812\n4,071\n3,978\n4,246\n4,419\n4,690\n6,149\n6,557\n7,385\n7,497\n8,934\n10,838\n10,684\n10,960\nSource: Ministry of Finance & Economic Development, 2017; & Reserve Bank of Zimbabwe, 2017\nTABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS)\n \n28 \n \n \n \n \n \n \n \nSA\nBW\nJAPANESE\nEUROPEAN\nPOUND\nEND OF\nRAND/1\nPULA/1\nYEN/1\nCURRENCY/2\nSTERLING/2\n2016\nJan\n16.0900\n11.4300\n120.5500\n1.0905\n1.4493\nfeb\n16.1100\n11.2700\n113.0300\n1.0990\n1.3880\nMar\n15.4500\n11.1000\n112.9500\n1.1100\n1.4200\nApr\n14.6200\n10.7575\n109.6825\n1.1340\n1.4306\nMay\n15.3200\n10.9800\n108.9323\n1.1340\n1.4522\nJun\n14.8834\n10.9349\n102.6700\n1.1095\n1.3397\nJul\n14.4277\n10.7892\n103.9398\n1.1069\n1.3180\nAug\n13.7656\n9.4521\n101.2190\n1.0960\n1.2280\nSep\n13.9200\n10.5800\n101.6000\n1.1200\n1.3200\nOct\n13.9400\n10.6500\n103.7600\n1.0989\n1.2346\nNov\n13.9402\n10.6875\n107.9934\n1.0811\n1.2430\nDec\n13.8416\n10.7247\n115.7895\n1.0556\n1.2509\n2017\nJan\n13.5146\n10.5652\n113.4750\n1.0701\n1.2516\nFeb\n12.9957\n10.3573\n112.5100\n1.0591\n1.2439\nMar\n13.5450\n10.5541\n111.8750\n1.0678\n1.2487\nApr\n13.3461\n10.4384\n111.1600\n1.0862\n1.2908\nMay\n13.1162\n10.2987\n110.9650\n1.1168\n1.2801\nJun\n13.0150\n10.2249\n111.9450\n1.1439\n1.3013\nJul\n12.9986\n10.2093\n110.5150\n1.1734\n0.7618\nSource: Reserve Bank of Zimbabwe, 2017\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. Foreign currency per US dollar.\n2. US dollars per unit of foreign currency.\n \n \n \n29 \n \n \n \n \n \n \n \n \n \n \n \n \n \nMarket Capitalisation\nEND OF\nUS$ millions\n2016\nJan\n103.0\n19.5\n10.4\n61,882,757\n2,790.4\nFeb\n99.4\n19.1\n15.6\n95,020,938\n2,692.3\nMar\n97.6\n19.4\n16.4\n97,601,725\n2,645.1\nApr\n105.8\n20.2\n14.0\n187,848,946\n2,862.6\nMay\n104.7\n25.5\n13.9\n99,055,230\n2,881.3\nJun\n101.0\n24.7\n18.1\n88,525,472\n2,780.9\nJul\n98.8\n25.7\n11.8\n57,222,624\n2,772.0\nAug\n99.5\n26.3\n7.1\n41,264,438\n2,734.3\nSep\n98.9\n26.6\n13.0\n68,329,516\n2,725.1\nOct\n120.8\n33.8\n22.6\n177,384,684\n3,328.3\nNov\n137.1\n57.4\n23.5\n233,749,377\n3,804.6\nDec\n144.5\n58.5\n26.0\n292,538,969\n4,008.0\n2017\nJan\n140.2\n56.3\n8.6\n31,616,982\n3,903.7\nFeb\n135.3\n56.5\n11.5\n85,314,995\n3,770.0\nMar\n139.0\n58.6\n26.9\n145,238,255\n3,871.3\nApr\n143.0\n66.3\n11.2\n75,857,712\n4,182.8\nMay\n162.3\n69.6\n16.8\n170,830,515\n4,740.1\nJun\n196.0\n69.8\n39.7\n311,145,262\n5,695.2\nJul\n203.3\n69.4\n24.7\n149,425,245\n5,759.0\nSource:Zimbabwe Stock Exchange (ZSE),2017\nIndices\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\nIndustrial\n Market Turnover \nUS$ million \nVolume of Shares\nMining\n \n \n \n30 \n \n \n \n \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE INTERNET\n2016\nJan\n 3,385.9 \n11.1\n137.4\n331.5\n388.9\n167.7\nFeb\n 3,448.2 \n11.9\n138.8\n312.1\n389.3\n167.9\nMar\n 3,460.2 \n11.3\n142.1\n288.8\n417.1\n255.9\nApr\n 3,564.3 \n9.7\n180.1\n247.6\n427.3\n168.3\nMay\n 3,869.2 \n10.8\n214.8\n203.3\n479.9\n217.9\nJun\n 4,522.2 \n10.3\n203.9\n131.4\n465.1\n174.1\nJul\n 3,911.8 \n9.2\n240.0\n166.3\n491.2\n218.0\nAug\n 3,928.7 \n7.9\n238.0\n165.9\n535.4\n230.6\nSep\n 4,382.9 \n10.5\n237.3\n167.7\n533.9\n215.9\nOct\n 4,127.6 \n8.0\n322.8\n112.5\n524.5\n216.0\nNov\n 4,624.7 \n6.9\n363.4\n84.5\n537.2\n229.9\nDec\n 4,882.6 \n5.6\n479.9\n71.9\n626.1\n265.1\n2017\nJan\n 4,052.7 \n7.5\n368.7\n70.4\n495.6\n318.9\nFeb\n 4,246.6 \n7.0\n327.3\n58.4\n472.3\n324.1\nMar\n 4,629.8 \n7.4\n392.2\n58.8\n671.6\n399.7\nApr\n 4,178.8 \n4.8\n466.9\n39.3\n792.5\n337.6\nMay\n 4,974.0 \n6.5\n557.8\n44.7\n939.9\n618.7\nJun\n 5,346.4 \n6.3\n558.8\n34.6\n1095.5\n500.3\nJul\n 4,805.1 \n5.7\n588.4\n29.4\n1601.4\n586.4\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (US$ millions)\n \n31 \n \n \n \n \n \n \n \n \n \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2016\nJan\n132.3\n24.6\n1328.9\n1104.4\n 19,956.1 \n49.9\nFeb\n148.4\n30.3\n1289.5\n1067.1\n 19,793.7 \n54.6\nMar\n152.5\n29.6\n1455.7\n962.9\n 21,731.5 \n61.9\nApr\n161.7\n25.0\n1962.6\n841.3\n 21,086.6 \n59.9\nMay\n199.3\n29.1\n2779.9\n675.8\n 23,293.0 \n83.2\nJun\n268.2\n33.5\n3203.8\n741.9\n 23,321.2 \n88.0\nJul\n242.4\n31.1\n3946.3\n1052.8\n 24,538.8 \n102.7\nAug\n253.9\n27.8\n4038.1\n1156.4\n 26,009.6 \n109.5\nSep\n288.5\n32.5\n4421.9\n1188.5\n 27,300.0 \n100.0\nOct\n296.0\n29.2\n6247.4\n1106.4\n 29,801.7 \n117.9\nNov\n353.0\n30.6\n8691.2\n1086,9\n 28,542.1 \n128.8\nDec\n405.4\n24.4\n13042.1\n1348.0\n 33,211.8 \n155.9\nAnnual Total\n 2,901.5 \n347.7\n 52,407.5 11,245.7 298,586.2 \n1112.1\n2017\nJan\n 350.0 \n26.7\n 12,756.3 1,173.6 27,550.1 \n191.0\nFeb\n 326.3 \n27.8\n 8,952.0 953.5 26,820.1 \n207.0\nMay\n 414.2 \n31.0\n 11,124.0 922.2 35,604.1 \n244.1\nApr\n 363.7 \n21.6\n 13,595.5 652.9 40,089.0 \n231.0\nMay\n 531.8 \n27.8\n 16,623.4 820.6 47,019.1 \n323.3\nJun\n 525.0 \n29.3\n 17,466.2 696.9 53,738.1 \n342.1\nJul\n 521.8 \n30.0\n 20,013.7 636.1 61,162.4 \n382.6\nSource:Reserve Bank of Zimbabwe, 2017\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)\n \n \n \n32 \n \n \n \n \n \nEND OF\nEXPORTS\nIMPORTS\nTOTAL TRADE TRADE BALANCE\n2016\nJan\n249.18\n395.35\n644.52\n(146.17)\nFeb\n209.55\n427.73\n637.28\n(218.18)\nMar\n166.50\n478.06\n644.55\n(311.56)\nApr\n157.83\n356.48\n514.31\n(198.65)\nMay\n165.20\n408.49\n573.69\n(243.29)\nJun\n176.21\n429.41\n605.61\n(253.20)\nJul\n184.21\n394.23\n578.43\n(210.02)\nAug\n202.14\n445.03\n647.16\n(242.89)\nSep\n250.42\n443.89\n694.30\n(193.47)\nOct\n318.45\n468.06\n786.52\n(149.61)\nNov\n460.73\n475.33\n936.06\n(14.61)\nDec\n291.87\n489.37\n781.24\n(197.50)\nTotal\n2832.27\n5211.41\n8043.69\n(2379.14)\n2017\nJan\n291.98\n384.80\n676.78\n(92.82)\nFeb\n290.34\n424.36\n714.70\n(134.02)\nMar\n265.70\n461.67\n727.37\n(195.98)\nApr\n225.66\n405.39\n631.05\n(179.73)\nMay\n268.77\n466.06\n734.84\n(197.29)\nJun\n265.00\n495.20\n760.20\n(230.21)\nJul\n264.15\n482.06\n746.21\n(217.91)\nSource: Zimstat, 2017\nTABLE 14 : MERCHANDISE TRADE STATISTICS\n (US$ millions)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/July2017.pdf"}
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+{"doc_id": "fd6cca5b62f87fdddecdc9351b3da1ed", "text": "MPC Statement September 20th, 2018 \nPage 1 \n \n \nSouth African Reserve Bank \n \nPRESS STATEMENT \nEMBARGO DELIVERY \n20 September 2018 \n \n \nSTATEMENT OF THE MONETARY POLICY COMMITTEE \n \nIssued by Lesetja Kganyago, Governor of the South African Reserve Bank \nSince the previous meeting of the Monetary Policy Committee (MPC), risks to the \ninflation outlook have continued to materialise and the inflation outlook has \ndeteriorated in response to both domestic and external developments. The impact of \nelevated oil prices and a weaker exchange rate on domestic fuel costs is increasingly \nevident. At the same time, domestic growth has weakened further. \nThe year-on-year inflation rate as measured by the consumer price index (CPI) for all \nurban areas was 5.1% in July and declined to 4.9% in August. Goods price inflation \nwas 5.0% (down from 5.3% in July), while services price inflation was unchanged at \n5.0%. The Bank’s measure of core inflation, which excludes food, fuel and electricity, \ndeclined to 4.2% in August (down from 4.3%). Producer price inflation for final \nmanufactured goods increased to 6.1% in July (up from 5.9% in June). \nDespite remaining within the inflation target range throughout the forecast period, the \nSARB’s model projects an increase in headline inflation, peaking at levels closer to \nMPC Statement September 20th, 2018 \nPage 2 \n \nthe upper end of the target range. Headline inflation is now expected to remain at an \naverage of 4.8% in 2018, before increasing to 5.7% in 2019 (up from 5.6%) and \nmoderating to 5.4% in 2020. Headline CPI inflation is expected to peak at around 5.9% \nin the second quarter of 2019. The forecast for core inflation is 4.4% in 2018 (down \nfrom 4.6%), 5.6% in 2019 (up from 5.5%) and 5.5% in 2020 (up from 5.3%). The impact \nof the VAT increase continues to be muted. The more elevated headline inflation \ntrajectory is explained by the weaker rand exchange rate and higher oil prices. \nAverage wage growth is expected to remain elevated at around 7% over the forecast \nperiod. Much of the upward pressure on wage inflation arises from the public sector \nwage settlements, which are at levels above headline inflation. Wage growth is an \nimportant driver of services price inflation. \nElevated international oil prices will contribute to fuel price inflation. Other \nadministered prices are expected to increase at rates above the upper end of the \ninflation target range, as water and electricity tariffs rise, alongside rates and taxes in \nmajor metros. The impact on headline inflation continues to be moderated by lower \nfood price inflation. \nInflation expectations, as reflected in the survey conducted by the Bureau for \nEconomic Research during the third quarter of 2018 are marginally higher, averaging \n5.3% in 2018 and 5.6% in 2019 and in 2020. Five-year inflation expectations have \nincreased marginally to 5.5% (up from 5.4%). Expectations implicit in the break-even \ninflation rates (i.e. the yield differential between conventional and inflation-linked \ngovernment bonds) have continued to edge upwards across all maturities. \nWhile the global economic outlook is expected to remain broadly favourable over the \nshort term, medium term risks are tilted to the downside due to elevated policy \nMPC Statement September 20th, 2018 \nPage 3 \n \nuncertainty. This uncertainty arises from escalating trade tensions and tightening \nglobal financial conditions. The global inflation outlook is on a moderate upward path, \nlargely due to rising oil prices and higher GDP growth rates in some advanced \neconomies. \nSince the July MPC, the rand has depreciated by 7.3% against the US dollar, by 8.1% \nagainst the euro, and by 7.1% on a trade-weighted basis. At current levels, the SARB’s \nmodel assesses the rand to be undervalued. The implied starting point for the rand is \nR14.20 against the US dollar, compared with R13.40 at the time of the previous \nmeeting. \nTighter global financial conditions and the change in investor sentiment towards \nemerging markets remain key external risks to the rand, and it is likely that the rand, \nalong with other emerging market currencies, will remain volatile. However, the pace \nof monetary policy normalisation in the advanced economies continues to be gradual \nand further policy tightening by the US Fed is expected to follow a measured path in \nthe absence of significant inflation or growth surprises. \nThe domestic economy has entered a technical recession, following two consecutive \nquarters of contracting economic activity. Quarter-on-quarter GDP contracted by 0.7% \nin the second quarter and GDP data for the first quarter was revised down from -2.2% \nto -2.6%. However, on a year-on-year basis, GDP growth in the first quarter was \n0.8% and 0.4% in the second quarter. \nThe SARB now forecasts growth in 2018 to average 0.7% (down from 1.2% in July). \nThe forecast for 2019 and 2020 is unchanged at 1.9% and 2.0% respectively. At these \ngrowth rates, the negative output gap is wider in the near term, but is still expected to \nclose by the end of 2020 as GDP growth rates exceed potential growth. \nMPC Statement September 20th, 2018 \nPage 4 \n \nThe SARB composite leading business cycle indicator increased in June, largely \nreflecting an improvement in the measures of external sector activity. However, \nbusiness confidence, as reflected in the RMB/BER business confidence index, \ndecreased to 38 index points in the third quarter. Growth in gross fixed capital \nformation is expected to remain weak. \nHousehold consumption expenditure contracted by 1.3% in the second quarter, \ndeclining for the first time in two years. In the medium term, the increase in disposable \nincome is expected to be supportive of consumption expenditure. However, household \nconsumption expenditure is likely to be constrained by recent tax changes, weak \nemployment growth as well as subdued growth in credit extension to households. \nAlthough credit extension to households has been increasing during 2018, \nyear-on-year growth remains low. \nThe MPC noted the rising inflation trajectory which, while remaining within the target \nrange, is moving further away from the mid-point of the target range. \nThe MPC assesses the risks to the inflation outlook to be on the upside. The \nCommittee remains concerned about growing risks to the inflation outlook, mainly due \nto exchange rate risks related to both domestic and external factors, elevated \ninternational oil prices and the possibility of higher electricity tariffs. However, demand \npressures in the economy are not assessed to pose a significant risk to the inflation \noutlook. \nThe MPC assesses the risks to the growth forecast to be moderately on the downside. \nThe Committee continues to be of the view that current challenges facing the economy \nare primarily structural in nature and cannot be solved by monetary policy alone. \nCommitment to credible structural policy initiatives and implementation thereof is \nMPC Statement September 20th, 2018 \nPage 5 \n \nrequired to make a marked impact on the cost structure of the economy, potential \noutput and employment. Monetary policy is most effective in addressing cyclical \ngrowth. \nThe MPC has decided to keep the repurchase rate unchanged at 6.5% per annum. \nFour members preferred an unchanged stance and three members preferred a \n25 basis points increase. \nThe Committee continues to assess the stance of monetary policy to be \naccommodative. However, the MPC remains concerned about the deteriorating \ninflation outlook, driven mainly by multiple supply-side factors. The approach of the \nCommittee continues to be to look through the first-round effects and focus on the \npossible second-round effects. With risks and uncertainties at higher levels, the MPC \nwill continue to be vigilant and will not hesitate to act should it become necessary. \nThe implied path of policy rates generated by the Quarterly Projection Model is for five \nrate hikes of 25 basis points by the end of 2020. As emphasised previously, the implied \npath remains a broad policy guide which can and does change in either direction \nbetween meetings in response to new developments and changing risks. \nLesetja Kganyago \nGOVERNOR \nThe next statement of the Monetary Policy Committee will be released on 22 \nNovember 2018. \n \nContact person: \nZamaNdlovu Ndlovu \n012 399 7118 \nMPC Statement September 20th, 2018 \nPage 6 \n \nmedia@resbank.co.za", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/20-September-MPC-Statement.pdf"}
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+{"doc_id": "fd75d7b0f78a7db290d1d842c48146ba", "text": "i \n \n \n \n \n \n \n \n \n \nJULY 2022 \n \n2 \n \nTABLE OF CONTENTS \n \nSELECTED ECONOMIC INDICATORS ................................................................................. 3 \nINTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 \nPrecious Metals .......................................................................................................................... 4 \nBase Metals ................................................................................................................................ 5 \nCopper ........................................................................................................................................ 5 \nSTOCK MARKET DEVELOPMENTS ................................................................................. 7 \nINFLATION OUTTURN ............................................................................................................. 8 \nAnnual Inflation ........................................................................................................................ 8 \nMonthly Inflation ...................................................................................................................... 8 \nNATIONAL PAYMENTS SYSTEM .......................................................................................... 9 \nZimbabwe Electronic Transfer Settlement System (ZETSS) ............................................... 9 \nCash Transactions ..................................................................................................................... 9 \nMobile and Internet Based Transactions ................................................................................ 9 \nCard Based Transactions ......................................................................................................... 9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nSources: \n1. Zimbabwe National Statistics Agency. \n2. Reserve Bank of Zimbabwe. \na- Percentage point. \n \n2022 \n \nJune \n \n2022 \n \nJuly \n \nMonth-on- \nMonth Change \n(%) \n \nReserve Money2 (M0) (ZW$ millions) \n33,547.98 \n \n35,521.74 \n5.88 \nMoney Supply2 (M3) (ZW$ millions) \n1,119,696.23 \n1,207,313.64 \n7.83 \nAnnual Inflation1 (%) \n191.57 \n256.94 \n65.37a \n \nBlended Annual Inflation1 (%) \n70.02 \n96.07 \n26.05a \nMonthly Inflation1 (%) \n30.70 \n25.56 \n-5.14a \n \nBlended Monthly Inflation1 (%) \n18.02 \n16.09 \n-1.93a \n \nNational Payment System Transactions2 \n(ZW$ billions) \n2,496.66 \n2,830.97 \n13.39 \nNominal Lending Rate2 \n(% per annum) \n15-85.00 \n80-240.00 \n \n \n \n \n \nSELECTED ECONOMIC INDICATORS \n \n \n \n4 \n \nINTERNATIONAL COMMODITY \nPRICE DEVELOPMENTS \n \nInternational monthly average prices for gold, \nplatinum, copper, nickel, and Brent crude oil \nretreated in July 2022. Palladium prices, \nhowever, firmed during the same month. \nCommodity markets were largely weighed \ndown by a stronger US dollar and slackening \ndemand in China, the world’s largest consumer \nof metals. The low demand in China was on \naccount of sluggish economic recovery and low \nrecovery of business, following Covid-19 \npandemic induced restrictions and lockdowns. \n \nPrecious Metals \n \n Gold \nGold prices averaged US$1,737.61 per ounce \nin July 2022, a decline of 5.3% from a monthly \naverage of US$1,835.81 per ounce in June \n2022. The decline was underpinned by a \nstronger US dollar, following the US Federal \nReserve’s decision to further hike interest rates \nto tame rising inflation. The hawkish tone from \nmajor global central banks continued to \ndiminish the yellow metal’s appeal as an \nalternative investment asset. \nPlatinum \nPlatinum prices were largely bearish, falling by \n8.9% from a monthly average of US$955.98 \nper ounce in the previous month, to close the \nmonth under analysis at US$870.69 per ounce. \nThe price of the industrial metal continued to \nbe adversely affected by sluggish global auto-\nmanufacturing \nactivities \nin \nmajor \ncar \nproducers. \nFurthermore, the shortage of chips and \ndisruptions in the supply of automotive parts \ndue to geopolitical tensions, negatively affected \nthe demand for the metal. \nPalladium \nPalladium prices remained buoyant, supported \nby low inventories, amid low production in \nmajor source markets. Supply-side concerns as \nthe \nG7 \ncountries \nannounced \nadditional \nsanctions against Russia, one of the major \nglobal producers of palladium and other \nindustrial metals, also boosted prices. \nThe month under review saw palladium prices \nincrease by 3.1%, from a monthly average of \nUS$1,912.52 per ounce in June 2022 to \nUS$1,972.45 per ounce. Figure 1 shows \nprecious metal price developments for the \nperiod from June 2021 to July 2022. \n \n Figure 1: Precious Metal Prices (US$/oz.) \nSource: Bloomberg, 2022 \n0\n200\n400\n600\n800\n1000\n1200\n1400\n600\n1100\n1600\n2100\n2600\n3100\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nUS$/oz.\nGold\nPalladium\nPlatinum\n \n \n \n5 \n \n \nBase Metals \n \nCopper \nCopper prices remained subdued, owing to \nsluggish demand in China, coupled with a \nfirming US dollar. Against this backdrop, the \nred metal’s monthly average price declined by \n16.8%, from US$9,088.63 per tonne in the \nprevious month to US$7,558.84 per tonne in \nJuly 2022. \n \nNickel \nNickel prices declined by 16.9%, from a \nmonthly average of US$25,847.48 per tonne \nrecorded in June 2022 to US$21,483.81 per \ntonne, during the month under review. The \ndecrease was on account of supply-side \nconstraints for nickel sulphate and a stronger \nUS dollar. Figure 2 shows base metal price \ndevelopments for the period from June 2021 to \nJuly 2022. \n \nFigure 2: Base Metal Prices (US$/ton) \nSource: Bloomberg, 2022 \n \n \n \n1All monetary numbers valued in ZW$ since the \nadoption of an interbank market determined exchange \nrate in February 2019. \n \nBrent Crude Oil \nBrent Crude oil prices declined by 10.4%, from \nUS$116.74 per barrel in June 2022 to \nUS$104.58 per barrel, during the month under \nreview. This was attributable to heightened \nfears of recessions in large economies and slow \neconomic recovery, following the negative \nimpact of Covid-19 pandemic restrictions and \nlockdowns. Figure 3 shows developments in oil \nprices for the period from June 2021 to July \n2022. \nFigure 3: Crude Oil Prices (US$/barrel) \n \nSource: Bloomberg, 2022 \n \nMONETARY DEVELOPMENTS1 \n \nDuring the month of July 2022, broad money \n(M3) stock stood at ZW$1,207.31 billion, \ncompared to ZW$1,119.70 billion recorded in \nthe previous month. The money stock was \ncomposed of foreign currency deposits, \n57.06%; and local currency deposits, 42.61%. \nCurrency in circulation constituted 0.34% of \ntotal money supply. Figure 4 shows the \ncomposition of money supply. \n \n5,000\n10,000\n15,000\n20,000\n25,000\n30,000\n35,000\n4,000\n5,000\n6,000\n7,000\n8,000\n9,000\n10,000\n11,000\nJul-21\nSep-21\nNov-21\nJan-22\nMar-22\nMay-22\nJul-22\nNickel US$/ton\nCopper US$/ton\nCopper\nNickel (RHS)\n0\n20\n40\n60\n80\n100\n120\n140\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nUS$/barrel\n \n \n \n6 \n \nFigure 4: Composition of Money Supply \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \nMonth-on-month, broad money increased by \n7.83% in July 2022, compared to 15.25% \nrecorded in the previous month. The growth \nlargely reflected increases of 12.23% in local \ncurrency deposits, and 4.70% in foreign \ncurrency deposits, from ZW$458.34 billion and \nZW$657.89 billion in June 2022 to ZW$514.39 \nbillion and ZW$688.83 billion, respectively. \nDuring the month under review, net domestic \nclaims increased by 18.77% to ZW$144.14 \nbillion. The growth was largely due to increases \nof ZW$93.01 billion and ZW$25.83 billion in \ncredit to the private sector and net claims on \nGovernment. \nOn an annual basis, broad money registered a \ngrowth of 265.13%, largely driven by exchange \nrate movements over the year. The auction rate \nmoved from ZW$85.64/USD in July 2021 to \nZW$416.28/USD in July 2022, resulting in the \ngrowth of the Zimbabwe dollar equivalent of \nFCA deposits, from ZW$141.17 billion in July \n2021 to ZW$688.84 billion in July 2022. The \nlocal currency component of broad money also \ngrew by 173.92% over the same period. \nThe annual growth in broad money was largely \ndriven by increases of ZW$540.86 billion \n(386.68%); and ZW$99.25 billion (317.61%) \nin credit to the private sector and net claims on \nGovernment, respectively. \nCredit to the private sector was mainly \nchanneled to agriculture and households, which \nreceived 23.71% and 19.69% of the total credit, \nrespectively. \nThe \ndistribution \nand \nmanufacturing sectors received 13.80% and \n12.30%, respectively. Private sector credit \nshares for the rest of the economic sectors are \nshown in figure 5. \nFigure 5: Distribution of Private Sector \nCredit \n \nSource: Reserve Bank of Zimbabwe, 2022 \nCredit to the private sector was largely utilized \nfor inventory build-up, 34.28%; other recurrent \nexpenditures, 29.93%; and fixed capital \ninvestments, 16.26%. \n \n \n \n \nLocal \nCurrency \nTransferabl\ne deposits\n34.13%\nForeign \nCurrency \nDeposits\n57.06%\nTime \nDeposits\n7.80%\nCurrency in \nCirculation\n0.34%\nNCDs\n0.67%\nHouseholds\n19.69%\nAgriculture\n23.71%\nMining\n8.19%\nManufacturing\n12.30%\nDistribution\n13.80%\nConstruction\n1.35%\nTransport & \nCommunicati\nons\n2.50%\nServices\n12.88%\nFinancial Org. \n& Investments\n5.57%\nOther\n0.01%\n \n \n \n7 \n \nSTOCK MARKET DEVELOPMENTS \n \nZIMBABWE STOCK EXCHANGE (ZSE) \n \nThe Zimbabwe Stock Exchange (ZSE) traded \non a negative trajectory during the month of \nJuly 2022, largely reflecting tight liquidity \nconditions in the money market. As a result, the \nAll Share, Top 10, Top 15 indices, Medium \nCap and Small Cap declined by 16.15%, \n16.36%, 17.59%, 16.67% and 3.27% to close \nthe month at 16 549.91 points, 10 265.73 \npoints, 11 308.19 points, 33 019.62 points and \n496 827.15 points, respectively. \n \nThe resources index, however, remained \nunchanged at 20 021.24 points, during the \nmonth under analysis. \n \n \nFigure 6: Zimbabwe Stock Exchange All \nShare and Top 10 Indices \n \nSource: Zimbabwe Stock Exchange, 2022 \nThe cumulative volume of shares traded on the \nZSE decreased by 11.54% during the month of \nJuly 2022, from 271.23 million shares in June \n2022 to 239.94 million shares. The cumulative \nvalues of shares traded, however, increased by \n62.48% to ZW$23.67 billion. \n \nThe proportion of foreign purchases to the \nvalue of shares traded rose to 40.11% in July \n2022, compared to 2.20% recorded in June \n2022. There was also an improvement in the net \nforeign position to ZW$1.51 billion, compared \nto ZW$2.68 billion recorded in the previous \nmonth. \n \nFigure 7: ZSE Monthly Volumes and Values \nTraded \n \nSource: Zimbabwe Stock Exchange, 2022 \n \nDuring the month under analysis, the ZSE shed \nZW$370.94 billion, or 15.21% worth of \ncapitalization to close at ZW$2,068.22 billion. \n \nVICTORIA FALLS STOCK EXCHANGE \n(VFEX) \n \nDuring the month of July 2022, the Victoria \nFalls Stock Exchange (VFEX) traded on a \npositive trajectory for the second consecutive \nmonth. Resultantly, the VFEX All Share Index \n0.00\n4,000.00\n8,000.00\n12,000.00\n16,000.00\n20,000.00\n24,000.00\n28,000.00\n32,000.00\n0\n4000\n8000\n12000\n16000\n20000\n24000\n28000\n29-Aug-21\n29-Sep-21\n29-Oct-21\n29-Nov-21\n29-Dec-21\n29-Jan-22\n28-Feb-22\n31-Mar-22\n30-Apr-22\n31-May-22\n30-Jun-22\n31-Jul-22\nAll Share Index\nTop 10 Index\nMining Index\n0\n2,000\n4,000\n6,000\n8,000\n10,000\n12,000\n14,000\n16,000\n18,000\n20,000\n22,000\n24,000\n0\n400\n800\n1,200\n1,600\n2,000\n2,400\n2,800\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nValues Traded (ZW$ millions)\nVolumes Traded (milions)\nVolume\nTurnover\n \n \n \n8 \n \ngained 5.36% to close at 121.58 points, from \n115.39 points recorded in the prior month. \n \n \nFigure 8: Victoria Falls Stock Exchange All \nShare Index \n \nSource: Victoria Falls Stock Exchange (VFEX), 2022 \n \nMarket Capitalization \nThe VFEX market capitalization rose by \nUS$14.65 million, or 5.36% to close at \nUS$0.29 billion in July 2022, compared to \nUS$0.27 billion recorded in the previous \nmonth. \nINFLATION OUTTURN \n \nAnnual Inflation \n \nAnnual headline inflation stood at 256.94% in \nJuly 2022, up from 191.57% recorded in June \n2022. This was due to increases in both food \nand non-food inflation. \n \nAnnual food inflation rose from 224.80% in \nJune 2022 to 308.97% in July 2022, \n \n2The Zimbabwe National Statistical Agency (ZIMSTAT) \ncommenced publication of the blended CPI inflation in June \n2020. The blended CPI inflation combines the average changes \nunderpinned by increases in bread and cereals, \nvegetables and meat. \n \nAnnual non-food inflation rose from 167.17% \nin June 2022 to 218.79% in July 2022. \nMiscellaneous goods and services; transport; \nand housing water electricity gas and other \nfuels had the largest contribution to annual non-\nfood inflation in July 2022. \n \nAnnual blended inflation2 rose from 70.02% in \nthe previous month to 96.07% in July 2022, \nlargely driven by the rise in blended food \ninflation. \n \nMonthly Inflation \n \nMonthly inflation decreased by 5.14 percentage \npoints, from 30.7% in June 2022 to 25.56% in \nJuly 2022, following the implementation of \nmeasures to stabilise the economy by the Fiscal \nand Monetary Authorities. \n \nMonthly non-food inflation declined from \n29.83% in June 2022 to 22.42% in July 2022. \nHousing, water, electricity gas, and other fuels, \nhad the largest contribution to monthly non-\nfood inflation in July 2022. \n \nSimilarly, monthly food inflation slowed down \nfrom 30.70% in June 2022 to 25.56% in July \n2022. The decline was underpinned by food \nand non-food inflation. Figure 9 shows the \nmonth-on-month inflation profile. \n \n \n \nin price of goods and services sold in the two main currencies \nin circulation, namely the ZW$ and the US$. \n 80.00\n 90.00\n 100.00\n 110.00\n 120.00\n 130.00\n 140.00\n \n \n \n9 \n \nFigure 9: Month-on-Month Inflation (%) \n \nSource: ZIMSTAT, 2022 \n \nMonthly blended inflation declined from \n18.02% in the previous month to 16.09% in \nJuly 2022. This was on account of decreases in \nboth food and non-food inflation. \nNATIONAL PAYMENTS SYSTEM \n \n \nThe value of NPS transactions stood at \nZW$2.83 trillion in July 2022, up from \nZW$2.50 trillion in the previous month. NPS \ntransaction volumes increased by 14.0% to \n107.59 million in the same month. \n \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \n \nTransactions processed through the RTGS \nsystem amounted to ZW$1,754.11 billion in \nJuly 2022, up from ZW$1,601.23 billion in \nJune 2022. RTGS transaction volumes, \nhowever, declined by 6.26% to close the month \nunder review at 1.12 million. \n \n \n \n \nFigure 10: ZETSS Volumes and Values \n \nSource: Reserve Bank of Zimbabwe, 2022 \n \n \nCash Transactions \nThe value of cash-based transactions declined \nto ZW$59.01 billion during the month of July \n2022, from ZW$73.50 billion in the previous \nmonth. \n \nMobile and Internet Based Transactions \n \nMobile and internet-based transactions posted \na significant increase of 19.39% to ZW$885.96 \nbillion in July 2022, from ZW$742.07 billion \nin June 2022. \n \nCard Based Transactions \n \nCard-based transactions increased by 24.47% \nto ZW$190.89 billion in July 2022, from \nZW$153.36 billion in June 2022. \n \n \nRESERVE BANK OF ZIMBABWE \n0.00%\n5.00%\n10.00%\n15.00%\n20.00%\n25.00%\n30.00%\n35.00%\nJun-21\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nFood\nNon-Food\nOverall\n -\n 500.0\n 1,000.0\n 1,500.0\n 2,000.0\n0\n200\n400\n600\n800\n1000\n1200\n1400\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nValue in ZW$ Billions\nVolume in Thousands\nVolume\nValue\n \n10 \n \nStatistical Tables \n \nMonetary Statistics \n 1. Depository Corporations Survey \n \n \n \n12 \n 2. Central Bank Survey \n \n \n \n \n \n \n13 \n \n3. Other Depository Corporations Survey \n \n \n \n \n14 \n Other Depository Corporations \n \n4.1 Assets \n \n \n \n \n \n \n \n15 \n 4.2 Liabilities \n \n \n \n \n \n \n \n16 \n Commercial Banks \n 5.1 Assets \n \n \n \n \n17 \n 5.2 Liabilities \n \n \n \n18 \n Building Societies \n 6.1 Assets \n \n \n \n \n \n \n19 \n 6.2 Liabilities \n \n \n \n \n \n20 \n Sectoral Analysis of Bank Loans and Advances and Deposits \n \n7.1 Sectoral Analysis of Commercial Banks Loans and Advances \n21 \n \n7.2 Sectoral Analysis of Commercial Banks Deposits \n \n \n22 \n Interest Rates \n \n8.1 Lending Rates \n \n \n \n \n \n \n \n23 \n \n8.2 Banks Deposit Rates \n \n \n \n \n \n \n24 \n \n Inflation \n \n9.1 Monthly Inflation \n \n \n \n \n \n \n25 \n \n9.2 Yearly Inflation \n \n \n \n \n \n \n \n26 \n \n External Statistics \n 11. Exchange Rates \n \n \n \n \n \n \n \n27 \n \n \n \n \n \n \n11 \n \nZimbabwe Stock Exchange \n 12. Zimbabwe Stock Market Statistics \n \n \n \n 28 \n \n National Payments System Statistics \n \n \n \n \n13.1 Values of Transactions \n \n \n \n \n 29 \n \n13.2 Volumes of Transactions \n \n \n \n \n 30 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n12 \n \n \n TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000)\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nNet Foreign Assets\n-290,181,081.59\n-301,865,260.30\n-305,499,835.09\n-324,477,572.55\n-370,161,253.86\n-361,298,424.39\n-440,559,292.65\n-471,346,132.81\n-543,454,309.01\n-607,806,554.74\n-1,139,041,286.30\n-1,440,376,428.47\n-1,799,900,028.55\nCentral Bank(net)\n-412,168,208.49\n-411,964,116.26\n-421,707,589.69\n-470,115,861.82\n-508,301,508.78\n-513,012,570.17\n-569,288,849.11\n-608,788,967.34\n-717,594,313.10\n-794,405,282.55\n-1,478,375,394.21\n-1,802,992,102.87\n-2,132,218,475.50\nForeign Assets\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\nForeign Liabilities\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\nOther Depository Corporations(net)\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\nForeign Assets\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\nForeign Liabilities\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\nNet Domestic Assets (NDA)\n620,837,934.22\n631,052,096.29\n670,098,627.13\n742,039,356.10\n808,077,271.24\n836,659,942.26\n910,997,169.52\n977,472,347.72 1,132,547,895.53 1,279,179,159.36\n2,110,584,970.23\n2,560,072,662.03\n3,007,213,667.92\nDomestic Claims\n186,187,386.15\n207,406,481.73\n225,085,581.53\n262,344,428.58\n291,811,266.12\n340,286,879.84\n332,913,297.54\n374,469,353.19\n425,899,133.67\n507,567,798.80\n671,650,524.63\n767,813,894.49\n911,956,758.63\nClaims on Central Government(net)\n31,250,109.35\n38,932,426.18\n42,462,267.46\n58,595,877.36\n61,571,905.79\n83,610,072.33\n59,994,722.44\n73,245,394.75\n79,099,806.11\n102,141,792.11\n115,763,515.83\n104,672,040.45\n130,502,205.15\nClaims on Central Government\n45,934,145.83\n55,528,235.16\n59,818,762.06\n75,251,019.59\n80,526,247.04\n98,427,828.73\n98,638,404.95\n108,304,664.41\n112,202,570.05\n128,369,548.84\n154,985,706.21\n180,922,921.25\n192,199,618.57\nCentral Bank\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\nODCs\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\nLess Liabilities to Central Government\n14,684,036.48\n16,595,808.98\n17,356,494.60\n16,655,142.23\n18,954,341.25\n14,817,756.40\n38,643,682.51\n35,059,269.66\n33,102,763.94\n26,227,756.73\n39,222,190.39\n76,250,880.80\n61,697,413.42\nCentral Bank\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\nODCs\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\nClaims on Other Sectors\n154,937,276.80\n168,474,055.55\n182,623,314.07\n203,748,551.22\n230,239,360.33\n256,676,807.51\n272,918,575.10\n301,223,958.44\n346,799,327.56\n405,426,006.70\n555,887,008.81\n663,141,854.04\n781,454,553.48\nOther Financial Corporations\n4,434,113.69\n4,734,034.05\n4,598,468.25\n4,840,748.10\n6,128,229.51\n9,710,262.81\n7,156,496.45\n7,232,833.43\n7,747,219.19\n8,597,004.25\n9,322,673.95\n10,177,451.55\n14,828,545.88\nState and Local Government\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\nPublic Non Financial Corporations\n10,556,580.34\n13,825,015.06\n17,770,427.55\n20,820,033.41\n22,393,447.91\n23,865,846.53\n21,803,605.08\n29,207,585.84\n26,468,620.27\n29,392,849.46\n56,904,036.69\n65,013,584.08\n85,546,713.45\nPrivate Sector\n139,872,825.71\n149,845,640.23\n160,186,851.44\n178,008,080.43\n201,639,254.74\n222,930,132.71\n243,793,080.38\n264,623,905.12\n312,329,173.83\n367,183,531.22\n489,371,296.07\n587,724,531.15\n680,729,618.39\nCentral Bank\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\nODCs\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\nOther Items(Net)\n-434,650,548.07 -423,645,614.57 -445,013,045.60 -479,694,927.52 -516,266,005.13 -496,373,062.42 -578,083,871.97 -603,002,994.53 -706,648,761.86 -771,611,360.55 -1,438,934,445.60\n-1,792,258,767.54\n-2,095,256,909.29\nShares and Other Equity\n-420,923,101.54\n-420,402,750.57\n-426,036,485.00\n-473,248,083.80\n-509,275,252.67\n-502,021,854.19\n-526,564,518.35\n-560,858,506.65\n-647,259,441.19\n-736,032,264.92\n-1,471,834,260.31\n-1,750,654,766.50\n-2,109,505,152.97\nLiabilities to Other Financial Corporations\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\nRestricted Deposits\n85,289.04\n2,097,859.91\n3,600,957.03\n6,496,099.45\n4,400,595.12\n6,915,475.67\n2,167,260.87\n2,173,882.06\n2,994,403.00\n4,012,319.51\n15,942,230.19\n17,330,528.77\n31,949,181.65\nDeposits and Securities Excluded from Base Money\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Items(net)\n-14,365,553.48\n-5,819,302.38\n-22,952,935.50\n-13,445,998.89\n-11,738,438.67\n-1,406,451.73\n-53,917,133.32\n-44,545,169.67\n-63,194,358.13\n-40,078,187.62\n16,635,808.50\n-59,279,741.20\n-19,040,030.90\nBroad Money-M3\n330,656,852.64\n329,186,835.99\n364,598,792.04\n417,561,783.55\n437,916,017.39\n475,361,517.87\n470,437,876.87\n506,126,214.91\n589,093,586.52\n671,372,604.62\n971,543,683.94\n1,119,696,233.56\n1,207,313,639.37\nSecurities Other than Shares Included in Broad Money\n1,523,179.12\n1,873,132.76\n3,191,934.31\n3,729,670.68\n4,007,812.73\n3,696,333.82\n3,685,330.94\n4,456,190.77\n4,510,894.76\n4,246,927.92\n6,165,343.44\n7,157,937.12\n8,137,874.02\nBroad Money-M2\n329,133,673.52\n327,313,703.23\n361,406,857.73\n413,832,112.87\n433,908,204.66\n471,665,184.05\n466,752,545.93\n501,670,024.14\n584,582,691.76\n667,125,676.69\n965,378,340.49\n1,112,538,296.45\n1,199,175,765.34\nOther Deposits\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\nNarrow Money-M1\n306,098,411.06\n300,262,147.56\n335,026,202.48\n385,927,355.64\n400,698,387.01\n434,262,220.25\n427,464,720.85\n454,155,285.76\n530,433,488.84\n614,481,640.63\n895,379,518.67\n1,031,647,432.84\n1,104,973,664.87\nTransferable Deposits\n303,724,801.01\n297,965,557.69\n333,108,841.78\n383,724,566.36\n398,514,604.13\n431,948,432.28\n425,262,736.08\n451,539,424.76\n527,204,673.89\n610,992,302.31\n892,270,006.18\n1,028,183,547.50\n1,100,888,777.34\n Of which Foreign Currency Accounts\n141,174,811.64\n133,774,214.78\n151,057,377.09\n179,312,075.75\n181,547,992.63\n210,704,070.51\n197,684,662.27\n225,776,364.73\n275,166,409.09\n302,163,673.09\n559,139,763.68\n657,889,184.94\n688,836,308.19\nCurrency Outside Depository Corporations\n2,373,610.05\n2,296,589.87\n1,917,360.70\n2,202,789.29\n2,183,782.87\n2,313,787.98\n2,201,984.76\n2,615,861.00\n3,228,814.95\n3,489,338.32\n3,109,512.49\n3,463,885.34\n4,084,887.53\nMemorandum Items\nReserve Money\n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\nFCAs as a Percentage of Deposits in M3\n43.0%\n40.9%\n41.7%\n43.2%\n41.7%\n44.5%\n42.2%\n44.8%\n47.0%\n45.2%\n57.7%\n58.9%\n57.2%\nEnd Period Exchange Rate\n85.64\n86.06\n87.67\n97.14\n105.67\n108.67\n115.42\n124.02\n142.42\n159.35\n301.50\n370.96\n443.88\nSource: Reserve Bank of Zimbabwe, 2022\nNotes:\n(i) Depository corporations survey - formerly Monetary Survey.\n(ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money.\n(iii) Transferable deposits made up of demand and savings deposits.\n(iv) NCDs are also referred to as securities included in broad money.\n(v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits.\n(vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities)\n(vii) Depository corporations made up of the Central Bank and other depository corporations\n(viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB.\n(ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank\n(x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank \n(xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money\n(xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019\n \n \n \n13 \n \n \n \nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nNet Foreign Assets\n-412,168,208.49 -411,964,116.26 -421,707,589.69 -470,115,861.82 -508,301,508.78 -513,012,570.17 -569,288,849.11 -608,788,967.34 -717,594,313.10 -794,405,282.55 -1,478,375,394.21 -1,802,992,102.87 -2,132,218,475.50\nClaims on Non Residents\n21,826,441.05\n106,247,419.80\n103,693,307.78\n112,328,386.14\n121,543,899.79\n134,462,902.43\n109,944,109.47\n122,234,641.17\n141,438,330.50\n158,513,090.57\n295,543,148.83\n378,268,469.49\n460,906,552.27\nOfficial Reserves Assets\n11,141,648.17\n95,273,718.45\n91,410,691.55\n98,733,481.46\n106,788,388.55\n113,865,495.69\n88,142,478.36\n98,842,512.26\n111,766,758.89\n124,451,895.50\n233,057,350.27\n280,735,044.65\n350,631,779.92\nOther Foreign Assets\n10,684,792.88\n10,973,701.35\n12,282,616.24\n13,594,904.67\n14,755,511.24\n20,597,406.74\n21,801,631.11\n23,392,128.91\n29,671,571.60\n34,061,195.07\n62,485,798.57\n97,533,424.84\n110,274,772.35\nLess Liabilities to Non Residents\n433,994,649.54\n518,211,536.06\n525,400,897.47\n582,444,247.96\n629,845,408.57\n647,475,472.60\n679,232,958.58\n731,023,608.52\n859,032,643.60\n952,918,373.12\n1,773,918,543.05\n2,181,260,572.36\n2,593,125,027.77\nShort Term Liabilities\n215,528,229.57\n219,582,935.92\n224,780,986.78\n250,088,131.95\n270,427,009.64\n276,458,350.87\n288,043,621.76\n314,055,031.14\n380,818,044.00\n425,900,083.60\n785,737,559.16\n951,983,480.17\n1,127,013,639.61\nOther Foreign Liabilities*\n218,466,419.97\n298,628,600.14\n300,619,910.70\n332,356,116.01\n359,418,398.93\n371,017,121.73\n391,189,336.81\n416,968,577.38\n478,214,599.59\n527,018,289.52\n988,180,983.89\n1,229,277,092.19\n1,466,111,388.17\n of which blocked funds\n175,855,465.58\n173,053,746.34\n173,544,785.11\n191,359,585.62\n207,901,480.94\n215,193,860.69\n226,575,523.87\n239,652,643.98\n276,151,105.21\n306,560,929.76\n570,884,144.99\n716,116,832.50\n852,249,186.55\nNet Domestic Assets (NDA)\n437,112,930.85\n440,459,231.26\n447,950,487.22\n494,471,680.62\n536,486,587.36\n538,956,830.20\n595,796,383.98\n636,602,481.08\n745,479,564.79\n823,635,174.38\n1,507,595,691.24\n1,836,540,085.80\n2,167,740,219.40\nDomestic Claims\n25,193,941.68\n27,281,606.24\n29,006,431.90\n40,400,891.34\n41,254,735.58\n70,963,422.00\n45,764,983.60\n56,431,583.21\n59,280,671.72\n73,729,321.44\n98,948,909.09\n86,265,289.61\n121,100,451.59\nNet Claims on Central Government\n13,122,877.88\n12,099,897.36\n9,757,732.78\n17,950,931.38\n17,031,705.25\n46,157,622.65\n23,759,754.43\n28,391,009.15\n33,843,987.33\n45,816,276.90\n52,202,949.03\n27,947,066.17\n48,255,875.52\nClaims on Central Government\n22,756,201.65\n22,783,534.64\n23,601,353.60\n31,443,314.61\n33,086,870.64\n56,954,683.52\n58,376,473.14\n59,042,533.92\n61,616,251.17\n64,387,188.48\n84,007,587.20\n93,971,712.93\n100,589,783.20\nOf which: Securities Other than Shares\n5,803,706.31\n5,778,201.73\n5,767,697.15\n5,748,064.63\n5,737,560.05\n5,725,696.74\n5,709,408.86\n5,698,904.28\n5,628,648.40\n5,618,143.81\n5,618,143.81\n5,618,143.81\n11,099,253.33\nLoans\n16,952,495.34\n17,005,332.91\n17,833,656.45\n25,695,249.98\n27,349,310.60\n51,228,986.78\n52,667,064.29\n53,343,629.64\n55,987,602.77\n58,769,044.66\n78,389,443.38\n88,353,569.12\n89,490,529.87\n Loans and Advances\n12,945,598.08\n12,997,746.30\n13,884,037.90\n15,157,333.07\n16,805,093.22\n17,897,368.08\n19,335,445.61\n19,998,243.11\n22,642,216.24\n25,423,658.13\n45,044,056.85\n55,008,182.59\n56,145,143.34\nAmounts Due from Gvt including SDR Draw\n395,331.42\n396,020.77\n338,052.70\n6,926,351.06\n6,932,651.53\n29,720,052.86\n29,720,052.83\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n29,733,820.69\n Export Incentives\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\n3,611,565.85\nLess Liabilities to Central Government\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\nOf which: Deposits\n9,633,323.77\n10,683,637.28\n13,843,620.82\n13,492,383.23\n16,055,165.40\n10,797,060.87\n34,616,718.72\n30,651,524.77\n27,772,263.84\n18,570,911.58\n31,804,638.17\n66,024,646.77\n52,333,907.68\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n12,071,063.80\n15,181,708.88\n19,248,699.12\n22,449,959.96\n24,223,030.33\n24,805,799.35\n22,005,229.17\n28,040,574.06\n25,436,684.39\n27,913,044.54\n46,745,960.06\n58,318,223.45\n72,844,576.07\nOther Financial Corporations\n1,600,109.77\n1,616,633.50\n1,675,284.36\n1,710,457.33\n1,936,149.98\n1,940,319.92\n1,979,866.38\n1,974,819.36\n2,314,886.09\n2,401,359.00\n2,324,560.64\n2,384,730.70\n3,057,198.60\nState and Local Government\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nPublic Non Financial Corporations\n8,914,695.01\n11,902,013.06\n15,872,466.74\n18,948,074.45\n20,323,891.94\n20,881,242.71\n17,988,080.01\n23,840,423.94\n20,227,681.72\n22,534,788.28\n40,555,239.89\n50,471,009.86\n62,636,165.37\nPrivate Sector\n1,556,259.01\n1,663,062.31\n1,700,948.01\n1,791,428.18\n1,962,988.42\n1,984,236.72\n2,037,282.78\n2,225,330.75\n2,894,116.58\n2,976,897.26\n3,866,159.54\n5,462,482.88\n7,151,212.10\nClaims on Other Depository Corporations\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\nOf which: Loans\n3,478,459.37\n3,525,244.71\n3,296,141.91\n3,969,162.49\n4,856,091.33\n4,919,969.82\n5,611,159.51\n5,710,038.84\n10,763,971.69\n11,883,261.39\n7,158,720.77\n9,947,986.79\n11,136,478.88\nOther Liabilities to ODCs\n90,755,541.83\n61,697,091.96\n61,027,807.98\n75,694,008.33\n84,609,743.32\n108,149,998.58\n92,445,342.97\n98,771,358.77\n116,286,172.05\n137,938,275.04\n213,473,187.99\n234,624,636.96\n352,778,125.95\nOf which: Aftrades Balances\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n Securities\n46,605,622.19\n40,728,575.10\n41,191,755.29\n51,891,284.90\n53,851,878.52\n72,821,158.38\n55,087,092.35\n61,186,545.74\n73,725,582.36\n89,206,766.33\n136,605,367.17\n87,602,175.66\n162,206,231.00\nOther Items(Net)\n-499,196,071.64 -471,349,472.27 -476,675,721.39 -525,795,635.11 -574,985,503.78 -571,223,436.96 -636,865,583.85 -673,232,217.80 -791,721,093.43 -875,960,866.59 -1,614,961,249.38 -1,974,951,446.35 -2,388,281,414.87\nShares and Other Equity\n-488,981,304.19\n-491,527,426.67\n-501,914,984.05\n-555,638,121.13\n-604,000,281.44\n-620,887,582.17\n-657,568,133.29\n-700,269,272.95\n-804,754,190.04\n-896,652,942.69\n-1,694,545,332.44\n-2,081,541,626.90\n-2,495,937,680.26\nOther Items(Net)\n-10,996,966.63\n17,593,977.36\n20,921,508.79\n23,131,653.99\n23,458,496.35\n41,146,119.65\n18,270,195.89\n24,793,374.40\n8,861,949.04\n14,428,570.19\n62,648,230.22\n89,106,052.63\n71,183,746.71\nLiabilities to Other Resident Sectors\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nDeposits and Securities Excluded from Base Mon\n782,199.17\n2,583,977.04\n4,317,753.87\n6,710,832.03\n5,556,281.32\n8,518,025.55\n2,432,353.55\n2,243,680.76\n4,171,147.57\n6,263,505.92\n16,935,852.85\n17,484,127.93\n36,472,518.68\nMonetary Base Incl. foreign currency clearing balances\nMonetary Base \n24,944,722.36\n28,495,115.00\n26,242,897.53\n24,355,818.80\n28,185,078.58\n25,944,260.02\n26,507,534.88\n27,813,513.74\n27,885,251.69\n29,229,891.83\n29,220,297.03\n33,547,982.93\n35,521,743.90\nBond Coins\n99,710.17\n99,710.20\n99,710.12\n99,710.10\n99,710.13\n99,710.16\n99,710.20\n99,710.26\n99,710.34\n99,710.39\n99,710.43\n99,710.48\n99,710.54\nBond Notes\n4,413,772.03\n4,650,584.97\n4,671,398.41\n4,714,194.39\n4,805,542.45\n5,052,397.24\n4,993,493.48\n5,093,893.85\n5,240,635.11\n6,014,484.37\n6,165,661.88\n6,165,333.25\n6,412,784.04\nLiabilities to ODCs\n20,431,240.16\n23,744,819.84\n21,471,789.00\n19,541,914.31\n23,279,826.00\n20,792,152.63\n21,414,331.20\n22,619,909.63\n22,544,906.25\n23,115,697.08\n22,954,924.72\n27,282,939.21\n29,009,249.32\n Reserve Deposits\n7,862,360.46\n8,219,597.38\n9,255,653.80\n9,541,310.72\n18,709,286.01\n19,781,787.64\n20,405,761.19\n20,827,919.34\n21,544,621.25\n23,011,606.47\n22,855,505.72\n27,182,574.21\n28,909,888.55\n Exess reserves \n12,568,879.69\n15,525,222.46\n12,216,135.19\n10,000,603.59\n4,570,539.99\n1,010,364.99\n1,008,570.00\n1,791,990.29\n1,000,284.99\n104,090.61\n99,419.00\n100,364.99\n99,360.78\nPrivate Deposits\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nSource: Reserve Bank of Zimbabwe,2022\n NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government.\nTABLE 2: CENTRAL BANK SURVEY ($'000)\n \n \n \n14 \n \n \n \n \n \n TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000)\nJul-21\nAug-21\nSep-21\nOct-21\nNov-21\nDec-21\nJan-22\nFeb-22\nMar-22\nApr-22\nMay-22\nJun-22\nJul-22\nNet Foreign Assets\n121,987,126.91\n110,098,855.96\n116,207,754.60\n145,638,289.27\n138,140,254.92\n151,714,145.79\n128,729,556.46\n137,442,834.53\n174,140,004.09\n186,598,727.81\n339,334,107.92\n362,615,674.40\n332,318,446.95\nClaims on Non Residents\n138,070,452.02\n129,258,797.35\n132,491,806.64\n167,213,200.68\n157,654,795.78\n175,421,218.57\n154,189,107.72\n168,007,189.86\n208,203,548.17\n225,189,855.37\n412,863,198.66\n445,895,292.17\n432,930,547.04\nOf Which: Foreign Currency\n30,509,126.94\n32,270,386.66\n38,500,097.41\n50,074,676.36\n53,424,260.93\n50,030,986.41\n53,378,295.56\n62,064,505.14\n76,544,189.30\n74,716,879.90\n142,118,888.84\n138,347,101.06\n159,024,593.55\nDeposits\n107,347,245.84\n96,773,959.39\n93,731,294.28\n116,746,591.30\n103,820,731.58\n125,043,551.30\n100,442,493.68\n105,505,734.50\n131,168,592.72\n149,819,045.33\n269,570,369.89\n305,551,872.73\n271,679,250.85\nOther\n214,079.24\n214,451.29\n260,414.95\n391,933.02\n409,803.27\n346,680.86\n368,318.48\n436,950.21\n490,766.14\n653,930.14\n1,173,939.93\n1,996,318.38\n2,226,702.64\nLess Liabilities to Non Residents\n16,083,325.11\n19,159,941.39\n16,284,052.04\n21,574,911.41\n19,514,540.86\n23,707,072.78\n25,459,551.26\n30,564,355.32\n34,063,544.08\n38,591,127.56\n73,529,090.74\n83,279,617.76\n100,612,100.09\nOf Which: Deposits\n3,965,803.90\n6,985,643.39\n4,034,436.70\n7,964,589.56\n7,991,662.41\n11,564,286.23\n12,879,965.61\n16,242,284.31\n18,274,727.25\n20,748,904.55\n40,784,068.98\n50,378,763.77\n58,733,325.78\nLoans\n12,117,521.21\n12,174,298.00\n12,249,615.34\n13,610,321.85\n11,522,878.45\n12,142,786.55\n12,579,585.65\n14,322,071.01\n15,788,816.82\n17,842,223.01\n32,745,021.76\n32,900,853.99\n41,878,774.31\nOther\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nNet Domestic Assets (NDA)\n205,599,205.54\n216,305,273.04\n245,756,879.91\n269,505,972.41\n296,436,293.39\n319,731,034.22\n339,241,242.96\n365,997,720.68\n410,548,022.91\n479,033,352.08\n628,106,440.87\n753,463,074.66\n866,386,967.85\nDomestic Claims\n160,993,444.47\n180,124,875.49\n196,079,149.63\n221,943,537.24\n250,556,530.54\n269,323,457.84\n287,148,313.94\n318,037,769.98\n366,618,461.95\n433,838,477.37\n572,701,615.54\n681,548,604.87\n790,856,307.03\nNet Claims on Central Government\n18,127,231.47\n26,832,528.82\n32,704,534.68\n40,644,945.98\n44,540,200.54\n37,452,449.68\n36,234,968.02\n44,854,385.60\n45,255,818.78\n56,325,515.21\n63,560,566.80\n76,724,974.28\n82,246,329.63\nClaims on Central Government\n23,177,944.18\n32,744,700.51\n36,217,408.46\n43,807,704.98\n47,439,376.40\n41,473,145.20\n40,261,931.81\n49,262,130.49\n50,586,318.88\n63,982,360.36\n70,978,119.01\n86,951,208.31\n91,609,835.37\nSecurities\n23,160,619.26\n32,722,213.67\n36,196,334.62\n43,786,500.90\n47,418,135.58\n41,452,052.93\n40,241,600.55\n49,241,790.83\n50,566,914.20\n63,944,817.59\n70,936,834.65\n86,890,010.11\n91,509,184.64\nLoans\n17,324.92\n22,486.84\n21,073.85\n21,204.08\n21,240.82\n21,092.28\n20,331.26\n20,339.66\n19,404.68\n37,542.77\n41,284.36\n61,198.20\n100,650.73\nOther \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \n-\n \nLess Liabilities to Central Government\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\nOf which: Deposits\n5,050,712.71\n5,912,171.70\n3,512,873.79\n3,162,759.00\n2,899,175.85\n4,020,695.53\n4,026,963.79\n4,407,744.89\n5,330,500.10\n7,656,845.15\n7,417,552.22\n10,226,234.03\n9,363,505.74\nOther \n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nClaims on Other Sectors\n142,866,213.00\n153,292,346.67\n163,374,614.95\n181,298,591.25\n206,016,330.00\n231,871,008.16\n250,913,345.93\n273,183,384.38\n321,362,643.17\n377,512,962.15\n509,141,048.74\n604,823,630.59\n708,609,977.40\nOther Financial Corporations\n2,834,003.91\n3,117,400.54\n2,923,183.89\n3,130,290.76\n4,192,079.54\n7,769,942.90\n5,176,630.07\n5,258,014.07\n5,432,333.10\n6,195,645.25\n6,998,113.31\n7,792,720.84\n11,771,347.28\nState and Local Government\n73,757.06\n69,366.22\n67,566.82\n79,689.27\n78,428.17\n170,565.46\n165,393.19\n159,634.04\n254,314.27\n252,621.77\n289,002.10\n226,287.26\n349,675.75\nPublic Non Financial Corporations\n1,641,885.33\n1,923,001.99\n1,897,960.80\n1,871,958.96\n2,069,555.97\n2,984,603.82\n3,815,525.07\n5,367,161.90\n6,240,938.55\n6,858,061.18\n16,348,796.81\n14,542,574.22\n22,910,548.08\nPrivate Sector\n138,316,566.70\n148,182,577.92\n158,485,903.44\n176,216,652.26\n199,676,266.32\n220,945,895.99\n241,755,797.60\n262,398,574.37\n309,435,057.25\n364,206,633.96\n485,505,136.53\n582,262,048.27\n673,578,406.29\nClaims on the Central Bank\n107,123,354.33\n95,651,746.77\n103,849,755.97\n110,620,327.00\n110,503,175.07\n121,289,617.10\n119,546,045.14\n125,057,527.45\n145,073,995.32\n163,091,388.64\n239,321,897.04\n269,492,980.99\n318,260,082.09\nCurrency\n2,139,872.15\n2,453,705.30\n2,853,747.83\n2,611,115.20\n2,721,469.71\n2,838,319.42\n2,891,218.92\n2,577,743.10\n2,111,530.50\n2,624,856.44\n3,155,859.82\n2,801,158.38\n2,427,607.04\nReserves\n104,983,482.18\n93,198,041.47\n100,996,008.14\n108,009,211.79\n107,781,705.36\n118,451,297.69\n116,654,826.22\n122,479,784.35\n142,962,464.82\n160,466,532.20\n236,166,037.22\n266,691,822.61\n315,832,475.04\nSecurities\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nOther Claims\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\n0.00\nLiabilities to the Central Bank\n706,879.99\n1,023,363.18\n1,453,072.21\n1,095,299.01\n2,726,544.67\n2,808,102.91\n2,688,568.50\n2,120,361.21\n2,137,854.54\n2,173,014.02\n2,383,304.12\n2,898,518.67\n2,814,941.97\nOther Items(Net)\n61,810,713.27\n58,447,986.04\n52,718,953.48\n61,962,592.81\n61,896,867.55\n68,073,937.82\n64,764,547.62\n74,977,215.54\n99,006,579.83\n115,723,499.90\n181,533,767.59\n194,679,992.54\n239,914,479.29\nShares and Other Equity\n68,058,202.65\n71,124,676.10\n75,878,499.05\n82,390,037.34\n94,725,028.77\n118,865,727.97\n131,003,614.94\n139,410,766.30\n157,494,748.85\n160,620,677.78\n222,711,072.13\n330,886,860.40\n386,432,527.29\nLiabilities to other ressident sectors\n552,817.90\n478,578.47\n375,417.86\n503,055.71\n347,091.09\n139,767.85\n230,518.83\n226,799.73\n810,634.46\n486,772.48\n321,776.02\n345,211.38\n1,339,092.93\nOther Items(Net)\n-6,800,307.28\n-13,155,268.53\n-23,534,963.43\n-20,930,500.24\n-33,175,252.31\n-50,931,558.00\n-66,469,586.15\n-64,660,350.49\n-59,298,803.48\n-45,383,950.36\n-41,499,080.56\n-136,552,079.25\n-147,857,140.93\nDeposits and Securities Included in Broad Money\n327,586,332.45\n326,404,128.99\n361,964,634.51\n415,144,261.68\n434,576,548.31\n471,445,180.01\n467,970,799.42\n503,440,555.21\n584,688,027.00\n665,632,079.89\n967,440,548.79\n1,116,078,749.06\n1,198,705,414.81\nDeposits Included in Broad Money\n326,063,153.33\n \n324,530,996.23\n \n358,772,700.20\n \n411,414,591.01\n \n430,568,735.58\n \n467,748,846.19\n \n464,285,468.48\n \n498,984,364.44\n \n580,177,132.24\n \n661,385,151.97\n \n961,275,205.35\n \n1,108,920,811.95\n \n1,190,567,540.78\n \nTransferable Deposits\n303,027,890.88\n \n297,479,440.56\n \n332,392,044.95\n \n383,509,833.78\n \n397,358,917.93\n \n430,345,882.39\n \n424,997,643.40\n \n451,469,626.06\n \n526,027,929.32\n \n608,741,115.91\n \n891,276,383.52\n \n1,028,029,948.34\n \n1,096,365,440.31\n \n of which FCAs\n141,156,359.97\n \n133,760,212.96\n \n151,047,925.52\n \n179,306,272.75\n \n181,546,290.69\n \n210,688,453.17\n \n197,673,919.07\n \n225,769,411.82\n \n275,160,384.59\n \n301,286,745.34\n \n558,605,268.37\n \n657,871,279.96\n \n688,801,163.42\n \nOther Deposits\n23,035,262.46\n27,051,555.67\n26,380,655.25\n27,904,757.23\n33,209,817.65\n37,402,963.80\n39,287,825.08\n47,514,738.37\n54,149,202.92\n52,644,036.06\n69,998,821.83\n80,890,863.60\n94,202,100.47\nMoney Market Instruments\n1,523,179.12\n \n1,873,132.76\n \n3,191,934.31\n \n3,729,670.68\n \n4,007,812.73\n \n3,696,333.82\n \n3,685,330.94\n \n4,456,190.77\n \n4,510,894.76\n \n4,246,927.92\n \n6,165,343.44\n \n7,157,937.12\n \n8,137,874.02\n \nSource:Reserve Bank of Zimbabwe,2022\n \n \n \n \n15 \n \n \nForeign\nTOTAL\nEnd of\nNotes\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nOther \n Notes &\nCoin\nwith\nOther Depository \nwith\non\n1\nLocal \nGovernemt\nOther2\nGovernment\nLocal \nPublic \n Institutional \nOther cliams\nContigent Assets\nOther Assets\nNon Financial \nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\nGovernment\nEnterprises\nUnits\nAssets\n2018\nJan\n23.4\n \n66.9\n \n2,528.5\n \n291.2\n \n111.9\n \n81.9\n2,336.0\n34.5\n23.5\n65.9\n26.3\n20.6\n155.3\n3,461.2\n74.6\n501.0\n457.8\n700.8\n10,961.1\nFeb\n20.0\n \n46.8\n \n2,516.8\n \n347.6\n \n114.2\n \n96.2\n2,313.4\n33.5\n23.5\n66.1\n24.3\n21.1\n145.4\n3,527.1\n22.2\n507.8\n434.5\n697.8\n10,958.3\nMar\n16.7\n \n57.9\n \n2,457.7\n \n312.8\n \n139.2\n \n99.5\n2,434.8\n32.8\n23.5\n66.7\n19.2\n15.9\n127.5\n3,637.8\n24.2\n504.1\n487.4\n710.3\n11,168.1\nApr\n14.9\n \n61.9\n \n2,423.5\n \n337.0\n \n120.8\n \n78.5\n2,558.9\n32.0\n24.7\n67.0\n13.4\n20.9\n121.2\n3,674.0\n22.1\n532.0\n459.2\n715.7\n11,277.5\nMay\n14.2\n \n71.7\n \n2,543.0\n \n477.8\n \n138.6\n \n85.7\n2,814.9\n30.9\n25.0\n66.9\n8.4\n20.9\n134.4\n3,740.3\n12.0\n458.9\n457.2\n718.2\n11,819.1\nJun\n9.0\n \n58.5\n \n3,081.0\n \n509.8\n \n120.0\n \n84.1\n2,865.3\n30.1\n26.2\n66.5\n7.4\n19.4\n196.4\n3,829.3\n38.6\n551.4\n448.1\n730.7\n12,671.8\nJul\n20.6\n \n61.9\n \n3,450.6\n \n466.4\n \n111.6\n \n95.4\n3,291.4\n33.3\n0.0\n67.5\n4.5\n21.0\n182.0\n3,500.6\n153.9\n611.4\n472.5\n732.0\n13,276.5\nAug\n23.1\n \n72.3\n \n3,475.7\n \n377.8\n \n105.3\n \n66.3\n3,362.8\n32.2\n0.0\n67.3\n7.1\n20.6\n186.7\n3,585.1\n102.0\n647.7\n489.9\n736.1\n13,358.0\nSep\n18.2\n \n61.5\n \n3,781.6\n \n398.1\n \n159.1\n \n78.0\n3,145.7\n31.2\n45.2\n68.1\n5.4\n20.4\n212.2\n3,734.2\n119.7\n637.4\n527.8\n742.6\n13,786.4\nOct\n39.9\n \n70.4\n \n3,771.3\n \n368.3\n \n185.5\n \n51.4\n3,105.9\n30.2\n45.2\n68.4\n4.6\n9.4\n188.8\n3,838.0\n132.0\n647.5\n537.8\n743.0\n13,837.7\nNov\n30.6\n \n84.6\n \n3,696.3\n \n300.6\n \n209.8\n \n63.9\n3,172.9\n28.9\n45.2\n68.7\n7.0\n8.1\n217.7\n3,813.2\n141.9\n633.2\n581.9\n742.4\n13,846.8\nDec\n20.5\n \n94.5\n \n3,949.5\n \n439.6\n \n235.5\n \n74.8\n3,044.1\n28.0\n43.4\n69.2\n6.2\n9.2\n204.3\n3,870.5\n151.2\n573.8\n612.5\n812.4\n14,239.0\n2019\nJan\n49.0\n \n113.4\n \n3,901.0\n \n401.9\n \n261.6\n \n46.1\n3,038.3\n27.3\n94.6\n68.7\n4.4\n8.1\n189.2\n3,773.5\n109.1\n517.2\n592.3\n827.7\n14,023.5\nFeb\n59.7\n \n256.8\n \n3,764.8\n \n357.1\n \n570.4\n \n205.7\n3,076.4\n26.5\n60.5\n2.0\n5.8\n7.7\n208.3\n3,991.5\n100.5\n490.7\n669.1\n880.0\n14,733.6\nMar\n62.5\n \n263.2\n \n3,891.0\n \n432.9\n \n739.3\n \n55.1\n3,028.8\n25.5\n61.5\n4.5\n4.3\n9.5\n340.7\n3,845.0\n129.0\n523.7\n954.5\n1,205.2\n15,576.2\nApr\n45.2\n \n363.5\n \n4,153.9\n \n578.9\n \n1,031.9\n \n91.7\n2,921.3\n25.0\n61.8\n4.0\n4.0\n9.6\n407.8\n3,899.7\n131.9\n620.5\n1,135.4\n1,304.8\n16,790.9\nMay\n98.7\n \n484.2\n \n4,089.2\n \n694.1\n \n1,890.1\n \n154.1\n2,912.7\n23.9\n62.1\n4.2\n3.9\n9.4\n636.8\n4,303.9\n144.3\n910.1\n2,031.0\n1,532.3\n19,985.1\nJun\n126.3\n \n882.2\n \n4,518.6\n \n560.2\n \n2,383.0\n \n538.9\n2,918.5\n22.6\n63.1\n6.6\n3.9\n8.7\n929.4\n5,011.5\n163.0\n1,606.5\n1,621.9\n2,120.4\n23,485.3\nJul\n232.4\n \n968.8\n \n5,605.6\n \n370.4\n \n3,738.0\n \n801.9\n2,962.9\n22.2\n103.4\n5.5\n2.2\n9.0\n164.6\n5,364.7\n228.7\n1,587.7\n2,124.1\n2,345.3\n26,637.3\nAug\n184.4\n \n1,150.4\n \n7,956.5\n \n527.8\n \n3,904.2\n \n1,050.7\n3,409.1\n21.5\n103.9\n6.8\n1.0\n9.2\n212.5\n5,764.9\n263.2\n2,614.6\n2,149.5\n2,623.2\n31,953.4\nSep\n124.5\n \n2,108.5\n \n9,128.1\n \n874.0\n \n5,678.3\n \n1,575.7\n3,577.4\n20.9\n27.0\n6.5\n1.4\n9.4\n187.5\n6,456.9\n389.5\n3,707.8\n3,665.5\n3,549.9\n41,088.9\nOct\n144.3\n \n1,906.0\n \n11,613.0\n \n2,511.0\n \n7,644.9\n \n907.0\n3,749.0\n20.2\n27.1\n5.3\n1.1\n7.9\n254.8\n7,393.9\n400.9\n4,081.1\n2,230.5\n3,580.5\n46,478.4\nNov\n128.8\n \n2,243.1\n \n11,417.7\n \n2,236.3\n \n8,417.4\n \n940.7\n4,150.2\n19.6\n27.1\n11.8\n1.4\n8.7\n248.8\n9,260.2\n442.8\n3,148.3\n2,272.9\n4,208.0\n49,183.9\nDec\n169.8\n \n2,526.2\n \n13,994.1\n \n1,254.7\n \n8,415.7\n \n1,984.1\n4,090.0\n18.2\n24.7\n20.7\n1.3\n8.1\n268.6\n10,562.1\n556.7\n4,867.7\n3,517.6\n8,485.9\n60,766.3\n2020\nJan\n183.4\n \n3,176.6\n \n13,217.3\n \n1,073.2\n \n8,142.0\n \n1,811.4\n4,372.4\n20.1\n125.5\n15.0\n5.1\n12.2\n326.1\n12,115.8\n946.9\n2,965.9\n4,191.6\n9,691.7\n62,392.3\nFeb\n267.1\n \n3,136.4\n \n13,817.0\n \n1,504.5\n \n8,642.5\n \n1,532.9\n4,293.1\n20.1\n117.4\n15.5\n5.1\n11.6\n329.5\n13,632.6\n973.7\n5,441.7\n12,758.8\n10,338.7\n76,838.2\nMar\n263.6\n \n3,607.6\n \n16,167.1\n \n2,214.4\n \n12,681.9\n \n2,497.5\n4,775.6\n19.2\n0.1\n20.8\n4.4\n11.4\n765.8\n16,323.6\n1,103.1\n7,917.3\n7,042.4\n11,309.5\n86,725.4\nApr\n298.5\n \n3,642.9\n \n17,926.4\n \n1,523.3\n \n13,697.1\n \n3,056.3\n4,716.9\n18.1\n0.1\n18.4\n4.5\n9.7\n834.7\n17,280.6\n1,104.9\n7,642.8\n8,200.2\n11,988.1\n91,963.5\nMay\n330.0\n \n3,581.8\n \n21,376.4\n \n1,749.6\n \n15,757.4\n \n3,130.4\n4,579.1\n17.0\n0.1\n45.8\n4.5\n9.6\n768.0\n20,291.6\n1,280.4\n7,042.0\n8,823.5\n12,139.9\n100,927.2\nJun\n606.6\n \n9,584.7\n \n29,457.9\n \n3,974.7\n \n35,786.5\n \n7,527.5\n6,264.7\n13.8\n0.1\n90.1\n4.3\n9.4\n2,010.8\n30,567.5\n2,011.1\n24,299.3\n17,433.0\n23,843.0\n193,485.0\nJul\n690.8\n \n18,357.0\n \n54,139.7\n \n5,578.7\n \n42,159.7\n \n11,399.9\n6,760.1\n13.4\n0.0\n74.6\n4.3\n12.6\n1,025.8\n36,840.5\n3,070.4\n28,551.1\n14,418.6\n24,902.0\n247,999.1\nAug\n975.1\n \n28,776.0\n \n54,868.5\n \n4,623.1\n \n41,100.2\n \n14,219.2\n6,883.5\n13.1\n0.0\n39.1\n14.0\n14.7\n1,046.3\n43,502.9\n3,130.9\n25,354.6\n14,240.7\n26,391.3\n265,193.4\nSep\n1,084.2\n \n30,217.6\n \n56,679.6\n \n4,426.6\n \n39,530.8\n \n14,126.8\n6,676.2\n12.9\n0.0\n107.8\n9.6\n22.3\n1,050.4\n45,297.5\n3,822.4\n28,289.4\n20,662.0\n27,055.5\n279,071.4\nOct\n1,064.2\n \n32,235.0\n \n66,948.5\n \n4,457.3\n \n40,092.7\n \n13,530.7\n8,068.2\n12.3\n20.1\n222.0\n17.6\n22.2\n1,019.0\n53,116.5\n3,869.6\n29,764.7\n19,044.4\n27,327.7\n300,832.8\nNov\n1,063.6\n \n34,673.9\n \n73,237.2\n \n4,211.3\n \n41,173.6\n \n14,134.7\n8,961.5\n11.6\n0.0\n268.2\n20.0\n16.8\n1,269.9\n60,179.7\n3,678.7\n29,821.2\n19,694.9\n27,426.0\n319,842.9\nDec\n1,177.8\n \n39,886.8\n \n76,076.5\n \n5,771.7\n \n38,623.2\n \n10,803.6\n12,072.8\n11.2\n0.0\n252.2\n23.3\n26.8\n1,269.0\n69,691.0\n4,566.9\n29,608.0\n15,822.0\n36,808.1\n342,490.8\n2021\nJan\n1,483.3\n \n42,733.9\n \n77,994.4\n \n13,109.2\n \n40,071.8\n \n10,922.0\n10,322.7\n10.2\n0.0\n212.4\n16.7\n18.0\n1,264.3\n77,984.0\n5,315.2\n25,036.2\n15,951.2\n41,028.5\n363,474.0\nFeb\n1,735.4\n \n41,180.7\n \n76,140.3\n \n17,748.1\n \n39,141.4\n \n6,341.4\n15,612.1\n9.2\n0.0\n238.0\n24.1\n22.7\n1,493.7\n84,845.3\n5,413.6\n28,339.2\n19,441.2\n42,761.3\n380,487.7\nMar\n1,457.1\n \n40,953.3\n \n83,032.1\n \n6,945.5\n \n42,516.8\n \n8,733.6\n17,602.7\n8.4\n19.2\n449.7\n15.2\n21.7\n1,400.3\n90,291.7\n4,912.2\n32,908.1\n22,849.5\n40,104.9\n394,221.9\nApr\n1,699.7\n \n40,964.4\n \n85,330.2\n \n6,844.8\n \n49,733.4\n \n7,679.0\n19,384.3\n7.7\n19.2\n571.8\n19.9\n12.7\n1,336.7\n104,118.1\n5,432.6\n34,537.9\n25,207.8\n41,034.6\n423,934.8\nMay\n1,906.1\n \n30,579.1\n \n94,330.9\n \n7,907.2\n \n63,644.8\n \n11,582.4\n19,197.1\n7.0\n152.7\n611.0\n21.8\n16.6\n1,263.7\n111,185.7\n5,063.0\n35,592.3\n24,975.4\n40,256.6\n448,293.6\nJun\n1,702.8\n \n30,255.6\n \n75,795.2\n \n25,605.9\n \n72,780.6\n \n17,601.3\n17,610.8\n6.5\n19.5\n1,385.2\n17.9\n77.8\n1,511.9\n125,592.3\n5,203.8\n26,856.5\n29,616.4\n42,418.7\n474,058.5\nJul\n2,139.9\n \n30,509.1\n \n104,983.5\n \n17,817.9\n \n82,032.9\n \n25,314.3\n23,160.6\n6.0\n290.8\n1,264.1\n17.3\n67.8\n1,351.1\n135,107.8\n5,762.2\n26,869.2\n33,897.2\n42,726.7\n533,318.3\nAug\n2,551.1\n \n33,323.4\n \n93,806.9\n \n11,919.2\n \n72,753.9\n \n25,194.9\n35,371.1\n5.4\n339.7\n1,111.2\n22.5\n63.9\n1,583.3\n150,558.7\n7,014.2\n32,281.1\n34,820.2\n46,819.4\n549,540.1\nSep\n2,853.7\n \n38,500.1\n \n100,996.0\n \n8,626.8\n \n68,707.9\n \n25,023.4\n36,196.3\n5.1\n366.9\n948.5\n21.1\n62.5\n1,531.1\n154,818.9\n6,587.8\n31,981.0\n35,461.8\n45,544.7\n558,233.5\nOct\n2,611.1\n \n50,074.7\n \n108,009.2\n \n9,575.8\n \n89,822.4\n \n26,924.2\n43,786.5\n4.3\n188.1\n1,054.2\n21.2\n75.4\n1,683.9\n172,358.5\n6,987.7\n49,581.0\n47,370.6\n47,611.9\n657,740.6\nNov\n2,721.5\n \n53,424.3\n \n107,781.7\n \n15,560.6\n \n74,072.3\n \n29,748.5\n47,418.1\n3.7\n187.0\n2,678.7\n21.2\n74.8\n1,882.5\n195,765.6\n7,682.2\n52,327.7\n45,567.2\n54,967.5\n691,885.0\nDec\n2,838.3\n \n50,031.0\n \n118,451.3\n \n13,654.0\n \n91,352.6\n \n33,690.9\n41,452.1\n3.0\n186.0\n6,192.4\n21.1\n167.5\n2,998.6\n212,438.0\n14,917.3\n60,917.0\n48,759.9\n71,817.7\n769,888.8\n2022\nJan\n2,891.2\n \n53,378.3\n \n116,654.8\n \n13,232.3\n \n69,668.2\n \n30,774.3\n40,241.6\n2.4\n186.8\n2,906.7\n20.3\n163.0\n4,023.2\n228,616.6\n16,284.0\n53,627.8\n55,303.6\n85,737.0\n773,712.0\nFeb\n2,577.7\n \n62,064.5\n \n122,479.8\n \n17,480.5\n \n76,802.2\n \n28,703.5\n49,241.8\n1.6\n0.0\n3,242.5\n20.3\n158.1\n5,761.9\n249,205.9\n16,681.8\n55,099.6\n59,171.4\n86,732.0\n835,425.0\nMar\n2,111.5\n \n76,544.2\n \n142,962.5\n \n19,239.6\n \n87,884.5\n \n43,284.1\n50,566.9\n0.9\n0.0\n2,970.2\n19.4\n253.4\n6,635.8\n296,282.4\n16,435.1\n65,660.6\n69,287.0\n94,293.1\n974,431.2\nApr\n2,624.9\n \n74,716.9\n \n160,466.5\n \n28,352.1\n \n123,190.3\n \n26,628.8\n63,944.8\n0.2\n0.0\n2,583.9\n37.5\n252.4\n7,258.1\n338,207.2\n30,154.8\n53,372.3\n73,993.0\n90,352.8\n1,076,136.5\nMay\n3,155.9\n \n142,118.9\n \n236,166.0\n \n35,928.9\n \n207,812.8\n \n61,757.6\n70,936.8\n0.0\n155.0\n3,762.8\n41.3\n289.0\n16,588.0\n455,287.9\n36,125.5\n134,993.5\n111,577.7\n130,617.1\n1,647,314.7\nJun\n2,801.2\n \n138,347.1\n \n266,691.8\n \n45,952.0\n \n241,920.1\n \n63,631.8\n86,890.0\n0.0\n654.0\n5,297.4\n61.2\n226.3\n14,282.6\n549,799.2\n38,578.3\n169,511.8\n130,604.3\n205,601.3\n1,960,850.3\nJul\n2,427.6\n \n159,024.6\n \n315,832.5\n \n39,388.2\n \n230,432.5\n \n41,246.8\n91,509.2\n0.0\n394.3\n4,940.5\n100.7\n349.7\n22,911.0\n638,556.7\n45,361.4\n144,090.2\n143,606.3\n242,024.6\n2,122,196.7\nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities includes treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations.\nPublic \nEnterprises\nTABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n16 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nContigent\nOther\nTOTAL\nand\nLiablities\nLiablities\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n4,640.2\n1,008.1\n1,454.0\n7,102.2\n406.5\n107.3\n7,616.1\n65.1\n444.8\n115.1\n49.1\n2.6\n1,645.3\n501.0\n522.1\n10,961.1\nFeb\n4,633.7\n989.2\n1,458.8\n7,081.7\n418.7\n101.2\n7,601.7\n75.4\n435.4\n111.2\n92.8\n2.9\n1,620.1\n507.8\n511.0\n10,958.3\nMar\n4,732.9\n1,007.5\n1,491.0\n7,231.4\n365.0\n114.7\n7,711.0\n77.3\n460.8\n140.5\n89.2\n6.9\n1,654.7\n504.1\n523.4\n11,168.1\nApr\n4,907.7\n1,066.6\n1,374.6\n7,349.0\n387.8\n95.6\n7,832.3\n84.0\n453.1\n82.4\n68.8\n16.1\n1,641.9\n532.0\n567.0\n11,277.5\nMay\n5,172.9\n1,138.2\n1,442.5\n7,753.6\n442.8\n107.4\n8,303.8\n88.0\n554.0\n101.5\n94.9\n19.9\n1,671.5\n458.9\n526.5\n11,819.1\nJune\n5,650.6\n1,274.7\n1,459.1\n8,384.4\n438.0\n89.2\n8,911.6\n66.8\n554.0\n119.8\n173.4\n21.6\n1,707.5\n551.4\n565.7\n12,671.8\nJuly\n5,902.3\n1,415.3\n1,501.5\n8,819.1\n424.4\n33.1\n9,276.7\n89.5\n545.1\n118.9\n132.9\n32.6\n1,846.0\n611.4\n623.4\n13,276.5\nAug\n6,005.7\n1,362.6\n1,524.2\n8,892.5\n399.6\n32.4\n9,324.5\n66.5\n535.4\n137.0\n119.5\n33.3\n1,882.9\n647.7\n611.2\n13,358.0\nSep\n6,281.7\n1,421.8\n1,489.0\n9,192.4\n439.0\n44.6\n9,676.1\n52.4\n559.4\n142.2\n129.1\n46.6\n1,913.4\n637.4\n629.7\n13,786.4\nOct\n6,345.7\n1,390.0\n1,427.8\n9,163.5\n435.2\n52.2\n9,650.8\n61.7\n581.4\n147.6\n93.4\n42.0\n1,957.6\n647.5\n655.7\n13,837.7\nNov\n6,419.8\n1,329.4\n1,430.4\n9,179.6\n366.8\n48.7\n9,595.1\n50.9\n543.1\n213.7\n74.8\n42.3\n1,991.6\n633.2\n702.1\n13,846.8\nDec\n6,601.1\n1,322.2\n1,508.9\n9,432.2\n394.5\n41.3\n9,868.0\n58.6\n524.7\n229.6\n187.8\n39.0\n2,057.7\n573.8\n699.7\n14,239.0\n2019\nJan\n6,626.6\n1,155.9\n1,466.8\n9,249.4\n381.0\n42.2\n9,672.5\n59.3\n530.5\n239.5\n188.3\n39.2\n2,047.0\n517.2\n729.8\n14,023.5\nFeb\n7,168.7\n1,155.1\n1,473.2\n9,797.1\n387.8\n44.5\n10,229.3\n71.8\n782.0\n158.9\n151.7\n42.6\n2,145.1\n490.7\n661.5\n14,733.6\nMar\n7,435.2\n1,127.0\n1,437.1\n9,999.2\n372.7\n47.9\n10,419.9\n74.5\n933.8\n165.8\n140.9\n42.7\n2,349.0\n523.7\n925.8\n15,576.2\nApr\n7,968.0\n1,243.3\n1,795.8\n11,007.1\n390.9\n55.9\n11,453.8\n90.8\n652.7\n148.3\n173.5\n28.8\n2,551.4\n620.5\n1,071.0\n16,790.9\nMay\n9,316.8\n1,379.0\n1,932.4\n12,628.2\n462.9\n48.9\n13,139.9\n139.4\n1,053.9\n148.8\n206.7\n46.5\n2,556.6\n910.1\n1,783.2\n19,985.1\nJun\n11,021.9\n1,573.5\n1,737.2\n14,332.6\n422.0\n44.5\n14,799.2\n171.7\n1,607.6\n150.3\n216.7\n43.6\n3,240.7\n1,606.5\n1,649.0\n23,485.3\nJul\n13,014.4\n1,661.3\n1,949.2\n16,624.9\n432.6\n50.6\n17,108.1\n168.2\n1,710.5\n152.0\n225.8\n27.4\n3,522.6\n1,587.7\n2,135.1\n26,637.3\nAug\n15,189.7\n1,798.7\n1,922.5\n18,910.9\n639.1\n59.2\n19,609.3\n202.9\n2,064.4\n155.0\n116.2\n28.0\n4,061.0\n2,614.6\n3,102.0\n31,953.4\nSep\n18,834.0\n2,049.2\n1,925.3\n22,808.5\n549.2\n54.5\n23,412.2\n219.9\n2,989.7\n155.9\n182.3\n23.3\n5,510.0\n3,707.8\n4,887.7\n41,088.9\nOct\n23,441.5\n2,298.0\n1,891.9\n27,631.4\n526.0\n68.6\n28,226.0\n205.7\n3,020.7\n159.1\n211.3\n24.6\n5,937.5\n4,081.1\n4,612.3\n46,478.4\nNov\n25,114.5\n2,868.9\n2,123.8\n30,107.2\n878.6\n99.1\n31,084.9\n235.1\n2,966.0\n175.3\n275.5\n50.5\n6,404.3\n3,148.3\n4,844.2\n49,183.9\nDec\n27,842.2\n3,238.9\n2,192.0\n33,273.1\n1,067.2\n118.5\n34,458.8\n244.0\n3,020.4\n179.5\n326.4\n119.4\n10,212.4\n4,867.7\n7,337.7\n60,766.3\n2020\nJan\n28,570.4\n3,605.9\n2,358.3\n34,534.5\n1,299.1\n92.6\n35,926.3\n255.6\n3,114.7\n185.8\n336.1\n140.1\n12,285.7\n2,965.9\n7,182.1\n62,392.3\nFeb\n37,082.9\n3,939.6\n2,215.0\n43,237.5\n1,674.9\n78.2\n44,990.7\n260.1\n3,357.7\n189.6\n767.7\n154.9\n12,930.2\n5,441.7\n8,745.6\n76,838.2\nMar\n37,923.6\n4,998.7\n2,361.6\n45,283.9\n1,721.0\n409.0\n47,413.9\n476.8\n4,874.8\n258.4\n314.6\n339.9\n15,172.3\n7,917.3\n9,957.3\n86,725.4\nApr\n42,102.4\n5,060.0\n2,530.7\n49,693.1\n1,805.2\n516.3\n52,014.6\n337.6\n4,931.9\n346.4\n312.9\n233.2\n16,105.4\n7,642.8\n10,038.7\n91,963.5\nMay\n48,595.9\n6,274.7\n2,847.3\n57,717.9\n1,840.2\n630.7\n60,188.8\n359.2\n5,129.7\n536.7\n469.1\n365.4\n16,562.4\n7,042.0\n10,273.9\n100,927.2\nJun\n86,454.7\n6,715.3\n4,040.8\n97,210.8\n2,277.4\n1,479.4\n100,967.5\n863.2\n11,761.8\n887.6\n959.9\n348.2\n32,058.2\n24,299.3\n21,339.3\n193,485.0\nJul\n113,233.5\n7,957.5\n6,089.8\n127,280.8\n2,997.8\n1,731.9\n132,010.5\n1,024.3\n14,962.8\n1,387.9\n2,114.7\n348.7\n37,319.8\n28,551.1\n30,279.2\n247,999.1\nAug\n126,039.2\n8,814.1\n5,476.0\n140,329.3\n2,942.4\n850.8\n144,122.5\n1,111.7\n16,780.7\n1,837.1\n3,844.1\n422.5\n40,894.6\n25,354.6\n30,825.6\n265,193.4\nSep\n130,929.6\n9,728.6\n6,981.5\n147,639.7\n2,655.6\n1,531.5\n151,826.9\n1,083.9\n15,206.4\n1,863.1\n2,956.8\n372.2\n42,400.0\n28,289.4\n35,072.8\n279,071.4\nOct\n141,293.3\n12,094.6\n8,429.2\n161,817.1\n2,769.1\n1,799.7\n166,385.9\n1,231.9\n14,868.4\n1,812.7\n4,513.6\n441.7\n43,466.4\n29,764.7\n38,347.5\n300,832.8\nNov\n156,892.5\n13,732.4\n9,029.7\n179,654.6\n2,622.0\n1,569.9\n183,846.6\n1,237.3\n14,800.8\n1,489.5\n5,726.8\n423.6\n46,209.7\n29,821.2\n36,287.5\n319,842.9\nDec\n174,270.2\n16,788.9\n9,949.2\n201,008.3\n2,806.1\n4,340.0\n208,154.4\n1,436.2\n14,145.4\n1,318.6\n757.0\n292.0\n54,752.7\n29,608.0\n32,026.4\n342,490.8\n2021\nJan\n188,337.3\n17,667.3\n11,376.7\n217,381.3\n2,730.8\n5,453.7\n225,565.8\n1,422.4\n15,750.7\n391.1\n600.9\n376.7\n58,123.9\n25,036.2\n36,206.3\n363,474.0\nFeb\n189,154.3\n18,991.1\n14,072.8\n222,218.2\n2,959.1\n4,788.2\n229,965.5\n1,457.4\n15,908.6\n409.2\n581.4\n609.9\n63,583.8\n28,339.2\n39,632.7\n380,487.7\nMar\n193,674.2\n21,569.9\n14,209.4\n229,453.4\n4,691.2\n4,875.8\n239,020.5\n1,641.2\n14,997.2\n75.4\n1,378.2\n408.9\n67,061.8\n32,908.1\n36,730.7\n394,221.9\nApr\n219,936.5\n23,818.3\n13,746.7\n257,501.5\n2,725.1\n5,382.5\n265,609.2\n1,503.8\n15,748.4\n176.5\n939.0\n409.9\n68,812.8\n34,537.9\n36,197.4\n423,934.8\nMay\n232,585.8\n26,296.1\n18,415.5\n277,297.4\n2,205.9\n6,832.6\n286,335.9\n1,525.8\n16,063.1\n654.2\n540.1\n429.0\n69,567.0\n35,592.3\n37,586.2\n448,293.6\nJun\n249,167.5\n27,977.7\n21,449.6\n298,594.8\n2,906.1\n6,295.3\n307,796.2\n1,559.7\n15,430.6\n662.3\n939.0\n462.6\n72,403.8\n26,856.5\n47,947.9\n474,058.5\nJul\n271,359.4\n31,671.3\n23,074.4\n326,105.1\n3,016.7\n5,050.7\n334,172.4\n1,523.2\n16,041.4\n706.9\n750.8\n552.8\n76,406.3\n26,869.2\n76,295.4\n533,318.3\nAug\n275,007.8\n29,893.2\n29,352.2\n334,253.2\n3,661.5\n5,912.2\n343,826.8\n1,873.1\n18,699.5\n1,444.4\n2,300.1\n478.6\n82,627.2\n32,281.1\n66,009.2\n549,540.1\nSep\n301,829.4\n30,564.7\n26,426.5\n358,820.7\n3,719.1\n3,512.9\n366,052.6\n3,191.9\n16,236.1\n1,453.1\n71.3\n375.4\n84,564.6\n31,981.0\n54,307.5\n558,233.5\nOct\n350,366.7\n33,145.0\n27,967.9\n411,479.6\n2,824.1\n3,162.8\n417,466.5\n3,729.7\n21,509.9\n1,095.3\n1,109.9\n503.1\n92,871.8\n49,581.0\n69,873.5\n657,740.6\nNov\n363,455.0\n33,905.6\n33,256.8\n430,617.4\n3,325.7\n2,899.2\n436,842.3\n4,007.8\n19,465.9\n2,726.5\n1,556.1\n347.1\n104,310.9\n52,327.7\n70,300.6\n691,885.0\nDec\n396,412.5\n33,935.5\n37,464.8\n467,812.7\n3,922.1\n4,020.7\n475,755.5\n3,696.3\n23,643.2\n2,808.1\n2,405.3\n139.8\n128,421.4\n60,917.0\n72,102.3\n769,888.8\n2022\nJan\n392,702.2\n32,298.0\n39,346.3\n464,346.5\n2,962.5\n4,027.0\n471,336.0\n3,685.3\n25,398.5\n2,688.6\n1,416.9\n230.5\n144,852.4\n53,627.8\n70,476.0\n773,712.0\nFeb\n413,978.3\n37,494.3\n47,592.5\n499,065.1\n3,229.3\n4,407.7\n506,702.1\n4,456.2\n30,483.6\n2,120.4\n1,769.7\n226.8\n153,788.5\n55,099.6\n80,778.2\n835,425.0\nMar\n488,137.1\n37,893.9\n54,213.9\n580,244.9\n3,062.2\n5,330.5\n588,637.7\n4,510.9\n33,995.7\n2,137.9\n3,281.0\n810.6\n175,156.3\n65,660.6\n100,240.6\n974,431.2\nApr\n562,613.7\n46,129.7\n52,760.1\n661,503.5\n6,377.5\n7,656.8\n675,537.9\n4,246.9\n38,472.7\n2,173.0\n3,877.2\n486.8\n178,614.3\n53,372.3\n119,355.4\n1,076,136.5\nMay\n830,166.0\n61,112.6\n70,113.9\n961,392.5\n7,310.9\n7,417.6\n976,120.9\n6,165.3\n73,411.8\n2,383.3\n3,241.0\n321.8\n243,544.4\n134,993.5\n207,132.5\n1,647,314.7\nJun\n961,316.9\n66,716.9\n81,118.5\n1,109,152.4\n5,627.3\n10,226.2\n1,125,005.9\n7,157.9\n83,048.1\n2,898.5\n4,589.8\n345.2\n355,060.9\n169,511.8\n213,232.2\n1,960,850.3\nJul\n1,016,820.2\n79,550.5\n94,495.2\n1,190,865.8\n1,789.6\n9,363.5\n1,202,018.9\n8,137.9\n100,313.8\n2,814.9\n5,020.5\n1,339.1\n419,883.3\n144,090.2\n238,578.1\n2,122,196.7\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES \nDeposits\nAmounts Owing to\n$ millions\n \n \n \n17 \n \nTOTAL\nEnd of\nForeign\nBond\nNotes\nBalances\nBalances with\nBalances\nOther Claims \nLocal\nPublic\nOther \nContigent \nNon Financial \n Notes &\n&\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nGovernment\nGovernment\nEnterprises\n Institutional Units3\nOther claims\nAssets\nOther Assets\nAssets\nCoins\nCoin\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n22.40\n \n64.10\n \n2,294.49\n \n192.08\n \n103.42\n \n81.91\n \n2,143.23\n \n-\n \n23.45\n \n65.90\n \n26.32\n \n20.59\n \n154.85\n \n2,451.11\n \n28.68\n \n500.96\n \n294.22\n \n538.92\n \n9,006.6\n \nFeb\n18.34\n \n43.97\n \n2,296.76\n \n223.72\n \n108.28\n \n96.17\n \n2,109.34\n \n-\n \n23.45\n \n66.10\n \n24.29\n \n21.11\n \n145.03\n \n2,461.49\n \n28.67\n \n507.82\n \n290.62\n \n536.35\n \n9,001.5\n \nMar\n14.81\n \n53.62\n \n2,238.77\n \n240.67\n \n124.48\n \n99.51\n \n2,164.00\n \n-\n \n23.45\n \n66.69\n \n19.16\n \n15.90\n \n127.10\n \n2,535.82\n \n30.40\n \n504.13\n \n325.78\n \n552.34\n \n9,136.6\n \nApr\n13.47\n \n56.67\n \n2,207.91\n \n274.97\n \n116.75\n \n78.50\n \n2,314.90\n \n-\n \n24.75\n \n66.97\n \n13.44\n \n20.89\n \n120.77\n \n2,519.81\n \n28.31\n \n531.98\n \n298.96\n \n554.95\n \n9,244.0\n \nMay\n12.85\n \n62.77\n \n2,308.95\n \n339.50\n \n130.13\n \n85.74\n \n2,562.36\n \n-\n \n24.97\n \n66.94\n \n8.44\n \n20.88\n \n134.01\n \n2,556.25\n \n23.90\n \n458.93\n \n307.90\n \n555.31\n \n9,659.8\n \nJune\n7.48\n \n52.61\n \n2,848.51\n \n331.76\n \n117.26\n \n84.05\n \n2,538.32\n \n-\n \n26.19\n \n66.55\n \n7.44\n \n19.43\n \n196.00\n \n2,662.21\n \n25.46\n \n551.39\n \n302.93\n \n563.41\n \n10,401.0\n \nJuly\n17.85\n \n54.25\n \n3,189.62\n \n281.13\n \n109.31\n \n95.43\n \n2,949.15\n \n-\n \n-\n \n67.49\n \n4.51\n \n21.01\n \n181.99\n \n2,414.59\n \n26.03\n \n611.36\n \n322.53\n \n565.15\n \n10,911.4\n \nAug\n21.01\n \n67.83\n \n3,196.71\n \n232.34\n \n102.46\n \n66.26\n \n3,014.90\n \n-\n \n-\n \n67.29\n \n7.05\n \n20.62\n \n186.74\n \n2,490.99\n \n29.82\n \n647.67\n \n329.42\n \n566.33\n \n11,047.4\n \nSep\n16.25\n \n58.19\n \n3,487.91\n \n305.30\n \n137.84\n \n78.01\n \n2,789.78\n \n-\n \n45.21\n \n68.09\n \n5.42\n \n20.39\n \n212.17\n \n2,577.06\n \n36.68\n \n637.41\n \n357.43\n \n571.83\n \n11,405.0\n \nOct\n33.06\n \n67.98\n \n3,505.83\n \n272.14\n \n173.15\n \n51.45\n \n2,728.83\n \n-\n \n45.21\n \n68.41\n \n4.59\n \n9.35\n \n188.83\n \n2,697.37\n \n38.71\n \n647.52\n \n353.24\n \n569.20\n \n11,454.9\n \nNov\n25.84\n \n81.42\n \n3,384.38\n \n264.64\n \n198.18\n \n63.91\n \n2,793.90\n \n-\n \n45.21\n \n68.65\n \n6.99\n \n8.13\n \n217.69\n \n2,672.32\n \n46.06\n \n633.21\n \n406.55\n \n569.81\n \n11,486.9\n \nDec\n18.17\n \n89.91\n \n3,736.98\n \n317.34\n \n224.44\n \n74.84\n \n2,633.69\n \n-\n \n43.37\n \n69.16\n \n6.20\n \n9.18\n \n204.31\n \n2,707.60\n \n53.75\n \n573.76\n \n406.16\n \n633.85\n \n11,802.7\n \n2019\nJan\n42.05\n \n106.91\n \n3,766.70\n \n338.09\n \n249.77\n \n46.14\n \n2,621.20\n \n-\n \n61.02\n \n68.66\n \n4.41\n \n8.06\n \n189.15\n \n2,594.53\n \n33.84\n \n517.24\n \n428.82\n \n649.94\n \n11,726.5\n \nFeb\n52.63\n \n238.67\n \n3,601.94\n \n293.36\n \n549.59\n \n205.65\n \n2,675.29\n \n-\n \n60.52\n \n2.00\n \n5.84\n \n7.71\n \n208.31\n \n2,784.17\n \n31.04\n \n490.74\n \n472.78\n \n696.82\n \n12,377.1\n \nMar\n59.17\n \n244.62\n \n3,729.81\n \n393.22\n \n712.08\n \n55.05\n \n2,635.68\n \n-\n \n61.52\n \n4.53\n \n4.27\n \n9.53\n \n340.66\n \n2,660.90\n \n25.33\n \n523.72\n \n755.57\n \n971.53\n \n13,187.2\n \nApr\n40.82\n \n331.97\n \n3,876.83\n \n492.10\n \n981.80\n \n91.75\n \n2,590.97\n \n-\n \n61.79\n \n3.95\n \n3.98\n \n9.62\n \n407.85\n \n2,721.57\n \n24.55\n \n620.52\n \n935.27\n \n1,002.47\n \n14,197.8\n \nMay\n94.59\n \n444.70\n \n3,886.07\n \n571.50\n \n1,747.69\n \n154.08\n \n2,508.43\n \n-\n \n62.12\n \n4.20\n \n3.93\n \n9.43\n \n636.78\n \n3,056.86\n \n34.46\n \n910.14\n \n1,832.95\n \n1,142.77\n \n17,100.7\n \nJun\n119.69\n \n810.71\n \n4,104.17\n \n413.18\n \n2,244.98\n \n538.88\n \n2,596.97\n \n-\n \n63.09\n \n6.62\n \n3.89\n \n8.73\n \n929.36\n \n3,667.45\n \n37.02\n \n1,606.53\n \n1,374.23\n \n1,621.33\n \n20,146.8\n \nJul\n224.75\n \n791.31\n \n5,081.19\n \n275.44\n \n3,602.89\n \n801.93\n \n2,640.55\n \n-\n \n103.36\n \n5.49\n \n2.18\n \n9.00\n \n164.58\n \n4,043.75\n \n32.65\n \n1,587.68\n \n1,873.44\n \n1,722.66\n \n22,962.9\n \nAug\n178.74\n \n1,054.06\n \n7,123.10\n \n461.83\n \n3,778.75\n \n1,050.74\n \n3,106.90\n \n-\n \n103.86\n \n6.78\n \n1.04\n \n9.21\n \n212.50\n \n4,430.78\n \n37.42\n \n2,614.64\n \n1,744.16\n \n1,989.27\n \n27,903.8\n \nSep\n108.51\n \n1,915.41\n \n8,246.09\n \n676.17\n \n5,563.16\n \n1,575.75\n \n3,240.85\n \n-\n \n26.96\n \n6.47\n \n1.37\n \n9.40\n \n187.53\n \n4,993.71\n \n42.30\n \n3,707.80\n \n3,074.10\n \n2,440.63\n \n35,816.2\n \nOct\n138.01\n \n1,702.35\n \n10,537.81\n \n2,437.08\n \n7,376.80\n \n906.98\n \n3,416.23\n \n-\n \n27.05\n \n5.29\n \n1.15\n \n7.94\n \n254.84\n \n5,859.32\n \n41.94\n \n4,081.09\n \n1,658.19\n \n2,434.21\n \n40,886.3\n \nNov\n113.92\n \n2,078.54\n \n10,430.55\n \n2,073.35\n \n7,977.27\n \n940.70\n \n3,737.72\n \n-\n \n27.15\n \n11.83\n \n1.37\n \n8.74\n \n248.79\n \n7,670.96\n \n42.07\n \n3,148.28\n \n1,627.27\n \n3,059.40\n \n43,197.9\n \nDec\n158.44\n \n2,300.01\n \n12,821.54\n \n934.73\n \n7,898.48\n \n1,984.08\n \n3,716.31\n \n-\n \n24.75\n \n20.65\n \n1.33\n \n8.11\n \n268.61\n \n8,976.00\n \n61.84\n \n4,867.67\n \n2,740.16\n \n6,935.56\n \n53,718.3\n \n2020\nJan\n165.80\n \n2,845.62\n \n12,018.43\n \n708.00\n \n7,706.57\n \n1,811.38\n \n4,029.43\n \n-\n \n125.52\n \n14.97\n \n5.11\n \n12.17\n \n326.11\n \n10,766.91\n \n77.59\n \n2,965.93\n \n3,395.90\n \n8,058.15\n \n55,033.6\n \nFeb\n251.70\n \n2,756.57\n \n12,731.97\n \n889.16\n \n8,264.76\n \n1,532.87\n \n3,877.19\n \n-\n \n117.45\n \n13.99\n \n5.15\n \n11.56\n \n329.47\n \n11,656.91\n \n88.37\n \n5,441.70\n \n11,907.90\n \n8,653.69\n \n68,530.4\n \nMar\n242.41\n \n3,063.92\n \n14,545.58\n \n1,948.14\n \n12,381.17\n \n2,497.47\n \n4,373.76\n \n-\n \n0.08\n \n20.23\n \n4.39\n \n11.39\n \n765.82\n \n14,041.67\n \n127.46\n \n7,917.31\n \n5,718.53\n \n9,244.62\n \n76,904.0\n \nApr\n263.29\n \n3,147.75\n \n16,673.44\n \n1,287.51\n \n13,285.14\n \n3,056.32\n \n4,235.96\n \n-\n \n0.08\n \n18.39\n \n4.47\n \n9.75\n \n834.72\n \n14,864.30\n \n129.90\n \n7,642.80\n \n6,534.14\n \n9,703.93\n \n81,691.9\n \nMay\n284.33\n \n3,144.57\n \n19,827.46\n \n1,553.68\n \n15,003.29\n \n3,130.38\n \n4,160.50\n \n-\n \n0.12\n \n45.79\n \n4.53\n \n9.61\n \n768.01\n \n17,762.27\n \n143.44\n \n7,042.04\n \n6,012.40\n \n9,845.09\n \n88,737.5\n \nJun\n515.11\n \n8,372.39\n \n26,368.55\n \n3,570.85\n \n34,550.44\n \n7,527.46\n \n5,841.98\n \n-\n \n0.12\n \n90.14\n \n4.29\n \n9.41\n \n2,010.79\n \n26,638.87\n \n215.56\n \n24,299.33\n \n14,590.26\n \n18,983.05\n \n173,588.6\n \nJul\n577.99\n \n16,536.53\n \n49,470.13\n \n4,219.81\n \n40,259.84\n \n11,399.93\n \n6,357.84\n \n-\n \n-\n \n74.57\n \n4.33\n \n12.61\n \n1,025.78\n \n33,054.99\n \n229.06\n \n28,551.07\n \n10,247.64\n \n19,646.49\n \n221,668.6\n \nAug\n821.16\n \n26,519.73\n \n49,165.59\n \n4,265.44\n \n38,763.72\n \n14,219.24\n \n6,484.68\n \n-\n \n-\n \n39.07\n \n14.05\n \n14.74\n \n1,046.29\n \n38,741.31\n \n231.00\n \n25,354.64\n \n9,460.49\n \n19,961.16\n \n235,102.3\n \nSep\n891.26\n \n27,646.41\n \n51,169.67\n \n3,898.65\n \n38,420.20\n \n14,126.83\n \n6,354.19\n \n-\n \n-\n \n107.40\n \n9.61\n \n22.30\n \n1,050.38\n \n41,088.91\n \n228.95\n \n28,289.36\n \n17,608.70\n \n19,375.08\n \n250,287.9\n \nOct\n896.48\n \n29,309.79\n \n60,589.19\n \n3,602.58\n \n38,877.31\n \n13,530.74\n \n7,763.97\n \n-\n \n20.06\n \n109.83\n \n17.57\n \n22.18\n \n1,019.00\n \n48,440.92\n \n268.07\n \n29,764.70\n \n15,978.22\n \n19,616.63\n \n269,827.2\n \nNov\n919.42\n \n31,596.89\n \n67,899.10\n \n3,494.87\n \n39,693.38\n \n14,134.74\n \n7,098.29\n \n-\n \n0.02\n \n110.37\n \n20.00\n \n16.81\n \n1,269.94\n \n54,496.74\n \n259.90\n \n29,821.16\n \n16,683.48\n \n19,526.70\n \n287,041.8\n \nDec\n1,019.76\n \n36,507.59\n \n70,392.07\n \n4,949.48\n \n37,346.17\n \n10,803.58\n \n9,985.57\n \n-\n \n-\n \n1.18\n \n23.30\n \n26.76\n \n1,269.01\n \n62,953.03\n \n718.16\n \n29,608.01\n \n12,793.91\n \n28,230.82\n \n306,628.4\n \n2021\nJan\n1,237.43\n \n39,565.64\n \n71,463.64\n \n12,288.89\n \n39,092.85\n \n10,921.99\n \n8,281.80\n \n-\n \n-\n \n1.18\n \n16.67\n \n18.01\n \n1,264.28\n \n71,090.96\n \n718.83\n \n25,036.22\n \n12,333.21\n \n32,123.11\n \n325,454.7\n \nFeb\n1,320.27\n \n38,100.03\n \n69,341.48\n \n16,867.76\n \n38,108.83\n \n6,341.39\n \n12,518.15\n \n-\n \n-\n \n1.26\n \n24.15\n \n22.69\n \n1,493.66\n \n77,324.34\n \n774.89\n \n28,339.17\n \n15,953.14\n \n33,612.14\n \n340,143.4\n \nMar\n1,244.16\n \n38,369.53\n \n76,479.44\n \n5,317.61\n \n41,401.24\n \n8,733.65\n \n15,889.61\n \n-\n \n19.21\n \n34.56\n \n15.17\n \n21.67\n \n1,309.75\n \n80,607.03\n \n878.97\n \n32,908.13\n \n19,302.34\n \n30,861.86\n \n353,393.9\n \nApr\n1,430.83\n \n38,008.89\n \n79,592.64\n \n5,639.40\n \n48,564.03\n \n7,679.05\n \n18,267.01\n \n-\n \n19.23\n \n62.89\n \n19.86\n \n12.71\n \n1,336.70\n \n91,062.16\n \n956.75\n \n34,537.88\n \n21,214.88\n \n32,383.77\n \n380,788.7\n \nMay\n1,648.09\n \n28,677.21\n \n87,611.51\n \n6,479.66\n \n59,745.10\n \n11,582.44\n \n18,846.75\n \n-\n \n152.75\n \n93.37\n \n21.77\n \n16.58\n \n1,263.75\n \n94,790.46\n \n990.41\n \n35,592.28\n \n21,398.95\n \n31,307.45\n \n400,218.5\n \nJun\n1,419.27\n \n28,452.53\n \n69,413.26\n \n24,215.35\n \n70,835.98\n \n17,601.31\n \n17,152.75\n \n-\n \n19.46\n \n92.91\n \n17.91\n \n77.79\n \n1,511.86\n \n106,954.15\n \n1,247.08\n \n26,856.45\n \n26,444.57\n \n33,288.94\n \n425,601.6\n \nJul\n1,794.72\n \n29,100.73\n \n97,429.50\n \n15,901.02\n \n79,937.02\n \n25,314.30\n \n21,665.10\n \n-\n \n290.76\n \n47.39\n \n17.32\n \n67.80\n \n1,351.13\n \n117,348.16\n \n1,301.18\n \n26,869.18\n \n29,079.64\n \n33,587.68\n \n481,102.6\n \nAug\n2,137.72\n \n31,734.84\n \n85,441.98\n \n9,099.10\n \n70,391.64\n \n25,194.95\n \n31,434.20\n \n-\n \n339.72\n \n51.28\n \n22.49\n \n63.94\n \n1,583.28\n \n132,522.63\n \n1,337.19\n \n32,281.12\n \n30,022.43\n \n37,697.05\n \n491,355.6\n \nSep\n2,417.81\n \n36,259.54\n \n93,032.71\n \n6,164.78\n \n66,640.78\n \n25,023.38\n \n31,460.81\n \n-\n \n366.88\n \n57.60\n \n21.07\n \n62.45\n \n1,531.08\n \n134,780.92\n \n1,342.62\n \n31,980.97\n \n30,439.34\n \n34,630.85\n \n496,213.6\n \nOct\n1,993.06\n \n47,379.62\n \n99,470.02\n \n7,339.71\n \n86,302.62\n \n26,924.18\n \n37,639.16\n \n-\n \n188.07\n \n121.59\n \n21.20\n \n75.41\n \n1,683.89\n \n149,477.36\n \n1,523.34\n \n49,580.96\n \n40,853.06\n \n36,664.31\n \n587,237.6\n \nNov\n2,168.80\n \n49,327.15\n \n100,125.90\n \n12,723.73\n \n71,667.33\n \n29,748.47\n \n41,015.56\n \n-\n \n187.03\n \n999.12\n \n21.24\n \n74.76\n \n1,882.53\n \n168,661.25\n \n1,484.24\n \n52,327.68\n \n40,073.22\n \n43,878.52\n \n616,366.5\n \nDec\n2,315.32\n \n46,412.99\n \n109,803.84\n \n10,942.92\n \n87,347.07\n \n33,690.93\n \n38,610.29\n \n-\n \n185.99\n \n4,146.13\n \n21.09\n \n167.53\n \n2,798.61\n \n184,836.87\n \n3,368.75\n \n60,916.98\n \n41,811.67\n \n59,011.63\n \n686,388.6\n \n2022\nJan\n2,359.27\n \n49,206.02\n \n108,119.97\n \n10,419.90\n \n66,808.45\n \n30,774.31\n \n38,636.84\n \n-\n \n186.80\n \n801.50\n \n20.33\n \n163.02\n \n3,628.73\n \n199,495.34\n \n2,997.94\n \n53,627.76\n \n47,405.91\n \n69,989.80\n \n684,641.9\n \nFeb\n1,971.78\n \n57,553.54\n \n112,522.99\n \n14,300.66\n \n70,750.63\n \n28,703.53\n \n44,705.21\n \n-\n \n-\n \n976.55\n \n20.34\n \n158.06\n \n5,367.16\n \n215,520.37\n \n3,055.50\n \n55,099.61\n \n53,459.12\n \n70,832.47\n \n734,997.5\n \nMar\n1,541.49\n \n70,856.33\n \n130,423.48\n \n15,503.46\n \n82,662.70\n \n43,284.13\n \n44,874.23\n \n-\n \n-\n \n1,380.20\n \n19.40\n \n253.42\n \n6,240.94\n \n258,715.05\n \n3,092.69\n \n65,660.61\n \n58,874.69\n \n76,938.87\n \n860,321.7\n \nApr\n1,939.64\n \n70,204.43\n \n144,168.02\n \n23,452.88\n \n117,033.42\n \n26,628.79\n \n57,772.47\n \n-\n \n-\n \n722.54\n \n37.54\n \n252.44\n \n6,858.06\n \n305,476.79\n \n4,348.46\n \n53,372.28\n \n62,788.55\n \n71,414.75\n \n946,471.1\n \nMay\n-\n \n131,996.38\n \n211,837.59\n \n31,586.61\n \n190,366.81\n \n61,757.62\n \n64,373.91\n \n-\n \n154.99\n \n1,559.14\n \n41.28\n \n289.00\n \n16,193.81\n \n398,048.90\n \n4,712.74\n \n134,993.54\n \n94,851.60\n \n111,543.84\n \n1,456,705.7\n \nJune\n2,263.18\n \n127,839.16\n \n234,109.43\n \n40,937.28\n \n219,607.39\n \n63,631.76\n \n83,690.44\n \n-\n \n653.97\n \n2,159.12\n \n61.20\n \n226.29\n \n13,888.60\n \n478,163.38\n \n8,954.46\n \n169,511.81\n \n110,528.09\n \n168,440.54\n \n1,724,666.1\n \nJuly\n1,578.47\n \n147,217.74\n \n284,912.89\n \n34,334.13\n \n202,815.28\n \n41,246.78\n \n86,971.63\n \n-\n \n394.34\n \n1,852.14\n \n100.65\n \n349.68\n \n22,516.21\n \n556,692.12\n \n9,737.92\n \n144,090.18\n \n129,869.55\n \n192,524.32\n \n1,857,204.0\n \nSource:Reserve Bank of Zimbabwe,2022\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 5.1: COMMERCIAL BANKS -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n18 \n \n \nZWL$ millions\nEnd of\nDemand\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nDebt Securities\nForeign Liabilities\nRBZ\nOther Depository Other Finacial \nCapital\nContigent\nOther\nfrom the public\nCorporations\n Corporations\n Corporations\nand\nLiablities\nLiablities\nTOTAL\nReserves\n2018\nJan\n4,640.2\n369.3\n903.3\n5,912.7\n301.3\n85.0\n6,299.0\n53.6\n418.7\n115.1\n26.2\n2.4\n1,205.0\n501.0\n385.6\n9,006.6\nFeb\n4,633.7\n375.8\n920.2\n5,929.7\n298.5\n78.6\n6,306.8\n58.1\n409.1\n111.2\n59.1\n2.4\n1,174.8\n507.8\n372.1\n9,001.5\nMar\n4,732.9\n368.8\n930.7\n6,032.4\n244.7\n92.4\n6,369.5\n61.1\n419.5\n140.5\n54.8\n6.4\n1,196.4\n504.1\n384.3\n9,136.6\nApr\n4,907.7\n394.4\n874.8\n6,176.9\n243.4\n72.8\n6,493.1\n67.4\n413.5\n82.4\n35.2\n15.7\n1,201.5\n532.0\n403.4\n9,244.0\nMay\n5,172.9\n416.2\n917.2\n6,506.3\n246.2\n85.2\n6,837.7\n66.8\n514.1\n101.5\n63.7\n19.4\n1,224.6\n458.9\n373.2\n9,659.8\nJun\n5,650.6\n504.3\n897.4\n7,052.2\n254.8\n66.9\n7,373.9\n45.0\n514.7\n119.8\n116.5\n21.1\n1,259.1\n551.4\n399.5\n10,401.0\nJul\n5,902.3\n527.0\n901.0\n7,330.3\n296.0\n12.2\n7,638.4\n72.0\n507.6\n118.9\n102.5\n16.8\n1,380.1\n611.4\n463.6\n10,911.4\nAug\n6,005.7\n540.8\n930.8\n7,477.3\n266.6\n11.5\n7,755.3\n46.4\n501.5\n137.0\n101.3\n15.4\n1,408.6\n647.7\n434.3\n11,047.4\nSep\n6,281.7\n556.4\n927.2\n7,765.3\n273.0\n23.5\n8,061.8\n40.9\n503.5\n142.2\n108.4\n21.1\n1,434.8\n637.4\n454.9\n11,405.0\nOct\n6,340.3\n509.5\n898.1\n7,747.9\n284.2\n31.1\n8,063.2\n49.3\n525.1\n147.6\n72.2\n16.5\n1,461.0\n647.5\n472.6\n11,454.9\nNov\n6,411.0\n503.9\n861.0\n7,775.9\n232.8\n27.6\n8,036.4\n41.2\n487.5\n213.7\n58.6\n17.8\n1,490.0\n633.2\n508.4\n11,486.9\nDec\n6,582.3\n495.0\n910.9\n7,988.3\n255.0\n19.7\n8,262.9\n43.3\n469.5\n229.6\n147.5\n15.6\n1,551.3\n573.8\n509.2\n11,802.7\n2019\nJan\n6,603.6\n440.8\n919.5\n7,964.0\n240.5\n20.5\n8,225.0\n42.6\n475.0\n239.5\n130.2\n14.4\n1,545.2\n517.2\n537.2\n11,726.5\nFeb\n7,129.0\n426.7\n923.8\n8,479.6\n248.9\n22.8\n8,751.4\n57.3\n647.5\n158.9\n119.1\n14.4\n1,626.6\n490.7\n511.1\n12,377.0\nMar\n7,350.5\n451.8\n915.0\n8,717.3\n225.9\n26.4\n8,969.6\n56.8\n778.3\n165.8\n108.4\n17.0\n1,804.3\n523.7\n763.2\n13,187.2\nApr\n7,861.8\n447.1\n1,280.5\n9,589.3\n260.3\n34.4\n9,884.1\n76.0\n487.7\n148.3\n145.3\n14.8\n1,935.7\n620.5\n885.4\n14,197.8\nMay\n9,143.2\n544.3\n1,412.7\n11,100.2\n309.4\n27.5\n11,437.1\n126.8\n789.2\n148.8\n164.7\n16.0\n1,916.9\n910.1\n1,591.0\n17,100.7\nJun\n10,758.5\n567.5\n1,279.7\n12,605.8\n290.5\n23.1\n12,919.4\n159.0\n1,271.1\n150.3\n161.8\n16.5\n2,409.1\n1,606.5\n1,453.0\n20,146.8\nJul\n12,675.9\n672.2\n1,367.7\n14,715.9\n357.4\n29.4\n15,102.7\n146.4\n1,254.8\n152.0\n205.6\n10.4\n2,583.9\n1,587.7\n1,919.4\n22,962.9\nAug\n14,591.5\n825.3\n1,330.1\n16,747.0\n592.1\n38.0\n17,377.1\n182.4\n1,525.0\n155.0\n88.0\n24.5\n3,065.7\n2,614.6\n2,871.4\n27,903.8\nSep\n18,105.1\n947.3\n1,354.6\n20,407.1\n504.3\n33.3\n20,944.7\n205.7\n2,120.6\n155.9\n115.4\n23.3\n3,933.6\n3,707.8\n4,609.2\n35,816.2\nOct\n22,636.1\n1,003.6\n1,292.7\n24,932.3\n489.1\n47.4\n25,468.8\n200.2\n2,159.7\n159.1\n135.3\n24.6\n4,347.1\n4,081.1\n4,310.3\n40,886.3\nNov\n24,297.0\n1,057.2\n1,633.8\n26,988.0\n843.6\n78.9\n27,910.5\n227.7\n2,089.7\n175.3\n154.3\n48.0\n4,931.5\n3,148.3\n4,512.6\n43,197.9\nDec\n26,909.1\n1,184.4\n1,638.8\n29,732.2\n823.2\n102.9\n30,658.3\n231.6\n2,097.0\n179.5\n209.4\n119.4\n8,414.9\n4,867.7\n6,940.7\n53,718.3\n2020\nJan\n27,276.4\n1,787.3\n1,876.0\n30,939.8\n1,026.0\n76.3\n32,042.1\n232.1\n2,170.0\n185.8\n236.2\n140.1\n10,357.6\n2,965.9\n6,703.8\n55,033.6\nFeb\n35,796.5\n1,869.8\n1,712.8\n39,379.1\n1,404.1\n62.2\n40,845.3\n238.9\n2,391.2\n189.6\n209.2\n154.9\n10,877.8\n5,441.7\n8,181.8\n68,530.4\nMar\n36,078.2\n2,458.2\n1,884.9\n40,421.2\n1,430.6\n393.1\n42,245.0\n468.8\n3,731.4\n258.4\n181.2\n339.9\n12,487.9\n7,917.3\n9,274.0\n76,904.0\nApr\n40,156.4\n2,457.6\n2,078.8\n44,692.9\n1,514.8\n496.9\n46,704.6\n333.2\n3,779.7\n346.4\n172.1\n233.2\n13,105.1\n7,642.8\n9,374.8\n81,691.9\nMay\n46,306.1\n2,502.0\n2,405.7\n51,213.8\n1,399.0\n611.4\n53,224.1\n324.9\n3,968.6\n536.7\n319.4\n365.4\n13,454.1\n7,042.0\n9,502.3\n88,737.5\nJun\n67,548.1\n17,859.0\n3,562.0\n88,969.1\n1,931.1\n1,453.1\n92,353.3\n856.9\n9,116.9\n887.6\n681.7\n348.2\n24,773.8\n24,299.3\n20,270.9\n173,588.6\nJul\n89,092.1\n20,865.7\n5,595.6\n115,553.4\n2,671.5\n1,702.4\n119,927.3\n1,014.3\n11,100.4\n1,387.9\n1,907.7\n348.7\n28,563.5\n28,551.1\n28,867.6\n221,668.6\nAug\n102,750.2\n20,005.2\n4,891.9\n127,647.3\n2,577.9\n824.8\n131,049.9\n1,101.5\n12,302.3\n1,837.1\n3,658.1\n412.5\n30,713.4\n25,354.6\n28,672.9\n235,102.3\nSep\n104,770.7\n24,130.0\n6,488.3\n135,389.0\n2,548.1\n1,496.4\n139,433.5\n1,063.5\n11,363.7\n1,863.1\n2,831.0\n372.2\n32,694.4\n28,289.4\n32,377.1\n250,287.9\nOct\n114,057.9\n26,079.1\n7,702.2\n147,839.2\n2,666.6\n1,767.2\n152,273.0\n1,089.2\n11,137.3\n1,812.7\n4,232.9\n441.7\n33,811.1\n29,764.7\n35,264.5\n269,827.2\nNov\n129,129.6\n26,871.0\n8,262.1\n164,262.8\n2,369.5\n1,538.3\n168,170.5\n1,100.4\n11,019.9\n1,489.5\n5,403.8\n423.6\n36,278.2\n29,821.2\n33,334.7\n287,041.8\nDec\n146,151.8\n27,804.4\n8,926.9\n182,883.1\n2,547.6\n4,309.9\n189,740.6\n1,239.9\n10,924.0\n1,318.6\n316.6\n292.0\n43,984.3\n29,608.0\n29,204.3\n306,628.4\n2021\nJan\n158,888.8\n28,456.6\n10,150.2\n197,495.5\n2,580.8\n5,423.4\n205,499.8\n1,142.5\n12,732.6\n391.1\n519.6\n376.7\n50,147.7\n25,036.2\n29,608.5\n325,454.7\nFeb\n162,092.2\n26,146.3\n12,239.7\n200,478.2\n2,809.1\n4,762.5\n208,049.7\n1,150.4\n12,833.2\n409.2\n540.7\n609.9\n54,930.3\n28,339.2\n33,280.7\n340,143.4\nMar\n165,101.1\n30,313.5\n12,276.4\n207,691.0\n4,541.2\n4,845.3\n217,077.6\n1,331.7\n11,620.2\n75.4\n1,136.7\n408.9\n58,208.9\n32,908.1\n30,626.5\n353,393.9\nApr\n191,923.5\n31,441.3\n11,549.5\n234,914.3\n2,195.0\n5,346.7\n242,455.9\n1,190.1\n11,503.5\n176.5\n757.1\n409.9\n60,361.3\n34,537.9\n29,396.5\n380,788.7\nMay\n194,108.9\n40,921.9\n15,896.4\n250,927.2\n1,705.9\n6,802.1\n259,435.2\n1,186.9\n11,783.3\n654.2\n145.2\n429.0\n61,202.0\n35,592.3\n29,790.4\n400,218.5\nJun\n211,950.0\n40,878.5\n18,536.0\n271,364.4\n2,696.6\n6,202.3\n280,263.2\n1,211.8\n11,575.5\n662.3\n368.5\n462.6\n63,417.5\n26,856.5\n40,783.7\n425,601.6\nJul\n226,860.1\n48,928.9\n19,775.4\n295,564.4\n2,991.7\n5,012.2\n303,568.3\n1,169.2\n12,552.8\n706.9\n476.2\n552.8\n66,514.1\n26,869.2\n68,693.1\n481,102.6\nAug\n237,167.0\n38,425.4\n25,114.2\n300,706.5\n3,601.5\n5,873.7\n310,181.7\n1,216.2\n13,354.7\n1,444.4\n1,678.3\n478.6\n72,123.3\n32,281.1\n58,597.3\n491,355.6\nSep\n263,598.2\n37,954.3\n21,954.4\n323,506.9\n3,643.0\n3,469.0\n330,618.9\n2,141.0\n11,770.4\n1,453.1\n-110.6\n375.4\n71,255.0\n31,981.0\n46,729.4\n496,213.6\nOct\n299,038.0\n50,766.0\n22,882.7\n372,686.7\n2,824.1\n3,023.7\n378,534.5\n2,411.8\n14,077.4\n1,095.3\n1,109.9\n503.1\n78,644.6\n49,581.0\n61,280.0\n587,237.6\nNov\n307,063.4\n52,309.9\n27,875.3\n387,248.6\n3,325.7\n2,764.9\n393,339.3\n2,869.4\n12,437.2\n2,726.5\n1,352.5\n347.1\n89,288.6\n52,327.7\n61,678.3\n616,366.5\nDec\n334,599.0\n58,318.5\n30,455.6\n423,373.1\n3,842.1\n3,855.7\n431,070.9\n3,027.0\n13,896.4\n2,808.1\n1,693.3\n139.8\n109,665.4\n60,917.0\n63,170.8\n686,388.6\n2022\nJan\n346,619.5\n43,438.8\n31,158.1\n421,216.4\n2,962.5\n3,864.8\n428,043.7\n2,995.6\n14,406.9\n2,688.6\n1,043.2\n230.5\n122,752.1\n53,627.8\n58,853.6\n684,641.9\nFeb\n358,979.4\n51,510.7\n38,313.7\n448,803.8\n3,229.3\n4,248.7\n456,281.8\n3,834.1\n16,267.7\n2,120.4\n1,338.1\n226.8\n130,981.3\n55,099.6\n68,847.8\n734,997.5\nMar\n422,934.6\n58,283.5\n42,258.5\n523,476.6\n3,062.2\n5,171.3\n531,710.2\n3,850.2\n18,374.8\n2,137.9\n2,779.1\n810.6\n149,781.8\n65,660.6\n85,216.5\n860,321.7\nApr\n479,558.7\n74,880.3\n40,491.0\n594,930.0\n6,377.5\n7,486.7\n608,794.2\n3,792.3\n21,445.6\n2,173.0\n3,173.0\n486.8\n149,610.1\n53,372.3\n103,623.7\n946,471.1\nMay\n666,937.8\n137,419.9\n55,389.8\n859,747.5\n7,310.9\n7,249.8\n874,308.3\n5,769.3\n39,105.1\n2,383.3\n2,207.5\n321.8\n214,978.6\n134,993.5\n182,638.3\n1,456,705.7\nJune\n773,692.7\n154,956.9\n63,511.7\n992,161.3\n4,597.1\n10,018.0\n1,006,776.4\n6,743.2\n42,701.8\n2,898.5\n3,389.3\n345.2\n307,341.8\n169,511.8\n184,958.1\n1,724,666.1\nJuly\n810,906.6\n173,134.0\n74,324.5\n1,058,365.1\n717.0\n9,153.8\n1,068,235.9\n7,994.5\n54,168.7\n2,814.9\n2,948.9\n1,339.1\n355,597.9\n144,090.2\n220,013.9\n1,857,204.0\nSource:Reserve Bank of Zimbabwe,2022\nTABLE 5.2 : COMMERCIAL BANKS - LIABILITIES\nDeposits\nAmounts Owing to\n \n \n \n19 \n \n \nForeign\nOther Assets\nNon Financial \nTOTAL\nEnd of\nNotes\nAssets\nBond\n&\nBalances\nBalances with\nBalances\nOther Claims \n Notes &\nCoin\nwith\nOther Depository \nwith\non\nGovernment1\nLocal Governemt\nPublic Enterprises\nOther2\nMortgages\nGovernment\nOther\nCoins\nRBZ\nCorporations\nForeign Banks\nNon-residents\nSecurities\nsecurities\n2018\nJan\n0.9\n \n2.3\n \n197.4\n \n98.7\n \n7.8\n \n-\n \n129.8\n \n34.5\n \n-\n \n-\n \n413.2\n \n-\n \n508.7\n \n144.9\n \n136.1\n \n1,674.3\n \nFeb\n1.5\n \n1.8\n \n172.4\n \n123.5\n \n5.5\n \n-\n \n141.3\n \n33.5\n \n-\n \n-\n \n414.8\n \n-\n \n507.9\n \n125.7\n \n135.7\n \n1,663.6\n \nMar\n1.4\n \n3.4\n \n175.9\n \n72.1\n \n14.1\n \n-\n \n212.6\n \n32.8\n \n-\n \n-\n \n411.4\n \n-\n \n539.4\n \n142.8\n \n132.3\n \n1,738.2\n \nApr\n1.1\n \n4.3\n \n185.5\n \n61.9\n \n3.6\n \n-\n \n184.4\n \n32.0\n \n-\n \n-\n \n413.3\n \n-\n \n582.7\n \n141.6\n \n135.2\n \n1,745.7\n \nMay\n1.0\n \n7.6\n \n196.3\n \n138.2\n \n8.1\n \n-\n \n191.0\n \n30.9\n \n-\n \n-\n \n415.0\n \n-\n \n608.4\n \n128.1\n \n137.4\n \n1,862.0\n \nJune\n1.2\n \n4.9\n \n188.6\n \n177.8\n \n1.9\n \n-\n \n266.2\n \n30.1\n \n-\n \n-\n \n413.9\n \n-\n \n614.3\n \n124.0\n \n141.5\n \n1,964.5\n \nJuly\n1.8\n \n6.6\n \n207.1\n \n185.1\n \n1.7\n \n-\n \n283.2\n \n33.3\n \n-\n \n-\n \n423.5\n \n-\n \n636.1\n \n128.2\n \n141.1\n \n2,047.7\n \nAug\n1.6\n \n3.7\n \n224.7\n \n145.3\n \n2.4\n \n-\n \n288.9\n \n32.2\n \n-\n \n-\n \n428.2\n \n-\n \n579.4\n \n139.1\n \n143.7\n \n1,989.2\n \nSep\n1.9\n \n2.9\n \n245.6\n \n92.6\n \n20.8\n \n-\n \n291.1\n \n31.2\n \n-\n \n-\n \n430.3\n \n-\n \n650.2\n \n148.1\n \n144.4\n \n2,059.1\n \nOct\n4.9\n \n2.1\n \n220.0\n \n95.8\n \n11.9\n \n-\n \n318.9\n \n30.2\n \n-\n \n-\n \n427.7\n \n-\n \n639.8\n \n154.2\n \n147.0\n \n2,052.5\n \nNov\n3.6\n \n2.9\n \n243.3\n \n35.7\n \n10.4\n \n-\n \n320.7\n \n28.9\n \n-\n \n-\n \n433.5\n \n-\n \n635.7\n \n148.0\n \n145.8\n \n2,008.5\n \nDec\n2.3\n \n4.3\n \n157.4\n \n121.3\n \n10.4\n \n-\n \n339.4\n \n28.0\n \n-\n \n-\n \n444.8\n \n-\n \n645.9\n \n179.7\n \n151.9\n \n2,085.6\n \n2019\nJan\n6.3\n \n4.6\n108.2\n \n63.5\n10.9\n \n0.0\n343.8\n \n27.3\n33.6\n \n0.0\n438.0\n \n0.0\n649.3\n \n136.7\n151.2\n \n1973.3\nFeb\n5.4\n \n17.6\n120.6\n \n62.8\n18.1\n \n-\n \n339.6\n \n26.5\n-\n \n-\n \n416.1\n \n-\n \n696.1\n \n171.1\n156.7\n \n2,030.8\n \nMar\n2.6\n \n18.0\n126.3\n \n38.6\n23.9\n \n-\n \n331.7\n \n25.5\n-\n \n-\n \n415.1\n \n-\n \n710.1\n \n172.1\n207.4\n \n2,071.2\n \nApr\n3.7\n \n30.6\n220.3\n \n85.0\n47.6\n \n-\n \n271.6\n \n25.0\n-\n \n-\n \n414.1\n \n-\n \n705.0\n \n169.0\n276.2\n \n2,247.8\n \nMay\n3.9\n \n38.4\n162.2\n \n115.4\n139.0\n \n-\n \n345.5\n \n23.9\n-\n \n-\n \n406.2\n \n-\n \n776.6\n \n165.7\n363.4\n \n2,540.1\n \nJun\n6.3\n \n69.8\n361.6\n \n144.5\n132.4\n \n-\n \n265.8\n \n22.6\n-\n \n-\n \n421.7\n \n-\n \n873.6\n \n210.5\n473.0\n \n2,981.8\n \nJul\n6.5\n \n174.7\n473.9\n \n89.7\n131.1\n \n-\n \n258.3\n \n22.2\n-\n \n-\n \n416.0\n \n-\n \n934.6\n \n203.1\n565.6\n \n3,275.8\n \nAug\n5.5\n \n94.5\n758.0\n \n60.6\n115.5\n \n-\n \n247.4\n \n21.5\n-\n \n-\n \n418.1\n \n-\n \n970.6\n \n345.1\n567.6\n \n3,604.2\n \nSep\n15.8\n \n180.3\n831.8\n \n195.4\n104.2\n \n-\n \n267.6\n \n20.9\n-\n \n-\n \n499.1\n \n-\n \n1,137.6\n \n528.8\n1,042.2\n \n4,823.6\n \nOct\n6.2\n \n198.7\n997.2\n \n72.2\n243.7\n \n-\n \n268.8\n \n20.2\n-\n \n-\n \n429.8\n \n-\n \n1,286.7\n \n503.4\n1,069.3\n \n5,096.2\n \nNov\n11.9\n \n156.1\n872.3\n \n159.7\n426.0\n \n-\n \n338.6\n \n19.6\n-\n \n-\n \n443.5\n \n-\n \n1,357.4\n \n575.8\n1,068.7\n \n5,429.6\n \nDec\n9.2\n \n223.9\n1,016.9\n \n317.4\n492.3\n \n-\n \n308.3\n \n18.2\n-\n \n-\n \n454.5\n \n-\n \n1,413.5\n \n700.6\n1,470.0\n \n6,424.9\n \n2020\nJan\n16.3\n \n322.3\n1,106.8\n \n361.8\n421.8\n \n-\n \n283.0\n \n20.1\n-\n \n-\n \n478.2\n \n-\n \n1,498.8\n \n717.5\n1,552.8\n \n6,779.5\n \nFeb\n14.5\n \n368.2\n977.2\n \n612.5\n370.5\n \n-\n \n357.1\n \n20.1\n-\n \n1.5\n \n503.6\n \n-\n \n2,097.7\n \n735.9\n1,538.8\n \n7,597.4\n \nMar\n20.1\n \n529.4\n1,423.7\n \n261.8\n282.6\n \n-\n \n341.6\n \n19.2\n-\n \n0.6\n \n526.4\n \n-\n \n2,406.4\n \n1165.6\n1,914.1\n \n8,891.5\n \nApr\n33.1\n \n493.1\n914.2\n \n232.1\n384.9\n \n-\n \n424.3\n \n18.1\n-\n \n-\n \n525.9\n \n-\n \n2,568.2\n \n1528.5\n2,134.4\n \n9,256.8\n \nMay\n39.7\n \n434.7\n1,248.4\n \n192.3\n725.0\n \n-\n \n382.4\n \n17.0\n-\n \n-\n \n517.6\n \n-\n \n2,793.4\n \n2669.6\n2,146.1\n \n11,166.3\n \nJun\n88.7\n \n1167.9\n2,857.8\n \n395.9\n1,222.0\n \n-\n \n385.4\n \n13.8\n-\n \n-\n \n653.4\n \n-\n \n4,663.9\n \n2688.0\n4,712.1\n \n18,848.8\n \nJul\n109.1\n \n1780.7\n3,878.9\n \n1342.9\n1,879.4\n \n-\n \n346.6\n \n13.4\n-\n \n-\n \n585.7\n \n-\n \n5,648.0\n \n3879.5\n4,927.7\n \n24,391.8\n \nAug\n142.9\n \n2175.5\n4,799.3\n \n341.7\n2,310.6\n \n-\n \n294.6\n \n13.1\n-\n \n-\n \n688.7\n \n-\n \n6,552.1\n \n4480.3\n6,104.6\n \n27,903.4\n \nSep\n179.8\n \n2469.9\n4,547.1\n \n504.6\n1,027.7\n \n-\n \n218.3\n \n12.9\n-\n \n0.4\n \n741.5\n \n-\n \n6,518.3\n \n2774.9\n6,503.8\n \n25,499.1\n \nOct\n149.1\n \n2787.0\n5,056.1\n \n778.9\n1,182.4\n \n-\n \n206.5\n \n12.3\n-\n \n112.2\n \n772.3\n \n-\n \n6,874.4\n \n2795.4\n6,537.1\n \n27,263.4\n \nNov\n104.3\n \n2935.7\n4,448.9\n \n691.0\n1,412.8\n \n-\n \n1,666.7\n \n11.6\n-\n \n157.8\n \n930.4\n \n-\n \n7,498.6\n \n2571.1\n6,712.9\n \n29,141.9\n \nDec\n116.2\n \n3210.3\n5,085.9\n \n802.0\n1,183.4\n \n-\n \n1,830.2\n \n11.2\n-\n \n251.1\n \n1,008.4\n \n-\n \n8,562.3\n \n2559.4\n7,352.9\n \n31,973.2\n \n2021\nJan\n188.7\n \n2943.3\n5,986.5\n \n793.8\n843.5\n \n-\n \n1,783.8\n \n10.2\n-\n \n211.3\n \n1,091.3\n \n0.0\n \n9,329.1\n \n2980.3\n7,685.1\n \n33,846.9\n \nFeb\n345.7\n \n2762.9\n6,004.8\n \n811.1\n984.2\n \n-\n \n2,731.0\n \n9.2\n-\n \n236.8\n \n2,089.3\n \n-\n \n8,950.2\n \n2949.2\n7,790.6\n \n35,665.0\n \nMar\n168.3\n \n2278.9\n6,313.1\n \n1594.4\n1,028.2\n \n-\n \n1,341.7\n \n8.4\n-\n \n415.1\n \n1,242.4\n \n-\n \n10,867.7\n \n3027.5\n7,841.0\n \n36,126.8\n \nApr\n206.9\n \n2702.1\n5,302.6\n \n1156.7\n1,085.4\n \n-\n \n871.7\n \n7.7\n-\n \n508.9\n \n1,581.5\n \n-\n \n14,233.6\n \n3431.1\n7,237.9\n \n38,326.2\n \nMay\n210.3\n \n1687.6\n5,962.2\n \n1250.9\n3,847.1\n \n-\n \n116.9\n \n7.0\n-\n \n517.7\n \n1,568.8\n \n-\n \n17,154.9\n \n2927.9\n7,532.9\n \n42,784.2\n \nJun\n249.6\n \n1649.7\n6,202.6\n \n1163.8\n1,866.7\n \n-\n \n204.6\n \n6.5\n-\n \n588.0\n \n1,851.9\n \n-\n \n18,795.4\n \n2580.9\n7,701.1\n \n42,860.7\n \nJul\n283.7\n \n1212.2\n7,193.4\n \n1892.7\n1,875.4\n \n-\n \n1,143.4\n \n6.0\n-\n \n447.3\n \n1,963.2\n \n-\n \n18,280.3\n \n3923.5\n7,695.6\n \n45,916.5\n \nAug\n352.8\n \n1408.8\n7,869.3\n \n2537.6\n2,316.2\n \n-\n \n3,535.6\n \n5.4\n-\n \n399.5\n \n2,101.3\n \n-\n \n19,422.2\n \n3837.6\n7,666.6\n \n51,453.0\n \nSep\n349.8\n \n1926.6\n7,608.5\n \n2430.2\n1,941.4\n \n-\n \n4,314.6\n \n5.1\n-\n \n205.2\n \n2,231.7\n \n-\n \n20,461.1\n \n4013.2\n9,460.7\n \n54,948.1\n \nOct\n411.5\n \n2396.2\n8,221.0\n \n2162.4\n3,421.5\n \n-\n \n5,627.7\n \n4.3\n-\n \n271.1\n \n2,539.5\n \n-\n \n22,881.3\n \n5432.3\n9,501.3\n \n62,870.1\n \nNov\n339.8\n \n3578.4\n7,561.6\n \n2568.8\n2,299.5\n \n-\n \n5,882.7\n \n3.7\n-\n \n566.4\n \n2,788.5\n \n-\n \n27,326.1\n \n4400.3\n9,614.3\n \n66,930.0\n \nDec\n351.1\n \n3217.3\n8,557.8\n \n2619.2\n3,620.2\n \n-\n \n2,353.6\n \n3.0\n-\n \n1,189.0\n \n2,786.9\n \n-\n \n33,115.3\n \n5610.8\n11,334.1\n \n74,758.3\n \n2022\nJan\n324.6\n \n3504.3\n8,506.5\n \n2680.3\n2,631.0\n \n-\n \n1,110.8\n \n2.4\n-\n \n1,487.3\n \n2,967.6\n \n-\n \n35,913.5\n \n6693.8\n14,008.7\n \n79,830.9\n \nFeb\n411.5\n \n4021.5\n9,763.6\n \n3069.7\n5,678.0\n \n-\n \n4,048.9\n \n1.6\n-\n \n1,465.4\n \n3,241.1\n \n-\n \n39,977.5\n \n4511.5\n13,964.4\n \n90,154.6\n \nMar\n354.3\n \n4413.6\n11,882.6\n \n3691.3\n4,932.3\n \n-\n \n5,235.0\n \n0.9\n-\n \n1,590.0\n \n3,888.3\n \n-\n \n42,741.3\n \n9086.6\n15,421.2\n \n103,237.4\n \nApr\n546.4\n \n3054.1\n15,585.8\n \n4857.7\n5,768.6\n \n-\n \n5,714.4\n \n0.2\n-\n \n1,861.4\n \n4,143.7\n \n-\n \n48,582.4\n \n9654.2\n16,999.2\n \n116,768.1\n \nMay\n639.5\n \n8326.7\n23,817.6\n \n4251.9\n16,001.6\n \n-\n \n6,150.9\n \n0.0\n-\n \n1,486.3\n \n8,474.8\n \n-\n \n74,864.0\n \n14793.9\n17,091.2\n \n175,898.5\n \nJune\n418.5\n \n8464.3\n32,497.6\n \n3807.5\n21,184.8\n \n-\n \n2,639.3\n \n0.0\n-\n \n1,340.0\n \n10,851.1\n \n-\n \n85,145.9\n \n18155.8\n35,128.1\n \n219,633.0\n \nJuly\n700.4\n \n9914.6\n30,660.3\n \n4983.4\n24,902.9\n \n-\n \n4,077.6\n \n0.0\n-\n \n1,411.5\n \n13,722.1\n \n-\n \n98,066.0\n \n9998.6\n45,127.9\n \n243,565.1\n \nSource:Reserve Bank of Zimbabwe,2022\nNotes\n1.Government securities include treasuary bills and bonds\n2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits.\n3.Includes households and other financial corporations, \nTABLE 6.1: BUILDING SOCIETIES -ASSETS\n$ millions\nDebt Securities\nLoans and Advances\n \n \n \n20 \n \n \nDebt Securities\nForeign Liabilities\nCapital\nOther\nTOTAL\nand\nLiablities\nEnd of\nSavings\nTime Deposits\nTotal Deposits \nOther Depository\nGovernment \nTotal\nRBZ\nOther Depository Other Finacial \nReserves\nfrom the public\nCorporations\n Corporations\n Corporations\n2018\nJan\n544.7\n497.1\n1,041.7\n105.2\n16.4\n1,163.3\n22.8\n26.1\n0.0\n22.9\n0.2\n362.1\n77.0\n1,674.3\nFeb\n512.0\n480.5\n992.5\n120.3\n16.8\n1,129.5\n28.5\n26.3\n0.0\n33.6\n0.5\n366.0\n79.2\n1,663.6\nMar\n535.1\n507.8\n1,042.9\n120.3\n16.5\n1,179.7\n27.5\n41.3\n0.0\n34.5\n0.5\n378.2\n76.5\n1,738.2\nApr\n568.0\n452.6\n1,020.5\n144.4\n17.0\n1,181.9\n27.9\n39.7\n0.0\n33.6\n0.4\n358.5\n103.7\n1,745.7\nMay\n613.8\n475.1\n1,089.0\n196.6\n16.4\n1,302.0\n32.4\n40.0\n0.0\n31.2\n0.5\n363.1\n92.8\n1,862.0\nJune\n658.5\n507.9\n1,166.5\n183.2\n16.4\n1,366.0\n33.1\n39.3\n0.0\n56.9\n0.4\n363.5\n105.2\n1,964.5\nJuly\n770.2\n542.9\n1,313.1\n128.5\n15.0\n1,456.6\n28.7\n37.5\n0.0\n30.4\n15.8\n378.9\n99.8\n2,047.7\nAug\n703.4\n534.7\n1,238.0\n133.0\n15.0\n1,386.0\n31.3\n33.9\n0.0\n18.3\n17.9\n385.8\n116.0\n1,989.2\nSep\n749.8\n502.3\n1,252.2\n166.0\n15.1\n1,433.2\n22.8\n55.9\n0.0\n20.7\n25.5\n388.6\n112.3\n2,059.1\nOct\n772.5\n471.9\n1,244.4\n151.0\n15.1\n1,410.5\n23.7\n56.3\n0.0\n21.2\n25.5\n389.9\n125.4\n2,052.5\nNov\n699.9\n511.9\n1,211.9\n134.0\n15.1\n1,360.9\n21.0\n55.6\n0.0\n16.2\n24.5\n396.1\n134.2\n2,008.5\nDec\n713.2\n540.0\n1,253.1\n139.6\n15.1\n1,407.8\n26.5\n55.3\n0.0\n40.2\n23.4\n400.1\n132.3\n2,085.6\n2019\nJan\n633.8\n490.2\n1,124.0\n140.5\n15.0\n1,279.6\n27.9\n55.5\n0.0\n58.1\n24.8\n392.8\n134.7\n1,973.3\nFeb\n661.3\n492.3\n1,153.6\n138.8\n15.0\n1,307.4\n25.8\n134.5\n0.0\n32.6\n28.2\n366.7\n135.6\n2,030.8\nMar\n655.2\n473.9\n1,129.1\n146.8\n15.0\n1,290.9\n29.0\n155.6\n0.0\n32.5\n25.7\n391.4\n146.2\n2,071.2\nApr\n782.3\n460.0\n1,242.3\n130.5\n14.9\n1,387.7\n26.0\n165.0\n0.0\n28.2\n14.1\n457.7\n169.2\n2,247.8\nMay\n895.0\n464.3\n1,359.4\n153.5\n15.0\n1,527.9\n23.9\n264.7\n0.0\n41.9\n30.6\n477.5\n173.6\n2,540.1\nJun\n1,154.3\n406.8\n1,561.1\n131.5\n15.0\n1,707.7\n23.9\n336.5\n0.0\n54.8\n27.1\n664.7\n167.0\n2,981.8\nJul\n1,192.2\n538.1\n1,730.3\n75.2\n14.9\n1,820.4\n33.0\n455.7\n0.0\n20.2\n17.0\n739.6\n189.9\n3,275.8\nAug\n1,424.7\n542.9\n1,967.6\n47.0\n15.0\n2,029.6\n31.8\n539.4\n0.0\n28.2\n3.5\n777.8\n193.9\n3,604.2\nSep\n1,686.2\n524.9\n2,211.1\n44.9\n15.0\n2,271.0\n25.5\n869.0\n0.0\n66.9\n0.0\n1,352.0\n239.1\n4,823.6\nOct\n1,920.1\n548.8\n2,468.8\n36.9\n15.0\n2,520.7\n16.7\n861.0\n0.0\n76.0\n0.0\n1,362.8\n259.0\n5,096.2\nNov\n2,394.7\n441.2\n2,835.9\n35.0\n15.0\n2,886.0\n18.6\n876.3\n0.0\n121.1\n2.5\n1,246.7\n278.3\n5,429.6\nDec\n2,713.3\n481.5\n3,194.7\n244.0\n15.0\n3,453.8\n23.7\n923.5\n0.0\n117.1\n0.0\n1,563.0\n343.9\n6,424.9\n2020\nJan\n2,894.8\n398.4\n3,293.3\n273.1\n15.0\n3,581.4\n34.7\n944.7\n0.0\n100.0\n0.0\n1,699.9\n418.8\n6,779.5\nFeb\n3,118.5\n419.8\n3,538.4\n270.9\n15.0\n3,824.3\n32.5\n966.5\n0.0\n558.5\n0.0\n1,714.1\n501.5\n7,597.4\nMar\n3,978.7\n384.4\n4,363.1\n290.4\n15.0\n4,668.5\n19.3\n1,143.4\n0.0\n133.4\n0.0\n2,335.6\n591.3\n8,891.5\nApr\n4,097.6\n354.9\n4,452.5\n290.4\n15.0\n4,757.9\n15.6\n1,152.3\n0.0\n140.8\n0.0\n2,628.1\n562.1\n9,256.8\nMay\n5,615.0\n370.0\n5,985.0\n441.2\n15.0\n6,441.2\n45.6\n1,161.2\n0.0\n149.8\n0.0\n2,708.1\n660.4\n11,166.3\nJun\n7,327.5\n405.9\n7,733.4\n346.2\n15.0\n8,094.6\n17.6\n2,644.8\n0.0\n278.2\n0.0\n6,867.2\n946.4\n18,848.8\nJul\n10,284.7\n427.7\n10,712.4\n326.2\n15.0\n11,053.7\n21.3\n3,862.4\n0.0\n207.1\n0.0\n8,010.7\n1,236.7\n24,391.8\nAug\n10,984.4\n502.7\n11,487.1\n364.5\n15.0\n11,866.6\n21.4\n4,478.3\n0.0\n186.1\n10.0\n9,438.3\n1,902.7\n27,903.4\nSep\n10,408.2\n403.5\n10,811.8\n107.5\n15.0\n10,934.3\n31.7\n3,842.7\n0.0\n125.8\n0.0\n8,069.6\n2,495.1\n25,499.1\nOct\n11,881.7\n628.7\n12,510.4\n102.5\n15.0\n12,627.9\n154.0\n3,731.0\n0.0\n280.6\n0.0\n7,991.8\n2,478.1\n27,263.4\nNov\n13,173.5\n668.5\n13,842.1\n252.5\n15.0\n14,109.6\n148.2\n3,781.0\n0.0\n323.0\n0.0\n8,200.8\n2,579.4\n29,141.9\nDec\n15,585.8\n797.7\n16,383.5\n258.5\n15.0\n16,657.0\n207.5\n3,221.3\n0.0\n440.4\n0.0\n9,002.7\n2,444.3\n31,973.2\n2021\nJan\n17,060.5\n985.1\n18,045.7\n150.0\n15.0\n18,210.7\n291.2\n3,018.1\n0.0\n81.3\n0.0\n6,054.0\n6,191.6\n33,846.9\nFeb\n18,610.7\n1,047.5\n19,658.2\n150.0\n15.0\n19,823.2\n318.2\n3,075.5\n0.0\n40.7\n0.0\n6,533.5\n5,874.0\n35,665.0\nMar\n18,562.7\n1,070.5\n19,633.2\n150.0\n15.0\n19,798.2\n320.8\n3,377.0\n0.0\n241.5\n0.0\n6,727.5\n5,661.8\n36,126.8\nApr\n19,021.2\n1,353.2\n20,374.5\n500.0\n15.0\n20,889.5\n325.0\n4,244.8\n0.0\n181.9\n0.0\n6,267.0\n6,418.0\n38,326.2\nMay\n22,332.1\n1,453.5\n23,785.6\n500.0\n15.0\n24,300.6\n350.2\n4,279.9\n0.0\n394.8\n0.0\n6,067.1\n7,391.6\n42,784.2\nJun\n22,784.4\n1,675.4\n24,459.8\n209.5\n70.5\n24,739.8\n359.1\n3,855.1\n0.0\n570.4\n0.0\n6,623.0\n6,713.2\n42,860.7\nJul\n25,425.9\n1,997.8\n27,423.7\n25.0\n15.0\n27,463.7\n365.2\n3,488.6\n0.0\n274.6\n0.0\n7,194.2\n7,130.1\n45,916.5\nAug\n27,475.7\n2,728.9\n30,204.6\n60.0\n15.0\n30,279.6\n668.2\n5,344.8\n0.0\n621.9\n0.0\n7,683.7\n6,854.8\n51,453.0\nSep\n29,023.8\n2,834.6\n31,858.5\n76.0\n15.2\n31,949.7\n1,062.2\n4,465.7\n0.0\n181.9\n0.0\n10,227.1\n7,061.5\n54,948.1\nOct\n30,925.8\n4,239.0\n35,164.7\n0.0\n30.0\n35,194.8\n1,329.1\n7,432.5\n0.0\n0.0\n0.0\n10,906.3\n8,007.4\n62,870.1\nNov\n34,486.8\n4,344.1\n38,830.8\n0.0\n15.0\n38,845.9\n1,149.7\n7,028.7\n0.0\n203.6\n0.0\n11,575.7\n8,126.5\n66,930.0\nDec\n33,974.4\n4,856.8\n38,831.3\n80.0\n15.0\n38,926.3\n1,750.9\n9,746.8\n0.0\n712.0\n0.0\n15,101.8\n8,520.4\n74,758.3\n2022\nJan\n31,695.1\n5,983.6\n37,678.7\n0.0\n15.0\n37,693.7\n1,771.4\n10,991.6\n0.0\n373.7\n0.0\n18,063.5\n10,937.0\n79,830.9\nFeb\n37,132.1\n7,089.1\n44,221.1\n0.0\n15.0\n44,236.1\n1,703.8\n14,215.9\n0.0\n431.6\n0.0\n18,241.5\n11,325.7\n90,154.6\nMar\n44,187.4\n6,190.7\n50,378.1\n0.0\n15.0\n50,393.1\n1,742.3\n15,620.9\n0.0\n501.9\n0.0\n20,548.8\n14,430.4\n103,237.4\nApr\n52,979.2\n6,553.0\n59,532.2\n0.0\n15.0\n59,547.2\n1,536.3\n17,027.1\n0.0\n704.1\n0.0\n23,099.0\n14,854.4\n116,768.1\nMay\n86,411.7\n6,683.0\n93,094.7\n0.0\n15.0\n93,109.8\n1,477.7\n34,306.7\n0.0\n1,033.4\n0.0\n22,645.2\n23,325.7\n175,898.5\nJun\n98,008.7\n8,427.1\n106,435.9\n1,030.1\n15.0\n107,481.1\n1,496.4\n40,346.3\n0.0\n1,200.6\n0.0\n42,213.2\n26,895.5\n219,633.0\nJul\n111,583.1\n9,489.2\n121,072.3\n1,072.6\n15.0\n122,159.9\n1,225.0\n46,145.1\n0.0\n2,071.5\n0.0\n55,131.6\n16,832.0\n243,565.1\nSource:Reserve Bank of Zimbabwe,2022\nAmounts Owing to\nTABLE 6.2: BUILDING SOCIETIES -LIABILITIES\n$ millions\n \n \n \n21 \n \n \n \nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATION\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nEND OF\n \n \n \nINVESTMENTS\nORGANISATIONS\n \n \n \n \n1,000.0\n2018\nJan\n479,109.65\n59,336.80\n9,442.40\n289,531.26\n20,569.74\n258,034.97\n271,453.81\n106,425.09\n390,052.89\n32,328.60\n617,302.95\n14,394.66\n2,547,982.83\nFeb\n488,203.10\n59.,977.6\n9,271.60\n315,569.60\n20,133.10\n258,263.60\n285,045.10\n108,649.00\n393,604.90\n31,636.60\n618,377.40\n15,010.60\n2,543,764.60\nMar\n484,764.71\n64,826.47\n11,050.47\n344,731.34\n15,203.35\n274,150.22\n303,649.15\n114,431.85\n363,449.40\n32,793.42\n640,496.88\n19,893.14\n2,669,440.41\nApr\n485,790.00\n63,948.20\n10,904.16\n344,532.06\n15,015.25\n271,071.77\n294,270.80\n112,692.09\n333,633.78\n31,103.49\n631,920.52\n22,066.04\n2,616,948.15\nMay\n501,783.67\n63,555.32\n10,933.54\n362,939.63\n15,079.82\n358,553.35\n317,666.65\n117,123.00\n338,846.30\n31,523.13\n651,443.97\n24,226.37\n2,793,674.76\nJun\n475,105.71\n66,796.85\n13,907.73\n385,583.32\n15,079.82\n344,917.25\n323,212.12\n117,146.59\n335,216.91\n34,457.61\n655,427.02\n34,163.40\n2,801,014.33\nJul\n463,286.30\n70,905.22\n18,924.14\n383,314.68\n14,976.42\n140,624.55\n274,507.82\n113,776.27\n309,209.52\n37,473.99\n652,652.69\n34,402.12\n2,514,053.73\nAug\n470,756.06\n79,237.13\n15,167.31\n331,672.76\n15,021.94\n144,100.73\n271,000.50\n111,960.21\n306,022.68\n37,341.23\n666,649.40\n34,402.12\n2,483,332.08\nSep\n451,745.26\n79,055.66\n15,021.57\n341,851.68\n15,021.94\n144,799.61\n263,994.22\n112,656.60\n320,788.50\n36,914.64\n666,971.46\n64,407.07\n2,513,228.20\nOct\n453,068.26\n74,931.80\n16,036.47\n389,851.74\n15,156.78\n165,252.71\n268,933.16\n111,956.57\n313,376.79\n36,118.55\n680,445.74\n12,855.74\n2,537,984.32\nNov\n444,130.81\n133,137.60\n14,884.08\n313,732.96\n15,156.79\n165,419.77\n269,459.88\n149,908.15\n316,738.77\n45,693.19\n679,403.72\n12,265.36\n2,559,931.07\nDec\n492,669.93\n78,176.72\n15,958.03\n340,422.71\n14,425.48\n165,648.71\n253,354.25\n113,596.48\n347,242.19\n40,695.42\n669,879.64\n12,254.30\n2,544,323.87\n2019\nJan\n525,176.71\n80,480.87\n20,199.44\n349,755.63\n15,294.02\n158,458.90\n255,380.42\n123,772.79\n358,554.22\n42,355.54\n666,797.13\n16,335.67\n2,612,561.33\nFeb\n521,988.10\n79,066.70\n10,931.07\n352,797.81\n14,699.04\n80,894.67\n253,027.00\n124,474.74\n389,522.96\n40,923.52\n644,320.94\n11,446.61\n2,524,093.15\nMar\n538,072.74\n87,791.29\n18,211.46\n379,233.06\n14,556.67\n205,466.51\n270,360.07\n133,324.78\n407,637.99\n43,541.36\n731,600.28\n11,476.62\n2,841,272.85\nApr\n584,205.29\n96,516.86\n22,430.89\n421,676.71\n15,968.00\n236,000.25\n310,449.68\n193,315.77\n387,730.25\n44,465.66\n788,749.65\n14,486.65\n3,115,995.66\nMay\n712,661.52\n98,826.58\n27,802.41\n466,619.97\n17,425.91\n317,055.80\n368,550.63\n250,912.54\n441,731.01\n43,682.62\n901,283.38\n14,096.64\n3,660,649.01\nJun\n940,505.81\n82,926.78\n30,534.65\n566,391.10\n169,400.79\n876,820.36\n354,648.58\n331,070.01\n404,941.11\n49,207.29\n898,523.53\n14,258.87\n4,719,228.88\nJul\n1,060,152.38\n108,889.32\n38,005.81\n685,729.84\n22,484.81\n470,421.82\n497,581.30\n333,137.40\n643,721.98\n51,560.67\n1,111,698.00\n7,683.18\n5,031,066.50\nAug\n1,163,054.33\n117,882.86\n40,904.57\n720,937.57\n15,289.60\n524,650.14\n575,937.12\n378,008.67\n742,674.56\n51,710.40\n1,202,415.06\n5,830.84\n5,539,295.71\nSep\n1,379,203.16\n101,683.93\n20,216.16\n755,828.88\n15,563.75\n1,430,322.28\n520,659.81\n487,089.86\n594,143.27\n59,974.64\n1,004,073.32\n6,055.40\n5,087,524.40\nOct\n1,917,349.77\n103,708.96\n20,826.53\n798,377.18\n24,574.74\n1,447,865.67\n603,692.16\n541,020.28\n618,349.57\n61,677.92\n1,112,873.33\n4,322.02\n7,530,493.20\nNov\n1,916,599.14\n103,450.14\n22,381.71\n878,695.26\n24,749.38\n1,566,329.25\n623,341.53\n554,037.12\n623,064.80\n61,153.08\n1,152,340.02\n4,351.76\n7,530,493.20\nDec\n3,260,641.29\n140,783.74\n27,127.10\n1,114,871.76\n48,155.61\n1,504,624.78\n1,027,373.94\n821,797.19\n823,237.53\n84,684.83\n1,428,029.37\n7,328.19\n10,288,655.30\n2020\nJan\n4,084,551.94\n155,581.93\n40,879.89\n1,241,096.72\n54,212.81\n1,614,135.86\n1,136,124.87\n905,568.16\n799,835.71\n83,887.62\n1,594,904.42\n3,435.36\n11,714,215.29\nFeb\n4,492,412.28\n157,892.05\n54,850.75\n1,305,056.27\n51,575.18\n1,667,015.97\n1,328,895.13\n875,096.28\n827,340.38\n103,240.64\n1,837,059.21\n1,195.35\n12,701,629.50\nMar\n5,400,573.75\n137,553.14\n109,432.30\n1,355,737.76\n60,656.39\n2,181,804.45\n1,514,365.26\n1,743,391.37\n911,567.97\n129,647.77\n2,083,395.02\n30,866.95\n15,658,992.12\nApr\n5,497,243.24\n144,302.16\n94,782.20\n1,298,701.43\n50,563.13\n2,200,545.77\n1,762,996.43\n1,756,962.25\n1,057,031.75\n149,805.94\n2,211,133.89\n33,524.86\n16,257,593.05\nMay\n6,753,987.64\n152,161.11\n176,776.32\n1,688,453.47\n61,403.01\n2,272,323.33\n2,155,232.06\n2,018,291.52\n1,335,664.72\n161,892.59\n2,646,269.59\n56,873.34\n19,479,328.70\nJun\n8,233,748.36\n178,010.08\n127,961.90\n3,248,219.37\n64,989.86\n5,469,986.07\n3,799,659.67\n4,379,017.69\n1,983,339.32\n277,602.32\n3,665,408.84\n46,384.96\n31,474,328.45\nJul\n8,927,920.73\n256,440.30\n209,123.91\n4,249,101.81\n34,055.90\n7,106,442.23\n5,125,740.57\n5,385,837.14\n2,413,677.93\n418,160.11\n4,321,918.71\n46,630.64\n38,495,049.96\nAug\n9,773,178.50\n269,675.36\n194,537.60\n5,470,092.50\n33,043.10\n7,946,261.68\n6,723,930.20\n5,651,838.11\n3,103,883.15\n446,084.37\n5,291,100.20\n48,922.44\n44,952,547.19\nSep\n10,508,860.18\n202,928.95\n203,610.78\n4,810,727.31\n29,975.80\n1,041,079.17\n7,136,261.66\n4,099,760.81\n3,255,496.85\n517,871.73\n6,526,576.15\n48,754.08\n38,381,903.47\nOct\n12,296,430.45\n302,589.49\n251,238.66\n9,053,118.05\n28,434.20\n8,136,185.80\n6,305,609.42\n6,351,785.61\n3,855,757.60\n649,444.55\n7,243,034.96\n49,339.03\n54,522,967.83\nNov\n14,705,718.28\n553,426.67\n299,226.19\n10,178,453.66\n26,676.82\n9,457,279.18\n7,442,871.42\n6,834,160.25\n4,193,059.76\n959,134.44\n7,919,442.36\n50,802.65\n62,620,251.69\nDec\n19,070,900.24\n557,071.84\n265,529.08\n10,043,351.16\n24,925.66\n9,451,197.42\n8,214,424.44\n7,599,398.94\n4,750,996.82\n1,556,410.92\n9,213,845.68\n46,489.85\n70,794,542.04\n1,000.00\n2021\nJan\n23,978,167.35\n610,696.11\n267,400.20\n9,997,383.02\n66,046.86\n9,811,097.63\n7,641,910.42\n7,176,322.97\n4,807,054.16\n1,685,871.14\n10,092,630.46\n47,525.58\n76,182,105.93\nFeb\n24,581,772.22\n653,205.48\n285,830.69\n10,330,772.00\n65,231.37\n10,024,935.09\n7,949,013.06\n6,754,180.16\n5,018,015.84\n1,766,077.92\n10,905,948.39\n47,678.08\n78,382,660.29\nMar\n28,741,816.74\n737,140.48\n320,102.45\n10,604,119.56\n76,828.95\n10,517,753.11\n9,428,559.85\n8,179,722.05\n5,701,289.52\n1,822,019.95\n12,528,176.45\n33,915.52\n88,691,444.62\nApr\n31,859,146.34\n675,080.87\n347,881.04\n12,101,683.31\n205,760.21\n12,046,268.54\n10,788,214.39\n8,802,924.25\n6,559,969.13\n1,831,534.43\n14,724,055.16\n36,984.33\n99,979,501.99\nMay\n34,645,328.64\n713,518.48\n292,339.75\n13,012,546.01\n70,347.70\n10,160,360.67\n11,287,317.39\n8,318,871.52\n7,438,997.57\n1,831,015.12\n17,169,532.74\n10,879.19\n104,951,054.78\nJune\n36,527,537.18\n993,308.60\n357,200.72\n14,622,859.32\n69,173.21\n12,832,747.32\n12,635,012.94\n7,938,660.25\n9,226,503.32\n1,903,845.82\n19,986,300.49\n40,765.72\n117,133,914.90\nJul\n39,160,305.59\n1,280,558.68\n411,253.92\n16,562,010.52\n62,624.82\n13,792,648.82\n12,583,048.87\n8,567,557.82\n10,717,151.04\n1,820,088.91\n22,581,130.29\n13,756.78\n127,552,136.06\nAug\n41,218,056.27\n1,372,177.00\n431,669.10\n15,667,033.13\n66,504.42\n14,701,546.35\n13,446,660.94\n8,828,791.19\n11,500,069.82\n1,942,139.38\n27,299,685.30\n15,470.31\n136,489,803.20\nSep\n41,133,553.69\n1,649,182.17\n433,781.15\n16,702,896.26\n321,991.18\n15,183,417.18\n15,271,161.92\n9,065,558.07\n11,973,442.27\n2,145,369.49\n30,851,901.80\n19,863.23\n144,752,118.41\nOct\n48,491,758.71\n1,644,045.10\n477,340.76\n20,072,721.66\n337,273.51\n16,644,705.00\n17,906,042.38\n10,150,149.70\n8,544,940.34\n2,418,354.85\n35,641,091.07\n17,894.63\n162,346,317.71\nNov\n48,945,526.55\n1,598,923.06\n394,575.79\n20,998,777.03\n434,931.56\n16,621,266.44\n19,372,274.14\n10,802,887.56\n8,904,904.88\n2,882,220.06\n40,009,482.19\n18,275.25\n170,984,044.50\nDec\n54,028,791.83\n1,778,880.47\n556,046.62\n24,450,917.17\n570,685.08\n10,955,470.21\n22,025,406.62\n10,538,491.23\n14,437,886.10\n2,996,425.00\n43,047,088.39\n29,601.16\n185,415,689.87\n2022\nJan\n58,163,723.79\n2,180,551.47\n576,438.12\n26,576,317.70\n366,231.45\n8,887,534.55\n23,074,734.84\n11,840,524.88\n15,743,736.46\n3,516,259.69\n47,325,078.28\n29,564.68\n198,280,695.90\nFeb\n59,500,669.71\n2,289,260.81\n618,640.14\n27,925,301.74\n641,435.03\n9,370,886.67\n27,976,121.59\n13,027,815.12\n20,505,827.49\n3,747,288.27\n51,007,737.28\n19,692.27\n216,630,676.11\nMar\n66,551,117.83\n2,538,377.08\n656,335.46\n29,688,979.74\n660,584.49\n10,903,917.10\n32,629,411.62\n15,688,496.07\n38,075,386.72\n4,471,441.45\n58,500,950.68\n802,168.34\n261,167,166.58\nApr\n74,441,781.12\n4,219,500.30\n1,441,218.07\n33,136,441.44\n673,885.92\n13,157,284.33\n34,426,878.27\n18,261,710.29\n39,043,359.76\n5,001,307.17\n63,176,517.86\n40,089.64\n287,019,974.16\nMay\n101,753,100.08\n5,120,524.84\n3,358,419.20\n50,514,059.33\n760,401.23\n12,433,390.50\n42,057,624.50\n28,724,818.35\n48,088,662.73\n6,286,840.17\n76,655,600.16\n34,456.76\n375,787,897.73\nJune\n118,753,588.99\n6,209,658.53\n2,293,665.50\n64,942,949.99\n869,273.19\n23,897,585.00\n58,442,367.18\n37,195,284.13\n62,467,707.84\n9,414,912.48\n96,536,183.00\n43,204.15\n481,066,380.00\nJuly\n133,779,414.05\n7,610,614.14\n3,684,426.07\n77,836,080.20\n938,367.98\n30,537,997.95\n69,408,788.72\n46,181,587.44\n72,642,938.51\n10,449,582.51\n111,094,524.49\n46,145.73\n564,210,467.80\nSource:Reserve Bank of Zimbabwe,2022\n/1 Including the only merchant bank still in operation.\n TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES\n$ ('000)\n \n \n \n22 \n \n \nEND OF\nAGRICULTURE\nCONSTRUCTION\nCOMMUNICATIONS\nDISTRIBUTION\nFINANCIAL &\nFINANCIAL\nMANUFACTURING\nMINING\nSERVICES\nTRANSPORT\nINDIVIDUALS\nCONGLOMERATES\nTOTAL\nINVESTMENTS\nORGANISATIONS\n2018\nJan\n380,283.82\n151,435.95\n257,298.19\n918,787.62\n365,354.65\n1,050,097.69\n652,999.03\n248,932.99\n1,757,391.82\n141,913.19\n669,049.81\n67,904.67\n6,661,449.43\nFeb\n455,217.00\n224,070.10\n263,961.90\n897,453.20\n399,016.20\n949,795.60\n674,828.40\n354,052.80\n1,701,611.40\n107,779.50\n680,060.20\n67,686.40\n6,775,532.70\nMar\n451,992.51\n142,332.94\n296,310.00\n825,805.46\n376,592.97\n1,001,674.30\n597,436.81\n253,127.37\n1,827,464.32\n163,971.73\n597,436.81\n63,604.30\n6,597,749.51\nApr\n476,448.12\n144,564.55\n310,795.64\n806,144.74\n364,824.61\n988,527.16\n649,893.01\n255,761.79\n1,892,415.24\n179,252.35\n712,565.91\n65,398.24\n6,846,591.36\nMay\n494,612.84\n152,567.38\n350,409.17\n874,140.46\n374,089.94\n1,097,970.70\n700,891.90\n271,891.95\n1,913,394.86\n186,192.54\n745,592.74\n64,970.70\n7,226,725.18\nJun\n465,983.99\n164,242.33\n391,142.28\n948,703.01\n368,260.11\n1,140,652.88\n754,981.07\n324,355.75\n2,160,400.44\n200,774.28\n779,012.77\n64,786.27\n7,763,295.19\nJul\n445,779.96\n226,432.96\n413,409.06\n955,925.58\n420,416.63\n1,120,834.75\n760,588.21\n321,078.39\n2,192,743.25\n200,523.55\n822,857.62\n64,786.27\n7,945,376.24\nAug\n429,439.90\n189,497.97\n386,595.64\n980,354.11\n429,659.69\n1,091,202.85\n782,008.68\n297,412.27\n1,968,724.01\n196,068.83\n836,719.06\n64,786.27\n7,652,469.29\nSep\n447,556.40\n206,194.07\n382,491.52\n1,186,453.67\n444,599.06\n1,070,365.05\n811,296.21\n302,579.34\n2,059,093.14\n247,105.73\n906,767.58\n84,514.52\n8,149,016.28\nOct\n445,484.37\n199,531.06\n391,968.41\n984,701.54\n469,891.89\n1,153,855.95\n846,453.28\n315,808.54\n2,110,864.21\n260,816.90\n817,328.26\n67,915.25\n8,064,619.66\nNov\n489,192.86\n194,869.35\n391,442.38\n925,081.31\n441,534.28\n1,248,555.80\n827,349.43\n316,945.54\n2,059,370.14\n261,756.52\n825,642.20\n66,458.68\n8,048,198.50\nDec\n494,011.34\n201,871.01\n531,888.27\n1,034,592.52\n428,738.69\n1,196,503.19\n823,081.93\n331,251.28\n2,063,550.83\n278,658.99\n802,507.57\n63,361.27\n8,250,016.89\n2019\nJan\n505,422.91\n391,022.03\n497,976.19\n1,034,948.23\n411,945.87\n1,187,606.66\n882,289.74\n322,030.27\n2,154,902.32\n135,871.63\n763,189.54\n63,064.29\n8,350,269.66\nFeb\n512,602.33\n374,750.61\n394,709.15\n936,123.62\n449,800.94\n904,919.42\n855,348.41\n347,405.51\n2,355,866.05\n138,685.82\n776,949.70\n63,097.10\n8,110,258.67\nMar\n526,564.16\n343,684.28\n376,205.62\n937,743.43\n393,489.35\n1,317,757.66\n861,574.88\n380,295.40\n2,099,331.11\n141,677.24\n773,726.38\n63,094.90\n8,215,144.40\nApr\n632,972.52\n255,945.64\n1,010,978.65\n90,282.62\n462,133.05\n1,535,772.61\n890,606.53\n325,814.57\n2,413,535.63\n320,213.46\n876,646.50\n90,282.62\n9,963,832.23\nMay\n832,073.61\n305,410.92\n1,321,039.68\n1,177,925.14\n522,764.91\n1,646,358.64\n1,142,369.59\n372,594.90\n2,765,341.17\n371,372.04\n965,202.73\n93,188.88\n11,515,642.20\nJun\n1,001,633.56\n309,108.92\n1,124,005.29\n1,337,171.04\n546,572.53\n2,210,293.95\n1,319,789.76\n562,858.02\n3,493,214.31\n434,828.17\n1,070,319.72\n52,118.63\n13,461,913.89\nJul\n1,171,245.37\n353,388.45\n1,504,911.45\n1,241,910.11\n654,904.72\n2,553,878.66\n1,383,215.20\n585,108.25\n4,131,588.83\n463,161.90\n1,304,402.72\n71,943.58\n15,419,659.24\nAug\n1,313,462.50\n477,215.84\n1,795,905.44\n1,687,246.36\n804,316.21\n2,591,386.51\n1,647,680.21\n1,114,306.03\n3,872,186.95\n503,541.56\n1,532,441.90\n75,829.26\n17,413,139.20\nSep\n1,581,141.69\n321,121.36\n1,934,554.37\n1,728,390.05\n952,548.31\n3,086,893.14\n1,638,855.09\n1,375,546.56\n5,961,405.34\n589,939.57\n1,848,708.36\n76,775.90\n21,272,162.40\nOct\n1,744,905.76\n796,996.55\n2,217,888.47\n2,626,316.66\n768,125.17\n3,204,019.21\n2,287,076.12\n1,889,144.71\n7,536,588.58\n510,151.50\n1,942,195.06\n48,142.75\n25,571,550.52\nNov\n1,783,345.29\n813,506.51\n2,257,181.82\n2,618,010.26\n1,287,013.83\n3,544,459.53\n2,082,447.78\n1,787,923.65\n7,794,025.96\n491,371.84\n1,920,297.35\n57,897.54\n26,437,481.36\nDec\n1,877,764.11\n950,348.83\n2,917,087.22\n3,126,494.51\n1,421,969.01\n4,411,638.37\n2,605,023.12\n1,664,547.67\n8,410,964.03\n554,937.30\n2,477,474.04\n116,789.37\n30,535,037.60\n1,000.00\n2020\nJan\n2,173,633.03\n972,609.19\n3,182,087.13\n4,279,565.75\n1,757,297.12\n4,791,990.63\n2,791,625.15\n2,223,774.14\n9,875,803.48\n609,781.65\n2,838,775.94\n81,735.21\n35,578,678.43\nFeb\n2,492,591.77\n1,191,731.68\n3,340,863.80\n8,721,475.95\n1,919,428.47\n5,869,104.19\n3,481,495.51\n2,729,161.98\n10,202,203.60\n760,155.34\n3,574,134.47\n82,845.83\n44,365,192.59\nMar\n2,678,262.66\n1,449,645.90\n3,231,058.97\n11,715,273.88\n2,114,093.03\n6,507,000.01\n4,576,971.82\n3,048,053.49\n11,490,205.21\n947,918.17\n4,257,117.74\n72,082.86\n52,087,683.73\nApr\n2,854,374.82\n1,118,295.51\n3,492,330.52\n5,271,473.36\n1,999,901.13\n6,191,170.71\n4,276,817.19\n3,727,579.43\n14,060,717.80\n713,406.98\n4,444,924.89\n83,109.30\n48,234,101.64\nMay\n3,866,781.11\n1,163,944.89\n4,713,727.59\n7,932,403.43\n1,991,042.58\n7,151,451.48\n5,858,495.15\n5,031,912.53\n13,907,794.76\n944,318.05\n5,060,401.34\n88,613.61\n57,710,886.51\nJun\n7,228,784.40\n1,963,030.85\n5,393,404.53\n14,526,855.63\n3,997,135.72\n12,452,202.49\n11,386,156.55\n9,507,719.09\n22,807,615.50\n1,630,544.88\n9,798,261.20\n121,561.20\n100,813,272.04\nJul\n9,091,726.77\n2,629,847.13\n6,043,418.97\n19,096,889.49\n4,988,887.74\n15,446,649.70\n15,274,687.36\n7,918,819.51\n31,916,392.56\n2,035,354.71\n15,762,315.16\n147,865.97\n130,352,855.06\nAug\n9,462,082.74\n2,865,950.88\n6,582,519.60\n19,234,703.99\n5,333,846.88\n16,821,248.59\n17,017,042.14\n7,304,595.82\n35,312,317.72\n2,217,425.46\n16,548,990.51\n134,271.10\n138,834,995.43\nSep\n9,832,514.38\n3,139,646.07\n7,166,350.39\n20,531,087.56\n5,145,328.35\n9,505,277.06\n17,311,149.20\n10,234,597.66\n39,731,086.51\n2,011,372.45\n16,155,747.87\n148,612.60\n140,912,770.08\nOct\n9,923,335.07\n3,346,982.41\n9,919,999.10\n22,567,492.87\n6,180,403.26\n21,021,376.92\n20,667,754.18\n10,950,177.78\n41,131,626.19\n2,597,408.09\n18,072,164.45\n176,961.04\n166,555,681.37\nNov\n10,683,513.83\n3,732,868.95\n9,809,491.39\n28,228,980.99\n6,029,490.43\n17,343,347.49\n23,027,365.97\n14,471,556.33\n47,870,360.42\n2,986,050.60\n19,045,412.04\n209,168.81\n183,437,607.25\nDec\n10,252,495.91\n4,965,472.75\n12,171,250.70\n30,987,168.50\n5,959,867.34\n19,653,397.02\n25,666,591.10\n13,188,851.04\n55,454,341.21\n3,901,504.33\n22,313,591.00\n519,773.38\n205,034,304.27\n1,000.00\n2021\nJan\n12,195,945.09\n4,725,946.72\n13,067,828.56\n32,314,625.60\n6,804,952.50\n19,638,789.03\n27,577,248.19\n13,566,042.79\n60,234,250.60\n3,993,814.34\n22,146,327.53\n314,523.37\n216,580,294.30\nFeb\n12,215,925.38\n4,335,293.23\n13,268,343.18\n31,820,079.48\n6,327,338.72\n19,480,197.75\n27,088,789.92\n11,873,767.24\n62,647,881.89\n3,583,509.91\n23,594,651.47\n323,276.77\n216,559,054.94\nMar\n12,086,596.94\n5,009,117.91\n15,457,881.64\n33,668,114.17\n7,879,623.60\n17,019,379.33\n29,927,193.06\n12,664,366.44\n68,761,992.24\n4,513,060.17\n25,352,486.13\n371,874.60\n232,711,686.23\nApr\n14,293,712.79\n6,264,137.34\n17,624,611.65\n35,860,252.53\n7,955,587.69\n18,411,151.82\n32,890,743.11\n11,445,151.89\n81,410,668.87\n4,248,558.67\n27,176,673.47\n411,001.01\n257,992,250.84\nMay\n14,731,869.47\n5,542,211.64\n19,231,383.69\n37,283,237.74\n7,903,622.65\n19,756,317.30\n33,027,214.88\n22,796,168.05\n84,596,653.48\n4,504,355.67\n28,445,264.85\n378,185.06\n278,196,484.46\nJun\n15,628,935.51\n6,154,316.52\n20,722,752.27\n39,604,431.48\n7,861,552.67\n21,455,061.82\n36,502,664.43\n23,449,074.86\n92,196,178.85\n4,756,434.86\n29,731,644.54\n415,508.64\n298,478,556.45\nJul\n14,899,561.10\n6,742,913.66\n25,082,739.85\n39,720,936.02\n9,580,503.84\n24,570,675.98\n38,875,306.10\n31,312,003.24\n94,151,108.53\n5,021,547.73\n32,324,374.53\n568,402.62\n322,850,073.17\nAug\n14,056,945.25\n6,611,127.05\n26,897,316.63\n39,624,666.33\n9,778,338.93\n27,046,620.96\n40,693,944.15\n26,504,554.01\n84,766,848.12\n4,915,399.24\n33,960,935.12\n645,902.41\n315,502,598.18\nSep\n14,777,285.47\n6,264,492.08\n27,413,062.10\n45,375,795.43\n10,337,697.22\n25,786,388.31\n43,113,093.01\n30,700,846.40\n95,985,614.84\n5,605,871.74\n37,606,703.52\n687,817.24\n343,654,667.37\nOct\n14,923,669.66\n8,437,829.51\n26,583,413.65\n47,841,912.79\n11,477,927.22\n29,796,762.93\n51,676,553.79\n49,115,499.00\n111,611,484.23\n5,940,819.15\n35,043,857.03\n618,831.05\n393,068,559.99\nNov\n14,147,912.21\n7,546,852.86\n27,174,334.28\n44,238,573.41\n11,949,923.74\n27,199,271.57\n52,401,389.32\n49,817,772.34\n115,576,831.01\n5,911,967.57\n37,770,843.26\n751,068.72\n394,486,740.29\nDec\n16,522,401.63\n9,204,283.51\n26,835,545.00\n47,381,404.66\n15,303,976.78\n43,092,763.28\n57,822,911.04\n61,555,101.22\n122,091,550.61\n6,093,367.35\n40,046,246.70\n1,319,573.65\n447,269,125.42\n2022\nJan\n17,399,268.45\n9,928,816.10\n28,146,847.17\n46,285,881.10\n15,060,177.49\n34,087,881.41\n60,888,346.70\n38,232,883.69\n135,579,116.46\n6,454,492.58\n32,504,960.47\n745,336.00\n425,314,007.61\nFeb\n20,260,983.50\n9,641,974.72\n32,159,803.23\n50,825,844.50\n15,235,028.54\n35,068,548.54\n49,157,612.17\n43,769,514.96\n146,423,512.16\n7,768,846.48\n36,257,363.98\n724,522.36\n447,293,555.15\nMar\n22,638,817.86\n11,683,937.35\n34,271,841.32\n61,002,811.60\n20,352,647.27\n34,501,628.57\n57,839,997.29\n60,678,395.30\n173,444,002.60\n9,467,563.85\n43,160,654.72\n970,393.82\n530,012,691.56\nApr\n26,926,844.72\n12,304,918.39\n34,924,202.54\n67,201,357.79\n21,444,798.07\n38,606,872.21\n61,303,321.13\n64,980,792.31\n216,612,532.66\n10,455,473.89\n45,951,692.03\n939,217.87\n601,652,023.61\nMay\n39,564,579.03\n21,954,770.23\n42,666,739.38\n108,620,498.72\n28,757,840.78\n54,108,110.44\n88,717,845.18\n107,568,244.73\n291,739,801.56\n14,310,137.61\n65,853,453.06\n1,190,747.91\n865,052,768.60\nJun\n45,956,287.64\n26,686,177.09\n47,155,850.80\n128,881,143.56\n23,783,755.16\n60,238,449.95\n105,247,922.50\n120,389,795.99\n326,034,986.61\n17,068,663.50\n108,828,797.15\n1,325,268.69\n1,011,597,098.65\nJul\n40,699,352.12\n28,329,526.03\n45,417,841.09\n128,847,329.07\n21,958,796.02\n62,326,844.37\n103,536,398.88\n112,642,685.48\n401,574,353.33\n17,902,000.20\n112,555,899.49\n1,117,408.25\n1,076,908,434.33\nSource: Reserve Bank of Zimbabwe,2022\n TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n$ ('000)\n \n \n \n23 \n \n \nEnd of\nNominal \nLending Rates 1\nIndividuals \nCorporate\n2020\nJan\n5.00-65.00\n16.56\n17.20\nFeb\n5.00-65.00\n16.92\n16.68\nMar\n5.00-65.00\n19.65\n17.21\nApr\n5.00-65.00\n18.57\n18.69\nMay\n5.00-65.00\n18.06\n18.07\nJune\n5.00-65.00\n20.04\n17.38\nJuly\n5.00-65.00\n18.87\n20.11\nAug\n6.00-65.00\n19.14\n18.99\nSep\n6.00-65.00\n20.65\n25.09\nOct\n6.00-65.00\n26.04\n26.68\nNov\n6.00-65.00\n30.32\n27.67\nDec\n6.00-65.00\n32.11\n26.91\n2021\nJan\n6.00-65.00\n32.65\n24.77\nFeb\n6.00-85.00\n36.67\n21.36\nMar\n6.00-85.00\n35.83\n22.61\nApr\n6.00-85.00\n35.22\n22.59\nMay\n6.00-85.00\n34.84\n21.76\nJun\n6.00-85.00\n36.25\n22.46\nJul\n6.00-85.00\n36.56\n21.66\nAug\n6.00-85.00\n41.06\n39.65\nSep\n6.00-85.00\n40.61\n39.50\nOct\n6.00-85.00\n41.86\n45.81\nNov\n6.00-8500\n39.13\n38.10\nDec\n6.00-8500\n39.34\n37.94\n2022\nJan\n15.00-85.00\n39.32\n39.62\nFeb\n15.00-85.00\n40.55\n64.02\nMar\n15.00-85.00\n40.74\n43.88\nApr\n15.00-85.00\n38.15\n45.56\nMay\n15.00-85.00\n38.01\n47.25\nJun\n15.00-85.00\n38.45\n48.25\nJul\n80.00-240.00\n82.75\n165.45\nSource:Reserve Bank of Zimbabwe, 2022\nNotes\nTABLE 8.1: LENDING RATES (percent per annum)\n1. Nominal lending rates depict the range of rates quoted by banks.\n Commercial Banks\nWeighted Lending Rates\n \n \n \n24 \n \n \nTABLE 8.2 : BANK DEPOSIT RATES (percent per annum)\nEND OF\nSAVINGS\n3 MONTHS\n2020\nJan\n0.22-12.00\n1.00-8.00\nFeb\n0.22-12.00\n1.00-8.00\nMar\n0.22-12.00\n1.00-8.00\nApr\n0.22-12.00\n1.00-8.00\nMay\n0.22-12.00\n1.00-8.00\nJun\n0.22-12.00\n1.00-8.00\nJul\n0.22-12.00\n1.33-14.00\nAug\n0.50-15.00\n1.00-20.28\nSep\n0.50-15.00\n1.00-20.28\nOct\n0.50-15.00\n1.00-20.28\nNov\n0.50-15.00\n1.00-20.28\nDec\n0.50-15.00\n1.00-20.28\n2021\nJan\n0.22-12.00\n2.00-21.50\nFeb\n0.22-12.00\n2.00-21.50\nMar\n0.22-12.00\n2.00-21.50\nApr\n0.22-12.00\n2.00-21.50\nMay\n0.22-12.00\n2.00-21.50\nJun\n0.25-12.00\n2.00-26.00\nJul\n0.50-12.00\n2.00-26.00\nAug\n0.50-12.00\n2.00-26.00\nSep\n0.50-12.00\n2.00-26.00\nOct\n0.50-12.00\n2.00-26.00\nNov\n0.50-12.00\n2.00-26.00\nDec\n0.50-12.00\n2.00-26.00\n2022\nJan\n0.50-12.00\n2.00-26.00\nFeb\n0.50-12.00\n2.00-26.00\nMar\n0.50-12.00\n2.00-26.00\nApr\n0.50-12.50\n2.00-30.00\nMay\n0.50-12.50\n2.00-32.00\nJun\n0.50-12.50\n2.00-32.00\nJul\n40.00\n80.00-92.00\n Source:Reserve Bank of Zimbabwe, 2022\n* Deposit rates depict the range of rates qouted by banks. \nCOMMERCIAL BANKS\n \n \n \n25 \n \n \nALCOHOLIC \nBEVERAGES \nCLOTHING \n&\nHOUSING, \nWATER,\nFURNITURE\nHEALTH\nTRANSPORT\nCOMMUNIC\nATION\nRECREATION \n&\nEDUCATION\nRESTAUR\nANTS &\nMISC.\n& TOBACCO\nFOOTWEAR\nELECTRICTY, \nGAS\nAND\nCULTURE\nHOTELS\nGOODS &\n& OTHER\nEQUIPMEN\nT\nSERVICES\nFUELS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nJan\n1.83\n3.84\n0.60\n1.50\n5.32\n2.24\n2.77\n2.01\n9.39\n2.72\n1.86\n1.99\n2.55\n2.23\nFeb\n8.48\n10.01\n2.27\n7.00\n21.56\n9.62\n220.04\n17.96\n94.95\n2.92\n30.86\n18.41\n6.81\n13.52\nMar\n28.76\n37.12\n57.14\n29.35\n27.28\n18.10\n4.26\n58.79\n0.66\n17.49\n22.67\n32.44\n17.69\n26.59\nApr\n26.21\n13.46\n3.05\n24.06\n25.07\n8.87\n3.05\n9.42\n1.13\n21.08\n15.12\n11.38\n28.37\n17.64\nMay\n28.90\n18.99\n3.42\n21.36\n18.30\n22.97\n4.22\n10.04\n0.02\n29.69\n23.31\n15.41\n14.72\n15.13\nJun\n35.25\n48.84\n7.52\n38.21\n43.77\n32.48\n23.24\n39.46\n0.87\n32.46\n29.51\n27.61\n37.73\n31.66\nJul\n33.30\n35.93\n12.07\n32.45\n27.35\n50.65\n118.89\n17.13\n1.14\n37.84\n34.77\n33.76\n37.99\n35.53\nAug\n9.71\n7.52\n2.82\n7.83\n7.02\n11.02\n19.57\n7.75\n79.86\n8.40\n11.19\n10.03\n6.30\n8.44\nSep\n2.53\n1.71\n3.01\n1.52\n2.59\n1.69\n19.84\n5.79\n23.42\n0.33\n7.26\n5.08\n2.08\n3.83\nOct\n5.68\n2.51\n15.42\n0.95\n1.12\n3.02\n3.78\n1.59\n4.91\n4.22\n4.46\n5.33\n3.00\n4.37\nNov\n3.70\n3.73\n3.35\n2.02\n0.66\n3.60\n0.39\n1.74\n0.71\n4.36\n2.09\n2.63\n3.39\n3.15\nDec\n4.58\n3.08\n0.52\n3.26\n1.73\n3.61\n1.17\n1.26\n0.18\n2.12\n3.82\n2.63\n6.54\n4.22\n2021\nJan\n4.43\n1.15\n4.84\n3.35\n8.08\n3.87\n0.71\n1.72\n0.06\n8.48\n4.67\n3.70\n7.84\n5.43\nFeb\n3.27\n0.94\n3.21\n1.77\n2.48\n4.22\n0.01\n-0.51\n0.13\n1.94\n4.81\n2.73\n4.42\n3.45\nMar\n1.45\n0.57\n1.61\n1.45\n3.68\n1.32\n5.08\n1.18\n0.54\n3.50\n3.14\n2.06\n2.52\n2.26\nApr\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nMay\n2.01\n1.25\n0.97\n5.35\n2.91\n1.99\n0.35\n19.13\n0.00\n24.14\n6.26\n3.75\n0.95\n2.54\nJun\n2.76\n3.05\n9.71\n4.36\n3.19\n3.40\n1.57\n1.87\n5.60\n1.84\n4.09\n4.38\n3.21\n3.88\nJul\n3.38\n2.21\n2.01\n4.06\n4.60\n1.86\n0.07\n2.09\n0.59\n4.67\n3.52\n2.60\n2.51\n2.56\nAug\n5.59\n5.06\n2.54\n5.65\n6.39\n4.78\n7.61\n3.06\n0.36\n4.99\n6.34\n4.95\n3.14\n4.18\nSep\n6.54\n4.91\n4.61\n5.18\n6.28\n4.95\n3.56\n3.68\n0.74\n5.01\n3.75\n4.67\n4.82\n4.73\nOct\n5.31\n4.86\n1.77\n5.84\n6.88\n9.33\n7.92\n5.31\n2.58\n8.60\n5.55\n5.56\n7.56\n6.40\nNov\n4.58\n3.82\n4.44\n3.97\n5.53\n5.57\n9.37\n3.25\n1.28\n10.88\n5.70\n5.21\n6.51\n5.76\nDec\n6.95\n5.56\n3.59\n4.88\n5.33\n6.79\n0.31\n4.03\n0.57\n6.23\n8.38\n5.76\n6.22\n5.76\n2022\nJan\n3.61\n2.94\n5.30\n5.11\n4.86\n4.40\n0.81\n5.66\n3.15\n7.36\n4.55\n4.25\n6.79\n5.34\nFeb\n6.72\n8.06\n4.19\n5.64\n5.06\n7.09\n1.66\n4.73\n7.84\n5.44\n7.85\n6.03\n8.25\n6.99\nMar\n5.66\n7.74\n2.20\n4.67\n6.46\n12.17\n7.55\n3.74\n3.25\n4.62\n7.86\n6.54\n6.03\n6.31\nApr\n15.35\n11.00\n22.17\n11.99\n13.57\n12.88\n0.73\n11.93\n19.15\n25.76\n9.44\n13.27\n18.47\n15.55\nMay\n16.22\n24.96\n8.28\n15.58\n21.21\n22.21\n1.83\n13.45\n10.48\n15.30\n24.07\n16.91\n25.95\n20.97\nJun\n31.68\n25.84\n26.87\n41.42\n31.94\n35.89\n36.98\n14.77\n23.74\n8.37\n22.62\n29.83\n31.68\n30.70\nJul\n19.38\n13.04\n43.58\n22.31\n27.94\n21.44\n3.73\n11.61\n7.95\n15.76\n18.93\n22.42\n29.08\n25.56\nSource:Zimstat, 2022\nFOOD & NON \nALCOHOLIC \nBEVERAGES\nALL \nITEMS\nTABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nTOTAL NON\n \n \n \n26 \n \n \nFOOD \nINFLATION\nALCOHOLIC \nCLOT HING\nHOUS ING, \nW AT E R,\nFURNIT URE\nMIS C.\nFOOD & \nB E VE RAGE S \n& \nE LE CT RICT Y, \nGAS\nAND\nRE CRE AT ION &\nRE S T AURANT S \n&\nGOODS &\nT OT AL NON\nNON \nALCOHOLIC \nALL\n& T OB ACCO\nFOOT W E AR\n& OT HE R\nE QUIP ME NT\nCULT URE\nHOT E LS\nS E RVICE S\nFOOD\nB E VE RAGE S\nIT E MS\nFUE LS\nWEIGHTS\n4.90\n4.35\n27.62\n5.29\n1.42\n8.39\n2.65\n2.27\n4.25\n1.08\n6.46\n68.70\n31.30\n100\n2020\nFeb\n710.29\n629.57\n603.89\n254.34\n523.95\n785.04\n498.64\n946.38\n604.12\n262.80\n507.72\n839.15\n462.64\n540.16\nMar\n807.36\n721.94\n814.31\n444.09\n667.21\n1001.14\n585.97\n989.48\n975.94\n252.31\n582.94\n995.50\n616.11\n676.39\nApr\n980.03\n825.86\n873.49\n456.99\n799.24\n1048.61\n622.22\n984.76\n1017.34\n233.23\n590.62\n1097.13\n663.66\n765.57\nMay\n953.34\n881.65\n935.22\n461.76\n878.64\n1062.84\n664.43\n761.68\n847.15\n223.43\n739.67\n1254.79\n700.38\n785.55\nJun\n842.04\n863.68\n411.42\n725.77\n1040.97\n613.71\n937.83\n875.68\n226.03\n764.10\n1184.15\n678.29\n835.56\n737.26\nJul\n914.97\n925.92\n424.89\n761.12\n913.86\n750.68\n2013.62\n739.27\n196.93\n812.65\n1138.04\n755.27\n976.73\n837.53\nAug\n842.90\n895.39\n374.89\n735.12\n909.62\n611.88\n1405.52\n702.75\n413.11\n810.44\n1058.99\n698.90\n865.48\n761.02\nSep\n770.81\n761.81\n323.45\n638.97\n772.72\n519.65\n1681.32\n619.53\n508.37\n742.51\n820.76\n619.77\n724.40\n659.40\nOct\n544.43\n544.11\n252.56\n452.09\n554.64\n404.46\n1593.73\n454.72\n505.13\n536.36\n639.65\n470.47\n472.40\n471.25\nNov\n473.41\n464.54\n244.29\n385.99\n456.13\n376.50\n1404.55\n368.00\n420.46\n386.63\n509.46\n413.85\n385.02\n401.66\nDec\n437.80\n412.80\n163.67\n350.75\n401.81\n341.52\n1400.70\n348.33\n420.53\n330.15\n434.93\n350.17\n346.40\n348.59\n2021\nJan\n451.53\n399.55\n174.78\n358.95\n414.96\n348.54\n1370.61\n347.06\n376.10\n354.29\n449.65\n357.69\n369.43\n362.63\nFeb\n425.04\n358.36\n177.30\n336.52\n334.15\n326.47\n359.53\n277.07\n144.52\n349.97\n340.25\n297.07\n358.96\n321.59\nMar\n313.69\n236.18\n79.30\n242.33\n253.65\n265.87\n363.15\n140.26\n144.23\n296.40\n270.14\n206.00\n299.81\n240.55\nApr\n231.12\n201.33\n76.01\n178.83\n185.47\n239.16\n349.55\n121.37\n180.66\n238.80\n226.98\n178.93\n216.60\n194.07\nMay\n162.05\n156.40\n71.83\n142.05\n148.33\n181.30\n332.85\n139.66\n180.59\n224.31\n181.76\n150.75\n178.60\n161.91\nJun\n99.10\n77.51\n75.32\n82.76\n78.24\n119.54\n256.74\n75.07\n193.77\n149.35\n126.46\n105.12\n108.76\n106.64\nJul\n54.42\n33.47\n59.60\n43.58\n46.40\n48.44\n63.09\n52.59\n192.16\n89.35\n73.95\n57.33\n55.09\n56.37\nAug\n48.62\n30.42\n59.15\n40.69\n45.54\n40.10\n46.78\n45.94\n63.03\n83.38\n66.37\n50.07\n50.47\n50.25\nSep\n54.44\n34.53\n61.63\n45.76\n50.77\n44.60\n26.84\n43.02\n33.07\n91.94\n60.93\n49.48\n54.52\n51.55\nOct\n53.91\n37.62\n42.51\n52.82\n59.36\n53.46\n31.90\n48.25\n30.12\n100.00\n62.62\n49.81\n61.35\n54.49\nNov\n55.23\n37.74\n44.01\n55.75\n67.07\n56.38\n43.70\n50.46\n30.85\n112.50\n68.38\n53.57\n65.39\n58.40\nDec\n58.74\n41.06\n48.41\n58.21\n72.99\n61.17\n42.48\n54.57\n31.36\n121.06\n75.77\n57.74\n64.91\n60.74\n2022\nJan\n57.49\n43.55\n49.06\n60.90\n67.83\n61.99\n42.62\n60.55\n35.42\n118.79\n75.57\n58.59\n63.31\n60.61\nFeb\n62.76\n53.68\n50.47\n67.02\n72.05\n66.45\n44.98\n69.00\n45.86\n126.30\n80.66\n63.69\n69.29\n66.11\nMar\n69.51\n64.64\n51.34\n72.32\n76.66\n84.28\n48.39\n73.28\n49.79\n128.76\n88.93\n70.87\n75.09\n72.70\nApr\n93.55\n79.70\n82.80\n90.98\n98.73\n106.12\n49.43\n92.38\n53.56\n177.97\n103.32\n90.62\n104.05\n96.43\nMay\n120.52\n121.78\n96.06\n109.52\n134.07\n147.00\n51.63\n83.21\n69.66\n158.16\n137.39\n114.79\n154.57\n131.74\nJun\n170.03\n173.04\n152.72\n164.89\n208.25\n227.24\n71.33\n122.53\n74.10\n210.83\n186.59\n167.17\n224.80\n191.56\nJul\n211.82\n201.99\n255.69\n211.35\n277.03\n290.11\n77.60\n143.28\n86.85\n243.77\n229.24\n218.79\n308.97\n256.94\nSource:Zimstat, 2022\nTABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX \n(February 2019 = 100)\nNON-FOOD INFLATION\nHE ALT H\nT RANS P ORT\nCOMMUNICAT ION\nE DUCAT ION\n \n \n \n27 \n \n \nUSA\nSOUTH ARFICAN\nBOTSWANA\nJAPANESE\nEURO\nPOUND\nEND OF\nDollar\nRAND\nPULA\nYEN\nSTERLING\n2020\nJan\n17.100\n1.1883\n1.5922\n0.1564\n19.0000\n22.5000\nFeb\n17.680\n1.1779\n1.6073\n0.1608\n19.2174\n22.9610\nMar\n21.160\n1.2709\n1.8384\n0.1970\n23.5111\n26.1235\nApr\n25.000\n1.3448\n2.0542\n0.2321\n27.1739\n30.8642\nMay\n25.000\n1.3736\n2.0695\n0.2333\n27.1739\n30.8642\nJun\n32.350\n1.8876\n2.7638\n0.3007\n36.4229\n40.5346\nJul\n68.943\n4.1073\n5.9515\n0.6457\n79.5784\n87.2651\nAug\n81.604\n4.7435\n7.0151\n0.7697\n96.5746\n107.2191\nSep\n82.250\n4.9133\n7.1482\n0.7790\n97.0112\n106.6580\nOct\n81.370\n4.9403\n7.1042\n0.7734\n95.7690\n105.5999\nNov\n81.679\n5.2531\n7.3127\n0.7827\n96.6100\n107.8000\nDec\n81.815\n5.4767\n7.5022\n0.7878\n99.5164\n109.9537\n2021\nJan\n82.070\n5.4208\n7.4794\n0.7914\n99.9148\n111.9300\nFeb\n83.461\n5.6470\n7.6491\n0.7927\n100.9497\n115.5931\nMar\n83.996\n5.5989\n7.6072\n0.7732\n100.0262\n116.3990\nApr\n84.503\n5.8973\n7.8165\n0.7766\n102.4094\n117.7721\nMay\n84.726\n6.1449\n7.9642\n0.7720\n103.3021\n120.1879\nJun\n85.423\n5.9577\n7.8205\n0.7730\n101.6496\n118.3071\nJul\n85.637\n5.8616\n7.7630\n0.7816\n101.7414\n119.4212\nAug\n85.908\n5.8726\n7.7403\n0.7818\n101.5523\n118.4462\nSep\n87.665\n5.7988\n7.7321\n0.7833\n101.7268\n117.8528\nOct\n97.136\n6.4164\n8.5674\n0.8544\n113.3967\n133.9944\nNov\n102.075\n6.5794\n8.8336\n0.9441\n123.0208\n146.6991\nDec\n108.666\n6.8292\n9.2257\n0.9441\n123.0208\n108.6660\n2022\nJan\n115.422\n7.4069\n9.8109\n0.9995\n128.8401\n154.8332\nFeb\n124.019\n8.0738\n10.7214\n1.0732\n138.2625\n165.6148\nMar\n142.424\n9.8091\n12.4763\n1.1665\n159.0161\n186.8670\nApr\n159.348\n10.0334\n13.1064\n1.2217\n167.9530\n199.4880\nMay\n290.888\n18.7787\n24.3182\n2.2757\n312.8351\n367.1438\nJun\n366.269\n22.5194\n29.7593\n2.6861\n382.8607\n444.3572\nJul\n416.289\n25.2673\n33.2407\n3.1299\n425.1560\n507.7061\nSource: Reserve Bank of Zimbabwe, 2022\n TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES\n1. ZWL$ dollar per unit of foreign currency\n \n \n \n28 \n \n \nEND OF\nMarket Capitalisation\nAll Share*\nZWL$ millions\n2020\nJan\n332.9\n344.9\n304.86\n179,559,446\n43,426.5\nFeb\n473.13\n826.73\n360.13\n172,678,984\n60,987.5\nMar\n456.21\n720.47\n425.24\n237,667,043\n58,612.1\nApr\n488.60\n826.64\n269.66\n107,308,931\n63,387.9\nMay\n1180.14\n1582.86\n568.96\n218,832,930\n152,719.7\nJune*\n1788.75\n3995.48\n379.93\n519,901,300\n228,577.1\nAug\n1389.23\n3709.15\n1,026.76\n164,501,200\n175,678.4\nSep\n1638.17\n4128.52\n4,640.88\n1,093,040,821\n206,502.5\nOct\n1476.87\n3792.35\n986.70\n397,006,127\n179,690.0\nNov\n1595.59\n3322.22\n4,103.78\n470,899,659\n193,270.8\nDec\n2636.34\n4134.09\n2,734.50\n316,737,200\n317,879.3\n2021\nJan\n3600.82\n4356.74\n3,513.59\n2,477,166,688\n434,856.23\nFeb\n4154.37\n6683.44\n1,529.25\n149,031,800\n501,184.95\nMar\n4489.47\n5315.39\n4,517.14\n203,633,747\n531,742.64\nApr\n4641.11\n5061.28\n3,075.98\n223,494,202\n540,745.24\nMay\n5428.28\n6820.54\n3,917.41\n188,748,200\n634,011.15\nJun\n6194.88\n6211.49\n4458.87\n248,500,624\n745,175.95\nJul\n6818.29\n6621.17\n2921.32\n181,010,800\n803,900.15\nAug\n6652.31\n6115.85\n3456.94\n147,232,800\n792,291.48\nSep\n8580.16\n6014.53\n4730.25\n2,909,442,557\n1,032,472.92\nOct\n11329.48\n6652.04\n5661.76\n108,843,000\n1,378,227.92\nNov\n 10695.57\n7193.11\n9883.24\n791,653,520\n1,290,069.75\nDec\n12079.74\n7815.37\n17577.25\n228,225,060\n1,317,205.11\n2022\nJan\n12079.74\n8196.79\n3704.23\n82,402,101\n1,475,217.45\nFeb\n14990.42\n9300.03\n7979.35\n156,327,700\n1,863,028.60\nMar\n15858.92\n11289.34\n8186.00\n117,815,800\n1,964,738.42\nApr\n28391.75\n30527.28\n11366.89\n193,411,483\n3,547,347.52\nMay\n23072.46\n20021.24\n8211.45\n195,475,400\n2,893,011.70\nJune\n19791.94\n20021.24\n14570.16\n271,227,100\n2,439,165.45\nJuly\n16594.91\n20021.24\n23673.34\n239,937,180\n2,068,222.01\nSource:Zimbabwe Stock Exchange, 2022\n*All Share index was introduced in January, 2018\n**As at 26 June 2020\nTABLE 12: ZIMBABWE STOCK MARKET STATISTICS\n Market Turnover \nZWL$ million \nVolume of Shares\nMining\nIndices\n \n \n \n29 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n47841.3\n1.8\n5236.3\n115.2\n21247.9\n9646.8\nFeb\n41637.6\n4.7\n5431.8\n136.9\n22589.7\n9633.8\nMar\n60804.1\n4.1\n7252.9\n268.0\n27993.6\n14411.4\nApr\n47525.5\n-\n4150.6\n82.6\n18299.2\n11481.8\nMay\n59271.1\n-\n7426.0\n349.8\n24851.5\n19593.2\nJun\n91311.3\n-\n9752.7\n516.6\n26042.5\n25842.3\nJul\n127743.2\n-\n14741.1\n1028.7\n26033.3\n35199.7\nAug\n143042.1\n-\n14953.6\n1547.5\n27217.6\n34505.0\nSep\n203172.0\n-\n18252.3\n1963.0\n26441.0\n41958.4\nOct\n198863.6\n-\n22482.3\n2163.3\n42767.7\n46270.4\nNov\n236231.6\n-\n23936.7\n2151.6\n36475.7\n54797.8\nDec\n302661.2\n-\n30061.0\n1935.3\n45278.1\n67038.2\n2021\nJan\n255551.3\n-\n21042.2\n2300.3\n35349.1\n66624.4\nFeb\n226335.8\n-\n22882.6\n2288.9\n36434.4\n63598.2\nMar\n320422.1\n-\n28569.9\n3316.6\n44524.0\n86463.9\nApr\n288958.8\n-\n30071.5\n2807.0\n44131.6\n90580.4\nMay\n361427.1\n-\n36765.1\n3193.7\n49745.8\n89471.3\nJun\n388757.5\n-\n38540.1\n3200.0\n51437.4\n115145.7\nJul\n379659.9\n-\n45808.1\n2489.1\n57565.8\n145027.0\nAug\n397539.0\n-\n52853.9\n4086.0\n60908.4\n159206.6\nSep\n477933.6\n-\n52262.7\n4179.5\n64139.2\n181194.8\nOct\n481180.9\n-\n53165.9\n3839.9\n65329.0\n197972.5\nNov\n621896.7\n-\n56025.3\n4877.0\n63017.5\n252407.9\nDec\n747035.6\n-\n67903.9\n4705.5\n76511.6\n264749.2\n2022\nJan\n802677.7\n-\n55961.6\n5074.7\n53456.3\n218545.3\nFeb\n672723.0\n-\n59581.6\n5607.0\n66812.0\n238910.8\nMar\n961452.0\n-\n75050.7\n7882.2\n82886.9\n342168.7\nApr\n976617.2\n-\n89192.6\n8391.5\n89672.0\n293204.6\nMay\n1205990.0\n-\n110807.3\n13712.8\n106881.8\n469185.2\nJune\n1601225.3\n-\n134551.0\n18810.6\n123721.3\n618347.5\nJuly\n1754112.0\n-\n170480.6\n20413.1\n172562.5\n713401.1\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.1 : ZETSS AND RETAIL PAYMENTS \n Values of Transactions (ZWL$ millions)\n \n \n \n30 \n \n \nEND OF\nZETSS \nCHEQUE \nPOS\nATM\nMOBILE\n INTERNET\n2020\nJan\n943.3\n4.6\n23649.0\n199.9\n139278.2\n671.7\nFeb\n916.1\n8.9\n21652.2\n196.6\n149671.5\n647.8\nMar\n1068.5\n7.4\n22588.1\n234.3\n173042.2\n661.2\nApr\n515.1\n-\n11036.4\n36.4\n131190.0\n998.0\nMay\n674.1\n-\n14711.6\n231.2\n150936.1\n705.3\nJun\n907.8\n-\n14420.9\n286.1\n135524.3\n1390.4\nJul\n918.4\n-\n15786.5\n251.4\n121072.4\n791.9\nAug\n789.4\n-\n13536.2\n248.2\n127308.6\n702.1\nSep\n911.9\n-\n15524.1\n309.8\n125059.2\n783.2\nOct\n990.2\n-\n19138.6\n398.8\n191148.8\n735.8\nNov\n971.3\n-\n17584.9\n430.0\n101305.8\n755.6\nDec\n1100.0\n-\n19404.0\n453.0\n115290.2\n820.1\n2021\nJan\n720.0\n-\n9849.3\n229.0\n94691.4\n872.2\nFeb\n806.0\n-\n12309.3\n527.8\n90078.0\n754.9\nMar\n1112.8\n-\n15178.8\n751.0\n105272.0\n1003.7\nApr\n951.7\n-\n15185.0\n605.5\n97253.3\n1040.1\nMay\n1029.8\n-\n16511.3\n664.4\n103708.7\n994.8\nJun\n1076.9\n-\n14797.9\n581.9\n99349.6\n982.1\nJul\n1028.2\n-\n15217.6\n551.0\n102587.6\n980.8\nAug\n1045.0\n-\n14624.5\n475.4\n105269.7\n955.8\nSep\n1193.1\n-\n15397.6\n492.2\n104141.9\n2092.6\nOct\n1114.2\n-\n18207.4\n434.5\n107294.6\n2342.6\nNov\n1144.9\n-\n17435.9\n477.0\n98386.5\n2322.9\nDec\n1220.3\n-\n20029.6\n519.5\n106428.6\n2580.6\n2022\nJan\n957.9\n-\n15480.2\n439.9\n83661.8\n1902.9\nFeb\n981.0\n-\n15190.4\n433.7\n78916.1\n1895.3\nMar\n1242.3\n-\n16967.6\n519.1\n87501.1\n2128.6\nApr\n1073.0\n-\n15906.2\n458.0\n82673.4\n1937.6\nMay\n1213.5\n-\n16069.9\n477.8\n78385.2\n2001.2\nJune\n1190.3\n-\n15304.7\n474.2\n75631.7\n1705.1\nJuly\n1115.8\n-\n16063.8\n517.0\n88030.6\n1866.7\nSource:Reserve Bank of Zimbabwe, 2022\nTABLE 13.2 : ZETSS AND RETAIL PAYMENTS \n Volumes of Transactions (000's)", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/Monthly_Economic_Reviews/Monthly_Economic_Review_July_2022.pdf"}
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+{"doc_id": "ff3dc6cd50bb46bfcd3011b5b5c48b1b", "text": "MONTHLY ECONOMIC REVIEW \nJANUARY 2013 \nSelected Economic Indicators \n2 \nThe Mining Sector: Some Stylized Facts \n3 \nMonetary Developments \n6 \nInflation \n8 \nNational Payments System \n9 \nStatistical Tables \n11 \nStock Market Developments \n5 \nINSIDE THIS ISSUE: \n \nPAGE \nSELECTED ECONOMIC INDICATORS \n2 \n \n2012 \nDecember \n2013 \nJanuary \nZ.S.E. Mining Index1 \n65.12 \n84.07 \nZ.S.E. Industrial Index1 \n152.40 \n179.34 \nMoney Supply (Total Bank Deposits) (US$)2 \n3.89 billion \n3.81 billion \nMoney Supply (M3) Annual Growth2 \n28.05% \n21.09% \nYearly Inflation3 \n2.91% \n2.51% \nSources: \n1 Zimbabwe Stock Exchange \n2 Reserve Bank of Zimbabwe \n3 ZIMSTAT \n \n \n \n \n2 3 \nTHE MINING SECTOR: SOME STYL-\nIZED FACTS \nZimbabwe is richly endowed with a wide \nrange of minerals, gold, platinum, diamonds, \nchrome and coal, among others. In addition, \nthe sector has vast potential to immensely \ncontribute towards economic recovery, given \nthe expansion projects being undertaken by \nvarious mining houses, underpinned by fa-\nvorable international mineral prices. \n25.1% in 2011. The sector is estimated to \nhave grown by 10.1% in 2012. The sector \ncontributed 9.1% to GDP in 2011, com-\npared to 8% in 2010, and 7.7% in 2009. \nThe sustained global demand for primary \ncommodities has enhanced mining export \nrevenues, from US$659.6 million in 2009, \nto US$2 126.8 million in 2011. The sec-\ntor’s contribution to total export revenue \nhas also been on the rise, from 40.9% in \n2009 to 47.3% in 2011, making mining the \nleading export sector, followed by agricul-\nture. Mineral exports continue to be domi-\nnated by Platinum Group of Metals (PGM), \ngold and diamonds. \nThe mining sector, like other sectors, how-\never, experienced a multiplicity of chal-\nlenges, particularly during the period when \nthe economy was entrenched in a recession. \nFollowing the adoption of the multicurrency \nregime in 2009, the mining sector has, how-\never, been on a recovery path, registering \npositive growths of 13.3% in 2010 and \nSource: Zimstat Quarterly Digest of Statistics, 4thQuarter2012 \nSource: Reserve Bank of Zimbabwe \n \n2 4 \nThe improved economic environment, over \nthe past four years, has supported the reopen-\ning of some formerly closed mines, leading \nto an increase in mining output. \nformance of the sector. Mineral prices were \ndepressed on account of subdued demand for \nthe metals, particularly in major metal con-\nsuming countries such as China, Japan and \nthe United States of America. \nSource: BBC, KITCO and Bloomberg \nMineral \n2009 \n2010 \n2011 \n2012 \nGold (kgs) \n4,966 \n9,620 \n12,949 \n14,743 \nCoal \n1,606 \n2,668 \n2,922 \n2,265 \nNickel \n4,858 \n6,134 \n7,992 \n7,899 \nPlatinum \n6,848 \n8,639 \n10,827 \n10,524 \nChrome Ore \n(kilotons) \n201 \n517 \n599 \n408 \nBlack Gran-\nite (kilotons) \n162 \n165 \n168 \n170 \nPalladium \n5,355 \n6,916 \n8,422 \n8,136 \nDiamonds \n(1000 carats) \n1,306 \n3,000 \n8,719 \n12,000 \nMineral Output for 2009-2011 \nSource: Ministry of Mines, Zimbabwe Chamber of Mines \nNotwithstanding this potential, mineral out-\nput continues to be constrained by high costs \nof production, lack of long term funding, low \ninvestment in exploration, infrastructure \nchallenges, and obsolete machinery and \nequipment. \n \nIn addition, declining international mineral \nprices, particularly in the second quarter of \n2012, also adversely impacted on the per-\nThe mining industry has significant growth \npotential given its geological competitive-\nness and huge mineral deposits still to be \ntapped. There are vast prospective areas, both \nat existing mines and in green field areas \nwhere new discoveries are being found. \n \nHuge investment opportunities exist through-\nout the whole mining cycle, from explora-\ntion, mining production, beneficiation, mar-\nketing and downstream industries. Opportu-\nnities also exist in joint venture partnerships \non existing low capacity running projects, as \nwell as in pursuing new ventures. \n \nThe mining sector’s potential also continues \nSTOCK MARKET DEVELOPMENTS \n \nMost of Africa’s stock markets opened the \nyear 2013 with an impressive rally that is \nexpected to last up to the end of the first \nquarter. There has been a significant growth \nin the level of portfolio investment flowing \nto most African countries largely being at-\ntracted by the above average returns obtain-\ning in the African equities market. \n \nThis rally was also witnessed on the Zim-\nbabwe Stock Exchange (ZSE), with signifi-\ncant increases in volumes and values traded. \n \nThe performance of the local bourse was fur-\nther boosted by positive developments re-\ngarding the Draft Constitution, which im-\nproved foreign investor interest. Trading, \nhowever, continued to be thin and concen-\ntrated in a few blue chip counters. \n \nTrading volumes in January 2013 rose by \n34.4%, from 123.8 million shares in the pre-\nvious month to 166.4 million shares. Over \nthe same period last year, trading volumes \nwere recorded at 386.9 million shares, repre-\nsenting a 57% decline on a year-on-year ba-\nsis. Market turnover for January 2013 in-\ncreased to US$36.8 million, from US$25.8 \nmillion in December 2012. Compared to the \nsame period last year, however, turnover de-\nclined by 35.7%. \n \nParticipation by foreign investors improved \nin January 2013, with net purchases amount-\ning to US$16.7 million, compared to US$2.1 \nmillion in December 2012. \n \nBetween December 2012 and January 2013, \nthe industrial index gained 17.7% to end the \nmonth at 179.34 points. On a year-on-year \nbasis, the industrial index gained 29.47%. \nThis was largely reflective of gains in blue \nchip counters such as Delta and Econet. \n \nThe mining index also firmed by 18.95%, \nfrom 65.12 points in December 2012 to \n \n2 5 \nto be bolstered by the anticipated recovery in \ndemand for primary commodities, particu-\nlarly in the country’s traditional destinations \nfor mineral exports in Europe, the US and the \nMiddle East. \n \nThe growth is, however, predicated upon a \nstable macroeconomic environment, policy \nconsistency, reliable supply of electricity, \ncompetitive and legislation, as well as avail-\nability of long term external credit lines. \n-\n0.5 \n1.0 \n1.5 \n2.0 \n2.5 \n3.0 \n3.5 \n-\n10 \n20 \n30 \n40 \n50 \nValues Traded (US$ Millions)\nVolumes Traded (Millions)\nZSE: Daily Volumes and Values \nTraded\nVolumes \nTurnover\n \n2 6 \n84.07 points in January 2013. The increase \nwas largely spurred by gains recorded in all \nthe mining counters. On a year-on-year basis, \nthe mining index gained 6.30%. \n \nThe gains recorded by the blue chip counters \nraised the total market capitalization for the \nZSE to US$4.7 billion. This was highest \nlevel recorded since the beginning of the \nmulticurrency era. \n \nThe outlook for the ZSE will continue to be \naffected by liquidity constraints in the econ-\nomy, as reflected by the low trading vol-\numes. \n \n \nMONETARY DEVELOPMENTS \n \nDevelopments in the monetary sector have \ncontinued to exhibit signs of contraction, in \nline with the slowdown in economic activ-\nity. Annual broad money supply growth de-\nclined from 25.36% in December 2012 to \n21.09% in January 2013. On a month on \nmonth basis, monetary stock declined by \n2.0%, from US$3 886.7 million in Decem-\nber 2012 to US$3 808.4 million. \n \nGrowth in broad money was weighed down by \na deceleration in the annual growth in demand \ndeposits, from 18% in December 2012 to 8.5% \nin January 2013. Over the same period, sav-\nings and deposits with a maturity of less than \n30 days also registered annual slowdowns, \nfrom 53.4% and 17.1% to 28% and 12.7%, \nrespectively. \n \nDeposits with a maturity greater than 30 days, \nhowever, rose by 126% in January 2013, from \n40\n60\n80\n100\n120\n140\n160\n180\n03-Jan-12\n03-Feb-12\n03-Mar-12\n03-Apr-12\n03-May-12\n03-Jun-12\n03-Jul-12\n03-Aug-12\n03-Sep-12\n03-Oct-12\n03-Nov-12\n03-Dec-12\n03-Jan-13\nZSE Indices\nIndustrial\nMining\n0.0\n0.5\n1.0\n1.5\n2.0\n2.5\n3.0\n3.5\n4.0\n4.5\n10 \n20 \n30 \n40 \n50 \n60 \n70 \nFeb\nApr\nJun\nAug\nOct\nDec\nFeb\nApr\nJun\nAug\nOct\nDec\nUS$ Billions\n%\nMoney Supply\nM3 \nM3 Growth\n \n3 7 \nmestic savings have been low in the mul-\nticurrency era partly due to low incomes and \ndepressed economic activity. Deposit ex-\npansion has been lagging behind credit \ngrowth, resulting excess demand for credit. \n \nAnnual domestic credit growth increased by \n0.3 percentage points, from 32.0% in De-\ncember 2012 to 32.3% in January 2013. The \ngrowth was sustained by increases in credit \nto the private sector, which grew by 29.5% to \nUS$3 558.9 million in January 2013, from \nUS$2 748.2 million in January 2012. \n \nDemand\n53.3%\nUnder 30-\nday\n20.6%\nSavings\n10.7%\nLong term\n15.3%\nBanking Sector Deposits\nJanuary 2013\nLoans and \nAdvances\n85.3%\nBil ls \nDiscounted\n1.9%\nBankers \nAcceptances\n1.3%\nMortgages\n7.8%\nOther \nInvestments\n3.7%\nCredit to Private Sector\nTotal credit to the private sector as at the end of \nJanuary 2013 was US$3 558.9 million.\n85.7% in December 2012. The high growth \nin time deposits partly reflects the efforts \nbeing made by deposit taking institutions to \nattract long term deposits. \n \nThe bulk of the banking system’s deposits \nare, however, largely short term, limiting \nthe level of long term credit available for \nprocurement of plant and equipment. Do-\nCredit to the private sector, however, contin-\nued to be short term in nature and largely \nchannelled towards recurrent expenditures. As \nat January 2013, credit from banks was util-\nised for recurrent expenditures, 78.4%; con-\nsumer durables, 14.5%; and capital expendi-\ntures, 5.1%. \n \nFinancing by banks was largely towards the \nagricultural sector, 18.5%; manufacturing, \n17.7%; and households, 15.9%. Mining and \nconstruction industries, which require long \nterm financing accessed only 8.4% and 1.7% \nof the cumulative credit to the private sector. \n4 \n \n8 \n \nINFLATION DEVELOPMENTS \n \nAnnual Inflation \nInflation, as measured by the Consumer Price \nIndex (CPI) continued on a downward trend \nin January 2013, on the back of slackening \ndomestic economic activity, tight liquidity \nconditions and the weakening of the South \nAfrican rand. In this regard, annual inflation \ndeclined from 2.9% in December 2012 to \n2.51% in January 2013, its lowest since \nMarch 2012. \nTo reflect changing expenditure patterns, \nZIMSTAT introduced a revised CPI basket \nand rebased CPI figures to December 2012. \nNotwithstanding this review, the general \nmovement in the price of goods and services \nremains in the downward trajectory. As such, \nthe review in the weight of components has \nhad negligible effect on the inflation rate, so \nfar. \nBoth annual food and non-food inflation \nslowed down, from 3.81% in December 2012 \nto 3.72% in January 2013, and 2.51% in De-\ncember 2012 to 1.91% in January 2013, re-\nspectively. \nNotably, the major contributors to annual food \ninflation for January 2013 included bread and \ncereals, vegetables, meat, and sugar, jam, \nhoney and confectionery subcategories. \nSimilarly, annual non-food inflation deceler-\nated markedly, from 2.51% in December 2012 \nto 1.91% in January 2013. \nMajor drivers of non-food inflation for January \n2013 include housing, water, electricity, gas \nand other fuels, education, transport, alcoholic \nbeverages and tobacco as well as furniture and \nequipment divisions. \n \nMonth-on-Month Inflation \n \nUnder the background of subsiding inflation-\nary pressures in the economy, month-on-month \ninflation, which decelerated from 0.134% in \nNovember 2012 to 0.131% in December 2012, \ndeclined further to 0.07% in January 2013. \n0\n1\n2\n3\n4\n5\n6\n7\n8\nDec-10\nFeb-11\nApr-11\nJun-11\nAug-11\nOct-11\nDec-11\nFeb-12\nApr-12\nJun-12\nAug-12\nOct-12\nDec-12\nAnnual Inflation \n(%)\nHeadline Inflation\nFood\nNon Food\n9 \n \nMonthly food inflation, however, rose to \n0.32% in January 2013, from 0.29% in De-\ncember 2012. The elevated monthly food in-\nflation for January 2013, reflected increases \nin the prices of cereals, as well as vegetables. \nPrices for other food classes remained un-\nchanged in January 2013, from the December \n2012 prices. \nMonthly non-food inflation, which declined \nfrom 0.11% in November 2012 to 0.06% in \nDecember 2012, decelerated further to \n-0.06% in January 2013. \nInflation Outlook \nBarring \nsignificant \nexternal \nexogenous \nshocks to the economy, particularly emanat-\ning from international oil prices, world food \nprices and the US$/rand exchange rate, do-\nmestic inflation is expected to remain stable \nin the medium to long term. \n \nNATIONAL \nPAYMENTS \nSYSTEM \nDEVELOPMENTS \n \nDuring the month of January 2013, there was \na decrease in the transactional activities on \nmost payment streams except for cheques. \nZimbabwe Electronic Transfer Settlement \nSystem (ZETSS) \nThe value of transactions processed through \nthe RTGS system decreased from US$3 \n584.7 million in December 2012 to US$3 \n563.8 million in January 2013, representing a \ndecline of 0.6%. Over the same period, how-\never, the volume of transactions processed \nthrough the RTGS system rose by 6%. \nCard Systems \n \n \nThe total value of card based transactions \ndecreased by 17.6%, from US$308.9 million \nin December to US$254.4 million in January \n2013. \n-\n0.5 \n1.0 \n1.5 \n2.0 \n2.5 \n3.0 \n3.5 \n4.0 \n-\n50 \n100 \n150 \n200 \n250 \nJul-11\nSep-11\nNov-11\nJan-12\nMar-12\nMay-12\nJul-12\nSep-12\nNov-12\nJan-13\nValue in US$ Billions\nVolume in Thounsands\nZETSS Volumes and Values\nVolume\nValue\n10 \nMobile and Internet Based Transactions \n \n \nThe total value of mobile and internet based \ntransactions decreased by 6.9% to US$205.2 \nmillion in January 2013, from US$220.3 mil-\nlion recorded in December 2012. \nCheques \n \nThe total value of cheque transactions in-\ncreased by 4%, from US$5 million in De-\ncember 2012 to US$5.2 million in January \n2013. \n \nReserve Bank of Zimbabwe \nFebruary 2013 \n11 \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n1. Monetary Statistics \n \n \n1.1 Monetary Aggregates \n \n \n \n \n \n13 \n \n1.2 Broad Money Survey \n \n \n \n \n \n14 \n \n1.3 Analysis of Monthly Changes in Money Supply \n \n15 \n \n1.4 Analysis of Yearly Changes in Money Supply \n \n \n16 \n \n \n2. Sectoral Analysis of Bank Loans and Advances and Deposits \n \n \n2.1 Sectoral Analysis of Commercial Banks Loans and Advances 17 \n \n2.2 Sectoral Analysis of Merchant Banks Loans and Advances \n18 \n \n2.3 Sectoral Analysis of Merchant Acceptances \n \n \n19 \n \n2.4 Sectoral Analysis of Commercial Banks Deposits \n \n20 \n \n2.5 Sectoral Analysis of Merchant Banks Deposits \n \n21 \n \n3. External Statistics \n \n \n3.1 Total External Debt Outstanding by Debtor \n \n \n22 \n \n4. Interest Rates \n \n \n4.1 Lending Rates \n \n \n \n \n \n \n23 \n \n4.2 Banks Deposit Rates \n \n \n \n \n \n24 \n \n5. Inflation \n \n \n5.1 Monthly Inflation \n \n \n \n \n \n25 \n \n5.2 Yearly Inflation \n \n \n \n \n \n \n26 \n \n6. Exchange Rates \n \n \n \n \n \n \n \n27 \n \n \n \n \n \nSTATISTICAL TABLES \nCONTENTS \n \nTable \n \n \n \n \n \n \n \n \nPage \n \n \n7. Commercial Banks \n \n \n7.1 Assets \n \n \n \n \n \n \n \n28 \n \n7.2 Liabilities \n \n \n \n \n \n \n29 \n \n8. Accepting Houses \n \n \n8.1 Assets \n \n \n \n \n \n \n \n30 \n \n8.2 Liabilities \n \n \n \n \n \n \n31 \n \n 9. Building Societies \n \n \n9.1 Assets \n \n \n \n \n \n \n \n32 \n \n9.2 Liabilities \n \n \n \n \n \n \n33 \n \n10. Zimbabwe Stock Exchange Statistics \n \n \n \n \n34 \n \n11. Savings with Financial Institutions \n \n \n \n \n35 \n \n12. Analysis of Liquid Assets of Monetary Banks \n \n \n \n36 \n \n13. ZETSS, Cheques and Cards Activity \n \n \n \n \n37 \n \n12 \n13 \nTABLE 1.1 : MONETARY AGGREGATES \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \nFebruary \nMarch \nApril \nMay \nJune \nJuly \nAugust \nSeptember \nOctober \nNovember \nDecember \nJanuary \n \n \n \n \n \n \n \n \n \n \n \n \n \nRBZ Demand Deposits \n84.4 \n 83.1 \n82.9 \n78.6 \n79.7 \n80.1 \n80.9 \n82.1 \n80.7 \n79.6 \n80.8 \n78.6 \nComm. Banks Dem. Deposits \n 1,892,187.1 \n 1,855,658.6 \n1,833,486.4 \n1,804,232.7 \n1,815,912.3 \n1,875,149.3 \n1,826,752.4 \n1,869,138.7 \n1,894,495.7 \n1,804,260.4 \n1,981,218.7 \n1,924,517.4 \nMerchant Banks Dem. Deposits \n 120,552.4 \n 70,044.4 \n89,097.4 \n84,715.0 \n136,052.5 \n110,779.0 \n106,955.1 \n102,471.0 \n112,805.6 \n105,260.2 \n108,094.7 \n106,935.2 \nTotal Demand \n 2,012,823.8 \n 1,925,786.0 \n1,922,666.7 \n1,889,026.3 \n1,952,044.5 \n1,986,008.4 \n1,933,788.4 \n1,971,691.8 \n2,017,382.0 \n1,909,600.2 \n 2,089,394.2 \n2,031,531.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks Savings Deposits \n 163,972.9 \n 154,142.3 \n167,459.3 \n161,039.2 \n160,170.3 \n162,953.0 \n171,279.3 \n189,287.9 \n182,029.0 \n288,914.0 \n253,471.9 \n193,007.6 \nBuilding Soc. Savings Deposits \n 128,590.7 \n 131,003.7 \n133,025.2 \n156,772.0 \n171,972.6 \n168,562.6 \n171,825.0 \n176,983.1 \n164,699.0 \n163,276.1 \n180,152.6 \n159,093.7 \nP O S B Savings Deposits \n 49,031.3 \n 48,916.5 \n46,057.1 \n49,423.7 \n50,001.8 \n51,631.2 \n51,322.2 \n51,747.0 \n50,457.0 \n55,822.7 \n54,893.7 \n55,832.5 \nComm. Banks U-30 Day Deposits \n 568,582.5 \n 471,171.9 \n522,894.7 \n622,619.0 \n706,497.8 \n668,743.8 \n716,241.3 \n648,981.9 \n781,995.1 \n593,873.6 \n 613,008.0 \n632,215.7 \nMerchant Banks U-30 Day \nDeposits \n 77,452.0 \n 126,730.8 \n116,172.0 \n100,355.4 \n91,241.5 \n36,431.8 \n39,907.3 \n60,358.5 \n35,887.6 \n69,265.1 \n67,930.5 \n91,671.2 \nBuilding Soc. U- 30 Day Deposits \n 81,322.6 \n 51,100.0 \n72,310.0 \n77,364.4 \n70,088.7 \n53,684.5 \n59,216 \n70,300.4 \n98,536.7 \n73,514.3 \n65,572.4 \n60,885.9 \nTotal Savings and Short term \n 1,068,952.1 \n 983,065.1 \n1,057,917.3 \n1,167,573.8 \n1,249,972.7 \n1,142,006.9 \n1,209,791 \n1,197,658.8 \n1,313,605.1 \n1,244,665,.8 \n1,235,029.1 \n1,192,706.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \nComm. Banks O-30 Day Deposits \n 126,660.5 \n 314,416.2 \n289,006.7 \n347,816.0 \n228,931.5 \n327,819.8 \n192,982.4 \n311,167.7 \n235,566.9 \n424,351.9 \n314,380.7 \n351,356.6 \nMerchant Banks O-30 Day \nDeposits \n 35,722.4 \n 47,602.1 \n41,942.5 \n66,248.4 \n31,257.6 \n65,758.0 \n64,463.7 \n56,445.3 \n60,561...8 \n46,439.3 \n44,191.4 \n21,339.0 \nBuilding Soc. O- 30 Day Deposits \n 115,296.2 \n 152,203.5 \n125,863.2 \n93,384.4 \n109,663.7 \n156,055.2 \n170,113.2 \n172,761.3 \n165,382.5 \n179,493.1 \n184,561.2 \n192,823.3 \nBuilding Soc. Class C Deposits \n0.00 \n 0.00 \n0.00 \n0.00 \n0.0 \n0.0 \n0.0 \n \n \n \n \n \nBuilding Soc. Other Share \nDeposits \n 10,141.6 \n 10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \n10,141.6 \nP O S B Time Deposits \n 7,971.2 \n 5,404.1 \n6,217.4 \n5,995.0 \n8,259.1 \n9,770.5 \n8,018 \n8,316.8 \n11,324.0 \n9,964.9 \n8,973.9 \n 8,497.2 \nTotal Long term \n 295,791.8 \n 529,767.5 \n473,171.3 \n523.585.4 \n388,253.5 \n569,545.1 \n445,718.9 \n558,832.7 \n482,976.8 \n670,390.8 \n562,248.8 \n 584,157.7 \nGrand Total \n3,377,567.7 \n 3,438,618.5 \n3,453,755.3 \n3,580,185.4 \n3,590,270.7 \n3,697,560.4 \n3,589,298.3 \n3,728,183.4 \n3,813,963.8 \n3,824,656.8 \n3,886,672.1 \n3,808,395.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n14 \nTABLE 1.2 : BROAD MONEY SURVEY \n US$ Thousands \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n-69,906.6 \n-358613.1 \n-330,975.3 \n-372,096.9 \n-375,252.5 \n-366,349.8 \n-459,138.7 \n-447,672.7 \n-417,840.4 \n-340,899.7 \n-435,528.8 \n-485,643.4 \n Assets \n1,310,340.3 \n1,016,963.8 \n1,049,371.8 \n1,014,946.0 \n1,008,028.9 \n1,010,995.6 \n918,272.0 \n952,305.8 \n964,367.0 \n1,063,411.0 \n1,089,808.5 \n994,812.7 \n Reserve Bank (RBZ) \n550,967.2 \n487,204.7 \n510,111.8 \n456,394.5 \n439,248.4 \n443,530.6 \n392,913.3 \n431,019.9 \n402,814.9 \n385,911.7 \n447,988.8 \n454,346.1 \n Deposit Money Banks (DMBs) \n736,966.6 \n508,239.4 \n514,286.0 \n531,555.6 \n547,519.3 \n543,103.3 \n497,720.1 \n490,916.0 \n527,291.2 \n635,377.3 \n599,274.6 \n507,151.4 \n Other Banking Institutions (OBIs) \\1 \n22,406.5 \n21,519.7 \n24,974.0 \n26,996.0 \n21,261.2 \n24,361.7 \n27,638.6 \n30,369.9 \n34,260.9 \n42,122.1 \n42,545.1 \n33,315.2 \n Liabilities \\2 \n-1,380,246.9 \n-1,375,576.8 \n-1,380,347.1 \n-1,387,042.9 \n-1,383,281.5 \n-1,377,345.4 \n-1,377,410.8 \n-1,399,978.5 \n-1,382,207.3 \n-1,404,310.7 \n-1,525,337.3 \n-1,480,456.0 \n RBZ \n1,161,635.7 \n1,158,462.9 \n1,157,868.1 \n1,144,411.3 \n1,145,150.6 \n1,142,322.1 \n1,144,176.7 \n1,149,650.9 \n1,147,233.0 \n1,147,319.7 \n1,149,161.2 \n1,149,023.6 \n DMBs \n197,813.2 \n196,138.8 \n200,681.0 \n220,947.2 \n216,314.5 \n217,204.3 \n216,220.2 \n233,273.5 \n211,042.1 \n233,317.4 \n352,118.4 \n311,214.1 \n OBIs \n20,798.1 \n20,975.1 \n21,798.0 \n21,684.4 \n21,816.3 \n17,818.9 \n17,013.8 \n17,054.1 \n23,932.2 \n23,673.7 \n24,057.8 \n20,218.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \n3,447,474.3 \n3,797,231.6 \n3,784,730.5 \n3,952,282.3 \n3,965,523.2 \n4,063,910.1 \n4,048,437.1 \n4,175,856.1 \n4,231,804.2 \n4,165,556.5 \n4,322,201.0 \n4,294,038.7 \nDOMESTIC CREDIT \n2,818,438.6 \n3,002,168.0 \n3,022,182.4 \n3,139957.2 \n3,227,332.4 \n3,362,641.7 \n3,396,416.2 \n3,469,968.4 \n3,502,649.8 \n3,620,952.2 \n3,788,468.5 \n3,777,967.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n-1,756.0 \n89,582.8 \n88,583.8 \n78,536.2 \n82,193.2 \n79,337.5 \n73,155.7 \n73,214.8 \n80,219.7 \n80,710.4 \n176,058.4 \n166,842.3 \n RBZ \n-1,755.0 \n-1,761.7 \n-1,718.7 \n-1,733.0 \n-2,106.2 \n-1,522.6 \n-1,502.4 \n-1,514.6 \n-11,344.7 \n-11,034.8 \n-11,097.8 \n-1,225.8 \n DMBs \n0.0 \n91,344.5 \n90,099.0 \n80,045.4 \n84,095.8 \n80,860.2 \n74,658.0 \n74,729.3 \n90,330.7 \n90,511.6 \n185,922.5 \n167,834.5 \n OBIs \n0.0 \n0.0 \n203.6 \n223.8 \n203.6 \n0.0 \n0.0 \n0.0 \n1,233.6 \n1,233.6 \n1,233.6 \n233.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Public Enterprises \n44,043.5 \n29,969.4 \n31,445.0 \n31,792.5 \n49,311.3 \n49,615.7 \n49,289.8 \n46,060.7 \n49,641.4 \n51,464.5 \n51,716.9 \n52,261.1 \n RBZ \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n44,043.5 \n29,969.4 \n31,445.0 \n31,792.5 \n49,311.3 \n49,615.7 \n49,289.8 \n46,060.7 \n49,641.4 \n51,464.5 \n51,716.9 \n52,261.1 \n \n Agri-PEs \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Other \n-659.7 \n29,969.4 \n31,445.0 \n31,792.5 \n49,311.3 \n49,615.7 \n49,289.8 \n46,060.7 \n49,641.4 \n51,464.5 \n51,716.9 \n52,261.1 \n OBIs \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Private Sector \n2,776,151.1 \n2,882,615.8 \n2,902,153.6 \n3,029,628.5 \n3,095,827.9 \n3,233,688.5 \n3,273,970.7 \n3,350,693.0 \n3,372,788.7 \n3,488,777.2 \n3,560,693.2 \n3,558,864.5 \n RBZ \n48,403.2 \n47,708.0 \n44,103.0 \n47,176.7 \n43,759.2 \n38,792.3 \n41,323.6 \n42,548.2 \n42,122.0 \n41,521.5 \n40,636.3 \n41,014.1 \n DMBs \n2,377,837.4 \n2,484,151.4 \n2,513,158.6 \n2,622,165.2 \n2,663,738.3 \n2,797,404.9 \n2,823,945.6 \n2,897,885.3 \n2,890,646.5 \n2,996,259.4 \n3,065,153.8 \n3,057,321.2 \n OBIs \n349,910.5 \n350,756.4 \n344,891.9 \n360,286.5 \n388,330.3 \n397,491.4 \n408,701.5 \n410,259.5 \n440,020.2 \n450,996.3 \n454,903.2 \n460,529.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n629,035.7 \n795,063.6 \n762,548.2 \n812,325.1 \n738,190.8 \n701,268.4 \n652,020.9 \n705,887.6 \n729,154.4 \n544,604.3 \n533,732.4 \n516,070.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n3,377,567.7 \n3,438,618.5 \n3,453,755.2 \n3,580,185.4 \n3,590,270.7 \n3,697,560.4 \n3,589,298.3 \n3,728,183.4 \n3,813,963.8 \n3,824,656.8 \n3,886,672.1 \n3,808,395.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n15 \nTABLE 1.3 : ANALYSIS OF MONTHLY CHANGES IN MONEY SUPPLY (M3) \n US$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER \nOCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n204,719.0 \n-288,706.5 \n27,637.8 \n-41,121.6 \n-3,155.7 \n8,902.8 \n-92,789.0 \n11,466.1 \n29,832.3 \n76,940.7 \n-94,629.1 \n-50,114.5 \n \n \n \n \n \n \n \n \n \n \n \n \n \n Assets \n215,883.3 \n-293,376.6 \n32,408.0 \n-34,425.8 \n-6,917.1 \n2,966.7 \n-92,723.6 \n34,033.8 \n12,061.1 \n99,044.0 \n26,397.5 \n-94,995.8 \n Reserve Bank (RBZ) \n120,183.2 \n-63,762.5 \n22,907.1 \n-53,717.3 \n-17,146.1 \n4,282.2 \n-50,617.3 \n38,106.7 \n-28,205.0 \n-16,903.2 \n62,077.1 \n6,357.3 \n Deposit Money Banks (DMBs) \n95,318.3 \n-228,727.2 \n6,046.7 \n17,269.5 \n15,963.8 \n-4,416.0 \n-45,383.2 \n-6,804.1 \n36,375.1 \n108,086.1 \n-36,102.6 \n-92,123.2 \n Other Banking Institutions (OBIs) \\1 \n381.8 \n-886.8 \n3,454.3 \n2,022.0 \n-5,734.7 \n3,100.5 \n3,276.9 \n2,731.3 \n3,891.0 \n7,861.2 \n423.0 \n-9,229.8 \n Liabilities \\2 \n-11,164.3 \n4,670.1 \n-4,770.3 \n-6,695.8 \n3,761.4 \n5,936.1 \n-65.4 \n-22,567.7 \n17,771.1 \n-22,103.4 \n-121,026.6 \n44,881.3 \n RBZ \n3,456.6 \n-3,172.8 \n-594.8 \n-13,456.8 \n739.3 \n-2,828.5 \n1,854.6 \n5,474.2 \n-2,417.9 \n86.7 \n1,841.5 \n-137.6 \n DMBs \n8,577.1 \n-1,674.4 \n4,542.1 \n20,266.2 \n-4,632.7 \n889.8 \n-984.1 \n17,053.3 \n-22,231.4 \n22,275.2 \n118,801.0 \n-40,904.2 \n OBIs \n-869.4 \n177.0 \n823.0 \n-113.7 \n131.9 \n-3,997.5 \n-805.1 \n40.3 \n6,878.2 \n-258.6 \n384.1 \n-3,839.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET DOMESTIC ASSETS \\3 \n27,824.3 \n349,757.3 \n-12,501.0 \n167,551.7 \n13,240.9 \n98,386.9 \n-15,473.1 \n127,419.0 \n55,948.1 \n-66,247.7 \n156,644.5 \n-28,162.2 \nDOMESTIC CREDIT \n27,460.1 \n183,729.4 \n20,014.4 \n117,774.8 \n87,375.2 \n135,309.3 \n33,774.5 \n73,552.2 \n32,681.4 \n118,302.4 \n167,516.4 \n-10,500.6 \n Claims on Government (net) \n122.6 \n91,338.8 \n-999.0 \n-10,047.6 \n3,657.0 \n-2,855.7 \n-6,181.9 \n59.1 \n7,004.9 \n490.8 \n95,348.0 \n-9,216.1 \n RBZ \n123.6 \n-6.7 \n43.0 \n-14.3 \n-373.2 \n583.5 \n20.3 \n-12.2 \n-9,830.1 \n309.9 \n-63.0 \n9,872.0 \n DMBs \n0.0 \n91,345.5 \n-1,245.5 \n-10,053.6 \n4,050.4 \n-3,235.6 \n-6,202.1 \n71.3 \n15,601.4 \n180.9 \n95,410.9 \n-18,088.0 \n OBIs \n0.0 \n0.0 \n203.6 \n20.2 \n-20.2 \n-203.6 \n0.0 \n0.0 \n1,233.6 \n0.0 \n0.0 \n-1,000.0 \n Claims on Public Enterprises \n-659.7 \n-14,074.1 \n1,475.6 \n347.5 \n17,518.8 \n304.3 \n-325.8 \n-3,229.1 \n3,580.7 \n1,823.1 \n252.4 \n544.3 \n RBZ \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n-659.7 \n-14,074.1 \n1,475.6 \n347.5 \n17,518.8 \n304.3 \n-325.8 \n-3,229.1 \n3,580.7 \n18231 \n252.4 \n544.3 \n Agri-PEs \n0.0 \n-1.0 \n-1.0 \n0.0 \n0.0 \n0.0 \n-4,771.8 \n-4,772.8 \n-4,773.8 \n-4,774.8 \n0.0 \n0.0 \n Other \n-659.7 \n-14,073.1 \n1,476.6 \n347.5 \n17,518.8 \n304.3 \n4,446.0 \n1,543.7 \n8,354.5 \n6,597.9 \n252.4 \n544.3 \n OBIs \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n27,997.2 \n106,464.7 \n19,537.7 \n127,474.9 \n66,199.4 \n137,860.6 \n40,282.2 \n76,722.3 \n22,095.7 \n115,988.5 \n71,916.0 \n-1,828.7 \n RBZ \n1,600.3 \n-695.2 \n-3,605.0 \n3,073.7 \n-3,417.5 \n-4,967.0 \n2,531.3 \n1,224.6 \n-426.2 \n-600.5 \n-885.3 \n377.8 \n DMBs \n12,334.3 \n106,314.0 \n29,007.3 \n109,006.5 \n41,573.1 \n133,666.6 \n26,540.7 \n73,939.7 \n-7,238.7 \n105,612.9 \n68,894.3 \n-7,832.6 \n OBIs \n14,062.6 \n845.9 \n-5,864.5 \n15,394.6 \n28,043.8 \n9,161.0 \n11,210.1 \n1,558.0 \n29,760.7 \n10,976.1 \n3,906.9 \n5,626.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n364.2 \n166,027.9 \n-32,515.4 \n49,777.0 \n-74,134.3 \n-36,922.4 \n-49,247.6 \n53,866.8 \n23,266.7 \n-184,550.1 \n-10,871.9 \n-17,661.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n232,543.3 \n61,050.8 \n15,136.7 \n126,430.1 \n10,085.3 \n107,289.7 \n-108,262.0 \n138,885.1 \n85,780.4 \n10,692.9 \n62,015.4 \n-78,276.7 \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n7.4% \n1.8% \n0.4% \n3.7% \n0.3% \n3.0% \n-2.9% \n3.9% \n2.3% \n0.3% \n1.6% \n-2.0% \n Domestic Credit \n1.0% \n6.5% \n0.7% \n3.9% \n2.8% \n4.2% \n1.0% \n2.2% \n0.9% \n3.4% \n4.6% \n-0.3% \n Claims on Private Sector \n1.0% \n3.8% \n0.7% \n4.4% \n2.2% \n4.5% \n1.2% \n2.3% \n0.7% \n3.4% \n2.1% \n-0.1% \n \n \n \n \n \n \n \n \n \n \n \n \n \n1. Finance houses, building societies and P. O. S. B. \n2. Sign reversal. \n3. Net Domestic Assets consist of domestic credit and other items net. \nTABLE 1.4 : ANALYSIS OF YEARLY CHANGES IN MONEY SUPPLY (M3) \n \n \n \n \n$ Thousands \n \n \n \n \n16 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nFEBRUARY \nMARCH \nAPRIL \nMAY \nJUNE \nJULY \nAUGUST \nSEPTEMBER OCTOBER \nNOVEMBER \nDECEMBER \nJANUARY \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNET FOREIGN ASSETS \n150,031.8 \n-107,880.3 \n-27,421.4 \n-103,677.3 \n-202,674.9 \n-89,936.3 \n-190,761.0 \n-131,411.5 \n-100,210.8 \n-19,830.8 \n-139,041.9 \n-211,017.8 \n Assets \n231,987.3 \n-32,780.1 \n63,059.1 \n4,008.9 \n-129,754.2 \n-42,038.0 \n-142,367.4 \n-71,725.6 \n-81,928.2 \n36,818.4 \n33,821.1 \n-99,644.3 \n Reserve Bank (RBZ) \n74,172.5 \n42,857.6 \n83,610.0 \n20,800.0 \n-95,804.2 \n-5,809.4 \n-77,953.3 \n-5,234.1 \n-34,371.4 \n-34,330.1 \n33,849.9 \n23,562.1 \n Deposit Money Banks (DMBs) \n145,135.6 \n-86,779.1 \n-38,349.1 \n-41,001.1 \n-41,235.8 \n10,917.8 \n-76,767.0 \n-84,133.7 \n-68,113.2 \n53,083.1 \n-22,552.6 \n-134,496.9 \n Other Banking Institutions (OBIs) \\1 \n12,679.2 \n11,141.5 \n17,798.2 \n24,210.0 \n7,285.8 \n10,917.8 \n12,352.8 \n17,642.1 \n20,556.4 \n18,065.4 \n22,523.8 \n11,290.5 \n Liabilities \\2 \n-81,955.4 \n-75,100.2 \n-90,480.5 \n-107,686.2 \n-72,920.7 \n-47,898.3 \n-48,393.5 \n-59,685.9 \n-18,282.6 \n-56,649.1 \n-172,863.0 \n-111,373.4 \n RBZ \n-2,136.7 \n-10,095.4 \n-14,778.2 \n-22,208.0 \n-23,594.1 \n-28,246.4 \n-27,498.9 \n-21,730.4 \n-33,783.9 \n-20,811.3 \n-2,908.6 \n-9,155.5 \n DMBs \n63,294.0 \n64,220.6 \n83,460.6 \n108,209.8 \n74,698.5 \n78,373.3 \n79,089.8 \n89,568.8 \n53,504.6 \n79,315.3 \n177,406.0 \n121,978.0 \n OBIs \n20,798.1 \n20,975.1 \n21,798.0 \n21,684.4 \n21,816.3 \n-2,228.6 \n-3,197.3 \n-8,152.6 \n-1,438.0 \n-1,854.9 \n-1,634.4 \n-1,449.1 \nNET DOMESTIC ASSETS \\3 \n769,411.2 \n968,318.4 \n879,760.1 \n950,213.5 \n893,222.2 \n880,494.1 \n827,621.5 \n830,303.8 \n860,964.8 \n755,911.5 \n925,312.7 \n874,388.8 \nDOMESTIC CREDIT \n908,726.4 \n985,554.8 \n901,624.2 \n892,017.1 \n842,025.3 \n864,860.4 \n822,357.3 \n802,510.0 \n795,755.7 \n873,159.5 \n990,341.7 \n986,989.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Claims on Government (net) \n482.6 \n91,868.6 \n91,058.5 \n80,446.2 \n84,027.8 \n81,808.4 \n75,191.5 \n74,845.9 \n82,122.6 \n82,338.1 \n177,893.2 \n168,720.9 \n RBZ \n778.0 \n729.3 \n756.0 \n177.0 \n-271.5 \n948.3 \n533.5 \n116.6 \n-9,441.8 \n-9,407.1 \n-9,262.9 \n652.8 \n DMBs \n-295.3 \n91,139.3 \n90,099.0 \n80,045.4 \n84,095.8 \n80,860.2 \n74,658.0 \n74,729.3 \n90,330.7 \n90,511.6 \n185,922.5 \n167,834.5 \n OBIs \n0.0 \n0.0 \n203.6 \n223.8 \n203.6 \n0.0 \n0.0 \n0.0 \n1,233.6 \n1,233.6 \n1,233.6 \n233.6 \n Claims on Public Enterprises \n20,429.3 \n4,194.4 \n5,024.7 \n2,323.8 \n9,520.4 \n5,300.2 \n7,279.8 \n-3,179.6 \n49.8 \n9,427.1 \n6,792.4 \n7,557.9 \n RBZ \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n DMBs \n20,429.3 \n4,194.4 \n5,024.7 \n2,323.8 \n9,520.4 \n5,300.2 \n7,279.8 \n-3,179.6 \n49.8 \n9,427.1 \n6,792.4 \n7,557.9 \n Agri\n-PEs \n \n-2,338.3 \n-2,339.3 \n-252.3 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n-1.0 \n0.0 \n \nOther \n \n22,767.6 \n6,533.7 \n5,277.0 \n2,323.8 \n9,520.4 \n5,300.2 \n7,279.8 \n-3,179.6 \n49.8 \n9,427.1 \n6,793.4 \n7,557.9 \n OBIs \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n Claims on Private Sector \n887,814.4 \n889,491.8 \n805,541.0 \n809,247.0 \n748,477.1 \n777,751.7 \n739,886.0 \n730,843.7 \n713,583.3 \n781,394.3 \n805,656.0 \n810,710.6 \n RBZ \n12,750.0 \n10,669.4 \n7,991.3 \n10,864.8 \n3,313.7 \n665.0 \n1,765.1 \n-9,455.1 \n-9,387.2 \n-3,975.5 \n-3,903.1 \n-5,788.8 \n DMBs \n678,407.6 \n704,828.2 \n648,551.4 \n654,211.8 \n584,559.5 \n616,003.9 \n597,497.2 \n617,287.4 \n574,157.1 \n654,515.1 \n687,696.6 \n691,818.1 \n OBIs \n196,656.8 \n173,994.2 \n148,998.4 \n144,170.4 \n160,603.9 \n161,082.9 \n140,623.7 \n123,011.4 \n148,813.5 \n130,854.7 \n121,862.5 \n124,681.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOTHER ITEMS (NET) \n-139,315.2 \n-17,236.4 \n-21,864.1 \n58,196.4 \n51,196.9 \n15,633.7 \n5,264.2 \n27,793.8 \n65,209.1 \n-117,248.0 \n-65,029.0 \n-112,600.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nBROAD MONEY (M3) \n919,443.0 \n860,438.1 \n852,338.7 \n846,536.2 \n690,547.4 \n790,557.9 \n636,860.5 \n698,892.3 \n760,753.9 \n736,080.7 \n786,270.8 \n663,371.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nGROWTH RATES \n \n \n \n \n \n \n \n \n \n \n \n \n Broad Money (M3) \n37.4% \n33.4% \n32.8% \n31.0% \n23.8% \n27.2% \n21.6% \n23.1% \n24.9% \n23.8% \n25.4% \n21.1% \n Domestic Credit \n47.6% \n48.9% \n42.5% \n39.7% \n35.3% \n34.6% \n31.9% \n30.1% \n29.4% \n31.8% \n35.4% \n35.4% \n Claims on Private Sector \n47.0% \n44.6% \n38.4% \n36.4% \n31.9% \n31.7% \n29.2% \n27.9% \n26.8% \n28.9% \n29.2% \n29.5% \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n17 \nTABLE 2.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION \nCOMMUNICA-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL \nMANUFAC-\nTURING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES/1 \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n363,990.9 \n39,589.6 \n27,332.8 \n322,510.1 \n8,749.9 \n74,636.2 \n336,196.7 \n77,655.7 \n198,437.3 \n52,515.7 \n171,956.3 \n1,013.2 \n1,674,584.5 \nFEBRUARY \n352,190.20 \n36,718.69 \n26,551.03 \n284,567.87 \n9,291.08 \n85,886.99 \n336,261.49 \n88,738.25 \n202,845.20 \n53,191.93 \n172,424.01 \n1,567.65 \n1,650,234.17 \nMARCH \n354,440.8 \n37,811.0 \n31,484.9 \n328,381.1 \n8,193.5 \n92,178.6 \n324,375.5 \n108,000.1 \n205,453.7 \n32,088.9 \n174,479.6 \n1,583.8 \n1,698,471.4 \nAPRIL \n341,893.5 \n30,462.0 \n33,633.8 \n358,038.0 \n5,558.5 \n78,498.4 \n334,699.5 \n110,765.7 \n220,956.5 \n26,181.8 \n179,845.8 \n1,355.3 \n1,721,888.8 \nMAY \n375,541.0 \n30,286.7 \n31,158.4 \n350,097.9 \n7,623.4 \n97,695.7 \n327,187.7 \n113,796.7 \n207,041.1 \n28,432.9 \n202,146.6 \n1,738.3 \n1,772,746.5 \nJUNE \n402,314.1 \n30,399.7 \n37,466.6 \n356,842.2 \n7,580.8 \n28,025.9 \n337,059.2 \n130,973.8 \n201,898.0 \n40,295.4 \n219,606.7 \n1,649.8 \n1,794,112.2 \nJULY \n416,536.2 \n26,795.9 \n36,424.2 \n369,410.8 \n8,174.0 \n26,119.1 \n348,484.2 \n136,934.2 \n203,314.6 \n36,869.5 \n249,542.8 \n3,382.6 \n1,861,988.0 \nAUGUST \n422,545.8 \n30,950.3 \n43,395.1 \n390,558.4 \n8,333.0 \n29,323.9 \n348,252.0 \n146,338.5 \n173,945.4 \n55,950.3 \n254,919.8 \n3,523.5 \n1,907,991.4 \nSEPTEMBER \n431,501.7 \n36,637.9 \n38,487.8 \n384,840.8 \n6,828.2 \n37,420.1 \n396,813.5 \n145,657.9 \n219,452.1 \n29,378.2 \n254,248.3 \n5,036.1 \n1,986,302.5 \nOCTOBER \n444,653.7 \n33,583.2 \n34,764.4 \n411,489.2 \n9,551.4 \n29,439.4 \n401,206.1 \n144,223.4 \n230,809.2 \n35,103.6 \n271,795.8 \n6,715.9 \n2,053,335.2 \nNOVEMBER \n444,527.3 \n33,548.0 \n37,207.3 \n428,008.3 \n10,704.6 \n32,236.2 \n417,838.2 \n142,715.0 \n228,088.4 \n36,568.0 \n267,282.0 \n8,055.2 \n2,087,778.7 \nDECEMBER \n444,341.0 \n32,622.8 \n37,353.2 \n428,782.2 \n8,513.2 \n31,513.9 \n414,044.9 \n148,927.9 \n233,864.4 \n33,116.1 \n288,628.5 \n9,370.9 \n2,111,078.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n450,170.0 \n31,073.4 \n38,762.3 \n426,050.9 \n11,967.9 \n31,547.4 \n417,961.3 \n144,645.1 \n237,323.7 \n33,906.5 \n300,841.1 \n9,373.1 \n2,133,622.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1. These are large corporation with business operations covering across a number of sectors. \nTABLE 2.2 :SECTORAL ANALYSIS OF MERCHANT BANKS LOANS AND ADVANCES \n \n \n \n \n \n \nUS$ Thou-\nsands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nCONSTRUCTION DISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT INDIVIDUALS CONGLOM-\nERATES \nTOTAL \nEND OF \n \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n35,376.1 \n10,738.7 \n47,937.8 \n17,312.5 \n50,388.0 \n66,466.5 \n39,965.4 \n84,903.2 \n26,657.0 \n71,065.7 \n2,342.2 \n453,153.1 \nFEBRUARY \n34,059.98 \n13,041.24 \n52,903.21 \n13,996.58 \n16,604.58 \n63,567.90 \n54,375.98 \n102,197.29 \n38,026,78 \n79,721.89 \n4,643.07 \n473,138.50 \nMARCH \n39,424.8 \n9 774.0 \n61,447.5 \n17,975.5 \n16,996.3 \n58,655.1 \n41,242.3 \n105,237.4 \n24,714.2 \n78,820.4 \n12,938.4 \n467,225.9 \nAPRIL \n43,485.3 \n10,392.5 \n61,081.2 \n19,067.3 \n19,238.3 \n57,209.2 \n43,704.5 \n106,196.8 \n36,968.1 \n84,346.1 \n4,839.5 \n486,528.7 \nMAY \n78,656.9 \n13,181.3 \n27,476.1 \n12,928.2 \n22,947.0 \n62,231.5 \n79,196.3 \n74,699.3 \n47,191.6 \n115,625.4 \n8,319.3 \n542,453.4 \nJUNE \n99,949.6 \n12,989.0 \n55,552.6 \n15,544.8 \n22,884.4 \n64,832.4 \n58,599.9 \n91,171.3 \n33,744.2 \n125,204.9 \n7,515.8 \n587,988.8 \nJULY \n57,212.2 \n15,008.9 \n28,053.9 \n25,999.1 \n48,343.1 \n66,151.0 \n76,442.2 \n92,251.0 \n46,904.3 \n111,009.8 \n4,461.3 \n571,836.8 \nAUGUST \n49,200.5 \n14,198.6 \n38,216.6 \n26,733.6 \n27,.22.2 \n54,208.9 \n65,862.8 \n65,893.7 \n44,173.3 \n114,603.8 \n7,371.6 \n507,485.6 \nSEPTEMBER \n57,953.8 \n14,365.5 \n37,230.9 \n27,211.1 \n27,365.5 \n54,699.3 \n67,007.8 \n69,196.8 \n43,515.1 \n119,899.9 \n7,225.4 \n525,670.8 \nOCTOBER \n62,501.8 \n15,369.1 \n50,322.8 \n13,991.3 \n43,176.3 \n76,085.7 \n 84,137.4 \n74,481.1 \n36,442.3 \n 159,860.1 \n7,139.6 \n 623,507.5 \nNOVEMBER \n79,498.6 \n17,399.0 \n51,214.2 \n37,028.4 \n41,525.2 \n68,737.1 \n65,831.1 \n81,757.5 \n41,273.6 \n165,811.3 \n8,614.2 \n658,690.2 \nDECEMBER \n69,626.60 \n17,100.57 \n61,871.18 \n35,218.31 \n38,605.14 \n76,364.84 \n79,801.05 \n85,485.21 \n45,026.61 \n166,500.19 \n8,482.65 \n684,082.35 \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n67,517.6 \n16,163.5 \n56,807.8 \n18,616.7 \n58,326.4 \n78,419.6 \n89,890.9 \n106,553.9 \n18,590.6 \n144,497.3 \n15,986.5 \n671,370.72 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n18 \n19 \nTABLE 2.3 :SECTORAL ANALYSIS OF MERCHANT BANKS ACCEPTANCES \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICULTURE \nDISTRIBUTION \nFINANCIAL \nFINANCIAL \nMANUFACTURING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \nEND OF \n \n \nINVESTMENT ORGANISATIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n15,494.8 \n1,897.5 \n0.0 \n479,6 \n31,053.3 \n31,756.6 \n20,082.4 \n0.0 \n1,516.1 \n3,623.5 \n105,903.9 \n FEBRUARY \n 16,359.6 \n483.9 \n0.0 \n734.6 \n32,663.4 \n15,907.7 \n5,112.6 \n0.0 \n301.8 \n0.0 \n71,563.6 \nMARCH \n15,328.4 \n4,816.6 \n0.0 \n734.6 \n33,053.5 \n22,330.2 \n3,206.4 \n0.0 \n301.8 \n0.0 \n75,436.7 \nAPRIL \n7,793.4 \n831.6 \n0.0 \n180.6 \n19,825.5 \n23,032.0 \n12,462.5 \n102.0 \n189.3 \n0.0 \n69,482.2 \nMAY \n0.0 \n0.0 \n0.0 \n2,055.8 \n14,431.9 \n15,786.1 \n17,666.6 \n589.7 \n2,850.8 \n836.1 \n54,217..1 \nJUNE \n1,031.1 \n1,011.3 \n0.0 \n1,875.2 \n13,904.0 \n21,823.7 \n16,562.2 \n0.0 \n189.3 \n836.1 \n57,233.0 \nJULY \n125.6 \n0.0 \n0.0 \n0.0 \n7,054.0 \n19,331.9 \n14,121.2 \n1,533.9 \n0.0 \n0.0 \n42,166.6 \nAUGUST \n0.0 \n913.3 \n0.0 \n0.0 \n13,898.0 \n13,694.7 \n18,347.2 \n0.0 \n0.0 \n0.0 \n46,853.3 \nSEPTEMBER \n0.0 \n11,242.5 \n0.0 \n0.0 \n12,193.0 \n15,228.3 \n3,969.9 \n0.0 \n0.0 \n0.0 \n42,633.7 \nOCTOBER \n0.0 \n1,135.0 \n0.0 \n0.0 \n2,134.9 \n28,261.6 \n204.0 \n0.0 \n0.0 \n0.0 \n31,735.5 \nNOVEMBER \n8,373.2 \n3,045.0 \n11,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n0.0 \n34,497.7 \nDECEMBER \n6,559.3 \n1,430.0 \n14,889.0 \n0.0 \n0.0 \n0.0 \n0.0 \n0.0 \n11,190.4 \n70.0 \n34,138.7 \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n70.0 \n0.0 \n0.0 \n0.0 \n3,641.0 \n18,088.3 \n1,189.0 \n11,190.4 \n0.0 \n0.0 \n34,178.7 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n20 \n TABLE 2.4 : SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nAGRICUL-\nTURE \nCONSTRUC-\nTION \nCOMMUNI-\nCATIONS \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES TRANSPORT \nINDIVIDUALS \nCONGLOMERATES \nTOTAL \n \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n137,919.4 \n35,324.8 \n106,812.5 \n296,807.8 \n116,945.8 \n277,304.7 \n268,525.2 \n119,278.5 \n515,754.9 \n21,989.9 \n431,208.6 \n14,582.8 \n2,342,454.9 \n FEBRUARY \n132,404.53 \n36,283.33 \n110,794.26 \n341,462.75 \n99,165.46 \n288,834.34 \n264,450.53 \n104,923.38 \n577,378.61 \n22,873.9 \n467,084.94 \n14,234.06 \n2,459,890.1 \nMARCH \n121,233.1 \n38,555.4 \n124,038.5 \n348,687.2 \n93,320.0 \n263’552.7 \n276,941.5 \n76,084.4 \n629,624.3 \n24,984.1 \n468,608.5 \n14,756.2 \n2,480,386.1 \nAPRIL \n127,168.8 \n39,606.6 \n115,033.7 \n331,306.5 \n83,707.8 \n289,829.1 \n276,208.7 \n75,855.9 \n644,979.8 \n24,822.5 \n465,129 \n14,829.3 \n2,488,477.6 \nMAY \n124,277.7 \n43,333.7 \n142,130.1 \n370,561.1 \n93,500.0 \n249,454.2 \n299,116.6 \n86,314.7 \n648,511.1 \n28,279.3 \n516,523.0 \n16,891.5 \n2,618,892.9 \nJUNE \n84,589.8 \n51,354.0 \n132,428.7 \n351,179.8 \n98,785.6 \n375,613.6 \n214,696.7 \n76,370.1 \n727,955.7 \n36,208.4 \n456,454.4 \n18,727.6 \n2,624,364.4 \nJULY \n106,470.8 \n47,401.0 \n131,489.0 \n345,036.3 \n70,487,9 \n397,969.7 \n213,370.5 \n89,915.4 \n726,447.6 \n46,000.4 \n505,054.1 \n29,735.3 \n2,709,378.0 \nAUGUST \n99,151.6 \n49,226.4 \n116,820.6 \n363,080.1 \n382,619.4 \n71,775.9 \n216,433.0 \n73,978.5 \n737,065.6 \n48,183.8 \n488,183.8 \n28,785.3 \n2,663,379.8 \nSEPTEMBER \n113,907.6 \n43,671.0 \n125,801.3 \n276,363.0 \n177,790.6 \n429,596.7 \n228,342.2 \n82,777.7 \n651,389.2 \n48,764.9 \n517,788.8 \n29,019.9 \n2,725,213.0 \nOCTOBER \n101,122.4 \n48,716.9 \n155,798.3 \n313,982.4 \n257,300.6 \n409,730.0 \n245,131.8 \n83,995.5 \n661,217.2 \n48,396.8 \n534,643.6 \n26,158.0 \n2,886,193.5 \nNOVEMBER \n104,695.1 \n53,233.8 \n151,359.5 \n348,390.4 \n185,802.5 \n464,782.4 \n269,513.8 \n85,906.9 \n962,840.9 \n47,647.2 \n548,847.7 \n23,130.6 \n3,246,150.7 \nDECEMBER \n96,098.4 \n50,492.7 \n126,343.5 \n379,068.0 \n198,323.3 \n509,241.6 \n280,975.4 \n95,457.1 \n582,286.2 \n41,852.2 \n538,135.2 \n26,491.3 \n2,924,764.8 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n91,648.8 \n48,329.1 \n128,426.0 \n351,566.7 \n212,401.7 \n494,823.6 \n252,389.7 \n93,470.0 \n658,260.1 \n44,091.4 \n512,289.8 \n32,145.9 \n2,919,842.6 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n21 \n TABLE 2.5 : SECTORAL ANALYSIS OF MERCHANT BANKS DEPOSITS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Thousands \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nAGRICUL-\nTURE \nCOMMUNICA-\nTIONS \nCONSTRUC-\nTION \nDISTRIBU-\nTION \nFINANCIAL \n& \nFINANCIAL MANUFACTUR-\nING \nMINING \nSERVICES \nTRANSPORT \nINDIVIDUALS \nCONGLOMER-\nATES \nTOTAL \nEND OF \n \n \n \n \nINVEST-\nMENTS \nORGANISA-\nTIONS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,744.1 \n8,250.4 \n7.1 \n3,238.1 \n129,742.5 \n80,306.4 \n17,664.5 \n9,146.5 \n158,059.3 \n1,650.5 \n113,108.8 \n3,038.0 \n535,956.3 \nFEBRUARY \n14,684.8 \n5,815.5 \n6.8 \n23,523.2 \n131,181.2 \n95,143.4 \n21,911.4 \n22,184.5 \n131,968.5 \n1,350.6 \n149,680.8 \n3,038.0 \n600,488.7 \n MARCH \n 46,519.8 \n 5,039.7 \n1,662.6 \n4,119.3 \n127,903.5 \n 91,695.5 \n 17,886.8 \n 39,142.1 \n143,818.6 \n 4,669.7 \n 83,525.1 \n28,564.2 \n594,546.8 \nAPRIL \n24,233.2 \n8,046.5 \n1,868.8 \n27,036.4 \n121,160.1 \n109,064.2 \n36,456.3 \n30,240.9 \n151,505.2 \n4,892.5 \n75,547.7 \n29,200.4 \n619,252.1 \nMAY \n10,329.7 \n6,452.6 \n1,765.0 \n12,678.2 \n115,998.5 \n103,213.2 \n35,266.7 \n25,989.8 \n183,915.3 \n6,141.2 \n63,313.3 \n39,110.5 \n604,173.9 \nJUNE \n10,271.8 \n7,330.0 \n1,698.4 \n9,186.1 \n134,312.0 \n129,103.5 \n26,823.0 \n22,693.9 \n173,514.3 \n4,286.6 \n62,007.9 \n30,818.9 \n612,046.3 \nJULY \n4,473.9 \n5,298.2 \n270.1 \n27,217.9 \n132,809.8 \n98,744.9 \n30,365.9 \n21,415.7 \n217,331.4 \n2,077.4 \n57,143.0 \n33,601.7 \n630,749.9 \nAUGUST \n6,744.1 \n6,765.6 \n288.6 \n26,394.2 \n123,569.3 \n83,662.1 \n33,578.1 \n18,015.7 \n222,325.8 \n2,979.2 \n92,733.9 \n33,058.9 \n650,115.6 \nSEPTEMBER \n16,997.7 \n8,628.2 \n300.8 \n27,315.7 \n124,411.1 \n85,232.7 \n50,279.5 \n27,896.5 \n208,113.3 \n2,000.9 \n85,429.2 \n34,840.8 \n671,446.4 \nOCTOBER \n4,473.9 \n5,298.2 \n270.1 \n3,119.1 \n124,342.3 \n115,774.8 \n30,524.5 \n21,415.7 \n191,204.2 \n2,077.4 \n153,329.1 \n32,049.8 \n683,879.0 \nNOVEMBER \n12,872.8 \n10,868.0 \n13,414.5 \n1,649.6 \n174,107.7 \n60,405.7 \n18,484.7 \n35,828.3 \n188,441.9 \n4,251.7 \n203,879.7 \n27,745.0 \n751,949.6 \nDECEMBER \n12,164.3 \n5,900.3 \n14,197.9 \n3,080.8 \n173,009.4 \n60,501.2 \n17,631.4 \n137,537.4 \n198,977.5 \n2,664.8 \n79,504.3 \n32,534.7 \n737,703.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n11,723.2 \n6,581.0 \n10,921.0 \n751.4 \n180,889.6 \n64,042.8 \n16,845.3 \n28,513.2 \n215,563.4 \n2,547.7 \n113,832.1 \n34,578.4 \n686,789.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n22 \nTABLE 3.1: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS BUT EXCLUDING PENALTIES) \n \n \n \n \n \n \n \n \n \n \n \n \n \nEnd Period \n1999 \n2000 \n2001 \n2002 \n2003 \n2004 \n2005 \n2006 \n2007 \n2008 \n2009 \n2010 \n(US$ millions) \n \n \n \n \n \n \n \n \n \n \n \n \nLong-Term External Debt \n3,530 \n3,227 \n3,255 \n3,327 \n3,644 \n3,927 \n3,805 \n3,965 \n4,032 \n4,464 \n4,339 \n5,010 \n \n \n \n \n \n \n \n \n \n \n \n \n \nGovernment \n2,461 \n2,249 \n2,328 \n2,376 \n2,617 \n2,844 \n2,895 \n3,024 \n3,054 \n3,464 \n3,317 \n3,493 \nBilateral Creditors \n935 \n1,050 \n1,115 \n1,107 \n1,255 \n1,455 \n1,438 \n1,520 \n1,520 \n1,863 \n1,716 \n1,855 \nMultilateral Creditors \n1,235 \n1,199 \n1,213 \n1,269 \n1,362 \n1,389 \n1,457 \n1,504 \n1,524 \n1,592 \n1,591 \n1,627 \nPrivate Creditors \n291 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n10 \n10 \n10 \n10 \n \n \n \n \n \n \n \n \n \n \n \n \n \nPublic Enterprises \n543 \n534 \n568 \n616 \n698 \n714 \n709 \n766 \n790 \n825 \n825 \n825 \nBilateral Creditors \n316 \n301 \n315 \n351 \n403 \n442 \n439 \n464 \n474 \n497 \n497 \n497 \nMultilateral Creditors \n224 \n233 \n253 \n265 \n295 \n272 \n270 \n302 \n316 \n327 \n327 \n327 \nPrivate Creditors \n3 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n0 \n \n \n \n \n \n \n \n \n \n \n \n \n \nMonetary Authorities \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n550 \nMultilateral Creditors - IMF \n364 \n292 \n292 \n279 \n288 \n291 \n144 \n130 \n137 \n140 \n140 \n550 \n \n \n \n \n \n \n \n \n \n \n \n \n \nPrivate \n162 \n152 \n67 \n56 \n41 \n78 \n57 \n45 \n51 \n35 \n57 \n142 \n \n \n \n \n \n \n \n \n \n \n \n \n \nShort-Term External Debt \n532 \n298 \n167 \n183 \n169 \n144 \n173 \n281 \n387 \n226 \n1,348 \n2,040 \nSupplier's Credits \n150 \n42 \n13 \n26 \n51 \n69 \n107 \n122 \n178 \n41 \n193 \n286 \nReserve Bank \n \n \n \n \n \n \n \n \n \n \n998 \n1,300 \nPrivate \n382 \n256 \n154 \n157 \n118 \n75 \n66 \n159 \n209 \n185 \n156 \n454 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nTotal External Debt/1 \n4,062 \n3,525 \n3,422 \n3,510 \n3,812 \n4,071 \n3,978 \n4,246 \n4,607 \n4,690 \n5,687 \n7,050 \n \n \n \n \n \n \n \n \n \n \n \n \n \nGross Domestic Product \n5,990 \n6,107 \n10,887 \n6,715 \n5,037 \n4,299 \n2,918 \n6,645 \n4,000 \n3,175 \n5,836 \n7,495 \nExternal Debt / GDP \n68% \n57.7% \n31.4% \n52.3% \n75.7% \n94.7% \n136.3% \n63.9% \n110.5% \n147.7% \n97.4% \n94.1% \n/1 Total external debt excludes penalties \n \n \n \n \n \n \n \n \n \n \n \n \nSOURCE: Ministry of Finance and Reserve Bank of Zimbabwe \n \n \n \n \n \n \n \n \n \n \n23 \nTABLE 4.1 LENDING RATES (percent per annum)1 \n \nCommercial Banks \nMerchant Banks \n \n \n \n \nWeighted Average Lending \nRates3 \n \nWeighted Average Lending \nRates3 \n \n \nEnd Period \nNominal \nLending \nRates2 \nIndividuals \nCorporate \nNominal \nLending \nRates2 \nIndividuals \nCorporate \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \nMar \n8.00-30.00 \n16.04 \n12.53 \n14.00-35.00 \n18.17 \n13.26 \n \n \nApr \n8.00-30.00 \n15.00 \n13.06 \n13.00-25.00 \n18.37 \n16.36 \n \n \nMay \n6.00-30.00 \n14.98 \n11.86 \n15.00-30.00 \n15.78 \n14.47 \n \n \nJun \n6.00-35.00 \n13.81 \n11.58 \n15.00-30.00 \n17.86 \n14.05 \n \n \nJul \n6.00-35.00 \n14.32 \n10.88 \n15.00-30.00 \n17.92 \n13.93 \n \n \nAug \n6.00-35.00 \n15.65 \n10.74 \n15.00-30.00 \n17.94 \n13.95 \n \n \nSep \n6.00-35.00 \n13.25 \n11.14 \n15.00-30.00 \n17.98 \n13.92 \n \n \nOct \n6.00-35.00 \n13.35 \n11.03 \n13.00-30.00 \n17.98 \n13.95 \n \n \nNov \n6.00-35.00 \n15.25 \n10.88 \n13.00-25.00 \n17.91 \n14.42 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nNotes \n \n \n \n \n \n \n \n \n1. Table revised, to separate weighted lending rates for individuals and corporate bodies. \n \n2. Nominal Lending Rates depict the range of rates quoted by banks. \n \n \n \n \n3. Lending rates exclude rates on staff loans. \nDec \n10.00-35.00 \n15.08 \n10.40 \n15.00-25.00 \n17.93 \n14.43 \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \nJan \n10.00-35.00 \n15.58 \n10.81 \n13.00-25.00 \n17.96 \n14.42 \n \n \n24 \nTABLE 4.2 : BANKS DEPOSIT RATES (percent per annum)1 \n \n \n \n \n \n \n \n \n \nCOMMERCIAL BANKS \nACCEPTING HOUSES \n \n \n \n \n \n \n \n \n \n \n \n \nEND OF \nSAVINGS \n3 MONTHS \n3 MONTHS \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \nJANUARY \n0.05-2.00 \n0.50-18.00 \n10.00-17.00 \nFEBRUARY \n0.05-2.00 \n0.50-18.00 \n10.00-17.00 \nMARCH \n0.05-2.00 \n0.50-16.00 \n10.00-17.00 \nAPRIL \n0.35-6.00 \n0.15-17.00 \n10.00-17.00 \nMAY \n0.30-5.00 \n0.15-17.00 \n10.00-17.00 \nJUNE \n0.15-5.00 \n0.15-17.00 \n10.00-17.00 \nJULY \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nAUGUST \n0.15-5.00 \n0.10-17.00 \n11.00-17.00 \nSEPTEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nOCTOBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nNOVEMBER \n0.15-5.00 \n0.10-17.00 \n10.00-17.00 \nDECEMBER \n0.15-5.00 \n0.10-18.00 \n10.00-17.00 \n \n \n \n \n20122 \n \n \n \n \n \n \n \nJANUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nFEBRUARY \n0.15-5.00 \n5.00-18.00 \n10.00-17.00 \nMARCH \n0.01-12.00 \n5.00-20.00 \n7.00-17.00 \nAPRIL \n0.00-12.00 \n5.00-20.00 \n8.00-17.00 \nMAY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \n \n \n \n \n \n \n \n \n1. \nThe range of rates qouted by banks during the period. \n2. \nThree (3) months deposit rates revised to exclude rates on inactive or dormant \naccounts. \n \n \nJUNE \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nJULY \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nAUGUST \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nSEPTEMBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nOCTOBER \n0.00-12.00 \n5.00-20.00 \n6.00-17.00 \nNOVEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \nDECEMBER \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n2013 \n \n \n \n \n \n \n \nJANUARY \n0.15-8.00 \n4.00-20.00 \n6.00-17.00 \n25 \nTABLE 5.1 : MONTHLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n( 2012 = 100) \n1. Source: ZIMSTATS \n \nNON-FOOD INFLATION \nFOOD \nINFLA-\nTION \nALL \n \nALCO-\nHOLIC \nBEVER-\nCLOTH-\nING \nHSING, \nWATER, \nFURNITURE FURNISH, HSE HEALTH TRANSPORT \nCOMMUNI-\nCATION \nRECREATION & EDUCATION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOT-\nWEAR \nELEC-\nTRICTY, \nGAS \nAND \nEQUIP AND \nROUTINE \n \n \n \nCULTURE \n \nHOTELS \nGOODS & \nFOOD \nNON \nALCO-\nHOLIC \nBEVER-\nAGES \n \n \n \n \n& OTHER \nEQUIPMENT \nMAINTE-\nNANCE \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n1.89 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n-0.54 \n0.00 \n0.00 \n0.00 \n0.00 \n0.01 \n0.00 \n0.00 \n0.01 \n0.00 \n0.01 \n-0.52 \n-0.06 \n0.32 \n0.07 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n26 \nTABLE 5.2 : YEARLY INFLATION -- PERCENTAGE CHANGE IN CONSUMER PRICE INDEX \\1 \n(2012 = 100) \n1. Source: ZIMSTATS \n \nNON-FOOD INFLATION \nFOOD \nINFLATION \nALL \n \nALCO-\nHOLIC \nBEVER-\nCLOTHING \nHSING, \nWATER, \nFURNI-\nTURE \nFURNISH, \nHSE \nHEALTH \nTRANSPORT \nCOMMU-\nNICATION \nRECREA-\nTION & \nEDUCA-\nTION \nRESTAU-\nRANTS & \nMISC. \nTOTAL \nNON \nFOOD & \nITEMS \n \n& TO-\nBACCO \nFOOTWEAR \nELEC-\nTRICTY, GAS \nAND \nEQUIP AND \nROUTINE \n \n \nCULTURE \nHOTELS \nGOODS & \nFOOD \nNON ALCO-\nHOLIC \nBEVER-\n \n \n \n \n& OTHER \nEQUIP-\nMENT \nMAINTE-\nNANCE \n \n \n \n \n \n \nSERVICES \n \n \n \n \n \nFUELS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nWEIGHTS \n4.38 \n6.05 \n17.74 \n9.91 \n1.89 \n2.16 \n9.76 \n3.41 \n2.1 \n5.67 \n1.38 \n3.91 \n66.47 \n33.53 \n100 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n3.83 \n-0.74 \n10.70 \n0.65 \n0.10 \n1.94 \n6.42 \n-0.36 \n1.92 \n12.96 \n1.92 \n1.32 \n1.91 \n3.72 \n2.51 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n27 \n TABLE 6 : SELECTED INTERNATIONAL EXCHANGE RATES \n \n \n \n \n \n \n \n \n \n \n \n \n \nSA \nBW \nJAPANESE \nEUROPEAN \nPOUND \nEND OF \nRAND/1 \nPULA/1 \nYEN/1 \nCURRENCY/2 \nSTERLING/2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJANUARY \n7.82 \n7.32 \n76.20 \n1.32 \n1.60 \nFEBRUARY \n7.47 \n7.13 \n80.28 \n1.35 \n1.60 \nMARCH \n7.59 \n7.29 \n81.92 \n1.33 \n1.59 \nAPRIL \n7.82 \n7.41 \n80.78 \n1.32 \n1.61 \nMAY \n8.14 \n7.63 \n79.80 \n1.28 \n1.59 \nJUNE \n8.38 \n7.77 \n79.42 \n1.25 \n1.56 \nJULY \n8.18 \n7.74 \n78.23 \n1.23 \n1.57 \nAUGUST \n8.45 \n7.80 \n78.47 \n1.25 \n1.58 \nSEPTEMBER \n8.23 \n7.65 \n77.50 \n1.29 \n1.63 \nOCTOBER \n8.64 \n7.88 \n79.78 \n1.30 \n1.61 \nNOVEMBER \n8.78 \n7.95 \n80.94 \n1.30 \n1.60 \nDECEMBER \n8.48 \n7.88 \n86.06 \n1.32 \n1.62 \n \n \n \n \n \n \nJANUARY \n9.03 \n8.05 \n90.90 \n1.36 \n1.58 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1. Foreign currency per US Dollar. \n \n \n \n \n2. US Dollar per unit of foreign currency. \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n28 \nTABLE 7.1: COMMERCIAL BANKS - ASSETS \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \nSecurities \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \n \nTotal \nOther Balances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances \nBalances \nBalances \n \n \n \n Liquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury Agric PEs \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n255.1 \n258.7 \n91.1 \n382.3 \n109.8 \n0.0 \n0.0 \n1,097.0 \n120.3 \n1,988.3 \n262.6 \n135.2 \n316.4 \n3,919.8 \nFeb \n242.8 \n335.2 \n90.0 \n489.4 \n121.3 \n0.0 \n0.0 \n1,278.7 \n102.7 \n1,978.3 \n265.7 \n138.9 \n329.6 \n4,093.8 \n Mar \n285.0 \n444.6 \n103.2 \n217.6 \n140.4 \n0.0 \n0.0 \n1,191.3 \n34.7 \n2,040.5 \n337.0 \n152.8 \n339.6 \n4,095.9 \n Apr \n306.5 \n459.1 \n128.5 \n197.4 \n217.0 \n0.0 \n0.0 \n1,308.5 \n32.8 \n2,068.4 \n348.9 \n180.2 \n342.0 \n4,280.7 \n May \n316.3 \n441.8 \n113.2 \n210.5 \n225.8 \n0.0 \n0.0 \n1,307.6 \n32.2 \n2,156.2 \n388.5 \n182.5 \n384.1 \n4,451.3 \nJun \n297.2 \n413.2 \n98.2 \n245.8 \n232.6 \n0.0 \n0.0 \n1,287.1 \n32.4 \n2,140.6 \n369.7 \n228.5 \n386.3 \n4,444.7 \n Jul \n329.9 \n403.3 \n108.9 \n211.0 \n205.1 \n0.0 \n0.0 \n1,258.2 \n25.0 \n2,359.7 \n370.0 \n242.7 \n393.3 \n4,648.8 \n Aug 331.2 \n363.1 \n97.7 \n165.3 \n211.6 \n0.0 \n0.0 \n1,168.8 \n24.9 \n2,404.0 \n385.9 \n221.3 \n390.1 \n4,594.9 \n Sep \n299.3 \n381.7 \n109.8 \n185.2 \n175.2 \n0.0 \n0.0 \n1,151.3 \n25.1 \n2,498.0 \n390.6 \n240.1 \n390.4 \n4,695.4 \nOct \n331.5 \n368.4 \n127.1 \n191.5 \n174.2 \n7.4 \n0.0 \n1,200.1 \n25.0 \n2,530.01 \n372.3 \n246.6 \n389.6 \n4,763.6 \nNov \n306.6 \n358.3 \n119.3 \n325.9 \n188.1 \n7.5 \n0.0 \n1306.0 \n25.5 \n2,591.9 \n348.3 \n234.4 \n394.1 \n4,900.0 \nDec \n375.9 \n374.7 \n131.1 \n219.7 \n190.8 \n8.2 \n0.0 \n1,300.4 \n27.7 \n2,631.6 \n375.3 \n255.7 \n389.0 \n4,980.0 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n323.4 \n378.5 \n103.4 \n182.3 \n247.8 \n0.0 \n0.0 \n1,235.5 \n52.2 \n2,694.9 \n386.1 \n205.7 \n386.7 \n4,961.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n29 \nTABLE 7.2: COMMERCIAL BANKS - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nOf which \n \n \n \n \n \n \n \n \nand \nLiabilities Liabilities Liabilities Liabilities \nto the \nEnd of \nDemand \nSavings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther Banks Reserves \n \n \n \nPublic \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1,830.5 \n740.1 \n170.2 \n2,740.8 \n143.6 \n0.0 \n47.3 \n426.6 \n262.6 \n298.9 \n3,919.8 \n2,740.8 \nFeb \n1,980.9 \n745.4 \n197.8 \n2,924.1 \n163.3 \n0.0 \n23.5 \n437.8 \n265.7 \n281.4 \n4,095.8 \n2,924.1 \n Mar \n1,944.7 \n699.6 \n322.7 \n2,967.0 \n149.2 \n0.0 \n25.4 \n437.5 \n337.0 \n262.4 \n4,178.6 \n2,967.0 \n Apr \n1,932,8 \n722.1 \n350.4 \n3,005.3 \n155.1 \n0.0 \n23.8 \n440.3 \n348.9 \n307.3 \n4,280.7 \n3,005.3 \n May \n1,886.1 \n802.5 \n462.2 \n3,150.9 \n175.3 \n0.0 \n23.2 \n483.6 \n388.5 \n229.7 \n4,451.3 \n3,150.9 \nJun \n1,889.3 \n899.4 \n391.7 \n3,180.4 \n170.9 \n0.0 \n21.5 \n503.9 \n369.7 \n198.2 \n4,444.7 \n3,180.4 \nJul \n1,957.8 \n873.6 \n500.6 \n3,331.9 \n172.8 \n0.0 \n22.7 \n539.0 \n370.0 \n212.4 \n4,648.8 \n3,331.9 \nAug \n1,919.2 \n930.2 \n374.3 \n3,223.6 \n172.2 \n0.0 \n22.1 \n562.5 \n385.9 \n228.5 \n4,594.9 \n3,223.6 \n Sep \n1,962.6 \n883.0 \n490.0 \n3,335.6 \n183.9 \n0.0 \n20.5 \n552.6 \n390.6 \n205.8 \n4,689.0 \n3,335.6 \n Oct \n1,997.7 \n1,011.7 \n413.6 \n3,422.9 \n168.1 \n0.0 \n20.5 \n562.9 \n372.3 \n216.7 \n4,763.6 \n3,422.9 \n Nov \n1,895.8 \n966.6 \n679.6 \n3,542.0 \n192.9 \n0.0 \n38.2 \n562.2 \n348.3 \n216.4 \n4,900.0 \n3,542.0 \n Dec \n2,090.5 \n922.3 \n507.5 \n3,520.4 \n212.5 \n0.0 \n30.8 \n618.5 \n375.3 \n222.5 \n4,980.0 \n3,520.4 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2,032.2 \n866.1 \n552.4 \n3,450.7 \n266.1 \n0.0 \n27.8 \n623.9 \n386.1 \n206.5 \n4,961.1 \n3,450.7 \n30 \nTABLE 8.1 : ACCEPTING HOUSES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLoans & Contingent \nOther \nNon Financial \nTotal \nEnd of \nNotes \n \n \n \n \n \nTotal \nOther \nBalances Advances \nAssets \nAssets \nAssets \nAssets \n \n& \nBalances Balances Balances \n \n \nLiquid \nwith RBZ \n \n \n \n \n \n \nCoin \nwith \nwith Other \nat \nTrade \nTreasury \n Assets \n \n \n \n \n \n \n \nat Banks \nRBZ \nBanks \nForeign \nBanks \nBills \nBills \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n2.3 \n4.4 \n10.7 \n2.0 \n55.7 \n0.0 \n75.1 \n5.0 \n210.7 \n66.3 \n58.5 \n28.2 \n443.8 \nFeb \n2.6 \n15.6 \n0.9 \n2.1 \n23.5 \n0.0 \n44.8 \n5.0 \n247.6 \n73.4 \n75.6 \n28.5 \n474.9 \n Mar \n2.6 \n12.3 \n13.1 \n2.9 \n64.1 \n0.0 \n95.1 \n0.0 \n218.6 \n64.9 \n70.8 \n30.1 \n479.4 \nApr \n6.5 \n9.0 \n15.2 \n3.9 \n37.7 \n0.0 \n72.3 \n0.0 \n241.6 \n56.3 \n74.3 \n31.8 \n476.2 \n May \n3.0 \n7.6 \n18.5 \n1.8 \n20.0 \n0.0 \n51.0 \n0.0 \n259.5 \n54.9 \n77.4 \n31.4 \n474.3 \nJune \n3.6 \n6.6 \n23.9 \n1.0 \n9.9 \n0.0 \n44.9 \n0.0 \n277.8 \n49.6 \n84.2 \n22.7 \n479.3 \nJul \n1.4 \n2.2 \n25.2 \n0.9 \n8.2 \n0.0 \n37.9 \n0.0 \n237.5 \n37.5 \n75.7 \n14.8 \n403.5 \nAug \n0.8 \n0.6 \n31.8 \n0.4 \n5.5 \n0.0 \n39.2 \n0.0 \n223.3 \n36.7 \n59.5 \n22.7 \n381.4 \nSep \n0.9 \n3.7 \n27.8 \n5.5 \n3.1 \n0.0 \n40.9 \n0.0 \n228.0 \n36.8 \n56.1 \n22.1 \n383.9 \nOct \n2.8 \n0.4 \n28.4 \n1.6 \n3.3 \n0.4 \n36.9 \n0.0 \n208.9 \n37.1 \n53.5 \n22.4 \n358.7 \nNov \n1.7 \n0.5 \n30.2 \n1.2 \n3.3 \n0.4 \n37.3 \n0.0 \n235.9 \n37.1 \n53.6 \n22.4 \n386.3 \nDec \n2.2 \n1.0 \n26.1 \n1.4 \n3.3 \n0.4 \n34.4 \n0.0 \n239.2 \n37.2 \n69.1 \n22.3 \n402.3 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJan \n1.5 \n2.7 \n28.6 \n0.0 \n3.4 \n0.0 \n36.2 \n0.0 \n236.7 \n34.8 \n60.2 \n29.1 \n397.0 \n31 \nTABLE 8.2 : ACCEPTING HOUSES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \n \nDeposits \n \n \n \nAmounts Owing to \nCapital \nContingent \nOther \nTotal \nLiabilities to the \n \n \n \n \n \n \n \n \nand \nLiabilities \nLiabilities \nLiabilities \nPublic \nEnd of Demand Savings and \nShort-term \nLong-term \nTotal \nForeign \nLiabilities \nRBZ \nOther \nBanks \nReserves \n \n \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n137.8 \n73.5 \n37.4 \n248.7 \n44.5 \n0.0 \n0.0 \n18.1 \n66.3 \n66.2 \n443.8 \n248.7 \n Feb \n134.2 \n78.8 \n44.4 \n257.4 \n34.4 \n0.0 \n0.0 \n50.8 \n73.4 \n58.9 \n474.9 \n257.4 \n Mar \n70.9 \n129.8 \n48.5 \n249.1 \n46.1 \n0.0 \n0.0 \n55.7 \n64.9 \n63.6 \n479.4 \n249.1 \n Apr \n89.9 \n117.5 \n42.8 \n250.3 \n44.8 \n0.0 \n0.0 \n55.6 \n56.3 \n69.4 \n476.2 \n250.3 \n May \n85.5 \n100.9 \n68.1 \n254.6 \n44.8 \n0.0 \n0.0 \n-48.7 \n54.9 \n168.7 \n474.3 \n254.6 \n Jun \n136.9 \n91.2 \n33.7 \n261.8 \n44.6 \n0.0 \n1.7 \n-22.4 \n49.6 \n144.0 \n479.3 \n261.8 \n Jul \n110.8 \n36.4 \n69.2 \n216.4 \n43.6 \n0.0 \n1.0 \n-33.1 \n37.5 \n138.1 \n403.5 \n216.4 \n Aug \n107.0 \n42.6 \n64.5 \n214.1 \n43.1 \n0.0 \n1.0 \n-96.8 \n36.7 \n183.3 \n381.4 \n214.1 \n Sep \n102.5 \n60.4 \n56.4 \n219.3 \n42.8 \n0.0 \n2.7 \n-47.9 \n36.8 \n130.2 \n383.9 \n219.3 \n Oct \n122.8 \n35.9 \n60.6 \n219.3 \n39.8 \n0.0 \n2.7 \n-51..1 \n37.1 \n110.9 \n358.7 \n219.3 \n Nov \n105.3 \n69.3 \n46.4 \n221.0 \n39.9 \n0.0 \n2.7 \n-69.7 \n37.1 \n155.2 \n386.3 \n221.0 \n Dec \n108.1 \n67.9 \n44.2 \n220.2 \n44.5 \n0.0 \n2.7 \n-60.9 \n37.2 \n158.5 \n402.3 \n220.2 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n Jan \n106.9 \n91.7 \n21.3 \n220.0 \n44.8 \n0.0 \n2.7 \n-72.4 \n34.8 \n167.2 \n397.0 \n220.0 \n32 \nTABLE 9.1 : BUILDING SOCIETIES - ASSETS \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid Assets \n \n \n \n \n \n \n \nNotes \nBalances \nTrade \nTreasury \nTotal \nMortgage \nOther \nOther \nNon Finan-\ncial \nTotal \nEnd of \n& \nwith Other \nBills \nBills \nLiquid \nAdvances \nAdvances \nAssets \nAssets \n Assets \n \nCoin \nBanks \n \n \n Assets \n \n \n \n \n \n \nat Banks \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.1 \n80.8 \n0.0 \n0.0 \n100.9 \n207.2 \n80.6 \n17.6 \n112.2 \n518.5 \n Feb \n13.3 \n99.2 \n0.0 \n0.0 \n112.6 \n226.5 \n81.0 \n19.3 \n112.5 \n551.8 \n Mar \n15.8 \n109.0 \n0.0 \n0.0 \n124.7 \n221.5 \n83.1 \n19.7 \n112.7 \n561.6 \n Apr \n18.2 \n99.7 \n0.2 \n0.0 \n118.0 \n215.5 \n85.5 \n23.7 \n111.3 \n554.0 \n May \n19.6 \n93.7 \n0.2 \n0.0 \n113.4 \n219.7 \n93.3 \n24.5 \n113.0 \n564.0 \n Jun \n15.7 \n102.2 \n0.2 \n0.0 \n118.1 \n239.5 \n96.5 \n25.6 \n114.6 \n594.3 \n Jul \n19.6 \n108.6 \n0.0 \n0.0 \n128.2 \n242.3 \n101.3 \n26.2 \n116.2 \n614.3 \n Aug \n18.7 \n113.1 \n0.0 \n0.0 \n131.8 \n248.8 \n104.7 \n27.5 \n118.2 \n630.9 \n Sep \n18.6 \n131.9 \n0.0 \n0.0 \n150.5 \n248.8 \n105.6 \n29.2 \n118.9 \n653.0 \n Oct \n20.1 \n123.0 \n0.0 \n1.0 \n144.0 \n266.6 \n116.7 \n28.9 \n118.9 \n675.1 \n Nov \n22.5 \n125.0 \n0.0 \n1.0 \n148.6 \n277.2 \n117.8 \n33.4 \n117.4 \n694.3 \n Dec \n29.2 \n133.2 \n0.0 \n1.0 \n163.4 \n278.1 \n118.3 \n30.2 \n126.9 \n716.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n Jan \n20.4 \n125.5 \n0.2 \n0.0 \n146.1 \n283.2 \n118.5 \n36.1 \n121.4 \n705.3 \n33 \nTABLE 9.2 : BUILDING SOCIETIES - LIABILITIES \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nOf which \n \nDeposits \nCapital \nOther \nTotal \nLiabilities to the \n \n \n \n \nand \nLiabilities \n Liabilities \nPublic \nEnd of \nSavings and \nShort-term \nLong-term \nTotal \nReserves \n \n \n \n \n \n \n Deposits \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n Jan \n72.6 \n70.1 \n142.8 \n105.8 \n34.6 \n283.1 \n142.8 \n Feb \n78.8 \n76.2 \n155.0 \n107.6 \n36.1 \n298.7 \n155.0 \n Mar \n87.0 \n83.0 \n170.1 \n108.6 \n11.8 \n318.7 \n170.1 \n Apr \n90.1 \n85.0 \n175.1 \n110.6 \n16.4 \n332.1 \n175.1 \n May \n95.5 \n102.5 \n197.9 \n112.7 \n21.6 \n364.9 \n197.9 \n Jun \n124.6 \n77.4 \n202.0 \n116.7 \n50.6 \n369.4 \n202.0 \n Jul \n146.7 \n68.1 \n214.8 \n119.0 \n70.0 \n403.9 \n214.8 \n Aug \n149.9 \n80.6 \n230.6 \n122.0 \n67.7 \n420.3 \n230.6 \n Sep \n149.4 \n93.2 \n242.6 \n123.1 \n77.5 \n443.3 \n242.6 \n Oct \n154.3 \n93.0 \n247.3 \n125.8 \n13.7 \n453.8 \n247.3 \n Nov \n158.3 \n123.9 \n282.4 \n129.0 \n89.2 \n500.6 \n282.4 \n Dec \n186.4 \n100.7 \n287.0 \n121.3 \n96.7 \n505.1 \n287.0 \n \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n Jan \n201.3 \n94.2 \n295.5 \n127.3 \n95.7 \n518.5 \n295.5 \n Feb \n209.9 \n115.3 \n325.2 \n129.9 \n96.7 \n551.8 \n325.2 \n Mar \n182.1 \n152.2 \n334.3 \n129.6 \n76.7 \n540.7 \n334.3 \n Apr \n205.3 \n126.2 \n331.5 \n131.9 \n90.5 \n554.0 \n331.5 \n May \n242.1 \n93.4 \n335.5 \n136.3 \n70.4 \n564.0 \n335.5 \n Jun \n260.1 \n109.7 \n369.7 \n141.8 \n82.7 \n594.3 \n369.7 \n Jul \n233.2 \n156.1 \n389.3 \n145.7 \n79.3 \n614.3 \n389.3 \n Aug \n231.0 \n170.1 \n401.2 \n150.0 \n79..8 \n630.9 \n401.2 \n Sep \n247.3 \n172.8 \n420.0 \n153.1 \n80.0 \n653.0 \n420.0 \n Oct \n263.2 \n165.4 \n428.6 \n159.8 \n27.5 \n675.1 \n428.6 \n Nov \n246.8 \n179.5 \n426.3 \n165.5 \n28.2 \n694.3 \n426.3 \n \n \n \n \n \n \n \n \n Dec \n255.8 \n184.6 \n440.3 \n177.8 \n28.1 \n716.9 \n440.3 \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n Jan \n230.0 \n192.8 \n422.8 \n180.3 \n102.3 \n705.3 \n422.8 \n \n \n \n \n \n \n \n \n34 \nTable 10: ZIMBABWE STOCK MARKET STATISTICS \n \n \n \n \n \nIndices \nUS$ Millions \n \nIndustrial \nMining \nMarket Capitalisation \n \n \n \n \n2011 \n \n \n \n \n \n \n \nMay \n163.37 \n197.37 \n4,191.00 \nJun \n167.18 \n171.32 \n4,267.14 \nJul \n163.69 \n160.17 \n4,172.70 \nAug \n160.53 \n164.52 \n4,145.36 \nSep \n155.82 \n152.42 \n3,984.47 \nOct \n143.58 \n131.75 \n3,656.60 \nNov \n144.98 \n115.47 \n3,677.60 \nDec \n145.86 \n100.70 \n3,689.70 \n \n \n \n \n2012 \n \n \n \n \n \n \n \nJan \n138.52 \n79.09 \n3,422.20 \nFeb \n146.03 \n95.39 \n3,696.60 \nMar \n136.76 \n85.01 \n3,458.10 \nApr \n129.55 \n97.15 \n3,303.40 \nMay \n132.03 \n83.73 \n3,351.20 \nJun \n131.96 \n75.70 \n3,341.46 \nJul \n132.92 \n112.12 \n3,445.93 \nAug \n132.27 \n89.04 \n3,434.00 \nSep \n146.00 \n96.00 \n3,822.80 \nOct \n154.47 \n93.66 \n4,033,76 \nNov \n150.16 \n68.74 \n3,890.9 \nDec \n152.40 \n65.12 \n3,963.50 \n \n \n \n \n \n \n \n \nSource: Zimbabwe Stock Exchange (ZSE) \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \nJan \n179.34 \n84.07 \n4,700.33 \n35 \nTABLE 11 : SAVINGS /1 WITH FINANCIAL INSTITUTIONS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial \nMerchant \n \nBuilding \n \nEnd of \nBanks \nBanks \nOther/2 \nSocieties \nTOTAL \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \nMay \n854.5 \n165.3 \n45.1 \n197.9 \n1,262.8 \nJune \n922.7 \n120.0 \n45.4 \n202.0 \n1,290.1 \nJuly \n933.5 \n97.5 \n42.5 \n214.8 \n1,288.3 \nAugust \n830.2 \n109.9 \n54.0 \n230.6 \n1,224.6 \nSeptember \n903.4 \n116.8 \n53.7 \n242.6 \n1,316.4 \nOctober \n946.2 \n239.5 \n54.2 \n247.3 \n1,487.3 \nNovember \n1,048.1 \n233.5 \n53.2 \n282.4 \n1,617.2 \nDecember \n887.3 \n294.8 \n52.1 \n287.0 \n1,521.2 \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n910.3 \n110.9 \n52.3 \n295.5 \n1,369.0 \nFebruary \n943.2 \n123.2 \n57.0 \n325.2 \n1,448.6 \nMarch \n1,022.3 \n178.3 \n56.0 \n334.3 \n1,590.9 \nApril \n1,072.5 \n160.3 \n54.2 \n331.5 \n1,618.5 \nMay \n1,264.8 \n169.0 \n55.4 \n335.5 \n1,824.7 \nJune \n1,291.1 \n124.9 \n58.3 \n369.7 \n1,844.0 \nJuly \n1,374.2 \n105.6 \n61.4 \n389.3 \n1,930.5 \nAugust \n1,304.5 \n107.1 \n59.3 \n401.2 \n1,872.1 \nSeptember \n1,373.0 \n116.8 \n60.1 \n420.0 \n1,969.9 \nOctober \n1,425.3 \n96.4 \n61.8 \n428.6 \n2,012.1 \nNovember \n1,646.2 \n115.7 \n67.2 \n426.3 \n2,255.4 \nDecember \n1,429.8 \n112.1 \n63.9 \n440.3 \n2,046.1 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ Comprises all deposits other than demand deposits. \n2/ Includes People’s Own Savings Bank (POSB). \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,418.5 \n113.0 \n64.3 \n422.8 \n2,018.6 \n36 \nTABLE 12 : ANALYSIS OF LIQUID ASSETS OF MONETARY BANKS \n \n \n \n \n \n \n \nUS$ Millions \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nCommercial Banks \nAccepting Houses \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \nLiquid \nPrescribed \nExcess \nLiquid \nPrescribed \nExcess \n \nassets \nliquid \nliquid \nassets \nliquid \nLiquid \nEnd of \nheld \nassets/1 \nassets \nheld \nassets/1 \nassets \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n2011 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n961.5 \n417.2 \n544.3 \n111.4 \n50.4 \n61.0 \nFebruary \n994.1 \n436.3 \n557.8 \n68.9 \n49.8 \n19.1 \nMarch \n1,053.0 \n455.5 \n597.5 \n70.1 \n53.1 \n16.9 \nApril \n954.9 \n453.4 \n501.5 \n61.9 \n52.7 \n9.2 \nMay \n999.8 \n477.6 \n522.2 \n44.4 \n51.0 \n-6.7 \nJune \n1,145.9 \n505.5 \n640.4 \n41.6 \n53.6 \n-11.9 \nJuly \n1,018.3 \n506.7 \n511.6 \n64.5 \n50.3 \n14.2 \nAugust \n1,046.9 \n647.0 \n399.9 \n55.1 \n62.8 \n-7.7 \nSeptember \n1,031.8 \n656.8 \n375.0 \n65.8 \n65.9 \n-0.1 \nOctober \n1,014.8 \n665.6 \n349.2 \n134.7 \n105.7 \n28.9 \nNovember \n1,041.1 \n663.8 \n377.3 \n135.3 \n107.2 \n28.1 \nDecember \n1,075.7 \n671.9 \n403.8 \n196.1 \n115.7 \n80.4 \n \n \n \n \n \n \n \n2012 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,097.0 \n685.2 \n411.8 \n75.1 \n62.2 \n12.9 \nFebruary \n1,278.7 \n731.5 \n548.2 \n44.8 \n64.4 \n-19.6 \nMarch \n1,273.6 \n741.8 \n531.8 \n95.1 \n62.3 \n32.8 \nApril \n1,308.5 \n751.3 \n557.2 \n72.3 \n62.6 \n9.8 \nMay \n1,307.6 \n787.7 \n519.9 \n51.0 \n63.6 \n-12.6 \nJune \n1,287.5 \n795.1 \n492.4 \n44.9 \n65.4 \n-20.5 \nJuly \n1,258.2 \n833.0 \n425.2 \n37.9 \n54.1 \n-16.2 \nAug \n1,168.8 \n805.9 \n362.9 \n39.2 \n53.5 \n-14.4 \nSeptember \n1,151.3 \n833.9 \n317.4 \n40.9 \n54.8 \n-13.9 \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n1/ With effect from 1 August 2010, the prescribed liquid asset ratio was reviewed from 10% to 20% of liabilities to the public. \nOctober \n1,200.1 \n855.7 \n344.4 \n36.9 \n54.8 \n-17.9 \nNovember \n1,306.0 \n885.5 \n420.5 \n37.3 \n55.2 \n-18.0 \nDecember \n1,300.4 \n880.1 \n420.3 \n34.4 \n55.1 \n-20.6 \n \n \n \n \n \n \n \n2013 \n \n \n \n \n \n \n \n \n \n \n \n \n \nJanuary \n1,235.5 \n862.7 \n372.8 \n36.2 \n55.0 \n-18.8 \n37 \nTABLE 13 : ZETSS, CHEQUES AND CARDS ACTIVITY. \nUS$ Millions \nMONTH \nZETSS VALUES \nCHEQUE VALUES \nCARD VALUES \nMOBILE & INTERNET \n \n \n \n \n \n2012 \n \n \n \n \nJan \n2,439.7 \n5.3 \n137.2 \n60.8 \nFeb \n2,920.1 \n6.1 \n137.1 \n77.2 \nMar \n3,242.8 \n6.8 \n156.4 \n104.1 \nApr \n2,948.5 \n5.5 \n160.5 \n68.6 \nMay \n3,237.4 \n5.0 \n189.6 \n82.0 \nJun \n3,407.3 \n6.5 \n177.7 \n93.5 \nJul \n3,321.0 \n6.7 \n169.1 \n135.6 \nAug \n3,417.3 \n6.1 \n218.4 \n98.3 \nSep \n3,043.2 \n5.6 \n235.5 \n149.2 \nOct \n3,630.7 \n6.6 \n232.9 \n196.9 \nNov \n3,526.0 \n5.9 \n240.8 \n197.3 \nDec \n3,584.7 \n5.0 \n308.9 \n220.3 \nAnnual Total \n38,718.7 \n71.1 \n2,364.1 \n1,483.8 \n \n \n \n \n \n \n \n \n \n \n2013 \n \n \n \n \nJan \n3,563.8 \n5.2 \n254.4 \n205.2", "source": "SARB", "stratum": "cb_requests", "fetch_date": "2026-05-11", "url": "file:///SARB/MPC_Statements/January2013.pdf"}
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